Rowland Carmichael Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	781	4,749	SH		SOLE		4,749	0	0
ABBOTT LABS	COM	002824100	1,140	13,627	SH		SOLE		13,627	0	0
ABBVIE INC	COM	00287Y109	263	3,472	SH		SOLE		3,472	0	0
ABERDEEN ASIA PACIFIC INCOM	COM	003009107	1,203	286,997	SH		SOLE		286,997	0	0
ABERDEEN GLOBAL PREMIER PPTY	COM SH BEN INT	00302L108	498	80,000	SH		SOLE		80,000	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	842	4,375	SH		SOLE		4,375	0	0
ALEXANDER & BALDWIN INC NEW	COM	014491104	449	18,310	SH		SOLE		18,310	0	0
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	345	2,062	SH		SOLE		2,062	0	0
ALLEGHANY CORP DEL	COM	017175100	361	452	SH		SOLE		452	0	0
ALLIANCEBERNSTEIN GBL HGH IN	COM	01879R106	417	34,750	SH		SOLE		34,750	0	0
ALPHABET INC	CAP STK CL A	02079K305	2,346	1,921	SH		SOLE		1,921	0	0
ALPHABET INC	CAP STK CL C	02079K107	244	200	SH		SOLE		200	0	0
ALPS ETF TR	ALERIAN MLP	00162Q866	134	14,660	SH		SOLE		14,660	0	0
ALPS ETF TR	SECTR DIV DOGS	00162Q858	13	298	SH		SOLE		298	0	0
AMAZON COM INC	COM	023135106	1,139	656	SH		SOLE		656	0	0
AMDOCS LTD	SHS	G02602103	251	3,800	SH		SOLE		3,800	0	0
AMERICAN FIN TR INC	COM CLASS A	02607T109	1,402	100,424	SH		SOLE		100,424	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	310	1,402	SH		SOLE		1,402	0	0
AMPHENOL CORP NEW	CL A	032095101	963	9,982	SH		SOLE		9,982	0	0
ANALOG DEVICES INC	COM	032654105	326	2,920	SH		SOLE		2,920	0	0
ANTHEM INC	COM	036752103	643	2,677	SH		SOLE		2,677	0	0
AON PLC	SHS CL A	G0408V102	502	2,593	SH		SOLE		2,593	0	0
APPLE INC	COM	037833100	6,550	29,895	SH		SOLE		29,894	0	0
APTIV PLC	SHS	G6095L109	782	8,941	SH		SOLE		8,941	0	0
ARBOR RLTY TR INC	COM	038923108	918	69,994	SH		SOLE		69,994	0	0
ARCONIC INC	COM	03965L100	1,077	41,422	SH		SOLE		41,422	0	0
ARMSTRONG WORLD INDS INC NEW	COM	04247X102	502	5,195	SH		SOLE		5,195	0	0
AT&T INC	COM	00206R102	381	10,073	SH		SOLE		10,073	0	0
ATLANTIC UN BANKSHARES CORP	COM	04911A107	394	10,573	SH		SOLE		10,573	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,011	6,262	SH		SOLE		6,262	0	0
AVERY DENNISON CORP	COM	053611109	204	1,800	SH		SOLE		1,800	0	0
BALL CORP	COM	058498106	679	9,324	SH		SOLE		9,324	0	0
BAXTER INTL INC	COM	071813109	287	3,280	SH		SOLE		3,280	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,696	8,155	SH		SOLE		8,155	0	0
BLACKROCK CORPOR HI YLD FD I	COM	09255P107	280	26,000	SH		SOLE		26,000	0	0
BLACKROCK ENERGY & RES TR	COM	09250U101	655	58,500	SH		SOLE		58,500	0	0
BLACKROCK RES & COMM STRAT T	SHS	09257A108	434	58,000	SH		SOLE		58,000	0	0
BLACKSTONE MTG TR INC	COM CL A	09257W100	800	22,305	SH		SOLE		22,305	0	0
BOEING CO	COM	097023105	446	1,172	SH		SOLE		1,172	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	352	4,960	SH		SOLE		4,960	0	0
BOSTON SCIENTIFIC CORP	COM	101137107	265	6,523	SH		SOLE		6,523	0	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	398	3,195	SH		SOLE		3,195	0	0
BRUKER CORP	COM	116794108	250	5,686	SH		SOLE		5,686	0	0
BWX TECHNOLOGIES INC	COM	05605H100	267	4,660	SH		SOLE		4,660	0	0
CANADIAN NATL RY CO	COM	136375102	894	9,947	SH		SOLE		9,947	0	0
