MicroFinancial 10-Q 14 Aug 14 2014 Q2 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	6 Months Ended
	Jun. 30, 2014	Jul. 31, 2014
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Jun-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q2	'
Entity Registrant Name	'MICROFINANCIAL INC	'
Entity Central Index Key	'0000827230	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	14,433,154

Condensed_Consolidated_Balance

Condensed Consolidated Balance Sheets (Unaudited) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and cash equivalents	$2,124	$2,246
Restricted cash	1,771	1,107
Net investment in leases:	'	'
Receivables due in installments	216,804	214,628
Estimated residual value	22,620	23,070
Initial direct costs	2,082	1,732
Less:	'	'
Advance lease payments and deposits	-2,986	-3,010
Unearned income	-58,398	-58,772
Allowance for credit losses	-14,483	-15,379
Net investment in leases	165,639	162,269
Investment in service contracts, net	2,565	2,058
Investment in rental contracts, net	1,086	1,059
Property and equipment, net	1,775	1,333
Other assets	2,887	2,980
Total assets	177,847	173,052
LIABILITIES AND STOCKHOLDERS' EQUITY	'	'
Revolving line of credit	80,243	72,566
Accounts payable	3,725	2,993
Dividends payable	67	63
Other liabilities	1,826	2,272
Deferred income taxes	1,042	6,678
Total liabilities	86,903	84,572
Commitments and contingencies (Note H)	'	'
Stockholders' equity:	'	'
Preferred stock, $.01 par value; 5,000,000 shares authorized; no shares issued at June 30, 2014, and December 31, 2013	0	0
Common stock, $.01 par value; 25,000,000 shares authorized; 14,417,185 and 14,435,498 shares issued and outstanding at June 30, 2014, and December 31, 2013, respectively	144	144
Additional paid-in capital	47,383	47,475
Retained earnings	43,417	40,861
Total stockholders' equity	90,944	88,480
Total liabilities and stockholders' equity	$177,847	$173,052

Condensed_Consolidated_Balance1

Condensed Consolidated Balance Sheets (Unaudited) (Parenthetical) (USD $)	Jun. 30, 2014	Dec. 31, 2013
Statement Of Financial Position [Abstract]	'	'
Preferred stock, par value	$0.01	$0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares issued	0	0
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	25,000,000	25,000,000
Common stock, shares issued	14,417,185	14,435,498
Common stock, shares outstanding	14,417,185	14,435,498

Condensed_Consolidated_Stateme

Condensed Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Revenues:	'	'	'	'
Income on financing leases	$10,134	$10,359	$20,287	$20,563
Rental income	2,769	2,682	5,485	5,185
Income on service contracts	364	214	695	390
Loss and damage waiver fees	1,556	1,446	3,083	2,887
Service fees and other	975	973	1,946	1,944
Total revenues	15,798	15,674	31,496	30,969
Expenses:	'	'	'	'
Selling, general and administrative	5,048	4,841	9,868	9,503
Provision for credit losses	4,391	4,743	9,425	9,624
Depreciation and amortization	1,391	1,310	2,865	2,615
Interest	693	660	1,361	1,330
Total expenses	11,523	11,554	23,519	23,072
Income before provision for income taxes	4,275	4,120	7,977	7,897
Provision for income taxes	1,787	1,654	3,377	3,165
Net income	$2,488	$2,466	$4,600	$4,732
Net income per common share - basic	$0.17	$0.17	$0.32	$0.33
Net income per common share - diluted	$0.17	$0.17	$0.31	$0.32
Weighted-average shares:	'	'	'	'
Basic	14,417,185	14,478,802	14,425,715	14,487,061
Diluted	14,716,626	14,773,434	14,733,928	14,782,523

Condensed_Consolidated_Stateme1

Condensed Consolidated Statements of Stockholders' Equity (Unaudited) (USD $)	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]
In Thousands, except Share data
Balance Beginning at Dec. 31, 2012	$82,392	$145	$47,500	$34,747
Balance Beginning, shares at Dec. 31, 2012	'	14,470,219	'	'
Stock issued for director compensation	361	'	361	'
Stock issued for director compensation, shares	'	45,792	'	'
Stock-based compensation	232	'	232	'
Shares issued upon vesting of restricted stock units, shares	'	16,640	'	'
Repurchase of common stock	-708	-1	-707	'
Repurchase of common stock, shares	'	-97,153	'	'
Excess tax benefits from share-based compensation	89	'	89	'
Common stock dividends	-3,649	'	'	-3,649
Net income	9,763	'	'	9,763
Balance Ending at Dec. 31, 2013	88,480	144	47,475	40,861
Balance Ending, Shares at Dec. 31, 2013	'	14,435,498	'	'
Stock issued for director compensation	226	'	226	'
Stock issued for director compensation, shares	'	25,310	'	'
Stock-based compensation	144	'	144	'
Shares issued upon vesting of restricted stock units, shares	'	22,929	'	'
Repurchase of common stock	-536	'	-536	'
Repurchase of common stock, shares	-250,000	-66,552	'	'
Excess tax benefits from share-based compensation	74	'	74	'
Common stock dividends	-2,044	'	'	-2,044
Net income	4,600	'	'	4,600
Balance Ending at Jun. 30, 2014	$90,944	$144	$47,383	$43,417
Balance Ending, Shares at Jun. 30, 2014	'	14,417,185	'	'

Condensed_Consolidated_Stateme2

Condensed Consolidated Statements of Stockholders' Equity (Unaudited) (Parenthetical) (USD $)	6 Months Ended	12 Months Ended
	Jun. 30, 2014	Dec. 31, 2013
Common stock dividends, per share	$0.14	$0.25
Retained Earnings [Member]	'	'
Common stock dividends, per share	$0.14	$0.25

Condensed_Consolidated_Stateme3

Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
Cash flows from operating activities:	'	'
Cash received from customers	$69,772	$63,873
Cash paid to suppliers and employees	-12,561	-12,106
Cash paid for income taxes	-8,910	-5,656
Excess tax benefits from share-based compensation	-74	'
Interest paid	-1,212	-1,198
Net cash provided by operating activities	47,015	44,913
Cash flows from investing activities:	'	'
Investment in lease and service contracts	-49,738	-43,857
Investment in direct costs	-1,182	-718
Investment in property and equipment	-728	-225
Net cash used in investing activities	-51,648	-44,800
Cash flows from financing activities:	'	'
Proceeds from revolving line of credit	77,713	67,198
Repayment of revolving line of credit	-70,036	-66,260
(Increase) decrease in restricted cash	-664	878
Repurchase of common stock	-536	-708
Excess tax benefits from share-based compensation	74	'
Payment of dividends	-2,040	-1,749
Net cash provided by (used in) financing activities	4,511	-641
Net change in cash and cash equivalents	-122	-528
Cash and cash equivalents, beginning of period	2,246	3,557
Cash and cash equivalents, end of period	2,124	3,029
Reconciliation of net income to net cash provided by operating activities:	'	'
Net income	4,600	4,732
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Amortization of unearned income, net of initial direct costs	-20,287	-20,563
Depreciation and amortization	2,865	2,615
Provision for credit losses	9,425	9,624
Recovery of equipment cost and residual value	55,299	51,216
Stock-based compensation expense	144	118
Excess tax benefits from share-based compensation	-74	'
Decrease in deferred income taxes liability	-5,636	-2,272
Changes in assets and liabilities:	'	'
Decrease (increase) in other assets	167	-45
Increase (decrease) in accounts payable	958	-402
Increase (decrease) in other liabilities	-446	108
Decrease in income taxes payable	'	-218
Net cash provided by operating activities	47,015	44,913
Supplemental disclosure of non-cash activities:	'	'
Fair value of stock issued for compensation	226	221
Acquisition of property and equipment through lease incentives	'	39
Non-cash transfer of leases to rentals	$2,072	$2,147

