Sandy Spring Bancorp (SASR) 10-K 4 Mar 16 2015 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ / shares in Units, $ in Millions	12 Months Ended
	Dec. 31, 2015	Mar. 05, 2016	Jun. 30, 2015
Document And Entity Information [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY
Trading Symbol	SASR
Entity Common Stock, Shares Outstanding		23,818,385
Entity Listing, Par Value Per Share	$ 1
Entity Registrant Name	SANDY SPRING BANCORP INC
Entity Central Index Key	824,410
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Public Float			$ 653

CONSOLIDATED STATEMENTS OF COND

CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 46,956	$ 52,804
Federal funds sold	472	473
Interest-bearing deposits with banks	25,454	42,940
Cash and cash equivalents	72,882	96,217
Residential mortgage loans held for sale (at fair value)	15,457	10,512
Investments available-for-sale (at fair value)	592,049	672,209
Investments held-to-maturity -- fair value of $211,704 and $222,260 at December 31, 2015 and 2014, respectively	208,265	219,973
Other equity securities	41,336	41,437
Total loans and leases	3,495,370	3,127,392
Less: allowance for loan and lease losses	(40,895)	(37,802)
Net loans and leases	3,454,475	3,089,590
Premises and equipment, net	53,214	49,402
Other real estate owned	2,742	3,195
Accrued interest receivable	13,443	12,634
Goodwill	84,171	84,171
Other intangible assets, net	138	510
Other assets	117,208	117,282
Total assets	4,655,380	4,397,132
Liabilities
Noninterest-bearing deposits	1,001,841	993,737
Interest-bearing deposits	2,261,889	2,072,772
Total deposits	3,263,730	3,066,509
Securities sold under retail repurchase agreements and federal funds purchased	109,145	74,432
Advances from FHLB	685,000	655,000
Subordinated debentures	35,000	35,000
Accrued interest payable and other liabilities	38,078	44,440
Total liabilities	4,130,953	3,875,381
Stockholders Equity
Common stock -- par value $1.00; shares authorized 50,000,000; shares issued and outstanding 24,295,971 and 25,044,877 at December 31, 2015 and 2014, respectively	24,296	25,045
Additional paid in capital	175,588	194,647
Retained earnings	325,840	302,882
Accumulated other comprehensive loss	(1,297)	(823)
Total stockholders equity	524,427	521,751
Total liabilities and stockholders equity	$ 4,655,380	$ 4,397,132

CONSOLIDATED STATEMENTS OF CON3

CONSOLIDATED STATEMENTS OF CONDITION (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Statement Of Financial Position [Abstract]
Investments held-to-maturity, fair value	$ 211,704	$ 222,260
Common stock, par value	$ 1	$ 1
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	24,295,971	25,044,877
Common stock, shares outstanding	24,295,971	25,044,877

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest Income:
Interest and fees on loans and leases	$ 135,170	$ 123,369	$ 122,380
Interest on loans held for sale	544	312	929
Interest on deposits with banks	98	85	84
Interest and dividends on investment securities:
Taxable	14,440	15,377	16,635
Exempt from federal income taxes	8,059	9,222	9,318
Interest on federal funds sold	1	1	1
Total interest income	158,312	148,366	149,347
Interest Expense:
Interest on deposits	5,878	4,791	5,439
Interest on retail repurchase agreements and federal funds purchased	255	164	163
Interest on advances from FHLB	13,081	12,982	12,936
Interest on subordinated debt	899	881	895
Total interest expense	20,113	18,818	19,433
Net interest income	138,199	129,548	129,914
Provision (credit) for loan and lease losses	5,371	(163)	(1,084)
Net interest income after provision (credit) for loan and lease losses	132,828	129,711	130,998
Non-interest Income:
Investment securities gains	36	5	115
Service charges on deposit accounts	7,607	8,422	8,533
Mortgage banking activities	3,114	1,994	3,094
Wealth management income	19,931	19,086	17,585
Insurance agency commissions	5,176	4,996	4,821
Income from bank owned life insurance	2,571	2,444	2,499
Visa check fees	4,652	4,439	4,165
Other income	6,814	5,485	6,699
Total non-interest income	49,901	46,871	47,511
Non-interest Expenses:
Salaries and employee benefits	71,003	66,387	65,598
Occupancy expense of premises	12,809	13,692	13,171
Equipment expenses	6,071	5,188	4,940
Marketing	2,896	2,926	2,880
Outside data services	5,023	4,947	4,580
FDIC insurance	2,491	2,302	2,300
Amortization of intangible assets	372	821	1,845
Litigation Expense	(3,869)	6,519	0
Other Expense	18,551	18,018	16,210
Total non-interest expenses	115,347	120,800	111,524
Income before income taxes	67,382	55,782	66,985
Income tax expense	22,027	17,582	22,563
Net income	$ 45,355	$ 38,200	$ 44,422
Net Income Per Share Amounts:
Basic net income per share	$ 1.84	$ 1.53	$ 1.78
Diluted net income per share	1.84	1.52	1.77
Dividends declared per share	$ 0.9	$ 0.76	$ 0.64

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement of Comprehensive Income [Abstract]
Net income		$ 45,355	$ 38,200	$ 44,422
Investments available-for-sale:
Net change in unrealized gains (losses) on investments available-for-sale		(2,556)	12,807	(33,214)
Related income tax (expense) benefit		1,022	(5,090)	13,245
Net investment gains reclassified into earnings		36	5	115
Related income tax expense		(14)	(2)	(46)
Net effect on other comprehensive income (loss)		(1,512)	7,720	(19,900)
Defined benefit pension plan:
Recognition of unrealized gain (loss)	[1]	1,736	(9,235)	9,340
Related income tax (expense) benefit		(698)	3,662	(3,722)
Net effect on other comprehensive income (loss)		1,038	(5,573)	5,618
Total other comprehensive income (loss)		(474)	2,147	(14,282)
Comprehensive income		$ 44,881	$ 40,347	$ 30,140
[1]	This amount is included in the computation of net periodic benefit cost, see Note 13

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Operating activities:
Net income	$ 45,355	$ 38,200	$ 44,422
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	7,305	7,157	8,021
Provision (credit) for loan and lease losses	5,371	(163)	(1,084)
Share based compensation expense	1,979	1,452	1,688
Deferred income tax expense	(3)	808	3,348
Origination of loans held for sale	(193,316)	(137,339)	(251,878)
Proceeds from sales of loans held for sale	191,232	137,131	284,291
Gains on sales of loans held for sale	(2,861)	(1,939)	(4,629)
Loss on sales of other real estate owned	267	161	1,064
Investment securities gains	(36)	(5)	(115)
Gains (loss) on sales of premises and equipment	0	0	20
Increase (Decrease) in Operating Capital [Abstract]
Net (increase) decrease in accrued interest receivable	(809)	(102)	(140)
Net (increase) decrease in other assets	(2,015)	(6,866)	4,053
Net increase (decrease) in accrued expenses and other liabilities	(6,267)	20,166	(5,965)
Other - net	4,628	(4,997)	13,046
Net cash provided by operating activities	50,830	53,664	96,142
Investing activities:
Purchases of other equity securities		(750)	(7,051)
Proceeds of other equity securities	101
Purchases of investments held-to-maturity	(2,100)	0	(20,666)
Purchases of investments available-for-sale	(46,190)	0	(161,379)
Proceeds from maturities, calls and principal payments of investments held-to-maturity	12,943	3,786	11,090
Proceeds from maturities, calls and principal payments of investments available-for-sale	121,994	89,076	198,410
Net increase in loans and leases	(372,203)	(346,373)	(259,008)
Proceeds from the sales of other real estate owned	2,112	488	7,780
Expenditures for premises and equipment	(8,572)	(8,564)	(2,366)
Net cash used in investing activities	(291,915)	(262,337)	(233,190)
Financing activities:
Net increase (decrease) in deposits	197,221	189,284	(35,809)
Net increase (decrease) in retail repurchase agreements and federal funds purchased	34,713	20,590	(33,087)
Proceeds from advances from FHLB	2,274,000	1,805,000	1,075,000
Repayment of advances from FHLB	(2,244,000)	(1,765,000)	(865,058)
Proceeds from issuance of common stock	487	394	153
Tax benefits associated with shared based compensation	350	321	0
Repurchase of common stock	(22,624)	(910)	0
Dividends paid	(22,397)	(19,216)	(16,130)
Net cash provided by financing activities	217,750	230,463	125,069
Net increase (decrease) in cash and cash equivalents	(23,335)	21,790	(11,979)
Cash and cash equivalents at beginning of period	96,217	74,427	86,406
Cash and cash equivalents at end of period	72,882	96,217	74,427
Supplemental Disclosures:
Interest payments	20,040	18,833	19,610
Income tax payments	21,060	15,154	20,010
Transfers from loans to other real estate owned	$ 1,947	$ 2,446	$ 2,764

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Balances at Dec. 31, 2012	$ 483,512	$ 24,905	$ 191,689	$ 255,606	$ 11,312
Net income	44,422	0	0	44,422	0
Other comprehensive loss, net of tax	(14,282)	0	0	0	(14,282)
Common stock dividends - $0.90, $0.76, and $0.64 per share at December 31, 2015, 2014, and 2013, respectively	(16,130)	0	0	(16,130)	0
Stock compensation expense	1,688	0	1,688	0	0
Common stock issued pursuant to:
Stock option plan - 39,787, 13,834, and 10,964shares at December 31, 2015, 2014, and 2013, respectively	139	11	128	0	0
Employee stock purchase plan - 25,136, 24,519, and 24,849 shares at December 31, 2015, 2014, and 2013, respectively	461	25	436	0	0
Restricted stock - 55,784, 54,535, and 48,816 shares at December 31, 2015, 2014, and 2013, respectively	(447)	49	(496)	0	0
Balances at Dec. 31, 2013	499,363	24,990	193,445	283,898	(2,970)
Net income	38,200	0	0	38,200	0
Other comprehensive loss, net of tax	2,147	0	0	0	2,147
Common stock dividends - $0.90, $0.76, and $0.64 per share at December 31, 2015, 2014, and 2013, respectively	(19,216)	0	0	(19,216)	0
Stock compensation expense	1,452
Stock compensation expense, Adjustments to Additional Paid in Capital, Requisite Service Period Recognition, Total	1,773	0	1,773	0	0
Common stock issued pursuant to:
Stock option plan - 39,787, 13,834, and 10,964shares at December 31, 2015, 2014, and 2013, respectively	190	14	176	0	0
Employee stock purchase plan - 25,136, 24,519, and 24,849 shares at December 31, 2015, 2014, and 2013, respectively	509	25	484	0	0
Restricted stock - 55,784, 54,535, and 48,816 shares at December 31, 2015, 2014, and 2013, respectively	(305)	54	(359)	0	0
Purchase of treasury shares - 870,450 and 38,032 shares at December 31, 2015 and 2014, respectively	(910)	(38)	(872)	0	0
Balances at Dec. 31, 2014	521,751	25,045	194,647	302,882	(823)
Net income	45,355	0	0	45,355	0
Other comprehensive loss, net of tax	(474)	0	0	0	(474)
Common stock dividends - $0.90, $0.76, and $0.64 per share at December 31, 2015, 2014, and 2013, respectively	(22,397)	0	0	(22,397)	0
Stock compensation expense	1,979	0	1,979	0	0
Common stock issued pursuant to:
Stock option plan - 39,787, 13,834, and 10,964shares at December 31, 2015, 2014, and 2013, respectively	602	40	562	0	0
Directors stock purchase plan - 837 shares at December 31, 2015.	22	1	21	0	0
Employee stock purchase plan - 25,136, 24,519, and 24,849 shares at December 31, 2015, 2014, and 2013, respectively	566	25	541	0	0
Restricted stock - 55,784, 54,535, and 48,816 shares at December 31, 2015, 2014, and 2013, respectively	(353)	56	(409)	0	0
Purchase of treasury shares - 870,450 and 38,032 shares at December 31, 2015 and 2014, respectively	(22,624)	(871)	(21,753)	0	0
Balances at Dec. 31, 2015	$ 524,427	$ 24,296	$ 175,588	$ 325,840	$ (1,297)

CONSOLIDATED STATEMENTS OF CHA8

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement Of Stockholders Equity [Abstract]
Common stock dividends, per share	$ 0.9	$ 0.76	$ 0.64
Stock option plan, shares	39,787	13,834	10,964
Employee stock purchase plan, shares	25,136	24,519	24,849
Director stock purchase plan, shares	837
Restricted stock, shares	55,784	54,535	48,816
Treasury Stock, Shares, Retired	870,450	38,032

SIGNIFICANT ACCOUNTING POLICIES

SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2015
Significant Accounting Policies [Abstract]
Significant Accounting Policies	Sandy Spring Bancorp, Inc. and Subsidiaries Notes to thE Consolidated Financial Statements Note 1 – Significant Accounting Policies Nature of Operations Sandy Spring Bancorp (the “Company”), a Maryland corporation, is the bank holding company for Sandy Spring Bank (the “Bank”), which conducts a full-service commercial banking, mortgage banking and trust business. Services to individuals and businesses include accepting deposits, extending real estate, consumer and commercial loans and lines of cred it, equipment leasing, general insurance, personal trust, and investment and wealth management servi ces. The Company operates in central Maryland, Northern Virginia, and the greater Washington D.C. market. The Company offers investment and wealth manageme nt services through the Bank’s subsidiary, West Financial Services. Insurance products are available to clients through Sandy Spring Insurance, and Neff & Associates, which are agencies of Sandy Spring Insurance Corporation. Basis of Presentation The ac counting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (“GAAP”) and prevailing practices within the financial services industry for financial information. The following summary of significant accounting policies of the Company is presented to assist the reader in understanding the financial and other data presented in this report. Certain reclassifications have been made to prior period amounts to conform to the current period pre sentation. The Company has evaluated subsequent events through the date of the issuance of its financial statements. Principles of Consolidation The consolidated financial statements include the accounts of the Company and its wholly owned subsidiary, Sa ndy Spring Bank and its subsidiaries, Sandy Spring Insurance Corporation and West Financial Services, Inc. Consolidation has resulted in the elimination of all significant intercompany accounts and transactions. Use of Estimates The preparation of financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the financial statements, and affect the reported am ounts of revenues earned and expenses incurred during the reporting period. Actual results could differ from those estimates. Estimates that could change significantly relate to the provision for loan and lease losses and the related allowance, determinati on of impaired loans and the related measurement of impairment, potential impairment of goodwill or other intangible assets, valuation of investment securities and the determination of whether impaired securities are other-than-temporarily impaired, valuat ion of other real estate owned, prepayment rates, valuation of share-based compensation, the assessment that a liability should be recognized with respect to any matters under litigation, the calculation of current and deferred income taxes and the actuari al projections related to pension expense and the related liability. Assets Under Management Assets held for others under fiduciary and agency relationships are not assets of the Company or its subsidiaries and are not included in the accompanying balance sheets. Trust department income and investment management fees are presented on an accrual basis. Cash Flows For purposes of reporting cash flows, cash and cash equivalents inc lude cash and due from banks, federal funds sold and interest-bearing deposits with banks (items with an original maturity of three months or less). Residential Mortgage Loans Held for Sale The Company engages in sales of residential mortgage lo ans originated by the Bank. Loans held for sale are carried at fair value. Fair value is derived from secondary market quotations for similar instruments. The Company measures residential mortgage loans at fair value when the Company first recognizes the loan (i.e., the fair value option), as permitted by current accounting standards. Changes in fair value of these loans are recorded in earnings as a component of mortgage banking activities in non-interest income in the Consolidated Statements of Income. The Company's current practice is to sell such loans on a servicing released basis. Investments Held-to-Maturity Investments held-to-maturity represents securities which the Company has the ability and positive intent to hold until maturity. These securities are recorded at cost at the time of acquisition. The carrying values of investments held-to-maturity are adjusted for premium amortization and discount accretion to the maturity date on the effective interest method. Related interest and divide nds are included in interest income. Declines in the fair value of individual held-to-maturity investments below their cost that are other-than-temporary result in write-downs of the individual securities to their fair value. Factors that may affect the d etermination of whether other-than-temporary impairment (“OTTI”) has occurred include a downgrading of the security below investment grade by the rating agency or due to potential default, a significant deterioration in the financial condition of the issue r, or that management would not have the ability to hold a security for a period of time sufficient to allow for any anticipated recovery in fair value. Investments Available-for-Sale Marketable equity securities and debt securities not classified as held -to-maturity or trading are classified as securities available-for-sale. Securities available-for-sale are acquired as part of the Company's asset/liability management strategy and may be sold in response to changes in interest rates, loan demand, changes in prepayment risk or other factors. Securities available-for-sale are carried at fair value, with unrealized gains or losses based on the difference between amortized cost and fair value, reported net of deferred tax, as accumulated other comprehensive in come (loss), a separate component of stockholders' equity. The carrying values of securities available-for-sale are adjusted for premium amortization and discount accretion to the maturity date on the effective interest method. Realized gains and losses on security sales or maturities, using the specific identification method, are included as a separate component of non-interest income. Related interest and dividends are included in interest income. Declines in the fair value of individual available-for-sa le securities below their cost that are other-than-temporary (“OTTI”) result in write-downs of the individual securities to their fair value. Factors affecting the determination of whether other-than-temporary impairment has occurred include a downgrading of the security below investment grade by a rating agency or due to potential default, a significant deterioration in the financial condition of the issuer, or a change in management’s intent and ability to hold a security for a period of time sufficient to allow for any anticipated recovery in fair value. Other Equity Securities Other equity securities include Federal Reserve stock, Federal Home Loan Bank of Atlanta stock and other equities that are considered restricted as to marketability and recorded at cost. These securities are evaluated for impairment each reporting period. Loans Acquired with Deteriorated Credit Quality Acquired loans with evidence of credit deterioration since their origination as of the date of the acquisition are recorded at their initial fair value. Credit deterioration is determined based on the probability of collection of all contractually required principal and interest payments. The historical allowance for loan and lease losses related to the acquired loans is not car ried over to the Company. The determination of credit quality deterioration as of the purchase date may include parameters such as past due and non-accrual status, commercial risk ratings, cash flow projections, type of loan and collateral, collateral val ue and recent loan-to-value ratios or appraised values. For loans acquired with no evidence of credit deterioration, the fair value discount or premium is amortized over the contractual life of the loan as an adjustment to yield. For loans acquired with e vidence of credit deterioration, the Company determines at the acquisition date the excess of the loan’s contractually required payments over all cash flows expected to be collected as an amount that should not be accreted into interest income ( nonaccretab le difference). The remaining amount, representing the difference in the expected cash flows of acquired loans and the initial investment in the acquired loans, is accreted into interest income over the remaining life of the loan or pool of loans ( accretab le yield). The present value of any decreases in expected cash flows after the purchase date is recognized as an impairment through a charge to the provision for loan losses. Increases in the present value of the expected cash flows after the purchase dat e are recognized as an adjustment to the accretable yield. Subsequent to the purchase date, the methods utilized to estimate the required allowance for loan and lease losses (“ALLL”) are similar to originated loans. Loans carried at fair value, mortgage l oans held for sale and loans under revolving credit agreements are excluded from the scope of this guidance on loans acquired with deteriorated credit quality. Loans and Lease Financing Receivables The Company’s financing receivables consist primarily of loans and a minimal amount of leases that are stated at their principal balance outstanding net of any unearned income and deferred fees and costs. Interest income on loans is accrued at the contractual rate based on the principal outstanding. Loan origin ation fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method. Lease financing receivables, all of which are direct financing leases, include aggregate payments, net of related unearned income. Leasing income is recognized on a basis that achieves a constant periodic rate of return on the outstanding lease financing balances over the lease terms. Loans are considered past due or delinquent when the principal or inter est due in accordance with the contractual terms of the loan agreement or any portion thereof remains unpaid after the due date of the scheduled payment. Immaterial shortfalls in payment amounts do not necessarily result in a loan being considered delinqu ent or past due. If any payments are past due and subsequent payments are resumed without payment of the delinquent amount, the loan shall continue to be considered past due. Whenever any loan is reported delinquent on a principal or interest payment or portion thereof, the amount reported as delinquent is the outstanding principal balance of the loan. Loans and leases, except for consumer loans, are placed into non-accrual status when any portion of the loan principal or interest becomes 90 days past du e. Management may determine that certain circumstances warrant earlier discontinuance of interest accruals on specific loans if an evaluation of other relevant factors (such as bankruptcy, interruption of cash flows, etc.) indicates collection of amounts contractually due is unlikely. These loans are considered, collectively, to be non-performing loans. Consumer installment loans that are not secured by real estate are not placed on non-accrual, but are charged down to their net realizable value when the y are four months past due. Loans designated as non-accrual have all previously accrued but unpaid interest reversed. Payments received on non-accrual loans when doubt about the ultimate collectability of the principal no longer exists may have their int erest payments recorded as interest income on a cash basis or using the cost-recovery method with all payments applied to reduce the outstanding principal until the loan returns to accrual status. Loans may be returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured. Large groups of smaller balance homogeneous loans are not individually evaluated for impairment and include lease financing receivables, residential pe rmanent and construction mortgages and consumer installment loans. All other loans are considered non-homogeneous and are evaluated for impairment if they are placed in non-accrual status. Loans are determined to be impaired when, based on available info rmation, it is probable that the Company may not collect all principal and interest payments according to contractual terms. Factors considered in determining whether a loan is impaired include: the financial condition of the borrower; reliability and sour ces of the cash flows; absorption or vacancy rates; and deterioration of related collateral. The impairment of a loan is measured based on the present value of expected future cash flows discounted at the loan's original effective interest rate, or as permitted, the impairment may be measured based on a loan’s observable market price or the fair value of the collateral less cost to sell. The majority of the Company’s impaired loans are considered to be collateral dependent and impairment is measured by determining the fair value of the collateral using third party appraisals conducted at least annually with underlying assumptions that are reviewed by management. Third party appraisals may be obtained on a more frequent basis if deemed necessary. Interna l evaluations of collateral value are conducted quarterly to ensure any further deterioration of the collateral value is recognized on a timely basis. The Company may receive updated appraisals which contradict the preliminary determination of fair value used to establish a specific allowance on a loan. In these instances the specific allowance is adjusted to reflect the Company’s evaluation of the appraised fair value. In the event a loss was previously confirmed and the loan was charged down to the es timated fair value based on a previous appraisal, the balance of partially charged-off loans are not subsequently increased but could be further decreased depending on the direction of the change in fair value. Payments on fully or partially charged-off l oans are accounted for under the cost-recovery method. Under this method, all payments are applied on a cash basis to reduce the entire outstanding principal, then to recognize a recovery of all previously charged-off amounts before interest income may be recognized. Based on the impairment evaluation, if the Company determines an estimable loss exists, a specific allowance will be established for that loan. Once a loss has been confirmed, the loan is charged-down to its estimated net realizable value. I nterest income on impaired loans is recognized using the same method as non-accrual loans, with the exception of loans that are considered troubled debt restructurings. Loans considered to be troubled debt restructurings (“TDRs”) are loans that have the ir terms restructured (e.g., interest rates, loan maturity date, payment and amortization period, etc.) in circumstances that provide payment relief to a borrower experiencing financial difficulty. All restructured loans are considered impaired loans and m ay either be in accruing status or non-accruing status. Non-accruing restructured loans may return to accruing status provided doubt has been removed concerning the collectability of principal and interest as evidenced by a sufficient period of payment pe rformance in accordance with the restructured terms. Loans may be removed from the restructured category if their revised loan terms are considered to be consistent with terms that can be obtained in the credit market for loans with comparable risk and th ey meet certain performance criteria. Management uses relevant information available to make the determination on whether loans are impaired in accordance with GAAP. However, the determination of whether loans are impaired and the measurement of the impairment requires significant judgment, and estimates of losses inherent in the loan portfolio can vary significantly from the amounts actually observed. Allowance for Loan and Lease Losses The allowance for loan and lease losses (“allowance” or “ALLL”) represents an amount which, in management's judgment, is adequate to absorb the probable estimate of losses that may be sustained on outstanding loans and leases at the balance sheet date based on the evaluation of the size and current risk characteristic s of the loan portfolio. The allowance is reduced by charge-offs, net of recoveries of previous losses, and is increased or decreased by a provision or credit for loan and lease losses, which is recorded as a current period operating expense. The allowan ce is based on the basic principle that a loss be accrued when it is probable that the loss has occurred and the amount of the loss can be reasonably estimated. Determination of the adequacy of the allowance is inherently complex and requires the use of significant and highly subjective estimates. The reasonableness o f the allowance is reviewed periodically by the Risk Committee of the board of directors and formally approved quarterly by that same committee of the board. The Company’s methodology for estimating the allowance includes a general component reflecting historical losses, as adjusted, by loan portfolio segment, and a specific component for impaired loans. There were no changes in the Company’s allowance policies or methodology from the prior year. The general component is based upon historical loss experience by each portfolio segment measured, over the prior eight quarters weighted equally . The historical loss experience is supplemented to address various risk characteristics of the Compan y’s loan portfolio including: trends in delinquencies and other non-performing loans; changes in the risk profile related to large loans in the portfolio; changes in the categories of loans comprising the loan portfolio; concentrations of loans to speci fic industry segments; changes in economic conditions on both a local and national level; changes in the Company’s credit administration and loan portfolio management processes; and the quality of the Company’s credit risk identification processes. Th e general component is calculated in two parts based on an internal risk classification of loans within each portfolio segment. Reserves on loans considered to be “classified” under regulatory guidance are calculated separately from loans considered to be “pass” rated under the same guidance. This segregation allows the Company to monitor the allowance component applicable to higher risk loans separate from the remainder of the portfolio in order to better manage risk and reasonably determine the sufficien cy of reserves. Integral to the assessment of the allowance process is an evaluation that is performed to determine whether a specific allowance on an impaired credit is warranted. For the particular loan that may have potential impairment, an appraisal will be ordered depending on the time elapsed since the prior appraisal, the loan balance and/or the result of the internal evaluation. The Company typically relies on current (12 months old or less) third party appraisals of the collateral to assist in m easuring impairment. In the cases in which the Company does not rely on a third party appraisal, an internal evaluation is prepared by an approved credit officer. A current appraisal on large loans is usually obtained if the appraisal on file is more than 12 months old and there has been a material change in market conditions, zoning, physical use or the adequacy of the collateral based on an internal evaluation. The Company’s policy is to strictly adhere to regulatory appraisal standards. If an appraisal is ordered, no more than a 30 day turnaround is requested from the appraiser, who is selected by Credit Administration from an approved appraiser list. After receipt of the updated appraisal, the assigned credit officer will recommend to the Chief Credit Officer whether a specific allowance or a charge-off should be taken. When losses are confirmed, a charge-off is taken that is at least in the amount of the collateral deficiency as determined by the independent third party appraisal. Any further collater al deterioration results in either further specific reserves being established or additional charge-offs. The Chief Credit Officer has the authority to approve a specific allowance or charge-off between monthly credit committee meetings to ensure that the re are no significant time lapses during this process. The portion of the allowance representing specific allowances is established on individually impaired loans. As a practical expedient, for collateral dependent loans, the Company measures impairment based on the net realizable value of the underlying collateral. For loans on which the Company has not elected to use a practical expedient to measure impairment, the Company will measure impairment based on the present value of expected future cash flows discounted at the loan’s effective interest rate. In determining the cash flows to be included in the discount calculation the Company considers the following factors that combine to estimate the probability and severity of potential losses: the borrower’s overall financial condition; resources and payment record; demonstrated or documented support available from financial guarantors; and the adequacy of collateral value and the ultimate realization of that value at liquidation. Management b elieves it uses relevant information available to make determinations about the allowance and that it has established the existing allowance in accordance with GAAP. However, the determination of the allowance requires significant judgment, and estimates o f probable losses in the loan and lease portfolio can vary significantly from the amounts actually observed. While management uses available information to recognize inherent losses, future additions to the allowance may be necessary based on changes in th e loans and leases comprising the portfolio and changes in the financial condition of borrowers, such as may result from changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, and indepen dent consultants engaged by the Company, periodically review the loan and lease portfolio and the allowance. Such review may result in additional provisions based on management’s judgments of information available at the time of each examination. Premise s and Equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization, computed using the straight-line method. Premises and equipment are depreciated over the useful lives of the assets, which generally range from 3 to 10 years for furniture, fixtures and equipment, 3 to 5 years for computer software and hardware, and 10 to 40 years for buildings and building improvements. Leasehold improvements are amortized over the lesser of the lease term or the estimated useful liv es of the improvements. The costs of major renewals and betterments are capitalized, while the costs of ordinary maintenance and repairs are included in non-interest expense. Goodwill and Other Intangible Assets Goodwill represents the excess purchase pri ce paid over the fair value of the net assets acquired in a business combination. Goodwill is not amortized but is tested for impairment annually or more frequently if events or changes in circumstances indicate that the asset might be impaired. Impairmen t testing requires that the fair value of each of the Company’s reporting units be compared to the carrying amount of the reporting unit’s net assets, including goodwill. The Company’s reporting units were identified based upon an analysis of each of its i ndividual operating segments. If the fair values of the reporting units exceed their book values, no write-down of recorded goodwill is required. If the fair value of a reporting unit is less than book value, an expense may be required to write-down the re lated goodwill to the proper carrying value. Any impairment would be realized through a reduction of goodwill or the intangible and an offsetting charge to non-interest expense. The Company tests for impairment of goodwill as of October 1 of each year, an d again at any quarter-end if any triggering events occur during a quarter that may affect goodwill. Examples of such events include, but are not limited to, adverse action by a regulator or a loss of key personnel. Determining the fair value of a reportin g unit requires the Company to use a degree of subjectivity. Current accounting guidance provides the option to first assess qualitative factors to determine whether the existence of events or circumstances leads to a determination that it is more lik ely than not that the fair value of a reporting unit is less than its carrying amount. Based on the assessment of these qualitative factors, if it is determined that the fair value of a reporting unit is not less than the carrying value, then performing th e two-step impairment process, previously required, is unnecessary. However, if it is determined that the carrying value exceeds the fair value the first step, described above, of the two-step process must be performed. The Company adopted this guidance in performing its annual impairment testing for 2015 and 2014 . At December 31, 2015 and 2014 there was no evidence of impairment of goodwill or intangibles in any of the Company’s reporting units. Other intangible assets re present purchased assets that lack physical substance but can be distinguished from goodwill because of contractual or other legal rights or because the asset is capable of being sold or exchanged either on its own or in combination with a related contract , asset, or liability. Other intangible assets have finite lives and are reviewed for impairment annually. These assets are amortized over their estimated useful lives on a straight-line basis over varying periods that initially did not exceed 15 years. Other Real Estate Owned (“OREO”) OREO is comprised of properties acquired in partial or total satisfaction of problem loans. The properties are recorded at fair value less estimated costs of disposal, on the date acquired or on the date that the Company acquires effective control over the property . Gains or losses arising at the time of acquisition of such properties are charged against the allowance for loan and lease losses. During the holding period OREO continues to be measured at lower of cost or fair value less estimated costs of disposal, and any subsequent declines in value are expensed as incurred. Gains and losses realized from the sale of OREO, as well as valuation adjustments and expenses of operation are includ ed in non-interest expense. Derivative Financial Instruments Derivative Loan Commitments Mortgage loan commitments are derivative loan commitments if the loan that will result from exercise of the commitment will be held for sale upon funding. Derivative loan commitments are recognized at fair value on the consolidated statements of condition in other assets or other liabilities with changes in their fair values recorded as a component of mortgage banking activities in the consolidated statements of incom e. Mortgage l oan commitments are issued to borrowers. Subsequent to commitment date, changes in the fair value of the loan commitment are recognized based on changes in the fair value of the underlying mortgage loan due to interest rate changes, changes in the probability the derivative loan commitment will be exercised, and the passage of time. In estimating fair value, a probability is assigned to a loan commitment based on an expectation that it will be exercised and the loan will be funded. Forward Loan Sale Commitments Loan sales agreements are evaluated to determine whether they meet the definition of a derivative as facts and circumstances may differ significantly. If agreements qualify, to protect against the price risk inherent in derivative loa n commitments, the Company utilizes both “mandatory delivery” and “best efforts” forward loan sale commitments to mitigate the risk of potential decreases in the values of loans that would result from the exercise of the derivative loan commitments. Mandat ory delivery contracts are accounted for as derivative instruments. Generally, best efforts contracts also meet the definition of derivative instruments after the loan to the borrower has closed. Accordingly, forward loan sale commitments that economicall y hedge the closed loan inventory are recognized at fair value on the consolidated statements of condition in other assets or other liabilities with changes in their fair values recorded as a component of mortgage banking activities in the consolidated sta tements of income. The Company estimates the fair value of its forward loan sales commitments using a methodology similar to that used for derivative loan commitments. Interest Rate Swap Agreements The Company enters into interest rate swaps (“swaps”) wi th loan customers to provide a facility to mitigate the fluctuations in the variable rate on the respective loans. These swaps are matched in exact offsetting terms to swaps that the Company enters into with an outside third party. The swaps are reported at fair value in other assets or other liabilities. The Company's swaps qualify as derivatives, but are not designated as hedging instruments, thus any net gain or loss resulting from changes in the fair value is recognized in other non-interest income. Further discussion of the Company's financial derivatives is set forth in Note 18 to the Consolidated Financial Statements. Off-Balance Sheet Credit Risk The Company issues financial or standby letters of credit that represent conditional commitme nts to fund transactions by the Company, typically to guarantee performance of a customer to a third party related to borrowing arrangements. The credit risk associated with issuing letters of credit is essentially the same as occurs when extending loan f acilities to borrowers. The Company monitors the exposure to the letters of credit as part of its credit review process. Extensions of letters of credit, if any, would become part of the loan balance outstanding and would be evaluated in accordance with the Company’s credit policies. Potential exposure to loss for unfunded letters of credit if deemed necessary would be recorded in other liabilities. In the ordinary course of business the Company originates and sells whole loans to a variety of investors. Mortgage loans sold are subject to representations and warranties made to the third party purchasers regarding certain attributes. Subsequent to t he sale, if a material underwriting deficiency or documentation defect is determined, the Company may be obligated to repurchase the mortgage loan or reimburse the investor for losses incurred if the deficiency or defect cannot be rectified within a specif ic period subsequent to discovery. The Company monitors the activity regarding the requirement to repurchase loans and the associated losses incurred. This information is applied to determine an estimated recourse reserve that is recorded in other liabil ities. Valuation of Long-Lived Assets The Company reviews long-lived assets and certain identifiable intangible assets for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. Recove rability is measured by a comparing the carrying amount of the asset to future undiscounted net cash flows expected to be generated by the asset. If such assets are considered to be impaired, the impairment to be recognized is measured by the amount by wh ich the carrying amount of the assets exceeds the estimated fair value of the assets. Assets to be disposed of are reported at the lower of the cost or the fair value, less costs to sell. Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that co nstrain it from taking advantage of that right or from providing more than a trivial benefit to the transfero

CASH AND DUE FROM BANKS

CASH AND DUE FROM BANKS	12 Months Ended
	Dec. 31, 2015
Cash and Cash Equivalents [Abstract]
Cash and Due from Banks	Note 2 – Cash and Due from Banks The Federal Reserve Act requires that banks maintain cash reserve balances with the Federal Reserve Bank based principally on the type and amount of their deposits. At its option, the Company maintains additional balances to compensate for clearing and safekeeping services. T he average balance maintained in 2015 was $37.2 million and in 2014 was $ 33.5 mil lion.

