Stock Yards Bancorp (SYBT) 10-Q 6 May 22 2022 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2022	Apr. 30, 2022
Document Information [Line Items]
Entity Central Index Key	0000835324
Entity Registrant Name	Stock Yards Bancorp, Inc.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2022
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2022
Document Transition Report	false
Entity File Number	1-13661
Entity Incorporation, State or Country Code	KY
Entity Tax Identification Number	61-1137529
Entity Address, Address Line One	1040 East Main Street
Entity Address, City or Town	Louisville
Entity Address, State or Province	KY
Entity Address, Postal Zip Code	40206
City Area Code	502
Local Phone Number	582-2571
Title of 12(b) Security	Common stock, no par value
Trading Symbol	SYBT
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		29,224,452

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks		$ 109,799	$ 62,304
Federal funds sold and interest bearing due from banks		641,892	898,888
Total cash and cash equivalents		751,691	961,192
Mortgage loans held for sale, at fair value		9,323	8,614
Available for sale debt securities (amortized cost of $1,225,815 in 2022 and $1,190,379 in 2021, respectively)		1,150,355	1,180,298
Held to maturity debt securities (fair value of $535,807 in 2022 and $0 in 2021, respectively)		548,191	0
Federal Home Loan Bank stock, at cost		13,811	9,376
Loans	[1],[2]	4,847,683	4,169,303
Allowance for credit losses on loans		67,067	53,898
Net loans		4,780,616	4,115,405
Premises and equipment, net		108,827	76,894
Bank owned life insurance		53,339	53,073
Accrued interest receivable		15,690	13,745
Goodwill		202,524	135,830
Other assets		110,817	86,002
Total assets		7,777,152	6,646,025
Liabilities
Non-interest bearing		2,089,072	1,755,754
Interest bearing		4,656,419	4,031,760
Total deposits		6,745,491	5,787,514
Securities sold under agreements to repurchase		142,146	75,466
Federal funds purchased		8,920	10,374
Subordinated debentures		26,045	0
Accrued interest payable		337	300
Other liabilities		92,993	96,502
Total liabilities		7,015,932	5,970,156
Commitments and contingent liabilities (Footnote 12)
Stockholders’ equity
Preferred stock, no par value. Authorized 1,000,000 shares; no shares issued or outstanding		0	0
Common stock, no par value. Authorized 40,000,000 shares; issued and outstanding 29,220,000 and 26,596,000 shares in 2022 and 2021, respectively		58,238	49,501
Additional paid-in capital		372,555	243,107
Retained earnings		384,949	391,201
Accumulated other comprehensive loss		(57,599)	(7,940)
Total stockholders’ equity		758,143	675,869
Noncontrolling interest		3,077	0
Total equity		761,220	675,869
Total liabilities and equity		7,777,152	6,646,025
Core Deposits [Member]
Assets
Intangible		17,826	5,596
Customer Lists [Member]
Assets
Intangible		$ 14,142	$ 0
[1]	Pursuant to the CARES Act, loan deferrals granted to borrowers experiencing business interruptions related to the pandemic were not classified as TDRs and not included in past due and/or non-performing loan statistics. As of March 31, 2022 and December 31, 2021, outstanding CARES Act loan deferrals of $165,000 and $169,000 are reflected as current, respectively.
[2]	Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs.

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Available for sale debt securities, amortized cost	$ 1,225,815	$ 1,190,379
Held to maturity debt securities, fair value	$ 535,807	$ 0
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, no par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, shares issued (in shares)	29,220,000	26,596,000
Common stock, shares outstanding (in shares)	29,220,000	26,596,000

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) shares in Thousands, $ in Thousands		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
Interest income
Loans, including fees		$ 44,743	$ 37,000
Federal funds sold and interest bearing due from banks		282	66
Mortgage loans held for sale		24	64
Federal Home Loan Bank stock		54	57
Securities Investment:
Taxable		4,680	2,295
Tax-exempt		201	36
Total interest income		49,984	39,518
Interest expense
Deposits		1,171	1,510
Securities sold under agreements to repurchase		17	5
Federal funds purchased and other short-term borrowings		3	2
Subordinated debentures		33	0
Federal Home Loan Bank advance		0	176
Total interest expense		1,224	1,693
Net interest income		48,760	37,825
Provision for credit losses		2,279	(1,475)
Net interest income after credit loss expense		46,481	39,300
Non-interest income:
Mortgage banking income	[1]	1,003	1,444
Bank owned life insurance	[1]	266	161
Total non-interest income		19,203	13,844
Non-interest expenses
Compensation		17,969	12,827
Employee benefits		4,539	3,261
Net occupancy and equipment		3,025	2,045
Technology and communication		3,419	2,346
Debit and credit card processing		1,337	705
Marketing and business development		772	524
Postage, printing and supplies		733	409
Legal and professional		650	462
FDIC insurance		645	405
Amortization of investments in tax credit partnerships		88	31
Capital and deposit based taxes		518	458
Merger expenses		19,500	400
Intangible amortization		713	77
Other		2,389	1,023
Total non-interest expenses		56,297	24,973
Income before income tax expense		9,387	28,171
Income tax expense		1,445	5,461
Net income		7,942	22,710
Less income attributed to noncontrolling interest		36	0
Net Income available to stockholders		$ 7,906	$ 22,710
Net income per common share, basic (in dollars per share)		$ 0.29	$ 1
Net income per common share, diluted (in dollars per share)		$ 0.29	$ 0.99
Weighted average outstanding shares
Basic (in shares)		27,230	22,622
Diluted (in shares)		27,485	22,865
Fiduciary and Trust [Member]
Non-interest income:
Non-interest income		$ 8,469	$ 6,248
Deposit Account [Member]
Non-interest income:
Non-interest income		1,863	944
Credit and Debit Card [Member]
Non-interest income:
Non-interest income		4,119	2,273
Treasury Management [Member]
Non-interest income:
Non-interest income		1,904	1,540
Investment Advisory, Management and Administrative Service [Member]
Non-interest income:
Non-interest income		607	464
Product and Service, Other [Member]
Non-interest income:
Non-interest income		$ 972	$ 770
[1]	Outside of the scope of ASC 606.

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Net income	$ 7,942	$ 22,710
Other comprehensive income (loss):
Change in unrealized loss on AFS debt securities	(65,379)	(15,567)
Change in fair value of derivatives used in cash flow hedge	0	43
Total other comprehensive income (loss), before income tax expense	(65,379)	(15,524)
Tax effect	(15,720)	(3,733)
Total other comprehensive income (loss), net of tax	(49,659)	(11,791)
Comprehensive income (loss)	(41,717)	10,919
Less comprehensive income attributed to noncontrolling interest	36	0
Comprehensive income (loss) available to stockholders	$ (41,753)	$ 10,919

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) shares in Thousands, $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Parent [Member]	Noncontrolling Interest [Member]	Total
Balance (in shares) at Dec. 31, 2020	22,692
Balance at Dec. 31, 2020	$ 36,500	$ 41,886	$ 353,574	$ 8,741			$ 440,701
Net income	0	0	22,710	0			22,710
Other comprehensive income (loss)	0	0	0	(11,791)			(11,791)
Stock compensation expense	$ 0	849	0	0			849
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations (in shares)	89
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations	$ 296	4,144	(7,533)	0			(3,093)
Cash dividends declared	$ 0	0	(6,144)	0			(6,144)
Balance (in shares) at Mar. 31, 2021	22,781
Balance at Mar. 31, 2021	$ 36,796	46,879	362,607	(3,050)			443,232
Balance (in shares) at Dec. 31, 2021	26,596
Balance at Dec. 31, 2021	$ 49,501	243,107	391,201	(7,940)	$ 675,869	$ 0	675,869
Net income	0	0	7,906	0	7,906	36	7,942
Other comprehensive income (loss)	0	0	0	(49,659)	(49,659)	0	(49,659)
Stock compensation expense	$ 0	991	0	0	991	0	991
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations (in shares)	65
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations	$ 216	3,451	(6,011)	0	(2,344)	0	(2,344)
Stock issued for Commonwealth acquisition (in shares)	2,564
Stock issued for Commonwealth acquisition	$ 8,539	125,286	0	0	133,825	0	133,825
Noncontrolling interest of acquired entity	0	0	0	0	0	3,094	3,094
Cash dividends declared	$ 0	0	(8,172)	0	(8,172)	0	(8,172)
Shares cancelled (in shares)	(5)
Shares cancelled	$ (18)	(280)	25		(273)	0	(273)
Distributions to noncontrolling interest	$ 0	0	0	0	0	(53)	(53)
Balance (in shares) at Mar. 31, 2022	29,220
Balance at Mar. 31, 2022	$ 58,238	$ 372,555	$ 384,949	$ (57,599)	$ 758,143	$ 3,077	$ 761,220

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Retained Earnings [Member]
Cash dividends declared, per share (in dollars per share)	$ 0.28	$ 0.27

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
Cash flows from operating activities:
Net income		$ 7,942,000	$ 22,710,000
Purchases of available for sale debt securities		(21,970,000)	(139,649,000)
Proceeds from sales of acquired available for sale debt securities		2,111,000	0
Proceeds from maturities and paydowns of available for sale debt securities		44,741,000	38,138,000
Purchases of held to maturity debt securities		(459,183,000)	0
Proceeds from maturities and paydowns of held to maturity debt securities		96,302,000	0
Proceeds from redemption of Federal Home Loan Bank stock		0	1,056,000
Net change in non-PPP loans		(115,277,000)	(40,855,000)
Purchases of premises and equipment		(946,000)	(560,000)
Other investment activities		0	(3,078,000)
Proceeds from sales of other real estate owned		56,000	0
Cash from acquisition, net of cash paid		349,456,000	0
Net cash used in investing activities		(35,337,000)	(207,647,000)
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses		2,279,000	(1,475,000)
Depreciation, amortization and accretion, net		4,038,000	2,261,000
Deferred income tax expense		1,231,000	1,446,000
Gain on sale of mortgage loans held for sale		(92,000)	(1,196,000)
Origination of mortgage loans held for sale		(35,829,000)	(68,739,000)
Proceeds from sale of mortgage loans held for sale		38,771,000	85,903,000
Bank owned life insurance income	[1]	(266,000)	(161,000)
(Gain)/loss on the disposal of premises and equipment		26,000	0
Stock compensation expense		991,000	849,000
Excess tax benefit from share-based compensation arrangements		(643,000)	(1,009,000)
Net change in accrued interest receivable and other assets		6,404,000	3,710,000
Net change in accrued interest payable and other liabilities		(21,332,000)	(17,064,000)
Net cash provided by operating activities		3,520,000	27,235,000
Cash flows from financing activities:
Net change in deposits		(162,533,000)	211,320,000
Net change in securities sold under agreements to repurchase and federal funds purchased		(994,000)	880,000
Proceeds from Federal Home Loan Bank advances		0	10,000,000
Repayments of Federal Home Loan Bank advances		0	(17,486,000)
Repayment of acquired line of credit		(3,200,000)	0
Share repurchases related to compensation plans		(2,617,000)	(3,093,000)
Cash disbursements to noncontrolling interest		(53,000)	0
Cash dividends paid		(8,287,000)	(6,173,000)
Net cash (used in) provided by financing activities		(177,684,000)	195,448,000
Net change in cash and cash equivalents		(209,501,000)	15,036,000
Beginning cash and cash equivalents		961,192,000	317,945,000
Ending cash and cash equivalents		751,691,000	332,981,000
Interest paid		1,187,000	1,835,000
Income taxes paid, net of refunds		0	(105,000)
Cash paid for operating lease liabilities		853,000	520,000
Supplemental non-cash activity:
Unfunded commitments in tax credit investments		3,131,000	6,109,000
Dividends payable		159,000	185,000
Fair value of assets acquired		1,403,509,000	0
Consideration paid in acquisition		30,994,000	0
Common stock issued in acquisition		133,825,000	0
Noncontrolling interest of acquired entity		3,094	0
Total consideration paid		167,913,000	0
Liabilities assumed		1,235,596,000	0
Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member]
Cash flows from operating activities:
Net change in PPP loans		$ 69,373,000	$ (62,699,000)
[1]	Outside of the scope of ASC 606.

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Significant Accounting Policies [Text Block]	( 1 Summary of Significant Accounting Policies Nature of Operations Established in 1904, 73 Bancorp is divided into two reportable segments: Commercial Banking and WM&T: Commercial Banking provides a full range of loan and deposit products to individual consumers and businesses in all its markets through retail lending, mortgage banking, deposit services, online banking, mobile banking, private banking, commercial lending, commercial real estate lending, leasing, treasury management services, merchant services, international banking, correspondent banking and other banking services. The Bank also offers securities brokerage services via its banking center network through an arrangement with a third WM&T provides investment management, financial & retirement planning and trust & estate services, as well as retirement plan management for businesses and corporations in all markets in which Bancorp operates. The magnitude of WM&T revenue distinguishes Bancorp from other community banks of similar asset size. The Captive, a wholly owned subsidiary of the Company, is a Nevada-based captive insurance company that provides insurance against certain risks unique to operations of the Company and its subsidiaries for which insurance may not 831 831 not $2,400,000, As a result of its acquisition of Commonwealth Bancshares, Inc. on March 7, 2022, Also as a result of its acquisition of Commonwealth Bancshares, Inc., the Company acquired a 60% interest in Landmark Financial Advisors, LLC (“LFA”), which is based in Bowling Green, Kentucky and provides wealth management services. LFA is consolidated into the Company. The noncontrolling interest within the consolidated financial statements represents the interest in LFA not Principles of Consolidation and Basis of Presentation 10 10 01 X. not In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for fair presentation have been included. Intercompany transactions have been eliminated. These condensed consolidated financial statements should be read in conjunction with Bancorp’s Annual Report on Form 10 December 31, 2021. three March 31, 2022 not may December 31, 2022. Critical Accounting Policies and Estimates may not Bancorp’s accounting policies are fundamental to understanding management’s discussion and analysis of our results of operations and financial condition. At March 31, 2022 December 31, 2021, Effective January 1, 2020, 326 Financial Instruments Credit Losses, December 31, 2019. The ACL for loans is established through credit loss expense charged to current earnings. The amount maintained in the ACL reflects management’s estimate of the net amount not not For purposes of establishing the general reserve, Bancorp stratifies the loan portfolio into homogeneous groups of loans that possess similar loss potential characteristics and calculates the net amount expected to be collected over the life of the loans to estimate the credit losses in the loan portfolio. Bancorp’s methodologies for estimating the ACL for loans consider available relevant information about the collectability of cash flows, including information about past events, current conditions, and reasonable and supportable forecasts. Accounting for Business Acquisitions 805, Business Combinations Identifiable assets acquired, liabilities assumed, and any non-controlling interest in acquirees are generally recognized at their acquisition-date (“day-one”) fair values based on the requirements of ASC Topic 820, Fair Value Measurements and Disclosures. one one one one one may one Acquisition related costs are expensed as incurred unless those costs are related to issuing debt or equity securities used to finance the acquisition. Cash Equivalents Debt Securities not Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific-identification method. Amortization of premiums and discounts are recognized in interest income over the period to maturity using the interest method, except for premiums on callable debt securities, which are amortized to their earliest call date. Bancorp has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and reports accrued interest separately in the consolidated balance sheets. A debt security is placed on non-accrual status at the time any principal or interest payments become more than 90 no three March 31, 2022 2021. ACL – AFS Debt Securities not may not no In evaluating AFS debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, Bancorp considers the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. There were no March 31, 2022 December 31, 2021. Changes in the ACL for AFS debt securities are recorded as expense. Losses are charged against the ACL for AFS debt securities when management believes the uncollectability of an AFS debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. ACL – HTM Debt Securities March 31, 2022 December 31, 2021, March 31, 2022 December 31, 2021, Mortgage Loans Held for Sale and Mortgage Banking Activities March 31, 2022, December 31, 2021 Commitments to fund mortgage loans (“interest rate lock commitments”) to be sold into the secondary market and non-exchange traded mandatory forward sales contracts (“forward contracts”) for the future delivery of these mortgage loans or the purchase of TBA securities are accounted for as free-standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the Bank enters into the derivative. Generally, the Bank enters into forward contracts for the future delivery of mortgage loans or the purchase of TBA securities when interest rate lock commitments are entered into in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in the fair values of these mortgage derivatives are included in net gains on sales of loans, which is a component of Mortgage banking income on the income statement. Mortgage loans held for sale are generally sold with the MSRs retained. When mortgage loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect recorded as component of Mortgage banking income. Fair value is based on the market prices for comparable mortgage servicing contracts when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. All classes of servicing assets are subsequently measured using the amortization method, which requires servicing rights to be amortized into Mortgage banking income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Amortization of MSRs are initially set at seven A primary factor influencing the fair value is the estimated life of the underlying serviced loans. The estimated life of the serviced loans is significantly influenced by market interest rates. During a period of declining interest rates, the fair value of the MSRs generally decline due to higher expected prepayments within the portfolio. Alternatively, during a period of rising interest rates, the fair value of MSRs generally will increase, as prepayments on the underlying loans would be expected to decline. Loan servicing income is reported on the income statement as a component of Mortgage banking income. Loan servicing income is recorded as loan payments are collected and includes servicing fees from investors and certain charges collected from borrowers. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan, and are recorded as income when earned. Late fees and ancillary fees related to loan servicing are considered nominal. Loans Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income over the life of the loan without anticipating prepayments. Loans are considered past due or delinquent when the contractual principal and/or interest due in accordance with the terms of the loan agreement or any portion thereof remains unpaid after the due date of the scheduled payment. The accrual of interest income on loans is typically discontinued at the time the loan is 90 no 120 not not Acquired loans are recorded at fair value at the date of acquisition based on a DCF methodology that considers various factors including the type of loan and related collateral, classification status, fixed or variable interest rate, term of loan and whether or not may Subsequent to January 1, 2020, no Acquired loans are determined by Bancorp to have more-than-insignificant deterioration in credit quality since origination if any of the following designations apply, listed in order of priority as follows: Loans individually analyzed by Bancorp and determined to have a collateral or cash flow deficiency resulting in a full or partial allocation for loss, loans placed on non-accrual status by the acquired institution, loans identified as TDRs by the acquired institution, loans that have received a partial charge off by the acquired institution, loans risk-rated below a “pass” grade by the acquired institution and any loans past due 59 For acquired loans not The subsequent measurement of expected credit losses for all acquired loans is the same as the subsequent measurement of expected credit losses for originated loans. ACL – Loans Bancorp estimates the ACL for loans based on the underlying assets’ amortized cost basis, which is the amount at which the receivable is originated or acquired, adjusted for applicable accretion or amortization of premium, discount, and net deferred fees or costs, collection of payment, and partial charge-offs. In the event that collection of principal becomes uncertain, Bancorp has policies in place to reverse accrued interest in a timely manner. Therefore, Bancorp has made a policy election to exclude accrued interest from the measurement of the ACL for loans. Expected credit losses are reflected in the ACL for loans through a charge to provision. When Bancorp deems all or a portion of a financial asset to be uncollectible, the appropriate amount is written-off and the ACL for loans is reduced by the same amount. Bancorp applies judgment to determine when a financial asset is deemed uncollectible; however, generally speaking, an asset will be considered uncollectible no Bancorp’s methodologies for estimating the ACL for loans consider available relevant information about the collectability of cash flows, including information about past events, current conditions and reasonable and supportable forecasts. The methodologies apply historical loss information, adjusted for asset-specific characteristics, economic conditions at the measurement date, and forecasts about future economic conditions expected to exist through the contractual lives of the financial assets that are reasonable and supportable to the identified pools of financial assets with similar risk characteristics for which the historical loss experience was observed. Bancorp’s methodologies may no Loans are predominantly segmented by FDIC Call Report Codes into loan pools that have similar risk characteristics, similar collateral type and are assumed to pose consistent risk of loss to Bancorp. Bancorp has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses: Commercial Real Estate Owner Occupied Commercial Real Estate Non-Owner Occupied five Construction and Land Development third may Commercial and Industrial Residential Real Estate first Home Equity Lines of Credit Consumer may Leases Credit Cards Bancorp measures expected credit losses for its loan portfolio segments as follows: Loan Portfolio Segment ACL Methodology Commercial real estate - non-owner occupied Discounted cash flow Commercial real estate - owner occupied Discounted cash flow Commercial and industrial - term Static pool Commercial and industrial - line of credit Static pool Residential real estate - owner occupied Discounted cash flow Residential real estate - non-owner occupied Discounted cash flow Construction and land development Static pool Home equity lines of credit Static pool Consumer Static pool Leases Static pool Credit cards Static pool Based on the 100% not Discounted Cash flow Method Bancorp uses regression analysis on historical internal and peer data to determine suitable loss drivers to utilize when modeling lifetime probability of default and loss given default. This analysis also determines how expected probability of default and loss given default will react to forecasted levels of the loss drivers. For all loan pools utilizing the DCF method, management utilizes the FRB’s forecasted Seasonally Adjusted National Civilian Unemployment Rate as its primary loss driver, as this was determined to best correlate to historical losses. With regard to the DCF model and the adoption of CECL effective January 1, 2020, four eight one March 31, 2020. June 30, 2020, four June 30, 2021. September 30, 2021, four The combination of adjustments for credit expectations (default and loss) and timing expectations (prepayment, curtailment, and time to recovery) produces an expected cash flow stream at the instrument level. Instrument effective yield is calculated, net of the impacts of prepayment assumptions, and the instrument expected cash flows are then discounted at that effective yield to produce an instrument-level NPV of expected cash flows. An ACL is established for the difference between the instrument’s NPV and amortized cost basis. Static Pool Method Collateral Dependent Loans not may zero not A loan that has been modified or renewed is considered a TDR when two 1 2 not may Premises and Equipment three FHLB Stock may Goodwill and Other Intangible Assets not Bancorp has selected September 30 Currently, goodwill recorded on Bancorp’s consolidated balance sheets is attributed mainly to the Commercial Banking segment, while a portion is also attributed to the WM&T segment. Goodwill related to the KSB acquisition is deductible for tax purposes, as it was structured as an asset sale/338 not March 31, 2022 December 31, 2021 not Other intangible assets consist of CDI and CLI assets arising from business acquisitions. The CDI and CLI assets represent customer relationships associated with acquired deposit portfolios and WM&T businesses, respectively. CDI and CLI assets are initially measured at fair value and then amortized on an accelerated method over their estimated useful lives. Other Assets OREO is carried at the lower of cost or estimated fair value minus estimated selling costs. In certain situations, improvements to prepare assets for sale are capitalized if those costs increase the estimated fair value of the asset. Expenses incurred in maintaining assets, write downs to reflect subsequent declines in value, and realized gains or losses are reflected in the results of operations and are included in non-interest income and/or expense. Off-Balance Sheet Credit Exposures not Bancorp records an ACL for off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancelable, through a charge to credit loss expense for off-balance sheet credit exposures included in provision for credit losses on Bancorp’s consolidated statements of income. The ACL for off-balance sheet credit exposures is estimated by loan portfolio segment at each balance sheet date under the current CECL model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur and is included in other liabilities on Bancorp’s consolidated balance sheets. Derivatives For derivatives designated as cash flow hedges, the effective portion of changes in fair value of the derivative is initially reported in AOCI and subsequently reclassified to interest income or expense when the hedged transaction affects earnings, while the ineffective portion of changes in fair value of derivative, if any, is recognized immediately in other noninterest income. Bancorp assesses the effectiveness of each hedging relationship by comparing cumulative changes in cash flows of the derivative hedging instrument with cumulative changes in cash flows of the designated hedged item or transaction. No Periodically, Bancorp enters into an interest rate swap transaction with a borrower, who desires to hedge exposure to rising interest rates, while at the same time entering into an offsetting interest rate swap, with substantially matching terms, with another approved independent counterparty. Because of matching terms of offsetting contracts and collateral provisions mitigating any non-performance risk, changes in fair value subsequent to initial recognition have an insignificant effect on earnings. Because these derivative instruments have not Bancorp had no March 31, 2022 December 31, 2021. not Derivative Financial Instruments Transfers of Financial Assets not Stock-Based Compensation Income Taxes A tax position is recognized as a benefit only if it is “more-likely-than- not” 50% not not” no Bancorp recognizes interest and/or penalties related to income tax matters in income tax expense, if any. Bancorp periodically invests in certain partnerships with customers that yield historic tax credits, accounted for using the flow through method, which approximates the equity method. Also, low-income housing tax credits, as well as tax-deductible losses, are accounted for using the effective yield method for older transactions or proportional amortization method for more recent transactions. The tax benefit of these investments exceeds the amortization expense associated with them, resulting in a positive impact on net income. Net Income Per Share Comprehensive Income (Loss) Loss Contingencies not Restrictions on Cash and Cash Equivalents March 26, 2020, 0% 19 0% March 31, 2022. The Company’s captive maintains cash reserves to cover insurable claims. Reserves totaled $200,000 as of March 31, 2022. Dividend Restrictions may Fair Value of Financial Instruments Assets and Liabilities Measured and Reported at Fair Value Revenue from Contracts with Customers not 606. 606 Segment Information two Reclassifications no Adoption of New Accounting Guidance No. 2020 04, 848 Facilitation of the Effects of Reference Rate Reform on Financial Reporting March 2020. ● A change in a contract’s reference interest rate would be accounted for as a continuation of that contract rather than as the creation of a new one ● When updating its hedging strategies in response to reference rate reform, an entity would be allowed to preserve its hedge accounting. The guidance is applicable only to contracts or hedge accounting relationships that reference LIBOR or another reference rate expected to be discontinued. Because the guidance is meant to help entities through the transition period, it will be in effect for a limited time and will not December 31, 2022, December 31, 2022, March 12, 2020 December 31, 2022. In October 2020, No. 2020 10, Codification Improvements not not December 15, 2020. In May 2020, January 1, 2021. Accounting Standards Updates not not In March 2022, 2022 02, “Financial Instruments – Credit Losses (Topic 326 2022 02 310 40, “Receivables – Troubled Debt Restructurings by Creditors” 2016 13, “Financial Instruments – Credit Losses (Topic 326 2022 02 326 20, “Financial Intsruments – Credit Losses – Mesasured at Amortized Cost.” not In April 2019, No. 2019 04, Codification Improvements to Financial Instruments - Credit Losses (ASC 326 815 825 December 15, 2022. In August 2021, 2021 06, Presentation of Financial Statements (Topic 205 Depository and Lending (Topic 942 Investment Companies (Topic 946 No. 33 10786, No. 33 10835, No. 33 10786, Amendments to Financial Disclosures about Acquired and Disposed Businesses, No. 33 10835, Update of Statistical Disclosures for Bank and Savings and Loan Registrants. not In October 2021, 2021 08, Business Combinations (Topic 805 606. 606 606 December 15, 2022, not not not

Note 2 - Acquisition

Note 2 - Acquisition	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Business Combination Disclosure [Text Block]	( 2 Acquisition Commonwealth Bancshares, Inc. On March 7, 2022, The following table provides a summary of the fair value of the assets acquired and liabilities assumed by Bancorp as of the acquisition date. As provided for under GAAP, management has up to 12 may March 7, 2023. As Recorded Fair Value Provisional Period As Recorded (in thousands) By CB Adjustments (1) Adjustments (1) by Bancorp Assets aquired: Cash and due from banks $ 380,450 $ — $ — $ 380,450 Mortgage loans held for sale 3,559 — — 3,559 Available for sale debt securities (2) 247,209 (416 ) a — 246,793 Federal Home Loan Bank stock, at cost 4,436 — — 4,436 Loans 645,551 (13,147 ) b — 632,404 Allowance for credits losses on loans (16,102 ) 6,152 c — (9,950 ) Net loans 629,449 (6,995 ) — 622,454 Premises and equipment, net 28,784 4,009 d — 32,793 Accrued interest receivable 1,973 — — 1,973 Goodwill 5,412 (5,412 ) e — — Core deposit intangible — 12,724 f — 12,724 Customer list intangibles — 14,360 g — 14,360 Mortgage servicing rights 9,387 3,289 h — 12,676 Deferred income taxes, net — (3,727 ) i — (3,727 ) Other assets 9,389 (1,065 ) j — 8,324 Total assets acquired $ 1,320,048 $ 16,767 $ - $ 1,336,815 Liabilities assumed: Deposits: Non-interest bearing $ 302,098 $ — $ — $ 302,098 Interest bearing 818,334 371 k — 818,705 Total deposits 1,120,432 371 — 1,120,803 Securities sold under agreements to repurchase 66,220 — — 66,220 Subordinated debentures 26,806 (794 ) l — 26,012 Line of credit 3,200 — — 3,200 Accrued interest payable 243 — — 243 Other liabilities 17,822 1,296 m — 19,118 Total liabilities assumed 1,234,723 873 — 1,235,596 Net assets acquired $ 85,325 $ 15,894 $ - $ 101,219 Consideration for common stock $ 133,825 Cash consideration paid 30,994 Noncontrolling interest of acquired entity 3,094 Total consideration $ 167,913 Goodwill $ 66,694 ( 1 See the following page for explanations or individual fair value and provisional period adjustments. ( 2 As of acquisition date, securities with a fair value of $162 million were classified as HTM. Explanation of fair value adjustments a. Adjustment based on Bancorp’s evaluation of the acquired investment portfolio. b. Adjustments to loans to reflect estimated fair value adjustments, including the following: (in thousands) Fair value adjustment - acquired non PCD loans $ (9,216 ) Fair value adjustment - acquired PCD loans (4,094 ) Eliminate unrecognized loan fees on acquired loans and fair value hedge 163 Net loan fair value adjustments $ (13,147 ) c. The net adjustment to allowance for credit losses includes the following: (in thousands) Reversal of historical CB allowance for credit losses on loans $ (16,102 ) Estimate of lifetime credit losses for PCD loans 9,950 Net change in allowance for credit losses $ (6,152 ) d. Adjustment to premises and equipment to reflect the estimated fair value of acquired premises and equipment and right of use assets. e. Elimination of the historical CB goodwill. f. Calculation of CDI related to the acquisition. g. Calculation of Customer Lists Intangibles related to the acquisition. h. Adjustment to reflect the estimated fair value of MSRs. i. Adjustment to net DTAs associated with the effects of the purchase accounting adjustments. j. Adjustment to other assets to reflect the estimated fair value of prepaid and other assets. k. Adjustment to deposits to reflect the estimated fair value of time deposits in interest rates, which was based primarily on an analysis of current market interest rates and maturity dates. l. Adjustment to reflect the estimated fair value of subordinated debentures for differences in interest rates, which was based primarily on an analysis of current market interest rates and maturity dates. m. Adjustment to other liabilities to establish the reserve for unfunded loan commitments under CECL, operating lease liabilities and various accrual adjustments. Goodwill of approximately $67 million, which is the excess of the acquisition consideration over the fair value of net assets acquired, was recorded in the CB acquisition and is the result of expected operational synergies and other factors. This goodwill is attributable to the Company’s Commercial Banking and Wealth Management & Trust segments. Goodwill related to the CB acquisition is not Receivables acquired that were not Total revenue, defined as net interest income and non-interest income, attributed to CB totaled approximately $3.2 million and $0 for the three March 31, 2022 2021, The following unaudited pro forma condensed combined financial information presents the results of operations of Bancorp, including the effects of the purchase accounting adjustments and acquisition expenses, had the CB acquisition taken place at the beginning of the period: (in thousands) Three months ended March 31, 2022 Three months ended March 31, 2021 Net interest income $ 53,793 $ 46,758 Provision for credit losses (1) (2,150 ) (1,175 ) Non-interest income 22,143 25,866 Non-interest expense (2) 47,289 40,857 Income before taxes 30,797 32,942 Income tax expense 6,467 6,918 Net income 24,330 26,024 Less net income attributed to noncontrolling interest 51 80 Net income available to stockholders $ 24,279 $ 25,944 Earnings per share Basic $ — $ 1.03 Diluted — 1.02 Basic weighted average shares outstanding 29,056 25,186 Diluted weighted average shares outstanding 29,364 25,429 ( 1 three March 31, 2022, ( 2 three March 31, 2022, Kentucky Bancshares, Inc. On May 31, 2021, 11 The following table provides a summary of the fair value of the assets acquired and liabilities assumed by Bancorp as of the acquisition date. As provided for under GAAP, management has up to 12 may As Recorded Fair Value Provisional Period As Recorded (in thousands) By KB Adjustments (1) Adjustments (1) by Bancorp Assets aquired: Cash and due from banks $ 53,257 $ — $ — $ 53,257 Mortgage loans held for sale 3,071 — — 3,071 Available for sale debt securities 396,157 (295 ) a — 395,862 Federal Home Loan Bank stock, at cost 7,072 — — 7,072 Loans 755,932 (757 ) b — 755,175 Allowance for credits losses on loans (9,491 ) 2,734 c — (6,757 ) Net loans 746,441 1,977 — 748,418 Premises and equipment, net 27,401 (6,361 ) d — 21,040 Bank owned life insurance 18,909 — — 18,909 Accrued interest receivable 4,939 — — 4,939 Goodwill 14,001 (14,001 ) e — — Core deposit intangible — 3,404 f 999 f 4,403 Other real estate owned 674 (123 ) g — 551 Mortgage servicing rights 1,628 34 h — 1,662 Deferred income taxes, net 1,856 715 i (230 ) i 2,341 Other assets 6,421 (1,866 ) j (70 ) j 4,485 Total assets acquired $ 1,281,827 $ (16,516 ) $ 699 $ 1,266,010 Liabilities assumed: Deposits: Non-interest bearing $ 359,544 $ — $ — $ 359,544 Interest bearing 678,528 1,146 k — 679,674 Total deposits 1,038,072 1,146 — 1,039,218 Securities sold under agreements to repurchase 11,360 — — 11,360 Federal Home Loan Bank advances 88,581 2,490 l — 91,071 Accrued interest payable 505 — — 505 Other liabilities 16,231 (2,004 ) m — 14,227 Total liabilities assumed 1,154,749 1,632 — 1,156,381 Net assets acquired $ 127,078 $ (18,148 ) $ 699 $ 109,629 Consideration for common stock $ 204,670 Cash consideration paid 28,276 Total consideration $ 232,946 Goodwill $ 123,317 ( 1 See the following page for explanations or individual fair value and provisional period adjustments. Explanation of fair value adjustments a. Adjustment based on Bancorp’s evaluation of the acquired investment portfolio. Bancorp sold approximately $91 million in AFS debt securities shortly after acquisition. b. Adjustments to loans to reflect estimated fair value adjustments, including the following: (in thousands) Fair value adjustment - acquired non PCD loans $ 228 Fair value adjustment - acquired PCD loans (735 ) Eliminate unrecognized loan fees on acquired loans and fair value hedge (250 ) Net loan fair value adjustments $ (757 ) c. The net adjustment to allowance for credit losses includes the following: (in thousands) Reversal of historical KB allowance for credit losses on loans $ 9,491 Estimate of lifetime credit losses for PCD loans (6,757 ) Net change in allowance for credit losses $ 2,734 d. Adjustment to premises and equipment to reflect the estimated fair value of acquired premises and equipment and right of use assets. e. Elimination of the historical KB goodwill of $14.0 million at the closing date. f. Calculation of CDI related to the acquisition. During the third 2021, g. Adjustment to reflect the estimated fair value of other real estate owned. h. Adjustment to reflect the estimated fair value of mortgage servicing rights. i. Adjustment to net deferred tax assets associated with the effects of the purchase accounting adjustments. j. Adjustment to other assets to reflect the estimated fair value of prepaid and other assets. During the third 2021, k. Adjustment to deposits to reflect the estimated fair value of time deposits in interest rates, which was based primarily on an analysis of current market interest rates and maturity dates. l. Adjustment to reflect the estimated fair value of Federal Home Loan Bank advances for differences in interest rates, which was based primarily on an analysis of current market interest rates and maturity dates. All KB FHLB advances were paid off immediately upon acquisition. m. Adjustment to other liabilities to establish the reserve for unfunded loan commitments under CECL and various accrual adjustments. Goodwill of approximately $123 million, which is the excess of the acquisition consideration over the fair value of net assets acquired, was recorded in the KB acquisition and is the result of expected operational synergies and other factors. This goodwill is all attributable to the Company’s Commercial Banking segment. Goodwill related to the KB acquisition is not Receivables acquired that were not Total revenue, defined as net interest income and non-interest income, attributed to KB totaled approximately $10.9 million and $0 for the three March 31, 2022 2021, The following unaudited pro forma condensed combined financial information presents the results of operations of Bancorp, including the effects of the purchase accounting adjustments and acquisition expenses, had the KB acquisition taken place at the beginning of the period: (in thousands) Three months ended March 31, 2022 Three months ended March 31, 2021 Net interest income $ 48,760 $ 46,578 Provision for credit losses 2,279 (1,375 ) Non-interest income 19,203 18,012 Non-interest expense (1) 56,297 34,546 Income before taxes 9,387 31,419 Income tax expense 1,445 5,953 Net income 7,942 25,466 Less net income attributed to noncontrolling interest 36 - Net income available to stockholders $ 7,906 $ 25,466 Earnings per share Basic $ 0.29 $ 0.96 Diluted 0.29 0.95 Basic weighted average shares outstanding 27,230 26,425 Diluted weighted average shares outstanding 27,485 26,668 ( 1 three March 31, 2021,

