TCF Financial 8-K Third Quarter 2007 Investor Presentation

Exhibit 99.1

TCF Financial Corporation

Third Quarter 2007 Investor Presentation

The Convenience Franchise

1.)           Corporate Profile

At September 30, 2007

•$15.5 billion financial holding company headquartered in Minnesota

•39th largest U.S. based bank by asset size

•449 bank branches, 136 branches opened since January 1, 2002

•26th largest branch network

•13 campus alliances; 6^th largest in campus card banking relationships

•1,684 ATMs free to TCF customers; 1,190 off-site

•12th largest issuer of VISA® Classic debit cards

•18th largest bank-owned equipment finance/leasing company in the U.S.

•ROA 1.82%1;  ROE 26.58%1

•2,429,144 deposit accounts

1Annualized

2.)           Corporate Profile

•         Bank branches located in seven states

	At 9/30/07	At 1/1/02
Traditional	192	134
Supermarket	242	234
Campus	15	7
Total	449	375
	At 9/30/07	At 1/1/02
Minnesota	108	88
Illinois	201	179
Michigan	56	57
Colorado	45	13
Wisconsin	33	33
Indiana	5	5
Arizona	1	—
Total	449	375

3.)           What Makes TCF Different

•Convenience

TCF banks a large and diverse customer base by offering a host of convenient banking services:

•Open seven days a week, 364 days/year

•Traditional, supermarket and campus branches

•1,684 free ATMs

•Free debit cards

•No purchase-fee gift cards

•Free coin counting

•TCF_® Totally Free Online banking

•De Novo Expansion

TCF is increasing its market share through de novo expansion:

•Opening new branches

•Arizona

•Starting new businesses

•Offering new products and services

4.)           What Makes TCF Different

•Power Assets® and Power Liabilities®

Power Assets® (consumer loans, commercial real estate and business loans, and leasing and equipment finance)

and Power Liabilities® (checking, savings, money market and certificates of deposit accounts)

are growing and contribute a high percentage of TCF’s profits.

•Credit Quality

TCF is primarily a secured lender, emphasizing credit quality over asset growth.

5.)           Share Repurchase Program

•Repurchased 3.8 million shares of common stock during the first nine months of 2007 at an average cost of $27.02 per share

•At 9/30/07, 5.5 million shares remain available to purchase under board authorization

6.)           Dividend History

	1997			1998			1999			2000			2001			2002			2003			2004			2005			2006			2007
Dividends Paid	$	.23		$	.31		$	.36		$	.41		$	.50		$	.58		$	.65		$	.75		$	.85		$	.92		$	.7275	1
Dividend Payout Ratio:	28		%	35		%	36		%	35		%	37		%	37		%	43		%	40		%	43		%	48		%	45		%

10-year compounded annual growth rate of 15.9% is the 8th highest among the 50 largest banks in the country

1   Year-to-date

7.)           Return of Net Income to Stockholders

($ millions)

	Net Income			Dividends Paid			Stock Repurchase			Total			% of Net Income
2003	$		215.9	$	93.0		$	150.4		$	243.4		113	%
2004	255.0			104.0			116.1			220.1			86
2005	265.1			114.5			93.5			208.0			78
2006	244.9			121.4			101.0			222.4			91
20071	204.0			93.8			103.0			196.8			96
Total	$	1,184.9		$	526.7		$	564.0		$	1,090.7		92	%
% of Net Income				44		%	48		%	92		%

1  Year-to-date

8.)           Consumer Home Equity Lending +12%*

($ millions)

	12/03		12/04		12/05		12/06		9/07
Total	$	3,588	$	4,382	$	5,149	$	5,883	$	6,320

                *    Twelve-month growth rate

9.)           Consumer Home Equity Loans

At September 30, 2007

•79% amortizing loans, 21% lines of credit

•64% are 1st mortgages, average loan amount of $112,520

•36% are junior lien positions, average loan amount of $34,004

•76% fixed rate and 24% variable rate (prime based)

•Average home value of $245,1201

•Yield 7.40%

•Over-30-day delinquency rate .62% 2

•Net charge-offs: 2007 = .30%3, 2006 = .13%, 2005 = .10%

•Average FICO score at origination of 721

1    Based on most recent values known to TCF

2    Excludes non-accrual loans

3   Annualized

10.)         Home Equity Characteristics

At September 30, 2007

•No subprime lending programs

•No 2/28 ARM loans

•No Option ARM loans

•No loans originated with teaser rates

•Variable-rate loans have interest rates tied to the prime rate

•Over 99% of loans in states with TCF branches

11.)         Commercial Lending

($ millions)

