Orrstown Financial Services (ORRF) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
FIRST HORIZON 1000.0	EQUITY / SMALL CAP	DCA517101	507	507,356	SH		SOLE		507,356	0	0
NAT PENN BANC NP	EQUITY / SMALL CAP	GDH138104	50	50,000	SH		SOLE		50,000	0	0
ACCENTURE PLC IRELAND SHS CLASS A	FOREIGN EQUITY / LARGE CAP	G1151C101	100	1,250	SH		SOLE		1,250	0	0
EATON CORP PLC SHS	EQUITY / LARGE CAP	G29183103	1,551	20,644	SH		SOLE		20,644	0	0
EATON CORP PLC SHS	EQUITY / LARGE CAP	G29183103	24	322	SH		DFND		322	0	0
NOBLE CORP PLC USD	EQUITY / LARGE CAP	G65431101	786	24,015	SH		SOLE		24,015	0	0
PENTAIR LTD SHS	EQUITY / LARGE CAP	H6169Q108	0	6	SH		SOLE		6	0	0
TE CONNECTIVITY LTD REG SHS	EQUITY / LARGE CAP	H84989104	30	500	SH		SOLE		500	0	0
TYCO INTERNATIONAL LTD SHS	EQUITY / LARGE CAP	H89128104	3	62	SH		SOLE		62	0	0
ACNB CORP COM	EQUITY / SMALL CAP	000868109	13	719	SH		SOLE		719	0	0
THE ADT CORPORATION COM	EQUITY / LARGE CAP	00101J106	1	45	SH		SOLE		45	0	0
AT&T INC COM	EQUITY / LARGE CAP	00206R102	700	19,974	SH		SOLE		19,974	0	0
AT&T INC COM	EQUITY / LARGE CAP	00206R102	46	1,300	SH		DFND		1,300	0	0
ABBOTT LABS COM	EQUITY / LARGE CAP	002824100	29	755	SH		SOLE		755	0	0
ADAMS RES & ENERGY INC COM NEW	EQUITY / SMALL CAP	006351308	29	500	SH		SOLE		500	0	0
ADVANCED MICRO DEVICES INC COM	EQUITY / MID CAP	007903107	1	200	SH		SOLE		200	0	0
ALCATEL-LUCENT SPONSORED ADR	EQUITY / LARGE CAP	013904305	6	1,500	SH		SOLE		1,500	0	0
ALTRIA GROUP INC COM	EQUITY / LARGE CAP	02209S103	32	844	SH		SOLE		844	0	0
AMERICAN EXPRESS CO COM	EQUITY / LARGE CAP	025816109	1,550	17,219	SH		SOLE		17,219	0	0
AMERICAN EXPRESS CO COM	EQUITY / LARGE CAP	025816109	27	299	SH		DFND		299	0	0
AMERISOURCEBERGEN CORP COM	EQUITY / LARGE CAP	03073E105	1,629	24,830	SH		SOLE		24,830	0	0
AMERISOURCEBERGEN CORP COM	EQUITY / LARGE CAP	03073E105	24	359	SH		DFND		359	0	0
ANNALY MTG MGMT INC COM	EQUITY / LARGE CAP	035710409	11	1,000	SH		SOLE		1,000	0	0
APACHE CORP COM	EQUITY / LARGE CAP	037411105	678	8,178	SH		SOLE		8,178	0	0
APACHE CORP COM	EQUITY / LARGE CAP	037411105	14	163	SH		DFND		163	0	0
APPLE INC COM	EQUITY / LARGE CAP	037833100	1,584	2,952	SH		SOLE		2,952	0	0
ARCHER DANIELS MIDLAND CO COM	EQUITY / LARGE CAP	039483102	990	22,812	SH		SOLE		22,812	0	0
ARROW ELECTRS INC COM	EQUITY / MID CAP	042735100	12	200	SH		SOLE		200	0	0
AUTOMATIC DATA PROCESSING INCOM	EQUITY / LARGE CAP	053015103	15	200	SH		SOLE		200	0	0
