Sandy Spring Bancorp (SASR) 10-Q 4 Nov 22 2022 Q3 Quarterly report Financial data

Cover

Cover - shares	9 Months Ended
	Sep. 30, 2022	Nov. 02, 2022
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Entity File Number	0-19065
Entity Registrant Name	SANDY SPRING BANCORP, INC.
Entity Incorporation State Country Code	MD
Entity Tax Identification Number	52-1532952
Entity Address Address Line1	17801 Georgia Avenue
Entity Address City Or Town	Olney
Entity Address State Or Province	MD
Entity Address Postal Zip Code	20832
City Area Code	301
Local Phone Number	774-6400
Security 12b Title	Common Stock, par value $1.00 per share
Trading Symbol	SASR
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock Shares Outstanding (in shares)		44,644,269
Amendment Flag	false
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q3
Entity Central Index Key	0000824410
Current Fiscal Year End Date	--12-31

CONDENSED CONSOLIDATED STATEMEN

CONDENSED CONSOLIDATED STATEMENTS OF CONDITION - UNAUDITED - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets:
Cash and due from banks	$ 88,780	$ 65,630
Federal funds sold	213	312
Interest-bearing deposits with banks	169,815	354,078
Cash and cash equivalents	258,808	420,020
Residential mortgage loans held for sale (at fair value)	11,469	39,409
Investments held-to-maturity, at cost (fair value of $226,030)	265,648	0
Investments available-for-sale (at fair value)	1,244,335	1,465,896
Other investments, at cost	77,296	41,166
Total loans	11,218,813	9,967,091
Less: allowance for credit losses - loans	(128,268)	(109,145)
Net loans	11,090,545	9,857,946
Premises and equipment, net	64,703	59,685
Other real estate owned	739	1,034
Accrued interest receivable	37,074	34,349
Goodwill	363,436	370,223
Other intangible assets, net	21,262	25,920
Other assets	330,282	275,078
Total assets	13,765,597	12,590,726
Liabilities:
Noninterest-bearing deposits	3,993,480	3,779,630
Interest-bearing deposits	6,756,006	6,845,101
Total deposits	10,749,486	10,624,731
Securities sold under retail repurchase agreements and federal funds purchased	206,287	141,086
Advances from FHLB	840,000	0
Subordinated debt	370,056	172,712
Total borrowings	1,416,343	313,798
Accrued interest payable and other liabilities	147,906	132,518
Total liabilities	12,313,735	11,071,047
Stockholders' equity:
Common stock	44,644	45,119
Additional paid in capital	732,239	751,072
Retained earnings	818,049	732,027
Accumulated other comprehensive loss	(143,070)	(8,539)
Total stockholders' equity	1,451,862	1,519,679
Total liabilities and stockholders' equity	$ 13,765,597	$ 12,590,726

CONDENSED CONSOLIDATED STATEM_2

CONDENSED CONSOLIDATED STATEMENTS OF CONDITION - UNAUDITED - (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Held-to-maturity debt securities	$ 226,030	$ 0
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	100,000,000	100,000,000
Common stock, shares issued (in shares)	44,644,269	45,118,930
Common stock, shares outstanding (in shares)	44,644,269	45,118,930

CONDENSED CONSOLIDATED STATEM_3

CONDENSED CONSOLIDATED STATEMENTS OF INCOME - UNAUDITED - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest income:
Interest and fees on loans	$ 121,327	$ 104,384	$ 327,042	$ 319,563
Interest on loans held for sale	161	379	504	1,465
Interest on deposits with banks	774	302	1,245	395
Interest and dividends on investment securities:
Taxable	5,735	3,958	14,472	12,230
Tax-advantaged	2,422	2,106	7,100	6,560
Interest on federal funds sold	3	0	4	0
Total interest income	130,422	111,129	350,367	340,213
Interest expense:
Interest on deposits	9,490	3,521	15,578	12,202
Interest on retail repurchase agreements and federal funds purchased	977	43	1,232	139
Interest on advances from FHLB	3,049	0	3,066	2,649
Interest on subordinated debt	3,946	961	10,130	5,973
Total interest expense	17,462	4,525	30,006	20,963
Net interest income	112,960	106,604	320,361	319,250
Provision/ (credit) for credit losses	18,890	(8,229)	23,571	(47,141)
Net interest income after provision/ (credit) for credit losses	94,070	114,833	296,790	366,391
Non-interest income:
Investment securities gains	2	49	48	178
Gain/ (loss) on disposal of assets	(183)	0	16,516	0
Insurance agency commissions	0	2,285	2,927	5,685
Income from bank owned life insurance	693	818	2,191	2,203
Other income	2,908	3,025	7,091	12,309
Total non-interest income	16,882	24,394	72,722	79,519
Non-interest expense:
Salaries and employee benefits	40,126	38,653	119,049	114,295
Occupancy expense of premises	4,759	5,728	14,527	16,712
Equipment expense	3,825	3,214	10,920	9,456
Marketing	1,370	1,376	3,843	3,640
Outside data services	2,509	2,317	7,492	6,860
FDIC insurance	1,268	361	3,330	3,303
Amortization of intangible assets	1,432	1,635	4,406	4,991
Merger, acquisition and disposal expense	1	0	1,068	45
Professional fees and services	2,207	3,031	6,596	7,927
Other expenses	8,283	6,866	21,687	27,100
Total non-interest expense	65,780	63,181	192,918	194,329
Income before income tax expense	45,172	76,046	176,594	251,581
Income tax expense	11,588	19,070	44,275	61,878
Net income	$ 33,584	$ 56,976	$ 132,319	$ 189,703
Per share information:
Basic net income per common share (in dollars per share)	$ 0.75	$ 1.21	$ 2.93	$ 4
Diluted net income per share (in dollars per share)	0.75	1.20	2.92	3.98
Dividends declared per share (in dollars per share)	$ 0.34	$ 0.32	$ 1.02	$ 0.96
Service charges on deposit accounts
Non-interest income:
Fees and commissions, mortgage banking and servicing	$ 2,591	$ 2,108	$ 7,384	$ 5,936
Mortgage banking activities
Non-interest income:
Fees and commissions, mortgage banking and servicing	1,566	4,942	5,347	20,887
Wealth management income
Non-interest income:
Fees and commissions, mortgage banking and servicing	8,867	9,392	27,302	27,243
Bank card fees
Non-interest income:
Fees and commissions, mortgage banking and servicing	$ 438	$ 1,775	$ 3,916	$ 5,078

CONDENSED CONSOLIDATED STATEM_4

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - UNAUDITED - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 33,584	$ 56,976	$ 132,319	$ 189,703
Investments available-for-sale:
Net change in unrealized losses on investments available-for-sale	(61,726)	(8,183)	(166,506)	(27,149)
Related income tax expense	15,551	2,073	42,409	6,931
Net investment gains reclassified into earnings	(2)	(49)	(48)	(178)
Related income tax expense/ (benefit)	0	12	12	45
Net effect on other comprehensive loss	(46,177)	(6,147)	(124,133)	(20,351)
Investments held-to-maturity:
Net change in unrealized loss	613	0	(14,514)	0
Related income tax expense/ (benefit)	(181)	0	3,697	0
Net effect on other comprehensive loss	432	0	(10,817)	0
Defined benefit pension plan:
Net change of unrealized loss	196	228	587	682
Related income tax benefit	(68)	(41)	(168)	(162)
Net effect on other comprehensive loss	128	187	419	520
Total other comprehensive loss	(45,617)	(5,960)	(134,531)	(19,831)
Comprehensive income/ (loss)	$ (12,033)	$ 51,016	$ (2,212)	$ 169,872

CONDENSED CONSOLIDATED STATEM_5

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - UNAUDITED - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income/ (Loss)
Balance at beginning of period at Dec. 31, 2020	$ 1,469,955	$ 47,057	$ 846,922	$ 557,271	$ 18,705
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	189,703			189,703
Other comprehensive loss, net of tax	(19,831)				(19,831)
Total comprehensive loss	169,872
Common stock dividends	(45,673)			(45,673)
Stock compensation expense	3,640		3,640
Stock option plan	2,583	193	2,390
Employee stock purchase plan	1,581	49	1,532
Restricted stock vesting, net of tax withholding	(1,577)	82	(1,659)
Repurchase of common stock	(54,321)	(1,262)	(53,059)
Balance at end of period at Sep. 30, 2021	1,546,060	46,119	799,766	701,301	(1,126)
Balance at beginning of period at Jun. 30, 2021	1,562,280	47,313	850,555	659,578	4,834
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	56,976			56,976
Other comprehensive loss, net of tax	(5,960)				(5,960)
Total comprehensive loss	51,016
Common stock dividends	(15,253)			(15,253)
Stock compensation expense	1,331		1,331
Stock option plan	567	53	514
Employee stock purchase plan	479	11	468
Restricted stock vesting, net of tax withholding	(39)	4	(43)
Repurchase of common stock	(54,321)	(1,262)	(53,059)
Balance at end of period at Sep. 30, 2021	1,546,060	46,119	799,766	701,301	(1,126)
Balance at beginning of period at Dec. 31, 2021	1,519,679	45,119	751,072	732,027	(8,539)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	132,319			132,319
Other comprehensive loss, net of tax	(134,531)				(134,531)
Total comprehensive loss	(2,212)
Common stock dividends	(46,297)			(46,297)
Stock compensation expense	6,211		6,211
Stock option plan	276	13	263
Employee stock purchase plan	1,337	32	1,305
Restricted stock vesting, net of tax withholding	(2,145)	105	(2,250)
Repurchase of common stock	(24,987)	(625)	(24,362)
Balance at end of period at Sep. 30, 2022	1,451,862	44,644	732,239	818,049	(143,070)
Balance at beginning of period at Jun. 30, 2022	1,477,169	44,630	730,285	799,707	(97,453)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	33,584			33,584
Other comprehensive loss, net of tax	(45,617)				(45,617)
Total comprehensive loss	(12,033)
Common stock dividends	(15,242)			(15,242)
Stock compensation expense	1,561		1,561
Stock option plan	36	3	33
Employee stock purchase plan	407	10	397
Restricted stock vesting, net of tax withholding	(36)	1	(37)
Balance at end of period at Sep. 30, 2022	$ 1,451,862	$ 44,644	$ 732,239	$ 818,049	$ (143,070)

CONDENSED CONSOLIDATED STATEM_6

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - UNAUDITED (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Stockholders' Equity [Abstract]
Common stock dividends (in dollars per share)	$ 0.34	$ 0.32	$ 1.02	$ 0.96
Stock option plan (in shares)	2,342	53,079	12,703	193,602
Employee stock purchase plan (in shares)	10,422	11,010	32,627	48,685
Restricted stock (in shares)	1,808	3,831	105,719	81,838
Repurchase of common stock (in shares)		1,261,828	625,710	1,261,828

CONDENSED CONSOLIDATED STATEM_7

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - UNAUDITED - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Operating activities:
Net income	$ 132,319	$ 189,703
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	8,926	10,777
Provision/ (credit) for credit losses	23,571	(47,141)
Share based compensation expense	6,211	3,640
Gain/ (loss) on disposal of assets	(16,516)	0
Deferred income tax/ (benefit)	(6,493)	12,280
Origination of loans held for sale	(296,464)	(1,211,421)
Proceeds from sales of loans held for sale	330,643	1,272,148
Gains on sales of loans held for sale	(6,239)	(27,111)
Losses on sale of other real estate owned	24	237
Investment securities gains	(48)	(178)
Tax benefit associated with share based compensation	(632)	1,316
Net (increase)/ decrease in accrued interest receivable	(2,725)	10,212
Net increase in other assets	(1,221)	(39,456)
Net increase/ (decrease) accrued expenses and other liabilities	2,377	(22,402)
Other, net	(3,301)	1,026
Net cash provided by operating activities	170,432	153,630
Investing activities:
Sales/ (purchases) of other investments	(36,131)
Sales/ (purchases) of other investments		24,663
Purchases of investments available-for-sale	(447,070)	(708,727)
Proceeds from sales of investment available-for-sale	1,261	360,945
Proceeds from maturities, calls and principal payments of investments available-for-sale	196,121	264,461
Proceeds from maturities, calls and principal payments of investments held-to-maturity	25,149	0
Net (increase)/ decrease in loans	(1,244,402)	696,399
Proceeds from the sales of other real estate owned	271	620
Proceeds from sale of business activity, net	23,821	0
Expenditures for premises and equipment	(10,566)	(7,114)
Net cash provided by/ (used in) investing activities	(1,491,546)	631,247
Financing activities:
Net increase in deposits	126,348	957,888
Net increase/ (decrease) in in retail repurchase agreements and federal funds purchased	65,201	(395,653)
Proceeds from FHLB advances	1,716,625	0
Repayment of FHLB advances	(876,625)	(379,075)
Proceeds from issuance of subordinated debt	200,000	0
Retirement of subordinated debt	0	53,000
Proceeds from issuance of common stock	1,783	4,164
Stock tendered for payment of withholding taxes	(2,315)	(1,577)
Repurchase of common stock	(24,987)	(54,321)
Cash dividends paid	(46,128)	(45,673)
Net cash provided by financing activities	1,159,902	32,753
Net increase/ (decrease) in cash and cash equivalents	(161,212)	817,630
Cash and cash equivalents at beginning of period	420,020	297,003
Cash and cash equivalents at end of period	258,808	1,114,633
Supplemental disclosures:
Interest payments	27,631	31,173
Income tax payments, net of refunds of $966 and $2,673 in 2022 and 2021, respectively	42,414	58,348
Transfers from loans to other real estate owned	$ 0	$ 295

CONDENSED CONSOLIDATED STATEM_8

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - UNAUDITED (Parenthetical) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Statement of Cash Flows [Abstract]
Income tax refunds	$ 966	$ 2,673

SIGNIFICANT ACCOUNTING POLICIES

SIGNIFICANT ACCOUNTING POLICIES	9 Months Ended
	Sep. 30, 2022
Accounting Policies [Abstract]
SIGNIFICANT ACCOUNTING POLICIES	SIGNIFICANT ACCOUNTING POLICIES Nature of Operations Sandy Spring Bancorp, Inc. ("Bancorp" or, together with its subsidiaries, the "Company"), a Maryland corporation, is the bank holding company for Sandy Spring Bank (the “Bank”). Independent and community-oriented, the Bank offers a broad range of commercial banking, retail banking, mortgage services and trust services throughout central Maryland, Northern Virginia, and the greater Washington, D.C. market. The Bank also offers a comprehensive menu of wealth management services through its subsidiaries, West Financial Services, Inc. (“West Financial”) and Rembert Pendleton Jackson (“RPJ”). Basis of Presentation The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (“GAAP”), prevailing practices within the financial services industry for interim financial information and Rule 10-01 of Regulation S-X. Accordingly, the interim financial statements do not include all of the information and notes required for complete financial statements. The following summary of significant accounting policies of the Company is presented to assist the reader in understanding the financial and other data presented in this report. Operating results for the nine months ended September 30, 2022 are not necessarily indicative of the results that may be expected for any future periods or for the year ending December 31, 2022. In the opinion of management, all adjustments necessary for a fair presentation of the results of the interim periods have been included. The Company has evaluated subsequent events through the date of the issuance of its financial statements. These statements should be read in conjunction with the financial statements and accompanying notes included in the Company’s 2021 Annual Report on Form 10-K as filed with the Securities and Exchange Commission (“SEC”) on February 18, 2022. There have been no significant changes to any of the Company’s accounting policies as disclosed in the 2021 Annual Report on Form 10-K. Principles of Consolidation The unaudited Condensed Consolidated Financial Statements include the accounts of the Company and its wholly-owned subsidiary, Sandy Spring Bank, and its subsidiaries, West Financial and RPJ and former results of Sandy Spring Insurance Corporation. Consolidation has resulted in the elimination of all intercompany accounts and transactions. See Note 17 for more information on the Company’s segments and consolidation. Use of Estimates The preparation of financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the financial statements, in addition to affecting the reported amounts of revenues earned and expenses incurred during the reporting period. Actual results could differ from those estimates. Estimates that could change significantly relate to the provision for credit losses and the related allowance, potential impairment of goodwill or other intangible assets, valuation of investment securities and the determination of whether available-for-sale debt securities with fair values less than amortized costs are impaired and require an allowance for credit losses, valuation of other real estate owned, valuation of share based compensation, the assessment that a liability should be recognized with respect to any matters under litigation, the calculation of current and deferred income taxes, and the actuarial projections related to pension expense and the related liability. Cash Flows For purposes of reporting cash flows, cash and cash equivalents include cash and due from banks, federal funds sold and interest-bearing deposits with banks (items with stated original maturity of three months or less). Revenue from Contracts with Customers The Company’s revenue includes net interest income on financial instruments and non-interest income. Specific categories of revenue are presented in the Condensed Consolidated Statements of Income. Most of the Company’s revenue is not within the scope of Accounting Standard Codification (“ASC”) 606 – Revenue from Contracts with Customers. For revenue within the scope of ASC 606, the Company provides services to customers and has related performance obligations. The revenue from such services is recognized upon satisfaction of all contractual performance obligations. The following discusses key revenue streams within the scope of this revenue recognition guidance. Wealth Management Income West Financial and RPJ provide comprehensive investment management and financial planning services. Wealth management income is comprised of income for providing trust, estate and investment management services. Trust services include acting as a trustee for corporate or personal trusts. Investment management services include investment management, record-keeping and reporting of security portfolios. Fees for these services are recognized based on a contractually-agreed fixed percentage applied to net assets under management at the end of each reporting period. The Company does not charge/recognize any performance-based fees. Insurance Agency Commissions Prior to the sale of its assets in June 2022, Sandy Spring Insurance Corporation performed the function of an insurance intermediary by introducing the policyholder and insurer and was compensated by a commission fee for placement of an insurance policy. Sandy Spring Insurance did not provide any captive management services or any claim handling services. Commission fees were set as a percentage of the premium for the insurance policy for which Sandy Spring Insurance was a producer. Sandy Spring Insurance recognized revenue when the insurance policy was contractually agreed to by the insurer and policyholder (at transaction date). Service Charges on Deposit Accounts Service charges on deposit accounts are earned on depository accounts for consumer and commercial account holders and include fees for account and overdraft services. Account services include fees for event-driven services and periodic account maintenance activities. An obligation for event-driven services is satisfied at the time of the event when service is delivered and revenue recognized as earned. Obligation for maintenance activities is satisfied over the course of each month and revenue is recognized at month end. The overdraft services obligation is satisfied at the time of the overdraft and revenue is recognized as earned. Loan Financing Receivables The Company’s financing receivables consist primarily of loans that are stated at their principal balance outstanding, net of any unearned income, acquisition fair value marks and deferred loan origination fees and costs. Interest income on loans is accrued at the contractual rate based on the principal balance outstanding. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method. Loans are considered past due or delinquent when the principal or interest due in accordance with the contractual terms of the loan agreement or any portion thereof remains unpaid after the due date of the scheduled payment. Immaterial shortfalls in payment amounts do not necessarily result in a loan being considered delinquent or past due. If any payments are past due and subsequent payments are resumed without payment of the delinquent amount, the loan shall continue to be considered past due. Whenever any loan is reported delinquent on a principal or interest payment or portion thereof, the amount reported as delinquent is the outstanding principal balance of the loan. Loans, except for consumer installment loans, are placed into non-accrual status when any portion of the loan principal or interest becomes 90 days past due. Management may determine that certain circumstances warrant earlier discontinuance of interest accruals on specific loans if an evaluation of other relevant factors (such as bankruptcy, interruption of cash flows, etc.) indicates collection of amounts contractually due is unlikely. These loans are considered, collectively, to be non-performing loans. Consumer installment loans that are not secured by real estate are not placed on non-accrual, but are charged down to their net realizable value when they are four months past due. Loans designated as non-accrual have all previously accrued but unpaid interest reversed. Interest income is not recognized on non-accrual loans. All payments received on non-accrual loans are applied using a cost-recovery method to reduce the outstanding principal balance until the loan returns to accrual status. Loans may be returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured. Loans considered to be TDRs are loans that have their terms restructured (e.g., interest rates, loan maturity date, payment and amortization period, etc.) in circumstances that provide payment relief to a borrower experiencing financial difficulty. All restructured collateral-dependent loans are individually assessed for allowance for credit losses and may either be in accruing or non-accruing status. Non-accruing restructured loans may return to accruing status provided doubt has been removed concerning the collectability of principal and interest as evidenced by a sufficient period of payment performance in accordance with the restructured terms. Loans may be removed from the restructured category if the borrower is no longer experiencing financial difficulty, a re-underwriting event took place, and the revised loan terms of the subsequent restructuring agreement are considered to be consistent with terms that can be obtained in the market for loans with comparable credit risk. Allowance for Credit Losses The allowance for credit losses (“allowance” or “ACL”) represents an amount which, in management's judgment, reflects the lifetime expected losses that may be sustained on outstanding loans at the balance sheet date based on the evaluation of the size and current risk characteristics of the loan portfolio, past events, current conditions, reasonable and supportable forecasts of future economic conditions and prepayment experience. The allowance is measured and recorded upon the initial recognition of a financial asset. The allowance is reduced by charge-offs, net of recoveries of previous losses, and is increased or decreased by a provision or credit for credit losses, which is recorded as a current period expense. Determination of the appropriateness of the allowance is inherently complex and requires the use of significant and highly subjective estimates. The reasonableness of the allowance is reviewed periodically by the Risk Committee of the Board of Directors and formally approved quarterly by that same committee of the Board. The Company’s methodology for estimating the allowance includes: (1) a collective quantified reserve that reflects the Company’s historical default and loss experience adjusted for expected economic conditions throughout a reasonable and supportable period and the Company’s prepayment and curtailment rates; (2) collective qualitative factors that consider the expected impact of certain factors not fully captured in the collective quantified reserve, including concentrations of the loan portfolio, expected changes to the economic forecasts, large relationships, early delinquencies, and factors related to credit administration, including, among others, loan-to-value ratios, borrowers’ risk rating and credit score migrations; and (3) individual allowances on collateral-dependent loans where borrowers are experiencing financial difficulty or when the Company determines that the foreclosure is probable. The Company excludes accrued interest from the measurement of the allowance as the Company has a non-accrual policy to reverse any accrued, uncollected interest income as loans are moved to non-accrual status. Loans are pooled into segments based on the similar risk characteristics of the underlying borrowers, in addition to consideration of collateral type, industry and business purpose of the loans. Portfolio segments used to estimate the allowance are the same as portfolio segments used for general credit risk management purposes. Refer to Note 5 for more details on the Company’s portfolio segments. The Company applies two calculation methodologies to estimate the collective quantified component of the allowance: discounted cash flows method and weighted average remaining life method. Allowance estimates on commercial acquisition, development and construction (“AD&C”) and residential construction segments are based on the weighted average remaining life method. Allowance estimates on all other portfolio segments are based on the discounted cash flows method. Segments utilizing the discounted cash flows method are further sub-segmented into risk level pools, determined either by risk rating for commercial loans or Beacon Scores ranges for residential and consumer loans. To better manage risk and reasonably determine the sufficiency of reserves, this segregation allows the Company to monitor the allowance component applicable to higher risk loans separate from the remainder of the portfolio. Collective calculation methodologies utilize the Company’s historical default and loss experience adjusted for future economic forecasts. The reasonable and supportable forecast period represents a two-year economic outlook for the applicable economic variables. Following the end of the reasonable and supportable forecast period expected losses revert back to the historical mean over the next two years on a straight-line basis. Economic variables that have the most significant impact on the allowance include: unemployment rate, house price index and business bankruptcies. Contractual loan level cash flows within the discounted cash flows methodology are adjusted for the Company’s historical prepayment and curtailment rate experience. The individual reserve assessment is applied to collateral dependent loans where borrowers are experiencing financial difficulty or when the Company determines that a foreclosure is probable. The determination of the fair value of the collateral depends on whether a repayment of the loan is expected to be from the sale or the operation of the collateral. When a repayment is expected from the operation of the collateral, the Company uses the present value of expected cash flows from the operation of the collateral as the fair value. When the repayment of the loan is expected from the sale of the collateral the fair value of the collateral is based on an observable market price or the collateral’s appraised value, less estimated costs to sell. Third-party appraisals used in the individual reserve assessment are conducted at least annually with underlying assumptions that are reviewed by management. Third-party appraisals may be obtained on a more frequent basis if deemed necessary. Internal evaluations of collateral value are conducted quarterly to ensure any further deterioration of the collateral value is recognized on a timely basis. During the individual reserve assessment, management also considers the potential future changes in the value of the collateral over the remainder of the loan’s remaining life. The Company may receive updated appraisals which contradict the preliminary determination of fair value used to establish an individual allowance on a loan. In these instances the individual allowance is adjusted to reflect the Company’s evaluation of the updated appraised fair value. In the event a loss was previously confirmed and the loan was charged down to the estimated fair value based on a previous appraisal, the balance of partially charged-off loans are not subsequently increased, but could be further decreased depending on the direction of the change in fair value. Payments on fully or partially charged-off loans are accounted for under the cost-recovery method. Under this method, all payments received are applied on a cash basis to reduce the entire outstanding principal balance, then to recognize a recovery of all previously charged-off amounts before any interest income may be recognized. Based on the individual reserve assessment, if the Company determines that the fair value of the collateral is less than the amortized cost basis of the loan, an individual allowance will be established measured as the difference between the fair value of the collateral (less costs to sell) and the amortized cost basis of the loan. Once a loss has been confirmed, the loan is charged-down to its estimated fair value. Large groups of smaller non-accrual homogeneous loans are not individually evaluated for allowance and include residential permanent and construction mortgages and consumer installment loans. These portfolios are reserved for on a collective basis using historical loss rates of similar loans over the weighted average life of each pool. Unfunded lending commitments are reviewed to determine if they are considered unconditionally cancellable. The Company establishes reserves for unfunded commitments that do not meet that criteria as a liability in the Condensed Consolidated Statements of Condition. Changes to the liability are recorded through the provision for credit losses in the Condensed Consolidated Statements of Income. The establishment of the reserves for unfunded commitments considers both the likelihood that the funding will occur and an estimate of the expected credit losses over the life of the respective commitments. Management believes it uses relevant information available to make determinations about the allowance and that it has established the existing allowance in accordance with GAAP. However, the determination of the allowance requires significant judgment, and estimates of expected lifetime losses in the loan portfolio can vary significantly from the amounts actually observed. While management uses available information to recognize expected losses, future additions to the allowance may be necessary based on changes in the loans comprising the portfolio, changes in the current and forecasted economic conditions, changes to the interest rate environment which may directly impact prepayment and curtailment rate assumptions, and changes in the financial condition of borrowers. Held-to-maturity debt securities Debt securities that are purchased with the positive intent and ability to be held until their maturity are classified as held-to-maturity (“HTM”). HTM debt securities are recorded at cost adjusted for amortization of premiums and accretion of discounts. Transfers of debt securities from available-for-sale ("AFS") category to HTM category are made at fair value as of the transfer date. The unrealized gain or loss at the date of transfer continues to be reported in accumulated other comprehensive income and in the carrying amount of the HTM securities. Both amounts are amortized over the remaining life of the security as a yield adjustment in interest income and effectively offset each other. Leases The Company determines if an arrangement is a lease at inception. All of the Company’s leases are currently classified as operating leases and are included in other assets and other liabilities on the Company’s Condensed Consolidated Statements of Condition. Periodic operating lease costs are recorded in occupancy expenses of premises on the Company's Condensed Consolidated Statements of Income. Right-of-use (“ROU”) assets represent the Company’s right to use an underlying asset for the lease term, and lease liabilities represent the Company’s obligation to make lease payments arising from the lease arrangements. Operating lease ROU assets and liabilities are recognized at the lease commencement date based on the present value of the expected future lease payments over the remaining lease term. In determining the present value of future lease payments, the Company uses its incremental borrowing rate based on the information available at the lease commencement date. The operating ROU assets are adjusted for any lease payments made at or before the lease commencement date, initial direct costs, any lease incentives received and, for acquired leases, any favorable or unfavorable fair value adjustments. The present value of the lease liability may include the impact of options to extend or terminate the lease when it is reasonably certain that the Company will exercise such options provided in the lease terms. Lease expense is recognized on a straight-line basis over the expected lease term. Lease agreements that include lease and non-lease components, such as common area maintenance charges, are accounted for separately. Pending Accounting Pronouncements In March 2020, the FASB released Accounting Standards Update (“ASU”) 2020-04 - Reference Rate Reform (Topic 848), which provides optional guidance to ease the accounting burden in accounting for, or recognizing the effects from, reference rate reform on financial reporting. The new standard is a result of LIBOR likely being discontinued as an available benchmark rate. The standard is elective and provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships, or other transactions that reference LIBOR, or another reference rate expected to be discontinued. The amendments in the update are effective for all entities between March 12, 2020 and December 31, 2022, and can be adopted at any time during this period. The Company has not yet fully adopted this standard. A cross-functional working group has been established to guide the Company’s transition from LIBOR to alternative reference rates. The Company has identified its products that are either directly or indirectly influenced by LIBOR and has implemented enhanced fallback language to facilitate the transition to alternative reference rates. The Company is evaluating existing platforms and systems and preparing to offer new rates. The Company stopped originating any new loans referencing LIBOR during 2021. Currently, the Company does not expect that the adoption of this standard will have a material impact on its Consolidated Financial Statements. In March 2022, the FASB issued ASU 2022-02, which eliminates the accounting guidance on troubled debt restructurings (“TDR”) and amends the guidance on “vintage disclosures” to require disclosure of current period gross charge-offs by year of origination. The ASU also adds enhanced disclosures for creditors with respect to loan refinancing and restructurings for borrowers experiencing financial difficulty. The objective of the disclosures is to provide information about the type and magnitude of modifications and the degree of their success in mitigating potential credit losses. For entities that have adopted the guidance in ASC 326, the amendments are effective for fiscal years beginning after December 15, 2022, and interim periods therein. Early adoption of the amendments is permitted for entities that have adopted ASC 326, including adoption in an interim period. An entity may elect to early adopt the amendments related to TDRs separately from the amendments related to vintage disclosures. The Company is in process of reviewing the enhanced modification disclosure requirements.

