Middlefield Banc (MBCN) 10-Q 6 May 20 2020 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2020	May 06, 2020
Document Information [Line Items]
Entity Registrant Name	Middlefield Banc Corp.
Entity Central Index Key	0000836147
Trading Symbol	mbcn
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Interactive Data Current	Yes
Entity Common Stock, Shares Outstanding (in shares)		6,369,467
Entity Shell Company	false
Document Type	10-Q
Document Period End Date	Mar. 31, 2020
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q1
Amendment Flag	false
Title of 12(b) Security	Common Stock, Without Par Value

Consolidated Balance Sheet (Cur

Consolidated Balance Sheet (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 53,533	$ 35,113
Federal funds sold	1,800
Cash and cash equivalents	55,333	35,113
Equity securities, at fair value	550	710
Investment securities available for sale, at fair value	102,959	105,733
Loans held for sale	513	1,220
Loans:
Loans	998,000	984,258
Less: allowance for loan and lease losses	9,244	6,768
Net loans	988,756	977,490
Premises and equipment, net	17,653	17,874
Goodwill	15,071	15,071
Core deposit intangibles	1,973	2,056
Bank-owned life insurance	16,618	16,511
Accrued interest receivable and other assets	14,513	10,697
TOTAL ASSETS	1,213,939	1,182,475
LIABILITIES
Noninterest-bearing demand	206,372	191,370
Interest-bearing demand	125,184	107,844
Money market	156,556	160,826
Savings	175,468	192,003
Time	340,130	368,800
Total deposits	1,003,710	1,020,843
Short-term borrowings:
Federal funds purchased		75
Federal Home Loan Bank advances	60,000	5,000
Total short-term borrowings	60,000	5,075
Other borrowings	12,662	12,750
Accrued interest payable and other liabilities	4,880	6,032
TOTAL LIABILITIES	1,081,252	1,044,700
STOCKHOLDERS' EQUITY
Common stock, no par value; 10,000,000 shares authorized, 7,298,829 and 7,294,792 shares issued; 6,369,467 and 6,423,630 shares outstanding	86,722	86,617
Retained earnings	65,140	65,063
Accumulated other comprehensive (loss) income	(2,237)	1,842
Treasury stock, at cost; 929,362 and 871,162 shares	(16,938)	(15,747)
TOTAL STOCKHOLDERS' EQUITY	132,687	137,775
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	1,213,939	1,182,475
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Loans:
Loans	113,272	102,386
Less: allowance for loan and lease losses	1,099	801
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Loans:
Loans	292,775	302,180
Less: allowance for loan and lease losses	4,364	3,382
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Loans:
Loans	52,276	62,028
Less: allowance for loan and lease losses	386	340
Residential Portfolio Segment [Member]
Loans:
Loans	233,900	234,798
Less: allowance for loan and lease losses	1,164	726
Commercial And Industrial [Member]
Loans:
Loans	106,797	89,527
Less: allowance for loan and lease losses	716	456
Home Equity Lines of Credit [Member]
Loans:
Loans	114,933	112,248
Less: allowance for loan and lease losses	1,240	932
Construction and Other [Member]
Loans:
Loans	71,186	66,680
Less: allowance for loan and lease losses	254	103
Consumer Portfolio Segment [Member]
Loans:
Loans	12,861	14,411
Less: allowance for loan and lease losses	$ 21	$ 28

Consolidated Balance Sheet (C_2

Consolidated Balance Sheet (Current Period Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Mar. 31, 2020	Dec. 31, 2019
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	7,298,829	7,294,792
Common stock, shares outstanding (in shares)	6,369,467	6,423,630
Treasury stock, shares (in shares)	929,362	871,162

Consolidated Statement of Incom

Consolidated Statement of Income (Unaudited) - USD ($)		3 Months Ended
		Mar. 31, 2020	Mar. 31, 2019
INTEREST AND DIVIDEND INCOME
Interest and fees on loans		$ 12,078,000	$ 12,488,000
Interest-earning deposits in other institutions		94,000	187,000
Federal funds sold		21,000	7,000
Investment securities:
Taxable interest		157,000	179,000
Tax-exempt interest		629,000	565,000
Dividends on stock		30,000	58,000
Total interest and dividend income		13,009,000	13,484,000
INTEREST EXPENSE
Deposits		2,865,000	2,945,000
Short-term borrowings		35,000	213,000
Other borrowings		76,000	96,000
Total interest expense		2,976,000	3,254,000
NET INTEREST INCOME		10,033,000	10,230,000
Provision for loan losses		2,740,000	240,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES		7,293,000	9,990,000
NONINTEREST INCOME
(Loss) gain on equity securities	[1]	(160,000)	58,000
Earnings on bank-owned life insurance	[1]	107,000	105,000
Gain on sale of loans	[1]	114,000	59,000
Total noninterest income		1,074,000	1,132,000
NONINTEREST EXPENSE
Salaries and employee benefits		3,524,000	4,124,000
Occupancy expense		550,000	553,000
Equipment expense		273,000	235,000
Data processing costs		666,000	465,000
Ohio state franchise tax		268,000	259,000
Federal deposit insurance expense		123,000	130,000
Professional fees		349,000	431,000
Advertising expense		209,000	203,000
Software amortization expense		141,000	145,000
Core deposit intangible amortization		83,000	85,000
Other expense		1,066,000	870,000
Total noninterest expense		7,252,000	7,500,000
Income before income taxes		1,115,000	3,622,000
Income taxes		74,000	611,000
NET INCOME		$ 1,041,000	$ 3,011,000
EARNINGS PER SHARE
Basic (in dollars per share)		$ 0.16	$ 0.46
Diluted (in dollars per share)		$ 0.16	$ 0.46
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income revenue		$ 553,000	$ 508,000
Financial Service, Other [Member]
NONINTEREST INCOME
Noninterest income revenue		$ 460,000	$ 402,000
[1]	Not within scope of ASC 606

Consolidated Statement of Compr

Consolidated Statement of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Net income	$ 1,041	$ 3,011
Other comprehensive (loss) income:
Net unrealized holding (loss) gain on available-for-sale investment securities	(5,163)	1,006
Tax effect	1,084	(211)
Total other comprehensive (loss) income	(4,079)	795
Comprehensive (loss) income	$ (3,038)	$ 3,806

Consolidated Statement of Chang

Consolidated Statement of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Treasury Stock [Member]	Total
Balance (in shares) at Dec. 31, 2018	7,260,994,000
Balance at Dec. 31, 2018	$ 85,925	$ 56,037	$ (154)	$ (13,518)	$ 128,290
Net income		3,011			3,011
Other comprehensive income (loss)			795		795
Stock-based compensation, net (in shares)	15,032,000
Stock-based compensation, net	$ 316				316
Cash dividends		(909)			(909)
Dividend reinvestment and purchase plan (in shares)	9,044,000
Dividend reinvestment and purchase plan	$ 196				$ 196
Balance (in shares) at Mar. 31, 2019	7,285,070,000				6,512,740
Balance at Mar. 31, 2019	$ 86,437	58,139	641	(13,518)	$ 131,699
Balance (in shares) at Dec. 31, 2019	7,294,792				6,423,630
Balance at Dec. 31, 2019	$ 86,617	65,063	1,842	(15,747)	$ 137,775
Net income		1,041			1,041
Other comprehensive income (loss)			(4,079)		(4,079)
Stock-based compensation, net (in shares)	4,037
Stock-based compensation, net	$ 105				105
Treasury shares acquired				(1,191)	(1,191)
Cash dividends		(964)			$ (964)
Balance (in shares) at Mar. 31, 2020	7,298,829				6,369,467
Balance at Mar. 31, 2020	$ 86,722	$ 65,140	$ (2,237)	$ (16,938)	$ 132,687

Consolidated Statement of Cha_2

Consolidated Statement of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Retained Earnings [Member]
Cash dividends per share (in dollars per share)	$ 0.15	$ 0.14
Treasury acquired, shares (in shares)	58,200

Consolidated Statement of Cash

Consolidated Statement of Cash Flows (Unaudited) - USD ($)		3 Months Ended
		Mar. 31, 2020	Mar. 31, 2019
OPERATING ACTIVITIES
Net income		$ 1,041,000	$ 3,011,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses		2,740,000	240,000
Loss (gain) on equity securities	[1]	160,000	(58,000)
Depreciation and amortization of premises and equipment, net		306,000	259,000
Software amortization expense		141,000	145,000
Financing lease amortization expense		99,000	69,000
Amortization of premium and discount on investment securities, net		84,000	94,000
Accretion of deferred loan fees, net		(255,000)	(259,000)
Amortization of core deposit intangibles		83,000	85,000
Stock-based compensation (income) expense, net		(302,000)	186,000
Restricted stock cash portion			(44,000)
Origination of loans held for sale		(3,232,000)	(2,556,000)
Proceeds from sale of loans		4,053,000	1,960,000
Gain on sale of loans		(114,000)	(37,000)
Earnings on bank-owned life insurance	[1]	(107,000)	(105,000)
Deferred income tax		(308,000)	295,000
Net gain on other real estate owned			(43,000)
Increase in accrued interest receivable		(195,000)	(200,000)
Increase in accrued interest payable		63,000	192,000
Other, net		(1,277,000)	(2,553,000)
Net cash provided by operating activities		2,980,000	681,000
INVESTING ACTIVITIES
Proceeds from repayments and maturities		2,779,000	3,799,000
Purchases		(5,252,000)	(2,679,000)
Increase in loans, net		(14,052,000)	(12,616,000)
Proceeds from the sale of other real estate owned			225,000
Purchase of premises and equipment		(184,000)	(295,000)
Purchase of restricted stock		(1,600,000)
Net cash used in investing activities		(18,309,000)	(11,566,000)
FINANCING ACTIVITIES
Net (decrease) increase in deposits		(17,133,000)	24,164,000
Increase in short-term borrowings, net		54,925,000	602,000
Net repayment of other borrowings		(88,000)	(56,000)
Proceeds from dividend reinvestment and purchase plan			196,000
Repurchase of treasury shares		(1,191,000)
Cash dividends		(964,000)	(909,000)
Net cash provided by financing activities		35,549,000	23,997,000
Increase in cash and cash equivalents		20,220,000	13,112,000
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD		35,113,000	107,933,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD		55,333,000	121,045,000
Cash paid during the year for:
Interest on deposits and borrowings		2,913,000	3,062,000
Noncash operating transactions:
Operating lease assets added to other, net			(2,101,000)
Operating lease liabilities added to other, net			2,101,000
Noncash investing transactions:
Transfers from loans to other real estate owned		301,000	38,000
Finance lease assets added to premises and equipment			(2,771,000)
Noncash financing transactions:
Finance lease liabilities added to borrowed funds			$ 2,771,000
[1]	Not within scope of ASC 606

Note 1 - Basis of Presentation

Note 1 - Basis of Presentation	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1 The consolidated financial statements of Middlefield Banc Corp. ("Company") include its bank subsidiary, The Middlefield Banking Company (“MBC” or “Middlefield Bank”), and a nonbank asset resolution subsidiary EMORECO, Inc. The consolidated financial statements also include the accounts of MBC’s subsidiary, Middlefield Investments, Inc. (MI), established March 13, 2019. The unaudited condensed consolidated financial statements have been prepared in conformity with the instructions to Form 10 10 X. not 10 December 31, 2019. not may Recently Issued Accounting Pronouncements In June 2016, 2016 13, Financial Instruments – Credit Losses: Measurement of Credit Losses on Financial Instrument s (“CECL”) first November 2019, 2019 10, Financial Instruments ‒ Credit Losses (Topic 326 815 842 2016 13 December 15, 2022, In November 2019, 2019 11, Codification Improvements to Topic 326, 326, 2019 10. In January 2020, 2020 2, Financial Instruments – Credit Losses (Topic 326 842 No. 119 No. 2016 02, 842 February 2020 No. 119, In March 2020, 2020 3 , Codification Improvements to Financial Instruments. 2016. seven not 825, Financial Instruments 842 326. 2019 04 December 15, 2019, not 2016 01. 2016 13 not 2016 13. not 2016 13. 2016 13 December 15, 2019, Reclassification of Comparative Amounts Certain comparative amounts for prior years have been reclassified to conform to current-year presentations. Such reclassifications did not