CASEYS GEN STORES INC	COM	147528103	294	1,825	SH		SOLE		1,825	0	0
CDK GLOBAL INC	COM	12508E101	321	6,670	SH		SOLE		6,670	0	0
CHEVRON CORP NEW	COM	166764100	724	6,106	SH		SOLE		6,105	0	0
CHUBB LIMITED	COM	H1467J104	858	5,313	SH		SOLE		5,313	0	0
CHURCH & DWIGHT INC	COM	171340102	386	5,128	SH		SOLE		5,128	0	0
CHURCHILL DOWNS INC	COM	171484108	530	4,296	SH		SOLE		4,296	0	0
CISCO SYS INC	COM	17275R102	1,001	20,249	SH		SOLE		20,249	0	0
CLARIVATE ANALYTICS PLC	COM	G21810109	1,158	68,672	SH		SOLE		68,672	0	0
CLOROX CO DEL	COM	189054109	536	3,528	SH		SOLE		3,528	0	0
COGNEX CORP	COM	192422103	418	8,513	SH		SOLE		8,513	0	0
COHEN & STEERS INFRASTRUCTUR	COM	19248A109	655	24,060	SH		SOLE		24,060	0	0
COHEN & STEERS REIT & PFD &I	COM	19247X100	1,249	50,766	SH		SOLE		50,766	0	0
CULLEN FROST BANKERS INC	COM	229899109	382	4,312	SH		SOLE		4,312	0	0
CUMMINS INC	COM	231021106	914	5,616	SH		SOLE		5,616	0	0
DANAHER CORPORATION	COM	235851102	1,296	8,971	SH		SOLE		8,971	0	0
DENTSPLY SIRONA INC	COM	24906P109	498	9,343	SH		SOLE		9,343	0	0
DIAGEO P L C	SPON ADR NEW	25243Q205	429	2,626	SH		SOLE		2,626	0	0
DOLLAR GEN CORP NEW	COM	256677105	397	2,497	SH		SOLE		2,497	0	0
DOMINION ENERGY INC	COM	25746U109	907	11,195	SH		SOLE		11,195	0	0
DORMAN PRODUCTS INC	COM	258278100	368	4,630	SH		SOLE		4,630	0	0
DOUBLELINE INCOME SOLUTIONS	COM	258622109	511	25,662	SH		SOLE		25,662	0	0
DRIL QUIP INC	COM	262037104	324	6,465	SH		SOLE		6,465	0	0
EATON VANCE CORP	COM NON VTG	278265103	302	6,719	SH		SOLE		6,719	0	0
ECOLAB INC	COM	278865100	384	1,939	SH		SOLE		1,939	0	0
ELANCO ANIMAL HEALTH INC	COM	28414H103	1,083	40,745	SH		SOLE		40,745	0	0
ENERGIZER HLDGS INC NEW	COM	29272W109	223	5,118	SH		SOLE		5,118	0	0
ENTEGRIS INC	COM	29362U104	443	9,406	SH		SOLE		9,406	0	0
ENTERGY CORP NEW	COM	29364G103	225	1,919	SH		SOLE		1,919	0	0
ENTERPRISE PRODS PARTNERS L	COM	293792107	310	10,854	SH		SOLE		10,854	0	0
EPAM SYS INC	COM	29414B104	292	1,600	SH		SOLE		1,600	0	0
EQUINIX INC	COM	29444U700	1,852	3,211	SH		SOLE		3,211	0	0
EQUITY COMWLTH	COM SH BEN INT	294628102	234	6,822	SH		SOLE		6,822	0	0
EXPEDITORS INTL WASH INC	COM	302130109	238	3,204	SH		SOLE		3,204	0	0
EXXON MOBIL CORP	COM	30231G102	287	4,069	SH		SOLE		4,069	0	0
FACEBOOK INC	CL A	30303M102	484	2,718	SH		SOLE		2,718	0	0
FASTENAL CO	COM	311900104	817	24,998	SH		SOLE		24,998	0	0
FIDUCIARY CLAYMORE ENGRY INF	COM	31647Q106	267	30,100	SH		SOLE		30,100	0	0
FIRST AMERN FINL CORP	COM	31847R102	448	7,600	SH		SOLE		7,600	0	0
FIRST HAWAIIAN INC	COM	32051X108	237	8,860	SH		SOLE		8,860	0	0
FIRST INDUSTRIAL REALTY TRUS	COM	32054K103	565	14,270	SH		SOLE		14,270	0	0
FIRST REP BK SAN FRANCISCO C	COM	33616C100	360	3,725	SH		SOLE		3,725	0	0
FIRST TR INTER DUR PFD & IN	COM	33718W103	240	10,151	SH		SOLE		10,151	0	0
FISERV INC	COM	337738108	1,211	11,693	SH		SOLE		11,693	0	0
FRONT YD RESIDENTIAL CORP	COM	35904G107	216	18,650	SH		SOLE		18,650	0	0
FS KKR CAPITAL CORP	COM	302635107	289	49,530	SH		SOLE		49,530	0	0
GAMCO GLOBAL GOLD NAT RES &	COM SH BEN INT	36465A109	317	72,891	SH		SOLE		72,891	0	0
