Citigroup (C) 8-K Other Events

EXHIBIT 99.4<?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />

Citigroup Inc.

GBP 600,000,000 5.15% Notes due May 2026

under the

Programme for the issuance of

Euro Medium-Term Notes, Series B

The securities described herein have not been and will not be registered under the U.S. Securities Act of 1933 and may not be offered or sold in the United States absent registration or an applicable exemption from registration requirements.

1.	Issuer:	Citigroup Inc.
2.	Specified Currency:	British pounds sterling (“GBP”)
3.	Aggregate Nominal Amount:	GBP 600,000,000
4.	Issue Price:	99.545% of the Aggregate Nominal Amount
5.	Specified Denominations:	GBP 1,000, GBP 10,000 and GBP 100,000
6.	Issue Date:	21 May 2003
7.	Maturity Date:	21 May 2026
8.	Interest Basis:	Fixed Rate
9.	Redemption/Payment Basis:	Redemption at par
10.	Status of the Notes:	Senior
11.	Listing:	Luxembourg Stock Exchange
PROVISIONS RELATING TO INTEREST PAYABLE
12.	Fixed Rate Note Provisions:	Applicable
	(i)                Rate of Interest:	5.15% per annum payable annually in arrears
	(ii)              Interest Payment Date:	21 May in each year, commencing 21 May 2004, subject to Following Business Day convention.
	(iii)             Fixed Coupon Amounts:	GBP 51.50 per Note of GBP 1,000, GBP 515 per Note of GBP 10,000 and GBP 5,150 per Note of GBP 100,000
	(iv)             Day Count Fraction:	Actual/Actual
	(v)              Business Day:	London and New York
PROVISIONS RELATING TO REDEMPTION
13.	Final Redemption Amount:	Par
14.	Early Redemption Amount:	Par, payable upon redemption for taxation reasons or on event of default
GENERAL PROVISIONS APPLICABLE TO THE NOTES
15.	Form of Notes:	Bearer Notes
16.	Redenomination, renominalisation and reconventioning provisions:	Applicable
17.	Consolidation provisions:	Applicable
DISTRIBUTION
18.	TEFRA:	The D Rules are applicable
OPERATIONAL INFORMATION
19.	ISIN Code:	XS0168658853
20.	Common Code:	016865885