Note 3 - Investment Securities

Note 3 - Investment Securities	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	( 3 Investment Securities Debt securities purchased in which Bancorp has the intent and ability to hold to their maturity are classified HTM securities. All other investment securities are classified as either AFS securities or other securities. AFS Debt Securities The following table summarizes the amortized cost, unrealized gains and losses, and fair value of Bancorp’s AFS debt securities portfolio: (in thousands) Amortized Unrealized March 31, 2022 cost Gains Losses Fair value U.S. Treasury and other U.S. Government obligations $ 121,819 $ - $ (5,481 ) $ 116,338 Government sponsored enterprise obligations 126,467 525 (2,341 ) 124,651 Mortgage backed securities - government agencies 820,452 137 (61,176 ) 759,413 Obligations of states and political subdivisions 150,824 36 (7,025 ) 143,835 Other 6,253 - (135 ) 6,118 Total available for sale debt securities $ 1,225,815 $ 698 $ (76,158 ) $ 1,150,355 December 31, 2021 U.S. Treasury and other U.S. Government obligations $ 123,753 $ - $ (1,252 ) $ 122,501 Government sponsored enterprise obligations 132,760 2,497 (236 ) 135,021 Mortgage backed securities - government agencies 857,283 2,495 (13,154 ) 846,624 Obligations of states and political subdivisions 75,488 289 (702 ) 75,075 Other 1,095 - (18 ) 1,077 Total available for sale debt securities $ 1,190,379 $ 5,281 $ (15,362 ) $ 1,180,298 HTM Debt Securities The following table summarizes the amortized cost, unrecognized gains and losses, and fair value of Bancorp’s HTM debt securities portfolio: (in thousands) Carrying Unrecognized March 31, 2022 value Gains Losses Fair value U.S. Treasury and other U.S. Government obligations $ 277,491 $ - $ (1,922 ) $ 275,569 Government sponsored enterprise obligations 27,996 17 (195 ) 27,818 Mortgage backed securities - government agencies 242,704 7 (10,291 ) 232,420 Obligations of states and political subdivisions - - - - Other - - - - Total held to maturity debt securities $ 548,191 $ 24 $ (12,408 ) $ 535,807 Bancorp elected to classify a portion of securities purchased and acquired during the first December 31, 2021. All investment securities classified as HTM by Bancorp as of March 31, 2022 March 31, 2022. Further, as of March 31, 2022, Debt Securities by Contractual Maturity A summary of AFS and HTM debt securities by contractual maturity as of March 31, 2022 AFS Debt Securities HTM Debt Securities (in thousands) Amortized cost Fair value Carrying value Fair value Due within one year $ 8,688 $ 8,668 $ 60,025 $ 60,024 Due after one year but within five years 160,345 154,123 217,974 216,038 Due after five years but within 10 years 56,839 54,292 26,679 26,515 Due after 10 years 179,491 173,859 809 810 Mortgage backed securities - government agencies 820,452 759,413 242,704 232,420 Total available for sale debt securities $ 1,225,815 $ 1,150,355 $ 548,191 $ 535,807 Actual maturities may may At March 31, 2022 December 31, 2021, no one 10% Accrued interest on the AFS and HTM securities portfolios totaled $3 million and $1 million at March 31, 2022, December 31, 2021, no December 31, 2021. AFS debt securities totaling $247 million were acquired on March 7, 2022, first Securities with a carrying value of $1.1 billion and $879 million were pledged at March 31, 2022 December 31, 2021, December 31, 2021 March 31, 2022 Based on an evaluation of available information including security type, counterparty credit quality, past events, current conditions, and reasonable and supportable forecasts that are relevant to collectability, Bancorp has concluded that it expects to receive all contractual cash flows from each security held in its AFS and HTM debt securities portfolio. As such, no allowance or impairment is recorded with respect to investment securities as of March 31, 2022. Unrealized Loss Analysis on AFS Debt Securities AFS debt securities with unrealized losses at March 31, 2022 December 31, 2021, Less than 12 months 12 months or more Total (in thousands) Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2022 value losses value losses value losses U.S. Treasury and other U.S. Government obligations $ 116,338 $ (5,481 ) $ - $ - $ 116,338 $ (5,481 ) Government sponsored enterprise obligations 94,099 (2,334 ) 243 (7 ) 94,342 (2,341 ) Mortgage-backed securities - government agencies 482,129 (33,441 ) 263,942 (27,735 ) 746,071 (61,176 ) Obligations of states and political subdivisions 122,102 (6,923 ) 903 (102 ) 123,005 (7,025 ) Other securities 6,118 (135 ) - - 6,118 (135 ) Total $ 820,786 $ (48,314 ) $ 265,088 $ (27,844 ) $ 1,085,874 $ (76,158 ) December 31, 2021 U.S. Treasury and other U.S. Government obligations $ 122,501 $ (1,252 ) $ - $ - $ 122,501 $ (1,252 ) Government sponsored enterprise obligations 23,789 (223 ) 447 (13 ) 24,236 (236 ) Mortgage-backed securities - government agencies 615,130 (10,027 ) 102,637 (3,127 ) 717,767 (13,154 ) Obligations of states and political subdivisions 46,493 (686 ) 484 (16 ) 46,977 (702 ) Other securities 957 (18 ) - - 957 (18 ) Total $ 808,870 $ (12,206 ) $ 103,568 $ (3,156 ) $ 912,438 $ (15,362 ) Applicable dates for determining when securities are in an unrealized loss position are March 31, 2022 December 31, 2021. 12 not 12 For AFS debt securities with an unrealized loss position, Bancorp evaluates the securities to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or non-credit related factors. Any impairment that is not may not no In evaluating AFS debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, Bancorp considers the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. Unrealized losses on Bancorp’s investment securities portfolio have not March 31, 2022 December 31, 2021, no March 31, 2022 December 31, 2021.

Note 4 - Loans and Allowance fo

Note 4 - Loans and Allowance for Credit Losses on Loans	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	( 4 Loans and Allowance for Credit Losses on Loans Composition of loans by class follows: (in thousands) March 31, 2022 December 31, 2021 Commercial real estate - non-owner occupied $ 1,397,633 $ 1,128,244 Commercial real estate - owner occupied 803,181 678,405 Total commercial real estate 2,200,814 1,806,649 Commercial and industrial - term 669,241 596,710 Commercial and industrial - term - PPP 71,361 140,734 Commercial and industrial - lines of credit 414,739 370,312 Total commercial and industrial 1,155,341 1,107,756 Residential real estate - owner occupied 492,123 400,695 Residential real estate - non-owner occupied 297,127 281,018 Total residential real estate 789,250 681,713 Construction and land development 346,372 299,206 Home equity lines of credit 186,024 138,976 Consumer 135,198 104,294 Leases 13,952 13,622 Credits cards 20,732 17,087 Total loans (1) $ 4,847,683 $ 4,169,303 ( 1 As a result of the CB acquisition on March 7, 2022, Accrued interest on loans, which is excluded from the amortized cost of loans, totaled $12 million and $11 million at March 31, 2022 December 31, 2021, Loans with carrying amounts of $2.7 billion and $2.2 billion were pledged to secure FHLB borrowing capacity at March 31, 2022 December 31, 2021, Loans to directors and their related interests, including loans to companies for which directors are principal owners and executive officers, totaled $65 million and $54 million as of March 31, 2022 December 31, 2021, PCD Loans In connection with the acquisitions of CB on March 7, 2022, May 31, 2021, no 326, Financial Instruments Credit Losses. The fair value of acquired loans recorded at the time of acquisition is based upon several factors, including the timing and payment of expected cash flows, as adjusted for estimated credit losses and prepayments, and then discounting these cash flows using comparable market rates. The resulting fair value adjustment is recorded in the form of a premium or discount to the unpaid principal balance of the respective loans. As it relates to acquired loans that, as of the date of acquisition, have experienced a more-than-insignificant deterioration in credit quality since origination (“PCD”), the net premium or net discount is adjusted to reflect Bancorp’s allowance for credit losses recorded for PCD loans at the time of acquisition, and the remaining fair value adjustment is accreted or amortized into interest income over the remaining life of the respective loans. As it relates to loans not no Bancorp purchased loans through the acquisitions of CB and KB for which there was, at the time of acquisition, more-than-insignificant deterioration of credit quality since origination. The carrying amount of loans acquired and classified as PCD was as follows at the respective acquisition dates: CB KB (in thousands) March 7, 2022 May 31, 2021 Purchase price of PCD loans at acquisition $ 88,549 $ 32,765 Allowance for credit losses at acquisition (9,950 ) (6,757 ) Non-credit discount at acquisition (4,094 ) (735 ) Fair value of PCD loans at acquisition $ 74,505 $ 25,273 Interest income recognized on loans classified as PCD totaled $459,000 and $0 for the three March 31, 2022 2021, Allowance for Credit Losses on Loans The table below reflects activity in the ACL related to loans: (in thousands) Beginning Initial Allowance on PCD Provision for Credit Losses Ending Three Months Ended March 31, 2022 Balance Loans on Loans Charge-offs Recoveries Balance Commercial real estate - non-owner occupied $ 15,960 $ 3,508 $ 1,140 $ - $ 12 $ 20,620 Commercial real estate - owner occupied 9,595 2,121 (411 ) - 21 11,326 Total commercial real estate 25,555 5,629 729 - 33 31,946 Commercial and industrial - term 8,577 1,358 567 (113 ) 719 11,108 Commercial and industrial - lines of credit 4,802 1,874 (132 ) (36 ) - 6,508 Total commercial and industrial 13,379 3,232 435 (149 ) 719 17,616 Residential real estate - owner occupied 4,316 590 460 (6 ) 3 5,363 Residential real estate - non-owner occupied 3,677 - (319 ) - 3 3,361 Total residential real estate 7,993 590 141 (6 ) 6 8,724 Construction and land development 4,789 419 656 - - 5,864 Home equity lines of credit 1,044 2 421 - - 1,467 Consumer 772 78 262 (254 ) 191 1,049 Leases 204 - 7 - - 211 Credit cards 162 - 28 - - 190 Total $ 53,898 $ 9,950 $ 2,679 $ (409 ) $ 949 $ 67,067 (in thousands) Beginning Provision for Credit Losses Ending Three Months Ended March 31, 2021 Balance on Loans Charge-offs Recoveries Balance Commercial real estate - non-owner occupied $ 19,396 $ 635 $ - $ 31 $ 20,062 Commercial real estate - owner occupied 6,983 82 - - 7,065 Total commercial real estate 26,379 717 - 31 27,127 Commercial and industrial - term 8,970 (452 ) (55 ) 6 8,469 Commercial and industrial - lines of credit 3,614 (631 ) - - 2,983 Total commercial and industrial 12,584 (1,083 ) (55 ) 6 11,452 Residential real estate - owner occupied 3,389 (94 ) (3 ) 1 3,293 Residential real estate - non-owner occupied 1,818 (110 ) - - 1,708 Total residential real estate 5,207 (204 ) (3 ) 1 5,001 Construction and land development 6,119 (592 ) - - 5,527 Home equity lines of credit 895 (52 ) - - 843 Consumer 340 41 (64 ) 78 395 Leases 261 (26 ) - - 235 Credit cards 135 (1 ) - - 134 Total $ 51,920 $ (1,200 ) $ (122 ) $ 116 $ 50,714 The following table presents the amortized cost basis of non-performing loans and the amortized cost basis of loans on non-accrual status for which there was no Non-accrual Loans Past Due 90-Days- (in thousands) With No Total Troubled Debt or-More and Still March 31, 2022 Recorded ACL Non-accrual Loans Restructurings (1) Accruing Interest Commercial real estate - non-owner occupied $ 485 $ 1,117 $ — $ — Commercial real estate - owner occupied 2,237 3,912 — 115 Total commercial real estate 2,722 5,029 — 115 Commercial and industrial - term 490 3,053 10 — Commercial and industrial - PPP — — — 4 Commercial and industrial - lines of credit 498 663 — 30 Total commercial and industrial 988 3,716 10 34 Residential real estate - owner occupied 794 2,636 — — Residential real estate - non-owner occupied — 282 — — Total residential real estate 794 2,918 — — Construction and land development — — — — Home equity lines of credit — 481 — — Consumer — 350 — 151 Leases — — — — Credit cards — — — — Total $ 4,504 $ 12,494 $ 10 $ 300 ( 1 not Non-accrual Loans Past Due 90-Days- (in thousands) With No Total Troubled Debt or-More and Still December 31, 2021 Recorded ACL Non-accrual Loans Restructurings (1) Accruing Interest Commercial real estate - non-owner occupied $ 486 $ 720 $ — $ — Commercial real estate - owner occupied 665 1,748 — — Total commercial real estate 1,151 2,468 — — Commercial and industrial - term 419 670 12 — Commercial and industrial - PPP — — — 592 Commercial and industrial - lines of credit — 228 — 56 Total commercial and industrial 419 898 12 648 Residential real estate - owner occupied 805 1,997 — 36 Residential real estate - non-owner occupied — 293 — — Total residential real estate 805 2,290 — 36 Construction and land development — — — — Home equity lines of credit — 646 — — Consumer — 410 — — Leases — — — — Credit cards — — — — Total $ 2,375 $ 6,712 $ 12 $ 684 ( 1 not For the three March 31, 2022 2021, For the three March 31, 2022 2021, The following table presents the amortized cost basis and ACL allocated for collateral dependent loans, which are individually evaluated to determine expected credit losses: (in thousands) Accounts Receivable / ACL March 31, 2022 Real Estate Equipment Other Total Allocation Commercial real estate - non-owner occupied $ 4,705 $ - $ - $ 4,705 $ 588 Commercial real estate - owner occupied 8,237 - - 8,237 2,396 Total commercial real estate 12,942 - - 12,942 2,984 Commercial and industrial - term 752 666 1,937 3,355 1,358 Commercial and industrial - lines of credit - 1,553 2,956 4,509 1,402 Total commercial and industrial 752 2,219 4,893 7,864 2,760 Residential real estate - owner occupied 3,224 - - 3,224 330 Residential real estate - non-owner occupied 489 - - 489 116 Total residential real estate 3,713 - - 3,713 446 Construction and land development 3,639 - - 3,639 419 Home equity lines of credit 481 - - 481 2 Consumer - - 167 167 20 Leases - - - - - Credit cards - - - - - Total collateral dependent loans $ 21,527 $ 2,219 $ 5,060 $ 28,806 $ 6,631 (in thousands) Accounts Receivable / ACL December 31, 2021 Real Estate Equipment Other Total Allocation Commercial real estate - non-owner occupied $ 720 $ - $ - $ 720 $ - Commercial real estate - owner occupied 7,652 - - 7,652 1,652 Total commercial real estate 8,372 - - 8,372 1,652 Commercial and industrial - term - 598 - 598 - Commercial and industrial - lines of credit - 200 - 200 - Total commercial and industrial - 798 - 798 - Residential real estate - owner occupied 1,997 - - 1,997 - Residential real estate - non-owner occupied 502 - - 502 116 Total residential real estate 2,499 - - 2,499 116 Construction and land development - - - - - Home equity lines of credit 646 - - 646 - Consumer - - 247 247 - Leases - - - - - Credit cards - - - - - Total collateral dependent loans $ 11,517 $ 798 $ 247 $ 12,562 $ 1,768 There have been no The following tables present the aging of contractually past due loans by portfolio class: (in thousands) 30-59 days 60-89 days 90 or more Total Total March 31, 2022 Current Past Due Past Due Days Past Due Past Due Loans Commercial real estate - non-owner occupied $ 1,396,660 $ 338 $ - $ 635 $ 973 $ 1,397,633 Commercial real estate - owner occupied 800,656 285 1,643 597 2,525 803,181 Total commercial real estate 2,197,316 623 1,643 1,232 3,498 2,200,814 Commercial and industrial - term 668,218 248 290 485 1,023 669,241 Commercial and industrial - term - PPP 71,237 118 2 4 124 71,361 Commercial and industrial - lines of credit 414,143 466 100 30 596 414,739 Total commercial and industrial 1,153,598 832 392 519 1,743 1,155,341 Residential real estate - owner occupied 488,272 2,119 4 1,728 3,851 492,123 Residential real estate - non-owner occupied 296,351 316 365 95 776 297,127 Total residential real estate 784,623 2,435 369 1,823 4,627 789,250 Construction and land development 346,372 — — — — 346,372 Home equity lines of credit 185,461 139 170 254 563 186,024 Consumer 134,490 327 31 350 708 135,198 Leases 13,952 — — — — 13,952 Credit cards 20,704 28 — — 28 20,732 Total $ 4,836,516 $ 4,384 $ 2,605 $ 4,178 $ 11,167 $ 4,847,683 (in thousands) 30-59 days 60-89 days 90 or more Total Total December 31, 2021 Current Past Due Past Due Days Past Due Past Due Loans Commercial real estate - non-owner occupied $ 1,127,448 $ - $ 81 $ 715 $ 796 $ 1,128,244 Commercial real estate - owner occupied 677,231 360 327 487 1,174 678,405 Total commercial real estate 1,804,679 360 408 1,202 1,970 1,806,649 Commercial and industrial - term 595,070 1,032 44 564 1,640 596,710 Commercial and industrial - term - PPP 139,718 128 296 592 1,016 140,734 Commercial and industrial - lines of credit 369,963 271 22 56 349 370,312 Total commercial and industrial 1,104,751 1,431 362 1,212 3,005 1,107,756 Residential real estate - owner occupied 397,415 1,399 137 1,744 3,280 400,695 Residential real estate - non-owner occupied 280,257 403 258 100 761 281,018 Total residential real estate 677,672 1,802 395 1,844 4,041 681,713 Construction and land development 299,206 — — — — 299,206 Home equity lines of credit 138,141 279 47 509 835 138,976 Consumer 103,109 724 102 359 1,185 104,294 Leases 13,622 — — — — 13,622 Credit cards 17,087 — — — — 17,087 Total $ 4,158,267 $ 4,596 $ 1,314 $ 5,126 $ 11,036 $ 4,169,303 Loan Risk Ratings Consistent with regulatory guidance, Bancorp categorizes loans into credit risk rating categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends. Pass-rated loans include all risk-rated loans other than those classified as OAEM, substandard, and doubtful, which are defined below: OAEM may Substandard not Substandard non-performing 90 Doubtful Management considers the guidance in ASC 310 20 2021, not March 31, 2022, (in thousands) Term Loans Amortized Cost Basis by Origination Year Revolving loans amortized March 31, 2022 2022 2021 2020 2019 2018 Prior cost basis Total Commercial real estate - non-owner occupied: Risk rating Pass $ 116,262 $ 410,510 $ 288,703 $ 198,413 $ 100,462 $ 198,073 $ 21,294 $ 1,333,717 OAEM - 5,938 2,363 19,387 - 5,601 6,105 39,394 Substandard 4,174 298 3,195 8,163 - 7,475 100 23,405 Substandard non-performing - - 39 - - 1,078 - 1,117 Doubtful - - - - - - - - Total Commercial real estate non-owner occupied $ 120,436 $ 416,746 $ 294,300 $ 225,963 $ 100,462 $ 212,227 $ 27,499 $ 1,397,633 Commercial real estate - owner occupied: Risk rating Pass $ 44,171 $ 213,962 $ 205,034 $ 110,962 $ 79,334 $ 108,379 $ 7,833 $ 769,675 OAEM - 1,681 1,470 3,346 442 812 2,859 10,610 Substandard 2,294 2,617 1,811 7,345 2,031 2,487 399 18,984 Substandard non-performing - 1,194 1,992 - - 726 - 3,912 Doubtful - - - - - - - - Total Commercial real estate owner occupied $ 46,465 $ 219,454 $ 210,307 $ 121,653 $ 81,807 $ 112,404 $ 11,091 $ 803,181 Commercial and industrial - term: Risk rating Pass $ 80,556 $ 276,156 $ 135,281 $ 55,767 $ 48,529 $ 59,735 $ - $ 656,024 OAEM 3,153 369 - 472 2,858 6 - 6,858 Substandard 164 1 35 2,527 165 414 - 3,306 Substandard non-performing - 1,983 540 - 48 482 - 3,053 Doubtful - - - - - - - - Total Commercial and industrial - term $ 83,873 $ 278,509 $ 135,856 $ 58,766 $ 51,600 $ 60,637 $ - $ 669,241 Commercial and industrial - PPP Risk rating Pass $ - $ 65,602 $ 5,759 $ - $ - $ - $ - $ 71,361 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Commercial and industrial - PPP $ - $ 65,602 $ 5,759 $ - $ - $ - $ - $ 71,361 (continued) (continued) (in thousands) Term Loans Amortized Cost Basis by Origination Year Revolving loans amortized March 31, 2022 2022 2021 2020 2019 2018 Prior cost basis Total Commercial and industrial - lines of credit Risk rating Pass $ 5,582 $ 29,648 $ 7,279 $ 17,795 $ 1,434 $ 3,354 $ 332,427 $ 397,519 OAEM - - - - - 439 6,871 7,310 Substandard - - 975 3,810 - 2,537 1,925 9,247 Substandard non-performing - 39 - - - - 624 663 Doubtful - - - - - - - - Total Commercial and industrial - lines of credit $ 5,582 $ 29,687 $ 8,254 $ 21,605 $ 1,434 $ 6,330 $ 341,847 $ 414,739 Residential real estate - owner occupied Risk rating Pass $ 35,908 $ 204,160 $ 103,926 $ 34,925 $ 19,421 $ 89,629 $ - $ 487,969 OAEM - 99 - 85 - 121 - 305 Substandard - - 10 - 146 1,057 - 1,213 Substandard non-performing 2 204 102 375 227 1,726 - 2,636 Doubtful - - - - - - - - Total Residential real estate - owner occupied $ 35,910 $ 204,463 $ 104,038 $ 35,385 $ 19,794 $ 92,533 $ - $ 492,123 Residential real estate - non-owner occupied Risk rating Pass $ 39,704 $ 91,593 $ 65,551 $ 42,994 $ 25,066 $ 30,282 $ - $ 295,190 OAEM 194 154 123 270 130 426 - 1,297 Substandard - - - - - 358 - 358 Substandard non-performing - 120 - 44 - 118 - 282 Doubtful - - - - - - - - Total Residential real estate - non-owner occupied $ 39,898 $ 91,867 $ 65,674 $ 43,308 $ 25,196 $ 31,184 $ - $ 297,127 Construction and land development Risk rating Pass $ 29,002 $ 144,489 $ 105,969 $ 29,766 $ 6,203 $ 2,193 $ 25,153 $ 342,775 OAEM - - - - - 94 - 94 Substandard - 93 - 3,123 - 287 - 3,503 Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Construction and land development $ 29,002 $ 144,582 $ 105,969 $ 32,889 $ 6,203 $ 2,574 $ 25,153 $ 346,372 Home equity lines of credit Risk rating Pass $ - $ - $ - $ - $ - $ - $ 185,413 $ 185,413 OAEM - - - - - - 90 90 Substandard - - - - - - 40 40 Substandard non-performing - - - - - - 481 481 Doubtful - - - - - - - - Total Home equity lines of credit $ - $ - $ - $ - $ - $ - $ 186,024 $ 186,024 (continued) (continued) (in thousands) Term Loans Amortized Cost Basis by Origination Year Revolving loans amortized March 31, 2022 2022 2021 2020 2019 2018 Prior cost basis Total Consumer Risk rating Pass $ 5,266 $ 24,330 $ 8,864 $ 8,321 $ 4,441 $ 3,348 $ 80,204 $ 134,774 OAEM - - - - - - - - Substandard - - 36 36 - 2 - 74 Substandard non-performing - 39 156 64 16 68 7 350 Doubtful - - - - - - - - Total Consumer $ 5,266 $ 24,369 $ 9,056 $ 8,421 $ 4,457 $ 3,418 $ 80,211 $ 135,198 Leases Risk rating Pass $ 1,564 $ 5,128 $ 3,276 $ 1,222 $ 1,171 $ 1,591 $ - $ 13,952 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Leases $ 1,564 $ 5,128 $ 3,276 $ 1,222 $ 1,171 $ 1,591 $ - $ 13,952 Credit cards Risk rating Pass $ - $ - $ - $ - $ - $ - $ 20,732 $ 20,732 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Credit cards $ - $ - $ - $ - $ - $ - $ 20,732 $ 20,732 Total loans Risk rating Pass $ 358,015 $ 1,465,578 $ 929,642 $ 500,165 $ 286,061 $ 496,584 $ 673,056 $ 4,709,101 OAEM 3,347 8,241 3,956 23,560 3,430 7,499 15,925 65,958 Substandard 6,632 3,009 6,062 25,004 2,342 14,617 2,464 60,130 Substandard non-performing 2 3,579 2,829 483 291 4,198 1,112 12,494 Doubtful - - - - - - - - Total Loans $ 367,996 $ 1,480,407 $ 942,489 $ 549,212 $ 292,124 $ 522,898 $ 692,557 $ 4,847,683 As of December 31, 2021, (in thousands) Term Loans Amortized Cost Basis by Origination Year Revolving loans amortized December 31, 2021 2021 2020 2019 2018 2017 Prior cost basis Total Commercial real estate - non-owner occupied: Risk rating Pass $ 381,014 $ 298,177 $ 134,286 $ 86,638 $ 85,110 $ 81,635 $ 19,465 $ 1,086,325 OAEM 3,186 2,666 19,784 - 353 1,619 248 27,856 Substandard 4,174 1,440 - - - 7,629 100 13,343 Substandard non-performing - 39 78 - 592 11 - 720 Doubtful - - - - - - - - Total Commercial real estate non-owner occupied $ 388,374 $ 302,322 $ 154,148 $ 86,638 $ 86,055 $ 90,894 $ 19,813 $ 1,128,244 Commercial real estate - owner occupied: Risk rating Pass $ 203,545 $ 192,322 $ 91,078 $ 75,062 $ 33,713 $ 44,364 $ 9,236 $ 649,320 OAEM 1,681 1,480 3,568 469 1,506 124 570 9,398 Substandard 5,051 3,605 5,985 1,275 627 - 1,396 17,939 Substandard non-performing 1,259 - - - 32 457 - 1,748 Doubtful - - - - - - - - Total Commercial real estate owner occupied $ 211,536 $ 197,407 $ 100,631 $ 76,806 $ 35,878 $ 44,945 $ 11,202 $ 678,405 Commercial and industrial - term: Risk rating Pass $ 283,150 $ 143,211 $ 58,988 $ 52,388 $ 26,081 $ 24,421 $ - $ 588,239 OAEM 738 86 254 3,382 8 - - 4,468 Substandard 170 42 2,667 176 111 167 - 3,333 Substandard non-performing - 543 72 55 - - - 670 Doubtful - - - - - - - - Total Commercial and industrial - term $ 284,058 $ 143,882 $ 61,981 $ 56,001 $ 26,200 $ 24,588 $ - $ 596,710 Commercial and industrial - PPP Risk rating Pass $ 128,409 $ 12,325 $ - $ - $ - $ - $ - $ 140,734 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Commercial and industrial - PPP $ 128,409 $ 12,325 $ - $ - $ - $ - $ - $ 140,734 (continued) (continued) (in thousands) Term Loans Amortized Cost Basis by Origination Year Revolving loans amortized December 31, 2021 2021 2020 2019 2018 2017 Prior cost basis Total Commercial and industrial - lines of credit Risk rating Pass $ 33,875 $ 8,352 $ 11,103 $ 1,039 $ 207 $ 193 $ 303,682 $ 358,451 OAEM - - - - - - 6,355 6,355 Substandard - - 1,916 - 1,549 - 1,813 5,278 Substandard non-performing - - - - - - 228 228 Doubtful - - - - - - - - Total Commercial and industrial - lines of credit $ 33,875 $ 8,352 $ 13,019 $ 1,039 $ 1,756 $ 193 $ 312,078 $ 370,312 Residential real estate - owner occupied Risk rating Pass $ 176,487 $ 99,936 $ 31,327 $ 17,259 $ 16,599 $ 56,639 $ - $ 398,247 OAEM 101 - 174 - - - - 275 Substandard - - - - 108 68 - 176 Substandard non-performing 164 103 136 230 714 650 - 1,997 Doubtful - - - - - - - - Total Residential real estate - owner occupied $ 176,752 $ 100,039 $ 31,637 $ 17,489 $ 17,421 $ 57,357 $ - $ 400,695 Residential real estate - non-owner occupied Risk rating Pass $ 94,482 $ 78,785 $ 46,177 $ 27,494 $ 16,171 $ 15,909 $ - $ 279,018 OAEM 352 126 281 132 - 462 - 1,353 Substandard - - - - - 354 - 354 Substandard non-performing 103 - 45 28 - 117 - 293 Doubtful - - - - - - - - Total Residential real estate - non-owner occupied $ 94,937 $ 78,911 $ 46,503 $ 27,654 $ 16,171 $ 16,842 $ - $ 281,018 Construction and land development Risk rating Pass $ 160,696 $ 99,699 $ 16,665 $ 6,262 $ 1,890 $ 1,156 $ 12,736 $ 299,104 OAEM - - - - 102 - - 102 Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Construction and land development $ 160,696 $ 99,699 $ 16,665 $ 6,262 $ 1,992 $ 1,156 $ 12,736 $ 299,206 Home equity lines of credit Risk rating Pass $ - $ - $ - $ - $ - $ - $ 138,239 $ 138,239 OAEM - - - - - - 91 91 Substandard - - - - - - - - Substandard non-performing - - - - - - 646 646 Doubtful - - - - - - - - Total Home equity lines of credit $ - $ - $ - $ - $ - $ - $ 138,976 $ 138,976 (continued) (continued) (in thousands) Term Loans Amortized Cost Basis by Origination Year Revolving loans amortized December 31, 2021 2021 2020 2019 2018 2017 Prior cost basis Total Consumer Risk rating Pass $ 23,866 $ 9,316 $ 5,014 $ 1,260 $ 555 $ 646 $ 63,227 $ 103,884 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing 55 304 30 11 - 4 6 410 Doubtful - - - - - - - - Total Consumer $ 23,921 $ 9,620 $ 5,044 $ 1,271 $ 555 $ 650 $ 63,233 $ 104,294 Leases Risk rating Pass $ 5,375 $ 3,596 $ 1,375 $ 1,331 $ 406 $ 1,539 $ - $ 13,622 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Leases $ 5,375 $ 3,596 $ 1,375 $ 1,331 $ 406 $ 1,539 $ - $ 13,622 Credit cards Risk rating Pass $ - $ - $ - $ - $ - $ - $ 17,087 $ 17,087 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Credit cards $ - $ - $ - $ - $ - $ - $ 17,087 $ 17,087 Total loans Risk rating Pass $ 1,490,899 $ 945,719 $ 396,013 $ 268,733 $ 180,732 $ 226,502 $ 563,672 $ 4,072,270 OAEM 6,058 4,358 24,061 3,983 1,969 2,205 7,264 49,898 Substandard 9,395 5,087 10,568 1,451 2,395 8,218 3,309 40,423 Substandard non-performing 1,581 989 361 324 1,338 1,239 880 6,712 Doubtful - - - - - - - - Total Loans $ 1,507,933 $ 956,153 $ 431,003 $ 274,491 $ 186,434 $ 238,164 $ 575,125 $ 4,169,303 For certain loan classes, such as credit cards, credit quality is evaluated based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in credit cards based on payment activity: March 31, December 31, (in thousands) 2022 2021 Credit cards Performing $ 20,732 $ 17,087 Non-performing — — Total credit cards $ 20,732 $ 17,087 In accordance with Section 4013 90 180 not not Troubled Debt Restructurings Detail of outstanding TDRs included in total non-performing loans follows: March 31, 2022 December 31, 2021 Specific Additional Specific Additional reserve commitment reserve commitment (in thousands) Balance allocation to lend Balance allocation to lend Commercial real estate - owner occupied $ 888 $ 202 $ — $ 950 $ 202 $ — Commercial & industrial - term 10 10 — 12 12 — Total TDRs $ 898 $ 212 $ — $ 962 $ 214 $ — During the three March 31, 2022 2021, 12 90 Bancorp had $1.2 million and $917,000, respectively, in residential real estate loans for which formal foreclosure proceedings were in process at March 31, 2022 December 31, 2021.

Note 5 - Goodwill

Note 5 - Goodwill	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	( 5 Goodwill As of March 31, 2022, 12 may The composition of goodwill is presented by respective acquisition below: March 31, December 31, (in thousands) 2022 2021 Commonwealth Bancshares (2022) $ 66,694 $ — Kentucky Bancshares (2021) 123,317 123,317 King Southern Bancorp (2019) 11,831 11,831 Austin State Bank (1996) 682 682 Total $ 202,524 $ 135,830 GAAP requires that goodwill and intangible assets with indefinite useful lives not September 30 At September 30, 2021, not not not Changes in the carrying value of goodwill follows: Three months ended March 31, (in thousands) 2022 2021 Balance at beginning of period $ 135,830 $ 12,513 Goodwill acquired 66,694 — Provisional period adjustments — — Impairment — — Balance at end of period $ 202,524 $ 12,513 As of March 31, 2022, three March 31, 2022.

Note 6 - Core Deposit and Custo

Note 6 - Core Deposit and Customer List Intangible Assets	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Intangible Assets Disclosure [Text Block]	( 6 Core Deposit and Customer List Intangible Assets Bancorp recorded CDI assets of $12.7 million, $4.4 million, $1.5 million and $2.5 million in association with the acquisition of CB, KB in 2021, 2019 2013, Changes in the net carrying amount of CDIs follows: Three months ended March 31, (in thousands) 2022 2021 Balance at beginning of period $ 5,596 $ 1,962 Core deposit intangible acquired 12,724 — Provisional period adjustments — — Amortization (494 ) (77 ) Balance at end of period $ 17,826 $ 1,885 As a result of the CB acquisition, Bancorp also recorded intangible assets totaling $14.4 million associated with the customer lists of the acquired WM&T and LFA businesses. Of this total, $11.9 million was recorded for WM&T and $2.5 million was recorded for Landmark. Similar to CDI assets, these intangibles also amortize over their estimated useful lives. The carrying amount of the CLI assets follows: Three months ended March 31, (in thousands) 2022 2021 Balance at beginning of period $ - $ - Customer list intangibles acquired 14,360 — Provisional period adjustments — — Amortization (218 ) — Balance at end of period $ 14,142 $ - Future CDI and CLI amortization expense is estimated as follows: (in thousands) CDI CLI 2022 $ 2,868 $ 1,963 2023 3,015 2,002 2024 2,686 1,823 2025 2,375 1,643 2026 2,063 1,464 2027 1,752 1,284 2028 1,339 1,105 2029 888 925 2030 576 745 2031 264 566 2032 - 387 2033 - 207 2034 - 28 Total future expense $ 17,826 $ 14,142

Note 7 - Other Assets

Note 7 - Other Assets	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Other Assets Disclosure [Text Block]	( 7 Other Assets A summary of the major components of other assets follows: March 31, December 31, (in thousands) 2022 2021 Cash surrender value of life insurance other than BOLI $ 16,933 $ 17,875 Net deferred tax asset 35,264 24,340 Investments in tax credit related ventures 10,605 11,084 Swap assets 2,536 3,148 Prepaid assets 4,699 4,469 Trust fees receivable 3,961 2,868 Mortgage servicing rights 16,877 4,528 Other real estate owned 7,156 7,212 Other 12,786 10,478 Total other assets $ 110,817 $ 86,002 Bancorp maintains life insurance policies other than BOLI in conjunction with its non-qualified defined benefit retirement and non-qualified compensation plans. Bancorp enters into interest rate swap transactions with borrowers who desire to hedge exposure to rising interest rates, while at the same time entering into an offsetting interest rate swap, with substantially matching terms, with another approved independent counterparty. These are undesignated derivative instruments and are recognized on the balance sheet at fair value. For additional information, see the footnote titled “ Interest Rate Swaps.

