First National 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	5,549,808	15,561	SH		SOLE		0	0	15,561
ABBOTT LABS	COM	002824100	1,285,040	11,675	SH		SOLE		0	0	11,675
ABBVIE INC	COM	00287Y109	1,033,999	6,672	SH		SOLE		0	0	6,672
AFLAC INC	COM	001055102	330,000	4,000	SH		SOLE		0	0	4,000
ALPHABET INC	CAP STK CL C	02079K107	1,438,895	10,210	SH		SOLE		0	0	10,210
ALPHABET INC	CAP STK CL A	02079K305	3,161,883	22,635	SH		SOLE		0	0	22,635
AMAZON COM INC	COM	023135106	2,148,432	14,140	SH		SOLE		0	0	14,140
AMER STATES WTR CO	COM	029899101	1,638,092	20,369	SH		SOLE		0	0	20,369
AMERICAN EXPRESS CO	COM	025816109	227,325	1,213	SH		SOLE		0	0	1,213
AMERICAN WTR WKS CO INC NEW	COM	030420103	5,494,770	41,630	SH		SOLE		0	0	41,630
AMGEN INC	COM	031162100	696,864	2,420	SH		SOLE		0	0	2,420
APPLE INC	COM	037833100	15,066,725	78,257	SH		SOLE		0	0	78,257
BOEING CO	COM	097023105	302,366	1,160	SH		SOLE		0	0	1,160
CALIFORNIA WTR SVC GROUP	COM	130788102	1,656,043	31,927	SH		SOLE		0	0	31,927
CAMDEN NATL CORP	COM	133034108	264,878	7,039	SH		SOLE		0	0	7,039
CAPITAL GROUP INTL FOCUS EQT	SHS CREATION UNI	14019W109	362,729	15,196	SH		SOLE		0	0	15,196
CATERPILLAR INC	COM	149123101	389,841	1,319	SH		SOLE		0	0	1,319
CHEVRON CORP NEW	COM	166764100	605,739	4,061	SH		SOLE		0	0	4,061
CISCO SYS INC	COM	17275R102	649,586	12,858	SH		SOLE		0	0	12,858
COCA COLA CO	COM	191216100	522,249	8,862	SH		SOLE		0	0	8,862
COLGATE PALMOLIVE CO	COM	194162103	361,405	4,534	SH		SOLE		0	0	4,534
COLUMBIA ETF TR II	EM CORE EX ETF	19762B202	2,299,333	75,961	SH		SOLE		0	0	75,961
CONSOLIDATED EDISON INC	COM	209115104	205,410	2,258	SH		SOLE		0	0	2,258
COSTCO WHSL CORP NEW	COM	22160K105	2,045,045	3,098	SH		SOLE		0	0	3,098
CSW INDUSTRIALS INC	COM	126402106	590,496	2,847	SH		SOLE		0	0	2,847
CVS HEALTH CORP	COM	126650100	290,629	3,681	SH		SOLE		0	0	3,681
DBX ETF TR	XTRCKR MSCI US	233051150	424,792	9,602	SH		SOLE		0	0	9,602
DEERE & CO	COM	244199105	502,610	1,257	SH		SOLE		0	0	1,257
DIAGEO PLC	SPON ADR NEW	25243Q205	225,190	1,546	SH		SOLE		0	0	1,546
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	9,818,619	342,829	SH		SOLE		0	0	342,829
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	366,896	10,678	SH		SOLE		0	0	10,678
DISNEY WALT CO	COM	254687106	327,199	3,624	SH		SOLE		0	0	3,624
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,146,139	11,811	SH		SOLE		0	0	11,811
ELI LILLY & CO	COM	532457108	4,064,926	6,973	SH		SOLE		0	0	6,973
EMERSON ELEC CO	COM	291011104	216,559	2,225	SH		SOLE		0	0	2,225
ESSENTIAL UTILS INC	COM	29670G102	3,386,431	90,667	SH		SOLE		0	0	90,667
EXXON MOBIL CORP	COM	30231G102	898,325	8,985	SH		SOLE		0	0	8,985
FIDELITY COVINGTON TRUST	MSCI RL EST ETF	316092857	1,548,312	58,098	SH		SOLE		0	0	58,098
GENERAL DYNAMICS CORP	COM	369550108	541,334	2,085	SH		SOLE		0	0	2,085
GENERAL MLS INC	COM	370334104	247,441	3,799	SH		SOLE		0	0	3,799
