Rowland Carmichael Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	847	3,747	SH		SOLE		3,747	0	0
CLARIVATE PLC	ORD SHS	G21810109	1,434	46,266	SH		SOLE		46,266	0	0
LIVANOVA PLC	SHS	G5509L101	217	4,809	SH		SOLE		4,809	0	0
MEDTRONIC PLC	SHS	G5960L103	1,168	11,240	SH		SOLE		11,240	0	0
APTIV PLC	SHS	G6095L109	1,028	11,210	SH		SOLE		11,210	0	0
WHITE MTNS INS GROUP LTD	COM	G9618E107	484	621	SH		SOLE		621	0	0
CHUBB LIMITED	COM	H1467J104	1,071	9,220	SH		SOLE		9,220	0	0
ABBOTT LABS	COM	002824100	1,251	11,494	SH		SOLE		11,494	0	0
ABBVIE INC	COM	00287Y109	328	3,746	SH		SOLE		3,746	0	0
ABERDEEN ASIA-PACIFIC INCOME	COM	003009107	1,173	293,997	SH		SOLE		293,997	0	0
ABERDEEN GLOBAL PREMIER PPTY	COM SH BEN INT	00302L108	318	69,000	SH		SOLE		69,000	0	0
ACI WORLDWIDE INC	COM	004498101	314	12,000	SH		SOLE		12,000	0	0
ALEXANDER & BALDWIN INC NEW	COM	014491104	205	18,310	SH		SOLE		18,310	0	0
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	1,040	3,536	SH		SOLE		3,536	0	0
ALLEGHANY CORP DEL	COM	017175100	235	452	SH		SOLE		452	0	0
ALLIANCEBERNSTEIN GLOBAL HIG	COM	01879R106	318	30,210	SH		SOLE		30,210	0	0
ALLIANCEBERNSTEIN HLDG L P	UNIT LTD PARTN	01881G106	433	16,000	SH		SOLE		16,000	0	0
ALPHABET INC	CAP STK CL C	02079K107	223	152	SH		SOLE		152	0	0
ALPHABET INC	CAP STK CL A	02079K305	1,992	1,359	SH		SOLE		1,359	0	0
AMAZON COM INC	COM	023135106	1,833	582	SH		SOLE		582	0	0
AMERICAN FIN TR INC	COM CLASS A	02607T109	341	54,443	SH		SOLE		54,443	0	0
AMERICAN TOWER CORP NEW	COM	03027X100	356	1,471	SH		SOLE		1,471	0	0
AMGEN INC	COM	031162100	271	1,065	SH		SOLE		1,065	0	0
AMPHENOL CORP NEW	CL A	032095101	381	3,522	SH		SOLE		3,522	0	0
ANALOG DEVICES INC	COM	032654105	263	2,257	SH		SOLE		2,257	0	0
APPLE INC	COM	037833100	12,896	111,358	SH		SOLE		111,358	0	0
ARBOR REALTY TRUST INC	COM	038923108	732	63,817	SH		SOLE		63,817	0	0
ARES CAPITAL CORP	COM	04010L103	276	19,800	SH		SOLE		19,800	0	0
ARMSTRONG WORLD INDS INC	COM	04247X102	357	5,195	SH		SOLE		5,195	0	0
ATLANTIC UN BANKSHARES CORP	COM	04911A107	226	10,573	SH		SOLE		10,573	0	0
AUTOMATIC DATA PROCESSING IN	COM	053015103	332	2,380	SH		SOLE		2,380	0	0
AVERY DENNISON CORP	COM	053611109	230	1,800	SH		SOLE		1,800	0	0
BWX TECHNOLOGIES INC	COM	05605H100	392	6,955	SH		SOLE		6,955	0	0
BALL CORP	COM	058498106	1,202	14,463	SH		SOLE		14,463	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,428	11,404	SH		SOLE		11,404	0	0
BLACKROCK ENERGY & RES TR	COM	09250U101	427	71,500	SH		SOLE		71,500	0	0
BLACKROCK CORPOR HI YLD FD I	COM	09255P107	278	26,000	SH		SOLE		26,000	0	0
BLACKROCK RES & COMMODITIES	SHS	09257A108	408	68,500	SH		SOLE		68,500	0	0
BLACKSTONE MTG TR INC	COM CL A	09257W100	381	17,333	SH		SOLE		17,333	0	0
BOOZ ALLEN HAMILTON HLDG COR	CL A	099502106	412	4,960	SH		SOLE		4,960	0	0
BOSTON SCIENTIFIC CORP	COM	101137107	262	6,850	SH		SOLE		6,850	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	583	9,667	SH		SOLE		9,667	0	0
BROADRIDGE FINL SOLUTIONS IN	COM	11133T103	420	3,180	SH		SOLE		3,180	0	0