Nature_of_Business

Nature of Business	6 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Nature of Business	'
	A.	Nature of Business
	MicroFinancial Incorporated (referred to as “MicroFinancial,” “we,” “us” or “our”) operates primarily through its wholly-owned subsidiaries, TimePayment Corp. and LeaseComm Corporation. TimePayment is a specialized commercial/consumer finance company that leases and rents equipment and provides other financing services, with a primary focus on the “microticket” market. LeaseComm originated leases from January 1986 through October 2002, and continues to service its remaining contract portfolio. TimePayment commenced originating leases in July 2004, and began acquiring security monitoring service contracts in the second quarter of 2012. We primarily source our originations through a nationwide network of independent equipment vendors, sales organizations and other dealer-based origination networks. We fund our operations through cash provided by operating activities and borrowings under our revolving line of credit.

Basis_of_Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Basis of Presentation	'
	B.	Basis of Presentation
	The accompanying unaudited condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America and the rules and regulations of the Securities and Exchange Commission for interim financial statements. Accordingly, our interim statements do not include all of the information and disclosures required for our annual financial statements. In the opinion of our management, the condensed consolidated financial statements contain all adjustments, consisting only of normal recurring adjustments, considered necessary for a fair presentation of these interim results. These financial statements should be read in conjunction with our consolidated financial statements and notes, including our critical accounting policies, included in our Annual Report on Form 10-K for the year ended December 31, 2013. The results for the six months ended June 30, 2014, are not necessarily indicative of the results that may be expected for the full year ending December 31, 2014.
	The balance sheet at December 31, 2013, has been derived from the audited financial statements included in our Annual Report on Form 10-K for the year ended December 31, 2013.
	We have no elements of comprehensive income, and therefore a statement of comprehensive income is not necessary for the three and six months ended June 30, 2014 and 2013.
	Use of Estimates
	The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reported period. Significant areas requiring the use of management estimates are revenue recognition, the allowance for credit losses, share-based payments and income taxes. Actual results could differ from those estimates.
	Segment Reporting
	We operate in one industry segment that leases and rents microticket equipment and provides other financing services. We typically fund contracts that range from $500 to $25,000, with an average transaction of approximately $4,000 to $6,000. All of our operations are located in the United States. Accordingly, we believe we have a single reportable segment for disclosure purposes.
	Concentration of Credit Risk
	Our financial instruments that are exposed to concentration of credit risk consist primarily of lease and rental receivables and cash and cash equivalent balances. To reduce our risk, credit policies are in place for approving leases and the lease pools are monitored by us. In addition, cash and cash equivalents are maintained at high-quality financial institutions.
	Financial instruments that subject us to concentrations of credit risk principally consist of cash equivalents and deposits in bank accounts. We deposit our cash and invest in short-term investments primarily through national commercial banks. Deposits in excess of amounts insured by the Federal Deposit Insurance Corporation (“FDIC”) are exposed to loss in the event of nonperformance by the institution. The Company regularly maintains cash deposits in excess of the FDIC insurance coverage. However, we have not experienced any losses in such accounts.

Allowance_for_Credit_Losses_an

Allowance for Credit Losses and Credit Quality	6 Months Ended
	Jun. 30, 2014
Text Block [Abstract]	'
Allowance for Credit Losses and Credit Quality	'
	C.	Allowance for Credit Losses and Credit Quality
	The following table reconciles the activity in the allowance for credit losses by subsidiary for the three months ended June 30, 2014 and 2013:
			Microticket equipment
			Three months ended									Three months ended
			June 30, 2014									June 30, 2013
			Lease-			Time-			Total			Lease-			Time-			Total
			Comm			Payment						Comm			Payment
	Allowance for credit losses:
	Beginning balance		$	69		$	14,496		$	14,565		$	98		$	14,649		$	14,747
	Charge-offs			(54	)		(6,126	)		(6,180	)		(51	)		(5,555	)		(5,606	)
	Recoveries			58			1,649			1,707			37			1,655			1,692
	Provisions			(2	)		4,393			4,391			24			4,719			4,743
	Ending balance, allowance for credit losses		$	71		$	14,412		$	14,483		$	108		$	15,468		$	15,576
	The following table reconciles the activity in the allowance for credit losses by subsidiary for the six months ended June 30, 2014 and 2013:
			Microticket equipment
			Six months ended									Six months ended
			June 30, 2014									June 30, 2013
			Lease-			Time-			Total			Lease-			Time-			Total
			Comm			Payment						Comm			Payment
	Allowance for credit losses:
	Beginning balance		$	91		$	15,288		$	15,379		$	103		$	13,935		$	14,038
	Charge-offs			(150	)		(13,354	)		(13,504	)		(170	)		(11,008	)		(11,178	)
	Recoveries			120			3,063			3,183			89			3,003			3,092
	Provisions			10			9,415			9,425			86			9,538			9,624
	Ending balance, allowance for credit losses		$	71		$	14,412		$	14,483		$	108		$	15,468		$	15,576
	The following table presents the allowance for credit losses and financing receivables by subsidiary as of June 30, 2014, and December 31, 2013, classified according to the impairment evaluation method:
			As of June 30, 2014									As of December 31, 2013
			Lease-			Time-			Total			Lease-			Time-			Total
			Comm			Payment						Comm			Payment
	Allowance for credit losses:
	Individually evaluated for impairment		$	—		$	—		$	—		$	—		$	—		$	—
	Collectively evaluated for impairment			71			14,412			14,483			91			15,288			15,379
	Contracts acquired with deteriorated credit quality			—			—			—			—			—			—
	Ending balance, allowance for credit losses		$	71		$	14,412		$	14,483		$	91		$	15,288		$	15,379
	Financing receivables:(1)
	Individually evaluated for impairment		$	—		$	—		$	—		$	—		$	—		$	—
	Collectively evaluated for impairment			154			179,968			180,122			185			177,463			177,648
	Contracts acquired with deteriorated credit quality			—			—			—			—			—			—
	Ending balance, financing receivables		$	154		$	179,968		$	180,122		$	185		$	177,463		$	177,648
	-1	Total financing receivables include net investment in leases. For purposes of asset quality and allowance calculations, the allowance for credit losses is excluded.
	The following table presents the aging status of the recorded investment in leases as of June 30, 2014, classified according to the original score granted by our internally-developed proprietary scoring model:
			Current			31 to 60			61 to 90			Over 90			Total			Over 90
						Days			Days			Days						Days
						Past Due			Past Due			Past Due						Accruing
	LeaseComm		$	82		$	2		$	3		$	67		$	154		$	67
	TimePayment
	Gold			65,989			2,116			814			2,018			70,937			2,018
	Silver			78,947			2,337			2,535			12,309			96,128			12,309
	Bronze			8,774			638			526			2,965			12,903			2,965
	TimePayment subtotal			153,710			5,091			3,875			17,292			179,968			17,292
	Total financing receivables		$	153,792		$	5,093		$	3,878		$	17,359		$	180,122		$	17,359
	Percent of total financing receivables			85.4	%		2.8	%		2.2	%		9.6	%		100	%
	The following table presents the aging status of the recorded investment in leases as of December 31, 2013, classified according to the original score granted by our internally-developed proprietary scoring model:
			Current			31 to 60			61 to 90			Over 90			Total			Over 90
						Days			Days			Days						Days
						Past Due			Past Due			Past Due						Accruing
	LeaseComm		$	93		$	5		$	4		$	83		$	185		$	83
	TimePayment
	Gold			58,769			2,501			902			3,391			65,563			3,391
	Silver			81,152			2,933			2,754			13,437			100,276			13,437
	Bronze			7,788			493			502			2,841			11,624			2,841
	TimePayment subtotal			147,709			5,927			4,158			19,669			177,463			19,669
	Total financing receivables		$	147,802		$	5,932		$	4,162		$	19,752		$	177,648		$	19,752
Percent of total financing receivables			83.2	%		3.3	%		2.4	%		11.1	%		100	%