INVESTMENTS

INVESTMENTS	12 Months Ended
	Dec. 31, 2015
Investments [Abstract]
INVESTMENTS	Note 3 – Investments Investments available-for-sale The amortized cost and estimated fair values of investments available-for-sale at December 31 are presented in the following table: 2015 2014 Gross Gross Estimated Gross Gross Estimated Amortized Unrealized Unrealized Fair Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Cost Gains Losses Value U.S. government agencies $ 109,602 $ 132 $ (1,334) $ 108,400 $ 144,497 $ - $ (2,818) $ 141,679 State and municipal 156,402 8,305 - 164,707 157,603 9,453 (4) 167,052 Mortgage-backed 312,846 6,396 (2,546) 316,696 354,631 9,824 (2,936) 361,519 Trust preferred 1,089 - (66) 1,023 1,348 - (112) 1,236 Total debt securities 579,939 14,833 (3,946) 590,826 658,079 19,277 (5,870) 671,486 Marketable equity securities 1,223 - - 1,223 723 - - 723 Total investments available-for-sale $ 581,162 $ 14,833 $ (3,946) $ 592,049 $ 658,802 $ 19,277 $ (5,870) $ 672,209 Any unrealized losses in the U.S. governmen t agencies, state and municipal or mortgage-backed securities at December 31, 2015 are the result of changes in interest rates. These declines are considered temporary in nature and will decline over time and recover as these securities approach maturity. The mortgage-backed portfolio at December 31, 2015 is composed entirely of ei ther the most senior tranches of GNMA , FNMA or FHLMC collaterali zed mortgage obligations ($132.4 million), or GNMA, FNMA or FHLMC mo rtgage-backed securities ($184.3 million). The Company does not intend to sell these securities and has sufficient liquidit y to hold these securities for an adequate period of time, which may be maturity, to allow for any anticipated recovery in fair value. At December 31 , 2015 the trust preferred portfolio consisted of one pooled trust preferred security. The pooled trust preferred security, which is backed by debt issued by banks and thrifts, totals $1.1 million with a fair value of $1.0 million. The fai r value of this security was determined by management through the use of a third party valuation specialist due to the limited trading activity for this security. As a result of this evaluation, it was determined that the pooled trust preferred security had not incurred any credit-related other-than-temporary imp airment (“OTTI”) for the year ended December 31 , 2015. Non-credit related OTTI on this security, which is not expected to be sold and which the Company has the ability to hold until maturity, wa s $0.1 million at December 31 , 2015. This non-credit related OTTI was recognized in other comp rehensive income (“OCI”) at December 31 , 2015. The following table provides the activity of OTTI on investment securities due to credit losses recognized in e arnings for the period indicated: (In thousands) OTTI Losses Cumulative credit losses on investment securities, through December 31, 2013 $ 531 Additions for credit losses not previously recognized - Cumulative credit losses on investment securities, through December 31, 2014 531 Additions for credit losses not previously recognized - Cumulative credit losses on investment securities, through December 31, 2015 $ 531 Gross unrealized losses and fair values by length of time that the individual available-for-sale securities have been in an unrealized loss position at December 31 are presented in the following table: 2015 Continuous Unrealized Losses Existing for: Number Total of Less than More than Unrealized (Dollars in thousands) securities Fair Value 12 months 12 months Losses U.S. government agencies 7 $ 78,555 $ 1,020 $ 314 $ 1,334 Mortgage-backed 26 140,556 716 1,830 2,546 Trust preferred 1 1,023 - 66 66 Total 34 $ 220,134 $ 1,736 $ 2,210 $ 3,946 2014 Continuous Unrealized Losses Existing for: Number Total of Less than More than Unrealized (Dollars in thousands) securities Fair Value 12 months 12 months Losses U.S. government agencies 14 $ 141,679 $ 60 $ 2,758 $ 2,818 State and municipal 2 1,409 4 - 4 Mortgage-backed 20 108,902 58 2,878 2,936 Trust preferred 1 1,236 - 112 112 Total 37 $ 253,226 $ 122 $ 5,748 $ 5,870 The amortized cost and estimated fair values of debt securities available-for-sale by contractual maturity at December 31 are provided in the following table. The Company has allocated mortgage-backed securities into the four maturity groupings reflected in the following table using the expected average life of the individual securities based on statistics provided by independent third party industry sources. Expected maturities will differ from contractual maturities as borrowers may have the right to p repay obligations with or without prepayment penalties. 2015 2014 Estimated Estimated Amortized Fair Amortized Fair (In thousands) Cost Value Cost Value Due in one year or less $ 301 $ 306 $ 691 $ 714 Due after one year through five years 157,710 160,257 47,900 49,385 Due after five years through ten years 168,136 174,677 332,841 340,852 Due after ten years 253,792 255,586 276,647 280,535 Total debt securities available-for-sale $ 579,939 $ 590,826 $ 658,079 $ 671,486 At December 31, 2015 and 2014 , investments available-for-sale with a book va lue of $233.2 million and $212.9 million, respectively, were pledged as collateral for certain government deposits and for other purposes as required or permitted by law. The outstanding balance of no single issuer, except for U.S. government agency securities, exceeded ten percent of stockholders' equity at December 31, 2015 and 2014 . Investments held-to-maturity The amortized cost and estimated fair values of investments held-to-maturity at December 31 are presented in the following table: 2015 2014 Gross Gross Estimated Gross Gross Estimated Amortized Unrealized Unrealized Fair Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Cost Gains Losses Value U.S. government agencies $ 56,460 $ - $ (733) $ 55,727 $ 64,512 $ - $ (1,734) $ 62,778 State and municipal 149,537 4,297 (148) 153,686 155,261 4,321 (325) 159,257 Mortgage-backed 168 23 - 191 200 25 - 225 Corporate debt 2,100 - - 2,100 - - - - Total investments held-to-maturity $ 208,265 $ 4,320 $ (881) $ 211,704 $ 219,973 $ 4,346 $ (2,059) $ 222,260 Gross unrealized losses and fair values by length of time that the individual held-to-maturity securities have been in a continuous unrealized loss position at December 31 are presented in the following tables: 2015 Continuous Unrealized Losses Existing for: Number Total of Less than More than Unrealized (Dollars in thousands) securities Fair Value 12 months 12 months Losses U.S. government agencies 6 $ 55,727 $ 456 $ 277 $ 733 State and municipal 11 12,369 23 125 148 Total 17 $ 68,096 $ 479 $ 402 $ 881 2014 Continuous Unrealized Losses Existing for: Number Total of Less than More than Unrealized (Dollars in thousands) securities Fair Value 12 months 12 months Losses U.S. government agencies 8 $ 62,778 $ - $ 1,734 $ 1,734 State and municipal 41 32,027 18 307 325 Total 49 $ 94,805 $ 18 $ 2,041 $ 2,059 The Company does not intend to sell these securities and has sufficient liquidity to hold these securities to maturity, to allow for any anticipated recovery in fair value, and substantiates that the unrealized losses in the held-to-maturity portfolio are considered temporary in nature. The amortized cost and estimated fair values of debt securities held-to-maturity by contractual maturity at December 31 are reflected in the following table. Expected maturities will differ from contractual maturities as borrowers may have the right to prepay obligations with or without prepayment penalties. 2015 2014 Estimated Estimated Amortized Fair Amortized Fair (In thousands) Cost Value Cost Value Due in one year or less $ 845 $ 853 $ 1,690 $ 1,694 Due after one year through five years 19,217 20,041 6,763 6,938 Due after five years through ten years 163,125 165,620 163,252 164,787 Due after ten years 25,078 25,190 48,268 48,841 Total debt securities held-to-maturity $ 208,265 $ 211,704 $ 219,973 $ 222,260 At December 31, 2015 and 2014 , investments held-to-maturity with a book va lue of $194.3 million and $202.4 million, respectively, were pledged as collateral for certain government deposits and for other purposes as required or permitted by law. The outstanding balance of no single i ssuer, except for U.S. government a gency securities, exceeded ten percent of stockholders' equity at December 31, 2015 and 2014 . Equity securities Other equity securities at the dates indicated are presented in the following table: (In thousands) 2015 2014 Federal Reserve Bank stock $ 8,269 $ 8,269 Federal Home Loan Bank of Atlanta stock 33,067 33,168 Total equity securities $ 41,336 $ 41,437 Securities gains Gross realized gains and losses on all investments for the years ended December 31 are presented in the following t able: (In thousands) 2015 2014 2013 Gross realized losses from sales of investments available-for-sale - - (3) Net gains or (losses) from calls of investments available-for-sale 18 2 44 Net gains or (losses) from calls of investments held-to-maturity 18 3 74 Net securities gains $ 36 $ 5 $ 115

LOANS AND LEASES

LOANS AND LEASES	12 Months Ended
	Dec. 31, 2015
Receivables [Abstract]
LOANS AND LEASES	Note 4 – Loans and Leases The lending business of the Company is based on understanding, measuring and controlling the credit risk inherent in the loan portfolio. The Company’s loan and lease portfolio is subject to varying degrees of credit risk. Credit risk entails both general risks, which are inherent in the process of lending, and risk specific to individual borrowers. The Company’s credit risk is mitigated through portfolio diversification, which limits exposure to any single customer, industry or collateral type. Outstanding loan balances at December 31, 2015 and 2014 are net of unearned income including net deferred loa n costs of $1.1 million and $0.5 million , respectively . The loan portfolio segment balances at December 31 are presented in the following table: (In thousands) 2015 2014 Residential real estate: Residential mortgage $ 796,358 $ 717,886 Residential construction 129,281 136,741 Commercial real estate: Commercial owner occupied real estate 678,027 611,061 Commercial investor real estate 719,084 640,193 Commercial acquisition, development and construction 255,980 205,124 Commercial Business 465,765 390,781 Leases - 54 Consumer 450,875 425,552 Total loans and leases $ 3,495,370 $ 3,127,392 Portfolio Segments The Company currently manages its credit products and the respective exposure to credit losses (credit risk) by the following specific portfolio segments (classes) which are levels at which the Company develops and documents its systematic methodology to determine the allowance for loan and lease losses attributable to each respective portfolio segment. These segments are: Commercial business loans – Commercial loans are made to provide funds for equipment and general corporate needs. Repayment of a loan primarily uses the funds obtained from the operation of the borrower’s business. Commercial loans also include lines of credit that are utilized to finance a borrower’s short-term credit needs and/or to finance a percentage of eligible receivables and inventory. Commercial acquisition, development and construction loans –Commercial acquisition, development and construction loans are intended to finance the construction of commercial properties and include loans for the acquisiti on and development of land. Construction loans represent a higher degree of risk than permanent real estate loans and may be affected by a variety of factors such as the borrower’s ability to control costs and adhere to time schedules and the risk that co nstructed units may not be absorbed by the market within the anticipated time frame or at the anticipated price. The loan commitment on these loans often includes an interest reserve that allows the lender to periodically advance loan funds to pay interes t charges on the outstanding balance of the loan. Commercial owner occupied real estate loans - Commercial owned-occupied real estate loans consist of commercial mortgage loans secured by owner occupied properties where an established banking relationshi p exists and involves a variety of property types to conduct the borrower’s operations. The primary source of repayment for this type of loan is the cash flow from the business and is based upon the borrower’s financial health and the ability of the borrow er and the business to repay. Commercial investor real estate loans - Commercial investor real estate loans consist of loans secured by non-owner occupied properties where an established banking relationship exists and involves investment properties for w arehouse, retail, and office space with a history of occupancy and cash flow. This commercial real estate category contains mortgage loans to the developers and owners of commercial real estate where the borrower intends to operate or sell the property at a profit and use the income stream or proceeds from the sale(s) to repay the loan. Leases - The Company’s loan portfolio also includes a small portfolio of equipment leases, which consists of leases for essential commercial equipment used by small to medi um sized businesses. Consumer loans - This category of loans includes primarily home equity loans and lines, installment loans, personal lines of credit and marine loans. The home equity category consists mainly of revolving lines of credit to consumers w hich are secured by residential real estate. These loans are typically secured with second mortgages on the homes. Other consumer loans include installment loans used by customers to purchase automobiles, boats and recreational vehicles. Residential mortg age loans – The residential real estate category contains permanent mortgage loans principally to consumers secured by residential real estate. Residential real estate loans are evaluated for the adequacy of repayment sources at the time of approval, based upon measures including credit scores, debt-to-income ratios, and collateral values. Loans may be either conforming or non-conforming. Residential construction loans - The Company makes residential real estate construction loans generally to provide int erim financing on residential property during the construction period. Borrowers are typically individuals who will ultimately occupy the single-family dwelling. Loan funds are disbursed periodically as pre-specified stages of completion are attained based upon site inspections . Loans to Related Parties Certain directors and executive officers have loan transactions with the Company. The following schedule summarizes changes in amounts of loans outstanding, both direct and indirect, to these persons during the periods indicated: (In thousands) 2015 2014 2013 Balance at January 1 $ 21,756 $ 18,921 $ 20,494 Additions 8,684 7,060 886 Repayments (9,390) (4,225) (2,459) Balance at December 31 $ 21,050 $ 21,756 $ 18,921

CREDIT QUALITY ASSESSMENT

CREDIT QUALITY ASSESSMENT	12 Months Ended
	Dec. 31, 2015
Credit Quality Assessment [Abstract]
CREDIT QUALITY ASSESSMENT	Note 5 – CREDIT QUALITY ASSESSMENT Allowance for Loan and Lease Losses Credit risk can vary significantly as losses, as a percentage of outstanding loans, can vary widely during economic cycles and are sensitive to changing economic conditions. The amount of loss in any particular type of loan can vary depending on the purpose of the loan and the underlying collateral securing the loan. Collateral securing commercial loans can range from accounts receivable to equipment to improved or unimprov ed real estate depending on the purpose of the loan. Home mortgage and home equity loans and lines are typically secured by first or second liens on residential real estate. Consumer loans may be secured by personal property, such as auto loans or they m ay be unsecured loan products. Management has an internal credit process in place to maintain credit standards. This process along with an in-house loan administration, accompanied by oversight and review procedures, combines to control and manage credit risk. The primary purpose of loan underwriting is the evaluation of specific lending risks that involves the analysis of the borrower’s ability to service the debt as well as the assessment of the value of the underlying collateral. Oversight and review procedures include the monitoring of the portfolio credit quality, early identification of potential problem credits and the management of the problem credits. As part of the oversight and review process, the Company maintains an allowance for loan and l ease losses (the “allowance”) to absorb estimated and probable losses in the loan and lease portfolio. The allowance is based on consistent, periodic review and evaluation of the loan and lease portfolio, along with ongoing, monthly assessments of the pro bable losses and problem credits in each portfolio. While portions of the allowance are attributed to specific portfolio segments, the entire allowance is available to absorb credit losses inherent in the total loan portfolio. Summary information on the allowance for loan and lease loss activity for the years ended December 31 is provided in the following table: (In thousands) 2015 2014 2013 Balance at beginning of year $ 37,802 $ 38,766 $ 42,957 Provision (credit) for loan and lease losses 5,371 (163) (1,084) Loan and lease charge-offs (3,795) (2,687) (11,165) Loan and lease recoveries 1,517 1,886 8,058 Net charge-offs (2,278) (801) (3,107) Balance at period end $ 40,895 $ 37,802 $ 38,766 The following tables provide information on the activity in the allowance for loan and lease losses by the respective loan portfolio segment for the years ended December 31: 2015 Commercial Real Estate Residential Real Estate Commercial Commercial Commercial Commercial Owner Residential Residential (Dollars in thousands) Business AD&C Investor R/E Occupied R/E Leasing Consumer Mortgage Construction Total Balance at beginning of year $ 5,852 $ 4,267 $ 9,784 $ 7,143 $ 9 $ 3,592 $ 6,232 $ 923 $ 37,802 Provision (credit) 508 583 727 1,881 (5) 619 1,138 (80) 5,371 Charge-offs (306) (739) (91) (1,043) (4) (998) (614) - (3,795) Recoveries 475 580 20 3 - 243 145 51 1,517 Net charge-offs 169 (159) (71) (1,040) (4) (755) (469) 51 (2,278) Balance at end of period $ 6,529 $ 4,691 $ 10,440 $ 7,984 $ - $ 3,456 $ 6,901 $ 894 $ 40,895 Total loans and leases $ 465,765 $ 255,980 $ 719,084 $ 678,027 $ - $ 450,875 $ 796,358 $ 129,281 $ 3,495,370 Allowance for loans and leases to total loans and leases ratio 1.40% 1.83% 1.45% 1.18% na. 0.77% 0.87% 0.69% 1.17% Balance of loans specifically evaluated for impairment $ 5,273 $ 194 $ 10,441 $ 6,580 na. na. $ 6,439 $ - $ 28,927 Allowance for loans specifically evaluated for impairment $ 1,318 $ 58 $ 1,489 $ 510 na. na. $ - $ - $ 3,375 Specific allowance to specific loans ratio 25.00% 29.90% 14.26% 7.75% na. na. na. na. 11.67% Balance of loans collectively evaluated $ 460,492 $ 255,786 $ 708,643 $ 671,447 na. $ 450,875 $ 789,919 $ 129,281 $ 3,466,443 Allowance for loans collectively evaluated $ 5,211 $ 4,633 $ 8,951 $ 7,474 na. $ 3,456 $ 6,901 $ 894 $ 37,520 Collective allowance to collective loans ratio 1.13% 1.81% 1.26% 1.11% na. 0.77% 0.87% 0.69% 1.08% 2014 Commercial Real Estate Residential Real Estate Commercial Commercial Commercial Commercial Owner Residential Residential (Dollars in thousands) Business AD&C Investor R/E Occupied R/E Leasing Consumer Mortgage Construction Total Balance at beginning of year $ 6,308 $ 3,754 $ 9,263 $ 6,308 $ 16 $ 4,142 $ 7,819 $ 1,156 $ 38,766 Provision (credit) (1,204) 1,042 486 1,094 (7) 119 (1,385) (308) (163) Charge-offs (729) (529) (3) (265) - (834) (323) (4) (2,687) Recoveries 1,477 - 38 6 - 165 121 79 1,886 Net charge-offs 748 (529) 35 (259) - (669) (202) 75 (801) Balance at end of period $ 5,852 $ 4,267 $ 9,784 $ 7,143 $ 9 $ 3,592 $ 6,232 $ 923 $ 37,802 Total loans and leases $ 390,781 $ 205,124 $ 640,193 $ 611,061 $ 54 $ 425,552 $ 717,886 $ 136,741 $ 3,127,392 Allowance for loans and leases to total loans and leases ratio 1.50% 2.08% 1.53% 1.17% 16.80% 0.84% 0.87% 0.67% 1.21% Balance of loans specifically evaluated for impairment $ 3,894 $ 2,464 $ 10,279 $ 8,941 na. na. $ 3,535 $ 306 $ 29,419 Allowance for loans specifically evaluated for impairment $ 788 $ 741 $ 541 $ 824 na. na. $ - $ - $ 2,894 Specific allowance to specific loans ratio 20.24% 30.07% 5.26% 9.22% na. na. na. na. 9.84% Balance of loans collectively evaluated $ 386,887 $ 202,660 $ 629,914 $ 602,120 $ 54 $ 425,552 $ 714,351 $ 136,435 $ 3,097,973 Allowance for loans collectively evaluated $ 5,064 $ 3,526 $ 9,243 $ 6,319 $ 9 $ 3,592 $ 6,232 $ 923 $ 34,908 Collective allowance to collective loans ratio 1.31% 1.74% 1.47% 1.05% 16.80% 0.84% 0.87% 0.68% 1.13% The Company’s methodology for evaluating whether a loan is impaired begins with risk-rating credits on an individual basis and includes consideration of the borrower’s overall financial condition, payment record and available cash resources that may include the collateral value and, in a select few cases, verifiable support from financial guarantors. In measuring impairment, the Company looks primarily to the discounted cash flows of the project itself or to the value of the collateral as the primary sources of repayment of the loan. Collateral values or estimates of discounted cash flows (inclusive of any potential cash flow from guarantees) are evaluated to estimate the probability and severity of potential losses. The actual occurrence and severi ty of losses involving impaired credits can differ substantially from estimates. The Company may consider the existence of guarantees and the financial strength and wherewithal of the guarantors involved in any loan relationship. Guarantees may be consi dered as a source of repayment based on the guarantor’s financial condition and respective payment capacity. Accordingly, absent a verifiable payment capacity, a guarantee alone would not be sufficient to avoid classifying the loan as impaired. Manageme nt has established a credit process that dictates that procedures be performed to monitor impaired loans between the receipt of an original appraisal and the updated appraisal. These procedures include the following: An internal evaluation is updated qua rterly to include borrower financial statements and/or cash flow projections. The borrower may be contacted for a meeting to discuss an updated or revised action plan which may include a request for additional collateral. Re-verification of the documentati on supporting the Company’s position with respect to the collateral securing the loan. At the monthly credit committee meeting the loan may be downgraded. Upon receipt of the updated appraisal or based on an updated internal financial evaluation, the loan balance is compared to the appraisal and a specific allowance is determined for the particular loan, typically for the amount of the difference between the appraisal and the loan balance. The Company will specifically reserve for or charge-off the excess of the loan amount over the amount of the appraisal. In certain cases the Company may establish a larger reserve due to knowledge of current market conditions or the existence of an offer for the collateral that will facilitate a more timely resolution of the loan. The Company generally follows a policy of not extending maturities on non-performing loans under existing terms. Certain performing loans that have displayed some inherent weakness in the underlying collateral values, an inability to comply with certain loan covenants which do not affect the performance of the credit or other identified weakness may have their terms extended on an exception basis. Maturity date extensions only occur under revised terms that place the Company in a better position to fully collect the loan under the contractual terms and /or terms at the time of the extension that may eliminate or mitigate the inherent weakness in the loan. These terms may incorporate, but are not limited to additional assignment of collateral, si gnificant balance curtailments/liquidations and assignments of additional project cash flows. Documented or demonstrated guarantees may be a consideration in the extension of loan maturities. As a general matter, the Company does not view extension of a loan to be a satisfactory approach to resolving non-performing credits. Loans that have their terms restructured (e.g., interest rates, loan maturity date, payment and amortization period, etc.) in circumstances that provide payment relief or other concessions to a borrower experiencing financial difficulty are considered trouble debt restructured loans. All restructurings that constitute concessions to a troubled borrower are considered impaired loans that may either be in accruing status or non-accruing status. Non-accruing restructured loans may return to accruing statu s provided there is a sufficient period of payment performance in accordance with the restructure terms . Loans may be removed from the restructured category in the year subsequent to the restructuring if their revised loans terms are considered to be cons istent with terms that can be obtained in the credit market for loans with comparable risk. At December 31, 2015 , restructured loans totaled $11.4 million, of which $4.5 million were accruing and $6.9 million were non-accruing. The Company has commit m ents to lend $0.1 million in additional funds on loans that have been restructured at December 31, 2015 . Restructured loans at December 31, 2014 total ed $11.6 million, of which $5.5 million were accruing and $6.1 million were non-accruing. Commitmen ts to lend additional funds on loans that have been restructured at December 31, 2014 amounted to $0.1 million. The following table provides summary information regarding impaired loans at December 31 and for the years then ended: (In thousands) 2015 2014 2013 Impaired loans with a specific allowance $ 14,208 $ 11,411 $ 12,217 Impaired loans without a specific allowance 14,719 18,008 20,306 Total impaired loans $ 28,927 $ 29,419 $ 32,523 Allowance for loan and lease losses related to impaired loans $ 3,375 $ 2,894 $ 3,058 Allowance for loan and lease losses related to loans collectively evaluated 37,520 34,908 35,708 Total allowance for loan and lease losses $ 40,895 $ 37,802 $ 38,766 Average impaired loans for the period $ 29,828 $ 34,331 $ 38,379 Contractual interest income due on impaired loans during the period $ 2,527 $ 2,339 $ 2,612 Interest income on impaired loans recognized on a cash basis $ 961 $ 773 $ 1,374 Interest income on impaired loans recognized on an accrual basis $ 274 $ 280 $ 473 The following tables present the recorded investment with respect to impaired loans, the associated allowance by the applicable portfolio segment and the principal balance of the impaired loans prior to amounts charged-off at December 31 for the years indicated: 2015 Commercial Real Estate Total Recorded Commercial All Investment in Commercial Commercial Owner Other Impaired (In thousands) Commercial AD&C Investor R/E Occupied R/E Loans Loans Impaired loans with a specific allowance Non-accruing $ 1,168 $ 58 $ 7,791 $ 3,519 $ - $ 12,536 Restructured accruing 876 - - - - 876 Restructured non-accruing 156 - - 640 - 796 Balance $ 2,200 $ 58 $ 7,791 $ 4,159 $ - $ 14,208 Allowance $ 1,318 $ 58 $ 1,489 $ 510 $ - $ 3,375 Impaired loans without a specific allowance Non-accruing $ 974 $ - $ 518 $ 793 $ 2,750 $ 5,035 Restructured accruing 701 - 2,073 240 577 3,591 Restructured non-accruing 1,398 136 59 1,388 3,112 6,093 Balance $ 3,073 $ 136 $ 2,650 $ 2,421 $ 6,439 $ 14,719 Total impaired loans Non-accruing $ 2,142 $ 58 $ 8,309 $ 4,312 $ 2,750 $ 17,571 Restructured accruing 1,577 - 2,073 240 577 4,467 Restructured non-accruing 1,554 136 59 2,028 3,112 6,889 Balance $ 5,273 $ 194 $ 10,441 $ 6,580 $ 6,439 $ 28,927 Unpaid principal balance in total impaired loans $ 7,158 $ 4,456 $ 15,138 $ 8,555 $ 7,154 $ 42,461 2015 Commercial Real Estate Total Recorded Commercial All Investment in Commercial Commercial Owner Other Impaired (In thousands) Commercial AD&C Investor R/E Occupied R/E Loans Loans Average impaired loans for the period $ 4,714 $ 882 $ 11,145 $ 8,218 $ 4,869 $ 29,828 Contractual interest income due on impaired loans during the period $ 450 $ 304 $ 918 $ 647 $ 208 Interest income on impaired loans recognized on a cash basis $ 273 $ 11 $ 226 $ 347 $ 104 Interest income on impaired loans recognized on an accrual basis $ 113 $ - $ 107 $ 11 $ 43 2014 Commercial Real Estate Total Recorded Commercial All Investment in Commercial Commercial Owner Other Impaired (In thousands) Commercial AD&C Investor R/E Occupied R/E Loans Loans Impaired loans with a specific allowance Non-accruing $ 473 $ 1,330 $ 2,288 $ 5,013 $ - $ 9,104 Restructured accruing 687 - - - - 687 Restructured non-accruing 308 - 76 1,236 - 1,620 Balance $ 1,468 $ 1,330 $ 2,364 $ 6,249 $ - $ 11,411 Allowance $ 788 $ 741 $ 541 $ 824 $ - $ 2,894 Impaired loans without a specific allowance Non-accruing $ 1,115 $ - $ 5,792 $ 1,769 $ - $ 8,676 Restructured accruing 23 - 2,123 - 2,664 4,810 Restructured non-accruing 1,288 1,134 - 923 1,177 4,522 Balance $ 2,426 $ 1,134 $ 7,915 $ 2,692 $ 3,841 $ 18,008 Total impaired loans Non-accruing $ 1,588 $ 1,330 $ 8,080 $ 6,782 $ - $ 17,780 Restructured accruing 710 - 2,123 - 2,664 5,497 Restructured non-accruing 1,596 1,134 76 2,159 1,177 6,142 Balance $ 3,894 $ 2,464 $ 10,279 $ 8,941 $ 3,841 $ 29,419 Unpaid principal balance in total impaired loans $ 5,360 $ 7,044 $ 14,926 $ 10,729 $ 4,126 $ 42,185 2014 Commercial Real Estate Total Recorded Commercial All Investment in Commercial Commercial Owner Other Impaired (In thousands) Commercial AD&C Investor R/E Occupied R/E Loans Loans Average impaired loans for the period $ 5,308 $ 3,651 $ 9,327 $ 8,963 $ 7,082 $ 34,331 Contractual interest income due on impaired loans during the period $ 311 $ 352 $ 730 $ 859 $ 87 Interest income on impaired loans recognized on a cash basis $ 252 $ 39 $ 78 $ 344 $ 60 Interest income on impaired loans recognized on an accrual basis $ 63 $ - $ 111 $ - $ 106 Credit Quality The following tables provide information on the credit quality of the loan portfolio by segment at December 31 for the years indicated: 2015 Commercial Real Estate Residential Real Estate Commercial Commercial Commercial Owner Residential Residential (In thousands) Commercial AD&C Investor R/E Occupied R/E Leasing Consumer Mortgage Construction Total Non-performing loans and assets: Non-accrual loans and leases $ 3,696 $ 194 $ 8,368 $ 6,340 $ - $ 2,193 $ 8,822 $ 418 $ 30,031 Loans and leases 90 days past due - - - - - - - - - Restructured loans and leases 1,577 - 2,073 240 - - 577 - 4,467 Total non-performing loans and leases 5,273 194 10,441 6,580 - 2,193 9,399 418 34,498 Other real estate owned 39 365 433 - - 690 1,215 - 2,742 Total non-performing assets $ 5,312 $ 559 $ 10,874 $ 6,580 $ - $ 2,883 $ 10,614 $ 418 $ 37,240 2014 Commercial Real Estate Residential Real Estate Commercial Commercial Commercial Owner Residential Residential (In thousands) Commercial AD&C Investor R/E Occupied R/E Leasing Consumer Mortgage Construction Total Non-performing loans and assets: Non-accrual loans and leases $ 3,184 $ 2,464 $ 8,156 $ 8,941 $ - $ 1,668 $ 3,012 $ 1,105 $ 28,530 Loans and leases 90 days past due - - - - - - - - - Restructured loans and leases 710 - 2,123 - - - 2,664 - 5,497 Total non-performing loans and leases 3,894 2,464 10,279 8,941 - 1,668 5,676 1,105 34,027 Other real estate owned 39 365 - - - - 1,408 1,383 3,195 Total non-performing assets $ 3,933 $ 2,829 $ 10,279 $ 8,941 $ - $ 1,668 $ 7,084 $ 2,488 $ 37,222 2015 Commercial Real Estate Residential Real Estate Commercial Commercial Commercial Owner Residential Residential (In thousands) Commercial AD&C Investor R/E Occupied R/E Leasing Consumer Mortgage Construction Total Past due loans and leases 31-60 days $ 119 $ - $ 616 $ 1,819 $ - $ 1,642 $ 2,602 $ - $ 6,798 61-90 days 404 - 2,200 849 - 550 986 - 4,989 > 90 days - - - - - - - - - Total past due 523 - 2,816 2,668 - 2,192 3,588 - 11,787 Non-accrual loans and leases 3,696 194 8,368 6,340 - 2,193 8,822 418 30,031 Loans aquired with deteriorated credit quality 544 - - 307 - - - - 851 Current loans 461,002 255,786 707,900 668,712 - 446,490 783,948 128,863 3,452,701 Total loans and leases $ 465,765 $ 255,980 $ 719,084 $ 678,027 $ - $ 450,875 $ 796,358 $ 129,281 $ 3,495,370 2014 Commercial Real Estate Residential Real Estate Commercial Commercial Commercial Owner Residential Residential (In thousands) Commercial AD&C Investor R/E Occupied R/E Leasing Consumer Mortgage Construction Total Past due loans and leases 31-60 days $ 759 $ - $ 2,374 $ 2,658 $ 11 $ 797 $ 3,064 $ - $ 9,663 61-90 days 995 320 1,493 156 - 179 836 - 3,979 > 90 days - - - - - - - - - Total past due 1,754 320 3,867 2,814 11 976 3,900 - 13,642 Non-accrual loans and leases 3,184 2,464 8,156 8,941 - 1,668 3,012 1,105 28,530 Loans acquired with deteriorated credit quality 1,238 - - 1,773 - - - - 3,011 Current loans 384,605 202,340 628,170 597,533 43 422,908 710,974 135,636 3,082,209 Total loans and leases $ 390,781 $ 205,124 $ 640,193 $ 611,061 $ 54 $ 425,552 $ 717,886 $ 136,741 $ 3,127,392 Loans and leases are monitored for credit quality on a recurring basis. The credit quality indicators used are dependent on the portfolio segment to which the loan relates. Commercial loans and leases and non-commercial loans and leases have different credit quality indicators as a result of the methods used to monitor each of these loan segments. The credit quality indicators for commercial loans and leases are developed through review of individual borrowers on an ongoing basis. Each borrower is eva luated at least annually with more frequent evaluation of more severely criticized loans and leases. The indicators represent the rating for loans or leases as of the date presented based on the most recent credit review performed. These credit quality i ndicators are defined as follows: Pass - A pass rated credit is not adversely classified because it does not display any of the characteristics for adverse classification. Special mention – A special mention credit has potential weaknesses that deserve m anagement’s close attention. If uncorrected, such weaknesses may result in deterioration of the repayment prospects or collateral position at some future date. Special mention assets are not adversely classified and do not warrant adverse classification. Substandard – A substandard loan is inadequately protected by the current net worth and payment capacity of the obligor or of the collateral pledged, if any. Loans classified as substandard generally have a well-defined weakness, or weaknesses, that jeo pardize the liquidation of the debt. These loans are characterized by the distinct possibility of loss if the deficiencies are not corrected. Doubtful – A loan that is classified as doubtful has all the weaknesses inherent in a loan classified as substan dard with added characteristics that the weaknesses make collection or liquidation in full highly questionable and improbable, on the basis of currently existing facts, conditions and values. Loss – Loans classified as a loss are considered uncollectible and of such little value that their continuing to be carried as a loan is not warranted. This classification is not necessarily equivalent to no potential for recovery or salvage value, but rather that it is not appropriate to defer a full write-off even though partial recovery may be effected in the future. The following tables provide information by credit risk rating indicators for each segment of the commercial loan portfolio at December 31 for the years indicated: 2015 Commercial Real Estate Commercial Commercial Commercial Owner (In thousands) Commercial AD&C Investor R/E Occupied R/E Total Pass $ 447,439 $ 255,786 $ 706,623 $ 659,281 $ 2,069,129 Special Mention 797 - 1,509 3,356 5,662 Substandard 17,529 194 10,952 15,390 44,065 Doubtful - - - - - Total $ 465,765 $ 255,980 $ 719,084 $ 678,027 $ 2,118,856 2014 Commercial Real Estate Commercial Commercial Commercial Owner (In thousands) Commercial AD&C Investor R/E Occupied R/E Total Pass $ 366,367 $ 201,642 $ 621,511 $ 581,575 $ 1,771,095 Special Mention 8,835 698 3,931 7,669 21,133 Substandard 15,579 2,784 14,751 21,817 54,931 Doubtful - - - - - Total $ 390,781 $ 205,124 $ 640,193 $ 611,061 $ 1,847,159 Homogeneous loan pools do not have individual loans subjected to internal risk ratings therefore, the credit indicator applied to these pools is based on their delinquency status. The following tables provide information by credit risk rating indicators for those remaining segments of the loan portfolio at December 31 for the years indicated: 2015 Residential Real Estate Residential Residential (In thousands) Leasing Consumer Mortgage Construction Total Performing $ - $ 448,682 $ 786,959 $ 128,863 $ 1,364,504 Non-performing: 90 days past due - - - - - Non-accruing - 2,193 8,822 418 11,433 Restructured loans and leases - - 577 - 577 Total $ - $ 450,875 $ 796,358 $ 129,281 $ 1,376,514 2014 Residential Real Estate Residential Residential (In thousands) Leasing Consumer Mortgage Construction Total Performing $ 54 $ 423,884 $ 712,210 $ 135,636 $ 1,271,784 Non-performing: 90 days past due - - - - - Non-accruing - 1,668 3,012 1,105 5,785 Restructured loans and leases - - 2,664 - 2,664 Total $ 54 $ 425,552 $ 717,886 $ 136,741 $ 1,280,233 During the year ended December 31, 2015 , the Company restructured $1.9 million in loans that were designated as troubled debt restructurings. Modifications consisted principally of interest rate concessions. No modifications resulted in the reduction of the principal in the associated loan balances. Restructured loans are subject to periodic credit reviews to determine the necessity and adequacy of a specific loan loss allowance based on the collectability of the recorded investment in the restructur ed loan. Loans restructured during 2015 have specific reserves of $0.5 million at December 31, 2015 . For the year ended December 31, 2014 , the Company restructured $1.6 million in loans. Modifications consisted principally of interest rate conc essions and no modifications resulted in the reduction of the recorded investment in the associated loan balances. Loans restructured during 2014 had specific reserves of $0.1 million thousan d at December 31, 2014 . The following table provides the amounts of the restructured loans at the date of restructuring for specific segments of the loan portfolio during the period indicated: For the Year Ended December 31, 2015 Commercial Real Estate Commercial All Commercial Commercial Owner Other (In thousands) Commercial AD&C Investor R/E Occupied R/E Loans Total Troubled debt restructurings Restructured accruing $ 1,003 $ - $ - $ 240 $ - $ 1,243 Restructured non-accruing - - - 639 - 639 Balance $ 1,003 $ - $ - $ 879 $ - $ 1,882 Specific allowance $ 303 $ - $ - $ 149 $ - $ 452 Restructured and subsequently defaulted $ - $ - $ - $ - $ - $ - For the Year Ended December 31, 2014 Commercial Real Estate Commercial All Commercial Commercial Owner Other (In thousands) Commercial AD&C Investor R/E Occupied R/E Loans Total Troubled debt restructurings Restructured accruing $ 75 $ - $ 1,284 $ - $ - $ 1,359 Restructured non-accruing 92 192 - - - 284 Balance $ 167 $ 192 $ 1,284 $ - $ - $ 1,643 Specific allowance $ 99 $ - $ - $ - $ - $ 99 Restructured and subsequently defaulted $ - $ - $ - $ - $ - $ - Other Real Estate Owned Other real estate own ed totaled $2.7 million and $3.2 million at December 31, 2015 and 2014 , respectively. At December 31, 2015 , $1.9 million of the other real estate owned was comprised of consumer mortgage loans.

PREMISES AND EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
PREMISES AND EQUIPMENT	Note 6 – Premises and Equipment Presented in the following table are the components of premises and equipment at December 31: (In thousands) 2015 2014 Land $ 9,954 $ 9,954 Buildings and leasehold improvements 61,357 63,219 Equipment 31,419 37,758 Total premises and equipment 102,730 110,931 Less: accumulated depreciation and amortization (49,516) (61,529) Net premises and equipment $ 53,214 $ 49,402 Depreciation and amortization expense for premises and equipment amounted to $4.6 million for each of the years ended December 31, 2015 , 2014 and 2013 , respectively. Total rental expense of premises and equipment, net of rental income, for the years ended December 31, 2015 , 2014 and 2013 was $7.3 million, $7.6 million and $7.4 million, respectively. Lease commitments entered into by the Company bear initial t erms varying from 3 to 15 years, or they are 20-year ground leases, and are associated with premises. Future minimum lease payments, including any additional rents due to escalation clauses, for all non-cancelable operating leases within the years ending December 31 are presented in the table below: Operating (In thousands) Leases 2016 $ 6,589 2017 5,525 2018 4,391 2019 4,489 2020 3,905 Thereafter 17,109 Total minimum lease payments $ 42,008

GOODWILL AND OTHER INTANGIBLE A

GOODWILL AND OTHER INTANGIBLE ASSETS	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND OTHER INTANGIBLE ASSETS	Note 7 – Goodwill and Other Intangible Assets The gross carrying amounts and accumulated amortization of intangible assets and goodwill are presented at December 31 in the following table: 2015 Weighted 2014 Weighted Gross Net Average Gross Net Average Carrying Accumulated Carrying Remaining Carrying Accumulated Carrying Remaining (Dollars in thousands) Amount Amortization Amount Life Amount Amortization Amount Life Amortizing intangible assets: Core deposit intangibles $ - $ - $ - - $ 9,716 $ (9,716) $ - - Other identifiable intangibles 8,623 (8,485) 138 2.0 years 8,623 (8,113) 510 1.7 years Total amortizing intangible assets $ 8,623 $ (8,485) $ 138 $ 18,339 $ (17,829) $ 510 Goodwill $ 84,171 $ 84,171 $ 84,171 $ 84,171 The following table presents the net carrying amount of goodwill by segment for the periods indicated: Community Investment (In thousands) Banking Insurance Management Total Balance December 31, 2013 $ 69,991 $ 5,191 $ 8,989 $ 84,171 Acquisition fair value adjustment - - - - Balance December 31, 2014 69,991 5,191 8,989 84,171 No Activity - - - - Balance December 31, 2015 $ 69,991 $ 5,191 $ 8,989 $ 84,171 The following table presents the estimated future amortization expense for amortizing intangible assets within the years ending December 31: (In thousands) Amount 2016 $ 94 2017 17 2018 16 2019 11 Total amortizing intangible assets $ 138

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
DEPOSITS	Note 8 – Deposits The following table presents the composition of deposits at December 31 for the years indicated: (In thousands) 2015 2014 Noninterest-bearing deposits $ 1,001,841 $ 993,737 Interest-bearing deposits: Demand 570,333 534,605 Money market savings 898,655 828,494 Regular savings 284,457 264,751 Time deposits of less than $100,000 248,172 239,857 Time deposits of $100,000 or more 260,272 205,065 Total interest-bearing deposits 2,261,889 2,072,772 Total deposits $ 3,263,730 $ 3,066,509 Demand deposit overdrafts reclassified as loan bal ances were $1.4 million and $2.2 million at December 31, 2015 and 2014 , respectively. Overdraft charge-offs and recoveries are reflected in the allowance for loan and lease losses. The following table presents the maturity schedule for time deposits maturing within years ending December 31: (In thousands) Amount 2016 $ 251,383 2017 140,535 2018 46,321 2019 37,986 Thereafter 32,219 Total time deposits $ 508,444 The Company's time deposits of $100,000 or more represented 8.0 % of total deposits at December 31, 2015 and are presented by maturity in the following table: Months to Maturity 3 or Over 3 Over 6 Over (In thousands) Less to 6 to 12 12 Total Time deposits--$100 thousand or more $ 35,887 $ 31,978 $ 49,942 $ 142,465 $ 260,272 Interest expense on time deposits of $100,000 or more amounted to $2.2 million, $1.5 million and $1.7 million for the years ended December 31, 2015 , 2014 and 2013 , respectively.

BORROWINGS

BORROWINGS	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
BORROWINGS	Note 9 – Borrowings Information relating to retail repurchase agreements and other short-term borrowings is presented in the following table at and for the years ending December 31: 2015 2014 2013 (Dollars in thousands) Amount Rate Amount Rate Amount Rate Retail repurchase agreements $ 109,145 0.23 % $ 74,432 0.24 % $ 53,842 0.20 % Average for the Year: Retail repurchase agreements $ 110,776 0.23 % $ 70,097 0.23 % $ 55,769 0.26 % Maximum Month-end Balance: Retail repurchase agreements $ 128,511 $ 82,702 $ 59,410 The Company pledges U.S. Agencies and Corporate securities, based upon their market values, as collateral for 102.5% of the principal and accrued interest of its retail repurchase agreements. At December 31, 2015 , the Company has an a vailable line of credit for $1.4 billion with the Federal Home Loan Bank of Atlanta (the "FHLB") under which its borrowings are limited to $1.4 b illion based on pledged collateral at prevailin g market interest rates with $685.0 million borrowed against it at December 31, 2015 . At December 31, 2014 , lines of credit totaled $1.3 billion under which $1. 0 b illion was available based on pledged collateral with $655.0 million borrowed against it as of December 31, 2014 . Under a blanket lien, the Company has pledged qua lifying residential mo rtgage loans amounting to $677.3 million, comm ercial loans amounting to $932.8 million, home equity lines of cred it (“HELOC”) amounting to $323.0 million and m ultifamily loans amounting to $23.5 million at December 31, 2015 as collateral under the borrowing agreement with the FHLB. At December 31, 2014 the Company had pledged collateral of qua lifying mortgage loans of $601.7 m illion, commercial loans of $757.4 million, HELOC loans of $331.7 million and multif amily loans of $ 8.0 million under the FHLB borrowing agreement. The Company also had lines of credit available from the Federal Reserve and correspondent ba nks of $37 5.1 million and $356.9 million at December 31, 2015 and 2014 , respectively, collateralized by loans and state and municipal securities. In addition, the Company had unsecured lines of credit with correspondent banks of $70 .0 million and $55.0 million at December 31, 2015 and 2014 , respectively. At December 31, 2015 there were no outstanding bo rrowings against these lines of credit. Advances from FHLB and the respective maturity schedule at December 31 for the years indicated consisted of the following: 2015 2014 Weighted Weighted Average Average (Dollars in thousands) Amounts Rate Amounts Rate Maturity: One year $ 280,000 0.38 % $ 250,000 0.20 % Two years 75,000 3.48 - - Three years 160,000 2.45 75,000 3.48 Four years 80,000 3.50 160,000 2.45 Five years 80,000 3.54 80,000 3.50 After five years 10,000 3.49 90,000 3.53 Total advances from FHLB $ 685,000 1.98 $ 655,000 1.99

SUBORDINATED DEBENTURES

SUBORDINATED DEBENTURES	12 Months Ended
	Dec. 31, 2015
Brokers and Dealers [Abstract]
SUBORDINATED DEBENTURES	Note 10 – SUBORDINATED DEBENTURES The Company formed Sandy Spring Capital Trust II (“Capital Trust”) to facilitate the pooled placement issuance of $35.0 million of trust preferred securities on August 10, 2004. In conjunction with this issuance, the Company issued subordinated debt to the Capital Trust. The subordinated debt converted from a fixed rate interest of 6.35% at July 7, 2009 to a variable rate, adjusted quarterly, equal to 225 basis points over the three month Libor. At Dece mber 31, 2015 , the rate o n the subordinated debt was 2.57% . The obligations of the Company under the debt are subordinated to all other debt except other trust preferred securities, which may have equal subordination. The debt has a maturity date of O ctober 7, 2034, but may be called by the Company at any time subsequent to October 7, 2009 on each respective quarterly distribution date.

