Orrstown Financial Services (ORRF) 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
FIRST HORIZON 1000.0	EQUITY / SMALL CAP	DCA517101	507	507,356	SH		SOLE		507,356	0	0
NAT PENN BANC NP	EQUITY / SMALL CAP	GDH138104	50	50,000	SH		SOLE		50,000	0	0
ACCENTURE PLC IRELAND SHS CLASS A	FOREIGN EQUITY / LARGE CAP	G1151C101	101	1,250	SH		SOLE		1,250	0	0
EATON CORP PLC SHS	EQUITY / LARGE CAP	G29183103	1,589	20,591	SH		SOLE		20,591	0	0
EATON CORP PLC SHS	EQUITY / LARGE CAP	G29183103	25	322	SH		DFND		322	0	0
NOBLE CORP PLC USD	EQUITY / LARGE CAP	G65431101	878	26,184	SH		SOLE		26,184	0	0
PENTAIR PLC SHS	FOREIGN EQUITIES	G7S00T104	0	6	SH		SOLE		6	0	0
TE CONNECTIVITY LTD REG SHS	EQUITY / LARGE CAP	H84989104	31	500	SH		SOLE		500	0	0
TYCO INTERNATIONAL LTD SHS	EQUITY / LARGE CAP	H89128104	3	62	SH		SOLE		62	0	0
ACNB CORP COM	EQUITY / SMALL CAP	000868109	14	719	SH		SOLE		719	0	0
THE ADT CORPORATION COM	EQUITY / LARGE CAP	00101J106	0	11	SH		SOLE		11	0	0
AT&T INC COM	EQUITY / LARGE CAP	00206R102	645	18,245	SH		SOLE		18,245	0	0
AT&T INC COM	EQUITY / LARGE CAP	00206R102	46	1,300	SH		DFND		1,300	0	0
ABBOTT LABS COM	EQUITY / LARGE CAP	002824100	31	755	SH		SOLE		755	0	0
ADAMS RES & ENERGY INC COM NEW	EQUITY / SMALL CAP	006351308	39	500	SH		SOLE		500	0	0
ADOBE SYS INC COM	US EQUITIES / ETF'S	00724F101	38	529	SH		SOLE		529	0	0
ADVANCED MICRO DEVICES INC COM	EQUITY / MID CAP	007903107	1	200	SH		SOLE		200	0	0
ALCATEL-LUCENT SPONSORED ADR	EQUITY / LARGE CAP	013904305	5	1,500	SH		SOLE		1,500	0	0
ALTRIA GROUP INC COM	EQUITY / LARGE CAP	02209S103	35	844	SH		SOLE		844	0	0
AMERICAN EXPRESS CO COM	EQUITY / LARGE CAP	025816109	1,699	17,912	SH		SOLE		17,912	0	0
AMERICAN EXPRESS CO COM	EQUITY / LARGE CAP	025816109	28	299	SH		DFND		299	0	0
AMER RLTY CAP HEALTHCAR TR ICOM	US EQUITIES / ETF'S	02917R108	97	8,870	SH		SOLE		8,870	0	0
AMERISOURCEBERGEN CORP COM	EQUITY / LARGE CAP	03073E105	1,842	25,354	SH		SOLE		25,354	0	0
AMERISOURCEBERGEN CORP COM	EQUITY / LARGE CAP	03073E105	26	359	SH		DFND		359	0	0
ANNALY MTG MGMT INC COM	EQUITY / LARGE CAP	035710409	11	1,000	SH		SOLE		1,000	0	0
APACHE CORP COM	EQUITY / LARGE CAP	037411105	909	9,032	SH		SOLE		9,032	0	0
APACHE CORP COM	EQUITY / LARGE CAP	037411105	16	163	SH		DFND		163	0	0
APPLE INC COM	EQUITY / LARGE CAP	037833100	1,977	21,271	SH		SOLE		21,271	0	0