BB&T CORP COM	EQUITY / LARGE CAP	054937107	28	700	SH		SOLE		700	0	0
BP AMOCO P L C SPONSORED ADR	EQUITY / LARGE CAP	055622104	6	132	SH		SOLE		132	0	0
BP PRUDHOE BAY RTY TR UNIT BEN INT	EQUITY / SMALL CAP	055630107	8	100	SH		SOLE		100	0	0
BRE PPTYS INC	EQUITY / MID CAP	05564E106	25	398	SH		SOLE		398	0	0
BANK OF SANTA CLARITA CALIF COM	EQUITY / SMALL CAP	06424K100	27	3,000	SH		SOLE		3,000	0	0
BEISTLE COMPANY	EQUITY / SMALL CAP	072001993	2,212	2,842	SH		SOLE		2,842	0	0
BEAM INC COM	EQUITY / LARGE CAP	073730103	17	200	SH		SOLE		200	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	EQUITY / LARGE CAP	084670702	19	150	SH		SOLE		150	0	0
BHP BILLITON LTD SPONSORED ADR	EQUITY / LARGE CAP	088606108	7	100	SH		SOLE		100	0	0
BRISTOL MYERS SQUIBB CO COM	EQUITY / LARGE CAP	110122108	62	1,200	SH		SOLE		1,200	0	0
BUFFALO WILD WINGS INC COM	EQUITY / MID CAP	119848109	988	6,634	SH		SOLE		6,634	0	0
CSX CORP COM	EQUITY / LARGE CAP	126408103	976	33,717	SH		SOLE		33,717	0	0
CSX CORP COM	EQUITY / LARGE CAP	126408103	13	464	SH		DFND		464	0	0
CVS CORP COM	EQUITY / LARGE CAP	126650100	7	100	SH		SOLE		100	0	0
CAMPBELL SOUP	EQUITY / LARGE CAP	134429109	4	100	SH		SOLE		100	0	0
CAPSTEAD MTG CORP COM NO PAR	EQUITY / SMALL CAP	14067E506	6	500	SH		SOLE		500	0	0
CARLISLE COS INC COM	EQUITY / MID CAP	142339100	262	3,300	SH		SOLE		3,300	0	0
CATERPILLAR INC DEL COM	EQUITY / LARGE CAP	149123101	139	1,403	SH		SOLE		1,403	0	0
CHESAPEAKE ENERGY CORP COM	EQUITY / LARGE CAP	165167107	62	2,410	SH		SOLE		2,410	0	0
CHEVRON CORP NEW COM	EQUITY / LARGE CAP	166764100	1,761	14,812	SH		SOLE		14,812	0	0
CHEVRON CORP NEW COM	EQUITY / LARGE CAP	166764100	6	50	SH		DFND		50	0	0
CHIMERA INVT CORP COM	EQUITY / MID CAP	16934Q109	21	7,000	SH		SOLE		7,000	0	0
CISCO SYS INC COM	EQUITY / LARGE CAP	17275R102	3	140	SH		SOLE		140	0	0
CITIZENS BANCORP CORVALLIS OREGON COM	EQUITY / SMALL CAP	172950107	13	1,160	SH		SOLE		1,160	0	0
CLEAN ENERGY FUELS CORP COM	EQUITY / SMALL CAP	184499101	23	2,580	SH		SOLE		2,580	0	0
COCA COLA CO COM	EQUITY / LARGE CAP	191216100	116	3,000	SH		SOLE		3,000	0	0
COGNIZANT TECHNOLOGY SOLUTIOCL A	EQUITY / LARGE CAP	192446102	1,445	28,554	SH		SOLE		28,554	0	0
COLGATE PALMOLIVE CO COM	EQUITY / LARGE CAP	194162103	642	9,891	SH		SOLE		9,891	0	0
COLGATE PALMOLIVE CO COM	EQUITY / LARGE CAP	194162103	13	200	SH		DFND		200	0	0
COMMANCHE NATIONAL	EQUITY / SMALL CAP	200027993	0	195	SH		SOLE		195	0	0
