American Economic Planning 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	254	1,222	SH		SOLE		0	0	1,222
ABBVIE INC	COM	00287Y109	233	2,886	SH		SOLE		0	0	2,886
ALPHABET INC	CAP STK CL C	02079K107	329	280	SH		SOLE		0	0	280
ALPHABET INC	CAP STK CL A	02079K305	280	238	SH		SOLE		0	0	238
AMAZON COM INC	COM	023135106	1,200	674	SH		SOLE		0	0	674
APPLE INC	COM	037833100	1,850	9,737	SH		SOLE		0	0	9,737
AT&T INC	COM	00206R102	278	8,872	SH		SOLE		0	0	8,872
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	507	2,522	SH		SOLE		0	0	2,522
COCA COLA CO	COM	191216100	351	7,495	SH		SOLE		0	0	7,495
DIREXION SHS ETF TR	ALL CP INSIDER	25459Y769	654	17,021	SH		SOLE		0	0	17,021
EXXON MOBIL CORP	COM	30231G102	1,503	18,600	SH		SOLE		0	0	18,600
FACEBOOK INC	CL A	30303M102	239	1,432	SH		SOLE		0	0	1,432
FIRST TR EXCHANGE TRADED FD	FST LOW OPPT EFT	33739Q200	252	4,916	SH		SOLE		0	0	4,916
GOLDMAN SACHS ETF TR	EQUITY ETF	381430503	1,941	34,147	SH		SOLE		0	0	34,147
HONEYWELL INTL INC	COM	438516106	351	2,209	SH		SOLE		0	0	2,209
INTEL CORP	COM	458140100	341	6,352	SH		SOLE		0	0	6,352
INTERNATIONAL BUSINESS MACHS	COM	459200101	331	2,343	SH		SOLE		0	0	2,343
INVESCO EXCH TRD SLF IDX FD	BULSHS 2019 CB	46138J304	1,088	51,657	SH		SOLE		0	0	51,657
INVESCO EXCH TRD SLF IDX FD	BULSHS 2020 CB	46138J502	1,081	50,957	SH		SOLE		0	0	50,957
INVESCO EXCH TRD SLF IDX FD	BULSHS 2021 CB	46138J700	1,068	50,790	SH		SOLE		0	0	50,790
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	992	47,706	SH		SOLE		0	0	47,706
INVESCO EXCH TRD SLF IDX FD	BULSHS 2022 CB	46138J882	1,078	51,052	SH		SOLE		0	0	51,052
INVESCO EXCHNG TRADED FD TR	S&P500 LOW VOL	46138E354	13,283	252,327	SH		SOLE		0	0	252,327
ISHARES INC	MIN VOL EMRG MKT	464286533	470	7,932	SH		SOLE		0	0	7,932
ISHARES TR	CORE S&P TTL STK	464287150	1,068	16,583	SH		SOLE		0	0	16,583
ISHARES TR	CORE S&P500 ETF	464287200	493	1,734	SH		SOLE		0	0	1,734
ISHARES TR	CORE US AGGBD ET	464287226	288	2,643	SH		SOLE		0	0	2,643
ISHARES TR	S&P 500 GRWT ETF	464287309	232	1,348	SH		SOLE		0	0	1,348
ISHARES TR	MSCI EAFE ETF	464287465	1,261	19,435	SH		SOLE		0	0	19,435
ISHARES TR	S&P MC 400VL ETF	464287705	258	1,642	SH		SOLE		0	0	1,642
ISHARES TR	CORE S&P SCP ETF	464287804	1,606	20,814	SH		SOLE		0	0	20,814
ISHARES TR	EAFE SML CP ETF	464288273	303	5,275	SH		SOLE		0	0	5,275
ISHARES TR	MRGSTR MD CP GRW	464288307	211	898	SH		SOLE		0	0	898
ISHARES TR	MODERT ALLOC ETF	464289875	3,474	91,270	SH		SOLE		0	0	91,270
ISHARES TR	IBONDS SEP19 ETF	46429B564	289	11,358	SH		SOLE		0	0	11,358
ISHARES TR	CORE HIGH DV ETF	46429B663	1,346	14,431	SH		SOLE		0	0	14,431
ISHARES TR	MIN VOL EAFE ETF	46429B689	1,327	18,437	SH		SOLE		0	0	18,437
ISHARES TR	USA QUALITY FCTR	46432F339	3,582	40,457	SH		SOLE		0	0	40,457
ISHARES TR	EDGE MSCI USA VL	46432F388	1,445	18,097	SH		SOLE		0	0	18,097
ISHARES TR	USA MOMENTUM FCT	46432F396	2,537	22,611	SH		SOLE		0	0	22,611
ISHARES TR	CORE 1 5 YR USD	46432F859	35,909	720,192	SH		SOLE		0	0	720,192
ISHARES TR	MULTIFACTOR INTL	46434V274	28,853	1,095,838	SH		SOLE		0	0	1,095,838
ISHARES TR	0-5YR HI YL CP	46434V407	207	4,430	SH		SOLE		0	0	4,430
ISHARES TR	IBONDS SEP2020	46434V571	339	13,293	SH		SOLE		0	0	13,293