GAMCO NAT RES GOLD & INCOME	SH BEN INT	36465E101	651	114,061	SH		SOLE		114,061	0	0
GATX CORP	COM	361448103	445	5,743	SH		SOLE		5,743	0	0
GCP APPLIED TECHNOLOGIES INC	COM	36164Y101	285	14,812	SH		SOLE		14,812	0	0
GENTEX CORP	COM	371901109	801	29,077	SH		SOLE		29,077	0	0
GENUINE PARTS CO	COM	372460105	211	2,121	SH		SOLE		2,121	0	0
GILEAD SCIENCES INC	COM	375558103	875	13,801	SH		SOLE		13,801	0	0
GLOBE LIFE INC	COM	37959E102	337	3,520	SH		SOLE		3,520	0	0
GOLDMAN SACHS MLP ENERGY REN	COM	38148G107	140	29,000	SH		SOLE		29,000	0	0
GUIDEWIRE SOFTWARE INC	COM	40171V100	1,007	9,552	SH		SOLE		9,552	0	0
HASBRO INC	COM	418056107	379	3,197	SH		SOLE		3,197	0	0
HELEN OF TROY CORP LTD	COM	G4388N106	225	1,430	SH		SOLE		1,430	0	0
HERSHEY CO	COM	427866108	226	1,458	SH		SOLE		1,458	0	0
HEXCEL CORP NEW	COM	428291108	1,387	16,888	SH		SOLE		16,888	0	0
HOME DEPOT INC	COM	437076102	1,096	4,723	SH		SOLE		4,723	0	0
HUBBELL INC	COM	443510607	279	2,120	SH		SOLE		2,120	0	0
HUNTINGTON BANCSHARES INC	COM	446150104	262	18,380	SH		SOLE		18,380	0	0
HUNTSMAN CORP	COM	447011107	322	13,840	SH		SOLE		13,840	0	0
ILLINOIS TOOL WKS INC	COM	452308109	965	6,168	SH		SOLE		6,168	0	0
INDEXIQ ETF TR	IQ MRGR ARB ETF	45409B800	662	20,670	SH		SOLE		20,670	0	0
INGEVITY CORP	COM	45688C107	488	5,748	SH		SOLE		5,748	0	0
INSTRUCTURE INC	COM	45781U103	731	18,872	SH		SOLE		18,872	0	0
INTEL CORP	COM	458140100	1,210	23,480	SH		SOLE		23,480	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	473	3,253	SH		SOLE		3,253	0	0
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	431	6,887	SH		SOLE		6,887	0	0
INVESCO EXCHANGE TRADED FD T	DYNMC LRG VALU	46137V738	91	2,386	SH		SOLE		2,386	0	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	3,856	32,715	SH		SOLE		32,715	0	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1500	46137V597	3,239	25,518	SH		SOLE		25,518	0	0
INVESCO EXCHANGE TRADED FD T	GBL LISTED PVT	46137V589	2	180	SH		SOLE		180	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL STP	46137V373	35	252	SH		SOLE		252	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	28	255	SH		SOLE		255	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL HLT	46137V332	5	24	SH		SOLE		24	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 PUR VAL	46137V258	6	90	SH		SOLE		90	0	0
INVESCO EXCHANGE TRADED FD T	S&P MDCP400 EQ	46137V225	64	1,005	SH		SOLE		1,005	0	0
INVESCO EXCHANGE TRADED FD T	S&P SPIN OFF	46137V159	62	1,335	SH		SOLE		1,335	0	0
INVESCO EXCHNG TRADED FD TR	FTSE RAFI DEV	46138E743	45	1,144	SH		SOLE		1,144	0	0
INVESCO EXCHNG TRADED FD TR	S&P500 LOW VOL	46138E354	361	6,235	SH		SOLE		6,235	0	0
INVESCO EXCHNG TRADED FD TR	S&P SMLCP LOW	46138G102	1	20	SH		SOLE		20	0	0
INVESCO EXCHNG TRADED FD TR	SR LN ETF	46138G508	391	17,322	SH		SOLE		17,322	0	0
INVESCO EXCHNG TRADED FD TR	VAR RATE PFD	46138G870	9	353	SH		SOLE		353	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	491	2,599	SH		SOLE		2,599	0	0
IQVIA HLDGS INC	COM	46266C105	1,612	10,791	SH		SOLE		10,791	0	0
IRON MTN INC NEW	COM	46284V101	958	29,578	SH		SOLE		29,578	0	0
