Middlefield Banc (MBCN) 10-Q 13 Nov 24 2024 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2024	Nov. 13, 2024
Document Information [Line Items]
Entity Central Index Key	0000836147
Entity Registrant Name	Middlefield Banc Corp.
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2024
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2024
Document Transition Report	false
Entity File Number	001-36613
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1585111
Entity Address, Address Line One	15985 East High Street
Entity Address, City or Town	Middlefield
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44062-0035
City Area Code	440
Local Phone Number	632-1666
Title of 12(b) Security	Common Stock, Without Par Value
Trading Symbol	MBCN
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		8,071,032

Consolidated Balance Sheet (Una

Consolidated Balance Sheet (Unaudited) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 61,851,000	$ 56,397,000
Federal funds sold	12,022,000	4,439,000
Cash and cash equivalents	73,873,000	60,836,000
Investment securities available for sale, at fair value	169,895,000	170,779,000
Other investments	895,000	955,000
Loans held for sale	249,000	0
Loans:
Loans	1,504,531,000	1,478,130,000
Less: allowance for credit losses	22,526,000	21,693,000
Net loans	1,482,005,000	1,456,437,000
Premises and equipment, net	20,528,000	21,339,000
Goodwill	36,356,000	36,356,000
Core deposit intangibles	5,869,000	6,642,000
Bank-owned life insurance	35,049,000	34,349,000
Accrued interest receivable and other assets	32,916,000	35,190,000
TOTAL ASSETS	1,857,635,000	1,822,883,000
LIABILITIES
Noninterest-bearing demand	390,933,000	401,384,000
Interest-bearing demand	218,002,000	205,582,000
Money market	376,619,000	274,682,000
Savings	199,984,000	210,639,000
Time	327,231,000	334,315,000
Total deposits	1,512,769,000	1,426,602,000
Federal Home Loan Bank advances	106,000,000	163,000,000
Other borrowings	11,711,000	11,862,000
Accrued interest payable and other liabilities	16,450,000	15,738,000
TOTAL LIABILITIES	1,646,930,000	1,617,202,000
STOCKHOLDERS' EQUITY
Common stock, no par value; 25,000,000 shares authorized, 9,950,342 and 9,930,704 shares issued; 8,071,032 and 8,095,252 shares outstanding	161,916,000	161,388,000
Additional paid-in capital	108,000	0
Retained earnings	106,067,000	100,237,000
Accumulated other comprehensive loss	(16,477,000)	(16,090,000)
Treasury stock, at cost; 1,879,310 and 1,835,452 shares	(40,909,000)	(39,854,000)
TOTAL STOCKHOLDERS' EQUITY	210,705,000	205,681,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	1,857,635,000	1,822,883,000
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Loans:
Loans	187,313,000	183,545,000
Less: allowance for credit losses	2,190,000	2,668,000
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Loans:
Loans	407,159,000	401,580,000
Less: allowance for credit losses	8,356,000	4,480,000
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Loans:
Loans	94,798,000	82,506,000
Less: allowance for credit losses	1,393,000	1,796,000
Residential Portfolio Segment [Member]
Loans:
Loans	345,748,000	328,854,000
Less: allowance for credit losses	5,110,000	5,450,000
Commercial And Industrial [Member]
Loans:
Loans	213,172,000	221,508,000
Less: allowance for credit losses	2,412,000	4,377,000
Home Equity Lines of Credit [Member]
Loans:
Loans	137,761,000	127,818,000
Less: allowance for credit losses	869,000	750,000
Construction and Other [Member]
Loans:
Loans	111,550,000	125,105,000
Less: allowance for credit losses	2,131,000	1,990,000
Consumer Portfolio Segment [Member]
Loans:
Loans	7,030,000	7,214,000
Less: allowance for credit losses	$ 65,000	$ 182,000

Consolidated Balance Sheet (U_2

Consolidated Balance Sheet (Unaudited) (Parentheticals) - $ / shares $ / shares in Thousands	Sep. 30, 2024	Dec. 31, 2023
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	25,000,000	25,000,000
Common stock, shares issued (in shares)	9,950,342	9,930,704
Common stock, shares outstanding (in shares)	8,071,032	8,095,252
Treasury Stock (in shares)	1,879,310	1,835,452

Consolidated Statement of Incom

Consolidated Statement of Income (Unaudited) - USD ($)		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
INTEREST AND DIVIDEND INCOME
Interest and fees on loans		$ 23,441,000	$ 20,899,000	$ 69,258,000	$ 59,935,000
Interest-earning deposits in other institutions		348,000	300,000	1,171,000	920,000
Federal funds sold		143,000	266,000	417,000	678,000
Investment securities:
Taxable interest		528,000	477,000	1,500,000	1,415,000
Tax-exempt interest		962,000	980,000	2,900,000	2,938,000
Dividends on stock		191,000	148,000	578,000	326,000
Total interest and dividend income		25,613,000	23,070,000	75,824,000	66,212,000
INTEREST EXPENSE
Deposits		8,792,000	5,632,000	24,681,000	12,472,000
Short-term borrowings		1,575,000	1,258,000	5,488,000	3,373,000
Other borrowings		173,000	213,000	530,000	539,000
Total interest expense		10,540,000	7,103,000	30,699,000	16,384,000
NET INTEREST INCOME		15,073,000	15,967,000	45,125,000	49,828,000
Provision for credit losses		2,234,000	1,127,000	2,185,000	2,449,000
NET INTEREST INCOME AFTER PROVISON FOR CREDIT LOSSES		12,839,000	14,840,000	42,940,000	47,379,000
NONINTEREST INCOME
Gain (loss) on equity securities	[1]	14,000	48,000	(65,000)	(157,000)
Gain on other real estate owned	[1]	0	0	0	2,000
Earnings on bank-owned life insurance	[1]	246,000	207,000	700,000	627,000
Gain on sale of loans	[1]	56,000	45,000	135,000	74,000
Revenue from investment services		206,000	190,000	679,000	550,000
Gross rental income	[1]	0	110,000	67,000	290,000
Total noninterest income		1,743,000	1,817,000	5,299,000	5,088,000
NONINTEREST EXPENSE
Salaries and employee benefits		6,201,000	5,994,000	18,645,000	17,865,000
Occupancy expense		627,000	699,000	1,780,000	2,054,000
Equipment expense		203,000	297,000	704,000	969,000
Data processing and information technology costs		1,248,000	1,209,000	3,665,000	3,415,000
Ohio state franchise tax		399,000	398,000	1,193,000	1,180,000
Federal deposit insurance expense		255,000	207,000	762,000	576,000
Professional fees		539,000	545,000	1,654,000	1,633,000
Advertising expense		283,000	414,000	1,210,000	1,315,000
Software amortization expense		74,000	24,000	117,000	73,000
Core deposit intangible amortization		257,000	265,000	773,000	794,000
Gross other real estate owned expenses		0	195,000	99,000	390,000
Merger-related costs		0	22,000	0	472,000
Other expense		1,785,000	1,849,000	5,136,000	5,228,000
Total noninterest expense		11,871,000	12,118,000	35,738,000	35,964,000
Income before income taxes		2,711,000	4,539,000	12,501,000	16,503,000
Income taxes		371,000	703,000	1,830,000	2,678,000
NET INCOME		$ 2,340,000	$ 3,836,000	$ 10,671,000	$ 13,825,000
EARNINGS PER SHARE
Basic (in dollars per share)		$ 0.29	$ 0.47	$ 1.32	$ 1.71
Diluted (in dollars per share)		$ 0.29	$ 0.47	$ 1.32	$ 1.7
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income revenue		$ 959,000	$ 954,000	$ 2,839,000	$ 2,880,000
Financial Service, Other [Member]
NONINTEREST INCOME
Noninterest income revenue		$ 262,000	$ 263,000	$ 944,000	$ 822,000
[1]Not within scope of ASC 606

Consolidated Statement of Compr

Consolidated Statement of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Net income	$ 2,340	$ 3,836	$ 10,671	$ 13,825
Other comprehensive income (loss):
Unrealized holding gain (loss) on securities available for sale	3,786	(7,336)	(490)	(5,420)
Tax effect	(795)	1,540	103	1,138
Total other comprehensive income (loss)	2,991	(5,796)	(387)	(4,282)	[1]
Comprehensive income (loss)	$ 5,331	$ (1,960)	$ 10,284	$ 9,543
[1]All amounts are net of tax. Amounts in parentheses indicate debits to AOCI.

Consolidated Statement of Chang

Consolidated Statement of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Retained Earnings [Member] Cumulative Effect, Period of Adoption, Adjustment [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Treasury Stock, Common [Member]	Additional Paid-in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Total
Balance (in shares) at Dec. 31, 2022	9,916,466
Balance (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022		$ (4,421)					$ (4,421)
Balance at Dec. 31, 2022	$ 161,029		$ 94,154	$ (22,144)	$ (35,348)			$ 197,691
Net income			13,825					13,825
Other comprehensive income				(4,282)				(4,282)	[1]
Shares issued for stock options and grants (in shares)	11,562
Shares issued for stock options and grants	$ 320							320
Cash dividends			(4,841)					(4,841)
Common shares repurchased					(4,506)			(4,506)
Authorization of additional common shares	$ (37)							(37)
Balance (in shares) at Sep. 30, 2023	9,928,028
Balance at Sep. 30, 2023	$ 161,312		98,717	(26,426)	(39,854)			193,749
Balance (in shares) at Jun. 30, 2023	9,924,245
Balance at Jun. 30, 2023	$ 161,211		96,500	(20,630)	(39,854)			197,227
Net income			3,836					3,836
Other comprehensive income				(5,796)				(5,796)
Shares issued for stock options and grants (in shares)	3,783
Shares issued for stock options and grants	$ 101							101
Cash dividends			(1,619)					(1,619)
Balance (in shares) at Sep. 30, 2023	9,928,028
Balance at Sep. 30, 2023	$ 161,312		98,717	(26,426)	(39,854)			$ 193,749
Balance (in shares) at Dec. 31, 2023	9,930,704							8,095,252
Balance at Dec. 31, 2023	$ 161,388		100,237	(16,090)	(39,854)	$ 0		$ 205,681
Net income			10,671					10,671
Other comprehensive income				(387)				(387)
Shares issued for stock options and grants (in shares)	19,638
Shares issued for stock options and grants	$ 528							528
Restricted stock grant						108		108
Cash dividends			(4,841)					(4,841)
Common shares repurchased					(1,055)			$ (1,055)
Balance (in shares) at Sep. 30, 2024	9,950,342							8,071,032
Balance at Sep. 30, 2024	$ 161,916		106,067	(16,477)	(40,909)	108		$ 210,705
Balance (in shares) at Jun. 30, 2024	9,946,454
Balance at Jun. 30, 2024	$ 161,823		105,342	(19,468)	(40,909)	0		206,788
Net income			2,340					2,340
Other comprehensive income				2,991				2,991
Shares issued for stock options and grants (in shares)	3,888
Shares issued for stock options and grants	$ 93							93
Restricted stock grant						108		108
Cash dividends			(1,615)					$ (1,615)
Balance (in shares) at Sep. 30, 2024	9,950,342							8,071,032
Balance at Sep. 30, 2024	$ 161,916		$ 106,067	$ (16,477)	$ (40,909)	$ 108		$ 210,705
[1]All amounts are net of tax. Amounts in parentheses indicate debits to AOCI.

Consolidated Statement of Cha_2

Consolidated Statement of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Cash dividends per share (in dollars per share)	$ 0.2	$ 0.2	$ 0.6	$ 0.4
Common shares repurchased (in shares)		43,858	43,858	164,221

Consolidated Statement of Cash

Consolidated Statement of Cash Flows (Unaudited) - USD ($)		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023
OPERATING ACTIVITIES
Net income		$ 10,671,000	$ 13,825,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses		2,185,000	2,449,000
Loss on equity securities	[1]	65,000	157,000
Software amortization expense		117,000	73,000
Amortization of premium and discount on investment securities, net		421,000	453,000
Amortization of core deposit intangibles		773,000	794,000
Depreciation, amortization, and accretion, net		(47,000)	(100,000)
Stock-based compensation, net		482,000	78,000
Origination of loans held for sale		(5,638,000)	(4,549,000)
Proceeds from sale of loans held for sale		5,524,000	3,991,000
Gain on sale of loans held for sale		(135,000)	(74,000)
Earnings on bank-owned life insurance	[1]	(700,000)	(627,000)
Deferred income tax (benefit)		(45,000)	485,000
Gains on other real estate owned		0	(2,000)
Decrease (increase) in accrued interest receivable		265,000	(1,002,000)
Increase in accrued interest payable		3,950,000	1,607,000
Other, net		(3,078,000)	(2,941,000)
Net cash provided by operating activities		14,809,000	14,617,000
INVESTING ACTIVITIES
Proceeds from repayments and maturities		1,871,000	1,680,000
Purchases		(1,898,000)	(2,000,000)
Purchase of other investments		(5,000)	(200,000)
Increase in loans, net		(26,460,000)	(99,059,000)
Proceeds from the sale of other real estate owned		0	31,000
Proceeds from bank-owned life insurance		0	289,000
Purchase of premises and equipment		(368,000)	(1,058,000)
Purchase of restricted stock		(723,000)	(5,507,000)
Redemption of restricted stock		2,691,000	4,237,000
Net cash used in investing activities		(24,892,000)	(101,587,000)
FINANCING ACTIVITIES
Net increase in deposits		86,167,000	55,157,000
Net (decrease) increase in short-term borrowings		(57,000,000)	53,000,000
Repayment of other borrowings		(151,000)	(147,000)
Repurchase of common shares		(1,055,000)	(4,506,000)
Cash dividends		(4,841,000)	(4,841,000)
Net cash provided by financing activities		23,120,000	98,663,000
Increase in cash and cash equivalents		13,037,000	11,693,000
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD		60,836,000	53,809,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD		73,873,000	65,502,000
SUPPLEMENTAL INFORMATION
Interest on deposits and borrowings		26,749,000	14,777,000
Income taxes		2,130,000	2,168,000
Noncash investing transactions:
Purchased loan fair value adjustment		$ 0	$ 4,462,000
[1]Not within scope of ASC 606

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1 Principles of Consolidation and Basis of Presentation The consolidated financial statements of Middlefield Banc Corp. ("Company") include its bank subsidiary, The Middlefield Banking Company (“MBC” or “Bank”), and a nonbank asset resolution subsidiary EMORECO, Inc. The consolidated financial statements also include the accounts of MBC’s subsidiaries, Middlefield Investments, Inc. (“MI”) and MB Insurance Services (“MIS”). All significant inter-company items have been eliminated. On March 13, 2019, September 30, 2024 may may not first 2022, September 30, 2024 December 1, 2022, not January 19, 2024. The unaudited consolidated financial statements have been prepared in conformity with the instructions to Form 10 10 not 10 December 31, 2023. not may The Company’s significant accounting policies involve the more significant judgments and assumptions used in the preparation of the consolidated financial statements as of September 30, 2024 Investments Management determines the appropriate classification of investment securities at the time of purchase and re-evaluates such designation as of each balance sheet date. Investment securities classified as available for sale are those securities that the Bank intends to hold for an indefinite period of time but not Investment securities classified as held to maturity are those securities the Bank has both the intent and ability to hold to maturity regardless of changes in market conditions, liquidity needs, or changes in general economic conditions. These securities are carried at cost, adjusted for the amortization of premium and accretion of discount, and computed by a method that approximates the interest method over the terms of the securities. As of September 30, 2024 not Equity securities, which are included in other investments on the Consolidated Balance Sheet, are measured at fair value with changes in fair value recognized in net income. The Bank adopted ASU No. 2016 13 , Financial Instruments - Credit Loses - Topic ( 326 2016 13" , January 1, 2023. not not not The allowance for credit losses is included within investment securities available for sale on the Consolidated Balance Sheet. Changes in the allowance for credit losses are recorded within the provision for credit losses on the Consolidated Statement of Income. Losses are charged against the allowance when the Bank believes the collectability of an available-for-sale security is in jeopardy or when either of the criteria regarding intent or requirement to sell is met. Accrued interest receivable on available-for-sale investment securities totaled $1.5 million on September 30, 2024 90 Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at their outstanding unpaid principal balances, net of unearned income, which includes net deferred loan fees and costs and unamortized premiums and discounts. Accrued interest receivable is included within accrued interest receivable and other assets on the Consolidated Balance Sheet. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loans’ yield (interest income). The Bank amortizes these amounts over the contractual life of the loan. Premiums and discounts on purchased loans are amortized as adjustments to interest income using the effective yield method. Interest income is primarily recognized on an accrual basis according to formulas in written contracts, such as loan agreements. The loan portfolio is segmented into commercial and consumer loans. Commercial loans consist of the following classes: commercial construction, commercial and industrial loans, and commercial real estate loans. Consumer loans consist of the following classes: residential real estate loans, home equity loans, and consumer loans. For all classes of loans, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 may no The Bank adopted ASU 2016 13 , January 1, 2023. not The ACL is an estimate of expected credit losses, measured over the contractual life of a loan, that considers our historical loss experience, current conditions, and forecasts of future economic conditions. Determination of an appropriate ACL is inherently subjective and may Management uses a discounted cash flow ("DCF") model to calculate the present value of the expected cash flows for pools of loans that share similar risk characteristics and compares the results of this calculation to the amortized cost basis to determine its ACL balance. The contractual term used in projecting the cash flows of a loan is based on the maturity date of a loan and is adjusted for prepayment or curtailment assumptions, which may The key inputs to the DCF model are ( 1 2 3 4 5 6 7 Probability of Default ("PD") In order to incorporate economic factors into forecasting within the DCF model, management elected to use the Loss Driver method to generate the PD rate inputs. The Loss Driver method analyzes how one Loss Given Default ("LGD") Management elected to use the Frye Jacobs parameter for determining the LGD input, which is an estimation technique that derives an LGD input from segment-specific risk curves that correlate LGD with PD. Prepayment and Curtailment Rates Prepayment Rates: Loan-level transaction data is used to calculate semi-annual prepayment rates. These semi-annual rates are annualized, and the average of the annualized rates is used in the DCF calculation for fixed payments or term loans. Rates are calculated for each pool. Curtailment Rates: Loan-level transaction data is used to calculate annual curtailment rates using available historical loan-level data. The average of the historical rates is used in the DCF model for interest-only payment or line-of-credit type loans. Rates are calculated for each pool. Reasonable and Supportable Forecasts The forecast data used in the DCF model is obtained via a subscription to a widely recognized and relied-upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable forecast. Forecast Reversion Period Management uses forecasts to predict how economic factors will perform and has determined to use a four eight Expected Recoveries on Charged-off Loans Management performs an analysis to estimate recoveries that could be reasonably expected based on historical experience in order to account for expected recoveries on loans that have already been fully charged off and are not Discount Rate The effective interest rate of the underlying loans of the Company serves as the discount rate applied to the expected periodic cash flows. Management adjusts the effective interest rate used to discount expected cash flows to incorporate expected prepayments. Individual Evaluation Management evaluates individual instruments for expected credit losses when those instruments do not not The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The Company’s loan portfolio is segmented to a level that allows management to monitor risk and performance. The portfolio is segmented into Commercial Real Estate (“CRE”), which is further segmented into Owner Occupied (“CRE OO”), Non-owner Occupied (“CRE NOO”), and Multifamily Residential, Residential Real Estate (“RRE”), Commercial and Industrial (“C&I”), Home Equity Lines of Credit (“HELOC”), Construction and Other (“Construction”), and Consumer Installment Loans. The CRE loan segments consist of loans made to finance the activities of CRE owners and operators and certain agricultural loans. The RRE and HELOC loan segments consist of loans made to finance the activities of residential homeowners. The C&I loan segment consists of loans made to finance the activities of commercial customers and certain agricultural loans. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts. Historical credit loss experience is the basis for the estimation of expected credit losses. We apply historical loss rates to pools of loans with similar risk characteristics. After consideration of the historic loss calculation, management applies qualitative adjustments to reflect the current conditions and reasonable and supportable forecasts not The Bank has elected to exclude accrued interest receivable from the measurement of its ACL. When a loan is placed on nonaccrual status, any outstanding accrued interest is reversed against interest income. The ACL calculation for individual loans begins with the use of normal credit review procedures to identify whether a loan no third 2023, 1 2 3 not three 1 2 3 not The Bank adopted ASU No. 2016 13 January 1, 2023. Reclassification of Comparative Amounts Certain comparative amounts for prior years have been reclassified to conform to current-year presentations. Such reclassifications did not Accounting Pronouncements Adopted in 2024 In March 2023, 2023 02, Equity Method and Joint Ventures (Topic 323 January 1, 2024, 2023 02. not Recent Accounting Pronouncements In January 2020, 2020 04, Reference Rate Reform (Topic 848 March 2020 not not one 2022 06, 848 848 December 2022, December 2022, 2020 04 December 31, 2022, December 31, 2024. not In June 2022, 2022 03, Fair Value Measurement (Topic 820 not not December 15, 2024. not In November 2023, 2023 07, Segment Reporting (Topic 280 280. 280 820. December 15, 2023, December 15, 2024. not In December 2023, 2023 09, Income Taxes (Topic 740 December 15, 2024. not In March 2024, 2024 01, Compensation Stock Compensation (Topic 718 718 December 15, 2024, not

