Banco Bilbao Vizcaya Argentaria (BBVA) 20-F 28 Mar 19 2018 FY Annual report (foreign) Financial data

Document and Entity Information

Document and Entity Information	12 Months Ended
	Dec. 31, 2018shares
Document and Entity Information
Entity Registrant Name	BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Entity Central Index Key	0000842180
Document Type	20-F
Document Period End Date	Dec. 31, 2018
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Entity a Well known Seasoned Issuer	Yes
Entity a Voluntary Filer	No
Entity Current Reporting Status	Yes
Entity Filer Category	Large Accelerated Filer
Entity Shell Company	false
Entity Emerging Growth Company	false
Entity Common Stock	6,667,886,580
Document Fiscal Year Focus	2018
Document Fiscal Period Focus	FY

Financial Statements - Balance

Financial Statements - Balance sheets - EUR (€) € in Millions		Dec. 31, 2018	Dec. 31, 2017		Dec. 31, 2016
Assets
BBVA Cash Balance Available To The Date		€ 58,196	€ 42,680		€ 40,039
Total financial assets held for trading		90,117	64,695		74,950
Derivative financial assets held for trading		30,536	35,265		42,955
Equity Instruments Held For Trading		5,254	6,801		4,675
Debt Instruments Held For Trading		25,577	22,573		27,166
Loans and Advances to Central Banks Held for Trading		2,163	0		0
Loans And Advances To Banks Held For Trading		14,566	0		0
Loans and receivables Held For Trading		12,021	56		154
Total Non Trading Financial Assets Mandatorily Measured At Fair Value Through Profit or Loss		5,135
Equity Instruments Mandatorily Measured At Fair Value		3,095
Debt Securities At Fair Vale Mandatorily Measured At Fair Value		237
Loans And Advances To Central Banks Mandatorily Measured At Fair Value		0
Loans And Advances To Banks Mandatorily Measured At Fair Value		0
Loans And Advances To Customers Mandatorily Measured At Fair Value		1,803
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS		1,313	2,709		2,062
Equity instruments at fair value		0	1,888		1,920
Debt Securities, at fair value		1,313	174		142
Loans and advances to central banks, at fair value		0	0		0
Loans and advances to credit institutions, at fair value		0	0		0
Loans And Advances To Customers At Fair Value		0	648		0
Total Financial Assets At Fair Value Through Other Comprehensive Income		56,337	69,476		79,221
Subtotal Equity instruments At Fair Value Through Other Comprehensive Income		2,595	3,224		4,641
Subtotal Debt Instruments At Fair Value Through Other Comprehensive Income		53,709	66,251		74,580
Subtotal loans and advances to central banks at fair value through other comprehensive income		0	0		0
Loans and advances Financial Assets At Fair Value Through Other Comprehensive Income		33	0		0
Subtotal Loans And Advances To Customers At Fair Value Through Other Comprehensive Income		0	0		0
FINANCIAL ASSETS AT AMORTIZED COST		419,660	445,275		483,672
Debt Securities Financial Assets at Amortized Cost		32,530	24,093		28,905
Loans and advances to central banks		3,941	7,300		8,894
Loans and advances to banks		9,163	26,261		31,373
Loans and Advances to customers		374,027	387,621		414,500
HEDGING DERIVATIVES, ASSETS		2,892	2,485		2,833
FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, ASSETS		(21)	(25)		17
INVESTMENTS IN SUBSIDIARIES JOINT VENTURES AND ASSOCIATES		1,578	1,588		765
Joint ventures		173	256		229
Associates		1,405	1,332		536
INSURANCE OR REINSURANCE ASSETS		366	421		447
TANGIBLE ASSETS		7,229	7,191		8,941
Total Property, plant and equipment		7,066	6,996		8,250
For own use (PPE)		6,756	6,581		7,519
Assets leased out under an operating lease		310	415		732
Investment Property		163	195		691
INTANGIBLE ASSETS		8,314	8,464		9,786
Goodwill		6,180	6,062		6,937
Other intangible assets		2,134	2,402		2,849
TAX ASSETS		18,100	16,888		18,245
Current tax assets		2,784	2,163		1,853
Deferred tax assets		15,316	14,725		16,391
OTHER ASSETS		5,472	4,359		7,274
Insurance contracts linked to pensions		0	0		0
Inventories		635	229		3,298
Rest other assets		4,837	4,130		3,976
Non Current Assets Or Disposal Groups Clasified As Held For Sale		2,001	23,853		3,603
TOTAL ASSETS		676,689	690,059	[1]	731,856	[1],[2]
LIABILITIES AND EQUITY
FINANCIAL LIABILITIES HELD FOR TRADING		80,774	46,182		54,675
Derivative financial liabilities, held for trading		31,815	36,169		43,118
Short positions, held for trading		11,025	10,013		11,556
Deposits from central banks, held for trading		10,511	0		0
Deposits from credit institutions, held for trading		15,687	0		0
Customer deposits, held for trading		11,736	0		0
Debt certificates, held for trading		0	0		0
Other financial liabilities, held for trading		0	0		0
FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS		6,993	2,222		2,338
Deposits from central banks, at fair value		0	0		0
Deposits from credit institutions, at fair value		0	0		0
Customer deposits, at fair value		976	0		0
Debt certificates, at fair value		2,858	0		0
Other financial liabilities, at fair value		3,159	2,222		2,338
FINANCIAL LIABILITIES AT AMORTIZED COST		509,185	543,713		589,210
Deposits from cental banks	[3]	27,281	37,054		34,740
Deposits from credit institutions		31,978	54,516		63,501
Customer deposits		375,970	376,379		401,465
Debt certificates, at amortized cost		61,112	63,915		76,375
Other financial liabilities, at amortized cost		12,844	11,850		13,129
HEDGING DERIVATIVES, LIABILITIES		2,680	2,880		2,347
FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, LIABILITIES		0	(7)		0
LIABILITIES UNDER INSURANCE CONTRACTS		9,834	9,223		9,139
PROVISIONS		6,772	7,477		9,071
Pensions and other post employment defined Benefit Obligations	[4]	4,787	5,407		6,025
Other long term employee benefits		62	67		69
Provisions for taxes and other legal contingencies		686	756		418
Provisions for contingent risks and commitments		636	578		950
Other Provisions		601	669		1,609
TAX LIABILITIES		3,276	3,298		4,668
Current tax liabilities		1,230	1,114		1,276
Deferred tax liabilities		2,046	2,184		3,392
OTHER LIABILITIES		4,301	4,550		4,979
LIABILITIES INCLUDED IN DISPOSAL GROUPS CLASSIFIED AS HELD FOR SALE		0	17,197		0
TOTAL LIABILITIES		623,814	636,736		676,428
Total shareholders' funds		54,326	53,283		50,985
Capital		3,267	3,267		3,218
Paid up capital		3,267	3,267		3,218
Unpaid capital which has been called up		0	0		0
Share Premium		23,992	23,992		23,992
Equity Instruments issued other than capital		0	0		0
Other Equity ( Capital base and management)		50	54		54
Retained Earnings		23,018	23,612		21,844
Revaluation reverse		3	12		20
Total Other Reserves		(58)	(35)		(59)
Reserves or accumulated losses of investments in subsidaries, joint ventures and associates		(58)	(35)		(59)
Other Reserves, other		0	0		0
Less Treasury shares		296	96		48
Profits or losses attributables to owners of the parent		5,324	3,519		3,475
Less Interim dividends		975	1,043		1,510
Total accumulated other comprehensive income		(7,215)	(6,939)	[5]	(3,622)	[5]
Total Items that will not be reclassified to profit or loss balance		(1,284)	(1,183)		(1,095)
Actuarial gains or (-) losses on defined benefit pension plans		(1,245)	(1,183)		(1,095)
Non-current assets and disposal groups classified as held for sale (not reclassified)		0	0		0
Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates		0	0		0
Other Comprehensive Income Net Of Tax Change At fair Value Of Equity Instruments Measured At Fair Value		(155)	0		0
Total Hedge ineffectiveness of fair value hedge for equity instruments measured at fair value through other comprehensive income		0
Fair value changes of equity instruments measured at fair value through other comprehensive income [hedged item]		0
Fair value changes of equity instruments measured at fair value through other comprehensive income hedging instrument		0
Fair value changes of financial liabilities at fair value through profit or loss attributable to changes in their credit risk		116
Total Items that may be reclassified to profit or loss		(5,932)	(5,755)		(2,527)
Hedge of net investments in foreign operations(effective portion)		(218)	1		(118)
Foreign currency translation balance		(6,643)	(7,297)		(3,341)
Hedging derivatives.Cash flow hedges(efffective portion)		(6)	(34)		16
Changes In The Fair Value Of Debt Instruments Measured At Fair Value With Changes In Other Comprehensive Income		943
Financial Assets Available for sale			1,641		947
Other Comprehensive Income Net Of Tax Of Hedging Instruments		0
Non-current assets and disposal groups classified as held for sale		1	(26)		0
Share of other recognized income and expense of investments in subsidiaries joint ventures and associates		(9)	(40)		(31)
MINORITY INTERESTS (NON-CONTROLLING INTEREST)		5,764	6,979		8,064
Valuation adjustments		(3,236)	(2,550)		(1,430)
Rest non-controlling interest		9,000	9,530		9,494
TOTAL EQUITY		52,874	53,323		55,428
Equity and liabilities		€ 676,689	€ 690,059		€ 731,856
[1]	(1) The figures corresponding to 2017 have been restated (see Note 1.3).
[2]	(2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previou sly part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), total assets of th e United States and the Mexico operating segments would have been €84,726 million and €97,492 million, respectively, as of December 31, 2016.
[3]	(*) As of December 31, 2018, balance relating to repurchase agreements in Central Banks is €375 million (see Note 35).
[4]	(3) Recorded under the heading “Provisions - Provisions for pensions and similar obligations” of the consolidated balance sheet (see Note 24).
[5]	(*) See Note 1.3.

Financial Statements - Balanc_2

Financial Statements - Balance sheets (Parenthetical) - EUR (€) € in Millions		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Balance Sheet Parathetical Abstract
Of which subordinated liabilities at fair value		€ 0	€ 0	€ 0
Of which: Subordinated liabilities at amortized cost		18,047	17,316	17,230
MEMORANDUM ITEM (OFF-BALANCE SHEET EXPOSURES)
Loan commitments given		118,959	94,268	107,254
Financial guarantees given	[1]	16,454	16,545	18,267
Contingent Commitments		€ 35,098	€ 45,738	€ 42,592
[1]	(*) N on performing financial guarantees given amounted to € 740 , € 739 and € 680 million, respectively, as of December 31, 2018, December 31, 2017, and December 31, 2016, respectively.

Financial Statements - Consolid

Financial Statements - Consolidated Income Statements - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Income Statement Abstract
Interest Income (Income Statement)		€ 29,831	€ 29,296	€ 27,708
Interest Expenses (Income Statement)		(12,239)	(11,537)	(10,648)
NET INTEREST INCOME		17,591	17,758	17,059
Dividend income		157	334	467
investments in entities accounted for using the equity method		(7)	4	25
Fee And commission income (Income Statement)		7,132	7,150	6,804
Fee and commission expense (Income Statement)		(2,253)	(2,229)	(2,086)
Gains or losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss net ( Income Statement)		216	985	1,375
Gains or losses on financial assets and liabilities held for trading, net (Income Statement)		707	218	248
Gains Losses On Financial Assets Not Designated As Held For Sale Through Profit Or Loss Mandatorily Measured At Fair Value		96
Gains or losses on financial assets and liabilities designated at fair value through profit or loss net (Income Statement)		143	(56)	114
Gains or losses from hedge accounting net (Income Statement)		72	(209)	(76)
Exchange differences (Income Statement)		(9)	1,030	472
Other operating income (Income Statement)		949	1,439	1,272
Other operating expenses (Income Statement)		(2,101)	(2,223)	(2,128)
Income on insurance and reinsurance contracts (Income Statement)		2,949	3,342	3,652
Expenses on insurance and reinsurance contracts (Income Statement)		(1,894)	(2,272)	(2,545)
GROSS INCOME		23,747	25,270	24,653
Administration Cost		(10,494)	(11,112)	(11,366)
Employee Benefits Expense		(6,120)	(6,571)	(6,722)
Administrative Expense		(4,374)	(4,541)	(4,644)
Total depreciation expense		(1,208)	(1,387)	(1,426)
Provisions or reversal of provisions		(373)	(745)	(1,186)
Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Income Statement)		(3,981)	(4,803)	(3,801)
Financial assets measured at amortized cost, impairment or reversal of impairment		(3,980)	(3,676)	(3,598)
Financial Assets Fair Value Through Other Comprehensive Income		(1)	(1,127)	(202)
NET OPERATING INCOME		7,691	7,222	6,874
Impairment Or Reversal Of Impairment Investments In Subsidiaries Joint Ventures And Associates		0	0	0
Impairment Or Reversal Of Impairment On Non Financial Assets		(138)	(364)	(521)
Tangible assets, impairment or reversal of impairment		(5)	(42)	(143)
Intangible assets, impairment or reversal of impairment		(83)	(16)	(3)
Other non-financial assets, impairment or reversal of impairment		(51)	(306)	(375)
Disposal of tangible assets and other, gains		78	47	70
Negative GoodWill Recognised On Profit And Loss		0	0	0
Profit or loss from non current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Income Statement)		815	26	(31)
OPERATING PROFIT BEFORE TAX		8,446	6,931	6,392
Tax expense or income related to profit or loss from continuing operation (Income Statement)		(2,295)	(2,169)	(1,699)
PROFIT FROM CONTINUING OPERATIONS		6,151	4,762	4,693
Profit from discontinued operations net (Income Statement)		0	0	0
Profit		6,151	4,762	4,693
Attributable to owners of the parent		827	1,243	1,218
Profit Loss Attributable To Non controlling Interests		€ 5,324	€ 3,519	€ 3,475
Basic Earnings Loss Per Share	[1]	€ 0.76	€ 0.48	€ 0.49
Basic Earnings Loss Per Share From Continuing Operations		0.76	0.48	0.49
Diluted Earnings Loss Per Share From Continuing Operations		0.76	0.48	0.49
Basic Earnings Loss Per Share From Discontinued Operations		0	0	0
Diluted Earnings Loss Per Share From Discontinued Operations		€ 0	€ 0	€ 0
[1]	(*) As of December 31, 2018 the weighted average number of shares outstanding was 6,668 million (6,642 and 6,468 million as of December 31 , 2017 and 2016, respectively) and the adjustment of additional Tier 1 securities amounted to €313 million (€301 and €260 million as of December 31, 2017 and 2016, respectively).

Financial Statements - Statemen

Financial Statements - Statements of recognized income and expenses - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Consolidated statements of recognized income and expenses
Profit	€ 6,151	€ 4,762	€ 4,693
OTHER RECOGNIZED INCOME (EXPENSES)	(2,523)	(4,439)	(3,012)
Items that will not be reclassified to profit or loss	(141)	(91)	(240)
Actuarial gains and losses from defined benefit pension plans	(79)	(96)	(303)
Non-current assests available for sale	0	0	0
Fair Value Of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income	(172)
Fair value changes of financial liabilities at fair value through profit or loss attributable to changes in credit risk	166
Income tax related to items not subject to reclassification to income statement	(56)	5	63
Items that may be reclassified to profit or loss	(2,382)	(4,348)	(2,772)
Hedge of net investments in foreign operations [effective portion]	(244)	80	166
Hedge of net investments in foreign operations [effective portion] - Valuation gains or losses taken to equity	(244)	112	166
Hedge of net investments in foreign operations [effective portion] - Transferred to profit or loss	0	0	0
Hedge of net investments in foreign operations [effective portion] - Other reclassifications	0	(32)	0
Foreign currency translation	(1,537)	(5,080)	(2,157)
Foreign currency translation - Valuation gains or losses taken to equity	(1,542)	(5,089)	(2,110)
Foreign currency translation - Transferred to profit or loss	5	(22)	(47)
Foreign currency translation - Other reclassifications	0	31	0
Cash Flow Hedges [effective portion]	27	(67)	80
Cash Flow Hedges [effective portion] - Valuation gains or losses taken to equity	(32)	(122)	134
Cash Flow Hedges [effective portion] - Transferred to profit or loss	58	55	(54)
Cash Flow Hedges [effective portion] - Transferred to initial carrying amout of hedged items	0	0	0
Cash Flow Hedges [effective portion] - Other reclassifications	0	0	0
Other Comprehensive Income Before Tax Available for sale Financial Assets		719	(694)
Valuation gains or losses taken to equity		384	438
Transferred to profit or loss		347	(1,248)
Other reclassifications - debt securities at fair value		(12)	116
Total Debt Securities At Fair Value Throught Other Comprehensive Income	(901)
Valuation gains or losses taken to equity - Debt Securities At Fair Value Throught Other Comprehensive Income	(766)
Transferred to profit or loss - Debt Securities At Fair Value Throught Other Comprehensive Income	(135)
Other reclassifications - Debt Securities At Fair Value Throught Other Comprehensive Income	0
Non-current assets held for sale	20	(20)	0
Non-current assets held for sale - Valuation gains or losses taken to equity	0	0	0
Non-current assets held for sale - Transferred to profit or loss	20	0	0
Non-current assets held for sale - Other reclassifications	0	(20)	0
Share of other recognised income and expense of investments in subsidaries, joint ventures and associates	9	(14)	(89)
Income Tax	244	35	(78)
TOTAL RECOGNIZED INCOME/EXPENSES	3,628	323	1,681
Attributable to minority interest [non-controlling interests]	(420)	127	305
Attributable to the parent company	€ 4,048	€ 196	€ 1,376

Financial Statements - Statem_2

Financial Statements - Statements of changes in equity - EUR (€) € in Millions	Total	Capital	Share premium (*)	Equity instruments issued other than capital	Other Equity	Retained earnings	Revaluation reserves	Other reserves	Treasury shares [Member]	Profit or loss attributable to owners of the parent Member	Interim dividends Member	Accumulated other Comprehensive Income [Member]	Non-Controlling interests- Valuation Adjustments	Non-Controlling interests- Rest	Total [Member]
Balance at beginning at Dec. 31, 2015		€ 3,120	€ 23,992	€ 0	€ 35	€ 22,588	€ 22	€ (98)	€ (309)	€ 2,642	€ (1,352)	€ (3,349)	€ (1,333)	€ 9,325	€ 55,281
Changes in Equity Abstract
Adjustments Of The First Application Of IFRS 9		0	0	0	0	(1,834)	0	7	0	0	0	1,826	816	(816)	0
Equity After Aplication Of IFRS 9		3,120	23,992	0	35	20,754	22	(91)	(309)	2,642	(1,352)	(1,523)	(517)	8,509	55,282
TOTAL RECOGNIZED INCOME/EXPENSES	€ 1,681	0	0	0	0	0	0	0	0	3,475	0	(2,099)	(913)	1,218	1,681
Changes in equity
Total Changes in Equity		98	0	0	19	1,090	(2)	31	260	(2,642)	(158)	0	0	(233)	(1,535)
Issue Of Equity		98	0	0	0	(98)	0	0	0	0	0	0	0	0	0
Issuances of preferred shares		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance of other equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Period or maturity of other issued equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Conversion of debt on equity		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock reduction		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Dividend distribution		0	0	0	0	93	0	(93)	0	0	(1,301)	0	0	(234)	(1,535)
Purchase of treasury shares	2,004	0	0	0	0	0	0	0	(2,004)	0	0	0	0	0	(2,004)
Sale or cancellation of treasury shares	(2,263)	0	0	0	0	(30)	0	0	2,264	0	0	0	0	0	2,234
Reclassification of financial liabilities to other equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reclassification of other equity instruments to financial liabilities		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Transfers between total equity entries		0	0	0	0	1,166	(2)	126	0	(2,642)	1,352	0	0	0	0
Increase/Reduction of equity due to business combinations		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Share based payments		0	0	0	(16)	3	0	0	0	0	0	0	0	0	(12)
Other increases or (-) decreases in equity		0	0	0	35	(44)	0	(2)	0	0	(210)	0	0	2	(219)
Balance at the end at Dec. 31, 2016	55,428	3,218	23,992	0	54	21,845	20	(60)	(48)	3,475	(1,510)	(3,622)	(1,429)	9,494	55,428
Changes in Equity Abstract
Adjustments Of The First Application Of IFRS 9		0	0	0	0	(1,843)	0	7	0	0	0	1,836	817	(817)	0
Equity After Aplication Of IFRS 9		3,218	23,992	0	54	21,845	20	(60)	(48)	3,475	(1,510)	(3,622)	(1,429)	9,493	55,428
TOTAL RECOGNIZED INCOME/EXPENSES	323	0	0	0	0	0	0	0	0	3,519	0	(3,317)	(1,122)	1,243	323
Changes in equity
Total Changes in Equity		50	0	0	0	1,768	(8)	25	(48)	(3,475)	467	0	0	(1,207)	(2,428)
Issue Of Equity		50	0	0	0	(50)	0	0	0	0	0	0	0	0	0
Issuances of preferred shares		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance of other equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Period or maturity of other issued equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Conversion of debt on equity		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock reduction		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Dividend distribution		0	0	0	0	9	0	(9)	0	0	(900)	0	0	(290)	(1,189)
Purchase of treasury shares	1,674	0	0	0	0	0	0	0	(1,674)	0	0	0	0	0	(1,674)
Sale or cancellation of treasury shares	(1,622)	0	0	0	0	1	0	0	1,626	0	0	0	0	0	1,627
Reclassification of financial liabilities to other equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reclassification of other equity instruments to financial liabilities		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Transfers between total equity entries		0	0	0	0	1,932	(8)	41	0	(3,475)	1,510	0	0	0	0
Increase/Reduction of equity due to business combinations		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Share based payments		0	0	0	(22)	0	0	0	0	0	0	0	0	0	(22)
Other increases or (-) decreases in equity		0	0	0	22	(125)	0	(6)	0	0	(144)	0	0	(917)	(1,169)
Balance at the end at Dec. 31, 2017	53,323	3,267	23,992	0	54	23,612	12	(34)	(96)	3,519	(1,043)	(6,939)	(2,551)	9,529	53,323
Changes in Equity Abstract
Adjustments Of The First Application Of IFRS 9		0	0	0	0	(2,713)	0	9	0	0	0	1,756	850	(822)	(919)
Equity After Aplication Of IFRS 9		3,267	23,992	0	54	22,761	12	(34)	(96)	3,519	(1,043)	(7,036)	(2,528)	9,536	52,404
TOTAL RECOGNIZED INCOME/EXPENSES	3,628	0	0	0	0	0	0	0	0	5,324	0	(1,276)	(1,247)	827	3,628
Changes in equity
Total Changes in Equity		0	0	0	(4)	256	(10)	(23)	(199)	(3,519)	68	1,096	540	(1,364)	(3,158)
Issue Of Equity		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuances of preferred shares		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance of other equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Period or maturity of other issued equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Conversion of debt on equity		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock reduction		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Dividend distribution		0	0	0	0	(992)	0	(4)	0	0	(975)	0	0	(378)	(2,349)
Purchase of treasury shares	1,683	0	0	0	0	0	0	0	(1,684)	0	0	0	0	0	(1,684)
Sale or cancellation of treasury shares	(1,505)	0	0	0	0	(24)	0	0	1,484	0	0	0	0	0	1,460
Reclassification of financial liabilities to other equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reclassification of other equity instruments to financial liabilities		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Transfers between total equity entries		0	0	0	0	1,408	(10)	(19)	0	(3,519)	1,043	1,096	540	(540)	0
Increase/Reduction of equity due to business combinations		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Share based payments		0	0	0	(19)	0	0	0	0	0	0	0	0	0	(19)
Other increases or (-) decreases in equity		0	0	0	15	(135)	0	0	0	0	0	0	0	(446)	(566)
Balance at the end at Dec. 31, 2018	€ 52,874	€ 3,267	€ 23,992	€ 0	€ 50	€ 23,018	€ 3	€ (58)	€ (296)	€ 5,324	€ (975)	€ (7,215)	€ (3,236)	€ 9,000	€ 52,874

Financial Statements - Statem_3

Financial Statements - Statements of cash flows - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Consolidated statements of cash flows
Cash And Cash Equivalents Statements Of Cash Flows at the beginning	€ 45,549	€ 44,955	€ 43,466
Cash on hand at the beginning	6,416	7,413
Cash balances at central banks at the beginning	39,132	37,542
Other financial assets at the beginning	0	0
Bank Overdrafts Classified As Cash Equivalents at the beginning	0	0
Cash And Cash Equivalents Statements Of Cash Flows	54,138	45,549	44,955
Statement Of Cash Flows Changes Abstract
CASH FLOW FROM OPERATING ACTIVITIES	8,664	2,055	6,623
Profit	6,151	4,762	4,693
Adjustments to obtain the cash flow from operating activities	7,695	8,526	6,784
Depreciation and amortization	1,208	1,387	1,426
Other adjustments - Cash Flows	6,487	7,139	5,358
Net increase/decrease in operating assets	(12,679)	(4,894)	(4,428)
Financial assests held for trading	1,379	5,662	1,289
Other financial assets designated at fair value through profit or loss	349	(783)	(2)
Non trading financial assets mandatorily at fair value through profit or loss	(643)
Adjustments For Decrease Increase In Financial Assets At Fair Value Through Other Comprehensive Income	(206)	5,032	14,445
Adjustments For Decrease Increase In Financial Assets At Amortised Cost	(12,652)	(14,503)	(21,075)
Other operating assets	(906)	(302)	915
Net increase/Decrease in operating liabilities	10,286	(3,916)	1,273
Financial liabilities held for trading	(466)	(6,057)	361
Other financial liabilities designated at fair value through profit or loss	1,338	19	(53)
Financial liabilities at amortized cost	10,481	2,111	(7)
Other operating liabilities	(1,067)	11	972
Collection/Payments for income Tax	(2,789)	(2,423)	(1,699)
CASH FLOWS FROM INVESTING ACTIVITIES	7,516	2,902	(560)
Investments - INVESTING ACTIVITIES	(2,154)	(2,339)	(3,978)
Investments - Tangible assets	(943)	(777)	(1,312)
Investments - Intangible assets	(552)	(564)	(645)
Investments - Investments in joint ventures and associatess, subsidiaries and other Business units	(150)	(101)	(76)
Investments - Subsidiaries and other business units	(20)	(897)	(95)
Investments - Non current assets held for sale and associated liabilities	(489)	0	0
Investments - Held-to-maturity investments		0	(1,850)
Investments - Other settlements related to investing activities	0	0	0
Disinvestments - INVESTING ACTIVITIES	9,670	5,241	3,418
Disinvestments - Tangible assets	731	518	795
Disinvestments - Intangible assets	0	47	20
Disinvestments - Investments in joint ventures and associatess, subsidiaries and other Business units	558	18	322
Disinvestments - Subsidiaries and other business units	4,268	936	73
Disinvestments - Non current assets held for sale and associated liabilities	3,917	1,002	900
Disinvestments - Held-to-maturity investments		2,711	1,215
Disinvestments - Other collections related to investing activities	196	9	93
CASH FLOWS FROM FINANCING ACTIVITIES	(5,092)	(98)	(1,113)
Investments - FINANCING ACTIVITIES	(8,995)	(5,763)	(4,335)
Dividends	(2,107)	(1,698)	(1,599)
Subordinated liabilities (Investments)	(4,825)	(2,098)	(502)
Treasury stock amortization	0	0	0
Treasury stock aquisition	(1,686)	(1,674)	(2,004)
Other items relating to financing activities (Investments)	(377)	(293)	(230)
Disinvestments - FINANCING ACTIVITIES	3,903	5,665	3,222
Subordinated liabilities (Disinvestments)	2,451	4,038	1,000
Treasury stock increase	0	0	0
Treasury stock disposal	1,452	1,627	2,222
Other items relating to financing activities (Disinvestments)	0	0	0
EFFECT OF EXCHANGE RATE CHANGES	(2,498)	(4,266)	(3,463)
NET INCREASE/DECEASE IN CASH OR CASH EQUIVALENTS	8,590	594	1,489
Cash on hand at the end	6,346	6,416	7,413
Cash balances at central banks at the end	47,792	39,132	37,542
Other financial assets at the end	0	0	0
Bank Overdrafts Classified As Cash Equivalents at the end	0	0	0
Cash And Cash Equivalents Statements Of Cash Flows at the end	€ 54,138	€ 45,549	€ 44,955

Note 1 - Introduction, Basis Fo

Note 1 - Introduction, Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information	12 Months Ended
	Dec. 31, 2018
Introduction, Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information
Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information	1. Introduction, basis for the presentation of the Consolidated Financial Statements, internal control over financial reporting and other information 1.1 Introduction Banco Bilbao Vizcaya Argentaria, S.A. (hereinafter “the Bank” or “BBVA") is a private-law entity subject to the laws and regulations governing banking entities operating in Spain . It carries out its activity through branches and agencies across the country and abroad. The Bylaws and other public information are available for inspection at the Bank’s registered address ( Plaza San Nicolás, 4 Bilbao ) as noted on its web site (www.bbva.com). In addition to the activities it carries out directl y, the Bank heads a group of subsidiaries, joint ventures and associates which perform a wide range of activities and which together with the Bank constitute the Banco Bilbao Vizcaya Argentaria Group (hereinafter, “the Group” or “the BBVA Group ”). In addit ion to its own separate Financial Statements, the Bank is required to prepare Consolidated Financial Statements comprising all consolidated subsidiaries of the Group. As of December 31, 2018, the BBVA Group had 297 consolidated entities and 66 entities acc ounted for using the equity method (see Notes 3 and 16 and Appendix I to V). The Consolidated Financial Statements of the BBVA Group for the year ended December 31, 2018 have been authorized for issue on March 28 , 2019 . 1.2 Basis for the presentation of the Consolidated Financial Statements The BBVA Group’s Consolidated Financial Statements are presented in compliance with IFRS-IASB (International Financial Reporting Standards as issued by the International Accounting Standards Board), as well as in accor dance with the International Financial Reporting Standards endorsed by the European Union (hereinafter, “EU-IFRS”) applicable as of December 31, 2018, considering the Bank of Spain Circular 4/2017, and with any other legislation governing financial reporti ng applicable to the Group in Spain. The BBVA Group’s accompanying Consolidated Financial Statements for the year ended December 31, 2018 were prepared by the Group’s Directors (through the Board of Directors meeting held on February 11, 2019) by applying the principles of consolidation, accounting policies and valuation criteria described in Note 2, so that they present fairly the Group’s total consolidated equity and financial position as of December 31, 2018, together with the consolidated results of its operations and cash flows generated during the year ended December 31, 2018. These Consolidated Financial Statements were prepared on the basis of the accounting records kept by the Bank and each of the other entities in the Group. Moreover, they include the adjustments and reclassifications required to harmonize the accounting policies and valuation criteria used by the Group (see Note 2.2). All effective accounting standards and valuation criteria with a significant effect in the Consolidated Financial Statements were applied in their preparation. The amounts reflected in the accompanying Consolidated Financial Statements are presented in millions of euros, unless it is more appropriate to use smaller units. Some items that appear without a balance in t hese Consolidated Financial Statements are due to how the units are expressed. Also, in presenting amounts in millions of euros, the accounting balances have been rounded up or down. It is therefore possible that the totals appearing in some tables are not the exact arithmetical sum of their component figures. The percentage changes in amounts have been calculated using figures expressed in thousands of euros . 1.3 Comparative information Changes in accounting policies Application of IFRS 9 As of January 1, 2018, IFRS 9 “Financial instruments” replaced IAS 39 “Financial Instruments: Recognition and Measurement” and includes changes in the requirements for the classification and measurement of financial assets and financial liabilities, the impairment of fi nancial assets and hedge accounting (see Note 2.2.1). As permitted by the standard, IFRS 9 has not been applied retrospectively for previous years. The impact of the first application of IFRS 9 is presented in Note 2.4. As a consequence of the application of IFRS 9, the comparative information for the financial years 2017 and 2016 included in these Consolidated Financial Statements has been subject to some non-significant modifications in order to improve the comparability with the figures of the financial year 2018. Hyperinflationary economies The Group’s experience applying IAS 29 "Financial information in hyperinflationary economies" in its subsidiaries in Venezuela allows us to confirm the complexity of applying the accounting mechanism of inflation toge ther with the historical movements of the exchange rates in a way that results are economically understandable, especially when there is not a consistent evolution between inflation and exchange rate in each period. In this context, with the aim of improvi ng the faithful representation of the financial statements, during 2018 the Group made an accounting policy change which involves recording in a single account of "Shareholders’ funds – retained earnings", both the revaluation of non-monetary items due to the effect of hyperinflation and the differences generated when translating the restated financial statements of the subsidiaries in hyperinflationary economies into euros. Translation differences, prior to the accounting policy change were recorded in the item “Accumulated other comprehensive income – items that may be reclassified to profit or loss – foreign currency translation” (see Notes 2.2.16 and 2.2.20). The accounting policy change, in accordance with IAS 8, offers and provides more reliable and re levant information of operations in hyperinflationary economies. In order to make the information comparable, we have restated the information of the previous years, in such a way that € 1,853, €1,836 and €1,826 million have been reclassified from "Accumula ted other comprehensive income – items that may be reclassified to profit or loss – foreign currency translation" to "Shareholders’ funds – retained earnings" as of December 31, 2017, December 31, 2016 and January 1, 2016, respectively, relating to the Gro up companies registered in Venezuela (an economy that was also considered hyperinflationary in 2017 and 2016). Additionally, €828, €817 and €816 million have been reclassified from “Non-controlling interest –Accumulated other comprehensive income” to “Non- controlling interest – other” as of December 31, 2017, December 31, 2016 and January 1, 2016, respectively. T he reclassification corresponding to January 1, 2018, 2017 and 2016 is recorded as "Effects of changes in accounting policies" in the Consolidated Statement of Changes in Equity corresponding to the years ended December 31, 2018, 2017 and 2016. In the cons olidated balance sheet as of December 31, 2018, 2017 and 2016, the heading " Shareholders’ funds – retained earnings” includes both the translation differences and the effects of restatement for inflation . Operating segments During 2018, there were no sig nificant changes to the existing structure of the BBVA Group’s operating segments in comparison to 2017 (see Note 6). Certain prior year balances have been reclassified to conform to current year presentation. 1.4 Seasonal nature of income and expenses The nature of the most significant activities carried out by the BBVA Group’s entities is mainly related to typical activities carried out by financial institutions, which are not significantly affected by seasonal factors within the same year. 1.5 Respo nsibility for the information and for the estimates made The information contained in the BBVA Group’s Consolidated Financial Statements is the responsibility of the Group’s Directors. Estimates were required to be made at times when preparing these Consol idated Financial Statements in order to calculate the recorded or disclosed amount of some assets, liabilities, income, expenses and commitments. These estimates relate mainly to the following: Impairment on certain financial assets (see Notes 7, 13, 14 an d 16). The assumptions used to quantify certain provisions (see Note 24) and for the actuarial calculation of post-employment benefit liabilities and commitments (see Note 25). The useful life and impairment losses of tangible and intangible assets (see No tes 17, 18, 20 and 21). The valuation of goodwill and price allocation of business combinations (see Note 18). The fair value of certain unlisted financial assets and liabilities (see Notes 7, 8, 10, 11, 12 and 13). The recoverability of deferred tax assets (See Note 19). Although these estimates were made on the basis of the best information available as of the end of the reporting period, future events may make it necessary to modify them (either up or down) over the coming years. This would be done prospectively in accordance with applicable standards, recognizing the effects of changes in the estimates in the corresponding consolidated income statement. During 2018, 2017 and 2016 there were no significant changes to the assumptions and estimations, except as indicated in these Consolidated Financial Statements. 1.6 BBVA Group’s Internal Control over Financial Reporting BBVA Group’s Consolidated Financial Statements are prepared under an Internal Control over Financial Reporting Model (hereinafter “ICFR"). It provides reasonable assurance with respect to the reliability and the integrity of the consolidated financial statements. It is also aimed to ensure that the transactions are processed in accordance with the applicable laws and regulations. Th e ICFR is in accordance with the control framework established in 2013 by the “Committee of Sponsoring Organizations of the Treadway Commission” (hereinafter, "COSO"). The COSO 2013 framework sets five components that constitute the basis of the effectiven ess and efficiency of the internal control systems: The establishment of an appropriate control framework. The assessment of the risks that could arise during the preparation of the financial information. The design of the necessary controls to mitigate the identified risks. The establishment of an appropriate system of information to detect and report system weaknesses. The monitoring activities over the controls to ensure they perform correctly and are effective over time. The ICFR is a dynamic model th at evolves continuously over time to reflect the reality of the BBVA Group’s businesses and processes, as well as the risks and controls designed to mitigate them. It is subject to a continuous evaluation by the internal control units located in the differ ent entities of BBVA Group. These internal control units are integrated within the BBVA internal control model which is based in two pillars: A control system organized into three lines of defense: - T he first line is located within the business and support units, which are responsible for identifying risks associated with their processes and to execute the controls established to mitigate them. - T he second line comprises the specialized control units (Compliance, Internal Financial Control, Internal Risk Control, Engineering Risk, Fraud & Security, and Operations Control among others). This second line defines the models and controls under their areas of responsibility and monitors the design, correct implementation and effectiveness of the controls - T he third line is the Internal Audit unit, which conducts an independent review of the model, verifying the compliance and effectiveness of the model. A set of committees called Corporate Assurance that he lps to escalate the internal control issues to the management at a Group level and also in each of the countries where the Group operates. The ICFR Model is subject to annual evaluations by the Group’s Internal Audit Unit. It is also supervised by the Audit and Compliance Committee of the Bank’s Board of Directors. The BBVA Group is also required to comply with Sarbanes-Oxley Act (hereafter “SOX”) for Consolidated Financial Statements as a listed company with the U.S. Securities and Exchange Commission (“SEC”). The main senior executives of the Group are involved in the design, compliance and implementation of the internal control model to make it effective and to ensure the quality and accuracy of the financial information.

Note 2 - Principles Of Consolid

Note 2 - Principles Of Consolidation, Accounting Policies And Measurement Bases Applies And Recent IFRS Pronouncements	12 Months Ended
	Dec. 31, 2018
Principles Of Consolidations Accounting Policies And Measurement Basis And Recent IFRS Pronouncements
Significant Account Policies	2. Principles of consolidation, accounting policies and measurement bases applied and recent IFRS pronouncements The Glossary includes the definition of some of the financial and economic terms used in Note 2 and subsequent Notes. 2.1 Principles of consolidation In terms of its consolidation, in accordance with the criteria established by IFRS, the BBVA Group is made up of four types of entities: subsidiaries, joint ventures, associates and structured entities, d efined as follows: Subsidiaries Subsidiaries are entities controlled by the Group. The financial statements of the subsidiaries are fully consolidated with those of the Bank. The share of non-controlling interests from subsidiaries in the Group’s consolidated total equity is presented under the heading “Minority interests (Non-controlling interests)” in the consolidated balance sheet. Their share in the profit or loss for the period or year is presented under the heading “Attributable to minority i nterest (non-controlling interests)” in the accompanying consolidated income statement (see Note 31). Note 3 includes information related to the main subsidiaries in the Group as of December 31, 2018. Appendix I includes other significant information on th ese entities. Joint ventures Joint ventures are those entities over which there is a joint arrangement to joint control with third parties other than the Group (for definitions of joint arrangement, joint control and joint venture, refer to Glossary). The investments in joint ventures are accounted for using the equity method (see Note 16). Appendix II shows the main figures for joint ventures accounted for using the equity method. Associates Associates are entities in which the Group is able to exerci se significant influence (for definition of significant influence, see Glossary). Significant influence is deemed to exist when the Group owns 20% or more of the voting rights of an investee directly or indirectly, unless it can be clearly demonstrated tha t this is not the case. However, certain entities in which the Group owns 20% or more of the voting rights are not included as Group associates, since the Group does not have the ability to exercise significant influence over these entities. Investments in these entities, which do not represent material amounts for the Group, are classified as “Financial assets at fair value through other comprehensive income”. In contrast, some investments in entities in which the Group holds less than 20% of the voting r ights are accounted for as Group associates, as the Group is considered to have the ability to exercise significant influence over these entities. As of December 31, 2018, 2017 and 2016 these entities are not significant in the Group. Appendix II shows th e most significant information related to the associates (see Note 16), which are accounted for using the equity method. Structured Entities A structured entity is an entity that has been designed so that voting or similar rights are not the dominant facto r in deciding who controls the entity, such as when the voting rights relate to administrative matters only and the relevant activities are directed by means of contractual arrangements (see Glossary). In those cases where the Group sets up entities or has a holding in such entities, in order to allow its customers access to certain investments, to transfer risks or for other purposes, in accordance with internal criteria and procedures and with applicable regulations, the Group determines whether control o ver the entity in question actually exists and therefore whether it should be subject to consolidation. Such methods and procedures determine whether there is control by the Group, considering how the decisions are made about the relevant activities, asses ses whether the Group has all power over the relevant elements, exposure, or rights, to variable returns from involvement with the investee and the ability to use power over the investee to affect the amount of the investor’s returns. Structured entities s ubject to consolidation To determine if a structured entity is controlled by the Group, and therefore should be consolidated into the Group, the existing contractual rights (different from the voting rights) are analyzed. For this reason, an analysis of th e structure and purpose of each investee is performed and, among others, the following factors will be considered: - E vidence of the current ability to manage the relevant activities of the investee according to the specific business needs (including any d ecisions that may arise only in particular circumstances). - Potential existence of a special relationship with the investee. - Implicit or explicit Group commitments to support the investee. - The ability to use the Group´s power over the investee to affect the amount of the Group’s returns. There are cases where the Group has a high exposure to variable returns and retains decision-making power over the investee, either directly or through an agent. The main structured entities of the Group are the asset securitization funds, to which the BBVA Group transfers loans and receivables portfolios, and other vehicles, which allow the Group’s customers to gain access to certain investments or to allow for the transfer of risks or for other purposes (see App endices I and V). The BBVA Group maintains the decision-making power over the relevant activities of these vehicles and financial support through securitized market standard contracts. The most common ones are: investment positions in equity note tranches, funding through subordinated debt, credit enhancements through derivative instruments or liquidity lines, management rights of defaulted securitized assets, “clean-up” call derivatives, and asset rep urchase clauses by the grantor. For these reasons, the l oans and receivable portfolios related to the vast majority of the securitizations carried out by the Bank or Group subsidiaries are not derecognized in the books of said entity and the issuances of the related debt securities are recorded as liabilities w ithin the Group’s consolidated balance sheet. Non-consolidated structured entities The Group owns other vehicles also for the purpose of allowing customers access to certain investments, to transfer risks, and for other purposes, but without the Group having control of the vehicles, which are not consolidated in accordance with “IFRS 10 - Consolidated Financial Statements”. The balance of assets and liabilities of these vehicles is not material in relation to the Group’s Consolidated Financial Statements. As of December 31, 2018, 2017 and 2016 there was no material financial support from the Bank or its subsidiaries to unconsolidated structured entities. The Group does not consolidate any of the mutual funds it manages since the necessary control conditions are not met (see definition of control in the Glossary). Particularly, the BBVA G roup does not act as arranger but as agent since it operates the mutual funds on behalf and for the benefit of investors or parties (arranger or arrangers) and, for this reason it does not control the mutual funds when exercising its authority for decision making. The mutual funds managed by the Group are not considered structured entities (generally, retail funds without corporate identity over which investors have participations which gives them ownership of said managed equity). These funds are not depen dent on a capital structure that could prevent them from carry out activities without additional financial support, being in any case insufficient as far as the activities themselves are concerned. Additionally, the risk of the investment is absorbed by th e fund participants, and the Group is only exposed when it becomes a participant, and as such, there is no other risk for the Group. In all cases, the operating results of equity method investees acquired by the BBVA Group in a particular period only inclu de the period from the date of acquisition to the financial statements date. Similarly, the results of entities disposed of during any only include year the period from the start of the year to the date of disposal. The consolidated financial statements of subsidiaries, associates and joint ventures used in the preparation of the Consolidated Financial Statements of the Group have the same presentation date as the Consolidated Financial Statements. If financial statements at those same dates are not availab le, the most recent will be used, as long as these are not older than three months, and adjusted to take into account the most significant transactions. As of December 31, 2018, except for the case of the consolidated financial statements of two subsidiari es and six associates and joint-ventures deemed non- significant for which financial statements as of November 30, 2018 were used, the December 31, 2018 financial statements for of all Group entities were utilized. BBVA banking subsidiaries, associates and joint ventures worldwide, are subject to supervision and regulation from a variety of regulatory bodies in relation to, among other aspects, the satisfaction of minimum capital requirements. The obligation to satisfy such capital requirements may affect th e ability of such entities to transfer funds in the form of cash dividends, loans or advances. In addition, under the laws of the various jurisdictions where such entities are incorporated, dividends may only be paid out through funds legally available for such purpose. Even when the minimum capital requirements are met and funds are legally available, the relevant regulators or other public administrations could discourage or delay the transfer of funds to the Group in the form of cash, dividends, loans or advances for prudential reasons. 2.2 Accounting policies and valuation criteria applied The accounting standards and policies and the valuation criteria applied in preparing these Consolidated Financial Statements may differ from those used by some of the entities within the BBVA Group. For this reason, necessary adjustments and reclassifications have been made in the consolidation process to standardize these principles and criteria and comply with the IFRS-IASB. The accounting standards and policies and valuation criteria used in preparing the accompanying Consolidated Financial Statements are as follows: 2.2.1 Financial instruments As mentioned in Note 1.3, IFRS 9 became effective as of January 1, 2018 and replaced IAS 39 regarding the classificati on and measurement of financial assets and liabilities, the impairment of financial assets and hedge accounting. The disclosures related to the financial years 2017 and 2016 are based on the accounting policies and valuation criteria applicable under IAS 3 9. Classification and measurement of financial assets under IFRS 9 Classification of financial assets IFRS 9 contains three main categories for financial assets classification: measured at amortized cost, measured at fair value with changes through other comprehensive income, and measured at fair value through profit or loss. The classification of financial assets measured at amortized cost or fair value must be carried out on the basis of two tests: the entity's business model and the assessment of the co ntractual cash flow, commonly known as the "solely payments of principle and interest" criterion (hereinafter, the SPPI). A debt instrument will be classified in the amortized cost portfolio if the two following conditions are fulfilled: The financial asse t is managed within a business model whose purpose is to maintain the financial assets to receive contractual cash flows; and In accordance with the contractual characteristics of the instrument its cash flows only represent the return of the principal and interest, basically understood as consideration for the time value of money and the debtor's credit risk. A debt instrument will be classified in the portfolio of financial assets at fair value with changes through other comprehensive income if the two fo llowing conditions are fulfilled: The financial asset is managed with a business model whose purpose combines collection of the contractual cash flows and sale of the assets, and The contractual characteristics of the instrument generate, at specific dates , cash flows which only represent the return of the principal and interest. A debt instrument will be classified at fair value with changes in profit and loss provided that the entity's business model for their management or the contractual characteristics of its cash flows do not require classification into one of the portfolios described above. In general, equity instruments will be measured at fair value through profit or loss. However the Group may make an irrevocable election at initial recognition to present subsequent changes in the fair value through other comprehensive income. Financial assets will only be reclassified when BBVA Group decides to change the business model. In this case, all of the financial assets assigned to this business model will be reclassified. The change of the objective of the business model should occur before the date of the reclassification. Valuation of financial assets All financial instruments are initially recognized at fair value plus, in the case of a financial asset not at fair value through profit or loss, transaction costs that are directly attributable to the acquisition or issue of the instrument. Excluding all trading derivatives not considered as accounting or economic hedges, all the changes in the fair value of the financial instruments arising from the accrual of interest and similar items are recognized under the headings “Interest and other income” or “Interest expense”, as appropriate, in the accompanying consolidated income statement in the period in whic h the change occurred (see Note 37). The changes in fair value after the initial recognition, for reasons other than those mentioned in the preceding paragraph, are treated as described below, according to the categories of financial assets. “Financial as sets held for trading”, “Non-trading financial assets mandatorily at fair value through profit and loss” and “Financial assets designated at fair value through profit or loss” Financial assets are recorded under the heading “Financial assets held for tradi ng” if the objective of the business model is to generate gains by buying and selling these financial instruments or generate short-term results. The financial assets recorded in the heading “Non-trading financial assets mandatorily at fair value through p rofit and loss” are assigned to a business model which objective is to obtain the contractual cash flows and / or to sell those instruments but its contractual cash flows do not comply with the requirements of the SPPI test. In “Financial assets designated at fair value through profit or loss” the Group classifies financial assets only if it eliminates or significantly reduces a measurement or recognition inconsistency (an ‘accounting mismatch’) that would otherwise arise from measuring financial assets or financial liabilities, or recognizing gains or losses on them, on different bases. The assets recognized under these headings of the consolidated balance sheets are measured upon acquisition at fair value and changes in the fair value (gains or losses) ar e recognized as their net value under the heading “Gains (losses) on financial assets and liabilities, net” in the accompanying consolidated income statements (see Note 41). Interests from derivatives designated as economic hedges on interest rate are reco gnized in “Interest and other income” or “Interest expense” (see Note 37), depending on the result of the hedging instrument. However, changes in fair value resulting from variations in foreign exchange rates are recognized under the heading “Gains (losses ) on financial assets and liabilities, net” in the accompanying consolidated income statements (Note 41). ”Financial assets at fair value through other comprehensive income” Debt instruments Assets recognized under this heading in the consolidated balance sheets are measured at their fair value. Subsequent changes in fair value (gains or losses) are recognized temporarily net of tax effect, under the heading “Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Fair val ue changes of debt instruments measured at fair value through other comprehensive income” in the consolidated balance sheets (see Note 30). The amounts recognized under the headings “Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Fair value changes of financial assets measured at fair value through other comprehensive income” and “Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Exchange differences” continue to form part of the Group's consolidated equity until the corresponding asset is derecognized from the consolidated balance sheet or until an impairment loss is recognized on the corresponding financial instrument. If these assets are sold, these amounts are derecogniz ed and included under the headings “Gains (losses) on financial assets and liabilities, net” or “Exchange differences, net", as appropriate, in the consolidated income statement for the year in which they are derecognized (see Note 41). The net impairment losses in “Financial assets at fair value through other comprehensive income” over the year are recognized under the heading “Impairment losses on financial assets, net – Financial assets at fair value through other comprehensive income” (see Note 47) in t he consolidated income statements for that period. Changes in foreign exchange rates which affect monetary items are recognized under the heading “Exchange differences, net" in the accompanying consolidated income statements (see Note 41). Equity instrumen ts The BBVA Group, at the time of the initial recognition, may elect to present changes in the fair value in other comprehensive income of an investment in an equity instrument that is not held for trading. The election is irrevocable and can be made on an instrument-by-instrument basis. Subsequent changes in fair value (gains or losses) are recognized, under the heading “Accumulated other comprehensive income (loss) – Items that will not be reclassified to profit or loss – Fair value changes of equity inst ruments measured at fair value through other comprehensive income”. “Financial assets at amortized cost” A financial asset is classified as subsequently measured at amortized cost if it is held within a business model whose objective is to hold financial assets in order to collect and it meets the SPPI Criterion. The assets under this category are subsequently measured at amortized cost, using the effective interest rate method. Net impairment losses of assets recorded under these headings arising in each period are recognized under the heading “Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss – financial assets measured at cost” (see Note 47) in the consolidated income statement for that period. Classification and measurement of financial liabilities under IFRS 9 Classification of financial liabilities Under IFRS 9, financial liabilities are classified in the following categories: Financial liabilities at amortized cost; Financial liabilities that are held for trading including derivatives are financial instruments which are recorded in this category when the Group’s objective is to generate gains by buying and selling these financial instruments; Financial liabilities that are designated at fair v alue through profit or loss on initial recognition under the Fair Value Option. The Group has the option to designate irrevocably on initial recognition a financial liability as at fair value through profit or loss provided that doing so results in the eli mination or significant reduction of measurement or recognition inconsistency, or if a group of financial liabilities, or a group of financial assets and financial liabilities, has to be managed, and its performance evaluated, on a fair value basis in acco rdance with a documented risk management or investment strategy. Valuation of financial liabilities All financial instruments are initially recognized at fair value plus, in the case of a financial liability not at fair value through profit or loss, transaction costs that are directly attributable to the acquisition or issue of the financial liability. Unless there is evidence to the contrary, the best evidence of the fair value of a financial instrument at initial recognition shall be the transaction price. Excluding all trading derivatives not considered as accounting or economic hedges, all the changes in the fair value of the financial instruments arising from the accrual of interest and similar items are recognized under the headings “Interest and other income” or “Interest expense”, as appropriate, in the accompanying consolidated income statement in the period in which the change occurred (see Note 37). The changes in fair value after the initial recognition, for reasons other than those mentione d in the preceding paragraph, are treated as described below, according to the categories of financial liabilities. “Financial liabilities held for trading” and “Financial liabilities designated at fair value through profit or loss“ The subsequent changes in the fair value (gains or losses) of the liabilities recognized under these headings of the consolidated balance sheets are recognized as their net value under the heading “Gains (losses) on financial assets and liabilities, net” in the accompanying con solidated income statements (see Note 41), except for the financial liabilities designated at fair value through profit and loss under the fair value option for which the amount of change in the fair value that is attributable to changes in the own credit risk which is presented in under the heading “Accumulated other comprehensive income (loss) – Items that will not be reclassified to profit or loss – Fair value changes of financial liabilities at fair value through profit or loss attributable to changes i n their credit risk” . Interests from derivatives designated as economic hedges on interest rate are recognized in “Interest and other income” or “Interest expense” (Note 37), depending on the result of the hedging instrument. However, changes in fair value resulting from variations in foreign exchange rates are recognized under the heading “Gains (losses) on financial assets and liabilities, net” in the accompanying consolidated income statements (Note 41). “Financial liabilities at amortized cost” The liab ilities under this category are subsequently measured at amortized cost, using the effective interest rate method. Measurement of financial assets and liabilities under IAS 39 applicable in the financial years 2017 and 2016 Measurement of financial instruments and recognition of changes in subsequent fair value All financial instruments are initially accounted for at fair value plus, in the case of a financial asset or financial liability not at fair value through profit or loss, transaction costs th at are directly attributable to the acquisition or issue of the financial asset or financial liability. Unless there is evidence to the contrary, the best evidence of the fair value of a financial instrument at initial recognition shall be the transaction price. Excluding all trading derivatives not considered as accounting or economic hedges, all the changes in the fair value of the financial instruments arising from the accrual of interest and similar items are recognized under the headings “Interest and other income” or “Interest expense”, as appropriate, in the accompanying consolidated income statement the year in which the change occurred (see Note 37). The dividends received from other entities, other than associated entities and joint venture entitie s, are recognized under the heading “Dividend income” in the accompanying consolidated income statement in the year in which the right to receive them arises (see Note 38). The changes in fair value after the initial recognition, for reasons other than those mentioned in the preceding paragraph, are treated as described below, according to the categories of financial assets and liabilities. “Financial assets and liabilities held for trading” and “Financial assets and liabilities designated at fair value through profit or loss” The assets and liabilities recognized under these headings of the consolidated balance sheets are measured upon acquisition at fair value and changes in the fair value (gains or losses) are recognized as their net value under the he ading “Gains (losses) on financial assets and liabilities, net” in the accompanying consolidated income statements (see Note 41). Interests from derivatives designated as economic or accounting hedges on interest rate are recognized under the heading “Inte rest and other income” or “Interest expense” (Note 37), depending on the result of the hedging instrument . Changes in fair value resulting from variations in foreign exchange rates are recognized under the heading “Gains (losses) on financial assets and li abilities, net” in the accompanying consolidated income statements (Note 41). “Financial assets at fair value through other comprehensive income” Assets recognized under this heading in the consolidated balance sheets are measured at their fair value. Sub sequent changes in fair value (gains or losses) are recognized temporarily net of tax effect, under the heading “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Financial assets at fair value through other compre hensive income” in the consolidated balance sheets (see Note 30). The amounts recognized under the headings “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Financial assets at fair value through other comprehens ive income” and “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Exchange differences” continue to form part of the Group's consolidated equity until the corresponding asset is derecognized from the consolidated balance sheet or until an impairment loss is recognized on the corresponding financial instrument. If these assets are sold, these amounts are derecognized and included under the headings “Gains (losses) on financial assets and liabilities, net” or “Exchan ge differences, net", as appropriate, in the consolidated income statement for the year in which they are derecognized (see Note 41). The net impairment losses in “Financial assets at fair value through other comprehensive income” over the year are recogni zed under the heading “Impairment losses on financial assets, net – Other financial instruments not at fair value through profit or loss” (see Note 47) in the consolidated income statements for that year. Changes in the value of non-monetary items resultin g from changes in foreign exchange rates are recognized temporarily under the heading “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Exchange differences” in the accompanying consolidated balance sheets. Change s in foreign exchange rates which affect monetary items are recognized under the heading “Exchange differences, net" in the accompanying consolidated income statements (see Note 41). “Financial assets and liabilities at amortized cost” Assets and liabiliti es recognized under these headings in the accompanying consolidated balance sheets are subsequently measured at “amortized cost” using the “effective interest rate” method. This is because the consolidated entities generally intend to hold such financial i nstruments to maturity. Net impairment losses of assets recognized under these headings arising in each year are recognized under the heading “Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss – fina ncial assets measured at cost” (see Note 47) in the consolidated income statement for that year. “Derivatives-Hedge Accounting” and “Fair value changes of the hedged items in portfolio hedges of interest-rate risk” applicable in the financial years 2018, 2 017 and 2016 Assets and liabilities recognized under these headings in the accompanying consolidated balance sheets are measured at fair value. Changes occurring subsequent to the designation of the hedging relationship in the measurement of financial instruments designated as hedged items as well as financial instruments designated as hedge accounting instruments are recognized as follows: In fair value hedges, the changes in the fair value of the derivative and the hedged item attributable to the hedg ed risk are recognized under the heading “Gains or losses from hedge accounting, net” in the consolidated income statement, with a corresponding offset under the headings where hedging items ("Hedging derivatives") and the hedged items are recognized, as a pplicable. Almost all of the hedges used by the Group are for interest-rate risks. Therefore, the valuation changes are recognized under the headings “Interest and other income” or “Interest expense”, as appropriate, in the accompanying consolidated income statement (see Note 37). In fair value hedges of interest rate risk of a portfolio of financial instruments (portfolio-hedges), the gains or losses that arise in the measurement of the hedging instrument are recognized in the consolidated income statement, and the gains or losses that arise from the change in the fair value of the hedged item (attributable to the hedged risk) are also recognized in the consolidated income statement (in both cases under the heading “Gains or losses from hedge accou nting, net”, using, as a balancing item, the headings "Fair value changes of the hedged items in portfolio hedges of interest rate risk" in the consolidated balance sheets, as applicable). In cash flow hedges, the gain or loss on the hedging instruments re lating to the effective portion are recognized temporarily under the heading ”Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Hedging derivatives. Cash flow hedges” in the consolidated balance sheets, with a ba lancing entry under the heading “Hedging derivatives” of the Assets or Liabilities of the consolidated balance sheets as applicable. These differences are recognized in the accompanying consolidated income statement under the headings “Interest and other i ncome” or “Interest expense” at the time when the gain or loss in the hedged instrument affects profit or loss, when the forecast transaction is executed or at the maturity date of the hedged item (see Note 37). Differences in the measurement of the hedgi ng items corresponding to the ineffective portions of cash flow hedges are recognized directly in the heading “Gains or losses from hedge accounting, net” in the consolidated income statem ent (see Note 41). In the hedges of net investments in foreign opera tions, the differences attributable to the effective portions of hedging items are recognized temporarily under the heading "Accumulated other comprehensive income - Items that may be reclassified to profit or loss – Hedging of net investments in foreign t ransactions" in the consolidated balance sheets with a balancing entry under the heading “Hedging derivatives” of the Assets or Liabilities of the consolidated balance sheets as applicable. These differences in valuation are recognized under the heading “E xchange differences, net" in the consolidated income statement when the investment in a foreign operation is disposed of or derecognized (see Note 41). Other financial instruments under IAS 39 applicable in the financial years 2017 and 2016 The following exceptions are applicable with respect to the above general criteria: Equity instruments whose fair value cannot be determined in a sufficiently objective manner and financial derivatives that have those instruments as their underlying asset and are settle d by delivery of those instruments are recorded in the consolidated balance sheet at acquisition cost; this may be adjusted, where appropriate, for any impairment loss (see Note 8). Accumulated other comprehensive income arising from financial instruments classified at the consolidated balance sheet date as “Non-current assets and disposal groups classified as held for sale” are recognized with the corresponding entry under the heading “Accumulated other compre

Note 3 - BBVA Group

Note 3 - BBVA Group	12 Months Ended
	Dec. 31, 2018
Grupo BBVA
Grupo BBVA, Entity Information	3. BBVA Group The BBVA Group is an international diversified financial group with a significant presence in retail banking, wholesale banking, asset management and private banking . The Group also operates in other sectors such as insurance, real estate, operational leasing, etc. The following information is detailed in the Appendices of the Consolidated Financial Statements of the Group: Appendix I shows relevant information related to the consolidated subsidiaries and structured entities. Appendix II shows relevant information related to investments in subsidiaries, joint ventures and associates accounted for using the equity method. Appendix III shows the main changes and notification of investments and divestment s in the BBVA Group. Appendix IV shows fully consolidated subsidiaries with more than 10% owned by non-Group shareholders . The following table sets forth information related to the Group’s total assets as of December 31, 2018, 2017 and 2016, broken down by the Group’s entities according to their activity: Contribution to Consolidated Group Total Assets. Entities by Main Activities (Millions of euros) 2018 2017 2016 Banks and other financial services 647,164 659,414 699,592 Insurance and pension fund managing companies 26,732 26,134 26,831 Other non-financial services 2,793 4,511 5,433 Total 676,689 690,059 731,856 The total assets and results of operations broken down by the geographical areas, in which the BBVA Group operates, are included in Note 6. The BBVA Group’s activities are mainly located in Spain, Mexico, South America, the United States and Turkey, with active presence in other countries , as shown below: Spain The Group’s activity in Spain is mainly through Banco Bilbao Vizcaya Argentaria, S.A., which is the parent company of the BBVA Group. The Group also has other entities that operate in Spain’s banking sector, insurance sector, real estate sector, services and as operational leasing entities. México The BBVA Group operates in Mexico, not only in the banking sector, but also in the insurance sector through Grupo Financiero Bancomer. South America The BBVA Group’s activities in South America are mainly focused on the banking, financial and insurance sectors, in the following countries: Argentina, Chile, Colombia, Peru, Paraguay, Uruguay and Venezuela. It has a representative office in Sao Paulo (Brazil). The Group owns more than 50% of most of the entities based in these countries. Appendix I shows a list of the entities which, although less than 50% owned by the BBVA Group as of December 31, 2018, are consolidated (see Note 2.1). The United States The Group’s activity in the United States is mainly carried out through a group of entities with BBVA Compass Bancshares, Inc. at their head, as well as, the New York BBVA branch and a r epresentative office in Silicon Valley (California). Turkey The Group’s activity in Turkey is mainly carried out through the Garanti Group. Rest of Europe The Group’s activity in Europe is carried out through banks and financial institutions in Ireland, S witzerland, Italy, Netherlands , Finland and Romania, branches in Germany, Belgium, France, Italy Portugal and the United Kingdom, and a representative office in Moscow. Asia-Pacific The Group ’ s activity in this region is carried out through branches (in Ta ipei, Tokyo, Hong Kong Singapore and Shanghai) and representative offices (in Beijing, Seoul, Mumbai, Abu Dhabi and Jakarta). Main transactions in the Group in 2018 Divestitures Sale of BBVA’s stake in BBVA Chile On November 28, 2017, BBVA received a binding offer (the “Offer”) from The Bank of Nova Scotia group (“Scotiabank”) for the acquisition of BBVA’s stake in Banco Bilbao Vizcaya Argentaria Chile, S.A. (“BBVA Chile”) as well as in other companies of the Group in Chile with operations that are com plementary to the banking business (amongst them, BBVA Seguros Vida, S.A.). BBVA owned approximately, directly and indirectly, 68.19% of BBVA Chile share capital . On December 5, 2017, BBVA accepted the Offer and entered into a sale and purchase agreement a nd the sale was completed on July 6, 2018. The consideration received in cash by BBVA as consequence of the referred sale amounts to, approximately, USD 2,200 million. The transaction results in a capital gain, net of taxes, of € 633 million, which was rec ognized in 2018. Agreement for the creation of a joint-venture and transfer of the Real - Estate business in Spain On November 29, 2017, BBVA reached an agreement with a subsidiary of Cerberus Capital Management, L.P. (“Cerberus”) for the creation of a “j oint venture” to which an important part of the real estate business of BBVA in Spain is transferred (the “Business”). The Business comprises: (i) foreclosed real estate assets (the “REOs”), with a gross book value of approximately €13,000 million, taking as starting point the position of the REOs as of June 26, 2017; and (ii) the necessary assets and employees to manage the Business in an autonomous manner. For the purpo se of the agreement with Cerberus, the whole Business was valued at approximately € 5,000 million. On October 10, 2018, after obtaining all required authorizations, BBVA completed the transfer of the real estate business in Spain. Closing of the transaction has resulted in the sale of 80% of the share capital of the company Divarian Propiedad, S.A. to an entity managed by Cerberus . Divarian is the company to which the BBVA Group has contributed the Business provided that the effective transfer of several rea l estate assets (REO´s) remains subject to the fulfilment of certain conditions precedent. The final price payable by Cerberus will be adjusted depending on the volume of REO´s effectively contributed. As of December 31, 2018, the transaction did not have a significant impact on BBVA Group’s attributable profit or the Common Equity Tier 1 (fully loaded). Main transactions in the Group in 2017 Investments On February 21, 2017, BBVA Group entered into an agreement for the acquisition from Dogus Holding A.S. and Dogus Arastirma Gelistirme ve Musavirlik Hizmetleri A.S of 41,790,000,000 shares of Turkiye Garanti Bankasi, A.S. (“Garanti Bank”) , amounting to 9.95% of the total issued share capital of Garanti Bank. On March 22, 2017, the sale and purchase agreement was completed, and therefore BBVA´s total stake in Garanti Bank as of December 31, 2017 amounts to 49.85% (See Note 31). Main transactions in the Group in 2016 Mergers The BBVA Group, at its Board of Directors meeting held on March 31, 2016, adopted a res olution to begin a merger process of BBVA S.A. (absorbing company), Catalunya Banc, S.A., Banco Depositario BBVA, S.A. y Unoe Bank, S.A. This transaction was part of the corporate reorganization of its banking subsidiaries in Spain, was successfully comple ted throughout 2016 and has no impact in the Consolidated Financial Statements both from the accounting and the solvency stand points.

Note 4 - Shareholder Remunerati

Note 4 - Shareholder Remuneration System	12 Months Ended
	Dec. 31, 2018
Share holder Remuneration System Abstract
Disclosure Share holder Remuneration System Explanatory	4. Shareholder remuneration system BBVA’s shareholder remuneration policy communicated in October 2013 established the distribution of an annual pay-out of between 35% and 40% of the profits earned in each year and the progressive reduction of the remuneration via “Dividend Options”, so that the shareholders’ remuneration would ultimately be fully in cash. As announced on February 1, 2017, BBVA’s Board of Directors executed a capital increase to be charged to volunta ry reserves for the instrumentation of the last “Dividend Option”, being the subsequent shareholders’ remunerations fully in cash, dated March 29, 2017 . This fully – in - cash shareholders’ remuneration policy would be composed, for each year, of a distri bution on account of the dividend of such year (expected to be paid in October) and a final dividend (which would be paid once the year has ended and the profit allocation has been approved, expected for April), subject to the applicable authorizations by the competent governing bodies. Shareholder remuneration scheme “Dividend Option” During 2012, 2013, 2014, 2015, 2016 and 2017, the Group implemented a shareholder remuneration system referred to as “Dividend Option”. Under such remuneration scheme, BBVA offered its shareholders the possibility to receive all or part of their remuneration in the form of newly-issued BBVA ordinary shares, whilst maintaining the possibility for BBVA shareholders to receive their entire remuneration in cash by selling the rig hts of free allocation assigned either to BBVA (in execution of the commitment assumed by BBVA to acquire the rights of free allocation at a guaranteed fixed price) or by selling the rights of free allocation on the market at the prevailing market price at that time. However, the execution of the commitment assumed by BBVA was only available to whoever had been originally assigned such rights of free allocation and only in connection with the rights of free allocation initially allocated at such time. On Ma rch 29, 2017, BBVA’s Board of Directors resolved to execute the capital increase to be charged to voluntary reserves approved by the Annual General Meeting (“AGM”) held on March 17, 2017, under agenda item three, to implement a “Dividend Option” this year. As a result of this increase, the Bank’s share capital increased by € 49,622,955.62 through the issuance of 101,271,338 newly-issued BBVA ordinary shares at 0.49 euros par value, given that 83.28% of owners of the rights of free allocation opted to receive newly issued BBVA ordinary shares. The remaining 16.72% of the owners of the rights of free allocation exercised the commitment assumed by BBVA, and as a result, BBVA acquired 1,097,962,903 rights (at a gross price of € 0.131 each) for a total amount of € 1 43,833,140.29 . This amount is recorded in “Total Equity-Dividends and Remuneration” of the consolidated balance sheet as of December 31, 2017 (see Note 26). On September, 28 2016, BBVA’s Board of Directors resolved to execute the second of the share capita l increases to be charged to voluntary reserves, as agreed by the AGM held on March 11, 2016. As a result of this increase, the Bank’s share capital increased by € 42,266,085.33 through the issuance of 86,257,317 newly-issued BBVA ordinary shares at 0.49 eu ros par value, given that 87.85% of owners of the rights of free allocation opted to receive newly-issued BBVA ordinary shares. The remaining 12.15% of the owners of the rights of free allocation exercised the commitment assumed by BBVA, and as a result, B BVA acquired 787,374,942 rights (at a gross price of € 0.08 each) for a total amount of € 62,989,995.36 . This amount is recorded in “Total Equity-Dividends and Remuneration” of the consolidated balance sheet as of December 31, 2016 (see Note 26). On March 3 1, 2016, BBVA’s Board of Directors resolved to execute the first of the share capital increases to be charged to voluntary reserves, as agreed by the AGM held on March 11, 2016 for the implementation of the shareholder remuneration system called the “Divid end Option”. As a result of this increase, the Bank’s share capital increased by € 55,702,125.43 through the issuance of 113,677,807 newly-issued BBVA ordinary shares at a € 0.49 par value, given that 82.13% of owners of the rights of free allocation opted t o receive newly-issued BBVA ordinary shares. The remaining 17.87% of the owners of the rights of free allocation exercised the commitment assumed by BBVA, and as a result, BBVA acquired 1,137,500,965 rights (at a gross price of € 0.129 each) for a total amo unt of € 146,737,624.49 . This amount is recorded in “Total Equity- Dividends and Remuneration” of the consolidated balance sheet as of December 31, 2016 (see Note 26). Cash Dividends Throughout 2016, 2017 and 2018, BBVA’s Board of Directors approved the payment of the following dividends (interim or final dividends) fully in cash, recorded in “Total Equity- Interim Dividends” of the consolidated balance sheet of the relevant year: The Board of Directors, at its meeting held on June 22, 2016, approved the payment in cash of € 0.08 (€ 0.0648 net of withholding tax) per BBVA share as the first gross interim dividend against 2016 results. The total amount paid to shareholders on July 11, 2016, after deducting treasury shares held by the Group's companies, amoun ted to € 517 million and is recognized under the headings “Total Equity- Interim Dividends” of the consolidated balance sheet as of December 31, 2016. The Board of Directors, at its meeting held on December 21, 2016, approved the payment in cash of € 0.08 (€ 0.0648 withholding tax) per BBVA share, as the second gross interim dividend against 2016 results. The total amount paid to shareholders on January 12, 2017, after deducting treasury shares held by the Group’s Companies, amounted to € 525 million and is rec ognized under the heading “Total Equity- Interim Dividends” of the consolidated balance sheet as of December 31, 2016. The Board of Directors, at its meeting held on September 27, 2017, approved the payment in cash of € 0.09 (€ 0.0729 net of withholding tax) per BBVA share, as the first gross interim dividend against 2017 results. The total amount paid to shareholders on October 10, 2017, after deducting treasury shares held by the Group's companies, amounted to € 599 million and is rec ognized under the heading “Total Equity- Interim Dividends” of the consolidated balance sheet as of December 31, 2017. The Annual General Meeting of BBVA held on March 16, 2018 approved, under item 1 of the Agenda, the payment of a final dividend for 2017, in addition to other dividends previously paid, in cash for an amount equal to € 0.15 (€ 0.1215 net of withholding tax) per BBVA share. The total amount paid to shareholders on April 10, 2018, after deducting treasury shares held by the Group’s companies, a mounted € 996 million and is recognized under heading “Total Equity- Final Dividends” of the consolidated balance sheet as of December 31, 2018. The Board of Directors, at its meeting held on September 26, 2018, approved the payment in cash of € 0.10 (€ 0.0 81 net of withholding tax rate of 19%) per BBVA share, as gross interim dividend based on 2018 results. The total amount paid to shareholders on October 10, 2018, after deducting treasury shares held by the Group´s companies, amounted € 663 million and is r ecognized under heading “Total Equity- Interim Dividends” of the consolidated balance sheet as of December 31, 2018. The interim accounting statements prepared in accordance with legal requirements evidencing the existence of sufficient liquidity for the distribution of the amounts agreed on September 26, 2018, mentioned above are as follows: Available Amount for Interim Dividend Payments (Millions of euros) August, 31, 2018 Profit of BBVA, S.A., after the provision for income tax 2,462 Additional Tier I capital instruments remuneration 236 Maximum amount distributable 2,226 Amount of proposed interim dividend 667 BBVA cash balance available to the date 4,577 Proposal on allocation of earnings for 2018 The allocation of earnings for 2018 subject to the approval of the Board of Directors at the Annual Shareholders Meeting is presented below: Allocation of Earnings (Millions of euros) December 2018 Profit for year (*) 2,316 Distribution: Interim dividends 667 Final dividend 1,067 Additional Tier 1 securities 313 Voluntary reserves 269 (*) Net income of BBVA, S.A.

Note 5 - Earnings Per Share

Note 5 - Earnings Per Share	12 Months Ended
	Dec. 31, 2018
Earnings Per Share Abstract
Earnings Per Share Explanatory	5. Earnings per share Basic and diluted earnings per share are calculated in accordance with the criteria established by IAS 33. For more information see Glossary of terms. The calculation of earnings per share is as follows: Basic and Diluted Earnings per Share 2018 2017 2016 Numerator for basic and diluted earnings per share (millions of euros) Profit attributable to parent company 5,324 3,519 3,475 Adjustment: Additional Tier 1 securities (1) (313) (301) (260) Profit adjusted (millions of euros) (A) 5,011 3,218 3,215 Weighted average number of shares outstanding (2) 6,668 6,642 6,468 Weighted average number of shares outstanding x corrective factor (3) 6,668 6,642 6,592 Adjusted number of shares - Basic earning per share (C) 6,636 6,642 6,592 Adjusted number of shares - diluted earning per share (D) 6,636 6,642 6,592 Earnings per share (*) 0.76 0.48 0.49 Basic earnings per share from continued operations (Euros per share)A-B/C 0.76 0.48 0.49 Diluted earnings per share from continued operations (Euros per share)A-B/D 0.76 0.48 0.49 (1) Remuneration in the year related to contingent convertible securities, recognized in equity (see Note 22.4). (2) Weighted average number of shares outstanding (millions of euros), excluding weighted average of treasury shares during the period. (3) Corrective factor, due to the capital increase with pre-emptive subscription right, applied for the previous years. (*) As of December 31, 2018 the weighted average number of shares outstanding was 6,668 million (6,642 and 6,468 million as of December 31 , 2017 and 2016, respectively) and the adjustment of additional Tier 1 securities amounted to €313 million (€301 and €260 million as of December 31, 2017 and 2016, respectively). As of December 31, 2018, 2017 and 2016, there were no other financial instruments or share option commitments to employees that could potentially affect the calculation of the diluted earnings per share for the years presented. For this reason, basic and diluted earnings per share are the same.

Note 6 - Operating Segment Repo

Note 6 - Operating Segment Reporting	12 Months Ended
	Dec. 31, 2018
Operating Segments Reporting
Disclosure Of Entitys Reportable Segments Explanatory	6. Operating segment reporting Operating segment reporting represents a basic tool in the oversight and management of the BBVA Group’s various activities. The BBVA Group compiles reporting information on disaggregated business activities. These business activities are then aggregated in accordance with the organizational structure determined by the BBVA Group and, ultimately, into the reportable operating segments themselves. During 2018, there have not b een significant changes in the reporting structure of the operating segments of the BBVA Group, although its composition is different from the close of 2017, as a result of the agreement of the sale of BBVA Chile (see Note 3). This transaction, which has a ffected South America´s area composition, is presented as follows, as well as the other operating segments within the BBVA Group: Banking activity in Spain Includes, as in previous years, the Retail Network in Spain, Corporate and Business Banking (CBB), Corporate & Investment Banking (CIB), BBVA Seguros and Asset Management units in Spain. It also includes the loans to developers that are granted new or that are no longer in difficult conditions, as well as the portfolios, finance and structural interest- rate positions of the euro balance sheet. Non Core Real - Estate It manages loans in Spain to developers who were in difficulty and real estate assets, mainly from foreclosed properties, both residential mortgages and developers. On November 29, 2017, the BBVA Group signed a sale agreement with Cerberus for the subsequent sale of 80% of the company created to a subsidiary of Cerberus (see Note 3). The effective transfer of some real estate owned assets are subject to the fulfillment of certain conditions a nd in the meanwhile, BBVA will continue to manage those assets. The United States Includes the Group’s business activity in the country through the BBVA Compass Group and the BBVA New York branch. Mexico B asically includes all the banking and insurance businesses carried out by the Group in the country. Since 2018 it has also included the BBVA Bancomer branch in Houston (in previous years located in the United States). Consequently, the figures from previous years have been recalculated to incorporate th is change and show comparable series. Turkey Includes the activity of the BBVA Group business in Turkey through Garanti Group. South America Includes BBVA’s banking and insurance businesses in the region. On July 6, 2018, the sale of BBVA Chile to The Ba nk of Nova Scotia (Scotiabank) (see Note 3) was completed which affects the comparability of the results, the balance sheet, the activity and the most significant ratios of this business area with prior periods. Rest of Eurasia Includes business activity in the rest of Europe and Asia, i.e. the Group´s retail and wholesale businesses in the area. Lastly, the Corporate Center is comprised of the rest of the assets and liabilities that have not been allocated to the operating segments, as it corresponds to the Group’s holding function. It includes: the costs of the head offices that have a corporate function; management of structural exchange-rate positions; specific issues of capital instruments to ensure adequate management of the Group’s global solvency; portfolios and their corresponding results, whose management is not linked to customer relations, such as industrial holdings; certain tax assets and liabilities; funds due to commitments with employees; goodwill and other intangibles. As of December 31, 2 018, it contains the 20% stake of BBVA in Divarian´s share capital (see Note 3). The breakdown of the BBVA Group’s total assets by operating segments as of December 31, 2018, 2017 and 2016, is as follows: Total Assets by Operating Segments (Millions of euros) 2018 2017 (1) 2016 (2) Banking Activity in Spain 335,294 319,417 335,847 Non Core Real Estate 4,163 9,714 13,713 United States 82,057 75,775 88,902 Mexico 96,455 94,061 93,318 Turkey 66,250 78,694 84,866 South America 52,385 74,636 77,918 Rest of Eurasia 18,000 17,265 19,106 Subtotal Assets by Operating Segments 654,605 669,562 713,670 Corporate Center 22,084 20,497 18,186 Total Assets BBVA Group 676,689 690,059 731,856 (1) The figures corresponding to 2017 have been restated (see Note 1.3). (2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previou sly part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), total assets of th e United States and the Mexico operating segments would have been €84,726 million and €97,492 million, respectively, as of December 31, 2016. The attributable profit and main earning figures in the consolidated income statements for the years ended December 31, 2018, 2017 and 2016 by operating segments are as follows: Main Margins and Profits by Operating Segments (Millions of euros) Operating Segments BBVA Group Spain Non Core Real Estate United States Mexico Turkey South America Rest of Eurasia Corporate Center 2018 Notes Net interest income 17,591 3,672 32 2,276 5,568 3,135 3,009 175 (276) Gross income 23,747 5,943 38 2,989 7,193 3,901 3,701 415 (432) Operating profit /(loss) before tax 7,580 2,017 (129) 919 3,294 1,448 1,307 144 (1,420) Profit 55.2 5,324 1,522 (78) 735 2,384 569 591 93 (494) 2017(1) Net interest income 17,758 3,738 71 2,119 5,476 3,331 3,200 180 (357) Gross income 25,270 6,180 (17) 2,876 7,122 4,115 4,451 468 73 Operating profit /(loss) before tax 6,931 1,854 (656) 748 2,984 2,147 1,691 177 (2,013) Profit 55.2 3,519 1,374 (490) 486 2,187 826 861 125 (1,848) 2016(2) Net interest income 17,059 3,877 60 1,953 5,126 3,404 2,930 166 (455) Gross income 24,653 6,416 (6) 2,706 6,766 4,257 4,054 491 (31) Operating profit /(loss) before tax 6,392 1,268 (743) 612 2,678 1,906 1,552 203 (1,084) Profit 55.2 3,475 905 (595) 459 1,980 599 771 151 (794) (1) The figures corresponding to 2017 have been restated (s ee Note 1.3). (2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previously part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), profit attributable to parent company for the United States and the Me xico operating segments would have been €442 million and €1,997 million, respectively, for the year ended December 31, 2016.

Note 7 - Risk Management

Note 7 - Risk Management	12 Months Ended
	Dec. 31, 2018
Risk Management Abstract
Risk Management Explanatory	7. Risk management 7.1 General risk management and control model The BBVA Group has an overall risk management and control model (hereinafter 'the model') tailored to its business model, its organization and the geographies in which it operates, This model allows BBVA Group to develop its activity in accordance with the risk strategy and risk controls and management policies defined by the governing bodies of the Bank and to adapt to a changing economic and regula tory environment, tackling risk management globally and adapted to the circumstances at all times. The model establishes a system of appropriate risk management regarding risk profile and strategy of the Group. This model is applied comprehensively in the Group and consists of the basic elements listed below: Governance and organization. Risk Appetite Framework. Decisions and processes. Assessment, monitoring and reporting. Infrastructure. The Group promotes the development of a risk culture which aims to ensure consistent application of the risk management and control model i n the Group, so that the risk function is understood and assimilated at all levels of the organization. 7.1.1 Governance and organization BBVA Group´s risk governance model is characterized by a special involvement of its corporate bodies, both in setting the risk strategy and in the ongoing monitoring and supervision of its implementation. Thus, as developed below, the corporate bodies are the ones that approve this risk strate gy and corporate policies for the different types of risk. The risk function is responsible at management level for their implementation and development, and reporting to the governing bodies. The responsibility for the daily management of the risks lies o n the businesses which abide in the development of their activity to meet the policies, rules, procedures, infrastructures and controls, which are defined by the function risk on the basis of the framework set by the governing bodies. To perform this task properly, the risk function in the BBVA Group is configured as a single, global function with an independent role from commercial areas. Corporate bodies The BBVA Board of Directors (hereinafter also referred to as "the Board") approves the risk strategy a nd oversees the internal management and control systems. Specifically, in relation to the risk strategy, the Board approves the Group's risk appetite statement, the core metrics (and their statements) and the main metrics by type of risk, as well as the ge neral risk management and control model. The Board of Directors is also responsible for approving and monitoring the strategic and business plan, the annual budget and management goals, as well as the investment and funding policy, in a consistent way and in line with the approved Risk Appetite Framework. For this reason, the processes for defining the Risk Appetite Framework proposals and the strategic and budgetary planning at Group level are coordinated by the executive areas for submission to the Board. With the aim of integrating the Risk Appetite Framework into management, on the basis established by the Board of Directors, the Executive Committee approves the metrics by type of risk in relation to profitability and income recurrence and the Group's ba sic structure of limits by geographical area, risk type, asset type and portfolio level. This committee also approves specific corporate policies for each type of risk . Lastly, the Board has set up a Board committee specialized in risks, the Risk Committee , that assists the Board and the Executive Committee in determining the Group's risk strategy and the risk limits and policies, respectively, analyzing and assessing beforehand the proposals submitted to those bodies. The Board of Directors has the exclusi ve authority to amend the Group’s risk strategy and its elements, including the Risk Appetite Framework metrics within its scope of decision, while the Executive Committee is responsible for amending the metrics by type of risk within its scope of decision and the Group's basic structure of limits (core limits), when applicable. In both cases, the amendments follow the same decision-making process described above, so the proposals for amendment are submitted by the executive area (Chief Risk Officer, “CRO”) and analyzed by the Risk Committee, for later submission to the Board of Directors or to the Executive Committee, as appropriate. Moreover, the Risk Committee, the Executive Committee and the Board itself conduct adequate monitoring of the risk strategy i mplementation and of the Group's risk profile. The risk function regularly reports on the development of the Group's Risk Appetite Framework metrics to the Board and to the Executive Committee, after the analysis by the Risk Committee, whose role in this m onitoring and control work is particularly relevant. Risk Function: CRO. Organizational structure and committees The head of the risk function at executive level is the Group’s CRO, who carries out his functions independently and with the necessary authori ty, rank, experience, knowledge and resources. He is appointed by the Board as a member of its senior management and has direct access to its corporate bodies (Board, Executive Standing Committee and Risk Committee), to whom he reports regularly on the sta tus of risks in the Group. The CRO is supported in the exercise of his functions by a structure consisting of cross-sectional risk units in the corporate area and the specific risk units in the geographical and/or business areas of the Group. Each of the latter units is headed by a Chief Risk Officer for the geographical and/or business area who, within his/her area of responsibility, carries out risk management and control functions and is responsible for applying the corporate policies and rules approved at Group level in a consistent manner, adapting them if necessary to local requirements and reporting to the local corporate bodies. The Chief Risk Officers of the geographical and/or business areas report both to the Group's CRO and to the head of their geographical and/or business area. The aim of this dua l reporting system is that the local risk management function is independent from the operating functions and enable its alignment with the Group's corporate risk policies and goals. As explained above, the risk management function consists of risk units from the corporate area, which carry out cross-sectional functions, and risk units from the geographical and/or business areas. The corporate area's risk units develop and submit to t he Group CRO the proposal for the Group's Risk Appetite Framework, the corporate policies, rules and global procedures and infrastructures within the framework approved by t he corporate bodies; they monitor their application and report either directly or t hrough the CRO to the Bank's corporate bodies. Their functions include: - Management of the different types of risks at Group level in accordance with the strategy defined by the corporate bodies. - Risk planning aligned with the risk appetite framework p rinciples defined by the Group. - Monitoring and control of the Group's risk profile in relation to the risk appetite framework approved by the Bank's corporate bodies, providing accurate and reliable information with the required frequency and in the nece ssary format. - Prospective analyses to enable an evaluation of compliance with the risk appetite framework in stress scenarios and the analysis of risk mitigation mechanisms. - Management of the technological and methodological developments required for implementing the Model in the Group. - Design of the Group's Internal Control model and definition of the methodology, corporate criteria and procedures for identifying and prioritizing the risk inherent in each unit's activities and processes. - Validatio n of the models used and the results obtained by them in order to verify their adaptation to the different uses to which they are applied. The risk units in the business units develop and present to the Chief Risk Officer of the geographical and/or busines s area the risk appetite framework proposal applicable in each geographical and/or business area, independently and always within the Group's strategy/Risk Appe tite Framework. They also monitor that the corporate policies and rules are approved and applied consistently at a Group level, adapting them if necessary to local requirements; that they are provided with appropriate infrastructures for management and control of their risks, within the global risk infrastructure framework defined by the corporate ar eas; and that they report to their corporate bodies and/or to senior management, as appropriate. The local risk units thus work with the corporate area risk units in order to adapt to the risk strategy at Group level and share all the information necessary for monitoring the development of their risks. The risk function has a decision-making process to perform its functions, underpinned by a structure of committees, where the Global Risk Management Committee (GRMC) acts as the top-level committee within the risk function. It proposes, examines and, where applicable, approves, among others, the interna l risk regulatory framework and the procedures and infrastructures needed to identify, assess, measure and manage the material risks faced by the Group in carrying out its business, and the determination of risk limits by portfolio. The members of this Com mittee are the Group's CRO , the Heads of the main Areas of the GRM Front, the Heads of GRM Corporate Discipline Units and the Head of Risk Management Group of GRM . The GRMC carries out its functions assisted by various support committees which include: G lobal Credit Risk Management Committee: It is responsible for analyzing and decision-making related to wholesale credit risk admission. Wholesale Credit Risk Management Committee: its purpose is the analysis and decision-making regarding the admission of w holesale credit risk of certain customer segments of the BBVA Group. Work Out Committee: its purpose is to be informed about decisions taken under the delegation framework regarding risk proposals concerning clients on Watch List and clients classified as NPL of certain customer segments of the BBVA Group, as well the sanction of proposals regarding entries, exits and changes of Watch List, entries and exits in non-performing unlikely to pay and turns to written off . Asset Allocation Committee: The executiv e authority responsible for analyzing and deciding on credit risk issues related to processes aimed at achieving a portfolios combination and composition that, under the restrictions imposed by the Risk Appetite framework, allows to maximize the risk adjus ted return on equity. Risk Models Management Committee: It ensures an appropriate decision-making process regarding the planning, development, implementation, use, validation and monitoring of the models required to achieve an appropriate management of th e Model Risk in the BBVA Group. Global Markets Risk Unit Global Committee: It is responsible for formalizing, supervising and communicating the monitoring of trading desk risk in all the Global Markets business units, as well as coordinating and approving GMRU key decisions activity, and developing and proposing to GRMC the co rporate regulation of the unit. Operational Risk and Product Governance Corporate Admission Committee: It identifies, analyzes and assesses the operational risks associated initiative s related with new business, products or services, outsourcing, process transformation and new systems, prior to its launch. As well, it will verify that Product Governance normative requirements are met and will decide about the insurance scheme (global p olicies). Retail Credit Risk Committee: It provides for the analysis, discussion and decision support on all issues regarding the retail credit risk management that impact or potentially do in the practices, processes and corporate metrics established in the Policies, Rules and Operating Frameworks. Asset Management Global Risk Steering Committee: its purpose is to develop and coordinate the strategies, policies, procedures, and infrastructure necessary to identify, assess, measure and manage the material risks facing the bank in the operation of businesses linked to BBVA Asset Management. Global Insurance Risk Committee: its purpose is to monitor and promote the alignment and the communication between all the Insurance Risk Units in the BBVA Group. It will do this by promoting the application of standardized principles, policies, tools and risk metrics in the different regions with the aim of maintaining proper integration of insurance risk management in the Group. COPOR: its purpose is to analyze and make decision in relation to the operations of the various geographies in which Global Markets is present. Each geographical and/or business area has its own risk management committee (or committees), with objectives and contents similar to those of the corpora te area, which perform their duties consistently and in line with corporate risk policies and rules, whose decisions are reflected in the corresponding minutes. Under this organizational scheme, the risk management function monitors that the risk strategy , the regulatory framework, and standardized risk infrastructures and controls are integrated and applied across the entire Group. It also benefits from the knowledge and proximity to customers in each geographical and/or business area, and transmits the c orporate risk culture to the Group's different levels. Moreover, this organization enables the risks function to conduct and report to the corporate bodies integrated monitoring and control of the entire Group's risks. Internal Risk Control and Internal Va lidation The Group has a specific Internal Risk Control unit . Its main function is to manage that there is an adequate internal regulatory framework, a process and measures defined for each type of risk identified in the Group (and for those other types of risk that may potentially affect the Group). It controls their application and operation, as well as integrating the risk strategy into the Group's management. In this regard, the Internal Risk Control monitors verifies the performance of their duties by the units that develop the risk models, manage the processes and execute the controls. Its scope of action is global, from the geographical point of view and the type of risks. The Group's Head of Internal Risk Control is responsible for the function and reports on its activities and informs of its work plans to the CRO and to the Board's Risks Committee, assisting it in any matters where requested. For these purposes the Internal Risk Control department has a Technical Secretary's Office, which offers the Committee the technical support it need s to better perform its duties. In addition, the Group has an Internal Validation unit, which reviews the performance of its duties by the units that develop the risk models and of those that use them in management. Its functions include review and independent validation at internal level of the models used for management and control of risks in the Group. 7.1.2 Risk Appetite Framework The Group's Risk Appetite Framework, approved by the corporate bodies, determines the risks (and their level) that the Group is willing to assume to achieve its business objectives considering an organic evolution of its business. These are expressed in terms of solvency, profitability and liquidity and funding, which are reviewed peri odically as well as in case of material changes to the entity’s business or relevant corporate transactions. The definition of the risk appetite has the following goals: To express the maximum levels of risk it is willing to assume, at both Group and geogr aphical and/or business area level. To establish a set of guidelines for action and a management framework for the medium and long term that prevent actions from being taken (at both Group and geographical and/or business area level) that could compromise the future viability of the Group. To establish a framework for relations with the geographical and/or business areas that, while preserving their decision-making autonomy, monitors they act consistently, avoiding uneven behavior. To establish a common language throughout the organization and develop a compliance-oriented risk culture. Alignment with the new regulatory requirements, facilitating communication with regulators, investors and other stakeholders, thanks to an integrated and stable risk manag ement framework. Risk appetite framework is expressed through the following elements: Risk Appetite Statement It sets out the general principles of the Group's risk strategy and the target risk profile. The 2018 Group’s Risk appetite statement is as follow s: BBVA Group's Risk Policy is aimed to promote a multichannel and responsible universal banking model, based on principles, targeting sustainable growth, risk adjusted profitability and recurrent value creation. To achieve these objectives, the Risk Manag ement Model is oriented to maintain a moderate risk profile that allows the Group to keep strong financial fundamentals in adverse environments preserving our strategic goals, maintaining a prudent management, an integral view of risks, and a portfolio div ersification by geography, asset class and client segment, focusing on keeping a long term relationship with our customers. Core metrics Based on the risk appetite statement, statements are established to set down the general risk management principles i n terms of solvency, liquidity and funding, profitability and income recurrence. Solvency: a sound capital position, maintaining resilient capital buffer from regulatory and internal requirements that supports the regular development of banking activity ev en under stress situations. As a result, BBVA proactively manages its capital position, which is tested under different stress scenarios from a regular basis. Liquidity and funding: A sound balance-sheet structure to sustain the business model. Maintenance of an adequate volume of stable resources, a diversified wholesale funding structure, which limits the weight of short term funding and ensures the access to the different funding markets, optimizing the costs and preserving a cushion of liquid assets to overcome a liquidity survival period under stress scenarios. Profitability and income recurrence: A sound margin-generation capacity supported by a recurrent business model based on the diversification of assets, a stable funding and a customer focus; comb ined with a moderate risk profile that limits the credit losses even under stress situations; all focused on allowing income stability and maximizing the risk-adjusted profitability. The core metrics define, in quantitative terms, the principles and the ta rget risk profile set out in the risk appetite statement and are in line with the strategy of the Group. Each metric has three thresholds (traffic-light approach) ranging from a standard business management to higher deterioration levels: Management refere nce, Maximum appetite and Maximum capacity. The 2018 Group’s Core metrics are: By type of risk metrics Based on the core metrics, statements are established for each type of risk reflecting the main principles governing the management of that risk and several metrics are calibrated, compliance with which enables compliance with the core metrics and the risk appetite statement of the Group. The metrics by type of risk have a maximum appetite threshold. Basic limits structure (core limits) The purpose of the basic limits structure or core limits is to shape the Risk Appetite Framework at geographical area risk type, asset type and portfolio level, ensuring that the management of risks on an ongoing basis is within the thresholds set forth for by type of risk. In addition to this framework, there’s a level of management limits that is defined and managed by the risk function developing the core limits, in order to ensure that the anticipatory management of risks by subcategories or by subportfolios compli es with that core limits and, in general, with the Risk Appetite Framework. The corporate risk area works with the various geographical and/or business areas to define thei r risk appetite framework, which will be coordinated with and integrated into the Group's risk appetite to ensure that its profile fits as defined. The Risk Appetite Framework is integrated into the management and the processes for defining the Risk Appeti te Framework proposals and strategic and budgetary planning at Group level are coordinates. As explained above, the core metrics of BBVA Risk Appetite Framework measure Groups performance in terms of solvency, liquidity and funding, profitability and incom e recurrence; most of the core metrics are accounting related or regulatory metrics which are published regularly to the market in the BBVA Group annual report and in the quarterly financial reports. During 2018, the Group risk profile evolved in line with the Risk Appetite metrics. 7.1.3 Decisions and processes The transfer of risk appetite framework to ordinary management is supported by three basic aspects: A standardized set of regulations. Risk planning. Comprehensive management of risks over their life cycle. Standardized regulatory framework The corporate risk area is responsible for the definition and proposal of the corporate policies, specific rules, procedures and schemes of delegation based on which risk decisions should be taken within the G roup. This process aims for the following objectives: Hierarchy and structure: well-structured information through a clear and simple hierarchy creating relations between documents that depend on each other. Simplicity: an appropriate and sufficient numbe r of documents. Standardization: a standardized name and content of document. Accessibility: ability to search for, and easy access to, documentation through the corporate risk management library. The approval of corporate policies for all types of risks i s the responsibility of the corporate bodies of the Bank, while the corporate risk area endorses the remaining regulations. Risk units of geographical and / or business areas comply with this set of regulations and, where necessary, adapt it to local requi rements for the purpose of having a decision process that is appropriate at local level and aligned with the Group policies. If such adaptation is necessary, the local risk area must inform the corporate area of GRM, who must ensure the consistency of the regulatory body at the Group level and, therefore, if necessary, give prior approval to the modifications proposed by the local risk areas. Risk planning Risk planning monitors that the risk appetite framework is integrated into management through a cascad e process for establishing limits and profitability adjusted to the risk profile, in which the function of the corporate area risk units and the geographical and/or business areas is to guarantee the alignment of this process with the Group's Risk Appetite Framework in terms of solvency, liquidity and funding, profitability and income recurrence. There are tools in place that allow the Risk Appetite Framework defined at aggregate level to be assigned and monitored by business areas, legal entities, types of risk, concentrations and any other level considered necessary. The risk planning process is aligned and taken into consideration within the rest of the Group's planning framework so as to ensure consistency. Comprehensive management All risks must be managed comprehensively during their life cycle, and be treated differently depending on the type. The risk management cycle is composed of five elements: Planning: with the aim of ensuring that the Group's activities are consistent with the target risk profile and guaranteeing solvency in the development of the strategy. Assessment: a process focused on identifying all the risks inherent to the activities carried out by the Group. Formalization: includes the risk origination, approval an d formalization stages. Monitoring and reporting: continuous and structured monitoring of risks and preparation of reports for internal and/or external (market, investors, etc.) consumption. Active portfolio management: focused on identifying business oppo rtunities in existing portfolios and new markets, businesses and products. 7.1.4 Assessment, monitoring and reporting Assessment, monitoring and reporting is a cross-cutting element that monitors that the Model has a dynamic and proactive vision to enabl e compliance with the risk appetite framework approved by the corporate bodies, even in adverse scenarios. The materialization of this process has the following objectives: Assess compliance with the risk appetite framework at the present time, through mon itoring of the core metrics, metrics by type of risk and the basic structure of limits. Assess compliance with the risk appetite framework in the future , through the projection of the risk appetite framework variables, in both a baseline scenario determin ed by the budget and a risk scenario determined by the stress tests. Identify and assess the risk factors and scenarios that could compromise compliance with the risk appetite framework, through the development of a risk repository and an analysis of the i mpact of those risks. Act to mitigate the impact in the Group of the identified risk factors and scenarios, ensuring this impact remains within the target risk profile. Supervise the key variables that are not a direct part of the risk appetite framework, but that condition its compliance. These can be either external or internal. This process is integrated in the activity of the risk units, both of the corporate area and in the business units, and it is carried out during the following phases: Identificati on of the risk factors that can compromise the performance of the Group or of the geographical and/or business areas in relation to the defined risk thresholds. Assessment of the impact of the materialization of the risk factors on the metrics that define the Risk Appetite Framework based on different scenarios, including stress scenarios. Response to unwanted situations and proposals for readjustment to enable a dynamic management of the situation, even before it takes place. Monitoring of the Group's risk profile and of the identified risk factors, through internal, competitor and market indicators, among others, to anticipate their future development. Reporting: Complete and reliable information on the development of risks for the corporate bodies and se nior management, with the frequency and completeness appropriate to the nature, significance and complexity of the reported risks. The principle of transparency governs al reporting of risk information. 7.1.5 Infrastructure The infrastructure is an element that must manage that the Group has the human and technological resources needed for effective management and supervision of risks in order to carry out the functions set out in the Group's risk Model and the achievement of their objectives. With r espect to human resources, the Group risk function has an adequate workforce, in terms of number, skills, knowledge and experience. With regards to technology, the Group risk function manages the integrity of management information systems and the provisio n of the infrastructure needed for supporting risk management, including tools appropriate to the needs arising from the different types of risks for their admission, management, assessment and monitoring. The principles that govern the Group risk technol ogy are: Standardization: the criteria are consistent across the Group, thus ensuring that risk handling is standardized at geographical and/or business area level. Integration in management: the tools incorporate the corporate risk policies and are applie d in the Group's day-to-day management. Automation of the main processes making up the risk management cycle. Appropriateness: provision of adequate information at the right time. Through the “Risk Analytics” function, the Group has a corporate framework i n place for developing the measurement techniques and models. It covers all the types of risks and the different purposes and uses a standard language for all the activities and geographical/business areas and decentralized execution to make the most of th e Group's global reach. The aim is to continually evolve the existing risk models and generate others that cover the new areas of the businesses that develop them, so as to reinforce the anticipation and proactiveness that characterize the Group's risk fun ction. Also the risk units of geographical and / or business areas have sufficient means from the point of view of resources, structures and tools to develop a risk management in line with the corporate model. 7.1.6 Risk culture The BBVA Group promotes t he development of a risk culture based on the observance and understanding of values, attitudes, and behaviors that allow the compliance with the regulations and frameworks that contribute to an appropriate risk management. At BBVA the Risk Governance Mode l is characterized by a special involvement of social bodies, as they define the risk culture that permeates the rest of the organization and has the following main elements: Our Purpose which defines our reason to be and with our values and behaviors guid e the performance of our organization and the people who are part of it. The Risk Appetite Framework which determines the risks and levels of risks that the Group is willing to assume in order to fulfill its goals. The Code of Conduct establishes the behav ior guidelines that we must follow to adjust our behavior to the BBVA values. The Risk Culture at BBVA is based on these levers: Communication: The BBVA Group promotes the dissemination of the principles and values that should govern the conduct and risk management in a comprehensive and consistent manner. To do this, the most appropriate channels of communication are used, to allow for the Risk culture to be integrated into the business activities at all levels of the organization. Training: The BBVA Grou p favors the understanding of the values, risk management model, and the code of conduct in all scenarios, ensuring standards in skills and knowledge. Motivation: The BBVA Group aims to define incentives for BBVA employees that support the risk culture at all levels. Among these incentives, the role of the Compensation policy and incentive programs stand out, as well as implementation of risk culture control mechanisms, including the complaint channels and the disciplinary committees. Monitoring: The BBVA G roup pursues at the highest levels of the organization a continuous evaluation and monitoring of the risk culture to guarantee its implementation and identification of areas for improvement. 7.2 Risk factors As mentioned earlier, BBVA has processes in place for identifying risks and analyzing scenarios that enable the Group to manage risks in a dynamic and proactive way. The risk identification processes are forward looking to ensure the identification of emerging risks and take into account the concern s of both the business areas, which are close to the reality of the different geographical areas, and the corporate areas and senior management. Risks are captured and measured consistently using the methodologies deemed appropriate in each case. Their me asurement includes the design and application of scenario analyses and stress testing and considers the controls to which the risks are subjected. As part of this process, a forward projection of the risk appetite framework variables in stress scenarios is conducted in order to identify possible deviations from the established thresholds. If any such deviations are detected, appropriate measures are taken to keep the variables within the target risk profile. To this extent, there are a number of emerging ri sks that could affect the Group’s business trends. These risks are described in the following main sections: Macroeconomic and geopolitical risks Global economic growth maintained robust in 2018 even if it slowed down more than expected during the second h alf of the year as a result of the worse development of the trade and the industrial sector as well as the strong increase in financial tensions, especially in developed economies due to the rise of uncertainties. To the worse economic development in Europ e and in China, it has to be added the dow

Note 8 - Fair Value

Note 8 - Fair Value	12 Months Ended
	Dec. 31, 2018
Fair Value Abstract
Fair Value Measurement	8. Fair Value of financial instruments Framework and processes control As part of the process established in the Group for determining the fair value in order to ensure that financial assets and liabilities are properly valued, BBVA has established, at a geographic level, a structure of Risk Operational Admission and Product Governance Committees responsible for validating and approving new products or types of financial assets and liabilities before being contracted. Local management responsible for valuation, which are independent from the business (see Note 7) are members o f these committees. These areas are required to ensure, prior to the approval stage, the existence of not only technical and human resources, but also adequate informational sources to measure the fair value of these financial assets and liabilities, in ac cordance with the rules established by the Group and using models that have been validated and approved by the responsible areas. Fair value hierarchy The fair value of financial instrument is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. It is therefore a market-based measurement and not specific to each entity. All financial instruments, both assets and liabilities are initially re cognized at fair value, which at that point is equivalent to the transaction price, unless there is evidence to the contrary in the market. Subsequently, depending on the type of financial instrument, it may continue to be recognized at amortized cost or f air value through adjustments in the consolidated income statement or equity. When possible, the fair value is determined as the market price of a financial instrument. However, for many of the financial assets and liabilities of the Group, especially in t he case of derivatives, there is no market price available, so its fair value is estimated on the basis of the price established in recent transactions involving similar instruments or, in the absence thereof, by using mathematical measurement models that are sufficiently tried and trusted by the international financial community. The estimates of the fair value derived from the use of such models take into consideration the specific features of the asset or liability to be measured and, in particular, the various types of risk associated with the asset or liability. However, the limitations inherent in the measurement models and possible inaccuracies in the assumptions and parameters required by these models may mean that the estimated fair value of an asse t or liability does not exactly match the price for which the asset or liability could be exchanged or settled on the date of its measurement. Additionally, for financial assets and liabilities that show significant uncertainty in inputs or model parameter s used for valuation, criteria is established to measure said uncertainty and activity limits are set based on these. Finally, these measurements are compared, as much as possible, against other sources such as the measurements obtained by the business tea ms or those obtained by other market participants. The process for determining the fair value requires the classification of the financial assets and liabilities according to the measurement processes used as set forth below: Level 1: Valuation using direc tly the quotation of the instrument, observable and readily and regularly available from independent price sources and referenced to active markets that the entity can access at the measurement date. The instruments classified within this level are fixed-i ncome securities, equity instruments and certain derivatives. Level 2: Valuation of financial instruments with commonly accepted techniques that use inputs obtained from observable data in markets. Level 3: Valuation of financial instruments with valuati on techniques that use significant unobservable inputs in the market. As of December 31, 2018, the affected instruments at fair value accounted for approximately 0.56% of financial assets and 0.46% of the Group’s financial liabilities recorded at fair valu e. Model selection and validation is undertaken by control areas outside the business areas. 8.1 Fair value of financial instrument Below is a comparison of the carrying amount of the Group’s financial instruments in the accompanying consolidated balance sheets and their respective fair values. Fair Value and Carrying Amount (Millions of euros) 2018 Notes Carrying Amount Fair Value ASSETS Cash, cash balances at central banks and other demand deposits 9 58,196 58,196 Financial assets held for trading 10 90,117 90,117 Non-trading financial assets mandatorily at fair value through profit or loss 11 5,135 5,135 Financial assets designated at fair value through profit or loss 12 1,313 1,313 Financial assets at fair value through other comprehensive income 13 56,337 56,337 Financial assets at amortized cost 14 419,660 419,857 Hedging derivatives 15 2,892 2,892 LIABILITIES Financial liabilities held for trading 10 80,774 80,774 Financial liabilities designated at fair value through profit or loss 12 6,993 6,993 Financial liabilities at amortized cost 22 509,185 510,300 Hedging derivatives 15 2,680 2,680 Fair Value and Carrying Amount (Millions of euros) 2017 2016 Notes Carrying Amount Fair Value Carrying Amount Fair Value ASSETS Cash, cash balances at central banks and other demand deposits 9 42,680 42,680 40,039 40,039 Financial assets held for trading 10 64,695 64,695 74,950 74,950 Financial assets designated at fair value through profit or loss 12 2,709 2,709 2,062 2,062 Available-for-sale financial assets 69,476 69,476 79,221 79,221 Loans and receivables 431,521 438,991 465,977 468,844 Held-to-maturity investments 13,754 13,865 17,696 17,619 Derivatives – Hedge accounting 15 2,485 2,485 2,833 2,833 LIABILITIES Financial liabilities held for trading 10 46,182 46,182 54,675 54,675 Financial liabilities designated at fair value through profit or loss 12 2,222 2,222 2,338 2,338 Financial liabilities at amortized cost 22 543,713 544,604 589,210 594,190 Derivatives – Hedge accounting 15 2,880 2,880 2,347 2,347 2017 and 2016 are presented separately due to the implementation of IFRS 9 . Not all financial assets and liabilities are recorded at fair value, so below we provide the information on financial instruments recorded at fair value and subsequently the information of those recorded at amortized cost (including their fair value), although this value is not used when accounting for these instruments. 8.1.1 Fair value of financial instrument recognized at fair value, according to valuation criteria Below are the different elements used in the valuation technique of financial instruments. Active Market BBVA considers active market as “a market that allows the observation of bid and offer prices representative of the levels to which the market participants are willing to negotiate an asset, with sufficient frequency and volume”. By default, BBVA would consider all internally approved “Organized Markets” as activ e markets, without considering this an unchangeable list. Furthermore, BBVA would consider as traded in an “Organized Market” quotations for assets or liabilities from OTC markets when they are obtained from independent sources, observable on a daily basi s and fulfil certain conditions. The following table shows the financial instruments carried at fair value in the accompanying consolidated balance sheets, broken down by the measurement technique used to determine their fair value: Fair Value of financial Instruments by Levels (Millions of euros) 2018 Notes Level 1 Level 2 Level 3 ASSETS- Financial assets held for trading 10 26,730 62,983 404 Loans and advances to customers 47 28,642 60 Debt securities 17,884 7,494 199 Equity instruments 5,194 - 60 Derivatives 3,605 26,846 85 Non-trading financial assets mandatorily at fair value through profit or loss 11 3,127 78 1,929 Loans and advances 25 - 1,778 Debt securities 90 71 76 Equity instruments 3,012 8 75 Financial assets designated at fair value through profit or loss 12 1,313 - - Debt securities 1,313 - - Financial assets at fair value through other comprehensive income 13 45,824 9,323 1,190 Loans and advances 33 - - Debt securities 43,788 9,211 711 Equity instruments 2,003 113 479 Hedging derivatives 15 7 2,882 3 LIABILITIES- Financial liabilities held for trading 10 22,932 57,573 269 Deposits 7,989 29,945 - Trading derivatives 3,919 27,628 267 Other financial liabilities 11,024 - 1 Financial liabilities designated at fair value through profit or loss 12 - 4,478 2,515 Customer deposits - 976 - Debt certificates - 2,858 - Other financial liabilities - 643 2,515 Derivatives – Hedge accounting 15 223 2,454 3 Fair Value of financial Instruments by Levels (Millions of euros) 2017 2016 Notes Level 1 Level 2 Level 3 Level 1 Level 2 Level 3 ASSETS- Financial assets held for trading 10 29,057 35,349 289 32,544 42,221 184 Loans and advances to customers - 56 - - 154 - Debt securities 21,107 1,444 22 26,720 418 28 Equity instruments 6,688 33 80 4,570 9 96 Derivatives 1,262 33,815 187 1,254 41,640 60 Financial assets designated at fair value through profit or loss 11 2,061 648 - 2,062 - - Loans and advances to customers - 648 - - - - Debt securities 174 - - 142 - - Equity instruments 1,888 - - 1,920 - - Available-for-sale financial assets 57,381 11,082 544 62,125 15,894 637 Debt securities 54,850 10,948 454 58,372 15,779 429 Equity instruments 2,531 134 90 3,753 115 208 Hedging derivatives 15 - 2,483 2 41 2,792 - LIABILITIES- Financial liabilities held for trading 10 11,191 34,866 125 12,502 42,120 53 Derivatives 1,183 34,866 119 952 42,120 47 Short positions 10,008 - 6 11,550 - 6 Financial liabilities designated at fair value through profit or loss 12 - 2,222 - - 2,338 - Derivatives – Hedge accounting 15 274 2,606 - 94 2,189 64 The years 2017 and 2016 are presented separately due to the implementation of IFRS 9. Financial instruments carried at fair value corresponding to the companies that belong to Banco Provincial Group in Venezuela whose balanc e is denominated in “bolivares fuertes” are classified under Level 3 in the above tables (see Note 2.2.20). The following table sets forth the main valuation techniques, hypothesis and inputs used in the estimation of fair value of the financial instrument s classified under Levels 2 and 3, based on the type of financial asset and liability and the corresponding balances as of December 31, 2018: Fair Value of financial Instruments by Levels. December 2018 (Millions of euros) Level 2 Level 3 Valuation technique(s) Observable inputs Unobservable inputs ASSETS Financial assets held for trading 62,983 404 Loans and advances 28,642 60 Present-value method (Discounted future cash flows) - Issuer´s credit risk - Current market interest rates - Prepayment rates - Issuer´s credit risk - Recovery rates Debt securities 7,494 199 Present-value method (Discounted future cash flows) Observed prices in non active markets - Issuer´s credit risk - Current market interest rates - Non active markets prices - Prepayment rates - Issuer´s credit risk - Recovery rates Equity instruments - 60 Comparable pricing (Observable price in a similar market) Present-value method - Brokers quotes - Market operations - NAVs published - NAV provided by the administrator of the fund Derivatives 26,846 85 Interest rate Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows Caps/Floors: Black, Hull-White y SABR Bond options: Black Swaptions: Black, Hull-White y LGM Other Interest rate options: Black, Hull-White y LGM Constant Maturity Swaps: SABR - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Beta - Implicit correlations between tenors - interest rates volatility Equity Future and Equity Forward: Discounted future cash flows Equity Options: Local Volatility, Momentum adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Volatility of volatility - Implicit assets correlations - Long term implicit correlations - Implicit dividends and long term repos Foreign exchange and gold Future and Equity Forward: Discounted future cash flows Foreign exchange Options: Local Volatility, moments adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Volatility of volatility - Implicit assets correlations - Long term implicit correlations Credit Credit Derivatives: Default model and Gaussian copula - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Correlation default - Credit spread - Recovery rates - Interest rate yield - Default volatility Commodities Commodities: Momentum adjustment and Discounted cash flows - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Non-trading financial assets mandatorily at fair value through profit or loss 78 1,929 Loans and advances - 1,778 Present-value method (Discounted future cash flows) Specific criteria for the liquidation of losses established by the EPA protocol - Prepayment rates - Issuer credit risk - Recovery rates - PD and LGD Debt securities 71 76 Present-value method (Discounted future cash flows) - Issuer credit risk - Current market interest rates - Prepayment rates - Issuer credit risk - Recovery rates Equity instruments 8 75 Present-value method (Discounted future cash flows) - Issuer credit risk - Current market interest rates - Prepayment rates - Issuer credit risk - Recovery rates Financial assets at fair value through other comprehensive income 9,323 1,190 Debt securities 9,211 711 Present-value method (Discounted future cash flows) Observed prices in non active markets - Issuer´s credit risk - Current market interest rates - Non active market prices - Prepayment rates - Issuer credit risk - Recovery rates Equity instruments 113 479 Comparable pricing (Observable price in a similar market) Present-value method - Brokers quotes - Market operations - NAVs published - NAV provided by the administrator of the fund Hedging derivatives 2,882 3 Interest rate Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows Caps/Floors: Black, Hull-White y SABR Bond options: Black Swaptions: Black, Hull-White y LGM Other Interest rate options: Black, Hull-White y LGM Constant Maturity Swaps: SABR - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Equity Future and Equity Forward: Discounted future cash flows Equity Options: Local Volatility, Momentum adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Foreign exchange and gold Future and Equity Forward: Discounted future cash flows Foreign exchange Options: Local Volatility, moments adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Credit Credit Derivatives: Default model and Gaussian copula - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Commodities Commodities: Momentum adjustment and Discounted cash flows - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Fair Value of financial Instruments by Levels. December 2018 (Millions of euros) Valuation technique(s) Observable inputs Unobservable inputs LIABILITIES Financial liabilities held for trading 57,573 269 Deposits 29,945 - Derivatives 27,628 267 Interest rate Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows Caps/Floors: Black, Hull-White y SABR Bond options: Black Swaptions: Black, Hull-White y LGM Other Interest rate options: Black, Hull-White y LGM Constant Maturity Swaps: SABR - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Beta - Correlation between tenors - interest rates volatility Equity Future and Equity Forward: Discounted future cash flows Equity Options: Local Volatility, Momentum adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Volatility of volatility - Assets correlation Foreign exchange and gold Future and Equity Forward: Discounted future cash flows Foreign exchange Options: Local Volatility, moments adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Volatility of volatility - Assets correlation Credit Credit Derivatives: Default model and Gaussian copula - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Correlation default - Credit spread - Recovery rates - Interest rate yield - Default volatility Commodities Commodities: Momentum adjustment and Discounted cash flows - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Short positions - 1 Present-value method (Discounted future cash flows) - Correlation default - Credit spread - Recovery rates - Interest rate yield Financial liabilities designated at fair value through profit or loss 4,478 2,515 Present-value method (Discounted future cash flows) - Prepayment rates - Issuer´s credit risk - Current market interest rates - Prepayment rates - Issuer´s credit risk - Current market interest rates Derivatives – Hedge accounting 2,454 3 Interest rate Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows Caps/Floors: Black, Hull-White y SABR Bond options: Black Swaptions: Black, Hull-White y LGM Other Interest rate options: Black, Hull-White y LGM Constant Maturity Swaps: SABR - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Beta - Implicit correlations between tenors - interest rates volatility Equity Future and Equity Forward: Discounted future cash flows Equity Options: Local Volatility, Momentum adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Volatility of volatility - Implicit assets correlations - Long term implicit correlations - Implicit dividends and long term repos Foreign exchange and gold Future and Equity Forward: Discounted future cash flows Foreign exchange Options: Local Volatility, moments adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Volatility of volatility - Implicit assets correlations - Long term implicit correlations Credit Credit Derivatives: Default model and Gaussian copula - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Correlation default - Credit spread - Recovery rates - Interest rate yield - Default volatility Commodities Commodities: Momentum adjustment and Discounted cash flows - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Main valuation techniques The main techniques used for the assessment of the majority of the financial instruments classified in Level 3, and its main unobservable inputs, are described below: The net present value (net present value method): This technique uses the future cash flows of eac h debt security, which are established in the different contracts, and discounted to their present value. This technique often includes many observable inputs, but may also include unobservable inputs, as described below: - Credit Spread: This input repres ents the difference in yield of a debt security and the reference rate, reflecting the additional return that a market participant would require to take the credit risk of that debt security. Therefore, the credit spread of the debt security is part of the discount rate used to calculate the present value of the future cash flows. - Recovery rate: This input represents the percentage of principal and interest recovered from a debt instrument that has defaulted. Comparable prices (similar asset prices): This input represents the prices of comparable financial instruments and benchmarks used to calculate a reference yield based on relative movements from the entry price or current market levels. Further adjustments to account for differences that may exis t between financial instrument being valued and the comparable financial instrument may be added. It can also be assumed that the price of the financial instrument is equivalent to the comparable instrument. Net asset value: This input represents the total value of the financial assets and liabilities of a fund and is published by the fund manager thereof. Gaussian copula: This model is used to integrate default probabilities of credit instruments referenced to more than one underlying CDS. The joint densi ty function used to value the instrument is constructed by using a Gaussian copula that relates the marginal densities by a normal distribution, usually extracted from the correlation matrix of events approaching default by CDS issuers. Black 76: variant o f Black Scholes model, whose main application is the valuation of bond options, cap floors and swaptions where the behavior of the Forward and not the Spot itself, is directly modeled. Black Scholes: The Black Scholes model postulates log-normal distributi on for the prices of securities, so that the expected return under the risk neutral measure is the risk free interest rate. Under this assumption, the price of vanilla options can be obtained analytically, so that inverting the Black- Scholes formula, the implied volatility for process of the price can be calculated. Heston: This model, typically applied to equity OTC options, assumes stochastic behavior of volatility. According to which, the volatility follows a process that reverts to a long-term level an d is correlated with the underlying equity instrument. As opposed to local volatility models, in which the volatility evolves deterministically, the Heston model is more flexible, allowing it to be similar to that observed in the short term today. Libor ma rket model: This model assumes that the dynamics of the interest rate curve can be modeled based on the set of forward contracts that compose the underlying interest rate. The correlation matrix is parameterized on the assumption that the correlation betwe en any two forward contracts decreases at a constant rate, beta, to the extent of the difference in their respective due dates. The input “Credit default volatility” is a volatility input of the credit factor dynamic. The multifactorial frame of this model makes it ideal for the valuation of instruments sensitive to the slope or curve, including interest rate option. Local Volatility: In the local volatility models of the volatility, instead of being static, evolves over time according to the level of money ness of the underlying, capturing the existence of smiles. These models are appropriate for pricing path dependent options when use Monte Carlo simulation technique is used. Adjustments to the valuation for risk of default Under IFRS 13 the credit risk val uation adjustments must be considered in the classification of assets and liabilities within fair value hierarchy, because of the absence of observables data of probabilities of default used in the calculation. The credit valuation adjustments (“CVA”) and debit valuation adjustments (“DVA”) are a part of derivative instrument valuations, both financial assets and liabilities, to reflect the impact in the fair value of the credit risk of the counterparty and BBVA, respectively. These adjustments are calculated by estimating Exposure At Default, Probability of Default and Loss Given Default, for all derivative products on any instrument at the legal entity level (all counterparties under a same ISDA / CMOF) in which BBVA has exposure. As a general rule , the calculation of CVA is done through simulations of market and credit variables to calculate the expected positive exposure, given the Exposure at Default and multiplying the result by the Loss Given Default of the counterparty. Consequently, the DVA i s calculated as the result of the expected negative exposure given the Exposure at Default and multiplying the result by the Loss Given Default of the counterparty. Both calculations are performed throughout the entire period of potential exposure. The in formation needed to calculate the exposure at default and the loss given default come from the credit markets (Credit Default Swaps or iTraxx Indexes), where rating is available. For those cases where the rating is not available, BBVA implements a mapping process based on the sector, rating and geography to assign probabilities of both probability of default and loss given default, calibrated directly to market or with an adjustment market factor for the probability of default and the historical expected lo ss. The amounts recognized in the consolidated balance sheet as of December 31, 2018 and 2017 related to the valuation adjustments to the credit assessment of the derivative asset as “Credit Valuation Adjustments” (“CVA”) was €- 163 million and €- 153 milli on respectively, and the valuation adjustments to the derivative liabilities as “Debit Valuation Adjustment” (DVA) was € 214 million and € 138 million respectively . The impact recorded under “Gains or (-) losses on financial assets and liabilities held for trading, net” in the consolidated income statement as for the years ended 2018 and 2017 corresponding to the mentioned adjustments was a net impact of €- 24 million and €- 23 million respectively. Additionally, as of December 31, 2018, €- 12 million related t o the “Funding Valuation Adjustments” (“FVA”) were recognized in the consolidated balance sheet. Unobservable inputs Quantitative information of unobservable inputs used to calculate Level 3 valuations is presented below as of December 31, 2018: Financial instrument Valuation technique(s) Significant unobservable inputs Min Average Max Units Debt Securities Net Present Value Credit Spread 37 152.22 385.00 b.p. Recovery Rate 0.00% 32.06% 40.00% % Comparable pricing 1.00% 88.00% 275.00% % Equity instruments Net Asset Value Comparable pricing Credit Option Gaussian Copula Correlation Default 0.00% 37.98% 60.26% % Equity OTC Option Heston Forward Volatility Skew 47.05 47.05 47.05 Vegas Local Volatility Dividends Volatility 13.79 27.24 65.02 vegas FX OTC Options Black Scholes/Local Vol Volatility 5.05 7.73 9.71 vegas Interest Rate Option Libor Market Model Beta 0.25 9.00 18.00 % Correlation Rate/Credit (100) - 100 % Credit Default Volatility - - - Vegas Financial assets and liabilities classified as Level 3 The changes in the balance of Level 3 financial assets and liabilities included in the accompanying consolidated balance sheets during 2018, 2017 and 2016, are as follows: Financial Assets Level 3: Changes in the Period (Millions of euros) 2018 2017 2016 Assets Liabilities Assets Liabilities Assets Liabilities Balance at the beginning 835 125 822 116 463 182 Changes in fair value recognized in profit and loss (*) (167) (95) (24) (21) 33 (86) Changes in fair value not recognized in profit and loss (4) - (45) - (81) (3) Acquisitions, disposals and liquidations (**) 2,102 2,710 32 320 438 (25) Net transfers to Level 3 761 47 106 (39) 16 - Exchange differences and others - - (55) (250) (47) 49 Balance at the end 3,527 2,787 835 125 822 116 (*) Profit or loss that is attributable to gains or losses relating to those financial assets and liabilities held as of December 31, 2018, 2017 and 2016. Valuation adjustments are recorded under the heading “Gains (losses) on financial assets and liabili ties, net”. (**) Of which, in 2018, the assets roll forward is comprised of € 2,400 million of acquisitions, € 254 millions of disposals and € 44 millions of liquidations. The liabilities roll forward is comprised of € 2,716 million of acquisitions and € 5 mill ions of liquidations. As of December 31, 2018, the profit/loss on sales of financial instruments classified as Level 3 recognized in the accompanying consolidated income statement was not material. Transfers between levels The Global Valuation Area, in collaboration with BBVA Group, has established the rules for a proper financials instruments held for trading classification according to the fair value hierarchy defined by international accounting standards. On a monthly basis, any new assets added to th e portfolio are classified, according to this criterion, by the accounting subsidiary. Then, there is a quarterly review of the portfolio in order to analyze the need for a change in classification of any of these assets. The financial instruments transfer red between the different levels of measurement for the year ended December 31, 2018 are recorded at the following amounts in the accompanying consolidated balance sheets as of December 31, 2018: Transfer Between Levels. December 2018 (Millions of euros) From: Level 1 Level 2 Level 3 To: Level 2 Level 3 Level 1 Level 3 Level 1 Level2 ASSETS Financial assets held for trading 1,171 2 2 6 - 2 Non-trading financial assets mandatorily at fair value through profit or loss - - 9 67 - 24 Financial assets at fair value through other comprehensive income 134 72 - 515 - - Derivatives - - - 52 118 49 Total 1,305 74 11 641 118 75 LIABILITIES- Financial liabilities held for trading - - - 138 - 37 Total - - - 138 - 37 The amount of financial instrume nts that were transferred between levels of valuation for the year ended December 31, 2018 is not material relative to the total portfolios, and corresponds to the above changes in the classification between levels these financial instruments modified some of their features, specifically: Transfers between Levels 1 and 2 represent mainly