	12/03		12/04		12/05		12/06		9/07
Commercial Business	$	429.4	$	436.7	$	435.2	$	552.0	$	577.9
Commercial Real Estate	1,916.7		2,154.4		2,297.5		2,390.7		2,402.9
Total	$	2,346	$	2,591	$	2,733	$	2,943	$	2,981

12.)         Commercial Loans

At September 30, 2007

•Commercial real estate

•26% retail services

•20% apartment loans

•16% office buildings

•Commercial business — $578 million

•Yield 6.85%

•Over-30-day delinquency rate .33%1

•Net charge-offs/(recoveries): 2007 = .06%2, 2006 = .02% , 2005 = (.08)%

•Approximately 98% of all commercial loans secured

•CRE location mix: 93% TCF Markets, 7% Other

1   Excludes non-accrual loans

2   Annualized

13.)         Leasing and Equipment Finance 1 +13%*

($ millions)

	12/03		12/04		12/05		12/06		9/07
Leasing and Equipment Finance	$	1,162	$	1,389	$	1,560	$	1,899	$	2,037

1     Includes operating leases

*    Twelve-month growth rate

14.)         Leasing and Equipment Finance

At September 30, 2007

•18th largest bank-owned equipment finance/leasing company in the U.S.

•37th largest equipment finance/leasing company in the U.S.

•Diverse equipment types

•20% specialty vehicle

•18% construction

•16% manufacturing

•13% medical

•4% technology and data processing

•Yield 7.66%

•Uninstalled backlog of $292.8 million; up $42.1 million from year-end 2006

•Over-30-day delinquency rate .80% 1

•Net charge-offs: 2007 = .12%2, 2006 = .29%

1    Excludes non-accrual loans and leases

2    Annualized

15.)         Allowance for Loan & Lease Losses

($ millions)

	12/03			12/04			12/05			12/06			9/07
Allowance for Loan & Lease Losses	$	72.5		$	75.4		$	55.8		$	58.5		$	74.6
Net Charge-offs (NCO)	$	19.6		$	17.5		$	28.2		$	18.0		$	20.6
As a % of Loans & Leases:
Allowance	.87		%	.80		%	.55		%	.52		%	.63		%
NCO	.24		%	.20		%	.29		%	.17		%	.24		%1
Coverage Ratio	3.7		X	4.3		X	2.0		X	3.3		X	2.7		X1

1   Annualized

16.)         Delinquencies (Over 30-Day)1

(Percent)

($ millions)

	12/03			12/04			12/05			12/06			9/07
Delinquencies	.47		%	.37		%	.43		%	.63		%	.63		%
Delinquencies	$	38.7		$	34.4		$	43.6		$	71.7		$	74.6

1   Excludes non-accrual loans and leases

17.)         Non-Performing Assets

($ millions)

	12/03			12/04			12/05			12/06			9/07
Non-Accrual Loans and Leases	$	35.4		$	46.9		$	29.7		$	43.2		$	47.2
Real Estate Owned	33.5			17.2			17.7			22.4			43.0
Total	$	68.9		$	64.1		$	47.4		$	65.6		$	90.2
Reserves/NAs:	205		%	161		%	188		%	136		%	158		%
NPAs/Assets:	.61		%	.52		%	.35		%	.45		%	.58		%

18.)         Net Charge-Offs by Business Line

							YTD1
	2004		2005		2006		2007
Consumer home equity:
First mortgage lien	.08	%	.07	%	.09	%	.21	%
Junior lien	.13		.16		.22		.46
Total home equity	.09		.10		.13		.30
Commercial real estate	.02		—		.01		.02
Commercial business	.04		(.51	)	.09		.19
Leasing and equipment finance	.43		1.50	2	.29		.12
Residential real estate	.01		.01		.04		.03
Total	.20		.29		.17		.24

1   Annualized

2  NCO’s excluding leveraged lease charge-off were .18% for 2005

19.)Total Deposits + 5%*

Average Balances

($ millions)