Note 2 - Revenue Recognition

Note 2 - Revenue Recognition	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	NOTE 2 REVENUE RECOGNITION Following ASC Topic 606, Revenue from Contracts with Customers (Topic 606 not 606. nine September 30, 2024 The main types of noninterest income within the scope of the standard are as follows: Service charges on deposit accounts Revenue from investment services Miscellaneous fee income The following table depicts the disaggregation of revenue derived from contracts with customers to depict the nature, amount, timing, and uncertainty of revenue and cash flows: For the Three Months Ended September 30, For the Nine Months Ended September 30, Noninterest Income 2024 2023 2024 2023 (Dollar amounts in thousands) Service charges on deposit accounts: Overdraft fees $ 249 $ 258 $ 748 $ 734 ATM banking fees 489 484 1,419 1,447 Service charges and other fees 221 212 672 699 Gain (loss) on equity securities ⁽ª⁾ 14 48 (65 ) (157 ) Gain on sale of other real estate owned ⁽ª⁾ - - - 2 Earnings on bank-owned life insurance ⁽ª⁾ 246 207 700 627 Gain on sale of loans ⁽ª⁾ 56 45 135 74 Revenue from investment services 206 190 679 550 Miscellaneous fee income 106 98 301 285 Gross rental income ⁽ª⁾ - 110 67 290 Other income 156 165 643 537 Total noninterest income $ 1,743 $ 1,817 $ 5,299 $ 5,088 (a) Not 606

Note 3 - Earnings Per Share

Note 3 - Earnings Per Share	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 3 The Company provides a dual presentation of basic and diluted earnings per share. Basic earnings per share is calculated by dividing net income by the average shares outstanding. Diluted earnings per share adds the dilutive effects of restricted stock to average shares outstanding. The following table sets forth the composition of the weighted-average common shares (denominator) used in the basic and diluted earnings per share computation. For the Three For the Nine Months Ended Months Ended September 30, September 30, 2024 2023 2024 2023 Weighted-average common shares outstanding 9,950,342 9,927,946 9,946,146 9,924,597 Average treasury stock shares (1,879,310 ) (1,835,452 ) (1,869,706 ) (1,818,080 ) Weighted-average common shares and common stock equivalents used to calculate basic earnings per share 8,071,032 8,092,494 8,076,440 8,106,517 Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share 15,840 8,812 15,840 8,812 Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share 8,086,872 8,101,306 8,092,280 8,115,329 On September 30, 2024 On September 30, 2023 When shares recognized as equity are repurchased, the amount of the consideration paid, which includes directly attributable costs, is recognized as a deduction from equity. Repurchased shares are classified as treasury shares and are presented in the treasury share reserve. The reserve for the Company’s treasury shares comprises the cost of the Company’s shares held by the Company. As of September 30, 2024 September 30, 2023

Note 4 - Accumulated Other Comp

Note 4 - Accumulated Other Comprehensive (Loss) Income	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 4 The following table presents the changes in accumulated other comprehensive (loss) income (“AOCI”) by component, net of tax, for the three nine September 30, 2024 2023 (Dollars in thousands) Unrealized (losses)/gains on securities available-for-sale Balance at June 30, 2024 $ (19,468 ) Other comprehensive income⁽ª⁾ 2,991 Balance at September 30, 2024 $ (16,477 ) Balance at December 31, 2023 $ (16,090 ) Other comprehensive loss⁽ª⁾ (387 ) Balance at September 30, 2024 $ (16,477 ) (Dollars in thousands) Unrealized (losses)/gains on securities available-for-sale Balance at June 30, 2023 $ (20,630 ) Other comprehensive loss⁽ª⁾ (5,796 ) Balance at September 30, 2023 $ (26,426 ) Balance at December 31, 2022 $ (22,144 ) Other comprehensive loss⁽ª⁾ (4,282 ) Balance at September 30, 2023 $ (26,426 ) (a) All amounts are net of tax. There were no three nine September 30, 2024 2023

Note 5 - Fair Value Measurement

Note 5 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 5 Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for an asset or liability in an orderly transaction between market participants at the measurement date. GAAP establishes a fair value hierarchy that prioritizes the use of inputs used in valuation methodologies into the following levels: Level I: Quoted prices are available in active markets for identical assets or liabilities as of the reported date. Level II: Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are valued using other financial instruments, the parameters of which can be directly observed. Level III: Assets and liabilities that have little to no not two This hierarchy requires the use of observable market data when available. The following tables present the assets measured at fair value on a recurring basis on the Consolidated Balance Sheet by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. September 30, 2024 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a recurring basis: Subordinated debt $ - $ 25,883 $ 6,650 $ 32,533 Obligations of states and political subdivisions - 129,467 - 129,467 Mortgage-backed securities in government-sponsored entities - 7,895 - 7,895 Total investment securities available for sale - 163,245 6,650 169,895 Equity securities 785 - - 785 Total $ 785 $ 163,245 $ 6,650 $ 170,680 December 31, 2023 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a recurring basis: Subordinated debt $ - $ 23,118 $ 8,801 $ 31,919 Obligations of states and political subdivisions - 132,542 - 132,542 Mortgage-backed securities in government-sponsored entities - 6,318 - 6,318 Total investment securities available for sale - 161,978 8,801 170,779 Equity securities 814 - - 814 Total $ 814 $ 161,978 $ 8,801 $ 171,593 Investment Securities Available for Sale An independent pricing service provides the Company fair values determined by pricing models using a market approach that considers observable market data, such as interest rate volatilities, benchmarked yield curve, credit spreads and prices from market makers and live trading systems (Level II). Level III securities are assets whose fair value cannot be determined by using observable measures. The inputs to the valuation methodology of these securities are unobservable and significant to the fair value measurement. Currently, this category includes certain subordinated debt investments that are valued based on the discounted cash flow approach assuming a yield curve of similarly structured instruments. While the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of specific financial instruments could result in a different estimate of fair value at the reporting date. Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not not may Equity Securities no not The following table presents the fair value reconciliation of Level III assets measured at fair value on a recurring basis. Subordinated debt (Dollar amounts in thousands) September 30, 2024 December 31, 2023 Beginning of year $ 8,801 $ 8,737 Purchases, sales, settlements: Purchases - 1,000 Transfers out of Level III (1) (2,250 ) (1,000 ) Net change in unrealized loss on investment securities available-for-sale 99 64 Balance at end of period $ 6,650 $ 8,801 ( 1 Transfers between hierarchy levels are based on the availability of sufficient observable inputs to meet Level II versus Level III criteria. The level designation of each financial instrument is reassessed at the end of each period. The following table presents the assets measured at fair value on a non-recurring basis on the Consolidated Balance Sheet by level within the fair value hierarchy. September 30, 2024 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a non-recurring basis: Collateral-dependent loans $ - $ - $ 4,155 $ 4,155 December 31, 2023 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a non-recurring basis: Collateral-dependent loans $ - $ - $ 3,361 $ 3,361 Collateral-Dependent Loans third may not not September 30, 2024 December 31, 2023 The following table presents additional quantitative information about assets measured at fair value on a non-recurring basis and for which the Company uses Level III inputs to determine fair value. Quantitative Information about Level III Fair Value Measurements (Dollar amounts in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) September 30, 2024 Collateral-dependent loans $ 4,155 Appraisal of collateral (1) Appraisal adjustments (2) 10.4% - 23.9% Quantitative Information about Level III Fair Value Measurements (Dollar amounts in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) December 31, 2023 Collateral-dependent loans $ 3,361 Appraisal of collateral (1) Appraisal adjustments (2) 20.1 % ( 1 Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs that are not ( 2 Appraisals may The estimated fair value of the Company’s financial instruments not September 30, 2024 Carrying Total Value Level I Level II Level III Fair Value (Dollar amounts in thousands) Financial assets: Net loans $ 1,482,005 $ - $ - $ 1,436,941 $ 1,436,941 Mortgage servicing rights 1,528 2,598 2,598 Financial liabilities: Non-maturing deposits $ 1,185,538 $ 1,185,538 $ - $ - $ 1,185,538 Time deposits 327,231 - - 326,913 326,913 Other borrowings 11,711 - - 11,711 11,711 December 31, 2023 Carrying Total Value Level I Level II Level III Fair Value (Dollar amounts in thousands) Financial assets: Net loans $ 1,456,437 $ - $ - $ 1,370,657 $ 1,370,657 Mortgage servicing rights 1,636 2,781 2,781 Financial liabilities: Non-maturing deposits $ 1,092,287 $ 1,092,287 $ - $ - $ 1,092,287 Time deposits 334,315 - - 331,638 331,638 Other borrowings 11,862 - - 11,862 11,862 Included within other borrowings is an $8.2 million note payable, which matures in December 2037. In addition to the financial instruments included in the above tables, cash and cash equivalents, bank-owned life insurance, Federal Home Loan Bank (the “FHLB”) stock, other investments, accrued interest receivable, FHLB advances, finance lease liabilities, and accrued interest payable, are carried at cost, which approximates the fair value of the instruments.

Note 6 - Investments and Equity

Note 6 - Investments and Equity Securities	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 6 INVESTMENT AND EQUITY SECURITIES The amortized cost and fair values of investment securities available for sale are as follows: September 30, 2024 Gross Gross Amortized Unrealized Unrealized Fair (Dollar amounts in thousands) Cost (a) Gains Losses Value Subordinated debt $ 34,300 $ 116 $ (1,883 ) $ 32,533 Obligations of states and political subdivisions: Tax-exempt 148,122 49 (18,704 ) 129,467 Mortgage-backed securities in government-sponsored entities 8,330 60 (495 ) 7,895 Total $ 190,752 $ 225 $ (21,082 ) $ 169,895 (a) Amortized cost excludes accrued interest receivable of $1.5 million for the period ending September 30, 2024 December 31, 2023 Gross Gross Amortized Unrealized Unrealized Fair (Dollar amounts in thousands) Cost (a) Gains Losses Value Subordinated debt $ 34,300 $ 70 $ (2,451 ) $ 31,919 Obligations of states and political subdivisions: Tax-exempt 149,881 153 (17,492 ) 132,542 Mortgage-backed securities in government-sponsored entities 6,965 - (647 ) 6,318 Total $ 191,146 $ 223 $ (20,590 ) $ 170,779 (a) Amortized cost excludes accrued interest receivable of $1.6 million for the period ending December 31, 2023 The amortized cost and fair value of investment securities at September 30, 2024 may Amortized Fair (Dollar amounts in thousands) Cost Value Due in one year or less $ 521 $ 522 Due after one year through five years 5,942 5,786 Due after five years through ten years 57,041 54,581 Due after ten years 127,248 109,006 Total $ 190,752 $ 169,895 There were no nine September 30, 2024 December 31, 2023 Investment securities with an approximate carrying value of $116.2 million and $118.8 million on September 30, 2024 December 31, 2023 The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position. September 30, 2024 Less than Twelve Months Twelve Months or Greater Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized (Dollar amounts in thousands) Value Losses Value Losses Value Losses Subordinated debt $ 2,812 $ (238 ) $ 27,105 $ (1,645 ) $ 29,917 $ (1,883 ) Obligations of states and political subdivisions: Tax-exempt 6,381 (154 ) 105,040 (18,550 ) 111,421 (18,704 ) Mortgage-backed securities in government-sponsored entities - - 5,536 (495 ) 5,536 (495 ) Total $ 9,193 $ (392 ) $ 137,681 $ (20,690 ) $ 146,874 $ (21,082 ) December 31, 2023 Less than Twelve Months Twelve Months or Greater Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized (Dollar amounts in thousands) Value Losses Value Losses Value Losses Subordinated debt $ 994 $ (6 ) $ 29,356 $ (2,445 ) $ 30,350 $ (2,451 ) Obligations of states and political subdivisions: Tax-exempt 1,386 (10 ) 106,078 (17,482 ) 107,464 (17,492 ) Mortgage-backed securities in government-sponsored entities 195 (1 ) 6,122 (646 ) 6,317 (647 ) Total $ 2,575 $ (17 ) $ 141,556 $ (20,573 ) $ 144,131 $ (20,590 ) Every quarter, the Company evaluates investment securities with unrealized losses to determine if the decline in fair value has resulted from credit losses or other factors. There were 17 securities in an unrealized loss position for less than twelve twelve September 30, 2024 not not not not not September 30, 2024 no Other investments, which primarily represents equity securities, totaled $895,000 and $955,000 at September 30, 2024 December 31, 2023 three September 30, 2024 2023 nine September 30, 2024 2023 no

