Voya Insurance & Annuity 10K 2013 Annual report | SEC Filing

Content analysis

Positive
Negative
Uncertain
Constraining
Legalese
Litigious
Readability	H.S. sophomore Avg

New words: abbreviated, admittance, aforementioned, alliance, Allstate, ALM, antitrust, Arizona, attack, background, BHCA, Bipartisan, branch, broaden, broadening, Buyback, casualty, Cayman, ceiling, celebrated, children, complaint, complicated, confronted, conglomerate, consummation, content, contributor, convexity, credence, curing, cyberattack, cycle, cyclical, debate, disapprove, disintermediation, divided, draft, easier, endangered, ERISA, escheatment, exhaustive, fax, feature, FIO, forgo, formulation, fostered, freely, furnish, hacking, hidden, illegal, immunity, inadequacy, Inclusion, increasingly, inquire, intervene, IRA, IRC, issuable, iv, launched, legitimate, levy, lost, married, migrate, migration, Minister, momentum, moratorium, multiyear, nationwide, notification, occasional, organizational, outsource, outsourcing, patriot, PBR, postretirement, presumption, promote, proportionate, rachet, rebutted, redefining, redesigned, redomesticated, refinance, refinancing, refine, rehabilitation, reissued, remuneration, rollover, SAP, se, secondarily, send, shock, shutdown, simplify, simplistic, simultaneously, SSM, strongly, struggling, subadvisor, Summary, supervisor, Supreme, suspected, telemarketing, therewith, thousand, tolerance, tool, touch, transmission, UL, unassigned, undue, unsolicited, unusual, version, vi, viii, voya, VUL, warning, Windsor, withdrew, withholding, word

Removed: addressed, ADR, afforded, attracting, avert, award, awarded, Bancorp, bifurcation, building, bulk, Canada, Canadian, clarification, constrained, contended, countering, depreciation, disaggregated, disallow, discontinue, divesting, drop, eliminating, EUR, exempt, favored, fiscal, fluctuation, forfeiture, half, harbor, import, imposing, inside, intention, job, leo, lessening, looming, LSPP, Max, measuring, modest, month, MRT, nonaccrual, nonqualified, nonrecurring, nontraditional, occurring, offshore, organized, posed, pretax, production, reassessment, recipient, redundancy, repeal, retaining, rolled, rollforward, safe, seller, stabilize, Strip, subadviser, subordination, succeeded, sustainability, transferor, transitioning, treaty, unconfirmed, undergoing, unforeseeable, unforeseen, Unvested, vest, VIE, voluntarily, voluntary, wealth, withdraw



March 20, 2014	By:	/s/	Michael S. Smith
(Date)			Michael S. Smith
			President

Voya Insurance & Annuity Inactive 10-K2013 FY Annual report

Content analysis