Stock Yards Bancorp (SYBT) 10-Q 5 Nov 24 2024 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2024	Oct. 31, 2024
Document Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2024
Document Transition Report	false
Entity File Number	1-13661
Entity Registrant Name	STOCK YARDS BANCORP, INC.
Entity Incorporation, State or Country Code	KY
Entity Tax Identification Number	61-1137529
Entity Address, Address Line One	1040 East Main Street
Entity Address, City or Town	Louisville
Entity Address, State or Province	KY
Entity Address, Postal Zip Code	40206
City Area Code	502
Local Phone Number	582-2571
Title of 12(b) Security	Common stock, no par value
Trading Symbol	SYBT
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding (in shares)		29,412,747
Entity Central Index Key	0000835324
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q3
Amendment Flag	false

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks		$ 108,825	$ 94,466
Federal funds sold and interest bearing due from banks		144,241	171,493
Total cash and cash equivalents		253,066	265,959
Mortgage loans held for sale, at fair value		4,822	6,056
Available for sale debt securities (amortized cost of $958,606 in 2024 and $1,154,153 in 2023, respectively)		861,832	1,031,179
Held to maturity debt securities (fair value of $352,430 in 2024 and $408,519 in 2023, respectively)		374,912	439,837
Federal Home Loan Bank stock, at cost		29,419	16,236
Loans	[1]	6,278,133	5,771,038
Allowance for credit losses on loans		(85,343)	(79,374)
Net loans		6,192,790	5,691,664
Premises and equipment, net		111,335	101,174
Premises held for sale		2,332	2,502
Bank owned life insurance		88,744	86,927
Accrued interest receivable		26,439	26,830
Goodwill		194,074	194,074
Other assets		280,366	287,360
Total assets		8,437,280	8,170,102
Liabilities
Non-interest bearing		1,508,203	1,548,624
Interest bearing		5,217,870	5,122,124
Total deposits		6,726,073	6,670,748
Securities sold under agreements to repurchase		149,852	152,991
Federal funds purchased		6,442	12,852
Subordinated debentures		26,806	26,740
Federal Home Loan Bank advances		325,000	200,000
Accrued interest payable		2,036	2,094
Other liabilities		266,977	246,574
Total liabilities		7,503,186	7,311,999
Stockholders’ equity
Preferred stock, no par value. Authorized 1,000,000 shares; no shares issued or outstanding		0	0
Common stock, no par value. Authorized 40,000,000 shares; issued and outstanding 29,414,000 and 29,329,000 shares in 2024 and 2023, respectively		58,886	58,602
Additional paid-in capital		392,965	385,955
Retained earnings		557,516	506,344
Accumulated other comprehensive loss		(75,273)	(92,798)
Total stockholders’ equity		934,094	858,103
Total liabilities and equity		8,437,280	8,170,102
Core Deposits [Member]
Assets
Intangible		9,929	11,944
Customer Lists [Member]
Assets
Intangible		$ 7,220	$ 8,360
[1] (1) Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs.

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ / shares in Thousands, $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Debt Securities, Available-for-Sale, Amortized Cost	$ 958,606	$ 1,154,153
Debt Securities, Held-to-Maturity, Fair Value	$ 352,430	$ 408,519
Preferred Stock, No Par Value (in dollars per share)	$ 0	$ 0
Preferred Stock, Shares Authorized (in shares)	1,000,000	1,000,000
Preferred Stock, Shares Issued (in shares)	0	0
Preferred Stock, Shares Outstanding (in shares)	0	0
Common Stock, No Par Value (in dollars per share)	$ 0	$ 0
Common Stock, Shares Authorized (in shares)	40,000,000	40,000,000
Common Stock, Shares, Issued (in shares)	29,414,000	29,329,000
Common Stock, Shares, Outstanding (in shares)	29,414,000	29,329,000

Condensed Consolidated Statemen

Condensed Consolidated Statements of Income (Unaudited) - USD ($) shares in Thousands, $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest income:
Loans, including fees		$ 95,689	$ 78,234	$ 271,547	$ 219,329
Federal funds sold and interest bearing due from banks		1,946	1,640	6,199	4,885
Mortgage loans held for sale		47	55	152	173
Federal Home Loan Bank stock		663	499	1,601	939
Investment securities:
Taxable		6,918	8,064	21,700	24,809
Tax-exempt		459	433	1,372	1,320
Total interest income		105,722	88,925	302,571	251,455
Interest expense:
Deposits		33,997	21,360	97,486	51,940
Securities sold under agreements to repurchase		937	597	2,639	1,429
Federal funds purchased and other short-term borrowings		120	157	395	504
Federal Home Loan Bank advances		5,209	4,917	13,469	10,613
Subordinated debentures		480	579	1,511	1,653
Total interest expense		40,743	27,610	115,500	66,139
Net interest income		64,979	61,315	187,071	185,316
Provision for credit losses		4,325	2,775	7,050	7,750
Net interest income after provision expense		60,654	58,540	180,021	177,566
Non-interest income:
Mortgage banking income	[1]	1,112	814	3,077	2,882
Bank owned life insurance	[1]	634	569	1,817	1,677
Gain (loss) on sale of premises and equipment	[1]	(59)	302	(39)	75
Total non-interest income		24,797	22,896	71,723	67,803
Non-interest expenses:
Compensation		25,534	23,379	74,389	67,382
Employee benefits		4,629	4,508	15,591	14,622
Net occupancy and equipment		3,775	3,821	11,264	11,234
Technology and communication		4,500	4,236	14,463	12,706
Debit and credit card processing		1,845	1,637	5,402	4,762
Marketing and business development		1,438	1,357	4,109	4,236
Postage, printing and supplies		901	938	2,740	2,701
Legal and professional		968	1,049	3,268	2,665
FDIC insurance		1,095	937	3,368	2,851
Capital and deposit based taxes		825	629	2,128	1,875
Intangible amortization		1,052	1,167	3,155	3,519
Amortization of investments in tax credit partnerships		0	323	0	970
Other		1,890	2,721	6,645	8,293
Total non-interest expenses		48,452	46,702	146,522	137,816
Income before income tax expense		36,999	34,734	105,222	107,553
Income tax expense		7,639	7,642	22,377	23,749
Net income		$ 29,360	$ 27,092	$ 82,845	$ 83,804
Net income per share - basic (in dollars per share)		$ 1	$ 0.93	$ 2.83	$ 2.87
Net income per share - diluted (in dollars per share)		$ 1	$ 0.92	$ 2.82	$ 2.86
Weighted average outstanding shares
Basic (in shares)		29,299	29,223	29,277	29,208
Diluted (in shares)		29,445	29,336	29,396	29,347
Fiduciary and Trust [Member]
Non-interest income:
Non-interest income		$ 10,931	$ 10,030	$ 32,497	$ 29,703
Deposit Account [Member]
Non-interest income:
Non-interest income		2,314	2,272	6,630	6,622
Credit and Debit Card [Member]
Non-interest income:
Non-interest income		5,083	4,870	14,688	14,064
Treasury Management [Member]
Non-interest income:
Non-interest income		2,939	2,635	8,389	7,502
Investment Advisory, Management and Administrative Service [Member]
Non-interest income:
Non-interest income		915	791	2,580	2,345
Product and Service, Other [Member]
Non-interest income:
Non-interest income		$ 928	$ 613	$ 2,084	$ 2,933
[1] (1) Outside of the scope of ASC 606.

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Net income	$ 29,360	$ 27,092	$ 82,845	$ 83,804
Other comprehensive income (loss):
Change in unrealized gain (loss) on AFS debt securities	32,948	(29,915)	26,200	(22,113)
Change in fair value of derivatives used in cash flow hedge	(6,757)	2,759	(2,929)	5,670
Total other comprehensive income (loss) before income tax effect	26,191	(27,156)	23,271	(16,443)
Income tax effect	6,484	(6,667)	5,746	(4,074)
Total other comprehensive income (loss) net of tax	19,707	(20,489)	17,525	(12,369)
Comprehensive income	$ 49,067	$ 6,603	$ 100,370	$ 71,435

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) shares in Thousands, $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2022	29,259
Balance at Dec. 31, 2022	$ 58,367	$ 377,703	$ 439,898	$ (115,536)	$ 760,432
Net income	0	0	29,048	0	29,048
Other comprehensive income (loss)	0	0	0	14,593	14,593
Stock compensation expense	$ 0	1,152	0	0	1,152
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations (in shares)	66
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations	$ 217	3,557	(6,143)	0	(2,369)
Cash dividends declared	$ 0	0	(8,489)	0	(8,489)
Shares cancelled (in shares)	(1)
Shares cancelled	$ (2)	(21)	24	0	1
Balance (in shares) at Mar. 31, 2023	29,324
Balance at Mar. 31, 2023	$ 58,582	382,391	454,338	(100,943)	794,368
Balance (in shares) at Dec. 31, 2022	29,259
Balance at Dec. 31, 2022	$ 58,367	377,703	439,898	(115,536)	760,432
Net income					83,804
Other comprehensive income (loss)					(12,369)
Balance (in shares) at Sep. 30, 2023	29,323
Balance at Sep. 30, 2023	$ 58,579	384,399	491,845	(127,905)	806,918
Balance (in shares) at Mar. 31, 2023	29,324
Balance at Mar. 31, 2023	$ 58,582	382,391	454,338	(100,943)	794,368
Net income	0	0	27,664	0	27,664
Other comprehensive income (loss)	0	0	0	(6,473)	(6,473)
Stock compensation expense	$ 0	1,035	0	0	1,035
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations (in shares)	0
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations	$ 2	26	(39)	0	(11)
Cash dividends declared	$ 0	0	(8,501)	0	(8,501)
Shares cancelled (in shares)	0
Shares cancelled	$ (4)	(65)	69	0	0
Balance (in shares) at Jun. 30, 2023	29,324
Balance at Jun. 30, 2023	$ 58,580	383,387	473,531	(107,416)	808,082
Net income	0	0	27,092	0	27,092
Other comprehensive income (loss)	0	0	0	(20,489)	(20,489)
Stock compensation expense	$ 0	1,032	0	0	1,032
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations (in shares)	0
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations	$ 0	(2)	0	0	(2)
Cash dividends declared	$ 0	0	(8,797)	0	(8,797)
Shares cancelled (in shares)	(1)
Shares cancelled	$ (1)	(18)	19	0	0
Balance (in shares) at Sep. 30, 2023	29,323
Balance at Sep. 30, 2023	$ 58,579	384,399	491,845	(127,905)	806,918
Balance (in shares) at Dec. 31, 2023	29,329
Balance at Dec. 31, 2023	$ 58,602	385,955	506,344	(92,798)	858,103
Net income	0	0	25,887	0	25,887
Other comprehensive income (loss)	0	0	0	(2,256)	(2,256)
Stock compensation expense	0	942	0	0	942
Reclassification adjustment - ASU 2023-02	$ 0	0	2,482	0	2,482
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations (in shares)	65
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations	$ 212	2,825	(4,675)	0	(1,638)
Cash dividends declared	$ 0	0	(8,809)	0	(8,809)
Shares cancelled (in shares)	(1)
Shares cancelled	$ (2)	(37)	39	0	0
Balance (in shares) at Mar. 31, 2024	29,393
Balance at Mar. 31, 2024	$ 58,812	389,685	521,268	(95,054)	874,711
Balance (in shares) at Dec. 31, 2023	29,329
Balance at Dec. 31, 2023	$ 58,602	385,955	506,344	(92,798)	858,103
Net income					82,845
Other comprehensive income (loss)					17,525
Balance (in shares) at Sep. 30, 2024	29,414
Balance at Sep. 30, 2024	$ 58,886	392,965	557,516	(75,273)	934,094
Balance (in shares) at Mar. 31, 2024	29,393
Balance at Mar. 31, 2024	$ 58,812	389,685	521,268	(95,054)	874,711
Net income	0	0	27,598	0	27,598
Other comprehensive income (loss)	0	0	0	74	74
Stock compensation expense	$ 0	1,008	0	0	1,008
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations (in shares)	1
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations	$ 3	38	(90)	0	(49)
Cash dividends declared	$ 0	0	(8,807)	0	(8,807)
Shares cancelled (in shares)	(6)
Shares cancelled	$ (18)	(277)	295	0	0
Balance (in shares) at Jun. 30, 2024	29,388
Balance at Jun. 30, 2024	$ 58,797	390,454	540,264	(94,980)	894,535
Net income	0	0	29,360	0	29,360
Other comprehensive income (loss)	0	0	0	19,707	19,707
Stock compensation expense	$ 0	922	0	0	922
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations (in shares)	27
Stock issued for share-based awards, net of withholdings to satisfy employee tax obligations	$ 91	1,624	(3,030)	0	(1,315)
Cash dividends declared	$ 0	0	(9,115)	0	(9,115)
Shares cancelled (in shares)	(1)
Shares cancelled	$ (2)	(35)	37	0	0
Balance (in shares) at Sep. 30, 2024	29,414
Balance at Sep. 30, 2024	$ 58,886	$ 392,965	$ 557,516	$ (75,273)	$ 934,094

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023
Common Stock, Dividends, Per Share, Declared (in dollars per share)	$ 0.31	$ 0.3	$ 0.3	$ 0.3	$ 0.29	$ 0.29

Condensed Consolidated Statem_5

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023
Cash flows from operating activities:
Net income		$ 82,845	$ 83,804
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses		7,050	7,750
Depreciation, amortization and accretion, net		10,410	15,356
Deferred income tax benefit		(2,222)	(883)
Gain on sale of mortgage loans held for sale		(1,868)	(1,251)
Origination of mortgage loans held for sale		(78,742)	(86,100)
Proceeds from sale of mortgage loans held for sale		81,844	83,422
Bank owned life insurance income	[1]	(1,817)	(1,677)
Loss (gain) on the sale of premises and equipment	[1]	39	(75)
Loss on other real estate owned		0	250
Stock compensation expense		2,872	3,219
Excess tax benefit from share-based compensation arrangements		(669)	(579)
Net change in accrued interest receivable and other assets		6,326	(106,238)
Net change in accrued interest payable and other liabilities		17,865	79,409
Net cash provided by operating activities		123,933	76,407
Cash flows from investing activities:
Purchases of available for sale debt securities		0	(6,025)
Proceeds from maturities and paydowns of available for sale debt securities		193,504	106,806
Proceeds from maturities and paydowns of held to maturity debt securities		65,195	28,196
Purchases of FHLB stock		(33,711)	(28,800)
Proceeds from redemption of FHLB stock		20,528	13,487
Net change in loans		(506,484)	(414,908)
Purchases of premises and equipment		(6,570)	(5,536)
Proceeds from sale or disposal of premises and equipment		223	1,732
Other investment activities		(10,547)	(12,339)
Net cash used in investing activities		(277,862)	(317,387)
Cash flows from financing activities:
Net change in deposits		55,325	11,555
Net change in securities sold under agreements to repurchase and federal funds purchased		(9,549)	(16,719)
Proceeds from FHLB advances		2,500,000	2,150,000
Repayments of FHLB advances		(2,375,000)	(1,850,000)
Repurchase of common stock		(3,002)	(2,382)
Cash dividends paid		(26,738)	(25,804)
Net cash provided by financing activities		141,036	266,650
Net change in cash and cash equivalents		(12,893)	25,670
Beginning cash and cash equivalents		265,959	167,367
Ending cash and cash equivalents		253,066	193,037
Supplemental cash flow information:
Interest paid		115,558	64,963
Income taxes paid, net of refunds		13,143	28,460
Cash paid for operating lease liabilities		3,567	3,111
Supplemental non-cash activity:
Change in unfunded commitments in tax credit investments		9,250	100,046
Dividends payable to stockholders		232	212
Premises and equipment transferred to premises held for sale		$ 0	$ 715
[1] (1) Outside of the scope of ASC 606.

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Significant Accounting Policies [Text Block]	(1) Summary of Significant Accounting Policies The accompanying condensed consolidated financial statements include the accounts of Stock Yards Bancorp, Inc. and its wholly owned subsidiary, Stock Yards Bank & Trust Company. The condensed consolidated financial statements in this report have not been audited by the Company’s independent registered public accounting firm, but in the opinion of management, all adjustments necessary to present fairly the financial position and the result of operations for the interim periods have been made. All such adjustments are of a normal, recurring nature and all intercompany accounts and transactions have been eliminated. To prepare the condensed consolidated financial statements, management must make estimates and assumptions that may require difficult, complex or subjective judgments, some of which may relate to matters that are inherently uncertain. Estimates are susceptible to material changes as a result of changes in facts and circumstances. Actual results could differ significantly from those estimates, and the results of operations for the three and nine month periods ended September 30, 2024 do not necessarily indicate the results that Bancorp will achieve for the year ended December 31, 2024, or any other interim period. The condensed consolidated financial statements have been prepared in accordance with GAAP for interim financial information and with the rules and regulations for Form 10-Q as adopted by the SEC. Accordingly, the condensed consolidated financial statements do not include all of the information and notes required by GAAP for complete financial statements and should be read in conjunction with Bancorp’s most recent Annual Report on Form 10-K, which contain the latest audited consolidated financial statements and notes thereto. Adoption of New Accounting Guidance In March 2023, the FASB issued ASU 2023-02, “ Investments Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method. Bancorp adopted this ASU effective January 1, 2024 using the modified retrospective basis. The impact of adoption was measured as of January 1, 2024 and resulted in a one-time cumulative-effect adjustment to retained earnings. This adjustment ultimately increased total stockholders equity by $2.5 million and included the write-off of DTAs for qualified tax credit investments. Also as a result of adoption, Bancorp began booking related tax credit amortization expense as a component of income tax expense effective January 1, 2024, which had previously been recorded as a component of non-interest expenses. No prior periods presented were impacted as a result of adopting ASU 2023-02. Accounting Standards Updates In November 2023, the FASB issued ASU 2023-07, “ Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. In December 2023, the FASB issued ASU 2023-09, “ Income Taxes (Topic 740): Improvements to Income Tax Disclosures.

Note 2 - Investment Securities

Note 2 - Investment Securities	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	(2) Investment Securities Debt securities purchased in which Bancorp has the intent and ability to hold to their maturity are classified as HTM securities. All other investment securities are classified as AFS securities. AFS Debt Securities The following table summarizes the amortized cost, unrealized gains and losses, and fair value of Bancorp’s AFS debt securities portfolio: (in thousands) Amortized Unrealized September 30, 2024 cost Gains Losses Fair value U.S. Treasury and other U.S. Government obligations $ 19,999 $ - $ (33 ) $ 19,966 Government sponsored enterprise obligations 90,295 127 (3,527 ) 86,895 Mortgage backed securities - government agencies 714,538 253 (82,543 ) 632,248 Obligations of states and political subdivisions 130,055 5 (10,863 ) 119,197 Other 3,719 - (193 ) 3,526 Total available for sale debt securities $ 958,606 $ 385 $ (97,159 ) $ 861,832 December 31, 2023 U.S. Treasury and other U.S. Government obligations $ 119,931 $ - $ (3,662 ) $ 116,269 Government sponsored enterprise obligations 104,677 157 (4,987 ) 99,847 Mortgage backed securities - government agencies 789,145 83 (101,189 ) 688,039 Obligations of states and political subdivisions 136,579 5 (13,094 ) 123,490 Other 3,821 - (287 ) 3,534 Total available for sale debt securities $ 1,154,153 $ 245 $ (123,219 ) $ 1,031,179 HTM Debt Securities The following table summarizes the amortized cost, unrecognized gains and losses, and fair value of Bancorp’s HTM debt securities portfolio: (in thousands) Carrying Unrecognized September 30, 2024 value Gains Losses Fair value U.S. Treasury and other U.S. Government obligations $ 153,692 $ - $ (1,539 ) $ 152,153 Government sponsored enterprise obligations 25,726 - (1,478 ) 24,248 Mortgage backed securities - government agencies 195,494 3 (19,468 ) 176,029 Total held to maturity debt securities $ 374,912 $ 3 $ (22,485 ) $ 352,430 December 31, 2023 U.S. Treasury and other U.S. Government obligations $ 203,259 $ - $ (4,932 ) $ 198,327 Government sponsored enterprise obligations 26,918 - (2,457 ) 24,461 Mortgage backed securities - government agencies 209,660 1 (23,930 ) 185,731 Total held to maturity debt securities $ 439,837 $ 1 $ (31,319 ) $ 408,519 All investment securities classified as HTM by Bancorp as of September 30, 2024 are obligations of the U.S. Government and/or are issued by U.S. Government-sponsored agencies and have an implicit or explicit government guarantee. Therefore, no none Debt Securities by Contractual Maturity A summary of AFS and HTM debt securities by contractual maturity as of September 30, 2024 follows: AFS Debt Securities HTM Debt Securities (in thousands) Amortized cost Fair value Carrying value Fair value Due within one year $ 25,215 $ 25,144 $ 151,741 $ 150,265 Due after one year but within five years 35,528 34,296 2,644 2,565 Due after five years but within 10 years 94,000 84,166 24,542 23,092 Due after 10 years 89,325 85,978 491 479 Mortgage backed securities - government agencies 714,538 632,248 195,494 176,029 Total $ 958,606 $ 861,832 $ 374,912 $ 352,430 Actual maturities may differ from contractual maturities because some issuers have the right to call or prepay obligations with or without prepayment penalties. The investment portfolio includes MBS, which are guaranteed by agencies such as FHLMC, FNMA and GNMA. These securities differ from traditional debt securities primarily in that they may have uncertain principal payment dates and are priced based on estimated prepayment rates on the underlying collateral. At September 30, 2024 and December 31, 2023, there were no Accrued interest on the investment securities portfolio (AFS and HTM) totaled $4 million and $6 million at September 30, 2024 and December 31, 2023, respectively. Accrued interest receivable on the investment securities portfolios is included in the condensed consolidated balance sheets. Securities with a carrying value of $834 million and $991 million were pledged at September 30, 2024 and December 31, 2023, respectively, to secure accounts of commercial depositors in cash management accounts, public deposits and uninsured cash balances for certain WM&T accounts. Based on an evaluation of available information including security type, counterparty credit quality, past events, current conditions, and reasonable and supportable forecasts that are relevant to collectability, Bancorp has concluded that it expects to receive all contractual cash flows from each security held in its AFS and HTM debt securities portfolio. As such, no Unrealized and Unrecognized Loss Analysis on Debt Securities Debt securities with unrealized and unrecognized losses at September 30, 2024 and December 31, 2023, aggregated by investment category and length of time securities have been in a continuous unrealized loss position follows: AFS Debt Securities Less than 12 months 12 months or more Total (in thousands) Fair Unrealized Fair Unrealized Fair Unrealized September 30, 2024 value losses value losses value losses U.S. Treasury and other U.S. Government obligations $ - $ - $ 19,966 $ (33 ) $ 19,966 $ (33 ) Government sponsored enterprise obligations 5,916 (16 ) 77,159 (3,511 ) 83,075 (3,527 ) Mortgage-backed securities - government agencies - - 607,428 (82,543 ) 607,428 (82,543 ) Obligations of states and political subdivisions 7,751 (69 ) 100,646 (10,794 ) 108,397 (10,863 ) Other - - 3,526 (193 ) 3,526 (193 ) Total AFS debt securities $ 13,667 $ (85 ) $ 808,725 $ (97,074 ) $ 822,392 $ (97,159 ) December 31, 2023 U.S. Treasury and other U.S. Government obligations $ - $ - $ 116,269 $ (3,662 ) $ 116,269 $ (3,662 ) Government sponsored enterprise obligations - - 83,675 (4,987 ) 83,675 (4,987 ) Mortgage-backed securities - government agencies 16,346 (95 ) 661,195 (101,094 ) 677,541 (101,189 ) Obligations of states and political subdivisions 6,326 (64 ) 105,179 (13,030 ) 111,505 (13,094 ) Other - - 3,534 (287 ) 3,534 (287 ) Total AFS debt securities $ 22,672 $ (159 ) $ 969,852 $ (123,060 ) $ 992,524 $ (123,219 ) HTM Debt Securities Less than 12 months 12 months or more Total (in thousands) Fair Unrecognized Fair Unrecognized Fair Unrecognized September 30, 2024 value losses value losses value losses U.S. Treasury and other U.S. Government obligations $ - $ - $ 152,153 $ (1,539 ) $ 152,153 $ (1,539 ) Government sponsored enterprise obligations 402 (4 ) 23,825 (1,474 ) 24,227 (1,478 ) Mortgage-backed securities - government agencies - - 175,821 (19,468 ) 175,821 (19,468 ) Total HTM debt securities $ 402 $ (4 ) $ 351,799 $ (22,481 ) $ 352,201 $ (22,485 ) December 31, 2023 U.S. Treasury and other U.S. Government obligations $ - $ - $ 198,327 $ (4,932 ) $ 198,327 $ (4,932 ) Government sponsored enterprise obligations 455 (1 ) 23,967 (2,456 ) 24,422 (2,457 ) Mortgage-backed securities - government agencies - - 185,504 (23,930 ) 185,504 (23,930 ) Total HTM debt securities $ 455 $ (1 ) $ 407,798 $ (31,318 ) $ 408,253 $ (31,319 ) Applicable dates for determining when securities are in unrealized and unrecognized loss positions are September 30, 2024 and December 31, 2023. As such, it is possible that a security had a market value lower than its amortized cost on other days during the past 12 months, but is not in the “ Less than 12 months For debt securities with unrealized and unrecognized loss positions, Bancorp evaluates the securities to determine whether the decline in the fair value below the amortized cost basis (impairment) is due to credit-related factors or non-credit related factors. Any impairment that is not credit-related is recognized in AOCI, net of tax. Credit-related impairment is recognized as an ACL for debt securities on the balance sheet, limited to the amount by which the amortized cost basis exceeds the fair value, with a corresponding adjustment to earnings. Accrued interest receivable is excluded from the estimate of credit losses. Both the ACL and the adjustment to net income may be reversed if conditions change. However, if Bancorp intends to sell an impaired debt security or more likely than not will be required to sell such a security before recovering its amortized cost basis, the entire impairment amount would be recognized in earnings with a corresponding adjustment to the security’s amortized cost basis. Because the security’s amortized cost basis is adjusted to fair value, there is no ACL in this situation. In evaluating debt securities in unrealized and unrecognized loss positions for impairment and the criteria regarding its intent or requirement to sell such securities, Bancorp considers the extent to which fair value is less than amortized cost, whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuers’ financial condition, among other factors. Unrealized and unrecognized losses on Bancorp’s investment securities portfolio have not been recognized as an expense because the securities are of high credit quality, and the decline in fair values is attributable to changes in the prevailing interest rate environment since the purchase date. Fair value is expected to recover as securities reach maturity and/or the interest rate environment returns to conditions similar to when these securities were purchased. These investments consisted of 465 and 498 separate investment positions as of September 30, 2024 and December 31, 2023, respectively. By dollar value, approximately 97% and 98% of the debt securities portfolio was in an loss position as of September 30, 2024 and December 31, 2023, respectively. There were no credit related factors underlying unrealized and unrecognized losses on debt securities at September 30, 2024 and December 31, 2023.