ARCHER DANIELS MIDLAND CO COM	EQUITY / LARGE CAP	039483102	1,005	22,778	SH		SOLE		22,778	0	0
AUTOMATIC DATA PROCESSING INCOM	EQUITY / LARGE CAP	053015103	16	200	SH		SOLE		200	0	0
BB&T CORP COM	EQUITY / LARGE CAP	054937107	28	700	SH		SOLE		700	0	0
BP AMOCO P L C SPONSORED ADR	EQUITY / LARGE CAP	055622104	7	132	SH		SOLE		132	0	0
BP PRUDHOE BAY RTY TR UNIT BEN INT	EQUITY / SMALL CAP	055630107	10	100	SH		SOLE		100	0	0
BEISTLE COMPANY	EQUITY / SMALL CAP	072001993	2,285	2,842	SH		SOLE		2,842	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	EQUITY / LARGE CAP	084670702	19	150	SH		SOLE		150	0	0
BRISTOL MYERS SQUIBB CO COM	EQUITY / LARGE CAP	110122108	58	1,200	SH		SOLE		1,200	0	0
BUFFALO WILD WINGS INC COM	EQUITY / MID CAP	119848109	1,072	6,468	SH		SOLE		6,468	0	0
CSX CORP COM	EQUITY / LARGE CAP	126408103	1,071	34,768	SH		SOLE		34,768	0	0
CSX CORP COM	EQUITY / LARGE CAP	126408103	14	464	SH		DFND		464	0	0
CVS CORP COM	EQUITY / LARGE CAP	126650100	8	100	SH		SOLE		100	0	0
CAMPBELL SOUP	EQUITY / LARGE CAP	134429109	5	100	SH		SOLE		100	0	0
CAPSTEAD MTG CORP COM NO PAR	EQUITY / SMALL CAP	14067E506	7	500	SH		SOLE		500	0	0
CARLISLE COS INC COM	EQUITY / MID CAP	142339100	277	3,200	SH		SOLE		3,200	0	0
CATERPILLAR INC DEL COM	EQUITY / LARGE CAP	149123101	109	1,000	SH		SOLE		1,000	0	0
CELGENE CORP COM	EQUITY / LARGE CAP	151020104	20	235	SH		SOLE		235	0	0
CHESAPEAKE ENERGY CORP COM	EQUITY / LARGE CAP	165167107	75	2,410	SH		SOLE		2,410	0	0
CHEVRON CORP NEW COM	EQUITY / LARGE CAP	166764100	1,924	14,740	SH		SOLE		14,740	0	0
CHEVRON CORP NEW COM	EQUITY / LARGE CAP	166764100	7	50	SH		DFND		50	0	0
CHIMERA INVT CORP COM	EQUITY / MID CAP	16934Q109	22	7,000	SH		SOLE		7,000	0	0
CISCO SYS INC COM	EQUITY / LARGE CAP	17275R102	3	140	SH		SOLE		140	0	0
CITIZENS BANCORP CORVALLIS OREGON COM	EQUITY / SMALL CAP	172950107	14	1,160	SH		SOLE		1,160	0	0
CLEAN ENERGY FUELS CORP COM	EQUITY / SMALL CAP	184499101	30	2,580	SH		SOLE		2,580	0	0
COCA COLA CO COM	EQUITY / LARGE CAP	191216100	85	2,000	SH		SOLE		2,000	0	0
COGNIZANT TECHNOLOGY SOLUTIOCL A	EQUITY / LARGE CAP	192446102	1,434	29,316	SH		SOLE		29,316	0	0
COLGATE PALMOLIVE CO COM	EQUITY / LARGE CAP	194162103	518	7,600	SH		SOLE		7,600	0	0
COMMANCHE NATIONAL	EQUITY / SMALL CAP	200027993	0	195	SH		SOLE		195	0	0
COMCAST CORP NEW CL A	EQUITY / LARGE CAP	20030N101	114	2,121	SH		SOLE		2,121	0	0
COMCAST CORP NEW CL A	EQUITY / LARGE CAP	20030N101	21	400	SH		DFND		400	0	0