Note 8 - Income Taxes

Note 8 - Income Taxes	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Income Tax Disclosure [Text Block]	( 8 Income Taxes Components of income tax expense (benefit) from operations follows: Three months ended March 31, (in thousands) 2022 2021 Current income tax expense: Federal $ 214 $ 3,493 State - 522 Total current income tax expense 214 4,015 Deferred income tax expense (benefit): Federal 842 837 State 389 609 Total deferred income tax expense (benefit) 1,231 1,446 Change in valuation allowance - - Total income tax expense $ 1,445 $ 5,461 An analysis of the difference between the statutory and ETRs from operations follows: Three months ended March 31, 2022 2021 U.S. federal statutory income tax rate 21.0 % 21.0 % State income taxes, net of federal benefit 3.3 3.2 Excess tax benefit from stock-based compensation arrangements (5.9 ) (3.0 ) Change in cash surrender value of life insurance 1.8 (0.4 ) Tax credits (1.7 ) (0.5 ) Tax exempt interest income (1.6 ) (0.1 ) Non-deductible merger expenses 1.1 - Insurance captive (0.9 ) - Other, net (1.7 ) (0.8 ) Effective tax rate 15.4 % 19.4 % Current state income tax expense represents tax owed to the states of Kentucky, Indiana and Illinois. Ohio state bank taxes are based on capital levels and are recorded as other non-interest expense. GAAP provides guidance on financial statement recognition and measurement of tax positions taken, or expected to be taken, in tax returns. If recognized, tax benefits would reduce tax expense and accordingly, increase net income. The amount of unrecognized tax benefits may March 31, 2022 December 31, 2021, 2017.

Note 9 - Deposits

Note 9 - Deposits	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	( 9 Deposits The composition of deposits follows: (in thousands) March 31, 2022 December 31, 2021 Non-interest bearing demand deposits $ 2,089,072 $ 1,755,754 Interest bearing deposits: Interest bearing demand 2,348,718 2,131,928 Savings 603,404 415,258 Money market 1,158,119 1,050,352 Time deposits of $250 thousand or more 115,604 89,745 Other time deposits(1) 430,574 344,477 Total time deposits 546,178 434,222 Total interest bearing deposits 4,656,419 4,031,760 Total deposits $ 6,745,491 $ 5,787,514 ( 1 Includes $21 million and $5 million in brokered deposits as of March 31, 2022 December 31, 2021, Deposits totaling $1.12 billion were assumed on March 7, 2022

Note 10 - Securities Sold Under

Note 10 - Securities Sold Under Agreements to Repurchase	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]	( 10 Securities Sold Under Agreements to Repurchase SSUAR represent a funding source of Bancorp and are primarily used by commercial customers in conjunction with collateralized corporate cash management accounts. Such repurchase agreements are considered financing agreements and mature within one March 31, 2022 December 31, 2021, Information concerning SSUAR follows: (dollars in thousands) March 31, 2022 December 31, 2021 Outstanding balance at end of period $ 142,146 $ 75,466 Weighted average interest rate at end of period 0.08 % 0.04 % Three months ended March 31, (dollars in thousands) 2022 2021 Average outstanding balance during the period $ 91,082 $ 46,937 Average interest rate during the period 0.08 % 0.04 % Maximum outstanding at any month end during the period $ 142,146 $ 51,681 SSUAR totaling $66 million were assumed on March 7, 2022

Note 11 - Subordinated Debentur

Note 11 - Subordinated Debentures and Other Borrowings	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Debt Disclosure [Text Block]	( 11 Subordinated Debentures and Other Borrowings As a result of its acquisition of Commonwealth Bancshares, Inc. on March 7, 2022, not April 1, 2022 March 31, 2022. (in thousands) Commonwealth Statutory Trust III Commonwealth Statutory Trust IV Commonwealth Statutory Trust V Total Trust preferred securities $ 3,005 $ 12,021 $ 11,019 $ 26,045 Subordinated debentures 3,000 12,000 11,000 26,000 Origination date 12/19/2003 12/15/2005 6/28/2007 Index LIBOR + 2.85% LIBOR + 1.35% LIBOR + 1.40% Bancorp is a member of the FHLB of Cincinnati. As a member of the FHLB, Bancorp has access to credit products of the FHLB. Bancorp views these borrowings as a potential low cost alternative to brokered deposits. At March 31, 2022 December 31, 2021, March 31, 2022 December 31, 2021, March 31, 2022, first

Note 12 - Commitments and Conti

Note 12 - Commitments and Contingent Liabilities	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	( 12 Commitments and Contingent Liabilities As of March 31, 2022 December 31, 2021, not (in thousands) March 31, 2022 December 31, 2021 Commercial and industrial $ 716,042 $ 625,858 Construction and land development 416,488 292,351 Home equity 334,219 247,885 Credit cards 51,108 40,471 Overdrafts 62,442 51,104 Letters of credit 34,532 30,779 Other 103,651 76,721 Future loan commitments 327,298 325,983 Total off balance sheet commitments to extend credit $ 2,045,780 $ 1,691,152 Commitments to extend credit are an agreement to lend to a customer either unsecured or secured, as long as collateral is available as agreed upon and there is no not may At March 31, 2022 December 31, 2021, three March 31, 2022, Standby letters of credit are conditional commitments issued by Bancorp to guarantee the performance of a customer to a first one two Certain commercial customers require confirmation of Bancorp’s letters of credit by other banks since Bancorp does not one one six March 31, 2022, No As of March 31, 2022, not

Note 13 - Assets and Liabilitie

Note 13 - Assets and Liabilities Measured and Reported at Fair Value	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	( 13 Assets and Liabilities Measured and Reported at Fair Value Fair value represents the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three may Level 1 Level 2 1 not Level 3 Bancorp used the following methods and significant assumptions to estimate fair value of each type of financial instrument: AFS debt securities - 2 1 Mortgage loans held for 2 Mortgage banking derivatives not 2 Interest rate swap agreements 2 Carrying values of assets measured at fair value on a recurring basis follows: Fair Value Measurements Using: Total March 31, 2022 (in thousands) Level 1 Level 2 Level 3 Fair Value Assets: Available for sale debt securities: U.S. Treasury and other U.S. Government obligations $ 116,338 $ — $ — $ 116,338 Government sponsored enterprise obligations — 124,651 — 124,651 Mortgage backed securities - government agencies — 759,413 — 759,413 Obligations of states and political subdivisions — 143,835 — 143,835 Other — 6,118 — 6,118 Total available for sale debt securities 116,338 1,034,017 — 1,150,355 Mortgage loans held for sale — 9,323 — 9,323 Rate lock loan commitments — 702 — 702 Mandatory forward contracts — 94 — 94 Interest rate swaps — 2,536 — 2,536 Total assets $ 116,338 $ 1,046,672 $ — $ 1,163,010 Liabilities: Interest rate swaps $ — $ 2,548 $ — $ 2,548 Fair Value Measurements Using: Total December 31, 2021 (in thousands) Level 1 Level 2 Level 3 Fair Value Assets: Available for sale debt securities: U.S. Treasury and other U.S. government obligations $ 122,501 $ — $ — $ 122,501 Government sponsored enterprise obligations — 135,021 — 135,021 Mortgage backed securities - government agencies — 846,624 — 846,624 Obligations of states and political subdivisions — 75,075 — 75,075 Other — 1,077 — 1,077 Total available for sale debt securities 122,501 1,057,797 — 1,180,298 Interest rate swaps — 3,148 — 3,148 Total assets $ 122,501 $ 1,060,945 $ — $ 1,183,446 Liabilities: Interest rate swaps $ — $ 3,162 $ — $ 3,162 There were no 3 2022 2021. Discussion of assets measured at fair value on a non-recurring basis follows: MSRs 3. March 31, 2022 December 31, 2021, not March 31, 2022 December 31, 2021. Collateral dependent loans third may no one three third may OREO third may no one three Carrying values of assets measured at fair value on a non-recurring basis follows: Losses recorded Three months Fair Value Measurements Using: Total ended March 31, 2022 (in thousands) Level 1 Level 2 Level 3 Fair Value March 31, 2022 Collateral dependent loans $ — $ — $ 14,785 $ 14,785 $ — Other real estate owned — — 7,156 7,156 — Losses recorded Three months Fair Value Measurements Using: Total ended December 31, 2021 (in thousands) Level 1 Level 2 Level 3 Fair Value March 31, 2021 Collateral dependent loans $ — $ — $ 4,487 $ 4,487 $ — Other real estate owned — — 7,212 7,212 — There were no liabilities measured at fair value on a non-recurring basis at March 31, 2022 December 31, 2021. For Level 3 March 31, 2022 (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Weighted Average Collateral dependent loans $ 14,785 Appraisal Appraisal discounts 32.0 % Other real estate owned 7,156 Appraisal Appraisal discounts 31.1 December 31, 2021 (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Weighted Average Collateral dependend loans $ 4,487 Appraisal Appraisal discounts 41.1 % Other real estate owned 7,212 Appraisal Appraisal discounts 31.6

Note 14 - Disclosure of Financi

Note 14 - Disclosure of Financial Instruments Not Reported at Fair Value	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Fair Value Disclosures [Text Block]	( 14 Disclosure of Financial Instruments Not GAAP requires disclosure of the fair value of financial assets and liabilities, including those financial assets and financial liabilities that are not not (in thousands) Carrying Fair Value Measurements Using: March 31, 2022 amount Fair value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 751,691 $ 751,691 $ 751,691 $ — $ — HTM debt securities 548,191 535,807 — 535,807 — Federal Home Loan Bank stock 13,811 13,811 — 13,811 — Loans, net 4,780,616 4,719,799 — — 4,719,799 Accrued interest receivable 15,690 15,690 15,690 — — Liabilities Non-interest bearing deposits $ 2,089,072 $ 2,089,072 $ 2,089,072 $ — $ — Transaction deposits 4,110,241 4,110,241 — 4,110,241 — Time deposits 546,178 540,374 — 540,374 — Securities sold under agreement to repurchase 142,146 142,146 — 142,146 — Federal funds purchased 8,920 8,920 — 8,920 — Subordinated debentures 26,045 26,226 — 26,226 — Accrued interest payable 337 337 337 — — (in thousands) Carrying Fair Value Measurements Using: December 31, 2021 amount Fair value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 961,192 $ 961,192 $ 961,192 $ — $ — Mortgage loans held for sale 8,614 8,818 — 8,818 — Federal Home Loan Bank stock 9,376 9,376 — 9,376 — Loans, net 4,115,405 4,129,091 — — 4,129,091 Accrued interest receivable 13,745 13,745 13,745 — — Liabilities Non-interest bearing deposits $ 1,755,754 $ 1,755,754 $ 1,755,754 $ — $ — Transaction deposits 3,597,538 3,597,538 — 3,597,538 — Time deposits 434,222 433,813 — 433,813 — Securities sold under agreement to repurchase 75,466 75,466 — 75,466 — Federal funds purchased 10,374 10,374 — 10,374 — Accrued interest payable 300 300 300 — — Fair value estimates are made at a specific point in time based on relevant market information and information about financial instruments. Because no may not

Note 15 - Mortgage Banking Acti

Note 15 - Mortgage Banking Activities	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Regulatory Capital Requirements for Mortgage Companies Disclosure [Text Block]	( 15 Mortgage Banking Activities Mortgage banking activities primarily include residential mortgage originations and servicing. As of March 31, 2022, December 31, 2021 Activity for mortgage loans held for sale, at fair value, was as follows: Note 15 - Mortgage Banking Activities - Activity in Mortgage Loans Held for Sale Three months ended March 31, (in thousands) 2022 Balance, beginning of period: $ 8,614 Origination of mortgage loans held for sale 35,829 Loans held for sale acquired 3,559 Proceeds from the sale of mortgage loans held for sale (38,771 ) Net gain on sale of mortgage loans held for sale 92 Balance, end of period 9,323 The following table represents the components of Mortgage banking income: Note 15 - Mortgage Banking Activities - Mortgage Banking Income Three months ended March 31, (in thousands) 2022 2021 Net gain realized on sale of mortgage loans held for sale $ 92 $ 1,196 Net change in fair value recognized on loans held for sale (27 ) - Net change in fair value recognized on rate lock loan commitments 392 - Net change in fair value recognized on forward contracts 179 - Net gain recognized 636 1,196 Loan servicing income 702 255 Amortization of mortgage servicing rights (481 ) (252 ) Change in mortgage servicing rights valuation allowance - - Net servicing income recognized 221 3 Other mortgage banking income 146 245 Total Mortgage banking income $ 1,003 $ 1,444 Activity for capitalized mortgage servicing rights was as follows: Note 15 - Mortgage Banking Activities - Changes in the Net Carrying Amount of MSRs Three months ended March 31, (in thousands) 2022 2021 Balance at beginning of period $ 4,528 $ 2,710 MSRs acquired 12,676 — Additions for mortgage loans sold 154 407 Amortization (481 ) (252 ) Impairment — — Balance at end of period $ 16,877 $ 2,865 MSRs, a component of other assets, are initially recognized at fair value when mortgage loans are sold with servicing retained. The MSRs are amortized in proportion to and over the period of estimated net servicing income, considering appropriate prepayment assumptions. MSRs are evaluated quarterly for impairment by comparing carrying value to fair value. Fair value is based on a valuation model that calculates the PV of estimated net servicing income. The model incorporates assumptions that market participants would use in estimating future net servicing income. The estimated fair value of MSRs at March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021, Total outstanding principal balances of loans serviced for others were $2.2 billion and $698 million at March 31, 2022 December 31, 2021, As of March 31, 2022 December 31, 2021, Mortgage banking derivatives used in the ordinary course of business consist primarily of mandatory forward sales contracts and interest rate lock loan commitments. Mandatory forward contracts represent future loan commitments to deliver loans at a specified price and date are used to manage interest rate risk on loan commitments and mortgage loans held for sale. Interest rate lock loan commitments represent commitments to fund loans at a specific rate. These derivatives involve underlying items, such as interest rates, and are designed to transfer risk. Substantially all of these instruments expire within 90 not Mandatory forward contracts also contain an element of risk in that the counterparties may not not The Bank is exposed to interest rate risk on loans held for sale and rate lock loan commitments. As market interest rates fluctuate, the fair value of mortgage loans held for sale and rate lock commitments will decline or increase. To offset this interest rate risk the Bank enters into derivatives, such as mandatory forward contracts to sell loans. The fair value of these mandatory forward contracts will fluctuate as market interest rates fluctuate, and the change in the value of these instruments is expected to largely, though not The following table includes the notional amounts and fair values of mortgage loans held for sale and mortgage banking derivatives: Note 15 - Mortgage Banking Activities - Notional Amounts and Fair Values March 31, 2022 (in thousands) Notional Amount Fair Value Included in Mortgage loans held for sale: Mortgage loans held for sale, at fair value $ 9,202 $ 9,323 Included in other assets: Rate lock loan commitments $ 63,421 $ 702 Mandatory forward contracts 12,564 94

Note 16 - Accumulated Other Com

Note 16 - Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	( 16 Accumulated Other Comprehensive Income (Loss) The following table illustrates activity within the balances of AOCI by component: Net unrealized Net unrealized Minimum gains (losses) gains (losses) pension on available for on cash liability (in thousands) sale debt securities flow hedges adjustment Total Three months ended March 31, 2022 Balance, January 1, 2022 $ (7,657 ) $ - $ (283 ) $ (7,940 ) Net current period other comprehensive income (loss) (49,659 ) - - (49,659 ) Balance, March 31, 2022 $ (57,316 ) $ - $ (283 ) $ (57,599 ) Three months ended March 31, 2021 Balance, January 1, 2021 $ 9,310 $ (122 ) $ (447 ) $ 8,741 Net current period other comprehensive income (loss) (11,823 ) 32 - (11,791 ) Balance, March 31, 2021 $ (2,513 ) $ (90 ) $ (447 ) $ (3,050 )

Note 17 - Preferred Stock

Note 17 - Preferred Stock	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Preferred Stock [Text Block]	( 17 Preferred Stock Bancorp has one None

Note 18 - Net Income Per Share

Note 18 - Net Income Per Share	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Earnings Per Share [Text Block]	( 18 Net Income Per Share The following table reflects net income (numerator) and average shares outstanding (denominator) for basic and diluted net income per share computations: Three months ended March 31, (in thousands, except per share data) 2022 2021 Net income available to stockholders $ 7,906 $ 22,710 Weighted average shares outstanding - basic 27,230 22,622 Dilutive securities 255 243 Weighted average shares outstanding- diluted 27,485 22,865 Net income per share - basic $ 0.29 $ 1.00 Net income per share - diluted 0.29 0.99 Certain SARs that were excluded from the EPS calculation because their impact was antidilutive were as follows: Three months ended (shares in thousands) March 31, 2022 2021 Antidilutive SARs 45 29

Note 19 - Stock-based Compensat

Note 19 - Stock-based Compensation	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	( 19 Stock-Based Compensation The fair value of all stock-based awards granted, net of estimated forfeitures, is recognized as compensation expense over the respective service period. At Bancorp's 2015 2015 2005 2015 2018, March 31, 2022, 2005 April 2015 2025. 2015 no SAR Grants ten Fair values of SARs are estimated at the date of grant using the Black-Scholes option-pricing model, a leading formula for calculating such value. This model requires the input of assumptions, changes to which can materially impact the fair value estimate. The following assumptions were used in SAR valuations at the grant date in each year: Assumptions 2022 2021 Dividend yield 2.38 % 2.52 % Expected volatility 25.42 % 25.19 % Risk free interest rate 1.98 % 1.22 % Expected life (in years) 7.1 7.1 Dividend yield and expected volatility are based on historical information for Bancorp corresponding to the expected life of SARs granted. Expected volatility is the volatility of underlying shares for the expected term calculated on a monthly basis. The risk free interest rate is the implied yield currently available on U.S. Treasury issues with a remaining term equal to the expected life of the awards. The expected life of SARs is based on actual experience of past like-term SARs. Bancorp evaluates historical exercise and post-vesting termination behavior when determining the expected life. RSA Grants five 2015, 2015 PSU Grants three January 1 first not one 2022 2021. RSU Grants In the first 2022 2021, Bancorp utilized cash of $233,000 and $164,000 during the first three 2022 2021, Bancorp has recognized stock-based compensation expense for SARs, RSAs and PSUs within compensation expense and RSUs for directors within other non-interest expense, as follows: Three months ended March 31, 2022 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 94 $ 330 $ 86 $ 481 $ 991 Deferred tax benefit (20 ) (70 ) (18 ) (101 ) (209 ) Total net expense $ 74 $ 260 $ 68 $ 380 $ 782 Three months ended March 31, 2021 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 89 $ 329 $ 76 $ 355 $ 849 Deferred tax benefit (19 ) (69 ) (16 ) (75 ) (179 ) Total net expense $ 70 $ 260 $ 60 $ 280 $ 670 Detail of unrecognized stock-based compensation expense follows: Stock (in thousands) Appreciation Restricted Restricted Performance Year ended Rights Stock Awards Stock Units Stock Units Total Remainder of 2022 $ 281 $ 1,048 $ 263 $ 1,581 $ 3,173 2023 309 1,197 2 1,303 2,811 2024 202 960 — 603 1,765 2025 143 714 — — 857 2026 86 380 — — 466 2027 9 32 — — 41 Total estimated expense $ 1,030 $ 4,331 $ 265 $ 3,487 $ 9,113 The following table summarizes SARs Weighted Weighted Weighted average average Aggregate average remaining Exercise exercise intrinsic fair contractual (in thousands, except per share data) SARs price price value(1) value life (in years) Outstanding, January 1, 2021 593 $15.24 - $40.00 $ 27.47 $ 7,706 $ 4.44 5.1 Granted 30 47.17 - 50.71 50.48 — 9.69 Exercised (108 ) 15.24 - 19.37 16.40 4,239 2.85 Forfeited — — — — — Outstanding, December 31, 2021 515 $15.24 - $50.71 $ 31.16 $ 16,854 $ 5.08 5.1 Outstanding, January 1, 2022 515 $15.24 - $50.71 $ 31.16 $ 16,854 $ 5.08 5.1 Granted 32 54.91 - 54.91 54.91 — 11.79 Exercised (10 ) 15.24 - 15.24 15.24 497 2.62 Forfeited — — — — — Outstanding, March 31, 2022 537 $15.24 - $54.91 $ 32.88 $ 10,813 $ 5.53 5.2 Vested and exercisable 398 $15.24 - $50.71 $ 29.03 $ 9,493 $ 4.69 4.3 Unvested 139 35.90 - 54.91 43.89 1,320 7.93 3.5 Outstanding, March 31, 2022 537 $15.24 - $54.91 $ 32.88 $ 10,813 $ 5.53 5.2 Vested in the current year 40 $35.90 - $50.71 $ 39.36 $ 547 $ 6.82 ( 1 Aggregate intrinsic value for SARs is defined as the amount by which the current market price of the underlying stock exceeds the exercise or grant price. The following table summarizes activity for RSAs Grant date weighted (in thousands, except per share data) RSAs average cost Unvested at January 1, 2021 99 $ 36.85 Shares awarded 39 46.90 Restrictions lapsed and shares released (34 ) 35.48 Shares forfeited (5 ) 40.81 Unvested at December 31, 2021 99 $ 41.07 Unvested at January 1, 2022 99 $ 41.07 Shares awarded 30 59.00 Restrictions lapsed and shares released (31 ) 47.29 Shares forfeited (1 ) 40.38 Unvested at March 31, 2022 97 $ 46.69 Shares expected to be awarded for PSUs three January 1 Vesting Expected Grant period Fair shares to year in years value be awarded 2020 3 $ 32.27 65,111 2021 3 44.44 47,280 2022 3 48.48 36,350

Note 20 - Interest Rate Swaps

Note 20 - Interest Rate Swaps	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	( 20 Interest Rate Swaps Periodically, Bancorp enters into interest rate swap transactions with borrowers who desire to hedge exposure to rising interest rates, while at the same time entering into an offsetting interest rate swap, with substantially matching terms, with another approved independent counterparty. These are undesignated derivative instruments and are recognized on the balance sheet at fair value. Because of matching terms of offsetting contracts and collateral provisions mitigating any non-performance risk, changes in fair value subsequent to initial recognition have an insignificant effect on earnings. Exchanges of cash flows related to undesignated interest rate swap agreements were offsetting and therefore had no Interest rate swap agreements derive their value from underlying interest rates. These transactions involve both credit and market risk. Notional amounts are amounts on which calculations, payments and the value of the derivative are based. Notional amounts do not not Bancorp had outstanding undesignated interest rate swap contracts as follows: Receiving Paying March 31, December 31, March 31, December 31, (dollars in thousands) 2022 2021 2022 2021 Notional amount $ 150,083 $ 123,983 $ 150,083 $ 123,983 Weighted average maturity (years) 7.3 7.2 7.3 7.2 Fair value $ 2,536 $ 3,148 $ 2,548 $ 3,162

Note 21 - Regulatory Matters

Note 21 - Regulatory Matters	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	( 21 Regulatory Matters Bancorp and the Bank are subject to capital regulations in accordance with Basel III, as administered by banking regulators. Regulatory agencies measure capital adequacy within a framework that makes capital requirements, in part, dependent on the individual risk profiles of financial institutions. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on Bancorp’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Holding Company and the Bank must meet specific capital guidelines that involve quantitative measures of Bancorp’s assets, liabilities and certain off-balance sheet items, as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators regarding components, risk weightings and other factors. Banking regulators have categorized the Bank as well-capitalized. To meet the definition of well-capitalized, a bank must have a minimum 6.5% Common Equity Tier 1 1 1 Additionally, in order to avoid limitations on capital distributions, including dividend payments and certain discretionary bonus payments to executive officers, Bancorp and the Bank must hold a 2.5% capital conservation buffer composed of Common Equity Tier 1 1 1 March 31, 2022, 1 1 2016 January 1, 2019. As a result of the CB acquisition, Bancorp became the 100% successor owner of the following unconsolidated trust subsidiaries: Commonwealth Statutory Trust III, Commonwealth Statutory Trust IV and Commonwealth Statutory Trust V. The sole assets of the trust subsidiaries represent the proceeds of offerings loaned in exchange for subordinated debentures with similar terms to the TPS. The TPS are treated as part of Tier 1 March 31, 2022, not April 1, 2022. Bancorp continues to exceed the regulatory requirements for all calculations. Bancorp and the Bank intend to maintain a capital position that meets or exceeds the “well-capitalized” requirements as defined by the FRB and the FDIC, in addition to the capital conservation buffer. The following table sets forth consolidated Bancorp’s and the Bank’s risk based capital amounts and ratios: (dollars in thousands) Actual Minimum for adequately capitalized Minimum for well capitalized March 31, 2022 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (1) Consolidated $ 681,421 12.14 % $ 448,875 8.00 % NA NA Bank 634,467 11.34 447,501 8.00 $ 559,337 10.00 % Common equity tier 1 risk-based capital (1) Consolidated 597,949 10.66 252,492 4.50 NA NA Bank 576,995 10.31 251,719 4.50 363,595 6.50 Tier 1 risk-based capital (1) Consolidated 623,949 11.12 336,656 6.00 NA NA Bank 576,995 10.31 335,626 6.00 447,501 8.00 Leverage (2) Consolidated 623,949 9.34 267,229 4.00 NA NA Bank 576,995 8.65 266,683 4.00 333,354 5.00 (dollars in thousands) Actual Minimum for adequately capitalized Minimum for well capitalized December 31, 2021 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (1) Consolidated $ 596,411 12.79 % $ 372,929 8.00 % NA NA Bank 577,078 12.42 371,809 8.00 $ 464,761 10.00 % Common equity tier 1 risk-based capital (1) Consolidated 556,590 11.94 209,772 4.50 NA NA Bank 537,257 11.56 209,142 4.50 302,095 6.50 Tier 1 risk-based capital (1) Consolidated 556,590 11.94 279,696 6.00 NA NA Bank 537,257 11.56 278,857 6.00 371,809 8.00 Leverage (2) Consolidated 556,590 8.86 251,348 4.00 NA NA Bank 537,257 8.57 250,871 4.00 313,588 5.00 ( 1 Ratio is computed in relation to risk-weighted assets. ( 2 Ratio is computed in relation to average assets. NA Regulatory framework does not well-capitalized for holding companies

Note 22 - Segments

Note 22 - Segments	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	( 22 Segments Bancorp’s principal activities include commercial banking and WM&T. Commercial banking provides a full range of loan and deposit products to individual consumers and businesses. Commercial banking also includes Bancorp’s mortgage banking and investment products sales activity. WM&T provides investment management, financial & retirement planning and trust & estate services, as well as retirement plan management for businesses and corporations in all markets in which Bancorp operates. The magnitude of WM&T revenue distinguishes Bancorp from other community banks of similar asset size. Financial information for each business segment reflects that which is specifically identifiable or allocated based on an internal allocation method. Income taxes are allocated based on the effective federal income tax rate adjusted for any tax-exempt activity. All tax-exempt activity and provision have been allocated fully to the commercial banking segment. Measurement of performance of business segments is based on the management structure of Bancorp and is not not The majority of the net assets of Bancorp are involved in the commercial banking segment. As of March 31, 2022, not Selected financial information by business segment follows: Three months ended March 31, 2022 Three months ended March 31, 2021 (in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Net interest income $ 48,653 $ 107 $ 48,760 $ 37,742 $ 83 $ 37,825 Provision for credit losses 2,279 — 2,279 (1,475 ) — (1,475 ) Wealth management and trust services — 8,469 8,469 — 6,248 6,248 All other non-interest income 10,734 — 10,734 7,596 — 7,596 Non-interest expenses 51,690 4,607 56,297 21,696 3,277 24,973 Income before income tax expense 5,418 3,969 9,387 25,117 3,054 28,171 Income tax expense 633 812 1,445 4,798 663 5,461 Net income 4,785 3,157 7,942 20,319 2,391 22,710 Less net income attributable to NCI - 36 36 - - - Net income attributable to stockholders $ 4,785 $ 3,121 $ 7,906 $ 20,319 $ 2,391 $ 22,710 Segment assets $ 7,744,189 $ 32,963 $ 7,777,152 $ 4,790,344 $ 3,731 $ 4,794,075

Note 23 - Revenue From Contract

Note 23 - Revenue From Contracts With Customers	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	( 23 Revenue from Contracts with Customers All of Bancorp’s revenue from contracts with customers in the scope of ASC 606 606 Three months ended March 31, 2022 Three months ended March 31, 2021 (in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Wealth management and trust services $ — $ 8,469 $ 8,469 $ — $ 6,248 $ 6,248 Deposit service charges 1,863 — 1,863 944 — 944 Debit and credit card income 4,119 — 4,119 2,273 — 2,273 Treasury management fees 1,904 — 1,904 1,540 — 1,540 Mortgage banking income(1) 1,003 — 1,003 1,444 — 1,444 Net investment product sales commissions and fees 607 — 607 464 — 464 Bank owned life insurance(1) 266 — 266 161 — 161 Other(2) 972 — 972 770 — 770 Total non-interest income $ 10,734 $ 8,469 $ 19,203 $ 7,596 $ 6,248 $ 13,844 ( 1 606. ( 2 606, Bancorp’s revenue on the consolidated statement of income is categorized by product type, which effectively depicts how the nature, timing and extent of cash flows are affected by economic factors. Revenue sources within the scope of ASC 606 Bancorp earns fees from its deposit customers for transaction-based, account management and overdraft services. Transaction-based fees, which include services such as ATM use fees and stop payments fees, are recognized at the time the transaction is executed, as that is when the company fulfills the performance obligation. Account management fees are earned over the course of a month and charged in the month in which the services are provided. Treasury management transaction fees are recognized at the time the transaction is executed, as that is when the company fulfills the performance obligation. Account analysis fees are earned over the course of a month and charged in the month in which the services are provided. Treasury management fees are withdrawn from customers’ account balances. WM&T provides customers fiduciary and investment management services as agreed upon in asset management contracts. The contracts require WM&T to provide a series of distinct services for which fees are earned over time. The contracts are cancellable upon demand with fees typically based upon the asset value of investments. Revenue is accrued and recognized monthly based upon month-end asset values and collected from the customer predominately in the following month except for a small percentage of fees collected quarterly. Incentive compensation related to WM&T activities is considered a cost of obtaining the contract. Contracts between WM&T and customers do not none March 31, 2022 December 31, 2021, Investment products sales commissions and fees represent the Bank’s share of transaction fees and wrap fees resulting from investment services and programs provided through an agent relationship with a third third not three March 31, 2022 2021. Debit and credit card revenue primarily consists of debit and credit card interchange income. Interchange income represents fees assessed within the payment card system for acceptance of card-based transactions. Interchange fees are assessed as the performance obligation is satisfied, which is at the point in time the card transaction is authorized. Revenue is collected and recognized daily through the payment network settlement process. Bancorp did not 606, three March 31, 2022.

Note 24 - Leases

Note 24 - Leases	3 Months Ended
	Mar. 31, 2022
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	( 24 Leases Bancorp has operating leases for various branch locations with terms ranging from two five 12 not Balance sheet, income statement and cash flow detail regarding operating leases follows: (dollars in thousands) March 31, 2022 December 31, 2021 Balance Sheet Operating lease right-of-use asset $ 16,264 $ 14,958 Operating lease liability 17,703 16,408 Weighted average remaining lease term (years) 8.8 9.4 Weighted average discount rate 2.92 % 3.02 % Maturities of lease liabilities: One year or less $ 2,381 $ 2,634 Year two 3,191 2,673 Year three 2,887 2,408 Year four 2,147 1,924 Year five 1,669 1,608 Greater than five years 7,932 7,699 Total lease payments $ 20,207 $ 18,946 Less imputed interest 2,504 2,538 Total $ 17,703 $ 16,408 Three months ended Three months ended (in thousands) March 31, 2022 March 31, 2021 Income Statement Components of lease expense: Operating lease cost $ 656 $ 487 Variable lease cost 57 51 Less sublease income 24 14 Total lease cost $ 689 $ 524 Three months ended Three months ended (in thousands) March 31, 2022 March 31, 2021 Cash flow Statement Supplemental cash flow information: Operating cash flows from operating leases $ 853 $ 520 As of March 31, 2022,