STOCKHOLDERS' EQUITY

STOCKHOLDERS' EQUITY	12 Months Ended
	Dec. 31, 2015
Stockholders' Equity Note [Abstract]
STOCKHOLDERS EQUITY	Note 11 – Stockholders’ Equity The Company’s Articles of Incorporation authorize 50,000,000 shares of capital stock (par value $1.00 per share). Issued shares have been classified as common stock. The Articles of Incorporation provide that remaining unissued shares may later be designated as either common or preferred stock. The Company has a director stock purchase plan (the “Director Plan”) which commenced on May 1, 2004. Under the Director Plan, members of the board of directors may ele ct to use a portion (minimum 50%) of their annual retainer fee to purchase shares of Company stock. The Company has reserved 45,000 authorized but unissued shares of common stock for purchase under the plan. Purchases are made at the fair market value of the stock on the purchase date. At December 31, 2015 , there were 25,549 shares available for issuance under the plan. The Company has an employee stock purchase plan (the “Purchase Plan”) which was authorized on July 1, 2011. The Company has reserve d 300,000 authorized but unissued shares of common stock for purchase under the current version of the plan. Shares are purchased at 85% of the fair market value on the exercise date through monthly payroll deductions of not less than 1% or more than 10% of cash compensation paid in the month. The Purchase Plan is administered by a committee of at least three directors appointed by the board of directors. At December 31, 2015 , there were 178,387 shares available for issuance under this plan. The Com pany re-approved the stock r epurchase program in August 2015 . The current program permits the repurchase of up to 5% of the Company’s outstanding shares of co mmon stock or approximately 1,20 0,000 shares. Repurchases, which will be conducted through open market purchases or privately negotiated transactions, will be made depending on market conditions and other factors. During 2015 , 870,450 shares were repurchased for a total cost of $22.6 million . The stock repurchase program in effect prior to August 201 5 per mitted the repurchase of up to 5 % of the Company’s outstanding shares of common stock or approximately 1,260,000 shares. During 2014 , 38,032 shares were repurchased for a total cost of $0.9 million. No shares were repurchased during 2013 . The Company has a dividend reinvestment plan that is sponsored and administered by Computershare Shareholder Services as independent agent, which enables current shareholders as well as first-time buyers to purchase and sell common stock of Sandy Spring Ba ncorp, Inc. directly through Computershare at low commissions. Participants may reinvest cash dividends and make periodic supplemental cash payments to purchase additional shares. Bank and holding company regulations, as well as Maryland law, impose certain restrictions on dividend payments by the Bank, as well as restricting extensions of credit and transfers of assets between the Bank and the Company. At December 31, 2015 , the Bank could have pa id additional dividends of $51.6 million to its pare nt company without regulatory approval. In conjunction with the Company’s long-term borrowing from Capital Trust, the Bank issued a note to Bancorp for $35.0 million which was outstanding at December 31, 2015 . There were no other loans outstanding betw een the Bank and the Company at December 31, 2015 and 2014 , respectively.

SHARE BASED COMPENSATION

SHARE BASED COMPENSATION	12 Months Ended
	Dec. 31, 2015
Share Based Compensation [Abstract]
SHARE BASED COMPENSATION	Note 12 – Share Based Compensation At December 31, 2015 , the Company had two share - based compensation plan s in existence, the 2005 Omnibus Stock Plan (“Omnibus Stock Plan”) and the 2015 Omnibus Incentive Plan (“Omnibus Incentive Plan”). The Omnibus Sock Plan expired during the second quarter of 2015 but has outstanding options that may still be exercised. The Omnibus Incentive Plan is described in the following paragraph. The Company’s Omnibus Incentive Plan was approved on May 6, 2015 and provides for the granting of non-qualifying stock options to the Company’s directors, and incentive and non-qualifying stock options, stock appreciation rights , restricted stock grants, restricted stock units and performance awards to selected key employees on a periodic basis at the discretion of the board. The Omnibus Incentive Plan authorizes the issuance of up to 1,500,000 shares of common stock, all of which are availa ble for issuance at December 31 , 2015, has a term of ten years, and is administered by a committee o f at least three directors appointed by the board of directors. Options granted under the plan have an exercise price which may not be less than 100% of the fair market value of the common stock on the date of the grant and must be exercised within ten ye ars from the date of grant. The exercise price of stock options must be paid for in full in cash or shares of common stock, or a combination of both. The board committee has the discretion when making a grant of stock options to impose restrictions on th e shares to be purchased upon the exercise of such options. The Company generally issues authorized but previously unissued shares to satisfy op tion exercises. At December 31 , 2015, no stock options or awards had been granted from this plan. The fair va lues of all of the options granted for the periods indicated have been estimated using a binomial option-pricing model with the weighted-average assumptions for the years ended December 31 are presented in the following table: 2015 2014 2013 Dividend yield 3.40 % 3.04 % 2.80 % Weighted average expected volatility 42.98 % 46.78 % 53.87 % Weighted average risk-free interest rate 1.42 % 1.56 % 0.83 % Weighted average expected lives (in years) 5.42 5.08 5.34 Weighted average grant-date fair value $7.63 $8.05 $7.99 The dividend yield is based on estimated future dividend yields. The risk-free rate for periods within the contractual term of the share option is based on the U.S. Treasury yield curve in effect at the time of the grant. Expected volatilities are generally based on historical volatilities. The expected term of share options granted is generally derived from historical experience. Compensation expense is recognized on a straight-line basis over the vesting period of the respective stock option or restricted stock grant. Compensati on expense of $1.9 million, $1.7 million and $1. 5 million was recognized for the years ended December 31, 2015 , 2014 and 2013 , respectively, related to the awards of stock options and restricted stock grants. Th e intrinsic value for the stock options exercised was $0.5 million, $0.1 million and $0.1 million in the years ended December 31, 2015 , 2014 and 2013 , r espectively . The total of unrecognized compensation cost related to stoc k options was approximately $0.2 million as of De cember 31, 2015 . That cost is expected to be recognized over a weighted ave rage period of approximately 1.8 years. The total of unrecognized compensation cost related to restric ted stock was approximately $3.9 million as of December 31, 2015 . That cost is expected to be recognized over a weighted ave rage period of approximately 3.2 years. The fair value of the options vested during the years ended December 31, 2015 , 2014 and 2013 , was $0.2 million, $0.2 million and $0.2 million, respecti vely. In the first quarter of 2015 , 21,245 stock options were granted, subject to a three year vesting schedule with one third of the options vesting on April 1 st of each year. Additionally, 79,860 shares of restricted stock were granted, subject to a five year vesting schedule with one fif th of the shares vesting on April 1 st of each year . There were no additional stock options or shares of restricted stock granted during the remainder of 2015 . A sum mary of share option activity for the period indicated is reflected in the following table: Weighted Number Weighted Average Aggregate of Average Contractual Intrinsic Common Exercise Remaining Value Shares Share Price Life(Years) (in thousands) Balance at January 1, 2015 224,381 $ 20.88 $ 1,300 Granted 21,245 $ 26.20 $ - Exercised (39,787) $ 15.12 $ 458 Forfeited or expired (71,708) $ 27.86 $ - Balance at December 31, 2015 134,131 $ 19.70 3.3 $ 974 Exercisable at December 31, 2015 93,330 $ 17.45 2.2 $ 887 Weighted average fair value of options granted during the year $ 7.63 A summary of the activity for the Company’s restricted stock for the period indicated is presented in the following table: Number Weighted of Average Common Grant-Date (In dollars, except share data): Shares Fair Value Restricted stock at January 1, 2015 226,871 $ 21.07 Granted 79,860 $ 26.20 Vested (81,883) $ 19.97 Forfeited (6,277) $ 22.97 Restricted stock at December 31, 2015 218,571 $ 23.30

PENSION, PROFIT SHARING, AND OT

PENSION, PROFIT SHARING, AND OTHER EMPLOYEE BENEFIT PLANS	12 Months Ended
	Dec. 31, 2015
Pension, Profit Sharing, and Other Employee Benefit Plans [Abstract]
PENSION, PROFIT SHARING, AND OTHER EMPLOYEE BENEFIT PLANS	Note 13 – Pension, Profit Sharing, and Other Employee Benefit Plans Defined Benefit Pension Plan The Company has a qualified, noncontributory, defined benefit pension plan (the “Plan”) covering substantially all employees. All benefit accruals for employees were frozen as of December 31, 2007 based on past service and thus future salary increases and additional years of service will no longer affect the defined benefit provided by the plan although additional vesting may continue to occur. The Company's funding policy is to contribute amounts to the plan sufficient to meet the minimum funding requirements of the Employee Retirement Income Security Act of 1974 (“ERISA”), as amended. In addition, the Company contributes additional amounts as it de ems appropriate based on benefits attributed to service prior to the date of the plan freeze. The Plan invests primarily in a diversified portfolio of managed fixed income and equity funds. The Plan’s funded status at December 31 is as follows: (In thousands) 2015 2014 Reconciliation of Projected Benefit Obligation: Projected obligation at January 1 $ 42,629 $ 33,559 Interest cost 1,629 1,600 Actuarial gain (loss) (212) 367 Benefit payments (1,971) (1,406) Increase (decrease) related to change in assumptions (2,659) 8,509 Projected obligation at December 31 39,416 42,629 Reconciliation of Fair Value of Plan Assets: Fair value of plan assets at January 1 33,200 33,244 Actual return on plan assets (546) 1,362 Benefit payments (1,971) (1,406) Fair value of plan assets at December 31 30,683 33,200 Funded status at December 31 $ (8,733) $ (9,429) Accumulated benefit obligation at December 31 $ 39,416 $ 42,629 Unrecognized net actuarial loss $ 13,038 $ 14,774 Net periodic pension cost not yet recognized $ 13,038 $ 14,774 Weighted-average assumptions used to determine benefit obligations at December 31 are presented in the following table: 2015 2014 2013 Discount rate 4.26% 3.91% 4.77% Rate of compensation increase N/A N/A N/A The components of net periodic benefit cost for the years ended December 31 are presented in the following table: (In thousands) 2015 2014 2013 Interest cost on projected benefit obligation $ 1,629 $ 1,600 $ 1,550 Expected return on plan assets (1,622) (1,971) (1,668) Recognized net actuarial loss 1,032 251 1,255 Adjustment due to settlement accounting for termination liability - - 269 Net periodic benefit cost $ 1,039 $ (120) $ 1,406 Weighted-average assumptions used to determine net periodic benefit cost for years ended December 31 are presented in the following table: 2015 2014 2013 Discount rate 3.91% 4.77% 4.00% Expected return on plan assets 5.00% 6.00% 5.50% Rate of compensation increase N/A N/A N/A The expected rate of return on assets of 5.00% reflects the Plan’s predominant investment of assets in equity securities and an analysis of the average rate of return of the S&P 500 index and 10 year U. S. Treasury bonds over the past 10 years. The following table reflects the components of the net unrecognized benefits costs that is reflected in accumulated other comprehensive income (loss) for the periods indicated. Additions represent the growth in the unrecognized actuarial loss during the period . Reductions represent the portion of the unrecognized benefits that are recognized each period as a component of the net periodic benefit cost. Unrecognized Net (In thousands) Gain/(Loss) Included in accumulated other comprehensive income (loss) at January 1, 2013 $ 14,879 Reductions during the year (3,969) Reclassifications due to recognition as net periodic pension cost (1,255) Decrease related to change in assumptions (4,099) Excess if distributions over reduction in projected benefit obligations 254 Loss recognized due to settlement (271) Included in accumulated other comprehensive income (loss) as of December 31, 2013 5,539 Additions during the year 977 Reclassifications due to recognition as net periodic pension cost (251) Increase related to change in assumptions 8,509 Included in accumulated other comprehensive income (loss) as of December 31, 2014 14,774 Additions during the year 1,955 Reclassifications due to recognition as net periodic pension cost (1,032) Decrease related to change in assumptions (2,659) Included in accumulated other comprehensive income (loss) as of December 31, 2015 13,038 Applicable tax effect (5,175) Included in accumulated other comprehensive income (loss) net of tax effect at December 31, 2015 $ 7,863 Amount expected to be recognized as part of net periodic pension cost in the next fiscal year $ 1,135 There are no plan assets expected to be returned to the employer in the next twelve months. The following items have not yet been recognized as a component of net periodic benefit cost at December 31: (In thousands) 2015 2014 2013 Net actuarial loss $ (13,038) $ (14,774) $ (5,539) Net periodic benefit cost not yet recognized $ (13,038) $ (14,774) $ (5,539) Pension Plan Assets The Company’s pension plan weighted average allocations at December 31 are presented in the following table: 2015 2014 Asset Category: Cash and certificates of deposit 9.7 % 4.6 % Equity Securities: 71.6 69.4 Debt Securities 18.7 26.0 Total pension plan assets 100.0 % 100.0 % The Company has a written investment policy approved by the board of directors that governs the investment of the defined benefit pension fund trust portfolio. The investment policy is designed to provide limits on risk that is undertaken by the investment managers both in terms of market volatility of the portfolio and the quality of the individual assets that are held in the portfolio. The investment policy statement focuses on the following areas of concern: preservation of capital, diversific ation, risk tolerance, investment duration, rate of return, liquidity and investment management costs. The Company has constituted the Retirement Plans Investment Committee (“RPIC”) in part to monitor the investments of the Plan as well as to recommend to executive management changes in the Investment Policy Statement which governs the Plan’s investment operations. These recommendations include asset allocation changes based on a number of factors including the investment horizon for the Plan. The Company’ s Trust Division is the investment manager of the Plan and also serves as an advisor to RPIC on the Plan’s investment matters. Investment strategies and asset allocations are based on careful consideration of plan liabilities, the plan’s funded status and the Company’s financial condition. Investment performance and asset allocation are measured and monitored on an ongoing basis. The current target allocations for plan assets are 50-70% for equity securities, 30-40% for fixed income se curities and 0-10% fo r cash equivalents . This asset allocation has been set after taking into consideration the Plan’s current frozen status and the possibility of partial plan terminations over the intermediate term. Market volatility risk is controlled by limiting the asse t allocation of the most volatile asset class, equities, to no more than 70% of the portfolio and by ensuring that there is sufficient liquidity to meet distribution requirements from the portfolio without disrupting long-term assets. Diversification of t he equity portion of the portfolio is controlled by limiting the value of any initial acquisition so that it does not exceed 5% of the market value of the portfolio when purchased. The policy requires the sale of any portion of an equity position when its value exceeds 10% of the portfolio. Fixed income market volatility risk is managed by limiting the term of fixed income investments to five years. Fixed income investments must carry an “A” or better rating by a recognized credit rating agency. Corpora te debt of a single issuer may not exceed 10% of the market value of the portfolio. The investment in derivative instruments such as “naked” call options, futures, commodities, and short selling is prohibited. Investment in equity index funds and the wri ting of “covered” call options (a conservative strategy to increase portfolio income) are permitted. Foreign currency-denominated debt instruments are not permitted. At December 31, 2015 , management is of the opinion that there are no significant conce ntrations of risk in the assets of the plan with respect to any single entity, industry, country, commodity or investment fund that are not otherwise mitigated by FDIC insurance available to the participants of the plan and collateral pledged for any such amount that may not be covered by FDIC insurance. Investment performance is measured against industry accepted benchmarks. The risk tolerance and asset allocation limitations imposed by the policy are consistent with attaining the rate of return assumpti ons used in the actuarial funding calculations. The RPIC committee meets quarterly to review the activities of the investment managers to ensure adherence with the Investment Policy Statement. Fair Values The fair values of the Company’s pension plan assets by asset category at December 31 are presented in the following tables: 2015 Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs (In thousands) (Level 1) (Level 2) (Level 3) Total Asset Category: Cash and certificates of deposit $ 2,853 $ - $ - $ 2,853 Equity Securities: Industrials 2,020 - - 2,020 Financials 2,025 - - 2,025 Telecommunication services 1,060 - - 1,060 Consumer 3,061 - - 3,061 Health care 2,355 - - 2,355 Information technology 3,156 - - 3,156 Energy 758 - - 758 Materials 367 - - 367 Equity-based mutual funds 5,205 - - 5,205 Other 1,949 - - 1,949 Total equity securities 21,956 - - 21,956 Fixed income securities: Corporate bonds - 5,750 - 5,750 Other 124 - - 124 Total pension plan assets $ 24,933 $ 5,750 $ - $ 30,683 2014 Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs (In thousands) (Level 1) (Level 2) (Level 3) Total Asset Category: Cash and certificates of deposit $ 1,381 $ - $ - $ 1,381 Equity Securities: Industrials 2,853 - - 2,853 Financials 1,881 - - 1,881 Telecommunication services 1,279 - - 1,279 Consumer 3,769 - - 3,769 Health care 3,047 - - 3,047 Information technology 4,378 - - 4,378 Energy 2,301 - - 2,301 Materials 1,190 - - 1,190 Other 2,355 - - 2,355 Total equity securities 23,053 - - 23,053 Fixed income securities: Corporate bonds - 8,623 - 8,623 Other 143 - - 143 Total pension plan assets $ 24,577 $ 8,623 $ - $ 33,200 Contributions The decision as to whether or not to make a plan contribution and the amount of any such contribution is dependent on a number of factors. Such factors include the investment performance of the plan assets in the current economy and, since the plan is currently frozen, the remaining investment horizon of the plan. Given these uncertainties, management continues to monitor the funding level of the pension plan and may make contributions as necessary during 2016 . Estimated Future Benefit Payments Benefit payments, which reflect expected future service, as appropriate, that are expected to be paid for the years ending December 31 are presented in the following table: Pension (In thousands) Benefits 2016 $ 1,596 2017 1,460 2018 1,482 2019 1,806 2020 1,660 2021 - 2025 10,744 Cash and Deferred Profit Sharing Plan The Sandy Spring Ban k 401(k) Plan includes a 401(k) provision with a Company match. The 401(k) provision is voluntary and covers all eligible employees after ninety days of service. Employees contributing to the 401(k) provision receive a matching contribution of 100% of the first 3% of compensation and 50% of the next 2% of compensation subject to employee contribution limitations. The Company matching contribution vests immediatel y. The Plan permits employees to purchase shares of Sandy Spring Bancorp, Inc. common stock with their 401(k) contributions, Company match, and other contributions under the Plan. The Company’s matching contribution to the 401(k) Plan that are included i n no n-interest expenses totaled $2 .0 million, $1.8 million and $ 1.7 million in 2015 , 2014 and 2013 , respectively. Executive Incentive Retirement Plan The Executive Incentive Retirement Plan is a non-qualified deferred compensation defined contribution plan that provides for contributions to be made to the participants’ plan accounts based on the attainment of a level of financial performance compared to a selected group of peer banks. This level of performance is determined annually by the board of directors. Benefit costs related to the Plan included in non-interest expense for 2015 , 2014 and 2013 were $0.2 million, $0.4 million, and $0.3 million, respectively.

OTHER NON INTEREST INCOME AND O

OTHER NON INTEREST INCOME AND OTHER NON INTEREST EXPENSE	12 Months Ended
	Dec. 31, 2015
Other Income and Expenses [Abstract]
Other Non-Interest Income And Other Non-Interest Expense	Note 14 – OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE Selected components of other non-interest income and other non-interest expense for the years ended December 31 are presented in the following table: (In thousands) 2015 2014 2013 Letter of credit fees $ 790 $ 706 $ 881 Extension fees 503 560 558 Other income 5,521 4,219 5,260 Total other non-interest income $ 6,814 $ 5,485 $ 6,699 (In thousands) 2015 2014 2013 Professional fees $ 4,819 $ 4,544 $ 4,479 Other real estate owned 76 100 (303) Postage and delivery 1,173 1,286 1,299 Communications 1,587 1,507 1,606 Other expenses 10,896 10,581 9,129 Total other non-interest expense $ 18,551 $ 18,018 $ 16,210

INCOME TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
INCOME TAXES	Note 15 – Income Taxes The following table provides the components of income tax expense for the years ended December 31: (In thousands) 2015 2014 2013 Current income taxes: Federal $ 17,890 $ 13,671 $ 15,391 State 4,140 3,103 3,824 Total current 22,030 16,774 19,215 Deferred income taxes: Federal 10 554 2,743 State (13) 254 605 Total deferred (3) 808 3,348 Total income tax expense $ 22,027 $ 17,582 $ 22,563 The Company does not have uncertain tax positions that are deemed material, and did not recognize any adjustments for unrecognized tax benefits. Temporary differences between the amounts reported in the financial statements and the tax bases of assets and liabilities result in deferred taxes. Deferred tax assets and liabilities, shown as the sum of the appropriate tax effect for each significant type of temporary difference, are presented in the following table at December 31 for the years indicated: (In thousands) 2015 2014 Deferred Tax Assets: Allowance for loan and lease losses $ 16,231 $ 15,022 Employee benefits 1,852 1,779 Pension plan OCI 5,175 5,873 Deferred loan fees and costs 315 212 Non-qualified stock option expense 522 503 Losses on other real estate owned 32 98 Other than temporary impairment 322 322 Loan and deposit premium/discount 293 476 Reserve for recourse loans 199 199 Loss carryforward - 273 Other 9 6 Gross deferred tax assets 24,950 24,763 Valuation allowance - (287) Net deferred tax assets 24,950 24,476 Deferred Tax Liabilities: Unrealized gains on investments available-for-sale (4,319) (5,327) Pension plan costs (1,709) (2,124) Depreciation (1,338) (55) Intangible assets (1,542) (1,276) Bond accretion (228) (174) Other (18) (16) Gross deferred tax liabilities (9,154) (8,972) Net deferred tax asset $ 15,796 $ 15,504 The reconcilements between the statutory federal income tax rate and the effective rate for the years ended December 31 are presented in the following table: (Dollars in thousands) 2015 2014 2013 Percentage of Percentage of Percentage of Pre-Tax Pre-Tax Pre-Tax Amount Income Amount Income Amount Income Income tax expense at federal statutory rate $ 23,584 35.0 % $ 19,523 35.0 % $ 23,445 35.0 % Increase (decrease) resulting from: Tax exempt income, net (3,457) (5.1) (3,468) (6.2) (3,185) (4.7) Bank-owned life insurance (900) (1.3) (855) (1.5) (875) (1.3) State income taxes, net of federal income tax benefits 2,687 4.0 2,182 3.9 2,879 4.3 Other, net 113 0.1 200 0.4 299 0.4 Total income tax expense and rate $ 22,027 32.7 % $ 17,582 31.6 % $ 22,563 33.7 % The variability in the effective tax rate over the three year period was due primarily to the proportion of tax exempt income compared to income before taxes for each year.

NET INCOME PER COMMON SHARE

NET INCOME PER COMMON SHARE	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
NET INCOME PER COMMON SHARE	Note 16 – Net Income per Common Share The calculation of net income per common share for the years ended December 31 is presented in the following table: (Dollars and amounts in thousands, except per share data) 2015 2014 2013 Net income $ 45,355 $ 38,200 $ 44,422 Basic: Basic weighted average EPS shares 24,609 25,047 24,961 Basic net income per share $ 1.84 $ 1.53 $ 1.78 Diluted: Basic weighted average EPS shares 24,609 25,047 24,961 Dilutive common stock equivalents 89 92 114 Dilutive EPS shares 24,698 25,139 25,075 Diluted net income per share $ 1.84 $ 1.52 $ 1.77 Anti-dilutive shares 7 56 164

OTHER COMPREHENSIVE INCOME (LOS

OTHER COMPREHENSIVE INCOME (LOSS)	12 Months Ended
	Dec. 31, 2015
Other Comprehensive Income Loss [Abstract]
OTHER COMPREHENSIVE INCOME (LOSS)	NOTE 17 – ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) Comprehensive income (loss) is defined as net income plus transactions and other occurrences that are the result of non-owner changes in equity. For financial statements presented for the Company, non-equity changes are comprised of unrealized gains or losses on available-for-sale debt securities and any minimum pension liability adjustments. These do not have an impact on the Company’s net income. The following table presents the activity in net accumulated other comprehensive income (loss) for the periods indicated: Unrealized Gains (Losses) on Investments Defined Benefit (In thousands) Available-for-Sale Pension Plan Total Balance at January 1, 2013 $ 20,258 $ (8,946) $ 11,312 Period change, net of tax (19,900) 5,618 (14,282) Balance at December 31, 2013 358 (3,328) (2,970) Period change, net of tax 7,720 (5,573) 2,147 Balance at December 31, 2014 8,078 (8,901) (823) Period change, net of tax (1,512) 1,038 (474) Balance at December 31, 2015 $ 6,566 $ (7,863) $ (1,297) The following table provides the information on the reclassification adjustments out of accumulated other comprehensive income (loss) for the periods indicated: Year Ended December 31, (In thousands) 2015 2014 2013 Unrealized gains/(losses) on investments available-for-sale Affected line item in the Statements of Income: Investment securities gains $ 36 $ 5 $ 115 Income before taxes 36 5 115 Tax expense 14 2 46 Net income $ 22 $ 3 $ 69 Amortization of defined benefit pension plan items Affected line item in the Statements of Income: Recognized actuarial loss (1) $ 1,736 $ (9,235) $ 9,340 Income before taxes 1,736 (9,235) 9,340 Tax expense 698 (3,662) 3,722 Net income $ 1,038 $ (5,573) $ 5,618 (1) This amount is included in the computation of net periodic benefit cost, see Note 13

FINANCIAL INSTRUMENTS WITH OFF-

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND DERIVATIVES	12 Months Ended
	Dec. 31, 2015
Financial Instruments With Off- Balance Sheet Risk and Derivatives [Abstract]
FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND DERIVATIVES	NOTE 18 – Financial Instruments with Off-balance Sheet Risk and Derivatives In the normal course of business, the Company has various outstanding credit commitments that are not reflected in the financial statements. These commitments are made to satisfy the financing needs of the Company's clients. The associated credit risk is controlled by subjecting such activity to the same credit and quality controls as exist for the Company's lending and investing activities. The commitments involve diverse business and consumer customers and are generally well collateralized. Collateral held varies, but may include residential real estate, commercial real estate, property and equipment, inventory and accounts receivable. Since a portion of the commitments h ave some likelihood of not being exercised, the amounts do not necessarily represent future cash requirements. A summary of the financial instruments with off-balance sheet credit risk is as follows at December 31 for the years indicated: (In thousands) 2015 2014 Commercial real estate development and construction $ 234,552 $ 212,628 Residential real estate-development and construction 80,935 100,264 Real estate-residential mortgage 23,375 12,667 Lines of credit, principally home equity and business lines 879,326 810,552 Standby letters of credit 66,012 58,144 Total Commitments to extend credit and available credit lines $ 1,284,200 $ 1,194,255 The Company has entered into interest rate swaps (“swaps”) to facilitate customer transactions and meet their financing needs. These swaps qualify as derivatives, but are not designated as hedging instruments. Interest rate swap contracts involve the risk of dealing with counterparties and their ability to meet contractual terms. When the fair value of a derivative instrument contract is positive, this generally indicates that the counterparty or customer owes the Company, and results in credit risk to the Company. When the fair value of a derivative instrument contract is negative, the Company owes the customer or counterparty and therefore, has no credit risk. The swap positions are offset to minimize the potential impact on the Company’s financial state ments. Credit risk exists if the borrower’s collateral or financial condition indicates that the underlying collateral or financial condition of the borrower makes it probable that amounts due will be uncollectible. Any amounts due to the Company will be expected to be collected from the borrower. Management reviews this credit exposure on a monthly basis. At December 31, 2015 and 2014 , all loans associated with the swap agreements were determined to be “pass” rated credits as provided by regulato ry guidance and therefore no component of credit loss was factored into the valuation of the swaps. A summary of the Company’s interest rate swaps at December 31 for the years indicated is included in the following table: 2015 Notional Estimated Years to Receive Pay (Dollars in thousands) Amount Fair Value Maturity Rate Rate Interest Rate Swap Agreements: Pay Fixed/Receive Variable Swaps $ 9,942 $ (1,312) 7.4 4.15 % 5.34 % Pay Variable/Receive Fixed Swaps 9,942 1,312 7.4 5.34 % 4.15 % Total Swaps $ 19,884 $ - 7.4 4.74 % 4.74 % 2014 Notional Estimated Years to Receive Pay (Dollars in thousands) Amount Fair Value Maturity Rate Rate Interest Rate Swap Agreements: Pay Fixed/Receive Variable Swaps $ 10,425 $ (1,501) 8.5 2.53 % 5.31 % Pay Variable/Receive Fixed Swaps 10,425 1,501 8.5 5.31 % 2.53 % Total Swaps $ 20,850 $ - 8.5 3.92 % 3.92 % The estimated fair value of the swaps at December 31 for the periods indicated in the table above were recorded in other assets and other liabilities. The associated net gains and losses on the swaps are recorded in other non-interest income.

LITIGATION

LITIGATION	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
LITIGATION	Note 19 – Litigation The Company and its subsidiaries are subject in the ordinary course of business to various pending or threatened legal proceedings in which claims for monetary damages are asserted. During 2014, the Company accrued $6. 5 mill ion for litigation expenses as a result of an adverse jury verdict rendered in the second quarter of 2014 associated with the actions of a former employee of CommerceFirst Bank, which was acquired in 2012. In the fourth quarter of 2015, as a result of a se ttlement of all claims, including claims for a contribution from its insurer relating to this litigation, the Company reversed $4.5 million in the previously accrued litigation expenses. After consultation with legal counsel, management does not anticipate that the ultimate liability, if any, arising out of any other legal matters will have a material adverse effect on the Company's financial condition, operating results or liquidity.

FAIR VALUE

FAIR VALUE	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
FAIR VALUE	Note 20 – Fair Value Generally accepted accounting principles provide entities the option to measure eligible financial assets, financial liabilities and commitments at fair value (i.e. the fair value option), on an instrument-by-instrument basis, that are otherwise not permitted to be accounted for at fair value under other accounting standards. The election to use the fair value option is available when an entity first recognizes a financial asset or financial liability or upon entering into a co mmitment. Subsequent changes in fair value must be recorded in earnings. The Company applies the fair value option on residential mortgage loans held for sale. The fair value option on residential mortgage loans allows the recognition of gains on sale o f mortgage loans to more accurately reflect the timing and economics of the transaction. The standard for fair value measurement establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hiera rchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy ar e described below. Basis of Fair Value Measurement: Level 1- Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities; Level 2- Quoted prices in markets that are not active, o r inputs that are observable, either directly or indirectly, for substantially the full term of the asset or liability; Level 3- Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i. e. supported by little or no market activity). A financial instrument’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. Changes to interest rates may result in changes in the cash flows due to prepayments or extinguishments. Accordingly, this could result in higher or lower measurements of the fair values. Assets and Liabilities Mortgage loans held for sale Mortgage loans held for sale are valued based on quotations from the secondary market for similar instruments and are classified as Level 2 of the fair value hierarchy. Investments available-for-sale U.S. government agencies, mortgage-backed securities and corporate debt Valuations are based on active market data and use of evaluated broker pricing models that vary based by asset class and includes available trade, bid, and other market information. Generally, the methodology includes broker quotes, proprietary models, descriptive terms and conditions databases coupl ed with extensive quality control programs. Multiple quality control evaluation processes review available market, credit and deal level information to support the evaluation of the security. If there is a lack of objectively verifiable information avail able to support the valuation, the evaluation of the security is discontinued. Additionally, proprietary models and pricing systems, mathematical tools, actual transacted prices, integration of market developments and experienced evaluators are used to de termine the value of a security based on a hierarchy of market information regarding a security or securities with similar characteristics. The Company does not adjust the quoted price for such securities. Such instruments are generally classified within Level 2 of the fair value hierarchy. State and municipal securities Proprietary valuation matrices are used for valuing all tax-exempt municipals that can incorporate changes in the municipal market as they occur. Market evaluation models include the ab ility to value bank qualified municipals and general market municipals that can be broken down further according to insurer, credit support, state of issuance and rating to incorporate additional spreads and municipal curves. Taxable municipals are valued using a third party model that incorporates a methodology that captures the trading nuances associated with these bonds. Such instruments are generally classified within Level 2 of the fair value hierarchy. Trust preferred securities In active markets, these types of instruments are valued based on quoted market prices that are readily accessible at the measurement date and are classified within Level 1 of the fair value hierarchy. Positions that are not traded in active markets or are subject to transfe r restrictions are valued or adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence. In the absence of such evidence, management uses a process that employs certain assumptions to determine the present value. For furt her information, refer to Note 3 – Investments. Positions that are not traded in active markets or are subject to transfer restrictions are classified within Level 3 of the fair value hierarchy. Interest rate swap agreements Interest rate swap agreements are measured by alternative pricing sources with reasonable levels of price transparency in markets that are not active. Based on the complex nature of interest rate swap agreements, the markets these instrum ents trade in are not as efficient and are less liquid than that of the more mature Level 1 markets. These markets do however have comparable, observable inputs in which an alternative pricing source values these assets in order to arrive at a fair market value. These characteristics classify interest rate swap agreements as Level 2. Assets Measured at Fair Value on a Recurring Basis The following tables set forth the Company’s financial assets and liabilities at the December 31 for the years indicated that were accounted for or disclosed at fair value. Assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement: 2015 Quoted Prices in Significant Active Markets for Significant Other Unobservable Identical Assets Observable Inputs Inputs (In thousands) (Level 1) (Level 2) (Level 3) Total Assets Residential mortgage loans held for sale $ - $ 15,457 $ - $ 15,457 Investments available-for-sale: U.S. government agencies - 108,400 - 108,400 State and municipal - 164,707 - 164,707 Mortgage-backed - 316,696 - 316,696 Trust preferred - - 1,023 1,023 Marketable equity securities - 1,223 - 1,223 Interest rate swap agreements - 1,312 - 1,312 Liabilities Interest rate swap agreements $ - $ (1,312) $ - $ (1,312) 2014 Quoted Prices in Significant Active Markets for Significant Other Unobservable Identical Assets Observable Inputs Inputs (In thousands) (Level 1) (Level 2) (Level 3) Total Assets Residential mortgage loans held for sale $ - $ 10,512 $ - $ 10,512 Investments available-for-sale: U.S. government agencies - 141,679 - 141,679 State and municipal - 167,052 - 167,052 Mortgage-backed - 361,519 - 361,519 Trust preferred - - 1,236 1,236 Marketable equity securities - 723 - 723 Interest rate swap agreements - 1,501 - 1,501 Liabilities Interest rate swap agreements $ - $ (1,501) $ - $ (1,501) The following table provides unrealized losses included in assets measured in the Consolidated Statements of Condition at fair value on a recurring basis for the periods indicated: Significant Unobservable Inputs (In thousands) (Level 3) Investments available-for-sale: Balance at January 1, 2015 $ 1,236 Principal redemption (259) Total unrealized losses included in other comprehensive income (loss) 46 Balance at December 31, 2015 $ 1,023 Assets Measured at Fair Value on a Nonrecurring Basis The following table sets forth the Company’s financial assets subject to fair value adjustments (impairment) on a nonrecurring basis at December 31 for the year indicated that are valued at the lower of cost or market. Assets are classified in their entirety based on the lowest level of input that is significant to the fair value measurement: 2015 Quoted Prices in Significant Active Markets Other Significant for Identical Observable Unobservable (In thousands) Assets (Level 1) Inputs (Level 2) Inputs (Level 3) Total Total Losses Impaired loans (1) $ - $ - $ 9,349 $ 9,349 $ 10,348 Other real estate owned - - 2,742 2,742 (80) Total $ - $ - $ 12,091 $ 12,091 $ 10,268 (1) Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using actual market prices (Level 2), independent third party valuations and borrower records, discounted as appropriate (Level 3). 2014 Quoted Prices in Significant Active Markets Other Significant for Identical Observable Unobservable (In thousands) Assets (Level 1) Inputs (Level 2) Inputs (Level 3) Total Total Losses Impaired loans (1) $ - $ - $ 7,819 $ 7,819 $ 13,893 Other real estate owned - - 3,195 3,195 (247) Total $ - $ - $ 11,014 $ 11,014 $ 13,646 (1) Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using actual market prices (Level 2), independent third party valuations and borrower records, discounted as appropriate (Level 3). At December 31, 2015 , impaired loans totaling $28.9 million were wri tten down to fair value of $25.5 million as a result of speci fic loan loss allowances of $3.4 million associated with the impaired loans which was included in the allowance for loan losses . Impaired loans totaling $29.4 million were wri tten down to fair value of $26.5 million at December 31, 2014 as a result of speci fic loan loss allowances of $2.9 million associated with the impaired loans. Loan impairment is measured using the present value of expected cash flows, the loan’s observable market price or the fair value of the collateral (less selling costs) if the loans are collateral dependent. Collateral may be real estate and/or business assets including equipment, inventory an d/or accounts receivable. The value of business equipment, inventory and accounts receivable collateral is based on net book value on the business’ financial statements and, if necessary, discounted based on management’s review and analysis. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the client and client’s business. Impaired loans are reviewed and evalua ted on at least a quarterly basis for additional impairment and adjusted accordingly, based on the factors identified above. Valuation techniques are consistent with those techniques applied in prior periods. Other real estate owned (“OREO”) is adjusted to fair value upon transfer of the loans to OREO. Subsequently, OREO is carried at the lower of carrying value or fair value. The estimated fair value for other real estate owned included in Level 3 is determined by independent market based appraisals and other available market information, less cost to sell, that may be reduced further based on market expectations or an executed sales agreement. If the fair value of the collateral deteriorates subseque nt to initial recognition, the Company records the OREO as a non-recurring Level 3 adjustment. Valuation techniques are consistent with those techniques applied in prior periods. Fair Value of Financial Instruments The Company discloses fair value information about financial instruments for which it is practicable to estimate the value, whether or not such financial instruments are recognized on the balance sheet. Fair value is the amount at which a financial instrument could be exchanged in a current transaction between willing parties, other than in a forced sale or liquidation, and is best evidenced by a quoted market price, if one exists. Quoted market prices, where availabl e, are shown as estimates of fair market values. Because no quoted market prices are available for a significant portion of the Company's financial instruments, the fair value of such instruments has been derived based on the amount and timing of future ca sh flows and estimated discount rates. Present value techniques used in estimating the fair value of many of the Company's financial instruments are significantly affected by the assumptions used. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate cash settlement of the instrument. Additionally, the accompanying estimates of fair values are only representative of the fair values of the individu al financial assets and liabilities, and should not be considered an indication of the fair value of the Company. The carrying amounts and fair values of the Company’s financial instruments at December 31 for the year indicated are presented in the following table: Fair Value Measurements 2015 Quoted Prices in Estimated Active Markets for Significant Other Significant Carrying Fair Identical Assets Observable Inputs Unobservable Inputs (In thousands) Amount Value (Level 1) (Level 2) (Level 3) Financial Assets Investments held-to-maturity and other equity securities $ 249,601 $ 253,040 $ - $ 253,040 $ - Loans, net of allowance 3,454,475 3,526,807 - - 3,526,807 Other assets 90,866 90,866 - 90,866 - Financial Liabilities Time Deposits $ 508,444 $ 508,000 $ - $ 508,000 $ - Securities sold under retail repurchase agreements and federal funds purchased 109,145 109,145 - 109,145 - Advances from FHLB 685,000 704,410 - 704,410 - Subordinated debentures 35,000 14,694 - - 14,694 Fair Value Measurements 2014 Quoted Prices in Estimated Active Markets for Significant Other Significant Carrying Fair Identical Assets Observable Inputs Unobservable Inputs (In thousands) Amount Value (Level 1) (Level 2) (Level 3) Financial Assets Investments held-to-maturity and other equity securities $ 261,410 $ 263,697 $ - $ 263,697 $ - Loans, net of allowance 3,089,590 3,118,635 - - 3,118,635 Other assets 88,657 88,657 - 88,657 - Financial Liabilities Time Deposits $ 444,922 $ 444,729 $ - $ 444,729 $ - Securities sold under retail repurchase agreements and federal funds purchased 74,432 74,432 - 74,432 - Advances from FHLB 655,000 679,163 - 679,163 - Subordinated debentures 35,000 13,276 - - 13,276 The following methods and assumptions were used to estimate the fair value of each category of financial instruments for which it is practicable to estimate that value: Cash and temporary investments: The carrying amounts of cash and cash equivalents approximate their fair value and have been excluded from the table above. Investments: The fair value of marketable securities is based on quoted market prices, prices quoted for similar instruments, and prices obtained from independent pricing services. Loans: For certain categories of loans, such as mortgage, installment and commercial loans, the fair value is estimated by discounting the expected future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and similar remaining maturities. Expected cash flows were projected based on contractual cash flows, adjusted for estimated prepayments. Accrued interest receivable: The carrying value of accrued interest receivable approximates fair val ue due to the short-term duration and has been excluded from the table above. Other assets: The investment in bank-owned life insurance represents the cash surrender value of the policies at December 31, 2015 and 2014 , respectively, as determined b y the each insurance carrier. The carrying value of accrued interest receivable approximates fair values due to the short-term duration. Deposits: The fair value of demand, money market savings and regular savings deposits, which have no stated maturity , were considered equal to their carrying amount, representing the amount payable on demand. While management believes that the Bank’s core deposit relationships provide a relatively stable, low-cost funding source that has a substantial intangible value s eparate from the value of the deposit balances, these estimated fair values do not include the intangible value of core deposit relationships, which comprise a significant portion of the Bank’s deposit base. Short-term borrowings: The carrying values of short-term borrowings, including overnight, securities sold under agreements to repurchase and federal funds purchased approximates the fair values due to the short maturities of those instruments. Long-term borrowings: The fair value of the Federal Home Loan Bank of Atlanta advances and subordinated debentures was estimated by computing the discounted value of contractual cash flows payable at current interest rates for obligations with similar remaining terms. The Company's credit risk is not material to calculation of fair value because these borrowings are collateralized. The Company classifies advances from the Federal Home Loan Bank of Atlanta within Level 2 of the fair value hierarchy since the fair value of such borrowings is based on rates curren tly available for borrowings with similar terms and remaining maturities. Subordinated debentures are classified as Level 3 in the fair value hierarchy due to the lack of market activity of such instruments. Accrued interest payable: The carrying value of accrued interest payable approximates fair value due to the short-term duration and has been excluded from the previous table.