CONSOLIDATED EDISON INC COM	EQUITY / LARGE CAP	209115104	49	850	SH		SOLE		850	0	0
CORNING INC COM	EQUITY / LARGE CAP	219350105	11	500	SH		SOLE		500	0	0
COSTCO WHOLESALE CORP	EQUITY / LARGE CAP	22160K105	33	290	SH		SOLE		290	0	0
DEVON ENERGY CORP NEW COM	EQUITY / LARGE CAP	25179M103	17	220	SH		SOLE		220	0	0
WALT DISNEY COMPANY HOLDING CO.	EQUITY / LARGE CAP	254687106	1,151	13,419	SH		SOLE		13,419	0	0
DIRECTV	EQUITY / LARGE CAP	25490A309	1,759	20,695	SH		SOLE		20,695	0	0
DOMINION RES INC VA NEW COM	EQUITY / LARGE CAP	25746U109	995	13,911	SH		SOLE		13,911	0	0
DOMINION RES INC VA NEW COM	EQUITY / LARGE CAP	25746U109	11	150	SH		DFND		150	0	0
DOW CHEM CO COM	EQUITY / LARGE CAP	260543103	918	17,847	SH		SOLE		17,847	0	0
DU PONT E I DE NEMOURS & CO COM	EQUITY / LARGE CAP	263534109	1,439	21,996	SH		SOLE		21,996	0	0
DU PONT E I DE NEMOURS & CO COM	EQUITY / LARGE CAP	263534109	327	5,000	SH		DFND		5,000	0	0
DUKE ENERGY CORP NEW COM NEW	EQUITY / LARGE CAP	26441C204	62	833	SH		SOLE		833	0	0
EMC CORPORATION	EQUITY / LARGE CAP	268648102	76	2,900	SH		SOLE		2,900	0	0
EMERSON ELEC CO COM	EQUITY / LARGE CAP	291011104	1,102	16,613	SH		SOLE		16,613	0	0
EMERSON ELEC CO COM	EQUITY / LARGE CAP	291011104	7	100	SH		DFND		100	0	0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN	EQUITY / LARGE CAP	29273R109	6	104	SH		SOLE		104	0	0
EQUINIX INC COM NEW	EQUITY / LARGE CAP	29444U502	13	62	SH		SOLE		62	0	0
ESSEX PPTY TR INC COM	US EQUITIES / ETF'S	297178105	22	118	SH		SOLE		118	0	0
EXELON CORP COM	EQUITY / LARGE CAP	30161N101	51	1,400	SH		SOLE		1,400	0	0
EXXON MOBIL CORP COM	EQUITY / LARGE CAP	30231G102	2,211	21,962	SH		SOLE		21,962	0	0
EXXON MOBIL CORP COM	EQUITY / LARGE CAP	30231G102	5	50	SH		DFND		50	0	0
FIRSTPLUS FINL GROUP INC COM	US EQUITIES / ETF'S	33763B103	0	115	SH		SOLE		115	0	0
FIRSTENERGY CORP COM	EQUITY / LARGE CAP	337932107	3	100	SH		SOLE		100	0	0
FONAR CORP	EQUITY / SMALL CAP	344437405	1	80	SH		SOLE		80	0	0
FORD MOTOR COMPANY COM NEW	EQUITY / LARGE CAP	345370860	17	989	SH		SOLE		989	0	0
FRANKLIN FINL SVCS CORP COM	EQUITY / SMALL CAP	353525108	330	16,596	SH		SOLE		16,596	0	0
FRONTIER COMMUNICATIONS CORPCOM	EQUITY / MID CAP	35906A108	30	5,102	SH		SOLE		5,102	0	0
FULTON FINL CORP PA COM	EQUITY / MID CAP	360271100	226	18,270	SH		SOLE		18,270	0	0
GAMING & LEISURE PPTYS INC COM	EQUITY / SMALL CAP	36467J108	59	1,741	SH		SOLE		1,741	0	0