COMCAST CORP NEW CL A	EQUITY / LARGE CAP	20030N101	106	2,121	SH		SOLE		2,121	0	0
COMCAST CORP NEW CL A	EQUITY / LARGE CAP	20030N101	20	400	SH		DFND		400	0	0
CONSOLIDATED EDISON INC COM	EQUITY / LARGE CAP	209115104	46	850	SH		SOLE		850	0	0
CORNING INC COM	EQUITY / LARGE CAP	219350105	10	500	SH		SOLE		500	0	0
DEVON ENERGY CORP NEW COM	EQUITY / LARGE CAP	25179M103	15	220	SH		SOLE		220	0	0
WALT DISNEY COMPANY HOLDING CO.	EQUITY / LARGE CAP	254687106	1,004	12,544	SH		SOLE		12,544	0	0
DIRECTV	EQUITY / LARGE CAP	25490A309	1,609	21,054	SH		SOLE		21,054	0	0
DOMINION RES INC VA NEW COM	EQUITY / LARGE CAP	25746U109	1,035	14,573	SH		SOLE		14,573	0	0
DOMINION RES INC VA NEW COM	EQUITY / LARGE CAP	25746U109	11	150	SH		DFND		150	0	0
DOW CHEM CO COM	EQUITY / LARGE CAP	260543103	862	17,733	SH		SOLE		17,733	0	0
DU PONT E I DE NEMOURS & CO COM	EQUITY / LARGE CAP	263534109	1,502	22,386	SH		SOLE		22,386	0	0
DU PONT E I DE NEMOURS & CO COM	EQUITY / LARGE CAP	263534109	396	5,900	SH		DFND		5,900	0	0
DUKE ENERGY CORP NEW COM NEW	EQUITY / LARGE CAP	26441C204	59	833	SH		SOLE		833	0	0
EMC CORPORATION	EQUITY / LARGE CAP	268648102	85	3,100	SH		SOLE		3,100	0	0
EMERSON ELEC CO COM	EQUITY / LARGE CAP	291011104	1,108	16,583	SH		SOLE		16,583	0	0
EMERSON ELEC CO COM	EQUITY / LARGE CAP	291011104	7	100	SH		DFND		100	0	0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN	EQUITY / LARGE CAP	29273R109	6	104	SH		SOLE		104	0	0
EQUINIX INC COM NEW	EQUITY / LARGE CAP	29444U502	11	62	SH		SOLE		62	0	0
EXELON CORP COM	EQUITY / LARGE CAP	30161N101	47	1,400	SH		SOLE		1,400	0	0
EXXON MOBIL CORP COM	EQUITY / LARGE CAP	30231G102	2,171	22,222	SH		SOLE		22,222	0	0
EXXON MOBIL CORP COM	EQUITY / LARGE CAP	30231G102	5	50	SH		DFND		50	0	0
FIRST NIAGARA FINL GP INC COM	EQUITY / MID CAP	33582V108	9	1,000	SH		SOLE		1,000	0	0
FIRSTPLUS FINL GROUP INC COM	US EQUITIES / ETF'S	33763B103	0	115	SH		SOLE		115	0	0
FIRSTENERGY CORP COM	EQUITY / LARGE CAP	337932107	3	100	SH		SOLE		100	0	0
FONAR CORP	EQUITY / SMALL CAP	344437405	1	80	SH		SOLE		80	0	0
FORD MOTOR COMPANY COM NEW	EQUITY / LARGE CAP	345370860	15	989	SH		SOLE		989	0	0
FRANKLIN FINL SVCS CORP COM	EQUITY / SMALL CAP	353525108	315	17,146	SH		SOLE		17,146	0	0
FRONTIER COMMUNICATIONS CORPCOM	EQUITY / MID CAP	35906A108	29	5,102	SH		SOLE		5,102	0	0
FULTON FINL CORP PA COM	EQUITY / MID CAP	360271100	274	21,770	SH		SOLE		21,770	0	0