Note 2 - Revenue Recognition

Note 2 - Revenue Recognition	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 2 – REVENUE RECOGNITION In accordance with ASC Topic 606, not 606. 91.8% The main types of noninterest income within the scope of the standard are as follows: Service charges on deposit accounts Gains (losses) on sale of other real estate owned ( “ OREO ” ) not The following table depicts the disaggregation of revenue derived from contracts with customers to depict the nature, amount, timing, and uncertainty of revenue and cash flows for the three March 31, Noninterest Income 2020 2019 (Dollar amounts in thousands) Service charges on deposit accounts: Overdraft fees $ 190 $ 248 ATM banking fees 210 194 Service charges and other fees 153 66 (Loss) gain on equity securities (a) (160 ) 58 Earnings on bank-owned life insurance (a) 107 105 Gain on sale of loans (a) 114 59 Revenue from investment services 131 138 Other income 329 264 Total noninterest income $ 1,074 $ 1,132 Net gain on other real estate owned $ - $ 43 (a) Not 606

Note 3 - Stock-based Compensati

Note 3 - Stock-based Compensation	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	NOTE 3 STOCK-BASED COMPENSATION The Company had no March 31, 2020 2019. Stock option activity during the three March 31, 2020 Weighted- average Exercise Price Shares Per Share Outstanding, January 1, 2020 14,500 $ 8.78 Exercised (1,000 ) 8.78 Outstanding, March 31, 2020 13,500 $ 8.78 Exercisable, March 31, 2020 13,500 $ 8.78 The following table presents the activity during the three March 31, 2020 Weighted- average Grant Date Fair Units Value Per Unit Nonvested at January 1, 2020 61,040 $ 21.73 Granted 23,648 26.09 Nonvested at March 31, 2020 84,688 $ 22.94 Expected to vest as of March 31, 2020 1,000 $ 22.65 The Company recognizes restricted stock forfeitures in the period they occur. Share-based compensation expense of ( $408,000 $90,000 three March 31, 2020 2019, March 31, 2020 March 31, 2020, $287,000 $236,000 March 31, 2020 2019, Total unrecognized stock compensation cost related to nonvested share-based compensation on restricted stock as of March 31, 2020 $219,000, $94,000 2020, $88,000 2021, $34,000 2022, $4,000 2023.

Note 4 - Earnings Per Share

Note 4 - Earnings Per Share	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Earnings Per Share [Text Block]	NO TE 4 The Company provides dual presentation of basic and diluted earnings per share. Basic earnings per share is calculated by dividing net income by the average shares outstanding. Diluted earnings per share adds the dilutive effects of stock options and restricted stock to average shares outstanding. The following table sets forth the composition of the weighted-average common shares (denominator) used in the basic and diluted earnings-per-share computation. For the Three Months Ended March 31, 2020 2019 Weighted-average common shares issued 7,298,740 7,270,608 Average treasury stock shares (881,631 ) (772,330 ) Weighted-average common shares and common stock equivalents used to calculate basic earnings per share 6,417,109 6,498,278 Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share 12,334 12,290 Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share 6,429,443 6,510,568 Options to purchase 13,500 $8.78 three March 31, 2020. 84,688 None Options to purchase 14,900 $8.78 three March 31, 2019. 61,334 None When shares recognized as equity are repurchased, the amount of the consideration paid, which includes directly attributable costs, is recognized as a deduction from equity. Repurchased shares are classified as treasury shares and are presented in the treasury share reserve. The reserve for the Company’s treasury shares comprises the cost of the Company’s shares held by the Company. As of March 31, 2020, 929,362 58,200 three March 31, 2020, 871,162 December 31, 2019.

Note 5 - Fair Value Measurement

Note 5 - Fair Value Measurements	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 5 - FAIR VALUE MEASUREMENTS Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for an asset or liability in an orderly transaction between market participants at the measurement date. GAAP establishes a fair value hierarchy that prioritizes the use of inputs used in valuation methodologies into the following levels: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are fair valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no not two This hierarchy requires the use of observable market data when available. The following tables present the assets measured on a recurring basis on the Consolidated Balance Sheet at their fair value by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. March 31, 2020 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a recurring basis: Subordinated debt $ - $ 4,221 $ - $ 4,221 Obligations of states and political subdivisions - 81,256 - 81,256 Mortgage-backed securities in government-sponsored entities - 17,482 - 17,482 Total debt securities - 102,959 - 102,959 Equity securities in financial institutions 550 - - 550 Total $ 550 $ 102,959 $ - $ 103,509 December 31, 2019 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a recurring basis: Subordinated debt $ - $ 4,126 $ - $ 4,126 Obligations of states and political subdivisions - 82,977 - 82,977 Mortgage-backed securities in government-sponsored entities - 18,630 - 18,630 Total debt securities - 105,733 - 105,733 Equity securities in financial institutions 710 - - 710 Total $ 710 $ 105,733 $ - $ 106,443 Investment Securities Available for S ale Equity Securities no not The following tables present the assets measured on a nonrecurring basis on the Consolidated Balance Sheet at their fair value by level within the fair value hierarchy. Collateral-dependent impaired loans are carried at fair value if they have been charged down to fair value or if a specific valuation allowance has been established. A new cost basis is established at the time a property is initially recorded in OREO. OREO properties are carried at fair value if a devaluation has been taken to the property’s value at initial foreclosure or subsequent to the initial measurement. No three March 31, 2020. March 31, 2020 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a non-recurring basis: Impaired loans $ - $ - $ 4,566 $ 4,566 December 31, 2019 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a non-recurring basis: Impaired loans $ - $ - $ 5,166 $ 5,166 Impaired Loans third may not not $2.0 $2.1 March 31, 2020 December 31, 2019, The following tables present additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company uses Level III inputs to determine fair value: Quantitative Information about Level III Fair Value Measurements (Dollar amounts in thousands) Range (Weighted Fair Value Estimate Valuation Techniques Unobservable Input Average) March 31, 2020 Impaired loans $ 4,566 Appraisal of collateral (1) Appraisal adjustments (2) 35.4% to 49.5% (36.2%) Quantitative Information about Level III Fair Value Measurements (Dollar amounts in thousands) Range (Weighted Fair Value Estimate Valuation Techniques Unobservable Input Average) December 31, 2019 Impaired loans $ 5,166 Appraisal of collateral (1) Appraisal adjustments (2) 40.3% to 47.4% (41.8%) ( 1 Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not ( 2 Appraisals may The estimated fair value of the Company’s financial instruments not March 31, 2020 Carrying Total Value Level I Level II Level III Fair Value (Dollar amounts in thousands) Financial assets: Cash and cash equivalents $ 55,333 $ 55,333 $ - $ - $ 55,333 Loans held for sale 513 - 513 - 513 Net loans 988,756 - - 983,780 983,780 Bank-owned life insurance 16,618 16,618 - - 16,618 Federal Home Loan Bank stock 5,448 5,448 - - 5,448 Accrued interest receivable 3,666 3,666 - - 3,666 Financial liabilities: Deposits $ 1,003,710 $ 663,580 $ - $ 346,386 $ 1,009,966 Short-term borrowings 60,000 60,000 - - 60,000 Other borrowings 12,662 - - 12,706 12,706 Accrued interest payable 980 980 - - 980 December 31, 2019 Carrying Total Value Level I Level II Level III Fair Value (Dollar amounts in thousands) Financial assets: Cash and cash equivalents $ 35,113 $ 35,113 $ - $ - $ 35,113 Loans held for sale 1,220 - 1,220 - 1,220 Net loans 977,490 - - 974,213 974,213 Bank-owned life insurance 16,511 16,511 - - 16,511 Federal Home Loan Bank stock 3,848 3,848 - - 3,848 Accrued interest receivable 3,471 3,471 - - 3,471 Financial liabilities: Deposits $ 1,020,843 $ 652,043 $ - $ 371,193 $ 1,023,236 Short-term borrowings 5,075 5,075 - - 5,075 Other borrowings 12,750 - - 12,783 12,783 Accrued interest payable 917 917 - - 917 All financial instruments included in the above tables, with the exception of net loans, deposits, and other borrowings, are carried at cost, which approximates the fair value of the instrument.

Note 6 - Accumulated Other Comp

Note 6 - Accumulated Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 6 – ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following table presents the changes in accumulated other comprehensive income (loss) (“AOCI”) by component net of tax for the three March 31, 2020 2019, (Dollars in thousands) Unrealized gains/(losses) on available-for-sale securities (a) Balance as of December 31, 2018 $ (154 ) Other comprehensive income 795 Balance at March 31, 2019 $ 641 Balance as of December 31, 2019 $ 1,842 Other comprehensive (loss) (4,079 ) Balance at March 31, 2020 $ (2,237 ) (a) All amounts are net of tax. Amounts in parentheses indicate debits to AOCI. There were no three March 31, 2020 2019.

Note 7 - Investment and Equity

Note 7 - Investment and Equity Securities	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 7 – INVESTMENT AND EQUITY SECURITIES The amortized cost and fair values of investment securities available for sale are as follows: March 31, 2020 Gross Gross Amortized Unrealized Unrealized Fair (Dollar amounts in thousands) Cost Gains Losses Value Subordinated debt $ 4,000 $ 221 $ - $ 4,221 Obligations of states and political subdivisions: Taxable 500 1 - 501 Tax-exempt 84,343 236 (3,824 ) 80,755 Mortgage-backed securities in government-sponsored entities 16,947 549 (14 ) 17,482 Total $ 105,790 $ 1,007 $ (3,838 ) $ 102,959 December 31, 2019 Gross Gross Amortized Unrealized Unrealized Fair (Dollar amounts in thousands) Cost Gains Losses Value Subordinated debt $ 4,000 $ 126 $ - $ 4,126 Obligations of states and political subdivisions: Taxable 500 1 - 501 Tax-exempt 80,436 2,065 (25 ) 82,476 Mortgage-backed securities in government-sponsored entities 18,465 274 (109 ) 18,630 Total $ 103,401 $ 2,466 $ (134 ) $ 105,733 The Company recognized net (loss) gains on equity investments of ( $160,000 $58,000, three March 31, 2020 2019. No The amortized cost and fair value of debt securities at March 31, 2020, may Amortized Fair (Dollar amounts in thousands) Cost Value Due in one year or less $ 42 $ 42 Due after one year through five years 1,316 1,328 Due after five years through ten years 17,965 18,255 Due after ten years 86,467 83,334 Total $ 105,790 $ 102,959 There were no three March 31, 2020 2019, Investment securities with an approximate carrying value of $53.1 $55.6 March 31, 2020 December 31, 2019, The following tables show the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position. March 31, 2020 Less than Twelve Months Twelve Months or Greater Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized (Dollar amounts in thousands) Value Losses Value Losses Value Losses Obligations of states and political subdivisions: Tax-exempt $ 51,663 $ (3,824 ) $ - $ - $ 51,663 $ (3,824 ) Mortgage-backed securities in government-sponsored entities - - 2,539 (14 ) 2,539 (14 ) Total $ 51,663 $ (3,824 ) $ 2,539 $ (14 ) $ 54,202 $ (3,838 ) December 31, 2019 Less than Twelve Months Twelve Months or Greater Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized (Dollar amounts in thousands) Value Losses Value Losses Value Losses Obligations of states and political subdivisions: Tax-exempt $ 4,324 $ (25 ) $ - $ - $ 4,324 $ (25 ) Mortgage-backed securities in government-sponsored entities 1,409 (2 ) 8,223 (107 ) 9,632 (109 ) Total $ 5,733 $ (27 ) $ 8,223 $ (107 ) $ 13,956 $ (134 ) There were 86 March 31, 2020. On a quarterly basis, the Company performs an assessment to determine whether there have been any events or economic circumstances indicating that a security with an unrealized loss has suffered other-than-temporary impairment (“OTTI”). A debt security is considered impaired if the fair value is less than its amortized cost basis at the reporting date. The Company assesses whether the unrealized loss is other than temporary. OTTI losses are recognized in earnings when the Company has the intent to sell the debt security or it is more likely than not not An unrealized loss is generally deemed to be other than temporary and a credit loss is deemed to exist if the present value of the expected future cash flows is less than the amortized cost basis of the debt security. As a result, the credit loss of an OTTI is recorded as a component of investment securities gains (losses) in the accompanying Consolidated Statement of Income, while the remaining portion of the impairment loss is recognized in other comprehensive income, provided the Company does not not” not Debt securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and state and political subdivisions accounted for 96% March 31, 2020 no • The length of time and the extent to which the fair value has been less than the amortized cost basis; • Changes in the near-term prospects of the underlying collateral of a security such as changes in default rates, loss severity given default and significant changes in prepayment assumptions; • The level of cash flows generated from the underlying collateral supporting the principal and interest payments of the debt securities; and • Any adverse change to the credit conditions and liquidity of the issuer, taking into consideration the latest information available about the overall financial condition of the issuer, credit ratings, recent legislation and government actions affecting the issuer’s industry and actions taken by the issuer to deal with the present economic climate. For the three March 31, 2020 2019, no not March 31, 2020 December 31, 2019 not