PARENT COMPANY FINANCIAL INFORM

PARENT COMPANY FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
PARENT COMPANY FINANCIAL INFORMATION	Note 21 – Parent Company Financial Information Financial statements for Sandy Spring Bancorp, Inc. (Parent Only) for the periods indicated are presented in the following tables: Statement of Condition December 31, (In thousands) 2015 2014 Assets Cash and cash equivalents $ 9,154 $ 12,088 Investments available-for-sale (at fair value) 1,223 723 Investments held-to-maturity 2,100 - Investment in subsidiary 511,841 508,821 Loan to subsidiary 35,000 35,000 Other assets 352 342 Total assets $ 559,670 $ 556,974 Liabilities Subordinated debentures $ 35,000 $ 35,000 Accrued expenses and other liabilities 243 223 Total liabilities 35,243 35,223 Stockholders’ Equity Common stock 24,296 25,045 Additional paid in capital 175,588 194,647 Retained earnings 325,840 302,882 Accumulated other comprehensive income (1,297) (823) Total stockholders’ equity 524,427 521,751 Total liabilities and stockholders’ equity $ 559,670 $ 556,974 Statements of Income Year Ended December 31, (In thousands) 2015 2014 2013 Income: Cash dividends from subsidiary $ 42,580 $ 19,530 $ 16,585 Other income 995 902 931 Total income 43,575 20,432 17,516 Expenses: Interest 899 881 895 Other expenses 1,123 1,060 1,044 Total expenses 2,022 1,941 1,939 Income before income taxes and equity in undistributed income of subsidiary 41,553 18,491 15,577 Income tax benefit (308) (266) (271) Income before equity in undistributed income of subsidiary 41,861 18,757 15,848 Equity in undistributed income of subsidiary 3,494 19,443 28,574 Net income $ 45,355 $ 38,200 $ 44,422 Statements of Cash Flows Year Ended December 31, (In thousands) 2015 2014 2013 Cash Flows from Operating Activities: Net income $ 45,355 $ 38,200 $ 44,422 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed income-subsidiary (3,494) (19,443) (28,574) Dividends receivable from subsidiary bank Share based compensation expense 1,979 1,452 1,688 Other-net 10 (261) (43) Net cash provided by operating activities 43,850 19,948 17,493 Cash Flows from Investing Activities: Purchase of investment available-for-sale (2,600) - - Net cash used by investing activities (2,600) - - Cash Flows from Financing Activities: Proceeds from issuance of common stock 487 394 153 Tax benefit from stock options exercised 350 321 - Repurchase of common stock (22,624) (910) - Dividends paid (22,397) (19,216) (16,130) Net cash provided (used) by financing activities (44,184) (19,411) (15,977) Net increase (decrease) in cash and cash equivalents (2,934) 537 1,516 Cash and cash equivalents at beginning of year 12,088 11,551 10,035 Cash and cash equivalents at end of year $ 9,154 $ 12,088 $ 11,551

REGULATORY MATTERS

REGULATORY MATTERS	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
REGULATORY MATTERS	Note 22 – Regulatory Matters The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's and the Bank's financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the B ank must meet specific capital guidelines that involve quantitative measures of the Bank's assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Company and the Bank's capital amounts and classifi cations are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Quantitative measures established and defined by regulation to ensure capital adequacy require the Company and the Bank to maintain m inimum amounts and ratios of total, Tier 1 and Common Equity Tier 1 capital to risk-weighted assets, and of Tier 1 capital to average assets. As of December 31, 2015 and 2014 , the capital levels of the Company and the Bank substantially exceeded all applicable capital adequacy requirements. As of December 31, 2015 , the most recent notification from the Bank’s primary regulator categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized a s well capitalized the Bank must maintain minimum total risk-based, Tier 1 risk-based, Common Equity Tier 1 risk-based, and Tier 1 leverage ratios as set forth in the following table. There are no conditions or events since that notification that managemen t believes have changed the Bank's category. The Company's and the Bank's actual capital amounts and ratios at December 31 for the years indicated are presented in the following table : To Be Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2015: Total Capital to risk-weighted assets Company $ 519,179 14.25 % $ 291,444 8.00 % N/A N/A Sandy Spring Bank $ 505,510 13.90 % $ 290,920 8.00 % $ 363,650 10.00 % Tier 1 Capital to risk-weighted assets Company $ 478,284 13.13 % $ 218,583 6.00 % N/A N/A Sandy Spring Bank $ 429,615 11.81 % $ 218,190 6.00 % $ 290,920 8.00 % Common Equity Tier 1 Capital to risk- weighted assets Company $ 443,284 12.17 % $ 163,937 4.50 % N/A N/A Sandy Spring $ 429,615 11.81 % $ 163,642 4.50 % $ 236,372 6.50 % Tier 1 Leverage Company $ 478,284 10.60 % $ 180,463 4.00 % N/A N/A Sandy Spring Bank $ 429,615 9.53 % $ 180,279 4.00 % $ 225,349 5.00 % As of December 31, 2014: Total Capital to risk-weighted assets Company $ 511,845 15.06 % $ 271,925 8.00 % N/A N/A Sandy Spring Bank $ 497,832 14.66 % $ 271,676 8.00 % $ 339,595 10.00 % Tier 1 Capital to risk-weighted assets Company $ 474,042 13.95 % $ 135,962 4.00 % N/A N/A Sandy Spring Bank $ 425,029 12.52 % $ 135,838 4.00 % $ 203,757 6.00 % Tier 1 Leverage Company $ 474,042 11.26 % $ 126,261 3.00 % N/A N/A Sandy Spring Bank $ 425,029 10.11 % $ 126,152 3.00 % $ 210,254 5.00 %

SEGMENT REPORTING

SEGMENT REPORTING	12 Months Ended
	Dec. 31, 2015
Segment Reporting [Abstract]
SEGMENT REPORTING	N ote 23 - Segment Reporting Currently, the Company conducts business in three operating segments—Community Banking, Insurance and Investment Management. Each of the operating segments is a strategic business unit that offers different products and services. The Insurance and Investment Management segments were businesses that were acquired in separate transactions where management of acquisition was retained. The accounting policies of the segments are the same as those of the Company. However, t he segment data reflect inter-segment transactions and balances. The Community Banking segment is conducted through Sandy Spring Bank and involves delivering a broad range of financial products and services, including various loan and deposit products to both individuals and businesses. Parent company income is included in the Community Banking segment, as the majority of effort of these functions is related to this segment. Major revenue sources include net interest income, gains on sales of mortgage lo ans, trust income, fees on sales of investment products and service charges on deposit accounts. Expenses include personnel, occupancy, marketing, equipment and other expenses. Non-cash charges associated with amortization of intangibles related to the a cquired entities was not significant for the years ended December 31, 2015 , 2014 and 2013 , respectively. The Insurance segment is conducted through Sandy Spring Insurance Corporation, a subsidiary of the Bank, and offers annuities as an alternative to traditional deposit accounts. Sandy Spring Insurance Corporation operates Sandy Spring Insurance, a general insurance agency located in Annapolis, Maryland, and Neff and Associates, located in Ocean City, Maryland. Major sources of revenue are insurance commissions from commercial lines, personal lines, and medical liability lines. Expenses include personnel and support charges. Non-cash charges associated with amortization of intangibles related to the acquired entities was not significa nt for the years ended December 31, 2015 , 2014 and 2013 , respectively. The Investment Management segment is conducted through West Financial Services, Inc., a subsidiary of the Bank. This asset management and financial planning firm, located in McLean, Virginia, provides comprehensive investment management and financial planning to individuals, families, small businesses and associations including cash flow analysis, investment review, tax planning, retirement planning, insurance analysis and estate planning. West Financial currently has approximately $1.1 b illion in assets under management. Major revenue sources include non-interest income earned on the above services. Expenses include personnel and support charges. Non-cash charges associ ated with amortization of intangibles related to the acquired entities was not significant for the years ended December 31, 2015 , 2014 and 2013 , respectively. Information for the operating segments and reconciliation of the information to the consolidated financial statements for the years ended December 31 is presented in the following tables: 2015 Community Investment Inter-Segment (In thousands) Banking Insurance Mgmt. Elimination Total Interest income $ 158,313 $ 1 $ 4 $ (6) $ 158,312 Interest expense 20,119 - - (6) 20,113 Provision (credit) for loan and lease losses 5,371 - - - 5,371 Non-interest income 53,398 5,516 7,104 (16,117) 49,901 Non-interest expenses 122,183 5,189 4,092 (16,117) 115,347 Income before income taxes 64,038 328 3,016 - 67,382 Income tax expense 20,710 141 1,176 - 22,027 Net income $ 43,328 $ 187 $ 1,840 $ - $ 45,355 Assets $ 4,656,573 $ 5,542 $ 12,658 $ (19,393) $ 4,655,380 2014 Community Investment Inter-Segment (In thousands) Banking Insurance Mgmt. Elimination Total Interest income $ 148,366 $ 6 $ 11 $ (17) $ 148,366 Interest expense 18,835 - - (17) 18,818 Provision (credit) for loan and lease losses (163) - - - (163) Non-interest income 38,388 5,386 6,798 (3,701) 46,871 Non-interest expenses 115,577 5,290 3,634 (3,701) 120,800 Income before income taxes 52,505 102 3,175 - 55,782 Income tax expense 16,300 43 1,239 - 17,582 Net income $ 36,205 $ 59 $ 1,936 $ - $ 38,200 Assets $ 4,399,133 $ 5,842 $ 11,913 $ (19,756) $ 4,397,132 2013 Community Investment Inter-Segment (In thousands) Banking Insurance Mgmt. Elimination Total Interest income $ 149,347 $ 9 $ 16 $ (25) $ 149,347 Interest expense 19,458 - - (25) 19,433 Provision (credit) for loan and lease losses (1,084) - - - (1,084) Non-interest income 36,588 5,280 6,284 (641) 47,511 Non-interest expenses 104,392 4,392 3,381 (641) 111,524 Income before income taxes 63,169 897 2,919 - 66,985 Income tax expense 21,060 363 1,140 - 22,563 Net income $ 42,109 $ 534 $ 1,779 $ - $ 44,422 Assets $ 4,143,368 $ 13,990 $ 18,132 $ (69,390) $ 4,106,100

QUARTERLY FINANCIAL RESULTS (UN

QUARTERLY FINANCIAL RESULTS (UNAUDITED)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
QUARTERLY FINANCIAL RESULTS (UNAUDITED)	Note 24 – Quarterly Financial Results (unaudited) A summary of selected consolidated quarterly financial data for the years ended December 31 is provided in the following tables: 2015 First Second Third Fourth (In thousands, except per share data) Quarter Quarter Quarter Quarter Interest income $ 38,072 $ 38,849 $ 40,317 $ 41,074 Interest expense 4,699 4,916 5,201 5,297 Net interest income 33,373 33,933 35,116 35,777 Provision for loan and lease losses 597 1,218 1,706 1,850 Non-interest income 13,159 12,109 12,390 12,243 Non-interest expense 29,244 29,477 29,630 26,996 Income before income taxes 16,691 15,347 16,170 19,174 Income tax expense 5,466 5,014 5,175 6,372 Net income $ 11,225 $ 10,333 $ 10,995 $ 12,802 Basic net income per share $ 0.45 $ 0.42 $ 0.45 $ 0.53 Diluted net income per share $ 0.45 $ 0.42 $ 0.45 $ 0.52 2014 First Second Third Fourth (In thousands, except per share data) Quarter Quarter Quarter Quarter Interest income $ 36,250 $ 36,991 $ 37,150 $ 37,975 Interest expense 4,658 4,682 4,730 4,748 Net interest income 31,592 32,309 32,420 33,227 Provision (credit) for loan and lease losses (982) 158 (192) 853 Non-interest income 11,249 11,694 12,590 11,338 Non-interest expense 27,549 34,141 28,632 30,478 Income before income taxes 16,274 9,704 16,570 13,234 Income tax expense 5,346 2,722 5,428 4,086 Net income $ 10,928 $ 6,982 $ 11,142 $ 9,148 Basic net income per share $ 0.44 $ 0.28 $ 0.44 $ 0.37 Diluted net income per share $ 0.43 $ 0.28 $ 0.44 $ 0.36

SIGNIFICANT ACCOUNTING POLICI33

SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2015
Significant Accounting Policies [Abstract]
Nature of Operations	Nature of Operations Sandy Spring Bancorp (the “Company”), a Maryland corporation, is the bank holding company for Sandy Spring Bank (the “Bank”), which conducts a full-service commercial banking, mortgage banking and trust business. Services to individuals and businesses include accepting deposits, extending real estate, consumer and commercial loans and lines of cred it, equipment leasing, general insurance, personal trust, and investment and wealth management servi ces. The Company operates in central Maryland, Northern Virginia, and the greater Washington D.C. market. The Company offers investment and wealth manageme nt services through the Bank’s subsidiary, West Financial Services. Insurance products are available to clients through Sandy Spring Insurance, and Neff & Associates, which are agencies of Sandy Spring Insurance Corporation.
Basis of Presentation	Basis of Presentation The ac counting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (“GAAP”) and prevailing practices within the financial services industry for financial information. The following summary of significant accounting policies of the Company is presented to assist the reader in understanding the financial and other data presented in this report. Certain reclassifications have been made to prior period amounts to conform to the current period pre sentation. The Company has evaluated subsequent events through the date of the issuance of its financial statements.
Principles of Consolidation	Principles of Consolidation The consolidated financial statements include the accounts of the Company and its wholly owned subsidiary, Sa ndy Spring Bank and its subsidiaries, Sandy Spring Insurance Corporation and West Financial Services, Inc. Consolidation has resulted in the elimination of all significant intercompany accounts and transactions.
Use of Estimates	Use of Estimates The preparation of financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the financial statements, and affect the reported am ounts of revenues earned and expenses incurred during the reporting period. Actual results could differ from those estimates. Estimates that could change significantly relate to the provision for loan and lease losses and the related allowance, determinati on of impaired loans and the related measurement of impairment, potential impairment of goodwill or other intangible assets, valuation of investment securities and the determination of whether impaired securities are other-than-temporarily impaired, valuat ion of other real estate owned, prepayment rates, valuation of share-based compensation, the assessment that a liability should be recognized with respect to any matters under litigation, the calculation of current and deferred income taxes and the actuari al projections related to pension expense and the related liability.
Assets Under Management [Policy Text Block]	Assets Under Management Assets held for others under fiduciary and agency relationships are not assets of the Company or its subsidiaries and are not included in the accompanying balance sheets. Trust department income and investment management fees are presented on an accrual basis.
Cash Flows	Cash Flows For purposes of reporting cash flows, cash and cash equivalents inc lude cash and due from banks, federal funds sold and interest-bearing deposits with banks (items with an original maturity of three months or less).
Residential Mortgage Loans Held For Sale [Policy Text Block]	Residential Mortgage Loans Held for Sale The Company engages in sales of residential mortgage lo ans originated by the Bank. Loans held for sale are carried at fair value. Fair value is derived from secondary market quotations for similar instruments. The Company measures residential mortgage loans at fair value when the Company first recognizes the loan (i.e., the fair value option), as permitted by current accounting standards. Changes in fair value of these loans are recorded in earnings as a component of mortgage banking activities in non-interest income in the Consolidated Statements of Income. The Company's current practice is to sell such loans on a servicing released basis.
Investments Held-to-maturity [Policy Text Block]	Investments Held-to-Maturity Investments held-to-maturity represents securities which the Company has the ability and positive intent to hold until maturity. These securities are recorded at cost at the time of acquisition. The carrying values of investments held-to-maturity are adjusted for premium amortization and discount accretion to the maturity date on the effective interest method. Related interest and divide nds are included in interest income. Declines in the fair value of individual held-to-maturity investments below their cost that are other-than-temporary result in write-downs of the individual securities to their fair value. Factors that may affect the d etermination of whether other-than-temporary impairment (“OTTI”) has occurred include a downgrading of the security below investment grade by the rating agency or due to potential default, a significant deterioration in the financial condition of the issue r, or that management would not have the ability to hold a security for a period of time sufficient to allow for any anticipated recovery in fair value.
Investments Available-for-Sale [Policy Text Block]	Investments Available-for-Sale Marketable equity securities and debt securities not classified as held -to-maturity or trading are classified as securities available-for-sale. Securities available-for-sale are acquired as part of the Company's asset/liability management strategy and may be sold in response to changes in interest rates, loan demand, changes in prepayment risk or other factors. Securities available-for-sale are carried at fair value, with unrealized gains or losses based on the difference between amortized cost and fair value, reported net of deferred tax, as accumulated other comprehensive in come (loss), a separate component of stockholders' equity. The carrying values of securities available-for-sale are adjusted for premium amortization and discount accretion to the maturity date on the effective interest method. Realized gains and losses on security sales or maturities, using the specific identification method, are included as a separate component of non-interest income. Related interest and dividends are included in interest income. Declines in the fair value of individual available-for-sa le securities below their cost that are other-than-temporary (“OTTI”) result in write-downs of the individual securities to their fair value. Factors affecting the determination of whether other-than-temporary impairment has occurred include a downgrading of the security below investment grade by a rating agency or due to potential default, a significant deterioration in the financial condition of the issuer, or a change in management’s intent and ability to hold a security for a period of time sufficient to allow for any anticipated recovery in fair value.
Other Equity Securities [Policy Text Block]	Other Equity Securities Other equity securities include Federal Reserve stock, Federal Home Loan Bank of Atlanta stock and other equities that are considered restricted as to marketability and recorded at cost. These securities are evaluated for impairment each reporting period.
Loans Acquired with Deteriorated Credit Quality [Policy Text Block]	Loans Acquired with Deteriorated Credit Quality Acquired loans with evidence of credit deterioration since their origination as of the date of the acquisition are recorded at their initial fair value. Credit deterioration is determined based on the probability of collection of all contractually required principal and interest payments. The historical allowance for loan and lease losses related to the acquired loans is not car ried over to the Company. The determination of credit quality deterioration as of the purchase date may include parameters such as past due and non-accrual status, commercial risk ratings, cash flow projections, type of loan and collateral, collateral val ue and recent loan-to-value ratios or appraised values. For loans acquired with no evidence of credit deterioration, the fair value discount or premium is amortized over the contractual life of the loan as an adjustment to yield. For loans acquired with e vidence of credit deterioration, the Company determines at the acquisition date the excess of the loan’s contractually required payments over all cash flows expected to be collected as an amount that should not be accreted into interest income ( nonaccretab le difference). The remaining amount, representing the difference in the expected cash flows of acquired loans and the initial investment in the acquired loans, is accreted into interest income over the remaining life of the loan or pool of loans ( accretab le yield). The present value of any decreases in expected cash flows after the purchase date is recognized as an impairment through a charge to the provision for loan losses. Increases in the present value of the expected cash flows after the purchase dat e are recognized as an adjustment to the accretable yield. Subsequent to the purchase date, the methods utilized to estimate the required allowance for loan and lease losses (“ALLL”) are similar to originated loans. Loans carried at fair value, mortgage l oans held for sale and loans under revolving credit agreements are excluded from the scope of this guidance on loans acquired with deteriorated credit quality.
Loans And Lease Financing Receivables [Policy Text Block]	Loans and Lease Financing Receivables The Company’s financing receivables consist primarily of loans and a minimal amount of leases that are stated at their principal balance outstanding net of any unearned income and deferred fees and costs. Interest income on loans is accrued at the contractual rate based on the principal outstanding. Loan origin ation fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method. Lease financing receivables, all of which are direct financing leases, include aggregate payments, net of related unearned income. Leasing income is recognized on a basis that achieves a constant periodic rate of return on the outstanding lease financing balances over the lease terms. Loans are considered past due or delinquent when the principal or inter est due in accordance with the contractual terms of the loan agreement or any portion thereof remains unpaid after the due date of the scheduled payment. Immaterial shortfalls in payment amounts do not necessarily result in a loan being considered delinqu ent or past due. If any payments are past due and subsequent payments are resumed without payment of the delinquent amount, the loan shall continue to be considered past due. Whenever any loan is reported delinquent on a principal or interest payment or portion thereof, the amount reported as delinquent is the outstanding principal balance of the loan. Loans and leases, except for consumer loans, are placed into non-accrual status when any portion of the loan principal or interest becomes 90 days past du e. Management may determine that certain circumstances warrant earlier discontinuance of interest accruals on specific loans if an evaluation of other relevant factors (such as bankruptcy, interruption of cash flows, etc.) indicates collection of amounts contractually due is unlikely. These loans are considered, collectively, to be non-performing loans. Consumer installment loans that are not secured by real estate are not placed on non-accrual, but are charged down to their net realizable value when the y are four months past due. Loans designated as non-accrual have all previously accrued but unpaid interest reversed. Payments received on non-accrual loans when doubt about the ultimate collectability of the principal no longer exists may have their int erest payments recorded as interest income on a cash basis or using the cost-recovery method with all payments applied to reduce the outstanding principal until the loan returns to accrual status. Loans may be returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured. Large groups of smaller balance homogeneous loans are not individually evaluated for impairment and include lease financing receivables, residential pe rmanent and construction mortgages and consumer installment loans. All other loans are considered non-homogeneous and are evaluated for impairment if they are placed in non-accrual status. Loans are determined to be impaired when, based on available info rmation, it is probable that the Company may not collect all principal and interest payments according to contractual terms. Factors considered in determining whether a loan is impaired include: the financial condition of the borrower; reliability and sour ces of the cash flows; absorption or vacancy rates; and deterioration of related collateral. The impairment of a loan is measured based on the present value of expected future cash flows discounted at the loan's original effective interest rate, or as permitted, the impairment may be measured based on a loan’s observable market price or the fair value of the collateral less cost to sell. The majority of the Company’s impaired loans are considered to be collateral dependent and impairment is measured by determining the fair value of the collateral using third party appraisals conducted at least annually with underlying assumptions that are reviewed by management. Third party appraisals may be obtained on a more frequent basis if deemed necessary. Interna l evaluations of collateral value are conducted quarterly to ensure any further deterioration of the collateral value is recognized on a timely basis. The Company may receive updated appraisals which contradict the preliminary determination of fair value used to establish a specific allowance on a loan. In these instances the specific allowance is adjusted to reflect the Company’s evaluation of the appraised fair value. In the event a loss was previously confirmed and the loan was charged down to the es timated fair value based on a previous appraisal, the balance of partially charged-off loans are not subsequently increased but could be further decreased depending on the direction of the change in fair value. Payments on fully or partially charged-off l oans are accounted for under the cost-recovery method. Under this method, all payments are applied on a cash basis to reduce the entire outstanding principal, then to recognize a recovery of all previously charged-off amounts before interest income may be recognized. Based on the impairment evaluation, if the Company determines an estimable loss exists, a specific allowance will be established for that loan. Once a loss has been confirmed, the loan is charged-down to its estimated net realizable value. I nterest income on impaired loans is recognized using the same method as non-accrual loans, with the exception of loans that are considered troubled debt restructurings. Loans considered to be troubled debt restructurings (“TDRs”) are loans that have the ir terms restructured (e.g., interest rates, loan maturity date, payment and amortization period, etc.) in circumstances that provide payment relief to a borrower experiencing financial difficulty. All restructured loans are considered impaired loans and m ay either be in accruing status or non-accruing status. Non-accruing restructured loans may return to accruing status provided doubt has been removed concerning the collectability of principal and interest as evidenced by a sufficient period of payment pe rformance in accordance with the restructured terms. Loans may be removed from the restructured category if their revised loan terms are considered to be consistent with terms that can be obtained in the credit market for loans with comparable risk and th ey meet certain performance criteria. Management uses relevant information available to make the determination on whether loans are impaired in accordance with GAAP. However, the determination of whether loans are impaired and the measurement of the impairment requires significant judgment, and estimates of losses inherent in the loan portfolio can vary significantly from the amounts actually observed.
Allowance For Loan and Lease Losses [Policy Text Block]	Allowance for Loan and Lease Losses The allowance for loan and lease losses (“allowance” or “ALLL”) represents an amount which, in management's judgment, is adequate to absorb the probable estimate of losses that may be sustained on outstanding loans and leases at the balance sheet date based on the evaluation of the size and current risk characteristic s of the loan portfolio. The allowance is reduced by charge-offs, net of recoveries of previous losses, and is increased or decreased by a provision or credit for loan and lease losses, which is recorded as a current period operating expense. The allowan ce is based on the basic principle that a loss be accrued when it is probable that the loss has occurred and the amount of the loss can be reasonably estimated. Determination of the adequacy of the allowance is inherently complex and requires the use of significant and highly subjective estimates. The reasonableness o f the allowance is reviewed periodically by the Risk Committee of the board of directors and formally approved quarterly by that same committee of the board. The Company’s methodology for estimating the allowance includes a general component reflecting historical losses, as adjusted, by loan portfolio segment, and a specific component for impaired loans. There were no changes in the Company’s allowance policies or methodology from the prior year. The general component is based upon historical loss experience by each portfolio segment measured, over the prior eight quarters weighted equally . The historical loss experience is supplemented to address various risk characteristics of the Compan y’s loan portfolio including: trends in delinquencies and other non-performing loans; changes in the risk profile related to large loans in the portfolio; changes in the categories of loans comprising the loan portfolio; concentrations of loans to speci fic industry segments; changes in economic conditions on both a local and national level; changes in the Company’s credit administration and loan portfolio management processes; and the quality of the Company’s credit risk identification processes. Th e general component is calculated in two parts based on an internal risk classification of loans within each portfolio segment. Reserves on loans considered to be “classified” under regulatory guidance are calculated separately from loans considered to be “pass” rated under the same guidance. This segregation allows the Company to monitor the allowance component applicable to higher risk loans separate from the remainder of the portfolio in order to better manage risk and reasonably determine the sufficien cy of reserves. Integral to the assessment of the allowance process is an evaluation that is performed to determine whether a specific allowance on an impaired credit is warranted. For the particular loan that may have potential impairment, an appraisal will be ordered depending on the time elapsed since the prior appraisal, the loan balance and/or the result of the internal evaluation. The Company typically relies on current (12 months old or less) third party appraisals of the collateral to assist in m easuring impairment. In the cases in which the Company does not rely on a third party appraisal, an internal evaluation is prepared by an approved credit officer. A current appraisal on large loans is usually obtained if the appraisal on file is more than 12 months old and there has been a material change in market conditions, zoning, physical use or the adequacy of the collateral based on an internal evaluation. The Company’s policy is to strictly adhere to regulatory appraisal standards. If an appraisal is ordered, no more than a 30 day turnaround is requested from the appraiser, who is selected by Credit Administration from an approved appraiser list. After receipt of the updated appraisal, the assigned credit officer will recommend to the Chief Credit Officer whether a specific allowance or a charge-off should be taken. When losses are confirmed, a charge-off is taken that is at least in the amount of the collateral deficiency as determined by the independent third party appraisal. Any further collater al deterioration results in either further specific reserves being established or additional charge-offs. The Chief Credit Officer has the authority to approve a specific allowance or charge-off between monthly credit committee meetings to ensure that the re are no significant time lapses during this process. The portion of the allowance representing specific allowances is established on individually impaired loans. As a practical expedient, for collateral dependent loans, the Company measures impairment based on the net realizable value of the underlying collateral. For loans on which the Company has not elected to use a practical expedient to measure impairment, the Company will measure impairment based on the present value of expected future cash flows discounted at the loan’s effective interest rate. In determining the cash flows to be included in the discount calculation the Company considers the following factors that combine to estimate the probability and severity of potential losses: the borrower’s overall financial condition; resources and payment record; demonstrated or documented support available from financial guarantors; and the adequacy of collateral value and the ultimate realization of that value at liquidation. Management b elieves it uses relevant information available to make determinations about the allowance and that it has established the existing allowance in accordance with GAAP. However, the determination of the allowance requires significant judgment, and estimates o f probable losses in the loan and lease portfolio can vary significantly from the amounts actually observed. While management uses available information to recognize inherent losses, future additions to the allowance may be necessary based on changes in th e loans and leases comprising the portfolio and changes in the financial condition of borrowers, such as may result from changes in economic conditions. In addition, various regulatory agencies, as an integral part of their examination process, and indepen dent consultants engaged by the Company, periodically review the loan and lease portfolio and the allowance. Such review may result in additional provisions based on management’s judgments of information available at the time of each examination.
Premises and Equipment [Policy Text Block]	Premise s and Equipment Premises and equipment are stated at cost, less accumulated depreciation and amortization, computed using the straight-line method. Premises and equipment are depreciated over the useful lives of the assets, which generally range from 3 to 10 years for furniture, fixtures and equipment, 3 to 5 years for computer software and hardware, and 10 to 40 years for buildings and building improvements. Leasehold improvements are amortized over the lesser of the lease term or the estimated useful liv es of the improvements. The costs of major renewals and betterments are capitalized, while the costs of ordinary maintenance and repairs are included in non-interest expense.
Goodwill And Other Intangible Assets [Policy Text Block]	Goodwill and Other Intangible Assets Goodwill represents the excess purchase pri ce paid over the fair value of the net assets acquired in a business combination. Goodwill is not amortized but is tested for impairment annually or more frequently if events or changes in circumstances indicate that the asset might be impaired. Impairmen t testing requires that the fair value of each of the Company’s reporting units be compared to the carrying amount of the reporting unit’s net assets, including goodwill. The Company’s reporting units were identified based upon an analysis of each of its i ndividual operating segments. If the fair values of the reporting units exceed their book values, no write-down of recorded goodwill is required. If the fair value of a reporting unit is less than book value, an expense may be required to write-down the re lated goodwill to the proper carrying value. Any impairment would be realized through a reduction of goodwill or the intangible and an offsetting charge to non-interest expense. The Company tests for impairment of goodwill as of October 1 of each year, an d again at any quarter-end if any triggering events occur during a quarter that may affect goodwill. Examples of such events include, but are not limited to, adverse action by a regulator or a loss of key personnel. Determining the fair value of a reportin g unit requires the Company to use a degree of subjectivity. Current accounting guidance provides the option to first assess qualitative factors to determine whether the existence of events or circumstances leads to a determination that it is more lik ely than not that the fair value of a reporting unit is less than its carrying amount. Based on the assessment of these qualitative factors, if it is determined that the fair value of a reporting unit is not less than the carrying value, then performing th e two-step impairment process, previously required, is unnecessary. However, if it is determined that the carrying value exceeds the fair value the first step, described above, of the two-step process must be performed. The Company adopted this guidance in performing its annual impairment testing for 2015 and 2014 . At December 31, 2015 and 2014 there was no evidence of impairment of goodwill or intangibles in any of the Company’s reporting units. Other intangible assets re present purchased assets that lack physical substance but can be distinguished from goodwill because of contractual or other legal rights or because the asset is capable of being sold or exchanged either on its own or in combination with a related contract , asset, or liability. Other intangible assets have finite lives and are reviewed for impairment annually. These assets are amortized over their estimated useful lives on a straight-line basis over varying periods that initially did not exceed 15 years.
Other Real Estate Owned [Policy Text Block]	Other Real Estate Owned (“OREO”) OREO is comprised of properties acquired in partial or total satisfaction of problem loans. The properties are recorded at fair value less estimated costs of disposal, on the date acquired or on the date that the Company acquires effective control over the property . Gains or losses arising at the time of acquisition of such properties are charged against the allowance for loan and lease losses. During the holding period OREO continues to be measured at lower of cost or fair value less estimated costs of disposal, and any subsequent declines in value are expensed as incurred. Gains and losses realized from the sale of OREO, as well as valuation adjustments and expenses of operation are includ ed in non-interest expense.
Derivative Financial Instruments [Policy Text Block]	Derivative Financial Instruments Derivative Loan Commitments Mortgage loan commitments are derivative loan commitments if the loan that will result from exercise of the commitment will be held for sale upon funding. Derivative loan commitments are recognized at fair value on the consolidated statements of condition in other assets or other liabilities with changes in their fair values recorded as a component of mortgage banking activities in the consolidated statements of incom e. Mortgage l oan commitments are issued to borrowers. Subsequent to commitment date, changes in the fair value of the loan commitment are recognized based on changes in the fair value of the underlying mortgage loan due to interest rate changes, changes in the probability the derivative loan commitment will be exercised, and the passage of time. In estimating fair value, a probability is assigned to a loan commitment based on an expectation that it will be exercised and the loan will be funded. Forward Loan Sale Commitments Loan sales agreements are evaluated to determine whether they meet the definition of a derivative as facts and circumstances may differ significantly. If agreements qualify, to protect against the price risk inherent in derivative loa n commitments, the Company utilizes both “mandatory delivery” and “best efforts” forward loan sale commitments to mitigate the risk of potential decreases in the values of loans that would result from the exercise of the derivative loan commitments. Mandat ory delivery contracts are accounted for as derivative instruments. Generally, best efforts contracts also meet the definition of derivative instruments after the loan to the borrower has closed. Accordingly, forward loan sale commitments that economicall y hedge the closed loan inventory are recognized at fair value on the consolidated statements of condition in other assets or other liabilities with changes in their fair values recorded as a component of mortgage banking activities in the consolidated sta tements of income. The Company estimates the fair value of its forward loan sales commitments using a methodology similar to that used for derivative loan commitments. Interest Rate Swap Agreements The Company enters into interest rate swaps (“swaps”) wi th loan customers to provide a facility to mitigate the fluctuations in the variable rate on the respective loans. These swaps are matched in exact offsetting terms to swaps that the Company enters into with an outside third party. The swaps are reported at fair value in other assets or other liabilities. The Company's swaps qualify as derivatives, but are not designated as hedging instruments, thus any net gain or loss resulting from changes in the fair value is recognized in other non-interest income. Further discussion of the Company's financial derivatives is set forth in Note 18 to the Consolidated Financial Statements.
Off-Balance Sheet Credit Risk [Policy Text Block]	Off-Balance Sheet Credit Risk The Company issues financial or standby letters of credit that represent conditional commitme nts to fund transactions by the Company, typically to guarantee performance of a customer to a third party related to borrowing arrangements. The credit risk associated with issuing letters of credit is essentially the same as occurs when extending loan f acilities to borrowers. The Company monitors the exposure to the letters of credit as part of its credit review process. Extensions of letters of credit, if any, would become part of the loan balance outstanding and would be evaluated in accordance with the Company’s credit policies. Potential exposure to loss for unfunded letters of credit if deemed necessary would be recorded in other liabilities. In the ordinary course of business the Company originates and sells whole loans to a variety of investors. Mortgage loans sold are subject to representations and warranties made to the third party purchasers regarding certain attributes. Subsequent to t he sale, if a material underwriting deficiency or documentation defect is determined, the Company may be obligated to repurchase the mortgage loan or reimburse the investor for losses incurred if the deficiency or defect cannot be rectified within a specif ic period subsequent to discovery. The Company monitors the activity regarding the requirement to repurchase loans and the associated losses incurred. This information is applied to determine an estimated recourse reserve that is recorded in other liabil ities.
Valuation of Long-Lived Assets [Policy Text Block]	Valuation of Long-Lived Assets The Company reviews long-lived assets and certain identifiable intangible assets for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. Recove rability is measured by a comparing the carrying amount of the asset to future undiscounted net cash flows expected to be generated by the asset. If such assets are considered to be impaired, the impairment to be recognized is measured by the amount by wh ich the carrying amount of the assets exceeds the estimated fair value of the assets. Assets to be disposed of are reported at the lower of the cost or the fair value, less costs to sell.
Transfers of Financial Assets [Policy Text Block]	Transfers of Financial Assets Transfers of financial assets are accounted for as sales when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company, (2) the transferee obtains the right (free of conditions that co nstrain it from taking advantage of that right or from providing more than a trivial benefit to the transferor) to pledge or exchange the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through any ag reement to repurchase or redeem them before their maturity or likely cause a holder to return those assets whether through unilateral ability or a price so favorable to the transferee that it is probable that the transferee will require the transferor to r epurchase them. A participating interest must be in an entire financial asset and cannot represent an interest in a group of financial assets. Except for compensation paid for services performed, all cash flows from the asset are allocated to the particip ating interest holders in proportion to their share of ownership. Financial assets obtained or liabilities incurred in a sale are recognized and initially measured at fair value.
Insurance Commissions And Fees [Policy Text Block]	Insurance Commissions and Fees Commission revenue is recognized over the t erm of the coverage period . The Company also receives contingent commissions from insurance companies as additional incentive for achieving specified premium volume goals and/or the loss experience of the insurance placed by the Company. Contingent commis sions from insurance companies are recognized when determinable, which is generally when such commissions are received.
Advertising Costs [Policy Text Block]	Advertising Costs Advertising costs are expensed as incurred and included in non-interest expenses.
Net Income per Common Share [Policy Text Block]	Net Income per Common Share Basic net income per common share is derived by dividing net income available to common stockholders by the weighted-average number of common shares outstanding, and does not include the impact of any potentially dilutive common stock equivalents. The diluted n et income per common share is derived by dividing net income by the weighted-average number of common shares outstanding, adjusted, if applicable, for the dilutive effect of outstanding stock options as well as any adjustment to income that would result fr om the assumed issuance. Dilutive shares are determined using the treasury stock method. Dilutive common stock equivalents are excluded from the computation of dilutive net income per common share if the result would be anti-dilutive. Diluted net income per common share may be determined and presented in the financial statements and accompanying notes through the application of the dual class method of computation if the results differ significantly from the aforementioned treasury stock method. Under t he dual class method, recognition is provided to participating securities in the form of outstanding shares which may have a further dilutive effect on net income per common share.
Income Tax [Policy Text Block]	Income Taxes Income tax expense is based on the results of operations, adj usted for permanent differences between items of income or expense reported in the financial statements and those reported for tax purposes. Deferred income tax assets and liabilities are determined using the liability method. Under the liability method, d eferred income taxes are determined based on the differences between the financial statement carrying amounts and the income tax bases of assets and liabilities and are measured at the enacted tax rates that will be in effect when these differences reverse . The Company’s policy is to recognize interest and penalties on income taxes in other non-interest expenses. The Company remains subject to examination for income tax returns by the Internal Revenue Service, as well as all of the states where it conducts business, for the year s ending after December 31, 2010 . There are currently no examinations in process as of December 31, 2015 .
Adopted Accounting Pronouncements	Pending Accounting Pronouncements The FASB issued Update No. 2015-16 in September 2015. This guidance requires an acquirer to recognize adjustments to provisional amounts that are identified during the measurement period in the reporting period in which the adjustments are determined. The guidance requires that the acquirer record, in the same period’s financial statements, the effect on earnings of changes in depreciation, amortization, or other income effects, if any, as a result of the change to the provisional amounts, calculated as if the accounting has been completed at the acquisition date. An entity is also required to present separately on the face of the income statement or disclose in the notes the portion of the amount recorded in current-period earnings by line item that would h ave been recorded in previous reporting periods if the adjustment to the provisional amounts had been recognized as of the acquisition date. For public entities, the guidance in this update is effective for the first interim or annual period beginning afte r December 15, 2015. This guidance should be applied prospectively to adjustments to provisional amounts that occur after the effective date of this update with earlier application permitted for financial statements that have not been issued. The FASB is sued Update No. 2015-14 in May 2014 that provides accounting guidance for all revenue arising from contracts with customers and affects all entities that enter into contracts to provide goods or services to customers. The guidance also provides for a mode l for the measurement and recognition of gains and losses on the sale of certain nonfinancial assets, such as property and equipment, including real estate. This standard may affect an entity’s financial statements, business processes and internal control over financial reporting. The guidance is effective for the first interim or annual period beginning after December 15, 2016. The guidance must be adopted using either a full retrospective approach for all periods presented in the period of adoption or a modified retrospective approach. The Company is assessing this guidance to determine its impact on the Company’s financial position, results of operations and cash flows. The FASB issued Update No. 2015-02 in February 2015 to respond to stakeholders’ c oncerns about the current accounting for consolidation of certain legal entities. The guidance in this update affects reporting entities that are required to evaluate whether they should consolidate certain legal entities. All legal entities are subject to reevaluation under the revised consolidation model. Specifically, the guidance: (1) modifies the evaluation of whether limited partnerships and similar legal entities are variable interest entities (“VIEs”) or voting interest entities, (2) eliminates the presumption that a general partner should consolidate a limited partnership, (3) affects the consolidation analysis of reporting entities that are involved with VIEs, particularly those that have fee arrangements and related party relationships, and (4) pr ovides a scope exception from consolidation guidance for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the investment Company Act of 1940 for registered money market funds. The guidance in this update is effective for the first interim or annual period beginning after December 15, 2015. Early adoption is permitted. The adoption of this standard is not expected to have a material impact on the Company’s financial position, results of operations or cash flows. The FASB issued Update No. 2015-01 in January 2015 to simplify income statement presentation requirements by eliminating the concept of extraordinary items. Extraordinary items are events and transactions that are distinguished by their unusual nature and by the infrequency of their occurrence. The guidance in this update is effective for the first interim or annual period beginning after December 15, 2015. Early adoption is permitt ed. The adoption of this standard is not expected to have a material impact on the Company’s financial position, results of operations or cash flows.

