Sandy Spring Bancorp 10K 2002 Annual report | SASR Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigous
Readability	8th grade Avg

New words: accomplished, accretion, accrual, accrued, accruing, accumulated, accuracy, add, added, age, agent, ago, aided, America, American, annuity, antidilutive, APB, appraisal, appraise, appraised, approach, arose, array, assumed, AST, attained, attention, auditor, Automobile, avoid, aware, back, backed, bear, bearing, Bentz, bid, billion, binding, binomial, blanket, breakout, broadly, capable, capture, carefully, carried, carry, carryforward, carrying, casualty, cautioned, ceased, certify, certifying, challenge, characterized, Chesapeake, Choice, chose, circumvention, coast, Collision, comfort, commenced, Commissioner, commitment, commonly, complexity, composed, compressed, concluded, condensed, confirm, conform, conforming, conformity, conjunction, conservative, constant, consultation, consulting, contingent, contributor, conventional, copy, costly, counsel, craft, Craig, Crestar, culture, curve, cycle, Daniel, database, David, decision, default, dental, derived, deviate, differential, diluted, dilutive, diminished, diminishing, disbursed, discharge, discontinued, discount, discounted, discretion, discretionary, distinguished, diversified, diversify, downturn, drawn, Drew, drove, dwelling, east, economy, EDGAR, Education, efficiency, Efficient, eighteen, electronic, embedded, endorsement, enter, entered, environment, error, escrow, event, eventual, evidence, evidenced, explanation, expose, fact, factor, Failure, fairly, falling, feasible, FHLB, fifteen, Finally, finite, fire, firm, flat, float, floating, floor, Florida, forced, forma, formal, formula, forward, framework, fraud, Freddie, Frederick, frequency, frequent, frequently, function, furniture, GAAP, gauging, Gilbert, GNMA, goal, Goff, goodwill, graduate, grant, granted, granting, greatest, ground, GSE, guarantee, handle, Hardesty, hardware, hazard, headquartered, hedge, heightened, hiring, history, hundred, implemented, inadvertently, incident, incurred, incurring, instrument, insufficient, integral, integrated, intercompany, interim, intermediate, internet, inventory, investor, Irrevocable, IRS, isolated, Jersey, Joyce, Jr, judgment, July, Kuykendall, labeled, lack, lacking, land, lead, Leasehold, led, lender, lesser, lien, life, light, likelihood, link, longer, Mac, main, manner, manufactured, marine, maximize, maximizing, meaningful, medical, method, methodology, minimal, mirror, misleading, misstatement, Mitchell, mix, move, narrow, necessarily, negative, ninety, NOL, nonconforming, noncontributory, nondeductible, nonspecific, notification, November, objective, observed, occasional, occupancy, occurrence, October, OFFINANCIAL, ongoing, open, opinion, ordinary, OREO, organizational, Orndorff, outlined, overcame, overriding, oversight, overwhelmed, package, parallel, parent, participating, participation, partnership, passed, payable, payroll, pension, percentile, perspective, physical, pledged, predetermined, preparation, prepared, prepay, prepayment, Pressure, prevailing, prime, priority, pro, prolonged, property, proportionate, proven, publicly, qualitative, quickly, ratably, reached, reclassification, reclassified, recognition, recognize, recognized, reconciled, reconcilement, recreational, refinancing, reissued, released, reliable, reliance, remit, repay, replacement, representation, reputation, ResponsibilityManagement, restricted, restricting, retail, revised, revolving, Rippeon, Robert, role, Ronald, Rule, Ruppert, safekeeping, saleable, SASRP, satisfaction, satisfactory, school, Schrider, Schumann, scope, scrutiny, seeking, seldom, separate, separately, sewer, shape, shortened, shortfall, similar, Similarly, site, sixty, slower, sophistication, space, specialty, speculative, spending, sponsored, Sponsoring, SSIC, Stabler, standing, Stegman, strategy, strength, Strict, strong, study, submission, SubsidiariesConsolidated, substance, suffer, Susan, susceptible, sustained, syndicated, systematic, technology, test, tested, testing, ticket, transition, transitional, Treadway, trend, typical, typically, ultimate, ultimately, unamortized, unaudited, uncertainty, undergraduate, underlying, understand, undertaken, unearned, unfunded, unidentifiable, unidentified, Unsecured, untrue, unused, usage, utilize, utilized, variance, variety, vary, varying, vendor, vest, vested, vesting, viable, volatility, voluntary, warehouse, water, Website, weekly, wholesale, wider, working

Removed: acted, amendment, analyzed, appointing, April, attached, attorney, bad, Baltimore, beginning, beneficial, calendar, caption, civil, Clark, closing, Comptroller, Controller, country, currency, declaring, delinquent, Description, distribution, Employer, empowering, enacting, enactment, entirety, equally, Equitable, executed, fail, farmer, half, Holsinger, IV, jurisdiction, learned, legislation, Marjorie, mark, matter, Melvin, merson, noncompliance, OCC, paying, prohibiting, purport, reciprocal, regional, relocate, remedy, residing, SAIF, Secrecy, solicitation, sought, stanley, statute, submitted, transferred, washington

Sandy Spring Bancorp (SASR) 10-K2002 FY Annual report

Content analysis