Note 8 - Loans and Related Allo

Note 8 - Loans and Related Allowance for Loan and Lease Losses	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 8 - LOANS AND RELATED ALLOWANCE FOR LOAN AND LEASE LOSSES The Company’s primary business activity is with customers located within its local Northeastern Ohio trade area, eastern Geauga County, and contiguous counties. The Company also serves the central Ohio market with offices in Dublin, Sunbury, Westerville, Powell, and Plain City, Ohio. Commercial, residential, consumer, and agricultural loans are granted. Although the Company has a diversified loan portfolio, loans outstanding to individuals and businesses are dependent upon the local economic conditions in the Company’s immediate trade area. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff generally are reported at their outstanding unpaid principal balances net of the allowance for loan and lease losses. Interest income is recognized on the accrual method. The accrual of interest is discontinued on a loan when management believes, after considering economic and business conditions, the borrower’s financial condition is such that collection of interest is doubtful. Interest payments received on nonaccrual loans are applied against the unpaid principal balance until accrual status is restored. Loan origination fees and certain direct loan origination costs are deferred with the net amount amortized over the contractual life of the loan as an adjustment of the related loan’s yield. The following tables summarize the primary segments of the loan portfolio and allowance for loan and lease losses (in thousands): March 31, 2020 Impairment Evaluation Individually Collectively Total Loans Loans: Commercial real estate: Owner occupied $ 3,432 $ 109,840 $ 113,272 Non-owner occupied 7,043 285,732 292,775 Multifamily - 52,276 52,276 Residential real estate 1,152 232,748 233,900 Commercial and industrial 911 105,886 106,797 Home equity lines of credit 347 114,586 114,933 Construction and other - 71,186 71,186 Consumer installment 1 12,860 12,861 Total $ 12,886 $ 985,114 $ 998,000 December 31, 2019 Impairment Evaluation Individually Collectively Total Loans Loans: Commercial real estate: Owner occupied $ 3,474 $ 98,912 $ 102,386 Non-owner occupied 7,084 295,096 302,180 Multifamily - 62,028 62,028 Residential real estate 1,278 233,520 234,798 Commercial and industrial 882 88,645 89,527 Home equity lines of credit 351 111,897 112,248 Construction and other - 66,680 66,680 Consumer installment 1 14,410 14,411 Total $ 13,070 $ 971,188 $ 984,258 The amounts above include net deferred loan origination costs of $1.3 March 31, 2020 December 31, 2019. March 31, 2020 Ending Allowance Balance Attributable to Loans: Individually Evaluated for Impairment Collectively Evaluated for Impairment Total Allocation Loans: Commercial real estate: Owner occupied $ 53 $ 1,046 $ 1,099 Non-owner occupied 1,095 3,269 4,364 Multifamily - 386 386 Residential real estate 25 1,139 1,164 Commercial and industrial 3 713 716 Home equity lines of credit 40 1,200 1,240 Construction and other - 254 254 Consumer installment - 21 21 Total $ 1,216 $ 8,028 $ 9,244 December 31, 2019 Ending Allowance Balance Attributable to Loans: Individually Evaluated for Impairment Collectively Evaluated for Impairment Total Allocation Loans: Commercial real estate: Owner occupied $ 45 $ 756 $ 801 Non-owner occupied 582 2,800 3,382 Multifamily - 340 340 Residential real estate 28 698 726 Commercial and industrial 3 453 456 Home equity lines of credit 2 930 932 Construction and other - 103 103 Consumer installment - 28 28 Total $ 660 $ 6,108 $ 6,768 The Company’s loan portfolio is segmented to a level that allows management to monitor risk and performance. The portfolio is segmented into Commercial Real Estate (“CRE”) which is further segmented into Owner Occupied (“CRE OO”), Non-owner Occupied (“CRE NOO”), and Multifamily Residential, Residential Real Estate (“RRE”), Commercial and Industrial (“C&I”), Home Equity Lines of Credit (“HELOC”), Construction and Other (“COO”), and Consumer Installment Loans. The commercial real estate loan segments consist of loans made for the purpose of financing the activities of commercial real estate owners and operators. The residential real estate and HELOC loan segments consist of loans made for the purpose of financing the activities of residential homeowners. The C&I loan segment consists of loans made for the purpose of financing the activities of commercial customers. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts. The increases in the allowance for loan loss for the Commercial Real Estate, Residential Real Estate, C&I, HELOC, and Construction and other portfolios were partially offset by a decrease in the allowance for the Consumer Installment portfolios. Management evaluates individual loans in all of the commercial segments for possible impairment based on guidance established by the Board of Directors. Loans are considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in evaluating impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The Company does not Once the determination has been made that a loan is impaired, the determination of whether a specific allocation of the allowance is necessary is measured by comparing the recorded investment in the loan to the fair value of the loan using one not The following tables present impaired loans by class, segregated by those for which a specific allowance was required and those for which a specific allowance was not March 31, 2020 Impaired Loans Unpaid Recorded Principal Related Investment Balance Allowance With no related allowance recorded: Commercial real estate: Owner occupied $ 1,749 $ 1,749 $ - Non-owner occupied 2,773 2,773 - Residential real estate 636 699 - Commercial and industrial 791 1,512 - Home equity lines of credit 179 189 - Consumer installment 1 1 - Total $ 6,129 $ 6,923 $ - With an allowance recorded: Commercial real estate: Owner occupied $ 1,683 $ 1,693 $ 53 Non-owner occupied 4,270 4,270 1,095 Residential real estate 516 567 25 Commercial and industrial 120 120 3 Home equity lines of credit 168 168 40 Total $ 6,757 $ 6,818 $ 1,216 Total: Commercial real estate: Owner occupied $ 3,432 $ 3,442 $ 53 Non-owner occupied 7,043 7,043 1,095 Residential real estate 1,152 1,266 25 Commercial and industrial 911 1,632 3 Home equity lines of credit 347 357 40 Consumer installment 1 1 - Total $ 12,886 $ 13,741 $ 1,216 December 31, 2019 Impaired Loans Unpaid Recorded Principal Related Investment Balance Allowance With no related allowance recorded: Commercial real estate: Owner occupied $ 1,772 $ 1,772 $ - Non-owner occupied 3,845 3,845 - Residential real estate 759 829 - Commercial and industrial 747 1,524 - Home equity lines of credit 220 228 - Consumer installment 1 1 - Total $ 7,344 $ 8,199 $ - With an allowance recorded: Commercial real estate: Owner occupied $ 1,702 $ 1,713 $ 45 Non-owner occupied 3,239 3,239 582 Residential real estate 519 569 28 Commercial and industrial 135 135 3 Home equity lines of credit 131 131 2 Total $ 5,726 $ 5,787 $ 660 Total: Commercial real estate: Owner occupied $ 3,474 $ 3,485 $ 45 Non-owner occupied 7,084 7,084 582 Residential real estate 1,278 1,398 28 Commercial and industrial 882 1,659 3 Home equity lines of credit 351 359 2 Consumer installment 1 1 - Total $ 13,070 $ 13,986 $ 660 The tables above include troubled debt restructuring totaling $3.6 March 31, 2020 December 31, 2019. $70,000 $33,000 March 31, 2020 December 31, 2019, The following tables present the average balance and interest income by class, recognized on impaired loans (in thousands): For the Three Months Ended March 31, 2020 For the Three Months Ended March 31, 2019 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial real estate: Owner occupied $ 3,453 $ 33 $ 4,235 $ 46 Non-owner occupied 7,064 49 5,057 52 Residential real estate 1,215 11 1,795 11 Commercial and industrial 897 10 2,198 30 Home equity lines of credit 349 2 118 1 Construction and other - - 1,620 45 Consumer installment 1 - 2 - Total $ 12,979 $ 105 $ 15,025 $ 185 Management uses a nine first five not not not 90 To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan-rating process with several layers of internal and external oversight. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as payment delinquency, bankruptcy, repossession, or death, occurs to raise awareness of a possible credit event. The Company’s Commercial Loan Officers are responsible for the timely and accurate risk rating of the loans in their portfolios at origination and on an ongoing basis. The Credit Department performs an annual review of all commercial relationships with loan balances of $500,000 $250,000 $150,000. The primary risk of commercial and industrial loans is related to deterioration in the cash flow of the business that may The following tables present the classes of the loan portfolio summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk-rating system (in thousands): Special Total March 31, 2020 Pass Mention Substandard Doubtful Loans Commercial real estate: Owner occupied $ 106,356 $ 3,938 $ 2,978 $ - $ 113,272 Non-owner occupied 275,603 3,375 13,797 - 292,775 Multifamily 40,685 - 11,591 - 52,276 Residential real estate 231,140 414 2,346 - 233,900 Commercial and industrial 101,055 3,956 1,786 - 106,797 Home equity lines of credit 113,675 - 1,258 - 114,933 Construction and other 71,186 - - - 71,186 Consumer installment 12,853 - 8 - 12,861 Total $ 952,553 $ 11,683 $ 33,764 $ - $ 998,000 Special Total December 31, 2019 Pass Mention Substandard Doubtful Loans Commercial real estate: Owner occupied $ 95,518 $ 3,951 $ 2,917 $ - $ 102,386 Non-owner occupied 292,192 3,038 6,950 - 302,180 Multifamily 62,028 - - - 62,028 Residential real estate 231,633 420 2,745 - 234,798 Commercial and industrial 84,136 3,619 1,772 - 89,527 Home equity lines of credit 111,354 - 894 - 112,248 Construction and other 66,680 - - - 66,680 Consumer installment 14,398 - 13 - 14,411 Total $ 957,939 $ 11,028 $ 15,291 $ - $ 984,258 Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. Nonperforming assets are nonaccrual loans including nonaccrual troubled debt restructurings (“TDR”), loans 90 The following tables present the aging of the recorded investment in past-due loans by class of loans (in thousands): 30-59 Days 60-89 Days 90 Days+ Total Total March 31, 2020 Current Past Due Past Due Past Due Past Due Loans Commercial real estate: Owner occupied $ 112,222 $ - $ - $ 1,050 $ 1,050 $ 113,272 Non-owner occupied 282,603 6,885 48 3,239 10,172 292,775 Multifamily 52,276 - - - - 52,276 Residential real estate 230,471 2,577 462 390 3,429 233,900 Commercial and industrial 106,157 329 118 193 640 106,797 Home equity lines of credit 114,611 101 156 65 322 114,933 Construction and other 71,005 181 - - 181 71,186 Consumer installment 12,576 37 22 226 285 12,861 Total $ 981,921 $ 10,110 $ 806 $ 5,163 $ 16,079 $ 998,000 30-59 Days 60-89 Days 90 Days+ Total Total December 31, 2019 Current Past Due Past Due Past Due Past Due Loans Commercial real estate: Owner occupied $ 101,264 $ 64 $ - $ 1,058 $ 1,122 $ 102,386 Non-owner occupied 298,941 - - 3,239 3,239 302,180 Multifamily 62,028 - - - - 62,028 Residential real estate 232,518 1,439 34 807 2,280 234,798 Commercial and industrial 88,965 190 66 306 562 89,527 Home equity lines of credit 111,792 274 29 153 456 112,248 Construction and other 66,680 - - - - 66,680 Consumer installment 13,378 622 216 195 1,033 14,411 Total $ 975,566 $ 2,589 $ 345 $ 5,758 $ 8,692 $ 984,258 The following tables present the recorded investment in nonaccrual loans and loans past due over 89 90+ Days Past Due March 31, 2020 Nonaccrual and Accruing Commercial real estate: Owner occupied $ 1,175 $ - Non-owner occupied 3,287 - Residential real estate 2,180 - Commercial and industrial 835 - Home equity lines of credit 699 - Consumer installment 229 - Total $ 8,405 $ - 90+ Days Past Due December 31, 2019 Nonaccrual and Accruing Commercial real estate: Owner occupied $ 1,162 $ - Non-owner occupied 3,289 - Residential real estate 2,576 - Commercial and industrial 946 - Home equity lines of credit 709 - Consumer installment 197 - Total $ 8,879 $ - Interest income that would have been recorded had these loans not $100,000 three March 31, 2020 $342,000 December 31, 2019. An allowance for loan and lease losses (“ALLL”) is maintained to absorb losses from the loan portfolio. The ALLL is based on management’s continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of nonperforming loans. The Company’s methodology for determining the ALLL is based on the requirements of ASC Section 310 10 35 450 20 two may Loans that are collectively evaluated for impairment are analyzed with general allowances being made as appropriate. For general allowances, historical loss trends are used in the estimation of losses in the current portfolio. These historical loss amounts are modified by other qualitative factors. The classes described above, which are based on the purpose code assigned to each loan, provide the starting point for the ALLL analysis. Management tracks the historical net charge-off activity at the call code level. The historical charge-off factor was calculated using the last twelve Management has identified a number of additional qualitative factors which it uses to supplement the historical charge-off factor because these factors are likely to cause estimated credit losses associated with the existing loan pools to differ from historical loss experience. The additional factors that are evaluated quarterly and updated using information obtained from internal, regulatory, and governmental sources are: national and local economic trends and conditions; levels of and trends in delinquency rates and nonaccrual loans; trends in volumes and terms of loans; effects of changes in lending policies; experience, ability, and depth of lending staff; value of underlying collateral; and concentrations of credit from a loan type, industry and geographic standpoint. Management reviews the loan portfolio on a quarterly basis using a defined, consistently applied process in order to make appropriate and timely adjustments to the ALLL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ALLL. The following tables summarize the primary segments of the loan portfolio and the activity within those segments (in thousands): Allowance for Loan and Lease Losses Balance Balance December 31, 2019 Charge-offs Recoveries Provision March 31, 2020 Loans: Commercial real estate: Owner occupied $ 801 $ - $ 3 $ 295 $ 1,099 Non-owner occupied 3,382 - 74 908 4,364 Multifamily 340 - - 46 386 Residential real estate 726 (46 ) 29 455 1,164 Commercial and industrial 456 (61 ) 109 212 716 Home equity lines of credit 932 (13 ) 3 318 1,240 Construction and other 103 - 17 134 254 Consumer installment 28 (388 ) 9 372 21 Total $ 6,768 $ (508 ) $ 244 $ 2,740 $ 9,244 Allowance for Loan and Lease Losses Balance Balance December 31, 2018 Charge-offs Recoveries Provision March 31, 2019 Loans: Commercial real estate: Owner occupied $ 1,315 $ (32 ) $ 1 $ (454 ) $ 830 Non-owner occupied 2,862 - - (5 ) 2,857 Multifamily 474 - - 18 492 Residential real estate 761 - 10 2 773 Commercial and industrial 969 (347 ) 16 (52 ) 586 Home equity lines of credit 820 (91 ) 4 99 832 Construction and other 100 - 23 625 748 Consumer installment 127 (47 ) 1 7 88 Total $ 7,428 $ (517 ) $ 55 $ 240 $ 7,206 The provision fluctuations during the three March 31, 2020 $1.8 one $510,000 The provision fluctuations during the three March 31, 2019 ● commercial and industrial loans are due to the charge-off of a large relationship of $336,000 $358,000. ● construction and other loans are due to the addition of a large loan requiring a reserve of $661,000. ● owner occupied commercial real estate loans are due to the payoff of one $435,000. TDR describes loans on which the bank has granted concessions for reasons related to the customer’s financial difficulties. Such concessions may one ● reduction in the interest rate to below market rates ● extension of repayment requirements beyond normal terms ● reduction of the principal amount owed ● reduction of accrued interest due ● acceptance of other assets in full or partial payment of a debt In each case, the concession is made due to deterioration in the borrower’s financial condition, and the new terms are less stringent than those required on a new loan with similar risk. On April 7, 2020, 19 not 19, 30 19 not The following tables summarize troubled debt restructurings (in thousands): For the Three Months Ended March 31, 2020 Number of Contracts Pre-Modification Post-Modification Troubled Debt Restructurings Term Modification Other Total Outstanding Recorded Investment Outstanding Recorded Investment Residential real estate 2 - 2 $ 42 $ 42 Commercial and industrial 1 - 1 95 95 There were no three March 31, 2019. There were no three March 31, 2020 March 31, 2019.

