Hallmark Financial Services (HALL) 10-Q 5 May 16 2016 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2016	May. 05, 2016
Document and Entity Information [Abstract]
Entity Registrant Name	HALLMARK FINANCIAL SERVICES INC
Entity Central Index Key	819,913
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Trading Symbol	hall
Entity Common Stock, Shares Outstanding		18,891,377
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2016
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2,016

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
ASSETS
Debt securities, available-for-sale, at fair value (cost: $570,080 in 2016 and $538,629 in 2015)	$ 564,758	$ 531,325
Equity securities, available-for-sale, at fair value (cost: $27,460 in 2016 and $24,951 in 2015)	49,328	47,504
Total investments	614,086	578,829
Cash and cash equivalents	87,477	114,446
Restricted cash	8,733	8,522
Ceded unearned premiums	66,934	65,094
Premiums receivable	90,244	83,376
Accounts receivable	2,402	2,005
Receivable for securities	938	10,424
Reinsurance recoverable	120,161	114,287
Deferred policy acquisition costs	20,737	20,366
Goodwill	44,695	44,695
Intangible assets, net	14,342	14,959
Deferred federal income taxes, net	2,615	3,360
Federal income tax recoverable	328	1,779
Prepaid expenses	4,181	3,213
Other assets	12,176	11,245
Total assets	1,090,049	1,076,600
LIABILITIES
Revolving credit facility payable	30,000	30,000
Subordinated debt securities	56,702	56,702
Reserves for unpaid losses and loss adjustment expenses	449,129	450,878
Unearned premiums	221,546	216,407
Reinsurance balances payable	37,929	33,741
Pension liability	2,463	2,496
Payable for securities	2,910	1,097
Accounts payable and other accrued expenses	23,563	23,253
Total liabilities	$ 824,242	$ 814,574
Commitments and Contingencies (Note 17)
Stockholders' equity:
Common stock, $.18 par value, authorized 33,333,333; issued 20,872,831 shares in 2016 and 2015	$ 3,757	$ 3,757
Additional paid-in capital	123,619	123,480
Retained earnings	145,575	141,501
Accumulated other comprehensive income	8,279	7,418
Treasury stock (1,893,291 shares in 2016 and 1,775,512 in 2015), at cost	(15,423)	(14,130)
Total stockholders' equity	265,807	262,026
Liabilities and equity, total	$ 1,090,049	$ 1,076,600

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Consolidated Balance Sheets [Abstract]
Debt securities, available-for-sale, cost (in dollars)	$ 570,080	$ 538,629
Equity securities, available for sale, cost (in dollars)	$ 27,460	$ 24,951
Common stock, par value (in dollars per share)	$ 0.18	$ 0.18
Common stock, authorized shares	33,333,333	33,333,333
Common stock, issued shares	20,872,831	20,872,831
Treasury stock, shares	1,893,291	1,775,512

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Consolidated Statements of Operations [Abstract]
Gross premiums written	$ 128,447	$ 125,059
Ceded premiums written	(40,821)	(34,685)
Net premiums written	87,626	90,374
Change in unearned premiums	(3,299)	(3,678)
Net premiums earned	84,327	86,696
Investment income, net of expenses	3,879	2,845
Net realized gains (losses)	(227)	584
Finance charges	1,441	1,299
Commisions and fees, expense	577	9
Other income	31	17
Total revenues	90,028	91,450
Losses and loss adjustment expenses	55,395	56,090
Other operating expenses	26,896	25,914
Interest expense	1,131	1,140
Amortization of intangible assets	617	617
Total expenses	84,039	83,761
Income before tax	5,989	7,689
Income tax expense	1,915	2,346
Net income	$ 4,074	$ 5,343
Net income per share:
Basic	$ 0.21	$ 0.28
Diluted	$ 0.21	$ 0.28

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Consolidated Statements of Comprehensive Income [Abstract]
Net income	$ 4,074	$ 5,343
Other comprehensive income (loss):
Change in net actuarial gain	28	26
Tax effect on change in net actuarial gain	(10)	(9)
Unrealized holding (losses) gains arising during the period	1,371	7,069
Tax effect on unrealized holding (losses) gains arising during the period	(480)	(2,474)
Reclassification adjustment for gains included in net income	(74)	(861)
Tax effect on reclassification adjustment for gains (losses) included in net income	26	301
Other comprehensive (loss) income, net of tax	861	4,052
Comprehensive (loss) income	$ 4,935	$ 9,395

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2014	$ 3,757	$ 123,194	$ 119,638	$ 17,801	$ (12,353)
Acquisition of treasury stock					(287)
Shares issued under employee benefit plans					212
Equity based compensation		371
Shares issued under employee benefit plans (value)		(10)
Net income			5,343			$ 5,343
Additional minimum pension liability, net of tax				17
Unrealized holding (losses) gains arising during period, net of tax				4,595
Reclassification adjustment for (gains) losses included in net income, net of tax				(560)
Balance at Mar. 31, 2015	3,757	123,555	124,981	21,853	(12,428)	261,718
Balance at Dec. 31, 2015	3,757	123,480	141,501	7,418	(14,130)	262,026
Acquisition of treasury stock					(1,293)
Equity based compensation		139
Net income			4,074			4,074
Additional minimum pension liability, net of tax				18
Unrealized holding (losses) gains arising during period, net of tax				891
Reclassification adjustment for (gains) losses included in net income, net of tax				(48)
Balance at Mar. 31, 2016	$ 3,757	$ 123,619	$ 145,575	$ 8,279	$ (15,423)	$ 265,807

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities:
Net income	$ 4,074	$ 5,343
Adjustments to reconcile net income to cash provided by operating activities:
Depreciation and amortization expense	948	1,136
Deferred federal income taxes	280	(819)
Net realized (gains) losses	227	(584)
Share-based payments expense	139	371
Change in ceded unearned premiums	(1,840)	(1,747)
Change in premiums receivable	(6,868)	(11,121)
Change in accounts receivable	(397)	1,302
Change in deferred policy acquisition costs	(371)	(384)
Change in unpaid losses and loss adjustment expenses	(1,749)	7,470
Change in unearned premiums	5,139	5,425
Change in reinsurance recoverable	(5,874)	(579)
Change in reinsurance balances payable	4,188	3,528
Change in current federal income tax payable	1,451	2,445
Change in all other liabilities	277	(6,430)
Change in all other assets	(935)	(1,647)
Net cash (used in) provided by operating activities	(1,311)	3,709
Cash flows from investing activities:
Purchases of property and equipment	(225)	(456)
Net transfers (into) from restricted cash	(211)	2,111
Purchases of investment securities	(58,384)	(26,735)
Maturities, sales and redemptions of investment securities	34,455	20,923
Net cash used in investing activities	(24,365)	(4,157)
Cash flows from financing activities:
Proceeds from exercise of employee stock options		202
Purchase of treasury shares	(1,293)	(288)
Net cash used in financing activities	(1,293)	(86)
Decrease in cash and cash equivalents	(26,969)	(534)
Cash and cash equivalents at beginning of period	114,446	130,985
Cash and cash equivalents at end of period	87,477	130,451
Supplemental cash flow information:
Interest paid	1,131	1,140
Income taxes paid	184	720
Supplemental schedule of non-cash investing activities:
Change in receivable for securities related to investment disposals that settled after the balance sheet date	9,486	(359)
Change in payable for securities related to investment purchases that settled after the balance sheet date	$ 1,813	$ 13,203

General

General	3 Months Ended
	Mar. 31, 2016
General [Abstract]
General	1. General Hallmark Financial Services, Inc. (“Hallmark” and, together with subsidiaries, “we,” “us” or “our”) is an insurance holding company engaged in the sale of property/casualty insurance products to businesses and individuals. Our business involves marketing, distributing, underwriting and servicing our insurance products, as well as providing other insurance related services.  We pursue our business activities primarily through subsidiaries whose operations are organized into product-specific operating units that are supported by our insurance company subsidiaries. Our MGA Commercial Products operating unit offers commercial insurance products and services in the excess and surplus lines market. Our Specialty Commercial operating unit offers general aviation and satellite launch insurance products and services, low and middle market commercial umbrella and primary/excess liability insurance, medical professional liability insurance products and services, and primary/excess commercial property coverages for both catastrophe and non-catastrophe exposures. Our Standard Commercial P&C operating unit offers industry-specific commercial insurance products and services in the standard market. Our Workers Compensation operating unit specializes in small and middle market workers compensation business. Effective July 1, 2015, this operating unit no longer markets or retains any risk on new or renewal policies. Our Specialty Personal Lines operating unit offers non-standard personal automobile and renters insurance products and services. Our insurance company subsidiaries supporting these operating units are American Hallmark Insurance Company of Texas, Hallmark Insurance Company, Hallmark Specialty Insurance Company, Hallmark County Mutual Insurance Company, Hallmark National Insurance Company and Texas Builders Insurance Company. These operating units are segregated into three reportable industry segments for financial accounting purposes. The Specialty Commercial Segment includes our MGA Commercial Products operating unit and our Specialty Commercial operating unit. The Standard Commercial Segment includes our Standard Commercial P&C operating unit and our Workers Compensation operating unit. The Personal Segment consists solely of our Personal Lines operating unit.  

Basis of Presentation

Basis of Presentation	3 Months Ended
	Mar. 31, 2016
Basis of Presentation [Abstract]
Basis of Presentation	2. Basis of Presentation  Our unaudited consolidated financial statements included herein have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) and include our accounts and the accounts of our subsidiaries. All significant intercompany accounts and transactions have been eliminated in consolidation. Certain information and footnote disclosures normally included in financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to rules and regulations of the Securities and Exchange Commission (“SEC”) for interim financial reporting. These unaudited consolidated financial statements should be read in conjunction with our audited consolidated financial statements for the year ended December 31, 2015 included in our Annual Report on Form 10-K filed with the SEC.  The interim financial data as of March 31, 2016 and 2015 is unaudited. However, in the opinion of management, the interim data includes all adjustments, consisting of normal recurring adjustments, necessary for a fair statement of the results for the interim periods. The results of operations for the period ended March 31, 2016 are not necessarily indicative of the operating results to be expected for the full year. Business Combinations  We account for business combinations using the acquisition method of accounting pursuant to Accounting Standards Codification (“ASC”) 805, “Business Combinations.” The base cash purchase price plus the estimated fair value of any non-cash or contingent consideration given for an acquired business is allocated to the assets acquired (including identified intangible assets) and liabilities assumed based on the estimated fair values of such assets and liabilities. The excess of the fair value of the total consideration given for an acquired business over the aggregate net fair values assigned to the assets acquired and liabilities assumed is recorded as goodwill. Contingent consideration is recognized as a liability at fair value as of the acquisition date with subsequent fair value adjustments recorded in the consolidated statements of operations. The valuation of contingent consideration requires assumptions regarding anticipated cash flows, probabilities of cash flows, discount rates and other factors. Significant judgment is employed in determining the propriety of these assumptions as of the acquisition date and for each subsequent period. Accordingly, future business and economic conditions, as well as changes in any of the assumptions, can materially impact the amount of contingent consideration expense we record in any given period. Indirect and general expenses related to business combinations are expensed as incurred.  Income Taxes  We file a consolidated federal income tax return. Deferred federal income taxes reflect the future tax consequences of differences between the tax basis of assets and liabilities and their financial reporting amounts at each year end. Deferred taxes are recognized using the liability method, whereby tax rates are applied to cumulative temporary differences based on when and how they are expected to affect the tax return. Deferred tax assets and liabilities are adjusted for tax rate changes in effect for the year in which these temporary differences are expected to be recovered or settled.  Use of Estimates in the Preparation of the Financial Statements  Our preparation of financial statements in conformity with GAAP requires us to make estimates and assumptions that affect our reported amounts of assets and liabilities and our disclosure of contingent assets and liabilities at the date of our consolidated financial statements, as well as our reported amounts of revenues and expenses during the reporting period. Refer to “Critical Accounting Estimates and Judgments” under Item 7 of our Annual Report on Form 10-K for the year ended December 31, 2015 for information on accounting policies that we consider critical in preparing our consolidated financial statements. Actual results could differ materially from those estimates.  Fair Value of Financial Instruments  Fair value estimates are made at a point in time based on relevant market data as well as the best information available about the financial instruments. Fair value estimates for financial instruments for which no or limited observable market data is available are based on judgments regarding current economic conditions, credit and interest rate risk. These estimates involve significant uncertainties and judgments and cannot be determined with precision. As a result, such calculated fair value estimates may not be realizable in a current sale or immediate settlement of the instrument. In addition, changes in the underlying assumptions used in the fair value measurement technique, including discount rate and estimates of future cash flows, could significantly affect these fair value estimates.  Cash and Cash Equivalents : The carrying amounts reported in the balance sheet for these instruments approximate their fair values.  Restricted Cash : The carrying amount for restricted cash reported in the balance sheet approximates the fair value.  Revolving Credit Facility Payable : A revolving credit facility with The Frost National Bank had a carried value of $ 30.0 million and a fair value of $ 30.1 million as of March 31, 2016 . The fair value is based on discounted cash flows using a discount rate derived from LIBOR spot rates plus a market spread resulting in discount rates ranging between 3.6% to 4.3% for each future payment date. This revolving credit facility would be included in Level 3 of the fair value hierarchy if it was reported at fair value.  Subordinated Debt Securities : Our trust preferred securities have a carried value of $56.7 million and a fair value of $ 42.6 million as of March 31, 2016. The fair value of our trust preferred securities is based on discounted cash flows using a current yield to maturity of 8.0% , which is based on similar issues to discount future cash flows. Our trust preferred securities would be included in Level 3 of the fair value hierarchy if they were reported at fair value.  For reinsurance balances, premiums receivable, federal income tax payable, other assets and other liabilities, the carrying amounts approximate fair value because of the short maturity of such financial instruments.  Variable Interest Entities  On June 21, 2005, we formed Hallmark Statutory Trust I (“Trust I”), an unconsolidated trust subsidiary, for the sole purpose of issuing $30.0 million in trust preferred securities. Trust I used the proceeds from the sale of these securities and our initial capital contribution to purchase $30.9 million of subordinated debt securities from Hallmark. The debt securities are the sole assets of Trust I, and the payments under the debt securities are the sole revenues of Trust I.  On August 23, 2007, we formed Hallmark Statutory Trust II (“Trust II”), an unconsolidated trust subsidiary, for the sole purpose of issuing $25.0 million in trust preferred securities. Trust II used the proceeds from the sale of these securities and our initial capital contribution to purchase $25.8 million of subordinated debt securities from Hallmark. The debt securities are the sole assets of Trust II, and the payments under the debt securities are the sole revenues of Trust II.  We evaluate on an ongoing basis our investments in Trust I and Trust II (collectively the “Trusts”) and have determined that we do not have a variable interest in the Trusts. Therefore, the Trusts are not included in our consolidated financial statements.  We are also involved in the normal course of business with variable interest entities (“VIE’s”) primarily as a passive investor in mortgage-backed securities and certain collateralized corporate bank loans issued by third party VIE’s. The maximum exposure to loss with respect to these investments is the investment carrying values included in the consolidated balance sheets.  New Accounting Pronouncements  In May 2014, the Financial Accounting Standards Board (“ FASB ”) issued guidance which revises the criteria for revenue recognition. Insurance contracts are excluded from the scope of the new guidance. Under the guidance, the transaction price is attributed to underlying performance obligations in the contract and revenue is recognized as the entity satisfies the performance obligations and transfers control of a good or service to the customer. Incremental costs of obtaining a contract may be capitalized to the extent the entity expects to recover those costs. The guidance is effective for reporting periods beginning after December 15, 2017 and is to be applied retrospectively. We are in the process of evaluating the impact of adoption, which is not expected to be material to our results of operations or financial position.  In February 2015, the FASB issued ASU 2015-02, "Amendments to the Consolidation Analysis" (Topic 810). ASU 2015-02 changes the analysis that a reporting entity must perform to determine whether entities should be consolidated if they are deemed variable interest entities. It is effective for annual reporting periods, and interim periods within those years, beginning after December 15, 2015. We have adopted this standard as of the effective date, and the adoption did not impact our financial statements.  In May 2015, the FASB issued guidance which requires additional disclosures about short-duration contracts for products in effect for typically a year or less. The disclosures will focus on the liability for unpaid claims and claim adjustment expenses. This guidance is effective for annual periods beginning after December 15, 2015 and interim periods within annual periods beginning after December 15, 2016. We are in the process of evaluating the impact of the adoption, which is not expected to be material to our results of operations or financial position. 