Note 3 - Loans and Allowance fo

Note 3 - Loans and Allowance for Credit Losses on Loans	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	(3) Loans and Allowance for Credit Losses on Loans Composition of loans by class follows: (in thousands) September 30, 2024 December 31, 2023 Commercial real estate - non-owner occupied $ 1,686,448 $ 1,561,689 Commercial real estate - owner occupied 949,538 907,424 Total commercial real estate 2,635,986 2,469,113 Commercial and industrial - term 865,384 867,380 Commercial and industrial - lines of credit 513,909 439,748 Total commercial and industrial 1,379,293 1,307,128 Residential real estate - owner occupied 783,337 708,893 Residential real estate - non-owner occupied 381,051 358,715 Total residential real estate 1,164,388 1,067,608 Construction and land development 674,918 531,324 Home equity lines of credit 236,819 211,390 Consumer 143,684 145,340 Leases 16,760 15,503 Credits cards 26,285 23,632 Total loans (1) $ 6,278,133 $ 5,771,038 (1) Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs. Accrued interest receivable on loans, which is excluded from the amortized cost of loans, totaled $22 million and $21 million at September 30, 2024 and December 31, 2023, respectively, and was included in the condensed consolidated balance sheets. Loans with carrying amounts of $3.32 billion and $3.15 billion were pledged to secure FHLB borrowing capacity at September 30, 2024 and December 31, 2023, respectively. Loans to directors and their related interests, including loans to companies for which directors are principal owners and executive officers, totaled $74 million and $62 million as of September 30, 2024 and December 31, 2023, respectively. ACL for Loans The tables below reflects activity in the ACL for loans: (in thousands) Three Months Ended September 30, 2024 Beginning Balance Provision for Credit Losses on Loans Charge-offs Recoveries Ending Balance Commercial real estate - non-owner occupied $ 13,032 $ 278 $ - $ 18 $ 13,328 Commercial real estate - owner occupied 9,719 (352 ) - - 9,367 Total commercial real estate 22,751 (74 ) - 18 22,695 Commercial and industrial - term 21,629 201 (658 ) 67 21,239 Commercial and industrial - lines of credit 5,825 677 - - 6,502 Total commercial and industrial 27,454 878 (658 ) 67 27,741 Residential real estate - owner occupied 13,325 1,011 (395 ) 4 13,945 Residential real estate - non-owner occupied 4,248 685 - 7 4,940 Total residential real estate 17,573 1,696 (395 ) 11 18,885 Construction and land development 10,029 1,622 - - 11,651 Home equity lines of credit 1,147 87 - - 1,234 Consumer 2,552 (6 ) (193 ) 107 2,460 Leases 411 (9 ) - - 402 Credit cards 238 131 (99 ) 5 275 Total $ 82,155 $ 4,325 $ (1,345 ) $ 208 $ 85,343 (in thousands) Nine Months Ended September 30, 2024 Beginning Balance Provision for Credit Losses on Loans Charge-offs Recoveries Ending Balance Commercial real estate - non-owner occupied $ 22,133 $ (8,856 ) $ - $ 51 $ 13,328 Commercial real estate - owner occupied 11,667 (2,349 ) - 49 9,367 Total commercial real estate 33,800 (11,205 ) - 100 22,695 Commercial and industrial - term 14,359 7,006 (748 ) 622 21,239 Commercial and industrial - lines of credit 6,495 (197 ) - 204 6,502 Total commercial and industrial 20,854 6,809 (748 ) 826 27,741 Residential real estate - owner occupied 9,316 5,021 (416 ) 24 13,945 Residential real estate - non-owner occupied 4,282 651 - 7 4,940 Total residential real estate 13,598 5,672 (416 ) 31 18,885 Construction and land development 7,593 4,058 - - 11,651 Home equity lines of credit 1,660 (428 ) - 2 1,234 Consumer 1,407 1,294 (606 ) 365 2,460 Leases 220 182 - - 402 Credit cards 242 193 (184 ) 24 275 Total $ 79,374 $ 6,575 $ (1,954 ) $ 1,348 $ 85,343 (in thousands) Three Months Ended September 30, 2023 Beginning Balance Provision for Credit Losses on Loans Charge-offs Recoveries Ending Balance Commercial real estate - non-owner occupied $ 21,773 $ (420 ) $ - $ 17 $ 21,370 Commercial real estate - owner occupied 11,557 1,088 - 6 12,651 Total commercial real estate 33,330 668 - 23 34,021 Commercial and industrial - term 14,792 1,026 (1,878 ) 16 13,956 Commercial and industrial - lines of credit 6,503 (158 ) - 1 6,346 Total commercial and industrial 21,295 868 (1,878 ) 17 20,302 Residential real estate - owner occupied 8,835 278 - 6 9,119 Residential real estate - non-owner occupied 4,169 55 - - 4,224 Total residential real estate 13,004 333 - 6 13,343 Construction and land development 6,752 227 - - 6,979 Home equity lines of credit 1,609 (7 ) - - 1,602 Consumer 1,285 184 (232 ) 131 1,368 Leases 205 7 - - 212 Credit cards 230 20 (5 ) 3 248 Total $ 77,710 $ 2,300 $ (2,115 ) $ 180 $ 78,075 (in thousands) Nine Months Ended September 30, 2023 Beginning Balance Provision for Credit Losses on Loans Charge-offs Recoveries Ending Balance Commercial real estate - non-owner occupied $ 22,641 $ (1,324 ) $ - $ 53 $ 21,370 Commercial real estate - owner occupied 10,827 1,818 - 6 12,651 Total commercial real estate 33,468 494 - 59 34,021 Commercial and industrial - term 12,991 2,955 (2,006 ) 16 13,956 Commercial and industrial - lines of credit 6,389 (193 ) - 150 6,346 Total commercial and industrial 19,380 2,762 (2,006 ) 166 20,302 Residential real estate - owner occupied 6,717 2,418 (43 ) 27 9,119 Residential real estate - non-owner occupied 3,597 625 - 2 4,224 Total residential real estate 10,314 3,043 (43 ) 29 13,343 Construction and land development 7,186 (207 ) - - 6,979 Home equity lines of credit 1,613 1 (12 ) - 1,602 Consumer 1,158 473 (639 ) 376 1,368 Leases 201 11 - - 212 Credit cards 211 123 (105 ) 19 248 Total $ 73,531 $ 6,700 $ (2,805 ) $ 649 $ 78,075 The following tables present the amortized cost basis of non-performing loans and the amortized cost basis of loans on non-accrual status for which there was no related ACL losses: Non-accrual Loans Past Due 90-Days- (in thousands) With No Total or-More and Still September 30, 2024 Recorded ACL Non-accrual Accruing Interest Commercial real estate - non-owner occupied $ 304 $ 1,055 $ — Commercial real estate - owner occupied 688 1,499 90 Total commercial real estate 992 2,554 90 Commercial and industrial - term 4,174 6,260 548 Commercial and industrial - lines of credit — — — Total commercial and industrial 4,174 6,260 548 Residential real estate - owner occupied 498 6,514 — Residential real estate - non-owner occupied — 540 128 Total residential real estate 498 7,054 128 Construction and land development — — — Home equity lines of credit — 90 — Consumer — 330 5 Leases — — — Credit cards — — 99 Total $ 5,664 $ 16,288 $ 870 Non-accrual Loans Past Due 90-Days- (in thousands) With No Total or-More and Still December 31, 2023 Recorded ACL Non-accrual Accruing Interest Commercial real estate - non-owner occupied $ 1,714 $ 8,649 $ — Commercial real estate - owner occupied — 885 — Total commercial real estate 1,714 9,534 — Commercial and industrial - term 688 4,456 — Commercial and industrial - lines of credit — 215 — Total commercial and industrial 688 4,671 — Residential real estate - owner occupied 230 3,667 — Residential real estate - non-owner occupied — 372 — Total residential real estate 230 4,039 — Construction and land development — — — Home equity lines of credit 343 467 — Consumer — 337 — Leases — — — Credit cards — 10 110 Total $ 2,975 $ 19,058 $ 110 For the three and nine month periods ended September 30, 2024 and 2023, the amount of accrued interest income previously recorded as revenue and subsequently reversed due to the change in accrual status was immaterial. For the three and nine month periods ended September 30, 2024 and 2023, no The following table presents the amortized cost basis and ACL allocated for collateral dependent loans, which are individually evaluated to determine expected credit losses: (in thousands) September 30, 2024 Real Estate Accounts Receivable / Equipment Other Total ACL Allocation Commercial real estate - non-owner occupied $ 7,607 $ - $ - $ 7,607 $ 1,007 Commercial real estate - owner occupied 2,055 - - 2,055 308 Total commercial real estate 9,662 - - 9,662 1,315 Commercial and industrial - term 1,425 4,815 - 6,240 810 Commercial and industrial - lines of credit 2,151 200 - 2,351 605 Total commercial and industrial 3,576 5,015 - 8,591 1,415 Residential real estate - owner occupied 5,997 - - 5,997 198 Residential real estate - non-owner occupied 1,082 - - 1,082 596 Total residential real estate 7,079 - - 7,079 794 Construction and land development - - - - - Home equity lines of credit 90 - - 90 - Consumer - - 328 328 10 Leases - - - - - Credit cards - - - - - Total collateral dependent loans $ 20,407 $ 5,015 $ 328 $ 25,750 $ 3,534 (in thousands) December 31, 2023 Real Estate Accounts Receivable / Equipment Other Total ACL Allocation Commercial real estate - non-owner occupied $ 15,419 $ - $ - $ 15,419 $ 1,604 Commercial real estate - owner occupied 2,586 - - 2,586 812 Total commercial real estate 18,005 - - 18,005 2,416 Commercial and industrial - term 302 4,088 - 4,390 377 Commercial and industrial - lines of credit 2,781 101 - 2,882 708 Total commercial and industrial 3,083 4,189 - 7,272 1,085 Residential real estate - owner occupied 4,205 - - 4,205 198 Residential real estate - non-owner occupied 558 - - 558 116 Total residential real estate 4,763 - - 4,763 314 Construction and land development - - - - - Home equity lines of credit 467 - - 467 - Consumer - - 335 335 18 Leases - - - - - Credit cards - - - - - Total collateral dependent loans $ 26,318 $ 4,189 $ 335 $ 30,842 $ 3,833 The following tables present the aging of contractually past due loans by portfolio class: (in thousands) 30-59 days 60-89 days 90 or more Total Past Total September 30, 2024 Current Past Due Past Due days Past Due Due Loans Loans Commercial real estate - non-owner occupied $ 1,681,673 $ 3 $ 4,236 $ 536 $ 4,775 $ 1,686,448 Commercial real estate - owner occupied 947,516 1,116 62 844 2,022 949,538 Total commercial real estate 2,629,189 1,119 4,298 1,380 6,797 2,635,986 Commercial and industrial - term 861,691 235 — 3,458 3,693 865,384 Commercial and industrial - lines of credit 513,589 — 320 — 320 513,909 Total commercial and industrial 1,375,280 235 320 3,458 4,013 1,379,293 Residential real estate - owner occupied 769,158 7,013 3,721 3,445 14,179 783,337 Residential real estate - non-owner occupied 379,813 — 648 590 1,238 381,051 Total residential real estate 1,148,971 7,013 4,369 4,035 15,417 1,164,388 Construction and land development 674,838 80 — — 80 674,918 Home equity lines of credit 236,664 130 — 25 155 236,819 Consumer 142,722 450 214 298 962 143,684 Leases 16,760 — — — — 16,760 Credit cards 25,908 208 70 99 377 26,285 Total $ 6,250,332 $ 9,235 $ 9,271 $ 9,295 $ 27,801 $ 6,278,133 (in thousands) 30-59 days 60-89 days 90 or more Total Past Total December 31, 2023 Current Past Due Past Due days Past Due Due Loans Loans Commercial real estate - non-owner occupied $ 1,558,756 $ 768 $ 318 $ 1,847 $ 2,933 $ 1,561,689 Commercial real estate - owner occupied 906,385 758 260 21 1,039 907,424 Total commercial real estate 2,465,141 1,526 578 1,868 3,972 2,469,113 Commercial and industrial - term 866,089 244 2 1,045 1,291 867,380 Commercial and industrial - lines of credit 439,671 77 — — 77 439,748 Total commercial and industrial 1,305,760 321 2 1,045 1,368 1,307,128 Residential real estate - owner occupied 699,475 5,290 1,612 2,516 9,418 708,893 Residential real estate - non-owner occupied 357,763 621 94 237 952 358,715 Total residential real estate 1,057,238 5,911 1,706 2,753 10,370 1,067,608 Construction and land development 531,324 — — — — 531,324 Home equity lines of credit 210,823 67 33 467 567 211,390 Consumer 144,640 258 145 297 700 145,340 Leases 15,503 — — — — 15,503 Credit cards 23,287 191 44 110 345 23,632 Total $ 5,753,716 $ 8,274 $ 2,508 $ 6,540 $ 17,322 $ 5,771,038 Loan Risk Ratings Consistent with regulatory guidance, Bancorp categorizes loans into credit risk rating categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information and current economic trends. Pass-rated loans include all risk-rated loans other than those classified as OAEM, substandard, and doubtful, which are defined below: OAEM Substandard Substandard non-performing Doubtful Management considers the guidance in ASC 310-20 when determining whether a modification, extension, or renewal of loan constitutes a current period origination. Current period renewals of credit are re-underwritten at the point of renewal and considered current period originations for purposes of the table below. Bancorp has elected not to disclose revolving loans that have converted to term loans, as activity relating to this disclosure, which is included in the tables is currently immaterial to Bancorp’s loan portfolio and is expected to be in the future. As of September 30, 2024, the risk rating of loans based on year of origination was as follows: Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized September 30, 2024 2024 2023 2022 2021 2020 Prior cost basis Total Commercial real estate - non-owner occupied: Risk rating Pass $ 267,099 $ 277,576 $ 389,227 $ 281,697 $ 201,923 $ 186,615 $ 29,562 $ 1,633,699 OAEM 10,138 3,299 - 10,788 1,687 16,264 - 42,176 Substandard 329 - 3,472 983 - 4,636 98 9,518 Substandard non-performing - - 175 - - 880 - 1,055 Doubtful - - - - - - - - Total Commercial real estate non-owner occupied $ 277,566 $ 280,875 $ 392,874 $ 293,468 $ 203,610 $ 208,395 $ 29,660 $ 1,686,448 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate - owner occupied: Risk rating Pass $ 87,386 $ 142,309 $ 171,652 $ 177,702 $ 159,819 $ 155,188 $ 19,200 $ 913,256 OAEM 2,465 2,175 4,127 1,637 723 836 - 11,963 Substandard 5,377 8,175 3,782 2,166 3,083 237 - 22,820 Substandard non-performing 688 - - 745 66 - - 1,499 Doubtful - - - - - - - - Total Commercial real estate owner occupied $ 95,916 $ 152,659 $ 179,561 $ 182,250 $ 163,691 $ 156,261 $ 19,200 $ 949,538 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial and industrial - term: Risk rating Pass $ 201,368 $ 188,227 $ 242,852 $ 137,162 $ 39,052 $ 39,779 $ - $ 848,440 OAEM 4,239 1,842 706 20 - - - 6,807 Substandard - 344 - 3,272 13 248 - 3,877 Substandard non-performing 4,337 327 791 - 718 87 - 6,260 Doubtful - - - - - - - - Total Commercial and industrial - term $ 209,944 $ 190,740 $ 244,349 $ 140,454 $ 39,783 $ 40,114 $ - $ 865,384 Current period gross charge offs $ (414 ) $ (250 ) $ (6 ) $ (78 ) $ - $ - $ - $ (748 ) Commercial and industrial - lines of credit Risk rating Pass $ 54,651 $ 12,189 $ 8,553 $ 2,724 $ 313 $ 7,044 $ 385,822 $ 471,296 OAEM 7,448 - - - - - 23,972 31,420 Substandard - - - - - - 11,193 11,193 Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Commercial and industrial - lines of credit $ 62,099 $ 12,189 $ 8,553 $ 2,724 $ 313 $ 7,044 $ 420,987 $ 513,909 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - (continued) (continued) Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized September 30, 2024 2024 2023 2022 2021 2020 Prior cost basis Total Residential real estate - owner occupied Risk rating Pass $ 125,235 $ 159,671 $ 166,028 $ 162,706 $ 80,459 $ 82,282 $ - $ 776,381 OAEM - - - 85 - - - 85 Substandard - - 13 - - 344 - 357 Substandard non-performing 902 2,257 1,888 237 9 1,221 - 6,514 Doubtful - - - - - - - - Total Residential real estate - owner occupied $ 126,137 $ 161,928 $ 167,929 $ 163,028 $ 80,468 $ 83,847 $ - $ 783,337 Current period gross charge offs $ - $ (409 ) $ - $ - $ - $ (7 ) $ - $ (416 ) Residential real estate - non-owner occupied Risk rating Pass $ 65,120 $ 70,070 $ 76,275 $ 73,256 $ 43,218 $ 51,365 $ - $ 379,304 OAEM - - - - - 518 - 518 Substandard - 571 - - - 118 - 689 Substandard non-performing - - 219 17 - 304 - 540 Doubtful - - - - - - - - Total Residential real estate - non-owner occupied $ 65,120 $ 70,641 $ 76,494 $ 73,273 $ 43,218 $ 52,305 $ - $ 381,051 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Construction and land development Risk rating Pass $ 166,103 $ 240,752 $ 179,786 $ 59,783 $ 1,404 $ 3,755 $ 16,356 $ 667,939 OAEM 5,980 - - - - - - 5,980 Substandard - - - - - - 999 999 Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Construction and land development $ 172,083 $ 240,752 $ 179,786 $ 59,783 $ 1,404 $ 3,755 $ 17,355 $ 674,918 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Home equity lines of credit Risk rating Pass $ - $ - $ - $ - $ - $ - $ 235,547 $ 235,547 OAEM - - - - - - 1,146 1,146 Substandard - - - - - - 36 36 Substandard non-performing - - - - - - 90 90 Doubtful - - - - - - - - Total Home equity lines of credit $ - $ - $ - $ - $ - $ - $ 236,819 $ 236,819 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer Risk rating Pass $ 19,321 $ 20,397 $ 13,953 $ 6,812 $ 1,474 $ 1,344 $ 80,053 $ 143,354 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing 118 11 107 35 24 35 - 330 Doubtful - - - - - - - - Total Consumer $ 19,439 $ 20,408 $ 14,060 $ 6,847 $ 1,498 $ 1,379 $ 80,053 $ 143,684 Current period gross charge offs $ (495 ) $ (17 ) $ (12 ) $ (21 ) $ (7 ) $ (45 ) $ (9 ) $ (606 ) (continued) (continued) Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized September 30, 2024 2024 2023 2022 2021 2020 Prior cost basis Total Leases Risk rating Pass $ 5,050 $ 5,761 $ 2,058 $ 1,613 $ 754 $ 54 $ - $ 15,290 OAEM - - - - - - - - Substandard 38 - 639 601 192 - - 1,470 Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Leases $ 5,088 $ 5,761 $ 2,697 $ 2,214 $ 946 $ 54 $ - $ 16,760 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Credit cards Risk rating Pass $ - $ - $ - $ - $ - $ - $ 26,285 $ 26,285 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Credit cards $ - $ - $ - $ - $ - $ - $ 26,285 $ 26,285 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ (184 ) $ (184 ) Total loans Risk rating Pass $ 991,333 $ 1,116,952 $ 1,250,384 $ 903,455 $ 528,416 $ 527,426 $ 792,825 $ 6,110,791 OAEM 30,270 7,316 4,833 12,530 2,410 17,618 25,118 100,095 Substandard 5,744 9,090 7,906 7,022 3,288 5,583 12,326 50,959 Substandard non-performing 6,045 2,595 3,180 1,034 817 2,527 90 16,288 Doubtful - - - - - - - - Total Loans $ 1,033,392 $ 1,135,953 $ 1,266,303 $ 924,041 $ 534,931 $ 553,154 $ 830,359 $ 6,278,133 Current period gross charge offs $ (909 ) $ (676 ) $ (18 ) $ (99 ) $ (7 ) $ (52 ) $ (193 ) $ (1,954 ) As of December 31, 2023, the risk rating of loans based on year of origination was as follows: Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized December 31, 2023 2023 2022 2021 2020 2019 Prior cost basis Total Commercial real estate - non-owner occupied: Risk rating Pass $ 302,787 $ 370,728 $ 346,600 $ 220,144 $ 122,732 $ 136,624 $ 26,187 $ 1,525,802 OAEM 76 - 2,902 - 1,947 3,727 - 8,652 Substandard 290 1,093 997 3,587 12,278 243 98 18,586 Substandard non-performing 5,806 286 - - 1,472 1,085 - 8,649 Doubtful - - - - - - - - Total Commercial real estate non-owner occupied $ 308,959 $ 372,107 $ 350,499 $ 223,731 $ 138,429 $ 141,679 $ 26,285 $ 1,561,689 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate - owner occupied: Risk rating Pass $ 148,498 $ 164,087 $ 191,350 $ 179,450 $ 90,575 $ 100,988 $ 13,941 $ 888,889 OAEM 4,175 221 592 757 395 691 - 6,831 Substandard 1,675 4,258 - 4,370 458 58 - 10,819 Substandard non-performing - 21 793 71 - - - 885 Doubtful - - - - - - - - Total Commercial real estate owner occupied $ 154,348 $ 168,587 $ 192,735 $ 184,648 $ 91,428 $ 101,737 $ 13,941 $ 907,424 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial and industrial - term: Risk rating Pass $ 279,002 $ 298,204 $ 172,288 $ 56,949 $ 24,939 $ 26,790 $ - $ 858,172 OAEM 585 819 2,520 87 139 - - 4,150 Substandard 218 80 31 - - 273 - 602 Substandard non-performing 3,395 592 29 338 101 1 - 4,456 Doubtful - - - - - - - - Total Commercial and industrial - term $ 283,200 $ 299,695 $ 174,868 $ 57,374 $ 25,179 $ 27,064 $ - $ 867,380 Current period gross charge offs $ (1,315 ) $ (734 ) $ (37 ) $ (93 ) $ (37 ) $ (82 ) $ - $ (2,298 ) Commercial and industrial - lines of credit Risk rating Pass $ 30,553 $ 22,409 $ 3,232 $ 348 $ 8,931 $ 1,783 $ 356,237 $ 423,493 OAEM - - - 723 20 - 8,585 9,328 Substandard - - - - - - 6,712 6,712 Substandard non-performing 157 - - - - - 58 215 Doubtful - - - - - - - - Total Commercial and industrial - lines of credit $ 30,710 $ 22,409 $ 3,232 $ 1,071 $ 8,951 $ 1,783 $ 371,592 $ 439,748 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ (3,633 ) $ (3,633 ) (continued) (continued) Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized December 31, 2023 2023 2022 2021 2020 2019 Prior cost basis Total Residential real estate - owner occupied Risk rating Pass $ 170,446 $ 178,088 $ 175,561 $ 86,105 $ 24,354 $ 70,213 $ - $ 704,767 OAEM - - 89 - - - - 89 Substandard - 15 - - - 355 - 370 Substandard non-performing 1,138 1,122 297 192 162 756 - 3,667 Doubtful - - - - - - - - Total Residential real estate - owner occupied $ 171,584 $ 179,225 $ 175,947 $ 86,297 $ 24,516 $ 71,324 $ - $ 708,893 Current period gross charge offs $ - $ - $ - $ - $ - $ (43 ) $ - $ (43 ) Residential real estate - non-owner occupied Risk rating Pass $ 83,913 $ 84,278 $ 77,868 $ 49,555 $ 31,325 $ 30,546 $ - $ 357,485 OAEM - 7 - - 262 277 - 546 Substandard - - - - - 312 - 312 Substandard non-performing - 233 19 - 45 75 - 372 Doubtful - - - - - - - - Total Residential real estate - non-owner occupied $ 83,913 $ 84,518 $ 77,887 $ 49,555 $ 31,632 $ 31,210 $ - $ 358,715 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Construction and land development Risk rating Pass $ 157,832 $ 239,807 $ 69,131 $ 34,591 $ 478 $ 3,711 $ 15,623 $ 521,173 OAEM - - 3,682 - - - 999 4,681 Substandard 5,470 - - - - - - 5,470 Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Construction and land development $ 163,302 $ 239,807 $ 72,813 $ 34,591 $ 478 $ 3,711 $ 16,622 $ 531,324 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Home equity lines of credit Risk rating Pass $ - $ - $ - $ - $ - $ - $ 210,886 $ 210,886 OAEM - - - - - - - - Substandard - - - - - - 37 37 Substandard non-performing - - - - - - 467 467 Doubtful - - - - - - - - Total Home equity lines of credit $ - $ - $ - $ - $ - $ - $ 211,390 $ 211,390 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ (12 ) $ (12 ) Consumer Risk rating Pass $ 30,823 $ 18,399 $ 10,148 $ 2,832 $ 1,931 $ 1,765 $ 79,105 $ 145,003 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing 41 145 91 27 3 14 16 337 Doubtful - - - - - - - - Total Consumer $ 30,864 $ 18,544 $ 10,239 $ 2,859 $ 1,934 $ 1,779 $ 79,121 $ 145,340 Current period gross charge offs $ (683 ) $ (22 ) $ (29 ) $ (43 ) $ (41 ) $ (27 ) $ (20 ) $ (865 ) (continued) (continued) Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized December 31, 2023 2023 2022 2021 2020 2019 Prior cost basis Total Leases Risk rating Pass $ 6,801 $ 3,442 $ 3,117 $ 1,723 $ 155 $ 265 $ - $ 15,503 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Leases $ 6,801 $ 3,442 $ 3,117 $ 1,723 $ 155 $ 265 $ - $ 15,503 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Credit cards Risk rating Pass $ - $ - $ - $ - $ - $ - $ 23,622 $ 23,622 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - 10 10 Doubtful - - - - - - - - Total Credit cards $ - $ - $ - $ - $ - $ - $ 23,632 $ 23,632 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ (661 ) $ (661 ) Total loans Risk rating Pass $ 1,207,296 $ 1,379,117 $ 1,047,901 $ 630,129 $ 305,493 $ 379,258 $ 725,601 $ 5,674,795 OAEM 4,836 1,047 9,785 1,567 2,763 4,695 9,584 34,277 Substandard 7,653 5,446 1,028 7,957 12,736 1,241 6,847 42,908 Substandard non-performing 10,537 2,399 1,229 628 1,783 1,931 551 19,058 Doubtful - - - - - - - - Total Loans $ 1,230,322 $ 1,388,009 $ 1,059,943 $ 640,281 $ 322,775 $ 387,125 $ 742,583 $ 5,771,038 Current period gross charge offs $ (1,998 ) $ (756 ) $ (66 ) $ (136 ) $ (78 ) $ (152 ) $ (4,326 ) $ (7,512 ) For certain loan classes, such as credit cards, credit quality is evaluated based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in credit cards based on payment activity: September 30, December 31, (in thousands) 2024 2023 Credit cards Performing $ 26,186 $ 23,512 Non-performing 99 120 Total credit cards $ 26,285 $ 23,632 Bancorp had $311,000 and $668,000, respectively, in residential real estate loans for which formal foreclosure proceedings were in process at September 30, 2024 and December 31, 2023. Modifications to Borrowers Experiencing Financial Difficulty During the three and nine month periods ended September 30, 2024 and 2023 there were no no

Note 4 - Goodwill

Note 4 - Goodwill	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Goodwill and Intangible Assets Disclosure [Text Block]	(4) Goodwill As of September 30, 2024 and December 31, 2023, goodwill totaled $194 million, of which $172 million was attributed to the commercial banking segment and $22 million is attributed to WM&T. The composition of goodwill presented by respective acquisition and year follows: September 30, December 31, (in thousands) 2024 2023 Commonwealth Bancshares (2022) $ 58,244 $ 58,244 Kentucky Bancshares (2021) 123,317 123,317 King Southern Bancorp (2019) 11,831 11,831 Austin State Bank (1996) 682 682 Total $ 194,074 $ 194,074 Note: The acquisition of The Bank Oldham County in 2013 resulted in a bargain purchase gain. GAAP requires that goodwill and intangible assets with indefinite useful lives not be amortized, but instead be tested for impairment at least annually. Impairment exists when a reporting unit’s carrying value of goodwill exceeds its fair value. Bancorp’s annual goodwill impairment test is conducted as of September 30 of each year or more often as situations dictate. At September 30, 2024, Bancorp performed its annual qualitative assessment to determine if it was more-likely-than-not that the fair value of the reporting units exceeded their carrying value, including goodwill. The qualitative assessment indicated that it was not more-likely-than-not that the carrying value of the reporting units exceeded their fair value.

Note 5 - Core Deposit and Custo

Note 5 - Core Deposit and Customer List Intangible Assets	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Intangible Assets Disclosure [Text Block]	(5) Core Deposit and Customer List Intangible Assets Bancorp recorded initial CDI assets of $13 million, $4 million, $2 million and $3 million in association with the acquisitions of CB in 2022, KB in 2021, KSB in 2019 and TBOC in 2013, respectively. Changes in the net carrying amount of CDIs follows: Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Balance at beginning of period $ 10,601 $ 13,442 $ 11,944 $ 14,958 Amortization (672 ) (749 ) (2,015 ) (2,265 ) Balance at end of period $ 9,929 $ 12,693 $ 9,929 $ 12,693 As a result of the CB acquisition, Bancorp also recorded initial intangible assets totaling $12 million associated with the customer list of the acquired WM&T business. Similar to CDI assets, this intangible asset also amortizes over its estimated useful life. Changes in the net carrying amount of the CLI follows: Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Balance at beginning of period $ 7,600 $ 9,196 $ 8,360 $ 10,032 Amortization (380 ) (418 ) (1,140 ) (1,254 ) Balance at end of period $ 7,220 $ 8,778 $ 7,220 $ 8,778 Future CDI and CLI amortization expense is estimated as follows: (in thousands) CDI CLI Remainder of 2024 $ 672 $ 380 2025 2,375 1,368 2026 2,063 1,216 2027 1,752 1,064 2028 1,339 912 2029 888 760 2030 576 608 2031 264 456 2032 - 304 2033 - 152 Total future expense $ 9,929 $ 7,220

Note 6 - Other Assets

Note 6 - Other Assets	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Other Assets Disclosure [Text Block]	(6) Other Assets A summary of the major components of other assets follows: September 30, December 31, (in thousands) 2024 2023 Cash surrender value of life insurance other than BOLI $ 19,880 $ 17,843 Net deferred tax asset 45,647 47,236 Investments in tax credit partnerships 177,194 175,056 Swap assets 2,489 5,133 Prepaid assets 4,242 5,873 WM&T fees receivable 4,459 4,205 Mortgage servicing rights 11,908 13,082 Other real estate owned 10 10 Other 14,537 18,922 Total other assets $ 280,366 $ 287,360 Bancorp maintains life insurance policies other than BOLI in conjunction with its non-qualified defined benefit retirement and non-qualified compensation plans. Bancorp periodically invests in certain partnerships that generate federal income tax credits. The tax benefit of these investments exceeds the amortization expense associated with them, resulting in a positive impact on net income. The investments in such partnerships are recorded in other assets on the consolidated balance sheets, while the corresponding contribution requirements are recorded in other liabilities. For additional information, see the footnote titled “ Income Taxes. Bancorp enters into interest rate swap transactions with borrowers who desire to hedge exposure to rising interest rates, while at the same time entering into an offsetting interest rate swap, with substantially matching terms, with another approved independent counterparty. These are undesignated derivative instruments and are recognized on the balance sheet at fair value. For additional information, see the footnote titled “ Derivative Financial Instruments. For additional information related to MSRs, see the footnote titled “ Mortgage Banking Activities.

Note 7 - Income Taxes

Note 7 - Income Taxes	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Income Tax Disclosure [Text Block]	(7) Income Taxes Components of income tax expense from operations follows: Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Current income tax expense: Federal $ 7,835 $ 7,129 $ 20,047 $ 20,409 State 1,696 1,859 4,552 4,223 Total current income tax expense 9,531 8,988 24,599 24,632 Deferred income tax expense: Federal (1,560 ) (1,087 ) (1,830 ) (1,311 ) State (332 ) (259 ) (392 ) 428 Total deferred income tax expense (1,892 ) (1,346 ) (2,222 ) (883 ) Change in valuation allowance - - - - Total income tax expense $ 7,639 $ 7,642 $ 22,377 $ 23,749 An analysis of the difference between the statutory and ETRs from operations follows: Three months ended Nine months ended September 30, September 30, 2024 2023 2024 2023 U.S. federal statutory income tax rate 21.00 % 21.00 % 21.00 % 21.00 % State income taxes, net of federal benefit 2.91 3.27 3.12 3.42 Excess tax benefit from stock-based compensation arrangements (1.38 ) 0.12 (0.36 ) (0.29 ) Change in cash surrender value of life insurance (0.79 ) (0.08 ) (0.73 ) (0.49 ) Tax Credits (0.52 ) (0.71 ) (0.90 ) (0.48 ) Tax exempt interest income (0.42 ) (0.48 ) (0.45 ) (0.49 ) Insurance captive - (0.19 ) - (0.27 ) Other, net (0.15 ) (0.93 ) (0.41 ) (0.32 ) Effective tax rate 20.65 % 22.00 % 21.27 % 22.08 % Current state income tax expense for 2024 and 2023 represents tax owed to the states of Kentucky, Indiana and Illinois. Ohio state taxes are based on bank capital levels and are recorded as other non-interest expense. On April 10, 2023, the IRS issued a proposed regulation that would potentially classify section 831(b) captive activity as a “listed transaction,” and disallow the related tax benefits, both prospectively and retroactively, for a period to be determined. While the proposed regulation has not been finalized, it is expected to be finalized by June 30, 2025. Bancorp elected not to renew the insurance captive effective August 2023 and it was dissolved as of December 31, 2023. The tax benefits associated with the Captive will not be experienced going forward. GAAP provides guidance on financial statement recognition and measurement of tax positions taken, or expected to be taken, in tax returns. If recognized, tax benefits would reduce tax expense and accordingly, increase net income. The amount of unrecognized tax benefits may increase or decrease in the future for various reasons including adding amounts for current year tax positions, expiration of open income tax returns due to statutes of limitation, changes in management’s judgment about the level of uncertainty, status of examination, litigation and legislative activity and addition or elimination of uncertain tax positions. As of September 30, 2024 and December 31, 2023, the gross amount of unrecognized tax benefits was immaterial to Bancorp’s consolidated financial statements. Federal income tax returns are subject to examination for the years after 2019 2018 Bancorp periodically invests in certain partnerships that generate federal income tax credits. The tax benefit of these investments exceeds the amortization expense associated with them, resulting in a positive impact on net income. In addition to income tax benefits, these investments also serve as an economical means of achieving CRA goals. The investments in such partnerships are recorded in other assets on the consolidated balance sheets, while the corresponding contribution requirements are recorded in other liabilities. While contributions are made periodically over the life of the respective investments, which can be up to 10 years depending on the type of investment, the majority of contributions associated with a respective investment are made within the first few years after entering the partnership. Bancorp’s investments in tax credit partnerships, including the related unfunded contributions, totaled $177 million and $175 million as of September 30, 2024 and December 31, 2023, respectively, and are included in other assets As of September 30, 2024, Bancorp’s expected payments for unfunded contributions related to investments in tax credit partnerships, which are accrued and included in other liabilities on the condensed consolidated balance sheets, were as follows: (dollars in thousands) September 30, 2024 Remainder of 2024 $ 34,012 2025 66,473 2026 36,261 2027 7,179 2028 893 Thereafter 13,725 Total unfunded contributions $ 158,543 Effective January 1, 2024, Bancorp adopted ASU 2023-02, “ Investments Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method. The following table presents tax credits and other tax benefits recognized in addition to amortization expense related to Bancorp’s investment in tax credit partnerships for the three and nine month periods ended September 30, 2024 and 2023: Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Proportional amortization method: Tax credits and other tax benefits recognized $ 2,448 $ (85 ) $ 9,570 $ 614 Amortization expense in provision for income taxes 1,927 1,114 7,753 1,910 Amortization expense in other non-interest expense - 323 - 970 Effective yield method: Tax credits and other tax benefits recognized $ - $ 399 $ - $ 1,198 Amortization expense in provision for income taxes - - - - Amortization expense in other non-interest expense - - - - There were no

Note 8 - Deposits

Note 8 - Deposits	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	(8) Deposits The composition of deposits follows: (in thousands) September 30, 2024 December 31, 2023 Non-interest bearing demand deposits $ 1,508,203 $ 1,548,624 Interest bearing deposits: Interest bearing demand 2,361,192 2,480,357 Savings 420,772 438,834 Money market 1,259,484 1,219,656 Time deposits of $250 thousand or more 329,805 279,474 Other time deposits 846,617 703,803 Total time deposits (1) 1,176,422 983,277 Total interest bearing deposits 5,217,870 5,122,124 Total deposits $ 6,726,073 $ 6,670,748 (1) Includes $203 thousand and $597 thousand in brokered deposits as of September 30, 2024 and December 31, 2023, respectively.

Note 9 - Securities Sold Under

Note 9 - Securities Sold Under Agreements to Repurchase	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]	(9) Securities Sold Under Agreements to Repurchase SSUAR represent a funding source of Bancorp and are primarily used by commercial customers in conjunction with collateralized corporate cash management accounts. Such repurchase agreements are considered financing agreements and mature within one business day from the transaction date. At September 30, 2024 and December 31, 2023, all of these financing arrangements had overnight maturities and were secured by government sponsored enterprise obligations and government agency mortgage-backed securities that were owned and controlled by Bancorp. Information concerning SSUAR follows: (dollars in thousands) September 30, 2024 December 31, 2023 Outstanding balance at end of period $ 149,852 $ 152,991 Weighted average interest rate at end of period 2.08 % 2.23 % Three months ended Nine months ended September 30, September 30, (dollars in thousands) 2024 2023 2024 2023 Average outstanding balance during the period $ 156,865 $ 127,063 $ 156,392 $ 120,740 Average interest rate during the period 2.38 % 1.86 % 2.25 % 1.58 % Maximum outstanding at any month end during the period $ 175,211 $ 127,931 $ 179,428 $ 138,347

Note 10 - Subordinated Debentur

Note 10 - Subordinated Debentures	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Debt Disclosure [Text Block]	(10) Subordinated Debentures As a result of its acquisition of Commonwealth Bancshares, Inc. on March 7, 2022, Bancorp became the 100% successor owner of the following unconsolidated trust subsidiaries: Commonwealth Statutory Trust III, Commonwealth Statutory Trust IV and Commonwealth Statutory Trust V. The sole assets of the trust subsidiaries represent the proceeds of offerings loaned in exchange for subordinated debentures with similar terms to the TPS. The TPS are treated as part of Tier I Capital. The subordinated notes and related interest expense are included in Bancorp’s consolidated financial statements. The subordinated notes are currently redeemable at Bancorp’s option on a quarterly basis. Bancorp chose not to redeem the subordinated notes on October 1, 2024 and carried the notes at the costs noted below at September 30, 2024: (dollars in thousands) Face Value Carrying Value Origination Date Maturity Date Interest Rate Commonwealth Statutory Trust III $ 3,093 $ 3,093 12/19/2003 1/7/2034 SOFR Commonwealth Statutory Trust IV 12,372 12,372 12/15/2005 12/30/2035 SOFR + 1.35% Commonwealth Statutory Trust V 11,341 11,341 6/28/2007 9/15/2037 SOFR + 1.40% Total $ 26,806 $ 26,806 As part of the purchase accounting adjustments associated with the CB acquisition, the carrying values of the subordinated notes were adjusted to fair value at acquisition date. The related discounts on the subordinated notes have been amortized and recognized as a component of interest expense in Bancorp’s consolidated financial statements. The discounts became fully amortized during the first quarter of 2024.

Note 11 - FHLB Advances and Oth

Note 11 - FHLB Advances and Other Borrowings	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Federal Home Loan Bank Advances, Disclosure [Text Block]	(11) FHLB Advances and Other Borrowings FHLB advances outstanding at September 30, 2024 consist of a rolling $300 million three-month advance that matures in November 2024, which Bancorp utilizes in conjunction with interest rate swaps in an effort to hedge cash flows, and a $25 million cash management advance with an overnight maturity. FHLB advances outstanding at December 31, 2023 consisted of a rolling $200 million three-month advance that matured in early January 2024, which was also utilized in conjunction with the previously mentioned interest rate swaps. For the nine month period ended September 30, 2024, gross proceeds and repayments related to FHLB advances totaled $2.5 billion and $2.4 billion, respectively. Net proceeds and repayments related to FHLB advances (excluding those with maturities of 90 days or less) totaled $725 million and $600 million for the nine months ended September 30, 2024. For the nine month period ended September 30, 2023, gross proceeds and repayments totaled $2.2 billion and $1.9 billion, respectively. Net proceeds and repayments (excluding those with maturities of 90 days or less) for the nine month period ended September 30, 2023 totaled $700 million and $400 million. Information regarding FHLB advances follows. The average interest rate information provided includes the benefit associated with the related interest rate swaps: (dollars in thousands) September 30, 2024 December 31, 2023 Outstanding balance at end of period $ 325,000 $ 200,000 Weighted average interest rate at end of period 4.10 % 4.11 % FHLB advances are collateralized by certain CRE and residential real estate mortgage loans under blanket mortgage collateral pledge agreements, as well as FHLB stock. Bancorp views these advances as an effective lower-costing funding option compared to other alternatives, such as brokered deposits, to fund loan growth. At September 30, 2024 and December 31, 2023, the amount of available credit from the FHLB totaled $1.21 billion and $1.33 billion, respectively. Bancorp also had unsecured available FFP lines with correspondent banks totaling $80 million at both September 30, 2024 and December 31, 2023, respectively.

Note 12 - Commitments and Conti

Note 12 - Commitments and Contingent Liabilities	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	(12) Commitments and Contingent Liabilities As of September 30, 2024 and December 31, 2023, Bancorp had various commitments outstanding that arose in the normal course of business which are properly not reflected in the condensed consolidated financial statements. Total off-balance sheet commitments to extend credit follows: (in thousands) September 30, 2024 December 31, 2023 Commercial and industrial $ 887,664 $ 897,673 Construction and development 614,099 606,668 Home equity lines of credit 403,649 381,110 Credit cards 90,061 83,700 Overdrafts 57,177 55,124 Standby letters of credit 34,720 33,778 Other 88,046 100,447 Future loan commitments 238,626 298,164 Total off balance sheet commitments to extend credit $ 2,414,042 $ 2,456,664 Most commitments to extend credit are an agreement to lend to a customer either unsecured or secured, as long as collateral is available as agreed upon and there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses. Since some of the commitments are expected to expire without being drawn upon, the total commitment amounts do not represent future cash requirements. Bancorp uses the same credit and collateral policies in making commitments and conditional guarantees as for on-balance sheet instruments. Bancorp evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained is based on management’s credit evaluation of the customer. Collateral held varies but may include accounts receivable, inventory, securities, equipment and real estate. However, should the commitments be drawn upon and should our customers default on their resulting obligation to us, our maximum exposure to credit loss, without consideration of collateral, is represented by the contractual amount of those instruments. The ACL for off balance sheet credit exposures, which is separate from the ACL for loans and recorded in other liabilities on the consolidated balance sheets, was $6.3 million and $5.9 million as of September 30, 2024 and December 31, 2023, respectively. While no Provision for credit loss expense for off balance sheet credit exposures of $475,000 and $1.1 million was recorded for the three and nine months ended September 30, 2023, the result of increased availability stemming from the addition of new lines of credit. Standby letters of credit are conditional commitments issued by Bancorp to guarantee the performance of a customer to a first party beneficiary. Those guarantees are primarily issued to support commercial transactions. Standby letters of credit generally have maturities of one two Certain commercial customers require confirmation of Bancorp’s letters of credit by other banks since Bancorp does not have a rating by a national rating agency. Terms of the agreements range from one month to a year with certain agreements requiring between one and six months’ notice to cancel. If an event of default on all contracts had occurred at September 30, 2024, Bancorp would have been required to make payments of approximately $3 million, or the maximum amount payable under those contracts. No payments have ever been required because of default on these contracts. These agreements are normally secured by collateral acceptable to Bancorp, which limits credit risk associated with the agreements. Bancorp periodically invests in certain partnerships that generate federal income tax credits, which result in contribution commitments. Such commitments are recorded in other liabilities on the consolidated balance sheets. While contributions are made periodically over the life of the respective investments, which can be up to 10 years depending on the type of investment, the majority of contributions associated with a respective investment are made within the first few years after entering the partnership. Bancorp invested in several larger tax credit partnerships during 2023, which have served as an economical means of fulfilling CRA goals. As of September 30, 2024, tax credit contribution commitments of $159 million were recorded in other liabilities on the consolidated balance sheets. As of September 30, 2024, in the normal course of business, there were pending legal actions and proceedings in which claims for damages are asserted. Management, after discussion with legal counsel, believes the ultimate result of these legal actions and proceedings will not have a material adverse effect on the consolidated financial position or results of operations of Bancorp.