GENERAL ELEC CO COM	EQUITY / LARGE CAP	369604103	1,020	38,824	SH		SOLE		38,824	0	0
GENERAL MLS INC COM	EQUITY / LARGE CAP	370334104	1,639	31,196	SH		SOLE		31,196	0	0
GENERAL MLS INC COM	EQUITY / LARGE CAP	370334104	7	125	SH		DFND		125	0	0
GOOGLE INC CL A	EQUITY / LARGE CAP	38259P508	248	425	SH		SOLE		425	0	0
GOOGLE INC CL C	EQUITY / LARGE CAP	38259P706	244	425	SH		SOLE		425	0	0
HALLIBURTON CO COM	EQUITY / LARGE CAP	406216101	28	400	SH		SOLE		400	0	0
HANESBRANDS INC	EQUITY / LARGE CAP	410345102	4	43	SH		SOLE		43	0	0
HEALTHSOUTH CORP COM NEW	US EQUITIES / ETF'S	421924309	1	40	SH		SOLE		40	0	0
HERSHEY FOODS CORP COM	EQUITY / LARGE CAP	427866108	97	1,000	SH		SOLE		1,000	0	0
HEWLETT PACKARD CO COM	EQUITY / LARGE CAP	428236103	67	2,000	SH		SOLE		2,000	0	0
HOME DEPOT INC COM	EQUITY / LARGE CAP	437076102	730	9,016	SH		SOLE		9,016	0	0
HONEYWELL INTL INC COM	EQUITY / LARGE CAP	438516106	1,549	16,669	SH		SOLE		16,669	0	0
HONEYWELL INTL INC COM	EQUITY / LARGE CAP	438516106	9	100	SH		DFND		100	0	0
HOST HOTELS & RESORTS INC COM	EQUITY / LARGE CAP	44107P104	1	38	SH		SOLE		38	0	0
IMATION CORP COM	EQUITY / SMALL CAP	45245A107	0	20	SH		SOLE		20	0	0
ING GROEP N V PERP DEBT SECS	PREFERRED STOCK	456837202	10	400	SH		SOLE		400	0	0
ING GROEP N V PERP DBT 6.125	PREFERRED STOCK	456837509	10	400	SH		SOLE		400	0	0
INTEL CORP COM	EQUITY / LARGE CAP	458140100	127	4,104	SH		SOLE		4,104	0	0
INTERNATIONAL BUSINESS MACHSCOM	EQUITY / LARGE CAP	459200101	285	1,575	SH		SOLE		1,575	0	0
ISHARES SILVER TRUST ISHARES	US EQUITIES / ETF'S	46428Q109	8	400	SH		SOLE		400	0	0
ISHARES INC MSCI AUSTRALIA	FOREIGN ETFS	464286103	82	3,150	SH		SOLE		3,150	0	0
ISHARES MSCI SINGAPORE ETF	FOREIGN ETFS	464286673	146	10,800	SH		SOLE		10,800	0	0
ISHARES MSCI EMERG MKT ETF	FOREIGN ETFS	464287234	86	2,000	SH		SOLE		2,000	0	0
ISHARES MSCI EAFE INDEX	FOREIGN ETFS	464287465	673	9,850	SH		SOLE		9,850	0	0
ISHARES BIO-TECHNOLOGY ETF	EQUITY / MID CAP	464287556	211	820	SH		SOLE		820	0	0
ISHARES RUSSELL 1000 LARGE CAP VALUE	EQUITY / LARGE CAP	464287598	102	1,009	SH		SOLE		1,009	0	0
ISHARES RUSSELL 1000 GROWTH ETF	US EQUITIES / ETF'S	464287614	31	337	SH		SOLE		337	0	0
ISHARES RUSSELL 2000 ETF	US EQUITIES / ETF'S	464287655	111	931	SH		SOLE		931	0	0
JPMORGAN CHASE & CO COM	EQUITY / LARGE CAP	46625H100	1,232	21,388	SH		SOLE		21,388	0	0