Note 9 - Cash, Cash balances at

Note 9 - Cash, Cash balances at central banks and other demand deposits	12 Months Ended
	Dec. 31, 2018
Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost
Disclosure of Cash, cash balances at central banks and other demand deposits and financial liabilities measured at amortized cost.	9. Cash, cash balances at central banks and other demands deposits The breakdown of the balance under the heading “Cash, cash balances at central banks and other demands deposits” in the accompanying consolidated balance sheets is as follows: Cash, cash balances at central banks and other demand deposits (Millions of euros) 2018 2017 2016 Cash on hand 6,346 6,220 7,413 Cash balances at central banks 43,880 31,718 28,671 Other demand deposits 7,970 4,742 3,955 Total 58,196 42,680 40,039

Note 10 - Financial assets and

Note 10 - Financial assets and liabilities held for trading	12 Months Ended
	Dec. 31, 2018
Financial assets and liabilities held for trading
Financial Assets and Liabilities held for trading	10. Financial assets and liabilities held for trading 10.1 Breakdown of the balance The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows: Financial Assets and Liabilities Held-for-Trading (Millions of euros) Notes 2018 2017 2016 ASSETS Derivatives 30,536 35,265 42,955 Debt securities 7.3.2 25,577 22,573 27,166 Loans and advances 7.3.2 28,750 56 154 Equity instruments 7.3.2 5,254 6,801 4,675 Total Assets 90,117 64,695 74,950 LIABILITIES Derivatives 31,815 36,169 43,118 Short positions 11,025 10,013 11,556 Deposits 37,934 Total Liabilities 80,774 46,182 54,675 As of December 31, 2018 “Short positions” include €10,255 million held with General governments. 10.2 Debt securities The breakdown by type of issuer of the balance under this heading in the accompanying consolidated balance sheets is as follows: Financial Assets Held-for-Trading. Debt securities by issuer (Millions of euros) 2018 2017 2016 Issued by Central Banks 1,001 1,371 544 Issued by public administrations 22,950 19,344 23,621 Issued by financial institutions 790 816 1,652 Other debt securities 836 1,041 1,349 Total 25,577 22,573 27,166 10.3 Loans and advances The breakdown of the balance under this heading in the accompanying consolidated balance sheets is as follows: The breakdown of the balance under this heading in the accompanying consolidated balance sheets is as follows: Financial Assets Held-for-Trading. Loans and advances (Millions of euros) Notes 2018 2017 2016 Loans and advances to central banks 2,163 - - Reverse repurchase agreements 35 2,163 - - Loans and advances to credit institutions 14,566 - - Reverse repurchase agreements 35 13,305 - - Loans and advances to customers 12,021 56 154 Reverse repurchase agreements 35 11,794 - - Total 28,750 56 154 10.4 Equity instruments The breakdown of the balance under this heading in the accompanying consolidated balance sheets is as follows: Financial Assets Held-for-Trading. Equity instruments by Issuer (Millions of euros) 2018 2017 2016 Shares of Spanish companies Credit institutions 576 617 781 Other sectors 536 603 956 Subtotal 1,112 1,220 1,737 Shares of foreign companies Credit institutions 304 345 220 Other sectors 3,838 5,236 2,718 Subtotal 4,142 5,581 2,939 Total 5,254 6,801 4,675 10.5 Deposits The breakdown of the balance under this heading in the accompanying consolidated balance sheets is as follows: Financial Liabilities Held-for-Trading. Deposits (Millions of euros) Notes 2018 2017 2016 Deposits from central banks (*) 10,511 Repurchase agreement 35 10,511 Deposits from credit institutions (*) 15,687 Repurchase agreement 35 14,839 Deposits from customers (*) 11,736 Repurchase agreement 35 11,466 Total 37,934 10.6 Derivatives The derivati ves portfolio arises from the Group’s need to manage the risks it is exposed to in the normal course of business and also to market products amongst the Group’s customers. As of December 31, 2018, 2017 and 2016, trading derivatives were mainly contracted i n over-the-counter (OTC) markets, with counterparties, consisting primarily of foreign credit institutions, and are related to foreign-exchange, interest-rate and equity risk. Below is a breakdown of the net positions by transaction type of the fair value and notional amounts of derivatives recognized in the accompanying consolidated balance sheets, divided into organized and OTC markets: Derivatives by type of risk / by product or by type of market - December 2018 (Millions of Euros) Assets Liabilities Notional amount - Total Interest rate 19,147 18,769 2,929,371 OTC options 1,940 2,413 207,107 OTC other 17,206 16,356 2,702,909 Organized market options - - 6,092 Organized market other - - 13,263 Equity 2,799 2,956 114,184 OTC options 400 341 32,906 OTC other 230 123 6,693 Organized market options 2,168 2,492 72,062 Organized market other - - 2,524 Foreign exchange and gold 8,355 9,693 432,283 OTC options 226 309 21,293 OTC other 8,118 9,329 405,659 Organized market options - 1 45 Organized market other 11 54 5,286 Credit 232 393 25,452 Credit default swap 228 248 22,791 Credit spread option 2 - 500 Total return swap 2 145 2,161 Commodities 3 3 67 DERIVATIVES 30,536 31,815 3,501,358 of which: OTC - credit institutions 16,979 18,729 897,384 of which: OTC - other financial corporations 7,372 7,758 2,355,784 of which: OTC - other 4,005 2,780 148,917 Derivatives by type of risk / by product or by type of market - December 2017 (Millions of Euros) Assets Liabilities Notional amount - Total Interest rate 22,606 22,546 2,152,490 OTC options 2,429 2,581 212,554 OTC other 20,177 19,965 1,916,920 Organized market options - - 600 Organized market other - - 22,416 Equity 1,778 2,336 95,573 OTC options 495 1,118 34,140 OTC other 83 90 8,158 Organized market options 1,200 1,129 48,644 Organized market other - - 4,631 Foreign exchange and gold 10,371 10,729 380,404 OTC options 245 258 24,447 OTC other 10,092 10,430 348,857 Organized market options - 3 104 Organized market other 34 37 6,997 Credit 489 517 30,181 Credit default swap 480 507 27,942 Credit spread option - - 200 Total return swap 9 9 2,039 Commodities 3 3 36 Other 18 38 561 DERIVATIVES 35,265 36,169 2,659,246 of which: OTC - credit institutions 21,016 22,804 898,209 of which: OTC - other financial corporations 8,695 9,207 1,548,919 of which: OTC - other 4,316 2,986 128,722 Derivatives by type of risk / by product or by type of market - December 2016 (Millions of Euros) Assets Liabilities Notional amount - Total Interest rate 25,770 25,322 1,556,150 OTC options 3,331 3,428 217,958 OTC other 22,339 21,792 1,296,183 Organized market options 1 - 1,311 Organized market other 100 102 40,698 Equity 2,032 2,252 90,655 OTC options 718 1,224 44,837 OTC other 109 91 5,312 Organized market options 1,205 937 36,795 Organized market other - - 3,712 Foreign exchange and gold 14,872 15,179 425,506 OTC options 417 539 27,583 OTC other 14,436 14,624 392,240 Organized market options 3 - 175 Organized market other 16 16 5,508 Credit 261 338 19,399 Credit default swap 246 230 15,788 Credit spread option - - 150 Total return swap 2 108 1,895 Other 14 - 1,565 Commodities 6 6 169 Other 13 22 1,065 DERIVATIVES 42,955 43,118 2,092,945 of which: OTC - credit institutions 26,438 28,005 806,096 of which: OTC - other financial corporations 8,786 9,362 1,023,174 of which: OTC - other 6,404 4,694 175,473

Note 11 - Non-trading financial

Note 11 - Non-trading financial assets mandatorily at fair value throug profit or loss	12 Months Ended
	Dec. 31, 2018
Non trading financial assets mandatory at fair value through profit or loss Abstract
Disclosure of Non trading financial assets mandatory at fair value through profit or loss Explanatory	11. Non-trading financial assets mandatorily at fair value through profit or loss The breakdown of the balance under this heading in the accompanying consolidated balance sheets is as follows: Non-trading financial assets mandatorily at fair value through profit or loss (Millions of Euros) Notes 2018 Equity instruments 7.3.2 3,095 Debt securities 7.3.2 237 Loans and advances 7.3.2 1,803 Total 5,135 This heading is included with the implementation of IFRS 9 on January 1, 2018. Previously, this category did not exist in IAS 39 (see Note 2.2.1 and 2.3).

Note 12 - Financial Instruments

Note 12 - Financial Instruments designated at fair value through profit or loss	12 Months Ended
	Dec. 31, 2018
Financial assets and liabilities designated at fair value through profit or loss
Disclosure of Financial Instruments designated at fair value through profit or loss	12. Financial assets and liabilities designated at fair value through profit or loss The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows: Financial assets and liabilities designated at fair value through profit or loss (Millions of euros) Notes 2018 2017 2016 ASSETS Equity instruments 1,888 1,920 Unit-linked products 1,621 1,749 Other securities 266 171 Debt securities 1,313 174 142 Loans and advances - 648 - Total Assets 7.3.2 1,313 2,709 2,062 LIABILITIES Deposits 976 - - Debt certificates 2,858 - - Other financial liabilities 3,159 2,222 2,338 Unit-linked products 3,159 2,222 2,338 Total Liabilities 6,993 2,222 2,338 With the implementation of IFRS 9 on January 1, 2018, equity instruments under this heading have been reclassified to the heading: “Non-trading financial assets mandatorily at fair value through profit or loss” (see Note 11). As of December 31, 2018, 2017 and 2016, the most significant balances within financial liabilities designated at fair value through profit or loss related to assets and liabilities linked to insurance products where the policyholder bears the risk ("Unit-Link"). This type of product is sold only in Spain, through BB VA Seguros S.A., insurance and reinsurance and in Mexico through Seguros Bancomer S.A. de CV. Since the liabilities linked to insurance products in which the policyholder assumes the risk are valued the same way as the assets associated to these insurance products, there is no credit risk component borne by the Group in relation to these liabilities.

Note 13 - Financial assets at f

Note 13 - Financial assets at fair value through other comprehensive income	12 Months Ended
	Dec. 31, 2018
Financial Assets At Fair Value Through Other Comprehensive Income Abstract
Financial assets at fair value through other comprehensive income	13. Financial assets at fair value through other comprehensive income 13.1 Balance details The breakdown of the balance by the main financial instruments in the accompanying consolidated balance sheets is as follows: Financial assets designated at fair value through other comprehensive income (Millions of euros) Notes 2018 2017 2016 Debt securities 7.3.2 53,737 66,273 74,739 Impairment losses (28) (21) (159) Subtotal 53,709 66,251 74,580 Equity instruments 7.3.2 2,595 4,488 4,814 Impairment losses - (1,264) (174) Subtotal 2,595 3,224 4,641 Loans and advances to credit entities 33 - - Total 56,337 69,476 79,221 13.2 Debt securities The breakdown of the balance under the heading “Debt securities” of the accompanying consolidated financial statements, broken down by the nature of the financial instruments, is as follows: Financial assets designated at fair value through other comprehensive income: Debt Securities. December 2018 (Millions of euros) Amortized Cost (*) Unrealized Gains Unrealized Losses Book Value Domestic Debt Securities Spanish Government and other general governments agencies debt securities 17,205 661 (9) 17,857 Other debt securities 1,597 100 (1) 1,696 Issued by credit institutions 793 63 - 855 Issued by other issuers 804 37 (1) 841 Subtotal 18,802 761 (10) 19,553 Foreign Debt Securities Mexico 6,299 6 (142) 6,163 Mexican Government and other general governments agencies debt securities 5,286 4 (121) 5,169 Other debt securities 1,013 2 (21) 994 Issued by credit institutions 35 - (1) 34 Issued by other issuers 978 2 (20) 961 The United States 14,507 47 (217) 14,338 Government securities 11,227 37 (135) 11,130 US Treasury and other US Government agencies 7,285 29 (56) 7,258 States and political subdivisions 3,942 8 (79) 3,872 Other debt securities 3,280 10 (82) 3,208 Issued by credit institutions 49 1 - 50 Issued by other issuers 3,231 9 (82) 3,158 Turkey 4,164 20 (269) 3,916 Turkey Government and other general governments agencies debt securities 4,007 20 (256) 3,771 Other debt securities 157 - (13) 145 Issued by credit institutions 157 - (13) 145 Other countries 9,551 319 (130) 9,740 Other foreign governments and other general governments agencies debt securities 4,510 173 (82) 4,601 Other debt securities 5,041 146 (48) 5,139 Issued by Central Banks 987 2 (4) 986 Issued by credit institutions 1,856 111 (20) 1,947 Issued by other issuers 2,197 33 (25) 2,206 Subtotal 34,521 392 (758) 34,157 Total 53,323 1,153 (768) 53,709 (*) The amortized co st includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption. Available-for-sale financial assets: Debt Securities. December 2017 (Millions of euros) Amortized Cost (*) Unrealized Gains Unrealized Losses Book Value Domestic Debt Securities Spanish Government and other general governments agencies debt securities 22,765 791 (17) 23,539 Other debt securities 1,951 114 - 2,066 Issued by credit institutions 891 72 - 962 Issued by other issuers 1,061 43 - 1,103 Subtotal 24,716 906 (17) 25,605 Foreign Debt Securities Mexico 9,755 45 (142) 9,658 Mexican Government and other general governments agencies debt securities 8,101 34 (120) 8,015 Other debt securities 1,654 11 (22) 1,643 Issued by credit institutions 212 1 (3) 209 Issued by other issuers 1,442 10 (19) 1,434 The United States 12,479 36 (198) 12,317 Government securities 8,625 8 (133) 8,500 US Treasury and other US Government agencies 3,052 - (34) 3,018 States and political subdivisions 5,573 8 (99) 5,482 Other debt securities 3,854 28 (65) 3,817 Issued by credit institutions 56 1 - 57 Issued by other issuers 3,798 26 (65) 3,759 Turkey 5,052 48 (115) 4,985 Turkey Government and other general governments agencies debt securities 5,033 48 (114) 4,967 Other debt securities 19 1 (1) 19 Issued by credit institutions 19 - (1) 19 Other countries 13,271 533 (117) 13,687 Other foreign governments and other general governments agencies debt securities 6,774 325 (77) 7,022 Other debt securities 6,497 208 (40) 6,664 Issued by Central Banks 1,330 2 (1) 1,331 Issued by credit institutions 2,535 139 (19) 2,654 Issued by other issuers 2,632 66 (19) 2,679 Subtotal 40,557 661 (572) 40,647 Total 65,273 1,567 (589) 66,251 (*) The amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption. Available-for-sale financial assets: Debt Securities. December 2016 (Millions of euros) Amortized Cost (*) Unrealized Gains Unrealized Losses Book Value Domestic Debt Securities Spanish Government and other general governments agencies debt securities 22,427 711 (18) 23,119 Other debt securities 2,305 117 (1) 2,421 Issued by credit institutions 986 82 - 1,067 Issued by other issuers 1,319 36 (1) 1,354 Subtotal 24,731 828 (19) 25,540 Foreign Debt Securities Mexico 11,525 19 (343) 11,200 Mexican Government and other general governments agencies debt securities 9,728 11 (301) 9,438 Other debt securities 1,797 8 (42) 1,763 Issued by credit institutions 86 2 (1) 87 Issued by other issuers 1,710 6 (41) 1,675 The United States 14,256 48 (261) 14,043 Government securities 8,460 9 (131) 8,337 US Treasury and other US Government agencies 1,702 1 (19) 1,683 States and political subdivisions 6,758 8 (112) 6,654 Other debt securities 5,797 39 (130) 5,706 Issued by credit institutions 95 2 - 97 Issued by other issuers 5,702 37 (130) 5,609 Turkey 5,550 73 (180) 5,443 Turkey Government and other general governments agencies debt securities 5,055 70 (164) 4,961 Other debt securities 495 2 (16) 482 Issued by credit institutions 448 2 (15) 436 Issued by other issuers 47 - (1) 46 Other countries 17,923 634 (203) 18,354 Other foreign governments and other general government agencies debt securities 7,882 373 (98) 8,156 Other debt securities 10,041 261 (105) 10,197 Issued by Central Banks 1,657 4 (2) 1,659 Issued by credit institutions 3,269 96 (54) 3,311 Issued by other issuers 5,115 161 (49) 5,227 Subtotal 49,253 773 (987) 49,040 Total 73,985 1,601 (1,006) 74,580 (*) The amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption. The credit ratings of the issuers of debt securities as of December 31, 2018, 2017 and 2016, are as follows: Debt Securities by Rating December 2018 December 2017 December 2016 Fair Value (Millions of Euros) % Fair Value (Millions of Euros) % Fair Value (Millions of Euros) % AAA 531 1.0% 687 1.0% 4,922 6.6% AA+ 13,100 24.4% 10,738 16.2% 11,172 15.0% AA 222 0.4% 507 0.8% 594 0.8% AA- 409 0.8% 291 0.4% 575 0.8% A+ 632 1.2% 664 1.0% 1,230 1.6% A 687 1.3% 683 1.0% 7,442 10.0% A- 18,426 34.3% 1,330 2.0% 1,719 2.3% BBB+ 9,195 17.1% 35,175 53.1% 29,569 39.6% BBB 4,607 8.6% 7,958 12.0% 3,233 4.3% BBB- 1,003 1.9% 5,583 8.4% 6,809 9.1% BB+ or below 4,453 8.3% 1,564 2.4% 2,055 2.8% Without rating 445 0.8% 1,071 1.6% 5,261 7.1% Total 53,709 100% 66,251 100.0% 74,580 100.0% 13.3 Equity instruments The breakdown of the balance under the heading "Equity instruments" of the accompanying consolidated financial state ments as of December 31, 2018, 2017 and 2016, are as follows: Financial assets designated at fair value through other comprehensive income: Equity Instruments. December 2018 (Millions of euros) Amortized Cost Unrealized Gains Unrealized Losses Fair Value Equity instruments listed Listed Spanish company shares 2,172 - (210) 1,962 Other entities 2,172 - (210) 1,962 Listed foreign company shares 90 43 (12) 121 United States 20 17 - 37 Mexico 1 25 - 26 Turkey 3 - (1) 2 Other countries 66 1 (11) 56 Subtotal 2,262 43 (222) 2,083 Unlisted Spanish company shares 6 1 - 7 Other entities 6 1 - 7 Unlisted foreign companies shares 453 54 (1) 506 United States 388 23 - 411 Turkey 6 4 - 10 Other countries 59 27 (1) 85 Subtotal 459 55 (1) 513 Total 2,721 98 (223) 2,595 Available-for-sale financial assets: Equity Securities. December 2017 (Millions of euros) Amortized Cost Unrealized Gains Unrealized Losses Fair Value Equity instruments listed Listed Spanish company shares 2,189 - (1) 2,188 Other entities 2,189 - (1) 2,188 Listed foreign company shares 215 33 (7) 241 United States 11 - - 11 Mexico 8 25 - 33 Turkey 4 1 - 5 Other countries 192 7 (7) 192 Subtotal 2,404 33 (8) 2,429 Unlisted equity instruments Unlisted Spanish company shares 33 29 - 62 Credit institutions 4 - - 4 Other entities 29 29 - 58 Unlisted foreign companies shares 665 77 (8) 734 United States 498 40 (6) 532 Mexico 1 - - 1 Turkey 15 6 (2) 19 Other countries 151 31 - 182 Subtotal 698 106 (8) 796 Total 3,102 139 (16) 3,224 Available-for-sale financial assets: Equity Securities. December 2016 (Millions of euros) Amortized Cost Unrealized Gains Unrealized Losses Fair Value Equity instruments listed Listed Spanish company shares 3,690 17 (944) 2,763 Other entities 3,690 17 (944) 2,763 Listed foreign company shares 793 289 (15) 1,066 United States 16 22 - 38 Mexico 8 33 - 41 Turkey 5 1 - 6 Other countries 763 234 (15) 981 Subtotal 4,483 306 (960) 3,829 Unlisted equity instruments Unlisted Spanish company shares 57 2 (1) 59 Credit institutions 4 - - 4 Other entities 53 2 (1) 55 Unlisted foreign companies shares 708 46 (2) 752 United States 537 13 - 550 Mexico 1 - - 1 Turkey 18 7 (2) 24 Other countries 152 26 - 178 Subtotal 766 48 (3) 811 Total 5,248 355 (962) 4,641 13.4 Gains/losses Debt securities The changes in the gains/losses, net of taxes, recognized in 2018 under the equity heading “Accumulated other comprehensive income – Items that may be reclassified to profit or loss - Financial assets at fair value through other comprehensive income” in the accompanying consolidated balance sheets are as follows: Accumulated other comprehensive income-Items that may be reclassified to profit or loss - Financial assets at fair value through other comprehensive income (Millions of euros) Notes 2018 Balance at the beginning 1,557 Effect of changes in accounting policies (IFRS 9) (58) Valuation gains and losses (640) Amounts transferred to income (137) Income tax 221 Balance at the end 30 943 In 2018 , the debt securities impaired recognized in the heading “Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss - Financial assets at fair value through other comprehensive income ” in the accompanying consolidated income statement amounted to €1 million. In 2017 the recovery recognized amounted €4 million; meanwhile, in 2016 the impairment recognized amounted €157 million (see Note 47). Equity instruments The changes in the gains/losses , net of taxes, recognized under the equity heading “Accumulated other comprehensive income – Items that will not be reclassified to profit or loss - Fair value changes of equity instruments measured at fair value through other comprehensive income” in the accompanying consolidated balance sheets are as follows: Accumulated other comprehensive income-Items that may be reclassified to profit or loss - Financial assets at fair value through other comprehensive income (Millions of euros) Notes 2018 Balance at the beginning 84 Effect of changes in accounting policies (IFRS 9) (40) Valuation gains and losses (174) Income tax (25) Balance at the end 30 (155) In 2018 , there has been no impairment recognized under the heading “Impairment or reversal of impairment on financial assets not measured at fair value through profit or lo ss - Financial assets at fair value through other comprehensive income ” in the accompanying consolidated income statement. In 2017 and 2016 the impairment recognized were €1,131 and €46 million, respectively (see Note 47). Years 2017 and 2016 2017 and 2016 are presented separately due to the implementation of IFRS 9: Accumulated other comprehensive income-Items that may be reclassified to profit or loss - Available-for-Sale Financial Assets (Millions of euros) Notes 2017 2016 Balance at the beginning 947 1,674 Valuation gains and losses 321 400 Amounts transferred to income 356 (1,181) Other reclassifications (10) 116 Income tax 27 (62) Balance at the end 30 1,641 947 Debt securities 1,557 1,629 Equity instruments 84 (682)

Note 14 - Financial assets at a

Note 14 - Financial assets at amortised cost	12 Months Ended
	Dec. 31, 2018
Disclosure Of Financial Assets At Amortised Cost Abstract
Disclosure Of Financial Assets at amortized cost	14. Financial assets at amortized cost 14.1 Balance details The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to the nature of the financial instrument, is as follows: Financial assets at amortized cost (Millions of Euros) December 2018 December 2017 December 2016 Debt securities 32,530 24,093 28,905 Loans and advances to central banks 3,941 7,300 8,894 Loans and advances to credit institutions 9,163 26,261 31,373 Loans and advances to customers 374,027 387,621 414,500 Government 28,114 31,645 Other financial corporations 9,468 18,173 Non-financial corporations 163,922 164,510 Other 172,522 173,293 Total 419,660 445,275 483,672 During financial year 2018, there have been no significant reclassifications neither from “Financial assets at amortized cost” to other headings or from other headings to “Financial assets at amortized cost”. 14.2 Loans and advances to central banks and credit institutions The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to their nature, is as follows: Loans and Advances to Central Banks and Credit Institutions (Millions of euros) Notes 2018 2017 2016 Loans and advances to central banks 7.3.2 3,941 7,300 8,894 Loans and advances to credit institutions 7.3.2 9,163 26,261 31,373 Reverse repurchase agreements 35 478 13,861 15,561 Other loans 8,685 12,400 15,812 Total 13,104 33,561 40,267 Impairment losses 7.3.5 / 7.3.2 (18) (36) (43) 14.3 Loans and advances to customers The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to their nature, is as follows: Loans and Advances to Customers (Millions of euros) Notes 2018 2017 2016 On demand and short notice 3,641 10,560 11,251 Credit card debt 15,445 15,835 16,596 Trade receivables 17,436 22,705 23,753 Finance leases 8,650 8,642 9,442 Reverse repurchase loans 35 294 11,554 7,291 Other term loans 324,767 313,336 339,862 Advances that are not loans 3,794 4,989 6,306 Total 7.3.2 374,027 387,621 414,500 Impaired assets 7.3.5 16,349 19,390 22,915 Impairment losses 7.3.5 / 7.3.2 (12,199) (12,748) (15,974) As of December 31, 2018, 2017 and 2016, 38%, 38% and 34%, respectively, of "Loans and advances to customers" with maturity greater than one year have fixed-interest rates and 62%, 62% and 66%, respectively, have variable interest rates. The heading “Financ ial assets at amortized cost – Loans and advances to customers” in the accompanying consolidated balance sheets also includes certain secured loans that, as pursuant to the Mortgage Market Act, are linked to long-term mortgage-covered bonds. This heading also includes some loans that have been securitized. The balances recognized in the accompanying consolidated balance sheets corresponding to these securitized loans are as follows: Securitized Loans (Millions of euros) 2018 2017 2016 Securitized mortgage assets 26,556 28,950 29,512 Other securitized assets 3,221 4,143 3,731 Total 29,777 33,093 33,243 14.4 Debt securities The breakdown of the balanc e under this heading in the accompanying consolidated balance sheets, according to the issuer of the debt securities, is as follows: Debt securities (Millions of euros) Notes 2018 2017 2016 Government 25,014 17,030 20,736 Credit institutions 644 1,152 1,688 Other sectors 6,872 5,911 6,481 Total gross 7.3.2 32,530 24,093 28,905 Impairment losses (51) (15) (17) As of December 31, 2018, 2017 and 2016, the credit ratings of the issuers of debt securities classified as follows: Financial assets at amortized cost. Debt Securities by Rating December 2018 December 2017 December 2016 Carrying amount (Millions of Euros) % Carrying amount (Millions of Euros) % Carrying amount (Millions of Euros) % AAA 49 0.2% - - - - AA+ 1,969 6.1% - - - - AA 62 0.2% 41 0.3% 43 0.2% AA- - 0.0% - - 134 0.8% A+ 607 1.9% 55 0.4% - - A 21 0.1% - - - - A- 6,117 18.8% - - - - BBB+ 13,894 42.7% 5,667 41.2% 10,472 59.2% BBB 1,623 5.0% 2,412 17.5% 591 3.3% BBB- 2,694 8.3% 2,818 20.5% 5,187 29.3% BB+ or below 4,371 13.4% 1,696 12.3% - - Without rating 1,123 3.5% 1,064 7.7% 1,270 7.2% Total 32,530 100.0% 13,754 100.0% 17,696 100.0% In 2016, according to the applicable accounting policy, some debt securities were reclassified between existing accounts from such policy (from “Available for sale financial assets” to “Loans and receivables” and “Held-to-maturity investments” of the consolidated balance sheet. As mentioned in Note 1.3, on January 1, 2018, IFRS 9 became effective, therefore, the debt securities previously reclassified are recorded under “Financial assets at amortized cost” in the consolidated balance sheet as of December 31, 2018. The following table shows the fair value and carrying amounts of these reclassified financial assets: Debt Securities reclassified (Millions of euros) As of Reclassification date As of December 31, 2018 As of December 31, 2017 As of December 31, 2016 Carrying Amount Fair Value Carrying Amount Fair Value Carrying Amount Fair Value Carrying Amount Fair Value BBVA, S.A. 12,024 12,024 1,467 1,486 7,236 7,286 10,433 10,498 TURKIYE GARANTI BANKASI, A.S 6,488 6,488 2,859 2,668 5,381 5,392 6,230 6,083 Total 18,512 18,512 4,326 4,154 12,617 12,678 16,663 16,581 As of December 31, 2018, 2017 and 2016, the amount recognized in the inco me statement from the valuation at amortized cost of the reclassified financial assets, as well as the impact recognized on the income statement and under the heading “Total Equity - Accumulated other comprehensive income”, if the reclassification was not performed is included in the following table. Effect on Income Statement and Other Comprehensive Income (Millions of euros) 2018 2017 2016 Recognized in Effect of not Reclassifying in Recognized in Effect of not Reclassifying in Recognized in Effect of not Reclassifying in Income Statement Income Statement Equity "Accumulated other comprehensive income" Income Statement Income Statement Equity "Accumulated other comprehensive income" Income Statement Income Statement Equity "Accumulated other comprehensive income" BBVA, S.A. 41 41 (2) 198 198 (14) 252 252 (91) TURKIYE GARANTI BANKASI, A.S 414 414 (172) 545 545 (16) 326 326 (225) Total 456 456 (173) 743 743 (30) 578 578 (316)

Note 15 - Hedging derivatives a

Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk	12 Months Ended
	Dec. 31, 2018
Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk
Derivatives - Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk	15. Hedging derivatives and fair value changes of the hedged items in portfolio hedges of interest rate risk The balance of these headings in the accompanying consolidated balance sheets is as follows: Derivatives – Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk (Millions of euros) 2018 2017 2016 ASSETS Hedging Derivatives 2,892 2,485 2,833 Fair value changes of the hedged items in portfolio hedges of interest rate risk (21) (25) 17 LIABILITIES Hedging Derivatives 2,680 2,880 2,347 Fair value changes of the hedged items in portfolio hedges of interest rate risk - (7) - As of December 31, 2018, 2017 and 2016, the main positions hedged by the Group and the derivatives designated to hedge those positions were: Fair value hedging: - Fixed-interest debt securities at fair value through other comprehensive income and at amortized cost: The interest rate risk of these securities is hedged using interest rate derivatives (fixed-variable swaps) and forward sales. - Long-term fixed-interest debt securities issued by the Bank: the interest rate risk of these securities is hedged using interest rate derivatives (fixed-variable swaps). - Fixed-interest loans: The equity price risk of these instruments is hedged using interest rate derivatives (fixed-variable swaps). - Fixed- interest and/or embedded derivative deposit portfolio hedges: it covers the interest rate risk through fixed-variable swaps. The valuation of the borrowed deposits corresponding to the interest r a te risk is in the heading "Fair value changes of the hedged items in portfolio hedges of interest rate risk”. Cash-flow hedges: Most of the hedged items are floating interest-rate loans and asset hedges linked to the inflation of the financial assets at fa ir value through other comprehensive income portfolio. This risk is hedged using foreign-exchange, interest-rate swaps, inflation and FRA’s (“Forward Rate Agreement”). Net foreign-currency investment hedges: These hedged risks are foreign-currency investm ents in the Group’s foreign subsidiaries. This risk is hedged mainly with foreign-exchange options and forward currency sales and purchases. Note 7 analyzes the Group’s main risks that are hedged using these derivatives. The details of the net positions by hedged risk of the fair value of the hedging derivatives recognized in the accompanying consolidated balance sheets are as follows: Hedging Derivatives Breakdown by type of risk and type of hedge (Millions of euros) 2018 2017 2016 Assets Liabilities Assets Liabilities Assets Liabilities Interest rate 982 513 1,141 850 1,154 974 OTC options 5 158 100 111 125 118 OTC other 978 355 1,041 739 1,029 856 Equity 6 - - - - 50 OTC options 6 - - - - 50 Foreign exchange and gold 587 398 625 511 817 553 OTC other 587 398 625 511 817 553 FAIR VALUE HEDGES 1,575 912 1,766 1,362 1,970 1,577 Interest rate 221 562 244 533 194 358 OTC other 219 562 242 533 186 358 Organized market other 2 - 2 - 8 - Foreign exchange and gold 955 873 119 714 248 118 OTC options - - - - 89 70 OTC other 955 873 119 714 160 48 CASH FLOW HEDGES 1,176 1,435 363 1,247 442 476 HEDGE OF NET INVESTMENTS IN A FOREIGN OPERATION 92 231 301 15 362 79 PORTFOLIO FAIR VALUE HEDGES OF INTEREST RATE RISK 33 90 46 256 55 214 PORTFOLIO CASH FLOW HEDGES OF INTEREST RATE RISK 15 12 9 - 4 - DERIVATIVES-HEDGE ACCOUNTING 2,892 2,680 2,485 2,880 2,833 2,347 of which: OTC - credit institutions 2,534 2,462 1,829 2,527 2,381 2,103 of which: OTC - other financial corporations 355 216 651 234 435 165 of which: OTC - other 2 2 2 120 9 79 The cash flows forecasts for the coming years for cash flow hedging recognized on the accompanying consolidated balance sheet as of December 31, 2018 are: Cash Flows of Hedging Instruments (Millions of euros) 3 Months or Less From 3 Months to 1 Year From 1 to 5 Years More than 5 Years Total Receivable cash inflows 116 277 1,828 2,181 4,401 Payable cash outflows 139 517 2,215 2,221 5,092 The above cash flows will have an impact on the Group’s consolidated income statements until 2058. In 2018, 2017 and 2016, there was no reclassification in the accompanying consolidated income statements of any amount corresponding to cash flow hedges that was previously recognized in equity (see Note 41). The amount for derivatives designated as accounting hedges that did not pass the effectiveness test in December 31, 2018, 2017 and 2016 were not material.

Note 16 - Investments in subsid

Note 16 - Investments in subsidiaries, joint ventures and associates	12 Months Ended
	Dec. 31, 2018
Investments in subsidiaries, joint ventures and associates
Investments in subsidiaries joint ventures and associates	16. Investments in joint ventures, associates 16.1 Joint venture s and associates The breakdown of the balance of “Investments in joint ventures and associates” (see Note 2.1) in the accompanying consolidated balance sheets is as follows: Joint Ventures and Associates Entities. Breakdown by entities (Millions of euros) 2018 2017 2016 Joint ventures Fideic F 403853 5 BBVA Bancom Ser.Zibata - 27 33 Fideicomiso 1729 Invex Enajenacion de Cartera 55 53 57 PSA Finance Argentina Compañia Financier 10 14 21 Altura Markets, S.V., S.A. 69 64 19 RCI Colombia 32 19 17 Other joint ventures 7 79 82 Subtotal 173 256 229 Associates Entities Metrovacesa Suelo y Promoción, S.A. 508 697 208 Testa Residencial SOCIMI, S.A.U. - 444 91 Metrovacesa Promoción y Arrendamientos, S.A. - - 67 Atom Bank, PLC 138 66 43 Divarian Propiedad S.A.U. 591 - - Servired 9 9 11 Other associates 159 116 116 Subtotal 1,405 1,332 536 Total 1,578 1,588 765 Details of the joint ventures and associates as of December 31, 2018 are shown in Appendix II. The following is a summary of the changes in the in December 31, 2018, 2017 and 2016 under this heading in the accompanying consolidated balance sheets: Joint Ventures and Associates Entities. Changes in the Year (Millions of euros) Notes 2018 2017 2016 Balance at the beginning 1,588 765 879 Acquisitions and capital increases 309 868 456 Disposals and capital reductions (516) (8) (91) Transfers and changes of consolidation method 211 - (351) Share of profit and loss 39 (7) 3 25 Exchange differences 2 (29) (34) Dividends, valuation adjustments and others (8) (12) (118) Balance at the end 1,578 1,588 765 The variation during the year 2018 is mainly exp lained by the decrease of BBVA Group stakes in Testa Residencial, S.A., Metrovacesa Suelo y Promoción, S.A. and Divarian Propiedad, S.A.U. (see Note 3 and Appendix III). The variation during the year 2017 is mainly explained by the increase of BBVA Group stakes in Testa Residencial, S.A. and Metrovacesa Suelo y Promoción, S.A. through its contribution to the capital increases carried out by both entities by contributing assets from the Bank’s real estate assets (see Note 21). During the year 2016, two ca pital increases in Metrovacesa, S.A. were made through a debt swap and a contribution of real estate assets, which provided the Group 357 million euros, after this there was a partial Split of Metrovacesa, S.A. in favor of a beneficiary company from a new constitution denominated Metrovacesa Suelo y Promocion, S.A. In the fourth quarter of the year 2016, there was a total split of Metrovacesa, S.A. through its extinction and division of its patrimony in three parts, two of which merged with Merlin Propertie s, SOCIMI, S.A. and Testa Residencial, SOCIMI, S.A. As result of the previous mentioned splits, the Group received equity interests in the corresponding beneficiary companies, 6.41% of its capital was received, having been transferred to the heading "Avail able-for-sale” of the consolidated financial assets as of December 31, 2016. Appendix III provides notifications on acquisitions and disposals of holdings in subsidiaries, joint ventures and associates, in compliance with Article 155 of the Corporations Ac t and Article 53 of the Securities Market Act 24/1988. 16.2 Other information about associates and joint ventures If these entities had been consolidated rather than accounted for using the equity method, the change in each of the lines of balance sheet and the consolidated income statement would not be significant. As of December 31, 2018, 2017 and 2016 there was no financial support agreement or other contractual commitment to associates and joint ventures entities from the holding or the subsidiaries that are not recognized in the financial statements (see Note 53.2). As of December 31, 2018, 2017 and 2016 there was no contingent liability in connection with the investments in joint ventures and associates (see Note 53.2). 16.3 Impairment As describ ed in IAS 36, when there is indicator of impairment, the book value of the associates and joint venture entities should be compared with their recoverable amount, being the latter calculated as the higher between the value in use and the fair value minus t he cost of sale. As of December 31, 2018, 2017 and 2016, there were no significant impairments recognized.

Note 17 - Tangible assets

Note 17 - Tangible assets	12 Months Ended
	Dec. 31, 2018
Tangible assets Abstract
Tangible Assets Explanatory	17. Tangible assets The breakdown and movement of the balance and changes of this heading in the accompanying consolidated balance sheets, according to the nature of the related items, is as follows: Tangible Assets: Breakdown by Type of Assets and Changes in the year 2018. (Millions of euros) For Own Use Total tangible asset of Own Use Investment Properties Assets Leased out under an Operating Lease Total Notes Land and Buildings Work in Progress Furniture, Fixtures and Vehicles Cost Balance at the beginning 5,490 234 6,628 12,352 228 492 13,072 Additions 445 78 404 927 11 - 938 Retirements (98) (17) (492) (607) (149) (1) (757) Transfers 64 (177) (12) (125) (5) - (130) Exchange difference and other 38 (48) (214) (224) 116 (105) (213) Balance at the end 5,939 70 6,314 12,323 201 386 12,910 Accrued depreciation Balance at the beginning 1,076 - 4,380 5,456 13 77 5,546 Additions 45 120 - 469 589 5 - 594 Retirements (36) - (403) (439) (8) - (447) Disposal of entities in the year (3) - - (3) - - (3) Transfers (31) - (22) (53) (2) - (55) Exchange difference and other 12 - (212) (200) 3 (1) (198) Balance at the end 1,138 - 4,212 5,350 11 76 5,437 Impairment Balance at the beginning 315 - - 315 20 - 335 Additions 48 30 - - 30 (25) - 5 Retirements - - - - (27) - (27) Transfers (77) - - (77) (3) - (80) Exchange difference and other (51) - - (51) 62 - 11 Balance at the end 217 - - 217 27 - 244 Net tangible assets Balance at the beginning 4,099 234 2,248 6,581 195 415 7,191 Balance at the end 4,584 70 2,102 6,756 163 310 7,229 Tangible Assets. Breakdown by Type of Assets and Changes in the year 2017 (Millions of euros) For Own Use Total tangible asset of Own Use Investment Properties Assets Leased out under an Operating Lease Total Notes Land and Buildings Work in Progress Furniture, Fixtures and Vehicles Cost Balance at the beginning 6,176 240 7,059 13,473 1,163 958 15,594 Additions 49 128 397 574 1 201 776 Retirements (42) (29) (264) (335) (90) (93) (518) Disposal of entities in the year - - - - - (552) (552) Transfers (273) (57) (186) (516) (698) - (1,214) Exchange difference and other (420) (48) (378) (844) (148) (22) (1,014) Balance at the end 5,490 234 6,628 12,352 228 492 13,072 Accrued depreciation Balance at the beginning 1,116 - 4,461 5,577 63 216 5,856 Additions 45 127 - 553 680 13 - 693 Retirements (26) - (235) (261) (7) (21) (289) Disposal of entities in the year - - - - - (134) (134) Transfers (53) - (146) (199) (31) - (230) Exchange difference and other (88) - (253) (341) (25) 16 (350) Balance at the end 1,076 - 4,380 5,456 13 77 5,546 Impairment Balance at the beginning 379 - - 379 409 10 798 Additions 48 5 - - 5 37 - 42 Retirements (2) - - (2) (10) - (12) Disposal of entities in the year - - - - - (10) (10) Transfers (58) - - (58) (276) - (334) Exchange difference and other (9) - - (9) (140) - (149) Balance at the end 315 - - 315 20 - 335 Net tangible assets Balance at the beginning 4,681 240 2,598 7,519 691 732 8,941 Balance at the end 4,099 234 2,248 6,581 195 415 7,191 Tangible Assets. Breakdown by Type of Assets and Changes in the year 2016 (Millions of euros) For Own Use Total tangible asset of Own Use Investment Properties Assets Leased out under an Operating Lease Total Notes Land and Buildings Work in Progress Furniture, Fixtures and Vehicles Cost Balance at the beginning 5,858 545 7,628 14,029 2,391 668 17,088 Additions 30 320 563 913 62 337 1,312 Retirements (85) (29) (468) (582) (117) (97) (796) Disposal of entities in the year (7) - (1) (8) (3) - (11) Transfers 676 (544) (386) (254) (986) 84 (1,156) Exchange difference and other (296) (52) (277) (625) (184) (34) (843) Balance at the end 6,176 240 7,059 13,473 1,163 958 15,594 Accrued depreciation Balance at the beginning 1,103 - 4,551 5,654 116 202 5,972 Additions 45 106 - 561 667 23 - 690 Retirements (72) - (461) (533) (10) (17) (560) Transfers (1) - (37) (38) (55) 55 (38) Exchange difference and other (20) - (153) (173) (11) (24) (208) Balance at the end 1,116 - 4,461 5,577 63 216 5,856 Impairment Balance at the beginning 354 - - 354 808 10 1,172 Additions 48 48 - 5 53 90 - 143 Retirements (2) - - (2) (9) - (11) Transfers (1) - - (1) (380) - (381) Exchange difference and other (20) - (5) (25) (100) - (125) Balance at the end 379 - - 379 409 10 798 Net tangible assets Balance at the beginning 4,401 545 3,077 8,021 1,467 456 9,944 Balance at the end 4,681 240 2,598 7,519 691 732 8,941 As of December 31, 2018, 2017 and 2016, the cost of fully amortized tangible assets that remained in use were €2,624, €2,660 and €2,313 million respectively while its recoverable residual value was not significant. As of December 31, 2018, 2017 and 2016 the amount of tangible assets under financial lease schemes on which the purchase option is expected to be exercised was not material. The main activity of the Group is carried out through a network of bank branches located geographically as shown in the f ollowing table: Branches by Geographical Location (Number of branches) 2018 2017 2016 Spain 2,840 3,019 3,303 Mexico 1,836 1,840 1,836 South America 1,543 1,631 1,667 The United States 646 651 676 Turkey 1,066 1,095 1,131 Rest of Eurasia 32 35 47 Total 7,963 8,271 8,660 The following table shows the detail of the net carrying amount of the tangible assets corresponding to Spanish and foreign subsidiaries as of December 31, 2018, 2017 and 2016: Tangible Assets by Spanish and Foreign Subsidiaries. Net Assets Values (Millions of euros) 2018 2017 2016 BBVA and Spanish subsidiaries 2,705 2,574 3,692 Foreign subsidiaries 4,524 4,617 5,249 Total 7,229 7,191 8,941

Note 18 - Intangible assets

Note 18 - Intangible assets	12 Months Ended
	Dec. 31, 2018
Intangible Assets and Goodwill Abstract
Intangible Assets Explanatory	18. Intangible assets 18.1 Goodwill The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to the cash-generating units (CGUs), is as follows: Goodwill. Breakdown by CGU and Changes of the year (Millions of euros) The United States Turkey Mexico Colombia Chile Other Total Balance as of December 31, 2015 5,328 727 602 176 62 20 6,915 Additions - - - - - 8 8 Exchange difference 175 (101) (79) 14 6 - 15 Other - (1) - - - - (1) Balance as of December 31, 2016 5,503 624 523 191 68 28 6,937 Additions - - 24 - - - 24 Exchange difference (666) (115) (44) (22) (3) (1) (851) Impairment - - - - - (4) (4) Other - - (10) - (33) - (43) Balance as of December 31, 2017 4,837 509 493 168 32 23 6,062 Exchange difference 229 (127) 26 (7) (3) - 118 Balance as of December 31, 2018 5,066 382 519 161 29 23 6,180 In 2018, 2017 and 2016, there were no significant business combinations. Impairment Test As mentioned in Note 2.2.8 of the consolidated financial statements for the year 2018 , the cash-generating units (CGUs) to which goodwill has bee n allocated are periodically tested for impairment by including the allocated goodwill in their carrying amount. This analysis is performed at least annually and whenever there is any indication of impairment. Both the CGU’s fair values and the fair value s assigned to its assets and liabilities had been based on the estimates and assumptions that the Group’s Management has deemed most likely given the circumstances. However, some changes to the valuation assumptions used could result in differences in the impairment test result. Three key assumptions are used when calculating the impairment test. These hypothesis are the ones to which the amount of the recoverable value is most sensitive: The forecast cash flows estimated by the Group's management, and based on the latest available budgets for the next 5 years. The constant sustainable growth rate for extrapolating cash flows, starting in the fifth year (2023), beyond the period covered by the budgets or forecasts. The discount rate on future cash flows , which coincides with the cost of capital assigned to each CGU, and which consists of a risk-free rate plus a premium that reflects the inherent risk of each of the businesses evaluated. The focus used by the Group's management to determine the values of the hypotheses is based both on its projections and past experience. These values are uniform and use external sources of information. At the same time, the valuations of the most significant goodwill have in general been reviewed by independent experts (n ot the Group's external auditors) who apply different valuation methods according to each type of asset and liability. The valuation methods used are: The method for calculating the discounted value of future cash flows, the market transaction method and t he cost method. As of December 31, 2018, 2017 and 2016, no indicators of impairment have been identified in any of the main CGUs. Goodwill - United States CGU The Group’s most significant goodwill corresponds to the CGU in the United States, the main sig nificant hypotheses used in the impairment test of this mentioned CGU are: Impairment test hypotheses CGU Goodwill in the United States 2018 2017 2016 Discount rate 10.5% 10.0% 10.0% Sustainable growth rate 4.0% 4.0% 4.0% Given the potential growth of the sector, in accordance with paragraph 33 of IAS 36, as of December 31, 2018, 2017 and 2016 the Group used a steady growth rate of 4.0% based on the real GDP growth rate of the United States and expected inflation. This 4.0% rate is less than the historical average of the past 30 years of the nominal GDP rate of the United States and lower than the real GDP growth forec asted by the IMF. The assumptions with a greater relative weight and whose volatility could affect more in determining the present value of the cash flows starting on the fifth year are the discount rate and the sustainable growth rate. Below is shown the increased (or decreased) amount of the recoverable amount as a result of a reasonable variation (in basis points) of each of the key assumptions: Sensitivity analysis for main hypotheses - USA (Millions of euros) Impact of an increase of 50 basis points (*) Impact of a decrease of 50 basis points (*) Discount rate (1,009) 1,176 Sustainable growth rate 526 (451) (*) Based on historical changes, the use of 50 basis points to calculate the se nsitivity analysis would be a reasonable variation with respect to the observed variations over the last five years. Another assumption used, and with a high impact on the impairment test, is the budgets of the CGU and specifically the effect that changes in interest rates have on cash flows. Goodwill - Turkey CGU The Group’s most significant goodwill corresponds to the CGU in the Turkey, the main significant hypotheses used in the impairment test of this mentioned CGU are: Impairment test assumptions CGU Goodwill in Turkey 2018 2017 2016 Discount rate 24.3% 18.0% 17.7% Sustainable growth rate 7.0% 7.0% 7.0% Given the potential growth of the sector, in accordance with paragraph 33 of IAS 36, as of December 31, 2018, 2017 and 2016 the Group used a steady growth rate of 7.0% based on the real GDP growth rate of Turkey and expected inflation. The assumptions wit h a greater relative weight and whose volatility could affect more in determining the present value of the cash flows starting on the fifth year are the discount rate and the sustainable growth rate. Below is shown the increased (or decreased) amount of th e recoverable amount as a result of a reasonable variation (in basis points) of each of the key assumptions: Sensitivity analysis for main assumptions - Turkey (Millions of euros) Impact of an increase of 50 basis points (*) Impact of a decrease of 50 basis points (*) Discount rate (149) 158 Sustainable growth rate 40 (37) (*) Based on historical changes, the use of 50 basis points to calculate the sensitivity analysis would be a reasonable v ariation with respect to the observed variations over the last five years. Goodwill in business combinations There were no significant business combinations during 2018, 2017 and 2016. 18.2 Other intangible assets The breakdown of the balance and changes of this heading in the accompanying consolidated balance sheets, according to the nature of the related items, is as follows: Other intangible assets (Millions of euros) 2018 2017 2016 Computer software acquisition expenses 1,605 1,682 1,877 Other intangible assets with an infinite useful life 11 12 12 Other intangible assets with a definite useful life 518 708 960 Total 2,134 2,402 2,849 The changes of this heading in December 31, 2018, 2017 and 2016, are as follows: Other Intangible Assets (Millions of euros) Notes 2018 2017 2016 Balance at the beginning 2,402 2,849 3,137 Additions 552 564 645 Amortization in the year 45 (614) (694) (735) Exchange differences and other (123) (305) (196) Impairment (83) (12) (3) Balance at the end 2,134 2,402 2,849 As of December 31, 2018, 2017and 2016, the cost of fully amortized intangible assets that remained in use were €1,604 million, €1,380 million and €1,501 million respectively, while their recoverable value was not significant.

Note 19 - Tax assets and Liabil

Note 19 - Tax assets and Liabilities	12 Months Ended
	Dec. 31, 2018
Disclosure Of Tax Assets And Liabilties Abstract
Disclosure Of Tax Assets And Liabiltiies Explanatory	19. Tax assets and liabilities 19.1 Consolidated tax group Pursuant to current legislation, the BBVA Consolidated Tax Group includes the Bank (as the parent company) and its Spanish subsidiaries that meet the requirements provided for under Spanish legislation regulating the taxation regime for the consolidated profit of corporate groups. The Group’s non-Spanish other banks and subsidiaries file tax returns in accordance with the tax legislation in force in eac h country. 19.2 Years open for review by the tax authorities The years open to review in the BBVA Consolidated Tax Group as of December 31, 2018 are 2014 and subsequent years for the main taxes applicable. The remainder of the Spanish consolidated entitie s in general have the last four years open for inspection by the tax authorities for the main taxes applicable, except for those in which there has been an interruption of the limitation period due to the start of an inspection. In the year 2017 as a conse quence of the tax authorities examination reviews, inspections were initiated through the year 2013 inclusive, and all such years closed with acceptance during the year 2017. Therefore, these inspections did not constitute any material amount to record in the Consolidated Annual accounts as their impact was provisioned. In view of the varying interpretations that can be made of some applicable tax legislation, the outcome of the tax inspections of the open years that may be conducted by the tax authorities in the future may give rise to contingent tax liabilities which cannot be reasonably estimated at the present time. However, the Group considers that the possibility of these contingent liabilities becoming actual liabilities is remote and, in any case, th e tax charge which might arise therefore would not materially affect the Group’s accompanying consolidated financial statements. 19.3 Reconciliation The reconciliation of the Group’s corporate income tax expense resulting from the application of the Span ish corporation income tax rate and the income tax expense recognized in the accompanying consolidated income statements is as follows: Reconciliation of Taxation at the Spanish Corporation Tax Rate to the Tax Expense Recorded for the Period (Millions of euros) 2018 2017 2016 Amount Effective Tax % Amount Effective Tax % Amount Effective Tax % Profit or (-) loss before tax 8,446 6,931 6,392 From continuing operations 8,446 6,931 6,392 Taxation at Spanish corporation tax rate 30% 2,534 2,079 1,918 Lower effective tax rate from foreign entities (*) (234) (307) (298) Mexico (78) 28% (100) 27% (105) 26% Chile (18) 21% (29) 21% (27) 17% Colombia 10 33% (3) 29% 22 36% Peru (12) 28% (16) 27% (18) 26% Turkey (132) 20% (182) 21% (176) 21% Others (4) 23 6 Revenues with lower tax rate (dividends/capital gains) (57) (53) (69) Equity accounted earnings 3 (2) (11) Other effects 49 452 159 Current income tax 2,295 2,169 1,699 Of which: Continuing operations 2,295 2,169 1,699 (*) Calculated by applying the difference between the tax rate in force in Spain and the one applied to the Group’s earnin gs in each jurisdiction. The effective income tax rate for the Group in the years ended December 31, 2018, 2017 and 2016 is as follows: Effective Tax Rate (Millions of euros) 2018 2017 2016 Income from: Consolidated Tax Group 1,482 (678) (483) Other Spanish Entities 33 29 52 Foreign Entities 6,931 7,580 6,823 Total 8,446 6,931 6,392 Income tax and other taxes 2,295 2,169 1,699 Effective Tax Rate 27.17% 31.3% 26.6% In the year 2018, the changes in the nominal tax rate on corporate income tax, in comparison with those existing in the previous year, in the main countries in which the Group has a presence, have been in United States (federal tax from 35% to 21%), Turkey (from 20% to 22%), Argentina (f rom 35% to 30%), Chile (from 25. 5% to 27%) and Colombia (from 40% to 37%). In the year 2017, the changes in the nominal tax rate on corporate income tax, in comparison with those existing in the previous period, in the main countries in which the Group has a presence, have been in Chile (f rom 24. 0% to 25.5%) and Peru (f rom 28.0% to 29. 5%). 19.4 Income tax recognized in equity In addition to the income tax expense recognized in the accompanying consolidated income statements, the Group has recognized the following income tax charges for t hese items in the consolidated total equity: Tax recognized in total equity (Millions of euros) 2018 2017 2016 Charges to total equity Debt securities and others (87) (355) (533) Equity instruments (56) (74) (2) Subtotal (143) (429) (535) Total (143) (429) (535) 19.5 Current and deferred taxes The balance under the heading "Tax assets" in the accompanying consolidated balance sheets includes current and deferred tax assets. The balance under the “Tax liabilities” heading includes the Group’s various current and deferred tax liabilities. The details of the mentioned tax assets and liabilities are as follows: Tax assets and liabilities (Millions of euros) 2018 2017 2016 Tax assets Current tax assets 2,784 2,163 1,853 Deferred tax assets 15,316 14,725 16,391 Pensions 405 395 1,190 Financial Instruments 1,401 1,453 1,371 Other assets (investments in subsidiaries) 302 357 662 Impairment losses 1,375 1,005 1,390 Other 990 870 1,236 Secured tax assets (*) 9,363 9,433 9,431 Tax losses 1,480 1,212 1,111 Total 18,100 16,888 18,245 Tax Liabilities Current tax liabilities 1,230 1,114 1,276 Deferred tax liabilities 2,046 2,184 3,392 Financial Instruments 1,136 1,427 1,794 Charge for income tax and other taxes 910 757 1,598 Total 3,276 3,298 4,668 (*) Law guaranteeing the deferred tax assets has been approved in Spain in 2013. In years 2016 and 2017 guaranteed deferred tax assets also existed in Portugal but in year 2018 they lost the guarantee due to the merge between BBVA Portugal S.A. and BBVA, S.A. At the end of year 2018, a tax reform has taken place in Col ombia, which is expected to hold a 37% tax rate for financial institutions in 2019 (prior to the reform, a 33% tax rate was planned). The most significant variations of the deferred assets and liabilities in the years 2018, 2017 and 2016 derived from the f ollowings causes: Deferred tax assets and liabilities (Millions of euros) 2018 2017 2016 Deferred Assets Deferred Liabilities Deferred Assets Deferred Liabilities Deferred Assets Deferred Liabilities Balance at the beginning 14,725 2,184 16,391 3,392 15,878 3,418 Pensions 10 - (795) - 168 - Financials Instruments (52) (291) 82 (367) (103) (113) Other assets (55) - (305) - 108 - Impairment losses 370 - (385) - 44 - Others 120 153 (366) (841) 255 - Guaranteed Tax assets (70) - 2 - (105) - Tax Losses 268 - 101 - 146 - Charge for income tax and other taxes - - - - - 87 Balance at the end 15,316 2,046 14,725 2,184 16,391 3,392 With respect to the changes in assets and liabilities due to deferred tax contained in the above table, the following should be pointed out: The decrease in guaranteed tax assets is motivated because those corresponding to Portugal are no longer considered as guaranteed. The increase in tax losses is mainly due to the Corporate Income Tax (CIT) return 2017 that has generated differences with respect to the estimate of Corporate Tax reflected in the financial statements, on the other hand, the increase in tax losses is also due to the generation of negative tax bases and deductions during year 2018. The evolution of the deferred tax assets and liabilities (without taking into consideration the guaranteed defer red tax asset and the tax losses) in net terms is a decrease of €531 million mainly due to the first implementation of IFRS9, the variations in the valuation of portfolio securities and to the operation of the corporate income tax in which differences betw een accounting and taxation produce movements in the deferred taxes. On the deferred tax assets and liabilities contained in the table above, those included in section 19.4 above have been recognized against the entity's equity, and the rest against earnin gs for the year or reserves. As of December 31, 2018, 2017 and 2016, the estimated amount of temporary differences associated with investments in subsidiaries, joint ventures and associates, which were not recognized deferred tax liabilities in the accompanying consolidated balance sheets, amounted to 443 million euros, 376 million euros and 874 million euros, respectively. Of the deferred tax assets contained in the above table, the detail of the items and amounts guaranteed by the Spanish governmen t, broken down by the items that originated those assets is as follows: Secured tax assets (Millions of euros) 2018 2017 (*) 2016 (*) Pensions 1,874 1,897 1,901 Impairment losses 7,489 7,536 7,530 Total 9,363 9,433 9,431 (*) In 2017 and 2016 guaranteed deferred tax assets also existed in Portugal but in 2018 they lost the guarantee. As of December 31, 2018, non-guaranteed net deferred tax assets of the above table amounted to €3,907 million (€3,108 and €3,568 million as of December 31, 2017 and 2016 respectively), which broken down by m ajor geographies is as follows: Spain: Net deferred tax assets recognized in Spain totaled € 2 ,653 million as of December 31, 2018 (€ 2,052 and € 2,007 million as of December 31, 2017 and 2016, respectively). € 1,462 million of the figure recorded in the year ended December 31, 2018 for net deferred tax assets related to tax credits and tax loss carry forwards and € 1,191 million relate to temporary differences. Mexico: Net deferred tax assets recognized in Mexico amounted to € 826 million as of December 31, 2018 (€ 615 and € 698 million as of December 31, 2017 and 2016, respectively). 99. 97% of deferred tax assets as of December 31, 2018 relate to temporary differences . The remainders are tax credits carry forwards . South America: Net deferred tax assets recognized in South America amounted to € 383 thousand as of December 31, 2018 (€ 26 and € 362 million as of December 31, 2017 and 2016, respectively). Practically all the deferred tax assets are related to temporary differences , only 1. 03% are related to tax credits . The United States: Net deferred tax assets recognized in The United States amounted to € 164 million as of December 31, 2018 (€ 180 and € 345 million as of December 31, 2017 and 2016, respectively). All the deferred tax assets relate to temporary differences . Turkey: Net deferred tax assets recognized in Turkey amounted to € 250 million as of Decembe r 31, 2018 (€ 224 and € 135 million as of December 31, 2017 and 2016 respectively). As of December 31, 2018, all the deferred tax assets correspond to €15 million of tax credits related to tax losses carry forwards and deductions and €235 million relate to t emporary differences . Based on the information available as of December 31, 2018, including historical levels of benefits and projected results available to the Group for the coming years, it is considered that sufficient taxable income will be generated f or the recovery of above mentioned unsecured deferred tax assets when they become deductible according to the tax laws. On the other hand, the Group has not recognized certain deductible temporary differences, negative tax bases and deductions for which, i n general, there is no legal period for offsetting, amounting to approximately € 2,236 million, which are mainly originated by Catalunya Banc.

Note 20 - Other assets and liab

Note 20 - Other assets and liabilities	12 Months Ended
	Dec. 31, 2018
Other Assets and Liabilities
Disclosure of other assets and liabilities	20. Other assets and liabilities The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows: Other assets and liabilities: (Millions of euros) 2018 2017 2016 ASSETS Inventories 635 229 3,298 Real estate 633 226 3,268 Others 2 3 29 Transactions in progress 249 156 241 Accruals 702 768 723 Prepaid expenses 465 509 518 Other prepayments and accrued income 237 259 204 Other items 3,886 3,207 3,012 Total Other Assets 5,472 4,359 7,274 LIABILITIES Transactions in progress 39 165 127 Accruals 2,558 2,490 2,721 Accrued expenses 2,119 1,997 2,125 Other accrued expenses and deferred income 439 493 596 Other items 1,704 1,894 2,131 Total Other Liabilities 4,301 4,550 4,979 "Inventories" includes the net book value of land and building purchases that the Group’s Real estate entities have available for sale or as part of their business. Balances under this heading include mainly real estate assets acquired by these entities from distressed customers (mostly in Spain), net of their corresponding losses. The roll-forward of our inventories from distressed customers is provided below: Inventories from Distressed Customers (Millions of euros) 2018 2017 2016 Gross value Balance at the beginning 91 8,499 9,318 Acquisitions - 533 336 Disposals (20) (2,288) (1,214) Others - (6,653) 59 Balance at the end 71 91 8,499 Accumulated impairment losses (21) (26) (5,385) Carrying amount 49 65 3,114 As of December 31, 2017, the majority of the balance of real estate assets acquired from distressed customers was reclassified to the heading "Non-current assets and disposable groups of items that have been classified as held for sale" (see Note 21) due to the agreement with Cerberus to transfer the Real Estate business in Spain (see Note 3). The impairment included under the heading “Impairment or reversal of impairment of non- financial assets” of the accompanying consolidated financial statements were €51, €306 and €375 million in 2018, 2017 and 2016, respectively (see Note 48). As indicated in Note 2.2.6, “Inventories” are valued at the lower amount between its fair value less costs to sell and its book value. As of December 31, 2018, practically all of the carrying amount of the assets recorded at fair value on a non-recurring basis coincides with their fair value.

Note 21 - Non-current assets an

Note 21 - Non-current assets and disposal groups classified as held for sale	12 Months Ended
	Dec. 31, 2018
Non-current assets and disposal groups classified as held for sale Abstract
Non-Current Assets and Disposal Groups Classified as Held for Sale. Breakdowm By Items	21. Non-current assets and disposal groups held for sale The composition of the balance under the heading “Non-current assets and disposal groups classified as held for sale” in the accompanying consolidated balance sheets, broken down by the origin of the assets, is as follows: Non-current assets and disposal groups classified as held for sale Breakdown by items (Millions of euros) 2018 2017 2016 Foreclosures and recoveries 2,211 6,207 4,225 Foreclosures (*) 2,135 6,047 4,057 Recoveries from financial leases 76 160 168 Other assets from tangible assets 433 447 1,181 Property, plant and equipment 276 447 378 Operating leases - - 803 Investment properties (*) 158 - - Business sale - Assets (**) 29 18,623 40 Accrued amortization (***) (44) (77) (116) Impairment losses (628) (1,348) (1,727) Total Non-current assets and disposal groups classified as held for sale 2,001 23,853 3,603 (*) Corresponds mainly to the agreement with Cerberus to transfer the "Real Estate" business in Spain (see Note 3). (**) Corresponds mainly to the BBVA´s stake in BBVA Chile (see Note 3). (***) Amortiza tion accumulated until related asset reclassified as “non-current assets and disposal groups held for sale” The changes in the balances of “Non-current assets and disposal groups classified as held for sale” in 2018, 2017 and 2016 are as follows: Non-current assets and disposal groups classified as held for sale Changes in the year 2018 (Millions of euros) Foreclosed Assets From Own Use Assets (*) Other assets (**) Total Notes Foreclosed Assets through Auction Proceeding Recovered Assets from Finance Leases Cost (1) Balance at the beginning 6,047 160 371 18,623 25,201 Additions 637 55 4 - 696 Retirements (sales and other decreases) (4,354) (135) (227) (18,594) (23,310) Transfers, other movements and exchange differences (195) (4) 241 - 42 Balance at the end 2,135 76 389 29 2,629 Impairment (2) Balance at the beginning 1,102 52 194 - 1,348 Additions 50 195 11 2 - 208 Retirements (sales and other decreases) (793) (37) (101) - (931) Other movements and exchange differences (22) (4) 29 - 3 Balance at the end 482 22 124 - 628 Balance at the end of Net carrying value (1)-(2) 1,653 54 265 29 2,001 (*) Net of amortization accumulated until assets were reclassified as non-current assets held for sale (**) The variation corresponds mainly to the BBVA’s stake in BBVA Chile and the agreement with Cerberus to transfer the "Real Estate" business in Spain (see Note 3) Non-current assets and disposal groups classified as held for sale Changes in the year 2017 (Millions of euros) Foreclosed Assets From Own Use Assets (*) Other assets Total Notes Foreclosed Assets through Auction Proceeding Recovered Assets from Finance Leases Cost (1) Balance at the beginning 4,057 168 1,065 40 5,330 Additions 791 45 1 - 837 Retirements (sales and other decreases) (1,037) (49) (131) - (1,217) Transfers, other movements and exchange differences 2,236 (4) (564) 18,583 20,251 Balance at the end 6,047 160 371 18,623 25,201 Impairment (2) Balance at the beginning 1,237 47 443 - 1,727 Additions 50 143 14 1 - 158 Retirements (sales and other decreases) (272) (7) (42) - (321) Other movements and exchange differences (6) (2) (208) - (216) Balance at the end 1,102 52 194 - 1,348 Balance at the end of Net carrying value (1)-(2) 4,945 108 177 18,623 23,853 (*) Net of amortization accumulated until assets were reclassified as non-current assets held for sale (**) The variation corresponds mainly to the BBVA’s stake in BBVA Chile and the agreement with Cerberus to transfer the "Real Estate" business in Spain (see Note 3) Non-current assets and disposal groups classified as held for sale Changes in the year 2016 (Millions of euros) Foreclosed Assets From Own Use Assets (*) Other assets (**) Total Notes Foreclosed Assets through Auction Proceeding Recovered Assets from Finance Leases Cost (1) Balance at the beginning 3,775 216 626 37 4,654 Additions 582 57 23 - 662 Retirements (sales and other decreases) (779) (77) (170) 3 (1,023) Transfers, other movements and exchange differences 480 (28) 586 - 1,037 Balance at the end 4,057 168 1,065 40 5,330 Impairment (2) Balance at the beginning 994 52 240 - 1,285 Additions 50 129 3 5 - 136 Retirements (sales and other decreases) (153) (6) (33) - (192) Other movements and exchange differences 268 (2) 232 - 499 Balance at the end 1,237 47 443 - 1,727 Balance at the end of Net carrying value (1)-(2) 2,820 121 621 40 3,603 (*) Net of amortization accumulated until assets were reclassified as non-current assets held for sale As indicated in Note 2.2.4, “Non-current assets and disposal groups held for sale” and “liabilities included in disposal groups classified as held for sale” are valued at the lower amount between its fair value less costs to sell and its book value. As of December 31, 2018, practically all of the carrying amount of the assets recorded at fair value on a non-recurring basis coincides with their fair value. Assets from foreclosures or recoveries As of December 31, 2018, 2017 and 2016, assets from foreclosures and recoveries, net of impairment losses, by nature of the asset, amounted to € 1,072 , € 1,924 and € 2,326 million in assets for residential use; € 182 , € 491 and € 574 million in assets for tertiary use (industrial, commercial or office) and € 19 , € 29 and € 41 million in assets for agricultural use, respectively. In December 31, 2018, 2017 and 2016, the average sale time of assets from foreclosures or recoveries was between 2 and 3 years. During the years 2018, 2017 and 2016, some of the sale transact ions for these assets were financed by Group companies. The amount of loans to buyers of these assets in those years amounted to € 82 , € 207 and € 219 million, respectively; with an average financing of 50% of the sales price. As of December 31, 2018, 2017 and 2016, the amount of the profits arising from the sale of Group companies financed assets - and therefore not recognized in the consolidated income statement - amounted to € 1 in each financial year.

Note 22 - Financial liabilities

Note 22 - Financial liabilities at amortized cost	12 Months Ended
	Dec. 31, 2018
Financial liabilities at amortized cost Abstract
Financial liabiltiies measured at amortized cost	22. Financial liabilities at amortized cost 22.1 Breakdown of the balance The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows: Financial liabilities measured at amortized cost (Millions of euros) 2018 2017 2016 Deposits 435,229 467,949 499,706 Deposits from Central Banks (*) 27,281 37,054 34,740 Deposits from Credit Institutions 31,978 54,516 63,501 Customer deposits 375,970 376,379 401,465 Debt certificates 61,112 63,915 76,375 Other financial liabilities 12,844 11,850 13,129 Total 509,185 543,713 589,210 (*) As of December 31, 2018, balance relating to repurchase agreements in Central Banks is €375 million (see Note 35). 22.2 Deposits from credit institutions The breakdown of the balance under this heading in the consolidated balance sheets, according to the nature of the financial instruments, is as follows: Deposits from credit institutions (Millions of euros) Notes 2018 2017 2016 Term deposits 19,015 25,941 30,429 Demand deposits 8,370 3,731 4,651 Repurchase agreements 35 4,593 24,843 28,420 Total 31,978 54,516 63,501 The breakdown by geographical area and the nature of the related instruments of this heading in the accompanying consolidated balance sheets is as follows: Deposits from Credit Institutions. December 2018 (Millions of euros) Demand Deposits & Reciprocal Accounts Term Deposits Repurchase Agreements Total Spain 1,981 2,527 55 4,563 The United States 1,701 2,677 - 4,379 Mexico 280 286 - 566 Turkey 651 669 4 1,323 South America 442 1,892 - 2,335 Rest of Europe 3,108 6,903 4,534 14,545 Rest of the world 207 4,061 - 4,268 Total 8,370 19,015 4,593 31,978 Deposits from Credit Institutions. December 2017 (Millions of euros) Demand Deposits & Reciprocal Accounts Term Deposits Repurchase Agreements Total Spain 762 3,879 878 5,518 The United States 1,563 2,398 - 3,961 Mexico 282 330 1,817 2,429 Turkey 73 836 44 953 South America 448 2,538 13 2,999 Rest of Europe 526 12,592 21,732 34,849 Rest of the world 77 3,369 360 3,806 Total 3,731 25,941 24,843 54,516 Deposits from Credit Institutions. December 2016 (Millions of euros) Demand Deposits & Reciprocal Accounts Term Deposits Repurchase Agreements Total Spain 956 4,995 817 6,768 The United States 1,812 3,225 3 5,040 Mexico 306 426 2,931 3,663 Turkey 317 1,140 5 1,463 South America 275 3,294 465 4,035 Rest of Europe 896 13,751 23,691 38,338 Rest of the world 88 3,597 509 4,194 Total 4,651 30,429 28,420 63,501 22.3 Customer deposits The breakdown of this heading in the accompanying consolidated balance sheets, by type of financial instrument, is as follows: Customer deposits (Millions of euros) 2018 2017 2016 General Governments 26,459 23,210 21,396 Current accounts 238,907 223,497 212,604 Time deposits 105,257 116,538 153,388 Repurchase agreements 1,207 9,076 13,514 Subordinated deposits 220 194 233 Other accounts 3,920 3,864 330 Total 375,970 376,379 401,465 Of which: In Euros 184,934 184,150 189,438 In foreign currency 191,036 192,229 212,027 The breakdown by geographical area of this heading in the accompanying consolidated balance sheets, by type of instrument is as follows: Customer Deposits. December 2018 (Millions of euros) Demand Deposits Term Deposits Repurchase Agreements Total Spain 138,236 28,165 3 166,403 The United States 41,222 21,317 - 62,539 Mexico 38,383 11,837 770 50,991 Turkey 10,856 22,564 7 33,427 South America 23,811 14,159 - 37,970 Rest of Europe 7,233 14,415 429 22,077 Rest of the world 831 1,731 - 2,563 Total 260,573 114,188 1,209 375,970 Customer Deposits. December 2017 (Millions of euros) Demand Deposits Term Deposits Repurchase Agreements Total Spain 123,382 39,513 2,664 165,559 The United States 36,728 21,436 - 58,164 Mexico 36,492 11,622 4,272 52,387 Turkey 12,427 24,237 152 36,815 South America 23,710 15,053 2 38,764 Rest of Europe 6,816 13,372 1,989 22,177 Rest of the world 1,028 1,484 - 2,511 Total 240,583 126,716 9,079 376,379 Customer Deposits. December 2016 (Millions of euros) Demand Deposits Term Deposits Repurchase Agreements Total Spain 102,730 56,391 1,901 161,022 The United States 26,997 23,023 263 50,282 Mexico 36,468 10,647 7,002 54,117 Turkey 47,340 14,971 - 62,311 South America 9,862 28,328 21 38,211 Rest of Europe 6,959 19,683 4,306 30,949 Rest of the world 1,190 3,382 - 4,572 Total 231,547 156,425 13,493 401,465 22.4 Debt certificates The breakdown of the balance under this heading, by currency, is as follows: Debt certificates (Millions of euros) 2018 2017 2016 In Euros 37,436 38,735 45,619 Promissory bills and notes 267 1,309 875 Non-convertible bonds and debentures 9,638 9,418 8,766 Covered bonds (*) 15,809 16,425 24,845 Hybrid financial instruments 814 807 468 Securitization bonds 1,630 2,295 3,693 Wholesale funding 142 - - Subordinated liabilities 9,136 8,481 6,972 Convertible 5,490 4,500 4,070 Convertible perpetual securities 5,490 4,500 4,070 Non-convertible 3,647 3,981 2,902 Preferred Stock 107 107 359 Other subordinated liabilities 3,540 3,875 2,543 In Foreign Currencies 23,676 25,180 30,759 Promissory bills and notes 3,237 3,157 382 Non-convertible bonds and debentures 9,335 11,109 15,134 Covered bonds (*) 569 650 149 Hybrid financial instruments 1,455 1,809 2,059 Securitization bonds 38 47 3,019 Wholesale funding 544 - - Subordinated liabilities 8,499 8,407 10,016 Convertible 873 2,085 1,548 Convertible perpetual securities 873 2,085 1,548 Non-convertible 7,626 6,323 8,467 Preferred Stock 74 55 620 Other subordinated liabilities 7,552 6,268 7,846 Total 61,112 63,915 76,375 (*) Including mortgage-covered bonds (see Appendix III). As of December 31, 2018, 67% of “Debt certificates” have fixed-interest rates and 33% have variable interest rates. Most of the foreign currency issues are denominated in U.S. dollars. 22.4.1 Subordinated liabilities The issuances of BBVA International Preferred, S.A.U., BBVA Global Finance, Ltd., Caixa Terrassa Societat de Participacions Preferents, S.A.U. and CaixaSabadell Preferents, S.A.U., are jointly, severally and irrevocably guaranteed by the Bank. The balance variances are mainly due to the following transactions: Convertible perpetual liabilities On September 24, 2018, BBVA carried out the seventh issuance of perpetual contingent convertible securities (additional tier 1 instrument), with exclusion of pre-empt ive subscription rights of shareholders, for a total nominal amount of €1,000 million. This issuance is listed in the AIAF Fixed Income Securities Market and in any case the issuance shall be offered or sold to any retail clients. The issuance qualifies as additional tier 1 capital of the Bank and the Group in accordance with Regulation EU 575/2013. The additional five issuances of perpetual contingent convertible securities (additional tier 1 instruments) with exclusion of pre-emptive subscription rights of shareholders were carried out in February 2014 and February 2015 for an amount of €1.5 billion each one; in April 2016 for an amount of €1 billion; in May 2017 for an amount of €500 million and in November 2017 for an amount of USD1 billion. These issua nces were targeted only at qualified investors and foreign private banking clients not being offered to, and not being subscribed for, in Spain or by Spanish residents. The first issuance is listed in the Singapore Exchange Securities Trading Limited and t he other issuances are listed in the Global Exchange Market of the Irish Stock Exchange. Furthermore, these issuances qualify as additional tier 1 capital of the Bank and the Group in accordance with Regulation UE 575/2013. These perpetual securities will be converted into newly issued ordinary shares of BBVA if the CET 1 ratio of the Bank or the Group is less than 5.125%, in accordance with their respective terms and conditions. These issues may be fully redeemed at BBVA´s option only in the cases contemplated in their respective terms and conditions, and in any case, in accordance with the provisions of the applicable legislation. In particular, on May 9, 2018, the Bank early redeemed the issuan ce of preferred securities contingently convertible (additional tier 1 instrument) carried out by the Bank on May 9, 2013, for an amount of USD1.5 billion on the First Reset Date of the issuance and once the prior consent from the Regulator was obtained. Additionally, on January 15, 2019, the Bank has notified its irrevocable decision to early redeem next February 19, 2019 the issuance of preferred securities contingently convertible (additional tier 1 instrument), carried out by the Bank on February 19, 2 014, for a total amount of €1,5 billion and once the prior consent from the Regulator has been obtained. Preferred securities The breakdown by issuer of the balance under this heading in the accompanying consolidated balance sheets is as follows: Preferred Securities by Issuer (Millions of euros) 2018 2017 2016 BBVA International Preferred, S.A.U. (1) 35 36 855 Unnim Group (2) 98 98 100 Compass Group 19 19 22 BBVA Colombia, S.A. 19 1 1 Others 9 9 1 Total 181 163 979 (1) Listed on the London and New York stock exchanges. (2) Unnim Group: Issuances prior to the acquisition by BBVA. These issues were fully subscribed at the moment of the issue by qualified/institutional investors outside the Group and are redeemable at the issuer company’s option after five years from the issue date, depending on the terms of each issue and with prior consent from the Bank of Spain. Redemption of p referred securities On March 20, 2017 BBVA International Preferred, S.A.U. carried out the early redemption in full of its Series B preferred securities for an outstanding amount of €164,350,000. Likewise, on March 22, 2017 BBVA International Preferred, S. A.U. carried out the early redemption in full of its Series A preferred securities for an outstanding amount of €85,550,000. Finally, on April 18, 2017 BBVA International Preferred, S.A.U. carried out the early redemption in full of its Series C preferred securities for an outstanding amount of USD 600,000,000. 22.5 Other financial liabilities The breakdown of the balance under this heading in the accompanying consolidated balance sheets is as follows: Other financial liabilities (Millions of euros) Notes 2018 2017 2016 Creditors for other financial liabilities 2,891 2,835 3,465 Collection accounts 4,305 3,452 2,768 Creditors for other payables 5,648 5,563 6,370 Dividend payable but pending payment 4 - - 525 Total 12,844 11,850 13,129

Note 23 - Assets and Liabilitie

Note 23 - Assets and Liabilities under reinsurance and insurance contracts	12 Months Ended
	Dec. 31, 2018
Assets and Liabilities Under reinsurance and insurance contracts
Assets and Liabilities Under Reinsurance and Insurance Contracts	23. Assets and liabilities under insurance and reinsurance contracts The Group has insurance subsidiaries mainly in Spain and Latin America (mostly in Mexico). The main product offered by the insurance subsidiaries is life insurance to cover the risk of death (risk insurance) and life-savings insurance. Within life and accident insurance, a distinction is made between freely sold products and those offered to customers who have taken mortgage or consumer loans, which c over the principal of those loans in the event of the customer’s death. There are two types of savings products: individual insurance, which seeks to provide the customer with savings for retirement or other events, and group insurance, which is taken out by employers to cover their commitments to their employees. The insurance business is affected by different risks, including those that are related to the BBVA Group such as credit risk, market risk, liquidity risk and operational risk and the methodology for risk measurement applied in the insurance activity is similar (see Note 7), although it has a differentiated management due to the particular characteristics of the insurance business, such as the coverage of contracted obligations and the long term of the commitments. Additionally, the insurance business generates certain specific risks, of a probabilistic nature: Technical risk: arises from deviations in the estimation of the casualty rate of insurances, either in terms of numbers, the amount of such claims and the timing of its occurrence. Biometric risk: depending on the deviations in the expected mortality behavior or the survival of the insured persons. The insurance industry is highly regulated in each country. In this regard, it should be noted that the insurance industry is undergoing a gradual regulatory transformation through new risk-based capital regulations, which have already been published in several countries. The most significant provisions recognized by consolidated insurance subsidiaries with respect to insurance policies issued by them are under the heading “Liabilities under insurance and reinsurance contracts” in the accompanyi ng consolidated balance sheets. The breakdown of the balance under this heading is as follows: Technical Reserves by type of insurance product (Millions of euros) 2018 2017 2016 Mathematical reserves 8,504 7,961 7,813 Individual life insurance (1) 6,201 5,359 4,791 Savings 5,180 4,391 3,943 Risk 1,021 967 848 Others - 1 - Group insurance (2) 2,303 2,601 3,022 Savings 2,210 2,455 2,801 Risk 93 147 221 Provision for unpaid claims reported 662 631 691 Provisions for unexpired risks and other provisions 668 631 635 Total 9,834 9,223 9,139 (1) Provides coverage in the event of death or disability. (2) The insurance policies purchased by employers (other than BBVA Group) on behalf of its employees The cash flows of those Liabilities under insurance and reinsurance contracts are shown below: Maturity (Millions of euros) Liabilities under Insurance and Reinsurance Contracts Up to 1 Year 1 to 3 Years 3 to 5 Years Over 5 Years Total 2018 1,686 1,041 1,822 5,285 9,834 2017 1,560 1,119 1,502 5,042 9,223 2016 1,705 1,214 1,482 4,738 9,139 The modeling methods and techniques used to calculate the mathematical reserves for the insurance products are actuarial and financial methods and modeling techniques approved by the respective country’s insurance regulator or supervisor. The most important insurance entities are located in Spain and Mexico (which together account for approximately 85% of the insurance revenues), where the modeling methods and techniques are reviewed by the insurance regul ator in Spain (General Directorate of Insurance) and Mexico (National Insurance and Bonding Commission), respectively. The modeling methods and techniques used to calculate the mathematical reserves for the insurance products are compliant with IFRS and pr imarily involve the valuation of the estimated future cash flows, discounted at the technical interest rate for each policy. To ensure this technical interest rate, asset-liability management is carried out, acquiring a portfolio of securities that generat e the cash flows needed to cover the payment commitme nts assumed with the customers. The table below shows the key assumptions as of December 31, 2018, used in the calculation of the mathematical reserves for insurance products in Spain and Mexico, respec tively: Mathematical Reserves Mortality table Average technical interest type Spain Mexico Spain Mexico Individual life insurance (1) GRMF 80-2 GKM 80 / GKMF 95 PERMF 2000 PASEM Tables of the Comisión Nacional de Seguros y Fianzas 2000-individual 0.26%-3.27% 2.50% Group insurance (2) PERMF 2000 Tables of the Comisión Nacional de Seguros y Fianzas 2000-grupo Depending on the related portfolio 5.50% (1) Provides coverage in the case of one or more of the following events: death and disability. (2) Insurance policies purchased by companies (other than Group BBVA entities) on behalf of their employees. The heading “Assets under reinsurance and insurance contracts” in the accompanying consolidated balance sheets includes the amounts that the consolidated insurance entities are entitled to receive under the reinsurance contracts entered into by them with t hird parties and, more specifically, the share of the reinsurer in the technical provisions recognized by the consolidated insurance subsidiaries. As of December 31, 2018, 2017 and 2016, the balance under this heading amounted to €366 million, €421 million and €447 million, respectively.

Note 24 - Provisions

Note 24 - Provisions	12 Months Ended
	Dec. 31, 2018
Provisions or reversal of provisions Abstract
Disclosure of Provisions	24. Provisions The breakdown of the balance under this heading in the accompanying consolidated balance sheets, based on type of provisions, is as follows: Provisions. Breakdown by concepts (Millions of euros) Notes 2018 2017 2016 Provisions for pensions and similar obligations 25 4,787 5,407 6,025 Other long term employee benefits 25 62 67 69 Provisions for taxes and other legal contingencies 686 756 418 Provisions for contingent risks and commitments 636 578 950 Other provisions 601 669 1,609 Total 6,772 7,477 9,071 The change in provisions for pensions and similar obligations for the years ended December 31, 2018, 2017 and 2016 is as follows: Provisions for pensions and similar obligations. Changes Over the Year (Millions of euros) Notes 2018 2017 2016 Balance at the beginning 5,407 6,025 6,299 Add Charges to income for the year 126 391 402 Interest expenses and similar charges 78 71 96 Personnel expenses 44.1 58 62 67 Provision expenses (10) 258 239 Charges to equity (1) 25 41 140 339 Transfers and other changes 95 (264) 66 Less Benefit payments 25 (779) (861) (926) Employer contributions 25 (103) (25) (154) Balance at the end 4,787 5,407 6,025 (1) Correspond to actuarial losses (gains) arising from certain defined-benefit post-employment pension commitments and other similar benefits recognized in “Equity” (see Note 2.2.12). Provisions for Taxes, Legal Contingents and Other Provisions. Changes Over the Year (Millions of euros) 2018 2017 2016 Balance at beginning 1,425 2,028 1,771 Additions 455 868 1,109 Unused amounts reversed during the period (184) (164) (311) Amount used and other variations (410) (1,306) (540) Balance at the end 1,286 1,425 2,028 Ongoing legal proceedings and litigation The financial sector faces an environment of increasing regulatory and litigious pressure. In this environment, the different Group’s entities are often parties to individual or collective legal proceedings arising from the ordinary activity of their businesses. In accordance with the procedural status of these proceedings and according to the criteria of the attorneys who manage them, BBVA considers that none of them is material , individually or in aggregate, and that no significant impact will derive from them neither in the results of operations nor on liquidity, nor in the financial position at a consolidated level of the Group, as at the level of the individual Bank. The Grou p Management considers that the provisions made in connection with these legal proceedings are adequate. As mentioned in Note 7.2 Risk factors, the Group is subject or may be subject in the future to a series of legal and regulatory investigations, proced ures and actions which, in case of a negative result, could have an adverse impact on the Group .

Note 25 - Post-employment and o

Note 25 - Post-employment and other employee benefit commitments	12 Months Ended
	Dec. 31, 2018
Post-employment and other employee benefit commitments
Post-Employment and other employee benefit commitments	25. Post-employment and other employee benefit commitments As stated in Note 2.2.12, the Group has assumed commitments with employees including short-term employee benefits (see Note 44.1), defined contribution and defined benefit plans (see Glossary), healthcare and other long-term employee benefits. The Group sponsors defined-contribution plans for the majority of its active employees with the plans in Spain and Mexico being the most significant. Most defined benefit plans are closed to new employees w ith liabilities relating largely to retired employees, the most significant being those in Spain, Mexico, the United States and Turkey. In Mexico, the Group provides medical benefits to a closed group of employees and their family members, both active serv ice and in retirees. The breakdown of the balance sheet net defined benefit liability as of December 31, 2018, 2017 and 2016 is provided below: Net Defined Benefit Liability (asset) on the Consolidated Balance Sheet (Millions of euros) 2018 2017 2016 Pension commitments 4,678 4,969 5,277 Early retirement commitments 1,793 2,210 2,559 Medical benefits commitments 1,114 1,204 1,015 Other long term employee benefits 62 67 69 Total commitments 7,647 8,451 8,920 Pension plan assets 1,694 1,892 1,909 Medical benefit plan assets 1,146 1,114 1,113 Total plan assets (1) 2,840 3,006 3,022 Total net liability / asset 4,807 5,445 5,898 Of which: Net asset on the consolidated balance sheet (2) (41) (27) (194) Net liability on the consolidated balance sheet for provisions for pensions and similar obligations (3) 4,787 5,407 6,025 Net liability on the consolidated balance sheet for other long term employee benefits (4) 62 67 69 (1) In Turkey, the foundation responsible for managing the benefit commitments holds an additional asset of 181 € million which, in accordance with IFRS regarding the asset ceiling, has not been recognized in the Consolidated Financial Statements, because although it could be used to reduce future pension contributions it could not be immediately refunded to the employer. (2) Recorded under the heading “Other Assets - Other” of the consolidated balance sheet (see Note 20). (3) Recorded under the heading “Provisions - Provisions for pensions and similar obligations” of the consolidated balance sheet (see Note 24). (4) Recorded under the heading “Provisions – Other long-term employee benefits” of the consolidated balance sheet. The amounts relating to ben efit commitments charged to consolidated income statement for the years 2018, 2017 and 2016 are as follows: Consolidated Income Statement Impact (Millions of euros) Notes 2018 2017 2016 Interest and similar expenses 78 71 96 Interest expense 295 294 303 Interest income (217) (223) (207) Personnel expenses 147 149 154 Defined contribution plan expense 44.1 89 87 87 Defined benefit plan expense 44.1 58 62 67 Provisions (net) 46 125 343 332 Early retirement expense 141 227 236 Past service cost expense (33) 3 (2) Remeasurements (*) (10) 31 3 Other provision expenses 28 82 95 Total impact on Consolidated Income Statement: Debit (Credit) 350 563 582 (*) Actuarial losses (gains) on remeasurement of the net defined benefit liability relating to early retirements in Spain and other long-term employee benefits that are charged to the income statements (see Note 2.2.12). The amounts relating to post-employment benefits charged to the consolidated balance sheet correspond to the actuarial gains (losses) on remeasurement of the net defined benefit liability relating to pension and medical commitments before income taxes. As of December 31, 2018, 2017 and 2016 are as follows: Equity Impact (Millions of euros) 2018 2017 2016 Defined benefit plans 81 (40) 237 Post-employment medical benefits (47) 179 119 Total impact on equity: Debit (Credit) 34 140 356 25.1 Defined benefit plans Defined benefit commitments relate mainly to employees who have already retired or taken early retirement, certain closed groups of active employees still accruing defined benefit pensions, and in-service death and disability benefits provided to most active employees. For the latter, the Group pays the required premiums to fully insure the related liability. The change in these pension commitments during the years ended December 31, 2018, 2017 and 2016 is presented below: Defined Benefits (Millions of euros) 2018 2017 2016 Defined Benefit Obligation Plan Assets Net Liability (asset) Defined Benefit Obligation Plan Assets Net Liability (asset) Defined Benefit Obligation Plan Assets Net Liability (asset) Balance at the beginning 8,384 3,006 5,378 8,851 3,022 5,829 9,184 3,124 6,060 Current service cost 61 - 61 64 - 64 67 - 67 Interest income or expense 292 217 76 290 223 68 299 207 92 Contributions by plan participants 4 3 1 4 4 - 5 5 - Employer contributions - 103 (103) - 25 (25) - 154 (154) Past service costs (1) 109 - 109 231 - 231 235 - 235 Remeasurements: (263) (286) 21 331 161 171 354 (5) 359 Return on plan assets (2) - (286) 286 - 161 (161) - (20) 20 From changes in demographic assumptions 14 - 14 100 - 100 107 - 107 From changes in financial assumptions (274) - (274) 220 - 220 106 - 106 Other actuarial gain and losses (3) - (5) 12 - 12 141 15 125 Benefit payments (979) (200) (779) (1,029) (169) (861) (1,052) (169) (883) Settlement payments - - - - - - (43) - (43) Effect on changes in foreign exchange rates (31) (9) (22) (278) (258) (19) (282) (293) 11 Conversions to defined contributions - - - (82) - (82) - - - Other effects 10 6 4 (1) (1) - 84 - 84 Balance at the end 7,585 2,840 4,745 8,384 3,006 5,378 8,851 3,022 5,829 Of which Spain 4,807 260 4,547 5,442 320 5,122 6,157 358 5,799 Mexico 1,615 1,587 28 1,661 1,602 60 1,456 1,627 (171) The United States 326 287 39 360 309 51 385 339 46 Turkey 422 339 83 520 424 96 447 348 99 (1) In cluding gains and losses arising from settleme nts. (2) Excluding interest, which is recorded under "Interest income or expense". The balance under the heading “Provisions - Pensions and other post-employment defined benefit obligations” of the accompanying consolidated balance sheet as of December 31, 2018 includes € 332 million relating to post-employment benefit commitments to former members of the Board of Directors and the Bank’s Management (see Note 54). The most significant commitments are those in Spain and Mexico and, to a lesser extent, in the United States and Turkey. The remaining commitments are located mostly in Portugal and South A merica. Unless otherwise required by local regulation, all defined benefit plans have been closed to new entrants, who instead are able to participate in the Group´s defined contribution plans. Both the costs and the present value of the commitments are de termined by independent qualified actuaries using the “projected unit credit” method. In order to guarantee the good governance of these plans, the Group has established specific benefits committees. These benefit committees include members from the differ ent areas of the business to ensure that all decisions are made taking into consideration all of the associated impacts. The following table sets out the key actuarial assumptions used in the valuation of these commitments as of December 31, 2018, 2017 and 2016: Actuarial Assumptions (Millions of euros) 2018 2017 2016 Spain Mexico USA Turkey Spain Mexico USA Turkey Spain Mexico USA Turkey Discount rate 1.28% 10.45% 4.23% 16.30% 1.24% 9.48% 3.57% 11.60% 1.50% 9.95% 4.04% 11.50% Rate of salary increase - 4.75% - 14.00% - 4.75% - 9.90% 1.50% 4.75% 3.00% 9.30% Rate of pension increase - 2.51% - 12.50% - 2.13% - 8.40% - 2.13% - 7.80% Medical cost trend rate - 7.00% - 16.70% - 7.00% - 12.60% - 6.75% - 10.92% Mortality tables PERM/F 2000P EMSSA09 RP 2014 CSO2001 PERM/F 2000P EMSSA09 RP 2014 CSO2001 PERM/F 2000P EMSSA97 (adjustment EMSSA09) RP 2014 CSO2001 In Spain, the discount rate shown as of December, 31, 2018, corresponds to the weighted average rate, the actual discount rates used are 0.50% and 1.75% depending on the type of commitment. Discount rates used to value future benefit cash flows have been determined by reference to high quality corporate bonds (Note 2.2.12) denominated in Euro in the case of Spain, Mexican peso for Mexico and USD for the United States, and government bonds denominated in new Turkish Lira for Turkey. The expected return on plan assets has been set in line with the adopted discount rate. Assumed retirement ages have been set by reference to the earliest age at which employees are entitled to retire, the contractually agreed age in the case of early retirements in Spain or by using retirement rates. Changes in the main actuarial assumptions may affect the valuation of the commitments. The table below shows the sensitivity of the benefit obligations to changes in the key assumptions: Sensitivity Analysis (Millions of euros) Basis points change 2018 2017 Increase Decrease Increase Decrease Discount rate 50 (298) 332 (352) 386 Rate of salary increase 50 3 (3) 5 (5) Rate of pension increase 50 19 (18) 23 (22) Medical cost trend rate 100 229 (181) 290 (225) Change in obligation from each additional year of longevity - 108 - 155 - The sensitivities provided above have been determined at the date of these consolidated financial statements, and reflect solely the impact of changing one individual assumption at a time, keeping the rest of the assumptions unchanged, t hereby excluding the effects which may result from combined assumption changes. In addition to the commitments to employees shown above, the Group has other less material long-term employee benefits. These include long-service awards, which consist of eith er an established monetary award or some vacation days granted to certain groups of employees when they complete a given number of years of service. As of December 31, 2018, 2017 and 2016, the actuarial liabilities for the outstanding awards amounted to €6 2 million, €67 million, and €69 million, respectively. These commitments are recorded under the heading "Provisions - Other long-term employee benefits" of the accompanying consolidated balance sheet (see Note 24). As described above, the Group maintains b oth pension and medical post-employment benefit commitments with their employees. 25.1.1 Post-employment commitments and similar obligations These commitments relate mostly to pensions in payment, and which have been determined based on salary and years of service. For most plans, pension payments are due on retirement, death and long term disability. In addition, during the year 2018, Group entities in Spain offered certain employees the option to take retirement or early retirement (that is, earlier tha n the age stipulated in the collective labor agreement in force). This offer was accepted by 489 employees ( 731 and 613 employees during years 2017 and 2016, respectively). These commitments include the compensation and indemnities due as well as the contr ibutions payable to external pension funds during the early retirement period . As of December 31, 2018, 2017 and 2016, the value of these commitments amounted to € 1,793 million, € 2,210 million and € 2,559 million, respectively. The change in the benefit pla n obligations and plan assets as of December 31, 2018 was as follows: Post-employment commitments 2018 (Millions of euros) Defined Benefit Obligation Spain Mexico USA Turkey Rest of the world Balance at the beginning 5,442 470 360 520 387 Current service cost 4 5 - 21 4 Interest income or expense 64 44 13 47 9 Contributions by plan participants - - - 3 1 Past service costs (1) 148 (1) - 2 2 Remeasurements: (32) 18 (28) (18) 3 From changes in demographic assumptions - - (1) - 15 From changes in financial assumptions - (9) (28) (45) (12) Other actuarial gain and losses (32) 27 1 29 - Benefit payments (824) (48) (35) (21) (18) Effect on changes in foreign exchange rates - 25 17 (134) (2) Other effects 5 (2) (1) - 17 Balance at the end 4,807 512 326 422 402 Of which: Vested benefit obligation relating to current employees 111 Vested benefit obligation relating to retired employees 4,696 Post-employment commitments 2018 (Millions of euros) Plan Assets Spain Mexico USA Turkey Rest of the world Balance at the beginning 320 488 309 424 351 Interest income or expense 5 46 11 39 7 Contributions by plan participants - - - 3 1 Employer contributions - - 2 13 18 Remeasurements: (4) (70) (17) (21) (11) Return on plan assets (2) (4) (70) (17) (21) (11) Benefit payments (61) (47) (33) (10) (15) Effect on changes in foreign exchange rates - 26 15 (108) (1) Other effects - (1) - - 17 Balance at the end 260 441 287 339 366 Post-employment commitments 2018 (Millions of euros) Net Liability (Asset) Spain Mexico USA Turkey Rest of the world Balance at the beginning 5,122 (18) 51 96 36 Current service cost 4 5 - 21 4 Interest income or expense 59 (2) 2 8 2 Contributions by plan participants - - - - 1 Employer contributions - - (2) (13) (18) Past service costs (1) 148 (1) - 2 2 Remeasurements: (28) 88 (11) 3 14 Return on plan assets (2) 4 70 17 21 11 From changes in demographic assumptions - - (1) - 15 From changes in financial assumptions - (9) (28) (45) (12) Other actuarial gain and losses (32) 27 1 29 - Benefit payments (763) - (2) (11) (3) Effect on changes in foreign exchange rates - (1) 2 (26) (1) Other effects 5 - (1) - - Balance at the end 4,547 71 39 83 35 (1) I ncluding gains and losses arising from settlements. (2) Excluding interest, which is recorded under "Interest income or expense". The change in net liabilities (assets) during the years ended 2017 and 2016 was as follows: Post-employment commitments (Millions of euros) 2017: Net liability (asset) 2016: Net liability (asset) Spain Mexico USA Turkey Rest of the world Spain Mexico USA Turkey Rest of the world Balance at the beginning 5,799 (59) 46 99 43 6,109 (79) 35 97 24 Current service cost 4 5 3 21 5 10 6 4 22 5 Interest income or expense 73 (6) 1 9 2 98 (7) 1 8 2 Employer contributions - (1) - (16) (8) - (14) (1) (17) (9) Past service costs (1) 235 1 - 4 3 240 1 - 4 (4) Remeasurements: (67) 38 9 12 (1) 188 23 10 8 11 Return on plan assets (2) (21) (10) (11) (101) 2 (35) 23 3 (23) (8) From changes in demographic assumptions - 22 (2) - (3) - 2 (5) - (1) From changes in financial assumptions (33) 18 22 81 4 192 (22) 13 (23) 37 Other actuarial gain and losses (13) 7 - 32 (4) 31 19 (1) 54 (17) Benefit payments (842) (1) (2) (11) (3) (867) - (3) (9) (2) Settlement payments - - - - - (43) - - - - Effect on changes in foreign exchange rates - 5 (5) (21) (5) - 10 2 (15) (4) Conversions to defined contributions (82) - - - - - - - - - Other effects 2 - (1) - (1) 63 - (3) - 20 Balance at the end 5,122 (18) 51 96 36 5,799 (59) 46 99 42 (1) Includes gains and losses from settlements. (2) Excludes interest which is reflected in the line item “Interest income and expenses”. In Spain, local regulation requires that pension and death benefit commitments must be funded, either through a qualified pension plan or an insurance contract. In the Spanish entities these commitments are covered by insurance contracts which meet the requirements of the accounting standard regarding the non-recoverability of contributions. However, a significant number of the insurance contracts are with BBVA Seguros, S.A. – a consolidated subsidiary an d related party – and consequently these policies cannot be considered plan assets under IAS 19. For this reason, the liabilities insured under these policies are fully recognized under the heading "Provisions – Pensions and other postemployment defined be nefit obligations" of the accompanying consolidated balance sheet (see Note 24), while the related assets held by the insurance company are included within the Group´s consolidated assets (recorded according to the classification of the corresponding finan cial instruments). As of December 31, 2018 the value of these separate assets was €2,543 million, representing direct rights of the insured employees held in the consolidated balance sheet, hence these benefits are effectively fully funded. On the other ha nd, some pension commitments have been funded through insurance contracts with insurance companies not related to the Group, and can therefore be considered qualifying insurance policies and plan assets under IAS 19. In this case the accompanying consolida ted balance sheet reflects the value of the obligations net of the fair value of the qualifying insurance policies. As of December 31, 2018, 2017 and 2016, the fair value of the aforementioned insurance policies (€260, €320 million and €358 million, respec tively) exactly match the value of the corresponding obligations and therefore no amount for this item has been recorded in the accompanying consolidated balance sheet. Pensions benefits are paid by the insurance companies with whom BBVA has insurance cont racts and to whom all insurance premiums have been paid. The premiums are determined by the insurance companies using “cash flow matching” techniques to ensure that benefits can be met when due, guaranteeing both the actuarial and interest rate risk. In Me xico, there is a defined benefit plan for employees hired prior to 2001. Other employees participate in a defined contribution plan. External funds/trusts have been constituted locally to meet benefit payments as required by local regulation. In the United States there are mainly two defined benefit plans, both closed to new employees, who instead are able to join a defined contribution plan. External funds/trusts have been constituted locally to fund the plans, as required by local regulation. In 2008, the Turkish government passed a law to unify the different existing pension systems under a single umbrella Social Security system. Such system provides for the transfer of the various previously established funds. The financial sector is in this stage at pre sent, maintaining these pension commitments managed by external pension funds (foundations) established for that purpose. The Foundation that maintains the assets and liabilities relating to employees of Garanti in Turkey, as per the local regulatory requi rements, has recorded an obligation amounting to €241 million as of December 31, 2018 pending future transfer to the Social Security system. Furthermore, Garanti has set up a defined benefit pension plan for employees, additional to the social security ben efits, reflected in the consolidated balance sheet. Until the year 2016, the Bank also had commitments to pay indemnities to certain employees and members of the Group’s Senior Management in the event that they cease to hold their positions for reasons oth er than their own will, retirement, disability or serious dereliction of duties. The amount will be calculated according to the salary and professional conditions of each employee, taking into consideration fixed elements of the remuneration and the length of office at the Bank. Under no circumstances indemnities will be paid in cases of disciplinary dismissal for misconduct upon decision of the employer on grounds of the employee's serious dereliction of duties. 25.1.2 Medical benefit commitments The change in defined benefit obligations and plan assets during the years 2018, 2017 and 2016 was as follows: Medical Benefits Commitments 2018 2017 2016 Defined Benefit Obligation Plan assets Net liability (asset) Defined Benefit Obligation Plan assets Net liability (asset) Defined Benefit Obligation Plan assets Net liability (asset) Balance at the beginning 1,204 1,114 91 1,015 1,113 (98) 1,022 1,149 (127) Current service cost 27 - 27 26 - 26 24 - 24 Interest income or expense 116 109 8 101 112 (11) 86 97 (11) Employer contributions - 71 (71) - - - - 114 (114) Past service costs (1) (42) - (42) (11) - (11) (5) - (5) Remeasurements: (210) (164) (47) 200 21 179 59 (60) 119 Return on plan assets (2) - (164) 164 - 21 (21) - (60) 60 From changes in demographic assumptions - - - 83 - 83 110 - 110 From changes in financial assumptions (182) - (182) 128 - 128 (91) - (91) Other actuarial gain and losses (28) - (28) (10) - (10) 39 - 39 Benefit payments (34) (33) (1) (35) (33) (2) (33) (30) (2) Effect on changes in foreign exchange rates 62 59 3 (92) (100) 8 (138) (156) 18 Other effects (9) (9) - - - - - - - Balance at the end 1,114 1,146 (32) 1,204 1,114 91 1,015 1,113 (98) (1) I ncluding gains and losses arising from settlements. (2) Excluding interest, which is recorded under "Interest incom e or expense". In Mexico, there is a medical benefit plan for employees hired prior to 2007. New employees from 2007 are covered by a medical insurance policy. An external trust has been constituted locally to fund the plan, in accordance with local legis lation and Group policy. In Turkey, employees are currently provided with medical benefits through a foundation in collaboration with the Social Security system, although local legislation prescribes the future unification of this and similar systems into the general Social Security system itself. The valuation of these benefits and their accounting treatment follow the same methodology as that employed in the valuation of pension commitments. 25.1.3 Estimated benefit payments As of December 31, 2018, the estimated benefit payments over the next ten years for all the entities in Spain, Mexico, The United States and Turkey are as follows: Estimated Benefit Payments (Millions of euros) 2019 2020 2021 2022 2023 2024-2028 Commitments in Spain 684 611 518 419 333 965 Commitments in Mexico 91 92 99 106 112 680 Commitments in United States 16 17 17 18 19 103 Commitments in Turkey 24 14 18 20 25 231 Total 815 734 652 563 489 1,979 25.1.4 Plan assets The majority of the Group´s defined benefit plans are funded by plan assets he ld in external funds/trusts legally separate from the Group sponsoring entity. However, in accordance with local regulation, some commitments are not externally funded and covered through internally held provisions, principally those relating to early reti rements in Spain. Plan assets are those assets which will be used to directly settle the assumed commitments and which meet the following conditions: they are not part of the Group sponsoring entities assets, they are available only to pay post-employment benefits and they cannot be returned to the Group sponsoring entity. To manage the assets associated with defined benefit plans, BBVA Group has established investment policies designed according to criteria of prudence and minimizing the financial risks as sociated with plan assets. The investment policy consists of investing in a low risk and diversified portfolio of assets with maturities consistent with the term of the benefit obligation and which, together with contributions made to the plan, will be suf ficient to meet benefit payments when due, thus mitigating the plans‘ risks. In those countries where plan assets are held in pension funds or trusts, the investment policy is developed consistently with local regulation. When selecting specific assets, cu rrent market conditions, the risk profile of the assets and their future market outlook are all taken into consideration. In all the cases, the selection of assets takes into consideration the term of the benefit obligations as well as short-term liquidity requirements. The risks associated with these commitments are those which give rise to a deficit in the plan assets. A deficit could arise from factors such as a fall in the market value of plan assets, an increase in long-term interest rates leading to a decrease in the fair value of fixed income securities, or a deterioration of the economy resulting in more write-downs and credit rating downgrades. The table below shows the allocation of plan assets of the main companies of the BBVA Group as of December 31, 2018: Plan Assets Breakdown (Millions of euros) 2018 Cash or cash equivalents 26 Debt securities (Government bonds) 2,080 Mutual funds 2 Insurance contracts 132 Total 2,241 Of which: Bank account in BBVA 3 In addition to the above there are plan assets relating to the previously mentioned insurance contracts in Spain and the foundation in Turkey. The following table provides details of investments in listed securities (Leve l 1) as of December 31, 2018: Investments in listed markets 2018 Cash or cash equivalents 26 Debt securities (Government bonds) 2,080 Mutual funds 2 Total 2,109 Of which: Bank account in BBVA 3 The remainders of the assets are mainly invested in Level 2 assets in in accordance with the classification established under IFRS 13 (mainly insurance contracts). As of December 31, 2018, almost all of the assets related to employee’s commitments corresponded to fixed income securities. 25.2 Defined contribution plans Certain Group entities sponsor defined contribution plans. Some of these plans allow employees to make contributions which are then matched by the employer. Contributions are recognized as and when they are accrued, with a charge to the consolidated income statement in the corresponding year. No liability is therefore recognized in the accompanying consolidated balance sheet (see Note 44.1).