Note 13 - Assets and Liabilitie

Note 13 - Assets and Liabilities Measured and Reported at Fair Value	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Fair Value Measurement and Measurement Inputs, Recurring and Nonrecurring [Text Block]	(13) Assets and Liabilities Measured and Reported at Fair Value Fair value represents the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 – Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. Authoritative guidance requires maximization of use of observable inputs and minimization of use of unobservable inputs in fair value measurements. Where there exists limited or no observable market data, Bancorp derives its own estimates by generally considering characteristics of the asset/liability, the current economic and competitive environment and other factors. For this reason, results cannot be determined with precision and may not be realized on an actual sale or immediate settlement of the asset or liability. Bancorp used the following methods and significant assumptions to estimate fair value of each type of financial instrument: AFS debt securities - Mortgage loans held for sale Mortgage banking derivatives Interest rate swap agreements Carrying values of assets measured at fair value on a recurring basis follows: Fair Value Measurements Using: Total September 30, 2024 (in thousands) Level 1 Level 2 Level 3 Fair Value Assets: Available for sale debt securities: U.S. Treasury and other U.S. Government obligations $ 19,966 $ — $ — $ 19,966 Government sponsored enterprise obligations — 86,895 — 86,895 Mortgage backed securities - government agencies — 632,248 — 632,248 Obligations of states and political subdivisions — 119,197 — 119,197 Other — 3,526 — 3,526 Total available for sale debt securities 19,966 841,866 — 861,832 Mortgage loans held for sale — 4,822 — 4,822 Rate lock loan commitments — 377 — 377 Mandatory forward contracts — 7 — 7 Interest rate swap assets — 2,489 — 2,489 Total assets $ 19,966 $ 849,561 $ — $ 869,527 Liabilities: Interest rate swap liabilities $ — $ 5,661 $ — $ 5,661 Fair Value Measurements Using: Total December 31, 2023 (in thousands) Level 1 Level 2 Level 3 Fair Value Assets: Available for sale debt securities: U.S. Treasury and other U.S. Government obligations $ 116,269 $ — $ — $ 116,269 Government sponsored enterprise obligations — 99,847 — 99,847 Mortgage backed securities - government agencies — 688,039 — 688,039 Obligations of states and political subdivisions — 123,490 — 123,490 Other — 3,534 — 3,534 Total available for sale debt securities 116,269 914,910 — 1,031,179 Mortgage loans held for sale — 6,056 — 6,056 Rate lock loan commitments — 174 — 174 Interest rate swap assets — 5,133 — 5,133 Total assets $ 116,269 $ 926,273 $ — $ 1,042,542 Liabilities: Interest rate swap liabilities $ — $ 5,378 $ — $ 5,378 Mandatory forward contracts — 43 — 43 Total liabilities $ — $ 5,421 $ — $ 5,421 There were no transfers into or out of Level 3 of the fair value hierarchy during 2024 or 2023. Discussion of assets measured at fair value on a non-recurring basis follows: Collateral dependent loans OREO Carrying values of assets measured at fair value on a non-recurring basis follows: Losses recorded Three months Nine months Fair Value Measurements Using: Total ended ended September 30, 2024 (in thousands) Level 1 Level 2 Level 3 Fair Value September 30, 2024 September 30, 2024 Collateral dependent loans $ — $ — $ 7,165 $ 7,165 $ 245 $ 245 Other real estate owned — — 10 10 — — Losses recorded Three months Nine months Fair Value Measurements Using: Total ended ended December 31, 2023 (in thousands) Level 1 Level 2 Level 3 Fair Value September 30, 2023 September 30, 2023 Collateral dependent loans $ — $ — $ 13,561 $ 13,561 $ 1,377 $ 1,377 Other real estate owned — — 10 10 250 250 There were no For Level 3 assets measured at fair value on a non-recurring basis, the significant unobservable inputs used in the fair value measurements are presented below. September 30, 2024 (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Weighted Average Collateral dependent loans $ 7,165 Appraisal Appraisal discounts 21.0 % Other real estate owned 10 Appraisal Appraisal discounts 93.0 December 31, 2023 (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Weighted Average Collateral dependend loans $ 13,561 Appraisal Appraisal discounts 18.0 % Other real estate owned 10 Appraisal Appraisal discounts 93.0

Note 14 - Disclosure of Financi

Note 14 - Disclosure of Financial Instruments Not Reported at Fair Value	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Fair Value Disclosures [Text Block]	(14) Disclosure of Financial Instruments Not Reported at Fair Value GAAP requires disclosure of the fair value of financial assets and liabilities, including those financial assets and financial liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis. The estimated fair values of Bancorp’s financial instruments not measured at fair value on a recurring or non-recurring basis follows: Carrying Fair Value Measurements Using: September 30, 2024 (in thousands) amount Fair value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 253,066 $ 253,066 $ 253,066 $ — $ — HTM debt securities 374,912 352,430 152,153 200,277 — Federal Home Loan Bank stock 29,419 29,419 — 29,419 — Loans, net 6,192,790 5,962,345 — — 5,962,345 Accrued interest receivable 26,439 26,439 26,439 — — Liabilities Non-interest bearing deposits $ 1,508,203 $ 1,508,203 $ 1,508,203 $ — $ — Transaction deposits 4,041,448 4,041,448 — 4,041,448 — Time deposits 1,176,422 1,174,740 — 1,174,740 — Securities sold under agreement to repurchase 149,852 149,852 — 149,852 — Federal funds purchased 6,442 6,442 — 6,442 — Subordinated debentures 26,806 26,290 — 26,290 — FHLB advances 325,000 319,230 — 319,230 — Accrued interest payable 2,036 2,036 2,036 — — Carrying Fair Value Measurements Using: December 31, 2023 (in thousands) amount Fair value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 265,959 $ 265,959 $ 265,959 $ — $ — HTM debt securities 439,837 408,519 198,327 210,192 — Federal Home Loan Bank stock 16,236 16,236 — 16,236 — Loans, net 5,691,664 5,520,059 — — 5,520,059 Accrued interest receivable 26,830 26,830 26,830 — — Liabilities Non-interest bearing deposits $ 1,548,624 $ 1,548,624 $ 1,548,624 $ — $ — Transaction deposits 4,138,847 4,138,847 — 4,138,847 — Time deposits 983,277 976,841 — 976,841 — Securities sold under agreement to repurchase 152,991 152,991 — 152,991 — Federal funds purchased 12,852 12,852 — 12,852 — Subordinated debentures 26,740 26,746 — 26,746 — FHLB advances 200,000 200,047 — 200,047 — Accrued interest payable 2,094 2,094 2,094 — — Fair value estimates are made at a specific point in time based on relevant market information and information about financial instruments. Because no market exists for a significant portion of Bancorp’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Therefore, calculated fair value estimates in many instances cannot be substantiated by comparison to independent markets and, in many cases, may not be realizable in a current sale of the instrument. Changes in assumptions could significantly impact estimates.

Note 15 - Mortgage Banking Acti

Note 15 - Mortgage Banking Activities	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Regulatory Capital Requirements for Mortgage Companies Disclosure [Text Block]	(15) Mortgage Banking Activities Mortgage banking activities primarily include residential mortgage originations and servicing. Mortgages originated and intended for sale in the secondary market are carried at fair value, as determined by outstanding commitments from investors. Activity for mortgage loans held for sale, at fair value, was as follows: Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Balance, beginning of period: $ 6,438 $ 7,069 $ 6,056 $ 2,606 Origination of mortgage loans held for sale 27,278 30,775 78,742 86,100 Proceeds from the sale of mortgage loans held for sale (29,737 ) (31,814 ) (81,844 ) (83,422 ) Net gain realized on sale of mortgage loans held for sale 843 505 1,868 1,251 Balance, end of period $ 4,822 $ 6,535 $ 4,822 $ 6,535 The following table represents the components of Mortgage banking income: Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Net gain realized on sale of mortgage loans held for sale $ 843 $ 505 $ 1,868 $ 1,251 Net change in fair value recognized on loans held for sale 30 (81 ) 61 (65 ) Net change in fair value recognized on rate lock loan commitments 37 (186 ) 185 40 Net change in fair value recognized on forward contracts (218 ) 214 (109 ) 340 Net gain recognized 692 452 2,005 1,566 Net loan servicing income 827 1,031 2,605 3,338 Amortization of mortgage servicing rights (536 ) (822 ) (1,856 ) (2,345 ) Change in mortgage servicing rights valuation allowance - - - - Net servicing income recognized 291 209 749 993 Other mortgage banking income 129 153 323 323 Total mortgage banking income $ 1,112 $ 814 $ 3,077 $ 2,882 Activity for capitalized mortgage servicing rights was as follows: Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Balance, beginning of period $ 12,197 $ 14,116 $ 13,082 $ 15,219 Additions for mortgage loans sold 247 264 682 684 Amortization (536 ) (822 ) (1,856 ) (2,345 ) Impairment — — — — Balance, end of period $ 11,908 $ 13,558 $ 11,908 $ 13,558 The estimated fair value of MSRs at September 30, 2024 and December 31, 2023 was $23 million and $24 million, respectively. There was no Total outstanding principal balances of loans serviced for others were $1.84 billion and $1.93 billion at September 30, 2024 and December 31, 2023, respectively. Mortgage banking derivatives used in the ordinary course of business consist primarily of mandatory forward sales contracts and interest rate lock loan commitments. Mandatory forward contracts represent future loan commitments to deliver loans at a specified price and date and are used to manage interest rate risk on loan commitments and mortgage loans held for sale. Interest rate lock loan commitments represent commitments to fund loans at a specific rate. These derivatives involve underlying items, such as interest rates, and are designed to transfer risk. Substantially all of these instruments expire within 90 days from the date of issuance. Notional amounts are amounts on which calculations and payments are based, but which do not represent credit exposure, as credit exposure is limited to the amount required to be received or paid. Mandatory forward contracts also contain an element of risk in that the counterparties may be unable to meet the terms of such agreements. In the event the counterparties fail to deliver commitments or are unable to fulfill their obligations, the Bank could potentially incur significant additional costs by replacing the positions at then current market rates. The Bank manages its risk of exposure by limiting counterparties to those banks and institutions deemed appropriate by management. The Bank does not expect any counterparty to default on their obligations and therefore, the Bank does not expect to incur any cost related to counterparty default. Bancorp is exposed to interest rate risk on loans held for sale and rate lock loan commitments. As market interest rates fluctuate, the fair value of mortgage loans held for sale and rate lock commitments may decline or increase. To offset this interest rate risk the Bank enters into derivatives, such as mandatory forward contracts to sell loans. The fair value of these mandatory forward contracts will fluctuate as market interest rates fluctuate, and the change in the value of these instruments is expected to largely, though not entirely, offset the change in fair value of loans held for sale and rate lock commitments. The objective of this activity is to minimize the exposure to losses on rate lock loan commitments and loans held for sale due to market interest rate fluctuations. The net effect of derivatives on earnings will depend on risk management activities and a variety of other factors, including: market interest rate volatility; the amount of rate lock commitments that close; the ability to fill the forward contracts before expiration; and the time period required to close and sell loans. The following table includes the notional amounts and fair values of mortgage loans held for sale and mortgage banking derivatives: September 30, 2024 December 31, 2023 (in thousands) Notional Amount Fair Value Notional Amount Fair Value Included in Mortgage loans held for sale: Mortgage loans held for sale, at fair value $ 4,671 $ 4,822 $ 5,965 $ 6,056 Included in other assets: Rate lock loan commitments $ 10,545 $ 377 $ 4,345 $ 174 Mandatory forward contracts 13,500 7 - - Included in other liabilities Mandatory forward contracts $ - $ - $ 6,750 $ (43 )

Note 16 - Accumulated Other Com

Note 16 - Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	(16) Accumulated Other Comprehensive Income (Loss) The following table illustrates activity within the balances of AOCI, net of tax, by component: Net unrealized Net unrealized Minimum gains (losses) gains (losses) pension on available for on cash liability (in thousands) sale debt securities flow hedges adjustment Total Three months ended September 30, 2024 Balance, beginning of period $ (97,760 ) $ 2,721 $ 59 $ (94,980 ) Net current period other comprehensive income (loss) 24,827 (5,120 ) - 19,707 Balance, end of period $ (72,933 ) $ (2,399 ) $ 59 $ (75,273 ) Three months ended September 30, 2023 Balance, beginning of period $ (109,741 ) $ 2,213 $ 112 $ (107,416 ) Net current period other comprehensive income (loss) (22,586 ) 2,097 - (20,489 ) Balance, end of period $ (132,327 ) $ 4,310 $ 112 $ (127,905 ) Net unrealized Net unrealized Minimum gains (losses) gains (losses) pension on available for on cash liability (in thousands) sale debt securities flow hedges adjustment Total Nine months ended September 30, 2024 Balance, beginning of period $ (92,678 ) $ (179 ) $ 59 $ (92,798 ) Net current period other comprehensive income (loss) 19,745 (2,220 ) - 17,525 Balance, end of period $ (72,933 ) $ (2,399 ) $ 59 $ (75,273 ) Nine months ended September 30, 2023 Balance, beginning of period $ (115,648 ) $ - $ 112 $ (115,536 ) Net current period other comprehensive income (loss) (16,679 ) 4,310 - (12,369 ) Balance, end of period $ (132,327 ) $ 4,310 $ 112 $ (127,905 )

Note 17 - Preferred Stock

Note 17 - Preferred Stock	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Preferred Stock [Text Block]	(17) Preferred Stock Bancorp has one class of preferred stock ( no None

Note 18 - Net Income Per Share

Note 18 - Net Income Per Share	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Earnings Per Share [Text Block]	(18) Net Income Per Share The following table reflects net income (numerator) and average shares outstanding (denominator) for basic and diluted net income per share computations: Three months ended Nine months ended September 30, September 30, (in thousands, except per share data) 2024 2023 2024 2023 Net income $ 29,360 $ 27,092 $ 82,845 $ 83,804 Weighted average shares outstanding - basic 29,299 29,223 29,277 29,208 Dilutive securities 146 113 119 139 Weighted average shares outstanding- diluted 29,445 29,336 29,396 29,347 Net income per share - basic $ 1.00 $ 0.93 $ 2.83 $ 2.87 Net income per share - diluted 1.00 0.92 2.82 2.86 Certain SARs that were excluded from the EPS calculation because their impact was antidilutive were as follows: Three months ended Nine months ended (shares in thousands) September 30, September 30, 2024 2023 2024 2023 Antidilutive SARs 105 94 118 79

Note 19 - Stock-based Compensat

Note 19 - Stock-based Compensation	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	(19) Stock-Based Compensation The fair value of all stock-based awards granted, net of estimated forfeitures, is recognized as compensation expense over the respective service period. At Bancorp's 2015 Annual Meeting of Shareholders, shareholders approved the 2015 Omnibus Equity Compensation Plan and authorized the shares available from the expiring 2005 plan for future awards under the 2015 plan. In 2018, shareholders approved an additional 500,000 shares for issuance under the plan. Shareholders approved an additional 1 million shares for issuance under the plan at Bancorp’s 2024 Annual Meeting of Shareholders on April 25, 2024. As of September 30, 2024, there were 979,000 shares available for future awards. The 2005 Stock Incentive Plan expired in April 2015 and SARs granted under this plan expire as late as 2025. The 2015 Stock Incentive Plan has no defined expiration date. SAR Grants ten Fair values of SARs are estimated at the date of grant using the Black-Scholes option-pricing model, a leading formula for calculating such value. This model requires the input of assumptions, changes to which can materially impact the fair value estimate. The following assumptions were used in SAR valuations at the grant date in each year: Assumptions 2024 2023 Dividend yield 2.29 % 2.24 % Expected volatility 28.43 % 27.20 % Risk free interest rate 4.16 % 3.84 % Expected life (in years) 7.1 7.1 Dividend yield and expected volatility are based on historical information for Bancorp corresponding to the expected life of SARs granted. Expected volatility is the volatility of underlying shares for the expected term calculated on a monthly basis. The risk free interest rate is the implied yield currently available on U.S. Treasury issues with a remaining term equal to the expected life of the awards. The expected life of SARs is based on actual experience of past like-term SARs. Bancorp evaluates historical exercise and post-vesting termination behavior when determining the expected life. RSA Grants five PSU Grants three one RSU Grants In the first quarters of 2024 and 2023, Bancorp awarded 9,550 and 8,668 RSUs to non-employee directors of Bancorp with a grant date fair value of $500,000 and $550,000, respectively. Bancorp utilized cash of $203,000 and $175,000 during the first nine months of 2024 and 2023, respectively, for the purchase of shares upon the vesting of RSUs. Bancorp has recognized stock-based compensation expense for SARs, RSAs and PSUs within compensation expense and RSUs for directors within other non-interest expense, as follows: Three months ended September 30, 2024 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 72 $ 420 $ 125 $ 305 $ 922 Deferred tax benefit (15 ) (88 ) (27 ) (64 ) (194 ) Total net expense $ 57 $ 332 $ 98 $ 241 $ 728 Three months ended September 30, 2023 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 105 $ 399 $ 126 $ 402 $ 1,032 Deferred tax benefit (22 ) (84 ) (26 ) (84 ) (216 ) Total net expense $ 83 $ 315 $ 100 $ 318 $ 816 Nine months ended September 30, 2024 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 212 $ 1,258 $ 374 $ 1,028 $ 2,872 Deferred tax benefit (45 ) (264 ) (79 ) (216 ) (604 ) Total net expense $ 167 $ 994 $ 295 $ 812 $ 2,268 Nine months ended September 30, 2023 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 310 $ 1,204 $ 392 $ 1,313 $ 3,219 Deferred tax benefit (65 ) (253 ) (82 ) (276 ) (676 ) Total net expense $ 245 $ 951 $ 310 $ 1,037 $ 2,543 Detail of unrecognized stock-based compensation expense follows: Stock (in thousands) Appreciation Restricted Restricted Performance Year ended Rights Stock Awards Stock Units Stock Units Total Remainder of 2024 $ 95 $ 432 $ 126 $ 261 $ 914 2025 336 1,528 1 1,043 2,908 2026 286 1,244 — 1,043 2,573 2027 216 915 — — 1,131 2028 126 485 — — 611 2029 11 72 — — 83 Total estimated future expense $ 1,070 $ 4,676 $ 127 $ 2,347 $ 8,220 The following table summarizes SARs Weighted Weighted Weighted average average Aggregate average remaining Exercise exercise intrinsic fair contractual (in thousands, except per share and life data) SARs price price value(1) value life (in years) Outstanding, January 1, 2023 435 $19.37 - $74.92 $ 35.60 $ 12,784 $ 6.02 5.1 Granted 29 60.76 - 60.76 60.76 — 16.81 Exercised (24 ) 19.37 - 19.37 19.37 681 3.58 Forfeited — — — — — Outstanding, December 31, 2023 440 $19.44 - $74.92 $ 38.11 $ 6,297 $ 6.86 4.7 Outstanding, January 1, 2024 440 $19.44 - $74.92 $ 38.11 $ 6,297 $ 6.86 4.7 Granted 42 47.95 - 54.92 49.20 — 13.75 Exercised (80 ) 45.76 - 64.71 24.21 3,027 3.75 Forfeited — — — — — Outstanding, September 30, 2024 402 $22.96 - $74.92 $ 42.05 $ 8,028 $ 8.20 5.1 Vested and exercisable 302 $22.96 - $60.76 $ 38.75 $ 7,011 $ 6.59 4.1 Unvested 100 37.30 - 74.92 51.96 1,017 13.01 3.5 Outstanding, September 30, 2024 402 $22.96 - $74.92 $ 42.05 $ 8,028 $ 8.20 5.1 Vested in the current year 46 $36.65 - $60.76 $ 46.89 $ 696 $ 9.62 (1) Aggregate intrinsic value for SARs is defined as the amount by which the current market price of the underlying stock exceeds the exercise or grant price. The following table summarizes activity for RSAs Grant date weighted (in thousands, except per share data) RSAs average cost Unvested at January 1, 2023 96 $ 47.26 Shares awarded 38 63.04 Restrictions lapsed and shares released (33 ) 43.77 Shares cancelled (3 ) 53.38 Unvested at December 31, 2023 98 $ 54.23 Unvested at January 1, 2024 98 $ 54.23 Shares awarded 46 52.06 Restrictions lapsed and shares released (32 ) 49.30 Shares cancelled (7 ) 53.53 Unvested at September 30, 2024 105 $ 54.83 Shares expected to be awarded for PSUs Vesting Shares Grant period Fair expected to year in years value be awarded 2022 3 $ 48.48 20,770 2023 3 54.33 13,402 2024 3 41.84 86,136

Note 20 - Derivative Financial

Note 20 - Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	(20) Derivative Financial Instruments Periodically, Bancorp enters into interest rate swap transactions with borrowers who desire to hedge exposure to rising interest rates, while at the same time entering into an offsetting interest rate swap, with substantially matching terms, with another approved independent counterparty. These are undesignated derivative instruments and are recognized on the balance sheet at fair value. Because of matching terms of offsetting contracts and collateral provisions mitigating any non-performance risk, changes in fair value subsequent to initial recognition have an insignificant effect on earnings. Exchanges of cash flows related to undesignated interest rate swap agreements were offsetting and therefore had no effect on Bancorp’s earnings or cash flows. Interest rate swap agreements derive their value from underlying interest rates. These transactions involve both credit and market risk. Notional amounts are amounts on which calculations, payments and the value of the derivative are based. Notional amounts do not represent direct credit exposures. Direct credit exposure is limited to the net difference between the calculated amounts to be received and paid, if any. Bancorp is exposed to credit-related losses in the event of non-performance by counterparties to these agreements. Bancorp mitigates the credit risk of its financial contracts through credit approvals, collateral and monitoring procedures, and does not expect any counterparties to fail their obligations. Bancorp had outstanding undesignated interest rate swap contracts as follows: Receiving Paying September 30, December 31, September 30, December 31, (dollars in thousands) 2024 2023 2024 2023 Notional amount $ 237,193 $ 201,555 $ 237,193 $ 201,555 Weighted average maturity (years) 5.3 6.0 5.3 6.0 Fair value $ 2,489 $ 5,133 $ 2,496 $ 5,142 During the first quarter of 2023, Bancorp entered into an interest rate swap to hedge cash flows of a $100 million rolling fixed-rate three-month FHLB borrowing. The swap began February 6, 2023 and matures February 6, 2028. During the third quarter of 2023, Bancorp entered into two additional interest rate swaps to hedge cash flows of two $50 million rolling fixed-rate three-month FHLB borrowings. These swaps began August 7, 2023, with one maturing August 6, 2026 and the other maturing August 6, 2028. During the third quarter of 2024, Bancorp entered into another interest rate swap to hedge cash flows of a $100 million rolling fixed-rate three-month FHLB borrowing. The swap began on August 6, 2024 and matures on August 6, 2029. While Bancorp expects to utilize fixed-rate three-month FHLB advances with respect to these interest rate swaps, brokered CDs or other fixed rate advances may be utilized for the same three-month terms instead should those sources be more favorable. For purposes of hedging, rolling fixed rate advances are considered to be floating rate liabilities. Interest rate swaps involve exchange of Bancorp’s floating rate interest payments for fixed rate swap payments on underlying principal amounts. These swaps were designated and qualified, for cash-flow hedge accounting. For derivative instruments that are designated and qualify as cash flow hedging instruments, the effective portion of gains or losses is reported as a component of AOCI and is subsequently reclassified into earnings as an adjustment to interest expense in periods for which the hedged forecasted transaction impacts earnings. The following table details Bancorp’s derivative positions designated as a cash flow hedges, and the related fair values: Fair value (dollars in thousands) Pay fixed September 30, Notional Amount Maturity Date Receive (variable) index swap rate 2024 $ 100,000 2/6/2028 USD SOFR 3.27 % $ 248 50,000 8/6/2026 USD SOFR 4.38 % (782 ) 50,000 8/6/2028 USD SOFR 3.97 % (1,243 ) 100,000 8/6/2029 USD SOFR 3.58 % (1,389 ) $ 300,000 $ (3,166 )

Note 21 - Regulatory Matters

Note 21 - Regulatory Matters	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	(21) Regulatory Matters Bancorp and the Bank are subject to capital regulations in accordance with Basel III, as administered by banking regulators. Regulatory agencies measure capital adequacy within a framework that makes capital requirements, in part, dependent on the individual risk profiles of financial institutions. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on Bancorp’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Holding Company and the Bank must meet specific capital guidelines that involve quantitative measures of Bancorp’s assets, liabilities and certain off-balance sheet items, as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators regarding components, risk weightings and other factors. Banking regulators have categorized the Bank as well-capitalized. To meet the definition of well-capitalized, a bank must have a minimum 6.5% Common Equity Tier 1 Risk-Based Capital ratio, 8.0% Tier 1 Risk-Based Capital ratio, 10.0% Total Risk-Based Capital ratio and 5.0% Tier 1 Leverage ratio. Additionally, in order to avoid limitations on capital distributions, including dividend payments and certain discretionary bonus payments to executive officers, Bancorp and the Bank must hold a 2.5% capital conservation buffer composed of Common Equity Tier 1 Risk-Based Capital above the minimum risk-based capital requirements for the Common Equity Tier 1 Risk-Based Capital ratio, Tier 1 Risk-Based Capital ratio and Total Risk-Based Capital ratio necessary to be considered adequately-capitalized. At September 30, 2024, the adequately-capitalized minimums, including the capital conservation buffer, were a 7.0% Common Equity Tier 1 Risk-Based Capital ratio, 8.5% Tier 1 Risk-Based Capital ratio and 10.5% Total Risk-Based Capital ratio. As all of Bancorp’s capital ratios were above the adequately-capitalized minimums, including the buffer, the Company was not subject to any such restrictions. As a result of the CB acquisition, Bancorp became the 100% successor owner of the following unconsolidated trust subsidiaries: Commonwealth Statutory Trust III, Commonwealth Statutory Trust IV and Commonwealth Statutory Trust V. The sole assets of the trust subsidiaries represent the proceeds of offerings loaned in exchange for subordinated debentures with similar terms to the TPS. The TPS are treated as part of Tier 1 Capital. The subordinated note and related interest expense are included in Bancorp’s consolidated financial statements. The subordinated notes are currently redeemable at Bancorp’s option on a quarterly basis. As of September 30, 2024 and December 31, 2023, subordinated notes totaled $27 million. Bancorp continues to exceed the regulatory requirements for all calculations. Bancorp and the Bank intend to maintain a capital position that meets or exceeds the “well-capitalized” requirements as defined by the FRB and the FDIC, in addition to the capital conservation buffer. The following table sets forth consolidated Bancorp’s and the Bank’s risk based capital amounts and ratios: (dollars in thousands) Actual Minimum for adequately capitalized Minimum for well capitalized September 30, 2024 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (1) Consolidated $ 918,369 12.73 % $ 577,245 8.00 % NA NA Bank 895,891 12.46 575,399 8.00 $ 719,249 10.00 % Common equity tier 1 risk-based capital (1) Consolidated 805,082 11.16 324,701 4.50 NA NA Bank 808,604 11.24 323,662 4.50 467,512 6.50 Tier 1 risk-based capital (1) Consolidated 831,082 11.52 432,934 6.00 NA NA Bank 808,604 11.24 431,550 6.00 575,399 8.00 Leverage Consolidated 831,082 10.05 330,781 4.00 NA NA Bank 808,604 9.79 330,547 4.00 413,184 5.00 (dollars in thousands) Actual Minimum for adequately capitalized Minimum for well capitalized December 31, 2023 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (1) Consolidated $ 849,836 12.56 % $ 541,370 8.00 % NA NA Bank 823,275 12.21 539,609 8.00 $ 674,511 10.00 % Common equity tier 1 risk-based capital (1) Consolidated 747,376 11.04 304,521 4.50 NA NA Bank 746,815 11.07 303,530 4.50 438,432 6.50 Tier 1 risk-based capital (1) Consolidated 773,376 11.43 406,027 6.00 NA NA Bank 746,815 11.07 404,707 6.00 539,609 8.00 Leverage Consolidated 773,376 9.62 321,713 4.00 NA NA Bank 746,815 9.30 321,323 4.00 401,654 5.00 (1) Ratio is computed in relation to risk-weighted assets. NA Regulatory framework does not define well-capitalized for holding companies.

Note 22 - Segments

Note 22 - Segments	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	(22) Segments Bancorp’s principal activities include commercial banking and WM&T. Commercial banking provides a full range of loan and deposit products to individual consumers and businesses. Commercial banking also includes Bancorp’s mortgage banking and investment products sales activity. WM&T provides investment management, financial & retirement planning and trust & estate services, as well as retirement plan management for businesses and corporations in all markets in which Bancorp operates. The magnitude of WM&T revenue distinguishes Bancorp from other community banks of similar asset size. Financial information for each business segment reflects that which is specifically identifiable or allocated based on an internal allocation method. Income taxes are allocated based on the effective federal income tax rate adjusted for any tax-exempt activity. All tax-exempt activity and provision have been allocated fully to the commercial banking segment. Measurement of performance of business segments is based on the management structure of Bancorp and is not necessarily comparable with similar information for any other financial institution. Information presented is also not necessarily indicative of the segments’ operations if they were independent entities. The majority of the net assets of Bancorp are involved in the commercial banking segment. As of September 30, 2024, goodwill totaling $194 million was recorded on Bancorp’s consolidated balance sheets, of which $172 million is attributed to the commercial banking segment and $22 million is attributed to WM&T. The portion of total goodwill attributed to WM&T relates entirely to the CB acquisition. With the exception of goodwill attributed to WM&T through the CB acquisition, assets assigned to WM&T consist primarily of a CLI asset associated with the WM&T business added through the CB acquisition, net premises and equipment and a receivable related to fees earned that have not been collected. Selected financial information by business segment follows: Three months ended September 30, 2024 Three months ended September 30, 2023 (in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Net interest income $ 64,711 $ 268 $ 64,979 $ 61,155 $ 160 $ 61,315 Provision for credit losses 4,325 — 4,325 2,775 — 2,775 Wealth management and trust services — 10,931 10,931 — 10,030 10,030 All other non-interest income 13,866 — 13,866 12,866 — 12,866 Non-interest expenses 42,996 5,456 48,452 41,788 4,914 46,702 Income before income tax expense 31,256 5,743 36,999 29,458 5,276 34,734 Income tax expense 6,393 1,246 7,639 6,497 1,145 7,642 Net income $ 24,863 $ 4,497 $ 29,360 $ 22,961 $ 4,131 $ 27,092 Segment assets $ 8,403,147 $ 34,133 $ 8,437,280 $ 7,867,626 $ 35,804 $ 7,903,430 Nine months ended September 30, 2024 Nine months ended September 30, 2023 (dollars in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Net interest income $ 186,295 $ 776 $ 187,071 $ 184,895 $ 421 $ 185,316 Provision for credit losses 7,050 — 7,050 7,750 — 7,750 Wealth management and trust services — 32,497 32,497 — 29,703 29,703 All other non-interest income 39,226 — 39,226 38,100 — 38,100 Non-interest expenses 128,604 17,918 146,522 121,265 16,551 137,816 Income before income tax expense 89,867 15,355 105,222 93,980 13,573 107,553 Income tax expense 19,045 3,332 22,377 20,804 2,945 23,749 Net income $ 70,822 $ 12,023 $ 82,845 $ 73,176 $ 10,628 $ 83,804 Segment assets 8,403,147 $ 34,133 $ 8,437,280 $ 7,867,626 $ 35,804 $ 7,903,430

Note 23 - Revenue from Contract

Note 23 - Revenue from Contracts with Customers	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	(23) Revenue from Contracts with Customers All of Bancorp’s revenue from contracts with customers in the scope of ASC 606 is recognized within non-interest income. The table below presents Bancorp’s sources of non-interest income with items outside the scope of ASC 606 noted as such: Three months ended September 30, 2024 Three months ended September 30, 2023 (in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Wealth management and trust services $ — $ 10,931 $ 10,931 $ — $ 10,030 $ 10,030 Deposit service charges 2,314 — 2,314 2,272 — 2,272 Debit and credit card income 5,083 — 5,083 4,870 — 4,870 Treasury management fees 2,939 — 2,939 2,635 — 2,635 Mortgage banking income (1) 1,112 — 1,112 814 — 814 Net investment product sales commissions and fees 915 — 915 791 — 791 Bank owned life insurance (1) 634 — 634 569 — 569 Loss on sale of premises and equipment (1) (59 ) — (59 ) 302 — 302 Other (2) 928 — 928 613 — 613 Total non-interest income $ 13,866 $ 10,931 $ 24,797 $ 12,866 $ 10,030 $ 22,896 Nine months ended September 30, 2024 Nine months ended September 30, 2023 (Dollars in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Wealth management and trust services $ — $ 32,497 $ 32,497 $ — $ 29,703 $ 29,703 Deposit service charges 6,630 — 6,630 6,622 — 6,622 Debit and credit card income 14,688 — 14,688 14,064 — 14,064 Treasury management fees 8,389 — 8,389 7,502 — 7,502 Mortgage banking income (1) 3,077 — 3,077 2,882 — 2,882 Net investment product sales commissions and fees 2,580 — 2,580 2,345 — 2,345 Bank owned life insurance (1) 1,817 — 1,817 1,677 — 1,677 Gain (loss) on sale of premises and equipment (1) (39 ) — (39 ) 75 — 75 Other(2) 2,084 — 2,084 2,933 — 2,933 Total non-interest income $ 39,226 $ 32,497 $ 71,723 $ 38,100 $ 29,703 $ 67,803 (1) Outside of the scope of ASC 606. (2) Outside of the scope of ASC 606, with the exception of safe deposit fees which were nominal for all periods. Bancorp’s revenue on the consolidated statement of income is categorized by product type, which effectively depicts how the nature, timing and extent of cash flows are affected by economic factors. Revenue sources within the scope of ASC 606 are discussed below: Bancorp earns fees from its deposit customers for transaction-based, account management and overdraft services. Transaction-based fees, which include services such as ATM use fees and stop payments fees, are recognized at the time the transaction is executed, as that is when the company fulfills the performance obligation. Account management fees are earned over the course of a month and charged in the month in which the services are provided. Treasury management transaction fees are recognized at the time the transaction is executed, as that is when the company fulfills the performance obligation. Account analysis fees are earned over the course of a month and charged in the month in which the services are provided. Treasury management fees are withdrawn from customers’ account balances. WM&T provides customers fiduciary and investment management services as agreed upon in asset management contracts. The contracts require WM&T to provide a series of distinct services for which fees are earned over time. The contracts are cancellable upon demand with fees typically based upon the asset value of investments. Revenue is accrued and recognized monthly based upon month-end asset values and collected from the customer predominately in the following month except for a small percentage of fees collected quarterly. Incentive compensation related to WM&T activities is considered a cost of obtaining the contract. Contracts between WM&T and customers do not permit performance-based fees and accordingly, none of the fee income earned by WM&T is performance-based. Trust fees receivable were $4.5 million and $4.2 million at September 30, 2024 and December 31, 2023, respectively. Net investment products sales commissions and fees represent the Bank’s share of transaction fees and wrap fees resulting from investment services and programs provided through an agent relationship with a third party broker-dealer. Transaction fees are assessed at the time of the transaction. Those fees are collected and recognized on a monthly basis. Trailing fees are based upon market values and are assessed, collected and recognized on a quarterly basis. Because the Bank acts as an agent in arranging the relationship between the customer and third party provider, and does not control the services rendered, investment product sales commissions and fees are reported net of related costs, including nominal incentive compensation, and trading activity charges of $707,000 and $663,000 for the nine month periods ended September 30, 2024 and 2023. Debit and credit card revenue primarily consists of debit and credit card interchange income. Interchange income represents fees assessed within the payment card system for acceptance of card-based transactions. Interchange fees are assessed as the performance obligation is satisfied, which is at the point in time the card transaction is authorized. Revenue is collected and recognized daily through the payment network settlement process. Bancorp did not

Note 24 - Leases

Note 24 - Leases	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	(24) Leases Bancorp has operating leases for various locations with terms ranging from approximately three five Balance sheet, income statement and cash flow detail regarding operating leases follows: (dollars in thousands) September 30, 2024 December 31, 2023 Balance Sheet Operating lease right-of-use asset $ 29,468 $ 21,007 Operating lease liability 30,953 22,487 Weighted average remaining lease term (years) 11.2 9.8 Weighted average discount rate 3.73 % 2.84 % Maturities of lease liabilities: One year or less $ 1,012 $ 3,365 Year two 3,855 2,864 Year three 3,666 2,543 Year four 3,674 2,536 Year five 3,712 2,547 Greater than five years 22,590 12,059 Total lease payments $ 38,509 $ 25,914 Less imputed interest 7,556 3,427 Total $ 30,953 $ 22,487 Three months ended Three months ended (in thousands) September 30, 2024 September 30, 2023 Income Statement Components of lease expense: Operating lease cost $ 1,057 $ 815 Variable lease cost 88 96 Less sublease income 26 25 Total lease cost $ 1,119 $ 886 Nine months ended Nine months ended (in thousands) September 30, 2024 September 30, 2023 Income Statement Components of lease expense: Operating lease cost $ 3,215 $ 2,492 Variable lease cost 257 235 Less sublease income 77 75 Total lease cost $ 3,395 $ 2,652 Nine months ended Nine months ended (in thousands) September 30, 2024 September 30, 2023 Cash flow Statement Supplemental cash flow information: Operating cash flows from operating leases $ 3,567 $ 3,111 As of September 30, 2024, Bancorp had not

Insider Trading Arrangements

Insider Trading Arrangements	9 Months Ended
	Sep. 30, 2024
Insider Trading Arr Line Items
Material Terms of Trading Arrangement [Text Block]	Other Information (c) During the three months ended September 30, 2024, no
Rule 10b5-1 Arrangement Adopted [Flag]	false
Non-Rule 10b5-1 Arrangement Adopted [Flag]	false
Rule 10b5-1 Arrangement Terminated [Flag]	false
Non-Rule 10b5-1 Arrangement Terminated [Flag]	false

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
New Accounting Pronouncements, Policy [Policy Text Block]	Adoption of New Accounting Guidance In March 2023, the FASB issued ASU 2023-02, “ Investments Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method. Bancorp adopted this ASU effective January 1, 2024 using the modified retrospective basis. The impact of adoption was measured as of January 1, 2024 and resulted in a one-time cumulative-effect adjustment to retained earnings. This adjustment ultimately increased total stockholders equity by $2.5 million and included the write-off of DTAs for qualified tax credit investments. Also as a result of adoption, Bancorp began booking related tax credit amortization expense as a component of income tax expense effective January 1, 2024, which had previously been recorded as a component of non-interest expenses. No prior periods presented were impacted as a result of adopting ASU 2023-02. Accounting Standards Updates In November 2023, the FASB issued ASU 2023-07, “ Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. In December 2023, the FASB issued ASU 2023-09, “ Income Taxes (Topic 740): Improvements to Income Tax Disclosures.

