FirstCash (FCFS) 10-Q 10 May 16 2016 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Mar. 31, 2016	May. 03, 2016
Document and Entity Information [Abstract]
Entity Registrant Name	FIRST CASH FINANCIAL SERVICES INC
Entity Central Index Key	840,489
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Document Type	10-Q
Document Period End Date	Mar. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1
Amendment Flag	false
Entity Common Stock, Shares Outstanding		28,243,229

CONDENSED CONSOLIDATED BALANCE

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 54,150	$ 86,954	$ 75,803	$ 67,992
Pawn loan fees and service charges receivable	17,070	16,406	16,232
Pawn loans	126,620	117,601	114,306
Consumer loans, net	985	1,118	977
Inventories	90,714	93,458	82,554
Prepaid expenses and other current assets	6,911	9,897	3,302
Total current assets	296,450	325,434	293,174
Property and equipment, net	120,712	112,447	112,587
Goodwill	315,439	295,609	276,545
Other non-current assets	10,291	10,084	10,887
Deferred tax assets	10,993	9,321	8,845
Total assets	753,885	752,895	702,038
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	54,496	42,252	41,704
Income taxes payable	1,433	3,923	50
Total current liabilities	55,929	46,175	41,754
Revolving unsecured credit facilities	40,000	58,000	14,500
Senior unsecured notes	196,037	195,874	195,409
Deferred tax liabilities	22,632	21,464	17,901
Total liabilities	314,598	321,513	269,564
Stockholders’ equity:
Preferred stock	0	0	0
Common stock	403	403	399
Additional paid-in capital	203,143	202,393	193,278
Retained earnings	653,248	643,604	599,682
Accumulated other comprehensive loss	(80,899)	(78,410)	(47,277)
Common stock held in treasury, at cost	(336,608)	(336,608)	(313,608)
Total stockholders’ equity	439,287	431,382	432,474
Total liabilities and stockholders’ equity	$ 753,885	$ 752,895	$ 702,038

CONDENSED CONSOLIDATED STATEMEN

CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Revenue:
Retail merchandise sales	$ 118,776	$ 110,454
Pawn loan fees	51,433	48,654
Consumer loan and credit services fees	5,686	7,595
Wholesale scrap jewelry revenue	7,308	9,320
Total revenue	183,203	176,023
Cost of revenue:
Cost of retail merchandise sold	74,422	68,246
Consumer loan and credit services loss provision	1,047	997
Cost of wholesale scrap jewelry sold	5,871	8,009
Total cost of revenue	81,340	77,252
Net revenue	101,863	98,771
Expenses and other income:
Store operating expenses	55,411	52,321
Administrative expenses	17,668	13,838
Depreciation and amortization	4,937	4,547
Interest expense	4,460	4,020
Interest income	(274)	(344)
Total expenses and other income	82,202	74,382
Income before income taxes	19,661	24,389
Provision for income taxes	6,487	7,601
Net income	$ 13,174	$ 16,788
Net income per share:
Net income per basic share (in dollars per share)	$ 0.47	$ 0.59
Net income per diluted share (in dollars per share)	0.47	0.59
Common Stock, Dividends, Per Share, Declared	$ 0.125	$ 0

CONDENSED CONSOLIDATED STATEME4

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Statement of Comprehensive Income [Abstract]
Net income	$ 13,174	$ 16,788
Other comprehensive income (loss):
Currency translation adjustment	(2,489)	(6,999)
Comprehensive income	$ 10,685	$ 9,789

CONDENSED CONSOLIDATED STATEME5

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) shares in Thousands, $ in Thousands	Total	Preferred Stock	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Loss	Common Stock Held in Treasury
Balance at beginning of period (shares) at Dec. 31, 2014		0	39,708				11,200
Balance at beginning of period (value) at Dec. 31, 2014	$ 434,441	$ 0	$ 397	$ 188,062	$ 582,894	$ (40,278)	$ (296,634)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Shares issued under share-based compensation plan (shares)			5
Shares issued under share-based compensation plan (value)	0		$ 0
Exercise of stock options (shares)			145
Exercise of stock options (value)	2,901		$ 2	2,899
Income tax benefit from exercise of stock options and warrants (value)	1,617			1,617
Share-based compensation expense (value)	700			700
Net income	16,788				16,788
Currency translation adjustment	(6,999)					(6,999)
Repurchases of treasury stock (shares)							336
Repurchases of treasury stock (value)	(16,974)						$ (16,974)
Balance at end of period (shares) at Mar. 31, 2015		0	39,858				11,536
Balance at end of period (value) at Mar. 31, 2015	432,474	$ 0	$ 399	193,278	599,682	(47,277)	$ (313,608)
Balance at beginning of period (shares) at Dec. 31, 2015		0	40,288				12,052
Balance at beginning of period (value) at Dec. 31, 2015	431,382	$ 0	$ 403	202,393	643,604	(78,410)	$ (336,608)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Shares issued under share-based compensation plan (shares)			7
Shares issued under share-based compensation plan (value)	0		$ 0
Share-based compensation expense (value)	750			750
Net income	13,174				13,174
Dividends paid	(3,530)				(3,530)
Currency translation adjustment	(2,489)					(2,489)
Balance at end of period (shares) at Mar. 31, 2016		0	40,295				12,052
Balance at end of period (value) at Mar. 31, 2016	$ 439,287	$ 0	$ 403	$ 203,143	$ 653,248	$ (80,899)	$ (336,608)

CONDENSED CONSOLIDATED STATEME6

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flow from operating activities:
Net income	$ 13,174	$ 16,788
Adjustments to reconcile net income to net cash flow provided by operating activities:
Non-cash portion of credit loss provision	222	79
Share-based compensation expense	750	700
Depreciation and amortization expense	4,937	4,547
Amortization of debt issuance costs	230	256
Deferred income taxes	1,678	640
Changes in operating assets and liabilities, net of business combinations:
Pawn fees and service charges receivable	173	480
Merchandise inventories	1,812	2,354
Prepaid expenses and other assets	3,281	1,070
Accounts payable and accrued expenses	(645)	(10)
Income taxes payable	(536)	526
Net cash flow provided by operating activities	25,076	27,430
Cash flow from investing activities:
Loan receivables, net of cash repayments	5,293	8,312
Purchases of property and equipment	(6,343)	(4,386)
Acquisitions of pawn stores, net of cash acquired	(26,045)	(1,550)
Net cash flow provided by (used in) investing activities	(27,095)	2,376
Cash flow from financing activities:
Borrowings from revolving credit facilities	11,500	21,555
Repayments of revolving credit facilities	(29,500)	(29,455)
Repayments of notes payable	(6,532)	0
Purchases of treasury stock	0	(16,974)
Proceeds from exercise of share-based compensation awards	0	2,901
Income tax benefit from exercise of stock options	0	1,617
Dividends paid	(3,530)	0
Net cash flow used in financing activities	(28,062)	(20,356)
Effect of exchange rates on cash	(2,723)	(1,639)
Change in cash and cash equivalents	(32,804)	7,811
Cash and cash equivalents at beginning of the period	86,954	67,992
Cash and cash equivalents at end of the period	$ 54,150	$ 75,803

Significant Accounting Policies

Significant Accounting Policies	3 Months Ended
	Mar. 31, 2016
Accounting Policies [Abstract]
Significant Accounting Policies	Significant Accounting Policies Basis of Presentation The accompanying condensed consolidated balance sheet at December 31, 2015 , which is derived from audited financial statements, and the unaudited condensed consolidated financial statements, including the notes thereto, include the accounts of First Cash Financial Services, Inc. and its wholly-owned subsidiaries (together, the “Company”). All significant intercompany accounts and transactions have been eliminated. These unaudited consolidated financial statements are condensed and do not include all disclosures and footnotes required by generally accepted accounting principles in the United States of America for complete financial statements. These interim period financial statements should be read in conjunction with the Company’s consolidated financial statements, which are included in the Company’s annual report on Form 10-K for the year ended December 31, 2015 , filed with the Securities and Exchange Commission (the “SEC”) on February 17, 2016 . The condensed consolidated financial statements as of March 31, 2016 and 2015 , and for the three month periods ended March 31, 2016 and 2015 , are unaudited, but in management’s opinion include all adjustments (consisting of only normal recurring adjustments) considered necessary to present fairly the financial position, results of operations and cash flow for such interim periods. Operating results for the period ended March 31, 2016 are not necessarily indicative of the results that may be expected for the full fiscal year. The Company manages its pawn and consumer loan operations under three operating segments: U.S. pawn operations, U.S. consumer loan operations and Latin America pawn and consumer loan operations. The three operating segments have been aggregated into one reportable segment because they have similar economic characteristics and similar long-term financial performance metrics. Additionally, all three segments offer similar and overlapping products and services to a similar customer demographic and are supported by a single, centralized administrative support platform. The Company has significant operations in Mexico and Guatemala, to a lesser extent, where the functional currency is the Mexican peso and Guatemalan quetzal, respectively. Accordingly, the assets and liabilities of these subsidiaries are translated into U.S. dollars at the exchange rate in effect at each balance sheet date, and the resulting adjustments are accumulated in other comprehensive income (loss) as a separate component of stockholders’ equity. Revenue and expenses are translated at the average exchange rates occurring during the three month period ended March 31, 2016 . The Company also has operations in El Salvador where the reporting and functional currency is the U.S. dollar. Revisions and Reclassifications Certain amounts for the periods ended March 31, 2015 and December 31, 2015 have been reclassified in order to conform to the 2016 presentation. See “—Recent accounting pronouncements” below regarding the impact of the Company’s adoption of ASU No. 2015-03, “Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs” (“ASU 2015-03”) on the classification of debt issuance costs in the Company’s consolidated balance sheets. In addition, after the impact of the revision to deferred tax assets described below, the Company’s adoption of ASU No. 2015-17 “Balance Sheet Classification of Deferred Taxes” at December 31, 2015 resulted in a $7,056,000 decrease in current deferred tax assets, a $24,957,000 increase in non-current deferred tax assets and a $17,901,000 increase in non-current deferred tax liabilities in the accompanying condensed consolidated balance sheets as of March 31, 2015. The Company revised certain previously reported amounts for the three months ended March 31, 2015 for the correction of prior period errors. ASC 740 “Income Taxes,” provides an exception to recording deferred tax attributes associated with foreign currency translation adjustments, which are recorded in comprehensive income. In July 2013, the Company terminated an election to include foreign subsidiaries in its consolidated U.S. federal income tax return and it is the Company’s intent to indefinitely reinvest the earnings of these subsidiaries outside the U.S. The Company had incorrectly recorded a deferred tax asset on these accumulated foreign currency translation adjustments in prior periods. The correction of the error resulted in a reduction in comprehensive income of $2,450,000 for the three months ended March 31, 2015 and a decrease in deferred tax assets with a corresponding increase in accumulated other comprehensive loss from cumulative foreign currency translation adjustments of $16,560,000 as of March 31, 2015, but had no impact on the Company’s condensed consolidated statements of income or cash flows. In addition, see Note 6 for a description of revisions made to the condensed consolidating guarantor financial statements. The Company has evaluated the effects of these errors, both qualitatively and quantitatively, and concluded that they did not have a material impact on any previously issued financial statements. Recent Accounting Pronouncements In May 2014, the Financial Accounting Standards Board issued ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606)” (“ASU 2014-09”). ASU 2014-09 is a comprehensive new revenue recognition model that requires a company to recognize revenue to depict the transfer of goods or services to a customer at an amount that reflects the consideration it expects to receive in exchange for those goods or services. ASU 2014-09 also requires additional disclosures about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. In March 2016, the Financial Accounting Standards Board issued ASU No. 2016-08, “Revenue from Contracts with Customers - Principal versus Agent Considerations (Reporting revenue gross versus net)” (“ASU 2016-08”), which clarifies gross versus net revenue reporting when another party is involved in the transaction. In April 2016, the Financial Accounting Standards Board issued ASU No. 2016-10, “Identifying Performance Obligations and Licensing” (“ASU 2016-10”), which amends the revenue guidance on identifying performance obligations and accounting for licenses of intellectual property. In August 2015, the Financial Accounting Standards Board issued ASU No. 2015-14, which delayed the effective date of ASU 2014-09 by one year resulting in it becoming effective for annual reporting periods (including interim periods within those periods) beginning after December 15, 2017 for public companies. Early adoption is permitted but not before annual reporting periods beginning after December 15, 2016. There are two transition methods available under ASU 2014-09, either cumulative effect or retrospective. The effective date and transition requirements for ASU 2016-08 and ASU 2016-10 are the same as the effective date and transition requirements for ASU 2014-09. The Company is currently assessing the potential impact of ASU 2014-09, ASU 2016-08 and ASU 2016-10 on its consolidated financial statements. In April 2015, the Financial Accounting Standards Board issued ASU No. 2015-03, which requires debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of the related debt liability instead of being presented as an asset. In August 2015, the Financial Accounting Standards Board issued ASU No. 2015-15, which clarified the guidance in ASU 2015-03 regarding presentation and subsequent measurement of debt issuance costs related to line-of-credit arrangements. The SEC Staff announced they would not object to an entity deferring and presenting debt issuance costs as an asset and subsequently amortizing the deferred debt issuance costs ratably over the term of the line of credit arrangement, regardless of whether there are any outstanding borrowings on the line-of-credit arrangement. ASU 2015-03 requires retrospective application and represents a change in accounting principle. ASU 2015-03 became effective for fiscal years beginning after December 15, 2015 and interim periods within those fiscal years. The adoption of ASU 2015-03 resulted in a $3,963,000 , $4,591,000 and $4,126,000 decrease in other non-current assets and senior unsecured notes in the accompanying condensed consolidated balance sheets as of March 31, 2016, 2015 and December 31, 2015, respectively. The Company elected to present debt issuance costs related to the Company’s revolving unsecured credit facilities as an asset as allowed in ASU 2015-15. In July 2015, the Financial Accounting Standards Board issued ASU No. 2015-11, “Simplifying the Measurement of Inventory” (“ASU 2015-11”). ASU 2015-11 requires inventory be measured at the lower of cost or net realizable value. ASU 2015-11 defines net realizable value as the estimated selling price in the ordinary course of business, less reasonably predictable costs of completion, disposal, and transportation. Inventory measured using last-in, first-out (“LIFO”) or the retail inventory method are excluded from the scope of this update. ASU 2015-11 requires prospective application and is effective for fiscal years beginning after December 15, 2016 and interim periods within those fiscal years, with early adoption permitted. The Company does not expect ASU 2015-11 to have a material effect on the Company’s current financial position, results of operations or financial statement disclosures. In February 2016, the Financial Accounting Standards Board issued ASU No. 2016-02, “Leases (Topic 842)” (“ASU 2016-02”). ASU 2016-02 requires a lessee to recognize, in the statement of financial position, a liability to make lease payments (the lease liability) and a right-to-use asset representing its right to use the underlying asset for the lease term. Leases will be classified as either financing or operating, with classification affecting the pattern of expense recognition in the income statement. Lessor accounting remains largely unchanged. ASU 2016-02 is effective for annual reporting periods beginning after December 15, 2018, and interim periods within those annual periods, with early adoption permitted. An entity will be required to recognize and measure leases at the beginning of the earliest period presented using a modified retrospective approach. The Company is currently assessing the potential impact of ASU 2016-02 on its consolidated financial statements. In March 2016, the Financial Accounting Standards Board issued No. 2016-09 “Compensation-Stock Compensation (Topic 718), Improvements to Employee Share-Based Payment Accounting” (“ASU 2016-09”). Under ASU 2016-09, companies will no longer record excess tax benefits and certain tax deficiencies in additional paid-in capital (“APIC”). Instead, they will record all excess tax benefits and tax deficiencies as income tax expense or benefit in the income statement and the APIC pools will be eliminated. In addition, ASU 2016-09 eliminates the requirement that excess tax benefits be realized before companies can recognize them. ASU 2016-09 also requires companies to present excess tax benefits as an operating activity on the statement of cash flows rather than as a financing activity. Furthermore, ASU 2016-09 will increase the amount an employer can withhold to cover income taxes on awards and still qualify for the exception to liability classification for shares used to satisfy the employer’s statutory income tax withholding obligation. An employer with a statutory income tax withholding obligation will now be allowed to withhold shares with a fair value up to the amount of taxes owed using the maximum statutory tax rate in the employee’s applicable jurisdiction(s). ASU 2016-09 requires a company to classify the cash paid to a tax authority when shares are withheld to satisfy its statutory income tax withholding obligation as a financing activity on the statement of cash flows. Under current GAAP, it was not specified how these cash flows should be classified. In addition, companies will now have to elect whether to account for forfeitures on share-based payments by (1) recognizing forfeitures of awards as they occur or (2) estimating the number of awards expected to be forfeited and adjusting the estimate when it is likely to change, as is currently required. ASU 2016-09 is effective for reporting periods beginning after December 15, 2016, with early adoption permitted. The Company is currently assessing the potential impact of ASU 2016-09 on its consolidated financial statements.