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Consolidation, Policy [Policy Text Block]	Principles of Consolidation and Basis of Presentation 10 10 01 X. not In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for fair presentation have been included. Intercompany transactions have been eliminated. These condensed consolidated financial statements should be read in conjunction with Bancorp’s Annual Report on Form 10 December 31, 2021. three March 31, 2022 not may December 31, 2022.
Use of Estimates, Policy [Policy Text Block]	Critical Accounting Policies and Estimates may not Bancorp’s accounting policies are fundamental to understanding management’s discussion and analysis of our results of operations and financial condition. At March 31, 2022 December 31, 2021, Effective January 1, 2020, 326 Financial Instruments Credit Losses, December 31, 2019. The ACL for loans is established through credit loss expense charged to current earnings. The amount maintained in the ACL reflects management’s estimate of the net amount not not For purposes of establishing the general reserve, Bancorp stratifies the loan portfolio into homogeneous groups of loans that possess similar loss potential characteristics and calculates the net amount expected to be collected over the life of the loans to estimate the credit losses in the loan portfolio. Bancorp’s methodologies for estimating the ACL for loans consider available relevant information about the collectability of cash flows, including information about past events, current conditions, and reasonable and supportable forecasts.
Business Combinations Policy [Policy Text Block]	Accounting for Business Acquisitions 805, Business Combinations Identifiable assets acquired, liabilities assumed, and any non-controlling interest in acquirees are generally recognized at their acquisition-date (“day-one”) fair values based on the requirements of ASC Topic 820, Fair Value Measurements and Disclosures. one one one one one may one Acquisition related costs are expensed as incurred unless those costs are related to issuing debt or equity securities used to finance the acquisition.
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash Equivalents
Investment, Policy [Policy Text Block]	Debt Securities not Gains and losses on the sale of securities are recorded on the trade date and are determined using the specific-identification method. Amortization of premiums and discounts are recognized in interest income over the period to maturity using the interest method, except for premiums on callable debt securities, which are amortized to their earliest call date. Bancorp has made a policy election to exclude accrued interest from the amortized cost basis of debt securities and reports accrued interest separately in the consolidated balance sheets. A debt security is placed on non-accrual status at the time any principal or interest payments become more than 90 no three March 31, 2022 2021. ACL – AFS Debt Securities not may not no In evaluating AFS debt securities in unrealized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, Bancorp considers the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. There were no March 31, 2022 December 31, 2021. Changes in the ACL for AFS debt securities are recorded as expense. Losses are charged against the ACL for AFS debt securities when management believes the uncollectability of an AFS debt security is confirmed or when either of the criteria regarding intent or requirement to sell is met. ACL – HTM Debt Securities March 31, 2022 December 31, 2021, March 31, 2022 December 31, 2021,
Financing Receivable, Held-for-sale [Policy Text Block]	Mortgage Loans Held for Sale and Mortgage Banking Activities March 31, 2022, December 31, 2021 Commitments to fund mortgage loans (“interest rate lock commitments”) to be sold into the secondary market and non-exchange traded mandatory forward sales contracts (“forward contracts”) for the future delivery of these mortgage loans or the purchase of TBA securities are accounted for as free-standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the Bank enters into the derivative. Generally, the Bank enters into forward contracts for the future delivery of mortgage loans or the purchase of TBA securities when interest rate lock commitments are entered into in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in the fair values of these mortgage derivatives are included in net gains on sales of loans, which is a component of Mortgage banking income on the income statement. Mortgage loans held for sale are generally sold with the MSRs retained. When mortgage loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect recorded as component of Mortgage banking income. Fair value is based on the market prices for comparable mortgage servicing contracts when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. All classes of servicing assets are subsequently measured using the amortization method, which requires servicing rights to be amortized into Mortgage banking income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Amortization of MSRs are initially set at seven A primary factor influencing the fair value is the estimated life of the underlying serviced loans. The estimated life of the serviced loans is significantly influenced by market interest rates. During a period of declining interest rates, the fair value of the MSRs generally decline due to higher expected prepayments within the portfolio. Alternatively, during a period of rising interest rates, the fair value of MSRs generally will increase, as prepayments on the underlying loans would be expected to decline. Loan servicing income is reported on the income statement as a component of Mortgage banking income. Loan servicing income is recorded as loan payments are collected and includes servicing fees from investors and certain charges collected from borrowers. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan, and are recorded as income when earned. Late fees and ancillary fees related to loan servicing are considered nominal.
Financing Receivable [Policy Text Block]	Loans Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income over the life of the loan without anticipating prepayments. Loans are considered past due or delinquent when the contractual principal and/or interest due in accordance with the terms of the loan agreement or any portion thereof remains unpaid after the due date of the scheduled payment. The accrual of interest income on loans is typically discontinued at the time the loan is 90 no 120 not not Acquired loans are recorded at fair value at the date of acquisition based on a DCF methodology that considers various factors including the type of loan and related collateral, classification status, fixed or variable interest rate, term of loan and whether or not may Subsequent to January 1, 2020, no Acquired loans are determined by Bancorp to have more-than-insignificant deterioration in credit quality since origination if any of the following designations apply, listed in order of priority as follows: Loans individually analyzed by Bancorp and determined to have a collateral or cash flow deficiency resulting in a full or partial allocation for loss, loans placed on non-accrual status by the acquired institution, loans identified as TDRs by the acquired institution, loans that have received a partial charge off by the acquired institution, loans risk-rated below a “pass” grade by the acquired institution and any loans past due 59 For acquired loans not The subsequent measurement of expected credit losses for all acquired loans is the same as the subsequent measurement of expected credit losses for originated loans. ACL – Loans Bancorp estimates the ACL for loans based on the underlying assets’ amortized cost basis, which is the amount at which the receivable is originated or acquired, adjusted for applicable accretion or amortization of premium, discount, and net deferred fees or costs, collection of payment, and partial charge-offs. In the event that collection of principal becomes uncertain, Bancorp has policies in place to reverse accrued interest in a timely manner. Therefore, Bancorp has made a policy election to exclude accrued interest from the measurement of the ACL for loans. Expected credit losses are reflected in the ACL for loans through a charge to provision. When Bancorp deems all or a portion of a financial asset to be uncollectible, the appropriate amount is written-off and the ACL for loans is reduced by the same amount. Bancorp applies judgment to determine when a financial asset is deemed uncollectible; however, generally speaking, an asset will be considered uncollectible no Bancorp’s methodologies for estimating the ACL for loans consider available relevant information about the collectability of cash flows, including information about past events, current conditions and reasonable and supportable forecasts. The methodologies apply historical loss information, adjusted for asset-specific characteristics, economic conditions at the measurement date, and forecasts about future economic conditions expected to exist through the contractual lives of the financial assets that are reasonable and supportable to the identified pools of financial assets with similar risk characteristics for which the historical loss experience was observed. Bancorp’s methodologies may no Loans are predominantly segmented by FDIC Call Report Codes into loan pools that have similar risk characteristics, similar collateral type and are assumed to pose consistent risk of loss to Bancorp. Bancorp has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses: Commercial Real Estate Owner Occupied Commercial Real Estate Non-Owner Occupied five Construction and Land Development third may Commercial and Industrial Residential Real Estate first Home Equity Lines of Credit Consumer may Leases Credit Cards Bancorp measures expected credit losses for its loan portfolio segments as follows: Loan Portfolio Segment ACL Methodology Commercial real estate - non-owner occupied Discounted cash flow Commercial real estate - owner occupied Discounted cash flow Commercial and industrial - term Static pool Commercial and industrial - line of credit Static pool Residential real estate - owner occupied Discounted cash flow Residential real estate - non-owner occupied Discounted cash flow Construction and land development Static pool Home equity lines of credit Static pool Consumer Static pool Leases Static pool Credit cards Static pool Based on the 100% not Discounted Cash flow Method Bancorp uses regression analysis on historical internal and peer data to determine suitable loss drivers to utilize when modeling lifetime probability of default and loss given default. This analysis also determines how expected probability of default and loss given default will react to forecasted levels of the loss drivers. For all loan pools utilizing the DCF method, management utilizes the FRB’s forecasted Seasonally Adjusted National Civilian Unemployment Rate as its primary loss driver, as this was determined to best correlate to historical losses. With regard to the DCF model and the adoption of CECL effective January 1, 2020, four eight one March 31, 2020. June 30, 2020, four June 30, 2021. September 30, 2021, four The combination of adjustments for credit expectations (default and loss) and timing expectations (prepayment, curtailment, and time to recovery) produces an expected cash flow stream at the instrument level. Instrument effective yield is calculated, net of the impacts of prepayment assumptions, and the instrument expected cash flows are then discounted at that effective yield to produce an instrument-level NPV of expected cash flows. An ACL is established for the difference between the instrument’s NPV and amortized cost basis. Static Pool Method Collateral Dependent Loans not may zero not A loan that has been modified or renewed is considered a TDR when two 1 2 not may
Property, Plant and Equipment, Impairment [Policy Text Block]	Premises and Equipment three
Federal Home Loan Bank Stock [Policy Text Block]	FHLB Stock may
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Other Intangible Assets not Bancorp has selected September 30 Currently, goodwill recorded on Bancorp’s consolidated balance sheets is attributed mainly to the Commercial Banking segment, while a portion is also attributed to the WM&T segment. Goodwill related to the KSB acquisition is deductible for tax purposes, as it was structured as an asset sale/338 not March 31, 2022 December 31, 2021 not Other intangible assets consist of CDI and CLI assets arising from business acquisitions. The CDI and CLI assets represent customer relationships associated with acquired deposit portfolios and WM&T businesses, respectively. CDI and CLI assets are initially measured at fair value and then amortized on an accelerated method over their estimated useful lives.
Other Assets [Policy Text Block]	Other Assets OREO is carried at the lower of cost or estimated fair value minus estimated selling costs. In certain situations, improvements to prepare assets for sale are capitalized if those costs increase the estimated fair value of the asset. Expenses incurred in maintaining assets, write downs to reflect subsequent declines in value, and realized gains or losses are reflected in the results of operations and are included in non-interest income and/or expense.
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	Off-Balance Sheet Credit Exposures not Bancorp records an ACL for off-balance sheet credit exposures, unless the commitments to extend credit are unconditionally cancelable, through a charge to credit loss expense for off-balance sheet credit exposures included in provision for credit losses on Bancorp’s consolidated statements of income. The ACL for off-balance sheet credit exposures is estimated by loan portfolio segment at each balance sheet date under the current CECL model using the same methodologies as portfolio loans, taking into consideration the likelihood that funding will occur and is included in other liabilities on Bancorp’s consolidated balance sheets.
Derivatives, Policy [Policy Text Block]	Derivatives For derivatives designated as cash flow hedges, the effective portion of changes in fair value of the derivative is initially reported in AOCI and subsequently reclassified to interest income or expense when the hedged transaction affects earnings, while the ineffective portion of changes in fair value of derivative, if any, is recognized immediately in other noninterest income. Bancorp assesses the effectiveness of each hedging relationship by comparing cumulative changes in cash flows of the derivative hedging instrument with cumulative changes in cash flows of the designated hedged item or transaction. No Periodically, Bancorp enters into an interest rate swap transaction with a borrower, who desires to hedge exposure to rising interest rates, while at the same time entering into an offsetting interest rate swap, with substantially matching terms, with another approved independent counterparty. Because of matching terms of offsetting contracts and collateral provisions mitigating any non-performance risk, changes in fair value subsequent to initial recognition have an insignificant effect on earnings. Because these derivative instruments have not Bancorp had no March 31, 2022 December 31, 2021. not Derivative Financial Instruments
Transfers and Servicing of Financial Assets, Policy [Policy Text Block]	Transfers of Financial Assets not
Share-Based Payment Arrangement [Policy Text Block]	Stock-Based Compensation
Income Tax, Policy [Policy Text Block]	Income Taxes A tax position is recognized as a benefit only if it is “more-likely-than- not” 50% not not” no Bancorp recognizes interest and/or penalties related to income tax matters in income tax expense, if any. Bancorp periodically invests in certain partnerships with customers that yield historic tax credits, accounted for using the flow through method, which approximates the equity method. Also, low-income housing tax credits, as well as tax-deductible losses, are accounted for using the effective yield method for older transactions or proportional amortization method for more recent transactions. The tax benefit of these investments exceeds the amortization expense associated with them, resulting in a positive impact on net income.
Earnings Per Share, Policy [Policy Text Block]	Net Income Per Share
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income (Loss)
Loss Contingency [Policy Text Block]	Loss Contingencies not
Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block]	Restrictions on Cash and Cash Equivalents March 26, 2020, 0% 19 0% March 31, 2022. The Company’s captive maintains cash reserves to cover insurable claims. Reserves totaled $200,000 as of March 31, 2022.
Policyholders' Dividend [Policy Text Block]	Dividend Restrictions may
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value of Financial Instruments Assets and Liabilities Measured and Reported at Fair Value
Revenue [Policy Text Block]	Revenue from Contracts with Customers not 606. 606
Segment Reporting, Policy [Policy Text Block]	Segment Information two
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications no
New Accounting Pronouncements, Policy [Policy Text Block]	Adoption of New Accounting Guidance No. 2020 04, 848 Facilitation of the Effects of Reference Rate Reform on Financial Reporting March 2020. ● A change in a contract’s reference interest rate would be accounted for as a continuation of that contract rather than as the creation of a new one ● When updating its hedging strategies in response to reference rate reform, an entity would be allowed to preserve its hedge accounting. The guidance is applicable only to contracts or hedge accounting relationships that reference LIBOR or another reference rate expected to be discontinued. Because the guidance is meant to help entities through the transition period, it will be in effect for a limited time and will not December 31, 2022, December 31, 2022, March 12, 2020 December 31, 2022. In October 2020, No. 2020 10, Codification Improvements not not December 15, 2020. In May 2020, January 1, 2021. Accounting Standards Updates not not In March 2022, 2022 02, “Financial Instruments – Credit Losses (Topic 326 2022 02 310 40, “Receivables – Troubled Debt Restructurings by Creditors” 2016 13, “Financial Instruments – Credit Losses (Topic 326 2022 02 326 20, “Financial Intsruments – Credit Losses – Mesasured at Amortized Cost.” not In April 2019, No. 2019 04, Codification Improvements to Financial Instruments - Credit Losses (ASC 326 815 825 December 15, 2022. In August 2021, 2021 06, Presentation of Financial Statements (Topic 205 Depository and Lending (Topic 942 Investment Companies (Topic 946 No. 33 10786, No. 33 10835, No. 33 10786, Amendments to Financial Disclosures about Acquired and Disposed Businesses, No. 33 10835, Update of Statistical Disclosures for Bank and Savings and Loan Registrants. not In October 2021, 2021 08, Business Combinations (Topic 805 606. 606 606 December 15, 2022, not not not

Note 2 - Acquisition (Tables)

Note 2 - Acquisition (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	As Recorded Fair Value Provisional Period As Recorded (in thousands) By CB Adjustments (1) Adjustments (1) by Bancorp Assets aquired: Cash and due from banks $ 380,450 $ — $ — $ 380,450 Mortgage loans held for sale 3,559 — — 3,559 Available for sale debt securities (2) 247,209 (416 ) a — 246,793 Federal Home Loan Bank stock, at cost 4,436 — — 4,436 Loans 645,551 (13,147 ) b — 632,404 Allowance for credits losses on loans (16,102 ) 6,152 c — (9,950 ) Net loans 629,449 (6,995 ) — 622,454 Premises and equipment, net 28,784 4,009 d — 32,793 Accrued interest receivable 1,973 — — 1,973 Goodwill 5,412 (5,412 ) e — — Core deposit intangible — 12,724 f — 12,724 Customer list intangibles — 14,360 g — 14,360 Mortgage servicing rights 9,387 3,289 h — 12,676 Deferred income taxes, net — (3,727 ) i — (3,727 ) Other assets 9,389 (1,065 ) j — 8,324 Total assets acquired $ 1,320,048 $ 16,767 $ - $ 1,336,815 Liabilities assumed: Deposits: Non-interest bearing $ 302,098 $ — $ — $ 302,098 Interest bearing 818,334 371 k — 818,705 Total deposits 1,120,432 371 — 1,120,803 Securities sold under agreements to repurchase 66,220 — — 66,220 Subordinated debentures 26,806 (794 ) l — 26,012 Line of credit 3,200 — — 3,200 Accrued interest payable 243 — — 243 Other liabilities 17,822 1,296 m — 19,118 Total liabilities assumed 1,234,723 873 — 1,235,596 Net assets acquired $ 85,325 $ 15,894 $ - $ 101,219 Consideration for common stock $ 133,825 Cash consideration paid 30,994 Noncontrolling interest of acquired entity 3,094 Total consideration $ 167,913 Goodwill $ 66,694 As Recorded Fair Value Provisional Period As Recorded (in thousands) By KB Adjustments (1) Adjustments (1) by Bancorp Assets aquired: Cash and due from banks $ 53,257 $ — $ — $ 53,257 Mortgage loans held for sale 3,071 — — 3,071 Available for sale debt securities 396,157 (295 ) a — 395,862 Federal Home Loan Bank stock, at cost 7,072 — — 7,072 Loans 755,932 (757 ) b — 755,175 Allowance for credits losses on loans (9,491 ) 2,734 c — (6,757 ) Net loans 746,441 1,977 — 748,418 Premises and equipment, net 27,401 (6,361 ) d — 21,040 Bank owned life insurance 18,909 — — 18,909 Accrued interest receivable 4,939 — — 4,939 Goodwill 14,001 (14,001 ) e — — Core deposit intangible — 3,404 f 999 f 4,403 Other real estate owned 674 (123 ) g — 551 Mortgage servicing rights 1,628 34 h — 1,662 Deferred income taxes, net 1,856 715 i (230 ) i 2,341 Other assets 6,421 (1,866 ) j (70 ) j 4,485 Total assets acquired $ 1,281,827 $ (16,516 ) $ 699 $ 1,266,010 Liabilities assumed: Deposits: Non-interest bearing $ 359,544 $ — $ — $ 359,544 Interest bearing 678,528 1,146 k — 679,674 Total deposits 1,038,072 1,146 — 1,039,218 Securities sold under agreements to repurchase 11,360 — — 11,360 Federal Home Loan Bank advances 88,581 2,490 l — 91,071 Accrued interest payable 505 — — 505 Other liabilities 16,231 (2,004 ) m — 14,227 Total liabilities assumed 1,154,749 1,632 — 1,156,381 Net assets acquired $ 127,078 $ (18,148 ) $ 699 $ 109,629 Consideration for common stock $ 204,670 Cash consideration paid 28,276 Total consideration $ 232,946 Goodwill $ 123,317
Schedule of Business Acquisitions by Acquisition, Loans Fair Value Adjustment [Table Text Block]	(in thousands) Fair value adjustment - acquired non PCD loans $ (9,216 ) Fair value adjustment - acquired PCD loans (4,094 ) Eliminate unrecognized loan fees on acquired loans and fair value hedge 163 Net loan fair value adjustments $ (13,147 ) (in thousands) Fair value adjustment - acquired non PCD loans $ 228 Fair value adjustment - acquired PCD loans (735 ) Eliminate unrecognized loan fees on acquired loans and fair value hedge (250 ) Net loan fair value adjustments $ (757 )
Schedule of Business Acquisitions by Acquisition, Allowance for Credit Losses Adjustments [Table Text Block]	(in thousands) Reversal of historical CB allowance for credit losses on loans $ (16,102 ) Estimate of lifetime credit losses for PCD loans 9,950 Net change in allowance for credit losses $ (6,152 ) (in thousands) Reversal of historical KB allowance for credit losses on loans $ 9,491 Estimate of lifetime credit losses for PCD loans (6,757 ) Net change in allowance for credit losses $ 2,734
Business Acquisition, Pro Forma Information [Table Text Block]	(in thousands) Three months ended March 31, 2022 Three months ended March 31, 2021 Net interest income $ 53,793 $ 46,758 Provision for credit losses (1) (2,150 ) (1,175 ) Non-interest income 22,143 25,866 Non-interest expense (2) 47,289 40,857 Income before taxes 30,797 32,942 Income tax expense 6,467 6,918 Net income 24,330 26,024 Less net income attributed to noncontrolling interest 51 80 Net income available to stockholders $ 24,279 $ 25,944 Earnings per share Basic $ — $ 1.03 Diluted — 1.02 Basic weighted average shares outstanding 29,056 25,186 Diluted weighted average shares outstanding 29,364 25,429 (in thousands) Three months ended March 31, 2022 Three months ended March 31, 2021 Net interest income $ 48,760 $ 46,578 Provision for credit losses 2,279 (1,375 ) Non-interest income 19,203 18,012 Non-interest expense (1) 56,297 34,546 Income before taxes 9,387 31,419 Income tax expense 1,445 5,953 Net income 7,942 25,466 Less net income attributed to noncontrolling interest 36 - Net income available to stockholders $ 7,906 $ 25,466 Earnings per share Basic $ 0.29 $ 0.96 Diluted 0.29 0.95 Basic weighted average shares outstanding 27,230 26,425 Diluted weighted average shares outstanding 27,485 26,668

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]	(in thousands) Amortized Unrealized March 31, 2022 cost Gains Losses Fair value U.S. Treasury and other U.S. Government obligations $ 121,819 $ - $ (5,481 ) $ 116,338 Government sponsored enterprise obligations 126,467 525 (2,341 ) 124,651 Mortgage backed securities - government agencies 820,452 137 (61,176 ) 759,413 Obligations of states and political subdivisions 150,824 36 (7,025 ) 143,835 Other 6,253 - (135 ) 6,118 Total available for sale debt securities $ 1,225,815 $ 698 $ (76,158 ) $ 1,150,355 December 31, 2021 U.S. Treasury and other U.S. Government obligations $ 123,753 $ - $ (1,252 ) $ 122,501 Government sponsored enterprise obligations 132,760 2,497 (236 ) 135,021 Mortgage backed securities - government agencies 857,283 2,495 (13,154 ) 846,624 Obligations of states and political subdivisions 75,488 289 (702 ) 75,075 Other 1,095 - (18 ) 1,077 Total available for sale debt securities $ 1,190,379 $ 5,281 $ (15,362 ) $ 1,180,298
Debt Securities, Held-to-Maturity [Table Text Block]	(in thousands) Carrying Unrecognized March 31, 2022 value Gains Losses Fair value U.S. Treasury and other U.S. Government obligations $ 277,491 $ - $ (1,922 ) $ 275,569 Government sponsored enterprise obligations 27,996 17 (195 ) 27,818 Mortgage backed securities - government agencies 242,704 7 (10,291 ) 232,420 Obligations of states and political subdivisions - - - - Other - - - - Total held to maturity debt securities $ 548,191 $ 24 $ (12,408 ) $ 535,807
Investments Classified by Contractual Maturity Date [Table Text Block]	AFS Debt Securities HTM Debt Securities (in thousands) Amortized cost Fair value Carrying value Fair value Due within one year $ 8,688 $ 8,668 $ 60,025 $ 60,024 Due after one year but within five years 160,345 154,123 217,974 216,038 Due after five years but within 10 years 56,839 54,292 26,679 26,515 Due after 10 years 179,491 173,859 809 810 Mortgage backed securities - government agencies 820,452 759,413 242,704 232,420 Total available for sale debt securities $ 1,225,815 $ 1,150,355 $ 548,191 $ 535,807
Schedule of Unrealized Loss on Investments [Table Text Block]	Less than 12 months 12 months or more Total (in thousands) Fair Unrealized Fair Unrealized Fair Unrealized March 31, 2022 value losses value losses value losses U.S. Treasury and other U.S. Government obligations $ 116,338 $ (5,481 ) $ - $ - $ 116,338 $ (5,481 ) Government sponsored enterprise obligations 94,099 (2,334 ) 243 (7 ) 94,342 (2,341 ) Mortgage-backed securities - government agencies 482,129 (33,441 ) 263,942 (27,735 ) 746,071 (61,176 ) Obligations of states and political subdivisions 122,102 (6,923 ) 903 (102 ) 123,005 (7,025 ) Other securities 6,118 (135 ) - - 6,118 (135 ) Total $ 820,786 $ (48,314 ) $ 265,088 $ (27,844 ) $ 1,085,874 $ (76,158 ) December 31, 2021 U.S. Treasury and other U.S. Government obligations $ 122,501 $ (1,252 ) $ - $ - $ 122,501 $ (1,252 ) Government sponsored enterprise obligations 23,789 (223 ) 447 (13 ) 24,236 (236 ) Mortgage-backed securities - government agencies 615,130 (10,027 ) 102,637 (3,127 ) 717,767 (13,154 ) Obligations of states and political subdivisions 46,493 (686 ) 484 (16 ) 46,977 (702 ) Other securities 957 (18 ) - - 957 (18 ) Total $ 808,870 $ (12,206 ) $ 103,568 $ (3,156 ) $ 912,438 $ (15,362 )

Note 4 - Loans and Allowance _2

Note 4 - Loans and Allowance for Credit Losses on Loans (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(in thousands) March 31, 2022 December 31, 2021 Commercial real estate - non-owner occupied $ 1,397,633 $ 1,128,244 Commercial real estate - owner occupied 803,181 678,405 Total commercial real estate 2,200,814 1,806,649 Commercial and industrial - term 669,241 596,710 Commercial and industrial - term - PPP 71,361 140,734 Commercial and industrial - lines of credit 414,739 370,312 Total commercial and industrial 1,155,341 1,107,756 Residential real estate - owner occupied 492,123 400,695 Residential real estate - non-owner occupied 297,127 281,018 Total residential real estate 789,250 681,713 Construction and land development 346,372 299,206 Home equity lines of credit 186,024 138,976 Consumer 135,198 104,294 Leases 13,952 13,622 Credits cards 20,732 17,087 Total loans (1) $ 4,847,683 $ 4,169,303
Purchased Financial Assets with Credit Deterioration [Table Text Block]	CB KB (in thousands) March 7, 2022 May 31, 2021 Purchase price of PCD loans at acquisition $ 88,549 $ 32,765 Allowance for credit losses at acquisition (9,950 ) (6,757 ) Non-credit discount at acquisition (4,094 ) (735 ) Fair value of PCD loans at acquisition $ 74,505 $ 25,273
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(in thousands) Beginning Initial Allowance on PCD Provision for Credit Losses Ending Three Months Ended March 31, 2022 Balance Loans on Loans Charge-offs Recoveries Balance Commercial real estate - non-owner occupied $ 15,960 $ 3,508 $ 1,140 $ - $ 12 $ 20,620 Commercial real estate - owner occupied 9,595 2,121 (411 ) - 21 11,326 Total commercial real estate 25,555 5,629 729 - 33 31,946 Commercial and industrial - term 8,577 1,358 567 (113 ) 719 11,108 Commercial and industrial - lines of credit 4,802 1,874 (132 ) (36 ) - 6,508 Total commercial and industrial 13,379 3,232 435 (149 ) 719 17,616 Residential real estate - owner occupied 4,316 590 460 (6 ) 3 5,363 Residential real estate - non-owner occupied 3,677 - (319 ) - 3 3,361 Total residential real estate 7,993 590 141 (6 ) 6 8,724 Construction and land development 4,789 419 656 - - 5,864 Home equity lines of credit 1,044 2 421 - - 1,467 Consumer 772 78 262 (254 ) 191 1,049 Leases 204 - 7 - - 211 Credit cards 162 - 28 - - 190 Total $ 53,898 $ 9,950 $ 2,679 $ (409 ) $ 949 $ 67,067 (in thousands) Beginning Provision for Credit Losses Ending Three Months Ended March 31, 2021 Balance on Loans Charge-offs Recoveries Balance Commercial real estate - non-owner occupied $ 19,396 $ 635 $ - $ 31 $ 20,062 Commercial real estate - owner occupied 6,983 82 - - 7,065 Total commercial real estate 26,379 717 - 31 27,127 Commercial and industrial - term 8,970 (452 ) (55 ) 6 8,469 Commercial and industrial - lines of credit 3,614 (631 ) - - 2,983 Total commercial and industrial 12,584 (1,083 ) (55 ) 6 11,452 Residential real estate - owner occupied 3,389 (94 ) (3 ) 1 3,293 Residential real estate - non-owner occupied 1,818 (110 ) - - 1,708 Total residential real estate 5,207 (204 ) (3 ) 1 5,001 Construction and land development 6,119 (592 ) - - 5,527 Home equity lines of credit 895 (52 ) - - 843 Consumer 340 41 (64 ) 78 395 Leases 261 (26 ) - - 235 Credit cards 135 (1 ) - - 134 Total $ 51,920 $ (1,200 ) $ (122 ) $ 116 $ 50,714 (in thousands) Accounts Receivable / ACL March 31, 2022 Real Estate Equipment Other Total Allocation Commercial real estate - non-owner occupied $ 4,705 $ - $ - $ 4,705 $ 588 Commercial real estate - owner occupied 8,237 - - 8,237 2,396 Total commercial real estate 12,942 - - 12,942 2,984 Commercial and industrial - term 752 666 1,937 3,355 1,358 Commercial and industrial - lines of credit - 1,553 2,956 4,509 1,402 Total commercial and industrial 752 2,219 4,893 7,864 2,760 Residential real estate - owner occupied 3,224 - - 3,224 330 Residential real estate - non-owner occupied 489 - - 489 116 Total residential real estate 3,713 - - 3,713 446 Construction and land development 3,639 - - 3,639 419 Home equity lines of credit 481 - - 481 2 Consumer - - 167 167 20 Leases - - - - - Credit cards - - - - - Total collateral dependent loans $ 21,527 $ 2,219 $ 5,060 $ 28,806 $ 6,631 (in thousands) Accounts Receivable / ACL December 31, 2021 Real Estate Equipment Other Total Allocation Commercial real estate - non-owner occupied $ 720 $ - $ - $ 720 $ - Commercial real estate - owner occupied 7,652 - - 7,652 1,652 Total commercial real estate 8,372 - - 8,372 1,652 Commercial and industrial - term - 598 - 598 - Commercial and industrial - lines of credit - 200 - 200 - Total commercial and industrial - 798 - 798 - Residential real estate - owner occupied 1,997 - - 1,997 - Residential real estate - non-owner occupied 502 - - 502 116 Total residential real estate 2,499 - - 2,499 116 Construction and land development - - - - - Home equity lines of credit 646 - - 646 - Consumer - - 247 247 - Leases - - - - - Credit cards - - - - - Total collateral dependent loans $ 11,517 $ 798 $ 247 $ 12,562 $ 1,768
Financing Receivable, Nonaccrual [Table Text Block]	Non-accrual Loans Past Due 90-Days- (in thousands) With No Total Troubled Debt or-More and Still March 31, 2022 Recorded ACL Non-accrual Loans Restructurings (1) Accruing Interest Commercial real estate - non-owner occupied $ 485 $ 1,117 $ — $ — Commercial real estate - owner occupied 2,237 3,912 — 115 Total commercial real estate 2,722 5,029 — 115 Commercial and industrial - term 490 3,053 10 — Commercial and industrial - PPP — — — 4 Commercial and industrial - lines of credit 498 663 — 30 Total commercial and industrial 988 3,716 10 34 Residential real estate - owner occupied 794 2,636 — — Residential real estate - non-owner occupied — 282 — — Total residential real estate 794 2,918 — — Construction and land development — — — — Home equity lines of credit — 481 — — Consumer — 350 — 151 Leases — — — — Credit cards — — — — Total $ 4,504 $ 12,494 $ 10 $ 300 Non-accrual Loans Past Due 90-Days- (in thousands) With No Total Troubled Debt or-More and Still December 31, 2021 Recorded ACL Non-accrual Loans Restructurings (1) Accruing Interest Commercial real estate - non-owner occupied $ 486 $ 720 $ — $ — Commercial real estate - owner occupied 665 1,748 — — Total commercial real estate 1,151 2,468 — — Commercial and industrial - term 419 670 12 — Commercial and industrial - PPP — — — 592 Commercial and industrial - lines of credit — 228 — 56 Total commercial and industrial 419 898 12 648 Residential real estate - owner occupied 805 1,997 — 36 Residential real estate - non-owner occupied — 293 — — Total residential real estate 805 2,290 — 36 Construction and land development — — — — Home equity lines of credit — 646 — — Consumer — 410 — — Leases — — — — Credit cards — — — — Total $ 2,375 $ 6,712 $ 12 $ 684
Financing Receivable, Past Due [Table Text Block]	(in thousands) 30-59 days 60-89 days 90 or more Total Total March 31, 2022 Current Past Due Past Due Days Past Due Past Due Loans Commercial real estate - non-owner occupied $ 1,396,660 $ 338 $ - $ 635 $ 973 $ 1,397,633 Commercial real estate - owner occupied 800,656 285 1,643 597 2,525 803,181 Total commercial real estate 2,197,316 623 1,643 1,232 3,498 2,200,814 Commercial and industrial - term 668,218 248 290 485 1,023 669,241 Commercial and industrial - term - PPP 71,237 118 2 4 124 71,361 Commercial and industrial - lines of credit 414,143 466 100 30 596 414,739 Total commercial and industrial 1,153,598 832 392 519 1,743 1,155,341 Residential real estate - owner occupied 488,272 2,119 4 1,728 3,851 492,123 Residential real estate - non-owner occupied 296,351 316 365 95 776 297,127 Total residential real estate 784,623 2,435 369 1,823 4,627 789,250 Construction and land development 346,372 — — — — 346,372 Home equity lines of credit 185,461 139 170 254 563 186,024 Consumer 134,490 327 31 350 708 135,198 Leases 13,952 — — — — 13,952 Credit cards 20,704 28 — — 28 20,732 Total $ 4,836,516 $ 4,384 $ 2,605 $ 4,178 $ 11,167 $ 4,847,683 (in thousands) 30-59 days 60-89 days 90 or more Total Total December 31, 2021 Current Past Due Past Due Days Past Due Past Due Loans Commercial real estate - non-owner occupied $ 1,127,448 $ - $ 81 $ 715 $ 796 $ 1,128,244 Commercial real estate - owner occupied 677,231 360 327 487 1,174 678,405 Total commercial real estate 1,804,679 360 408 1,202 1,970 1,806,649 Commercial and industrial - term 595,070 1,032 44 564 1,640 596,710 Commercial and industrial - term - PPP 139,718 128 296 592 1,016 140,734 Commercial and industrial - lines of credit 369,963 271 22 56 349 370,312 Total commercial and industrial 1,104,751 1,431 362 1,212 3,005 1,107,756 Residential real estate - owner occupied 397,415 1,399 137 1,744 3,280 400,695 Residential real estate - non-owner occupied 280,257 403 258 100 761 281,018 Total residential real estate 677,672 1,802 395 1,844 4,041 681,713 Construction and land development 299,206 — — — — 299,206 Home equity lines of credit 138,141 279 47 509 835 138,976 Consumer 103,109 724 102 359 1,185 104,294 Leases 13,622 — — — — 13,622 Credit cards 17,087 — — — — 17,087 Total $ 4,158,267 $ 4,596 $ 1,314 $ 5,126 $ 11,036 $ 4,169,303
Financing Receivable Credit Quality Indicators [Table Text Block]	(in thousands) Term Loans Amortized Cost Basis by Origination Year Revolving loans amortized March 31, 2022 2022 2021 2020 2019 2018 Prior cost basis Total Commercial real estate - non-owner occupied: Risk rating Pass $ 116,262 $ 410,510 $ 288,703 $ 198,413 $ 100,462 $ 198,073 $ 21,294 $ 1,333,717 OAEM - 5,938 2,363 19,387 - 5,601 6,105 39,394 Substandard 4,174 298 3,195 8,163 - 7,475 100 23,405 Substandard non-performing - - 39 - - 1,078 - 1,117 Doubtful - - - - - - - - Total Commercial real estate non-owner occupied $ 120,436 $ 416,746 $ 294,300 $ 225,963 $ 100,462 $ 212,227 $ 27,499 $ 1,397,633 Commercial real estate - owner occupied: Risk rating Pass $ 44,171 $ 213,962 $ 205,034 $ 110,962 $ 79,334 $ 108,379 $ 7,833 $ 769,675 OAEM - 1,681 1,470 3,346 442 812 2,859 10,610 Substandard 2,294 2,617 1,811 7,345 2,031 2,487 399 18,984 Substandard non-performing - 1,194 1,992 - - 726 - 3,912 Doubtful - - - - - - - - Total Commercial real estate owner occupied $ 46,465 $ 219,454 $ 210,307 $ 121,653 $ 81,807 $ 112,404 $ 11,091 $ 803,181 Commercial and industrial - term: Risk rating Pass $ 80,556 $ 276,156 $ 135,281 $ 55,767 $ 48,529 $ 59,735 $ - $ 656,024 OAEM 3,153 369 - 472 2,858 6 - 6,858 Substandard 164 1 35 2,527 165 414 - 3,306 Substandard non-performing - 1,983 540 - 48 482 - 3,053 Doubtful - - - - - - - - Total Commercial and industrial - term $ 83,873 $ 278,509 $ 135,856 $ 58,766 $ 51,600 $ 60,637 $ - $ 669,241 Commercial and industrial - PPP Risk rating Pass $ - $ 65,602 $ 5,759 $ - $ - $ - $ - $ 71,361 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Commercial and industrial - PPP $ - $ 65,602 $ 5,759 $ - $ - $ - $ - $ 71,361 (in thousands) Term Loans Amortized Cost Basis by Origination Year Revolving loans amortized March 31, 2022 2022 2021 2020 2019 2018 Prior cost basis Total Commercial and industrial - lines of credit Risk rating Pass $ 5,582 $ 29,648 $ 7,279 $ 17,795 $ 1,434 $ 3,354 $ 332,427 $ 397,519 OAEM - - - - - 439 6,871 7,310 Substandard - - 975 3,810 - 2,537 1,925 9,247 Substandard non-performing - 39 - - - - 624 663 Doubtful - - - - - - - - Total Commercial and industrial - lines of credit $ 5,582 $ 29,687 $ 8,254 $ 21,605 $ 1,434 $ 6,330 $ 341,847 $ 414,739 Residential real estate - owner occupied Risk rating Pass $ 35,908 $ 204,160 $ 103,926 $ 34,925 $ 19,421 $ 89,629 $ - $ 487,969 OAEM - 99 - 85 - 121 - 305 Substandard - - 10 - 146 1,057 - 1,213 Substandard non-performing 2 204 102 375 227 1,726 - 2,636 Doubtful - - - - - - - - Total Residential real estate - owner occupied $ 35,910 $ 204,463 $ 104,038 $ 35,385 $ 19,794 $ 92,533 $ - $ 492,123 Residential real estate - non-owner occupied Risk rating Pass $ 39,704 $ 91,593 $ 65,551 $ 42,994 $ 25,066 $ 30,282 $ - $ 295,190 OAEM 194 154 123 270 130 426 - 1,297 Substandard - - - - - 358 - 358 Substandard non-performing - 120 - 44 - 118 - 282 Doubtful - - - - - - - - Total Residential real estate - non-owner occupied $ 39,898 $ 91,867 $ 65,674 $ 43,308 $ 25,196 $ 31,184 $ - $ 297,127 Construction and land development Risk rating Pass $ 29,002 $ 144,489 $ 105,969 $ 29,766 $ 6,203 $ 2,193 $ 25,153 $ 342,775 OAEM - - - - - 94 - 94 Substandard - 93 - 3,123 - 287 - 3,503 Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Construction and land development $ 29,002 $ 144,582 $ 105,969 $ 32,889 $ 6,203 $ 2,574 $ 25,153 $ 346,372 Home equity lines of credit Risk rating Pass $ - $ - $ - $ - $ - $ - $ 185,413 $ 185,413 OAEM - - - - - - 90 90 Substandard - - - - - - 40 40 Substandard non-performing - - - - - - 481 481 Doubtful - - - - - - - - Total Home equity lines of credit $ - $ - $ - $ - $ - $ - $ 186,024 $ 186,024 (in thousands) Term Loans Amortized Cost Basis by Origination Year Revolving loans amortized March 31, 2022 2022 2021 2020 2019 2018 Prior cost basis Total Consumer Risk rating Pass $ 5,266 $ 24,330 $ 8,864 $ 8,321 $ 4,441 $ 3,348 $ 80,204 $ 134,774 OAEM - - - - - - - - Substandard - - 36 36 - 2 - 74 Substandard non-performing - 39 156 64 16 68 7 350 Doubtful - - - - - - - - Total Consumer $ 5,266 $ 24,369 $ 9,056 $ 8,421 $ 4,457 $ 3,418 $ 80,211 $ 135,198 Leases Risk rating Pass $ 1,564 $ 5,128 $ 3,276 $ 1,222 $ 1,171 $ 1,591 $ - $ 13,952 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Leases $ 1,564 $ 5,128 $ 3,276 $ 1,222 $ 1,171 $ 1,591 $ - $ 13,952 Credit cards Risk rating Pass $ - $ - $ - $ - $ - $ - $ 20,732 $ 20,732 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Credit cards $ - $ - $ - $ - $ - $ - $ 20,732 $ 20,732 Total loans Risk rating Pass $ 358,015 $ 1,465,578 $ 929,642 $ 500,165 $ 286,061 $ 496,584 $ 673,056 $ 4,709,101 OAEM 3,347 8,241 3,956 23,560 3,430 7,499 15,925 65,958 Substandard 6,632 3,009 6,062 25,004 2,342 14,617 2,464 60,130 Substandard non-performing 2 3,579 2,829 483 291 4,198 1,112 12,494 Doubtful - - - - - - - - Total Loans $ 367,996 $ 1,480,407 $ 942,489 $ 549,212 $ 292,124 $ 522,898 $ 692,557 $ 4,847,683 (in thousands) Term Loans Amortized Cost Basis by Origination Year Revolving loans amortized December 31, 2021 2021 2020 2019 2018 2017 Prior cost basis Total Commercial real estate - non-owner occupied: Risk rating Pass $ 381,014 $ 298,177 $ 134,286 $ 86,638 $ 85,110 $ 81,635 $ 19,465 $ 1,086,325 OAEM 3,186 2,666 19,784 - 353 1,619 248 27,856 Substandard 4,174 1,440 - - - 7,629 100 13,343 Substandard non-performing - 39 78 - 592 11 - 720 Doubtful - - - - - - - - Total Commercial real estate non-owner occupied $ 388,374 $ 302,322 $ 154,148 $ 86,638 $ 86,055 $ 90,894 $ 19,813 $ 1,128,244 Commercial real estate - owner occupied: Risk rating Pass $ 203,545 $ 192,322 $ 91,078 $ 75,062 $ 33,713 $ 44,364 $ 9,236 $ 649,320 OAEM 1,681 1,480 3,568 469 1,506 124 570 9,398 Substandard 5,051 3,605 5,985 1,275 627 - 1,396 17,939 Substandard non-performing 1,259 - - - 32 457 - 1,748 Doubtful - - - - - - - - Total Commercial real estate owner occupied $ 211,536 $ 197,407 $ 100,631 $ 76,806 $ 35,878 $ 44,945 $ 11,202 $ 678,405 Commercial and industrial - term: Risk rating Pass $ 283,150 $ 143,211 $ 58,988 $ 52,388 $ 26,081 $ 24,421 $ - $ 588,239 OAEM 738 86 254 3,382 8 - - 4,468 Substandard 170 42 2,667 176 111 167 - 3,333 Substandard non-performing - 543 72 55 - - - 670 Doubtful - - - - - - - - Total Commercial and industrial - term $ 284,058 $ 143,882 $ 61,981 $ 56,001 $ 26,200 $ 24,588 $ - $ 596,710 Commercial and industrial - PPP Risk rating Pass $ 128,409 $ 12,325 $ - $ - $ - $ - $ - $ 140,734 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Commercial and industrial - PPP $ 128,409 $ 12,325 $ - $ - $ - $ - $ - $ 140,734 (in thousands) Term Loans Amortized Cost Basis by Origination Year Revolving loans amortized December 31, 2021 2021 2020 2019 2018 2017 Prior cost basis Total Commercial and industrial - lines of credit Risk rating Pass $ 33,875 $ 8,352 $ 11,103 $ 1,039 $ 207 $ 193 $ 303,682 $ 358,451 OAEM - - - - - - 6,355 6,355 Substandard - - 1,916 - 1,549 - 1,813 5,278 Substandard non-performing - - - - - - 228 228 Doubtful - - - - - - - - Total Commercial and industrial - lines of credit $ 33,875 $ 8,352 $ 13,019 $ 1,039 $ 1,756 $ 193 $ 312,078 $ 370,312 Residential real estate - owner occupied Risk rating Pass $ 176,487 $ 99,936 $ 31,327 $ 17,259 $ 16,599 $ 56,639 $ - $ 398,247 OAEM 101 - 174 - - - - 275 Substandard - - - - 108 68 - 176 Substandard non-performing 164 103 136 230 714 650 - 1,997 Doubtful - - - - - - - - Total Residential real estate - owner occupied $ 176,752 $ 100,039 $ 31,637 $ 17,489 $ 17,421 $ 57,357 $ - $ 400,695 Residential real estate - non-owner occupied Risk rating Pass $ 94,482 $ 78,785 $ 46,177 $ 27,494 $ 16,171 $ 15,909 $ - $ 279,018 OAEM 352 126 281 132 - 462 - 1,353 Substandard - - - - - 354 - 354 Substandard non-performing 103 - 45 28 - 117 - 293 Doubtful - - - - - - - - Total Residential real estate - non-owner occupied $ 94,937 $ 78,911 $ 46,503 $ 27,654 $ 16,171 $ 16,842 $ - $ 281,018 Construction and land development Risk rating Pass $ 160,696 $ 99,699 $ 16,665 $ 6,262 $ 1,890 $ 1,156 $ 12,736 $ 299,104 OAEM - - - - 102 - - 102 Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Construction and land development $ 160,696 $ 99,699 $ 16,665 $ 6,262 $ 1,992 $ 1,156 $ 12,736 $ 299,206 Home equity lines of credit Risk rating Pass $ - $ - $ - $ - $ - $ - $ 138,239 $ 138,239 OAEM - - - - - - 91 91 Substandard - - - - - - - - Substandard non-performing - - - - - - 646 646 Doubtful - - - - - - - - Total Home equity lines of credit $ - $ - $ - $ - $ - $ - $ 138,976 $ 138,976 (in thousands) Term Loans Amortized Cost Basis by Origination Year Revolving loans amortized December 31, 2021 2021 2020 2019 2018 2017 Prior cost basis Total Consumer Risk rating Pass $ 23,866 $ 9,316 $ 5,014 $ 1,260 $ 555 $ 646 $ 63,227 $ 103,884 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing 55 304 30 11 - 4 6 410 Doubtful - - - - - - - - Total Consumer $ 23,921 $ 9,620 $ 5,044 $ 1,271 $ 555 $ 650 $ 63,233 $ 104,294 Leases Risk rating Pass $ 5,375 $ 3,596 $ 1,375 $ 1,331 $ 406 $ 1,539 $ - $ 13,622 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Leases $ 5,375 $ 3,596 $ 1,375 $ 1,331 $ 406 $ 1,539 $ - $ 13,622 Credit cards Risk rating Pass $ - $ - $ - $ - $ - $ - $ 17,087 $ 17,087 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Credit cards $ - $ - $ - $ - $ - $ - $ 17,087 $ 17,087 Total loans Risk rating Pass $ 1,490,899 $ 945,719 $ 396,013 $ 268,733 $ 180,732 $ 226,502 $ 563,672 $ 4,072,270 OAEM 6,058 4,358 24,061 3,983 1,969 2,205 7,264 49,898 Substandard 9,395 5,087 10,568 1,451 2,395 8,218 3,309 40,423 Substandard non-performing 1,581 989 361 324 1,338 1,239 880 6,712 Doubtful - - - - - - - - Total Loans $ 1,507,933 $ 956,153 $ 431,003 $ 274,491 $ 186,434 $ 238,164 $ 575,125 $ 4,169,303
Financinng Receivable, Schedule of Payment Activity [Table Text Block]	March 31, December 31, (in thousands) 2022 2021 Credit cards Performing $ 20,732 $ 17,087 Non-performing — — Total credit cards $ 20,732 $ 17,087
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	March 31, 2022 December 31, 2021 Specific Additional Specific Additional reserve commitment reserve commitment (in thousands) Balance allocation to lend Balance allocation to lend Commercial real estate - owner occupied $ 888 $ 202 $ — $ 950 $ 202 $ — Commercial & industrial - term 10 10 — 12 12 — Total TDRs $ 898 $ 212 $ — $ 962 $ 214 $ —