JOHNSON & JOHNSON COM	EQUITY / LARGE CAP	478160104	1,988	19,005	SH		SOLE		19,005	0	0
JOHNSON CTLS INC COM	EQUITY / LARGE CAP	478366107	1,233	24,689	SH		SOLE		24,689	0	0
KRAFT FOODS GROUP INC COM	EQUITY / LARGE CAP	50076Q106	216	3,597	SH		SOLE		3,597	0	0
KRISPY KREME DOUGHNUTS INC COM	EQUITY / SMALL CAP	501014104	2	100	SH		SOLE		100	0	0
LILLY ELI & CO COM	EQUITY / LARGE CAP	532457108	106	1,699	SH		SOLE		1,699	0	0
LOCKHEED MARTIN CORP COM	EQUITY / LARGE CAP	539830109	514	3,197	SH		SOLE		3,197	0	0
LOWES COS INC COM	EQUITY / LARGE CAP	548661107	48	1,000	SH		SOLE		1,000	0	0
M & T BK CORP COM	EQUITY / LARGE CAP	55261F104	653	5,261	SH		SOLE		5,261	0	0
MELA SCIENCES INC COM	EQUITY / SMALL CAP	55277R100	0	250	SH		SOLE		250	0	0
MARKET VECTORS ETF TR AGRIBUS ETF	EQUITY / LARGE CAP	57060U605	278	5,050	SH		SOLE		5,050	0	0
MCDONALDS CORP COM	EQUITY / LARGE CAP	580135101	64	640	SH		SOLE		640	0	0
MEDTRONIC INC COM	EQUITY / LARGE CAP	585055106	1,166	18,294	SH		SOLE		18,294	0	0
MERRILL LYNCH PFD CAP TR V TOPRS 7.28%	PREFERRED STOCK	59021K205	10	400	SH		SOLE		400	0	0
MICROSOFT CORP COM	EQUITY / LARGE CAP	594918104	2,090	50,118	SH		SOLE		50,118	0	0
MICROSOFT CORP COM	EQUITY / LARGE CAP	594918104	8	200	SH		DFND		200	0	0
MICROCHIP TECHNOLOGY INC COM	US EQUITIES / ETF'S	595017104	39	795	SH		SOLE		795	0	0
MICRON TECHNOLOGY INC COM	EQUITY / LARGE CAP	595112103	3	100	SH		SOLE		100	0	0
MIDDLEBY CORP COM	EQUITY / MID CAP	596278101	223	2,697	SH		SOLE		2,697	0	0
MONDELEZ INTL INC CL A	EQUITY / LARGE CAP	609207105	458	12,190	SH		SOLE		12,190	0	0
MONRO MUFFLER BRAKE INC COM	EQUITY / SMALL CAP	610236101	34	636	SH		SOLE		636	0	0
MORGAN STANLEY CAP TR III CAP SECS 6.25%	PREFERRED STOCK	617460209	10	400	SH		SOLE		400	0	0
NASDAQ OMX GROUP INC COM	EQUITY / LARGE CAP	631103108	1,337	34,637	SH		SOLE		34,637	0	0
NASDAQ OMX GROUP INC COM	EQUITY / LARGE CAP	631103108	19	489	SH		DFND		489	0	0
NEXTERA ENERGY INC COM	EQUITY / LARGE CAP	65339F101	57	552	SH		SOLE		552	0	0
NIKE INC CL B	EQUITY / LARGE CAP	654106103	35	451	SH		SOLE		451	0	0
NORTHEAST UTILS COM	EQUITY / LARGE CAP	664397106	5	102	SH		SOLE		102	0	0
NURSECARE HEALTH CTR	US EQUITIES / ETF'S	670576305	0	50	SH		SOLE		50	0	0
NUSTAR ENERGY LP UNIT COM	EQUITY / MID CAP	67058H102	11	173	SH		SOLE		173	0	0
OLD DOMINION FGHT LINES INC COM	EQUITY / MID CAP	679580100	414	6,500	SH		SOLE		6,500	0	0