BRUKER CORP	COM	116794108	226	5,686	SH		SOLE		5,686	0	0
BURLINGTON STORES INC	COM	122017106	259	1,255	SH		SOLE		1,255	0	0
CDK GLOBAL INC	COM	12508E101	264	6,060	SH		SOLE		6,060	0	0
CANADIAN NATL RY CO	COM	136375102	307	2,886	SH		SOLE		2,886	0	0
CANNAE HLDGS INC	COM	13765N107	287	7,698	SH		SOLE		7,698	0	0
CASEYS GEN STORES INC	COM	147528103	324	1,825	SH		SOLE		1,825	0	0
CATALENT INC	COM	148806102	991	11,570	SH		SOLE		11,570	0	0
CHEVRON CORP NEW	COM	166764100	517	7,185	SH		SOLE		7,184	0	0
CHIMERA INVT CORP	COM NEW	16934Q208	144	17,570	SH		SOLE		17,570	0	0
CHURCH & DWIGHT INC	COM	171340102	825	8,808	SH		SOLE		8,808	0	0
CHURCHILL DOWNS INC	COM	171484108	704	4,296	SH		SOLE		4,296	0	0
CISCO SYS INC	COM	17275R102	956	24,273	SH		SOLE		24,273	0	0
CLOROX CO DEL	COM	189054109	694	3,301	SH		SOLE		3,301	0	0
COGNEX CORP	COM	192422103	222	3,415	SH		SOLE		3,415	0	0
COHEN & STEERS REIT & PFD &I	COM	19247X100	812	40,204	SH		SOLE		40,204	0	0
COHEN & STEERS INFRASTRUCTUR	COM	19248A109	407	18,312	SH		SOLE		18,312	0	0
COSTCO WHSL CORP NEW	COM	22160K105	380	1,071	SH		SOLE		1,071	0	0
CUMMINS INC	COM	231021106	333	1,575	SH		SOLE		1,575	0	0
DBX ETF TR	XTRACKERS MSCI	233051218	7	260	SH		SOLE		260	0	0
DBX ETF TR	XTRACKERS SHRT	233051283	244	5,310	SH		SOLE		5,310	0	0
DANAHER CORPORATION	COM	235851102	1,776	8,246	SH		SOLE		8,246	0	0
DENTSPLY SIRONA INC	COM	24906P109	550	12,587	SH		SOLE		12,587	0	0
DIAGEO PLC	SPON ADR NEW	25243Q205	981	7,125	SH		SOLE		7,125	0	0
DOLLAR GEN CORP NEW	COM	256677105	405	1,930	SH		SOLE		1,930	0	0
DOMINION ENERGY INC	COM	25746U109	1,101	13,948	SH		SOLE		13,948	0	0
DOUBLELINE INCOME SOLUTIONS	COM	258622109	352	21,990	SH		SOLE		21,990	0	0
EATON VANCE CORP	COM NON VTG	278265103	256	6,719	SH		SOLE		6,719	0	0
ECOLAB INC	COM	278865100	649	3,248	SH		SOLE		3,248	0	0
ENERGIZER HLDGS INC NEW	COM	29272W109	200	5,118	SH		SOLE		5,118	0	0
ENTEGRIS INC	COM	29362U104	262	3,521	SH		SOLE		3,521	0	0
ENTERGY CORP NEW	COM	29364G103	300	3,045	SH		SOLE		3,045	0	0
EPAM SYS INC	COM	29414B104	362	1,120	SH		SOLE		1,120	0	0
EQUINIX INC	COM	29444U700	640	842	SH		SOLE		842	0	0
EQUITY COMWLTH	COM SH BEN INT	294628102	216	8,094	SH		SOLE		8,094	0	0
EXPEDITORS INTL WASH INC	COM	302130109	396	4,375	SH		SOLE		4,375	0	0
EXXON MOBIL CORP	COM	30231G102	252	7,334	SH		SOLE		7,334	0	0
FS KKR CAPITAL CORP	COM	302635206	424	26,723	SH		SOLE		26,723	0	0
FACEBOOK INC	CL A	30303M102	1,772	6,765	SH		SOLE		6,765	0	0
FASTENAL CO	COM	311900104	224	4,969	SH		SOLE		4,969	0	0
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	1,131	12,285	SH		SOLE		12,285	0	0
FIDELITY NATL INFORMATION SV	COM	31620M106	219	1,491	SH		SOLE		1,491	0	0
FIRST AMERN FINL CORP	COM	31847R102	387	7,600	SH		SOLE		7,600	0	0
FIRST INDL RLTY TR INC	COM	32054K103	568	14,270	SH		SOLE		14,270	0	0
FIRST REP BK SAN FRANCISCO C	COM	33616C100	413	3,788	SH		SOLE		3,788	0	0
FIRST TR INTER DUR PFD & IN	COM	33718W103	218	10,151	SH		SOLE		10,151	0	0
FISERV INC	COM	337738108	1,022	9,916	SH		SOLE		9,916	0	0
FS KKR CAP CORP II	COM	35952V303	220	14,983	SH		SOLE		14,983	0	0