Note 9 - Stock Split Disclosure

Note 9 - Stock Split Disclosure	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Stock Split Disclosure [Text Block]	NOTE 9 – STOCK SPLIT DISCLOSURE On October 9, 2019, two one October 25, 2019, one November 8, 2019. With respect to the March 31, 2020 2019 March 31, 2019 three March 31, 2019 For the three months ended March 31, 2019 Restated net income per common share - basic $ 0.46 Restated net income per common share - diluted $ 0.46 Restated weighted-average common shares issued 7,270,608 Restated average treasury stock shares 772,330 Restated average shares outstanding - basic 6,498,278 Restated stock options and restricted stock 12,290 Restated average shares outstanding - diluted 6,510,568 Restated period ending shares outstanding 6,512,740 Restated treasury shares outstanding 772,330

Note 10 - Risks and Uncertainti

Note 10 - Risks and Uncertainties	3 Months Ended
	Mar. 31, 2020
Notes to Financial Statements
Risks and Uncertainties [Text Block]	NOTE 1 0 – RISKS AND UNCERTAINTIES COVID- 19 The following table provides information with respect to our commercial loans by type at March 31, 2020. At Risk Type Number of Loans Balance (in thousands) % of Total Loans Residential non-owner occupied 337 $ 142,725 14.30 % Retail 220 197,073 19.75 % Restaurant/food service/bar 48 16,868 1.69 % Hospitality and tourism 32 45,225 4.53 % Self-storage facility 29 25,622 2.57 % Other 121 14,218 1.42 % Total 787 $ 441,731 44.26 % The Coronavirus Aid, Relief, and Economic Security Act, or CARES Act, was signed into law on March 27, 2020, $2.0 19 7 As a qualified SBA lender, we were automatically authorized to originate PPP loans. An eligible business can apply for a PPP loan up to the greater of: ( 1 2.5 2 $10.0 1.0%, two six 100% 75% 25% As of May 3, 2020, 1,048 $138.1 Since the opening of the PPP, several larger banks have been subject to litigation regarding the process and procedures that such banks used in processing applications for the PPP. Middlefield Bank may not may Middlefield Bank also has credit risk on PPP loans if a determination is made by the SBA that there is a deficiency in the manner in which the loan was originated, funded, or serviced by Middlefield Bank, such as an issue with the eligibility of a borrower to receive a PPP loan, which may may not may Owner-Occupied Residential Mortgage & Consumer Loans. 4013 May 1, 2020, 59 $7.8 no second 2020. Deferrals As of May 1, 2020, 606 $333.2 April 21, 2020, 252 $147.0 Details with respect to actual loan modifications are as follows: COVID- 19 4013 may not 1 19; 2 not 30 December 31, 2019; 3 March 1, 2020, 60 COVID–19 March 13, 2020, December 31, 2020. Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus (Revised) April 7, 2020, not 4013 19 not six 8 March 31, 2020. Type Number of Loans Balance (in thousands) % of Total Loans Residential non-owner occupied 9 $ 2,297 0.23 % Office 9 1,776 0.18 % Retail 41 52,443 5.25 % Restaurant/food service/bar 8 3,320 0.33 % Hospitality and tourism 8 4,638 0.46 % Other 113 42,547 4.26 % Total 188 $ 107,021 10.71 %

Significant Accounting Policies

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2020
Accounting Policies [Abstract]
New Accounting Pronouncements, Policy [Policy Text Block]	Recently Adopted Accounting Pronouncements In June 2016, 2016 13, Financial Instruments – Credit Losses: Measurement of Credit Losses on Financial Instrument s (“CECL”) first November 2019, 2019 10, Financial Instruments ‒ Credit Losses (Topic 326 815 842 2016 13 December 15, 2022, January 1, 2020 ( 8 In November 2019, 2019 11, Codification Improvements to Topic 326, 326, 2019 10. not In January 2020, 2020 2, Financial Instruments – Credit Losses (Topic 326 842 No. 119 No. 2016 02, 842 February 2020 No. 119, not In March 2020, 2020 3 , Codification Improvements to Financial Instruments. 2016. seven not 825, Financial Instruments 842 326. 2019 04 December 15, 2019, not 2016 01. 2016 13 not 2016 13. not 2016 13. 2016 13 December 15, 2019, not
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassification of Comparative Amounts Certain comparative amounts for prior years have been reclassified to conform to current-year presentations. Such reclassifications did not

Note 2 - Revenue Recognition (T

Note 2 - Revenue Recognition (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Disaggregation of Revenue [Table Text Block]	Noninterest Income 2020 2019 (Dollar amounts in thousands) Service charges on deposit accounts: Overdraft fees $ 190 $ 248 ATM banking fees 210 194 Service charges and other fees 153 66 (Loss) gain on equity securities (a) (160 ) 58 Earnings on bank-owned life insurance (a) 107 105 Gain on sale of loans (a) 114 59 Revenue from investment services 131 138 Other income 329 264 Total noninterest income $ 1,074 $ 1,132 Net gain on other real estate owned $ - $ 43

Note 3 - Stock-based Compensa_2

Note 3 - Stock-based Compensation (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Share-based Payment Arrangement, Option, Activity [Table Text Block]	Weighted- average Exercise Price Shares Per Share Outstanding, January 1, 2020 14,500 $ 8.78 Exercised (1,000 ) 8.78 Outstanding, March 31, 2020 13,500 $ 8.78 Exercisable, March 31, 2020 13,500 $ 8.78
Share-based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Weighted- average Grant Date Fair Units Value Per Unit Nonvested at January 1, 2020 61,040 $ 21.73 Granted 23,648 26.09 Nonvested at March 31, 2020 84,688 $ 22.94 Expected to vest as of March 31, 2020 1,000 $ 22.65

Note 4 - Earnings Per Share (Ta

Note 4 - Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Weighted Average Number of Shares [Table Text Block]	For the Three Months Ended March 31, 2020 2019 Weighted-average common shares issued 7,298,740 7,270,608 Average treasury stock shares (881,631 ) (772,330 ) Weighted-average common shares and common stock equivalents used to calculate basic earnings per share 6,417,109 6,498,278 Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share 12,334 12,290 Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share 6,429,443 6,510,568

Note 5 - Fair Value Measureme_2

Note 5 - Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	March 31, 2020 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a recurring basis: Subordinated debt $ - $ 4,221 $ - $ 4,221 Obligations of states and political subdivisions - 81,256 - 81,256 Mortgage-backed securities in government-sponsored entities - 17,482 - 17,482 Total debt securities - 102,959 - 102,959 Equity securities in financial institutions 550 - - 550 Total $ 550 $ 102,959 $ - $ 103,509 December 31, 2019 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a recurring basis: Subordinated debt $ - $ 4,126 $ - $ 4,126 Obligations of states and political subdivisions - 82,977 - 82,977 Mortgage-backed securities in government-sponsored entities - 18,630 - 18,630 Total debt securities - 105,733 - 105,733 Equity securities in financial institutions 710 - - 710 Total $ 710 $ 105,733 $ - $ 106,443
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	March 31, 2020 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a non-recurring basis: Impaired loans $ - $ - $ 4,566 $ 4,566 December 31, 2019 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a non-recurring basis: Impaired loans $ - $ - $ 5,166 $ 5,166
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Quantitative Information about Level III Fair Value Measurements (Dollar amounts in thousands) Range (Weighted Fair Value Estimate Valuation Techniques Unobservable Input Average) March 31, 2020 Impaired loans $ 4,566 Appraisal of collateral (1) Appraisal adjustments (2) 35.4% to 49.5% (36.2%) Quantitative Information about Level III Fair Value Measurements (Dollar amounts in thousands) Range (Weighted Fair Value Estimate Valuation Techniques Unobservable Input Average) December 31, 2019 Impaired loans $ 5,166 Appraisal of collateral (1) Appraisal adjustments (2) 40.3% to 47.4% (41.8%)
Fair Value, by Balance Sheet Grouping [Table Text Block]	March 31, 2020 Carrying Total Value Level I Level II Level III Fair Value (Dollar amounts in thousands) Financial assets: Cash and cash equivalents $ 55,333 $ 55,333 $ - $ - $ 55,333 Loans held for sale 513 - 513 - 513 Net loans 988,756 - - 983,780 983,780 Bank-owned life insurance 16,618 16,618 - - 16,618 Federal Home Loan Bank stock 5,448 5,448 - - 5,448 Accrued interest receivable 3,666 3,666 - - 3,666 Financial liabilities: Deposits $ 1,003,710 $ 663,580 $ - $ 346,386 $ 1,009,966 Short-term borrowings 60,000 60,000 - - 60,000 Other borrowings 12,662 - - 12,706 12,706 Accrued interest payable 980 980 - - 980 December 31, 2019 Carrying Total Value Level I Level II Level III Fair Value (Dollar amounts in thousands) Financial assets: Cash and cash equivalents $ 35,113 $ 35,113 $ - $ - $ 35,113 Loans held for sale 1,220 - 1,220 - 1,220 Net loans 977,490 - - 974,213 974,213 Bank-owned life insurance 16,511 16,511 - - 16,511 Federal Home Loan Bank stock 3,848 3,848 - - 3,848 Accrued interest receivable 3,471 3,471 - - 3,471 Financial liabilities: Deposits $ 1,020,843 $ 652,043 $ - $ 371,193 $ 1,023,236 Short-term borrowings 5,075 5,075 - - 5,075 Other borrowings 12,750 - - 12,783 12,783 Accrued interest payable 917 917 - - 917