OPKO HEALTH INC COM	EQUITY / MID CAP	68375N103	2	200	SH		SOLE		200	0	0
ORACLE CORP COM	EQUITY / LARGE CAP	68389X105	33	820	SH		SOLE		820	0	0
OREGON PAC BANCORP COM NEW	EQUITY / SMALL CAP	686040205	18	6,000	SH		SOLE		6,000	0	0
ORRSTOWN FINANCIAL SERVICES REINVESTED SHARES	EQUITY / SMALL CAP	687OFS993	153	9,159	SH		SOLE		9,159	0	0
ORRSTOWN FINL SVCS INC COM	EQUITY / SMALL CAP	687380105	4,759	287,891	SH		SOLE		287,891	0	0
ORRSTOWN FINL SVCS INC COM	EQUITY / SMALL CAP	687380105	5	315	SH		DFND		315	0	0
PNC FINANCIAL SERVICES GROUPCOM	EQUITY / LARGE CAP	693475105	2,478	27,824	SH		SOLE		27,824	0	0
PNC FINANCIAL SERVICES GROUPCOM	EQUITY / LARGE CAP	693475105	18	199	SH		DFND		199	0	0
PPG INDS INC COM	EQUITY / LARGE CAP	693506107	84	400	SH		SOLE		400	0	0
P P & L RES INC COM	EQUITY / LARGE CAP	69351T106	410	11,552	SH		SOLE		11,552	0	0
PACIFIC CONTINENTAL CORP COM	EQUITY / SMALL CAP	69412V108	35	2,530	SH		SOLE		2,530	0	0
PANDORA MEDIA INC COM	EQUITY / MID CAP	698354107	44	1,500	SH		SOLE		1,500	0	0
PENN NATL GAMING INC COM	EQUITY / MID CAP	707569109	18	1,500	SH		SOLE		1,500	0	0
PEPSICO INC COM	EQUITY / LARGE CAP	713448108	2,188	24,486	SH		SOLE		24,486	0	0
PEPSICO INC COM	EQUITY / LARGE CAP	713448108	9	100	SH		DFND		100	0	0
PFIZER INC COM	EQUITY / LARGE CAP	717081103	135	4,550	SH		SOLE		4,550	0	0
PHILIP MORRIS INTL INC COM	EQUITY / LARGE CAP	718172109	101	1,194	SH		SOLE		1,194	0	0
POWERSHARES QQQ TR	EQUITY / LARGE CAP	73935A104	441	4,700	SH		SOLE		4,700	0	0
POWERSHARES ETF TRUST INTL DIV ACHV	FOREIGN ETFS	73935X716	83	4,281	SH		SOLE		4,281	0	0
PRAXAIR INC COM	EQUITY / LARGE CAP	74005P104	56	418	SH		SOLE		418	0	0
PRESIDENTIAL RLTY CORP NEW CL A	EQUITY / SMALL CAP	741004105	3	8,500	SH		SOLE		8,500	0	0
PROCTER & GAMBLE CO COM	EQUITY / LARGE CAP	742718109	933	11,878	SH		SOLE		11,878	0	0
PROCTER & GAMBLE CO COM	EQUITY / LARGE CAP	742718109	15	195	SH		DFND		195	0	0
PROSHARES TR PSHS SHRT S&P500	EQUITY / LARGE CAP	74347R503	9	400	SH		SOLE		400	0	0
PRUDENTIAL FINL INC COM	EQUITY / LARGE CAP	744320102	1,558	17,547	SH		SOLE		17,547	0	0
PRUDENTIAL FINL INC COM	EQUITY / LARGE CAP	744320102	19	219	SH		DFND		219	0	0
PUBLIC SVC ENTERPRISE GROUP COM	EQUITY / LARGE CAP	744573106	122	3,000	SH		SOLE		3,000	0	0
QUALCOMM INC COM	EQUITY / LARGE CAP	747525103	1,565	19,764	SH		SOLE		19,764	0	0
QUALCOMM INC COM	EQUITY / LARGE CAP	747525103	31	391	SH		DFND		391	0	0