Earnings Per Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share The following table sets forth the computation of basic and diluted earnings per share (unaudited, in thousands, except per share data): Three Months Ended March 31, 2016 2015 Numerator: Net income $ 13,174 $ 16,788 Denominator: Weighted-average common shares for calculating basic earnings per share 28,241 28,402 Effect of dilutive securities: Stock options and nonvested awards — 218 Weighted-average common shares for calculating diluted earnings per share 28,241 28,620 Net income per share: Basic $ 0.47 $ 0.59 Diluted $ 0.47 $ 0.59

Acquisitions

Acquisitions	3 Months Ended
	Mar. 31, 2016
Business Combinations [Abstract]
Acquisitions	Acquisitions The Company completed acquisitions during the three months ended March 31, 2016 , as described below, consistent with its strategy to continue its expansion of pawn stores in selected markets. The purchase price of each acquisition was allocated to assets and liabilities acquired based upon their estimated fair market values at the date of acquisition. The excess purchase price over the estimated fair market value of the net assets acquired has been recorded as goodwill. The goodwill arising from these acquisitions consists largely of the synergies and economies of scale expected from combining the operations of the Company and the pawn stores acquired. Consistent with the Company’s strategy to continue its expansion of pawn stores in Latin America, the Company acquired the operating entity owning the pawn loans, inventory, layaways and other operating assets and liabilities of 166 pawn stores located in Mexico on January 6, 2016 and the assets of 13 pawn stores located in El Salvador on February 2, 2016 in related transactions (collectively the “Latin America Acquisition”). The combined purchase price for the all-cash transaction was $30,123,000 , net of cash acquired before certain post-closing adjustments, and was composed of $25,271,000 in cash paid during the three months ended March 31, 2016 and payables to the sellers of $4,852,000 . In addition, the Company assumed approximately $6,630,000 in peso-denominated debt from these acquisitions which was repaid in full by the Company in January 2016. The estimated fair values of the assets acquired and liabilities assumed are preliminary, as the Company is gathering information to finalize the valuation of these assets and liabilities. The assets, liabilities and results of operations of the locations are included in the Company’s consolidated results as of the acquisition dates. During the three months ended March 31, 2016 , one pawn store located in the U.S. was acquired by the Company (“U.S. Acquisition”) for an aggregate purchase price of $824,000 , net of cash acquired, and was composed of $774,000 in cash paid during the three months ended March 31, 2016 and payables to the sellers of $50,000 . The preliminary allocations of the purchase prices for the Company’s acquisitions during the three months ended March 31, 2016 (the “2016 acquisitions”) are as follows (in thousands): Latin America Acquisition U.S. Acquisition Total Pawn loans $ 10,586 $ 138 $ 10,724 Pawn loan fees and service charges receivable 885 6 891 Inventory 3,351 169 3,520 Other current assets 2,039 — 2,039 Property and equipment 6,950 10 6,960 Goodwill (1) 19,730 509 20,239 Intangible assets (2) 405 16 421 Other non-current assets 512 — 512 Deferred tax assets 2,296 — 2,296 Current liabilities (10,001 ) (24 ) (10,025 ) Notes payable (6,630 ) — (6,630 ) Purchase price $ 30,123 $ 824 $ 30,947 (1) Substantially all of the goodwill for the U.S. Acquisition is expected to be deductible for U.S. income tax purposes. However, the goodwill for the Latin America Acquisition is not expected to be deductible for Mexico and El Salvador income tax purposes. (2) Intangible assets primarily consist of customer relationships, which are included in other non-current assets in the accompanying condensed consolidated balance sheets. Customer relationships are generally amortized over five years. During the three months ended March 31, 2016 , revenue from the 2016 acquisitions since the acquisition dates was $11,330,000 . During the three months ended March 31, 2016, the net earnings from the 2016 acquisitions since the acquisition dates (including acquisition and integration costs) was $203,000 . Combined transaction and integration costs related to the 2016 acquisitions were approximately $400,000 , which are primarily included in administrative expenses in the accompanying condensed consolidated statements of income. The following unaudited pro forma financial information reflects the consolidated results of operations of the Company as if all the above acquisitions had occurred on January 1, 2015 . The unaudited pro forma financial information has been prepared for informational purposes only and does not purport to be indicative of what would have resulted had the acquisition occurred on the date indicated or what may result in the future (in thousands, except per share data): Three Months Ended Three Months Ended March 31, 2016 March 31, 2015 As Reported Pro Forma As Reported Pro Forma Total revenue $ 183,203 $ 184,484 $ 176,023 $ 189,436 Net income 13,174 13,221 16,788 17,057 Net income per share: Basic $ 0.47 $ 0.47 $ 0.59 $ 0.60 Diluted 0.47 0.47 0.59 0.60

Long-Term Debt

Long-Term Debt	3 Months Ended
	Mar. 31, 2016
Debt Disclosure [Abstract]
Long-Term Debt	Long-Term Debt Senior Unsecured Notes On March 24, 2014, the Company issued $200,000,000 of 6.75% senior notes due on April 1, 2021 (the “Notes”). Interest on the Notes is payable semi-annually in arrears on April 1 and October 1. The Notes are fully and unconditionally guaranteed on a senior unsecured basis jointly and severally by all of the Company's existing and future domestic subsidiaries that guarantee the 2015 Credit Facility. The Notes permit the Company to make certain restricted payments, such as repurchasing shares of its stock and paying cash dividends, within certain parameters, the most restrictive of which generally limits such restricted payments to 50% of adjusted net income. As of March 31, 2016, 2015 and December 31, 2015, deferred debt issuance costs of $3,963,000 , $4,591,000 and $4,126,000 , respectively, are included as a direct deduction from the carrying amount of the Notes in the accompanying condensed consolidated balance sheets. Revolving Credit Facilities At March 31, 2016 , the Company maintained a line of credit with a group of U.S. based commercial lenders (the “2015 Credit Facility”) in the amount of $210,000,000 , which matures in October 2020 . At March 31, 2016 , the Company had $40,000,000 outstanding under the 2015 Credit Facility and $170,000,000 was available for borrowings. The 2015 Credit Facility bears interest, at the Company’s option, at either (i) the prevailing London Interbank Offered Rate (“LIBOR”) (with interest periods of 1, 2, 3 or 6 months at the Company’s option) plus a fixed spread of 2.5% or (ii) the prevailing prime or base rate plus a fixed spread of 1.5% . The 2015 Credit Facility requires a minimum LIBOR rate of 0%. The weighted-average interest rate on amounts outstanding under the 2015 Credit Facility at March 31, 2016 was 3.00% based on the prevailing 30-day LIBOR rate. The 2015 Credit Facility requires the Company to maintain certain financial ratios and comply with certain financial covenants and allows the Company to make certain restricted payments, such as repurchasing shares of its stock and paying cash dividends, within certain parameters, provided the Company maintains compliance with those financial ratios and covenants after giving effect to such restricted payments. The Company was in compliance with the requirements and covenants of the 2015 Credit Facility as of March 31, 2016 . During the three months ended March 31, 2016 , the Company made net payments of $18,000,000 pursuant to the 2015 Credit Facility. At March 31, 2016 , the Company maintained a line of credit with a bank in Mexico (the “Mexico Credit Facility”) in the amount of $10,000,000 . The Mexico Credit Facility bears interest at the prevailing 30-day LIBOR rate plus a fixed spread of 2.0% and matures in December 2017 . Under the terms of the Mexico Credit Facility, the Company is required to maintain certain financial ratios and comply with certain financial covenants. The Company is required to pay a one-time commitment fee of $25,000 due when the first amount is drawn/borrowed. At March 31, 2016 , the Company had no amount outstanding under the Mexico Credit Facility and $10,000,000 was available for borrowings.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	Fair Value of Financial Instruments The fair value of financial instruments is determined by reference to various market data and other valuation techniques, as appropriate. Financial assets and liabilities are classified based on the lowest level of input that is significant to the fair value measurement. The Company’s assessment of the significance of a particular input to the fair value measurement requires judgment, and may affect the valuation of the fair value of assets and liabilities and their placement within the fair value hierarchy levels. The three fair value levels are (from highest to lowest): Level 1: Quoted market prices in active markets for identical assets or liabilities. Level 2: Observable market-based inputs or unobservable inputs that are corroborated by market data. Level 3: Unobservable inputs that are not corroborated by market data. As cash and cash equivalents have maturities of less than three months, the carrying values of cash and cash equivalents approximate fair value (Level 1 of the fair value hierarchy). Due to their short-term maturities, pawn loans, consumer loans (net) and pawn loan fees and service charges receivable approximate fair value (Level 3 of the fair value hierarchy). The carrying value of the Company’s prior credit facility approximated fair value as of March 31, 2015 . The carrying value of the Company’s current credit facilities (the 2015 Credit Facility and the Mexico Credit Facility) approximated fair value as of March 31, 2016 and December 31, 2015 . The fair value of the Notes was approximately $193,000,000 , $206,000,000 and $199,000,000 as of March 31, 2016 , 2015 and December 31, 2015 , respectively, compared to a carrying value of $196,037,000 , $195,409,000 and $195,874,000 , respectively. These fair values have been estimated based on a discounted cash flow analysis using a discount rate representing the Company’s estimate of the rate that would be used by market participants (Level 2 of the fair value hierarchy). Changes in assumptions or estimation methodologies may have a material effect on these estimated fair values.