INVESTMENTS

INVESTMENTS	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
INVESTMENTS	INVESTMENTS Investments available-for-sale and held-to-maturity During the first quarter ended March 31, 2022, the Company transferred certain debt securities from available-for-sale to held-to-maturity. The total amortized cost of debt securities transferred was $305.6 million with the associated fair value of $289.4 million and unrealized losses of $16.2 million at the date of transfer. All of these investments are either issued by a direct governmental entity or a government-sponsored entity and have no historical evidence supporting expected credit losses. Therefore, the Company has estimated these losses at zero and will monitor this assumption in the future for any economic or governmental policies that could affect this assumption. The amortized cost and estimated fair values of investments available-for-sale and held-to-maturity at the dates indicated are presented in the following table: September 30, 2022 December 31, 2021 (In thousands) Amortized Gross Gross Estimated Amortized Gross Gross Estimated Available-for-sale debt securities: U.S. treasuries and government agencies $ 100,740 $ — $ (7,935) $ 92,805 $ 68,487 $ 202 $ (150) $ 68,539 State and municipal 342,492 5 (65,558) 276,939 323,286 6,561 (3,445) 326,402 Mortgage-backed and asset-backed 968,111 94 (93,614) 874,591 1,074,577 8,203 (11,825) 1,070,955 Total available-for-sale debt securities $ 1,411,343 $ 99 $ (167,107) $ 1,244,335 $ 1,466,350 $ 14,966 $ (15,420) $ 1,465,896 Held-to-maturity debt securities: Mortgage-backed and asset-backed 265,648 — (39,618) 226,030 — — — — Total held-to-maturity debt securities $ 265,648 $ — $ (39,618) $ 226,030 $ — $ — $ — $ — Total debt securities $ 1,676,991 $ 99 $ (206,725) $ 1,470,365 $ 1,466,350 $ 14,966 $ (15,420) $ 1,465,896 Any unrealized losses in the U.S. treasuries and government agencies, state and municipal, mortgage-backed and asset-backed available-for-sale debt securities at September 30, 2022 are due to changes in interest rates and not credit-related events. As such, no allowance for credit losses is required at September 30, 2022. Unrealized losses on available-for-sale debt securities are expected to recover over time as these securities approach maturity. The Company does not intend to sell, nor is it more likely than not it will be required to sell, these securities and has sufficient liquidity to hold these securities for an adequate period of time, which may be maturity, to allow for any anticipated recovery in fair value. The available-for-sale and held-to-maturity mortgage-backed securities portfolio at September 30, 2022 is composed entirely of either the most senior tranches of GNMA, FNMA or FHLMC collateralized mortgage obligations ($503.3 million), GNMA, FNMA or FHLMC mortgage-backed securities ($686.8 million) or SBA asset-backed securities ($43.7 million). Gross unrealized losses and fair value by length of time that the individual available-for-sale debt securities have been in an unrealized loss position at the dates indicated are presented in the following tables: September 30, 2022 Number Less Than 12 Months 12 Months or More Total (Dollars in thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. treasuries and government agencies 10 $ 88,079 $ 7,672 $ 4,724 $ 263 $ 92,803 $ 7,935 State and municipal 160 222,651 42,761 52,441 22,797 275,092 65,558 Mortgage-backed and asset-backed 328 635,793 61,543 214,757 32,071 850,550 93,614 Total 498 $ 946,523 $ 111,976 $ 271,922 $ 55,131 $ 1,218,445 $ 167,107 December 31, 2021 Number Less Than 12 Months 12 Months or More Total (Dollars in thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. treasuries and government agencies 5 $ 49,695 $ 150 $ — $ — $ 49,695 $ 150 State and municipal 32 63,206 2,288 21,740 1,157 84,946 3,445 Mortgage-backed and asset-backed 104 665,813 10,145 37,857 1,680 703,670 11,825 Total 141 $ 778,714 $ 12,583 $ 59,597 $ 2,837 $ 838,311 $ 15,420 The Company has allocated mortgage-backed securities into the four maturity groupings reflected in the following tables using the expected average life of the individual securities based on statistics provided by independent third-party industry sources. Expected maturities will differ from contractual maturities as borrowers may have the right to prepay obligations with or without prepayment penalties. The estimated fair values and amortized costs of available-for-sale and held-to-maturity debt securities by contractual maturity are provided in the following tables. September 30, 2022 December 31, 2021 (In thousands) Fair Value Amortized Cost Fair Value Amortized Cost Available-for-sale debt securities U.S. treasuries and government agencies: One year or less $ — $ — $ 12,029 $ 11,995 One to five years 92,805 100,740 56,510 56,492 Five to ten years — — — — After ten years — — — — State and municipal: One year or less 4,297 4,306 12,821 12,709 One to five years 68,727 71,754 27,408 26,637 Five to ten years 31,787 37,090 42,960 42,661 After ten years 172,128 229,342 243,213 241,279 Mortgage-backed and asset-backed: One year or less 5,602 5,639 9,272 9,239 One to five years 48,806 50,257 14,752 14,575 Five to ten years 318,785 353,118 388,918 390,569 After ten years 501,398 559,097 658,013 660,194 Total available-for-sale debt securities $ 1,244,335 $ 1,411,343 $ 1,465,896 $ 1,466,350 September 30, 2022 December 31, 2021 (In thousands) Fair Value Amortized Cost Fair Value Amortized Cost Held-to-maturity debt securities Mortgage-backed and asset-backed: One year or less $ — $ — $ — $ — One to five years — — — — Five to ten years 36,205 40,229 — — After ten years 189,825 225,419 — — Total held-to-maturity debt securities $ 226,030 $ 265,648 $ — $ — At September 30, 2022 and December 31, 2021, available-for-sale and held-to-maturity debt securities with a book value of $549.7 million and $531.6 million, respectively, were pledged as collateral for certain government deposits and for other purposes as required or permitted by law. The outstanding balance of no single issuer, except for U.S. Agencies securities, exceeded ten percent of stockholders' equity at September 30, 2022 and December 31, 2021. Other investments Other investments are presented in the following table: (In thousands) September 30, 2022 December 31, 2021 Federal Reserve Bank stock, at cost $ 38,826 $ 34,097 Federal Home Loan Bank of Atlanta stock, at cost 37,793 6,392 Other 677 677 Other investments $ 77,296 $ 41,166

LOANS

LOANS	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
LOANS	LOANS Outstanding loan balances at September 30, 2022 and December 31, 2021, are net of unearned income, including net deferred loan fees of $11.8 million and $14.3 million, respectively. Net deferred loan fees at September 30, 2022 and December 31, 2021, includes $0.4 million and $4.6 million, respectively, related to the loans originated under the Paycheck Protection Program (“PPP”). The loan portfolio segment balances at the dates indicated are presented in the following table: (In thousands) September 30, 2022 December 31, 2021 Commercial real estate: Commercial investor real estate $ 5,066,843 $ 4,141,346 Commercial owner-occupied real estate 1,743,724 1,690,881 Commercial AD&C 1,143,783 1,088,094 Commercial business 1,393,634 1,481,834 Total commercial loans 9,347,984 8,402,155 Residential real estate: Residential mortgage 1,218,552 937,570 Residential construction 229,243 197,652 Consumer 423,034 429,714 Total residential and consumer loans 1,870,829 1,564,936 Total loans $ 11,218,813 $ 9,967,091 Portfolio Segments The Company currently manages its credit products and the respective exposure to credit losses (credit risk) by the following specific portfolio segments (classes) which are levels at which the Company develops and documents its systematic methodology to determine the allowance for credit losses attributable to each respective portfolio segment. These segments are: • Commercial investor real estate loans - Commercial investor real estate loans consist of loans secured by nonowner-occupied properties where an established banking relationship exists and involves investment properties for warehouse, retail, and office space with a history of occupancy and cash flow. This commercial investor real estate category contains mortgage loans to the developers and owners of commercial real estate where the borrower intends to operate or sell the property at a profit and use the income stream or proceeds from the sale(s) to repay the loan. • Commercial owner-occupied real estate loans - Commercial owner-occupied real estate loans consist of commercial mortgage loans secured by owner occupied properties where an established banking relationship exists and involves a variety of property types to conduct the borrower’s operations. The decision to extend a loan is based upon the borrower’s financial health and the ability of the borrower and the business to repay. The primary source of repayment for this type of loan is the cash flow from the operations of the business. • Commercial acquisition, development and construction loans - Commercial acquisition, development and construction loans are intended to finance the construction of commercial properties and include loans for the acquisition and development of land. Construction loans represent a higher degree of risk than permanent real estate loans and may be affected by a variety of additional factors such as the borrower’s ability to control costs and adhere to time schedules and the risk that constructed units may not be absorbed by the market within the anticipated time frame or at the anticipated price. The loan commitment on these loans often includes an interest reserve that allows the lender to periodically advance loan funds to pay interest charges on the outstanding balance of the loan. • Commercial business loans - Commercial loans are made to provide funds for equipment and general corporate needs. Repayment of a loan primarily comes from the funds obtained from the operation of the borrower’s business. Commercial loans also include lines of credit that are utilized to finance a borrower’s short-term credit needs and/or to finance a percentage of eligible receivables and inventory. Loans issued under the PPP are also included in this category, a substantial portion of which are expected to be forgiven by the Small Business Administration pursuant to the CARES Act. • Residential mortgage loans - The residential mortgage loans category contains permanent mortgage loans principally to consumers secured by residential real estate. Residential real estate loans are evaluated for the adequacy of repayment sources at the time of approval, based upon measures including credit scores, debt-to-income ratios, and collateral values. Loans may be either conforming or non-conforming. • Residential construction loans - The Company makes residential construction loans generally to provide interim financing on residential property during the construction period. Borrowers are typically individuals who will ultimately occupy the single-family dwelling. Loan funds are disbursed periodically as pre-specified stages of completion are attained based upon site inspections . • Consumer loans - This category of loans includes primarily home equity loans and lines, installment loans, personal lines of credit, and other loans. The home equity category consists mainly of revolving lines of credit to consumers which are secured by residential real estate. These loans are typically secured with second mortgages on the homes. Other consumer loans include installment loans used by customers to purchase automobiles, boats and recreational vehicles.

CREDIT QUALITY ASSESSMENT

CREDIT QUALITY ASSESSMENT	9 Months Ended
	Sep. 30, 2022
Credit Loss [Abstract]
CREDIT QUALITY ASSESSMENT	CREDIT QUALITY ASSESSMENT Allowance for Credit Losses Summary information on the allowance for credit losses on loans for the period indicated is provided in the following table: Nine Months Ended September 30, (In thousands) 2022 2021 Balance at beginning of period $ 109,145 $ 165,367 Provision/ (credit) for credit losses - loans (1) 18,773 (47,141) Loan charge-offs (1,029) (11,496) Loan recoveries 1,379 1,190 Net charge-offs 350 (10,306) Balance at period end $ 128,268 $ 107,920 (1) Excludes the total provision expense on unfunded loan commitments for nine months ended September 30, 2022 of $4.8 million. The following table provides summary information regarding collateral dependent loans individually evaluated for credit loss at the dates indicated: (In thousands) September 30, 2022 December 31, 2021 Collateral dependent loans individually evaluated for credit loss with an allowance $ 9,022 $ 9,510 Collateral dependent loans individually evaluated for credit loss without an allowance 20,926 24,024 Total individually evaluated collateral dependent loans $ 29,948 $ 33,534 Allowance for credit losses related to loans evaluated individually $ 6,548 $ 6,593 Allowance for credit losses related to loans evaluated collectively 121,720 102,552 Total allowance for credit losses - loans $ 128,268 $ 109,145 The following tables provide information on the activity in the allowance for credit losses by the respective loan portfolio segment for the period indicated: For the Nine Months Ended September 30, 2022 Commercial Real Estate Residential Real Estate (Dollars in thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Balance at beginning of period $ 45,289 $ 11,687 $ 20,322 $ 23,170 $ 5,384 $ 1,048 $ 2,245 $ 109,145 Provision/ (credit) for credit losses - loans 18,561 (610) (3,475) 1,586 2,782 170 (241) 18,773 Charge-offs — — — (716) (130) — (183) (1,029) Recoveries 319 22 — 786 27 8 217 1,379 Net recoveries (charge-offs) 319 22 — 70 (103) 8 34 350 Balance at end of period $ 64,169 $ 11,099 $ 16,847 $ 24,826 $ 8,063 $ 1,226 $ 2,038 $ 128,268 Total loans $ 5,066,843 $ 1,743,724 $ 1,143,783 $ 1,393,634 $ 1,218,552 $ 229,243 $ 423,034 $ 11,218,813 Allowance for credit losses on loans to total loans ratio 1.27 % 0.64 % 1.47 % 1.78 % 0.66 % 0.53 % 0.48 % 1.14 % Average loans $ 4,546,440 $ 1,722,522 $ 1,104,901 $ 1,344,608 $ 1,071,634 $ 217,978 $ 422,941 $ 10,431,024 Annualized net charge-offs/ (recoveries) to average loans (0.01) % — % — % (0.01) % 0.01 % — % (0.01) % — % Balance of loans individually evaluated for credit loss $ 14,038 $ 6,294 $ — $ 7,769 $ 1,506 $ — $ 341 $ 29,948 Allowance related to loans evaluated individually $ 134 $ 1,122 $ — $ 5,292 $ — $ — $ — $ 6,548 Individual allowance to loans evaluated individually ratio 0.95 % 17.83 % — % 68.12 % — % — % — % 21.86 % Balance of loans collectively evaluated for credit loss $ 5,052,805 $ 1,737,430 $ 1,143,783 $ 1,385,865 $ 1,217,046 $ 229,243 $ 422,693 $ 11,188,865 Allowance related to loans evaluated collectively $ 64,035 $ 9,977 $ 16,847 $ 19,534 $ 8,063 $ 1,226 $ 2,038 $ 121,720 Collective allowance to loans evaluated collectively ratio 1.27 % 0.57 % 1.47 % 1.41 % 0.66 % 0.53 % 0.48 % 1.09 % For the Year Ended December 31, 2021 Commercial Real Estate Residential Real Estate (Dollars in thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Balance at beginning of period $ 57,404 $ 20,061 $ 22,157 $ 46,806 $ 11,295 $ 1,502 $ 6,142 $ 165,367 Provision for credit losses - loans (6,598) (8,238) 172 (20,132) (6,321) (459) (3,980) (45,556) Charge-offs (5,802) (136) (2,007) (4,069) — — (299) (12,313) Recoveries 285 — — 565 410 5 382 1,647 Net recoveries (charge-offs) (5,517) (136) (2,007) (3,504) 410 5 83 (10,666) Balance at end of period $ 45,289 $ 11,687 $ 20,322 $ 23,170 $ 5,384 $ 1,048 $ 2,245 $ 109,145 Total loans $ 4,141,346 $ 1,690,881 $ 1,088,094 $ 1,481,834 $ 937,570 $ 197,652 $ 429,714 $ 9,967,091 Allowance for credit losses on loans to total loans ratio 1.09 % 0.69 % 1.87 % 1.56 % 0.57 % 0.53 % 0.52 % 1.10 % Average loans $ 3,689,769 $ 1,661,015 $ 1,110,420 $ 1,952,537 $ 979,754 $ 178,171 $ 463,200 $ 10,034,866 Net charge-offs/ (recoveries) to average loans 0.15 % 0.01 % 0.18 % 0.18 % (0.04) % — % (0.02) % 0.11 % Balance of loans individually evaluated for credit loss $ 12,489 $ 9,306 $ 650 $ 9,033 $ 1,704 $ — $ 352 $ 33,534 Allowance related to loans evaluated individually $ 213 $ 79 $ 504 $ 5,797 $ — $ — $ — $ 6,593 Individual allowance to loans evaluated individually ratio 1.71 % 0.85 % 77.54 % 64.18 % — % — % — % 19.66 % Balance of loans collectively evaluated for credit loss $ 4,128,857 $ 1,681,575 $ 1,087,444 $ 1,472,801 $ 935,866 $ 197,652 $ 429,362 $ 9,933,557 Allowance related to loans evaluated collectively $ 45,076 $ 11,608 $ 19,818 $ 17,373 $ 5,384 $ 1,048 $ 2,245 $ 102,552 Collective allowance to loans evaluated collectively ratio 1.09 % 0.69 % 1.82 % 1.18 % 0.58 % 0.53 % 0.52 % 1.03 % The following tables present collateral dependent loans individually evaluated for credit loss with the associated allowances for credit losses by the applicable portfolio segment and for the periods indicated: September 30, 2022 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Loans individually evaluated for credit loss with an allowance: Non-accruing $ 554 $ 1,850 $ — $ 3,016 $ — $ — $ — $ 5,420 Restructured accruing — — — 571 — — — 571 Restructured non-accruing — — — 3,031 — — — 3,031 Balance $ 554 $ 1,850 $ — $ 6,618 $ — $ — $ — $ 9,022 Allowance $ 134 $ 1,122 $ — $ 5,292 $ — $ — $ — $ 6,548 Loans individually evaluated for credit loss without an allowance: Non-accruing $ 6,053 $ 479 $ — $ 362 $ — $ — $ — $ 6,894 Restructured accruing — — — — 1,506 — — 1,506 Restructured non-accruing 7,431 3,965 — 789 — — 341 12,526 Balance $ 13,484 $ 4,444 $ — $ 1,151 $ 1,506 $ — $ 341 $ 20,926 Total individually evaluated loans: Non-accruing $ 6,607 $ 2,329 $ — $ 3,378 $ — $ — $ — $ 12,314 Restructured accruing — — — 571 1,506 — — 2,077 Restructured non-accruing 7,431 3,965 — 3,820 — — 341 15,557 Balance $ 14,038 $ 6,294 $ — $ 7,769 $ 1,506 $ — $ 341 $ 29,948 Total unpaid contractual principal balance $ 14,849 $ 7,747 $ — $ 9,359 $ 1,506 $ — $ 364 $ 33,825 December 31, 2021 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Loans individually evaluated for credit loss with an allowance: Non-accruing $ 808 $ 79 $ 650 $ 4,849 $ — $ — $ — $ 6,386 Restructured accruing — — — 613 — — — 613 Restructured non-accruing 336 — — 2,175 — — — 2,511 Balance $ 1,144 $ 79 $ 650 $ 7,637 $ — $ — $ — $ 9,510 Allowance $ 213 $ 79 $ 504 $ 5,797 $ — $ — $ — $ 6,593 Loans individually evaluated for credit loss without an allowance: Non-accruing $ 3,498 $ 4,775 $ — $ 434 $ — $ — $ — $ 8,707 Restructured accruing — — — — 1,554 — — 1,554 Restructured non-accruing 7,847 4,452 — 962 150 — 352 13,763 Balance $ 11,345 $ 9,227 $ — $ 1,396 $ 1,704 $ — $ 352 $ 24,024 Total individually evaluated loans: Non-accruing $ 4,306 $ 4,854 $ 650 $ 5,283 $ — $ — $ — $ 15,093 Restructured accruing — — — 613 1,554 — — 2,167 Restructured non-accruing 8,183 4,452 — 3,137 150 — 352 16,274 Balance $ 12,489 $ 9,306 $ 650 $ 9,033 $ 1,704 $ — $ 352 $ 33,534 Total unpaid contractual principal balance $ 12,857 $ 11,132 $ 695 $ 10,573 $ 2,778 $ — $ 364 $ 38,399 The following tables present average principal balance of total non-accrual loans and contractual interest due on non-accrual loans for the periods indicated below: For the Nine Months Ended September 30, 2022 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Average non-accrual loans for the period $ 12,379 $ 7,888 $ 771 $ 7,879 $ 7,852 $ 27 $ 5,999 $ 42,795 Contractual interest income due on non- accrual loans during the period $ 609 $ 301 $ — $ 389 $ 260 $ — $ 243 $ 1,802 For the Year Ended December 31, 2021 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Average non-accrual loans for the period $ 31,590 $ 9,444 $ 9,236 $ 12,678 $ 9,439 $ 36 $ 7,369 $ 79,792 Contractual interest income due on non- accrual loans during the period $ 2,169 $ 555 $ 597 $ 1,096 $ 271 $ 2 $ 402 $ 5,092 There was no interest income recognized on non-accrual loans during the nine months ended September 30, 2022. See Note 1 for additional information on the Company's policies for non-accrual loans. Loans designated as non-accrual have all previously accrued but unpaid interest reversed from interest income. During the nine months ended September 30, 2022 new loans placed on non-accrual status totaled $6.7 million and the related amount of reversed uncollected accrued interest was $0.1 million. Credit Quality The following section provides information on the credit quality of the loan portfolio for the periods indicated below: For the Nine Months Ended September 30, 2022 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Analysis of non-accrual loan activity: Balance at beginning of period $ 12,489 $ 9,306 $ 650 $ 8,420 $ 8,441 $ 55 $ 6,725 $ 46,086 Loans placed on non-accrual 2,922 453 — 1,229 1,454 — 605 6,663 Non-accrual balances transferred to OREO — — — — — — — — Non-accrual balances charged-off — — — (677) (132) — (29) (838) Net payments or draws (1,373) (2,519) (650) (1,774) (1,420) (55) (1,739) (9,530) Non-accrual loans brought current — (946) — — (829) — (389) (2,164) Balance at end of period $ 14,038 $ 6,294 $ — $ 7,198 $ 7,514 $ — $ 5,173 $ 40,217 For the Year Ended December 31, 2021 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Analysis of non-accrual loan activity: Balance at beginning of period $ 45,227 $ 11,561 $ 15,044 $ 22,933 $ 10,212 $ — $ 7,384 $ 112,361 Loans placed on non-accrual 699 3,676 49 1,339 695 62 1,626 8,146 Non-accrual balances transferred to OREO — (257) — — — — — (257) Non-accrual balances charged-off (5,803) (136) (2,007) (3,547) — — (100) (11,593) Net payments or draws (26,813) (5,538) (12,436) (12,305) (2,406) (7) (1,725) (61,230) Non-accrual loans brought current (821) — — — (60) — (460) (1,341) Balance at end of period $ 12,489 $ 9,306 $ 650 $ 8,420 $ 8,441 $ 55 $ 6,725 $ 46,086 September 30, 2022 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Performing loans: Current $ 5,033,645 $ 1,729,541 $ 1,138,204 $ 1,383,499 $ 1,195,498 $ 227,881 $ 415,339 $ 11,123,607 30-59 days 15,615 1,859 2,725 139 9,251 1,362 2,327 33,278 60-89 days 3,545 6,030 2,854 261 4,616 — 161 17,467 Total performing loans 5,052,805 1,737,430 1,143,783 1,383,899 1,209,365 229,243 417,827 11,174,352 Non-performing loans: Non-accrual loans 14,038 6,294 — 7,198 7,514 — 5,173 40,217 Loans greater than 90 days past due — — — 1,966 167 — 34 2,167 Restructured loans — — — 571 1,506 — — 2,077 Total non-performing loans 14,038 6,294 — 9,735 9,187 — 5,207 44,461 Total loans $ 5,066,843 $ 1,743,724 $ 1,143,783 $ 1,393,634 $ 1,218,552 $ 229,243 $ 423,034 $ 11,218,813 December 31, 2021 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Performing loans: Current $ 4,127,009 $ 1,680,635 $ 1,085,642 $ 1,471,669 $ 919,199 $ 197,597 $ 419,558 $ 9,901,309 30-59 days 1,656 86 1,802 753 5,157 — 3,021 12,475 60-89 days 192 854 — 379 2,662 — 410 4,497 Total performing loans 4,128,857 1,681,575 1,087,444 1,472,801 927,018 197,597 422,989 9,918,281 Non-performing loans: Non-accrual loans 12,489 9,306 650 8,420 8,441 55 6,725 46,086 Loans greater than 90 days past due — — — — 557 — — 557 Restructured loans — — — 613 1,554 — — 2,167 Total non-performing loans 12,489 9,306 650 9,033 10,552 55 6,725 48,810 Total loans $ 4,141,346 $ 1,690,881 $ 1,088,094 $ 1,481,834 $ 937,570 $ 197,652 $ 429,714 $ 9,967,091 The credit quality indicators for commercial loans are developed through review of individual borrowers on an ongoing basis. Each borrower is evaluated at least annually with more frequent evaluation of more severely criticized loans. The indicators represent the rating for loans as of the date presented is based on the most recent credit review performed. These credit quality indicators are defined as follows: Pass - A pass rated credit is not adversely classified because it does not display any of the characteristics for adverse classification. Special mention – A special mention credit has potential weaknesses that deserve management’s close attention. If uncorrected, such weaknesses may result in deterioration of the repayment prospects or collateral position at some future date. Special mention assets are not adversely classified and do not warrant adverse classification. Substandard – A substandard loan is inadequately protected by the current net worth and payment capacity of the obligor or of the collateral pledged, if any. Loans classified as substandard generally have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. These loans are characterized by the distinct possibility of loss if the deficiencies are not corrected. Doubtful – A loan that is classified as doubtful has all the weaknesses inherent in a loan classified as substandard with added characteristics that the weaknesses make collection or liquidation in full highly questionable and improbable, on the basis of currently existing facts, conditions and values. Loss – Loans classified as a loss are considered uncollectible and of such little value that their continuing to be carried as a loan is not warranted. This classification is not necessarily equivalent to no potential for recovery or salvage value, but rather that it is not appropriate to defer a full write-off even though partial recovery may be effected in the future. The following table provides information about credit quality indicators by the year of origination as of September 30, 2022: September 30, 2022 Term Loans by Origination Year Revolving (In thousands) 2022 2021 2020 2019 2018 Prior Loans Total Commercial Investor R/E: Pass $ 1,381,369 $ 1,273,121 $ 672,407 $ 553,928 $ 311,952 $ 781,407 $ 16,657 $ 4,990,841 Special Mention 22,470 17,199 2,738 95 804 5,355 — 48,661 Substandard 10,859 2,210 — 2,256 8,133 3,883 — 27,341 Doubtful — — — — — — — — Total $ 1,414,698 $ 1,292,530 $ 675,145 $ 556,279 $ 320,889 $ 790,645 $ 16,657 $ 5,066,843 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial Owner-Occupied R/E: Pass $ 340,349 $ 326,010 $ 233,459 $ 260,539 $ 148,150 $ 402,013 $ 900 $ 1,711,420 Special Mention 5,587 — 916 622 2,090 6,753 — 15,968 Substandard 1,723 163 754 7,946 2,496 3,254 — 16,336 Doubtful — — — — — — — — Total $ 347,659 $ 326,173 $ 235,129 $ 269,107 $ 152,736 $ 412,020 $ 900 $ 1,743,724 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial AD&C: Pass $ 231,277 $ 424,256 $ 167,110 $ 88,831 $ 57,611 $ — $ 172,830 $ 1,141,915 Special Mention — 1,073 — — — — 795 1,868 Substandard — — — — — — — — Doubtful — — — — — — — — Total $ 231,277 $ 425,329 $ 167,110 $ 88,831 $ 57,611 $ — $ 173,625 $ 1,143,783 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial Business: Pass $ 250,297 $ 232,246 $ 105,358 $ 111,407 $ 82,473 $ 82,304 $ 491,495 $ 1,355,580 Special Mention 107 493 1,188 8,770 1,032 736 14,006 26,332 Substandard 2,133 1,795 1,289 2,162 591 2,321 1,431 11,722 Doubtful — — — — — — — — Total $ 252,537 $ 234,534 $ 107,835 $ 122,339 $ 84,096 $ 85,361 $ 506,932 $ 1,393,634 Current period gross charge-offs $ 174 $ — $ — $ — $ 138 $ 404 $ — $ 716 Residential Mortgage: Beacon score: 660-850 $ 293,717 $ 292,392 $ 167,273 $ 44,299 $ 56,623 $ 271,371 $ — $ 1,125,675 600-659 4,876 15,609 2,695 2,820 3,878 26,061 — 55,939 540-599 1,501 1,914 1,251 1,786 2,538 6,504 — 15,494 less than 540 1,081 3,937 2,390 1,788 1,750 10,498 — 21,444 Total $ 301,175 $ 313,852 $ 173,609 $ 50,693 $ 64,789 $ 314,434 $ — $ 1,218,552 Current period gross charge-offs $ — $ — $ — $ — $ — $ 130 $ — $ 130 Residential Construction: Beacon score: 660-850 $ 99,230 $ 106,230 $ 17,328 $ 1,683 $ 1,432 $ 1,161 $ — $ 227,064 600-659 — 1,595 — — — — — 1,595 540-599 — — — — — — — — less than 540 584 — — — — — — 584 Total $ 99,814 $ 107,825 $ 17,328 $ 1,683 $ 1,432 $ 1,161 $ — $ 229,243 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Beacon score: 660-850 $ 3,526 $ 2,565 $ 1,288 $ 2,088 $ 2,663 $ 24,438 $ 350,546 $ 387,114 600-659 575 319 32 331 333 5,009 12,360 18,959 540-599 36 63 26 509 109 3,294 3,770 7,807 less than 540 133 106 41 170 373 3,166 5,165 9,154 Total $ 4,270 $ 3,053 $ 1,387 $ 3,098 $ 3,478 $ 35,907 $ 371,841 $ 423,034 Current period gross charge-offs $ — $ 5 $ 15 $ — $ 13 $ 16 $ 134 $ 183 Total loans $ 2,651,430 $ 2,703,296 $ 1,377,543 $ 1,092,030 $ 685,031 $ 1,639,528 $ 1,069,955 $ 11,218,813 The following table provides information about credit quality indicators by the year of origination as of December 31, 2021: December 31, 2021 Term Loans by Origination Year Revolving (In thousands) 2021 2020 2019 2018 2017 Prior Loans Total Commercial Investor R/E: Pass $ 1,391,969 $ 748,236 $ 616,761 $ 357,640 $ 328,327 $ 633,913 $ 19,239 $ 4,096,085 Special Mention 2,210 510 4,646 596 2,204 10,438 — 20,604 Substandard 807 336 4,308 8,568 10,064 574 — 24,657 Doubtful — — — — — — — — Total $ 1,394,986 $ 749,082 $ 625,715 $ 366,804 $ 340,595 $ 644,925 $ 19,239 $ 4,141,346 Current period gross charge-offs $ — $ — $ — $ 903 $ 3,975 $ 924 $ — $ 5,802 Commercial Owner-Occupied R/E: Pass $ 360,169 $ 254,350 $ 319,348 $ 178,416 $ 172,354 $ 363,685 $ 1,149 $ 1,649,471 Special Mention 156 1,476 4,388 9,035 4,456 9,106 — 28,617 Substandard 1,968 1,800 4,028 2,265 354 2,378 — 12,793 Doubtful — — — — — — — — Total $ 362,293 $ 257,626 $ 327,764 $ 189,716 $ 177,164 $ 375,169 $ 1,149 $ 1,690,881 Current period gross charge-offs $ — $ — $ — $ 136 $ — $ — $ — $ 136 Commercial AD&C: Pass $ 454,207 $ 226,332 $ 148,260 $ 87,934 $ 13,938 $ — $ 152,896 $ 1,083,567 Special Mention 2,888 — — — — — 989 3,877 Substandard 349 — 301 — — — — 650 Doubtful — — — — — — — — Total $ 457,444 $ 226,332 $ 148,561 $ 87,934 $ 13,938 $ — $ 153,885 $ 1,088,094 Current period gross charge-offs $ — $ — $ — $ — $ 2,007 $ — $ — $ 2,007 Commercial Business: Pass $ 403,871 $ 165,194 $ 137,069 $ 96,800 $ 55,100 $ 53,764 $ 533,893 $ 1,445,691 Special Mention 220 1,998 7,030 1,701 548 577 9,212 21,286 Substandard 3,777 3,262 2,609 797 811 2,065 1,536 14,857 Doubtful — — — — — — — — Total $ 407,868 $ 170,454 $ 146,708 $ 99,298 $ 56,459 $ 56,406 $ 544,641 $ 1,481,834 Current period gross charge-offs $ — $ — $ 88 $ 1,674 $ 46 $ 2,236 $ 25 $ 4,069 Residential Mortgage: Beacon score: 660-850 $ 246,612 $ 165,623 $ 46,925 $ 65,865 $ 102,628 $ 223,420 $ — $ 851,073 600-659 11,102 3,285 3,583 4,255 4,645 20,052 — 46,922 540-599 1,472 1,864 2,162 4,522 1,599 8,201 — 19,820 less than 540 452 4,293 1,575 1,829 2,079 9,527 — 19,755 Total $ 259,638 $ 175,065 $ 54,245 $ 76,471 $ 110,951 $ 261,200 $ — $ 937,570 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Residential Construction: Beacon score: 660-850 $ 134,335 $ 45,890 $ 8,063 $ 2,078 $ 1,347 $ 1,160 $ — $ 192,873 600-659 1,922 — 650 — — — — 2,572 540-599 — — — — — 462 — 462 less than 540 1,745 — — — — — — 1,745 Total $ 138,002 $ 45,890 $ 8,713 $ 2,078 $ 1,347 $ 1,622 $ — $ 197,652 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Beacon score: 660-850 $ 3,179 $ 1,393 $ 3,130 $ 3,060 $ 1,648 $ 26,156 $ 350,466 $ 389,032 600-659 352 123 324 716 430 4,906 14,119 20,970 540-599 58 8 311 160 89 2,809 4,926 8,361 less than 540 88 58 536 544 98 3,101 6,926 11,351 Total $ 3,677 $ 1,582 $ 4,301 $ 4,480 $ 2,265 $ 36,972 $ 376,437 $ 429,714 Current period gross charge-offs $ — $ — $ 7 $ 2 $ — $ 106 $ 184 $ 299 Total loans $ 3,023,908 $ 1,626,031 $ 1,316,007 $ 826,781 $ 702,719 $ 1,376,294 $ 1,095,351 $ 9,967,091 The following table provides the amounts of the restructured loans at the date of restructuring for specific segments of the loan portfolio during the period indicated: For the Nine Months Ended September 30, 2022 Commercial Real Estate (In thousands) Commercial Commercial Commercial Commercial All Total Troubled debt restructurings: Restructured accruing $ — $ — $ — $ 32 $ — $ 32 Restructured non-accruing — — — 1,200 — 1,200 Balance $ — $ — $ — $ 1,232 $ — $ 1,232 Individual allowance $ — $ — $ — $ 1,200 $ — $ 1,200 Restructured and subsequently defaulted $ — $ — $ — $ — $ — $ — For the Year Ended December 31, 2021 Commercial Real Estate (In thousands) Commercial Commercial Commercial Commercial All Total Troubled debt restructurings: Restructured accruing $ — $ — $ — $ — $ — $ — Restructured non-accruing 9,594 3,157 — 1,824 — 14,575 Balance $ 9,594 $ 3,157 $ — $ 1,824 $ — $ 14,575 Individual allowance $ — $ — $ — $ 461 $ — $ 461 Restructured and subsequently defaulted $ — $ — $ — $ — $ — $ — During the nine months ended September 30, 2022, the Company restructured $1.2 million in loans that were designated as TDRs. TDR loans are subject to periodic credit reviews to determine the necessity and appropriateness of an individual credit loss allowance based on the collectability of the recorded investment in the TDR loan. Loans restructured as TDRs during the nine months ended September 30, 2022 had individual reserves of $1.2 million at September 30, 2022. For the year ended December 31, 2021, the Company restructured $14.6 million in loans. Loans restructured as TDRs during 2021 had individual reserves of $0.5 million at December 31, 2021. During both the nine months ended September 30, 2022 and the year ended December 31, 2021 TDR modifications consisted principally of interest rate concessions, term extensions and did not result in the reduction of the recorded investment in the associated loan balances. The commitments to lend additional funds on loans that have been restructured at September 30, 2022 and December 31, 2021 were not significant. Other Real Estate Owned Other real estate owned ("OREO") totaled $0.7 million and $1.0 million at September 30, 2022 and December 31, 2021, respectively. There were seven consumer mortgage loans secured by residential real estate property for which formal foreclosure proceedings were in process as of September 30, 2022 with the total amount of $2.0 million.