Note 7 - Loans and Related Allo

Note 7 - Loans and Related Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 7 LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES The following table summarizes the loan portfolio by primary segment and class of financial receivable (in thousands) (a)(b) September 30, December 31, 2024 2023 Commercial real estate: Owner occupied $ 187,313 $ 183,545 Non-owner occupied 407,159 401,580 Multifamily 94,798 82,506 Residential real estate 345,748 328,854 Commercial and industrial 213,172 221,508 Home equity lines of credit 137,761 127,818 Construction and other 111,550 125,105 Consumer installment 7,030 7,214 Total loans 1,504,531 1,478,130 Less: Allowance for credit losses (22,526 ) (21,693 ) Net loans $ 1,482,005 $ 1,456,437 (a) Accrued interest of $5.3 million and $5.5 million at September 30, 2024 December 31, 2023 (b) Unearned income, including net deferred loan fees and costs and unamortized premiums and discounts, totaled $8.4 million and $9.2 million at September 30, 2024 December 31, 2023 Allowance for Credit Losses: Loans On January 1, 2023, 2016 13. Management reviews the loan portfolio quarterly using a defined, consistently applied process to make appropriate and timely adjustments to the ACL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ACL. The following tables summarize the ACL within the primary segments of the loan portfolio and the activity within those segments (in thousands): For the Three Months Ended September 30, 2024 Allowance for Credit Losses Balance Balance June 30, 2024 Charge-offs Recoveries Provision September 30, 2024 Loans: Commercial real estate: Owner occupied $ 2,058 $ (45 ) $ - $ 177 $ 2,190 Non-owner occupied 7,981 (1,341 ) - 1,716 8,356 Multifamily 1,268 - - 125 1,393 Residential real estate 4,891 - - 219 5,110 Commercial and industrial 2,430 (35 ) 9 8 2,412 Home equity lines of credit 813 - - 56 869 Construction and other 2,290 - - (159 ) 2,131 Consumer installment 64 (5 ) 35 (29 ) 65 Total $ 21,795 $ (1,426 ) $ 44 $ 2,113 $ 22,526 For the Three Months Ended September 30, 2023 Allowance for Credit Losses Balance Balance June 30, 2023 Charge-offs Recoveries Provision September 30, 2023 Loans: Commercial real estate: Owner occupied $ 3,413 $ - $ 1 $ (711 ) $ 2,703 Non-owner occupied 3,846 - - 231 4,077 Multifamily 1,279 - - 495 1,774 Residential real estate 5,114 - - 187 5,301 Commercial and industrial 4,104 (25 ) 10 106 4,195 Home equity lines of credit 723 - - 3 726 Construction and other 1,884 - - 146 2,030 Consumer installment 228 - 30 (78 ) 180 Total $ 20,591 $ (25 ) $ 41 $ 379 $ 20,986 For the Nine Months Ended September 30, 2024 Allowance for Credit Losses Balance Balance December 31, 2023 Charge-offs Recoveries Provision September 30, 2024 Loans: Commercial real estate: Owner occupied $ 2,668 $ (45 ) $ 11 $ (444 ) $ 2,190 Non-owner occupied 4,480 (1,341 ) - 5,217 8,356 Multifamily 1,796 - - (403 ) 1,393 Residential real estate 5,450 - - (340 ) 5,110 Commercial and industrial 4,377 (35 ) 24 (1,954 ) 2,412 Home equity lines of credit 750 (7 ) 1 125 869 Construction and other 1,990 - - 141 2,131 Consumer installment 182 (11 ) 118 (224 ) 65 Total $ 21,693 $ (1,439 ) $ 154 $ 2,118 $ 22,526 For the Nine Months Ended September 30, 2023 Allowance for Credit Losses Balance CECL Balance December 31, 2022 Adoption Charge-offs Recoveries Provision September 30, 2023 Loans: Commercial real estate: Owner occupied $ 2,203 $ 811 $ (46 ) $ 4 $ (269 ) $ 2,703 Non-owner occupied 5,597 (1,206 ) - - (314 ) 4,077 Multifamily 662 591 - - 521 1,774 Residential real estate 2,047 2,744 (108 ) - 618 5,301 Commercial and industrial 1,483 2,320 (85 ) 30 447 4,195 Home equity lines of credit 1,753 (1,031 ) - 70 (66 ) 726 Construction and other 609 956 - - 465 2,030 Consumer installment 84 197 (62 ) 110 (149 ) 180 Total $ 14,438 $ 5,382 $ (301 ) $ 214 $ 1,253 $ 20,986 The total ACL increased by $833,000, or 3.8%, from December 31, 2023 September 30, 2024 2024, 2023, not The provision increased by $731,000, or 3.4%, for the three September 30, 2024. • Increase in residential real estate loans, residential real estate construction loans, home equity facilities loans, owner occupied CRE and non-owner occupied CRE • Decrease in commercial real estate construction and development loans • Increase in charge-offs due to the partial charge-off of one 2024 third no • Increase in calculated loss rates, driven largely by unemployment forecasts The provision increased by $395,000, or 1.9%, for the three September 30, 2023. • Increase in multi-family and non-owner occupied commercial real estate and commercial real estate construction and development loans Credit Quality Indicators Management evaluates individual loans in all of the commercial segments for possible impairment based on guidelines established by the Board of Directors. Loans are individually analyzed when, based on current information and events, the Company will probably be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in evaluating credit loss include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall concerning the principal and interest owed. The evaluation of the need and amount of a specific allocation of the allowance and whether a loan can be removed from impairment status is made quarterly. Management uses a nine first five not not not 90 To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan rating process with several layers of internal and external oversight. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as payment delinquency, bankruptcy, repossession, or death, occurs to raise awareness of a possible credit quality loss. The Company’s Commercial Loan Officers are responsible for the timely and accurate risk rating of the loans in their portfolios at origination and on an ongoing basis. The Credit Department performs an annual review of all commercial relationships with loan balances of $750,000 or greater. Detailed reviews, including plans for resolution, are performed on criticized loans of $150,000 or more on at least a quarterly basis. Loans in the Special Mention and Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance. Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table represents outstanding loan balances by credit quality indicators and vintage year by class of financing receivable and current period gross charge-offs by year of origination as of September 30, 2024 September 30, 2024 Term Loans Amortized Cost Basis by Origination Year Revolving Amortized (Dollar amounts in thousands) 2024 2023 2022 2021 2020 Prior Cost Basis Total Commercial real estate: Owner occupied Pass $ 11,011 $ 20,602 $ 36,219 $ 36,987 $ 26,092 $ 42,627 $ 2,382 $ 175,920 Special Mention - - - 2,707 - 778 - 3,485 Substandard - - 4,547 - - 3,361 - 7,908 Total Owner occupied $ 11,011 $ 20,602 $ 40,766 $ 39,694 $ 26,092 $ 46,766 $ 2,382 $ 187,313 Current-period gross charge-offs $ - $ - $ - $ - $ - $ 45 $ - $ 45 Non-owner occupied Pass $ 6,515 $ 50,123 $ 97,043 $ 49,075 $ 20,461 $ 139,800 $ 4,011 $ 367,028 Special Mention - - 2,506 - - 2,019 - 4,525 Substandard - - 3,991 635 - 30,980 - 35,606 Total Non-owner occupied $ 6,515 $ 50,123 $ 103,540 $ 49,710 $ 20,461 $ 172,799 $ 4,011 $ 407,159 Current-period gross charge-offs $ - $ - $ - $ - $ - $ 1,341 $ - $ 1,341 Multifamily Pass $ 2,943 $ 36,236 $ 26,225 $ 7,491 $ 10,158 $ 11,713 $ 32 $ 94,798 Total Multifamily $ 2,943 $ 36,236 $ 26,225 $ 7,491 $ 10,158 $ 11,713 $ 32 $ 94,798 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Residential real estate Pass $ 32,687 $ 49,940 $ 59,318 $ 74,692 $ 36,706 $ 89,742 $ 232 $ 343,317 Substandard 34 - 189 722 - 1,486 - 2,431 Total Residential real estate $ 32,721 $ 49,940 $ 59,507 $ 75,414 $ 36,706 $ 91,228 $ 232 $ 345,748 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial and industrial Pass $ 31,952 $ 35,883 $ 34,893 $ 14,707 $ 21,296 $ 5,993 $ 65,459 $ 210,183 Special Mention - 180 - - - - 792 972 Substandard 231 11 1,000 - 314 94 371 2,021 Loss - - - - - (4 ) - (4 ) Total Commercial and industrial $ 32,183 $ 36,074 $ 35,893 $ 14,707 $ 21,610 $ 6,083 $ 66,622 $ 213,172 Current-period gross charge-offs $ - $ - $ 23 $ 12 $ - $ - $ - $ 35 Home equity lines of credit Pass $ - $ 205 $ 148 $ - $ 35 $ 1,942 $ 133,937 $ 136,267 Substandard - 72 153 - 34 607 628 1,494 Total Home equity lines of credit $ - $ 277 $ 301 $ - $ 69 $ 2,549 $ 134,565 $ 137,761 Current-period gross charge-offs $ - $ - $ - $ - $ - $ 7 $ - $ 7 Construction and other Pass $ 19,163 $ 69,902 $ 2,518 $ 5,262 $ 542 $ 1,558 $ 9,713 $ 108,658 Special Mention - - 841 - - 232 - 1,073 Substandard - - - - - 1,296 523 1,819 Total Construction and other $ 19,163 $ 69,902 $ 3,359 $ 5,262 $ 542 $ 3,086 $ 10,236 $ 111,550 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer installment Pass $ 1,649 $ 1,203 $ 521 $ 135 $ 44 $ 3,294 $ - $ 6,846 Substandard - - 5 - - 179 - 184 Total Consumer installment $ 1,649 $ 1,203 $ 526 $ 135 $ 44 $ 3,473 $ - $ 7,030 Current-period gross charge-offs $ - $ - $ - $ 6 $ - $ 5 $ - $ 11 Total Loans $ 106,185 $ 264,357 $ 270,117 $ 192,413 $ 115,682 $ 337,697 $ 218,080 $ 1,504,531 Total Loans Summary Pass $ 105,920 $ 264,094 $ 256,885 $ 188,349 $ 115,334 $ 296,669 $ 215,766 $ 1,443,017 Special Mention - 180 3,347 2,707 - 3,029 792 10,055 Substandard 265 83 9,885 1,357 348 38,003 1,522 51,463 Loss - - - - - (4 ) - (4 ) Total Loans $ 106,185 $ 264,357 $ 270,117 $ 192,413 $ 115,682 $ 337,697 $ 218,080 $ 1,504,531 December 31, 2023 Term Loans Amortized Cost Basis by Origination Year Revolving Amortized (Dollar amounts in thousands) 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate: Owner occupied Pass $ 14,634 $ 34,850 $ 41,609 $ 25,040 $ 12,304 $ 41,976 $ 2,662 $ 173,075 Special Mention - 2,271 - - 13 799 - 3,083 Substandard - 2,356 - 1,559 146 3,326 - 7,387 Total Owner occupied $ 14,634 $ 39,477 $ 41,609 $ 26,599 $ 12,463 $ 46,101 $ 2,662 $ 183,545 Current-period gross charge-offs $ - $ - $ - $ - $ - $ 46 $ - $ 46 Non-owner occupied Pass $ 43,393 $ 95,098 $ 40,959 $ 22,707 $ 32,405 $ 127,469 $ 504 $ 362,535 Special Mention - 2,508 - - - 2,197 - 4,705 Substandard - - - - 5,237 24,569 - 29,806 Doubtful - - 647 - 3,887 - - 4,534 Total Non-owner occupied $ 43,393 $ 97,606 $ 41,606 $ 22,707 $ 41,529 $ 154,235 $ 504 $ 401,580 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Multifamily Pass $ 29,218 $ 25,776 $ 4,267 $ 10,453 $ 1,391 $ 11,231 $ 104 $ 82,440 Substandard - - - - - 66 - 66 Total Multifamily $ 29,218 $ 25,776 $ 4,267 $ 10,453 $ 1,391 $ 11,297 $ 104 $ 82,506 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Residential real estate Pass $ 50,086 $ 56,180 $ 78,909 $ 39,476 $ 19,418 $ 82,441 $ 672 $ 327,182 Substandard - 127 210 - 24 1,311 - 1,672 Total Residential real estate $ 50,086 $ 56,307 $ 79,119 $ 39,476 $ 19,442 $ 83,752 $ 672 $ 328,854 Current-period gross charge-offs $ - $ - $ - $ - $ - $ 108 $ - $ 108 Commercial and industrial Pass $ 46,918 $ 43,494 $ 17,909 $ 25,143 $ 2,741 $ 6,533 $ 66,842 $ 209,580 Special Mention - - - - - - 184 184 Substandard 13 15 - 353 124 876 10,367 11,748 Loss - - - - - (4 ) - (4 ) Total Commercial and industrial $ 46,931 $ 43,509 $ 17,909 $ 25,496 $ 2,865 $ 7,405 $ 77,393 $ 221,508 Current-period gross charge-offs $ - $ - $ 75 $ - $ 6 $ 4 $ - $ 85 Home equity lines of credit Pass $ - $ 126 $ - $ 16 $ 63 $ 2,097 $ 124,001 $ 126,303 Substandard - 105 - 36 29 583 762 1,515 Total Home equity lines of credit $ - $ 231 $ - $ 52 $ 92 $ 2,680 $ 124,763 $ 127,818 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Construction and other Pass $ 55,528 $ 23,059 $ 20,246 $ 1,777 $ 5,609 $ 851 $ 9,152 $ 116,222 Special Mention - 3,573 2,371 - 265 - - 6,209 Substandard - - 420 - 1,770 - 484 2,674 Total Construction and other $ 55,528 $ 26,632 $ 23,037 $ 1,777 $ 7,644 $ 851 $ 9,636 $ 125,105 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer installment Pass $ 1,810 $ 1,088 $ 324 $ 89 $ 74 $ 3,669 $ - $ 7,054 Substandard - 7 - - - 153 - 160 Total Consumer installment $ 1,810 $ 1,095 $ 324 $ 89 $ 74 $ 3,822 $ - $ 7,214 Current-period gross charge-offs $ - $ 25 $ - $ - $ - $ 38 $ - $ 63 Total Loans $ 241,600 $ 290,633 $ 207,871 $ 126,649 $ 85,500 $ 310,143 $ 215,734 $ 1,478,130 Total Loans Summary Pass $ 241,587 $ 279,671 $ 204,223 $ 124,701 $ 74,005 $ 276,267 $ 203,937 $ 1,404,391 Special Mention - 8,352 2,371 - 278 2,996 184 14,181 Substandard 13 2,610 630 1,948 7,330 30,884 11,613 55,028 Doubtful - - 647 - 3,887 - - 4,534 Loss - - - - - (4 ) - (4 ) Total Loans $ 241,600 $ 290,633 $ 207,871 $ 126,649 $ 85,500 $ 310,143 $ 215,734 $ 1,478,130 Collateral-dependent Loans The following table presents individually analyzed and collateral-dependent loans by class of loans (in thousands): September 30, 2024 Type of Collateral (Dollar amounts in thousands) Real Estate Blanket Lien Investment/Cash Other Total Commercial real estate: Owner occupied $ 2,224 $ - $ - $ - $ 2,224 Non-owner occupied 14,381 - - 11,105 25,486 Residential real estate 617 - - - 617 Commercial and industrial - - - 1,213 1,213 Total $ 17,222 $ - $ - $ 12,318 $ 29,540 December 31, 2023 Type of Collateral (Dollar amounts in thousands) Real Estate Blanket Lien Investment/Cash Other Total Commercial real estate: Non-owner occupied $ 8,150 $ - $ - $ - $ 8,150 Total $ 8,150 $ - $ - $ - $ 8,150 Nonperforming and Past Due Loans The following tables present the aging of the recorded investment in past-due loans by class of loans (in thousands): 30-59 Days 60-89 Days 90 Days+ Total Total September 30, 2024 Current Past Due Past Due Past Due Past Due Loans Commercial real estate: Owner occupied $ 187,205 $ 48 $ - $ 60 $ 108 $ 187,313 Non-owner occupied 393,788 1,367 4,396 7,608 13,371 407,159 Multifamily 94,798 - - - - 94,798 Residential real estate 343,090 1,943 566 149 2,658 345,748 Commercial and industrial 211,957 29 190 996 1,215 213,172 Home equity lines of credit 137,081 155 122 403 680 137,761 Construction and other 111,057 - 493 - 493 111,550 Consumer installment 7,016 14 - - 14 7,030 Total $ 1,485,992 $ 3,556 $ 5,767 $ 9,216 $ 18,539 $ 1,504,531 30-59 Days 60-89 Days 90 Days+ Total Total December 31, 2023 Current Past Due Past Due Past Due Past Due Loans Commercial real estate: Owner occupied $ 183,242 $ 197 $ - $ 106 $ 303 $ 183,545 Non-owner occupied 397,964 3,616 - - 3,616 401,580 Multifamily 82,440 - - 66 66 82,506 Residential real estate 326,224 1,366 1,010 254 2,630 328,854 Commercial and industrial 221,304 - 146 58 204 221,508 Home equity lines of credit 126,894 447 180 297 924 127,818 Construction and other 125,040 65 - - 65 125,105 Consumer installment 7,138 69 - 7 76 7,214 Total $ 1,470,246 $ 5,760 $ 1,336 $ 788 $ 7,884 $ 1,478,130 The following tables present the recorded investment in nonaccrual loans and loans 90 September 30, 2024 Nonaccrual Nonaccrual Loans Past (Dollar amounts in thousands) with no with Total Due Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming Commercial real estate: Owner occupied $ - $ 310 $ 310 $ - $ 310 Non-owner occupied 21,870 3,616 25,486 - 25,486 Residential real estate 617 1,321 1,938 - 1,938 Commercial and industrial - 1,212 1,212 - 1,212 Home equity lines of credit - 916 916 32 948 Consumer installment 179 5 184 - 184 Total $ 22,666 $ 7,380 $ 30,046 $ 32 $ 30,078 December 31, 2023 Nonaccrual Nonaccrual Loans Past (Dollar amounts in thousands) with no with Total Due Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming Commercial real estate: Owner occupied $ - $ 252 $ 252 $ - $ 252 Non-owner occupied 4,534 3,616 8,150 - 8,150 Multifamily - 66 66 - 66 Residential real estate - 1,170 1,170 - 1,170 Commercial and industrial - 223 223 - 223 Home equity lines of credit - 856 856 - 856 Construction and other - - - - - Consumer installment 153 7 160 - 160 Total $ 4,687 $ 6,190 $ 10,877 $ - $ 10,877 Interest income that would have been recorded had these loans not three nine September 30, 2024 three nine September 30, 2023 Modifications to Borrowers Experiencing Financial Difficulty Effective January 1, 2023, 2022 02, may may 90 12 The table below details the amortized cost basis of the loans modified to borrowings experiencing financial difficulty, disaggregated by class of loans and type of concessions granted, and the financial effect of the modifications: September 30, 2024 Modifications Payment Interest Rate Interest Rate Percentage of Deferral Reduction Reduction Total Loans Payment Term and Term and Term and Principal Held for Deferral Extension Extension Past Due Forgiveness Total Investment Commercial real estate: Non-owner occupied $ - $ 13,482 $ 2,507 $ - $ - $ 15,989 1.1 % Construction and other - 1,819 - - - 1,819 0.1 % Total $ - $ 15,301 $ 2,507 $ - $ - $ 17,808 1.2 % September 30, 2023 Modifications Payment Interest Rate Interest Rate Percentage of Deferral Reduction Reduction Total Loans Payment Term and Term and Term and Principal Held for Deferral Extension Extension Past Due Forgiveness Total Investment Commercial real estate: Non-owner occupied $ - $ 145 $ 2,507 $ - $ - $ 2,652 0.2 % Residential real estate - 19,074 - - - 19,074 1.4 % Commercial and industrial - 83 - - - 83 0.0 % Consumer installment - 8 - - - 8 0.0 % Total $ - $ 19,310 $ 2,507 $ - $ - $ 21,817 1.6 % As of September 30, 2024 no September 30, 2024 not September 30, 2024 September 30, 2024 December 31, 2023 Allowance for Credit Losses: Unfunded Commitments Upon adoption of ASU 2016 13 January 1, 2023, September 30, 2024 December 31, 2023

Note 8 - Contingencies and Cont

Note 8 - Contingencies and Contingent Liabilities	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 8 COMMITMENTS AND CONTINGENT LIABILITIES In the ordinary course of business, various outstanding commitments and certain contingent liabilities are not Commitments to Extend Credit Our commitments to extend credit were composed of the following: (Dollar amounts in thousands) September 30, 2024 December 31, 2023 Commitments to extend credit $ 480,950 $ 418,952 Standby letters of credit 728 5,884 Total $ 481,678 $ 424,836 The commitments to extend credit involve, to varying degrees, elements of credit and interest rate risk over the amount recognized in the Consolidated Balance Sheet. The Company’s exposure to credit loss, in the event of nonperformance by the other parties to the financial instruments, is represented by the contractual amounts as disclosed. The Company minimizes its exposure to credit loss under these commitments by subjecting them to credit approval, review procedures, and collateral requirements as deemed necessary. Loan commitments generally have fixed expiration dates within one third one Commitments to Fund In August 2023, September 30, 2024 December 31, 2023, not three September 30, 2024 September 30, 2024 December 31, 2023, Cannabis Industry We provide deposit services to customers who are licensed by the State of Ohio to do business as growers, processors, and dispensaries under the Ohio Medical Marijuana Control Program. Marijuana businesses are regulated by the Ohio Department of Commerce and legal in the State of Ohio, although it is not 2014 While we believe we are operating in compliance with the FinCEN guidelines, there can be no not no not may may no Litigation As previously disclosed, a cyber-attack occurred in April 2023 On January 8, 2024, January 10, 2024, two March 28, 2024, August 8, 2024, no no Losses attributable to the April 2023 not not

Note 9 - Related Party Transact

Note 9 - Related Party Transaction	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	NOTE 9 Loans to principal officers, directors, and their affiliates during September 30, 2024 December 31, 2023 (Dollars in thousands) September 30, 2024 December 31, 2023 Beginning balance $ 24,185 $ 2,057 New loans 2,965 23,922 Repayments (1,063 ) (1,794 ) Ending balance $ 26,087 $ 24,185 Deposits of related parties amount to $29.0 million and $33.1 million as of September 30, 2024 December 31, 2023

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2024
Insider Trading Arr Line Items
Material Terms of Trading Arrangement [Text Block]		5. Other information During the three September 30, 2024 no 10b5 1 10b5 1 408
Rule 10b5-1 Arrangement Terminated [Flag]	false
Rule 10b5-1 Arrangement Adopted [Flag]	false
Non-Rule 10b5-1 Arrangement Terminated [Flag]	false
Non-Rule 10b5-1 Arrangement Adopted [Flag]	false