GATX CORP	COM	361448103	202	3,175	SH		SOLE		3,175	0	0
GCP APPLIED TECHNOLOGIES INC	COM	36164Y101	310	14,812	SH		SOLE		14,812	0	0
GAMCO GLOBAL GOLD NAT RES &	COM SH BEN INT	36465A109	404	118,391	SH		SOLE		118,391	0	0
GAMCO NAT RES GOLD & INCOME	SH BEN INT	36465E101	675	136,561	SH		SOLE		136,561	0	0
GARTNER INC	COM	366651107	246	1,965	SH		SOLE		1,965	0	0
GENUINE PARTS CO	COM	372460105	203	2,136	SH		SOLE		2,136	0	0
GILEAD SCIENCES INC	COM	375558103	873	13,815	SH		SOLE		13,815	0	0
GLOBAL PMTS INC	COM	37940X102	218	1,228	SH		SOLE		1,228	0	0
GLOBE LIFE INC	COM	37959E102	281	3,520	SH		SOLE		3,520	0	0
GRAHAM HLDGS CO	COM CL B	384637104	227	561	SH		SOLE		561	0	0
HALOZYME THERAPEUTICS INC	COM	40637H109	700	26,652	SH		SOLE		26,652	0	0
HASBRO INC	COM	418056107	265	3,206	SH		SOLE		3,206	0	0
HOME DEPOT INC	COM	437076102	652	2,346	SH		SOLE		2,346	0	0
HOST HOTELS & RESORTS INC	COM	44107P104	144	13,306	SH		SOLE		13,306	0	0
HUBBELL INC	COM	443510607	260	1,900	SH		SOLE		1,900	0	0
HUNTSMAN CORP	COM	447011107	307	13,840	SH		SOLE		13,840	0	0
IAA INC	COM	449253103	273	5,250	SH		SOLE		5,250	0	0
ISTAR INC	COM	45031U101	271	22,940	SH		SOLE		22,940	0	0
ILLINOIS TOOL WKS INC	COM	452308109	297	1,537	SH		SOLE		1,537	0	0
INDEXIQ ETF TR	IQ MRGR ARB ETF	45409B800	469	13,948	SH		SOLE		13,948	0	0
INGEVITY CORP	COM	45688C107	398	8,058	SH		SOLE		8,058	0	0
INSPERITY INC	COM	45778Q107	267	4,070	SH		SOLE		4,070	0	0
INTEL CORP	COM	458140100	1,266	24,449	SH		SOLE		24,449	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	272	2,239	SH		SOLE		2,239	0	0
INVESCO ACTIVLY MANGD ETC FD	OPTIMUM YIELD	46090F100	546	39,957	SH		SOLE		39,957	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	4,767	17,158	SH		SOLE		17,158	0	0
INTUIT	COM	461202103	601	1,841	SH		SOLE		1,841	0	0
INVESCO EXCHANGE TRADED FD T	S&P SPIN OFF	46137V159	34	775	SH		SOLE		775	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 PUR VAL	46137V258	4	74	SH		SOLE		74	0	0
INVESCO EXCHANGE TRADED FD T	BUYBACK ACHIEV	46137V308	368	6,123	SH		SOLE		6,123	0	0
INVESCO EXCHANGE TRADED FD T	S&P500 EQL STP	46137V373	36	252	SH		SOLE		252	0	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1500	46137V597	2,596	22,170	SH		SOLE		22,170	0	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	3,126	27,469	SH		SOLE		27,469	0	0
INVESCO EXCHANGE TRADED FD T	FINL PFD ETF	46137V621	98	5,238	SH		SOLE		5,238	0	0
INVESCO EXCHANGE TRADED FD T	DYNMC LRG VALU	46137V738	81	2,386	SH		SOLE		2,386	0	0
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	264	4,913	SH		SOLE		4,913	0	0
INVESCO EXCH TRADED FD TR II	S&P SMLCP LOW	46138G102	6	190	SH		SOLE		190	0	0
INVESCO EXCH TRADED FD TR II	SR LN ETF	46138G508	275	12,665	SH		SOLE		12,665	0	0
IQVIA HLDGS INC	COM	46266C105	1,221	7,748	SH		SOLE		7,748	0	0
IRON MTN INC NEW	COM	46284V101	768	28,675	SH		SOLE		28,675	0	0
ISHARES GOLD TRUST	ISHARES	464285105	246	13,668	SH		SOLE		13,668	0	0
ISHARES TR	TIPS BD ETF	464287176	45	354	SH		SOLE		354	0	0
