EXHIBIT 32.2
CERTIFICATION OF CHIEF FINANCIAL OFFICER
PURSUANT TO 18 U.S.C. SECTION 1350
In connection with the Quarterly Report on Form 10-Q of United Trust Group, Inc.
(the "Company") for the quarterly period ended September 30, 2004, as filed with
the Securities and Exchange Commission on the date hereof (the "Report") I,
Theodore C. Miller, Senior Vice President, Corporate Secretary and Chief
Financial Officer of the Company, certify pursuant to 18 U.S.C.§ 1350, as
adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, that, to the best
of my knowledge:
(1) The Report fully complies with the requirements of section 13(a) or
15(d) of the Securities Exchange Act of 1934; and
(2) The information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations
of the Company
By: /s/ Theodore C. Miller
Theodore C. Miller
Senior Vice President, Corporate Secretary and
Chief Financial Officer
Date: November 10, 2004