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Principles of Consolidation and Basis of Presentation The consolidated financial statements of Middlefield Banc Corp. ("Company") include its bank subsidiary, The Middlefield Banking Company (“MBC” or “Bank”), and a nonbank asset resolution subsidiary EMORECO, Inc. The consolidated financial statements also include the accounts of MBC’s subsidiaries, Middlefield Investments, Inc. (“MI”) and MB Insurance Services (“MIS”). All significant inter-company items have been eliminated. On March 13, 2019, September 30, 2024 may may not first 2022, September 30, 2024 December 1, 2022, not January 19, 2024. The unaudited consolidated financial statements have been prepared in conformity with the instructions to Form 10 10 not 10 December 31, 2023. not may The Company’s significant accounting policies involve the more significant judgments and assumptions used in the preparation of the consolidated financial statements as of September 30, 2024
Investment, Policy [Policy Text Block]	Investments Management determines the appropriate classification of investment securities at the time of purchase and re-evaluates such designation as of each balance sheet date. Investment securities classified as available for sale are those securities that the Bank intends to hold for an indefinite period of time but not Investment securities classified as held to maturity are those securities the Bank has both the intent and ability to hold to maturity regardless of changes in market conditions, liquidity needs, or changes in general economic conditions. These securities are carried at cost, adjusted for the amortization of premium and accretion of discount, and computed by a method that approximates the interest method over the terms of the securities. As of September 30, 2024 not Equity securities, which are included in other investments on the Consolidated Balance Sheet, are measured at fair value with changes in fair value recognized in net income. The Bank adopted ASU No. 2016 13 , Financial Instruments - Credit Loses - Topic ( 326 2016 13" , January 1, 2023. not not not The allowance for credit losses is included within investment securities available for sale on the Consolidated Balance Sheet. Changes in the allowance for credit losses are recorded within the provision for credit losses on the Consolidated Statement of Income. Losses are charged against the allowance when the Bank believes the collectability of an available-for-sale security is in jeopardy or when either of the criteria regarding intent or requirement to sell is met. Accrued interest receivable on available-for-sale investment securities totaled $1.5 million on September 30, 2024 90
Financing Receivable [Policy Text Block]	Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at their outstanding unpaid principal balances, net of unearned income, which includes net deferred loan fees and costs and unamortized premiums and discounts. Accrued interest receivable is included within accrued interest receivable and other assets on the Consolidated Balance Sheet. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loans’ yield (interest income). The Bank amortizes these amounts over the contractual life of the loan. Premiums and discounts on purchased loans are amortized as adjustments to interest income using the effective yield method. Interest income is primarily recognized on an accrual basis according to formulas in written contracts, such as loan agreements. The loan portfolio is segmented into commercial and consumer loans. Commercial loans consist of the following classes: commercial construction, commercial and industrial loans, and commercial real estate loans. Consumer loans consist of the following classes: residential real estate loans, home equity loans, and consumer loans. For all classes of loans, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 may no The Bank adopted ASU 2016 13 , January 1, 2023. not The ACL is an estimate of expected credit losses, measured over the contractual life of a loan, that considers our historical loss experience, current conditions, and forecasts of future economic conditions. Determination of an appropriate ACL is inherently subjective and may Management uses a discounted cash flow ("DCF") model to calculate the present value of the expected cash flows for pools of loans that share similar risk characteristics and compares the results of this calculation to the amortized cost basis to determine its ACL balance. The contractual term used in projecting the cash flows of a loan is based on the maturity date of a loan and is adjusted for prepayment or curtailment assumptions, which may The key inputs to the DCF model are ( 1 2 3 4 5 6 7 Probability of Default ("PD") In order to incorporate economic factors into forecasting within the DCF model, management elected to use the Loss Driver method to generate the PD rate inputs. The Loss Driver method analyzes how one Loss Given Default ("LGD") Management elected to use the Frye Jacobs parameter for determining the LGD input, which is an estimation technique that derives an LGD input from segment-specific risk curves that correlate LGD with PD. Prepayment and Curtailment Rates Prepayment Rates: Loan-level transaction data is used to calculate semi-annual prepayment rates. These semi-annual rates are annualized, and the average of the annualized rates is used in the DCF calculation for fixed payments or term loans. Rates are calculated for each pool. Curtailment Rates: Loan-level transaction data is used to calculate annual curtailment rates using available historical loan-level data. The average of the historical rates is used in the DCF model for interest-only payment or line-of-credit type loans. Rates are calculated for each pool. Reasonable and Supportable Forecasts The forecast data used in the DCF model is obtained via a subscription to a widely recognized and relied-upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable forecast. Forecast Reversion Period Management uses forecasts to predict how economic factors will perform and has determined to use a four eight Expected Recoveries on Charged-off Loans Management performs an analysis to estimate recoveries that could be reasonably expected based on historical experience in order to account for expected recoveries on loans that have already been fully charged off and are not Discount Rate The effective interest rate of the underlying loans of the Company serves as the discount rate applied to the expected periodic cash flows. Management adjusts the effective interest rate used to discount expected cash flows to incorporate expected prepayments. Individual Evaluation Management evaluates individual instruments for expected credit losses when those instruments do not not The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The Company’s loan portfolio is segmented to a level that allows management to monitor risk and performance. The portfolio is segmented into Commercial Real Estate (“CRE”), which is further segmented into Owner Occupied (“CRE OO”), Non-owner Occupied (“CRE NOO”), and Multifamily Residential, Residential Real Estate (“RRE”), Commercial and Industrial (“C&I”), Home Equity Lines of Credit (“HELOC”), Construction and Other (“Construction”), and Consumer Installment Loans. The CRE loan segments consist of loans made to finance the activities of CRE owners and operators and certain agricultural loans. The RRE and HELOC loan segments consist of loans made to finance the activities of residential homeowners. The C&I loan segment consists of loans made to finance the activities of commercial customers and certain agricultural loans. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts. Historical credit loss experience is the basis for the estimation of expected credit losses. We apply historical loss rates to pools of loans with similar risk characteristics. After consideration of the historic loss calculation, management applies qualitative adjustments to reflect the current conditions and reasonable and supportable forecasts not The Bank has elected to exclude accrued interest receivable from the measurement of its ACL. When a loan is placed on nonaccrual status, any outstanding accrued interest is reversed against interest income. The ACL calculation for individual loans begins with the use of normal credit review procedures to identify whether a loan no third 2023, 1 2 3 not three 1 2 3 not The Bank adopted ASU No. 2016 13 January 1, 2023.
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassification of Comparative Amounts Certain comparative amounts for prior years have been reclassified to conform to current-year presentations. Such reclassifications did not
New Accounting Pronouncements, Policy [Policy Text Block]	Accounting Pronouncements Adopted in 2024 In March 2023, 2023 02, Equity Method and Joint Ventures (Topic 323 January 1, 2024, 2023 02. not Recent Accounting Pronouncements In January 2020, 2020 04, Reference Rate Reform (Topic 848 March 2020 not not one 2022 06, 848 848 December 2022, December 2022, 2020 04 December 31, 2022, December 31, 2024. not In June 2022, 2022 03, Fair Value Measurement (Topic 820 not not December 15, 2024. not In November 2023, 2023 07, Segment Reporting (Topic 280 280. 280 820. December 15, 2023, December 15, 2024. not In December 2023, 2023 09, Income Taxes (Topic 740 December 15, 2024. not In March 2024, 2024 01, Compensation Stock Compensation (Topic 718 718 December 15, 2024, not

Note 2 - Revenue Recognition (T

Note 2 - Revenue Recognition (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Disaggregation of Revenue [Table Text Block]	For the Three Months Ended September 30, For the Nine Months Ended September 30, Noninterest Income 2024 2023 2024 2023 (Dollar amounts in thousands) Service charges on deposit accounts: Overdraft fees $ 249 $ 258 $ 748 $ 734 ATM banking fees 489 484 1,419 1,447 Service charges and other fees 221 212 672 699 Gain (loss) on equity securities ⁽ª⁾ 14 48 (65 ) (157 ) Gain on sale of other real estate owned ⁽ª⁾ - - - 2 Earnings on bank-owned life insurance ⁽ª⁾ 246 207 700 627 Gain on sale of loans ⁽ª⁾ 56 45 135 74 Revenue from investment services 206 190 679 550 Miscellaneous fee income 106 98 301 285 Gross rental income ⁽ª⁾ - 110 67 290 Other income 156 165 643 537 Total noninterest income $ 1,743 $ 1,817 $ 5,299 $ 5,088

Note 3 - Earnings Per Share (Ta

Note 3 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Weighted Average Number of Shares [Table Text Block]	For the Three For the Nine Months Ended Months Ended September 30, September 30, 2024 2023 2024 2023 Weighted-average common shares outstanding 9,950,342 9,927,946 9,946,146 9,924,597 Average treasury stock shares (1,879,310 ) (1,835,452 ) (1,869,706 ) (1,818,080 ) Weighted-average common shares and common stock equivalents used to calculate basic earnings per share 8,071,032 8,092,494 8,076,440 8,106,517 Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share 15,840 8,812 15,840 8,812 Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share 8,086,872 8,101,306 8,092,280 8,115,329

Note 4 - Accumulated Other Co_2

Note 4 - Accumulated Other Comprehensive (Loss) Income (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(Dollars in thousands) Unrealized (losses)/gains on securities available-for-sale Balance at June 30, 2024 $ (19,468 ) Other comprehensive income⁽ª⁾ 2,991 Balance at September 30, 2024 $ (16,477 ) Balance at December 31, 2023 $ (16,090 ) Other comprehensive loss⁽ª⁾ (387 ) Balance at September 30, 2024 $ (16,477 ) (Dollars in thousands) Unrealized (losses)/gains on securities available-for-sale Balance at June 30, 2023 $ (20,630 ) Other comprehensive loss⁽ª⁾ (5,796 ) Balance at September 30, 2023 $ (26,426 ) Balance at December 31, 2022 $ (22,144 ) Other comprehensive loss⁽ª⁾ (4,282 ) Balance at September 30, 2023 $ (26,426 )

Note 5 - Fair Value Measureme_2

Note 5 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	September 30, 2024 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a recurring basis: Subordinated debt $ - $ 25,883 $ 6,650 $ 32,533 Obligations of states and political subdivisions - 129,467 - 129,467 Mortgage-backed securities in government-sponsored entities - 7,895 - 7,895 Total investment securities available for sale - 163,245 6,650 169,895 Equity securities 785 - - 785 Total $ 785 $ 163,245 $ 6,650 $ 170,680 December 31, 2023 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a recurring basis: Subordinated debt $ - $ 23,118 $ 8,801 $ 31,919 Obligations of states and political subdivisions - 132,542 - 132,542 Mortgage-backed securities in government-sponsored entities - 6,318 - 6,318 Total investment securities available for sale - 161,978 8,801 170,779 Equity securities 814 - - 814 Total $ 814 $ 161,978 $ 8,801 $ 171,593
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Subordinated debt (Dollar amounts in thousands) September 30, 2024 December 31, 2023 Beginning of year $ 8,801 $ 8,737 Purchases, sales, settlements: Purchases - 1,000 Transfers out of Level III (1) (2,250 ) (1,000 ) Net change in unrealized loss on investment securities available-for-sale 99 64 Balance at end of period $ 6,650 $ 8,801
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]	September 30, 2024 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a non-recurring basis: Collateral-dependent loans $ - $ - $ 4,155 $ 4,155 December 31, 2023 (Dollar amounts in thousands) Level I Level II Level III Total Assets measured on a non-recurring basis: Collateral-dependent loans $ - $ - $ 3,361 $ 3,361
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Quantitative Information about Level III Fair Value Measurements (Dollar amounts in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) September 30, 2024 Collateral-dependent loans $ 4,155 Appraisal of collateral (1) Appraisal adjustments (2) 10.4% - 23.9% Quantitative Information about Level III Fair Value Measurements (Dollar amounts in thousands) Fair Value Estimate Valuation Techniques Unobservable Input Range (Weighted Average) December 31, 2023 Collateral-dependent loans $ 3,361 Appraisal of collateral (1) Appraisal adjustments (2) 20.1 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2024 Carrying Total Value Level I Level II Level III Fair Value (Dollar amounts in thousands) Financial assets: Net loans $ 1,482,005 $ - $ - $ 1,436,941 $ 1,436,941 Mortgage servicing rights 1,528 2,598 2,598 Financial liabilities: Non-maturing deposits $ 1,185,538 $ 1,185,538 $ - $ - $ 1,185,538 Time deposits 327,231 - - 326,913 326,913 Other borrowings 11,711 - - 11,711 11,711 December 31, 2023 Carrying Total Value Level I Level II Level III Fair Value (Dollar amounts in thousands) Financial assets: Net loans $ 1,456,437 $ - $ - $ 1,370,657 $ 1,370,657 Mortgage servicing rights 1,636 2,781 2,781 Financial liabilities: Non-maturing deposits $ 1,092,287 $ 1,092,287 $ - $ - $ 1,092,287 Time deposits 334,315 - - 331,638 331,638 Other borrowings 11,862 - - 11,862 11,862

Note 6 - Investments and Equi_2

Note 6 - Investments and Equity Securities (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]	September 30, 2024 Gross Gross Amortized Unrealized Unrealized Fair (Dollar amounts in thousands) Cost (a) Gains Losses Value Subordinated debt $ 34,300 $ 116 $ (1,883 ) $ 32,533 Obligations of states and political subdivisions: Tax-exempt 148,122 49 (18,704 ) 129,467 Mortgage-backed securities in government-sponsored entities 8,330 60 (495 ) 7,895 Total $ 190,752 $ 225 $ (21,082 ) $ 169,895 December 31, 2023 Gross Gross Amortized Unrealized Unrealized Fair (Dollar amounts in thousands) Cost (a) Gains Losses Value Subordinated debt $ 34,300 $ 70 $ (2,451 ) $ 31,919 Obligations of states and political subdivisions: Tax-exempt 149,881 153 (17,492 ) 132,542 Mortgage-backed securities in government-sponsored entities 6,965 - (647 ) 6,318 Total $ 191,146 $ 223 $ (20,590 ) $ 170,779
Investments Classified by Contractual Maturity Date [Table Text Block]	Amortized Fair (Dollar amounts in thousands) Cost Value Due in one year or less $ 521 $ 522 Due after one year through five years 5,942 5,786 Due after five years through ten years 57,041 54,581 Due after ten years 127,248 109,006 Total $ 190,752 $ 169,895
Gain (Loss) on Securities [Table Text Block]	September 30, 2024 Less than Twelve Months Twelve Months or Greater Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized (Dollar amounts in thousands) Value Losses Value Losses Value Losses Subordinated debt $ 2,812 $ (238 ) $ 27,105 $ (1,645 ) $ 29,917 $ (1,883 ) Obligations of states and political subdivisions: Tax-exempt 6,381 (154 ) 105,040 (18,550 ) 111,421 (18,704 ) Mortgage-backed securities in government-sponsored entities - - 5,536 (495 ) 5,536 (495 ) Total $ 9,193 $ (392 ) $ 137,681 $ (20,690 ) $ 146,874 $ (21,082 ) December 31, 2023 Less than Twelve Months Twelve Months or Greater Total Gross Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized (Dollar amounts in thousands) Value Losses Value Losses Value Losses Subordinated debt $ 994 $ (6 ) $ 29,356 $ (2,445 ) $ 30,350 $ (2,451 ) Obligations of states and political subdivisions: Tax-exempt 1,386 (10 ) 106,078 (17,482 ) 107,464 (17,492 ) Mortgage-backed securities in government-sponsored entities 195 (1 ) 6,122 (646 ) 6,317 (647 ) Total $ 2,575 $ (17 ) $ 141,556 $ (20,573 ) $ 144,131 $ (20,590 )