GOLDMAN SACHS ETF TR	ACTIVEBETA INT	381430107	268,952	8,235	SH		SOLE		0	0	8,235
HOME DEPOT INC	COM	437076102	813,767	2,348	SH		SOLE		0	0	2,348
HONEYWELL INTL INC	COM	438516106	352,832	1,682	SH		SOLE		0	0	1,682
INTEL CORP	COM	458140100	451,995	8,995	SH		SOLE		0	0	8,995
INTERNATIONAL BUSINESS MACHS	COM	459200101	568,122	3,474	SH		SOLE		0	0	3,474
INVESCO DB MULTI-SECTOR COMM	OIL FD	46140H403	3,333,963	239,681	SH		SOLE		0	0	239,681
INVESCO EXCH TRADED FD TR II	FNDMNTL HY CRP	46138E719	316,721	17,469	SH		SOLE		0	0	17,469
INVESCO QQQ TR	UNIT SER 1	46090E103	7,365,580	17,986	SH		SOLE		0	0	17,986
ISHARES TR	TIPS BD ETF	464287176	767,371	7,139	SH		SOLE		0	0	7,139
ISHARES TR	CORE S&P500 ETF	464287200	2,464,347	5,160	SH		SOLE		0	0	5,160
ISHARES TR	IBOXX INV CP ETF	464287242	8,134,740	73,511	SH		SOLE		0	0	73,511
ISHARES TR	S&P 500 GRWT ETF	464287309	496,336	6,609	SH		SOLE		0	0	6,609
ISHARES TR	20 YR TR BD ETF	464287432	10,911,428	110,350	SH		SOLE		0	0	110,350
ISHARES TR	MSCI EAFE ETF	464287465	2,675,452	35,507	SH		SOLE		0	0	35,507
ISHARES TR	CORE S&P MCP ETF	464287507	1,444,348	5,211	SH		SOLE		0	0	5,211
ISHARES TR	ISHARES SEMICDTR	464287523	8,939,846	15,518	SH		SOLE		0	0	15,518
ISHARES TR	ISHARES BIOTECH	464287556	2,059,299	15,159	SH		SOLE		0	0	15,159
ISHARES TR	COHEN STEER REIT	464287564	1,706,072	29,049	SH		SOLE		0	0	29,049
ISHARES TR	RUSSELL 3000 ETF	464287689	794,393	2,902	SH		SOLE		0	0	2,902
ISHARES TR	CORE S&P SCP ETF	464287804	1,440,791	13,310	SH		SOLE		0	0	13,310
ISHARES TR	INTL TREA BD ETF	464288117	212,354	5,138	SH		SOLE		0	0	5,138
ISHARES TR	NATIONAL MUN ETF	464288414	223,108	2,058	SH		SOLE		0	0	2,058
ISHARES TR	MBS ETF	464288588	593,551	6,309	SH		SOLE		0	0	6,309
ISHARES TR	USD INV GRDE ETF	464288620	702,826	13,711	SH		SOLE		0	0	13,711
ISHARES TR	PFD AND INCM SEC	464288687	1,849,003	59,282	SH		SOLE		0	0	59,282
ISHARES TR	US AER DEF ETF	464288760	204,965	1,619	SH		SOLE		0	0	1,619
ISHARES TR	US HLTHCR PR ETF	464288828	1,372,348	5,227	SH		SOLE		0	0	5,227
ISHARES TR	GNMA BOND ETF	46429B333	399,887	9,037	SH		SOLE		0	0	9,037
ISHARES TR	FLTG RATE NT ETF	46429B655	293,242	5,793	SH		SOLE		0	0	5,793
ISHARES TR	CORE HIGH DV ETF	46429B663	1,028,263	10,082	SH		SOLE		0	0	10,082
ISHARES TR	CORE MSCI EAFE	46432F842	1,022,397	14,533	SH		SOLE		0	0	14,533
ISHARES TR	CORE DIV GRWTH	46434V621	5,157,240	95,824	SH		SOLE		0	0	95,824
JOHNSON & JOHNSON	COM	478160104	1,930,065	12,314	SH		SOLE		0	0	12,314
JPMORGAN CHASE & CO	COM	46625H100	740,897	4,356	SH		SOLE		0	0	4,356
KIMBERLY-CLARK CORP	COM	494368103	388,579	3,198	SH		SOLE		0	0	3,198
KIRBY CORP	COM	497266106	489,872	6,242	SH		SOLE		0	0	6,242
LEGGETT & PLATT INC	COM	524660107	4,726,014	180,589	SH		SOLE		0	0	180,589
LOCKHEED MARTIN CORP	COM	539830109	300,340	663	SH		SOLE		0	0	663
MCDONALDS CORP	COM	580135101	282,007	951	SH		SOLE		0	0	951
MERCK & CO INC	COM	58933Y105	1,366,788	12,537	SH		SOLE		0	0	12,537