	12/03			12/04			12/05			12/06			9/07
Certificates of Deposit	$	1,744		$	1,494		$	1,740		$	2,291		$	2,513
Money Market	887			764			641			621			607
Savings	2,072			1,936			2,076			2,306			2,435
Checking	3,073			3,582			4,023			4,190			4,149
Total	$	7,776		$	7,776		$	8,480		$	9,408		$	9,704
Average Rate:	.73		%	.55		%	1.15		%	2.08		%	2.42		%
# of Accounts (in thousands):	2,150			2,216			2,296			2,427			2,429

*   Twelve month growth rate, excluding Michigan deposits sold

20.)Premier Checking & Savings Deposits + 19%*

Average Balances

($ millions)

	12/03			12/04			12/05			12/06			9/07
Premier Savings	$	—		$	85		$	427		$	899		$	1,128
Premier Checking	1			199			642			1,001			1,064
Total	$	1		$	284		$	1,069		$	1,900		$	2,192
Average Rate:	1.77		%	1.61		%	2.73		%	3.62		%	3.68		%
1-month LIBOR spread:	(.56		)	(.11		)	(.65		)	(1.48		)	(1.68		)

*   Twelve-month growth rate

21.)Small Business Deposits +6%*

($ millions)

	12/03		12/04		12/05		12/06		9/07
Checking Deposits	$	461	$	546	$	607	$	614	$	593
Money Market Deposits	1		17		89		116		173
Total	$	462	$	563	$	696	$	730	$	766
# of Accounts:	102,607		113,979		124,145		135,861		139,323

*    Twelve-month growth rate, excluding Michigan deposits sold

22.)Small Business Services and Products

At September 30, 2007

•$594 million in 0% interest checking account deposits

•Small business loans up to $500,000; small business administration loans up to $150,000

•104,092 TCF Business Check Cards^SM

•TCF Miles Plus Business Check Card^SM loyalty program

•TCF Personal Pay Day^® - employee benefit package (checking, savings, loan discounts, etc.) through participating businesses

23.)Banking Fees and Other Revenue¹ +2%*

($ millions)

	2003		2004		2005		2006		2007
First Quarter	$	82.1	$	87.7	$	88.2	$	94.4	$	96.2
Second Quarter	92.8		104.5		100.1		106.7		108.7
Third Quarter	94.3		103.0		104.7		108.2		109.5
Fourth Quarter	90.6		98.8		100.9		101.3		—
Total	$	360	$	394	$	394	$	411	$	314

¹  Consisting of fees and service charges, card revenue, ATM revenue, and investments and insurance revenue

* Year-to-date growth rate (‘07 vs. ‘06)

24.)Card Revenue +8%*

($ millions)

	2003				2004			2005			2006			2007
First Quarter	$		13.2		$	13.5		$	17.6		$	21.3		$	23.3
Second Quarter	14.8				16.0			19.8			22.9			24.9
Third Quarter	12.9				16.3			21.0			24.4			25.6
Fourth Quarter	12.1				17.7			21.4			23.5			—
Total	$		53.0		$	63.5		$	79.8		$	92.1		$	73.8
Sales Vol.:	$	3,899			$	4,735		$	5,673		$	6,465		$	5,164	1
Average Interchange Rate:	1.34			%	1.30		%	1.34		%	1.35		%	1.36		%1

* Year-to-date growth rate (‘07 vs. ‘06)

¹  Year-to-date

25.)Card Revenue

•12th largest issuer of VISA^® Classic debit cards

•13th largest issuer of VISA^® Commercial debit cards

•$5.2 billion in sales volume, up 8.1%¹

•19.3 transactions per month on active cards, up 7.4%¹

¹  Year-to-date

26.)New Branch Expansion

27.)Total New Branches

Branches opened since January 1, 2002

	12/02		12/03		12/04		12/05		12/06		9/07		12/07 Projected
Supermarket Branches	15		20		31		38		43		47		49
Traditional and Campus Branches	12		26		45		66		80		89		93
Total	27		46		76		104		123		136		142
# of Branches Opened	27		19		30		28		19		14		20
Percent of Total	7	%	11	%	18	%	23	%	27	%	30	%	31	%

28.)New Traditional Branch Model - Net Income

($ 000s)

	Year of Existence
	1			2			3		4		5		6		7		8		9		10
Net Income1	$	(395	)	$	(108	)	$	43	$	227	$	273	$	381	$	438	$	474	$	596	$	700

Traditional branch capital expenditure $3.7 million

¹   Includes deposits and consumer lending

29.)New Branch Total Deposits +17%*

Branches opened since January 1, 2002

($ millions)