Note 7 - Loans and Related Al_2

Note 7 - Loans and Related Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule Of Financing Receivable By Segment [Table Text Block]	September 30, December 31, 2024 2023 Commercial real estate: Owner occupied $ 187,313 $ 183,545 Non-owner occupied 407,159 401,580 Multifamily 94,798 82,506 Residential real estate 345,748 328,854 Commercial and industrial 213,172 221,508 Home equity lines of credit 137,761 127,818 Construction and other 111,550 125,105 Consumer installment 7,030 7,214 Total loans 1,504,531 1,478,130 Less: Allowance for credit losses (22,526 ) (21,693 ) Net loans $ 1,482,005 $ 1,456,437
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]	For the Three Months Ended September 30, 2024 Allowance for Credit Losses Balance Balance June 30, 2024 Charge-offs Recoveries Provision September 30, 2024 Loans: Commercial real estate: Owner occupied $ 2,058 $ (45 ) $ - $ 177 $ 2,190 Non-owner occupied 7,981 (1,341 ) - 1,716 8,356 Multifamily 1,268 - - 125 1,393 Residential real estate 4,891 - - 219 5,110 Commercial and industrial 2,430 (35 ) 9 8 2,412 Home equity lines of credit 813 - - 56 869 Construction and other 2,290 - - (159 ) 2,131 Consumer installment 64 (5 ) 35 (29 ) 65 Total $ 21,795 $ (1,426 ) $ 44 $ 2,113 $ 22,526 For the Three Months Ended September 30, 2023 Allowance for Credit Losses Balance Balance June 30, 2023 Charge-offs Recoveries Provision September 30, 2023 Loans: Commercial real estate: Owner occupied $ 3,413 $ - $ 1 $ (711 ) $ 2,703 Non-owner occupied 3,846 - - 231 4,077 Multifamily 1,279 - - 495 1,774 Residential real estate 5,114 - - 187 5,301 Commercial and industrial 4,104 (25 ) 10 106 4,195 Home equity lines of credit 723 - - 3 726 Construction and other 1,884 - - 146 2,030 Consumer installment 228 - 30 (78 ) 180 Total $ 20,591 $ (25 ) $ 41 $ 379 $ 20,986 For the Nine Months Ended September 30, 2024 Allowance for Credit Losses Balance Balance December 31, 2023 Charge-offs Recoveries Provision September 30, 2024 Loans: Commercial real estate: Owner occupied $ 2,668 $ (45 ) $ 11 $ (444 ) $ 2,190 Non-owner occupied 4,480 (1,341 ) - 5,217 8,356 Multifamily 1,796 - - (403 ) 1,393 Residential real estate 5,450 - - (340 ) 5,110 Commercial and industrial 4,377 (35 ) 24 (1,954 ) 2,412 Home equity lines of credit 750 (7 ) 1 125 869 Construction and other 1,990 - - 141 2,131 Consumer installment 182 (11 ) 118 (224 ) 65 Total $ 21,693 $ (1,439 ) $ 154 $ 2,118 $ 22,526 For the Nine Months Ended September 30, 2023 Allowance for Credit Losses Balance CECL Balance December 31, 2022 Adoption Charge-offs Recoveries Provision September 30, 2023 Loans: Commercial real estate: Owner occupied $ 2,203 $ 811 $ (46 ) $ 4 $ (269 ) $ 2,703 Non-owner occupied 5,597 (1,206 ) - - (314 ) 4,077 Multifamily 662 591 - - 521 1,774 Residential real estate 2,047 2,744 (108 ) - 618 5,301 Commercial and industrial 1,483 2,320 (85 ) 30 447 4,195 Home equity lines of credit 1,753 (1,031 ) - 70 (66 ) 726 Construction and other 609 956 - - 465 2,030 Consumer installment 84 197 (62 ) 110 (149 ) 180 Total $ 14,438 $ 5,382 $ (301 ) $ 214 $ 1,253 $ 20,986
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2024 Term Loans Amortized Cost Basis by Origination Year Revolving Amortized (Dollar amounts in thousands) 2024 2023 2022 2021 2020 Prior Cost Basis Total Commercial real estate: Owner occupied Pass $ 11,011 $ 20,602 $ 36,219 $ 36,987 $ 26,092 $ 42,627 $ 2,382 $ 175,920 Special Mention - - - 2,707 - 778 - 3,485 Substandard - - 4,547 - - 3,361 - 7,908 Total Owner occupied $ 11,011 $ 20,602 $ 40,766 $ 39,694 $ 26,092 $ 46,766 $ 2,382 $ 187,313 Current-period gross charge-offs $ - $ - $ - $ - $ - $ 45 $ - $ 45 Non-owner occupied Pass $ 6,515 $ 50,123 $ 97,043 $ 49,075 $ 20,461 $ 139,800 $ 4,011 $ 367,028 Special Mention - - 2,506 - - 2,019 - 4,525 Substandard - - 3,991 635 - 30,980 - 35,606 Total Non-owner occupied $ 6,515 $ 50,123 $ 103,540 $ 49,710 $ 20,461 $ 172,799 $ 4,011 $ 407,159 Current-period gross charge-offs $ - $ - $ - $ - $ - $ 1,341 $ - $ 1,341 Multifamily Pass $ 2,943 $ 36,236 $ 26,225 $ 7,491 $ 10,158 $ 11,713 $ 32 $ 94,798 Total Multifamily $ 2,943 $ 36,236 $ 26,225 $ 7,491 $ 10,158 $ 11,713 $ 32 $ 94,798 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Residential real estate Pass $ 32,687 $ 49,940 $ 59,318 $ 74,692 $ 36,706 $ 89,742 $ 232 $ 343,317 Substandard 34 - 189 722 - 1,486 - 2,431 Total Residential real estate $ 32,721 $ 49,940 $ 59,507 $ 75,414 $ 36,706 $ 91,228 $ 232 $ 345,748 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Commercial and industrial Pass $ 31,952 $ 35,883 $ 34,893 $ 14,707 $ 21,296 $ 5,993 $ 65,459 $ 210,183 Special Mention - 180 - - - - 792 972 Substandard 231 11 1,000 - 314 94 371 2,021 Loss - - - - - (4 ) - (4 ) Total Commercial and industrial $ 32,183 $ 36,074 $ 35,893 $ 14,707 $ 21,610 $ 6,083 $ 66,622 $ 213,172 Current-period gross charge-offs $ - $ - $ 23 $ 12 $ - $ - $ - $ 35 Home equity lines of credit Pass $ - $ 205 $ 148 $ - $ 35 $ 1,942 $ 133,937 $ 136,267 Substandard - 72 153 - 34 607 628 1,494 Total Home equity lines of credit $ - $ 277 $ 301 $ - $ 69 $ 2,549 $ 134,565 $ 137,761 Current-period gross charge-offs $ - $ - $ - $ - $ - $ 7 $ - $ 7 Construction and other Pass $ 19,163 $ 69,902 $ 2,518 $ 5,262 $ 542 $ 1,558 $ 9,713 $ 108,658 Special Mention - - 841 - - 232 - 1,073 Substandard - - - - - 1,296 523 1,819 Total Construction and other $ 19,163 $ 69,902 $ 3,359 $ 5,262 $ 542 $ 3,086 $ 10,236 $ 111,550 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer installment Pass $ 1,649 $ 1,203 $ 521 $ 135 $ 44 $ 3,294 $ - $ 6,846 Substandard - - 5 - - 179 - 184 Total Consumer installment $ 1,649 $ 1,203 $ 526 $ 135 $ 44 $ 3,473 $ - $ 7,030 Current-period gross charge-offs $ - $ - $ - $ 6 $ - $ 5 $ - $ 11 Total Loans $ 106,185 $ 264,357 $ 270,117 $ 192,413 $ 115,682 $ 337,697 $ 218,080 $ 1,504,531 Total Loans Summary Pass $ 105,920 $ 264,094 $ 256,885 $ 188,349 $ 115,334 $ 296,669 $ 215,766 $ 1,443,017 Special Mention - 180 3,347 2,707 - 3,029 792 10,055 Substandard 265 83 9,885 1,357 348 38,003 1,522 51,463 Loss - - - - - (4 ) - (4 ) Total Loans $ 106,185 $ 264,357 $ 270,117 $ 192,413 $ 115,682 $ 337,697 $ 218,080 $ 1,504,531 December 31, 2023 Term Loans Amortized Cost Basis by Origination Year Revolving Amortized (Dollar amounts in thousands) 2023 2022 2021 2020 2019 Prior Cost Basis Total Commercial real estate: Owner occupied Pass $ 14,634 $ 34,850 $ 41,609 $ 25,040 $ 12,304 $ 41,976 $ 2,662 $ 173,075 Special Mention - 2,271 - - 13 799 - 3,083 Substandard - 2,356 - 1,559 146 3,326 - 7,387 Total Owner occupied $ 14,634 $ 39,477 $ 41,609 $ 26,599 $ 12,463 $ 46,101 $ 2,662 $ 183,545 Current-period gross charge-offs $ - $ - $ - $ - $ - $ 46 $ - $ 46 Non-owner occupied Pass $ 43,393 $ 95,098 $ 40,959 $ 22,707 $ 32,405 $ 127,469 $ 504 $ 362,535 Special Mention - 2,508 - - - 2,197 - 4,705 Substandard - - - - 5,237 24,569 - 29,806 Doubtful - - 647 - 3,887 - - 4,534 Total Non-owner occupied $ 43,393 $ 97,606 $ 41,606 $ 22,707 $ 41,529 $ 154,235 $ 504 $ 401,580 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Multifamily Pass $ 29,218 $ 25,776 $ 4,267 $ 10,453 $ 1,391 $ 11,231 $ 104 $ 82,440 Substandard - - - - - 66 - 66 Total Multifamily $ 29,218 $ 25,776 $ 4,267 $ 10,453 $ 1,391 $ 11,297 $ 104 $ 82,506 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Residential real estate Pass $ 50,086 $ 56,180 $ 78,909 $ 39,476 $ 19,418 $ 82,441 $ 672 $ 327,182 Substandard - 127 210 - 24 1,311 - 1,672 Total Residential real estate $ 50,086 $ 56,307 $ 79,119 $ 39,476 $ 19,442 $ 83,752 $ 672 $ 328,854 Current-period gross charge-offs $ - $ - $ - $ - $ - $ 108 $ - $ 108 Commercial and industrial Pass $ 46,918 $ 43,494 $ 17,909 $ 25,143 $ 2,741 $ 6,533 $ 66,842 $ 209,580 Special Mention - - - - - - 184 184 Substandard 13 15 - 353 124 876 10,367 11,748 Loss - - - - - (4 ) - (4 ) Total Commercial and industrial $ 46,931 $ 43,509 $ 17,909 $ 25,496 $ 2,865 $ 7,405 $ 77,393 $ 221,508 Current-period gross charge-offs $ - $ - $ 75 $ - $ 6 $ 4 $ - $ 85 Home equity lines of credit Pass $ - $ 126 $ - $ 16 $ 63 $ 2,097 $ 124,001 $ 126,303 Substandard - 105 - 36 29 583 762 1,515 Total Home equity lines of credit $ - $ 231 $ - $ 52 $ 92 $ 2,680 $ 124,763 $ 127,818 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Construction and other Pass $ 55,528 $ 23,059 $ 20,246 $ 1,777 $ 5,609 $ 851 $ 9,152 $ 116,222 Special Mention - 3,573 2,371 - 265 - - 6,209 Substandard - - 420 - 1,770 - 484 2,674 Total Construction and other $ 55,528 $ 26,632 $ 23,037 $ 1,777 $ 7,644 $ 851 $ 9,636 $ 125,105 Current-period gross charge-offs $ - $ - $ - $ - $ - $ - $ - $ - Consumer installment Pass $ 1,810 $ 1,088 $ 324 $ 89 $ 74 $ 3,669 $ - $ 7,054 Substandard - 7 - - - 153 - 160 Total Consumer installment $ 1,810 $ 1,095 $ 324 $ 89 $ 74 $ 3,822 $ - $ 7,214 Current-period gross charge-offs $ - $ 25 $ - $ - $ - $ 38 $ - $ 63 Total Loans $ 241,600 $ 290,633 $ 207,871 $ 126,649 $ 85,500 $ 310,143 $ 215,734 $ 1,478,130 Total Loans Summary Pass $ 241,587 $ 279,671 $ 204,223 $ 124,701 $ 74,005 $ 276,267 $ 203,937 $ 1,404,391 Special Mention - 8,352 2,371 - 278 2,996 184 14,181 Substandard 13 2,610 630 1,948 7,330 30,884 11,613 55,028 Doubtful - - 647 - 3,887 - - 4,534 Loss - - - - - (4 ) - (4 ) Total Loans $ 241,600 $ 290,633 $ 207,871 $ 126,649 $ 85,500 $ 310,143 $ 215,734 $ 1,478,130
Schedule of Collateral Dependent Loans [Table Text Block]	September 30, 2024 Type of Collateral (Dollar amounts in thousands) Real Estate Blanket Lien Investment/Cash Other Total Commercial real estate: Owner occupied $ 2,224 $ - $ - $ - $ 2,224 Non-owner occupied 14,381 - - 11,105 25,486 Residential real estate 617 - - - 617 Commercial and industrial - - - 1,213 1,213 Total $ 17,222 $ - $ - $ 12,318 $ 29,540 December 31, 2023 Type of Collateral (Dollar amounts in thousands) Real Estate Blanket Lien Investment/Cash Other Total Commercial real estate: Non-owner occupied $ 8,150 $ - $ - $ - $ 8,150 Total $ 8,150 $ - $ - $ - $ 8,150
Financing Receivable, Past Due [Table Text Block]	30-59 Days 60-89 Days 90 Days+ Total Total September 30, 2024 Current Past Due Past Due Past Due Past Due Loans Commercial real estate: Owner occupied $ 187,205 $ 48 $ - $ 60 $ 108 $ 187,313 Non-owner occupied 393,788 1,367 4,396 7,608 13,371 407,159 Multifamily 94,798 - - - - 94,798 Residential real estate 343,090 1,943 566 149 2,658 345,748 Commercial and industrial 211,957 29 190 996 1,215 213,172 Home equity lines of credit 137,081 155 122 403 680 137,761 Construction and other 111,057 - 493 - 493 111,550 Consumer installment 7,016 14 - - 14 7,030 Total $ 1,485,992 $ 3,556 $ 5,767 $ 9,216 $ 18,539 $ 1,504,531 30-59 Days 60-89 Days 90 Days+ Total Total December 31, 2023 Current Past Due Past Due Past Due Past Due Loans Commercial real estate: Owner occupied $ 183,242 $ 197 $ - $ 106 $ 303 $ 183,545 Non-owner occupied 397,964 3,616 - - 3,616 401,580 Multifamily 82,440 - - 66 66 82,506 Residential real estate 326,224 1,366 1,010 254 2,630 328,854 Commercial and industrial 221,304 - 146 58 204 221,508 Home equity lines of credit 126,894 447 180 297 924 127,818 Construction and other 125,040 65 - - 65 125,105 Consumer installment 7,138 69 - 7 76 7,214 Total $ 1,470,246 $ 5,760 $ 1,336 $ 788 $ 7,884 $ 1,478,130
Financing Receivable, Nonaccrual [Table Text Block]	September 30, 2024 Nonaccrual Nonaccrual Loans Past (Dollar amounts in thousands) with no with Total Due Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming Commercial real estate: Owner occupied $ - $ 310 $ 310 $ - $ 310 Non-owner occupied 21,870 3,616 25,486 - 25,486 Residential real estate 617 1,321 1,938 - 1,938 Commercial and industrial - 1,212 1,212 - 1,212 Home equity lines of credit - 916 916 32 948 Consumer installment 179 5 184 - 184 Total $ 22,666 $ 7,380 $ 30,046 $ 32 $ 30,078 December 31, 2023 Nonaccrual Nonaccrual Loans Past (Dollar amounts in thousands) with no with Total Due Over 90 Days Total ACL ACL Nonaccrual Still Accruing Nonperforming Commercial real estate: Owner occupied $ - $ 252 $ 252 $ - $ 252 Non-owner occupied 4,534 3,616 8,150 - 8,150 Multifamily - 66 66 - 66 Residential real estate - 1,170 1,170 - 1,170 Commercial and industrial - 223 223 - 223 Home equity lines of credit - 856 856 - 856 Construction and other - - - - - Consumer installment 153 7 160 - 160 Total $ 4,687 $ 6,190 $ 10,877 $ - $ 10,877
Financing Receivable, Modified [Table Text Block]	September 30, 2024 Modifications Payment Interest Rate Interest Rate Percentage of Deferral Reduction Reduction Total Loans Payment Term and Term and Term and Principal Held for Deferral Extension Extension Past Due Forgiveness Total Investment Commercial real estate: Non-owner occupied $ - $ 13,482 $ 2,507 $ - $ - $ 15,989 1.1 % Construction and other - 1,819 - - - 1,819 0.1 % Total $ - $ 15,301 $ 2,507 $ - $ - $ 17,808 1.2 % September 30, 2023 Modifications Payment Interest Rate Interest Rate Percentage of Deferral Reduction Reduction Total Loans Payment Term and Term and Term and Principal Held for Deferral Extension Extension Past Due Forgiveness Total Investment Commercial real estate: Non-owner occupied $ - $ 145 $ 2,507 $ - $ - $ 2,652 0.2 % Residential real estate - 19,074 - - - 19,074 1.4 % Commercial and industrial - 83 - - - 83 0.0 % Consumer installment - 8 - - - 8 0.0 % Total $ - $ 19,310 $ 2,507 $ - $ - $ 21,817 1.6 %

Note 8 - Contingencies and Co_2

Note 8 - Contingencies and Contingent Liabilities (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Other Commitments [Table Text Block]	(Dollar amounts in thousands) September 30, 2024 December 31, 2023 Commitments to extend credit $ 480,950 $ 418,952 Standby letters of credit 728 5,884 Total $ 481,678 $ 424,836

Note 9 - Related Party Transa_2

Note 9 - Related Party Transaction (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	(Dollars in thousands) September 30, 2024 December 31, 2023 Beginning balance $ 24,185 $ 2,057 New loans 2,965 23,922 Repayments (1,063 ) (1,794 ) Ending balance $ 26,087 $ 24,185

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($)		3 Months Ended		9 Months Ended
	Jan. 01, 2023	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Dec. 31, 2023	Jun. 30, 2023	Dec. 01, 2022
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss		$ 0		$ 0
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss		1,500,000		1,500,000	$ 1,600,000
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease)		$ 731,000	$ 395,000	$ 833,000
Commercial Portfolio Segment [Member] | Minimum [Member]
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process			$ 250,000			$ 150,000
Accounting Standards Update 2016-13 [Member] | Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease)	$ 622,000
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	$ 5,400,000
LBSI Insurance, LLC [Member]
Business Acquisition, Percentage of Voting Interests Acquired							100%

Note 2 - Revenue Recognition (D

Note 2 - Revenue Recognition (Details Textual)	9 Months Ended
	Sep. 30, 2024
Revenue from Interest Income and Noninterest Income, Percent	94.50%

Note 2 - Revenue Recognition -

Note 2 - Revenue Recognition - Disaggregation of Revenue (Details) - USD ($)		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Gain (loss) on equity securities	[1]	$ 14,000	$ 48,000	$ (65,000)	$ (157,000)
Gain on other real estate owned	[1]	0	0	0	2,000
Earnings on bank-owned life insurance	[1]	246,000	207,000	700,000	627,000
Gain on sale of loans	[1]	56,000	45,000	135,000	74,000
Revenue from investment services		206,000	190,000	679,000	550,000
Miscellaneous fee income		106,000	98,000	301,000	285,000
Gross rental income	[1]	0	110,000	67,000	290,000
Other income		156,000	165,000	643,000	537,000
Total noninterest income		1,743,000	1,817,000	5,299,000	5,088,000
Overdraft Fees [Member]
Noninterest income revenue		249,000	258,000	748,000	734,000
ATM Banking Fees [Member]
Noninterest income revenue		489,000	484,000	1,419,000	1,447,000
Service Charge and Other Fees [Member]
Noninterest income revenue		$ 221,000	$ 212,000	$ 672,000	$ 699,000
[1]Not within scope of ASC 606

Note 3 - Earnings Per Share (De

Note 3 - Earnings Per Share (Details Textual) - shares	3 Months Ended	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Treasury Stock, Common, Shares (in shares)	1,835,452	1,879,310	1,835,452	1,835,452
Treasury Stock, Shares, Acquired (in shares)	43,858	43,858	164,221
Restricted Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number (in shares)	57,361	43,633	57,361
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)		27,793	48,549

Note 3 - Earnings Per Share - S

Note 3 - Earnings Per Share - Shares Used in Calculation of Earnings Per Share (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Weighted-average common shares outstanding (in shares)	9,950,342	9,927,946	9,946,146	9,924,597
Average treasury stock shares (in shares)	(1,879,310)	(1,835,452)	(1,869,706)	(1,818,080)
Weighted-average common shares and common stock equivalents used to calculate basic earnings per share (in shares)	8,071,032	8,092,494	8,076,440	8,106,517
Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share (in shares)	15,840	8,812	15,840	8,812
Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share (in shares)	8,086,872	8,101,306	8,092,280	8,115,329

Note 4 - Accumulated Other Co_3

Note 4 - Accumulated Other Comprehensive (Loss) Income (Details Textual) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax	$ 0	$ 0	$ 0	$ 0

Note 4 - Accumulated Other Co_4

Note 4 - Accumulated Other Comprehensive (Loss) Income - Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Balance		$ 206,788	$ 197,227	$ 205,681	$ 197,691
Other comprehensive income		2,991	(5,796)	(387)	(4,282)	[1]
Balance		210,705	193,749	210,705	193,749
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance		(19,468)	(20,630)	(16,090)	(22,144)
Other comprehensive income	[1]	2,991	(5,796)	(387)
Balance		$ (16,477)	$ (26,426)	$ (16,477)	$ (26,426)
[1]All amounts are net of tax. Amounts in parentheses indicate debits to AOCI.

Note 5 - Fair Value Measureme_3

Note 5 - Fair Value Measurements (Details Textual) - USD ($)	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Sep. 30, 2024	Dec. 31, 2023
Estimated Selling Costs of Impaired Loans		$ 1,100,000	$ 843,000
Mandatorily Redeemable Securities	$ 8,000,000	8,000,000
Notes Payable, Other Payables [Member]
Debt Instrument, Basis Spread on Variable Rate	1.67%
Other Borrowings [Member]
Notes Payable, Total	$ 8,200,000	$ 8,200,000

Note 5 - Fair Value Measureme_4

Note 5 - Fair Value Measurements - Assets Measured on a Recurring Basis (Details) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Total debt securities	$ 169,895,000	$ 170,779,000
Equity securities	895,000	955,000
Investment securities available for sale, at fair value	169,895,000	170,779,000
Subordinated Debt Securities [Member]
Total debt securities	32,533,000	31,919,000
Investment securities available for sale, at fair value	32,533,000	31,919,000
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Total debt securities	7,895,000	6,318,000
Investment securities available for sale, at fair value	7,895,000	6,318,000
Fair Value, Recurring [Member]
Total debt securities	169,895,000	170,779,000
Equity securities	785,000	814,000
Total	170,680,000	171,593,000
Investment securities available for sale, at fair value	169,895,000	170,779,000
Fair Value, Recurring [Member] | Subordinated Debt Securities [Member]
Total debt securities	32,533,000	31,919,000
Investment securities available for sale, at fair value	32,533,000	31,919,000
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]
Total debt securities	129,467,000	132,542,000
Investment securities available for sale, at fair value	129,467,000	132,542,000
Fair Value, Recurring [Member] | Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Total debt securities	7,895,000	6,318,000
Investment securities available for sale, at fair value	7,895,000	6,318,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Total debt securities	0	0
Equity securities	785,000	814,000
Total	785,000	814,000
Investment securities available for sale, at fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Subordinated Debt Securities [Member]
Total debt securities	0	0
Investment securities available for sale, at fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]
Total debt securities	0	0
Investment securities available for sale, at fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Total debt securities	0	0
Investment securities available for sale, at fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Total debt securities	163,245,000	161,978,000
Equity securities	0	0
Total	163,245,000	161,978,000
Investment securities available for sale, at fair value	163,245,000	161,978,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Subordinated Debt Securities [Member]
Total debt securities	25,883,000	23,118,000
Investment securities available for sale, at fair value	25,883,000	23,118,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]
Total debt securities	129,467,000	132,542,000
Investment securities available for sale, at fair value	129,467,000	132,542,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Total debt securities	7,895,000	6,318,000
Investment securities available for sale, at fair value	7,895,000	6,318,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Total debt securities	6,650,000	8,801,000
Equity securities	0	0
Total	6,650,000	8,801,000
Investment securities available for sale, at fair value	6,650,000	8,801,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Subordinated Debt Securities [Member]
Total debt securities	6,650,000	8,801,000
Investment securities available for sale, at fair value	6,650,000	8,801,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]
Total debt securities	0	0
Investment securities available for sale, at fair value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Total debt securities	0	0
Investment securities available for sale, at fair value	$ 0	$ 0

Note 5 - Fair Value Measureme_5

Note 5 - Fair Value Measurements - Fair Value Reconciliation of Level 3 Assets (Details) - Subordinated Debt Obligations [Member] - USD ($) $ in Thousands		9 Months Ended	12 Months Ended
		Sep. 30, 2024	Dec. 31, 2023
Beginning of year		$ 8,801	$ 8,737
Purchases		0	1,000
Transfers out of Level III (1)	[1]	(2,250)	(1,000)
Net change in unrealized loss on investment securities available-for-sale		99	64
Balance at end of period		$ 6,650	$ 8,801
[1]Transfers between hierarchy levels are based on the availability of sufficient observable inputs to meet Level II versus Level III criteria. The level designation of each financial instrument is reassessed at the end of each period.