Note 2 - Investment Securities

Note 2 - Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]	(in thousands) Amortized Unrealized September 30, 2024 cost Gains Losses Fair value U.S. Treasury and other U.S. Government obligations $ 19,999 $ - $ (33 ) $ 19,966 Government sponsored enterprise obligations 90,295 127 (3,527 ) 86,895 Mortgage backed securities - government agencies 714,538 253 (82,543 ) 632,248 Obligations of states and political subdivisions 130,055 5 (10,863 ) 119,197 Other 3,719 - (193 ) 3,526 Total available for sale debt securities $ 958,606 $ 385 $ (97,159 ) $ 861,832 December 31, 2023 U.S. Treasury and other U.S. Government obligations $ 119,931 $ - $ (3,662 ) $ 116,269 Government sponsored enterprise obligations 104,677 157 (4,987 ) 99,847 Mortgage backed securities - government agencies 789,145 83 (101,189 ) 688,039 Obligations of states and political subdivisions 136,579 5 (13,094 ) 123,490 Other 3,821 - (287 ) 3,534 Total available for sale debt securities $ 1,154,153 $ 245 $ (123,219 ) $ 1,031,179
Debt Securities, Held-to-Maturity [Table Text Block]	(in thousands) Carrying Unrecognized September 30, 2024 value Gains Losses Fair value U.S. Treasury and other U.S. Government obligations $ 153,692 $ - $ (1,539 ) $ 152,153 Government sponsored enterprise obligations 25,726 - (1,478 ) 24,248 Mortgage backed securities - government agencies 195,494 3 (19,468 ) 176,029 Total held to maturity debt securities $ 374,912 $ 3 $ (22,485 ) $ 352,430 December 31, 2023 U.S. Treasury and other U.S. Government obligations $ 203,259 $ - $ (4,932 ) $ 198,327 Government sponsored enterprise obligations 26,918 - (2,457 ) 24,461 Mortgage backed securities - government agencies 209,660 1 (23,930 ) 185,731 Total held to maturity debt securities $ 439,837 $ 1 $ (31,319 ) $ 408,519
Investments Classified by Contractual Maturity Date [Table Text Block]	AFS Debt Securities HTM Debt Securities (in thousands) Amortized cost Fair value Carrying value Fair value Due within one year $ 25,215 $ 25,144 $ 151,741 $ 150,265 Due after one year but within five years 35,528 34,296 2,644 2,565 Due after five years but within 10 years 94,000 84,166 24,542 23,092 Due after 10 years 89,325 85,978 491 479 Mortgage backed securities - government agencies 714,538 632,248 195,494 176,029 Total $ 958,606 $ 861,832 $ 374,912 $ 352,430
Schedule of Unrealized Losses on Securities [Table Text Block]	AFS Debt Securities Less than 12 months 12 months or more Total (in thousands) Fair Unrealized Fair Unrealized Fair Unrealized September 30, 2024 value losses value losses value losses U.S. Treasury and other U.S. Government obligations $ - $ - $ 19,966 $ (33 ) $ 19,966 $ (33 ) Government sponsored enterprise obligations 5,916 (16 ) 77,159 (3,511 ) 83,075 (3,527 ) Mortgage-backed securities - government agencies - - 607,428 (82,543 ) 607,428 (82,543 ) Obligations of states and political subdivisions 7,751 (69 ) 100,646 (10,794 ) 108,397 (10,863 ) Other - - 3,526 (193 ) 3,526 (193 ) Total AFS debt securities $ 13,667 $ (85 ) $ 808,725 $ (97,074 ) $ 822,392 $ (97,159 ) December 31, 2023 U.S. Treasury and other U.S. Government obligations $ - $ - $ 116,269 $ (3,662 ) $ 116,269 $ (3,662 ) Government sponsored enterprise obligations - - 83,675 (4,987 ) 83,675 (4,987 ) Mortgage-backed securities - government agencies 16,346 (95 ) 661,195 (101,094 ) 677,541 (101,189 ) Obligations of states and political subdivisions 6,326 (64 ) 105,179 (13,030 ) 111,505 (13,094 ) Other - - 3,534 (287 ) 3,534 (287 ) Total AFS debt securities $ 22,672 $ (159 ) $ 969,852 $ (123,060 ) $ 992,524 $ (123,219 ) HTM Debt Securities Less than 12 months 12 months or more Total (in thousands) Fair Unrecognized Fair Unrecognized Fair Unrecognized September 30, 2024 value losses value losses value losses U.S. Treasury and other U.S. Government obligations $ - $ - $ 152,153 $ (1,539 ) $ 152,153 $ (1,539 ) Government sponsored enterprise obligations 402 (4 ) 23,825 (1,474 ) 24,227 (1,478 ) Mortgage-backed securities - government agencies - - 175,821 (19,468 ) 175,821 (19,468 ) Total HTM debt securities $ 402 $ (4 ) $ 351,799 $ (22,481 ) $ 352,201 $ (22,485 ) December 31, 2023 U.S. Treasury and other U.S. Government obligations $ - $ - $ 198,327 $ (4,932 ) $ 198,327 $ (4,932 ) Government sponsored enterprise obligations 455 (1 ) 23,967 (2,456 ) 24,422 (2,457 ) Mortgage-backed securities - government agencies - - 185,504 (23,930 ) 185,504 (23,930 ) Total HTM debt securities $ 455 $ (1 ) $ 407,798 $ (31,318 ) $ 408,253 $ (31,319 )

Note 3 - Loans and Allowance _2

Note 3 - Loans and Allowance for Credit Losses on Loans (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	(in thousands) September 30, 2024 December 31, 2023 Commercial real estate - non-owner occupied $ 1,686,448 $ 1,561,689 Commercial real estate - owner occupied 949,538 907,424 Total commercial real estate 2,635,986 2,469,113 Commercial and industrial - term 865,384 867,380 Commercial and industrial - lines of credit 513,909 439,748 Total commercial and industrial 1,379,293 1,307,128 Residential real estate - owner occupied 783,337 708,893 Residential real estate - non-owner occupied 381,051 358,715 Total residential real estate 1,164,388 1,067,608 Construction and land development 674,918 531,324 Home equity lines of credit 236,819 211,390 Consumer 143,684 145,340 Leases 16,760 15,503 Credits cards 26,285 23,632 Total loans (1) $ 6,278,133 $ 5,771,038
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(in thousands) Three Months Ended September 30, 2024 Beginning Balance Provision for Credit Losses on Loans Charge-offs Recoveries Ending Balance Commercial real estate - non-owner occupied $ 13,032 $ 278 $ - $ 18 $ 13,328 Commercial real estate - owner occupied 9,719 (352 ) - - 9,367 Total commercial real estate 22,751 (74 ) - 18 22,695 Commercial and industrial - term 21,629 201 (658 ) 67 21,239 Commercial and industrial - lines of credit 5,825 677 - - 6,502 Total commercial and industrial 27,454 878 (658 ) 67 27,741 Residential real estate - owner occupied 13,325 1,011 (395 ) 4 13,945 Residential real estate - non-owner occupied 4,248 685 - 7 4,940 Total residential real estate 17,573 1,696 (395 ) 11 18,885 Construction and land development 10,029 1,622 - - 11,651 Home equity lines of credit 1,147 87 - - 1,234 Consumer 2,552 (6 ) (193 ) 107 2,460 Leases 411 (9 ) - - 402 Credit cards 238 131 (99 ) 5 275 Total $ 82,155 $ 4,325 $ (1,345 ) $ 208 $ 85,343 (in thousands) Nine Months Ended September 30, 2024 Beginning Balance Provision for Credit Losses on Loans Charge-offs Recoveries Ending Balance Commercial real estate - non-owner occupied $ 22,133 $ (8,856 ) $ - $ 51 $ 13,328 Commercial real estate - owner occupied 11,667 (2,349 ) - 49 9,367 Total commercial real estate 33,800 (11,205 ) - 100 22,695 Commercial and industrial - term 14,359 7,006 (748 ) 622 21,239 Commercial and industrial - lines of credit 6,495 (197 ) - 204 6,502 Total commercial and industrial 20,854 6,809 (748 ) 826 27,741 Residential real estate - owner occupied 9,316 5,021 (416 ) 24 13,945 Residential real estate - non-owner occupied 4,282 651 - 7 4,940 Total residential real estate 13,598 5,672 (416 ) 31 18,885 Construction and land development 7,593 4,058 - - 11,651 Home equity lines of credit 1,660 (428 ) - 2 1,234 Consumer 1,407 1,294 (606 ) 365 2,460 Leases 220 182 - - 402 Credit cards 242 193 (184 ) 24 275 Total $ 79,374 $ 6,575 $ (1,954 ) $ 1,348 $ 85,343 (in thousands) Three Months Ended September 30, 2023 Beginning Balance Provision for Credit Losses on Loans Charge-offs Recoveries Ending Balance Commercial real estate - non-owner occupied $ 21,773 $ (420 ) $ - $ 17 $ 21,370 Commercial real estate - owner occupied 11,557 1,088 - 6 12,651 Total commercial real estate 33,330 668 - 23 34,021 Commercial and industrial - term 14,792 1,026 (1,878 ) 16 13,956 Commercial and industrial - lines of credit 6,503 (158 ) - 1 6,346 Total commercial and industrial 21,295 868 (1,878 ) 17 20,302 Residential real estate - owner occupied 8,835 278 - 6 9,119 Residential real estate - non-owner occupied 4,169 55 - - 4,224 Total residential real estate 13,004 333 - 6 13,343 Construction and land development 6,752 227 - - 6,979 Home equity lines of credit 1,609 (7 ) - - 1,602 Consumer 1,285 184 (232 ) 131 1,368 Leases 205 7 - - 212 Credit cards 230 20 (5 ) 3 248 Total $ 77,710 $ 2,300 $ (2,115 ) $ 180 $ 78,075 (in thousands) Nine Months Ended September 30, 2023 Beginning Balance Provision for Credit Losses on Loans Charge-offs Recoveries Ending Balance Commercial real estate - non-owner occupied $ 22,641 $ (1,324 ) $ - $ 53 $ 21,370 Commercial real estate - owner occupied 10,827 1,818 - 6 12,651 Total commercial real estate 33,468 494 - 59 34,021 Commercial and industrial - term 12,991 2,955 (2,006 ) 16 13,956 Commercial and industrial - lines of credit 6,389 (193 ) - 150 6,346 Total commercial and industrial 19,380 2,762 (2,006 ) 166 20,302 Residential real estate - owner occupied 6,717 2,418 (43 ) 27 9,119 Residential real estate - non-owner occupied 3,597 625 - 2 4,224 Total residential real estate 10,314 3,043 (43 ) 29 13,343 Construction and land development 7,186 (207 ) - - 6,979 Home equity lines of credit 1,613 1 (12 ) - 1,602 Consumer 1,158 473 (639 ) 376 1,368 Leases 201 11 - - 212 Credit cards 211 123 (105 ) 19 248 Total $ 73,531 $ 6,700 $ (2,805 ) $ 649 $ 78,075 (in thousands) September 30, 2024 Real Estate Accounts Receivable / Equipment Other Total ACL Allocation Commercial real estate - non-owner occupied $ 7,607 $ - $ - $ 7,607 $ 1,007 Commercial real estate - owner occupied 2,055 - - 2,055 308 Total commercial real estate 9,662 - - 9,662 1,315 Commercial and industrial - term 1,425 4,815 - 6,240 810 Commercial and industrial - lines of credit 2,151 200 - 2,351 605 Total commercial and industrial 3,576 5,015 - 8,591 1,415 Residential real estate - owner occupied 5,997 - - 5,997 198 Residential real estate - non-owner occupied 1,082 - - 1,082 596 Total residential real estate 7,079 - - 7,079 794 Construction and land development - - - - - Home equity lines of credit 90 - - 90 - Consumer - - 328 328 10 Leases - - - - - Credit cards - - - - - Total collateral dependent loans $ 20,407 $ 5,015 $ 328 $ 25,750 $ 3,534 (in thousands) December 31, 2023 Real Estate Accounts Receivable / Equipment Other Total ACL Allocation Commercial real estate - non-owner occupied $ 15,419 $ - $ - $ 15,419 $ 1,604 Commercial real estate - owner occupied 2,586 - - 2,586 812 Total commercial real estate 18,005 - - 18,005 2,416 Commercial and industrial - term 302 4,088 - 4,390 377 Commercial and industrial - lines of credit 2,781 101 - 2,882 708 Total commercial and industrial 3,083 4,189 - 7,272 1,085 Residential real estate - owner occupied 4,205 - - 4,205 198 Residential real estate - non-owner occupied 558 - - 558 116 Total residential real estate 4,763 - - 4,763 314 Construction and land development - - - - - Home equity lines of credit 467 - - 467 - Consumer - - 335 335 18 Leases - - - - - Credit cards - - - - - Total collateral dependent loans $ 26,318 $ 4,189 $ 335 $ 30,842 $ 3,833
Financing Receivable, Nonaccrual [Table Text Block]	Non-accrual Loans Past Due 90-Days- (in thousands) With No Total or-More and Still September 30, 2024 Recorded ACL Non-accrual Accruing Interest Commercial real estate - non-owner occupied $ 304 $ 1,055 $ — Commercial real estate - owner occupied 688 1,499 90 Total commercial real estate 992 2,554 90 Commercial and industrial - term 4,174 6,260 548 Commercial and industrial - lines of credit — — — Total commercial and industrial 4,174 6,260 548 Residential real estate - owner occupied 498 6,514 — Residential real estate - non-owner occupied — 540 128 Total residential real estate 498 7,054 128 Construction and land development — — — Home equity lines of credit — 90 — Consumer — 330 5 Leases — — — Credit cards — — 99 Total $ 5,664 $ 16,288 $ 870 Non-accrual Loans Past Due 90-Days- (in thousands) With No Total or-More and Still December 31, 2023 Recorded ACL Non-accrual Accruing Interest Commercial real estate - non-owner occupied $ 1,714 $ 8,649 $ — Commercial real estate - owner occupied — 885 — Total commercial real estate 1,714 9,534 — Commercial and industrial - term 688 4,456 — Commercial and industrial - lines of credit — 215 — Total commercial and industrial 688 4,671 — Residential real estate - owner occupied 230 3,667 — Residential real estate - non-owner occupied — 372 — Total residential real estate 230 4,039 — Construction and land development — — — Home equity lines of credit 343 467 — Consumer — 337 — Leases — — — Credit cards — 10 110 Total $ 2,975 $ 19,058 $ 110
Financing Receivable, Past Due [Table Text Block]	(in thousands) 30-59 days 60-89 days 90 or more Total Past Total September 30, 2024 Current Past Due Past Due days Past Due Due Loans Loans Commercial real estate - non-owner occupied $ 1,681,673 $ 3 $ 4,236 $ 536 $ 4,775 $ 1,686,448 Commercial real estate - owner occupied 947,516 1,116 62 844 2,022 949,538 Total commercial real estate 2,629,189 1,119 4,298 1,380 6,797 2,635,986 Commercial and industrial - term 861,691 235 — 3,458 3,693 865,384 Commercial and industrial - lines of credit 513,589 — 320 — 320 513,909 Total commercial and industrial 1,375,280 235 320 3,458 4,013 1,379,293 Residential real estate - owner occupied 769,158 7,013 3,721 3,445 14,179 783,337 Residential real estate - non-owner occupied 379,813 — 648 590 1,238 381,051 Total residential real estate 1,148,971 7,013 4,369 4,035 15,417 1,164,388 Construction and land development 674,838 80 — — 80 674,918 Home equity lines of credit 236,664 130 — 25 155 236,819 Consumer 142,722 450 214 298 962 143,684 Leases 16,760 — — — — 16,760 Credit cards 25,908 208 70 99 377 26,285 Total $ 6,250,332 $ 9,235 $ 9,271 $ 9,295 $ 27,801 $ 6,278,133 (in thousands) 30-59 days 60-89 days 90 or more Total Past Total December 31, 2023 Current Past Due Past Due days Past Due Due Loans Loans Commercial real estate - non-owner occupied $ 1,558,756 $ 768 $ 318 $ 1,847 $ 2,933 $ 1,561,689 Commercial real estate - owner occupied 906,385 758 260 21 1,039 907,424 Total commercial real estate 2,465,141 1,526 578 1,868 3,972 2,469,113 Commercial and industrial - term 866,089 244 2 1,045 1,291 867,380 Commercial and industrial - lines of credit 439,671 77 — — 77 439,748 Total commercial and industrial 1,305,760 321 2 1,045 1,368 1,307,128 Residential real estate - owner occupied 699,475 5,290 1,612 2,516 9,418 708,893 Residential real estate - non-owner occupied 357,763 621 94 237 952 358,715 Total residential real estate 1,057,238 5,911 1,706 2,753 10,370 1,067,608 Construction and land development 531,324 — — — — 531,324 Home equity lines of credit 210,823 67 33 467 567 211,390 Consumer 144,640 258 145 297 700 145,340 Leases 15,503 — — — — 15,503 Credit cards 23,287 191 44 110 345 23,632 Total $ 5,753,716 $ 8,274 $ 2,508 $ 6,540 $ 17,322 $ 5,771,038
Financing Receivable Credit Quality Indicators [Table Text Block]	Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized September 30, 2024 2024 2023 2022 2021 2020 Prior cost basis Total Commercial real estate - non-owner occupied: Risk rating Pass $ 267,099 $ 277,576 $ 389,227 $ 281,697 $ 201,923 $ 186,615 $ 29,562 $ 1,633,699 OAEM 10,138 3,299 - 10,788 1,687 16,264 - 42,176 Substandard 329 - 3,472 983 - 4,636 98 9,518 Substandard non-performing - - 175 - - 880 - 1,055 Doubtful - - - - - - - - Total Commercial real estate non-owner occupied $ 277,566 $ 280,875 $ 392,874 $ 293,468 $ 203,610 $ 208,395 $ 29,660 $ 1,686,448 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate - owner occupied: Risk rating Pass $ 87,386 $ 142,309 $ 171,652 $ 177,702 $ 159,819 $ 155,188 $ 19,200 $ 913,256 OAEM 2,465 2,175 4,127 1,637 723 836 - 11,963 Substandard 5,377 8,175 3,782 2,166 3,083 237 - 22,820 Substandard non-performing 688 - - 745 66 - - 1,499 Doubtful - - - - - - - - Total Commercial real estate owner occupied $ 95,916 $ 152,659 $ 179,561 $ 182,250 $ 163,691 $ 156,261 $ 19,200 $ 949,538 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial and industrial - term: Risk rating Pass $ 201,368 $ 188,227 $ 242,852 $ 137,162 $ 39,052 $ 39,779 $ - $ 848,440 OAEM 4,239 1,842 706 20 - - - 6,807 Substandard - 344 - 3,272 13 248 - 3,877 Substandard non-performing 4,337 327 791 - 718 87 - 6,260 Doubtful - - - - - - - - Total Commercial and industrial - term $ 209,944 $ 190,740 $ 244,349 $ 140,454 $ 39,783 $ 40,114 $ - $ 865,384 Current period gross charge offs $ (414 ) $ (250 ) $ (6 ) $ (78 ) $ - $ - $ - $ (748 ) Commercial and industrial - lines of credit Risk rating Pass $ 54,651 $ 12,189 $ 8,553 $ 2,724 $ 313 $ 7,044 $ 385,822 $ 471,296 OAEM 7,448 - - - - - 23,972 31,420 Substandard - - - - - - 11,193 11,193 Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Commercial and industrial - lines of credit $ 62,099 $ 12,189 $ 8,553 $ 2,724 $ 313 $ 7,044 $ 420,987 $ 513,909 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized September 30, 2024 2024 2023 2022 2021 2020 Prior cost basis Total Residential real estate - owner occupied Risk rating Pass $ 125,235 $ 159,671 $ 166,028 $ 162,706 $ 80,459 $ 82,282 $ - $ 776,381 OAEM - - - 85 - - - 85 Substandard - - 13 - - 344 - 357 Substandard non-performing 902 2,257 1,888 237 9 1,221 - 6,514 Doubtful - - - - - - - - Total Residential real estate - owner occupied $ 126,137 $ 161,928 $ 167,929 $ 163,028 $ 80,468 $ 83,847 $ - $ 783,337 Current period gross charge offs $ - $ (409 ) $ - $ - $ - $ (7 ) $ - $ (416 ) Residential real estate - non-owner occupied Risk rating Pass $ 65,120 $ 70,070 $ 76,275 $ 73,256 $ 43,218 $ 51,365 $ - $ 379,304 OAEM - - - - - 518 - 518 Substandard - 571 - - - 118 - 689 Substandard non-performing - - 219 17 - 304 - 540 Doubtful - - - - - - - - Total Residential real estate - non-owner occupied $ 65,120 $ 70,641 $ 76,494 $ 73,273 $ 43,218 $ 52,305 $ - $ 381,051 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Construction and land development Risk rating Pass $ 166,103 $ 240,752 $ 179,786 $ 59,783 $ 1,404 $ 3,755 $ 16,356 $ 667,939 OAEM 5,980 - - - - - - 5,980 Substandard - - - - - - 999 999 Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Construction and land development $ 172,083 $ 240,752 $ 179,786 $ 59,783 $ 1,404 $ 3,755 $ 17,355 $ 674,918 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Home equity lines of credit Risk rating Pass $ - $ - $ - $ - $ - $ - $ 235,547 $ 235,547 OAEM - - - - - - 1,146 1,146 Substandard - - - - - - 36 36 Substandard non-performing - - - - - - 90 90 Doubtful - - - - - - - - Total Home equity lines of credit $ - $ - $ - $ - $ - $ - $ 236,819 $ 236,819 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer Risk rating Pass $ 19,321 $ 20,397 $ 13,953 $ 6,812 $ 1,474 $ 1,344 $ 80,053 $ 143,354 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing 118 11 107 35 24 35 - 330 Doubtful - - - - - - - - Total Consumer $ 19,439 $ 20,408 $ 14,060 $ 6,847 $ 1,498 $ 1,379 $ 80,053 $ 143,684 Current period gross charge offs $ (495 ) $ (17 ) $ (12 ) $ (21 ) $ (7 ) $ (45 ) $ (9 ) $ (606 ) Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized September 30, 2024 2024 2023 2022 2021 2020 Prior cost basis Total Leases Risk rating Pass $ 5,050 $ 5,761 $ 2,058 $ 1,613 $ 754 $ 54 $ - $ 15,290 OAEM - - - - - - - - Substandard 38 - 639 601 192 - - 1,470 Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Leases $ 5,088 $ 5,761 $ 2,697 $ 2,214 $ 946 $ 54 $ - $ 16,760 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Credit cards Risk rating Pass $ - $ - $ - $ - $ - $ - $ 26,285 $ 26,285 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Credit cards $ - $ - $ - $ - $ - $ - $ 26,285 $ 26,285 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ (184 ) $ (184 ) Total loans Risk rating Pass $ 991,333 $ 1,116,952 $ 1,250,384 $ 903,455 $ 528,416 $ 527,426 $ 792,825 $ 6,110,791 OAEM 30,270 7,316 4,833 12,530 2,410 17,618 25,118 100,095 Substandard 5,744 9,090 7,906 7,022 3,288 5,583 12,326 50,959 Substandard non-performing 6,045 2,595 3,180 1,034 817 2,527 90 16,288 Doubtful - - - - - - - - Total Loans $ 1,033,392 $ 1,135,953 $ 1,266,303 $ 924,041 $ 534,931 $ 553,154 $ 830,359 $ 6,278,133 Current period gross charge offs $ (909 ) $ (676 ) $ (18 ) $ (99 ) $ (7 ) $ (52 ) $ (193 ) $ (1,954 ) Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized December 31, 2023 2023 2022 2021 2020 2019 Prior cost basis Total Commercial real estate - non-owner occupied: Risk rating Pass $ 302,787 $ 370,728 $ 346,600 $ 220,144 $ 122,732 $ 136,624 $ 26,187 $ 1,525,802 OAEM 76 - 2,902 - 1,947 3,727 - 8,652 Substandard 290 1,093 997 3,587 12,278 243 98 18,586 Substandard non-performing 5,806 286 - - 1,472 1,085 - 8,649 Doubtful - - - - - - - - Total Commercial real estate non-owner occupied $ 308,959 $ 372,107 $ 350,499 $ 223,731 $ 138,429 $ 141,679 $ 26,285 $ 1,561,689 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial real estate - owner occupied: Risk rating Pass $ 148,498 $ 164,087 $ 191,350 $ 179,450 $ 90,575 $ 100,988 $ 13,941 $ 888,889 OAEM 4,175 221 592 757 395 691 - 6,831 Substandard 1,675 4,258 - 4,370 458 58 - 10,819 Substandard non-performing - 21 793 71 - - - 885 Doubtful - - - - - - - - Total Commercial real estate owner occupied $ 154,348 $ 168,587 $ 192,735 $ 184,648 $ 91,428 $ 101,737 $ 13,941 $ 907,424 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial and industrial - term: Risk rating Pass $ 279,002 $ 298,204 $ 172,288 $ 56,949 $ 24,939 $ 26,790 $ - $ 858,172 OAEM 585 819 2,520 87 139 - - 4,150 Substandard 218 80 31 - - 273 - 602 Substandard non-performing 3,395 592 29 338 101 1 - 4,456 Doubtful - - - - - - - - Total Commercial and industrial - term $ 283,200 $ 299,695 $ 174,868 $ 57,374 $ 25,179 $ 27,064 $ - $ 867,380 Current period gross charge offs $ (1,315 ) $ (734 ) $ (37 ) $ (93 ) $ (37 ) $ (82 ) $ - $ (2,298 ) Commercial and industrial - lines of credit Risk rating Pass $ 30,553 $ 22,409 $ 3,232 $ 348 $ 8,931 $ 1,783 $ 356,237 $ 423,493 OAEM - - - 723 20 - 8,585 9,328 Substandard - - - - - - 6,712 6,712 Substandard non-performing 157 - - - - - 58 215 Doubtful - - - - - - - - Total Commercial and industrial - lines of credit $ 30,710 $ 22,409 $ 3,232 $ 1,071 $ 8,951 $ 1,783 $ 371,592 $ 439,748 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ (3,633 ) $ (3,633 ) Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized December 31, 2023 2023 2022 2021 2020 2019 Prior cost basis Total Residential real estate - owner occupied Risk rating Pass $ 170,446 $ 178,088 $ 175,561 $ 86,105 $ 24,354 $ 70,213 $ - $ 704,767 OAEM - - 89 - - - - 89 Substandard - 15 - - - 355 - 370 Substandard non-performing 1,138 1,122 297 192 162 756 - 3,667 Doubtful - - - - - - - - Total Residential real estate - owner occupied $ 171,584 $ 179,225 $ 175,947 $ 86,297 $ 24,516 $ 71,324 $ - $ 708,893 Current period gross charge offs $ - $ - $ - $ - $ - $ (43 ) $ - $ (43 ) Residential real estate - non-owner occupied Risk rating Pass $ 83,913 $ 84,278 $ 77,868 $ 49,555 $ 31,325 $ 30,546 $ - $ 357,485 OAEM - 7 - - 262 277 - 546 Substandard - - - - - 312 - 312 Substandard non-performing - 233 19 - 45 75 - 372 Doubtful - - - - - - - - Total Residential real estate - non-owner occupied $ 83,913 $ 84,518 $ 77,887 $ 49,555 $ 31,632 $ 31,210 $ - $ 358,715 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Construction and land development Risk rating Pass $ 157,832 $ 239,807 $ 69,131 $ 34,591 $ 478 $ 3,711 $ 15,623 $ 521,173 OAEM - - 3,682 - - - 999 4,681 Substandard 5,470 - - - - - - 5,470 Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Construction and land development $ 163,302 $ 239,807 $ 72,813 $ 34,591 $ 478 $ 3,711 $ 16,622 $ 531,324 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Home equity lines of credit Risk rating Pass $ - $ - $ - $ - $ - $ - $ 210,886 $ 210,886 OAEM - - - - - - - - Substandard - - - - - - 37 37 Substandard non-performing - - - - - - 467 467 Doubtful - - - - - - - - Total Home equity lines of credit $ - $ - $ - $ - $ - $ - $ 211,390 $ 211,390 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ (12 ) $ (12 ) Consumer Risk rating Pass $ 30,823 $ 18,399 $ 10,148 $ 2,832 $ 1,931 $ 1,765 $ 79,105 $ 145,003 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing 41 145 91 27 3 14 16 337 Doubtful - - - - - - - - Total Consumer $ 30,864 $ 18,544 $ 10,239 $ 2,859 $ 1,934 $ 1,779 $ 79,121 $ 145,340 Current period gross charge offs $ (683 ) $ (22 ) $ (29 ) $ (43 ) $ (41 ) $ (27 ) $ (20 ) $ (865 ) Revolving loans (in thousands) Term Loans Amortized Cost Basis by Origination Year amortized December 31, 2023 2023 2022 2021 2020 2019 Prior cost basis Total Leases Risk rating Pass $ 6,801 $ 3,442 $ 3,117 $ 1,723 $ 155 $ 265 $ - $ 15,503 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - - - Doubtful - - - - - - - - Total Leases $ 6,801 $ 3,442 $ 3,117 $ 1,723 $ 155 $ 265 $ - $ 15,503 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ - $ - Credit cards Risk rating Pass $ - $ - $ - $ - $ - $ - $ 23,622 $ 23,622 OAEM - - - - - - - - Substandard - - - - - - - - Substandard non-performing - - - - - - 10 10 Doubtful - - - - - - - - Total Credit cards $ - $ - $ - $ - $ - $ - $ 23,632 $ 23,632 Current period gross charge offs $ - $ - $ - $ - $ - $ - $ (661 ) $ (661 ) Total loans Risk rating Pass $ 1,207,296 $ 1,379,117 $ 1,047,901 $ 630,129 $ 305,493 $ 379,258 $ 725,601 $ 5,674,795 OAEM 4,836 1,047 9,785 1,567 2,763 4,695 9,584 34,277 Substandard 7,653 5,446 1,028 7,957 12,736 1,241 6,847 42,908 Substandard non-performing 10,537 2,399 1,229 628 1,783 1,931 551 19,058 Doubtful - - - - - - - - Total Loans $ 1,230,322 $ 1,388,009 $ 1,059,943 $ 640,281 $ 322,775 $ 387,125 $ 742,583 $ 5,771,038 Current period gross charge offs $ (1,998 ) $ (756 ) $ (66 ) $ (136 ) $ (78 ) $ (152 ) $ (4,326 ) $ (7,512 )
Financinng Receivable, Schedule of Payment Activity [Table Text Block]	September 30, December 31, (in thousands) 2024 2023 Credit cards Performing $ 26,186 $ 23,512 Non-performing 99 120 Total credit cards $ 26,285 $ 23,632

Note 4 - Goodwill (Tables)