ISHARES GOLD TRUST	ISHARES	464285105	323	22,893	SH		SOLE		22,893	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	304	6,199	SH		SOLE		6,199	0	0
ISHARES INC	ESG MSCI EM ETF	46434G863	11	346	SH		SOLE		346	0	0
ISHARES TR	0-5YR HI YL CP	46434V407	42	900	SH		SOLE		900	0	0
ISHARES TR	1 3 YR TREAS BD	464287457	406	4,791	SH		SOLE		4,791	0	0
ISHARES TR	BARCLAYS 7 10 YR	464287440	69	615	SH		SOLE		615	0	0
ISHARES TR	AGENCY BOND ETF	464288166	1,055	9,056	SH		SOLE		9,056	0	0
ISHARES TR	CONSER ALLOC ETF	464289883	672	18,856	SH		SOLE		18,856	0	0
ISHARES TR	CORE HIGH DV ETF	46429B663	24	250	SH		SOLE		250	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	283	4,627	SH		SOLE		4,627	0	0
ISHARES TR	CORE MSCI EURO	46434V738	772	16,884	SH		SOLE		16,884	0	0
ISHARES TR	CORE MSCI PAC	46434V696	41	736	SH		SOLE		736	0	0
ISHARES TR	CORE S&P500 ETF	464287200	950	3,183	SH		SOLE		3,183	0	0
ISHARES TR	CORE US AGGBD ET	464287226	846	7,476	SH		SOLE		7,476	0	0
ISHARES TR	MIN VOL EAFE ETF	46429B689	6	86	SH		SOLE		86	0	0
ISHARES TR	USA MOMENTUM FCT	46432F396	1,168	9,796	SH		SOLE		9,796	0	0
ISHARES TR	USA QUALITY FCTR	46432F339	3,829	41,439	SH		SOLE		41,439	0	0
ISHARES TR	FLTG RATE NT ETF	46429B655	8,122	159,347	SH		SOLE		159,347	0	0
ISHARES TR	GRWT ALLOCAT ETF	464289867	1,059	22,999	SH		SOLE		22,999	0	0
ISHARES TR	IBOXX HI YD ETF	464288513	88	1,007	SH		SOLE		1,007	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	11	90	SH		SOLE		90	0	0
ISHARES TR	JPMORGAN USD EMG	464288281	474	4,181	SH		SOLE		4,181	0	0
ISHARES TR	MODERT ALLOC ETF	464289875	1,752	44,588	SH		SOLE		44,588	0	0
ISHARES TR	MSCI ACWI ETF	464288257	7,308	99,092	SH		SOLE		99,092	0	0
ISHARES TR	MSCI EAFE ETF	464287465	28	437	SH		SOLE		437	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	45	1,100	SH		SOLE		1,100	0	0
ISHARES TR	MSCI KLD400 SOC	464288570	26	233	SH		SOLE		233	0	0
ISHARES TR	PFD AND INCM SEC	464288687	1	34	SH		SOLE		34	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	229	1,515	SH		SOLE		1,515	0	0
ISHARES TR	RUS MDCP VAL ETF	464287473	88	980	SH		SOLE		980	0	0
ISHARES TR	AGGRES ALLOC ETF	464289859	796	14,499	SH		SOLE		14,498	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	521	2,695	SH		SOLE		2,695	0	0
ISHARES TR	SP SMCP600VL ETF	464287879	43	289	SH		SOLE		289	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	573	7,362	SH		SOLE		7,362	0	0
ISHARES TR	SHORT TREAS BD	464288679	54	490	SH		SOLE		490	0	0
ISHARES TR	SH TR CRPORT ETF	464288646	637	11,866	SH		SOLE		11,866	0	0
ISHARES TR	TIPS BD ETF	464287176	877	7,543	SH		SOLE		7,543	0	0
ISHARES TR	U.S. CNSM SV ETF	464287580	115	530	SH		SOLE		530	0	0
ISHARES TR	U.S. TECH ETF	464287721	22	110	SH		SOLE		110	0	0
ISHARES TR	US TREAS BD ETF	46429B267	8,559	325,121	SH		SOLE		325,121	0	0
ISHARES US ETF TR	SHT MAT BD ETF	46431W507	3,991	79,288	SH		SOLE		79,288	0	0
JERNIGAN CAP INC	COM	476405105	356	18,480	SH		SOLE		18,480	0	0
JOHNSON & JOHNSON	COM	478160104	1,356	10,482	SH		SOLE		10,482	0	0
JP MORGAN EXCHANGE TRADED FD	ULTRA SHRT INC	46641Q837	4,545	90,128	SH		SOLE		90,128	0	0