Condensed Consolidating Guarant

Condensed Consolidating Guarantor Financial Statements	3 Months Ended
	Mar. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Condensed Consolidating Guarantor Financial Statements	Condensed Consolidating Guarantor Financial Statements In connection with the issuance of the Notes, certain of the Company’s domestic subsidiaries (collectively, “Guarantor Subsidiaries”), fully, unconditionally, jointly and severally guaranteed the payment obligations under the Notes. Each of the Guarantor Subsidiaries is 100% owned, directly or indirectly, by the Company. The following supplemental financial information sets forth, on a consolidating basis, the balance sheets, statements of comprehensive income (loss) and statements of cash flows of First Cash Financial Services, Inc. (the “Parent Company”), the Guarantor Subsidiaries and the Parent Company’s other subsidiaries (the “Non-Guarantor Subsidiaries”). The supplemental condensed consolidating financial information has been prepared pursuant to SEC rules and regulations for interim condensed financial information and does not include the more complete disclosures included in annual financial statements. Investments in consolidated subsidiaries have been presented under the equity method of accounting. The principal eliminating entries eliminate investments in subsidiaries, intercompany balances and intercompany revenues and expenses. The condensed financial information may not necessarily be indicative of the results of operations or financial position had the Guarantor Subsidiaries or Non-Guarantor Subsidiaries operated as independent entities. Condensed Consolidating Balance Sheet March 31, 2016 (unaudited, in thousands) Parent Company Guarantor Subsidiaries Non-Guarantor Consolidating Eliminations Consolidated ASSETS Cash and cash equivalents $ 8,216 $ 2,838 $ 43,096 $ — $ 54,150 Pawn loan fees and service charges receivable — 6,511 10,559 — 17,070 Pawn loans — 52,809 73,811 — 126,620 Consumer loans, net — 497 488 — 985 Inventories — 41,163 49,551 — 90,714 Prepaid expenses and other current assets 4,300 — 2,611 — 6,911 Intercompany receivable 10,570 — 1,601 (12,171 ) — Total current assets 23,086 103,818 181,717 (12,171 ) 296,450 Property and equipment, net 3,856 57,101 59,755 — 120,712 Goodwill — 196,733 118,706 — 315,439 Other non-current assets 1,222 4,631 4,438 — 10,291 Deferred tax assets — — 10,993 — 10,993 Investments in subsidiaries 665,322 — — (665,322 ) — Total assets $ 693,486 $ 362,283 $ 375,609 $ (677,493 ) $ 753,885 LIABILITIES AND STOCKHOLDERS’ EQUITY Accounts payable and accrued liabilities $ 17,975 $ 7,681 $ 28,840 $ — $ 54,496 Income taxes payable — — 1,433 — 1,433 Intercompany payable — — 12,171 (12,171 ) — Total current liabilities 17,975 7,681 42,444 (12,171 ) 55,929 Revolving unsecured credit facilities 40,000 — — — 40,000 Senior unsecured notes 196,037 — — — 196,037 Deferred tax liabilities 186 19,964 2,482 — 22,632 Total liabilities 254,198 27,645 44,926 (12,171 ) 314,598 Total stockholders’ equity 439,288 334,638 330,683 (665,322 ) 439,287 Total liabilities and stockholders’ equity $ 693,486 $ 362,283 $ 375,609 $ (677,493 ) $ 753,885 Condensed Consolidating Balance Sheet March 31, 2015 (unaudited, in thousands) Parent Company Guarantor Subsidiaries Non-Guarantor Consolidating Eliminations Consolidated ASSETS Cash and cash equivalents $ 13,136 $ 2,697 $ 59,970 $ — $ 75,803 Pawn loan fees and service charges receivable — 6,667 9,565 — 16,232 Pawn loans — 52,461 61,845 — 114,306 Consumer loans, net — 461 516 — 977 Inventories — 34,802 47,752 — 82,554 Prepaid expenses and other current assets 1,647 — 2,145 (490 ) 3,302 Intercompany receivable 6,526 — — (6,526 ) — Total current assets 21,309 97,088 181,793 (7,016 ) 293,174 Property and equipment, net 3,916 53,807 54,864 — 112,587 Goodwill — 181,752 94,793 — 276,545 Other non-current assets 1,120 5,364 4,403 — 10,887 Deferred tax assets 1,600 — 8,845 (1,600 ) 8,845 Investments in subsidiaries 630,832 — — (630,832 ) — Total assets $ 658,777 $ 338,011 $ 344,698 $ (639,448 ) $ 702,038 LIABILITIES AND STOCKHOLDERS’ EQUITY Accounts payable and accrued liabilities $ 15,854 $ 7,604 $ 18,246 $ — $ 41,704 Income taxes payable 540 — — (490 ) 50 Intercompany payable — — 6,526 (6,526 ) — Total current liabilities 16,394 7,604 24,772 (7,016 ) 41,754 Revolving unsecured credit facilities 14,500 — — — 14,500 Senior unsecured notes 195,409 — — — 195,409 Deferred tax liabilities — 17,370 2,131 (1,600 ) 17,901 Total liabilities 226,303 24,974 26,903 (8,616 ) 269,564 Total stockholders’ equity 432,474 313,037 317,795 (630,832 ) 432,474 Total liabilities and stockholders’ equity $ 658,777 $ 338,011 $ 344,698 $ (639,448 ) $ 702,038 Condensed Consolidating Balance Sheet December 31, 2015 (unaudited, in thousands) Parent Company Guarantor Subsidiaries Non-Guarantor Consolidating Eliminations Consolidated ASSETS Cash and cash equivalents $ 5,460 $ 3,765 $ 77,729 $ — $ 86,954 Pawn loan fees and service charges receivable — 7,596 8,810 — 16,406 Pawn loans — 61,204 56,397 — 117,601 Consumer loans, net — 624 494 — 1,118 Inventories — 46,349 47,109 — 93,458 Prepaid expenses and other current assets 6,477 — 3,420 — 9,897 Intercompany receivable 7,382 — — (7,382 ) — Total current assets 19,319 119,538 193,959 (7,382 ) 325,434 Property and equipment, net 3,568 55,585 53,294 — 112,447 Goodwill — 196,224 99,385 — 295,609 Other non-current assets 1,290 4,893 3,901 — 10,084 Deferred tax assets — — 9,321 — 9,321 Investments in subsidiaries 675,574 — — (675,574 ) — Total assets $ 699,751 $ 376,240 $ 359,860 $ (682,956 ) $ 752,895 LIABILITIES AND STOCKHOLDERS’ EQUITY Accounts payable and accrued liabilities $ 14,308 $ 7,929 $ 20,015 $ — $ 42,252 Income taxes payable — — 3,923 — 3,923 Intercompany payable — — 7,382 (7,382 ) — Total current liabilities 14,308 7,929 31,320 (7,382 ) 46,175 Revolving unsecured credit facilities 58,000 — — — 58,000 Senior unsecured notes 195,874 — — — 195,874 Deferred tax liabilities 187 18,880 2,397 — 21,464 Total liabilities 268,369 26,809 33,717 (7,382 ) 321,513 Total stockholders’ equity 431,382 349,431 326,143 (675,574 ) 431,382 Total liabilities and stockholders’ equity $ 699,751 $ 376,240 $ 359,860 $ (682,956 ) $ 752,895 Condensed Consolidating Statement of Comprehensive Income (Loss) Three Months Ended March 31, 2016 (unaudited, in thousands) Parent Company Guarantor Non-Guarantor Consolidating Consolidated Revenue: Retail merchandise sales $ — $ 45,825 $ 72,951 $ — $ 118,776 Pawn loan fees — 21,329 30,104 — 51,433 Consumer loan and credit services fees — 5,127 559 — 5,686 Wholesale scrap jewelry revenue — 4,243 3,065 — 7,308 Total revenue — 76,524 106,679 — 183,203 Cost of revenue: Cost of retail merchandise sold — 27,601 46,821 — 74,422 Consumer loan and credit services loss provision — 907 140 — 1,047 Cost of wholesale scrap jewelry sold — 3,443 2,428 — 5,871 Total cost of revenue — 31,951 49,389 — 81,340 Net revenue — 44,573 57,290 — 101,863 Expenses and other income: Store operating expenses — 23,935 31,476 — 55,411 Administrative expenses (1) 9,609 — 8,059 — 17,668 Depreciation and amortization 174 1,696 3,067 — 4,937 Interest expense 4,394 — 66 — 4,460 Interest income (2 ) — (272 ) — (274 ) Total expenses and other income 14,175 25,631 42,396 — 82,202 Income (loss) before income taxes (14,175 ) 18,942 14,894 — 19,661 Provision for income taxes (5,178 ) 7,000 4,665 — 6,487 Income (loss) before equity in net income of subsidiaries (8,997 ) 11,942 10,229 — 13,174 Equity in net income of subsidiaries 22,171 — — (22,171 ) — Net income (loss) $ 13,174 $ 11,942 $ 10,229 $ (22,171 ) $ 13,174 Other comprehensive income (loss): Currency translation adjustment (2,489 ) — — — (2,489 ) Comprehensive income (loss) $ 10,685 $ 11,942 $ 10,229 $ (22,171 ) $ 10,685 (1) Includes the allocation of certain administrative expenses and the payment of royalties between the Parent Company and certain foreign Non-Guarantor Subsidiaries. Condensed Consolidating Statement of Comprehensive Income (Loss) Three Months Ended March 31, 2015 (unaudited, in thousands) Parent Company Guarantor Non-Guarantor Consolidating Consolidated Revenue: Retail merchandise sales $ — $ 42,853 $ 67,601 $ — $ 110,454 Pawn loan fees — 21,255 27,399 — 48,654 Consumer loan and credit services fees — 6,968 627 — 7,595 Wholesale scrap jewelry revenue — 5,136 4,184 — 9,320 Total revenue — 76,212 99,811 — 176,023 Cost of revenue: Cost of retail merchandise sold — 24,722 43,524 — 68,246 Consumer loan and credit services loss provision — 926 71 — 997 Cost of wholesale scrap jewelry sold — 4,708 3,301 — 8,009 Total cost of revenue — 30,356 46,896 — 77,252 Net revenue — 45,856 52,915 — 98,771 Expenses and other income: Store operating expenses — 22,746 29,575 — 52,321 Administrative expenses (1) 6,572 — 7,266 — 13,838 Depreciation and amortization 219 1,643 2,685 — 4,547 Interest expense 4,020 — — — 4,020 Interest income (1 ) — (343 ) — (344 ) Total expenses and other income 10,810 24,389 39,183 — 74,382 Income (loss) before income taxes (10,810 ) 21,467 13,732 — 24,389 Provision for income taxes (3,718 ) 7,942 3,377 — 7,601 Income (loss) before equity in net income of subsidiaries (7,092 ) 13,525 10,355 — 16,788 Equity in net income of subsidiaries 23,880 — — (23,880 ) — Net income (loss) $ 16,788 $ 13,525 $ 10,355 $ (23,880 ) $ 16,788 Other comprehensive income (loss): Currency translation adjustment (6,999 ) — — — (6,999 ) Comprehensive income (loss) $ 9,789 $ 13,525 $ 10,355 $ (23,880 ) $ 9,789 (1) Includes the allocation of certain administrative expenses and the payment of royalties between the Parent Company and certain foreign Non-Guarantor Subsidiaries. Condensed Consolidating Statement of Cash Flows Three Months Ended March 31, 2016 (unaudited, in thousands) Parent Company Guarantor Non-Guarantor Consolidating Consolidated Cash flow from operating activities: Net cash flow provided by (used in) operating activities $ 28,542 $ 17,178 $ 13,083 $ (33,727 ) $ 25,076 Cash flow from investing activities: Loan receivables, net of cash repayments — 12,309 (7,016 ) — 5,293 Purchases of property and equipment (462 ) (2,905 ) (2,976 ) — (6,343 ) Acquisitions of pawn stores, net of cash acquired — (774 ) (25,271 ) — (26,045 ) Investing activity with subsidiaries (3,794 ) — — 3,794 — Net cash flow provided by (used in) investing activities (4,256 ) 8,630 (35,263 ) 3,794 (27,095 ) Cash flow from financing activities: Borrowings from revolving credit facilities 11,500 — — — 11,500 Repayments of revolving credit facilities (29,500 ) — — — (29,500 ) Repayments of notes payable — — (6,532 ) — (6,532 ) Dividends paid (3,530 ) — — — (3,530 ) Proceeds from intercompany financing related activity — 3,679 115 (3,794 ) — Intercompany dividends paid — (30,414 ) (3,313 ) 33,727 — Net cash flow provided by (used in) financing activities (21,530 ) (26,735 ) (9,730 ) 29,933 (28,062 ) Effect of exchange rates on cash — — (2,723 ) — (2,723 ) Change in cash and cash equivalents 2,756 (927 ) (34,633 ) — (32,804 ) Cash and cash equivalents at beginning of the period 5,460 3,765 77,729 — 86,954 Cash and cash equivalents at end of the period $ 8,216 $ 2,838 $ 43,096 $ — $ 54,150 Condensed Consolidating Statement of Cash Flows Three Months Ended March 31, 2015 (unaudited, in thousands) Parent Company Guarantor Non-Guarantor Consolidating Consolidated Cash flow from operating activities: Net cash flow provided by (used in) operating activities $ 28,747 $ 22,078 $ 13,954 $ (37,349 ) $ 27,430 Cash flow from investing activities: Loan receivables, net of cash repayments — 12,637 (4,325 ) — 8,312 Purchases of property and equipment (138 ) (1,192 ) (3,056 ) — (4,386 ) Acquisitions of pawn stores, net of cash acquired — (1,250 ) (300 ) — (1,550 ) Investing activity with subsidiaries (2,916 ) — — 2,916 — Net cash flow provided by (used in) investing activities (3,054 ) 10,195 (7,681 ) 2,916 2,376 Cash flow from financing activities: Borrowings from revolving credit facilities 21,555 — — — 21,555 Repayments of revolving credit facilities (29,455 ) — — — (29,455 ) Purchases of treasury stock (16,974 ) — — — (16,974 ) Proceeds from exercise of share-based compensation awards 2,901 — — — 2,901 Income tax benefit from exercise of stock options 1,617 — — — 1,617 Proceeds from intercompany financing related activity — 2,442 474 (2,916 ) — Intercompany dividends paid — (35,164 ) (2,185 ) 37,349 — Net cash flow provided by (used in) financing activities (20,356 ) (32,722 ) (1,711 ) 34,433 (20,356 ) Effect of exchange rates on cash — — (1,639 ) — (1,639 ) Change in cash and cash equivalents 5,337 (449 ) 2,923 — 7,811 Cash and cash equivalents at beginning of the period 7,799 3,146 57,047 — 67,992 Cash and cash equivalents at end of the period $ 13,136 $ 2,697 $ 59,970 $ — $ 75,803 Certain amounts in the above condensed consolidating financial statements for the period ended March 31, 2015 have been reclassified in order to conform to the 2016 presentation and revised to correct certain prior-year errors as more fully described in the Company’s annual report on Form 10-K for the year ended December 31, 2015 . The Company has evaluated the effects of these errors, both qualitatively and quantitatively, and concluded that they did not have a material impact on any previously issued financial statements. The impact of these reclassifications and revisions to the condensed consolidating financial statements for the period ended March 31, 2015 are summarized in the tables below: Summary Condensed Consolidating Balance Sheet March 31, 2015 (unaudited, in thousands) Parent Company Guarantor Subsidiaries Non-Guarantor Consolidating Eliminations Consolidated Total assets, as reported $ 852,794 $ 300,088 $ 572,045 $ (1,019,639 ) $ 705,288 Reclassifications (4,591 ) 37,923 (37,923 ) 1,341 (3,250 ) Revisions (189,426 ) — (189,424 ) 378,850 — Total assets, revised $ 658,777 $ 338,011 $ 344,698 $ (639,448 ) $ 702,038 Total liabilities, as reported $ 403,760 $ 21,958 $ 23,391 $ (192,855 ) $ 256,254 Reclassifications (4,591 ) 3,016 (3,016 ) 1,341 (3,250 ) Revisions (172,866 ) — 6,528 182,898 16,560 Total liabilities, revised $ 226,303 $ 24,974 $ 26,903 $ (8,616 ) $ 269,564 Total stockholders’ equity, as reported $ 449,034 $ 278,130 $ 548,654 $ (826,784 ) $ 449,034 Reclassifications — 34,907 (34,907 ) — — Revisions (16,560 ) — (195,952 ) 195,952 (16,560 ) Total stockholders’ equity, revised $ 432,474 $ 313,037 $ 317,795 $ (630,832 ) $ 432,474 Summary Condensed Consolidating Statement of Comprehensive Income Three Months Ended March 31, 2015 (unaudited, in thousands) Parent Company Guarantor Subsidiaries Non-Guarantor Consolidating Eliminations Consolidated Net income (loss), as reported $ (7,092 ) $ 12,522 $ 11,358 $ — $ 16,788 Reclassifications 23,880 1,003 (1,003 ) (23,880 ) — Net income (loss), revised $ 16,788 $ 13,525 $ 10,355 $ (23,880 ) $ 16,788 Other comprehensive income (loss), as reported: $ (7,092 ) $ 12,522 $ 6,809 $ — $ 12,239 Reclassifications 23,880 1,003 (1,003 ) (23,880 ) — Revisions (6,999 ) — 4,549 — (2,450 ) Other comprehensive income (loss), revised: $ 9,789 $ 13,525 $ 10,355 $ (23,880 ) $ 9,789 Summary Condensed Consolidating Statement of Cash Flows Three Months Ended March 31, 2015 (unaudited, in thousands) Parent Company Guarantor Subsidiaries Non-Guarantor Consolidating Eliminations Consolidated Cash flow from operating activities, as reported $ 23,097 $ (10,584 ) $ 14,917 $ — $ 27,430 Reclassifications — (24 ) 24 — — Revisions 5,650 32,686 (987 ) (37,349 ) — Cash flow from operating activities, revised $ 28,747 $ 22,078 $ 13,954 $ (37,349 ) $ 27,430 Cash flow from investing activities, as reported $ 2,596 $ 10,159 $ (10,379 ) $ — $ 2,376 Reclassifications — 36 (36 ) — — Revisions (5,650 ) — 2,734 2,916 — Cash flow from investing activities, revised $ (3,054 ) $ 10,195 $ (7,681 ) $ 2,916 $ 2,376 Cash flow from financing activities, as reported $ (20,356 ) $ — $ — $ — $ (20,356 ) Reclassifications — (32,722 ) (1,711 ) 34,433 — Cash flow from financing activities, revised $ (20,356 ) $ (32,722 ) $ (1,711 ) $ 34,433 $ (20,356 )