Note 6 - Accumulated Other Co_2

Note 6 - Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(Dollars in thousands) Unrealized gains/(losses) on available-for-sale securities (a) Balance as of December 31, 2018 $ (154 ) Other comprehensive income 795 Balance at March 31, 2019 $ 641 Balance as of December 31, 2019 $ 1,842 Other comprehensive (loss) (4,079 ) Balance at March 31, 2020 $ (2,237 )

Note 7 - Investment and Equit_2

Note 7 - Investment and Equity Securities (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule of Available-for-sale Securities Reconciliation [Table Text Block]	March 31, 2020 Gross Gross Amortized Unrealized Unrealized Fair (Dollar amounts in thousands) Cost Gains Losses Value Subordinated debt $ 4,000 $ 221 $ - $ 4,221 Obligations of states and political subdivisions: Taxable 500 1 - 501 Tax-exempt 84,343 236 (3,824 ) 80,755 Mortgage-backed securities in government-sponsored entities 16,947 549 (14 ) 17,482 Total $ 105,790 $ 1,007 $ (3,838 ) $ 102,959 December 31, 2019 Gross Gross Amortized Unrealized Unrealized Fair (Dollar amounts in thousands) Cost Gains Losses Value Subordinated debt $ 4,000 $ 126 $ - $ 4,126 Obligations of states and political subdivisions: Taxable 500 1 - 501 Tax-exempt 80,436 2,065 (25 ) 82,476 Mortgage-backed securities in government-sponsored entities 18,465 274 (109 ) 18,630 Total $ 103,401 $ 2,466 $ (134 ) $ 105,733
Investments Classified by Contractual Maturity Date [Table Text Block]	Amortized Fair (Dollar amounts in thousands) Cost Value Due in one year or less $ 42 $ 42 Due after one year through five years 1,316 1,328 Due after five years through ten years 17,965 18,255 Due after ten years 86,467 83,334 Total $ 105,790 $ 102,959
Schedule of Unrealized Loss on Investments [Table Text Block]	March 31, 2020 Less than Twelve Months Twelve Months or Greater Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized (Dollar amounts in thousands) Value Losses Value Losses Value Losses Obligations of states and political subdivisions: Tax-exempt $ 51,663 $ (3,824 ) $ - $ - $ 51,663 $ (3,824 ) Mortgage-backed securities in government-sponsored entities - - 2,539 (14 ) 2,539 (14 ) Total $ 51,663 $ (3,824 ) $ 2,539 $ (14 ) $ 54,202 $ (3,838 ) December 31, 2019 Less than Twelve Months Twelve Months or Greater Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized (Dollar amounts in thousands) Value Losses Value Losses Value Losses Obligations of states and political subdivisions: Tax-exempt $ 4,324 $ (25 ) $ - $ - $ 4,324 $ (25 ) Mortgage-backed securities in government-sponsored entities 1,409 (2 ) 8,223 (107 ) 9,632 (109 ) Total $ 5,733 $ (27 ) $ 8,223 $ (107 ) $ 13,956 $ (134 )

Note 8 - Loans and Related Al_2

Note 8 - Loans and Related Allowance for Loan and Lease Losses (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Schedule Of Financing Receivable By Segment [Table Text Block]	March 31, 2020 Impairment Evaluation Individually Collectively Total Loans Loans: Commercial real estate: Owner occupied $ 3,432 $ 109,840 $ 113,272 Non-owner occupied 7,043 285,732 292,775 Multifamily - 52,276 52,276 Residential real estate 1,152 232,748 233,900 Commercial and industrial 911 105,886 106,797 Home equity lines of credit 347 114,586 114,933 Construction and other - 71,186 71,186 Consumer installment 1 12,860 12,861 Total $ 12,886 $ 985,114 $ 998,000 December 31, 2019 Impairment Evaluation Individually Collectively Total Loans Loans: Commercial real estate: Owner occupied $ 3,474 $ 98,912 $ 102,386 Non-owner occupied 7,084 295,096 302,180 Multifamily - 62,028 62,028 Residential real estate 1,278 233,520 234,798 Commercial and industrial 882 88,645 89,527 Home equity lines of credit 351 111,897 112,248 Construction and other - 66,680 66,680 Consumer installment 1 14,410 14,411 Total $ 13,070 $ 971,188 $ 984,258
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	March 31, 2020 Ending Allowance Balance Attributable to Loans: Individually Evaluated for Impairment Collectively Evaluated for Impairment Total Allocation Loans: Commercial real estate: Owner occupied $ 53 $ 1,046 $ 1,099 Non-owner occupied 1,095 3,269 4,364 Multifamily - 386 386 Residential real estate 25 1,139 1,164 Commercial and industrial 3 713 716 Home equity lines of credit 40 1,200 1,240 Construction and other - 254 254 Consumer installment - 21 21 Total $ 1,216 $ 8,028 $ 9,244 December 31, 2019 Ending Allowance Balance Attributable to Loans: Individually Evaluated for Impairment Collectively Evaluated for Impairment Total Allocation Loans: Commercial real estate: Owner occupied $ 45 $ 756 $ 801 Non-owner occupied 582 2,800 3,382 Multifamily - 340 340 Residential real estate 28 698 726 Commercial and industrial 3 453 456 Home equity lines of credit 2 930 932 Construction and other - 103 103 Consumer installment - 28 28 Total $ 660 $ 6,108 $ 6,768 Allowance for Loan and Lease Losses Balance Balance December 31, 2019 Charge-offs Recoveries Provision March 31, 2020 Loans: Commercial real estate: Owner occupied $ 801 $ - $ 3 $ 295 $ 1,099 Non-owner occupied 3,382 - 74 908 4,364 Multifamily 340 - - 46 386 Residential real estate 726 (46 ) 29 455 1,164 Commercial and industrial 456 (61 ) 109 212 716 Home equity lines of credit 932 (13 ) 3 318 1,240 Construction and other 103 - 17 134 254 Consumer installment 28 (388 ) 9 372 21 Total $ 6,768 $ (508 ) $ 244 $ 2,740 $ 9,244 Allowance for Loan and Lease Losses Balance Balance December 31, 2018 Charge-offs Recoveries Provision March 31, 2019 Loans: Commercial real estate: Owner occupied $ 1,315 $ (32 ) $ 1 $ (454 ) $ 830 Non-owner occupied 2,862 - - (5 ) 2,857 Multifamily 474 - - 18 492 Residential real estate 761 - 10 2 773 Commercial and industrial 969 (347 ) 16 (52 ) 586 Home equity lines of credit 820 (91 ) 4 99 832 Construction and other 100 - 23 625 748 Consumer installment 127 (47 ) 1 7 88 Total $ 7,428 $ (517 ) $ 55 $ 240 $ 7,206
Impaired Financing Receivables [Table Text Block]	March 31, 2020 Impaired Loans Unpaid Recorded Principal Related Investment Balance Allowance With no related allowance recorded: Commercial real estate: Owner occupied $ 1,749 $ 1,749 $ - Non-owner occupied 2,773 2,773 - Residential real estate 636 699 - Commercial and industrial 791 1,512 - Home equity lines of credit 179 189 - Consumer installment 1 1 - Total $ 6,129 $ 6,923 $ - With an allowance recorded: Commercial real estate: Owner occupied $ 1,683 $ 1,693 $ 53 Non-owner occupied 4,270 4,270 1,095 Residential real estate 516 567 25 Commercial and industrial 120 120 3 Home equity lines of credit 168 168 40 Total $ 6,757 $ 6,818 $ 1,216 Total: Commercial real estate: Owner occupied $ 3,432 $ 3,442 $ 53 Non-owner occupied 7,043 7,043 1,095 Residential real estate 1,152 1,266 25 Commercial and industrial 911 1,632 3 Home equity lines of credit 347 357 40 Consumer installment 1 1 - Total $ 12,886 $ 13,741 $ 1,216 December 31, 2019 Impaired Loans Unpaid Recorded Principal Related Investment Balance Allowance With no related allowance recorded: Commercial real estate: Owner occupied $ 1,772 $ 1,772 $ - Non-owner occupied 3,845 3,845 - Residential real estate 759 829 - Commercial and industrial 747 1,524 - Home equity lines of credit 220 228 - Consumer installment 1 1 - Total $ 7,344 $ 8,199 $ - With an allowance recorded: Commercial real estate: Owner occupied $ 1,702 $ 1,713 $ 45 Non-owner occupied 3,239 3,239 582 Residential real estate 519 569 28 Commercial and industrial 135 135 3 Home equity lines of credit 131 131 2 Total $ 5,726 $ 5,787 $ 660 Total: Commercial real estate: Owner occupied $ 3,474 $ 3,485 $ 45 Non-owner occupied 7,084 7,084 582 Residential real estate 1,278 1,398 28 Commercial and industrial 882 1,659 3 Home equity lines of credit 351 359 2 Consumer installment 1 1 - Total $ 13,070 $ 13,986 $ 660
Schedule of Additional Information Related to Impaired Loans [Table Text Block]	For the Three Months Ended March 31, 2020 For the Three Months Ended March 31, 2019 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial real estate: Owner occupied $ 3,453 $ 33 $ 4,235 $ 46 Non-owner occupied 7,064 49 5,057 52 Residential real estate 1,215 11 1,795 11 Commercial and industrial 897 10 2,198 30 Home equity lines of credit 349 2 118 1 Construction and other - - 1,620 45 Consumer installment 1 - 2 - Total $ 12,979 $ 105 $ 15,025 $ 185
Financing Receivable Credit Quality Indicators [Table Text Block]	Special Total March 31, 2020 Pass Mention Substandard Doubtful Loans Commercial real estate: Owner occupied $ 106,356 $ 3,938 $ 2,978 $ - $ 113,272 Non-owner occupied 275,603 3,375 13,797 - 292,775 Multifamily 40,685 - 11,591 - 52,276 Residential real estate 231,140 414 2,346 - 233,900 Commercial and industrial 101,055 3,956 1,786 - 106,797 Home equity lines of credit 113,675 - 1,258 - 114,933 Construction and other 71,186 - - - 71,186 Consumer installment 12,853 - 8 - 12,861 Total $ 952,553 $ 11,683 $ 33,764 $ - $ 998,000 Special Total December 31, 2019 Pass Mention Substandard Doubtful Loans Commercial real estate: Owner occupied $ 95,518 $ 3,951 $ 2,917 $ - $ 102,386 Non-owner occupied 292,192 3,038 6,950 - 302,180 Multifamily 62,028 - - - 62,028 Residential real estate 231,633 420 2,745 - 234,798 Commercial and industrial 84,136 3,619 1,772 - 89,527 Home equity lines of credit 111,354 - 894 - 112,248 Construction and other 66,680 - - - 66,680 Consumer installment 14,398 - 13 - 14,411 Total $ 957,939 $ 11,028 $ 15,291 $ - $ 984,258
Financing Receivable, Past Due [Table Text Block]	30-59 Days 60-89 Days 90 Days+ Total Total March 31, 2020 Current Past Due Past Due Past Due Past Due Loans Commercial real estate: Owner occupied $ 112,222 $ - $ - $ 1,050 $ 1,050 $ 113,272 Non-owner occupied 282,603 6,885 48 3,239 10,172 292,775 Multifamily 52,276 - - - - 52,276 Residential real estate 230,471 2,577 462 390 3,429 233,900 Commercial and industrial 106,157 329 118 193 640 106,797 Home equity lines of credit 114,611 101 156 65 322 114,933 Construction and other 71,005 181 - - 181 71,186 Consumer installment 12,576 37 22 226 285 12,861 Total $ 981,921 $ 10,110 $ 806 $ 5,163 $ 16,079 $ 998,000 30-59 Days 60-89 Days 90 Days+ Total Total December 31, 2019 Current Past Due Past Due Past Due Past Due Loans Commercial real estate: Owner occupied $ 101,264 $ 64 $ - $ 1,058 $ 1,122 $ 102,386 Non-owner occupied 298,941 - - 3,239 3,239 302,180 Multifamily 62,028 - - - - 62,028 Residential real estate 232,518 1,439 34 807 2,280 234,798 Commercial and industrial 88,965 190 66 306 562 89,527 Home equity lines of credit 111,792 274 29 153 456 112,248 Construction and other 66,680 - - - - 66,680 Consumer installment 13,378 622 216 195 1,033 14,411 Total $ 975,566 $ 2,589 $ 345 $ 5,758 $ 8,692 $ 984,258
Financing Receivable, Nonaccrual [Table Text Block]	90+ Days Past Due March 31, 2020 Nonaccrual and Accruing Commercial real estate: Owner occupied $ 1,175 $ - Non-owner occupied 3,287 - Residential real estate 2,180 - Commercial and industrial 835 - Home equity lines of credit 699 - Consumer installment 229 - Total $ 8,405 $ - 90+ Days Past Due December 31, 2019 Nonaccrual and Accruing Commercial real estate: Owner occupied $ 1,162 $ - Non-owner occupied 3,289 - Residential real estate 2,576 - Commercial and industrial 946 - Home equity lines of credit 709 - Consumer installment 197 - Total $ 8,879 $ -
Financing Receivable, Troubled Debt Restructuring [Table Text Block]	For the Three Months Ended March 31, 2020 Number of Contracts Pre-Modification Post-Modification Troubled Debt Restructurings Term Modification Other Total Outstanding Recorded Investment Outstanding Recorded Investment Residential real estate 2 - 2 $ 42 $ 42 Commercial and industrial 1 - 1 95 95