ISHARES TR	IBONDS DEC2021	46435G789	232	9,051	SH		SOLE		0	0	9,051
JOHNSON & JOHNSON	COM	478160104	2,945	21,068	SH		SOLE		0	0	21,068
JP MORGAN EXCHANGE TRADED FD	DIV RTN EM EQT	46641Q308	2,048	37,757	SH		SOLE		0	0	37,757
JP MORGAN EXCHANGE TRADED FD	ULTRA SHRT INC	46641Q837	289	5,738	SH		SOLE		0	0	5,738
JPMORGAN CHASE & CO	COM	46625H100	1,236	12,206	SH		SOLE		0	0	12,206
LILLY ELI & CO	COM	532457108	315	2,425	SH		SOLE		0	0	2,425
MCCORMICK & CO INC	COM NON VTG	579780206	359	2,381	SH		SOLE		0	0	2,381
MCDONALDS CORP	COM	580135101	286	1,504	SH		SOLE		0	0	1,504
MERCK & CO INC	COM	58933Y105	730	8,780	SH		SOLE		0	0	8,780
MICROSOFT CORP	COM	594918104	584	4,955	SH		SOLE		0	0	4,955
MORGAN STANLEY	COM NEW	617446448	247	5,848	SH		SOLE		0	0	5,848
NEW JERSEY RES	COM	646025106	256	5,133	SH		SOLE		0	0	5,133
PEPSICO INC	COM	713448108	345	2,813	SH		SOLE		0	0	2,813
PFIZER INC	COM	717081103	883	20,801	SH		SOLE		0	0	20,801
PROCTER AND GAMBLE CO	COM	742718109	914	8,785	SH		SOLE		0	0	8,785
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	774	13,032	SH		SOLE		0	0	13,032
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	849	12,480	SH		SOLE		0	0	12,480
SCHWAB STRATEGIC TR	SCHWAB FDT US SC	808524763	1,373	36,868	SH		SOLE		0	0	36,868
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	39,203	749,858	SH		SOLE		0	0	749,858
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	210	6,704	SH		SOLE		0	0	6,704
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	10,509	209,379	SH		SOLE		0	0	209,379
SPDR INDEX SHS FDS	MSCI EAFE STRTGC	78463X434	6,177	99,184	SH		SOLE		0	0	99,184
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,014	3,591	SH		SOLE		0	0	3,591
SPDR SER TR	NUVEEN BLMBRG SR	78468R739	647	13,338	SH		SOLE		0	0	13,338
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	886	18,319	SH		SOLE		0	0	18,319
TRAVELERS COMPANIES INC	COM	89417E109	213	1,552	SH		SOLE		0	0	1,552
UNION PACIFIC CORP	COM	907818108	295	1,763	SH		SOLE		0	0	1,763
VANECK VECTORS ETF TR	AMT FREE INT ETF	92189H201	2,681	54,947	SH		SOLE		0	0	54,947
VANGUARD BD INDEX FD INC	TOTAL BND MRKT	921937835	3,274	40,329	SH		SOLE		0	0	40,329
VANGUARD CHARLOTTE FDS	INTL BD IDX ETF	92203J407	509	9,118	SH		SOLE		0	0	9,118
VANGUARD GROUP	DIV APP ETF	921908844	2,288	20,868	SH		SOLE		0	0	20,868
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	1,385	12,000	SH		SOLE		0	0	12,000
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	117,235	810,136	SH		SOLE		0	0	810,136
VANGUARD INTL EQUITY INDEX F	FTSE PACIFIC ETF	922042866	293	4,448	SH		SOLE		0	0	4,448
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	385	7,187	SH		SOLE		0	0	7,187
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	879	11,017	SH		SOLE		0	0	11,017
VANGUARD STAR FD	VG TL INTL STK F	921909768	237	4,557	SH		SOLE		0	0	4,557
VANGUARD TAX MANAGED INTL FD	FTSE DEV MKT ETF	921943858	431	10,548	SH		SOLE		0	0	10,548
VANGUARD WORLD FD	MEGA GRWTH IND	921910816	207	1,664	SH		SOLE		0	0	1,664
VERIZON COMMUNICATIONS INC	COM	92343V104	302	5,112	SH		SOLE		0	0	5,112
VISA INC	COM CL A	92826C839	358	2,294	SH		SOLE		0	0	2,294
WISDOMTREE TR	US MIDCAP FUND	97717W570	959	24,389	SH		SOLE		0	0	24,389