RAVEN INDS INC COM	EQUITY / SMALL CAP	754212108	93	2,800	SH		SOLE		2,800	0	0
REYNOLDS AMERICAN INC COM	EQUITY / LARGE CAP	761713106	7	120	SH		SOLE		120	0	0
ROCKWELL AUTOMATION INC COM	EQUITY / LARGE CAP	773903109	63	502	SH		SOLE		502	0	0
ROCKWELL COLLINS INC COM	EQUITY / LARGE CAP	774341101	36	458	SH		SOLE		458	0	0
SPDR S & P 500 INDEX ETF	EQUITY / LARGE CAP	78462F103	655	3,345	SH		SOLE		3,345	0	0
SPDR GOLD TRUST GOLD SHS	EQUITY / LARGE CAP	78463V107	344	2,690	SH		SOLE		2,690	0	0
SPDR GOLD TRUST GOLD SHS	EQUITY / LARGE CAP	78463V107	5	40	SH		DFND		40	0	0
SPDR S&P OIL & GAS EQUIPMENT& SVCS ETF	EQUITY / MID CAP	78464A748	384	7,800	SH		SOLE		7,800	0	0
SPDR SERIES TRUST S&P DIVID ETF	US EQUITIES / ETF'S	78464A763	920	12,007	SH		SOLE		12,007	0	0
SPDR DOW JONES INDL AVRG ETFUT SER 1	EQUITY / LARGE CAP	78467X109	1,958	11,661	SH		SOLE		11,661	0	0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP	EQUITY / MID CAP	78467Y107	734	2,819	SH		SOLE		2,819	0	0
SCHLUMBERGER LTD COM	EQUITY / LARGE CAP	806857108	24	200	SH		SOLE		200	0	0
SENESCO TECHNOLOGIES INC COM PAR $0.01	EQUITY / SMALL CAP	817208507	0	100	SH		SOLE		100	0	0
SHERWIN WILLIAMS CO COM	EQUITY / LARGE CAP	824348106	41	200	SH		SOLE		200	0	0
SKYWORKS SOLUTIONS INC COM	EQUITY / LARGE CAP	83088M102	1,845	39,306	SH		SOLE		39,306	0	0
SMUCKER J M CO COM NEW	EQUITY / LARGE CAP	832696405	2	23	SH		SOLE		23	0	0
SOUTHERN CO COM	EQUITY / LARGE CAP	842587107	1,060	23,358	SH		SOLE		23,358	0	0
SOUTHERN CO COM	EQUITY / LARGE CAP	842587107	11	250	SH		DFND		250	0	0
SPRINT CORP COM SER 1	EQUITY / LARGE CAP	85207U105	3	327	SH		SOLE		327	0	0
STAMPS COM INC COM NEW	EQUITY / SMALL CAP	852857200	3	100	SH		SOLE		100	0	0
SUSQUEHANNA BANCSHARES INC PCOM	EQUITY / MID CAP	869099101	479	45,407	SH		SOLE		45,407	0	0
SYNTA PHARMACEUTICALS CORP COM	EQUITY / SMALL CAP	87162T206	1	200	SH		SOLE		200	0	0
TJX COS INC NEW COM	EQUITY / LARGE CAP	872540109	1,258	23,678	SH		SOLE		23,678	0	0
TJX COS INC NEW COM	EQUITY / LARGE CAP	872540109	18	331	SH		DFND		331	0	0
3M CO COM	EQUITY / LARGE CAP	88579Y101	1,525	10,648	SH		SOLE		10,648	0	0
3M CO COM	EQUITY / LARGE CAP	88579Y101	15	102	SH		DFND		102	0	0
TIM HORTONS INC COM	EQUITY / LARGE CAP	88706M103	75	1,371	SH		SOLE		1,371	0	0
TRANSCANADA CORP COM	FOREIGN EQUITY / LARGE CAP	89353D107	72	1,500	SH		SOLE		1,500	0	0