Note 9 - Stock Split Disclosu_2

Note 9 - Stock Split Disclosure (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Effect of Stock Split [Table Text Block]	For the three months ended March 31, 2019 Restated net income per common share - basic $ 0.46 Restated net income per common share - diluted $ 0.46 Restated weighted-average common shares issued 7,270,608 Restated average treasury stock shares 772,330 Restated average shares outstanding - basic 6,498,278 Restated stock options and restricted stock 12,290 Restated average shares outstanding - diluted 6,510,568 Restated period ending shares outstanding 6,512,740 Restated treasury shares outstanding 772,330

Note 10 - Risks and Uncertain_2

Note 10 - Risks and Uncertainties (Tables)	3 Months Ended
	Mar. 31, 2020
Notes Tables
Unusual Risks and Uncertainties [Table Text Block]	Type Number of Loans Balance (in thousands) % of Total Loans Residential non-owner occupied 337 $ 142,725 14.30 % Retail 220 197,073 19.75 % Restaurant/food service/bar 48 16,868 1.69 % Hospitality and tourism 32 45,225 4.53 % Self-storage facility 29 25,622 2.57 % Other 121 14,218 1.42 % Total 787 $ 441,731 44.26 %
Schedule of Payment Deferrals on Financing Receivable [Table Text Block]	Type Number of Loans Balance (in thousands) % of Total Loans Residential non-owner occupied 9 $ 2,297 0.23 % Office 9 1,776 0.18 % Retail 41 52,443 5.25 % Restaurant/food service/bar 8 3,320 0.33 % Hospitality and tourism 8 4,638 0.46 % Other 113 42,547 4.26 % Total 188 $ 107,021 10.71 %

Note 2 - Revenue Recognition (D

Note 2 - Revenue Recognition (Details Textual)	3 Months Ended
	Mar. 31, 2020
Revenue from Interest Income and Noninterest Income, Percent	91.80%

Note 2 - Revenue Recognition -

Note 2 - Revenue Recognition - Disaggregation of Revenue (Details) - USD ($)		3 Months Ended
		Mar. 31, 2020	Mar. 31, 2019
Gain on equity securities	[1]	$ (160,000)	$ 58,000
Earnings on bank-owned life insurance	[1]	107,000	105,000
Gain on sale of loans	[1]	114,000	59,000
Revenue from investment services		131,000	138,000
Other income		329,000	264,000
Total noninterest income		1,074,000	1,132,000
Net gain on other real estate owned			43,000
Overdraft Fees [Member]
Noninterest income revenue		190,000	248,000
ATM Banking Fees [Member]
Noninterest income revenue		210,000	194,000
Service Charge and Other Fees [Member]
Noninterest income revenue		$ 153,000	$ 66,000
[1]	Not within scope of ASC 606

Note 3 - Stock-based Compensa_3

Note 3 - Stock-based Compensation (Details Textual) - USD ($) shares in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Share-based Compensation Arrangement by Share-based Payment Award, Options, Nonvested, Number of Shares, Ending Balance (in shares)	0	0
Share-based Payment Arrangement, Expense	$ (408,000)	$ 90,000
Deferred Compensation Share-based Arrangements, Liability, Current and Noncurrent	287,000	$ 236,000
Restricted Stock [Member]
Share-based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount	$ 219,000
Restricted Stock [Member] | Forecast [Member]
Share-based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount			$ 4,000	$ 34,000	$ 88,000	$ 94,000

Note 3 - Stock-based Compensa_4

Note 3 - Stock-based Compensation - Stock Option Activity (Details)	3 Months Ended
	Mar. 31, 2020$ / sharesshares
Outstanding (in shares) | shares	14,500
Outstanding, weighted average exercise price (in dollars per share) | $ / shares	$ 8.78
Exercised (in shares) | shares	(1,000)
Exercised, weighted average exercise price (in dollars per share) | $ / shares	$ 8.78
Outstanding (in shares) | shares	13,500
Outstanding, weighted average exercise price (in dollars per share) | $ / shares	$ 8.78
Exercisable (in shares) | shares	13,500
Exercisable, weighted average exercise price (in dollars per share) | $ / shares	$ 8.78

Note 3 - Stock-based Compensa_5

Note 3 - Stock-based Compensation - Activity Related to Restricted Stock Units Awarded (Details) - Restricted Stock [Member]	3 Months Ended
	Mar. 31, 2020$ / sharesshares
Nonvested (in shares) | shares	61,040
Nonvested, weighted average grant date fair value per share (in dollars per share) | $ / shares	$ 21.73
Granted (in shares) | shares	23,648
Granted, weighted average grant date fair value per share (in dollars per share) | $ / shares	$ 26.09
Nonvested (in shares) | shares	84,688
Nonvested, weighted average grant date fair value per share (in dollars per share) | $ / shares	$ 22.94
Expected to vest as of March 31, 2020 (in shares) | shares	1,000
Expected to vest as of March 31, 2020 (in dollars per share) | $ / shares	$ 22.65

Note 4 - Earnings Per Share (De

Note 4 - Earnings Per Share (Details Textual) - $ / shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number, Ending Balance (in shares)	13,500	14,900	14,500
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price, Ending Balance (in dollars per share)	$ 8.78	$ 8.78	$ 8.78
Treasury Stock, Shares, Ending Balance (in shares)	929,362	772,330	871,162
Treasury Stock, Shares, Acquired (in shares)	58,200
Employee Stock Option and Restricted Stock [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	0	0
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number, Ending Balance (in shares)	84,688	61,334	61,040

Note 4 - Earnings Per Share - S

Note 4 - Earnings Per Share - Shares Used in Calculation of Earnings Per Share (Details) - shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Weighted-average common shares issued (in shares)	7,298,740	7,270,608
Average treasury stock shares (in shares)	(881,631)	(772,330)
Weighted-average common shares and common stock equivalents used to calculate basic earnings per share (in shares)	6,417,109	6,498,278
Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share (in shares)	12,334	12,290
Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share (in shares)	6,429,443	6,510,568

Note 5 - Fair Value Measureme_3

Note 5 - Fair Value Measurements (Details Textual) - USD ($) $ in Millions	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Estimated Selling Costs of Impaired Loans	$ 2	$ 2.1

Note 5 - Fair Value Measureme_4

Note 5 - Fair Value Measurements - Assets Measured on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Total debt securities	$ 102,959	$ 105,733
Equity securities in financial institutions	550	710
Investment securities available for sale, at fair value	102,959	105,733
Subordinated Debt Securities [Member]
Total debt securities	4,221	4,126
Investment securities available for sale, at fair value	4,221	4,126
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Total debt securities	17,482	18,630
Investment securities available for sale, at fair value	17,482	18,630
Fair Value, Recurring [Member]
Total debt securities	102,959	105,733
Equity securities in financial institutions	550	710
Total	103,509	106,443
Investment securities available for sale, at fair value	102,959	105,733
Fair Value, Recurring [Member] | Subordinated Debt Securities [Member]
Total debt securities	4,221	4,126
Investment securities available for sale, at fair value	4,221	4,126
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Total debt securities	81,256	82,977
Investment securities available for sale, at fair value	81,256	82,977
Fair Value, Recurring [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Total debt securities	17,482	18,630
Investment securities available for sale, at fair value	17,482	18,630
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total debt securities
Equity securities in financial institutions	550	710
Total	550	710
Investment securities available for sale, at fair value
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Subordinated Debt Securities [Member]
Total debt securities
Investment securities available for sale, at fair value
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Total debt securities
Investment securities available for sale, at fair value
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Total debt securities
Investment securities available for sale, at fair value
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total debt securities	102,959	105,733
Equity securities in financial institutions
Total	102,959	105,733
Investment securities available for sale, at fair value	102,959	105,733
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Subordinated Debt Securities [Member]
Total debt securities	4,221	4,126
Investment securities available for sale, at fair value	4,221	4,126
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Total debt securities	81,256	82,977
Investment securities available for sale, at fair value	81,256	82,977
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Total debt securities	17,482	18,630
Investment securities available for sale, at fair value	17,482	18,630
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total debt securities
Equity securities in financial institutions
Total
Investment securities available for sale, at fair value
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Subordinated Debt Securities [Member]
Total debt securities
Investment securities available for sale, at fair value
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Total debt securities
Investment securities available for sale, at fair value
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Total debt securities
Investment securities available for sale, at fair value

Note 5 - Fair Value Measureme_5

Note 5 - Fair Value Measurements - Assets Measured on a Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Impaired loans	$ 12,886	$ 13,070
Fair Value, Nonrecurring [Member]
Impaired loans	4,566	5,166
Fair Value, Inputs, Level 1 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans
Fair Value, Inputs, Level 2 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member]
Impaired loans	$ 4,566	$ 5,166

Note 5 - Fair Value Measureme_6

Note 5 - Fair Value Measurements - Additional Quantitative Information About Assets Measured at Fair Value on Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - Fair Value, Inputs, Level 3 [Member] - Appraisal of Collateral [Member] $ in Thousands		Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Impaired loans, fair value estimate	[1]	$ 4,566	$ 5,166
Minimum [Member] | Measurement Input, Discount Rate [Member]
Impaired loans, discount rate	[2]	0.354	0.403
Maximum [Member] | Measurement Input, Discount Rate [Member]
Impaired loans, discount rate	[2]	0.495	0.474
Weighted Average [Member] | Measurement Input, Discount Rate [Member]
Impaired loans, discount rate	[2]	0.362	0.418
[1]	Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs which are not identifiable, less any associated allowance.
[2]	Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Note 5 - Fair Value Measureme_7

Note 5 - Fair Value Measurements - Estimated Fair Value of the Company's Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Reported Value Measurement [Member]
Financial assets:
Cash and cash equivalents	$ 55,333	$ 35,113
Loans held for sale	513	1,220
Net loans	988,756	977,490
Bank-owned life insurance	16,618	16,511
Federal Home Loan Bank stock	5,448	3,848
Accrued interest receivable	3,666	3,471
Financial liabilities:
Deposits	1,003,710	1,020,843
Short-term borrowings	60,000	5,075
Other borrowings	12,662	12,750
Accrued interest payable	980	917
Estimate of Fair Value Measurement [Member]
Financial assets:
Cash and cash equivalents	55,333	35,113
Loans held for sale	513	1,220
Net loans	983,780	974,213
Bank-owned life insurance	16,618	16,511
Federal Home Loan Bank stock	5,448	3,848
Accrued interest receivable	3,666	3,471
Financial liabilities:
Deposits	1,009,966	1,023,236
Short-term borrowings	60,000	5,075
Other borrowings	12,706	12,783
Accrued interest payable	980	917
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Cash and cash equivalents	55,333	35,113
Loans held for sale
Net loans
Bank-owned life insurance	16,618	16,511
Federal Home Loan Bank stock	5,448	3,848
Accrued interest receivable	3,666	3,471
Financial liabilities:
Deposits	663,580	652,043
Short-term borrowings	60,000	5,075
Other borrowings
Accrued interest payable	980	917
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Cash and cash equivalents
Loans held for sale	513	1,220
Net loans
Bank-owned life insurance
Federal Home Loan Bank stock
Accrued interest receivable
Financial liabilities:
Deposits
Short-term borrowings
Other borrowings
Accrued interest payable
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Cash and cash equivalents
Loans held for sale
Net loans	983,780	974,213
Bank-owned life insurance
Federal Home Loan Bank stock
Accrued interest receivable
Financial liabilities:
Deposits	346,386	371,193
Short-term borrowings
Other borrowings	12,706	12,783
Accrued interest payable

Note 6 - Accumulated Other Co_3

Note 6 - Accumulated Other Comprehensive Income (Loss) - Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2020	Mar. 31, 2019
Balance		$ 137,775	$ 128,290
Other comprehensive income (loss)		(4,079)	795
Balance		132,687	131,699
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Balance	[1]	1,842	(154)
Other comprehensive income (loss)	[1]	(4,079)	795
Balance	[1]	$ (2,237)	$ 641
[1]	All amounts are net of tax. Amounts in parentheses indicate debits to AOCI.