ISHARES TR	CORE S&P500 ETF	464287200	1,382	4,112	SH		SOLE		4,111	0	0
ISHARES TR	CORE US AGGBD ET	464287226	184	1,560	SH		SOLE		1,559	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	9	200	SH		SOLE		200	0	0
ISHARES TR	IBOXX INV CP ETF	464287242	12	90	SH		SOLE		90	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	17	74	SH		SOLE		74	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	12	110	SH		SOLE		110	0	0
ISHARES TR	20 YR TR BD ETF	464287432	6	36	SH		SOLE		36	0	0
ISHARES TR	BARCLAYS 7 10 YR	464287440	512	4,203	SH		SOLE		4,203	0	0
ISHARES TR	1 3 YR TREAS BD	464287457	264	3,047	SH		SOLE		3,047	0	0
ISHARES TR	MSCI EAFE ETF	464287465	31	483	SH		SOLE		483	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	311	1,676	SH		SOLE		1,675	0	0
ISHARES TR	NASDAQ BIOTECH	464287556	24	174	SH		SOLE		174	0	0
ISHARES TR	U.S. CNSM SV ETF	464287580	133	530	SH		SOLE		530	0	0
ISHARES TR	S&P MC 400GR ETF	464287606	6	23	SH		SOLE		23	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	1	5	SH		SOLE		5	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	149	997	SH		SOLE		997	0	0
ISHARES TR	CORE S&P US VLU	464287663	27	502	SH		SOLE		501	0	0
ISHARES TR	S&P MC 400VL ETF	464287705	4	31	SH		SOLE		31	0	0
ISHARES TR	U.S. TECH ETF	464287721	33	110	SH		SOLE		110	0	0
ISHARES TR	U.S. FIN SVC ETF	464287770	627	5,140	SH		SOLE		5,140	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	385	5,477	SH		SOLE		5,476	0	0
ISHARES TR	SP SMCP600VL ETF	464287879	3	27	SH		SOLE		27	0	0
ISHARES TR	S&P SML 600 GWT	464287887	4	22	SH		SOLE		22	0	0
ISHARES TR	AGENCY BOND ETF	464288166	9	72	SH		SOLE		72	0	0
ISHARES TR	MSCI ACWI ETF	464288257	16	200	SH		SOLE		200	0	0
ISHARES TR	JPMORGAN USD EMG	464288281	49	445	SH		SOLE		445	0	0
ISHARES TR	IBOXX HI YD ETF	464288513	58	692	SH		SOLE		692	0	0
ISHARES TR	MSCI KLD400 SOC	464288570	6	50	SH		SOLE		50	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	4,263	77,635	SH		SOLE		77,635	0	0
ISHARES TR	3 7 YR TREAS BD	464288661	2	14	SH		SOLE		14	0	0
ISHARES TR	SHORT TREAS BD	464288679	323	2,914	SH		SOLE		2,914	0	0
ISHARES TR	U.S. MED DVC ETF	464288810	968	3,230	SH		SOLE		3,230	0	0
ISHARES TR	EAFE GRWTH ETF	464288885	2,143	23,847	SH		SOLE		23,847	0	0
ISHARES TR	CORE LT USDB ETF	464289479	22	290	SH		SOLE		290	0	0
ISHARES TR	AGGRES ALLOC ETF	464289859	1,103	19,016	SH		SOLE		19,016	0	0
ISHARES TR	GRWT ALLOCAT ETF	464289867	1,176	24,284	SH		SOLE		24,284	0	0
ISHARES TR	MODERT ALLOC ETF	464289875	2,307	56,203	SH		SOLE		56,203	0	0
ISHARES TR	CONSER ALLOC ETF	464289883	1,883	50,664	SH		SOLE		50,664	0	0
ISHARES TR	US TREAS BD ETF	46429B267	6,129	219,294	SH		SOLE		219,294	0	0
ISHARES TR	FLTG RATE NT ETF	46429B655	710	14,007	SH		SOLE		14,007	0	0
ISHARES TR	CORE HIGH DV ETF	46429B663	20	250	SH		SOLE		250	0	0
ISHARES TR	MSCI EAFE MIN VL	46429B689	6	86	SH		SOLE		86	0	0
ISHARES TR	MSCI USA MIN VOL	46429B697	865	13,571	SH		SOLE		13,571	0	0
ISHARES TR	MSCI USA SZE FT	46432F370	1,566	16,705	SH		SOLE		16,705	0	0