Acquisitions, Dispositions and

Acquisitions, Dispositions and Business Combinations	3 Months Ended
	Mar. 31, 2016
Acquisitions, Dispositions and Business Combinations [Abstract]
Acquisitions and Business Combinations	3. Acquisitions , Dispositions and Business Combinations  On June 30, 2015, Redpoint Comp Holdings LLC (“Purchaser”) acquired exclusive renewal rights to our current in-force Texas workers compensation policies, together with certain physical assets associated with the administration of such in-force policies. In consideration for such renewal rights and physical assets, Purchaser assumed certain office lease obligations and offered employment to certain of our employees associated with the Workers Compensation operating unit. Purchaser also agreed to administer the run-off of all of our current workers compensation policies and claims for a period of three years. In connection with the transaction, we made a one-time payment to the Purchaser of $83,000 . We also agreed not to compete in the workers compensation line of insurance in the State of Texas (with certain exceptions) until after the assumed office lease obligations expire on October 31, 2017. We recorded a gain of $0.2 million during the second quarter of 2015 . On September 15, 2015, we executed Amendment No. 1 to the sale agreement with the Purchaser. Pursuant to the Amendment, the Purchaser has agreed to pay us $115,000 and administer the run-off of all of our workers compensation policies and claims in perpetuity or through final conclusion (rather than for three years as contemplated by the original agreement) in consideration of us assigning to Purchaser the commission on all unearned premiums on such policies as of July 1, 2015. We recorded an additional gain of $0.4 million during the third quarter of 2015 as a result of this Amendment No.1. 

Fair Value

Fair Value	3 Months Ended
	Mar. 31, 2016
Fair Value [Abstract]
Fair Value	4. Fair Value  ASC 820 defines fair value, establishes a consistent framework for measuring fair value and expands disclosure requirements about fair value measurements. ASC 820, among other things, requires us to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. In addition, ASC 820 precludes the use of block discounts when measuring the fair value of instruments traded in an active market, which were previously applied to large holdings of publicly traded equity securities.  We determine the fair value of our financial instruments based on the fair value hierarchy established in ASC 820. In accordance with ASC 820, we utilize the following fair value hierarchy: · Level 1: quoted prices in active markets for identical assets;  · Level 2: inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, inputs of identical assets for less active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the instrument; and  · Level 3: inputs to the valuation methodology that are unobservable for the asset or liability.  This hierarchy requires the use of observable market data when available.  Under ASC 820, we determine fair value based on the price that would be received for an asset or paid to transfer a liability in an orderly transaction between market participants on the measurement date. It is our policy to maximize the use of observable inputs and minimize the use of unobservable inputs when developing fair value measurements, in accordance with the fair value hierarchy described above. Fair value measurements for assets and liabilities where there exists limited or no observable market data are calculated based upon our pricing policy, the economic and competitive environment, the characteristics of the asset or liability and other factors as appropriate. These estimated fair values may not be realized upon actual sale or immediate settlement of the asset or liability.  Where quoted prices are available on active exchanges for identical instruments, investment securities are classified within Level 1 of the valuation hierarchy. Level 1 investment securities include common and preferred stock.  Level 2 investment securities include corporate bonds, collateralized corporate bank loans, municipal bonds, and U.S. Treasury securities for which quoted prices are not available on active exchanges for identical instruments. We use third party pricing services to determine fair values for each Level 2 investment security in all asset classes. Since quoted prices in active markets for identical assets are not available, these prices are determined using observable market information such as quotes from less active markets and/or quoted prices of securities with similar characteristics, among other things. We have reviewed the processes used by the pricing services and have determined that they result in fair values consistent with the requirements of ASC 820 for Level 2 investment securities. We have not adjusted any prices received from the third party pricing services.  In cases where there is limited activity or less transparency around inputs to the valuation, investment securities are classified within Level 3 of the valuation hierarchy. Level 3 investments are valued based on the best available data in order to approximate fair value. This data may be internally developed and consider risk premiums that a market participant would require. Investment securities classified within Level 3 include other less liquid investment securities.  There were no transfers between Level 1 and Level 2 securities during the periods presented. The following table presents for each of the fair value hierarchy levels, our assets that are measured at fair value on a recurring basis at March 31, 2016 and December 31, 2015 (in thousands):     As of March 31, 2016  Quoted Prices in Other  Active Markets for Observable Unobservable  Identical Assets Inputs Inputs  (Level 1) (Level 2) (Level 3) Total  U.S. Treasury securities and obligations of U.S. Government $ - $ 74,569 $ - $ 74,569  Corporate bonds - 160,695 - 160,695  Collateralized corporate bank loans - 80,391 - 80,391  Municipal bonds - 178,564 14,116 192,680  Mortgage-backed - 56,423 - 56,423  Total debt securities - 550,642 14,116 564,758   Total equity securities 48,706 - 622 49,328  Total debt and equity securities $ 48,706 $ 550,642 $ 14,738 $ 614,086       As of December 31, 2015  Quoted Prices in Other  Active Markets for Observable Unobservable  Identical Assets Inputs Inputs  (Level 1) (Level 2) (Level 3) Total  U.S. Treasury securities and obligations of U.S. Government $ - $ 76,269 $ - $ 76,269  Corporate bonds - 121,709 - 121,709  Collateralized corporate bank loans - 81,596 - 81,596  Municipal bonds - 178,281 14,087 192,368  Mortgage-backed - 59,383 - 59,383  Total debt securities - 517,238 14,087 531,325   Total equity securities 47,504 - - 47,504  Total debt and equity securities $ 47,504 $ 517,238 $ 14,087 $ 578,829  Due to significant unobservable inputs into the valuation model for certain municipal bonds and one equity security in illiquid markets, as of March 31, 2016, we classified these investments as Level 3 in the fair value hierarchy. We used an income approach in order to derive an estimated fair value of the municipal bonds classified as Level 3, which included inputs such as expected holding period, benchmark swap rate, benchmark discount rate and a discount rate premium for illiquidity. Significant changes in the unobservable inputs in the fair value measurement of these municipal bonds or equity security could result in a significant change in the fair value measurement.  The following table summarizes the changes in fair value for all financial assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) during the three months ended March 31, 2016 and 2015 (in thousands):     Beginning balance as of January 1, 2016 $ 14,087  Sales -  Settlements -  Purchases -  Issuances -  Total realized/unrealized gains included in net income -  Net gains included in other comprehensive income 29  Transfers into Level 3 622  Transfers out of Level 3 -  Ending balance as of March 31, 2016 $ 14,738    Beginning balance as of January 1, 2015 $ 14,598   Sales -  Settlements (59)  Purchases -  Issuances -  Total realized/unrealized gains included in net income -  Net losses included in other comprehensive income (105)  Transfers into Level 3 -  Transfers out of Level 3 -  Ending balance as of March 31, 2015 $ 14,434 