Subsequent Event (Notes)

Subsequent Event (Notes)	3 Months Ended
	Mar. 31, 2016
Subsequent Events [Abstract]
Subsequent Events	Subsequent Event On April 28, 2016, the Company and Cash America International, Inc., a Texas corporation (“Cash America”), announced the execution of an Agreement and Plan of Merger (the “Merger Agreement”) entered into among the Company, Cash America and Frontier Merger Sub, LLC (“Merger Sub”), a Texas limited liability company and a direct wholly owned subsidiary of the Company. Pursuant to the Merger Agreement, the companies will combine in an all-stock merger of equals. Upon the terms and subject to the conditions set forth in the Merger Agreement, Cash America will merge with and into Merger Sub, with Merger Sub continuing as the surviving entity and remaining a wholly owned subsidiary of the Company. Upon completion of the transaction, the combined company will be named FirstCash, Inc. and will have one of the largest retail pawn store footprints in Latin America and the United States, with over 2,000 locations across four countries. The transaction is expected to close in the second half of 2016, subject to the satisfaction of customary closing conditions, the expiration or termination of the applicable Hart-Scott-Rodino waiting period and certain approvals by the stockholders of both the Company and Cash America. Under the terms of the Merger Agreement, which was unanimously approved by the boards of directors of both the Company and Cash America, each holder of Cash America common stock will receive a fixed exchange ratio of 0.84 shares of the Company’s common stock for each Cash America share they own. Following the close of the transaction, the Company’s stockholders will own approximately 58% of the combined company, and Cash America’s shareholders will own approximately 42% . Pending completion of the transaction, both companies expect to continue paying quarterly cash dividends under each company’s existing dividend policy, and the respective stock repurchase programs of the Company and Cash America will be suspended. See Part II, “Item 1A. Risk Factors” for additional information.

Significant Accounting Polici14

Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2016
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying condensed consolidated balance sheet at December 31, 2015 , which is derived from audited financial statements, and the unaudited condensed consolidated financial statements, including the notes thereto, include the accounts of First Cash Financial Services, Inc. and its wholly-owned subsidiaries (together, the “Company”). All significant intercompany accounts and transactions have been eliminated. These unaudited consolidated financial statements are condensed and do not include all disclosures and footnotes required by generally accepted accounting principles in the United States of America for complete financial statements. These interim period financial statements should be read in conjunction with the Company’s consolidated financial statements, which are included in the Company’s annual report on Form 10-K for the year ended December 31, 2015 , filed with the Securities and Exchange Commission (the “SEC”) on February 17, 2016 . The condensed consolidated financial statements as of March 31, 2016 and 2015 , and for the three month periods ended March 31, 2016 and 2015 , are unaudited, but in management’s opinion include all adjustments (consisting of only normal recurring adjustments) considered necessary to present fairly the financial position, results of operations and cash flow for such interim periods. Operating results for the period ended March 31, 2016 are not necessarily indicative of the results that may be expected for the full fiscal year. The Company manages its pawn and consumer loan operations under three operating segments: U.S. pawn operations, U.S. consumer loan operations and Latin America pawn and consumer loan operations. The three operating segments have been aggregated into one reportable segment because they have similar economic characteristics and similar long-term financial performance metrics. Additionally, all three segments offer similar and overlapping products and services to a similar customer demographic and are supported by a single, centralized administrative support platform. The Company has significant operations in Mexico and Guatemala, to a lesser extent, where the functional currency is the Mexican peso and Guatemalan quetzal, respectively. Accordingly, the assets and liabilities of these subsidiaries are translated into U.S. dollars at the exchange rate in effect at each balance sheet date, and the resulting adjustments are accumulated in other comprehensive income (loss) as a separate component of stockholders’ equity. Revenue and expenses are translated at the average exchange rates occurring during the three month period ended March 31, 2016 . The Company also has operations in El Salvador where the reporting and functional currency is the U.S. dollar.
Recent Accounting Pronouncements	Recent Accounting Pronouncements In May 2014, the Financial Accounting Standards Board issued ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606)” (“ASU 2014-09”). ASU 2014-09 is a comprehensive new revenue recognition model that requires a company to recognize revenue to depict the transfer of goods or services to a customer at an amount that reflects the consideration it expects to receive in exchange for those goods or services. ASU 2014-09 also requires additional disclosures about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. In March 2016, the Financial Accounting Standards Board issued ASU No. 2016-08, “Revenue from Contracts with Customers - Principal versus Agent Considerations (Reporting revenue gross versus net)” (“ASU 2016-08”), which clarifies gross versus net revenue reporting when another party is involved in the transaction. In April 2016, the Financial Accounting Standards Board issued ASU No. 2016-10, “Identifying Performance Obligations and Licensing” (“ASU 2016-10”), which amends the revenue guidance on identifying performance obligations and accounting for licenses of intellectual property. In August 2015, the Financial Accounting Standards Board issued ASU No. 2015-14, which delayed the effective date of ASU 2014-09 by one year resulting in it becoming effective for annual reporting periods (including interim periods within those periods) beginning after December 15, 2017 for public companies. Early adoption is permitted but not before annual reporting periods beginning after December 15, 2016. There are two transition methods available under ASU 2014-09, either cumulative effect or retrospective. The effective date and transition requirements for ASU 2016-08 and ASU 2016-10 are the same as the effective date and transition requirements for ASU 2014-09. The Company is currently assessing the potential impact of ASU 2014-09, ASU 2016-08 and ASU 2016-10 on its consolidated financial statements. In April 2015, the Financial Accounting Standards Board issued ASU No. 2015-03, which requires debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of the related debt liability instead of being presented as an asset. In August 2015, the Financial Accounting Standards Board issued ASU No. 2015-15, which clarified the guidance in ASU 2015-03 regarding presentation and subsequent measurement of debt issuance costs related to line-of-credit arrangements. The SEC Staff announced they would not object to an entity deferring and presenting debt issuance costs as an asset and subsequently amortizing the deferred debt issuance costs ratably over the term of the line of credit arrangement, regardless of whether there are any outstanding borrowings on the line-of-credit arrangement. ASU 2015-03 requires retrospective application and represents a change in accounting principle. ASU 2015-03 became effective for fiscal years beginning after December 15, 2015 and interim periods within those fiscal years. The adoption of ASU 2015-03 resulted in a $3,963,000 , $4,591,000 and $4,126,000 decrease in other non-current assets and senior unsecured notes in the accompanying condensed consolidated balance sheets as of March 31, 2016, 2015 and December 31, 2015, respectively. The Company elected to present debt issuance costs related to the Company’s revolving unsecured credit facilities as an asset as allowed in ASU 2015-15. In July 2015, the Financial Accounting Standards Board issued ASU No. 2015-11, “Simplifying the Measurement of Inventory” (“ASU 2015-11”). ASU 2015-11 requires inventory be measured at the lower of cost or net realizable value. ASU 2015-11 defines net realizable value as the estimated selling price in the ordinary course of business, less reasonably predictable costs of completion, disposal, and transportation. Inventory measured using last-in, first-out (“LIFO”) or the retail inventory method are excluded from the scope of this update. ASU 2015-11 requires prospective application and is effective for fiscal years beginning after December 15, 2016 and interim periods within those fiscal years, with early adoption permitted. The Company does not expect ASU 2015-11 to have a material effect on the Company’s current financial position, results of operations or financial statement disclosures. In February 2016, the Financial Accounting Standards Board issued ASU No. 2016-02, “Leases (Topic 842)” (“ASU 2016-02”). ASU 2016-02 requires a lessee to recognize, in the statement of financial position, a liability to make lease payments (the lease liability) and a right-to-use asset representing its right to use the underlying asset for the lease term. Leases will be classified as either financing or operating, with classification affecting the pattern of expense recognition in the income statement. Lessor accounting remains largely unchanged. ASU 2016-02 is effective for annual reporting periods beginning after December 15, 2018, and interim periods within those annual periods, with early adoption permitted. An entity will be required to recognize and measure leases at the beginning of the earliest period presented using a modified retrospective approach. The Company is currently assessing the potential impact of ASU 2016-02 on its consolidated financial statements. In March 2016, the Financial Accounting Standards Board issued No. 2016-09 “Compensation-Stock Compensation (Topic 718), Improvements to Employee Share-Based Payment Accounting” (“ASU 2016-09”). Under ASU 2016-09, companies will no longer record excess tax benefits and certain tax deficiencies in additional paid-in capital (“APIC”). Instead, they will record all excess tax benefits and tax deficiencies as income tax expense or benefit in the income statement and the APIC pools will be eliminated. In addition, ASU 2016-09 eliminates the requirement that excess tax benefits be realized before companies can recognize them. ASU 2016-09 also requires companies to present excess tax benefits as an operating activity on the statement of cash flows rather than as a financing activity. Furthermore, ASU 2016-09 will increase the amount an employer can withhold to cover income taxes on awards and still qualify for the exception to liability classification for shares used to satisfy the employer’s statutory income tax withholding obligation. An employer with a statutory income tax withholding obligation will now be allowed to withhold shares with a fair value up to the amount of taxes owed using the maximum statutory tax rate in the employee’s applicable jurisdiction(s). ASU 2016-09 requires a company to classify the cash paid to a tax authority when shares are withheld to satisfy its statutory income tax withholding obligation as a financing activity on the statement of cash flows. Under current GAAP, it was not specified how these cash flows should be classified. In addition, companies will now have to elect whether to account for forfeitures on share-based payments by (1) recognizing forfeitures of awards as they occur or (2) estimating the number of awards expected to be forfeited and adjusting the estimate when it is likely to change, as is currently required. ASU 2016-09 is effective for reporting periods beginning after December 15, 2016, with early adoption permitted. The Company is currently assessing the potential impact of ASU 2016-09 on its consolidated financial statements.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Computation of basic and diluted earnings per share	The following table sets forth the computation of basic and diluted earnings per share (unaudited, in thousands, except per share data): Three Months Ended March 31, 2016 2015 Numerator: Net income $ 13,174 $ 16,788 Denominator: Weighted-average common shares for calculating basic earnings per share 28,241 28,402 Effect of dilutive securities: Stock options and nonvested awards — 218 Weighted-average common shares for calculating diluted earnings per share 28,241 28,620 Net income per share: Basic $ 0.47 $ 0.59 Diluted $ 0.47 $ 0.59