GOODWILL AND OTHER INTANGIBLE A

GOODWILL AND OTHER INTANGIBLE ASSETS	9 Months Ended
	Sep. 30, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND OTHER INTANGIBLE ASSETS	GOODWILL AND OTHER INTANGIBLE ASSETS The amount of goodwill by reportable segment is presented in the following table: (In thousands) Community Insurance Investment Total Balances at December 31, 2021 $ 331,689 $ 6,787 $ 31,747 $ 370,223 Disposal of subsidiary's assets — (6,787) — (6,787) Balances at September 30, 2022 $ 331,689 $ — $ 31,747 $ 363,436 The gross carrying amounts and accumulated amortization of intangible assets and goodwill are presented at the dates indicated in the following table: September 30, 2022 Weighted December 31, 2021 Weighted (Dollars in thousands) Gross Accumulated Net Gross Accumulated Net Amortizing intangible assets: Core deposit intangibles $ 29,038 $ (15,713) $ 13,325 6.7 years $ 29,038 $ (12,624) $ 16,414 7.4 years Other identifiable intangibles 13,906 (5,969) 7,937 9.0 years 13,906 (4,400) 9,506 9.7 years Total amortizing intangible assets $ 42,944 $ (21,682) $ 21,262 $ 42,944 $ (17,024) $ 25,920 Goodwill $ 363,436 $ 363,436 $ 370,223 $ 370,223 The following table presents the estimated future amortization expense for amortizing intangible assets within the years ending December 31: (In thousands) Amount Remaining 2022 $ 1,408 2023 5,040 2024 4,290 2025 3,530 2026 2,702 Thereafter 4,292 Total amortizing intangible assets $ 21,262

DEPOSITS

DEPOSITS	9 Months Ended
	Sep. 30, 2022
Deposits [Abstract]
DEPOSITS	DEPOSITS The following table presents the composition of deposits at the dates indicated: (In thousands) September 30, 2022 December 31, 2021 Noninterest-bearing deposits $ 3,993,480 $ 3,779,630 Interest-bearing deposits: Demand 1,362,809 1,604,714 Money market savings 3,169,832 3,415,663 Regular savings 540,575 533,862 Time deposits of less than $250,000 1,289,642 910,464 Time deposits of $250,000 or more 393,148 380,398 Total interest-bearing deposits 6,756,006 6,845,101 Total deposits $ 10,749,486 $ 10,624,731

BORROWINGS

BORROWINGS	9 Months Ended
	Sep. 30, 2022
Debt Disclosure [Abstract]
BORROWINGS	BORROWINGS Subordinated Debt On March 15, 2022, the Company completed an offering of $200.0 million aggregate principal amount Fixed to Floating Rate Subordinated Notes due in 2032. The notes bear a fixed interest rate of 3.875% per year through March 29, 2027. Commencing on March 30, 2027, the notes will bear interest at a floating rate per annum equal to the benchmark rate (which is expected to be the three-month SOFR rate) plus a spread of 196.5 basis points, payable quarterly in arrears. The total amount of debt issuance costs incurred was $3.1 million, which are being amortized through the contractual life of the debt. The entire amount of the subordinated debt is considered Tier 2 capital under current regulatory guidelines. On November 5, 2019, the Company completed an offering of $175.0 million aggregate principal amount Fixed to Floating Rate Subordinated Notes due in 2029. The notes bear a fixed interest rate of 4.25% per year through November 14, 2024. Beginning November 15, 2024, the interest rate will become a floating rate equal to three month LIBOR, or an alternative benchmark rate as determined pursuant to the terms of the indenture for the notes in the event LIBOR has been discontinued by November 15, 2024, plus 262 basis points through the remaining maturity or early redemption date of the notes. The interest will be paid in arrears semi-annually during the fixed rate period and quarterly during the floating rate period. The Company incurred $2.9 million of debt issuance costs which are being amortized through the contractual life of the debt. The entire amount of the subordinated debt is considered Tier 2 capital under current regulatory guidelines. In conjunction with the acquisition of WashingtonFirst Bankshares, Inc. ("WashingtonFirst") in 2018, the Company assumed $25.0 million in subordinated debt with an associated purchase premium at acquisition of $2.2 million. The premium was amortized over the contractual life of the obligation. The subordinated debt had a maturity of 10 years, maturing on October 15, 2025, and was non-callable through October 15, 2020. The subordinated debt held a fixed interest rate of 6.00% per annum through October 5, 2020 at which point the rate became variable at the three-month LIBOR plus 457 basis points payable quarterly. On July 15, 2021, the Company redeemed the entire outstanding principal balance of the WashingtonFirst subordinated debt. In conjunction with the acquisition of Revere Bank ("Revere") in 2020, the Company assumed $31.0 million in subordinated debt with an associated purchase premium at acquisition of $0.2 million, which was amortized through the call date. The subordinated debt had a 10-year term, maturing on September 30, 2026, and was non-callable until September 30, 2021. The subordinated debt had a fixed interest rate of 5.625% per annum, payable semi-annually, through December 31, 2021 at which point the interest rate reset quarterly to an amount equal to three month LIBOR plus 441 basis points. On September 30, 2021, the Company redeemed the entire outstanding principal balance of the Revere subordinated debt. The following table provides information on subordinated debt as of the date indicated: (In thousands) September 30, 2022 December 31, 2021 Fixed to floating rate subordinated debt, 3.875% $ 200,000 $ — Fixed to floating rate subordinated debt, 4.25% 175,000 175,000 Total subordinated debt 375,000 175,000 Less: Debt issuance costs (4,944) (2,288) Long-term borrowings $ 370,056 $ 172,712 Other Borrowings At September 30, 2022 and December 31, 2021, the Company had $91.3 million and $141.1 million, respectively, of outstanding retail repurchase agreements. The Company had $115.0 million of outstanding federal funds purchased at September 30, 2022 and did not have any outstanding at December 31, 2021. The available borrowing capacity under unsecured lines of credit with the correspondent banks was $1.4 billion and $1.3 billion at September 30, 2022 and December 31, 2021, respectively. At September 30, 2022, the Company had the ability to pledge collateral at prevailing market rates under a line of credit with the FHLB of $3.3 billion. FHLB availability based on pledged collateral at September 30, 2022, amounted to $2.5 billion, with $840.0 million outstanding. At December 31, 2021, the Company possessed the ability to extend its lines of credit with the FHLB totaling $3.9 billion based on collateral that was available to be pledged. The availability of FHLB borrowings based on the collateral pledged at December 31, 2021 was $2.7 billion with no outstanding borrowings. Under a blanket lien, the Company has pledged qualifying residential mortgage loans amounting to $1.1 billion, commercial real estate loans amounting to $3.6 billion, home equity lines of credit (“HELOC”) amounting to $215.0 million, and multifamily loans amounting to $476.1 million at September 30, 2022, as collateral under the borrowing agreement with the FHLB. At December 31, 2021, the Company had pledged collateral of qualifying mortgage loans of $829.1 million, commercial real estate loans of $3.1 billion, HELOC loans of $224.4 million, and multifamily loans of $333.4 million under the FHLB borrowing agreement.

STOCKHOLDERS' EQUITY

STOCKHOLDERS' EQUITY	9 Months Ended
	Sep. 30, 2022
Stockholders' Equity Note [Abstract]
STOCKHOLDERS' EQUITY	STOCKHOLDERS' EQUITY On March 30, 2022, the Company's board of directors authorized a stock repurchase plan that permits the repurchase of up to $50.0 million of the Company's common stock. During the nine months ended September 30, 2022, the Company repurchased and retired 625,710 common shares at an average price of $39.93 per share for the total cost of $25.0 million. During 2021, the Company completed its previously authorized stock repurchase plan with the repurchase of all 2,350,000 shares of common stock at an average price of $45.65 per share for a total cost of $107.3 million.

SHARE BASED COMPENSATION

SHARE BASED COMPENSATION	9 Months Ended
	Sep. 30, 2022
Share-Based Payment Arrangement [Abstract]
SHARE BASED COMPENSATION	SHARE BASED COMPENSATION The Company’s 2015 Omnibus Incentive Plan ("Omnibus Incentive Plan") was approved on May 6, 2015 and provides for the granting of incentive stock options, non-qualifying stock options, stock appreciation rights, restricted stock grants, restricted stock units and performance share units to selected directors and employees on a periodic basis at the discretion of the Company’s Board of Directors. The Omnibus Incentive Plan authorizes the issuance of up to 1,500,000 shares of common stock, of which 636,578 are available for issuance at September 30, 2022, has a term of 10 years, and is administered by a committee of at least three directors appointed by the Board of Directors. Grants of restricted stock units made in 2022 allow continued vesting upon retirement. Options granted under the plan have an exercise price which may not be less than 100% of the fair market value of the common stock on the date of the grant and must be exercised within seven The dividend yield is based on estimated future dividend yields. The risk-free rate for periods within the contractual term of the share option is based on the U.S. Treasury yield curve in effect at the time of the grant. Expected volatilities are generally based on historical volatilities. The expected term of share options granted is generally derived from historical experience. Compensation expense is recognized on a straight-line basis over the vesting period of the respective stock option, restricted stock, restricted stock unit grant or performance share units. The Company recognized compensation expense of $1.6 million and $1.3 million for the three months ended September 30, 2022 and 2021, respectively, and of $6.2 million and $3.6 million, for the nine months ended September 30, 2022 and 2021, respectively, related to the awards of restricted stock award grants, restricted stock unit grants and performance share unit grants. There was no unrecognized compensation cost related to stock options as of September 30, 2022. The total of unrecognized compensation cost related to restricted stock awards, restricted stock unit grants, and performance share unit grants was approximately $8.9 million as of September 30, 2022. That cost is expected to be recognized over a weighted average period of approximately 1.92 years. During the nine months ended September 30, 2022, the Company granted 169,190 restricted stock units and performance share units, of which 45,567 units are subject to achievement of certain performance conditions measured over a three-year performance period and 123,623 restricted stock units are subject to a three year vesting schedule. The Company did not grant any stock options under the Omnibus Incentive Plan during the nine months ended September 30, 2022. A summary of the activity for the Company’s restricted stock, restricted stock units and performance share units for the period indicated is presented in the following table: Number Weighted Non-vested at January 1, 2022 390,520 $ 32.67 Granted 169,190 $ 44.99 Vested (154,384) $ 32.68 Forfeited/ cancelled (12,317) $ 36.37 Non-vested at September 30, 2022 393,009 $ 37.43 A summary of share option activity for the period indicated is reflected in the following table: Number Weighted Weighted Aggregate Balance at January 1, 2022 159,741 $ 17.18 2.4 years $ 5,264 Granted — $ — Exercised (12,703) $ 21.67 $ 299 Forfeited — $ — Expired (1,416) $ 41.41 Balance at September 30, 2022 145,622 $ 16.55 1.8 years $ 3,541 Exercisable at September 30, 2022 145,622 $ 16.55 1.8 years $ 3,541

PENSION PLAN

PENSION PLAN	9 Months Ended
	Sep. 30, 2022
Retirement Benefits [Abstract]
PENSION PLAN	PENSION PLAN Defined Benefit Pension Plan The Company has a qualified, noncontributory, defined benefit pension plan (the “Plan”). Benefits after January 1, 2005, are based on the benefit earned as of December 31, 2004, plus benefits earned in future years of service based on the employee’s compensation during each such year. All benefit accruals for employees were frozen as of December 31, 2007 based on past service and thus salary increases and additional years of service after such date no longer affect the defined benefit provided by the Plan, although additional vesting may continue to occur. The Company's funding policy is to contribute amounts to the Plan sufficient to meet the minimum funding requirements of the Employee Retirement Income Security Act of 1974 (“ERISA”), as amended. In addition, the Company contributes additional amounts as it deems appropriate based on benefits attributed to service prior to the date of the Plan freeze. The Plan invests primarily in a diversified portfolio of managed fixed income and equity funds. On March 30, 2022, the Board of Directors approved the termination of the Plan to be effective as of June 30, 2022. The Company has executed plan amendments regarding the Plan termination and filed an Application for Determination for Terminating Plan with the Internal Revenue Service (“IRS”) for a determination as to the tax-qualified status of the Plan at the time of termination. Over the next several months, the Company intends to prepare and file appropriate notices and documents related to the Plan’s termination and wind-down with the Pension Benefit Guaranty Corporation (“PBGC”). After receiving approval from the IRS and the PBGC, which is expected to be in 2023, the Company will make an additional cash contribution, if necessary, in order to fully fund the Plan on a plan termination basis, followed by the purchase of annuity contracts to transfer its remaining liabilities under the Plan. The actual amount of this cash contribution, if any, will depend upon the nature and timing of participant settlements, as well as prevailing market conditions. In addition, the Company expects to recognize a non-cash pension settlement charge upon settlement of the obligations of the Plan. All participants who are not already receiving annuities will be given the opportunity to elect a lump sum payout. Benefit obligations of participants who do not elect a lump sum or who are being paid in an annuity form will be transferred under an annuity contract from a highly-rated insurance company that will pay and administer future benefit payments. There will be no change in the benefit earned by Plan participants as a result of these actions. The Plan termination is subject to regulatory approvals and the Company has the right to change the effective date of the Plan termination or to revoke its decision to terminate the Plan, but it has no intent to do so. The components of net periodic benefit cost for the periods indicated are presented in the following table: Three Months Ended September 30, Nine Months Ended September 30, (In thousands) 2022 2021 2022 2021 Interest cost on projected benefit obligation $ 325 $ 316 $ 976 $ 952 Expected return on plan assets (353) (312) (1,058) (936) Recognized net actuarial loss 196 228 587 682 Net periodic benefit cost $ 168 $ 232 $ 505 $ 698

NET INCOME PER COMMON SHARE

NET INCOME PER COMMON SHARE	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
NET INCOME PER COMMON SHARE	NET INCOME PER COMMON SHARE The calculation of net income per common share for the periods indicated is presented in the following table: Three Months Ended September 30, Nine Months Ended September 30, (Dollars and amounts in thousands, except per share data) 2022 2021 2022 2021 Net income $ 33,584 $ 56,976 $ 132,319 $ 189,703 Distributed and undistributed earnings allocated to (114) (354) (575) (1,219) Net income attributable to common shareholders $ 33,470 $ 56,622 $ 131,744 $ 188,484 Total weighted average outstanding shares 44,793 47,197 45,131 47,409 Less: Weighted average participating securities (153) (294) (198) (307) Basic weighted average common shares 44,640 46,903 44,933 47,102 Dilutive weighted average common stock equivalents 141 184 165 213 Diluted weighted average common shares 44,781 47,087 45,098 47,315 Basic net income per common share $ 0.75 $ 1.21 $ 2.93 $ 4.00 Diluted net income per common share $ 0.75 $ 1.20 $ 2.92 $ 3.98 Anti-dilutive shares 8 — 20 —

ACCUMULATED OTHER COMPREHENSIVE

ACCUMULATED OTHER COMPREHENSIVE LOSS	9 Months Ended
	Sep. 30, 2022
Equity [Abstract]
ACCUMULATED OTHER COMPREHENSIVE LOSS	ACCUMULATED OTHER COMPREHENSIVE LOSS Comprehensive income/ (loss) is defined as net income/ (loss) plus transactions and other occurrences that are the result of non-owner changes in equity. For Condensed Consolidated Financial Statements presented for the Company, non-owner changes in equity are comprised of unrealized gains or losses on investments available-for-sale and held-to-maturity, and any minimum pension liability adjustments. During the quarter ended March 31, 2022, the Company transferred certain debt securities from available-for-sale to held-to-maturity. The total amortized cost of debt securities transferred was $305.6 million with the associated after tax unrealized loss $12.1 million at the date of transfer. This after tax unrealized loss continues to be reported in accumulated other comprehensive income and is amortized over the remaining lives of debt securities as a yield adjustment. The following table presents the activity in net accumulated other comprehensive income/ (loss) and the components of the activity for the periods indicated: (In thousands) Unrealized Gains/(Losses) Defined Benefit Unrealized Losses Total Balance at January 1, 2022 $ (336) $ (8,203) $ — $ (8,539) Other comprehensive loss before reclassification from accumulated other comprehensive loss, net of tax (124,097) — (12,083) (136,180) Reclassifications from accumulated other comprehensive loss to earnings, net of tax (36) 419 1,266 1,649 Current period change in other comprehensive loss, net of tax (124,133) 419 (10,817) (134,531) Balance at September 30, 2022 $ (124,469) $ (7,784) $ (10,817) $ (143,070) (In thousands) Unrealized Gains/ Defined Benefit Total Balance at January 1, 2021 $ 28,175 $ (9,470) $ 18,705 Other comprehensive income before reclassification, net of tax (20,218) — (20,218) Reclassifications from accumulated other comprehensive income, net of tax (133) 520 387 Current period change in other comprehensive income, net of tax (20,351) 520 (19,831) Balance at September 30, 2021 $ 7,824 $ (8,950) $ (1,126) The following table provides the information on the reclassification adjustments out of accumulated other comprehensive income/ (loss) for the periods indicated: Nine Months Ended September 30, (In thousands) 2022 2021 Unrealized gains on available-for-sale debt securities: Affected line item in the Statements of Income: Investment securities gains $ 48 $ 178 Income before taxes 48 178 Tax expense (12) (45) Net income $ 36 $ 133 Amortization of unrealized losses on debt securities transferred from available-for-sale to held-to-maturity: Affected line item in the Statements of Income: Interest and dividends on investment securities (1) $ (1,735) $ — Income before taxes (1,735) — Tax benefit 469 — Net loss $ (1,266) $ — Amortization of defined benefit pension plan items: Affected line item in the Statements of Income: Recognized actuarial loss (2) $ (587) $ (682) Loss before taxes (587) (682) Tax benefit 168 162 Net loss $ (419) $ (520) (1) Amortization of unrealized losses on held-to-maturity debt securities is fully offset by accretion of a discount on held-to-maturity debt securities with no overall impact on net income and yield. (2) This amount is included in the computation of net periodic benefit cost. See Note 10 for additional information on the pension plan.

LEASES

LEASES	9 Months Ended
	Sep. 30, 2022
Leases [Abstract]
LEASES	LEASES The Company leases real estate properties for its network of bank branches, financial centers and corporate offices. All of the Company’s leases are currently classified as operating. Most lease agreements include one or more options to renew, with renewal terms that can extend the original lease term from one The following table provides information regarding the Company's leases as of the dates indicated: Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Components of lease expense: Operating lease cost (resulting from lease payments) $ 2,707 $ 3,047 $ 8,211 $ 9,333 Supplemental cash flow information related to leases: Operating cash flows from operating leases $ 2,866 $ 3,208 $ 8,698 $ 9,762 ROU assets obtained in the exchange for lease liabilities due to: New leases $ — $ — $ — $ 803 Acquisitions $ — $ — $ — $ — September 30, 2022 December 31, 2021 Supplemental balance sheet information related to leases: Operating lease ROU assets $ 51,302 $ 57,872 Operating lease liabilities $ 59,962 $ 67,138 Other information related to leases: Weighted average remaining lease term of operating leases 8.6 years 9.0 years Weighted average discount rate of operating leases 2.97% 2.92% At September 30, 2022, the maturities of the Company’s operating lease liabilities were as follows: (In thousands) Amount Maturity: Remaining 2022 $ 2,869 2023 11,515 2024 9,594 2025 7,769 2026 6,999 Thereafter 30,538 Total undiscounted lease payments 69,284 Less: Present value discount (9,322) Lease liability $ 59,962 At September 30, 2022, the Company had no operating leases that have not yet commenced operations. The Company does not have any lease arrangements with any of its related parties as of September 30, 2022.

DERIVATIVES

DERIVATIVES	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
DERIVATIVES	DERIVATIVESThe Company has entered into interest rate swaps (“swaps”) to facilitate customer transactions and meet their financing needs. These swaps qualify as derivatives, but are not designated as hedging instruments. Interest rate swap contracts involve the risk of dealing with counterparties and their ability to meet contractual terms. When the fair value of a derivative instrument contract is positive, this generally indicates that the counterparty or customer owes the Company and results in credit risk to the Company. When the fair value of a derivative instrument contract is negative, the Company owes the customer or counterparty and, therefore, has no credit risk. The notional value of the swaps outstanding was $337.2 million as of September 30, 2022 compared to $396.3 million as of December 31, 2021. The fair values of swap positions net to zero to minimize the potential impact on the Company’s Condensed Consolidated Financial Statements. Fair values of the swaps are carried as both gross assets and gross liabilities in other assets and other liabilities, respectively, in the Condensed Consolidated Statements of Condition. The associated net gains and losses on the swaps are recorded in Other income in the Condensed Consolidated Statements of Income.

LITIGATION

LITIGATION	9 Months Ended
	Sep. 30, 2022
Commitments and Contingencies Disclosure [Abstract]
LITIGATION	LITIGATIONIn the ordinary course of business, the Company and its subsidiaries are subject to various pending or threatened legal proceedings in which claims for monetary damages are asserted. After consultation with legal counsel, management does not anticipate that the ultimate liability, if any, arising out of these legal matters will have a material adverse effect on the Company's financial condition, operating results or liquidity.

FAIR VALUE

FAIR VALUE	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
FAIR VALUE	FAIR VALUE GAAP provides entities the option to measure eligible financial assets, financial liabilities and commitments at fair value (i.e. the fair value option), on an instrument-by-instrument basis, that are otherwise not permitted to be accounted for at fair value under other accounting standards. The election to use the fair value option is available when an entity first recognizes a financial asset or financial liability or upon entering into a commitment. Subsequent changes in fair value must be recorded in earnings. The Company applies the fair value option on residential mortgage loans held for sale. The fair value option on residential mortgage loans held for sale allows the recognition of gains on the sale of mortgage loans to more accurately reflect the timing and economics of the transaction. The standard for fair value measurement establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are described below. Basis of Fair Value Measurement: Level 1- Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities; Level 2- Quoted prices in markets that are not active, or inputs that are observable, either directly or indirectly, for substantially the full term of the asset or liability; Level 3- Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e. supported by little or no market activity). A financial instrument’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. Changes to interest rates may result in changes in the cash flows due to prepayments or extinguishments. Accordingly, changes to interest rates could result in higher or lower measurements of the fair values. Assets and Liabilities Residential mortgage loans held for sale Residential mortgage loans held for sale are valued based on quotations from the secondary market for similar instruments and are classified as Level 2 in the fair value hierarchy. Investment securities available-for-sale U.S. treasuries and government agencies securities and mortgage-backed and asset-backed securities Valuations are based on active market data and use of evaluated broker pricing models that vary based by asset class and includes available trade, bid, and other market information. Generally, the methodology includes broker quotes, proprietary models, descriptive terms, and databases coupled with extensive quality control programs. Quality control evaluation processes use available market, credit and deal level information to support the evaluation of the security. Additionally, proprietary models and pricing systems, mathematical tools, actual transacted prices, integration of market developments and experienced evaluators are used to determine the value of a security based on a hierarchy of market information regarding a security or securities with similar characteristics. The Company does not adjust the quoted price for such securities. Such instruments are classified within Level 2 in the fair value hierarchy. State and municipal securities The Company primarily uses prices obtained from third-party pricing services to determine the fair value of securities. The Company independently evaluates and corroborates the fair value received from pricing services through various methods and techniques, including references to dealer or other market quotes, by reviewing valuations of comparable instruments, and by comparing the prices realized on the sale of similar securities. Such securities are classified within Level 2 in the fair value hierarchy. Interest rate swap agreements Interest rate swap agreements are measured by alternative pricing sources using a discounted cash flow method that incorporates current market interest rates. Based on the complex nature of interest rate swap agreements, the markets these instruments trade in are not as efficient and are less liquid than that of the more mature Level 1 markets. These characteristics classify interest rate swap agreements as Level 2 in the fair value hierarchy. Assets Measured at Fair Value on a Recurring Basis The following tables set forth the Company’s financial assets and liabilities at the dates indicated that were accounted for or disclosed at fair value. Assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement: September 30, 2022 Quoted Prices in Significant Other Significant (In thousands) (Level 1) (Level 2) (Level 3) Total Assets: Residential mortgage loans held for sale (1) $ — $ 11,469 $ — $ 11,469 Available-for-sale debt securities: U.S. treasuries and government agencies — 92,805 — 92,805 State and municipal — 276,939 — 276,939 Mortgage-backed and asset-backed — 874,591 — 874,591 Total available-for-sale debt securities — 1,244,335 — 1,244,335 Interest rate swap agreements — 19,546 — 19,546 Total assets $ — $ 1,275,350 $ — $ 1,275,350 Liabilities: Interest rate swap agreements $ — $ (19,546) $ — $ (19,546) Total liabilities $ — $ (19,546) $ — $ (19,546) (1) The outstanding principal balance for residential loans held for sale as of September 30, 2022 was $11.6 million. December 31, 2021 Quoted Prices in Significant Other Significant (In thousands) (Level 1) (Level 2) (Level 3) Total Assets: Residential mortgage loans held for sale (1) $ — $ 39,409 $ — $ 39,409 Investments available-for-sale: U.S. treasuries and government agencies — 68,539 — 68,539 State and municipal — 326,402 — 326,402 Mortgage-backed and asset-backed — 1,070,955 — 1,070,955 Total investments available-for-sale — 1,465,896 — 1,465,896 Interest rate swap agreements — 5,880 — 5,880 Total assets $ — $ 1,511,185 $ — $ 1,511,185 Liabilities: Interest rate swap agreements $ — $ (5,880) $ — $ (5,880) Total liabilities $ — $ (5,880) $ — $ (5,880) (1) The outstanding principal balance for residential loans held for sale as of December 31, 2021 was $38.2 million. Assets Measured at Fair Value on a Nonrecurring Basis The following tables set forth the Company’s financial assets subject to fair value adjustments on a nonrecurring basis at the date indicated that are valued at the lower of cost or market. Assets are classified in their entirety based on the lowest level of input that is significant to the fair value measurement: September 30, 2022 (In thousands) Quoted Prices in Significant Significant Total Total Losses Loans (1) $ — $ — $ 193 $ 193 $ (883) Other real estate owned — — 739 739 (81) Total $ — $ — $ 932 $ 932 $ (964) (1) Amounts represent the fair value of collateral for collateral dependent non-accrual loans allocated to the allowance for credit losses. Fair values are determined using actual market prices (Level 2), independent third-party valuations and borrower records, discounted as appropriate (Level 3). December 31, 2021 (In thousands) Quoted Prices in Significant Significant Total Total Losses Loans (1) $ — $ — $ 404 $ 404 $ (1,353) Other real estate owned — — 1,034 1,034 (81) Total $ — $ — $ 1,438 $ 1,438 $ (1,434) (1) Amounts represent the fair value of collateral for collateral dependent non-accrual loans allocated to the allowance for credit losses. Fair values are determined using actual market prices (Level 2), independent third-party valuations and borrower records, discounted as appropriate (Level 3). At September 30, 2022, loans totaling $29.9 million were written down to fair value of $23.4 million as a result of individual credit loss allowances of $6.5 million associated with the collateral dependent loans. Loans totaling $33.5 million were written down to fair value of $26.9 million at December 31, 2021 as a result of individual credit loss allowances of $6.6 million associated with the collateral dependent loans. Fair value of the collateral dependent loans is measured based on the loan’s observable market price or the fair value of the collateral (less estimated selling costs). Collateral may be real estate and/or business assets such as equipment, inventory and/or accounts receivable. The value of business equipment, inventory and accounts receivable collateral is based on net book value on the business’ financial statements and, if necessary, discounted based on management’s review and analysis. Appraised and reported values may be discounted based on management’s historical experience, changes in market conditions from the time of valuation, and/or management’s expertise and knowledge of the client and client’s business. Collateral dependent loans are reviewed and evaluated on at least a quarterly basis for additional individual reserve and adjusted accordingly, based on the factors identified above. OREO is adjusted to fair value upon acquisition of the real estate collateral. Subsequently, OREO is carried at the lower of carrying value or fair value. The estimated fair value for OREO included in Level 3 is determined by independent market based appraisals and other available market information, less costs to sell, that may be reduced further based on market expectations or an executed sales agreement. If the fair value of the collateral deteriorates subsequent to initial recognition, the Company records the OREO as a nonrecurring Level 3 adjustment. Valuation techniques are consistent with those techniques applied in prior periods. Fair Value of Financial Instruments The Company discloses fair value information, based on the exit price notion, of financial instruments that are not measured at fair value in the financial statements. Fair value is the amount at which a financial instrument could be exchanged in a current transaction between willing parties, other than in a forced sale or liquidation, and is best evidenced by a quoted market price, if one exists. Quoted market prices, where available, are shown as estimates of fair market values. Because no quoted market prices are available for a significant portion of the Company's financial instruments, the fair value of such instruments has been derived based on the amount and timing of future cash flows and estimated discount rates based on observable inputs (“Level 2”) or unobservable inputs (“Level 3”). Present value techniques used in estimating the fair value of many of the Company's financial instruments are significantly affected by the assumptions used. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate cash settlement of the instrument. Additionally, the accompanying estimates of fair values are only representative of the fair values of the individual financial assets and liabilities, and should not be considered an indication of the fair value of the Company. Management utilizes internal models used in asset liability management to determine the fair values disclosed below. Other investments include FRB and FHLB stock, whose carrying amounts approximate fair values based on the redemption provisions of each entity. The carrying amounts and fair values of the Company’s financial instruments at the dates indicated are presented in the following tables: Fair Value Measurements September 30, 2022 Quoted Prices in Significant Other Significant (In thousands) Carrying Estimated Financial assets: Cash and cash equivalents $ 258,808 $ 258,808 $ 258,808 $ — $ — Residential mortgage loans held for sale 11,469 11,469 — 11,469 — Available-for-sale debt securities 1,244,335 1,244,335 — 1,244,335 — Held-to-maturity debt securities 265,648 226,030 — 226,030 — Other investments 77,296 77,296 — 77,296 — Loans, net of allowance 11,090,545 10,765,365 — — 10,765,365 Interest rate swap agreements 19,546 19,546 — 19,546 — Accrued interest receivable 37,074 37,074 37,074 — — Bank owned life insurance 152,065 152,065 — 152,065 — Financial liabilities: Time deposits $ 1,682,790 $ 1,646,655 $ — $ 1,646,655 $ — Other deposits 9,066,696 9,066,696 9,066,696 — — Securities sold under retail repurchase agreements and federal funds purchased 206,287 206,287 — 206,287 — Advances from FHLB 840,000 839,859 — 839,859 — Subordinated debt 370,056 328,855 — — 328,855 Interest rate swap agreements 19,546 19,546 — 19,546 — Accrued interest payable 6,957 6,957 6,957 — — Fair Value Measurements December 31, 2021 Quoted Prices in Significant Other Significant (In thousands) Carrying Estimated Financial assets: Cash and cash equivalents $ 420,020 $ 420,020 $ 420,020 $ — $ — Residential mortgage loans held for sale 39,409 39,409 — 39,409 — Investments available-for-sale 1,465,896 1,465,896 — 1,465,896 — Other investments 41,166 41,166 — 41,166 — Loans, net of allowance 9,857,946 9,964,924 — — 9,964,924 Interest rate swap agreements 5,880 5,880 — 5,880 — Accrued interest receivable 34,349 34,349 34,349 — — Bank owned life insurance 147,528 147,528 — 147,528 — Financial liabilities: Time deposits $ 1,290,862 $ 1,292,598 $ — $ 1,292,598 $ — Other deposits 9,333,869 9,333,869 9,333,869 — — Securities sold under retail repurchase agreements and federal funds purchased 141,086 141,086 — 141,086 — Subordinated debt 172,712 175,780 — — 175,780 Interest rate swap agreements 5,880 5,880 — 5,880 — Accrued interest payable 1,516 1,516 1,516 — —