Note 4 - Goodwill (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Goodwill [Table Text Block]	September 30, December 31, (in thousands) 2024 2023 Commonwealth Bancshares (2022) $ 58,244 $ 58,244 Kentucky Bancshares (2021) 123,317 123,317 King Southern Bancorp (2019) 11,831 11,831 Austin State Bank (1996) 682 682 Total $ 194,074 $ 194,074

Note 5 - Core Deposit and Cus_2

Note 5 - Core Deposit and Customer List Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Finite-Lived Intangible Assets [Table Text Block]	Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Balance at beginning of period $ 10,601 $ 13,442 $ 11,944 $ 14,958 Amortization (672 ) (749 ) (2,015 ) (2,265 ) Balance at end of period $ 9,929 $ 12,693 $ 9,929 $ 12,693 Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Balance at beginning of period $ 7,600 $ 9,196 $ 8,360 $ 10,032 Amortization (380 ) (418 ) (1,140 ) (1,254 ) Balance at end of period $ 7,220 $ 8,778 $ 7,220 $ 8,778
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	(in thousands) CDI CLI Remainder of 2024 $ 672 $ 380 2025 2,375 1,368 2026 2,063 1,216 2027 1,752 1,064 2028 1,339 912 2029 888 760 2030 576 608 2031 264 456 2032 - 304 2033 - 152 Total future expense $ 9,929 $ 7,220

Note 6 - Other Assets (Tables)

Note 6 - Other Assets (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Other Assets [Table Text Block]	September 30, December 31, (in thousands) 2024 2023 Cash surrender value of life insurance other than BOLI $ 19,880 $ 17,843 Net deferred tax asset 45,647 47,236 Investments in tax credit partnerships 177,194 175,056 Swap assets 2,489 5,133 Prepaid assets 4,242 5,873 WM&T fees receivable 4,459 4,205 Mortgage servicing rights 11,908 13,082 Other real estate owned 10 10 Other 14,537 18,922 Total other assets $ 280,366 $ 287,360

Note 7 - Income Taxes (Tables)

Note 7 - Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Current income tax expense: Federal $ 7,835 $ 7,129 $ 20,047 $ 20,409 State 1,696 1,859 4,552 4,223 Total current income tax expense 9,531 8,988 24,599 24,632 Deferred income tax expense: Federal (1,560 ) (1,087 ) (1,830 ) (1,311 ) State (332 ) (259 ) (392 ) 428 Total deferred income tax expense (1,892 ) (1,346 ) (2,222 ) (883 ) Change in valuation allowance - - - - Total income tax expense $ 7,639 $ 7,642 $ 22,377 $ 23,749
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	Three months ended Nine months ended September 30, September 30, 2024 2023 2024 2023 U.S. federal statutory income tax rate 21.00 % 21.00 % 21.00 % 21.00 % State income taxes, net of federal benefit 2.91 3.27 3.12 3.42 Excess tax benefit from stock-based compensation arrangements (1.38 ) 0.12 (0.36 ) (0.29 ) Change in cash surrender value of life insurance (0.79 ) (0.08 ) (0.73 ) (0.49 ) Tax Credits (0.52 ) (0.71 ) (0.90 ) (0.48 ) Tax exempt interest income (0.42 ) (0.48 ) (0.45 ) (0.49 ) Insurance captive - (0.19 ) - (0.27 ) Other, net (0.15 ) (0.93 ) (0.41 ) (0.32 ) Effective tax rate 20.65 % 22.00 % 21.27 % 22.08 %
Schedule of Unfunded Contributions [Table Text Block]	(dollars in thousands) September 30, 2024 Remainder of 2024 $ 34,012 2025 66,473 2026 36,261 2027 7,179 2028 893 Thereafter 13,725 Total unfunded contributions $ 158,543
Schedule Of Tax Credits And Other Tax Benefits Recognized And Amortization Expense Related To Tax Credit Partnerships [Table Text Block]	Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Proportional amortization method: Tax credits and other tax benefits recognized $ 2,448 $ (85 ) $ 9,570 $ 614 Amortization expense in provision for income taxes 1,927 1,114 7,753 1,910 Amortization expense in other non-interest expense - 323 - 970 Effective yield method: Tax credits and other tax benefits recognized $ - $ 399 $ - $ 1,198 Amortization expense in provision for income taxes - - - - Amortization expense in other non-interest expense - - - -

Note 8 - Deposits (Tables)

Note 8 - Deposits (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Deposit Liabilities, Type [Table Text Block]	(in thousands) September 30, 2024 December 31, 2023 Non-interest bearing demand deposits $ 1,508,203 $ 1,548,624 Interest bearing deposits: Interest bearing demand 2,361,192 2,480,357 Savings 420,772 438,834 Money market 1,259,484 1,219,656 Time deposits of $250 thousand or more 329,805 279,474 Other time deposits 846,617 703,803 Total time deposits (1) 1,176,422 983,277 Total interest bearing deposits 5,217,870 5,122,124 Total deposits $ 6,726,073 $ 6,670,748

Note 9 - Securities Sold Unde_2

Note 9 - Securities Sold Under Agreements to Repurchase (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Short-Term Debt [Table Text Block]	(dollars in thousands) September 30, 2024 December 31, 2023 Outstanding balance at end of period $ 149,852 $ 152,991 Weighted average interest rate at end of period 2.08 % 2.23 % Three months ended Nine months ended September 30, September 30, (dollars in thousands) 2024 2023 2024 2023 Average outstanding balance during the period $ 156,865 $ 127,063 $ 156,392 $ 120,740 Average interest rate during the period 2.38 % 1.86 % 2.25 % 1.58 % Maximum outstanding at any month end during the period $ 175,211 $ 127,931 $ 179,428 $ 138,347

Note 10 - Subordinated Debent_2

Note 10 - Subordinated Debentures (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Debt [Table Text Block]	(dollars in thousands) Face Value Carrying Value Origination Date Maturity Date Interest Rate Commonwealth Statutory Trust III $ 3,093 $ 3,093 12/19/2003 1/7/2034 SOFR Commonwealth Statutory Trust IV 12,372 12,372 12/15/2005 12/30/2035 SOFR + 1.35% Commonwealth Statutory Trust V 11,341 11,341 6/28/2007 9/15/2037 SOFR + 1.40% Total $ 26,806 $ 26,806

Note 11 - FHLB Advances and O_2

Note 11 - FHLB Advances and Other Borrowings (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Maturities and Average Effective Interest Rates of Federal Home Loan Bank Advances Disclosure [Table Text Block]	(dollars in thousands) September 30, 2024 December 31, 2023 Outstanding balance at end of period $ 325,000 $ 200,000 Weighted average interest rate at end of period 4.10 % 4.11 %

Note 12 - Commitments and Con_2

Note 12 - Commitments and Contingent Liabilities (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Off Balance Sheet Commitments to Extend Credit [Table Text Block]	(in thousands) September 30, 2024 December 31, 2023 Commercial and industrial $ 887,664 $ 897,673 Construction and development 614,099 606,668 Home equity lines of credit 403,649 381,110 Credit cards 90,061 83,700 Overdrafts 57,177 55,124 Standby letters of credit 34,720 33,778 Other 88,046 100,447 Future loan commitments 238,626 298,164 Total off balance sheet commitments to extend credit $ 2,414,042 $ 2,456,664

Note 13 - Assets and Liabilit_2

Note 13 - Assets and Liabilities Measured and Reported at Fair Value (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements Using: Total September 30, 2024 (in thousands) Level 1 Level 2 Level 3 Fair Value Assets: Available for sale debt securities: U.S. Treasury and other U.S. Government obligations $ 19,966 $ — $ — $ 19,966 Government sponsored enterprise obligations — 86,895 — 86,895 Mortgage backed securities - government agencies — 632,248 — 632,248 Obligations of states and political subdivisions — 119,197 — 119,197 Other — 3,526 — 3,526 Total available for sale debt securities 19,966 841,866 — 861,832 Mortgage loans held for sale — 4,822 — 4,822 Rate lock loan commitments — 377 — 377 Mandatory forward contracts — 7 — 7 Interest rate swap assets — 2,489 — 2,489 Total assets $ 19,966 $ 849,561 $ — $ 869,527 Liabilities: Interest rate swap liabilities $ — $ 5,661 $ — $ 5,661 Fair Value Measurements Using: Total December 31, 2023 (in thousands) Level 1 Level 2 Level 3 Fair Value Assets: Available for sale debt securities: U.S. Treasury and other U.S. Government obligations $ 116,269 $ — $ — $ 116,269 Government sponsored enterprise obligations — 99,847 — 99,847 Mortgage backed securities - government agencies — 688,039 — 688,039 Obligations of states and political subdivisions — 123,490 — 123,490 Other — 3,534 — 3,534 Total available for sale debt securities 116,269 914,910 — 1,031,179 Mortgage loans held for sale — 6,056 — 6,056 Rate lock loan commitments — 174 — 174 Interest rate swap assets — 5,133 — 5,133 Total assets $ 116,269 $ 926,273 $ — $ 1,042,542 Liabilities: Interest rate swap liabilities $ — $ 5,378 $ — $ 5,378 Mandatory forward contracts — 43 — 43 Total liabilities $ — $ 5,421 $ — $ 5,421
Fair Value Measurements, Nonrecurring [Table Text Block]	Losses recorded Three months Nine months Fair Value Measurements Using: Total ended ended September 30, 2024 (in thousands) Level 1 Level 2 Level 3 Fair Value September 30, 2024 September 30, 2024 Collateral dependent loans $ — $ — $ 7,165 $ 7,165 $ 245 $ 245 Other real estate owned — — 10 10 — — Losses recorded Three months Nine months Fair Value Measurements Using: Total ended ended December 31, 2023 (in thousands) Level 1 Level 2 Level 3 Fair Value September 30, 2023 September 30, 2023 Collateral dependent loans $ — $ — $ 13,561 $ 13,561 $ 1,377 $ 1,377 Other real estate owned — — 10 10 250 250
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	September 30, 2024 (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Weighted Average Collateral dependent loans $ 7,165 Appraisal Appraisal discounts 21.0 % Other real estate owned 10 Appraisal Appraisal discounts 93.0 December 31, 2023 (dollars in thousands) Fair Value Valuation Technique Unobservable Inputs Weighted Average Collateral dependend loans $ 13,561 Appraisal Appraisal discounts 18.0 % Other real estate owned 10 Appraisal Appraisal discounts 93.0

Note 14 - Disclosure of Finan_2

Note 14 - Disclosure of Financial Instruments Not Reported at Fair Value (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	Carrying Fair Value Measurements Using: September 30, 2024 (in thousands) amount Fair value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 253,066 $ 253,066 $ 253,066 $ — $ — HTM debt securities 374,912 352,430 152,153 200,277 — Federal Home Loan Bank stock 29,419 29,419 — 29,419 — Loans, net 6,192,790 5,962,345 — — 5,962,345 Accrued interest receivable 26,439 26,439 26,439 — — Liabilities Non-interest bearing deposits $ 1,508,203 $ 1,508,203 $ 1,508,203 $ — $ — Transaction deposits 4,041,448 4,041,448 — 4,041,448 — Time deposits 1,176,422 1,174,740 — 1,174,740 — Securities sold under agreement to repurchase 149,852 149,852 — 149,852 — Federal funds purchased 6,442 6,442 — 6,442 — Subordinated debentures 26,806 26,290 — 26,290 — FHLB advances 325,000 319,230 — 319,230 — Accrued interest payable 2,036 2,036 2,036 — — Carrying Fair Value Measurements Using: December 31, 2023 (in thousands) amount Fair value Level 1 Level 2 Level 3 Assets Cash and cash equivalents $ 265,959 $ 265,959 $ 265,959 $ — $ — HTM debt securities 439,837 408,519 198,327 210,192 — Federal Home Loan Bank stock 16,236 16,236 — 16,236 — Loans, net 5,691,664 5,520,059 — — 5,520,059 Accrued interest receivable 26,830 26,830 26,830 — — Liabilities Non-interest bearing deposits $ 1,548,624 $ 1,548,624 $ 1,548,624 $ — $ — Transaction deposits 4,138,847 4,138,847 — 4,138,847 — Time deposits 983,277 976,841 — 976,841 — Securities sold under agreement to repurchase 152,991 152,991 — 152,991 — Federal funds purchased 12,852 12,852 — 12,852 — Subordinated debentures 26,740 26,746 — 26,746 — FHLB advances 200,000 200,047 — 200,047 — Accrued interest payable 2,094 2,094 2,094 — —

Note 15 - Mortgage Banking Ac_2

Note 15 - Mortgage Banking Activities (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Disclosure of Long-Lived Assets Held-for-Sale [Table Text Block]	Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Balance, beginning of period: $ 6,438 $ 7,069 $ 6,056 $ 2,606 Origination of mortgage loans held for sale 27,278 30,775 78,742 86,100 Proceeds from the sale of mortgage loans held for sale (29,737 ) (31,814 ) (81,844 ) (83,422 ) Net gain realized on sale of mortgage loans held for sale 843 505 1,868 1,251 Balance, end of period $ 4,822 $ 6,535 $ 4,822 $ 6,535
Interest and Other Income [Table Text Block]	Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Net gain realized on sale of mortgage loans held for sale $ 843 $ 505 $ 1,868 $ 1,251 Net change in fair value recognized on loans held for sale 30 (81 ) 61 (65 ) Net change in fair value recognized on rate lock loan commitments 37 (186 ) 185 40 Net change in fair value recognized on forward contracts (218 ) 214 (109 ) 340 Net gain recognized 692 452 2,005 1,566 Net loan servicing income 827 1,031 2,605 3,338 Amortization of mortgage servicing rights (536 ) (822 ) (1,856 ) (2,345 ) Change in mortgage servicing rights valuation allowance - - - - Net servicing income recognized 291 209 749 993 Other mortgage banking income 129 153 323 323 Total mortgage banking income $ 1,112 $ 814 $ 3,077 $ 2,882
Changes in Carrying Amount of MSRs [Table Text Block]	Three months ended Nine months ended September 30, September 30, (in thousands) 2024 2023 2024 2023 Balance, beginning of period $ 12,197 $ 14,116 $ 13,082 $ 15,219 Additions for mortgage loans sold 247 264 682 684 Amortization (536 ) (822 ) (1,856 ) (2,345 ) Impairment — — — — Balance, end of period $ 11,908 $ 13,558 $ 11,908 $ 13,558
Mortgage Loans Held for Sale and Mortgage Banking Derivatives [Table Text Block]	September 30, 2024 December 31, 2023 (in thousands) Notional Amount Fair Value Notional Amount Fair Value Included in Mortgage loans held for sale: Mortgage loans held for sale, at fair value $ 4,671 $ 4,822 $ 5,965 $ 6,056 Included in other assets: Rate lock loan commitments $ 10,545 $ 377 $ 4,345 $ 174 Mandatory forward contracts 13,500 7 - - Included in other liabilities Mandatory forward contracts $ - $ - $ 6,750 $ (43 )

Note 16 - Accumulated Other C_2

Note 16 - Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Net unrealized Net unrealized Minimum gains (losses) gains (losses) pension on available for on cash liability (in thousands) sale debt securities flow hedges adjustment Total Three months ended September 30, 2024 Balance, beginning of period $ (97,760 ) $ 2,721 $ 59 $ (94,980 ) Net current period other comprehensive income (loss) 24,827 (5,120 ) - 19,707 Balance, end of period $ (72,933 ) $ (2,399 ) $ 59 $ (75,273 ) Three months ended September 30, 2023 Balance, beginning of period $ (109,741 ) $ 2,213 $ 112 $ (107,416 ) Net current period other comprehensive income (loss) (22,586 ) 2,097 - (20,489 ) Balance, end of period $ (132,327 ) $ 4,310 $ 112 $ (127,905 ) Net unrealized Net unrealized Minimum gains (losses) gains (losses) pension on available for on cash liability (in thousands) sale debt securities flow hedges adjustment Total Nine months ended September 30, 2024 Balance, beginning of period $ (92,678 ) $ (179 ) $ 59 $ (92,798 ) Net current period other comprehensive income (loss) 19,745 (2,220 ) - 17,525 Balance, end of period $ (72,933 ) $ (2,399 ) $ 59 $ (75,273 ) Nine months ended September 30, 2023 Balance, beginning of period $ (115,648 ) $ - $ 112 $ (115,536 ) Net current period other comprehensive income (loss) (16,679 ) 4,310 - (12,369 ) Balance, end of period $ (132,327 ) $ 4,310 $ 112 $ (127,905 )

Note 18 - Net Income Per Share

Note 18 - Net Income Per Share (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three months ended Nine months ended September 30, September 30, (in thousands, except per share data) 2024 2023 2024 2023 Net income $ 29,360 $ 27,092 $ 82,845 $ 83,804 Weighted average shares outstanding - basic 29,299 29,223 29,277 29,208 Dilutive securities 146 113 119 139 Weighted average shares outstanding- diluted 29,445 29,336 29,396 29,347 Net income per share - basic $ 1.00 $ 0.93 $ 2.83 $ 2.87 Net income per share - diluted 1.00 0.92 2.82 2.86
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table Text Block]	Three months ended Nine months ended (shares in thousands) September 30, September 30, 2024 2023 2024 2023 Antidilutive SARs 105 94 118 79

Note 19 - Stock-based Compens_2

Note 19 - Stock-based Compensation (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Share-based Compensation Arrangement by Share-based Payment Award Fair Value Assumptions and Methodology [Table Text Block]	Assumptions 2024 2023 Dividend yield 2.29 % 2.24 % Expected volatility 28.43 % 27.20 % Risk free interest rate 4.16 % 3.84 % Expected life (in years) 7.1 7.1
Share-Based Payment Arrangement, Expensed and Capitalized, Amount [Table Text Block]	Three months ended September 30, 2024 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 72 $ 420 $ 125 $ 305 $ 922 Deferred tax benefit (15 ) (88 ) (27 ) (64 ) (194 ) Total net expense $ 57 $ 332 $ 98 $ 241 $ 728 Three months ended September 30, 2023 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 105 $ 399 $ 126 $ 402 $ 1,032 Deferred tax benefit (22 ) (84 ) (26 ) (84 ) (216 ) Total net expense $ 83 $ 315 $ 100 $ 318 $ 816 Nine months ended September 30, 2024 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 212 $ 1,258 $ 374 $ 1,028 $ 2,872 Deferred tax benefit (45 ) (264 ) (79 ) (216 ) (604 ) Total net expense $ 167 $ 994 $ 295 $ 812 $ 2,268 Nine months ended September 30, 2023 (in thousands) Stock Appreciation Rights Restricted Stock Awards Restricted Stock Units Performance Stock Units Total Expense $ 310 $ 1,204 $ 392 $ 1,313 $ 3,219 Deferred tax benefit (65 ) (253 ) (82 ) (276 ) (676 ) Total net expense $ 245 $ 951 $ 310 $ 1,037 $ 2,543
Share-Based Payment Arrangement, Nonvested Award, Cost [Table Text Block]	Stock (in thousands) Appreciation Restricted Restricted Performance Year ended Rights Stock Awards Stock Units Stock Units Total Remainder of 2024 $ 95 $ 432 $ 126 $ 261 $ 914 2025 336 1,528 1 1,043 2,908 2026 286 1,244 — 1,043 2,573 2027 216 915 — — 1,131 2028 126 485 — — 611 2029 11 72 — — 83 Total estimated future expense $ 1,070 $ 4,676 $ 127 $ 2,347 $ 8,220
Share-Based Payment Arrangement, Option and Stock Appreciation Rights, Activity [Table Text Block]	Weighted Weighted Weighted average average Aggregate average remaining Exercise exercise intrinsic fair contractual (in thousands, except per share and life data) SARs price price value(1) value life (in years) Outstanding, January 1, 2023 435 $19.37 - $74.92 $ 35.60 $ 12,784 $ 6.02 5.1 Granted 29 60.76 - 60.76 60.76 — 16.81 Exercised (24 ) 19.37 - 19.37 19.37 681 3.58 Forfeited — — — — — Outstanding, December 31, 2023 440 $19.44 - $74.92 $ 38.11 $ 6,297 $ 6.86 4.7 Outstanding, January 1, 2024 440 $19.44 - $74.92 $ 38.11 $ 6,297 $ 6.86 4.7 Granted 42 47.95 - 54.92 49.20 — 13.75 Exercised (80 ) 45.76 - 64.71 24.21 3,027 3.75 Forfeited — — — — — Outstanding, September 30, 2024 402 $22.96 - $74.92 $ 42.05 $ 8,028 $ 8.20 5.1 Vested and exercisable 302 $22.96 - $60.76 $ 38.75 $ 7,011 $ 6.59 4.1 Unvested 100 37.30 - 74.92 51.96 1,017 13.01 3.5 Outstanding, September 30, 2024 402 $22.96 - $74.92 $ 42.05 $ 8,028 $ 8.20 5.1 Vested in the current year 46 $36.65 - $60.76 $ 46.89 $ 696 $ 9.62
Schedule of Nonvested Share Activity [Table Text Block]	Grant date weighted (in thousands, except per share data) RSAs average cost Unvested at January 1, 2023 96 $ 47.26 Shares awarded 38 63.04 Restrictions lapsed and shares released (33 ) 43.77 Shares cancelled (3 ) 53.38 Unvested at December 31, 2023 98 $ 54.23 Unvested at January 1, 2024 98 $ 54.23 Shares awarded 46 52.06 Restrictions lapsed and shares released (32 ) 49.30 Shares cancelled (7 ) 53.53 Unvested at September 30, 2024 105 $ 54.83
Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Vesting Shares Grant period Fair expected to year in years value be awarded 2022 3 $ 48.48 20,770 2023 3 54.33 13,402 2024 3 41.84 86,136

Note 20 - Derivative Financia_2

Note 20 - Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2024
Not Designated as Hedging Instrument [Member]
Notes Tables
Schedule of Interest Rate Derivatives [Table Text Block]	Receiving Paying September 30, December 31, September 30, December 31, (dollars in thousands) 2024 2023 2024 2023 Notional amount $ 237,193 $ 201,555 $ 237,193 $ 201,555 Weighted average maturity (years) 5.3 6.0 5.3 6.0 Fair value $ 2,489 $ 5,133 $ 2,496 $ 5,142 Fair value (dollars in thousands) Pay fixed September 30, Notional Amount Maturity Date Receive (variable) index swap rate 2024 $ 100,000 2/6/2028 USD SOFR 3.27 % $ 248 50,000 8/6/2026 USD SOFR 4.38 % (782 ) 50,000 8/6/2028 USD SOFR 3.97 % (1,243 ) 100,000 8/6/2029 USD SOFR 3.58 % (1,389 ) $ 300,000 $ (3,166 )

Note 21 - Regulatory Matters (T

Note 21 - Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	(dollars in thousands) Actual Minimum for adequately capitalized Minimum for well capitalized September 30, 2024 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (1) Consolidated $ 918,369 12.73 % $ 577,245 8.00 % NA NA Bank 895,891 12.46 575,399 8.00 $ 719,249 10.00 % Common equity tier 1 risk-based capital (1) Consolidated 805,082 11.16 324,701 4.50 NA NA Bank 808,604 11.24 323,662 4.50 467,512 6.50 Tier 1 risk-based capital (1) Consolidated 831,082 11.52 432,934 6.00 NA NA Bank 808,604 11.24 431,550 6.00 575,399 8.00 Leverage Consolidated 831,082 10.05 330,781 4.00 NA NA Bank 808,604 9.79 330,547 4.00 413,184 5.00 (dollars in thousands) Actual Minimum for adequately capitalized Minimum for well capitalized December 31, 2023 Amount Ratio Amount Ratio Amount Ratio Total risk-based capital (1) Consolidated $ 849,836 12.56 % $ 541,370 8.00 % NA NA Bank 823,275 12.21 539,609 8.00 $ 674,511 10.00 % Common equity tier 1 risk-based capital (1) Consolidated 747,376 11.04 304,521 4.50 NA NA Bank 746,815 11.07 303,530 4.50 438,432 6.50 Tier 1 risk-based capital (1) Consolidated 773,376 11.43 406,027 6.00 NA NA Bank 746,815 11.07 404,707 6.00 539,609 8.00 Leverage Consolidated 773,376 9.62 321,713 4.00 NA NA Bank 746,815 9.30 321,323 4.00 401,654 5.00

Note 22 - Segments (Tables)

Note 22 - Segments (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	Three months ended September 30, 2024 Three months ended September 30, 2023 (in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Net interest income $ 64,711 $ 268 $ 64,979 $ 61,155 $ 160 $ 61,315 Provision for credit losses 4,325 — 4,325 2,775 — 2,775 Wealth management and trust services — 10,931 10,931 — 10,030 10,030 All other non-interest income 13,866 — 13,866 12,866 — 12,866 Non-interest expenses 42,996 5,456 48,452 41,788 4,914 46,702 Income before income tax expense 31,256 5,743 36,999 29,458 5,276 34,734 Income tax expense 6,393 1,246 7,639 6,497 1,145 7,642 Net income $ 24,863 $ 4,497 $ 29,360 $ 22,961 $ 4,131 $ 27,092 Segment assets $ 8,403,147 $ 34,133 $ 8,437,280 $ 7,867,626 $ 35,804 $ 7,903,430 Nine months ended September 30, 2024 Nine months ended September 30, 2023 (dollars in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Net interest income $ 186,295 $ 776 $ 187,071 $ 184,895 $ 421 $ 185,316 Provision for credit losses 7,050 — 7,050 7,750 — 7,750 Wealth management and trust services — 32,497 32,497 — 29,703 29,703 All other non-interest income 39,226 — 39,226 38,100 — 38,100 Non-interest expenses 128,604 17,918 146,522 121,265 16,551 137,816 Income before income tax expense 89,867 15,355 105,222 93,980 13,573 107,553 Income tax expense 19,045 3,332 22,377 20,804 2,945 23,749 Net income $ 70,822 $ 12,023 $ 82,845 $ 73,176 $ 10,628 $ 83,804 Segment assets 8,403,147 $ 34,133 $ 8,437,280 $ 7,867,626 $ 35,804 $ 7,903,430

Note 23 - Revenue from Contra_2

Note 23 - Revenue from Contracts with Customers (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three months ended September 30, 2024 Three months ended September 30, 2023 (in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Wealth management and trust services $ — $ 10,931 $ 10,931 $ — $ 10,030 $ 10,030 Deposit service charges 2,314 — 2,314 2,272 — 2,272 Debit and credit card income 5,083 — 5,083 4,870 — 4,870 Treasury management fees 2,939 — 2,939 2,635 — 2,635 Mortgage banking income (1) 1,112 — 1,112 814 — 814 Net investment product sales commissions and fees 915 — 915 791 — 791 Bank owned life insurance (1) 634 — 634 569 — 569 Loss on sale of premises and equipment (1) (59 ) — (59 ) 302 — 302 Other (2) 928 — 928 613 — 613 Total non-interest income $ 13,866 $ 10,931 $ 24,797 $ 12,866 $ 10,030 $ 22,896 Nine months ended September 30, 2024 Nine months ended September 30, 2023 (Dollars in thousands) Commercial Banking WM&T Total Commercial Banking WM&T Total Wealth management and trust services $ — $ 32,497 $ 32,497 $ — $ 29,703 $ 29,703 Deposit service charges 6,630 — 6,630 6,622 — 6,622 Debit and credit card income 14,688 — 14,688 14,064 — 14,064 Treasury management fees 8,389 — 8,389 7,502 — 7,502 Mortgage banking income (1) 3,077 — 3,077 2,882 — 2,882 Net investment product sales commissions and fees 2,580 — 2,580 2,345 — 2,345 Bank owned life insurance (1) 1,817 — 1,817 1,677 — 1,677 Gain (loss) on sale of premises and equipment (1) (39 ) — (39 ) 75 — 75 Other(2) 2,084 — 2,084 2,933 — 2,933 Total non-interest income $ 39,226 $ 32,497 $ 71,723 $ 38,100 $ 29,703 $ 67,803

Note 24 - Leases (Tables)

Note 24 - Leases (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Detail Regarding Operating Leases of Lessee [Table Text Block]	(dollars in thousands) September 30, 2024 December 31, 2023 Balance Sheet Operating lease right-of-use asset $ 29,468 $ 21,007 Operating lease liability 30,953 22,487 Weighted average remaining lease term (years) 11.2 9.8 Weighted average discount rate 3.73 % 2.84 % Maturities of lease liabilities: One year or less $ 1,012 $ 3,365 Year two 3,855 2,864 Year three 3,666 2,543 Year four 3,674 2,536 Year five 3,712 2,547 Greater than five years 22,590 12,059 Total lease payments $ 38,509 $ 25,914 Less imputed interest 7,556 3,427 Total $ 30,953 $ 22,487 Three months ended Three months ended (in thousands) September 30, 2024 September 30, 2023 Income Statement Components of lease expense: Operating lease cost $ 1,057 $ 815 Variable lease cost 88 96 Less sublease income 26 25 Total lease cost $ 1,119 $ 886 Nine months ended Nine months ended (in thousands) September 30, 2024 September 30, 2023 Income Statement Components of lease expense: Operating lease cost $ 3,215 $ 2,492 Variable lease cost 257 235 Less sublease income 77 75 Total lease cost $ 3,395 $ 2,652 Nine months ended Nine months ended (in thousands) September 30, 2024 September 30, 2023 Cash flow Statement Supplemental cash flow information: Operating cash flows from operating leases $ 3,567 $ 3,111

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Jan. 01, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022
Equity, Attributable to Parent	$ 934,094	$ 894,535	$ 874,711		$ 858,103	$ 806,918	$ 808,082	$ 794,368	$ 760,432
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2023-02 [Member]
Equity, Attributable to Parent				$ 2,500

Note 2 - Investment Securitie_2

Note 2 - Investment Securities (Details Textual) $ in Thousands	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Debt Securities, Held-to-Maturity, Number of Securities	0
Debt Securities, Held-to-Maturity, Allowance for Credit Loss	$ 0
Debt Securities, Held-to-Maturity, Nonaccrual	0	$ 0
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	4,000
Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss		$ 6,000
Debt Securities, Available-for-Sale, Allowance for Credit Loss	$ 0
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	465	498
Debt Securities, Available-for-Sale, Unrealized Loss Position, Percentage	97%	98%
Collateral Pledged [Member]
Debt Securities, Available-for-Sale, Restricted	$ 834,000	$ 991,000

Note 2 - Investment Securitie_3

Note 2 - Investment Securities - Available-for-sale Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Debt Securities, Available-for-Sale, Amortized Cost	$ 958,606	$ 1,154,153
Securities available-for-sale, unrealized gains	385	245
Securities available-for-sale, unrealized losses	(97,159)	(123,219)
Securities available-for-sale, fair value	861,832	1,031,179
US Treasury Securities and US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale, Amortized Cost	19,999	119,931
Securities available-for-sale, unrealized gains	0	0
Securities available-for-sale, unrealized losses	(33)	(3,662)
Securities available-for-sale, fair value	19,966	116,269
US Government-sponsored Enterprises Debt Securities [Member]
Debt Securities, Available-for-Sale, Amortized Cost	90,295	104,677
Securities available-for-sale, unrealized gains	127	157
Securities available-for-sale, unrealized losses	(3,527)	(4,987)
Securities available-for-sale, fair value	86,895	99,847
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Debt Securities, Available-for-Sale, Amortized Cost	714,538	789,145
Securities available-for-sale, unrealized gains	253	83
Securities available-for-sale, unrealized losses	(82,543)	(101,189)
Securities available-for-sale, fair value	632,248	688,039
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale, Amortized Cost	130,055	136,579
Securities available-for-sale, unrealized gains	5	5
Securities available-for-sale, unrealized losses	(10,863)	(13,094)
Securities available-for-sale, fair value	119,197	123,490
Other Debt Obligations [Member]
Debt Securities, Available-for-Sale, Amortized Cost	3,719	3,821
Securities available-for-sale, unrealized gains	0	0
Securities available-for-sale, unrealized losses	(193)	(287)
Securities available-for-sale, fair value	$ 3,526	$ 3,534

Note 2 - Investment Securitie_4

Note 2 - Investment Securities - Held to Maturity Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Securities held-to-maturity, carrying value	$ 374,912	$ 439,837
Securities held-to-maturity, gains	3	1
Securities held-to-maturity, losses	(22,485)	(31,319)
Debt Securities, Held-to-Maturity, Fair Value	352,430	408,519
US Treasury Securities and US Government Agencies Debt Securities [Member]
Securities held-to-maturity, carrying value	153,692	203,259
Securities held-to-maturity, gains	0	0
Securities held-to-maturity, losses	(1,539)	(4,932)
Debt Securities, Held-to-Maturity, Fair Value	152,153	198,327
US Government-sponsored Enterprises Debt Securities [Member]
Securities held-to-maturity, carrying value	25,726	26,918
Securities held-to-maturity, gains	0	0
Securities held-to-maturity, losses	(1,478)	(2,457)
Debt Securities, Held-to-Maturity, Fair Value	24,248	24,461
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Securities held-to-maturity, carrying value	195,494	209,660
Securities held-to-maturity, gains	3	1
Securities held-to-maturity, losses	(19,468)	(23,930)
Debt Securities, Held-to-Maturity, Fair Value	$ 176,029	$ 185,731

Note 2 - Investment Securitie_5

Note 2 - Investment Securities - Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Due within one year, AFS, amortized cost	$ 25,215
Due within one year, AFS, fair value	25,144
Due within one year, HTM, carrying value	151,741
Due within one year, HTM, fair value	150,265
Due after one year but within five years, AFS, amortized cost	35,528
Due after one year but within five years, AFS, fair value	34,296
Due after one year but within five years, HTM, carrying value	2,644
Due after one year but within five years, HTM, fair value	2,565
Due after five years but within 10 years, AFS, amortized cost	94,000
Due after five years but within 10 years, AFS, fair value	84,166
Due after five years but within 10 years, HTM, carrying value	24,542
Due after five years but within 10 years, HTM, fair value	23,092
Due after 10 years, AFS, amortized cost	89,325
Due after 10 years, AFS, fair value	85,978
Due after 10 years, HTM, carrying value	491
Due after 10 years, HTM, fair value	479
Mortgage-backed securities – government agencies, AFS, amortized cost	714,538
Mortgage-backed securities – government agencies, AFS, fair value	632,248
Mortgage backed securities - government agencies, HTM, carrying value	195,494
Mortgage backed securities - government agencies, HTM, fair value	176,029
Total available for sale debt securities, amortized cost	958,606	$ 1,154,153
Total available for sale debt securities, fair value	861,832	1,031,179
Total held to maturity debt securities, carrying value	374,912
Total held to maturity debt securities, fair value	$ 352,430	$ 408,519

Note 2 - Investment Securitie_6

Note 2 - Investment Securities - Securities With Unrealized Losses (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Securities available-for-sale, less than 12 months, fair value	$ 13,667	$ 22,672
Securities HTM, less than 12 months, fair value	402	455
Securities available-for-sale, less than 12 months, unrealized losses	(85)	(159)
Securities HTM, less than 12 months, unrealized losses	(4)	(1)
Securities available-for-sale, 12 months or more, fair value	808,725	969,852
Securities HTM, 12 months or more, fair value	351,799	407,798
Securities available-for-sale, 12 months or more, unrealized losses	(97,074)	(123,060)
Securities HTM, 12 months or more, unrealized losses	(22,481)	(31,318)
Securities available-for-sale, fair value	822,392	992,524
Securities HTM, fair value	352,201	408,253
Securities available-for-sale, unrealized losses	(97,159)	(123,219)
Securities HTM, unrealized losses	(22,485)	(31,319)
US Treasury Securities and US Government Agencies Debt Securities [Member]
Securities available-for-sale, less than 12 months, fair value	0	0
Securities HTM, less than 12 months, fair value	0	0
Securities available-for-sale, less than 12 months, unrealized losses	0	0
Securities HTM, less than 12 months, unrealized losses	0	0
Securities available-for-sale, 12 months or more, fair value	19,966	116,269
Securities HTM, 12 months or more, fair value	152,153	198,327
Securities available-for-sale, 12 months or more, unrealized losses	(33)	(3,662)
Securities HTM, 12 months or more, unrealized losses	(1,539)	(4,932)
Securities available-for-sale, fair value	19,966	116,269
Securities HTM, fair value	152,153	198,327
Securities available-for-sale, unrealized losses	(33)	(3,662)
Securities HTM, unrealized losses	(1,539)	(4,932)
US Government-sponsored Enterprises Debt Securities [Member]
Securities available-for-sale, less than 12 months, fair value	5,916	0
Securities HTM, less than 12 months, fair value	402	455
Securities available-for-sale, less than 12 months, unrealized losses	(16)	0
Securities HTM, less than 12 months, unrealized losses	(4)	(1)
Securities available-for-sale, 12 months or more, fair value	77,159	83,675
Securities HTM, 12 months or more, fair value	23,825	23,967
Securities available-for-sale, 12 months or more, unrealized losses	(3,511)	(4,987)
Securities HTM, 12 months or more, unrealized losses	(1,474)	(2,456)
Securities available-for-sale, fair value	83,075	83,675
Securities HTM, fair value	24,227	24,422
Securities available-for-sale, unrealized losses	(3,527)	(4,987)
Securities HTM, unrealized losses	(1,478)	(2,457)
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Securities available-for-sale, less than 12 months, fair value	0	16,346
Securities HTM, less than 12 months, fair value	0	0
Securities available-for-sale, less than 12 months, unrealized losses	0	(95)
Securities HTM, less than 12 months, unrealized losses	0	0
Securities available-for-sale, 12 months or more, fair value	607,428	661,195
Securities HTM, 12 months or more, fair value	175,821	185,504
Securities available-for-sale, 12 months or more, unrealized losses	(82,543)	(101,094)
Securities HTM, 12 months or more, unrealized losses	(19,468)	(23,930)
Securities available-for-sale, fair value	607,428	677,541
Securities HTM, fair value	175,821	185,504
Securities available-for-sale, unrealized losses	(82,543)	(101,189)
Securities HTM, unrealized losses	(19,468)	(23,930)
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale, less than 12 months, fair value	7,751	6,326
Securities available-for-sale, less than 12 months, unrealized losses	(69)	(64)
Securities available-for-sale, 12 months or more, fair value	100,646	105,179
Securities available-for-sale, 12 months or more, unrealized losses	(10,794)	(13,030)
Securities available-for-sale, fair value	108,397	111,505
Securities available-for-sale, unrealized losses	(10,863)	(13,094)
Other Debt Obligations [Member]
Securities available-for-sale, less than 12 months, fair value	0	0
Securities available-for-sale, less than 12 months, unrealized losses	0	0
Securities available-for-sale, 12 months or more, fair value	3,526	3,534
Securities available-for-sale, 12 months or more, unrealized losses	(193)	(287)
Securities available-for-sale, fair value	3,526	3,534
Securities available-for-sale, unrealized losses	$ (193)	$ (287)

Note 3 - Loans and Allowance _3

Note 3 - Loans and Allowance for Credit Losses on Loans (Details Textual) Pure in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($)
Financing Receivable, Accrued Interest, after Allowance for Credit Loss		$ 22,000,000		$ 22,000,000		$ 21,000,000
Financing Receivable, before Allowance for Credit Loss	[1]	6,278,133,000		6,278,133,000		5,771,038,000
Loans and Leases Receivable, Related Parties		74,000,000		74,000,000		62,000,000
Financing Receivable, Nonaccrual, Interest Income		0	$ 0	0	$ 0
Mortgage Loans in Process of Foreclosure, Amount		311,000		$ 311,000		668,000
Financing Receivable, Modifications, Number of Contracts				0	0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts				0	0
Asset Pledged as Collateral [Member] | Federal Home Loan Bank Advances [Member]
Financing Receivable, before Allowance for Credit Loss		$ 3,320,000,000		$ 3,320,000,000		$ 3,150,000,000
[1] (1) Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs.