Note 26 - Common Stock

Note 26 - Common Stock	12 Months Ended
	Dec. 31, 2018
Common Stock
Disclosure Of Common Stock	26. Common stock As of December 31, 2018 BBVA’s common stock amounted to € 3,267,264,424.20 divided into 6,667,886,580 fully subscribed and paid-up registered shares, all of the same class and series, at € 0.49 par value each, represented through book-entries. All of the Bank shares carry the same voting and dividend rights, and no single stockholder enjoys special voting rights. Each and every share is part of the Bank’s common stock. The Bank’s shares are tra ded on the stock markets of Madrid, Barcelona, Bilbao and Valencia through the Sistema de Interconexión Bursátil Español (Mercado Continuo), as well as on the London and Mexico stock markets. BBVA American Depositary Shares (ADSs) traded on the New York St ock Exchange. Additionally, as of December 31, 2018, the shares of BBVA Banco Continental, S.A.; Banco Provincial, S.A.; BBVA Colombia, S.A.; BBVA Banco Francés, S.A. and Turkiye Garanti Bankasi A.S., were listed on their respective local stock markets. BB VA Banco Francés, S.A. was also quoted in the Latin American market (Latibex) of the Madrid Stock Exchange and the New York Stock Exchange. As of December 31, 2018, State Street Bank and Trust Co., Chase Nominees Ltd and The Bank of New York Mellon SA NV i n their capacity as international custodian/depositary banks, held 10.69% , 6.33% , and 2.31% of BBVA common stock, respectively. Of said positions held by the custodian banks, BBVA is not aware of any individual shareholders wi th direct or indirect holdings greater than or equal to 3% of BBVA common stock outstanding. On February 4, 2019, Blackrock, Inc. reported to the SEC that, as of December 31, 2018, it beneficially owned 6.6% of BBVA’s common stock . BBVA is not aware of any direct or indirect interests through which control of the Bank may be exercised. BBVA has not received any information on stockholder agreements including the regulation of the exercise of voting rights at its annual general meetings or restricting or placing conditions on the free transferability of BBVA shares. No agreement is known that could give rise to changes in the control of the Bank. The changes in the heading “Paid up Capital” of the accompanying consolidated balanc e sheets are due to the following common stock incre ases: Capital Increase Number of Shares Common Stock (Millions of Euros) As of December 31, 2015 6,366,680,118 3,120 Dividend option - April 2016 113,677,807 56 Dividend option - October 2016 86,257,317 42 As of December 31, 2016 6,566,615,242 3,218 Dividend option . April 2017 101,271,338 50 As of December 31, 2017 6,667,886,580 3,267 As of December 31, 2018 6,667,886,580 3,267 “Dividend Option” Program in 2017: The AGM of BBVA held on March 17, 2017 adopted, under agenda item three, a capital increase to be charged to voluntary reserves to implement the shareholder remuneration system called the “Dividend Option” this year in similar conditions to those agreed in 2014, 2015 and 2016, conferring on the Board of Directors, in accordance with article 297.1.a) of the Spanish Companies Act, the authority to set the date on which the capital increase should be carried out, within one year of the date of approval of the AGM resolution. By virtue of such resolution, the Board of Directors of BBVA resolved, on March 29, 2017, to execute the capital increase to be charged to voluntary reserves, in accordance with the terms and conditions approved by the AGM mentioned above. As a result, BBVA’s share capital was increased by an amount of 49,622,955.62 euros through the issuance of 101,271,338 newly-issued BBVA or dinary shares at 0.49 euros par value each (see Note 4). “Dividend Option” Program in 2016: The AGM held on March 11, 2016, under agenda item three, adopted four capital increase resolutions to be charged to voluntary reserves to once again implement the s hareholder remuneration program called the “Dividend Option” (see Note 4), conferring on the Board of Directors, in accordance with article 297.1 a) of the Spanish Companies Act, the authority to set the date on which said capital increases should be carri ed out, within one year of the date of approval of the AGM resolution, including the power not to implement any of the resolutions, when deemed advisable. On March 31, 2016, the Board of Directors of BBVA approved the execution of the first of the capital increases charged to voluntary reserves, in accordance with the terms and conditions agreed by the aforementioned AGM. As a result of this increase, the Bank’s capital increased by €55,702,125.43 through the issuance of 113,677,807 ordinary shares at €0.49 par values each. On September 28, 2016, BBVA’s Board of Directors approved the execution of the second of the capital increases charged to voluntary reserves in accordance with the terms and conditions agreed by the aforementioned AGM. As a result of this increase, the Bank’s capital increased by €42,266,085.33 through the issuance of 86,257,317 ordinary shares at €0.49 par value each. Convertible and/or exchangeable securities: The AGM held on March 17, 2017, resolved, under agenda item five, to confer a uthority to the Board of Directors to issue securities convertible into newly issued BBVA shares, on one or several occasions, within the maximum term of five years to be counted from the approval date of the authorization, up to a maximum overall amount o f €8 billion or its equivalent in any other currency . Likewise, the AGM resolved to confer to the Board of Directors the authority to totally or partially exclude shareholders’ pre-emptive subscription rights within the framework of a specific issue of con vertible securities, although this power was limited to ensure the nominal amount of the capital increases resolved or effectively carried out to cover the conversion of mandatory convertible issuances of this authority (without prejudice to anti-dilution adjustments), with exclusion of pre-emptive subscription rights and of those likewise resolved or carried out with exclusion of pre-emptive subscription rights in use of the authority to increase the share capital conferred by the AGM held on March 17, 201 7, under agenda item four, do not exceed the maximum nominal amount, overall, of 20% of the share capital of BBVA at the time of the authorization, this limit not being applicable to contingent convertible issues. In use of the authority mentioned above, BBVA carried out, on May 24, 2017 the fifth issuance of perpetual contingent convertible securities (additional tier 1 instrument), with exclusion of pre-emptive subscription rights of shareholders, for a total nominal amount of € 500 million. This issuance is listed in the Global Exchange Market of the Irish Stock Exchange and was targeted only at qualified investors, not being offered to, and not being subscribed for, in Spain or by Spanish residents. The issuance qualifies as additional tier 1 capital of the Bank and the Group in accordance with Regulation EU 575/2013 (see Note 22.4). Likewise, in use of such authority, BBVA carried out, on November 14, 2017 the sixth issuance of perpetual contingent convertible securities (additional tier 1 instrument), w ith exclusion of pre-emptive subscription rights of shareholders, for a total nominal amount of $ 1,000 million. This issuance is listed in the Global Exchange Market of the Irish Stock Exchange and was targeted only at qualified investors, not being offere d to, and not being subscribed for, in Spain or by Spanish residents. The qualification of this issuance as additional tier 1 capital has been requested (see Note 22.4). In past years, BBVA has carried out, in use of the authority to issue convertible secu rities conferred by the AGM held on March 16, 2012 (in effect until March 16, 2017), four additional issuances of perpetual contingent convertible securities (additional tier 1 instrument), with exclusion of pre-emptive subscription rights of shareholders (in April 2013 for an amount of $ 1.5 billion, in February 2014 and February 2015 for an amount of € 1.5 billion each one, and in April 2016 for an amount of € 1 billion). These issuances were targeted only at qualified investors and foreign private banking c lients not being offered to, and not being subscribed for, in Spain or by Spanish residents. The first two issuances are listed in the Singapore Exchange Securities Trading Limited and the last two issuances are listed in the Global Exchange Market of the Irish Stock Exchange. Furthermore, these four issuances qualify as additional tier 1 capital of the Bank and the Group in accordance with Regulation UE 575/2013 (see Note 22.4). Convertible and/or exchangeable securities: BBVA’s AGM held on March 17, 2017 resolved, under agenda item four, to confer authority on the Board of Directors to increase Bank’s share capital, on one or several occasions, subject to provisions in the law and in the Company Bylaws that may be applicable at any time, within the legal term of five years of the approval date of the authorization, up to the maximum amount corresponding to 50% of Bank’s share capital at the time on which the resolution was adopted, likewise conferring authority to the Board of Directors to totally or parti ally exclude shareholders’ pre-emptive subscription rights over any specific issue that may be made under such authority; although the power to exclude pre-emptive subscription rights was limited, such that the nominal amount of the capital increases resol ved or effectively carried out with the exclusion of pre-emptive subscription rights in use of the referred authority and those that may be resolved or carried out to cover the conversion of mandatory convertible issues that may equally be made with the ex clusion of pre-emptive subscription rights in use of the authority to issue convertible securities conferred by the AGM held on March 17, 2017, under agenda item five (without prejudice to the anti-dilution adjustments) shall not exceed the nominal maximum overall amount of 20% of the share capital of BBVA at the time of the authorization. As of the date of this document, the Bank’s Board of Directors has not exercised the authority conferred by the AGM.

Note 27 - Share premium

Note 27 - Share premium	12 Months Ended
	Dec. 31, 2018
Share Premium Abstract
Disclosure Of Share Premium Explanatory	27. Share premium As of December 31, 2018, 2017 and 2016, the balance under this heading in the accompanying consolidated balance sheets was €23,992 million. The amended Spanish Corporation Act expressly permits the use of the share premium balance to increase capital and establishes no specific restrictions as to its use (see Note 26).

Note 28 - Retained earnings, re

Note 28 - Retained earnings, revaluation reserves and other reserves	12 Months Ended
	Dec. 31, 2018
Retained earnings, revaluation reserves and other reserves.
Retained earnings, revaluation reserves and other reserves	28. Retained earnings, revaluation reserves and other reserves The breakdown of the balance under this heading in the accompanying consolidated balance sheet is as follows: Retained earnings, revaluation reserves and other reserves. Breakdown by concepts (Millions of euros) 2018 2017 2016 Legal reserve 653 644 624 Restricted reserve 133 159 201 Reserves for regularizations and balance revaluations 3 12 20 Voluntary reserves 8,010 8,643 8,521 Total reserves holding company 8,799 9,458 9,366 Consolidation reserves attributed to the Bank and dependent consolidated companies. 14,164 14,132 12,439 Total 22,963 23,590 21,805 The impact of the first application of IFRS 9 and the change in accounting policies due to hyperinflation is recorded in the headi ng "Consolidation reserves attributed to the Bank and dependent consolidated companies" of the previous table (see Notes 1.3, 2.4 and 2.2.20). 28.1 Legal reserve Under the amended Corporations Act, 10% of any profit made each year must be transferred to the legal reserve. The transfer must be made until the legal reserve reaches 20% of the common stock. The legal reserve can be used to increase the common stock provided that the remaining reserve balance does not fall below 10% of the increased capital. While it does not exceed 20% of the common stock, it can only be allocated to offset losses exclusively in the case that there are not sufficient reserves available. 28.2 Restricted reserves As of December 31, 2018, 2017 and 2016, the Bank’s restricted reserves are as follows: Restricted Reserves (Millions of euros) 2018 2017 2016 Restricted reserve for retired capital 88 88 88 Restricted reserve for Parent Company shares and loans for those shares 44 69 111 Restricted reserve for redenomination of capital in euros 2 2 2 Total 133 159 201 The restricted reserve for retired capital resulted from the reduction of the nominal par value of the BBVA shares made in April 2000. The second heading corresponds to restricted reserves related to the amount of shares issued by the Bank in its possession at each date, as well as the amount of customer lo ans outstanding at those dates that were granted for the purchase of, or are secured by, the Parent Company shares. Finally, pursuant to Law 46/1998 on the Introduction of the Euro, a restricted reserve is recognized as a result of the rounding effect of the redenomination of the Parent Company common stock in euros. 28.3 Retained earnings, revaluation reserves and other reserves by entity The breakdown, by company or corporate group, under the headings “Retained earnings, revaluation reserves and other reserves” in the accompanying consolidated balance sheets is as follows: Retained earnings, Revaluation reserves and Other reserves (Millions of euros) 2018 2017 2016 Retained earnings and Revaluation reserves Holding Company 14,643 15,625 14,101 BBVA Bancomer Group 10,014 9,442 9,108 BBVA Seguros, S.A. (127) (215) (62) Corporacion General Financiera, S.A. 1,084 1,202 1,187 BBVA Banco Provincial Group (124) (113) (92) BBVA Chile Group 552 951 1,264 BBVA Paraguay 119 108 98 Compañía de Cartera e Inversiones, S.A. 108 (20) (27) Anida Grupo Inmobiliario, S.L. 363 515 528 BBVA Suiza, S.A. (53) (57) (1) BBVA Continental Group 756 681 611 BBVA Luxinvest, S.A. (48) 25 16 BBVA Colombia Group 998 926 803 BBVA Banco Francés Group 103 999 827 Banco Industrial De Bilbao, S.A. - 25 61 Gran Jorge Juan, S.A. (33) (47) (30) BBVA Portugal Group (66) (436) (477) Participaciones Arenal, S.L. (4) (183) (180) BBVA Propiedad S.A. - (503) (431) Anida Operaciones Singulares, S.L. (5,317) (4,881) (4,127) Grupo BBVA USA Bancshares (586) (794) (1,053) Garanti Turkiye Bankasi Group 1,415 751 127 Unnim Real Estate (587) (576) (477) Bilbao Vizcaya Holding, S.A. 49 145 139 Pecri Inversión S.L. (74) (73) (75) Other (164) 127 25 Subtotal 23,021 23,624 21,864 Metrovacesa Suelo, S.A. (61) (53) (52) Other 2 18 (7) Subtotal (59) (35) (59) Total 22,963 23,590 21,805 For the purpose of allocating the reserves and accumulated losses to the consolidated entities and to the parent company, the transfers of reserves arising from the dividends paid and transactions between these entities are taken into account in the p eriod in which they took place.

Note 29 - Treasury Shares (Note

Note 29 - Treasury Shares (Notes)	12 Months Ended
	Dec. 31, 2018
Treasury Shares Abstract
Treasury Shares Explanatory	29. Treasury shares In the years ended December 31, 2018, 2017 and 2016 the Group entities performed the following transactions with shares issued by the Bank: Treasury Shares (Millions of euros) 2018 2017 2016 Number of Shares Millions of Euros Number of Shares Millions of Euros Number of Shares Millions of Euros Balance at beginning 13,339,582 96 7,230,787 48 38,917,665 309 + Purchases 279,903,844 1,683 238,065,297 1,674 379,850,939 2,004 - Sales and other changes (245,985,735) (1,505) (231,956,502) (1,622) (411,537,817) (2,263) +/- Derivatives on BBVA shares - - - (4) - (1) +/- Other changes - 23 - - - - Balance at the end 47,257,691 296 13,339,582 96 7,230,787 48 Held by BBVA, S.A. - - - - 2,789,894 22 Held by Corporación General Financiera, S.A. 47,257,691 296 13,339,582 96 4,440,893 26 Average purchase price in Euros 6.11 - 7.03 - 5.27 - Average selling price in Euros 6.25 - 6.99 - 5.50 - Net gain or losses on transactions (Shareholders' funds-Reserves) (24) 1 (30) The percentages of treasury shares held by the Group in the years ended December 31, 2018, 2017 and 2016 are as follows: Treasury Stock 2018 2017 2016 Min Max Closing Min Max Closing Min Max Closing % treasury stock 0.200% 0.850% 0.709% 0.004% 0.278% 0.200% 0.081% 0.756% 0.110% The number of BBVA shares accepted by the Group in pledge of loans as of December 31, 2018, 2017 and 2016 is as follows: Shares of BBVA Accepted in Pledge 2018 2017 2016 Number of shares in pledge 61,632,832 64,633,003 90,731,198 Nominal value 0.49 0.49 0.49 % of share capital 0.92% 0.97% 1.38% The number of BBVA shares owned by third parties but under management of a company within the Group as of December 31, 2018, 2017 and 2016 is as follows: Shares of BBVA Owned by Third Parties but Managed by the Group 2018 2017 2016 Number of shares owned by third parties 25,306,229 34,597,310 85,766,602 Nominal value 0.49 0.49 0.49 % of share capital 0.38% 0.52% 1.31%

Note 30 - Accumulated Other Com

Note 30 - Accumulated Other Comprehensive Income	12 Months Ended
	Dec. 31, 2018
Accumulated other comprehensive income abstract
Accumulated Other Comprehensive Income Explanatory	30. Accumulated other comprehensive income (loss) The breakdown of the balance under this heading in the accompanying consolidated balance sheets is as follows: Accumulated other comprehensive income (Millions of euros) Notes 2018 2017(*) 2016(*) Items that will not be reclassified to profit or loss (1,284) (1,183) (1,095) Actuarial gains or losses on defined benefit pension plans (1,245) (1,183) (1,095) Fair value changes of equity instruments measured at fair value through other comprehensive income 13.4 (155) Fair value changes of financial liabilities at fair value through profit or loss attributable to changes in their credit risk 116 Items that may be reclassified to profit or loss (5,932) (5,755) (2,527) Hedge of net investments in foreign operations (effective portion) (218) 1 (118) Foreign currency translation (6,643) (7,297) (3,349) Hedging derivatives. Cash flow hedges (effective portion) (6) (34) 16 Financial assets available for sale 13.4 1,641 947 Fair value changes of debt instruments measured at fair value through other comprehensive income 13.4 943 Non-current assets and disposal groups classified as held for sale 1 (26) - Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates (9) (40) (31) Total (7,215) (6,939) (3,622) (*) See Note 1.3. The balances recognized under these headings are presented net of tax.

Note 31 - Non Controlling Inter

Note 31 - Non Controlling Interest	12 Months Ended
	Dec. 31, 2018
Non Controlling interests
Non Controlling Interest Explanatory	31. Minority interest The breakdown by groups of consolidated entities of the balance under the heading “Minority interests (non-controlling interest)” of total equity in the accompanying consolidated balance sheets is as follows: Non-Controlling Interests (Millions of euros) 2018 2017 2016 BBVA Colombia Group 67 65 67 BBVA Chile Group (*) - 399 377 BBVA Banco Continental Group 1,167 1,059 1,059 BBVA Banco Provincial Group 67 78 97 BBVA Banco Francés Group 352 420 243 Garanti Group 4,058 4,903 6,157 Other entities 53 55 64 Total 5,764 6,979 8,064 (*) See Note 3. These amounts are broken down by groups of consolidated entities under the heading “Attributable to minority interests (non-controlling interest)” in the accompanying consolidated income statements: Profit attributable to Non-Controlling Interests (Millions of euros) 2018 2017 2016 BBVA Colombia Group 9 7 9 BBVA Chile Group (*) 26 51 40 BBVA Banco Continental Group 227 208 193 BBVA Banco Provincial Group (5) (2) (2) BBVA Banco Francés Group (18) 93 55 Garanti Group 585 883 917 Other entities 4 4 8 Total 827 1,244 1,218 (*) See Note 3. Dividends distributed to non-controlling interest of the Group during the year 2018 are: Garanti Group € 233 million, BBVA Banco Continental Group € 108 million, BBVA Chile Group € 14 million, BBVA Banco Francés Group € 13 million and other Spanish entiti es accounted for € 10 million.

Note 32 - Capital base and Capi

Note 32 - Capital base and Capital management	12 Months Ended
	Dec. 31, 2018
Capital Base And Capital Management
Information Whether Entity Complied with Any Externally Imposed Capital Requirement	32. Capital base and capital management 32.1 Capital base As of December 31, 2018, 2017 and 2016, equity is calculated in accordance to the applicable regulation of each period on minimum capital base requirements for Spanish credit institutions –both as individual entities and as consolidated group– and how to calculate them, as well as the various internal capital adequacy assessment processes they should have in place and the information they should disclose to t he market. The minimum capital base requirements established by the current regulation are calculated according to the Group’s exposure to credit and dilution risk, counterparty and liquidity risk relating to the trading portfolio, exchange-rate risk and o perational risk. In addition, the Group must fulfill the risk concentration limits established in said regulation and the internal corporate governance obligations. At the date of preparation of these consolidated financial statements, BBVA has not receive d an official communication of the ECB about the results of the SREP process which had been carried out during the financial year 2018 and which will include requirements regarding the capital ratio (both at individual and consolidated level) applicable to BBVA and its Group as from the date indicated in that communication. As soon as this communication will be available, BBVA will disclose it to the markets by means of public relevant events. Taking into account fully application of capital buffers since January 1, 2019 and considering last capital requirement co m municated from ECB, BBVA has to maintain since January 1, 2019 i) a CET1 ratio of 9.26% at consolidated level and ii) a total capital ratio of 12.76% at consolidated level . This total consolidated capital ratio includes i) the minimum common equity tier 1 capital (CET1) requirement under Pillar 1 (4.5%); ii) the additional tier 1 capital (AT1) requirement under Pillar 1 (1.5%) ; iii) the tier 2 capital requirement under Pillar 1 (2%) ; iv) the CET1 capital requirement under Pillar 2 (1.5%) ; v) the capital conservation buffer (2.5% of CET1) ; vi) the Other Systemic Important Institution buffer (OSII) (0.75% of CET1); and vii) the countercyclical capital buffer (0.01% of CET1) . The Group’s bank capital in accordance with the aforementioned applicable regulation, considering entities scope required by t he above regulation, as of December 31, 2018, 2 017 and 2016 is shown below: Eligible capital resources (Millions of euros) Notes December 2018 (*) December 2017 December 2016 Capital 26 3,267 3,267 3,218 Share premium 27 23,992 23,992 23,992 Retained earnings, revaluation reserves and other reserves 28 22,963 23,590 21,805 Other equity instruments, net 28 50 54 54 Treasury shares 29 (296) (96) (48) Attributable to the parent company 6 5,324 3,519 3,475 Attributable dividend 4 (975) (1,043) (1,510) Total equity 54,325 53,283 50,985 Accumulated other comprehensive income 30 (7,215) (6,939) (3,622) Non-controlling interest 31 5,764 6,979 8,064 Shareholders' equity 52,874 53,323 55,428 Intangible assets (8,199) (6,627) (5,675) Fin. treasury shares (27) (48) (82) Indirect treasury shares (108) (134) (51) Deductions (8,334) (6,809) (5,808) Temporary CET 1 adjustments - (273) (129) Capital gains from the Available-for-sale debt instruments portfolio - (256) (402) Capital gains from the Available-for-sale equity portfolio - (17) 273 Differences from solvency and accounting level (176) (189) (120) Equity not eligible at solvency level (176) (462) (249) Other adjustments and deductions (4,053) 3,711 (2,001) Common Equity Tier 1 (CET 1) 40,311 42,341 47,370 Additional Tier 1 before Regulatory Adjustments 5,634 6,296 6,114 Total Regulatory Adjustments of Additional Tier 1 - (1,657) (3,401) Tier 1 45,945 46,980 50,083 Tier 2 8,754 8,798 8,810 Total Capital (Total Capital=Tier 1 + Tier 2) 54,699 55,778 58,893 Total Minimum equity required 41,607 40,370 37,923 (*) P rovisional data. Capital Base 2018 (*) 2017 2016 Tier 1 (millions of euros) (a) 45,945 46,980 50,083 Exposure (millions of euros) (b) 705,406 700,443 747,216 Leverage ratio (a)/(b) (percentage) 6.51% 6.71% 6.70% (*) P rovisional data As of December 31, 2018 Common Equity Tier 1 (CET1) phased-in ratio stood at 11.6% (in terms of fully loaded, CET1 stood at 11.3%) . Excluding the effect of the phased-in calendar in minority interest and deductions that goes from 80% in 2017 to 100% in 2018, and including the positive impact of the sale of the stake in BBVA Chile (+50 bps), the CETI phased-in ratio has increased by +48 bps. This increase is mainly explained by the generation of profit, net of dividend payments and remunerations of AT1 instruments and dividends received by the Bank, and the stability in the level of risk weig hted assets (RWA). This CET1 phased-in ratio includes the impact of the initial implementation of IFRS9. In this context, the European Commission and Parliament have established temporary arrangements that are voluntary for the institutions, adapting the i mpact of IFRS9 on capital ratios. BBVA has informed the supervisory board its adherence to these arrangements. In addition, transfer of the real estate business of BBVA in Spain to Cerberus has no material impact on the ratios (see Note 3). TIER1 phased-in ratio stood at 13.2% as of December 31, 2018. During the year the Group has computed two new issuances of contingent convertible bonds (CoCos) as TIER1 instruments for US$1,000 million and €1,000 million, respectively. In addition, the Group has no longer includes a US$1,500 million issuance which was early redeemed in May 2018 and announced in January 2019 its intention to exercise the early redemption of an issuance of €1,500 million. The net effect on TIER1 phased-in ratio was -15 bps . Regarding TIER2 r atio, in the third quarter the Group has received authorization from the supervisor to include a subordinated issuance of US$300 million and no longer includes BBVA Chile subordinated instruments. As result of the above mentioned effects, the total capital phased-in ratio stood at 15.7%. In addition, the Group has continued its program to meet the MREL requirements by carrying two public senior non-preferred instruments by a total amount of €2.5 billion. In terms of MREL (which stands for Minimum Requiremen t for own funds and Eligible Liabilities), BBVA has to reach, by January 1, 2020, an amount of own funds and eligible liabilities equal to 15.08% of the total liabilities and own funds of its resolution group (BBVA, S.A. and its subsidiaries from the same European resolution group) as of December 31, 2016. This MREL requirement would be equal to 28.04% in terms of risk-weighted assets of the resolution group as of December 31, 2016. The Group believes that it is currently in line with this requirement. Risk -weighted assets (RWA) have decreased during the year, largely due to the sale of BBVA Chile and the depreciation of currencies against euro. The Group has performed three securitizations during the year: a traditional one in June of an automobile loan por tfolio of consumer finance amounting to €800 million, and two synthetic ones in March and December, on which the European Investment Fund (EIF, a subsidiary of the European Investment Bank) provided a financial guarantee. These three securitizations have p roduced a positive impact on capital of €971 million via RWA release. Additionally, during the first half of the year, BBVA has received an authorization from the ECB to update the calculation of RWA on structural FX risk under the standard model. A recon ciliation of the consolidated accounting and regulatory perimeters as of December 31st 2018 is presented below (provisional data): Public balance sheet headings (Millions of euros) Public balance sheet Insurance companies and real estate companies (1) Jointly-controlled entities and other adjustments (2) Regulatory balance sheet Cash, cash balances at central banks and other demand deposits 58,196 (3) 103 58,296 Financial assets held for trading 90,117 1,277 - 91,394 Non- trading financial assets mandatorily at fair value through profit or loss 5,135 (2,768) - 2,367 Financial assets designated at fair value through profit or loss 1,313 (1,313) - - Financial assets designated at fair value through other comprehensive income 56,337 (14,318) - 42,019 Financial assets at amortized cost 419,660 (6,279) 593 413,974 Hedging derivatives 2,892 (87) - 2,805 Fair value changes of the hedged items in portfolio hedges of interest rate risk (21) - - (21) Investments in entities accounted for using the equity method 1,578 2,587 (80) 4,085 Non- current assets and disposal groups held for sale 2,001 (2) 2 2,001 Other 39,481 715 3 40,199 Total assets 676,689 (20,191) 621 657,119 (1) Correspond to balances of entities fully consolidated in the public balance sheet but consolidate d by the equity method in the regulatory balance sheet. (2) Correspond to intragroup adjustments and other consolidation adjustments. 32.2 Capital management Capital management in the BBVA Group has a twofold aim: Maintain a level of capitalization according to the business objectives in all countries in which it operates and, simultaneously, Maximize the return on shareholders’ funds through the efficient allocation of capital to the different units, a good management of the balance sheet and approp riate use of the various instruments forming the basis of the Group’s equity: shares, preferred securities and subordinate debt. This capital management is carried out determining the capital base and the solvency ratios established by the prudential and m inimum capital requirements also have to be met for the entities subject to prudential supervision in each country. The current regulation allows each entity to apply its own internal ratings-based (IRB) approach to risk assessment and capital management, subject to Bank of Spain approval. The BBVA Group carries out an integrated management of these risks in accordance with its internal policies and its internal capital estimation model has received the Bank of Spain’s approval for certain portfolios (see N ote 7).

Note 33 - Commitments and guara

Note 33 - Commitments and guarantees given	12 Months Ended
	Dec. 31, 2018
Commitments and Guarantees given
Disclosure of commitments and guarantees given	33. Commitments and guarantees given The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows : Loan commitments, financial guarantees and other commitments (Millions of euros) Notes 2018 2017 2016 Loan commitments given 7.3.2 118,959 94,268 107,254 of which: defaulted 247 537 411 Central banks - 1 1 General governments 2,318 2,198 4,354 Credit institutions 9,635 946 1,209 Other financial corporations 5,664 3,795 4,155 Non-financial corporations 58,405 58,133 71,710 Households 42,936 29,195 25,824 Financial guarantees given (*) 7.3.2 16,454 16,545 18,267 of which: defaulted 332 278 278 Central banks 2 - - General governments 159 248 103 Credit institutions 1,274 1,158 1,553 Other financial corporations 730 3,105 722 Non-financial corporations 13,970 11,518 15,354 Households 319 516 534 Other commitments and guarantees given 7.3.2 35,098 45,738 42,592 of which: defaulted 408 461 402 Central banks 1 7 12 General governments 248 227 372 Credit institutions 5,875 15,330 9,880 Other financial corporations 2,990 3,820 4,892 Non-financial corporations 25,723 25,992 27,297 Households 261 362 138 Total Loan commitments and financial guarantees 170,511 156,551 168,113 (*) N on performing financial guarantees given amounted to € 740 , € 739 and € 680 million, respectively, as of December 31, 2018, December 31, 2017, and December 31, 2016, respectively. A s of December 31, 2018, the provisions for loan commitments given, financial guarantees given and other commitments and guarantees given, recorded in the consolidated balance sheet amounted € 338 million, € 252 million and € 45 million, respectively. Since a significant portion of the amounts above will expire without any payment being made by the consolidated entities, the aggregate balance of these commitments cannot be considered the actual future requirement for financing or liquidity to be provided by the BBVA Group to third parties. In the years 2018, 2017 and 2016, no issuance of debt securities carried out by associates of the BBVA Group, joint venture entities or non-Group entities have been guaranteed.

Note 34 - Other contingent asse

Note 34 - Other contingent assets and liabilities	12 Months Ended
	Dec. 31, 2018
Other contingent assets and liabilities
Disclosure of other contingent assets and liabilities	34. Other contingent assets and liabilities As of December 31, 2018, 2017 and 2016 there were no material contingent assets or liabilities other than those disclosed in the accompanying notes to the consolidated financial statements.

Note 35 - Purchase and sale com

Note 35 - Purchase and sale commitments and future payment obligations (Notes)	12 Months Ended
	Dec. 31, 2018
Purchase and sale commitments and future payment obligations
Purchase and Sale commitments and future payment obligations	35. Purchase and sale commitments and future payment obligations The breakdown of purchase and sale commitments of the BBVA Group as of December 31, 2018, 2017 and 2016 is as follows: Purchase and Sale Commitments (Millions of euros) Notes 2018 2017 2016 Financial instruments sold with repurchase commitments 42,993 40,077 46,562 Financial liabilities held for trading 10 36,815 - - Central Banks 10,511 - - Credit Institutions 14,839 - - General governments 11,466 - - Financial liabilities at amortized cost 22 6,178 40,077 46,562 Central Banks 375 6,155 4,649 Credit Institutions 4,593 24,843 28,421 Customer deposits 1,209 9,079 13,491 Financial instruments purchased with resale commitments 28,034 26,368 22,921 Financial assets held for trading 10 27,262 - - Central Banks 2,163 - - Credit Institutions 13,305 - - General governments 11,794 - - Financial assets at amortized cost 14 772 26,368 22,921 Central Banks - 305 81 Credit Institutions 478 13,861 15,561 General governments 294 12,202 7,279 A breakdown of the maturity of other payment obligations, not included in previous notes, due after December 31, 2018 is provided below: Maturity of Future Payment Obligations (Millions of euros) Up to 1 Year 1 to 3 Years 3 to 5 Years Over 5 Years Total Operating leases 251 253 554 1,879 2,937 Purchase commitments 28 - - - 28 Technology and systems projects 7 - - - 7 Other projects 20 - - - 20 Total 279 253 554 1,879 2,965

Note 36 - Transactions on behal

Note 36 - Transactions on behalf of third parties (Notes)	12 Months Ended
	Dec. 31, 2018
Transactions On Behalf Of Third Parties Abstract
Transactions On Behalf Of Third Parties Explanatory	36. Transactions on behalf of third parties As of December 31, 2018, 2017 and 2016 the details of the most transactions on behalf of third parties are as follows: Transactions on Behalf of Third Parties (Millions of euros) 2018 2017 2016 Financial instruments entrusted to BBVA by third parties 628,417 624,822 637,761 Conditional bills and other securities received for collection 13,484 14,775 16,054 Securities lending 4,866 5,485 3,968 Total 646,768 645,081 657,783 As of December 31, 2018, 2017 and 2016 the customer funds managed by the BBVA Group are as follows: Customer Funds by Type (Millions of euros) 2018 2017 2016 Asset management by type of customer (*): Collective investment 61,393 60,939 55,037 Pension funds 33,807 33,985 33,418 Customer portfolios managed 29,953 36,901 40,805 Of which: Portfolios managed on a discretionary basis 23,657 19,628 18,165 Other resources 2,949 3,081 2,831 Customer resources distributed but not managed by type of product: Collective investment 3,468 3,407 3,695 Insurance products 32 35 39 Total 131,603 138,347 135,824 (*) E xcludes balances from securitization funds.

Note 37 - Interest Income and E

Note 37 - Interest Income and Expense	12 Months Ended
	Dec. 31, 2018
Interest Income And Expense
Disclosure of Interest Income Expense	37. Net interest income 37.1 Interest income and other income The breakdown of the interest income and other income recognized in the accompanying consolidated income statement is as follows: Interest income and other income. Breakdown by Origin (Millions of euros) Notes 2018 2017 2016 Central Banks 482 406 229 Loans and advances to credit institutions 458 410 217 Loans and advances to customers 22,831 22,699 21,608 Debt securities 4,395 3,809 4,128 Held for trading 1,552 1,263 1,014 Other portfolios 2,843 2,546 3,114 Adjustments of income as a result of hedging transactions (201) 427 (385) Cash flow hedges (effective portion) (3) 15 12 Fair value hedges (198) 412 (397) Insurance activity 1,142 1,058 1,219 Other income 722 487 692 Total 55.2 29,831 29,296 27,708 Of which: Financial assets at fair value through other comprehensive income 2,306 1,962 - Financial assets at amortized cost 24,668 23,803 24,578 Other 2,856 3,531 3,130 The amounts recognized in consolidated equity in connection with hedging derivatives and the amounts derecognized from consolidated equity and taken to the consolidated income statement during the years are given in the accompanying “Consolidated statements of recognized income and expenses”. 37.2 Interest expense The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows: Interest Expenses. Breakdown by Origin (Millions of euros) 2018 2017 2016 Central banks 80 123 192 Deposits from credit institutions 2,023 1,880 1,367 Customers deposits 6,523 5,814 5,766 Debt certificates 1,936 1,930 2,323 Adjustments of expenses as a result of hedging transactions (323) 665 (574) Cash flow hedges (effective portion) 46 38 42 Fair value hedges (368) 627 (616) Cost attributable to pension funds 119 125 96 Insurance activity 607 682 846 Other expenses 1,274 316 634 Total 12,239 11,537 10,648 37.3 Average return on investments and average borrowing cost The detail of the average return on investments in the years ended December 31, 2018, 2017 and 2016 is as follows: Assets (Millions of euros) 2018 2017 2016 Average Balances Interest income Average Interest Rates (%) Average Balances Interest income Average Interest Rates (%) Average Balances Interest income Average Interest Rates (%) Cash and balances with central banks and other demand deposits 42,730 135 0.32 33,917 83 0.25 26,209 10 0.04 Securities portfolio and derivatives 179,672 5,707 3.18 177,164 4,724 2.67 202,388 5,072 2.51 Loans and advances to central banks 5,518 258 4.67 10,945 258 2.36 15,326 229 1.50 Loans and advances to credit institutions 25,634 657 2.56 26,420 485 1.83 28,078 218 0.78 Loans and advances to customers 378,996 22,804 6.02 407,153 23,261 5.71 410,895 21,853 5.32 Euros 181,668 3,381 1.86 196,893 3,449 1.75 201,967 3,750 1.86 Foreign currency 197,328 19,423 9.84 210,261 19,812 9.42 208,928 18,104 8.67 Other assets 46,343 270 0.58 48,872 485 0.99 52,748 325 0.62 Total 678,893 29,831 4.39 704,471 29,296 4.16 735,645 27,708 3.77 The average borrowing cost in the years ended December 31, 2018, 2017 and 2016 is as follows: Liabilities (Millions of euros) 2018 2017 2016 Average Balances Interest expenses Average Interest Rates (%) Average Balances Interest expenses Average Interest Rates (%) Average Balances Interest expenses Average Interest Rates (%) Deposits from central banks and credit institutions 65,044 2,192 3.37 90,619 2,212 2.44 101,975 1,866 1.83 Customer deposits 370,078 6,559 1.77 392,057 7,007 1.79 398,851 5,944 1.49 Euros 178,370 337 0.19 186,261 461 0.25 195,310 766 0.39 Foreign currency 191,709 6,222 3.25 205,796 6,546 3.18 203,541 5,178 2.54 Debt certificates 75,927 1,753 2.31 84,221 1,631 1.94 89,876 1,738 1.93 Other liabilities 115,638 1,735 1.50 82,699 687 0.83 89,328 1,101 1.23 Equity 52,206 - - 54,874 - - 55,616 - - Total 678,893 12,239 1.80 704,471 11,537 1.64 735,645 10,648 1.45 The change in the balance under the headings “Interest income and other income” and “Interest expense” in the accompanying consolidated income statements is the result of exchange rate effect, changing prices (price effect) and changing volume of activity (volume effect), as can be seen below: Interest Income and Expenses : Change in the Balance (Millions of euros) 2018 / 2017 2017 / 2016 Volume Effect (1) Price Effect (2) Total Effect Volume Effect (1) Price Effect (2) Total Effect Cash and balances with central banks and other demand deposits 22 30 51 3 71 74 Securities portfolio and derivatives 67 916 983 (632) 285 (347) Loans and advances to Central Banks (128) 128 - (66) 94 29 Loans and advances to credit institutions (14) 187 172 (13) 279 266 Loans and advances to customers (1,609) 1,152 (456) (199) 1,606 1,408 Euros (267) 199 (68) (94) (206) (301) Foreign currencies (1,219) 830 (389) 115 1,593 1,708 Other assets (25) (190) (215) (24) 184 160 Interest income - - 535 - - 1,588 Deposits from central banks and credit institutions (624) 604 (20) (208) 554 346 Customer deposits (393) (55) (448) (101) 1,164 1,063 Euros (20) (104) (124) (35) (269) (305) Foreign currencies (448) 124 (324) 57 1,311 1,368 Debt securities issued (161) 282 122 (109) 3 (106) Other liabilities 274 774 1,048 (82) (332) (414) Interest expenses - - 702 - - 889 Net Interest Income - - (167) - - 699 (1) T he volume effect is calculated as the result of the interest rate of the initial period multiplied by the difference between the average balances of both periods. (2) The price effect is calculated as the result of the average balance of the last period multiplied by the difference between the interest rates of both periods.

Note 38 - Dividend Income

Note 38 - Dividend Income	12 Months Ended
	Dec. 31, 2018
Dividend income Abstract
Dividend Income	38. Dividend income The balances for this heading in the accompanying consolidated income statements correspond to dividends on shares and equity instruments other than those from shares in entities accounted for using the equity method (see HYPERLINK \l "Nota_41" Note 3 9 ), as can be seen in the breakdown below: Dividend Income (Millions of euros) 2018 2017 2016 Dividends from: Financial assets held for trading and financial assets at fair value through profit or loss 19 145 161 Financial assets at fair value through other comprehensive income 138 188 307 Total 157 334 467

Note 39 - Share of profit or lo

Note 39 - Share of profit or loss of entities accounted for using the equity method	12 Months Ended
	Dec. 31, 2018
Share of profit or loss of entities accounted for using the equity method
Investments in Entities Accounted for Using the Equity Method	39. Share of profit or loss of entities accounted for using the equity method Net income from “Investments in Entities Accounted for Using the Equity Method” resulted in a negative impact of €7 million as of December 31, 2018, compared with the positive impact of €4 and €25 million recorded as of December 31, 2017 and 2016, respectively.

Note 40 - Fee and commission in

Note 40 - Fee and commission income and expenses	12 Months Ended
	Dec. 31, 2018
Fee And Commission Income Expenses
Fee and commission income and expenses	40. Fee and commission income and expense The breakdown of the balance under these heading in the accompanying consolidated income statements is as follows: Fee and Commission Income (Millions of euros) 2018 2017 2016 Bills receivables 39 46 52 Demand accounts 451 507 469 Credit and debit cards 2,900 2,834 2,679 Checks 194 212 207 Transfers and other payment orders 605 601 578 Insurance product commissions 171 192 178 Commitment fees 223 231 237 Contingent risks 390 396 406 Asset Management 1,023 923 839 Securities fees 325 385 335 Custody securities 122 122 122 Other fees and commissions 689 700 701 Total 7,132 7,150 6,804 The breakdow n of fee and commission expense under these heading in the accompanying consolidated income statements is as follows: Fee and Commission Expense (Millions of euros) 2018 2017 2016 Credit and debit cards 1,502 1,458 1,334 Transfers and other payment orders 96 102 102 Commissions for selling insurance 48 60 63 Other fees and commissions 607 610 587 Total 2,253 2,229 2,086

Note 41 - Gains (losses) on fin

Note 41 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences	12 Months Ended
	Dec. 31, 2018
Gains Or Losses on Financial Assets And Liabilities And Exchanges Differences
Disclosure of gains or losses on financial assets and liabilities and exchange differences	41. Gains (losses) on financial assets and liabilities, net and Exchange differences The breakdown of the balance under this heading, by source of the related items, in the accompanying consolidated income statement is as follows: Gains (losses) on financial assets and liabilities and exchange differences: Breakdown by Heading of the Consolidated Income Statements (Millions of euros) 2018 2017 2016 Gains or losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net 216 985 1,375 Financial assets at amortized cost 51 133 95 Other financial assets and liabilities 164 852 1,281 Gains or losses on financial assets and liabilities held for trading, net 707 218 248 Other gains or (-) losses 707 Gains (losses) on non-trading financial assets mandatorily at fair value through profit or loss, net 96 Other gains or (-) losses 96 Gains or losses on financial assets and liabilities designated at fair value through profit or loss, net 143 (56) 114 Gains or losses from hedge accounting, net 72 (209) (76) Subtotal Gains or (losses) on financial assets and liabilities 1,234 938 1,661 Exchange Differences (9) 1,030 472 Total 1,223 1,968 2,133 The breakdown of the balance (excluding exchange rate differences) under this heading in the accompanying income statements by the nature of financial instruments is as follows: Gains (losses) on financial assets and liabilities: Breakdown by nature of the Financial Instrument (Millions of euros) 2018 2017 2016 Debt instruments 354 545 906 Equity instruments (253) 845 459 Loans and advances to customers (172) 97 65 Trading derivatives and hedge accounting 927 (470) 109 Customer deposits 240 (96) 87 Other 137 18 35 Total 1,233 938 1,661 The breakdown of the balance of the impact of the de rivatives (trading and hedging) under this heading in the accompanying consolidated income statements is as follows: Derivatives - Hedge accounting (Millions of euros) 2018 2017 2016 Derivatives Interest rate agreements 90 165 431 Securities agreements 294 (139) 86 Commodity agreements (2) 99 (29) Credit derivative agreements (109) (564) (118) Foreign-exchange agreements 606 315 186 Other agreements (24) (137) (371) Subtotal 856 (261) 185 Hedging Derivatives Ineffectiveness Fair value hedges 87 (177) (76) Hedging derivative (150) (236) (330) Hedged item 237 59 254 Cash flow hedges (15) (32) - Subtotal 72 (209) (76) Total 927 (470) 109 In addition, in the years ended December 31, 2018, 2017 and 2016, under the heading “Gains or losses on financial assets and liabilities held for trading, net” of the consolidated income statement, net amounts of negative €113 million, positive €235 million and positive €151 million, respectively, were recognized for transactions with foreign exchange trading derivat ives.

Note 42 - Other operating incom

Note 42 - Other operating income and expenses	12 Months Ended
	Dec. 31, 2018
Other Operating Income and Expenses
Other Operating Income And Expenses	42. Other operating income and expense The breakdown of the balance under the heading “Other operating income” in the accompanying consolidated income statements is as follows: Other operating income (Millions of euros) 2018 2017 2016 Gains from sales of non-financial services 458 1,109 882 Of which: Real estate 283 884 588 Other 491 330 390 Of which: net profit from building leases 21 61 76 Total 949 1,439 1,272 The breakdown of the balance under the heading “Other operating expense” in the accompanying consolidated income statements is as follows: Other operating expense (Millions of euros) 2018 2017 2016 Change in inventories 292 886 617 Of Which: Real estate 248 816 511 Other 1,808 1,337 1,511 Total 2,101 2,223 2,128

Note 43 - Insurance and reinsur

Note 43 - Insurance and reinsurance contracts income and expenses	12 Months Ended
	Dec. 31, 2018
Insurance and Reinsurance Contracts Income and Expenses
Other operating income and expenses on Insurance and reinsurance contracts	43. Income and expense from insurance and reinsurance contracts The detail of the headings “Income and expense from insurance and reinsurance contracts” in the accompanying consolidated income statements is as follows: Other operating income and expense on insurance and reinsurance contracts (Millions of euros) 2018 2017 2016 Income on insurance and reinsurance contracts 2,949 3,342 3,652 Expenses on insurance and reinsurance contracts (1,894) (2,272) (2,545) Total 1,055 1,069 1,107 The table below shows the contribution of each insurance product to the Group´s income for the years ended December 31, 2018, 2017 and 2016: Income by type of insurance product (Millions of euros) 2018 2017 2016 Life insurance 682 604 634 Individual 486 346 268 Savings 56 38 30 Risk 430 308 238 Group insurance 196 258 366 Savings 39 (4) 8 Risk 157 263 357 Non-Life insurance 373 464 474 Home insurance 110 118 131 Other non-life insurance products 263 346 342 Total 1,055 1,069 1,107

Note 44 - Administration Costs

Note 44 - Administration Costs	12 Months Ended
	Dec. 31, 2018
Classes Of Employee Benefits Expense
Personnel Expenses Explanatory	44. Administration costs 44.1 Personnel expenses The breakdown of the average number of employees in the BBVA Group in the year ended December 31, 2018, 2017 and 2016 by professional categories and geographical areas is as follows: Personnel Expenses (Millions of euros) Notes 2018 2017 2016 Wages and salaries 4,786 5,163 5,267 Social security costs 722 761 784 Defined contribution plan expense 25 89 87 87 Defined benefit plan expense 25 58 62 67 Other personnel expenses 465 497 516 Total 6,120 6,571 6,722 The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows: Average Number of Employees 2018 2017 2016 Spanish banks Management Team 1,047 1,026 1,044 Other line personnel 21,840 22,180 23,211 Clerical staff 2,818 3,060 3,730 Branches abroad 589 603 718 Subtotal 26,294 26,869 28,703 Companies abroad Mexico 31,655 30,664 30,378 United States 9,786 9,532 9,710 Turkey 22,322 23,154 23,900 Venezuela 3,631 4,379 5,097 Argentina 6,074 6,173 6,041 Colombia 5,185 5,374 5,714 Peru 5,879 5,571 5,455 Other 3,767 5,501 5,037 Subtotal 88,299 90,348 91,332 Pension fund managers 395 362 335 Other non-banking companies 14,349 14,925 16,307 Total 129,336 132,504 136,677 Of which: Men 59,547 60,730 62,738 Women 69,790 71,774 73,939 Of which: BBVA, S.A. 26,294 26,869 25,979 The breakdown of the number of employees in the BBVA Group as of December 31, 2018, 2017 and 2016 by category and gender is as follows: Number of Employees at the period end. Professional Category and Gender 2018 2017 2016 Male Female Male Female Male Female Management Team 1,197 339 1,244 342 1,331 350 Other line personnel 37,461 38,918 38,670 39,191 38,514 39,213 Clerical staff 19,315 28,397 20,639 31,770 22,066 33,318 Total 57,973 67,654 60,553 71,303 61,911 72,881 44.1.1 Share-based employee remuneration The amounts recognized under the heading “Administration costs - Personnel expenses - Other personnel expenses” in the consolidated income statements for the year ended December 31, 2018, 2017 and 2016, corresponding to the remuneration plans based on equ ity instruments in each year, amounted to € 29 million, € 38 million and € 57 million, respectively. These amounts have been recognized with a corresponding entry under the heading “Shareholders’ funds - Other equity instruments” in the accompanying consolida ted balance sheets, net of tax effect. The characteristics of the Group's remuneration plans based on equity instruments are described below. System of Variable Remuneration in Shares In BBVA, the annual variable remuneration applying generally to all employees consists of one incentive, to be paid in cash, awarded once a year and linked to the achievement of predetermined objectives and to a sound risk management (hereinafter, the “Ann ual Variable Remuneration”). According to the remuneration policy for BBVA Group, in force since 2017, the specific settlement and payment system for the Annual Variable Remuneration applicable to those employees and senior managers whose professional acti vities have a significant impact on the Group’s risk profile including the executive directors and members of BBVA Senior Management (hereinafter, the "Identified Staff"), which includes, among others, the payment in shares of part of their Annual Variable Remuneration. This remuneration policy was approved, with respect to BBVA directors, by the Board of Directors held on February 9, 2017, and by the Annual General Shareholders’ Meeting held on March 17, 2017. This remuneration policy includes a specific settlement and payment system of the Annual Variable Remuneration applicable to the Identified Staff, including directors and senior management, under the following rules, among others: A significant percentage of variable remuneration – 60% in the case o f executive directors, Senior Management and those Identified Staff members with particularly high variable remuneration, and 40% for the rest of the Identified Staff– shall be deferred over a five-year period, in the case of executive directors and Senior Management, and over a three-year period, for the remaining Identified Staff. 50% of the variable remuneration of each year (including both upfront and deferred portions), shall be established in BBVA shares, albeit a larger proportion (60%) in shares sha ll be deferred in the case of executive directors and Senior Management. The variable remuneration will be subject to ex ante adjustments, so that it will not be accrued, or will be accrued in a reduced amount, should a certain level of profit or capital r atio not be obtained. Likewise, the Annual Variable Remuneration will be reduced upon performance assessment in the event of negative evolution of the Bank’s results or other parameters such as the level of a chievement of budgeted targets. T he deferred co mponent of the variable remuneration (in shares and in cash) may be reduced in its entirety, yet not increased, based on the result of multi-year performance indicators aligned with the Bank’s fundamental risk management and control metrics, related to the solvency, capital, liquidity, funding or profitability, or to the share performance and recurring results of the Group. During the entire deferral period (5 or 3 years, as applicable) and retention period, variable remuneration shall be subject to malus and clawback arrangements, both linked to a downturn in financial performance of the Bank, specific unit or area, or individual, under certain circumstances. All shares shall be withheld for a period of one year after delivery, except for those shares re quired to honor the payment of taxes. No personal hedging strategies or insurance may be used in connection with remuneration and responsibility that may undermine the effects of alignment with sound risk management. The deferred amounts in cash subject t o multi-year performance indicators that are finally paid shall be subject to updating, in the terms determined by the Bank’s Board of Directors, upon proposal of the Remunerations Committee, whereas deferred amounts in shares shall not be updated. Finally , the variable component of the remuneration of the Identified Staff members shall be limited to a maximum amount of 100% of the fixed component of total remuneration, unless the General Meeting resolves to increase this percentage up to 200%. In this rega rd, the General Meeting held on March 16, 2018 resolved to increase the maximum level of variable remuneration to 200% of the fixed component for a number of the Identified Staff, in the terms indicated in the Report of Recommendations issued for this purp ose by the Board of Directors dated February 12, 2018. In accordance with the new remuneration policy applicable to the Identified Staff, malus and clawback arrangements will be applicable to the Annual Variable Remuneration awarded as of the year 2016, inclusive, for each member of the Identified Staff. According to the settlement and payment scheme indicated, during 2018, members of the Identified Staff received a total amount of 3,932,268 shares corresponding to the initial payment corresponding to 201 7 Annual Variable Remuneration to be delivered in shares. Additionally, the remuneration policy prevailing until 2014 provided for a specific settlement and payment scheme for the variable remuneration of the Identified Staff that established a three-year deferral period for the Annual Variable Remuneration, being the deferred amount paid in thirds over this period in equal parts, in cash and in BBVA shares. According to this prior scheme, during 2018, the members of the Identified Staff received the shares corresponding to the deferred parts of the Annual Variable Remuneration from previous years, and their corresponding adjustments in cash, delivery of which corresponded in 2018, were delivered to the beneficiary members of the Identified Staff, resulting in a total amount of 941,366 shares corresponding to the last deferred third of the 2014 Annual Variable Remuneration and € 903,711 as adjustments for updates of the shares granted. The information on the delivery of shares to executive Directors and senio r management corresponding to the deferred parts of the Annual Variable Remuneration from previous years and their corresponding adjustments in cash, are detailed in Note 54. Additionally, in line with specific regulation applicable in Portugal and Brazil, BBVA identifies those employees that, according to local regulators, should be subject to a specific settlement and payment scheme of the Annual Variable Remuneration. According to this regulation, during 2018 a number of 39,555 shares corresponding to t he initial payment of 2017 Annual Variable Remuneration were delivered to these beneficiaries. Additionally, during 2018 the shares corresponding to the deferred parts of the Annual Variable Remuneration and their corresponding adjustments in cash, were d elivered to these beneficiaries, giving rise in 2018, of a total of 12,120 shares corresponding to the first deferred third of the 2016 Annual Variable Remuneration, and € 2,679 as adjustments for updates of the shares granted; a total of 10,485 shares corr esponding to the second third of the 2015 Annual Variable Remuneration, and € 6,186 as adjustments for updates of the shares granted; and a total of 7,158 shares corresponding to the final third of the 2014 Annual Variable Remuneration, and € 6,872 as adjust ments for updates of the shares granted. 44.2 Other administrative expenses The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows: Other Administrative Expenses (Millions of euros) 2018 2017 2016 Technology and systems 1,133 692 673 Communications 235 269 294 Advertising 336 352 398 Property, fixtures and materials 982 1,033 1,080 Of which: Rent expenses (*) 552 581 616 Taxes other than income tax 417 456 433 Other expenses 1,271 1,738 1,766 Total 4,374 4,541 4,644 (*) The consolidated companies do not expect to terminate the lease contracts early.

Note 45 - Depreciation

Note 45 - Depreciation	12 Months Ended
	Dec. 31, 2018
Depreciation and amortisation expense
Disclosure of Depreciation	45. Depreciation and Amortization The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows: Depreciation and amortization (Millions of euros) Notes 2018 2017 2016 Tangible assets 17 594 694 690 For own use 589 680 667 Investment properties 5 13 23 Other Intangible assets 613 694 735 Total 1,208 1,387 1,426

Note 46 - Provisions or reversa

Note 46 - Provisions or reversal provisions	12 Months Ended
	Dec. 31, 2018
Provisions or reversal of provisions Abstract
Provisions or Reversal Provisions	46. Provisions or (reversal) of provisions In the years ended Decembe r 31, 2018, 2017 and 2016 the net provisions recognized in this income statement line item were as follows: Provisions or (reversal) of provisions (Millions of euros) Notes 2018 2017 2016 Pensions and other post employment defined benefit obligations 25 125 343 332 Commitments and guarantees given (48) (313) 56 Pending legal issues and tax litigation 133 318 76 Other Provisions 163 397 722 Total 373 745 1,186

Note 47 - Impairment or reversa

Note 47 - Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss	12 Months Ended
	Dec. 31, 2018
Impairment or reversal of impairment on financial assets not measured at fair value through profir or loss
Impairment or Reversal of Impairment on financial assets not measured at fair value through profir or loss	47. Impairment or (reversal) of impairment on financial assets not measured at fair value through profit or loss The breakdown of Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss by the nature of those assets in the accompanying consolidated income statements is as follows: Impairment or (reversal) of impairment on financial assets not measured at fair value through profit or loss (Millions of euros) Notes 2018 2017 2016 Financial assets at fair value through other comprehensive income 13.4 1 1,127 202 Debt securities 1 (4) 157 Equity instruments - 1,131 46 Financial assets at amortized cost 3,980 3,677 3,597 Of which: Recovery of written-off assets 7.3.5 589 558 541 Held to maturity investments (1) 1 Total 3,981 4,803 3,801

Note 48 - Impairment or reversa

Note 48 - Impairment or reversal of impairment on non-financial assets	12 Months Ended
	Dec. 31, 2018
Impairment or reversal of impairment on non-financial assets
Impairment or Reversal of Impairment on non-financial assets	48. Impairmen t or (reversal) of impairment on non-financial assets The impairment losses on non-financial assets broken down by the nature of those assets in the accompanying consolidated income statements are as follows: Impairment or (reversal) of impairment on non-financial assets (Millions of euros) Notes 2018 2017 2016 Tangible assets 17 5 42 143 Intangible assets 18.2 83 16 3 Others 20 51 306 375 Total 138 363 521

Note 49 - Gains (losses) on der

Note 49 - Gains (losses) on derecognition of non financial assets and subsidiaries, net	12 Months Ended
	Dec. 31, 2018
Gains (losses) on derecognition of non financial assets and subsidiaries, net
Gains (losses) on derecognition of non financial assets and subsidiaries, Net	49. Gains (losses) on derecognition of non - financial assets and subsidiaries, net The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows: Gains (losses) on derecognition of non-financial assets and subsidiaries, net (Millions of euros) 2018 2017 2016 Gains Disposal of investments in non-consolidated subsidiaries 55 38 111 Disposal of tangible assets and other 81 69 64 Losses: Disposal of investments in non-consolidated subsidiaries (13) (27) (58) Disposal of tangible assets and other (45) (33) (47) Total 78 47 70

Note 50 - Profit or loss from n

Note 50 - Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	12 Months Ended
	Dec. 31, 2018
Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations
Profit (loss) from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	50. Profit (loss) from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations The main items included in the balance under this heading in the accompanying consolidated income statements are as follows: Profit (loss) from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Millions of euros) Notes 2018 2017 2016 Gains on sale of real estate 129 102 66 Impairment of non-current assets held for sale 21 (208) (158) (136) Gains on sale of investments classified as non-current assets held for sale (*) 894 82 39 Total 815 26 (31) (*) The change is mainly as a result of the sale of the BBVA stake in BBVA Chile (see Note 3).

Note 51 - Consolidated Statemen

Note 51 - Consolidated Statement Of Cash Flows	12 Months Ended
	Dec. 31, 2018
Consolidated statements of cash flows
Disclosure Of Cash Flow Statement Explanatory	5 1. Consolidated statements of cash flows In the consolidated statements of cash flows, the balance of “Cash equivalent in central banks” includes short-term deposits at centra l banks under the heading "Financial assets at amortized cost" in the accompanying consolidated balance sheets and does not include demand deposits with credit institutions recorded in the heading "Cash, balances in cash at Central Bank and other demand de posits". Cash flows from operating activities increased in the year ended December 31, 2018 by €6,609 million (compared with a decrease of €4,568 million in December 31, 2017), mainly due to the change in “Financial assets held for trading”. Cash flows fro m investing activities increased in the year ended December 31, 2018 by €4,614 million (compared with an increase of €3,462 million in December 31, 2017), mainly due to the change in “Joint Ventures and Associates”. Cash flows from financing activities dec reased in the year ended December 31, 2018 by €4,994 million (compared with an increase of €1,015 million in December 31, 2017), mainly due to the change in “Subordinated Liabilities”. The variation between 2018 and 2017 of the financial liabilities from f inancing activities is the following: Liabilities from financing activities (Millions of Euros) December 31, 2017 Cash flows Non-cash changes December 31, 2018 Acquisition Disposal Foreign exchange movement Fair value changes Debt certificates 50,635 (1,621) - (1,900) (779) - 46,335 Subordinated debt certificates 17,443 857 - (694) 29 - 17,635 Short-term debt 10,013 931 - - 81 - 11,025 Other financial liabilities 8,891 1,574 - (643) (1,328) - 8,495 Total 86,982 1,741 - (3,237) (1,997) - 83,490 Liabilities from financing activities (Millions of Euros) December 31, 2016 Cash flows Non-cash changes December 31, 2017 Acquisition Disposal Foreign exchange movement Fair value changes Debt certificates 59,388 (5,958) - - (2,796) - 50,635 Subordinated debt certificates 16,987 1,679 - - (1,223) - 17,443 Short-term debt 11,556 (1,319) - - (224) - 10,013 Other financial liabilities 10,179 (378) - - (910) - 8,891 Total 98,111 (5,976) - - (5,153) - 86,982

Note 52 - Accountant Fees And S

Note 52 - Accountant Fees And Services	12 Months Ended
	Dec. 31, 2018
Auditors Remuneration Abstract
Disclosure of Auditors Remuneration Explanatory	52. Accountant fees and services The details of the fees for the services contracted by entities of the BBVA Group for the years ended December 31, 2018 and 2017 with their respective auditors and other audit entities are as follows: Fees for Audits Conducted and Other Related Services (Millions of euros) (**) 2018 2017 Audits of the companies audited by firms belonging to the KPMG worldwide organization and other reports related with the audit (*) 26.1 27.2 Other reports required pursuant to applicable legislation and tax regulations issued by the national supervisory bodies of the countries in which the Group operates, reviewed by firms belonging to the KPMG worldwide organization 1.5 1.9 Fees for audits conducted by other firms 0.1 0.1 (*) Including fees pertaining to annual legal audits (€22.4 and 22.6 million as of December 31, 2018 and December 31, 2017, respectively). (**) Regardless of the billed period. In the year ended December 31, 2018, other entities in the BBVA Group contracted other services (other than audits) as follows: Other Services rendered (Millions of euros) 2018 2017 Firms belonging to the KPMG worldwide organization 0.3 0.5 This total of contracted services includes the detail of the services provided by KPMG Auditores, S.L. to BBVA, S.A. or its controlled companies at the date of pre paration of these consolidated financial statements as follows: Fees for Audits Conducted (*) (Millions of euros) 2018 2017 Legal audit of BBVA,S.A. or its companies under control 6.7 6.8 Other audit services of BBVA, S.A. or its companies under control 5.9 5.0 Limited Review of BBVA, S.A. or its companies under control 1.1 0.9 Reports related to issuances 0.3 0.4 Assurance jobs and other required by the regulator 0.9 0.6 (*) Services provided by KPMG Auditores, S.L. to companies located in Spain, to the branch of BBVA in New York and to the branch of BBVA in London. The services provided by the auditors meet the independence requirements of the external auditor established under Audit of Accounts Law (Law 22/2015) and under the Sarbanes-Oxley Act of 2002 adopted by the Securities and Exchange Commission (SEC).

Note 53 - Related-Party Transac

Note 53 - Related-Party Transactions	12 Months Ended
	Dec. 31, 2018
Related Party Transactions Abstract
Disclosure of Related Party Transactions	53. Related-party transactions As financial institutions, BBVA and other entities in the Group engage in transactions with related parties in the normal course of their business. All of these transactions are not material and are carried out under normal market conditions. As of December 31, 2018, 2017 and 2016, the following are the transactions with related parties: 53.1 Transactions with significant shareholders As of December 31, 2018, 2017 and 2016, there were no shareholders considered significant (see Note 26). 53.2 Transactions with BBVA Group entities The balances of the main aggregates in the accompanying consolidated balance sheets arising from the transactions carried out by the BBVA Group with associates and joint venture entities accounted for using the equity method are as follows: Balances arising from transactions with Entities of the Group (Millions of euros) 2018 2017 2016 Assets: Loans and advances to credit institutions 132 91 69 Loans and advances to customers 1,866 510 442 Liabilities: Deposits from credit institutions 2 5 1 Customer deposits 521 428 533 Financial guarantees given 78 78 42 Contingent commitments 1,358 114 121 Other 152 1,175 1,466 T he balances of the main aggregates in the accompanying consolidated income statements resulting from transactions with associates and joint venture entities that are accounted for under the equity meth od are as follows: Balances of Income Statement arising from transactions with Entities of the Group (Millions of euros) 2018 2017 2016 Income statement: Financial incomes 55 26 26 Financial costs 2 1 1 Fee and Commission Income 5 5 5 Fee and Commission Expenses 48 49 58 There were no other material effects in the consolidated financial statements arising from dealings with these entities, other than the effects from using the equity method (see Note 2.1) and from the insurance policies to cover pension or similar (see Note 25) commitments and the futures transactions arranged by BBVA Group with these entities, associates and joint ventures. In addition, as part of its normal activity, the BBVA Group has entered into agreements a nd commitments of various types with shareholders of subsidiaries and associates, which have no material effec ts on the accompanying consolida ted financial statements. 53.3 Transactions with members of the Board of Directors and Senior Management The information on the remuneration of the members of the BBVA Board of Directors and Senior Management is included in Note 54. As of December 31, 2018, the amount availed against the loans granted by the Group’s entities to the members of the Board of Directors amounted to € 611 thousand. As of December 31, 2017 and 2016, there were no loans granted by the Group’s entities to the members of the Board of Directors. The amount availed against the loans granted by the Group’s entities to the members of Senior Management on those same dates (excluding the executive directors) amounted to € 3,783 , € 4,049 and € 5,573 thousand, respectively. As of December 31, 2018, 2017 and 2016, there were no loans granted to parties related to the members of the Board of Directors. As of December 31, 2018, 2017 and 2016 the amount availed against the loans granted to parties related to members of the Senior Mana gement amounted to € 69 , € 85 and € 98 thousand, respectively. As of December 31, 2018, 2017 and 2016 no guarantees had been granted to any member of the Board of Directors. As of December 31, 2018, 2017 and 2016, the amount availed against guarantees arrange d with members of the Senior Management amounted to € 38 , € 28 and € 28 thousand, respectively. As of December 31, 2018, no commercial loans and guarantees has been granted to parties related to the members of the Bank’s Board of Directors and the Senior Mana gement. As of December 31, 2017 and 2016 the amount availed against commercial loans and guarantees arranged with parties related to the members of the Bank’s Board of Directors and the Senior Management totaled € 8 thousand . 53.4 Transactions with other r elated parties As of December 31, 2018, 2017 and 2016, the Group did not conduct any transactions with other related parties that are not in the ordinary course of its business, which were not carried out at arm's-length market conditions and of marginal relevance; whose information is not necessary to give a true picture of the BBVA Group’s consolidated net equity, net earnings and financial situation.

Note 54 - Remuneration And Othe

Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management	12 Months Ended
	Dec. 31, 2018
Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Banks Senior Management Abstract
Disclosure of information about key management personnel Explanatory	54. Remuneration and other benefits to the Board of Directors and to the members of the Bank’s Senior Management Remuneration received by non-executive directors during the 2018 financial year The remunerations paid to non-executive members of the Board of Directors during the 2018 financial year are indicated below, individually and itemized: Remuneration for non-executive directors (thousands of euro) Board of Directors Executive Committee Audit and Compliance Committee Risk Committee Remunerations Committee Appointments Committee Technology and Cybersecurity Committee Total Tomás Alfaro Drake 129 - 18 - 43 25 43 258 José Miguel Andrés Torrecillas 129 - 179 107 - 71 - 485 Jaime Félix Caruana Lacorte (1) 75 83 - 53 - - 25 237 Belén Garijo López 129 - 71 - 107 20 - 328 Sunir Kumar Kapoor 129 - - - - - 43 172 Carlos Loring Martínez de Irujo 129 167 - 107 43 - - 445 Lourdes Máiz Carro 129 - 71 - 43 41 - 284 José Maldonado Ramos 129 167 - 53 - 41 - 390 Ana Peralta Moreno (1) 86 - 36 - 21 - - 143 Juan Pi Llorens 129 - 71 214 - - 43 457 Susana Rodríguez Vidarte 129 167 - 107 - 41 - 443 Jan Verplancke (1) 107 - - - - - 25 132 Total (2) 1,427 584 446 642 257 239 179 3,773 (1) D irectors appointed by the General Meeting held on 16 March 2018. This includes the remunerations paid for membership of the various Board Committees throughout the 2018 financial year. The composition of these Committees was modified on 27 June 2018. Remunerations paid in accordance with the date of acceptance of said appointment. (2) I n addition, J osé Antonio Fernández Rivero, who stepped down as director on 16 March 2018, received a total of €95 thousand in 2018, for his membership of the Board and of a number of Board Committees. Also, during the 2018 financial year, €107 thousand has been paid ou t in casualty and healthcare insurance premiums for non-executive members of the Board of Directors. Remuneration received by executive directors during the 2018 financial year Over the course of financial year 2018, the executive directors have received the amount of the Annual Fixed Remuneration corresponding to said financial year, established in the Remuneration Policy for BBVA Directors applicable in 2018, which was approved by the General Meeting held on 17 March 2017. In addition, the executive dire ctors have received the Annual Variable Remuneration for 2017 financial year, which, in accordance with the settlement and payment system set out in said Policy, was due to be paid to them during the first quarter of financial year 2018. In application of this settlement and payment system: 40% of the 2017 Annual Variable Remuneration corresponding to executive directors has been paid, having the conditions been met, in the first quarter of financial year 2018 (hereinafter, the "Upfront Portion"), in equal parts in cash and in shares. The remaining 60% of the Annual Variable Remuneration, both in cash and in shares, has been deferred in its entirety for a period of five years, and its accrual and payment will be subject to compliance with a series of multi-year indicators (hereinafter, the "Deferred Portion"). The application of these indicators, calculated over the first three years of deferral, may lead to a reduction of the Deferred Portion, even in its entirety, but in no event may be increased. Pr ovided that the relevant conditions have been met, the resulting amount will then be paid (40% in cash and 60% in shares), according to the following schedule: 60% in 2021, 20% in 2022 and the remaining 20% in 2023. All the shares delivered to the executiv e directors as Annual Variable Remuneration, both of the Upfront Portion and the Deferred Portion will be withheld for a period of one year after their delivery; this will not apply to those shares transferred to honor the payment of taxes arising therefro m. The Deferred Portion of the Annual Variable Remuneration in cash will be subject to updating under the terms established by the Board of Directors. Executive directors may not use personal hedging strategies or insurance in connection with the remunerat ion and responsibility that may undermine the effects of alignment with prudent risk management. The variable component of the remuneration for executive directors corresponding financial year 2017 is limited to a maximum amount of 200% of the fixed compon ent of the total remuneration, as agreed by the General Meeting. Over the entire deferral and withholding period, the entire Annual Variable Remuneration for the executive directors will be subject to reduction and recovery ("malus" and "clawback") arrange ments. Additionally, upon receipt of the shares, executive directors will not be allowed to transfer a number of shares equivalent to twice their Annual Fixed Remuneration (AFR) for at least three years after their delivery. Similarly, in application of t he settlement and payment system of the annual variable remuneration for 2014 financial year, in accordance with the remuneration policy applicable at that time, the executive directors have received in 2018 the last third of the deferred annual variable r emuneration for 2014 financial year, delivery of which corresponded in 2018, thus concluding payment of the deferred variable remuneration for 2014. In accordance with the above, the remunerations paid to executive directors during financial year 2018 are indicated below, individually and itemized: Annual Fixed Remuneration (thousands of euro), received in 2018 Carlos Torres Vila 1,965 José Manuel González-Páramo Martínez-Murillo 834 Total 2,799 Variable remuneration for financial year 2017, received in 2018 In cash (1) (thousands of euro) In shares (1) Carlos Torres Vila 562 77,493 José Manuel González-Páramo Martínez-Murillo 87 12,029 Total 649 89,522 (1) Remunerations corresponding to the Upfront Portion (40%) of the Annual Variable Remuneration for financial year 2017, 50% in cash and 50% in shares. Deferred variable remuneration for financial year 2014, received in 2018 In cash (1) (thousands of euro) In shares (1) Carlos Torres Vila 105 11,766 José Manuel González-Páramo Martínez-Murillo 33 3,678 Total 137 15,444 (1) Remunerations corresponding to the last third of the deferred annual variable remuneration for financial year 2014, 50% in cash and 50% in shares, along with its update in cash. In addition, the executive directors received remuneration in kind throughout financial year 2018, including insurance premiums and others, amounting to a total of € 236 thousand, of which € 154 thousand correspond to Carlos Torres Vila and € 82 thousand to José Manuel González-Páramo Martínez-Murillo. Former Group Executive Chairman, Francisco González Rodríguez, who stepped down from this position with effect on 21 December 2018, received, during 2018, €2,475 thousand as Annual Fixed Remuneration; €660 thousand and 90,933 BBVA shares corresponding to 40% of the An nual Variable Remuneration for financial year 2017; and €332 thousand and 37,390 BBVA shares as settlement of the last third of the deferred variable remuneration for financial year 2014, payment of which corresponded in first quarter of financial year 201 8, including the corresponding update; as well as €20 thousand as remuneration in kind. On the other hand, it is indicated that in 2018, CEO Onur Genç—who was appointed by resolution of BBVA's Board of Directors on 20 December 2018— has not received any r emuneration for said role in 2018, having received fixed and variable remuneration in accordance with his previous position as Chairman and CEO of BBVA Compass, this remuneration being subject to the settlement and payment system applicable to said positio n. Thus, over the course of the financial year 2018, he has received €2,240 (*) thousand as Annual Fixed Remuneration; €191 (*) thousand and 26,531 BBVA ADSs corresponding to 40% of the Annual Variable Remuneration for financial year 2017; and €376 thousand as remuneration in kind, which includes benefits for his expatriate status in the United States. (*) Amounts paid in US Dollars. Euro details are for info rmation purposes. Annual Variable Remuneration for executive directors for financial year 2018 Following year-end 2018, the Annual Variable Remuneration for executive directors corresponding to said period has been determined, applying the conditions esta blished at the beginning of the year, as established in the Remuneration Policy for BBVA Directors approved by the General Meeting on 17 March 2017 with the following settlement and payment system: The Upfront Portion (40%) of the Annual Variable Remunerat ion of the executive directors for 2018 will be paid, if conditions are met, in equal parts in cash and shares, during the first quarter of 2019, which amounts to €479 thousand and 100,436 BBVA shares in the case of Carlos Torres Vila; and €79 thousand and 16,641 BBVA shares in the case of José Manuel González-Páramo Martínez-Murillo. The Deferred Po rtion (60%) remaining will be deferred for a five-year period, subject to compliance with the multi-year performance indicators determined by the Board of Directors at the start of financial year 2018, calculated over the first three-year deferral period. Provided that the conditions are met, the resulting amount will vest (40% in cash and 60% in shares), under the following schedule: 60% after the third year of deferral, 20% after the fourth year of deferral and the remaining 20% after the fifth year of de ferral. All the above is subject to the settlement and payment system conditions set out in the Remuneration Policy for BBVA Directors, which includes malus and clawback arrangements and retention periods for shares. As regards former Group Executive Chair man, Francisco González Rodríguez, his Annual Variable Remuneration for 2018 has been determined. This Annual Variable Remuneration for 2018 will be received, provided that conditions are met, in accordance with the same settlement and payment system appli cable to executive directors which includes deferral rules, malus and clawback arrangements and retention periods for shares . Thus, the Upfront Portion (40%) has been determined in : €528 thousand and 110,814 BBVA shares. Accrual and payment of the Deferred Portion (remaining 60%), 40% in cash and 60% in shares, will be subject to compliance with multi-year performance indicators approved by the Board of Directors. All the above is subject to the conditions of the settlement and payment system established in the Remuneration Policy for BBVA Directors, which includes malus and clawback arrangements and withholding periods for shares. As regards CEO Onur Genç and as aforementioned, his Annual Variable Remuneration for financial year 2018 is linked to his previo us position as Chairman and CEO of BBVA Compass and has been determined in accordance with the settlement and payment system applicable for such position. Thus, providing that applicable conditions are met, 40% of Annual Variable Remuneration for 2018 will be paid in the first quarter of 2019, amounting to a total of €196 thousand (*) and 41,267 BBVA shares. Accrual and payment of the remaining 60% of the Annual Variable Remuneration for financial year 2018, 50% in cash and 50% in shares, will be deferred fo r a three-year period and will be subject to compliance with multi-year performance indicators set by the Board of Directors for the whole Identified Staff at the beginning of 2018 and measured over the course of the three-year period. (*) Euro details are for information purposes. Year-end 2018 exchange rate applied: EUR/USD 1,145001. At the time of drafting of these consolidated Annual Accounts none of these remunerations have been paid. The amounts corresponding to deferred shares is detailed in the section "Remuneration based on Capital/Equity Instruments" and the cash part in "Other Liabilities/Other Accruals" in the consolidated balance sheet at 31 December 2018. Deferred Annual Variable Remuneration of executive directors for financial year 2015 F ollowing year-end 2018, the deferred Annual Variable Remuneration of executive directors for financial year 2015 has been determined, with delivery, if conditions are met, corresponding during the first quarter of financial year 2019, subject to the condit ions established for this purpose in the Remuneration Policy for BBVA Directors approved by the General Meeting on 13 March 2015. Thus, based on the result of each of the multi-year performance indicators set by the Board in 2015 to calculate the deferred portion of this remuneration, and in application of the corresponding scales of achievement and their corresponding targets and weightings, likewise approved by the Board, the deferred portion of the Annual Variable Remuneration for financial year 2015 ha s been adjusted downwards as a consequence of result of the TSR indicator, which scale has determined a 10% reduction in the deferred amount associated to this indicator. The final amount of the deferred portion of the Annual Variable Remuneration for fina ncial year 2015, after the corresponding adjustment in light of the result of the TSR indicator, has been determined in an amount of €612 thousand and 79,157 BBVA shares, in the case of Carlos Torres Vila, and €113 thousand and 14,667 BBVA shares in the ca se of José Manuel González-Páramo Martínez-Murillo, which includes the corresponding updating. As regards the former Group Executive Chairman, Francisco González Rodríguez, his deferred Annual Variable Remuneration for financial year 2015 has been determin ed, to be received, providing that conditions are met, in accordance with the same settlement and payment system applicable to executive directors, amounting to a total of €1,035 thousand and 133,947 BBVA shares, which includes the corresponding updating. At the time of drafting of these consolidated Annual Accounts none of these remunerations have been paid. Lastly, as at year-end 2018 and in accordance with the conditions established in the remuneration policies applicable in the corresponding years, 50% and 60% of the annual variable remuneration of the executive directors corresponding to 2016 and 2017 financial years, respectively, has been deferred, to be received in future years, if applicable conditions are met, in accordance with the terms establish ed in the remuneration policy applicable for each of such financial years . Remuneration received by the members of Senior Management in the 2018 financial year The members of Senior Management, excluding executive directors, who held that position as at 20 December 2018(*) (15 members) have, over the course of the 2018 financial year, received the amount of the fixed remuneration corresponding to that financial year and the Annual Variable Remuneration for the 2017 financial year, which, in accordance wit h the settlement and payment system set out in the remuneration policy applicable to Senior Management in this financial year, was due to be paid to them during the first quarter of 2018. In application of this settlement and payment system: 40% of the Annual Variable Remuneration due to members of the Senior Management for the 2017 financial year, 40% has been paid, as the conditions have been met, in the first quarter of the 2018 financial year (the "Upfront Portion"), in equal parts in cash and in sha res. The remaining 60% of the Annual Variable Remuneration, in both cash and shares, has been deferred in its entirety for a period of five years, and its accrual and payment will be subject to compliance with a series of multi-year indicators (the "Defer red Portion"). The application of these indicators, calculated over the first three years of deferral, may lead to a reduction of the Deferred Portion, even in its entirety, but in no event may be increased. Provided that the relevant conditions have been met, the resulting amount will then be paid (40% in cash and 60% in shares), according to the following payment schedule: 60% in 2021, 20% in 2022 and the remaining 20% in 2023. The shares received as Annual Variable Remuneration will be withheld for a per iod of one year after their delivery, with the exception of those transferred to honor the payment of tax es arising from their delivery. The deferred portion of the Annual Variable Remuneration in cash will be subject to updating under the terms establish ed by the Board of Directors. No personal hedging strategies or insurance may be used in connection with the remuneration and the responsibility that may undermine the effects of alignment with prudent risk management. The variable component of the remuner ation corresponding to the financial year 2017 will be limited to a maximum amount of 200% of the fixed component of the total remuneration, as agreed by the General Meeting. Over the entire deferral and withholding period, the total Annual Variable Remune ration will be subject to variable "malus" and "clawback" arrangements. Similarly, in application of the settlement and payment system of the annual variable remuneration for 2014 financial year, in accordance with the remuneration policy applicable at tha t time, the Senior Management who were beneficiaries of such remuneration, have received the deferred last third of the annual variable remuneration for that financial year, which delivery corresponded to the first quarter of 2018, thus concluding payment of the deferred variable remuneration for the 2014 financial year. (*) Date of the Board of Directors’ resolution b y which organizational changes were approved in the Group. In accordance with the above, the remuneration paid to members of the Senior Management as a whole, who held that position as at 20 December 2018, excluding executive directors, during the 2018 financial year is indicated below (itemized): Annual Fixed Remuneration (thousands of euro) received in 2018 Senior Management total 16,129 Annual Variable Remuneration for the 2017 financial year, received in 2018 In cash (thousands of euro) In shares Senior Management total 1,489 205,104 Deferred variable remuneration for the 2014 financial year, received in 2018 In cash (thousands of euro) In shares Senior Management total 573 64,853 In addition, all members of Senior Management who held that position as at 20 December 2018, excluding executive directors, received remuneration in kind throughout the 2018 financial year, including insurance premiums and others, amounting to a total of €875 thousand. At the year-end 2018 and subject to the conditions established in the remuneration policies applicable to the corresponding year for, components of the annual variable remuneration of members of the Senior Management who were beneficiaries of remunerations f or the 2016 and 2017 financial years, are deferred to be received in future years, if conditions are met, in accordance with the policy applicable for each of such financial years. As regards of those members of the Senior Management who were appointed by resolution of BBVA's Board of Directors on 20 December 2018 (5 members) have not received any remuneration for such condition, having received fixed and variable remuneration in line with their former positions and functions amounting in aggregate €1,757 t housand as Annual Fixed Remuneration; €337 thousand and 24,293 BBVA shares for Upfront Portion of the Annual Variable Remuneration for the 2017 financial year; and €33 thousand and 3,684 BBVA shares as settlement of the deferred last third of the Annual Va riable Remuneration for the 2014 financial year to the Senior Management who were beneficiaries of such remuneration, including the corresponding update, as well as remuneration in kind and others for an amount of €158 thousand, all in application of the r emuneration policy to which they were entitled in their condition as risk taker. Annual Variable Remuneration for Senior Management for financial year 2018 Following year-end 2018, the Annual Variable Remuneration of Senior Management corresponding to said period has been determined, excluding executive directors, who held that position as at 20 December 2018 (15 members) . Therefore, the 2018 Annual Variable Remuneration to all of the Senior Management, excluding executive directors, has been determine d in a total amount of €7,074 thousand, in application of the settlement and payment system for this group. T he 40% of the Annual Variable Remuneration corresponding to each of will be paid, providing the conditions are met, in equal parts in cash and in s hares, during the first quarter of 2019. The remaining 60% of the Annual Variable Remuneration (40% in cash and 60% in shares) will be subject to compliance with a series of multi-year indicators and to the rest of the settlement and payment system conditi ons set out in the remuneration policy applicable to Senior Management, which includes malus and clawback arrangements and retention periods for shares . As regards those members of the Senior Management who were appointed by resolution of BBVA's Board of D irectors on 20 December 2018 (5 members) , their Annual Variable Remuneration for the 2018 year-end has been calculated in line with their former positions and functions , amounting in aggregate €633 thousand , being subject to the conditions set out in the r emuneration policy to which they were entitled in their condition as risk taker . At the time of drafting of these consolidated Annual Accounts none of these remunerations have been paid. Deferred Annual Variable Remuneration of Senior Management for financial year 2015 Following year-end 2018, the deferred Annual Variable Remuneration of Senior Management for financial year 2015 has been determined , excluding executive directors, who held that position as at 20 December 2018 (15 members). Thus, based on the result of each of the multi-year performance indicators set by the Board in 2015 to calculate the deferred portion of this remuneration, and in application of the corresponding scales of achievement and their corresponding targets and weightings, l ikewise approved by the Board, the deferred portion of the Annual Variable Remuneration for financial year 2015 has been adjusted downwards as a consequence of result of the TSR indicator, which scale has determined a 10% reduction in the deferred amount a ssociated to this indicator. The final amount of the deferred portion of the Annual Variable Remuneration for financial year 2015 to be paid to Senior Management beneficiaries of such remuneration, if applicable conditions are met, after the corresponding adjustment in light of the result of the TSR indicator, has been determined in an amount of €2,936 thousand and 382,407 BBVA shares, which includes the corresponding updating. As regards those members of the Senior Management who were appointed by resoluti on of BBVA's Board of Directors on 20 December 2018 (5 members) that were entitled to such deferred remuneration, their Annual Variable Remuneration for financial year 2015 has been calculated in line with their former positions and functions, amounting in aggregate €110 thousand and 14,203 BBVA shares, which includes the corresponding updating and being subject to the conditions set out in the remuneration policy to which they were entitled in their condition as a Group's risk takers . At the time of drafting of these consolidated Annual Accounts none of these remunerations have been paid. Remuneration system with deferred delivery of shares for non-executive directors BBVA has a remuneration system in shares with deferred delivery for its non-executi ve directors, which was approved by the General Shareholders' Meeting held on 18 March 2006 and extended by resolutions of the General Shareholders' Meetings held on 11 March 2011 and 11 March 2016 for an additional period of five years in each case. This system involves the annual allocation to non-executive directors of a number of "theoretical shares" of BBVA equivalent to 20% of the total remuneration received in cash received by each director in the previous financial year. This is calculated according to the average closing prices of BBVA shares during the 60 trading sessions prior to the dates of the Annual General Shareholders' Meetings that approve the corresponding financial statements for each financial year. These shares will be delivered to each beneficiary, where applicable, after they leave their positions as directors for reasons other than serious breach of their duties. The "theoretical shares" allocated in 2018 to each non-executive director beneficiaries of the remuneration system in share s with deferred delivery, corresponding to 20% of the total remuneration in cash received by each of them in 2017, are as follows: Theoretical shares allocated in 2018 Theoretical shares accumulated as at 31 December 2018 Tomás Alfaro Drake 10,367 83,449 José Miguel Andrés Torrecillas 12,755 36,565 Belén Garijo López 7,865 34,641 Sunir Kumar Kapoor 4,811 8,976 Carlos Loring Martínez de Irujo 11,985 98,876 Lourdes Máiz Carro 7,454 23,160 José Maldonado Ramos 11,176 78,995 Juan Pi Llorens 11,562 54,171 Susana Rodríguez Vidarte 12,425 104,983 Total (1) 90,400 523,816 (1) I n addition, in 2018, 10,188 "theoretical shares" were allocated to José Antonio Fernández Rivero , who stepped down as a director on 16 March 2018. Pension commitments At the end of the 2018 financial year, the Bank has pension commitments in favor of the executive directors Carlos Torres Vila and José Manuel González-Páramo Martínez-Murillo to cover contingencies for retirement, disability and death, in accordance with the Bylaws, the Remuneration Policy for BBVA Directors and their respective contracts entered into with the Bank. With regard to Carlos Torres Vila, the Remuneration Policy for BB VA Directors provides for a benefits framework according to which he is entitled, provided that he does not leave his position as Chief Executive Officer due to serious breach of duties, to receive a retirement pension when he reaches the legally establish ed retirement age, in the form of capital or income. The amount of this pension shall result from the funds accumulated by the Bank up to December 2016 to cover the commitments under his previous benefits scheme, plus the sum of the annual contributions ma de by the Bank from 1 January 2017 to cover said pension, as well as the corresponding accumulated yields. The amount set out in the Remuneration Policy for BBVA Directors as annual contribution to cover retirement benefit under the defined-contribution s cheme for Carlos Torres Vila is €1,642 thousand. 15% of the aforementioned agreed annual contribution will be based on variable components and considered "discretionary pension benefits", therefore subject to the conditions regarding delivery in shares, r etention and clawback established in the applicable regulations, as well as any other conditions concerning variable remuneration that may be applicable in accordance with this Policy. Should the contractual relationship be terminated before he reaches the retirement age for reasons other than serious breach of duties, the retirement pension due to Carlos Torres Vila upon reaching the legally established retirement age will be calculated based on the total contributions made by the Bank under the terms set out, up to that date, plus the corresponding accumulated yield, with no additional contributions to be made by the Bank from the time of termination. With respect to the commitments to cover the contingencies for death and disability benefits for Carlos To rres Vila, the Bank will undertake the payment of the corresponding annual insurance premiums in order to top up the coverage the death and disability contingencies of his benefits system. In line with the above, during the 2018 financial year, €1,896 thou sand has been recorded to meet the benefits commitments for Carlos Torres Vila, amount which includes the contribution to the retirement contingency (€1,642 thousand) and to death and disability (€212 thousand), as well as € 42 thousand corresponding to the adjustments made to the amount of "discretionary pension benefits" from 2017, as declared at 2017 year-end and which had to be recorded in the accumulated fund in 2018. As a result, the total accumulated amount of the fund to meet retirement commitments w ith Carlos Torres Vila amounts to €18,581 thousand as at 31 December 2018. 15% of the agreed annual contribution to retirement (€246 thousand) has been recognized in 2018 as "discretionary pension benefits". Following year-end 2018, this amount has been a djusted according to the criteria established to determine Carlos Torres Vila's Annual Variable Remuneration for 2018. Accordingly, the "discretionary pension benefits" for the financial year have been determined in an amount of €245 thousand, which will b e included in the accumulated fund for 2019, subject to the same conditions as the Deferred Component of Annual Variable Remuneration for 2018, as well as the remaining conditions established for these benefits in the Remuneration Policy for BBVA Directors . In the case of José Manuel González-Páramo Martínez-Murillo, the pension system provided for in the Remuneration Policy for BBVA Directors establishes an annual contribution of 30% of his Annual Fixed Remuneration, to cover the contingency of his retire ment, as well as the payment of the corresponding insurance premiums in order to top up the coverage of death and disability. 15% of the aforementioned agreed annual contribution will be based on variable components and considered "discretionary pension be nefits", therefore subject to the conditions regarding delivery in shares, retention and clawback established in the applicable regulations, as well as any other conditions concerning variable remuneration that may be applicable in accordance with this Pol icy. José Manuel González-Páramo Martínez-Murillo, upon reaching retirement age, will be entitled to receive, in the form of capital or income, the benefits arising from contributions made by the Bank to cover pension commitments, plus the corresponding yi eld accumulated up to that date, provided he does not leave his position due to serious breach of duties. In the event of voluntary termination of contractual relationship by the director before retirement, the benefits will be limited to 50% of the contri butions made by the Bank up to that date, as well as the corresponding accumulated yield, with no additional contributions to be made by the Bank upon termination. With respect to the commitments to cover the contingencies for death and disability benefit s for José Manuel González-Páramo Martínez-Murillo , the Bank will undertake the payment of the corresponding annual insurance premiums in order to top up the coverage the death and disability contingencies of his benefits system. In line with the above, du ring the 2018 financial year, €405 thousand has been recorded to meet the benefits commitments for José Manuel González-Páramo Martínez-Murillo, amount which includes the contribution to the retirement contingency (€250 thousand) and to death and disabilit y (€147 thousand), as well as €8 thousand corresponding to the adjustments made to the amount of "discretionary pension benefits" from 2017, as declared at 2017 year-end and which had to be recorded in the accumulated fund in 2018. As a result, the total a ccumulated amount of the fund to meet retirement commitments with José Manuel González-Páramo amounts to €1,067 thousand as at 31 December 2018. 15% of the agreed annual contribution to retirement (€38 thousand) has been recognized in 2018 as "discretiona ry pension benefits". Following year-end 2018, this amount has been adjusted according to the criteria established to determine José Manuel González-Páramo Martínez-Murillo’s Annual Variable Remuneration for 2018. Accordingly, the "discretionary pension be nefits" for the financial year have been determined in an amount of €42 thousand, which will be included in the accumulated fund for 2019, subject to the same conditions as the Deferred Component of Annual Variable Remuneration for 2018, as well as the rem aining conditions established for these benefits in the Remuneration Policy for BBVA Directors. As of 31 December 2018 there are no other pension commitments undertaken in favor of other executive directors. Likewise, during the 2018 financial year, €4,754 thousand has been recorded to meet the benefits commitments undertaken with members of the Senior Management, excluding executive directors, who held said position as at 20 December 2018 (15 members), amount which includes the contribution to the re tir

Note 55 - Other Information

Note 55 - Other Information	12 Months Ended
	Dec. 31, 2018
Other Information
Other information	55. Other information 55.1 Environmental impact Given the activities BBVA Group entities engage in, the Group has no environmental liabilities, expenses, assets, provisions or contingencies that could have a significant effect on its consolidated equity, financial situation and profits. Consequently, as of December 31, 2018, there is no item in the Group’s accompanying consolidated financial statements that requires disclosure in an environmental information report pursuant to Ministry of Justice O rder JUS/471/2017, of May 19, and consequently no specific disclosure of information on environmental matters is included in these financial statements. 55.2 Reporting requirements of the Spanish National Securities Market Commission (CNMV) Dividends paid in the year The table below presents the dividends per share paid in cash during 2018, 2017 and 2016 (cash basis dividend, regardless of the year in which they were accrued), but without including other shareholder remuneration, such as the “Dividend Opti on”. See Notes 4 and 26 for a complete analysis of all remuneration awarded to the shareholders. Dividends Paid ("Dividend Option" not included) 2018 2017 2016 % Over Nominal Euros per Share Amount (Millions of Euros) % Over Nominal Euros per Share Amount (Millions of Euros) % Over Nominal Euros per Share Amount (Millions of Euros) Ordinary shares 51.02% 0.25 1,667 34.69% 0.17 1,125 32.65% 0.16 1,028 Total dividends paid in cash 51.02% 0.25 1,667 34.69% 0.17 1,125 32.65% 0.16 1,028 Dividends with charge to income 51.02% 0.25 1,667 34.69% 0.17 1,125 32.65% 0.16 1,028 Ordinary earnings and ordinary income by operating segment The detail of the consolidated profit for each operating segment is as follows as of December 31 2018, 2017 and 2016: Profit Attributable by Operating Segments Notes 2018 2017 2016 Banking Activity in Spain 1,522 1,374 912 Non-Core Real Estate (78) (490) (595) United States 735 486 459 Mexico 2,384 2,187 1,980 Turkey 569 826 599 South America 591 861 771 Rest of Eurasia 93 125 151 Subtotal operating segments 5,818 5,368 4,276 Corporate Center (494) (1,848) (801) Profit attributable to parent company 6 5,324 3,519 3,475 Other gains (losses) (*) 827 1,243 1,218 Income tax and/or profit from discontinued operations 2,295 2,169 1,699 Operating profit before tax 6 8,446 6,931 6,392 (*) Profit attributable to non-controlling interests. Interest income by geographical area The breakdown of the balance of “Interest income and other income” in the accompanying consolidated income statements by geographical area is as follows: Interest Income. Breakdown by geographical area (Millions of euros) Notes 2018 2017 2016 Domestic 4,952 5,093 5,962 Foreign 24,879 24,203 21,745 European Union 509 422 291 Eurozone 391 239 291 No eurozone 117 183 - Other countries 24,370 23,781 21,455 Total 37.1 29,831 29,296 27,708

Note 56 - Subsequent Events

Note 56 - Subsequent Events	12 Months Ended
	Dec. 31, 2018
Subsequent Events
Disclosure Of Events After Reporting Period Explanatory	56. Subsequent events On January 15, 2019, BBVA announced its irrevocable decision to early redeem, on February 19, 2019, the issuance of preferred securities contingently convertible (additional tier 1 instrument) carried out by the Bank on February 19, 2014, for an amount of €1.5 billion on the First Reset Date of the issuance and once the prior consent from the Regulator was obtained (see Note 22.4). The Board of Directors, in their meeting on January 31, 2019, agreed on carrying out an issuance of bonds convertible into ordinary shares of BBVA with exclusion of pre-emptive subscription rights, under the power delegated by the General Shareholders' Meeting of the Company held on March 17, 2017 under the fifth item on the agenda which is pending to b e executed. On February 1, 2019 it was announced that it was foreseen to submit to the consideration of the corresponding government bodies the proposal of cash payment in a gross amount of euro 0.16 per share to be paid in April as final dividend for 2018 (see Note 4). On February 14, 2019, t he results of the supervisory review and evaluation process (SREP) were announced. On 19 February, BBVA announced the irrevocable decision to early redeem, on April 11, the issuance of subordinated bonds (Subordinated Notes) that has been computed as Tier 2 capital for an amount of € 1.5 billion, coin ciding with the Optional Amortiz ation date of said issue, and once the prior consent from the Regulator has been obtain ed . From January 1, 2019 to the date of preparation of these Consolidated Financial Statements, no other subsequent events not mentioned above in these financial statements have taken place that could significantly affect the Group’s earnings or its equity position .