SEGMENT REPORTING

SEGMENT REPORTING	9 Months Ended
	Sep. 30, 2022
Segment Reporting [Abstract]
SEGMENT REPORTING	SEGMENT REPORTING Currently, the Company conducts business in two operating segments - Community Banking and Investment Management. Each of the operating segments is a strategic business unit that offers different products and services. The Investment Management segment was a business acquired in a separate transaction where management of the acquired business was retained. The accounting policies of the segments are the same as those of the Company. However, the segment data reflects inter-segment transactions and balances. The Community Banking segment is conducted through the Bank and involves delivering a broad range of financial products and services, including various loan and deposit products, to both individuals and businesses. Parent company income and assets are included in the Community Banking segment, as the majority of parent company functions are related to this segment. Major revenue sources include net interest income, gains on sales of mortgage loans, trust income fees, and service charges on deposit accounts. Expenses include personnel, occupancy, marketing, equipment, and other expenses. Non-cash charges associated with amortization of intangibles were $1.0 million and $1.2 million for the three months ended September 30, 2022 and 2021, respectively, and were $3.1 million and $3.5 million for the nine months ended September 30, 2022 and 2021, respectively. Prior to June 2022, the Company operated the Insurance segment through Sandy Spring Insurance Corporation, a subsidiary of the Bank. Effective June 1, 2022, the Company sold substantially all of the assets of Sandy Spring Insurance Corporation to a leading global insurance brokerage and financial services firm. Results of operations of the Insurance segment for the three and nine months ended September 30, 2022 are presented in the table below. The Investment Management segment is conducted through West Financial and RPJ, subsidiaries of the Bank. These asset management and financial planning firms, located in McLean, Virginia and Falls Church, Virginia, respectively, provide comprehensive investment management and financial planning to individuals, families, small businesses and associations, including cash flow analysis, investment review, tax planning, retirement planning, insurance analysis and estate planning. West Financial and RPJ had approximately $3.3 billion in combined assets under management as of September 30, 2022. Major revenue sources include non-interest income earned on the above services. Expenses include personnel, occupancy, support charges, and other expenses. Non-cash charges associated with amortization of intangibles were $0.4 million and $0.5 million for the three months ended September 30, 2022 and 2021, respectively, and were $1.3 million and $1.4 million for the nine months ended September 30, 2022 and 2021, respectively. Information for the operating segments and reconciliation of the information to the Condensed Consolidated Financial Statements for the periods indicated are presented in the following tables: Three Months Ended September 30, 2022 (In thousands) Community Insurance Investment Inter-Segment Total Interest income $ 130,422 $ 23 $ 3 $ (26) $ 130,422 Interest expense 17,488 — — (26) 17,462 Provision for credit losses 18,890 — — — 18,890 Non-interest income 11,956 (184) 5,415 (305) 16,882 Non-interest expense 61,135 (107) 4,891 (139) 65,780 Income before income taxes 44,865 (54) 527 (166) 45,172 Income tax expense 11,281 53 254 — 11,588 Net income $ 33,584 $ (107) $ 273 $ (166) $ 33,584 Assets $ 13,783,402 $ 17,698 $ 52,821 $ (88,324) $ 13,765,597 Three Months Ended September 30, 2021 (In thousands) Community Insurance Investment Inter-Segment Total Interest income $ 111,129 $ — $ 3 $ (3) $ 111,129 Interest expense 4,528 — — (3) 4,525 Provision/ (credit) for credit losses (8,229) — — — (8,229) Non-interest income 16,644 2,282 5,685 (217) 24,394 Non-interest expense 58,059 1,696 3,643 (217) 63,181 Income/ (loss) before income taxes 73,415 586 2,045 — 76,046 Income tax expense/ (benefit) 18,385 185 500 — 19,070 Net income/ (loss) $ 55,030 $ 401 $ 1,545 $ — $ 56,976 Assets $ 13,017,464 $ 9,203 $ 57,324 $ (66,527) $ 13,017,464 Nine Months Ended September 30, 2022 (In thousands) Community Insurance Investment Inter-Segment Total Interest income $ 350,367 $ 24 $ 8 $ (32) $ 350,367 Interest expense 30,038 — — (32) 30,006 Provision for credit losses 23,571 — — — 23,571 Non-interest income 51,669 19,449 16,699 (15,095) 72,722 Non-interest expense 177,637 3,756 12,104 (579) 192,918 Income before income taxes 170,790 15,717 4,603 (14,516) 176,594 Income tax expense 38,471 4,450 1,354 — 44,275 Net income $ 132,319 $ 11,267 $ 3,249 $ (14,516) $ 132,319 Assets $ 13,783,402 $ 17,698 $ 52,821 $ (88,324) $ 13,765,597 Nine Months Ended September 30, 2021 (In thousands) Community Insurance Investment Inter-Segment Total Interest income $ 340,213 $ 2 $ 7 $ (9) $ 340,213 Interest expense 20,972 — — (9) 20,963 Provision/ (credit) for credit losses (47,141) — — — (47,141) Non-interest income 62,083 5,679 16,408 (4,651) 79,519 Non-interest expense 179,803 4,507 10,670 (651) 194,329 Income before income taxes 248,662 1,174 5,745 (4,000) 251,581 Income tax expense 59,951 347 1,580 — 61,878 Net income $ 188,711 $ 827 $ 4,165 $ (4,000) $ 189,703 Assets $ 13,017,464 $ 9,203 $ 57,324 $ (66,527) $ 13,017,464

SIGNIFICANT ACCOUNTING POLICI_2

SIGNIFICANT ACCOUNTING POLICIES (Policies)	9 Months Ended
	Sep. 30, 2022
Accounting Policies [Abstract]
Nature of Operations	Nature of Operations Sandy Spring Bancorp, Inc. ("Bancorp" or, together with its subsidiaries, the "Company"), a Maryland corporation, is the bank holding company for Sandy Spring Bank (the “Bank”). Independent and community-oriented, the Bank offers a broad range of commercial banking, retail banking, mortgage services and trust services throughout central Maryland, Northern Virginia, and the greater Washington, D.C. market. The Bank also offers a comprehensive menu of wealth management services through its subsidiaries, West Financial Services, Inc. (“West Financial”) and Rembert Pendleton Jackson (“RPJ”).
Basis of Presentation	Basis of Presentation The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America (“GAAP”), prevailing practices within the financial services industry for interim financial information and Rule 10-01 of Regulation S-X. Accordingly, the interim financial statements do not include all of the information and notes required for complete financial statements. The following summary of significant accounting policies of the Company is presented to assist the reader in understanding the financial and other data presented in this report. Operating results for the nine months ended September 30, 2022 are not necessarily indicative of the results that may be expected for any future periods or for the year ending December 31, 2022. In the opinion of management, all adjustments necessary for a fair presentation of the results of the interim periods have been included. The Company has evaluated subsequent events through the date of the issuance of its financial statements. These statements should be read in conjunction with the financial statements and accompanying notes included in the Company’s 2021 Annual Report on Form 10-K as filed with the Securities and Exchange Commission (“SEC”) on February 18, 2022. There have been no significant changes to any of the Company’s accounting policies as disclosed in the 2021 Annual Report on Form 10-K.
Principles of Consolidation	Principles of Consolidation The unaudited Condensed Consolidated Financial Statements include the accounts of the Company and its wholly-owned subsidiary, Sandy Spring Bank, and its subsidiaries, West Financial and RPJ and former results of Sandy Spring Insurance Corporation. Consolidation has resulted in the elimination of all intercompany accounts and transactions. See Note 17 for more information on the Company’s segments and consolidation.
Use of Estimates	Use of Estimates The preparation of financial statements requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the financial statements, in addition to affecting the reported amounts of revenues earned and expenses incurred during the reporting period. Actual results could differ from those estimates. Estimates that could change significantly relate to the provision for credit losses and the related allowance, potential impairment of goodwill or other intangible assets, valuation of investment securities and the determination of whether available-for-sale debt securities with fair values less than amortized costs are impaired and require an allowance for credit losses, valuation of other real estate owned, valuation of share based compensation, the assessment that a liability should be recognized with respect to any matters under litigation, the calculation of current and deferred income taxes, and the actuarial projections related to pension expense and the related liability.
Cash Flows	Cash Flows For purposes of reporting cash flows, cash and cash equivalents include cash and due from banks, federal funds sold and interest-bearing deposits with banks (items with stated original maturity of three months or less).
Revenue from Contracts with Customers	Revenue from Contracts with Customers The Company’s revenue includes net interest income on financial instruments and non-interest income. Specific categories of revenue are presented in the Condensed Consolidated Statements of Income. Most of the Company’s revenue is not within the scope of Accounting Standard Codification (“ASC”) 606 – Revenue from Contracts with Customers. For revenue within the scope of ASC 606, the Company provides services to customers and has related performance obligations. The revenue from such services is recognized upon satisfaction of all contractual performance obligations. The following discusses key revenue streams within the scope of this revenue recognition guidance. Wealth Management Income West Financial and RPJ provide comprehensive investment management and financial planning services. Wealth management income is comprised of income for providing trust, estate and investment management services. Trust services include acting as a trustee for corporate or personal trusts. Investment management services include investment management, record-keeping and reporting of security portfolios. Fees for these services are recognized based on a contractually-agreed fixed percentage applied to net assets under management at the end of each reporting period. The Company does not charge/recognize any performance-based fees. Insurance Agency Commissions Prior to the sale of its assets in June 2022, Sandy Spring Insurance Corporation performed the function of an insurance intermediary by introducing the policyholder and insurer and was compensated by a commission fee for placement of an insurance policy. Sandy Spring Insurance did not provide any captive management services or any claim handling services. Commission fees were set as a percentage of the premium for the insurance policy for which Sandy Spring Insurance was a producer. Sandy Spring Insurance recognized revenue when the insurance policy was contractually agreed to by the insurer and policyholder (at transaction date). Service Charges on Deposit Accounts Service charges on deposit accounts are earned on depository accounts for consumer and commercial account holders and include fees for account and overdraft services. Account services include fees for event-driven services and periodic account maintenance activities. An obligation for event-driven services is satisfied at the time of the event when service is delivered and revenue recognized as earned. Obligation for maintenance activities is satisfied over the course of each month and revenue is recognized at month end. The overdraft services obligation is satisfied at the time of the overdraft and revenue is recognized as earned.
Loan Financing Receivables	Loan Financing Receivables The Company’s financing receivables consist primarily of loans that are stated at their principal balance outstanding, net of any unearned income, acquisition fair value marks and deferred loan origination fees and costs. Interest income on loans is accrued at the contractual rate based on the principal balance outstanding. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the interest method. Loans are considered past due or delinquent when the principal or interest due in accordance with the contractual terms of the loan agreement or any portion thereof remains unpaid after the due date of the scheduled payment. Immaterial shortfalls in payment amounts do not necessarily result in a loan being considered delinquent or past due. If any payments are past due and subsequent payments are resumed without payment of the delinquent amount, the loan shall continue to be considered past due. Whenever any loan is reported delinquent on a principal or interest payment or portion thereof, the amount reported as delinquent is the outstanding principal balance of the loan. Loans, except for consumer installment loans, are placed into non-accrual status when any portion of the loan principal or interest becomes 90 days past due. Management may determine that certain circumstances warrant earlier discontinuance of interest accruals on specific loans if an evaluation of other relevant factors (such as bankruptcy, interruption of cash flows, etc.) indicates collection of amounts contractually due is unlikely. These loans are considered, collectively, to be non-performing loans. Consumer installment loans that are not secured by real estate are not placed on non-accrual, but are charged down to their net realizable value when they are four months past due. Loans designated as non-accrual have all previously accrued but unpaid interest reversed. Interest income is not recognized on non-accrual loans. All payments received on non-accrual loans are applied using a cost-recovery method to reduce the outstanding principal balance until the loan returns to accrual status. Loans may be returned to accrual status when all principal and interest amounts contractually due are brought current and future payments are reasonably assured. Loans considered to be TDRs are loans that have their terms restructured (e.g., interest rates, loan maturity date, payment and amortization period, etc.) in circumstances that provide payment relief to a borrower experiencing financial difficulty. All restructured collateral-dependent loans are individually assessed for allowance for credit losses and may either be in accruing or non-accruing status. Non-accruing restructured loans may return to accruing status provided doubt has been removed concerning the collectability of principal and interest as evidenced by a sufficient period of payment performance in accordance with the restructured terms. Loans may be removed from the restructured category if the borrower is no longer experiencing financial difficulty, a re-underwriting event took place, and the revised loan terms of the subsequent restructuring agreement are considered to be consistent with terms that can be obtained in the market for loans with comparable credit risk.
Allowance for Credit Losses	Allowance for Credit Losses The allowance for credit losses (“allowance” or “ACL”) represents an amount which, in management's judgment, reflects the lifetime expected losses that may be sustained on outstanding loans at the balance sheet date based on the evaluation of the size and current risk characteristics of the loan portfolio, past events, current conditions, reasonable and supportable forecasts of future economic conditions and prepayment experience. The allowance is measured and recorded upon the initial recognition of a financial asset. The allowance is reduced by charge-offs, net of recoveries of previous losses, and is increased or decreased by a provision or credit for credit losses, which is recorded as a current period expense. Determination of the appropriateness of the allowance is inherently complex and requires the use of significant and highly subjective estimates. The reasonableness of the allowance is reviewed periodically by the Risk Committee of the Board of Directors and formally approved quarterly by that same committee of the Board. The Company’s methodology for estimating the allowance includes: (1) a collective quantified reserve that reflects the Company’s historical default and loss experience adjusted for expected economic conditions throughout a reasonable and supportable period and the Company’s prepayment and curtailment rates; (2) collective qualitative factors that consider the expected impact of certain factors not fully captured in the collective quantified reserve, including concentrations of the loan portfolio, expected changes to the economic forecasts, large relationships, early delinquencies, and factors related to credit administration, including, among others, loan-to-value ratios, borrowers’ risk rating and credit score migrations; and (3) individual allowances on collateral-dependent loans where borrowers are experiencing financial difficulty or when the Company determines that the foreclosure is probable. The Company excludes accrued interest from the measurement of the allowance as the Company has a non-accrual policy to reverse any accrued, uncollected interest income as loans are moved to non-accrual status. Loans are pooled into segments based on the similar risk characteristics of the underlying borrowers, in addition to consideration of collateral type, industry and business purpose of the loans. Portfolio segments used to estimate the allowance are the same as portfolio segments used for general credit risk management purposes. Refer to Note 5 for more details on the Company’s portfolio segments. The Company applies two calculation methodologies to estimate the collective quantified component of the allowance: discounted cash flows method and weighted average remaining life method. Allowance estimates on commercial acquisition, development and construction (“AD&C”) and residential construction segments are based on the weighted average remaining life method. Allowance estimates on all other portfolio segments are based on the discounted cash flows method. Segments utilizing the discounted cash flows method are further sub-segmented into risk level pools, determined either by risk rating for commercial loans or Beacon Scores ranges for residential and consumer loans. To better manage risk and reasonably determine the sufficiency of reserves, this segregation allows the Company to monitor the allowance component applicable to higher risk loans separate from the remainder of the portfolio. Collective calculation methodologies utilize the Company’s historical default and loss experience adjusted for future economic forecasts. The reasonable and supportable forecast period represents a two-year economic outlook for the applicable economic variables. Following the end of the reasonable and supportable forecast period expected losses revert back to the historical mean over the next two years on a straight-line basis. Economic variables that have the most significant impact on the allowance include: unemployment rate, house price index and business bankruptcies. Contractual loan level cash flows within the discounted cash flows methodology are adjusted for the Company’s historical prepayment and curtailment rate experience. The individual reserve assessment is applied to collateral dependent loans where borrowers are experiencing financial difficulty or when the Company determines that a foreclosure is probable. The determination of the fair value of the collateral depends on whether a repayment of the loan is expected to be from the sale or the operation of the collateral. When a repayment is expected from the operation of the collateral, the Company uses the present value of expected cash flows from the operation of the collateral as the fair value. When the repayment of the loan is expected from the sale of the collateral the fair value of the collateral is based on an observable market price or the collateral’s appraised value, less estimated costs to sell. Third-party appraisals used in the individual reserve assessment are conducted at least annually with underlying assumptions that are reviewed by management. Third-party appraisals may be obtained on a more frequent basis if deemed necessary. Internal evaluations of collateral value are conducted quarterly to ensure any further deterioration of the collateral value is recognized on a timely basis. During the individual reserve assessment, management also considers the potential future changes in the value of the collateral over the remainder of the loan’s remaining life. The Company may receive updated appraisals which contradict the preliminary determination of fair value used to establish an individual allowance on a loan. In these instances the individual allowance is adjusted to reflect the Company’s evaluation of the updated appraised fair value. In the event a loss was previously confirmed and the loan was charged down to the estimated fair value based on a previous appraisal, the balance of partially charged-off loans are not subsequently increased, but could be further decreased depending on the direction of the change in fair value. Payments on fully or partially charged-off loans are accounted for under the cost-recovery method. Under this method, all payments received are applied on a cash basis to reduce the entire outstanding principal balance, then to recognize a recovery of all previously charged-off amounts before any interest income may be recognized. Based on the individual reserve assessment, if the Company determines that the fair value of the collateral is less than the amortized cost basis of the loan, an individual allowance will be established measured as the difference between the fair value of the collateral (less costs to sell) and the amortized cost basis of the loan. Once a loss has been confirmed, the loan is charged-down to its estimated fair value. Large groups of smaller non-accrual homogeneous loans are not individually evaluated for allowance and include residential permanent and construction mortgages and consumer installment loans. These portfolios are reserved for on a collective basis using historical loss rates of similar loans over the weighted average life of each pool. Unfunded lending commitments are reviewed to determine if they are considered unconditionally cancellable. The Company establishes reserves for unfunded commitments that do not meet that criteria as a liability in the Condensed Consolidated Statements of Condition. Changes to the liability are recorded through the provision for credit losses in the Condensed Consolidated Statements of Income. The establishment of the reserves for unfunded commitments considers both the likelihood that the funding will occur and an estimate of the expected credit losses over the life of the respective commitments. Management believes it uses relevant information available to make determinations about the allowance and that it has established the existing allowance in accordance with GAAP. However, the determination of the allowance requires significant judgment, and estimates of expected lifetime losses in the loan portfolio can vary significantly from the amounts actually observed. While management uses available information to recognize expected losses, future additions to the allowance may be necessary based on changes in the loans comprising the portfolio, changes in the current and forecasted economic conditions, changes to the interest rate environment which may directly impact prepayment and curtailment rate assumptions, and changes in the financial condition of borrowers.
Held-to-maturity debt securities	Held-to-maturity debt securities Debt securities that are purchased with the positive intent and ability to be held until their maturity are classified as held-to-maturity (“HTM”). HTM debt securities are recorded at cost adjusted for amortization of premiums and accretion of discounts. Transfers of debt securities from available-for-sale ("AFS") category to HTM category are made at fair value as of the transfer date. The unrealized gain or loss at the date of transfer continues to be reported in accumulated other comprehensive income and in the carrying amount of the HTM securities. Both amounts are amortized over the remaining life of the security as a yield adjustment in interest income and effectively offset each other.
Leases	Leases The Company determines if an arrangement is a lease at inception. All of the Company’s leases are currently classified as operating leases and are included in other assets and other liabilities on the Company’s Condensed Consolidated Statements of Condition. Periodic operating lease costs are recorded in occupancy expenses of premises on the Company's Condensed Consolidated Statements of Income. Right-of-use (“ROU”) assets represent the Company’s right to use an underlying asset for the lease term, and lease liabilities represent the Company’s obligation to make lease payments arising from the lease arrangements. Operating lease ROU assets and liabilities are recognized at the lease commencement date based on the present value of the expected future lease payments over the remaining lease term. In determining the present value of future lease payments, the Company uses its incremental borrowing rate based on the information available at the lease commencement date. The operating ROU assets are adjusted for any lease payments made at or before the lease commencement date, initial direct costs, any lease incentives received and, for acquired leases, any favorable or unfavorable fair value adjustments. The present value of the lease liability may include the impact of options to extend or terminate the lease when it is reasonably certain that the Company will exercise such options provided in the lease terms. Lease expense is recognized on a straight-line basis over the expected lease term. Lease agreements that include lease and non-lease components, such as common area maintenance charges, are accounted for separately.
Pending Accounting Pronouncements	Pending Accounting Pronouncements In March 2020, the FASB released Accounting Standards Update (“ASU”) 2020-04 - Reference Rate Reform (Topic 848), which provides optional guidance to ease the accounting burden in accounting for, or recognizing the effects from, reference rate reform on financial reporting. The new standard is a result of LIBOR likely being discontinued as an available benchmark rate. The standard is elective and provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships, or other transactions that reference LIBOR, or another reference rate expected to be discontinued. The amendments in the update are effective for all entities between March 12, 2020 and December 31, 2022, and can be adopted at any time during this period. The Company has not yet fully adopted this standard. A cross-functional working group has been established to guide the Company’s transition from LIBOR to alternative reference rates. The Company has identified its products that are either directly or indirectly influenced by LIBOR and has implemented enhanced fallback language to facilitate the transition to alternative reference rates. The Company is evaluating existing platforms and systems and preparing to offer new rates. The Company stopped originating any new loans referencing LIBOR during 2021. Currently, the Company does not expect that the adoption of this standard will have a material impact on its Consolidated Financial Statements. In March 2022, the FASB issued ASU 2022-02, which eliminates the accounting guidance on troubled debt restructurings (“TDR”) and amends the guidance on “vintage disclosures” to require disclosure of current period gross charge-offs by year of origination. The ASU also adds enhanced disclosures for creditors with respect to loan refinancing and restructurings for borrowers experiencing financial difficulty. The objective of the disclosures is to provide information about the type and magnitude of modifications and the degree of their success in mitigating potential credit losses. For entities that have adopted the guidance in ASC 326, the amendments are effective for fiscal years beginning after December 15, 2022, and interim periods therein. Early adoption of the amendments is permitted for entities that have adopted ASC 326, including adoption in an interim period. An entity may elect to early adopt the amendments related to TDRs separately from the amendments related to vintage disclosures. The Company is in process of reviewing the enhanced modification disclosure requirements.