Investments

Investments	3 Months Ended
	Mar. 31, 2016
Investments [Abstract]
Investments	5. Investments  The amortized cost and estimated fair value of investments in debt and equity securities by category is as follows (in thousands):     Gross Gross  Amortized Unrealized Unrealized Fair  As of March 31, 2016 Cost Gains Losses Value  U.S. Treasury securities and obligations of U.S. Government $ 74,338 $ 231 $ - $ 74,569  Corporate bonds 161,211 956 (1,472) 160,695  Collateralized corporate bank loans 81,062 116 (787) 80,391  Municipal bonds 196,870 2,194 (6,384) 192,680  Mortgage-backed 56,599 387 (563) 56,423   Total debt securities 570,080 3,884 (9,206) 564,758   Total equity securities 27,460 22,998 (1,130) 49,328   Total debt and equity securities $ 597,540 $ 26,882 $ (10,336) $ 614,086   As of December 31, 2015  U.S. Treasury securities and obligations of U.S. Government $ 76,323 $ 7 $ (61) $ 76,269  Corporate bonds 122,894 637 (1,822) 121,709  Collateralized corporate bank loans 83,434 44 (1,882) 81,596  Municipal bonds 196,446 1,888 (5,966) 192,368  Mortgage-backed 59,532 155 (304) 59,383   Total debt securities 538,629 2,731 (10,035) 531,325   Total equity securities 24,951 23,391 (838) 47,504   Total debt and equity securities $ 563,580 $ 26,122 $ (10,873) $ 578,829 Major categories of net realized gains (losses) on investments are summarized as follows (in thousands):    Three Months Ended March 31,  2016 2015   U.S. Treasury securities and obligations of U.S. Government $ - $ -  Corporate bonds 80 -  Collateralized corporate bank loans 18 18  Municipal bonds (24) (26)  Mortgage-backed - 187  Equity securities - 682  Gain on investments 74 861  Other-than-temporary impairments (301) (277)  Net realized (losses) gains $ (227) $ 584  We realized gross gains on investments of $0.1 million and $0.9 million during the three months ended March 31, 2016 and 2015, respectively. We realized gross losses on investments of $23 thousand and $28 thousand for the three months ended March 31, 2016 and 2015, respectively . We recorded proceeds from the sale of investment securities of $4.8 million and $1.6 million during the three months ended March 31, 2016 and 2015, respectively. Realized investment gains and losses are recognized in operations on the specific identification method.  The following schedules summarize the gross unrealized losses showing the length of time that investments have been continuously in an unrealized loss position as of March 31, 2016 and December 31, 2015 (in thousands):      As of March 31, 2016  12 months or less Longer than 12 months Total  Unrealized Unrealized Unrealized  Fair Value Losses Fair Value Losses Fair Value Losses   U.S. Treasury securities and obligations of U.S. Government $ - $ - $ - $ - $ - $ -  Corporate bonds 72,123 (1,472) - - 72,123 (1,472)  Collateralized corporate bank loans 45,414 (691) 5,314 (96) 50,728 (787)  Municipal bonds 16,565 (279) 20,798 (6,105) 37,363 (6,384)  Mortgage-backed 29,780 (561) 44 (2) 29,824 (563)  Total debt securities 163,882 (3,003) 26,156 (6,203) 190,038 (9,206)   Total equity securities 2,796 (474) 1,689 (656) 4,485 (1,130)  Total debt and equity securities $ 166,678 $ (3,477) $ 27,845 $ (6,859) $ 194,523 $ (10,336)   As of December 31, 2015  12 months or less Longer than 12 months Total  Unrealized Unrealized Unrealized  Fair Value Losses Fair Value Losses Fair Value Losses  U.S. Treasury securities and obligations of U.S. Government $ 41,428 $ (61) $ - $ - $ 41,428 $ (61)  Corporate bonds 96,475 (1,822) - - 96,475 (1,822)  Collateralized corporate bank loans 65,868 (1,758) 3,532 (124) 69,400 (1,882)  Municipal bonds 44,525 (488) 25,310 (5,478) 69,835 (5,966)  Mortgage-backed 36,251 (302) 48 (2) 36,299 (304)  Total debt securities 284,547 (4,431) 28,890 (5,604) 313,437 (10,035)   Total equity securities 6,584 (838) - - 6,584 (838)  Total debt and equity securities $ 291,131 $ (5,269) $ 28,890 $ (5,604) $ 320,021 $ (10,873)  At March 31, 2016, the gross unrealized losses more than twelve months old were attributable to 33 debt security positions. At December 31, 2015, the gross unrealized losses more than twelve months old were attributable to 39 debt security positions. We consider these losses as a temporary decline in value as they are predominately on bonds that we do not intend to sell and do not believe we will be required to sell prior to recovery of our amortized cost basis. We see no other indications that the decline in values of these securities is other-than-temporary.  We complete a detailed analysis each quarter to assess whether any decline in the fair value of any investment below cost is deemed other-than-temporary. All securities with an unrealized loss are reviewed. We recognize an impairment loss when an investment's value declines below cost, adjusted for accretion, amortization and previous other-than-temporary impairments, and it is determined that the decline is other-than-temporary.  Debt Investments : We assess whether we intend to sell, or it is more likely than not that we will be required to sell, a fixed maturity investment before recovery of its amortized cost basis less any current period credit losses. For fixed maturity investments that are considered other-than-temporarily impaired and that we do not intend to sell and will not be required to sell, we separate the amount of the impairment into the amount that is credit related (credit loss component) and the amount due to all other factors. The credit loss component is recognized in earnings and is the difference between the investment’s amortized cost basis and the present value of its expected future cash flows. The remaining difference between the investment’s fair value and the present value of future expected cash flows is recognized in other comprehensive income. Equity Investments : Some of the factors considered in evaluating whether a decline in fair value for an equity investment is other-than-temporary include: (1) our ability and intent to retain the investment for a period of time sufficient to allow for an anticipated recovery in value; (2) the recoverability of cost; (3) the length of time and extent to which the fair value has been less than cost; and (4) the financial condition and near-term and long-term prospects for the issuer, including the relevant industry conditions and trends, and implications of rating agency actions and offering prices. When it is determined that an equity investment is other-than-temporarily impaired, the security is written down to fair value, and the amount of the impairment is included in earnings as a realized investment loss. The fair value then becomes the new cost basis of the investment, and any subsequent recoveries in fair value are recognized at disposition. We recognize a realized loss when impairment is deemed to be other-than-temporary even if a decision to sell an equity investment has not been made. When we decide to sell a temporarily impaired available-for-sale equity investment and we do not expect the fair value of the equity investment to fully recover prior to the expected time of sale, the investment is deemed to be other-than-temporarily impaired in the period in which the decision to sell is made.  The amortized cost and estimated fair value of debt securities at March 31, 2016 by contractual maturity are as follows. Expected maturities may differ from contractual maturities because certain borrowers may have the right to call or prepay obligations with or without penalties.      Amortized Fair  Cost Value  (in thousands)  Due in one year or less $ 76,399 $ 76,378  Due after one year through five years 275,361 274,245  Due after five years through ten years 100,146 96,120  Due after ten years 61,575 61,592  Mortgage-backed 56,599 56,423  $ 570,080 $ 564,758 

Pledged Investments

Pledged Investments	3 Months Ended
	Mar. 31, 2016
Pledged Investments [Abstract]
Pledged Investments	6. Pledged Investments We have pledged certain of our securities for the benefit of various state insurance departments and reinsurers. These securities are included with our available-for-sale debt securities because we have the ability to trade these securities. We retain the interest earned on these securities. These securities had a carrying value of $17.6 million at both March 31, 2016 and December 31, 2015.

Reserves for Unpaid Losses and

Reserves for Unpaid Losses and Loss Adjustment Expenses	3 Months Ended
	Mar. 31, 2016
Reserves for Unpaid Losses and Loss Adjustment Expenses [Abstract]
Reserves for Unpaid Losses and Loss Adjustment Expenses	7. Reserves for Unpaid Losses and Loss Adjustment Expenses  We recorded $1.7 million of net favorable development in reserve estimates during the three months ended March 31, 2016. The $1.7 million of net favorable development recognized during the first quarter of 2016 was attributable to $3.6 million net favorable development on claims incurred in the 2015 accident years, $0.2 million of net favorable development in the 2014 accident year and $0.7 million in the 2011 and prior accident years, partially offset by $1.7 million net unfavorable development in the 2013 accident year and $1.1 million net unfavorable development in the 2012 accident year. Our MGA Commercial Products operating unit, Standard Commercial P&C operating unit, Workers Compensation operating unit and Specialty Commercial operating unit accounted for $2.2 million, $0.2 million, $0.2 million and $0.1 million, respectively, of the decrease in reserves recognized during the first quarter of 2016. These favorable developments were offset by $1.0 million of net unfavorable development in our Personal Lines Segment.  The net favorable development of $2.2 million for our MGA Commercial Products operating unit in the first quarter of 2016 was primarily driven by favorable claims development in both our general liability and commercial auto liability lines of business in the 2015, 2014 and 2011 and prior accident years, partially offset by net unfavorable development in the 2013 and 2012 accident years in both our general liability and commercial auto liability lines of business. The net favorable development of $0.2 million in our Standard Commercial P&C operating unit consisted of $0.8 million net favorable development in our commercial property and general liability lines of business, partially offset by $0.6 million of net unfavorable development in our occupational accident line of business. The net favorable development of $0.2 million in our Workers Compensation operating unit was primarily attributable to the 2015 accident year. The net favorable development of $0.1 million in our Specialty Commercial operating unit was primarily attributable to our primary/excess & umbrella line of business. These net favorable developments were partially offset by net unfavorable development of $1.0 million in our Specialty Personal Lines operating unit attributable to the 2015 and prior accident years.  We recorded $1.1 million of net favorable development in reserve estimates during the three months ended March 31, 2015. The $1.1 million of net favorable development recognized during the first quarter of 2015 was attributable to $2.4 million net favorable development on claims incurred in the 2014 accident year and $0.4 million of net favorable development in the 2011 accident year, partially offset by $0.1 million of net unfavorable development in the 2013 accident year, $0.2 million of net unfavorable development in the 2012 accident year and $1.4 million of net unfavorable development in the 2010 and prior accident years. Our Standard Commercial P&C operating unit accounted for $1.4 million of the net favorable development recognized during the first quarter of 2015. Our Specialty Commercial operating unit accounted for $0.5 million of the net favorable development. These net favorable developments were offset by $0.5 million of net unfavorable development in our Personal Lines Segment and $0.3 million of net unfavorable development in our MGA Commercial Products operating unit. The net favorable development of $1.4 million for our Standard Commercial P&C operating unit in the first quarter of 2015 was primarily driven by net favorable claims development in our commercial property and general liability lines of business in the 2014 and 2013 accident years. The net favorable development of $0.5 million in our Specialty Commercial operating unit was attributable to $0.2 million in our general aviation line of business and $0.3 million in our commercial excess liability line of business. The net unfavorable development of $0.5 million in our Personal Lines Segment was primarily attributable to the 2014 accident year. The net unfavorable development of $0.3 million in our MGA Commercial Products operating unit was attributable to the 2013, 2012 and the 2010 and prior accident years in both commercial auto liability and general liability lines of business, partially offset by net favorable development in the 2014 and 2011 accident years in the commercial auto liability line of business.  

Share-Based Payment Arrangement

Share-Based Payment Arrangements	3 Months Ended
	Mar. 31, 2016
Share-Based Payment Arrangements [Abstract]
Share-Based Payment Arrangements	8. Share-Based Payment Arrangements  Our 2005 Long Term Incentive Plan (“2005 LTIP”) is a stock compensation plan for key employees and non-employee directors that was initially approved by the shareholders on May 26, 2005 and expired by its terms on May 27, 2015. As of March 31, 2016, there were outstanding incentive stock options to purchase 539,240 shares of our common stock, non-qualified stock options to purchase 304,157 shares of our common stock and restricted stock units representing the right to receive up to 177,755 shares of our common stock. The exercise price of all such outstanding stock options is equal to the fair market value of our common stock on the date of grant.  A new equity compensation plan for our key employees and non-employee directors, the 2015 Long Term Incentive Plan (“2015 LTIP”), was approved by shareholders on May 29, 2015. There are 2,000,000 shares authorized for issuance under the 2015 LTIP. As of March 31, 2016, restricted stock units representing the right to receive up to 149,196 shares of our common stock were outstanding under the 2015 LTIP. There were no stock option awards granted under the 2015 LTIP as of March 31, 2016.   Stock Options:  Incentive stock options granted under the 2005 LTIP prior to 2009 vest 10% , 20% , 30% and 40% on the first, second, third and fourth anniversary dates of the grant, respectively, and terminate five to ten years from the date of grant. Incentive stock options granted in 2009 vest in equal annual increments on each of the first seven anniversary dates and terminate ten years from the date of grant. One grant of 25,000 incentive stock options in 2010 vests in equal annual increments on each of the first three anniversary dates and terminates ten years from the date of grant. Non-qualified stock options granted under the 2005 LTIP generally vest 100% six months after the date of grant and terminate ten years from the date of grant. One grant of 200,000 non-qualified stock options in 2009 vests in equal annual increments on each of the first seven anniversary dates and terminates ten years from the date of grant. A summary of the status of our stock options as of March 31, 2016 and changes during the three months then ended is presented below:      Average  Weighted Remaining Aggregate  Average Contractual Intrinsic  Number of Exercise Term Value  Shares Price (Years) ($000)   Outstanding at January 1, 2016 869,113 $ 9.51  Granted - $ -  Exercised - $ -  Forfeited or expired (25,716) $ 11.93  Outstanding at March 31, 2016 843,397 $ 9.43 2.3 $ 2,002  Exercisable at March 31, 2016 792,326 $ 9.61 2.2 $ 1,752  The following table details the intrinsic value of options exercised, total cost of share-based payments charged against income before income tax benefit and the amount of related income tax benefit recognized in income for the periods indicated (in thousands):     Three Months Ended  March 31,  2016 2015   Intrinsic value of options exercised $ - $ 114   Cost of share-based payments (non-cash) $ 38 $ 39   Income tax benefit of share-based payments recognized in income $ 8 $ 8  As of March 31, 2016, there was no unrecognized compensation cost related to non-vested stock options granted under our plans which is expected to be recognized in the future.  The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes option pricing model. Expected volatilities are based on the historical volatility of Hallmark’s and similar companies’ common stock for a period equal to the expected term. The risk-free interest rates for periods within the contractual term of the options are based on rates for U.S. Treasury Notes with maturity dates corresponding to the options’ expected lives on the dates of grant. Expected term is determined based on the simplified method as we do not have sufficient historical exercise data to provide a basis for estimating the expected term. There were no stock options granted during the first three months of 2016 or 2015.  Restricted Stock Units:  The 2005 LTIP was amended by the stockholders on May 30, 2013 to authorize the grant of restricted stock units, in addition to the other types of awards available thereunder. Restricted stock units awarded under the 2005 LTIP represent the right to receive shares of common stock upon the satisfaction of vesting requirements, performance criteria and other terms and conditions. On July 27, 2012 and April 10, 2013, an aggregate of 129,463 and 122,823 restricted stock units, respectively, were conditionally granted to certain of our employees subject to shareholder approval of the amendments to the 2005 LTIP at the May 30, 2013 shareholder meeting. One conditional grant of 9,280 restricted stock units was forfeited prior to approval at the shareholder meeting. Subsequently on September 8, 2014, an aggregate of 175,983 restricted stock units were granted to certain employees. On May 29, 2015, an aggregate of 103,351 restricted stock units were granted to certain employees under the 2015 LTIP.  The performance criteria for all restricted stock units require that we achieve certain compound average annual growth rates in book value per share over the vesting period in order to receive shares of common stock in amounts ranging from 50% to 150% of the number of restricted stock units granted. In addition, certain restricted stock units contain an additional performance criteria related to the attainment of an average combined ratio percentage over the vesting period. Grantees of restricted stock units do not have any rights of a stockholder, and do not participate in any distributions to our common stockholders, until the award fully vests upon satisfaction of the vesting schedule, performance criteria and other conditions set forth in their award agreement. Therefore, unvested restricted stock units are not considered participating securities under ASC 260, “Earnings Per Share,” and are not included in the calculation of basic or diluted earnings per share.  On April 1, 2016, 7,144 shares of common stock were issued with respect to 7,144 restricted stock units which were granted on April 10, 2013 and vested on March 31, 2016. On April 1, 2015, 8,616 shares of common stock were issued with respect to 8,616 restricted stock units which were granted on July 27, 2012 and vested on March 31, 2015. If and to the extent specified performance criteria have been achieved, the restricted stock units granted on September 8, 2014 (except for one grant) will vest on March 31, 2017, one grant of restricted stock units granted on September 8, 2014 will vest on March 31, 2018 and the restricted stock units granted on May 29, 2015 under the 2015 LTIP will vest on March 31, 2018.  Compensation cost is measured as an amount equal to the fair value of the restricted stock units on the date of grant and is expensed over the vesting period if achievement of the performance criteria is deemed probable, with the amount of the expense recognized based on our best estimate of the ultimate achievement level. The grant date fair value of the restricted stock units granted in 2012 and 2013 is $9.20 per unit. The grant date fair value of the restricted stock units granted in 2014 is $9.66 per unit. The grant date fair value of the restricted stock units granted in 2015 is $11.10 per unit. We incurred compensation expense of $101 thousand and $332 thousand related to restricted stock units during the three months ended March 31, 2016 and 2015, respectively. We recorded an income tax benefit of $35 thousand and $116 thousand related to restricted stock units during the three months ended March 31, 2016 and 2015, respectively.  A summary of the status of our restricted stock units as of March 31, 2016 and changes during the three months then ended is presented below:      Number of  Restricted  Stock Units   Non-vested at January 1, 2016 296,571  Granted -  Vested (7,144)  Forfeited (71,460)  Non-vested at March 31, 2016 217,967  As of March 31, 2016, there was $0.7 million of total unrecognized compensation cost related to unvested restricted stock units granted under our 2005 LTIP and 2015 LTIP, of which $0.3 million is expected to be recognized during the remainder of 2016, $0.3 million is expected to be recognized in 2017 and $0.1 million is expected to be recognized in 2018.