Note 7 - Investment and Equit_3

Note 7 - Investment and Equity Securities (Details Textual) - USD ($)		3 Months Ended
		Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Equity Securities, FV-NI, Unrealized Gain (Loss), Total	[1]	$ (160,000)	$ 58,000
Equity Securities, FV-NI, Realized Gain (Loss), Total		0	0
Proceeds from Sale of Debt Securities, Available-for-sale		0	0
Security Owned and Pledged as Collateral, Fair Value, Total		$ 53,100,000		$ 55,600,000
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total		86
Available-for-sale Securities, Percentage of Portfolio		96.00%
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Credit Losses on Debt Securities Held, Ending Balance		$ 0	$ 0
[1]	Not within scope of ASC 606

Note 7 - Investment and Equit_4

Note 7 - Investment and Equity Securities - Amortized Cost and Fair Values of Securities Available for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Amortized cost	$ 105,790	$ 103,401
Gross unrealized gains	1,007	2,466
Gross unrealized losses	(3,838)	(134)
Investment securities available for sale, at fair value	102,959	105,733
Subordinated Debt Securities [Member]
Amortized cost	4,000	4,000
Gross unrealized gains	221	126
Gross unrealized losses
Investment securities available for sale, at fair value	4,221	4,126
Taxable Municipal Bonds [Member]
Amortized cost	500	500
Gross unrealized gains	1	1
Gross unrealized losses
Investment securities available for sale, at fair value	501	501
Nontaxable Municipal Bonds [Member]
Amortized cost	84,343	80,436
Gross unrealized gains	236	2,065
Gross unrealized losses	(3,824)	(25)
Investment securities available for sale, at fair value	80,755	82,476
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Amortized cost	16,947	18,465
Gross unrealized gains	549	274
Gross unrealized losses	(14)	(109)
Investment securities available for sale, at fair value	$ 17,482	$ 18,630

Note 7 - Investment and Equit_5

Note 7 - Investment and Equity Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Due in one year or less, amortized costs	$ 42
Due in one year or less, fair value	42
Due after one year through five years, amortized costs	1,316
Due after one year through five years, fair value	1,328
Due after five years through ten years, amortized costs	17,965
Due after five years through ten years, fair value	18,255
Due after ten years, amortized costs	86,467
Due after ten years, fair value	83,334
Amortized costs	105,790	$ 103,401
Fair Value	$ 102,959	$ 105,733

Note 7 - Investment and Equit_6

Note 7 - Investment and Equity Securities - Gross Unrealized Losses and Fair Value (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Less than Twelve Months, Fair Value	$ 51,663	$ 5,733
Less than Twelve Months, Gross Unrealized Losses	(3,824)	(27)
Twelve Months or Greater, Fair Value	2,539	8,223
Twelve Months or Greater, Gross Unrealized Losses	(14)	(107)
Total, Fair Value	54,202	13,956
Total, Gross Unrealized Losses	(3,838)	(134)
Nontaxable Municipal Bonds [Member]
Less than Twelve Months, Fair Value	51,663	4,324
Less than Twelve Months, Gross Unrealized Losses	(3,824)	(25)
Twelve Months or Greater, Fair Value
Twelve Months or Greater, Gross Unrealized Losses
Total, Fair Value	51,663	4,324
Total, Gross Unrealized Losses	(3,824)	(25)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Less than Twelve Months, Fair Value		1,409
Less than Twelve Months, Gross Unrealized Losses		(2)
Twelve Months or Greater, Fair Value	2,539	8,223
Twelve Months or Greater, Gross Unrealized Losses	(14)	(107)
Total, Fair Value	2,539	9,632
Total, Gross Unrealized Losses	$ (14)	$ (109)

Note 8 - Loans and Related Al_3

Note 8 - Loans and Related Allowance for Loan and Lease Losses (Details Textual)	3 Months Ended		12 Months Ended
	Mar. 31, 2020USD ($)	Mar. 31, 2019USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Loans and Leases Receivable, Deferred Income, Total	$ 1,300,000		$ 1,300,000
Financing Receivable, Troubled Debt Restructuring	3,600,000		1,300,000
Financing Receivable, Allowance for Credit Loss, Writeoff	$ 70,000		33,000
Number of Days Past Due (Day)	90 days
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	$ 100,000		342,000
Provision for Loan and Lease Losses, Total	2,740,000	$ 240,000
Allowance for Loan and Lease Losses, Write-offs	508,000	517,000
Loans and Leases Receivable, Allowance, Ending Balance	$ 9,244,000	$ 7,206,000	6,768,000	$ 7,428,000
Financing Receivable, Modifications, Number of Contracts		0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0	0
Commercial And Industrial [Member]
Provision for Loan and Lease Losses, Total	$ 212,000	$ (52,000)
Allowance for Loan and Lease Losses, Write-offs	61,000	347,000
Loans and Leases Receivable, Allowance, Ending Balance	$ 716,000	586,000	456,000	969,000
Financing Receivable, Modifications, Number of Contracts	1
Construction and Other [Member]
Provision for Loan and Lease Losses, Total	$ 134,000	625,000
Allowance for Loan and Lease Losses, Write-offs
Loans and Leases Receivable, Allowance, Ending Balance	254,000	748,000	$ 103,000	$ 100,000
Threshold For Loans Evaluated For Impairment [Member]
Loans and Leases Receivable, before Fees, Gross	500,000
Threshold For Loans Evaluated For Impairment [Member] | Outside Consultant [Member]
Loans and Leases Receivable, before Fees, Gross	250,000
Threshold For Loans Evaluated For Impairment [Member] | Criticized Relationships [Member]
Financing Receivable, before Allowance for Credit Loss, Total	150,000
Provision Fluctuation [Member]
Provision for Loan and Lease Losses, Total	1,800,000
Provision Fluctuation [Member] | Commercial And Industrial [Member]
Allowance for Loan and Lease Losses, Write-offs		336,000
Loans and Leases Receivable, Allowance, Ending Balance		358,000
Provision Fluctuation [Member] | Construction and Other [Member]
Allowance for Loan and Lease Losses, Period Increase (Decrease), Total		661,000
Provision Fluctuation [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans and Leases Receivable, Allowance, Ending Balance		$ 435,000
Increase in Specific Reserve [Member]
Provision for Loan and Lease Losses, Total	$ 510,000

Note 8 - Loans and Related Al_4

Note 8 - Loans and Related Allowance for Loan and Lease Losses - Primary Segments of the Loan Portfolio (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Individually evaluated for impairment	$ 12,886	$ 13,070
Collectively evaluated for impairment	985,114	971,188
Total loans	998,000	984,258
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Individually evaluated for impairment	3,432	3,474
Collectively evaluated for impairment	109,840	98,912
Total loans	113,272	102,386
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Individually evaluated for impairment	7,043	7,084
Collectively evaluated for impairment	285,732	295,096
Total loans	292,775	302,180
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Individually evaluated for impairment
Collectively evaluated for impairment	52,276	62,028
Total loans	52,276	62,028
Residential Portfolio Segment [Member]
Individually evaluated for impairment	1,152	1,278
Collectively evaluated for impairment	232,748	233,520
Total loans	233,900	234,798
Commercial And Industrial [Member]
Individually evaluated for impairment	911	882
Collectively evaluated for impairment	105,886	88,645
Total loans	106,797	89,527
Home Equity Lines of Credit [Member]
Individually evaluated for impairment	347	351
Collectively evaluated for impairment	114,586	111,897
Total loans	114,933	112,248
Construction and Other [Member]
Individually evaluated for impairment
Collectively evaluated for impairment	71,186	66,680
Total loans	71,186	66,680
Consumer Portfolio Segment [Member]
Individually evaluated for impairment	1	1
Collectively evaluated for impairment	12,860	14,410
Total loans	$ 12,861	$ 14,411

Note 8 - Loans and Related Al_5

Note 8 - Loans and Related Allowance for Loan and Lease Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020	Dec. 31, 2019
Individually evaluated for impairment			$ 1,216	$ 660
Collectively evaluated for impairment			8,028	6,108
Less: allowance for loan and lease losses	$ 6,768	$ 7,206	9,244	6,768
Beginning balance	6,768	7,428
Charge-offs	(508)	(517)
Recoveries	244	55
Provision	2,740	240
Ending balance	9,244	7,206
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Individually evaluated for impairment			53	45
Collectively evaluated for impairment			1,046	756
Less: allowance for loan and lease losses	801	830	1,099	801
Beginning balance	801	1,315
Charge-offs		(32)
Recoveries	3	1
Provision	295	(454)
Ending balance	1,099	830
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Individually evaluated for impairment			1,095	582
Collectively evaluated for impairment			3,269	2,800
Less: allowance for loan and lease losses	3,382	2,857	4,364	3,382
Beginning balance	3,382	2,862
Charge-offs
Recoveries	74
Provision	908	(5)
Ending balance	4,364	2,857
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Individually evaluated for impairment
Collectively evaluated for impairment			386	340
Less: allowance for loan and lease losses	340	492	386	340
Beginning balance	340	474
Charge-offs
Recoveries
Provision	46	18
Ending balance	386	492
Residential Portfolio Segment [Member]
Individually evaluated for impairment			25	28
Collectively evaluated for impairment			1,139	698
Less: allowance for loan and lease losses	726	773	1,164	726
Beginning balance	726	761
Charge-offs	(46)
Recoveries	29	10
Provision	455	2
Ending balance	1,164	773
Commercial And Industrial [Member]
Individually evaluated for impairment			3	3
Collectively evaluated for impairment			713	453
Less: allowance for loan and lease losses	456	586	716	456
Beginning balance	456	969
Charge-offs	(61)	(347)
Recoveries	109	16
Provision	212	(52)
Ending balance	716	586
Home Equity Lines of Credit [Member]
Individually evaluated for impairment			40	2
Collectively evaluated for impairment			1,200	930
Less: allowance for loan and lease losses	932	832	1,240	932
Beginning balance	932	820
Charge-offs	(13)	(91)
Recoveries	3	4
Provision	318	99
Ending balance	1,240	832
Construction and Other [Member]
Individually evaluated for impairment
Collectively evaluated for impairment			254	103
Less: allowance for loan and lease losses	103	748	254	103
Beginning balance	103	100
Charge-offs
Recoveries	17	23
Provision	134	625
Ending balance	254	748
Consumer Portfolio Segment [Member]
Individually evaluated for impairment
Collectively evaluated for impairment			21	28
Less: allowance for loan and lease losses	28	88	$ 21	$ 28
Beginning balance	28	127
Charge-offs	(388)	(47)
Recoveries	9	1
Provision	372	7
Ending balance	$ 21	$ 88