INVESTMENTS (Tables)

INVESTMENTS (Tables)	12 Months Ended
	Dec. 31, 2015
Amortized cost and Estimated fair values of Investments Available-for-sale	2015 2014 Gross Gross Estimated Gross Gross Estimated Amortized Unrealized Unrealized Fair Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Cost Gains Losses Value U.S. government agencies $ 109,602 $ 132 $ (1,334) $ 108,400 $ 144,497 $ - $ (2,818) $ 141,679 State and municipal 156,402 8,305 - 164,707 157,603 9,453 (4) 167,052 Mortgage-backed 312,846 6,396 (2,546) 316,696 354,631 9,824 (2,936) 361,519 Trust preferred 1,089 - (66) 1,023 1,348 - (112) 1,236 Total debt securities 579,939 14,833 (3,946) 590,826 658,079 19,277 (5,870) 671,486 Marketable equity securities 1,223 - - 1,223 723 - - 723 Total investments available-for-sale $ 581,162 $ 14,833 $ (3,946) $ 592,049 $ 658,802 $ 19,277 $ (5,870) $ 672,209
Activity of OTTI on investment Securities Due to Credit Losses Recognized in Earnings	(In thousands) OTTI Losses Cumulative credit losses on investment securities, through December 31, 2013 $ 531 Additions for credit losses not previously recognized - Cumulative credit losses on investment securities, through December 31, 2014 531 Additions for credit losses not previously recognized - Cumulative credit losses on investment securities, through December 31, 2015 $ 531
Gross Unrealized Losses and Fair Value by Length of Time	2015 Continuous Unrealized Losses Existing for: Number Total of Less than More than Unrealized (Dollars in thousands) securities Fair Value 12 months 12 months Losses U.S. government agencies 7 $ 78,555 $ 1,020 $ 314 $ 1,334 Mortgage-backed 26 140,556 716 1,830 2,546 Trust preferred 1 1,023 - 66 66 Total 34 $ 220,134 $ 1,736 $ 2,210 $ 3,946 2014 Continuous Unrealized Losses Existing for: Number Total of Less than More than Unrealized (Dollars in thousands) securities Fair Value 12 months 12 months Losses U.S. government agencies 14 $ 141,679 $ 60 $ 2,758 $ 2,818 State and municipal 2 1,409 4 - 4 Mortgage-backed 20 108,902 58 2,878 2,936 Trust preferred 1 1,236 - 112 112 Total 37 $ 253,226 $ 122 $ 5,748 $ 5,870 2015 Continuous Unrealized Losses Existing for: Number Total of Less than More than Unrealized (Dollars in thousands) securities Fair Value 12 months 12 months Losses U.S. government agencies 6 $ 55,727 $ 456 $ 277 $ 733 State and municipal 11 12,369 23 125 148 Total 17 $ 68,096 $ 479 $ 402 $ 881 2014 Continuous Unrealized Losses Existing for: Number Total of Less than More than Unrealized (Dollars in thousands) securities Fair Value 12 months 12 months Losses U.S. government agencies 8 $ 62,778 $ - $ 1,734 $ 1,734 State and municipal 41 32,027 18 307 325 Total 49 $ 94,805 $ 18 $ 2,041 $ 2,059
Amortized Cost and Estimated Fair Values of Investment Securities	2015 2014 Estimated Estimated Amortized Fair Amortized Fair (In thousands) Cost Value Cost Value Due in one year or less $ 301 $ 306 $ 691 $ 714 Due after one year through five years 157,710 160,257 47,900 49,385 Due after five years through ten years 168,136 174,677 332,841 340,852 Due after ten years 253,792 255,586 276,647 280,535 Total debt securities available-for-sale $ 579,939 $ 590,826 $ 658,079 $ 671,486 2015 2014 Estimated Estimated Amortized Fair Amortized Fair (In thousands) Cost Value Cost Value Due in one year or less $ 845 $ 853 $ 1,690 $ 1,694 Due after one year through five years 19,217 20,041 6,763 6,938 Due after five years through ten years 163,125 165,620 163,252 164,787 Due after ten years 25,078 25,190 48,268 48,841 Total debt securities held-to-maturity $ 208,265 $ 211,704 $ 219,973 $ 222,260
Amortized Cost and Estimated Fair Values of Investments Held-To-Maturity	2015 2014 Gross Gross Estimated Gross Gross Estimated Amortized Unrealized Unrealized Fair Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Cost Gains Losses Value U.S. government agencies $ 56,460 $ - $ (733) $ 55,727 $ 64,512 $ - $ (1,734) $ 62,778 State and municipal 149,537 4,297 (148) 153,686 155,261 4,321 (325) 159,257 Mortgage-backed 168 23 - 191 200 25 - 225 Corporate debt 2,100 - - 2,100 - - - - Total investments held-to-maturity $ 208,265 $ 4,320 $ (881) $ 211,704 $ 219,973 $ 4,346 $ (2,059) $ 222,260
Other Equity Securities	(In thousands) 2015 2014 Federal Reserve Bank stock $ 8,269 $ 8,269 Federal Home Loan Bank of Atlanta stock 33,067 33,168 Total equity securities $ 41,336 $ 41,437
Gross Realized Gains and Losses on All Investments	(In thousands) 2015 2014 2013 Gross realized losses from sales of investments available-for-sale - - (3) Net gains or (losses) from calls of investments available-for-sale 18 2 44 Net gains or (losses) from calls of investments held-to-maturity 18 3 74 Net securities gains $ 36 $ 5 $ 115

LOANS AND LEASES (Tables)

LOANS AND LEASES (Tables)	12 Months Ended
	Dec. 31, 2015
Loans and Leases [Abstract]
Loan Portfolio Segment Balances	(In thousands) 2015 2014 Residential real estate: Residential mortgage $ 796,358 $ 717,886 Residential construction 129,281 136,741 Commercial real estate: Commercial owner occupied real estate 678,027 611,061 Commercial investor real estate 719,084 640,193 Commercial acquisition, development and construction 255,980 205,124 Commercial Business 465,765 390,781 Leases - 54 Consumer 450,875 425,552 Total loans and leases $ 3,495,370 $ 3,127,392
Loans To Related Parties	(In thousands) 2015 2014 2013 Balance at January 1 $ 21,756 $ 18,921 $ 20,494 Additions 8,684 7,060 886 Repayments (9,390) (4,225) (2,459) Balance at December 31 $ 21,050 $ 21,756 $ 18,921

CREDIT QUALITY ASSESSMENT (Tabl

CREDIT QUALITY ASSESSMENT (Tables)	12 Months Ended
	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Summary Information on Allowance for Loan and Lease Loss Activity	(In thousands) 2015 2014 2013 Balance at beginning of year $ 37,802 $ 38,766 $ 42,957 Provision (credit) for loan and lease losses 5,371 (163) (1,084) Loan and lease charge-offs (3,795) (2,687) (11,165) Loan and lease recoveries 1,517 1,886 8,058 Net charge-offs (2,278) (801) (3,107) Balance at period end $ 40,895 $ 37,802 $ 38,766
Activity in Allowance for Loan and Lease Losses by Respective Loan Portfolio Segment	2015 Commercial Real Estate Residential Real Estate Commercial Commercial Commercial Commercial Owner Residential Residential (Dollars in thousands) Business AD&C Investor R/E Occupied R/E Leasing Consumer Mortgage Construction Total Balance at beginning of year $ 5,852 $ 4,267 $ 9,784 $ 7,143 $ 9 $ 3,592 $ 6,232 $ 923 $ 37,802 Provision (credit) 508 583 727 1,881 (5) 619 1,138 (80) 5,371 Charge-offs (306) (739) (91) (1,043) (4) (998) (614) - (3,795) Recoveries 475 580 20 3 - 243 145 51 1,517 Net charge-offs 169 (159) (71) (1,040) (4) (755) (469) 51 (2,278) Balance at end of period $ 6,529 $ 4,691 $ 10,440 $ 7,984 $ - $ 3,456 $ 6,901 $ 894 $ 40,895 Total loans and leases $ 465,765 $ 255,980 $ 719,084 $ 678,027 $ - $ 450,875 $ 796,358 $ 129,281 $ 3,495,370 Allowance for loans and leases to total loans and leases ratio 1.40% 1.83% 1.45% 1.18% na. 0.77% 0.87% 0.69% 1.17% Balance of loans specifically evaluated for impairment $ 5,273 $ 194 $ 10,441 $ 6,580 na. na. $ 6,439 $ - $ 28,927 Allowance for loans specifically evaluated for impairment $ 1,318 $ 58 $ 1,489 $ 510 na. na. $ - $ - $ 3,375 Specific allowance to specific loans ratio 25.00% 29.90% 14.26% 7.75% na. na. na. na. 11.67% Balance of loans collectively evaluated $ 460,492 $ 255,786 $ 708,643 $ 671,447 na. $ 450,875 $ 789,919 $ 129,281 $ 3,466,443 Allowance for loans collectively evaluated $ 5,211 $ 4,633 $ 8,951 $ 7,474 na. $ 3,456 $ 6,901 $ 894 $ 37,520 Collective allowance to collective loans ratio 1.13% 1.81% 1.26% 1.11% na. 0.77% 0.87% 0.69% 1.08% 2014 Commercial Real Estate Residential Real Estate Commercial Commercial Commercial Commercial Owner Residential Residential (Dollars in thousands) Business AD&C Investor R/E Occupied R/E Leasing Consumer Mortgage Construction Total Balance at beginning of year $ 6,308 $ 3,754 $ 9,263 $ 6,308 $ 16 $ 4,142 $ 7,819 $ 1,156 $ 38,766 Provision (credit) (1,204) 1,042 486 1,094 (7) 119 (1,385) (308) (163) Charge-offs (729) (529) (3) (265) - (834) (323) (4) (2,687) Recoveries 1,477 - 38 6 - 165 121 79 1,886 Net charge-offs 748 (529) 35 (259) - (669) (202) 75 (801) Balance at end of period $ 5,852 $ 4,267 $ 9,784 $ 7,143 $ 9 $ 3,592 $ 6,232 $ 923 $ 37,802 Total loans and leases $ 390,781 $ 205,124 $ 640,193 $ 611,061 $ 54 $ 425,552 $ 717,886 $ 136,741 $ 3,127,392 Allowance for loans and leases to total loans and leases ratio 1.50% 2.08% 1.53% 1.17% 16.80% 0.84% 0.87% 0.67% 1.21% Balance of loans specifically evaluated for impairment $ 3,894 $ 2,464 $ 10,279 $ 8,941 na. na. $ 3,535 $ 306 $ 29,419 Allowance for loans specifically evaluated for impairment $ 788 $ 741 $ 541 $ 824 na. na. $ - $ - $ 2,894 Specific allowance to specific loans ratio 20.24% 30.07% 5.26% 9.22% na. na. na. na. 9.84% Balance of loans collectively evaluated $ 386,887 $ 202,660 $ 629,914 $ 602,120 $ 54 $ 425,552 $ 714,351 $ 136,435 $ 3,097,973 Allowance for loans collectively evaluated $ 5,064 $ 3,526 $ 9,243 $ 6,319 $ 9 $ 3,592 $ 6,232 $ 923 $ 34,908 Collective allowance to collective loans ratio 1.31% 1.74% 1.47% 1.05% 16.80% 0.84% 0.87% 0.68% 1.13%
Summary of Impaired Loans	(In thousands) 2015 2014 2013 Impaired loans with a specific allowance $ 14,208 $ 11,411 $ 12,217 Impaired loans without a specific allowance 14,719 18,008 20,306 Total impaired loans $ 28,927 $ 29,419 $ 32,523 Allowance for loan and lease losses related to impaired loans $ 3,375 $ 2,894 $ 3,058 Allowance for loan and lease losses related to loans collectively evaluated 37,520 34,908 35,708 Total allowance for loan and lease losses $ 40,895 $ 37,802 $ 38,766 Average impaired loans for the period $ 29,828 $ 34,331 $ 38,379 Contractual interest income due on impaired loans during the period $ 2,527 $ 2,339 $ 2,612 Interest income on impaired loans recognized on a cash basis $ 961 $ 773 $ 1,374 Interest income on impaired loans recognized on an accrual basis $ 274 $ 280 $ 473 2015 Commercial Real Estate Total Recorded Commercial All Investment in Commercial Commercial Owner Other Impaired (In thousands) Commercial AD&C Investor R/E Occupied R/E Loans Loans Impaired loans with a specific allowance Non-accruing $ 1,168 $ 58 $ 7,791 $ 3,519 $ - $ 12,536 Restructured accruing 876 - - - - 876 Restructured non-accruing 156 - - 640 - 796 Balance $ 2,200 $ 58 $ 7,791 $ 4,159 $ - $ 14,208 Allowance $ 1,318 $ 58 $ 1,489 $ 510 $ - $ 3,375 Impaired loans without a specific allowance Non-accruing $ 974 $ - $ 518 $ 793 $ 2,750 $ 5,035 Restructured accruing 701 - 2,073 240 577 3,591 Restructured non-accruing 1,398 136 59 1,388 3,112 6,093 Balance $ 3,073 $ 136 $ 2,650 $ 2,421 $ 6,439 $ 14,719 Total impaired loans Non-accruing $ 2,142 $ 58 $ 8,309 $ 4,312 $ 2,750 $ 17,571 Restructured accruing 1,577 - 2,073 240 577 4,467 Restructured non-accruing 1,554 136 59 2,028 3,112 6,889 Balance $ 5,273 $ 194 $ 10,441 $ 6,580 $ 6,439 $ 28,927 Unpaid principal balance in total impaired loans $ 7,158 $ 4,456 $ 15,138 $ 8,555 $ 7,154 $ 42,461 2015 Commercial Real Estate Total Recorded Commercial All Investment in Commercial Commercial Owner Other Impaired (In thousands) Commercial AD&C Investor R/E Occupied R/E Loans Loans Average impaired loans for the period $ 4,714 $ 882 $ 11,145 $ 8,218 $ 4,869 $ 29,828 Contractual interest income due on impaired loans during the period $ 450 $ 304 $ 918 $ 647 $ 208 Interest income on impaired loans recognized on a cash basis $ 273 $ 11 $ 226 $ 347 $ 104 Interest income on impaired loans recognized on an accrual basis $ 113 $ - $ 107 $ 11 $ 43 2014 Commercial Real Estate Total Recorded Commercial All Investment in Commercial Commercial Owner Other Impaired (In thousands) Commercial AD&C Investor R/E Occupied R/E Loans Loans Impaired loans with a specific allowance Non-accruing $ 473 $ 1,330 $ 2,288 $ 5,013 $ - $ 9,104 Restructured accruing 687 - - - - 687 Restructured non-accruing 308 - 76 1,236 - 1,620 Balance $ 1,468 $ 1,330 $ 2,364 $ 6,249 $ - $ 11,411 Allowance $ 788 $ 741 $ 541 $ 824 $ - $ 2,894 Impaired loans without a specific allowance Non-accruing $ 1,115 $ - $ 5,792 $ 1,769 $ - $ 8,676 Restructured accruing 23 - 2,123 - 2,664 4,810 Restructured non-accruing 1,288 1,134 - 923 1,177 4,522 Balance $ 2,426 $ 1,134 $ 7,915 $ 2,692 $ 3,841 $ 18,008 Total impaired loans Non-accruing $ 1,588 $ 1,330 $ 8,080 $ 6,782 $ - $ 17,780 Restructured accruing 710 - 2,123 - 2,664 5,497 Restructured non-accruing 1,596 1,134 76 2,159 1,177 6,142 Balance $ 3,894 $ 2,464 $ 10,279 $ 8,941 $ 3,841 $ 29,419 Unpaid principal balance in total impaired loans $ 5,360 $ 7,044 $ 14,926 $ 10,729 $ 4,126 $ 42,185 2014 Commercial Real Estate Total Recorded Commercial All Investment in Commercial Commercial Owner Other Impaired (In thousands) Commercial AD&C Investor R/E Occupied R/E Loans Loans Average impaired loans for the period $ 5,308 $ 3,651 $ 9,327 $ 8,963 $ 7,082 $ 34,331 Contractual interest income due on impaired loans during the period $ 311 $ 352 $ 730 $ 859 $ 87 Interest income on impaired loans recognized on a cash basis $ 252 $ 39 $ 78 $ 344 $ 60 Interest income on impaired loans recognized on an accrual basis $ 63 $ - $ 111 $ - $ 106
Recorded Investment with Respect to Impaired loans, Associated Allowance by Applicable Portfolio Segment and Principal Balance of Impaired Loans Prior to Amounts Charged-Off	2015 Commercial Real Estate Residential Real Estate Commercial Commercial Commercial Owner Residential Residential (In thousands) Commercial AD&C Investor R/E Occupied R/E Leasing Consumer Mortgage Construction Total Non-performing loans and assets: Non-accrual loans and leases $ 3,696 $ 194 $ 8,368 $ 6,340 $ - $ 2,193 $ 8,822 $ 418 $ 30,031 Loans and leases 90 days past due - - - - - - - - - Restructured loans and leases 1,577 - 2,073 240 - - 577 - 4,467 Total non-performing loans and leases 5,273 194 10,441 6,580 - 2,193 9,399 418 34,498 Other real estate owned 39 365 433 - - 690 1,215 - 2,742 Total non-performing assets $ 5,312 $ 559 $ 10,874 $ 6,580 $ - $ 2,883 $ 10,614 $ 418 $ 37,240 2014 Commercial Real Estate Residential Real Estate Commercial Commercial Commercial Owner Residential Residential (In thousands) Commercial AD&C Investor R/E Occupied R/E Leasing Consumer Mortgage Construction Total Non-performing loans and assets: Non-accrual loans and leases $ 3,184 $ 2,464 $ 8,156 $ 8,941 $ - $ 1,668 $ 3,012 $ 1,105 $ 28,530 Loans and leases 90 days past due - - - - - - - - - Restructured loans and leases 710 - 2,123 - - - 2,664 - 5,497 Total non-performing loans and leases 3,894 2,464 10,279 8,941 - 1,668 5,676 1,105 34,027 Other real estate owned 39 365 - - - - 1,408 1,383 3,195 Total non-performing assets $ 3,933 $ 2,829 $ 10,279 $ 8,941 $ - $ 1,668 $ 7,084 $ 2,488 $ 37,222 2015 Commercial Real Estate Residential Real Estate Commercial Commercial Commercial Owner Residential Residential (In thousands) Commercial AD&C Investor R/E Occupied R/E Leasing Consumer Mortgage Construction Total Past due loans and leases 31-60 days $ 119 $ - $ 616 $ 1,819 $ - $ 1,642 $ 2,602 $ - $ 6,798 61-90 days 404 - 2,200 849 - 550 986 - 4,989 > 90 days - - - - - - - - - Total past due 523 - 2,816 2,668 - 2,192 3,588 - 11,787 Non-accrual loans and leases 3,696 194 8,368 6,340 - 2,193 8,822 418 30,031 Loans aquired with deteriorated credit quality 544 - - 307 - - - - 851 Current loans 461,002 255,786 707,900 668,712 - 446,490 783,948 128,863 3,452,701 Total loans and leases $ 465,765 $ 255,980 $ 719,084 $ 678,027 $ - $ 450,875 $ 796,358 $ 129,281 $ 3,495,370 2014 Commercial Real Estate Residential Real Estate Commercial Commercial Commercial Owner Residential Residential (In thousands) Commercial AD&C Investor R/E Occupied R/E Leasing Consumer Mortgage Construction Total Past due loans and leases 31-60 days $ 759 $ - $ 2,374 $ 2,658 $ 11 $ 797 $ 3,064 $ - $ 9,663 61-90 days 995 320 1,493 156 - 179 836 - 3,979 > 90 days - - - - - - - - - Total past due 1,754 320 3,867 2,814 11 976 3,900 - 13,642 Non-accrual loans and leases 3,184 2,464 8,156 8,941 - 1,668 3,012 1,105 28,530 Loans acquired with deteriorated credit quality 1,238 - - 1,773 - - - - 3,011 Current loans 384,605 202,340 628,170 597,533 43 422,908 710,974 135,636 3,082,209 Total loans and leases $ 390,781 $ 205,124 $ 640,193 $ 611,061 $ 54 $ 425,552 $ 717,886 $ 136,741 $ 3,127,392
Restructured Loans for Specific Segments of Loan Portfolio	For the Year Ended December 31, 2015 Commercial Real Estate Commercial All Commercial Commercial Owner Other (In thousands) Commercial AD&C Investor R/E Occupied R/E Loans Total Troubled debt restructurings Restructured accruing $ 1,003 $ - $ - $ 240 $ - $ 1,243 Restructured non-accruing - - - 639 - 639 Balance $ 1,003 $ - $ - $ 879 $ - $ 1,882 Specific allowance $ 303 $ - $ - $ 149 $ - $ 452 Restructured and subsequently defaulted $ - $ - $ - $ - $ - $ - For the Year Ended December 31, 2014 Commercial Real Estate Commercial All Commercial Commercial Owner Other (In thousands) Commercial AD&C Investor R/E Occupied R/E Loans Total Troubled debt restructurings Restructured accruing $ 75 $ - $ 1,284 $ - $ - $ 1,359 Restructured non-accruing 92 192 - - - 284 Balance $ 167 $ 192 $ 1,284 $ - $ - $ 1,643 Specific allowance $ 99 $ - $ - $ - $ - $ 99 Restructured and subsequently defaulted $ - $ - $ - $ - $ - $ -
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit Quality of Loan Portfolio by Segment	2015 Commercial Real Estate Commercial Commercial Commercial Owner (In thousands) Commercial AD&C Investor R/E Occupied R/E Total Pass $ 447,439 $ 255,786 $ 706,623 $ 659,281 $ 2,069,129 Special Mention 797 - 1,509 3,356 5,662 Substandard 17,529 194 10,952 15,390 44,065 Doubtful - - - - - Total $ 465,765 $ 255,980 $ 719,084 $ 678,027 $ 2,118,856 2014 Commercial Real Estate Commercial Commercial Commercial Owner (In thousands) Commercial AD&C Investor R/E Occupied R/E Total Pass $ 366,367 $ 201,642 $ 621,511 $ 581,575 $ 1,771,095 Special Mention 8,835 698 3,931 7,669 21,133 Substandard 15,579 2,784 14,751 21,817 54,931 Doubtful - - - - - Total $ 390,781 $ 205,124 $ 640,193 $ 611,061 $ 1,847,159
Non Commercial Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Credit Risk Rating Indicators	2015 Residential Real Estate Residential Residential (In thousands) Leasing Consumer Mortgage Construction Total Performing $ - $ 448,682 $ 786,959 $ 128,863 $ 1,364,504 Non-performing: 90 days past due - - - - - Non-accruing - 2,193 8,822 418 11,433 Restructured loans and leases - - 577 - 577 Total $ - $ 450,875 $ 796,358 $ 129,281 $ 1,376,514 2014 Residential Real Estate Residential Residential (In thousands) Leasing Consumer Mortgage Construction Total Performing $ 54 $ 423,884 $ 712,210 $ 135,636 $ 1,271,784 Non-performing: 90 days past due - - - - - Non-accruing - 1,668 3,012 1,105 5,785 Restructured loans and leases - - 2,664 - 2,664 Total $ 54 $ 425,552 $ 717,886 $ 136,741 $ 1,280,233

PREMISES AND EQUIPMENT (Tables)

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Components of premises and equipment	(In thousands) 2015 2014 Land $ 9,954 $ 9,954 Buildings and leasehold improvements 61,357 63,219 Equipment 31,419 37,758 Total premises and equipment 102,730 110,931 Less: accumulated depreciation and amortization (49,516) (61,529) Net premises and equipment $ 53,214 $ 49,402
Future minimum lease payments for all non-cancelable operating leases	Operating (In thousands) Leases 2016 $ 6,589 2017 5,525 2018 4,391 2019 4,489 2020 3,905 Thereafter 17,109 Total minimum lease payments $ 42,008

GOODWILL AND OTHER INTANGIBLE38

GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Gross Carrying Amounts and Accumulated Amortization of Intangible Assets and Goodwill	2015 Weighted 2014 Weighted Gross Net Average Gross Net Average Carrying Accumulated Carrying Remaining Carrying Accumulated Carrying Remaining (Dollars in thousands) Amount Amortization Amount Life Amount Amortization Amount Life Amortizing intangible assets: Core deposit intangibles $ - $ - $ - - $ 9,716 $ (9,716) $ - - Other identifiable intangibles 8,623 (8,485) 138 2.0 years 8,623 (8,113) 510 1.7 years Total amortizing intangible assets $ 8,623 $ (8,485) $ 138 $ 18,339 $ (17,829) $ 510 Goodwill $ 84,171 $ 84,171 $ 84,171 $ 84,171
Net carrying amount of goodwill by segment	Community Investment (In thousands) Banking Insurance Management Total Balance December 31, 2013 $ 69,991 $ 5,191 $ 8,989 $ 84,171 Acquisition fair value adjustment - - - - Balance December 31, 2014 69,991 5,191 8,989 84,171 No Activity - - - - Balance December 31, 2015 $ 69,991 $ 5,191 $ 8,989 $ 84,171
Estimated Future Amortization Expense for Amortizing Intangibles	(In thousands) Amount 2016 $ 94 2017 17 2018 16 2019 11 Total amortizing intangible assets $ 138

DEPOSITS (Tables)

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Composition of Deposits	(In thousands) 2015 2014 Noninterest-bearing deposits $ 1,001,841 $ 993,737 Interest-bearing deposits: Demand 570,333 534,605 Money market savings 898,655 828,494 Regular savings 284,457 264,751 Time deposits of less than $100,000 248,172 239,857 Time deposits of $100,000 or more 260,272 205,065 Total interest-bearing deposits 2,261,889 2,072,772 Total deposits $ 3,263,730 $ 3,066,509
Maturity schedule for time deposits maturing within years	(In thousands) Amount 2016 $ 251,383 2017 140,535 2018 46,321 2019 37,986 Thereafter 32,219 Total time deposits $ 508,444
Months to maturities of time deposits	Months to Maturity 3 or Over 3 Over 6 Over (In thousands) Less to 6 to 12 12 Total Time deposits--$100 thousand or more $ 35,887 $ 31,978 $ 49,942 $ 142,465 $ 260,272

BORROWINGS (Tables)

BORROWINGS (Tables)	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
Retail Repurchase Agreements And Other Short-Term Borrowings	2015 2014 2013 (Dollars in thousands) Amount Rate Amount Rate Amount Rate Retail repurchase agreements $ 109,145 0.23 % $ 74,432 0.24 % $ 53,842 0.20 % Average for the Year: Retail repurchase agreements $ 110,776 0.23 % $ 70,097 0.23 % $ 55,769 0.26 % Maximum Month-end Balance: Retail repurchase agreements $ 128,511 $ 82,702 $ 59,410
Borrowings	2015 2014 Weighted Weighted Average Average (Dollars in thousands) Amounts Rate Amounts Rate Maturity: One year $ 280,000 0.38 % $ 250,000 0.20 % Two years 75,000 3.48 - - Three years 160,000 2.45 75,000 3.48 Four years 80,000 3.50 160,000 2.45 Five years 80,000 3.54 80,000 3.50 After five years 10,000 3.49 90,000 3.53 Total advances from FHLB $ 685,000 1.98 $ 655,000 1.99

SHARE BASED COMPENSATION (Table

SHARE BASED COMPENSATION (Tables)	12 Months Ended
	Dec. 31, 2015
Share Based Compensation [Abstract]
Fair Values of all Options Granted Estimated Using Binomial Option-Pricing Model with Weighted-average Assumptions	2015 2014 2013 Dividend yield 3.40 % 3.04 % 2.80 % Weighted average expected volatility 42.98 % 46.78 % 53.87 % Weighted average risk-free interest rate 1.42 % 1.56 % 0.83 % Weighted average expected lives (in years) 5.42 5.08 5.34 Weighted average grant-date fair value $7.63 $8.05 $7.99
Summary of Share Option Activity	Weighted Number Weighted Average Aggregate of Average Contractual Intrinsic Common Exercise Remaining Value Shares Share Price Life(Years) (in thousands) Balance at January 1, 2015 224,381 $ 20.88 $ 1,300 Granted 21,245 $ 26.20 $ - Exercised (39,787) $ 15.12 $ 458 Forfeited or expired (71,708) $ 27.86 $ - Balance at December 31, 2015 134,131 $ 19.70 3.3 $ 974 Exercisable at December 31, 2015 93,330 $ 17.45 2.2 $ 887 Weighted average fair value of options granted during the year $ 7.63
Summary of Activity for Company's Restricted Stock	Number Weighted of Average Common Grant-Date (In dollars, except share data): Shares Fair Value Restricted stock at January 1, 2015 226,871 $ 21.07 Granted 79,860 $ 26.20 Vested (81,883) $ 19.97 Forfeited (6,277) $ 22.97 Restricted stock at December 31, 2015 218,571 $ 23.30

PENSION, PROFIT SHARING, AND 42

PENSION, PROFIT SHARING, AND OTHER EMPLOYEE BENEFIT PLANS (Tables)	12 Months Ended
	Dec. 31, 2015
Pension, Profit Sharing, and Other Employee Benefit Plans [Abstract]
The Plan's Funded Status	(In thousands) 2015 2014 Reconciliation of Projected Benefit Obligation: Projected obligation at January 1 $ 42,629 $ 33,559 Interest cost 1,629 1,600 Actuarial gain (loss) (212) 367 Benefit payments (1,971) (1,406) Increase (decrease) related to change in assumptions (2,659) 8,509 Projected obligation at December 31 39,416 42,629 Reconciliation of Fair Value of Plan Assets: Fair value of plan assets at January 1 33,200 33,244 Actual return on plan assets (546) 1,362 Benefit payments (1,971) (1,406) Fair value of plan assets at December 31 30,683 33,200 Funded status at December 31 $ (8,733) $ (9,429) Accumulated benefit obligation at December 31 $ 39,416 $ 42,629 Unrecognized net actuarial loss $ 13,038 $ 14,774 Net periodic pension cost not yet recognized $ 13,038 $ 14,774
Weighted-Average Assumptions Used To Determine Benefit Obligations	2015 2014 2013 Discount rate 4.26% 3.91% 4.77% Rate of compensation increase N/A N/A N/A
Net Periodic Benefit Cost	(In thousands) 2015 2014 2013 Interest cost on projected benefit obligation $ 1,629 $ 1,600 $ 1,550 Expected return on plan assets (1,622) (1,971) (1,668) Recognized net actuarial loss 1,032 251 1,255 Adjustment due to settlement accounting for termination liability - - 269 Net periodic benefit cost $ 1,039 $ (120) $ 1,406
Weighted-Average Assumptions Used To Determine Net Periodic Benefit Cost	2015 2014 2013 Discount rate 3.91% 4.77% 4.00% Expected return on plan assets 5.00% 6.00% 5.50% Rate of compensation increase N/A N/A N/A
Components Of Net Unrecognized Benefits Costs That Is Reflected In Accumulated Other Comprehensive Income (Loss)	Unrecognized Net (In thousands) Gain/(Loss) Included in accumulated other comprehensive income (loss) at January 1, 2013 $ 14,879 Reductions during the year (3,969) Reclassifications due to recognition as net periodic pension cost (1,255) Decrease related to change in assumptions (4,099) Excess if distributions over reduction in projected benefit obligations 254 Loss recognized due to settlement (271) Included in accumulated other comprehensive income (loss) as of December 31, 2013 5,539 Additions during the year 977 Reclassifications due to recognition as net periodic pension cost (251) Increase related to change in assumptions 8,509 Included in accumulated other comprehensive income (loss) as of December 31, 2014 14,774 Additions during the year 1,955 Reclassifications due to recognition as net periodic pension cost (1,032) Decrease related to change in assumptions (2,659) Included in accumulated other comprehensive income (loss) as of December 31, 2015 13,038 Applicable tax effect (5,175) Included in accumulated other comprehensive income (loss) net of tax effect at December 31, 2015 $ 7,863 Amount expected to be recognized as part of net periodic pension cost in the next fiscal year $ 1,135
Component of Net Periodic Benefit	(In thousands) 2015 2014 2013 Net actuarial loss $ (13,038) $ (14,774) $ (5,539) Net periodic benefit cost not yet recognized $ (13,038) $ (14,774) $ (5,539)
Pension Plan Weighted Average Allocations	2015 2014 Asset Category: Cash and certificates of deposit 9.7 % 4.6 % Equity Securities: 71.6 69.4 Debt Securities 18.7 26.0 Total pension plan assets 100.0 % 100.0 %
Fair Values Of Pension Plan Assets By Asset Category	2015 Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs (In thousands) (Level 1) (Level 2) (Level 3) Total Asset Category: Cash and certificates of deposit $ 2,853 $ - $ - $ 2,853 Equity Securities: Industrials 2,020 - - 2,020 Financials 2,025 - - 2,025 Telecommunication services 1,060 - - 1,060 Consumer 3,061 - - 3,061 Health care 2,355 - - 2,355 Information technology 3,156 - - 3,156 Energy 758 - - 758 Materials 367 - - 367 Equity-based mutual funds 5,205 - - 5,205 Other 1,949 - - 1,949 Total equity securities 21,956 - - 21,956 Fixed income securities: Corporate bonds - 5,750 - 5,750 Other 124 - - 124 Total pension plan assets $ 24,933 $ 5,750 $ - $ 30,683 2014 Quoted Prices in Significant Other Significant Active Markets for Observable Unobservable Identical Assets Inputs Inputs (In thousands) (Level 1) (Level 2) (Level 3) Total Asset Category: Cash and certificates of deposit $ 1,381 $ - $ - $ 1,381 Equity Securities: Industrials 2,853 - - 2,853 Financials 1,881 - - 1,881 Telecommunication services 1,279 - - 1,279 Consumer 3,769 - - 3,769 Health care 3,047 - - 3,047 Information technology 4,378 - - 4,378 Energy 2,301 - - 2,301 Materials 1,190 - - 1,190 Other 2,355 - - 2,355 Total equity securities 23,053 - - 23,053 Fixed income securities: Corporate bonds - 8,623 - 8,623 Other 143 - - 143 Total pension plan assets $ 24,577 $ 8,623 $ - $ 33,200
Benefit Payments	Pension (In thousands) Benefits 2016 $ 1,596 2017 1,460 2018 1,482 2019 1,806 2020 1,660 2021 - 2025 10,744

OTHER NON-INTEREST INCOME AND O

OTHER NON-INTEREST INCOME AND OTHER NON-INTEREST EXPENSE (Tables)	12 Months Ended
	Dec. 31, 2015
Other Income and Expenses [Abstract]
Selected components of other non-interest income and other non-interest expense	(In thousands) 2015 2014 2013 Letter of credit fees $ 790 $ 706 $ 881 Extension fees 503 560 558 Other income 5,521 4,219 5,260 Total other non-interest income $ 6,814 $ 5,485 $ 6,699 (In thousands) 2015 2014 2013 Professional fees $ 4,819 $ 4,544 $ 4,479 Other real estate owned 76 100 (303) Postage and delivery 1,173 1,286 1,299 Communications 1,587 1,507 1,606 Other expenses 10,896 10,581 9,129 Total other non-interest expense $ 18,551 $ 18,018 $ 16,210