Net_Income_per_Common_Share

Net Income per Common Share	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Net Income per Common Share	'
	D.	Net Income per Common Share
	Net income per common share for the three and six months ended June 30, 2014 and 2013, was as follows:
			Three Months Ended				Six Months Ended
			June 30,				June 30,
			2014		2013		2014		2013
	Net income		$	2,488	$	2,466	$	4,600	$	4,732
	Weighted average common shares outstanding			14,417,185		14,478,802		14,425,715		14,487,061
	Dilutive effect of common stock options, warrants and restricted stock			299,441		294,632		308,213		295,462
	Shares used in computation of net income per common share - diluted			14,716,626		14,773,434		14,733,928		14,782,523
	Net income per common share - basic		$	0.17	$	0.17	$	0.32	$	0.33
	Net income per common share - diluted		$	0.17	$	0.17	$	0.31	$	0.32
	For the three and six month periods ended June 30, 2014, there were 24,811 options excluded from the computation of diluted net income per share because their effect would have been antidilutive. There were no options excluded from the computation of diluted net income per share for the three and six month periods ended June 30, 2013.

Dividends

Dividends	6 Months Ended
	Jun. 30, 2014
Text Block [Abstract]	'
Dividends	'
	E.	Dividends
	2014
	Date Declared		Record Date	Payment Date	Dividend per Share
	14-Jan-14		January 30, 2014	February 14, 2014	$	0.07
	23-Apr-14		5-May-14	15-May-14		0.07
	Total				$	0.14
	2013
	Date Declared		Record Date	Payment Date	Dividend per Share
	29-Jan-13		February 8, 2013	February 15, 2013	$	0.06
	23-Apr-13		3-May-13	15-May-13		0.06
	Total				$	0.12

Revolving_Line_of_Credit

Revolving Line of Credit	6 Months Ended
	Jun. 30, 2014
Debt Disclosure [Abstract]	'
Revolving Line of Credit	'
	F.	Revolving line of credit
	We entered into the revolving line of credit in August 2007 with a bank syndicate led by Santander Bank (Santander) based on qualified TimePayment lease receivables. The total commitment under the facility, originally $30 million, has been increased at various times, most recently from $100 million to $150 million in December 2012. The December 2012 amendment also permits further increases in the total commitment under an accordion feature, to $175 million, with the agreement of the Agent and, as applicable, a new or existing Lender under certain conditions. Outstanding borrowings are collateralized by eligible lease contracts and a security interest in all of our other assets.
	We had approximately $80.2 million and $72.6 million outstanding on our revolving line of credit facility at June 30, 2014, and December 31, 2013, respectively. At June 30, 2014, the total commitment under the facility was $150 million, and our available borrowing capacity was approximately $69.8 million, subject to limitations based on lease eligibility and a borrowing base formula. The revolving line of credit has financial covenants that we must comply with to obtain funding and avoid an event of default. As of June 30, 2014, we were in compliance with all covenants under the revolving line of credit.
	The maturity date of our revolving line of credit is December 2016, at which time the outstanding loan balance plus interest becomes due and payable. At our option upon maturity, the unpaid principal balance may be converted to a six month term loan.
	At June 30, 2014, $70.0 million of our loans were LIBOR loans and $10.2 million of our loans were Base Rate Loans. The interest rate on our loans at June 30, 2014, was between 2.65% and 4.00%. At the same date, the qualified lease receivables eligible under the borrowing base computation were approximately $133.1 million.