Note 8 - Loans and Related Al_6

Note 8 - Loans and Related Allowance for Loan and Lease Losses - Impaired Loans by Class (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Recorded investment, with no related allowance	$ 6,129	$ 7,344
Unpaid principal balance, with no related allowance	6,923	8,199
Recorded investment, with related allowance	6,757	5,726
Unpaid principal balance, with related allowance	6,818	5,787
Related allowance	1,216	660
Recorded investment	12,886	13,070
Unpaid principal balance	13,741	13,986
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Recorded investment, with no related allowance	1,749	1,772
Unpaid principal balance, with no related allowance	1,749	1,772
Recorded investment, with related allowance	1,683	1,702
Unpaid principal balance, with related allowance	1,693	1,713
Related allowance	53	45
Recorded investment	3,432	3,474
Unpaid principal balance	3,442	3,485
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Recorded investment, with no related allowance	2,773	3,845
Unpaid principal balance, with no related allowance	2,773	3,845
Recorded investment, with related allowance	4,270	3,239
Unpaid principal balance, with related allowance	4,270	3,239
Related allowance	1,095	582
Recorded investment	7,043	7,084
Unpaid principal balance	7,043	7,084
Residential Portfolio Segment [Member]
Recorded investment, with no related allowance	636	759
Unpaid principal balance, with no related allowance	699	829
Recorded investment, with related allowance	516	519
Unpaid principal balance, with related allowance	567	569
Related allowance	25	28
Recorded investment	1,152	1,278
Unpaid principal balance	1,266	1,398
Commercial And Industrial [Member]
Recorded investment, with no related allowance	791	747
Unpaid principal balance, with no related allowance	1,512	1,524
Recorded investment, with related allowance	120	135
Unpaid principal balance, with related allowance	120	135
Related allowance	3	3
Recorded investment	911	882
Unpaid principal balance	1,632	1,659
Home Equity Lines of Credit [Member]
Recorded investment, with no related allowance	179	220
Unpaid principal balance, with no related allowance	189	228
Recorded investment, with related allowance	168	131
Unpaid principal balance, with related allowance	168	131
Related allowance	40	2
Recorded investment	347	351
Unpaid principal balance	357	359
Consumer Portfolio Segment [Member]
Recorded investment, with no related allowance	1	1
Unpaid principal balance, with no related allowance	1	1
Related allowance
Recorded investment	1	1
Unpaid principal balance	$ 1	$ 1

Note 8 - Loans and Related Al_7

Note 8 - Loans and Related Allowance for Loan and Lease Losses - Additional Information on Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Average recorded investment	$ 12,979	$ 15,025
Interest income recognized	105	185
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Average recorded investment	3,453	4,235
Interest income recognized	33	46
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Average recorded investment	7,064	5,057
Interest income recognized	49	52
Residential Portfolio Segment [Member]
Average recorded investment	1,215	1,795
Interest income recognized	11	11
Commercial And Industrial [Member]
Average recorded investment	897	2,198
Interest income recognized	10	30
Home Equity Lines of Credit [Member]
Average recorded investment	349	118
Interest income recognized	2	1
Construction and Other [Member]
Average recorded investment		1,620
Interest income recognized		45
Consumer Portfolio Segment [Member]
Average recorded investment	1	2
Interest income recognized

Note 8 - Loans and Related Al_8

Note 8 - Loans and Related Allowance for Loan and Lease Losses - Classes of the Loan Portfolio Summarized by Credit Quality (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Loans	$ 998,000	$ 984,258
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Loans	113,272	102,386
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Loans	292,775	302,180
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Loans	52,276	62,028
Residential Portfolio Segment [Member]
Loans	233,900	234,798
Commercial And Industrial [Member]
Loans	106,797	89,527
Home Equity Lines of Credit [Member]
Loans	114,933	112,248
Construction and Other [Member]
Loans	71,186	66,680
Consumer Portfolio Segment [Member]
Loans	12,861	14,411
Pass [Member]
Loans	952,553	957,939
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Loans	106,356	95,518
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Loans	275,603	292,192
Pass [Member] | Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Loans	40,685	62,028
Pass [Member] | Residential Portfolio Segment [Member]
Loans	231,140	231,633
Pass [Member] | Commercial And Industrial [Member]
Loans	101,055	84,136
Pass [Member] | Home Equity Lines of Credit [Member]
Loans	113,675	111,354
Pass [Member] | Construction and Other [Member]
Loans	71,186	66,680
Pass [Member] | Consumer Portfolio Segment [Member]
Loans	12,853	14,398
Special Mention [Member]
Loans	11,683	11,028
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Loans	3,938	3,951
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Loans	3,375	3,038
Special Mention [Member] | Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Loans
Special Mention [Member] | Residential Portfolio Segment [Member]
Loans	414	420
Special Mention [Member] | Commercial And Industrial [Member]
Loans	3,956	3,619
Special Mention [Member] | Home Equity Lines of Credit [Member]
Loans
Special Mention [Member] | Construction and Other [Member]
Loans
Substandard [Member]
Loans	33,764	15,291
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Loans	2,978	2,917
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Loans	13,797	6,950
Substandard [Member] | Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Loans	11,591
Substandard [Member] | Residential Portfolio Segment [Member]
Loans	2,346	2,745
Substandard [Member] | Commercial And Industrial [Member]
Loans	1,786	1,772
Substandard [Member] | Home Equity Lines of Credit [Member]
Loans	1,258	894
Substandard [Member] | Construction and Other [Member]
Loans
Substandard [Member] | Consumer Portfolio Segment [Member]
Loans	8	13
Doubtful [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Loans
Doubtful [Member] | Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Loans
Doubtful [Member] | Residential Portfolio Segment [Member]
Loans
Doubtful [Member] | Commercial And Industrial [Member]
Loans
Doubtful [Member] | Home Equity Lines of Credit [Member]
Loans
Doubtful [Member] | Construction and Other [Member]
Loans

Note 8 - Loans and Related Al_9

Note 8 - Loans and Related Allowance for Loan and Lease Losses - Past Due Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Loans, current balance	$ 981,921	$ 975,566
Loans, past due	16,079	8,692
Loans	998,000	984,258
Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	10,110	2,589
Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due	806	345
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	5,163	5,758
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Loans, current balance	112,222	101,264
Loans, past due	1,050	1,122
Loans	113,272	102,386
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due		64
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	1,050	1,058
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Loans, current balance	282,603	298,941
Loans, past due	10,172	3,239
Loans	292,775	302,180
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	6,885
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due	48
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	3,239	3,239
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Loans, current balance	52,276	62,028
Loans, past due
Loans	52,276	62,028
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due
Residential Portfolio Segment [Member]
Loans, current balance	230,471	232,518
Loans, past due	3,429	2,280
Loans	233,900	234,798
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	2,577	1,439
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due	462	34
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	390	807
Commercial And Industrial [Member]
Loans, current balance	106,157	88,965
Loans, past due	640	562
Loans	106,797	89,527
Commercial And Industrial [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	329	190
Commercial And Industrial [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due	118	66
Commercial And Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	193	306
Home Equity Lines of Credit [Member]
Loans, current balance	114,611	111,792
Loans, past due	322	456
Loans	114,933	112,248
Home Equity Lines of Credit [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	101	274
Home Equity Lines of Credit [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due	156	29
Home Equity Lines of Credit [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	65	153
Construction and Other [Member]
Loans, current balance	71,005	66,680
Loans, past due	181
Loans	71,186	66,680
Construction and Other [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	181
Construction and Other [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due
Construction and Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due
Consumer Portfolio Segment [Member]
Loans, current balance	12,576	13,378
Loans, past due	285	1,033
Loans	12,861	14,411
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans, past due	37	622
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans, past due	22	216
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans, past due	$ 226	$ 195

Note 8 - Loans and Related A_10

Note 8 - Loans and Related Allowance for Loan and Lease Losses - Nonaccrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Loans, current balance	$ 8,405	$ 8,879
Loans, past due	0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Loans, current balance	1,175	1,162
Loans, past due
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Loans, current balance	3,287	3,289
Loans, past due
Residential Portfolio Segment [Member]
Loans, current balance	2,180	2,576
Loans, past due
Commercial And Industrial [Member]
Loans, current balance	835	946
Loans, past due	0
Home Equity Lines of Credit [Member]
Loans, current balance	699	709
Loans, past due
Consumer Portfolio Segment [Member]
Loans, current balance	229	197
Loans, past due	$ 0

Note 8 - Loans and Related A_11

Note 8 - Loans and Related Allowance for Loan and Lease Losses - Troubled Debt Restructurings (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)	Mar. 31, 2019
Number of contracts		0
Residential Portfolio Segment [Member]
Number of contracts	2
Pre-modification outstanding recorded investment	$ 42
Post-modification outstanding recorded investment	$ 42
Commercial And Industrial [Member]
Number of contracts	1
Pre-modification outstanding recorded investment	$ 95
Post-modification outstanding recorded investment	$ 95
Extended Maturity [Member] | Residential Portfolio Segment [Member]
Number of contracts	2
Extended Maturity [Member] | Commercial And Industrial [Member]
Number of contracts	1
Other Restructurings [Member] | Residential Portfolio Segment [Member]
Number of contracts
Other Restructurings [Member] | Commercial And Industrial [Member]
Number of contracts

Note 9 - Stock Split Disclosu_3

Note 9 - Stock Split Disclosure (Details Textual)	Oct. 09, 2019
Stockholders' Equity Note, Stock Split, Conversion Ratio	2

Note 9 - Stock Split Disclosu_4

Note 9 - Stock Split Disclosure - Effect of Stock Split (Details) - $ / shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Restated net income per common share - basic (in dollars per share)	$ 0.16	$ 0.46
Restated net income per common share - diluted (in dollars per share)	$ 0.16	$ 0.46
Restated weighted-average common shares issued (in shares)	7,298,740	7,270,608
Restated average treasury stock shares (in shares)	881,631	772,330
Restated average shares outstanding - basic (in shares)	6,417,109	6,498,278
Restated stock options and restricted stock (in shares)	12,334	12,290
Restated average shares outstanding - diluted (in shares)	6,429,443	6,510,568
Restated period ending shares outstanding (in shares)	6,369,467	6,512,740	6,423,630
Restated treasury shares outstanding (in shares)	929,362	772,330	871,162

Note 10 - Risks and Uncertain_3

Note 10 - Risks and Uncertainties (Details Textual) - Subsequent Event [Member] $ in Millions	May 03, 2020USD ($)	May 01, 2020USD ($)	Apr. 21, 2020USD ($)
Payroll Protection Plan, Number of Loan Applications Approved	1,048
Payment Protection Plan, Amount to be Funded	$ 138.1
Financing Receivable, Number of Payment Deferrals		606
Financing Receivable, Deferred Payments		$ 333.2
Financing Receivable, Number of Principal and Interest Payments and Extension of Maturity Date Payment Deferrals			252
Financing Receivable, Principal and Interest Payments and Extension of Maturity Date Payment Deferrals			$ 147
Residential Mortgage and Consumer [Member]
Financing Receivable, Number of Payment Deferrals		59
Financing Receivable, Deferred Payments		$ 7.8

Note 10 - Risks and Uncertain_4

Note 10 - Risks and Uncertainties - Loans at Risk (Details) - Commercial Portfolio Segment [Member] - COVID-19 [Member] $ in Thousands	Mar. 31, 2020USD ($)
Number of loans at risk	787
Balance of loans at risk	$ 441,731
% of total loans at risk	44.26%
Residential Non-owner Occupied Loan [Member]
Number of loans at risk	337
Balance of loans at risk	$ 142,725
% of total loans at risk	14.30%
Retail Loan [Member]
Number of loans at risk	220
Balance of loans at risk	$ 197,073
% of total loans at risk	19.75%
Restaurant/food service/bar Loan [Member]
Number of loans at risk	48
Balance of loans at risk	$ 16,868
% of total loans at risk	1.69%
Hospitality and Tourism Loan [Member]
Number of loans at risk	32
Balance of loans at risk	$ 45,225
% of total loans at risk	4.53%
Self-storage Facility Loan [Member]
Number of loans at risk	29
Balance of loans at risk	$ 25,622
% of total loans at risk	2.57%
Other Loans [Member]
Number of loans at risk	121
Balance of loans at risk	$ 14,218
% of total loans at risk	1.42%

Note 10 - Risks and Uncertain_5

Note 10 - Risks and Uncertainties - Summary of Payment Deferrals (Details) - Subsequent Event [Member] $ in Thousands	Apr. 21, 2020USD ($)
Number of Loans	252
Balance	$ 147,000
Commercial Portfolio Segment [Member]
Number of Loans	188
Balance	$ 107,021
% of Total Loans	10.71%
Commercial Portfolio Segment [Member] | Residential Non-owner Occupied Loan [Member]
Number of Loans	9
Balance	$ 2,297
% of Total Loans	0.23%
Commercial Portfolio Segment [Member] | Office Loan [Member]
Number of Loans	9
Balance	$ 1,776
% of Total Loans	0.18%
Commercial Portfolio Segment [Member] | Retail Loan [Member]
Number of Loans	41
Balance	$ 52,443
% of Total Loans	5.25%
Commercial Portfolio Segment [Member] | Restaurant/food service/bar Loan [Member]
Number of Loans	8
Balance	$ 3,320
% of Total Loans	0.33%
Commercial Portfolio Segment [Member] | Hospitality and Tourism Loan [Member]
Number of Loans	8
Balance	$ 4,638
% of Total Loans	0.46%
Commercial Portfolio Segment [Member] | Other Loans [Member]
Number of Loans	113
Balance	$ 42,547
% of Total Loans	4.26%