Acquisitions (Tables)

Acquisitions (Tables)	3 Months Ended
	Mar. 31, 2016
Business Combinations [Abstract]
Business Acquisition, Pro Forma Information [Table Text Block]	The unaudited pro forma financial information has been prepared for informational purposes only and does not purport to be indicative of what would have resulted had the acquisition occurred on the date indicated or what may result in the future (in thousands, except per share data): Three Months Ended Three Months Ended March 31, 2016 March 31, 2015 As Reported Pro Forma As Reported Pro Forma Total revenue $ 183,203 $ 184,484 $ 176,023 $ 189,436 Net income 13,174 13,221 16,788 17,057 Net income per share: Basic $ 0.47 $ 0.47 $ 0.59 $ 0.60 Diluted 0.47 0.47 0.59 0.60
Schedule of Business Acquisitions	The preliminary allocations of the purchase prices for the Company’s acquisitions during the three months ended March 31, 2016 (the “2016 acquisitions”) are as follows (in thousands): Latin America Acquisition U.S. Acquisition Total Pawn loans $ 10,586 $ 138 $ 10,724 Pawn loan fees and service charges receivable 885 6 891 Inventory 3,351 169 3,520 Other current assets 2,039 — 2,039 Property and equipment 6,950 10 6,960 Goodwill (1) 19,730 509 20,239 Intangible assets (2) 405 16 421 Other non-current assets 512 — 512 Deferred tax assets 2,296 — 2,296 Current liabilities (10,001 ) (24 ) (10,025 ) Notes payable (6,630 ) — (6,630 ) Purchase price $ 30,123 $ 824 $ 30,947 (1) Substantially all of the goodwill for the U.S. Acquisition is expected to be deductible for U.S. income tax purposes. However, the goodwill for the Latin America Acquisition is not expected to be deductible for Mexico and El Salvador income tax purposes. (2) Intangible assets primarily consist of customer relationships, which are included in other non-current assets in the accompanying condensed consolidated balance sheets. Customer relationships are generally amortized over five years.

Condensed Consolidating Guara17

Condensed Consolidating Guarantor Financial Statements (Tables)	3 Months Ended
	Mar. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Condensed Financial Statements	Summary Condensed Consolidating Balance Sheet March 31, 2015 (unaudited, in thousands) Parent Company Guarantor Subsidiaries Non-Guarantor Consolidating Eliminations Consolidated Total assets, as reported $ 852,794 $ 300,088 $ 572,045 $ (1,019,639 ) $ 705,288 Reclassifications (4,591 ) 37,923 (37,923 ) 1,341 (3,250 ) Revisions (189,426 ) — (189,424 ) 378,850 — Total assets, revised $ 658,777 $ 338,011 $ 344,698 $ (639,448 ) $ 702,038 Total liabilities, as reported $ 403,760 $ 21,958 $ 23,391 $ (192,855 ) $ 256,254 Reclassifications (4,591 ) 3,016 (3,016 ) 1,341 (3,250 ) Revisions (172,866 ) — 6,528 182,898 16,560 Total liabilities, revised $ 226,303 $ 24,974 $ 26,903 $ (8,616 ) $ 269,564 Total stockholders’ equity, as reported $ 449,034 $ 278,130 $ 548,654 $ (826,784 ) $ 449,034 Reclassifications — 34,907 (34,907 ) — — Revisions (16,560 ) — (195,952 ) 195,952 (16,560 ) Total stockholders’ equity, revised $ 432,474 $ 313,037 $ 317,795 $ (630,832 ) $ 432,474 Summary Condensed Consolidating Statement of Comprehensive Income Three Months Ended March 31, 2015 (unaudited, in thousands) Parent Company Guarantor Subsidiaries Non-Guarantor Consolidating Eliminations Consolidated Net income (loss), as reported $ (7,092 ) $ 12,522 $ 11,358 $ — $ 16,788 Reclassifications 23,880 1,003 (1,003 ) (23,880 ) — Net income (loss), revised $ 16,788 $ 13,525 $ 10,355 $ (23,880 ) $ 16,788 Other comprehensive income (loss), as reported: $ (7,092 ) $ 12,522 $ 6,809 $ — $ 12,239 Reclassifications 23,880 1,003 (1,003 ) (23,880 ) — Revisions (6,999 ) — 4,549 — (2,450 ) Other comprehensive income (loss), revised: $ 9,789 $ 13,525 $ 10,355 $ (23,880 ) $ 9,789 Summary Condensed Consolidating Statement of Cash Flows Three Months Ended March 31, 2015 (unaudited, in thousands) Parent Company Guarantor Subsidiaries Non-Guarantor Consolidating Eliminations Consolidated Cash flow from operating activities, as reported $ 23,097 $ (10,584 ) $ 14,917 $ — $ 27,430 Reclassifications — (24 ) 24 — — Revisions 5,650 32,686 (987 ) (37,349 ) — Cash flow from operating activities, revised $ 28,747 $ 22,078 $ 13,954 $ (37,349 ) $ 27,430 Cash flow from investing activities, as reported $ 2,596 $ 10,159 $ (10,379 ) $ — $ 2,376 Reclassifications — 36 (36 ) — — Revisions (5,650 ) — 2,734 2,916 — Cash flow from investing activities, revised $ (3,054 ) $ 10,195 $ (7,681 ) $ 2,916 $ 2,376 Cash flow from financing activities, as reported $ (20,356 ) $ — $ — $ — $ (20,356 ) Reclassifications — (32,722 ) (1,711 ) 34,433 — Cash flow from financing activities, revised $ (20,356 ) $ (32,722 ) $ (1,711 ) $ 34,433 $ (20,356 ) Condensed Consolidating Balance Sheet March 31, 2016 (unaudited, in thousands) Parent Company Guarantor Subsidiaries Non-Guarantor Consolidating Eliminations Consolidated ASSETS Cash and cash equivalents $ 8,216 $ 2,838 $ 43,096 $ — $ 54,150 Pawn loan fees and service charges receivable — 6,511 10,559 — 17,070 Pawn loans — 52,809 73,811 — 126,620 Consumer loans, net — 497 488 — 985 Inventories — 41,163 49,551 — 90,714 Prepaid expenses and other current assets 4,300 — 2,611 — 6,911 Intercompany receivable 10,570 — 1,601 (12,171 ) — Total current assets 23,086 103,818 181,717 (12,171 ) 296,450 Property and equipment, net 3,856 57,101 59,755 — 120,712 Goodwill — 196,733 118,706 — 315,439 Other non-current assets 1,222 4,631 4,438 — 10,291 Deferred tax assets — — 10,993 — 10,993 Investments in subsidiaries 665,322 — — (665,322 ) — Total assets $ 693,486 $ 362,283 $ 375,609 $ (677,493 ) $ 753,885 LIABILITIES AND STOCKHOLDERS’ EQUITY Accounts payable and accrued liabilities $ 17,975 $ 7,681 $ 28,840 $ — $ 54,496 Income taxes payable — — 1,433 — 1,433 Intercompany payable — — 12,171 (12,171 ) — Total current liabilities 17,975 7,681 42,444 (12,171 ) 55,929 Revolving unsecured credit facilities 40,000 — — — 40,000 Senior unsecured notes 196,037 — — — 196,037 Deferred tax liabilities 186 19,964 2,482 — 22,632 Total liabilities 254,198 27,645 44,926 (12,171 ) 314,598 Total stockholders’ equity 439,288 334,638 330,683 (665,322 ) 439,287 Total liabilities and stockholders’ equity $ 693,486 $ 362,283 $ 375,609 $ (677,493 ) $ 753,885 Condensed Consolidating Balance Sheet March 31, 2015 (unaudited, in thousands) Parent Company Guarantor Subsidiaries Non-Guarantor Consolidating Eliminations Consolidated ASSETS Cash and cash equivalents $ 13,136 $ 2,697 $ 59,970 $ — $ 75,803 Pawn loan fees and service charges receivable — 6,667 9,565 — 16,232 Pawn loans — 52,461 61,845 — 114,306 Consumer loans, net — 461 516 — 977 Inventories — 34,802 47,752 — 82,554 Prepaid expenses and other current assets 1,647 — 2,145 (490 ) 3,302 Intercompany receivable 6,526 — — (6,526 ) — Total current assets 21,309 97,088 181,793 (7,016 ) 293,174 Property and equipment, net 3,916 53,807 54,864 — 112,587 Goodwill — 181,752 94,793 — 276,545 Other non-current assets 1,120 5,364 4,403 — 10,887 Deferred tax assets 1,600 — 8,845 (1,600 ) 8,845 Investments in subsidiaries 630,832 — — (630,832 ) — Total assets $ 658,777 $ 338,011 $ 344,698 $ (639,448 ) $ 702,038 LIABILITIES AND STOCKHOLDERS’ EQUITY Accounts payable and accrued liabilities $ 15,854 $ 7,604 $ 18,246 $ — $ 41,704 Income taxes payable 540 — — (490 ) 50 Intercompany payable — — 6,526 (6,526 ) — Total current liabilities 16,394 7,604 24,772 (7,016 ) 41,754 Revolving unsecured credit facilities 14,500 — — — 14,500 Senior unsecured notes 195,409 — — — 195,409 Deferred tax liabilities — 17,370 2,131 (1,600 ) 17,901 Total liabilities 226,303 24,974 26,903 (8,616 ) 269,564 Total stockholders’ equity 432,474 313,037 317,795 (630,832 ) 432,474 Total liabilities and stockholders’ equity $ 658,777 $ 338,011 $ 344,698 $ (639,448 ) $ 702,038 Condensed Consolidating Balance Sheet December 31, 2015 (unaudited, in thousands) Parent Company Guarantor Subsidiaries Non-Guarantor Consolidating Eliminations Consolidated ASSETS Cash and cash equivalents $ 5,460 $ 3,765 $ 77,729 $ — $ 86,954 Pawn loan fees and service charges receivable — 7,596 8,810 — 16,406 Pawn loans — 61,204 56,397 — 117,601 Consumer loans, net — 624 494 — 1,118 Inventories — 46,349 47,109 — 93,458 Prepaid expenses and other current assets 6,477 — 3,420 — 9,897 Intercompany receivable 7,382 — — (7,382 ) — Total current assets 19,319 119,538 193,959 (7,382 ) 325,434 Property and equipment, net 3,568 55,585 53,294 — 112,447 Goodwill — 196,224 99,385 — 295,609 Other non-current assets 1,290 4,893 3,901 — 10,084 Deferred tax assets — — 9,321 — 9,321 Investments in subsidiaries 675,574 — — (675,574 ) — Total assets $ 699,751 $ 376,240 $ 359,860 $ (682,956 ) $ 752,895 LIABILITIES AND STOCKHOLDERS’ EQUITY Accounts payable and accrued liabilities $ 14,308 $ 7,929 $ 20,015 $ — $ 42,252 Income taxes payable — — 3,923 — 3,923 Intercompany payable — — 7,382 (7,382 ) — Total current liabilities 14,308 7,929 31,320 (7,382 ) 46,175 Revolving unsecured credit facilities 58,000 — — — 58,000 Senior unsecured notes 195,874 — — — 195,874 Deferred tax liabilities 187 18,880 2,397 — 21,464 Total liabilities 268,369 26,809 33,717 (7,382 ) 321,513 Total stockholders’ equity 431,382 349,431 326,143 (675,574 ) 431,382 Total liabilities and stockholders’ equity $ 699,751 $ 376,240 $ 359,860 $ (682,956 ) $ 752,895 Condensed Consolidating Statement of Comprehensive Income (Loss) Three Months Ended March 31, 2016 (unaudited, in thousands) Parent Company Guarantor Non-Guarantor Consolidating Consolidated Revenue: Retail merchandise sales $ — $ 45,825 $ 72,951 $ — $ 118,776 Pawn loan fees — 21,329 30,104 — 51,433 Consumer loan and credit services fees — 5,127 559 — 5,686 Wholesale scrap jewelry revenue — 4,243 3,065 — 7,308 Total revenue — 76,524 106,679 — 183,203 Cost of revenue: Cost of retail merchandise sold — 27,601 46,821 — 74,422 Consumer loan and credit services loss provision — 907 140 — 1,047 Cost of wholesale scrap jewelry sold — 3,443 2,428 — 5,871 Total cost of revenue — 31,951 49,389 — 81,340 Net revenue — 44,573 57,290 — 101,863 Expenses and other income: Store operating expenses — 23,935 31,476 — 55,411 Administrative expenses (1) 9,609 — 8,059 — 17,668 Depreciation and amortization 174 1,696 3,067 — 4,937 Interest expense 4,394 — 66 — 4,460 Interest income (2 ) — (272 ) — (274 ) Total expenses and other income 14,175 25,631 42,396 — 82,202 Income (loss) before income taxes (14,175 ) 18,942 14,894 — 19,661 Provision for income taxes (5,178 ) 7,000 4,665 — 6,487 Income (loss) before equity in net income of subsidiaries (8,997 ) 11,942 10,229 — 13,174 Equity in net income of subsidiaries 22,171 — — (22,171 ) — Net income (loss) $ 13,174 $ 11,942 $ 10,229 $ (22,171 ) $ 13,174 Other comprehensive income (loss): Currency translation adjustment (2,489 ) — — — (2,489 ) Comprehensive income (loss) $ 10,685 $ 11,942 $ 10,229 $ (22,171 ) $ 10,685 (1) Includes the allocation of certain administrative expenses and the payment of royalties between the Parent Company and certain foreign Non-Guarantor Subsidiaries. Condensed Consolidating Statement of Comprehensive Income (Loss) Three Months Ended March 31, 2015 (unaudited, in thousands) Parent Company Guarantor Non-Guarantor Consolidating Consolidated Revenue: Retail merchandise sales $ — $ 42,853 $ 67,601 $ — $ 110,454 Pawn loan fees — 21,255 27,399 — 48,654 Consumer loan and credit services fees — 6,968 627 — 7,595 Wholesale scrap jewelry revenue — 5,136 4,184 — 9,320 Total revenue — 76,212 99,811 — 176,023 Cost of revenue: Cost of retail merchandise sold — 24,722 43,524 — 68,246 Consumer loan and credit services loss provision — 926 71 — 997 Cost of wholesale scrap jewelry sold — 4,708 3,301 — 8,009 Total cost of revenue — 30,356 46,896 — 77,252 Net revenue — 45,856 52,915 — 98,771 Expenses and other income: Store operating expenses — 22,746 29,575 — 52,321 Administrative expenses (1) 6,572 — 7,266 — 13,838 Depreciation and amortization 219 1,643 2,685 — 4,547 Interest expense 4,020 — — — 4,020 Interest income (1 ) — (343 ) — (344 ) Total expenses and other income 10,810 24,389 39,183 — 74,382 Income (loss) before income taxes (10,810 ) 21,467 13,732 — 24,389 Provision for income taxes (3,718 ) 7,942 3,377 — 7,601 Income (loss) before equity in net income of subsidiaries (7,092 ) 13,525 10,355 — 16,788 Equity in net income of subsidiaries 23,880 — — (23,880 ) — Net income (loss) $ 16,788 $ 13,525 $ 10,355 $ (23,880 ) $ 16,788 Other comprehensive income (loss): Currency translation adjustment (6,999 ) — — — (6,999 ) Comprehensive income (loss) $ 9,789 $ 13,525 $ 10,355 $ (23,880 ) $ 9,789 (1) Includes the allocation of certain administrative expenses and the payment of royalties between the Parent Company and certain foreign Non-Guarantor Subsidiaries. Condensed Consolidating Statement of Cash Flows Three Months Ended March 31, 2016 (unaudited, in thousands) Parent Company Guarantor Non-Guarantor Consolidating Consolidated Cash flow from operating activities: Net cash flow provided by (used in) operating activities $ 28,542 $ 17,178 $ 13,083 $ (33,727 ) $ 25,076 Cash flow from investing activities: Loan receivables, net of cash repayments — 12,309 (7,016 ) — 5,293 Purchases of property and equipment (462 ) (2,905 ) (2,976 ) — (6,343 ) Acquisitions of pawn stores, net of cash acquired — (774 ) (25,271 ) — (26,045 ) Investing activity with subsidiaries (3,794 ) — — 3,794 — Net cash flow provided by (used in) investing activities (4,256 ) 8,630 (35,263 ) 3,794 (27,095 ) Cash flow from financing activities: Borrowings from revolving credit facilities 11,500 — — — 11,500 Repayments of revolving credit facilities (29,500 ) — — — (29,500 ) Repayments of notes payable — — (6,532 ) — (6,532 ) Dividends paid (3,530 ) — — — (3,530 ) Proceeds from intercompany financing related activity — 3,679 115 (3,794 ) — Intercompany dividends paid — (30,414 ) (3,313 ) 33,727 — Net cash flow provided by (used in) financing activities (21,530 ) (26,735 ) (9,730 ) 29,933 (28,062 ) Effect of exchange rates on cash — — (2,723 ) — (2,723 ) Change in cash and cash equivalents 2,756 (927 ) (34,633 ) — (32,804 ) Cash and cash equivalents at beginning of the period 5,460 3,765 77,729 — 86,954 Cash and cash equivalents at end of the period $ 8,216 $ 2,838 $ 43,096 $ — $ 54,150 Condensed Consolidating Statement of Cash Flows Three Months Ended March 31, 2015 (unaudited, in thousands) Parent Company Guarantor Non-Guarantor Consolidating Consolidated Cash flow from operating activities: Net cash flow provided by (used in) operating activities $ 28,747 $ 22,078 $ 13,954 $ (37,349 ) $ 27,430 Cash flow from investing activities: Loan receivables, net of cash repayments — 12,637 (4,325 ) — 8,312 Purchases of property and equipment (138 ) (1,192 ) (3,056 ) — (4,386 ) Acquisitions of pawn stores, net of cash acquired — (1,250 ) (300 ) — (1,550 ) Investing activity with subsidiaries (2,916 ) — — 2,916 — Net cash flow provided by (used in) investing activities (3,054 ) 10,195 (7,681 ) 2,916 2,376 Cash flow from financing activities: Borrowings from revolving credit facilities 21,555 — — — 21,555 Repayments of revolving credit facilities (29,455 ) — — — (29,455 ) Purchases of treasury stock (16,974 ) — — — (16,974 ) Proceeds from exercise of share-based compensation awards 2,901 — — — 2,901 Income tax benefit from exercise of stock options 1,617 — — — 1,617 Proceeds from intercompany financing related activity — 2,442 474 (2,916 ) — Intercompany dividends paid — (35,164 ) (2,185 ) 37,349 — Net cash flow provided by (used in) financing activities (20,356 ) (32,722 ) (1,711 ) 34,433 (20,356 ) Effect of exchange rates on cash — — (1,639 ) — (1,639 ) Change in cash and cash equivalents 5,337 (449 ) 2,923 — 7,811 Cash and cash equivalents at beginning of the period 7,799 3,146 57,047 — 67,992 Cash and cash equivalents at end of the period $ 13,136 $ 2,697 $ 59,970 $ — $ 75,803