INVESTMENTS (Tables)

INVESTMENTS (Tables)	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Schedule of Amortized Cost and Estimated Fair Values of Investments	The amortized cost and estimated fair values of investments available-for-sale and held-to-maturity at the dates indicated are presented in the following table: September 30, 2022 December 31, 2021 (In thousands) Amortized Gross Gross Estimated Amortized Gross Gross Estimated Available-for-sale debt securities: U.S. treasuries and government agencies $ 100,740 $ — $ (7,935) $ 92,805 $ 68,487 $ 202 $ (150) $ 68,539 State and municipal 342,492 5 (65,558) 276,939 323,286 6,561 (3,445) 326,402 Mortgage-backed and asset-backed 968,111 94 (93,614) 874,591 1,074,577 8,203 (11,825) 1,070,955 Total available-for-sale debt securities $ 1,411,343 $ 99 $ (167,107) $ 1,244,335 $ 1,466,350 $ 14,966 $ (15,420) $ 1,465,896 Held-to-maturity debt securities: Mortgage-backed and asset-backed 265,648 — (39,618) 226,030 — — — — Total held-to-maturity debt securities $ 265,648 $ — $ (39,618) $ 226,030 $ — $ — $ — $ — Total debt securities $ 1,676,991 $ 99 $ (206,725) $ 1,470,365 $ 1,466,350 $ 14,966 $ (15,420) $ 1,465,896
Schedule of Gross Unrealized Losses and Fair Value by Length of Time in Unrealized Loss Position	Gross unrealized losses and fair value by length of time that the individual available-for-sale debt securities have been in an unrealized loss position at the dates indicated are presented in the following tables: September 30, 2022 Number Less Than 12 Months 12 Months or More Total (Dollars in thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. treasuries and government agencies 10 $ 88,079 $ 7,672 $ 4,724 $ 263 $ 92,803 $ 7,935 State and municipal 160 222,651 42,761 52,441 22,797 275,092 65,558 Mortgage-backed and asset-backed 328 635,793 61,543 214,757 32,071 850,550 93,614 Total 498 $ 946,523 $ 111,976 $ 271,922 $ 55,131 $ 1,218,445 $ 167,107 December 31, 2021 Number Less Than 12 Months 12 Months or More Total (Dollars in thousands) Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses U.S. treasuries and government agencies 5 $ 49,695 $ 150 $ — $ — $ 49,695 $ 150 State and municipal 32 63,206 2,288 21,740 1,157 84,946 3,445 Mortgage-backed and asset-backed 104 665,813 10,145 37,857 1,680 703,670 11,825 Total 141 $ 778,714 $ 12,583 $ 59,597 $ 2,837 $ 838,311 $ 15,420
Estimated fair values of debt securities by contractual maturity	The estimated fair values and amortized costs of available-for-sale and held-to-maturity debt securities by contractual maturity are provided in the following tables. September 30, 2022 December 31, 2021 (In thousands) Fair Value Amortized Cost Fair Value Amortized Cost Available-for-sale debt securities U.S. treasuries and government agencies: One year or less $ — $ — $ 12,029 $ 11,995 One to five years 92,805 100,740 56,510 56,492 Five to ten years — — — — After ten years — — — — State and municipal: One year or less 4,297 4,306 12,821 12,709 One to five years 68,727 71,754 27,408 26,637 Five to ten years 31,787 37,090 42,960 42,661 After ten years 172,128 229,342 243,213 241,279 Mortgage-backed and asset-backed: One year or less 5,602 5,639 9,272 9,239 One to five years 48,806 50,257 14,752 14,575 Five to ten years 318,785 353,118 388,918 390,569 After ten years 501,398 559,097 658,013 660,194 Total available-for-sale debt securities $ 1,244,335 $ 1,411,343 $ 1,465,896 $ 1,466,350 September 30, 2022 December 31, 2021 (In thousands) Fair Value Amortized Cost Fair Value Amortized Cost Held-to-maturity debt securities Mortgage-backed and asset-backed: One year or less $ — $ — $ — $ — One to five years — — — — Five to ten years 36,205 40,229 — — After ten years 189,825 225,419 — — Total held-to-maturity debt securities $ 226,030 $ 265,648 $ — $ —
Summary of Other Equity Securities	Other investments are presented in the following table: (In thousands) September 30, 2022 December 31, 2021 Federal Reserve Bank stock, at cost $ 38,826 $ 34,097 Federal Home Loan Bank of Atlanta stock, at cost 37,793 6,392 Other 677 677 Other investments $ 77,296 $ 41,166

LOANS (Tables)

LOANS (Tables)	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Loan Portfolio Segment Balances	The loan portfolio segment balances at the dates indicated are presented in the following table: (In thousands) September 30, 2022 December 31, 2021 Commercial real estate: Commercial investor real estate $ 5,066,843 $ 4,141,346 Commercial owner-occupied real estate 1,743,724 1,690,881 Commercial AD&C 1,143,783 1,088,094 Commercial business 1,393,634 1,481,834 Total commercial loans 9,347,984 8,402,155 Residential real estate: Residential mortgage 1,218,552 937,570 Residential construction 229,243 197,652 Consumer 423,034 429,714 Total residential and consumer loans 1,870,829 1,564,936 Total loans $ 11,218,813 $ 9,967,091

CREDIT QUALITY ASSESSMENT (Tabl

CREDIT QUALITY ASSESSMENT (Tables)	9 Months Ended
	Sep. 30, 2022
Credit Loss [Abstract]
Summary Information On The Allowance For Credit Loss Activity	Summary information on the allowance for credit losses on loans for the period indicated is provided in the following table: Nine Months Ended September 30, (In thousands) 2022 2021 Balance at beginning of period $ 109,145 $ 165,367 Provision/ (credit) for credit losses - loans (1) 18,773 (47,141) Loan charge-offs (1,029) (11,496) Loan recoveries 1,379 1,190 Net charge-offs 350 (10,306) Balance at period end $ 128,268 $ 107,920 (1) Excludes the total provision expense on unfunded loan commitments for nine months ended September 30, 2022 of $4.8 million.
Schedule of Collateral Dependent Loans Individually Evaluated for Credit Loss	The following table provides summary information regarding collateral dependent loans individually evaluated for credit loss at the dates indicated: (In thousands) September 30, 2022 December 31, 2021 Collateral dependent loans individually evaluated for credit loss with an allowance $ 9,022 $ 9,510 Collateral dependent loans individually evaluated for credit loss without an allowance 20,926 24,024 Total individually evaluated collateral dependent loans $ 29,948 $ 33,534 Allowance for credit losses related to loans evaluated individually $ 6,548 $ 6,593 Allowance for credit losses related to loans evaluated collectively 121,720 102,552 Total allowance for credit losses - loans $ 128,268 $ 109,145
Activity in Allowance for Credit Losses or Loan and Lease Losses by Respective Loan Portfolio Segment	The following tables provide information on the activity in the allowance for credit losses by the respective loan portfolio segment for the period indicated: For the Nine Months Ended September 30, 2022 Commercial Real Estate Residential Real Estate (Dollars in thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Balance at beginning of period $ 45,289 $ 11,687 $ 20,322 $ 23,170 $ 5,384 $ 1,048 $ 2,245 $ 109,145 Provision/ (credit) for credit losses - loans 18,561 (610) (3,475) 1,586 2,782 170 (241) 18,773 Charge-offs — — — (716) (130) — (183) (1,029) Recoveries 319 22 — 786 27 8 217 1,379 Net recoveries (charge-offs) 319 22 — 70 (103) 8 34 350 Balance at end of period $ 64,169 $ 11,099 $ 16,847 $ 24,826 $ 8,063 $ 1,226 $ 2,038 $ 128,268 Total loans $ 5,066,843 $ 1,743,724 $ 1,143,783 $ 1,393,634 $ 1,218,552 $ 229,243 $ 423,034 $ 11,218,813 Allowance for credit losses on loans to total loans ratio 1.27 % 0.64 % 1.47 % 1.78 % 0.66 % 0.53 % 0.48 % 1.14 % Average loans $ 4,546,440 $ 1,722,522 $ 1,104,901 $ 1,344,608 $ 1,071,634 $ 217,978 $ 422,941 $ 10,431,024 Annualized net charge-offs/ (recoveries) to average loans (0.01) % — % — % (0.01) % 0.01 % — % (0.01) % — % Balance of loans individually evaluated for credit loss $ 14,038 $ 6,294 $ — $ 7,769 $ 1,506 $ — $ 341 $ 29,948 Allowance related to loans evaluated individually $ 134 $ 1,122 $ — $ 5,292 $ — $ — $ — $ 6,548 Individual allowance to loans evaluated individually ratio 0.95 % 17.83 % — % 68.12 % — % — % — % 21.86 % Balance of loans collectively evaluated for credit loss $ 5,052,805 $ 1,737,430 $ 1,143,783 $ 1,385,865 $ 1,217,046 $ 229,243 $ 422,693 $ 11,188,865 Allowance related to loans evaluated collectively $ 64,035 $ 9,977 $ 16,847 $ 19,534 $ 8,063 $ 1,226 $ 2,038 $ 121,720 Collective allowance to loans evaluated collectively ratio 1.27 % 0.57 % 1.47 % 1.41 % 0.66 % 0.53 % 0.48 % 1.09 % For the Year Ended December 31, 2021 Commercial Real Estate Residential Real Estate (Dollars in thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Balance at beginning of period $ 57,404 $ 20,061 $ 22,157 $ 46,806 $ 11,295 $ 1,502 $ 6,142 $ 165,367 Provision for credit losses - loans (6,598) (8,238) 172 (20,132) (6,321) (459) (3,980) (45,556) Charge-offs (5,802) (136) (2,007) (4,069) — — (299) (12,313) Recoveries 285 — — 565 410 5 382 1,647 Net recoveries (charge-offs) (5,517) (136) (2,007) (3,504) 410 5 83 (10,666) Balance at end of period $ 45,289 $ 11,687 $ 20,322 $ 23,170 $ 5,384 $ 1,048 $ 2,245 $ 109,145 Total loans $ 4,141,346 $ 1,690,881 $ 1,088,094 $ 1,481,834 $ 937,570 $ 197,652 $ 429,714 $ 9,967,091 Allowance for credit losses on loans to total loans ratio 1.09 % 0.69 % 1.87 % 1.56 % 0.57 % 0.53 % 0.52 % 1.10 % Average loans $ 3,689,769 $ 1,661,015 $ 1,110,420 $ 1,952,537 $ 979,754 $ 178,171 $ 463,200 $ 10,034,866 Net charge-offs/ (recoveries) to average loans 0.15 % 0.01 % 0.18 % 0.18 % (0.04) % — % (0.02) % 0.11 % Balance of loans individually evaluated for credit loss $ 12,489 $ 9,306 $ 650 $ 9,033 $ 1,704 $ — $ 352 $ 33,534 Allowance related to loans evaluated individually $ 213 $ 79 $ 504 $ 5,797 $ — $ — $ — $ 6,593 Individual allowance to loans evaluated individually ratio 1.71 % 0.85 % 77.54 % 64.18 % — % — % — % 19.66 % Balance of loans collectively evaluated for credit loss $ 4,128,857 $ 1,681,575 $ 1,087,444 $ 1,472,801 $ 935,866 $ 197,652 $ 429,362 $ 9,933,557 Allowance related to loans evaluated collectively $ 45,076 $ 11,608 $ 19,818 $ 17,373 $ 5,384 $ 1,048 $ 2,245 $ 102,552 Collective allowance to loans evaluated collectively ratio 1.09 % 0.69 % 1.82 % 1.18 % 0.58 % 0.53 % 0.52 % 1.03 %
Schedule Of Collateral Dependent Loans Individually Evaluated For Credit Loss With The Associated Allowances	The following tables present collateral dependent loans individually evaluated for credit loss with the associated allowances for credit losses by the applicable portfolio segment and for the periods indicated: September 30, 2022 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Loans individually evaluated for credit loss with an allowance: Non-accruing $ 554 $ 1,850 $ — $ 3,016 $ — $ — $ — $ 5,420 Restructured accruing — — — 571 — — — 571 Restructured non-accruing — — — 3,031 — — — 3,031 Balance $ 554 $ 1,850 $ — $ 6,618 $ — $ — $ — $ 9,022 Allowance $ 134 $ 1,122 $ — $ 5,292 $ — $ — $ — $ 6,548 Loans individually evaluated for credit loss without an allowance: Non-accruing $ 6,053 $ 479 $ — $ 362 $ — $ — $ — $ 6,894 Restructured accruing — — — — 1,506 — — 1,506 Restructured non-accruing 7,431 3,965 — 789 — — 341 12,526 Balance $ 13,484 $ 4,444 $ — $ 1,151 $ 1,506 $ — $ 341 $ 20,926 Total individually evaluated loans: Non-accruing $ 6,607 $ 2,329 $ — $ 3,378 $ — $ — $ — $ 12,314 Restructured accruing — — — 571 1,506 — — 2,077 Restructured non-accruing 7,431 3,965 — 3,820 — — 341 15,557 Balance $ 14,038 $ 6,294 $ — $ 7,769 $ 1,506 $ — $ 341 $ 29,948 Total unpaid contractual principal balance $ 14,849 $ 7,747 $ — $ 9,359 $ 1,506 $ — $ 364 $ 33,825 December 31, 2021 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Loans individually evaluated for credit loss with an allowance: Non-accruing $ 808 $ 79 $ 650 $ 4,849 $ — $ — $ — $ 6,386 Restructured accruing — — — 613 — — — 613 Restructured non-accruing 336 — — 2,175 — — — 2,511 Balance $ 1,144 $ 79 $ 650 $ 7,637 $ — $ — $ — $ 9,510 Allowance $ 213 $ 79 $ 504 $ 5,797 $ — $ — $ — $ 6,593 Loans individually evaluated for credit loss without an allowance: Non-accruing $ 3,498 $ 4,775 $ — $ 434 $ — $ — $ — $ 8,707 Restructured accruing — — — — 1,554 — — 1,554 Restructured non-accruing 7,847 4,452 — 962 150 — 352 13,763 Balance $ 11,345 $ 9,227 $ — $ 1,396 $ 1,704 $ — $ 352 $ 24,024 Total individually evaluated loans: Non-accruing $ 4,306 $ 4,854 $ 650 $ 5,283 $ — $ — $ — $ 15,093 Restructured accruing — — — 613 1,554 — — 2,167 Restructured non-accruing 8,183 4,452 — 3,137 150 — 352 16,274 Balance $ 12,489 $ 9,306 $ 650 $ 9,033 $ 1,704 $ — $ 352 $ 33,534 Total unpaid contractual principal balance $ 12,857 $ 11,132 $ 695 $ 10,573 $ 2,778 $ — $ 364 $ 38,399
Table Of Average Principal Balance Of The Total Non-Accrual Loans and Contractual Interest Due	The following tables present average principal balance of total non-accrual loans and contractual interest due on non-accrual loans for the periods indicated below: For the Nine Months Ended September 30, 2022 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Average non-accrual loans for the period $ 12,379 $ 7,888 $ 771 $ 7,879 $ 7,852 $ 27 $ 5,999 $ 42,795 Contractual interest income due on non- accrual loans during the period $ 609 $ 301 $ — $ 389 $ 260 $ — $ 243 $ 1,802 For the Year Ended December 31, 2021 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Average non-accrual loans for the period $ 31,590 $ 9,444 $ 9,236 $ 12,678 $ 9,439 $ 36 $ 7,369 $ 79,792 Contractual interest income due on non- accrual loans during the period $ 2,169 $ 555 $ 597 $ 1,096 $ 271 $ 2 $ 402 $ 5,092
Schedule Of Information On The Credit Quality Of Loan Portfolio	The following section provides information on the credit quality of the loan portfolio for the periods indicated below: For the Nine Months Ended September 30, 2022 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Analysis of non-accrual loan activity: Balance at beginning of period $ 12,489 $ 9,306 $ 650 $ 8,420 $ 8,441 $ 55 $ 6,725 $ 46,086 Loans placed on non-accrual 2,922 453 — 1,229 1,454 — 605 6,663 Non-accrual balances transferred to OREO — — — — — — — — Non-accrual balances charged-off — — — (677) (132) — (29) (838) Net payments or draws (1,373) (2,519) (650) (1,774) (1,420) (55) (1,739) (9,530) Non-accrual loans brought current — (946) — — (829) — (389) (2,164) Balance at end of period $ 14,038 $ 6,294 $ — $ 7,198 $ 7,514 $ — $ 5,173 $ 40,217 For the Year Ended December 31, 2021 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Analysis of non-accrual loan activity: Balance at beginning of period $ 45,227 $ 11,561 $ 15,044 $ 22,933 $ 10,212 $ — $ 7,384 $ 112,361 Loans placed on non-accrual 699 3,676 49 1,339 695 62 1,626 8,146 Non-accrual balances transferred to OREO — (257) — — — — — (257) Non-accrual balances charged-off (5,803) (136) (2,007) (3,547) — — (100) (11,593) Net payments or draws (26,813) (5,538) (12,436) (12,305) (2,406) (7) (1,725) (61,230) Non-accrual loans brought current (821) — — — (60) — (460) (1,341) Balance at end of period $ 12,489 $ 9,306 $ 650 $ 8,420 $ 8,441 $ 55 $ 6,725 $ 46,086
Credit Quality of Loan Portfolio by Segment	September 30, 2022 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Performing loans: Current $ 5,033,645 $ 1,729,541 $ 1,138,204 $ 1,383,499 $ 1,195,498 $ 227,881 $ 415,339 $ 11,123,607 30-59 days 15,615 1,859 2,725 139 9,251 1,362 2,327 33,278 60-89 days 3,545 6,030 2,854 261 4,616 — 161 17,467 Total performing loans 5,052,805 1,737,430 1,143,783 1,383,899 1,209,365 229,243 417,827 11,174,352 Non-performing loans: Non-accrual loans 14,038 6,294 — 7,198 7,514 — 5,173 40,217 Loans greater than 90 days past due — — — 1,966 167 — 34 2,167 Restructured loans — — — 571 1,506 — — 2,077 Total non-performing loans 14,038 6,294 — 9,735 9,187 — 5,207 44,461 Total loans $ 5,066,843 $ 1,743,724 $ 1,143,783 $ 1,393,634 $ 1,218,552 $ 229,243 $ 423,034 $ 11,218,813 December 31, 2021 Commercial Real Estate Residential Real Estate (In thousands) Commercial Commercial Commercial Commercial Residential Residential Consumer Total Performing loans: Current $ 4,127,009 $ 1,680,635 $ 1,085,642 $ 1,471,669 $ 919,199 $ 197,597 $ 419,558 $ 9,901,309 30-59 days 1,656 86 1,802 753 5,157 — 3,021 12,475 60-89 days 192 854 — 379 2,662 — 410 4,497 Total performing loans 4,128,857 1,681,575 1,087,444 1,472,801 927,018 197,597 422,989 9,918,281 Non-performing loans: Non-accrual loans 12,489 9,306 650 8,420 8,441 55 6,725 46,086 Loans greater than 90 days past due — — — — 557 — — 557 Restructured loans — — — 613 1,554 — — 2,167 Total non-performing loans 12,489 9,306 650 9,033 10,552 55 6,725 48,810 Total loans $ 4,141,346 $ 1,690,881 $ 1,088,094 $ 1,481,834 $ 937,570 $ 197,652 $ 429,714 $ 9,967,091
Information About Credit Quality Indicator By The Year Of Origination	The following table provides information about credit quality indicators by the year of origination as of September 30, 2022: September 30, 2022 Term Loans by Origination Year Revolving (In thousands) 2022 2021 2020 2019 2018 Prior Loans Total Commercial Investor R/E: Pass $ 1,381,369 $ 1,273,121 $ 672,407 $ 553,928 $ 311,952 $ 781,407 $ 16,657 $ 4,990,841 Special Mention 22,470 17,199 2,738 95 804 5,355 — 48,661 Substandard 10,859 2,210 — 2,256 8,133 3,883 — 27,341 Doubtful — — — — — — — — Total $ 1,414,698 $ 1,292,530 $ 675,145 $ 556,279 $ 320,889 $ 790,645 $ 16,657 $ 5,066,843 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial Owner-Occupied R/E: Pass $ 340,349 $ 326,010 $ 233,459 $ 260,539 $ 148,150 $ 402,013 $ 900 $ 1,711,420 Special Mention 5,587 — 916 622 2,090 6,753 — 15,968 Substandard 1,723 163 754 7,946 2,496 3,254 — 16,336 Doubtful — — — — — — — — Total $ 347,659 $ 326,173 $ 235,129 $ 269,107 $ 152,736 $ 412,020 $ 900 $ 1,743,724 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial AD&C: Pass $ 231,277 $ 424,256 $ 167,110 $ 88,831 $ 57,611 $ — $ 172,830 $ 1,141,915 Special Mention — 1,073 — — — — 795 1,868 Substandard — — — — — — — — Doubtful — — — — — — — — Total $ 231,277 $ 425,329 $ 167,110 $ 88,831 $ 57,611 $ — $ 173,625 $ 1,143,783 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial Business: Pass $ 250,297 $ 232,246 $ 105,358 $ 111,407 $ 82,473 $ 82,304 $ 491,495 $ 1,355,580 Special Mention 107 493 1,188 8,770 1,032 736 14,006 26,332 Substandard 2,133 1,795 1,289 2,162 591 2,321 1,431 11,722 Doubtful — — — — — — — — Total $ 252,537 $ 234,534 $ 107,835 $ 122,339 $ 84,096 $ 85,361 $ 506,932 $ 1,393,634 Current period gross charge-offs $ 174 $ — $ — $ — $ 138 $ 404 $ — $ 716 Residential Mortgage: Beacon score: 660-850 $ 293,717 $ 292,392 $ 167,273 $ 44,299 $ 56,623 $ 271,371 $ — $ 1,125,675 600-659 4,876 15,609 2,695 2,820 3,878 26,061 — 55,939 540-599 1,501 1,914 1,251 1,786 2,538 6,504 — 15,494 less than 540 1,081 3,937 2,390 1,788 1,750 10,498 — 21,444 Total $ 301,175 $ 313,852 $ 173,609 $ 50,693 $ 64,789 $ 314,434 $ — $ 1,218,552 Current period gross charge-offs $ — $ — $ — $ — $ — $ 130 $ — $ 130 Residential Construction: Beacon score: 660-850 $ 99,230 $ 106,230 $ 17,328 $ 1,683 $ 1,432 $ 1,161 $ — $ 227,064 600-659 — 1,595 — — — — — 1,595 540-599 — — — — — — — — less than 540 584 — — — — — — 584 Total $ 99,814 $ 107,825 $ 17,328 $ 1,683 $ 1,432 $ 1,161 $ — $ 229,243 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Beacon score: 660-850 $ 3,526 $ 2,565 $ 1,288 $ 2,088 $ 2,663 $ 24,438 $ 350,546 $ 387,114 600-659 575 319 32 331 333 5,009 12,360 18,959 540-599 36 63 26 509 109 3,294 3,770 7,807 less than 540 133 106 41 170 373 3,166 5,165 9,154 Total $ 4,270 $ 3,053 $ 1,387 $ 3,098 $ 3,478 $ 35,907 $ 371,841 $ 423,034 Current period gross charge-offs $ — $ 5 $ 15 $ — $ 13 $ 16 $ 134 $ 183 Total loans $ 2,651,430 $ 2,703,296 $ 1,377,543 $ 1,092,030 $ 685,031 $ 1,639,528 $ 1,069,955 $ 11,218,813 The following table provides information about credit quality indicators by the year of origination as of December 31, 2021: December 31, 2021 Term Loans by Origination Year Revolving (In thousands) 2021 2020 2019 2018 2017 Prior Loans Total Commercial Investor R/E: Pass $ 1,391,969 $ 748,236 $ 616,761 $ 357,640 $ 328,327 $ 633,913 $ 19,239 $ 4,096,085 Special Mention 2,210 510 4,646 596 2,204 10,438 — 20,604 Substandard 807 336 4,308 8,568 10,064 574 — 24,657 Doubtful — — — — — — — — Total $ 1,394,986 $ 749,082 $ 625,715 $ 366,804 $ 340,595 $ 644,925 $ 19,239 $ 4,141,346 Current period gross charge-offs $ — $ — $ — $ 903 $ 3,975 $ 924 $ — $ 5,802 Commercial Owner-Occupied R/E: Pass $ 360,169 $ 254,350 $ 319,348 $ 178,416 $ 172,354 $ 363,685 $ 1,149 $ 1,649,471 Special Mention 156 1,476 4,388 9,035 4,456 9,106 — 28,617 Substandard 1,968 1,800 4,028 2,265 354 2,378 — 12,793 Doubtful — — — — — — — — Total $ 362,293 $ 257,626 $ 327,764 $ 189,716 $ 177,164 $ 375,169 $ 1,149 $ 1,690,881 Current period gross charge-offs $ — $ — $ — $ 136 $ — $ — $ — $ 136 Commercial AD&C: Pass $ 454,207 $ 226,332 $ 148,260 $ 87,934 $ 13,938 $ — $ 152,896 $ 1,083,567 Special Mention 2,888 — — — — — 989 3,877 Substandard 349 — 301 — — — — 650 Doubtful — — — — — — — — Total $ 457,444 $ 226,332 $ 148,561 $ 87,934 $ 13,938 $ — $ 153,885 $ 1,088,094 Current period gross charge-offs $ — $ — $ — $ — $ 2,007 $ — $ — $ 2,007 Commercial Business: Pass $ 403,871 $ 165,194 $ 137,069 $ 96,800 $ 55,100 $ 53,764 $ 533,893 $ 1,445,691 Special Mention 220 1,998 7,030 1,701 548 577 9,212 21,286 Substandard 3,777 3,262 2,609 797 811 2,065 1,536 14,857 Doubtful — — — — — — — — Total $ 407,868 $ 170,454 $ 146,708 $ 99,298 $ 56,459 $ 56,406 $ 544,641 $ 1,481,834 Current period gross charge-offs $ — $ — $ 88 $ 1,674 $ 46 $ 2,236 $ 25 $ 4,069 Residential Mortgage: Beacon score: 660-850 $ 246,612 $ 165,623 $ 46,925 $ 65,865 $ 102,628 $ 223,420 $ — $ 851,073 600-659 11,102 3,285 3,583 4,255 4,645 20,052 — 46,922 540-599 1,472 1,864 2,162 4,522 1,599 8,201 — 19,820 less than 540 452 4,293 1,575 1,829 2,079 9,527 — 19,755 Total $ 259,638 $ 175,065 $ 54,245 $ 76,471 $ 110,951 $ 261,200 $ — $ 937,570 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Residential Construction: Beacon score: 660-850 $ 134,335 $ 45,890 $ 8,063 $ 2,078 $ 1,347 $ 1,160 $ — $ 192,873 600-659 1,922 — 650 — — — — 2,572 540-599 — — — — — 462 — 462 less than 540 1,745 — — — — — — 1,745 Total $ 138,002 $ 45,890 $ 8,713 $ 2,078 $ 1,347 $ 1,622 $ — $ 197,652 Current period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Consumer: Beacon score: 660-850 $ 3,179 $ 1,393 $ 3,130 $ 3,060 $ 1,648 $ 26,156 $ 350,466 $ 389,032 600-659 352 123 324 716 430 4,906 14,119 20,970 540-599 58 8 311 160 89 2,809 4,926 8,361 less than 540 88 58 536 544 98 3,101 6,926 11,351 Total $ 3,677 $ 1,582 $ 4,301 $ 4,480 $ 2,265 $ 36,972 $ 376,437 $ 429,714 Current period gross charge-offs $ — $ — $ 7 $ 2 $ — $ 106 $ 184 $ 299 Total loans $ 3,023,908 $ 1,626,031 $ 1,316,007 $ 826,781 $ 702,719 $ 1,376,294 $ 1,095,351 $ 9,967,091
Restructured Loans for Specific Segments of Loan Portfolio	The following table provides the amounts of the restructured loans at the date of restructuring for specific segments of the loan portfolio during the period indicated: For the Nine Months Ended September 30, 2022 Commercial Real Estate (In thousands) Commercial Commercial Commercial Commercial All Total Troubled debt restructurings: Restructured accruing $ — $ — $ — $ 32 $ — $ 32 Restructured non-accruing — — — 1,200 — 1,200 Balance $ — $ — $ — $ 1,232 $ — $ 1,232 Individual allowance $ — $ — $ — $ 1,200 $ — $ 1,200 Restructured and subsequently defaulted $ — $ — $ — $ — $ — $ — For the Year Ended December 31, 2021 Commercial Real Estate (In thousands) Commercial Commercial Commercial Commercial All Total Troubled debt restructurings: Restructured accruing $ — $ — $ — $ — $ — $ — Restructured non-accruing 9,594 3,157 — 1,824 — 14,575 Balance $ 9,594 $ 3,157 $ — $ 1,824 $ — $ 14,575 Individual allowance $ — $ — $ — $ 461 $ — $ 461 Restructured and subsequently defaulted $ — $ — $ — $ — $ — $ —

GOODWILL AND OTHER INTANGIBLE_2

GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)	9 Months Ended
	Sep. 30, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Amount of Goodwill by Reportable Segment	The amount of goodwill by reportable segment is presented in the following table: (In thousands) Community Insurance Investment Total Balances at December 31, 2021 $ 331,689 $ 6,787 $ 31,747 $ 370,223 Disposal of subsidiary's assets — (6,787) — (6,787) Balances at September 30, 2022 $ 331,689 $ — $ 31,747 $ 363,436
Gross Carrying Amounts and Accumulated Amortization of Intangible Assets and Goodwill	The gross carrying amounts and accumulated amortization of intangible assets and goodwill are presented at the dates indicated in the following table: September 30, 2022 Weighted December 31, 2021 Weighted (Dollars in thousands) Gross Accumulated Net Gross Accumulated Net Amortizing intangible assets: Core deposit intangibles $ 29,038 $ (15,713) $ 13,325 6.7 years $ 29,038 $ (12,624) $ 16,414 7.4 years Other identifiable intangibles 13,906 (5,969) 7,937 9.0 years 13,906 (4,400) 9,506 9.7 years Total amortizing intangible assets $ 42,944 $ (21,682) $ 21,262 $ 42,944 $ (17,024) $ 25,920 Goodwill $ 363,436 $ 363,436 $ 370,223 $ 370,223
Estimated Future Amortization Expense for Amortizing Intangibles	The following table presents the estimated future amortization expense for amortizing intangible assets within the years ending December 31: (In thousands) Amount Remaining 2022 $ 1,408 2023 5,040 2024 4,290 2025 3,530 2026 2,702 Thereafter 4,292 Total amortizing intangible assets $ 21,262

DEPOSITS (Tables)

DEPOSITS (Tables)	9 Months Ended
	Sep. 30, 2022
Deposits [Abstract]
Composition of Deposits	The following table presents the composition of deposits at the dates indicated: (In thousands) September 30, 2022 December 31, 2021 Noninterest-bearing deposits $ 3,993,480 $ 3,779,630 Interest-bearing deposits: Demand 1,362,809 1,604,714 Money market savings 3,169,832 3,415,663 Regular savings 540,575 533,862 Time deposits of less than $250,000 1,289,642 910,464 Time deposits of $250,000 or more 393,148 380,398 Total interest-bearing deposits 6,756,006 6,845,101 Total deposits $ 10,749,486 $ 10,624,731

BORROWINGS (Tables)

BORROWINGS (Tables)	9 Months Ended
	Sep. 30, 2022
Debt Disclosure [Abstract]
Schedule of Subordinated Borrowing	The following table provides information on subordinated debt as of the date indicated: (In thousands) September 30, 2022 December 31, 2021 Fixed to floating rate subordinated debt, 3.875% $ 200,000 $ — Fixed to floating rate subordinated debt, 4.25% 175,000 175,000 Total subordinated debt 375,000 175,000 Less: Debt issuance costs (4,944) (2,288) Long-term borrowings $ 370,056 $ 172,712

SHARE BASED COMPENSATION (Table

SHARE BASED COMPENSATION (Tables)	9 Months Ended
	Sep. 30, 2022
Share-Based Payment Arrangement [Abstract]
Summary of Activity for Company's Restricted Stock	A summary of the activity for the Company’s restricted stock, restricted stock units and performance share units for the period indicated is presented in the following table: Number Weighted Non-vested at January 1, 2022 390,520 $ 32.67 Granted 169,190 $ 44.99 Vested (154,384) $ 32.68 Forfeited/ cancelled (12,317) $ 36.37 Non-vested at September 30, 2022 393,009 $ 37.43
Summary of Share Option Activity	A summary of share option activity for the period indicated is reflected in the following table: Number Weighted Weighted Aggregate Balance at January 1, 2022 159,741 $ 17.18 2.4 years $ 5,264 Granted — $ — Exercised (12,703) $ 21.67 $ 299 Forfeited — $ — Expired (1,416) $ 41.41 Balance at September 30, 2022 145,622 $ 16.55 1.8 years $ 3,541 Exercisable at September 30, 2022 145,622 $ 16.55 1.8 years $ 3,541

PENSION PLAN (Tables)

PENSION PLAN (Tables)	9 Months Ended
	Sep. 30, 2022
Retirement Benefits [Abstract]
Net Periodic Benefit Cost	The components of net periodic benefit cost for the periods indicated are presented in the following table: Three Months Ended September 30, Nine Months Ended September 30, (In thousands) 2022 2021 2022 2021 Interest cost on projected benefit obligation $ 325 $ 316 $ 976 $ 952 Expected return on plan assets (353) (312) (1,058) (936) Recognized net actuarial loss 196 228 587 682 Net periodic benefit cost $ 168 $ 232 $ 505 $ 698

NET INCOME PER COMMON SHARE (Ta

NET INCOME PER COMMON SHARE (Tables)	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Calculation of Net Income Per Common Share	The calculation of net income per common share for the periods indicated is presented in the following table: Three Months Ended September 30, Nine Months Ended September 30, (Dollars and amounts in thousands, except per share data) 2022 2021 2022 2021 Net income $ 33,584 $ 56,976 $ 132,319 $ 189,703 Distributed and undistributed earnings allocated to (114) (354) (575) (1,219) Net income attributable to common shareholders $ 33,470 $ 56,622 $ 131,744 $ 188,484 Total weighted average outstanding shares 44,793 47,197 45,131 47,409 Less: Weighted average participating securities (153) (294) (198) (307) Basic weighted average common shares 44,640 46,903 44,933 47,102 Dilutive weighted average common stock equivalents 141 184 165 213 Diluted weighted average common shares 44,781 47,087 45,098 47,315 Basic net income per common share $ 0.75 $ 1.21 $ 2.93 $ 4.00 Diluted net income per common share $ 0.75 $ 1.20 $ 2.92 $ 3.98 Anti-dilutive shares 8 — 20 —

ACCUMULATED OTHER COMPREHENSI_2

ACCUMULATED OTHER COMPREHENSIVE LOSS (Tables)	9 Months Ended
	Sep. 30, 2022
Equity [Abstract]
Activity in Net Accumulated Other Comprehensive Income (Loss) and the Components of the Activity	The following table presents the activity in net accumulated other comprehensive income/ (loss) and the components of the activity for the periods indicated: (In thousands) Unrealized Gains/(Losses) Defined Benefit Unrealized Losses Total Balance at January 1, 2022 $ (336) $ (8,203) $ — $ (8,539) Other comprehensive loss before reclassification from accumulated other comprehensive loss, net of tax (124,097) — (12,083) (136,180) Reclassifications from accumulated other comprehensive loss to earnings, net of tax (36) 419 1,266 1,649 Current period change in other comprehensive loss, net of tax (124,133) 419 (10,817) (134,531) Balance at September 30, 2022 $ (124,469) $ (7,784) $ (10,817) $ (143,070) (In thousands) Unrealized Gains/ Defined Benefit Total Balance at January 1, 2021 $ 28,175 $ (9,470) $ 18,705 Other comprehensive income before reclassification, net of tax (20,218) — (20,218) Reclassifications from accumulated other comprehensive income, net of tax (133) 520 387 Current period change in other comprehensive income, net of tax (20,351) 520 (19,831) Balance at September 30, 2021 $ 7,824 $ (8,950) $ (1,126)
Schedule of Reclassification Adjustments Out of Accumulated Other Comprehensive Income (Loss)	The following table provides the information on the reclassification adjustments out of accumulated other comprehensive income/ (loss) for the periods indicated: Nine Months Ended September 30, (In thousands) 2022 2021 Unrealized gains on available-for-sale debt securities: Affected line item in the Statements of Income: Investment securities gains $ 48 $ 178 Income before taxes 48 178 Tax expense (12) (45) Net income $ 36 $ 133 Amortization of unrealized losses on debt securities transferred from available-for-sale to held-to-maturity: Affected line item in the Statements of Income: Interest and dividends on investment securities (1) $ (1,735) $ — Income before taxes (1,735) — Tax benefit 469 — Net loss $ (1,266) $ — Amortization of defined benefit pension plan items: Affected line item in the Statements of Income: Recognized actuarial loss (2) $ (587) $ (682) Loss before taxes (587) (682) Tax benefit 168 162 Net loss $ (419) $ (520) (1) Amortization of unrealized losses on held-to-maturity debt securities is fully offset by accretion of a discount on held-to-maturity debt securities with no overall impact on net income and yield. (2) This amount is included in the computation of net periodic benefit cost. See Note 10 for additional information on the pension plan.