	12/02		12/03		12/04		12/05		12/06		9/07
Deposits	$	45	$	116	$	287	$	782	$	1,076	$	1,256

*    Twelve-month growth rate

30.)New Branch Total Deposit Accounts +33%*

Branches opened since January 1, 2002

(000s)

	12/02		12/03		12/04		12/05		12/06		9/07
Deposit Accounts	$	35	$	67	$	127	$	200	$	290	$	369

*    Twelve-month growth rate

31.)New Branch Banking Fees & Other Revenue¹ +31%*
Branches opened since January 1, 2002
($ millions)

	2002		2003		2004		2005		2006		2007
First Quarter	—		$	1.0	$	3.4	$	7.6	$	11.6	$	15.0
Second Quarter	.1		1.6		6.1		9.9		14.2		18.5
Third Quarter	.3		2.1		7.0		10.9		14.8		19.7
Fourth Quarter	.7		2.5		7.6		11.3		14.2		—
Total	$	1.1	$	7.2	$	24.1	$	39.7	$	54.8	$	53.2

¹   Consisting of fees and service charges, card revenue, ATM revenue, and investments and insurance revenue

*    Twelve-month growth rate

32.)Campus Banking

At September 30, 2007

•Alliances with the Universities of Minnesota, Michigan and Illinois plus ten other institutions

•Multi-purpose campus card serves as a school identification card, ATM card, library card, security card, health care card, phone card, stored value card for vending machines, laundry, etc.

•Ranked 6th largest in number of campus card banking relationships in the U.S.

•124,982 total deposit accounts

•$231 million in total deposits

33.)New Products and Services

•TCF  Power Checking^SM

•TCF_® CashRewards^SM Card Loyalty Program

•TCF_® Visa^® Gift Cards

•Merchant Gift Cards

•Electronic Statement Delivery

•TCF Express Check Conversion

•TCF Express Remote Deposit

•Medical Equipment Leasing

34.)Financial Highlights

35.)Financial Highlights

($ millions, except per-share data)

	Year-to-Date
	2007			2006			Change
Net Interest Income	$	410.6		$	401.6		2.2	%
Fees & Other Revenue:
Banking	314.4			309.4			1.6
Other	51.0			57.0			(10.5	)
Total Fees and Other Revenue	365.4			366.4			(.3	)
Gains on Sales of Securities Available for Sale	2.0			—			100.0
Gains on Sales of Branches and Real Estate	35.2			4.2			N.M.
Total Non-Interest Income	402.6			370.6			8.6
Total Revenue	$	813.2		$	772.2		5.3
Provision for Credit Losses	36.9			10.6			N.M.
Non-Interest Expense	489.5			483.6			1.2
Net Income	204.0			191.2			6.7
Diluted EPS	$	1.62		$	1.48
ROA	1.82		%	1.83		%
ROE	26.58		%	26.04		%

N.M. Not Meaningful

36.)Power Profits^SM

Average Balance ($ millions)

Profit center net income ($ 000s)

			YTD 2007
	Balance 1		Net Income		%
Consumer Lending	$	6,098	$	26,405	14	%
Leasing and Equipment Finance	1,885		25,690		14
Commercial Banking	2,925		13,144		7
Total Power Assets®	$	10,908	$	65,239	35	%
Traditional and Campus Branches (207)	$	7,520	$	62,145	34
Supermarket Branches (242)	2,184		28,910		16
Total Power Liabilities®	$	9,704	$	91,055	50	%
Total Power Assets & Liabilities			156,294		85
Equity and Other			27,009		15
Net Income Before Branch Sales			$	183,303	100	%
Michigan Branches Sold			20,688
Net Income			$	203,991