ISHARES TR	MSCI USA VALUE	46432F388	1,498	20,303	SH		SOLE		20,303	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	110	1,828	SH		SOLE		1,828	0	0
ISHARES TR	CORE 1 5 YR USD	46432F859	2,731	52,981	SH		SOLE		52,981	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	1,595	30,214	SH		SOLE		30,213	0	0
ISHARES INC	MSCI JPN ETF NEW	46434G822	1,681	28,458	SH		SOLE		28,458	0	0
ISHARES INC	ESG AWR MSCI EM	46434G863	10	275	SH		SOLE		275	0	0
ISHARES TR	0-5YR HI YL CP	46434V407	1,992	45,331	SH		SOLE		45,331	0	0
ISHARES TR	CORE TOTAL USD	46434V613	27	500	SH		SOLE		500	0	0
ISHARES TR	CORE DIV GRWTH	46434V621	2	60	SH		SOLE		60	0	0
ISHARES TR	ESG AWRE USD ETF	46435G193	30	1,089	SH		SOLE		1,089	0	0
ISHARES TR	ESG AWRE 1 5 YR	46435G243	31	1,179	SH		SOLE		1,179	0	0
ISHARES TR	CORE MSCI INTL	46435G326	136	2,519	SH		SOLE		2,519	0	0
ISHARES TR	MORTGE REL ETF	46435G342	244	9,460	SH		SOLE		9,460	0	0
ISHARES TR	ESG AWR MSCI USA	46435G425	6,260	82,144	SH		SOLE		82,144	0	0
ISHARES TR	ESG AW MSCI EAFE	46435G516	8	133	SH		SOLE		133	0	0
JPMORGAN CHASE & CO	COM	46625H100	484	5,030	SH		SOLE		5,030	0	0
J P MORGAN EXCHANGE-TRADED F	BETABULDR DEVE	46641Q688	1	66	SH		SOLE		66	0	0
J P MORGAN EXCHANGE-TRADED F	ULTRA SHRT INC	46641Q837	2,330	45,872	SH		SOLE		45,872	0	0
JOHNSON & JOHNSON	COM	478160104	2,333	15,671	SH		SOLE		15,671	0	0
KAMAN CORP	COM	483548103	288	7,379	SH		SOLE		7,379	0	0
LADDER CAP CORP	CL A	505743104	474	66,632	SH		SOLE		66,631	0	0
LANDSTAR SYS INC	COM	515098101	735	5,860	SH		SOLE		5,860	0	0
LATTICE STRATEGIES TR	HARTFORD MLT ETF	518416102	1,932	74,663	SH		SOLE		74,663	0	0
LIBERTY BROADBAND CORP	COM SER C	530307305	440	3,080	SH		SOLE		3,080	0	0
LILLY ELI & CO	COM	532457108	282	1,908	SH		SOLE		1,908	0	0
LITTELFUSE INC	COM	537008104	208	1,173	SH		SOLE		1,173	0	0
LOCKHEED MARTIN CORP	COM	539830109	268	699	SH		SOLE		699	0	0
MSCI INC	COM	55354G100	207	581	SH		SOLE		581	0	0
MARKEL CORP	COM	570535104	251	258	SH		SOLE		258	0	0
MARTIN MARIETTA MATLS INC	COM	573284106	748	3,176	SH		SOLE		3,176	0	0
MASONITE INTL CORP	COM	575385109	501	5,089	SH		SOLE		5,089	0	0
MATSON INC	COM	57686G105	283	7,054	SH		SOLE		7,054	0	0
MCCORMICK & CO INC	COM NON VTG	579780206	843	4,343	SH		SOLE		4,343	0	0
MCDONALDS CORP	COM	580135101	520	2,370	SH		SOLE		2,370	0	0
MEDALLIA INC	COM	584021109	659	24,035	SH		SOLE		24,035	0	0
MEDICAL PPTYS TRUST INC	COM	58463J304	244	13,860	SH		SOLE		13,860	0	0
MICROSOFT CORP	COM	594918104	3,433	16,322	SH		SOLE		16,322	0	0
MOELIS & CO	CL A	60786M105	438	12,460	SH		SOLE		12,460	0	0
MONMOUTH REAL ESTATE INVT CO	CL A	609720107	211	15,267	SH		SOLE		15,267	0	0
MORGAN STANLEY EMER MKTS DEB	COM	61744H105	94	11,200	SH		SOLE		11,200	0	0
MORGAN STANLEY EMERGING MKTS	COM	617477104	944	169,723	SH		SOLE		169,723	0	0
NRG ENERGY INC	COM NEW	629377508	271	8,802	SH		SOLE		8,802	0	0
NEW YORK TIMES CO	CL A	650111107	1,006	23,503	SH		SOLE		23,503	0	0
NEWMARKET CORP	COM	651587107	516	1,507	SH		SOLE		1,507	0	0
NEXTERA ENERGY INC	COM	65339F101	1,028	3,703	SH		SOLE		3,703	0	0
NISOURCE INC	COM	65473P105	273	12,390	SH		SOLE		12,390	0	0