StockBased_Compensation

Stock-Based Compensation	6 Months Ended
	Jun. 30, 2014
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]	'
Stock-Based Compensation	'
	G.	Stock-Based Compensation
	Under our 2008 Equity Incentive Plan, we reserved 1,000,000 shares of common stock for issuance, all of which had been issued as of December 31, 2013. In May 2012, our stockholders approved our 2012 Equity Incentive Plan, for which we have 750,000 shares of common stock reserved, of which 473,039 shares are unissued as of June 30, 2014.
	Non-employee director stock grants
	The following table details the stock granted to our non-employee directors under the 2008 and 2012 Plans during the six months ended June 30, 2014 and 2013. These shares were issued as part of our annual director compensation arrangements related to the prior years’ service, and were fully vested on the date of issuance.
	Date of Grant		Number of				Fair Value				Fair Value of
			Shares				per Share(1)				Grant
	Jan-14			25,310			$	8.89			$	226
	Jan-13			29,205			$	7.55				221
	-1	The fair value per share is equal to the closing price of our stock on the date of grant.
	Restricted Stock Unit Grants (RSUs)
	The following table summarizes our RSU activity for the year ended December 31, 2013, and the six months ended June 30, 2014:
			Number of				Grant				Grant				Fair Value
			RSUs				Date Fair				Date Fair				of RSUs at
							Value per				Value				Vesting
							Share(1)								Date (2)
	Unvested RSUs at December 31, 2012			98,575
	Granted			45,316			$	7.55			$	342
	Vested			(16,640	)										$	125
	Unvested RSUs at December 31, 2013			127,251
	Granted			38,278			$	8.89			$	340
	Vested			(22,929	)										$	178
	Unvested RSUs at June 30, 2014			142,600
	-1	The grant date fair value per share is equal to the closing price of our stock on the date of grant.
	-2	The fair value of vested RSUs is calculated based on the closing stock price on the vesting date. The fair value of unvested RSUs at June 30, 2014, based on the closing price on that date, was $1.1 million.
	In January 2014, the Compensation and Benefits Committee of our Board of Directors granted 38,278 RSUs to our executive officers. The RSUs were valued on the date of grant and the fair value of these awards was $8.89 per share. The issuance consisted of two separate tranches. The first tranche was for 24,811 RSUs which vest over five years at 25% annually beginning on the second anniversary of the grant date. The second tranche was for 13,467 RSUs which cliff vest after three years only if management achieves specific performance measures.
	In January 2013, the Compensation and Benefits Committee of our Board of Directors granted 45,316 RSUs to our executive officers. The RSUs were valued on the date of grant and the fair value of these awards was $7.55 per share. The issuance consisted of three separate tranches. The first tranche was for 28,643 RSUs which vest over five years at 25% annually beginning on the second anniversary of the grant date. The second tranche was for 15,548 RSUs which cliff vest after three years only if management achieves specific performance measures. The third tranche was for 1,125 RSUs which vest over five years at 25% annually, beginning on the second anniversary of the grant date, and represented payment related to 2012 incentive bonus compensation exceeding targets.
	Stock Options
	Information relating to our outstanding stock options at June 30, 2014, is as follows:
	Outstanding and Exercisable Options
	Exercise				Shares				Weighted-				Intrinsic
	Price								Average				Value
									Life (Years)
	$	2.3				258,723				4.59			$	1,405
	$	5.77				31,923				2.65				62
	$	5.85				142,382				3.6				268
						433,028				4.12			$	1,735
	As of June 30, 2014, all outstanding options were fully vested and exercisable. There were no options granted, exercised, forfeited, or expired during the year ended December 31, 2013, or the six months ended June 30, 2014.
	Compensation Expense
	Stock compensation expense recognized during the three and six months ended June 30, 2014 and 2013, and unrecognized compensation expense as of June 30, 2014, were as follows:
			Three months ended								Six months ended						Unrecognized
			June 30,								June 30,						Compensation
																	Cost as of
																	June 30,
			2014				2013				2014				2013		2014
	Compensation expense
	RSUs		$	71			$	50			$	2			$	18	$	675
	Options			—				7				142				100		—
	Total		$	71			$	57			$	144			$	118	$	675
	We expect to recognize the remaining compensation expense over each grant’s vesting period. The remaining weighted average vesting period of these RSUs as of June 30, 2014, is 2.59 years.

Commitments_and_Contingencies

Commitments and Contingencies	6 Months Ended
	Jun. 30, 2014
Commitments And Contingencies Disclosure [Abstract]	'
Commitments and Contingencies	'
	H.	Commitments and Contingencies
	Legal Matters
	We are involved from time to time in litigation incidental to the conduct of our business. Although we do not expect that the outcome of any of these matters, individually or collectively, will have a material adverse effect on our financial condition or results of operations, litigation is inherently unpredictable. Therefore, judgments could be rendered, or settlements entered, that could adversely affect our operating results or cash flows in a particular period. We routinely assess all of our litigation and threatened litigation as to the probability of ultimately incurring a liability, and record our best estimate of the ultimate loss in situations where we assess the likelihood of loss as probable.
	Contract Commitments
	We accept contract applications on a daily basis and, as a result, we have a pipeline of applications that have been approved, where a contract has not been originated. Our commitment to lend does not become binding until all of the steps in the contract origination process have been completed, including the receipt of the contract, supporting documentation and verification with the lessee. Since we fund on the same day a contract is verified, we do not have any outstanding commitments to lend.
	Stock Repurchases
	On August 10, 2010, our Board of Directors approved a common stock repurchase program under which we were authorized to purchase up to 250,000 of our outstanding shares from time to time. The repurchases were permitted to take place in either the open market or through block trades. The repurchase program was funded by our working capital.
	During the six months ended June 30, 2014, we repurchased and retired 66,552 shares of our common stock under this program at an average price per share of $8.07. The total cost of the shares purchased was approximately $536,000. The total number of shares repurchased under this program as of June 30, 2014, was 250,000, which represents the total shares authorized to be repurchased.

Subsequent_Events

Subsequent Events	6 Months Ended
	Jun. 30, 2014
Subsequent Events [Abstract]	'
Subsequent Events	'
	I.	Subsequent Events
	We have evaluated all events and transactions that occurred through the date on which we issued these financial statements. Other than as noted below, we did not have any material subsequent events that impacted our condensed consolidated financial statements.
	On July 23, 2014, we declared a dividend of $0.07 payable on August 14, 2014, to shareholders of record on August 4, 2014.
	On July 24, 2014, the Board of Directors authorized a new common stock repurchase program under which we are authorized to repurchase up to 250,000 shares of our common stock from time to time. We may repurchase our common stock in open market purchases or in privately negotiated transactions. We will determine the timing and amount of any shares repurchased based on our evaluation of market conditions and other factors. The repurchase program may be suspended or discontinued at any time. Any repurchased shares will be available for use in connection with our stock plans and for other corporate purposes. The repurchase program will be funded by our working capital.
	We were recently notified by the Internal Revenue Service that the Company has been selected for an audit of its 2012 federal income tax return. While we do not anticipate any material adjustments resulting from the audit at this time, we are unable to fully assess the risks and exposure at this early stage of the audit.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2014
Accounting Changes And Error Corrections [Abstract]	'
Recent Accounting Pronouncements	'
	J.	Recent Accounting Pronouncements
	In May 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standard Update Number 2014-09, Revenue from Contracts with Customers (Topic 606). The amendments in this Update create Topic 606, Revenue from Contracts with Customers, and supersede the revenue recognition requirements in Topic 605, Revenue Recognition, including most industry-specific revenue recognition guidance throughout the Industry Topics of the Codification. In addition, the amendments supersede the cost guidance in Subtopic 605-35, Revenue Recognition—Construction-Type and Production-Type Contracts, and create new Subtopic 340-40, Other Assets and Deferred Costs—Contracts with Customers. In summary, the core principle of Topic 606 is that an entity recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance in this Update affects any entity that either enters into contracts with customers to transfer goods or services or enters into contracts of nonfinancial assets unless those contracts are within the scope of other standards (for example, insurance contracts or lease contracts). The amendments in this Update are effective for annual reporting periods beginning after December 15, 2016. We are still evaluating the potential impact of this Update on our results of operations.