JPMORGAN CHASE & CO	COM	46625H100	949	8,060	SH		SOLE		8,060	0	0
KAMAN CORP	COM	483548103	439	7,379	SH		SOLE		7,379	0	0
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	766	7,877	SH		SOLE		7,877	0	0
LADDER CAP CORP	CL A	505743104	1,427	82,625	SH		SOLE		82,624	0	0
LANDSTAR SYS INC	COM	515098101	660	5,860	SH		SOLE		5,860	0	0
LCI INDS	COM	50189K103	229	2,491	SH		SOLE		2,491	0	0
LIBERTY BROADBAND CORP	COM SER C	530307305	322	3,080	SH		SOLE		3,080	0	0
LIBERTY MEDIA CORP DELAWARE	COM C SIRIUSXM	531229607	229	5,450	SH		SOLE		5,450	0	0
LILLY ELI & CO	COM	532457108	213	1,908	SH		SOLE		1,908	0	0
LITTELFUSE INC	COM	537008104	379	2,137	SH		SOLE		2,137	0	0
LOCKHEED MARTIN CORP	COM	539830109	914	2,344	SH		SOLE		2,344	0	0
M & T BK CORP	COM	55261F104	250	1,580	SH		SOLE		1,580	0	0
MARKEL CORP	COM	570535104	305	258	SH		SOLE		258	0	0
MARTIN MARIETTA MATLS INC	COM	573284106	1,150	4,197	SH		SOLE		4,197	0	0
MASONITE INTL CORP NEW	COM	575385109	295	5,089	SH		SOLE		5,089	0	0
MATSON INC	COM	57686G105	265	7,054	SH		SOLE		7,054	0	0
MBIA INC	COM	55262C100	197	21,361	SH		SOLE		21,361	0	0
MCCORMICK & CO INC	COM NON VTG	579780206	857	5,486	SH		SOLE		5,486	0	0
MCDONALDS CORP	COM	580135101	1,162	5,411	SH		SOLE		5,411	0	0
MEDTRONIC PLC	SHS	G5960L103	885	8,149	SH		SOLE		8,149	0	0
MICROSOFT CORP	COM	594918104	1,516	10,905	SH		SOLE		10,905	0	0
MIDDLEBY CORP	COM	596278101	308	2,632	SH		SOLE		2,632	0	0
MOELIS & CO	CL A	60786M105	350	10,642	SH		SOLE		10,642	0	0
MONMOUTH REAL ESTATE INVT CO	CL A	609720107	159	11,047	SH		SOLE		11,047	0	0
MORGAN STANLEY EM MKTS DM DE	COM	617477104	1,192	180,903	SH		SOLE		180,903	0	0
MORGAN STANLEY EMER MKTS DEB	COM	61744H105	103	11,200	SH		SOLE		11,200	0	0
MSG NETWORK INC	CL A	553573106	288	17,783	SH		SOLE		17,783	0	0
NEW RESIDENTIAL INVT CORP	COM NEW	64828T201	1,276	81,402	SH		SOLE		81,402	0	0
NEW YORK TIMES CO	CL A	650111107	943	33,108	SH		SOLE		33,108	0	0
NEWMARKET CORP	COM	651587107	711	1,507	SH		SOLE		1,507	0	0
NEXTERA ENERGY INC	COM	65339F101	703	3,017	SH		SOLE		3,017	0	0
NISOURCE INC	COM	65473P105	264	8,835	SH		SOLE		8,835	0	0
NUVASIVE INC	COM	670704105	344	5,435	SH		SOLE		5,435	0	0
NUVEEN ENERGY MLP TOTL RTRNF	COM	67074U103	299	34,575	SH		SOLE		34,575	0	0
NUVEEN PFD & INCM SECURTIES	COM	67072C105	388	39,414	SH		SOLE		39,414	0	0
NVIDIA CORP	COM	67066G104	398	2,284	SH		SOLE		2,284	0	0
ONEOK INC NEW	COM	682680103	818	11,098	SH		SOLE		11,098	0	0
PATTERN ENERGY GROUP INC	CL A	70338P100	898	33,356	SH		SOLE		33,356	0	0
PAYPAL HLDGS INC	COM	70450Y103	445	4,299	SH		SOLE		4,299	0	0
PENNYMAC MTG INVT TR	COM	70931T103	595	26,755	SH		SOLE		26,755	0	0
PENSKE AUTOMOTIVE GRP INC	COM	70959W103	440	9,297	SH		SOLE		9,297	0	0
PEPSICO INC	COM	713448108	279	2,035	SH		SOLE		2,035	0	0
PFIZER INC	COM	717081103	292	8,115	SH		SOLE		8,115	0	0
PHYSICIANS RLTY TR	COM	71943U104	318	17,930	SH		SOLE		17,930	0	0
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	21	213	SH		SOLE		213	0	0
PIMCO ETF TR	15+ YR US TIPS	72201R304	88	1,200	SH		SOLE		1,200	0	0