¹    Includes Michigan deposits sold

37.)Return to Stockholders^1,2 +17%*

			SNL All
Period Ending	TCF		Bank & Thrift		S&P 500
6/86	$	100.00	$	100.00	$	100.00
9/86	$	92.52	$	99.94	$	94.40
9/87	$	83.16	$	112.29	$	135.38
9/88	$	80.21	$	109.09	$	118.63
9/89	$	121.00	$	144.45	$	157.79
9/90	$	52.84	$	87.76	$	143.21
9/91	$	156.33	$	150.84	$	187.84
9/92	$	215.55	$	192.09	$	208.59
9/93	$	349.94	$	242.52	$	235.72
9/94	$	356.48	$	241.10	$	244.40
9/95	$	541.33	$	317.76	$	317.10
9/96	$	713.82	$	413.57	$	381.58
9/97	$	1,130.44	$	657.10	$	535.91
9/98	$	783.86	$	721.98	$	584.40
9/99	$	1,157.72	$	746.29	$	746.88
9/00	$	1,572.70	$	897.91	$	846.09
9/01	$	1,970.22	$	851.99	$	620.86
9/02	$	1,853.49	$	805.72	$	493.67
9/03	$	2,162.53	$	1,041.02	$	614.10
9/04	$	2,806.94	$	1,190.35	$	699.29
9/05	$	2,552.53	$	1,215.02	$	784.97
9/06	$	2,596.58	$	1,463.11	$	869.68
9/07	$	2,682.96	$	1,423.58	$	1,012.65

¹    Source: SNL Financial, LC and S&P

²    Assumes $100 invested June 18, 1986 with dividends reinvested

*   Annualized return since June 18, 1986

38.)Cautionary Statement

This presentation and other reports issued by the Company, including reports filed with the SEC, may contain “forward-looking” statements that deal with future results, plans or performance. In addition, TCF’s management may make such statements orally to the media, or to securities analysts, investors or others. Forward-looking statements deal with matters that do not relate strictly to historical facts. TCF’s future results may differ materially from historical performance and forward-looking statements about TCF’s expected financial results or other plans are subject to a number of risks and uncertainties. These include but are not limited to possible legislative changes and adverse economic, business and competitive developments such as shrinking interest margins; deposit outflows; an inability to increase the number of deposit accounts and the possibility that deposit account losses (fraudulent checks, etc.) may increase; impact of legal, legislative or other changes affecting customer account charges and fee income; reduced demand for financial services and loan and lease products; adverse developments affecting TCF’s supermarket banking relationships or any of the supermarket chains in which TCF maintains supermarket branches; changes in accounting standards or interpretations of existing standards; monetary, fiscal or tax policies of the federal or state governments; including adoption of state legislation that would increase state taxes, impact of federal legislation enacted in September 2007 reducing interest subsidies and other benefits available to TCF in its education lending programs; adverse findings in tax audits or regulatory examinations; changes in credit and other risks posed by TCF’s loan, lease and investment portfolios, including declines in commercial or residential real estate values or changes in allowance for loan and lease losses dictated by market conditions or regulatory requirements; imposition of vicarious liability on TCF as lessor in its leasing operations; denial of insurance coverage for claims made by TCF; technological, computer-related or operational difficulties or loss or theft of information; adverse changes in securities markets; and results of litigation, including reductions in card revenues resulting from litigation brought by various merchants or merchant organizations against Visa; or other significant uncertainties. Investors should consult TCF’s Annual Report on Form 10-K, and Forms 10-Q and 8-K for additional important information about the Company.

39.)         Appendix

40.)         Diluted EPS

	1997		1998		1999		2000		2001		2002		2003		2004		2005		2006		2007 1
Diluted EPS	$	.84	$	.88	$	1.00	$	1.17	$	1.35	$	1.58	$	1.53	$	1.86	$	2.00	$	1.90	$	1.62

¹  Year-to-date

41.)         Net Income

($ millions)

	2003		2004		2005		2006		2007
First Quarter	$	60.1	$	60.7	$	63.5	$	58.2	$	82.7
Second Quarter	60.3		65.2		70.6		67.1		62.1
Third Quarter	36.0		61.7		65.5		65.9		59.1
Fourth Quarter	59.5		67.4		65.5		53.7		—
Total	$	216	$	255	$	265	$	245	$	204

42.)         Net Interest Income

($ millions)

	2003			2004			2005			2006			2007
First Quarter	$	122.4		$	118.4		$	129.1		$	131.2		$	135.5
Second Quarter	119.8			122.4			131.3			135.4			137.4
Third Quarter	119.9			124.5			128.1			135.0			137.7
Fourth Quarter	119.1			126.5			129.3			135.9			—
Total	$	481		$	492		$	518		$	538		$	411
Net Interest Margin:	4.54		%	4.54		%	4.46		%	4.16		%	3.97		%1

¹ Year-to-date (annualized)

43.)         Risk-Based Capital

($ millions)