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Components of income tax expense (benefit)	(In thousands) 2015 2014 2013 Current income taxes: Federal $ 17,890 $ 13,671 $ 15,391 State 4,140 3,103 3,824 Total current 22,030 16,774 19,215 Deferred income taxes: Federal 10 554 2,743 State (13) 254 605 Total deferred (3) 808 3,348 Total income tax expense $ 22,027 $ 17,582 $ 22,563
Deferred tax assets and liabilities	(In thousands) 2015 2014 Deferred Tax Assets: Allowance for loan and lease losses $ 16,231 $ 15,022 Employee benefits 1,852 1,779 Pension plan OCI 5,175 5,873 Deferred loan fees and costs 315 212 Non-qualified stock option expense 522 503 Losses on other real estate owned 32 98 Other than temporary impairment 322 322 Loan and deposit premium/discount 293 476 Reserve for recourse loans 199 199 Loss carryforward - 273 Other 9 6 Gross deferred tax assets 24,950 24,763 Valuation allowance - (287) Net deferred tax assets 24,950 24,476 Deferred Tax Liabilities: Unrealized gains on investments available-for-sale (4,319) (5,327) Pension plan costs (1,709) (2,124) Depreciation (1,338) (55) Intangible assets (1,542) (1,276) Bond accretion (228) (174) Other (18) (16) Gross deferred tax liabilities (9,154) (8,972) Net deferred tax asset $ 15,796 $ 15,504
Reconcilements between statutory federal income tax rate and effective tax rate	(Dollars in thousands) 2015 2014 2013 Percentage of Percentage of Percentage of Pre-Tax Pre-Tax Pre-Tax Amount Income Amount Income Amount Income Income tax expense at federal statutory rate $ 23,584 35.0 % $ 19,523 35.0 % $ 23,445 35.0 % Increase (decrease) resulting from: Tax exempt income, net (3,457) (5.1) (3,468) (6.2) (3,185) (4.7) Bank-owned life insurance (900) (1.3) (855) (1.5) (875) (1.3) State income taxes, net of federal income tax benefits 2,687 4.0 2,182 3.9 2,879 4.3 Other, net 113 0.1 200 0.4 299 0.4 Total income tax expense and rate $ 22,027 32.7 % $ 17,582 31.6 % $ 22,563 33.7 %

NET INCOME PER COMMON SHARE (Ta

NET INCOME PER COMMON SHARE (Tables)	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Calculation of Net Income Per Common Share	(Dollars and amounts in thousands, except per share data) 2015 2014 2013 Net income $ 45,355 $ 38,200 $ 44,422 Basic: Basic weighted average EPS shares 24,609 25,047 24,961 Basic net income per share $ 1.84 $ 1.53 $ 1.78 Diluted: Basic weighted average EPS shares 24,609 25,047 24,961 Dilutive common stock equivalents 89 92 114 Dilutive EPS shares 24,698 25,139 25,075 Diluted net income per share $ 1.84 $ 1.52 $ 1.77 Anti-dilutive shares 7 56 164

OTHER COMPREHENSIVE INCOME (L46

OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	12 Months Ended
	Dec. 31, 2015
Other Comprehensive Income Loss [Abstract]
Net Accumulated Other Comprehensive Income (Loss)	Unrealized Gains (Losses) on Investments Defined Benefit (In thousands) Available-for-Sale Pension Plan Total Balance at January 1, 2013 $ 20,258 $ (8,946) $ 11,312 Period change, net of tax (19,900) 5,618 (14,282) Balance at December 31, 2013 358 (3,328) (2,970) Period change, net of tax 7,720 (5,573) 2,147 Balance at December 31, 2014 8,078 (8,901) (823) Period change, net of tax (1,512) 1,038 (474) Balance at December 31, 2015 $ 6,566 $ (7,863) $ (1,297)
Schedule of Amounts Recognized in Other Comprehensive Income (Loss)	Year Ended December 31, (In thousands) 2015 2014 2013 Unrealized gains/(losses) on investments available-for-sale Affected line item in the Statements of Income: Investment securities gains $ 36 $ 5 $ 115 Income before taxes 36 5 115 Tax expense 14 2 46 Net income $ 22 $ 3 $ 69 Amortization of defined benefit pension plan items Affected line item in the Statements of Income: Recognized actuarial loss (1) $ 1,736 $ (9,235) $ 9,340 Income before taxes 1,736 (9,235) 9,340 Tax expense 698 (3,662) 3,722 Net income $ 1,038 $ (5,573) $ 5,618 (1) This amount is included in the computation of net periodic benefit cost, see Note 13

FINANCIAL INSTRUMENTS WITH OF47

FINANCIAL INSTRUMENTS WITH OFF-BALANCE SHEET RISK AND DERIVATIVES (Tables)	12 Months Ended
	Dec. 31, 2015
Financial Instruments With Off- Balance Sheet Risk and Derivatives [Abstract]
Financial Instruments With Off Balance Sheet Credit Risk [Table Text Block]	(In thousands) 2015 2014 Commercial real estate development and construction $ 234,552 $ 212,628 Residential real estate-development and construction 80,935 100,264 Real estate-residential mortgage 23,375 12,667 Lines of credit, principally home equity and business lines 879,326 810,552 Standby letters of credit 66,012 58,144 Total Commitments to extend credit and available credit lines $ 1,284,200 $ 1,194,255
Summary of the Company's Interest Rate Swaps	2015 Notional Estimated Years to Receive Pay (Dollars in thousands) Amount Fair Value Maturity Rate Rate Interest Rate Swap Agreements: Pay Fixed/Receive Variable Swaps $ 9,942 $ (1,312) 7.4 4.15 % 5.34 % Pay Variable/Receive Fixed Swaps 9,942 1,312 7.4 5.34 % 4.15 % Total Swaps $ 19,884 $ - 7.4 4.74 % 4.74 % 2014 Notional Estimated Years to Receive Pay (Dollars in thousands) Amount Fair Value Maturity Rate Rate Interest Rate Swap Agreements: Pay Fixed/Receive Variable Swaps $ 10,425 $ (1,501) 8.5 2.53 % 5.31 % Pay Variable/Receive Fixed Swaps 10,425 1,501 8.5 5.31 % 2.53 % Total Swaps $ 20,850 $ - 8.5 3.92 % 3.92 %

FAIR VALUE (Tables)

FAIR VALUE (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Financial assets and Liabilities at Dates Indicated that were Accounted for at Fair Value	2015 Quoted Prices in Significant Active Markets for Significant Other Unobservable Identical Assets Observable Inputs Inputs (In thousands) (Level 1) (Level 2) (Level 3) Total Assets Residential mortgage loans held for sale $ - $ 15,457 $ - $ 15,457 Investments available-for-sale: U.S. government agencies - 108,400 - 108,400 State and municipal - 164,707 - 164,707 Mortgage-backed - 316,696 - 316,696 Trust preferred - - 1,023 1,023 Marketable equity securities - 1,223 - 1,223 Interest rate swap agreements - 1,312 - 1,312 Liabilities Interest rate swap agreements $ - $ (1,312) $ - $ (1,312) 2014 Quoted Prices in Significant Active Markets for Significant Other Unobservable Identical Assets Observable Inputs Inputs (In thousands) (Level 1) (Level 2) (Level 3) Total Assets Residential mortgage loans held for sale $ - $ 10,512 $ - $ 10,512 Investments available-for-sale: U.S. government agencies - 141,679 - 141,679 State and municipal - 167,052 - 167,052 Mortgage-backed - 361,519 - 361,519 Trust preferred - - 1,236 1,236 Marketable equity securities - 723 - 723 Interest rate swap agreements - 1,501 - 1,501 Liabilities Interest rate swap agreements $ - $ (1,501) $ - $ (1,501)
Unrealized Losses Included in Assets Measured in Condensed Consolidated Statements of Condition at Fair Value on a Recurring Basis	Significant Unobservable Inputs (In thousands) (Level 3) Investments available-for-sale: Balance at January 1, 2015 $ 1,236 Principal redemption (259) Total unrealized losses included in other comprehensive income (loss) 46 Balance at December 31, 2015 $ 1,023
Assets Measured at Fair Value on Nonrecurring Basis	2015 Quoted Prices in Significant Active Markets Other Significant for Identical Observable Unobservable (In thousands) Assets (Level 1) Inputs (Level 2) Inputs (Level 3) Total Total Losses Impaired loans (1) $ - $ - $ 9,349 $ 9,349 $ 10,348 Other real estate owned - - 2,742 2,742 (80) Total $ - $ - $ 12,091 $ 12,091 $ 10,268 (1) Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using actual market prices (Level 2), independent third party valuations and borrower records, discounted as appropriate (Level 3). 2014 Quoted Prices in Significant Active Markets Other Significant for Identical Observable Unobservable (In thousands) Assets (Level 1) Inputs (Level 2) Inputs (Level 3) Total Total Losses Impaired loans (1) $ - $ - $ 7,819 $ 7,819 $ 13,893 Other real estate owned - - 3,195 3,195 (247) Total $ - $ - $ 11,014 $ 11,014 $ 13,646 (1) Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using actual market prices (Level 2), independent third party valuations and borrower records, discounted as appropriate (Level 3).
Carrying Amounts And Fair Values of Company's Financial Instruments	Fair Value Measurements 2015 Quoted Prices in Estimated Active Markets for Significant Other Significant Carrying Fair Identical Assets Observable Inputs Unobservable Inputs (In thousands) Amount Value (Level 1) (Level 2) (Level 3) Financial Assets Investments held-to-maturity and other equity securities $ 249,601 $ 253,040 $ - $ 253,040 $ - Loans, net of allowance 3,454,475 3,526,807 - - 3,526,807 Other assets 90,866 90,866 - 90,866 - Financial Liabilities Time Deposits $ 508,444 $ 508,000 $ - $ 508,000 $ - Securities sold under retail repurchase agreements and federal funds purchased 109,145 109,145 - 109,145 - Advances from FHLB 685,000 704,410 - 704,410 - Subordinated debentures 35,000 14,694 - - 14,694 Fair Value Measurements 2014 Quoted Prices in Estimated Active Markets for Significant Other Significant Carrying Fair Identical Assets Observable Inputs Unobservable Inputs (In thousands) Amount Value (Level 1) (Level 2) (Level 3) Financial Assets Investments held-to-maturity and other equity securities $ 261,410 $ 263,697 $ - $ 263,697 $ - Loans, net of allowance 3,089,590 3,118,635 - - 3,118,635 Other assets 88,657 88,657 - 88,657 - Financial Liabilities Time Deposits $ 444,922 $ 444,729 $ - $ 444,729 $ - Securities sold under retail repurchase agreements and federal funds purchased 74,432 74,432 - 74,432 - Advances from FHLB 655,000 679,163 - 679,163 - Subordinated debentures 35,000 13,276 - - 13,276

PARENT COMPANY FINANCIAL INFO49

PARENT COMPANY FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Statements of Condition	Statement of Condition December 31, (In thousands) 2015 2014 Assets Cash and cash equivalents $ 9,154 $ 12,088 Investments available-for-sale (at fair value) 1,223 723 Investments held-to-maturity 2,100 - Investment in subsidiary 511,841 508,821 Loan to subsidiary 35,000 35,000 Other assets 352 342 Total assets $ 559,670 $ 556,974 Liabilities Subordinated debentures $ 35,000 $ 35,000 Accrued expenses and other liabilities 243 223 Total liabilities 35,243 35,223 Stockholders’ Equity Common stock 24,296 25,045 Additional paid in capital 175,588 194,647 Retained earnings 325,840 302,882 Accumulated other comprehensive income (1,297) (823) Total stockholders’ equity 524,427 521,751 Total liabilities and stockholders’ equity $ 559,670 $ 556,974
Statements of Income/(Loss)	Statements of Income Year Ended December 31, (In thousands) 2015 2014 2013 Income: Cash dividends from subsidiary $ 42,580 $ 19,530 $ 16,585 Other income 995 902 931 Total income 43,575 20,432 17,516 Expenses: Interest 899 881 895 Other expenses 1,123 1,060 1,044 Total expenses 2,022 1,941 1,939 Income before income taxes and equity in undistributed income of subsidiary 41,553 18,491 15,577 Income tax benefit (308) (266) (271) Income before equity in undistributed income of subsidiary 41,861 18,757 15,848 Equity in undistributed income of subsidiary 3,494 19,443 28,574 Net income $ 45,355 $ 38,200 $ 44,422
Statements of Cash Flows	Statements of Cash Flows Year Ended December 31, (In thousands) 2015 2014 2013 Cash Flows from Operating Activities: Net income $ 45,355 $ 38,200 $ 44,422 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed income-subsidiary (3,494) (19,443) (28,574) Dividends receivable from subsidiary bank Share based compensation expense 1,979 1,452 1,688 Other-net 10 (261) (43) Net cash provided by operating activities 43,850 19,948 17,493 Cash Flows from Investing Activities: Purchase of investment available-for-sale (2,600) - - Net cash used by investing activities (2,600) - - Cash Flows from Financing Activities: Proceeds from issuance of common stock 487 394 153 Tax benefit from stock options exercised 350 321 - Repurchase of common stock (22,624) (910) - Dividends paid (22,397) (19,216) (16,130) Net cash provided (used) by financing activities (44,184) (19,411) (15,977) Net increase (decrease) in cash and cash equivalents (2,934) 537 1,516 Cash and cash equivalents at beginning of year 12,088 11,551 10,035 Cash and cash equivalents at end of year $ 9,154 $ 12,088 $ 11,551

REGULATORY MATTERS (Tables)

REGULATORY MATTERS (Tables)	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	To Be Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2015: Total Capital to risk-weighted assets Company $ 519,179 14.25 % $ 291,444 8.00 % N/A N/A Sandy Spring Bank $ 505,510 13.90 % $ 290,920 8.00 % $ 363,650 10.00 % Tier 1 Capital to risk-weighted assets Company $ 478,284 13.13 % $ 218,583 6.00 % N/A N/A Sandy Spring Bank $ 429,615 11.81 % $ 218,190 6.00 % $ 290,920 8.00 % Common Equity Tier 1 Capital to risk- weighted assets Company $ 443,284 12.17 % $ 163,937 4.50 % N/A N/A Sandy Spring $ 429,615 11.81 % $ 163,642 4.50 % $ 236,372 6.50 % Tier 1 Leverage Company $ 478,284 10.60 % $ 180,463 4.00 % N/A N/A Sandy Spring Bank $ 429,615 9.53 % $ 180,279 4.00 % $ 225,349 5.00 % As of December 31, 2014: Total Capital to risk-weighted assets Company $ 511,845 15.06 % $ 271,925 8.00 % N/A N/A Sandy Spring Bank $ 497,832 14.66 % $ 271,676 8.00 % $ 339,595 10.00 % Tier 1 Capital to risk-weighted assets Company $ 474,042 13.95 % $ 135,962 4.00 % N/A N/A Sandy Spring Bank $ 425,029 12.52 % $ 135,838 4.00 % $ 203,757 6.00 % Tier 1 Leverage Company $ 474,042 11.26 % $ 126,261 3.00 % N/A N/A Sandy Spring Bank $ 425,029 10.11 % $ 126,152 3.00 % $ 210,254 5.00 %

SEGMENT REPORTING (Tables)

SEGMENT REPORTING (Tables)	12 Months Ended
	Dec. 31, 2015
Segment Reporting [Abstract]
Operating Segments and Reconciliation of Information to Condensed Consolidated Financial Statements	2015 Community Investment Inter-Segment (In thousands) Banking Insurance Mgmt. Elimination Total Interest income $ 158,313 $ 1 $ 4 $ (6) $ 158,312 Interest expense 20,119 - - (6) 20,113 Provision (credit) for loan and lease losses 5,371 - - - 5,371 Non-interest income 53,398 5,516 7,104 (16,117) 49,901 Non-interest expenses 122,183 5,189 4,092 (16,117) 115,347 Income before income taxes 64,038 328 3,016 - 67,382 Income tax expense 20,710 141 1,176 - 22,027 Net income $ 43,328 $ 187 $ 1,840 $ - $ 45,355 Assets $ 4,656,573 $ 5,542 $ 12,658 $ (19,393) $ 4,655,380 2014 Community Investment Inter-Segment (In thousands) Banking Insurance Mgmt. Elimination Total Interest income $ 148,366 $ 6 $ 11 $ (17) $ 148,366 Interest expense 18,835 - - (17) 18,818 Provision (credit) for loan and lease losses (163) - - - (163) Non-interest income 38,388 5,386 6,798 (3,701) 46,871 Non-interest expenses 115,577 5,290 3,634 (3,701) 120,800 Income before income taxes 52,505 102 3,175 - 55,782 Income tax expense 16,300 43 1,239 - 17,582 Net income $ 36,205 $ 59 $ 1,936 $ - $ 38,200 Assets $ 4,399,133 $ 5,842 $ 11,913 $ (19,756) $ 4,397,132 2013 Community Investment Inter-Segment (In thousands) Banking Insurance Mgmt. Elimination Total Interest income $ 149,347 $ 9 $ 16 $ (25) $ 149,347 Interest expense 19,458 - - (25) 19,433 Provision (credit) for loan and lease losses (1,084) - - - (1,084) Non-interest income 36,588 5,280 6,284 (641) 47,511 Non-interest expenses 104,392 4,392 3,381 (641) 111,524 Income before income taxes 63,169 897 2,919 - 66,985 Income tax expense 21,060 363 1,140 - 22,563 Net income $ 42,109 $ 534 $ 1,779 $ - $ 44,422 Assets $ 4,143,368 $ 13,990 $ 18,132 $ (69,390) $ 4,106,100

QUARTERLY FINANCIAL RESULTS (52

QUARTERLY FINANCIAL RESULTS (UNAUDITED) (Tables)	12 Months Ended
	Dec. 31, 2015
Quarterly Financial Information Disclosure [Abstract]
Consolidated Quarterly Financial Data	2015 First Second Third Fourth (In thousands, except per share data) Quarter Quarter Quarter Quarter Interest income $ 38,072 $ 38,849 $ 40,317 $ 41,074 Interest expense 4,699 4,916 5,201 5,297 Net interest income 33,373 33,933 35,116 35,777 Provision for loan and lease losses 597 1,218 1,706 1,850 Non-interest income 13,159 12,109 12,390 12,243 Non-interest expense 29,244 29,477 29,630 26,996 Income before income taxes 16,691 15,347 16,170 19,174 Income tax expense 5,466 5,014 5,175 6,372 Net income $ 11,225 $ 10,333 $ 10,995 $ 12,802 Basic net income per share $ 0.45 $ 0.42 $ 0.45 $ 0.53 Diluted net income per share $ 0.45 $ 0.42 $ 0.45 $ 0.52 2014 First Second Third Fourth (In thousands, except per share data) Quarter Quarter Quarter Quarter Interest income $ 36,250 $ 36,991 $ 37,150 $ 37,975 Interest expense 4,658 4,682 4,730 4,748 Net interest income 31,592 32,309 32,420 33,227 Provision (credit) for loan and lease losses (982) 158 (192) 853 Non-interest income 11,249 11,694 12,590 11,338 Non-interest expense 27,549 34,141 28,632 30,478 Income before income taxes 16,274 9,704 16,570 13,234 Income tax expense 5,346 2,722 5,428 4,086 Net income $ 10,928 $ 6,982 $ 11,142 $ 9,148 Basic net income per share $ 0.44 $ 0.28 $ 0.44 $ 0.37 Diluted net income per share $ 0.43 $ 0.28 $ 0.44 $ 0.36

SIGNIFICANT ACCOUNTING POLICI53

SIGNIFICANT ACCOUNTING POLICIES (Narrative) (Details)	12 Months Ended
	Dec. 31, 2015USD ($)
Property, Plant and Equipment [Line Items]
Finite-Lived Intangible Asset, Useful Life	15 years
Goodwill, Impairment Loss	$ 0
Impairment of Intangible Assets (Excluding Goodwill)	$ 0
Furniture and Fixtures [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Finite-Lived Intangible Asset, Useful Life	3 years
Furniture and Fixtures [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Finite-Lived Intangible Asset, Useful Life	10 years
Computer Equipment [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Finite-Lived Intangible Asset, Useful Life	3 years
Computer Equipment [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Finite-Lived Intangible Asset, Useful Life	5 years
Building and Building Improvements [Member] | Minimum [Member]
Property, Plant and Equipment [Line Items]
Finite-Lived Intangible Asset, Useful Life	10 years
Building and Building Improvements [Member] | Maximum [Member]
Property, Plant and Equipment [Line Items]
Finite-Lived Intangible Asset, Useful Life	40 years

CASH AND DUE FROM BANKS (Narrat

CASH AND DUE FROM BANKS (Narrative) (Details) - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Cash and Cash Equivalents [Abstract]
Compensating Balance Amount	$ 37.2	$ 33.5

INVESTMENTS (Additional Informa

INVESTMENTS (Additional Information) (Detail) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Investment [Line Items]
Investments available-for-sale book value	$ 233.2	$ 212.9
Investments held-to-maturity book value	194.3	$ 202.4
Non Credit Portion Of Other Than Temporary Impairments Recognized In Other Comprehensive Income	0.1
Banks And Financial Institutions [Member]
Investment [Line Items]
Trust Preferred Securities Fair Value	1.1
Trust Preferred Securities	1
Government National Mortgage Association Certificates And Obligations Federal National Mortgage Association Certificates And Obligations And Federal Home Loan Mortgage Corporation Certificates And Obligations [Member] | Collateralized Mortgage Obligations [Member]
Investment [Line Items]
Financial Instruments, Owned, Mortgages, Mortgage-backed and Asset-backed Securities, at Fair Value	132.4
Government National Mortgage Association Certificates And Obligations Federal National Mortgage Association Certificates And Obligations And Federal Home Loan Mortgage Corporation Certificates And Obligations [Member] | Mortgage Backed Securities [Member]
Investment [Line Items]
Financial Instruments, Owned, Mortgages, Mortgage-backed and Asset-backed Securities, at Fair Value	$ 184.3

INVESTMENTS (Amortized Cost and

INVESTMENTS (Amortized Cost and Estimated Fair Values of Investments Available-for-sale) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	$ 581,162	$ 658,802
Gross Unrealized Gains	14,833	19,277
Gross Unrealized Losses	(3,946)	(5,870)
Estimated Fair Value	592,049	672,209
Marketable Equity Securities
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	1,223	723
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Estimated Fair Value	1,223	723
Debt Securities
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	579,939	658,079
Gross Unrealized Gains	14,833	19,277
Gross Unrealized Losses	(3,946)	(5,870)
Estimated Fair Value	590,826	671,486
Debt Securities | U.S. Government Agencies
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	109,602	144,497
Gross Unrealized Gains	132	0
Gross Unrealized Losses	(1,334)	(2,818)
Estimated Fair Value	108,400	141,679
Debt Securities | State and municipal
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	156,402	157,603
Gross Unrealized Gains	8,305	9,453
Gross Unrealized Losses	0	(4)
Estimated Fair Value	164,707	167,052
Debt Securities | Mortgage-Backed
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	312,846	354,631
Gross Unrealized Gains	6,396	9,824
Gross Unrealized Losses	(2,546)	(2,936)
Estimated Fair Value	316,696	361,519
Debt Securities | Trust Preferred
Schedule Of Available For Sale Securities [Line Items]
Amortized Cost	1,089	1,348
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(66)	(112)
Estimated Fair Value	$ 1,023	$ 1,236

INVESTMENTS (Activity of OTTI o

INVESTMENTS (Activity of OTTI on Investment Securities Due to Credit Losses Recognized in Earnings) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Investments [Abstract]
Cumulative credit losses on investment securities, through	$ 531	$ 531
Additions for credit losses not previously recognized	0	0
Cumulative credit losses on investment securities, through	$ 531	$ 531

INVESTMENTS (Gross Unrealized L

INVESTMENTS (Gross Unrealized Losses and Fair Value by Length of Time of Available-For-Sale Securities) (Detail) $ in Thousands	Dec. 31, 2015USD ($)Securities	Dec. 31, 2014USD ($)Securities
Schedule Of Available For Sale Securities [Line Items]
Fair Value	$ 220,134	$ 253,226
Less than 12 months	1,736	122
More than 12 months	2,210	5,748
Total Unrealized Losses	$ 3,946	$ 5,870
Available-for-Sale Securities
Schedule Of Available For Sale Securities [Line Items]
Number of securities | Securities	34	37
Fair Value		$ 253,226
U.S. Government Agencies
Schedule Of Available For Sale Securities [Line Items]
Fair Value	$ 78,555	141,679
Less than 12 months	1,020	60
More than 12 months	314	2,758
Total Unrealized Losses	$ 1,334	$ 2,818
U.S. Government Agencies | Available-for-Sale Securities
Schedule Of Available For Sale Securities [Line Items]
Number of securities | Securities	7	14
Fair Value		$ 141,679
State and municipal
Schedule Of Available For Sale Securities [Line Items]
Fair Value		1,409
Less than 12 months		4
More than 12 months		0
Total Unrealized Losses		$ 4
State and municipal | Available-for-Sale Securities
Schedule Of Available For Sale Securities [Line Items]
Number of securities | Securities		2
Fair Value		$ 1,409
Mortgage-Backed
Schedule Of Available For Sale Securities [Line Items]
Fair Value	$ 140,556	108,902
Less than 12 months	716	58
More than 12 months	1,830	2,878
Total Unrealized Losses	$ 2,546	$ 2,936
Mortgage-Backed | Available-for-Sale Securities
Schedule Of Available For Sale Securities [Line Items]
Number of securities | Securities	26	20
Fair Value		$ 108,902
Trust Preferred
Schedule Of Available For Sale Securities [Line Items]
Fair Value	$ 1,023	1,236
Less than 12 months	0	0
More than 12 months	66	112
Total Unrealized Losses	$ 66	$ 112
Trust Preferred | Available-for-Sale Securities
Schedule Of Available For Sale Securities [Line Items]
Number of securities | Securities	1	1
Fair Value		$ 1,236

INVESTMENTS (Amortized Cost a59

INVESTMENTS (Amortized Cost and Estimated Fair Values of investment securities Available-For-Sale by Contractual Maturity) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Amortized Cost
Due in one year or less	$ 301	$ 691
Due after one year through five years	157,710	47,900
Due after five years through ten years	168,136	332,841
Due after ten years	253,792	276,647
Total debt securities available for sale	579,939	658,079
Estimated Fair Value
Due in one year or less	306	714
Due after one year through five years	160,257	49,385
Due after five years through ten years	174,677	340,852
Due after ten years	255,586	280,535
Estimated Fair Value	$ 590,826	$ 671,486

INVESTMENTS (Amortized Cost a60

INVESTMENTS (Amortized Cost and Estimated Fair Values of Investments Held-To-Maturity) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Schedule Of Held To Maturity Securities [Line Items]
Amortized Cost	$ 208,265	$ 219,973
Gross Unrealized Gains	4,320	4,346
Gross Unrealized Losses	(881)	(2,059)
Investments held-to-maturity, fair value	211,704	222,260
U.S. Government Agencies
Schedule Of Held To Maturity Securities [Line Items]
Amortized Cost	56,460	64,512
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(733)	(1,734)
Investments held-to-maturity, fair value	55,727	62,778
State and municipal
Schedule Of Held To Maturity Securities [Line Items]
Amortized Cost	149,537	155,261
Gross Unrealized Gains	4,297	4,321
Gross Unrealized Losses	(148)	(325)
Investments held-to-maturity, fair value	153,686	159,257
Mortgage-Backed
Schedule Of Held To Maturity Securities [Line Items]
Amortized Cost	168	200
Gross Unrealized Gains	23	25
Gross Unrealized Losses	0	0
Investments held-to-maturity, fair value	191	225
Corporate Debt
Schedule Of Held To Maturity Securities [Line Items]
Amortized Cost	2,100	0
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Investments held-to-maturity, fair value	$ 2,100	$ 0

INVESTMENTS (Gross Unrealized61

INVESTMENTS (Gross Unrealized Losses and Fair Value by Length of Time for Held-To-Maturity Securities) (Detail) $ in Thousands	Dec. 31, 2015USD ($)Securities	Dec. 31, 2014USD ($)Securities
Schedule Of Held To Maturity Securities [Line Items]
Fair Value	$ 68,096	$ 94,805
Less than 12 months	479	18
More than 12 months	402	2,041
Total Unrealized Losses	$ 881	$ 2,059
Held-to-Maturity Securities
Schedule Of Held To Maturity Securities [Line Items]
Number of securities | Securities	17	49
Fair Value	$ 881	$ 2,059
U.S. government agencies
Schedule Of Held To Maturity Securities [Line Items]
Fair Value	55,727	62,778
Less than 12 months	456	0
More than 12 months	277	1,734
Total Unrealized Losses	$ 733	$ 1,734
U.S. government agencies | Held-to-Maturity Securities
Schedule Of Held To Maturity Securities [Line Items]
Number of securities | Securities	6	8
Fair Value	$ 733	$ 1,734
State and municipal
Schedule Of Held To Maturity Securities [Line Items]
Fair Value	12,369	32,027
Less than 12 months	23	18
More than 12 months	125	307
Total Unrealized Losses	$ 148	$ 325
State and municipal | Held-to-Maturity Securities
Schedule Of Held To Maturity Securities [Line Items]
Number of securities | Securities	11	41
Fair Value	$ 148	$ 325

INVESTMENTS (Amortized Cost a62

INVESTMENTS (Amortized Cost and Estimated Fair Values of Debt Securities Held-To-Maturity by Contractual Maturity) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Amortized Cost
Due in one year or less	$ 845	$ 1,690
Due after one year through five years	19,217	6,763
Due after five years through ten years	163,125	163,252
Due after ten years	25,078	48,268
Total debt securities held-to-maturity	208,265	219,973
Estimated Fair Value
Due in one year or less	853	1,694
Due after one year through five years	20,041	6,938
Due after five years through ten years	165,620	164,787
Due after ten years	25,190	48,841
Total debt securities held-to-maturity	$ 211,704	$ 222,260

INVESTMENTS (Other Equity Secur

INVESTMENTS (Other Equity Securities) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Other Securities Owned [Line Items]
Federal Reserve Bank stock	$ 8,269	$ 8,269
Total equity securities	41,336	41,437
Atlantic Central Bankers Bank Stock
Other Securities Owned [Line Items]
Federal Home Loan Bank of Atlanta stock	$ 33,067	$ 33,168

INVESTMENTS (Gross Realized Gai

INVESTMENTS (Gross Realized Gains and Losses on All Investments) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Investments [Abstract]
Gross realized losses from sales of investments available-for-sale	$ 0	$ 0	$ (3)
Net gains or (losses) from calls of investments available-for-sale	18	2	44
Net gains or (losses) from calls of investments held-to-maturity	18	3	74
Net securities gains	$ 36	$ 5	$ 115

Loans and Leases (Additional In

Loans and Leases (Additional Information) (Detail) - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Loans and Leases [Abstract]
Unearned income and deferred fees	$ 1.1	$ 0.5

Loans and Leases (Loan Portfoli

Loans and Leases (Loan Portfolio Segment Balances) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 3,495,370	$ 3,127,392
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	465,765	390,781
Leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	0	54
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	450,875	425,552
Commercial Real Estate Portfolio Segment [Member] | Commercial Owner Occupied Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	678,027	611,061
Commercial Real Estate Portfolio Segment [Member] | Commercial Investor Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	719,084	640,193
Commercial Real Estate Portfolio Segment [Member] | Commercial Acquisition, Development and Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	255,980	205,124
Residential Real Estate Portfolio Segment [Member] | Residential Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	796,358	717,886
Residential Real Estate Portfolio Segment [Member] | Residential Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans and leases	$ 129,281	$ 136,741

Loans and Leases (Summary of Ch

Loans and Leases (Summary of Changes In Amounts Of Loans Outstanding) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Related Party Transactions [Abstract]
Balance at January 1	$ 21,756	$ 18,921	$ 20,494
Additions	8,684	7,060	886
Repayments	(9,390)	(4,225)	(2,459)
Balance at December 31	$ 21,050	$ 21,756	$ 18,921

Credit Quality Assessment (Addi

Credit Quality Assessment (Additional Information) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable Troubled Debt Restructurings Restructured Accruing	$ 1,900	$ 1,600
Other real estate owned	2,742	3,195
Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Other real estate owned	1,900
Restructured Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable Troubled Debt Restructurings Specific Allowance	500	100
Financing Receivable Troubled Debt Restructurings Restructured Accruing	4,500	5,500
Financing Receivable Troubled Debt Restructurings Restructured Non Accruing	6,900	6,100
Financing Receivable Troubled Debt Restructurings Balance	11,400	11,600
Additional Financing Receivable Troubled Debt Restructurings Restructured	$ 100	$ 100

Credit Quality Assessment (Summ

Credit Quality Assessment (Summary Information on Allowance for Loan and Lease Loss Activity) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Credit Quality Assessment [Abstract]
Balance at beginning of year				$ 37,802				$ 38,766	$ 37,802	$ 38,766	$ 42,957
Provision (credit) for loan and lease losses	$ 1,850	$ 1,706	$ 1,218	$ 597	$ 853	$ (192)	$ 158	$ (982)	5,371	(163)	(1,084)
Loan and lease charge-offs									(3,795)	(2,687)	(11,165)
Loan and lease recoveries									1,517	1,886	8,058
Net charge-offs									(2,278)	(801)	(3,107)
Balance at period end	$ 40,895				$ 37,802				$ 40,895	$ 37,802	$ 38,766

Credit Quality Assessment (Acti

Credit Quality Assessment (Activity in Allowance for Loan and Lease Losses by Respective Loan Portfolio Segment) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable Allowance For Credit Losses [Line Items]
Balance at beginning of year				$ 37,802				$ 38,766	$ 37,802	$ 38,766	$ 42,957
Provision (credit)	$ 1,850	$ 1,706	$ 1,218	597	$ 853	$ (192)	$ 158	(982)	5,371	(163)	(1,084)
Charge-offs									(3,795)	(2,687)	(11,165)
Recoveries									1,517	1,886	8,058
Net charge-offs									(2,278)	(801)	(3,107)
Balance at period end	40,895				37,802				40,895	37,802	38,766
Total loans and leases	$ 3,495,370				$ 3,127,392				$ 3,495,370	$ 3,127,392
Allowance for loans and leases to total loans and leases ratio	1.17%				1.21%				1.17%	1.21%
Balance of loans specifically evaluated for impairment	$ 28,927				$ 29,419				$ 28,927	$ 29,419
Allowance for loans specifically evaluated for impairment	$ 3,375				$ 2,894				$ 3,375	$ 2,894	3,058
Specific allowance to specific loans ratio	11.67%				9.84%				11.67%	9.84%
Balance of loans collectively evaluated	$ 3,466,443				$ 3,097,973				$ 3,466,443	$ 3,097,973
Allowance for loans collectively evaluated	37,520				34,908				$ 37,520	$ 34,908	35,708
Collective allowance to collective loans ratio									1.08%	1.13%
Commercial
Financing Receivable Allowance For Credit Losses [Line Items]
Balance at beginning of year				5,852				6,308	$ 5,852	$ 6,308
Provision (credit)									508	(1,204)
Charge-offs									(306)	(729)
Recoveries									475	1,477
Net charge-offs									169	748
Balance at period end	6,529				5,852				6,529	5,852	6,308
Total loans and leases	$ 465,765				$ 390,781				$ 465,765	$ 390,781
Allowance for loans and leases to total loans and leases ratio	1.40%				1.50%				1.40%	1.50%
Balance of loans specifically evaluated for impairment	$ 5,273				$ 3,894				$ 5,273	$ 3,894
Allowance for loans specifically evaluated for impairment	$ 1,318				$ 788				$ 1,318	$ 788
Specific allowance to specific loans ratio	25.00%				20.24%				25.00%	20.24%
Balance of loans collectively evaluated	$ 460,492				$ 386,887				$ 460,492	$ 386,887
Allowance for loans collectively evaluated	5,211				5,064				$ 5,211	$ 5,064
Collective allowance to collective loans ratio									1.13%	1.31%
Leases
Financing Receivable Allowance For Credit Losses [Line Items]
Balance at beginning of year				9				16	$ 9	$ 16
Provision (credit)									(5)	(7)
Charge-offs									(4)	0
Recoveries									0	0
Net charge-offs									(4)	0
Balance at period end	0				9				0	9	16
Total loans and leases	0				$ 54				0	$ 54
Allowance for loans and leases to total loans and leases ratio					16.80%					16.80%
Balance of loans collectively evaluated					$ 54					$ 54
Allowance for loans collectively evaluated					9					$ 9
Collective allowance to collective loans ratio										16.80%
Consumer
Financing Receivable Allowance For Credit Losses [Line Items]
Balance at beginning of year				3,592				4,142	3,592	$ 4,142
Provision (credit)									619	119
Charge-offs									(998)	(834)
Recoveries									243	165
Net charge-offs									(755)	(669)
Balance at period end	3,456				3,592				3,456	3,592	4,142
Total loans and leases	$ 450,875				$ 425,552				$ 450,875	$ 425,552
Allowance for loans and leases to total loans and leases ratio	0.77%				0.84%				0.77%	0.84%
Balance of loans collectively evaluated	$ 450,875				$ 425,552				$ 450,875	$ 425,552
Allowance for loans collectively evaluated	3,456				3,592				$ 3,456	$ 3,592
Collective allowance to collective loans ratio									0.77%	0.84%
Commercial Real Estate Portfolio Segment | Commercial Acquisition, Development and Construction
Financing Receivable Allowance For Credit Losses [Line Items]
Balance at beginning of year				4,267				3,754	$ 4,267	$ 3,754
Provision (credit)									583	1,042
Charge-offs									(739)	(529)
Recoveries									580	0
Net charge-offs									(159)	(529)
Balance at period end	4,691				4,267				4,691	4,267	3,754
Total loans and leases	$ 255,980				$ 205,124				$ 255,980	$ 205,124
Allowance for loans and leases to total loans and leases ratio	1.83%				2.08%				1.83%	2.08%
Balance of loans specifically evaluated for impairment	$ 194				$ 2,464				$ 194	$ 2,464
Allowance for loans specifically evaluated for impairment	$ 58				$ 741				$ 58	$ 741
Specific allowance to specific loans ratio	29.90%				30.07%				29.90%	30.07%
Balance of loans collectively evaluated	$ 255,786				$ 202,660				$ 255,786	$ 202,660
Allowance for loans collectively evaluated	4,633				3,526				$ 4,633	$ 3,526
Collective allowance to collective loans ratio									1.81%	1.74%
Commercial Real Estate Portfolio Segment | Commercial Investor Real Estate
Financing Receivable Allowance For Credit Losses [Line Items]
Balance at beginning of year				9,784				9,263	$ 9,784	$ 9,263
Provision (credit)									727	486
Charge-offs									(91)	(3)
Recoveries									20	38
Net charge-offs									(71)	35
Balance at period end	10,440				9,784				10,440	9,784	9,263
Total loans and leases	$ 719,084				$ 640,193				$ 719,084	$ 640,193
Allowance for loans and leases to total loans and leases ratio	1.45%				1.53%				1.45%	1.53%
Balance of loans specifically evaluated for impairment	$ 10,441				$ 10,279				$ 10,441	$ 10,279
Allowance for loans specifically evaluated for impairment	$ 1,489				$ 541				$ 1,489	$ 541
Specific allowance to specific loans ratio	14.26%				5.26%				14.26%	5.26%
Balance of loans collectively evaluated	$ 708,643				$ 629,914				$ 708,643	$ 629,914
Allowance for loans collectively evaluated	8,951				9,243				$ 8,951	$ 9,243
Collective allowance to collective loans ratio									1.26%	1.47%
Commercial Real Estate Portfolio Segment | Commercial Owner Occupied Real Estate
Financing Receivable Allowance For Credit Losses [Line Items]
Balance at beginning of year				7,143				6,308	$ 7,143	$ 6,308
Provision (credit)									1,881	1,094
Charge-offs									(1,043)	(265)
Recoveries									3	6
Net charge-offs									(1,040)	(259)
Balance at period end	7,984				7,143				7,984	7,143	6,308
Total loans and leases	$ 678,027				$ 611,061				$ 678,027	$ 611,061
Allowance for loans and leases to total loans and leases ratio	1.18%				1.17%				1.18%	1.17%
Balance of loans specifically evaluated for impairment	$ 6,580				$ 8,941				$ 6,580	$ 8,941
Allowance for loans specifically evaluated for impairment	$ 510				$ 824				$ 510	$ 824
Specific allowance to specific loans ratio	7.75%				9.22%				7.75%	9.22%
Balance of loans collectively evaluated	$ 671,447				$ 602,120				$ 671,447	$ 602,120
Allowance for loans collectively evaluated	7,474				6,319				$ 7,474	$ 6,319
Collective allowance to collective loans ratio									1.11%	1.05%
Residential Real Estate Portfolio Segment | Residential Mortgage
Financing Receivable Allowance For Credit Losses [Line Items]
Balance at beginning of year				6,232				7,819	$ 6,232	$ 7,819
Provision (credit)									1,138	(1,385)
Charge-offs									(614)	(323)
Recoveries									145	121
Net charge-offs									(469)	(202)
Balance at period end	6,901				6,232				6,901	6,232	7,819
Total loans and leases	$ 796,358				$ 717,886				$ 796,358	$ 717,886
Allowance for loans and leases to total loans and leases ratio	0.87%				0.87%				0.87%	0.87%
Balance of loans specifically evaluated for impairment	$ 6,439				$ 3,535				$ 6,439	$ 3,535
Allowance for loans specifically evaluated for impairment	0				0				0	0
Balance of loans collectively evaluated	789,919				714,351				789,919	714,351
Allowance for loans collectively evaluated	6,901				6,232				$ 6,901	$ 6,232
Collective allowance to collective loans ratio									0.87%	0.87%
Residential Real Estate Portfolio Segment | Residential Construction
Financing Receivable Allowance For Credit Losses [Line Items]
Balance at beginning of year				$ 923				$ 1,156	$ 923	$ 1,156
Provision (credit)									(80)	(308)
Charge-offs									0	(4)
Recoveries									51	79
Net charge-offs									51	75
Balance at period end	894				923				894	923	$ 1,156
Total loans and leases	$ 129,281				$ 136,741				$ 129,281	$ 136,741
Allowance for loans and leases to total loans and leases ratio	0.69%				0.67%				0.69%	0.67%
Balance of loans specifically evaluated for impairment	$ 0				$ 306				$ 0	$ 306
Allowance for loans specifically evaluated for impairment	0				0				0	0
Balance of loans collectively evaluated	129,281				136,435				129,281	136,435
Allowance for loans collectively evaluated	$ 894				$ 923				$ 894	$ 923
Collective allowance to collective loans ratio									0.69%	0.68%