Significant Accounting Polici18

Significant Accounting Policies (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)segment	Mar. 31, 2015USD ($)	Dec. 31, 2015USD ($)
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Deferred Tax Assets, Net of Valuation Allowance, Current			$ 0
Deferred Tax Assets, Net of Valuation Allowance, Noncurrent	$ 10,993	$ 8,845	9,321
Deferred Tax Liabilities, Net, Noncurrent	22,632	17,901	21,464
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	$ 10,685	9,789
Number of operating segments | segment	3
Number of Reportable Segments | segment	1
Scenario, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Deferred Tax Assets, Net of Valuation Allowance, Noncurrent		16,560
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		(2,450)
Adjustments for New Accounting Pronouncement [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Deferred Tax Assets, Net of Valuation Allowance, Current		7,056
Deferred Tax Assets, Net of Valuation Allowance, Noncurrent		24,957
Deferred Tax Liabilities, Net, Noncurrent		17,901
Adjustments for New Accounting Pronouncement [Member] | Scenario, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		0
Senior Unsecured Notes [Member] | Adjustments for New Accounting Pronouncement [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Deferred Finance Costs, Net	$ 3,963	4,591	4,126
Other Noncurrent Assets [Member] | Adjustments for New Accounting Pronouncement [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Deferred Finance Costs, Net	$ 3,963	$ 4,591	$ 4,126

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Earnings Per Share [Abstract]
Net income	$ 13,174	$ 16,788
Weighted-average common shares for calculating basic earnings per share (shares)	28,241	28,402
Stock options and nonvested awards (shares)	0	218
Weighted-average common shares for calculating diluted earnings per share (shares)	28,241	28,620
Net income per share:
Net income per basic share (in dollars per share)	$ 0.47	$ 0.59
Net income per diluted share (in dollars per share)	$ 0.47	$ 0.59

Acquisitions (Details)

Acquisitions (Details)	3 Months Ended
	Mar. 31, 2016USD ($)store	Jan. 06, 2016USD ($)store
Business Acquisition [Line Items]
Business Acquisition, net debt assumed	$ (6,630,000)
Pawn loans	10,724,000
Pawn loan fees and service charges receivable	891,000
Inventory	3,520,000
Other current assets	2,039,000
Property and equipment	6,960,000
Goodwill	20,239,000
Intangible assets	421,000
Other non-current assets	512,000
Deferred tax assets	2,296,000
Current liabilities	(10,025,000)
Purchase price	30,947,000
Revenue of acquiree since acquisition date	11,330,000
Net loss of acquiree since acquisition date	(203,000)
Transaction costs	$ 400,000
U.S. Acquisitions
Business Acquisition [Line Items]
Number of stores acquired | store	1
Cash payments to acquire businesses	$ 774,000
Accounts payable to sellers	50,000
Business Acquisition, net debt assumed	0
Pawn loans	138,000
Pawn loan fees and service charges receivable	6,000
Inventory	169,000
Other current assets	0
Property and equipment	10,000
Goodwill	509,000
Intangible assets	16,000
Other non-current assets	0
Deferred tax assets	0
Current liabilities	(24,000)
Purchase price	824,000
Latin America [Member]
Business Acquisition [Line Items]
Cash payments to acquire businesses	25,271,000
Accounts payable to sellers	4,852,000
Business Acquisition, net debt assumed	(6,630,000)	$ (6,630,000)
Pawn loans	10,586,000
Pawn loan fees and service charges receivable	885,000
Inventory	3,351,000
Other current assets	2,039,000
Property and equipment	6,950,000
Goodwill	19,730,000
Intangible assets	405,000
Other non-current assets	512,000
Deferred tax assets	2,296,000
Current liabilities	(10,001,000)
Purchase price	$ 30,123,000	$ 30,123,000
Customer Relationships | U.S. Acquisitions
Business Acquisition [Line Items]
Amortization period	5 years
Mexico Acquisition [Member] | Latin America [Member]
Business Acquisition [Line Items]
Number of stores acquired | store		166
El Salvador Acquisition [Member] | Latin America [Member]
Business Acquisition [Line Items]
Number of stores acquired | store		13

Acquisitions Acquisition Pro Fo

Acquisitions Acquisition Pro Forma Table (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Scenario, Actual [Member]
Business Acquisition [Line Items]
Business Acquisitions, Pro Forma Revenue From Continuing Operations	$ 183,203	$ 176,023
Business Acquisition, Pro Forma Net Income (Loss)	$ 13,174	$ 16,788
Business Acquisition, Pro Forma Earnings Per Share, Basic	$ 0.47	$ 0.59
Business Acquisition, Pro Forma Earnings Per Share, Diluted	$ 0.47	$ 0.59
Pro Forma [Member]
Business Acquisition [Line Items]
Business Acquisitions, Pro Forma Revenue From Continuing Operations	$ 184,484	$ 189,436
Business Acquisition, Pro Forma Net Income (Loss)	$ 13,221	$ 17,057
Business Acquisition, Pro Forma Earnings Per Share, Basic	$ 0.47	$ 0.60
Business Acquisition, Pro Forma Earnings Per Share, Diluted	$ 0.47	$ 0.60

Long-Term Debt Narrative (Detai

Long-Term Debt Narrative (Details) - USD ($)	Sep. 30, 2015	Mar. 24, 2014	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Senior Notes
Debt Instrument [Line Items]
Face amount		$ 200,000,000
Stated interest rate (percent)		6.75%
Restricted Payments (percent)		50.00%
Debt Issuance Cost			$ 3,963,000	$ 4,591,000	$ 4,126,000
Line of Credit | 2015 Credit Facility [Member]
Debt Instrument [Line Items]
Maximum borrowing capacity			210,000,000
Amount outstanding			40,000,000
Remaining borrowing capacity			$ 170,000,000
Interest rate at end of period (percent)			3.00%
Net proceeds			$ (18,000,000)
Line of Credit | 2015 Credit Facility [Member] | 30-day LIBOR
Debt Instrument [Line Items]
Basis spread on variable rate (percent)	2.50%
Line of Credit | 2015 Credit Facility [Member] | Prime Rate
Debt Instrument [Line Items]
Basis spread on variable rate (percent)	1.50%
Line of Credit | Mexico Credit Facility
Debt Instrument [Line Items]
Maximum borrowing capacity			$ 10,000,000
Expiration date			Dec. 9, 2017
Remaining borrowing capacity			$ 10,000,000
Commitment fee amount			$ 25,000
Line of Credit | Mexico Credit Facility | 30-day LIBOR
Debt Instrument [Line Items]
Basis spread on variable rate (percent)			2.00%

Fair Value of Financial Instr23

Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Senior unsecured notes payable	$ 193,000	$ 199,000	$ 206,000
Senior unsecured notes	$ 196,037	$ 195,874	$ 195,409

Condensed Consolidating Guara24

Condensed Consolidating Guarantor Financial Statements (Details)	Mar. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Ownership percentage	100.00%