Acounting Policies - Principles

Acounting Policies - Principles Of Consoldiation, Acounting policies and measurement bases applied and recent IFRS pronouncements (Policies)	12 Months Ended
	Dec. 31, 2018
Disclosure of significant accountig policies abstract
Accounting Policy For Financial Instruments	Financial instruments As mentioned in Note 1.3, IFRS 9 became effective as of January 1, 2018 and replaced IAS 39 regarding the classificati on and measurement of financial assets and liabilities, the impairment of financial assets and hedge accounting. The disclosures related to the financial years 2017 and 2016 are based on the accounting policies and valuation criteria applicable under IAS 3 9. Classification and measurement of financial assets under IFRS 9 Classification of financial assets IFRS 9 contains three main categories for financial assets classification: measured at amortized cost, measured at fair value with changes through other comprehensive income, and measured at fair value through profit or loss. The classification of financial assets measured at amortized cost or fair value must be carried out on the basis of two tests: the entity's business model and the assessment of the co ntractual cash flow, commonly known as the "solely payments of principle and interest" criterion (hereinafter, the SPPI). A debt instrument will be classified in the amortized cost portfolio if the two following conditions are fulfilled: The financial asse t is managed within a business model whose purpose is to maintain the financial assets to receive contractual cash flows; and In accordance with the contractual characteristics of the instrument its cash flows only represent the return of the principal and interest, basically understood as consideration for the time value of money and the debtor's credit risk. A debt instrument will be classified in the portfolio of financial assets at fair value with changes through other comprehensive income if the two fo llowing conditions are fulfilled: The financial asset is managed with a business model whose purpose combines collection of the contractual cash flows and sale of the assets, and The contractual characteristics of the instrument generate, at specific dates , cash flows which only represent the return of the principal and interest. A debt instrument will be classified at fair value with changes in profit and loss provided that the entity's business model for their management or the contractual characteristics of its cash flows do not require classification into one of the portfolios described above. In general, equity instruments will be measured at fair value through profit or loss. However the Group may make an irrevocable election at initial recognition to present subsequent changes in the fair value through other comprehensive income. Financial assets will only be reclassified when BBVA Group decides to change the business model. In this case, all of the financial assets assigned to this business model will be reclassified. The change of the objective of the business model should occur before the date of the reclassification. Valuation of financial assets All financial instruments are initially recognized at fair value plus, in the case of a financial asset not at fair value through profit or loss, transaction costs that are directly attributable to the acquisition or issue of the instrument. Excluding all trading derivatives not considered as accounting or economic hedges, all the changes in the fair value of the financial instruments arising from the accrual of interest and similar items are recognized under the headings “Interest and other income” or “Interest expense”, as appropriate, in the accompanying consolidated income statement in the period in whic h the change occurred (see Note 37). The changes in fair value after the initial recognition, for reasons other than those mentioned in the preceding paragraph, are treated as described below, according to the categories of financial assets. “Financial as sets held for trading”, “Non-trading financial assets mandatorily at fair value through profit and loss” and “Financial assets designated at fair value through profit or loss” Financial assets are recorded under the heading “Financial assets held for tradi ng” if the objective of the business model is to generate gains by buying and selling these financial instruments or generate short-term results. The financial assets recorded in the heading “Non-trading financial assets mandatorily at fair value through p rofit and loss” are assigned to a business model which objective is to obtain the contractual cash flows and / or to sell those instruments but its contractual cash flows do not comply with the requirements of the SPPI test. In “Financial assets designated at fair value through profit or loss” the Group classifies financial assets only if it eliminates or significantly reduces a measurement or recognition inconsistency (an ‘accounting mismatch’) that would otherwise arise from measuring financial assets or financial liabilities, or recognizing gains or losses on them, on different bases. The assets recognized under these headings of the consolidated balance sheets are measured upon acquisition at fair value and changes in the fair value (gains or losses) ar e recognized as their net value under the heading “Gains (losses) on financial assets and liabilities, net” in the accompanying consolidated income statements (see Note 41). Interests from derivatives designated as economic hedges on interest rate are reco gnized in “Interest and other income” or “Interest expense” (see Note 37), depending on the result of the hedging instrument. However, changes in fair value resulting from variations in foreign exchange rates are recognized under the heading “Gains (losses ) on financial assets and liabilities, net” in the accompanying consolidated income statements (Note 41). ”Financial assets at fair value through other comprehensive income” Debt instruments Assets recognized under this heading in the consolidated balance sheets are measured at their fair value. Subsequent changes in fair value (gains or losses) are recognized temporarily net of tax effect, under the heading “Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Fair val ue changes of debt instruments measured at fair value through other comprehensive income” in the consolidated balance sheets (see Note 30). The amounts recognized under the headings “Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Fair value changes of financial assets measured at fair value through other comprehensive income” and “Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Exchange differences” continue to form part of the Group's consolidated equity until the corresponding asset is derecognized from the consolidated balance sheet or until an impairment loss is recognized on the corresponding financial instrument. If these assets are sold, these amounts are derecogniz ed and included under the headings “Gains (losses) on financial assets and liabilities, net” or “Exchange differences, net", as appropriate, in the consolidated income statement for the year in which they are derecognized (see Note 41). The net impairment losses in “Financial assets at fair value through other comprehensive income” over the year are recognized under the heading “Impairment losses on financial assets, net – Financial assets at fair value through other comprehensive income” (see Note 47) in t he consolidated income statements for that period. Changes in foreign exchange rates which affect monetary items are recognized under the heading “Exchange differences, net" in the accompanying consolidated income statements (see Note 41). Equity instrumen ts The BBVA Group, at the time of the initial recognition, may elect to present changes in the fair value in other comprehensive income of an investment in an equity instrument that is not held for trading. The election is irrevocable and can be made on an instrument-by-instrument basis. Subsequent changes in fair value (gains or losses) are recognized, under the heading “Accumulated other comprehensive income (loss) – Items that will not be reclassified to profit or loss – Fair value changes of equity inst ruments measured at fair value through other comprehensive income”. “Financial assets at amortized cost” A financial asset is classified as subsequently measured at amortized cost if it is held within a business model whose objective is to hold financial assets in order to collect and it meets the SPPI Criterion. The assets under this category are subsequently measured at amortized cost, using the effective interest rate method. Net impairment losses of assets recorded under these headings arising in each period are recognized under the heading “Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss – financial assets measured at cost” (see Note 47) in the consolidated income statement for that period. Classification and measurement of financial liabilities under IFRS 9 Classification of financial liabilities Under IFRS 9, financial liabilities are classified in the following categories: Financial liabilities at amortized cost; Financial liabilities that are held for trading including derivatives are financial instruments which are recorded in this category when the Group’s objective is to generate gains by buying and selling these financial instruments; Financial liabilities that are designated at fair v alue through profit or loss on initial recognition under the Fair Value Option. The Group has the option to designate irrevocably on initial recognition a financial liability as at fair value through profit or loss provided that doing so results in the eli mination or significant reduction of measurement or recognition inconsistency, or if a group of financial liabilities, or a group of financial assets and financial liabilities, has to be managed, and its performance evaluated, on a fair value basis in acco rdance with a documented risk management or investment strategy. Valuation of financial liabilities All financial instruments are initially recognized at fair value plus, in the case of a financial liability not at fair value through profit or loss, transaction costs that are directly attributable to the acquisition or issue of the financial liability. Unless there is evidence to the contrary, the best evidence of the fair value of a financial instrument at initial recognition shall be the transaction price. Excluding all trading derivatives not considered as accounting or economic hedges, all the changes in the fair value of the financial instruments arising from the accrual of interest and similar items are recognized under the headings “Interest and other income” or “Interest expense”, as appropriate, in the accompanying consolidated income statement in the period in which the change occurred (see Note 37). The changes in fair value after the initial recognition, for reasons other than those mentione d in the preceding paragraph, are treated as described below, according to the categories of financial liabilities. “Financial liabilities held for trading” and “Financial liabilities designated at fair value through profit or loss“ The subsequent changes in the fair value (gains or losses) of the liabilities recognized under these headings of the consolidated balance sheets are recognized as their net value under the heading “Gains (losses) on financial assets and liabilities, net” in the accompanying con solidated income statements (see Note 41), except for the financial liabilities designated at fair value through profit and loss under the fair value option for which the amount of change in the fair value that is attributable to changes in the own credit risk which is presented in under the heading “Accumulated other comprehensive income (loss) – Items that will not be reclassified to profit or loss – Fair value changes of financial liabilities at fair value through profit or loss attributable to changes i n their credit risk” . Interests from derivatives designated as economic hedges on interest rate are recognized in “Interest and other income” or “Interest expense” (Note 37), depending on the result of the hedging instrument. However, changes in fair value resulting from variations in foreign exchange rates are recognized under the heading “Gains (losses) on financial assets and liabilities, net” in the accompanying consolidated income statements (Note 41). “Financial liabilities at amortized cost” The liab ilities under this category are subsequently measured at amortized cost, using the effective interest rate method. Measurement of financial assets and liabilities under IAS 39 applicable in the financial years 2017 and 2016 Measurement of financial instruments and recognition of changes in subsequent fair value All financial instruments are initially accounted for at fair value plus, in the case of a financial asset or financial liability not at fair value through profit or loss, transaction costs th at are directly attributable to the acquisition or issue of the financial asset or financial liability. Unless there is evidence to the contrary, the best evidence of the fair value of a financial instrument at initial recognition shall be the transaction price. Excluding all trading derivatives not considered as accounting or economic hedges, all the changes in the fair value of the financial instruments arising from the accrual of interest and similar items are recognized under the headings “Interest and other income” or “Interest expense”, as appropriate, in the accompanying consolidated income statement the year in which the change occurred (see Note 37). The dividends received from other entities, other than associated entities and joint venture entitie s, are recognized under the heading “Dividend income” in the accompanying consolidated income statement in the year in which the right to receive them arises (see Note 38). The changes in fair value after the initial recognition, for reasons other than those mentioned in the preceding paragraph, are treated as described below, according to the categories of financial assets and liabilities. “Financial assets and liabilities held for trading” and “Financial assets and liabilities designated at fair value through profit or loss” The assets and liabilities recognized under these headings of the consolidated balance sheets are measured upon acquisition at fair value and changes in the fair value (gains or losses) are recognized as their net value under the he ading “Gains (losses) on financial assets and liabilities, net” in the accompanying consolidated income statements (see Note 41). Interests from derivatives designated as economic or accounting hedges on interest rate are recognized under the heading “Inte rest and other income” or “Interest expense” (Note 37), depending on the result of the hedging instrument . Changes in fair value resulting from variations in foreign exchange rates are recognized under the heading “Gains (losses) on financial assets and li abilities, net” in the accompanying consolidated income statements (Note 41). “Financial assets at fair value through other comprehensive income” Assets recognized under this heading in the consolidated balance sheets are measured at their fair value. Sub sequent changes in fair value (gains or losses) are recognized temporarily net of tax effect, under the heading “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Financial assets at fair value through other compre hensive income” in the consolidated balance sheets (see Note 30). The amounts recognized under the headings “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Financial assets at fair value through other comprehens ive income” and “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Exchange differences” continue to form part of the Group's consolidated equity until the corresponding asset is derecognized from the consolidated balance sheet or until an impairment loss is recognized on the corresponding financial instrument. If these assets are sold, these amounts are derecognized and included under the headings “Gains (losses) on financial assets and liabilities, net” or “Exchan ge differences, net", as appropriate, in the consolidated income statement for the year in which they are derecognized (see Note 41). The net impairment losses in “Financial assets at fair value through other comprehensive income” over the year are recogni zed under the heading “Impairment losses on financial assets, net – Other financial instruments not at fair value through profit or loss” (see Note 47) in the consolidated income statements for that year. Changes in the value of non-monetary items resultin g from changes in foreign exchange rates are recognized temporarily under the heading “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Exchange differences” in the accompanying consolidated balance sheets. Change s in foreign exchange rates which affect monetary items are recognized under the heading “Exchange differences, net" in the accompanying consolidated income statements (see Note 41). “Financial assets and liabilities at amortized cost” Assets and liabiliti es recognized under these headings in the accompanying consolidated balance sheets are subsequently measured at “amortized cost” using the “effective interest rate” method. This is because the consolidated entities generally intend to hold such financial i nstruments to maturity. Net impairment losses of assets recognized under these headings arising in each year are recognized under the heading “Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss – fina ncial assets measured at cost” (see Note 47) in the consolidated income statement for that year. “Derivatives-Hedge Accounting” and “Fair value changes of the hedged items in portfolio hedges of interest-rate risk” applicable in the financial years 2018, 2 017 and 2016 Assets and liabilities recognized under these headings in the accompanying consolidated balance sheets are measured at fair value. Changes occurring subsequent to the designation of the hedging relationship in the measurement of financial instruments designated as hedged items as well as financial instruments designated as hedge accounting instruments are recognized as follows: In fair value hedges, the changes in the fair value of the derivative and the hedged item attributable to the hedg ed risk are recognized under the heading “Gains or losses from hedge accounting, net” in the consolidated income statement, with a corresponding offset under the headings where hedging items ("Hedging derivatives") and the hedged items are recognized, as a pplicable. Almost all of the hedges used by the Group are for interest-rate risks. Therefore, the valuation changes are recognized under the headings “Interest and other income” or “Interest expense”, as appropriate, in the accompanying consolidated income statement (see Note 37). In fair value hedges of interest rate risk of a portfolio of financial instruments (portfolio-hedges), the gains or losses that arise in the measurement of the hedging instrument are recognized in the consolidated income statement, and the gains or losses that arise from the change in the fair value of the hedged item (attributable to the hedged risk) are also recognized in the consolidated income statement (in both cases under the heading “Gains or losses from hedge accou nting, net”, using, as a balancing item, the headings "Fair value changes of the hedged items in portfolio hedges of interest rate risk" in the consolidated balance sheets, as applicable). In cash flow hedges, the gain or loss on the hedging instruments re lating to the effective portion are recognized temporarily under the heading ”Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Hedging derivatives. Cash flow hedges” in the consolidated balance sheets, with a ba lancing entry under the heading “Hedging derivatives” of the Assets or Liabilities of the consolidated balance sheets as applicable. These differences are recognized in the accompanying consolidated income statement under the headings “Interest and other i ncome” or “Interest expense” at the time when the gain or loss in the hedged instrument affects profit or loss, when the forecast transaction is executed or at the maturity date of the hedged item (see Note 37). Differences in the measurement of the hedgi ng items corresponding to the ineffective portions of cash flow hedges are recognized directly in the heading “Gains or losses from hedge accounting, net” in the consolidated income statem ent (see Note 41). In the hedges of net investments in foreign opera tions, the differences attributable to the effective portions of hedging items are recognized temporarily under the heading "Accumulated other comprehensive income - Items that may be reclassified to profit or loss – Hedging of net investments in foreign t ransactions" in the consolidated balance sheets with a balancing entry under the heading “Hedging derivatives” of the Assets or Liabilities of the consolidated balance sheets as applicable. These differences in valuation are recognized under the heading “E xchange differences, net" in the consolidated income statement when the investment in a foreign operation is disposed of or derecognized (see Note 41). Other financial instruments under IAS 39 applicable in the financial years 2017 and 2016 The following exceptions are applicable with respect to the above general criteria: Equity instruments whose fair value cannot be determined in a sufficiently objective manner and financial derivatives that have those instruments as their underlying asset and are settle d by delivery of those instruments are recorded in the consolidated balance sheet at acquisition cost; this may be adjusted, where appropriate, for any impairment loss (see Note 8). Accumulated other comprehensive income arising from financial instruments classified at the consolidated balance sheet date as “Non-current assets and disposal groups classified as held for sale” are recognized with the corresponding entry under the heading “Accumulated other comprehensive income- Items that may be reclassified to profit or loss – Non-current assets and disposal groups classified as held for sale” in the accompanying consolidated balance sheets (see note 30). Impairment losses on financial assets Definition of impaired financial assets under IFRS 9 IFRS 9 replaced the "incurred loss" model in IAS 39 with one of "expected credit loss". The IFRS 9 impairment model is applied to financial assets valued at amortized cost and to financial assets valued at fair value with changes in accumulated other comprehensiv e income, except for investments in equity instruments and contracts for financial guarantees and loan commitments unilaterally revocable by BBVA. Likewise, all the financial instruments valued at fair value with change through profit and loss are excluded from the impairment model . The new standard classifies financial instruments into three categories, which depend on the evolution of their credit risk from the moment of initial recognition. The first category includes the transactions when they are initi ally recognized (Stage 1); the second comprises the financial assets for which a significant increase in credit risk has been identified since its initial recognition (Stage 2) and the third one, the impaired financial assets (Stage 3). The calculation of the provisions for credit risk in each of these three categories must be done differently. In this way, expected loss up to 12 months for the financial assets classified in the first of the aforementioned categories must be recorded, while expected losses estimated for the remaining life of the financial assets classified in the other two categories must be recorded. Thus, IFRS 9 differentiates between the following concepts of expected loss: Expected loss at 12 months: expected credit loss that arises fro m possible default events within 12 months following the presentation date of the financial statements; and Expected loss during the life of the transaction: this is the expected credit loss that arises from all possible default events over the remaining l ife of the financial instrument. All this requires considerable judgment, both in the modeling for the estimation of the expected losses and in the forecasts, on how the economic factors affect such losses, which must be carried out on a weighted probabili ty basis. The BBVA Group has applied the following definitions in accordance with IFRS 9: Default BBVA has applied a definition of default for financial instruments that is consistent with that used in internal credit risk management, as well as the indicators under applicable regulation at the date of implementation of IFRS 9. Both qualitative and quantitative indicators have been considered. The Group has considered there is a default when one of the following situations occurs: Payment past-due fo r more than 90 days; or There are r easonable doubts regarding the full reimbursement of the instrument. In accordance with IFRS 9, the 90-day past-due stipulation may be waived in cases where the entity considers it appropriate, based on reasonable and doc umented information that it is appropriate to use a longer term. As of December 31, 2018, the Group has not considered periods higher than 90 days for any of the significant portfolios. Credit impaired asset An asset is credit-impaired according to IFRS 9 if one or more events have occurred and they have a detrimental impact on the estimated future cash flows of the asset. Evidence that a financial asset is credit-impaired includes observable data about the following events: Significant financial difficult y of the issuer or the borrower. A breach of contract (e.g. a default or past due event). A lender having granted a concession to the borrower – for economic or contractual reasons relating to the borrower’s financial difficulty – that the lender would not otherwise consider. It becoming probable that the borrower will enter bankruptcy or other financial reorganization. The disappearance of an active market for that financial asset because of financial difficulties. The purchase or origination of a financia l asset at a deep discount that reflects the incurred credit losses. It may not be possible to identify a single discrete event. Instead, the combined effect of several events may cause financial assets to become credit-impaired. The definition of impaired financial assets in the Group is aligned with the definition of default explained in the above paragraphs. Significant increase in credit risk The objective of the impairment requirements is to recognize lifetime expected credit losses for financial inst ruments for which there have been significant increases in credit risk since initial recognition considering all reasonable and supportable information, including that which is forward-looking. The model developed by the Group for assessing the significant increase in credit risk has a two-prong approach that is applied globally, although the specific characteristics of each geographic area are respected: Quantitative criterion: the Group uses a quantitative analysis based on comparing the current expected probability of default over the life of the transaction with the original adjusted expected probability of default, so that both values are comparable in terms of expected default probability for their residual life. The thresholds used for considering a s ignificant increase in risk take into account special cases according to geographic areas and portfolios. Depending on how old current transactions are at the time implementation of the standard, some simplifications were made to compare the probabilities of default between the current and the initial moment, based on the best information available at that moment. Qualitative criterion: most indicators for detecting significant risk increase are included in the Group's systems through rating/scoring systems or macroeconomic scenarios, so the quantitative analysis covers the majority of circumstances. The Group will use additional qualitative criteria when it considers it necessary to include circumstances that are not reflected in the rating/score systems or macroeconomic scenarios used. Additionally, instruments under one of the following circumstances are considered Stage 2: More than 30 days past due. According to IFRS 9, default of more than 30 days is a presumption that can be rebutted in those cases in which the entity considers, based on reasonable and documented information, that such non-payment does not represent a significant increase in risk. As of December 31, 2018, the Group has not considered periods higher than 30 days for any of the significa nt portfolios. Watch list: They are subject to special watch by the Risks units because they show negative signs in their credit quality, even though there may be no objective evidence of impairment. Refinance or restructuring that does not show evidence o f impairment. Although the standard introduces a series of operational simplifications or practical solutions for analyzing the increase in significant risk, the Group does not use them as a general rule. However, for high-quality assets, mainly related t o certain government institutions and bodies, the standard allows for considering that their credit risk has not increased significantly because they have a low credit risk at the presentation date. Thus the classification of financial instruments subject to impairment under the new IFRS 9 is as follows: Stage 1– without significant increase in credit risk Financial assets which are not considered to have significantly increased in credit risk have loss allowances measured at an amount equal to 12 months ex pected credit losses. Stage 2– significant increases in credit risk When the credit risk of a financial asset has increased significantly since the initial recognition, the impairment losses of that financial instrument is calculated as the expected credit loss during the entire life of the asset. Stage 3 – Impaired When there is objective evidence that the instrument is credit impaired, the financial asset is transferred to this category in which the provision for losses of that financial instrument is calculated as the expected credit loss during the entire life of the asset. Definition of impaired financial assets under IAS 39 applicable in the financial years 2017 and 2016 A financial asset is considered impaired – and therefore its carrying amount is adjusted to reflect the effect of impairment – when there is objective evidence that events have occurred, which: In the case of debt instruments (loans and advances and debt securities), reduce the future cash flows that were estimated at the time the instruments were acquired. So they are considered impaired when there are reasonable doubts that the carrying amounts will be recovered in full and/or the related interest will be collected for the amounts and on the dates initially agreed. In the case of equity instruments, it means that their carrying amount may not be fully recovered. As a general rule, the carrying amount of impaired financial assets is adjusted with a charge to the consolidated income statement for the year in which the impairment bec omes known. The recoveries of previously recognized impairment losses are reflected, if appropriate, in the consolidated income statement for the year in which the impairment is reversed or reduced, with an exception: any recovery of previously recognized impairment losses for an investment in an equity instrument classified as financial assets at fair value through other comprehensive income is not recognized in the consolidated income statement, but under the heading " Accumulated other comprehensive inco me - Items that may be reclassified to profit or loss - financial assets at fair value through other comprehensive income" in the consolidated balance sheet (see Note 30). In general, amounts collected on impaired loans and receivables are used to recogniz e the related accrued interest and any excess amount is used to reduce the unpaid principal. When the recovery of any recognized amount is considered remote, such amount is written-off on the consolidated balance sheet, without prejudice to any actions that may be taken in order to collect the amount until the rights extinguish in full either because it is time-
Classification and measurement of financial assets under IFRS 9	Classification and measurement of financial assets under IFRS 9 Classification of financial assets IFRS 9 contains three main categories for financial assets classification: measured at amortized cost, measured at fair value with changes through other comprehensive income, and measured at fair value through profit or loss. The classification of financial assets measured at amortized cost or fair value must be carried out on the basis of two tests: the entity's business model and the assessment of the contractual cash flow, commonly known as the "solely payments of principle and interest" criterion (hereinafter, the SPPI). A debt instrument will be classified in the amortized cost portfolio if the two following conditions are fulfilled: The financial asset is managed within a business model whose purpose is to maintain the financial assets to receive contractual cash flows; and In accordance with the contractual characteristics of the instrument its cash flows only represent the return of the principal and interest, basically understood as consideration for the time value of money and the debtor's credit risk. A debt instrument will be classified in the portfolio of financial assets at fair value with changes through other comprehensive income if the two following conditions are fulfilled: The financial asset is managed with a business model whose purpose combines collection of the contractual cash flows and sale of the assets, and The contractual characteristics of the instrument generate, at specific dates, cash flows which only represent the return of the principal and interest. A debt instrument will be classified at fair value with changes in profit and loss provided that the entity's business model for their management or the contractual characteristics of its cash flows do not require classification into one of the portfolios described above. In general, equity instruments will be measured at fair value through profit or loss. However the Group may make an irrevocable election at initial recognition to present subsequent changes in the fair value through other comprehensive income. Financial assets will only be reclassified when BBVA Group decides to change the business model. In this case, all of the financial assets assigned to this business model will be reclassified. The change of the objective of the business model should occur before the date of the reclassification. Valuation of financial assets All financial instruments are initially recognized at fair value plus, in the case of a financial asset not at fair value through profit or loss, transaction costs that are directly attributable to the acquisition or issue of the instrument. Excluding all trading derivatives not considered as accounting or economic hedges, all the changes in the fair value of the financial instruments arising from the accrual of interest and similar items are recognized under the headings “Interest and other income” or “Interest expense”, as appropriate, in the accompanying consolidated income statement in the period in which the change occurred (see Note 37). The changes in fair value after the initial recognition, for reasons other than those mentioned in the preceding paragraph, are treated as described below, according to the categories of financial assets. “Financial assets held for trading”, “Non-trading financial assets mandatorily at fair value through profit and loss” and “Financial assets designated at fair value through profit or loss” Financial assets are recorded under the heading “Financial assets held for trading” if the objective of the business model is to generate gains by buying and selling these financial instruments or generate short-term results. The financial assets recorded in the heading “Non-trading financial assets mandatorily at fair value through profit and loss” are assigned to a business model which objective is to obtain the contractual cash flows and / or to sell those instruments but its contractual cash flows do not comply with the requirements of the SPPI test. In “Financial assets designated at fair value through profit or loss” the Group classifies financial assets only if it eliminates or significantly reduces a measurement or recognition inconsistency (an ‘accounting mismatch’) that would otherwise arise from measuring financial assets or financial liabilities, or recognizing gains or losses on them, on different bases. The assets recognized under these headings of the consolidated balance sheets are measured upon acquisition at fair value and changes in the fair value (gains or losses) are recognized as their net value under the heading “Gains (losses) on financial assets and liabilities, net” in the accompanying consolidated income statements (see Note 41). Interests from derivatives designated as economic hedges on interest rate are recognized in “Interest and other income” or “Interest expense” (see Note 37), depending on the result of the hedging instrument. However, changes in fair value resulting from variations in foreign exchange rates are recognized under the heading “Gains (losses) on financial assets and liabilities, net” in the accompanying consolidated income statements (Note 41). ”Financial assets at fair value through other comprehensive income” Debt instruments Assets recognized under this heading in the consolidated balance sheets are measured at their fair value. Subsequent changes in fair value (gains or losses) are recognized temporarily net of tax effect, under the heading “Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Fair value changes of debt instruments measured at fair value through other comprehensive income” in the consolidated balance sheets (see Note 30). The amounts recognized under the headings “Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Fair value changes of financial assets measured at fair value through other comprehensive income” and “Accumulated other comprehensive income- Items that may be reclassified to profit or loss - Exchange differences” continue to form part of the Group's consolidated equity until the corresponding asset is derecognized from the consolidated balance sheet or until an impairment loss is recognized on the corresponding financial instrument. If these assets are sold, these amounts are derecognized and included under the headings “Gains (losses) on financial assets and liabilities, net” or “Exchange differences, net", as appropriate, in the consolidated income statement for the year in which they are derecognized (see Note 41). The net impairment losses in “Financial assets at fair value through other comprehensive income” over the year are recognized under the heading “Impairment losses on financial assets, net – Financial assets at fair value through other comprehensive income” (see Note 47) in the consolidated income statements for that period. Changes in foreign exchange rates which affect monetary items are recognized under the heading “Exchange differences, net" in the accompanying consolidated income statements (see Note 41). Equity instruments The BBVA Group, at the time of the initial recognition, may elect to present changes in the fair value in other comprehensive income of an investment in an equity instrument that is not held for trading. The election is irrevocable and can be made on an instrument-by-instrument basis. Subsequent changes in fair value (gains or losses) are recognized, under the heading “Accumulated other comprehensive income (loss) – Items that will not be reclassified to profit or loss – Fair value changes of equity instruments measured at fair value through other comprehensive income”. “Financial assets at amortized cost” A financial asset is classified as subsequently measured at amortized cost if it is held within a business model whose objective is to hold financial assets in order to collect and it meets the SPPI Criterion. The assets under this category are subsequently measured at amortized cost, using the effective interest rate method. Net impairment losses of assets recorded under these headings arising in each period are recognized under the heading “Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss – financial assets measured at cost” (see Note 47) in the consolidated income statement for that period. Classification and measurement of financial liabilities under IFRS 9 Classification of financial liabilities Under IFRS 9, financial liabilities are classified in the following categories: Financial liabilities at amortized cost; Financial liabilities that are held for trading including derivatives are financial instruments which are recorded in this category when the Group’s objective is to generate gains by buying and selling these financial instruments; Financial liabilities that are designated at fair value through profit or loss on initial recognition under the Fair Value Option. The Group has the option to designate irrevocably on initial recognition a financial liability as at fair value through profit or loss provided that doing so results in the elimination or significant reduction of measurement or recognition inconsistency, or if a group of financial liabilities, or a group of financial assets and financial liabilities, has to be managed, and its performance evaluated, on a fair value basis in accordance with a documented risk management or investment strategy. Valuation of financial liabilities All financial instruments are initially recognized at fair value plus, in the case of a financial liability not at fair value through profit or loss, transaction costs that are directly attributable to the acquisition or issue of the financial liability. Unless there is evidence to the contrary, the best evidence of the fair value of a financial instrument at initial recognition shall be the transaction price. Excluding all trading derivatives not considered as accounting or economic hedges, all the changes in the fair value of the financial instruments arising from the accrual of interest and similar items are recognized under the headings “Interest and other income” or “Interest expense”, as appropriate, in the accompanying consolidated income statement in the period in which the change occurred (see Note 37). The changes in fair value after the initial recognition, for reasons other than those mentioned in the preceding paragraph, are treated as described below, according to the categories of financial liabilities. “Financial liabilities held for trading” and “Financial liabilities designated at fair value through profit or loss“ The subsequent changes in the fair value (gains or losses) of the liabilities recognized under these headings of the consolidated balance sheets are recognized as their net value under the heading “Gains (losses) on financial assets and liabilities, net” in the accompanying consolidated income statements (see Note 41), except for the financial liabilities designated at fair value through profit and loss under the fair value option for which the amount of change in the fair value that is attributable to changes in the own credit risk which is presented in under the heading “Accumulated other comprehensive income (loss) – Items that will not be reclassified to profit or loss – Fair value changes of financial liabilities at fair value through profit or loss attributable to changes in their credit risk”. Interests from derivatives designated as economic hedges on interest rate are recognized in “Interest and other income” or “Interest expense” (Note 37), depending on the result of the hedging instrument. However, changes in fair value resulting from variations in foreign exchange rates are recognized under the heading “Gains (losses) on financial assets and liabilities, net” in the accompanying consolidated income statements (Note 41). “Financial liabilities at amortized cost” The liabilities under this category are subsequently measured at amortized cost, using the effective interest rate method.
Measurement of financial assets and liabilities under IAS 39 applicable in the financial years 2017 and 2016	Measurement of financial assets and liabilities under IAS 39 applicable in the financial years 2017 and 2016 Measurement of financial instruments and recognition of changes in subsequent fair value All financial instruments are initially accounted for at fair value plus, in the case of a financial asset or financial liability not at fair value through profit or loss, transaction costs th at are directly attributable to the acquisition or issue of the financial asset or financial liability. Unless there is evidence to the contrary, the best evidence of the fair value of a financial instrument at initial recognition shall be the transaction price. Excluding all trading derivatives not considered as accounting or economic hedges, all the changes in the fair value of the financial instruments arising from the accrual of interest and similar items are recognized under the headings “Interest and other income” or “Interest expense”, as appropriate, in the accompanying consolidated income statement the year in which the change occurred (see Note 37). The dividends received from other entities, other than associated entities and joint venture entitie s, are recognized under the heading “Dividend income” in the accompanying consolidated income statement in the year in which the right to receive them arises (see Note 38). The changes in fair value after the initial recognition, for reasons other than those mentioned in the preceding paragraph, are treated as described below, according to the categories of financial assets and liabilities. “Financial assets and liabilities held for trading” and “Financial assets and liabilities designated at fair value through profit or loss” The assets and liabilities recognized under these headings of the consolidated balance sheets are measured upon acquisition at fair value and changes in the fair value (gains or losses) are recognized as their net value under the he ading “Gains (losses) on financial assets and liabilities, net” in the accompanying consolidated income statements (see Note 41). Interests from derivatives designated as economic or accounting hedges on interest rate are recognized under the heading “Inte rest and other income” or “Interest expense” (Note 37), depending on the result of the hedging instrument . Changes in fair value resulting from variations in foreign exchange rates are recognized under the heading “Gains (losses) on financial assets and li abilities, net” in the accompanying consolidated income statements (Note 41). “Financial assets at fair value through other comprehensive income” Assets recognized under this heading in the consolidated balance sheets are measured at their fair value. Sub sequent changes in fair value (gains or losses) are recognized temporarily net of tax effect, under the heading “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Financial assets at fair value through other compre hensive income” in the consolidated balance sheets (see Note 30). The amounts recognized under the headings “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Financial assets at fair value through other comprehens ive income” and “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Exchange differences” continue to form part of the Group's consolidated equity until the corresponding asset is derecognized from the consolidated balance sheet or until an impairment loss is recognized on the corresponding financial instrument. If these assets are sold, these amounts are derecognized and included under the headings “Gains (losses) on financial assets and liabilities, net” or “Exchan ge differences, net", as appropriate, in the consolidated income statement for the year in which they are derecognized (see Note 41). The net impairment losses in “Financial assets at fair value through other comprehensive income” over the year are recogni zed under the heading “Impairment losses on financial assets, net – Other financial instruments not at fair value through profit or loss” (see Note 47) in the consolidated income statements for that year. Changes in the value of non-monetary items resultin g from changes in foreign exchange rates are recognized temporarily under the heading “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Exchange differences” in the accompanying consolidated balance sheets. Change s in foreign exchange rates which affect monetary items are recognized under the heading “Exchange differences, net" in the accompanying consolidated income statements (see Note 41). “Financial assets and liabilities at amortized cost” Assets and liabiliti es recognized under these headings in the accompanying consolidated balance sheets are subsequently measured at “amortized cost” using the “effective interest rate” method. This is because the consolidated entities generally intend to hold such financial i nstruments to maturity. Net impairment losses of assets recognized under these headings arising in each year are recognized under the heading “Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss – fina ncial assets measured at cost” (see Note 47) in the consolidated income statement for that year.
Derivatives hedge accounting and fair value changes of the hedged items in portfolio hedges of interest rate risk applicable in the financial years 2018 2017 and 2016	“Derivatives-Hedge Accounting” and “Fair value changes of the hedged items in portfolio hedges of interest-rate risk” applicable in the financial years 2018, 2 017 and 2016 Assets and liabilities recognized under these headings in the accompanying consolidated balance sheets are measured at fair value. Changes occurring subsequent to the designation of the hedging relationship in the measurement of financial instruments designated as hedged items as well as financial instruments designated as hedge accounting instruments are recognized as follows: In fair value hedges, the changes in the fair value of the derivative and the hedged item attributable to the hedg ed risk are recognized under the heading “Gains or losses from hedge accounting, net” in the consolidated income statement, with a corresponding offset under the headings where hedging items ("Hedging derivatives") and the hedged items are recognized, as a pplicable. Almost all of the hedges used by the Group are for interest-rate risks. Therefore, the valuation changes are recognized under the headings “Interest and other income” or “Interest expense”, as appropriate, in the accompanying consolidated income statement (see Note 37). In fair value hedges of interest rate risk of a portfolio of financial instruments (portfolio-hedges), the gains or losses that arise in the measurement of the hedging instrument are recognized in the consolidated income statement, and the gains or losses that arise from the change in the fair value of the hedged item (attributable to the hedged risk) are also recognized in the consolidated income statement (in both cases under the heading “Gains or losses from hedge accou nting, net”, using, as a balancing item, the headings "Fair value changes of the hedged items in portfolio hedges of interest rate risk" in the consolidated balance sheets, as applicable). In cash flow hedges, the gain or loss on the hedging instruments re lating to the effective portion are recognized temporarily under the heading ”Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Hedging derivatives. Cash flow hedges” in the consolidated balance sheets, with a ba lancing entry under the heading “Hedging derivatives” of the Assets or Liabilities of the consolidated balance sheets as applicable. These differences are recognized in the accompanying consolidated income statement under the headings “Interest and other i ncome” or “Interest expense” at the time when the gain or loss in the hedged instrument affects profit or loss, when the forecast transaction is executed or at the maturity date of the hedged item (see Note 37). Differences in the measurement of the hedgi ng items corresponding to the ineffective portions of cash flow hedges are recognized directly in the heading “Gains or losses from hedge accounting, net” in the consolidated income statem ent (see Note 41). In the hedges of net investments in foreign opera tions, the differences attributable to the effective portions of hedging items are recognized temporarily under the heading "Accumulated other comprehensive income - Items that may be reclassified to profit or loss – Hedging of net investments in foreign t ransactions" in the consolidated balance sheets with a balancing entry under the heading “Hedging derivatives” of the Assets or Liabilities of the consolidated balance sheets as applicable. These differences in valuation are recognized under the heading “E xchange differences, net" in the consolidated income statement when the investment in a foreign operation is disposed of or derecognized (see Note 41). Other financial instruments under IAS 39 applicable in the financial years 2017 and 2016 The following exceptions are applicable with respect to the above general criteria: Equity instruments whose fair value cannot be determined in a sufficiently objective manner and financial derivatives that have those instruments as their underlying asset and are settle d by delivery of those instruments are recorded in the consolidated balance sheet at acquisition cost; this may be adjusted, where appropriate, for any impairment loss (see Note 8). Accumulated other comprehensive income arising from financial instruments classified at the consolidated balance sheet date as “Non-current assets and disposal groups classified as held for sale” are recognized with the corresponding entry under the heading “Accumulated other comprehensive income- Items that may be reclassified to profit or loss – Non-current assets and disposal groups classified as held for sale” in the accompanying consolidated balance sheets (see note 30).
Impairment losses on financial assets	Impairment losses on financial assets Definition of impaired financial assets under IFRS 9 IFRS 9 replaced the "incurred loss" model in IAS 39 with one of "expected credit loss". The IFRS 9 impairment model is applied to financial assets valued at amortized cost and to financial assets valued at fair value with changes in accumulated other comprehensiv e income, except for investments in equity instruments and contracts for financial guarantees and loan commitments unilaterally revocable by BBVA. Likewise, all the financial instruments valued at fair value with change through profit and loss are excluded from the impairment model . The new standard classifies financial instruments into three categories, which depend on the evolution of their credit risk from the moment of initial recognition. The first category includes the transactions when they are initi ally recognized (Stage 1); the second comprises the financial assets for which a significant increase in credit risk has been identified since its initial recognition (Stage 2) and the third one, the impaired financial assets (Stage 3). The calculation of the provisions for credit risk in each of these three categories must be done differently. In this way, expected loss up to 12 months for the financial assets classified in the first of the aforementioned categories must be recorded, while expected losses estimated for the remaining life of the financial assets classified in the other two categories must be recorded. Thus, IFRS 9 differentiates between the following concepts of expected loss: Expected loss at 12 months: expected credit loss that arises fro m possible default events within 12 months following the presentation date of the financial statements; and Expected loss during the life of the transaction: this is the expected credit loss that arises from all possible default events over the remaining l ife of the financial instrument. All this requires considerable judgment, both in the modeling for the estimation of the expected losses and in the forecasts, on how the economic factors affect such losses, which must be carried out on a weighted probabili ty basis. The BBVA Group has applied the following definitions in accordance with IFRS 9: Default BBVA has applied a definition of default for financial instruments that is consistent with that used in internal credit risk management, as well as the indicators under applicable regulation at the date of implementation of IFRS 9. Both qualitative and quantitative indicators have been considered. The Group has considered there is a default when one of the following situations occurs: Payment past-due fo r more than 90 days; or There are r easonable doubts regarding the full reimbursement of the instrument. In accordance with IFRS 9, the 90-day past-due stipulation may be waived in cases where the entity considers it appropriate, based on reasonable and doc umented information that it is appropriate to use a longer term. As of December 31, 2018, the Group has not considered periods higher than 90 days for any of the significant portfolios. Credit impaired asset An asset is credit-impaired according to IFRS 9 if one or more events have occurred and they have a detrimental impact on the estimated future cash flows of the asset. Evidence that a financial asset is credit-impaired includes observable data about the following events: Significant financial difficult y of the issuer or the borrower. A breach of contract (e.g. a default or past due event). A lender having granted a concession to the borrower – for economic or contractual reasons relating to the borrower’s financial difficulty – that the lender would not otherwise consider. It becoming probable that the borrower will enter bankruptcy or other financial reorganization. The disappearance of an active market for that financial asset because of financial difficulties. The purchase or origination of a financia l asset at a deep discount that reflects the incurred credit losses. It may not be possible to identify a single discrete event. Instead, the combined effect of several events may cause financial assets to become credit-impaired. The definition of impaired financial assets in the Group is aligned with the definition of default explained in the above paragraphs. Significant increase in credit risk The objective of the impairment requirements is to recognize lifetime expected credit losses for financial inst ruments for which there have been significant increases in credit risk since initial recognition considering all reasonable and supportable information, including that which is forward-looking. The model developed by the Group for assessing the significant increase in credit risk has a two-prong approach that is applied globally, although the specific characteristics of each geographic area are respected: Quantitative criterion: the Group uses a quantitative analysis based on comparing the current expected probability of default over the life of the transaction with the original adjusted expected probability of default, so that both values are comparable in terms of expected default probability for their residual life. The thresholds used for considering a s ignificant increase in risk take into account special cases according to geographic areas and portfolios. Depending on how old current transactions are at the time implementation of the standard, some simplifications were made to compare the probabilities of default between the current and the initial moment, based on the best information available at that moment. Qualitative criterion: most indicators for detecting significant risk increase are included in the Group's systems through rating/scoring systems or macroeconomic scenarios, so the quantitative analysis covers the majority of circumstances. The Group will use additional qualitative criteria when it considers it necessary to include circumstances that are not reflected in the rating/score systems or macroeconomic scenarios used. Additionally, instruments under one of the following circumstances are considered Stage 2: More than 30 days past due. According to IFRS 9, default of more than 30 days is a presumption that can be rebutted in those cases in which the entity considers, based on reasonable and documented information, that such non-payment does not represent a significant increase in risk. As of December 31, 2018, the Group has not considered periods higher than 30 days for any of the significa nt portfolios. Watch list: They are subject to special watch by the Risks units because they show negative signs in their credit quality, even though there may be no objective evidence of impairment. Refinance or restructuring that does not show evidence o f impairment. Although the standard introduces a series of operational simplifications or practical solutions for analyzing the increase in significant risk, the Group does not use them as a general rule. However, for high-quality assets, mainly related t o certain government institutions and bodies, the standard allows for considering that their credit risk has not increased significantly because they have a low credit risk at the presentation date. Thus the classification of financial instruments subject to impairment under the new IFRS 9 is as follows: Stage 1– without significant increase in credit risk Financial assets which are not considered to have significantly increased in credit risk have loss allowances measured at an amount equal to 12 months ex pected credit losses. Stage 2– significant increases in credit risk When the credit risk of a financial asset has increased significantly since the initial recognition, the impairment losses of that financial instrument is calculated as the expected credit loss during the entire life of the asset. Stage 3 – Impaired When there is objective evidence that the instrument is credit impaired, the financial asset is transferred to this category in which the provision for losses of that financial instrument is calculated as the expected credit loss during the entire life of the asset. Definition of impaired financial assets under IAS 39 applicable in the financial years 2017 and 2016 A financial asset is considered impaired – and therefore its carrying amount is adjusted to reflect the effect of impairment – when there is objective evidence that events have occurred, which: In the case of debt instruments (loans and advances and debt securities), reduce the future cash flows that were estimated at the time the instruments were acquired. So they are considered impaired when there are reasonable doubts that the carrying amounts will be recovered in full and/or the related interest will be collected for the amounts and on the dates initially agreed. In the case of equity instruments, it means that their carrying amount may not be fully recovered. As a general rule, the carrying amount of impaired financial assets is adjusted with a charge to the consolidated income statement for the year in which the impairment bec omes known. The recoveries of previously recognized impairment losses are reflected, if appropriate, in the consolidated income statement for the year in which the impairment is reversed or reduced, with an exception: any recovery of previously recognized impairment losses for an investment in an equity instrument classified as financial assets at fair value through other comprehensive income is not recognized in the consolidated income statement, but under the heading " Accumulated other comprehensive inco me - Items that may be reclassified to profit or loss - financial assets at fair value through other comprehensive income" in the consolidated balance sheet (see Note 30). In general, amounts collected on impaired loans and receivables are used to recogniz e the related accrued interest and any excess amount is used to reduce the unpaid principal. When the recovery of any recognized amount is considered remote, such amount is written-off on the consolidated balance sheet, without prejudice to any actions that may be taken in order to collect the amount until the rights extinguish in full either because it is time-barred debt, the debt is forgiven, or other reasons.
Explanation Of Credit Risk Management Practices And How They Relate To Recognition And Measurement Of Expected Credit Losses	Method for calculating expected credit loss under IFRS 9 Method for calculatin g expected loss In accordance with IFRS 9, the measurement of expected losses must reflect: A considered and unbiased amount, determined by evaluating a range of possible results. The time value of money. Reasonable and supportable information that is available without undue cost or effort and that reflects current conditions and forecasts of future economic conditions. The Group measures the expected losses both individually and collectively. The purpose of the Group's individual measurement is to estimate expected losses for significant impaired instruments, or instruments classified in Stage 2. In these cases, the amount of credit losses is calculated as the difference between expected discounted cash fl ows at the effective interest rate of the transaction and the carrying amount of the instrument. For the collective measurement of expected losses the instruments are grouped into groups of assets based on their risk characteristics. Exposure within each group is segmented according to the common credit risk characteristics, similar characteristics of the credit risk, indicative of the payment capacity of the borrower in accordance with their contractual conditions. These risk characteristics have to be re levant in estimating the future flows of each group. The characteristics of credit risk may consider, among others, the following factors: Type of instrument. Rating or scoring tools. Credit risk scoring or rating. Type of collateral. Amount of time at def ault for stage 3. Segment. Qualitative criteria which can have a significant increase in risk. Collateral value if it has an impact on the probability of a default event. The estimated losses are derived from the following parameters: PD: estimate of the probability of default in each period. EAD: estimate of the exposure in case of default at each future period, taking into account the changes in exposure after the presentation date of the financial statements. LGD: estimate of the loss in case of defaul t, calculated as the difference between the contractual cash flows and receivables, including guarantees. In the case of debt securities, the Group supervises the changes in credit risk through monitoring the external published credit ratings. To determin e whether there is a significant increase in credit risk that is not reflected in the published ratings, the Group also revises the changes in bond yields, and when they are available, the prices of CDS, together with the news and regulatory information av ailable on the issuers. Use of present, past and future information IFRS 9 requires incorporation of present, past and future information to detect any significant increase in risk and measure expected loss. The standard does not require identification of all possible scenarios for measuring expected loss. However, the probability of a loss event occurring and the probability it will not occur have to be considered, even though the possibility of a loss may be very small. Also, when there is no linear rela tion between the different future economic scenarios and their associated expected losses, more than one future economic scenario must be used for the measurement. The approach used by the Group consists of using first the most probable scenario (baseline scenario) consistent with that used in the Group's internal management processes, and then applying an additional adjustment, calculated by considering the weighted average of expected losses in other economic scenarios (one more positive and the other mo re negative). The main macroeconomic variables that are valued in each of the scenarios for each of the geographies in which the Group operates are Gross Domestic Product (GDP), tax rates, unemployment rate and loan to value (LTV). Method for calculating t he impairment on financial assets under IAS 39 applicable in the financial years 2017 and 2016 The impairment on financial assets is determined by type of instrument and other circumstances that could affect it, taking into account the guarantees received to assure (in part or in full) the performance of the financial assets. The BBVA Group recognizes impairment charges directly against the impaired financial asset when the likelihood of recovery is deemed remote, and uses an offsetting or allowance account when it recognizes non-performing loan provisions for the estimated losses. Impairment of debt instruments measured at amortized cost With regard to impairment losses arising from insolvency risk of the obligors (credit risk), a debt instrument, mainly Lo ans and receivables, is impaired due to insolvency when a deterioration in the ability to pay by the obligor is evidenced, either due to past due status or for other reasons. The BBVA Group has developed policies, methods and procedures to estimate incurre d losses on outstanding credit risk. These policies, methods and procedures are applied in the due diligence, approval and execution of debt instruments and commitments and guarantees given; as well as in identifying the impairment and, where appropriate, in calculating the amounts necessary to cover estimated losses. The amount of impairment losses on debt instruments measured at amortized cost is calculated based on whether the impairment losses are determined individually or collectively. First it is det ermined whether there is objective evidence of impairment individually for individually significant debt instrument, and collectively for debt instrument that are not individually significant. If the Group determines that there is no objective evidence of impairment, the assets are classified in groups of debt instrument based on similar risk characteristics and impairment is assessed collectively. In determining whether there is objective evidence of impairment the Group uses observable data in the followi ng aspects: Significant financial difficulties of the obligors. Ongoing delays in the payment of interest or principal. Refinancing of credit due to financial difficulties by the counterparty. Bankruptcy or reorganization / liquidation are considered likely. Disappearance of the active market for a financial asset because of financial difficulties. Observable data indicating a reduction in future cash flows from the initial recognition such as adverse changes in the payment status of the counterparty ( delays in payments, reaching credit cards limits, etc.). National or local economic conditions that are linked to "defaults" in the financial assets (unemployment rate, falling property prices, etc.). Impairment losses on financial assets individually evaluated for impairment The amount of the impairment losses incurred on financial assets represents the excess of their respective carrying amounts over the present values of their expected future cash flows. These cash flows are discounted using the original effective interest rate. If a financial asset has a variable interest rate, the discount rate for measuring any impairment loss is the current effective rate determined under the contract. As an exception to th e rule described above, the market value of listed debt instruments is deemed to be a fair estimate of the present value of their expected future cash flows. The following is to be taken into consideration when estimating the future cash flows of debt inst ruments: All amounts that are expected to be recovered over the remaining life of the debt instrument; including, where appropriate, those which may result from the collateral and other credit enhancements provided for the debt instrument (after deducting the costs required for foreclosure and subsequent sale). Impairment losses include an estimate for the possibility of collecting accrued, past-due and uncollected interest. The various types of risk to which each debt instrument is subject. The circumstanc es in which collections will foreseeably be made. Impairment losses on financial assets collectively evaluated for impairment With regard to the collective impairment analysis, financial assets are grouped by risk type considering the debtor's capacity to pay based on the contractual terms. As part of this analysis, the BBVA Group estimates the impairment loan losses that are not individually significant, distinguishing between those that show objective evidence of impairment, and those that do not show obj ective evidence of impairment, as well as the impairment of significant loans that the BBVA Group has deemed as not showing an objective evidence of impairment. With respect to financial assets that have no objective evidence of impairment, the Group appli es statistical methods using historical experience and other specific information to estimate the losses that the Group has incurred as a result of events that have occurred as of the date of preparation of the Consolidated Financial Statements but have no t been known and will be apparent, individually after the date of submission of the information. This calculation is an intermediate step until these losses are identified on an individual level, at which time these financial instruments will be segregated from the portfolio of financial assets without objective evidence of impairment. The incurred loss is calculated taking into account three key factors: exposure at default, probability of default and loss given default. Exposure at default (EAD) is the am ount of risk exposure at the date of default by the counterparty. Probability of default (PD) is the probability of the counterparty failing to meet its principal and/or interest payment obligations. The PD is associated with the rating/scoring of each cou nterparty/transaction. Loss given default (LGD) is the estimate of the loss arising in the event of default. It depends mainly on the characteristics of the counterparty, and the valuation of the guarantees or collateral associated with the asset. In orde r to calculate the LGD at each balance sheet date, the Group evaluates the whole amount expected to be obtained over the remaining life of the financial asset. The recoverable amount from executable secured collateral is estimated based on the property val uation, discounting the necessary adjustments to adequately account for the potential fall in value until its execution and sale, as well as execution costs, maintenance costs and sale costs. In addition, to identify the possible incurred but not reported losses (IBNR) in the unimpaired portfolio, an additional parameter called "LIP" (loss identification period) has to be introduced. The LIP parameter is the period between the time at which the event that generates a given loss occurs and the time when the loss is identified at an individual level. When the property right is contractually acquired at the end of the foreclosure process or when the assets of distressed borrowers are purchased, the asset is recognized in the consolidated balance sheets (see No te 2.2.4). Impairment of other debt instruments classified as financial assets available for sale The impairment losses on other debt instruments included in the “Available-for-sale financial asset” portfolio are equal to the excess of their acquisition co st (net of any principal repayment), after deducting any impairment loss previously recognized in the consolidated income statement over their fair value. When there is objective evidence that the negative differences arising on measurement of these debt i nstruments are due to impairment, they are no longer considered as “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - financial assets at fair value through other comprehensive income” and are recognized in the con solidated income statement. If all, or part of the impairment losses are subsequently recovered, the amount is recognized in the consolidated income statement for the year in which the recovery occurred, up to the amount previously recognized in the incom e statement. Impairment of equity instruments The amount of the impairment in the equity instruments is determined by the category where they are recognized: Equity instruments classified at available for sale at fair value: When there is objective evidence that the negative differences arising on measurement of these equity instruments are due to impairment, they are no longer recorded as “Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Financial assets av ailable for sale” and are recognized in the consolidated income statement. In general, the Group considers that there is objective evidence of impairment on equity instruments classified as available-for-sale when significant unrealized losses have existed over a sustained period of time due to a price reduction of at least 40% or over a period of more than 18 months. When applying this evidence of impairment, the Group takes into account the volatility in the price of each individual equity instrument to determine whether it is a percentage that can be recovered through its sale in the market; other different thresholds may exist for certain equity instruments or specific sectors. In addition, for individually significant investments, the Group compares t he valuation of the most significant equity instruments against valuations performed by independent experts. Any recovery of previously recognized impairment losses for an investment in an equity instrument classified at fair value through other comprehens ive income is not recognized in the consolidated income statement, but under the heading " Accumulated other comprehensive income - Items that may be reclassified to profit or loss - financial assets available for sale" in the consolidated balance sheet (s ee Note 30). Equity instruments measured at cost: The impairment losses on equity instruments measured at acquisition cost are equal to the excess of their carrying amount over the present value of expected future cash flows discounted at the market rate o f return for similar equity instruments. In order to determine these impairment losses, unless there is better evidence, an assessment of the equity of the investee is carried out (excluding Accumulated other comprehensive income due to cash flow hedges) b ased on the last approved (consolidated) balance sheet, adjusted by the unrealized gains at measurement date. Impairment losses are recognized in the consolidated income statement in the year in which they arise as a direct reduction of the cost of the ins trument. These impairment losses may only be recovered subsequently in the event of the sale of these assets.
Accounting Policy For Derecognition Of Financial Instruments	Transfers and derecognition of financial assets and liabilities The accounting treatment of transfers of financial assets is determined b y the form in which risks and benefits associated with the financial assets involved are transferred to third parties. Thus the financial assets are only derecognized from the consolidated balance sheet when the cash flows that they generate are extinguish ed, when their implicit risks and benefits have been substantially transferred to third parties or when the control of financial asset is transferred even in case of no physical transfer or substantial retention of such assets. In the latter case, the fina ncial asset transferred is derecognized from the consolidated balance sheet, and any right or obligation retained or created as a result of the transfer is simultaneously recognized. Similarly, financial liabilities are derecognized from the consolidated balance sheet only if their obligations are extinguished or acquired (with a view to subsequent cancellation or renewed placement). The Group is considered to have transferred substantially all the risks and benefits if such risks and benefits account for the majority of the risks and benefits involved in ownership of the transferred financial assets. If substantially all the risks and benefits associated with the transferred financial asset are retained: The transferred financial asset is not derecognized from the consolidated balance sheet and continues to be measured using the same criteria as those used before the transfer. A financial liability is recognized at the amount equal to the amount received, which is subsequently measured at amortized cost or fair value with changes in the income statement, whichever the case. Both the income generated on the transferred (but not derecognized) financial asset and the expenses of the new financial liability continue to be recognized.
Description Of Accounting Policy For Financial Guarantees	Financial guarantees Financial guarantees are considered to be those contracts that require their issuer to make specific payments to reimburse the holder of the financial guarantee for a loss incurred when a specific borrower breaches its payment obligations on the terms – whether original or subsequently modified – of a debt instrument, irrespective of the legal form it may take. Financial guarantees may take the form of a deposit, bank guarantee, insurance contract or credit derivative, among others. In their initial recog nition, financial guarantees are recognized as liabilities in the consolidated balance sheet at fair value, which is generally the present value of the fees, commissions and interest receivable from these contracts over the term thereof, and the Group simu ltaneously recognize a corresponding asset in the consolidated balance sheet for the amount of the fees and commissions received at the inception of the transactions and the amounts receivable at the present value of the fees, commissions and interest outs tanding. Financial guarantees, irrespective of the guarantor, instrumentation or other circumstances, are reviewed periodically so as to determine the credit risk to which they are exposed and, if appropriate, to consider whether a provision is required f or them. The credit risk is determined by application of criteria similar to those established for quantifying impairment losses on debt instruments measured at amortized cost (see Note 2.2.1). The provisions recognized for financial guarantees considered impaired are recognized under the heading “Provisions - Provisions for contingent risks and commitments” on the liability side in the consolidated balance sheets (see Note 24). These provisions are recognized and reversed with a charge or credit, respectiv ely; to “Provisions or reversal of provision” in the consolidated income statements (see Note 46). Income from financial guarantees is recorded under the heading “Fee and commission income” in the consolidated income statement and is calculated by applying the rate established in the related contract to the nominal amount of the guarantee (see Note 40).
Description Of Accounting Policy For Non current Assets Or Disposal Groups Classified As Held For Sale	Non-current assets and disposal groups held for sale and liabilities included in disposal groups classified as held for sale and Liabilities include d in disposal groups classified as held for sale The headings “Non-current assets and disposal groups held for sale” and “Liabilities included in disposal groups classified as held for sale” in the consolidated balance sheets includes the carrying amount o f assets that are not part of the BBVA Group’s operating activities. The recovery of this carrying amount is expected to take place through the price obtained on its disposal (see Note 21). These headings include individual items and groups of items (“disp osal groups”) and disposal groups that form part of a major operating segment and are being held for sale as part of a disposal plan (“discontinued operations”). The heading “Non-current assets and disposal groups held for sale” include the assets received by the subsidiaries from their debtors, in full or partial settlement of the debtors’ payment obligations (assets foreclosed or received in payment of debt and recovery of lease finance transactions), unless the Group has decided to make continued use of these assets. The BBVA Group has units that specialize in real estate management and the sale of this type of asset. Symmetrically, the heading “Liabilities included in disposal groups classified as held for sale” in the consolidated balance sheets reflect s the balances payable arising from disposal grou ps and discontinued operations. Non-current assets and disposal groups classified as held for sale are generally measured, at the acquisition date and at any later date deemed necessary, at either their carr ying amount or the fair value of the property (less costs to sell), whichever is lower. In the case of real estate assets foreclosed or received in payment of debts, they are initially recognized at the lower of: the restated carrying amount of the financi al asset and the fair value at the time of the foreclosure or receipt of the asset less estimated sales costs. The carrying amount of the financial asset is updated at the time of the foreclosure, treating the real property received as a secured collateral and taking into account the credit risk coverage that would correspond to it according to its classification prior to the delivery. For these purposes, the collateral will be valued at its current fair value (less sale costs) at the time of foreclosure. T his carrying amount will be compared with the previous carrying amount and the difference will be recognized as a provision increase, if applicable. On the other hand, the fair value of the foreclosed asset is obtained by appraisal, evaluating the need to apply a discount on the asset derived from the specific conditions of the asset or the market situation for these assets, and in any case, deducting the company’s estimated sale costs. At the time of the initial recognition, these real estate assets foreclosed or received in payment of debts, classified as “Non-current assets and disposal groups held for sale” and “Liabilities included in disposal groups classified as held for sale” are valued at the lower of: their restated fair value less estimated sale costs and their carrying amount; a deterioration or impairment reversal can be recognized for the difference if applicable. Non-current assets and disposal groups held for sale groups classified as held for sale are not depreciated while included unde r the heading “Non-current assets and disposal groups held for sale”. Fair value of non-current assets held for sale from foreclosures or recoveries is based, mainly, in appraisals or valuations made by independent experts on an annual basis or more freque ntly, should there be indicators of impairment. Gains and losses generated on the disposal of assets and liabilities classified as non-current held for sale, and liabilities included in disposal groups classified as held for sale as well as impairment los ses and, where pertinent, the related recoveries, are recognized in “Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations” in the consolidated income statement (see Note 50). The r emaining income and expense items associated with these assets and liabilities are classified within the relevant consolidated income statement headings. Income and expenses for discontinued operations, whatever their nature, generated during the year, even if they have occurred before their classification as discontinued operations, are presented net of the tax effect as a single amount under the heading “Profit from discontinued operations” in the consolidated income statement, whether the business remains on the consolidated balance sheet or is derecognized from the consolidated balance sheet. As long as an asset remains in this category, it will not be amortized. This heading includes the e arnings from their sale or other disposal.
Description Of Accounting Policy For Property Plant And Equipment Explanatory	Property, plant and equipment for own use This heading includes the assets under ownership or acquired under finance lease, intended for future or current use by the BBVA Group and that it expects to hold for more than one year. It also includes tangible assets received by the consolidated entities in full or partial settlement of financial assets representing receivables from third parties and those assets expected to be held for continuing use. Property, plant and equipment for own use are presented in the consolidated balance sheets at acquisition cost, less any accumulated depreciation and, where appropriate, any estimated impairment losses resulting from comparing this net carrying amoun t of each item with its corresponding recoverable amount (see Note 17). Depreciation is calculated using the straight-line method, on the basis of the acquisition cost of the assets less their residual value; the land is considered to have an indefinite li fe and is therefore not depreciated The tangible asset depreciation charges are recognized in the accompanying consolidated income statements under the heading "Depreciation and Amortization" (see Note 45) and are based on the application of the following depreciation rates (determined on the basis of the average years of estimated usef ul life of the various assets): Depreciation Rates for Tangible Assets Type of Assets Annual Percentage Buildings for own use 1% - 4% Furniture 8% - 10% Fixtures 6% - 12% Office supplies and hardware 8% - 25% At each reporting date, the Group entities analyze whether there are internal or external indicators that a tangible asset may be impaired. When there is evidence of impairment, the Group analyzes whether this impairment actually exists by comparing the asset’s net carrying amount with its recoverable amount (as the higher between its recoverable amount less disposal co sts and its value in use). When the carrying amount exceeds the recoverable amount, the carrying amount is written down to the recoverable amount and depreciation charges going forward are adjusted to reflect the asset’s remaining useful life. Similarly, i f there is any indication that the value of a tangible asset is now recoverable, the consolidated entities will estimate the recoverable amounts of the asset and recognize it in the consolidated income statement, recording the reversal of the impairment lo ss recognized in previous years and thus adjusting future depreciation charges. Under no circumstances may the reversal of an impairment loss on an asset raise its carrying amount above that which it would have if no impairment losses had been recognized i n prior years. In the BBVA Group, most of the buildings held for own use are assigned to the different Cash-Generating-Units (CGU) to which they belong. The corresponding impairment analysis are performed for these CGUs to check whether sufficient cash flo ws are generated to support the value of the assets comprised within. Running and maintenance expenses relating to tangible assets held for own use are recognized as an expense in the year they are incurred and recognized in the consolidated income stateme nts under the heading "Administration costs - Other administrative expenses - Property, fixtures and equipment" (see Note 44.2). Other assets leased out under an operating lease The criteria used to recognize the acquisition cost of assets leased out under operating leases, to calculate their depreciation and their respective estimated useful lives and to recognize the impairment losses on them, are the same as those described in relation to tangible assets for own use. Investment properties The heading “Tangible assets - Investment properties” in the consolidated balance sheets reflects the net values (purchase cost minus the corresponding accumulated depreciation and, if appropri ate, estimated impairment losses) of the land, buildings and other structures that are held either to earn rentals or for capital appreciation through sale and that are neither expected to be sold off in the ordinary course of business nor are destined for own use (see Note 17). The criteria used to recognize the acquisition cost of investment properties, calculate their depreciation and their respective estimated useful lives and recognize the impairment losses on them, are the same as those described in r elation to tangible assets held for own use. The BBVA Group determines periodically the fair value of its investment properties in such a way that, at the end of the financial year, the fair value reflects the market conditions of investment property asset s’ market at this date. This fair value will be determined taking as references the valuations performed by independent experts.
Descripition Of Accounting Policy For Inventories Explanatory	Inventories The balance under the heading “Other assets - Inventories” in the consolidated balance sheets mainly includes the land and other properties that the BBVA Group’s real estate entities hold for development and sale as part of their real estate development activities (see Note 20). The cost of inventories includes those co sts incurred in their acquisition and development, as well as other direct and indirect costs incurred in getting them to their current condition and location. In the case of the cost of real estate assets accounted for as inventories, the cost is comprised of: the acquisition cost of the land, the cost of urban planning and construction, non-recoverable taxes and costs corresponding to construction supervision, coordination and management. Financing cost incurred during the year form part of cost, provided that the inventories require more than a year to be in a condition to be sold. Properties purchased from customers in distress, which the Group manages for sale, are measured at the acquisition date and any subsequent time, at either their related carrying amount or the fair value of the property (less costs to sell), whichever is lower. The carrying amount at acquisition date of these properties is defined as the balance pending collection on those assets that originated said purchases (net of pro visions).
Description Of Accounting Policy For Measuring Inventories	Inventory sales In sale transactions, the carrying amount of inventories is derecognized from the consolidated balance sheet and recognized as an expense under the income state ment heading "Other operating expenses – Changes in inventories” in the year in which the income from its sale is recognized. This income is recognized under the heading “Other operating income – Financial income from non-financial services” in the consoli dated income statements (see Note 42).
Description Of Accounting Policy For The Impairment Of Inventories	Impairment The amount of any subsequent adjustment due to inventory valuation for reasons such as damage, obsolescence, reduction in sale price to its net realizable value, as well as losses for other reasons and, if appropriate, subsequent recov eries of value up to the limit of the initial cost value, are recognized under the heading "Impairment or reversal of impairment on non-financial assets” in the accompanying consolidated income statements (see Note 48) for the year in which they are incurr ed. In the case of the above mentioned real-estate assets, if the fair value less costs to sell is lower than the carrying amount of the loan recognized in the consolidated balance sheet, a loss is recognized under the heading "Impairment or reversal of im pairment on non-financial assets" in the consolidated income statement for the year. In the case of real-estate assets accounted for as inventories, the BBVA Group’s criterion for determining their net realizable value is mainly based on independent apprai sals no more than one year old, or less if there are indications of impairment.
Description Of Accounting Policy For Business Combinations Explanatory	Business combinations A business combination is a transaction, or any other deal, by which the Group obtains control of one or more businesses. It is accounted for by applying the acquisition method. According to this method, the acquirer has to recognize the assets acquired and the liabilities and contingent liabilities assumed, including those that the acquired entity had not recognized in the accounts. The method involves the measurement of the consideration received for the business combination and its allocation to the assets, liabilities and contingent liabilities measured according to their fair value, at the purchase date, as well as the recognition of any non-controlling participation (minority interest s) that may arise from the transaction. In a business combination achieved in stages, the acquirer shall remeasure its previously held equity interest in the acquiree at its acquisition-date fair value and recognize the resulting gain or loss, if any, in profit or loss under the heading “Gains (losses) on derecognition of non-financial assets and subsidiaries, net” of the consolidated income statements. In prior reporting periods, the acquirer may have recognized changes in the value of its equity interest in the acquiree in other comprehensive income. If so, the amount that was recognized in other comprehensive income shall be recognized on the same basis as would be required if the acquirer had disposed directly of the previously held equity interest. In addition, the acquirer shall recognize an asset in the consolidated balance sheet under the heading “Intangible asset - Goodwill” if on the acquisition date there is a positive difference between: the sum of the consideration transferred, the amount of all the non-controlling interests and the fair value of stock previously held in the acquired business; and the net fair value of the assets acquired and liabilities assumed. If this difference is negative, it shall be recognized directly in the income state ment under the heading “Negative goodwill recognized in profit or loss”. Non-controlling interests in the acquired entity may be measured in two ways: either at their fair value; or at the proportional percentage of net assets identified in the acquired entity. The method of valuing non-controlling interest may be elected in each business combination. BBVA Group has always elected for the second method.
Description Of Accounting Policy For Goodwill Explanatory	Goodwill Goodwill represents a portion of consideration transferred in advance by the acquiring entity for the future economic benefits from assets that cannot be individually identified and separately recognized. Goodwill is never amortized. It is subject periodically to an impairment analysis, and is written off if there ha s been impairment (see Note 18). Goodwill is assigned to one or more cash-generating units that expect to be the beneficiaries of the synergies derived from the business combinations. The cash-generating units represent the Group’s smallest identifiable as set groups that generate cash flows for the Group and that are largely independent of the flows generated from the Group’s other assets or groups of assets. Each unit or units to which goodwill is allocated: Is the lowest level at which the entity manages goodwill internally. Is not larger than an operating segment. The cash-generating units to which goodwill has been allocated are tested for impairment (including the allocated goodwill in their carrying amount). This analysis is performed at least annually or more frequently if there is any indication of impairment. For the purpose of determining the impairment of a cash-generating unit to which a part of goodwill has been allocated, the carrying amount of that cash-generating unit, adjusted by the theoreti cal amount of the goodwill attributable to the non-controlling interests, in the event they are not valued at fair value, is compar ed with its recoverable amount. The recoverable amount of a cash-generating unit is equal to the fair value less sale costs or its value in use, whichever is greater. Value in use is calculated as the discounted value of the cash flow projections that the unit’s management estimates and is based on the latest budgets approved for the coming years. The main assumptions used in i ts calculation are: a sustainable growth rate to extrapolate the cash flows indefinitely, and the discount rate used to discount the cash flows, which is equal to the cost of the capital assigned to each cash-generating unit, and equivalent to the sum of t he risk-free rate plus a risk premium inherent to the cash-generating unit being evaluated for impairment. If the carrying amount of the cash-generating unit exceeds the related recoverable amount, the Group recognizes an impairment loss; the resulting los s is apportioned by reducing, first, the carrying amount of the goodwill allocated to that unit and, second, if there are still impairment losses remaining to be recognized, the carrying amount of the remainder of the assets. This is done by allocating the remaining loss in proportion to the carrying amount of each of the assets in the unit. In the event the non-controlling interests are measured at fair value, the deterioration of goodwill attributable to non-controlling interests will be recognized. In an y case, an impairment loss recognized for goodwill shall not be reversed in a subsequent period. Goodwill impairment losses are recognized under the heading "Impairment or reversal of impairment on non-financial assets – Intangible assets” in the consolida ted income statements (see Note 48).
Description Of Accounting Policy For Intangible Assets Other Than Goodwill Explanatory	Other intangible assets These assets may have an indefinite useful life if, based on an analysis of all relevant factors, it is concluded that there is no foreseeable limit to the period over which the asset is expected to generate net cash flows for the consolidated entities. In all other cases they have a finite useful life (see Note 18). Intangible assets with a finite useful life are amortized according to the duration of this useful life, using methods similar to th ose used to depreciate tangible assets. The defined useful life intangible asset is made up mainly of IT applications acquisition costs which have a useful life of 3 to 5 years. The depreciation charge of these assets is recognized in the accompanying cons olidated income statements under the heading "Depreciation and amortization" (see Note 45). The consolidated entities recognize any impairment loss on the carrying amount of these assets with charge to the heading “Impairment or reversal of impairment on n on - financial assets- Intangible assets” in the accompanying consolidated income statements (see Note 48). The criteria used to recognize the impairment losses on these assets and, where applicable, the recovery of impairment losses recognized in prior years, are similar to those used for tangible assets.
Description Of Accounting Policy For Insurance Contracts	The assets and liabilities of the BBVA Group’s insurance subsidiaries are recognized according to their nature under the corresponding headings of the consolidated balance sheets, and the initial recognition and valuation is carried out according to the criteria set out in IFRS 4. The heading “Insurance and reinsurance assets” in the accompanying consolidated balance sheets includes the amounts that the consolidated insurance subsidiaries are entitled to receive under the reinsurance contracts entered into by them with third parties and, more specifically, the reinsurer´s share of the technical provisions recognized by the consolidated insurance subsidiar ies. The heading “Liabilities under insurance and reinsurance contracts” in the accompanying consolidated balance sheets includes the technical provisions for direct insurance and inward reinsurance recognized by the consolidated insurance subsidiaries to cover claims arising from insurance contracts open at period-end (see Note 23). The income or expenses reported by the BBVA Group’s consolidated insurance subsidiaries on their insurance activities is recognized, in accordance with their nature, in the co rresponding items of the consolidated income statements. The consolidated insurance entities of the BBVA Group recognize the amounts of the premiums written and a charge for the estimated cost of the claims that will be incurred at their final settlement t o their consolidated income statements. At the close of each year the amounts collected and unearned, as well as the costs incurred and unpaid, are accrued. The most significant provisions recorded by consolidated insurance entities with respect to insuran ce policies issued by them are set out by their nature in Note 23. According to the type of product, the provisions may be as follows: Life insurance provisions: Represents the value of the net obligations undertaken with the life insurance policyholder. These provisions include: Provisions for unearned premiums. These are intended for the accrual, at the date of calculation, of the premiums written. Their balance reflects the portion of the premiums received until the closing date that has to be allocated to the period from year-end to the end of the insurance policy period. Mathematical reserves: Represents the value of the life insurance obligations of the insurance entities at year-end, net of the policyholder’s obligations, arising from life insurance contracted. Non-life insurance provisions: Provisions for unearned premiums. These provisions are intended for the accrual, at the date of calculation, of the premiums written. Their balance reflects the portion of the premiums received until the closing d ate that has to be allocated to the period between the year-end and the end of the policy period. Provisions for unexpired risks: The provision for unexpired risks supplements the provision for unearned premiums by the amount by which that provision is not sufficient to reflect the assessed risks and expenses to be covered by the consolidated insurance subsidiaries in the policy period not elapsed at year-end. Provision for claims: This reflects the total amount of the outstanding obligations arising from c laims incurred prior to year-end. Insurance subsidiaries calculate this provision as the difference between the total estimated or certain cost of the claims not yet reported, settled or paid, and the total amounts already paid in relation to these claims. Provision for bonuses and rebates: This provision includes the amount of the bonuses accruing to policyholders, insurees or beneficiaries and the premiums to be returned to policyholders or insurees, as the case may be, based on the behavior of the risk insured, to the extent that such amounts have not been individually assigned to each of them. Technical provisions for reinsurance ceded: Calculated by applying the criteria indicated above for direct insurance, taking account of the assignment conditions established in the open reinsurance contracts. Other technical provisions: Insurance entities have recognized provisions to cover the probable mismatches in the market reinvestment interest rates with respect to those used in the valuation of the technical provisions. The BBVA Group controls and monitors the exposure of the insurance subsidiaries to financial risk and, to this end, uses internal methods and tools that enable it to measure credit risk and market risk and to establish the limits for these risks. Insurance and reinsurance contracts
Description Of Accounting Policy For Income Tax Explanatory	Expenses on corporate income tax applicable to the BBVA Group’s Spanish entities and on similar income taxes applicable to consolidated foreign entities are recognized in the consolidated income statement, except when they result from transactions on which the profits or losses are recognized directly in equity, in which case the related tax effect is also recognized in equity. The total corporate income tax expense is calculated by aggregating the current tax ari sing from the application of the corresponding tax rate as per the tax base for the year (after deducting the tax credits or discounts allowable for tax purposes) and the change in deferred tax assets and liabilities recognized in the consolidated income s tatement.
Description Of Accounting Policy For Deferred Income Tax Explanatory	Deferred tax assets and liabilities include temporary differences, defined as the amounts to be payable or recoverable in future years arising from the differences between the carrying amount of assets and liabilities and their tax bases (the “ta x value”), and tax loss and tax credit or discount carry forwards (see Note 19). The "Tax Assets" line item in the accompanying consolidated balance sheets includes the amount of all the assets of a tax nature, broken down into: "Current” (amounts of tax r ecoverable in the next twelve months) and "Deferred" (which includes the amount of tax to be recovered in future years, including those arising from tax losses or credits for deductions or rebates that can be compensated). The "Tax Liabilities" line item i n the accompanying consolidated balance sheets includes the amount of all the liabilities of a tax nature, except for provisions for taxes, broken down into: "Current” (income tax payable on taxable profit for the year and other taxes payable in the next t welve months) and "Deferred" (the amount of corporate tax payable in subsequent years). Deferred tax liabilities attributable to taxable temporary differences associated with investments in subsidiaries, associates or joint venture entities are recognized as such, except where the Group can control the timing of the reversal of the temporary difference and it is unlikely that it will reverse in the future. Deferred tax assets are recognized to the extent that it is considered probable that the consolidated entities will have sufficient taxable profits in the future against which the deferred tax assets can be utilized and are not from the initial recognition (except in the case of a business combination) of other assets or liabilities in a transaction that d oes not affect the fiscal outcome or the accounting result. The deferred tax assets and liabilities recognized are reassessed by the consolidated entities at each balance sheet date in order to ascertain whether they still qualify as deferred tax assets an d liabilities, and the appropriate adjustments are made on the basis of the findings of the analyses performed. In those circumstances in which it is unclear how a specific requirement of the tax law applies to a particular transaction or circumstance, and the acceptability of the definitive tax treatment depends on the decisions taken by the relevant taxation authority in future, the entity recognizes current and deferred tax liabilities and assets considering whether it is probable or not that a taxation authority will acc ept an uncertain tax treatment. Thus, if the entity concludes that it is not probable that the taxation authority will accept an uncertain tax treatment, the entity uses the amount expected to be paid to (recovered from) the taxation authorities.
Description Of Accounting Policy For Taxes Other Than Income Tax Explanatory	The income and expenses directly recognized in consolidated equity that do not increase or decrease taxable income are accounted for as temporary differences.
Description of Accounting Policy for Provisions	Provisions, contingent assets and contingent liabilities The heading “Provi sions” in the consolidated balance sheets includes amounts recognized to cover the BBVA Group’s current obligations arising as a result of past events. These are certain in terms of nature but uncertain in terms of amount and/or settlement date. The settle ment of these obligations is deemed likely to entail an outflow of resources embodying economic benefits (see Note 24). The obligations may arise in connection with legal or contractual provisions, valid expectations formed by Group entities relative to th ird parties in relation to the assumption of certain responsibilities or through virtually certain developments of particular aspects of the regulations applicable to the operation of the entities; and, specifically, future legislation to which the Group w ill certainly be subject. The provisions are recognized in the consolidated balance sheets when each and every one of the following requirements is met: They represent a current obligation that has arisen from a past event. At the date of the Consolidated Financial Statements, there is more probability that the obligation will have to be met than that it will not. It is probable that an outflow of resources embodying economic benefits will be required to settle the obligation. The amount of the obligation c an be reasonably estimated. Among other items, these provisions include the commitments made to employees by some of the Group entities (mentioned in Note 2.2.12), as well as provisions for tax and legal litigation. Contingent assets are possible assets th at arise from past events and whose existence is conditional on, and will be confirmed only by, the occurrence or non-occurrence of events beyond the control of the Group. Contingent assets are not recognized in the consolidated balance sheet or in the con solidated income statement; however, they will be disclosed, should they exist, in the Notes to the Consolidated Financial Statements, provided that it is probable will give rise to an increase in resources embodying economic benefits. Contingent liabiliti es are possible obligations of the Group that arise from past events and whose existence is conditional on the occurrence or non-occurrence of one or more future events beyond the control of the Group. They also include the existing obligations of the Grou p when it is not probable that an outflow of resources embodying economic benefits will be required to settle them; or when, in extremely rare cases, their amount cannot be measured with sufficient reliability. Contingent liabilities are not recognized in the consolidated balance sheet or the income statement (excluding contingent liabilities from business combination) but are disclosed in the Notes to the Consolidated Financial Statements, unless the possibility of an outflow of resources embodying econom ic benefits is remote.
Description Of Accounting Policy For Employee Benefits Explanatory	Pensions and other post-employment commitments Below we provide a description of the most significant accounting policies relating to post-employment and other employee benefit commitments assumed by BBVA Group entities (see Note 25). Short-term employee benefits Benefits for current active employees which are accrued and settled during the year and for which a provision is not required in the entity´s accounts. These include wages and salaries, social security charges and other personnel expenses. Costs are charged and recognized under the heading “Administration costs – Personnel expenses – Other personnel expenses” of the consolidated income statement (see Note 44.1). Post-employment benefits – Defined-contribution plans The Group sponsors defined-contribution plans for the majority of its active employees. The amount of these benefits is established as a percentage of remuneration and/or as a fixed amount. The contributions made to these plans in each year by BBVA Group e ntities are charged and recognized under the heading “Administration costs – Personnel expenses – Defined-contribution plan expense” of the consolidated income statement (see Note 44.1). Post-employment benefits – Defined-benefit plans Some Group entities maintain pension commitments with employees who have already retired or taken early retirement, certain closed groups of active employees still accruing defined benefit pensions, and in-service death and disability benefits provided to most active employe es. These commitments are covered by insurance contracts, pension funds and internal provisions. In addition, some of the Spanish entities have offered certain employees the option to retire before their normal retirement age, recognizing the necessary pro visions to cover the costs of the associated benefit commitments, which include both the liability for the benefit payments due as well as the contributions payable to external pension funds during the early retirement period. Furthermore, certain Group entities provide welfare and medical benefits which extend beyond the date of retirement of the employees entitled to the benefits. All of these commitments are quantified based on actuarial valuations, with the amounts recorded under the heading “Provisions – Provisions for pensions and similar obligations” in the consolidated balance sheet and determined as the difference between the value of the defined-benefit commitments and the fair value of plan assets at the date of the Co nsolidated Financial Statements (see Note 25). Current service cost are charged and recognized under the heading “Administration costs – Personnel expenses – Defined-benefit plan expense” of the consolidated income statement (see Note 44.1). Interest credi ts/charges relating to these commitments are charged and recognized under the headings “Interest and other income” and “Interest expense” of the consolidated income statement (see Note 37). Past service costs arising from benefit plan changes as well as ea rly retirements granted during the year are recognized under the heading “Provisions or reversals of provisions” of the consolidated income statement (see Note 46). Other long-term employee benefits In addition to the above commitments, certain Group entit ies provide long-term service awards to their employees, consisting of monetary amounts or periods of vacation granted upon completion of a number of years of qualifying service. These commitments are quantified based on actuarial valuations and the amounts recorded under the heading “Provisions – Other long-term employee benefits” of the consolidated balance sheet (see Note 24). Valuation of commitments: actuarial assumptions and recognition of gains/losses The present value of these commitments is determined based on individual member data. Active employee costs are determined using the “projected unit credit” method, which treats each period of service as giving rise to an additi onal unit of benefit and values each unit separately. In establishing the actuarial assumptions we take into account that: They should be unbiased, i.e. neither unduly optimistic nor excessively conservative. Each assumption does not contradict the others and adequately reflect the existing relationship between economic variables such as price inflation, expected wage increases, discount rates and the expected return on plan assets, etc. Future wage and benefit levels should be based on market expectations, at the balance sheet date, for the period over which the obligations are to be settled. The interest rate used to discount benefit commitments is determined by reference to market yields, at the balance sheet date, on high quality bonds. The BBVA Group re cognizes actuarial gains/losses relating to early retirement benefits, long service awards and other similar items under the heading “Provisions or reversal of provisions” of the consolidated income statement for the period in which they arise (see Note 46 ). Actuarial gains/losses relating to pension and medical benefits are directly charged and recognized under the heading "Accumulated other comprehensive income – Items that will not be reclassified to profit or loss – Actuarial gains or losses on defined benefit pension plans" of equity in the consolidated balance sheet (see Note 30).
Description Of Accounting Policy For Share based Payment Transactions Explanatory	Equity-settled share-based payment transactions Provided they constitute the delivery of such equity instruments following the completion of a specific period of services, equity-settled share-based payment transactions are recognized as an expense for services being provided by employees, by way of a b alancing entry under the heading “Shareholders’ funds – Other equity instruments” in the consolidated balance sheet. These services are measured at fair value for the employees services received, unless such fair value cannot be calculated reliably. In suc h case, they are measured by reference to the fair value of the equity instruments granted, taking into account the date on which the commitments were granted and the terms and other conditions included in the commitments. When the initial compensation agr eement includes what may be considered market conditions among its terms, any changes in these conditions will not be reflected in the consolidated income statement, as these have already been accounted for in calculating the initial fair value of the equi ty instruments. Non-market vesting conditions are not taken into account when estimating the initial fair value of equity instruments, but they are taken into account when determining the number of equity instruments to be issued. This will be recognized o n the consolidated income statement with the corresponding increase in total consolidated equity.
Description Of Accounting Policy For Termination Benefits	Termination benefits Termination benefits are recognized in the financial statements when the BBVA Group agrees to terminate employment contracts wit h its employees and has established a detailed plan.
Description Of Accounting Policy For Treasury Shares Explanatory	Treasury shares The value of common stock issued by the BBVA Group’s entities and held by them - basically, shares and derivatives on the Bank’s shares held by some consolidated entities that comply with the requirements to be recognized as equity instruments - are recognized as a decrease to net equity, under the heading "Shareholders’ funds - Treasury stock" in the consolidated balance sheets (see Note 29). These financial assets are recogniz ed at acquisition cost, and the gains or losses arising on their disposal are credited or debited, as appropriate, to the heading “Shareholders’ funds - Retained earnings” in the consolidated balance sheets (see Note 28).
Description Of Accounting Policy For Foreign Currency Translation and Exchange Differences Balance Sheet Explanatory	Foreign-currency transact ions and exchange differences The BBVA Group’s functional currency, and thus the currency in which the Consolidated Financial Statements are presented, is the euro. As such, all balances and transactions denominated in currencies other than the euro are de emed to be denominated in “foreign currency”. Conversion to euros of the balances held in foreign currency is performed in two consecutive stages: Conversion of the foreign currency to the entity’s functional currency (currency of the main economic environ ment in which the entity operates); and Conversion to euros of the balances held in the functional currencies of the entities whose functional currency is not the euro.
Description Of Accounting Policy For Functional Currency Balance Sheet Explanatory	Conversion of the foreign currency to the entity’s functional currency Transactions denominated in foreign currencies carried out by the consolidated entities (or entities accounted for using the equity method) are initially accounted for in their respective currencies. Subsequently, the monetary balances in foreign currencies are convert ed to their respective functional currencies using the exchange rate at the close of the financial year. In addition, Non-monetary items valued at their historical cost are converted to the functional currency at the exchange rate applicable on the purchas e date. Non-monetary items valued at their fair value are converted at the exchange rate in force on the date on which such fair value was determined. Income and expenses are converted at the period’s average exchange rates for all the operations carried o ut during the year. When applying this criterion the BBVA Group considers whether significant variations have taken place in exchange rates during the year which, owing to their impact on the statements as a whole, may require the application of exchange r ates as of the date of the transaction instead of such average exchange rates. The exchange differences produced when converting the balances in foreign currency to the functional currency of the consolidated entities are generally recognized under the hea ding "Exchange differences, net" in the consolidated income statements (see Note 41). However, the exchange differences in non-monetary items, measured at fair value, are recognized temporarily in consolidated equity under the heading “Accumulated other co mprehensive income - Items that may be reclassified to profit or loss - Exchange differences” in the consolidated balance sheets (see Note 30). Conversion of functional currencies to euros The balances in the financial statements of consolidated entities whose functional currency is not the euro are converted to euros as follows: Assets and liabilities: at the closing spot exchange rates as of the date of each of the consolidated balance sheets. Income and expenses and cash flows are converted by applying the exchange rate applicable on the date of the transaction, and the average exchange rate for the financial year may be used, unless it has undergone significant variations. Equity items: at the historical exchange rates. The exchange differe nces arising from the conversion to euros of balances in the functional currencies of the consolidated entities whose functional currency is not the euro are recognized under the heading “Accumulated other comprehensive income – Items that may be reclassif ied to profit or loss - Exchange differences” in the consolidated balance sheets (Notes 30 and 31 respectively). Meanwhile, the differences arising from the conversion to euros of the financial statements of entities accounted for by the equity method are recognized under the heading " Accumulated other comprehensive income - Items that may be reclassified to profit or loss - Entities accounted for using the equity method" (Note 30) until the item to which they relate is derecognized, at which time they are recognized in the income statement. The financial statements of companies of hyperinflationary economies are restated for the effects of changes in prices before their conversion to euros following the provisions of IAS 29 "Financial information in hyperi nflationary economies" (see note 2.2.20). Both these adjustments for inflation and the exchange differences that arise when converting the financial statements of companies into hyperinflationary economies are accounted for in Reserves. The breakdown of th e main consolidated balances in foreign currencies, with reference to the most significant foreign currencies, is set forth in Appendix VII. Venezuela Local financial statements of the Group subsidiaries in Venezuela are expressed in Venezuelan Bolivar, and converted into euros for the consolidated financial statements . As Venezuela is a country with strong exchange restrictions and has diffe rent rates officially published, s ince December 31, 2015, the Board of Directors considers that the use of the Vene zuelan official exchanges rates for converting bolivars into euros in preparing the Consolidated Financial Statements does not reflect the true picture of the financial statements of the Group and the financial position of the Group subsidiaries in Venezue la. Therefore, since the year ended December 31, 2015, the exchange rate for converting bolivars into euros is an estimation taking into account the lack of official data and the evolution of the estimated inflation in Venezuela. As of December 31, 2018, 2017 and 2016, the impact on the financial statements that would have resulted by applying the last published official exchange rate instead of the exchange rate estimated by BBVA Group was not significant.
Description Of Accounting Policy For Recognition Of Revenue And Expenses Explanatory	Recognition of income and expenses The most significant policies used by the BBVA Group to recognize its income and expenses are as follows.
Description Of Accounting Policy For Interest Income And Expense Explanatory	Interest income and expenses and similar items: As a general rule, interest income and expenses and similar items are recognized on the basis of their per iod of accrual using the effective interest rate method. They shall be recognized within the consolidated income statement according to the following criteria, independently from the financial instruments’ portfolio which generates the income or expenses: The interest income past-due before the initial recognition and pending to be received will form part of the gross carrying amount of the debt instrument. The interest income accrued after the initial recognition will form part of the gross carrying amoun t of the debt instrument until it will be received. The financial fees and commissions that arise on the arrangement of loans and advances (basically origination and analysis fees) are deferred and recognized in the income statement over the expected life of the loan . From that amount, the transaction costs identified as directly attributable to the arrangement of the loans and advances will be deducted. These fees are part of the effective interest rate for the loans and advances. Once a debt instrument has been impaired, interest income is recognized applying the effective interest rate used to discount the estimated recoverable cash flows on the carrying amount of the asset. Income from dividends received: Dividends shall be recognized within the consolidated income statement according to the following criteria, independently from the financial instruments’ portfolio which generates this income: When the right to receive payment has been declared before the initial recognition and when the payment is pending to be received, the dividends will not form part of the gross carrying amount of the equity instrument and will not be recognized as income. Those dividends are accounted for as financial assets separately from the net equity instrum ent. If the right to receive payment is received after the initial recognition, the dividends from the net equity instruments will be recognized within the consolidated income statement. If the dividends correspond indubitable to the profits of the issuer before the date of initial recognition, they will not be recognized as income but as reduction of the gross carrying amount of the equity instrument because it represents a partly recuperation of the investment. Amongst other circumstances, the generation date can be considered to be prior to the date of initial recognition if the amounts distributed by the issuer as from the initial recognition are higher than its profits during the same period.
Description Of Accounting Policy For Fee And Commission Income And Expense Explanatory	Commissions, fees and similar items: Income and expenses rel ating to commissions and similar fees are recognized in the consolidated income statement using criteria that vary according to the nature of such items. The most significant items in this connection are: Those relating to financial assets and liabilities measured at fair value through profit or loss, which are recognized when collected/paid. Those arising from transactions or services that are provided over a period of time, which are recognized over the life of these transactions or services. Those relati ng to a singular transaction, which are recognized when this singular transaction is carried out.
Description Of Accounting Policy For Recognising Difference Between Fair Value At Initial Recognition And Amount Determined Using Valuation Technique Explanatory	Non-financial income and expenses: These are recognized for accounting purposes on an accrual basis. Deferred collections and payments: These are recognized for accounting purposes at the amount resulting from discounting the expected cash flows at market rates.
Description Of Accounting Policy For Recognition Of Non Financial Services Revenue Explanatory	Sales of assets and income from the provision of non-financial services The heading “Other operating income” in the consolidated income statements includes the proceeds of the sales of assets and income from the services provided by the Group entities that are not financial institutions. In the case of the Group, these entities are mainly real estate and service entities (see Note 42).
Description Of Accounting Policy For Leases Explanatory	Leases Lease contracts are classified as finance leases from the inception of the transaction if they substantially transfer all the risks and rewards incidental to ownership of the asset forming the subject-matter of the contract. Leases other than finance leases are classified as operating leases. When the consolidated entities act as the lessor of an asset under finance leases, the aggregate present values of the lease payments receivable from the lessee plus the guaranteed residual value (normally the exercise price of the lessee’s purchase option on expiration of the lease agreement) are recognized as financing provided to third parties and, therefore, are included under the heading “Loans and receivables” in the accompanying consolidated balance sheets (see Note 14). When the consolidated entities act as lessors of an asset in operating leases, the acquisition cost of the leased assets is recognized under "Tangible assets – Property, plant and equipment – Other assets leased out under an operating lease" in the consolidated balance sheets (see Note 17). These assets are depreciated in line with the criteria adopted for items of tangible assets for own use, while the income arising from the lease arrangements is recognized in the consolidated income statements on a straight-line basis within "Other operating expenses" (see Note 42). If a fair value sale and leaseback results in an operating lease, the profit or loss generated from the sale is recognized in the consolidated income statement at the tim e of sale. If such a transaction gives rise to a finance lease, the corresponding gains or losses are accrued over the lease period. The assets leased out under operating lease contracts to other entities in the Group are treated in the Consolidated Finan cial Statements as for own use, and thus rental expense and income is eliminated in consolidation and the corresponding depreciation is recognized.
Description of Accounting Policies for Entities and Branches Located in Countries With Hiperinflationary Economies	Entities and branches located in countries with hyperinflationary economies In accordance with the IFRS criteria, to determine whether an economy has a high inflation rate, the country's economic situation is examined, analyzing whether certain circumstances are fulfilled, such as whether the population prefers to keep its wealth or savings in non-monetary assets or in a relatively stable foreign currency, whether prices can be set in that currency, whether interest rates, wages and prices are pegged to a price index or whether the accumulated inflation rate over three years reache s or exceeds 100%. The fact that any of these circumstances is fulfilled will not be a decisive factor in considering an economy hyperinflationary, but it does provide some reasons to consider it as such. Argentina In 2018, the Argentinian economy was con sidered to be hyperinflationary as defined by the aforementioned criteria. Accordingly, as of December 31, 2018, it was necessary to adjust the financial statements of the Group's subsidiaries based in Argentina to correct for the effect of inflation. Purs uant to the requirements of IAS 29, the monetary headings (mainly loans and deposits) have not been re-expressed, while the non-monetary headings (mainly tangible fixed assets and equity) have been re- expressed in accordance with the change in the country 's Consumer Price Index. The accumulated historical differences between the re-expressed costs and the previous costs in the non-monetary headings as of December 31, 2017 were credited to “Equity” in the balance sheet, effective on January 1, 2018, while the differences corresponding to 2018, and the re-expression of results were recognized in the consolidated income statement for 2018 in accordance with the nature of the income and expenses. During the year ended December 31, 2018 there was a reclassific ation in “Transfers within total equity” of the Consolidated Statements of Changes in Equity between “Accumulated other comprehensive income” and “Shareholders’ funds – Retained earnings” for €1,096 million, and from “Non-controlling interest – Accumulated other comprehensive income (loss)” to “Non-controlling interest – Other” for €540 million in accordance with IAS 29 and the accounting policy approved by the Group in relation to the hyperinflation (see Note 1.3). During 2018, the increase in the reserves of Group entities located in Argentina derived from the re-expression for hyperinflation (IAS 29) amounted to €703 million, of which €463 million have been recorded within “ Shareholders’ funds - Retained earnings” and €240 million within “Minority interes ts – Other”. Furthermore, during 2018 the decrease in the reserves of Group entities located in Argentina derived from conversion (IAS 21) amounts to €-773 million, of which €-515 million have been recorded within “ Shareholders’ funds - Retained earnings”, and €-258 million within “Minority interests – Other”. The net impact of both effects is presented under the caption “Other increases or (-) decreases in equity” in the consolidated Statement of Changes in Equity for the year ended December 31, 2018. The net loss in the profit attributable to the parent company of the Group in 2018 derived from the application of IAS 29 amounted to €209 million. In addition, there is a net loss in the profit attributable to the parent company of the Group in 2018 derived f rom the application of IAS 21 which amounted to €57 million. The breakdown of the General Price Index (“GPI”) and the inflation index used as of December 31, 2018 for the inflation restatement of the financial statements of the Group companies locat ed in A rgentina is as follows: General Price Index 2018 GPI 184 Average GPI 152 Inflation of the period 48% Venezuela Since 2009, the economy of Venezuela can be considered hyperinflationary under the above criteria. As a result, the financial statements of the BBVA Group’s entities located in Venezuela have therefore been adjusted to correct for the effects of inflation in accordance with IAS 29 “Financial Reporting in Hyperinflationary Economies“. As stated in Note 1.3, BBVA has restated prior year information in relation to a change in the accounting policy for applying IAS 29. The losses recognized under the heading “Profit attributable to the parent company” in the accompanying consolidated income statement as a result of the adjustment for inflation on net monetary position of the Group entities in Venezu ela amounted to € 12 , € 13 and € 28 million in 2018, 2017 and 2016 respectively (see Note 2.2.16).

Note 2 - Principles of Consol_2

Note 2 - Principles of Consolidation, Accounting policies and measurement bases applied and recent IFRS pronouncements - Amortization Rate (Tables)	12 Months Ended
	Dec. 31, 2018
Principles Of Consolidations Accounting Policies And Measurement Basis And Recent IFRS Pronouncements
Amortization Rates	Depreciation Rates for Tangible Assets Type of Assets Annual Percentage Buildings for own use 1% - 4% Furniture 8% - 10% Fixtures 6% - 12% Office supplies and hardware 8% - 25%
GPI Argentina	General Price Index 2018 GPI 184 Average GPI 152 Inflation of the period 48%
Consolidated balance sheet summarized	Condensed Consolidated balance sheets (Millions of Euros) ASSETS December 2017 IAS 39 Classification and measurement of financial instruments Impairment Opening balance sheet 2018 Cash, cash balances at central banks and other demand deposits 42,680 - - 42,680 Financial assets held for trading 64,695 27,159 - 91,854 Derivatives 35,265 - - 35,265 Equity instruments 6,801 48 - 6,849 Debt securities 22,573 - - 22,573 Loans and advances to central banks - 245 - 245 Loans and advances to credit institutions - 14,895 - 14,895 Loans and advances to customers 56 11,970 - 12,026 Non-trading financial assets mandatorily at fair value through profit or loss 4,451 - 4,451 Financial assets designated at fair value through profit or loss 2,709 (1,690) - 1,019 Financial assets at fair value through other comprehensive income 62,107 8 62,115 Equity instruments 2,761 - 2,761 Debt securities 59,293 8 59,301 Loans and advances 140 - 140 Available for sale financial assets 69,476 (69,476) - Financial assets at amortized cost 431,521 (8,680) (1,158) 421,685 Debt securities 10,339 19,623 (3) 29,959 Loans and advances to central banks 7,300 (245) - 7,055 Loans and advances to credit institutions 26,261 (15,622) 22 10,661 Loans and advances to customers 387,621 (12,435) (1,177) 374,009 Held to maturity investments 13,754 (13,754) - Hedging derivatives 2,485 - - 2,485 Fair value changes of the hedged items in portfolio hedges of interest rate risk (25) - - (25) Joint ventures, associates and unconsolidated subsidiaries 1,588 1 - 1,589 Insurance and reinsurance assets 421 - - 421 Tangible assets 7,191 - - 7,191 Intangible assets 8,464 - - 8,464 Tax assets 16,888 8 400 17,296 Other assets 4,359 - - 4,359 Non-current assets and disposal groups held for sale 23,853 (1) (21) 23,832 TOTAL ASSETS 690,059 125 (770) 689,414 LIABILITIES AND EQUITY December 2017 IAS 39 Classification and measurement of financial instruments Impairment Opening balance sheet 2018 Financial liabilities held for trading 46,182 34,601 - 80,783 Financial liabilities designated at fair value through profit or loss 2,222 3,273 - 5,495 Financial liabilities at amortized cost 543,713 (37,595) - 506,118 Deposits from central banks 37,054 (3,261) - 33,793 Deposits from credit institutions 54,516 (19,381) - 35,135 Customer Deposits 376,379 (12,690) - 363,689 Debt certificates 63,915 (2,266) - 61,649 Other financial liabilities 11,850 1 - 11,851 Hedging derivatives 2,880 (112) - 2,768 Fair value changes of the hedged items in portfolio hedges of interest rate risk (7) - - (7) Liabilities under insurance and reinsurance contracts 9,223 - - 9,223 Provisions 7,477 - 125 7,602 Tax liabilities 3,298 (24) 17 3,291 Other liabilities 4,550 - - 4,550 Liabilities included in disposal groups classified as held for sale 17,197 1 (10) 17,188 TOTAL LIABILITIES 636,736 142 132 637,010 SHAREHOLDERS’ FUNDS 53,283 71 (923) 52,432 Capital 3,267 - - 3,267 Share premium 23,992 - - 23,992 Other equity 54 - - 54 Retained earnings 23,612 71 (923) 22,760 Revaluation reserves 12 - - 12 Other reserves (35) - - (35) Less: Treasury shares (96) - - (96) Profit or loss attributable to owners of the parent 3,519 - - 3,519 Less: Interim dividends (1,043) - - (1,043) ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (6,939) (109) 13 (7,036) MINORITY INTERESTS (NON-CONTROLLING INTEREST) 6,979 21 8 7,008 TOTAL EQUITY 53,323 (17) (902) 52,404 TOTAL EQUITY AND TOTAL LIABILITIES 690,059 125 (770) 689,414

Note 3 - BBVA Group (Tables)

Note 3 - BBVA Group (Tables)	12 Months Ended
	Dec. 31, 2018
Grupo BBVA
Contribution To Consolidated Group Assets	Contribution to Consolidated Group Total Assets. Entities by Main Activities (Millions of euros) 2018 2017 2016 Banks and other financial services 647,164 659,414 699,592 Insurance and pension fund managing companies 26,732 26,134 26,831 Other non-financial services 2,793 4,511 5,433 Total 676,689 690,059 731,856

Note 4 - Shareholder Remunera_2

Note 4 - Shareholder Remuneration System (Tables)	12 Months Ended
	Dec. 31, 2018
Share holder Remuneration System Abstract
Disclosure Available Amount For Interim Divided Payments Explanatory	Available Amount for Interim Dividend Payments (Millions of euros) August, 31, 2018 Profit of BBVA, S.A., after the provision for income tax 2,462 Additional Tier I capital instruments remuneration 236 Maximum amount distributable 2,226 Amount of proposed interim dividend 667 BBVA cash balance available to the date 4,577
Disclosure Allocation Of Earnings Explanatory	Allocation of Earnings (Millions of euros) December 2018 Profit for year (*) 2,316 Distribution: Interim dividends 667 Final dividend 1,067 Additional Tier 1 securities 313 Voluntary reserves 269 (*) Net income of BBVA, S.A.

Note 5 - Earnings Per Share (Ta

Note 5 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2018
Earnings Per Share Abstract
Basic and deluted earnings per share	Basic and Diluted Earnings per Share 2018 2017 2016 Numerator for basic and diluted earnings per share (millions of euros) Profit attributable to parent company 5,324 3,519 3,475 Adjustment: Additional Tier 1 securities (1) (313) (301) (260) Profit adjusted (millions of euros) (A) 5,011 3,218 3,215 Weighted average number of shares outstanding (2) 6,668 6,642 6,468 Weighted average number of shares outstanding x corrective factor (3) 6,668 6,642 6,592 Adjusted number of shares - Basic earning per share (C) 6,636 6,642 6,592 Adjusted number of shares - diluted earning per share (D) 6,636 6,642 6,592 Earnings per share (*) 0.76 0.48 0.49 Basic earnings per share from continued operations (Euros per share)A-B/C 0.76 0.48 0.49 Diluted earnings per share from continued operations (Euros per share)A-B/D 0.76 0.48 0.49 (1) Remuneration in the year related to contingent convertible securities, recognized in equity (see Note 22.4). (2) Weighted average number of shares outstanding (millions of euros), excluding weighted average of treasury shares during the period. (3) Corrective factor, due to the capital increase with pre-emptive subscription right, applied for the previous years. (*) As of December 31, 2018 the weighted average number of shares outstanding was 6,668 million (6,642 and 6,468 million as of December 31 , 2017 and 2016, respectively) and the adjustment of additional Tier 1 securities amounted to €313 million (€301 and €260 million as of December 31, 2017 and 2016, respectively).

Note 6 - Operating Segments Rep

Note 6 - Operating Segments Reporting (Tables)	12 Months Ended
	Dec. 31, 2018
Operating Segments Reporting
Total Assets Operating Segment	Total Assets by Operating Segments (Millions of euros) 2018 2017 (1) 2016 (2) Banking Activity in Spain 335,294 319,417 335,847 Non Core Real Estate 4,163 9,714 13,713 United States 82,057 75,775 88,902 Mexico 96,455 94,061 93,318 Turkey 66,250 78,694 84,866 South America 52,385 74,636 77,918 Rest of Eurasia 18,000 17,265 19,106 Subtotal Assets by Operating Segments 654,605 669,562 713,670 Corporate Center 22,084 20,497 18,186 Total Assets BBVA Group 676,689 690,059 731,856 (1) The figures corresponding to 2017 have been restated (see Note 1.3). (2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previou sly part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), total assets of th e United States and the Mexico operating segments would have been €84,726 million and €97,492 million, respectively, as of December 31, 2016.
Income By Operating Segment	Main Margins and Profits by Operating Segments (Millions of euros) Operating Segments BBVA Group Spain Non Core Real Estate United States Mexico Turkey South America Rest of Eurasia Corporate Center 2018 Notes Net interest income 17,591 3,672 32 2,276 5,568 3,135 3,009 175 (276) Gross income 23,747 5,943 38 2,989 7,193 3,901 3,701 415 (432) Operating profit /(loss) before tax 7,580 2,017 (129) 919 3,294 1,448 1,307 144 (1,420) Profit 55.2 5,324 1,522 (78) 735 2,384 569 591 93 (494) 2017(1) Net interest income 17,758 3,738 71 2,119 5,476 3,331 3,200 180 (357) Gross income 25,270 6,180 (17) 2,876 7,122 4,115 4,451 468 73 Operating profit /(loss) before tax 6,931 1,854 (656) 748 2,984 2,147 1,691 177 (2,013) Profit 55.2 3,519 1,374 (490) 486 2,187 826 861 125 (1,848) 2016(2) Net interest income 17,059 3,877 60 1,953 5,126 3,404 2,930 166 (455) Gross income 24,653 6,416 (6) 2,706 6,766 4,257 4,054 491 (31) Operating profit /(loss) before tax 6,392 1,268 (743) 612 2,678 1,906 1,552 203 (1,084) Profit 55.2 3,475 905 (595) 459 1,980 599 771 151 (794) (1) The figures corresponding to 2017 have been restated (s ee Note 1.3). (2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previously part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), profit attributable to parent company for the United States and the Me xico operating segments would have been €442 million and €1,997 million, respectively, for the year ended December 31, 2016.

Note 7 - Risk Management (Table

Note 7 - Risk Management (Tables)	12 Months Ended
	Dec. 31, 2018
Risk Management Abstract
Credit Risk Exposure	Maximum Credit Risk Exposure (Millions of euros) Notes 2018 Financial assets held for trading 59,581 Debt securities 10 25,577 Equity instruments 10 5,254 Loans and advances 10 28,750 Non-trading financial assets mandatorily at fair value through profit or loss 5,135 Loans and advances 11 1,803 Debt securities 11 237 Equity instruments 11 3,095 Financial assets designated at fair value through profit or loss 12 1,313 Derivatives (trading and hedging) 38,249 Stage 1 Stage 2 Stage 3 Financial assets at fair value through other comprehensive income 56,332 56,329 3 - Debt securities 13.1 53,737 53,734 3 - Equity instruments 13.1 2,595 2,595 - - Financial assets at amortized cost 431,927 384,632 30,902 16,394 Loans and advances to central banks 3,947 3,947 - - Loans and advances to credit institutions 9,175 9,131 34 10 Loans and advances to customers 386,225 339,204 30,673 16,348 Debt securities 32,580 32,350 195 35 Total financial assets risk 592,538 440,960 30,905 16,394 Total loan commitments and financial guarantees 33 170,511 161,404 8,120 987 Total maximum credit exposure 763,049 There was no similar breakdown before the implementation of IFRS 9 on January 1, 2018 (see Note 2.1) .
Loans And Advances Breakdown By Counterparty	December 2018 (Millions of Euros) Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households Total Provisions Gross carrying amount By product On demand and short notice - 10 - 151 2,833 648 3,641 (193) 3,834 Credit card debt - 8 1 2 2,328 13,108 15,446 (1,048) 16,495 Trade receivables 948 - 195 16,190 103 17,436 (280) 17,716 Finance leases - 226 - 3 8,014 406 8,650 (427) 9,077 Reverse repurchase loans - 293 477 - - - 770 (1) 772 Other term loans 3,911 26,839 2,947 7,030 133,573 157,760 332,060 (10,204) 342,264 Advances that are not loans 29 1,592 5,771 2,088 984 498 10,962 (63) 11,025 Loans and advances 3,941 29,917 9,196 9,468 163,922 172,522 388,966 (12,217) 401,183 By secured loans of which: mortgage loans collateralized by immovable property 1,056 15 219 26,784 111,809 139,883 (4,122) 144,005 of which: other collateralized loans - 7,179 285 1,389 31,393 6,835 47,081 (774) 47,855 By purpose of the loan of which: credit for consumption 40,124 40,124 (2,613) 42,736 of which: lending for house purchase 111,007 111,007 (1,945) 112,952 By subordination of which: project finance loans 13,973 13,973 (312) 14,286 December 2017 (Millions of euros) Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households Total On demand and short notice - 222 - 270 7,663 2,405 10,560 Credit card debt - 6 - 3 1,862 13,964 15,835 Trade receivables 1,624 - 497 20,385 198 22,705 Finance leases - 205 - 36 8,040 361 8,642 Reverse repurchase loans 305 1,290 13,793 10,912 - - 26,300 Other term loans 6,993 26,983 4,463 5,763 125,228 155,418 324,848 Advances that are not loans 2 1,964 8,005 1,044 1,459 522 12,995 Loans and advances 7,301 32,294 26,261 18,525 164,637 172,868 421,886 of which: mortgage loans (Loans collateralized by immovable property) 998 - 308 37,353 116,938 155,597 of which: other collateralized loans 7,167 13,501 12,907 24,100 9,092 66,767 of which: credit for consumption 40,705 40,705 of which: lending for house purchase 114,709 114,709 of which: project finance loans 16,412 16,412 December 2016 (Millions of euros) Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households Total On demand and short notice - 373 - 246 8,125 2,507 11,251 Credit card debt - 1 - 1 1,875 14,719 16,596 Trade receivables 2,091 - 998 20,246 418 23,753 Finance leases - 261 - 57 8,647 477 9,442 Reverse repurchase loans 81 544 15,597 6,746 - - 22,968 Other term loans 8,814 29,140 7,694 6,878 136,105 167,892 356,524 Advances that are not loans - 2,410 8,083 2,082 1,194 620 14,389 Loans and advances 8,894 34,820 31,373 17,009 176,192 186,633 454,921 of which: mortgage loans [Loans collateralized by immovable property] 4,722 112 690 44,406 132,398 182,328 of which: other collateralized loans 3,700 15,191 8,164 21,863 6,061 54,979 of which: credit for consumption 44,504 44,504 of which: lending for house purchase 127,606 127,606 of which: project finance loans 19,269 19,269
Guaranteed financial instruments based on IFRS 9	December 2018 (Millions of Euros) Maximum exposure to credit risk Of which secured by collateral Residential properties Commercial properties Cash Others Financial Impaired financial assets at amortized cost 16,394 3,484 1,255 13 317 502 Total 16,394 3,484 1,255 13 317 502
BBVA Abridged Rating Scale	External rating Internal rating Probability of default (basis points) Standard&Poor's List Reduced List (22 groups) Average Minimum from >= Maximum AAA AAA 1 - 2 AA+ AA+ 2 2 3 AA AA 3 3 4 AA- AA- 4 4 5 A+ A+ 5 5 6 A A 8 6 9 A- A- 10 9 11 BBB+ BBB+ 14 11 17 BBB BBB 20 17 24 BBB- BBB- 31 24 39 BB+ BB+ 51 39 67 BB BB 88 67 116 BB- BB- 150 116 194 B+ B+ 255 194 335 B B 441 335 581 B- B- 785 581 1,061 CCC+ CCC+ 1,191 1,061 1,336 CCC CCC 1,500 1,336 1,684 CCC- CCC- 1,890 1,684 2,121 CC+ CC+ 2,381 2,121 2,673 CC CC 3,000 2,673 3,367 CC- CC- 3,780 3,367 4,243
Probability of Default	December 2018 Subject to 12 month ECL (Stage 1) Subject to lifetime ECL (Stage 2) Probability of default (basis points) % % 0 to 2 9.6 0.0 2 to 5 10.8 0.1 5 to 11 6.3 0.0 11 to 39 20.9 0.4 39 to 194 30.1 1.8 194 to 1,061 12.2 3.6 1,061 to 2,121 1.6 1.2 > 2,021 0.2 1.2 Total 91.7 8.3 There was no similar breakdown before the implementation of IFRS 9 on January 1, 2018 (see Note 2.1).
Past Due But Not Impaired	December 2018 (Millions of euros) Assets without significant increase in credit risk since initial recognition (Stage 1) Assets with significant increase in credit risk since initial recognition but not credit-impaired (Stage 2) Credit-impaired assets (Stage 3) <= 30 days > 30 days <= 90 days > 90 days <= 30 days > 30 days <= 90 days > 90 days <= 30 days > 30 days <= 90 days > 90 days Debt securities - - - - - - - - 5 Loans and advances 4,191 454 - 4,261 3,228 - 407 900 2,769 General governments 95 7 - 5 1 - 5 5 26 Credit institutions 3 - - - - - - - - Other financial corporations 117 224 - 2 - - - - 5 Non-financial corporations 1,140 158 - 1,282 1,180 - 149 276 1,333 Households 2,835 64 - 2,971 2,047 - 254 618 1,404 TOTAL 4,191 454 - 4,261 3,228 - 407 900 2,774 Loans and advances by product, by collateral and by subordination On demand (call) and short notice (current account) 127 - - 25 47 - 3 4 52 Credit card debt 182 10 - 598 102 - 24 25 120 Trade receivables 46 12 - 20 106 - 2 11 50 Finance leases 307 16 - 43 102 - 10 20 110 Other term loans 3,421 325 - 3,575 2,869 - 369 840 2,433 Advances that are not loans 108 89 - - 1 - - - 4 of which: mortgage loans collateralized by immovable property 1,681 38 - 1,598 1,745 - 251 712 1,365 of which: other collateralized loans 255 14 - 742 99 - 22 21 103 of which: credit for consumption 910 27 - 1,278 424 - 49 49 281 of which: lending for house purchase 1,365 24 - 1,394 1,404 - 170 507 839 of which: project finance loans 1 - - - 382 - - - 71 December 2017 (Millions of euros) (*) Past due but not impaired Impaired assets Carrying amount of the impaired assets Specific allowances for financial assets, individually and collectively estimated Collective allowances for incurred but not reported losses Accumulated write-offs ≤ 30 days > 30 days ≤ 60 days > 60 days ≤ 90 days Debt securities - - - 66 38 (28) (21) - Loans and advances 3,432 759 503 19,401 10,726 (8,675) (4,109) (29,938) General governments 75 3 13 171 129 (42) (69) (27) Credit institutions - - - 11 5 (6) (30) (5) Other financial corporations 2 - - 12 6 (7) (19) (5) Non-financial corporations 843 153 170 10,791 5,192 (5,599) (1,939) (18,988) Households 2,512 603 319 8,417 5,395 (3,022) (2,052) (10,913) TOTAL 3,432 759 503 19,467 10,764 (8,703) (4,130) (29,938) Loans and advances by product, by collateral and by subordination On demand (call) and short notice (current account) 77 12 11 389 151 (238) Credit card debt 397 66 118 629 190 (439) Trade receivables 115 8 9 515 179 (336) Finance leases 138 66 47 431 155 (276) Other term loans 2,705 606 317 17,417 10,047 (7,370) Advances that are not loans 1 - 1 20 3 (16) of which: mortgage loans (Loans collateralized by immovable property) 1,345 360 164 11,388 7,630 (3,757) of which: other collateralized loans 592 137 43 803 493 (310) of which: credit for consumption 1,260 248 207 1,551 457 (1,093) of which: lending for house purchase 1,034 307 107 5,730 4,444 (1,286) of which: project finance loans 13 - 25 1,165 895 (271) (*) Figures originally reported in the year 2017 in accordance to the applicable regulation, without restatements. December 2016 (Millions of euros) (*) Past due but not impaired Impaired assets Carrying amount of the impaired assets Specific allowances for financial assets, individually and collectively estimated Collective allowances for incurred but not reported losses Accumulated write-offs <= 30 days > 30 days <= 60 days > 60 days <= 90 days Debt securities - - - 272 128 (144) (46) (1) Loans and advances 3,384 696 735 22,925 12,133 (10,793) (5,224) (29,346) General governments 66 - 2 295 256 (39) (13) (13) Credit institutions 3 - 82 10 3 (7) (36) (5) Other financial corporations 4 7 21 34 8 (25) (57) (6) Non-financial corporations 968 209 204 13,786 6,383 (7,402) (2,789) (18,020) Households 2,343 479 426 8,801 5,483 (3,319) (2,329) (11,303) TOTAL 3,384 696 735 23,197 12,261 (10,937) (5,270) (29,347) Loans and advances by product, by collateral and by subordination On demand (call) and short notice (current account) 79 15 29 562 249 (313) Credit card debt 377 88 124 643 114 (529) Trade receivables 51 15 13 424 87 (337) Finance leases 188 107 59 516 252 (264) Reverse repurchase loans - - 82 1 - (1) Other term loans 2,685 469 407 20,765 11,429 (9,336) Advances that are not loans 5 - 21 14 2 (12) of which: mortgage loans (Loans collateralized by immovable property) 1,202 265 254 16,526 9,008 (5,850) of which: other collateralized loans 593 124 47 1,129 656 (275) of which: credit for consumption 1,186 227 269 1,622 455 (1,168) of which: lending for house purchase 883 194 105 6,094 4,546 (1,548) of which: project finance loans 138 - - 253 105 (147) (*) Figures originally reported in the year 2016 in accordance to the applicable regulation, without restatements.
Loans And Advances Impaired And Accumulated Impairment	December 2018 (Millions of euros) Non-performing loans and advances Accumulated impairment Non-performing loans and advances as a % of the total General governments 128 (84) 0.4% Credit institutions 10 (12) 0.1% Other financial corporations 11 (22) 0.1% Non-financial corporations 8,372 (6,260) 4.9% Agriculture, forestry and fishing 122 (107) 3.3% Mining and quarrying 96 (70) 1.9% Manufacturing 1,695 (1,134) 4.6% Electricity, gas, steam and air conditioning supply 585 (446) 4.2% Water supply 19 (15) 1.8% Construction 1,488 (1,007) 12.5% Wholesale and retail trade 1,624 (1,259) 6.3% Transport and storage 459 (374) 4.7% Accommodation and food service activities 315 (204) 4.0% Information and communication 113 (72) 2.1% Financial and insurance activities 147 (128) 2.1% Real estate activities 834 (624) 4.8% Professional, scientific and technical activities 204 (171) 4.0% Administrative and support service activities 128 (125) 4.0% Public administration and defense, compulsory social security 5 (7) 1.6% Education 31 (31) 3.4% Human health services and social work activities 63 (63) 1.4% Arts, entertainment and recreation 59 (41) 4.5% Other services 386 (382) 3.9% Households 7,838 (5,833) 4.4% LOANS AND ADVANCES 16,359 (12,211) 4.1% December 2017 (Millions of euros) Non-performing loans and advances Accumulated impairment or Accumulated changes in fair value due to credit risk Non-performing loans and advances as a % of the total General governments 171 (111) 0.5% Credit institutions 11 (36) 0.3% Other financial corporations 12 (26) 0.1% Non-financial corporations 10,791 (7,538) 6.3% Agriculture, forestry and fishing 166 (123) 4.3% Mining and quarrying 177 (123) 3.7% Manufacturing 1,239 (955) 3.6% Electricity, gas, steam and air conditioning supply 213 (289) 1.8% Water supply 29 (11) 4.5% Construction 2,993 (1,708) 20.1% Wholesale and retail trade 1,706 (1,230) 5.9% Transport and storage 441 (353) 4.2% Accommodation and food service activities 362 (222) 4.3% Information and communication 984 (256) 17.0% Real estate activities 1,171 (1,100) 7.9% Professional, scientific and technical activities 252 (183) 3.8% Administrative and support service activities 188 (130) 6.3% Public administration and defense, compulsory social security 4 (6) 1.9% Education 31 (25) 3.4% Human health services and social work activities 75 (68) 1.7% Arts, entertainment and recreation 69 (38) 4.6% Other services 690 (716) 4.3% Households 8,417 (5,073) 4.7% LOANS AND ADVANCES 19,401 (12,784) 4.5% December 2016 (Millions of euros) Non-performing Accumulated impairment or Accumulated changes in fair value due to credit risk Non-performing loans and advances as a % of the total General governments 295 (52) 0.8% Credit institutions 10 (42) 0.0% Other financial corporations 34 (82) 0.2% Non-financial corporations 13,786 (10,192) 7.4% Agriculture, forestry and fishing 221 (188) 5.1% Mining and quarrying 126 (83) 3.3% Manufacturing 1,569 (1,201) 4.5% Electricity, gas, steam and air conditioning supply 569 (402) 3.2% Water supply 29 (10) 3.5% Construction 5,358 (3,162) 26.3% Wholesale and retail trade 1,857 (1,418) 6.2% Transport and storage 442 (501) 4.5% Accommodation and food service activities 499 (273) 5.9% Information and communication 112 (110) 2.2% Real estate activities 1,441 (1,074) 8.7% Professional, scientific and technical activities 442 (380) 6.0% Administrative and support service activities 182 (107) 7.3% Public administration and defense, compulsory social security 18 (25) 3.0% Education 58 (31) 5.4% Human health services and social work activities 89 (88) 1.8% Arts, entertainment and recreation 84 (51) 5.1% Other services 691 (1,088) 4.2% Households 8,801 (5,648) 4.6% LOANS AND ADVANCES 22,925 (16,016) 5.0%
Changes In Impaired Financial Assets And Contingent Risks	Changes in Impaired Financial Assets and Contingent Risks (Millions of euros) 2018 2017 2016 Balance at the beginning 20,590 23,877 26,103 Additions 9,792 10,856 11,133 Decreases (*) (6,909) (7,771) (7,633) Net additions 2,883 3,085 3,500 Amounts written-off (5,076) (5,758) (5,592) Exchange differences and other (1,264) (615) (134) Balance at the end 17,134 20,590 23,877 (*) Reflects the total amount of impaired loans derecognized from the consolidated balance sheet throughout the year as a result of mortgage foreclosures and real estate assets received in lieu of payment as well as monetary recoveries (see Notes 19 and 20 to the Consolidated Financial Statement for additional information).
Changes In Impaired Financial Assets Written Off	Changes in Impaired Financial Assets Written-Off from the Balance Sheet (Millions of Euros) Notes 2018 2017 2016 Balance at the beginning 30,139 29,347 26,143 Increase: 6,164 5,986 5,699 Decrease: (4,210) (4,442) (2,384) Re-financing or restructuring (10) (9) (32) Cash recovery 47 (589) (558) (541) Foreclosed assets (625) (149) (210) Sales of written-off (1,805) (2,284) (45) Debt forgiveness (889) (1,121) (864) Time-barred debt and other causes (292) (321) (692) Net exchange differences 250 (752) (111) Balance at the end 32,343 30,139 29,347
Impairment Losses Valuation Adjustments	Financial assets at amortized cost. December 2018 (Millions of Euros) Not credit-impaired Credit-impaired Total Stage 1 Stage 2 Credit-impaired (Stage 3) Purchased/originated credit-impaired (Stage 3) Loss allowances Loss allowances (collectively assessed) Loss allowances (individually assessed) Loss allowances Loss allowances Loss allowances Opening balance (under IFRS 9) (2,237) (1,827) (525) (9,371) - (13,960) Transfers from Stage 1 to Stage 2 (not credit-impaired) 208 (930) (218) - - (940) Transfers from Stage 2 (not credit - impaired) to Stage 1 (125) 619 50 - - 544 Transfers to Stage 3 55 282 564 (2,127) - (1,226) Transfers from Stage 3 to Stage 1 or 2 (7) (126) (68) 333 - 132 Changes without transfers between Stages 358 (53) (260) (3,775) - (3,730) New financial assets originated (1,072) (375) (244) - - (1,692) Disposals 2 3 - 110 - 115 Repayments 641 432 118 1,432 - 2,623 Write-offs 13 14 2 4,433 - 4,461 Foreign exchange (84) 72 (93) 343 - 239 Modifications that result in derecognition 5 10 25 98 - 138 Modifications that do not result in derecognition 3 (8) 1 (362) - (366) Other 135 133 20 1,111 - 1,399 Closing balance (2,106) (1,753) (628) (7,777) - (12,264) Financial assets at fair value through other comprehensive income. December 2018 (Millions of Euros) Not credit-impaired Credit-impaired Total Stage 1 Stage 2 Credit-impaired (Stage 3) Purchased/originated credit-impaired (Stage 3) Loss allowances Loss allowances (collectively assessed) Loss allowances (individually assessed) Loss allowances Loss allowances Loss allowances Opening balance (under IFRS 9) (20) (1) - (14) - (35) Changes without transfers between Stages (7) - - 16 - 9 New financial assets originated (3) - - - - (3) Repayments 5 - - - - 5 Foreign exchange 2 - - - - 2 Modifications that do not result in derecognition - - - (11) - (11) Other (5) 1 - 8 - 4 Closing balance (28) - - - - (28) Loan commitments and financial guarantees. December 2018 (Millions of Euros) Not credit-impaired Credit-impaired Total Stage 1 Stage 2 Credit-impaired (Stage 3) Purchased/originated credit-impaired (Stage 3) Loss allowances Loss allowances (collectively assessed) Loss allowances (individually assessed) Loss allowances Loss allowances Loss allowances Opening balance (under IFRS 9) (200) (135) (84) (285) - (704) Transfers from Stage 1 to Stage 2 (not credit-impaired) 14 (84) (11) - - (81) Transfers from Stage 2 (not credit - impaired) to Stage 1 (8) 65 1 - - 58 Transfers to Stage 3 1 4 16 (48) - (27) Transfers from Stage 3 to Stage 1 or 2 (3) (3) - 20 - 14 Changes without transfers between Stages 14 12 6 35 - 67 New financial assets originated (102) (32) (20) - - (154) Disposals - - - 1 - 1 Repayments 47 58 24 73 - 202 Foreign exchange 11 1 (2) 6 - 16 Modifications that do not result in derecognition - - - (32) - (32) Other (6) (13) 10 13 - 4 Closing balance (232) (127) (60) (217) - (636) December 2017 (Millions of euros) (*) Opening balance Increases due to amounts set aside for estimated loan losses during the period Decreases due to amounts reversed for estimated loan losses during the period Decreases due to amounts taken against allowances Transfers between allowances Other adjustments Closing balance Recoveries recorded directly to the statement of profit or loss Equity instruments Specific allowances for financial assets, individually and collectively estimated (10,937) (7,484) 2,878 4,503 1,810 526 (8,703) 558 Debt securities (144) (26) 6 - 123 13 (28) - Credit institutions (15) (5) 4 - 16 - - - Other financial corporations (26) (4) 2 - - 13 (16) - Non-financial corporations (103) (17) - - 107 - (12) - Loans and advances (10,793) (7,458) 2,872 4,503 1,687 513 (8,675) 558 General governments (39) (70) 37 14 1 15 (42) 1 Credit institutions (7) (2) 2 - - 1 (6) - Other financial corporations (25) (287) 3 38 227 38 (7) - Non-financial corporations (7,402) (3,627) 1,993 3,029 (228) 636 (5,599) 345 Households (3,319) (3,472) 837 1,422 1,687 (177) (3,022) 212 Collective allowances for incurred but not reported losses on financial assets (5,270) (1,783) 2,159 1,537 (1,328) 557 (4,130) - Debt securities (46) (8) 30 1 - 3 (21) - Loans and advances (5,224) (1,776) 2,128 1,536 (1,328) 554 (4,109) - Total (16,206) (9,267) 5,037 6,038 482 1,083 (12,833) 558 (*) Figures originally report ed in the year 2017 in accordance to the applicable regulation, without restatements. December 2016 (Millions of euros) Opening balance Increases due to amounts set aside for estimated loan losses during the period Decreases due to amounts reversed for estimated loan losses during the period Decreases due to amounts taken against allowances Transfers between allowances Other adjustments Closing balance Recoveries recorded directly to the statement of profit or loss Equity instruments Specific allowances for financial assets, individually and collectively estimated (12,866) (6,912) 2,708 5,673 (123) 583 (10,937) 540 Debt securities (35) (167) 6 64 (10) (2) (144) - Credit institutions (20) - - 5 - - (15) - Other financial corporations (15) (29) 3 26 (10) (1) (26) - Non-financial corporations - (138) 3 33 - (1) (103) - Loans and advances (12,831) (6,745) 2,702 5,610 (113) 585 (10,793) 540 General governments (37) (2) 20 6 (27) 2 (39) 1 Credit institutions (17) (2) 3 - 10 (3) (7) - Other financial corporations (38) (34) 9 22 10 6 (25) - Non-financial corporations (9,225) (3,705) 2,158 3,257 (278) 391 (7,402) 335 Households (3,514) (3,002) 511 2,325 172 189 (3,319) 205 Collective allowances for incurred but not reported losses on financial assets (6,024) (1,558) 1,463 88 775 (15) (5,270) 1 Debt securities (113) (11) 15 1 64 - (46) - Loans and advances (5,911) (1,546) 1,449 87 711 (15) (5,224) - Total (18,890) (8,470) 4,172 5,762 652 568 (16,206) 541 ( *) Figures originally reported in the year 2016 in accordance to the applicable regulation, without restatements.
Headings Of Balance Sheet Under Market Risk	Headings of the balance sheet under market risk (Millions of euros) December 2018 December 2017 December 2016 Main market risk metrics - VaR Main market risk metrics - Others (*) Main market risk metrics - VaR Main market risk metrics - Others (*) Main market risk metrics - VaR Main market risk metrics - Others (*) Assets subject to market risk Financial assets held for trading 57,486 28,459 59,008 441 64,623 1,480 Financial assets at fair value through other comprehensive income 5,652 19,125 5,661 24,083 7,119 28,771 Of which: Equity instruments - 2,046 - 2,404 - 3,559 Derivatives - Hedging accounting 688 1,061 829 1,397 1,041 1,415 Liabilities subject to market risk Financial liabilities held for trading 38,844 40,026 42,468 2,526 47,491 2,223 Derivatives - Hedging accounting 550 910 1,157 638 1,305 689 (*) Includes mainly assets and liabilities managed by ALCO.
VAR By Risk Factor	VaR by Risk Factor (Millions of euros) Interest/Spread Risk Currency Risk Stock-market Risk Vega/Correlation Risk Diversification Effect(*) Total December 2018 VaR average in the year 20 6 4 9 (20) 21 VaR max in the year 23 7 6 11 (21) 26 VaR min in the year 17 6 4 7 (18) 16 End of period VaR 19 5 3 7 (17) 17 December 2017 VaR average in the year 25 10 3 13 (23) 27 VaR max in the year 27 11 2 12 (19) 34 VaR min in the year 23 7 4 14 (26) 22 End of period VaR 23 7 4 14 (26) 22 December 2016 VaR average in the year 28 10 4 11 (23) 29 VaR max in the year 30 16 4 11 (23) 38 VaR min in the year 21 10 1 11 (20) 23 End of period VaR 29 7 2 12 (24) 26 (*) The diversification effect is the difference between the sum of the average individual risk factors and the total VaR figure that includes the implied correlation between all the variables and scenarios used in the measurement.
Expected Shortfall	Millions of Euros Europe Mexico Peru Venezuela Argentina Colombia Turkey Compass Expected Shortfall (99) (33) (11) - (5) (6) (6) (1)
Sensitivity Analysis To Interest Rate	Sensitivity to Interest-Rate Analysis - December 2018 Impact on Net Interest Income (*) Impact on Economic Value (**) 100 Basis-Point Increase 100 Basis-Point Decrease 100 Basis-Point Increase 100 Basis-Point Decrease Europe (***) + (5% - 10%) - (5% - 10%) + (0% - 5%) - (0% - 5%) Mexico + (0% - 5%) - (0% - 5%) + (0% - 5%) - (0% - 5%) USA + (5% - 10%) - (5% - 10%) - (5% - 10%) + (0% - 5%) Turkey + (0% - 5%) - (0% - 5%) - (0% - 5%) + (0% - 5%) South America + (0% - 5%) - (0% - 5%) - (0% - 5%) + (0% - 5%) BBVA Group + (0% - 5%) - (0% - 5%) - (0% - 5%) - (0% - 5%) (*) Percentage of "1 year" net interest income forecast for each unit. (**) Percentage of Core Capital for each unit. (***) In Europe downward movement includi ng rates below the current ones.
Effect Of Compensation	December 2018 (Millions of euros) Gross Amounts Not Offset in the Consolidated Balance Sheets (D) Notes Gross Amounts Recognized (A) Gross Amounts Offset in the Consolidated Balance Sheets (B) Net Amount Presented in the Consolidated Balance Sheets (C=A-B) Financial Instruments Cash Collateral Received/ Pledged Net Amount (E=C-D) Trading and hedging derivatives 10, 15 49,908 16,480 33,428 25,024 7,790 613 Reverse repurchase, securities borrowing and similar agreements 28,074 42 28,032 28,022 169 (159) Total Assets 77,982 16,522 61,460 53,046 7,959 454 Trading and hedging derivatives 10, 15 51,596 17,101 34,494 25,024 6,788 2,682 Repurchase, securities lending and similar agreements 43,035 42 42,993 42,877 34 82 Total liabilities 94,631 17,143 77,487 67,901 6,822 2,765 December 2017 (Millions of euros) Gross Amounts Not Offset in the Consolidated Balance Sheets (D) Notes Gross Amounts Recognized (A) Gross Amounts Offset in the Consolidated Balance Sheets (B) Net Amount Presented in the Consolidated Balance Sheets (C=A-B) Financial Instruments Cash Collateral Received/ Pledged Net Amount (E=C-D) Trading and hedging derivatives 10, 15 49,333 11,584 37,749 27,106 7,442 3,202 Reverse repurchase, securities borrowing and similar agreements 26,426 56 26,369 26,612 141 (384) Total Assets 75,759 11,641 64,118 53,717 7,583 2,818 Trading and hedging derivatives 10, 15 50,693 11,644 39,049 27,106 8,328 3,615 Repurchase, securities lending and similar agreements 40,134 56 40,078 40,158 21 (101) Total liabilities 90,827 11,701 79,126 67,264 8,349 3,514 December 2016 (Millions of euros) Gross Amounts Not Offset in the Consolidated Balance Sheets (D) Notes Gross Amounts Recognized (A) Gross Amounts Offset in the Consolidated Balance Sheets (B) Net Amount Presented in the Consolidated Balance Sheets (C=A-B) Financial Instruments Cash Collateral Received/ Pledged Net Amount (E=C-D) Trading and hedging derivatives 10, 15 59,374 13,587 45,788 32,146 6,571 7,070 Reverse repurchase, securities borrowing and similar agreements 25,833 2,912 22,921 23,080 174 (333) Total Assets 85,208 16,499 68,709 55,226 6,745 6,738 Trading and hedging derivatives 10, 15 59,545 14,080 45,465 32,146 7,272 6,047 Repurchase, securities lending and similar agreements 49,474 2,912 46,562 47,915 176 (1,529) Total liabilities 109,019 16,991 92,027 80,061 7,448 4,518
LtSCD By LMU	LCR main LMU December 2018 December 2017 Group 127% 128% Eurozone 145% 151% Bancomer 154% 148% Compass(*) 143% 144% Garanti 209% 134% (*) Compass LCR calculated according to local regulation (Fed Modified LCR). LtSCD by LMU December 2018 December 2017 December 2016 Group (average) 106% 110% 113% Eurozone 101% 108% 113% Bancomer 114% 109% 113% Compass 119% 109% 108% Garanti 110% 122% 124% Other LMUs 99% 108% 107%
Liquidity Available by Instrument and Subsidiaries	December 2018 (Millions of euros) BBVA Eurozone BBVA Bancomer BBVA Compass Garanti Bank Other Cash and withdrawable central bank reserves 26,506 7,666 1,667 7,633 6,677 Level 1 tradable assets 29,938 4,995 10,490 6,502 3,652 Level 2A tradable assets 449 409 510 - - Level 2B tradable assets 4,040 33 - - - Other tradable assets 5,661 1,372 1,043 499 617 Non tradable assets eligible for central banks - - 2,314 - - Cumulated Counterbalancing Capacity 66,594 14,475 16,024 14,634 10,946 December 2017 (Millions of euros) BBVA Eurozone (1) BBVA Bancomer BBVA Compass Garanti Bank Other Cash and withdrawable central bank reserves 15,634 8,649 2,150 6,692 6,083 Level 1 tradable assets 38,954 3,805 9,028 5,705 6,141 Level 2A tradable assets 386 418 753 - 10 Level 2B tradable assets 4,995 69 - - 21 Other tradable assets 6,734 1,703 1,252 962 1,573 Non tradable assets eligible for central banks - - 2,800 - - Cumulated Counterbalancing Capacity 66,703 14,644 15,983 13,359 13,828 (1) Includes Spain, Portugal and Rest of Eurasia.
Matrix Of Residual Maturities	December 2018. Contractual Maturities (Millions of euros) Demand Up to 1 Month 1 to 3 Months 3 to 6 Months 6 to 9 Months 9 to 12 Months 1 to 2 Years 2 to 3 Years 3 to 5 Years Over 5 Years Total ASSETS Cash, cash balances at central banks and other demand deposits 9,550 40,599 - - - - - - - - 50,149 Deposits in credit entities 801 3,211 216 141 83 152 133 178 27 1,269 6,211 Deposits in other financial institutions 1 1,408 750 664 647 375 1,724 896 1,286 2,764 10,515 Reverse repo, securities borrowing and margin lending - 21,266 1,655 1,158 805 498 205 1,352 390 210 27,539 Loans and Advances 132 19,825 25,939 23,265 15,347 16,433 42,100 32,336 53,386 120,571 349,334 Securities' portfolio settlement - 1,875 4,379 5,990 2,148 6,823 8,592 12,423 11,533 42,738 96,501 December 2018. Contractual Maturities (Millions of euros) Demand Up to 1 Month 1 to 3 Months 3 to 6 Months 6 to 9 Months 9 to 12 Months 1 to 2 Years 2 to 3 Years 3 to 5 Years Over 5 Years Total LIABILITIES Wholesale funding 1 2,678 1,652 2,160 2,425 2,736 7,225 8,578 16,040 26,363 69,858 Deposits in financial institutions 7,107 5,599 751 1,992 377 1,240 1,149 229 196 904 19,544 Deposits in other financial institutions and international agencies 10,680 4,327 1,580 458 302 309 781 304 825 1,692 21,258 Customer deposits 252,630 44,866 18,514 10,625 6,217 7,345 5,667 2,137 1,207 1,310 350,518 Security pledge funding 40 46,489 2,219 2,274 114 97 22,911 526 218 1,627 76,515 Derivatives, net - (75) (523) (68) (5) (117) 498 (91) (67) (392) (840) December 2017. Contractual Maturities (Millions of euros) Demand Up to 1 Month 1 to 3 Months 3 to 6 Months 6 to 9 Months 9 to 12 Months 1 to 2 Years 2 to 3 Years 3 to 5 Years Over 5 Years Total ASSETS Cash, cash balances at central banks and other demand deposits 8,179 31,029 - - - - - - - - 39,208 Deposits in credit entities 252 4,391 181 169 120 122 116 112 157 1,868 7,488 Deposits in other financial institutions 1 939 758 796 628 447 1,029 681 806 1,975 8,060 Reverse repo, securities borrowing and margin lending 18,979 2,689 1,921 541 426 815 30 727 226 - 26,354 Loans and Advances 267 21,203 26,323 23,606 15,380 17,516 43,973 35,383 50,809 123,568 358,028 Securities' portfolio settlement 1 1,579 4,159 4,423 2,380 13,391 5,789 11,289 12,070 44,666 99,747 December 2017. Contractual Maturities (Millions of euros) Demand Up to 1 Month 1 to 3 Months 3 to 6 Months 6 to 9 Months 9 to 12 Months 1 to 2 Years 2 to 3 Years 3 to 5 Years Over 5 Years Total LIABILITIES Wholesale funding - 3,648 4,209 4,238 1,227 2,456 5,772 6,432 18,391 30,162 76,535 Deposits in financial institutions 6,831 5,863 1,082 2,335 392 1,714 930 765 171 1,429 21,512 Deposits in other financial institutions and international agencies 10,700 4,827 3,290 1,959 554 1,328 963 286 355 1,045 25,307 Customer deposits 233,068 45,171 18,616 11,428 8,711 10,368 7,607 2,612 1,833 2,034 341,448 Security pledge funding - 35,502 2,284 1,405 396 973 64 23,009 338 1,697 65,668 Derivatives, net - (18) (110) (116) (135) (117) (336) (91) (106) (419) (1,448) December 2016. Contractual Maturities (Millions of euros) Demand Up to 1 Month 1 to 3 Months 3 to 6 Months 6 to 9 Months 9 to 12 Months 1 to 2 Years 2 to 3 Years 3 to 5 Years Over 5 Years Total ASSETS Cash, cash balances at central banks and other demand deposits 23,191 13,825 - - - - - - - - 37,016 Deposits in credit entities 991 4,068 254 155 48 72 117 87 122 4,087 10,002 Deposits in other financial institutions 1 1,192 967 675 714 532 1,330 918 942 336 7,608 Reverse repo, securities borrowing and margin lending - 20,232 544 523 - 428 500 286 124 189 22,826 Loans and Advances 591 20,272 25,990 22,318 16,212 15,613 44,956 35,093 55,561 133,589 370,195 Securities' portfolio settlement - 708 3,566 3,688 2,301 4,312 19,320 10,010 16,662 51,472 112,039 December 2016. Contractual Maturities (Millions of euros) Demand Up to 1 Month 1 to 3 Months 3 to 6 Months 6 to 9 Months 9 to 12 Months 1 to 2 Years 2 to 3 Years 3 to 5 Years Over 5 Years Total LIABILITIES Wholesale funding 419 7,380 2,943 5,547 3,463 5,967 7,825 5,963 14,016 31,875 85,397 Deposits in financial institutions 6,762 5,365 1,181 2,104 800 2,176 746 1,156 859 3,714 24,862 Deposits in other financial institutions and international agencies 15,375 6,542 8,624 3,382 2,566 1,897 1,340 686 875 2,825 44,114 Customer deposits 206,140 49,053 25,522 15,736 11,863 11,343 8,619 5,060 781 936 335,052 Security pledge funding - 38,153 3,561 1,403 1,004 912 1,281 640 23,959 1,712 72,626 Derivatives, net - (2,123) (95) (190) (111) (326) (132) (82) (105) (47) (3,210)
Table of Encumbered Assets	December 2018 (Millions of euros) Encumbered assets Non-Encumbered assets Book value of Encumbered assets Market value of Encumbered assets Book value of non-encumbered assets Market value of non-encumbered assets Assets Equity instruments 1,864 1,864 6,485 6,485 Debt Securities 31,157 32,216 82,209 82,209 Loans and Advances and other assets 74,928 478,880 December 2017 (Millions of euros) Encumbered assets Non-Encumbered assets Book value of Encumbered assets Market value of Encumbered assets Book value of non-encumbered assets Market value of non-encumbered assets Assets Equity instruments 2,297 2,297 9,616 9,616 Debt Securities 28,700 29,798 84,391 84,391 Loans and Advances and other assets 79,604 485,451 December 2016 (Millions of euros) Encumbered assets Non-Encumbered assets Book value of Encumbered assets Market value of Encumbered assets Book value of non-encumbered assets Market value of non-encumbered assets Assets Equity instruments 2,214 2,214 9,022 9,022 Debt Securities 40,114 39,972 90,679 90,679 Loans and Advances and other assets 94,718 495,109
Collateral Received	December 2018. Collateral received (Millions of euros) Fair value of encumbered collateral received or own debt securities issued Fair value of collateral received or own debt securities issued available for encumbrance Nominal amount of collateral received or own debt securities issued not available for encumbrance Collateral received 27,474 5,633 319 Equity instruments 89 82 - Debt securities 27,385 5,542 300 Loans and Advances and other assets - 8 19 Own debt securities issued other than own covered bonds or ABSs 78 87 - December 2017. Collateral received (Millions of euros) Fair value of encumbered collateral received or own debt securities issued Fair value of collateral received or own debt securities issued available for encumbrance Nominal amount of collateral received or own debt securities issued not available for encumbrance Collateral received 23,881 9,630 201 Equity instruments 103 5 - Debt securities 23,715 9,619 121 Loans and Advances and other assets 63 6 80 Own debt securities issued other than own covered bonds or ABSs 3 161 - December 2016. Collateral received (Millions of euros) Fair value of encumbered collateral received or own debt securities issued Fair value of collateral received or own debt securities issued available for encumbrance Nominal amount of collateral received or own debt securities issued not available for encumbrance Collateral received 19,921 10,039 173 Equity instruments 58 59 - Debt securities 19,863 8,230 28 Loans and Advances and other assets - 1,750 144 Own debt securities issued other than own covered bonds or ABSs 5 - -
Sources Of Encumbrance	December 2018. Sources of encumbrance (Millions of euros) Matching liabilities, contingent liabilities or securities lent Assets, collateral received and own debt securities issued other than covered bonds and ABSs encumbered Book value of financial liabilities 113,498 131,172 Derivatives 8,972 11,036 Loans and Advances 85,989 97,361 Outstanding subordinated debt 18,538 22,775 Other sources 3,972 4,330 December 2017. Sources of encumbrance (Millions of euros) Matching liabilities, contingent liabilities or securities lent Assets, collateral received and own debt securities issued other than covered bonds and ABSs encumbered Book value of financial liabilities 118,704 133,312 Derivatives 11,843 11,103 Loans and Advances 87,484 98,478 Outstanding subordinated debt 19,377 23,732 Other sources 305 1,028 December 2016. Sources of encumbrance (Millions of euros) Matching liabilities, contingent liabilities or securities lent Assets, collateral received and own debt securities issued other than covered bonds and ABSs encumbered Book value of financial liabilities 134,387 153,632 Derivatives 9,304 9,794 Loans and Advances 96,137 108,268 Outstanding subordinated debt 28,946 35,569 Other sources - 2,594