GAMING & LEISURE PPTYS INC COM	EQUITY / SMALL CAP	36467J108	72	1,965	SH		SOLE		1,965	0	0
GENERAL ELEC CO COM	EQUITY / LARGE CAP	369604103	971	37,518	SH		SOLE		37,518	0	0
GENERAL MLS INC COM	EQUITY / LARGE CAP	370334104	1,585	30,587	SH		SOLE		30,587	0	0
GENERAL MLS INC COM	EQUITY / LARGE CAP	370334104	6	125	SH		DFND		125	0	0
GOOGLE INC CL A	EQUITY / LARGE CAP	38259P508	557	500	SH		SOLE		500	0	0
HALLIBURTON CO COM	EQUITY / LARGE CAP	406216101	24	400	SH		SOLE		400	0	0
HANESBRANDS INC	EQUITY / LARGE CAP	410345102	3	43	SH		SOLE		43	0	0
HEALTHSOUTH CORP COM NEW	US EQUITIES / ETF'S	421924309	1	40	SH		SOLE		40	0	0
HERSHEY FOODS CORP COM	EQUITY / LARGE CAP	427866108	104	1,000	SH		SOLE		1,000	0	0
HEWLETT PACKARD CO COM	EQUITY / LARGE CAP	428236103	65	2,000	SH		SOLE		2,000	0	0
HOME DEPOT INC COM	EQUITY / LARGE CAP	437076102	643	8,132	SH		SOLE		8,132	0	0
HONEYWELL INTL INC COM	EQUITY / LARGE CAP	438516106	1,551	16,723	SH		SOLE		16,723	0	0
HONEYWELL INTL INC COM	EQUITY / LARGE CAP	438516106	9	100	SH		DFND		100	0	0
HOST HOTELS & RESORTS INC COM	EQUITY / LARGE CAP	44107P104	1	38	SH		SOLE		38	0	0
IMATION CORP COM	EQUITY / SMALL CAP	45245A107	0	20	SH		SOLE		20	0	0
ING GROEP N V PERP DEBT SECS	PREFERRED STOCK	456837202	10	400	SH		SOLE		400	0	0
ING GROEP N V PERP DBT 6.125	PREFERRED STOCK	456837509	10	400	SH		SOLE		400	0	0
INTEL CORP COM	EQUITY / LARGE CAP	458140100	611	23,670	SH		SOLE		23,670	0	0
INTERNATIONAL BUSINESS MACHSCOM	EQUITY / LARGE CAP	459200101	342	1,775	SH		SOLE		1,775	0	0
ISHARES SILVER TRUST ISHARES	US EQUITIES / ETF'S	46428Q109	8	400	SH		SOLE		400	0	0
ISHARES INC MSCI AUSTRALIA	FOREIGN ETFS	464286103	100	3,850	SH		SOLE		3,850	0	0
ISHARES MSCI SINGAPORE ETF	FOREIGN ETFS	464286673	191	14,600	SH		SOLE		14,600	0	0
ISHARES MSCI EMERG MKT ETF	FOREIGN ETFS	464287234	82	2,000	SH		SOLE		2,000	0	0
ISHARES MSCI EAFE INDEX	FOREIGN ETFS	464287465	696	10,350	SH		SOLE		10,350	0	0
ISHARES BIO-TECHNOLOGY ETF	EQUITY / MID CAP	464287556	281	1,188	SH		SOLE		1,188	0	0
ISHARES RUSSELL 1000 LARGE CAP VALUE	EQUITY / LARGE CAP	464287598	19	200	SH		SOLE		200	0	0
ISHARES RUSSELL 1000 GROWTH ETF	US EQUITIES / ETF'S	464287614	29	337	SH		SOLE		337	0	0
ISHARES RUSSELL 2000 ETF	US EQUITIES / ETF'S	464287655	168	1,445	SH		SOLE		1,445	0	0
JPMORGAN CHASE & CO COM	EQUITY / LARGE CAP	46625H100	1,155	19,035	SH		SOLE		19,035	0	0