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	5,800	57,016	SH		SOLE		57,016	0	0
POLARIS INC	COM	731068102	805	9,144	SH		SOLE		9,144	0	0
PRICESMART INC	COM	741511109	314	4,421	SH		SOLE		4,421	0	0
PROCTER & GAMBLE CO	COM	742718109	748	6,016	SH		SOLE		6,016	0	0
PROGRESSIVE CORP OHIO	COM	743315103	960	12,432	SH		SOLE		12,432	0	0
PROSPECT CAPITAL CORPORATION	COM	74348T102	150	22,710	SH		SOLE		22,710	0	0
PTC INC	COM	69370C100	734	10,766	SH		SOLE		10,766	0	0
PUBLIC STORAGE	COM	74460D109	839	3,421	SH		SOLE		3,421	0	0
QUEST DIAGNOSTICS INC	COM	74834L100	430	4,018	SH		SOLE		4,018	0	0
REALTY INCOME CORP	COM	756109104	1,059	13,807	SH		SOLE		13,807	0	0
REINSURANCE GRP OF AMERICA I	COM NEW	759351604	270	1,687	SH		SOLE		1,687	0	0
SALESFORCE COM INC	COM	79466L302	355	2,393	SH		SOLE		2,393	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	1	51	SH		SOLE		51	0	0
SCHWAB STRATEGIC TR	SCHWAB FDT US SC	808524763	47	1,239	SH		SOLE		1,239	0	0
SCHWAB STRATEGIC TR	INTRM TRM TRES	808524854	44	792	SH		SOLE		792	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	15,030	471,760	SH		SOLE		471,760	0	0
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	1	25	SH		SOLE		25	0	0
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	696	13,760	SH		SOLE		13,760	0	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	456	6,422	SH		SOLE		6,422	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	220	3,095	SH		SOLE		3,095	0	0
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	16	285	SH		SOLE		285	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	126	2,224	SH		SOLE		2,224	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	26	554	SH		SOLE		554	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	381	5,457	SH		SOLE		5,457	0	0
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	140	2,598	SH		SOLE		2,598	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	21	391	SH		SOLE		391	0	0
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	35	290	SH		SOLE		290	0	0
SELECT SECTOR SPDR TR	SBI INT-FINL	81369Y605	11	400	SH		SOLE		400	0	0
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	35	455	SH		SOLE		455	0	0
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	36	615	SH		SOLE		615	0	0
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	2	55	SH		SOLE		55	0	0
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	110	1,692	SH		SOLE		1,692	0	0
SERVICENOW INC	COM	81762P102	288	1,135	SH		SOLE		1,135	0	0
SMITH A O CORP	COM	831865209	755	15,825	SH		SOLE		15,825	0	0
SONOCO PRODS CO	COM	835495102	204	3,500	SH		SOLE		3,500	0	0
SOUTHERN CO	COM	842587107	1,005	16,263	SH		SOLE		16,263	0	0
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	1,181	34,460	SH		SOLE		34,460	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,954	6,584	SH		SOLE		6,584	0	0
SPDR SERIES TRUST	BLOOMBERG BRCLYS	78468R622	5	50	SH		SOLE		50	0	0
SPDR SERIES TRUST	BLOMBERG BRC INV	78468R200	2,547	82,789	SH		SOLE		82,789	0	0
SPDR SERIES TRUST	BLOOMBERG SRT TR	78468R408	410	15,165	SH		SOLE		15,165	0	0
SPDR SERIES TRUST	NYSE TECH ETF	78464A102	1,447	19,890	SH		SOLE		19,890	0	0