Note 8 - Fair Value (Tables)

Note 8 - Fair Value (Tables)	12 Months Ended
	Dec. 31, 2018
Fair Value Abstract
Carrying Value And Fair Value	Fair Value and Carrying Amount (Millions of euros) 2018 Notes Carrying Amount Fair Value ASSETS Cash, cash balances at central banks and other demand deposits 9 58,196 58,196 Financial assets held for trading 10 90,117 90,117 Non-trading financial assets mandatorily at fair value through profit or loss 11 5,135 5,135 Financial assets designated at fair value through profit or loss 12 1,313 1,313 Financial assets at fair value through other comprehensive income 13 56,337 56,337 Financial assets at amortized cost 14 419,660 419,857 Hedging derivatives 15 2,892 2,892 LIABILITIES Financial liabilities held for trading 10 80,774 80,774 Financial liabilities designated at fair value through profit or loss 12 6,993 6,993 Financial liabilities at amortized cost 22 509,185 510,300 Hedging derivatives 15 2,680 2,680 Fair Value and Carrying Amount (Millions of euros) 2017 2016 Notes Carrying Amount Fair Value Carrying Amount Fair Value ASSETS Cash, cash balances at central banks and other demand deposits 9 42,680 42,680 40,039 40,039 Financial assets held for trading 10 64,695 64,695 74,950 74,950 Financial assets designated at fair value through profit or loss 12 2,709 2,709 2,062 2,062 Available-for-sale financial assets 69,476 69,476 79,221 79,221 Loans and receivables 431,521 438,991 465,977 468,844 Held-to-maturity investments 13,754 13,865 17,696 17,619 Derivatives – Hedge accounting 15 2,485 2,485 2,833 2,833 LIABILITIES Financial liabilities held for trading 10 46,182 46,182 54,675 54,675 Financial liabilities designated at fair value through profit or loss 12 2,222 2,222 2,338 2,338 Financial liabilities at amortized cost 22 543,713 544,604 589,210 594,190 Derivatives – Hedge accounting 15 2,880 2,880 2,347 2,347
Fair Value Of Financial Instruments	Fair Value of financial Instruments by Levels (Millions of euros) 2018 Notes Level 1 Level 2 Level 3 ASSETS- Financial assets held for trading 10 26,730 62,983 404 Loans and advances to customers 47 28,642 60 Debt securities 17,884 7,494 199 Equity instruments 5,194 - 60 Derivatives 3,605 26,846 85 Non-trading financial assets mandatorily at fair value through profit or loss 11 3,127 78 1,929 Loans and advances 25 - 1,778 Debt securities 90 71 76 Equity instruments 3,012 8 75 Financial assets designated at fair value through profit or loss 12 1,313 - - Debt securities 1,313 - - Financial assets at fair value through other comprehensive income 13 45,824 9,323 1,190 Loans and advances 33 - - Debt securities 43,788 9,211 711 Equity instruments 2,003 113 479 Hedging derivatives 15 7 2,882 3 LIABILITIES- Financial liabilities held for trading 10 22,932 57,573 269 Deposits 7,989 29,945 - Trading derivatives 3,919 27,628 267 Other financial liabilities 11,024 - 1 Financial liabilities designated at fair value through profit or loss 12 - 4,478 2,515 Customer deposits - 976 - Debt certificates - 2,858 - Other financial liabilities - 643 2,515 Derivatives – Hedge accounting 15 223 2,454 3 Fair Value of financial Instruments by Levels (Millions of euros) 2017 2016 Notes Level 1 Level 2 Level 3 Level 1 Level 2 Level 3 ASSETS- Financial assets held for trading 10 29,057 35,349 289 32,544 42,221 184 Loans and advances to customers - 56 - - 154 - Debt securities 21,107 1,444 22 26,720 418 28 Equity instruments 6,688 33 80 4,570 9 96 Derivatives 1,262 33,815 187 1,254 41,640 60 Financial assets designated at fair value through profit or loss 11 2,061 648 - 2,062 - - Loans and advances to customers - 648 - - - - Debt securities 174 - - 142 - - Equity instruments 1,888 - - 1,920 - - Available-for-sale financial assets 57,381 11,082 544 62,125 15,894 637 Debt securities 54,850 10,948 454 58,372 15,779 429 Equity instruments 2,531 134 90 3,753 115 208 Hedging derivatives 15 - 2,483 2 41 2,792 - LIABILITIES- Financial liabilities held for trading 10 11,191 34,866 125 12,502 42,120 53 Derivatives 1,183 34,866 119 952 42,120 47 Short positions 10,008 - 6 11,550 - 6 Financial liabilities designated at fair value through profit or loss 12 - 2,222 - - 2,338 - Derivatives – Hedge accounting 15 274 2,606 - 94 2,189 64
Financial Instruments At Fair Value By Levels	Fair Value of financial Instruments by Levels. December 2018 (Millions of euros) Level 2 Level 3 Valuation technique(s) Observable inputs Unobservable inputs ASSETS Financial assets held for trading 62,983 404 Loans and advances 28,642 60 Present-value method (Discounted future cash flows) - Issuer´s credit risk - Current market interest rates - Prepayment rates - Issuer´s credit risk - Recovery rates Debt securities 7,494 199 Present-value method (Discounted future cash flows) Observed prices in non active markets - Issuer´s credit risk - Current market interest rates - Non active markets prices - Prepayment rates - Issuer´s credit risk - Recovery rates Equity instruments - 60 Comparable pricing (Observable price in a similar market) Present-value method - Brokers quotes - Market operations - NAVs published - NAV provided by the administrator of the fund Derivatives 26,846 85 Interest rate Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows Caps/Floors: Black, Hull-White y SABR Bond options: Black Swaptions: Black, Hull-White y LGM Other Interest rate options: Black, Hull-White y LGM Constant Maturity Swaps: SABR - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Beta - Implicit correlations between tenors - interest rates volatility Equity Future and Equity Forward: Discounted future cash flows Equity Options: Local Volatility, Momentum adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Volatility of volatility - Implicit assets correlations - Long term implicit correlations - Implicit dividends and long term repos Foreign exchange and gold Future and Equity Forward: Discounted future cash flows Foreign exchange Options: Local Volatility, moments adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Volatility of volatility - Implicit assets correlations - Long term implicit correlations Credit Credit Derivatives: Default model and Gaussian copula - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Correlation default - Credit spread - Recovery rates - Interest rate yield - Default volatility Commodities Commodities: Momentum adjustment and Discounted cash flows - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Non-trading financial assets mandatorily at fair value through profit or loss 78 1,929 Loans and advances - 1,778 Present-value method (Discounted future cash flows) Specific criteria for the liquidation of losses established by the EPA protocol - Prepayment rates - Issuer credit risk - Recovery rates - PD and LGD Debt securities 71 76 Present-value method (Discounted future cash flows) - Issuer credit risk - Current market interest rates - Prepayment rates - Issuer credit risk - Recovery rates Equity instruments 8 75 Present-value method (Discounted future cash flows) - Issuer credit risk - Current market interest rates - Prepayment rates - Issuer credit risk - Recovery rates Financial assets at fair value through other comprehensive income 9,323 1,190 Debt securities 9,211 711 Present-value method (Discounted future cash flows) Observed prices in non active markets - Issuer´s credit risk - Current market interest rates - Non active market prices - Prepayment rates - Issuer credit risk - Recovery rates Equity instruments 113 479 Comparable pricing (Observable price in a similar market) Present-value method - Brokers quotes - Market operations - NAVs published - NAV provided by the administrator of the fund Hedging derivatives 2,882 3 Interest rate Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows Caps/Floors: Black, Hull-White y SABR Bond options: Black Swaptions: Black, Hull-White y LGM Other Interest rate options: Black, Hull-White y LGM Constant Maturity Swaps: SABR - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Equity Future and Equity Forward: Discounted future cash flows Equity Options: Local Volatility, Momentum adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Foreign exchange and gold Future and Equity Forward: Discounted future cash flows Foreign exchange Options: Local Volatility, moments adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Credit Credit Derivatives: Default model and Gaussian copula - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Commodities Commodities: Momentum adjustment and Discounted cash flows - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Fair Value of financial Instruments by Levels. December 2018 (Millions of euros) Valuation technique(s) Observable inputs Unobservable inputs LIABILITIES Financial liabilities held for trading 57,573 269 Deposits 29,945 - Derivatives 27,628 267 Interest rate Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows Caps/Floors: Black, Hull-White y SABR Bond options: Black Swaptions: Black, Hull-White y LGM Other Interest rate options: Black, Hull-White y LGM Constant Maturity Swaps: SABR - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Beta - Correlation between tenors - interest rates volatility Equity Future and Equity Forward: Discounted future cash flows Equity Options: Local Volatility, Momentum adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Volatility of volatility - Assets correlation Foreign exchange and gold Future and Equity Forward: Discounted future cash flows Foreign exchange Options: Local Volatility, moments adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Volatility of volatility - Assets correlation Credit Credit Derivatives: Default model and Gaussian copula - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Correlation default - Credit spread - Recovery rates - Interest rate yield - Default volatility Commodities Commodities: Momentum adjustment and Discounted cash flows - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations Short positions - 1 Present-value method (Discounted future cash flows) - Correlation default - Credit spread - Recovery rates - Interest rate yield Financial liabilities designated at fair value through profit or loss 4,478 2,515 Present-value method (Discounted future cash flows) - Prepayment rates - Issuer´s credit risk - Current market interest rates - Prepayment rates - Issuer´s credit risk - Current market interest rates Derivatives – Hedge accounting 2,454 3 Interest rate Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows Caps/Floors: Black, Hull-White y SABR Bond options: Black Swaptions: Black, Hull-White y LGM Other Interest rate options: Black, Hull-White y LGM Constant Maturity Swaps: SABR - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Beta - Implicit correlations between tenors - interest rates volatility Equity Future and Equity Forward: Discounted future cash flows Equity Options: Local Volatility, Momentum adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Volatility of volatility - Implicit assets correlations - Long term implicit correlations - Implicit dividends and long term repos Foreign exchange and gold Future and Equity Forward: Discounted future cash flows Foreign exchange Options: Local Volatility, moments adjustment - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Volatility of volatility - Implicit assets correlations - Long term implicit correlations Credit Credit Derivatives: Default model and Gaussian copula - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations - Correlation default - Credit spread - Recovery rates - Interest rate yield - Default volatility Commodities Commodities: Momentum adjustment and Discounted cash flows - Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets	Financial instrument Valuation technique(s) Significant unobservable inputs Min Average Max Units Debt Securities Net Present Value Credit Spread 37 152.22 385.00 b.p. Recovery Rate 0.00% 32.06% 40.00% % Comparable pricing 1.00% 88.00% 275.00% % Equity instruments Net Asset Value Comparable pricing Credit Option Gaussian Copula Correlation Default 0.00% 37.98% 60.26% % Equity OTC Option Heston Forward Volatility Skew 47.05 47.05 47.05 Vegas Local Volatility Dividends Volatility 13.79 27.24 65.02 vegas FX OTC Options Black Scholes/Local Vol Volatility 5.05 7.73 9.71 vegas Interest Rate Option Libor Market Model Beta 0.25 9.00 18.00 % Correlation Rate/Credit (100) - 100 % Credit Default Volatility - - - Vegas
Level 3 Financial Instruments	Financial Assets Level 3: Changes in the Period (Millions of euros) 2018 2017 2016 Assets Liabilities Assets Liabilities Assets Liabilities Balance at the beginning 835 125 822 116 463 182 Changes in fair value recognized in profit and loss (*) (167) (95) (24) (21) 33 (86) Changes in fair value not recognized in profit and loss (4) - (45) - (81) (3) Acquisitions, disposals and liquidations (**) 2,102 2,710 32 320 438 (25) Net transfers to Level 3 761 47 106 (39) 16 - Exchange differences and others - - (55) (250) (47) 49 Balance at the end 3,527 2,787 835 125 822 116 (*) Profit or loss that is attributable to gains or losses relating to those financial assets and liabilities held as of December 31, 2018, 2017 and 2016. Valuation adjustments are recorded under the heading “Gains (losses) on financial assets and liabili ties, net”. (**) Of which, in 2018, the assets roll forward is comprised of € 2,400 million of acquisitions, € 254 millions of disposals and € 44 millions of liquidations. The liabilities roll forward is comprised of € 2,716 million of acquisitions and € 5 mill ions of liquidations.
Levels Transfers	Transfer Between Levels. December 2018 (Millions of euros) From: Level 1 Level 2 Level 3 To: Level 2 Level 3 Level 1 Level 3 Level 1 Level2 ASSETS Financial assets held for trading 1,171 2 2 6 - 2 Non-trading financial assets mandatorily at fair value through profit or loss - - 9 67 - 24 Financial assets at fair value through other comprehensive income 134 72 - 515 - - Derivatives - - - 52 118 49 Total 1,305 74 11 641 118 75 LIABILITIES- Financial liabilities held for trading - - - 138 - 37 Total - - - 138 - 37
Sensitivity Analysis Level 3	Financial Assets Level 3: Sensitivity Analysis (Millions of euros) Potential Impact on Consolidated Income Statement Potential Impact on Total Equity Most Favorable Hypothesis Least Favorable Hypothesis Most Favorable Hypothesis Least Favorable Hypothesis ASSETS Financial assets held for trading 6 (13) - - Debt securities 2 (3) - - Equity instruments 3 (9) - - Derivatives 1 (1) - - Non-trading financial assets mandatorily at fair value through profit or loss 291 (181) - - Loans and Advances 285 (161) - - Debt securities 3 (12) - - Equity instruments 3 (8) - - Financial assets at fair value through other comprehensive income - - 1 (1) LIABILITIES Financial liabilities held for trading 1 (1) 1 (1) Total 297 (194) 1 (1)
Disclosure of fair value instruments carried at cost main valuation techniques assets explanatory	Fair Value of financial Instruments at amortized cost by Levels (Millions of euros) 2018 Notes Level 1 Level 2 Level 3 ASSETS Cash, cash balances at central banks and other demand deposits 9 58,024 - 172 Financial assets at amortized cost 14 21,419 204,619 193,819 LIABILITIES Financial liabilities at amortized cost 22 58,225 269,128 182,948
Disclosure of main valuation techniques financial instruments assets explanatory	Fair Value of financial Instruments at amortized cost by valuation technique. December 2018 (Millions of euros) Level 2 Level 3 Valuation technique(s) Main inputs used ASSETS Financial assets at amortized cost 204,619 193,819 Central Banks - 1 Present-value method (Discounted future cash flows) - Credit spread - Prepayment rates - Interest rate yield Loans and advances to credit institutions 4,934 4,291 Present-value method (Discounted future cash flows) - Credit spread - Prepayment rates - Interest rate yield Loans and advances to customers 190,666 183,645 Present-value method (Discounted future cash flows) - Credit spread - Prepayment rates - Interest rate yield Debt securities 9,019 5,881 Present-value method (Discounted future cash flows) - Credit spread - Interest rate yield LIABILITIES Financial liabilities at amortized cost 269,128 182,948 Central Banks 196 - Present-value method (Discounted future cash flows) - Issuer´s credit risk - Prepayment rates - Interest rate yield Loans and advances to credit institutions 22,281 9,852 Present-value method (Discounted future cash flows) - Issuer´s credit risk - Prepayment rates - Interest rate yield Loans and advances to customers 240,547 135,270 Present-value method (Discounted future cash flows) - Issuer´s credit risk - Prepayment rates - Interest rate yield Debt securities 6,104 25,096 Present-value method (Discounted future cash flows) - Issuer´s credit risk - Prepayment rates - Interest rate yield Other financial liabilities - 12,730 Present-value method (Discounted future cash flows) - Issuer´s credit risk - Prepayment rates - Interest rate yield

Note 9 - Cash, Cash balances _2

Note 9 - Cash, Cash balances at central banks and other demand deposits (Tables)	12 Months Ended
	Dec. 31, 2018
Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost
Cash, Cash balances at central banks and other demand deposit	Cash, cash balances at central banks and other demand deposits (Millions of euros) 2018 2017 2016 Cash on hand 6,346 6,220 7,413 Cash balances at central banks 43,880 31,718 28,671 Other demand deposits 7,970 4,742 3,955 Total 58,196 42,680 40,039

Note 10 - Financial assets an_2

Note 10 - Financial assets and liabilities held for trading (Tables)	12 Months Ended
	Dec. 31, 2018
Financial assets and liabilities held for trading
Financial assets and liabilities held for traiding	Financial Assets and Liabilities Held-for-Trading (Millions of euros) Notes 2018 2017 2016 ASSETS Derivatives 30,536 35,265 42,955 Debt securities 7.3.2 25,577 22,573 27,166 Loans and advances 7.3.2 28,750 56 154 Equity instruments 7.3.2 5,254 6,801 4,675 Total Assets 90,117 64,695 74,950 LIABILITIES Derivatives 31,815 36,169 43,118 Short positions 11,025 10,013 11,556 Deposits 37,934 Total Liabilities 80,774 46,182 54,675
Financial Assets Held For Trading Debt Securities By Issuer	Financial Assets Held-for-Trading. Debt securities by issuer (Millions of euros) 2018 2017 2016 Issued by Central Banks 1,001 1,371 544 Issued by public administrations 22,950 19,344 23,621 Issued by financial institutions 790 816 1,652 Other debt securities 836 1,041 1,349 Total 25,577 22,573 27,166
Financial Assets Held For Trading Loans and Advances	Financial Assets Held-for-Trading. Loans and advances (Millions of euros) Notes 2018 2017 2016 Loans and advances to central banks 2,163 - - Reverse repurchase agreements 35 2,163 - - Loans and advances to credit institutions 14,566 - - Reverse repurchase agreements 35 13,305 - - Loans and advances to customers 12,021 56 154 Reverse repurchase agreements 35 11,794 - - Total 28,750 56 154
Financial Assets Held For Trading Equity Instruments By Issuer	Financial Assets Held-for-Trading. Equity instruments by Issuer (Millions of euros) 2018 2017 2016 Shares of Spanish companies Credit institutions 576 617 781 Other sectors 536 603 956 Subtotal 1,112 1,220 1,737 Shares of foreign companies Credit institutions 304 345 220 Other sectors 3,838 5,236 2,718 Subtotal 4,142 5,581 2,939 Total 5,254 6,801 4,675
Financial Liabilities Held for Trading Deposits	Financial Liabilities Held-for-Trading. Deposits (Millions of euros) Notes 2018 2017 2016 Deposits from central banks (*) 10,511 Repurchase agreement 35 10,511 Deposits from credit institutions (*) 15,687 Repurchase agreement 35 14,839 Deposits from customers (*) 11,736 Repurchase agreement 35 11,466 Total 37,934
Derivatives By Type Of Risk By Product Or By Type Of Market	Derivatives by type of risk / by product or by type of market - December 2018 (Millions of Euros) Assets Liabilities Notional amount - Total Interest rate 19,147 18,769 2,929,371 OTC options 1,940 2,413 207,107 OTC other 17,206 16,356 2,702,909 Organized market options - - 6,092 Organized market other - - 13,263 Equity 2,799 2,956 114,184 OTC options 400 341 32,906 OTC other 230 123 6,693 Organized market options 2,168 2,492 72,062 Organized market other - - 2,524 Foreign exchange and gold 8,355 9,693 432,283 OTC options 226 309 21,293 OTC other 8,118 9,329 405,659 Organized market options - 1 45 Organized market other 11 54 5,286 Credit 232 393 25,452 Credit default swap 228 248 22,791 Credit spread option 2 - 500 Total return swap 2 145 2,161 Commodities 3 3 67 DERIVATIVES 30,536 31,815 3,501,358 of which: OTC - credit institutions 16,979 18,729 897,384 of which: OTC - other financial corporations 7,372 7,758 2,355,784 of which: OTC - other 4,005 2,780 148,917 Derivatives by type of risk / by product or by type of market - December 2017 (Millions of Euros) Assets Liabilities Notional amount - Total Interest rate 22,606 22,546 2,152,490 OTC options 2,429 2,581 212,554 OTC other 20,177 19,965 1,916,920 Organized market options - - 600 Organized market other - - 22,416 Equity 1,778 2,336 95,573 OTC options 495 1,118 34,140 OTC other 83 90 8,158 Organized market options 1,200 1,129 48,644 Organized market other - - 4,631 Foreign exchange and gold 10,371 10,729 380,404 OTC options 245 258 24,447 OTC other 10,092 10,430 348,857 Organized market options - 3 104 Organized market other 34 37 6,997 Credit 489 517 30,181 Credit default swap 480 507 27,942 Credit spread option - - 200 Total return swap 9 9 2,039 Commodities 3 3 36 Other 18 38 561 DERIVATIVES 35,265 36,169 2,659,246 of which: OTC - credit institutions 21,016 22,804 898,209 of which: OTC - other financial corporations 8,695 9,207 1,548,919 of which: OTC - other 4,316 2,986 128,722 Derivatives by type of risk / by product or by type of market - December 2016 (Millions of Euros) Assets Liabilities Notional amount - Total Interest rate 25,770 25,322 1,556,150 OTC options 3,331 3,428 217,958 OTC other 22,339 21,792 1,296,183 Organized market options 1 - 1,311 Organized market other 100 102 40,698 Equity 2,032 2,252 90,655 OTC options 718 1,224 44,837 OTC other 109 91 5,312 Organized market options 1,205 937 36,795 Organized market other - - 3,712 Foreign exchange and gold 14,872 15,179 425,506 OTC options 417 539 27,583 OTC other 14,436 14,624 392,240 Organized market options 3 - 175 Organized market other 16 16 5,508 Credit 261 338 19,399 Credit default swap 246 230 15,788 Credit spread option - - 150 Total return swap 2 108 1,895 Other 14 - 1,565 Commodities 6 6 169 Other 13 22 1,065 DERIVATIVES 42,955 43,118 2,092,945 of which: OTC - credit institutions 26,438 28,005 806,096 of which: OTC - other financial corporations 8,786 9,362 1,023,174 of which: OTC - other 6,404 4,694 175,473

Note 11 - Non-trading financi_2

Note 11 - Non-trading financial assets mandatorily at fair value throug profit or loss (Tables)	12 Months Ended
	Dec. 31, 2018
Non trading financial assets mandatory at fair value through profit or loss Abstract
Table of Non trading financial assets mandatory at fair value through profit or loss	Non-trading financial assets mandatorily at fair value through profit or loss (Millions of Euros) Notes 2018 Equity instruments 7.3.2 3,095 Debt securities 7.3.2 237 Loans and advances 7.3.2 1,803 Total 5,135

Note 12 - Financial Instrumen_2

Note 12 - Financial Instruments designated at fair value through profit or loss (Tables)	12 Months Ended
	Dec. 31, 2018
Financial assets and liabilities designated at fair value through profit or loss
Financial Instruments designated at fair value through profit or loss	Financial assets and liabilities designated at fair value through profit or loss (Millions of euros) Notes 2018 2017 2016 ASSETS Equity instruments 1,888 1,920 Unit-linked products 1,621 1,749 Other securities 266 171 Debt securities 1,313 174 142 Loans and advances - 648 - Total Assets 7.3.2 1,313 2,709 2,062 LIABILITIES Deposits 976 - - Debt certificates 2,858 - - Other financial liabilities 3,159 2,222 2,338 Unit-linked products 3,159 2,222 2,338 Total Liabilities 6,993 2,222 2,338

Note 13 - Financial assets at_2

Note 13 - Financial assets at fair value through other comprehensive income (Tables)	12 Months Ended
	Dec. 31, 2018
Financial Assets At Fair Value Through Other Comprehensive Income Abstract
Disclosure Of Financial Assets At Fair Value Through Other Comprehensive Income Explanatory	Financial assets designated at fair value through other comprehensive income (Millions of euros) Notes 2018 2017 2016 Debt securities 7.3.2 53,737 66,273 74,739 Impairment losses (28) (21) (159) Subtotal 53,709 66,251 74,580 Equity instruments 7.3.2 2,595 4,488 4,814 Impairment losses - (1,264) (174) Subtotal 2,595 3,224 4,641 Loans and advances to credit entities 33 - - Total 56,337 69,476 79,221
Financial Assets At Fair Value Through Other Comprehensive Income Debt Securities	Financial assets designated at fair value through other comprehensive income: Debt Securities. December 2018 (Millions of euros) Amortized Cost (*) Unrealized Gains Unrealized Losses Book Value Domestic Debt Securities Spanish Government and other general governments agencies debt securities 17,205 661 (9) 17,857 Other debt securities 1,597 100 (1) 1,696 Issued by credit institutions 793 63 - 855 Issued by other issuers 804 37 (1) 841 Subtotal 18,802 761 (10) 19,553 Foreign Debt Securities Mexico 6,299 6 (142) 6,163 Mexican Government and other general governments agencies debt securities 5,286 4 (121) 5,169 Other debt securities 1,013 2 (21) 994 Issued by credit institutions 35 - (1) 34 Issued by other issuers 978 2 (20) 961 The United States 14,507 47 (217) 14,338 Government securities 11,227 37 (135) 11,130 US Treasury and other US Government agencies 7,285 29 (56) 7,258 States and political subdivisions 3,942 8 (79) 3,872 Other debt securities 3,280 10 (82) 3,208 Issued by credit institutions 49 1 - 50 Issued by other issuers 3,231 9 (82) 3,158 Turkey 4,164 20 (269) 3,916 Turkey Government and other general governments agencies debt securities 4,007 20 (256) 3,771 Other debt securities 157 - (13) 145 Issued by credit institutions 157 - (13) 145 Other countries 9,551 319 (130) 9,740 Other foreign governments and other general governments agencies debt securities 4,510 173 (82) 4,601 Other debt securities 5,041 146 (48) 5,139 Issued by Central Banks 987 2 (4) 986 Issued by credit institutions 1,856 111 (20) 1,947 Issued by other issuers 2,197 33 (25) 2,206 Subtotal 34,521 392 (758) 34,157 Total 53,323 1,153 (768) 53,709 (*) The amortized co st includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption. Available-for-sale financial assets: Debt Securities. December 2017 (Millions of euros) Amortized Cost (*) Unrealized Gains Unrealized Losses Book Value Domestic Debt Securities Spanish Government and other general governments agencies debt securities 22,765 791 (17) 23,539 Other debt securities 1,951 114 - 2,066 Issued by credit institutions 891 72 - 962 Issued by other issuers 1,061 43 - 1,103 Subtotal 24,716 906 (17) 25,605 Foreign Debt Securities Mexico 9,755 45 (142) 9,658 Mexican Government and other general governments agencies debt securities 8,101 34 (120) 8,015 Other debt securities 1,654 11 (22) 1,643 Issued by credit institutions 212 1 (3) 209 Issued by other issuers 1,442 10 (19) 1,434 The United States 12,479 36 (198) 12,317 Government securities 8,625 8 (133) 8,500 US Treasury and other US Government agencies 3,052 - (34) 3,018 States and political subdivisions 5,573 8 (99) 5,482 Other debt securities 3,854 28 (65) 3,817 Issued by credit institutions 56 1 - 57 Issued by other issuers 3,798 26 (65) 3,759 Turkey 5,052 48 (115) 4,985 Turkey Government and other general governments agencies debt securities 5,033 48 (114) 4,967 Other debt securities 19 1 (1) 19 Issued by credit institutions 19 - (1) 19 Other countries 13,271 533 (117) 13,687 Other foreign governments and other general governments agencies debt securities 6,774 325 (77) 7,022 Other debt securities 6,497 208 (40) 6,664 Issued by Central Banks 1,330 2 (1) 1,331 Issued by credit institutions 2,535 139 (19) 2,654 Issued by other issuers 2,632 66 (19) 2,679 Subtotal 40,557 661 (572) 40,647 Total 65,273 1,567 (589) 66,251 (*) The amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption. Available-for-sale financial assets: Debt Securities. December 2016 (Millions of euros) Amortized Cost (*) Unrealized Gains Unrealized Losses Book Value Domestic Debt Securities Spanish Government and other general governments agencies debt securities 22,427 711 (18) 23,119 Other debt securities 2,305 117 (1) 2,421 Issued by credit institutions 986 82 - 1,067 Issued by other issuers 1,319 36 (1) 1,354 Subtotal 24,731 828 (19) 25,540 Foreign Debt Securities Mexico 11,525 19 (343) 11,200 Mexican Government and other general governments agencies debt securities 9,728 11 (301) 9,438 Other debt securities 1,797 8 (42) 1,763 Issued by credit institutions 86 2 (1) 87 Issued by other issuers 1,710 6 (41) 1,675 The United States 14,256 48 (261) 14,043 Government securities 8,460 9 (131) 8,337 US Treasury and other US Government agencies 1,702 1 (19) 1,683 States and political subdivisions 6,758 8 (112) 6,654 Other debt securities 5,797 39 (130) 5,706 Issued by credit institutions 95 2 - 97 Issued by other issuers 5,702 37 (130) 5,609 Turkey 5,550 73 (180) 5,443 Turkey Government and other general governments agencies debt securities 5,055 70 (164) 4,961 Other debt securities 495 2 (16) 482 Issued by credit institutions 448 2 (15) 436 Issued by other issuers 47 - (1) 46 Other countries 17,923 634 (203) 18,354 Other foreign governments and other general government agencies debt securities 7,882 373 (98) 8,156 Other debt securities 10,041 261 (105) 10,197 Issued by Central Banks 1,657 4 (2) 1,659 Issued by credit institutions 3,269 96 (54) 3,311 Issued by other issuers 5,115 161 (49) 5,227 Subtotal 49,253 773 (987) 49,040 Total 73,985 1,601 (1,006) 74,580 (*) The amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption.
Financial Assets At Fair Value Through Other Comprehensive Income Debt Securities By Rating	Debt Securities by Rating December 2018 December 2017 December 2016 Fair Value (Millions of Euros) % Fair Value (Millions of Euros) % Fair Value (Millions of Euros) % AAA 531 1.0% 687 1.0% 4,922 6.6% AA+ 13,100 24.4% 10,738 16.2% 11,172 15.0% AA 222 0.4% 507 0.8% 594 0.8% AA- 409 0.8% 291 0.4% 575 0.8% A+ 632 1.2% 664 1.0% 1,230 1.6% A 687 1.3% 683 1.0% 7,442 10.0% A- 18,426 34.3% 1,330 2.0% 1,719 2.3% BBB+ 9,195 17.1% 35,175 53.1% 29,569 39.6% BBB 4,607 8.6% 7,958 12.0% 3,233 4.3% BBB- 1,003 1.9% 5,583 8.4% 6,809 9.1% BB+ or below 4,453 8.3% 1,564 2.4% 2,055 2.8% Without rating 445 0.8% 1,071 1.6% 5,261 7.1% Total 53,709 100% 66,251 100.0% 74,580 100.0%
Financial Assets At Fair Value Through Other Comprehensive Income Equity Instruments	Financial assets designated at fair value through other comprehensive income: Equity Instruments. December 2018 (Millions of euros) Amortized Cost Unrealized Gains Unrealized Losses Fair Value Equity instruments listed Listed Spanish company shares 2,172 - (210) 1,962 Other entities 2,172 - (210) 1,962 Listed foreign company shares 90 43 (12) 121 United States 20 17 - 37 Mexico 1 25 - 26 Turkey 3 - (1) 2 Other countries 66 1 (11) 56 Subtotal 2,262 43 (222) 2,083 Unlisted Spanish company shares 6 1 - 7 Other entities 6 1 - 7 Unlisted foreign companies shares 453 54 (1) 506 United States 388 23 - 411 Turkey 6 4 - 10 Other countries 59 27 (1) 85 Subtotal 459 55 (1) 513 Total 2,721 98 (223) 2,595 Available-for-sale financial assets: Equity Securities. December 2017 (Millions of euros) Amortized Cost Unrealized Gains Unrealized Losses Fair Value Equity instruments listed Listed Spanish company shares 2,189 - (1) 2,188 Other entities 2,189 - (1) 2,188 Listed foreign company shares 215 33 (7) 241 United States 11 - - 11 Mexico 8 25 - 33 Turkey 4 1 - 5 Other countries 192 7 (7) 192 Subtotal 2,404 33 (8) 2,429 Unlisted equity instruments Unlisted Spanish company shares 33 29 - 62 Credit institutions 4 - - 4 Other entities 29 29 - 58 Unlisted foreign companies shares 665 77 (8) 734 United States 498 40 (6) 532 Mexico 1 - - 1 Turkey 15 6 (2) 19 Other countries 151 31 - 182 Subtotal 698 106 (8) 796 Total 3,102 139 (16) 3,224 Available-for-sale financial assets: Equity Securities. December 2016 (Millions of euros) Amortized Cost Unrealized Gains Unrealized Losses Fair Value Equity instruments listed Listed Spanish company shares 3,690 17 (944) 2,763 Other entities 3,690 17 (944) 2,763 Listed foreign company shares 793 289 (15) 1,066 United States 16 22 - 38 Mexico 8 33 - 41 Turkey 5 1 - 6 Other countries 763 234 (15) 981 Subtotal 4,483 306 (960) 3,829 Unlisted equity instruments Unlisted Spanish company shares 57 2 (1) 59 Credit institutions 4 - - 4 Other entities 53 2 (1) 55 Unlisted foreign companies shares 708 46 (2) 752 United States 537 13 - 550 Mexico 1 - - 1 Turkey 18 7 (2) 24 Other countries 152 26 - 178 Subtotal 766 48 (3) 811 Total 5,248 355 (962) 4,641
Accumulated other comprehensive income items that may be reclassified to profit or loss available for sale financial assets	Accumulated other comprehensive income-Items that may be reclassified to profit or loss - Financial assets at fair value through other comprehensive income (Millions of euros) Notes 2018 Balance at the beginning 1,557 Effect of changes in accounting policies (IFRS 9) (58) Valuation gains and losses (640) Amounts transferred to income (137) Income tax 221 Balance at the end 30 943 Accumulated other comprehensive income-Items that may be reclassified to profit or loss - Financial assets at fair value through other comprehensive income (Millions of euros) Notes 2018 Balance at the beginning 84 Effect of changes in accounting policies (IFRS 9) (40) Valuation gains and losses (174) Income tax (25) Balance at the end 30 (155) Accumulated other comprehensive income-Items that may be reclassified to profit or loss - Available-for-Sale Financial Assets (Millions of euros) Notes 2017 2016 Balance at the beginning 947 1,674 Valuation gains and losses 321 400 Amounts transferred to income 356 (1,181) Other reclassifications (10) 116 Income tax 27 (62) Balance at the end 30 1,641 947 Debt securities 1,557 1,629 Equity instruments 84 (682)

Note 14 - Financial assets at_2

Note 14 - Financial assets at amortised cost (Tables)	12 Months Ended
	Dec. 31, 2018
Disclosure Of Financial Assets At Amortised Cost Abstract
Table of Financial Assets At Amortised Cost	Financial assets at amortized cost (Millions of Euros) December 2018 December 2017 December 2016 Debt securities 32,530 24,093 28,905 Loans and advances to central banks 3,941 7,300 8,894 Loans and advances to credit institutions 9,163 26,261 31,373 Loans and advances to customers 374,027 387,621 414,500 Government 28,114 31,645 Other financial corporations 9,468 18,173 Non-financial corporations 163,922 164,510 Other 172,522 173,293 Total 419,660 445,275 483,672
Disclosure Of Loans And Advances To Banks Explanatory	Loans and Advances to Central Banks and Credit Institutions (Millions of euros) Notes 2018 2017 2016 Loans and advances to central banks 7.3.2 3,941 7,300 8,894 Loans and advances to credit institutions 7.3.2 9,163 26,261 31,373 Reverse repurchase agreements 35 478 13,861 15,561 Other loans 8,685 12,400 15,812 Total 13,104 33,561 40,267 Impairment losses 7.3.5 / 7.3.2 (18) (36) (43)
Disclosure Of Loans And Advances To Customers Explanatory	Loans and Advances to Customers (Millions of euros) Notes 2018 2017 2016 On demand and short notice 3,641 10,560 11,251 Credit card debt 15,445 15,835 16,596 Trade receivables 17,436 22,705 23,753 Finance leases 8,650 8,642 9,442 Reverse repurchase loans 35 294 11,554 7,291 Other term loans 324,767 313,336 339,862 Advances that are not loans 3,794 4,989 6,306 Total 7.3.2 374,027 387,621 414,500 Impaired assets 7.3.5 16,349 19,390 22,915 Impairment losses 7.3.5 / 7.3.2 (12,199) (12,748) (15,974)
Securitized Loans	Securitized Loans (Millions of euros) 2018 2017 2016 Securitized mortgage assets 26,556 28,950 29,512 Other securitized assets 3,221 4,143 3,731 Total 29,777 33,093 33,243
Disclosure Of Debt Securities Explanatory	Debt securities (Millions of euros) Notes 2018 2017 2016 Government 25,014 17,030 20,736 Credit institutions 644 1,152 1,688 Other sectors 6,872 5,911 6,481 Total gross 7.3.2 32,530 24,093 28,905 Impairment losses (51) (15) (17)
Financial Assets at Amortized Cost Debt Securities By Rating	Financial assets at amortized cost. Debt Securities by Rating December 2018 December 2017 December 2016 Carrying amount (Millions of Euros) % Carrying amount (Millions of Euros) % Carrying amount (Millions of Euros) % AAA 49 0.2% - - - - AA+ 1,969 6.1% - - - - AA 62 0.2% 41 0.3% 43 0.2% AA- - 0.0% - - 134 0.8% A+ 607 1.9% 55 0.4% - - A 21 0.1% - - - - A- 6,117 18.8% - - - - BBB+ 13,894 42.7% 5,667 41.2% 10,472 59.2% BBB 1,623 5.0% 2,412 17.5% 591 3.3% BBB- 2,694 8.3% 2,818 20.5% 5,187 29.3% BB+ or below 4,371 13.4% 1,696 12.3% - - Without rating 1,123 3.5% 1,064 7.7% 1,270 7.2% Total 32,530 100.0% 13,754 100.0% 17,696 100.0%
Debt Securities Reclassified To Loans And Receivables From Available For Sale Financial Assets	Debt Securities reclassified (Millions of euros) As of Reclassification date As of December 31, 2018 As of December 31, 2017 As of December 31, 2016 Carrying Amount Fair Value Carrying Amount Fair Value Carrying Amount Fair Value Carrying Amount Fair Value BBVA, S.A. 12,024 12,024 1,467 1,486 7,236 7,286 10,433 10,498 TURKIYE GARANTI BANKASI, A.S 6,488 6,488 2,859 2,668 5,381 5,392 6,230 6,083 Total 18,512 18,512 4,326 4,154 12,617 12,678 16,663 16,581
Effect On Income Statement And Other Comprehensive Income	Effect on Income Statement and Other Comprehensive Income (Millions of euros) 2018 2017 2016 Recognized in Effect of not Reclassifying in Recognized in Effect of not Reclassifying in Recognized in Effect of not Reclassifying in Income Statement Income Statement Equity "Accumulated other comprehensive income" Income Statement Income Statement Equity "Accumulated other comprehensive income" Income Statement Income Statement Equity "Accumulated other comprehensive income" BBVA, S.A. 41 41 (2) 198 198 (14) 252 252 (91) TURKIYE GARANTI BANKASI, A.S 414 414 (172) 545 545 (16) 326 326 (225) Total 456 456 (173) 743 743 (30) 578 578 (316)

Note 15 - Hedging derivatives_2

Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk (Tables)	12 Months Ended
	Dec. 31, 2018
Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk
Table of Derivatives - Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk	Derivatives – Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk (Millions of euros) 2018 2017 2016 ASSETS Hedging Derivatives 2,892 2,485 2,833 Fair value changes of the hedged items in portfolio hedges of interest rate risk (21) (25) 17 LIABILITIES Hedging Derivatives 2,680 2,880 2,347 Fair value changes of the hedged items in portfolio hedges of interest rate risk - (7) -
Hedging Derivatives Breakdown By Type Of The Risk And Type Of Hedge	Hedging Derivatives Breakdown by type of risk and type of hedge (Millions of euros) 2018 2017 2016 Assets Liabilities Assets Liabilities Assets Liabilities Interest rate 982 513 1,141 850 1,154 974 OTC options 5 158 100 111 125 118 OTC other 978 355 1,041 739 1,029 856 Equity 6 - - - - 50 OTC options 6 - - - - 50 Foreign exchange and gold 587 398 625 511 817 553 OTC other 587 398 625 511 817 553 FAIR VALUE HEDGES 1,575 912 1,766 1,362 1,970 1,577 Interest rate 221 562 244 533 194 358 OTC other 219 562 242 533 186 358 Organized market other 2 - 2 - 8 - Foreign exchange and gold 955 873 119 714 248 118 OTC options - - - - 89 70 OTC other 955 873 119 714 160 48 CASH FLOW HEDGES 1,176 1,435 363 1,247 442 476 HEDGE OF NET INVESTMENTS IN A FOREIGN OPERATION 92 231 301 15 362 79 PORTFOLIO FAIR VALUE HEDGES OF INTEREST RATE RISK 33 90 46 256 55 214 PORTFOLIO CASH FLOW HEDGES OF INTEREST RATE RISK 15 12 9 - 4 - DERIVATIVES-HEDGE ACCOUNTING 2,892 2,680 2,485 2,880 2,833 2,347 of which: OTC - credit institutions 2,534 2,462 1,829 2,527 2,381 2,103 of which: OTC - other financial corporations 355 216 651 234 435 165 of which: OTC - other 2 2 2 120 9 79
Disclosure Of Information About Terms And Conditions Of Hedging Instruments And How They Affect Future Cash Flows Explanatory	Cash Flows of Hedging Instruments (Millions of euros) 3 Months or Less From 3 Months to 1 Year From 1 to 5 Years More than 5 Years Total Receivable cash inflows 116 277 1,828 2,181 4,401 Payable cash outflows 139 517 2,215 2,221 5,092

Note 16 - Investments in subs_2

Note 16 - Investments in subsidiaries, joint ventures and associates (Tables)	12 Months Ended
	Dec. 31, 2018
Investments in subsidiaries, joint ventures and associates
Associates Entities and joint ventures. Breakdown by entities	Joint Ventures and Associates Entities. Breakdown by entities (Millions of euros) 2018 2017 2016 Joint ventures Fideic F 403853 5 BBVA Bancom Ser.Zibata - 27 33 Fideicomiso 1729 Invex Enajenacion de Cartera 55 53 57 PSA Finance Argentina Compañia Financier 10 14 21 Altura Markets, S.V., S.A. 69 64 19 RCI Colombia 32 19 17 Other joint ventures 7 79 82 Subtotal 173 256 229 Associates Entities Metrovacesa Suelo y Promoción, S.A. 508 697 208 Testa Residencial SOCIMI, S.A.U. - 444 91 Metrovacesa Promoción y Arrendamientos, S.A. - - 67 Atom Bank, PLC 138 66 43 Divarian Propiedad S.A.U. 591 - - Servired 9 9 11 Other associates 159 116 116 Subtotal 1,405 1,332 536 Total 1,578 1,588 765
Join Ventures and Associates Entities - Changes in the Year	Joint Ventures and Associates Entities. Changes in the Year (Millions of euros) Notes 2018 2017 2016 Balance at the beginning 1,588 765 879 Acquisitions and capital increases 309 868 456 Disposals and capital reductions (516) (8) (91) Transfers and changes of consolidation method 211 - (351) Share of profit and loss 39 (7) 3 25 Exchange differences 2 (29) (34) Dividends, valuation adjustments and others (8) (12) (118) Balance at the end 1,578 1,588 765

Note 17 - Tangible assets (Tabl

Note 17 - Tangible assets (Tables)	12 Months Ended
	Dec. 31, 2018
Tangible assets Abstract
Tangible assets Breakdown by type of asset, Cost value, amortisations and impairments	Tangible Assets: Breakdown by Type of Assets and Changes in the year 2018. (Millions of euros) For Own Use Total tangible asset of Own Use Investment Properties Assets Leased out under an Operating Lease Total Notes Land and Buildings Work in Progress Furniture, Fixtures and Vehicles Cost Balance at the beginning 5,490 234 6,628 12,352 228 492 13,072 Additions 445 78 404 927 11 - 938 Retirements (98) (17) (492) (607) (149) (1) (757) Transfers 64 (177) (12) (125) (5) - (130) Exchange difference and other 38 (48) (214) (224) 116 (105) (213) Balance at the end 5,939 70 6,314 12,323 201 386 12,910 Accrued depreciation Balance at the beginning 1,076 - 4,380 5,456 13 77 5,546 Additions 45 120 - 469 589 5 - 594 Retirements (36) - (403) (439) (8) - (447) Disposal of entities in the year (3) - - (3) - - (3) Transfers (31) - (22) (53) (2) - (55) Exchange difference and other 12 - (212) (200) 3 (1) (198) Balance at the end 1,138 - 4,212 5,350 11 76 5,437 Impairment Balance at the beginning 315 - - 315 20 - 335 Additions 48 30 - - 30 (25) - 5 Retirements - - - - (27) - (27) Transfers (77) - - (77) (3) - (80) Exchange difference and other (51) - - (51) 62 - 11 Balance at the end 217 - - 217 27 - 244 Net tangible assets Balance at the beginning 4,099 234 2,248 6,581 195 415 7,191 Balance at the end 4,584 70 2,102 6,756 163 310 7,229 Tangible Assets. Breakdown by Type of Assets and Changes in the year 2017 (Millions of euros) For Own Use Total tangible asset of Own Use Investment Properties Assets Leased out under an Operating Lease Total Notes Land and Buildings Work in Progress Furniture, Fixtures and Vehicles Cost Balance at the beginning 6,176 240 7,059 13,473 1,163 958 15,594 Additions 49 128 397 574 1 201 776 Retirements (42) (29) (264) (335) (90) (93) (518) Disposal of entities in the year - - - - - (552) (552) Transfers (273) (57) (186) (516) (698) - (1,214) Exchange difference and other (420) (48) (378) (844) (148) (22) (1,014) Balance at the end 5,490 234 6,628 12,352 228 492 13,072 Accrued depreciation Balance at the beginning 1,116 - 4,461 5,577 63 216 5,856 Additions 45 127 - 553 680 13 - 693 Retirements (26) - (235) (261) (7) (21) (289) Disposal of entities in the year - - - - - (134) (134) Transfers (53) - (146) (199) (31) - (230) Exchange difference and other (88) - (253) (341) (25) 16 (350) Balance at the end 1,076 - 4,380 5,456 13 77 5,546 Impairment Balance at the beginning 379 - - 379 409 10 798 Additions 48 5 - - 5 37 - 42 Retirements (2) - - (2) (10) - (12) Disposal of entities in the year - - - - - (10) (10) Transfers (58) - - (58) (276) - (334) Exchange difference and other (9) - - (9) (140) - (149) Balance at the end 315 - - 315 20 - 335 Net tangible assets Balance at the beginning 4,681 240 2,598 7,519 691 732 8,941 Balance at the end 4,099 234 2,248 6,581 195 415 7,191 Tangible Assets. Breakdown by Type of Assets and Changes in the year 2016 (Millions of euros) For Own Use Total tangible asset of Own Use Investment Properties Assets Leased out under an Operating Lease Total Notes Land and Buildings Work in Progress Furniture, Fixtures and Vehicles Cost Balance at the beginning 5,858 545 7,628 14,029 2,391 668 17,088 Additions 30 320 563 913 62 337 1,312 Retirements (85) (29) (468) (582) (117) (97) (796) Disposal of entities in the year (7) - (1) (8) (3) - (11) Transfers 676 (544) (386) (254) (986) 84 (1,156) Exchange difference and other (296) (52) (277) (625) (184) (34) (843) Balance at the end 6,176 240 7,059 13,473 1,163 958 15,594 Accrued depreciation Balance at the beginning 1,103 - 4,551 5,654 116 202 5,972 Additions 45 106 - 561 667 23 - 690 Retirements (72) - (461) (533) (10) (17) (560) Transfers (1) - (37) (38) (55) 55 (38) Exchange difference and other (20) - (153) (173) (11) (24) (208) Balance at the end 1,116 - 4,461 5,577 63 216 5,856 Impairment Balance at the beginning 354 - - 354 808 10 1,172 Additions 48 48 - 5 53 90 - 143 Retirements (2) - - (2) (9) - (11) Transfers (1) - - (1) (380) - (381) Exchange difference and other (20) - (5) (25) (100) - (125) Balance at the end 379 - - 379 409 10 798 Net tangible assets Balance at the beginning 4,401 545 3,077 8,021 1,467 456 9,944 Balance at the end 4,681 240 2,598 7,519 691 732 8,941
Branches By Geographical Location	Branches by Geographical Location (Number of branches) 2018 2017 2016 Spain 2,840 3,019 3,303 Mexico 1,836 1,840 1,836 South America 1,543 1,631 1,667 The United States 646 651 676 Turkey 1,066 1,095 1,131 Rest of Eurasia 32 35 47 Total 7,963 8,271 8,660
Tangible Assets By Spanish And Foreign Subsidiaries Net Assets Values	Tangible Assets by Spanish and Foreign Subsidiaries. Net Assets Values (Millions of euros) 2018 2017 2016 BBVA and Spanish subsidiaries 2,705 2,574 3,692 Foreign subsidiaries 4,524 4,617 5,249 Total 7,229 7,191 8,941

Note 18 - Intangible assets (Ta

Note 18 - Intangible assets (Tables)	12 Months Ended
	Dec. 31, 2018
Intangible Assets and Goodwill Abstract
Goodwill. Breakdown by CGU and Changes of the year	Goodwill. Breakdown by CGU and Changes of the year (Millions of euros) The United States Turkey Mexico Colombia Chile Other Total Balance as of December 31, 2015 5,328 727 602 176 62 20 6,915 Additions - - - - - 8 8 Exchange difference 175 (101) (79) 14 6 - 15 Other - (1) - - - - (1) Balance as of December 31, 2016 5,503 624 523 191 68 28 6,937 Additions - - 24 - - - 24 Exchange difference (666) (115) (44) (22) (3) (1) (851) Impairment - - - - - (4) (4) Other - - (10) - (33) - (43) Balance as of December 31, 2017 4,837 509 493 168 32 23 6,062 Exchange difference 229 (127) 26 (7) (3) - 118 Balance as of December 31, 2018 5,066 382 519 161 29 23 6,180
Impairment Test Hypotheses CGU Goodwill In The United States	Impairment test hypotheses CGU Goodwill in the United States 2018 2017 2016 Discount rate 10.5% 10.0% 10.0% Sustainable growth rate 4.0% 4.0% 4.0%
Sensitivity Analysis For Main Hypotheses USA	Sensitivity analysis for main hypotheses - USA (Millions of euros) Impact of an increase of 50 basis points (*) Impact of a decrease of 50 basis points (*) Discount rate (1,009) 1,176 Sustainable growth rate 526 (451) (*) Based on historical changes, the use of 50 basis points to calculate the se nsitivity analysis would be a reasonable variation with respect to the observed variations over the last five years.
Impairment Test Hypotheses CGU Goodwill In Turkey	Impairment test assumptions CGU Goodwill in Turkey 2018 2017 2016 Discount rate 24.3% 18.0% 17.7% Sustainable growth rate 7.0% 7.0% 7.0%
Sensitivity Analysis For Main Hypotheses Turkey	Sensitivity analysis for main assumptions - Turkey (Millions of euros) Impact of an increase of 50 basis points (*) Impact of a decrease of 50 basis points (*) Discount rate (149) 158 Sustainable growth rate 40 (37) (*) Based on historical changes, the use of 50 basis points to calculate the sensitivity analysis would be a reasonable v ariation with respect to the observed variations over the last five years.
Table of other intangible assets explanatory	Other intangible assets (Millions of euros) 2018 2017 2016 Computer software acquisition expenses 1,605 1,682 1,877 Other intangible assets with an infinite useful life 11 12 12 Other intangible assets with a definite useful life 518 708 960 Total 2,134 2,402 2,849
Other Intangible Assets Changes Over the Period	Other Intangible Assets (Millions of euros) Notes 2018 2017 2016 Balance at the beginning 2,402 2,849 3,137 Additions 552 564 645 Amortization in the year 45 (614) (694) (735) Exchange differences and other (123) (305) (196) Impairment (83) (12) (3) Balance at the end 2,134 2,402 2,849

Note 19 - Tax assets and liab_2

Note 19 - Tax assets and liabilities (Tables)	12 Months Ended
	Dec. 31, 2018
Disclosure Of Tax Assets And Liabilties Abstract
Reconciliation of Taxation at the Spanish Corporation Tax Rate to the Tax Expense recorded for the period	Reconciliation of Taxation at the Spanish Corporation Tax Rate to the Tax Expense Recorded for the Period (Millions of euros) 2018 2017 2016 Amount Effective Tax % Amount Effective Tax % Amount Effective Tax % Profit or (-) loss before tax 8,446 6,931 6,392 From continuing operations 8,446 6,931 6,392 Taxation at Spanish corporation tax rate 30% 2,534 2,079 1,918 Lower effective tax rate from foreign entities (*) (234) (307) (298) Mexico (78) 28% (100) 27% (105) 26% Chile (18) 21% (29) 21% (27) 17% Colombia 10 33% (3) 29% 22 36% Peru (12) 28% (16) 27% (18) 26% Turkey (132) 20% (182) 21% (176) 21% Others (4) 23 6 Revenues with lower tax rate (dividends/capital gains) (57) (53) (69) Equity accounted earnings 3 (2) (11) Other effects 49 452 159 Current income tax 2,295 2,169 1,699 Of which: Continuing operations 2,295 2,169 1,699 (*) Calculated by applying the difference between the tax rate in force in Spain and the one applied to the Group’s earnin gs in each jurisdiction.
Effective Tax Rate	Effective Tax Rate (Millions of euros) 2018 2017 2016 Income from: Consolidated Tax Group 1,482 (678) (483) Other Spanish Entities 33 29 52 Foreign Entities 6,931 7,580 6,823 Total 8,446 6,931 6,392 Income tax and other taxes 2,295 2,169 1,699 Effective Tax Rate 27.17% 31.3% 26.6%
Tax recognized in total equity	Tax recognized in total equity (Millions of euros) 2018 2017 2016 Charges to total equity Debt securities and others (87) (355) (533) Equity instruments (56) (74) (2) Subtotal (143) (429) (535) Total (143) (429) (535)
Table Of Tax Assets And Liabiltiies Explanatory	Tax assets and liabilities (Millions of euros) 2018 2017 2016 Tax assets Current tax assets 2,784 2,163 1,853 Deferred tax assets 15,316 14,725 16,391 Pensions 405 395 1,190 Financial Instruments 1,401 1,453 1,371 Other assets (investments in subsidiaries) 302 357 662 Impairment losses 1,375 1,005 1,390 Other 990 870 1,236 Secured tax assets (*) 9,363 9,433 9,431 Tax losses 1,480 1,212 1,111 Total 18,100 16,888 18,245 Tax Liabilities Current tax liabilities 1,230 1,114 1,276 Deferred tax liabilities 2,046 2,184 3,392 Financial Instruments 1,136 1,427 1,794 Charge for income tax and other taxes 910 757 1,598 Total 3,276 3,298 4,668 (*) Law guaranteeing the deferred tax assets has been approved in Spain in 2013. In years 2016 and 2017 guaranteed deferred tax assets also existed in Portugal but in year 2018 they lost the guarantee due to the merge between BBVA Portugal S.A. and BBVA, S.A.
Deferred tax assets and liabilities	Deferred tax assets and liabilities (Millions of euros) 2018 2017 2016 Deferred Assets Deferred Liabilities Deferred Assets Deferred Liabilities Deferred Assets Deferred Liabilities Balance at the beginning 14,725 2,184 16,391 3,392 15,878 3,418 Pensions 10 - (795) - 168 - Financials Instruments (52) (291) 82 (367) (103) (113) Other assets (55) - (305) - 108 - Impairment losses 370 - (385) - 44 - Others 120 153 (366) (841) 255 - Guaranteed Tax assets (70) - 2 - (105) - Tax Losses 268 - 101 - 146 - Charge for income tax and other taxes - - - - - 87 Balance at the end 15,316 2,046 14,725 2,184 16,391 3,392
Secured Tax Assets	Secured tax assets (Millions of euros) 2018 2017 (*) 2016 (*) Pensions 1,874 1,897 1,901 Impairment losses 7,489 7,536 7,530 Total 9,363 9,433 9,431 (*) In 2017 and 2016 guaranteed deferred tax assets also existed in Portugal but in 2018 they lost the guarantee.

Note 20 - Other assets and li_2

Note 20 - Other assets and liabilities (Tables)	12 Months Ended
	Dec. 31, 2018
Other Assets and Liabilities
Table of other assets and liabilities	Other assets and liabilities: (Millions of euros) 2018 2017 2016 ASSETS Inventories 635 229 3,298 Real estate 633 226 3,268 Others 2 3 29 Transactions in progress 249 156 241 Accruals 702 768 723 Prepaid expenses 465 509 518 Other prepayments and accrued income 237 259 204 Other items 3,886 3,207 3,012 Total Other Assets 5,472 4,359 7,274 LIABILITIES Transactions in progress 39 165 127 Accruals 2,558 2,490 2,721 Accrued expenses 2,119 1,997 2,125 Other accrued expenses and deferred income 439 493 596 Other items 1,704 1,894 2,131 Total Other Liabilities 4,301 4,550 4,979
Disclosure Of Inventories Explanatory	Inventories from Distressed Customers (Millions of euros) 2018 2017 2016 Gross value Balance at the beginning 91 8,499 9,318 Acquisitions - 533 336 Disposals (20) (2,288) (1,214) Others - (6,653) 59 Balance at the end 71 91 8,499 Accumulated impairment losses (21) (26) (5,385) Carrying amount 49 65 3,114

Note 21 - Non-current assets _2

Note 21 - Non-current assets and disposal groups classified as held for sale (Table)	12 Months Ended
	Dec. 31, 2018
Non-current assets and disposal groups classified as held for sale Abstract
Non-current assets and disposal groups classified as held for sale. Breakdown by items	Non-current assets and disposal groups classified as held for sale Breakdown by items (Millions of euros) 2018 2017 2016 Foreclosures and recoveries 2,211 6,207 4,225 Foreclosures (*) 2,135 6,047 4,057 Recoveries from financial leases 76 160 168 Other assets from tangible assets 433 447 1,181 Property, plant and equipment 276 447 378 Operating leases - - 803 Investment properties (*) 158 - - Business sale - Assets (**) 29 18,623 40 Accrued amortization (***) (44) (77) (116) Impairment losses (628) (1,348) (1,727) Total Non-current assets and disposal groups classified as held for sale 2,001 23,853 3,603 (*) Corresponds mainly to the agreement with Cerberus to transfer the "Real Estate" business in Spain (see Note 3). (**) Corresponds mainly to the BBVA´s stake in BBVA Chile (see Note 3). (***) Amortiza tion accumulated until related asset reclassified as “non-current assets and disposal groups held for sale” .
Non-current assets and disposal groups classified as held for sale Explanatory	Non-current assets and disposal groups classified as held for sale Changes in the year 2018 (Millions of euros) Foreclosed Assets From Own Use Assets (*) Other assets (**) Total Notes Foreclosed Assets through Auction Proceeding Recovered Assets from Finance Leases Cost (1) Balance at the beginning 6,047 160 371 18,623 25,201 Additions 637 55 4 - 696 Retirements (sales and other decreases) (4,354) (135) (227) (18,594) (23,310) Transfers, other movements and exchange differences (195) (4) 241 - 42 Balance at the end 2,135 76 389 29 2,629 Impairment (2) Balance at the beginning 1,102 52 194 - 1,348 Additions 50 195 11 2 - 208 Retirements (sales and other decreases) (793) (37) (101) - (931) Other movements and exchange differences (22) (4) 29 - 3 Balance at the end 482 22 124 - 628 Balance at the end of Net carrying value (1)-(2) 1,653 54 265 29 2,001 (*) Net of amortization accumulated until assets were reclassified as non-current assets held for sale . (**) The variation corresponds mainly to the BBVA’s stake in BBVA Chile and the agreement with Cerberus to transfer the "Real Estate" business in Spain (see Note 3) . Non-current assets and disposal groups classified as held for sale Changes in the year 2017 (Millions of euros) Foreclosed Assets From Own Use Assets (*) Other assets Total Notes Foreclosed Assets through Auction Proceeding Recovered Assets from Finance Leases Cost (1) Balance at the beginning 4,057 168 1,065 40 5,330 Additions 791 45 1 - 837 Retirements (sales and other decreases) (1,037) (49) (131) - (1,217) Transfers, other movements and exchange differences 2,236 (4) (564) 18,583 20,251 Balance at the end 6,047 160 371 18,623 25,201 Impairment (2) Balance at the beginning 1,237 47 443 - 1,727 Additions 50 143 14 1 - 158 Retirements (sales and other decreases) (272) (7) (42) - (321) Other movements and exchange differences (6) (2) (208) - (216) Balance at the end 1,102 52 194 - 1,348 Balance at the end of Net carrying value (1)-(2) 4,945 108 177 18,623 23,853 (*) Net of amortization accumulated until assets were reclassified as non-current assets held for sale . (**) The variation corresponds mainly to the BBVA’s stake in BBVA Chile and the agreement with Cerberus to transfer the "Real Estate" business in Spain (see Note 3) . Non-current assets and disposal groups classified as held for sale Changes in the year 2016 (Millions of euros) Foreclosed Assets From Own Use Assets (*) Other assets (**) Total Notes Foreclosed Assets through Auction Proceeding Recovered Assets from Finance Leases Cost (1) Balance at the beginning 3,775 216 626 37 4,654 Additions 582 57 23 - 662 Retirements (sales and other decreases) (779) (77) (170) 3 (1,023) Transfers, other movements and exchange differences 480 (28) 586 - 1,037 Balance at the end 4,057 168 1,065 40 5,330 Impairment (2) Balance at the beginning 994 52 240 - 1,285 Additions 50 129 3 5 - 136 Retirements (sales and other decreases) (153) (6) (33) - (192) Other movements and exchange differences 268 (2) 232 - 499 Balance at the end 1,237 47 443 - 1,727 Balance at the end of Net carrying value (1)-(2) 2,820 121 621 40 3,603 (*) Net of amortization accumulated until assets were reclassified as non-current assets held for sale .

Note 22 - Financial liabiliti_2

Note 22 - Financial liabilities at amortized cost (Tables)	12 Months Ended
	Dec. 31, 2018
Financial liabilities at amortized cost Abstract
Table of Financial liabiltiies measured at amortized cost	Financial liabilities measured at amortized cost (Millions of euros) 2018 2017 2016 Deposits 435,229 467,949 499,706 Deposits from Central Banks (*) 27,281 37,054 34,740 Deposits from Credit Institutions 31,978 54,516 63,501 Customer deposits 375,970 376,379 401,465 Debt certificates 61,112 63,915 76,375 Other financial liabilities 12,844 11,850 13,129 Total 509,185 543,713 589,210 (*) As of December 31, 2018, balance relating to repurchase agreements in Central Banks is €375 million (see Note 35).
Deposits from Credit Institutions	Deposits from credit institutions (Millions of euros) Notes 2018 2017 2016 Term deposits 19,015 25,941 30,429 Demand deposits 8,370 3,731 4,651 Repurchase agreements 35 4,593 24,843 28,420 Total 31,978 54,516 63,501
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument.	Deposits from Credit Institutions. December 2018 (Millions of euros) Demand Deposits & Reciprocal Accounts Term Deposits Repurchase Agreements Total Spain 1,981 2,527 55 4,563 The United States 1,701 2,677 - 4,379 Mexico 280 286 - 566 Turkey 651 669 4 1,323 South America 442 1,892 - 2,335 Rest of Europe 3,108 6,903 4,534 14,545 Rest of the world 207 4,061 - 4,268 Total 8,370 19,015 4,593 31,978 Deposits from Credit Institutions. December 2017 (Millions of euros) Demand Deposits & Reciprocal Accounts Term Deposits Repurchase Agreements Total Spain 762 3,879 878 5,518 The United States 1,563 2,398 - 3,961 Mexico 282 330 1,817 2,429 Turkey 73 836 44 953 South America 448 2,538 13 2,999 Rest of Europe 526 12,592 21,732 34,849 Rest of the world 77 3,369 360 3,806 Total 3,731 25,941 24,843 54,516 Deposits from Credit Institutions. December 2016 (Millions of euros) Demand Deposits & Reciprocal Accounts Term Deposits Repurchase Agreements Total Spain 956 4,995 817 6,768 The United States 1,812 3,225 3 5,040 Mexico 306 426 2,931 3,663 Turkey 317 1,140 5 1,463 South America 275 3,294 465 4,035 Rest of Europe 896 13,751 23,691 38,338 Rest of the world 88 3,597 509 4,194 Total 4,651 30,429 28,420 63,501
Customer Deposits	Customer deposits (Millions of euros) 2018 2017 2016 General Governments 26,459 23,210 21,396 Current accounts 238,907 223,497 212,604 Time deposits 105,257 116,538 153,388 Repurchase agreements 1,207 9,076 13,514 Subordinated deposits 220 194 233 Other accounts 3,920 3,864 330 Total 375,970 376,379 401,465 Of which: In Euros 184,934 184,150 189,438 In foreign currency 191,036 192,229 212,027
Customer deposits. Breakdown by geographical area and nature of the instrument.	Customer Deposits. December 2018 (Millions of euros) Demand Deposits Term Deposits Repurchase Agreements Total Spain 138,236 28,165 3 166,403 The United States 41,222 21,317 - 62,539 Mexico 38,383 11,837 770 50,991 Turkey 10,856 22,564 7 33,427 South America 23,811 14,159 - 37,970 Rest of Europe 7,233 14,415 429 22,077 Rest of the world 831 1,731 - 2,563 Total 260,573 114,188 1,209 375,970 Customer Deposits. December 2017 (Millions of euros) Demand Deposits Term Deposits Repurchase Agreements Total Spain 123,382 39,513 2,664 165,559 The United States 36,728 21,436 - 58,164 Mexico 36,492 11,622 4,272 52,387 Turkey 12,427 24,237 152 36,815 South America 23,710 15,053 2 38,764 Rest of Europe 6,816 13,372 1,989 22,177 Rest of the world 1,028 1,484 - 2,511 Total 240,583 126,716 9,079 376,379 Customer Deposits. December 2016 (Millions of euros) Demand Deposits Term Deposits Repurchase Agreements Total Spain 102,730 56,391 1,901 161,022 The United States 26,997 23,023 263 50,282 Mexico 36,468 10,647 7,002 54,117 Turkey 47,340 14,971 - 62,311 South America 9,862 28,328 21 38,211 Rest of Europe 6,959 19,683 4,306 30,949 Rest of the world 1,190 3,382 - 4,572 Total 231,547 156,425 13,493 401,465
Debt securities issued	Debt certificates (Millions of euros) 2018 2017 2016 In Euros 37,436 38,735 45,619 Promissory bills and notes 267 1,309 875 Non-convertible bonds and debentures 9,638 9,418 8,766 Covered bonds (*) 15,809 16,425 24,845 Hybrid financial instruments 814 807 468 Securitization bonds 1,630 2,295 3,693 Wholesale funding 142 - - Subordinated liabilities 9,136 8,481 6,972 Convertible 5,490 4,500 4,070 Convertible perpetual securities 5,490 4,500 4,070 Non-convertible 3,647 3,981 2,902 Preferred Stock 107 107 359 Other subordinated liabilities 3,540 3,875 2,543 In Foreign Currencies 23,676 25,180 30,759 Promissory bills and notes 3,237 3,157 382 Non-convertible bonds and debentures 9,335 11,109 15,134 Covered bonds (*) 569 650 149 Hybrid financial instruments 1,455 1,809 2,059 Securitization bonds 38 47 3,019 Wholesale funding 544 - - Subordinated liabilities 8,499 8,407 10,016 Convertible 873 2,085 1,548 Convertible perpetual securities 873 2,085 1,548 Non-convertible 7,626 6,323 8,467 Preferred Stock 74 55 620 Other subordinated liabilities 7,552 6,268 7,846 Total 61,112 63,915 76,375 (*) Including mortgage-covered bonds (see Appendix III).
Preferred Securities By Issuer Explanatory	Preferred Securities by Issuer (Millions of euros) 2018 2017 2016 BBVA International Preferred, S.A.U. (1) 35 36 855 Unnim Group (2) 98 98 100 Compass Group 19 19 22 BBVA Colombia, S.A. 19 1 1 Others 9 9 1 Total 181 163 979 (1) Listed on the London and New York stock exchanges. (2) Unnim Group: Issuances prior to the acquisition by BBVA.
Other Financial Liabilities	Other financial liabilities (Millions of euros) Notes 2018 2017 2016 Creditors for other financial liabilities 2,891 2,835 3,465 Collection accounts 4,305 3,452 2,768 Creditors for other payables 5,648 5,563 6,370 Dividend payable but pending payment 4 - - 525 Total 12,844 11,850 13,129

Note 23 - Assets and Liabilit_2

Note 23 - Assets and Liabilities under reinsurance and insurance contracts (Tables)	12 Months Ended
	Dec. 31, 2018
Assets and Liabilities Under reinsurance and insurance contracts
Technical Reserves by type of insurance product	Technical Reserves by type of insurance product (Millions of euros) 2018 2017 2016 Mathematical reserves 8,504 7,961 7,813 Individual life insurance (1) 6,201 5,359 4,791 Savings 5,180 4,391 3,943 Risk 1,021 967 848 Others - 1 - Group insurance (2) 2,303 2,601 3,022 Savings 2,210 2,455 2,801 Risk 93 147 221 Provision for unpaid claims reported 662 631 691 Provisions for unexpired risks and other provisions 668 631 635 Total 9,834 9,223 9,139 (1) Provides coverage in the event of death or disability. (2) The insurance policies purchased by employers (other than BBVA Group) on behalf of its employees .
Cash flows of Liabilities under Reinsurance and reinsurance contracts	Maturity (Millions of euros) Liabilities under Insurance and Reinsurance Contracts Up to 1 Year 1 to 3 Years 3 to 5 Years Over 5 Years Total 2018 1,686 1,041 1,822 5,285 9,834 2017 1,560 1,119 1,502 5,042 9,223 2016 1,705 1,214 1,482 4,738 9,139
Key assumptions mathematical reserves	Mathematical Reserves Mortality table Average technical interest type Spain Mexico Spain Mexico Individual life insurance (1) GRMF 80-2 GKM 80 / GKMF 95 PERMF 2000 PASEM Tables of the Comisión Nacional de Seguros y Fianzas 2000-individual 0.26%-3.27% 2.50% Group insurance (2) PERMF 2000 Tables of the Comisión Nacional de Seguros y Fianzas 2000-grupo Depending on the related portfolio 5.50% (1) Provides coverage in the case of one or more of the following events: death and disability. (2) Insurance policies purchased by companies (other than Group BBVA entities) on behalf of their employees.

Note 24 - Provisions (Tables)

Note 24 - Provisions (Tables)	12 Months Ended
	Dec. 31, 2018
Provisions or reversal of provisions Abstract
Provisions. Breakdown by concepts	Provisions. Breakdown by concepts (Millions of euros) Notes 2018 2017 2016 Provisions for pensions and similar obligations 25 4,787 5,407 6,025 Other long term employee benefits 25 62 67 69 Provisions for taxes and other legal contingencies 686 756 418 Provisions for contingent risks and commitments 636 578 950 Other provisions 601 669 1,609 Total 6,772 7,477 9,071
Provisions for Pensions and Similar Obligations Changes Over the Period	Provisions for pensions and similar obligations. Changes Over the Year (Millions of euros) Notes 2018 2017 2016 Balance at the beginning 5,407 6,025 6,299 Add Charges to income for the year 126 391 402 Interest expenses and similar charges 78 71 96 Personnel expenses 44.1 58 62 67 Provision expenses (10) 258 239 Charges to equity (1) 25 41 140 339 Transfers and other changes 95 (264) 66 Less Benefit payments 25 (779) (861) (926) Employer contributions 25 (103) (25) (154) Balance at the end 4,787 5,407 6,025 (1) Correspond to actuarial losses (gains) arising from certain defined-benefit post-employment pension commitments and other similar benefits recognized in “Equity” (see Note 2.2.12).
Table of Provisions for Taxes, Legal Contingents and Other Provisions	Provisions for Taxes, Legal Contingents and Other Provisions. Changes Over the Year (Millions of euros) 2018 2017 2016 Balance at beginning 1,425 2,028 1,771 Additions 455 868 1,109 Unused amounts reversed during the period (184) (164) (311) Amount used and other variations (410) (1,306) (540) Balance at the end 1,286 1,425 2,028

Note 25 - Post-employment and_2

Note 25 - Post-employment and other employee benefit commitments (Tables)	12 Months Ended
	Dec. 31, 2018
Post-employment and other employee benefit commitments
Table Of Net Defined Benefit Liability Asset Explanatory	Net Defined Benefit Liability (asset) on the Consolidated Balance Sheet (Millions of euros) 2018 2017 2016 Pension commitments 4,678 4,969 5,277 Early retirement commitments 1,793 2,210 2,559 Medical benefits commitments 1,114 1,204 1,015 Other long term employee benefits 62 67 69 Total commitments 7,647 8,451 8,920 Pension plan assets 1,694 1,892 1,909 Medical benefit plan assets 1,146 1,114 1,113 Total plan assets (1) 2,840 3,006 3,022 Total net liability / asset 4,807 5,445 5,898 Of which: Net asset on the consolidated balance sheet (2) (41) (27) (194) Net liability on the consolidated balance sheet for provisions for pensions and similar obligations (3) 4,787 5,407 6,025 Net liability on the consolidated balance sheet for other long term employee benefits (4) 62 67 69 (1) In Turkey, the foundation responsible for managing the benefit commitments holds an additional asset of 181 € million which, in accordance with IFRS regarding the asset ceiling, has not been recognized in the Consolidated Financial Statements, because although it could be used to reduce future pension contributions it could not be immediately refunded to the employer. (2) Recorded under the heading “Other Assets - Other” of the consolidated balance sheet (see Note 20). (3) Recorded under the heading “Provisions - Provisions for pensions and similar obligations” of the consolidated balance sheet (see Note 24). (4) Recorded under the heading “Provisions – Other long-term employee benefits” of the consolidated balance sheet.
Consolidated Income Statement Impact	Consolidated Income Statement Impact (Millions of euros) Notes 2018 2017 2016 Interest and similar expenses 78 71 96 Interest expense 295 294 303 Interest income (217) (223) (207) Personnel expenses 147 149 154 Defined contribution plan expense 44.1 89 87 87 Defined benefit plan expense 44.1 58 62 67 Provisions (net) 46 125 343 332 Early retirement expense 141 227 236 Past service cost expense (33) 3 (2) Remeasurements (*) (10) 31 3 Other provision expenses 28 82 95 Total impact on Consolidated Income Statement: Debit (Credit) 350 563 582 (*) Actuarial losses (gains) on remeasurement of the net defined benefit liability relating to early retirements in Spain and other long-term employee benefits that are charged to the income statements (see Note 2.2.12).
Disclosure of equity impact explanatory	Equity Impact (Millions of euros) 2018 2017 2016 Defined benefit plans 81 (40) 237 Post-employment medical benefits (47) 179 119 Total impact on equity: Debit (Credit) 34 140 356
Table Of Defined Benefit Plans	Defined Benefits (Millions of euros) 2018 2017 2016 Defined Benefit Obligation Plan Assets Net Liability (asset) Defined Benefit Obligation Plan Assets Net Liability (asset) Defined Benefit Obligation Plan Assets Net Liability (asset) Balance at the beginning 8,384 3,006 5,378 8,851 3,022 5,829 9,184 3,124 6,060 Current service cost 61 - 61 64 - 64 67 - 67 Interest income or expense 292 217 76 290 223 68 299 207 92 Contributions by plan participants 4 3 1 4 4 - 5 5 - Employer contributions - 103 (103) - 25 (25) - 154 (154) Past service costs (1) 109 - 109 231 - 231 235 - 235 Remeasurements: (263) (286) 21 331 161 171 354 (5) 359 Return on plan assets (2) - (286) 286 - 161 (161) - (20) 20 From changes in demographic assumptions 14 - 14 100 - 100 107 - 107 From changes in financial assumptions (274) - (274) 220 - 220 106 - 106 Other actuarial gain and losses (3) - (5) 12 - 12 141 15 125 Benefit payments (979) (200) (779) (1,029) (169) (861) (1,052) (169) (883) Settlement payments - - - - - - (43) - (43) Effect on changes in foreign exchange rates (31) (9) (22) (278) (258) (19) (282) (293) 11 Conversions to defined contributions - - - (82) - (82) - - - Other effects 10 6 4 (1) (1) - 84 - 84 Balance at the end 7,585 2,840 4,745 8,384 3,006 5,378 8,851 3,022 5,829 Of which Spain 4,807 260 4,547 5,442 320 5,122 6,157 358 5,799 Mexico 1,615 1,587 28 1,661 1,602 60 1,456 1,627 (171) The United States 326 287 39 360 309 51 385 339 46 Turkey 422 339 83 520 424 96 447 348 99 (1) In cluding gains and losses arising from settleme nts. (2) Excluding interest, which is recorded under "Interest income or expense".
Disclosure of actuarial assumptions Explanatory	Actuarial Assumptions (Millions of euros) 2018 2017 2016 Spain Mexico USA Turkey Spain Mexico USA Turkey Spain Mexico USA Turkey Discount rate 1.28% 10.45% 4.23% 16.30% 1.24% 9.48% 3.57% 11.60% 1.50% 9.95% 4.04% 11.50% Rate of salary increase - 4.75% - 14.00% - 4.75% - 9.90% 1.50% 4.75% 3.00% 9.30% Rate of pension increase - 2.51% - 12.50% - 2.13% - 8.40% - 2.13% - 7.80% Medical cost trend rate - 7.00% - 16.70% - 7.00% - 12.60% - 6.75% - 10.92% Mortality tables PERM/F 2000P EMSSA09 RP 2014 CSO2001 PERM/F 2000P EMSSA09 RP 2014 CSO2001 PERM/F 2000P EMSSA97 (adjustment EMSSA09) RP 2014 CSO2001
Disclosure of Sensitivity Analysis	Sensitivity Analysis (Millions of euros) Basis points change 2018 2017 Increase Decrease Increase Decrease Discount rate 50 (298) 332 (352) 386 Rate of salary increase 50 3 (3) 5 (5) Rate of pension increase 50 19 (18) 23 (22) Medical cost trend rate 100 229 (181) 290 (225) Change in obligation from each additional year of longevity - 108 - 155 -
Table Of Defined Benefit Plans By Geography	Post-employment commitments 2018 (Millions of euros) Defined Benefit Obligation Spain Mexico USA Turkey Rest of the world Balance at the beginning 5,442 470 360 520 387 Current service cost 4 5 - 21 4 Interest income or expense 64 44 13 47 9 Contributions by plan participants - - - 3 1 Past service costs (1) 148 (1) - 2 2 Remeasurements: (32) 18 (28) (18) 3 From changes in demographic assumptions - - (1) - 15 From changes in financial assumptions - (9) (28) (45) (12) Other actuarial gain and losses (32) 27 1 29 - Benefit payments (824) (48) (35) (21) (18) Effect on changes in foreign exchange rates - 25 17 (134) (2) Other effects 5 (2) (1) - 17 Balance at the end 4,807 512 326 422 402 Of which: Vested benefit obligation relating to current employees 111 Vested benefit obligation relating to retired employees 4,696 Post-employment commitments 2018 (Millions of euros) Plan Assets Spain Mexico USA Turkey Rest of the world Balance at the beginning 320 488 309 424 351 Interest income or expense 5 46 11 39 7 Contributions by plan participants - - - 3 1 Employer contributions - - 2 13 18 Remeasurements: (4) (70) (17) (21) (11) Return on plan assets (2) (4) (70) (17) (21) (11) Benefit payments (61) (47) (33) (10) (15) Effect on changes in foreign exchange rates - 26 15 (108) (1) Other effects - (1) - - 17 Balance at the end 260 441 287 339 366 Post-employment commitments 2018 (Millions of euros) Net Liability (Asset) Spain Mexico USA Turkey Rest of the world Balance at the beginning 5,122 (18) 51 96 36 Current service cost 4 5 - 21 4 Interest income or expense 59 (2) 2 8 2 Contributions by plan participants - - - - 1 Employer contributions - - (2) (13) (18) Past service costs (1) 148 (1) - 2 2 Remeasurements: (28) 88 (11) 3 14 Return on plan assets (2) 4 70 17 21 11 From changes in demographic assumptions - - (1) - 15 From changes in financial assumptions - (9) (28) (45) (12) Other actuarial gain and losses (32) 27 1 29 - Benefit payments (763) - (2) (11) (3) Effect on changes in foreign exchange rates - (1) 2 (26) (1) Other effects 5 - (1) - - Balance at the end 4,547 71 39 83 35 (1) I ncluding gains and losses arising from settlements. (2) Excluding interest, which is recorded under "Interest income or expense". Post-employment commitments (Millions of euros) 2017: Net liability (asset) 2016: Net liability (asset) Spain Mexico USA Turkey Rest of the world Spain Mexico USA Turkey Rest of the world Balance at the beginning 5,799 (59) 46 99 43 6,109 (79) 35 97 24 Current service cost 4 5 3 21 5 10 6 4 22 5 Interest income or expense 73 (6) 1 9 2 98 (7) 1 8 2 Employer contributions - (1) - (16) (8) - (14) (1) (17) (9) Past service costs (1) 235 1 - 4 3 240 1 - 4 (4) Remeasurements: (67) 38 9 12 (1) 188 23 10 8 11 Return on plan assets (2) (21) (10) (11) (101) 2 (35) 23 3 (23) (8) From changes in demographic assumptions - 22 (2) - (3) - 2 (5) - (1) From changes in financial assumptions (33) 18 22 81 4 192 (22) 13 (23) 37 Other actuarial gain and losses (13) 7 - 32 (4) 31 19 (1) 54 (17) Benefit payments (842) (1) (2) (11) (3) (867) - (3) (9) (2) Settlement payments - - - - - (43) - - - - Effect on changes in foreign exchange rates - 5 (5) (21) (5) - 10 2 (15) (4) Conversions to defined contributions (82) - - - - - - - - - Other effects 2 - (1) - (1) 63 - (3) - 20 Balance at the end 5,122 (18) 51 96 36 5,799 (59) 46 99 42 (1) Includes gains and losses from settlements. (2) Excludes interest which is reflected in the line item “Interest income and expenses”.
Disclosure Of Medical Benefit Commitments	Medical Benefits Commitments 2018 2017 2016 Defined Benefit Obligation Plan assets Net liability (asset) Defined Benefit Obligation Plan assets Net liability (asset) Defined Benefit Obligation Plan assets Net liability (asset) Balance at the beginning 1,204 1,114 91 1,015 1,113 (98) 1,022 1,149 (127) Current service cost 27 - 27 26 - 26 24 - 24 Interest income or expense 116 109 8 101 112 (11) 86 97 (11) Employer contributions - 71 (71) - - - - 114 (114) Past service costs (1) (42) - (42) (11) - (11) (5) - (5) Remeasurements: (210) (164) (47) 200 21 179 59 (60) 119 Return on plan assets (2) - (164) 164 - 21 (21) - (60) 60 From changes in demographic assumptions - - - 83 - 83 110 - 110 From changes in financial assumptions (182) - (182) 128 - 128 (91) - (91) Other actuarial gain and losses (28) - (28) (10) - (10) 39 - 39 Benefit payments (34) (33) (1) (35) (33) (2) (33) (30) (2) Effect on changes in foreign exchange rates 62 59 3 (92) (100) 8 (138) (156) 18 Other effects (9) (9) - - - - - - - Balance at the end 1,114 1,146 (32) 1,204 1,114 91 1,015 1,113 (98) (1) I ncluding gains and losses arising from settlements. (2) Excluding interest, which is recorded under "Interest incom e or expense".
Disclosure Of Estimated Benefit Payments	Estimated Benefit Payments (Millions of euros) 2019 2020 2021 2022 2023 2024-2028 Commitments in Spain 684 611 518 419 333 965 Commitments in Mexico 91 92 99 106 112 680 Commitments in United States 16 17 17 18 19 103 Commitments in Turkey 24 14 18 20 25 231 Total 815 734 652 563 489 1,979
Disclosure of Plan Assets Breakdown	Plan Assets Breakdown (Millions of euros) 2018 Cash or cash equivalents 26 Debt securities (Government bonds) 2,080 Mutual funds 2 Insurance contracts 132 Total 2,241 Of which: Bank account in BBVA 3
Table of Investments in Listed Markets	Investments in listed markets 2018 Cash or cash equivalents 26 Debt securities (Government bonds) 2,080 Mutual funds 2 Total 2,109 Of which: Bank account in BBVA 3

Note 26 - Common Stock (Tables)

Note 26 - Common Stock (Tables)	12 Months Ended
	Dec. 31, 2018
Common Stock
Disclosure Capital Increase Explanatory	Capital Increase Number of Shares Common Stock (Millions of Euros) As of December 31, 2015 6,366,680,118 3,120 Dividend option - April 2016 113,677,807 56 Dividend option - October 2016 86,257,317 42 As of December 31, 2016 6,566,615,242 3,218 Dividend option . April 2017 101,271,338 50 As of December 31, 2017 6,667,886,580 3,267 As of December 31, 2018 6,667,886,580 3,267

Note 28 - Retained earnings, _2

Note 28 - Retained earnings, revaluation reserves and other reserves. (Tables)	12 Months Ended
	Dec. 31, 2018
Retained earnings, revaluation reserves and other reserves.
Retained Earnings Revaluation Reserves And Other Reserves Breakdown By Concepts	Retained earnings, revaluation reserves and other reserves. Breakdown by concepts (Millions of euros) 2018 2017 2016 Legal reserve 653 644 624 Restricted reserve 133 159 201 Reserves for regularizations and balance revaluations 3 12 20 Voluntary reserves 8,010 8,643 8,521 Total reserves holding company 8,799 9,458 9,366 Consolidation reserves attributed to the Bank and dependent consolidated companies. 14,164 14,132 12,439 Total 22,963 23,590 21,805
Disclosure Restricted Reserves Explanatory	Restricted Reserves (Millions of euros) 2018 2017 2016 Restricted reserve for retired capital 88 88 88 Restricted reserve for Parent Company shares and loans for those shares 44 69 111 Restricted reserve for redenomination of capital in euros 2 2 2 Total 133 159 201
Disclosure Retained Earnings Revaluation Reserves explanatory	Retained earnings, Revaluation reserves and Other reserves (Millions of euros) 2018 2017 2016 Retained earnings and Revaluation reserves Holding Company 14,643 15,625 14,101 BBVA Bancomer Group 10,014 9,442 9,108 BBVA Seguros, S.A. (127) (215) (62) Corporacion General Financiera, S.A. 1,084 1,202 1,187 BBVA Banco Provincial Group (124) (113) (92) BBVA Chile Group 552 951 1,264 BBVA Paraguay 119 108 98 Compañía de Cartera e Inversiones, S.A. 108 (20) (27) Anida Grupo Inmobiliario, S.L. 363 515 528 BBVA Suiza, S.A. (53) (57) (1) BBVA Continental Group 756 681 611 BBVA Luxinvest, S.A. (48) 25 16 BBVA Colombia Group 998 926 803 BBVA Banco Francés Group 103 999 827 Banco Industrial De Bilbao, S.A. - 25 61 Gran Jorge Juan, S.A. (33) (47) (30) BBVA Portugal Group (66) (436) (477) Participaciones Arenal, S.L. (4) (183) (180) BBVA Propiedad S.A. - (503) (431) Anida Operaciones Singulares, S.L. (5,317) (4,881) (4,127) Grupo BBVA USA Bancshares (586) (794) (1,053) Garanti Turkiye Bankasi Group 1,415 751 127 Unnim Real Estate (587) (576) (477) Bilbao Vizcaya Holding, S.A. 49 145 139 Pecri Inversión S.L. (74) (73) (75) Other (164) 127 25 Subtotal 23,021 23,624 21,864 Metrovacesa Suelo, S.A. (61) (53) (52) Other 2 18 (7) Subtotal (59) (35) (59) Total 22,963 23,590 21,805

Note 29 - Treasury Shares (Tabl

Note 29 - Treasury Shares (Tables)	12 Months Ended
	Dec. 31, 2018
Treasury Shares Abstract
Table of Treasury Stock	Treasury Shares (Millions of euros) 2018 2017 2016 Number of Shares Millions of Euros Number of Shares Millions of Euros Number of Shares Millions of Euros Balance at beginning 13,339,582 96 7,230,787 48 38,917,665 309 + Purchases 279,903,844 1,683 238,065,297 1,674 379,850,939 2,004 - Sales and other changes (245,985,735) (1,505) (231,956,502) (1,622) (411,537,817) (2,263) +/- Derivatives on BBVA shares - - - (4) - (1) +/- Other changes - 23 - - - - Balance at the end 47,257,691 296 13,339,582 96 7,230,787 48 Held by BBVA, S.A. - - - - 2,789,894 22 Held by Corporación General Financiera, S.A. 47,257,691 296 13,339,582 96 4,440,893 26 Average purchase price in Euros 6.11 - 7.03 - 5.27 - Average selling price in Euros 6.25 - 6.99 - 5.50 - Net gain or losses on transactions (Shareholders' funds-Reserves) (24) 1 (30)
Table of Percentaje Treasury Stock	Treasury Stock 2018 2017 2016 Min Max Closing Min Max Closing Min Max Closing % treasury stock 0.200% 0.850% 0.709% 0.004% 0.278% 0.200% 0.081% 0.756% 0.110%
Shares Accepted In Pledge	Shares of BBVA Accepted in Pledge 2018 2017 2016 Number of shares in pledge 61,632,832 64,633,003 90,731,198 Nominal value 0.49 0.49 0.49 % of share capital 0.92% 0.97% 1.38%
Shares Owned By Third Parties But Managed By The Group	Shares of BBVA Owned by Third Parties but Managed by the Group 2018 2017 2016 Number of shares owned by third parties 25,306,229 34,597,310 85,766,602 Nominal value 0.49 0.49 0.49 % of share capital 0.38% 0.52% 1.31%

Note 30 - Accumulated Other C_2

Note 30 - Accumulated Other Comprehensive Income (Tables)	12 Months Ended
	Dec. 31, 2018
Accumulated other comprehensive income abstract
Accumulated Other Comprehensive Income Classified By Concepts Explanatory	Accumulated other comprehensive income (Millions of euros) Notes 2018 2017(*) 2016(*) Items that will not be reclassified to profit or loss (1,284) (1,183) (1,095) Actuarial gains or losses on defined benefit pension plans (1,245) (1,183) (1,095) Fair value changes of equity instruments measured at fair value through other comprehensive income 13.4 (155) Fair value changes of financial liabilities at fair value through profit or loss attributable to changes in their credit risk 116 Items that may be reclassified to profit or loss (5,932) (5,755) (2,527) Hedge of net investments in foreign operations (effective portion) (218) 1 (118) Foreign currency translation (6,643) (7,297) (3,349) Hedging derivatives. Cash flow hedges (effective portion) (6) (34) 16 Financial assets available for sale 13.4 1,641 947 Fair value changes of debt instruments measured at fair value through other comprehensive income 13.4 943 Non-current assets and disposal groups classified as held for sale 1 (26) - Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates (9) (40) (31) Total (7,215) (6,939) (3,622) (*) See Note 1.3.

Note 31 - Non Controlling Int_2

Note 31 - Non Controlling Interest (Tables)	12 Months Ended
	Dec. 31, 2018
Non Controlling interests
Non controling interest explanatory	Non-Controlling Interests (Millions of euros) 2018 2017 2016 BBVA Colombia Group 67 65 67 BBVA Chile Group (*) - 399 377 BBVA Banco Continental Group 1,167 1,059 1,059 BBVA Banco Provincial Group 67 78 97 BBVA Banco Francés Group 352 420 243 Garanti Group 4,058 4,903 6,157 Other entities 53 55 64 Total 5,764 6,979 8,064 (*) See Note 3.
Profit atributable to Non controling interest	Profit attributable to Non-Controlling Interests (Millions of euros) 2018 2017 2016 BBVA Colombia Group 9 7 9 BBVA Chile Group (*) 26 51 40 BBVA Banco Continental Group 227 208 193 BBVA Banco Provincial Group (5) (2) (2) BBVA Banco Francés Group (18) 93 55 Garanti Group 585 883 917 Other entities 4 4 8 Total 827 1,244 1,218 (*) See Note 3.

Note 32 - Capital Base and Ca_2

Note 32 - Capital Base and Capital Management (Table)	12 Months Ended
	Dec. 31, 2018
Capital Base And Capital Management
Eligible Capital Resources	Eligible capital resources (Millions of euros) Notes December 2018 (*) December 2017 December 2016 Capital 26 3,267 3,267 3,218 Share premium 27 23,992 23,992 23,992 Retained earnings, revaluation reserves and other reserves 28 22,963 23,590 21,805 Other equity instruments, net 28 50 54 54 Treasury shares 29 (296) (96) (48) Attributable to the parent company 6 5,324 3,519 3,475 Attributable dividend 4 (975) (1,043) (1,510) Total equity 54,325 53,283 50,985 Accumulated other comprehensive income 30 (7,215) (6,939) (3,622) Non-controlling interest 31 5,764 6,979 8,064 Shareholders' equity 52,874 53,323 55,428 Intangible assets (8,199) (6,627) (5,675) Fin. treasury shares (27) (48) (82) Indirect treasury shares (108) (134) (51) Deductions (8,334) (6,809) (5,808) Temporary CET 1 adjustments - (273) (129) Capital gains from the Available-for-sale debt instruments portfolio - (256) (402) Capital gains from the Available-for-sale equity portfolio - (17) 273 Differences from solvency and accounting level (176) (189) (120) Equity not eligible at solvency level (176) (462) (249) Other adjustments and deductions (4,053) 3,711 (2,001) Common Equity Tier 1 (CET 1) 40,311 42,341 47,370 Additional Tier 1 before Regulatory Adjustments 5,634 6,296 6,114 Total Regulatory Adjustments of Additional Tier 1 - (1,657) (3,401) Tier 1 45,945 46,980 50,083 Tier 2 8,754 8,798 8,810 Total Capital (Total Capital=Tier 1 + Tier 2) 54,699 55,778 58,893 Total Minimum equity required 41,607 40,370 37,923 (*) P rovisional data.
Table of Leverage Ratio	Capital Base 2018 (*) 2017 2016 Tier 1 (millions of euros) (a) 45,945 46,980 50,083 Exposure (millions of euros) (b) 705,406 700,443 747,216 Leverage ratio (a)/(b) (percentage) 6.51% 6.71% 6.70% (*) P rovisional data .
Regulatory Balance Reconcilitation	Public balance sheet headings (Millions of euros) Public balance sheet Insurance companies and real estate companies (1) Jointly-controlled entities and other adjustments (2) Regulatory balance sheet Cash, cash balances at central banks and other demand deposits 58,196 (3) 103 58,296 Financial assets held for trading 90,117 1,277 - 91,394 Non- trading financial assets mandatorily at fair value through profit or loss 5,135 (2,768) - 2,367 Financial assets designated at fair value through profit or loss 1,313 (1,313) - - Financial assets designated at fair value through other comprehensive income 56,337 (14,318) - 42,019 Financial assets at amortized cost 419,660 (6,279) 593 413,974 Hedging derivatives 2,892 (87) - 2,805 Fair value changes of the hedged items in portfolio hedges of interest rate risk (21) - - (21) Investments in entities accounted for using the equity method 1,578 2,587 (80) 4,085 Non- current assets and disposal groups held for sale 2,001 (2) 2 2,001 Other 39,481 715 3 40,199 Total assets 676,689 (20,191) 621 657,119 (1) Correspond to balances of entities fully consolidated in the public balance sheet but consolidate d by the equity method in the regulatory balance sheet. (2) Correspond to intragroup adjustments and other consolidation adjustments.

Note 33 - Commitments and gua_2

Note 33 - Commitments and guarantees given (Tables)	12 Months Ended
	Dec. 31, 2018
Commitments and Guarantees given
Loan commitments, financial guarantees and other commitments	Loan commitments, financial guarantees and other commitments (Millions of euros) Notes 2018 2017 2016 Loan commitments given 7.3.2 118,959 94,268 107,254 of which: defaulted 247 537 411 Central banks - 1 1 General governments 2,318 2,198 4,354 Credit institutions 9,635 946 1,209 Other financial corporations 5,664 3,795 4,155 Non-financial corporations 58,405 58,133 71,710 Households 42,936 29,195 25,824 Financial guarantees given (*) 7.3.2 16,454 16,545 18,267 of which: defaulted 332 278 278 Central banks 2 - - General governments 159 248 103 Credit institutions 1,274 1,158 1,553 Other financial corporations 730 3,105 722 Non-financial corporations 13,970 11,518 15,354 Households 319 516 534 Other commitments and guarantees given 7.3.2 35,098 45,738 42,592 of which: defaulted 408 461 402 Central banks 1 7 12 General governments 248 227 372 Credit institutions 5,875 15,330 9,880 Other financial corporations 2,990 3,820 4,892 Non-financial corporations 25,723 25,992 27,297 Households 261 362 138 Total Loan commitments and financial guarantees 170,511 156,551 168,113 (*) N on performing financial guarantees given amounted to € 740 , € 739 and € 680 million, respectively, as of December 31, 2018, December 31, 2017, and December 31, 2016, respectively.

Note 35 - Purchase and sale c_2

Note 35 - Purchase and sale commitments and future payment obligations (Tables)	12 Months Ended
	Dec. 31, 2018
Purchase and sale commitments and future payment obligations
Table of Purchase And Sale Commitments	Purchase and Sale Commitments (Millions of euros) Notes 2018 2017 2016 Financial instruments sold with repurchase commitments 42,993 40,077 46,562 Financial liabilities held for trading 10 36,815 - - Central Banks 10,511 - - Credit Institutions 14,839 - - General governments 11,466 - - Financial liabilities at amortized cost 22 6,178 40,077 46,562 Central Banks 375 6,155 4,649 Credit Institutions 4,593 24,843 28,421 Customer deposits 1,209 9,079 13,491 Financial instruments purchased with resale commitments 28,034 26,368 22,921 Financial assets held for trading 10 27,262 - - Central Banks 2,163 - - Credit Institutions 13,305 - - General governments 11,794 - - Financial assets at amortized cost 14 772 26,368 22,921 Central Banks - 305 81 Credit Institutions 478 13,861 15,561 General governments 294 12,202 7,279
Maturity Of Future Payment Obligations	Maturity of Future Payment Obligations (Millions of euros) Up to 1 Year 1 to 3 Years 3 to 5 Years Over 5 Years Total Operating leases 251 253 554 1,879 2,937 Purchase commitments 28 - - - 28 Technology and systems projects 7 - - - 7 Other projects 20 - - - 20 Total 279 253 554 1,879 2,965

Note 36 - Transactions on beh_2

Note 36 - Transactions on behalf of third parties (Tables)	12 Months Ended
	Dec. 31, 2018
Transactions On Behalf Of Third Parties Abstract
Table of Transactions On Behalf Of Third Parties Explanatory	Transactions on Behalf of Third Parties (Millions of euros) 2018 2017 2016 Financial instruments entrusted to BBVA by third parties 628,417 624,822 637,761 Conditional bills and other securities received for collection 13,484 14,775 16,054 Securities lending 4,866 5,485 3,968 Total 646,768 645,081 657,783
Customer funds by type	Customer Funds by Type (Millions of euros) 2018 2017 2016 Asset management by type of customer (*): Collective investment 61,393 60,939 55,037 Pension funds 33,807 33,985 33,418 Customer portfolios managed 29,953 36,901 40,805 Of which: Portfolios managed on a discretionary basis 23,657 19,628 18,165 Other resources 2,949 3,081 2,831 Customer resources distributed but not managed by type of product: Collective investment 3,468 3,407 3,695 Insurance products 32 35 39 Total 131,603 138,347 135,824 (*) E xcludes balances from securitization funds.

Note 37 - Interest Income and_2

Note 37 - Interest Income and Expense (Tables)	12 Months Ended
	Dec. 31, 2018
Interest Income And Expense
Interest Income Break Down By Origin	Interest income and other income. Breakdown by Origin (Millions of euros) Notes 2018 2017 2016 Central Banks 482 406 229 Loans and advances to credit institutions 458 410 217 Loans and advances to customers 22,831 22,699 21,608 Debt securities 4,395 3,809 4,128 Held for trading 1,552 1,263 1,014 Other portfolios 2,843 2,546 3,114 Adjustments of income as a result of hedging transactions (201) 427 (385) Cash flow hedges (effective portion) (3) 15 12 Fair value hedges (198) 412 (397) Insurance activity 1,142 1,058 1,219 Other income 722 487 692 Total 55.2 29,831 29,296 27,708 Of which: Financial assets at fair value through other comprehensive income 2,306 1,962 - Financial assets at amortized cost 24,668 23,803 24,578 Other 2,856 3,531 3,130
Interest Expenses Break Down By Origin	Interest Expenses. Breakdown by Origin (Millions of euros) 2018 2017 2016 Central banks 80 123 192 Deposits from credit institutions 2,023 1,880 1,367 Customers deposits 6,523 5,814 5,766 Debt certificates 1,936 1,930 2,323 Adjustments of expenses as a result of hedging transactions (323) 665 (574) Cash flow hedges (effective portion) 46 38 42 Fair value hedges (368) 627 (616) Cost attributable to pension funds 119 125 96 Insurance activity 607 682 846 Other expenses 1,274 316 634 Total 12,239 11,537 10,648
Assets - Average return on investments and average borrowing cost	Assets (Millions of euros) 2018 2017 2016 Average Balances Interest income Average Interest Rates (%) Average Balances Interest income Average Interest Rates (%) Average Balances Interest income Average Interest Rates (%) Cash and balances with central banks and other demand deposits 42,730 135 0.32 33,917 83 0.25 26,209 10 0.04 Securities portfolio and derivatives 179,672 5,707 3.18 177,164 4,724 2.67 202,388 5,072 2.51 Loans and advances to central banks 5,518 258 4.67 10,945 258 2.36 15,326 229 1.50 Loans and advances to credit institutions 25,634 657 2.56 26,420 485 1.83 28,078 218 0.78 Loans and advances to customers 378,996 22,804 6.02 407,153 23,261 5.71 410,895 21,853 5.32 Euros 181,668 3,381 1.86 196,893 3,449 1.75 201,967 3,750 1.86 Foreign currency 197,328 19,423 9.84 210,261 19,812 9.42 208,928 18,104 8.67 Other assets 46,343 270 0.58 48,872 485 0.99 52,748 325 0.62 Total 678,893 29,831 4.39 704,471 29,296 4.16 735,645 27,708 3.77
Liabilities - Average return on investments and average borrowing cost	Liabilities (Millions of euros) 2018 2017 2016 Average Balances Interest expenses Average Interest Rates (%) Average Balances Interest expenses Average Interest Rates (%) Average Balances Interest expenses Average Interest Rates (%) Deposits from central banks and credit institutions 65,044 2,192 3.37 90,619 2,212 2.44 101,975 1,866 1.83 Customer deposits 370,078 6,559 1.77 392,057 7,007 1.79 398,851 5,944 1.49 Euros 178,370 337 0.19 186,261 461 0.25 195,310 766 0.39 Foreign currency 191,709 6,222 3.25 205,796 6,546 3.18 203,541 5,178 2.54 Debt certificates 75,927 1,753 2.31 84,221 1,631 1.94 89,876 1,738 1.93 Other liabilities 115,638 1,735 1.50 82,699 687 0.83 89,328 1,101 1.23 Equity 52,206 - - 54,874 - - 55,616 - - Total 678,893 12,239 1.80 704,471 11,537 1.64 735,645 10,648 1.45
Interest Income And Expenses Change In The Balance	Interest Income and Expenses : Change in the Balance (Millions of euros) 2018 / 2017 2017 / 2016 Volume Effect (1) Price Effect (2) Total Effect Volume Effect (1) Price Effect (2) Total Effect Cash and balances with central banks and other demand deposits 22 30 51 3 71 74 Securities portfolio and derivatives 67 916 983 (632) 285 (347) Loans and advances to Central Banks (128) 128 - (66) 94 29 Loans and advances to credit institutions (14) 187 172 (13) 279 266 Loans and advances to customers (1,609) 1,152 (456) (199) 1,606 1,408 Euros (267) 199 (68) (94) (206) (301) Foreign currencies (1,219) 830 (389) 115 1,593 1,708 Other assets (25) (190) (215) (24) 184 160 Interest income - - 535 - - 1,588 Deposits from central banks and credit institutions (624) 604 (20) (208) 554 346 Customer deposits (393) (55) (448) (101) 1,164 1,063 Euros (20) (104) (124) (35) (269) (305) Foreign currencies (448) 124 (324) 57 1,311 1,368 Debt securities issued (161) 282 122 (109) 3 (106) Other liabilities 274 774 1,048 (82) (332) (414) Interest expenses - - 702 - - 889 Net Interest Income - - (167) - - 699 (1) T he volume effect is calculated as the result of the interest rate of the initial period multiplied by the difference between the average balances of both periods. (2) The price effect is calculated as the result of the average balance of the last period multiplied by the difference between the interest rates of both periods.