JOHNSON & JOHNSON COM	EQUITY / LARGE CAP	478160104	1,770	18,016	SH		SOLE		18,016	0	0
JOHNSON CTLS INC COM	EQUITY / LARGE CAP	478366107	1,206	25,487	SH		SOLE		25,487	0	0
KRAFT FOODS GROUP INC COM	EQUITY / LARGE CAP	50076Q106	288	5,132	SH		SOLE		5,132	0	0
KRISPY KREME DOUGHNUTS INC COM	EQUITY / SMALL CAP	501014104	2	100	SH		SOLE		100	0	0
LILLY ELI & CO COM	EQUITY / LARGE CAP	532457108	135	2,300	SH		SOLE		2,300	0	0
LOCKHEED MARTIN CORP COM	EQUITY / LARGE CAP	539830109	585	3,582	SH		SOLE		3,582	0	0
LOWES COS INC COM	EQUITY / LARGE CAP	548661107	49	1,000	SH		SOLE		1,000	0	0
M & T BK CORP COM	EQUITY / LARGE CAP	55261F104	638	5,261	SH		SOLE		5,261	0	0
MELA SCIENCES INC COM	EQUITY / SMALL CAP	55277R100	0	250	SH		SOLE		250	0	0
MARKET VECTORS ETF TR AGRIBUS ETF	EQUITY / LARGE CAP	57060U605	334	6,150	SH		SOLE		6,150	0	0
MCDONALDS CORP COM	EQUITY / LARGE CAP	580135101	63	640	SH		SOLE		640	0	0
MEDTRONIC INC COM	EQUITY / LARGE CAP	585055106	967	15,718	SH		SOLE		15,718	0	0
MERRILL LYNCH PFD CAP TR V TOPRS 7.28%	PREFERRED STOCK	59021K205	10	400	SH		SOLE		400	0	0
MICROSOFT CORP COM	EQUITY / LARGE CAP	594918104	2,097	51,178	SH		SOLE		51,178	0	0
MICROSOFT CORP COM	EQUITY / LARGE CAP	594918104	8	200	SH		DFND		200	0	0
MICRON TECHNOLOGY INC COM	EQUITY / LARGE CAP	595112103	2	100	SH		SOLE		100	0	0
MIDDLEBY CORP COM	EQUITY / MID CAP	596278101	775	2,932	SH		SOLE		2,932	0	0
MONDELEZ INTL INC CL A	EQUITY / LARGE CAP	609207105	564	16,338	SH		SOLE		16,338	0	0
MONRO MUFFLER BRAKE INC COM	EQUITY / SMALL CAP	610236101	36	636	SH		SOLE		636	0	0
MORGAN STANLEY CAP TR III CAP SECS 6.25%	PREFERRED STOCK	617460209	10	400	SH		SOLE		400	0	0
NASDAQ OMX GROUP INC COM	EQUITY / LARGE CAP	631103108	1,271	34,416	SH		SOLE		34,416	0	0
NASDAQ OMX GROUP INC COM	EQUITY / LARGE CAP	631103108	18	489	SH		DFND		489	0	0
NEXTERA ENERGY INC COM	EQUITY / LARGE CAP	65339F101	53	552	SH		SOLE		552	0	0
NORTHEAST UTILS COM	EQUITY / LARGE CAP	664397106	5	102	SH		SOLE		102	0	0
NURSECARE HEALTH CTR	US EQUITIES / ETF'S	670576305	0	50	SH		SOLE		50	0	0
NUSTAR ENERGY LP UNIT COM	EQUITY / MID CAP	67058H102	10	173	SH		SOLE		173	0	0
OLD DOMINION FGHT LINES INC COM	EQUITY / MID CAP	679580100	369	6,500	SH		SOLE		6,500	0	0
OPKO HEALTH INC COM	EQUITY / MID CAP	68375N103	2	200	SH		SOLE		200	0	0
OREGON PAC BANCORP COM NEW	EQUITY / SMALL CAP	686040205	20	6,000	SH		SOLE		6,000	0	0
ORRSTOWN FINANCIAL SERVICES REINVESTED SHARES	EQUITY / SMALL CAP	687OFS993	148	9,159	SH		SOLE		9,159	0	0