Segment Information

Segment Information	3 Months Ended
	Mar. 31, 2016
Segment Information [Abstract]
Segment Information	9. Segment Information  The following is business segment information for the three months ended March 31, 2016 and 2015 (in thousands):      Three Months Ended  March 31,  2016 2015  Revenues:  Specialty Commercial Segment $ 60,583 $ 62,257  Standard Commercial Segment 17,992 20,381  Personal Segment 12,090 8,653  Corporate (637) 159  Consolidated $ 90,028 $ 91,450   Pre-tax income (loss):  Specialty Commercial Segment $ 10,312 $ 9,721  Standard Commercial Segment 1,416 1,886  Personal Segment (1,083) (296)  Corporate (4,656) (3,622)  Consolidated $ 5,989 $ 7,689   The following is additional business segment information as of the dates indicated (in thousands):       March 31, December 31,  2016 2015  Assets  Specialty Commercial Segment $ 673,102 $ 660,263  Standard Commercial Segment 160,005 156,722  Personal Segment 236,025 239,632  Corporate 20,917 19,983  $ 1,090,049 $ 1,076,600 

Reinsurance

Reinsurance	3 Months Ended
	Mar. 31, 2016
Reinsurance [Abstract]
Reinsurance	10. Reinsurance  We reinsure a portion of the risk we underwrite in order to control the exposure to losses and to protect capital resources. We cede to reinsurers a portion of these risks and pay premiums based upon the risk and exposure of the policies subject to such reinsurance. Ceded reinsurance involves credit risk and is generally subject to aggregate loss limits. Although the reinsurer is liable to us to the extent of the reinsurance ceded, we are ultimately liable as the direct insurer on all risks reinsured. Reinsurance recoverables are reported after allowances for uncollectible amounts. We monitor the financial condition of reinsurers on an ongoing basis and review our reinsurance arrangements periodically. Reinsurers are selected based on their financial condition, business practices and the price of their product offerings. In order to mitigate credit risk to reinsurance companies, most of our reinsurance recoverable balance as of March 31, 2016 was with reinsurers that had an A.M. Best rating of “A–” or better.  The following table shows earned premiums ceded and reinsurance loss recoveries by period (in thousands):     Three Months Ended  March 31,  2016 2015   Ceded earned premiums $ 38,980 $ 32,939  Reinsurance recoveries $ 23,949 $ 19,358 

Revolving Credit Facility

Revolving Credit Facility	3 Months Ended
	Mar. 31, 2016
Revolving Credit Facility [Abstract]
Revolving Credit Facility	11. Revolving Credit Facility Our Second Restated Credit Agreement with The Frost National Bank (“Frost”) dated June 30, 2015, reinstate d the credit facility with Frost which expired by its terms on April 30, 2015. The Second Restated Credit Agreement also amend ed certain provisions of the credit facility and restate d the agreement with Frost in its entirety. The Second Restated Credit Agreement provides a $15.0 million revolving credit facility, with a $5.0 million letter of credit sub-facility. The outstanding balance of the revolving credit facility bears interest at a rate equal to the prime rate or LIBOR plus 2.5 % , at our election. We pay an annual fee of 0.25% of the average daily unused balance of the credit facility and letter of credit fees at the rate of 1.00% per annum. The revolving credit facility contains covenants that, among other things, require us to maintain certain financial and operating ratios and restrict certain distributions, transactions and organizational changes. As of March 31, 2016 we were in compliance with all of our covenants and had no outstanding borrowings under this revolving credit facility. On December 17, 2015, we entered into a First Amendment to Second Restated Credit Agreement (the “First Amendment”) and a Revolving Facility B Agreement (the “Facility B Agreement”) with Frost. The First Amendment amended the existing Second Restated Credit Agreement with Frost to incorporate the additional credit facility reflected by the Facility B Agreement. The Facility B Agreement provides a new $30.0 million revolving credit facility (“Facility B”), in addition to the existing $15.0 million revolving credit facility with Frost. We may use Facility B loan proceeds solely for the purpose of making capital contributions to AHIC and HIC. We may borrow, repay and reborrow under the Facility B until December 17, 2017, at which time all amounts outstanding under the Facility B are converted to a term loan. In connection with Facility B, we paid Frost a one-time commitment fee of $75,000 and will pay Frost an additional quarterly fee through December 17, 2017 of 0.25% per annum of the average daily unused balance of Facility B. Facility B bears interest at a rate equal to the prime rate or LIBOR plus 3.00 % , at our election. Until December 17, 2017, interest only on amounts from time to time outstanding under Facility B are payable quarterly. Any amounts outstanding on Facility B as of December 17, 2017 are converted to a term loan payable in quarterly installments over five years based on a seven year amortization of principal plus accrued interest. All remaining principal and accrued interest become due and payable on December 17, 2022. The obligations under Facility B are secured by the same collateral as the existing credit facility, being a security interest in the capital stock of AHIC and HIC. Facility B is subject to the same covenants as the existing credit facility. As of March 31, 2016, we had $30.0 million outstanding under Facility B.

Subordinated Debt Securities

Subordinated Debt Securities	3 Months Ended
	Mar. 31, 2016
Subordinated Debt Securities [Abstract]
Subordinated Debt Securities	12. Subordinated Debt Securities  On June 21, 2005, we entered into a trust preferred securities transaction pursuant to which we issued $30.9 million aggregate principal amount of subordinated debt securities due in 2035 . To effect the transaction, we formed Trust I as a Delaware statutory trust. Trust I issued $30.0 million of preferred securities to investors and $0.9 million of common securities to us. Trust I used the proceeds from these issuances to purchase the subordinated debt securities. The initial interest rate on our Trust I subordinated debt securities was 7. 7 25 % until June 15, 2015 , after which interest adjusts quarterly to the three-month LIBOR rate plus 3.25 percentage points . Trust I pays dividends on its preferred securities at the same rate. Under the terms of our Trust I subordinated debt securities, we pay interest only each quarter and the principal of the note at maturity. The subordinated debt securities are uncollaterized and do not require maintenance of minimum financial covenants. As of March 31, 2016, the balance of our Trust I subordinated debt was $30.9 million and the interest rate was 3. 88 % per annum.  On August 23, 2007, we entered into a trust preferred securities transaction pursuant to which we issued $25.8 million aggregate principal amount of subordinated debt securities due in 2037 . To effect the transaction, we formed Trust II as a Delaware statutory trust. Trust II issued $25.0 million of preferred securities to investors and $0.8 million of common securities to us. Trust II used the proceeds from these issuances to purchase the subordinated debt securities. Our Trust II subordinated debt securities bear an initial interest rate of 8.28 % until September 15, 2017 , at which time interest will adjust quarterly to the three-month LIBOR rate plus 2.90 percentage points. Trust II pays dividends on its preferred securities at the same rate. Under the terms of our Trust II subordinated debt securities, we pay interest only each quarter and the principal of the note at maturity. The subordinated debt securities are uncollaterized and do not require maintenance of minimum financial covenants. As of March 31, 2016, the balance of our Trust II subordinated debt was $25.8 million.

Deferred Policy Acquisition Cos

Deferred Policy Acquisition Costs	3 Months Ended
	Mar. 31, 2016
Deferred Policy Acquisition Costs [Abstract]
Deferred Policy Acquisition Costs	13. Deferred Policy Acquisition Costs  The following table shows total deferred and amortized policy acquisition cost activity by period (in thousands):      Three Months Ended  March 31,  2016 2015   Deferred $ (13,738) $ (3,718)  Amortized 13,367 3,334   Net $ (371) $ (384) 

Earnings per Share

Earnings per Share	3 Months Ended
	Mar. 31, 2016
Earnings per Share [Abstract]
Earnings per Share	14. Earnings per Share  The following table sets forth basic and diluted weighted average shares outstanding for the periods indicated (in thousands):     Three Months Ended  March 31,  2016 2015   Weighted average shares - basic 19,013 19,227  Effect of dilutive securities 175 202  Weighted average shares - assuming dilution 19,188 19,429  For the three months ended March 31, 2016, 421,666 shares of common stock potentially issuable upon the exercise of employee stock options were excluded from the weighted average number of shares outstanding on a diluted basis because the effect of such options would be anti-dilutive. For the three months ended March 31, 2015, 504,999 shares of common stock potentially issuable upon the exercise of employee stock options were excluded from the weighted average number of shares outstanding on a diluted basis because the effect of such options would be anti-dilutive. 

Net Periodic Pension Cost

Net Periodic Pension Cost	3 Months Ended
	Mar. 31, 2016
Net Periodic Pension Cost [Abstract]
Net Periodic Pension Cost	15. Net Periodic Pension Cost  The following table details the net periodic pension cost incurred by period (in thousands):      Three Months Ended  March 31,  2016 2015  Interest cost $ 128 $ 129  Amortization of net loss 28 26  Expected return on plan assets (161) (175)  Net periodic pension cost $ (5) $ (20)  Contributed amount $ - $ -  Refer to Note 14 to the consolidated financial statements in our Annual Report on Form 10-K for the year ended December 31, 2015 for more discussion of our retirement plans.

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2016
Income Taxes [Abstract]
Income Taxes	16. Income Taxes  Our effective income tax rate for the first three months ended March 31, 2016 and 2015 was 32.0 % and 30.5 %, respectively. The rates varied from the statutory tax rate primarily due to the amount of tax exempt income in relation to pre-tax income.