Note 5 - Goodwill (Tables)

Note 5 - Goodwill (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Goodwill [Table Text Block]	March 31, December 31, (in thousands) 2022 2021 Commonwealth Bancshares (2022) $ 66,694 $ — Kentucky Bancshares (2021) 123,317 123,317 King Southern Bancorp (2019) 11,831 11,831 Austin State Bank (1996) 682 682 Total $ 202,524 $ 135,830 Three months ended March 31, (in thousands) 2022 2021 Balance at beginning of period $ 135,830 $ 12,513 Goodwill acquired 66,694 — Provisional period adjustments — — Impairment — — Balance at end of period $ 202,524 $ 12,513

Note 6 - Core Deposit and Cus_2

Note 6 - Core Deposit and Customer List Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Finite-Lived Intangible Assets [Table Text Block]	Three months ended March 31, (in thousands) 2022 2021 Balance at beginning of period $ 5,596 $ 1,962 Core deposit intangible acquired 12,724 — Provisional period adjustments — — Amortization (494 ) (77 ) Balance at end of period $ 17,826 $ 1,885 Three months ended March 31, (in thousands) 2022 2021 Balance at beginning of period $ - $ - Customer list intangibles acquired 14,360 — Provisional period adjustments — — Amortization (218 ) — Balance at end of period $ 14,142 $ -
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(in thousands) CDI CLI 2022 $ 2,868 $ 1,963 2023 3,015 2,002 2024 2,686 1,823 2025 2,375 1,643 2026 2,063 1,464 2027 1,752 1,284 2028 1,339 1,105 2029 888 925 2030 576 745 2031 264 566 2032 - 387 2033 - 207 2034 - 28 Total future expense $ 17,826 $ 14,142

Note 7 - Other Assets (Tables)

Note 7 - Other Assets (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Other Assets [Table Text Block]	March 31, December 31, (in thousands) 2022 2021 Cash surrender value of life insurance other than BOLI $ 16,933 $ 17,875 Net deferred tax asset 35,264 24,340 Investments in tax credit related ventures 10,605 11,084 Swap assets 2,536 3,148 Prepaid assets 4,699 4,469 Trust fees receivable 3,961 2,868 Mortgage servicing rights 16,877 4,528 Other real estate owned 7,156 7,212 Other 12,786 10,478 Total other assets $ 110,817 $ 86,002

Note 8 - Income Taxes (Tables)

Note 8 - Income Taxes (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	Three months ended March 31, (in thousands) 2022 2021 Current income tax expense: Federal $ 214 $ 3,493 State - 522 Total current income tax expense 214 4,015 Deferred income tax expense (benefit): Federal 842 837 State 389 609 Total deferred income tax expense (benefit) 1,231 1,446 Change in valuation allowance - - Total income tax expense $ 1,445 $ 5,461
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	Three months ended March 31, 2022 2021 U.S. federal statutory income tax rate 21.0 % 21.0 % State income taxes, net of federal benefit 3.3 3.2 Excess tax benefit from stock-based compensation arrangements (5.9 ) (3.0 ) Change in cash surrender value of life insurance 1.8 (0.4 ) Tax credits (1.7 ) (0.5 ) Tax exempt interest income (1.6 ) (0.1 ) Non-deductible merger expenses 1.1 - Insurance captive (0.9 ) - Other, net (1.7 ) (0.8 ) Effective tax rate 15.4 % 19.4 %

Note 9 - Deposits (Tables)

Note 9 - Deposits (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Deposit Liabilities, Type [Table Text Block]	(in thousands) March 31, 2022 December 31, 2021 Non-interest bearing demand deposits $ 2,089,072 $ 1,755,754 Interest bearing deposits: Interest bearing demand 2,348,718 2,131,928 Savings 603,404 415,258 Money market 1,158,119 1,050,352 Time deposits of $250 thousand or more 115,604 89,745 Other time deposits(1) 430,574 344,477 Total time deposits 546,178 434,222 Total interest bearing deposits 4,656,419 4,031,760 Total deposits $ 6,745,491 $ 5,787,514

Note 10 - Securities Sold Und_2

Note 10 - Securities Sold Under Agreements to Repurchase (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Short-Term Debt [Table Text Block]	(dollars in thousands) March 31, 2022 December 31, 2021 Outstanding balance at end of period $ 142,146 $ 75,466 Weighted average interest rate at end of period 0.08 % 0.04 % Three months ended March 31, (dollars in thousands) 2022 2021 Average outstanding balance during the period $ 91,082 $ 46,937 Average interest rate during the period 0.08 % 0.04 % Maximum outstanding at any month end during the period $ 142,146 $ 51,681

Note 11 - Subordinated Debent_2

Note 11 - Subordinated Debentures and Other Borrowings (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Debt [Table Text Block]	(in thousands) Commonwealth Statutory Trust III Commonwealth Statutory Trust IV Commonwealth Statutory Trust V Total Trust preferred securities $ 3,005 $ 12,021 $ 11,019 $ 26,045 Subordinated debentures 3,000 12,000 11,000 26,000 Origination date 12/19/2003 12/15/2005 6/28/2007 Index LIBOR + 2.85% LIBOR + 1.35% LIBOR + 1.40%

Note 12 - Commitments and Con_2

Note 12 - Commitments and Contingent Liabilities (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Off Balance Sheet Commitments to Extend Credit [Table Text Block]	(in thousands) March 31, 2022 December 31, 2021 Commercial and industrial $ 716,042 $ 625,858 Construction and land development 416,488 292,351 Home equity 334,219 247,885 Credit cards 51,108 40,471 Overdrafts 62,442 51,104 Letters of credit 34,532 30,779 Other 103,651 76,721 Future loan commitments 327,298 325,983 Total off balance sheet commitments to extend credit $ 2,045,780 $ 1,691,152

Note 13 - Assets and Liabilit_2

Note 13 - Assets and Liabilities Measured and Reported at Fair Value (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using: Total March 31, 2022 (in thousands) Level 1 Level 2 Level 3 Fair Value Assets: Available for sale debt securities: U.S. Treasury and other U.S. Government obligations $ 116,338 $ — $ — $ 116,338 Government sponsored enterprise obligations — 124,651 — 124,651 Mortgage backed securities - government agencies — 759,413 — 759,413 Obligations of states and political subdivisions — 143,835 — 143,835 Other — 6,118 — 6,118 Total available for sale debt securities 116,338 1,034,017 — 1,150,355 Mortgage loans held for sale — 9,323 — 9,323 Rate lock loan commitments — 702 — 702 Mandatory forward contracts — 94 — 94 Interest rate swaps — 2,536 — 2,536 Total assets $ 116,338 $ 1,046,672 $ — $ 1,163,010 Liabilities: Interest rate swaps $ — $ 2,548 $ — $ 2,548 Fair Value Measurements Using: Total December 31, 2021 (in thousands) Level 1 Level 2 Level 3 Fair Value Assets: Available for sale debt securities: U.S. Treasury and other U.S. government obligations $ 122,501 $ — $ — $ 122,501 Government sponsored enterprise obligations — 135,021 — 135,021 Mortgage backed securities - government agencies — 846,624 — 846,624 Obligations of states and political subdivisions — 75,075 — 75,075 Other — 1,077 — 1,077 Total available for sale debt securities 122,501 1,057,797 — 1,180,298 Interest rate swaps — 3,148 — 3,148 Total assets $ 122,501 $ 1,060,945 $ — $ 1,183,446 Liabilities: Interest rate swaps $ — $ 3,162 $ — $ 3,162
Fair Value Measurements, Nonrecurring [Table Text Block]	Losses recorded Three months Fair Value Measurements Using: Total ended March 31, 2022 (in thousands) Level 1 Level 2 Level 3 Fair Value March 31, 2022 Collateral dependent loans $ — $ — $ 14,785 $ 14,785 $ — Other real estate owned — — 7,156 7,156 — Losses recorded Three months Fair Value Measurements Using: Total ended December 31, 2021 (in thousands) Level 1 Level 2 Level 3 Fair Value March 31, 2021 Collateral dependent loans $ — $ — $ 4,487 $ 4,487 $ — Other real estate owned — — 7,212 7,212 —
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	March 31, 2022 (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Weighted Average Collateral dependent loans $ 14,785 Appraisal Appraisal discounts 32.0 % Other real estate owned 7,156 Appraisal Appraisal discounts 31.1 December 31, 2021 (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Weighted Average Collateral dependend loans $ 4,487 Appraisal Appraisal discounts 41.1 % Other real estate owned 7,212 Appraisal Appraisal discounts 31.6

Note 14 - Disclosure of Finan_2

Note 14 - Disclosure of Financial Instruments Not Reported at Fair Value (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	(in thousands) Carrying Fair Value Measurements Using: March 31, 2022 amount Fair value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 751,691 $ 751,691 $ 751,691 $ — $ — HTM debt securities 548,191 535,807 — 535,807 — Federal Home Loan Bank stock 13,811 13,811 — 13,811 — Loans, net 4,780,616 4,719,799 — — 4,719,799 Accrued interest receivable 15,690 15,690 15,690 — — Liabilities Non-interest bearing deposits $ 2,089,072 $ 2,089,072 $ 2,089,072 $ — $ — Transaction deposits 4,110,241 4,110,241 — 4,110,241 — Time deposits 546,178 540,374 — 540,374 — Securities sold under agreement to repurchase 142,146 142,146 — 142,146 — Federal funds purchased 8,920 8,920 — 8,920 — Subordinated debentures 26,045 26,226 — 26,226 — Accrued interest payable 337 337 337 — — (in thousands) Carrying Fair Value Measurements Using: December 31, 2021 amount Fair value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 961,192 $ 961,192 $ 961,192 $ — $ — Mortgage loans held for sale 8,614 8,818 — 8,818 — Federal Home Loan Bank stock 9,376 9,376 — 9,376 — Loans, net 4,115,405 4,129,091 — — 4,129,091 Accrued interest receivable 13,745 13,745 13,745 — — Liabilities Non-interest bearing deposits $ 1,755,754 $ 1,755,754 $ 1,755,754 $ — $ — Transaction deposits 3,597,538 3,597,538 — 3,597,538 — Time deposits 434,222 433,813 — 433,813 — Securities sold under agreement to repurchase 75,466 75,466 — 75,466 — Federal funds purchased 10,374 10,374 — 10,374 — Accrued interest payable 300 300 300 — —

Note 15 - Mortgage Banking Ac_2

Note 15 - Mortgage Banking Activities (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Disclosure of Long-Lived Assets Held-for-sale [Table Text Block]	Three months ended March 31, (in thousands) 2022 Balance, beginning of period: $ 8,614 Origination of mortgage loans held for sale 35,829 Loans held for sale acquired 3,559 Proceeds from the sale of mortgage loans held for sale (38,771 ) Net gain on sale of mortgage loans held for sale 92 Balance, end of period 9,323
Interest and Other Income [Table Text Block]	Three months ended March 31, (in thousands) 2022 2021 Net gain realized on sale of mortgage loans held for sale $ 92 $ 1,196 Net change in fair value recognized on loans held for sale (27 ) - Net change in fair value recognized on rate lock loan commitments 392 - Net change in fair value recognized on forward contracts 179 - Net gain recognized 636 1,196 Loan servicing income 702 255 Amortization of mortgage servicing rights (481 ) (252 ) Change in mortgage servicing rights valuation allowance - - Net servicing income recognized 221 3 Other mortgage banking income 146 245 Total Mortgage banking income $ 1,003 $ 1,444
Changes in Carrying Amount of MSRs [Table Text Block]	Three months ended March 31, (in thousands) 2022 2021 Balance at beginning of period $ 4,528 $ 2,710 MSRs acquired 12,676 — Additions for mortgage loans sold 154 407 Amortization (481 ) (252 ) Impairment — — Balance at end of period $ 16,877 $ 2,865
Mortgage Loans Held for Sale and Mortgage Banking Derivatives [Table Text Block]	March 31, 2022 (in thousands) Notional Amount Fair Value Included in Mortgage loans held for sale: Mortgage loans held for sale, at fair value $ 9,202 $ 9,323 Included in other assets: Rate lock loan commitments $ 63,421 $ 702 Mandatory forward contracts 12,564 94

Note 16 - Accumulated Other C_2

Note 16 - Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Net unrealized Net unrealized Minimum gains (losses) gains (losses) pension on available for on cash liability (in thousands) sale debt securities flow hedges adjustment Total Three months ended March 31, 2022 Balance, January 1, 2022 $ (7,657 ) $ - $ (283 ) $ (7,940 ) Net current period other comprehensive income (loss) (49,659 ) - - (49,659 ) Balance, March 31, 2022 $ (57,316 ) $ - $ (283 ) $ (57,599 ) Three months ended March 31, 2021 Balance, January 1, 2021 $ 9,310 $ (122 ) $ (447 ) $ 8,741 Net current period other comprehensive income (loss) (11,823 ) 32 - (11,791 ) Balance, March 31, 2021 $ (2,513 ) $ (90 ) $ (447 ) $ (3,050 )

Note 18 - Net Income Per Share

Note 18 - Net Income Per Share (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three months ended March 31, (in thousands, except per share data) 2022 2021 Net income available to stockholders $ 7,906 $ 22,710 Weighted average shares outstanding - basic 27,230 22,622 Dilutive securities 255 243 Weighted average shares outstanding- diluted 27,485 22,865 Net income per share - basic $ 0.29 $ 1.00 Net income per share - diluted 0.29 0.99
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table Text Block]	Three months ended (shares in thousands) March 31, 2022 2021 Antidilutive SARs 45 29

Note 19 - Stock-based Compens_2

Note 19 - Stock-based Compensation (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Share-based Compensation Arrangement by Share-based Payment Award Fair Value Assumptions and Methodology [Table Text Block]	Assumptions 2022 2021 Dividend yield 2.38 % 2.52 % Expected volatility 25.42 % 25.19 % Risk free interest rate 1.98 % 1.22 % Expected life (in years) 7.1 7.1
Share-Based Payment Arrangement, Expensed and Capitalized, Amount [Table Text Block]	Three months ended March 31, 2022 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 94 $ 330 $ 86 $ 481 $ 991 Deferred tax benefit (20 ) (70 ) (18 ) (101 ) (209 ) Total net expense $ 74 $ 260 $ 68 $ 380 $ 782 Three months ended March 31, 2021 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 89 $ 329 $ 76 $ 355 $ 849 Deferred tax benefit (19 ) (69 ) (16 ) (75 ) (179 ) Total net expense $ 70 $ 260 $ 60 $ 280 $ 670
Share-Based Payment Arrangement, Nonvested Award, Cost [Table Text Block]	Stock (in thousands) Appreciation Restricted Restricted Performance Year ended Rights Stock Awards Stock Units Stock Units Total Remainder of 2022 $ 281 $ 1,048 $ 263 $ 1,581 $ 3,173 2023 309 1,197 2 1,303 2,811 2024 202 960 — 603 1,765 2025 143 714 — — 857 2026 86 380 — — 466 2027 9 32 — — 41 Total estimated expense $ 1,030 $ 4,331 $ 265 $ 3,487 $ 9,113
Share-Based Payment Arrangement, Option and Stock Appreciation Rights, Activity [Table Text Block]	Weighted Weighted Weighted average average Aggregate average remaining Exercise exercise intrinsic fair contractual (in thousands, except per share data) SARs price price value(1) value life (in years) Outstanding, January 1, 2021 593 $15.24 - $40.00 $ 27.47 $ 7,706 $ 4.44 5.1 Granted 30 47.17 - 50.71 50.48 — 9.69 Exercised (108 ) 15.24 - 19.37 16.40 4,239 2.85 Forfeited — — — — — Outstanding, December 31, 2021 515 $15.24 - $50.71 $ 31.16 $ 16,854 $ 5.08 5.1 Outstanding, January 1, 2022 515 $15.24 - $50.71 $ 31.16 $ 16,854 $ 5.08 5.1 Granted 32 54.91 - 54.91 54.91 — 11.79 Exercised (10 ) 15.24 - 15.24 15.24 497 2.62 Forfeited — — — — — Outstanding, March 31, 2022 537 $15.24 - $54.91 $ 32.88 $ 10,813 $ 5.53 5.2 Vested and exercisable 398 $15.24 - $50.71 $ 29.03 $ 9,493 $ 4.69 4.3 Unvested 139 35.90 - 54.91 43.89 1,320 7.93 3.5 Outstanding, March 31, 2022 537 $15.24 - $54.91 $ 32.88 $ 10,813 $ 5.53 5.2 Vested in the current year 40 $35.90 - $50.71 $ 39.36 $ 547 $ 6.82
Schedule of Nonvested Share Activity [Table Text Block]	Grant date weighted (in thousands, except per share data) RSAs average cost Unvested at January 1, 2021 99 $ 36.85 Shares awarded 39 46.90 Restrictions lapsed and shares released (34 ) 35.48 Shares forfeited (5 ) 40.81 Unvested at December 31, 2021 99 $ 41.07 Unvested at January 1, 2022 99 $ 41.07 Shares awarded 30 59.00 Restrictions lapsed and shares released (31 ) 47.29 Shares forfeited (1 ) 40.38 Unvested at March 31, 2022 97 $ 46.69
Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Vesting Expected Grant period Fair shares to year in years value be awarded 2020 3 $ 32.27 65,111 2021 3 44.44 47,280 2022 3 48.48 36,350

Note 20 - Interest Rate Swaps (

Note 20 - Interest Rate Swaps (Tables)	3 Months Ended
	Mar. 31, 2022
Not Designated as Hedging Instrument [Member]
Notes Tables
Schedule of Interest Rate Derivatives [Table Text Block]	Receiving Paying March 31, December 31, March 31, December 31, (dollars in thousands) 2022 2021 2022 2021 Notional amount $ 150,083 $ 123,983 $ 150,083 $ 123,983 Weighted average maturity (years) 7.3 7.2 7.3 7.2 Fair value $ 2,536 $ 3,148 $ 2,548 $ 3,162

Note 21 - Regulatory Matters (T

Note 21 - Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	(dollars in thousands) Actual Minimum for adequately capitalized Minimum for well capitalized March 31, 2022 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (1) Consolidated $ 681,421 12.14 % $ 448,875 8.00 % NA NA Bank 634,467 11.34 447,501 8.00 $ 559,337 10.00 % Common equity tier 1 risk-based capital (1) Consolidated 597,949 10.66 252,492 4.50 NA NA Bank 576,995 10.31 251,719 4.50 363,595 6.50 Tier 1 risk-based capital (1) Consolidated 623,949 11.12 336,656 6.00 NA NA Bank 576,995 10.31 335,626 6.00 447,501 8.00 Leverage (2) Consolidated 623,949 9.34 267,229 4.00 NA NA Bank 576,995 8.65 266,683 4.00 333,354 5.00 (dollars in thousands) Actual Minimum for adequately capitalized Minimum for well capitalized December 31, 2021 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (1) Consolidated $ 596,411 12.79 % $ 372,929 8.00 % NA NA Bank 577,078 12.42 371,809 8.00 $ 464,761 10.00 % Common equity tier 1 risk-based capital (1) Consolidated 556,590 11.94 209,772 4.50 NA NA Bank 537,257 11.56 209,142 4.50 302,095 6.50 Tier 1 risk-based capital (1) Consolidated 556,590 11.94 279,696 6.00 NA NA Bank 537,257 11.56 278,857 6.00 371,809 8.00 Leverage (2) Consolidated 556,590 8.86 251,348 4.00 NA NA Bank 537,257 8.57 250,871 4.00 313,588 5.00

Note 22 - Segments (Tables)

Note 22 - Segments (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Three months ended March 31, 2022 Three months ended March 31, 2021 (in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Net interest income $ 48,653 $ 107 $ 48,760 $ 37,742 $ 83 $ 37,825 Provision for credit losses 2,279 — 2,279 (1,475 ) — (1,475 ) Wealth management and trust services — 8,469 8,469 — 6,248 6,248 All other non-interest income 10,734 — 10,734 7,596 — 7,596 Non-interest expenses 51,690 4,607 56,297 21,696 3,277 24,973 Income before income tax expense 5,418 3,969 9,387 25,117 3,054 28,171 Income tax expense 633 812 1,445 4,798 663 5,461 Net income 4,785 3,157 7,942 20,319 2,391 22,710 Less net income attributable to NCI - 36 36 - - - Net income attributable to stockholders $ 4,785 $ 3,121 $ 7,906 $ 20,319 $ 2,391 $ 22,710 Segment assets $ 7,744,189 $ 32,963 $ 7,777,152 $ 4,790,344 $ 3,731 $ 4,794,075

Note 23 - Revenue From Contra_2

Note 23 - Revenue From Contracts With Customers (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three months ended March 31, 2022 Three months ended March 31, 2021 (in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Wealth management and trust services $ — $ 8,469 $ 8,469 $ — $ 6,248 $ 6,248 Deposit service charges 1,863 — 1,863 944 — 944 Debit and credit card income 4,119 — 4,119 2,273 — 2,273 Treasury management fees 1,904 — 1,904 1,540 — 1,540 Mortgage banking income(1) 1,003 — 1,003 1,444 — 1,444 Net investment product sales commissions and fees 607 — 607 464 — 464 Bank owned life insurance(1) 266 — 266 161 — 161 Other(2) 972 — 972 770 — 770 Total non-interest income $ 10,734 $ 8,469 $ 19,203 $ 7,596 $ 6,248 $ 13,844

Note 24 - Leases (Tables)

Note 24 - Leases (Tables)	3 Months Ended
	Mar. 31, 2022
Notes Tables
Detail Regarding Operating Leases of Lessee [Table Text Block]	(dollars in thousands) March 31, 2022 December 31, 2021 Balance Sheet Operating lease right-of-use asset $ 16,264 $ 14,958 Operating lease liability 17,703 16,408 Weighted average remaining lease term (years) 8.8 9.4 Weighted average discount rate 2.92 % 3.02 % Maturities of lease liabilities: One year or less $ 2,381 $ 2,634 Year two 3,191 2,673 Year three 2,887 2,408 Year four 2,147 1,924 Year five 1,669 1,608 Greater than five years 7,932 7,699 Total lease payments $ 20,207 $ 18,946 Less imputed interest 2,504 2,538 Total $ 17,703 $ 16,408 Three months ended Three months ended (in thousands) March 31, 2022 March 31, 2021 Income Statement Components of lease expense: Operating lease cost $ 656 $ 487 Variable lease cost 57 51 Less sublease income 24 14 Total lease cost $ 689 $ 524 Three months ended Three months ended (in thousands) March 31, 2022 March 31, 2021 Cash flow Statement Supplemental cash flow information: Operating cash flows from operating leases $ 853 $ 520

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual)	3 Months Ended		12 Months Ended
	Mar. 31, 2022USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)	Mar. 07, 2022
Number of Operating Segments	2
Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss	$ 771,000		$ 0
Debt Securities, Held-to-Maturity, Allowance for Credit Loss, Ending Balance	$ 0		0
Mortgage Servicing Rights, Amortization Period (Year)	7 years
Goodwill, Impairment Loss	$ 0	$ 0	$ 0
Cash Reserve Deposit Required and Made	$ 200,000
Minimum [Member]
Property, Plant and Equipment, Useful Life (Year)	3 years
Maximum [Member]
Property, Plant and Equipment, Useful Life (Year)	40 years
Commonwealth [Member]
Business Acquisition, Percentage of Voting Interests Acquired				100.00%
Landmark Financial Advisors, LLC (LFA) [Member]
Business Acquisition, Percentage of Voting Interests Acquired				60.00%

Note 2 - Acquisition (Details T

Note 2 - Acquisition (Details Textual)		Mar. 07, 2022USD ($)	May 31, 2021USD ($)		Mar. 31, 2022USD ($)	Mar. 31, 2021USD ($)	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Business Combination, Consideration Transferred, Total					$ 167,913,000	$ 0
Debt Securities, Held-to-Maturity, Fair Value, Total					535,807,000		$ 0
Goodwill, Ending Balance					202,524,000	12,513,000	135,830,000	$ 12,513,000
Business Combination, Acquisition Related Costs					19,500,000	400,000
Proceeds from Sale of Debt Securities, Available-for-sale			$ 91,000,000		2,111,000	0
Goodwill, Purchase Accounting Adjustments					0	0
Commonwealth [Member]
Business Combination, Consideration Transferred, Total		$ 167,913,000
Number of Branches		15
Debt Securities, Held-to-Maturity, Fair Value, Total		$ 162,000,000
Goodwill, Ending Balance		67,000,000			66,694,000		0
Business Combination, Acquired Receivable, Fair Value		539,600,000
Business Combination, Acquired Receivables, Gross Contractual Amount		$ 548,800,000
Business Combination, Pro Forma Information, Earnings or Loss of Acquiree since Acquisition Date, Actual					3,200,000	0
Commonwealth [Member] | Merger Related Credit Loss [Member]
Business Combination, Acquisition Related Costs					4,400,000
Commonwealth [Member] | Pre-tax Merger Expenses [Member]
Business Combination, Acquisition Related Costs					24,100,000
Commonwealth [Member] | Jefferson County in Kentucky [Member]
Number of Branches		9
Commonwealth [Member] | Shelby County in Kentucky [Member]
Number of Branches		4
Commonwealth [Member] | Northern Kentucky [Member]
Number of Branches		2
Kentucky Bancshares [Member]
Business Combination, Consideration Transferred, Total			232,946,000
Goodwill, Ending Balance					123,317,000		123,317,000
Business Combination, Acquired Receivable, Fair Value			723,500,000
Business Combination, Acquired Receivables, Gross Contractual Amount			$ 723,300,000
Business Combination, Pro Forma Information, Earnings or Loss of Acquiree since Acquisition Date, Actual					$ 10,900,000	0
Number of Branches Acquired			19
Goodwill, Purchase Accounting Adjustments			$ (14,000,000)
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Intangibles	[1],[2]		999,000
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Prepaid and Other Assets			$ (70,000)	[2],[3]			(70,000)
Kentucky Bancshares [Member] | Core Deposits [Member]
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Intangibles							$ 999,000
Kentucky Bancshares [Member] | Pre-tax Merger Expenses [Member]
Business Combination, Acquisition Related Costs						$ 400,000
[1]	Calculation of core deposit intangible related to the acquisition. During the third quarter of 2021, a recast adjustment of $999,000 was recorded based on revised inputs used in the calculation of the CDI attributed to KB, resulting in an increased intangible value.
[2]	See the following page for explanations or individual fair value and recast adjustments.
[3]	Adjustment to other assets to reflect the estimated fair value of prepaid and other assets. During the third quarter of 2021, a recast adjustment of $70,000 was recorded for the write off of miscellaneous mortgage servicing fees accrued in other assets by KB at acquisition, resulting in a reduction to other assets.