ORRSTOWN FINL SVCS INC COM	EQUITY / SMALL CAP	687380105	4,772	289,721	SH		SOLE		289,721	0	0
ORRSTOWN FINL SVCS INC COM	EQUITY / SMALL CAP	687380105	5	315	SH		DFND		315	0	0
PNC FINANCIAL SERVICES GROUPCOM	EQUITY / LARGE CAP	693475105	2,421	27,828	SH		SOLE		27,828	0	0
PNC FINANCIAL SERVICES GROUPCOM	EQUITY / LARGE CAP	693475105	17	199	SH		DFND		199	0	0
PPG INDS INC COM	EQUITY / LARGE CAP	693506107	77	400	SH		SOLE		400	0	0
P P & L RES INC COM	EQUITY / LARGE CAP	69351T106	383	11,552	SH		SOLE		11,552	0	0
PACIFIC CONTINENTAL CORP COM	EQUITY / SMALL CAP	69412V108	35	2,530	SH		SOLE		2,530	0	0
PANDORA MEDIA INC COM	EQUITY / MID CAP	698354107	30	1,000	SH		SOLE		1,000	0	0
PENN NATL GAMING INC COM	EQUITY / MID CAP	707569109	18	1,500	SH		SOLE		1,500	0	0
PEPSICO INC COM	EQUITY / LARGE CAP	713448108	2,071	24,807	SH		SOLE		24,807	0	0
PEPSICO INC COM	EQUITY / LARGE CAP	713448108	8	100	SH		DFND		100	0	0
PFIZER INC COM	EQUITY / LARGE CAP	717081103	165	5,150	SH		SOLE		5,150	0	0
PHILIP MORRIS INTL INC COM	EQUITY / LARGE CAP	718172109	98	1,194	SH		SOLE		1,194	0	0
PLUM CREEK TIMBER CO INC COM	EQUITY / LARGE CAP	729251108	8	200	SH		SOLE		200	0	0
POWERSHARES QQQ TR	EQUITY / LARGE CAP	73935A104	491	5,600	SH		SOLE		5,600	0	0
POWERSHARES WATER RESOURCE ETF	EQUITY / LARGE CAP	73935X575	40	1,500	SH		SOLE		1,500	0	0
POWERSHARES ETF TRUST INTL DIV ACHV	FOREIGN ETFS	73935X716	63	3,450	SH		SOLE		3,450	0	0
PRAXAIR INC COM	EQUITY / LARGE CAP	74005P104	55	418	SH		SOLE		418	0	0
PROCTER & GAMBLE CO COM	EQUITY / LARGE CAP	742718109	891	11,050	SH		SOLE		11,050	0	0
PROCTER & GAMBLE CO COM	EQUITY / LARGE CAP	742718109	16	195	SH		DFND		195	0	0
PROSHARES TR PSHS SHRT S&P500	EQUITY / LARGE CAP	74347R503	10	400	SH		SOLE		400	0	0
PRUDENTIAL FINL INC COM	EQUITY / LARGE CAP	744320102	1,464	17,294	SH		SOLE		17,294	0	0
PRUDENTIAL FINL INC COM	EQUITY / LARGE CAP	744320102	19	219	SH		DFND		219	0	0
PUBLIC SVC ENTERPRISE GROUP COM	EQUITY / LARGE CAP	744573106	114	3,000	SH		SOLE		3,000	0	0
QUALCOMM INC COM	EQUITY / LARGE CAP	747525103	1,454	18,433	SH		SOLE		18,433	0	0
QUALCOMM INC COM	EQUITY / LARGE CAP	747525103	31	391	SH		DFND		391	0	0
RAVEN INDS INC COM	EQUITY / SMALL CAP	754212108	92	2,800	SH		SOLE		2,800	0	0
REYNOLDS AMERICAN INC COM	EQUITY / LARGE CAP	761713106	6	120	SH		SOLE		120	0	0
ROCKWELL AUTOMATION INC COM	EQUITY / LARGE CAP	773903109	63	502	SH		SOLE		502	0	0