LEASES (Tables)

LEASES (Tables)	9 Months Ended
	Sep. 30, 2022
Leases [Abstract]
Summary of Leases	The following table provides information regarding the Company's leases as of the dates indicated: Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Components of lease expense: Operating lease cost (resulting from lease payments) $ 2,707 $ 3,047 $ 8,211 $ 9,333 Supplemental cash flow information related to leases: Operating cash flows from operating leases $ 2,866 $ 3,208 $ 8,698 $ 9,762 ROU assets obtained in the exchange for lease liabilities due to: New leases $ — $ — $ — $ 803 Acquisitions $ — $ — $ — $ — September 30, 2022 December 31, 2021 Supplemental balance sheet information related to leases: Operating lease ROU assets $ 51,302 $ 57,872 Operating lease liabilities $ 59,962 $ 67,138 Other information related to leases: Weighted average remaining lease term of operating leases 8.6 years 9.0 years Weighted average discount rate of operating leases 2.97% 2.92%
Maturities of operating lease liabilities	At September 30, 2022, the maturities of the Company’s operating lease liabilities were as follows: (In thousands) Amount Maturity: Remaining 2022 $ 2,869 2023 11,515 2024 9,594 2025 7,769 2026 6,999 Thereafter 30,538 Total undiscounted lease payments 69,284 Less: Present value discount (9,322) Lease liability $ 59,962

FAIR VALUE (Tables)

FAIR VALUE (Tables)	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Financial Assets and Liabilities at Dates Indicated that were Accounted for at Fair Value	The following tables set forth the Company’s financial assets and liabilities at the dates indicated that were accounted for or disclosed at fair value. Assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement: September 30, 2022 Quoted Prices in Significant Other Significant (In thousands) (Level 1) (Level 2) (Level 3) Total Assets: Residential mortgage loans held for sale (1) $ — $ 11,469 $ — $ 11,469 Available-for-sale debt securities: U.S. treasuries and government agencies — 92,805 — 92,805 State and municipal — 276,939 — 276,939 Mortgage-backed and asset-backed — 874,591 — 874,591 Total available-for-sale debt securities — 1,244,335 — 1,244,335 Interest rate swap agreements — 19,546 — 19,546 Total assets $ — $ 1,275,350 $ — $ 1,275,350 Liabilities: Interest rate swap agreements $ — $ (19,546) $ — $ (19,546) Total liabilities $ — $ (19,546) $ — $ (19,546) (1) The outstanding principal balance for residential loans held for sale as of September 30, 2022 was $11.6 million. December 31, 2021 Quoted Prices in Significant Other Significant (In thousands) (Level 1) (Level 2) (Level 3) Total Assets: Residential mortgage loans held for sale (1) $ — $ 39,409 $ — $ 39,409 Investments available-for-sale: U.S. treasuries and government agencies — 68,539 — 68,539 State and municipal — 326,402 — 326,402 Mortgage-backed and asset-backed — 1,070,955 — 1,070,955 Total investments available-for-sale — 1,465,896 — 1,465,896 Interest rate swap agreements — 5,880 — 5,880 Total assets $ — $ 1,511,185 $ — $ 1,511,185 Liabilities: Interest rate swap agreements $ — $ (5,880) $ — $ (5,880) Total liabilities $ — $ (5,880) $ — $ (5,880) (1) The outstanding principal balance for residential loans held for sale as of December 31, 2021 was $38.2 million.
Assets Measured at Fair Value on Nonrecurring Basis	The following tables set forth the Company’s financial assets subject to fair value adjustments on a nonrecurring basis at the date indicated that are valued at the lower of cost or market. Assets are classified in their entirety based on the lowest level of input that is significant to the fair value measurement: September 30, 2022 (In thousands) Quoted Prices in Significant Significant Total Total Losses Loans (1) $ — $ — $ 193 $ 193 $ (883) Other real estate owned — — 739 739 (81) Total $ — $ — $ 932 $ 932 $ (964) (1) Amounts represent the fair value of collateral for collateral dependent non-accrual loans allocated to the allowance for credit losses. Fair values are determined using actual market prices (Level 2), independent third-party valuations and borrower records, discounted as appropriate (Level 3). December 31, 2021 (In thousands) Quoted Prices in Significant Significant Total Total Losses Loans (1) $ — $ — $ 404 $ 404 $ (1,353) Other real estate owned — — 1,034 1,034 (81) Total $ — $ — $ 1,438 $ 1,438 $ (1,434) (1) Amounts represent the fair value of collateral for collateral dependent non-accrual loans allocated to the allowance for credit losses. Fair values are determined using actual market prices (Level 2), independent third-party valuations and borrower records, discounted as appropriate (Level 3).
Carrying Amounts And Fair Values of Company's Financial Instruments	The carrying amounts and fair values of the Company’s financial instruments at the dates indicated are presented in the following tables: Fair Value Measurements September 30, 2022 Quoted Prices in Significant Other Significant (In thousands) Carrying Estimated Financial assets: Cash and cash equivalents $ 258,808 $ 258,808 $ 258,808 $ — $ — Residential mortgage loans held for sale 11,469 11,469 — 11,469 — Available-for-sale debt securities 1,244,335 1,244,335 — 1,244,335 — Held-to-maturity debt securities 265,648 226,030 — 226,030 — Other investments 77,296 77,296 — 77,296 — Loans, net of allowance 11,090,545 10,765,365 — — 10,765,365 Interest rate swap agreements 19,546 19,546 — 19,546 — Accrued interest receivable 37,074 37,074 37,074 — — Bank owned life insurance 152,065 152,065 — 152,065 — Financial liabilities: Time deposits $ 1,682,790 $ 1,646,655 $ — $ 1,646,655 $ — Other deposits 9,066,696 9,066,696 9,066,696 — — Securities sold under retail repurchase agreements and federal funds purchased 206,287 206,287 — 206,287 — Advances from FHLB 840,000 839,859 — 839,859 — Subordinated debt 370,056 328,855 — — 328,855 Interest rate swap agreements 19,546 19,546 — 19,546 — Accrued interest payable 6,957 6,957 6,957 — — Fair Value Measurements December 31, 2021 Quoted Prices in Significant Other Significant (In thousands) Carrying Estimated Financial assets: Cash and cash equivalents $ 420,020 $ 420,020 $ 420,020 $ — $ — Residential mortgage loans held for sale 39,409 39,409 — 39,409 — Investments available-for-sale 1,465,896 1,465,896 — 1,465,896 — Other investments 41,166 41,166 — 41,166 — Loans, net of allowance 9,857,946 9,964,924 — — 9,964,924 Interest rate swap agreements 5,880 5,880 — 5,880 — Accrued interest receivable 34,349 34,349 34,349 — — Bank owned life insurance 147,528 147,528 — 147,528 — Financial liabilities: Time deposits $ 1,290,862 $ 1,292,598 $ — $ 1,292,598 $ — Other deposits 9,333,869 9,333,869 9,333,869 — — Securities sold under retail repurchase agreements and federal funds purchased 141,086 141,086 — 141,086 — Subordinated debt 172,712 175,780 — — 175,780 Interest rate swap agreements 5,880 5,880 — 5,880 — Accrued interest payable 1,516 1,516 1,516 — —

SEGMENT REPORTING (Tables)

SEGMENT REPORTING (Tables)	9 Months Ended
	Sep. 30, 2022
Segment Reporting [Abstract]
Operating Segments and Reconciliation of Information to Consolidated Financial Statements	Information for the operating segments and reconciliation of the information to the Condensed Consolidated Financial Statements for the periods indicated are presented in the following tables: Three Months Ended September 30, 2022 (In thousands) Community Insurance Investment Inter-Segment Total Interest income $ 130,422 $ 23 $ 3 $ (26) $ 130,422 Interest expense 17,488 — — (26) 17,462 Provision for credit losses 18,890 — — — 18,890 Non-interest income 11,956 (184) 5,415 (305) 16,882 Non-interest expense 61,135 (107) 4,891 (139) 65,780 Income before income taxes 44,865 (54) 527 (166) 45,172 Income tax expense 11,281 53 254 — 11,588 Net income $ 33,584 $ (107) $ 273 $ (166) $ 33,584 Assets $ 13,783,402 $ 17,698 $ 52,821 $ (88,324) $ 13,765,597 Three Months Ended September 30, 2021 (In thousands) Community Insurance Investment Inter-Segment Total Interest income $ 111,129 $ — $ 3 $ (3) $ 111,129 Interest expense 4,528 — — (3) 4,525 Provision/ (credit) for credit losses (8,229) — — — (8,229) Non-interest income 16,644 2,282 5,685 (217) 24,394 Non-interest expense 58,059 1,696 3,643 (217) 63,181 Income/ (loss) before income taxes 73,415 586 2,045 — 76,046 Income tax expense/ (benefit) 18,385 185 500 — 19,070 Net income/ (loss) $ 55,030 $ 401 $ 1,545 $ — $ 56,976 Assets $ 13,017,464 $ 9,203 $ 57,324 $ (66,527) $ 13,017,464 Nine Months Ended September 30, 2022 (In thousands) Community Insurance Investment Inter-Segment Total Interest income $ 350,367 $ 24 $ 8 $ (32) $ 350,367 Interest expense 30,038 — — (32) 30,006 Provision for credit losses 23,571 — — — 23,571 Non-interest income 51,669 19,449 16,699 (15,095) 72,722 Non-interest expense 177,637 3,756 12,104 (579) 192,918 Income before income taxes 170,790 15,717 4,603 (14,516) 176,594 Income tax expense 38,471 4,450 1,354 — 44,275 Net income $ 132,319 $ 11,267 $ 3,249 $ (14,516) $ 132,319 Assets $ 13,783,402 $ 17,698 $ 52,821 $ (88,324) $ 13,765,597 Nine Months Ended September 30, 2021 (In thousands) Community Insurance Investment Inter-Segment Total Interest income $ 340,213 $ 2 $ 7 $ (9) $ 340,213 Interest expense 20,972 — — (9) 20,963 Provision/ (credit) for credit losses (47,141) — — — (47,141) Non-interest income 62,083 5,679 16,408 (4,651) 79,519 Non-interest expense 179,803 4,507 10,670 (651) 194,329 Income before income taxes 248,662 1,174 5,745 (4,000) 251,581 Income tax expense 59,951 347 1,580 — 61,878 Net income $ 188,711 $ 827 $ 4,165 $ (4,000) $ 189,703 Assets $ 13,017,464 $ 9,203 $ 57,324 $ (66,527) $ 13,017,464

INVESTMENTS - Narrative (Detail

INVESTMENTS - Narrative (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Mar. 31, 2022	Dec. 31, 2021
Fair Value, Separate Account Investment [Line Items]
Amortized cost of debt securities transferred to held-to-maturity	$ 305,600	$ 305,600
Fair value of debt securities transferred to held-to-maturity	289,400
Unrealized losses on debt securities transferred to held-to-maturity	16,200
Book value of debt securities pledged as collateral	1,676,991		$ 1,466,350
Asset pledged as collateral | Deposits
Fair Value, Separate Account Investment [Line Items]
Book value of debt securities pledged as collateral	549,700		$ 531,600
Government National Mortgage Association Certificates And Obligations Federal National Mortgage Association Certificates And Obligations And Federal Home Loan Mortgage Corporation Certificates And Obligations | Collateralized Mortgage Obligations
Fair Value, Separate Account Investment [Line Items]
Mortgage-backed securities	503,300
Government National Mortgage Association Certificates And Obligations Federal National Mortgage Association Certificates And Obligations And Federal Home Loan Mortgage Corporation Certificates And Obligations | Collateralized Mortgage Backed Securities
Fair Value, Separate Account Investment [Line Items]
Mortgage-backed securities	686,800
Government National Mortgage Association Certificates And Obligations Federal National Mortgage Association Certificates And Obligations And Federal Home Loan Mortgage Corporation Certificates And Obligations | SBA asset backed securities
Fair Value, Separate Account Investment [Line Items]
Mortgage-backed securities	$ 43,700

INVESTMENTS - Amortized Cost an

INVESTMENTS - Amortized Cost and Estimated Fair Values of Investments (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Available-for-sale debt securities:
Total available-for-sale debt securities	$ 1,411,343	$ 1,466,350
Gross Unrealized Gains	99	14,966
Gross Unrealized Losses	(167,107)	(15,420)
Investments available-for-sale	1,244,335	1,465,896
Held-to-maturity debt securities:
Total held-to-maturity debt securities	265,648	0
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(39,618)	0
Total held-to-maturity debt securities	226,030	0
Total debt securities
Amortized Cost	1,676,991	1,466,350
Gross Unrealized Gains	99	14,966
Gross Unrealized Losses	(206,725)	(15,420)
Estimated Fair Value	1,470,365	1,465,896
Investments held-to-maturity, at cost (fair value of $226,030)	265,648	0
U.S. treasuries and government agencies
Available-for-sale debt securities:
Total available-for-sale debt securities	100,740	68,487
Gross Unrealized Gains	0	202
Gross Unrealized Losses	(7,935)	(150)
Investments available-for-sale	92,805	68,539
State and municipal
Available-for-sale debt securities:
Total available-for-sale debt securities	342,492	323,286
Gross Unrealized Gains	5	6,561
Gross Unrealized Losses	(65,558)	(3,445)
Investments available-for-sale	276,939	326,402
Mortgage-backed and asset-backed
Available-for-sale debt securities:
Total available-for-sale debt securities	968,111	1,074,577
Gross Unrealized Gains	94	8,203
Gross Unrealized Losses	(93,614)	(11,825)
Investments available-for-sale	874,591	1,070,955
Held-to-maturity debt securities:
Total held-to-maturity debt securities	265,648	0
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(39,618)	0
Total held-to-maturity debt securities	226,030	0
Total debt securities
Investments held-to-maturity, at cost (fair value of $226,030)	$ 265,648	$ 0

INVESTMENTS - Gross Unrealized

INVESTMENTS - Gross Unrealized Losses and Fair Value by Length of Time in Unrealized Loss Position (Detail) $ in Thousands	Sep. 30, 2022 USD ($) security	Dec. 31, 2021 USD ($) security
Debt Securities, Available-for-sale [Line Items]
Number of Securities | security	498	141
Fair Value
Less Than 12 Months	$ 946,523	$ 778,714
12 Months or More	271,922	59,597
Total	1,218,445	838,311
Unrealized Losses
Less Than 12 Months	111,976	12,583
12 Months or More	55,131	2,837
Total	$ 167,107	$ 15,420
U.S. treasuries and government agencies
Debt Securities, Available-for-sale [Line Items]
Number of Securities | security	10	5
Fair Value
Less Than 12 Months	$ 88,079	$ 49,695
12 Months or More	4,724	0
Total	92,803	49,695
Unrealized Losses
Less Than 12 Months	7,672	150
12 Months or More	263	0
Total	$ 7,935	$ 150
State and municipal
Debt Securities, Available-for-sale [Line Items]
Number of Securities | security	160	32
Fair Value
Less Than 12 Months	$ 222,651	$ 63,206
12 Months or More	52,441	21,740
Total	275,092	84,946
Unrealized Losses
Less Than 12 Months	42,761	2,288
12 Months or More	22,797	1,157
Total	$ 65,558	$ 3,445
Mortgage-backed and asset-backed
Debt Securities, Available-for-sale [Line Items]
Number of Securities | security	328	104
Fair Value
Less Than 12 Months	$ 635,793	$ 665,813
12 Months or More	214,757	37,857
Total	850,550	703,670
Unrealized Losses
Less Than 12 Months	61,543	10,145
12 Months or More	32,071	1,680
Total	$ 93,614	$ 11,825

INVESTMENTS - Estimated Fair Va

INVESTMENTS - Estimated Fair Values of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Fair Value
Total available-for-sale debt securities	$ 1,244,335	$ 1,465,896
Amortized Cost
Total available-for-sale debt securities	1,411,343	1,466,350
Fair Value
Total held-to-maturity debt securities	226,030	0
Amortized Cost
Total held-to-maturity debt securities	265,648	0
U.S. treasuries and government agencies
Fair Value
One year or less	0	12,029
One to five years	92,805	56,510
Five to ten years	0	0
After ten years	0	0
Total available-for-sale debt securities	92,805	68,539
Amortized Cost
One year or less	0	11,995
One to five years	100,740	56,492
Five to ten years	0	0
After ten years	0	0
Total available-for-sale debt securities	100,740	68,487
State and municipal
Fair Value
One year or less	4,297	12,821
One to five years	68,727	27,408
Five to ten years	31,787	42,960
After ten years	172,128	243,213
Total available-for-sale debt securities	276,939	326,402
Amortized Cost
One year or less	4,306	12,709
One to five years	71,754	26,637
Five to ten years	37,090	42,661
After ten years	229,342	241,279
Total available-for-sale debt securities	342,492	323,286
Mortgage-backed and asset-backed
Fair Value
One year or less	5,602	9,272
One to five years	48,806	14,752
Five to ten years	318,785	388,918
After ten years	501,398	658,013
Total available-for-sale debt securities	874,591	1,070,955
Amortized Cost
One year or less	5,639	9,239
One to five years	50,257	14,575
Five to ten years	353,118	390,569
After ten years	559,097	660,194
Total available-for-sale debt securities	968,111	1,074,577
Fair Value
One year or less	0	0
One to five years	0	0
Five to ten years	36,205	0
After ten years	189,825	0
Total held-to-maturity debt securities	226,030	0
Amortized Cost
One year or less	0	0
One to five years	0	0
Five to ten years	40,229	0
After ten years	225,419	0
Total held-to-maturity debt securities	$ 265,648	$ 0

INVESTMENTS - Other Equity Secu

INVESTMENTS - Other Equity Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Federal Home Loan Bank Stock and Federal Reserve Bank Stock [Abstract]
Federal Reserve Bank stock, at cost	$ 38,826	$ 34,097
Federal Home Loan Bank of Atlanta stock, at cost	37,793	6,392
Other	677	677
Other investments	$ 77,296	$ 41,166

LOANS - Narrative (Details)

LOANS - Narrative (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Loans and Leases Receivable Disclosure [Line Items]
Net deferred loan fees	$ 11.8	$ 14.3
Paycheck Protection Program
Loans and Leases Receivable Disclosure [Line Items]
Net deferred loan fees	$ 0.4	$ 4.6

LOANS - Loan Portfolio Segment

LOANS - Loan Portfolio Segment Balances (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 11,218,813	$ 9,967,091
Commercial investor real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	5,066,843	4,141,346
Commercial owner-occupied real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,743,724	1,690,881
Commercial AD&C
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,143,783	1,088,094
Residential mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,218,552	937,570
Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	229,243	197,652
Commercial real estate: | Commercial investor real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	5,066,843	4,141,346
Commercial real estate: | Commercial owner-occupied real estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,743,724	1,690,881
Commercial real estate: | Commercial AD&C
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,143,783	1,088,094
Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	9,347,984	8,402,155
Commercial business | Commercial business
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,393,634	1,481,834
Residential real estate: | Residential mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	1,218,552	937,570
Residential real estate: | Residential construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	229,243	197,652
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	423,034	429,714
Total residential and consumer loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans	$ 1,870,829	$ 1,564,936

CREDIT QUALITY ASSESSMENT - All

CREDIT QUALITY ASSESSMENT - Allowance for Credit Loss Activity (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period			$ 109,145	$ 165,367	$ 165,367
Provision/ (credit) for credit losses - loans			18,773	(47,141)	(45,556)
Loan charge-offs			(1,029)	(11,496)	(12,313)
Loan recoveries			1,379	1,190	1,647
Net recoveries (charge-offs)			350	(10,306)	(10,666)
Balance at period end	$ 128,268	$ 107,920	128,268	107,920	$ 109,145
Provision/ (credit) for credit losses	$ 18,890	$ (8,229)	23,571	$ (47,141)
Unfunded commitments
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Provision/ (credit) for credit losses			$ 4,800

CREDIT QUALITY ASSESSMENT - Col

CREDIT QUALITY ASSESSMENT - Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Dec. 31, 2020
Credit Loss [Abstract]
Collateral dependent loans individually evaluated for credit loss with an allowance	$ 9,022	$ 9,510
Collateral dependent loans individually evaluated for credit loss without an allowance	20,926	24,024
Total individually evaluated collateral dependent loans	29,948	33,534
Allowance for credit losses related to loans evaluated individually	6,548	6,593
Allowance for credit losses related to loans evaluated collectively	121,720	102,552
Total allowance for credit losses - loans	$ 128,268	$ 109,145	$ 107,920	$ 165,367

CREDIT QUALITY ASSESSMENT - A_2

CREDIT QUALITY ASSESSMENT - Allowance for Credit or Loan Losses by Respective Loan Portfolio Segment (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 109,145	$ 165,367	$ 165,367
Provision/ (credit) for credit losses - loans	18,773	(47,141)	(45,556)
Charge-offs	(1,029)	(11,496)	(12,313)
Recoveries	1,379	1,190	1,647
Net recoveries (charge-offs)	(350)	10,306	10,666
Balance at period end	128,268	107,920	109,145
Total loans	$ 11,218,813		$ 9,967,091
Allowance for credit losses on loans to total loans ratio	1.14%		1.10%
Average loans	$ 10,431,024		$ 10,034,866
Annualized net charge-offs/ (recoveries) to average loans	0%		0.11%
Balance of loans individually evaluated for credit loss	$ 29,948		$ 33,534
Allowance related to loans evaluated individually	$ 6,548		$ 6,593
Individual allowance to loans evaluated individually ratio	21.86%		19.66%
Balance of loans collectively evaluated for credit loss	$ 11,188,865		$ 9,933,557
Allowance related to loans evaluated collectively	$ 121,720		$ 102,552
Collective allowance to loans evaluated collectively ratio	1.09%		1.03%
Commercial investor real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Charge-offs	$ 0		$ (5,802)
Total loans	5,066,843		4,141,346
Commercial owner-occupied real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Charge-offs	0		(136)
Total loans	1,743,724		1,690,881
Commercial AD&C
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Charge-offs	0		(2,007)
Total loans	1,143,783		1,088,094
Residential mortgage
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Charge-offs	(130)		0
Total loans	1,218,552		937,570
Residential construction
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Charge-offs	0		0
Total loans	229,243		197,652
Commercial real estate: | Commercial investor real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	45,289	57,404	57,404
Provision/ (credit) for credit losses - loans	18,561		(6,598)
Charge-offs	0		(5,802)
Recoveries	319		285
Net recoveries (charge-offs)	(319)		5,517
Balance at period end	64,169		45,289
Total loans	$ 5,066,843		$ 4,141,346
Allowance for credit losses on loans to total loans ratio	1.27%		1.09%
Average loans	$ 4,546,440		$ 3,689,769
Annualized net charge-offs/ (recoveries) to average loans	(0.01%)		0.15%
Balance of loans individually evaluated for credit loss	$ 14,038		$ 12,489
Allowance related to loans evaluated individually	$ 134		$ 213
Individual allowance to loans evaluated individually ratio	0.95%		1.71%
Balance of loans collectively evaluated for credit loss	$ 5,052,805		$ 4,128,857
Allowance related to loans evaluated collectively	$ 64,035		$ 45,076
Collective allowance to loans evaluated collectively ratio	1.27%		1.09%
Commercial real estate: | Commercial owner-occupied real estate
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 11,687	20,061	$ 20,061
Provision/ (credit) for credit losses - loans	(610)		(8,238)
Charge-offs	0		(136)
Recoveries	22		0
Net recoveries (charge-offs)	(22)		136
Balance at period end	11,099		11,687
Total loans	$ 1,743,724		$ 1,690,881
Allowance for credit losses on loans to total loans ratio	0.64%		0.69%
Average loans	$ 1,722,522		$ 1,661,015
Annualized net charge-offs/ (recoveries) to average loans	0%		0.01%
Balance of loans individually evaluated for credit loss	$ 6,294		$ 9,306
Allowance related to loans evaluated individually	$ 1,122		$ 79
Individual allowance to loans evaluated individually ratio	17.83%		0.85%
Balance of loans collectively evaluated for credit loss	$ 1,737,430		$ 1,681,575
Allowance related to loans evaluated collectively	$ 9,977		$ 11,608
Collective allowance to loans evaluated collectively ratio	0.57%		0.69%
Commercial real estate: | Commercial AD&C
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 20,322	22,157	$ 22,157
Provision/ (credit) for credit losses - loans	(3,475)		172
Charge-offs	0		(2,007)
Recoveries	0		0
Net recoveries (charge-offs)	0		2,007
Balance at period end	16,847		20,322
Total loans	$ 1,143,783		$ 1,088,094
Allowance for credit losses on loans to total loans ratio	1.47%		1.87%
Average loans	$ 1,104,901		$ 1,110,420
Annualized net charge-offs/ (recoveries) to average loans	0%		0.18%
Balance of loans individually evaluated for credit loss	$ 0		$ 650
Allowance related to loans evaluated individually	$ 0		$ 504
Individual allowance to loans evaluated individually ratio	0%		77.54%
Balance of loans collectively evaluated for credit loss	$ 1,143,783		$ 1,087,444
Allowance related to loans evaluated collectively	$ 16,847		$ 19,818
Collective allowance to loans evaluated collectively ratio	1.47%		1.82%
Commercial Business
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Total loans	$ 9,347,984		$ 8,402,155
Balance of loans individually evaluated for credit loss	7,769		9,033
Allowance related to loans evaluated individually	5,292		5,797
Commercial Business | Commercial business
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	23,170	46,806	46,806
Provision/ (credit) for credit losses - loans	1,586		(20,132)
Charge-offs	(716)		(4,069)
Recoveries	786		565
Net recoveries (charge-offs)	(70)		3,504
Balance at period end	24,826		23,170
Total loans	$ 1,393,634		$ 1,481,834
Allowance for credit losses on loans to total loans ratio	1.78%		1.56%
Average loans	$ 1,344,608		$ 1,952,537
Annualized net charge-offs/ (recoveries) to average loans	(0.01%)		0.18%
Balance of loans individually evaluated for credit loss	$ 7,769		$ 9,033
Allowance related to loans evaluated individually	$ 5,292		$ 5,797
Individual allowance to loans evaluated individually ratio	68.12%		64.18%
Balance of loans collectively evaluated for credit loss	$ 1,385,865		$ 1,472,801
Allowance related to loans evaluated collectively	$ 19,534		$ 17,373
Collective allowance to loans evaluated collectively ratio	1.41%		1.18%
Residential real estate: | Residential mortgage
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 5,384	11,295	$ 11,295
Provision/ (credit) for credit losses - loans	2,782		(6,321)
Charge-offs	(130)		0
Recoveries	27		410
Net recoveries (charge-offs)	103		(410)
Balance at period end	8,063		5,384
Total loans	$ 1,218,552		$ 937,570
Allowance for credit losses on loans to total loans ratio	0.66%		0.57%
Average loans	$ 1,071,634		$ 979,754
Annualized net charge-offs/ (recoveries) to average loans	0.01%		(0.04%)
Balance of loans individually evaluated for credit loss	$ 1,506		$ 1,704
Allowance related to loans evaluated individually	$ 0		$ 0
Individual allowance to loans evaluated individually ratio	0%		0%
Balance of loans collectively evaluated for credit loss	$ 1,217,046		$ 935,866
Allowance related to loans evaluated collectively	$ 8,063		$ 5,384
Collective allowance to loans evaluated collectively ratio	0.66%		0.58%
Residential real estate: | Residential construction
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 1,048	1,502	$ 1,502
Provision/ (credit) for credit losses - loans	170		(459)
Charge-offs	0		0
Recoveries	8		5
Net recoveries (charge-offs)	(8)		(5)
Balance at period end	1,226		1,048
Total loans	$ 229,243		$ 197,652
Allowance for credit losses on loans to total loans ratio	0.53%		0.53%
Average loans	$ 217,978		$ 178,171
Annualized net charge-offs/ (recoveries) to average loans	0%		0%
Balance of loans individually evaluated for credit loss	$ 0		$ 0
Allowance related to loans evaluated individually	$ 0		$ 0
Individual allowance to loans evaluated individually ratio	0%		0%
Balance of loans collectively evaluated for credit loss	$ 229,243		$ 197,652
Allowance related to loans evaluated collectively	$ 1,226		$ 1,048
Collective allowance to loans evaluated collectively ratio	0.53%		0.53%
Consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 2,245	$ 6,142	$ 6,142
Provision/ (credit) for credit losses - loans	(241)		(3,980)
Charge-offs	(183)		(299)
Recoveries	217		382
Net recoveries (charge-offs)	(34)		(83)
Balance at period end	2,038		2,245
Total loans	$ 423,034		$ 429,714
Allowance for credit losses on loans to total loans ratio	0.48%		0.52%
Average loans	$ 422,941		$ 463,200
Annualized net charge-offs/ (recoveries) to average loans	(0.01%)		(0.02%)
Balance of loans individually evaluated for credit loss	$ 341		$ 352
Allowance related to loans evaluated individually	$ 0		$ 0
Individual allowance to loans evaluated individually ratio	0%		0%
Balance of loans collectively evaluated for credit loss	$ 422,693		$ 429,362
Allowance related to loans evaluated collectively	$ 2,038		$ 2,245
Collective allowance to loans evaluated collectively ratio	0.48%		0.52%