Basis_of_Presentation_Policies

Basis of Presentation (Policies)	6 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Use of Estimates	'
	Use of Estimates
	The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reported period. Significant areas requiring the use of management estimates are revenue recognition, the allowance for credit losses, share-based payments and income taxes. Actual results could differ from those estimates.
Segment Reporting	'
	Segment Reporting
	We operate in one industry segment that leases and rents microticket equipment and provides other financing services. We typically fund contracts that range from $500 to $25,000, with an average transaction of approximately $4,000 to $6,000. All of our operations are located in the United States. Accordingly, we believe we have a single reportable segment for disclosure purposes.
Concentration of Credit Risk	'
	Concentration of Credit Risk
	Our financial instruments that are exposed to concentration of credit risk consist primarily of lease and rental receivables and cash and cash equivalent balances. To reduce our risk, credit policies are in place for approving leases and the lease pools are monitored by us. In addition, cash and cash equivalents are maintained at high-quality financial institutions.
	Financial instruments that subject us to concentrations of credit risk principally consist of cash equivalents and deposits in bank accounts. We deposit our cash and invest in short-term investments primarily through national commercial banks. Deposits in excess of amounts insured by the Federal Deposit Insurance Corporation (“FDIC”) are exposed to loss in the event of nonperformance by the institution. The Company regularly maintains cash deposits in excess of the FDIC insurance coverage. However, we have not experienced any losses in such accounts.
Recent Accounting Pronouncements	'
		Recent Accounting Pronouncements
	In May 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standard Update Number 2014-09, Revenue from Contracts with Customers (Topic 606). The amendments in this Update create Topic 606, Revenue from Contracts with Customers, and supersede the revenue recognition requirements in Topic 605, Revenue Recognition, including most industry-specific revenue recognition guidance throughout the Industry Topics of the Codification. In addition, the amendments supersede the cost guidance in Subtopic 605-35, Revenue Recognition—Construction-Type and Production-Type Contracts, and create new Subtopic 340-40, Other Assets and Deferred Costs—Contracts with Customers. In summary, the core principle of Topic 606 is that an entity recognizes revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance in this Update affects any entity that either enters into contracts with customers to transfer goods or services or enters into contracts of nonfinancial assets unless those contracts are within the scope of other standards (for example, insurance contracts or lease contracts). The amendments in this Update are effective for annual reporting periods beginning after December 15, 2016. We are still evaluating the potential impact of this Update on our results of operations.

Allowance_for_Credit_Losses_an1

Allowance for Credit Losses and Credit Quality (Tables)	6 Months Ended
	Jun. 30, 2014
Text Block [Abstract]	'
Allowance for Credit Losses by Subsidiary	'
	The following table reconciles the activity in the allowance for credit losses by subsidiary for the three months ended June 30, 2014 and 2013:
			Microticket equipment
			Three months ended									Three months ended
			June 30, 2014									June 30, 2013
			Lease-			Time-			Total			Lease-			Time-			Total
			Comm			Payment						Comm			Payment
	Allowance for credit losses:
	Beginning balance		$	69		$	14,496		$	14,565		$	98		$	14,649		$	14,747
	Charge-offs			(54	)		(6,126	)		(6,180	)		(51	)		(5,555	)		(5,606	)
	Recoveries			58			1,649			1,707			37			1,655			1,692
	Provisions			(2	)		4,393			4,391			24			4,719			4,743
	Ending balance, allowance for credit losses		$	71		$	14,412		$	14,483		$	108		$	15,468		$	15,576
	The following table reconciles the activity in the allowance for credit losses by subsidiary for the six months ended June 30, 2014 and 2013:
			Microticket equipment
			Six months ended									Six months ended
			June 30, 2014									June 30, 2013
			Lease-			Time-			Total			Lease-			Time-			Total
			Comm			Payment						Comm			Payment
	Allowance for credit losses:
	Beginning balance		$	91		$	15,288		$	15,379		$	103		$	13,935		$	14,038
	Charge-offs			(150	)		(13,354	)		(13,504	)		(170	)		(11,008	)		(11,178	)
	Recoveries			120			3,063			3,183			89			3,003			3,092
	Provisions			10			9,415			9,425			86			9,538			9,624
	Ending balance, allowance for credit losses		$	71		$	14,412		$	14,483		$	108		$	15,468		$	15,576
Allowance for Credit Losses and Financing Receivables by Subsidiary Classified According to Impairment Evaluation Method	'
	The following table presents the allowance for credit losses and financing receivables by subsidiary as of June 30, 2014, and December 31, 2013, classified according to the impairment evaluation method:
			As of June 30, 2014									As of December 31, 2013
			Lease-			Time-			Total			Lease-			Time-			Total
			Comm			Payment						Comm			Payment
	Allowance for credit losses:
	Individually evaluated for impairment		$	—		$	—		$	—		$	—		$	—		$	—
	Collectively evaluated for impairment			71			14,412			14,483			91			15,288			15,379
	Contracts acquired with deteriorated credit quality			—			—			—			—			—			—
	Ending balance, allowance for credit losses		$	71		$	14,412		$	14,483		$	91		$	15,288		$	15,379
	Financing receivables:(1)
	Individually evaluated for impairment		$	—		$	—		$	—		$	—		$	—		$	—
	Collectively evaluated for impairment			154			179,968			180,122			185			177,463			177,648
	Contracts acquired with deteriorated credit quality			—			—			—			—			—			—
	Ending balance, financing receivables		$	154		$	179,968		$	180,122		$	185		$	177,463		$	177,648
	-1	Total financing receivables include net investment in leases. For purposes of asset quality and allowance calculations, the allowance for credit losses is excluded.
Aged Analysis of Past Due Financing Receivables by Our Internally Developed Proprietary Scoring Model in Leases	'
	The following table presents the aging status of the recorded investment in leases as of June 30, 2014, classified according to the original score granted by our internally-developed proprietary scoring model:
			Current			31 to 60			61 to 90			Over 90			Total			Over 90
						Days			Days			Days						Days
						Past Due			Past Due			Past Due						Accruing
	LeaseComm		$	82		$	2		$	3		$	67		$	154		$	67
	TimePayment
	Gold			65,989			2,116			814			2,018			70,937			2,018
	Silver			78,947			2,337			2,535			12,309			96,128			12,309
	Bronze			8,774			638			526			2,965			12,903			2,965
	TimePayment subtotal			153,710			5,091			3,875			17,292			179,968			17,292
	Total financing receivables		$	153,792		$	5,093		$	3,878		$	17,359		$	180,122		$	17,359
	Percent of total financing receivables			85.4	%		2.8	%		2.2	%		9.6	%		100	%
	The following table presents the aging status of the recorded investment in leases as of December 31, 2013, classified according to the original score granted by our internally-developed proprietary scoring model:
			Current			31 to 60			61 to 90			Over 90			Total			Over 90
						Days			Days			Days						Days
						Past Due			Past Due			Past Due						Accruing
	LeaseComm		$	93		$	5		$	4		$	83		$	185		$	83
	TimePayment
	Gold			58,769			2,501			902			3,391			65,563			3,391
	Silver			81,152			2,933			2,754			13,437			100,276			13,437
	Bronze			7,788			493			502			2,841			11,624			2,841
	TimePayment subtotal			147,709			5,927			4,158			19,669			177,463			19,669
	Total financing receivables		$	147,802		$	5,932		$	4,162		$	19,752		$	177,648		$	19,752
	Percent of total financing receivables			83.2	%		3.3	%		2.4	%		11.1	%		100	%