NVIDIA CORPORATION	COM	67066G104	793	1,466	SH		SOLE		1,466	0	0
NUVEEN NASDAQ 100 DYNAMIC OV	COM SHS	670699107	917	37,656	SH		SOLE		37,656	0	0
NUVASIVE INC	COM	670704105	309	6,360	SH		SOLE		6,360	0	0
NUVEEN PFD & INCM SECURTIES	COM	67072C105	200	22,674	SH		SOLE		22,674	0	0
OLLIES BARGAIN OUTLET HLDGS	COM	681116109	236	2,705	SH		SOLE		2,705	0	0
PPL CORP	COM	69351T106	211	7,770	SH		SOLE		7,770	0	0
PALO ALTO NETWORKS INC	COM	697435105	1,031	4,212	SH		SOLE		4,212	0	0
PAYPAL HLDGS INC	COM	70450Y103	1,620	8,223	SH		SOLE		8,223	0	0
PENNYMAC MTG INVT TR	COM	70931T103	163	10,135	SH		SOLE		10,135	0	0
PENSKE AUTOMOTIVE GRP INC	COM	70959W103	443	9,297	SH		SOLE		9,297	0	0
PEPSICO INC	COM	713448108	295	2,128	SH		SOLE		2,128	0	0
PFIZER INC	COM	717081103	375	10,205	SH		SOLE		10,205	0	0
PHILLIPS 66	COM	718546104	257	4,959	SH		SOLE		4,959	0	0
PHYSICIANS RLTY TR	COM	71943U104	224	12,504	SH		SOLE		12,504	0	0
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	13	138	SH		SOLE		138	0	0
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	685	6,720	SH		SOLE		6,720	0	0
PRICESMART INC	COM	741511109	294	4,421	SH		SOLE		4,421	0	0
PROCTER AND GAMBLE CO	COM	742718109	849	6,110	SH		SOLE		6,110	0	0
PROGRESSIVE CORP	COM	743315103	1,124	11,871	SH		SOLE		11,871	0	0
PROSPECT CAP CORP	COM	74348T102	453	90,010	SH		SOLE		90,010	0	0
PUBLIC STORAGE	COM	74460D109	244	1,097	SH		SOLE		1,097	0	0
QUEST DIAGNOSTICS INC	COM	74834L100	460	4,018	SH		SOLE		4,018	0	0
S&P GLOBAL INC	COM	78409V104	204	567	SH		SOLE		567	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	2,029	6,060	SH		SOLE		6,060	0	0
SPDR SER TR	PORTFOLIO LN COR	78464A367	1,990	62,632	SH		SOLE		62,632	0	0
SPDR SER TR	PORTFOLIO INTRMD	78464A375	4,444	120,894	SH		SOLE		120,893	0	0
SPDR SER TR	PRTFLO S&P500 GW	78464A409	1,274	25,421	SH		SOLE		25,421	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	38	1,220	SH		SOLE		1,220	0	0
SPDR SER TR	PRTFLO S&P500 VL	78464A508	1,151	38,099	SH		SOLE		38,099	0	0
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	21	686	SH		SOLE		686	0	0
SPDR SER TR	PORTFOLIO LN TSR	78464A664	421	9,007	SH		SOLE		9,007	0	0
SPDR SER TR	PORTFOLIO S&P500	78464A854	3,735	94,924	SH		SOLE		94,924	0	0
SS&C TECHNOLOGIES HLDGS INC	COM	78467J100	364	6,015	SH		SOLE		6,015	0	0
SPDR SER TR	BLOMBERG BRC INV	78468R200	1,248	40,818	SH		SOLE		40,818	0	0
SPDR SER TR	BLOOMBERG SRT TR	78468R408	343	13,264	SH		SOLE		13,264	0	0
SPDR SER TR	BLOOMBERG BRCLYS	78468R622	3	30	SH		SOLE		30	0	0
SVB FINANCIAL GROUP	COM	78486Q101	547	2,275	SH		SOLE		2,275	0	0
SALESFORCE COM INC	COM	79466L302	1,891	7,524	SH		SOLE		7,524	0	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	627	7,873	SH		SOLE		7,873	0	0
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	154	1,911	SH		SOLE		1,911	0	0