TRAVELERS COS INC	EQUITY / LARGE CAP	89417E109	1,701	18,079	SH		SOLE		18,079	0	0
TRAVELERS COS INC	EQUITY / LARGE CAP	89417E109	18	189	SH		DFND		189	0	0
TRUMP HOTELS & CASIN	EQUITY / LARGE CAP	898168109	0	60	SH		SOLE		60	0	0
TWITTER INC COM	EQUITY / LARGE CAP	90184L102	4	100	SH		SOLE		100	0	0
UNILEVER PLC SPON ADR NEW	EQUITY / LARGE CAP	904767704	1,262	27,863	SH		SOLE		27,863	0	0
UNILEVER PLC SPON ADR NEW	EQUITY / LARGE CAP	904767704	2	50	SH		DFND		50	0	0
UNILIFE CORPORATIO CDI	EQUITY / SMALL CAP	90478E103	3	1,000	SH		SOLE		1,000	0	0
UNITED TECHNOLOGIES CORP COM	EQUITY / LARGE CAP	913017109	92	800	SH		SOLE		800	0	0
UNITEDHEALTH GROUP INC COM	EQUITY / LARGE CAP	91324P102	188	2,300	SH		SOLE		2,300	0	0
VALERO ENERGY CORP NEW COM	EQUITY / LARGE CAP	91913Y100	1,862	37,175	SH		SOLE		37,175	0	0
VALERO ENERGY CORP NEW COM	EQUITY / LARGE CAP	91913Y100	5	100	SH		DFND		100	0	0
VANGUARD TOTAL BOND MARKET ETF	US EQUITIES / ETF'S	921937835	267	3,250	SH		SOLE		3,250	0	0
VANGUARD HEALTHCARE VIPER ETF	EQUITY / LARGE CAP	92204A504	895	8,020	SH		SOLE		8,020	0	0
VANGUARD SM CAP VAL VIPER	EQUITY / SMALL CAP	922908611	3,416	32,380	SH		SOLE		32,380	0	0
VERIZON COMMUNICATIONS	EQUITY / LARGE CAP	92343V104	1,492	30,495	SH		SOLE		30,495	0	0
VERIZON COMMUNICATIONS	EQUITY / LARGE CAP	92343V104	52	1,060	SH		DFND		1,060	0	0
VISA INC COM CL A	EQUITY / LARGE CAP	92826C839	2,494	11,834	SH		SOLE		11,834	0	0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR	EQUITY / LARGE CAP	92857W308	15	438	SH		SOLE		438	0	0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR	EQUITY / LARGE CAP	92857W308	20	599	SH		DFND		599	0	0
WAL MART STORES INC COM	EQUITY / LARGE CAP	931142103	19	250	SH		SOLE		250	0	0
WEBSTER FINL CORP CONN COM	EQUITY / MID CAP	947890109	4	142	SH		SOLE		142	0	0
WELLS FARGO & CO NEW COM	EQUITY / LARGE CAP	949746101	71	1,350	SH		SOLE		1,350	0	0
WENDYS CO COM	EQUITY / MID CAP	95058W100	264	31,000	SH		SOLE		31,000	0	0
WEYERHAEUSER CO COM	EQUITY / LARGE CAP	962166104	28	851	SH		SOLE		851	0	0
WINDSTREAM HLDGS INC COM	EQUITY / LARGE CAP	97382A101	31	3,112	SH		SOLE		3,112	0	0
XCL LTD DEL COM	EQUITY / SMALL CAP	983701103	0	66	SH		SOLE		66	0	0
YUM BRANDS INC COM	EQUITY / LARGE CAP	988498101	44	546	SH		SOLE		546	0	0
ZIMMER HLDGS INC COM	EQUITY / LARGE CAP	98956P102	1,472	14,169	SH		SOLE		14,169	0	0
ZIONS BANCORP	EQUITY / LARGE CAP	989701107	3	100	SH		SOLE		100	0	0