Capitol Bancorp (CBCRQ) 10-K 2005 FY Annual report

Exhibit 10 (b7-1)

AMENDMENT TO THE
CAPITOL BANCORP, LTD.
EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN
AMENDMENT NUMBER 21

     The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective January 25, 2005 adding the following participating employer at the end of the list contained:

Name of	Type of	State of	Date of
Employer	Entity	Organization	Participation
Point Loma Community Bank	Bank	California	1/1/2005

	CAPITOL BANCORP LIMITED
Dated: January 25, 2005	By:	/s/ Joseph D. Reid     Joseph D. Reid
		Chairman and CEO
	POINT LOMA COMMUNITY BANK
Dated: January 25, 2005	By:	/s/ Anthony Calabrese     Anthony Calabrese
		President and CEO

Exhibit 10 (b7-2)

AMENDMENT TO THE
CAPITOL BANCORP, LTD.
EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN
AMENDMENT NUMBER 22

     The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective June 1, 2005 adding the following participating employer at the end of the list contained:

Name of	Type of	State of	Date of
Employer	Entity	Organization	Participation
Peoples State Bank	Bank	Georgia	6/1/2005

	CAPITOL BANCORP LIMITED
Dated: June 8, 2005	By:	/s/ Joseph D. Reid     Joseph D. Reid
		Chairman and CEO
	PEOPLES STATE BANK
Dated: June 8, 2005	By:	/s/ Steve D. Watts     Steve D. Watts
		President

Exhibit 10 (b7-3)

AMENDMENT TO THE
CAPITOL BANCORP, LTD.
EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN
AMENDMENT NUMBER 23

     The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective July 1, 2005 adding the following participating employer at the end of the list contained:

Name of	Type of	State of	Date of
Employer	Entity	Organization	Participation
Bank of Michigan	Bank	Michigan	7/1/2005

	CAPITOL BANCORP LIMITED
Dated: June 8, 2005	By:	/s/ Joseph D. Reid     Joseph D. Reid
		Chairman and CEO
	BANK OF MICHIGAN
Dated: June 8, 2005	By:	/s/ George F. Mochmar     George F. Mochmar
		President and CEO

Exhibit 10 (b7-4)

AMENDMENT TO THE
CAPITOL BANCORP, LTD.
EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN
AMENDMENT NUMBER 24

     The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective June 22, 2005 adding the following participating employer at the end of the list contained:

Name of	Type of	State of	Date of
Employer	Entity	Organization	Participation
Bank of Bellevue	Bank	Washington	6/22/2005

	CAPITOL BANCORP LIMITED
Dated: June 22, 2005	By:	/s/ Cristin Reid English     Cristin Reid English
		Chief Operating Officer
	BANK OF BELLEVUE
Dated: June 22, 2005	By:	/s/ Andrew Barlass     Andrew Barlass
		President

Exhibit 10 (b7-5)

AMENDMENT TO THE
CAPITOL BANCORP, LTD.
EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN
AMENDMENT NUMBER 25

     The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective July 12, 2005, 2005 adding the following participating employer at the end of the list contained:

Name of	Type of	State of	Date of
Employer	Entity	Organization	Participation
Bank of Auburn Hills	Bank	Michigan	7/12/2005

	CAPITOL BANCORP LIMITED
Dated: July 12, 2005	By:	/s/ Cristin Reid English     Cristin Reid English
		Chief Operating Officer
	BANK OF AUBURN HILLS
Dated: July 12, 2005	By:	/s/ Neal Searle     Neal Searle
		President

Exhibit 10 (b7-6)

AMENDMENT TO THE
CAPITOL BANCORP, LTD.
EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN
AMENDMENT NUMBER 26

     The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective September 6, 2005 adding the following participating employer at the end of the list contained:

Name of	Type of	State of	Date of
Employer	Entity	Organization	Participation
Capitol Bancorp Leasing, Inc.	Leasing	Michigan	9/6/2005

	CAPITOL BANCORP LIMITED
Dated: September 6, 2005	By:	/s/ Cristin Reid English     Cristin Reid English
		Chief Operating Officer
	CAPITOL BANCORP LEASING, INC.
Dated: September 6, 2005	By:	/s/ Lee Hendrickson     Lee Hendrickson
		Chief Financial Officer