Commitments and Contingencies

Commitments and Contingencies	3 Months Ended
	Mar. 31, 2016
Commitments and Contingencies [Abstract]
Commitments and Contingencies	17. Commitments and Contingencies  We are engaged in various legal proceedings in the ordinary course of business, none of which, either individually or in the aggregate, are believed likely to have a material adverse effect on our consolidated financial position or results of operations, in the opinion of management. The various legal proceedings to which we are a party are routine in nature and incidental to our business.  During the third quarter of 2015 we paid $1.2 million to the sellers of the subsidiaries comprising our Workers Compensation operating unit in fulfillment of the contingent purchase price. The sellers have disputed the calculation of the amount paid and assert that an additional $1.8 million is due. We disagree with this assertion and believe that our calculation of the contingent purchase price was substantially correct. Pursuant to the terms of the acquisition agreement, an independent actuary has been engaged to resolve this matter. In November 2015, HSU was informed by the Texas Comptroller of Public Accounts that a surplus lines tax audit covering the period January 1, 2010 through December 31, 2013 was complete. HSU frequently acts as a managing general underwriter (“MGU”) authorized to underwrite policies on behalf of Republic Vanguard Insurance Company and HSIC, both Texas eligible surplus lines insurance carriers. In its role as the MGU, HSU underwrites policies on behalf of these carriers while other agencies located in Texas (generally referred to as “producing agents”) deliver the policies to the insureds and collect all premiums due from the insureds. During the period under audit, the producing agents also collected the surplus lines premium taxes due on the policies from the insureds, held them in trust, and timely remitted those taxes to the Comptroller. We believe this system for collecting and paying the required surplus lines premium taxes complies in all respects with the Texas Insurance Code and other regulations, which clearly require that the same party who delivers the policies and collects the premiums will also collect premium taxes, hold premium taxes in trust, and pay premium taxes to the Comptroller. It also complies with long standing industry practice. In addition, effective January 1, 2012 the Texas Legislators enacted House Bill 3410 (HB3410) which allows an MGU to contractually pass the collection, payment and administration of surplus lines taxes down to another Texas licensed surplus line agent. The Comptroller asserts that HSU is liable for the surplus lines premium taxes related to policy transactions and premiums collected from surplus lines insureds during January 1, 2010 through December 31, 2011, the period prior to the passage of HB3410, and that HSU therefore owes $2.5 million in premium taxes, as well as $0.7 million in penalties and interest for the audit period. We disagree with the Comptroller and intend to vigorously fight their assertion that HSU is liable for the surplus lines premium taxes. We are currently in negotiations with the Comptroller to settle the matter. However, we are presently unable to reasonably estimate the possible loss or legal costs that are likely to arise out of the surplus lines tax audit or any future proceedings relating to this matter. Therefore we have not accrued any amount as of March 31, 2016 related to this matter. 

Changes in Accumulated Other Co

Changes in Accumulated Other Comprehensive Income Balances	3 Months Ended
	Mar. 31, 2016
Changes in Accumulated Other Comprehensive Income Balances [Abstract]
Changes in Accumulated Other Comprehensive Income Balances	18. Changes in Accumulated Other Comprehensive Income Balances  The changes in accumulated other comprehensive income balances as of March 31, 2016 and 2015 were as follows (in thousands):      Minimum Accumulated Other  Pension Unrealized Comprehensive  Liability Gains (Loss) Income   Balance at December 31, 2014 $ (2,600) $ 20,401 $ 17,801  Other comprehensive income :  Change in net actuarial gain 26 - 26  Tax effect on change in net actuarial gain (9) - (9)  Net unrealized holding gains arising during the period - 7,069 7,069  Tax effect on unrealized gains arising during the period - (2,474) (2,474)  Reclassification adjustment for gains included in net realized gains - (861) (861)  Tax effect on reclassification adjustment for gains included in income tax expense - 301 301  Other comprehensive income, net of tax 17 4,035 4,052  Balance at March 31, 2015 $ (2,583) $ 24,436 $ 21,853   Balance at December 31, 2015 $ (2,572) $ 9,990 $ 7,418  Other comprehensive income :  Change in net actuarial gain 28 - 28  Tax effect on change in net actuarial gain (10) - (10)  Net unrealized holding gains arising during the period - 1,371 1,371  Tax effect on unrealized gains arising during the period - (480) (480)  Reclassification adjustment for gains included in net realized gains - (74) (74)  Tax effect on reclassification adjustment for gains included in income tax expense - 26 26  Other comprehensive income, net of tax 18 843 861  Balance at March 31, 2016 $ (2,554) $ 10,833 $ 8,279 

Basis of Presentation (Policy)

Basis of Presentation (Policy)	3 Months Ended
	Mar. 31, 2016
Basis of Presentation [Abstract]
Business Combinations	Business Combinations  We account for business combinations using the acquisition method of accounting pursuant to Accounting Standards Codification (“ASC”) 805, “Business Combinations.” The base cash purchase price plus the estimated fair value of any non-cash or contingent consideration given for an acquired business is allocated to the assets acquired (including identified intangible assets) and liabilities assumed based on the estimated fair values of such assets and liabilities. The excess of the fair value of the total consideration given for an acquired business over the aggregate net fair values assigned to the assets acquired and liabilities assumed is recorded as goodwill. Contingent consideration is recognized as a liability at fair value as of the acquisition date with subsequent fair value adjustments recorded in the consolidated statements of operations. The valuation of contingent consideration requires assumptions regarding anticipated cash flows, probabilities of cash flows, discount rates and other factors. Significant judgment is employed in determining the propriety of these assumptions as of the acquisition date and for each subsequent period. Accordingly, future business and economic conditions, as well as changes in any of the assumptions, can materially impact the amount of contingent consideration expense we record in any given period. Indirect and general expenses related to business combinations are expensed as incurred. 
Income Taxes	 Income Taxes  We file a consolidated federal income tax return. Deferred federal income taxes reflect the future tax consequences of differences between the tax basis of assets and liabilities and their financial reporting amounts at each year end. Deferred taxes are recognized using the liability method, whereby tax rates are applied to cumulative temporary differences based on when and how they are expected to affect the tax return. Deferred tax assets and liabilities are adjusted for tax rate changes in effect for the year in which these temporary differences are expected to be recovered or settled. 
Use of Estimates in the Preparation of the Financial Statements	 Use of Estimates in the Preparation of the Financial Statements  Our preparation of financial statements in conformity with GAAP requires us to make estimates and assumptions that affect our reported amounts of assets and liabilities and our disclosure of contingent assets and liabilities at the date of our consolidated financial statements, as well as our reported amounts of revenues and expenses during the reporting period. Refer to “Critical Accounting Estimates and Judgments” under Item 7 of our Annual Report on Form 10-K for the year ended December 31, 2015 for information on accounting policies that we consider critical in preparing our consolidated financial statements. Actual results could differ materially from those estimates.
Fair Value of Financial Instruments	Fair Value of Financial Instruments  Fair value estimates are made at a point in time based on relevant market data as well as the best information available about the financial instruments. Fair value estimates for financial instruments for which no or limited observable market data is available are based on judgments regarding current economic conditions, credit and interest rate risk. These estimates involve significant uncertainties and judgments and cannot be determined with precision. As a result, such calculated fair value estimates may not be realizable in a current sale or immediate settlement of the instrument. In addition, changes in the underlying assumptions used in the fair value measurement technique, including discount rate and estimates of future cash flows, could significantly affect these fair value estimates.  Cash and Cash Equivalents : The carrying amounts reported in the balance sheet for these instruments approximate their fair values.  Restricted Cash : The carrying amount for restricted cash reported in the balance sheet approximates the fair value.  Revolving Credit Facility Payable : A revolving credit facility with The Frost National Bank had a carried value of $ 30.0 million and a fair value of $ 30.1 million as of March 31, 2016 . The fair value is based on discounted cash flows using a discount rate derived from LIBOR spot rates plus a market spread resulting in discount rates ranging between 3.6% to 4.3% for each future payment date. This revolving credit facility would be included in Level 3 of the fair value hierarchy if it was reported at fair value.  Subordinated Debt Securities : Our trust preferred securities have a carried value of $56.7 million and a fair value of $ 42.6 million as of March 31, 2016. The fair value of our trust preferred securities is based on discounted cash flows using a current yield to maturity of 8.0% , which is based on similar issues to discount future cash flows. Our trust preferred securities would be included in Level 3 of the fair value hierarchy if they were reported at fair value.  For reinsurance balances, premiums receivable, federal income tax payable, other assets and other liabilities, the carrying amounts approximate fair value because of the short maturity of such financial instruments.
Variable Interest Entities	Variable Interest Entities  On June 21, 2005, we formed Hallmark Statutory Trust I (“Trust I”), an unconsolidated trust subsidiary, for the sole purpose of issuing $30.0 million in trust preferred securities. Trust I used the proceeds from the sale of these securities and our initial capital contribution to purchase $30.9 million of subordinated debt securities from Hallmark. The debt securities are the sole assets of Trust I, and the payments under the debt securities are the sole revenues of Trust I.  On August 23, 2007, we formed Hallmark Statutory Trust II (“Trust II”), an unconsolidated trust subsidiary, for the sole purpose of issuing $25.0 million in trust preferred securities. Trust II used the proceeds from the sale of these securities and our initial capital contribution to purchase $25.8 million of subordinated debt securities from Hallmark. The debt securities are the sole assets of Trust II, and the payments under the debt securities are the sole revenues of Trust II.  We evaluate on an ongoing basis our investments in Trust I and Trust II (collectively the “Trusts”) and have determined that we do not have a variable interest in the Trusts. Therefore, the Trusts are not included in our consolidated financial statements.  We are also involved in the normal course of business with variable interest entities (“VIE’s”) primarily as a passive investor in mortgage-backed securities and certain collateralized corporate bank loans issued by third party VIE’s. The maximum exposure to loss with respect to these investments is the investment carrying values included in the consolidated balance sheets.
New Accounting Pronouncements	New Accounting Pronouncements  In May 2014, the Financial Accounting Standards Board (“ FASB ”) issued guidance which revises the criteria for revenue recognition. Insurance contracts are excluded from the scope of the new guidance. Under the guidance, the transaction price is attributed to underlying performance obligations in the contract and revenue is recognized as the entity satisfies the performance obligations and transfers control of a good or service to the customer. Incremental costs of obtaining a contract may be capitalized to the extent the entity expects to recover those costs. The guidance is effective for reporting periods beginning after December 15, 2017 and is to be applied retrospectively. We are in the process of evaluating the impact of adoption, which is not expected to be material to our results of operations or financial position.  In February 2015, the FASB issued ASU 2015-02, "Amendments to the Consolidation Analysis" (Topic 810). ASU 2015-02 changes the analysis that a reporting entity must perform to determine whether entities should be consolidated if they are deemed variable interest entities. It is effective for annual reporting periods, and interim periods within those years, beginning after December 15, 2015. We have adopted this standard as of the effective date, and the adoption did not impact our financial statements.  In May 2015, the FASB issued guidance which requires additional disclosures about short-duration contracts for products in effect for typically a year or less. The disclosures will focus on the liability for unpaid claims and claim adjustment expenses. This guidance is effective for annual periods beginning after December 15, 2015 and interim periods within annual periods beginning after December 15, 2016. We are in the process of evaluating the impact of the adoption, which is not expected to be material to our results of operations or financial position.

Fair Value (Tables)

Fair Value (Tables)	3 Months Ended
	Mar. 31, 2016
Fair Value [Abstract]
Fair Value, Assets Measured on Recurring Basis	The following table presents for each of the fair value hierarchy levels, our assets that are measured at fair value on a recurring basis at March 31, 2016 and December 31, 2015 (in thousands):     As of March 31, 2016  Quoted Prices in Other  Active Markets for Observable Unobservable  Identical Assets Inputs Inputs  (Level 1) (Level 2) (Level 3) Total  U.S. Treasury securities and obligations of U.S. Government $ - $ 74,569 $ - $ 74,569  Corporate bonds - 160,695 - 160,695  Collateralized corporate bank loans - 80,391 - 80,391  Municipal bonds - 178,564 14,116 192,680  Mortgage-backed - 56,423 - 56,423  Total debt securities - 550,642 14,116 564,758   Total equity securities 48,706 - 622 49,328  Total debt and equity securities $ 48,706 $ 550,642 $ 14,738 $ 614,086       As of December 31, 2015  Quoted Prices in Other  Active Markets for Observable Unobservable  Identical Assets Inputs Inputs  (Level 1) (Level 2) (Level 3) Total  U.S. Treasury securities and obligations of U.S. Government $ - $ 76,269 $ - $ 76,269  Corporate bonds - 121,709 - 121,709  Collateralized corporate bank loans - 81,596 - 81,596  Municipal bonds - 178,281 14,087 192,368  Mortgage-backed - 59,383 - 59,383  Total debt securities - 517,238 14,087 531,325   Total equity securities 47,504 - - 47,504  Total debt and equity securities $ 47,504 $ 517,238 $ 14,087 $ 578,829 
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	The following table summarizes the changes in fair value for all financial assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) during the three months ended March 31, 2016 and 2015 (in thousands):     Beginning balance as of January 1, 2016 $ 14,087  Sales -  Settlements -  Purchases -  Issuances -  Total realized/unrealized gains included in net income -  Net gains included in other comprehensive income 29  Transfers into Level 3 622  Transfers out of Level 3 -  Ending balance as of March 31, 2016 $ 14,738    Beginning balance as of January 1, 2015 $ 14,598   Sales -  Settlements (59)  Purchases -  Issuances -  Total realized/unrealized gains included in net income -  Net losses included in other comprehensive income (105)  Transfers into Level 3 -  Transfers out of Level 3 -  Ending balance as of March 31, 2015 $ 14,434 

Investments (Tables)