SPDR SERIES TRUST	PORTFOLIO AGRGTE	78464A649	20	686	SH		SOLE		686	0	0
SPDR SERIES TRUST	PORTFOLIO INTRMD	78464A375	3,795	107,569	SH		SOLE		107,569	0	0
SPDR SERIES TRUST	PORTFOLIO LR ETF	78464A854	3,380	96,974	SH		SOLE		96,974	0	0
SPDR SERIES TRUST	PORTFOLIO LN COR	78464A367	559	18,563	SH		SOLE		18,563	0	0
SPDR SERIES TRUST	PORTFOLIO LN TSR	78464A664	782	19,059	SH		SOLE		19,059	0	0
SPDR SERIES TRUST	PORTFOLIO MD ETF	78464A847	5	138	SH		SOLE		138	0	0
SPDR SERIES TRUST	PRTFLO S&P500 GW	78464A409	1,069	27,480	SH		SOLE		27,480	0	0
SPDR SERIES TRUST	PRTFLO S&P500 VL	78464A508	1,066	33,354	SH		SOLE		33,354	0	0
SPDR SERIES TRUST	PORTFOLIO SHORT	78464A474	38	1,220	SH		SOLE		1,220	0	0
SPDR SERIES TRUST	S&P 600 SML CAP	78464A813	80	1,190	SH		SOLE		1,190	0	0
SPDR SERIES TRUST	S&P 600 SMCP GRW	78464A201	129	2,158	SH		SOLE		2,158	0	0
SPDR SERIES TRUST	SSGA US LRG ETF	78468R804	2,413	21,648	SH		SOLE		21,648	0	0
SS&C TECHNOLOGIES HLDGS INC	COM	78467J100	273	5,290	SH		SOLE		5,290	0	0
STAG INDL INC	COM	85254J102	526	17,832	SH		SOLE		17,832	0	0
STARBUCKS CORP	COM	855244109	1,977	22,356	SH		SOLE		22,356	0	0
STARWOOD PPTY TR INC	COM	85571B105	716	29,542	SH		SOLE		29,542	0	0
STORE CAP CORP	COM	862121100	462	12,345	SH		SOLE		12,345	0	0
STRYKER CORP	COM	863667101	816	3,771	SH		SOLE		3,771	0	0
STURM RUGER & CO INC	COM	864159108	217	5,202	SH		SOLE		5,202	0	0
SUN CMNTYS INC	COM	866674104	515	3,470	SH		SOLE		3,470	0	0
SYSCO CORP	COM	871829107	303	3,814	SH		SOLE		3,814	0	0
TANGER FACTORY OUTLET CTRS I	COM	875465106	386	24,913	SH		SOLE		24,913	0	0
TC ENERGY CORP	COM	87807B107	831	16,039	SH		SOLE		16,039	0	0
TEMPLETON EMERG MKTS INCOME	COM	880192109	950	104,616	SH		SOLE		104,616	0	0
TEMPLETON GLOBAL INCOME FD	COM	880198106	789	128,500	SH		SOLE		128,500	0	0
TEMPUR SEALY INTL INC	COM	88023U101	378	4,899	SH		SOLE		4,899	0	0
TEXAS INSTRS INC	COM	882508104	983	7,608	SH		SOLE		7,608	0	0
TYLER TECHNOLOGIES INC	COM	902252105	327	1,245	SH		SOLE		1,245	0	0
ULTA BEAUTY INC	COM	90384S303	222	885	SH		SOLE		885	0	0
UMH PPTYS INC	COM	903002103	239	16,979	SH		SOLE		16,979	0	0
UNIFIRST CORP MASS	COM	904708104	357	1,831	SH		SOLE		1,831	0	0
UNITED BANKSHARES INC WEST V	COM	909907107	228	6,015	SH		SOLE		6,015	0	0
V F CORP	COM	918204108	939	10,555	SH		SOLE		10,555	0	0
VALLEY NATL BANCORP	COM	919794107	111	10,166	SH		SOLE		10,166	0	0
VANECK VECTORS ETF TR	AMT FREE INT ETF	92189H201	27	530	SH		SOLE		530	0	0
VANECK VECTORS ETF TR	GOLD MINERS ETF	92189F106	5	200	SH		SOLE		200	0	0
VANECK VECTORS ETF TR	INVT GRADE FLTG	92189F486	225	8,902	SH		SOLE		8,902	0	0
VANECK VECTORS ETF TR	JP MORGAN MKTS	92189H300	526	15,933	SH		SOLE		15,933	0	0
VANECK VECTORS ETF TR	MORNINGSTAR WIDE	92189F643	143	2,860	SH		SOLE		2,860	0	0
VANGUARD BD INDEX FD INC	SHORT TRM BOND	921937827	26	320	SH		SOLE		320	0	0
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	255	3,023	SH		SOLE		3,023	0	0
VANGUARD GROUP	DIV APP ETF	921908844	1,214	10,152	SH		SOLE		10,152	0	0