Note 38 - Dividend income (Tabl

Note 38 - Dividend income (Tables)	12 Months Ended
	Dec. 31, 2018
Dividend income Abstract
Table of Dividend Income	Dividend Income (Millions of euros) 2018 2017 2016 Dividends from: Financial assets held for trading and financial assets at fair value through profit or loss 19 145 161 Financial assets at fair value through other comprehensive income 138 188 307 Total 157 334 467

Note 40 - Fee and commission _2

Note 40 - Fee and commission income and expenses (Tables)	12 Months Ended
	Dec. 31, 2018
Fee And Commission Income Expenses
Fee and Commission Income	Fee and Commission Income (Millions of euros) 2018 2017 2016 Bills receivables 39 46 52 Demand accounts 451 507 469 Credit and debit cards 2,900 2,834 2,679 Checks 194 212 207 Transfers and other payment orders 605 601 578 Insurance product commissions 171 192 178 Commitment fees 223 231 237 Contingent risks 390 396 406 Asset Management 1,023 923 839 Securities fees 325 385 335 Custody securities 122 122 122 Other fees and commissions 689 700 701 Total 7,132 7,150 6,804
Fee and Commission Expense	Fee and Commission Expense (Millions of euros) 2018 2017 2016 Credit and debit cards 1,502 1,458 1,334 Transfers and other payment orders 96 102 102 Commissions for selling insurance 48 60 63 Other fees and commissions 607 610 587 Total 2,253 2,229 2,086

Note 41 - Gains (losses) on f_2

Note 41 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences (Tables)	12 Months Ended
	Dec. 31, 2018
Gains Or Losses on Financial Assets And Liabilities And Exchanges Differences
Gains or losses on financial assets and liabilities and exchange differences. Breakdown by Heading of the Balance Sheet.	Gains (losses) on financial assets and liabilities and exchange differences: Breakdown by Heading of the Consolidated Income Statements (Millions of euros) 2018 2017 2016 Gains or losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net 216 985 1,375 Financial assets at amortized cost 51 133 95 Other financial assets and liabilities 164 852 1,281 Gains or losses on financial assets and liabilities held for trading, net 707 218 248 Other gains or (-) losses 707 Gains (losses) on non-trading financial assets mandatorily at fair value through profit or loss, net 96 Other gains or (-) losses 96 Gains or losses on financial assets and liabilities designated at fair value through profit or loss, net 143 (56) 114 Gains or losses from hedge accounting, net 72 (209) (76) Subtotal Gains or (losses) on financial assets and liabilities 1,234 938 1,661 Exchange Differences (9) 1,030 472 Total 1,223 1,968 2,133
Gains or losses on financial assets and liabilities. Breakdown by nature of the Financial Instruments	Gains (losses) on financial assets and liabilities: Breakdown by nature of the Financial Instrument (Millions of euros) 2018 2017 2016 Debt instruments 354 545 906 Equity instruments (253) 845 459 Loans and advances to customers (172) 97 65 Trading derivatives and hedge accounting 927 (470) 109 Customer deposits 240 (96) 87 Other 137 18 35 Total 1,233 938 1,661
Derivatives Hedge Accounting Income	Derivatives - Hedge accounting (Millions of euros) 2018 2017 2016 Derivatives Interest rate agreements 90 165 431 Securities agreements 294 (139) 86 Commodity agreements (2) 99 (29) Credit derivative agreements (109) (564) (118) Foreign-exchange agreements 606 315 186 Other agreements (24) (137) (371) Subtotal 856 (261) 185 Hedging Derivatives Ineffectiveness Fair value hedges 87 (177) (76) Hedging derivative (150) (236) (330) Hedged item 237 59 254 Cash flow hedges (15) (32) - Subtotal 72 (209) (76) Total 927 (470) 109

Note 42 - Other operating inc_2

Note 42 - Other operating income and expenses (Tables)	12 Months Ended
	Dec. 31, 2018
Other Operating Income and Expenses
Other Operating Income	Other operating income (Millions of euros) 2018 2017 2016 Gains from sales of non-financial services 458 1,109 882 Of which: Real estate 283 884 588 Other 491 330 390 Of which: net profit from building leases 21 61 76 Total 949 1,439 1,272
Other Operating Expenses	Other operating expense (Millions of euros) 2018 2017 2016 Change in inventories 292 886 617 Of Which: Real estate 248 816 511 Other 1,808 1,337 1,511 Total 2,101 2,223 2,128

Note 43 - Insurance and reins_2

Note 43 - Insurance and reinsurance contracts income and expenses (Tables)	12 Months Ended
	Dec. 31, 2018
Insurance and Reinsurance Contracts Income and Expenses
Other Operating Income and Expenses on Insurance and reinsurance contracts	Other operating income and expense on insurance and reinsurance contracts (Millions of euros) 2018 2017 2016 Income on insurance and reinsurance contracts 2,949 3,342 3,652 Expenses on insurance and reinsurance contracts (1,894) (2,272) (2,545) Total 1,055 1,069 1,107
Income By Type Of Insurance Product	Income by type of insurance product (Millions of euros) 2018 2017 2016 Life insurance 682 604 634 Individual 486 346 268 Savings 56 38 30 Risk 430 308 238 Group insurance 196 258 366 Savings 39 (4) 8 Risk 157 263 357 Non-Life insurance 373 464 474 Home insurance 110 118 131 Other non-life insurance products 263 346 342 Total 1,055 1,069 1,107

Note 44 - Administration Costs

Note 44 - Administration Costs (Tables)	12 Months Ended
	Dec. 31, 2018
Classes Of Employee Benefits Expense
Personnel Expenses Breakdown	Personnel Expenses (Millions of euros) Notes 2018 2017 2016 Wages and salaries 4,786 5,163 5,267 Social security costs 722 761 784 Defined contribution plan expense 25 89 87 87 Defined benefit plan expense 25 58 62 67 Other personnel expenses 465 497 516 Total 6,120 6,571 6,722
Average Number Of Employees By Geographical Area	Average Number of Employees 2018 2017 2016 Spanish banks Management Team 1,047 1,026 1,044 Other line personnel 21,840 22,180 23,211 Clerical staff 2,818 3,060 3,730 Branches abroad 589 603 718 Subtotal 26,294 26,869 28,703 Companies abroad Mexico 31,655 30,664 30,378 United States 9,786 9,532 9,710 Turkey 22,322 23,154 23,900 Venezuela 3,631 4,379 5,097 Argentina 6,074 6,173 6,041 Colombia 5,185 5,374 5,714 Peru 5,879 5,571 5,455 Other 3,767 5,501 5,037 Subtotal 88,299 90,348 91,332 Pension fund managers 395 362 335 Other non-banking companies 14,349 14,925 16,307 Total 129,336 132,504 136,677 Of which: Men 59,547 60,730 62,738 Women 69,790 71,774 73,939 Of which: BBVA, S.A. 26,294 26,869 25,979
Number Of Emplyees At The Period End Professional Category And Gender	Number of Employees at the period end. Professional Category and Gender 2018 2017 2016 Male Female Male Female Male Female Management Team 1,197 339 1,244 342 1,331 350 Other line personnel 37,461 38,918 38,670 39,191 38,514 39,213 Clerical staff 19,315 28,397 20,639 31,770 22,066 33,318 Total 57,973 67,654 60,553 71,303 61,911 72,881
Other Administrative Expenses	Other Administrative Expenses (Millions of euros) 2018 2017 2016 Technology and systems 1,133 692 673 Communications 235 269 294 Advertising 336 352 398 Property, fixtures and materials 982 1,033 1,080 Of which: Rent expenses (*) 552 581 616 Taxes other than income tax 417 456 433 Other expenses 1,271 1,738 1,766 Total 4,374 4,541 4,644 (*) The consolidated companies do not expect to terminate the lease contracts early.

Note 45 - Depreciation (Tables)

Note 45 - Depreciation (Tables)	12 Months Ended
	Dec. 31, 2018
Depreciation and amortisation expense
Table of Depreciation	Depreciation and amortization (Millions of euros) Notes 2018 2017 2016 Tangible assets 17 594 694 690 For own use 589 680 667 Investment properties 5 13 23 Other Intangible assets 613 694 735 Total 1,208 1,387 1,426

Note 46 - Provisions or rever_2

Note 46 - Provisions or reversal provisions (Tables)	12 Months Ended
	Dec. 31, 2018
Provisions or reversal of provisions Abstract
Provisions or Reversal of Provisions	Provisions or (reversal) of provisions (Millions of euros) Notes 2018 2017 2016 Pensions and other post employment defined benefit obligations 25 125 343 332 Commitments and guarantees given (48) (313) 56 Pending legal issues and tax litigation 133 318 76 Other Provisions 163 397 722 Total 373 745 1,186

Note 47 - Impairment or rever_2

Note 47 - Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Tables)	12 Months Ended
	Dec. 31, 2018
Impairment or reversal of impairment on financial assets not measured at fair value through profir or loss
Table of Impairment or Reversal of Impairment on financial assets not measured at fair value through profir or loss	Impairment or (reversal) of impairment on financial assets not measured at fair value through profit or loss (Millions of euros) Notes 2018 2017 2016 Financial assets at fair value through other comprehensive income 13.4 1 1,127 202 Debt securities 1 (4) 157 Equity instruments - 1,131 46 Financial assets at amortized cost 3,980 3,677 3,597 Of which: Recovery of written-off assets 7.3.5 589 558 541 Held to maturity investments (1) 1 Total 3,981 4,803 3,801

Note 48 - Impairment or rever_2

Note 48 - Impairment or reversal of impairment on non-financial assets (Tables)	12 Months Ended
	Dec. 31, 2018
Impairment or reversal of impairment on non-financial assets
Table of Impairment or Reversal of Impairment on non-financial assets	Impairment or (reversal) of impairment on non-financial assets (Millions of euros) Notes 2018 2017 2016 Tangible assets 17 5 42 143 Intangible assets 18.2 83 16 3 Others 20 51 306 375 Total 138 363 521

Note 49 - Gains (losses) on d_2

Note 49 - Gains (losses) on derecognition of non financial assets and subsidiaries, net (Tables)	12 Months Ended
	Dec. 31, 2018
Gains (losses) on derecognition of non financial assets and subsidiaries, net
Table of Gains (losses) on derecognition of non financial assets and subsidiaries, Net	Gains (losses) on derecognition of non-financial assets and subsidiaries, net (Millions of euros) 2018 2017 2016 Gains Disposal of investments in non-consolidated subsidiaries 55 38 111 Disposal of tangible assets and other 81 69 64 Losses: Disposal of investments in non-consolidated subsidiaries (13) (27) (58) Disposal of tangible assets and other (45) (33) (47) Total 78 47 70

Note 50 - Profit or loss from_2

Note 50 - Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Tables)	12 Months Ended
	Dec. 31, 2018
Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations
Table of Profit (loss) from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	Profit (loss) from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Millions of euros) Notes 2018 2017 2016 Gains on sale of real estate 129 102 66 Impairment of non-current assets held for sale 21 (208) (158) (136) Gains on sale of investments classified as non-current assets held for sale (*) 894 82 39 Total 815 26 (31) (*) The change is mainly as a result of the sale of the BBVA stake in BBVA Chile (see Note 3).

Note 51 - Consolidated Statem_2

Note 51 - Consolidated Statement Of Cash Flows (Tables)	12 Months Ended
	Dec. 31, 2018
Consolidated statements of cash flows
Table Of Consolidated Statement Of CashFlow	Liabilities from financing activities (Millions of Euros) December 31, 2017 Cash flows Non-cash changes December 31, 2018 Acquisition Disposal Foreign exchange movement Fair value changes Debt certificates 50,635 (1,621) - (1,900) (779) - 46,335 Subordinated debt certificates 17,443 857 - (694) 29 - 17,635 Short-term debt 10,013 931 - - 81 - 11,025 Other financial liabilities 8,891 1,574 - (643) (1,328) - 8,495 Total 86,982 1,741 - (3,237) (1,997) - 83,490 Liabilities from financing activities (Millions of Euros) December 31, 2016 Cash flows Non-cash changes December 31, 2017 Acquisition Disposal Foreign exchange movement Fair value changes Debt certificates 59,388 (5,958) - - (2,796) - 50,635 Subordinated debt certificates 16,987 1,679 - - (1,223) - 17,443 Short-term debt 11,556 (1,319) - - (224) - 10,013 Other financial liabilities 10,179 (378) - - (910) - 8,891 Total 98,111 (5,976) - - (5,153) - 86,982

Note 52 - Accountant Fees And_2

Note 52 - Accountant Fees And Services (Tables)	12 Months Ended
	Dec. 31, 2018
Auditors Remuneration Abstract
Table Of Auditor Remuneration Explanatory	Fees for Audits Conducted and Other Related Services (Millions of euros) (**) 2018 2017 Audits of the companies audited by firms belonging to the KPMG worldwide organization and other reports related with the audit (*) 26.1 27.2 Other reports required pursuant to applicable legislation and tax regulations issued by the national supervisory bodies of the countries in which the Group operates, reviewed by firms belonging to the KPMG worldwide organization 1.5 1.9 Fees for audits conducted by other firms 0.1 0.1 (*) Including fees pertaining to annual legal audits (€22.4 and 22.6 million as of December 31, 2018 and December 31, 2017, respectively). (**) Regardless of the billed period. Other Services rendered (Millions of euros) 2018 2017 Firms belonging to the KPMG worldwide organization 0.3 0.5
Disclosure Of Auditors Remuneration For Other Services explanatory	Fees for Audits Conducted (*) (Millions of euros) 2018 2017 Legal audit of BBVA,S.A. or its companies under control 6.7 6.8 Other audit services of BBVA, S.A. or its companies under control 5.9 5.0 Limited Review of BBVA, S.A. or its companies under control 1.1 0.9 Reports related to issuances 0.3 0.4 Assurance jobs and other required by the regulator 0.9 0.6 (*) Services provided by KPMG Auditores, S.L. to companies located in Spain, to the branch of BBVA in New York and to the branch of BBVA in London.

Note 53 - Related-Party Trans_2

Note 53 - Related-Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2018
Related Party Transactions Abstract
Balances Arising From Transactions With Entities Of The Group	Balances arising from transactions with Entities of the Group (Millions of euros) 2018 2017 2016 Assets: Loans and advances to credit institutions 132 91 69 Loans and advances to customers 1,866 510 442 Liabilities: Deposits from credit institutions 2 5 1 Customer deposits 521 428 533 Financial guarantees given 78 78 42 Contingent commitments 1,358 114 121 Other 152 1,175 1,466
Balance Of Income Statement Arising From Transactions With Entities Of The Group	Balances of Income Statement arising from transactions with Entities of the Group (Millions of euros) 2018 2017 2016 Income statement: Financial incomes 55 26 26 Financial costs 2 1 1 Fee and Commission Income 5 5 5 Fee and Commission Expenses 48 49 58

Note 54 - Remuneration And Ot_2

Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management (Tables)	12 Months Ended
	Dec. 31, 2018
Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Banks Senior Management Abstract
Remuneration For Non Executive Directors Explanatory	Remuneration for non-executive directors (thousands of euro) Board of Directors Executive Committee Audit and Compliance Committee Risk Committee Remunerations Committee Appointments Committee Technology and Cybersecurity Committee Total Tomás Alfaro Drake 129 - 18 - 43 25 43 258 José Miguel Andrés Torrecillas 129 - 179 107 - 71 - 485 Jaime Félix Caruana Lacorte (1) 75 83 - 53 - - 25 237 Belén Garijo López 129 - 71 - 107 20 - 328 Sunir Kumar Kapoor 129 - - - - - 43 172 Carlos Loring Martínez de Irujo 129 167 - 107 43 - - 445 Lourdes Máiz Carro 129 - 71 - 43 41 - 284 José Maldonado Ramos 129 167 - 53 - 41 - 390 Ana Peralta Moreno (1) 86 - 36 - 21 - - 143 Juan Pi Llorens 129 - 71 214 - - 43 457 Susana Rodríguez Vidarte 129 167 - 107 - 41 - 443 Jan Verplancke (1) 107 - - - - - 25 132 Total (2) 1,427 584 446 642 257 239 179 3,773 (1) D irectors appointed by the General Meeting held on 16 March 2018. This includes the remunerations paid for membership of the various Board Committees throughout the 2018 financial year. The composition of these Committees was modified on 27 June 2018. Remunerations paid in accordance with the date of acceptance of said appointment. (2) I n addition, J osé Antonio Fernández Rivero, who stepped down as director on 16 March 2018, received a total of €95 thousand in 2018, for his membership of the Board and of a number of Board Committees.
Remuneration Of Executive Directors Explanatory	Annual Fixed Remuneration (thousands of euro), received in 2018 Carlos Torres Vila 1,965 José Manuel González-Páramo Martínez-Murillo 834 Total 2,799 Variable remuneration for financial year 2017, received in 2018 In cash (1) (thousands of euro) In shares (1) Carlos Torres Vila 562 77,493 José Manuel González-Páramo Martínez-Murillo 87 12,029 Total 649 89,522 (1) Remunerations corresponding to the Upfront Portion (40%) of the Annual Variable Remuneration for financial year 2017, 50% in cash and 50% in shares. Deferred variable remuneration for financial year 2014, received in 2018 In cash (1) (thousands of euro) In shares (1) Carlos Torres Vila 105 11,766 José Manuel González-Páramo Martínez-Murillo 33 3,678 Total 137 15,444 (1) Remunerations corresponding to the last third of the deferred annual variable remuneration for financial year 2014, 50% in cash and 50% in shares, along with its update in cash.
Number Of Shares Explanatory	Theoretical shares allocated in 2018 Theoretical shares accumulated as at 31 December 2018 Tomás Alfaro Drake 10,367 83,449 José Miguel Andrés Torrecillas 12,755 36,565 Belén Garijo López 7,865 34,641 Sunir Kumar Kapoor 4,811 8,976 Carlos Loring Martínez de Irujo 11,985 98,876 Lourdes Máiz Carro 7,454 23,160 José Maldonado Ramos 11,176 78,995 Juan Pi Llorens 11,562 54,171 Susana Rodríguez Vidarte 12,425 104,983 Total (1) 90,400 523,816 (1) I n addition, in 2018, 10,188 "theoretical shares" were allocated to José Antonio Fernández Rivero , who stepped down as a director on 16 March 2018.
Disclosure Of Remuneration For Members of the Senior Management Explanatory	Annual Fixed Remuneration (thousands of euro) received in 2018 Senior Management total 16,129 Annual Variable Remuneration for the 2017 financial year, received in 2018 In cash (thousands of euro) In shares Senior Management total 1,489 205,104 Deferred variable remuneration for the 2014 financial year, received in 2018 In cash (thousands of euro) In shares Senior Management total 573 64,853

Note 55 - Other Information (Ta

Note 55 - Other Information (Tables)	12 Months Ended
	Dec. 31, 2018
Other Information
Disclosure Of Dividends	Dividends Paid ("Dividend Option" not included) 2018 2017 2016 % Over Nominal Euros per Share Amount (Millions of Euros) % Over Nominal Euros per Share Amount (Millions of Euros) % Over Nominal Euros per Share Amount (Millions of Euros) Ordinary shares 51.02% 0.25 1,667 34.69% 0.17 1,125 32.65% 0.16 1,028 Total dividends paid in cash 51.02% 0.25 1,667 34.69% 0.17 1,125 32.65% 0.16 1,028 Dividends with charge to income 51.02% 0.25 1,667 34.69% 0.17 1,125 32.65% 0.16 1,028
Profit Attributable by Operating Segments	Profit Attributable by Operating Segments Notes 2018 2017 2016 Banking Activity in Spain 1,522 1,374 912 Non-Core Real Estate (78) (490) (595) United States 735 486 459 Mexico 2,384 2,187 1,980 Turkey 569 826 599 South America 591 861 771 Rest of Eurasia 93 125 151 Subtotal operating segments 5,818 5,368 4,276 Corporate Center (494) (1,848) (801) Profit attributable to parent company 6 5,324 3,519 3,475 Other gains (losses) (*) 827 1,243 1,218 Income tax and/or profit from discontinued operations 2,295 2,169 1,699 Operating profit before tax 6 8,446 6,931 6,392 (*) Profit attributable to non-controlling interests.
Interest Income Breakdown by Geographical Area	Interest Income. Breakdown by geographical area (Millions of euros) Notes 2018 2017 2016 Domestic 4,952 5,093 5,962 Foreign 24,879 24,203 21,745 European Union 509 422 291 Eurozone 391 239 291 No eurozone 117 183 - Other countries 24,370 23,781 21,455 Total 37.1 29,831 29,296 27,708

Note 1 - Introduction, Basis _2

Note 1 - Introduction, Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information (Details)	12 Months Ended
	Dec. 31, 2018
Introduction, Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information
Name of reporting entity or other means of identification	Banco Bilbao Vizcaya Argentaria, S.A.
Legal Form Of Entity	private-law entity
Country of incorporation	Spain
Domicile Of Entity	Bilbao
Address of entity's registered office	Plaza San Nicolás, 4 Bilbao
Name of ultimate parent of group	BBVA Group
Number of Consolidated Entities	297 consolidated entities
Number Of Entities Accounted For Using The Equity Method	66 entities accounted for using the equity method
Statement of IFRS compliance [text block]	The BBVA Group’s Consolidated Financial Statements are presented in compliance with IFRS-IASB (International Financial Reporting Standards as issued by the International Accounting Standards Board), as well as in accor dance with the International Financial Reporting Standards endorsed by the European Union (hereinafter, “EU-IFRS”) applicable as of December 31, 2018, considering the Bank of Spain Circular 4/2017, and with any other legislation governing financial reporti ng applicable to the Group in Spain.
Description of fact that amounts presented in financial statements are not entirely comparable	As a consequence of the application of IFRS 9, the comparative information for the financial years 2017 and 2016 included in these Consolidated Financial Statements has been subject to some non-significant modifications in order to improve the comparability with the figures of the financial year 2018.

Note 2 - Principles Of Consol_3

Note 2 - Principles Of Consolidation, Acounting policies and measurement bases applied and recent IFRS pronouncements - Depreciation rates for tangible assets (Details)	12 Months Ended
	Dec. 31, 2018
Building for own use [Member]
Effective dates of revaluation property plant and equipment Line Items
Effective dates of revaluation property plant and equipment	1% - 4%
Furniture [Member]
Effective dates of revaluation property plant and equipment Line Items
Effective dates of revaluation property plant and equipment	8% - 10%
Fixtures [Member]
Effective dates of revaluation property plant and equipment Line Items
Effective dates of revaluation property plant and equipment	6% - 12%
Office Supplies and hardware [Member]
Effective dates of revaluation property plant and equipment Line Items
Effective dates of revaluation property plant and equipment	8% - 25%

Note 2 - Principles Of Consol_4

Note 2 - Principles Of Consolidation, Acounting policies and measurement bases applied and recent IFRS pronouncements - GPI Argentina (Details) € in Millions	12 Months Ended
	Dec. 31, 2018EUR (€)	Dec. 31, 2017EUR (€)	Dec. 31, 2016EUR (€)
Principles Of Consolidations Accounting Policies And Measurement Basis And Recent IFRS Pronouncements
Explanation Of Fact That Financial Statements And Corresponding Figures For Previous Periods Have Been Restated For Changes In General Purchasing Power Of Functional	In 2018, the Argentinian economy was considered to be hyperinflationary as defined by the aforementioned criteria. Accordingly, as of December 31, 2018, it was necessary to adjust the financial statements of the Group's subsidiaries based in Argentina to correct for the effect of inflation.
Description Of Bases Of Financial Statements That Have Been Restated For Changes In General Purchasing Power Of Functional Currency	Pursuant to the requirements of IAS 29, the monetary headings (mainly loans and deposits) have not been re-expressed, while the non-monetary headings (mainly tangible fixed assets and equity) have been re- expressed in accordance with the change in the country's Consumer Price Index. The accumulated historical differences between the re-expressed costs and the previous costs in the non-monetary headings as of December 31, 2017 were credited to “Equity” in the balance sheet, effective on January 1, 2018, while the differences corresponding to 2018, and the re-expression of results were recognized in the consolidated income statement for 2018 in accordance with the nature of the income and expenses. During the year ended December 31, 2018 there was a reclassification in “Transfers within total equity” of the Consolidated Statements of Changes in Equity between “Accumulated other comprehensive income” and “Shareholders’ funds – Retained earnings” for €1,096 million, and from “Non-controlling interest – Accumulated other comprehensive income (loss)” to “Non-controlling interest – Other” for €540 million in accordance with IAS 29 and the accounting policy approved by the Group in relation to the hyperinflation (see Note 1.3). During 2018, the increase in the reserves of Group entities located in Argentina derived from the re-expression for hyperinflation (IAS 29) amounted to €703 million, of which €463 million have been recorded within “Shareholders’ funds - Retained earnings” and €240 million within “Minority interests – Other”. Furthermore, during 2018 the decrease in the reserves of Group entities located in Argentina derived from conversion (IAS 21) amounts to €-773 million, of which €-515 million have been recorded within “Shareholders’ funds - Retained earnings”, and €-258 million within “Minority interests – Other”. The net impact of both effects is presented under the caption “Other increases or (-) decreases in equity” in the consolidated Statement of Changes in Equity for the year ended December 31, 2018. The net loss in the profit attributable to the parent company of the Group in 2018 derived from the application of IAS 29 amounted to €209 million. In addition, there is a net loss in the profit attributable to the parent company of the Group in 2018 derived from the application of IAS 21 which amounted to €57 million.
Level Of Price Index	184
Average Level Of Price Index	152
Inflation Of The Period	48.00%
Gains Losses On Net Monetary Position	€ 12	€ 13	€ 28

Note 2 - Principles Of Consol_5

Note 2 - Principles Of Consolidation, Acounting policies and measurement bases applied and recent IFRS pronouncements - Description Of Expected Impact Of Initial Applications (Details)	12 Months Ended
	Dec. 31, 2018
IFRS 9 [Member] | Before december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	IFRS 9 - “Financial instruments”
Nature Of Impending Change In Accounting Policy	includes new classification and measurement requirements for financial assets and liabilities and impairment requirements for financial assets
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	Regarding the hedge accounting, the Group has elected to continue applying IAS 39 to its hedge accounting as permitted by IFRS 9.
Amended IFRS 7 [Member] | Before december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	Amended IFRS 7 - “Financial instruments: Disclosures”
Nature Of Impending Change In Accounting Policy	The IASB modified IFRS 7 in December 2011 to include new disclosures on financial instruments that entities have to provide in the period that they apply IFRS 9 for the first time.
IFRS 15 [Member] | Before december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	IFRS 15 - “Revenue from contracts with customers”
Nature Of Impending Change In Accounting Policy	IFRS 15 contains the principles that an entity shall apply to account for revenue and cash flows arising from a contract with a customer (see Note 2.2.17). The core principle of IFRS 15 is that a company should recognize revenue to depict the transfer of promised goods or services to the customer in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services, in accordance with contractual agreements (either over time or at a certain time). It is considered that the good or service is transferred when the customer obtains control over it. The new Standard replaces IAS 18 – Revenue, IAS 11 - Construction Contracts, IFRIC 13 - Customer Loyalty Programmes, IFRIC 15 - Agreements for the Construction of Real Estate, IFRIC 18 - Transfers of Assets from Customers and SIC 31 – Revenue-Transactions Involving Advertising Services.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	This standard has not had a significant impact on the Group's Consolidated Financial Statements.
Amended IFRS 10 [Member] | After december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	Amended IFRS 10 – “Consolidated financial statements” and IAS 28 amended
Nature Of Impending Change In Accounting Policy	The amendments to IFRS 10 and IAS 28 establish that when an entity sells or transfers assets which are considered a business (including its consolidated subsidiaries) to an associate or joint venture of the entity, the latter will have to recognize any gains or losses derived from such transaction in its entirety. Notwithstanding, if the assets sold or transferred are not considered a business, the entity will have to recognize the gains or losses derived only to the extent of the interests in the associate or joint venture with unrelated investors.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	These changes will be applicable to accounting periods beginning on the effective date, still to be determined, although early adoption is allowed.
IFRS 16 [Member] | After december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	IFRS 16 – “Leases”
Nature Of Impending Change In Accounting Policy	On January 13, 2016, the IASB issued IFRS 16 which will replace IAS 17 “Leases” for financial statements from January 1, 2019 onwards. The new standard introduces a single lessee accounting model and will require a lessee to recognize assets and liabilities for all leases. The only exceptions are short-term contracts and those in which the underlying assets have low value. A lessee will be required to recognize a right-of-use asset representing its right to use the underlying leased asset and a lease liability representing its obligation to make lease payments. With regard to lessor accounting, IFRS 16 substantially carries forward the lessor accounting requirements in IAS 17. Accordingly, a lessor will continue to classify its leases as operating leases or finance leases, and account for those two types of leases differently. During the financial years 2017 and 2018 the Group has carried out a project to implement IFRS 16 with the participation of all affected areas. The standard will mainly affect the accounting of operating leases of the Group. With regard to the estimated impact on the Consolidated Financial Statements, at the transition date, the Group has decided to apply the modified retrospective approach which requires recognition of a lease liability equal to the present value of the future payments committed on January 1, 2019. Regarding the measurement of the right-of-use asset, the Group has elected to record an amount equal to the lease liability. As a result of this approach, the Group expects to recognize assets for the right-of-use and lease liabilities for an approximate amount of 3,600 million euros mainly coming from the Group’s activity in Spain as well as from bank branches leases. The estimated impact in terms of capital (CET1) for the Group amounts to -12 basis points.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	The final impact of adopting the standard as of January 1, 2019 may change because: the Group has not concluded the tests; the new accounting policies, methodologies and parameters may be subject to changes until the Group presents its financial statements that include the final impact as of the date of initial application.
IFRS 2 [Member] | Before december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	IFRS 2 – “Classification and Measurement of Share-based Payment Transactions”
Nature Of Impending Change In Accounting Policy	The amendments made to IFRS 2 provide requirements on three different aspects: When measuring the fair value of a cash-settled share-based payment vesting conditions, other than market conditions, the conditions for the irrevocability shall be taken into account by adjusting the number of awards included in the measurement of the liability arising from the transaction. A transaction in which an entity settles a share-base payment arrangement net by withholding a specified portion of the equity instruments to meet a statutory tax withholding obligation will be classified as equity settled in its entirety if, without the net settlement feature, the entire share-based payment would otherwise be classified as equity-settled. In case of modification of a share-based payment from cash-settled to equity-settled, the modification will be accounted for derecognizing the original liability and recognizing in equity the fair value of the equity instruments granted to the extent that services have been rendered up to the modification date; any difference will be recognized immediately in profit or loss.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	This standard has not had a significant impact on the Group's Consolidated Financial Statements.
Amended IFRS 4 [Member] | Before december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	Amended IFRS 4 – “Insurance Contracts”
Nature Of Impending Change In Accounting Policy	The amendments made to IFRS 4 address the temporary accounting consequences of the different effective dates of IFRS 9 and the forthcoming insurance contracts standard, by introducing two optional solutions: The deferral approach or temporary exemption, that gives entities whose predominant activities are connected with insurance the option to defer the application of IFRS 9 and continue applying IAS 39 until 2021. The overlay approach, that gives all issuers of insurance contracts the option to recognize in other comprehensive income, rather than profit or loss, the additional accounting volatility that may arise from applying IFRS 9 compared to applying IAS 39 before applying the forthcoming insurance contracts standard.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	This standard has not had a significant impact on the Group's Consolidated Financial Statements.
Small Modification IIFRS 1 / IFRS 28 [Member] | Before december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	Annual improvements cycle to IFRSs 2014-2016 – Minor amendments to IFRS 1 and IAS 28
Nature Of Impending Change In Accounting Policy	The annual improvements cycle to IFRSs 2014-2016 includes minor changes and clarifications to IFRS 1- First-time Adoption of International Financial Reporting Standards and IAS 28 – Investments in Associates and Joint Ventures, which should be applied to the accounting periods beginning on or after January 1, 2018, although early application was permitted for modifications to IAS 28.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	This standard has not had a significant impact on the Group's Consolidated Financial Statements.
IFRIC 22 [Member] | Before december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	IFRIC 22 – Foreign Currency Transactions and Advance Consideration
Nature Of Impending Change In Accounting Policy	The Interpretation addresses how to determine the date of the transaction, and thus, the exchange rate to use to translate the related asset, expense or income on initial recognition, in circumstances in which a non-monetary prepayment asset or a non-monetary deferred income liability arising from the payment or receipt of advance consideration is recognized in advance of the related asset, income or expense. It requires that the date of the transaction will be the date on which an entity initially recognizes the non-monetary asset or non-monetary liability. If there are multiple payments or receipts in advance, the entity shall determine a date of the transaction for each payment or receipt of advance consideration.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	This standard has not had a significant impact on the Group's consolidated financial statements.
Amended NIC 40 [Member] | Before december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	Amended IAS 40 – Investment Property
Nature Of Impending Change In Accounting Policy	The amendment states that an entity shall transfer a property to, or from, investment property when, and only when, there is evidence of a change in use. A change in use occurs when the property meets, or ceases to meet, the definition of investment property.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	This standard has not had a significant impact on the Group's financial statements.
IFRS 17 [Member] | After december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	IFRS 17 – Insurance Contracts
Nature Of Impending Change In Accounting Policy	IFRS 17 establishes the principles for the accounting for insurance contracts and supersedes IFRS 4. The new standard introduces a single accounting model for all insurance contracts and requires the entities to use updated assumptions. An entity shall divide the contracts into groups and recognize and measure groups of insurance contracts at the total of: the fulfilment cash flows, that comprises the estimate of future cash flows, an adjustment to reflect the time value of money and the financial risk associated with the future cash flows and a risk adjustment for non-financial risk; and the contractual service margin that represents the unearned profit. The amounts recognized in the consolidated income statement shall be disaggregated into insurance revenue, insurance service expenses and insurance finance income or expenses. Insurance revenue and insurance service expenses shall exclude any investment components. Insurance revenue shall be recognized over the period the entity provides insurance coverage and in proportion to the value of the provision of coverage that the insurer provides in the period.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	This Standard will be applied to the accounting years starting on or after January 1, 2021.
IFRIC 23 [Member] | After december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	IFRIC 23 - Uncertainty over Income Tax Treatments
Nature Of Impending Change In Accounting Policy	IFRIC 23 provides guidance on how to apply the recognition and measurement requirements in IAS 12 when there is uncertainty over income tax treatments. If the entity considers that it is probable that the taxation authority will accept an uncertain tax treatment, the Interpretation requires the entity to determine taxable profit (tax loss), tax bases, unused tax losses, unused tax credits or tax rates consistently with the tax treatment used or planned to be used in its income tax filings. If the entity considers that it is not probable that the taxation authority will accept an uncertain tax treatment, the Interpretation requires the entity to use the most likely amount or the expected value (sum of the probability. weighted amounts in a range of possible outcomes) in determining taxable profit (tax loss), tax bases, unused tax losses, unused tax credits and tax rates. The method used should be the method that the entity expects to provide the better prediction of the resolution of the uncertainty.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	The interpretation will be applied to the accounting periods beginning on or after January 1, 2019.
Amended IFRS 9 [Member] | Before december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	Amended IFRS 9 – Prepayment Features with Negative Compensation
Nature Of Impending Change In Accounting Policy	The amendments to IFRS 9 allow entities to measure certain prepayable financial assets with negative compensation at amortized cost or at fair value through other comprehensive income if a specified condition is met, instead of at fair value through profit or loss. The condition is that the financial asset would otherwise meet the criteria of having contractual cash flows that are solely payments of principal and interest but do not meet that condition only as a result of that prepayment feature.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	The amendments should be applied to the accounting periods beginning on or after January 1, 2019, although early application is permitted. The Group has applied this amendment to the accounting period beginning on January 1, 2018 and it has not had a significant impact on the Group´s financial statements.
Amended IAS 28 [Member] | After december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	Amended IAS 28 – Long-term Interests in Associates and Joint Ventures
Nature Of Impending Change In Accounting Policy	The amendments to IAS 28 clarify that an entity is required to apply IFRS 9 to long term interests in an associate or joint venture that, in substance, form part of the net investment in the associate or joint venture but to which the equity method is not applied.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	The amendments will be applied to the accounting periods beginning on or after January 1, 2019.
Amended NIC 19 [Member] | After december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	Amended IAS 19 – Plan Amendment, Curtailment or Settlement
Nature Of Impending Change In Accounting Policy	The small amendments in IAS 19 concern the cases if a plan is amended, curtailed or settled during the period. In these cases, an entity should ensure that the current service cost and the net interest for the period after the remeasurement are determined using the assumptions used for the remeasurement. In addition, amendments have been included to clarify the effect of a plan amendment, curtailment or settlement on the requirements regarding the asset ceiling.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	The amendments will be applied to the accounting periods beginning on or after January 1, 2019.
Amended IFRS 3 [Member] | After december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	Amended IFRS 3 – Definition of a business
Nature Of Impending Change In Accounting Policy	The amendments clarify the difference between the acquisition of a business or the acquisition of a set of assets. To determine whether a transaction is an acquisition of a business, an entity should evaluate and conclude if the two following conditions are fulfilled: the fair value of the acquired assets is not concentrated in one single asset or group of similar assets. the entirety of acquired activities and assets includes, as a minimum, an input and a substantial process which, together, contribute to the capacity to create products.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	The amendments will be applied to the accounting periods beginning on or after January 1, 2020, although early application is permitted.
Amended IAS 1 And IAS 8 [Member] | After december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	Amended IAS 1 and IAS 8 – Definition of material
Nature Of Impending Change In Accounting Policy	The amendments clarify the definition of material in the elaboration of the financial statements by aligning the definition of the conceptual framework, IAS 1 and IAS 8 (which, before the amendments, included similar but not identical definitions). The new definition of material is the following: “Information is material if omitting, misstating or obscuring it could reasonably be expected to influence decisions that the primary users of general purpose financial statements make on the basis of those financial statements, which provide financial information about a specific reporting entity”.
Discussion Of Impact That Initial Application Of IFRS Is Expected To Have On Financial Statements	The amendments will be applied to the accounting periods beginning on or after January 1, 2020, although early application is permitted.
Improvements cycle to IFRS [Member] | After december 31, 2018 [Member]
Expected Impact Of Initial Application Of New Standards Or Interpretations Line Items
Title Of New IFRS	Annual improvements cycle to IFRSs 2015-2017
Nature Of Impending Change In Accounting Policy	The annual improvements cycle to IFRSs 2015-2017 includes minor changes and clarifications to IFRS 3- Business Combinations, IFRS 11 – Joint Arrangements, IAS 12 – Income Taxes and IAS 23 – Borrowing Costs, which will be applied to the accounting periods beginning on or after January 1, 2019, although early application is permitted.

Note 2 - Principles Of Consoldi

Note 2 - Principles Of Consoldiation, Acounting policies and measurement bases applied and recent IFRS pronouncements - Consolidated balance sheet summarized (Details) - EUR (€) € in Millions		Dec. 31, 2018	Aug. 31, 2018	Dec. 31, 2017		Dec. 31, 2016		Dec. 31, 2015
Assets
BBVA Cash Balance Available To The Date		€ 58,196	€ 4,577	€ 42,680		€ 40,039
Total financial assets held for trading		90,117		64,695		74,950
Derivative financial assets held for trading		30,536		35,265		42,955
Equity Instruments Held For Trading		5,254		6,801		4,675
Debt Instruments Held For Trading		25,577		22,573		27,166
Loans and Advances to Central Banks Held for Trading		2,163		0		0
Loans And Advances To Banks Held For Trading		14,566		0		0
Loans and receivables Held For Trading		12,021		56		154
Non Trading Financial Assets Mandatorily Measured At Fair Value Through Profit or Loss		5,135
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS		1,313		2,709		2,062
Total Financial Assets At Fair Value Through Other Comprehensive Income		56,337		69,476		79,221
Subtotal Equity instruments At Fair Value Through Other Comprehensive Income		2,595		3,224		4,641
Subtotal Debt Instruments At Fair Value Through Other Comprehensive Income		53,709		66,251		74,580
Loans and advances Financial Assets At Fair Value Through Other Comprehensive Income		33		0		0
Financial Assets Available for sale				1,641		947
FINANCIAL ASSETS AT AMORTIZED COST		419,660		445,275		483,672
Debt Securities Financial Assets at Amortized Cost		32,530		24,093		28,905
Loans and advances to central banks		3,941		7,300		8,894
Loans and advances to banks		9,163		26,261		31,373
Loans and Advances to customers		374,027		387,621		414,500
HEDGING DERIVATIVES, ASSETS		2,892		2,485		2,833
Investments In Subsidiaries Joint Ventures And Associates		1,578		1,588		765		€ 879
INSURANCE OR REINSURANCE ASSETS		366		421		447
Tangible Assets		7,229		7,191		8,941
Intangible Assets		8,314		8,464		9,786
Tax Assets		18,100		16,888		18,245
Other Assets		5,472		4,359		7,274
Non Current Assets Or Disposal Groups Clasified As Held For Sale		2,001		23,853		3,603
TOTAL ASSETS		676,689		690,059	[1]	731,856	[1],[2]
LIABILITIES AND EQUITY
Financial Liabilities Held For Trading		80,774		46,182		54,675
Total Financial Liabilities At Fair Value Through Profit or Loss		6,993		2,222		2,338
FINANCIAL LIABILITIES AT AMORTIZED COST		509,185		543,713		589,210
Deposits from cental banks	[3]	27,281		37,054		34,740
Deposits from credit institutions		31,978		54,516		63,501
Customer deposits		375,970		376,379		401,465
Debt certificates, at amortized cost		61,112		63,915		76,375
Other financial liabilities, at amortized cost		12,844		11,850		13,129
HEDGING DERIVATIVES, LIABILITIES		2,680		2,880		2,347
LIABILITIES UNDER INSURANCE CONTRACTS		9,834		9,223		9,139
Provisions		6,772		7,477		9,071
Tax liabilities		3,276		3,298		4,668
OTHER LIABILITIES		4,301		4,550		4,979
LIABILITIES INCLUDED IN DISPOSAL GROUPS CLASSIFIED AS HELD FOR SALE		0		17,197		0
TOTAL LIABILITIES		623,814		636,736		676,428
Total shareholders' funds		54,326		53,283		50,985
Capital (Capital base and capital management)		3,267		3,267		3,218
Share Premium		23,992		23,992		23,992
Equity Instruments issued other than capital		0		0		0
Other Equity ( Capital base and management)		50		54		54
Retained Earnings		23,018		23,612		21,844
Revaluation reverse		3		12		20
Other Reserves		(58)		(35)		(59)
Less Treasury shares		296		96		48		€ 309
Less Interim dividends		975		1,043		1,510
Accumulated Other Comprehensive Income		(7,215)		(6,939)	[4]	(3,622)	[4]
Total Non-Controlling interests		5,764		6,979		8,064
TOTAL EQUITY		52,874		53,323		55,428
Equity and liabilities		676,689		€ 690,059		€ 731,856
December 2017 IAS 39 [Member]
Assets
BBVA Cash Balance Available To The Date		42,680
Total financial assets held for trading		64,695
Derivative financial assets held for trading		35,265
Equity Instruments Held For Trading		6,801
Debt Instruments Held For Trading		22,573
Loans and Advances to Central Banks Held for Trading		0
Loans And Advances To Banks Held For Trading		0
Loans and receivables Held For Trading		56
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS		2,709
Financial Assets Available for sale		69,476
FINANCIAL ASSETS AT AMORTIZED COST		431,521
Debt Securities Financial Assets at Amortized Cost		10,339
Loans and advances to central banks		7,300
Loans and advances to banks		26,261
Loans and Advances to customers		387,621
Held to Maturity Investment		13,754
HEDGING DERIVATIVES, ASSETS		2,485
Accumulated Fair Value Hedge Adjustment or Hedged Item Included In Carrying Amount Assets		(25)
Investments In Subsidiaries Joint Ventures And Associates		1,588
INSURANCE OR REINSURANCE ASSETS		421
Tangible Assets		7,191
Intangible Assets		8,464
Tax Assets		16,888
Other Assets		4,359
Non Current Assets Or Disposal Groups Clasified As Held For Sale		23,853
TOTAL ASSETS		690,059
LIABILITIES AND EQUITY
Financial Liabilities Held For Trading		46,182
Total Financial Liabilities At Fair Value Through Profit or Loss		2,222
FINANCIAL LIABILITIES AT AMORTIZED COST		543,713
Deposits from cental banks		37,054
Deposits from credit institutions		54,516
Customer deposits		376,379
Debt certificates, at amortized cost		63,915
Other financial liabilities, at amortized cost		11,850
HEDGING DERIVATIVES, LIABILITIES		2,880
Accumulated Fair Value Hedge Adjustment or Hedged Item Included In Carrying Amount Liabilities		(7)
LIABILITIES UNDER INSURANCE CONTRACTS		9,223
Provisions		7,477
Tax liabilities		3,298
OTHER LIABILITIES		4,550
LIABILITIES INCLUDED IN DISPOSAL GROUPS CLASSIFIED AS HELD FOR SALE		17,197
TOTAL LIABILITIES		636,736
Total shareholders' funds		53,283
Capital (Capital base and capital management)		3,267
Share Premium		23,992
Equity Instruments issued other than capital		0
Other Equity ( Capital base and management)		54
Retained Earnings		23,612
Revaluation reverse		12
Other Reserves		(35)
Less Treasury shares		96
Profit Loss Attributable To Owners Of Parent shareholder funds		3,519
Less Interim dividends		1,043
Accumulated Other Comprehensive Income		(6,939)
Total Non-Controlling interests		6,979
TOTAL EQUITY		53,323
Equity and liabilities		690,059
Financial Instruments Classification and Measurement [Member]
Assets
BBVA Cash Balance Available To The Date		0
Total financial assets held for trading		27,159
Derivative financial assets held for trading		0
Equity Instruments Held For Trading		48
Debt Instruments Held For Trading		0
Loans and Advances to Central Banks Held for Trading		245
Loans And Advances To Banks Held For Trading		14,895
Loans and receivables Held For Trading		11,970
Non Trading Financial Assets Mandatorily Measured At Fair Value Through Profit or Loss		4,451
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS		(1,690)
Total Financial Assets At Fair Value Through Other Comprehensive Income		62,107
Subtotal Equity instruments At Fair Value Through Other Comprehensive Income		2,761
Subtotal Debt Instruments At Fair Value Through Other Comprehensive Income		59,293
Loans and advances Financial Assets At Fair Value Through Other Comprehensive Income		140
Financial Assets Available for sale		(69,476)
FINANCIAL ASSETS AT AMORTIZED COST		(8,680)
Debt Securities Financial Assets at Amortized Cost		19,623
Loans and advances to central banks		(245)
Loans and advances to banks		(15,622)
Loans and Advances to customers		(12,435)
Held to Maturity Investment		(13,754)
HEDGING DERIVATIVES, ASSETS		0
Accumulated Fair Value Hedge Adjustment or Hedged Item Included In Carrying Amount Assets		0
Investments In Subsidiaries Joint Ventures And Associates		1
INSURANCE OR REINSURANCE ASSETS		0
Tangible Assets		0
Intangible Assets		0
Tax Assets		8
Other Assets		0
Non Current Assets Or Disposal Groups Clasified As Held For Sale		(1)
TOTAL ASSETS		125
LIABILITIES AND EQUITY
Financial Liabilities Held For Trading		34,601
Total Financial Liabilities At Fair Value Through Profit or Loss		3,273
FINANCIAL LIABILITIES AT AMORTIZED COST		(37,595)
Deposits from cental banks		(3,261)
Deposits from credit institutions		(19,381)
Customer deposits		(12,690)
Debt certificates, at amortized cost		(2,266)
Other financial liabilities, at amortized cost		1
HEDGING DERIVATIVES, LIABILITIES		(112)
Accumulated Fair Value Hedge Adjustment or Hedged Item Included In Carrying Amount Liabilities		0
LIABILITIES UNDER INSURANCE CONTRACTS		0
Provisions		0
Tax liabilities		(24)
OTHER LIABILITIES		0
LIABILITIES INCLUDED IN DISPOSAL GROUPS CLASSIFIED AS HELD FOR SALE		1
TOTAL LIABILITIES		142
Total shareholders' funds		71
Capital (Capital base and capital management)		0
Share Premium		0
Equity Instruments issued other than capital		0
Other Equity ( Capital base and management)		0
Retained Earnings		71
Revaluation reverse		0
Other Reserves		0
Less Treasury shares		0
Profit Loss Attributable To Owners Of Parent shareholder funds		0
Less Interim dividends		0
Accumulated Other Comprehensive Income		(109)
Total Non-Controlling interests		21
TOTAL EQUITY		(17)
Equity and liabilities		125
Impairment member
Assets
BBVA Cash Balance Available To The Date		0
Total financial assets held for trading		0
Derivative financial assets held for trading		0
Equity Instruments Held For Trading		0
Debt Instruments Held For Trading		0
Loans and Advances to Central Banks Held for Trading		0
Loans And Advances To Banks Held For Trading		0
Loans and receivables Held For Trading		0
Non Trading Financial Assets Mandatorily Measured At Fair Value Through Profit or Loss		0
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS		0
Total Financial Assets At Fair Value Through Other Comprehensive Income		8
Subtotal Equity instruments At Fair Value Through Other Comprehensive Income		0
Subtotal Debt Instruments At Fair Value Through Other Comprehensive Income		8
Loans and advances Financial Assets At Fair Value Through Other Comprehensive Income		0
Financial Assets Available for sale		0
FINANCIAL ASSETS AT AMORTIZED COST		(1,158)
Debt Securities Financial Assets at Amortized Cost		(3)
Loans and advances to central banks		0
Loans and advances to banks		22
Loans and Advances to customers		(1,177)
Held to Maturity Investment		0
HEDGING DERIVATIVES, ASSETS		0
Accumulated Fair Value Hedge Adjustment or Hedged Item Included In Carrying Amount Assets		0
Investments In Subsidiaries Joint Ventures And Associates		0
INSURANCE OR REINSURANCE ASSETS		0
Tangible Assets		0
Intangible Assets		0
Tax Assets		400
Other Assets		0
Non Current Assets Or Disposal Groups Clasified As Held For Sale		(21)
TOTAL ASSETS		(770)
LIABILITIES AND EQUITY
Financial Liabilities Held For Trading		0
Total Financial Liabilities At Fair Value Through Profit or Loss		0
FINANCIAL LIABILITIES AT AMORTIZED COST		0
Deposits from cental banks		0
Deposits from credit institutions		0
Customer deposits		0
Debt certificates, at amortized cost		0
Other financial liabilities, at amortized cost		0
HEDGING DERIVATIVES, LIABILITIES		0
Accumulated Fair Value Hedge Adjustment or Hedged Item Included In Carrying Amount Liabilities		0
LIABILITIES UNDER INSURANCE CONTRACTS		0
Provisions		125
Tax liabilities		17
OTHER LIABILITIES		0
LIABILITIES INCLUDED IN DISPOSAL GROUPS CLASSIFIED AS HELD FOR SALE		(10)
TOTAL LIABILITIES		132
Total shareholders' funds		(923)
Capital (Capital base and capital management)		0
Share Premium		0
Equity Instruments issued other than capital		0
Other Equity ( Capital base and management)		0
Retained Earnings		(923)
Revaluation reverse		0
Other Reserves		0
Less Treasury shares		0
Profit Loss Attributable To Owners Of Parent shareholder funds		0
Less Interim dividends		0
Accumulated Other Comprehensive Income		13
Total Non-Controlling interests		8
TOTAL EQUITY		(902)
Equity and liabilities		(770)
Opening Balance Current Year IFRS 9 [Member]
Assets
BBVA Cash Balance Available To The Date		42,680
Total financial assets held for trading		91,854
Derivative financial assets held for trading		35,265
Equity Instruments Held For Trading		6,849
Debt Instruments Held For Trading		22,573
Loans and Advances to Central Banks Held for Trading		245
Loans And Advances To Banks Held For Trading		14,895
Loans and receivables Held For Trading		12,026
Non Trading Financial Assets Mandatorily Measured At Fair Value Through Profit or Loss		4,451
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS		1,019
Total Financial Assets At Fair Value Through Other Comprehensive Income		62,115
Subtotal Equity instruments At Fair Value Through Other Comprehensive Income		2,761
Subtotal Debt Instruments At Fair Value Through Other Comprehensive Income		59,301
Loans and advances Financial Assets At Fair Value Through Other Comprehensive Income		140
FINANCIAL ASSETS AT AMORTIZED COST		421,685
Debt Securities Financial Assets at Amortized Cost		29,959
Loans and advances to central banks		7,055
Loans and advances to banks		10,661
Loans and Advances to customers		374,009
HEDGING DERIVATIVES, ASSETS		2,485
Accumulated Fair Value Hedge Adjustment or Hedged Item Included In Carrying Amount Assets		(25)
Investments In Subsidiaries Joint Ventures And Associates		1,589
INSURANCE OR REINSURANCE ASSETS		421
Tangible Assets		7,191
Intangible Assets		8,464
Tax Assets		17,296
Other Assets		4,359
Non Current Assets Or Disposal Groups Clasified As Held For Sale		23,832
TOTAL ASSETS		689,414
LIABILITIES AND EQUITY
Financial Liabilities Held For Trading		80,783
Total Financial Liabilities At Fair Value Through Profit or Loss		5,495
FINANCIAL LIABILITIES AT AMORTIZED COST		506,118
Deposits from cental banks		33,793
Deposits from credit institutions		35,135
Customer deposits		363,689
Debt certificates, at amortized cost		61,649
Other financial liabilities, at amortized cost		11,851
HEDGING DERIVATIVES, LIABILITIES		2,768
Accumulated Fair Value Hedge Adjustment or Hedged Item Included In Carrying Amount Liabilities		(7)
LIABILITIES UNDER INSURANCE CONTRACTS		9,223
Provisions		7,602
Tax liabilities		3,291
OTHER LIABILITIES		4,550
LIABILITIES INCLUDED IN DISPOSAL GROUPS CLASSIFIED AS HELD FOR SALE		17,188
TOTAL LIABILITIES		637,010
Total shareholders' funds		52,432
Capital (Capital base and capital management)		3,267
Share Premium		23,992
Equity Instruments issued other than capital		0
Other Equity ( Capital base and management)		54
Retained Earnings		22,760
Revaluation reverse		12
Other Reserves		(35)
Less Treasury shares		96
Profit Loss Attributable To Owners Of Parent shareholder funds		3,519
Less Interim dividends		1,043
Accumulated Other Comprehensive Income		(7,036)
Total Non-Controlling interests		7,008
TOTAL EQUITY		52,404
Equity and liabilities		€ 689,414
[1]	(1) The figures corresponding to 2017 have been restated (see Note 1.3).
[2]	(2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previou sly part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), total assets of th e United States and the Mexico operating segments would have been €84,726 million and €97,492 million, respectively, as of December 31, 2016.
[3]	(*) As of December 31, 2018, balance relating to repurchase agreements in Central Banks is €375 million (see Note 35).
[4]	(*) See Note 1.3.

Note 3 - BBVA Group - Contribut

Note 3 - BBVA Group - Contribution to Consolidated Group Assets (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017		Dec. 31, 2016
Grupo BBVA
Description Of Nature Of Entitys Operations And Principal Activities	The BBVA Group is an international diversified financial group with a significant presence in retail banking, wholesale banking, asset management and private banking. The Group also operates in other sectors such as insurance, real estate, operational leasing, etc.
Contribution To Consolidated Group Assets Line Items
Contributed To Consolidated Group Assets	€ 676,689	€ 690,059	[1]	€ 731,856	[1],[2]
Principal Place Of Business	significant presence in retail banking, wholesale banking, asset management and private banking
Disclosure Of Main Geographies Of Activity	The BBVA Group’s activities are mainly located in Spain, Mexico, South America, the United States and Turkey, with active presence in other countries
Banking And Other Financial Services [Member]
Contribution To Consolidated Group Assets Line Items
Contributed To Consolidated Group Assets	€ 647,164	659,414		699,592
Insurance And Pension Fund [Member]
Contribution To Consolidated Group Assets Line Items
Contributed To Consolidated Group Assets	26,732	26,134		26,831
Other Non Financial [Member]
Contribution To Consolidated Group Assets Line Items
Contributed To Consolidated Group Assets	€ 2,793	€ 4,511		€ 5,433
[1]	(1) The figures corresponding to 2017 have been restated (see Note 1.3).
[2]	(2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previou sly part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), total assets of th e United States and the Mexico operating segments would have been €84,726 million and €97,492 million, respectively, as of December 31, 2016.

Note 3 - BBVA Group - Descripti

Note 3 - BBVA Group - Description Of Changes In Group (Details) € / shares in Units, € in Millions, $ in Millions

1 Months Ended

12 Months Ended

Oct. 31, 2018

Jul. 31, 2018

Mar. 31, 2017

Feb. 28, 2017

Mar. 31, 2016€ / shares

Dec. 31, 2018EUR (€)€ / shares

Dec. 31, 2017EUR (€)€ / shares

Dec. 31, 2016EUR (€)€ / shares

Oct. 10, 2018EUR (€)

Jul. 06, 2018EUR (€)

Jul. 06, 2018USD ($)

Mar. 29, 2017€ / shares

Sep. 28, 2016€ / shares

Description Of Changes In Group [Line Items]

Purchase of treasury shares

€ 1,683

€ 1,674

€ 2,004

Sale or cancellation of treasury shares

€ (1,505)

€ (1,622)

€ (2,263)

Par Value Per Share | € / shares

€ 0.49

€ 0.49

€ 0.49

€ 0.49

€ 0.49

€ 0.49

Turkiye Garanti [Member] | Investment [Member]

Description Of Changes In Group [Line Items]

Purchase Of Treasury Shares, Percentage

9.95%

Percentage of total share

the sale and purchase agreement was completed, and therefore BBVA´s total stake in Garanti Bank as of December 31, 2017 amounts to 49.85%

Result of the transaction

BBVA Group entered into an agreement for the acquisition from Dogus Holding A.S. and Dogus Arastirma Gelistirme ve Musavirlik Hizmetleri A.S of 41,790,000,000 shares of Turkiye Garanti Bankasi, A.S. (“Garanti Bank”)

BBVA Chile [Member] | Divestitures [Member]

Description Of Changes In Group [Line Items]

Percentage of total share

BBVA owned approximately, directly and indirectly, 68.19% of BBVA Chile share capital

Contracted price in other currencies | $

$ 2,200

Percentage of equity sale

68.19% of BBVA Chile share capital

Gain net of taxes

€ 633

Total [Member] | Investment [Member]

Description Of Changes In Group [Line Items]

Result of the transaction

The BBVA Group, at its Board of Directors meeting held on March 31, 2016, adopted a resolution to begin a merger process of BBVA S.A. (absorbing company), Catalunya Banc, S.A., Banco Depositario BBVA, S.A. y Unoe Bank, S.A. This transaction was part of the corporate reorganization of its banking subsidiaries in Spain, was successfully completed throughout 2016 and has no impact in the Consolidated Financial Statements both from the accounting and the solvency stand points.

Total [Member] | Real Estate Activity [Member]

Description Of Changes In Group [Line Items]

Whole bussines value

€ 5,000

Percentage of equity sale

Closing of the transaction has resulted in the sale of 80% of the share capital of the company Divarian Propiedad, S.A. to an entity managed by Cerberus

Result of the transaction

BBVA reached an agreement with a subsidiary of Cerberus Capital Management, L.P. (“Cerberus”) for the creation of a “joint venture” to which an important part of the real estate business of BBVA in Spain is transferred (the “Business”).

Note 4 - Shareholder Remunera_3

Note 4 - Shareholder Remuneration System - Shareholder System (Details) - EUR (€)	1 Months Ended			12 Months Ended
	Mar. 31, 2017	Sep. 30, 2016	Mar. 31, 2016	Dec. 31, 2018	Dec. 31, 2017	Mar. 29, 2017	Dec. 31, 2016	Sep. 28, 2016
Share holder Remuneration System Abstract
BBVA Shareholder Remuneration Policy				BBVA’s shareholder remuneration policy communicated in October 2013 established the distribution of an annual pay-out of between 35% and 40% of the profits earned in each year and the progressive reduction of the remuneration via “Dividend Options”, so that the shareholders’ remuneration would ultimately be fully in cash. As announced on February 1, 2017, BBVA’s Board of Directors executed a capital increase to be charged to voluntary reserves for the instrumentation of the last “Dividend Option”, being the subsequent shareholders’ remunerations fully in cash, dated March 29, 2017
Issue Of Equity	€ 49,622,955.62	€ 42,266,085.33	€ 55,702,125.43
Number Of Shares Issued			113,677,807			101,271,338		86,257,317
Par Value Per Share			€ 0.49	€ 0.49	€ 0.49	€ 0.49	€ 0.49	€ 0.49
Percentage Of Owners Who Have Opted To Receive Newly Issued BBVA Ordinary Shares	83.28%	87.85%	82.13%
Percentage Of Owners Who Have Opted To Sell The Rights Of Free Allocation Assigned To Them To BBVA	16.72%	12.15%	17.87%
Number Of Rights Adquired By BBVA	1,097,962,903	787,374,942	1,137,500,965
Total Amount Of Number Of Shares Adquired	€ 143,833,140.29	€ 62,989,995.36	€ 146,737,624.49
Price Per Right	€ 0.131	€ 0.08	€ 0.129

Note 4 - Shareholder Remunera_4

Note 4 - Shareholder Remuneration System - Dividens (Details) - EUR (€) € / shares in Units, € in Millions	1 Months Ended
	Oct. 31, 2018	Sep. 30, 2018	Apr. 30, 2018	Mar. 31, 2018	Oct. 31, 2017	Sep. 30, 2017	Feb. 28, 2017	Dec. 31, 2016	Jul. 31, 2016	Jun. 30, 2016
Share holder Remuneration System Abstract
Dividends Paid per share		€ 0.1		€ 0.15		€ 0.09		€ 0.08		€ 0.08
Net Dividends Paid per share		€ 0.081		€ 0.1215		€ 0.0729		€ 0.0648		€ 0.0648
Dividend distribution	€ 663		€ 996		€ 599		€ 525		€ 517

Note 4 - Shareholder Remunera_5

Note 4 - Shareholder Remuneration System - Available Amount For Interim Divided Payments (Details) - EUR (€) € in Millions	1 Months Ended	12 Months Ended
	Aug. 31, 2018	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Share holder Remuneration System Abstract
Profit	€ 2,462	€ 6,151	€ 4,762	€ 4,693
Additional Tier I Capital Instruments Remuneration	236
Dividends		(2,107)	(1,698)	(1,599)
Maximun Amount Distributable	2,226
Amount Of Proposed Interim Dividend	667
BBVA Cash Balance Available To The Date	€ 4,577	€ 58,196	€ 42,680	€ 40,039

Note 4 - Shareholder Remunera_6

Note 4 - Shareholder Remuneration System - Allocation Of Earnings (Details) € in Millions	Dec. 31, 2018EUR (€)
Share holder Remuneration System Abstract
Profit of BBVA, S.A.	€ 2,316
Interim Dividens	667
Final Dividends	1,067
Additional Tier I Securities Distribution	313
Voluntary Reserves Distribution	€ 269

Note 5 - Earnings Per Share (De

Note 5 - Earnings Per Share (Details) - EUR (€) € / shares in Units, € in Millions, shares in Millions		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Earnings Per Share Abstract
Profit (Loss) From Continuing Operations Attributable To Ordinary Equity Holders Of Parent Company		€ 5,324	€ 3,519	€ 3,475
Adjustment Additional Tier 1 Securities	[1]	(313)	(301)	(260)
Profit Loss Attributable To Ordinary Equity Holders Of Parent Entity Including Dilutive Effects		5,011	3,218	3,215
Profit from discontinued operations net (Income Statement)		€ 0	€ 0	€ 0
Weighted Average Shares	[2]	6,668	6,642	6,468
Weighted Average Shares X Corrective Factor	[3]	€ 6,668	€ 6,642	€ 6,592
AdjustedWeightedAverageShares		6,636	6,642	6,592
Adjusted Weighted Average Shares Diluted EPS		€ 6,636	€ 6,642	€ 6,592
Basic Earnings Loss Per Share	[4]	€ 0.76	€ 0.48	€ 0.49
Basic Earnings Loss Per Share From Continuing Operations		0.76	0.48	0.49
Diluted Earnings Loss Per Share From Continuing Operations		0.76	0.48	0.49
Basic Earnings Loss Per Share From Discontinued Operations		0	0	0
Diluted Earnings Loss Per Share From Discontinued Operations		€ 0	€ 0	€ 0
[1]	(1) Remuneration in the year related to contingent convertible securities, recognized in equity (see Note 22.4).
[2]	(2) Weighted average number of shares outstanding (millions of euros), excluding weighted average of treasury shares during the period.
[3]	(3) Corrective factor, due to the capital increase with pre-emptive subscription right, applied for the previous years.
[4]	(*) As of December 31, 2018 the weighted average number of shares outstanding was 6,668 million (6,642 and 6,468 million as of December 31 , 2017 and 2016, respectively) and the adjustment of additional Tier 1 securities amounted to €313 million (€301 and €260 million as of December 31, 2017 and 2016, respectively).

Note 6 - Operating Segment Re_2

Note 6 - Operating Segment Reporting - Total Assets Operating Segment (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017		Dec. 31, 2016
Total Assets Line Items
Assets	€ 676,689	€ 690,059	[1]	€ 731,856	[1],[2]
Banking Activity in Spain [Member]
Total Assets Line Items
Assets	335,294	319,417	[1]	335,847	[1],[2]
Real Estate Activity in Spain [Member]
Total Assets Line Items
Assets	4,163	9,714	[1]	13,713	[1],[2]
United States [Member]
Total Assets Line Items
Assets	82,057	75,775	[1]	88,902	[1],[2]
Turkey [Member]
Total Assets Line Items
Assets	66,250	78,694	[1]	84,866	[1],[2]
Mexico [Member]
Total Assets Line Items
Assets	96,455	94,061	[1]	93,318	[1],[2]
South America [Member]
Total Assets Line Items
Assets	52,385	74,636	[1]	77,918	[1],[2]
Rest Of Eurasia [Member]
Total Assets Line Items
Assets	18,000	17,265	[1]	19,106	[1],[2]
Subtotal [Member]
Total Assets Line Items
Assets	654,605	669,562	[1]	713,670	[1],[2]
Corporate Center [Member]
Total Assets Line Items
Assets	22,084	20,497	[1]	18,186	[1],[2]
Total [Member]
Total Assets Line Items
Assets	€ 676,689	€ 690,059		€ 731,856
[1]	(1) The figures corresponding to 2017 have been restated (see Note 1.3).
[2]	(2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previou sly part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), total assets of th e United States and the Mexico operating segments would have been €84,726 million and €97,492 million, respectively, as of December 31, 2016.

Note 6 - Operating Segments R_2

Note 6 - Operating Segments Reporting - Income by Operating Segment (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017		Dec. 31, 2016
Income By Operating Segment Line Items
GROSS INCOME	€ 23,747	€ 25,270		€ 24,653
OPERATING PROFIT BEFORE TAX	8,446	6,931		6,392
Profit or loss attributable to owners of the parent	5,324	3,519		3,475
Banking Activity in Spain [Member]
Income By Operating Segment Line Items
Net Interest Income	3,672	3,738		3,877
GROSS INCOME	5,943	6,180		6,416
OPERATING PROFIT BEFORE TAX	2,017	1,854		1,268
Profit or loss attributable to owners of the parent	1,522	1,374		905
Real Estate Activity in Spain [Member]
Income By Operating Segment Line Items
Net Interest Income	32	71		60
GROSS INCOME	38	(17)		(6)
OPERATING PROFIT BEFORE TAX	(129)	(656)		(743)
Profit or loss attributable to owners of the parent	(78)	(490)		(595)
United States [Member]
Income By Operating Segment Line Items
Net Interest Income	2,276	2,119		1,953
GROSS INCOME	2,989	2,876		2,706
OPERATING PROFIT BEFORE TAX	919	748		612
Profit or loss attributable to owners of the parent	735	486		459
Turkey [Member]
Income By Operating Segment Line Items
Net Interest Income	3,135	3,331		3,404
GROSS INCOME	3,901	4,115		4,257
OPERATING PROFIT BEFORE TAX	1,448	2,147		1,906
Profit or loss attributable to owners of the parent	569	826		599
Mexico [Member]
Income By Operating Segment Line Items
Net Interest Income	5,568	5,476		5,126
GROSS INCOME	7,193	7,122		6,766
OPERATING PROFIT BEFORE TAX	3,294	2,984		2,678
Profit or loss attributable to owners of the parent	2,384	2,187		1,980
South America [Member]
Income By Operating Segment Line Items
Net Interest Income	3,009	3,200		2,930
GROSS INCOME	3,701	4,451		4,054
OPERATING PROFIT BEFORE TAX	1,307	1,691		1,552
Profit or loss attributable to owners of the parent	591	861		771
Rest Of Eurasia [Member]
Income By Operating Segment Line Items
Net Interest Income	175	180		166
GROSS INCOME	415	468		491
OPERATING PROFIT BEFORE TAX	144	177		203
Profit or loss attributable to owners of the parent	93	125		151
Corporate Center [Member]
Income By Operating Segment Line Items
Net Interest Income	(276)	(357)		(455)
GROSS INCOME	(432)	73		(31)
OPERATING PROFIT BEFORE TAX	(1,420)	(2,013)		(1,084)
Profit or loss attributable to owners of the parent	(494)	(1,848)		(794)
Total [Member]
Income By Operating Segment Line Items
Net Interest Income	17,591	17,758	[1]	17,059	[1],[2]
GROSS INCOME	23,747	25,270	[1]	24,653	[1],[2]
OPERATING PROFIT BEFORE TAX	7,580	6,931	[1]	6,392	[1],[2]
Profit or loss attributable to owners of the parent	€ 5,324	€ 3,519	[1]	€ 3,475	[1],[2]
[1]	(1) The figures corresponding to 2017 have been restated (s ee Note 1.3).
[2]	(2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previously part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), profit attributable to parent company for the United States and the Me xico operating segments would have been €442 million and €1,997 million, respectively, for the year ended December 31, 2016.

Note 7 - Risk Management - Maxi

Note 7 - Risk Management - Maximum Credit Risk Exposure (Details) € in Millions	Dec. 31, 2018EUR (€)
Financial Assets Held For Trading [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	€ 59,581
Debt securities Financial Assets Held for trading [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	25,577
Equity Instruments Financial Assets Held for trading [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	5,254
Loans and Advances to Customers Financial Assets Held for trading [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	28,750
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	5,135
Loans and Advances Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	1,803
Debt Securities Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	237
Equity Instruments Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	3,095
Financial assets designated at fair value throught profit or loss [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	1,313
Derivatives tradings and hedging [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	38,249
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	56,332
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	56,329
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	3
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	0
Debt securities Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	53,737
Debt securities Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	53,734
Debt securities Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	3
Debt securities Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	0
Equity Instruments Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	2,595
Equity Instruments Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	2,595
Equity Instruments Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	0
Equity Instruments Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	0
Financial Assets At Amortised Cost Member | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	431,927
Financial Assets At Amortised Cost Member | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	384,632
Financial Assets At Amortised Cost Member | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	30,902
Financial Assets At Amortised Cost Member | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	16,394
Loans and advances to central banks Financial Assets At Amortised Cost [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	3,947
Loans and advances to central banks Financial Assets At Amortised Cost [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	3,947
Loans and advances to central banks Financial Assets At Amortised Cost [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	0
Loans and advances to central banks Financial Assets At Amortised Cost [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	0
Loans and advances to credit institutions Financial Assets At Amortised Cost [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	9,175
Loans and advances to credit institutions Financial Assets At Amortised Cost [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	9,131
Loans and advances to credit institutions Financial Assets At Amortised Cost [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	34
Loans and advances to credit institutions Financial Assets At Amortised Cost [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	10
Loans and advances to customers Financial Assets At Amortised Cost [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	386,225
Loans and advances to customers Financial Assets At Amortised Cost [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	339,204
Loans and advances to customers Financial Assets At Amortised Cost [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	30,673
Loans and advances to customers Financial Assets At Amortised Cost [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	16,348
Debt securities Financial Assets At Amortised Cost [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	32,580
Debt securities Financial Assets At Amortised Cost [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	32,350
Debt securities Financial Assets At Amortised Cost [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	195
Debt securities Financial Assets At Amortised Cost [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	35
Total Financial Assets Risk [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	592,538
Total Financial Assets Risk [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	440,960
Total Financial Assets Risk [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	30,905
Total Financial Assets Risk [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	16,394
Total Loan Commitments and Financial Guarantees [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	170,511
Total Loan Commitments and Financial Guarantees [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	161,404
Total Loan Commitments and Financial Guarantees [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	8,120
Total Loan Commitments and Financial Guarantees [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	987
Total Maximun Credit Exposure [Member] | Total [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	€ 763,049

Note 7 - Risk Management - Brea

Note 7 - Risk Management - Breakdown Loans and Advances Net of Impairment Losses (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
On demand and short notice [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	€ 0
On demand and short notice [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	10
On demand and short notice [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0
On demand and short notice [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	151
On demand and short notice [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	2,833
On demand and short notice [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	648
On demand and short notice [Member] | By Product [Member] | Provisions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	(193)
On demand and short notice [Member] | By Product [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	3,641
On demand and short notice [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	3,834
On demand and short notice [Member] | Total [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		€ 0	€ 0
On demand and short notice [Member] | Total [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		222	373
On demand and short notice [Member] | Total [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		0	0
On demand and short notice [Member] | Total [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		270	246
On demand and short notice [Member] | Total [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		7,663	8,125
On demand and short notice [Member] | Total [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		2,405	2,507
On demand and short notice [Member] | Total [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		10,560	11,251
Credit Card Debt [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0
Credit Card Debt [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	8
Credit Card Debt [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	1
Credit Card Debt [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	2
Credit Card Debt [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	2,328
Credit Card Debt [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	13,108
Credit Card Debt [Member] | By Product [Member] | Provisions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	(1,048)
Credit Card Debt [Member] | By Product [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	15,446
Credit Card Debt [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	16,495
Credit Card Debt [Member] | Total [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		0	0
Credit Card Debt [Member] | Total [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		6	1
Credit Card Debt [Member] | Total [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		0	0
Credit Card Debt [Member] | Total [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		3	1
Credit Card Debt [Member] | Total [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		1,862	1,875
Credit Card Debt [Member] | Total [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		13,964	14,719
Credit Card Debt [Member] | Total [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		15,835	16,596
Trade Receivables [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	948
Trade Receivables [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0
Trade Receivables [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	195
Trade Receivables [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	16,190
Trade Receivables [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	103
Trade Receivables [Member] | By Product [Member] | Provisions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	(280)
Trade Receivables [Member] | By Product [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	17,436
Trade Receivables [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	17,716
Trade Receivables [Member] | Total [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		1,624	2,091
Trade Receivables [Member] | Total [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		0	0
Trade Receivables [Member] | Total [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		497	998
Trade Receivables [Member] | Total [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		20,385	20,246
Trade Receivables [Member] | Total [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		198	418
Trade Receivables [Member] | Total [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		22,705	23,753
Finance Leases [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0
Finance Leases [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	226
Finance Leases [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0
Finance Leases [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	3
Finance Leases [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	8,014
Finance Leases [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	406
Finance Leases [Member] | By Product [Member] | Provisions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	(427)
Finance Leases [Member] | By Product [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	8,650
Finance Leases [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	9,077
Finance Leases [Member] | Total [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		0	0
Finance Leases [Member] | Total [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		205	261
Finance Leases [Member] | Total [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		0	0
Finance Leases [Member] | Total [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		36	57
Finance Leases [Member] | Total [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		8,040	8,647
Finance Leases [Member] | Total [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		361	477
Finance Leases [Member] | Total [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		8,642	9,442
Reverse Repurchase Agreements [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0
Reverse Repurchase Agreements [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	293
Reverse Repurchase Agreements [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	477
Reverse Repurchase Agreements [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0
Reverse Repurchase Agreements [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0
Reverse Repurchase Agreements [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0
Reverse Repurchase Agreements [Member] | By Product [Member] | Provisions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	(1)
Reverse Repurchase Agreements [Member] | By Product [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	770
Reverse Repurchase Agreements [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	772
Reverse Repurchase Agreements [Member] | Total [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		305	81
Reverse Repurchase Agreements [Member] | Total [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		1,290	544
Reverse Repurchase Agreements [Member] | Total [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		13,793	15,597
Reverse Repurchase Agreements [Member] | Total [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		10,912	6,746
Reverse Repurchase Agreements [Member] | Total [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		0	0
Reverse Repurchase Agreements [Member] | Total [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		0	0
Reverse Repurchase Agreements [Member] | Total [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		26,300	22,968
Other Term Loans [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	3,911
Other Term Loans [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	26,839
Other Term Loans [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	2,947
Other Term Loans [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	7,030
Other Term Loans [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	133,573
Other Term Loans [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	157,760
Other Term Loans [Member] | By Product [Member] | Provisions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	(10,204)
Other Term Loans [Member] | By Product [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	332,060
Other Term Loans [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	342,264
Other Term Loans [Member] | Total [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		6,993	8,814
Other Term Loans [Member] | Total [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		26,983	29,140
Other Term Loans [Member] | Total [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		4,463	7,694
Other Term Loans [Member] | Total [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		5,763	6,878
Other Term Loans [Member] | Total [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		125,228	136,105
Other Term Loans [Member] | Total [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		155,418	167,892
Other Term Loans [Member] | Total [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		324,848	356,524
Advances That Are Not Loans [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	29
Advances That Are Not Loans [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	1,592
Advances That Are Not Loans [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	5,771
Advances That Are Not Loans [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	2,088
Advances That Are Not Loans [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	984
Advances That Are Not Loans [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	498
Advances That Are Not Loans [Member] | By Product [Member] | Provisions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	(63)
Advances That Are Not Loans [Member] | By Product [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	10,962
Advances That Are Not Loans [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	11,025
Advances That Are Not Loans [Member] | Total [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		2	0
Advances That Are Not Loans [Member] | Total [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		1,964	2,410
Advances That Are Not Loans [Member] | Total [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		8,005	8,083
Advances That Are Not Loans [Member] | Total [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		1,044	2,082
Advances That Are Not Loans [Member] | Total [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		1,459	1,194
Advances That Are Not Loans [Member] | Total [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		522	620
Advances That Are Not Loans [Member] | Total [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		12,995	14,389
Total Member [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	3,941
Total Member [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	29,917
Total Member [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	9,196
Total Member [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	9,468
Total Member [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	163,922
Total Member [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	172,522
Total Member [Member] | By Product [Member] | Provisions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	(12,217)
Total Member [Member] | By Product [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	388,966
Total Member [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	401,183
Total Member [Member] | Total [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		7,301	8,894
Total Member [Member] | Total [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		32,294	34,820
Total Member [Member] | Total [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		26,261	31,373
Total Member [Member] | Total [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		18,525	17,009
Total Member [Member] | Total [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		164,637	176,192
Total Member [Member] | Total [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		172,868	186,633
Total Member [Member] | Total [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		421,886	454,921
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	1,056
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	15
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	219
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	26,784
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	111,809
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | Provisions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	(4,122)
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	139,883
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	144,005
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | Total [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		998	4,722
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | Total [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		0	112
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | Total [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		308	690
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | Total [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		37,353	44,406
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | Total [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		116,938	132,398
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | Total [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		155,597	182,328
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	7,179
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	285
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	1,389
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	31,393
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	6,835
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Provisions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	(774)
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	47,081
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	47,855
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | Total [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		7,167	3,700
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | Total [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		13,501	15,191
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | Total [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		12,907	8,164
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | Total [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		24,100	21,863
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | Total [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		9,092	6,061
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | Total [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		66,767	54,979
Loans and Advances Net Of Impairment Losses Of Which: Credit For Consumpltion [Member] | By Purpose of the Loan [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	40,124
Loans and Advances Net Of Impairment Losses Of Which: Credit For Consumpltion [Member] | By Purpose of the Loan [Member] | Provisions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	(2,613)
Loans and Advances Net Of Impairment Losses Of Which: Credit For Consumpltion [Member] | By Purpose of the Loan [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	40,124
Loans and Advances Net Of Impairment Losses Of Which: Credit For Consumpltion [Member] | By Purpose of the Loan [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	42,736
Loans and Advances Net Of Impairment Losses Of Which: Credit For Consumpltion [Member] | Total [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		40,705	44,504
Loans and Advances Net Of Impairment Losses Of Which: Credit For Consumpltion [Member] | Total [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		40,705	44,504
Loans and Advances Net Of Impairment Losses Of Which: Lending For House Purchase [Member] | By Purpose of the Loan [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	111,007
Loans and Advances Net Of Impairment Losses Of Which: Lending For House Purchase [Member] | By Purpose of the Loan [Member] | Provisions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	(1,945)
Loans and Advances Net Of Impairment Losses Of Which: Lending For House Purchase [Member] | By Purpose of the Loan [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	111,007
Loans and Advances Net Of Impairment Losses Of Which: Lending For House Purchase [Member] | By Purpose of the Loan [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	112,952
Loans and Advances Net Of Impairment Losses Of Which: Lending For House Purchase [Member] | Total [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		114,709	127,606
Loans and Advances Net Of Impairment Losses Of Which: Lending For House Purchase [Member] | Total [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		114,709	127,606
Loans and Advances Net Of Impairment Losses Of Which: Project Finance Loans [Member] | By Subordination [Member] | Provisions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	(312)
Loans and Advances Net Of Impairment Losses Of Which: Project Finance Loans [Member] | By Subordination [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	13,973
Loans and Advances Net Of Impairment Losses Of Which: Project Finance Loans [Member] | By Subordination [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	€ 14,286
Loans and Advances Net Of Impairment Losses Of Which: Project Finance Loans [Member] | Total [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		16,412	19,269
Loans and Advances Net Of Impairment Losses Of Which: Project Finance Loans [Member] | Total [Member] | Total [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses		€ 16,412	€ 19,269

Note 7 - Risk Management - Guar

Note 7 - Risk Management - Guaranteed financial instruments based on IFRS9 (Details) € in Millions	Dec. 31, 2018EUR (€)
Maximun Credit Risk Exposure [Member] | Total [Member]
Impaired Financial Assets At Amortised Cost Line Items
Impaired Financial Assets At Amortised Cost	€ 16,394
of which guaranteed [Member] | Residential Mortgage [Member]
Impaired Financial Assets At Amortised Cost Line Items
Impaired Financial Assets At Amortised Cost	3,484
of which guaranteed [Member] | Commerce Mortgage [Member]
Impaired Financial Assets At Amortised Cost Line Items
Impaired Financial Assets At Amortised Cost	1,255
of which guaranteed [Member] | Cash [Member]
Impaired Financial Assets At Amortised Cost Line Items
Impaired Financial Assets At Amortised Cost	13
of which guaranteed [Member] | Other [Member]
Impaired Financial Assets At Amortised Cost Line Items
Impaired Financial Assets At Amortised Cost	317
of which guaranteed [Member] | Funds [Member]
Impaired Financial Assets At Amortised Cost Line Items
Impaired Financial Assets At Amortised Cost	€ 502

Note 7 - Risk Management -Inter

Note 7 - Risk Management -Internal Rating and Probability of Default (Details) - External Rating [Member]	12 Months Ended
	Dec. 31, 2018
Estandar & Poors [Member] | AAA
Disclosure Of External Credit Exposures Line Items
Abridged Scale	AAA
Estandar & Poors [Member] | AA Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	AA+
Estandar & Poors [Member] | AA
Disclosure Of External Credit Exposures Line Items
Abridged Scale	AA
Estandar & Poors [Member] | AA Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	AA-
Estandar & Poors [Member] | A Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	A+
Estandar & Poors [Member] | A
Disclosure Of External Credit Exposures Line Items
Abridged Scale	A
Estandar & Poors [Member] | A Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	A-
Estandar & Poors [Member] | BBB Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	BBB+
Estandar & Poors [Member] | BBB
Disclosure Of External Credit Exposures Line Items
Abridged Scale	BBB
Estandar & Poors [Member] | BBB Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	BBB-
Estandar & Poors [Member] | BB Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	BB+
Estandar & Poors [Member] | BB
Disclosure Of External Credit Exposures Line Items
Abridged Scale	BB
Estandar & Poors [Member] | BB Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	BB-
Estandar & Poors [Member] | B Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	B+
Estandar & Poors [Member] | B
Disclosure Of External Credit Exposures Line Items
Abridged Scale	B
Estandar & Poors [Member] | B Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	B-
Estandar & Poors [Member] | CCC Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	CCC+
Estandar & Poors [Member] | CCC
Disclosure Of External Credit Exposures Line Items
Abridged Scale	CCC
Estandar & Poors [Member] | CCC Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	CCC-
Estandar & Poors [Member] | CC Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	CC+
Estandar & Poors [Member] | CC
Disclosure Of External Credit Exposures Line Items
Abridged Scale	CC
Estandar & Poors [Member] | Below Rating Scale
Disclosure Of External Credit Exposures Line Items
Abridged Scale	CC-
Reduced Scale [Member] | AAA
Disclosure Of External Credit Exposures Line Items
Abridged Scale	AAA
Reduced Scale [Member] | AA Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	AA+
Reduced Scale [Member] | AA
Disclosure Of External Credit Exposures Line Items
Abridged Scale	AA
Reduced Scale [Member] | AA Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	AA-
Reduced Scale [Member] | A Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	A+
Reduced Scale [Member] | A
Disclosure Of External Credit Exposures Line Items
Abridged Scale	A
Reduced Scale [Member] | A Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	A-
Reduced Scale [Member] | BBB Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	BBB+
Reduced Scale [Member] | BBB
Disclosure Of External Credit Exposures Line Items
Abridged Scale	BBB
Reduced Scale [Member] | BBB Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	BBB-
Reduced Scale [Member] | BB Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	BB+
Reduced Scale [Member] | BB
Disclosure Of External Credit Exposures Line Items
Abridged Scale	BB
Reduced Scale [Member] | BB Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	BB-
Reduced Scale [Member] | B Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	B+
Reduced Scale [Member] | B
Disclosure Of External Credit Exposures Line Items
Abridged Scale	B
Reduced Scale [Member] | B Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	B-
Reduced Scale [Member] | CCC Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	CCC+
Reduced Scale [Member] | CCC
Disclosure Of External Credit Exposures Line Items
Abridged Scale	CCC
Reduced Scale [Member] | CCC Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	CCC-
Reduced Scale [Member] | CC Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	CC+
Reduced Scale [Member] | CC
Disclosure Of External Credit Exposures Line Items
Abridged Scale	CC
Reduced Scale [Member] | Below Rating Scale
Disclosure Of External Credit Exposures Line Items
Abridged Scale	CC-
Average [Member] | AAA
Disclosure Of External Credit Exposures Line Items
Abridged Scale	1
Average [Member] | AA Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	2
Average [Member] | AA
Disclosure Of External Credit Exposures Line Items
Abridged Scale	3
Average [Member] | AA Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	4
Average [Member] | A Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	5
Average [Member] | A
Disclosure Of External Credit Exposures Line Items
Abridged Scale	8
Average [Member] | A Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	10
Average [Member] | BBB Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	14
Average [Member] | BBB
Disclosure Of External Credit Exposures Line Items
Abridged Scale	20
Average [Member] | BBB Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	31
Average [Member] | BB Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	51
Average [Member] | BB
Disclosure Of External Credit Exposures Line Items
Abridged Scale	88
Average [Member] | BB Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	150
Average [Member] | B Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	255
Average [Member] | B
Disclosure Of External Credit Exposures Line Items
Abridged Scale	441
Average [Member] | B Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	785
Average [Member] | CCC Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	1,191
Average [Member] | CCC
Disclosure Of External Credit Exposures Line Items
Abridged Scale	1,500
Average [Member] | CCC Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	1,890
Average [Member] | CC Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	2,381
Average [Member] | CC
Disclosure Of External Credit Exposures Line Items
Abridged Scale	3,000
Average [Member] | Below Rating Scale
Disclosure Of External Credit Exposures Line Items
Abridged Scale	3,780
Minimum [Member] | AAA
Disclosure Of External Credit Exposures Line Items
Abridged Scale	-
Minimum [Member] | AA Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	2
Minimum [Member] | AA
Disclosure Of External Credit Exposures Line Items
Abridged Scale	3
Minimum [Member] | AA Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	4
Minimum [Member] | A Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	5
Minimum [Member] | A
Disclosure Of External Credit Exposures Line Items
Abridged Scale	6
Minimum [Member] | A Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	9
Minimum [Member] | BBB Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	11
Minimum [Member] | BBB
Disclosure Of External Credit Exposures Line Items
Abridged Scale	17
Minimum [Member] | BBB Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	24
Minimum [Member] | BB Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	39
Minimum [Member] | BB
Disclosure Of External Credit Exposures Line Items
Abridged Scale	67
Minimum [Member] | BB Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	116
Minimum [Member] | B Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	194
Minimum [Member] | B
Disclosure Of External Credit Exposures Line Items
Abridged Scale	335
Minimum [Member] | B Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	581
Minimum [Member] | CCC Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	1,061
Minimum [Member] | CCC
Disclosure Of External Credit Exposures Line Items
Abridged Scale	1,336
Minimum [Member] | CCC Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	1,684
Minimum [Member] | CC Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	2,121
Minimum [Member] | CC
Disclosure Of External Credit Exposures Line Items
Abridged Scale	2,673
Minimum [Member] | Below Rating Scale
Disclosure Of External Credit Exposures Line Items
Abridged Scale	3,367
Maximun [Member] | AAA
Disclosure Of External Credit Exposures Line Items
Abridged Scale	2
Maximun [Member] | AA Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	3
Maximun [Member] | AA
Disclosure Of External Credit Exposures Line Items
Abridged Scale	4
Maximun [Member] | AA Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	5
Maximun [Member] | A Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	6
Maximun [Member] | A
Disclosure Of External Credit Exposures Line Items
Abridged Scale	9
Maximun [Member] | A Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	11
Maximun [Member] | BBB Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	17
Maximun [Member] | BBB
Disclosure Of External Credit Exposures Line Items
Abridged Scale	24
Maximun [Member] | BBB Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	39
Maximun [Member] | BB Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	67
Maximun [Member] | BB
Disclosure Of External Credit Exposures Line Items
Abridged Scale	116
Maximun [Member] | BB Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	194
Maximun [Member] | B Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	335
Maximun [Member] | B
Disclosure Of External Credit Exposures Line Items
Abridged Scale	581
Maximun [Member] | B Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	1,061
Maximun [Member] | CCC Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	1,336
Maximun [Member] | CCC
Disclosure Of External Credit Exposures Line Items
Abridged Scale	1,684
Maximun [Member] | CCC Minus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	2,121
Maximun [Member] | CC Plus
Disclosure Of External Credit Exposures Line Items
Abridged Scale	2,673
Maximun [Member] | CC
Disclosure Of External Credit Exposures Line Items
Abridged Scale	3,367
Maximun [Member] | Below Rating Scale
Disclosure Of External Credit Exposures Line Items
Abridged Scale	4,243

Note 7 - Risk Management -Int_2

Note 7 - Risk Management -Internal Rating Exposure (Details)	12 Months Ended
	Dec. 31, 2018
Probability of Default [Member] | 0 to 2 [Member]
Disclosure of probability of default Line Items
Abridged Scale	0 to 2
Probability of Default [Member] | 2 to 5 [Member]
Disclosure of probability of default Line Items
Abridged Scale	2 to 5
Probability of Default [Member] | 5 to 11 [Member]
Disclosure of probability of default Line Items
Abridged Scale	5 to 11
Probability of Default [Member] | 11 to 39 [Member]
Disclosure of probability of default Line Items
Abridged Scale	11 to 39
Probability of Default [Member] | 39 to 194 [Member]
Disclosure of probability of default Line Items
Abridged Scale	39 to 194
Probability of Default [Member] | 194 to 1.061 [Member]
Disclosure of probability of default Line Items
Abridged Scale	194 to 1,061
Probability of Default [Member] | 1.061 to 2.121 [Member]
Disclosure of probability of default Line Items
Abridged Scale	1,061 to 2,121
Probability of Default [Member] | 2.121 to 4.243 [Member]
Disclosure of probability of default Line Items
Abridged Scale	> 2,021
Subject to 12 month ECL [Member]
Disclosure of probability of default Line Items
Abridged Scale	91.7
Subject to 12 month ECL [Member] | 0 to 2 [Member]
Disclosure of probability of default Line Items
Abridged Scale	9.6
Subject to 12 month ECL [Member] | 2 to 5 [Member]
Disclosure of probability of default Line Items
Abridged Scale	10.8
Subject to 12 month ECL [Member] | 5 to 11 [Member]
Disclosure of probability of default Line Items
Abridged Scale	6.3
Subject to 12 month ECL [Member] | 11 to 39 [Member]
Disclosure of probability of default Line Items
Abridged Scale	20.9
Subject to 12 month ECL [Member] | 39 to 194 [Member]
Disclosure of probability of default Line Items
Abridged Scale	30.1
Subject to 12 month ECL [Member] | 194 to 1.061 [Member]
Disclosure of probability of default Line Items
Abridged Scale	12.2
Subject to 12 month ECL [Member] | 1.061 to 2.121 [Member]
Disclosure of probability of default Line Items
Abridged Scale	1.6
Subject to 12 month ECL [Member] | 2.121 to 4.243 [Member]
Disclosure of probability of default Line Items
Abridged Scale	0.2
Subject to life time ECL [Member]
Disclosure of probability of default Line Items
Abridged Scale	8.3
Subject to life time ECL [Member] | 0 to 2 [Member]
Disclosure of probability of default Line Items
Abridged Scale	0.0
Subject to life time ECL [Member] | 2 to 5 [Member]
Disclosure of probability of default Line Items
Abridged Scale	0.1
Subject to life time ECL [Member] | 5 to 11 [Member]
Disclosure of probability of default Line Items
Abridged Scale	0.0
Subject to life time ECL [Member] | 11 to 39 [Member]
Disclosure of probability of default Line Items
Abridged Scale	0.4
Subject to life time ECL [Member] | 39 to 194 [Member]
Disclosure of probability of default Line Items
Abridged Scale	1.8
Subject to life time ECL [Member] | 194 to 1.061 [Member]
Disclosure of probability of default Line Items
Abridged Scale	3.6
Subject to life time ECL [Member] | 1.061 to 2.121 [Member]
Disclosure of probability of default Line Items
Abridged Scale	1.2
Subject to life time ECL [Member] | 2.121 to 4.243 [Member]
Disclosure of probability of default Line Items
Abridged Scale	1.2

Note 7 - Risk Management - Past

Note 7 - Risk Management - Past due but not impaired and impaired secured loans risks (I) (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017		Dec. 31, 2016		Dec. 31, 2015
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	€ 17,134	€ 20,590		€ 23,877		€ 26,103
Debt Securities [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		0
Debt Securities [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		0
Debt Securities [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		0
Debt Securities [Member] | Gross Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		66		272
Debt Securities [Member] | Carrying Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		38		128
Debt Securities [Member] | Specific Allowances Individually and collectively Estimated [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(28)		(144)
Debt Securities [Member] | Collective Allowances IBNR [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(21)		(46)
Debt Securities [Member] | Accumulated Write Offs [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		(1)
Debt Securities [Member] | Assets Without Significant Increase In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Debt Securities [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Debt Securities [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Debt Securities [Member] | Assets Significantly Increased In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Debt Securities [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Debt Securities [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Debt Securities [Member] | Impaired Assets [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Debt Securities [Member] | Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Debt Securities [Member] | Impaired Assets [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	5
Loans and receivables [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		3,432		3,384
Loans and receivables [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		759		696
Loans and receivables [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		503		735
Loans and receivables [Member] | Gross Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		19,401		22,925
Loans and receivables [Member] | Carrying Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		10,726		12,133
Loans and receivables [Member] | Specific Allowances Individually and collectively Estimated [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(8,675)		(10,793)
Loans and receivables [Member] | Collective Allowances IBNR [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(4,109)		(5,224)
Loans and receivables [Member] | Accumulated Write Offs [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(29,938)		(29,346)
Loans and receivables [Member] | Assets Without Significant Increase In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	4,191
Loans and receivables [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	454
Loans and receivables [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Assets Significantly Increased In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	4,261
Loans and receivables [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	3,228
Loans and receivables [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Impaired Assets [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	407
Loans and receivables [Member] | Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	900
Loans and receivables [Member] | Impaired Assets [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	2,769
Loans and receivables [Member] | Central Banks [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		0
Loans and receivables [Member] | Central Banks [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		0
Loans and receivables [Member] | Central Banks [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		0
Loans and receivables [Member] | Central Banks [Member] | Gross Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		0
Loans and receivables [Member] | Central Banks [Member] | Carrying Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		0
Loans and receivables [Member] | Central Banks [Member] | Specific Allowances Individually and collectively Estimated [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		0
Loans and receivables [Member] | Central Banks [Member] | Collective Allowances IBNR [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		0
Loans and receivables [Member] | Central Banks [Member] | Accumulated Write Offs [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		0
Loans and receivables [Member] | Central Banks [Member] | Assets Without Significant Increase In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Central Banks [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Central Banks [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Central Banks [Member] | Assets Significantly Increased In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Central Banks [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Central Banks [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Central Banks [Member] | Impaired Assets [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Central Banks [Member] | Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Central Banks [Member] | Impaired Assets [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | General Government [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		75		66
Loans and receivables [Member] | General Government [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		3		0
Loans and receivables [Member] | General Government [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		13		2
Loans and receivables [Member] | General Government [Member] | Gross Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		171		295
Loans and receivables [Member] | General Government [Member] | Carrying Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		129		256
Loans and receivables [Member] | General Government [Member] | Specific Allowances Individually and collectively Estimated [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(42)		(39)
Loans and receivables [Member] | General Government [Member] | Collective Allowances IBNR [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(69)		(13)
Loans and receivables [Member] | General Government [Member] | Accumulated Write Offs [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(27)		(13)
Loans and receivables [Member] | General Government [Member] | Assets Without Significant Increase In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	95
Loans and receivables [Member] | General Government [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	7
Loans and receivables [Member] | General Government [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | General Government [Member] | Assets Significantly Increased In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	5
Loans and receivables [Member] | General Government [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1
Loans and receivables [Member] | General Government [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | General Government [Member] | Impaired Assets [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	5
Loans and receivables [Member] | General Government [Member] | Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	5
Loans and receivables [Member] | General Government [Member] | Impaired Assets [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	26
Loans and receivables [Member] | Credit Institutions [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		3
Loans and receivables [Member] | Credit Institutions [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		0
Loans and receivables [Member] | Credit Institutions [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		82
Loans and receivables [Member] | Credit Institutions [Member] | Gross Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		11		10
Loans and receivables [Member] | Credit Institutions [Member] | Carrying Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		5		3
Loans and receivables [Member] | Credit Institutions [Member] | Specific Allowances Individually and collectively Estimated [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(6)		(7)
Loans and receivables [Member] | Credit Institutions [Member] | Collective Allowances IBNR [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(30)		(36)
Loans and receivables [Member] | Credit Institutions [Member] | Accumulated Write Offs [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(5)		(5)
Loans and receivables [Member] | Credit Institutions [Member] | Assets Without Significant Increase In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	3
Loans and receivables [Member] | Credit Institutions [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Credit Institutions [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Credit Institutions [Member] | Assets Significantly Increased In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Credit Institutions [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Credit Institutions [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Credit Institutions [Member] | Impaired Assets [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Credit Institutions [Member] | Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Credit Institutions [Member] | Impaired Assets [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Other Financial Institutions [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		2		4
Loans and receivables [Member] | Other Financial Institutions [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		7
Loans and receivables [Member] | Other Financial Institutions [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0		21
Loans and receivables [Member] | Other Financial Institutions [Member] | Gross Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		12		34
Loans and receivables [Member] | Other Financial Institutions [Member] | Carrying Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		6		8
Loans and receivables [Member] | Other Financial Institutions [Member] | Specific Allowances Individually and collectively Estimated [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(7)		(25)
Loans and receivables [Member] | Other Financial Institutions [Member] | Collective Allowances IBNR [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(19)		(57)
Loans and receivables [Member] | Other Financial Institutions [Member] | Accumulated Write Offs [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(5)		(6)
Loans and receivables [Member] | Other Financial Institutions [Member] | Assets Without Significant Increase In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	117
Loans and receivables [Member] | Other Financial Institutions [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	224
Loans and receivables [Member] | Other Financial Institutions [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Other Financial Institutions [Member] | Assets Significantly Increased In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	2
Loans and receivables [Member] | Other Financial Institutions [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Other Financial Institutions [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Other Financial Institutions [Member] | Impaired Assets [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Other Financial Institutions [Member] | Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Other Financial Institutions [Member] | Impaired Assets [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	5
Loans and receivables [Member] | Corporate Entities [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		843		968
Loans and receivables [Member] | Corporate Entities [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		153		209
Loans and receivables [Member] | Corporate Entities [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		170		204
Loans and receivables [Member] | Corporate Entities [Member] | Gross Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		10,791		13,786
Loans and receivables [Member] | Corporate Entities [Member] | Carrying Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		5,192		6,383
Loans and receivables [Member] | Corporate Entities [Member] | Specific Allowances Individually and collectively Estimated [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(5,599)		(7,402)
Loans and receivables [Member] | Corporate Entities [Member] | Collective Allowances IBNR [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(1,939)		(2,789)
Loans and receivables [Member] | Corporate Entities [Member] | Accumulated Write Offs [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(18,988)		(18,020)
Loans and receivables [Member] | Corporate Entities [Member] | Assets Without Significant Increase In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,140
Loans and receivables [Member] | Corporate Entities [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	158
Loans and receivables [Member] | Corporate Entities [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Corporate Entities [Member] | Assets Significantly Increased In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,282
Loans and receivables [Member] | Corporate Entities [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,180
Loans and receivables [Member] | Corporate Entities [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Corporate Entities [Member] | Impaired Assets [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	149
Loans and receivables [Member] | Corporate Entities [Member] | Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	276
Loans and receivables [Member] | Corporate Entities [Member] | Impaired Assets [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,333
Loans and receivables [Member] | Households [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		2,512		2,343
Loans and receivables [Member] | Households [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		603		479
Loans and receivables [Member] | Households [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		319		426
Loans and receivables [Member] | Households [Member] | Gross Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		8,417		8,801
Loans and receivables [Member] | Households [Member] | Carrying Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		5,395		5,483
Loans and receivables [Member] | Households [Member] | Specific Allowances Individually and collectively Estimated [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(3,022)		(3,319)
Loans and receivables [Member] | Households [Member] | Collective Allowances IBNR [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(2,052)		(2,329)
Loans and receivables [Member] | Households [Member] | Accumulated Write Offs [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(10,913)		(11,303)
Loans and receivables [Member] | Households [Member] | Assets Without Significant Increase In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	2,835
Loans and receivables [Member] | Households [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	64
Loans and receivables [Member] | Households [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Households [Member] | Assets Significantly Increased In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	2,971
Loans and receivables [Member] | Households [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	2,047
Loans and receivables [Member] | Households [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Loans and receivables [Member] | Households [Member] | Impaired Assets [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	254
Loans and receivables [Member] | Households [Member] | Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	618
Loans and receivables [Member] | Households [Member] | Impaired Assets [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,404
Total [Member] | Financial Assets Past Due But Not Impaired [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		3,432	[1]	3,384	[2]
Total [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		759		696
Total [Member] | Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		503		735
Total [Member] | Gross Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		19,467		23,197
Total [Member] | Carrying Value Financial Assets Impaired [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		10,764		12,261
Total [Member] | Specific Allowances Individually and collectively Estimated [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(8,703)		(10,937)
Total [Member] | Collective Allowances IBNR [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(4,130)		(5,270)
Total [Member] | Accumulated Write Offs [Member] | Other [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		€ (29,938)		€ (29,347)
Total [Member] | Assets Without Significant Increase In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	4,191
Total [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	454
Total [Member] | Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Total [Member] | Assets Significantly Increased In Credit Risk [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	4,261
Total [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	3,228
Total [Member] | Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Total [Member] | Impaired Assets [Member] | Current [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	407
Total [Member] | Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	900
Total [Member] | Impaired Assets [Member] | Later Than Three Months [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	€ 2,774
[1]	(*) Figures originally reported in the year 2017 in accordance to the applicable regulation, without restatements.
[2]	(*) Figures originally reported in the year 2016 in accordance to the applicable regulation, without restatements. F- PAGE \* Arabic \* MERGEFORMAT 1 F- PAGE \* Arabic \* MERGEFORMAT 31

Note 7 - Risk Management - Pa_2

Note 7 - Risk Management - Past due but not impaired and impaired secured loans risks (II) (Details) - EUR (€)	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	€ 17,134,000,000	€ 20,590,000,000	€ 23,877,000,000	€ 26,103,000,000
Financial Assets Past Due But Not Impaired [Member] | Current [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		77,000,000	79,000,000
Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		397,000,000	377,000,000
Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		115,000,000	51,000,000
Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		138,000,000	188,000,000
Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0	0
Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		2,705,000,000	2,685,000,000
Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		1,000,000	5,000,000
Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		1,345,000,000	1,202,000,000
Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		592,000,000	593,000,000
Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		1,260,000,000	1,186,000,000
Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		1,034,000,000	883,000,000
Financial Assets Past Due But Not Impaired [Member] | Current [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		13,000,000	138,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		12,000,000	15,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		66,000,000	88,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		8,000,000	15,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		66,000,000	107,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0	0
Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		606,000,000	469,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0	0
Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		360,000,000	265,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		137,000,000	124,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		248,000,000	227,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		307,000,000	194,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than One Month And Not Later Than Two Months [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0	0
Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		11,000,000	29,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		118,000,000	124,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		9,000,000	13,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		47,000,000	59,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0	82,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		317,000,000	407,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		1,000,000	21,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		164,000,000	254,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		43,000,000	47,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		207,000,000	269,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		107,000,000	105,000,000
Financial Assets Past Due But Not Impaired [Member] | Later Than Two Months And Not Later Than Three Months [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		25,000,000	0
Gross Value Financial Assets Impaired [Member] | Other [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		389,000,000	562,000,000
Gross Value Financial Assets Impaired [Member] | Other [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		629,000,000	643,000,000
Gross Value Financial Assets Impaired [Member] | Other [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		515,000,000	424,000,000
Gross Value Financial Assets Impaired [Member] | Other [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		431,000,000	516,000,000
Gross Value Financial Assets Impaired [Member] | Other [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0	1,000,000
Gross Value Financial Assets Impaired [Member] | Other [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		17,417,000,000	20,765,000,000
Gross Value Financial Assets Impaired [Member] | Other [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		20,000,000	14,000,000
Gross Value Financial Assets Impaired [Member] | Other [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		11,388,000,000	16,526
Gross Value Financial Assets Impaired [Member] | Other [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		803,000,000	1,129
Gross Value Financial Assets Impaired [Member] | Other [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		1,551,000,000	1,622
Gross Value Financial Assets Impaired [Member] | Other [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		5,730,000,000	6,094
Gross Value Financial Assets Impaired [Member] | Other [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		1,165,000,000	253
Carrying Value Financial Assets Impaired [Member] | Other [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		151,000,000	249,000,000
Carrying Value Financial Assets Impaired [Member] | Other [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		190,000,000	114,000,000
Carrying Value Financial Assets Impaired [Member] | Other [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		179,000,000	87,000,000
Carrying Value Financial Assets Impaired [Member] | Other [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		155,000,000	252,000,000
Carrying Value Financial Assets Impaired [Member] | Other [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0	0
Carrying Value Financial Assets Impaired [Member] | Other [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		10,047,000,000	11,429,000,000
Carrying Value Financial Assets Impaired [Member] | Other [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		3,000,000	2,000,000
Carrying Value Financial Assets Impaired [Member] | Other [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		7,630,000,000	9,008,000,000
Carrying Value Financial Assets Impaired [Member] | Other [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		493,000,000	656,000,000
Carrying Value Financial Assets Impaired [Member] | Other [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		457,000,000	455,000,000
Carrying Value Financial Assets Impaired [Member] | Other [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		4,444,000,000	4,546,000,000
Carrying Value Financial Assets Impaired [Member] | Other [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		895,000,000	105,000,000
Specific Allowances Individually and collectively Estimated [Member] | Other [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(238,000,000)	(313,000,000)
Specific Allowances Individually and collectively Estimated [Member] | Other [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(439,000,000)	(529,000,000)
Specific Allowances Individually and collectively Estimated [Member] | Other [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(336,000,000)	(337,000,000)
Specific Allowances Individually and collectively Estimated [Member] | Other [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(276,000,000)	(264,000,000)
Specific Allowances Individually and collectively Estimated [Member] | Other [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		0	(1,000,000)
Specific Allowances Individually and collectively Estimated [Member] | Other [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(7,370,000,000)	(9,336,000,000)
Specific Allowances Individually and collectively Estimated [Member] | Other [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(16,000,000)	(12,000,000)
Specific Allowances Individually and collectively Estimated [Member] | Other [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(3,757,000,000)	(5,850,000,000)
Specific Allowances Individually and collectively Estimated [Member] | Other [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(310,000,000)	(275,000,000)
Specific Allowances Individually and collectively Estimated [Member] | Other [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(1,093,000,000)	(1,168,000,000)
Specific Allowances Individually and collectively Estimated [Member] | Other [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		(1,286,000,000)	(1,548,000,000)
Specific Allowances Individually and collectively Estimated [Member] | Other [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets		€ (271,000,000)	€ (147,000,000)
Assets Without Significant Increase In Credit Risk [Member] | Current [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	127,000,000
Assets Without Significant Increase In Credit Risk [Member] | Current [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	182,000,000
Assets Without Significant Increase In Credit Risk [Member] | Current [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	46,000,000
Assets Without Significant Increase In Credit Risk [Member] | Current [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	307,000,000
Assets Without Significant Increase In Credit Risk [Member] | Current [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Current [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	3,421,000,000
Assets Without Significant Increase In Credit Risk [Member] | Current [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	108,000,000
Assets Without Significant Increase In Credit Risk [Member] | Current [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,681,000,000
Assets Without Significant Increase In Credit Risk [Member] | Current [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	255,000,000
Assets Without Significant Increase In Credit Risk [Member] | Current [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	910,000,000
Assets Without Significant Increase In Credit Risk [Member] | Current [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,365,000,000
Assets Without Significant Increase In Credit Risk [Member] | Current [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,000,000
Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	10,000,000
Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	12,000,000
Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	16,000,000
Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	325,000,000
Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	89,000,000
Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	38,000,000
Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	14,000,000
Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	27,000,000
Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	24,000,000
Assets Without Significant Increase In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Without Significant Increase In Credit Risk [Member] | Later Than Three Months [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Current [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	25,000,000
Assets Significantly Increased In Credit Risk [Member] | Current [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	598,000,000
Assets Significantly Increased In Credit Risk [Member] | Current [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	20,000,000
Assets Significantly Increased In Credit Risk [Member] | Current [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	43,000,000
Assets Significantly Increased In Credit Risk [Member] | Current [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Current [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	3,575,000,000
Assets Significantly Increased In Credit Risk [Member] | Current [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Current [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,598,000,000
Assets Significantly Increased In Credit Risk [Member] | Current [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	742,000,000
Assets Significantly Increased In Credit Risk [Member] | Current [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,278,000,000
Assets Significantly Increased In Credit Risk [Member] | Current [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,394,000,000
Assets Significantly Increased In Credit Risk [Member] | Current [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	47,000,000
Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	102,000,000
Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	106,000,000
Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	102,000,000
Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	2,869,000,000
Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,000,000
Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,745,000,000
Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	99,000,000
Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	424,000,000
Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,404,000,000
Assets Significantly Increased In Credit Risk [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	382,000,000
Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Assets Significantly Increased In Credit Risk [Member] | Later Than Three Months [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Impaired Assets [Member] | Current [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	3,000,000
Impaired Assets [Member] | Current [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	24,000,000
Impaired Assets [Member] | Current [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	2,000,000
Impaired Assets [Member] | Current [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	10,000,000
Impaired Assets [Member] | Current [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Impaired Assets [Member] | Current [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	369,000,000
Impaired Assets [Member] | Current [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Impaired Assets [Member] | Current [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	251,000,000
Impaired Assets [Member] | Current [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	22,000,000
Impaired Assets [Member] | Current [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	49,000,000
Impaired Assets [Member] | Current [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	170,000,000
Impaired Assets [Member] | Current [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	4,000,000
Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	25,000,000
Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	11,000,000
Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	20,000,000
Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	840,000,000
Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	712,000,000
Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	21,000,000
Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	49,000,000
Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	507,000,000
Impaired Assets [Member] | Later Than One Month And Not Later Than Three Months [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Impaired Assets [Member] | Later Than Three Months [Member] | On demand [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	52,000,000
Impaired Assets [Member] | Later Than Three Months [Member] | Credit Card Debt [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	120,000,000
Impaired Assets [Member] | Later Than Three Months [Member] | Trade Receivables [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	50,000,000
Impaired Assets [Member] | Later Than Three Months [Member] | Finance Leases [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	110,000,000
Impaired Assets [Member] | Later Than Three Months [Member] | Repurchase Agreements [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	0
Impaired Assets [Member] | Later Than Three Months [Member] | Other Term Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	2,433,000,000
Impaired Assets [Member] | Later Than Three Months [Member] | Advances That Are Not Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	4,000,000
Impaired Assets [Member] | Later Than Three Months [Member] | Of Which: Mortgage Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	1,365,000,000
Impaired Assets [Member] | Later Than Three Months [Member] | Of Which: Other Collateralized Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	103,000,000
Impaired Assets [Member] | Later Than Three Months [Member] | Of Which: Credit For Consumpltion [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	281,000,000
Impaired Assets [Member] | Later Than Three Months [Member] | Of Which: Lending For House Purchase [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	839,000,000
Impaired Assets [Member] | Later Than Three Months [Member] | Of Which: Project Finance Loans [Member]
Disclosure Of Financial Assets That Are Either Past Due Or Impaired Line Items
Financial Assets	€ 71,000,000

Note 7 - Risk Management - Br_2

Note 7 - Risk Management - Breakdown of Loans and Advances , impaired and accumulated impairment by sectors (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
General Governement [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 128	€ 171	€ 295
General Governement [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	0.40%	0.50%	0.80%
General Governement [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (84)	€ (111)	€ (52)
Credit Institutions [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 10	€ 11	€ 10
Credit Institutions [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	0.10%	0.30%	0.00%
Credit Institutions [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (12)	€ (36)	€ (42)
Other Financial Institutions [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 11	€ 12	€ 34
Other Financial Institutions [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	0.10%	0.10%	0.20%
Other Financial Institutions [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (22)	€ (26)	€ (82)
Non-financial corporations | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 8,372	€ 10,791	€ 13,786
Non-financial corporations | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	4.90%	6.30%	7.40%
Non-financial corporations | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (6,260)	€ (7,538)	€ (10,192)
Agriculture Forestry And Fishing [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 122	€ 166	€ 221
Agriculture Forestry And Fishing [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	3.30%	4.30%	5.10%
Agriculture Forestry And Fishing [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (107)	€ (123)	€ (188)
Mining And Quarrying [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 96	€ 177	€ 126
Mining And Quarrying [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	1.90%	3.70%	3.30%
Mining And Quarrying [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (70)	€ (123)	€ (83)
Manufacturing [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 1,695	€ 1,239	€ 1,569
Manufacturing [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	4.60%	3.60%	4.50%
Manufacturing [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (1,134)	€ (955)	€ (1,201)
Electricity Gas [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 585	€ 213	€ 569
Electricity Gas [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	4.20%	1.80%	3.20%
Electricity Gas [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (446)	€ (289)	€ (402)
Water Supply [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 19	€ 29	€ 29
Water Supply [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	1.80%	4.50%	3.50%
Water Supply [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (15)	€ (11)	€ (10)
Construction [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 1,488	€ 2,993	€ 5,358
Construction [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	12.50%	20.10%	26.30%
Construction [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (1,007)	€ (1,708)	€ (3,162)
Whole sale And Retail Trade [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 1,624	€ 1,706	€ 1,857
Whole sale And Retail Trade [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	6.30%	5.90%	6.20%
Whole sale And Retail Trade [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (1,259)	€ (1,230)	€ (1,418)
Transport And Storage [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 459	€ 441	€ 442
Transport And Storage [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	4.70%	4.20%	4.50%
Transport And Storage [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (374)	€ (353)	€ (501)
Accommodation And Food Service Activies [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 315	€ 362	€ 499
Accommodation And Food Service Activies [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	4.00%	4.30%	5.90%
Accommodation And Food Service Activies [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (204)	€ (222)	€ (273)
Information And Communication [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 113	€ 984	€ 112
Information And Communication [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	2.10%	17.00%	2.20%
Information And Communication [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (72)	€ (256)	€ (110)
Financial and Insurance Activities [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 147
Financial and Insurance Activities [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	2.10%
Financial and Insurance Activities [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (128)
Real Estate Activities [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 834	€ 1,171	€ 1,441
Real Estate Activities [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	4.80%	7.90%	8.70%
Real Estate Activities [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (624)	€ (1,100)	€ (1,074)
Professional Scientific And Tecnical Activities [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 204	€ 252	€ 442
Professional Scientific And Tecnical Activities [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	4.00%	3.80%	6.00%
Professional Scientific And Tecnical Activities [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (171)	€ (183)	€ (380)
Administrative And Support Service Activities [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 128	€ 188	€ 182
Administrative And Support Service Activities [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	4.00%	6.30%	7.30%
Administrative And Support Service Activities [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (125)	€ (130)	€ (107)
Public Administration And Defense [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 5	€ 4	€ 18
Public Administration And Defense [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	1.60%	1.90%	3.00%
Public Administration And Defense [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (7)	€ (6)	€ (25)
Education [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 31	€ 31	€ 58
Education [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	3.40%	3.40%	5.40%
Education [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (31)	€ (25)	€ (31)
Human Health Services and Social Work Activities [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 63	€ 75	€ 89
Human Health Services and Social Work Activities [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	1.40%	1.70%	1.80%
Human Health Services and Social Work Activities [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (63)	€ (68)	€ (88)
Arts Enterntainment And Recreation [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 59	€ 69	€ 84
Arts Enterntainment And Recreation [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	4.50%	4.60%	5.10%
Arts Enterntainment And Recreation [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (41)	€ (38)	€ (51)
Other Services [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 386	€ 690	€ 691
Other Services [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	3.90%	4.30%	4.20%
Other Services [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (382)	€ (716)	€ (1,088)
Households [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 7,838	€ 8,417	€ 8,801
Households [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	4.40%	4.70%	4.60%
Households [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (5,833)	€ (5,073)	€ (5,648)
Total [Member] | Gross Value Financial Assets Impaired [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ 16,359	€ 19,401	€ 22,925
Total [Member] | Percentage Non Performing Loans And Advances [Member]
Risk Management Loans And Advances Sectors [Line Items]
Percentage of Loans and Advances Impared and Accumulated impairment by sectors	4.10%	4.50%	5.00%
Total [Member] | impairment Of Accumulated Value [Member]
Risk Management Loans And Advances Sectors [Line Items]
Loans and Advances Impared and Accumulated impairment by sectors	€ (12,211)	€ (12,784)	€ (16,016)

Note 7 - Risk Management - Reco

Note 7 - Risk Management - Reconciliation Of Changes In Impairment (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Risk Management Abstract
Financial Assets at the beginning		€ 20,590	€ 23,877	€ 26,103
Increase Decrease In Financial Assets Abstract
Additions Of Impaired Assets		9,792	10,856	11,133
Decrease Of Impaired Assets	[1]	(6,909)	(7,771)	(7,633)
Net Additions Of Impaired Assets		2,883	3,085	3,500
Decrease Through Write off Financial Assets		(5,076)	(5,758)	(5,592)
Increase Decrease Through Foreign Exchange And Other Movements Financial Assets		(1,264)	(615)	(134)
Financial Assets at the end		€ 17,134	€ 20,590	€ 23,877
[1]	(*) Reflects the total amount of impaired loans derecognized from the consolidated balance sheet throughout the year as a result of mortgage foreclosures and real estate assets received in lieu of payment as well as monetary recoveries (see Notes 19 and 20 to the Consolidated Financial Statement for additional information).