Note 2 - Acquisition - Summary

Note 2 - Acquisition - Summary of Assets Acquired and Liabilities Assumed (Details) - USD ($)		Mar. 07, 2022		May 31, 2021		Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021	Jun. 01, 2021	Dec. 31, 2020
Goodwill, Ending Balance						$ 202,524,000	$ 12,513,000	$ 135,830,000		$ 12,513,000
Consideration paid in acquisition						30,994,000	0
Total consideration paid						167,913,000	0
Goodwill						66,694,000	$ 0
Commonwealth [Member]
Mortgage loans held for sale		$ 3,559,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	[1]	246,793,000
Federal Home Loan Bank stock, at cost		4,436,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Gross		632,404,000
Allowance for credits losses on loans		(9,950,000)							$ (9,950,000)
Net loans		622,454,000
Premises and equipment, net		32,793,000
Accrued interest receivable		1,973,000
Goodwill, Ending Balance		67,000,000				66,694,000		0
Mortgage servicing rights		12,676,000
Deferred income taxes, net		(3,727,000)
Other assets		8,324,000
Total assets acquired		1,336,815,000
Non-interest bearing		302,098,000
Interest bearing		818,705,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits		1,120,803,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Securities Sold under Repurchase Agreement		66,220,000
Subordinated debentures		26,012,000
Line of credit		3,200,000
Accrued interest payable		243,000
Other liabilities		19,118,000
Total liabilities assumed		1,235,596,000
Net assets acquired		101,219,000
Consideration for common stock		133,825,000
Consideration paid in acquisition		30,994,000
Noncontrolling interest of acquired entity		3,094,000
Total consideration paid		167,913,000
Goodwill		66,694,000
Deferred income taxes, net		3,727,000
Commonwealth [Member] | Core Deposits [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles		12,724,000
Commonwealth [Member] | Customer Lists [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles		14,360,000
Commonwealth [Member] | Cash [Member]
Cash and due from banks		380,450,000
Commonwealth [Member] | As Recorded By Acquiree [Member]
Mortgage loans held for sale		3,559,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	[1]	247,209,000
Federal Home Loan Bank stock, at cost		4,436,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Gross		645,551,000
Allowance for credits losses on loans		(16,102,000)							(16,102)
Net loans		629,449,000
Premises and equipment, net		28,784,000
Accrued interest receivable		1,973,000
Goodwill, Ending Balance		5,412,000
Mortgage servicing rights		9,387,000
Deferred income taxes, net		0
Other assets		9,389,000
Total assets acquired		1,320,048,000
Non-interest bearing		302,098,000
Interest bearing		818,334,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits		1,120,432,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Securities Sold under Repurchase Agreement		66,220,000
Subordinated debentures		26,806,000
Line of credit		3,200,000
Accrued interest payable		243,000
Other liabilities		17,822,000
Total liabilities assumed		1,234,723,000
Net assets acquired		85,325,000
Deferred income taxes, net		0
Commonwealth [Member] | As Recorded By Acquiree [Member] | Core Deposits [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles		0
Commonwealth [Member] | As Recorded By Acquiree [Member] | Customer Lists [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles		0
Commonwealth [Member] | As Recorded By Acquiree [Member] | Cash [Member]
Cash and due from banks		380,450,000
Commonwealth [Member] | As Adjusted By Acquirer [Member]
Mortgage loans held for sale	[2]	0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	[1],[2],[3]	(416,000)
Federal Home Loan Bank stock, at cost	[2]	0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Gross	[2],[4]	(13,147,000)
Allowance for credits losses on loans		6,152,000	[2],[5]						(6,152,000)
Net loans	[2]	(6,995,000)
Premises and equipment, net	[2],[6]	4,009,000
Accrued interest receivable	[2]	0
Goodwill, Ending Balance	[2],[7]	(5,412,000)
Mortgage servicing rights	[2],[8]	3,289,000
Deferred income taxes, net	[2],[9]	(3,727,000)
Other assets	[2],[10]	(1,065,000)
Total assets acquired	[2]	16,767,000
Non-interest bearing	[2]	0
Interest bearing	[2],[11]	371,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits	[2]	371,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Securities Sold under Repurchase Agreement	[2]	0
Subordinated debentures	[2],[12]	(794,000)
Line of credit	[2]	0
Accrued interest payable	[2]	0
Other liabilities	[2],[13]	1,296,000
Total liabilities assumed	[2]	873,000
Net assets acquired	[2]	15,894,000
Deferred income taxes, net	[2],[9]	3,727,000
Commonwealth [Member] | As Adjusted By Acquirer [Member] | Core Deposits [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	[2],[14]	12,724,000
Commonwealth [Member] | As Adjusted By Acquirer [Member] | Customer Lists [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	[2],[15]	14,360,000
Commonwealth [Member] | As Adjusted By Acquirer [Member] | Cash [Member]
Cash and due from banks	[2]	$ 0
Kentucky Bancshares [Member]
Mortgage loans held for sale				$ 3,071,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities				395,862,000
Federal Home Loan Bank stock, at cost				7,072,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Gross				755,175,000
Allowance for credits losses on loans				(6,757)					(6,757,000)
Net loans				748,418,000
Premises and equipment, net				21,040,000
Accrued interest receivable				4,939,000
Goodwill, Ending Balance						$ 123,317,000		123,317,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles				4,403,000
Mortgage servicing rights				1,662,000
Deferred income taxes, net				(2,341,000)
Other assets				4,485,000
Total assets acquired				1,266,010,000
Non-interest bearing				359,544,000
Interest bearing				679,674,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits				1,039,218,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Securities Sold under Repurchase Agreement				11,360,000
Accrued interest payable				505,000
Other liabilities				14,227,000
Total liabilities assumed				1,156,381,000
Net assets acquired				109,629,000
Consideration for common stock				204,670,000
Consideration paid in acquisition				28,276,000
Total consideration paid				232,946,000
Goodwill				123,317,000
Bank owned life insurance				18,909,000
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Intangibles	[16],[17]			999,000
Other real estate owned				551,000
Deferred income taxes, net				2,341,000
Deferred income taxes, net	[17],[18]			(230,000)
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Prepaid and Other Assets				(70,000)	[17],[19]			(70,000)
Total assets acquired, adjustment	[17]			699,000
Federal Home Loan Bank advances				91,071,000
Kentucky Bancshares [Member] | Core Deposits [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles				4,400,000
Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Intangibles								$ 999,000
Kentucky Bancshares [Member] | Cash [Member]
Cash and due from banks				53,257,000
Kentucky Bancshares [Member] | As Recorded By Acquiree [Member]
Mortgage loans held for sale				3,071,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities				396,157,000
Federal Home Loan Bank stock, at cost				7,072,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Gross				755,932,000
Allowance for credits losses on loans				(9,491)					(9,491,000)
Net loans				746,441,000
Premises and equipment, net				27,401,000
Accrued interest receivable				4,939,000
Goodwill, Ending Balance				14,001,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles				0
Mortgage servicing rights				1,628,000
Deferred income taxes, net				(1,856,000)
Other assets				6,421,000
Total assets acquired				1,281,827,000
Non-interest bearing				359,544,000
Interest bearing				678,528,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits				1,038,072,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Securities Sold under Repurchase Agreement				11,360,000
Accrued interest payable				505,000
Other liabilities				16,231,000
Total liabilities assumed				1,154,749,000
Net assets acquired				127,078,000
Bank owned life insurance				18,909,000
Other real estate owned				674,000
Deferred income taxes, net				1,856,000
Federal Home Loan Bank advances				88,581,000
Kentucky Bancshares [Member] | As Recorded By Acquiree [Member] | Cash [Member]
Cash and due from banks				53,257,000
Kentucky Bancshares [Member] | As Adjusted By Acquirer [Member]
Mortgage loans held for sale	[17]			0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	[17],[20]			(295,000)
Federal Home Loan Bank stock, at cost	[17]			0
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Gross				(757,000)	[17],[21]				(757,000)
Allowance for credits losses on loans				2,734	[17],[22]				$ (2,734,000)
Net loans	[17]			1,977,000
Premises and equipment, net	[6],[17]			(6,361,000)
Accrued interest receivable	[17]			0
Goodwill, Ending Balance	[17],[23]			(14,001,000)
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	[16],[17]			3,404,000
Mortgage servicing rights	[17],[24]			34,000
Deferred income taxes, net	[17],[18]			(715,000)
Other assets	[17],[19]			(1,866,000)
Total assets acquired	[17]			(16,516,000)
Non-interest bearing	[17]			0
Interest bearing	[11],[17]			1,146,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits	[17]			1,146,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Securities Sold under Repurchase Agreement	[17]			0
Accrued interest payable	[17]			0
Other liabilities	[17],[25]			(2,004,000)
Total liabilities assumed	[17]			1,632,000
Net assets acquired	[17]			(18,148,000)
Bank owned life insurance	[17]			0
Other real estate owned	[17],[26]			(123,000)
Deferred income taxes, net	[17],[18]			715,000
Federal Home Loan Bank advances	[17],[27]			2,490,000
Kentucky Bancshares [Member] | As Adjusted By Acquirer [Member] | Cash [Member]
Cash and due from banks	[17]			$ 0
[1]	As of acquisition date, securities with a fair value of $162 million were classified as HTM.
[2]	See the following page for explanations or individual fair value and provisional period adjustments.
[3]	Adjustment based on Bancorp’s evaluation of the acquired investment portfolio.
[4]	Adjustments to loans to reflect estimated fair value adjustments, including the following: (in thousands) Fair value adjustment - acquired non PCD loans $ (9,216 ) Fair value adjustment - acquired PCD loans (4,094 ) Eliminate unrecognized loan fees on acquired loans and fair value hedge 163 Net loan fair value adjustments $ (13,147 )
[5]	The net adjustment to allowance for credit losses includes the following: (in thousands) Reversal of historical CB allowance for credit losses on loans $ (16,102 ) Estimate of lifetime credit losses for PCD loans 9,950 Net change in allowance for credit losses $ (6,152 )
[6]	Adjustment to premises and equipment to reflect the estimated fair value of acquired premises and equipment and right of use assets.
[7]	Elimination of the historical CB goodwill.
[8]	Adjustment to reflect the estimated fair value of MSRs.
[9]	Adjustment to net DTAs associated with the effects of the purchase accounting adjustments.
[10]	Adjustment to other assets to reflect the estimated fair value of prepaid and other assets.
[11]	Adjustment to deposits to reflect the estimated fair value of time deposits in interest rates, which was based primarily on an analysis of current market interest rates and maturity dates.
[12]	Adjustment to reflect the estimated fair value of subordinated debentures for differences in interest rates, which was based primarily on an analysis of current market interest rates and maturity dates.
[13]	Adjustment to other liabilities to establish the reserve for unfunded loan commitments under CECL, operating lease liabilities and various accrual adjustments.
[14]	Calculation of CDI related to the acquisition.
[15]	Calculation of Customer Lists Intangibles related to the acquisition.
[16]	Calculation of core deposit intangible related to the acquisition. During the third quarter of 2021, a recast adjustment of $999,000 was recorded based on revised inputs used in the calculation of the CDI attributed to KB, resulting in an increased intangible value.
[17]	See the following page for explanations or individual fair value and recast adjustments.
[18]	Adjustment to net deferred tax assets associated with the effects of the purchase accounting adjustments.
[19]	Adjustment to other assets to reflect the estimated fair value of prepaid and other assets. During the third quarter of 2021, a recast adjustment of $70,000 was recorded for the write off of miscellaneous mortgage servicing fees accrued in other assets by KB at acquisition, resulting in a reduction to other assets.
[20]	Adjustment based on Bancorp’s evaluation of the acquired investment portfolio. Bancorp sold approximately $91 million in AFS debt securities shortly after acquisition.
[21]	Adjustments to loans to reflect estimated fair value adjustments, including the following: (in thousands) Fair value adjustment - acquired non PCD loans $ 228 Fair value adjustment - acquired PCD loans (735 ) Eliminate unrecognized loan fees on acquired loans and fair value hedge (250 ) Net loan fair value adjustments $ (757 )
[22]	The net adjustment to allowance for credit losses includes the following: (in thousands) Reversal of historical KB allowance for credit losses on loans $ 9,491 Estimate of lifetime credit losses for PCD loans (6,757 ) Net change in allowance for credit losses $ 2,734
[23]	Elimination of the historical KB goodwill of $14.0 million at the closing date.
[24]	Adjustment to reflect the estimated fair value of mortgage servicing rights.
[25]	Adjustment to other liabilities to establish the reserve for unfunded loan commitments under CECL and various accrual adjustments.
[26]	Adjustment to reflect the estimated fair value of other real estate owned.
[27]	Adjustment to reflect the estimated fair value of Federal Home Loan Bank advances for differences in interest rates, which was based primarily on an analysis of current market interest rates and maturity dates. All KB FHLB advances were paid off immediately upon acquisition.

Note 2 - Acquisition - Loans Fa

Note 2 - Acquisition - Loans Fair Value Adjustment (Details) - USD ($) $ in Thousands		Mar. 07, 2022	Jun. 01, 2021	May 31, 2021
Commonwealth [Member]
Net loan fair value adjustments		$ 632,404
Commonwealth [Member] | As Adjusted By Acquirer [Member]
Fair value adjustment - acquired non PCD loans		(9,216)
Fair value adjustment - acquired PCD loans		(4,094)
Eliminate unrecognized loan fees on acquired loans and fair value hedge		163
Net loan fair value adjustments	[1],[2]	$ (13,147)
Kentucky Bancshares [Member]
Net loan fair value adjustments				$ 755,175
Kentucky Bancshares [Member] | As Adjusted By Acquirer [Member]
Fair value adjustment - acquired non PCD loans			$ 228
Fair value adjustment - acquired PCD loans			(735)
Eliminate unrecognized loan fees on acquired loans and fair value hedge			(250)
Net loan fair value adjustments			$ (757)	$ (757)	[3],[4]
[1]	Adjustments to loans to reflect estimated fair value adjustments, including the following: (in thousands) Fair value adjustment - acquired non PCD loans $ (9,216 ) Fair value adjustment - acquired PCD loans (4,094 ) Eliminate unrecognized loan fees on acquired loans and fair value hedge 163 Net loan fair value adjustments $ (13,147 )
[2]	See the following page for explanations or individual fair value and provisional period adjustments.
[3]	Adjustments to loans to reflect estimated fair value adjustments, including the following: (in thousands) Fair value adjustment - acquired non PCD loans $ 228 Fair value adjustment - acquired PCD loans (735 ) Eliminate unrecognized loan fees on acquired loans and fair value hedge (250 ) Net loan fair value adjustments $ (757 )
[4]	See the following page for explanations or individual fair value and recast adjustments.

Note 2 - Acquisition - Net Adju

Note 2 - Acquisition - Net Adjustments to Allowance for Credit Losses (Details) - USD ($)	Mar. 07, 2022		Jun. 01, 2021	May 31, 2021
Commonwealth [Member]
Allowance for credits losses on loans	$ (9,950,000)		$ (9,950,000)
Allowance for credits losses on loans	9,950,000		9,950,000
Commonwealth [Member] | As Recorded By Acquiree [Member]
Allowance for credits losses on loans	(16,102,000)		(16,102)
Allowance for credits losses on loans	16,102,000		16,102
Commonwealth [Member] | As Adjusted By Acquirer [Member]
Allowance for credits losses on loans	6,152,000	[1],[2]	(6,152,000)
Allowance for credits losses on loans	$ (6,152,000)	[1],[2]	6,152,000
Kentucky Bancshares [Member]
Allowance for credits losses on loans			(6,757,000)	$ (6,757)
Allowance for credits losses on loans			6,757,000	6,757
Kentucky Bancshares [Member] | As Recorded By Acquiree [Member]
Allowance for credits losses on loans			(9,491,000)	(9,491)
Allowance for credits losses on loans			9,491,000	9,491
Kentucky Bancshares [Member] | As Adjusted By Acquirer [Member]
Allowance for credits losses on loans			(2,734,000)	2,734	[3],[4]
Allowance for credits losses on loans			$ 2,734,000	$ (2,734)	[3],[4]
[1]	See the following page for explanations or individual fair value and provisional period adjustments.
[2]	The net adjustment to allowance for credit losses includes the following: (in thousands) Reversal of historical CB allowance for credit losses on loans $ (16,102 ) Estimate of lifetime credit losses for PCD loans 9,950 Net change in allowance for credit losses $ (6,152 )
[3]	See the following page for explanations or individual fair value and recast adjustments.
[4]	The net adjustment to allowance for credit losses includes the following: (in thousands) Reversal of historical KB allowance for credit losses on loans $ 9,491 Estimate of lifetime credit losses for PCD loans (6,757 ) Net change in allowance for credit losses $ 2,734

Note 2 - Acquisition - Unaudite

Note 2 - Acquisition - Unaudited Pro Forma Information (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
Commonwealth [Member]
Net interest income		$ 53,793	$ 46,758
Provision for credit losses	[1]	(2,150)	(1,175)
Non-interest income		22,143	25,866
Non-interest expense	[2]	47,289	40,857
Income before taxes		30,797	32,942
Income tax expense		6,467	6,918
Net income		24,330	26,024
Less net income attributed to noncontrolling interest		51	80
Net income available to stockholders		$ 24,279	$ 25,944
Basic (in dollars per share)		$ 0	$ 1.03
Diluted (in dollars per share)		$ 0	$ 1.02
Basic weighted average shares outstanding (in shares)		29,056	25,186
Diluted weighted average shares outstanding (in shares)		29,364	25,429
Kentucky Bancshares [Member]
Net interest income		$ 48,760	$ 46,578
Provision for credit losses		2,279	(1,375)
Non-interest income		19,203	18,012
Non-interest expense	[3]	56,297	34,546
Income before taxes		9,387	31,419
Income tax expense		1,445	5,953
Net income		7,942	25,466
Less net income attributed to noncontrolling interest		36	0
Net income available to stockholders		$ 7,906	$ 25,466
Basic (in dollars per share)		$ 0.29	$ 0.96
Diluted (in dollars per share)		$ 0.29	$ 0.95
Basic weighted average shares outstanding (in shares)		27,230	26,425
Diluted weighted average shares outstanding (in shares)		27,485	26,668
[1]	Excludes $4.4 million in merger related credit loss expense for the three months ended March 31, 2022, respectively.
[2]	Excludes $24.1 million in pre-tax merger expenses for the three months ended March 31, 2022, respectively.
[3]	Excludes $400,000 in pre-tax merger expenses for the three months ended March 31, 2021, respectively.

Note 3 - Investment Securitie_2

Note 3 - Investment Securities (Details Textual)		May 31, 2021USD ($)	Mar. 31, 2022USD ($)	Mar. 31, 2021USD ($)	Mar. 07, 2022USD ($)	Dec. 31, 2021USD ($)
Debt Securities, Held-to-Maturity, Number of Securities			0
Debt Securities, Held-to-Maturity, Allowance for Credit Loss, Ending Balance			$ 0			$ 0
Debt Securities, Held-to-Maturity, Nonaccrual			0
Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss			$ 771,000			$ 0
Debt Securities, Available-for-sale, Number of Positions Sold			3
Proceeds from Sale of Debt Securities, Available-for-sale		$ 91,000,000	$ 2,111,000	$ 0
Debt Securities, Available-for-Sale, Gain (Loss), Total			(92,000)
Debt Securities, Available-for-Sale, Allowance for Credit Loss, Ending Balance			$ 0
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions			448			227
Collateral Pledged [Member]
Debt Securities, Available-for-Sale, Restricted			$ 1,100,000			$ 879,000,000
Commonwealth [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Assets, Marketable Securities	[1]				$ 246,793,000
Other Assets [Member]
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss, Total			3,000,000			$ 3,000,000
Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss			$ 1,000,000
[1]	As of acquisition date, securities with a fair value of $162 million were classified as HTM.

Note 3 - Investment Securitie_3

Note 3 - Investment Securities - Available-for-sale Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities available-for-sale, amortized cost	$ 1,225,815	$ 1,190,379
Securities available-for-sale, unrealized gains	698	5,281
Securities available-for-sale, unrealized losses	(76,158)	(15,362)
Securities available-for-sale, fair value	1,150,355	1,180,298
US Treasury Securities and US Government Agencies Debt Securities [Member]
Securities available-for-sale, amortized cost	121,819	123,753
Securities available-for-sale, unrealized gains	0	0
Securities available-for-sale, unrealized losses	(5,481)	(1,252)
Securities available-for-sale, fair value	116,338	122,501
US Government-sponsored Enterprises Debt Securities [Member]
Securities available-for-sale, amortized cost	126,467	132,760
Securities available-for-sale, unrealized gains	525	2,497
Securities available-for-sale, unrealized losses	(2,341)	(236)
Securities available-for-sale, fair value	124,651	135,021
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available-for-sale, amortized cost	820,452	857,283
Securities available-for-sale, unrealized gains	137	2,495
Securities available-for-sale, unrealized losses	(61,176)	(13,154)
Securities available-for-sale, fair value	759,413	846,624
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, amortized cost	150,824	75,488
Securities available-for-sale, unrealized gains	36	289
Securities available-for-sale, unrealized losses	(7,025)	(702)
Securities available-for-sale, fair value	143,835	75,075
Other Debt Obligations [Member]
Securities available-for-sale, amortized cost	6,253	1,095
Securities available-for-sale, unrealized gains	0	0
Securities available-for-sale, unrealized losses	(135)	(18)
Securities available-for-sale, fair value	$ 6,118	$ 1,077

Note 3 - Investment Securitie_4

Note 3 - Investment Securities - Held to Maturity Securities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities held-to-maturity, carrying value	$ 548,191	$ 0
Securities held-to-maturity, gains	24
Securities held-to-maturity, losses	(12,408)
Debt Securities, Held-to-Maturity, Fair Value, Total	535,807	0
Held to maturity debt securities (fair value of $535,807 in 2022 and $0 in 2021, respectively)	548,191	0
Held to maturity debt securities, fair value	535,807	$ 0
US Treasury Securities and US Government Agencies Debt Securities [Member]
Securities held-to-maturity, carrying value	277,491
Securities held-to-maturity, gains	0
Securities held-to-maturity, losses	(1,922)
Debt Securities, Held-to-Maturity, Fair Value, Total	275,569
Held to maturity debt securities (fair value of $535,807 in 2022 and $0 in 2021, respectively)	277,491
Held to maturity debt securities, fair value	275,569
US Government-sponsored Enterprises Debt Securities [Member]
Securities held-to-maturity, carrying value	27,996
Securities held-to-maturity, gains	17
Securities held-to-maturity, losses	(195)
Debt Securities, Held-to-Maturity, Fair Value, Total	27,818
Held to maturity debt securities (fair value of $535,807 in 2022 and $0 in 2021, respectively)	27,996
Held to maturity debt securities, fair value	27,818
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities held-to-maturity, carrying value	242,704
Securities held-to-maturity, gains	7
Securities held-to-maturity, losses	(10,291)
Debt Securities, Held-to-Maturity, Fair Value, Total	232,420
Held to maturity debt securities (fair value of $535,807 in 2022 and $0 in 2021, respectively)	242,704
Held to maturity debt securities, fair value	232,420
US States and Political Subdivisions Debt Securities [Member]
Securities held-to-maturity, carrying value	0
Securities held-to-maturity, gains	0
Securities held-to-maturity, losses	0
Debt Securities, Held-to-Maturity, Fair Value, Total	0
Held to maturity debt securities (fair value of $535,807 in 2022 and $0 in 2021, respectively)	0
Held to maturity debt securities, fair value	0
Other Debt Obligations [Member]
Securities held-to-maturity, carrying value	0
Securities held-to-maturity, gains	0
Securities held-to-maturity, losses	0
Debt Securities, Held-to-Maturity, Fair Value, Total	0
Held to maturity debt securities (fair value of $535,807 in 2022 and $0 in 2021, respectively)	0
Held to maturity debt securities, fair value	$ 0

Note 3 - Investment Securitie_5

Note 3 - Investment Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Due within one year, AFS, amortized cost	$ 8,688
Due within one year, AFS, fair value	8,668
Due within one year, HTM, carrying value	60,025
Due within one year, HTM, fair value	60,024
Due after one year but within five years, AFS, amortized cost	160,345
Due after one year but within five years, AFS, fair value	154,123
Due after one year but within five years, HTM, carrying value	217,974
Due after one year but within five years, HTM, fair value	216,038
Due after five years but within 10 years, AFS, amortized cost	56,839
Due after five years but within 10 years, AFS, fair value	54,292
Due after five years but within 10 years, HTM, carrying value	26,679
Due after five years but within 10 years, HTM, fair value	26,515
Due after 10 years, AFS, amortized cost	179,491
Due after 10 years, AFS, fair value	173,859
Due after 10 years, HTM, carrying value	809
Due after 10 years, HTM, fair value	810
Mortgage-backed securities – government agencies, AFS, amortized cost	820,452
Mortgage-backed securities – government agencies, AFS, fair value	759,413
Mortgage backed securities - government agencies, HTM, carrying value	242,704
Mortgage backed securities - government agencies, HTM, fair value	232,420
Total available for sale debt securities, amortized cost	1,225,815	$ 1,190,379
Total available for sale debt securities, fair value	1,150,355	1,180,298
Total held to maturity debt securities, carrying value	548,191
Total held to maturity debt securities, fair value	$ 535,807	$ 0

Note 3 - Investment Securitie_6

Note 3 - Investment Securities - Securities With Unrealized Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities available-for-sale, less than 12 months, fair value	$ 820,786	$ 808,870
Securities available-for-sale, less than 12 months, unrealized losses	(48,314)	(12,206)
Securities available-for-sale, 12 months or more, fair value	265,088	103,568
Securities available-for-sale, 12 months or more, unrealized losses	(27,844)	(3,156)
Securities available-for-sale, fair value	1,085,874	912,438
Securities available-for-sale, unrealized losses	(76,158)	(15,362)
US Treasury Securities and US Government Agencies Debt Securities [Member]
Securities available-for-sale, less than 12 months, fair value	116,338	122,501
Securities available-for-sale, less than 12 months, unrealized losses	(5,481)	(1,252)
Securities available-for-sale, 12 months or more, fair value	0	0
Securities available-for-sale, 12 months or more, unrealized losses	0	0
Securities available-for-sale, fair value	116,338	122,501
Securities available-for-sale, unrealized losses	(5,481)	(1,252)
US Government-sponsored Enterprises Debt Securities [Member]
Securities available-for-sale, less than 12 months, fair value	94,099	23,789
Securities available-for-sale, less than 12 months, unrealized losses	(2,334)	(223)
Securities available-for-sale, 12 months or more, fair value	243	447
Securities available-for-sale, 12 months or more, unrealized losses	(7)	(13)
Securities available-for-sale, fair value	94,342	24,236
Securities available-for-sale, unrealized losses	(2,341)	(236)
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available-for-sale, less than 12 months, fair value	482,129	615,130
Securities available-for-sale, less than 12 months, unrealized losses	(33,441)	(10,027)
Securities available-for-sale, 12 months or more, fair value	263,942	102,637
Securities available-for-sale, 12 months or more, unrealized losses	(27,735)	(3,127)
Securities available-for-sale, fair value	746,071	717,767
Securities available-for-sale, unrealized losses	(61,176)	(13,154)
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, less than 12 months, fair value	122,102	46,493
Securities available-for-sale, less than 12 months, unrealized losses	(6,923)	(686)
Securities available-for-sale, 12 months or more, fair value	903	484
Securities available-for-sale, 12 months or more, unrealized losses	(102)	(16)
Securities available-for-sale, fair value	123,005	46,977
Securities available-for-sale, unrealized losses	(7,025)	(702)
Other Debt Obligations [Member]
Securities available-for-sale, less than 12 months, fair value	6,118	957
Securities available-for-sale, less than 12 months, unrealized losses	(135)	(18)
Securities available-for-sale, 12 months or more, fair value	0	0
Securities available-for-sale, 12 months or more, unrealized losses	0	0
Securities available-for-sale, fair value	6,118	957
Securities available-for-sale, unrealized losses	$ (135)	$ (18)

Note 4 - Loans and Allowance _3

Note 4 - Loans and Allowance for Credit Losses on Loans (Details Textual) Pure in Thousands		3 Months Ended
		Mar. 31, 2022USD ($)	Mar. 31, 2021USD ($)	Mar. 07, 2022USD ($)	Dec. 31, 2021USD ($)
Financing Receivable, Accrued Interest, after Allowance for Credit Loss		$ 12,000,000			$ 11,000,000
Loans and Leases Receivable, Net of Deferred Income	[1],[2]	4,847,683,000			4,169,303,000
Loans and Leases Receivable, Related Parties, Ending Balance		65,000,000			54,000,000
Financing Receivable, Purchased with Credit Deterioration, Interest Income		459,000	$ 0
Financing Receivable, Nonaccrual, Interest Income		$ 0	$ 0
Financing Receivable, Modifications, Number of Contracts		0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts		0	0
Mortgage Loans in Process of Foreclosure, Amount		$ 1,200,000			917,000
Asset Pledged as Collateral [Member] | Federal Home Loan Bank Advances [Member]
Loans and Leases Receivable, Net of Deferred Income		$ 2,700,000,000			$ 2,200,000,000
Commonwealth [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans, Gross				$ 632,404,000
[1]	Pursuant to the CARES Act, loan deferrals granted to borrowers experiencing business interruptions related to the pandemic were not classified as TDRs and not included in past due and/or non-performing loan statistics. As of March 31, 2022 and December 31, 2021, outstanding CARES Act loan deferrals of $165,000 and $169,000 are reflected as current, respectively.
[2]	Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs.

Note 4 - Loans and Allowance _4

Note 4 - Loans and Allowance for Credit Losses on Loans - Loans by Loan Portfolio Class (Details) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Loans	[1],[2]	$ 4,847,683	$ 4,169,303
Home Equity Line of Credit [Member]
Loans	[1]	186,024	138,976
Credit Card Receivable [Member]
Loans		20,732	17,087
Commercial Real Estate Portfolio Segment [Member]
Loans	[1]	2,200,814	1,806,649
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Loans	[1]	1,397,633	1,128,244
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Loans	[1]	803,181	678,405
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member]
Loans	[1]	669,241	596,710
Commercial and Industrial Portfolio Segment [Member] | Term [Member]
Loans		669,241
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member]
Loans	[1]	71,361	140,734
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member]
Loans	[1]	414,739	370,312
Total Commercial and Industrial Portfolio Segment [Member]
Loans	[1]	1,155,341	1,107,756
Residential Real Estate Portfolio Segment [Member]
Loans	[1]	789,250	681,713
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Loans	[1]	297,127	281,018
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Loans	[1]	492,123	400,695
Construction and Development [Member]
Loans	[1]	346,372	299,206
Consumer Portfolio Segment [Member]
Loans	[1]	135,198	104,294
Finance Leases Portfolio Segment [Member]
Loans	[1]	$ 13,952	$ 13,622
[1]	Pursuant to the CARES Act, loan deferrals granted to borrowers experiencing business interruptions related to the pandemic were not classified as TDRs and not included in past due and/or non-performing loan statistics. As of March 31, 2022 and December 31, 2021, outstanding CARES Act loan deferrals of $165,000 and $169,000 are reflected as current, respectively.
[2]	Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs.

Note 4 - Loans and Allowance _5

Note 4 - Loans and Allowance for Credit Losses on Loans - PCD Loans (Details) - USD ($) $ in Thousands	Mar. 07, 2022	May 31, 2021
Commonwealth [Member]
Purchase price of PCD loans at acquisition	$ 88,549
Allowance for credit losses at acquisition	(9,950)
Non-credit discount at acquisition	(4,094)
Fair value of PCD loans at acquisition	$ 74,505
Kentucky Bancshares [Member]
Purchase price of PCD loans at acquisition		$ 32,765
Allowance for credit losses at acquisition		(6,757)
Non-credit discount at acquisition		(735)
Fair value of PCD loans at acquisition		$ 25,273

Note 4 - Loans and Allowance _6

Note 4 - Loans and Allowance for Credit Losses on Loans - Allowance for Loan Losses by Portfolio Segment and Based on Impairment Evaluation Method (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Beginning balance	$ 53,898	$ 51,920
Initial Allowance on PCD Loans	9,950
Provision for credit losses	2,679	(1,200)
Charge-offs	(409)	(122)
Recoveries	949	116
Ending balance	67,067	50,714
Loans, individually evaluated for impairment	28,806		$ 12,562
Allowance for loans, individually evaluated for impairment	6,631		1,768
Real Estate [Member]
Loans, individually evaluated for impairment	21,527		11,517
Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	2,219		798
Other Collateral [Member]
Loans, individually evaluated for impairment	5,060		247
Home Equity Line of Credit [Member]
Beginning balance	1,044	895
Initial Allowance on PCD Loans	2
Provision for credit losses	421	(52)
Charge-offs	0	0
Recoveries	0	0
Ending balance	1,467	843
Loans, individually evaluated for impairment	481		646
Allowance for loans, individually evaluated for impairment	2		0
Home Equity Line of Credit [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	481		646
Home Equity Line of Credit [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0
Home Equity Line of Credit [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	25,555	26,379
Initial Allowance on PCD Loans	5,629
Provision for credit losses	729	717
Charge-offs	0	0
Recoveries	33	31
Ending balance	31,946	27,127
Loans, individually evaluated for impairment	12,942		8,372
Allowance for loans, individually evaluated for impairment	2,984		1,652
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	12,942		8,372
Commercial Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Beginning balance	15,960	19,396
Initial Allowance on PCD Loans	3,508
Provision for credit losses	1,140	635
Charge-offs	0	0
Recoveries	12	31
Ending balance	20,620	20,062
Loans, individually evaluated for impairment	4,705		720
Allowance for loans, individually evaluated for impairment	588		0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	4,705		720
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Beginning balance	9,595	6,983
Initial Allowance on PCD Loans	2,121
Provision for credit losses	(411)	82
Charge-offs	0	0
Recoveries	21	0
Ending balance	11,326	7,065
Loans, individually evaluated for impairment	8,237		7,652
Allowance for loans, individually evaluated for impairment	2,396		1,652
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	8,237		7,652
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0
Commercial and Industrial Portfolio Segment [Member]
Loans, individually evaluated for impairment	7,864		798
Allowance for loans, individually evaluated for impairment	2,760		0
Commercial and Industrial Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	752		0
Commercial and Industrial Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	2,219		798
Commercial and Industrial Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	4,893		0
Commercial and Industrial Portfolio Segment [Member] | Term [Member]
Beginning balance	8,577	8,970
Initial Allowance on PCD Loans	1,358
Provision for credit losses	567	(452)
Charge-offs	(113)	(55)
Recoveries	719	6
Ending balance	11,108	8,469
Loans, individually evaluated for impairment	3,355		598
Allowance for loans, individually evaluated for impairment	1,358		0
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	752		0
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	666		598
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	1,937		0
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member]
Beginning balance	4,802	3,614
Initial Allowance on PCD Loans	1,874
Provision for credit losses	(132)	(631)
Charge-offs	(36)	0
Recoveries	0	0
Ending balance	6,508	2,983
Loans, individually evaluated for impairment	4,509		200
Allowance for loans, individually evaluated for impairment	1,402		0
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	0		0
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	1,553		200
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	2,956		0
Total Commercial and Industrial Portfolio Segment [Member]
Beginning balance	13,379	12,584
Initial Allowance on PCD Loans	3,232
Provision for credit losses	435	(1,083)
Charge-offs	(149)	(55)
Recoveries	719	6
Ending balance	17,616	11,452
Residential Real Estate Portfolio Segment [Member]
Beginning balance	7,993	5,207
Initial Allowance on PCD Loans	590
Provision for credit losses	141	(204)
Charge-offs	(6)	(3)
Recoveries	6	1
Ending balance	8,724	5,001
Loans, individually evaluated for impairment	3,713		2,499
Allowance for loans, individually evaluated for impairment	446		116
Residential Real Estate Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	3,713		2,499
Residential Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0
Residential Real Estate Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Beginning balance	3,677	1,818
Initial Allowance on PCD Loans	0
Provision for credit losses	(319)	(110)
Charge-offs	0	0
Recoveries	3	0
Ending balance	3,361	1,708
Loans, individually evaluated for impairment	489		502
Allowance for loans, individually evaluated for impairment	116		116
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	489		502
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Beginning balance	4,316	3,389
Initial Allowance on PCD Loans	590
Provision for credit losses	460	(94)
Charge-offs	(6)	(3)
Recoveries	3	1
Ending balance	5,363	3,293
Loans, individually evaluated for impairment	3,224		1,997
Allowance for loans, individually evaluated for impairment	330		0
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	3,224		1,997
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0
Construction and Development [Member]
Beginning balance	4,789	6,119
Initial Allowance on PCD Loans	419
Provision for credit losses	656	(592)
Charge-offs	0	0
Recoveries	0	0
Ending balance	5,864	5,527
Loans, individually evaluated for impairment	3,639		0
Allowance for loans, individually evaluated for impairment	419		0
Construction and Development [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	3,639		0
Construction and Development [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0
Construction and Development [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0
Consumer Portfolio Segment [Member]
Beginning balance	772	340
Initial Allowance on PCD Loans	78
Provision for credit losses	262	41
Charge-offs	(254)	(64)
Recoveries	191	78
Ending balance	1,049	395
Loans, individually evaluated for impairment	167		247
Allowance for loans, individually evaluated for impairment	20		0
Consumer Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	0		0
Consumer Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0
Consumer Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	167		247
Finance Leases Portfolio Segment [Member]
Beginning balance	204	261
Initial Allowance on PCD Loans	0
Provision for credit losses	7	(26)
Charge-offs	0	0
Recoveries	0	0
Ending balance	211	235
Loans, individually evaluated for impairment	0		0
Allowance for loans, individually evaluated for impairment	0		0
Finance Leases Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	0		0
Finance Leases Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0
Finance Leases Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member]
Beginning balance	162	135
Initial Allowance on PCD Loans	0
Provision for credit losses	28	(1)
Charge-offs	0	0
Recoveries	0	0
Ending balance	190	$ 134
Loans, individually evaluated for impairment	0		0
Allowance for loans, individually evaluated for impairment	0		0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	0		0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	$ 0		$ 0

Note 4 - Loans and Allowance _7

Note 4 - Loans and Allowance for Credit Losses on Loans - Non-accrual Loans (Details) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Non-accrual with no allowance		$ 4,504	$ 2,375
Non-accrual loans		12,494	6,712
Troubled Debt Restructurings, excluding non-accrual loans	[1]	10	12
Past due 90-days-or-more and still accruing interest		300	684
Home Equity Line of Credit [Member]
Non-accrual with no allowance		0	0
Non-accrual loans		481	646
Troubled Debt Restructurings, excluding non-accrual loans	[1]	0	0
Past due 90-days-or-more and still accruing interest		0	0
Credit Cards [Member]
Non-accrual with no allowance		0	0
Non-accrual loans		0	0
Troubled Debt Restructurings, excluding non-accrual loans	[1]	0	0
Past due 90-days-or-more and still accruing interest		0	0
Commercial Real Estate Portfolio Segment [Member]
Non-accrual with no allowance		2,722	1,151
Non-accrual loans		5,029	2,468
Troubled Debt Restructurings, excluding non-accrual loans	[1]	0	0
Past due 90-days-or-more and still accruing interest		115	0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Non-accrual with no allowance		485	486
Non-accrual loans		1,117	720
Troubled Debt Restructurings, excluding non-accrual loans	[1]	0	0
Past due 90-days-or-more and still accruing interest		0	0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Non-accrual with no allowance		2,237	665
Non-accrual loans		3,912	1,748
Troubled Debt Restructurings, excluding non-accrual loans	[1]	0	0
Past due 90-days-or-more and still accruing interest		115	0
Commercial and Industrial Portfolio Segment [Member] | Term [Member]
Non-accrual with no allowance		490	419
Non-accrual loans		3,053	670
Troubled Debt Restructurings, excluding non-accrual loans	[1]	10	12
Past due 90-days-or-more and still accruing interest		0	0
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member]
Non-accrual with no allowance		0	0
Non-accrual loans		0	0
Troubled Debt Restructurings, excluding non-accrual loans	[1]	0	0
Past due 90-days-or-more and still accruing interest		4	592
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member]
Non-accrual with no allowance		498	0
Non-accrual loans		663	228
Troubled Debt Restructurings, excluding non-accrual loans	[1]	0	0
Past due 90-days-or-more and still accruing interest		30	56
Total Commercial and Industrial Portfolio Segment [Member]
Non-accrual with no allowance		988	419
Non-accrual loans		3,716	898
Troubled Debt Restructurings, excluding non-accrual loans	[1]	10	12
Past due 90-days-or-more and still accruing interest		34	648
Residential Real Estate Portfolio Segment [Member]
Non-accrual with no allowance		794	805
Non-accrual loans		2,918	2,290
Troubled Debt Restructurings, excluding non-accrual loans	[1]	0	0
Past due 90-days-or-more and still accruing interest		0	36
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Non-accrual with no allowance		0	0
Non-accrual loans		282	293
Troubled Debt Restructurings, excluding non-accrual loans	[1]	0	0
Past due 90-days-or-more and still accruing interest		0	0
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Non-accrual with no allowance		794	805
Non-accrual loans		2,636	1,997
Troubled Debt Restructurings, excluding non-accrual loans	[1]	0	0
Past due 90-days-or-more and still accruing interest		0	36
Construction and Development [Member]
Non-accrual with no allowance		0	0
Non-accrual loans		0	0
Troubled Debt Restructurings, excluding non-accrual loans	[1]	0	0
Past due 90-days-or-more and still accruing interest		0	0
Consumer Portfolio Segment [Member]
Non-accrual with no allowance		0	0
Non-accrual loans		350	410
Troubled Debt Restructurings, excluding non-accrual loans	[1]	0	0
Past due 90-days-or-more and still accruing interest		151	0
Finance Leases Portfolio Segment [Member]
Non-accrual with no allowance		0	0
Non-accrual loans		0	0
Troubled Debt Restructurings, excluding non-accrual loans	[1]	0	0
Past due 90-days-or-more and still accruing interest		$ 0	$ 0
[1]	Does not included TDRs captured in the non-accrual column.