	12/03			12/04			12/05			12/06				9/07
Actual	$	842		$	959		$	1,050		$		1,173		$	1,207
Well Capitalized Requirement	$	785		$	881		$	983		$	1,057			$	1,117
Tier 1:	9.75		%	9.12		%	8.79		%	8.65			%	8.34		%
Total:	10.73		%	10.88		%	10.68		%	11.10			%	10.80		%
Target (10.6%):	$	824		$	934		$	1,042		$	1,120			$	1,185
Excess RBC:	$	57		$	77		$	67		$	116			$	90
Excess Over Target:	$	18		$	25		$	8		$	53			$	22

44.)         Power Asset Geographic Profile

($ 000s)

At September 30, 2007:	Consumer Home Equity & Other			Commercial Real Estate & Commercial Business		Leasing & Equipment Finance		Total
Minnesota	$		2,436,706	$	789,864	$	69,402	$	3,295,972
Illinois	1,970,947			650,957		68,530		2,690,434
Michigan	1,090,204			823,838		83,946		1,997,988
Wisconsin	500,135			421,805		36,484		958,424
Colorado	318,219			48,787		33,315		400,321
California	2,527			19,431		259,762		281,720
Florida	6,923			42,962		136,651		186,536
Texas	501			2,504		121,861		124,866
Arizona	11,848			14,803		83,786		110,437
Indiana	21,732			20,391		33,535		75,658
Other	27,208			145,534		1,039,064		1,211,806
Total	$	6,386,950		$	2,980,876	$	1,966,336	$	11,334,162

45.)         Consumer Home Equity and Commercial Loans

Quarterly Average Balances

($ millions)

	9/30/07			9/30/06			Change Inc./(Dec.) $			%
Consumer Home Equity:
Fixed-rate	$	4,751		$	4,028		$	723		18	%
Yield	6.99		%	6.87		%	12		bps
Variable-rate	$	1,456		$	1,585		$	(129	)	(8	)%
Yield	8.67		%	8.91		%	(24		)bps
Commercial:
Fixed- and adjustable-rate	$	1,957		$	1,842		$	115		6	%
Yield	6.43		%	6.29		%	14		bps
Variable-rate	$	980		$	1,113		$	(133	)	(12	)%
Yield	7.72		%	7.84		%	(12		)bps

46.)         Customer Payment Activity

Transaction Volume

(# millions)

	2007 1	2006 1	% Increase/ Decrease
Checks/ACH	88.3	95.9	(7.9	)%
ATM	23.4	24.8	(5.6	)%
Debit Card Purchases	141.7	131.0	8.2	%

¹   YTD 3Q07 vs. YTD 3Q06

47.)         Glossary of Terms

Coverage Ratio

Period-end allowance for loan and lease losses as a multiple of annualized net charge-offs.

Earnings per Share

Net income available to common stockholders divided by weighted-average common and common equivalent shares outstanding during the period (diluted EPS).

Fees and Other Revenue

Non-interest income excluding gains/losses on sales of securities, gains on sales of branches and real estate,  gains/losses on termination of debt, and certain other businesses.

Net Interest Margin

Annualized net interest income (before provision for credit losses) divided by average interest-earning assets for the period.

48.)         Glossary of Terms (continued)

Power Assets^®

Higher-yielding consumer, commercial real estate, commercial business, and leasing and equipment finance loans and leases.

Power Liabilities^®

Checking, savings, money market and certificates of deposit.

Return on Average Assets (ROA)

Annualized net income divided by average total assets for the period.

Return on Average Common Equity (ROE)

Annualized net income divided by average common stockholders’ equity for the period.

49.)         Source References

Slide: Corporate Profile

39th largest U.S. bank - CapitalBridge; 6/30/07

26th largest branch network - SNL Financial, LC; 3Q07

6th largest in campus card relationships - CR80News 2006 Banking Partner Survey     

12th largest issuer of Visa Classic - VISA; 2Q07; ranked by sales volume

18th largest bank-owned leasing company - The Monitor; Jul/Aug 2007

Slide: Dividend History

10-year compounded annual growth rate - CapitalBridge

Slide: Leasing and Equipment Finance

18th largest bank-owned leasing company - The Monitor; Jul/Aug 2007

37th largest leasing company - The Monitor; 2007 Monitor 100

Slide: Card Revenue

12th largest issuer of Visa Classic - VISA; 2Q07; ranked by sales volume

13th largest issuer of Visa Commercial - VISA; 2Q07; ranked by sales volume

Slide: Campus Banking

6th largest in campus card relationships - CR80News 2006 Banking Partner Survey

Slide: Return to Stockholders

Return to Stockholders - SNL Financial, LC and S&P