Segment information | Segment information Our Homebuilding operations are engaged in the acquisition and development of land primarily for residential purposes within the U.S. and the construction of housing on such land. For reporting purposes, our Homebuilding operations are aggregated into six reportable segments: Northeast: Connecticut, Maryland, Massachusetts, New Jersey, Pennsylvania, Virginia Southeast: Georgia, North Carolina, South Carolina, Tennessee Florida: Florida Midwest: Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio Texas: Texas West: Arizona, California, Colorado, Nevada, New Mexico, Washington We also have a reportable segment for our Financial Services operations, which consist principally of mortgage banking, title, and insurance brokerage operations that operate generally in the same markets as the Homebuilding segments. Operating Data by Segment Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Revenues: Northeast $ 252,986 $ 273,261 $ 665,771 $ 735,602 Southeast 720,101 587,875 1,836,042 1,541,910 Florida 953,778 740,569 2,714,485 2,157,374 Midwest 562,891 505,012 1,569,332 1,337,416 Texas 588,423 412,568 1,608,459 1,256,983 West 792,928 868,283 2,423,901 2,250,407 3,871,107 3,387,568 10,817,990 9,279,692 Financial Services 72,709 91,482 239,627 288,632 Consolidated revenues $ 3,943,816 $ 3,479,050 $ 11,057,617 $ 9,568,324 Income (loss) before income taxes: Northeast $ 52,682 $ 53,410 $ 140,052 $ 132,604 Southeast 181,667 109,407 460,056 274,174 Florida 220,850 133,642 628,979 382,682 Midwest 79,168 72,537 230,419 196,205 Texas 133,404 71,062 351,253 221,099 West 149,001 173,137 468,873 403,039 Other homebuilding (a) (33,009) (41,432) (112,070) (122,317) 783,763 571,763 2,167,562 1,487,486 Financial Services 27,514 48,639 108,181 166,442 Consolidated income before income taxes $ 811,277 $ 620,402 $ 2,275,743 $ 1,653,928 (a) Other homebuilding includes the amortization of intangible assets and capitalized interest and other items not allocated to the other segments. Other homebuilding also includes insurance reserve reversals of $56.6 million and a loss on debt retirement of $61.5 million in the nine months ended September 30, 2021 (see Note 8 and Note 4 , respectively). Operating Data by Segment Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Land-related charges (a) : Northeast $ 3,759 $ 223 $ 3,961 $ 357 Southeast 5,889 1,915 9,724 3,253 Florida 4,881 209 6,493 642 Midwest 1,677 477 2,780 969 Texas 2,794 141 3,328 932 West 5,462 602 6,189 667 Other homebuilding — — — — $ 24,462 $ 3,567 $ 32,475 $ 6,820 (a) Land-related charges include land impairments, net realizable value adjustments on land held for sale, and write-offs of deposits and pre-acquisition costs for land option contracts we elected not to pursue. Operating Data by Segment ($000's omitted) September 30, 2022 Homes Under Land Under Raw Land Total Total Northeast $ 419,660 $ 220,715 $ 50,689 $ 691,064 $ 779,447 Southeast 983,353 489,200 88,649 1,561,202 1,772,806 Florida 1,494,755 1,049,632 150,892 2,695,279 3,202,654 Midwest 712,962 592,427 25,570 1,330,959 1,468,414 Texas 832,674 659,635 127,291 1,619,600 1,786,814 West 1,947,389 1,319,823 229,116 3,496,328 3,860,637 Other homebuilding (a) 44,525 321,887 12,233 378,645 668,782 6,435,318 4,653,319 684,440 11,773,077 13,539,554 Financial Services — — — — 672,290 $ 6,435,318 $ 4,653,319 $ 684,440 $ 11,773,077 $ 14,211,844 Operating Data by Segment ($000's omitted) December 31, 2021 Homes Under Land Under Raw Land Total Total Northeast $ 285,975 $ 246,128 $ 17,554 $ 549,657 $ 644,019 Southeast 604,310 537,072 67,815 1,209,197 1,362,852 Florida 943,110 866,266 289,388 2,098,764 2,545,457 Midwest 527,001 460,279 15,869 1,003,149 1,132,081 Texas 581,417 512,925 95,833 1,190,175 1,315,943 West 1,235,457 1,191,834 227,850 2,655,141 2,955,283 Other homebuilding (a) 48,039 276,511 16,936 341,486 2,314,839 4,225,309 4,091,015 731,245 9,047,569 12,270,474 Financial Services — — — — 1,082,157 $ 4,225,309 $ 4,091,015 $ 731,245 $ 9,047,569 $ 13,352,631 (a) Other homebuilding primarily includes cash and equivalents, capitalized interest, intangibles, deferred tax assets, and other corporate items that are not allocated to the operating segments. |