Condensed Consolidating Guara25

Condensed Consolidating Guarantor Financial Statements - Details BS (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 54,150	$ 86,954	$ 75,803	$ 67,992
Pawn loan fees and service charges receivable	17,070	16,406	16,232
Pawn loans	126,620	117,601	114,306
Consumer loans, net	985	1,118	977
Inventories	90,714	93,458	82,554
Prepaid expenses and other current assets	6,911	9,897	3,302
Total current assets	296,450	325,434	293,174
Property and equipment, net	120,712	112,447	112,587
Goodwill	315,439	295,609	276,545
Other non-current assets	10,291	10,084	10,887
Deferred tax assets	10,993	9,321	8,845
Intercompany receivable	0		0
Investments in subsidiaries	0	0	0
Total assets	753,885	752,895	702,038
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	54,496	42,252	41,704
Income taxes payable	1,433	3,923	50
Total current liabilities	55,929	46,175	41,754
Revolving unsecured credit facilities	40,000	58,000	14,500
Senior unsecured notes	196,037	195,874	195,409
Deferred tax liabilities	22,632	21,464	17,901
Intercompany payable			0
Deferred Tax Liabilities, Net, Current	0	0
Total liabilities	314,598	321,513	269,564
Stockholders’ equity:
Preferred stock	0	0	0
Common stock	403	403	399
Additional paid-in capital	203,143	202,393	193,278
Retained earnings	653,248	643,604	599,682
Accumulated other comprehensive loss	(80,899)	(78,410)	(47,277)
Common stock held in treasury, at cost	(336,608)	(336,608)	(313,608)
Total stockholders’ equity	439,287	431,382	432,474
Total liabilities and stockholders’ equity	753,885	752,895	702,038
Parent Company
ASSETS
Cash and cash equivalents	8,216	5,460	13,136	7,799
Pawn loan fees and service charges receivable	0	0	0
Pawn loans	0	0	0
Consumer loans, net	0	0	0
Inventories	0	0	0
Prepaid expenses and other current assets	4,300	6,477	1,647
Total current assets	23,086	19,319	21,309
Property and equipment, net	3,856	3,568	3,916
Goodwill	0	0	0
Other non-current assets	1,222	1,290	1,120
Deferred tax assets	0	0	1,600
Intercompany receivable	10,570	7,382	6,526
Investments in subsidiaries	665,322	675,574	630,832
Total assets	693,486	699,751	658,777
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	17,975	14,308	15,854
Income taxes payable	0	0	540
Total current liabilities	17,975	14,308	16,394
Revolving unsecured credit facilities	40,000	58,000	14,500
Senior unsecured notes	196,037	195,874	195,409
Deferred tax liabilities	186	187	0
Intercompany payable	0	0	0
Total liabilities	254,198	268,369	226,303
Stockholders’ equity:
Total stockholders’ equity	439,288	431,382	432,474
Total liabilities and stockholders’ equity	693,486	699,751	658,777
Guarantor Subsidiaries
ASSETS
Cash and cash equivalents	2,838	3,765	2,697	3,146
Pawn loan fees and service charges receivable	6,511	7,596	6,667
Pawn loans	52,809	61,204	52,461
Consumer loans, net	497	624	461
Inventories	41,163	46,349	34,802
Prepaid expenses and other current assets	0	0	0
Total current assets	103,818	119,538	97,088
Property and equipment, net	57,101	55,585	53,807
Goodwill	196,733	196,224	181,752
Other non-current assets	4,631	4,893	5,364
Deferred tax assets	0	0	0
Intercompany receivable	0	0	0
Investments in subsidiaries	0	0	0
Total assets	362,283	376,240	338,011
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	7,681	7,929	7,604
Income taxes payable	0	0	0
Total current liabilities	7,681	7,929	7,604
Revolving unsecured credit facilities	0	0	0
Senior unsecured notes	0	0	0
Deferred tax liabilities	19,964	18,880	17,370
Intercompany payable	0	0	0
Total liabilities	27,645	26,809	24,974
Stockholders’ equity:
Total stockholders’ equity	334,638	349,431	313,037
Total liabilities and stockholders’ equity	362,283	376,240	338,011
Non-Guarantor Subsidiaries
ASSETS
Cash and cash equivalents	43,096	77,729	59,970	57,047
Pawn loan fees and service charges receivable	10,559	8,810	9,565
Pawn loans	73,811	56,397	61,845
Consumer loans, net	488	494	516
Inventories	49,551	47,109	47,752
Prepaid expenses and other current assets	2,611	3,420	2,145
Total current assets	181,717	193,959	181,793
Property and equipment, net	59,755	53,294	54,864
Goodwill	118,706	99,385	94,793
Other non-current assets	4,438	3,901	4,403
Deferred tax assets	10,993	9,321	8,845
Intercompany receivable	1,601	0	0
Investments in subsidiaries	0	0	0
Total assets	375,609	359,860	344,698
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	28,840	20,015	18,246
Income taxes payable	1,433	3,923	0
Total current liabilities	42,444	31,320	24,772
Revolving unsecured credit facilities	0	0	0
Senior unsecured notes	0	0	0
Deferred tax liabilities	2,482	2,397	2,131
Intercompany payable	12,171	7,382	6,526
Total liabilities	44,926	33,717	26,903
Stockholders’ equity:
Total stockholders’ equity	330,683	326,143	317,795
Total liabilities and stockholders’ equity	375,609	359,860	344,698
Consolidating Eliminations
ASSETS
Cash and cash equivalents	0	0	0	$ 0
Pawn loan fees and service charges receivable	0	0	0
Pawn loans	0	0	0
Consumer loans, net	0	0	0
Inventories	0	0	0
Prepaid expenses and other current assets	0	0	(490)
Total current assets	(12,171)	(7,382)	(7,016)
Property and equipment, net	0	0	0
Goodwill	0	0	0
Other non-current assets	0	0	0
Deferred tax assets	0	0	(1,600)
Intercompany receivable	(12,171)	(7,382)	(6,526)
Investments in subsidiaries	(665,322)	(675,574)	(630,832)
Total assets	(677,493)	(682,956)	(639,448)
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	0	0	0
Income taxes payable	0	0	(490)
Total current liabilities	(12,171)	(7,382)	(7,016)
Revolving unsecured credit facilities	0	0	0
Senior unsecured notes	0	0	0
Deferred tax liabilities	0	0	(1,600)
Intercompany payable	(12,171)	(7,382)	(6,526)
Total liabilities	(12,171)	(7,382)	(8,616)
Stockholders’ equity:
Total stockholders’ equity	(665,322)	(675,574)	(630,832)
Total liabilities and stockholders’ equity	$ (677,493)	$ (682,956)	$ (639,448)

Condensed Consolidating Guara26

Condensed Consolidating Guarantor Financial Statements - Details IS (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Revenue:
Retail merchandise sales	$ 118,776	$ 110,454
Pawn loan fees	51,433	48,654
Consumer loan and credit services fees	5,686	7,595
Wholesale scrap jewelry revenue	7,308	9,320
Total revenue	183,203	176,023
Cost of revenue:
Cost of retail merchandise sold	74,422	68,246
Consumer loan and credit services loss provision	1,047	997
Cost of wholesale scrap jewelry sold	5,871	8,009
Total cost of revenue	81,340	77,252
Net revenue	101,863	98,771
Expenses and other income:
Store operating expenses	55,411	52,321
Administrative expenses	17,668	13,838
Depreciation and amortization	4,937	4,547
Interest expense	4,460	4,020
Interest income	(274)	(344)
Total expenses and other income	82,202	74,382
Income (loss) from continuing operations before income taxes	19,661	24,389
Provision for income taxes	6,487	7,601
Income (loss) from continuing operations	13,174	16,788
Income (Loss) from Subsidiaries, Net of Tax	0	0
Net income	13,174	16,788
Currency translation adjustment	(2,489)	(6,999)
Comprehensive income	10,685	9,789
Parent Company
Revenue:
Retail merchandise sales	0	0
Pawn loan fees	0	0
Consumer loan and credit services fees	0	0
Wholesale scrap jewelry revenue	0	0
Total revenue	0	0
Cost of revenue:
Cost of retail merchandise sold	0	0
Consumer loan and credit services loss provision	0	0
Cost of wholesale scrap jewelry sold	0	0
Total cost of revenue	0	0
Net revenue	0	0
Expenses and other income:
Store operating expenses	0	0
Administrative expenses	9,609	6,572
Depreciation and amortization	174	219
Interest expense	4,394	4,020
Interest income	(2)	(1)
Total expenses and other income	14,175	10,810
Income (loss) from continuing operations before income taxes	(14,175)	(10,810)
Provision for income taxes	(5,178)	(3,718)
Income (loss) from continuing operations	(8,997)	(7,092)
Income (Loss) from Subsidiaries, Net of Tax	22,171	23,880
Net income	13,174	16,788
Currency translation adjustment	(2,489)	(6,999)
Comprehensive income	10,685	9,789
Guarantor Subsidiaries
Revenue:
Retail merchandise sales	45,825	42,853
Pawn loan fees	21,329	21,255
Consumer loan and credit services fees	5,127	6,968
Wholesale scrap jewelry revenue	4,243	5,136
Total revenue	76,524	76,212
Cost of revenue:
Cost of retail merchandise sold	27,601	24,722
Consumer loan and credit services loss provision	907	926
Cost of wholesale scrap jewelry sold	3,443	4,708
Total cost of revenue	31,951	30,356
Net revenue	44,573	45,856
Expenses and other income:
Store operating expenses	23,935	22,746
Administrative expenses	0	0
Depreciation and amortization	1,696	1,643
Interest expense	0	0
Interest income	0	0
Total expenses and other income	25,631	24,389
Income (loss) from continuing operations before income taxes	18,942	21,467
Provision for income taxes	7,000	7,942
Income (loss) from continuing operations	11,942	13,525
Income (Loss) from Subsidiaries, Net of Tax	0	0
Net income	11,942	13,525
Currency translation adjustment	0	0
Comprehensive income	11,942	13,525
Non-Guarantor Subsidiaries
Revenue:
Retail merchandise sales	72,951	67,601
Pawn loan fees	30,104	27,399
Consumer loan and credit services fees	559	627
Wholesale scrap jewelry revenue	3,065	4,184
Total revenue	106,679	99,811
Cost of revenue:
Cost of retail merchandise sold	46,821	43,524
Consumer loan and credit services loss provision	140	71
Cost of wholesale scrap jewelry sold	2,428	3,301
Total cost of revenue	49,389	46,896
Net revenue	57,290	52,915
Expenses and other income:
Store operating expenses	31,476	29,575
Administrative expenses	8,059	7,266
Depreciation and amortization	3,067	2,685
Interest expense	66	0
Interest income	(272)	(343)
Total expenses and other income	42,396	39,183
Income (loss) from continuing operations before income taxes	14,894	13,732
Provision for income taxes	4,665	3,377
Income (loss) from continuing operations	10,229	10,355
Income (Loss) from Subsidiaries, Net of Tax	0	0
Net income	10,229	10,355
Currency translation adjustment	0	0
Comprehensive income	10,229	10,355
Consolidating Eliminations
Revenue:
Retail merchandise sales	0	0
Pawn loan fees	0	0
Consumer loan and credit services fees	0	0
Wholesale scrap jewelry revenue	0	0
Total revenue	0	0
Cost of revenue:
Cost of retail merchandise sold	0	0
Consumer loan and credit services loss provision	0	0
Cost of wholesale scrap jewelry sold	0	0
Total cost of revenue	0	0
Net revenue	0	0
Expenses and other income:
Store operating expenses	0	0
Administrative expenses	0	0
Depreciation and amortization	0	0
Interest expense	0	0
Interest income	0	0
Total expenses and other income	0	0
Income (loss) from continuing operations before income taxes	0	0
Provision for income taxes	0	0
Income (loss) from continuing operations	0	0
Income (Loss) from Subsidiaries, Net of Tax	(22,171)	(23,880)
Net income	(22,171)	(23,880)
Currency translation adjustment	0	0
Comprehensive income	$ (22,171)	$ (23,880)