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	16	138	SH		SOLE		138	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	213	1,563	SH		SOLE		1,563	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	34	204	SH		SOLE		204	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	11,909	127,710	SH		SOLE		127,710	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	3,004	11,020	SH		SOLE		11,020	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	45	293	SH		SOLE		293	0	0
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	83	648	SH		SOLE		648	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	21,361	141,464	SH		SOLE		141,464	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	11	100	SH		SOLE		100	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	196	3,929	SH		SOLE		3,929	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	789	19,602	SH		SOLE		19,602	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	58	1,075	SH		SOLE		1,075	0	0
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	18	302	SH		SOLE		302	0	0
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	456	6,099	SH		SOLE		6,099	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	220	2,412	SH		SOLE		2,412	0	0
VANGUARD SCOTTSDALE FDS	MORTG-BACK SEC	92206C771	1,044	19,611	SH		SOLE		19,611	0	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	24	300	SH		SOLE		300	0	0
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	1,028	25,033	SH		SOLE		25,033	0	0
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	1,456	9,297	SH		SOLE		9,297	0	0
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	1,540	9,184	SH		SOLE		9,184	0	0
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	23	160	SH		SOLE		160	0	0
VEREIT INC	COM	92339V100	1,089	111,377	SH		SOLE		111,377	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	1,137	18,843	SH		SOLE		18,843	0	0
VERSUM MATLS INC	COM	92532W103	431	8,137	SH		SOLE		8,137	0	0
VISA INC	COM CL A	92826C839	2,381	13,845	SH		SOLE		13,845	0	0
W P CAREY INC	COM	92936U109	1,939	21,668	SH		SOLE		21,668	0	0
WABCO HLDGS INC	COM	92927K102	238	1,780	SH		SOLE		1,780	0	0
WALMART INC	COM	931142103	209	1,760	SH		SOLE		1,760	0	0
WATERS CORP	COM	941848103	275	1,234	SH		SOLE		1,234	0	0
WATSCO INC	COM	942622200	828	4,896	SH		SOLE		4,896	0	0
WELLS FARGO CO NEW	COM	949746101	3,322	65,856	SH		SOLE		65,856	0	0
WELLS FARGO CO NEW	PERP PFD CNV A	949746804	53	35	SH		SOLE		35	0	0
WESTERN ASSET HIGH INCM OPP	COM	95766K109	419	83,000	SH		SOLE		83,000	0	0
WHITE MTNS INS GROUP LTD	COM	G9618E107	485	449	SH		SOLE		449	0	0
WILLIAMS SONOMA INC	COM	969904101	449	6,599	SH		SOLE		6,599	0	0
WOODWARD INC	COM	980745103	444	4,120	SH		SOLE		4,120	0	0
WORKDAY INC	CL A	98138H101	291	1,712	SH		SOLE		1,712	0	0
WORLD GOLD TR	SPDR GLD MINIS	98149E204	481	32,700	SH		SOLE		32,700	0	0
WRAP TECHNOLOGIES INC	COM	98212N107	102	25,000	SH		SOLE		25,000	0	0
XCEL ENERGY INC	COM	98389B100	245	3,778	SH		SOLE		3,778	0	0
XILINX INC	COM	983919101	816	8,507	SH		SOLE		8,507	0	0
ZIMMER BIOMET HLDGS INC	COM	98956P102	247	1,799	SH		SOLE		1,799	0	0
ZIONS BANCORPORATION N A	COM	989701107	1,512	33,971	SH		SOLE		33,970	0	0