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	15	285	SH		SOLE		285	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	67	1,211	SH		SOLE		1,211	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	234	3,426	SH		SOLE		3,426	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	1	51	SH		SOLE		51	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	14	256	SH		SOLE		256	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	14,814	471,791	SH		SOLE		471,791	0	0
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	85	1,513	SH		SOLE		1,513	0	0
SCHWAB STRATEGIC TR	US REIT ETF	808524847	20	554	SH		SOLE		554	0	0
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	268	5,197	SH		SOLE		5,197	0	0
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	3	43	SH		SOLE		43	0	0
SCHWAB STRATEGIC TR	INTL SCEQT ETF	808524888	1	25	SH		SOLE		25	0	0
SERVICENOW INC	COM	81762P102	672	1,386	SH		SOLE		1,386	0	0
SHERWIN WILLIAMS CO	COM	824348106	1,000	1,435	SH		SOLE		1,435	0	0
SILICON MOTION TECHNOLOGY CO	SPONSORED ADR	82706C108	434	11,500	SH		SOLE		11,500	0	0
SKYWORKS SOLUTIONS INC	COM	83088M102	439	3,015	SH		SOLE		3,015	0	0
SMITH & NEPHEW GROUP PLC	SPDN ADR NEW	83175M205	205	5,231	SH		SOLE		5,231	0	0
SMITH A O CORP	COM	831865209	577	10,935	SH		SOLE		10,935	0	0
SOLAREDGE TECHNOLOGIES INC	COM	83417M104	417	1,750	SH		SOLE		1,750	0	0
SOUTHERN CO	COM	842587107	1,230	22,679	SH		SOLE		22,679	0	0
SOUTHWEST AIRLS CO	COM	844741108	749	19,984	SH		SOLE		19,984	0	0
STAG INDL INC	COM	85254J102	509	16,701	SH		SOLE		16,701	0	0
STARBUCKS CORP	COM	855244109	1,452	16,895	SH		SOLE		16,895	0	0
STARWOOD PPTY TR INC	COM	85571B105	348	23,046	SH		SOLE		23,046	0	0
STORE CAP CORP	COM	862121100	272	9,914	SH		SOLE		9,914	0	0
STRYKER CORPORATION	COM	863667101	904	4,339	SH		SOLE		4,339	0	0
SUN CMNTYS INC	COM	866674104	488	3,470	SH		SOLE		3,470	0	0
TEKLA HEALTHCARE INVS	SH BEN INT	87911J103	319	15,485	SH		SOLE		15,485	0	0
TEMPLETON EMERGING MKTS INCO	COM	880192109	762	102,866	SH		SOLE		102,866	0	0
TEMPLETON GLOBAL INCOME FD	COM	880198106	626	117,000	SH		SOLE		117,000	0	0
TEMPUR SEALY INTL INC	COM	88023U101	673	7,546	SH		SOLE		7,546	0	0
TEXAS INSTRS INC	COM	882508104	992	6,950	SH		SOLE		6,950	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	309	699	SH		SOLE		699	0	0
3M CO	COM	88579Y101	413	2,577	SH		SOLE		2,577	0	0
TRAVELERS COMPANIES INC	COM	89417E109	343	3,173	SH		SOLE		3,173	0	0
TWITTER INC	COM	90184L102	555	12,476	SH		SOLE		12,476	0	0
TYLER TECHNOLOGIES INC	COM	902252105	563	1,614	SH		SOLE		1,614	0	0
UMH PPTYS INC	COM	903002103	230	16,979	SH		SOLE		16,979	0	0
ULTA BEAUTY INC	COM	90384S303	253	1,128	SH		SOLE		1,128	0	0
UNIFIRST CORP MASS	COM	904708104	347	1,831	SH		SOLE		1,831	0	0
V F CORP	COM	918204108	331	4,705	SH		SOLE		4,705	0	0
VANECK VECTORS ETF TR	GOLD MINERS ETF	92189F106	50	1,280	SH		SOLE		1,280	0	0
VANECK VECTORS ETF TR	FALLEN ANGEL HG	92189F437	26	860	SH		SOLE		860	0	0
VANECK VECTORS ETF TR	INVT GRADE FLTG	92189F486	397	15,730	SH		SOLE		15,730	0	0
VANECK VECTORS ETF TR	MORNINGSTAR WIDE	92189F643	156	2,860	SH		SOLE		2,860	0	0
VANECK VECTORS ETF TR	JR GOLD MINERS E	92189F791	12	225	SH		SOLE		225	0	0
VANECK VECTORS ETF TR	INTRMDT MUNI ETF	92189H201	27	530	SH		SOLE		530	0	0