Note 5 - Fair Value Measureme_6

Note 5 - Fair Value Measurements - Assets Measured on a Nonrecurring Basis (Details) - Fair Value, Recurring [Member] - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Collateral-dependent loans	$ 4,155	$ 3,361
Fair Value, Inputs, Level 1 [Member]
Collateral-dependent loans	0	0
Fair Value, Inputs, Level 2 [Member]
Collateral-dependent loans	0	0
Fair Value, Inputs, Level 3 [Member]
Collateral-dependent loans	$ 4,155	$ 3,361

Note 5 - Fair Value Measureme_7

Note 5 - Fair Value Measurements - Additional Quantitative Information About Assets Measured at Fair Value on Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - Fair Value, Inputs, Level 3 [Member] - Appraisal of Collateral [Member] $ in Thousands	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Collateral-dependent loans	$ 4,155	$ 3,361
Measurement Input, Appraised Value [Member] | Minimum [Member]
Collateral-dependent loans, range	0.104	0.201
Measurement Input, Appraised Value [Member] | Maximum [Member]
Collateral-dependent loans, range	0.239

Note 5 - Fair Value Measureme_8

Note 5 - Fair Value Measurements - Estimated Fair Value of the Company's Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Reported Value Measurement [Member]
Financial assets:
Net loans	$ 1,482,005	$ 1,456,437
Mortgage servicing rights	1,528	1,636
Financial liabilities:
Non-maturing deposits	1,185,538	1,092,287
Time deposits	327,231	334,315
Other borrowings	11,711	11,862
Estimate of Fair Value Measurement [Member]
Financial assets:
Net loans	1,436,941	1,370,657
Mortgage servicing rights	2,598	2,781
Financial liabilities:
Non-maturing deposits	1,185,538	1,092,287
Time deposits	326,913	331,638
Other borrowings	11,711	11,862
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Financial assets:
Net loans	0	0
Mortgage servicing rights
Financial liabilities:
Non-maturing deposits	1,185,538	1,092,287
Time deposits	0	0
Other borrowings	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Financial assets:
Net loans	0	0
Mortgage servicing rights
Financial liabilities:
Non-maturing deposits	0	0
Time deposits	0	0
Other borrowings	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Financial assets:
Net loans	1,436,941	1,370,657
Mortgage servicing rights	2,598	2,781
Financial liabilities:
Non-maturing deposits	0	0
Time deposits	326,913	331,638
Other borrowings	$ 11,711	$ 11,862

Note 6 - Investments and Equi_3

Note 6 - Investments and Equity Securities (Details Textual)		3 Months Ended		9 Months Ended
		Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($)	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($)
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss		$ 1,500,000		$ 1,500,000		$ 1,600,000
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions		17		17
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions		165		165
Equity Securities, FV-NI, Current		$ 895,000		$ 895,000		955,000
Equity Securities, FV-NI, Unrealized Gain (Loss)	[1]	14,000	$ 48,000	(65,000)	$ (157,000)
Asset Pledged as Collateral [Member] | Deposits [Member]
Financial Instruments, Owned, at Fair Value		$ 116,200,000		$ 116,200,000		$ 118,800,000
[1]Not within scope of ASC 606

Note 6 - Investments and Equi_4

Note 6 - Investments and Equity Securities- Amortized Cost and Fair Values of Securities Available for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2024		Dec. 31, 2023
Amortized cost	$ 190,752	[1]	$ 191,146	[2]
Gross unrealized gains	225		223
Gross unrealized losses	(21,082)		(20,590)
Investment securities available for sale, at fair value	169,895		170,779
Subordinated Debt Securities [Member]
Amortized cost	34,300	[1]	34,300	[2]
Gross unrealized gains	116		70
Gross unrealized losses	(1,883)		(2,451)
Investment securities available for sale, at fair value	32,533		31,919
Nontaxable Municipal Bonds [Member]
Amortized cost	148,122	[1]	149,881	[2]
Gross unrealized gains	49		153
Gross unrealized losses	(18,704)		(17,492)
Investment securities available for sale, at fair value	129,467		132,542
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Amortized cost	8,330	[1]	6,965	[2]
Gross unrealized gains	60		0
Gross unrealized losses	(495)		(647)
Investment securities available for sale, at fair value	$ 7,895		$ 6,318
[1]Amortized cost excludes accrued interest receivable of $1.7 million for the period ending June 30, 2024.[2]Amortized cost excludes accrued interest receivable of $1.7 million for the period ending December 31, 2023.

Note 6 - Investments and Equi_5

Note 6 - Investments and Equity Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2024		Dec. 31, 2023
Due in one year or less, amortized costs	$ 521
Due in one year or less, fair value	522
Due after one year through five years, amortized costs	5,942
Due after one year through five years, fair value	5,786
Due after five years through ten years, amortized costs	57,041
Due after five years through ten years, fair value	54,581
Due after ten years, amortized costs	127,248
Due after ten years, fair value	109,006
Amortized costs	190,752	[1]	$ 191,146	[2]
Fair Value	$ 169,895		$ 170,779
[1]Amortized cost excludes accrued interest receivable of $1.7 million for the period ending June 30, 2024.[2]Amortized cost excludes accrued interest receivable of $1.7 million for the period ending December 31, 2023.

Note 6 - Investments and Equi_6

Note 6 - Investments and Equity Securities - Gross Unrealized Losses and Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Less than Twelve Months, Fair Value	$ 9,193	$ 2,575
Less than Twelve Months, Gross Unrealized Losses	(392)	(17)
Twelve Months or Greater, Fair Value	137,681	141,556
Twelve Months or Greater, Gross Unrealized Losses	(20,690)	(20,573)
Total, Fair Value	146,874	144,131
Total, Gross Unrealized Losses	(21,082)	(20,590)
Less than Twelve Months, Fair Value	9,193	2,575
Less than Twelve Months, Gross Unrealized Losses	(392)	(17)
Twelve Months or Greater, Fair Value	137,681	141,556
Twelve Months or Greater, Gross Unrealized Losses	(20,690)	(20,573)
Total, Fair Value	146,874	144,131
Total, Gross Unrealized Losses	(21,082)	(20,590)
Subordinated Debt Securities [Member]
Less than Twelve Months, Fair Value	2,812	994
Less than Twelve Months, Gross Unrealized Losses	(238)	(6)
Twelve Months or Greater, Fair Value	27,105	29,356
Twelve Months or Greater, Gross Unrealized Losses	(1,645)	(2,445)
Total, Fair Value	29,917	30,350
Total, Gross Unrealized Losses	(1,883)	(2,451)
Less than Twelve Months, Fair Value	2,812	994
Less than Twelve Months, Gross Unrealized Losses	(238)	(6)
Twelve Months or Greater, Fair Value	27,105	29,356
Twelve Months or Greater, Gross Unrealized Losses	(1,645)	(2,445)
Total, Fair Value	29,917	30,350
Total, Gross Unrealized Losses	(1,883)	(2,451)
Nontaxable Municipal Bonds [Member]
Less than Twelve Months, Fair Value	6,381	1,386
Less than Twelve Months, Gross Unrealized Losses	(154)	(10)
Twelve Months or Greater, Fair Value	105,040	106,078
Twelve Months or Greater, Gross Unrealized Losses	(18,550)	(17,482)
Total, Fair Value	111,421	107,464
Total, Gross Unrealized Losses	(18,704)	(17,492)
Less than Twelve Months, Fair Value	6,381	1,386
Less than Twelve Months, Gross Unrealized Losses	(154)	(10)
Twelve Months or Greater, Fair Value	105,040	106,078
Twelve Months or Greater, Gross Unrealized Losses	(18,550)	(17,482)
Total, Fair Value	111,421	107,464
Total, Gross Unrealized Losses	(18,704)	(17,492)
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]
Less than Twelve Months, Fair Value	0	195
Less than Twelve Months, Gross Unrealized Losses	0	(1)
Twelve Months or Greater, Fair Value	5,536	6,122
Twelve Months or Greater, Gross Unrealized Losses	(495)	(646)
Total, Fair Value	5,536	6,317
Total, Gross Unrealized Losses	(495)	(647)
Less than Twelve Months, Fair Value	0	195
Less than Twelve Months, Gross Unrealized Losses	0	(1)
Twelve Months or Greater, Fair Value	5,536	6,122
Twelve Months or Greater, Gross Unrealized Losses	(495)	(646)
Total, Fair Value	5,536	6,317
Total, Gross Unrealized Losses	$ (495)	$ (647)

Note 7 - Loans and Related Al_3

Note 7 - Loans and Related Allowance for Credit Losses (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023	Dec. 31, 2022
Financing Receivable, Accrued Interest, after Allowance for Credit Loss	$ 5,300,000		$ 5,300,000			$ 5,500,000
Financing Receivable, Deferred Commitment Fee	8,400,000		8,400,000			9,200,000
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease)	$ 731,000	$ 395,000	$ 833,000
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease), Percentage	3.40%	1.90%	3.80%
Financing Receivable, before Allowance for Credit Loss, Total	$ 1,504,531,000		$ 1,504,531,000			1,478,130,000
Financing Receivable, Nonaccrual, Interest Income	$ 852,000	$ 211,000	1,200,000	$ 414,000
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	0
Mortgage Loans in Process of Foreclosure, Amount	$ 381,000		381,000			228,000
Financing Receivable, Allowance for Credit Loss	22,526,000	$ 20,986,000	22,526,000	$ 20,986,000	$ 21,795,000	21,693,000	$ 20,591,000	$ 14,438,000
Threshold For Loans Evaluated For Impairment [Member]
Financing Receivable, before Allowance for Credit Loss, Total	750,000		750,000
Threshold For Loans Evaluated For Impairment [Member] | Criticized Relationships [Member]
Financing Receivable, before Allowance for Credit Loss, Total	150,000		150,000
Unfunded Loan Commitment [Member]
Financing Receivable, Allowance for Credit Loss	$ 1,800,000		$ 1,800,000			$ 1,800,000

Note 7 - Loans and Related Al_4

Note 7 - Loans and Related Allowance for Credit Losses - Primary Segments of the Loan Portfolio (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Loans	$ 1,504,531		$ 1,478,130
Less: Allowance for credit losses	(22,526)	$ (21,795)	(21,693)	$ (20,986)	$ (20,591)	$ (14,438)
Net loans	1,482,005		1,456,437
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Loans	187,313		183,545
Less: Allowance for credit losses	(2,190)	(2,058)	(2,668)	(2,703)	(3,413)	(2,203)
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Loans	407,159		401,580
Less: Allowance for credit losses	(8,356)	(7,981)	(4,480)	(4,077)	(3,846)	(5,597)
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Loans	94,798		82,506
Less: Allowance for credit losses	(1,393)	(1,268)	(1,796)	(1,774)	(1,279)	(662)
Residential Portfolio Segment [Member]
Loans	345,748		328,854
Less: Allowance for credit losses	(5,110)	(4,891)	(5,450)	(5,301)	(5,114)	(2,047)
Commercial And Industrial [Member]
Loans	213,172		221,508
Less: Allowance for credit losses	(2,412)	(2,430)	(4,377)	(4,195)	(4,104)	(1,483)
Home Equity Lines of Credit [Member]
Loans	137,761		127,818
Less: Allowance for credit losses	(869)	(813)	(750)	(726)	(723)	(1,753)
Construction and Other [Member]
Loans	111,550		125,105
Less: Allowance for credit losses	(2,131)	(2,290)	(1,990)	(2,030)	(1,884)	(609)
Consumer Portfolio Segment [Member]
Loans	7,030		7,214
Less: Allowance for credit losses	$ (65)	$ (64)	$ (182)	$ (180)	$ (228)	$ (84)

Note 7 - Loans and Related Al_5

Note 7 - Loans and Related Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Beginning balance	$ 21,795	$ 20,591	$ 21,693	$ 14,438	$ 14,438
Charge-offs	(1,426)		(1,439)	(301)
Recoveries	44	41	154	214
Provision	2,113	379	2,118	1,253
Ending balance	22,526	20,986	22,526	20,986	21,693
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance				5,382	5,382
Charge-offs		(25)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Beginning balance	2,058	3,413	2,668	2,203	2,203
Charge-offs	(45)		(45)	(46)	(46)
Recoveries	0	1	11	4
Provision	177	(711)	(444)	(269)
Ending balance	2,190	2,703	2,190	2,703	2,668
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance				811	811
Charge-offs		0
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Beginning balance	7,981	3,846	4,480	5,597	5,597
Charge-offs	(1,341)		(1,341)	0	0
Recoveries	0	0	0	0
Provision	1,716	231	5,217	(314)
Ending balance	8,356	4,077	8,356	4,077	4,480
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance				(1,206)	(1,206)
Charge-offs		0
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Beginning balance	1,268	1,279	1,796	662	662
Charge-offs	0		0	0	0
Recoveries	0	0	0	0
Provision	125	495	(403)	521
Ending balance	1,393	1,774	1,393	1,774	1,796
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance				591	591
Charge-offs		0
Residential Portfolio Segment [Member]
Beginning balance	4,891	5,114	5,450	2,047	2,047
Charge-offs	0		0	(108)	(108)
Recoveries	0	0	0	0
Provision	219	187	(340)	618
Ending balance	5,110	5,301	5,110	5,301	5,450
Residential Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance				2,744	2,744
Charge-offs		0
Commercial And Industrial [Member]
Beginning balance	2,430	4,104	4,377	1,483	1,483
Charge-offs	(35)		(35)	(85)	(85)
Recoveries	9	10	24	30
Provision	8	106	(1,954)	447
Ending balance	2,412	4,195	2,412	4,195	4,377
Commercial And Industrial [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance				2,320	2,320
Charge-offs		(25)
Home Equity Lines of Credit [Member]
Beginning balance	813	723	750	1,753	1,753
Charge-offs	0		(7)	0	0
Recoveries	0	0	1	70
Provision	56	3	125	(66)
Ending balance	869	726	869	726	750
Home Equity Lines of Credit [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance				(1,031)	(1,031)
Charge-offs		0
Construction and Other [Member]
Beginning balance	2,290	1,884	1,990	609	609
Charge-offs	0		0	0	0
Recoveries	0	0	0	0
Provision	(159)	146	141	465
Ending balance	2,131	2,030	2,131	2,030	1,990
Construction and Other [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance				956	956
Charge-offs		0
Consumer Portfolio Segment [Member]
Beginning balance	64	228	182	84	84
Charge-offs	(5)		(11)	(62)	(63)
Recoveries	35	30	118	110
Provision	(29)	(78)	(224)	(149)
Ending balance	$ 65	180	$ 65	180	182
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Beginning balance				$ 197	$ 197
Charge-offs		$ 0