Note 7 - Risk Management - Re_2

Note 7 - Risk Management - Reconciliation Of Changes In Written-Off Assets (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Risk Management Abstract
Financial Assets Written Off During Reporting Period And Still Subject To Enforcement Activity Contractual Amount Outstanding at the beginning	€ 30,139	€ 29,347	€ 26,143
Changes In Written Off Assets Abstract
Increase Acquisition Of Subsidiaries Written Off Assets	0	0	0
Increase Written Off Assets	6,164	5,986	5,699
Decrease Written Off Assets	(4,210)	(4,442)	(2,384)
Decrease Through Refinancing Written Off Assets	(10)	(9)	(32)
Recovery of written-off assets	(589)	(558)	(541)
Decrease Foreclosed Assets Written Off Assets	(625)	(149)	(210)
Sales Written Off Assets	(1,805)	(2,284)	(45)
Debt Forgiveness Written Off Assets	(889)	(1,121)	(864)
Time Barred Assets Written Off Assets	(292)	(321)	(692)
Net Exchange Differences Written Off Assets	250	(752)	(111)
Financial Assets Written Off During Reporting Period And Still Subject To Enforcement Activity Contractual Amount Outstanding at the end	€ 32,343	€ 30,139	€ 29,347

Note 7 - Risk Management - Impa

Note 7 - Risk Management - Impairment Losses Reconciliations I (Details) € in Millions	12 Months Ended
	Dec. 31, 2018EUR (€)
Stage 1 [Member] | Loss Allowances [Member] | Financial Assets At Amortised Cost Member | Not credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	€ (2,237)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	208
Transfers from Stage 2 to Stage 1 (not credit impaired)	(125)
Transfers To Stage 3	55
Transfers from Stage 3 to Stage 1 or 2	(7)
Changes without transfers between stages	358
New financial assets originated	(1,072)
Purchased	0
Disposals	2
Repayments	641
Writte-offs	13
Changes in model	0
Foreign Exchange	(84)
Derecognition	5
Decrease through other that do not result in derecognition	3
Other impairment losses	135
Closing Balance (under IFRS 9)	(2,106)
Stage 1 [Member] | Loss Allowances [Member] | Financial Assets At Fair Value Through Other Comprehensive Income Member | Not credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	(20)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	0
Transfers from Stage 2 to Stage 1 (not credit impaired)	0
Transfers To Stage 3	0
Transfers from Stage 3 to Stage 1 or 2	0
Changes without transfers between stages	(7)
New financial assets originated	(3)
Purchased	0
Disposals	0
Repayments	5
Writte-offs	0
Changes in model	0
Foreign Exchange	2
Derecognition	0
Decrease through other that do not result in derecognition	0
Other impairment losses	(5)
Closing Balance (under IFRS 9)	(28)
Stage 1 [Member] | Loss Allowances [Member] | Loan commitments and financial guarantees Member | Not credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	(200)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	14
Transfers from Stage 2 to Stage 1 (not credit impaired)	(8)
Transfers To Stage 3	1
Transfers from Stage 3 to Stage 1 or 2	(3)
Changes without transfers between stages	14
New financial assets originated	(102)
Purchased	0
Disposals	0
Repayments	47
Writte-offs	0
Changes in model	0
Foreign Exchange	11
Derecognition	0
Decrease through other that do not result in derecognition	0
Other impairment losses	(6)
Closing Balance (under IFRS 9)	(232)
Stage 2 [Member] | Loss Alowances collectively Assessed [Member] | Financial Assets At Amortised Cost Member | Not credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	(1,827)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	(930)
Transfers from Stage 2 to Stage 1 (not credit impaired)	619
Transfers To Stage 3	282
Transfers from Stage 3 to Stage 1 or 2	(126)
Changes without transfers between stages	(53)
New financial assets originated	(375)
Purchased	0
Disposals	3
Repayments	432
Writte-offs	14
Changes in model	0
Foreign Exchange	72
Derecognition	10
Decrease through other that do not result in derecognition	(8)
Other impairment losses	133
Closing Balance (under IFRS 9)	(1,753)
Stage 2 [Member] | Loss Alowances collectively Assessed [Member] | Financial Assets At Fair Value Through Other Comprehensive Income Member | Not credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	(1)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	0
Transfers from Stage 2 to Stage 1 (not credit impaired)	0
Transfers To Stage 3	0
Transfers from Stage 3 to Stage 1 or 2	0
Changes without transfers between stages	0
New financial assets originated	0
Purchased	0
Disposals	0
Repayments	0
Writte-offs	0
Changes in model	0
Foreign Exchange	0
Derecognition	0
Decrease through other that do not result in derecognition	0
Other impairment losses	1
Closing Balance (under IFRS 9)	0
Stage 2 [Member] | Loss Alowances collectively Assessed [Member] | Loan commitments and financial guarantees Member | Not credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	(135)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	(84)
Transfers from Stage 2 to Stage 1 (not credit impaired)	65
Transfers To Stage 3	4
Transfers from Stage 3 to Stage 1 or 2	(3)
Changes without transfers between stages	12
New financial assets originated	(32)
Purchased	0
Disposals	0
Repayments	58
Writte-offs	0
Changes in model	0
Foreign Exchange	1
Derecognition	0
Decrease through other that do not result in derecognition	0
Other impairment losses	(13)
Closing Balance (under IFRS 9)	(127)
Stage 2 [Member] | Loss Alowances Individually Assessed [Member] | Financial Assets At Amortised Cost Member | Not credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	(525)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	(218)
Transfers from Stage 2 to Stage 1 (not credit impaired)	50
Transfers To Stage 3	564
Transfers from Stage 3 to Stage 1 or 2	(68)
Changes without transfers between stages	(260)
New financial assets originated	(244)
Purchased	0
Disposals	0
Repayments	118
Writte-offs	2
Changes in model	0
Foreign Exchange	(93)
Derecognition	25
Decrease through other that do not result in derecognition	1
Other impairment losses	20
Closing Balance (under IFRS 9)	(628)
Stage 2 [Member] | Loss Alowances Individually Assessed [Member] | Financial Assets At Fair Value Through Other Comprehensive Income Member | Not credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	0
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	0
Transfers from Stage 2 to Stage 1 (not credit impaired)	0
Transfers To Stage 3	0
Transfers from Stage 3 to Stage 1 or 2	0
Changes without transfers between stages	0
New financial assets originated	0
Purchased	0
Disposals	0
Repayments	0
Writte-offs	0
Changes in model	0
Foreign Exchange	0
Derecognition	0
Decrease through other that do not result in derecognition	0
Other impairment losses	0
Closing Balance (under IFRS 9)	0
Stage 2 [Member] | Loss Alowances Individually Assessed [Member] | Loan commitments and financial guarantees Member | Not credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	(84)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	(11)
Transfers from Stage 2 to Stage 1 (not credit impaired)	1
Transfers To Stage 3	16
Transfers from Stage 3 to Stage 1 or 2	0
Changes without transfers between stages	6
New financial assets originated	(20)
Purchased	0
Disposals	0
Repayments	24
Writte-offs	0
Changes in model	0
Foreign Exchange	(2)
Derecognition	0
Decrease through other that do not result in derecognition	0
Other impairment losses	10
Closing Balance (under IFRS 9)	(60)
Stage 3 Credit-Impaired [Member] | Loss Allowances [Member] | Financial Assets At Amortised Cost Member | Credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	(9,371)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	0
Transfers from Stage 2 to Stage 1 (not credit impaired)	0
Transfers To Stage 3	(2,127)
Transfers from Stage 3 to Stage 1 or 2	333
Changes without transfers between stages	(3,775)
New financial assets originated	0
Purchased	0
Disposals	110
Repayments	1,432
Writte-offs	4,433
Changes in model	0
Foreign Exchange	343
Derecognition	98
Decrease through other that do not result in derecognition	(362)
Other impairment losses	1,111
Closing Balance (under IFRS 9)	(7,777)
Stage 3 Credit-Impaired [Member] | Loss Allowances [Member] | Financial Assets At Fair Value Through Other Comprehensive Income Member | Credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	(14)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	0
Transfers from Stage 2 to Stage 1 (not credit impaired)	0
Transfers To Stage 3	0
Transfers from Stage 3 to Stage 1 or 2	0
Changes without transfers between stages	16
New financial assets originated	0
Purchased	0
Disposals	0
Repayments	0
Writte-offs	0
Changes in model	0
Foreign Exchange	0
Derecognition	0
Decrease through other that do not result in derecognition	(11)
Other impairment losses	8
Closing Balance (under IFRS 9)	0
Stage 3 Credit-Impaired [Member] | Loss Allowances [Member] | Loan commitments and financial guarantees Member | Credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	(285)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	0
Transfers from Stage 2 to Stage 1 (not credit impaired)	0
Transfers To Stage 3	(48)
Transfers from Stage 3 to Stage 1 or 2	20
Changes without transfers between stages	35
New financial assets originated	0
Purchased	0
Disposals	1
Repayments	73
Writte-offs	0
Changes in model	0
Foreign Exchange	6
Derecognition	0
Decrease through other that do not result in derecognition	(32)
Other impairment losses	13
Closing Balance (under IFRS 9)	(217)
Stage 3 Purchased Originated Credit-Impaired member [Member] | Loss Allowances [Member] | Financial Assets At Amortised Cost Member | Credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	0
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	0
Transfers from Stage 2 to Stage 1 (not credit impaired)	0
Transfers To Stage 3	0
Transfers from Stage 3 to Stage 1 or 2	0
Changes without transfers between stages	0
New financial assets originated	0
Purchased	0
Disposals	0
Repayments	0
Writte-offs	0
Changes in model	0
Foreign Exchange	0
Derecognition	0
Decrease through other that do not result in derecognition	0
Other impairment losses	0
Closing Balance (under IFRS 9)	0
Stage 3 Purchased Originated Credit-Impaired member [Member] | Loss Allowances [Member] | Financial Assets At Fair Value Through Other Comprehensive Income Member | Credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	0
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	0
Transfers from Stage 2 to Stage 1 (not credit impaired)	0
Transfers To Stage 3	0
Transfers from Stage 3 to Stage 1 or 2	0
Changes without transfers between stages	0
New financial assets originated	0
Purchased	0
Disposals	0
Repayments	0
Writte-offs	0
Changes in model	0
Foreign Exchange	0
Derecognition	0
Decrease through other that do not result in derecognition	0
Other impairment losses	0
Closing Balance (under IFRS 9)	0
Stage 3 Purchased Originated Credit-Impaired member [Member] | Loss Allowances [Member] | Loan commitments and financial guarantees Member | Credit impaired
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	0
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	0
Transfers from Stage 2 to Stage 1 (not credit impaired)	0
Transfers To Stage 3	0
Transfers from Stage 3 to Stage 1 or 2	0
Changes without transfers between stages	0
New financial assets originated	0
Purchased	0
Disposals	0
Repayments	0
Writte-offs	0
Changes in model	0
Foreign Exchange	0
Derecognition	0
Decrease through other that do not result in derecognition	0
Other impairment losses	0
Closing Balance (under IFRS 9)	0
Total [Member] | Loss Allowances [Member] | Financial Assets At Amortised Cost Member | Total [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	(13,960)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	(940)
Transfers from Stage 2 to Stage 1 (not credit impaired)	544
Transfers To Stage 3	(1,226)
Transfers from Stage 3 to Stage 1 or 2	132
Changes without transfers between stages	(3,730)
New financial assets originated	(1,692)
Purchased	0
Disposals	115
Repayments	2,623
Writte-offs	4,461
Changes in model	0
Foreign Exchange	239
Derecognition	138
Decrease through other that do not result in derecognition	(366)
Other impairment losses	1,399
Closing Balance (under IFRS 9)	(12,264)
Total [Member] | Loss Allowances [Member] | Financial Assets At Fair Value Through Other Comprehensive Income Member | Total [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	(35)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	0
Transfers from Stage 2 to Stage 1 (not credit impaired)	0
Transfers To Stage 3	0
Transfers from Stage 3 to Stage 1 or 2	0
Changes without transfers between stages	9
New financial assets originated	(3)
Purchased	0
Disposals	0
Repayments	5
Writte-offs	0
Changes in model	0
Foreign Exchange	2
Derecognition	0
Decrease through other that do not result in derecognition	(11)
Other impairment losses	4
Closing Balance (under IFRS 9)	(28)
Total [Member] | Loss Allowances [Member] | Loan commitments and financial guarantees Member | Total [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Opening Balance (under IFRS 9)	(704)
Changes in Provisions Recognized to Cover Impairment Losses in Loans and Advances After First Implementation Adjustment of IFRS 9 Abstract
Transfers from Stage 1 to Stage 2 (not credit impaired)	(81)
Transfers from Stage 2 to Stage 1 (not credit impaired)	58
Transfers To Stage 3	(27)
Transfers from Stage 3 to Stage 1 or 2	14
Changes without transfers between stages	67
New financial assets originated	(154)
Purchased	0
Disposals	1
Repayments	202
Writte-offs	0
Changes in model	0
Foreign Exchange	16
Derecognition	0
Decrease through other that do not result in derecognition	(32)
Other impairment losses	4
Closing Balance (under IFRS 9)	€ (636)

Note 7 - Risk Management - Im_2

Note 7 - Risk Management - Impairment Losses Reconciliations II (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018		Dec. 31, 2017		Dec. 31, 2016
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Recovery of written-off assets		€ (589)		€ (558)		€ (541)
Expected Credit Losses Individually and Collective Assessed [Member] | Debt Securities [Member] | Central Banks [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		0		0		0
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				0		0
Reversal Allowance Account For Credit Losses Of Financial Assets				0		0
Utilisation Allowance Account For Credit Losses Of Financial Assets				0		0
Transfers Between Allowances				0		0
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				0		0
Allowance Account For Credit Losses Of Financial Assets at the end				0		0
Recovery of written-off assets				0		0
Expected Credit Losses Individually and Collective Assessed [Member] | Debt Securities [Member] | General Government [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		0		0		0
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				0		0
Reversal Allowance Account For Credit Losses Of Financial Assets				0		0
Utilisation Allowance Account For Credit Losses Of Financial Assets				0		0
Transfers Between Allowances				0		0
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				0		0
Allowance Account For Credit Losses Of Financial Assets at the end				0		0
Recovery of written-off assets				0		0
Expected Credit Losses Individually and Collective Assessed [Member] | Debt Securities [Member] | Credit Institutions [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		0		(15)		(20)
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(5)		0
Reversal Allowance Account For Credit Losses Of Financial Assets				4		0
Utilisation Allowance Account For Credit Losses Of Financial Assets				0		5
Transfers Between Allowances				16		0
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				0		0
Allowance Account For Credit Losses Of Financial Assets at the end				0		(15)
Recovery of written-off assets				0		0
Expected Credit Losses Individually and Collective Assessed [Member] | Debt Securities [Member] | Other Financial Institutions [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		(16)		(26)		(15)
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(4)		(29)
Reversal Allowance Account For Credit Losses Of Financial Assets				2		3
Utilisation Allowance Account For Credit Losses Of Financial Assets				0		26
Transfers Between Allowances				0		(10)
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				13		(1)
Allowance Account For Credit Losses Of Financial Assets at the end				(16)		(26)
Recovery of written-off assets				0		0
Expected Credit Losses Individually and Collective Assessed [Member] | Debt Securities [Member] | Corporate Entities [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		(12)		(103)		0
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(17)		(138)
Reversal Allowance Account For Credit Losses Of Financial Assets				0		3
Utilisation Allowance Account For Credit Losses Of Financial Assets				0		33
Transfers Between Allowances				107		0
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				0		(1)
Allowance Account For Credit Losses Of Financial Assets at the end				(12)		(103)
Recovery of written-off assets				0		0
Expected Credit Losses Individually and Collective Assessed [Member] | Debt Securities [Member] | Total [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		(28)		(144)		(35)
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(26)		(167)
Reversal Allowance Account For Credit Losses Of Financial Assets				6		6
Utilisation Allowance Account For Credit Losses Of Financial Assets				0		64
Transfers Between Allowances				123		(10)
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				13		(2)
Allowance Account For Credit Losses Of Financial Assets at the end				(28)		(144)
Recovery of written-off assets				0		0
Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | Central Banks [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		0		0		0
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				0		0
Reversal Allowance Account For Credit Losses Of Financial Assets				0		0
Utilisation Allowance Account For Credit Losses Of Financial Assets				0		0
Transfers Between Allowances				0		0
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				0		0
Allowance Account For Credit Losses Of Financial Assets at the end				0		0
Recovery of written-off assets				0		0
Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | General Government [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		(42)		(39)		(37)
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(70)		(2)
Reversal Allowance Account For Credit Losses Of Financial Assets				37		20
Utilisation Allowance Account For Credit Losses Of Financial Assets				14		6
Transfers Between Allowances				1		(27)
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				15		2
Allowance Account For Credit Losses Of Financial Assets at the end				(42)		(39)
Recovery of written-off assets				1		1
Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | Credit Institutions [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		(6)		(7)		(17)
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(2)		(2)
Reversal Allowance Account For Credit Losses Of Financial Assets				2		3
Utilisation Allowance Account For Credit Losses Of Financial Assets				0		0
Transfers Between Allowances				0		10
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				1		(3)
Allowance Account For Credit Losses Of Financial Assets at the end				(6)		(7)
Recovery of written-off assets				0		0
Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | Other Financial Institutions [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		(7)		(25)		(38)
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(287)		(34)
Reversal Allowance Account For Credit Losses Of Financial Assets				3		9
Utilisation Allowance Account For Credit Losses Of Financial Assets				38		22
Transfers Between Allowances				227		10
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				38		6
Allowance Account For Credit Losses Of Financial Assets at the end				(7)		(25)
Recovery of written-off assets				0		0
Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | Corporate Entities [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		(5,599)		(7,402)		(9,225)
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(3,627)		(3,705)
Reversal Allowance Account For Credit Losses Of Financial Assets				1,993		2,158
Utilisation Allowance Account For Credit Losses Of Financial Assets				3,029		3,257
Transfers Between Allowances				(228)		(278)
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				636		391
Allowance Account For Credit Losses Of Financial Assets at the end				(5,599)		(7,402)
Recovery of written-off assets				345		335
Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | Households [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		(3,022)		(3,319)		(3,514)
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(3,472)		(3,002)
Reversal Allowance Account For Credit Losses Of Financial Assets				837		511
Utilisation Allowance Account For Credit Losses Of Financial Assets				1,422		2,325
Transfers Between Allowances				1,687		172
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				(177)		189
Allowance Account For Credit Losses Of Financial Assets at the end				(3,022)		(3,319)
Recovery of written-off assets				212		205
Expected Credit Losses Individually and Collective Assessed [Member] | Loans and receivables [Member] | Total [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		(8,675)		(10,793)		(12,831)
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(7,458)		(6,745)
Reversal Allowance Account For Credit Losses Of Financial Assets				2,872		2,702
Utilisation Allowance Account For Credit Losses Of Financial Assets				4,503		5,610
Transfers Between Allowances				1,687		(113)
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				513		585
Allowance Account For Credit Losses Of Financial Assets at the end				(8,675)		(10,793)
Recovery of written-off assets				558		540
Expected Credit Losses Individually and Collective Assessed [Member] | Total [Member] | Total [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		(8,703)	[1]	(10,937)	[1],[2]	(12,866)	[2]
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(7,484)	[1]	(6,912)	[2]
Reversal Allowance Account For Credit Losses Of Financial Assets				2,878	[1]	2,708	[2]
Utilisation Allowance Account For Credit Losses Of Financial Assets				4,503	[1]	5,673	[2]
Transfers Between Allowances				1,810	[1]	(123)	[2]
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				526	[1]	583	[2]
Allowance Account For Credit Losses Of Financial Assets at the end	[1]			(8,703)		(10,937)	[2]
Recovery of written-off assets				558	[1]	540	[2]
Collective Allowance Incurred But Not Recognized [Member] | Debt Securities [Member] | Total [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		(21)		(46)		(113)
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(8)		(11)
Reversal Allowance Account For Credit Losses Of Financial Assets				30		15
Utilisation Allowance Account For Credit Losses Of Financial Assets				1		1
Transfers Between Allowances				0		64
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				3		0
Allowance Account For Credit Losses Of Financial Assets at the end				(21)		(46)
Recovery of written-off assets				0		0
Collective Allowance Incurred But Not Recognized [Member] | Loans and receivables [Member] | Total [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		(21)		(5,224)		(5,911)
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(1,776)		(1,546)
Reversal Allowance Account For Credit Losses Of Financial Assets				2,128		1,449
Utilisation Allowance Account For Credit Losses Of Financial Assets				1,536		87
Transfers Between Allowances				(1,328)		711
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				554		(15)
Allowance Account For Credit Losses Of Financial Assets at the end				(21)		(5,224)
Recovery of written-off assets				0		0
Collective Allowance Incurred But Not Recognized [Member] | Total [Member] | Total [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		(4,130)		(5,270)		(6,024)
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(1,783)		(1,558)
Reversal Allowance Account For Credit Losses Of Financial Assets				2,159		1,463
Utilisation Allowance Account For Credit Losses Of Financial Assets				1,537		88
Transfers Between Allowances				(1,328)		775
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				557		(15)
Allowance Account For Credit Losses Of Financial Assets at the end				(4,130)		(5,270)
Recovery of written-off assets				0		1
Total [Member] | Total [Member] | Total [Member]
Reconciliation Of Changes In Allowance Account Fo rCredit Losses Of Financial Assets Line Items
Allowance Account For Credit Losses Of Financial Assets at the beginning		€ (12,833)		(16,206)		(18,890)
Changes In Allowance Account For Credit Losses Of Financial Assets Abstract
Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses Of Financial Assets				(9,267)		(8,470)
Reversal Allowance Account For Credit Losses Of Financial Assets				5,037		4,172
Utilisation Allowance Account For Credit Losses Of Financial Assets				6,038		5,762
Transfers Between Allowances				482		652
Increase Decrease Through Other Changes Allowance Account For Credit Losses Of Financial Assets				1,083		568
Allowance Account For Credit Losses Of Financial Assets at the end				(12,833)		(16,206)
Recovery of written-off assets				€ 558		€ 541
[1]	(*) Figures originally report ed in the year 2017 in accordance to the applicable regulation, without restatements.
[2]	*) Figures originally reported in the year 2016 in accordance to the applicable regulation, without restatements.

Note 7 - Risk Management - Head

Note 7 - Risk Management - Headings Of Balance under Market Risk (Details) - EUR (€) € in Millions		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Financial assets at fair value through profit or loss classified as held for trading [Member]
Headings Of Balance under Market Risk Line Items
Amount Of The Balance Sheet Under VaR		€ 57,486	€ 59,008	€ 64,623
Amount Of The Balance Sheet Other Metric Market Risk	[1]	28,459	441	1,480
Available for sale financial assets [Member]
Headings Of Balance under Market Risk Line Items
Amount Of The Balance Sheet Under VaR		5,652	5,661	7,119
Amount Of The Balance Sheet Other Metric Market Risk	[1]	19,125	24,083	28,771
Equity instruments [Member]
Headings Of Balance under Market Risk Line Items
Amount Of The Balance Sheet Under VaR		0	0	0
Amount Of The Balance Sheet Other Metric Market Risk	[1]	2,046	2,404	3,559
Hedging Derivatives Assets [Member]
Headings Of Balance under Market Risk Line Items
Amount Of The Balance Sheet Under VaR		688	829	1,041
Amount Of The Balance Sheet Other Metric Market Risk	[1]	1,061	1,397	1,415
Financial Liabilities Held For Trading [Member]
Headings Of Balance under Market Risk Line Items
Amount Of The Balance Sheet Under VaR		38,844	42,468	47,491
Amount Of The Balance Sheet Other Metric Market Risk	[1]	40,026	2,526	2,223
Hedging Derivatives Liabilities [Member]
Headings Of Balance under Market Risk Line Items
Amount Of The Balance Sheet Under VaR		550	1,157	1,305
Amount Of The Balance Sheet Other Metric Market Risk	[1]	€ 910	€ 638	€ 689
[1]	(*) Includes mainly assets and liabilities managed by ALCO.

Note 7 - Risk Management - Mark

Note 7 - Risk Management - Market Risk (Details) - EUR (€) € in Millions		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Interest Rate Risk Member
Breakdown Of Var Line Items
Value At Risk		€ 19	€ 23	€ 29
Interest Rate Risk Member | Weighted average [Member]
Breakdown Of Var Line Items
Value At Risk		20	25	28
Interest Rate Risk Member | Maximum Member
Breakdown Of Var Line Items
Value At Risk		23	27	30
Interest Rate Risk Member | Minimum [Member]
Breakdown Of Var Line Items
Value At Risk		17	23	21
Currency Risk Member
Breakdown Of Var Line Items
Value At Risk		5	7	7
Currency Risk Member | Weighted average [Member]
Breakdown Of Var Line Items
Value At Risk		6	10	10
Currency Risk Member | Maximum Member
Breakdown Of Var Line Items
Value At Risk		7	11	16
Currency Risk Member | Minimum [Member]
Breakdown Of Var Line Items
Value At Risk		6	7	10
Stock Market Risk [Member]
Breakdown Of Var Line Items
Value At Risk		3	4	2
Stock Market Risk [Member] | Weighted average [Member]
Breakdown Of Var Line Items
Value At Risk		4	3	4
Stock Market Risk [Member] | Maximum Member
Breakdown Of Var Line Items
Value At Risk		6	2	4
Stock Market Risk [Member] | Minimum [Member]
Breakdown Of Var Line Items
Value At Risk		4	4	1
Vega Correlation Risk [Member]
Breakdown Of Var Line Items
Value At Risk		7	14	12
Vega Correlation Risk [Member] | Weighted average [Member]
Breakdown Of Var Line Items
Value At Risk		9	13	11
Vega Correlation Risk [Member] | Maximum Member
Breakdown Of Var Line Items
Value At Risk		11	12	11
Vega Correlation Risk [Member] | Minimum [Member]
Breakdown Of Var Line Items
Value At Risk		7	14	11
Diversification Effect Member
Breakdown Of Var Line Items
Value At Risk	[1]	(17)	(26)	(24)
Diversification Effect Member | Weighted average [Member]
Breakdown Of Var Line Items
Value At Risk	[1]	(20)	(23)	(23)
Diversification Effect Member | Maximum Member
Breakdown Of Var Line Items
Value At Risk	[1]	(21)	(19)	(23)
Diversification Effect Member | Minimum [Member]
Breakdown Of Var Line Items
Value At Risk	[1]	(18)	(26)	(20)
Total [Member]
Breakdown Of Var Line Items
Value At Risk		17	22	26
Total [Member] | Weighted average [Member]
Breakdown Of Var Line Items
Value At Risk		21	27	29
Total [Member] | Maximum Member
Breakdown Of Var Line Items
Value At Risk		26	34	38
Total [Member] | Minimum [Member]
Breakdown Of Var Line Items
Value At Risk		€ 16	€ 22	€ 23
[1]	(*) The diversification effect is the difference between the sum of the average individual risk factors and the total VaR figure that includes the implied correlation between all the variables and scenarios used in the measurement.

Note 7 - Risk Management - Simu

Note 7 - Risk Management - Simulated Scenarios (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Breakdown levels of VaR Line Items
Percentage of risk linked to interest rates at the year end closign	55%	48%
Percentage of exchange rate risk at the year end closing	The relative weight has increased compared with the close of 2017 (48%). Exchange-rate risk maintains its proportion with respect to 2017 (14%)	14%
Percentage of equity volatility and correlation risk at the year end closing	31%	38%
Level of confidence when estimate the maximun daily loss of a portfolio	99%
Time horizon when estimate the maximun daily loss of a portfolio	1-day horizon
Number of exceptions in the internal VaR calculation model	0-4 exceptions
Europe [Member]
Breakdown levels of VaR Line Items
Value At Risk	€ (99)
Mexico [Member]
Breakdown levels of VaR Line Items
Value At Risk	(33)
Peru [Member]
Breakdown levels of VaR Line Items
Value At Risk	(11)
Venezuela [Member]
Breakdown levels of VaR Line Items
Value At Risk	0
Argetina [Member]
Breakdown levels of VaR Line Items
Value At Risk	(5)
Colombia [Member]
Breakdown levels of VaR Line Items
Value At Risk	(6)
Turkey [Member]
Breakdown levels of VaR Line Items
Value At Risk	(6)
Compass [Member]
Breakdown levels of VaR Line Items
Value At Risk	€ (1)

Note 7 - Risk Management - Ma_2

Note 7 - Risk Management - Market Risk Sensitivity Analysis (Details)	12 Months Ended
	Dec. 31, 2018
Europe [Member] | 100 Basic Point Increase [Member]
Market Risk Sensitivity Analysis Line Items
Perectage Impact On Net Interest Income	+ (5% - 10%)	[1],[2]
Perectage Impact On Net Economic Value	+ (0% - 5%)	[2],[3]
Europe [Member] | 100 Basic Point Decrease [Member]
Market Risk Sensitivity Analysis Line Items
Perectage Impact On Net Interest Income	- (5% - 10%)	[1],[2]
Perectage Impact On Net Economic Value	- (0% - 5%)	[2],[3]
Mexico [Member] | 100 Basic Point Increase [Member]
Market Risk Sensitivity Analysis Line Items
Perectage Impact On Net Interest Income	+ (0% - 5%)	[1]
Perectage Impact On Net Economic Value	+ (0% - 5%)	[3]
Mexico [Member] | 100 Basic Point Decrease [Member]
Market Risk Sensitivity Analysis Line Items
Perectage Impact On Net Interest Income	- (0% - 5%)	[1]
Perectage Impact On Net Economic Value	- (0% - 5%)	[3]
United States [Member] | 100 Basic Point Increase [Member]
Market Risk Sensitivity Analysis Line Items
Perectage Impact On Net Interest Income	+ (5% - 10%)	[1]
Perectage Impact On Net Economic Value	- (5% - 10%)	[3]
United States [Member] | 100 Basic Point Decrease [Member]
Market Risk Sensitivity Analysis Line Items
Perectage Impact On Net Interest Income	- (5% - 10%)	[1]
Perectage Impact On Net Economic Value	+ (0% - 5%)	[3]
Turkey [Member] | 100 Basic Point Increase [Member]
Market Risk Sensitivity Analysis Line Items
Perectage Impact On Net Interest Income	+ (0% - 5%)	[1]
Perectage Impact On Net Economic Value	- (0% - 5%)	[3]
Turkey [Member] | 100 Basic Point Decrease [Member]
Market Risk Sensitivity Analysis Line Items
Perectage Impact On Net Interest Income	- (0% - 5%)	[1]
Perectage Impact On Net Economic Value	+ (0% - 5%)	[3]
South America [Member] | 100 Basic Point Increase [Member]
Market Risk Sensitivity Analysis Line Items
Perectage Impact On Net Interest Income	+ (0% - 5%)	[1]
Perectage Impact On Net Economic Value	- (0% - 5%)	[3]
South America [Member] | 100 Basic Point Decrease [Member]
Market Risk Sensitivity Analysis Line Items
Perectage Impact On Net Interest Income	- (0% - 5%)	[1]
Perectage Impact On Net Economic Value	+ (0% - 5%)	[3]
BBVA Group [Member] | 100 Basic Point Increase [Member]
Market Risk Sensitivity Analysis Line Items
Perectage Impact On Net Interest Income	+ (0% - 5%)	[1]
Perectage Impact On Net Economic Value	- (0% - 5%)	[3]
BBVA Group [Member] | 100 Basic Point Decrease [Member]
Market Risk Sensitivity Analysis Line Items
Perectage Impact On Net Interest Income	- (0% - 5%)	[1]
Perectage Impact On Net Economic Value	- (0% - 5%)	[3]
[1]	(*) Percentage of "1 year" net interest income forecast for each unit.
[2]	(***) In Europe downward movement includi ng rates below the current ones.
[3]	(**) Percentage of Core Capital for each unit.

Note 7 - Risk Management - Mone

Note 7 - Risk Management - Monetary Policies (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Risk Management Abstract
Expansionary Europe Monetary Policy Rates	In 2018 in Europe monetary policy has remained expansionary, maintaining rates at 0% and the deposit rate at -0.4%. In USA the rising rate cycle initiated by the Federal Reserve in 2015 has continued. In Mexico and Turkey, the upward cycle has continued because of volatility of their currencies and inflation prospects. In South America, monetary policy has continued to be expansive in most of the economies where the Group operates, with the exception of Argentina, where rates increased and actions were taken not to increase the monetary basis and slow the inflation.
Monetary Policies Line Items
Percentage of the risk mitigation level in capital ratio due to the book value of BBVA groups holdingin foreign emerging currencies	The risk mitigation level in capital ratio due to the book value of BBVA Group's holdings in foreign emerging currencies stood at around 70%
Percentage of appreciation in the euro exchange rate regard each currency	1%
Percentage of hedging of emerging currency denominated earnings in the exercise	82%
The aggregate sensitivity of the bbva groups consolidated equity to the fallin the price of shares of the companies at the current year	€ (28)	€ (32)
USD [Member]
Monetary Policies Line Items
CET 1 ratio sensitivity to the appreciation of the euro exchange rate for each currency	US Dollar +1.1 bps
Percentage of depreciation against the euros of the main currencies of the geographies where the group operates	appreciation of Mexican peso and US Dollar against the euro (around 5% in both cases)
Mexican peso [Member]
Monetary Policies Line Items
CET 1 ratio sensitivity to the appreciation of the euro exchange rate for each currency	Mexican peso -0.2 bps
Percentage of depreciation against the euros of the main currencies of the geographies where the group operates	appreciation of Mexican peso and US Dollar against the euro (around 5% in both cases)
Turkish Lira [Member]
Monetary Policies Line Items
CET 1 ratio sensitivity to the appreciation of the euro exchange rate for each currency	Turkish Lira -0.2 bps
Percentage of depreciation against the euros of the main currencies of the geographies where the group operates	25%
Other currencies [Member]
Monetary Policies Line Items
CET 1 ratio sensitivity to the appreciation of the euro exchange rate for each currency	other currencies -0.2 bps
Percentage of depreciation against the euros of the main currencies of the geographies where the group operates	48%

Note 7 - Risk Management - Fina

Note 7 - Risk Management - Financial Instruments Compensation - Financial Assets (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Derivatives [Member]
Net Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract
Gross Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements	€ 49,908	€ 49,333	€ 59,374
Gross Financial Liabilities Set Off Against Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements	16,480	11,584	13,587
Net Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position	33,428	37,749	45,788
Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets Abstract
Financial assets subject to enforceable master netting arrangement or similar agreement not set off against financial assets	25,024	27,106	32,146
Cash collateral receives subject to off setting enforceable master netting arrangements or similar agreements not set off against financial assets	7,790	7,442	6,571
Net assets subject to off setting enforceable master netting arrangements or similar agreements	613	3,202	7,070
Reverse Purchase Securities Borrowing And Similar Agreements [Member]
Net Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract
Gross Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements	28,074	26,426	25,833
Gross Financial Liabilities Set Off Against Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements	42	56	2,912
Net Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position	28,032	26,369	22,921
Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets Abstract
Financial assets subject to enforceable master netting arrangement or similar agreement not set off against financial assets	28,022	26,612	23,080
Cash collateral receives subject to off setting enforceable master netting arrangements or similar agreements not set off against financial assets	169	141	174
Net assets subject to off setting enforceable master netting arrangements or similar agreements	(159)	(384)	(333)
Total [Member]
Net Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract
Gross Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements	77,982	75,759	85,208
Gross Financial Liabilities Set Off Against Financial Assets Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements	16,522	11,641	16,499
Net Financial Assets Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position	61,460	64,118	68,709
Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Assets Abstract
Financial assets subject to enforceable master netting arrangement or similar agreement not set off against financial assets	53,046	53,717	55,226
Cash collateral receives subject to off setting enforceable master netting arrangements or similar agreements not set off against financial assets	7,959	7,583	6,745
Net assets subject to off setting enforceable master netting arrangements or similar agreements	€ 454	€ 2,818	€ 6,738

Note 7 - Risk Management - Fi_2

Note 7 - Risk Management - Financial Instruments Compensation - Financial Liabilities (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Derivatives [Member]
Net Financial liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract
Gross Financial liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements	€ 51,596	€ 50,693	€ 59,545
Gross Financial Liabilities Set Off Against Financial liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements	17,101	11,644	14,080
Net Financial liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position	34,494	39,049	45,465
Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial liabilities Abstract
Financial liabilities subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities	25,024	27,106	32,146
Cash collateral receives subjectto off setting enforceable master netting arrangements or similar agreements not set off against financial liabilities	6,788	8,328	7,272
Net liabilities subject to off setting enforceable master netting arrangements or similar agreements	2,682	3,615	6,047
Reverse Purchase Securities Borrowing And Similar Agreements [Member]
Net Financial liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract
Gross Financial liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements	43,035	40,134	49,474
Gross Financial Liabilities Set Off Against Financial liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements	42	56	2,912
Net Financial liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position	42,993	40,078	46,562
Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial liabilities Abstract
Financial liabilities subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities	42,877	40,158	47,915
Cash collateral receives subjectto off setting enforceable master netting arrangements or similar agreements not set off against financial liabilities	34	21	176
Net liabilities subject to off setting enforceable master netting arrangements or similar agreements	82	(101)	(1,529)
Total [Member]
Net Financial liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position Abstract
Gross Financial liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements	94,631	90,827	109,019
Gross Financial Liabilities Set Off Against Financial liabilities Subject To Off setting Enforceable Master Netting Arrangements Or Similar Agreements	17,143	11,701	16,991
Net Financial liabilities Subject To Offsetting Enforceable Master Netting Arrangements Or Similar Agreements In Statement Of Financial Position	77,487	79,126	92,027
Amounts Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial liabilities Abstract
Financial liabilities subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities	67,901	67,264	80,061
Cash collateral receives subjectto off setting enforceable master netting arrangements or similar agreements not set off against financial liabilities	6,822	8,349	7,448
Net liabilities subject to off setting enforceable master netting arrangements or similar agreements	€ 2,765	€ 3,514	€ 4,518

Note 7 - Risk Management -Liqui

Note 7 - Risk Management -Liquidity Risk - Liquidity Coverage Ratio (LCR) (Details)		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017
LCR Line Items
Average LCR		127.00%	128.00%
Percentage of variation LCR taking into accout the impact of high quality liquid assets excluded in comparation with the average LCR		+27% above the Group’s LCR
LCR taking into account the impact of high quality liquid assets excluded		154%
BBVA Eurozone [Member]
LCR Line Items
Average LCR		145.00%	151.00%
BBVA Bancomer [Member]
LCR Line Items
Average LCR		154.00%	148.00%
Compass [Member]
LCR Line Items
Average LCR	[1]	143.00%	144.00%
Garanti Bank [Member]
LCR Line Items
Average LCR		209.00%	134.00%
[1]	(*) Compass LCR calculated according to local regulation (Fed Modified LCR).

Note 7 - Risk Management -Liq_2

Note 7 - Risk Management -Liquidity Risk - Loans to Stable Customer Deposits (LtSCD) (Details)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
LtSCD Line Items
Average LtSCD	106%	110%	113%
BBVA Eurozone [Member]
LtSCD Line Items
Average LtSCD	101%	108%	113%
BBVA Bancomer [Member]
LtSCD Line Items
Average LtSCD	114%	109%	113%
Compass [Member]
LtSCD Line Items
Average LtSCD	119%	109%	108%
Garanti Bank [Member]
LtSCD Line Items
Average LtSCD	110%	122%	124%
Other LMU [Member]
LtSCD Line Items
Average LtSCD	99%	108%	107%

Note 7 - Risk Management -Liq_3

Note 7 - Risk Management -Liquidity Risk - Available Liquidity By LMU (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017
BBVA Eurozone Member [Member] | Cash And Balances With Central Banks Member [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	€ 26,506	€ 15,634	[1]
BBVA Eurozone Member [Member] | Level 1 tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	29,938	38,954	[1]
BBVA Eurozone Member [Member] | Level 2A tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	449	386	[1]
BBVA Eurozone Member [Member] | Level 2B tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	4,040	4,995	[1]
BBVA Eurozone Member [Member] | Other Non Eligible Liquid Assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	5,661	6,734	[1]
BBVA Eurozone Member [Member] | Non tradable assets eligible for central banks [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	0	0	[1]
BBVA Eurozone Member [Member] | Total [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	66,594	66,703	[1]
BBVA Bancomer [Member] | Cash And Balances With Central Banks Member [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	7,666	8,649
BBVA Bancomer [Member] | Level 1 tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	4,995	3,805
BBVA Bancomer [Member] | Level 2A tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	409	418
BBVA Bancomer [Member] | Level 2B tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	33	69
BBVA Bancomer [Member] | Other Non Eligible Liquid Assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	1,372	1,703
BBVA Bancomer [Member] | Non tradable assets eligible for central banks [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	0	0
BBVA Bancomer [Member] | Total [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	14,475	14,644
Compass [Member] | Cash And Balances With Central Banks Member [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	1,667	2,150
Compass [Member] | Level 1 tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	10,490	9,028
Compass [Member] | Level 2A tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	510	753
Compass [Member] | Level 2B tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	0	0
Compass [Member] | Other Non Eligible Liquid Assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	1,043	1,252
Compass [Member] | Non tradable assets eligible for central banks [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	2,314	2,800
Compass [Member] | Total [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	16,024	15,983
Garanti Bank [Member] | Cash And Balances With Central Banks Member [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	7,633	6,692
Garanti Bank [Member] | Level 1 tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	6,502	5,705
Garanti Bank [Member] | Level 2A tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	0	0
Garanti Bank [Member] | Level 2B tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	0	0
Garanti Bank [Member] | Other Non Eligible Liquid Assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	499	962
Garanti Bank [Member] | Non tradable assets eligible for central banks [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	0	0
Garanti Bank [Member] | Total [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	14,634	13,359
Other LMU [Member] | Cash And Balances With Central Banks Member [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	6,677	6,083
Other LMU [Member] | Level 1 tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	3,652	6,141
Other LMU [Member] | Level 2A tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	0	10
Other LMU [Member] | Level 2B tradable assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	0	21
Other LMU [Member] | Other Non Eligible Liquid Assets [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	617	1,573
Other LMU [Member] | Non tradable assets eligible for central banks [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	0	0
Other LMU [Member] | Total [Member]
Disclosure Of Financial Assets Held For Managing Liquidity Risk Line Items
Financial Assets Held For Managing Liquidity Risk	€ 10,946	€ 13,828
[1]	(1) Includes Spain, Portugal and Rest of Eurasia.

Note 7 - Risk Management -Liq_4

Note 7 - Risk Management -Liquidity Risk - Contractual Maturities - Managing Liquity Risk (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
On demand [Member] | Cash And Balances With Central Banks And Other Demand Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	€ 9,550	€ 8,179	€ 23,191
On demand [Member] | Deposits in Credit Entities [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	801	252	991
On demand [Member] | Deposits in Other Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	1	1	1
On demand [Member] | Reverse Repo Securities Borrowing and Margin Lending [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	0	18,979	0
On demand [Member] | Loans and advances [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	132	267	591
On demand [Member] | Securities Portfolio Segttlement [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	0	1	0
On demand [Member] | Whosale Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	1	0	419
On demand [Member] | Deposits in Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	7,107	6,831	6,762
On demand [Member] | Deposits in Other Financial Institutions and International Agencies [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	10,680	10,700	15,375
On demand [Member] | Customer Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	252,630	233,068	206,140
On demand [Member] | Security Pledge Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	40	0	0
On demand [Member] | Derivatives Net [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	0	0	0
Not Later Than One Month [Member] | Cash And Balances With Central Banks And Other Demand Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	40,599	31,029	13,825
Not Later Than One Month [Member] | Deposits in Credit Entities [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	3,211	4,391	4,068
Not Later Than One Month [Member] | Deposits in Other Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	1,408	939	1,192
Not Later Than One Month [Member] | Reverse Repo Securities Borrowing and Margin Lending [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	21,266	2,689	20,232
Not Later Than One Month [Member] | Loans and advances [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	19,825	21,203	20,272
Not Later Than One Month [Member] | Securities Portfolio Segttlement [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	1,875	1,579	708
Not Later Than One Month [Member] | Whosale Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	2,678	3,648	7,380
Not Later Than One Month [Member] | Deposits in Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	5,599	5,863	5,365
Not Later Than One Month [Member] | Deposits in Other Financial Institutions and International Agencies [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	4,327	4,827	6,542
Not Later Than One Month [Member] | Customer Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	44,866	45,171	49,053
Not Later Than One Month [Member] | Security Pledge Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	46,489	35,502	38,153
Not Later Than One Month [Member] | Derivatives Net [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	(75)	(18)	(2,123)
Later Than One Month And Not Later Than Three Months [Member] | Cash And Balances With Central Banks And Other Demand Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	0	0	0
Later Than One Month And Not Later Than Three Months [Member] | Deposits in Credit Entities [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	216	181	254
Later Than One Month And Not Later Than Three Months [Member] | Deposits in Other Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	750	758	967
Later Than One Month And Not Later Than Three Months [Member] | Reverse Repo Securities Borrowing and Margin Lending [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	1,655	1,921	544
Later Than One Month And Not Later Than Three Months [Member] | Loans and advances [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	25,939	26,323	25,990
Later Than One Month And Not Later Than Three Months [Member] | Securities Portfolio Segttlement [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	4,379	4,159	3,566
Later Than One Month And Not Later Than Three Months [Member] | Whosale Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	1,652	4,209	2,943
Later Than One Month And Not Later Than Three Months [Member] | Deposits in Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	751	1,082	1,181
Later Than One Month And Not Later Than Three Months [Member] | Deposits in Other Financial Institutions and International Agencies [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	1,580	3,290	8,624
Later Than One Month And Not Later Than Three Months [Member] | Customer Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	18,514	18,616	25,522
Later Than One Month And Not Later Than Three Months [Member] | Security Pledge Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	2,219	2,284	3,561
Later Than One Month And Not Later Than Three Months [Member] | Derivatives Net [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	(523)	(110)	(95)
Later Than Three Months And Not Later Than Six Months [Member] | Cash And Balances With Central Banks And Other Demand Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	0	0	0
Later Than Three Months And Not Later Than Six Months [Member] | Deposits in Credit Entities [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	141	169	155
Later Than Three Months And Not Later Than Six Months [Member] | Deposits in Other Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	664	796	675
Later Than Three Months And Not Later Than Six Months [Member] | Reverse Repo Securities Borrowing and Margin Lending [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	1,158	541	523
Later Than Three Months And Not Later Than Six Months [Member] | Loans and advances [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	23,265	23,606	22,318
Later Than Three Months And Not Later Than Six Months [Member] | Securities Portfolio Segttlement [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	5,990	4,423	3,688
Later Than Three Months And Not Later Than Six Months [Member] | Whosale Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	2,160	4,238	5,547
Later Than Three Months And Not Later Than Six Months [Member] | Deposits in Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	1,992	2,335	2,104
Later Than Three Months And Not Later Than Six Months [Member] | Deposits in Other Financial Institutions and International Agencies [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	458	1,959	3,382
Later Than Three Months And Not Later Than Six Months [Member] | Customer Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	10,625	11,428	15,736
Later Than Three Months And Not Later Than Six Months [Member] | Security Pledge Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	2,274	1,405	1,403
Later Than Three Months And Not Later Than Six Months [Member] | Derivatives Net [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	(68)	(116)	(190)
Later Than Six Months And Not Later Than Nine Months [Member] | Cash And Balances With Central Banks And Other Demand Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	0	0	0
Later Than Six Months And Not Later Than Nine Months [Member] | Deposits in Credit Entities [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	83	120	48
Later Than Six Months And Not Later Than Nine Months [Member] | Deposits in Other Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	647	628	714
Later Than Six Months And Not Later Than Nine Months [Member] | Reverse Repo Securities Borrowing and Margin Lending [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	805	426	0
Later Than Six Months And Not Later Than Nine Months [Member] | Loans and advances [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	15,347	15,380	16,212
Later Than Six Months And Not Later Than Nine Months [Member] | Securities Portfolio Segttlement [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	2,148	2,380	2,301
Later Than Six Months And Not Later Than Nine Months [Member] | Whosale Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	2,425	1,227	3,463
Later Than Six Months And Not Later Than Nine Months [Member] | Deposits in Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	377	392	800
Later Than Six Months And Not Later Than Nine Months [Member] | Deposits in Other Financial Institutions and International Agencies [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	302	554	2,566
Later Than Six Months And Not Later Than Nine Months [Member] | Customer Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	6,217	8,711	11,863
Later Than Six Months And Not Later Than Nine Months [Member] | Security Pledge Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	114	396	1,004
Later Than Six Months And Not Later Than Nine Months [Member] | Derivatives Net [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	(5)	(135)	(111)
Later Than Nine Months And Not Later Than One Year [Member] | Cash And Balances With Central Banks And Other Demand Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	0	0	0
Later Than Nine Months And Not Later Than One Year [Member] | Deposits in Credit Entities [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	152	122	72
Later Than Nine Months And Not Later Than One Year [Member] | Deposits in Other Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	375	447	532
Later Than Nine Months And Not Later Than One Year [Member] | Reverse Repo Securities Borrowing and Margin Lending [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	498	815	428
Later Than Nine Months And Not Later Than One Year [Member] | Loans and advances [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	16,433	17,516	15,613
Later Than Nine Months And Not Later Than One Year [Member] | Securities Portfolio Segttlement [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	6,823	13,391	4,312
Later Than Nine Months And Not Later Than One Year [Member] | Whosale Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	2,736	2,456	5,967
Later Than Nine Months And Not Later Than One Year [Member] | Deposits in Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	1,240	1,714	2,176
Later Than Nine Months And Not Later Than One Year [Member] | Deposits in Other Financial Institutions and International Agencies [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	309	1,328	1,897
Later Than Nine Months And Not Later Than One Year [Member] | Customer Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	7,345	10,368	11,343
Later Than Nine Months And Not Later Than One Year [Member] | Security Pledge Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	97	973	912
Later Than Nine Months And Not Later Than One Year [Member] | Derivatives Net [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	(117)	(117)	(326)
Later Than One Year And Not Later Than Two Years [Member] | Cash And Balances With Central Banks And Other Demand Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	0	0	0
Later Than One Year And Not Later Than Two Years [Member] | Deposits in Credit Entities [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	133	116	117
Later Than One Year And Not Later Than Two Years [Member] | Deposits in Other Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	1,724	1,029	1,330
Later Than One Year And Not Later Than Two Years [Member] | Reverse Repo Securities Borrowing and Margin Lending [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	205	30	500
Later Than One Year And Not Later Than Two Years [Member] | Loans and advances [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	42,100	43,973	44,956
Later Than One Year And Not Later Than Two Years [Member] | Securities Portfolio Segttlement [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	8,592	5,789	19,320
Later Than One Year And Not Later Than Two Years [Member] | Whosale Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	7,225	5,772	7,825
Later Than One Year And Not Later Than Two Years [Member] | Deposits in Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	1,149	930	746
Later Than One Year And Not Later Than Two Years [Member] | Deposits in Other Financial Institutions and International Agencies [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	781	963	1,340
Later Than One Year And Not Later Than Two Years [Member] | Customer Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	5,667	7,607	8,619
Later Than One Year And Not Later Than Two Years [Member] | Security Pledge Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	22,911	64	1,281
Later Than One Year And Not Later Than Two Years [Member] | Derivatives Net [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	498	(336)	(132)
Later Than Two Years And Not Later Than Three Years [Member] | Cash And Balances With Central Banks And Other Demand Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	0	0	0
Later Than Two Years And Not Later Than Three Years [Member] | Deposits in Credit Entities [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	178	112	87
Later Than Two Years And Not Later Than Three Years [Member] | Deposits in Other Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	896	681	918
Later Than Two Years And Not Later Than Three Years [Member] | Reverse Repo Securities Borrowing and Margin Lending [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	1,352	727	286
Later Than Two Years And Not Later Than Three Years [Member] | Loans and advances [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	32,336	35,383	35,093
Later Than Two Years And Not Later Than Three Years [Member] | Securities Portfolio Segttlement [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	12,423	11,289	10,010
Later Than Two Years And Not Later Than Three Years [Member] | Whosale Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	8,578	6,432	5,963
Later Than Two Years And Not Later Than Three Years [Member] | Deposits in Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	229	765	1,156
Later Than Two Years And Not Later Than Three Years [Member] | Deposits in Other Financial Institutions and International Agencies [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	304	286	686
Later Than Two Years And Not Later Than Three Years [Member] | Customer Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	2,137	2,612	5,060
Later Than Two Years And Not Later Than Three Years [Member] | Security Pledge Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	526	23,009	640
Later Than Two Years And Not Later Than Three Years [Member] | Derivatives Net [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	(91)	(91)	(82)
Later Than Three Years And Not Later Than Five Years [Member] | Cash And Balances With Central Banks And Other Demand Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	0	0	0
Later Than Three Years And Not Later Than Five Years [Member] | Deposits in Credit Entities [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	27	157	122
Later Than Three Years And Not Later Than Five Years [Member] | Deposits in Other Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	1,286	806	942
Later Than Three Years And Not Later Than Five Years [Member] | Reverse Repo Securities Borrowing and Margin Lending [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	390	226	124
Later Than Three Years And Not Later Than Five Years [Member] | Loans and advances [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	53,386	50,809	55,561
Later Than Three Years And Not Later Than Five Years [Member] | Securities Portfolio Segttlement [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	11,533	12,070	16,662
Later Than Three Years And Not Later Than Five Years [Member] | Whosale Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	16,040	18,391	14,016
Later Than Three Years And Not Later Than Five Years [Member] | Deposits in Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	196	171	859
Later Than Three Years And Not Later Than Five Years [Member] | Deposits in Other Financial Institutions and International Agencies [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	825	355	875
Later Than Three Years And Not Later Than Five Years [Member] | Customer Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	1,207	1,833	781
Later Than Three Years And Not Later Than Five Years [Member] | Security Pledge Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	218	338	23,959
Later Than Three Years And Not Later Than Five Years [Member] | Derivatives Net [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	(67)	(106)	(105)
Later Than Five Years [Member] | Cash And Balances With Central Banks And Other Demand Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	0	0	0
Later Than Five Years [Member] | Deposits in Credit Entities [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	1,269	1,868	4,087
Later Than Five Years [Member] | Deposits in Other Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	2,764	1,975	336
Later Than Five Years [Member] | Reverse Repo Securities Borrowing and Margin Lending [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	210	0	189
Later Than Five Years [Member] | Loans and advances [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	120,571	123,568	133,589
Later Than Five Years [Member] | Securities Portfolio Segttlement [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	42,738	44,666	51,472
Later Than Five Years [Member] | Whosale Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	26,363	30,162	31,875
Later Than Five Years [Member] | Deposits in Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	904	1,429	3,714
Later Than Five Years [Member] | Deposits in Other Financial Institutions and International Agencies [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	1,692	1,045	2,825
Later Than Five Years [Member] | Customer Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	1,310	2,034	936
Later Than Five Years [Member] | Security Pledge Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	1,627	1,697	1,712
Later Than Five Years [Member] | Derivatives Net [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	(392)	(419)	(47)
Total [Member] | Cash And Balances With Central Banks And Other Demand Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	50,149	39,208	37,016
Total [Member] | Deposits in Credit Entities [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	6,211	7,488	10,002
Total [Member] | Deposits in Other Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	10,515	8,060	7,608
Total [Member] | Reverse Repo Securities Borrowing and Margin Lending [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	27,539	26,354	22,826
Total [Member] | Loans and advances [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	349,334	358,028	370,195
Total [Member] | Securities Portfolio Segttlement [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial assets for liquidity	96,501	99,747	112,039
Total [Member] | Whosale Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	69,858	76,535	85,397
Total [Member] | Deposits in Financial Institutions [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	19,544	21,512	24,862
Total [Member] | Deposits in Other Financial Institutions and International Agencies [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	21,258	25,307	44,114
Total [Member] | Customer Deposits [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	350,518	341,448	335,052
Total [Member] | Security Pledge Funding [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	76,515	65,668	72,626
Total [Member] | Derivatives Net [Member]
Disclosure Of Maturity Analysis For Financial Assets Held For Managing Liquidity Risk Line Items
Financial Obligations liquidity risk	€ (840)	€ (1,448)	€ (3,210)

Note 7 - Risk Management -Liq_5

Note 7 - Risk Management -Liquidity Risk - Contractual Maturities - Amount Issued By LMU (Details) - 12 months ended Dec. 31, 2018 € in Millions, $ in Millions, $ in Millions	EUR (€)	MXN ($)	USD ($)
BBVA Eurozone Member [Member] | Senior Non Preferred SNP [Member]
Disclosure Of Amounts Issued By LMU Line Items
Bonds Issued | €	€ 1,500
BBVA Eurozone Member [Member] | Green Bond SNP [Member]
Disclosure Of Amounts Issued By LMU Line Items
Bonds Issued | €	1,000
BBVA Eurozone Member [Member] | AT1 [Member]
Disclosure Of Amounts Issued By LMU Line Items
Bonds Issued | €	1,000
BBVA Eurozone Member [Member] | T2 [Member]
Disclosure Of Amounts Issued By LMU Line Items
Bonds Issued			$ 300
BBVA Eurozone Member [Member] | Total [Member]
Disclosure Of Amounts Issued By LMU Line Items
Bonds Issued | €	€ 3,500
Retail Nature of the Funding Structure	In the Euro Liquidity Management Unit (LMU), solid liquidity and funding situation, where activity has continued to generate liquidity through the decrease of Credit Gap. In addition, during 2018 the Euro LMU made 3 issues in the public market for €3,500 million; Senior Non Preferred (“SNP”) at 5 years for €1,500 million, Green bond SNP at 7 years for €1,000 million and AT1 for €1,000 million, which have allowed it to obtain long-term funding at favorable price conditions. These public operations have been complemented by a private issue T2 for USD 300 million.
BBVA Bancomer [Member] | Tier II [Member]
Disclosure Of Amounts Issued By LMU Line Items
Bonds Issued			1,000
BBVA Bancomer [Member] | Total [Member]
Disclosure Of Amounts Issued By LMU Line Items
Bonds Issued		$ 7,000
Retail Nature of the Funding Structure	In Mexico, sound liquidity position despite the market volatility, the Credit Gap has increased in 2018 due to a minor increase in deposits mainly because of the outflows of non-profitable USD deposits. During the financial year 2018, BBVA Bancomer made a local Tier II issuance on international markets for USD 1,000 million as well as an issuance on the local market for 7,000 million of Mexican pesos in 2 tranches: at 3 and 5 years, being the 3 years tranche the first Green Bond issued by a private bank.
Compass [Member] | Senior Debt [Member]
Disclosure Of Amounts Issued By LMU Line Items
Bonds Issued			1,150
Compass [Member] | Total [Member]
Disclosure Of Amounts Issued By LMU Line Items
Retail Nature of the Funding Structure	In the United States, the containment of the cost of liabilities has led to a slightly increase in the credit gap. During the financial year 2018, BBVA Compass successfully issued 3 year senior debt for USD 1,150 million.
Garanti Bank In Local Currency [Member] | Green Bond SNP [Member]
Disclosure Of Amounts Issued By LMU Line Items
Bonds Issued			75
Garanti Bank In Local Currency [Member] | Loans [Member]
Disclosure Of Amounts Issued By LMU Line Items
Bonds Issued			2,300
Garanti Bank In Local Currency [Member] | Diversified Payment Rights [Member]
Disclosure Of Amounts Issued By LMU Line Items
Bonds Issued			$ 375
Garanti Bank In Local Currency [Member] | Total [Member]
Disclosure Of Amounts Issued By LMU Line Items
Retail Nature of the Funding Structure	In Turkey an adequate liquidity situation is maintained, after having been affected by the currency volatility at the beginning of the second semester. Despite this, Garanti showed a good performance with the roll-over of the 2018 maturities of corporate funding. The main operations during the year were two syndicated loans for USD 2,300 million, the first Green Bond at 6 years for USD 75 million and future flows securitization (Diversified Payment Rights) for USD 375 million at 7 years.
Retail Nature [Member] | Total [Member]
Disclosure Of Amounts Issued By LMU Line Items
Retail Nature of the Funding Structure	The matrix shows the retail nature of the funding structure, with a loan portfolio being mostly funded by customer deposits (66%). On the outflows side of the matrix, the “demand” maturity bucket mainly contains the retail customer sight accounts whose behavior historically showed a high level of stability and little concentration. According to a behavior analysis which is done every year in every entity, this type of account is considered to be stable and for liquidity risk purposes, it is estimated that 78% have a maturity of more than 5 years.

Note 7 - Risk Management -Liq_6

Note 7 - Risk Management -Liquidity Risk - Asset Encumbrance (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Debt Securities [Member] | Encumbered Assets [Member] | Gross carrying amount [Member]
Encumbered Assets Line Items
Encumbered Assets	€ 31,157	€ 28,700	€ 40,114
Debt Securities [Member] | Encumbered Assets [Member] | Fair Value Member
Encumbered Assets Line Items
Encumbered Assets	32,216	29,798	39,972
Debt Securities [Member] | Non Encumbered Assets [Member] | Gross carrying amount [Member]
Encumbered Assets Line Items
Encumbered Assets	82,209	84,391	90,679
Debt Securities [Member] | Non Encumbered Assets [Member] | Fair Value Member
Encumbered Assets Line Items
Encumbered Assets	82,209	84,391	90,679
Equity instruments [Member] | Encumbered Assets [Member] | Gross carrying amount [Member]
Encumbered Assets Line Items
Encumbered Assets	1,864	2,297	2,214
Equity instruments [Member] | Encumbered Assets [Member] | Fair Value Member
Encumbered Assets Line Items
Encumbered Assets	1,864	2,297	2,214
Equity instruments [Member] | Non Encumbered Assets [Member] | Gross carrying amount [Member]
Encumbered Assets Line Items
Encumbered Assets	6,485	9,616	9,022
Equity instruments [Member] | Non Encumbered Assets [Member] | Fair Value Member
Encumbered Assets Line Items
Encumbered Assets	6,485	9,616	9,022
Loans And Receivables And Other Assets [Member] | Encumbered Assets [Member] | Gross carrying amount [Member]
Encumbered Assets Line Items
Encumbered Assets	74,928	79,604	94,718
Loans And Receivables And Other Assets [Member] | Non Encumbered Assets [Member] | Gross carrying amount [Member]
Encumbered Assets Line Items
Encumbered Assets	€ 478,880	€ 485,451	€ 495,109

Note 7 - Risk Management -Liq_7

Note 7 - Risk Management -Liquidity Risk - Collateral received (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Fair Value Of Encumbered Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	€ 27,474	€ 23,881	€ 19,921
Fair Value Of Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	5,633	9,630	10,039
Notional Amount Of Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	319	201	173
Debt Securities [Member] | Fair Value Of Encumbered Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	89	103	58
Debt Securities [Member] | Fair Value Of Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	82	5	59
Debt Securities [Member] | Notional Amount Of Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	0	0	0
Equity instruments [Member] | Fair Value Of Encumbered Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	27,385	23,715	19,863
Equity instruments [Member] | Fair Value Of Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	5,542	9,619	8,230
Equity instruments [Member] | Notional Amount Of Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	300	121	28
Loans And Receivables And Other Assets [Member] | Fair Value Of Encumbered Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	0	63	0
Loans And Receivables And Other Assets [Member] | Fair Value Of Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	8	6	1,750
Loans And Receivables And Other Assets [Member] | Notional Amount Of Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	19	80	144
Own Debt Issued Other Than Own Covered Bonds Member [Member] | Fair Value Of Encumbered Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	78	3	5
Own Debt Issued Other Than Own Covered Bonds Member [Member] | Fair Value Of Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	87	161	0
Own Debt Issued Other Than Own Covered Bonds Member [Member] | Notional Amount Of Collateral Received [Member]
Collateral Received Encumbered Asset Line Items
Encumbered Collateral Received	€ 0	€ 0	€ 0

Note 7 - Risk Management -Liq_8

Note 7 - Risk Management -Liquidity Risk - Sources Of Encumbrance (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Financial Liabilities Issued Encumbered Assets Line Items
Matching Liabilities Contingent Liabilities Or Securities Lent	€ 113,498	€ 118,704	€ 134,387
Assets Collateral Received And Own Debt Securities Issued Other Than Covered Bonds Encumbered	131,172	133,312	153,632
Derivatives [Member]
Financial Liabilities Issued Encumbered Assets Line Items
Matching Liabilities Contingent Liabilities Or Securities Lent	8,972	11,843	9,304
Assets Collateral Received And Own Debt Securities Issued Other Than Covered Bonds Encumbered	11,036	11,103	9,794
Loans and receivables [Member]
Financial Liabilities Issued Encumbered Assets Line Items
Matching Liabilities Contingent Liabilities Or Securities Lent	85,989	87,484	96,137
Assets Collateral Received And Own Debt Securities Issued Other Than Covered Bonds Encumbered	97,361	98,478	108,268
Outstanding Subordinated Debt [Member]
Financial Liabilities Issued Encumbered Assets Line Items
Matching Liabilities Contingent Liabilities Or Securities Lent	18,538	19,377	28,946
Assets Collateral Received And Own Debt Securities Issued Other Than Covered Bonds Encumbered	22,775	23,732	35,569
Other [Member]
Financial Liabilities Issued Encumbered Assets Line Items
Matching Liabilities Contingent Liabilities Or Securities Lent	3,972	305	0
Assets Collateral Received And Own Debt Securities Issued Other Than Covered Bonds Encumbered	€ 4,330	€ 1,028	€ 2,594

Note 8 - Fair Value - Carrying

Note 8 - Fair Value - Carrying Value And Fair Value - Assets (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017		Dec. 31, 2016
Carrying Value And Fair Value Assets Line Items
Assets	€ 676,689	€ 690,059	[1]	€ 731,856	[1],[2]
Cash cash balances at central banks and other demand deposits [Member]
Carrying Value And Fair Value Assets Line Items
Assets	58,196	42,680		40,039
Financial Assets at fair value	58,196	42,680		40,039
Financial Assets Held For Trading [Member]
Carrying Value And Fair Value Assets Line Items
Assets	90,117	64,695		74,950
Financial Assets at fair value	90,117	64,695		74,950
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member]
Carrying Value And Fair Value Assets Line Items
Assets	5,135
Financial Assets at fair value	5,135
Financial assets designated at fair value through profit or loss [Member]
Carrying Value And Fair Value Assets Line Items
Assets	1,313	2,709		2,062
Financial Assets at fair value	1,313	2,709		2,062
Financial Assets At Fair Value Through Other Comprehensive Income [Member]
Carrying Value And Fair Value Assets Line Items
Assets	56,337
Financial Assets at fair value	56,337
Financial Assets At Amortised Cost Member
Carrying Value And Fair Value Assets Line Items
Assets	419,660
Financial Assets at fair value	419,857
Derivatives Hedge accounting [Member]
Carrying Value And Fair Value Assets Line Items
Assets	2,892	2,485		2,833
Financial Assets at fair value	€ 2,892	2,485		2,833
Available for sale financial assets [Member]
Carrying Value And Fair Value Assets Line Items
Assets		69,476		79,221
Financial Assets at fair value		69,476		79,221
Loans and receivables [Member]
Carrying Value And Fair Value Assets Line Items
Assets		431,521		465,977
Financial Assets at fair value		438,991		468,844
Held to maturity investments [Member]
Carrying Value And Fair Value Assets Line Items
Assets		13,754		17,696
Financial Assets at fair value		€ 13,865		€ 17,619
[1]	(1) The figures corresponding to 2017 have been restated (see Note 1.3).
[2]	(2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previou sly part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), total assets of th e United States and the Mexico operating segments would have been €84,726 million and €97,492 million, respectively, as of December 31, 2016.

Note 8 - Fair Value - Carryin_2

Note 8 - Fair Value - Carrying Value And Fair Value - Liabilities (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Carrying Value And Fair Value Liabilities Line Items
Liabilities	€ 623,814	€ 636,736	€ 676,428
Financial Liabilities Held For Trading [Member]
Carrying Value And Fair Value Liabilities Line Items
Liabilities	80,774	46,182	54,675
Financial liabilities at fair value	80,774	46,182	54,675
Financial liabilities designated at fair value throuh profit or loss [Member]
Carrying Value And Fair Value Liabilities Line Items
Liabilities	6,993	2,222	2,338
Financial liabilities at fair value	6,993	2,222	2,338
Financial liabilities at amortized cost [Member]
Carrying Value And Fair Value Liabilities Line Items
Liabilities	509,185	543,713	589,210
Financial liabilities at fair value	510,300	544,604	594,190
Derivatives Hedge accounting [Member]
Carrying Value And Fair Value Liabilities Line Items
Liabilities	2,680	2,880	2,347
Financial liabilities at fair value	€ 2,680	€ 2,880	€ 2,347

Note 8 - Fair Value - Financial

Note 8 - Fair Value - Financial Instruments At Fair Value By Levels - Assets (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Financial Assets Held For Trading [Member] | Classes Financial Instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	€ 26,730	€ 29,057	€ 32,544
Financial Assets Held For Trading [Member] | Classes Financial Instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	62,983	35,349	42,221
Financial Assets Held For Trading [Member] | Classes Financial Instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	404	289	184
Financial Assets Held For Trading [Member] | Loans and advances to Customers [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	47	0	0
Financial Assets Held For Trading [Member] | Loans and advances to Customers [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	28,642	56	154
Financial Assets Held For Trading [Member] | Loans and advances to Customers [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	60	0	0
Financial Assets Held For Trading [Member] | Debt Securities [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	17,884	21,107	26,720
Financial Assets Held For Trading [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	7,494	1,444	418
Financial Assets Held For Trading [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	199	22	28
Financial Assets Held For Trading [Member] | Equity instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	5,194	6,688	4,570
Financial Assets Held For Trading [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	33	9
Financial Assets Held For Trading [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	60	80	96
Financial Assets Held For Trading [Member] | Derivatives [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	3,605	1,262	1,254
Financial Assets Held For Trading [Member] | Derivatives [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	26,846	33,815	41,640
Financial Assets Held For Trading [Member] | Derivatives [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	85	187	60
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Classes Financial Instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	3,127
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Classes Financial Instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	78
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Classes Financial Instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	1,929
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Loans and advances to Customers [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	25
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Loans and advances to Customers [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Loans and advances to Customers [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	1,778
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	90
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	71
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	76
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	3,012
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	8
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	75
Financial assets designated at fair value through profit or loss [Member] | Classes Financial Instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	1,313	2,061	2,062
Financial assets designated at fair value through profit or loss [Member] | Classes Financial Instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	648	0
Financial assets designated at fair value through profit or loss [Member] | Classes Financial Instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0	0
Financial assets designated at fair value through profit or loss [Member] | Loans and advances to Customers [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0	0
Financial assets designated at fair value through profit or loss [Member] | Loans and advances to Customers [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	648	0
Financial assets designated at fair value through profit or loss [Member] | Loans and advances to Customers [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0	0
Financial assets designated at fair value through profit or loss [Member] | Loans And Advances To Credit Institutions [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		0	0
Financial assets designated at fair value through profit or loss [Member] | Loans And Advances To Credit Institutions [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		0	0
Financial assets designated at fair value through profit or loss [Member] | Loans And Advances To Credit Institutions [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		0	0
Financial assets designated at fair value through profit or loss [Member] | Debt Securities [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		174	142
Financial assets designated at fair value through profit or loss [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		0	0
Financial assets designated at fair value through profit or loss [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		0	0
Financial assets designated at fair value through profit or loss [Member] | Equity instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	1,313	1,888	1,920
Financial assets designated at fair value through profit or loss [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0	0
Financial assets designated at fair value through profit or loss [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0	0
Financial assets designated at fair value through profit or loss [Member] | Derivatives [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0
Financial assets designated at fair value through profit or loss [Member] | Derivatives [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0
Financial assets designated at fair value through profit or loss [Member] | Derivatives [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Classes Financial Instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	45,824
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Classes Financial Instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	9,323
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Classes Financial Instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	1,190
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Loans and advances to Customers [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	33
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Loans and advances to Customers [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Loans and advances to Customers [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Debt Securities [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	43,788
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	9,211
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	711
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Equity instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	2,003
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	113
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	479
Available for sale financial assets [Member] | Classes Financial Instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		57,381	62,125
Available for sale financial assets [Member] | Classes Financial Instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		11,082	15,894
Available for sale financial assets [Member] | Classes Financial Instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		544	637
Available for sale financial assets [Member] | Debt Securities [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		54,850	58,372
Available for sale financial assets [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		10,948	15,779
Available for sale financial assets [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		454	429
Available for sale financial assets [Member] | Equity instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		2,531	3,753
Available for sale financial assets [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		134	115
Available for sale financial assets [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets		90	208
Derivatives Hedge accounting [Member] | Classes Financial Instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	7	0	41
Derivatives Hedge accounting [Member] | Classes Financial Instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	2,882	2,483	2,792
Derivatives Hedge accounting [Member] | Classes Financial Instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	€ 3	€ 2	€ 0

Note 8 - Fair Value - Financi_2

Note 8 - Fair Value - Financial Instruments At Fair Value By Levels - Liabilities (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	€ 623,814	€ 636,736	€ 676,428
Financial Liabilities Held For Trading [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	22,932	11,191	12,502
Financial Liabilities Held For Trading [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	57,573	34,866	42,120
Financial Liabilities Held For Trading [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	269	125	53
Financial Liabilities Held For Trading [Member] | Derivatives [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	3,919	1,183	952
Financial Liabilities Held For Trading [Member] | Derivatives [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	27,628	34,866	42,120
Financial Liabilities Held For Trading [Member] | Derivatives [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	267	119	47
Financial Liabilities Held For Trading [Member] | Short Positions [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities		10,008	11,550
Financial Liabilities Held For Trading [Member] | Short Positions [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities		0	0
Financial Liabilities Held For Trading [Member] | Short Positions [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities		6	6
Financial Liabilities Held For Trading [Member] | Deposits [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	7,989
Financial Liabilities Held For Trading [Member] | Deposits [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	29,945
Financial Liabilities Held For Trading [Member] | Deposits [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0
Financial Liabilities Held For Trading [Member] | Other Financial Liabilities [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	11,024
Financial Liabilities Held For Trading [Member] | Other Financial Liabilities [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0
Financial Liabilities Held For Trading [Member] | Other Financial Liabilities [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	1
Financial liabilities designated at fair value throuh profit or loss [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0	0	0
Financial liabilities designated at fair value throuh profit or loss [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	4,478	2,222	2,338
Financial liabilities designated at fair value throuh profit or loss [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	2,515	0	0
Financial liabilities designated at fair value throuh profit or loss [Member] | Other Financial Liabilities [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0
Financial liabilities designated at fair value throuh profit or loss [Member] | Other Financial Liabilities [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	643
Financial liabilities designated at fair value throuh profit or loss [Member] | Other Financial Liabilities [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	2,515
Financial liabilities designated at fair value throuh profit or loss [Member] | Customer Deposits [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0
Financial liabilities designated at fair value throuh profit or loss [Member] | Customer Deposits [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	976
Financial liabilities designated at fair value throuh profit or loss [Member] | Customer Deposits [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0
Financial liabilities designated at fair value throuh profit or loss [Member] | Debt Certificates [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0
Financial liabilities designated at fair value throuh profit or loss [Member] | Debt Certificates [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	2,858
Financial liabilities designated at fair value throuh profit or loss [Member] | Debt Certificates [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0
Derivatives Hedge accounting [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	223	274	94
Derivatives Hedge accounting [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	2,454	2,606	2,189
Derivatives Hedge accounting [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	€ 3	€ 0	€ 64

Note 8 - Fair Value - Main Valu

Note 8 - Fair Value - Main Valuation Techniques Financial Instruments Assets - Significant Observable Inputs Used In Fair Value Measurement Of Assets (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	[1]	Dec. 31, 2016	[1],[2]
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 676,689	€ 690,059		€ 731,856
Financial Assets Held For Trading [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	62,983
Financial Assets Held For Trading [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	404
Financial Assets Held For Trading [Member] | Loans and advances [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	28,642
Financial Assets Held For Trading [Member] | Loans and advances [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 60
Financial Assets Held For Trading [Member] | Loans and advances [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows)
Main Observable Inputs	- Issuer´s credit risk - Current market interest rates
Main Unobservable Inputs	- Prepayment rates - Issuer´s credit risk - Recovery rates
Financial Assets Held For Trading [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 7,494
Financial Assets Held For Trading [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 199
Financial Assets Held For Trading [Member] | Debt Securities [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows) Observed prices in non active markets
Main Observable Inputs	- Issuer´s credit risk - Current market interest rates - Non active markets prices
Main Unobservable Inputs	- Prepayment rates - Issuer´s credit risk - Recovery rates
Financial Assets Held For Trading [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 0
Financial Assets Held For Trading [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 60
Financial Assets Held For Trading [Member] | Equity instruments [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Comparable pricing (Observable price in a similar market) Present-value method
Main Observable Inputs	- Brokers quotes - Market operations - NAVs published
Main Unobservable Inputs	- NAV provided by the administrator of the fund
Financial Assets Held For Trading [Member] | Derivatives [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 26,846
Financial Assets Held For Trading [Member] | Derivatives [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 85
Financial Assets Held For Trading [Member] | Derivatives [Member] | Interest Rate Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows Caps/Floors: Black, Hull-White y SABR Bond options: Black Swaptions: Black, Hull-White y LGM Other Interest rate options: Black, Hull-White y LGM Constant Maturity Swaps: SABR
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Main Unobservable Inputs	- Beta - Implicit correlations between tenors - interest rates volatility
Financial Assets Held For Trading [Member] | Derivatives [Member] | Equity Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Future and Equity Forward: Discounted future cash flows Equity Options: Local Volatility, Momentum adjustment
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Main Unobservable Inputs	- Volatility of volatility - Implicit assets correlations - Long term implicit correlations - Implicit dividends and long term repos
Financial Assets Held For Trading [Member] | Derivatives [Member] | Foreign Exchange And Gold Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Future and Equity Forward: Discounted future cash flows Foreign exchange Options: Local Volatility, moments adjustment
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Main Unobservable Inputs	- Volatility of volatility - Implicit assets correlations - Long term implicit correlations
Financial Assets Held For Trading [Member] | Derivatives [Member] | Credit Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Credit Derivatives: Default model and Gaussian copula
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Main Unobservable Inputs	- Correlation default - Credit spread - Recovery rates - Interest rate yield - Default volatility
Financial Assets Held For Trading [Member] | Derivatives [Member] | Commodities Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Commodities: Momentum adjustment and Discounted cash flows
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 78
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	1,929
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Loans and advances [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	0
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Loans and advances [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 1,778
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Loans and advances [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows) Specific criteria for the liquidation of losses established by the EPA protocol
Main Unobservable Inputs	- Prepayment rates - Issuer credit risk - Recovery rates - PD and LGD
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 71
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 76
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows)
Main Observable Inputs	- Issuer credit risk - Current market interest rates
Main Unobservable Inputs	- Prepayment rates - Issuer credit risk - Recovery rates
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 8
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 75
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows)
Main Observable Inputs	- Issuer credit risk - Current market interest rates
Main Unobservable Inputs	- Prepayment rates - Issuer credit risk - Recovery rates
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 9,323
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	1,190
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	9,211
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 711
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Debt Securities [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows) Observed prices in non active markets
Main Observable Inputs	- Issuer´s credit risk - Current market interest rates - Non active market prices
Main Unobservable Inputs	- Prepayment rates - Issuer credit risk - Recovery rates
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 113
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 479
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Equity instruments [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Comparable pricing (Observable price in a similar market) Present-value method
Main Observable Inputs	- Brokers quotes - Market operations - NAVs published
Main Unobservable Inputs	- NAV provided by the administrator of the fund
Derivatives Hedge accounting [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 2,882
Derivatives Hedge accounting [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Assets Line Items
Assets	€ 3
Derivatives Hedge accounting [Member] | Interest Rate Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows Caps/Floors: Black, Hull-White y SABR Bond options: Black Swaptions: Black, Hull-White y LGM Other Interest rate options: Black, Hull-White y LGM Constant Maturity Swaps: SABR
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Derivatives Hedge accounting [Member] | Equity Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Future and Equity Forward: Discounted future cash flows Equity Options: Local Volatility, Momentum adjustment
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Derivatives Hedge accounting [Member] | Foreign Exchange And Gold Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Future and Equity Forward: Discounted future cash flows Foreign exchange Options: Local Volatility, moments adjustment
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Derivatives Hedge accounting [Member] | Credit Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Credit Derivatives: Default model and Gaussian copula
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Derivatives Hedge accounting [Member] | Commodities Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Assets Line Items
Valuation Technique used in fair value measurement assets	Commodities: Momentum adjustment and Discounted cash flows
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
[1]	(1) The figures corresponding to 2017 have been restated (see Note 1.3).
[2]	(2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previou sly part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), total assets of th e United States and the Mexico operating segments would have been €84,726 million and €97,492 million, respectively, as of December 31, 2016.

Note 8 - Fair Value - Main Va_2

Note 8 - Fair Value - Main Valuation Techniques Financial Instruments Liabilities - Significant Observable Inputs Used In Fair Value Measurement Of Liabilities (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Main Valuation Techniques Financial Instruments Liabilities Line Items
Liabilities	€ 623,814	€ 636,736	€ 676,428
Financial Liabilities Held For Trading [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Liabilities Line Items
Liabilities	57,573
Financial Liabilities Held For Trading [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Liabilities Line Items
Liabilities	269
Financial Liabilities Held For Trading [Member] | Deposits [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Liabilities Line Items
Liabilities	29,945
Financial Liabilities Held For Trading [Member] | Deposits [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Liabilities Line Items
Liabilities	0
Financial Liabilities Held For Trading [Member] | Derivatives [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Liabilities Line Items
Liabilities	27,628
Financial Liabilities Held For Trading [Member] | Derivatives [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Liabilities Line Items
Liabilities	€ 267
Financial Liabilities Held For Trading [Member] | Interest Rate Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Liabilities Line Items
Valuation Tecnniques	Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows Caps/Floors: Black, Hull-White y SABR Bond options: Black Swaptions: Black, Hull-White y LGM Other Interest rate options: Black, Hull-White y LGM Constant Maturity Swaps: SABR
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Main Unobservable Inputs	- Beta - Correlation between tenors - interest rates volatility
Financial Liabilities Held For Trading [Member] | Equity Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Liabilities Line Items
Valuation Tecnniques	Future and Equity Forward: Discounted future cash flows Equity Options: Local Volatility, Momentum adjustment
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Main Unobservable Inputs	- Volatility of volatility - Assets correlation
Financial Liabilities Held For Trading [Member] | Foreign Exchange And Gold Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Liabilities Line Items
Valuation Tecnniques	Future and Equity Forward: Discounted future cash flows Foreign exchange Options: Local Volatility, moments adjustment
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Main Unobservable Inputs	- Volatility of volatility - Assets correlation
Financial Liabilities Held For Trading [Member] | Credit Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Liabilities Line Items
Valuation Tecnniques	Credit Derivatives: Default model and Gaussian copula
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Main Unobservable Inputs	- Correlation default - Credit spread - Recovery rates - Interest rate yield - Default volatility
Financial Liabilities Held For Trading [Member] | Commodities Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Liabilities Line Items
Valuation Tecnniques	Commodities: Momentum adjustment and Discounted cash flows
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Financial Liabilities Held For Trading [Member] | Short Positions [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Liabilities Line Items
Liabilities	€ 0
Financial Liabilities Held For Trading [Member] | Short Positions [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Liabilities Line Items
Liabilities	€ 1
Financial Liabilities Held For Trading [Member] | Short Positions [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Liabilities Line Items
Valuation Tecnniques	Present-value method (Discounted future cash flows)
Main Unobservable Inputs	- Correlation default - Credit spread - Recovery rates - Interest rate yield
Financial assets designated at fair value through profit or loss [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Liabilities Line Items
Liabilities	€ 4,478
Financial assets designated at fair value through profit or loss [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Liabilities Line Items
Liabilities	€ 2,515
Financial assets designated at fair value through profit or loss [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Liabilities Line Items
Valuation Tecnniques	Present-value method (Discounted future cash flows)
Main Observable Inputs	- Prepayment rates - Issuer´s credit risk - Current market interest rates
Main Unobservable Inputs	- Prepayment rates - Issuer´s credit risk - Current market interest rates
Derivatives Hedge accounting [Member] | Level 2 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Liabilities Line Items
Liabilities	€ 2,454
Derivatives Hedge accounting [Member] | Level 3 Of Fair Value Hierarchy Member
Main Valuation Techniques Financial Instruments Liabilities Line Items
Liabilities	€ 3
Derivatives Hedge accounting [Member] | Interest Rate Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Liabilities Line Items
Valuation Tecnniques	Interest rate products (Interest rate swaps, Call money Swaps y FRA): Discounted cash flows Caps/Floors: Black, Hull-White y SABR Bond options: Black Swaptions: Black, Hull-White y LGM Other Interest rate options: Black, Hull-White y LGM Constant Maturity Swaps: SABR
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Main Unobservable Inputs	- Beta - Implicit correlations between tenors - interest rates volatility
Derivatives Hedge accounting [Member] | Equity Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Liabilities Line Items
Valuation Tecnniques	Future and Equity Forward: Discounted future cash flows Equity Options: Local Volatility, Momentum adjustment
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Main Unobservable Inputs	- Volatility of volatility - Implicit assets correlations - Long term implicit correlations - Implicit dividends and long term repos
Derivatives Hedge accounting [Member] | Foreign Exchange And Gold Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Liabilities Line Items
Valuation Tecnniques	Future and Equity Forward: Discounted future cash flows Foreign exchange Options: Local Volatility, moments adjustment
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Main Unobservable Inputs	- Volatility of volatility - Implicit assets correlations - Long term implicit correlations
Derivatives Hedge accounting [Member] | Credit Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Liabilities Line Items
Valuation Tecnniques	Credit Derivatives: Default model and Gaussian copula
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations
Main Unobservable Inputs	- Correlation default - Credit spread - Recovery rates - Interest rate yield - Default volatility
Derivatives Hedge accounting [Member] | Commodities Hedge [Member] | Total [Member]
Main Valuation Techniques Financial Instruments Liabilities Line Items
Valuation Tecnniques	Commodities: Momentum adjustment and Discounted cash flows
Main Observable Inputs	- Exchange rates - Market quoted future prices - Market interest rates - Underlying assets prices: shares, funds, commodities - Market observable volatilities - Issuer credit spread levels - Quoted dividends - Market listed correlations

Note 8 - Fair Value - Significa

Note 8 - Fair Value - Significant Unobservable Inputs Used In Fair Value Measurement Of Assets (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
CVA Adjustment	€ (163)	€ (153)
DVA Adjustment	214	138
CVA and DVA Adjustment impact	(24)	€ (23)
FVA Adjustment Impact	€ (12)
Debt Securities [Member] | Bottom Of Range Member | Net Present Value [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Credit Spread	37
Recovery Rate	0.00%
Debt Securities [Member] | Bottom Of Range Member | Market Comparable Prices Member
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Credit Spread	1.00%
Debt Securities [Member] | Weighted Average Member | Net Present Value [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Credit Spread	152.22
Recovery Rate	32.06%
Debt Securities [Member] | Weighted Average Member | Market Comparable Prices Member
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Credit Spread	88.00%
Debt Securities [Member] | Top Of Range [Member] | Net Present Value [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Credit Spread	385.00
Recovery Rate	40.00%
Debt Securities [Member] | Top Of Range [Member] | Market Comparable Prices Member
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Credit Spread	275.00%
Debt Securities [Member] | Units | Net Present Value [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Credit Spread	b.p.
Recovery Rate	%
Debt Securities [Member] | Units | Market Comparable Prices Member
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Credit Spread	%
Credit Option [Member] | Bottom Of Range Member | Gaussian Copula [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Correlation Default	0.00%
Credit Option [Member] | Weighted Average Member | Gaussian Copula [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Correlation Default	37.98%
Credit Option [Member] | Top Of Range [Member] | Gaussian Copula [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Correlation Default	60.26%
Credit Option [Member] | Units | Gaussian Copula [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Correlation Default	%
Corporate Bond Option [Member] | Bottom Of Range Member | Black 76 [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Price Volatility	-
Corporate Bond Option [Member] | Weighted Average Member | Black 76 [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Price Volatility	-
Corporate Bond Option [Member] | Top Of Range [Member] | Black 76 [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Price Volatility	-
Corporate Bond Option [Member] | Units | Black 76 [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Price Volatility	vegas
Equity OTC Option [Member] | Bottom Of Range Member | Heston [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Forward Volatility	47.05
Equity OTC Option [Member] | Bottom Of Range Member | Local volatility [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Price Volatility	13.79
Equity OTC Option [Member] | Bottom Of Range Member | Black Scholes Local Voatility [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Forward Volatility	5.05
Equity OTC Option [Member] | Weighted Average Member | Heston [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Forward Volatility	47.05
Equity OTC Option [Member] | Weighted Average Member | Local volatility [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Price Volatility	27.24
Equity OTC Option [Member] | Weighted Average Member | Black Scholes Local Voatility [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Forward Volatility	7.73
Equity OTC Option [Member] | Top Of Range [Member] | Heston [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Forward Volatility	47.05
Equity OTC Option [Member] | Top Of Range [Member] | Local volatility [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Price Volatility	65.02
Equity OTC Option [Member] | Top Of Range [Member] | Black Scholes Local Voatility [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Forward Volatility	9.71
Equity OTC Option [Member] | Units | Heston [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Forward Volatility	Vegas
Equity OTC Option [Member] | Units | Local volatility [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Price Volatility	vegas
Equity OTC Option [Member] | Units | Black Scholes Local Voatility [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Forward Volatility	vegas
Interest Rate Option [Member] | Bottom Of Range Member | Libor Market Model [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Beta (significant unobservable item)	0.25
Correlation Rate Credit	(100)
Credit Default Volatility	-
Interest Rate Option [Member] | Weighted Average Member | Libor Market Model [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Beta (significant unobservable item)	9.00
Correlation Rate Credit	-
Credit Default Volatility	-
Interest Rate Option [Member] | Top Of Range [Member] | Libor Market Model [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Beta (significant unobservable item)	18.00
Correlation Rate Credit	100
Credit Default Volatility	-
Interest Rate Option [Member] | Units | Libor Market Model [Member]
Disclosure Of Significant Unobservable Inputs Used In Fair Value Measurement Of Assets Line Items
Beta (significant unobservable item)	%
Correlation Rate Credit	%
Credit Default Volatility	Vegas

Note 8 - Fair Value - Reconcili

Note 8 - Fair Value - Reconciliation Of Changes In Fair Value Measurement - Assets (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018		Dec. 31, 2017		Dec. 31, 2016
Assets fair value reconciliation abstract
Assets at the beginning of the period	[1]	€ 690,059		€ 731,856	[2]
Changes in fair value level 3 assets abstract
Assets at the end of the period		676,689		690,059	[1]	€ 731,856	[1],[2]
Level 3 [Member]
Assets fair value reconciliation abstract
Assets at the beginning of the period		835		822		463
Changes in fair value level 3 assets abstract
Group Incorporations Assets		0		0		0
Changes in FV recognized in P&L Assets		(167)	[3]	(24)		33
Changes in FV recognized in OCI Assets		(4)		(45)		(81)
Acquisitions Disposals Liquidations Assets		2,102	[4]	32		438
Net inflows level 3 assets		761		106		16
Exchange Differences And Others Assets		0		(55)		(47)
Assets at the end of the period		€ 3,527		€ 835		€ 822
[1]	(1) The figures corresponding to 2017 have been restated (see Note 1.3).
[2]	(2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previou sly part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), total assets of th e United States and the Mexico operating segments would have been €84,726 million and €97,492 million, respectively, as of December 31, 2016.
[3]	(*) Profit or loss that is attributable to gains or losses relating to those financial assets and liabilities held as of December 31, 2018, 2017 and 2016. Valuation adjustments are recorded under the heading “Gains (losses) on financial assets and liabili ties, net”.
[4]	(**) Of which, in 2018, the assets roll forward is comprised of € 2,400 million of acquisitions, € 254 millions of disposals and € 44 millions of liquidations. The liabilities roll forward is comprised of € 2,716 million of acquisitions and € 5 mill ions of liquidations.

Note 8 - Fair Value - Reconci_2

Note 8 - Fair Value - Reconciliation Of Changes In Fair Value Measurement - Liabilities (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018		Dec. 31, 2017	Dec. 31, 2016
Liabilities fair value reconciliation abstract
Liabilities at the beginning of the period	€ 636,736		€ 676,428
Changes in fair value level 3 Liabilities abstract
Liabilities at the end of the period	623,814		636,736	€ 676,428
Level 3 [Member]
Liabilities fair value reconciliation abstract
Liabilities at the beginning of the period	125		116	182
Changes in fair value level 3 Liabilities abstract
Group Incorporations Liabilities	0		0	0
Changes in FV recognized in P&L	(95)	[1]	(21)	(86)
Changes in FV recognized in OCI Liabilities	0		0	(3)
Acquisitions Disposals Liquidations Liabilities	2,710	[2]	320	(25)
Net inflows level 3 Liabilities	47		(39)	0
Exchange Differences And Others Liabilities	0		(250)	49
Liabilities at the end of the period	€ 2,787		€ 125	€ 116
[1]	(*) Profit or loss that is attributable to gains or losses relating to those financial assets and liabilities held as of December 31, 2018, 2017 and 2016. Valuation adjustments are recorded under the heading “Gains (losses) on financial assets and liabili ties, net”.
[2]	(**) Of which, in 2018, the assets roll forward is comprised of € 2,400 million of acquisitions, € 254 millions of disposals and € 44 millions of liquidations. The liabilities roll forward is comprised of € 2,716 million of acquisitions and € 5 mill ions of liquidations.

Note 8 - Fair Value - Reconci_3

Note 8 - Fair Value - Reconciliation Of Changes In Fair Value Measurement - Acquisition, disposals and liquidation (Details) € in Millions	12 Months Ended
	Dec. 31, 2018EUR (€)
Acquisitions [Member]
Fair value level 3 acquisition disposals liquidations line items
Acquisition disposal liquidation assets	€ 2,400
Acquisition disposal liquidation Liabilities	2,716
Disposals [Member]
Fair value level 3 acquisition disposals liquidations line items
Acquisition disposal liquidation assets	254
Liquidations [Member]
Fair value level 3 acquisition disposals liquidations line items
Acquisition disposal liquidation assets	44
Acquisition disposal liquidation Liabilities	€ 5

Note 8 - Fair Value Transfer Be

Note 8 - Fair Value Transfer Between Levels - Assets (Details) € in Millions	12 Months Ended
	Dec. 31, 2018EUR (€)
Level 1 Of Fair Value Hierarchy Member | Financial Assets Held For Trading [Member]
Disclosure Of Level Transfer Asets Line Items
Transfers Out Of Level 1 Into Level 2 Of Fair Value Hierarchy Assets	€ 1,171
Transfers Into Level 3 Of Fair Value Hierarchy Assets	2
Transfers Out Of Level 3 Of Fair Value Hierarchy Assets	0
Level 1 Of Fair Value Hierarchy Member | Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member]
Disclosure Of Level Transfer Asets Line Items
Transfers Out Of Level 1 Into Level 2 Of Fair Value Hierarchy Assets	0
Transfers Into Level 3 Of Fair Value Hierarchy Assets	0
Transfers Out Of Level 3 Of Fair Value Hierarchy Assets	0
Level 1 Of Fair Value Hierarchy Member | Financial Assets at fair value through profit or loss
Disclosure Of Level Transfer Asets Line Items
Transfers Out Of Level 1 Into Level 2 Of Fair Value Hierarchy Assets	134
Transfers Into Level 3 Of Fair Value Hierarchy Assets	72
Transfers Out Of Level 3 Of Fair Value Hierarchy Assets	0
Level 1 Of Fair Value Hierarchy Member | Derivatives [Member]
Disclosure Of Level Transfer Asets Line Items
Transfers Out Of Level 1 Into Level 2 Of Fair Value Hierarchy Assets	0
Transfers Into Level 3 Of Fair Value Hierarchy Assets	0
Transfers Out Of Level 3 Of Fair Value Hierarchy Assets	118
Level 1 Of Fair Value Hierarchy Member | Total [Member]
Disclosure Of Level Transfer Asets Line Items
Transfers Out Of Level 1 Into Level 2 Of Fair Value Hierarchy Assets	1,305
Transfers Into Level 3 Of Fair Value Hierarchy Assets	74
Transfers Out Of Level 3 Of Fair Value Hierarchy Assets	118
Level 2 Of Fair Value Hierarchy Member | Financial Assets Held For Trading [Member]
Disclosure Of Level Transfer Asets Line Items
Transfers Into Level 3 Of Fair Value Hierarchy Assets	6
Transfers Out Of Level 2 Into Level 1 Of Fair Value Hierarchy Assets	2
Transfers Out Of Level 3 Of Fair Value Hierarchy Assets	2
Level 2 Of Fair Value Hierarchy Member | Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member]
Disclosure Of Level Transfer Asets Line Items
Transfers Into Level 3 Of Fair Value Hierarchy Assets	67
Transfers Out Of Level 2 Into Level 1 Of Fair Value Hierarchy Assets	9
Transfers Out Of Level 3 Of Fair Value Hierarchy Assets	24
Level 2 Of Fair Value Hierarchy Member | Financial Assets at fair value through profit or loss
Disclosure Of Level Transfer Asets Line Items
Transfers Into Level 3 Of Fair Value Hierarchy Assets	515
Transfers Out Of Level 2 Into Level 1 Of Fair Value Hierarchy Assets	0
Transfers Out Of Level 3 Of Fair Value Hierarchy Assets	0
Level 2 Of Fair Value Hierarchy Member | Derivatives [Member]
Disclosure Of Level Transfer Asets Line Items
Transfers Into Level 3 Of Fair Value Hierarchy Assets	52
Transfers Out Of Level 2 Into Level 1 Of Fair Value Hierarchy Assets	0
Transfers Out Of Level 3 Of Fair Value Hierarchy Assets	49
Level 2 Of Fair Value Hierarchy Member | Total [Member]
Disclosure Of Level Transfer Asets Line Items
Transfers Into Level 3 Of Fair Value Hierarchy Assets	641
Transfers Out Of Level 2 Into Level 1 Of Fair Value Hierarchy Assets	11
Transfers Out Of Level 3 Of Fair Value Hierarchy Assets	€ 75

Note 8 - Fair Value Transfer _2

Note 8 - Fair Value Transfer Between Levels - Liabilities (Details) - Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading [Member] € in Millions	12 Months Ended
	Dec. 31, 2018EUR (€)
Level 1 Of Fair Value Hierarchy Member
Dislosure Of Level Transfer Liabilities Line Items
Transfers Out Of Level 1 Into Level 2 Of Fair Value Hierarchy Liabilities	€ 0
Transfers Into Level 3 Of Fair Value Hierarchy Liabilities	0
Transfers Out Of Level 3 Of Fair Value Hierarchy Liabilities	0
Level 2 Of Fair Value Hierarchy Member
Dislosure Of Level Transfer Liabilities Line Items
Transfers Into Level 3 Of Fair Value Hierarchy Liabilities	138
Transfers Out Of Level 2 Into Level 1 Of Fair Value Hierarchy Liabilities	0
Transfers Out Of Level 3 Of Fair Value Hierarchy Liabilities	€ 37

Note 8 - Fair Value Sesitivity

Note 8 - Fair Value Sesitivity Analysis Level 3 Assets (Details) € in Millions	12 Months Ended
	Dec. 31, 2018EUR (€)
Results Member [Member] | Total [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	€ 297
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	(194)
Results Member [Member] | Financial Assets Held For Trading [Member] | Loans and receivables [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Results Member [Member] | Financial Assets Held For Trading [Member] | Debt Securities [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	2
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	(3)
Results Member [Member] | Financial Assets Held For Trading [Member] | Equity instruments [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	3
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	(9)
Results Member [Member] | Financial Assets Held For Trading [Member] | Derivatives [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	1
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	(1)
Results Member [Member] | Financial Assets Held For Trading [Member] | Total [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	6
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	(13)
Results Member [Member] | Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Loans and receivables [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	285
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	(161)
Results Member [Member] | Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	3
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	(12)
Results Member [Member] | Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	3
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	(8)
Results Member [Member] | Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Total [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	291
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	(181)
Results Member [Member] | Financial assets designated at fair value through profit or loss [Member] | Total [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Results Member [Member] | Financial assets designated at fair value through other comprehensive income [Member] | Total [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Other Comprehensive Impact [Member] | Total [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	1
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	(1)
Other Comprehensive Impact [Member] | Financial Assets Held For Trading [Member] | Loans and receivables [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Other Comprehensive Impact [Member] | Financial Assets Held For Trading [Member] | Debt Securities [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Other Comprehensive Impact [Member] | Financial Assets Held For Trading [Member] | Equity instruments [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Other Comprehensive Impact [Member] | Financial Assets Held For Trading [Member] | Derivatives [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Other Comprehensive Impact [Member] | Financial Assets Held For Trading [Member] | Total [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Other Comprehensive Impact [Member] | Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Loans and receivables [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Other Comprehensive Impact [Member] | Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Other Comprehensive Impact [Member] | Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Other Comprehensive Impact [Member] | Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Total [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Other Comprehensive Impact [Member] | Financial assets designated at fair value through profit or loss [Member] | Total [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	0
Other Comprehensive Impact [Member] | Financial assets designated at fair value through other comprehensive income [Member] | Total [Member]
Sensitivity Analysis Assets Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	1
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Assets	€ (1)

Note 8 - Fair Value Sesitivit_2

Note 8 - Fair Value Sesitivity Analysis Level 3 Liabilities (Details) - Financial Liabilities Held For Trading [Member] € in Millions	12 Months Ended
	Dec. 31, 2018EUR (€)
Results Member [Member]
Disclosure Of Sensitivity Analysis Liabilities Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Liabilities	€ 1
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Liabilities	(1)
Other Comprehensive Impact [Member]
Disclosure Of Sensitivity Analysis Liabilities Line Items
Increase In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Liabilities	1
Decrease In Fair Value Measurement Due To Change In One Or More Unobservable Inputs To Reflect Reasonably Possible Alternative Assumptions Liabilities	€ (1)

Note 8 - Fair Value - Fair Valu

Note 8 - Fair Value - Fair Value Of Financial Instruments Amortised Cost - Instruments Carried At Cost - Assets (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	[1]	Dec. 31, 2016	[1],[2]
Disclosure Of Fair Value Measurement Of Assets Line Items
Contributed To Consolidated Group Assets	€ 676,689	€ 690,059		€ 731,856
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Cash cash balances at central banks and other demand deposits [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Contributed To Consolidated Group Assets	58,024
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Cash cash balances at central banks and other demand deposits [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Contributed To Consolidated Group Assets	0
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Cash cash balances at central banks and other demand deposits [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Contributed To Consolidated Group Assets	172
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial Assets at amortized cost [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Contributed To Consolidated Group Assets	21,419
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial Assets at amortized cost [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Contributed To Consolidated Group Assets	204,619
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial Assets at amortized cost [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Contributed To Consolidated Group Assets	€ 193,819
[1]	(1) The figures corresponding to 2017 have been restated (see Note 1.3).
[2]	(2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previou sly part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), total assets of th e United States and the Mexico operating segments would have been €84,726 million and €97,492 million, respectively, as of December 31, 2016.

Note 8 - Fair Value - Fair Va_2

Note 8 - Fair Value - Fair Value Of Financial Instruments Amortised Cost - Instruments Carried At Cost - Liabilities (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	€ 623,814	€ 636,736	€ 676,428
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial liabilities at amortized cost [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	58,225
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial liabilities at amortized cost [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	269,128
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial liabilities at amortized cost [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	€ 182,948

Note 8 - Fair Value - Fair Va_3

Note 8 - Fair Value - Fair Value Instruments Carried At Cost - Main Valuation Techniques - Assets (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	[1]	Dec. 31, 2016	[1],[2]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Contributed To Consolidated Group Assets	€ 676,689	€ 690,059		€ 731,856
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial Assets At Amortised Cost Member | Central Banks [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows)
Description Of Inputs Used In Fair Value Measurement Assets	- Credit spread - Prepayment rates - Interest rate yield
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial Assets At Amortised Cost Member | Loans And Advances To Credit Institutions [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows)
Description Of Inputs Used In Fair Value Measurement Assets	- Credit spread - Prepayment rates - Interest rate yield
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial Assets At Amortised Cost Member | Customers [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows)
Description Of Inputs Used In Fair Value Measurement Assets	- Credit spread - Prepayment rates - Interest rate yield
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial Assets At Amortised Cost Member | Debt Securities [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows)
Description Of Inputs Used In Fair Value Measurement Assets	- Credit spread - Interest rate yield
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 2 Of Fair Value Hierarchy Member | Financial Assets At Amortised Cost Member
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Contributed To Consolidated Group Assets	€ 204,619
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 2 Of Fair Value Hierarchy Member | Financial Assets At Amortised Cost Member | Central Banks [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Contributed To Consolidated Group Assets	0
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 2 Of Fair Value Hierarchy Member | Financial Assets At Amortised Cost Member | Loans And Advances To Credit Institutions [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Contributed To Consolidated Group Assets	4,934
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 2 Of Fair Value Hierarchy Member | Financial Assets At Amortised Cost Member | Customers [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Contributed To Consolidated Group Assets	190,666
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 2 Of Fair Value Hierarchy Member | Financial Assets At Amortised Cost Member | Debt Securities [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Contributed To Consolidated Group Assets	9,019
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 3 Of Fair Value Hierarchy Member | Financial Assets At Amortised Cost Member
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Contributed To Consolidated Group Assets	193,819
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 3 Of Fair Value Hierarchy Member | Financial Assets At Amortised Cost Member | Central Banks [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Contributed To Consolidated Group Assets	1
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 3 Of Fair Value Hierarchy Member | Financial Assets At Amortised Cost Member | Loans And Advances To Credit Institutions [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Contributed To Consolidated Group Assets	4,291
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 3 Of Fair Value Hierarchy Member | Financial Assets At Amortised Cost Member | Customers [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Contributed To Consolidated Group Assets	183,645
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 3 Of Fair Value Hierarchy Member | Financial Assets At Amortised Cost Member | Debt Securities [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Assets Line Items
Contributed To Consolidated Group Assets	€ 5,881
[1]	(1) The figures corresponding to 2017 have been restated (see Note 1.3).
[2]	(2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previou sly part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), total assets of th e United States and the Mexico operating segments would have been €84,726 million and €97,492 million, respectively, as of December 31, 2016.