Note 3 - Loans and Allowance _4

Note 3 - Loans and Allowance for Credit Losses on Loans - Loans by Loan Portfolio Class (Details) - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Loans	[1]	$ 6,278,133	$ 5,771,038
Home Equity Line of Credit [Member]
Loans		236,819	211,390
Credit Card Receivable [Member]
Loans		26,285	23,632
Commercial Real Estate Portfolio Segment [Member]
Loans		2,635,986	2,469,113
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Loans		1,686,448	1,561,689
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Loans		949,538	907,424
Commercial and Industrial Portfolio Segment [Member]
Loans		865,384	867,380
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member]
Loans		513,909	439,748
Total Commercial and Industrial Portfolio Segment [Member]
Loans		1,379,293	1,307,128
Residential Real Estate Portfolio Segment [Member]
Loans		1,164,388	1,067,608
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Loans		381,051	358,715
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Loans		783,337	708,893
Construction and Development [Member]
Loans		674,918	531,324
Consumer Portfolio Segment [Member]
Loans		143,684	145,340
Finance Leases Portfolio Segment [Member]
Loans		$ 16,760	$ 15,503
[1] (1) Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs.

Note 3 - Loans and Allowance _5

Note 3 - Loans and Allowance for Credit Losses on Loans - Allowance for Loan Losses (Details) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Beginning balance	$ 82,155,000	$ 77,710,000	$ 79,374,000	$ 73,531,000	$ 73,531,000
Loans, individually evaluated for impairment	25,750,000		25,750,000		30,842,000
Provision for credit losses	4,325,000	2,300,000	6,575,000	6,700,000
Charge-offs	(1,345,000)	(2,115,000)	(1,954,000)	(2,805,000)	(7,512,000)
Recoveries	208,000	180,000	1,348,000	649,000
Ending balance	85,343,000	78,075,000	85,343,000	78,075,000	79,374,000
Allowance for loans, individually evaluated for impairment	3,534,000		3,534,000		3,833,000
Real Estate [Member]
Loans, individually evaluated for impairment	20,407,000		20,407,000		26,318,000
Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	5,015,000		5,015,000		4,189,000
Other Collateral [Member]
Loans, individually evaluated for impairment	328,000		328,000		335,000
Commercial Real Estate Portfolio Segment [Member]
Beginning balance	22,751,000	33,330,000	33,800,000	33,468,000	33,468,000
Loans, individually evaluated for impairment	9,662,000		9,662,000		18,005,000
Provision for credit losses	(74,000)	668,000	(11,205,000)	494,000
Charge-offs	0	0	0	0
Recoveries	18,000	23,000	100,000	59,000
Ending balance	22,695,000	34,021,000	22,695,000	34,021,000	33,800,000
Allowance for loans, individually evaluated for impairment	1,315,000		1,315,000		2,416,000
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	9,662,000		9,662,000		18,005,000
Commercial Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0		0
Commercial Real Estate Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0		0
Commercial and Industrial Portfolio Segment [Member]
Beginning balance	27,454,000	21,295,000	20,854,000	19,380,000	19,380,000
Loans, individually evaluated for impairment	8,591,000		8,591,000		7,272,000
Provision for credit losses	878,000	868,000	6,809,000	2,762,000
Charge-offs	(658,000)	(1,878,000)	(748,000)	(2,006,000)
Recoveries	67,000	17,000	826,000	166,000
Ending balance	27,741,000	20,302,000	27,741,000	20,302,000	20,854,000
Allowance for loans, individually evaluated for impairment	1,415,000		1,415,000		1,085,000
Commercial and Industrial Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	3,576,000		3,576,000		3,083,000
Commercial and Industrial Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	5,015,000		5,015,000		4,189,000
Commercial and Industrial Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0		0
Residential Real Estate Portfolio Segment [Member]
Beginning balance	17,573,000	13,004,000	13,598,000	10,314,000	10,314,000
Loans, individually evaluated for impairment	7,079,000		7,079,000		4,763,000
Provision for credit losses	1,696,000	333,000	5,672,000	3,043,000
Charge-offs	(395,000)	0	(416,000)	(43,000)
Recoveries	11,000	6,000	31,000	29,000
Ending balance	18,885,000	13,343,000	18,885,000	13,343,000	13,598,000
Allowance for loans, individually evaluated for impairment	794,000		794,000		314,000
Residential Real Estate Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	7,079,000		7,079,000		4,763,000
Residential Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0		0
Residential Real Estate Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0		0
Construction and Development [Member]
Beginning balance	10,029,000	6,752,000	7,593,000	7,186,000	7,186,000
Loans, individually evaluated for impairment	0		0		0
Provision for credit losses	1,622,000	227,000	4,058,000	(207,000)
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0
Ending balance	11,651,000	6,979,000	11,651,000	6,979,000	7,593,000
Allowance for loans, individually evaluated for impairment	0		0		0
Construction and Development [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	0		0		0
Construction and Development [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0		0
Construction and Development [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0		0
Consumer Portfolio Segment [Member]
Beginning balance	2,552,000	1,285,000	1,407,000	1,158,000	1,158,000
Loans, individually evaluated for impairment	328,000		328,000		335,000
Provision for credit losses	(6,000)	184,000	1,294,000	473,000
Charge-offs	(193,000)	(232,000)	(606,000)	(639,000)	(865,000)
Recoveries	107,000	131,000	365,000	376,000
Ending balance	2,460,000	1,368,000	2,460,000	1,368,000	1,407,000
Allowance for loans, individually evaluated for impairment	10,000		10,000		18,000
Consumer Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	0		0		0
Consumer Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0		0
Consumer Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	328,000		328,000		335,000
Finance Leases Portfolio Segment [Member]
Beginning balance	411,000	205,000	220,000	201,000	201,000
Loans, individually evaluated for impairment	0		0		0
Provision for credit losses	(9,000)	7,000	182,000	11,000
Charge-offs	0	0	0	0	0
Recoveries	0	0	0	0
Ending balance	402,000	212,000	402,000	212,000	220,000
Allowance for loans, individually evaluated for impairment	0		0		0
Finance Leases Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	0		0		0
Finance Leases Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0		0
Finance Leases Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0		0
Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Beginning balance	13,032,000	21,773,000	22,133,000	22,641,000	22,641,000
Loans, individually evaluated for impairment	7,607,000		7,607,000		15,419,000
Provision for credit losses	278,000	(420,000)	(8,856,000)	(1,324,000)
Charge-offs	0	0	0	0	0
Recoveries	18,000	17,000	51,000	53,000
Ending balance	13,328,000	21,370,000	13,328,000	21,370,000	22,133,000
Allowance for loans, individually evaluated for impairment	1,007,000		1,007,000		1,604,000
Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	7,607,000		7,607,000		15,419,000
Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0		0
Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0		0
Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Beginning balance	4,248,000	4,169,000	4,282,000	3,597,000	3,597,000
Loans, individually evaluated for impairment	1,082,000		1,082,000		558,000
Provision for credit losses	685,000	55,000	651,000	625,000
Charge-offs	0	0	0	0	0
Recoveries	7,000	0	7,000	2,000
Ending balance	4,940,000	4,224,000	4,940,000	4,224,000	4,282,000
Allowance for loans, individually evaluated for impairment	596,000		596,000		116,000
Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	1,082,000		1,082,000		558,000
Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0		0
Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0		0
Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Beginning balance	9,719,000	11,557,000	11,667,000	10,827,000	10,827,000
Loans, individually evaluated for impairment	2,055,000		2,055,000		2,586,000
Provision for credit losses	(352,000)	1,088,000	(2,349,000)	1,818,000
Charge-offs	0	0	0	0	0
Recoveries	0	6,000	49,000	6,000
Ending balance	9,367,000	12,651,000	9,367,000	12,651,000	11,667,000
Allowance for loans, individually evaluated for impairment	308,000		308,000		812,000
Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	2,055,000		2,055,000		2,586,000
Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0		0
Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0		0
Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Beginning balance	13,325,000	8,835,000	9,316,000	6,717,000	6,717,000
Loans, individually evaluated for impairment	5,997,000		5,997,000		4,205,000
Provision for credit losses	1,011,000	278,000	5,021,000	2,418,000
Charge-offs	(395,000)	0	(416,000)	(43,000)	(43,000)
Recoveries	4,000	6,000	24,000	27,000
Ending balance	13,945,000	9,119,000	13,945,000	9,119,000	9,316,000
Allowance for loans, individually evaluated for impairment	198,000		198,000		198,000
Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	5,997,000		5,997,000		4,205,000
Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0		0
Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0		0
Term [Member] | Commercial and Industrial Portfolio Segment [Member]
Beginning balance	21,629,000	14,792,000	14,359,000	12,991,000	12,991,000
Loans, individually evaluated for impairment	6,240,000		6,240,000		4,390,000
Provision for credit losses	201,000	1,026,000	7,006,000	2,955,000
Charge-offs	(658,000)	(1,878,000)	(748,000)	(2,006,000)	(2,298,000)
Recoveries	67,000	16,000	622,000	16,000
Ending balance	21,239,000	13,956,000	21,239,000	13,956,000	14,359,000
Allowance for loans, individually evaluated for impairment	810,000		810,000		377,000
Term [Member] | Commercial and Industrial Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	1,425,000		1,425,000		302,000
Term [Member] | Commercial and Industrial Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	4,815,000		4,815,000		4,088,000
Term [Member] | Commercial and Industrial Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0		0
Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member]
Beginning balance	5,825,000	6,503,000	6,495,000	6,389,000	6,389,000
Loans, individually evaluated for impairment	2,351,000		2,351,000		2,882,000
Provision for credit losses	677,000	(158,000)	(197,000)	(193,000)
Charge-offs	0	0	0	0	(3,633,000)
Recoveries	0	1,000	204,000	150,000
Ending balance	6,502,000	6,346,000	6,502,000	6,346,000	6,495,000
Allowance for loans, individually evaluated for impairment	605,000		605,000		708,000
Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	2,151,000		2,151,000		2,781,000
Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	200,000		200,000		101,000
Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0		0
Home Equity Line of Credit [Member]
Beginning balance	1,147,000	1,609,000	1,660,000	1,613,000	1,613,000
Loans, individually evaluated for impairment	90,000		90,000		467,000
Provision for credit losses	87,000	(7,000)	(428,000)	1,000
Charge-offs	0	0	0	(12,000)
Recoveries	0	0	2,000	0
Ending balance	1,234,000	1,602,000	1,234,000	1,602,000	1,660,000
Allowance for loans, individually evaluated for impairment	0		0		0
Home Equity Line of Credit [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	90,000		90,000		467,000
Home Equity Line of Credit [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0		0
Home Equity Line of Credit [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	0		0		0
Credit Card Receivable [Member] | Commercial Portfolio Segment [Member]
Beginning balance	238,000	230,000	242,000	211,000	211,000
Loans, individually evaluated for impairment	0		0		0
Provision for credit losses	131,000	20,000	193,000	123,000
Charge-offs	(99,000)	(5,000)	(184,000)	(105,000)	(661,000)
Recoveries	5,000	3,000	24,000	19,000
Ending balance	275,000	$ 248,000	275,000	$ 248,000	242,000
Allowance for loans, individually evaluated for impairment	0		0		0
Credit Card Receivable [Member] | Commercial Portfolio Segment [Member] | Real Estate [Member]
Loans, individually evaluated for impairment	0		0		0
Credit Card Receivable [Member] | Commercial Portfolio Segment [Member] | Accounts Receivable and Equipment [Member]
Loans, individually evaluated for impairment	0		0		0
Credit Card Receivable [Member] | Commercial Portfolio Segment [Member] | Other Collateral [Member]
Loans, individually evaluated for impairment	$ 0		$ 0		$ 0

Note 3 - Loans and Allowance _6

Note 3 - Loans and Allowance for Credit Losses on Loans - Non-accrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Non-accrual with no allowance	$ 5,664	$ 2,975
Non-accrual loans	16,288	19,058
Troubled Debt Restructurings, excluding non-accrual loans	870	110
Home Equity Line of Credit [Member]
Non-accrual with no allowance	0	343
Non-accrual loans	90	467
Troubled Debt Restructurings, excluding non-accrual loans	0	0
Credit Cards [Member]
Non-accrual with no allowance	0	0
Non-accrual loans	0	10
Troubled Debt Restructurings, excluding non-accrual loans	99	110
Commercial Real Estate Portfolio Segment [Member]
Non-accrual with no allowance	992	1,714
Non-accrual loans	2,554	9,534
Troubled Debt Restructurings, excluding non-accrual loans	90	0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Non-accrual with no allowance	304	1,714
Non-accrual loans	1,055	8,649
Troubled Debt Restructurings, excluding non-accrual loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Non-accrual with no allowance	688	0
Non-accrual loans	1,499	885
Troubled Debt Restructurings, excluding non-accrual loans	90	0
Commercial and Industrial Portfolio Segment [Member]
Non-accrual with no allowance	4,174
Non-accrual loans	6,260
Troubled Debt Restructurings, excluding non-accrual loans	548
Commercial and Industrial Portfolio Segment [Member] | Term [Member]
Non-accrual with no allowance	4,174	688
Non-accrual loans	6,260	4,456
Troubled Debt Restructurings, excluding non-accrual loans	548	0
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member]
Non-accrual with no allowance	0	0
Non-accrual loans	0	215
Troubled Debt Restructurings, excluding non-accrual loans	0	0
Total Commercial and Industrial Portfolio Segment [Member]
Non-accrual with no allowance		688
Non-accrual loans		4,671
Troubled Debt Restructurings, excluding non-accrual loans		0
Residential Real Estate Portfolio Segment [Member]
Non-accrual with no allowance	498	230
Non-accrual loans	7,054	4,039
Troubled Debt Restructurings, excluding non-accrual loans	128	0
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Non-accrual with no allowance	0	0
Non-accrual loans	540	372
Troubled Debt Restructurings, excluding non-accrual loans	128	0
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Non-accrual with no allowance	498	230
Non-accrual loans	6,514	3,667
Troubled Debt Restructurings, excluding non-accrual loans	0	0
Construction and Development [Member]
Non-accrual with no allowance	0	0
Non-accrual loans	0	0
Troubled Debt Restructurings, excluding non-accrual loans	0	0
Consumer Portfolio Segment [Member]
Non-accrual with no allowance	0	0
Non-accrual loans	330	337
Troubled Debt Restructurings, excluding non-accrual loans	5	0
Finance Leases Portfolio Segment [Member]
Non-accrual with no allowance	0	0
Non-accrual loans	0	0
Troubled Debt Restructurings, excluding non-accrual loans	$ 0	$ 0

Note 3 - Loans and Allowance _7

Note 3 - Loans and Allowance for Credit Losses on Loans - Aging of the Recorded Investment in Loans (Details) - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Loans	[1]	$ 6,278,133	$ 5,771,038
Commercial Real Estate Portfolio Segment [Member]
Loans		2,635,986	2,469,113
Commercial and Industrial Portfolio Segment [Member]
Loans		865,384	867,380
Total Commercial and Industrial Portfolio Segment [Member]
Loans		1,379,293	1,307,128
Residential Real Estate Portfolio Segment [Member]
Loans		1,164,388	1,067,608
Construction and Development [Member]
Loans		674,918	531,324
Consumer Portfolio Segment [Member]
Loans		143,684	145,340
Finance Leases Portfolio Segment [Member]
Loans		16,760	15,503
Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		1,686,448	1,561,689
Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		381,051	358,715
Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		949,538	907,424
Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		783,337	708,893
Term, Excluding PPP [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans		865,384	867,380
Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans		513,909	439,748
Home Equity Line of Credit [Member]
Loans		236,819	211,390
Credit Card Receivable [Member]
Loans		26,285	23,632
Credit Card Receivable [Member] | Commercial Portfolio Segment [Member]
Loans		26,285	23,632
Financial Asset, Not Past Due [Member]
Loans		6,250,332	5,753,716
Financial Asset, Not Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		2,629,189	2,465,141
Financial Asset, Not Past Due [Member] | Total Commercial and Industrial Portfolio Segment [Member]
Loans		1,375,280	1,305,760
Financial Asset, Not Past Due [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		1,148,971	1,057,238
Financial Asset, Not Past Due [Member] | Construction and Development [Member]
Loans		674,838	531,324
Financial Asset, Not Past Due [Member] | Consumer Portfolio Segment [Member]
Loans		142,722	144,640
Financial Asset, Not Past Due [Member] | Finance Leases Portfolio Segment [Member]
Loans		16,760	15,503
Financial Asset, Not Past Due [Member] | Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		1,681,673	1,558,756
Financial Asset, Not Past Due [Member] | Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		379,813	357,763
Financial Asset, Not Past Due [Member] | Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		947,516	906,385
Financial Asset, Not Past Due [Member] | Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		769,158	699,475
Financial Asset, Not Past Due [Member] | Term, Excluding PPP [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans		861,691	866,089
Financial Asset, Not Past Due [Member] | Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans		513,589	439,671
Financial Asset, Not Past Due [Member] | Home Equity Line of Credit [Member]
Loans		236,664	210,823
Financial Asset, Not Past Due [Member] | Credit Card Receivable [Member] | Commercial Portfolio Segment [Member]
Loans		25,908	23,287
Financial Asset, 30 to 59 Days Past Due [Member]
Loans		9,235	8,274
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		1,119	1,526
Financial Asset, 30 to 59 Days Past Due [Member] | Total Commercial and Industrial Portfolio Segment [Member]
Loans		235	321
Financial Asset, 30 to 59 Days Past Due [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		7,013	5,911
Financial Asset, 30 to 59 Days Past Due [Member] | Construction and Development [Member]
Loans		80	0
Financial Asset, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans		450	258
Financial Asset, 30 to 59 Days Past Due [Member] | Finance Leases Portfolio Segment [Member]
Loans		0	0
Financial Asset, 30 to 59 Days Past Due [Member] | Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		3	768
Financial Asset, 30 to 59 Days Past Due [Member] | Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		0	621
Financial Asset, 30 to 59 Days Past Due [Member] | Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		1,116	758
Financial Asset, 30 to 59 Days Past Due [Member] | Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		7,013	5,290
Financial Asset, 30 to 59 Days Past Due [Member] | Term, Excluding PPP [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans		235	244
Financial Asset, 30 to 59 Days Past Due [Member] | Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans		0	77
Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity Line of Credit [Member]
Loans		130	67
Financial Asset, 30 to 59 Days Past Due [Member] | Credit Card Receivable [Member] | Commercial Portfolio Segment [Member]
Loans		208	191
Financial Asset, 60 to 89 Days Past Due [Member]
Loans		9,271	2,508
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		4,298	578
Financial Asset, 60 to 89 Days Past Due [Member] | Total Commercial and Industrial Portfolio Segment [Member]
Loans		320	2
Financial Asset, 60 to 89 Days Past Due [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		4,369	1,706
Financial Asset, 60 to 89 Days Past Due [Member] | Construction and Development [Member]
Loans		0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans		214	145
Financial Asset, 60 to 89 Days Past Due [Member] | Finance Leases Portfolio Segment [Member]
Loans		0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		4,236	318
Financial Asset, 60 to 89 Days Past Due [Member] | Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		648	94
Financial Asset, 60 to 89 Days Past Due [Member] | Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		62	260
Financial Asset, 60 to 89 Days Past Due [Member] | Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		3,721	1,612
Financial Asset, 60 to 89 Days Past Due [Member] | Term, Excluding PPP [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans		0	2
Financial Asset, 60 to 89 Days Past Due [Member] | Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans		320	0
Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity Line of Credit [Member]
Loans		0	33
Financial Asset, 60 to 89 Days Past Due [Member] | Credit Card Receivable [Member] | Commercial Portfolio Segment [Member]
Loans		70	44
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		9,295	6,540
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		1,380	1,868
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Total Commercial and Industrial Portfolio Segment [Member]
Loans		3,458	1,045
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		4,035	2,753
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Construction and Development [Member]
Loans		0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Loans		298	297
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Finance Leases Portfolio Segment [Member]
Loans		0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		536	1,847
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		590	237
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		844	21
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		3,445	2,516
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Term, Excluding PPP [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans		3,458	1,045
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans		0	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity Line of Credit [Member]
Loans		25	467
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Credit Card Receivable [Member] | Commercial Portfolio Segment [Member]
Loans		99	110
Financial Asset, Past Due [Member]
Loans		27,801	17,322
Financial Asset, Past Due [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		6,797	3,972
Financial Asset, Past Due [Member] | Total Commercial and Industrial Portfolio Segment [Member]
Loans		4,013	1,368
Financial Asset, Past Due [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		15,417	10,370
Financial Asset, Past Due [Member] | Construction and Development [Member]
Loans		80	0
Financial Asset, Past Due [Member] | Consumer Portfolio Segment [Member]
Loans		962	700
Financial Asset, Past Due [Member] | Finance Leases Portfolio Segment [Member]
Loans		0	0
Financial Asset, Past Due [Member] | Non-owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		4,775	2,933
Financial Asset, Past Due [Member] | Non-owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		1,238	952
Financial Asset, Past Due [Member] | Owner Occupied [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans		2,022	1,039
Financial Asset, Past Due [Member] | Owner Occupied [Member] | Residential Real Estate Portfolio Segment [Member]
Loans		14,179	9,418
Financial Asset, Past Due [Member] | Term, Excluding PPP [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans		3,693	1,291
Financial Asset, Past Due [Member] | Lines of Credit [Member] | Commercial and Industrial Portfolio Segment [Member]
Loans		320	77
Financial Asset, Past Due [Member] | Home Equity Line of Credit [Member]
Loans		155	567
Financial Asset, Past Due [Member] | Credit Card Receivable [Member] | Commercial Portfolio Segment [Member]
Loans		$ 377	$ 345
[1] (1) Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs.