Net_Income_per_Common_Share_Ta

Net Income per Common Share (Tables)	6 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Net Income Per Common Share	'
	Net income per common share for the three and six months ended June 30, 2014 and 2013, was as follows:
		Three Months Ended				Six Months Ended
		June 30,				June 30,
		2014		2013		2014		2013
	Net income	$	2,488	$	2,466	$	4,600	$	4,732
	Weighted average common shares outstanding		14,417,185		14,478,802		14,425,715		14,487,061
	Dilutive effect of common stock options, warrants and restricted stock		299,441		294,632		308,213		295,462
	Shares used in computation of net income per common share - diluted		14,716,626		14,773,434		14,733,928		14,782,523
	Net income per common share - basic	$	0.17	$	0.17	$	0.32	$	0.33
	Net income per common share - diluted	$	0.17	$	0.17	$	0.31	$	0.32

Dividends_Tables

Dividends (Tables)	6 Months Ended
	Jun. 30, 2014
Text Block [Abstract]	'
Dividends Declared and Paid or Payable	'
	2014
	Date Declared	Record Date	Payment Date	Dividend per Share
	14-Jan-14	January 30, 2014	February 14, 2014	$	0.07
	23-Apr-14	5-May-14	15-May-14		0.07
	Total			$	0.14
	2013
	Date Declared	Record Date	Payment Date	Dividend per Share
	29-Jan-13	February 8, 2013	February 15, 2013	$	0.06
	23-Apr-13	3-May-13	15-May-13		0.06
	Total			$	0.12

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2014
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]	'
Stock Granted to Our Non-employee Directors	'
	The following table details the stock granted to our non-employee directors under the 2008 and 2012 Plans during the six months ended June 30, 2014 and 2013. These shares were issued as part of our annual director compensation arrangements related to the prior years’ service, and were fully vested on the date of issuance.
	Date of Grant		Number of				Fair Value				Fair Value of
			Shares				per Share(1)				Grant
	Jan-14			25,310			$	8.89			$	226
	Jan-13			29,205			$	7.55				221
	-1	The fair value per share is equal to the closing price of our stock on the date of grant.
Restricted Stock Units Activity	'
	The following table summarizes our RSU activity for the year ended December 31, 2013, and the six months ended June 30, 2014:
			Number of				Grant				Grant				Fair Value
			RSUs				Date Fair				Date Fair				of RSUs at
							Value per				Value				Vesting
							Share(1)								Date (2)
	Unvested RSUs at December 31, 2012			98,575
	Granted			45,316			$	7.55			$	342
	Vested			(16,640	)										$	125
	Unvested RSUs at December 31, 2013			127,251
	Granted			38,278			$	8.89			$	340
	Vested			(22,929	)										$	178
	Unvested RSUs at June 30, 2014			142,600
	-1	The grant date fair value per share is equal to the closing price of our stock on the date of grant.
	-2	The fair value of vested RSUs is calculated based on the closing stock price on the vesting date. The fair value of unvested RSUs at June 30, 2014, based on the closing price on that date, was $1.1 million.
Outstanding Stock Options	'
	Information relating to our outstanding stock options at June 30, 2014, is as follows:
	Outstanding and Exercisable Options
	Exercise				Shares				Weighted-				Intrinsic
	Price								Average				Value
									Life (Years)
	$	2.3				258,723				4.59			$	1,405
	$	5.77				31,923				2.65				62
	$	5.85				142,382				3.6				268
						433,028				4.12			$	1,735
Stock Compensation Expense	'
	Stock compensation expense recognized during the three and six months ended June 30, 2014 and 2013, and unrecognized compensation expense as of June 30, 2014, were as follows:
			Three months ended								Six months ended						Unrecognized
			June 30,								June 30,						Compensation
																	Cost as of
																	June 30,
			2014				2013				2014				2013		2014
	Compensation expense
	RSUs		$	71			$	50			$	2			$	18	$	675
	Options			—				7				142				100		—
	Total		$	71			$	57			$	144			$	118	$	675

Basis_of_Presentation_Addition

Basis of Presentation - Additional Information (Detail) (USD $)	6 Months Ended
	Jun. 30, 2014
	Segment
Schedule Of Significant Accounting Policies [Line Items]	'
Number of operating segment	1
Minimum [Member]	'
Schedule Of Significant Accounting Policies [Line Items]	'
Funding range of contracts	500
Fund contracts average transaction	4,000
Maximum [Member]	'
Schedule Of Significant Accounting Policies [Line Items]	'
Funding range of contracts	25,000
Fund contracts average transaction	6,000

Allowance_for_Credit_Losses_an2

Allowance for Credit Losses and Credit Quality - Allowance for Credit Losses by Subsidiary (Detail) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Allowance for credit losses, Beginning balance	$14,565	$14,747	$15,379	$14,038
Charge-offs	-6,180	-5,606	-13,504	-11,178
Recoveries	1,707	1,692	3,183	3,092
Provisions	4,391	4,743	9,425	9,624
Allowance for credit losses, Ending balance	14,483	15,576	14,483	15,576
Lease-Comm Microticket Equipment [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Allowance for credit losses, Beginning balance	69	98	91	103
Charge-offs	-54	-51	-150	-170
Recoveries	58	37	120	89
Provisions	-2	24	10	86
Allowance for credit losses, Ending balance	71	108	71	108
Time-Payment Microticket Equipment [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Allowance for credit losses, Beginning balance	14,496	14,649	15,288	13,935
Charge-offs	-6,126	-5,555	-13,354	-11,008
Recoveries	1,649	1,655	3,063	3,003
Provisions	4,393	4,719	9,415	9,538
Allowance for credit losses, Ending balance	$14,412	$15,468	$14,412	$15,468

