June 14, 2005 Securities and Exchange Commission 450 Fifth Street, N.W. Washington, D.C. 20549 Dear Commission Staff: We are in receipt of your comment letter dated June 1, 2005 regarding the Form 10-K filing for United Trust Group, Inc. for the fiscal year ended December 31, 2004. While we have our responses prepared, I respectfully request an extension to respond until June 22, 2005 to enable all the appropriate parties time to review and comment on the response prior to submission to the Commission staff. Please contact me should you have any questions or concerns regarding this request. My telephone number is (217) 241-6300. Sincerely, UNITED TRUST GROUP, INC. \s\ Theodore C. Miller Theodore C. Miller Sr. Vice President