Note 3 - Loans and Allowance _8

Note 3 - Loans and Allowance for Credit Losses on Loans - Internally Assigned Risk Grades of Loans (Details) - USD ($)		3 Months Ended		9 Months Ended		12 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Current Fiscal Year		$ 1,033,392,000		$ 1,033,392,000		$ 1,230,322,000
Fiscal Year before Current Fiscal Year		1,135,953,000		1,135,953,000		1,388,009,000
Two Years before Current Fiscal Year		1,266,303,000		1,266,303,000		1,059,943,000
Three Years before Current Fiscal Year		924,041,000		924,041,000		640,281,000
Four Years before Current Fiscal Year		534,931,000		534,931,000		322,775,000
More than Five Years before Current Fiscal Year		553,154,000		553,154,000		387,125,000
Revolving		830,359,000		830,359,000		742,583,000
Financing Receivable, before Allowance for Credit Loss	[1]	6,278,133,000		6,278,133,000		5,771,038,000
Current period gross charge offs, current fiscal year				(909,000)		(1,998,000)
Current period gross charge, Fiscal Year before Current Fiscal Year offs				(676,000)		(756,000)
Current period gross charge offs, Two Years before Current Fiscal Year				(18,000)		(66,000)
Current period gross charge offs, Three Years before Current Fiscal Year				(99,000)		(136,000)
Current period gross charge offs, Four Years before Current Fiscal Year				(7,000)		(78,000)
Current period gross charge offs, More than Five Years before Current Fiscal Year				(52,000)		(152,000)
Current period gross charge offs, Revolving				(193,000)		(4,326,000)
Charge-offs		(1,345,000)	$ (2,115,000)	(1,954,000)	$ (2,805,000)	(7,512,000)
Pass [Member]
Current Fiscal Year		991,333,000		991,333,000		1,207,296,000
Fiscal Year before Current Fiscal Year		1,116,952,000		1,116,952,000		1,379,117,000
Two Years before Current Fiscal Year		1,250,384,000		1,250,384,000		1,047,901,000
Three Years before Current Fiscal Year		903,455,000		903,455,000		630,129,000
Four Years before Current Fiscal Year		528,416,000		528,416,000		305,493,000
More than Five Years before Current Fiscal Year		527,426,000		527,426,000		379,258,000
Revolving		792,825,000		792,825,000		725,601,000
Financing Receivable, before Allowance for Credit Loss		6,110,791,000		6,110,791,000		5,674,795,000
Special Mention [Member]
Current Fiscal Year		30,270,000		30,270,000		4,836,000
Fiscal Year before Current Fiscal Year		7,316,000		7,316,000		1,047,000
Two Years before Current Fiscal Year		4,833,000		4,833,000		9,785,000
Three Years before Current Fiscal Year		12,530,000		12,530,000		1,567,000
Four Years before Current Fiscal Year		2,410,000		2,410,000		2,763,000
More than Five Years before Current Fiscal Year		17,618,000		17,618,000		4,695,000
Revolving		25,118,000		25,118,000		9,584,000
Financing Receivable, before Allowance for Credit Loss		100,095,000		100,095,000		34,277,000
Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		5,744,000		5,744,000		7,653,000
Fiscal Year before Current Fiscal Year		9,090,000		9,090,000		5,446,000
Two Years before Current Fiscal Year		7,906,000		7,906,000		1,028,000
Three Years before Current Fiscal Year		7,022,000		7,022,000		7,957,000
Four Years before Current Fiscal Year		3,288,000		3,288,000		12,736,000
More than Five Years before Current Fiscal Year		5,583,000		5,583,000		1,241,000
Revolving		12,326,000		12,326,000		6,847,000
Financing Receivable, before Allowance for Credit Loss		50,959,000		50,959,000		42,908,000
Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		6,045,000		6,045,000		10,537,000
Fiscal Year before Current Fiscal Year		2,595,000		2,595,000		2,399,000
Two Years before Current Fiscal Year		3,180,000		3,180,000		1,229,000
Three Years before Current Fiscal Year		1,034,000		1,034,000		628,000
Four Years before Current Fiscal Year		817,000		817,000		1,783,000
More than Five Years before Current Fiscal Year		2,527,000		2,527,000		1,931,000
Revolving		90,000		90,000		551,000
Financing Receivable, before Allowance for Credit Loss		16,288,000		16,288,000		19,058,000
Doubtful [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Credit Card Receivable [Member]
Financing Receivable, before Allowance for Credit Loss		26,285,000		26,285,000		23,632,000
Commercial Real Estate Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		2,635,986,000		2,635,986,000		2,469,113,000
Charge-offs		0	0	0	0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Current Fiscal Year		277,566,000		277,566,000		308,959,000
Fiscal Year before Current Fiscal Year		280,875,000		280,875,000		372,107,000
Two Years before Current Fiscal Year		392,874,000		392,874,000		350,499,000
Three Years before Current Fiscal Year		293,468,000		293,468,000		223,731,000
Four Years before Current Fiscal Year		203,610,000		203,610,000		138,429,000
More than Five Years before Current Fiscal Year		208,395,000		208,395,000		141,679,000
Revolving		29,660,000		29,660,000		26,285,000
Financing Receivable, before Allowance for Credit Loss		1,686,448,000		1,686,448,000		1,561,689,000
Current period gross charge offs, current fiscal year				0		0
Current period gross charge, Fiscal Year before Current Fiscal Year offs				0		0
Current period gross charge offs, Two Years before Current Fiscal Year				0		0
Current period gross charge offs, Three Years before Current Fiscal Year				0		0
Current period gross charge offs, Four Years before Current Fiscal Year				0		0
Current period gross charge offs, More than Five Years before Current Fiscal Year				0		0
Current period gross charge offs, Revolving				0		0
Charge-offs		0	0	0	0	0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member]
Current Fiscal Year		267,099,000		267,099,000		302,787,000
Fiscal Year before Current Fiscal Year		277,576,000		277,576,000		370,728,000
Two Years before Current Fiscal Year		389,227,000		389,227,000		346,600,000
Three Years before Current Fiscal Year		281,697,000		281,697,000		220,144,000
Four Years before Current Fiscal Year		201,923,000		201,923,000		122,732,000
More than Five Years before Current Fiscal Year		186,615,000		186,615,000		136,624,000
Revolving		29,562,000		29,562,000		26,187,000
Financing Receivable, before Allowance for Credit Loss		1,633,699,000		1,633,699,000		1,525,802,000
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member]
Current Fiscal Year		10,138,000		10,138,000		76,000
Fiscal Year before Current Fiscal Year		3,299,000		3,299,000		0
Two Years before Current Fiscal Year		0		0		2,902,000
Three Years before Current Fiscal Year		10,788,000		10,788,000		0
Four Years before Current Fiscal Year		1,687,000		1,687,000		1,947,000
More than Five Years before Current Fiscal Year		16,264,000		16,264,000		3,727,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		42,176,000		42,176,000		8,652,000
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		329,000		329,000		290,000
Fiscal Year before Current Fiscal Year		0		0		1,093,000
Two Years before Current Fiscal Year		3,472,000		3,472,000		997,000
Three Years before Current Fiscal Year		983,000		983,000		3,587,000
Four Years before Current Fiscal Year		0		0		12,278,000
More than Five Years before Current Fiscal Year		4,636,000		4,636,000		243,000
Revolving		98,000		98,000		98,000
Financing Receivable, before Allowance for Credit Loss		9,518,000		9,518,000		18,586,000
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0		0		5,806,000
Fiscal Year before Current Fiscal Year		0		0		286,000
Two Years before Current Fiscal Year		175,000		175,000		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		1,472,000
More than Five Years before Current Fiscal Year		880,000		880,000		1,085,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		1,055,000		1,055,000		8,649,000
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Current Fiscal Year		95,916,000		95,916,000		154,348,000
Fiscal Year before Current Fiscal Year		152,659,000		152,659,000		168,587,000
Two Years before Current Fiscal Year		179,561,000		179,561,000		192,735,000
Three Years before Current Fiscal Year		182,250,000		182,250,000		184,648,000
Four Years before Current Fiscal Year		163,691,000		163,691,000		91,428,000
More than Five Years before Current Fiscal Year		156,261,000		156,261,000		101,737,000
Revolving		19,200,000		19,200,000		13,941,000
Financing Receivable, before Allowance for Credit Loss		949,538,000		949,538,000		907,424,000
Current period gross charge offs, current fiscal year				0		0
Current period gross charge, Fiscal Year before Current Fiscal Year offs				0		0
Current period gross charge offs, Two Years before Current Fiscal Year				0		0
Current period gross charge offs, Three Years before Current Fiscal Year				0		0
Current period gross charge offs, Four Years before Current Fiscal Year				0		0
Current period gross charge offs, More than Five Years before Current Fiscal Year				0		0
Current period gross charge offs, Revolving				0		0
Charge-offs		0	0	0	0	0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member]
Current Fiscal Year		87,386,000		87,386,000		148,498,000
Fiscal Year before Current Fiscal Year		142,309,000		142,309,000		164,087,000
Two Years before Current Fiscal Year		171,652,000		171,652,000		191,350,000
Three Years before Current Fiscal Year		177,702,000		177,702,000		179,450,000
Four Years before Current Fiscal Year		159,819,000		159,819,000		90,575,000
More than Five Years before Current Fiscal Year		155,188,000		155,188,000		100,988,000
Revolving		19,200,000		19,200,000		13,941,000
Financing Receivable, before Allowance for Credit Loss		913,256,000		913,256,000		888,889,000
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member]
Current Fiscal Year		2,465,000		2,465,000		4,175,000
Fiscal Year before Current Fiscal Year		2,175,000		2,175,000		221,000
Two Years before Current Fiscal Year		4,127,000		4,127,000		592,000
Three Years before Current Fiscal Year		1,637,000		1,637,000		757,000
Four Years before Current Fiscal Year		723,000		723,000		395,000
More than Five Years before Current Fiscal Year		836,000		836,000		691,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		11,963,000		11,963,000		6,831,000
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		5,377,000		5,377,000		1,675,000
Fiscal Year before Current Fiscal Year		8,175,000		8,175,000		4,258,000
Two Years before Current Fiscal Year		3,782,000		3,782,000		0
Three Years before Current Fiscal Year		2,166,000		2,166,000		4,370,000
Four Years before Current Fiscal Year		3,083,000		3,083,000		458,000
More than Five Years before Current Fiscal Year		237,000		237,000		58,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		22,820,000		22,820,000		10,819,000
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		688,000		688,000		0
Fiscal Year before Current Fiscal Year		0		0		21,000
Two Years before Current Fiscal Year		0		0		793,000
Three Years before Current Fiscal Year		745,000		745,000		71,000
Four Years before Current Fiscal Year		66,000		66,000		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		1,499,000		1,499,000		885,000
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Residential Real Estate Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		1,164,388,000		1,164,388,000		1,067,608,000
Charge-offs		(395,000)	0	(416,000)	(43,000)
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member]
Current Fiscal Year		65,120,000		65,120,000		83,913,000
Fiscal Year before Current Fiscal Year		70,641,000		70,641,000		84,518,000
Two Years before Current Fiscal Year		76,494,000		76,494,000		77,887,000
Three Years before Current Fiscal Year		73,273,000		73,273,000		49,555,000
Four Years before Current Fiscal Year		43,218,000		43,218,000		31,632,000
More than Five Years before Current Fiscal Year		52,305,000		52,305,000		31,210,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		381,051,000		381,051,000		358,715,000
Current period gross charge offs, current fiscal year				0		0
Current period gross charge, Fiscal Year before Current Fiscal Year offs				0		0
Current period gross charge offs, Two Years before Current Fiscal Year				0		0
Current period gross charge offs, Three Years before Current Fiscal Year				0		0
Current period gross charge offs, Four Years before Current Fiscal Year				0		0
Current period gross charge offs, More than Five Years before Current Fiscal Year				0		0
Current period gross charge offs, Revolving				0		0
Charge-offs		0	0	0	0	0
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Pass [Member]
Current Fiscal Year		65,120,000		65,120,000		83,913,000
Fiscal Year before Current Fiscal Year		70,070,000		70,070,000		84,278,000
Two Years before Current Fiscal Year		76,275,000		76,275,000		77,868,000
Three Years before Current Fiscal Year		73,256,000		73,256,000		49,555,000
Four Years before Current Fiscal Year		43,218,000		43,218,000		31,325,000
More than Five Years before Current Fiscal Year		51,365,000		51,365,000		30,546,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		379,304,000		379,304,000		357,485,000
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Special Mention [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		7,000
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		262,000
More than Five Years before Current Fiscal Year		518,000		518,000		277,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		518,000		518,000		546,000
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		571,000		571,000		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		118,000		118,000		312,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		689,000		689,000		312,000
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		233,000
Two Years before Current Fiscal Year		219,000		219,000		19,000
Three Years before Current Fiscal Year		17,000		17,000		0
Four Years before Current Fiscal Year		0		0		45,000
More than Five Years before Current Fiscal Year		304,000		304,000		75,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		540,000		540,000		372,000
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Doubtful [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member]
Current Fiscal Year		126,137,000		126,137,000		171,584,000
Fiscal Year before Current Fiscal Year		161,928,000		161,928,000		179,225,000
Two Years before Current Fiscal Year		167,929,000		167,929,000		175,947,000
Three Years before Current Fiscal Year		163,028,000		163,028,000		86,297,000
Four Years before Current Fiscal Year		80,468,000		80,468,000		24,516,000
More than Five Years before Current Fiscal Year		83,847,000		83,847,000		71,324,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		783,337,000		783,337,000		708,893,000
Current period gross charge offs, current fiscal year				0		0
Current period gross charge, Fiscal Year before Current Fiscal Year offs				(409,000)		0
Current period gross charge offs, Two Years before Current Fiscal Year				0		0
Current period gross charge offs, Three Years before Current Fiscal Year				0		0
Current period gross charge offs, Four Years before Current Fiscal Year				0		0
Current period gross charge offs, More than Five Years before Current Fiscal Year				(7,000)		(43,000)
Current period gross charge offs, Revolving				0		0
Charge-offs		(395,000)	0	(416,000)	(43,000)	(43,000)
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member]
Current Fiscal Year		125,235,000		125,235,000		170,446,000
Fiscal Year before Current Fiscal Year		159,671,000		159,671,000		178,088,000
Two Years before Current Fiscal Year		166,028,000		166,028,000		175,561,000
Three Years before Current Fiscal Year		162,706,000		162,706,000		86,105,000
Four Years before Current Fiscal Year		80,459,000		80,459,000		24,354,000
More than Five Years before Current Fiscal Year		82,282,000		82,282,000		70,213,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		776,381,000		776,381,000		704,767,000
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		89,000
Three Years before Current Fiscal Year		85,000		85,000		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		85,000		85,000		89,000
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		15,000
Two Years before Current Fiscal Year		13,000		13,000		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		344,000		344,000		355,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		357,000		357,000		370,000
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		902,000		902,000		1,138,000
Fiscal Year before Current Fiscal Year		2,257,000		2,257,000		1,122,000
Two Years before Current Fiscal Year		1,888,000		1,888,000		297,000
Three Years before Current Fiscal Year		237,000		237,000		192,000
Four Years before Current Fiscal Year		9,000		9,000		162,000
More than Five Years before Current Fiscal Year		1,221,000		1,221,000		756,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		6,514,000		6,514,000		3,667,000
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Doubtful [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Finance Leases Portfolio Segment [Member]
Current Fiscal Year		5,088,000		5,088,000		6,801,000
Fiscal Year before Current Fiscal Year		5,761,000		5,761,000		3,442,000
Two Years before Current Fiscal Year		2,697,000		2,697,000		3,117,000
Three Years before Current Fiscal Year		2,214,000		2,214,000		1,723,000
Four Years before Current Fiscal Year		946,000		946,000		155,000
More than Five Years before Current Fiscal Year		54,000		54,000		265,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		16,760,000		16,760,000		15,503,000
Current period gross charge offs, current fiscal year				0		0
Current period gross charge, Fiscal Year before Current Fiscal Year offs				0		0
Current period gross charge offs, Two Years before Current Fiscal Year				0		0
Current period gross charge offs, Three Years before Current Fiscal Year				0		0
Current period gross charge offs, Four Years before Current Fiscal Year				0		0
Current period gross charge offs, More than Five Years before Current Fiscal Year				0		0
Current period gross charge offs, Revolving				0		0
Charge-offs		0	0	0	0	0
Finance Leases Portfolio Segment [Member] | Pass [Member]
Current Fiscal Year		5,050,000		5,050,000		6,801,000
Fiscal Year before Current Fiscal Year		5,761,000		5,761,000		3,442,000
Two Years before Current Fiscal Year		2,058,000		2,058,000		3,117,000
Three Years before Current Fiscal Year		1,613,000		1,613,000		1,723,000
Four Years before Current Fiscal Year		754,000		754,000		155,000
More than Five Years before Current Fiscal Year		54,000		54,000		265,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		15,290,000		15,290,000		15,503,000
Finance Leases Portfolio Segment [Member] | Special Mention [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		38,000		38,000		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		639,000		639,000		0
Three Years before Current Fiscal Year		601,000		601,000		0
Four Years before Current Fiscal Year		192,000		192,000		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		1,470,000		1,470,000		0
Finance Leases Portfolio Segment [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Finance Leases Portfolio Segment [Member] | Doubtful [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		26,285,000		26,285,000		23,632,000
Financing Receivable, before Allowance for Credit Loss		26,285,000		26,285,000		23,632,000
Current period gross charge offs, current fiscal year				0		0
Current period gross charge, Fiscal Year before Current Fiscal Year offs				0		0
Current period gross charge offs, Two Years before Current Fiscal Year				0		0
Current period gross charge offs, Three Years before Current Fiscal Year				0		0
Current period gross charge offs, Four Years before Current Fiscal Year				0		0
Current period gross charge offs, More than Five Years before Current Fiscal Year				0		0
Current period gross charge offs, Revolving				(184,000)		(661,000)
Charge-offs		(99,000)	(5,000)	(184,000)	(105,000)	(661,000)
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Performing Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss		26,186,000		26,186,000		23,512,000
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss		99,000		99,000		120,000
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Pass [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		26,285,000		26,285,000		23,622,000
Financing Receivable, before Allowance for Credit Loss		26,285,000		26,285,000		23,622,000
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Special Mention [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		10,000
Financing Receivable, before Allowance for Credit Loss		0		0		10,000
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Doubtful [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Construction and Development [Member]
Current Fiscal Year		172,083,000		172,083,000		163,302,000
Fiscal Year before Current Fiscal Year		240,752,000		240,752,000		239,807,000
Two Years before Current Fiscal Year		179,786,000		179,786,000		72,813,000
Three Years before Current Fiscal Year		59,783,000		59,783,000		34,591,000
Four Years before Current Fiscal Year		1,404,000		1,404,000		478,000
More than Five Years before Current Fiscal Year		3,755,000		3,755,000		3,711,000
Revolving		17,355,000		17,355,000		16,622,000
Financing Receivable, before Allowance for Credit Loss		674,918,000		674,918,000		531,324,000
Current period gross charge offs, current fiscal year				0		0
Current period gross charge, Fiscal Year before Current Fiscal Year offs				0		0
Current period gross charge offs, Two Years before Current Fiscal Year				0		0
Current period gross charge offs, Three Years before Current Fiscal Year				0		0
Current period gross charge offs, Four Years before Current Fiscal Year				0		0
Current period gross charge offs, More than Five Years before Current Fiscal Year				0		0
Current period gross charge offs, Revolving				0		0
Charge-offs		0	0	0	0	0
Construction and Development [Member] | Pass [Member]
Current Fiscal Year		166,103,000		166,103,000		157,832,000
Fiscal Year before Current Fiscal Year		240,752,000		240,752,000		239,807,000
Two Years before Current Fiscal Year		179,786,000		179,786,000		69,131,000
Three Years before Current Fiscal Year		59,783,000		59,783,000		34,591,000
Four Years before Current Fiscal Year		1,404,000		1,404,000		478,000
More than Five Years before Current Fiscal Year		3,755,000		3,755,000		3,711,000
Revolving		16,356,000		16,356,000		15,623,000
Financing Receivable, before Allowance for Credit Loss		667,939,000		667,939,000		521,173,000
Construction and Development [Member] | Special Mention [Member]
Current Fiscal Year		5,980,000		5,980,000		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		3,682,000
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		999,000
Financing Receivable, before Allowance for Credit Loss		5,980,000		5,980,000		4,681,000
Construction and Development [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0		0		5,470,000
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		999,000		999,000		0
Financing Receivable, before Allowance for Credit Loss		999,000		999,000		5,470,000
Construction and Development [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Construction and Development [Member] | Doubtful [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Commercial and Industrial Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss		865,384,000		865,384,000		867,380,000
Charge-offs		(658,000)	(1,878,000)	(748,000)	(2,006,000)
Commercial and Industrial Portfolio Segment [Member] | Term [Member]
Current Fiscal Year		209,944,000		209,944,000		283,200,000
Fiscal Year before Current Fiscal Year		190,740,000		190,740,000		299,695,000
Two Years before Current Fiscal Year		244,349,000		244,349,000		174,868,000
Three Years before Current Fiscal Year		140,454,000		140,454,000		57,374,000
Four Years before Current Fiscal Year		39,783,000		39,783,000		25,179,000
More than Five Years before Current Fiscal Year		40,114,000		40,114,000		27,064,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		865,384,000		865,384,000		867,380,000
Current period gross charge offs, current fiscal year				(414,000)		(1,315,000)
Current period gross charge, Fiscal Year before Current Fiscal Year offs				(250,000)		(734,000)
Current period gross charge offs, Two Years before Current Fiscal Year				(6,000)		(37,000)
Current period gross charge offs, Three Years before Current Fiscal Year				(78,000)		(93,000)
Current period gross charge offs, Four Years before Current Fiscal Year				0		(37,000)
Current period gross charge offs, More than Five Years before Current Fiscal Year				0		(82,000)
Current period gross charge offs, Revolving				0		0
Charge-offs		(658,000)	(1,878,000)	(748,000)	(2,006,000)	(2,298,000)
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Pass [Member]
Current Fiscal Year		201,368,000		201,368,000		279,002,000
Fiscal Year before Current Fiscal Year		188,227,000		188,227,000		298,204,000
Two Years before Current Fiscal Year		242,852,000		242,852,000		172,288,000
Three Years before Current Fiscal Year		137,162,000		137,162,000		56,949,000
Four Years before Current Fiscal Year		39,052,000		39,052,000		24,939,000
More than Five Years before Current Fiscal Year		39,779,000		39,779,000		26,790,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		848,440,000		848,440,000		858,172,000
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Special Mention [Member]
Current Fiscal Year		4,239,000		4,239,000		585,000
Fiscal Year before Current Fiscal Year		1,842,000		1,842,000		819,000
Two Years before Current Fiscal Year		706,000		706,000		2,520,000
Three Years before Current Fiscal Year		20,000		20,000		87,000
Four Years before Current Fiscal Year		0		0		139,000
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		6,807,000		6,807,000		4,150,000
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0		0		218,000
Fiscal Year before Current Fiscal Year		344,000		344,000		80,000
Two Years before Current Fiscal Year		0		0		31,000
Three Years before Current Fiscal Year		3,272,000		3,272,000		0
Four Years before Current Fiscal Year		13,000		13,000		0
More than Five Years before Current Fiscal Year		248,000		248,000		273,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		3,877,000		3,877,000		602,000
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		4,337,000		4,337,000		3,395,000
Fiscal Year before Current Fiscal Year		327,000		327,000		592,000
Two Years before Current Fiscal Year		791,000		791,000		29,000
Three Years before Current Fiscal Year		0		0		338,000
Four Years before Current Fiscal Year		718,000		718,000		101,000
More than Five Years before Current Fiscal Year		87,000		87,000		1,000
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		6,260,000		6,260,000		4,456,000
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Doubtful [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member]
Current Fiscal Year		62,099,000		62,099,000		30,710,000
Fiscal Year before Current Fiscal Year		12,189,000		12,189,000		22,409,000
Two Years before Current Fiscal Year		8,553,000		8,553,000		3,232,000
Three Years before Current Fiscal Year		2,724,000		2,724,000		1,071,000
Four Years before Current Fiscal Year		313,000		313,000		8,951,000
More than Five Years before Current Fiscal Year		7,044,000		7,044,000		1,783,000
Revolving		420,987,000		420,987,000		371,592,000
Financing Receivable, before Allowance for Credit Loss		513,909,000		513,909,000		439,748,000
Current period gross charge offs, current fiscal year				0		0
Current period gross charge, Fiscal Year before Current Fiscal Year offs				0		0
Current period gross charge offs, Two Years before Current Fiscal Year				0		0
Current period gross charge offs, Three Years before Current Fiscal Year				0		0
Current period gross charge offs, Four Years before Current Fiscal Year				0		0
Current period gross charge offs, More than Five Years before Current Fiscal Year				0		0
Current period gross charge offs, Revolving				0		(3,633,000)
Charge-offs		0	0	0	0	(3,633,000)
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Pass [Member]
Current Fiscal Year		54,651,000		54,651,000		30,553,000
Fiscal Year before Current Fiscal Year		12,189,000		12,189,000		22,409,000
Two Years before Current Fiscal Year		8,553,000		8,553,000		3,232,000
Three Years before Current Fiscal Year		2,724,000		2,724,000		348,000
Four Years before Current Fiscal Year		313,000		313,000		8,931,000
More than Five Years before Current Fiscal Year		7,044,000		7,044,000		1,783,000
Revolving		385,822,000		385,822,000		356,237,000
Financing Receivable, before Allowance for Credit Loss		471,296,000		471,296,000		423,493,000
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Special Mention [Member]
Current Fiscal Year		7,448,000		7,448,000		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		723,000
Four Years before Current Fiscal Year		0		0		20,000
More than Five Years before Current Fiscal Year		0		0		0
Revolving		23,972,000		23,972,000		8,585,000
Financing Receivable, before Allowance for Credit Loss		31,420,000		31,420,000		9,328,000
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		11,193,000		11,193,000		6,712,000
Financing Receivable, before Allowance for Credit Loss		11,193,000		11,193,000		6,712,000
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0		0		157,000
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		58,000
Financing Receivable, before Allowance for Credit Loss		0		0		215,000
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Doubtful [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Home Equity Line of Credit [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		236,819,000		236,819,000		211,390,000
Financing Receivable, before Allowance for Credit Loss		236,819,000		236,819,000		211,390,000
Current period gross charge offs, current fiscal year				0		0
Current period gross charge, Fiscal Year before Current Fiscal Year offs				0		0
Current period gross charge offs, Two Years before Current Fiscal Year				0		0
Current period gross charge offs, Three Years before Current Fiscal Year				0		0
Current period gross charge offs, Four Years before Current Fiscal Year				0		0
Current period gross charge offs, More than Five Years before Current Fiscal Year				0		0
Current period gross charge offs, Revolving				0		(12,000)
Charge-offs				0		(12,000)
Home Equity Line of Credit [Member] | Pass [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		235,547,000		235,547,000		210,886,000
Financing Receivable, before Allowance for Credit Loss		235,547,000		235,547,000		210,886,000
Home Equity Line of Credit [Member] | Special Mention [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		1,146,000		1,146,000		0
Financing Receivable, before Allowance for Credit Loss		1,146,000		1,146,000		0
Home Equity Line of Credit [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		36,000		36,000		37,000
Financing Receivable, before Allowance for Credit Loss		36,000		36,000		37,000
Home Equity Line of Credit [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		90,000		90,000		467,000
Financing Receivable, before Allowance for Credit Loss		90,000		90,000		467,000
Home Equity Line of Credit [Member] | Doubtful [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Consumer Portfolio Segment [Member]
Current Fiscal Year		19,439,000		19,439,000		30,864,000
Fiscal Year before Current Fiscal Year		20,408,000		20,408,000		18,544,000
Two Years before Current Fiscal Year		14,060,000		14,060,000		10,239,000
Three Years before Current Fiscal Year		6,847,000		6,847,000		2,859,000
Four Years before Current Fiscal Year		1,498,000		1,498,000		1,934,000
More than Five Years before Current Fiscal Year		1,379,000		1,379,000		1,779,000
Revolving		80,053,000		80,053,000		79,121,000
Financing Receivable, before Allowance for Credit Loss		143,684,000		143,684,000		145,340,000
Current period gross charge offs, current fiscal year				(495,000)		(683,000)
Current period gross charge, Fiscal Year before Current Fiscal Year offs				(17,000)		(22,000)
Current period gross charge offs, Two Years before Current Fiscal Year				(12,000)		(29,000)
Current period gross charge offs, Three Years before Current Fiscal Year				(21,000)		(43,000)
Current period gross charge offs, Four Years before Current Fiscal Year				(7,000)		(41,000)
Current period gross charge offs, More than Five Years before Current Fiscal Year				(45,000)		(27,000)
Current period gross charge offs, Revolving				(9,000)		(20,000)
Charge-offs		(193,000)	$ (232,000)	(606,000)	$ (639,000)	(865,000)
Consumer Portfolio Segment [Member] | Pass [Member]
Current Fiscal Year		19,321,000		19,321,000		30,823,000
Fiscal Year before Current Fiscal Year		20,397,000		20,397,000		18,399,000
Two Years before Current Fiscal Year		13,953,000		13,953,000		10,148,000
Three Years before Current Fiscal Year		6,812,000		6,812,000		2,832,000
Four Years before Current Fiscal Year		1,474,000		1,474,000		1,931,000
More than Five Years before Current Fiscal Year		1,344,000		1,344,000		1,765,000
Revolving		80,053,000		80,053,000		79,105,000
Financing Receivable, before Allowance for Credit Loss		143,354,000		143,354,000		145,003,000
Consumer Portfolio Segment [Member] | Special Mention [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Consumer Portfolio Segment [Member] | Substandard [Member] | Performing Financial Instruments [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		0		0		0
Consumer Portfolio Segment [Member] | Substandard [Member] | Nonperforming Financial Instruments [Member]
Current Fiscal Year		118,000		118,000		41,000
Fiscal Year before Current Fiscal Year		11,000		11,000		145,000
Two Years before Current Fiscal Year		107,000		107,000		91,000
Three Years before Current Fiscal Year		35,000		35,000		27,000
Four Years before Current Fiscal Year		24,000		24,000		3,000
More than Five Years before Current Fiscal Year		35,000		35,000		14,000
Revolving		0		0		16,000
Financing Receivable, before Allowance for Credit Loss		330,000		330,000		337,000
Consumer Portfolio Segment [Member] | Doubtful [Member]
Current Fiscal Year		0		0		0
Fiscal Year before Current Fiscal Year		0		0		0
Two Years before Current Fiscal Year		0		0		0
Three Years before Current Fiscal Year		0		0		0
Four Years before Current Fiscal Year		0		0		0
More than Five Years before Current Fiscal Year		0		0		0
Revolving		0		0		0
Financing Receivable, before Allowance for Credit Loss		$ 0		$ 0		$ 0
[1] (1) Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs.

Note 3 - Loans and Allowance _9

Note 3 - Loans and Allowance for Credit Losses on Loans - Credit Card Loan Payment Activity (Details) - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Loans	[1]	$ 6,278,133	$ 5,771,038
Credit Card Receivable [Member]
Loans		26,285	23,632
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member]
Loans		26,285	23,632
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Performing Financial Instruments [Member]
Loans		26,186	23,512
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Nonperforming Financial Instruments [Member]
Loans		$ 99	$ 120
[1] (1) Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs.

Note 4 - Goodwill (Details Text

Note 4 - Goodwill (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Goodwill	$ 194,074	$ 194,074
Commercial Banking [Member]
Goodwill	172,000	172,000
WM&T [Member]
Goodwill	$ 22,000	$ 22,000

Note 4 - Goodwill - Carrying Va

Note 4 - Goodwill - Carrying Value of Goodwill (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Goodwill	$ 194,074	$ 194,074
Commonwealth [Member]
Goodwill	58,244	58,244
Kentucky Bancshares [Member]
Goodwill	123,317	123,317
King Southern Bancorp [Member]
Goodwill	11,831	11,831
Austin State Bank [Member]
Goodwill	$ 682	$ 682

Note 5 - Core Deposit and Cus_3

Note 5 - Core Deposit and Customer List Intangible Assets (Details Textual) - USD ($) $ in Millions	Mar. 07, 2022	May 31, 2021	May 01, 2019	Dec. 31, 2013
Core Deposits [Member] | Commonwealth [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	$ 13
Core Deposits [Member] | Kentucky Bancshares [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles		$ 4
Core Deposits [Member] | King Bancorp Inc. [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles			$ 2
Core Deposits [Member] | THE BANCorp [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles				$ 3
Customer Lists [Member] | Commonwealth [Member]
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Finite-Lived Intangibles	$ 12

Note 5 - Core Deposit and Cus_4

Note 5 - Core Deposit and Customer List Intangible Assets - Changes in the Net Carrying Amount of Intangibles (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Amortization	$ (1,052)	$ (1,167)	$ (3,155)	$ (3,519)
Core Deposits [Member]
Balance at beginning of period	10,601	13,442	11,944	14,958
Amortization	(672)	(749)	(2,015)	(2,265)
Balance at end of period	9,929	12,693	9,929	12,693
Customer Lists [Member]
Balance at beginning of period	7,600	9,196	8,360	10,032
Amortization	(380)	(418)	(1,140)	(1,254)
Balance at end of period	$ 7,220	$ 8,778	$ 7,220	$ 8,778

Note 5 - Core Deposit and Cus_5

Note 5 - Core Deposit and Customer List Intangible Assets - Future Amortization Expense (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Core Deposits [Member]
Remainder of 2024	$ 672
2025	2,375
2026	2,063
2027	1,752
2028	1,339
2029	888
2030	576
2031	264
2032	0
2033	0
Total future expense	9,929	$ 10,601	$ 11,944	$ 12,693	$ 13,442	$ 14,958
Customer Lists [Member]
Remainder of 2024	380
2025	1,368
2026	1,216
2027	1,064
2028	912
2029	760
2030	608
2031	456
2032	304
2033	152
Total future expense	$ 7,220	$ 7,600	$ 8,360	$ 8,778	$ 9,196	$ 10,032

Note 6 - Other Assets - Summary

Note 6 - Other Assets - Summary of Major Components of Other Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Cash surrender value of life insurance other than BOLI	$ 19,880		$ 17,843
Net deferred tax asset	45,647		47,236
Investments in tax credit partnerships	177,194		175,056
Swap assets	2,489		5,133
Prepaid assets	4,242		5,873
WM&T fees receivable	4,459		4,205
Mortgage servicing rights	11,908	$ 12,197	13,082	$ 13,558	$ 14,116	$ 15,219
Other real estate owned	10		10
Other	14,537		18,922
Total other assets	$ 280,366		$ 287,360

Note 7 - Income Taxes (Details

Note 7 - Income Taxes (Details Textual) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Investment, Proportional Amortization Method, Elected, Amount	$ 177,000		$ 177,000		$ 175,000
Investment, Proportional Amortization Method, Elected, Statement of Financial Position [Extensible Enumeration]	Other assets		Other assets		Other assets
Investment Program, Proportional Amortization Method, Elected, Impairment Loss	$ 0	$ 0	$ 0	$ 0
Domestic Tax Jurisdiction [Member]
Open Tax Year			2019 2020 2021 2022 2023
State and Local Jurisdiction [Member]
Open Tax Year					2018 2019 2020 2021 2022 2023

Note 7 - Income Taxes - Compone

Note 7 - Income Taxes - Components of Income Tax Expense (Benefit) from Operations (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Federal	$ 7,835	$ 7,129	$ 20,047	$ 20,409
State	1,696	1,859	4,552	4,223
Total current income tax expense	9,531	8,988	24,599	24,632
Federal	(1,560)	(1,087)	(1,830)	(1,311)
State	(332)	(259)	(392)	428
Total deferred income tax expense	(1,892)	(1,346)	(2,222)	(883)
Change in valuation allowance	0	0	0	0
Total income tax expense	$ 7,639	$ 7,642	$ 22,377	$ 23,749

Note 7 - Income Taxes - Differe

Note 7 - Income Taxes - Difference Between Statutory and Effective Tax Rates (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
U.S. federal statutory income tax rate	21%	21%	21%	21%
State income taxes, net of federal benefit	2.91%	3.27%	3.12%	3.42%
Excess tax benefit from stock-based compensation arrangements	(1.38%)	0.12%	(0.36%)	(0.29%)
Change in cash surrender value of life insurance	(0.79%)	(0.08%)	(0.73%)	(0.49%)
Tax credits	(0.52%)	(0.71%)	(0.90%)	(0.48%)
Tax exempt interest income	(0.42%)	(0.48%)	(0.45%)	(0.49%)
Insurance captive	0%	(0.19%)	0%	(0.27%)
Other, net	(0.15%)	(0.93%)	(0.41%)	(0.32%)
Effective tax rate	20.65%	22%	21.27%	22.08%

Note 7 - Income Taxes - Schedul

Note 7 - Income Taxes - Schedule of Unfunded Contributions (Details) $ in Thousands	Sep. 30, 2024 USD ($)
Remainder of 2024	$ 34,012
2025	66,473
2026	36,261
2027	7,179
2028	893
Thereafter	13,725
Total unfunded contributions	$ 158,543

Note 7 - Income Taxes - Tax Cre

Note 7 - Income Taxes - Tax Credits and Other Tax Benefits Recognized and Amortization Expense Related to Tax Credit Partnerships (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Tax credits and other tax benefits recognized	$ 2,448	$ 85	$ 9,570	$ 614
Tax credits and other tax benefits recognized	0	399	0	1,198
Provision for Income Taxes [Member]
Amortization expense in provision for income taxes	1,927	1,114	7,753	1,910
Amortization expense in provision for income taxes	0	0	0	0
Noninterest Expense [Member]
Amortization expense in provision for income taxes	0	323	0	970
Amortization expense in provision for income taxes	$ 0	$ 0	$ 0	$ 0

Note 8 - Deposits (Details Text

Note 8 - Deposits (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Interest-Bearing Domestic Deposit, Brokered	$ 203	$ 597

Note 8 - Deposits - Composition

Note 8 - Deposits - Composition of Deposits (Details) - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Non-interest bearing demand deposits		$ 1,508,203	$ 1,548,624
Interest bearing demand		2,361,192	2,480,357
Savings		420,772	438,834
Money market		1,259,484	1,219,656
Time deposits of $250 thousand or more		329,805	279,474
Other time deposits		846,617	703,803
Total time deposits (1)	[1]	1,176,422	983,277
Total interest bearing deposits		5,217,870	5,122,124
Total deposits		$ 6,726,073	$ 6,670,748
[1] Includes $203 thousand and $597 thousand in brokered deposits as of September 30, 2024 and December 31, 2023, respectively.

Note 9 - Securities Sold Unde_3

Note 9 - Securities Sold Under Agreements to Repurchase - Securities Sold Under Agreements to Repurchase (Details) - Securities Sold under Agreements to Repurchase [Member] - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Outstanding balance at end of period	$ 149,852		$ 149,852		$ 152,991
Average outstanding balance during the period	$ 156,865	$ 127,063	$ 156,392	$ 120,740
Weighted average interest rate at end of period	2.08%		2.08%		2.23%
Average interest rate during the period	2.38%	1.86%	2.25%	1.58%
Maximum outstanding at any month end during the period	$ 175,211	$ 127,931	$ 179,428	$ 138,347

Note 10 - Subordinated Debent_3

Note 10 - Subordinated Debentures (Details Textual)	Mar. 07, 2022
Commonwealth [Member]
Business Acquisition, Percentage of Voting Interests Acquired	100%

Note 10 - Subordinated Debent_4

Note 10 - Subordinated Debentures - Subordinated Notes (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2024 USD ($)
Face Value	$ 26,806
Carrying value	$ 26,806
Debt Instrument, Variable Interest Rate, Type [Extensible Enumeration]	us-gaap:SecuredOvernightFinancingRateSofrMember
Commonwealth Statutory Trust III [Member]
Face Value	$ 3,093
Carrying value	$ 3,093
Debt Instrument, Basis Spread on Variable Rate	2.85%
Commonwealth Statutory Trust IV [Member]
Face Value	$ 12,372
Carrying value	$ 12,372
Debt Instrument, Basis Spread on Variable Rate	1.35%
Commonwealth Statutory Trust V [Member]
Face Value	$ 11,341
Carrying value	$ 11,341
Debt Instrument, Basis Spread on Variable Rate	1.40%

Note 11 - FHLB Advances and O_3

Note 11 - FHLB Advances and Other Borrowings (Details Textual) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Aug. 06, 2024	Dec. 31, 2023
Advance from Federal Home Loan Bank	$ 325			$ 200
Proceeds from FHLBank Advance, Investing Activities	2,500	$ 2,150
Payments of FHLBank Borrowings, Financing Activities	2,400	1,900
Proceeds from FHLBank Advance, Investing Activities, Net of Short Term Maturities	725	700
Payments of FHLBank Borrowings, Financing Activities, Net of Short Term Maturities	600	$ 400
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available	1,210			1,330
Correspondent Banks [Member]
Federal Funds Corresponding Banks Maximum Amount Available	80			$ 80
Three Month Advance Maturing November 2024 [Member]
Advance from Federal Home Loan Bank	300		$ 100
Cash Overnight Advance [Member]
Advance from Federal Home Loan Bank	$ 25

Note 11 - FHLB Advances and O_4

Note 11 - FHLB Advances and Other Borrowings - Contractual Maturities and Average Effective Rates of Outstanding Advances (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Advance from Federal Home Loan Bank	$ 325	$ 200
Weighted average interest rate at end of period	4.10%	4.11%

Note 12 - Commitments and Con_3

Note 12 - Commitments and Contingent Liabilities (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Off-Balance-Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal)	$ 0	$ 475,000	$ 475,000	$ 1,100,000
Standby Letters of Credit [Member] | Minimum [Member]
Guarantee Obligations, Agreement Term			1 year
Standby Letters of Credit [Member] | Maximum [Member]
Guarantee Obligations, Agreement Term			2 years
Performance Guarantee [Member]
Guarantee Obligation, Estimated Payment Under Default on Contract	3,000,000		$ 3,000,000
Other Liabilities [Member]
Off-Balance-Sheet, Credit Loss, Liability	6,300,000		6,300,000		$ 5,900,000
Tax Credit Contribution Commitments	$ 159,000,000		$ 159,000,000

Note 12 - Commitments and Con_4

Note 12 - Commitments and Contingent Liabilities - Off Balance Sheet Commitments to Extend Credit (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Off balance sheet commitments to extend credit	$ 2,414,042	$ 2,456,664
Commercial and Industrial Loans [Member]
Off balance sheet commitments to extend credit	887,664	897,673
Construction and Development [Member]
Off balance sheet commitments to extend credit	614,099	606,668
Home Equity Loans [Member]
Off balance sheet commitments to extend credit	403,649	381,110
Credit Cards [Member]
Off balance sheet commitments to extend credit	90,061	83,700
Overdrafts [Member]
Off balance sheet commitments to extend credit	57,177	55,124
Letters of Credit [Member]
Off balance sheet commitments to extend credit	34,720	33,778
Other Off Balance Sheet Commitments [Member]
Off balance sheet commitments to extend credit	88,046	100,447
Future Loan Commitments [Member]
Off balance sheet commitments to extend credit	$ 238,626	$ 298,164

Note 13 - Assets and Liabilit_3

Note 13 - Assets and Liabilities Measured and Reported at Fair Value (Details Textual) $ in Thousands	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Fair Value, Nonrecurring [Member]
Liabilities, Fair Value Disclosure	$ 0	$ 0
Selling and Closing Costs [Member] | Minimum [Member]
Impaired Loans, Measurement Input	0.08
Other Real Estate Owned, Measurement Input	0.08
Selling and Closing Costs [Member] | Maximum [Member]
Impaired Loans, Measurement Input	0.10
Other Real Estate Owned, Measurement Input	0.10