Allowance_for_Credit_Losses_an3

Allowance for Credit Losses and Credit Quality - Allowance for Credit Losses and Financing Receivables by Subsidiary Classified According to Impairment Evaluation Method (Detail) (USD $)	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Allowance for credit losses: Individually evaluated for impairment	'	'	'	'	'	'
Allowance for credit losses: Collectively evaluated for impairment	14,483	'	15,379	'	'	'
Allowance for credit losses: Contracts acquired with deteriorated credit quality	'	'	'	'	'	'
Allowance for credit losses, Ending balance	14,483	14,565	15,379	15,576	14,747	14,038
Financing receivables: Individually evaluated for impairment	'	'	'	'	'	'
Financing receivables: Collectively evaluated for impairment	180,122	'	177,648	'	'	'
Financing receivables: Contracts acquired with deteriorated credit quality	'	'	'	'	'	'
Financing receivables, Ending balance	180,122	'	177,648	'	'	'
Lease-Comm Microticket Equipment [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Allowance for credit losses: Individually evaluated for impairment	'	'	'	'	'	'
Allowance for credit losses: Collectively evaluated for impairment	71	'	91	'	'	'
Allowance for credit losses: Contracts acquired with deteriorated credit quality	'	'	'	'	'	'
Allowance for credit losses, Ending balance	71	69	91	108	98	103
Financing receivables: Individually evaluated for impairment	'	'	'	'	'	'
Financing receivables: Collectively evaluated for impairment	154	'	185	'	'	'
Financing receivables: Contracts acquired with deteriorated credit quality	'	'	'	'	'	'
Financing receivables, Ending balance	154	'	185	'	'	'
Time-Payment Microticket Equipment [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Allowance for credit losses: Individually evaluated for impairment	'	'	'	'	'	'
Allowance for credit losses: Collectively evaluated for impairment	14,412	'	15,288	'	'	'
Allowance for credit losses: Contracts acquired with deteriorated credit quality	'	'	'	'	'	'
Allowance for credit losses, Ending balance	14,412	14,496	15,288	15,468	14,649	13,935
Financing receivables: Individually evaluated for impairment	'	'	'	'	'	'
Financing receivables: Collectively evaluated for impairment	179,968	'	177,463	'	'	'
Financing receivables: Contracts acquired with deteriorated credit quality	'	'	'	'	'	'
Financing receivables, Ending balance	$179,968	'	$177,463	'	'	'

Allowance_for_Credit_Losses_an4

Allowance for Credit Losses and Credit Quality - Aged Analysis of Past Due Financing Receivables by Our Internally Developed Proprietary Scoring Model in Leases (Detail) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	$153,792	$147,802
31 to 60 Days Past Due	5,093	5,932
61 to 90 Days Past Due	3,878	4,162
Over 90 Days Past Due	17,359	19,752
Financing receivables, Ending balance	180,122	177,648
Over 90 Days Accruing	17,359	19,752
Percent of total financing receivables, Current	85.40%	83.20%
Percent of total financing receivables, 31 to 60 Days Past Due	2.80%	3.30%
Percent of total financing receivables, 61 to 90 Days Past Due	2.20%	2.40%
Percent of total financing receivables, Over 90 Days Past Due	9.60%	11.10%
Percent of total financing receivables	100.00%	100.00%
Lease Comm [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	82	93
31 to 60 Days Past Due	2	5
61 to 90 Days Past Due	3	4
Over 90 Days Past Due	67	83
Financing receivables, Ending balance	154	185
Over 90 Days Accruing	67	83
Time Payment Corp [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	153,710	147,709
31 to 60 Days Past Due	5,091	5,927
61 to 90 Days Past Due	3,875	4,158
Over 90 Days Past Due	17,292	19,669
Financing receivables, Ending balance	179,968	177,463
Over 90 Days Accruing	17,292	19,669
Time Payment Corp [Member] | Gold [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	65,989	58,769
31 to 60 Days Past Due	2,116	2,501
61 to 90 Days Past Due	814	902
Over 90 Days Past Due	2,018	3,391
Financing receivables, Ending balance	70,937	65,563
Over 90 Days Accruing	2,018	3,391
Time Payment Corp [Member] | Silver [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	78,947	81,152
31 to 60 Days Past Due	2,337	2,933
61 to 90 Days Past Due	2,535	2,754
Over 90 Days Past Due	12,309	13,437
Financing receivables, Ending balance	96,128	100,276
Over 90 Days Accruing	12,309	13,437
Time Payment Corp [Member] | Bronze [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	8,774	7,788
31 to 60 Days Past Due	638	493
61 to 90 Days Past Due	526	502
Over 90 Days Past Due	2,965	2,841
Financing receivables, Ending balance	12,903	11,624
Over 90 Days Accruing	$2,965	$2,841

Net_Income_Per_Common_Share_Ne

Net Income Per Common Share - Net Income Per Common Share (Detail) (USD $)	3 Months Ended		6 Months Ended		12 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
Net Income Per Share Basic And Diluted [Abstract]	'	'	'	'	'
Net income	$2,488	$2,466	$4,600	$4,732	$9,763
Weighted average common shares outstanding	14,417,185	14,478,802	14,425,715	14,487,061	'
Dilutive effect of common stock options, warrants and restricted stock	299,441	294,632	308,213	295,462	'
Shares used in computation of net income per common share - diluted	14,716,626	14,773,434	14,733,928	14,782,523	'
Net income per common share - basic	$0.17	$0.17	$0.32	$0.33	'
Net income per common share - diluted	$0.17	$0.17	$0.31	$0.32	'

Net_Income_Per_Common_Share_Ad

Net Income Per Common Share - Additional Information (Detail)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Earnings Per Share [Abstract]	'	'	'	'
Options excluded from the computation of diluted net income per share	24,811	0	24,811	0

Dividends_Dividends_Declared_a

Dividends - Dividends Declared and Paid or Payable (Detail) (USD $)	6 Months Ended	12 Months Ended
	Jun. 30, 2014	Dec. 31, 2013
Dividend per Share	$0.14	$0.12
Dividend 1 [Member]	'	'
Date Declared	14-Jan-14	29-Jan-13
Record Date	30-Jan-14	8-Feb-13
Payment Date	14-Feb-14	15-Feb-13
Dividend per Share	$0.07	$0.06
Dividend 2 [Member]	'	'
Date Declared	23-Apr-14	23-Apr-13
Record Date	5-May-14	3-May-13
Payment Date	15-May-14	15-May-13
Dividend per Share	$0.07	$0.06

Revolving_Line_of_Credit_Addit

Revolving Line of Credit - Additional Information (Detail) (USD $)	6 Months Ended
In Millions, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013	Dec. 31, 2012	Aug. 31, 2007
Line of Credit Facility [Line Items]	'	'	'	'
Borrowing capacity under revolving line of credit	$150	'	'	$30
Further increases in total commitment	'	'	175	'
Amount outstanding on line of credit	80.2	72.6	'	'
Available on revolving line of credit	69.8	'	'	'
Maturity date of the facility	31-Dec-16	'	'	'
Qualified lease receivables eligible under the borrowing base computation	133.1	'	'	'
London Interbank Offered Rate (LIBOR) [Member]	'	'	'	'
Line of Credit Facility [Line Items]	'	'	'	'
Amount outstanding on line of credit	70	'	'	'
Base Rate [Member]	'	'	'	'
Line of Credit Facility [Line Items]	'	'	'	'
Amount outstanding on line of credit	10.2	'	'	'
Minimum [Member]	'	'	'	'
Line of Credit Facility [Line Items]	'	'	'	'
Borrowing capacity under revolving line of credit	'	'	100	'
Interest rate on loans	2.65%	'	'	'
Maximum [Member]	'	'	'	'
Line of Credit Facility [Line Items]	'	'	'	'
Borrowing capacity under revolving line of credit	'	'	$150	'
Interest rate on loans	4.00%	'	'	'