Credit Quality Assessment (Su71

Credit Quality Assessment (Summary of Impaired Loans) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Credit Quality Assessment [Abstract]
Impaired loans with a specific allowance	$ 14,208	$ 11,411	$ 12,217
Impaired loans without a specific allowance	14,719	18,008	20,306
Total impaired loans	28,927	29,419	32,523
Allowance for loan and lease losses related to impaired loans	3,375	2,894	3,058
Allowance for loan and lease losses related to loans collectively evaluated	37,520	34,908	35,708
Total allowance for loan and lease losses	40,895	37,802	38,766
Average impaired loans for the period	29,828	34,331	38,379
Contractual interest income due on impaired loans during the period	2,527	2,339	2,612
Interest income on impaired loans recognized on a cash basis	961	773	1,374
Interest income on impaired loans recognized on an accrual basis	$ 274	$ 280	$ 473

Credit Quality Assessment (Reco

Credit Quality Assessment (Recorded Investment with Respect to Impaired loans, Associated Allowance by Applicable Portfolio Segment and Principal Balance of Impaired Loans prior to Amounts Charged-off) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	$ 14,208	$ 11,411	$ 12,217
Impaired loans without a specific allowance	14,719	18,008	20,306
Impaired loans	28,927	29,419	$ 32,523
Impaired Financing Receivable, Related Allowance	3,375	2,894
Unpaid principal balance in total impaired loans	42,461	42,185
Non Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	12,536	9,104
Impaired loans without a specific allowance	5,035	8,676
Impaired loans	17,571	17,780
Restructuring | Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	876	687
Impaired loans without a specific allowance	3,591	4,810
Impaired loans	4,467	5,497
Restructuring | Non Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	796	1,620
Impaired loans without a specific allowance	6,093	4,522
Impaired loans	6,889	6,142
Commercial
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	2,200	1,468
Impaired loans without a specific allowance	3,073	2,426
Impaired loans	5,273	3,894
Impaired Financing Receivable, Related Allowance	1,318	788
Unpaid principal balance in total impaired loans	7,158	5,360
Commercial | Non Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	1,168	473
Impaired loans without a specific allowance	974	1,115
Impaired loans	2,142	1,588
Commercial | Restructuring | Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	876	687
Impaired loans without a specific allowance	701	23
Impaired loans	1,577	710
Commercial | Restructuring | Non Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	156	308
Impaired loans without a specific allowance	1,398	1,288
Impaired loans	1,554	1,596
All Other
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	0	0
Impaired loans without a specific allowance	6,439	3,841
Impaired loans	6,439	3,841
Impaired Financing Receivable, Related Allowance	0	0
Unpaid principal balance in total impaired loans	7,154	4,126
All Other | Non Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	0	0
Impaired loans without a specific allowance	2,750	0
Impaired loans	2,750	0
All Other | Restructuring | Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	0	0
Impaired loans without a specific allowance	577	2,664
Impaired loans	577	2,664
All Other | Restructuring | Non Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	0	0
Impaired loans without a specific allowance	3,112	1,177
Impaired loans	3,112	1,177
Commercial Real Estate Portfolio Segment | Commercial Acquisition, Development and Construction
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	58	1,330
Impaired loans without a specific allowance	136	1,134
Impaired loans	194	2,464
Impaired Financing Receivable, Related Allowance	58	741
Unpaid principal balance in total impaired loans	4,456	7,044
Commercial Real Estate Portfolio Segment | Commercial Acquisition, Development and Construction | Non Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	58	1,330
Impaired loans without a specific allowance	0	0
Impaired loans	58	1,330
Commercial Real Estate Portfolio Segment | Commercial Acquisition, Development and Construction | Restructuring | Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	0	0
Impaired loans without a specific allowance	0	0
Impaired loans	0	0
Commercial Real Estate Portfolio Segment | Commercial Acquisition, Development and Construction | Restructuring | Non Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	0	0
Impaired loans without a specific allowance	136	1,134
Impaired loans	136	1,134
Commercial Real Estate Portfolio Segment | Commercial Investor Real Estate
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	7,791	2,364
Impaired loans without a specific allowance	2,650	7,915
Impaired loans	10,441	10,279
Impaired Financing Receivable, Related Allowance	1,489	541
Unpaid principal balance in total impaired loans	15,138	14,926
Commercial Real Estate Portfolio Segment | Commercial Investor Real Estate | Non Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	7,791	2,288
Impaired loans without a specific allowance	518	5,792
Impaired loans	8,309	8,080
Commercial Real Estate Portfolio Segment | Commercial Investor Real Estate | Restructuring | Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	0	0
Impaired loans without a specific allowance	2,073	2,123
Impaired loans	2,073	2,123
Commercial Real Estate Portfolio Segment | Commercial Investor Real Estate | Restructuring | Non Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	0	76
Impaired loans without a specific allowance	59	0
Impaired loans	59	76
Commercial Real Estate Portfolio Segment | Commercial Owner Occupied Real Estate
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	4,159	6,249
Impaired loans without a specific allowance	2,421	2,692
Impaired loans	6,580	8,941
Impaired Financing Receivable, Related Allowance	510	824
Unpaid principal balance in total impaired loans	8,555	10,729
Commercial Real Estate Portfolio Segment | Commercial Owner Occupied Real Estate | Non Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	3,519	5,013
Impaired loans without a specific allowance	793	1,769
Impaired loans	4,312	6,782
Commercial Real Estate Portfolio Segment | Commercial Owner Occupied Real Estate | Restructuring | Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	0	0
Impaired loans without a specific allowance	240	0
Impaired loans	240	0
Commercial Real Estate Portfolio Segment | Commercial Owner Occupied Real Estate | Restructuring | Non Accrual Loans
Financing Receivable Impaired [Line Items]
Impaired loans with a specific allowance	640	1,236
Impaired loans without a specific allowance	1,388	923
Impaired loans	$ 2,028	$ 2,159

Credit Quality Assessment (Impa

Credit Quality Assessment (Impaired Loans by Portfolio) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable Impaired [Line Items]
Average impaired loans for the period	$ 29,828	$ 34,331	$ 38,379
Contractual interest income due on impaired loans during the period	2,527	2,339	2,612
Interest income on impaired loans recognized on a cash basis	961	773	1,374
Interest income on impaired loans recognized on an accrual basis	274	280	$ 473
Commercial
Financing Receivable Impaired [Line Items]
Average impaired loans for the period	4,714	5,308
Contractual interest income due on impaired loans during the period	450	311
Interest income on impaired loans recognized on a cash basis	273	252
Interest income on impaired loans recognized on an accrual basis	113	63
All Other
Financing Receivable Impaired [Line Items]
Average impaired loans for the period	4,869	7,082
Contractual interest income due on impaired loans during the period	208	87
Interest income on impaired loans recognized on a cash basis	104	60
Interest income on impaired loans recognized on an accrual basis	43	106
Commercial Real Estate Portfolio Segment | Commercial Acquisition, Development and Construction
Financing Receivable Impaired [Line Items]
Average impaired loans for the period	882	3,651
Contractual interest income due on impaired loans during the period	304	352
Interest income on impaired loans recognized on a cash basis	11	39
Interest income on impaired loans recognized on an accrual basis	0	0
Commercial Real Estate Portfolio Segment | Commercial Investor Real Estate
Financing Receivable Impaired [Line Items]
Average impaired loans for the period	11,145	9,327
Contractual interest income due on impaired loans during the period	918	730
Interest income on impaired loans recognized on a cash basis	226	78
Interest income on impaired loans recognized on an accrual basis	107	111
Commercial Real Estate Portfolio Segment | Commercial Owner Occupied Real Estate
Financing Receivable Impaired [Line Items]
Average impaired loans for the period	8,218	8,963
Contractual interest income due on impaired loans during the period	647	859
Interest income on impaired loans recognized on a cash basis	347	344
Interest income on impaired loans recognized on an accrual basis	$ 11	$ 0

Credit Quality Assessment (Cred

Credit Quality Assessment (Credit Quality of Loan Portfolio by Segment) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment [Line Items]
Non-accrual loans and leases	$ 30,031	$ 28,530
Loans and leases 90 days past due	0	0
Restructured loans and leases	4,467	5,497
Total non-performing loans and leases	34,498	34,027
Other real estate owned	2,742	3,195
Total non-performing assets	37,240	37,222
Commercial
Financing Receivable Recorded Investment [Line Items]
Non-accrual loans and leases	3,696	3,184
Loans and leases 90 days past due	0	0
Restructured loans and leases	1,577	710
Total non-performing loans and leases	5,273	3,894
Other real estate owned	39	39
Total non-performing assets	5,312	3,933
Leases
Financing Receivable Recorded Investment [Line Items]
Non-accrual loans and leases	0	0
Loans and leases 90 days past due	0	0
Restructured loans and leases	0	0
Total non-performing loans and leases	0	0
Other real estate owned	0	0
Total non-performing assets	0	0
Consumer
Financing Receivable Recorded Investment [Line Items]
Non-accrual loans and leases	2,193	1,668
Loans and leases 90 days past due	0	0
Restructured loans and leases	0	0
Total non-performing loans and leases	2,193	1,668
Other real estate owned	690	0
Total non-performing assets	2,883	1,668
Commercial Real Estate Portfolio Segment | Commercial Acquisition, Development and Construction
Financing Receivable Recorded Investment [Line Items]
Non-accrual loans and leases	194	2,464
Loans and leases 90 days past due	0	0
Restructured loans and leases	0	0
Total non-performing loans and leases	194	2,464
Other real estate owned	365	365
Total non-performing assets	559	2,829
Commercial Real Estate Portfolio Segment | Commercial Investor Real Estate
Financing Receivable Recorded Investment [Line Items]
Non-accrual loans and leases	8,368	8,156
Loans and leases 90 days past due	0	0
Restructured loans and leases	2,073	2,123
Total non-performing loans and leases	10,441	10,279
Other real estate owned	433	0
Total non-performing assets	10,874	10,279
Commercial Real Estate Portfolio Segment | Commercial Owner Occupied Real Estate
Financing Receivable Recorded Investment [Line Items]
Non-accrual loans and leases	6,340	8,941
Loans and leases 90 days past due	0	0
Restructured loans and leases	240	0
Total non-performing loans and leases	6,580	8,941
Other real estate owned	0	0
Total non-performing assets	6,580	8,941
Residential Real Estate Portfolio Segment | Residential Mortgage
Financing Receivable Recorded Investment [Line Items]
Non-accrual loans and leases	8,822	3,012
Loans and leases 90 days past due	0	0
Restructured loans and leases	577	2,664
Total non-performing loans and leases	9,399	5,676
Other real estate owned	1,215	1,408
Total non-performing assets	10,614	7,084
Residential Real Estate Portfolio Segment | Residential Construction
Financing Receivable Recorded Investment [Line Items]
Non-accrual loans and leases	418	1,105
Loans and leases 90 days past due	0	0
Restructured loans and leases	0	0
Total non-performing loans and leases	418	1,105
Other real estate owned	0	1,383
Total non-performing assets	$ 418	$ 2,488

Credit Quality Assessment (Cr75

Credit Quality Assessment (Credit Quality of Loan Portfolio) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	$ 11,787	$ 13,642
Non-accrual loans and leases	30,031	28,530
Current loans	3,452,701	3,082,209
Total loans and leases	3,495,370	3,127,392
Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans aquired with deteriorated credit quality	851	3,011
Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	523	1,754
Non-accrual loans and leases	3,696	3,184
Current loans	461,002	384,605
Total loans and leases	465,765	390,781
Commercial | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans aquired with deteriorated credit quality	544	1,238
Leases
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	11
Non-accrual loans and leases	0	0
Current loans	0	43
Total loans and leases	0	54
Leases | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans aquired with deteriorated credit quality	0	0
Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	2,192	976
Non-accrual loans and leases	2,193	1,668
Current loans	446,490	422,908
Total loans and leases	450,875	425,552
Consumer | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans aquired with deteriorated credit quality	0	0
Commercial Real Estate Portfolio Segment | Commercial Acquisition, Development and Construction
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	320
Non-accrual loans and leases	194	2,464
Current loans	255,786	202,340
Total loans and leases	255,980	205,124
Commercial Real Estate Portfolio Segment | Commercial Acquisition, Development and Construction | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans aquired with deteriorated credit quality	0	0
Commercial Real Estate Portfolio Segment | Commercial Investor Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	2,816	3,867
Non-accrual loans and leases	8,368	8,156
Current loans	707,900	628,170
Total loans and leases	719,084	640,193
Commercial Real Estate Portfolio Segment | Commercial Investor Real Estate | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans aquired with deteriorated credit quality	0	0
Commercial Real Estate Portfolio Segment | Commercial Owner Occupied Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	2,668	2,814
Non-accrual loans and leases	6,340	8,941
Current loans	668,712	597,533
Total loans and leases	678,027	611,061
Commercial Real Estate Portfolio Segment | Commercial Owner Occupied Real Estate | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans aquired with deteriorated credit quality	307	1,773
Residential Real Estate Portfolio Segment | Residential Mortgage
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	3,588	3,900
Non-accrual loans and leases	8,822	3,012
Current loans	783,948	710,974
Total loans and leases	796,358	717,886
Residential Real Estate Portfolio Segment | Residential Mortgage | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans aquired with deteriorated credit quality	0	0
Residential Real Estate Portfolio Segment | Residential Construction
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	0
Non-accrual loans and leases	418	1,105
Current loans	128,863	135,636
Total loans and leases	129,281	136,741
Residential Real Estate Portfolio Segment | Residential Construction | Receivables Acquired with Deteriorated Credit Quality [Member]
Financing Receivable Recorded Investment Past Due [Line Items]
Loans aquired with deteriorated credit quality	0	0
31-60 days
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	6,798	9,663
31-60 days | Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	119	759
31-60 days | Leases
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	11
31-60 days | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	1,642	797
31-60 days | Commercial Real Estate Portfolio Segment | Commercial Acquisition, Development and Construction
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	0
31-60 days | Commercial Real Estate Portfolio Segment | Commercial Investor Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	616	2,374
31-60 days | Commercial Real Estate Portfolio Segment | Commercial Owner Occupied Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	1,819	2,658
31-60 days | Residential Real Estate Portfolio Segment | Residential Mortgage
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	2,602	3,064
31-60 days | Residential Real Estate Portfolio Segment | Residential Construction
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	0
61-90 days
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	4,989	3,979
61-90 days | Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	404	995
61-90 days | Leases
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	0
61-90 days | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	550	179
61-90 days | Commercial Real Estate Portfolio Segment | Commercial Acquisition, Development and Construction
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	320
61-90 days | Commercial Real Estate Portfolio Segment | Commercial Investor Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	2,200	1,493
61-90 days | Commercial Real Estate Portfolio Segment | Commercial Owner Occupied Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	849	156
61-90 days | Residential Real Estate Portfolio Segment | Residential Mortgage
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	986	836
61-90 days | Residential Real Estate Portfolio Segment | Residential Construction
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	0
> 90 days
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	0
> 90 days | Commercial
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	0
> 90 days | Leases
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	0
> 90 days | Consumer
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	0
> 90 days | Commercial Real Estate Portfolio Segment | Commercial Acquisition, Development and Construction
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	0
> 90 days | Commercial Real Estate Portfolio Segment | Commercial Investor Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	0
> 90 days | Commercial Real Estate Portfolio Segment | Commercial Owner Occupied Real Estate
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	0
> 90 days | Residential Real Estate Portfolio Segment | Residential Mortgage
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	0	0
> 90 days | Residential Real Estate Portfolio Segment | Residential Construction
Financing Receivable Recorded Investment Past Due [Line Items]
Total past due	$ 0	$ 0

Credit Quality Assessment (Cr76

Credit Quality Assessment (Credit Risk Rating Indicators for Each Segment of Commercial Loan Portfolio) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	$ 3,495,370	$ 3,127,392
Commercial
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	465,765	390,781
Pass | Commercial
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	447,439	366,367
Special Mention | Commercial
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	797	8,835
Substandard | Commercial
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	17,529	15,579
Doubtful | Commercial
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	0
Commercial Portfolio Segment [Member]
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	2,118,856	1,847,159
Commercial Portfolio Segment [Member] | Pass
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	2,069,129	1,771,095
Commercial Portfolio Segment [Member] | Special Mention
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	5,662	21,133
Commercial Portfolio Segment [Member] | Substandard
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	44,065	54,931
Commercial Portfolio Segment [Member] | Doubtful
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	0
Commercial Real Estate Portfolio Segment | Commercial Acquisition, Development and Construction
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	255,980	205,124
Commercial Real Estate Portfolio Segment | Commercial Investor Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	719,084	640,193
Commercial Real Estate Portfolio Segment | Commercial Owner Occupied Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	678,027	611,061
Commercial Real Estate Portfolio Segment | Pass | Commercial Acquisition, Development and Construction
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	255,786	201,642
Commercial Real Estate Portfolio Segment | Pass | Commercial Investor Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	706,623	621,511
Commercial Real Estate Portfolio Segment | Pass | Commercial Owner Occupied Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	659,281	581,575
Commercial Real Estate Portfolio Segment | Special Mention | Commercial Acquisition, Development and Construction
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	698
Commercial Real Estate Portfolio Segment | Special Mention | Commercial Investor Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	1,509	3,931
Commercial Real Estate Portfolio Segment | Special Mention | Commercial Owner Occupied Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	3,356	7,669
Commercial Real Estate Portfolio Segment | Substandard | Commercial Acquisition, Development and Construction
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	194	2,784
Commercial Real Estate Portfolio Segment | Substandard | Commercial Investor Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	10,952	14,751
Commercial Real Estate Portfolio Segment | Substandard | Commercial Owner Occupied Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	15,390	21,817
Commercial Real Estate Portfolio Segment | Doubtful | Commercial Acquisition, Development and Construction
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	0
Commercial Real Estate Portfolio Segment | Doubtful | Commercial Investor Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	0
Commercial Real Estate Portfolio Segment | Doubtful | Commercial Owner Occupied Real Estate
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	$ 0	$ 0

Credit Quality Assessment (Info

Credit Quality Assessment (Information by Credit Risk Rating Indicators for Those Remaining Segments of Loan Portfolio) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	$ 3,495,370	$ 3,127,392
Leases
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	54
Consumer
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	450,875	425,552
Residential Real Estate Portfolio Segment | Residential Mortgage
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	796,358	717,886
Residential Real Estate Portfolio Segment | Residential Construction
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	129,281	136,741
Homogeneous Loan Pools
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	1,376,514	1,280,233
Homogeneous Loan Pools | Leases
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	54
Homogeneous Loan Pools | Consumer
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	450,875	425,552
Homogeneous Loan Pools | Residential Real Estate Portfolio Segment | Residential Mortgage
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	796,358	717,886
Homogeneous Loan Pools | Residential Real Estate Portfolio Segment | Residential Construction
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	129,281	136,741
Homogeneous Loan Pools | Performing Financing Receivable
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	1,364,504	1,271,784
Homogeneous Loan Pools | Performing Financing Receivable | Leases
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	54
Homogeneous Loan Pools | Performing Financing Receivable | Consumer
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	448,682	423,884
Homogeneous Loan Pools | Performing Financing Receivable | Residential Real Estate Portfolio Segment | Residential Mortgage
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	786,959	712,210
Homogeneous Loan Pools | Performing Financing Receivable | Residential Real Estate Portfolio Segment | Residential Construction
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	128,863	135,636
Homogeneous Loan Pools | Nonperforming Financing Receivable | Loans 90 Days Or More Past Due
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	0
Homogeneous Loan Pools | Nonperforming Financing Receivable | Non Accrual Loans
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	11,433	5,785
Homogeneous Loan Pools | Nonperforming Financing Receivable | Restructured Loans
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	577	2,664
Homogeneous Loan Pools | Nonperforming Financing Receivable | Leases | Loans 90 Days Or More Past Due
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	0
Homogeneous Loan Pools | Nonperforming Financing Receivable | Leases | Non Accrual Loans
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	0
Homogeneous Loan Pools | Nonperforming Financing Receivable | Leases | Restructured Loans
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	0
Homogeneous Loan Pools | Nonperforming Financing Receivable | Consumer | Loans 90 Days Or More Past Due
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	0
Homogeneous Loan Pools | Nonperforming Financing Receivable | Consumer | Non Accrual Loans
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	2,193	1,668
Homogeneous Loan Pools | Nonperforming Financing Receivable | Consumer | Restructured Loans
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	0
Homogeneous Loan Pools | Nonperforming Financing Receivable | Residential Real Estate Portfolio Segment | Residential Mortgage | Loans 90 Days Or More Past Due
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	0
Homogeneous Loan Pools | Nonperforming Financing Receivable | Residential Real Estate Portfolio Segment | Residential Mortgage | Non Accrual Loans
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	8,822	3,012
Homogeneous Loan Pools | Nonperforming Financing Receivable | Residential Real Estate Portfolio Segment | Residential Mortgage | Restructured Loans
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	577	2,664
Homogeneous Loan Pools | Nonperforming Financing Receivable | Residential Real Estate Portfolio Segment | Residential Construction | Loans 90 Days Or More Past Due
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	0	0
Homogeneous Loan Pools | Nonperforming Financing Receivable | Residential Real Estate Portfolio Segment | Residential Construction | Non Accrual Loans
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	418	1,105
Homogeneous Loan Pools | Nonperforming Financing Receivable | Residential Real Estate Portfolio Segment | Residential Construction | Restructured Loans
Financing Receivable Recorded Investment [Line Items]
Total loans and leases	$ 0	$ 0

Credit Quality Assessment (Trou

Credit Quality Assessment (Troubled Debt Restructured Loans for Specific Segments of the Loan Portfolio) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable Modifications [Line Items]
Restructured accruing	$ 1,900	$ 1,600
Troubled Debt Restructuring
Financing Receivable Modifications [Line Items]
Restructured accruing	1,243	1,359
Restructured non-accruing	639	284
Balance	1,882	1,643
Specific allowance	452	99
Restructured and subsequently defaulted	0	0
Troubled Debt Restructuring | Commercial
Financing Receivable Modifications [Line Items]
Restructured accruing	1,003	75
Restructured non-accruing	0	92
Balance	1,003	167
Specific allowance	303	99
Restructured and subsequently defaulted	0	0
Troubled Debt Restructuring | All Other
Financing Receivable Modifications [Line Items]
Restructured accruing	0	0
Restructured non-accruing	0	0
Balance	0	0
Specific allowance	0	0
Restructured and subsequently defaulted	0	0
Commercial Portfolio Segment | Troubled Debt Restructuring | Commercial Acquisition, Development and Construction
Financing Receivable Modifications [Line Items]
Restructured accruing	0	0
Restructured non-accruing	0	192
Balance	0	192
Specific allowance	0	0
Restructured and subsequently defaulted	0	0
Commercial Portfolio Segment | Troubled Debt Restructuring | Commercial Investor Real Estate
Financing Receivable Modifications [Line Items]
Restructured accruing	0	1,284
Restructured non-accruing	0	0
Balance	0	1,284
Specific allowance	0	0
Restructured and subsequently defaulted	0	0
Commercial Portfolio Segment | Troubled Debt Restructuring | Commercial Owner Occupied Real Estate
Financing Receivable Modifications [Line Items]
Restructured accruing	240	0
Restructured non-accruing	639	0
Balance	879	0
Specific allowance	149	0
Restructured and subsequently defaulted	$ 0	$ 0

Premises And Equipment (Additio

Premises And Equipment (Additional Information) (Detail) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Line Items]
Operating Leases, Rent Expense, Net	$ 7.3	$ 7.6	$ 7.4
Maximum
Property, Plant and Equipment [Line Items]
Lease Commitment Initial Term	15 years
Minimum
Property, Plant and Equipment [Line Items]
Lease Commitment Initial Term	3 years
Ground Lease | Maximum
Property, Plant and Equipment [Line Items]
Lease Commitment Initial Term	20 years
Premises and Equipment
Property, Plant and Equipment [Line Items]
Depreciation and amortization	$ 4.6	$ 4.6	$ 4.6

Premises And Equipment (Compone

Premises And Equipment (Components of Premises and Equipment) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment [Abstract]
Land	$ 9,954	$ 9,954
Buildings and leasehold improvements	61,357	63,219
Equipment	31,419	37,758
Total premises and equipment	102,730	110,931
Less: accumulated depreciation and amortization	(49,516)	(61,529)
Net premises and equipment	$ 53,214	$ 49,402

Premises And Equipment (Future

Premises And Equipment (Future Minimum Lease Payments) (Detail) $ in Thousands	Dec. 31, 2015USD ($)
Property, Plant and Equipment [Abstract]
2,016	$ 6,589
2,017	5,525
2,018	4,391
2,019	4,489
2,020	3,905
Thereafter	17,109
Total minimum lease payments	$ 42,008

GOODWILL AND OTHER INTANGIBLE82

GOODWILL AND OTHER INTANGIBLE ASSETS (Gross Carrying Amouns and Accumulated Amortization of Intangible Assets and Goodwill) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Finite Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 8,623	$ 18,339
Accumulated Amortization	(8,485)	(17,829)
Net Carrying Amount	$ 138	510
Finite-Lived Intangible Asset, Useful Life	15 years
Goodwill	$ 84,171	$ 84,171	$ 84,171
Weighted average [Member]
Finite Lived Intangible Assets [Line Items]
Finite-Lived Intangible Asset, Useful Life	2 years	1 year 8 months 12 days
Core Deposits [Member]
Finite Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 0	$ 9,716
Accumulated Amortization	0	(9,716)
Net Carrying Amount	0	0
Other Identifiable Intangible Assets
Finite Lived Intangible Assets [Line Items]
Gross Carrying Amount	8,623	8,623
Accumulated Amortization	(8,485)	(8,113)
Net Carrying Amount	$ 138	$ 510

GOODWILL AND OTHER INTANGIBLE83

GOODWILL AND OTHER INTANGIBLE ASSETS (Net Carrying Amount of Goodwill By Segment) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Goodwill [Line Items]
Beginning balance	$ 84,171	$ 84,171
Acquisition fair value adjustment	0	0
Ending balance	84,171	84,171
Community Banking
Goodwill [Line Items]
Beginning balance	69,991	69,991
Acquisition fair value adjustment	0	0
Ending balance	69,991	69,991
Insurance
Goodwill [Line Items]
Beginning balance	5,191	5,191
Acquisition fair value adjustment	0	0
Ending balance	5,191	5,191
Investment Management
Goodwill [Line Items]
Beginning balance	8,989	8,989
Acquisition fair value adjustment	0	0
Ending balance	$ 8,989	$ 8,989

GOODWILL AND OTHER INTANGIBLE84

GOODWILL AND OTHER INTANGIBLE ASSETS (Estimated Future Amortization Expense for Amortizing Intangibles) (Detail) $ in Thousands	Dec. 31, 2015USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2,016	$ 94
2,017	17
2,018	16
2,019	11
Total amortizing intangible assets	$ 138

Deposits (Additional Informatio

Deposits (Additional Information) (Detail) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Banking and Thrift [Abstract]
Demand Deposit Overdrafts Reclassified As Loan	$ 1.4	$ 2.2
Percentage of time deposits over total deposits	8.00%
Interest expense on time deposits of $100,000 or more	$ 2.2	$ 1.5	$ 1.7

Deposits (Composition of Deposi

Deposits (Composition of Deposits) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Disclosure Composition Of Deposits [Abstract]
Noninterest-bearing deposits	$ 1,001,841	$ 993,737
Interest-bearing deposits:
Demand	570,333	534,605
Money market savings	898,655	828,494
Regular savings	284,457	264,751
Time deposits of less than $100,000	248,172	239,857
Time deposits of $100,000 or more	260,272	205,065
Total interest-bearing deposits	2,261,889	2,072,772
Total deposits	$ 3,263,730	$ 3,066,509

Deposits (Maturity Schedule for

Deposits (Maturity Schedule for Time Deposits) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Banking and Thrift [Abstract]
2,016	$ 251,383
2,017	140,535
2,018	46,321
2,019	37,986
Thereafter, Year Four	32,219
Total time deposits	$ 508,444	$ 444,922

Deposits (Months to Maturities

Deposits (Months to Maturities Of Time Deposits) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Banking and Thrift [Abstract]
Months to maturity 3 or less	$ 35,887
Months to maturity over 3 to 6	31,978
Months to maturity over 6 to 12	49,942
Months to maturity over 12	142,465
Total time deposits	$ 260,272	$ 205,065

Borrowings (Additional Informat

Borrowings (Additional Information) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Borrowings [Line Items]
Available-for-sale Securities Pledged as Collateral	$ 685,000	$ 655,000
FHLB
Borrowings [Line Items]
Line of credit amount available for borrowing	$ 1,400	1,300
Percentage of principal and accrued interest of retail repurchase agreements collateralized	102.50%
Pledged collateral for line of credit	$ 1,400	1,000
Residential Portfolio Segment
Borrowings [Line Items]
Pledged under blanket lien	677,300	601,700
Home Equity Lines Of Credit
Borrowings [Line Items]
Pledged under blanket lien	323,000	331,700
Multifamily Loans
Borrowings [Line Items]
Pledged under blanket lien	23,500	8,000
Federal Reserve and Correspondent Banks
Borrowings [Line Items]
Line of credit amount available for borrowing	375,100	356,900
Unsecured line of credit available for borrowing	70,000	55,000
Line Of Credit, Outstanding Amount	0	0
Commercial Portfolio Segment
Borrowings [Line Items]
Pledged under blanket lien	$ 932,800	$ 757,400

Borrowings (Retail Repurchase A

Borrowings (Retail Repurchase Agreements And Other Short Term Borrowings) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Debt Disclosure [Abstract]
Retail repurchase agreements carrying amount	$ 109,145	$ 74,432	$ 53,842
Retail repurchase agreements average	110,776	70,097	55,769
Retail repurchase agreements maximum	$ 128,511	$ 82,702	$ 59,410
Retail Repurchase Agreements Interest Rate	0.23%	0.24%	0.20%
Retail Repurchase Agreements Average Interest Rate	0.23%	0.23%	0.26%

Borrowings (Advances from FHLB

Borrowings (Advances from FHLB and Respective Maturity Schedule) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Maturity:
One Year	$ 280,000	$ 250,000
Two Years	75,000	0
Three Years	160,000	75,000
Four Years	80,000	160,000
Five Years	80,000	80,000
After five years	10,000	90,000
Total advances from FHLB	$ 685,000	$ 655,000
Maturity:
One Year	0.38%	0.20%
Two Years	3.48%	0.00%
Three years	2.45%	3.48%
Four years	3.50%	2.45%
Five years	3.54%	3.50%
After five years	3.49%	3.53%
Total advances from FHLB	1.98%	1.99%

Subordinated Debentures (Additi

Subordinated Debentures (Additional Information) (Detail) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Jul. 07, 2009	Aug. 10, 2004
Subordinated Borrowings [Abstract]
Trust Preferred Securities Issued			$ 35
Subordinated debt fixed interest rate		6.35%
Subordinated debt variable interest rate description	225 basis points over the three month Libor
Subordinated debt interest rate	2.57%
Subordinated debt maturity date	Oct. 7, 2034

Stockholders' Equity (Additiona

Stockholders' Equity (Additional Information) (Detail) - USD ($) $ / shares in Units, $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Aug. 31, 2015	Jul. 01, 2011	May. 01, 2004
Stockholders Equity Note [Line Items]
Common Stock, Shares Authorized	50,000,000	50,000,000
Common Stock, Par or Stated Value Per Share	$ 1	$ 1
Dividend Reinvestment Plan [Member]
Dividend Reinvestment Plan [Abstract]
Dividend Reinvestment Plan, Description	The Company has a dividend reinvestment plan that is sponsored and administered by Computershare Shareholder Services as independent agent, which enables current shareholders as well as first-time buyers to purchase and sell common stock of Sandy Spring Bancorp, Inc. directly through Computershare at low commissions. Participants may reinvest cash dividends and make periodic supplemental cash payments to purchase additional shares.
Dividend Reinvestment Plan, Additional Dividends Potential Payment	$ 51.6
Dividend Reinvestment Plan [Member] | Notes Payable to Banks [Member]
Dividend Reinvestment Plan [Abstract]
Debt Instrument, Issuer	Capital Trust
Debt Instrument Face Amount	$ 35
Debt Instrument, Unused Borrowing Capacity, Amount	35
Dividend Reinvestment Plan [Member] | All Other Loans [Member]
Dividend Reinvestment Plan [Abstract]
Debt Instrument Face Amount	0	$ 0
Notes and Loans Payable	$ 0	$ 0
Common Stock | Repurchase Program
Stockholders Equity Note [Line Items]
Share Repurchase Program Shares Authorized To Acquire Outstanding Common Stock Percentage			5.00%
Repurchase of outstanding shares of common stock under Stock Repurchase Program			1,260,000
Stock Repurchased During Period, Shares	38,032	0
Stock Repurchased During Period, Value	$ 0.9
Common Stock | Current Repurchase Program [Member]
Stockholders Equity Note [Line Items]
Share Repurchase Program Shares Authorized To Acquire Outstanding Common Stock Percentage			5.00%
Repurchase of outstanding shares of common stock under Stock Repurchase Program			1,200,000
Stock Repurchased During Period, Shares	870,450
Stock Repurchased During Period, Value	$ 22.6
Common Stock | Director Plan [Member]
Stockholders Equity Note [Line Items]
Shares authorized but unissued					45,000
Shares available for issuance	25,549
Common Stock | Employee Stock Purchase Plan [Member]
Stockholders Equity Note [Line Items]
Shares authorized but unissued				300,000
Shares available for issuance	178,387
Share Exercise Price Description	Shares are purchased at 85% of the fair market value on the exercise date through monthly payroll deductions of not less than 1% or more than 10% of cash compensation paid in the month

Share Based Compensation (Addit

Share Based Compensation (Additional Information) (Detail) - USD ($) $ in Thousands	3 Months Ended	4 Months Ended	12 Months Ended
	Mar. 31, 2015	May. 06, 2015	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Exercise period			5 years 5 months 1 day	5 years 29 days	5 years 4 months 2 days
Options exercised intrinsic value			$ 458
Stock Options Granted, Net of Forfeitures			21,245
Stock Options and Restricted Stock
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Recognized Compensation expense			$ 1,900	$ 1,700	$ 1,500
Unrecognized Compensation expense			200	200	200
Stock Options Vested, Fair Value			200	200	200
Stock Option
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Unrecognized Compensation expense			$ 200
Expected cost recognition weighted average period			1 year 9 months 18 days
Options exercised intrinsic value			$ 500	$ 100	$ 100
Stock Options Granted	21,245		0
Vesting period	3 years
Restricted Stock
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Unrecognized Compensation expense			$ 3,900
Expected cost recognition weighted average period			3 years 2 months 12 days
Stock Options Granted	79,860		0
Vesting period	5 years
2015 Omnibus Incentive Plan | Common Stock
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Common stock, shares authorizes		1,500,000
Term of share based compensation plan		10 years
Exercise period		10 years
Minimum grant price percentage		100.00%
2015 Omnibus Incentive Plan | Common Stock | Stock Option
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Stock Options Granted			0

Share Based Compensation (Fair

Share Based Compensation (Fair Values of all Options Granted Estimated Using Binomial Option-Pricing Model with Weighted-average Assumptions) (Detail) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Share Based Compensation [Abstract]
Dividend yield	3.40%	3.04%	2.80%
Weighted average expected volatility	42.98%	46.78%	53.87%
Weighted average risk-free interest rate	1.42%	1.56%	0.83%
Weighted average expected lives (in years)	5 years 5 months 1 day	5 years 29 days	5 years 4 months 2 days
Weighted average grant-date fair value	$ 7.63	$ 8.05	$ 7.99

Share Based Compensation (Summa

Share Based Compensation (Summary of Share Option Activity) (Detail) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Number of Common Shares
Balance at January 1, 2015	224,381
Granted	21,245
Exercised	(39,787)	(13,834)	(10,964)
Forfeited or expired	(71,708)
Balance at March 31, 2015	134,131	224,381
Exercisable, Common Shares	93,330
Weighted Average Exercise Share Price
Balance at January 1, 2015	$ 20.88
Granted	26.2
Exercised	15.12
Forfeited or expired	27.86
Balance at March 31, 2015	19.7	$ 20.88
Exercisable at December 31, 2014	17.45
Weighted average fair value of options granted during the year	$ 7.63	$ 8.05	$ 7.99
Weighted Average Contractual Remaining Life(Years)
Balance at end of period	3 years 3 months 18 days
Exercisable at end of period	2 years 2 months 12 days
Balance at January 1, 2015	$ 1,300
Exercised	458
Balance at March 31, 2015	974	$ 1,300
Exercisable, Intrinsic Value	$ 887

Share Based Compensation (Sum97

Share Based Compensation (Summary of Activity for Company's Restricted Stock) (Detail) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Weighted Average Grant-Date Fair Value
Granted	$ 7.63	$ 8.05	$ 7.99
Restricted Stock
Number of Shares
Restricted stock at January 1, 2015	226,871
Granted	79,860
Vested	(81,883)
Forfeited	(6,277)
Restricted stock at March 31, 2015	218,571	226,871
Weighted Average Grant-Date Fair Value
Restricted stock at January 1, 2015	$ 21.07
Granted	26.2
Vested	19.97
Forfeited	22.97
Restricted stock at March 31, 2015	$ 23.3	$ 21.07