Note 4 - Loans and Allowance _8

Note 4 - Loans and Allowance for Credit Losses on Loans - Aging of the Recorded Investment in Loans (Details) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Loans	[1],[2]	$ 4,847,683	$ 4,169,303
Financial Asset, Not Past Due [Member]
Loans	[1]	4,836,516	4,158,267
Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	4,384	4,596
Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	2,605	1,314
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	4,178	5,126
Financial Asset, Past Due [Member]
Loans	[1]	11,167	11,036
Home Equity Line of Credit [Member]
Loans	[1]	186,024	138,976
Home Equity Line of Credit [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	185,461	138,141
Home Equity Line of Credit [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	139	279
Home Equity Line of Credit [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	170	47
Home Equity Line of Credit [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	254	509
Home Equity Line of Credit [Member] | Financial Asset, Past Due [Member]
Loans	[1]	563	835
Credit Card Receivable [Member]
Loans		20,732	17,087
Commercial Real Estate Portfolio Segment [Member]
Loans	[1]	2,200,814	1,806,649
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	2,197,316	1,804,679
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	623	360
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	1,643	408
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	1,232	1,202
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans	[1]	3,498	1,970
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Loans	[1]	1,397,633	1,128,244
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	1,396,660	1,127,448
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	338	0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	0	81
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	635	715
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, Past Due [Member]
Loans	[1]	973	796
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Loans	[1]	803,181	678,405
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	800,656	677,231
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	285	360
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	1,643	327
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	597	487
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, Past Due [Member]
Loans	[1]	2,525	1,174
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member]
Loans	[1]	669,241	596,710
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	668,218	595,070
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	248	1,032
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	290	44
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	485	564
Commercial and Industrial Portfolio Segment [Member] | Term, Excluding PPP [Member] | Financial Asset, Past Due [Member]
Loans	[1]	1,023	1,640
Commercial and Industrial Portfolio Segment [Member] | Term [Member]
Loans		669,241
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member]
Loans	[1]	71,361	140,734
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Financial Asset, Not Past Due [Member] | Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member]
Loans	[1]	71,237	139,718
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member]
Loans	[1]	118	128
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member]
Loans	[1]	2	296
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member]
Loans	[1]	4	592
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Financial Asset, Past Due [Member] | Small Business Administration (SBA), CARES Act, Paycheck Protection Program [Member]
Loans	[1]	124	1,016
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member]
Loans	[1]	414,739	370,312
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	414,143	369,963
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	466	271
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	100	22
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	30	56
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Financial Asset, Past Due [Member]
Loans	[1]	596	349
Total Commercial and Industrial Portfolio Segment [Member]
Loans	[1]	1,155,341	1,107,756
Total Commercial and Industrial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	1,153,598	1,104,751
Total Commercial and Industrial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	832	1,431
Total Commercial and Industrial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	392	362
Total Commercial and Industrial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	519	1,212
Total Commercial and Industrial Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans	[1]	1,743	3,005
Residential Real Estate Portfolio Segment [Member]
Loans	[1]	789,250	681,713
Residential Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	784,623	677,672
Residential Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	2,435	1,802
Residential Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	369	395
Residential Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	1,823	1,844
Residential Real Estate Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans	[1]	4,627	4,041
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Loans	[1]	297,127	281,018
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	296,351	280,257
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	316	403
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	365	258
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	95	100
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Financial Asset, Past Due [Member]
Loans	[1]	776	761
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Loans	[1]	492,123	400,695
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	488,272	397,415
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	2,119	1,399
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	4	137
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	1,728	1,744
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Financial Asset, Past Due [Member]
Loans	[1]	3,851	3,280
Construction and Development [Member]
Loans	[1]	346,372	299,206
Construction and Development [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	346,372	299,206
Construction and Development [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	0	0
Construction and Development [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	0	0
Construction and Development [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	0	0
Construction and Development [Member] | Financial Asset, Past Due [Member]
Loans	[1]	0	0
Consumer Portfolio Segment [Member]
Loans	[1]	135,198	104,294
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	134,490	103,109
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	327	724
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	31	102
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	350	359
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans	[1]	708	1,185
Finance Leases Portfolio Segment [Member]
Loans	[1]	13,952	13,622
Finance Leases Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	13,952	13,622
Finance Leases Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	0	0
Finance Leases Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	0	0
Finance Leases Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	0	0
Finance Leases Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Loans	[1]	0	0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member]
Loans	[1]	20,732	17,087
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, Not Past Due [Member]
Loans	[1]	20,704	17,087
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	[1]	28	0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	[1]	0	0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	[1]	0	0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Financial Asset, Past Due [Member]
Loans	[1]	$ 28	$ 0
[1]	Pursuant to the CARES Act, loan deferrals granted to borrowers experiencing business interruptions related to the pandemic were not classified as TDRs and not included in past due and/or non-performing loan statistics. As of March 31, 2022 and December 31, 2021, outstanding CARES Act loan deferrals of $165,000 and $169,000 are reflected as current, respectively.
[2]	Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs.

Note 4 - Loans and Allowance _9

Note 4 - Loans and Allowance for Credit Losses on Loans - Internally Assigned Risk Grades of Loans (Details) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Current Fiscal Year		$ 367,996	$ 1,507,933
Fiscal Year before Current Fiscal Year		1,480,407	956,153
Two Years before Current Fiscal Year		942,489	431,003
Three Years before Current Fiscal Year		549,212	274,491
Four Years before Current Fiscal Year		292,124	186,434
More than Five Years before Current Fiscal Year		522,898	238,164
Revolving		692,557	575,125
Loans	[1],[2]	4,847,683	4,169,303
Revolving, Converted to Term Loan			4,169,303
Pass [Member]
Current Fiscal Year		358,015	1,490,899
Fiscal Year before Current Fiscal Year		1,465,578	945,719
Two Years before Current Fiscal Year		929,642	396,013
Three Years before Current Fiscal Year		500,165	268,733
Four Years before Current Fiscal Year		286,061	180,732
More than Five Years before Current Fiscal Year		496,584	226,502
Revolving		673,056	563,672
Loans		4,709,101
Revolving, Converted to Term Loan			4,072,270
Special Mention [Member]
Current Fiscal Year		3,347	6,058
Fiscal Year before Current Fiscal Year		8,241	4,358
Two Years before Current Fiscal Year		3,956	24,061
Three Years before Current Fiscal Year		23,560	3,983
Four Years before Current Fiscal Year		3,430	1,969
More than Five Years before Current Fiscal Year		7,499	2,205
Revolving		15,925	7,264
Loans		65,958
Revolving, Converted to Term Loan			49,898
Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		6,632	9,395
Fiscal Year before Current Fiscal Year		3,009	5,087
Two Years before Current Fiscal Year		6,062	10,568
Three Years before Current Fiscal Year		25,004	1,451
Four Years before Current Fiscal Year		2,342	2,395
More than Five Years before Current Fiscal Year		14,617	8,218
Revolving		2,464	3,309
Loans		60,130
Revolving, Converted to Term Loan			40,423
Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		2	1,581
Fiscal Year before Current Fiscal Year		3,579	989
Two Years before Current Fiscal Year		2,829	361
Three Years before Current Fiscal Year		483	324
Four Years before Current Fiscal Year		291	1,338
More than Five Years before Current Fiscal Year		4,198	1,239
Revolving		1,112	880
Loans		12,494
Revolving, Converted to Term Loan			6,712
Doubtful [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Credit Card Receivable [Member]
Loans		20,732	17,087
Commercial Real Estate Portfolio Segment [Member]
Loans	[1]	2,200,814	1,806,649
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Current Fiscal Year		120,436	388,374
Fiscal Year before Current Fiscal Year		416,746	302,322
Two Years before Current Fiscal Year		294,300	154,148
Three Years before Current Fiscal Year		225,963	86,638
Four Years before Current Fiscal Year		100,462	86,055
More than Five Years before Current Fiscal Year		212,227	90,894
Revolving		27,499	19,813
Loans	[1]	1,397,633	1,128,244
Revolving, Converted to Term Loan			1,128,244
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member]
Current Fiscal Year		116,262	381,014
Fiscal Year before Current Fiscal Year		410,510	298,177
Two Years before Current Fiscal Year		288,703	134,286
Three Years before Current Fiscal Year		198,413	86,638
Four Years before Current Fiscal Year		100,462	85,110
More than Five Years before Current Fiscal Year		198,073	81,635
Revolving		21,294	19,465
Loans		1,333,717
Revolving, Converted to Term Loan			1,086,325
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member]
Current Fiscal Year		0	3,186
Fiscal Year before Current Fiscal Year		5,938	2,666
Two Years before Current Fiscal Year		2,363	19,784
Three Years before Current Fiscal Year		19,387	0
Four Years before Current Fiscal Year		0	353
More than Five Years before Current Fiscal Year		5,601	1,619
Revolving		6,105	248
Loans		39,394
Revolving, Converted to Term Loan			27,856
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		4,174	4,174
Fiscal Year before Current Fiscal Year		298	1,440
Two Years before Current Fiscal Year		3,195	0
Three Years before Current Fiscal Year		8,163	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		7,475	7,629
Revolving		100	100
Loans		23,405
Revolving, Converted to Term Loan			13,343
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	39
Two Years before Current Fiscal Year		39	78
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	592
More than Five Years before Current Fiscal Year		1,078	11
Revolving		0	0
Loans		1,117
Revolving, Converted to Term Loan			720
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Current Fiscal Year		46,465	211,536
Fiscal Year before Current Fiscal Year		219,454	197,407
Two Years before Current Fiscal Year		210,307	100,631
Three Years before Current Fiscal Year		121,653	76,806
Four Years before Current Fiscal Year		81,807	35,878
More than Five Years before Current Fiscal Year		112,404	44,945
Revolving		11,091	11,202
Loans	[1]	803,181	678,405
Revolving, Converted to Term Loan			678,405
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member]
Current Fiscal Year		44,171	203,545
Fiscal Year before Current Fiscal Year		213,962	192,322
Two Years before Current Fiscal Year		205,034	91,078
Three Years before Current Fiscal Year		110,962	75,062
Four Years before Current Fiscal Year		79,334	33,713
More than Five Years before Current Fiscal Year		108,379	44,364
Revolving		7,833	9,236
Loans		769,675
Revolving, Converted to Term Loan			649,320
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member]
Current Fiscal Year		0	1,681
Fiscal Year before Current Fiscal Year		1,681	1,480
Two Years before Current Fiscal Year		1,470	3,568
Three Years before Current Fiscal Year		3,346	469
Four Years before Current Fiscal Year		442	1,506
More than Five Years before Current Fiscal Year		812	124
Revolving		2,859	570
Loans		10,610
Revolving, Converted to Term Loan			9,398
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		2,294	5,051
Fiscal Year before Current Fiscal Year		2,617	3,605
Two Years before Current Fiscal Year		1,811	5,985
Three Years before Current Fiscal Year		7,345	1,275
Four Years before Current Fiscal Year		2,031	627
More than Five Years before Current Fiscal Year		2,487	0
Revolving		399	1,396
Loans		18,984
Revolving, Converted to Term Loan			17,939
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0	1,259
Fiscal Year before Current Fiscal Year		1,194	0
Two Years before Current Fiscal Year		1,992	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	32
More than Five Years before Current Fiscal Year		726	457
Revolving		0	0
Loans		3,912
Revolving, Converted to Term Loan			1,748
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member]
Current Fiscal Year			33,875
Fiscal Year before Current Fiscal Year			8,352
Two Years before Current Fiscal Year			13,019
Three Years before Current Fiscal Year			1,039
Four Years before Current Fiscal Year			1,756
More than Five Years before Current Fiscal Year			193
Revolving			312,078
Loans	[1]	414,739	370,312
Revolving, Converted to Term Loan			370,312
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Pass [Member]
Current Fiscal Year		5,582	33,875
Fiscal Year before Current Fiscal Year		29,648	8,352
Two Years before Current Fiscal Year		7,279	11,103
Three Years before Current Fiscal Year		17,795	1,039
Four Years before Current Fiscal Year		1,434	207
More than Five Years before Current Fiscal Year		3,354	193
Revolving		332,427	303,682
Loans		397,519
Revolving, Converted to Term Loan			358,451
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Special Mention [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		439	0
Revolving		6,871	6,355
Loans		7,310
Revolving, Converted to Term Loan			6,355
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		975	1,916
Three Years before Current Fiscal Year		3,810	0
Four Years before Current Fiscal Year		0	1,549
More than Five Years before Current Fiscal Year		2,537	0
Revolving		1,925	1,813
Loans		9,247
Revolving, Converted to Term Loan			5,278
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		39	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		624	228
Loans		663
Revolving, Converted to Term Loan			228
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Doubtful [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Commercial and Industrial Portfolio Segment [Member] | Term [Member]
Current Fiscal Year		83,873	284,058
Fiscal Year before Current Fiscal Year		278,509	143,882
Two Years before Current Fiscal Year		135,856	61,981
Three Years before Current Fiscal Year		58,766	56,001
Four Years before Current Fiscal Year		51,600	26,200
More than Five Years before Current Fiscal Year		60,637	24,588
Revolving		0	0
Loans		669,241
Revolving, Converted to Term Loan			596,710
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Pass [Member]
Current Fiscal Year		80,556	283,150
Fiscal Year before Current Fiscal Year		276,156	143,211
Two Years before Current Fiscal Year		135,281	58,988
Three Years before Current Fiscal Year		55,767	52,388
Four Years before Current Fiscal Year		48,529	26,081
More than Five Years before Current Fiscal Year		59,735	24,421
Revolving		0	0
Loans		656,024
Revolving, Converted to Term Loan			588,239
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Special Mention [Member]
Current Fiscal Year		3,153	738
Fiscal Year before Current Fiscal Year		369	86
Two Years before Current Fiscal Year		0	254
Three Years before Current Fiscal Year		472	3,382
Four Years before Current Fiscal Year		2,858	8
More than Five Years before Current Fiscal Year		6	0
Revolving		0	0
Loans		6,858
Revolving, Converted to Term Loan			4,468
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		164	170
Fiscal Year before Current Fiscal Year		1	42
Two Years before Current Fiscal Year		35	2,667
Three Years before Current Fiscal Year		2,527	176
Four Years before Current Fiscal Year		165	111
More than Five Years before Current Fiscal Year		414	167
Revolving		0	0
Loans		3,306
Revolving, Converted to Term Loan			3,333
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		1,983	543
Two Years before Current Fiscal Year		540	72
Three Years before Current Fiscal Year		0	55
Four Years before Current Fiscal Year		48	0
More than Five Years before Current Fiscal Year		482	0
Revolving		0	0
Loans		3,053
Revolving, Converted to Term Loan			670
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Doubtful [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member]
Current Fiscal Year		0	128,409
Fiscal Year before Current Fiscal Year		65,602	12,325
Two Years before Current Fiscal Year		5,759	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		71,361
Revolving, Converted to Term Loan			140,734
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Pass [Member]
Current Fiscal Year		0	128,409
Fiscal Year before Current Fiscal Year		65,602	12,325
Two Years before Current Fiscal Year		5,759	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		71,361
Revolving, Converted to Term Loan			140,734
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Special Mention [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Commercial and Industrial Portfolio Segment [Member] | PPP Loans [Member] | Doubtful [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Consumer Portfolio Segment [Member]
Current Fiscal Year		5,266	23,921
Fiscal Year before Current Fiscal Year		24,369	9,620
Two Years before Current Fiscal Year		9,056	5,044
Three Years before Current Fiscal Year		8,421	1,271
Four Years before Current Fiscal Year		4,457	555
More than Five Years before Current Fiscal Year		3,418	650
Revolving		80,211	63,233
Loans	[1]	135,198	104,294
Revolving, Converted to Term Loan			104,294
Consumer Portfolio Segment [Member] | Pass [Member]
Current Fiscal Year		5,266	23,866
Fiscal Year before Current Fiscal Year		24,330	9,316
Two Years before Current Fiscal Year		8,864	5,014
Three Years before Current Fiscal Year		8,321	1,260
Four Years before Current Fiscal Year		4,441	555
More than Five Years before Current Fiscal Year		3,348	646
Revolving		80,204	63,227
Loans		134,774
Revolving, Converted to Term Loan			103,884
Consumer Portfolio Segment [Member] | Special Mention [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Consumer Portfolio Segment [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		36	0
Three Years before Current Fiscal Year		36	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		2	0
Revolving		0	0
Loans		74
Revolving, Converted to Term Loan			0
Consumer Portfolio Segment [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0	55
Fiscal Year before Current Fiscal Year		39	304
Two Years before Current Fiscal Year		156	30
Three Years before Current Fiscal Year		64	11
Four Years before Current Fiscal Year		16	0
More than Five Years before Current Fiscal Year		68	4
Revolving		7	6
Loans		350
Revolving, Converted to Term Loan			410
Consumer Portfolio Segment [Member] | Doubtful [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Commercial and Industrial Loans [Member] | Lines of Credit [Member]
Current Fiscal Year		5,582
Fiscal Year before Current Fiscal Year		29,687
Two Years before Current Fiscal Year		8,254
Three Years before Current Fiscal Year		21,605
Four Years before Current Fiscal Year		1,434
More than Five Years before Current Fiscal Year		6,330
Revolving		341,847
Loans		414,739
Residential Real Estate Portfolio Segment [Member]
Loans	[1]	789,250	681,713
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Current Fiscal Year		39,898	94,937
Fiscal Year before Current Fiscal Year		91,867	78,911
Two Years before Current Fiscal Year		65,674	46,503
Three Years before Current Fiscal Year		43,308	27,654
Four Years before Current Fiscal Year		25,196	16,171
More than Five Years before Current Fiscal Year		31,184	16,842
Revolving		0	0
Loans	[1]	297,127	281,018
Revolving, Converted to Term Loan			281,018
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member]
Current Fiscal Year		39,704	94,482
Fiscal Year before Current Fiscal Year		91,593	78,785
Two Years before Current Fiscal Year		65,551	46,177
Three Years before Current Fiscal Year		42,994	27,494
Four Years before Current Fiscal Year		25,066	16,171
More than Five Years before Current Fiscal Year		30,282	15,909
Revolving		0	0
Loans		295,190
Revolving, Converted to Term Loan			279,018
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member]
Current Fiscal Year		194	352
Fiscal Year before Current Fiscal Year		154	126
Two Years before Current Fiscal Year		123	281
Three Years before Current Fiscal Year		270	132
Four Years before Current Fiscal Year		130	0
More than Five Years before Current Fiscal Year		426	462
Revolving		0	0
Loans		1,297
Revolving, Converted to Term Loan			1,353
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		358	354
Revolving		0	0
Loans		358
Revolving, Converted to Term Loan			354
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0	103
Fiscal Year before Current Fiscal Year		120	0
Two Years before Current Fiscal Year		0	45
Three Years before Current Fiscal Year		44	28
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		118	117
Revolving		0	0
Loans		282
Revolving, Converted to Term Loan			293
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Current Fiscal Year		35,910	176,752
Fiscal Year before Current Fiscal Year		204,463	100,039
Two Years before Current Fiscal Year		104,038	31,637
Three Years before Current Fiscal Year		35,385	17,489
Four Years before Current Fiscal Year		19,794	17,421
More than Five Years before Current Fiscal Year		92,533	57,357
Revolving		0	0
Loans	[1]	492,123	400,695
Revolving, Converted to Term Loan			400,695
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member]
Current Fiscal Year		35,908	176,487
Fiscal Year before Current Fiscal Year		204,160	99,936
Two Years before Current Fiscal Year		103,926	31,327
Three Years before Current Fiscal Year		34,925	17,259
Four Years before Current Fiscal Year		19,421	16,599
More than Five Years before Current Fiscal Year		89,629	56,639
Revolving		0	0
Loans		487,969
Revolving, Converted to Term Loan			398,247
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member]
Current Fiscal Year		0	101
Fiscal Year before Current Fiscal Year		99	0
Two Years before Current Fiscal Year		0	174
Three Years before Current Fiscal Year		85	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		121	0
Revolving		0	0
Loans		305
Revolving, Converted to Term Loan			275
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		10	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		146	108
More than Five Years before Current Fiscal Year		1,057	68
Revolving		0	0
Loans		1,213
Revolving, Converted to Term Loan			176
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		2	164
Fiscal Year before Current Fiscal Year		204	103
Two Years before Current Fiscal Year		102	136
Three Years before Current Fiscal Year		375	230
Four Years before Current Fiscal Year		227	714
More than Five Years before Current Fiscal Year		1,726	650
Revolving		0	0
Loans		2,636
Revolving, Converted to Term Loan			1,997
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Finance Leases Portfolio Segment [Member]
Current Fiscal Year		1,564	5,375
Fiscal Year before Current Fiscal Year		5,128	3,596
Two Years before Current Fiscal Year		3,276	1,375
Three Years before Current Fiscal Year		1,222	1,331
Four Years before Current Fiscal Year		1,171	406
More than Five Years before Current Fiscal Year		1,591	1,539
Revolving		0	0
Loans	[1]	13,952	13,622
Revolving, Converted to Term Loan			13,622
Finance Leases Portfolio Segment [Member] | Pass [Member]
Current Fiscal Year		1,564	5,375
Fiscal Year before Current Fiscal Year		5,128	3,596
Two Years before Current Fiscal Year		3,276	1,375
Three Years before Current Fiscal Year		1,222	1,331
Four Years before Current Fiscal Year		1,171	406
More than Five Years before Current Fiscal Year		1,591	1,539
Revolving		0	0
Loans		13,952
Revolving, Converted to Term Loan			13,622
Finance Leases Portfolio Segment [Member] | Special Mention [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Finance Leases Portfolio Segment [Member] | Doubtful [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		20,732	17,087
Loans	[1]	20,732	17,087
Revolving, Converted to Term Loan			17,087
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Performing Financial Instruments [Member]
Loans		20,732	17,087
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Nonperforming Financial Instruments [Member]
Loans		0	0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		20,732	17,087
Loans		20,732
Revolving, Converted to Term Loan			17,087
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Doubtful [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Construction and Development [Member]
Current Fiscal Year		29,002	160,696
Fiscal Year before Current Fiscal Year		144,582	99,699
Two Years before Current Fiscal Year		105,969	16,665
Three Years before Current Fiscal Year		32,889	6,262
Four Years before Current Fiscal Year		6,203	1,992
More than Five Years before Current Fiscal Year		2,574	1,156
Revolving		25,153	12,736
Loans	[1]	346,372	299,206
Revolving, Converted to Term Loan			299,206
Construction and Development [Member] | Pass [Member]
Current Fiscal Year		29,002	160,696
Fiscal Year before Current Fiscal Year		144,489	99,699
Two Years before Current Fiscal Year		105,969	16,665
Three Years before Current Fiscal Year		29,766	6,262
Four Years before Current Fiscal Year		6,203	1,890
More than Five Years before Current Fiscal Year		2,193	1,156
Revolving		25,153	12,736
Loans		342,775
Revolving, Converted to Term Loan			299,104
Construction and Development [Member] | Special Mention [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	102
More than Five Years before Current Fiscal Year		94	0
Revolving		0	0
Loans		94
Revolving, Converted to Term Loan			102
Construction and Development [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		93	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		3,123	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		287	0
Revolving		0	0
Loans		3,503
Revolving, Converted to Term Loan			0
Construction and Development [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Construction and Development [Member] | Doubtful [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Home Equity Line of Credit [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		186,024	138,976
Loans		186,024
Revolving, Converted to Term Loan			138,976
Home Equity Line of Credit [Member] | Pass [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		185,413	138,239
Loans		185,413
Revolving, Converted to Term Loan			138,239
Home Equity Line of Credit [Member] | Substandard [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		40	0
Loans		40
Revolving, Converted to Term Loan			0
Home Equity Line of Credit [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		481	646
Loans		481
Revolving, Converted to Term Loan			646
Home Equity Line of Credit [Member] | Doubtful [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		0	0
Loans		0
Revolving, Converted to Term Loan			0
Home Equity Line of Credit [Member] | OAEM [Member]
Current Fiscal Year		0	0
Fiscal Year before Current Fiscal Year		0	0
Two Years before Current Fiscal Year		0	0
Three Years before Current Fiscal Year		0	0
Four Years before Current Fiscal Year		0	0
More than Five Years before Current Fiscal Year		0	0
Revolving		90	91
Loans		$ 90
Revolving, Converted to Term Loan			$ 91
[1]	Pursuant to the CARES Act, loan deferrals granted to borrowers experiencing business interruptions related to the pandemic were not classified as TDRs and not included in past due and/or non-performing loan statistics. As of March 31, 2022 and December 31, 2021, outstanding CARES Act loan deferrals of $165,000 and $169,000 are reflected as current, respectively.
[2]	Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs.

Note 4 - Loans and Allowance_10

Note 4 - Loans and Allowance for Credit Losses on Loans - Credit Card Loan Payment Activity (Details) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Loans	[1],[2]	$ 4,847,683	$ 4,169,303
Credit Card Receivable [Member]
Loans		20,732	17,087
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member]
Loans	[1]	20,732	17,087
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Performing Financial Instruments [Member]
Loans		20,732	17,087
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Nonperforming Financial Instruments [Member]
Loans		$ 0	$ 0
[1]	Pursuant to the CARES Act, loan deferrals granted to borrowers experiencing business interruptions related to the pandemic were not classified as TDRs and not included in past due and/or non-performing loan statistics. As of March 31, 2022 and December 31, 2021, outstanding CARES Act loan deferrals of $165,000 and $169,000 are reflected as current, respectively.
[2]	Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs.

Note 4 - Loans and Allowance_11

Note 4 - Loans and Allowance for Credit Losses on Loans - Outstanding TDRs (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Balance	$ 898	$ 962
Specific Reserve Allocation	212	214
Additional Commitment to Lend	0	0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Balance	888	950
Specific Reserve Allocation	202	202
Additional Commitment to Lend	0	0
Commercial and Industrial Portfolio Segment [Member] | Term [Member]
Balance	10	12
Specific Reserve Allocation	10	12
Additional Commitment to Lend	$ 0	$ 0

Note 5 - Goodwill (Details Text

Note 5 - Goodwill (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2022	Mar. 07, 2022	Dec. 31, 2021	Mar. 31, 2021	Dec. 31, 2020
Goodwill, Ending Balance	$ 202,524		$ 135,830	$ 12,513	$ 12,513
Commercial Banking [Member]
Goodwill, Ending Balance	175,000
WM&T [Member]
Goodwill, Ending Balance	28,000
Commonwealth [Member]
Goodwill, Ending Balance	66,694	$ 67,000	$ 0
Commonwealth [Member] | WM&T [Member]
Goodwill, Ending Balance	$ 67,000

Note 5 - Goodwill - Carrying Va

Note 5 - Goodwill - Carrying Value of Goodwill (Details) - USD ($) $ in Thousands	Mar. 07, 2022	May 31, 2021	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Goodwill			$ 202,524	$ 12,513	$ 135,830
Balance at beginning of period			135,830	12,513	12,513
Goodwill acquired			66,694	0
Provisional period adjustments			0	0
Impairment			0	0	0
Balance at end of period			202,524	$ 12,513	135,830
Commonwealth [Member]
Goodwill	$ 67,000		66,694		0
Balance at beginning of period			0
Goodwill acquired	66,694
Balance at end of period	$ 67,000		66,694		0
Kentucky Bancshares [Member]
Goodwill			123,317		123,317
Balance at beginning of period			123,317
Goodwill acquired		$ 123,317
Provisional period adjustments		$ (14,000)
Balance at end of period			123,317		123,317
King Southern Bancorp [Member]
Goodwill			11,831		11,831
Balance at beginning of period			11,831
Balance at end of period			11,831		11,831
Austin State Bank [Member]
Goodwill			682		682
Balance at beginning of period			682
Balance at end of period			$ 682		$ 682

Note 6 - Core Deposit and Cus_3

Note 6 - Core Deposit and Customer List Intangible Assets (Details Textual) - USD ($) $ in Thousands	Mar. 07, 2022	May 31, 2021	May 01, 2019	Dec. 31, 2013
Commonwealth [Member] | Core Deposits [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	$ 12,724
Commonwealth [Member] | Customer Lists [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	14,360
Kentucky Bancshares [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles		$ 4,403
Kentucky Bancshares [Member] | Core Deposits [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles		$ 4,400
King Bancorp Inc. [Member] | Core Deposits [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles			$ 1,500
THE BANCorp [Member] | Core Deposits [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles				$ 2,500
WM&T [Member] | Customer Lists [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	11,900
Landmark Financial Advisors, LLC (LFA) [Member] | Customer Lists [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	$ 2,500

Note 6 - Core Deposit and Cus_4

Note 6 - Core Deposit and Customer List Intangible Assets - Changes in the Net Carrying Amount of Intangibles (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Amortization	$ (713)	$ (77)
Core Deposits [Member]
Balance at beginning of period	5,596	1,962
Intangible acquired	12,724	0
Provisional period adjustments	0	0
Amortization	(494)	(77)
Balance at end of period	17,826	1,885
Customer Lists [Member]
Balance at beginning of period	0	0
Intangible acquired	14,360	0
Provisional period adjustments	0	0
Amortization	(218)	0
Balance at end of period	$ 14,142	$ 0

Note 6 - Core Deposit and Cus_5

Note 6 - Core Deposit and Customer List Intangible Assets - Future Amortization Expense (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021	Dec. 31, 2020
Core Deposits [Member]
2022	$ 2,868
2023	3,015
2024	2,686
2025	2,375
2026	2,063
2027	1,752
2028	1,339
2029	888
2030	576
2031	264
2032	0
2033	0
2034	0
Total future expense	17,826	$ 5,596	$ 1,885	$ 1,962
Customer Lists [Member]
2022	1,963
2023	2,002
2024	1,823
2025	1,643
2026	1,464
2027	1,284
2028	1,105
2029	925
2030	745
2031	566
2032	387
2033	207
2034	28
Total future expense	$ 14,142	$ 0	$ 0	$ 0

Note 7 - Other Assets - Summary

Note 7 - Other Assets - Summary of Major Components of Other Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021	Dec. 31, 2020
Cash surrender value of life insurance other than BOLI	$ 16,933	$ 17,875
Net deferred tax asset	35,264	24,340
Investments in tax credit related ventures	10,605	11,084
Swap assets	2,536	3,148
Prepaid assets	4,699	4,469
Trust fees receivable	3,961	2,868
Mortgage servicing rights	16,877	4,528	$ 2,865	$ 2,710
Other real estate owned	7,156	7,212
Other	12,786	10,478
Total other assets	$ 110,817	$ 86,002

Note 8 - Income Taxes - Compone

Note 8 - Income Taxes - Components of Income Tax Expense (Benefit) from Operations (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Federal	$ 214	$ 3,493
State	0	522
Total current income tax expense	214	4,015
Federal	842	837
State	389	609
Total deferred income tax expense (benefit)	1,231	1,446
Change in valuation allowance	0	0
Total income tax expense	$ 1,445	$ 5,461

Note 8 - Income Taxes - Differe

Note 8 - Income Taxes - Difference Between Statutory and Effective Tax Rates (Details)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
U.S. federal statutory income tax rate	21.00%	21.00%
State income taxes, net of federal benefit	3.30%	3.20%
Excess tax benefit from stock-based compensation arrangements	(5.90%)	(3.00%)
Change in cash surrender value of life insurance	1.80%	(0.40%)
Tax credits	(1.70%)	(0.50%)
Tax exempt interest income	(1.60%)	(0.10%)
Non-deductible merger expenses	1.10%	0.00%
Insurance captive	(0.90%)	0.00%
Other, net	(1.70%)	(0.80%)
Effective tax rate	15.40%	19.40%

Note 9 - Deposits (Details Text

Note 9 - Deposits (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2022	Mar. 07, 2022	Dec. 31, 2021
Interest-Bearing Domestic Deposit, Brokered	$ 21,000		$ 5,000
Commonwealth [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Deposits		$ 1,120,803

Note 9 - Deposits - Composition

Note 9 - Deposits - Composition of Deposits (Details) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Non-interest bearing demand deposits		$ 2,089,072	$ 1,755,754
Interest bearing demand		2,348,718	2,131,928
Savings		603,404	415,258
Money market		1,158,119	1,050,352
Time deposits of $250 thousand or more		115,604	89,745
Other time deposits	[1]	430,574	344,477
Total time deposits		546,178	434,222
Total interest bearing deposits		4,656,419	4,031,760
Total deposits		$ 6,745,491	$ 5,787,514
[1]	Includes $21 million and $5 million in brokered deposits as of March 31, 2022 and December 31, 2021, respectively.