StockBased_Compensation_Additi

Stock-Based Compensation - Additional Information (Detail) (USD $)	1 Months Ended		6 Months Ended	12 Months Ended
	Jan. 31, 2014	Jan. 31, 2013	Jun. 30, 2014	Dec. 31, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Fair value of awards, granted	$8.89	'	'	'
Number of shares of restricted stock vest	24,811	1,125	'	'
Shares of the restricted stock vest over period	'5 years	'5 years	'	'
Percentage of restricted stock units vesting annually beginning on second anniversary of grant date	25.00%	'	'	'
Number of shares of RSUs cliff vest	13,467	'	'	'
Number of Shares granted	'	'	0	0
Stock options exercised	'	'	0	0
Stock options forfeited	'	'	0	0
Stock options expired	'	'	0	0
Weighted average term	'	'	'2 years 7 months 2 days	'
First Tranche [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Percentage of restricted stock units vesting annually beginning on second anniversary of grant date	'	'	25.00%	'
Third Tranche [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Percentage of restricted stock units vesting annually beginning on second anniversary of grant date	'	'	25.00%	'
Executive Officer [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Granted restricted stock units	'	45,316	'	'
Fair value of awards, granted	'	7.55	'	'
2008 Equity Incentive Plan [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Reserved shares of common stock for issuance	'	'	1,000,000	'
2012 Equity Incentive Plan [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Reserved shares of common stock for issuance	'	'	750,000	'
Unissued common stock reserved under equity incentive plan	'	'	473,039	'
Restricted Stock Units (RSUs) [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Granted restricted stock units	'	'	38,278	45,316
Fair value of awards, granted	'	'	8.89	7.55
Restricted Stock Units (RSUs) [Member] | First Tranche [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Number of shares of restricted stock vest	'	'	28,643	'
Restricted Stock Units (RSUs) [Member] | Second Tranche [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Number of shares of restricted stock vest	'	'	15,548	'
Restricted Stock Units (RSUs) [Member] | Third Tranche [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Number of shares of restricted stock vest	'	'	1,125	'
Restricted Stock Units (RSUs) [Member] | Executive Officer [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Granted restricted stock units	38,278	'	'	'
Performance Shares [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Shares of the restricted stock vest over period	'3 years	'3 years	'	'
Restricted Stock Units [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Shares of the restricted stock vest over period	'	'5 years	'	'
Restricted Stock Units [Member] | First Tranche [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Percentage of restricted stock units vesting annually beginning on second anniversary of grant date	'	'	25.00%	'
Restricted Stock Units [Member] | Third Tranche [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Percentage of restricted stock units vesting annually beginning on second anniversary of grant date	'	'	25.00%	'

StockBased_Compensation_Stock_

Stock-Based Compensation - Stock Granted to Our Non-employee Directors (Detail) (USD $)	6 Months Ended	12 Months Ended	1 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013	Jan. 31, 2014	Jan. 31, 2013
			Director [Member]	Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Number of Shares	0	0	25,310	29,205
Fair Value per Share	'	'	$8.89	$7.55
Fair Value of Grant	'	'	$226	$221

StockBased_Compensation_Restri

Stock-Based Compensation - Restricted Stock Units Granted (Detail) (USD $)	1 Months Ended	6 Months Ended	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Jan. 31, 2014	Jun. 30, 2014	Dec. 31, 2013
		Restricted Stock Units (RSUs) [Member]	Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Number of RSUs - Beginning Balance	'	127,251	98,575
Number of RSUs - Granted	'	38,278	45,316
Number of RSUs - Vested	'	-22,929	-16,640
Number of RSUs- Ending Balance	'	142,600	127,251
Grant Date Fair Value Per Share, Granted	$8.89	$8.89	$7.55
Grant Date Fair Value - Granted	'	$340	$342
Fair Value of RSUs at Vesting Date - Vested	'	$178	$125

StockBased_Compensation_Restri1

Stock-Based Compensation - Restricted Stock Units Granted (Parenthetical) (Detail) (Restricted Stock Units (RSUs) [Member], USD $)	Jun. 30, 2014
In Millions, unless otherwise specified
Restricted Stock Units (RSUs) [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Fair value of unvested RSUs	$1.10

StockBased_Compensation_Outsta

Stock-Based Compensation - Outstanding Stock Options (Detail) (USD $)	6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014
Employee Stock Option [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Exercise Price, Outstanding	$2.30
Shares, Outstanding	258,723
Weighted-Average Life (Years), Outstanding	'4 years 7 months 2 days
Intrinsic Value, Outstanding	$1,405
Stock Options Two [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Exercise Price, Outstanding	$5.77
Shares, Outstanding	31,923
Weighted-Average Life (Years), Outstanding	'2 years 7 months 24 days
Intrinsic Value, Outstanding	62
Stock Options Three [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Exercise Price, Outstanding	$5.85
Shares, Outstanding	142,382
Weighted-Average Life (Years), Outstanding	'3 years 7 months 6 days
Intrinsic Value, Outstanding	268
Stock Options Four [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Shares, Outstanding	433,028
Weighted-Average Life (Years), Outstanding	'4 years 1 month 13 days
Intrinsic Value, Outstanding	$1,735

StockBased_Compensation_Stock_1

Stock-Based Compensation - Stock Compensation Expense (Detail) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Compensation expense	$71	$57	$144	$118
Unrecognized Compensation Cost as of December 31, 2013,total	675	'	675	'
Restricted Stock Units (RSUs) [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Compensation expense	71	50	2	18
Unrecognized Compensation Cost	675	'	675	'
Employee Stock Option [Member]	'	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'	'
Compensation expense	'	7	142	100
Unrecognized Compensation Cost as of December 31, 2013	'	'	'	'

Commitments_and_Contingencies_

Commitments and Contingencies - Additional Information (Detail) (USD $)	6 Months Ended	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013	Aug. 10, 2010
Commitments And Contingencies Disclosure [Abstract]	'	'	'
Purchase of outstanding shares	'	'	250,000
Repurchased and retired under stock buyback program	66,552	'	'
Average price of common stock per share	$8.07	'	'
Total cost of shares purchased	$536	$708	'
Shares repurchase, total	250,000	'	'

Subsequent_Events_Additional_I

Subsequent Events - Additional Information (Detail) (USD $)	6 Months Ended	12 Months Ended		0 Months Ended
	Jun. 30, 2014	Dec. 31, 2013	Aug. 10, 2010	Jul. 23, 2014	Jul. 24, 2014
				Subsequent Events [Member]	Subsequent Events [Member]
Subsequent Event [Line Items]	'	'	'	'	'
Dividends declared per common share	$0.14	$0.25	'	$0.07	'
Expected dividend payment date	'	'	'	14-Aug-14	'
Expected dividend record date	'	'	'	4-Aug-14	'
Shares repurchased	'	'	250,000	'	250,000