Note 7 - Loans and Related Al_6

Note 7 - Loans and Related Allowance for Credit Losses - Classes of the Loan Portfolio Summarized by Credit Quality (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Term loans amortized, current year	$ 106,185	$ 106,185		$ 241,600
Term loans amortized, one year before	264,357	264,357		290,633
Term loans amortized, two years before	270,117	270,117		207,871
Term loans amortized, three years before	192,413	192,413		126,649
Term loans amortized, four years before	115,682	115,682		85,500
Term loans amortized, prior	337,697	337,697		310,143
Term loans amortized, revolving	218,080	218,080		215,734
Loans	1,504,531	1,504,531		1,478,130
Current-period gross charge-offs, total	1,426	1,439	$ 301
Loss	(106,185)	(106,185)		(241,600)
Loss	(264,357)	(264,357)		(290,633)
Loss	(270,117)	(270,117)		(207,871)
Loss	(192,413)	(192,413)		(126,649)
Loss	(115,682)	(115,682)		(85,500)
Loss	(337,697)	(337,697)		(310,143)
Loss	(218,080)	(218,080)		(215,734)
Loss	(1,504,531)	(1,504,531)		(1,478,130)
Pass [Member]
Term loans amortized, current year	105,920	105,920		241,587
Term loans amortized, one year before	264,094	264,094		279,671
Term loans amortized, two years before	256,885	256,885		204,223
Term loans amortized, three years before	188,349	188,349		124,701
Term loans amortized, four years before	115,334	115,334		74,005
Term loans amortized, prior	296,669	296,669		276,267
Term loans amortized, revolving	215,766	215,766		203,937
Loans	1,443,017	1,443,017		1,404,391
Loss	(105,920)	(105,920)		(241,587)
Loss	(264,094)	(264,094)		(279,671)
Loss	(256,885)	(256,885)		(204,223)
Loss	(188,349)	(188,349)		(124,701)
Loss	(115,334)	(115,334)		(74,005)
Loss	(296,669)	(296,669)		(276,267)
Loss	(215,766)	(215,766)		(203,937)
Loss	(1,443,017)	(1,443,017)		(1,404,391)
Special Mention [Member]
Term loans amortized, current year	0	0		0
Term loans amortized, one year before	180	180		8,352
Term loans amortized, two years before	3,347	3,347		2,371
Term loans amortized, three years before	2,707	2,707		0
Term loans amortized, four years before	0	0		278
Term loans amortized, prior	3,029	3,029		2,996
Term loans amortized, revolving	792	792		184
Loans	10,055	10,055		14,181
Loss	0	0		0
Loss	(180)	(180)		(8,352)
Loss	(3,347)	(3,347)		(2,371)
Loss	(2,707)	(2,707)		0
Loss	0	0		(278)
Loss	(3,029)	(3,029)		(2,996)
Loss	(792)	(792)		(184)
Loss	(10,055)	(10,055)		(14,181)
Substandard [Member]
Term loans amortized, current year	265	265		13
Term loans amortized, one year before	83	83		2,610
Term loans amortized, two years before	9,885	9,885		630
Term loans amortized, three years before	1,357	1,357		1,948
Term loans amortized, four years before	348	348		7,330
Term loans amortized, prior	38,003	38,003		30,884
Term loans amortized, revolving	1,522	1,522		11,613
Loans	51,463	51,463		55,028
Loss	(265)	(265)		(13)
Loss	(83)	(83)		(2,610)
Loss	(9,885)	(9,885)		(630)
Loss	(1,357)	(1,357)		(1,948)
Loss	(348)	(348)		(7,330)
Loss	(38,003)	(38,003)		(30,884)
Loss	(1,522)	(1,522)		(11,613)
Loss	(51,463)	(51,463)		(55,028)
Doubtful [Member]
Term loans amortized, current year				0
Term loans amortized, one year before				0
Term loans amortized, two years before				647
Term loans amortized, three years before				0
Term loans amortized, four years before				3,887
Term loans amortized, prior				0
Term loans amortized, revolving				0
Loans				4,534
Loss				0
Loss				0
Loss				(647)
Loss				0
Loss				(3,887)
Loss				0
Loss				0
Loss				(4,534)
Unlikely to be Collected Financing Receivable [Member]
Term loans amortized, current year	0	0		0
Term loans amortized, one year before	0	0		0
Term loans amortized, two years before	0	0		0
Term loans amortized, three years before	0	0		0
Term loans amortized, four years before	0	0		0
Term loans amortized, prior	4	4		4
Term loans amortized, revolving	0	0		0
Loans	4	4		4
Loss	0	0		0
Loss	0	0		0
Loss	0	0		0
Loss	0	0		0
Loss	0	0		0
Loss	(4)	(4)		(4)
Loss	0	0		0
Loss	(4)	(4)		(4)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Term loans amortized, current year	11,011	11,011		14,634
Term loans amortized, one year before	20,602	20,602		39,477
Term loans amortized, two years before	40,766	40,766		41,609
Term loans amortized, three years before	39,694	39,694		26,599
Term loans amortized, four years before	26,092	26,092		12,463
Term loans amortized, prior	46,766	46,766		46,101
Term loans amortized, revolving	2,382	2,382		2,662
Loans	187,313	187,313		183,545
Current-period gross charge-offs current		0		0
Current-period gross charge-offs one year before		0		0
Current-period gross charge-offs, two years before		0		0
Current-period gross charge-offs, three years before		0		0
Current-period gross charge-offs, four years before		0		0
Current-period gross charge-offs, prior		45		46
Current-period gross charge-offs, revolving		0		0
Current-period gross charge-offs, total	45	45	46	46
Loss	(11,011)	(11,011)		(14,634)
Loss	(20,602)	(20,602)		(39,477)
Loss	(40,766)	(40,766)		(41,609)
Loss	(39,694)	(39,694)		(26,599)
Loss	(26,092)	(26,092)		(12,463)
Loss	(46,766)	(46,766)		(46,101)
Loss	(2,382)	(2,382)		(2,662)
Loss	(187,313)	(187,313)		(183,545)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Pass [Member]
Term loans amortized, current year	11,011	11,011		14,634
Term loans amortized, one year before	20,602	20,602		34,850
Term loans amortized, two years before	36,219	36,219		41,609
Term loans amortized, three years before	36,987	36,987		25,040
Term loans amortized, four years before	26,092	26,092		12,304
Term loans amortized, prior	42,627	42,627		41,976
Term loans amortized, revolving	2,382	2,382		2,662
Loans	175,920	175,920		173,075
Loss	(11,011)	(11,011)		(14,634)
Loss	(20,602)	(20,602)		(34,850)
Loss	(36,219)	(36,219)		(41,609)
Loss	(36,987)	(36,987)		(25,040)
Loss	(26,092)	(26,092)		(12,304)
Loss	(42,627)	(42,627)		(41,976)
Loss	(2,382)	(2,382)		(2,662)
Loss	(175,920)	(175,920)		(173,075)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Special Mention [Member]
Term loans amortized, current year	0	0		0
Term loans amortized, one year before	0	0		2,271
Term loans amortized, two years before	0	0		0
Term loans amortized, three years before	2,707	2,707		0
Term loans amortized, four years before	0	0		13
Term loans amortized, prior	778	778		799
Term loans amortized, revolving	0	0		0
Loans	3,485	3,485		3,083
Loss	0	0		0
Loss	0	0		(2,271)
Loss	0	0		0
Loss	(2,707)	(2,707)		0
Loss	0	0		(13)
Loss	(778)	(778)		(799)
Loss	0	0		0
Loss	(3,485)	(3,485)		(3,083)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Substandard [Member]
Term loans amortized, current year	0	0		0
Term loans amortized, one year before	0	0		2,356
Term loans amortized, two years before	4,547	4,547		0
Term loans amortized, three years before	0	0		1,559
Term loans amortized, four years before	0	0		146
Term loans amortized, prior	3,361	3,361		3,326
Term loans amortized, revolving	0	0		0
Loans	7,908	7,908		7,387
Loss	0	0		0
Loss	0	0		(2,356)
Loss	(4,547)	(4,547)		0
Loss	0	0		(1,559)
Loss	0	0		(146)
Loss	(3,361)	(3,361)		(3,326)
Loss	0	0		0
Loss	(7,908)	(7,908)		(7,387)
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Term loans amortized, current year	6,515	6,515		43,393
Term loans amortized, one year before	50,123	50,123		97,606
Term loans amortized, two years before	103,540	103,540		41,606
Term loans amortized, three years before	49,710	49,710		22,707
Term loans amortized, four years before	20,461	20,461		41,529
Term loans amortized, prior	172,799	172,799		154,235
Term loans amortized, revolving	4,011	4,011		504
Loans	407,159	407,159		401,580
Current-period gross charge-offs current		0		0
Current-period gross charge-offs one year before		0		0
Current-period gross charge-offs, two years before		0		0
Current-period gross charge-offs, three years before		0		0
Current-period gross charge-offs, four years before		0		0
Current-period gross charge-offs, prior		1,341		0
Current-period gross charge-offs, revolving		0		0
Current-period gross charge-offs, total	1,341	1,341	0	0
Loss	(6,515)	(6,515)		(43,393)
Loss	(50,123)	(50,123)		(97,606)
Loss	(103,540)	(103,540)		(41,606)
Loss	(49,710)	(49,710)		(22,707)
Loss	(20,461)	(20,461)		(41,529)
Loss	(172,799)	(172,799)		(154,235)
Loss	(4,011)	(4,011)		(504)
Loss	(407,159)	(407,159)		(401,580)
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Pass [Member]
Term loans amortized, current year	6,515	6,515		43,393
Term loans amortized, one year before	50,123	50,123		95,098
Term loans amortized, two years before	97,043	97,043		40,959
Term loans amortized, three years before	49,075	49,075		22,707
Term loans amortized, four years before	20,461	20,461		32,405
Term loans amortized, prior	139,800	139,800		127,469
Term loans amortized, revolving	4,011	4,011		504
Loans	367,028	367,028		362,535
Loss	(6,515)	(6,515)		(43,393)
Loss	(50,123)	(50,123)		(95,098)
Loss	(97,043)	(97,043)		(40,959)
Loss	(49,075)	(49,075)		(22,707)
Loss	(20,461)	(20,461)		(32,405)
Loss	(139,800)	(139,800)		(127,469)
Loss	(4,011)	(4,011)		(504)
Loss	(367,028)	(367,028)		(362,535)
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Special Mention [Member]
Term loans amortized, current year	0	0		0
Term loans amortized, one year before	0	0		2,508
Term loans amortized, two years before	2,506	2,506		0
Term loans amortized, three years before	0	0		0
Term loans amortized, four years before	0	0		0
Term loans amortized, prior	2,019	2,019		2,197
Term loans amortized, revolving	0	0		0
Loans	4,525	4,525		4,705
Loss	0	0		0
Loss	0	0		(2,508)
Loss	(2,506)	(2,506)		0
Loss	0	0		0
Loss	0	0		0
Loss	(2,019)	(2,019)		(2,197)
Loss	0	0		0
Loss	(4,525)	(4,525)		(4,705)
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Substandard [Member]
Term loans amortized, current year	0	0		0
Term loans amortized, one year before	0	0		0
Term loans amortized, two years before	3,991	3,991		0
Term loans amortized, three years before	635	635		0
Term loans amortized, four years before	0	0		5,237
Term loans amortized, prior	30,980	30,980		24,569
Term loans amortized, revolving	0	0		0
Loans	35,606	35,606		29,806
Loss	0	0		0
Loss	0	0		0
Loss	(3,991)	(3,991)		0
Loss	(635)	(635)		0
Loss	0	0		(5,237)
Loss	(30,980)	(30,980)		(24,569)
Loss	0	0		0
Loss	(35,606)	(35,606)		(29,806)
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Doubtful [Member]
Term loans amortized, current year				0
Term loans amortized, one year before				0
Term loans amortized, two years before				647
Term loans amortized, three years before				0
Term loans amortized, four years before				3,887
Term loans amortized, prior				0
Term loans amortized, revolving				0
Loans				4,534
Loss				0
Loss				0
Loss				(647)
Loss				0
Loss				(3,887)
Loss				0
Loss				0
Loss				(4,534)
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Term loans amortized, current year	2,943	2,943		29,218
Term loans amortized, one year before	36,236	36,236		25,776
Term loans amortized, two years before	26,225	26,225		4,267
Term loans amortized, three years before	7,491	7,491		10,453
Term loans amortized, four years before	10,158	10,158		1,391
Term loans amortized, prior	11,713	11,713		11,297
Term loans amortized, revolving	32	32		104
Loans	94,798	94,798		82,506
Current-period gross charge-offs current		0		0
Current-period gross charge-offs one year before		0		0
Current-period gross charge-offs, two years before		0		0
Current-period gross charge-offs, three years before		0		0
Current-period gross charge-offs, four years before		0		0
Current-period gross charge-offs, prior		0		0
Current-period gross charge-offs, revolving		0		0
Current-period gross charge-offs, total	0	0	0	0
Loss	(2,943)	(2,943)		(29,218)
Loss	(36,236)	(36,236)		(25,776)
Loss	(26,225)	(26,225)		(4,267)
Loss	(7,491)	(7,491)		(10,453)
Loss	(10,158)	(10,158)		(1,391)
Loss	(11,713)	(11,713)		(11,297)
Loss	(32)	(32)		(104)
Loss	(94,798)	(94,798)		(82,506)
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Pass [Member]
Term loans amortized, current year	2,943	2,943		29,218
Term loans amortized, one year before	36,236	36,236		25,776
Term loans amortized, two years before	26,225	26,225		4,267
Term loans amortized, three years before	7,491	7,491		10,453
Term loans amortized, four years before	10,158	10,158		1,391
Term loans amortized, prior	11,713	11,713		11,231
Term loans amortized, revolving	32	32		104
Loans	94,798	94,798		82,440
Loss	(2,943)	(2,943)		(29,218)
Loss	(36,236)	(36,236)		(25,776)
Loss	(26,225)	(26,225)		(4,267)
Loss	(7,491)	(7,491)		(10,453)
Loss	(10,158)	(10,158)		(1,391)
Loss	(11,713)	(11,713)		(11,231)
Loss	(32)	(32)		(104)
Loss	(94,798)	(94,798)		(82,440)
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Special Mention [Member]
Term loans amortized, current year	0	0
Term loans amortized, one year before	180	180
Term loans amortized, two years before	0	0
Term loans amortized, three years before	0	0
Term loans amortized, four years before	0	0
Term loans amortized, prior	0	0
Term loans amortized, revolving	792	792
Loans	972	972
Loss	0	0
Loss	(180)	(180)
Loss	0	0
Loss	0	0
Loss	0	0
Loss	0	0
Loss	(792)	(792)
Loss	(972)	(972)
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Substandard [Member]
Term loans amortized, current year	34	34		0
Term loans amortized, one year before	0	0		0
Term loans amortized, two years before	189	189		0
Term loans amortized, three years before	722	722		0
Term loans amortized, four years before	0	0		0
Term loans amortized, prior	1,486	1,486		66
Term loans amortized, revolving	0	0		0
Loans	2,431	2,431		66
Loss	(34)	(34)		0
Loss	0	0		0
Loss	(189)	(189)		0
Loss	(722)	(722)		0
Loss	0	0		0
Loss	(1,486)	(1,486)		(66)
Loss	0	0		0
Loss	(2,431)	(2,431)		(66)
Residential Portfolio Segment [Member]
Term loans amortized, current year	32,721	32,721		50,086
Term loans amortized, one year before	49,940	49,940		56,307
Term loans amortized, two years before	59,507	59,507		79,119
Term loans amortized, three years before	75,414	75,414		39,476
Term loans amortized, four years before	36,706	36,706		19,442
Term loans amortized, prior	91,228	91,228		83,752
Term loans amortized, revolving	232	232		672
Loans	345,748	345,748		328,854
Current-period gross charge-offs current		0		0
Current-period gross charge-offs one year before		0		0
Current-period gross charge-offs, two years before		0		0
Current-period gross charge-offs, three years before		0		0
Current-period gross charge-offs, four years before		0		0
Current-period gross charge-offs, prior		0		108
Current-period gross charge-offs, revolving		0		0
Current-period gross charge-offs, total	0	0	108	108
Loss	(32,721)	(32,721)		(50,086)
Loss	(49,940)	(49,940)		(56,307)
Loss	(59,507)	(59,507)		(79,119)
Loss	(75,414)	(75,414)		(39,476)
Loss	(36,706)	(36,706)		(19,442)
Loss	(91,228)	(91,228)		(83,752)
Loss	(232)	(232)		(672)
Loss	(345,748)	(345,748)		(328,854)
Residential Portfolio Segment [Member] | Pass [Member]
Term loans amortized, current year	32,687	32,687		50,086
Term loans amortized, one year before	49,940	49,940		56,180
Term loans amortized, two years before	59,318	59,318		78,909
Term loans amortized, three years before	74,692	74,692		39,476
Term loans amortized, four years before	36,706	36,706		19,418
Term loans amortized, prior	89,742	89,742		82,441
Term loans amortized, revolving	232	232		672
Loans	343,317	343,317		327,182
Loss	(32,687)	(32,687)		(50,086)
Loss	(49,940)	(49,940)		(56,180)
Loss	(59,318)	(59,318)		(78,909)
Loss	(74,692)	(74,692)		(39,476)
Loss	(36,706)	(36,706)		(19,418)
Loss	(89,742)	(89,742)		(82,441)
Loss	(232)	(232)		(672)
Loss	(343,317)	(343,317)		(327,182)
Residential Portfolio Segment [Member] | Special Mention [Member]
Term loans amortized, current year	0	0
Term loans amortized, one year before	0	0
Term loans amortized, two years before	841	841
Term loans amortized, three years before	0	0
Term loans amortized, four years before	0	0
Term loans amortized, prior	232	232
Term loans amortized, revolving	0	0
Loans	1,073	1,073
Loss	0	0
Loss	0	0
Loss	(841)	(841)
Loss	0	0
Loss	0	0
Loss	(232)	(232)
Loss	0	0
Loss	(1,073)	(1,073)
Residential Portfolio Segment [Member] | Substandard [Member]
Term loans amortized, current year	231	231		0
Term loans amortized, one year before	11	11		127
Term loans amortized, two years before	1,000	1,000		210
Term loans amortized, three years before	0	0		0
Term loans amortized, four years before	314	314		24
Term loans amortized, prior	94	94		1,311
Term loans amortized, revolving	371	371		0
Loans	2,021	2,021		1,672
Loss	(231)	(231)		0
Loss	(11)	(11)		(127)
Loss	(1,000)	(1,000)		(210)
Loss	0	0		0
Loss	(314)	(314)		(24)
Loss	(94)	(94)		(1,311)
Loss	(371)	(371)		0
Loss	(2,021)	(2,021)		(1,672)
Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]
Term loans amortized, current year	0	0
Term loans amortized, one year before	0	0
Term loans amortized, two years before	0	0
Term loans amortized, three years before	0	0
Term loans amortized, four years before	0	0
Term loans amortized, prior	4	4
Term loans amortized, revolving	0	0
Loans	4	4
Loss	0	0
Loss	0	0
Loss	0	0
Loss	0	0
Loss	0	0
Loss	(4)	(4)
Loss	0	0
Loss	(4)	(4)
Commercial And Industrial [Member]
Term loans amortized, current year	32,183	32,183		46,931
Term loans amortized, one year before	36,074	36,074		43,509
Term loans amortized, two years before	35,893	35,893		17,909
Term loans amortized, three years before	14,707	14,707		25,496
Term loans amortized, four years before	21,610	21,610		2,865
Term loans amortized, prior	6,083	6,083		7,405
Term loans amortized, revolving	66,622	66,622		77,393
Loans	213,172	213,172		221,508
Current-period gross charge-offs current		0		0
Current-period gross charge-offs one year before		0		0
Current-period gross charge-offs, two years before		23		75
Current-period gross charge-offs, three years before		12		0
Current-period gross charge-offs, four years before		0		6
Current-period gross charge-offs, prior		0		4
Current-period gross charge-offs, revolving		0		0
Current-period gross charge-offs, total	35	35	85	85
Loss	(32,183)	(32,183)		(46,931)
Loss	(36,074)	(36,074)		(43,509)
Loss	(35,893)	(35,893)		(17,909)
Loss	(14,707)	(14,707)		(25,496)
Loss	(21,610)	(21,610)		(2,865)
Loss	(6,083)	(6,083)		(7,405)
Loss	(66,622)	(66,622)		(77,393)
Loss	(213,172)	(213,172)		(221,508)
Commercial And Industrial [Member] | Pass [Member]
Term loans amortized, current year	31,952	31,952		46,918
Term loans amortized, one year before	35,883	35,883		43,494
Term loans amortized, two years before	34,893	34,893		17,909
Term loans amortized, three years before	14,707	14,707		25,143
Term loans amortized, four years before	21,296	21,296		2,741
Term loans amortized, prior	5,993	5,993		6,533
Term loans amortized, revolving	65,459	65,459		66,842
Loans	210,183	210,183		209,580
Loss	(31,952)	(31,952)		(46,918)
Loss	(35,883)	(35,883)		(43,494)
Loss	(34,893)	(34,893)		(17,909)
Loss	(14,707)	(14,707)		(25,143)
Loss	(21,296)	(21,296)		(2,741)
Loss	(5,993)	(5,993)		(6,533)
Loss	(65,459)	(65,459)		(66,842)
Loss	(210,183)	(210,183)		(209,580)
Commercial And Industrial [Member] | Special Mention [Member]
Term loans amortized, current year				0
Term loans amortized, one year before				0
Term loans amortized, two years before				0
Term loans amortized, three years before				0
Term loans amortized, four years before				0
Term loans amortized, prior				0
Term loans amortized, revolving				184
Loans				184
Loss				0
Loss				0
Loss				0
Loss				0
Loss				0
Loss				0
Loss				(184)
Loss				(184)
Commercial And Industrial [Member] | Substandard [Member]
Term loans amortized, current year	0	0		13
Term loans amortized, one year before	72	72		15
Term loans amortized, two years before	153	153		0
Term loans amortized, three years before	0	0		353
Term loans amortized, four years before	34	34		124
Term loans amortized, prior	607	607		876
Term loans amortized, revolving	628	628		10,367
Loans	1,494	1,494		11,748
Loss	0	0		(13)
Loss	(72)	(72)		(15)
Loss	(153)	(153)		0
Loss	0	0		(353)
Loss	(34)	(34)		(124)
Loss	(607)	(607)		(876)
Loss	(628)	(628)		(10,367)
Loss	(1,494)	(1,494)		(11,748)
Commercial And Industrial [Member] | Unlikely to be Collected Financing Receivable [Member]
Term loans amortized, current year				0
Term loans amortized, one year before				0
Term loans amortized, two years before				0
Term loans amortized, three years before				0
Term loans amortized, four years before				0
Term loans amortized, prior				4
Term loans amortized, revolving				0
Loans				4
Loss				0
Loss				0
Loss				0
Loss				0
Loss				0
Loss				(4)
Loss				0
Loss				(4)
Home Equity Lines of Credit [Member]
Term loans amortized, current year	0	0		0
Term loans amortized, one year before	277	277		231
Term loans amortized, two years before	301	301		0
Term loans amortized, three years before	0	0		52
Term loans amortized, four years before	69	69		92
Term loans amortized, prior	2,549	2,549		2,680
Term loans amortized, revolving	134,565	134,565		124,763
Loans	137,761	137,761		127,818
Current-period gross charge-offs current		0		0
Current-period gross charge-offs one year before		0		0
Current-period gross charge-offs, two years before		0		0
Current-period gross charge-offs, three years before		0		0
Current-period gross charge-offs, four years before		0		0
Current-period gross charge-offs, prior		7		0
Current-period gross charge-offs, revolving		0		0
Current-period gross charge-offs, total	0	7	0	0
Loss	0	0		0
Loss	(277)	(277)		(231)
Loss	(301)	(301)		0
Loss	0	0		(52)
Loss	(69)	(69)		(92)
Loss	(2,549)	(2,549)		(2,680)
Loss	(134,565)	(134,565)		(124,763)
Loss	(137,761)	(137,761)		(127,818)
Home Equity Lines of Credit [Member] | Pass [Member]
Term loans amortized, current year	0	0		0
Term loans amortized, one year before	205	205		126
Term loans amortized, two years before	148	148		0
Term loans amortized, three years before	0	0		16
Term loans amortized, four years before	35	35		63
Term loans amortized, prior	1,942	1,942		2,097
Term loans amortized, revolving	133,937	133,937		124,001
Loans	136,267	136,267		126,303
Loss	0	0		0
Loss	(205)	(205)		(126)
Loss	(148)	(148)		0
Loss	0	0		(16)
Loss	(35)	(35)		(63)
Loss	(1,942)	(1,942)		(2,097)
Loss	(133,937)	(133,937)		(124,001)
Loss	(136,267)	(136,267)		(126,303)
Home Equity Lines of Credit [Member] | Substandard [Member]
Term loans amortized, current year	0	0		0
Term loans amortized, one year before	0	0		105
Term loans amortized, two years before	0	0		0
Term loans amortized, three years before	0	0		36
Term loans amortized, four years before	0	0		29
Term loans amortized, prior	1,296	1,296		583
Term loans amortized, revolving	523	523		762
Loans	1,819	1,819		1,515
Loss	0	0		0
Loss	0	0		(105)
Loss	0	0		0
Loss	0	0		(36)
Loss	0	0		(29)
Loss	(1,296)	(1,296)		(583)
Loss	(523)	(523)		(762)
Loss	(1,819)	(1,819)		(1,515)
Construction and Other [Member]
Term loans amortized, current year	19,163	19,163		55,528
Term loans amortized, one year before	69,902	69,902		26,632
Term loans amortized, two years before	3,359	3,359		23,037
Term loans amortized, three years before	5,262	5,262		1,777
Term loans amortized, four years before	542	542		7,644
Term loans amortized, prior	3,086	3,086		851
Term loans amortized, revolving	10,236	10,236		9,636
Loans	111,550	111,550		125,105
Current-period gross charge-offs current		0		0
Current-period gross charge-offs one year before		0		0
Current-period gross charge-offs, two years before		0		0
Current-period gross charge-offs, three years before		0		0
Current-period gross charge-offs, four years before		0		0
Current-period gross charge-offs, prior		0		0
Current-period gross charge-offs, revolving		0		0
Current-period gross charge-offs, total	0	0	0	0
Loss	(19,163)	(19,163)		(55,528)
Loss	(69,902)	(69,902)		(26,632)
Loss	(3,359)	(3,359)		(23,037)
Loss	(5,262)	(5,262)		(1,777)
Loss	(542)	(542)		(7,644)
Loss	(3,086)	(3,086)		(851)
Loss	(10,236)	(10,236)		(9,636)
Loss	(111,550)	(111,550)		(125,105)
Construction and Other [Member] | Pass [Member]
Term loans amortized, current year	19,163	19,163		55,528
Term loans amortized, one year before	69,902	69,902		23,059
Term loans amortized, two years before	2,518	2,518		20,246
Term loans amortized, three years before	5,262	5,262		1,777
Term loans amortized, four years before	542	542		5,609
Term loans amortized, prior	1,558	1,558		851
Term loans amortized, revolving	9,713	9,713		9,152
Loans	108,658	108,658		116,222
Loss	(19,163)	(19,163)		(55,528)
Loss	(69,902)	(69,902)		(23,059)
Loss	(2,518)	(2,518)		(20,246)
Loss	(5,262)	(5,262)		(1,777)
Loss	(542)	(542)		(5,609)
Loss	(1,558)	(1,558)		(851)
Loss	(9,713)	(9,713)		(9,152)
Loss	(108,658)	(108,658)		(116,222)
Construction and Other [Member] | Special Mention [Member]
Term loans amortized, current year				0
Term loans amortized, one year before				3,573
Term loans amortized, two years before				2,371
Term loans amortized, three years before				0
Term loans amortized, four years before				265
Term loans amortized, prior				0
Term loans amortized, revolving				0
Loans				6,209
Loss				0
Loss				(3,573)
Loss				(2,371)
Loss				0
Loss				(265)
Loss				0
Loss				0
Loss				(6,209)
Construction and Other [Member] | Substandard [Member]
Term loans amortized, current year				0
Term loans amortized, one year before				0
Term loans amortized, two years before				420
Term loans amortized, three years before				0
Term loans amortized, four years before				1,770
Term loans amortized, prior				0
Term loans amortized, revolving				484
Loans				2,674
Loss				0
Loss				0
Loss				(420)
Loss				0
Loss				(1,770)
Loss				0
Loss				(484)
Loss				(2,674)
Consumer Portfolio Segment [Member]
Term loans amortized, current year	1,649	1,649		1,810
Term loans amortized, one year before	1,203	1,203		1,095
Term loans amortized, two years before	526	526		324
Term loans amortized, three years before	135	135		89
Term loans amortized, four years before	44	44		74
Term loans amortized, prior	3,473	3,473		3,822
Term loans amortized, revolving	0	0		0
Loans	7,030	7,030		7,214
Current-period gross charge-offs current		0		0
Current-period gross charge-offs one year before		0		25
Current-period gross charge-offs, two years before		0		0
Current-period gross charge-offs, three years before		6		0
Current-period gross charge-offs, four years before		0		0
Current-period gross charge-offs, prior		5		38
Current-period gross charge-offs, revolving		0		0
Current-period gross charge-offs, total	5	11	$ 62	63
Loss	(1,649)	(1,649)		(1,810)
Loss	(1,203)	(1,203)		(1,095)
Loss	(526)	(526)		(324)
Loss	(135)	(135)		(89)
Loss	(44)	(44)		(74)
Loss	(3,473)	(3,473)		(3,822)
Loss	0	0		0
Loss	(7,030)	(7,030)		(7,214)
Consumer Portfolio Segment [Member] | Pass [Member]
Term loans amortized, current year	1,649	1,649		1,810
Term loans amortized, one year before	1,203	1,203		1,088
Term loans amortized, two years before	521	521		324
Term loans amortized, three years before	135	135		89
Term loans amortized, four years before	44	44		74
Term loans amortized, prior	3,294	3,294		3,669
Term loans amortized, revolving	0	0		0
Loans	6,846	6,846		7,054
Loss	(1,649)	(1,649)		(1,810)
Loss	(1,203)	(1,203)		(1,088)
Loss	(521)	(521)		(324)
Loss	(135)	(135)		(89)
Loss	(44)	(44)		(74)
Loss	(3,294)	(3,294)		(3,669)
Loss	0	0		0
Loss	(6,846)	(6,846)		(7,054)
Consumer Portfolio Segment [Member] | Substandard [Member]
Term loans amortized, current year	0	0		0
Term loans amortized, one year before	0	0		7
Term loans amortized, two years before	5	5		0
Term loans amortized, three years before	0	0		0
Term loans amortized, four years before	0	0		0
Term loans amortized, prior	179	179		153
Term loans amortized, revolving	0	0		0
Loans	184	184		160
Loss	0	0		0
Loss	0	0		(7)
Loss	(5)	(5)		0
Loss	0	0		0
Loss	0	0		0
Loss	(179)	(179)		(153)
Loss	0	0		0
Loss	$ (184)	$ (184)		$ (160)