META PLATFORMS INC	CL A	30303M102	794,640	2,245	SH		SOLE		0	0	2,245
MICROSOFT CORP	COM	594918104	3,179,330	8,455	SH		SOLE		0	0	8,455
NEXTERA ENERGY INC	COM	65339F101	553,958	9,120	SH		SOLE		0	0	9,120
NUSHARES ETF TR	NUVEEN ESG SMLCP	67092P607	226,174	5,785	SH		SOLE		0	0	5,785
NVIDIA CORPORATION	COM	67066G104	831,970	1,680	SH		SOLE		0	0	1,680
ORACLE CORP	COM	68389X105	223,960	2,124	SH		SOLE		0	0	2,124
PAYCHEX INC	COM	704326107	532,064	4,467	SH		SOLE		0	0	4,467
PEPSICO INC	COM	713448108	266,462	1,569	SH		SOLE		0	0	1,569
PFIZER INC	COM	717081103	289,512	10,056	SH		SOLE		0	0	10,056
PHILLIPS 66	COM	718546104	239,785	1,801	SH		SOLE		0	0	1,801
PIMCO ETF TR	ENHNCD LW DUR AC	72201R718	4,373,719	46,156	SH		SOLE		0	0	46,156
PIMCO ETF TR	ACTIVE BD ETF	72201R775	822,065	8,892	SH		SOLE		0	0	8,892
PIMCO ETF TR	INV GRD CRP BD	72201R817	1,484,090	15,259	SH		SOLE		0	0	15,259
PLANET FITNESS INC	CL A	72703H101	579,255	7,935	SH		SOLE		0	0	7,935
PROCTER AND GAMBLE CO	COM	742718109	815,819	5,567	SH		SOLE		0	0	5,567
PROSHARES TR	SHORT S&P 500 NE	74347B425	3,686,289	283,779	SH		SOLE		0	0	283,779
PROSHARES TR	PSHS ULT S&P 500	74347R107	2,122,323	32,616	SH		SOLE		0	0	32,616
PROSHARES TR	PSHS ULTRA QQQ	74347R206	2,049,720	26,970	SH		SOLE		0	0	26,970
PROSHARES TR II	ULSHT BLOOMB OIL	74347Y797	3,182,257	152,334	SH		SOLE		0	0	152,334
QUALCOMM INC	COM	747525103	409,719	2,833	SH		SOLE		0	0	2,833
RTX CORPORATION	COM	75513E101	483,677	5,748	SH		SOLE		0	0	5,748
S&P GLOBAL INC	COM	78409V104	1,023,768	2,324	SH		SOLE		0	0	2,324
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	26,451,219	475,143	SH		SOLE		0	0	475,143
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	12,911,314	228,924	SH		SOLE		0	0	228,924
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	12,790,203	169,812	SH		SOLE		0	0	169,812
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	12,880,458	272,660	SH		SOLE		0	0	272,660
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	1,685,497	67,991	SH		SOLE		0	0	67,991
SCHWAB STRATEGIC TR	SCHWB FDT EMK LG	808524730	1,063,942	39,202	SH		SOLE		0	0	39,202
SCHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	1,847,113	29,821	SH		SOLE		0	0	29,821
SCHWAB STRATEGIC TR	SCHWAB FDT US BM	808524789	1,513,569	24,772	SH		SOLE		0	0	24,772
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	13,286,897	174,529	SH		SOLE		0	0	174,529
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	8,079,567	218,603	SH		SOLE		0	0	218,603
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	1,487,567	28,497	SH		SOLE		0	0	28,497
SELECT SECTOR SPDR TR	ENERGY	81369Y506	2,070,513	24,696	SH		SOLE		0	0	24,696
SJW GROUP	COM	784305104	1,624,134	24,853	SH		SOLE		0	0	24,853
SOUTHERN CO	COM	842587107	673,906	9,611	SH		SOLE		0	0	9,611
SPDR GOLD TR	GOLD SHS	78463V107	8,763,233	45,840	SH		SOLE		0	0	45,840
SPDR INDEX SHS FDS	MSCI EAFE FS ETF	78470E106	384,990	9,869	SH		SOLE		0	0	9,869