ROCKWELL COLLINS INC COM	EQUITY / LARGE CAP	774341101	36	458	SH		SOLE		458	0	0
SPDR S & P 500 INDEX ETF	EQUITY / LARGE CAP	78462F103	594	3,175	SH		SOLE		3,175	0	0
SPDR GOLD TRUST GOLD SHS	EQUITY / LARGE CAP	78463V107	347	2,810	SH		SOLE		2,810	0	0
SPDR GOLD TRUST GOLD SHS	EQUITY / LARGE CAP	78463V107	5	40	SH		DFND		40	0	0
SPDR S&P OIL & GAS EQUIPMENT& SVCS ETF	EQUITY / MID CAP	78464A748	436	9,500	SH		SOLE		9,500	0	0
SPDR SERIES TRUST S&P DIVID ETF	US EQUITIES / ETF'S	78464A763	1,045	14,207	SH		SOLE		14,207	0	0
SPDR DOW JONES INDL AVRG ETFUT SER 1	EQUITY / LARGE CAP	78467X109	2,194	13,361	SH		SOLE		13,361	0	0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP	EQUITY / MID CAP	78467Y107	812	3,239	SH		SOLE		3,239	0	0
SCHLUMBERGER LTD COM	EQUITY / LARGE CAP	806857108	20	200	SH		SOLE		200	0	0
SELECT SECTOR SPDR TR SBI INT-TECH	US EQUITIES / ETF'S	81369Y803	18	500	SH		SOLE		500	0	0
SECURITY CALIFORNIA BANCORP COM	EQUITY / SMALL CAP	81412M103	15	1,500	SH		SOLE		1,500	0	0
SENESCO TECHNOLOGIES INC COM PAR $0.01	EQUITY / SMALL CAP	817208507	0	100	SH		SOLE		100	0	0
SHERWIN WILLIAMS CO COM	EQUITY / LARGE CAP	824348106	39	200	SH		SOLE		200	0	0
SIRIUS XM HLDGS INC COM	EQUITY / MID CAP	82968B103	3	1,000	SH		SOLE		1,000	0	0
SKYWORKS SOLUTIONS INC COM	EQUITY / LARGE CAP	83088M102	1,007	26,842	SH		SOLE		26,842	0	0
SMUCKER J M CO COM NEW	EQUITY / LARGE CAP	832696405	2	23	SH		SOLE		23	0	0
SOUTHERN CO COM	EQUITY / LARGE CAP	842587107	1,043	23,750	SH		SOLE		23,750	0	0
SOUTHERN CO COM	EQUITY / LARGE CAP	842587107	11	250	SH		DFND		250	0	0
SPRINT CORP COM SER 1	EQUITY / LARGE CAP	85207U105	3	327	SH		SOLE		327	0	0
STAMPS COM INC COM NEW	EQUITY / SMALL CAP	852857200	3	100	SH		SOLE		100	0	0
SUSQUEHANNA BANCSHARES INC PCOM	EQUITY / MID CAP	869099101	989	86,962	SH		SOLE		86,962	0	0
SYNTA PHARMACEUTICALS CORP COM	EQUITY / SMALL CAP	87162T206	1	200	SH		SOLE		200	0	0
TJX COS INC NEW COM	EQUITY / LARGE CAP	872540109	1,431	23,598	SH		SOLE		23,598	0	0
TJX COS INC NEW COM	EQUITY / LARGE CAP	872540109	20	331	SH		DFND		331	0	0
3M CO COM	EQUITY / LARGE CAP	88579Y101	1,449	10,679	SH		SOLE		10,679	0	0
3M CO COM	EQUITY / LARGE CAP	88579Y101	14	102	SH		DFND		102	0	0
TIM HORTONS INC COM	EQUITY / LARGE CAP	88706M103	76	1,371	SH		SOLE		1,371	0	0
TRANSCANADA CORP COM	FOREIGN EQUITY / LARGE CAP	89353D107	68	1,500	SH		SOLE		1,500	0	0