Note 7 - Loans and Related Al_7

Note 7 - Loans and Related Allowance for Credit Losses - Collateral-dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Loans	$ 1,504,531	$ 1,478,130
Real Estate [Member]
Loans	17,222	8,150
Blanket Lien [Member]
Loans	0	0
Investment and Cash [Member]
Loans	0	0
Other Collateral [Member]
Loans	12,318	0
Collateral Pledged [Member]
Loans	29,540	8,150
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Loans	187,313	183,545
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Real Estate [Member]
Loans	2,224
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Blanket Lien [Member]
Loans	0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Investment and Cash [Member]
Loans	0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Other Collateral [Member]
Loans	0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Collateral Pledged [Member]
Loans	2,224
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Loans	407,159	401,580
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Real Estate [Member]
Loans	14,381	8,150
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Blanket Lien [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Investment and Cash [Member]
Loans	0	0
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Other Collateral [Member]
Loans	11,105	0
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Collateral Pledged [Member]
Loans	25,486	8,150
Residential Portfolio Segment [Member]
Loans	345,748	328,854
Residential Portfolio Segment [Member] | Real Estate [Member]
Loans	617
Residential Portfolio Segment [Member] | Blanket Lien [Member]
Loans	0
Residential Portfolio Segment [Member] | Investment and Cash [Member]
Loans	0
Residential Portfolio Segment [Member] | Other Collateral [Member]
Loans	0
Residential Portfolio Segment [Member] | Collateral Pledged [Member]
Loans	617
Commercial And Industrial [Member]
Loans	213,172	$ 221,508
Commercial And Industrial [Member] | Real Estate [Member]
Loans	0
Commercial And Industrial [Member] | Blanket Lien [Member]
Loans	0
Commercial And Industrial [Member] | Investment and Cash [Member]
Loans	0
Commercial And Industrial [Member] | Other Collateral [Member]
Loans	1,213
Commercial And Industrial [Member] | Collateral Pledged [Member]
Loans	$ 1,213

Note 7 - Loans and Related Al_8

Note 7 - Loans and Related Allowance for Credit Losses - Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, before Allowance for Credit Loss, Total	$ 1,504,531	$ 1,478,130
Financial Asset Acquired with Credit Deterioration [Member]
Financing Receivable, before Allowance for Credit Loss, Total		1,478,130
Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	1,485,992	1,470,246
Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	3,556	5,760
Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	5,767	1,336
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	9,216	788
Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	18,539	7,884
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss, Total	187,313	183,545
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Financing Receivable, before Allowance for Credit Loss, Total		183,545
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	187,205	183,242
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	48	197
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	0	0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	60	106
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	108	303
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Financing Receivable, before Allowance for Credit Loss, Total	407,159	401,580
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Financing Receivable, before Allowance for Credit Loss, Total		401,580
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	393,788	397,964
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	1,367	3,616
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	4,396	0
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	7,608	0
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	13,371	3,616
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Financing Receivable, before Allowance for Credit Loss, Total	94,798	82,506
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Financing Receivable, before Allowance for Credit Loss, Total		82,506
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	94,798	82,440
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	0	0
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	0	0
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	0	66
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	0	66
Residential Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss, Total	345,748	328,854
Residential Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Financing Receivable, before Allowance for Credit Loss, Total		328,854
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	343,090	326,224
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	1,943	1,366
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	566	1,010
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	149	254
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	2,658	2,630
Commercial And Industrial [Member]
Financing Receivable, before Allowance for Credit Loss, Total	213,172	221,508
Commercial And Industrial [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Financing Receivable, before Allowance for Credit Loss, Total		221,508
Commercial And Industrial [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	211,957	221,304
Commercial And Industrial [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	29	0
Commercial And Industrial [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	190	146
Commercial And Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	996	58
Commercial And Industrial [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	1,215	204
Home Equity Lines of Credit [Member]
Financing Receivable, before Allowance for Credit Loss, Total	137,761	127,818
Home Equity Lines of Credit [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Financing Receivable, before Allowance for Credit Loss, Total		127,818
Home Equity Lines of Credit [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	137,081	126,894
Home Equity Lines of Credit [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	155	447
Home Equity Lines of Credit [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	122	180
Home Equity Lines of Credit [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	403	297
Home Equity Lines of Credit [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	680	924
Construction and Other [Member]
Financing Receivable, before Allowance for Credit Loss, Total	111,550	125,105
Construction and Other [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Financing Receivable, before Allowance for Credit Loss, Total		125,105
Construction and Other [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	111,057	125,040
Construction and Other [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	0	65
Construction and Other [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	493	0
Construction and Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	0	0
Construction and Other [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	493	65
Consumer Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss, Total	7,030	7,214
Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Financing Receivable, before Allowance for Credit Loss, Total		7,214
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	7,016	7,138
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	14	69
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	0	0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	0	7
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]
Financing Receivable, before Allowance for Credit Loss, Total	$ 14	$ 76

Note 7 - Loans and Related Al_9

Note 7 - Loans and Related Allowance for Credit Losses - Nonaccrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Nonaccrual, No Allowance	$ 22,666	$ 4,687
Nonaccrual, With Allowance	7,380	6,190
Nonaccrual	30,046	10,877
Still Accruing	32	0
Financing Receivable, before Allowance for Credit Loss, Total	1,504,531	1,478,130
Nonperforming Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss, Total	30,078	10,877
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]
Nonaccrual, No Allowance	0	0
Nonaccrual, With Allowance	310	252
Nonaccrual	310	252
Still Accruing	0	0
Financing Receivable, before Allowance for Credit Loss, Total	187,313	183,545
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss, Total	310	252
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Nonaccrual, No Allowance	21,870	4,534
Nonaccrual, With Allowance	3,616	3,616
Nonaccrual	25,486	8,150
Still Accruing	0	0
Financing Receivable, before Allowance for Credit Loss, Total	407,159	401,580
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss, Total	25,486	8,150
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]
Financing Receivable, before Allowance for Credit Loss, Total	94,798	82,506
Residential Portfolio Segment [Member]
Nonaccrual, No Allowance	617	0
Nonaccrual, With Allowance	1,321	1,170
Nonaccrual	1,938	1,170
Still Accruing	0	0
Financing Receivable, before Allowance for Credit Loss, Total	345,748	328,854
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss, Total	1,938	1,170
Commercial Portfolio Segment [Member] | Multifamily Loan [Member]
Nonaccrual, No Allowance		0
Nonaccrual, With Allowance		66
Nonaccrual		66
Still Accruing		0
Commercial Portfolio Segment [Member] | Multifamily Loan [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss, Total		66
Commercial And Industrial [Member]
Nonaccrual, No Allowance	0	0
Nonaccrual, With Allowance	1,212	223
Nonaccrual	1,212	223
Still Accruing	0	0
Financing Receivable, before Allowance for Credit Loss, Total	213,172	221,508
Commercial And Industrial [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss, Total	1,212	223
Home Equity Lines of Credit [Member]
Nonaccrual, No Allowance	0	0
Nonaccrual, With Allowance	916	856
Nonaccrual	916	856
Still Accruing	32	0
Financing Receivable, before Allowance for Credit Loss, Total	137,761	127,818
Home Equity Lines of Credit [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss, Total	948	856
Consumer Portfolio Segment [Member]
Nonaccrual, No Allowance	179	153
Nonaccrual, With Allowance	5	7
Nonaccrual	184	160
Still Accruing	0	0
Financing Receivable, before Allowance for Credit Loss, Total	7,030	7,214
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss, Total	184	160
Construction and Other [Member]
Nonaccrual, No Allowance		0
Nonaccrual, With Allowance		0
Nonaccrual		0
Still Accruing		0
Financing Receivable, before Allowance for Credit Loss, Total	$ 111,550	125,105
Construction and Other [Member] | Nonperforming Financial Instruments [Member]
Financing Receivable, before Allowance for Credit Loss, Total		$ 0

Note 7 - Loans and Related A_10

Note 7 - Loans and Related Allowance for Credit Losses - Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Modified, Amortized cost	$ 17,808	$ 21,817
to Total Financing Receivables, Percentage	1.20%	1.60%
Payment Deferral [Member]
Modified, Amortized cost	$ 0	$ 0
Extended Maturity [Member]
Modified, Amortized cost	15,301	19,310
Payment Deferral and Extended Maturity [Member]
Modified, Amortized cost	2,507	2,507
Interest Rate Reduction and Term Past Due [Member]
Modified, Amortized cost	0	0
Interest Rate Reduction and Principal Forgiveness [Member]
Modified, Amortized cost	0	0
Commercial Portfolio Segment [Member] | Non-owner occupied Loan [Member]
Modified, Amortized cost	$ 15,989	$ 2,652
to Total Financing Receivables, Percentage	1.10%	0.20%
Commercial Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Payment Deferral [Member]
Modified, Amortized cost	$ 0	$ 0
Commercial Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Extended Maturity [Member]
Modified, Amortized cost	13,482	145
Commercial Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Payment Deferral and Extended Maturity [Member]
Modified, Amortized cost	2,507	2,507
Commercial Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Interest Rate Reduction and Term Past Due [Member]
Modified, Amortized cost	0	0
Commercial Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Interest Rate Reduction and Principal Forgiveness [Member]
Modified, Amortized cost	0	0
Construction and Other [Member]
Modified, Amortized cost	$ 1,819
to Total Financing Receivables, Percentage	0.10%
Construction and Other [Member] | Payment Deferral [Member]
Modified, Amortized cost	$ 0
Construction and Other [Member] | Extended Maturity [Member]
Modified, Amortized cost	1,819
Construction and Other [Member] | Payment Deferral and Extended Maturity [Member]
Modified, Amortized cost	0
Construction and Other [Member] | Interest Rate Reduction and Term Past Due [Member]
Modified, Amortized cost	0
Construction and Other [Member] | Interest Rate Reduction and Principal Forgiveness [Member]
Modified, Amortized cost	$ 0
Residential Portfolio Segment [Member]
Modified, Amortized cost		$ 19,074
to Total Financing Receivables, Percentage		1.40%
Residential Portfolio Segment [Member] | Payment Deferral [Member]
Modified, Amortized cost		$ 0
Residential Portfolio Segment [Member] | Extended Maturity [Member]
Modified, Amortized cost		19,074
Residential Portfolio Segment [Member] | Payment Deferral and Extended Maturity [Member]
Modified, Amortized cost		0
Residential Portfolio Segment [Member] | Interest Rate Reduction and Term Past Due [Member]
Modified, Amortized cost		0
Residential Portfolio Segment [Member] | Interest Rate Reduction and Principal Forgiveness [Member]
Modified, Amortized cost		0
Commercial And Industrial [Member]
Modified, Amortized cost		$ 83
to Total Financing Receivables, Percentage		0%
Commercial And Industrial [Member] | Payment Deferral [Member]
Modified, Amortized cost		$ 0
Commercial And Industrial [Member] | Extended Maturity [Member]
Modified, Amortized cost		83
Commercial And Industrial [Member] | Payment Deferral and Extended Maturity [Member]
Modified, Amortized cost		0
Commercial And Industrial [Member] | Interest Rate Reduction and Term Past Due [Member]
Modified, Amortized cost		0
Commercial And Industrial [Member] | Interest Rate Reduction and Principal Forgiveness [Member]
Modified, Amortized cost		0
Consumer Portfolio Segment [Member]
Modified, Amortized cost		$ 8
to Total Financing Receivables, Percentage		0%
Consumer Portfolio Segment [Member] | Payment Deferral [Member]
Modified, Amortized cost		$ 0
Consumer Portfolio Segment [Member] | Extended Maturity [Member]
Modified, Amortized cost		8
Consumer Portfolio Segment [Member] | Payment Deferral and Extended Maturity [Member]
Modified, Amortized cost		0
Consumer Portfolio Segment [Member] | Interest Rate Reduction and Term Past Due [Member]
Modified, Amortized cost		0
Consumer Portfolio Segment [Member] | Interest Rate Reduction and Principal Forgiveness [Member]
Modified, Amortized cost		$ 0

Note 8 - Contingencies and Co_3

Note 8 - Contingencies and Contingent Liabilities (Details Textual) - USD ($)	6 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Investment, Proportional Amortization Method, Elected, Amount	$ 1,900,000	$ 2,000,000
Investment Program, Proportional Amortization Method, Applied, Amortization Expense	38,000
Investment Program, Proportional Amortization Method, Elected, Commitment	1,700,000	$ 1,700,000
Insurance Policy, Aggregate Limit	3,000,000
Insurance Policy, Deductible	$ 50,000

Note 8 - Commitments and Contin

Note 8 - Commitments and Contingent Liabilities - Outstanding Commitments and Contingent Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Commitments	$ 481,678	$ 424,836
Commitments to Extend Credit [Member]
Commitments	480,950	418,952
Financial Standby Letter of Credit [Member]
Commitments	$ 728	$ 5,884

Note 9 - Related Party Transa_3

Note 9 - Related Party Transaction (Details Textual) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Related Party Deposit Liabilities	$ 29	$ 33.1

Note 9 - Related Party Transa_4

Note 9 - Related Party Transaction - Loans to Related Party (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Beginning balance	$ 24,185	$ 2,057
New loans	2,965	23,922
Repayments	(1,063)	(1,794)
Ending balance	$ 26,087	$ 24,185