SPDR S&P 500 ETF TR	TR UNIT	78462F103	23,483,066	49,406	SH		SOLE		0	0	49,406
SPDR SER TR	BBG CONV SEC ETF	78464A359	2,066,376	28,640	SH		SOLE		0	0	28,640
SPDR SER TR	PRTFLO S&P500 GW	78464A409	214,373	3,295	SH		SOLE		0	0	3,295
SPDR SER TR	PORTFLI TIPS ETF	78464A656	504,630	19,735	SH		SOLE		0	0	19,735
SPDR SER TR	PORTFOLIO LN TSR	78464A664	1,073,218	36,982	SH		SOLE		0	0	36,982
SPDR SER TR	S&P DIVID ETF	78464A763	8,888,628	71,126	SH		SOLE		0	0	71,126
SPDR SER TR	BLOOMBERG INVT	78468R200	1,878,715	61,416	SH		SOLE		0	0	61,416
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	1,821,673	38,759	SH		SOLE		0	0	38,759
SPDR SER TR	SPDR S&P 500 ETF	78468R796	746,879	19,245	SH		SOLE		0	0	19,245
STARBUCKS CORP	COM	855244109	210,409	2,192	SH		SOLE		0	0	2,192
TESLA INC	COM	88160R101	348,052	1,401	SH		SOLE		0	0	1,401
TEXAS INSTRS INC	COM	882508104	434,162	2,547	SH		SOLE		0	0	2,547
TRAVELERS COMPANIES INC	COM	89417E109	448,985	2,357	SH		SOLE		0	0	2,357
UNION PAC CORP	COM	907818108	349,920	1,425	SH		SOLE		0	0	1,425
VALERO ENERGY CORP	COM	91913Y100	593,678	4,567	SH		SOLE		0	0	4,567
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	1,947,055	39,442	SH		SOLE		0	0	39,442
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	4,241,369	9,710	SH		SOLE		0	0	9,710
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	7,826,378	88,574	SH		SOLE		0	0	88,574
VANGUARD INDEX FDS	MID CAP ETF	922908629	11,739,037	50,460	SH		SOLE		0	0	50,460
VANGUARD INDEX FDS	GROWTH ETF	922908736	259,375	834	SH		SOLE		0	0	834
VANGUARD INDEX FDS	VALUE ETF	922908744	2,747,347	18,377	SH		SOLE		0	0	18,377
VANGUARD INDEX FDS	SMALL CP ETF	922908751	9,844,918	46,149	SH		SOLE		0	0	46,149
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,287,892	5,429	SH		SOLE		0	0	5,429
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	403,804	3,925	SH		SOLE		0	0	3,925
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	450,021	8,016	SH		SOLE		0	0	8,016
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	949,410	23,100	SH		SOLE		0	0	23,100
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	431,270	8,448	SH		SOLE		0	0	8,448
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	399,673	2,345	SH		SOLE		0	0	2,345
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	4,664,071	97,371	SH		SOLE		0	0	97,371
VANGUARD WORLD FD	ESG US STK ETF	921910733	737,215	8,667	SH		SOLE		0	0	8,667
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	7,262,915	52,987	SH		SOLE		0	0	52,987
VANGUARD WORLD FDS	COMM SRVC ETF	92204A884	1,440,592	12,237	SH		SOLE		0	0	12,237
VERIZON COMMUNICATIONS INC	COM	92343V104	414,249	10,988	SH		SOLE		0	0	10,988
VISA INC	COM CL A	92826C839	998,795	3,836	SH		SOLE		0	0	3,836
WASTE MGMT INC DEL	COM	94106L109	264,889	1,479	SH		SOLE		0	0	1,479
WISDOMTREE TR	FLOATNG RAT TREA	97717Y527	19,554,370	389,219	SH		SOLE		0	0	389,219