Pension, Profit Sharing, and 98

Pension, Profit Sharing, and Other Employee Benefit Plans (Additional Information) (Detail) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Schedule Of Pension Profit Sharing and Other Employee Benefit Plan [Line Items]
Expected return on plan assets	5.00%	6.00%	5.50%
Maximum Percentage Of Asset Allocated To Control Market Volatility	more than 70%
Maximum Percentage Of Market Value For Initial Acquisition Of Equity Portion	not exceed 5%
Minimum Percentage Of Value Of Equity Portion For Sale	exceeds 10%
Maximum Percentage Of Corporate Debt Issuable To Single Issuer	not exceed 10%
Defined Benefit Plan, Investment Strategies, Investment Fund Category	Investment strategies and asset allocations are based on careful consideration of plan liabilities, the plan’s funded status and the Company’s financial condition. Investment performance and asset allocation are measured and monitored on an ongoing basis. The current target allocations for plan assets are 50-70% for equity securities, 30-40% for fixed income securities and 0-10% for cash equivalents. This asset allocation has been set after taking into consideration the Plan’s current frozen status and the possibility of partial plan terminations over the intermediate term. Market volatility risk is controlled by limiting the asset allocation of the most volatile asset class, equities, to no more than 70% of the portfolio and by ensuring that there is sufficient liquidity to meet distribution requirements from the portfolio without disrupting long-term assets. Diversification of the equity portion of the portfolio is controlled by limiting the value of any initial acquisition so that it does not exceed 5% of the market value of the portfolio when purchased. The policy requires the sale of any portion of an equity position when its value exceeds 10% of the portfolio. Fixed income market volatility risk is managed by limiting the term of fixed income investments to five years. Fixed income investments must carry an “A” or better rating by a recognized credit rating agency. Corporate debt of a single issuer may not exceed 10% of the market value of the portfolio. The investment in derivative instruments such as “naked” call options, futures, commodities, and short selling is prohibited. Investment in equity index funds and the writing of “covered” call options (a conservative strategy to increase portfolio income) are permitted. Foreign currency-denominated debt instruments are not permitted. At December 31, 2015, management is of the opinion that there are no significant concentrations of risk in the assets of the plan with respect to any single entity, industry, country, commodity or investment fund that are not otherwise mitigated by FDIC insurance available to the participants of the plan and collateral pledged for any such amount that may not be covered by FDIC insurance. Investment performance is measured against industry accepted benchmarks. The risk tolerance and asset allocation limitations imposed by the policy are consistent with attaining the rate of return assumptions used in the actuarial funding calculations. The RPIC committee meets quarterly to review the activities of the investment managers to ensure adherence with the Investment Policy Statement.
Four Zero One K Provision Description	The Sandy Spring Bank 401(k) Plan includes a 401(k) provision with a Company match. The 401(k) provision is voluntary and covers all eligible employees after ninety days of service. Employees contributing to the 401(k) provision receive a matching contribution of 100% of the first 3% of compensation and 50% of the next 2% of compensation subject to employee contribution limitations. The Company matching contribution vests immediately. The Plan permits employees to purchase shares of Sandy Spring Bancorp, Inc. common stock with their 401(k) contributions, Company match, and other contributions under the Plan.
Profit Sharing And Matching Contribution	$ 2	$ 1.8	$ 1.7
Executive Incentive Retirement Plan Benefit Cost	$ 0.2	$ 0.4	$ 0.3
Equity Securities
Schedule Of Pension Profit Sharing and Other Employee Benefit Plan [Line Items]
Current target allocations for plan assets minimum	50.00%
Current target allocations for plan assets maximum	70.00%
Fixed Income Securities
Schedule Of Pension Profit Sharing and Other Employee Benefit Plan [Line Items]
Current target allocations for plan assets minimum	30.00%
Current target allocations for plan assets maximum	40.00%
Cash Funds And Emerging Market Debt Funds
Schedule Of Pension Profit Sharing and Other Employee Benefit Plan [Line Items]
Current target allocations for plan assets minimum	0.00%
Current target allocations for plan assets maximum	10.00%

Pension, Profit Sharing, and 99

Pension, Profit Sharing, and Other Employee Benefit Plans (Plan's funded status) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]
Projected obligation at January 1	$ 42,629	$ 33,559
Interest cost	1,629	1,600	$ 1,550
Actuarial loss (gain)	(212)	367
Benefit payments	(1,971)	(1,406)
Increase (decrease) related to discount rate change	(2,659)	8,509
Projected obligation at December 31	39,416	42,629	33,559
Defined Benefit Plan, Change in Fair Value of Plan Assets [Roll Forward]
Fair value of plan assets at January 1	33,200	33,244
Actual return on plan assets	(546)	1,362
Benefit payments	(1,971)	(1,406)
Fair value of plan assets at December 31	30,683	33,200	33,244
Funded status at December 31	(8,733)	(9,429)
Accumulated benefit obligation at December 31	39,416	42,629
Unrecognized net actuarial loss	13,038	14,774	5,539
Net periodic pension cost not yet recognized	$ 13,038	$ 14,774	$ 5,539

Pension, Profit Sharing, and100

Pension, Profit Sharing, and Other Employee Benefit Plans (Weighted Average Assumptions Used to Determine Benefit Obligations) (Detail)	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Pension, Profit Sharing, and Other Employee Benefit Plans [Abstract]
Discount rate	4.26%	3.91%	4.77%

Pension, Profit Sharing, and101

Pension, Profit Sharing, and Other Employee Benefit Plans (Net Periodic Benefit Cost) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Pension, Profit Sharing, and Other Employee Benefit Plans [Abstract]
Interest cost on projected benefit obligation	$ 1,629	$ 1,600	$ 1,550
Expected return on plan assets	(1,622)	(1,971)	(1,668)
Recognized net actuarial loss	1,032	251	1,255
Adjustment due to settlement accounting for termination liability	0	0	269
Net periodic benefit cost	$ 1,039	$ (120)	$ 1,406

Pension, Profit Sharing, and102

Pension, Profit Sharing, and Other Employee Benefit Plans (Weighted Average Assumptions Used to Determine Net Periodic Benefit Cost) (Detail)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Pension, Profit Sharing, and Other Employee Benefit Plans [Abstract]
Discount rate	3.91%	4.77%	4.00%
Expected return on plan assets	5.00%	6.00%	5.50%

Pension, Profit Sharing, and103

Pension, Profit Sharing, and Other Employee Benefit Plans (Components of Net Unrecognized Benefits Costs (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Pension, Profit Sharing, and Other Employee Benefit Plans [Abstract]
Included in accumulated other comprehensive income (loss), Beginning Balance	$ 14,774	$ 5,539	$ 14,879
Additions during the year	1,955	977	(3,969)
Reclassifications due to recognition as net periodic pension cost	(1,032)	(251)	(1,255)
Increase (decrease) related to change in discount rate assumption	(2,659)	8,509	(4,099)
Excess if distributions over reduction in projected benefit obligations			254
Loss recognized due to settlement			(271)
Included in accumulated other comprehensive income (loss), Ending Balance	13,038	$ 14,774	$ 5,539
Applicable tax effect	(5,175)
Included in accumulated other comprehensive income (loss) net of tax effect at December 31, 2014	7,863
Amount expected to be recognized as part of net periodic pension cost in the next fiscal year	$ 1,135

Pension, Profit Sharing, and104

Pension, Profit Sharing, and Other Employee Benefit Plans (Component of Net Periodic Benefit) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Pension, Profit Sharing, and Other Employee Benefit Plans [Abstract]
Net actuarial loss	$ (13,038)	$ (14,774)	$ (5,539)
Net periodic benefit cost not yet recognized	$ (13,038)	$ (14,774)	$ (5,539)

Pension, Profit Sharing, and105

Pension, Profit Sharing, and Other Employee Benefit Plans (Company's pension plan weighted average) (Detail)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Defined Benefit Plan Disclosure [Line Items]
Total pension plan sssets	100.00%	100.00%
Cash and certificates of deposit
Defined Benefit Plan Disclosure [Line Items]
Total pension plan sssets	9.70%	4.60%
Equity Securities
Defined Benefit Plan Disclosure [Line Items]
Total pension plan sssets	71.60%	69.40%
Debt Securities
Defined Benefit Plan Disclosure [Line Items]
Total pension plan sssets	18.70%	26.00%

Pension, Profit Sharing, and106

Pension, Profit Sharing, and Other Employee Benefit Plans (Fair values of Company's pension plan assets) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	$ 30,683	$ 33,200	$ 33,244
Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	24,933	24,577
Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	5,750	8,623
Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Fixed income securities U. S. Government Agencies
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Fixed income securities U. S. Government Agencies | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Fixed income securities U. S. Government Agencies | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Fixed income securities U. S. Government Agencies | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Fixed income securities Corporate bonds
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	5,750	8,623
Fixed income securities Corporate bonds | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Fixed income securities Corporate bonds | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	5,750	8,623
Fixed income securities Corporate bonds | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Fixed income securities Other
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	124	143
Fixed income securities Other | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	124	143
Fixed income securities Other | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Fixed income securities Other | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Cash and certificates of deposit
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	2,853	1,381
Cash and certificates of deposit | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	2,853	1,381
Cash and certificates of deposit | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Cash and certificates of deposit | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Total Equity securities
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	21,956	23,053
Total Equity securities | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	21,956	23,053
Total Equity securities | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Total Equity securities | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Industrials
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	2,020	2,853
Equity Securities Industrials | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	2,020	2,853
Equity Securities Industrials | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Industrials | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Financials
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	2,025	1,881
Equity Securities Financials | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	2,025	1,881
Equity Securities Financials | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Financials | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Telecommunication services
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	1,060	1,279
Equity Securities Telecommunication services | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	1,060	1,279
Equity Securities Telecommunication services | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Telecommunication services | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Consumer
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	3,061	3,769
Equity Securities Consumer | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	3,061	3,769
Equity Securities Consumer | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Consumer | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Health care
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	2,355	3,047
Equity Securities Health care | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	2,355	3,047
Equity Securities Health care | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Health care | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Information technology
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	3,156	4,378
Equity Securities Information technology | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	3,156	4,378
Equity Securities Information technology | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Information technology | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Energy
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	758	2,301
Equity Securities Energy | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	758	2,301
Equity Securities Energy | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Energy | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Materials
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	367	1,190
Equity Securities Materials | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	367	1,190
Equity Securities Materials | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Materials | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Equity-based mutual funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	5,205
Equity Securities Equity-based mutual funds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	5,205
Equity Securities Equity-based mutual funds [Member] | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0
Equity Securities Equity-based mutual funds [Member] | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0
Equity Securities Other
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	1,949	2,355
Equity Securities Other | Quoted Prices in Active Markets for Identical Assets (Level 1)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	1,949	2,355
Equity Securities Other | Significant Other Observable Inputs (Level 2)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	0	0
Equity Securities Other | Significant Unobservable Inputs (Level 3)
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets, Asset Category	$ 0	$ 0

Pension, Profit Sharing, and107

Pension, Profit Sharing, and Other Employee Benefit Plans (Benefit payments, which reflect expected future service) (Detail) $ in Thousands	Dec. 31, 2015USD ($)
Pension, Profit Sharing, and Other Employee Benefit Plans [Abstract]
2,014	$ 1,596
2,015	1,460
2,016	1,482
2,017	1,806
2,018	1,660
2019-2023	$ 10,744

Other Non-Interest Income An108

Other Non-Interest Income And Other Non-Interest Expense (Selected Components of Other Non-Interest Income And Other Non-Interest Expense) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Other Income and Expenses [Abstract]
Letter of credit fees	$ 790	$ 706	$ 881
Extension fees	503	560	558
Other income	5,521	4,219	5,260
Total other non-interest income	6,814	5,485	6,699
Professional fees	4,819	4,544	4,479
Other real estate owned	76	100	(303)
Postage and delivery	1,173	1,286	1,299
Communications	1,587	1,507	1,606
Other expenses	10,896	10,581	9,129
Total other non-interest expense	$ 18,551	$ 18,018	$ 16,210

Income Taxes (Components of inc

Income Taxes (Components of income tax expense (benefit)) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Current income taxes:
Federal									$ 17,890	$ 13,671	$ 15,391
State									4,140	3,103	3,824
Total current									22,030	16,774	19,215
Deferred income taxes:
Federal									10	554	2,743
State									(13)	254	605
Total deferred									(3)	808	3,348
Total income tax expense (benefit)	$ 6,372	$ 5,175	$ 5,014	$ 5,466	$ 4,086	$ 5,428	$ 2,722	$ 5,346	$ 22,027	$ 17,582	$ 22,563

Income Taxes (Deferred Tax Aset

Income Taxes (Deferred Tax Asets And Liabilities) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deferred Tax Assets:
Allowance for loan and lease losses	$ 16,231	$ 15,022
Employee benefits	1,852	1,779
Pension plan OCI	5,175	5,873
Deferred loan fees and costs	315	212
Non-qualified stock option expense	522	503
Losses on other real estate owned	32	98
Other than temporary impairment	322	322
Loan and deposit premium/discount	293	476
Reserve for recourse loans	199	199
Loss carryforward	0	273
Other	9	6
Gross deferred tax assets	24,950	24,763
Valuation allowance	0	(287)
Net deferred tax assets	24,950	24,476
Deferred Tax Liabilities:
Unrealized gains on investments available for sale	(4,319)	(5,327)
Pension plan costs	(1,709)	(2,124)
Depreciation	(1,338)	(55)
Intangible assets	(1,542)	(1,276)
Bond accretion	(228)	(174)
Other	(18)	(16)
Gross deferred tax liabilities	(9,154)	(8,972)
Net deferred tax asset	$ 15,796	$ 15,504

Income Taxes (Reconcilements Be

Income Taxes (Reconcilements Between Statutory Federal Income Tax Rate And Effective Tax Rate) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Income tax expense at federal statutory rate									$ 23,584	$ 19,523	$ 23,445
Increase (decrease) resulting from:
Tax exempt income, net									(3,457)	(3,468)	(3,185)
Bank-owned life insurance									(900)	(855)	(875)
State income taxes, net of federal income tax benefits									2,687	2,182	2,879
Other, net									113	200	299
Total income tax expense (benefit)	$ 6,372	$ 5,175	$ 5,014	$ 5,466	$ 4,086	$ 5,428	$ 2,722	$ 5,346	$ 22,027	$ 17,582	$ 22,563
Income tax expense at federal statutory rate									35.00%	35.00%	35.00%
Increase (decrease) resulting from:
Tax exempt income, net									(5.10%)	(6.20%)	(4.70%)
Bank-owned life insurance									(1.30%)	(1.50%)	(1.30%)
State income taxes, net of federal income tax benefits									4.00%	3.90%	4.30%
Other, net									0.10%	0.40%	0.40%
Total income tax expense (benefit) and rate									32.70%	31.60%	33.70%

Net Income Per Share (Calculati

Net Income Per Share (Calculation of Net Income per Common Share (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Earnings Per Share [Abstract]
Net income	$ 12,802	$ 10,995	$ 10,333	$ 11,225	$ 9,148	$ 11,142	$ 6,982	$ 10,928	$ 45,355	$ 38,200	$ 44,422
Basic:
Basic weighted average EPS shares									24,609,000	25,047,000	24,961,000
Basic net income per share	$ 0.53	$ 0.45	$ 0.42	$ 0.45	$ 0.37	$ 0.44	$ 0.28	$ 0.44	$ 1.84	$ 1.53	$ 1.78
Diluted:
Basic weighted average EPS shares									24,609,000	25,047,000	24,961,000
Dilutive common stock equivalents									89,000	92,000	114,000
Dilutive EPS shares									24,698,000	25,139,000	25,075,000
Diluted net income per share	$ 0.52	$ 0.45	$ 0.42	$ 0.45	$ 0.36	$ 0.44	$ 0.28	$ 0.43	$ 1.84	$ 1.52	$ 1.77
Anti-dilutive shares									7,000	56,000	164,000

Other Comprehensive Income (113

Other Comprehensive Income (Loss) (Net Accumulated Other Comprehensive Income (Loss)) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	$ (823)	$ (2,970)	$ 11,312
Total other comprehensive income (loss)	(474)	2,147	(14,282)
Ending Balance	(1,297)	(823)	(2,970)
Unrealized Gains (Losses) on Investments Available-for-Sale
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	8,078	358	20,258
Total other comprehensive income (loss)	(1,512)	7,720	(19,900)
Ending Balance	6,566	8,078	358
Defined Benefit Pension Plan
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(8,901)	(3,328)	(8,946)
Total other comprehensive income (loss)	1,038	(5,573)	5,618
Ending Balance	$ (7,863)	$ (8,901)	$ (3,328)

Other Comprehensive Income (114

Other Comprehensive Income (Loss) (Reclassification Adjustments Out of Accumulated Other Comprehensive Income) (Detail) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Unrealized gains/(losses) on investments available-for-sale Affected line item in the Statements of Income:
Investment securities gains		$ 36	$ 5	$ 115
Income before taxes		36	5	115
Tax expense		14	2	46
Net income		22	3	69
Amortization of defined benefit pension plan items Affected line item in the Statements of Income:
Recognized actuarial loss	[1]	1,736	(9,235)	9,340
Income before taxes		1,736	(9,235)	9,340
Tax expense		698	(3,662)	3,722
Net income		$ 1,038	$ (5,573)	$ 5,618
[1]	This amount is included in the computation of net periodic benefit cost, see Note 13

Financial Instruments with O115

Financial Instruments with Off-Balance Sheet Risk and Derivatives (Summary Of Financial Instruments With Off-Balance Sheet Credit Risk) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Disclosure Summary Of Financial Instruments With Off Balance Sheet Credit Risk [Line Items]
Total Commitments to extend credit and available credit lines	$ 1,284,200	$ 1,194,255
Commercial
Disclosure Summary Of Financial Instruments With Off Balance Sheet Credit Risk [Line Items]
Total Commitments to extend credit and available credit lines	234,552	212,628
Real estate-development and construction
Disclosure Summary Of Financial Instruments With Off Balance Sheet Credit Risk [Line Items]
Total Commitments to extend credit and available credit lines	80,935	100,264
Real estate-residential mortgage
Disclosure Summary Of Financial Instruments With Off Balance Sheet Credit Risk [Line Items]
Total Commitments to extend credit and available credit lines	23,375	12,667
Lines of credit, principally home equity and business lines
Disclosure Summary Of Financial Instruments With Off Balance Sheet Credit Risk [Line Items]
Total Commitments to extend credit and available credit lines	879,326	810,552
Standby letters of credit
Disclosure Summary Of Financial Instruments With Off Balance Sheet Credit Risk [Line Items]
Total Commitments to extend credit and available credit lines	$ 66,012	$ 58,144

Financial Instruments with O116

Financial Instruments with Off-Balance Sheet Risk and Derivatives (Company's Interest Rate Swaps) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Swap
Derivative [Line Items]
Notional Amount	$ 19,884	$ 20,850
Estimated Fair Value	$ 0	$ 0
Years to Maturity	7 years 4 months 24 days	8 years 6 months
Derivative Receive Rate	4.74%	3.92%
Derivative Pay Rate	4.74%	3.92%
Pay Fixed/Receive Variable Swaps
Derivative [Line Items]
Notional Amount	$ 9,942	$ 10,425
Estimated Fair Value	$ (1,312)	$ (1,501)
Years to Maturity	7 years 4 months 24 days	8 years 6 months
Derivative Receive Rate	4.15%	2.53%
Derivative Pay Rate	5.34%	5.31%
Pay Variable/Receive Fixed Swaps
Derivative [Line Items]
Notional Amount	$ 9,942	$ 10,425
Estimated Fair Value	$ 1,312	$ 1,501
Years to Maturity	7 years 4 months 24 days	8 years 6 months
Derivative Receive Rate	5.34%	5.31%
Derivative Pay Rate	4.15%	2.53%

Litigation (Detail)

Litigation (Detail) - CommerceFirst Bank - USD ($) $ in Millions	3 Months Ended	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2015	Dec. 31, 2014
Loss Contingencies [Line Items]
Loss Contingency, Name of Plaintiff		CommerceFirst Bank
Loss Contingency, Settlement Agreement, Date		6/30/2014
Loss Contingency Accrual			$ 6.5
Loss Contingency Accrual, Increase (Decrease)	$ (4.5)
Business Acquisition, Effective Date of Acquisition		Dec. 31, 2012

Fair Value (Additional Informat

Fair Value (Additional Information) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Fair Value Disclosures [Abstract]
Impaired loans	$ 28,927	$ 29,419	$ 32,523
Impaired loans fair value	25,500	26,500
Specific loan loss reserves	$ 3,400	$ 2,900

Fair Value (Financial Assets an

Fair Value (Financial Assets and Liabilities at Dates Indicated that Were Accounted for or Disclosed at Fair Value) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Residential mortgage loans held for sale (at fair value)	$ 15,457	$ 10,512
Investments available-for-sale (at fair value)	592,049	672,209
Fair Value, Measurements, Recurring | Residential Mortgage Loans Held For Sale
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Residential mortgage loans held for sale (at fair value)	15,457	10,512
Fair Value, Measurements, Recurring | U.S. Government Agencies
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	108,400	141,679
Fair Value, Measurements, Recurring | State and municipal
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	164,707	167,052
Fair Value, Measurements, Recurring | Mortgage-Backed
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	316,696	361,519
Fair Value, Measurements, Recurring | Trust Preferred
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	1,023	1,236
Fair Value, Measurements, Recurring | Marketable Equity Securities
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	1,223	723
Fair Value, Measurements, Recurring | Interest Rate Swap Agreements
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Other assets	1,312	1,501
Other liabilities	(1,312)	(1,501)
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Residential Mortgage Loans Held For Sale
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Residential mortgage loans held for sale (at fair value)	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Government Agencies
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | State and municipal
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-Backed
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Trust Preferred
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Marketable Equity Securities
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest Rate Swap Agreements
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Other assets	0	0
Other liabilities	0	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Residential Mortgage Loans Held For Sale
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Residential mortgage loans held for sale (at fair value)	15,457	10,512
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | U.S. Government Agencies
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	108,400	141,679
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | State and municipal
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	164,707	167,052
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Mortgage-Backed
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	316,696	361,519
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Trust Preferred
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	0	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Marketable Equity Securities
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	1,223	723
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Interest Rate Swap Agreements
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Other assets	1,312	1,501
Other liabilities	(1,312)	(1,501)
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Residential Mortgage Loans Held For Sale
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Residential mortgage loans held for sale (at fair value)	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | U.S. Government Agencies
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | State and municipal
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Mortgage-Backed
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Trust Preferred
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	1,023	1,236
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Marketable Equity Securities
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Investments available-for-sale (at fair value)	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Interest Rate Swap Agreements
Fair Value Balance Sheet Grouping Financial Statement Captions [Line Items]
Other assets	0	0
Other liabilities	$ 0	$ 0

Fair Value (Unrealized Losses I

Fair Value (Unrealized Losses Included in Assets Measured in Consolidated Statements of Condition at Fair Value on Recurring Basis) (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Principal Redemption	$ (121,994)	$ (89,076)	$ (198,410)
Available-for-Sale Securities | Fair Value, Inputs, Level 3
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Balance at January 1, 2015	1,236
Principal Redemption	(259)
Total unrealized losses included in other comprehensive income (loss)	46
Balance at March 31, 2015	$ 1,023	$ 1,236

Fair Value (Assets Measured at

Fair Value (Assets Measured at Fair Value on Nonrecurring Basis) (Detail) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring		$ 12,091	$ 11,014
Fair value measured on nonrecurring basis losses		10,268	13,646
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	[1]	9,349	7,819
Fair value measured on nonrecurring basis losses	[1]	10,348	13,893
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring		2,742	3,195
Fair value measured on nonrecurring basis losses		(80)	(247)
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring		0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	[1]	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring		0	0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring		0	0
Significant Other Observable Inputs (Level 2) | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	[1]	0	0
Significant Other Observable Inputs (Level 2) | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring		0	0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring		12,091	11,014
Significant Unobservable Inputs (Level 3) | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	[1]	9,349	7,819
Significant Unobservable Inputs (Level 3) | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring		$ 2,742	$ 3,195
[1]	Amounts represent the fair value of collateral for impaired loans allocated to the allowance for loan and lease losses. Fair values are determined using actual market prices (Level 2), independent third party valuations and borrower records, discounted as appropriate (Level 3).

Fair Value (Carrying Amounts an

Fair Value (Carrying Amounts and Fair Values of Company's Financial Instruments) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financial Assets
Investments held-to-maturity and other equity securities	$ 249,601	$ 261,410
Loans, net of allowance	3,454,475	3,089,590
Other assets	90,866	88,657
Financial Liabilities
Time Deposits	508,444	444,922
Securities sold under retail repurchase agreements and federal funds purchased	109,145	74,432
Advances from FHLB	685,000	655,000
Subordinated debentures	35,000	35,000
Estimate of Fair Value Measurement [Member]
Financial Assets
Investments held-to-maturity and other equity securities	253,040	263,697
Loans, net of allowance	3,526,807	3,118,635
Other assets	90,866	88,657
Financial Liabilities
Time Deposits	508,000	444,729
Securities sold under retail repurchase agreements and federal funds purchased	109,145	74,432
Advances from FHLB	704,410	679,163
Subordinated debentures	14,694	13,276
Quoted Prices in Active Markets for Identical Assets (Level 1)
Financial Assets
Investments held-to-maturity and other equity securities	0	0
Loans, net of allowance	0	0
Other assets	0	0
Financial Liabilities
Time Deposits	0	0
Securities sold under retail repurchase agreements and federal funds purchased	0	0
Advances from FHLB	0	0
Subordinated debentures	0	0
Significant Other Observable Inputs (Level 2)
Financial Assets
Investments held-to-maturity and other equity securities	253,040	263,697
Loans, net of allowance	0	0
Other assets	90,866	88,657
Financial Liabilities
Time Deposits	508,000	444,729
Securities sold under retail repurchase agreements and federal funds purchased	109,145	74,432
Advances from FHLB	704,410	679,163
Subordinated debentures	0	0
Significant Unobservable Inputs (Level 3)
Financial Assets
Investments held-to-maturity and other equity securities	0	0
Loans, net of allowance	3,526,807	3,118,635
Other assets	0	0
Financial Liabilities
Time Deposits	0	0
Securities sold under retail repurchase agreements and federal funds purchased	0	0
Advances from FHLB	0	0
Subordinated debentures	$ 14,694	$ 13,276

Parent Company Financial Inf123

Parent Company Financial Information (Statements of Condition) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Assets
Cash and cash equivalents	$ 72,882	$ 96,217
Investments available-for-sale (at fair value)	592,049	672,209
Investments held-to-maturity	208,265	219,973
Other assets	117,208	117,282
Total assets	4,655,380	4,397,132	$ 4,106,100
Liabilities
Subordinated debentures	35,000	35,000
Accrued expenses and other liabilities	38,078	44,440
Total liabilities	4,130,953	3,875,381
Stockholders Equity
Common stock	24,296	25,045
Additional paid in capital	175,588	194,647
Retained earnings	325,840	302,882
Accumulated other comprehensive income (loss)	(1,297)	(823)	(2,970)	$ 11,312
Total stockholders equity	524,427	521,751	$ 499,363	$ 483,512
Total liabilities and stockholders equity	4,655,380	4,397,132
Parent Company [Member]
Assets
Cash and cash equivalents	9,154	12,088
Investments available-for-sale (at fair value)	1,223	723
Investments held-to-maturity	2,100	0
Investment in subsidiary	511,841	508,821
Loan to subsidiary	35,000	35,000
Dividend receivable from subsidiary	0	0
Other assets	352	342
Total assets	559,670	556,974
Liabilities
Subordinated debentures	35,000	35,000
Accrued expenses and other liabilities	243	223
Total liabilities	35,243	35,223
Stockholders Equity
Common stock	24,296	25,045
Additional paid in capital	175,588	194,647
Retained earnings	325,840	302,882
Accumulated other comprehensive income (loss)	(1,297)	(823)
Total stockholders equity	524,427	521,751
Total liabilities and stockholders equity	$ 559,670	$ 556,974

Parent Company Financial Inf124

Parent Company Financial Information (Statements of Income) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income:
Other income									$ 5,521	$ 4,219	$ 5,260
Expenses:
Total interest expense	$ 5,297	$ 5,201	$ 4,916	$ 4,699	$ 4,748	$ 4,730	$ 4,682	$ 4,658	20,113	18,818	19,433
Income before income taxes	19,174	16,170	15,347	16,691	13,234	16,570	9,704	16,274	67,382	55,782	66,985
Income Tax Expense (Benefit)	(6,372)	(5,175)	(5,014)	(5,466)	(4,086)	(5,428)	(2,722)	(5,346)	(22,027)	(17,582)	(22,563)
Net income	$ 12,802	$ 10,995	$ 10,333	$ 11,225	$ 9,148	$ 11,142	$ 6,982	$ 10,928	45,355	38,200	44,422
Parent Company [Member]
Income:
Cash dividends from subsidiary									42,580	19,530	16,585
Other income									995	902	931
Total income									43,575	20,432	17,516
Expenses:
Interest									899	881	895
Other expenses									1,123	1,060	1,044
Total interest expense									2,022	1,941	1,939
Income before income taxes									41,553	18,491	15,577
Income Tax Expense (Benefit)									(308)	(266)	(271)
Income before equity in undistributed income of subsidiary									41,861	18,757	15,848
Equity in undistributed income of subsidiary									3,494	19,443	28,574
Net income									$ 45,355	$ 38,200	$ 44,422

Parent Company Financial Inf125

Parent Company Financial Information (Statements of Cash Flows) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash Flows from Operating Activities:
Net income	$ 12,802	$ 10,995	$ 10,333	$ 11,225	$ 9,148	$ 11,142	$ 6,982	$ 10,928	$ 45,355	$ 38,200	$ 44,422
Adjustments to reconcile net income to net cash provided by operating activities:
Share based compensation expense									1,979	1,452	1,688
Net change in other liabilities									(6,267)	20,166	(5,965)
Other-net									4,628	(4,997)	13,046
Net cash provided by operating activities									50,830	53,664	96,142
Cash Flows from Investing Activities:
Purchase of investment available-for-sale									(46,190)	0	(161,379)
Acquistion of business activity, net of cash acquired									0	0	0
Net cash used in investing activities									(291,915)	(262,337)	(233,190)
Cash Flows from Financing Activities:
Redemption of stock warrant									(22,624)	(910)	0
Proceeds from issuance of common stock									487	394	153
Tax benefit from stock options exercised									350	321	0
Repurchase of common stock									(22,624)	(910)	0
Dividends paid									(22,397)	(19,216)	(16,130)
Net cash provided by financing activities									217,750	230,463	125,069
Net increase (decrease) in cash and cash equivalents									(23,335)	21,790	(11,979)
Cash and cash equivalents at beginning of period				96,217				74,427	96,217	74,427	86,406
Cash and cash equivalents at end of period	72,882				96,217				72,882	96,217	74,427
Parent Company [Member]
Cash Flows from Operating Activities:
Net income									45,355	38,200	44,422
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed income-subsidiary									(3,494)	(19,443)	(28,574)
Share based compensation expense									1,979	1,452	1,688
Other-net									10	(261)	(43)
Net cash provided by operating activities									43,850	19,948	17,493
Cash Flows from Investing Activities:
Purchase of investment available-for-sale									(2,600)	0	0
Net cash used in investing activities									(2,600)	0	0
Cash Flows from Financing Activities:
Proceeds from issuance of common stock									487	394	153
Tax benefit from stock options exercised									350	321	0
Repurchase of common stock									(22,624)	(910)	0
Dividends paid									(22,397)	(19,216)	(16,130)
Net cash provided by financing activities									(44,184)	(19,411)	(15,977)
Net increase (decrease) in cash and cash equivalents									(2,934)	537	1,516
Cash and cash equivalents at beginning of period				$ 12,088				$ 11,551	12,088	11,551	10,035
Cash and cash equivalents at end of period	$ 9,154				$ 12,088				$ 9,154	$ 12,088	$ 11,551

Regulatory Matters (Company's a

Regulatory Matters (Company's and Bank's actual capital amounts and ratios) (Detail) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Parent Company [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Actual Amount, Capital	$ 519,179	$ 511,845
Actual Amount, Tier One Risk Based Capital	478,284	474,042
Actual Amount, Common Equity Tier 1 Capital	443,284
Actual Amount, Tier One Leverage Capital	$ 478,284	$ 474,042
Actual Ratio, Capital	14.25%	15.06%
Actual Ratio, Tier One Risk Based Capital	13.13%	13.95%
Actual Ratio, Common Equity Tier 1 Capital	12.17%
Actual Ratio, Tier One Leverage Capital	10.60%	11.26%
For Capital Adequacy Purposes Amount, Capital	$ 291,444	$ 271,925
For Capital Adequacy Purposes Amount, Tier One Risk Based Capital	218,583	135,962
For Capital Adequacy Purposes Amount, Common Equity Tier 1 Capital	163,937
For Capital Adequacy Purposes Amount, Tier One Leverage Capital	$ 180,463	$ 126,261
For Capital Adequacy Purposes Ratio, Capital	8.00%	8.00%
For Capital Adequacy Purposes Ratio, Tier One Risk Based Capital	6.00%	4.00%
For Capital Adequacy Purposes Ratio, Common Equity Tier 1 Capital	4.50%
For Capital Adequacy Purposes Ratio, Tier One Leverage Capital	4.00%	3.00%
Sandy Spring Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Actual Amount, Capital	$ 505,510	$ 497,832
Actual Amount, Tier One Risk Based Capital	429,615	425,029
Actual Amount, Common Equity Tier 1 Capital	429,615
Actual Amount, Tier One Leverage Capital	$ 429,615	$ 425,029
Actual Ratio, Capital	13.90%	14.66%
Actual Ratio, Tier One Risk Based Capital	11.81%	12.52%
Actual Ratio, Common Equity Tier 1 Capital	11.81%
Actual Ratio, Tier One Leverage Capital	9.53%	10.11%
For Capital Adequacy Purposes Amount, Capital	$ 290,920	$ 271,676
For Capital Adequacy Purposes Amount, Tier One Risk Based Capital	218,190	135,838
For Capital Adequacy Purposes Amount, Common Equity Tier 1 Capital	163,642
For Capital Adequacy Purposes Amount, Tier One Leverage Capital	$ 180,279	$ 126,152
For Capital Adequacy Purposes Ratio, Capital	8.00%	8.00%
For Capital Adequacy Purposes Ratio, Tier One Risk Based Capital	6.00%	4.00%
For Capital Adequacy Purposes Ratio, Common Equity Tier 1 Capital	4.50%
For Capital Adequacy Purposes Ratio, Tier One Leverage Capital	4.00%	3.00%
To Be Well Capitalized Under Prompt Action Provisions Ratio, Capital	10.00%	10.00%
To Be Well Capitalized Under Prompt Action Provisions Ratio, Tier One Risk Based Capital	8.00%	6.00%
To Be Well Capitalized Under Prompt Action Provisions Ratio, Common Equity Tier 1 Capital	6.50%
To Be Well Capitalized Under Prompt Action Provisions Ratio, Tier One Leverage Capital	5.00%	5.00%

Segment Reporting (Additional I

Segment Reporting (Additional Information) (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Segment Reporting Information [Line Items]
Amortization of intangible assets	$ 372,000	$ 821,000	$ 1,845,000
Investment Management
Segment Reporting Information [Line Items]
Assets under management	$ 1,100,000,000

Segment Reporting (Operating Se

Segment Reporting (Operating Segments and Reconciliation of Information to Condensed Consolidated Financial Statements) (Detail) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Segment Reporting Information [Line Items]
Interest income	$ 41,074	$ 40,317	$ 38,849	$ 38,072	$ 37,975	$ 37,150	$ 36,991	$ 36,250	$ 158,312	$ 148,366	$ 149,347
Interest expense	5,297	5,201	4,916	4,699	4,748	4,730	4,682	4,658	20,113	18,818	19,433
Provision (credit)	1,850	1,706	1,218	597	853	(192)	158	(982)	5,371	(163)	(1,084)
Non-interest income	12,243	12,390	12,109	13,159	11,338	12,590	11,694	11,249	49,901	46,871	47,511
Non-interest Expense	26,996	29,630	29,477	29,244	30,478	28,632	34,141	27,549	115,347	120,800	111,524
Income before income taxes	19,174	16,170	15,347	16,691	13,234	16,570	9,704	16,274	67,382	55,782	66,985
Income tax expense	6,372	5,175	5,014	5,466	4,086	5,428	2,722	5,346	22,027	17,582	22,563
Net income	12,802	$ 10,995	$ 10,333	$ 11,225	9,148	$ 11,142	$ 6,982	$ 10,928	45,355	38,200	44,422
Assets	4,655,380				4,397,132				4,655,380	4,397,132	4,106,100
Intersegment Elimination
Segment Reporting Information [Line Items]
Interest income									(6)	(17)	(25)
Interest expense									(6)	(17)	(25)
Provision (credit)									0	0	0
Non-interest income									(16,117)	(3,701)	(641)
Non-interest Expense									(16,117)	(3,701)	(641)
Income before income taxes									0	0	0
Income tax expense									0	0	0
Net income									0	0	0
Assets	(19,393)				(19,756)				(19,393)	(19,756)	(69,390)
Community Banking
Segment Reporting Information [Line Items]
Interest income									158,313	148,366	149,347
Interest expense									20,119	18,835	19,458
Provision (credit)									5,371	(163)	(1,084)
Non-interest income									53,398	38,388	36,588
Non-interest Expense									122,183	115,577	104,392
Income before income taxes									64,038	52,505	63,169
Income tax expense									20,710	16,300	21,060
Net income									43,328	36,205	42,109
Assets	4,656,573				4,399,133				4,656,573	4,399,133	4,143,368
Insurance
Segment Reporting Information [Line Items]
Interest income									1	6	9
Interest expense									0	0	0
Provision (credit)									0	0	0
Non-interest income									5,516	5,386	5,280
Non-interest Expense									5,189	5,290	4,392
Income before income taxes									328	102	897
Income tax expense									141	43	363
Net income									187	59	534
Assets	5,542				5,842				5,542	5,842	13,990
Investment Management
Segment Reporting Information [Line Items]
Interest income									4	11	16
Interest expense									0	0	0
Provision (credit)									0	0	0
Non-interest income									7,104	6,798	6,284
Non-interest Expense									4,092	3,634	3,381
Income before income taxes									3,016	3,175	2,919
Income tax expense									1,176	1,239	1,140
Net income									1,840	1,936	1,779
Assets	$ 12,658				$ 11,913				$ 12,658	$ 11,913	$ 18,132

Quarterly Financial Results 129

Quarterly Financial Results (Unaudited) (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Quarterly Financial Information Disclosure [Abstract]
Interest income	$ 41,074	$ 40,317	$ 38,849	$ 38,072	$ 37,975	$ 37,150	$ 36,991	$ 36,250	$ 158,312	$ 148,366	$ 149,347
Interest expense	5,297	5,201	4,916	4,699	4,748	4,730	4,682	4,658	20,113	18,818	19,433
Net interest income	35,777	35,116	33,933	33,373	33,227	32,420	32,309	31,592	138,199	129,548	129,914
Provision (credit)	1,850	1,706	1,218	597	853	(192)	158	(982)	5,371	(163)	(1,084)
Non-interest income	12,243	12,390	12,109	13,159	11,338	12,590	11,694	11,249	49,901	46,871	47,511
Non-interest Expense	26,996	29,630	29,477	29,244	30,478	28,632	34,141	27,549	115,347	120,800	111,524
Income before income taxes	19,174	16,170	15,347	16,691	13,234	16,570	9,704	16,274	67,382	55,782	66,985
Income tax expense	6,372	5,175	5,014	5,466	4,086	5,428	2,722	5,346	22,027	17,582	22,563
Net income	$ 12,802	$ 10,995	$ 10,333	$ 11,225	$ 9,148	$ 11,142	$ 6,982	$ 10,928	$ 45,355	$ 38,200	$ 44,422
Earnings Per Share, Basic, Total	$ 0.53	$ 0.45	$ 0.42	$ 0.45	$ 0.37	$ 0.44	$ 0.28	$ 0.44	$ 1.84	$ 1.53	$ 1.78
Earnings Per Share, Diluted, Total	$ 0.52	$ 0.45	$ 0.42	$ 0.45	$ 0.36	$ 0.44	$ 0.28	$ 0.43	$ 1.84	$ 1.52	$ 1.77