Condensed Consolidating Guara27

Condensed Consolidating Guarantor Financial Statements - Details SCF (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	$ 25,076	$ 27,430
Cash flow from investing activities:
Loan receivables, net of cash repayments	5,293	8,312
Purchases of property and equipment	(6,343)	(4,386)
Acquisitions of pawn stores, net of cash acquired	(26,045)	(1,550)
Investing activity with subsidiaries	0	0
Net cash flow provided by (used in) investing activities	27,095	(2,376)
Cash flow from financing activities:
Borrowings from revolving credit facilities	11,500	21,555
Repayments of revolving credit facilities	(29,500)	(29,455)
Repayments of notes payable	(6,532)	0
Purchases of treasury stock	0	(16,974)
Proceeds from exercise of share-based compensation awards	0	2,901
Income tax benefit from exercise of stock options	0	1,617
Proceeds from intercompany financing related activity	0	0
Intercompany dividends paid	0	0
Dividends paid	(3,530)	0
Net cash flow provided by (used in) financing activities	(28,062)	(20,356)
Effect of exchange rates on cash	(2,723)	(1,639)
Change in cash and cash equivalents	(32,804)	7,811
Cash and cash equivalents at beginning of the period	86,954	67,992
Cash and cash equivalents at end of the period	54,150	75,803
Parent Company
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	28,542	28,747
Cash flow from investing activities:
Loan receivables, net of cash repayments	0	0
Purchases of property and equipment	(462)	(138)
Acquisitions of pawn stores, net of cash acquired	0	0
Investing activity with subsidiaries	(3,794)	(2,916)
Net cash flow provided by (used in) investing activities	4,256	3,054
Cash flow from financing activities:
Borrowings from revolving credit facilities	11,500	21,555
Repayments of revolving credit facilities	(29,500)	(29,455)
Repayments of notes payable	0
Purchases of treasury stock		(16,974)
Proceeds from exercise of share-based compensation awards		2,901
Income tax benefit from exercise of stock options		1,617
Proceeds from intercompany financing related activity	0	0
Intercompany dividends paid	0	0
Dividends paid	(3,530)
Net cash flow provided by (used in) financing activities	(21,530)	(20,356)
Effect of exchange rates on cash	0	0
Change in cash and cash equivalents	2,756	5,337
Cash and cash equivalents at beginning of the period	5,460	7,799
Cash and cash equivalents at end of the period	8,216	13,136
Guarantor Subsidiaries
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	17,178	22,078
Cash flow from investing activities:
Loan receivables, net of cash repayments	12,309	12,637
Purchases of property and equipment	(2,905)	(1,192)
Acquisitions of pawn stores, net of cash acquired	(774)	(1,250)
Investing activity with subsidiaries	0	0
Net cash flow provided by (used in) investing activities	(8,630)	(10,195)
Cash flow from financing activities:
Borrowings from revolving credit facilities	0	0
Repayments of revolving credit facilities	0	0
Repayments of notes payable	0
Purchases of treasury stock		0
Proceeds from exercise of share-based compensation awards		0
Income tax benefit from exercise of stock options		0
Proceeds from intercompany financing related activity	3,679	2,442
Intercompany dividends paid	(30,414)	(35,164)
Dividends paid	0
Net cash flow provided by (used in) financing activities	(26,735)	(32,722)
Effect of exchange rates on cash	0	0
Change in cash and cash equivalents	(927)	(449)
Cash and cash equivalents at beginning of the period	3,765	3,146
Cash and cash equivalents at end of the period	2,838	2,697
Non-Guarantor Subsidiaries
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	13,083	13,954
Cash flow from investing activities:
Loan receivables, net of cash repayments	(7,016)	(4,325)
Purchases of property and equipment	(2,976)	(3,056)
Acquisitions of pawn stores, net of cash acquired	(25,271)	(300)
Investing activity with subsidiaries	0	0
Net cash flow provided by (used in) investing activities	35,263	7,681
Cash flow from financing activities:
Borrowings from revolving credit facilities	0	0
Repayments of revolving credit facilities	0	0
Repayments of notes payable	(6,532)
Purchases of treasury stock		0
Proceeds from exercise of share-based compensation awards		0
Income tax benefit from exercise of stock options		0
Proceeds from intercompany financing related activity	115	474
Intercompany dividends paid	(3,313)	(2,185)
Dividends paid	0
Net cash flow provided by (used in) financing activities	(9,730)	(1,711)
Effect of exchange rates on cash	(2,723)	(1,639)
Change in cash and cash equivalents	(34,633)	2,923
Cash and cash equivalents at beginning of the period	77,729	57,047
Cash and cash equivalents at end of the period	43,096	59,970
Consolidating Eliminations
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	(33,727)	(37,349)
Cash flow from investing activities:
Loan receivables, net of cash repayments	0	0
Purchases of property and equipment	0	0
Acquisitions of pawn stores, net of cash acquired	0	0
Investing activity with subsidiaries	3,794	2,916
Net cash flow provided by (used in) investing activities	(3,794)	(2,916)
Cash flow from financing activities:
Borrowings from revolving credit facilities	0	0
Repayments of revolving credit facilities	0	0
Repayments of notes payable	0
Purchases of treasury stock		0
Proceeds from exercise of share-based compensation awards		0
Income tax benefit from exercise of stock options		0
Proceeds from intercompany financing related activity	(3,794)	(2,916)
Intercompany dividends paid	33,727	37,349
Dividends paid	0
Net cash flow provided by (used in) financing activities	29,933	34,433
Effect of exchange rates on cash	0	0
Change in cash and cash equivalents	0	0
Cash and cash equivalents at beginning of the period	0	0
Cash and cash equivalents at end of the period	$ 0	$ 0

Condensed Consolidating Guara28

Condensed Consolidating Guarantor Financial Statements Details BS Summary (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Condensed Financial Statements, Captions [Line Items]
Assets	$ 753,885	$ 752,895	$ 702,038
Liabilities	314,598	321,513	269,564
Stockholders' Equity Attributable to Parent	439,287	431,382	432,474
Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			0
Liabilities			16,560
Stockholders' Equity Attributable to Parent			(16,560)
Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			705,288
Liabilities			256,254
Stockholders' Equity Attributable to Parent			449,034
Guarantor Subsidiaries
Condensed Financial Statements, Captions [Line Items]
Assets	362,283	376,240	338,011
Liabilities	27,645	26,809	24,974
Stockholders' Equity Attributable to Parent	334,638	349,431	313,037
Guarantor Subsidiaries | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			0
Liabilities			0
Stockholders' Equity Attributable to Parent			0
Guarantor Subsidiaries | Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			300,088
Liabilities			21,958
Stockholders' Equity Attributable to Parent			278,130
Non-Guarantor Subsidiaries
Condensed Financial Statements, Captions [Line Items]
Assets	375,609	359,860	344,698
Liabilities	44,926	33,717	26,903
Stockholders' Equity Attributable to Parent	330,683	326,143	317,795
Non-Guarantor Subsidiaries | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			(189,424)
Liabilities			6,528
Stockholders' Equity Attributable to Parent			(195,952)
Non-Guarantor Subsidiaries | Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			572,045
Liabilities			23,391
Stockholders' Equity Attributable to Parent			548,654
Consolidating Eliminations
Condensed Financial Statements, Captions [Line Items]
Assets	(677,493)	(682,956)	(639,448)
Liabilities	(12,171)	(7,382)	(8,616)
Stockholders' Equity Attributable to Parent	(665,322)	(675,574)	(630,832)
Consolidating Eliminations | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			378,850
Liabilities			182,898
Stockholders' Equity Attributable to Parent			195,952
Consolidating Eliminations | Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			(1,019,639)
Liabilities			(192,855)
Stockholders' Equity Attributable to Parent			(826,784)
Parent Company
Condensed Financial Statements, Captions [Line Items]
Assets	693,486	699,751	658,777
Liabilities	254,198	268,369	226,303
Stockholders' Equity Attributable to Parent	$ 439,288	$ 431,382	432,474
Parent Company | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			(189,426)
Liabilities			(172,866)
Stockholders' Equity Attributable to Parent			(16,560)
Parent Company | Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			852,794
Liabilities			403,760
Stockholders' Equity Attributable to Parent			449,034
Adjustments for New Accounting Pronouncement [Member] | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			(3,250)
Liabilities			(3,250)
Stockholders' Equity Attributable to Parent			0
Adjustments for New Accounting Pronouncement [Member] | Guarantor Subsidiaries | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			37,923
Liabilities			3,016
Stockholders' Equity Attributable to Parent			34,907
Adjustments for New Accounting Pronouncement [Member] | Non-Guarantor Subsidiaries | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			(37,923)
Liabilities			(3,016)
Stockholders' Equity Attributable to Parent			(34,907)
Adjustments for New Accounting Pronouncement [Member] | Consolidating Eliminations | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			1,341
Liabilities			1,341
Stockholders' Equity Attributable to Parent			0
Adjustments for New Accounting Pronouncement [Member] | Parent Company | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Assets			(4,591)
Liabilities			(4,591)
Stockholders' Equity Attributable to Parent			$ 0

Condensed Consolidating Guara29

Condensed Consolidating Guarantor Financial Statements Details IS Summary (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Condensed Financial Statements, Captions [Line Items]
Net income	$ 13,174	$ 16,788
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	10,685	9,789
Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Net income		16,788
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		12,239
Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		(2,450)
Guarantor Subsidiaries
Condensed Financial Statements, Captions [Line Items]
Net income	11,942	13,525
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	11,942	13,525
Guarantor Subsidiaries | Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Net income		12,522
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		12,522
Guarantor Subsidiaries | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		0
Non-Guarantor Subsidiaries
Condensed Financial Statements, Captions [Line Items]
Net income	10,229	10,355
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	10,229	10,355
Non-Guarantor Subsidiaries | Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Net income		11,358
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		6,809
Non-Guarantor Subsidiaries | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		4,549
Consolidating Eliminations
Condensed Financial Statements, Captions [Line Items]
Net income	(22,171)	(23,880)
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	(22,171)	(23,880)
Consolidating Eliminations | Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Net income		0
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		0
Consolidating Eliminations | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		0
Parent Company
Condensed Financial Statements, Captions [Line Items]
Net income	13,174	16,788
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	$ 10,685	9,789
Parent Company | Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Net income		(7,092)
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		(7,092)
Parent Company | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		(6,999)
Adjustments for New Accounting Pronouncement [Member] | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Net income		0
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		0
Adjustments for New Accounting Pronouncement [Member] | Guarantor Subsidiaries | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Net income		1,003
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		1,003
Adjustments for New Accounting Pronouncement [Member] | Non-Guarantor Subsidiaries | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Net income		(1,003)
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		(1,003)
Adjustments for New Accounting Pronouncement [Member] | Consolidating Eliminations | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Net income		(23,880)
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		(23,880)
Adjustments for New Accounting Pronouncement [Member] | Parent Company | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Net income		23,880
Comprehensive Income (Loss), Net of Tax, Attributable to Parent		$ 23,880

Condensed Consolidating Guara30

Condensed Consolidating Guarantor Financial Statements Details SCF Summary (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities	$ 25,076	$ 27,430
Net Cash Provided by (Used in) Investing Activities	(27,095)	2,376
Net Cash Provided by (Used in) Financing Activities	(28,062)	(20,356)
Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		0
Net Cash Provided by (Used in) Investing Activities		0
Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		27,430
Net Cash Provided by (Used in) Investing Activities		2,376
Net Cash Provided by (Used in) Financing Activities		(20,356)
Guarantor Subsidiaries
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities	17,178	22,078
Net Cash Provided by (Used in) Investing Activities	8,630	10,195
Net Cash Provided by (Used in) Financing Activities	(26,735)	(32,722)
Guarantor Subsidiaries | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		32,686
Net Cash Provided by (Used in) Investing Activities		0
Guarantor Subsidiaries | Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		(10,584)
Net Cash Provided by (Used in) Investing Activities		10,159
Net Cash Provided by (Used in) Financing Activities		0
Non-Guarantor Subsidiaries
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities	13,083	13,954
Net Cash Provided by (Used in) Investing Activities	(35,263)	(7,681)
Net Cash Provided by (Used in) Financing Activities	(9,730)	(1,711)
Non-Guarantor Subsidiaries | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		(987)
Net Cash Provided by (Used in) Investing Activities		2,734
Non-Guarantor Subsidiaries | Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		14,917
Net Cash Provided by (Used in) Investing Activities		(10,379)
Net Cash Provided by (Used in) Financing Activities		0
Consolidating Eliminations
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities	(33,727)	(37,349)
Net Cash Provided by (Used in) Investing Activities	3,794	2,916
Net Cash Provided by (Used in) Financing Activities	29,933	34,433
Consolidating Eliminations | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		(37,349)
Net Cash Provided by (Used in) Investing Activities		2,916
Consolidating Eliminations | Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		0
Net Cash Provided by (Used in) Investing Activities		0
Net Cash Provided by (Used in) Financing Activities		0
Parent Company
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities	28,542	28,747
Net Cash Provided by (Used in) Investing Activities	(4,256)	(3,054)
Net Cash Provided by (Used in) Financing Activities	$ (21,530)	(20,356)
Parent Company | Scenario, Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		5,650
Net Cash Provided by (Used in) Investing Activities		(5,650)
Parent Company | Scenario, Previously Reported [Member]
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		23,097
Net Cash Provided by (Used in) Investing Activities		2,596
Net Cash Provided by (Used in) Financing Activities		(20,356)
Adjustments for New Accounting Pronouncement [Member]
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		0
Net Cash Provided by (Used in) Investing Activities		0
Net Cash Provided by (Used in) Financing Activities		0
Adjustments for New Accounting Pronouncement [Member] | Guarantor Subsidiaries
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		(24)
Net Cash Provided by (Used in) Investing Activities		36
Net Cash Provided by (Used in) Financing Activities		(32,722)
Adjustments for New Accounting Pronouncement [Member] | Non-Guarantor Subsidiaries
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		24
Net Cash Provided by (Used in) Investing Activities		(36)
Net Cash Provided by (Used in) Financing Activities		(1,711)
Adjustments for New Accounting Pronouncement [Member] | Consolidating Eliminations
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		0
Net Cash Provided by (Used in) Investing Activities		0
Net Cash Provided by (Used in) Financing Activities		34,433
Adjustments for New Accounting Pronouncement [Member] | Parent Company
Condensed Financial Statements, Captions [Line Items]
Net Cash Provided by (Used in) Operating Activities		0
Net Cash Provided by (Used in) Investing Activities		0
Net Cash Provided by (Used in) Financing Activities		$ 0

Subsequent Event (Details)

Subsequent Event (Details)	Apr. 28, 2016pawn_storeshares	Mar. 31, 2016
Subsequent Event [Line Items]
Equity Method Investment, Ownership Percentage		100.00%
Subsequent Event [Member]
Subsequent Event [Line Items]
Number of Stores | pawn_store	2,000
Number of Shares | shares	0.84
First Cash [Member] | Subsequent Event [Member]
Subsequent Event [Line Items]
Equity Method Investment, Ownership Percentage	58.00%
Cash America [Member] | Subsequent Event [Member]
Subsequent Event [Line Items]
Equity Method Investment, Ownership Percentage	42.00%