Investments (Tables)	3 Months Ended
	Mar. 31, 2016
Investments [Abstract]
Amortized Cost and Estimated Fair Value of Investments in Debt and Equity Securities by Category	The amortized cost and estimated fair value of investments in debt and equity securities by category is as follows (in thousands):     Gross Gross  Amortized Unrealized Unrealized Fair  As of March 31, 2016 Cost Gains Losses Value  U.S. Treasury securities and obligations of U.S. Government $ 74,338 $ 231 $ - $ 74,569  Corporate bonds 161,211 956 (1,472) 160,695  Collateralized corporate bank loans 81,062 116 (787) 80,391  Municipal bonds 196,870 2,194 (6,384) 192,680  Mortgage-backed 56,599 387 (563) 56,423   Total debt securities 570,080 3,884 (9,206) 564,758   Total equity securities 27,460 22,998 (1,130) 49,328   Total debt and equity securities $ 597,540 $ 26,882 $ (10,336) $ 614,086   As of December 31, 2015  U.S. Treasury securities and obligations of U.S. Government $ 76,323 $ 7 $ (61) $ 76,269  Corporate bonds 122,894 637 (1,822) 121,709  Collateralized corporate bank loans 83,434 44 (1,882) 81,596  Municipal bonds 196,446 1,888 (5,966) 192,368  Mortgage-backed 59,532 155 (304) 59,383   Total debt securities 538,629 2,731 (10,035) 531,325   Total equity securities 24,951 23,391 (838) 47,504   Total debt and equity securities $ 563,580 $ 26,122 $ (10,873) $ 578,829 
Summary of Realized Gain (Loss) on Investments	Major categories of net realized gains (losses) on investments are summarized as follows (in thousands):    Three Months Ended March 31,  2016 2015   U.S. Treasury securities and obligations of U.S. Government $ - $ -  Corporate bonds 80 -  Collateralized corporate bank loans 18 18  Municipal bonds (24) (26)  Mortgage-backed - 187  Equity securities - 682  Gain on investments 74 861  Other-than-temporary impairments (301) (277)  Net realized (losses) gains $ (227) $ 584 
Summary of Gross Unrealized Losses for Investments that have been Continuously in Unrealized Loss Position	The following schedules summarize the gross unrealized losses showing the length of time that investments have been continuously in an unrealized loss position as of March 31, 2016 and December 31, 2015 (in thousands):      As of March 31, 2016  12 months or less Longer than 12 months Total  Unrealized Unrealized Unrealized  Fair Value Losses Fair Value Losses Fair Value Losses   U.S. Treasury securities and obligations of U.S. Government $ - $ - $ - $ - $ - $ -  Corporate bonds 72,123 (1,472) - - 72,123 (1,472)  Collateralized corporate bank loans 45,414 (691) 5,314 (96) 50,728 (787)  Municipal bonds 16,565 (279) 20,798 (6,105) 37,363 (6,384)  Mortgage-backed 29,780 (561) 44 (2) 29,824 (563)  Total debt securities 163,882 (3,003) 26,156 (6,203) 190,038 (9,206)   Total equity securities 2,796 (474) 1,689 (656) 4,485 (1,130)  Total debt and equity securities $ 166,678 $ (3,477) $ 27,845 $ (6,859) $ 194,523 $ (10,336)   As of December 31, 2015  12 months or less Longer than 12 months Total  Unrealized Unrealized Unrealized  Fair Value Losses Fair Value Losses Fair Value Losses  U.S. Treasury securities and obligations of U.S. Government $ 41,428 $ (61) $ - $ - $ 41,428 $ (61)  Corporate bonds 96,475 (1,822) - - 96,475 (1,822)  Collateralized corporate bank loans 65,868 (1,758) 3,532 (124) 69,400 (1,882)  Municipal bonds 44,525 (488) 25,310 (5,478) 69,835 (5,966)  Mortgage-backed 36,251 (302) 48 (2) 36,299 (304)  Total debt securities 284,547 (4,431) 28,890 (5,604) 313,437 (10,035)   Total equity securities 6,584 (838) - - 6,584 (838)  Total debt and equity securities $ 291,131 $ (5,269) $ 28,890 $ (5,604) $ 320,021 $ (10,873) 
Schedule of Amortized Cost and Estimated Fair Value of Debt Securities by Contractual Maturities	   Amortized Fair  Cost Value  (in thousands)  Due in one year or less $ 76,399 $ 76,378  Due after one year through five years 275,361 274,245  Due after five years through ten years 100,146 96,120  Due after ten years 61,575 61,592  Mortgage-backed 56,599 56,423  $ 570,080 $ 564,758 

Share-Based Payment Arrangeme29

Share-Based Payment Arrangements (Tables)	3 Months Ended
	Mar. 31, 2016
Share-Based Payment Arrangements [Abstract]
Summary of the Status of Stock Options	A summary of the status of our stock options as of March 31, 2016 and changes during the three months then ended is presented below:      Average  Weighted Remaining Aggregate  Average Contractual Intrinsic  Number of Exercise Term Value  Shares Price (Years) ($000)   Outstanding at January 1, 2016 869,113 $ 9.51  Granted - $ -  Exercised - $ -  Forfeited or expired (25,716) $ 11.93  Outstanding at March 31, 2016 843,397 $ 9.43 2.3 $ 2,002  Exercisable at March 31, 2016 792,326 $ 9.61 2.2 $ 1,752 
Schedule of Options, Grants in Period and Grant Date Intrinsic Value	The following table details the intrinsic value of options exercised, total cost of share-based payments charged against income before income tax benefit and the amount of related income tax benefit recognized in income for the periods indicated (in thousands):     Three Months Ended  March 31,  2016 2015   Intrinsic value of options exercised $ - $ 114   Cost of share-based payments (non-cash) $ 38 $ 39   Income tax benefit of share-based payments recognized in income $ 8 $ 8 
Summary of the Status of Restricted Stock Units	A summary of the status of our restricted stock units as of March 31, 2016 and changes during the three months then ended is presented below:      Number of  Restricted  Stock Units   Non-vested at January 1, 2016 296,571  Granted -  Vested (7,144)  Forfeited (71,460)  Non-vested at March 31, 2016 217,967 

Segment Information (Tables)

Segment Information (Tables)	3 Months Ended
	Mar. 31, 2016
Segment Information [Abstract]
Schedule of Business Segment Information	The following is business segment information for the three months ended March 31, 2016 and 2015 (in thousands):      Three Months Ended  March 31,  2016 2015  Revenues:  Specialty Commercial Segment $ 60,583 $ 62,257  Standard Commercial Segment 17,992 20,381  Personal Segment 12,090 8,653  Corporate (637) 159  Consolidated $ 90,028 $ 91,450   Pre-tax income (loss):  Specialty Commercial Segment $ 10,312 $ 9,721  Standard Commercial Segment 1,416 1,886  Personal Segment (1,083) (296)  Corporate (4,656) (3,622)  Consolidated $ 5,989 $ 7,689 
Schedule of Additional Business Segment Information	The following is additional business segment information as of the dates indicated (in thousands):       March 31, December 31,  2016 2015  Assets  Specialty Commercial Segment $ 673,102 $ 660,263  Standard Commercial Segment 160,005 156,722  Personal Segment 236,025 239,632  Corporate 20,917 19,983  $ 1,090,049 $ 1,076,600 

Reinsurance (Tables)

Reinsurance (Tables)	3 Months Ended
	Mar. 31, 2016
Reinsurance [Abstract]
Schedule of Reinsurance Ceded and Recoveries	The following table shows earned premiums ceded and reinsurance loss recoveries by period (in thousands):     Three Months Ended  March 31,  2016 2015   Ceded earned premiums $ 38,980 $ 32,939  Reinsurance recoveries $ 23,949 $ 19,358 

Deferred Policy Acquisition C32

Deferred Policy Acquisition Costs (Tables)	3 Months Ended
	Mar. 31, 2016
Deferred Policy Acquisition Costs [Abstract]
Deferred Amortized Policy Acquisition Costs	The following table shows total deferred and amortized policy acquisition cost activity by period (in thousands):      Three Months Ended  March 31,  2016 2015   Deferred $ (13,738) $ (3,718)  Amortized 13,367 3,334   Net $ (371) $ (384) 

Earnings per Share (Tables)

Earnings per Share (Tables)	3 Months Ended
	Mar. 31, 2016
Earnings per Share [Abstract]
Schedule of Weighted Average Number of Shares Outstanding	The following table sets forth basic and diluted weighted average shares outstanding for the periods indicated (in thousands):     Three Months Ended  March 31,  2016 2015   Weighted average shares - basic 19,013 19,227  Effect of dilutive securities 175 202  Weighted average shares - assuming dilution 19,188 19,429 

Net Periodic Pension Cost (Tabl

Net Periodic Pension Cost (Tables)	3 Months Ended
	Mar. 31, 2016
Net Periodic Pension Cost [Abstract]
Schedule of Net Benefit Costs	The following table details the net periodic pension cost incurred by period (in thousands):      Three Months Ended  March 31,  2016 2015  Interest cost $ 128 $ 129  Amortization of net loss 28 26  Expected return on plan assets (161) (175)  Net periodic pension cost $ (5) $ (20)  Contributed amount $ - $ - 

Changes in Accumulated Other 35

Changes in Accumulated Other Comprehensive Income Balances (Tables)	3 Months Ended
	Mar. 31, 2016
Changes in Accumulated Other Comprehensive Income Balances [Abstract]
Schedule of Changes in Accumulated Other Comprehensive Income	The changes in accumulated other comprehensive income balances as of March 31, 2016 and 2015 were as follows (in thousands):      Minimum Accumulated Other  Pension Unrealized Comprehensive  Liability Gains (Loss) Income   Balance at December 31, 2014 $ (2,600) $ 20,401 $ 17,801  Other comprehensive income :  Change in net actuarial gain 26 - 26  Tax effect on change in net actuarial gain (9) - (9)  Net unrealized holding gains arising during the period - 7,069 7,069  Tax effect on unrealized gains arising during the period - (2,474) (2,474)  Reclassification adjustment for gains included in net realized gains - (861) (861)  Tax effect on reclassification adjustment for gains included in income tax expense - 301 301  Other comprehensive income, net of tax 17 4,035 4,052  Balance at March 31, 2015 $ (2,583) $ 24,436 $ 21,853   Balance at December 31, 2015 $ (2,572) $ 9,990 $ 7,418  Other comprehensive income :  Change in net actuarial gain 28 - 28  Tax effect on change in net actuarial gain (10) - (10)  Net unrealized holding gains arising during the period - 1,371 1,371  Tax effect on unrealized gains arising during the period - (480) (480)  Reclassification adjustment for gains included in net realized gains - (74) (74)  Tax effect on reclassification adjustment for gains included in income tax expense - 26 26  Other comprehensive income, net of tax 18 843 861  Balance at March 31, 2016 $ (2,554) $ 10,833 $ 8,279 

General (Narrative) (Details)

General (Narrative) (Details)	3 Months Ended
	Mar. 31, 2016segment
General [Abstract]
Number of reportable segments	3

Basis of Presentation (Narrativ

Basis of Presentation (Narrative) (Details) - USD ($)	Aug. 23, 2007	Jun. 21, 2005	Mar. 31, 2016
Revolving Credit Facility [Member]
Variable Interest Entity [Line Items]
Credit facility, amount outstanding			$ 0
Revolving Credit Facility B [Member]
Variable Interest Entity [Line Items]
Credit facility, amount outstanding			30,000,000
Credit facility, fair value			$ 30,100,000
Revolving Credit Facility B [Member] | Minimum [Member]
Variable Interest Entity [Line Items]
Fair value inputs, discount rate			3.60%
Revolving Credit Facility B [Member] | Maximum [Member]
Variable Interest Entity [Line Items]
Fair value inputs, discount rate			4.30%
Hallmark Statutory Trust I [Member]
Variable Interest Entity [Line Items]
Proceeds from issuance of trust preferred securities		$ 30,000,000
Hallmark Statutory Trust II [Member]
Variable Interest Entity [Line Items]
Proceeds from issuance of trust preferred securities	$ 25,000,000
Subordinated Debt [Member]
Variable Interest Entity [Line Items]
Trust preferred securities, carrying value			$ 56,700,000
Trust preferred securities, fair value			$ 42,600,000
Current yield to maturity percentage			8.00%
Subordinated Debt [Member] | Hallmark Statutory Trust I [Member]
Variable Interest Entity [Line Items]
Payments to acquire trust preferred investments		$ 30,900,000
Subordinated Debt [Member] | Hallmark Statutory Trust II [Member]
Variable Interest Entity [Line Items]
Payments to acquire trust preferred investments	$ 25,800,000

Acquisitions, Dispositions an38

Acquisitions, Dispositions and Business Combinations (Narrative) (Details) - Workers Compensation Business Unit [Member] - Renewal Rights [Member] - USD ($)	Sep. 15, 2015	Sep. 30, 2015	Jun. 30, 2015
Business Acquisition [Line Items]
One-time payment related to divesture of renewal rights			$ 83,000
Gain on disposition of intangible assets		$ 400,000	$ 200,000
Proceeds from sale of finite lived assets	$ 115,000

Fair Value (Narrative) (Details

Fair Value (Narrative) (Details)	Mar. 31, 2016USD ($)
Fair Value [Abstract]
Fair value, equity, Level 1 to Level 2 transfers, amount	$ 0
Fair value, equity, Level 2 to Level 1 transfers, amount	$ 0

