Ameriprise Financial 8K Computation of Ratio of Earnings to Fixed Charges | AMP 17 Nov 05

	Nine Months Ended
	September 30,			Year Ended December 31,
	2005			2004			2003			2002			2001			2000
	(dollars in thousands)
Earnings:
Income before income tax provision, discontinued operations and accounting change	$	618,159		$	1,110,844		$	873,126		$	862,149		$	36,135		$	1,459,734
Interest and debt expense	52,478			52,206			45,212			31,992			25,521			21,208
Interest portion of rental expense	21,235			30,076			27,480			31,318			38,590			35,697
Amortization of capitalized interest	377			502			502			386			155			24
Equity method investees and minority interests	(377		)	3,333			2,271			(265		)	(95		)	933
Total earnings	691,872			1,196,961			948,591			925,580			100,306			1,517,596

Fixed charges:
Interest and debt expense	52,478			52,206			45,212			31,992			25,521			21,208
Interest portion of rental expense	21,235			30,076			27,480			31,318			38,590			35,697
Capitalized interest	—			—			—			3,256			6,991			5,551
Total fixed charges	73,713			82,282			72,692			66,566			71,102			62,456

Ratio of earnings to fixed charges	9.4		x	14.5		x	13.0		x	13.9		x	1.4		x	24.3		x

	Six Months Ended June 30,			Year Ended December 31,
	2005			2004			2003			2002			2001			2000
	(dollars in thousands)
Earnings:
Income before income tax provision and accounting change	$	459,443		$	1,173,012		$	941,095		$	925,217		$	63,063		$	1,464,964
Interest and debt expense	35,974			52,206			45,212			31,992			25,521			21,208
Interest portion of rental expense	14,164			30,076			27,480			31,318			38,590			35,697
Amortization of capitalized interest	251			502			502			386			155			24
Equity method investees and minority interests	(15		)	3,333			2,271			(265		)	(95		)	933
Total earnings	509,817			1,259,129			1,016,560			988,648			127,234			1,522,826

Fixed charges:
Interest and debt expense	35,974			52,206			45,212			31,992			25,521			21,208
Interest portion of rental expense	14,164			30,076			27,480			31,318			38,590			35,697
Capitalized interest	—			—			—			3,256			6,991			5,551
Total fixed charges	50,138			82,282			72,692			66,566			71,102			62,456

Ratio of earnings to fixed charges	10.2		x	15.3		x	14.0		x	14.9		x	1.8		x	24.4		x

Ameriprise Financial (AMP) 8-KComputation of Ratio of Earnings to Fixed Charges