CREDIT QUALITY ASSESSMENT - C_2

CREDIT QUALITY ASSESSMENT - Collateral Dependent Loans Individually Evaluated for Credit Loss (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	$ 9,022	$ 9,510
Allowance related to loans evaluated individually	6,548	6,593
Loans individually evaluated for credit loss without an allowance:	20,926	24,024
Total individually evaluated loans:	29,948	33,534
Total unpaid contractual principal balance	33,825	38,399
Non-accruing
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	5,420	6,386
Loans individually evaluated for credit loss without an allowance:	6,894	8,707
Total individually evaluated loans:	12,314	15,093
Non-accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	3,031	2,511
Loans individually evaluated for credit loss without an allowance:	12,526	13,763
Total individually evaluated loans:	15,557	16,274
Accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	571	613
Loans individually evaluated for credit loss without an allowance:	1,506	1,554
Total individually evaluated loans:	2,077	2,167
Commercial real estate: | Commercial investor real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	554	1,144
Allowance related to loans evaluated individually	134	213
Loans individually evaluated for credit loss without an allowance:	13,484	11,345
Total individually evaluated loans:	14,038	12,489
Total unpaid contractual principal balance	14,849	12,857
Commercial real estate: | Commercial investor real estate | Non-accruing
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	554	808
Loans individually evaluated for credit loss without an allowance:	6,053	3,498
Total individually evaluated loans:	6,607	4,306
Commercial real estate: | Commercial investor real estate | Non-accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	336
Loans individually evaluated for credit loss without an allowance:	7,431	7,847
Total individually evaluated loans:	7,431	8,183
Commercial real estate: | Commercial investor real estate | Accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	0	0
Commercial real estate: | Commercial owner-occupied real estate
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	1,850	79
Allowance related to loans evaluated individually	1,122	79
Loans individually evaluated for credit loss without an allowance:	4,444	9,227
Total individually evaluated loans:	6,294	9,306
Total unpaid contractual principal balance	7,747	11,132
Commercial real estate: | Commercial owner-occupied real estate | Non-accruing
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	1,850	79
Loans individually evaluated for credit loss without an allowance:	479	4,775
Total individually evaluated loans:	2,329	4,854
Commercial real estate: | Commercial owner-occupied real estate | Non-accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	3,965	4,452
Total individually evaluated loans:	3,965	4,452
Commercial real estate: | Commercial owner-occupied real estate | Accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	0	0
Commercial real estate: | Commercial AD&C
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	650
Allowance related to loans evaluated individually	0	504
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	0	650
Total unpaid contractual principal balance	0	695
Commercial real estate: | Commercial AD&C | Non-accruing
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	650
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	0	650
Commercial real estate: | Commercial AD&C | Non-accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	0	0
Commercial real estate: | Commercial AD&C | Accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	0	0
Commercial Business
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	6,618	7,637
Allowance related to loans evaluated individually	5,292	5,797
Loans individually evaluated for credit loss without an allowance:	1,151	1,396
Total individually evaluated loans:	7,769	9,033
Total unpaid contractual principal balance	9,359	10,573
Commercial Business | Non-accruing
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	3,016	4,849
Loans individually evaluated for credit loss without an allowance:	362	434
Total individually evaluated loans:	3,378	5,283
Commercial Business | Non-accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	3,031	2,175
Loans individually evaluated for credit loss without an allowance:	789	962
Total individually evaluated loans:	3,820	3,137
Commercial Business | Accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	571	613
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	571	613
Residential real estate: | Residential mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Allowance related to loans evaluated individually	0	0
Loans individually evaluated for credit loss without an allowance:	1,506	1,704
Total individually evaluated loans:	1,506	1,704
Total unpaid contractual principal balance	1,506	2,778
Residential real estate: | Residential mortgage | Non-accruing
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	0	0
Residential real estate: | Residential mortgage | Non-accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	0	150
Total individually evaluated loans:	0	150
Residential real estate: | Residential mortgage | Accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	1,506	1,554
Total individually evaluated loans:	1,506	1,554
Residential real estate: | Residential construction
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Allowance related to loans evaluated individually	0	0
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	0	0
Total unpaid contractual principal balance	0	0
Residential real estate: | Residential construction | Non-accruing
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	0	0
Residential real estate: | Residential construction | Non-accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	0	0
Residential real estate: | Residential construction | Accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	0	0
Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Allowance related to loans evaluated individually	0	0
Loans individually evaluated for credit loss without an allowance:	341	352
Total individually evaluated loans:	341	352
Total unpaid contractual principal balance	364	364
Consumer | Non-accruing
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	0	0
Consumer | Non-accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	341	352
Total individually evaluated loans:	341	352
Consumer | Accruing | Restructured
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans individually evaluated for credit loss with an allowance:	0	0
Loans individually evaluated for credit loss without an allowance:	0	0
Total individually evaluated loans:	$ 0	$ 0

CREDIT QUALITY ASSESSMENT - Non

CREDIT QUALITY ASSESSMENT - Non-accrual Loans (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Nonaccrual [Line Items]
Average non-accrual loans for the period	$ 42,795	$ 79,792
Contractual interest income due on non- accrual loans during the period	1,802	5,092
Commercial real estate: | Commercial investor real estate
Financing Receivable, Nonaccrual [Line Items]
Average non-accrual loans for the period	12,379	31,590
Contractual interest income due on non- accrual loans during the period	609	2,169
Commercial real estate: | Commercial owner-occupied real estate
Financing Receivable, Nonaccrual [Line Items]
Average non-accrual loans for the period	7,888	9,444
Contractual interest income due on non- accrual loans during the period	301	555
Commercial real estate: | Commercial AD&C
Financing Receivable, Nonaccrual [Line Items]
Average non-accrual loans for the period	771	9,236
Contractual interest income due on non- accrual loans during the period	0	597
Commercial Business
Financing Receivable, Nonaccrual [Line Items]
Average non-accrual loans for the period	7,879	12,678
Contractual interest income due on non- accrual loans during the period	389	1,096
Residential real estate: | Residential mortgage
Financing Receivable, Nonaccrual [Line Items]
Average non-accrual loans for the period	7,852	9,439
Contractual interest income due on non- accrual loans during the period	260	271
Residential real estate: | Residential construction
Financing Receivable, Nonaccrual [Line Items]
Average non-accrual loans for the period	27	36
Contractual interest income due on non- accrual loans during the period	0	2
Consumer
Financing Receivable, Nonaccrual [Line Items]
Average non-accrual loans for the period	5,999	7,369
Contractual interest income due on non- accrual loans during the period	$ 243	$ 402

CREDIT QUALITY ASSESSMENT - Nar

CREDIT QUALITY ASSESSMENT - Narrative (Details)	9 Months Ended	12 Months Ended
	Sep. 30, 2022 USD ($) loan	Dec. 31, 2021 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Period increase (decrease)	$ 0	$ 0
Other real estate owned	$ 739,000	1,034,000
Number of consumer mortgage loans in formal foreclosure proceedings | loan	7
Consumer mortgage loan in process of foreclosure	$ 2,000,000
Non-accrual status
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans placed on non-accrual	6,663,000	8,146,000
Reversal of uncollected accrued interest	100,000
Restructured Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans restructured during the period	1,200,000	14,600,000
Individual reserves	1,200,000	500,000
Other real estate owned	$ 700,000	$ 1,000,000

CREDIT QUALITY ASSESSMENT - Inf

CREDIT QUALITY ASSESSMENT - Information on the Credit Quality of Loan Portfolio (Details) - Non-accrual status - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	$ 46,086	$ 112,361
Loans placed on non-accrual	6,663	8,146
Non-accrual balances transferred to OREO	0	(257)
Non-accrual balances charged-off	(838)	(11,593)
Net payments or draws	(9,530)	(61,230)
Non-accrual loans brought current	(2,164)	(1,341)
Balance at end of period	40,217	46,086
Commercial real estate: | Commercial investor real estate
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	12,489	45,227
Loans placed on non-accrual	2,922	699
Non-accrual balances transferred to OREO	0	0
Non-accrual balances charged-off	0	(5,803)
Net payments or draws	(1,373)	(26,813)
Non-accrual loans brought current	0	(821)
Balance at end of period	14,038	12,489
Commercial real estate: | Commercial owner-occupied real estate
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	9,306	11,561
Loans placed on non-accrual	453	3,676
Non-accrual balances transferred to OREO	0	(257)
Non-accrual balances charged-off	0	(136)
Net payments or draws	(2,519)	(5,538)
Non-accrual loans brought current	(946)	0
Balance at end of period	6,294	9,306
Commercial real estate: | Commercial AD&C
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	650	15,044
Loans placed on non-accrual	0	49
Non-accrual balances transferred to OREO	0	0
Non-accrual balances charged-off	0	(2,007)
Net payments or draws	(650)	(12,436)
Non-accrual loans brought current	0	0
Balance at end of period	0	650
Commercial Business
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	8,420	22,933
Loans placed on non-accrual	1,229	1,339
Non-accrual balances transferred to OREO	0	0
Non-accrual balances charged-off	(677)	(3,547)
Net payments or draws	(1,774)	(12,305)
Non-accrual loans brought current	0	0
Balance at end of period	7,198	8,420
Residential real estate: | Residential mortgage
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	8,441	10,212
Loans placed on non-accrual	1,454	695
Non-accrual balances transferred to OREO	0	0
Non-accrual balances charged-off	(132)	0
Net payments or draws	(1,420)	(2,406)
Non-accrual loans brought current	(829)	(60)
Balance at end of period	7,514	8,441
Residential real estate: | Residential construction
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	55	0
Loans placed on non-accrual	0	62
Non-accrual balances transferred to OREO	0	0
Non-accrual balances charged-off	0	0
Net payments or draws	(55)	(7)
Non-accrual loans brought current	0	0
Balance at end of period	0	55
Consumer
Accounts Receivable, Allowance for Credit Loss [Roll Forward]
Balance at beginning of period	6,725	7,384
Loans placed on non-accrual	605	1,626
Non-accrual balances transferred to OREO	0	0
Non-accrual balances charged-off	(29)	(100)
Net payments or draws	(1,739)	(1,725)
Non-accrual loans brought current	(389)	(460)
Balance at end of period	$ 5,173	$ 6,725

CREDIT QUALITY ASSESSMENT - Cre

CREDIT QUALITY ASSESSMENT - Credit Quality of Loan Portfolio, New (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Total loans	$ 11,218,813	$ 9,967,091
Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	11,174,352	9,918,281
Non-performing loans:
Financing Receivable, Past Due [Line Items]
Non-accrual loans	40,217	46,086
Loans greater than 90 days past due	2,167	557
Restructured loans	2,077	2,167
Total loans	44,461	48,810
Current | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	11,123,607	9,901,309
30-59 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	33,278	12,475
60-89 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	17,467	4,497
Commercial investor real estate
Financing Receivable, Past Due [Line Items]
Total loans	5,066,843	4,141,346
Commercial owner-occupied real estate
Financing Receivable, Past Due [Line Items]
Total loans	1,743,724	1,690,881
Commercial AD&C
Financing Receivable, Past Due [Line Items]
Total loans	1,143,783	1,088,094
Residential mortgage
Financing Receivable, Past Due [Line Items]
Total loans	1,218,552	937,570
Residential construction
Financing Receivable, Past Due [Line Items]
Total loans	229,243	197,652
Commercial real estate: | Commercial investor real estate
Financing Receivable, Past Due [Line Items]
Total loans	5,066,843	4,141,346
Commercial real estate: | Commercial investor real estate | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	5,052,805	4,128,857
Commercial real estate: | Commercial investor real estate | Non-performing loans:
Financing Receivable, Past Due [Line Items]
Non-accrual loans	14,038	12,489
Loans greater than 90 days past due	0	0
Restructured loans	0	0
Total loans	14,038	12,489
Commercial real estate: | Commercial investor real estate | Current | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	5,033,645	4,127,009
Commercial real estate: | Commercial investor real estate | 30-59 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	15,615	1,656
Commercial real estate: | Commercial investor real estate | 60-89 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	3,545	192
Commercial real estate: | Commercial owner-occupied real estate
Financing Receivable, Past Due [Line Items]
Total loans	1,743,724	1,690,881
Commercial real estate: | Commercial owner-occupied real estate | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	1,737,430	1,681,575
Commercial real estate: | Commercial owner-occupied real estate | Non-performing loans:
Financing Receivable, Past Due [Line Items]
Non-accrual loans	6,294	9,306
Loans greater than 90 days past due	0	0
Restructured loans	0	0
Total loans	6,294	9,306
Commercial real estate: | Commercial owner-occupied real estate | Current | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	1,729,541	1,680,635
Commercial real estate: | Commercial owner-occupied real estate | 30-59 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	1,859	86
Commercial real estate: | Commercial owner-occupied real estate | 60-89 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	6,030	854
Commercial real estate: | Commercial AD&C
Financing Receivable, Past Due [Line Items]
Total loans	1,143,783	1,088,094
Commercial real estate: | Commercial AD&C | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	1,143,783	1,087,444
Commercial real estate: | Commercial AD&C | Non-performing loans:
Financing Receivable, Past Due [Line Items]
Non-accrual loans	0	650
Loans greater than 90 days past due	0	0
Restructured loans	0	0
Total loans	0	650
Commercial real estate: | Commercial AD&C | Current | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	1,138,204	1,085,642
Commercial real estate: | Commercial AD&C | 30-59 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	2,725	1,802
Commercial real estate: | Commercial AD&C | 60-89 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	2,854	0
Commercial Business
Financing Receivable, Past Due [Line Items]
Total loans	9,347,984	8,402,155
Commercial Business | Commercial business
Financing Receivable, Past Due [Line Items]
Total loans	1,393,634	1,481,834
Commercial Business | Commercial business | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	1,383,899	1,472,801
Commercial Business | Commercial business | Non-performing loans:
Financing Receivable, Past Due [Line Items]
Non-accrual loans	7,198	8,420
Loans greater than 90 days past due	1,966	0
Restructured loans	571	613
Total loans	9,735	9,033
Commercial Business | Commercial business | Current | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	1,383,499	1,471,669
Commercial Business | Commercial business | 30-59 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	139	753
Commercial Business | Commercial business | 60-89 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	261	379
Residential real estate: | Residential mortgage
Financing Receivable, Past Due [Line Items]
Total loans	1,218,552	937,570
Residential real estate: | Residential mortgage | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	1,209,365	927,018
Residential real estate: | Residential mortgage | Non-performing loans:
Financing Receivable, Past Due [Line Items]
Non-accrual loans	7,514	8,441
Loans greater than 90 days past due	167	557
Restructured loans	1,506	1,554
Total loans	9,187	10,552
Residential real estate: | Residential mortgage | Current | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	1,195,498	919,199
Residential real estate: | Residential mortgage | 30-59 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	9,251	5,157
Residential real estate: | Residential mortgage | 60-89 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	4,616	2,662
Residential real estate: | Residential construction
Financing Receivable, Past Due [Line Items]
Total loans	229,243	197,652
Residential real estate: | Residential construction | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	229,243	197,597
Residential real estate: | Residential construction | Non-performing loans:
Financing Receivable, Past Due [Line Items]
Non-accrual loans	0	55
Loans greater than 90 days past due	0	0
Restructured loans	0	0
Total loans	0	55
Residential real estate: | Residential construction | Current | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	227,881	197,597
Residential real estate: | Residential construction | 30-59 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	1,362	0
Residential real estate: | Residential construction | 60-89 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	0	0
Consumer
Financing Receivable, Past Due [Line Items]
Total loans	423,034	429,714
Consumer | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	417,827	422,989
Consumer | Non-performing loans:
Financing Receivable, Past Due [Line Items]
Non-accrual loans	5,173	6,725
Loans greater than 90 days past due	34	0
Restructured loans	0	0
Total loans	5,207	6,725
Consumer | Current | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	415,339	419,558
Consumer | 30-59 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	2,327	3,021
Consumer | 60-89 days | Performing loans:
Financing Receivable, Past Due [Line Items]
Total loans	$ 161	$ 410

CREDIT QUALITY ASSESSMENT - I_2

CREDIT QUALITY ASSESSMENT - Information about Credit Quality Indicator by Year of Origination (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	$ 2,651,430		$ 3,023,908
Year one	2,703,296		1,626,031
Year two	1,377,543		1,316,007
Year three	1,092,030		826,781
Year four	685,031		702,719
Prior	1,639,528		1,376,294
Revolving Loans	1,069,955		1,095,351
Total loans	11,218,813		9,967,091
Current period gross charge-offs, Total	1,029	$ 11,496	12,313
Commercial investor real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	1,414,698		1,394,986
Year one	1,292,530		749,082
Year two	675,145		625,715
Year three	556,279		366,804
Year four	320,889		340,595
Prior	790,645		644,925
Revolving Loans	16,657		19,239
Total loans	5,066,843		4,141,346
Current period gross charge-offs, current year	0		0
Current period gross charge-offs, year one	0		0
Current period gross charge-offs, year two	0		0
Current period gross charge-offs, year three	0		903
Current period gross charge-offs, year four	0		3,975
Current period gross charge-offs, prior	0		924
Current period gross charge-offs, revolving	0		0
Current period gross charge-offs, Total	0		5,802
Commercial investor real estate | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	1,381,369		1,391,969
Year one	1,273,121		748,236
Year two	672,407		616,761
Year three	553,928		357,640
Year four	311,952		328,327
Prior	781,407		633,913
Revolving Loans	16,657		19,239
Total loans	4,990,841		4,096,085
Commercial investor real estate | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	22,470		2,210
Year one	17,199		510
Year two	2,738		4,646
Year three	95		596
Year four	804		2,204
Prior	5,355		10,438
Revolving Loans	0		0
Total loans	48,661		20,604
Commercial investor real estate | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	10,859		807
Year one	2,210		336
Year two	0		4,308
Year three	2,256		8,568
Year four	8,133		10,064
Prior	3,883		574
Revolving Loans	0		0
Total loans	27,341		24,657
Commercial investor real estate | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	0		0
Year one	0		0
Year two	0		0
Year three	0		0
Year four	0		0
Prior	0		0
Revolving Loans	0		0
Total loans	0		0
Commercial owner-occupied real estate
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	347,659		362,293
Year one	326,173		257,626
Year two	235,129		327,764
Year three	269,107		189,716
Year four	152,736		177,164
Prior	412,020		375,169
Revolving Loans	900		1,149
Total loans	1,743,724		1,690,881
Current period gross charge-offs, current year	0		0
Current period gross charge-offs, year one	0		0
Current period gross charge-offs, year two	0		0
Current period gross charge-offs, year three	0		136
Current period gross charge-offs, year four	0		0
Current period gross charge-offs, prior	0		0
Current period gross charge-offs, revolving	0		0
Current period gross charge-offs, Total	0		136
Commercial owner-occupied real estate | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	340,349		360,169
Year one	326,010		254,350
Year two	233,459		319,348
Year three	260,539		178,416
Year four	148,150		172,354
Prior	402,013		363,685
Revolving Loans	900		1,149
Total loans	1,711,420		1,649,471
Commercial owner-occupied real estate | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	5,587		156
Year one	0		1,476
Year two	916		4,388
Year three	622		9,035
Year four	2,090		4,456
Prior	6,753		9,106
Revolving Loans	0		0
Total loans	15,968		28,617
Commercial owner-occupied real estate | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	1,723		1,968
Year one	163		1,800
Year two	754		4,028
Year three	7,946		2,265
Year four	2,496		354
Prior	3,254		2,378
Revolving Loans	0		0
Total loans	16,336		12,793
Commercial owner-occupied real estate | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	0		0
Year one	0		0
Year two	0		0
Year three	0		0
Year four	0		0
Prior	0		0
Revolving Loans	0		0
Total loans	0		0
Commercial AD&C
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	231,277		457,444
Year one	425,329		226,332
Year two	167,110		148,561
Year three	88,831		87,934
Year four	57,611		13,938
Prior	0		0
Revolving Loans	173,625		153,885
Total loans	1,143,783		1,088,094
Current period gross charge-offs, current year	0		0
Current period gross charge-offs, year one	0		0
Current period gross charge-offs, year two	0		0
Current period gross charge-offs, year three	0		0
Current period gross charge-offs, year four	0		2,007
Current period gross charge-offs, prior	0		0
Current period gross charge-offs, revolving	0		0
Current period gross charge-offs, Total	0		2,007
Commercial AD&C | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	231,277		454,207
Year one	424,256		226,332
Year two	167,110		148,260
Year three	88,831		87,934
Year four	57,611		13,938
Prior	0		0
Revolving Loans	172,830		152,896
Total loans	1,141,915		1,083,567
Commercial AD&C | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	0		2,888
Year one	1,073		0
Year two	0		0
Year three	0		0
Year four	0		0
Prior	0		0
Revolving Loans	795		989
Total loans	1,868		3,877
Commercial AD&C | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	0		349
Year one	0		0
Year two	0		301
Year three	0		0
Year four	0		0
Prior	0		0
Revolving Loans	0		0
Total loans	0		650
Commercial AD&C | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	0		0
Year one	0		0
Year two	0		0
Year three	0		0
Year four	0		0
Prior	0		0
Revolving Loans	0		0
Total loans	0		0
Residential mortgage
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	301,175		259,638
Year one	313,852		175,065
Year two	173,609		54,245
Year three	50,693		76,471
Year four	64,789		110,951
Prior	314,434		261,200
Revolving Loans	0		0
Total loans	1,218,552		937,570
Current period gross charge-offs, current year	0		0
Current period gross charge-offs, year one	0		0
Current period gross charge-offs, year two	0		0
Current period gross charge-offs, year three	0		0
Current period gross charge-offs, year four	0		0
Current period gross charge-offs, prior	130		0
Current period gross charge-offs, revolving	0		0
Current period gross charge-offs, Total	130		0
Residential mortgage | 660-850
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	293,717		246,612
Year one	292,392		165,623
Year two	167,273		46,925
Year three	44,299		65,865
Year four	56,623		102,628
Prior	271,371		223,420
Revolving Loans	0		0
Total loans	1,125,675		851,073
Residential mortgage | 600-659
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	4,876		11,102
Year one	15,609		3,285
Year two	2,695		3,583
Year three	2,820		4,255
Year four	3,878		4,645
Prior	26,061		20,052
Revolving Loans	0		0
Total loans	55,939		46,922
Residential mortgage | 540-599
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	1,501		1,472
Year one	1,914		1,864
Year two	1,251		2,162
Year three	1,786		4,522
Year four	2,538		1,599
Prior	6,504		8,201
Revolving Loans	0		0
Total loans	15,494		19,820
Residential mortgage | less than 540
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	1,081		452
Year one	3,937		4,293
Year two	2,390		1,575
Year three	1,788		1,829
Year four	1,750		2,079
Prior	10,498		9,527
Revolving Loans	0		0
Total loans	21,444		19,755
Residential construction
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	99,814		138,002
Year one	107,825		45,890
Year two	17,328		8,713
Year three	1,683		2,078
Year four	1,432		1,347
Prior	1,161		1,622
Revolving Loans	0		0
Total loans	229,243		197,652
Current period gross charge-offs, current year	0		0
Current period gross charge-offs, year one	0		0
Current period gross charge-offs, year two	0		0
Current period gross charge-offs, year three	0		0
Current period gross charge-offs, year four	0		0
Current period gross charge-offs, prior	0		0
Current period gross charge-offs, revolving	0		0
Current period gross charge-offs, Total	0		0
Residential construction | 660-850
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	99,230		134,335
Year one	106,230		45,890
Year two	17,328		8,063
Year three	1,683		2,078
Year four	1,432		1,347
Prior	1,161		1,160
Revolving Loans	0		0
Total loans	227,064		192,873
Residential construction | 600-659
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	0		1,922
Year one	1,595		0
Year two	0		650
Year three	0		0
Year four	0		0
Prior	0		0
Revolving Loans	0		0
Total loans	1,595		2,572
Residential construction | 540-599
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	0		0
Year one	0		0
Year two	0		0
Year three	0		0
Year four	0		0
Prior	0		462
Revolving Loans	0		0
Total loans	0		462
Residential construction | less than 540
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	584		1,745
Year one	0		0
Year two	0		0
Year three	0		0
Year four	0		0
Prior	0		0
Revolving Loans	0		0
Total loans	584		1,745
Commercial Business
Financing Receivable, Credit Quality Indicator [Line Items]
Total loans	9,347,984		8,402,155
Commercial Business | Commercial business
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	252,537		407,868
Year one	234,534		170,454
Year two	107,835		146,708
Year three	122,339		99,298
Year four	84,096		56,459
Prior	85,361		56,406
Revolving Loans	506,932		544,641
Total loans	1,393,634		1,481,834
Current period gross charge-offs, current year	174		0
Current period gross charge-offs, year one	0		0
Current period gross charge-offs, year two	0		88
Current period gross charge-offs, year three	0		1,674
Current period gross charge-offs, year four	138		46
Current period gross charge-offs, prior	404		2,236
Current period gross charge-offs, revolving	0		25
Current period gross charge-offs, Total	716		4,069
Commercial Business | Commercial business | Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	250,297		403,871
Year one	232,246		165,194
Year two	105,358		137,069
Year three	111,407		96,800
Year four	82,473		55,100
Prior	82,304		53,764
Revolving Loans	491,495		533,893
Total loans	1,355,580		1,445,691
Commercial Business | Commercial business | Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	107		220
Year one	493		1,998
Year two	1,188		7,030
Year three	8,770		1,701
Year four	1,032		548
Prior	736		577
Revolving Loans	14,006		9,212
Total loans	26,332		21,286
Commercial Business | Commercial business | Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	2,133		3,777
Year one	1,795		3,262
Year two	1,289		2,609
Year three	2,162		797
Year four	591		811
Prior	2,321		2,065
Revolving Loans	1,431		1,536
Total loans	11,722		14,857
Commercial Business | Commercial business | Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	0		0
Year one	0		0
Year two	0		0
Year three	0		0
Year four	0		0
Prior	0		0
Revolving Loans	0		0
Total loans	0		0
Consumer
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	4,270		3,677
Year one	3,053		1,582
Year two	1,387		4,301
Year three	3,098		4,480
Year four	3,478		2,265
Prior	35,907		36,972
Revolving Loans	371,841		376,437
Total loans	423,034		429,714
Current period gross charge-offs, current year	0		0
Current period gross charge-offs, year one	5		0
Current period gross charge-offs, year two	15		7
Current period gross charge-offs, year three	0		2
Current period gross charge-offs, year four	13		0
Current period gross charge-offs, prior	16		106
Current period gross charge-offs, revolving	134		184
Current period gross charge-offs, Total	183		299
Consumer | 660-850
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	3,526		3,179
Year one	2,565		1,393
Year two	1,288		3,130
Year three	2,088		3,060
Year four	2,663		1,648
Prior	24,438		26,156
Revolving Loans	350,546		350,466
Total loans	387,114		389,032
Consumer | 600-659
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	575		352
Year one	319		123
Year two	32		324
Year three	331		716
Year four	333		430
Prior	5,009		4,906
Revolving Loans	12,360		14,119
Total loans	18,959		20,970
Consumer | 540-599
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	36		58
Year one	63		8
Year two	26		311
Year three	509		160
Year four	109		89
Prior	3,294		2,809
Revolving Loans	3,770		4,926
Total loans	7,807		8,361
Consumer | less than 540
Financing Receivable, Credit Quality Indicator [Line Items]
Current year	133		88
Year one	106		58
Year two	41		536
Year three	170		544
Year four	373		98
Prior	3,166		3,101
Revolving Loans	5,165		6,926
Total loans	$ 9,154		$ 11,351

CREDIT QUALITY ASSESSMENT - Res

CREDIT QUALITY ASSESSMENT - Restructured Loans at the Date of Restructuring For Specific Segments of the Loan Portfolio (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Financing Receivable, Troubled Debt Restructuring [Line Items]
Balance	$ 1,232	$ 14,575
Individual allowance	1,200	461
Restructured and subsequently defaulted	0	0
All Other Loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Balance	0	0
Individual allowance	0	0
Restructured and subsequently defaulted	0	0
Troubled debt restructurings:
Financing Receivable, Troubled Debt Restructuring [Line Items]
Restructured accruing	32	0
Restructured non-accruing	1,200	14,575
Troubled debt restructurings: | All Other Loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Restructured accruing	0	0
Restructured non-accruing	0	0
Commercial real estate: | Commercial investor real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Balance	0	9,594
Individual allowance	0	0
Restructured and subsequently defaulted	0	0
Commercial real estate: | Commercial owner-occupied real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Balance	0	3,157
Individual allowance	0	0
Restructured and subsequently defaulted	0	0
Commercial real estate: | Commercial AD&C
Financing Receivable, Troubled Debt Restructuring [Line Items]
Balance	0	0
Individual allowance	0	0
Restructured and subsequently defaulted	0	0
Commercial real estate: | Troubled debt restructurings: | Commercial investor real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Restructured accruing	0	0
Restructured non-accruing	0	9,594
Commercial real estate: | Troubled debt restructurings: | Commercial owner-occupied real estate
Financing Receivable, Troubled Debt Restructuring [Line Items]
Restructured accruing	0	0
Restructured non-accruing	0	3,157
Commercial real estate: | Troubled debt restructurings: | Commercial AD&C
Financing Receivable, Troubled Debt Restructuring [Line Items]
Restructured accruing	0	0
Restructured non-accruing	0	0
Commercial Business
Financing Receivable, Troubled Debt Restructuring [Line Items]
Balance	1,232	1,824
Individual allowance	1,200	461
Restructured and subsequently defaulted	0	0
Commercial Business | Troubled debt restructurings:
Financing Receivable, Troubled Debt Restructuring [Line Items]
Restructured accruing	32	0
Restructured non-accruing	$ 1,200	$ 1,824

GOODWILL AND OTHER INTANGIBLE_3

GOODWILL AND OTHER INTANGIBLE ASSETS - Amount of Goodwill by Reportable Segment (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($)
Goodwill [Roll Forward]
Beginning balance	$ 370,223
Disposal of subsidiary's assets	(6,787)
Ending balance	363,436
Community Banking
Goodwill [Roll Forward]
Beginning balance	331,689
Disposal of subsidiary's assets	0
Ending balance	331,689
Insurance
Goodwill [Roll Forward]
Beginning balance	6,787
Disposal of subsidiary's assets	(6,787)
Ending balance	0
Investment Management
Goodwill [Roll Forward]
Beginning balance	31,747
Disposal of subsidiary's assets	0
Ending balance	$ 31,747