Fair Value (Fair Value, Assets

Fair Value (Fair Value, Assets Measured on Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	$ 564,758	$ 531,325
Total equity securities	49,328	47,504
Total debt and equity securities	614,086	578,829
Us Treasury Securities and Obligations of U.S. Government [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	74,569	76,269
Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	160,695	121,709
Collateralized Corporate Bank Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	80,391	81,596
Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	192,680	192,368
Mortgage Backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	56,423	59,383
Quoted Prices in Active Markets for Identical Assets, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total equity securities	48,706	47,504
Total debt and equity securities	48,706	47,504
Other Observable Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	550,642	517,238
Total debt and equity securities	550,642	517,238
Other Observable Inputs, Level 2 [Member] | Us Treasury Securities and Obligations of U.S. Government [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	74,569	76,269
Other Observable Inputs, Level 2 [Member] | Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	160,695	121,709
Other Observable Inputs, Level 2 [Member] | Collateralized Corporate Bank Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	80,391	81,596
Other Observable Inputs, Level 2 [Member] | Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	178,564	178,281
Other Observable Inputs, Level 2 [Member] | Mortgage Backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	56,423	59,383
Unobservable Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	14,116	14,087
Total equity securities	622
Total debt and equity securities	14,738	14,087
Unobservable Inputs, Level 3 [Member] | Municipal Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total debt securities	$ 14,116	$ 14,087

Fair Value (Fair Value, Asset41

Fair Value (Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Fair Value [Abstract]
Beginning balance	$ 14,087	$ 14,598
Sales
Settlements		$ (59)
Purchases
Issuances
Total realized/unrealized gains included in net income
Net gains (losses) included in other comprehensive income	$ 29	$ (105)
Transfers into Level 3	$ 622
Transfers out of Level 3
Ending balance	$ 14,738	$ 14,434

Investments (Narrative) (Detail

Investments (Narrative) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)security	Mar. 31, 2015USD ($)	Dec. 31, 2015security
Investments [Abstract]
Gross gains on investments	$ 100	$ 900
Gross losses on investments	23	28
Proceeds from sale of investment securities	$ 4,800	$ 1,600
Number of debt security positions, greater than 12 months | security	33		39

Investments (Amortized Cost and

Investments (Amortized Cost and Estimated Fair Value of Investments in Debt and Equity Securities by Category) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Schedule of Investments [Line Items]
Investments, Amortized Cost	$ 597,540	$ 563,580
Investments, Gross Unrealized Gains	26,882	26,122
Investments, Gross Unrealized Losses	(10,336)	(10,873)
Investments, Fair Value	614,086	578,829
Equity Securities [Member]
Schedule of Investments [Line Items]
Investments, Amortized Cost	27,460	24,951
Investments, Gross Unrealized Gains	22,998	23,391
Investments, Gross Unrealized Losses	(1,130)	(838)
Investments, Fair Value	49,328	47,504
Debt Securities [Member]
Schedule of Investments [Line Items]
Investments, Amortized Cost	570,080	538,629
Investments, Gross Unrealized Gains	3,884	2,731
Investments, Gross Unrealized Losses	(9,206)	(10,035)
Investments, Fair Value	564,758	531,325
Us Treasury Securities and Obligations of U.S. Government [Member] | Debt Securities [Member]
Schedule of Investments [Line Items]
Investments, Amortized Cost	74,338	76,323
Investments, Gross Unrealized Gains	231	7
Investments, Gross Unrealized Losses		(61)
Investments, Fair Value	74,569	76,269
Corporate Bonds [Member] | Debt Securities [Member]
Schedule of Investments [Line Items]
Investments, Amortized Cost	161,211	122,894
Investments, Gross Unrealized Gains	956	637
Investments, Gross Unrealized Losses	(1,472)	(1,822)
Investments, Fair Value	160,695	121,709
Collateralized Corporate Bank Loans [Member] | Debt Securities [Member]
Schedule of Investments [Line Items]
Investments, Amortized Cost	81,062	83,434
Investments, Gross Unrealized Gains	116	44
Investments, Gross Unrealized Losses	(787)	(1,882)
Investments, Fair Value	80,391	81,596
Municipal Bonds [Member] | Debt Securities [Member]
Schedule of Investments [Line Items]
Investments, Amortized Cost	196,870	196,446
Investments, Gross Unrealized Gains	2,194	1,888
Investments, Gross Unrealized Losses	(6,384)	(5,966)
Investments, Fair Value	192,680	192,368
Mortgage Backed [Member] | Debt Securities [Member]
Schedule of Investments [Line Items]
Investments, Amortized Cost	56,599	59,532
Investments, Gross Unrealized Gains	387	155
Investments, Gross Unrealized Losses	(563)	(304)
Investments, Fair Value	$ 56,423	$ 59,383

Investments (Summary of Realize

Investments (Summary of Realized Gain (Loss) on Investments) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Schedule of Investments [Line Items]
Gain (loss) on investments	$ 74	$ 861
Other-than-temporary impairment	(301)	(277)
Net realized (losses) gains	$ (227)	$ 584
Us Treasury Securities and Obligations of U.S. Government [Member]
Schedule of Investments [Line Items]
Gain (loss) on investments
Corporate Bonds [Member]
Schedule of Investments [Line Items]
Gain (loss) on investments	$ 80
Collateralized Corporate Bank Loans [Member]
Schedule of Investments [Line Items]
Gain (loss) on investments	18	$ 18
Municipal Bonds [Member]
Schedule of Investments [Line Items]
Gain (loss) on investments	$ (24)	(26)
Mortgage Backed [Member]
Schedule of Investments [Line Items]
Gain (loss) on investments		187
Equity Securities [Member]
Schedule of Investments [Line Items]
Gain (loss) on investments		$ 682

Investments (Summary of Gross U

Investments (Summary of Gross Unrealized Losses for Investments that have been Continuously in Unrealized Loss Position) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Schedule of Investments [Line Items]
Fair Value 12 months or less	$ 166,678	$ 291,131
Unrealized Losses 12 months or less	(3,477)	(5,269)
Fair Value Longer than 12 months	27,845	28,890
Unrealized Losses Longer than 12 months	(6,859)	(5,604)
Total Fair Value	194,523	320,021
Total Unrealized Losses	(10,336)	(10,873)
Equity Securities [Member]
Schedule of Investments [Line Items]
Fair Value 12 months or less	2,796	6,584
Unrealized Losses 12 months or less	(474)	(838)
Fair Value Longer than 12 months	1,689
Unrealized Losses Longer than 12 months	(656)
Total Fair Value	4,485	6,584
Total Unrealized Losses	(1,130)	(838)
Debt Securities [Member]
Schedule of Investments [Line Items]
Fair Value 12 months or less	163,882	284,547
Unrealized Losses 12 months or less	(3,003)	(4,431)
Fair Value Longer than 12 months	26,156	28,890
Unrealized Losses Longer than 12 months	(6,203)	(5,604)
Total Fair Value	190,038	313,437
Total Unrealized Losses	(9,206)	(10,035)
Us Treasury Securities and Obligations of U.S. Government [Member] | Debt Securities [Member]
Schedule of Investments [Line Items]
Fair Value 12 months or less		41,428
Unrealized Losses 12 months or less		(61)
Total Fair Value		41,428
Total Unrealized Losses		(61)
Corporate Bonds [Member] | Debt Securities [Member]
Schedule of Investments [Line Items]
Fair Value 12 months or less	72,123	96,475
Unrealized Losses 12 months or less	(1,472)	(1,822)
Total Fair Value	72,123	96,475
Total Unrealized Losses	(1,472)	(1,822)
Collateralized Corporate Bank Loans [Member] | Debt Securities [Member]
Schedule of Investments [Line Items]
Fair Value 12 months or less	45,414	65,868
Unrealized Losses 12 months or less	(691)	(1,758)
Fair Value Longer than 12 months	5,314	3,532
Unrealized Losses Longer than 12 months	(96)	(124)
Total Fair Value	50,728	69,400
Total Unrealized Losses	(787)	(1,882)
Municipal Bonds [Member] | Debt Securities [Member]
Schedule of Investments [Line Items]
Fair Value 12 months or less	16,565	44,525
Unrealized Losses 12 months or less	(279)	(488)
Fair Value Longer than 12 months	20,798	25,310
Unrealized Losses Longer than 12 months	(6,105)	(5,478)
Total Fair Value	37,363	69,835
Total Unrealized Losses	(6,384)	(5,966)
Mortgage Backed [Member] | Debt Securities [Member]
Schedule of Investments [Line Items]
Fair Value 12 months or less	29,780	36,251
Unrealized Losses 12 months or less	(561)	(302)
Fair Value Longer than 12 months	44	48
Unrealized Losses Longer than 12 months	(2)	(2)
Total Fair Value	29,824	36,299
Total Unrealized Losses	$ (563)	$ (304)

Investments (Schedule of Amorti

Investments (Schedule of Amortized Cost and Estimated Fair Value of Debt Securities by Contractual Maturities) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Schedule of Investments [Line Items]
Due in one year or less, Amortized Cost	$ 76,399
Due after one year through five years, Amortized Cost	275,361
Due after five years through ten years, Amortized Cost	100,146
Due after ten years, Amortized Cost	61,575
Debt securities, available-for-sale, cost (in dollars)	570,080	$ 538,629
Due in one year or less, Fair Value	76,378
Due after one year through five years, Fair Value	274,245
Due after five years through ten years, Fair Value	96,120
Due after ten years, Fair Value	61,592
Debt Securities, Fair Value	564,758	531,325
Mortgage Backed [Member]
Schedule of Investments [Line Items]
Debt securities, available-for-sale, cost (in dollars)	56,599
Debt Securities, Fair Value	$ 56,423	$ 59,383

Pledged Investments (Narrative)

Pledged Investments (Narrative) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015
Pledged Investments [Abstract]
Securities available-for-sale pledged, carrying value	$ 17.6	$ 17.6

Reserves for Unpaid Losses an48

Reserves for Unpaid Losses and Loss Adjustment Expenses (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Favorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	$ 1.7	$ 1.1
Loss and Loss Adjustment Expenses Incurred in 2015 Accident Year [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Favorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	3.6
Loss and Loss Adjustment Expenses Incurred in 2014 Accident Year [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Favorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	0.2	2.4
Loss And Loss Adjustment Expenses Incurred In 2013 Accident Year [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Unfavorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	1.7	0.1
Loss and Loss Adjustment Expenses Incurred In 2012 Accident Year [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Unfavorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	1.1	0.2
Loss and Loss Adjustment Expenses Incurred In 2011 Accident Year [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Favorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	0.7	0.4
Loss And Loss Adjustment Expenses Incurred In 2010 And Prior Accident Year [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Unfavorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense		1.4
Standard Commercial P & C Business Unit [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Favorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	0.2	1.4
Occupational Accident [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Unfavorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	0.6
Commercial Property and General Liability [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Favorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	0.8
Workers Compensation Business Unit [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Favorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	0.2
Specailty Commercial Segment [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Favorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	0.1	0.5
MGA Commerical Products [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Favorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	2.2
Unfavorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense		0.3
MGA Commerical Products [Member] | Loss and Loss Adjustment Expenses Incurred in 2013, 2012 and 2010 and Prior Accident Years [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Unfavorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense		0.3
Commerical Excess Liability [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Favorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense		0.3
General Aviation [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Favorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense		0.2
Personal Lines Business Unit [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Unfavorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	1	0.5
Personal Lines Business Unit [Member] | Loss and Loss Adjustment Expenses Incurred in 2014 Accident Year [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Unfavorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense		$ 0.5
Specialty Personal Lines [Member] | Loss and Loss Adjustment Expenses Incurred in 2015 and Prior Accident Years [Member]
Causes of Increase (Decrease) in Liability for Unpaid Claims and Claims Adjustment Expense [Line Items]
Unfavorable Adjustment to Prior Years Liability for Unpaid Claims and Claims Adjustment Expense	$ 1

Share-Based Payment Arrangeme49

Share-Based Payment Arrangements (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands

Apr. 01, 2016

Mar. 31, 2016

May. 29, 2015

Apr. 02, 2015

Mar. 31, 2015

Apr. 10, 2013

Jul. 27, 2012

Mar. 31, 2016

Mar. 31, 2015

Jun. 30, 2013

Sep. 30, 2014

Dec. 31, 2015

Dec. 31, 2014

Dec. 31, 2013

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Other than options, granted

8,616

Stock options, granted

Long Term Incentive Plan 2005 [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Number of incentive stock options to purchase shares of common stock outstanding

539,240

Number of non-qualified stock options to purchase shares of common stock outstanding

304,157

Number of restricted stock units to receive shares of common stock

177,755

Long Term Incentive Plan 2005 [Member] | Share-based Compensation Award, Tranche One [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Percentage of options vested or expected to vest

10.00%

10.00%

Long Term Incentive Plan 2005 [Member] | Share-based Compensation Award, Tranche Two [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Percentage of options vested or expected to vest

20.00%

20.00%

Long Term Incentive Plan 2005 [Member] | Share-based Compensation Award, Tranche Three [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Percentage of options vested or expected to vest

30.00%

30.00%

Long Term Incentive Plan 2005 [Member] | Share-based Compensation Award, Tranche Four [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Percentage of options vested or expected to vest

