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Exhibit 21
S.Y. Bancorp, Inc.
Exhibit 21 to 2002 Form 10-K
S.Y. Bancorp, Inc. Subsidiaries
Stock Yards Bank & Trust Company, a Kentucky Banking Corporation
1040 East Main Street
Louisville, KY 40206
S.Y. Bancorp Capital Trust I
1040 East Main Street
Louisville, KY 40206