Voya Retirement Insurance & Annuity 10-Q2007 Q1 Quarterly report

Filed: 15 May 07, 12:00am

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Uncertain
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Legalese
Litigious
Readability	H.S. freshman Bad

New words: AAA, accessible, accurate, Additionally, administer, administered, advisor, aforementioned, APB, array, assumed, Committee, complex, criteria, curve, deficit, Delaware, Department, disposal, DSI, DSL, equipment, exam, extensive, flat, fully, GAO, hearing, Host, House, identification, irrevocable, Labor, lapse, likelihood, maintenance, multiple, nonfinancial, observed, opening, option, Preceived, properly, real, recommending, recoverability, registered, reliably, remedying, renewal, satisfied, seed, sensitivity, settled, size, source, strong, subprime, testify, treated, turn, unidentified, universal, unrecognized, upfront, verify

Removed: affiliated, AICPA, allocation, authoritative, backed, beneficiary, closer, commencement, compression, comprise, consolidate, correct, customer, decision, declining, deemed, detail, dissolve, earlier, EITF, Emerging, encouraged, entering, formed, fourth, FSP, GAAP, IICA, implemented, initial, initially, intermediate, Issue, labeled, low, member, method, minimal, modified, participating, partner, partnership, practicable, premium, prospectively, put, reached, remove, separately, servicer, short, subsequently, substantive, unfavorable, Volatile

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Exhibit 32.1

CERTIFICATION

Pursuant to 18 U.S.C. §1350, the undersigned officer of ING Life Insurance and Annuity Company (the “Company”) hereby certifies that, to the officer’s knowledge, the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2007 (the “Report”) fully complies with the requirements of Section 13 or 15(d), as applicable, of the Securities Exchange Act of 1934 and that the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

May 14, 2007

By:

/s/ David A. Wheat

(Date)

David A. Wheat

Director, Executive Vice President and

Chief Financial Officer

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