GOODWILL AND OTHER INTANGIBLE_4

GOODWILL AND OTHER INTANGIBLE ASSETS - Gross Carrying Amounts and Accumulated Amortization (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 42,944	$ 42,944
Accumulated Amortization	(21,682)	(17,024)
Net Carrying Amount	21,262	25,920
Goodwill	363,436	370,223
Goodwill	363,436	370,223
Core deposit intangibles
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	29,038	29,038
Accumulated Amortization	(15,713)	(12,624)
Net Carrying Amount	$ 13,325	$ 16,414
Core deposit intangibles | Weighted Average
Finite-Lived Intangible Assets [Line Items]
Weighted Average Remaining Life	6 years 8 months 12 days	7 years 4 months 24 days
Other identifiable intangibles
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 13,906	$ 13,906
Accumulated Amortization	(5,969)	(4,400)
Net Carrying Amount	$ 7,937	$ 9,506
Other identifiable intangibles | Weighted Average
Finite-Lived Intangible Assets [Line Items]
Weighted Average Remaining Life	9 years	9 years 8 months 12 days

GOODWILL AND OTHER INTANGIBLE_5

GOODWILL AND OTHER INTANGIBLE ASSETS - Estimated Future Amortization Expense for Amortizing Intangibles (Details) $ in Thousands	Sep. 30, 2022 USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
Remaining 2022	$ 1,408
2023	5,040
2024	4,290
2025	3,530
2026	2,702
Thereafter	4,292
Total amortizing intangible assets	$ 21,262

DEPOSITS - Composition of Depos

DEPOSITS - Composition of Deposits (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Deposits [Abstract]
Noninterest-bearing deposits	$ 3,993,480	$ 3,779,630
Interest-bearing deposits:
Demand	1,362,809	1,604,714
Money market savings	3,169,832	3,415,663
Regular savings	540,575	533,862
Time deposits of less than $250,000	1,289,642	910,464
Time deposits of $250,000 or more	393,148	380,398
Total interest-bearing deposits	6,756,006	6,845,101
Total deposits	$ 10,749,486	$ 10,624,731

BORROWINGS - Narrative (Details

BORROWINGS - Narrative (Details) - USD ($)				9 Months Ended		12 Months Ended
	Mar. 15, 2022	Apr. 01, 2020	Nov. 05, 2019	Sep. 30, 2022	Jul. 15, 2021	Dec. 31, 2018	Dec. 31, 2021	Oct. 05, 2020
Debt Instrument [Line Items]
Long-term borrowings				$ 370,056,000			$ 172,712,000
Long-term debt				1,416,343,000			313,798,000
FHLB availability based on pledged collateral				2,500,000,000			2,700,000,000
FHLB advances				840,000,000			0
Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Maximum borrowing capacity				3,300,000,000			3,900,000,000
Federal Home Loan Bank Advances | Residential mortgage | Asset pledged as collateral | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Maximum borrowing capacity				1,100,000,000			829,100,000
Federal Home Loan Bank Advances | Commercial real estate loans | Asset pledged as collateral | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Maximum borrowing capacity				3,600,000,000			3,100,000,000
Federal Home Loan Bank Advances | Home equity lines of credit | Asset pledged as collateral | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Maximum borrowing capacity				215,000,000			224,400,000
Federal Home Loan Bank Advances | Multifamily loans | Asset pledged as collateral | Federal Home Loan Bank Advances
Debt Instrument [Line Items]
Maximum borrowing capacity				476,100,000			333,400,000
Federal Reserve and correspondent banks
Debt Instrument [Line Items]
Maximum borrowing capacity				734,700,000			509,400,000
Line of credit				0			0
Unsecured lines of credit, correspondent banks
Debt Instrument [Line Items]
Maximum borrowing capacity				$ 1,400,000,000			1,300,000,000
Subordinated Debt | Fixed Floating Rate Subordinated Notes Due 2032
Debt Instrument [Line Items]
Aggregate principal amount	$ 200,000,000
Interest rate	3.875%			3.875%
Basis spread on variable rate	1.965%
Unamortized discount (premium) and debt issuance costs, net	$ 3,100,000
Subordinated Debt | Fixed Floating Rate Subordinated Notes Due 2029
Debt Instrument [Line Items]
Interest rate			4.25%	4.25%
Basis spread on variable rate			2.62%
Unamortized discount (premium) and debt issuance costs, net			$ 2,900,000
Long-term borrowings			$ 175,000,000
Subordinated Debt | WashingtonFirst Bankshares Inc
Debt Instrument [Line Items]
Interest rate								6%
Basis spread on variable rate					4.57%
Long-term borrowings						$ 25,000,000
Add: Purchase accounting premium						$ 2,200,000
Debt instrument, term						10 years
Subordinated Debt | Revere acquisition
Debt Instrument [Line Items]
Interest rate		5.625%
Basis spread on variable rate				4.41%
Long-term borrowings		$ 31,000,000
Add: Purchase accounting premium		$ 200,000
Debt instrument, term		10 years
Retail Repurchase Agreements
Debt Instrument [Line Items]
Long-term debt				$ 91,300,000			141,100,000
Federal Funds Purchased
Debt Instrument [Line Items]
Long-term debt				$ 115,000,000			$ 0

BORROWINGS - Schedule of Subord

BORROWINGS - Schedule of Subordinated Borrowing (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Mar. 15, 2022	Dec. 31, 2021	Nov. 05, 2019
Subordinated Borrowing [Line Items]
Long-term borrowings	$ 370,056		$ 172,712
Subordinated Debt
Subordinated Borrowing [Line Items]
Subordinated debt, gross	375,000		175,000
Less: Debt issuance costs	(4,944)		(2,288)
Subordinated Debt | Fixed Floating Rate Subordinated Notes Due 2032
Subordinated Borrowing [Line Items]
Subordinated debt, gross	$ 200,000		0
Interest rate	3.875%	3.875%
Subordinated Debt | Fixed Floating Rate Subordinated Notes Due 2029
Subordinated Borrowing [Line Items]
Subordinated debt, gross	$ 175,000		$ 175,000
Long-term borrowings				$ 175,000
Interest rate	4.25%			4.25%

STOCKHOLDERS' EQUITY - Narrativ

STOCKHOLDERS' EQUITY - Narrative (Details) - USD ($) $ / shares in Units, $ in Millions	3 Months Ended	9 Months Ended		12 Months Ended
	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021	Mar. 30, 2022
Equity [Line Items]
Repurchase of common stock (in shares)	1,261,828	625,710	1,261,828
Repurchase Plan 2022 | Common Stock
Equity [Line Items]
Value of stock authorized for repurchase					$ 50
Repurchase of common stock (in shares)		625,710
Common stock repurchased, average price (in dollars per share)		$ 39.93
Stock repurchased and retired		$ 25
Repurchase Plan 2020 | Common Stock
Equity [Line Items]
Common stock repurchased, average price (in dollars per share)				$ 45.65
Stock repurchased (in shares)				2,350,000
Stock repurchased and retired				$ 107.3

SHARE BASED COMPENSATION - Narr

SHARE BASED COMPENSATION - Narrative (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($) director shares	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) director shares	Sep. 30, 2021 USD ($)	May 06, 2015 shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of directors | director	3		3
2015 Omnibus Incentive Plan
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares authorized (in shares)					1,500,000
Shares available for issuance (in shares)	636,578		636,578
Expiration period			10 years
2015 Omnibus Incentive Plan | Minimum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Exercise period			7 years
2015 Omnibus Incentive Plan | Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Exercise period			10 years
2015 Omnibus Incentive Plan | Stock Options and Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Recognized compensation expense | $	$ 1,600,000	$ 1,300,000	$ 6,200,000	$ 3,600,000
2015 Omnibus Incentive Plan | Stock Option
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense | $	0		$ 0
2015 Omnibus Incentive Plan | Stock Option | Common Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (in shares)			0
2015 Omnibus Incentive Plan | Restricted shares, Restricted stock units and Performance share units
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized compensation expense | $	$ 8,900,000		$ 8,900,000
Expected cost recognition weighted average period			1 year 11 months 1 day
Shares issued (in shares)			169,190
2015 Omnibus Incentive Plan | Performance Shares | Tranche one
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares issued (in shares)			45,567
Performance period			3 years
2015 Omnibus Incentive Plan | Time Based Shares | Tranche two
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares issued (in shares)			123,623
Vesting period			3 years

SHARE BASED COMPENSATION - Summ

SHARE BASED COMPENSATION - Summary of Activity Restricted Stock (Details) - Restricted Stock	9 Months Ended
	Sep. 30, 2022 $ / shares shares
Number of Common Shares/Units
Nonvested beginning balance (in shares) | shares	390,520
Granted (in shares) | shares	169,190
Vested (in shares) | shares	(154,384)
Forfeited/ cancelled (in shares) | shares	(12,317)
Nonvested ending balance (in shares) | shares	393,009
Weighted Average Grant-Date Fair Value
Nonvested beginning balance (in dollars per share) | $ / shares	$ 32.67
Granted (in dollars per share) | $ / shares	44.99
Vested (in dollars per share) | $ / shares	32.68
Forfeited/ cancelled (in dollars per share) | $ / shares	36.37
Nonvested ending balance (in dollars per share) | $ / shares	$ 37.43

SHARE BASED COMPENSATION - Su_2

SHARE BASED COMPENSATION - Summary of Share Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Number of Common Shares
Beginning balance (in shares)			159,741
Granted (in shares)			0
Exercised (in shares)	(2,342)	(53,079)	(12,703)	(193,602)
Forfeited (in shares)			0
Expired (in shares)			(1,416)
Ending balance (in shares)	145,622		145,622		159,741
Exercisable at end of period (in shares)	145,622		145,622
Weighted Average Exercise Share Price
Beginning balance (in dollars per share)			$ 17.18
Granted (in dollars per share)			0
Exercised (in dollars per share)			21.67
Forfeited (in dollars per share)			0
Expired (in dollars per share)			41.41
Ending balance (in dollars per share)	$ 16.55		16.55		$ 17.18
Exercisable at end of period (in dollars per share)	$ 16.55		$ 16.55
Weighted Average Contractual Remaining Life (Years)
Balance at end of period			1 year 9 months 18 days		2 years 4 months 24 days
Exercisable at end of period			1 year 9 months 18 days
Aggregate Intrinsic Value (in thousands)
Beginning balance			$ 5,264
Exercised			299
Ending balance	$ 3,541		3,541		$ 5,264
Exercisable at end of period	$ 3,541		$ 3,541

PENSION PLAN - Net Periodic Ben

PENSION PLAN - Net Periodic Benefit Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Retirement Benefits [Abstract]
Interest cost on projected benefit obligation	$ 325	$ 316	$ 976	$ 952
Expected return on plan assets	(353)	(312)	(1,058)	(936)
Recognized net actuarial loss	196	228	587	682
Net periodic benefit cost	$ 168	$ 232	$ 505	$ 698

PENSION PLAN - Narrative (Detai

PENSION PLAN - Narrative (Details)	9 Months Ended
	Sep. 30, 2022 USD ($)
Retirement Benefits [Abstract]
Contributions by employer	$ 0

NET INCOME PER COMMON SHARE - C

NET INCOME PER COMMON SHARE - Calculation of Net Income per Common Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Earnings Per Share [Abstract]
Net income	$ 33,584	$ 56,976	$ 132,319	$ 189,703
Distributed and undistributed earnings allocated to participating securities	(114)	(354)	(575)	(1,219)
Net income attributable to common shareholders	$ 33,470	$ 56,622	$ 131,744	$ 188,484
Total weighted average outstanding shares (in shares)	44,793	47,197	45,131	47,409
Less: weighted average participating securities (in shares)	(153)	(294)	(198)	(307)
Basic weighted average common shares (in shares)	44,640	46,903	44,933	47,102
Dilutive weighted average common stock equivalents (in shares)	141	184	165	213
Diluted weighted average common shares (in shares)	44,781	47,087	45,098	47,315
Basic net income per common share (in dollars per share)	$ 0.75	$ 1.21	$ 2.93	$ 4
Diluted net income per common share (in dollars per share)	$ 0.75	$ 1.20	$ 2.92	$ 3.98
Anti-dilutive shares (in shares)	8	0	20	0

ACCUMULATED OTHER COMPREHENSI_3

ACCUMULATED OTHER COMPREHENSIVE LOSS - Net Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Mar. 31, 2022
Accumulated Other Comprehensive Income (Loss) [Line Items]
Amortized cost of debt securities transferred to held-to-maturity	$ 305,600		$ 305,600		$ 305,600
After tax unrealized loss of debt securities transferred to held-to-maturity					$ 12,100
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Balance at beginning of period	1,477,169	$ 1,562,280	1,519,679	$ 1,469,955
Other comprehensive loss before reclassification from accumulated other comprehensive loss, net of tax			(136,180)
Reclassifications from accumulated other comprehensive loss to earnings, net of tax			1,649
Total other comprehensive loss	(45,617)	(5,960)	(134,531)	(19,831)
Balance at end of period	1,451,862	1,546,060	1,451,862	1,546,060
Total
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Balance at beginning of period	(97,453)	4,834	(8,539)	18,705
Other comprehensive loss before reclassification from accumulated other comprehensive loss, net of tax				(20,218)
Reclassifications from accumulated other comprehensive loss to earnings, net of tax				387
Total other comprehensive loss	(45,617)	(5,960)	(134,531)	(19,831)
Balance at end of period	(143,070)	(1,126)	(143,070)	(1,126)
Unrealized Gains/(Losses) on Debt Securities Available-for-Sale
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Balance at beginning of period			(336)	28,175
Other comprehensive loss before reclassification from accumulated other comprehensive loss, net of tax			(124,097)	(20,218)
Reclassifications from accumulated other comprehensive loss to earnings, net of tax			(36)	(133)
Total other comprehensive loss			(124,133)	(20,351)
Balance at end of period	(124,469)	7,824	(124,469)	7,824
Defined Benefit Pension Plan
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Balance at beginning of period			(8,203)	(9,470)
Other comprehensive loss before reclassification from accumulated other comprehensive loss, net of tax			0	0
Reclassifications from accumulated other comprehensive loss to earnings, net of tax			419	520
Total other comprehensive loss			419	520
Balance at end of period	(7,784)	$ (8,950)	(7,784)	$ (8,950)
Unrealized Losses on Debt Securities Transferred from Available-for-Sale to Held-to-Maturity
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Balance at beginning of period			0
Other comprehensive loss before reclassification from accumulated other comprehensive loss, net of tax			(12,083)
Reclassifications from accumulated other comprehensive loss to earnings, net of tax			1,266
Total other comprehensive loss			(10,817)
Balance at end of period	$ (10,817)		$ (10,817)

ACCUMULATED OTHER COMPREHENSI_4

ACCUMULATED OTHER COMPREHENSIVE LOSS - Reclassification Adjustments Out of Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Accumulated Other Comprehensive Income (Loss) [Line Items]
Investment securities gains	$ 2	$ 49	$ 48	$ 178
Interest income	130,422	111,129	350,367	340,213
Recognized actuarial loss	196	228	587	682
Income (loss) before taxes	45,172	76,046	176,594	251,581
Tax expense (benefit)	(11,588)	(19,070)	(44,275)	(61,878)
Net income	$ 33,584	$ 56,976	132,319	189,703
Unrealized Gains/(Losses) on Debt Securities Available-for-Sale | Reclassification out of Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income (Loss) [Line Items]
Investment securities gains			48	178
Income (loss) before taxes			48	178
Tax expense (benefit)			(12)	(45)
Net income			36	133
Unrealized Losses on Debt Securities Transferred from Available-for-Sale to Held-to-Maturity | Reclassification out of Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income (Loss) [Line Items]
Interest income			(1,735)	0
Income (loss) before taxes			(1,735)	0
Tax expense (benefit)			469	0
Net income			(1,266)	0
Accumulated Defined Benefit Plans Adjustment, Net Gain (Loss) Attributable to Parent | Reclassification out of Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income (Loss) [Line Items]
Recognized actuarial loss			(587)	(682)
Defined Benefit Pension Plan | Reclassification out of Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income (Loss) [Line Items]
Income (loss) before taxes			(587)	(682)
Tax expense (benefit)			168	162
Net income			$ (419)	$ (520)

LEASES - Narrative (Details)

LEASES - Narrative (Details)	Sep. 30, 2022
Minimum
Lessee, Lease, Description [Line Items]
Renewal term	1 year
Maximum
Lessee, Lease, Description [Line Items]
Renewal term	20 years

LEASES - Summary of Leases (Det

LEASES - Summary of Leases (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Components of lease expense:
Operating lease cost (resulting from lease payments)	$ 2,707	$ 3,047	$ 8,211	$ 9,333
Supplemental cash flow information related to leases:
Operating cash flows from operating leases	2,866	3,208	8,698	9,762
ROU assets obtained in the exchange for lease liabilities due to new leases and acquisitions	$ 0	0	$ 0	803
Operating lease, right-of-use asset, statement of financial position	Other assets		Other assets		Other assets
Operating lease, liability, statement of financial position	Accrued interest payable and other liabilities		Accrued interest payable and other liabilities		Accrued interest payable and other liabilities
Supplemental balance sheet information related to leases:
Operating lease ROU assets	$ 51,302		$ 51,302		$ 57,872
Operating lease liabilities	$ 59,962		$ 59,962		$ 67,138
Other information related to leases:
Weighted average remaining lease term of operating leases	8 years 7 months 6 days		8 years 7 months 6 days		9 years
Weighted average discount rate of operating leases	2.97%		2.97%		2.92%
Revere Bank And RPJ
Supplemental cash flow information related to leases:
ROU assets obtained in the exchange for lease liabilities due to new leases and acquisitions	$ 0	$ 0	$ 0	$ 0

LEASES - Maturities of Operatin

LEASES - Maturities of Operating Lease Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Lessee, Operating Lease, Liability, Payment, Due [Abstract]
Remaining 2022	$ 2,869
2023	11,515
2024	9,594
2025	7,769
2026	6,999
Thereafter	30,538
Total undiscounted lease payments	69,284
Less: Present value discount	(9,322)
Lease liability	$ 59,962	$ 67,138

DERIVATIVES - Narrative (Detail

DERIVATIVES - Narrative (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Commercial Loan | Not Designated as Hedging Instrument | Interest rate swap agreements
Derivative [Line Items]
Notional amount	$ 337.2	$ 396.3

FAIR VALUE - Financial Assets a

FAIR VALUE - Financial Assets and Liabilities at Dates Indicated that were Accounted for at Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	$ 1,244,335	$ 1,465,896
Residential mortgage loans held for sale (at fair value)	11,469	39,409
Residential mortgage loans held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Residential mortgage loans held for sale (at fair value)	11,600	38,200
U.S. treasuries and government agencies
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	92,805	68,539
State and municipal
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	276,939	326,402
Mortgage-backed and asset-backed
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	874,591	1,070,955
Fair Value, Recurring
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	1,244,335	1,465,896
Total assets	1,275,350	1,511,185
Total liabilities	(19,546)	(5,880)
Fair Value, Recurring | Residential mortgage loans held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Residential mortgage loans held for sale	11,469	39,409
Fair Value, Recurring | U.S. treasuries and government agencies
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	92,805	68,539
Fair Value, Recurring | State and municipal
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	276,939	326,402
Fair Value, Recurring | Mortgage-backed and asset-backed
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	874,591	1,070,955
Fair Value, Recurring | Interest rate swap agreements
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Interest rate swap agreements	19,546	5,880
Interest rate swap agreements	(19,546)	(5,880)
Fair Value, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	0	0
Total assets	0	0
Total liabilities	0	0
Fair Value, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Residential mortgage loans held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Residential mortgage loans held for sale	0	0
Fair Value, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. treasuries and government agencies
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	0	0
Fair Value, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | State and municipal
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	0	0
Fair Value, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed and asset-backed
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	0	0
Fair Value, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate swap agreements
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Interest rate swap agreements	0	0
Interest rate swap agreements	0	0
Fair Value, Recurring | Significant Other Observable Inputs (Level 2)
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	1,244,335	1,465,896
Total assets	1,275,350	1,511,185
Total liabilities	(19,546)	(5,880)
Fair Value, Recurring | Significant Other Observable Inputs (Level 2) | Residential mortgage loans held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Residential mortgage loans held for sale	11,469	39,409
Fair Value, Recurring | Significant Other Observable Inputs (Level 2) | U.S. treasuries and government agencies
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	92,805	68,539
Fair Value, Recurring | Significant Other Observable Inputs (Level 2) | State and municipal
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	276,939	326,402
Fair Value, Recurring | Significant Other Observable Inputs (Level 2) | Mortgage-backed and asset-backed
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	874,591	1,070,955
Fair Value, Recurring | Significant Other Observable Inputs (Level 2) | Interest rate swap agreements
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Interest rate swap agreements	19,546	5,880
Interest rate swap agreements	(19,546)	(5,880)
Fair Value, Recurring | Significant Unobservable Inputs (Level 3)
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	0	0
Total assets	0	0
Total liabilities	0	0
Fair Value, Recurring | Significant Unobservable Inputs (Level 3) | Residential mortgage loans held for sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Residential mortgage loans held for sale	0	0
Fair Value, Recurring | Significant Unobservable Inputs (Level 3) | U.S. treasuries and government agencies
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	0	0
Fair Value, Recurring | Significant Unobservable Inputs (Level 3) | State and municipal
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	0	0
Fair Value, Recurring | Significant Unobservable Inputs (Level 3) | Mortgage-backed and asset-backed
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investments available-for-sale	0	0
Fair Value, Recurring | Significant Unobservable Inputs (Level 3) | Interest rate swap agreements
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Interest rate swap agreements	0	0
Interest rate swap agreements	$ 0	$ 0

FAIR VALUE - Assets Measured at

FAIR VALUE - Assets Measured at Fair Value on Nonrecurring Basis (Details) - Fair Value, Nonrecurring - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	$ 932	$ 1,438
Total Losses	(964)	(1,434)
Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	193	404
Total Losses	(883)	(1,353)
Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	739	1,034
Total Losses	(81)	(81)
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	0	0
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	0	0
Significant Other Observable Inputs (Level 2) | Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	0	0
Significant Other Observable Inputs (Level 2) | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	0	0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	932	1,438
Significant Unobservable Inputs (Level 3) | Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	193	404
Significant Unobservable Inputs (Level 3) | Other real estate owned
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, fair value disclosure, nonrecurring	$ 739	$ 1,034

FAIR VALUE - Narrative (Details

FAIR VALUE - Narrative (Details) - USD ($) $ in Millions	Sep. 30, 2022	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Balance of loans individually evaluated for credit loss	$ 29.9	$ 33.5
Loans receivable, fair value	23.4	26.9
Allowance related to loans evaluated individually	$ 6.5	$ 6.6

FAIR VALUE - Carrying Amounts a

FAIR VALUE - Carrying Amounts and Fair Values of Company's Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financial assets:
Residential mortgage loans held for sale	$ 11,469	$ 39,409
Investments available-for-sale	1,244,335	1,465,896
Held-to-maturity debt securities	226,030	0
Loans, net of allowance	11,090,545	9,857,946
Accrued interest receivable	37,074	34,349
Financial liabilities:
Other deposits	10,749,486	10,624,731
Securities sold under retail repurchase agreements and federal funds purchased	206,287	141,086
Advances from FHLB	840,000	0
Subordinated debt	370,056	172,712
Carrying Amount
Financial assets:
Cash and cash equivalents	258,808	420,020
Residential mortgage loans held for sale	11,469	39,409
Investments available-for-sale	1,244,335	1,465,896
Held-to-maturity debt securities	265,648
Other investments	77,296	41,166
Loans, net of allowance	11,090,545	9,857,946
Interest rate swap agreements	19,546	5,880
Accrued interest receivable	37,074	34,349
Bank owned life insurance	152,065	147,528
Financial liabilities:
Time deposits	1,682,790	1,290,862
Other deposits	9,066,696	9,333,869
Securities sold under retail repurchase agreements and federal funds purchased	206,287	141,086
Advances from FHLB	840,000
Subordinated debt	370,056	172,712
Interest rate swap agreements	19,546	5,880
Accrued interest payable	6,957	1,516
Estimated Fair Value
Financial assets:
Cash and cash equivalents	258,808	420,020
Residential mortgage loans held for sale	11,469	39,409
Investments available-for-sale	1,244,335	1,465,896
Held-to-maturity debt securities	226,030
Other investments	77,296	41,166
Loans, net of allowance	10,765,365	9,964,924
Interest rate swap agreements	19,546	5,880
Accrued interest receivable	37,074	34,349
Bank owned life insurance	152,065	147,528
Financial liabilities:
Time deposits	1,646,655	1,292,598
Other deposits	9,066,696	9,333,869
Securities sold under retail repurchase agreements and federal funds purchased	206,287	141,086
Advances from FHLB	839,859
Subordinated debt	328,855	175,780
Interest rate swap agreements	19,546	5,880
Accrued interest payable	6,957	1,516
Quoted Prices in Active Markets for Identical Assets (Level 1) | Estimated Fair Value
Financial assets:
Cash and cash equivalents	258,808	420,020
Residential mortgage loans held for sale	0	0
Investments available-for-sale	0	0
Held-to-maturity debt securities	0
Other investments	0	0
Loans, net of allowance	0	0
Interest rate swap agreements	0	0
Accrued interest receivable	37,074	34,349
Bank owned life insurance	0	0
Financial liabilities:
Time deposits	0	0
Other deposits	9,066,696	9,333,869
Securities sold under retail repurchase agreements and federal funds purchased	0	0
Advances from FHLB	0
Subordinated debt	0	0
Interest rate swap agreements	0	0
Accrued interest payable	6,957	1,516
Significant Other Observable Inputs (Level 2) | Estimated Fair Value
Financial assets:
Cash and cash equivalents	0	0
Residential mortgage loans held for sale	11,469	39,409
Investments available-for-sale	1,244,335	1,465,896
Held-to-maturity debt securities	226,030
Other investments	77,296	41,166
Loans, net of allowance	0	0
Interest rate swap agreements	19,546	5,880
Accrued interest receivable	0	0
Bank owned life insurance	152,065	147,528
Financial liabilities:
Time deposits	1,646,655	1,292,598
Other deposits	0	0
Securities sold under retail repurchase agreements and federal funds purchased	206,287	141,086
Advances from FHLB	839,859
Subordinated debt	0	0
Interest rate swap agreements	19,546	5,880
Accrued interest payable	0	0
Significant Unobservable Inputs (Level 3) | Estimated Fair Value
Financial assets:
Cash and cash equivalents	0	0
Residential mortgage loans held for sale	0	0
Investments available-for-sale	0	0
Held-to-maturity debt securities	0
Other investments	0	0
Loans, net of allowance	10,765,365	9,964,924
Interest rate swap agreements	0	0
Accrued interest receivable	0	0
Bank owned life insurance	0	0
Financial liabilities:
Time deposits	0	0
Other deposits	0	0
Securities sold under retail repurchase agreements and federal funds purchased	0	0
Advances from FHLB	0
Subordinated debt	328,855	175,780
Interest rate swap agreements	0	0
Accrued interest payable	$ 0	$ 0

SEGMENT REPORTING - Narrative (

SEGMENT REPORTING - Narrative (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($)	Sep. 30, 2021 USD ($)	Sep. 30, 2022 USD ($) segment	Sep. 30, 2021 USD ($)
Segment Reporting Information [Line Items]
Number of operating segments | segment			2
Amortization of intangible assets	$ 1,432	$ 1,635	$ 4,406	$ 4,991
Community Banking
Segment Reporting Information [Line Items]
Amortization of intangible assets	1,000	1,200	3,100	3,500
Investment Management
Segment Reporting Information [Line Items]
Amortization of intangible assets	400	$ 500	1,300	$ 1,400
Investment Management | West Financial and RPJ
Segment Reporting Information [Line Items]
Assets under management	$ 3,300,000		$ 3,300,000

SEGMENT REPORTING - Operating S

SEGMENT REPORTING - Operating Segments and Reconciliation of Information to Condensed Consolidated Financial Statements (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Segment Reporting Information [Line Items]
Interest income	$ 130,422	$ 111,129	$ 350,367	$ 340,213
Interest expense	17,462	4,525	30,006	20,963
Provision/ (credit) for credit losses	18,890	(8,229)	23,571	(47,141)
Non-interest income	16,882	24,394	72,722	79,519
Non-interest expense	65,780	63,181	192,918	194,329
Income before income tax expense	45,172	76,046	176,594	251,581
Income tax expense	11,588	19,070	44,275	61,878
Net income	33,584	56,976	132,319	189,703
Assets	13,765,597	13,017,464	13,765,597	13,017,464	$ 12,590,726
Inter-Segment Elimination
Segment Reporting Information [Line Items]
Interest income	(26)	(3)	(32)	(9)
Interest expense	(26)	(3)	(32)	(9)
Provision/ (credit) for credit losses	0	0	0	0
Non-interest income	(305)	(217)	(15,095)	(4,651)
Non-interest expense	(139)	(217)	(579)	(651)
Income before income tax expense	(166)	0	(14,516)	(4,000)
Income tax expense	0	0	0	0
Net income	(166)	0	(14,516)	(4,000)
Assets	(88,324)	(66,527)	(88,324)	(66,527)
Community Banking | Operating Segments
Segment Reporting Information [Line Items]
Interest income	130,422	111,129	350,367	340,213
Interest expense	17,488	4,528	30,038	20,972
Provision/ (credit) for credit losses	18,890	(8,229)	23,571	(47,141)
Non-interest income	11,956	16,644	51,669	62,083
Non-interest expense	61,135	58,059	177,637	179,803
Income before income tax expense	44,865	73,415	170,790	248,662
Income tax expense	11,281	18,385	38,471	59,951
Net income	33,584	55,030	132,319	188,711
Assets	13,783,402	13,017,464	13,783,402	13,017,464
Insurance | Operating Segments
Segment Reporting Information [Line Items]
Interest income	23	0	24	2
Interest expense	0	0	0	0
Provision/ (credit) for credit losses	0	0	0	0
Non-interest income	(184)	2,282	19,449	5,679
Non-interest expense	(107)	1,696	3,756	4,507
Income before income tax expense	(54)	586	15,717	1,174
Income tax expense	53	185	4,450	347
Net income	(107)	401	11,267	827
Assets	17,698	9,203	17,698	9,203
Investment Management | Operating Segments
Segment Reporting Information [Line Items]
Interest income	3	3	8	7
Interest expense	0	0	0	0
Provision/ (credit) for credit losses	0	0	0	0
Non-interest income	5,415	5,685	16,699	16,408
Non-interest expense	4,891	3,643	12,104	10,670
Income before income tax expense	527	2,045	4,603	5,745
Income tax expense	254	500	1,354	1,580
Net income	273	1,545	3,249	4,165
Assets	$ 52,821	$ 57,324	$ 52,821	$ 57,324