Note 13 - Assets and Liabilit_4

Note 13 - Assets and Liabilities Measured and Reported at Fair Value - Assets Measured at fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Securities available-for-sale	$ 861,832	$ 1,031,179
Derivative	2,489	5,133
Rate Lock Loan Commitments [Member]
Derivative	377	174
Mandatory Forward Contract [Member]
Derivative	7
Mandatory forward contracts		43
Fair Value, Recurring [Member]
Securities available-for-sale	861,832	1,031,179
Mortgage loans held for sale	4,822	6,056
Interest rate swap assets	2,489	5,133
Total assets	869,527	1,042,542
Interest rate swap liabilities	5,661	5,378
Total liabilities		5,421
Fair Value, Recurring [Member] | Rate Lock Loan Commitments [Member]
Derivative	377	174
Fair Value, Recurring [Member] | Mandatory Forward Contract [Member]
Derivative	7
Mandatory forward contracts		43
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	19,966	116,269
Mortgage loans held for sale	0	0
Interest rate swap assets	0	0
Total assets	19,966	116,269
Interest rate swap liabilities	0	0
Total liabilities		0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Rate Lock Loan Commitments [Member]
Derivative	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mandatory Forward Contract [Member]
Derivative	0
Mandatory forward contracts		0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	841,866	914,910
Mortgage loans held for sale	4,822	6,056
Interest rate swap assets	2,489	5,133
Total assets	849,561	926,273
Interest rate swap liabilities	5,661	5,378
Total liabilities		5,421
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Rate Lock Loan Commitments [Member]
Derivative	377	174
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mandatory Forward Contract [Member]
Derivative	7
Mandatory forward contracts		43
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Mortgage loans held for sale	0	0
Interest rate swap assets	0	0
Total assets	0	0
Interest rate swap liabilities	0	0
Total liabilities		0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Rate Lock Loan Commitments [Member]
Derivative	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mandatory Forward Contract [Member]
Derivative	0
Mandatory forward contracts		0
US Treasury and Government [Member] | Fair Value, Recurring [Member]
Securities available-for-sale	19,966	116,269
US Treasury and Government [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	19,966	116,269
US Treasury and Government [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	0	0
US Treasury and Government [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
US Government-sponsored Enterprises Debt Securities [Member]
Securities available-for-sale	86,895	99,847
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member]
Securities available-for-sale	86,895	99,847
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	86,895	99,847
US Government-sponsored Enterprises Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Securities available-for-sale	632,248	688,039
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Fair Value, Recurring [Member]
Securities available-for-sale	632,248	688,039
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	632,248	688,039
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
US States and Political Subdivisions Debt Securities [Member]
Securities available-for-sale	119,197	123,490
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Securities available-for-sale	119,197	123,490
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	119,197	123,490
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	0	0
Other Debt Obligations [Member]
Securities available-for-sale	3,526	3,534
Other Debt Obligations [Member] | Fair Value, Recurring [Member]
Securities available-for-sale	3,526	3,534
Other Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Securities available-for-sale	0	0
Other Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Securities available-for-sale	3,526	3,534
Other Debt Obligations [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Securities available-for-sale	$ 0	$ 0

Note 13 - Assets and Liabilit_5

Note 13 - Assets and Liabilities Measured and Reported at Fair Value - Assets Measured at Fair Value on a Non-recurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Other real estate owned, gain (loss)			$ 0	$ (250)
Fair Value, Nonrecurring [Member]
Collateral dependent loans	$ 7,165		7,165		$ 13,561
Collateral dependent loans, gain (loss)	245	$ 1,377	245	1,377
Other real estate owned	10		10		10
Other real estate owned, gain (loss)	0	$ 250	0	$ 250
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Collateral dependent loans	0		0		0
Other real estate owned	0		0		0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Collateral dependent loans	0		0		0
Other real estate owned	0		0		0
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Collateral dependent loans	7,165		7,165		13,561
Other real estate owned	$ 10		$ 10		$ 10

Note 13 - Assets and Liabilit_6

Note 13 - Assets and Liabilities Measured and Reported at Fair Value - Significant Unobservable Inputs (Details) - Impaired Loans [Member] - Fair Value, Inputs, Level 3 [Member] - Appraisal Discount Method [Member] $ in Thousands	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Collateral dependent loans	$ 7,165	$ 13,561
Other real estate owned	$ 10	$ 10
Weighted Average [Member]
Impaired Loans, Measurement Input	0.21	0.18
Other Real Estate Owned, Measurement Input	0.93	0.93

Note 14 - Disclosure of Finan_3

Note 14 - Disclosure of Financial Instruments Not Reported at Fair Value - Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Cash and cash equivalents		$ 253,066	$ 265,959
Accrued interest receivable		26,439	26,830
Non-interest bearing		1,508,203	1,548,624
Time deposits	[1]	1,176,422	983,277
Accrued interest payable		2,036	2,094
Reported Value Measurement [Member]
Cash and cash equivalents		253,066	265,959
HTM debt securities		374,912	439,837
Federal Home Loan Bank stock		29,419	16,236
Loans, net		6,192,790	5,691,664
Accrued interest receivable		26,439	26,830
Non-interest bearing		1,508,203	1,548,624
Transaction deposits		4,041,448	4,138,847
Time deposits		1,176,422	983,277
Securities sold under agreement to repurchase		149,852	152,991
Federal funds purchased		6,442	12,852
Subordinated debentures		26,806	26,740
FHLB advances		325,000	200,000
Accrued interest payable		2,036	2,094
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents		253,066	265,959
HTM debt securities		352,430	408,519
Federal Home Loan Bank stock		29,419	16,236
Loans, net		5,962,345	5,520,059
Accrued interest receivable		26,439	26,830
Non-interest bearing		1,508,203	1,548,624
Transaction deposits		4,041,448	4,138,847
Time deposits		1,174,740	976,841
Securities sold under agreement to repurchase		149,852	152,991
Federal funds purchased		6,442	12,852
Subordinated debentures		26,290	26,746
FHLB advances		319,230	200,047
Accrued interest payable		2,036	2,094
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents		253,066	265,959
HTM debt securities		152,153	198,327
Federal Home Loan Bank stock		0	0
Loans, net		0	0
Accrued interest receivable		26,439	26,830
Non-interest bearing		1,508,203	1,548,624
Transaction deposits		0	0
Time deposits		0	0
Securities sold under agreement to repurchase		0	0
Federal funds purchased		0	0
Subordinated debentures		0	0
FHLB advances		0	0
Accrued interest payable		2,036	2,094
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents		0	0
HTM debt securities		200,277	210,192
Federal Home Loan Bank stock		29,419	16,236
Loans, net		0	0
Accrued interest receivable		0	0
Non-interest bearing		0	0
Transaction deposits		4,041,448	4,138,847
Time deposits		1,174,740	976,841
Securities sold under agreement to repurchase		149,852	152,991
Federal funds purchased		6,442	12,852
Subordinated debentures		26,290	26,746
FHLB advances		319,230	200,047
Accrued interest payable		0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents		0	0
HTM debt securities		0	0
Federal Home Loan Bank stock		0	0
Loans, net		5,962,345	5,520,059
Accrued interest receivable		0	0
Non-interest bearing		0	0
Transaction deposits		0	0
Time deposits		0	0
Securities sold under agreement to repurchase		0	0
Federal funds purchased		0	0
Subordinated debentures		0	0
FHLB advances		0	0
Accrued interest payable		$ 0	$ 0
[1] Includes $203 thousand and $597 thousand in brokered deposits as of September 30, 2024 and December 31, 2023, respectively.

Note 15 - Mortgage Banking Ac_3

Note 15 - Mortgage Banking Activities (Details Textual) $ in Thousands	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Loan, Managed and Securitized or Asset-Backed Financing Arrangement, Principal Outstanding	$ 1,840,000	$ 1,930,000
Measurement Input, Discount Rate [Member] | Minimum [Member]
Servicing Asset, Measurement Input	0.10	0.10
Measurement Input, Discount Rate [Member] | Maximum [Member]
Servicing Asset, Measurement Input	0.13	0.13
Measurement Input, Prepayment Rate [Member] | Minimum [Member]
Servicing Asset, Measurement Input	0.064	0.06
Measurement Input, Prepayment Rate [Member] | Maximum [Member]
Servicing Asset, Measurement Input	0.112	0.111
Measurement Input, Default Rate [Member]
Servicing Asset, Measurement Input	0.006	0.006
Mortgage Servicing Rights [Member]
Servicing Asset at Fair Value, Amount	$ 23,000	$ 24,000
Valuation Allowance for Impairment of Recognized Servicing Assets, Balance	$ 0	$ 0

Note 15 - Mortgage Banking Ac_4

Note 15 - Mortgage Banking Activities - Activity in Mortgage Loans Held for Sale (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Balance, beginning of period:	$ 6,438	$ 7,069	$ 6,056	$ 2,606
Origination of mortgage loans held for sale	27,278	30,775	78,742	86,100
Proceeds from the sale of mortgage loans held for sale	(29,737)	(31,814)	(81,844)	(83,422)
Net gain realized on sale of mortgage loans held for sale	843	505	1,868	1,251
Balance, end of period	$ 4,822	$ 6,535	$ 4,822	$ 6,535

Note 15 - Mortgage Banking Ac_5

Note 15 - Mortgage Banking Activities - Mortgage Banking Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Net gain realized on sale of mortgage loans held for sale	$ 843	$ 505	$ 1,868	$ 1,251
Net change in fair value recognized on loans held for sale	30	(81)	61	(65)
Net change in fair value recognized on rate lock loan commitments	37	(186)	185	40
Net gain recognized	692	452	2,005	1,566
Net loan servicing income	827	1,031	2,605	3,338
Amortization of mortgage servicing rights	(536)	(822)	(1,856)	(2,345)
Change in mortgage servicing rights valuation allowance	0	0	0	0
Net servicing income recognized	291	209	749	993
Other mortgage banking income	129	153	323	323
Total mortgage banking income	1,112	814	3,077	2,882
Foreign Exchange Forward [Member]
Net change in fair value recognized on forward contracts	$ (218)	$ 214	$ (109)	$ 340

Note 15 - Mortgage Banking Ac_6

Note 15 - Mortgage Banking Activities - Changes in the Net Carrying Amount of MSRs (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Balance, beginning of period	$ 12,197	$ 14,116	$ 13,082	$ 15,219
Additions for mortgage loans sold	247	264	682	684
Amortization of mortgage servicing rights	(536)	(822)	(1,856)	(2,345)
Impairment	0	0	0	0
Balance at end of period	$ 11,908	$ 13,558	$ 11,908	$ 13,558

Note 15 - Mortgage Banking Ac_7

Note 15 - Mortgage Banking Activities - Notional amounts and Fair Values (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Mortgage loans held for sale, at carrying amount	$ 4,671	$ 5,965
Mortgage loans held for sale, at fair value	4,822	6,056
Derivative assets	2,489	5,133
Rate Lock Loan Commitments [Member]
Derivative assets	377	174
Mandatory Forward Contract [Member]
Derivative, notional amount		6,750
Derivative assets	7
Derivative liabilities		(43)
Other Assets [Member] | Rate Lock Loan Commitments [Member]
Derivative, notional amount	10,545	$ 4,345
Other Assets [Member] | Mandatory Forward Contract [Member]
Derivative, notional amount	$ 13,500

Note 16 - Accumulated Other C_3

Note 16 - Accumulated Other Comprehensive Income (Loss) - Accumulated Other Comprehensive Income (loss) by Component (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Balance	$ 894,535	$ 808,082	$ 858,103	$ 760,432
Balance	934,094	806,918	934,094	806,918
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	(97,760)	(109,741)	(92,678)	(115,648)
Net current period other comprehensive income (loss)	24,827	(22,586)	19,745	(16,679)
Balance	(72,933)	(132,327)	(72,933)	(132,327)
Accumulated Net Gain (Loss) from Cash Flow Hedges Attributable to Parent [Member]
Balance	2,721	2,213	(179)	0
Net current period other comprehensive income (loss)	(5,120)	2,097	(2,220)	4,310
Balance	(2,399)	4,310	(2,399)	4,310
Accumulated Defined Benefit Plans Adjustment Attributable to Parent [Member]
Balance	59	112	59	112
Net current period other comprehensive income (loss)	0	0	0	0
Balance	59	112	59	112
AOCI Attributable to Parent [Member]
Balance	(94,980)	(107,416)	(92,798)	(115,536)
Net current period other comprehensive income (loss)	19,707	(20,489)	17,525	(12,369)
Balance	$ (75,273)	$ (127,905)	$ (75,273)	$ (127,905)

Note 17 - Preferred Stock (Deta

Note 17 - Preferred Stock (Details Textual) - $ / shares $ / shares in Thousands	Sep. 30, 2024	Dec. 31, 2023
Preferred Stock, No Par Value (in dollars per share)	$ 0	$ 0
Preferred Stock, Shares Authorized (in shares)	1,000,000	1,000,000
Preferred Stock, Shares Issued (in shares)	0	0

Note 18 - Net Income Per Shar_2

Note 18 - Net Income Per Share - Basic and Diluted Net Income Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Net income	$ 29,360	$ 27,092	$ 82,845	$ 83,804
Weighted average shares outstanding - basic (in shares)	29,299	29,223	29,277	29,208
Dilutive securities (in shares)	146	113	119	139
Weighted average shares outstanding- diluted (in shares)	29,445	29,336	29,396	29,347
Net income per share - basic (in dollars per share)	$ 1	$ 0.93	$ 2.83	$ 2.87
Net income per share - diluted (in dollars per share)	$ 1	$ 0.92	$ 2.82	$ 2.86

Note 18 - Net Income Per Shar_3

Note 18 - Net Income Per Share - Antidilutive SARs (Details) - shares shares in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Stock Appreciation Rights (SARs) [Member]
Antidilutive SARs (in shares)	105	94	118	79

Note 19 - Stock-based Compens_3

Note 19 - Stock-based Compensation (Details Textual) - USD ($)		3 Months Ended		9 Months Ended		12 Months Ended
	Apr. 25, 2024	Mar. 31, 2024	Mar. 31, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023	Dec. 31, 2018
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Additional Shares Authorized (in shares)	1,000,000						500,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)				979,000
Proceeds (Used for) and Received from Settlement of Stock Awards				$ 203,000	$ 175,000
Stock Appreciation Rights (SARs) [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Expiration Period (Year)				10 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)				42,000		29,000
Stock Appreciation Rights (SARs) [Member] | Share-Based Payment Arrangement, Tranche One [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage				20%
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)				5 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)				46,000		38,000
Performance Shares [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)				3 years
Sharebased Compensation Arrangement by Share-based Payment Award Post Vesting Holding Period (Year)				1 year
Share-based Compensation Arrangement by Share-based Payment Award Liquidity Discount				5.80%		5.20%
Restricted Stock Units (RSUs) [Member] | Director [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)				12 months
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		9,550	8,668
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Fair Value Granted		$ 500,000	$ 550,000

Note 19 - Stock-based Compens_4

Note 19 - Stock-based Compensation - Fair Value Assumptions (Details) - Stock Appreciation Rights (SARs) [Member]	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Dividend yield	2.29%	2.24%
Expected volatility	28.43%	27.20%
Risk free interest rate	4.16%	3.84%
Expected life (in years) (Year)	7 years 1 month 6 days	7 years 1 month 6 days

Note 19 - Stock-based Compens_5

Note 19 - Stock-based Compensation - Stock-based Compensation Expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Expense	$ 922	$ 1,032	$ 2,872	$ 3,219
Deferred tax benefit	(194)	(216)	(604)	(676)
Total net expense	728	816	2,268	2,543
Stock Appreciation Rights (SARs) [Member]
Expense	72	105	212	310
Deferred tax benefit	(15)	(22)	(45)	(65)
Total net expense	57	83	167	245
Restricted Stock [Member]
Expense	420	399	1,258	1,204
Deferred tax benefit	(88)	(84)	(264)	(253)
Total net expense	332	315	994	951
Restricted Stock Units (RSUs) [Member]
Expense	125	126	374	392
Deferred tax benefit	(27)	(26)	(79)	(82)
Total net expense	98	100	295	310
Performance Shares [Member]
Expense	305	402	1,028	1,313
Deferred tax benefit	(64)	(84)	(216)	(276)
Total net expense	$ 241	$ 318	$ 812	$ 1,037

Note 19 - Stock-based Compens_6

Note 19 - Stock-based Compensation - Unrecognized Stock-based Compensation Expense (Details) $ in Thousands	Sep. 30, 2024 USD ($)
Remainder of 2024	$ 914
2025	2,908
2026	2,573
2027	1,131
2028	611
2029	83
Total estimated future expense	8,220
Stock Appreciation Rights (SARs) [Member]
Remainder of 2024	95
2025	336
2026	286
2027	216
2028	126
2029	11
Total estimated future expense	1,070
Restricted Stock [Member]
Remainder of 2024	432
2025	1,528
2026	1,244
2027	915
2028	485
2029	72
Total estimated future expense	4,676
Restricted Stock Units (RSUs) [Member]
Remainder of 2024	126
2025	1
2026	0
2027	0
2028	0
2029	0
Total estimated future expense	127
Performance Shares [Member]
Remainder of 2024	261
2025	1,043
2026	1,043
2027	0
2028	0
2029	0
Total estimated future expense	$ 2,347

Note 19 - Stock-based Compens_7

Note 19 - Stock-based Compensation - SARs Activity (Details) - Stock Appreciation Rights (SARs) [Member] - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		9 Months Ended	12 Months Ended
		Sep. 30, 2024	Dec. 31, 2023	Dec. 31, 2022
Unvested (in shares)		440	440	435
Outstanding, aggregate intrinsic value	[1]	$ 8,028	$ 6,297	$ 12,784
Outstanding, weighted average fair value (in dollars per share)		$ 6.86	$ 6.86	$ 6.02
Outstanding, weighted average remaining contractual life (Year) (Year)		5 years 1 month 6 days	4 years 8 months 12 days	5 years 1 month 6 days
Granted (in shares)		42	29
Granted, aggregate intrinsic value	[1]	$ 0	$ 0
Fair value at grant date (in dollars per share)		$ 13.75	$ 16.81
Exercised (in shares)		(80)	(24)
Exercised, aggregate intrinsic value	[1]	$ 3,027	$ 681
Exercised weighted average fair value (in dollars per share)		$ 3.75	$ 3.58
Forfeited (in shares)		0	0
Exercised (in shares)		(80)	(24)
Unvested (in shares)		402	440	440
Outstanding, weighted average fair value (in dollars per share)		$ 8.2	$ 6.86	$ 6.86
Vested and exercisable (in shares)		302
Vested and exercisable, aggregate intrinsic value	[1]	$ 7,011
Vested and exercisable, weighted average fair value (in dollars per share)		$ 6.59
Vested and exercisable, weighted average remaining contractual life (Year)		4 years 1 month 6 days
Unvested (in shares)		100
Unvested, aggregate intrinsic value	[1]	$ 1,017
Unvested, weighted average fair value (in dollars per share)		$ 13.01
Unvested, weighted average remaining contractual life (Year)		3 years 6 months
Vested in the current year (in shares)		46
Vested in the current year, aggregate intrinsic value	[1]	$ 696
Vested in the current year (in dollars per share)		$ 9.62
Minimum [Member]
Outstanding, exercise price (in dollars per share)		19.44	19.44	19.37
Granted, exercise price (in dollars per share)		47.95	60.76
Exercised, exercise price (in dollars per share)		45.76	19.37
Outstanding, exercise price (in dollars per share)		22.96	19.44	19.44
Vested and exercisable, exercise price (in dollars per share)		22.96
Unvested, exercise price (in dollars per share)		37.3
Vested in the current year, exercise price (in dollars per share)		36.65
Maximum [Member]
Outstanding, exercise price (in dollars per share)		74.92	74.92	74.92
Granted, exercise price (in dollars per share)		54.92	60.76
Exercised, exercise price (in dollars per share)		64.71	19.37
Outstanding, exercise price (in dollars per share)		74.92	74.92	74.92
Vested and exercisable, exercise price (in dollars per share)		60.76
Unvested, exercise price (in dollars per share)		74.92
Vested in the current year, exercise price (in dollars per share)		60.76
Weighted Average [Member]
Outstanding, exercise price (in dollars per share)		38.11	38.11	35.6
Granted, exercise price (in dollars per share)		49.2	60.76
Exercised, exercise price (in dollars per share)		24.21	19.37
Outstanding, exercise price (in dollars per share)		42.05	$ 38.11	$ 38.11
Vested and exercisable, exercise price (in dollars per share)		38.75
Unvested, exercise price (in dollars per share)		51.96
Vested in the current year, exercise price (in dollars per share)		$ 46.89
[1] (1) Aggregate intrinsic value for SARs is defined as the amount by which the current market price of the underlying stock exceeds the exercise or grant price.

Note 19 - Stock-based Compens_8

Note 19 - Stock-based Compensation - Restricted Stock (Details) - Restricted Stock [Member] - $ / shares shares in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Unvested (in shares)	98	96
Outstanding, weighted average fair value (in dollars per share)	$ 54.23	$ 47.26
Granted (in shares)	46	38
Fair value at grant date (in dollars per share)	$ 52.06	$ 63.04
Restrictions lapsed and shares released (in shares)	(32)	(33)
Restrictions lapsed and shares released, grant date weighted average cost (in dollars per share)	$ 49.3	$ 43.77
Shares cancelled (in shares)	(7)	(3)
Shares cancelled, weighted average cost (in dollars per share)	$ 53.53	$ 53.38
Unvested (in shares)	105	98
Outstanding, weighted average fair value (in dollars per share)	$ 54.83	$ 54.23

Note 19 - Stock-based Compens_9

Note 19 - Stock-based Compensation - Performance-based Restricted Stock Units (Details) - $ / shares	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023	Dec. 31, 2022
Expected shares to be awarded (in shares)	979,000
Performance Shares [Member]
Vesting period (Year)	3 years
Performance Shares [Member] | Executive Officer [Member]
Vesting period (Year)	3 years	3 years	3 years
Fair value at grant date (in dollars per share)	$ 41.84	$ 54.33	$ 48.48
Expected shares to be awarded (in shares)	86,136	13,402	20,770

Note 20 - Derivative Financia_3

Note 20 - Derivative Financial Instruments (Details Textual) - USD ($) $ in Millions	Sep. 30, 2024	Aug. 06, 2024	Dec. 31, 2023	Aug. 07, 2023	Feb. 06, 2023
Advance from Federal Home Loan Bank	$ 325		$ 200
Three Month Advance Maturing May 2023 [Member]
Advance from Federal Home Loan Bank					$ 100
Three Month Advance Maturing November 2023 [Member]
Advance from Federal Home Loan Bank				$ 50
Three Month Advance Maturing November 2024 [Member]
Advance from Federal Home Loan Bank	$ 300	$ 100

Note 20 - Derivative Financia_4

Note 20 - Derivative Financial Instruments - Outstanding Undesignated Interest Rate Swap (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Designated as Hedging Instrument [Member] | Cash Flow Hedging [Member]
Derivative, notional amount	$ 300,000
Fair value	(3,166)
Receiving [Member] | Not Designated as Hedging Instrument [Member]
Notional amount	$ 237,193	$ 201,555
Weighted average maturity (years) (Year)	5 years 3 months 18 days	6 years
Fair value	$ 2,489	$ 5,133
Interest Rate Swap Maturing February 6, 2028 [Member] | Designated as Hedging Instrument [Member] | Cash Flow Hedging [Member]
Derivative, notional amount	$ 100,000
Maturity Date	Feb. 06, 2028
Fixed rate	3.27%
Fair value	$ 248
Paying [Member] | Not Designated as Hedging Instrument [Member]
Notional amount	$ 237,193	$ 201,555
Weighted average maturity (years) (Year)	5 years 3 months 18 days	6 years
Fair value	$ 2,496	$ 5,142
Interest Rate Swap Maturing August 6, 2026 [Member] | Designated as Hedging Instrument [Member] | Cash Flow Hedging [Member]
Derivative, notional amount	$ 50,000
Maturity Date	Aug. 06, 2026
Fixed rate	4.38%
Fair value	$ (782)
Interest Rate Swap Maturing August 6, 2028 [Member] | Designated as Hedging Instrument [Member] | Cash Flow Hedging [Member]
Derivative, notional amount	$ 50,000
Maturity Date	Aug. 06, 2028
Fixed rate	3.97%
Fair value	$ (1,243)
Interest Rate Swap Maturing August 6, 2029 [Member] | Designated as Hedging Instrument [Member] | Cash Flow Hedging [Member]
Derivative, notional amount	$ 100,000
Maturity Date	Aug. 06, 2029
Fixed rate	3.58%
Fair value	$ (1,389)

Note 21 - Regulatory Matters (D

Note 21 - Regulatory Matters (Details Textual) $ in Thousands		Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)	Mar. 07, 2022
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum		0.025
Common Equity Tier One Risk Based Capital, Required to Be Well Capitalized to Risk Weighted Assets Including Capital Conservation Buffer		7%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets Including Capital Conservation Buffer		8.50%
Capital Required for Capital Adequacy to Risk Weighted Assets Including Capital Conservation Buffer		10.50%
Subordinated Debt		$ 26,806	$ 26,740
Commonwealth [Member]
Business Acquisition, Percentage of Voting Interests Acquired				100%
Subordinated Debt		$ 27,000
Commonwealth [Member] | Commonwealth Statutory Trust III [Member]
Business Acquisition, Percentage of Voting Interests Acquired				100%
Commonwealth [Member] | Commonwealth Statutory Trust IV [Member]
Business Combination, Unconsolidated Trust Subsidiaries Acquired, Percent				100%
Commonwealth [Member] | Commonwealth Statutory Trust V [Member]
Business Combination, Unconsolidated Trust Subsidiaries Acquired, Percent				100%
Subsidiaries [Member]
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum	[1]	0.065	0.065
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum	[1]	0.08	0.08
Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum	[1]	0.10	0.10
Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum		0.05	0.05
[1] (1) Ratio is computed in relation to risk-weighted assets.

Note 21 - Regulatory Matters -

Note 21 - Regulatory Matters - Risk Based Capital Amounts and Ratios (Details) $ in Thousands		Sep. 30, 2024 USD ($)		Dec. 31, 2023 USD ($)
Total risk-based capital, actual amount		$ 918,369		$ 849,836
Total risk-based capital, actual ratio	[1]	0.1273		0.1256
Total risk-based capital, minimum for adequately capitalized amount		$ 577,245		$ 541,370
Total risk-based capital, minimum for adequately capitalized ratio	[1]	0.08		0.08
Common Equity Tier 1 risk-based capital, actual amount		$ 805,082		$ 747,376
Common Equity Tier 1 risk-based capital, actual ratio	[1]	0.1116		0.1104
Common Equity Tier 1 risk-based capital, minimum for adequately capitalized amount		$ 324,701		$ 304,521
Common Equity Tier 1 risk-based capital, minimum for adequately capitalized ratio	[1]	0.045		0.045
Tier 1 risk-based capital, actual amount		$ 831,082		$ 773,376
Tier 1 risk-based capita, actual ratio	[1]	0.1152		0.1143
Tier 1 risk-based capital, minimum for adequately capitalized amount		$ 432,934		$ 406,027
Tier 1 risk-based capital, minimum for adequately capitalized ratio	[1]	0.06		0.06
Leverage, actual amount		$ 831,082		$ 773,376
Leverage, actual ratio		0.1005		0.0962
Leverage, minimum for adequately capitalized amount		$ 330,781		$ 321,713
Leverage, minimum for adequately capitalized ratio		0.04		0.04
Subsidiaries [Member]
Total risk-based capital, actual amount		$ 895,891		$ 823,275
Total risk-based capital, actual ratio	[1]	0.1246		0.1221
Total risk-based capital, minimum for adequately capitalized amount		$ 575,399		$ 539,609
Total risk-based capital, minimum for adequately capitalized ratio	[1]	0.08		0.08
Total risk-based capital, minimum for well capitalized amount		$ 719,249		$ 674,511
Total risk-based capital, minimum for well capitalized ratio	[1]	0.10		0.10
Common Equity Tier 1 risk-based capital, actual amount		$ 808,604		$ 746,815
Common Equity Tier 1 risk-based capital, actual ratio	[1]	0.1124		0.1107
Common Equity Tier 1 risk-based capital, minimum for adequately capitalized amount		$ 323,662		$ 303,530
Common Equity Tier 1 risk-based capital, minimum for adequately capitalized ratio	[1]	0.045		0.045
Common Equity Tier 1 risk-based capital, minimum for well capitalized amount		$ 467,512	[1]	$ 438,432
Common Equity Tier 1 risk-based capital, minimum for well capitalized ratio	[1]	0.065		0.065
Tier 1 risk-based capital, actual amount		$ 808,604		$ 746,815
Tier 1 risk-based capita, actual ratio	[1]	0.1124		0.1107
Tier 1 risk-based capital, minimum for adequately capitalized amount		$ 431,550		$ 404,707
Tier 1 risk-based capital, minimum for adequately capitalized ratio	[1]	0.06		0.06
Tier 1 risk-based capital, minimum for well capitalized amount		$ 575,399	[1]	$ 539,609
Tier 1 risk-based capital, minimum for well capitalized ratio	[1]	0.08		0.08
Leverage, actual amount		$ 808,604		$ 746,815
Leverage, actual ratio		0.0979		0.093
Leverage, minimum for adequately capitalized amount		$ 330,547		$ 321,323
Leverage, minimum for adequately capitalized ratio		0.04		0.04
Leverage, minimum for well capitalized amount		$ 413,184		$ 401,654
Leverage, minimum for well capitalized ratio		0.05		0.05
[1] (1) Ratio is computed in relation to risk-weighted assets.

Note 22 - Segments (Details Tex

Note 22 - Segments (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Goodwill	$ 194,074	$ 194,074
Commercial Banking [Member]
Goodwill	172,000	172,000
WM&T [Member]
Goodwill	22,000	$ 22,000
Operating Segments [Member] | Commercial Banking [Member]
Goodwill	172,000
Operating Segments [Member] | WM&T [Member]
Goodwill	$ 22,000

Note 22 - Segments - Schedule o

Note 22 - Segments - Schedule of Segment Reporting Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Net interest income	$ 64,979	$ 61,315	$ 187,071	$ 185,316
Provision for credit losses	4,325	2,775	7,050	7,750
All other non-interest income	13,866	12,866	39,226	38,100
Non-interest expenses	48,452	46,702	146,522	137,816
Income before income tax expense	36,999	34,734	105,222	107,553
Income tax expense	7,639	7,642	22,377	23,749
Net income	29,360	27,092	82,845	83,804
Segment assets	8,437,280	7,903,430	8,437,280	7,903,430	$ 8,170,102
Fiduciary and Trust [Member]
Non-interest income	10,931	10,030	32,497	29,703
Commercial Banking [Member]
Net interest income	64,711	61,155	186,295	184,895
Provision for credit losses	4,325	2,775	7,050	7,750
All other non-interest income	13,866	12,866	39,226	38,100
Non-interest expenses	42,996	41,788	128,604	121,265
Income before income tax expense	31,256	29,458	89,867	93,980
Income tax expense	6,393	6,497	19,045	20,804
Net income	24,863	22,961	70,822	73,176
Segment assets	8,403,147	7,867,626	8,403,147	7,867,626
Commercial Banking [Member] | Fiduciary and Trust [Member]
Non-interest income	0	0	0	0
Investment Management and Trust [Member]
Net interest income	268	160	776	421
Provision for credit losses	0	0	0	0
All other non-interest income	0	0	0	0
Non-interest expenses	5,456	4,914	17,918	16,551
Income before income tax expense	5,743	5,276	15,355	13,573
Income tax expense	1,246	1,145	3,332	2,945
Net income	4,497	4,131	12,023	10,628
Segment assets	34,133	35,804	34,133	35,804
Investment Management and Trust [Member] | Fiduciary and Trust [Member]
Non-interest income	$ 10,931	$ 10,030	$ 32,497	$ 29,703

Note 23 - Revenue from Contra_3

Note 23 - Revenue from Contracts with Customers (Details Textual) - USD ($)	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Trading Activity Charges Reducing Product Sales Commissions and Fees	$ 707,000	$ 663,000
Contract with Customer, Liability	0
Fiduciary and Trust [Member]
Accrued Fees and Other Revenue Receivable	$ 4,500,000		$ 4,200,000

Note 23 - Revenue From Contra_4

Note 23 - Revenue From Contracts With Customers - Disaggregation of Revenue (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Mortgage banking income	[1]	$ 1,112	$ 814	$ 3,077	$ 2,882
Bank owned life insurance	[1]	634	569	1,817	1,677
Loss on sale of premises and equipment (1)	[1]	(59)	302	(39)	75
Other (2)	[2]	928	613	2,084	2,933
Non-interest income		24,797	22,896	71,723	67,803
Fiduciary and Trust [Member]
Non-interest income		10,931	10,030	32,497	29,703
Deposit Account [Member]
Non-interest income		2,314	2,272	6,630	6,622
Credit and Debit Card [Member]
Non-interest income		5,083	4,870	14,688	14,064
Treasury Management [Member]
Non-interest income		2,939	2,635	8,389	7,502
Product Sales Commissions and Fees [Member]
Non-interest income		915	791	2,580	2,345
Commercial Banking [Member]
Mortgage banking income	[1]	1,112	814	3,077	2,882
Bank owned life insurance	[1]	634	569	1,817	1,677
Loss on sale of premises and equipment (1)	[1]	(59)	302	(39)	75
Other (2)	[2]	928	613	2,084	2,933
Non-interest income		13,866	12,866	39,226	38,100
Commercial Banking [Member] | Fiduciary and Trust [Member]
Non-interest income		0	0	0	0
Commercial Banking [Member] | Deposit Account [Member]
Non-interest income		2,314	2,272	6,630	6,622
Commercial Banking [Member] | Credit and Debit Card [Member]
Non-interest income		5,083	4,870	14,688	14,064
Commercial Banking [Member] | Treasury Management [Member]
Non-interest income		2,939	2,635	8,389	7,502
Commercial Banking [Member] | Product Sales Commissions and Fees [Member]
Non-interest income		915	791	2,580	2,345
WM&T [Member]
Mortgage banking income	[1]	0	0	0	0
Bank owned life insurance	[1]	0	0	0	0
Loss on sale of premises and equipment (1)	[1]	0	0	0	0
Other (2)	[2]	0	0	0	0
Non-interest income		10,931	10,030	32,497	29,703
WM&T [Member] | Fiduciary and Trust [Member]
Non-interest income		10,931	10,030	32,497	29,703
WM&T [Member] | Deposit Account [Member]
Non-interest income		0	0	0	0
WM&T [Member] | Credit and Debit Card [Member]
Non-interest income		0	0	0	0
WM&T [Member] | Treasury Management [Member]
Non-interest income		0	0	0	0
WM&T [Member] | Product Sales Commissions and Fees [Member]
Non-interest income		$ 0	$ 0	$ 0	$ 0
[1] (1) Outside of the scope of ASC 606. (2) Outside of the scope of ASC 606, with the exception of safe deposit fees which were nominal for all periods.

Note 24 - Leases (Details Textu

Note 24 - Leases (Details Textual) Pure in Thousands	9 Months Ended
	Sep. 30, 2024
Lessee, Operating Lease, Renewal Term (Year)	5 years
Lessee, Operating Lease, Lease yet Commenced, Number of Lease	0
Minimum [Member]
Operating Lease, Remaining Lease Term (Month)	3 months
Maximum [Member]
Operating Lease, Remaining Lease Term (Month)	24 years

Note 24 - Leases - Balance Shee

Note 24 - Leases - Balance Sheet location (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Operating lease right-of-use asset	$ 29,468		$ 29,468		$ 21,007
Operating lease cost	1,057	$ 815	3,215	$ 2,492
Cash paid for operating lease liabilities			3,567	3,111
Operating lease liability	30,953		30,953		$ 22,487
Variable lease cost	$ 88	96	$ 257	235
Weighted average remaining lease term (years) (Year)	11 years 2 months 12 days		11 years 2 months 12 days		9 years 9 months 18 days
Less sublease income	$ 26	25	$ 77	75
Weighted average discount rate	3.73%		3.73%		2.84%
Total lease cost	$ 1,119	$ 886	$ 3,395	$ 2,652
One year or less	1,012		1,012		$ 3,365
Year two	3,855		3,855		2,864
Year three	3,666		3,666		2,543
Year four	3,674		3,674		2,536
Year five	3,712		3,712		2,547
Greater than five years	22,590		22,590		12,059
Total lease payments	38,509		38,509		25,914
Less imputed interest	$ 7,556		$ 7,556		$ 3,427