TRAVELERS COS INC	EQUITY / LARGE CAP	89417E109	1,492	17,527	SH		SOLE		17,527	0	0
TRAVELERS COS INC	EQUITY / LARGE CAP	89417E109	16	189	SH		DFND		189	0	0
TRUMP HOTELS & CASIN	EQUITY / LARGE CAP	898168109	0	60	SH		SOLE		60	0	0
UNILEVER PLC SPON ADR NEW	EQUITY / LARGE CAP	904767704	1,144	26,745	SH		SOLE		26,745	0	0
UNILEVER PLC SPON ADR NEW	EQUITY / LARGE CAP	904767704	2	50	SH		DFND		50	0	0
UNILIFE CORPORATIO CDI	EQUITY / SMALL CAP	90478E103	4	1,000	SH		SOLE		1,000	0	0
UNILEVER N V N Y SHS NEW	EQUITY / LARGE CAP	904784709	4	100	SH		SOLE		100	0	0
UNITED TECHNOLOGIES CORP COM	EQUITY / LARGE CAP	913017109	93	800	SH		SOLE		800	0	0
UNITEDHEALTH GROUP INC COM	EQUITY / LARGE CAP	91324P102	189	2,300	SH		SOLE		2,300	0	0
VALERO ENERGY CORP NEW COM	EQUITY / LARGE CAP	91913Y100	2,047	38,565	SH		SOLE		38,565	0	0
VALERO ENERGY CORP NEW COM	EQUITY / LARGE CAP	91913Y100	5	100	SH		DFND		100	0	0
VANGUARD TOTAL BOND MARKET ETF	US EQUITIES / ETF'S	921937835	329	4,050	SH		SOLE		4,050	0	0
VANGUARD HEALTHCARE VIPER ETF	EQUITY / LARGE CAP	92204A504	1,045	9,774	SH		SOLE		9,774	0	0
VANGUARD SM CAP VAL VIPER	EQUITY / SMALL CAP	922908611	3,279	32,581	SH		SOLE		32,581	0	0
VERIZON COMMUNICATIONS	EQUITY / LARGE CAP	92343V104	1,478	31,085	SH		SOLE		31,085	0	0
VERIZON COMMUNICATIONS	EQUITY / LARGE CAP	92343V104	50	1,060	SH		DFND		1,060	0	0
VISA INC COM CL A	EQUITY / LARGE CAP	92826C839	2,569	11,900	SH		SOLE		11,900	0	0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR	EQUITY / LARGE CAP	92857W308	540	14,664	SH		SOLE		14,664	0	0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR	EQUITY / LARGE CAP	92857W308	29	781	SH		DFND		781	0	0
WAL MART STORES INC COM	EQUITY / LARGE CAP	931142103	19	250	SH		SOLE		250	0	0
WEBSTER FINL CORP CONN COM	EQUITY / MID CAP	947890109	4	142	SH		SOLE		142	0	0
WELLS FARGO & CO NEW COM	EQUITY / LARGE CAP	949746101	80	1,600	SH		SOLE		1,600	0	0
WENDYS CO COM	EQUITY / MID CAP	95058W100	283	31,000	SH		SOLE		31,000	0	0
WEYERHAEUSER CO COM	EQUITY / LARGE CAP	962166104	25	851	SH		SOLE		851	0	0
WINDSTREAM HLDGS INC COM	EQUITY / LARGE CAP	97382A101	29	3,575	SH		SOLE		3,575	0	0
XCL LTD DEL COM	EQUITY / SMALL CAP	983701103	0	66	SH		SOLE		66	0	0
YUM BRANDS INC COM	EQUITY / LARGE CAP	988498101	42	552	SH		SOLE		552	0	0
ZIMMER HLDGS INC COM	EQUITY / LARGE CAP	98956P102	1,326	14,016	SH		SOLE		14,016	0	0
ZIONS BANCORP	EQUITY / LARGE CAP	989701107	3	100	SH		SOLE		100	0	0