VANECK VECTORS ETF TR	JP MORGAN MKTS	92189H300	318	10,300	SH		SOLE		10,300	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	999	7,763	SH		SOLE		7,763	0	0
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	27	320	SH		SOLE		320	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	294	3,328	SH		SOLE		3,328	0	0
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	532	13,009	SH		SOLE		13,009	0	0
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	1	28	SH		SOLE		28	0	0
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	197	2,447	SH		SOLE		2,447	0	0
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	135	2,671	SH		SOLE		2,671	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	497	11,500	SH		SOLE		11,500	0	0
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	681	4,166	SH		SOLE		4,166	0	0
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	855	4,189	SH		SOLE		4,189	0	0
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	25	300	SH		SOLE		300	0	0
VANGUARD SCOTTSDALE FDS	MORTG-BACK SEC	92206C771	640	11,786	SH		SOLE		11,786	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	14	142	SH		SOLE		142	0	0
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	2,389	7,766	SH		SOLE		7,766	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	9,983	126,436	SH		SOLE		126,436	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	26	146	SH		SOLE		146	0	0
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	162	1,034	SH		SOLE		1,034	0	0
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	19	146	SH		SOLE		146	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	39	253	SH		SOLE		253	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	3,897	22,884	SH		SOLE		22,884	0	0
VEREIT INC	COM	92339V100	632	97,212	SH		SOLE		97,212	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	1,204	20,242	SH		SOLE		20,242	0	0
VISA INC	COM CL A	92826C839	2,580	12,902	SH		SOLE		12,902	0	0
WP CAREY INC	COM	92936U109	766	11,755	SH		SOLE		11,755	0	0
WALMART INC	COM	931142103	255	1,821	SH		SOLE		1,821	0	0
WATERS CORP	COM	941848103	241	1,234	SH		SOLE		1,234	0	0
WATSCO INC	COM	942622200	540	2,318	SH		SOLE		2,318	0	0
WELLS FARGO CO NEW	COM	949746101	1,559	66,325	SH		SOLE		66,324	0	0
WELLS FARGO CO NEW	PERP PFD CNV A	949746804	47	35	SH		SOLE		35	0	0
WESTERN ASSET HIGH INCOME OP	COM	95766K109	407	83,000	SH		SOLE		83,000	0	0
WILLIAMS COS INC	COM	969457100	260	13,245	SH		SOLE		13,245	0	0
WISDOMTREE TR	EM EX ST-OWNED	97717X578	1,972	58,556	SH		SOLE		58,556	0	0
WOODWARD INC	COM	980745103	204	2,545	SH		SOLE		2,545	0	0
WORKDAY INC	CL A	98138H101	405	1,881	SH		SOLE		1,881	0	0
WORLD GOLD TR	SPDR GLD MINIS	98149E204	1,376	73,205	SH		SOLE		73,205	0	0
WRAP TECHNOLOGIES INC	COM	98212N107	186	27,500	SH		SOLE		27,500	0	0
XCEL ENERGY INC	COM	98389B100	261	3,781	SH		SOLE		3,781	0	0
XILINX INC	COM	983919101	867	8,318	SH		SOLE		8,318	0	0
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	227	1,668	SH		SOLE		1,668	0	0
ZIONS BANCORPORATION N A	COM	989701107	382	13,083	SH		SOLE		13,082	0	0