Note 10 - Securities Sold Und_3

Note 10 - Securities Sold Under Agreements to Repurchase (Details Textual) $ in Thousands	Mar. 07, 2022USD ($)
Commonwealth [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Securities Sold under Repurchase Agreement	$ 66,220

Note 10 - Securities Sold Und_4

Note 10 - Securities Sold Under Agreements to Repurchase - Securities Sold Under Agreements to Repurchase (Details) - Securities Sold under Agreements to Repurchase [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Outstanding balance at end of period	$ 142,146		$ 75,466
Weighted average interest rate at end of period	0.08%		0.04%
Average outstanding balance during the period	$ 91,082	$ 46,937
Average interest rate during the period	0.08%	0.04%
Maximum outstanding at any month end during the period	$ 142,146	$ 51,681

Note 11 - Subordinated Debent_3

Note 11 - Subordinated Debentures and Other Borrowings (Details Textual) - USD ($) $ in Millions	Mar. 31, 2022	Mar. 07, 2022	Dec. 31, 2021
FFP Lines [Member]
Line of Credit Facility, Maximum Borrowing Capacity	$ 100		$ 80
Unsecured Borrowing Line [Member]
Line of Credit Facility, Maximum Borrowing Capacity	20
Federal Home Loan Bank of Cincinnati [Member]
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	$ 1,020		$ 1,000
Commonwealth [Member]
Business Acquisition, Percentage of Voting Interests Acquired		100.00%

Note 11 - Subordinated Debent_4

Note 11 - Subordinated Debentures and Other Borrowings - Subordinated Notes (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)
Trust Preferred Securities [Member]
Long term debt	$ 26,045
Trust Preferred Securities [Member] | Commonwealth Statutory Trust III [Member]
Long term debt	3,005
Trust Preferred Securities [Member] | Commonwealth Statutory Trust IV [Member]
Long term debt	12,021
Trust Preferred Securities [Member] | Commonwealth Statutory Trust V [Member]
Long term debt	11,019
Subordinated Debt [Member]
Long term debt	26,000
Subordinated Debt [Member] | Commonwealth Statutory Trust III [Member]
Long term debt	$ 3,000
Subordinated Debt [Member] | Commonwealth Statutory Trust III [Member] | London Interbank Offered Rate (LIBOR) [Member]
Index	2.85%
Subordinated Debt [Member] | Commonwealth Statutory Trust IV [Member]
Long term debt	$ 12,000
Subordinated Debt [Member] | Commonwealth Statutory Trust IV [Member] | London Interbank Offered Rate (LIBOR) [Member]
Index	1.35%
Subordinated Debt [Member] | Commonwealth Statutory Trust V [Member]
Long term debt	$ 11,000
Subordinated Debt [Member] | Commonwealth Statutory Trust V [Member] | London Interbank Offered Rate (LIBOR) [Member]
Index	1.40%

Note 12 - Commitments and Con_3

Note 12 - Commitments and Contingent Liabilities (Details Textual) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021	Mar. 07, 2022
Off-Balance-Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal)	$ (400,000)
Standby Letters of Credit [Member] | Minimum [Member]
Guarantee Obligations, Agreement Term (Year)		1 year
Standby Letters of Credit [Member] | Maximum [Member]
Guarantee Obligations, Agreement Term (Year)		2 years
Performance Guarantee [Member]
Guarantee Obligation, Estimated Payment Under Default on Contract	3,000,000
Commonwealth [Member]
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance			$ 500,000
Other Liabilities [Member]
Off-Balance-Sheet, Credit Loss, Liability, Ending Balance	$ 3,600,000	$ 3,500,000

Note 12 - Commitments and Con_4

Note 12 - Commitments and Contingent Liabilities - Off Balance Sheet Commitments to Extend Credit (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Off balance sheet commitments to extend credit	$ 2,045,780	$ 1,691,152
Commercial and Industrial Loans [Member]
Off balance sheet commitments to extend credit	716,042	625,858
Construction and Development [Member]
Off balance sheet commitments to extend credit	416,488	292,351
Home Equity Loans [Member]
Off balance sheet commitments to extend credit	334,219	247,885
Credit Cards [Member]
Off balance sheet commitments to extend credit	51,108	40,471
Overdrafts [Member]
Off balance sheet commitments to extend credit	62,442	51,104
Letters of Credit [Member]
Off balance sheet commitments to extend credit	34,532	30,779
Other Off Balance Sheet Commitments [Member]
Off balance sheet commitments to extend credit	103,651	76,721
Future Loan Commitments [Member]
Off balance sheet commitments to extend credit	$ 327,298	$ 325,983

Note 13 - Assets and Liabilit_3

Note 13 - Assets and Liabilities Measured and Reported at Fair Value (Details Textual) $ in Thousands	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)
Fair Value, Nonrecurring [Member]
Financial and Nonfinancial Liabilities, Fair Value Disclosure	$ 0	$ 0
Selling and Closing Costs [Member] | Minimum [Member]
Impaired Loans, Measurement Input	8
Other Real Estate Owned, Measurement Input	8
Selling and Closing Costs [Member] | Maximum [Member]
Impaired Loans, Measurement Input	10
Other Real Estate Owned, Measurement Input	10
Mortgage Servicing Rights [Member]
Impaired Financing Receivable, Related Allowance	$ 0	$ 0

Note 13 - Assets and Liabilit_4

Note 13 - Assets and Liabilities Measured and Reported at Fair Value - Assets Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Securities available-for-sale	$ 1,150,355	$ 1,180,298
Derivative	2,536	3,148
US Treasury Securities and US Government Agencies Debt Securities [Member]
Securities available-for-sale	116,338	122,501
US Government-sponsored Enterprises Debt Securities [Member]
Securities available-for-sale	124,651	135,021
Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available-for-sale	759,413	846,624
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale	143,835	75,075
Other Debt Obligations [Member]
Securities available-for-sale	6,118	1,077
Fair Value, Recurring [Member]
Securities available-for-sale	1,150,355	1,180,298
Mortgage loans held for sale	9,323
Interest rate swaps	2,536	3,148
Total assets	1,163,010	1,183,446
Interest rate swaps	2,548	3,162
Fair Value, Recurring [Member] | Rate Lock Loan Commitments [Member]
Derivative	702
Fair Value, Recurring [Member] | Mandatory Forward Contract [Member]
Derivative	94
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	116,338	122,501
Mortgage loans held for sale	0
Interest rate swaps	0	0
Total assets	116,338	122,501
Interest rate swaps	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Rate Lock Loan Commitments [Member]
Derivative	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mandatory Forward Contract [Member]
Derivative	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	1,034,017	1,057,797
Mortgage loans held for sale	9,323
Interest rate swaps	2,536	3,148
Total assets	1,046,672	1,060,945
Interest rate swaps	2,548	3,162
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Rate Lock Loan Commitments [Member]
Derivative	702
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mandatory Forward Contract [Member]
Derivative	94
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Mortgage loans held for sale	0
Interest rate swaps	0	0
Total assets	0	0
Interest rate swaps	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Rate Lock Loan Commitments [Member]
Derivative	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mandatory Forward Contract [Member]
Derivative	0
Fair Value, Recurring [Member] | US Treasury and Government [Member]
Securities available-for-sale	116,338
Fair Value, Recurring [Member] | US Treasury and Government [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	116,338
Fair Value, Recurring [Member] | US Treasury and Government [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	0
Fair Value, Recurring [Member] | US Treasury and Government [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0
Fair Value, Recurring [Member] | US Treasury Securities and US Government Agencies Debt Securities [Member]
Securities available-for-sale		122,501
Fair Value, Recurring [Member] | US Treasury Securities and US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale		122,501
Fair Value, Recurring [Member] | US Treasury Securities and US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale		0
Fair Value, Recurring [Member] | US Treasury Securities and US Government Agencies Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale		0
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member]
Securities available-for-sale	124,651	135,021
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	124,651	135,021
Fair Value, Recurring [Member] | US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member]
Securities available-for-sale	759,413	846,624
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	759,413	846,624
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale	143,835	75,075
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	143,835	75,075
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | Other Debt Obligations [Member]
Securities available-for-sale	6,118	1,077
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	6,118	1,077
Fair Value, Recurring [Member] | Other Debt Obligations [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	$ 0	$ 0

Note 13 - Assets and Liabilit_5

Note 13 - Assets and Liabilities Measured and Reported at Fair Value - Assets Measured at Fair Value on a Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Collateral dependent loans, fair value	$ 0	$ 0
Collateral dependent loans	0	0
Other real estate owned, fair value	0	0
Other real estate owned, gain (loss)	0	0
Fair Value, Inputs, Level 1 [Member]
Collateral dependent loans, fair value	0	0
Other real estate owned, fair value	0	0
Fair Value, Inputs, Level 2 [Member]
Collateral dependent loans, fair value	14,785	4,487
Other real estate owned, fair value	7,156	7,212
Fair Value, Inputs, Level 3 [Member]
Collateral dependent loans, fair value	14,785	4,487
Other real estate owned, fair value	$ 7,156	$ 7,212

Note 13 - Assets and Liabilit_6

Note 13 - Assets and Liabilities Measured and Reported at Fair Value - Significant Unobservable Inputs (Details) - Appraisal Discount Method [Member] - Fair Value, Inputs, Level 3 [Member] - Impaired Loans [Member] $ in Thousands	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)
Collateral dependent loans, fair value	$ 14,785	$ 4,487
Other real estate owned, fair value	$ 7,156	$ 7,212
Weighted Average [Member]
Impaired Loans, Measurement Input	0.320	0.411
Other Real Estate Owned, Measurement Input	0.311	0.316

Note 14 - Disclosure of Finan_3

Note 14 - Disclosure of Financial Instruments Not Reported at Fair Value - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Cash and cash equivalents	$ 751,691	$ 961,192
Accrued interest receivable	15,690	13,745
Non-interest bearing	2,089,072	1,755,754
Time deposits	546,178	434,222
Accrued interest payable	337	300
Reported Value Measurement [Member]
Cash and cash equivalents	751,691	961,192
HTM debt securities	548,191
Federal Home Loan Bank stock	13,811	9,376
Loans, net	4,780,616	4,115,405
Accrued interest receivable	15,690	13,745
Non-interest bearing	2,089,072	1,755,754
Transaction deposits	4,110,241	3,597,538
Time deposits	546,178	434,222
Securities sold under agreement to repurchase	142,146	75,466
Federal funds purchased	8,920	10,374
Subordinated debentures	26,045
Accrued interest payable	337	300
Mortgage loans held for sale		8,614
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	751,691	961,192
HTM debt securities	535,807
Federal Home Loan Bank stock	13,811	9,376
Loans, net	4,719,799	4,129,091
Accrued interest receivable	15,690	13,745
Non-interest bearing	2,089,072	1,755,754
Transaction deposits	4,110,241	3,597,538
Time deposits	540,374	433,813
Securities sold under agreement to repurchase	142,146	75,466
Federal funds purchased	8,920	10,374
Subordinated debentures	26,226
Accrued interest payable	337	300
Mortgage loans held for sale		8,818
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	751,691	961,192
HTM debt securities	0
Federal Home Loan Bank stock	0	0
Loans, net	0	0
Accrued interest receivable	15,690	13,745
Non-interest bearing	2,089,072	1,755,754
Transaction deposits	0	0
Time deposits	0	0
Securities sold under agreement to repurchase	0	0
Federal funds purchased	0	0
Subordinated debentures	0
Accrued interest payable	337	300
Mortgage loans held for sale		0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
HTM debt securities	535,807
Federal Home Loan Bank stock	13,811	9,376
Loans, net	0	0
Accrued interest receivable	0	0
Non-interest bearing	0	0
Transaction deposits	4,110,241	3,597,538
Time deposits	540,374	433,813
Securities sold under agreement to repurchase	142,146	75,466
Federal funds purchased	8,920	10,374
Subordinated debentures	26,226
Accrued interest payable	0	0
Mortgage loans held for sale		8,818
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
HTM debt securities	0
Federal Home Loan Bank stock	0	0
Loans, net	4,719,799	4,129,091
Accrued interest receivable	0	0
Non-interest bearing	0	0
Transaction deposits	0	0
Time deposits	0	0
Securities sold under agreement to repurchase	0	0
Federal funds purchased	0	0
Subordinated debentures	0
Accrued interest payable	$ 0	0
Mortgage loans held for sale		$ 0

Note 15 - Mortgage Banking Ac_3

Note 15 - Mortgage Banking Activities (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2022	Mar. 07, 2022	Dec. 31, 2021
Principal Amount Outstanding on Loans Managed and Securitized or Asset-Backed Financing Arrangement	$ 2,200,000		$ 698,000
Commonwealth [Member]
Principal Amount Outstanding on Loans Managed and Securitized or Asset-Backed Financing Arrangement		$ 1,500,000
Mortgage Servicing Rights [Member]
Servicing Asset at Fair Value, Amount, Ending Balance	26,000		6,000
Valuation Allowance for Impairment of Recognized Servicing Assets, Balance, Ending Balance	$ 0		$ 0
Mortgage Servicing Rights [Member] | Commonwealth [Member]
Servicing Asset at Fair Value, Amount, Ending Balance		$ 13,000

Note 15 - Mortgage Banking Ac_4

Note 15 - Mortgage Banking Activities - Activity in Mortgage Loans Held for Sale (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Balance, beginning of period:	$ 8,614
Origination of mortgage loans held for sale	35,829
Loans held for sale acquired	3,559
Proceeds from the sale of mortgage loans held for sale	(38,771)
Net gain on sale of mortgage loans held for sale	92	$ 1,196
Balance, end of period	$ 9,323

Note 15 - Mortgage Banking Ac_5

Note 15 - Mortgage Banking Activities - Mortgage Banking Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Net gain on sale of mortgage loans held for sale	$ 92	$ 1,196
Net change in fair value recognized on loans held for sale	(27)	0
Net change in fair value recognized on rate lock loan commitments	392	0
Net gain recognized	636	1,196
Loan servicing income	702	255
Amortization	(481)	(252)
Change in mortgage servicing rights valuation allowance	0	0
Net servicing income recognized	221	3
Other mortgage banking income	146	245
Total Mortgage banking income	1,003	1,444
Foreign Exchange Forward [Member]
Net change in fair value recognized on forward contracts	$ 179	$ 0

Note 15 - Mortgage Banking Ac_6

Note 15 - Mortgage Banking Activities - Changes in the Net Carrying Amount of MSRs (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Balance at beginning of period	$ 4,528	$ 2,710
MSRs acquired	12,676	0
Additions for mortgage loans sold	154	407
Amortization	(481)	(252)
Balance at end of period	$ 16,877	$ 2,865

Note 15 - Mortgage Banking Ac_7

Note 15 - Mortgage Banking Activities - Notional Amounts and Fair Values (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Mortgage loans held for sale, at fair value	$ 9,202
Mortgage loans held for sale, at fair value	9,323
Derivative assets	2,536	$ 3,148
Other Assets [Member] | Rate Lock Loan Commitments [Member]
Derivative, notional amount	63,421
Derivative assets	702
Other Assets [Member] | Mandatory Forward Contract [Member]
Derivative, notional amount	12,564
Derivative assets	$ 94

Note 16 - Accumulated Other C_3

Note 16 - Accumulated Other Comprehensive Income (Loss) - Accumulated Other Comprehensive Income (Loss) by Component (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Balance	$ 675,869
Balance	758,143
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	(7,657)	$ 9,310
Net current period other comprehensive income (loss)	(49,659)	(11,823)
Balance	(57,316)	(2,513)
Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent [Member]
Balance	0	(122)
Net current period other comprehensive income (loss)	0	32
Balance	0	(90)
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balance	(283)	(447)
Net current period other comprehensive income (loss)	0	0
Balance	(283)	(447)
AOCI Attributable to Parent [Member]
Balance	(7,940)	8,741
Net current period other comprehensive income (loss)	(49,659)	(11,791)
Balance	$ (57,599)	$ (3,050)

Note 17 - Preferred Stock (Deta

Note 17 - Preferred Stock (Details Textual) - $ / shares $ / shares in Thousands	Mar. 31, 2022	Dec. 31, 2021
Preferred Stock, No Par Value (in dollars per share)	$ 0	$ 0
Preferred Stock, Shares Authorized (in shares)	1,000,000	1,000,000
Preferred Stock, Shares Issued, Total (in shares)	0	0

Note 18 - Net Income Per Shar_2

Note 18 - Net Income Per Share - Basic and Diluted Net Income Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Net income available to stockholders	$ 7,906	$ 22,710
Weighted average shares outstanding - basic (in shares)	27,230	22,622
Dilutive securities (in shares)	255	243
Weighted average shares outstanding- diluted (in shares)	27,485	22,865
Net income per common share, basic (in dollars per share)	$ 0.29	$ 1
Net income per common share, diluted (in dollars per share)	$ 0.29	$ 0.99

Note 18 - Net Income Per Shar_3

Note 18 - Net Income Per Share - Antidilutive SARs (Details) - shares shares in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Stock Appreciation Rights (SARs) [Member]
Antidilutive SARs (in shares)	45	29

Note 19 - Stock-based Compens_3

Note 19 - Stock-based Compensation (Details Textual) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021	Dec. 31, 2018
Share-based Compensation Arrangement by Share-based Payment Award, Number of Additional Shares Authorized (in shares)				500,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)	355,000
Share-based Compensation Arrangement by Share-based Payment Award Liquidity Discount	5.80%
Proceeds (Used for) and Received from Settlement of Stock Awards	$ 233,000	$ 164,000
Stock Appreciation Rights (SARs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period (Year)	10 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	32,000		30,000
Stock Appreciation Rights (SARs) [Member] | Share-Based Payment Arrangement, Tranche One [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage	20.00%
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	5 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	30,000		39,000
Performance Shares [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	3 years
Sharebased Compensation Arrangement by Share-based Payment Award Post Vesting Holding Period (Year)	1 year
Share-based Compensation Arrangement by Share-based Payment Award Liquidity Discount			6.10%
Restricted Stock Units (RSUs) [Member] | Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period (Year)	12 months
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)	5,410	7,758
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Fair Value Granted	$ 350,000	$ 315,000

Note 19 - Stock-based Compens_4

Note 19 - Stock-based Compensation - Fair Value Assumptions (Details) - Stock Appreciation Rights (SARs) [Member]	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Dividend yield	2.38%	2.52%
Expected volatility	25.42%	25.19%
Risk free interest rate	1.98%	1.22%
Expected life (in years) (Year)	7 years 1 month 6 days	7 years 1 month 6 days

Note 19 - Stock-based Compens_5

Note 19 - Stock-based Compensation - Stock-based Compensation Expense (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Expense	$ 991	$ 849
Deferred tax benefit	(209)	(179)
Total net expense	782	670
Stock Appreciation Rights (SARs) [Member]
Expense	94	89
Deferred tax benefit	(20)	(19)
Total net expense	74	70
Restricted Stock [Member]
Expense	330	329
Deferred tax benefit	(70)	(69)
Total net expense	260	260
Restricted Stock Units (RSUs) [Member]
Expense	86	76
Deferred tax benefit	(18)	(16)
Total net expense	68	60
Performance Shares [Member]
Expense	481	355
Deferred tax benefit	(101)	(75)
Total net expense	$ 380	$ 280

Note 19 - Stock-based Compens_6

Note 19 - Stock-based Compensation - Unrecognized Stock-based Compensation Expense (Details) $ in Thousands	Mar. 31, 2022USD ($)
Remainder of 2022	$ 3,173
2023	2,811
2024	1,765
2025	857
2026	466
2027	41
Total estimated expense	9,113
Stock Appreciation Rights (SARs) [Member]
Remainder of 2022	281
2023	309
2024	202
2025	143
2026	86
2027	9
Total estimated expense	1,030
Restricted Stock [Member]
Remainder of 2022	1,048
2023	1,197
2024	960
2025	714
2026	380
2027	32
Total estimated expense	4,331
Restricted Stock Units (RSUs) [Member]
Remainder of 2022	263
2023	2
2024	0
2025	0
2026	0
2027	0
Total estimated expense	265
Performance Shares [Member]
Remainder of 2022	1,581
2023	1,303
2024	603
2025	0
2026	0
2027	0
Total estimated expense	$ 3,487

Note 19 - Stock-based Compens_7

Note 19 - Stock-based Compensation - SARs Activity (Details) - Stock Appreciation Rights (SARs) [Member] - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		3 Months Ended	12 Months Ended
		Mar. 31, 2022	Dec. 31, 2021	Dec. 31, 2019	Jan. 01, 2022
Unvested (in shares)		515	593
Outstanding, aggregate intrinsic value	[1]	$ 10,813	$ 16,854	$ 7,706	$ 16,854
Unvested, grant date weighted average cost (in dollars per share)		$ 5.08	$ 4.44
Outstanding, weighted average remaining contractual life (Year)		5 years 2 months 12 days	5 years 1 month 6 days	5 years 1 month 6 days
Awarded (in shares)		32	30
Granted, aggregate intrinsic value	[1]	$ 0	$ 0
Fair value at grant date (in dollars per share)		$ 11.79	$ 9.69
Exercised (in shares)		(10)	(108)
Exercised, aggregate intrinsic value	[1]	$ 497	$ 4,239
Exercised weighted average fair value (in dollars per share)		$ 2.62	$ 2.85
Forfeited (in shares)		0
Vested and exercisable (in shares)		398
Vested and exercisable, aggregate intrinsic value	[1]	$ 9,493
Vested and exercisable, weighted average fair value (in dollars per share)		$ 4.69
Vested and exercisable, weighted average remaining contractual life (Year)		4 years 3 months 18 days
Unvested (in shares)		139
Unvested, aggregate intrinsic value	[1]	$ 1,320
Unvested, weighted average fair value (in dollars per share)		$ 7.93
Unvested, weighted average remaining contractual life (Year)		3 years 6 months
Unvested (in shares)		537	515
Unvested, grant date weighted average cost (in dollars per share)		$ 5.53	$ 5.08
Vested in the current year (in shares)		40
Vested in the current year, aggregate intrinsic value	[1]	$ 547
Vested in the current year (in dollars per share)		$ 6.82
Minimum [Member]
Outstanding, exercise price (in dollars per share)		15.24	15.24
Granted, exercise price (in dollars per share)		54.91	47.17
Exercised, exercise price (in dollars per share)		15.24	15.24
Vested and exercisable, exercise price (in dollars per share)		15.24
Unvested, exercise price (in dollars per share)		35.90
Outstanding, exercise price (in dollars per share)		15.24	15.24
Vested in the current year, exercise price (in dollars per share)		35.90
Maximum [Member]
Outstanding, exercise price (in dollars per share)		50.71	40
Granted, exercise price (in dollars per share)		54.91	50.71
Exercised, exercise price (in dollars per share)		15.24	19.37
Vested and exercisable, exercise price (in dollars per share)		50.71
Unvested, exercise price (in dollars per share)		54.91
Outstanding, exercise price (in dollars per share)		54.91	50.71
Vested in the current year, exercise price (in dollars per share)		50.71
Weighted Average [Member]
Outstanding, exercise price (in dollars per share)		31.16	27.47
Granted, exercise price (in dollars per share)		54.91	50.48
Exercised, exercise price (in dollars per share)		15.24	16.40
Vested and exercisable, exercise price (in dollars per share)		29.03
Unvested, exercise price (in dollars per share)		43.89
Outstanding, exercise price (in dollars per share)		32.88	$ 31.16
Vested in the current year, exercise price (in dollars per share)		$ 39.36
[1]	Intrinsic value for SARs is defined as the amount by which the current market price of the underlying stock exceeds the exercise or grant price.

Note 19 - Stock-based Compens_8

Note 19 - Stock-based Compensation - Restricted Stock (Details) - Restricted Stock [Member] - $ / shares shares in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Unvested (in shares)	99	99
Unvested, grant date weighted average cost (in dollars per share)	$ 41.07	$ 36.85
Awarded (in shares)	30	39
Fair value at grant date (in dollars per share)	$ 59	$ 46.90
Restrictions lapsed and shares released (in shares)	(31)	(34)
Restrictions lapsed and shares released (in dollars per share)	$ 47.29	$ 35.48
Forfeited (in shares)	(1)	(5)
Shares forfeited, grant date weighted average cost (in dollars per share)	$ 40.38	$ 40.81
Unvested (in shares)	97	99
Unvested, grant date weighted average cost (in dollars per share)	$ 46.69	$ 41.07

Note 19 - Stock-based Compens_9

Note 19 - Stock-based Compensation - Performance-based Restricted Stock Units (Details) - $ / shares	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Expected shares to be awarded (in shares)	355,000
Performance Shares [Member]
Vesting period (Year)	3 years
Performance Shares [Member] | Executive Officer [Member]
Vesting period (Year)	3 years	3 years	3 years
Fair value at grant date (in dollars per share)	$ 48.48	$ 44.44	$ 32.27
Expected shares to be awarded (in shares)	36,350	47,280	65,111

Note 20 - Interest Rate Swaps -

Note 20 - Interest Rate Swaps - Outstanding Undesignated Interest Rate Swap Contracts (Details) - Not Designated as Hedging Instrument [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Receiving [Member]
Notional amount	$ 150,083	$ 123,983
Weighted average maturity (Year)	7 years 3 months 18 days	7 years 2 months 12 days
Fair value	$ 2,536	$ 3,148
Paying [Member]
Notional amount	$ 150,083	$ 123,983
Weighted average maturity (Year)	7 years 3 months 18 days	7 years 2 months 12 days
Fair value	$ 2,548	$ 3,162

Note 21 - Regulatory Matters (D

Note 21 - Regulatory Matters (Details Textual) $ in Thousands		Mar. 31, 2022USD ($)		Mar. 07, 2022	Dec. 31, 2021USD ($)	Jan. 01, 2019	Jan. 01, 2016
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum		0.025
Common Equity Tier One Risk Based Capital, Required to Be Well Capitalized to Risk Weighted Assets		6.00%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets Including Capital Conservation Buffer		8.50%
Capital Required for Capital Adequacy to Risk Weighted Assets Including Capital Conservation Buffer		10.50%
Capital Conservation Buffer						2.50%	0.625%
Subordinated Debt, Ending Balance		$ 26,045			$ 0
Commonwealth [Member]
Business Acquisition, Percentage of Voting Interests Acquired				100.00%
Subordinated Debt, Ending Balance		$ 26,000
Commonwealth Statutory Trust III [Member] | Commonwealth [Member]
Business Acquisition, Percentage of Voting Interests Acquired				100.00%
Commonwealth Statutory Trust IV [Member] | Commonwealth [Member]
Business Combination, Unconsolidated Trust Subsidiaries Acquired, Percent				100.00%
Commonwealth Statutory Trust V [Member] | Commonwealth [Member]
Business Combination, Unconsolidated Trust Subsidiaries Acquired, Percent				100.00%
Subsidiaries [Member]
Banking Regulation, Common Equity Tier One Risk-Based Capital Ratio, Well Capitalized, Minimum		0.065	[1]		0.0650
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	[1]	0.080			0.0800
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum	[1]	0.100			0.1000
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	[2]	0.050			0.0500
[1]	Ratio is computed in relation to risk-weighted assets.
[2]	Ratio is computed in relation to average assets.

Note 21 - Regulatory Matters -

Note 21 - Regulatory Matters - Risk Based Capital Amounts and Ratios (Details) $ in Thousands		Mar. 31, 2022USD ($)		Dec. 31, 2021USD ($)
Total risk-based capital, actual amount	[1]	$ 681,421		$ 596,411
Total risk-based capital, actual ratio	[1]	0.1214		0.1279
Total risk-based capital, minimum for adequately capitalized amount	[1]	$ 448,875		$ 372,929
Total risk-based capital, minimum for adequately capitalized ratio	[1]	0.0800		0.0800
Common Equity Tier 1 risk-based capital, actual amount		$ 597,949	[1]	$ 556,590
Common Equity Tier 1 risk-based capital, actual ratio		0.1066	[1]	0.1194
Common Equity Tier 1 risk-based capital, minimum for adequately capitalized amount		$ 252,492	[1]	$ 209,772
Common Equity Tier 1 risk-based capital, minimum for adequately capitalized ratio		0.0450	[1]	0.0450
Tier 1 risk-based capital, actual amount	[1]	$ 623,949	[2]	$ 556,590
Tier 1 risk-based capita, actual ratio	[1]	0.1112		0.1194
Tier 1 risk-based capital, minimum for adequately capitalized amount	[1]	$ 336,656		$ 279,696
Tier 1 risk-based capital, minimum for adequately capitalized ratio	[1]	0.0600		0.0600
Tier 1 risk-based capital, actual amount	[1]	$ 623,949	[2]	$ 556,590
Leverage, actual ratio	[2]	0.0934		0.0886
Leverage, minimum for adequately capitalized amount	[2]	$ 267,229		$ 251,348
Leverage, minimum for adequately capitalized ratio		0.0400	[1]	0.0400	[2]
Leverage, actual amount	[2]			$ 556,590
Subsidiaries [Member]
Total risk-based capital, actual amount	[1]	$ 634,467		$ 577,078
Total risk-based capital, actual ratio	[1]	0.1134		0.1242
Total risk-based capital, minimum for adequately capitalized amount	[1]	$ 447,501		$ 371,809
Total risk-based capital, minimum for adequately capitalized ratio	[1]	0.0800		0.0800
Total risk-based capital, minimum for well capitalized amount	[1]	$ 559,337		$ 464,761
Total risk-based capital, minimum for well capitalized ratio	[1]	0.100		0.1000
Common Equity Tier 1 risk-based capital, actual amount		$ 576,995	[1]	$ 537,257
Common Equity Tier 1 risk-based capital, actual ratio		0.1031	[1]	0.1156
Common Equity Tier 1 risk-based capital, minimum for adequately capitalized amount		$ 251,719	[1]	$ 209,142
Common Equity Tier 1 risk-based capital, minimum for adequately capitalized ratio		0.0450	[1]	0.0450
Common Equity Tier 1 risk-based capital, minimum for well capitalized amount		$ 363,595	[1]	$ 302,095
Common Equity Tier 1 risk-based capital, minimum for well capitalized ratio		0.065	[1]	0.0650
Tier 1 risk-based capital, actual amount	[1]	$ 576,995		$ 537,257
Tier 1 risk-based capita, actual ratio	[1]	0.1031		0.1156
Tier 1 risk-based capital, minimum for adequately capitalized amount	[1]	$ 335,626		$ 278,857
Tier 1 risk-based capital, minimum for adequately capitalized ratio	[1]	0.0600		0.0600
Tier 1 risk-based capital, minimum for well capitalized amount	[1]	$ 447,501		$ 371,809
Tier 1 risk-based capital, minimum for well capitalized ratio	[1]	0.080		0.0800
Tier 1 risk-based capital, actual amount	[1]	$ 576,995		$ 537,257
Leverage, actual ratio	[2]	0.0865		0.0857
Leverage, minimum for adequately capitalized amount	[2]	$ 266,683		$ 250,871
Leverage, minimum for adequately capitalized ratio	[2]	0.0400		0.0400
Leverage, actual amount	[2]	$ 576,995		$ 537,257
Leverage, minimum for well capitalized amount	[2]	$ 333,354		$ 313,588
Leverage, minimum for well capitalized ratio	[2]	0.050		0.0500
[1]	Ratio is computed in relation to risk-weighted assets.
[2]	Ratio is computed in relation to average assets.

Note 22 - Segments (Details Tex

Note 22 - Segments (Details Textual) - USD ($) $ in Thousands	Mar. 31, 2022	Mar. 07, 2022	Dec. 31, 2021	Mar. 31, 2021	Dec. 31, 2020
Goodwill, Ending Balance	$ 202,524		$ 135,830	$ 12,513	$ 12,513
Commonwealth [Member]
Goodwill, Ending Balance	66,694	$ 67,000	$ 0
Commercial Banking [Member]
Goodwill, Ending Balance	175,000
WM&T [Member]
Goodwill, Ending Balance	28,000
WM&T [Member] | Commonwealth [Member]
Goodwill, Ending Balance	67,000
Operating Segments [Member]
Goodwill, Ending Balance	203,000
Operating Segments [Member] | Commercial Banking [Member]
Goodwill, Ending Balance	175,000
Operating Segments [Member] | WM&T [Member]
Goodwill, Ending Balance	28,000
Operating Segments [Member] | WM&T [Member] | Commonwealth [Member]
Goodwill, Ending Balance	$ 67,000

Note 22 - Segments - Financial

Note 22 - Segments - Financial Information by Business Segment (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Net interest income	$ 48,760	$ 37,825
Provision for credit losses	2,279	(1,475)
All other non-interest income	10,734	7,596
Non-interest expenses	56,297	24,973
Income before income tax expense	9,387	28,171
Income tax expense	1,445	5,461
Net income	7,942	22,710
Less net income attributable to NCI	36	0
Net income attributable to stockholders	7,906	22,710
Segment assets	7,777,152	4,794,075	$ 6,646,025
Fiduciary and Trust [Member]
Wealth management and trust services	8,469	6,248
Commercial Banking [Member]
Net interest income	48,653	37,742
Provision for credit losses	2,279	(1,475)
All other non-interest income	10,734	7,596
Non-interest expenses	51,690	21,696
Income before income tax expense	5,418	25,117
Income tax expense	633	4,798
Net income	4,785	20,319
Less net income attributable to NCI	0	0
Net income attributable to stockholders	4,785	20,319
Segment assets	7,744,189	4,790,344
Commercial Banking [Member] | Fiduciary and Trust [Member]
Wealth management and trust services	0	0
Investment Management and Trust [Member]
Net interest income	107	83
Provision for credit losses	0	0
All other non-interest income	0	0
Non-interest expenses	4,607	3,277
Income before income tax expense	3,969	3,054
Income tax expense	812	663
Net income	3,157	2,391
Less net income attributable to NCI	36	0
Net income attributable to stockholders	3,121	2,391
Segment assets	32,963	3,731
Investment Management and Trust [Member] | Fiduciary and Trust [Member]
Wealth management and trust services	$ 8,469	$ 6,248

Note 23 - Revenue From Contra_3

Note 23 - Revenue From Contracts With Customers (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Trading Activity Charges Reducing Product Sales Commissions and Fees	$ 188,000	$ 151,000
Contract with Customer, Asset, after Allowance for Credit Loss, Total	0
Fiduciary and Trust [Member]
Accrued Fees and Other Revenue Receivable	$ 4,000,000		$ 2,900,000

Note 23 - Revenue From Contra_4

Note 23 - Revenue From Contracts With Customers - Revenue by Operating Segment (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
Mortgage banking income	[1]	$ 1,003	$ 1,444
Bank owned life insurance	[1]	266	161
Other	[2]	972	770
Non-interest income		19,203	13,844
Commercial Banking [Member]
Mortgage banking income	[1]	1,003	1,444
Bank owned life insurance	[1]	266	161
Other	[2]	972	770
Non-interest income		10,734	7,596
WM&T [Member]
Mortgage banking income	[1]	0	0
Bank owned life insurance	[1]	0	0
Other	[2]	0	0
Non-interest income		8,469	6,248
Fiduciary and Trust [Member]
Non-interest income		8,469	6,248
Fiduciary and Trust [Member] | Commercial Banking [Member]
Non-interest income		0	0
Fiduciary and Trust [Member] | WM&T [Member]
Non-interest income		8,469	6,248
Deposit Account [Member]
Non-interest income		1,863	944
Deposit Account [Member] | Commercial Banking [Member]
Non-interest income		1,863	944
Deposit Account [Member] | WM&T [Member]
Non-interest income		0	0
Credit and Debit Card [Member]
Non-interest income		4,119	2,273
Credit and Debit Card [Member] | Commercial Banking [Member]
Non-interest income		4,119	2,273
Credit and Debit Card [Member] | WM&T [Member]
Non-interest income		0	0
Treasury Management [Member]
Non-interest income		1,904	1,540
Treasury Management [Member] | Commercial Banking [Member]
Non-interest income		1,904	1,540
Treasury Management [Member] | WM&T [Member]
Non-interest income		0	0
Product Sales Commissions and Fees [Member]
Non-interest income		607	464
Product Sales Commissions and Fees [Member] | Commercial Banking [Member]
Non-interest income		607	464
Product Sales Commissions and Fees [Member] | WM&T [Member]
Non-interest income		$ 0	$ 0
[1]	Outside of the scope of ASC 606.
[2]	Outside of the scope of ASC 606, with the exception of safe deposit fees which were nominal for all periods.

Note 24 - Leases (Details Textu

Note 24 - Leases (Details Textual)	3 Months Ended
	Mar. 31, 2022
Lessee, Operating Lease, Renewal Term (Year)	5 years
Lessee, Operating Lease, Lease yet Commenced, Number of Lease	1
Commonwealth [Member]
Number of Operating Leases Added in Acquisition	4
Minimum [Member]
Operating Lease, Remaining Lease Term (Year)	2 years
Maximum [Member]
Operating Lease, Remaining Lease Term (Year)	19 years

Note 24 - Leases - Balance Shee

Note 24 - Leases - Balance Sheet, Income Statement, and Cash Flow Detail Regarding Operating Leases (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Weighted average remaining lease term (years) (Year)	8 years 9 months 18 days		9 years 4 months 24 days
Weighted average discount rate	2.92%		3.02%
One year or less	$ 2,381		$ 2,634
Year two	3,191		2,673
Year three	2,887		2,408
Year four	2,147		1,924
Year five	1,669		1,608
Greater than five years	7,932		7,699
Total lease payments	20,207		18,946
Less imputed interest	2,504		2,538
Operating lease cost	656	$ 487
Variable lease cost	57	51
Less sublease income	24	14
Total lease cost	689	524
Cash paid for operating lease liabilities	853	$ 520
Premises and Equipment, Net [Member]
Operating lease right-of-use asset	16,264		14,958
Other Liabilities [Member]
Operating lease liability	$ 17,703		$ 16,408