40.00%

40.00%

Long Term Incentive Plan 2005 [Member] | Minimum [Member] | Option Issued Prior to 2009 [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Incentive stock options termination period

5 years

Long Term Incentive Plan 2005 [Member] | Maximum [Member] | Option Issued Prior to 2009 [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Incentive stock options termination period

10 years

Long Term Incentive Plan 2015 [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Stock compensation plan, number of shares authorized

2,000,000

Number of restricted stock units to receive shares of common stock

149,196

Stock options, granted

0

Incentive Stock Options 2009 [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Incentive stock options termination period

7 years

Share-based payment, award vesting period

10 years

Incentive Stock Options 2010 [Member] | 25,000 [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Incentive stock options termination period

10 years

Share-based payment, award vesting period

3 years

Number of options vested or expected to vest

25,000

25,000

Non Qualified Stock Options [Member] | Long Term Incentive Plan 2005 [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Percentage of options vested or expected to vest

100.00%

100.00%

Incentive stock options termination period

10 years

Incentive Non Qualified Stock Options 2009 [Member] | 200,000 Grant [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Incentive stock options termination period

10 years

Share-based payment, award vesting period

7 years

Number of options vested or expected to vest

200,000

200,000

Restricted Stock Units (RSUs) [Member] | Minimum [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Percentage of restricted stock units granted as result of meeting growth rates

50.00%

50.00%

Restricted Stock Units (RSUs) [Member] | Maximum [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Percentage of restricted stock units granted as result of meeting growth rates

150.00%

150.00%

Restricted Stock Units (RSUs) [Member] | Long Term Incentive Plan 2005 [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Restricted stock or unit expense

$ 101

$ 332

Other than options, granted

122,823

129,463

175,983

Other than options, forfeited

71,460

9,280

Vested

7,144

8,616

7,144

Other than options, grant date fair value

$ 11.10

$ 9.66

$ 9.20

Income tax benefit of share-based payments recognized in income

$ 35

$ 116

Restricted Stock Units (RSUs) [Member] | Long Term Incentive Plan 2015 [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Other than options, granted

103,351

Restricted Stock Units (RSUs) [Member] | Long Term Incentive Plan 2005 and 2015 [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Total unrecognized compensation cost related to non-vested share-based compensation arrangements

$ 700

700

Compensation costs expected to be recognized during remainder of the fiscal period

300

300

Compensation costs expected to be recognized during next fiscal year

300

300

Compensation costs expected to be recognized in second future fiscal year

$ 100

$ 100

Subsequent Event [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

Other than options, granted

7,144

Share-Based Payment Arrangeme50

Share-Based Payment Arrangements (Summary of the Status of Stock Options) (Details) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)$ / sharesshares
Share-Based Payment Arrangements [Abstract]
Stock Options, Outstanding at January 1, 2016	869,113
Stock options, granted
Stock Options, Forfeited or Expired	(25,716)
Stock Options, Outstanding at March 31, 2016	843,397
Stock Options, Exercisable at March 31, 2015	792,326
Weighted Average Exercise Price, Outstanding at January 1, 2016 | $ / shares	$ 9.51
Weighted Average Exercise Price, Forfeited or Expired | $ / shares	11.93
Weighted Average Exercise Price, Outstanding at March 31, 2016 | $ / shares	9.43
Weighted Average Exercise Price, Exercisable at March 31, 2016 | $ / shares	$ 9.61
Average Remaining Contractual Term, Outstanding at March 31, 2016	2 years 3 months 18 days
Average Remaining Contractual Term, Exercisable at March 31, 2016	2 years 2 months 12 days
Aggregate Intrinsic Value, Outstanding at March 31, 2016 | $	$ 2,002
Aggregate Intrinsic Value, Exercisable at March 31, 2016 | $	$ 1,752

Share-Based Payment Arrangeme51

Share-Based Payment Arrangements (Schedule of Options, Grants in Period and Grant Date Intrinsic Value) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cost of share-based payments (non-cash)	$ 139	$ 371
Employee Stock Option [Member]
Intrinsic value of options exercised		114
Cost of share-based payments (non-cash)	38	39
Income tax benefit of share-based payments recognized in income	$ 8	$ 8

Share-Based Payment Arrangeme52

Share-Based Payment Arrangements (Summary of the Status of Restricted Stock Units) (Details) - shares	Mar. 31, 2016	Apr. 02, 2015	Mar. 31, 2015	Apr. 10, 2013	Jul. 27, 2012	Mar. 31, 2016	Jun. 30, 2013	Sep. 30, 2014
Granted		8,616
Long Term Incentive Plan 2005 [Member] | Restricted Stock Units (RSUs) [Member]
Nonvested at January 1, 2016						296,571
Granted				122,823	129,463			175,983
Vested	(7,144)		(8,616)			(7,144)
Forfeited						(71,460)	(9,280)
Nonvested at March 31, 2016	217,967					217,967

Segment Information (Schedule o

Segment Information (Schedule of Business Segment Information) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Revenues [Abstract]
Revenues	$ 90,028	$ 91,450
Pre-tax income (loss) [Abstract]
Pre-tax income (loss)	5,989	7,689
Specialty Commercial Segment [Member]
Revenues [Abstract]
Revenues	60,583	62,257
Pre-tax income (loss) [Abstract]
Pre-tax income (loss)	10,312	9,721
Standard Commercial Segment [Member]
Revenues [Abstract]
Revenues	17,992	20,381
Pre-tax income (loss) [Abstract]
Pre-tax income (loss)	1,416	1,886
Personal Segment [Member]
Revenues [Abstract]
Revenues	12,090	8,653
Pre-tax income (loss) [Abstract]
Pre-tax income (loss)	(1,083)	(296)
Corporate [Member]
Revenues [Abstract]
Revenues	(637)	159
Pre-tax income (loss) [Abstract]
Pre-tax income (loss)	$ (4,656)	$ (3,622)

Segment Information (Schedule54

Segment Information (Schedule of Additional Business Segment Information) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Segment Reporting Information [Line Items]
Assets	$ 1,090,049	$ 1,076,600
Specialty Commercial Segment [Member]
Segment Reporting Information [Line Items]
Assets	673,102	660,263
Standard Commercial Segment [Member]
Segment Reporting Information [Line Items]
Assets	160,005	156,722
Personal Segment [Member]
Segment Reporting Information [Line Items]
Assets	236,025	239,632
Corporate [Member]
Segment Reporting Information [Line Items]
Assets	$ 20,917	$ 19,983

Reinsurance (Schedule of Reinsu

Reinsurance (Schedule of Reinsurance Ceded and Recoveries) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Reinsurance [Abstract]
Ceded earned premiums	$ 38,980	$ 32,939
Reinsurance recoveries	$ 23,949	$ 19,358

Revolving Credit Facility (Narr

Revolving Credit Facility (Narrative) (Details) - USD ($)	Dec. 17, 2015	Mar. 31, 2016
Revolving Credit Facility [Member]
Line of Credit Facility [Line Items]
Line of credit facility, maximum borrowing capacity		$ 15,000,000
Credit facility, amount outstanding		$ 0
Debt instrument, description of variable rate basis		prime rate or LIBOR plus 2.5%
Line of credit facility, unused capacity, commitment fee percentage		0.25%
Revolving Credit Facility [Member] | London Interbank Offered Rate (LIBOR) [Member]
Line of Credit Facility [Line Items]
Debt instrument, basis spread on variable rate		2.50%
Revolving Credit Facility B [Member]
Line of Credit Facility [Line Items]
Line of credit facility, maximum borrowing capacity		$ 30,000,000
Credit facility, amount outstanding		$ 30,000,000
Debt instrument, description of variable rate basis		prime rate or LIBOR plus 3.00%
Debt instrument, basis spread on variable rate		3.00%
Line of credit facility, unused capacity, commitment fee percentage		0.25%
Line of credit facility, commitment fee amount	$ 75,000
Letter of Credit [Member]
Line of Credit Facility [Line Items]
Line of credit facility, maximum borrowing capacity		$ 5,000,000
Line of credit facility, commitment fee percentage		1.00%

Subordinated Debt Securities (N

Subordinated Debt Securities (Narrative) (Details) - USD ($) $ in Millions	Jun. 16, 2015	Aug. 23, 2007	Jun. 21, 2005	Mar. 31, 2016
Subordinated Debt Due In 2035 [Member] | Trust I [Member]
Subordinated Borrowing [Line Items]
Long-term debt, gross			$ 30.9	$ 30.9
Proceeds from issuance of trust preferred securities			30
Proceeds from issuance of common stock			$ 0.9
Subordinated borrowing, interest rate			7.725%
Debt instrument, interest rate fixed to floating date			Jun. 15, 2015
Debt instrument, maturity date			Jun. 15, 2035
Debt instrument, description of variable rate basis				interest adjusts quarterly to the three-month LIBOR rate plus 3.25 percentage points
Debt instrument, basis spread on variable rate	3.25%
Debt instrument, interest rate, effective percentage				3.88%
Subordinated Debt Due In 2037 [Member] | Trust II [Member]
Subordinated Borrowing [Line Items]
Long-term debt, gross		$ 25.8		$ 25.8
Proceeds from issuance of trust preferred securities		25
Proceeds from issuance of common stock		$ 0.8
Subordinated borrowing, interest rate		8.28%
Debt instrument, interest rate fixed to floating date		Sep. 15, 2017
Debt instrument, maturity date		Sep. 15, 2037
Debt instrument, description of variable rate basis				three-month LIBOR rate plus 2.90 percentage
Debt instrument, basis spread on variable rate		2.90%

Deferred Policy Acquisition C58

Deferred Policy Acquisition Costs (Deferred Amortized Policy Acquisition Costs) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Document and Entity Information [Abstract]
Deferred	$ (13,738)	$ (3,718)
Amortized	13,367	3,334
Net	$ (371)	$ (384)

Earnings per Share (Narrative)

Earnings per Share (Narrative) (Details) - shares	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Earnings per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share, amount	421,666	504,999

Earnings per Share (Schedule of

Earnings per Share (Schedule of Weighted Average Number of Shares Outstanding) (Details) - shares shares in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Earnings per Share [Abstract]
Weighted average shares - basic	19,013	19,227
Effect of dilutive securities	175	202
Weighted average shares - assuming dilution	19,188	19,429

Net Periodic Pension Cost (Sche

Net Periodic Pension Cost (Schedule of Net Benefit Costs) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Net Periodic Pension Cost [Abstract]
Interest cost	$ 128	$ 129
Amortization of net loss	28	26
Expected return on plan assets	(161)	(175)
Net periodic pension cost	$ (5)	$ (20)

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Income Taxes [Abstract]
Effective income tax rate, continuing operations	32.00%	30.50%

Commitments and Contingencies (

Commitments and Contingencies (Narrative) (Details) - USD ($) $ in Millions	3 Months Ended
	Sep. 30, 2015	Mar. 31, 2016
Contingent liability premium taxes		$ 2.5
Contingent liability penalties and interest		0.7
TBIC Holding Corporation [Member]
Payment of contingent consideration	$ 1.2
Potential remaining contingent purchase price, maximum		$ 1.8

Changes in Accumulated Other 64

Changes in Accumulated Other Comprehensive Income Balances (Schedule of Changes in Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	$ 7,418
Other comprehensive income (loss):
Change in net actuarial gain	28	$ 26
Tax effect on change in net actuarial gain	(10)	(9)
Net unrealized holding gains (losses) arising during the period	1,371	7,069
Tax effect on unrealized gains arising during the period	(480)	(2,474)
Reclassification adjustment for gains included in net realized gains (losses)	(74)	(861)
Tax effect on reclassification adjustment for gains (losses) included in net income	26	301
Other comprehensive income (loss), net of tax	861	4,052
Ending Balance	8,279
Minimum Pension Liability [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(2,572)	(2,600)
Other comprehensive income (loss):
Change in net actuarial gain	28	26
Tax effect on change in net actuarial gain	(10)	(9)
Other comprehensive income (loss), net of tax	18	17
Ending Balance	(2,554)	(2,583)
Unrealized Gain (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	9,990	20,401
Other comprehensive income (loss):
Net unrealized holding gains (losses) arising during the period	1,371	7,069
Tax effect on unrealized gains arising during the period	(480)	(2,474)
Reclassification adjustment for gains included in net realized gains (losses)	(74)	(861)
Tax effect on reclassification adjustment for gains (losses) included in net income	26	301
Other comprehensive income (loss), net of tax	843	4,035
Ending Balance	10,833	24,436
Accumulated Other Comprehensive Income [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	7,418	17,801
Other comprehensive income (loss):
Change in net actuarial gain	28	26
Tax effect on change in net actuarial gain	(10)	(9)
Net unrealized holding gains (losses) arising during the period	1,371	7,069
Tax effect on unrealized gains arising during the period	(480)	(2,474)
Reclassification adjustment for gains included in net realized gains (losses)	(74)	(861)
Tax effect on reclassification adjustment for gains (losses) included in net income	26	301
Other comprehensive income (loss), net of tax	861	4,052
Ending Balance	$ 8,279	$ 21,853