Nota 8 - Fair Value Instruments

Nota 8 - Fair Value Instruments Carried At Cost - Main Valuation Techniques - Liabilities (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Liabilities	€ 623,814	€ 636,736	€ 676,428
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial liabilities at amortized cost [Member] | Central Banks [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows)
Description Of Inputs Used In Fair Value Measurement Liabilities	- Issuer´s credit risk - Prepayment rates - Interest rate yield
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial liabilities at amortized cost [Member] | Credit Institutions [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows)
Description Of Inputs Used In Fair Value Measurement Liabilities	- Issuer´s credit risk - Prepayment rates - Interest rate yield
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial liabilities at amortized cost [Member] | Customers [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows)
Description Of Inputs Used In Fair Value Measurement Liabilities	- Issuer´s credit risk - Prepayment rates - Interest rate yield
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial liabilities at amortized cost [Member] | Debt Securities Issued [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows)
Description Of Inputs Used In Fair Value Measurement Liabilities	- Issuer´s credit risk - Prepayment rates - Interest rate yield
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Financial liabilities at amortized cost [Member] | Other Financial Liabilities Domain [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Valuation Technique used in fair value measurement assets	Present-value method (Discounted future cash flows)
Description Of Inputs Used In Fair Value Measurement Liabilities	- Issuer´s credit risk - Prepayment rates - Interest rate yield
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 2 Of Fair Value Hierarchy Member | Financial liabilities at amortized cost [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Liabilities	€ 269,128
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 2 Of Fair Value Hierarchy Member | Financial liabilities at amortized cost [Member] | Central Banks [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Liabilities	196
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 2 Of Fair Value Hierarchy Member | Financial liabilities at amortized cost [Member] | Credit Institutions [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Liabilities	22,281
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 2 Of Fair Value Hierarchy Member | Financial liabilities at amortized cost [Member] | Customers [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Liabilities	240,547
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 2 Of Fair Value Hierarchy Member | Financial liabilities at amortized cost [Member] | Debt Securities Issued [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Liabilities	6,104
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 2 Of Fair Value Hierarchy Member | Financial liabilities at amortized cost [Member] | Other Financial Liabilities Domain [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Liabilities	0
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 3 Of Fair Value Hierarchy Member | Financial liabilities at amortized cost [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Liabilities	182,948
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 3 Of Fair Value Hierarchy Member | Financial liabilities at amortized cost [Member] | Central Banks [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Liabilities	0
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 3 Of Fair Value Hierarchy Member | Financial liabilities at amortized cost [Member] | Credit Institutions [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Liabilities	9,852
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 3 Of Fair Value Hierarchy Member | Financial liabilities at amortized cost [Member] | Customers [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Liabilities	135,270
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 3 Of Fair Value Hierarchy Member | Financial liabilities at amortized cost [Member] | Debt Securities Issued [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Liabilities	25,096
Not Measured At Fair Value In Statement Of Financial Position But For Which Fair Value Is Disclosed Member | Level 3 Of Fair Value Hierarchy Member | Financial liabilities at amortized cost [Member] | Other Financial Liabilities Domain [Member]
Disclosure Of Fair Value Instruments Carried At Cost Main Valuation Techniques Liabilities Line Items
Liabilities	€ 12,730

Note 8 - Fair Value - Fair Va_4

Note 8 - Fair Value - Fair Value Instruments Carried At Cost - Equity Instruments at Cost (Details) - EUR (€) € in Millions	Dec. 31, 2017	Dec. 31, 2016
Fair Value Abstract
Equity Instruments at Cost	€ 469	€ 565

Note 9 - Cash, Cash equivalents

Note 9 - Cash, Cash equivalents in central banks and other demand deposits and Financial liabilities measured at amortized cost - Cash, Cash equivalents in central banks and other demand deposits (Details) - EUR (€) € in Millions	Dec. 31, 2018	Aug. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items
BBVA Cash Balance Available To The Date	€ 58,196	€ 4,577	€ 42,680	€ 40,039
Cash On Hand [Member]
Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items
BBVA Cash Balance Available To The Date	6,346		6,220	7,413
Cash balances at central banks [Member]
Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items
BBVA Cash Balance Available To The Date	43,880		31,718	28,671
Other demand deposits [Member]
Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items
BBVA Cash Balance Available To The Date	€ 7,970		€ 4,742	€ 3,955

Note 10 - Financial assets an_3

Note 10 - Financial assets and liabilities held for trading - Financial assets and liabilities held for trading (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Financial Assets Held For Trading Abstract
Derivative financial assets held for trading	€ 30,536	€ 35,265	€ 42,955
Debt Instruments Held For Trading	25,577	22,573	27,166
Loans and receivables Held For Trading	12,021	56	154
Equity Instruments Held For Trading	5,254	6,801	4,675
Financial Assets Held For Trading	90,117	64,695	74,950
Financial Liabilities Held For Trading Abstract
Derivative financial liabilities, held for trading	31,815	36,169	43,118
Short positions, held for trading	11,025	10,013	11,556
Financial Liabilities Held For Trading	80,774	46,182	54,675
Total [Member]
Financial Assets Held For Trading Abstract
Derivative financial assets held for trading	30,536	35,265	42,955
Debt Instruments Held For Trading	25,577	22,573	27,166
Loans and receivables Held For Trading	28,750	56	154
Equity Instruments Held For Trading	5,254	6,801	4,675
Financial Assets Held For Trading	90,117	64,695	74,950
Financial Liabilities Held For Trading Abstract
Derivative financial liabilities, held for trading	31,815	36,169	43,118
Short positions, held for trading	11,025	10,013	11,556
Deposits held for trading	37,934
Financial Liabilities Held For Trading	€ 80,774	€ 46,182	€ 54,675

Note 10 - Financial assets an_4

Note 10 - Financial assets and liabilities held for trading. Financial assets held for trading debt securities by issuer (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Financial assets and liabilities held for trading Debt Securities Line Items
Debt Instruments Held For Trading	€ 25,577	€ 22,573	€ 27,166
Central Banks [Member]
Financial assets and liabilities held for trading Debt Securities Line Items
Debt Instruments Held For Trading	1,001	1,371	544
General Government [Member]
Financial assets and liabilities held for trading Debt Securities Line Items
Debt Instruments Held For Trading	22,950	19,344	23,621
Credit Institutions [Member]
Financial assets and liabilities held for trading Debt Securities Line Items
Debt Instruments Held For Trading	790	816	1,652
Other [Member]
Financial assets and liabilities held for trading Debt Securities Line Items
Debt Instruments Held For Trading	836	1,041	1,349
Total [Member]
Financial assets and liabilities held for trading Debt Securities Line Items
Debt Instruments Held For Trading	€ 25,577	€ 22,573	€ 27,166

Note 10 - Financial assets an_5

Note 10 - Financial assets and liabilities held for trading. Financial assets held for trading Loans and Advances (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Financial Assets Held for Trading Loans and Advances LineItems
Loans and Advances to Central Banks Held for Trading	€ 2,163	€ 0	€ 0
Loans And Advances To Banks Held For Trading	14,566	0	0
Loans and receivables Held For Trading	12,021	56	154
Financial Assets Held For Trading	90,117	64,695	74,950
Total [Member]
Financial Assets Held for Trading Loans and Advances LineItems
Loans and Advances to Central Banks Held for Trading	2,163	0	0
Loans And Advances To Banks Held For Trading	14,566	0	0
Loans and receivables Held For Trading	12,021	56	154
Financial Assets Held For Trading	28,750	56	154
Reverse Repurchase Agreements [Member]
Financial Assets Held for Trading Loans and Advances LineItems
Loans and Advances to Central Banks Held for Trading	2,163	0	0
Loans And Advances To Banks Held For Trading	13,305	0	0
Loans and receivables Held For Trading	€ 11,794	€ 0	€ 0

Note 10 - Financial assets an_6

Note 10 - Financial assets and liabilities held for trading. Financial assets held for trading equity instruments by issuer (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Financial Assets and liabilities held for trading Equity Instruments Line Items
Equity Instruments Held For Trading	€ 5,254	€ 6,801	€ 4,675
Total domestic [Member] | Credit Institutions [Member]
Financial Assets and liabilities held for trading Equity Instruments Line Items
Equity Instruments Held For Trading	576	617	781
Total domestic [Member] | Other [Member]
Financial Assets and liabilities held for trading Equity Instruments Line Items
Equity Instruments Held For Trading	536	603	956
Total domestic [Member] | Total [Member]
Financial Assets and liabilities held for trading Equity Instruments Line Items
Equity Instruments Held For Trading	1,112	1,220	1,737
Total foreign [Member] | Credit Institutions [Member]
Financial Assets and liabilities held for trading Equity Instruments Line Items
Equity Instruments Held For Trading	304	345	220
Total foreign [Member] | Other [Member]
Financial Assets and liabilities held for trading Equity Instruments Line Items
Equity Instruments Held For Trading	3,838	5,236	2,718
Total foreign [Member] | Total [Member]
Financial Assets and liabilities held for trading Equity Instruments Line Items
Equity Instruments Held For Trading	4,142	5,581	2,939
Total [Member] | Total [Member]
Financial Assets and liabilities held for trading Equity Instruments Line Items
Equity Instruments Held For Trading	€ 5,254	€ 6,801	€ 4,675

Note 10 - Financial assets an_7

Note 10 - Financial assets and liabilities held for trading - Deposits (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Financial Liabilities Held fo rTrading Deposits Line Items
Deposits from central banks, held for trading	€ 10,511	€ 0	€ 0
Deposits from credit institutions, held for trading	15,687	0	0
Customer deposits, held for trading	11,736	0	0
Financial Liabilities Held For Trading	80,774	€ 46,182	€ 54,675
Total [Member]
Financial Liabilities Held fo rTrading Deposits Line Items
Deposits from central banks, held for trading	10,511
Deposits from credit institutions, held for trading	15,687
Customer deposits, held for trading	11,736
Financial Liabilities Held For Trading	37,934
Repurchase Agreements [Member]
Financial Liabilities Held fo rTrading Deposits Line Items
Deposits from central banks, held for trading	10,511
Deposits from credit institutions, held for trading	14,839
Customer deposits, held for trading	€ 11,466

Note 10 - Financial assets an_8

Note 10 - Financial assets and liabilities held for trading - Derivatives by type of risk by product or by type of market (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	€ 30,536	€ 35,265	€ 42,955
Derivative financial liabilities, held for trading	31,815	36,169	43,118
Interest Rate Risk Member | OTC Options [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	1,940	2,429	3,331
Derivative financial liabilities, held for trading	2,413	2,581	3,428
Notional Amount	207,107	212,554	217,958
Interest Rate Risk Member | OTC Other [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	17,206	20,177	22,339
Derivative financial liabilities, held for trading	16,356	19,965	21,792
Notional Amount	2,702,909	1,916,920	1,296,183
Interest Rate Risk Member | Organized Market Options [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	0	0	1
Derivative financial liabilities, held for trading	0	0	0
Notional Amount	6,092	600	1,311
Interest Rate Risk Member | Organized Market Other [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	0	0	100
Derivative financial liabilities, held for trading	0	0	102
Notional Amount	13,263	22,416	40,698
Interest Rate Risk Member | Subtotal [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	19,147	22,606	25,770
Derivative financial liabilities, held for trading	18,769	22,546	25,322
Notional Amount	2,929,371	2,152,490	1,556,150
Equity Risk [Member] | OTC Options [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	400	495	718
Derivative financial liabilities, held for trading	341	1,118	1,224
Notional Amount	32,906	34,140	44,837
Equity Risk [Member] | OTC Other [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	230	83	109
Derivative financial liabilities, held for trading	123	90	91
Notional Amount	6,693	8,158	5,312
Equity Risk [Member] | Organized Market Options [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	2,168	1,200	1,205
Derivative financial liabilities, held for trading	2,492	1,129	937
Notional Amount	72,062	48,644	36,795
Equity Risk [Member] | Organized Market Other [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	0	0	0
Derivative financial liabilities, held for trading	0	0	0
Notional Amount	2,524	4,631	3,712
Equity Risk [Member] | Subtotal [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	2,799	1,778	2,032
Derivative financial liabilities, held for trading	2,956	2,336	2,252
Notional Amount	114,184	95,573	90,655
Foreign Exchange And Gold Risk [Member] | OTC Options [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	226	245	417
Derivative financial liabilities, held for trading	309	258	539
Notional Amount	21,293	24,447	27,583
Foreign Exchange And Gold Risk [Member] | OTC Other [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	8,118	10,092	14,436
Derivative financial liabilities, held for trading	9,329	10,430	14,624
Notional Amount	405,659	348,857	392,240
Foreign Exchange And Gold Risk [Member] | Organized Market Options [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	0	0	3
Derivative financial liabilities, held for trading	1	3	0
Notional Amount	45	104	175
Foreign Exchange And Gold Risk [Member] | Organized Market Other [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	11	34	16
Derivative financial liabilities, held for trading	54	37	16
Notional Amount	5,286	6,997	5,508
Foreign Exchange And Gold Risk [Member] | Subtotal [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	8,355	10,371	14,872
Derivative financial liabilities, held for trading	9,693	10,729	15,179
Notional Amount	432,283	380,404	425,506
Credit Risk Member | Credit Default Swap [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	228	480	246
Derivative financial liabilities, held for trading	248	507	230
Notional Amount	22,791	27,942	15,788
Credit Risk Member | Credit Spread Option [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	2	0	0
Derivative financial liabilities, held for trading	0	0	0
Notional Amount	500	200	150
Credit Risk Member | Total Return Swap [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	2	9	2
Derivative financial liabilities, held for trading	145	9	108
Notional Amount	2,161	2,039	1,895
Credit Risk Member | Other [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	0	0	14
Derivative financial liabilities, held for trading	0	0	0
Notional Amount	0	0	1,565
Credit Risk Member | Subtotal [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	232	489	261
Derivative financial liabilities, held for trading	393	517	338
Notional Amount	25,452	30,181	19,399
Commodities Risk [Member] | Subtotal [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	3	3	6
Derivative financial liabilities, held for trading	3	3	6
Notional Amount	67	36	169
Other Risk [Member] | Subtotal [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	0	18	13
Derivative financial liabilities, held for trading	0	38	22
Notional Amount	0	561	1,065
Total [Member] | Subtotal [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	30,536	35,265	42,955
Derivative financial liabilities, held for trading	31,815	36,169	43,118
Notional Amount	3,501,358	2,659,246	2,092,945
Total [Member] | Of Which OTC Derivatives With Credit Institutions [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	16,979	21,016	26,438
Derivative financial liabilities, held for trading	18,729	22,804	28,005
Notional Amount	897,384	898,209	806,096
Total [Member] | Of Which OTC Derivatives With Other Financial Institutions [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	7,372	8,695	8,786
Derivative financial liabilities, held for trading	7,758	9,207	9,362
Notional Amount	2,355,784	1,548,919	1,023,174
Total [Member] | Of Which OTC Derivatives With Rest Of Counterparties [Member]
Derivatives By Type Of Risk By Product Or By Type Of Market Line Items
Derivative financial assets held for trading	4,005	4,316	6,404
Derivative financial liabilities, held for trading	2,780	2,986	4,694
Notional Amount	€ 148,917	€ 128,722	€ 175,473

Note 11 - Non-trading financi_3

Note 11 - Non-trading financial assets mandatorily at fair value throug profit or loss (Details) € in Millions	Dec. 31, 2018EUR (€)
Non trading financial assets mandatory at fair value through profit or loss Abstract
Equity Instruments Mandatorily Measured At Fair Value	€ 3,095
Debt Securities At Fair Vale Mandatorily Measured At Fair Value	237
Loans And Advances To Customers Mandatorily Measured At Fair Value	1,803
Total Non Trading Financial Assets Mandatorily Measured At Fair Value Through Profit or Loss	€ 5,135

Note 12 - Financial Instrumen_3

Note 12 - Financial Instruments designated at fair value through profit or loss (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Financial Assets At Fair Value Through Profit Or Loss
Total Equity instruments at fair value	€ 0	€ 1,888	€ 1,920
Unit-linked products Assets		1,621	1,749
Other Securities		266	171
Debt Securities, at fair value	1,313	174	142
Loans And Advances To Customers At Fair Value	0	648	0
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS	1,313	2,709	2,062
Financial Liabilities At Fair Value Through Profit Or Loss
Deposits at fair value through profit or loss	976	0	0
Debt securities at fair value through profit or loss	2,858	0	0
Total other financial liabilities	3,159	2,222	2,338
Unit-linked products Liabilities	3,159	2,222	2,338
FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS	€ 6,993	€ 2,222	€ 2,338

Note 13 - Financial assets at_3

Note 13 - Financial assets at fair value through other comprehensive income (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Financial Assets At Fair Value Through Other Comprehensive Income Abstract
Debt Instruments At Fair Value Through Other Comprehensive Income	€ 53,737	€ 66,273	€ 74,739
Impairment Losses Of Debt Instruments At Fair Value Through Other Comprehensive Income	(28)	(21)	(159)
Net Debt Instruments At Fair Value Through Other Comprehensive Income	53,709	66,251	74,580
Equity instruments At Fair Value Through Other Comprehensive Income	2,595	4,488	4,814
Impairment Losses Of Equity instruments At Fair Value Through Other Comprehensive Income	0	(1,264)	(174)
Net Equity instruments At Fair Value Through Other Comprehensive Income	2,595	3,224	4,641
Loans and advances at fair value through other comprehensive income	33	0	0
Total Financial Assets At Fair Value Through Other Comprehensive Income	€ 56,337	€ 69,476	€ 79,221

Note 13 - Financial assets at_4

Note 13 - Financial assets at fair value through other comprehensive income debt securities (Details) - EUR (€) € in Millions	Dec. 31, 2018		Dec. 31, 2017		Dec. 31, 2016
Issued in Euros [Member] | Total State Debt [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	€ 17,205		€ 22,765		€ 22,427
Unrealized Gains debt securities available for sale financial assets	661		791		711
Unrealized losses debt securities available for sale financial assets	(9)		(17)		(18)
Subtotal Debt securities, available-for-sale	17,857		23,539		23,119
Issued in Euros [Member] | Other [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	1,597		1,951		2,305
Unrealized Gains debt securities available for sale financial assets	100		114		117
Unrealized losses debt securities available for sale financial assets	(1)		0		(1)
Subtotal Debt securities, available-for-sale	1,696		2,066		2,421
Issued in Euros [Member] | Central Banks [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	0		0		0
Unrealized Gains debt securities available for sale financial assets	0		0		0
Unrealized losses debt securities available for sale financial assets	0		0		0
Subtotal Debt securities, available-for-sale	0		0		0
Issued in Euros [Member] | Credit Institutions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	793		891		986
Unrealized Gains debt securities available for sale financial assets	63		72		82
Unrealized losses debt securities available for sale financial assets	0		0		0
Subtotal Debt securities, available-for-sale	855		962		1,067
Issued in Euros [Member] | Other Issuers [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	804		1,061		1,319
Unrealized Gains debt securities available for sale financial assets	37		43		36
Unrealized losses debt securities available for sale financial assets	(1)		0		(1)
Subtotal Debt securities, available-for-sale	841		1,103		1,354
Total domestic [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	18,802		24,716		24,731
Unrealized Gains debt securities available for sale financial assets	761		906		828
Unrealized losses debt securities available for sale financial assets	(10)		(17)		(19)
Subtotal Debt securities, available-for-sale	19,553		25,605		25,540
Total foreign [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	34,521		40,557		49,253
Unrealized Gains debt securities available for sale financial assets	392		661		773
Unrealized losses debt securities available for sale financial assets	(758)		(572)		(987)
Subtotal Debt securities, available-for-sale	34,157		40,647		49,040
Mexico [Member] | General Government [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	6,299		9,755		11,525
Unrealized Gains debt securities available for sale financial assets	6		45		19
Unrealized losses debt securities available for sale financial assets	(142)		(142)		(343)
Subtotal Debt securities, available-for-sale	6,163		9,658		11,200
Mexico [Member] | Total State Debt [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	5,286		8,101		9,728
Unrealized Gains debt securities available for sale financial assets	4		34		11
Unrealized losses debt securities available for sale financial assets	(121)		(120)		(301)
Subtotal Debt securities, available-for-sale	5,169		8,015		9,438
Mexico [Member] | Other [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	1,013		1,654		1,797
Unrealized Gains debt securities available for sale financial assets	2		11		8
Unrealized losses debt securities available for sale financial assets	(21)		(22)		(42)
Subtotal Debt securities, available-for-sale	994		1,643		1,763
Mexico [Member] | Central Banks [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	0		0		0
Unrealized Gains debt securities available for sale financial assets	0		0		0
Unrealized losses debt securities available for sale financial assets	0		0		0
Subtotal Debt securities, available-for-sale	0		0		0
Mexico [Member] | Credit Institutions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	35		212		86
Unrealized Gains debt securities available for sale financial assets	0		1		2
Unrealized losses debt securities available for sale financial assets	(1)		(3)		(1)
Subtotal Debt securities, available-for-sale	34		209		87
Mexico [Member] | Other Issuers [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	978		1,442		1,710
Unrealized Gains debt securities available for sale financial assets	2		10		6
Unrealized losses debt securities available for sale financial assets	(20)		(19)		(41)
Subtotal Debt securities, available-for-sale	961		1,434		1,675
United States [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	14,507		12,479		14,256
Unrealized Gains debt securities available for sale financial assets	47		36		48
Unrealized losses debt securities available for sale financial assets	(217)		(198)		(261)
Subtotal Debt securities, available-for-sale	14,338		12,317		14,043
United States [Member] | General Government [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	11,227		8,625		8,460
Unrealized Gains debt securities available for sale financial assets	37		8		9
Unrealized losses debt securities available for sale financial assets	(135)		(133)		(131)
Subtotal Debt securities, available-for-sale	11,130		8,500		8,337
United States [Member] | Total State Debt [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	7,285		3,052		1,702
Unrealized Gains debt securities available for sale financial assets	29		0		1
Unrealized losses debt securities available for sale financial assets	(56)		(34)		(19)
Subtotal Debt securities, available-for-sale	7,258		3,018		1,683
United States [Member] | States And Political Subdivisions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	3,942		5,573		6,758
Unrealized Gains debt securities available for sale financial assets	8		8		8
Unrealized losses debt securities available for sale financial assets	(79)		(99)		(112)
Subtotal Debt securities, available-for-sale	3,872		5,482		6,654
United States [Member] | Other [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	3,280		3,854		5,797
Unrealized Gains debt securities available for sale financial assets	10		28		39
Unrealized losses debt securities available for sale financial assets	(82)		(65)		(130)
Subtotal Debt securities, available-for-sale	3,208		3,817		5,706
United States [Member] | Central Banks [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	0		0		0
Unrealized Gains debt securities available for sale financial assets	0		0		0
Unrealized losses debt securities available for sale financial assets	0		0		0
Subtotal Debt securities, available-for-sale	0		0		0
United States [Member] | Credit Institutions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	49		56		95
Unrealized Gains debt securities available for sale financial assets	1		1		2
Unrealized losses debt securities available for sale financial assets	0		0		0
Subtotal Debt securities, available-for-sale	50		57		97
United States [Member] | Other Issuers [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	3,231		3,798		5,702
Unrealized Gains debt securities available for sale financial assets	9		26		37
Unrealized losses debt securities available for sale financial assets	(82)		(65)		(130)
Subtotal Debt securities, available-for-sale	3,158		3,759		5,609
Turkey [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	4,164		5,052		5,550
Unrealized Gains debt securities available for sale financial assets	20		48		73
Unrealized losses debt securities available for sale financial assets	(269)		(115)		(180)
Subtotal Debt securities, available-for-sale	3,916		4,985		5,443
Turkey [Member] | General Government [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	4,007		5,033		5,055
Unrealized Gains debt securities available for sale financial assets	20		48		70
Unrealized losses debt securities available for sale financial assets	(256)		(114)		(164)
Subtotal Debt securities, available-for-sale	3,771		4,967		4,961
Turkey [Member] | Other [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	157		19		495
Unrealized Gains debt securities available for sale financial assets	0		1		2
Unrealized losses debt securities available for sale financial assets	(13)		(1)		(16)
Subtotal Debt securities, available-for-sale	145		19		482
Turkey [Member] | Central Banks [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	0		0		0
Unrealized Gains debt securities available for sale financial assets	0		0		0
Unrealized losses debt securities available for sale financial assets	0		0		0
Subtotal Debt securities, available-for-sale	0		0		0
Turkey [Member] | Credit Institutions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	157		19		448
Unrealized Gains debt securities available for sale financial assets	0		0		2
Unrealized losses debt securities available for sale financial assets	(13)		(1)		(15)
Subtotal Debt securities, available-for-sale	145		19		436
Turkey [Member] | Other Issuers [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	0		0		47
Unrealized Gains debt securities available for sale financial assets	0		0		0
Unrealized losses debt securities available for sale financial assets	0		0		(1)
Subtotal Debt securities, available-for-sale	0		0		46
Other countries [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	9,551		13,271		17,923
Unrealized Gains debt securities available for sale financial assets	319		533		634
Unrealized losses debt securities available for sale financial assets	(130)		(117)		(203)
Subtotal Debt securities, available-for-sale	9,740		13,687		18,354
Other countries [Member] | General Government [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	4,510		6,774		7,882
Unrealized Gains debt securities available for sale financial assets	173		325		373
Unrealized losses debt securities available for sale financial assets	(82)		(77)		(98)
Subtotal Debt securities, available-for-sale	4,601		7,022		8,156
Other countries [Member] | Other [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	5,041		6,497		10,041
Unrealized Gains debt securities available for sale financial assets	146		208		261
Unrealized losses debt securities available for sale financial assets	(48)		(40)		(105)
Subtotal Debt securities, available-for-sale	5,139		6,664		10,197
Other countries [Member] | Central Banks [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	987		1,330		1,657
Unrealized Gains debt securities available for sale financial assets	2		2		4
Unrealized losses debt securities available for sale financial assets	(4)		(1)		(2)
Subtotal Debt securities, available-for-sale	986		1,331		1,659
Other countries [Member] | Credit Institutions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	1,856		2,535		3,269
Unrealized Gains debt securities available for sale financial assets	111		139		96
Unrealized losses debt securities available for sale financial assets	(20)		(19)		(54)
Subtotal Debt securities, available-for-sale	1,947		2,654		3,311
Other countries [Member] | Other Issuers [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	2,197		2,632		5,115
Unrealized Gains debt securities available for sale financial assets	33		66		161
Unrealized losses debt securities available for sale financial assets	(25)		(19)		(49)
Subtotal Debt securities, available-for-sale	2,206		2,679		5,227
Total Domestic Foreign [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	53,323	[1]	65,273	[2]	73,985	[3]
Unrealized Gains debt securities available for sale financial assets	1,153		1,567		1,601
Unrealized losses debt securities available for sale financial assets	(768)		(589)		(1,006)
Subtotal Debt securities, available-for-sale	€ 53,709		€ 66,251		€ 74,580
[1]	(*) The amortized co st includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption.
[2]	(*) The amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption.
[3]	(*) The amortized cost includes portfolio gains/losses linked to insurance contracts in which the policyholder assumes the risk in case of redemption.

Note 13 - Financial assets at_5

Note 13 - Financial assets at fair value through other comprehensive income debt securities by rating (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
AAA [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 531	€ 687	€ 4,922
Percentage available for sale financial assets debt securities	1.00%	1.00%	6.60%
AA + [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 13,100	€ 10,738	€ 11,172
Percentage available for sale financial assets debt securities	24.40%	16.20%	15.00%
AA [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 222	€ 507	€ 594
Percentage available for sale financial assets debt securities	0.40%	0.80%	0.80%
AA - [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 409	€ 291	€ 575
Percentage available for sale financial assets debt securities	0.80%	0.40%	0.80%
A+ [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 632	€ 664	€ 1,230
Percentage available for sale financial assets debt securities	1.20%	1.00%	1.60%
A [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 687	€ 683	€ 7,442
Percentage available for sale financial assets debt securities	1.30%	1.00%	10.00%
A - [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 18,426	€ 1,330	€ 1,719
Percentage available for sale financial assets debt securities	34.30%	2.00%	2.30%
BBB + [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 9,195	€ 35,175	€ 29,569
Percentage available for sale financial assets debt securities	17.10%	53.10%	39.60%
BBB [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 4,607	€ 7,958	€ 3,233
Percentage available for sale financial assets debt securities	8.60%	12.00%	4.30%
BBB - [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 1,003	€ 5,583	€ 6,809
Percentage available for sale financial assets debt securities	1.90%	8.40%	9.10%
Bb [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 4,453	€ 1,564	€ 2,055
Percentage available for sale financial assets debt securities	8.30%	2.40%	2.80%
Without Rating [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 445	€ 1,071	€ 5,261
Percentage available for sale financial assets debt securities	0.80%	1.60%	7.10%
Total Exposures [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 53,709	€ 66,251	€ 74,580
Percentage available for sale financial assets debt securities	100.00%	100.00%	100.00%

Note 13 - Financial assets at_6

Note 13 - Financial assets at fair value through other comprehensive income equity instruments (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Equity Instruments Listed [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	€ 2,262	€ 2,404	€ 4,483
Unrealized Gains equity instruments available for sale financial assets	43	33	306
Unrealized losses equity instruments available for sale financial assets	(222)	(8)	(960)
Equity instruments, available-for-sale	2,083	2,429	3,829
Equity Instruments Listed [Member] | Issued in Euros [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	2,172	2,189	3,690
Unrealized Gains equity instruments available for sale financial assets	0	0	17
Unrealized losses equity instruments available for sale financial assets	(210)	(1)	(944)
Equity instruments, available-for-sale	1,962	2,188	2,763
Equity Instruments Listed [Member] | Credit Institutions [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	0	0	0
Unrealized Gains equity instruments available for sale financial assets	0	0	0
Unrealized losses equity instruments available for sale financial assets	0	0	0
Equity instruments, available-for-sale	0	0	0
Equity Instruments Listed [Member] | Other Issuers [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	2,172	2,189	3,690
Unrealized Gains equity instruments available for sale financial assets	0	0	17
Unrealized losses equity instruments available for sale financial assets	(210)	(1)	(944)
Equity instruments, available-for-sale	1,962	2,188	2,763
Equity Instruments Listed [Member] | Foreign company shares [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	90	215	793
Unrealized Gains equity instruments available for sale financial assets	43	33	289
Unrealized losses equity instruments available for sale financial assets	(12)	(7)	(15)
Equity instruments, available-for-sale	121	241	1,066
Equity Instruments Listed [Member] | USA [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	20	11	16
Unrealized Gains equity instruments available for sale financial assets	17	0	22
Unrealized losses equity instruments available for sale financial assets	0	0	0
Equity instruments, available-for-sale	37	11	38
Equity Instruments Listed [Member] | Mexico [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	1	8	8
Unrealized Gains equity instruments available for sale financial assets	25	25	33
Unrealized losses equity instruments available for sale financial assets	0	0	0
Equity instruments, available-for-sale	26	33	41
Equity Instruments Listed [Member] | Turkey [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	3	4	5
Unrealized Gains equity instruments available for sale financial assets	0	1	1
Unrealized losses equity instruments available for sale financial assets	(1)	0	0
Equity instruments, available-for-sale	2	5	6
Equity Instruments Listed [Member] | Other countries [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	66	192	763
Unrealized Gains equity instruments available for sale financial assets	1	7	234
Unrealized losses equity instruments available for sale financial assets	(11)	(7)	(15)
Equity instruments, available-for-sale	56	192	981
Unlisted Equity Instruments [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	459	698	766
Unrealized Gains equity instruments available for sale financial assets	55	106	48
Unrealized losses equity instruments available for sale financial assets	(1)	(8)	(3)
Equity instruments, available-for-sale	513	796	811
Unlisted Equity Instruments [Member] | Issued in Euros [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	6	33	57
Unrealized Gains equity instruments available for sale financial assets	1	29	2
Unrealized losses equity instruments available for sale financial assets	0	0	(1)
Equity instruments, available-for-sale	7	62	59
Unlisted Equity Instruments [Member] | Credit Institutions [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	0	4	4
Unrealized Gains equity instruments available for sale financial assets	0	0	0
Unrealized losses equity instruments available for sale financial assets	0	0	0
Equity instruments, available-for-sale	0	4	4
Unlisted Equity Instruments [Member] | Other Issuers [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	6	29	53
Unrealized Gains equity instruments available for sale financial assets	1	29	2
Unrealized losses equity instruments available for sale financial assets	0	0	(1)
Equity instruments, available-for-sale	7	58	55
Unlisted Equity Instruments [Member] | Foreign company shares [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	453	665	708
Unrealized Gains equity instruments available for sale financial assets	54	77	46
Unrealized losses equity instruments available for sale financial assets	(1)	(8)	(2)
Equity instruments, available-for-sale	506	734	752
Unlisted Equity Instruments [Member] | USA [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	388	498	537
Unrealized Gains equity instruments available for sale financial assets	23	40	13
Unrealized losses equity instruments available for sale financial assets	0	(6)	0
Equity instruments, available-for-sale	411	532	550
Unlisted Equity Instruments [Member] | Mexico [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	0	1	1
Unrealized Gains equity instruments available for sale financial assets	0	0	0
Unrealized losses equity instruments available for sale financial assets	0	0	0
Equity instruments, available-for-sale	0	1	1
Unlisted Equity Instruments [Member] | Turkey [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	6	15	18
Unrealized Gains equity instruments available for sale financial assets	4	6	7
Unrealized losses equity instruments available for sale financial assets	0	(2)	(2)
Equity instruments, available-for-sale	10	19	24
Unlisted Equity Instruments [Member] | Other countries [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	59	151	152
Unrealized Gains equity instruments available for sale financial assets	27	31	26
Unrealized losses equity instruments available for sale financial assets	(1)	0	0
Equity instruments, available-for-sale	85	182	178
Total [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	2,721	3,102	5,248
Unrealized Gains equity instruments available for sale financial assets	98	139	355
Unrealized losses equity instruments available for sale financial assets	(223)	(16)	(962)
Equity instruments, available-for-sale	€ 2,595	€ 3,224	€ 4,641

Note 13 - Financial assets at_7

Note 13 - Financial assets at fair value through other comprehensive income - Accumulated other comprehensive income items that may be reclassified to profit or loss available for sale financial assets (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Debt Securities [Member]
Financial assets at fair value throught other comprehensive income Line Items
Financial Assets At Fair Value Through Other Comprehensive Income balance at the Beginning	€ 1,557
Changes In Accumulated Other Comprehensive Income Available For Sale Abstract
Effects of changes in accounting policies IFRS 9	(58)
Valuation gains and losses	(640)
Amounts transferred to income	(137)
Other reclassifications financial assets at fair value	0
Income tax financial assets at fair value	221
Financial Assets At Fair Value Through Other Comprehensive Income balance at the End	943	€ 1,557
Equity Instruments at fair value [Member]
Financial assets at fair value throught other comprehensive income Line Items
Financial Assets At Fair Value Through Other Comprehensive Income balance at the Beginning	84
Changes In Accumulated Other Comprehensive Income Available For Sale Abstract
Effects of changes in accounting policies IFRS 9	(40)
Valuation gains and losses	(174)
Amounts transferred to income	0
Other reclassifications financial assets at fair value	0
Income tax financial assets at fair value	(25)
Financial Assets At Fair Value Through Other Comprehensive Income balance at the End	(155)	84
Equity Instruments Available for sale [Member]
Financial assets at fair value throught other comprehensive income Line Items
Financial Assets At Fair Value Through Other Comprehensive Income balance at the Beginning	€ 1,641	947	€ 1,674
Changes In Accumulated Other Comprehensive Income Available For Sale Abstract
Valuation gains and losses		321	400
Amounts transferred to income		356	(1,181)
Other reclassifications financial assets at fair value		(10)	116
Income tax financial assets at fair value		27	(62)
Financial Assets At Fair Value Through Other Comprehensive Income balance at the End		€ 1,641	€ 947

Note 14 - Financial assets at_3

Note 14 - Financial assets at amortised cost - Financial assets at amortised cost (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Disclosure Of Financial Assets At Amortised Cost Line Items
Debt Securities Financial Assets at Amortized Cost	€ 32,530	€ 24,093	€ 28,905
Loans and advances to central banks	3,941	7,300	8,894
Loans and advances to banks	9,163	26,261	31,373
Loans and Advances to customers	374,027	387,621	414,500
Total [Member]
Disclosure Of Financial Assets At Amortised Cost Line Items
Debt Securities Financial Assets at Amortized Cost	32,530	24,093	28,905
Loans and advances to central banks	3,941	7,300	8,894
Loans and advances to banks	9,163	26,261	31,373
Loans and Advances to customers	374,027	387,621	414,500
Total Financial Assets At Amortised Cost	419,660	445,275	€ 483,672
Government [Member]
Disclosure Of Financial Assets At Amortised Cost Line Items
Loans and Advances to customers	28,114	31,645
Financial societies [Member]
Disclosure Of Financial Assets At Amortised Cost Line Items
Loans and Advances to customers	9,468	18,173
Non financial societies [Member]
Disclosure Of Financial Assets At Amortised Cost Line Items
Loans and Advances to customers	163,922	164,510
Rest of clients [Member]
Disclosure Of Financial Assets At Amortised Cost Line Items
Loans and Advances to customers	€ 172,522	€ 173,293

Note 14 - Financial assets at_4

Note 14 - Financial assets at amortised cost- Loans and advances to central banks and credit institutions (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Disclosure Of Loans And Receivables Credit Institutions Line Items
Loans and advances to central banks	€ 3,941	€ 7,300	€ 8,894
Loans and advances to banks	9,163	26,261	31,373
Reverse Repurchase Agreements [Member]
Disclosure Of Loans And Receivables Credit Institutions Line Items
Loans and advances to banks	478	13,861	15,561
Total [Member]
Disclosure Of Loans And Receivables Credit Institutions Line Items
Loans and advances to central banks	3,941	7,300	8,894
Loans and advances to banks	9,163	26,261	31,373
Total loans and advances to banks and credit institutions	13,104	33,561	40,267
Other Accounts [Member]
Disclosure Of Loans And Receivables Credit Institutions Line Items
Loans and advances to banks	8,685	12,400	15,812
Impairment losses valuation adjustments [Member]
Disclosure Of Loans And Receivables Credit Institutions Line Items
Total loans and advances to banks and credit institutions	€ (18)	€ (36)	€ (43)

Note 14 - Financial assets at_5

Note 14 - Financial assets at amortised cost- Loans and advances to customers (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Disclosure Of Loans And Receivables To Customers Line Items
Impairment loss	€ 208	€ 158	€ 136
Customers [Member] | On demand [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	3,641	10,560	11,251
Customers [Member] | Credit Card Debt [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	15,445	15,835	16,596
Customers [Member] | Trade Receivables [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	17,436	22,705	23,753
Customers [Member] | FinancialLeaseMember [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	8,650	8,642	9,442
Customers [Member] | Repurchase Agreements [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	294	11,554	7,291
Customers [Member] | Other Term Loans [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	324,767	313,336	339,862
Customers [Member] | Advances That Are Not Loans [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	3,794	4,989	6,306
Customers [Member] | Total [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	374,027	387,621	414,500
Impaired Loans And Receivables	16,349	19,390	22,915
Impairment loss	€ (12,199)	€ (12,748)	€ (15,974)

Note 14 - Financial assets at_6

Note 14 - Financial assets at amortised cost- Securitized Loans (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Disclosure Of Loans And Receivables Abstract
Securitized Mortgage Assets	€ 26,556	€ 28,950	€ 29,512
Other Securitized Assets	3,221	4,143	3,731
Total Securitized Assets Loans	€ 29,777	€ 33,093	€ 33,243

Note 14 - Financial assets at_7

Note 14 - Financial assets at amortised cost- Debt Securities (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Disclosure Of Loans And Receivables Debt Securities Line Items
Impairment loss	€ 208	€ 158	€ 136
General Government [Member]
Disclosure Of Loans And Receivables Debt Securities Line Items
Total Gross Debt Securities	25,014	17,030	20,736
Credit Institutions [Member]
Disclosure Of Loans And Receivables Debt Securities Line Items
Total Gross Debt Securities	644	1,152	1,688
Other Issuers [Member]
Disclosure Of Loans And Receivables Debt Securities Line Items
Total Gross Debt Securities	6,872	5,911	6,481
Total [Member]
Disclosure Of Loans And Receivables Debt Securities Line Items
Total Gross Debt Securities	32,530	24,093	28,905
Impairment loss	€ (51)	€ (15)	€ (17)

Note 14 - Financial assets at_8

Note 14 - Financial assets at amortised cost- Debt Securities by Rating (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
AAA
Financial Assets At Amortized Cost Debt Securities By Rating Line Items
Subtotal Debt Instruments at Amortized Cost	€ 49	€ 0	€ 0
Percentage Amortized Cost Financial Assets Debt Securities By Rating	0.20%	0.00%	0.00%
AA Plus
Financial Assets At Amortized Cost Debt Securities By Rating Line Items
Subtotal Debt Instruments at Amortized Cost	€ 1,969	€ 0	€ 0
Percentage Amortized Cost Financial Assets Debt Securities By Rating	6.10%	0.00%	0.00%
AA
Financial Assets At Amortized Cost Debt Securities By Rating Line Items
Subtotal Debt Instruments at Amortized Cost	€ 62	€ 41	€ 43
Percentage Amortized Cost Financial Assets Debt Securities By Rating	0.20%	0.30%	0.20%
AA Minus
Financial Assets At Amortized Cost Debt Securities By Rating Line Items
Subtotal Debt Instruments at Amortized Cost	€ 0	€ 0	€ 134
Percentage Amortized Cost Financial Assets Debt Securities By Rating	0.00%	0.00%	0.80%
A Plus
Financial Assets At Amortized Cost Debt Securities By Rating Line Items
Subtotal Debt Instruments at Amortized Cost	€ 607	€ 55	€ 0
Percentage Amortized Cost Financial Assets Debt Securities By Rating	1.90%	0.40%	0.00%
A
Financial Assets At Amortized Cost Debt Securities By Rating Line Items
Subtotal Debt Instruments at Amortized Cost	€ 21	€ 0	€ 0
Percentage Amortized Cost Financial Assets Debt Securities By Rating	0.10%	0.00%	0.00%
A Minus
Financial Assets At Amortized Cost Debt Securities By Rating Line Items
Subtotal Debt Instruments at Amortized Cost	€ 6,117	€ 0	€ 0
Percentage Amortized Cost Financial Assets Debt Securities By Rating	18.80%	0.00%	0.00%
BBB Plus
Financial Assets At Amortized Cost Debt Securities By Rating Line Items
Subtotal Debt Instruments at Amortized Cost	€ 13,894	€ 5,667	€ 10,472
Percentage Amortized Cost Financial Assets Debt Securities By Rating	42.70%	41.20%	59.20%
BBB
Financial Assets At Amortized Cost Debt Securities By Rating Line Items
Subtotal Debt Instruments at Amortized Cost	€ 1,623	€ 2,412	€ 591
Percentage Amortized Cost Financial Assets Debt Securities By Rating	5.00%	17.50%	3.30%
BBB Minus
Financial Assets At Amortized Cost Debt Securities By Rating Line Items
Subtotal Debt Instruments at Amortized Cost	€ 2,694	€ 2,818	€ 5,187
Percentage Amortized Cost Financial Assets Debt Securities By Rating	8.30%	20.50%	29.30%
BB Plus
Financial Assets At Amortized Cost Debt Securities By Rating Line Items
Subtotal Debt Instruments at Amortized Cost	€ 4,371	€ 1,696	€ 0
Percentage Amortized Cost Financial Assets Debt Securities By Rating	13.40%	12.30%	0.00%
Without Rating [Member]
Financial Assets At Amortized Cost Debt Securities By Rating Line Items
Subtotal Debt Instruments at Amortized Cost	€ 1,123	€ 1,064	€ 1,270
Percentage Amortized Cost Financial Assets Debt Securities By Rating	3.50%	7.70%	7.20%
Total Exposures [Member]
Financial Assets At Amortized Cost Debt Securities By Rating Line Items
Subtotal Debt Instruments at Amortized Cost	€ 32,530	€ 13,754	€ 17,696
Percentage Amortized Cost Financial Assets Debt Securities By Rating	100.00%	100.00%	100.00%

Note 14 - Financial assets at_9

Note 14 - Financial assets at amortised cost- Reclassified to Financial assets at amortised cost from Available-for-sale financial assets (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Reclassification Date [Member]
Debt securities reclassified to loans and receivables from available for sale financial assets
Financial Assets Reclassified Out Of Available for sale Financial Assets Carrying Amount	€ 12,024
Financial Assets Reclassified Out Of Available for sale Financia lAssets At Fair Value	12,024
end of current year [Member]
Debt securities reclassified to loans and receivables from available for sale financial assets
Financial Assets Reclassified Out Of Available for sale Financial Assets Carrying Amount	1,467	€ 7,236	€ 10,433
Financial Assets Reclassified Out Of Available for sale Financia lAssets At Fair Value	1,486	7,286	10,498
BBVA, S.A. [Member] | Reclassification Date [Member]
Debt securities reclassified to loans and receivables from available for sale financial assets
Financial Assets Reclassified Out Of Available for sale Financial Assets Carrying Amount	6,488
Financial Assets Reclassified Out Of Available for sale Financia lAssets At Fair Value	6,488
BBVA, S.A. [Member] | end of current year [Member]
Debt securities reclassified to loans and receivables from available for sale financial assets
Financial Assets Reclassified Out Of Available for sale Financial Assets Carrying Amount	2,859	5,381	6,230
Financial Assets Reclassified Out Of Available for sale Financia lAssets At Fair Value	2,668	5,392	6,083
Turkiye Garanti Bankasi, S.A [Member] | Reclassification Date [Member]
Debt securities reclassified to loans and receivables from available for sale financial assets
Financial Assets Reclassified Out Of Available for sale Financial Assets Carrying Amount	18,512
Financial Assets Reclassified Out Of Available for sale Financia lAssets At Fair Value	18,512
Turkiye Garanti Bankasi, S.A [Member] | end of current year [Member]
Debt securities reclassified to loans and receivables from available for sale financial assets
Financial Assets Reclassified Out Of Available for sale Financial Assets Carrying Amount	4,326	12,617	16,663
Financial Assets Reclassified Out Of Available for sale Financia lAssets At Fair Value	€ 4,154	€ 12,678	€ 16,581

Note 14 - Financial assets a_10

Note 14 - Financial assets at amortised cost-Effect on Income Statement (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Effect On Income Statement And Other Comprehensive Income Line Items
Effect recognized in income statement Reclassified to Loans and Advances	€ 456	€ 743	€ 578
Effect of not reclassifying in income statement to loans and advances	456	743	578
Effect of not reclassifying in "equity valuation adjustments" to loans and advances	(173)	(30)	(316)
BBVA, S.A. [Member]
Effect On Income Statement And Other Comprehensive Income Line Items
Effect recognized in income statement Reclassified to Loans and Advances	41	198	252
Effect of not reclassifying in income statement to loans and advances	41	198	252
Effect of not reclassifying in "equity valuation adjustments" to loans and advances	(2)	(14)	(91)
Turkiye Garanti Bankasi, S.A [Member]
Effect On Income Statement And Other Comprehensive Income Line Items
Effect recognized in income statement Reclassified to Loans and Advances	414	545	326
Effect of not reclassifying in income statement to loans and advances	414	545	326
Effect of not reclassifying in "equity valuation adjustments" to loans and advances	€ (172)	€ (16)	€ (225)

Note 15 - Hedging derivatives_3

Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk - Derivatives Hedging Accounting (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Assets
HEDGING DERIVATIVES, ASSETS	€ 2,892	€ 2,485	€ 2,833
FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, ASSETS	(21)	(25)	17
Liabilities Abstract
HEDGING DERIVATIVES, LIABILITIES	2,680	2,880	2,347
FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, LIABILITIES	€ 0	€ (7)	€ 0

Note 15 - Hedging derivatives_4

Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk- Derivatives Hedging Accounting Explanations (Details)	12 Months Ended
	Dec. 31, 2018
Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk
Description Of Hedging Instruments Used To Hedge Risk Exposures And How They Are Used	As of December 31, 2018, 2017 and 2016, the main positions hedged by the Group and the derivatives designated to hedge those positions were: Fair value hedging: - Fixed-interest debt securities at fair value through other comprehensive income and at amortized cost: The interest rate risk of these securities is hedged using interest rate derivatives (fixed-variable swaps) and forward sales. - Long-term fixed-interest debt securities issued by the Bank: the interest rate risk of these securities is hedged using interest rate derivatives (fixed-variable swaps). - Fixed-interest loans: The equity price risk of these instruments is hedged using interest rate derivatives (fixed-variable swaps). - Fixed-interest and/or embedded derivative deposit portfolio hedges: it covers the interest rate risk through fixed-variable swaps. The valuation of the borrowed deposits corresponding to the interest rate risk is in the heading "Fair value changes of the hedged items in portfolio hedges of interest rate risk”. Cash-flow hedges: Most of the hedged items are floating interest-rate loans and asset hedges linked to the inflation of the financial assets at fair value through other comprehensive income portfolio. This risk is hedged using foreign-exchange, interest-rate swaps, inflation and FRA’s (“Forward Rate Agreement”). Net foreign-currency investment hedges: These hedged risks are foreign-currency investments in the Group’s foreign subsidiaries. This risk is hedged mainly with foreign-exchange options and forward currency sales and purchases.

Note 15 - Hedging derivatives_5

Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk- Hedging Derivatives Breakdown (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	€ 2,892	€ 2,485	€ 2,833
HEDGING DERIVATIVES, LIABILITIES	2,680	2,880	2,347
Interest Rate Risk Member | OTC Options [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	5	100	125
HEDGING DERIVATIVES, LIABILITIES	158	111	118
Interest Rate Risk Member | OTC Options [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Interest Rate Risk Member | OTC Others [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	978	1,041	1,029
HEDGING DERIVATIVES, LIABILITIES	355	739	856
Interest Rate Risk Member | OTC Others [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	219	242	186
HEDGING DERIVATIVES, LIABILITIES	562	533	358
Interest Rate Risk Member | Organized Market Options [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Interest Rate Risk Member | Organized Market Options [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Interest Rate Risk Member | Organized Market Other [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Interest Rate Risk Member | Organized Market Other [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	2	2	8
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Interest Rate Risk Member | Total [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	982	1,141	1,154
HEDGING DERIVATIVES, LIABILITIES	513	850	974
Interest Rate Risk Member | Total [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	221	244	194
HEDGING DERIVATIVES, LIABILITIES	562	533	358
Equity Risk [Member] | OTC Options [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	6	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	50
Equity Risk [Member] | OTC Others [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Equity Risk [Member] | Organized Market Options [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Equity Risk [Member] | Organized Market Other [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Equity Risk [Member] | Total [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	6	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	50
Equity Risk [Member] | Total [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Foreign Exchange And Gold Risk [Member] | OTC Options [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Foreign Exchange And Gold Risk [Member] | OTC Options [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	89
HEDGING DERIVATIVES, LIABILITIES	0	0	70
Foreign Exchange And Gold Risk [Member] | OTC Others [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	587	625	817
HEDGING DERIVATIVES, LIABILITIES	398	511	553
Foreign Exchange And Gold Risk [Member] | OTC Others [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	955	119	160
HEDGING DERIVATIVES, LIABILITIES	873	714	48
Foreign Exchange And Gold Risk [Member] | Organized Market Options [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Foreign Exchange And Gold Risk [Member] | Organized Market Options [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Foreign Exchange And Gold Risk [Member] | Organized Market Other [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Foreign Exchange And Gold Risk [Member] | Organized Market Other [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Foreign Exchange And Gold Risk [Member] | Total [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	587	625	817
HEDGING DERIVATIVES, LIABILITIES	398	511	553
Foreign Exchange And Gold Risk [Member] | Total [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	955	119	248
HEDGING DERIVATIVES, LIABILITIES	873	714	118
Credit Risk Member | Total [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Credit Risk Member | Total [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Commodities Risk [Member] | Total [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Commodities Risk [Member] | Total [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Other Risk [Member] | Total [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Other Risk [Member] | Total [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	0	0	0
HEDGING DERIVATIVES, LIABILITIES	0	0	0
Total [Member] | Total [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	2,892	2,485	2,833
HEDGING DERIVATIVES, LIABILITIES	2,680	2,880	2,347
Total [Member] | Total [Member] | Fair Value Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	1,575	1,766	1,970
HEDGING DERIVATIVES, LIABILITIES	912	1,362	1,577
Total [Member] | Total [Member] | Cash Flow Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	1,176	363	442
HEDGING DERIVATIVES, LIABILITIES	1,435	1,247	476
Total [Member] | Total [Member] | Hedge Of Net Investments In A Foreign Operation [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	92	301	362
HEDGING DERIVATIVES, LIABILITIES	231	15	79
Total [Member] | Total [Member] | Portfolio Fair Value Hedges Of Interest Rate Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	33	46	55
HEDGING DERIVATIVES, LIABILITIES	90	256	214
Total [Member] | Total [Member] | Portfolio Cash Flow Hedges Of Interest Rate Risk [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	15	9	4
HEDGING DERIVATIVES, LIABILITIES	12	0	0
Total [Member] | Total [Member] | OTC Credit Institutions [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	2,534	1,829	2,381
HEDGING DERIVATIVES, LIABILITIES	2,462	2,527	2,103
Total [Member] | Total [Member] | OTC Other Financial Corporations [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	355	651	435
HEDGING DERIVATIVES, LIABILITIES	216	234	165
Total [Member] | Total [Member] | OTC Other [Member]
Disclosure Of Detailed Information About Hedging Instruments Line Items
HEDGING DERIVATIVES, ASSETS	2	2	9
HEDGING DERIVATIVES, LIABILITIES	€ 2	€ 120	€ 79

Note 15 - Hedging derivatives_6

Note 15 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk- Cash Flows (Details) € in Millions	12 Months Ended
	Dec. 31, 2018EUR (€)
Not Later Than Three Months Member
Disclosure Of Information About Terms And Conditions Of Hedging Instruments And How They Affect Future Cash Flows Line Items
Receivable Cash Inflows	€ 116
Payable Cash Outflows	139
Later Than Three Months And Not Later Than One Year Member
Disclosure Of Information About Terms And Conditions Of Hedging Instruments And How They Affect Future Cash Flows Line Items
Receivable Cash Inflows	277
Payable Cash Outflows	517
Later Than One Year And Not Later Than Five Years Member
Disclosure Of Information About Terms And Conditions Of Hedging Instruments And How They Affect Future Cash Flows Line Items
Receivable Cash Inflows	1,828
Payable Cash Outflows	2,215
Later Than Five Years [Member]
Disclosure Of Information About Terms And Conditions Of Hedging Instruments And How They Affect Future Cash Flows Line Items
Receivable Cash Inflows	2,181
Payable Cash Outflows	2,221
Total [Member]
Disclosure Of Information About Terms And Conditions Of Hedging Instruments And How They Affect Future Cash Flows Line Items
Receivable Cash Inflows	4,401
Payable Cash Outflows	€ 5,092

Note 16 - Investments in subs_3

Note 16 - Investments in subsidiaries, joint ventures and associates - Associates Entities and joint ventures - Breakdown by entities (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Investments In Subsidiaries Joint Ventures And Associates Line Items
Joint ventures	€ 173	€ 256	€ 229
Associates	1,405	1,332	536
INVESTMENTS IN SUBSIDIARIES JOINT VENTURES AND ASSOCIATES	1,578	1,588	765	€ 879
Fideicomiso 1729 invex enajenacion de cartera [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
Joint ventures	55	53	57
Fideicomiso F4038535 BBVA Bancomer ser zibata [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
Joint ventures	0	27	33
PSA Finance Argentina compania financiera S A [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
Joint ventures	10	14	21
Altura Markets S V S A [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
Joint ventures	69	64	19
RCI Colombia [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
Joint ventures	32	19	17
Other Joint Ventures [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
Joint ventures	7	79	82
Joint Ventures Member
Investments In Subsidiaries Joint Ventures And Associates Line Items
Joint ventures	173	256	229
Metrovacesa Suelo y Promocion S A [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
Associates	508	697	208
Testa Residencial SOCIMI S A U [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
Associates	0	444	91
Metrovacesa Promocion y Arrendamientos S A [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
Associates	0	0	67
Atom Bank PLC [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
Associates	138	66	43
Divarian Propiedad S A U [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
Associates	591	0	0
Servired [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
Associates	9	9	11
Other associates [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
Associates	159	116	116
Associates Member
Investments In Subsidiaries Joint Ventures And Associates Line Items
Associates	1,405	1,332	536
Total [Member]
Investments In Subsidiaries Joint Ventures And Associates Line Items
INVESTMENTS IN SUBSIDIARIES JOINT VENTURES AND ASSOCIATES	€ 1,578	€ 1,588	€ 765

Note 16 - Investments in subs_4

Note 16 - Investments in subsidiaries, joint ventures and associates - Associates Entities and joint ventures - Changes in the Year (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Investments in subsidiaries, joint ventures and associates
Investments In Subsidiaries Joint Ventures And Associates At The Beginning	€ 1,588	€ 765	€ 879
Changes In Associates Entities And Joint Ventures Abstract
Acquisitions And Capital Increases	309	868	456
Disposals And Capital Reductions	(516)	(8)	(91)
Transfers And Changes Of Consolidation method	211	0	(351)
Share Of Profit And Loss	(7)	3	25
Exchange Differences	2	(29)	(34)
Dividends Valuation Adjustments And Others	(8)	(12)	(118)
Investments In Subsidiaries Joint Ventures And Associates At The End	€ 1,578	€ 1,588	€ 765
Percentage of company shares in equity received	6.41%

Note 17 - Tangible assets (Deta

Note 17 - Tangible assets (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	€ 7,191	€ 8,941
Changes In Tangible Assets Abstract
Tangible Assets At The End	7,229	7,191	€ 8,941
Land And Buildings [Member] | Fow Own Use [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning			4,401
Land And Buildings [Member] | Fow Own Use [Member] | Gross carrying amount [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	5,490	6,176	5,858
Changes In Tangible Assets Abstract
Additions Tangible Assets	445	49	30
Retirements Tangible Assets	(98)	(42)	(85)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	0	(7)
Transfers Tangible Assets	64	(273)	676
Exchange differences and other tangible assets	38	(420)	(296)
Tangible Assets At The End	5,939	5,490	6,176
Land And Buildings [Member] | Fow Own Use [Member] | Accrued Depreciation [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	1,076	1,116	1,103
Changes In Tangible Assets Abstract
Additions Tangible Assets	120	127	106
Retirements Tangible Assets	(36)	(26)	(72)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	(3)	0	0
Transfers Tangible Assets	(31)	(53)	(1)
Exchange differences and other tangible assets	12	(88)	(20)
Tangible Assets At The End	1,138	1,076	1,116
Land And Buildings [Member] | Fow Own Use [Member] | Impairment member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	315	379	354
Changes In Tangible Assets Abstract
Additions Tangible Assets	30	5	48
Retirements Tangible Assets	0	(2)	(2)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	0	0
Transfers Tangible Assets	(77)	(58)	(1)
Exchange differences and other tangible assets	(51)	(9)	(20)
Tangible Assets At The End	217	315	379
Land And Buildings [Member] | Fow Own Use [Member] | Carrying Amount Member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	4,099	4,681	4,401
Changes In Tangible Assets Abstract
Tangible Assets At The End	4,584	4,099	4,681
Work In Progress Member [Member] | Fow Own Use [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning			545
Work In Progress Member [Member] | Fow Own Use [Member] | Gross carrying amount [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	234	240	545
Changes In Tangible Assets Abstract
Additions Tangible Assets	78	128	320
Retirements Tangible Assets	(17)	(29)	(29)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	0	0
Transfers Tangible Assets	(177)	(57)	(544)
Exchange differences and other tangible assets	(48)	(48)	(52)
Tangible Assets At The End	70	234	240
Work In Progress Member [Member] | Fow Own Use [Member] | Accrued Depreciation [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	0	0	0
Changes In Tangible Assets Abstract
Additions Tangible Assets	0	0	0
Retirements Tangible Assets	0	0	0
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	0	0
Transfers Tangible Assets	0	0	0
Exchange differences and other tangible assets	0	0	0
Tangible Assets At The End	0	0	0
Work In Progress Member [Member] | Fow Own Use [Member] | Impairment member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	0	0	0
Changes In Tangible Assets Abstract
Additions Tangible Assets	0	0	0
Retirements Tangible Assets	0	0	0
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	0	0
Transfers Tangible Assets	0	0	0
Exchange differences and other tangible assets	0	0	0
Tangible Assets At The End	0	0	0
Work In Progress Member [Member] | Fow Own Use [Member] | Carrying Amount Member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	234	240	545
Changes In Tangible Assets Abstract
Tangible Assets At The End	70	234	240
Furniture Fixtures And Vehicles [Member] | Fow Own Use [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning			3,077
Furniture Fixtures And Vehicles [Member] | Fow Own Use [Member] | Gross carrying amount [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	6,628	7,059	7,628
Changes In Tangible Assets Abstract
Additions Tangible Assets	404	397	563
Retirements Tangible Assets	(492)	(264)	(468)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	0	(1)
Transfers Tangible Assets	(12)	(186)	(386)
Exchange differences and other tangible assets	(214)	(378)	(277)
Tangible Assets At The End	6,314	6,628	7,059
Furniture Fixtures And Vehicles [Member] | Fow Own Use [Member] | Accrued Depreciation [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	4,380	4,461	4,551
Changes In Tangible Assets Abstract
Additions Tangible Assets	469	553	561
Retirements Tangible Assets	(403)	(235)	(461)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	0	0
Transfers Tangible Assets	(22)	(146)	(37)
Exchange differences and other tangible assets	(212)	(253)	(153)
Tangible Assets At The End	4,212	4,380	4,461
Furniture Fixtures And Vehicles [Member] | Fow Own Use [Member] | Impairment member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	0	0	0
Changes In Tangible Assets Abstract
Additions Tangible Assets	0	0	5
Retirements Tangible Assets	0	0	0
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	0	0
Transfers Tangible Assets	0	0	0
Exchange differences and other tangible assets	0	0	(5)
Tangible Assets At The End	0	0	0
Furniture Fixtures And Vehicles [Member] | Fow Own Use [Member] | Carrying Amount Member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	2,248	2,598	3,077
Changes In Tangible Assets Abstract
Tangible Assets At The End	2,102	2,248	2,598
For Own Use Tangible Assets [Member] | Total [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning			8,021
For Own Use Tangible Assets [Member] | Total [Member] | Gross carrying amount [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	12,352	13,473	14,029
Changes In Tangible Assets Abstract
Additions Tangible Assets	927	574	913
Retirements Tangible Assets	(607)	(335)	(582)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	0	(8)
Transfers Tangible Assets	(125)	(516)	(254)
Exchange differences and other tangible assets	(224)	(844)	(625)
Tangible Assets At The End	12,323	12,352	13,473
For Own Use Tangible Assets [Member] | Total [Member] | Accrued Depreciation [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	5,456	5,577	5,654
Changes In Tangible Assets Abstract
Additions Tangible Assets	589	680	667
Retirements Tangible Assets	(439)	(261)	(533)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	(3)	0	0
Transfers Tangible Assets	(53)	(199)	(38)
Exchange differences and other tangible assets	(200)	(341)	(173)
Tangible Assets At The End	5,350	5,456	5,577
For Own Use Tangible Assets [Member] | Total [Member] | Impairment member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	315	379	354
Changes In Tangible Assets Abstract
Additions Tangible Assets	30	5	53
Retirements Tangible Assets	0	(2)	(2)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	0	0
Transfers Tangible Assets	(77)	(58)	(1)
Exchange differences and other tangible assets	(51)	(9)	(25)
Tangible Assets At The End	217	315	379
For Own Use Tangible Assets [Member] | Total [Member] | Carrying Amount Member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	6,581	7,519	8,021
Changes In Tangible Assets Abstract
Tangible Assets At The End	6,756	6,581	7,519
Investment Property [Member] | Total [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning			1,467
Investment Property [Member] | Total [Member] | Gross carrying amount [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	228	1,163	2,391
Changes In Tangible Assets Abstract
Additions Tangible Assets	11	1	62
Retirements Tangible Assets	(149)	(90)	(117)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	0	(3)
Transfers Tangible Assets	(5)	(698)	(986)
Exchange differences and other tangible assets	116	(148)	(184)
Tangible Assets At The End	201	228	1,163
Investment Property [Member] | Total [Member] | Accrued Depreciation [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	13	63	116
Changes In Tangible Assets Abstract
Additions Tangible Assets	5	13	23
Retirements Tangible Assets	(8)	(7)	(10)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	0	0
Transfers Tangible Assets	(2)	(31)	(55)
Exchange differences and other tangible assets	3	(25)	(11)
Tangible Assets At The End	11	13	63
Investment Property [Member] | Total [Member] | Impairment member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	20	409	808
Changes In Tangible Assets Abstract
Additions Tangible Assets	(25)	37	90
Retirements Tangible Assets	(27)	(10)	(9)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	0	0
Transfers Tangible Assets	(3)	(276)	(380)
Exchange differences and other tangible assets	62	(140)	(100)
Tangible Assets At The End	27	20	409
Investment Property [Member] | Total [Member] | Carrying Amount Member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	195	691	1,467
Changes In Tangible Assets Abstract
Tangible Assets At The End	163	195	691
Assests Leased Out Under An Operating Lease [Member] | Total [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning			456
Assests Leased Out Under An Operating Lease [Member] | Total [Member] | Gross carrying amount [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	492	958	668
Changes In Tangible Assets Abstract
Additions Tangible Assets	0	201	337
Retirements Tangible Assets	(1)	(93)	(97)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	(552)	0
Transfers Tangible Assets	0	0	84
Exchange differences and other tangible assets	(105)	(22)	(34)
Tangible Assets At The End	386	492	958
Assests Leased Out Under An Operating Lease [Member] | Total [Member] | Accrued Depreciation [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	77	216	202
Changes In Tangible Assets Abstract
Additions Tangible Assets	0	0	0
Retirements Tangible Assets	0	(21)	(17)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	(134)	0
Transfers Tangible Assets	0	0	55
Exchange differences and other tangible assets	(1)	16	(24)
Tangible Assets At The End	76	77	216
Assests Leased Out Under An Operating Lease [Member] | Total [Member] | Impairment member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	0	10	10
Changes In Tangible Assets Abstract
Additions Tangible Assets	0	0	0
Retirements Tangible Assets	0	0	0
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	(10)	0
Transfers Tangible Assets	0	0	0
Exchange differences and other tangible assets	0	0	0
Tangible Assets At The End	0	0	10
Assests Leased Out Under An Operating Lease [Member] | Total [Member] | Carrying Amount Member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	415	732	456
Changes In Tangible Assets Abstract
Tangible Assets At The End	310	415	732
Total [Member] | Total [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning			9,944
Total [Member] | Total [Member] | Gross carrying amount [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	13,072	15,594	17,088
Changes In Tangible Assets Abstract
Additions Tangible Assets	938	776	1,312
Retirements Tangible Assets	(757)	(518)	(796)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	(552)	(11)
Transfers Tangible Assets	(130)	(1,214)	(1,156)
Exchange differences and other tangible assets	(213)	(1,014)	(843)
Tangible Assets At The End	12,910	13,072	15,594
Total [Member] | Total [Member] | Accrued Depreciation [Member]
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	5,546	5,856	5,972
Changes In Tangible Assets Abstract
Additions Tangible Assets	594	693	690
Retirements Tangible Assets	(447)	(289)	(560)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	(3)	(134)	0
Transfers Tangible Assets	(55)	(230)	(38)
Exchange differences and other tangible assets	(198)	(350)	(208)
Tangible Assets At The End	5,437	5,546	5,856
Total [Member] | Total [Member] | Impairment member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	335	798	1,172
Changes In Tangible Assets Abstract
Additions Tangible Assets	5	42	143
Retirements Tangible Assets	(27)	(12)	(11)
Acquisition Of Subsidiaries In The Year Tangible Assets	0	0	0
Disposals Of Entities In The Year Tangible Assets	0	(10)	0
Transfers Tangible Assets	(80)	(334)	(381)
Exchange differences and other tangible assets	11	(149)	(125)
Tangible Assets At The End	244	335	798
Total [Member] | Total [Member] | Carrying Amount Member
Reconciliation Of Changes In Tangible Assets Abstract
Tangible Assets At The Beginning	7,191	8,941	9,944
Changes In Tangible Assets Abstract
Tangible Assets At The End	€ 7,229	€ 7,191	€ 8,941

Note 17 - Tangible assets- Bran

Note 17 - Tangible assets- Branches by geographic location (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Banking Activity in Spain [Member]
Branches By Geographical Location Line Items
Total Branches	2,840	3,019	3,303
United States [Member]
Branches By Geographical Location Line Items
Total Branches	646	651	676
Mexico [Member]
Branches By Geographical Location Line Items
Total Branches	1,836	1,840	1,836
Turkey [Member]
Branches By Geographical Location Line Items
Total Branches	1,066	1,095	1,131
South America [Member]
Branches By Geographical Location Line Items
Total Branches	1,543	1,631	1,667
Rest Of Eurasia [Member]
Branches By Geographical Location Line Items
Total Branches	32	35	47
Total assets BBVA Group [Member]
Branches By Geographical Location Line Items
Total Branches	7,963	8,271	8,660

Note 17 - Tangible assets- Subs

Note 17 - Tangible assets- Subsidiaries (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Tangible Assets By Geography Line Items
Tangible Assets	€ 7,229	€ 7,191	€ 8,941
Issued in Euros [Member]
Tangible Assets By Geography Line Items
Tangible Assets	2,705	2,574	3,692
Total foreign [Member]
Tangible Assets By Geography Line Items
Tangible Assets	4,524	4,617	5,249
Total [Member]
Tangible Assets By Geography Line Items
Tangible Assets	€ 7,229	€ 7,191	€ 8,941

Note 18 - Intangible assets - G

Note 18 - Intangible assets - Goodwill - Breakdown by CGU and Changes of the year - Reconciliation Of Changes In Goodwill (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Reconciliation Of Changes In Goodwill Line Items
Goodwill at beginning of period	€ 6,062	€ 6,937
Intangible Assets and Goodwill
Goodwill at end of period	6,180	6,062	€ 6,937
United States [Member]
Reconciliation Of Changes In Goodwill Line Items
Goodwill at beginning of period	4,837	5,503	5,328
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	0	0
Increase Decrease Through Net Exchange Differences Goodwill	229	(666)	175
Impairment Loss Recognised In Profit Or Loss Goodwill	0	0	0
Additional Recognition Goodwill	0	0	0
Goodwill at end of period	5,066	4,837	5,503
Turkey [Member]
Reconciliation Of Changes In Goodwill Line Items
Goodwill at beginning of period	509	624	727
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	0	0
Increase Decrease Through Net Exchange Differences Goodwill	(127)	(115)	(101)
Impairment Loss Recognised In Profit Or Loss Goodwill	0	0	0
Additional Recognition Goodwill	0	0	(1)
Goodwill at end of period	382	509	624
Mexico [Member]
Reconciliation Of Changes In Goodwill Line Items
Goodwill at beginning of period	493	523	602
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	24	0
Increase Decrease Through Net Exchange Differences Goodwill	26	(44)	(79)
Impairment Loss Recognised In Profit Or Loss Goodwill	0	0	0
Additional Recognition Goodwill	0	(10)	0
Goodwill at end of period	519	493	523
Colombia [Member]
Reconciliation Of Changes In Goodwill Line Items
Goodwill at beginning of period	168	191	176
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	0	0
Increase Decrease Through Net Exchange Differences Goodwill	(7)	(22)	14
Impairment Loss Recognised In Profit Or Loss Goodwill	0	0	0
Additional Recognition Goodwill	0	0	0
Goodwill at end of period	161	168	191
Chile [Member]
Reconciliation Of Changes In Goodwill Line Items
Goodwill at beginning of period	32	68	62
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	0	0
Increase Decrease Through Net Exchange Differences Goodwill	(3)	(3)	6
Impairment Loss Recognised In Profit Or Loss Goodwill	0	0	0
Additional Recognition Goodwill	0	(33)	0
Goodwill at end of period	29	32	68
Rest [Member]
Reconciliation Of Changes In Goodwill Line Items
Goodwill at beginning of period	23	28	20
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	0	8
Increase Decrease Through Net Exchange Differences Goodwill	0	(1)	0
Impairment Loss Recognised In Profit Or Loss Goodwill	0	(4)	0
Additional Recognition Goodwill	0	0	0
Goodwill at end of period	23	23	28
Total [Member]
Reconciliation Of Changes In Goodwill Line Items
Goodwill at beginning of period	6,062	6,937	6,915
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	24	8
Increase Decrease Through Net Exchange Differences Goodwill	118	(851)	15
Impairment Loss Recognised In Profit Or Loss Goodwill	0	(4)	0
Additional Recognition Goodwill	0	(43)	(1)
Goodwill at end of period	€ 6,180	€ 6,062	€ 6,937

Note 18 - Intangible assets Go

Note 18 - Intangible assets Goodwill Breakdown by CGU and Changes of the year (Details)	12 Months Ended
	Dec. 31, 2018
Intangible Assets and Goodwill Abstract
Description of basis on which unit's recoverable amount has been determined	As mentioned in Note 2.2.8 of the consolidated financial statements for the year 2018, the cash-generating units (CGUs) to which goodwill has been allocated are periodically tested for impairment by including the allocated goodwill in their carrying amount. This analysis is performed at least annually and whenever there is any indication of impairment. Both the CGU’s fair values and the fair values assigned to its assets and liabilities had been based on the estimates and assumptions that the Group’s Management has deemed most likely given the circumstances. However, some changes to the valuation assumptions used could result in differences in the impairment test result.
Description of key assumptions on which management has based cash flow projections	Three key assumptions are used when calculating the impairment test. These hypothesis are the ones to which the amount of the recoverable value is most sensitive: The forecast cash flows estimated by the Group's management, and based on the latest available budgets for the next 5 years. The constant sustainable growth rate for extrapolating cash flows, starting in the fifth year (2023), beyond the period covered by the budgets or forecasts. The discount rate on future cash flows, which coincides with the cost of capital assigned to each CGU, and which consists of a risk-free rate plus a premium that reflects the inherent risk of each of the businesses evaluated. The focus used by the Group's management to determine the values of the hypotheses is based both on its projections and past experience. These values are uniform and use external sources of information. At the same time, the valuations of the most significant goodwill have in general been reviewed by independent experts (not the Group's external auditors) who apply different valuation methods according to each type of asset and liability. The valuation methods used are: The method for calculating the discounted value of future cash flows, the market transaction method and the cost method.
Explanation of period over which management has projected cash flows	The forecast cash flows estimated by the Group's management, and based on the latest available budgets for the next 5 years.

Note 18 - Intangible assets _2

Note 18 - Intangible assets Goodwill Breakdown by CGU and Changes of the year Business Combinations (Details)	12 Months Ended
	Dec. 31, 2018
Intangible Assets and Goodwill Abstract
Description of nature and financial effect of business combinations during period	There were no significant business combinations during 2018, 2017 and 2016.

Nota 18 - Intangible assets. Im

Nota 18 - Intangible assets. Impairment test hypotheses CGU Goodwill in the United States and Turkey (Details)	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
United States [Member]
Disclosure Of Impairment Test Hypotheses Line Items
Description Of Discount Rates Applied To Cash Flow Projections	10.50%	10.00%	10.00%
Description Of Growth Rate Used To Extrapolate Cash Flow Projections	4.00%	4.00%	4.00%
Turkey [Member]
Disclosure Of Impairment Test Hypotheses Line Items
Description Of Discount Rates Applied To Cash Flow Projections	24.30%	18.00%	17.70%
Description Of Growth Rate Used To Extrapolate Cash Flow Projections	7.00%	7.00%	7.00%

Note 18 - Intangible assets Se

Note 18 - Intangible assets Sensitivity analysis (Details) € in Millions	Dec. 31, 2018EUR (€)
United States [Member] | Impact Of An Increase 50 Percent Basis Point [Member] | Discount Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	€ (1,009)	[1]
United States [Member] | Impact Of An Increase 50 Percent Basis Point [Member] | Sustainable Growth Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	526	[1]
United States [Member] | Impact Of A Decrease 50 Percent Basis Point [Member] | Discount Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	1,176	[1]
United States [Member] | Impact Of A Decrease 50 Percent Basis Point [Member] | Sustainable Growth Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	(451)	[1]
Turkey [Member] | Impact Of An Increase 50 Percent Basis Point [Member] | Discount Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	(149)	[2]
Turkey [Member] | Impact Of An Increase 50 Percent Basis Point [Member] | Sustainable Growth Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	40	[2]
Turkey [Member] | Impact Of A Decrease 50 Percent Basis Point [Member] | Discount Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	158	[2]
Turkey [Member] | Impact Of A Decrease 50 Percent Basis Point [Member] | Sustainable Growth Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	€ (37)	[2]
[1]	(*) Based on historical changes, the use of 50 basis points to calculate the se nsitivity analysis would be a reasonable variation with respect to the observed variations over the last five years.
[2]	(*) Based on historical changes, the use of 50 basis points to calculate the sensitivity analysis would be a reasonable v ariation with respect to the observed variations over the last five years.

Note 18 - Intangible assets. Ot

Note 18 - Intangible assets. Other intangible assets (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Intangible Assets Other Than Goodwill Line Items
Other intangible assets	€ 2,134	€ 2,402	€ 2,849	€ 3,137
Computer Software Acquisiton Expenses [Member]
Intangible Assets Other Than Goodwill Line Items
Other intangible assets	1,605	1,682	1,877
Intangible Assets With Indefinite Useful Life Member
Intangible Assets Other Than Goodwill Line Items
Other intangible assets	11	12	12
Intangible Assets With definite Useful Life [Member]
Intangible Assets Other Than Goodwill Line Items
Other intangible assets	€ 518	€ 708	€ 960

Note 18 - Intangible assets - O

Note 18 - Intangible assets - Other Intangible Assets - Changes Over the Period - Reconciliation Of Changes In Intangible Assets Other Than GoodWill (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Intangible Assets and Goodwill Abstract
Total Intangible Assets Other Than Goodwill At The Beginning	€ 2,402	€ 2,849	€ 3,137
Changes In Intangible Assets Other Than Goodwill Abstract
Acquisition of.subsidiaries.in the year	0	0	0
Additions Other Than Through Business Combinations In tangible Assets Other Than Goodwill	552	564	645
Amortization in the year	(614)	(694)	(735)
Exchange differences and other	(123)	(305)	(196)
Impairment loss recognised in profit or loss, intangible assets and goodwill	(83)	(12)	(3)
Total Intangible Assets Other Than Goodwill At The End	€ 2,134	€ 2,402	€ 2,849

Note 19 - Tax assets and liab_3

Note 19 - Tax assets and liabilities - Reconciliation (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Tax effect of foreign tax rates line items
OPERATING PROFIT BEFORE TAX		€ 8,446	€ 6,931	€ 6,392
Tax expense or income related to profit or loss from continuing operation (Income Statement)		(2,295)	(2,169)	(1,699)
Mexico [Member] | Carrying Amount Member
Tax effect of foreign tax rates line items
Tax rate effect of foreign tax rate		€ (78)	€ (100)	€ (105)
Mexico [Member] | Effective tax percentage [Member]
Tax effect of foreign tax rates line items
Tax rate effect of foreign tax rate - Percentage		28.00%	27.00%	26.00%
Chile | Carrying Amount Member
Tax effect of foreign tax rates line items
Tax rate effect of foreign tax rate		€ (18)	€ (29)	€ (27)
Chile | Effective tax percentage [Member]
Tax effect of foreign tax rates line items
Tax rate effect of foreign tax rate - Percentage		21.00%	21.00%	17.00%
Colombia [Member] | Carrying Amount Member
Tax effect of foreign tax rates line items
Tax rate effect of foreign tax rate		€ 10	€ (3)	€ 22
Colombia [Member] | Effective tax percentage [Member]
Tax effect of foreign tax rates line items
Tax rate effect of foreign tax rate - Percentage		33.00%	29.00%	36.00%
Turkey [Member] | Carrying Amount Member
Tax effect of foreign tax rates line items
Tax rate effect of foreign tax rate		€ (132)	€ (182)	€ (176)
Turkey [Member] | Effective tax percentage [Member]
Tax effect of foreign tax rates line items
Tax rate effect of foreign tax rate - Percentage		20.00%	21.00%	21.00%
Peru [Member] | Carrying Amount Member
Tax effect of foreign tax rates line items
Tax rate effect of foreign tax rate		€ (12)	€ (16)	€ (18)
Peru [Member] | Effective tax percentage [Member]
Tax effect of foreign tax rates line items
Tax rate effect of foreign tax rate - Percentage		28.00%	27.00%	26.00%
Other [Member] | Carrying Amount Member
Tax effect of foreign tax rates line items
Tax rate effect of foreign tax rate		€ (4)	€ 23	€ 6
Total [Member] | Carrying Amount Member
Tax effect of foreign tax rates line items
Profit Loss Before Tax From Continuing Operations		8,446	6,931	6,392
Profit Loss Before Tax From Discontinuing Operations		0	0	0
Taxation at Domestic Tax Rate		2,534	2,079	1,918
Tax rate effect of foreign tax rate	[1]	(234)	(307)	(298)
Tax Effect Of Revenues With Lower Taxations		(57)	(53)	(69)
Tax Effect Of Revenues Accounted Through Equity		3	(2)	(11)
Other Effects		49	452	159
Tax expense or income related to profit or loss from continuing operation (Income Statement)		€ 2,295	€ 2,169	€ 1,699
[1]	(*) Calculated by applying the difference between the tax rate in force in Spain and the one applied to the Group’s earnin gs in each jurisdiction.

Note 19 - Tax assets and liab_4

Note 19 - Tax assets and liabilities- Effective tax rate (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Consolidated Tax Group [Member]
Effective Tax Rate Line Items
Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity	€ 1,482	€ (678)	€ (483)
Other Spanish Entities [Member]
Effective Tax Rate Line Items
Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity	33	29	52
Foreign Entities [Member]
Effective Tax Rate Line Items
Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity	6,931	7,580	6,823
Total [Member]
Effective Tax Rate Line Items
Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity	8,446	6,931	6,392
Income Tax and Other Taxes [Member]
Effective Tax Rate Line Items
Current And Deferred Tax Relating To Items Charged Or Credited Directly To Equity	€ 2,295	€ 2,169	€ 1,699
Effective Tax Rate [Member]
Effective Tax Rate Line Items
Percentage Effective Tax Rate	27.17%	31.30%	26.60%

Note 19 - Tax assets and liab_5

Note 19 - Tax assets and liabilities- Tax Recognized in Total Equity (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Debt Securities and Other [Member]
Disclosure of tax assets and liabilties Line Items
Tax Recognized - Total Equity	€ (87)	€ (355)	€ (533)
Equity instruments [Member]
Disclosure of tax assets and liabilties Line Items
Tax Recognized - Total Equity	(56)	(74)	(2)
Subtotal [Member]
Disclosure of tax assets and liabilties Line Items
Tax Recognized - Total Equity	(143)	(429)	(535)
Total [Member]
Disclosure of tax assets and liabilties Line Items
Tax Recognized - Total Equity	€ (143)	€ (429)	€ (535)

Note 19 - Tax assets and liab_6

Note 19 - Tax assets and liabilities - Deferred Taxes - Assets (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Deferred Tax Assets And Liabilities Abstract
Deferred tax assets at the beginning	€ 14,725	€ 16,391	€ 15,878
Changes On The Exercise Assets Abstract
Pensions Deferred Tax Assets	10	(795)	168
Portfolio Deferred Tax Assets	(52)	82	(103)
Other Assets Deferred Tax Assets	(55)	(305)	108
Impairment Losses Deferred Tax Assets	370	(385)	44
Other Deferred Tax Assets	120	(366)	255
Secured Tax Deferred Tax Assets	(70)	2	(105)
Tax Losses Deferred Tax Assets	268	101	146
Change for Income Tax and Other Taxes Deferred Tax Assets	0	0	0
Deferred tax assets at the end	€ 15,316	€ 14,725	€ 16,391

Note 19 - Tax assets and liab_7

Note 19 - Tax assets and liabilities - Deferred Taxes - Liabilities (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Deferred tax liabilities Line Items
Deferred tax liabilities at the beginning	€ 2,184	€ 3,392	€ 3,418
Pensions Deferred Tax Liabilities	0	0	0
Portfolio Deferred Tax Liabilities	(291)	(367)	(113)
Other Liabilities Deferred Tax Liabilities	0	0	0
Impairment Losses Deferred Tax Liabilities	0	0	0
Other Deferred Tax Liabilities	153	(841)	0
Secured Tax Deferred Tax Liabilities	0	0	0
Tax Losses Deferred Tax Liabilities	0	0	0
Change For Income Tax And Other Taxes Deferred Tax Liabilities	0	0	87
Deferred tax liabilities at the end	€ 2,046	€ 2,184	€ 3,392

Note 19 - Tax assets and liab_8

Note 19 - Tax assets and liabilities - Secured tax assets (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	[1]	Dec. 31, 2016	[1]
Pensions [Member]
Secured Tax Assets Line Items
Secured Tax Assets deferred taxes	€ 1,874	€ 1,897		€ 1,901
Impairment Losses [Member]
Secured Tax Assets Line Items
Secured Tax Assets deferred taxes	7,489	7,536		7,530
Total [Member]
Secured Tax Assets Line Items
Secured Tax Assets deferred taxes	€ 9,363	€ 9,433		€ 9,431
[1]	(*) In 2017 and 2016 guaranteed deferred tax assets also existed in Portugal but in 2018 they lost the guarantee.

Note 19 - Tax assets and liab_9

Note 19 - Tax assets and liabilities- Changes in tax rate - Deferred tax assets by country (Details) - EUR (€) € in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Secured Tax Assets by country Line Items
Deferred tax assets unsecured in percentage	On the other hand, the Group has not recognized certain deductible temporary differences, negative tax bases and deductions for which, in general, there is no legal period for offsetting, amounting to approximately € 2,236 million, which are mainly originated by Catalunya Banc.
Spain | Credit for tax loss [Member]
Secured Tax Assets by country Line Items
Defrered tax assets unsecured	€ 1,462,000
Spain | Temporary differences [Member]
Secured Tax Assets by country Line Items
Defrered tax assets unsecured	1,191,000
Spain | Total Net Deferred Tax Assets [Member]
Secured Tax Assets by country Line Items
Defrered tax assets unsecured	€ 2,653,000	€ 2,052,000	€ 2,007,000
Mexico [Member] | Credit for tax loss [Member]
Secured Tax Assets by country Line Items
Deferred tax assets unsecured in percentage	The remainders are tax credits carry forwards
Mexico [Member] | Temporary differences [Member]
Secured Tax Assets by country Line Items
Deferred tax assets unsecured in percentage	99.97% of deferred tax assets as of December 31, 2018 relate to temporary differences
Mexico [Member] | Total Net Deferred Tax Assets [Member]
Secured Tax Assets by country Line Items
Defrered tax assets unsecured	€ 826,000	615,000	698,000
South America [Member] | Credit for tax loss [Member]
Secured Tax Assets by country Line Items
Deferred tax assets unsecured in percentage	only 1.03% are related to tax credits
South America [Member] | Temporary differences [Member]
Secured Tax Assets by country Line Items
Deferred tax assets unsecured in percentage	Practically all the deferred tax assets are related to temporary differences
South America [Member] | Total Net Deferred Tax Assets [Member]
Secured Tax Assets by country Line Items
Defrered tax assets unsecured	€ 383	26,000	362,000
United States [Member] | Temporary differences [Member]
Secured Tax Assets by country Line Items
Deferred tax assets unsecured in percentage	All the deferred tax assets relate to temporary differences
United States [Member] | Total Net Deferred Tax Assets [Member]
Secured Tax Assets by country Line Items
Defrered tax assets unsecured	€ 164,000	180,000	345,000
Turkey [Member] | Credit for tax loss [Member]
Secured Tax Assets by country Line Items
Deferred tax assets unsecured in percentage	all the deferred tax assets correspond to €15 million of tax credits related to tax losses carry forwards and deductions
Turkey [Member] | Temporary differences [Member]
Secured Tax Assets by country Line Items
Deferred tax assets unsecured in percentage	and €235 million relate to temporary differences
Turkey [Member] | Total Net Deferred Tax Assets [Member]
Secured Tax Assets by country Line Items
Defrered tax assets unsecured	€ 250,000	€ 224,000	€ 135,000

Note 19 - Tax assets and lia_10

Note 19 - Tax assets and liabilities- Tax Assets and Liabilities (Details) - EUR (€) € in Millions		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Deferred Tax Assets And Liabilities Line Items
Current tax assets		€ 2,784	€ 2,163	€ 1,853
Deferred tax assets		15,316	14,725	16,391	€ 15,878
Tax Assets		18,100	16,888	18,245
Current tax liabilities		1,230	1,114	1,276
Deferred tax liabilities		2,046	2,184	3,392	€ 3,418
Tax liabilities		3,276	3,298	4,668
Pensions [Member]
Deferred Tax Assets And Liabilities Line Items
Deferred tax assets		405	395	1,190
Portfolio [Member]
Deferred Tax Assets And Liabilities Line Items
Deferred tax assets		1,401	1,453	1,371
Deferred tax liabilities		1,136	1,427	1,794
Investments in subsidiaries [Member]
Deferred Tax Assets And Liabilities Line Items
Deferred tax assets		302	357	662
Impairment Losses [Member]
Deferred Tax Assets And Liabilities Line Items
Deferred tax assets		1,375	1,005	1,390
Other [Member]
Deferred Tax Assets And Liabilities Line Items
Deferred tax assets		990	870	1,236
Secured Tax Assets [Member]
Deferred Tax Assets And Liabilities Line Items
Deferred tax assets	[1]	9,363	9,433	9,431
Tax Losses [Member]
Deferred Tax Assets And Liabilities Line Items
Deferred tax assets		1,480	1,212	1,111
Charge For Income Tax And Other [Member]
Deferred Tax Assets And Liabilities Line Items
Deferred tax liabilities		€ 910	€ 757	€ 1,598
[1]	(*) Law guaranteeing the deferred tax assets has been approved in Spain in 2013. In years 2016 and 2017 guaranteed deferred tax assets also existed in Portugal but in year 2018 they lost the guarantee due to the merge between BBVA Portugal S.A. and BBVA, S.A.

Note 20 - Other assets and li_3

Note 20 - Other assets and liabilities (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Assets
Total Inventories	€ 635	€ 229	€ 3,298
Real estate companies	633	226	3,268
Other inventories	2	3	29
Transactions in progress (assets)	249	156	241
Total Accruals (assets)	702	768	723
Unaccrued prepaid expenses	465	509	518
Other prepayments and accrued income	237	259	204
Other items (assets inventories)	3,886	3,207	3,012
OTHER ASSETS	5,472	4,359	7,274
Liabilities Abstract
Transactions in progress (liabilities)	39	165	127
Total Accruals (liabilities)	2,558	2,490	2,721
Unpaid accrued expenses	2,119	1,997	2,125
Other accrued expenses and deferred income	439	493	596
Other items (liabilities inventories)	1,704	1,894	2,131
Total OTHER LIABILITIES	€ 4,301	€ 4,550	€ 4,979

Note 20 - Other assets and li_4

Note 20 - Other assets and liabilities- Inventories from distressed customers (Details) - Inventories [Member] - Gross carrying amount [Member] - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Inventories Distressed Customers Line Items
Inventories from distressed customers at the beginning	€ 91	€ 8,499	€ 9,318
Carrying amount inventories from distressed customers	49	65	3,114
Change In Inventories Abstract
BusinessCombinationsAndDisposals	0	0	0
Acquisitions Inventories	0	533	336
Disposals Inventories	(20)	(2,288)	(1,214)
Others Distressed Customers	0	(6,653)	59
Inventories from distressed customers at the end	71	91	8,499
Impairment losses	€ (21)	€ (26)	€ (5,385)

Note 21 - Non-current assets _3

Note 21 - Non-current assets and disposal groups classified as held for sale (Details) - EUR (€)		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale		€ 2,001,000,000	€ 23,853,000,000	€ 3,603,000,000
Average sale time of assets from foreclosures or recoveries		the average sale time of assets from foreclosures or recoveries was between 2 and 3 years.	the average sale time of assets from foreclosures or recoveries was between 2 and 3 years.	the average sale time of assets from foreclosures or recoveries was between 2 and 3 years.
Financed By Group Companies		€ 82,000,000	€ 207,000,000	€ 219,000,000
Profit Arising From The Sale Of Group Companies Financed Assets		1	1	1
Foreclosures And Recoveries [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale		2,211,000,000	6,207,000,000	4,225,000,000
Foreclosure [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale	[1]	2,135,000,000	6,047,000,000	4,057,000,000
Recoveries From Financial Leases [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale		76,000,000	160,000,000	168,000,000
Other Assets From Property Plant And Equipment Operating Leases [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale		433,000,000	447,000,000	1,181,000,000
Property Plant And Equipment [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale		276,000,000	447,000,000	378,000,000
Operating Leases [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale		0	0	803,000,000
Investment Properties [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale	[2]	158,000,000	0	0
Business Sale - Assets [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale	[3]	29,000,000	18,623,000,000	40,000,000
Accrued Amortization [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale	[4]	(44,000,000)	(77,000,000)	(116,000,000)
Impairment Losses [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale		(628,000,000)	(1,348,000,000)	(1,727,000,000)
Total [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale		€ 2,001,000,000	€ 23,853,000,000	€ 3,603,000,000
[1]	(*) Corresponds mainly to the agreement with Cerberus to transfer the "Real Estate" business in Spain (see Note 3).
[2]	(*) Corresponds mainly to the agreement with Cerberus to transfer the "Real Estate" business in Spain (see Note 3).
[3]	(**) Corresponds mainly to the BBVA´s stake in BBVA Chile (see Note 3).
[4]	(***) Amortiza tion accumulated until related asset reclassified as “non-current assets and disposal groups held for sale” .

Nota 21 - Non-current assets an

Nota 21 - Non-current assets and disposal groups classified as held for sale. Non-current assets and disposal groups classified as held for sale. Breakdown by items (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Non-current Assets Or Disposal Groups Classified As Held For Sale
Non Current Assets Or Disposal Groups Clasified As Held For Sale	€ 2,001	€ 23,853	€ 3,603
Foreclosure [Member] | Residential Use [Member]
Non-current Assets Or Disposal Groups Classified As Held For Sale
Non Current Assets Or Disposal Groups Clasified As Held For Sale	1,072	1,924	2,326
Foreclosure [Member] | Tertiary Use [Member]
Non-current Assets Or Disposal Groups Classified As Held For Sale
Non Current Assets Or Disposal Groups Clasified As Held For Sale	182	491	574
Foreclosure [Member] | Agricultural Use [Member]
Non-current Assets Or Disposal Groups Classified As Held For Sale
Non Current Assets Or Disposal Groups Clasified As Held For Sale	€ 19	€ 29	€ 41

Nota 21 - Non-current assets _2

Nota 21 - Non-current assets and disposal groups classified as held for sale. Non-current assets and disposal groups classified as held for sale Changes in the year (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Cost non current assets or disposal groups classified as held for sale abstract
Cost At The Beginning		€ 23,853	€ 3,603
Changes Impairment Abstract
Cost At The End		2,001	23,853	€ 3,603
Foreclosures [Member] | Carrying Amount Member
Cost non current assets or disposal groups classified as held for sale abstract
Cost At The Beginning		6,047	4,057	3,775
Changes Impairment Abstract
Additions other than through business combinations non current assets held for sale		637	791	582
Contributions From Merger Transactions Cost		0	0	0
Retirements (Sales And Other Decrease) Cost		(4,354)	(1,037)	(779)
Transfers Other Movements And Exchange Differences Cost		(195)	2,236	480
Cost At The End		2,135	6,047	4,057
Foreclosures [Member] | Impairment member
Cost non current assets or disposal groups classified as held for sale abstract
Cost At The Beginning		1,102	1,237	994
Changes Impairment Abstract
Additions other than through business combinations non current assets held for sale		195	143	129
Contributions From Merger Transactions Cost		0	0	0
Retirements (Sales And Other Decrease) Cost		(793)	(272)	(153)
Transfers Other Movements And Exchange Differences Cost		(22)	(6)	268
Cost At The End		482	1,102	1,237
Foreclosures [Member] | Net Non Current Assets as Held for Sale [Member]
Changes Impairment Abstract
Total non current assets or disposal groups classified as held for sale		1,653	4,945	2,820
Recoveries From Financial Leases [Member] | Carrying Amount Member
Cost non current assets or disposal groups classified as held for sale abstract
Cost At The Beginning		160	168	216
Changes Impairment Abstract
Additions other than through business combinations non current assets held for sale		55	45	57
Contributions From Merger Transactions Cost		0	0	0
Retirements (Sales And Other Decrease) Cost		(135)	(49)	(77)
Transfers Other Movements And Exchange Differences Cost		(4)	(4)	(28)
Cost At The End		76	160	168
Recoveries From Financial Leases [Member] | Impairment member
Cost non current assets or disposal groups classified as held for sale abstract
Cost At The Beginning		52	47	52
Changes Impairment Abstract
Additions other than through business combinations non current assets held for sale		11	14	3
Contributions From Merger Transactions Cost		0	0	0
Retirements (Sales And Other Decrease) Cost		(37)	(7)	(6)
Transfers Other Movements And Exchange Differences Cost		(4)	(2)	(2)
Cost At The End		22	52	47
Recoveries From Financial Leases [Member] | Net Non Current Assets as Held for Sale [Member]
Changes Impairment Abstract
Total non current assets or disposal groups classified as held for sale		54	108	121
For own use [Member] | Carrying Amount Member
Cost non current assets or disposal groups classified as held for sale abstract
Cost At The Beginning	[1]	371	1,065	626
Changes Impairment Abstract
Additions other than through business combinations non current assets held for sale	[1]	4	1	23
Contributions From Merger Transactions Cost	[1]	0	0	0
Retirements (Sales And Other Decrease) Cost	[1]	(227)	(131)	(170)
Transfers Other Movements And Exchange Differences Cost	[1]	241	(564)	586
Cost At The End	[1]	389	371	1,065
For own use [Member] | Impairment member
Cost non current assets or disposal groups classified as held for sale abstract
Cost At The Beginning	[1]	194	443	240
Changes Impairment Abstract
Additions other than through business combinations non current assets held for sale	[1]	2	1	5
Contributions From Merger Transactions Cost	[1]	0	0	0
Retirements (Sales And Other Decrease) Cost	[1]	(101)	(42)	(33)
Transfers Other Movements And Exchange Differences Cost	[1]	29	(208)	232
Cost At The End	[1]	124	194	443
For own use [Member] | Net Non Current Assets as Held for Sale [Member]
Changes Impairment Abstract
Total non current assets or disposal groups classified as held for sale		265	177	621
Other Assets [Member] | Carrying Amount Member
Cost non current assets or disposal groups classified as held for sale abstract
Cost At The Beginning	[2]	18,623	40	37
Changes Impairment Abstract
Additions other than through business combinations non current assets held for sale	[2]	0	0	0
Contributions From Merger Transactions Cost	[2]	0	0	0
Retirements (Sales And Other Decrease) Cost	[2]	(18,594)	0	3
Transfers Other Movements And Exchange Differences Cost	[2]	0	18,583	0
Cost At The End	[2]	29	18,623	40
Other Assets [Member] | Impairment member
Cost non current assets or disposal groups classified as held for sale abstract
Cost At The Beginning	[2]	0	0	0
Changes Impairment Abstract
Additions other than through business combinations non current assets held for sale	[2]	0	0	0
Contributions From Merger Transactions Cost	[2]	0	0	0
Retirements (Sales And Other Decrease) Cost	[2]	0	0	0
Transfers Other Movements And Exchange Differences Cost	[2]	0	0	0
Cost At The End	[2]	0	0	0
Other Assets [Member] | Net Non Current Assets as Held for Sale [Member]
Changes Impairment Abstract
Total non current assets or disposal groups classified as held for sale		29	18,623	40
Total [Member] | Carrying Amount Member
Cost non current assets or disposal groups classified as held for sale abstract
Cost At The Beginning		25,201	5,330	4,654
Changes Impairment Abstract
Additions other than through business combinations non current assets held for sale		696	837	662
Contributions From Merger Transactions Cost		0	0	0
Retirements (Sales And Other Decrease) Cost		(23,310)	(1,217)	(1,023)
Transfers Other Movements And Exchange Differences Cost		42	20,251	1,037
Cost At The End		2,629	25,201	5,330
Total [Member] | Impairment member
Cost non current assets or disposal groups classified as held for sale abstract
Cost At The Beginning		1,348	1,727	1,285
Changes Impairment Abstract
Additions other than through business combinations non current assets held for sale		208	158	136
Contributions From Merger Transactions Cost		0	0	0
Retirements (Sales And Other Decrease) Cost		(931)	(321)	(192)
Transfers Other Movements And Exchange Differences Cost		3	(216)	499
Cost At The End		628	1,348	1,727
Total [Member] | Net Non Current Assets as Held for Sale [Member]
Changes Impairment Abstract
Total non current assets or disposal groups classified as held for sale		€ 2,001	€ 23,853	€ 3,603
[1]	(*) Net of amortization accumulated until assets were reclassified as non-current assets held for sale .
[2]	(**) The variation corresponds mainly to the BBVA’s stake in BBVA Chile and the agreement with Cerberus to transfer the "Real Estate" business in Spain (see Note 3) .

Note 22 - Financial liabiliti_3

Note 22 - Financial liabilities at amortized cost (Details) - EUR (€) € in Millions		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Deposits
Deposits from cental banks	[1]	€ 27,281	€ 37,054	€ 34,740
Deposits from credit institutions		31,978	54,516	63,501
Customer deposits		375,970	376,379	401,465
Debt certificates, at amortized cost		61,112	63,915	76,375
Other financial liabilities, at amortized cost		12,844	11,850	13,129
FINANCIAL LIABILITIES AT AMORTIZED COST		€ 509,185	€ 543,713	€ 589,210
[1]	(*) As of December 31, 2018, balance relating to repurchase agreements in Central Banks is €375 million (see Note 35).

Note 22 - Financial liabiliti_4

Note 22 - Financial liabilities at amortized cost - Deposits from credit institutions (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Deposits From Banks [Line Items]
Deposits from credit institutions	€ 31,978	€ 54,516	€ 63,501
Deposits With Agreed Maturity [Member]
Deposits From Banks [Line Items]
Deposits from credit institutions	19,015	25,941	30,429
Demand Deposits [Member]
Deposits From Banks [Line Items]
Deposits from credit institutions	8,370	3,731	4,651
Repurchase Agreements [Member]
Deposits From Banks [Line Items]
Deposits from credit institutions	€ 4,593	€ 24,843	€ 28,420

Note 22 - Financial liabiliti_5

Note 22 - Financial liabilities at amortized cost - Deposits from credit institutions by geographical area and instrument (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	€ 31,978	€ 54,516	€ 63,501
Demand Deposits And Other [Member] | Issued in Euros [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	1,981	762	956
Demand Deposits And Other [Member] | Rest Of Europe [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	3,108	526	896
Demand Deposits And Other [Member] | Mexico [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	280	282	306
Demand Deposits And Other [Member] | South America [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	442	448	275
Demand Deposits And Other [Member] | United States [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	1,701	1,563	1,812
Demand Deposits And Other [Member] | Turkey [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	651	73	317
Demand Deposits And Other [Member] | Rest of the world [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	207	77	88
Demand Deposits And Other [Member] | Total [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	8,370	3,731	4,651
Deposits With Agreed Maturity [Member] | Issued in Euros [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	2,527	3,879	4,995
Deposits With Agreed Maturity [Member] | Rest Of Europe [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	6,903	12,592	13,751
Deposits With Agreed Maturity [Member] | Mexico [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	286	330	426
Deposits With Agreed Maturity [Member] | South America [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	1,892	2,538	3,294
Deposits With Agreed Maturity [Member] | United States [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	2,677	2,398	3,225
Deposits With Agreed Maturity [Member] | Turkey [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	669	836	1,140
Deposits With Agreed Maturity [Member] | Rest of the world [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	4,061	3,369	3,597
Deposits With Agreed Maturity [Member] | Total [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	19,015	25,941	30,429
Repurchase Agreements [Member] | Issued in Euros [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	55	878	817
Repurchase Agreements [Member] | Rest Of Europe [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	4,534	21,732	23,691
Repurchase Agreements [Member] | Mexico [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	0	1,817	2,931
Repurchase Agreements [Member] | South America [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	0	13	465
Repurchase Agreements [Member] | United States [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	0	0	3
Repurchase Agreements [Member] | Turkey [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	4	44	5
Repurchase Agreements [Member] | Rest of the world [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	0	360	509
Repurchase Agreements [Member] | Total [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	4,593	24,843	28,420
Total [Member] | Issued in Euros [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	4,563	5,518	6,768
Total [Member] | Rest Of Europe [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	14,545	34,849	38,338
Total [Member] | Mexico [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	566	2,429	3,663
Total [Member] | South America [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	2,335	2,999	4,035
Total [Member] | United States [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	4,379	3,961	5,040
Total [Member] | Turkey [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	1,323	953	1,463
Total [Member] | Rest of the world [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	4,268	3,806	4,194
Total [Member] | Total [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	€ 31,978	€ 54,516	€ 63,501

Note 22 - Financial liabiliti_6

Note 22 - Financial liabilities at amortized cost - Deposits from customers (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Deposits From Customers [Line Items]
Customer deposits	€ 375,970	€ 376,379	€ 401,465
General Government [Member] | Of Which: Domestic currency deposits from customers [Member]
Deposits From Customers [Line Items]
Customer deposits	26,459	23,210	21,396
Demand Deposits [Member] | Of Which: Domestic currency deposits from customers [Member]
Deposits From Customers [Line Items]
Customer deposits	238,907	223,497	212,604
Savings Accounts [Member] | Of Which: Domestic currency deposits from customers [Member]
Deposits From Customers [Line Items]
Customer deposits	105,257	116,538	153,388
Repurchase Agreements [Member] | Of Which: Domestic currency deposits from customers [Member]
Deposits From Customers [Line Items]
Customer deposits	1,207	9,076	13,514
Subordinated Accounts [Member] | Of Which: Domestic currency deposits from customers [Member]
Deposits From Customers [Line Items]
Customer deposits	220	194	233
Other Accounts [Member] | Of Which: Domestic currency deposits from customers [Member]
Deposits From Customers [Line Items]
Customer deposits	3,920	3,864	330
Total [Member]
Deposits From Customers [Line Items]
Customer deposits	375,970	376,379	401,465
Total [Member] | Of Which: Domestic currency deposits from customers [Member]
Deposits From Customers [Line Items]
Customer deposits	184,934	184,150	189,438
Total [Member] | Of Which: Foreign currency deposits from customers [Member]
Deposits From Customers [Line Items]
Customer deposits	€ 191,036	€ 192,229	€ 212,027

Note 22 - Financial liabiliti_7

Note 22 - Financial liabilities at amortized cost - Deposits from customers by geographical area and instruments (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	€ 375,970	€ 376,379	€ 401,465
Demand Deposits And Other By Geographical Area [Member] | Issued in Euros [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	138,236	123,382	102,730
Demand Deposits And Other By Geographical Area [Member] | Rest Of Europe [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	7,233	6,816	6,959
Demand Deposits And Other By Geographical Area [Member] | Mexico [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	38,383	36,492	36,468
Demand Deposits And Other By Geographical Area [Member] | South America [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	23,811	23,710	9,862
Demand Deposits And Other By Geographical Area [Member] | United States [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	41,222	36,728	26,997
Demand Deposits And Other By Geographical Area [Member] | Turkey [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	10,856	12,427	47,340
Demand Deposits And Other By Geographical Area [Member] | Rest of the world [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	831	1,028	1,190
Demand Deposits And Other By Geographical Area [Member] | Total [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	260,573	240,583	231,547
Deposits With Agreed Maturity By Geographical Area [Member] | Issued in Euros [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	28,165	39,513	56,391
Deposits With Agreed Maturity By Geographical Area [Member] | Rest Of Europe [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	14,415	13,372	19,683
Deposits With Agreed Maturity By Geographical Area [Member] | Mexico [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	11,837	11,622	10,647
Deposits With Agreed Maturity By Geographical Area [Member] | South America [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	14,159	15,053	28,328
Deposits With Agreed Maturity By Geographical Area [Member] | United States [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	21,317	21,436	23,023
Deposits With Agreed Maturity By Geographical Area [Member] | Turkey [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	22,564	24,237	14,971
Deposits With Agreed Maturity By Geographical Area [Member] | Rest of the world [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	1,731	1,484	3,382
Deposits With Agreed Maturity By Geographical Area [Member] | Total [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	114,188	126,716	156,425
Repurchase Agreements By Geographical Area [Member] | Issued in Euros [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	3	2,664	1,901
Repurchase Agreements By Geographical Area [Member] | Rest Of Europe [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	429	1,989	4,306
Repurchase Agreements By Geographical Area [Member] | Mexico [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	770	4,272	7,002
Repurchase Agreements By Geographical Area [Member] | South America [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	0	2	21
Repurchase Agreements By Geographical Area [Member] | United States [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	0	0	263
Repurchase Agreements By Geographical Area [Member] | Turkey [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	7	152	0
Repurchase Agreements By Geographical Area [Member] | Rest of the world [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	0	0	0
Repurchase Agreements By Geographical Area [Member] | Total [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	1,209	9,079	13,493
Total [Member] | Issued in Euros [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	166,403	165,559	161,022
Total [Member] | Rest Of Europe [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	22,077	22,177	30,949
Total [Member] | Mexico [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	50,991	52,387	54,117
Total [Member] | South America [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	37,970	38,764	38,211
Total [Member] | United States [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	62,539	58,164	50,282
Total [Member] | Turkey [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	33,427	36,815	62,311
Total [Member] | Rest of the world [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	2,563	2,511	4,572
Total [Member] | Total [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	€ 375,970	€ 376,379	€ 401,465

Note 22 - Financial liabiliti_8

Note 22 - Financial liabilities at amortized cost - Debt Securities issued (Details) - EUR (€) € in Millions		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Debt securities issued Line Items
Debt certificates, at amortized cost		€ 61,112	€ 63,915	€ 76,375
Issued in Euros [Member] | Promissory bills and notes
Debt securities issued Line Items
Debt certificates, at amortized cost		267	1,309	875
Issued in Euros [Member] | Non-convertible bonds and debentures at floating interest rates
Debt securities issued Line Items
Debt certificates, at amortized cost		9,638	9,418	8,766
Issued in Euros [Member] | Mortgage Covered bonds
Debt securities issued Line Items
Debt certificates, at amortized cost	[1]	15,809	16,425	24,845
Issued in Euros [Member] | Hybrid financial instruments
Debt securities issued Line Items
Debt certificates, at amortized cost		814	807	468
Issued in Euros [Member] | Securitization bonds made by the Group
Debt securities issued Line Items
Debt certificates, at amortized cost		1,630	2,295	3,693
Issued in Euros [Member] | Other securities
Debt securities issued Line Items
Debt certificates, at amortized cost		142	0	0
Issued in Euros [Member] | Subordinated Liabilities [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost		9,136	8,481	6,972
Issued in Euros [Member] | Convertible
Debt securities issued Line Items
Debt certificates, at amortized cost		5,490	4,500	4,070
Issued in Euros [Member] | Convertible perpetual securities
Debt securities issued Line Items
Debt certificates, at amortized cost		5,490	4,500	4,070
Issued in Euros [Member] | Convertible subordinated bonds
Debt securities issued Line Items
Debt certificates, at amortized cost		0	0	0
Issued in Euros [Member] | Non-Convertible
Debt securities issued Line Items
Debt certificates, at amortized cost		3,647	3,981	2,902
Issued in Euros [Member] | Preferred Stock Member [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost		107	107	359
Issued in Euros [Member] | Other subordinated liabilities
Debt securities issued Line Items
Debt certificates, at amortized cost		3,540	3,875	2,543
Issued in Euros [Member] | Total [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost		37,436	38,735	45,619
Issued in Foreign Currency [Member] | Promissory bills and notes
Debt securities issued Line Items
Debt certificates, at amortized cost		3,237	3,157	382
Issued in Foreign Currency [Member] | Non-convertible bonds and debentures at floating interest rates
Debt securities issued Line Items
Debt certificates, at amortized cost		9,335	11,109	15,134
Issued in Foreign Currency [Member] | Mortgage Covered bonds
Debt securities issued Line Items
Debt certificates, at amortized cost		569	650	149
Issued in Foreign Currency [Member] | Hybrid financial instruments
Debt securities issued Line Items
Debt certificates, at amortized cost		1,455	1,809	2,059
Issued in Foreign Currency [Member] | Securitization bonds made by the Group
Debt securities issued Line Items
Debt certificates, at amortized cost		38	47	3,019
Issued in Foreign Currency [Member] | Other securities
Debt securities issued Line Items
Debt certificates, at amortized cost		544	0	0
Issued in Foreign Currency [Member] | Subordinated Liabilities [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost		8,499	8,407	10,016
Issued in Foreign Currency [Member] | Convertible
Debt securities issued Line Items
Debt certificates, at amortized cost		873	2,085	1,548
Issued in Foreign Currency [Member] | Convertible perpetual securities
Debt securities issued Line Items
Debt certificates, at amortized cost		873	2,085	1,548
Issued in Foreign Currency [Member] | Convertible subordinated bonds
Debt securities issued Line Items
Debt certificates, at amortized cost		0	0	0
Issued in Foreign Currency [Member] | Non-Convertible
Debt securities issued Line Items
Debt certificates, at amortized cost		7,626	6,323	8,467
Issued in Foreign Currency [Member] | Preferred Stock Member [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost		74	55	620
Issued in Foreign Currency [Member] | Other subordinated liabilities
Debt securities issued Line Items
Debt certificates, at amortized cost		7,552	6,268	7,846
Issued in Foreign Currency [Member] | Total [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost		23,676	25,180	30,759
Total [Member] | Total [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost		€ 61,112	€ 63,915	€ 76,375
[1]	(*) Including mortgage-covered bonds (see Appendix III).

Note 22 - Financial liabiliti_9

Note 22 - Financial liabilities at amortized cost- Bonds and deventures issued (Details) € in Millions, $ in Millions		Dec. 31, 2018EUR (€)	Dec. 31, 2017EUR (€)	Nov. 14, 2017USD ($)	May 24, 2017EUR (€)	Dec. 31, 2016EUR (€)	Apr. 30, 2016USD ($)	Feb. 28, 2015USD ($)	Feb. 28, 2014USD ($)	Apr. 01, 2013USD ($)
Other Capital Instruments Line Items
Amount Issued				$ 1,000	€ 500		$ 1,000	$ 1,500	$ 1,500	$ 1,500
Preferred Stock Member [Member] | BBVA International Preferred S A U [Member]
Other Capital Instruments Line Items
Amount Issued	[1]	€ 35	€ 36			€ 855
Preferred Stock Member [Member] | Unnim Group [Member]
Other Capital Instruments Line Items
Amount Issued	[2]	98	98			100
Preferred Stock Member [Member] | Compass Group [Member]
Other Capital Instruments Line Items
Amount Issued		19	19			22
Preferred Stock Member [Member] | BBVA Colombia S A[Member]
Other Capital Instruments Line Items
Amount Issued		19	1			1
Preferred Stock Member [Member] | Others [Member]
Other Capital Instruments Line Items
Amount Issued		9	9			1
Preferred Stock Member [Member] | Total [Member]
Other Capital Instruments Line Items
Amount Issued		€ 181	€ 163			€ 979
[1]	(1) Listed on the London and New York stock exchanges.
[2]	(2) Unnim Group: Issuances prior to the acquisition by BBVA.

Note 22 - Financial liabilit_10

Note 22 - Financial liabilities at amortized cost - Other financial liabilities (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Other Financial Liabilities Line Items
Other financial liabilities, at amortized cost	€ 12,844	€ 11,850	€ 13,129
Creditors For Other Financial Liabilities Member [Member]
Other Financial Liabilities Line Items
Other financial liabilities, at amortized cost	2,891	2,835	3,465
Collection Accounts Member [Member]
Other Financial Liabilities Line Items
Other financial liabilities, at amortized cost	4,305	3,452	2,768
Creditors For Other Payment Obligations Member [Member]
Other Financial Liabilities Line Items
Other financial liabilities, at amortized cost	5,648	5,563	6,370
Dividend Payable But Pending Payment Member [Member]
Other Financial Liabilities Line Items
Other financial liabilities, at amortized cost	0	0	525
Total [Member]
Other Financial Liabilities Line Items
Other financial liabilities, at amortized cost	€ 12,844	€ 11,850	€ 13,129

Note 23 - Assets and Liabilit_3

Note 23 - Assets and Liabilities under reinsurance and insurance contracts (Details)	12 Months Ended
	Dec. 31, 2018
Assets and Liabilities Under reinsurance and insurance contracts
The disclosure of information to evaluate the nature and extent of risks arising from insurance contracts	The insurance business is affected by different risks, including those that are related to the BBVA Group such as credit risk, market risk, liquidity risk and operational risk and the methodology for risk measurement applied in the insurance activity is similar (see Note 7), although it has a differentiated management due to the particular characteristics of the insurance business, such as the coverage of contracted obligations and the long term of the commitments. Additionally, the insurance business generates certain specific risks, of a probabilistic nature: Technical risk: arises from deviations in the estimation of the casualty rate of insurances, either in terms of numbers, the amount of such claims and the timing of its occurrence. Biometric risk: depending on the deviations in the expected mortality behavior or the survival of the insured persons. The insurance industry is highly regulated in each country. In this regard, it should be noted that the insurance industry is undergoing a gradual regulatory transformation through new risk-based capital regulations, which have already been published in several countries. The most significant provisions recognized by consolidated insurance subsidiaries with respect to insurance policies issued by them are under the heading “Liabilities under insurance and reinsurance contracts” in the accompanyi ng consolidated balance sheets.

Note 23 - Assets and Liabilit_4

Note 23 - Assets and Liabilities under reinsurance and insurance contracts - Technical Reserves by type of insurance product (Details) - EUR (€) € in Millions		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		€ 9,834	€ 9,223	€ 9,139
INSURANCE OR REINSURANCE ASSETS		366	421	447
Mathematical reserves [Member] | Total [Member]
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		8,504	7,961	7,813
Individual Life Insurance [Member] | Savings Accounts [Member]
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		5,180	4,391	3,943
Individual Life Insurance [Member] | Risk Member
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		1,021	967	848
Individual Life Insurance [Member] | Others [Member]
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		0	1	0
Individual Life Insurance [Member] | Total [Member]
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS	[1]	6,201	5,359	4,791
Group Insurance [Member] | Savings Accounts [Member]
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		2,210	2,455	2,801
Group Insurance [Member] | Risk Member
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		93	147	221
Group Insurance [Member] | Others [Member]
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		0	0	0
Group Insurance [Member] | Total [Member]
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS	[2]	2,303	2,601	3,022
Provision for unpaid claims reported [Member] | Total [Member]
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		662	631	691
Provisions for unexpired risks and other provisions [Member] | Total [Member]
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		668	631	635
Total [Member] | Total [Member]
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		€ 9,834	€ 9,223	€ 9,139
[1]	(1) Provides coverage in the event of death or disability.
[2]	(2) The insurance policies purchased by employers (other than BBVA Group) on behalf of its employees .

Note 23 - Assets and Liabilit_5

Note 23 - Assets and Liabilities under reinsurance and insurance contracts. Cash flows of Liabilities under Reinsurance and reinsurance contracts (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Cash flows of Liabilities under Reinsurance and reinsurance contracts Line Items
LIABILITIES UNDER INSURANCE CONTRACTS	€ 9,834	€ 9,223	€ 9,139
No later than one year [Member]
Cash flows of Liabilities under Reinsurance and reinsurance contracts Line Items
LIABILITIES UNDER INSURANCE CONTRACTS	1,686	1,560	1,705
Later than one year and not later than three years member
Cash flows of Liabilities under Reinsurance and reinsurance contracts Line Items
LIABILITIES UNDER INSURANCE CONTRACTS	1,041	1,119	1,214
Later than three year and not later than five years [Member]
Cash flows of Liabilities under Reinsurance and reinsurance contracts Line Items
LIABILITIES UNDER INSURANCE CONTRACTS	1,822	1,502	1,482
Later Than Five Years [Member]
Cash flows of Liabilities under Reinsurance and reinsurance contracts Line Items
LIABILITIES UNDER INSURANCE CONTRACTS	5,285	5,042	4,738
Total [Member]
Cash flows of Liabilities under Reinsurance and reinsurance contracts Line Items
LIABILITIES UNDER INSURANCE CONTRACTS	€ 9,834	€ 9,223	€ 9,139

Note 23 - Assets and Liabilit_6

Note 23 - Assets and Liabilities under reinsurance and insurance contracts. Mathematical Reserves (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Matematical Reserves Line Items
INSURANCE OR REINSURANCE ASSETS	€ 366	€ 421	€ 447
Spain | Group Insurance [Member]
Matematical Reserves Line Items
Mortality Table	PERMF 2000
Average Technical Interest Type	Depending on the related portfolio
Spain | Individual Insurance [Member]
Matematical Reserves Line Items
Mortality Table	GRMF 80-2 GKM 80 / GKMF 95 PERMF 2000 PASEM
Average Technical Interest Type	0.26%-3.27%
Mexico [Member] | Group Insurance [Member]
Matematical Reserves Line Items
Mortality Table	Tables of the Comisión Nacional de Seguros y Fianzas 2000-grupo
Average Technical Interest Type	5.50%
Mexico [Member] | Individual Insurance [Member]
Matematical Reserves Line Items
Mortality Table	Tables of the Comisión Nacional de Seguros y Fianzas 2000-individual
Average Technical Interest Type	2.50%

Note 24 - Provisions. Provision

Note 24 - Provisions. Provisions Breakdown By Conceps (Details) - EUR (€) € in Millions		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Provisions or reversal of provisions Abstract
Pensions and other post employment defined Benefit Obligations	[1]	€ 4,787	€ 5,407	€ 6,025
Other long term employee benefits		62	67	69
Provisions for taxes and other legal contingencies		686	756	418
Provisions for contingent risks and commitments		636	578	950
Other Provisions		601	669	1,609
PROVISIONS		€ 6,772	€ 7,477	€ 9,071
[1]	(3) Recorded under the heading “Provisions - Provisions for pensions and similar obligations” of the consolidated balance sheet (see Note 24).

Note 24 - Provisions. Provisi_2

Note 24 - Provisions. Provisions for Employee Benefits. Changes Over the Period (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018		Dec. 31, 2017	Dec. 31, 2016
Provision or reversal of provisions line items
Pensions and other post employment at the beginning	[1]	€ 5,407		€ 6,025
Changes In Provisions For Pensions And Similar Obligations Abstract
Interest and similar expenses		(119)		(125)	€ (96)
Defined benefit plans		58		62	67
Pensions and other post employment at the end	[1]	4,787		5,407	6,025
Total [Member]
Provision or reversal of provisions line items
Pensions and other post employment at the beginning		5,407		6,025	6,299
Changes In Provisions For Pensions And Similar Obligations Abstract
Charges to income for the year Provisions for Pensions and Similar Obligations Balance		126		391	402
Interest and similar expenses		78		71	96
Defined benefit plans		58		62	67
Provision Expenses		(10)		258	239
Remeasurement, Charges to equity		41	[2]	140	339
Transfers and other changes Provisions for Pensions and Similar Obligations Balance		95		(264)	66
Benefit Payments		(779)		(861)	(926)
Employer Contributions		(103)		(25)	(154)
Pensions and other post employment at the end		€ 4,787		€ 5,407	€ 6,025
[1]	(3) Recorded under the heading “Provisions - Provisions for pensions and similar obligations” of the consolidated balance sheet (see Note 24).
[2]	(1) Correspond to actuarial losses (gains) arising from certain defined-benefit post-employment pension commitments and other similar benefits recognized in “Equity” (see Note 2.2.12).

Note 24 - Provisions. Provisi_3

Note 24 - Provisions. Provisions for Taxes, Legal Contingents and Other Provisions. Changes Over the Period (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Provisions or reversal of provisions Abstract
Total Provisions for Taxes, Legal Contingents and Other Provisions at the beginning	€ 1,425	€ 2,028	€ 1,771
Charges to income for the year Provisions for Taxes, Legal Contingents and Other Provisions	455	868	1,109
Acquisition Of Subsidiaries	0	0	0
Unused Amounts Reversed During the Period	(184)	(164)	(311)
Amount used and other variations	(410)	(1,306)	(540)
Total Provisions for Taxes, Legal Contingents and Other Provisions at the end	€ 1,286	€ 1,425	€ 2,028
Ongoing legal proceedings and litigation
Description of the legal situation of the clauses of limitation of interest rates in mortgage loans with consumers	The financial sector faces an environment of increasing regulatory and litigious pressure. In this environment, the different Group’s entities are often parties to individual or collective legal proceedings arising from the ordinary activity of their businesses. In accordance with the procedural status of these proceedings and according to the criteria of the attorneys who manage them, BBVA considers that none of them is material, individually or in aggregate, and that no significant impact will derive from them neither in the results of operations nor on liquidity, nor in the financial position at a consolidated level of the Group, as at the level of the individual Bank. The Group Management considers that the provisions made in connection with these legal proceedings are adequate.

Note 25 - Post-employment and_3

Note 25 - Post-employment and other employee benefit commitments. Net Defined Benefit Liability (asset) on the Balance Sheet (Details) - EUR (€) € in Millions		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Post-employment and other employee benefit commitments
Pension Commitments		€ 4,678	€ 4,969	€ 5,277
Early retirement commitments		1,793	2,210	2,559
Medical benefits commitments		1,114	1,204	1,015
Other long term employee benefits		62	67	69
Total commitments		7,647	8,451	8,920
Pension plan assets		1,694	1,892	1,909
Medical benefit plan assets		1,146	1,114	1,113
Total plan assets	[1]	2,840	3,006	3,022
Surplus Deficit In Plan		4,807	5,445	5,898
Net asset on the balance sheet	[2]	(41)	(27)	(194)
Pensions and other post employment defined Benefit Obligations	[3]	4,787	5,407	6,025
Additional Plan Assets Not Recogniced In Balance Statement Turkey	[4]	62	€ 67	€ 69
Amount of the additional asset in turkey holding by the foundation responsible for managing the benefit commitments		€ 181
[1]	(1) In Turkey, the foundation responsible for managing the benefit commitments holds an additional asset of 181 € million which, in accordance with IFRS regarding the asset ceiling, has not been recognized in the Consolidated Financial Statements, because although it could be used to reduce future pension contributions it could not be immediately refunded to the employer.
[2]	(2) Recorded under the heading “Other Assets - Other” of the consolidated balance sheet (see Note 20).
[3]	(3) Recorded under the heading “Provisions - Provisions for pensions and similar obligations” of the consolidated balance sheet (see Note 24).
[4]	(4) Recorded under the heading “Provisions – Other long-term employee benefits” of the consolidated balance sheet.

Note 25 - Post-employment and_4

Note 25 - Post-employment and other employee benefit commitments. Consolidated Income Statement Impact (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Post-employment and other employee benefit commitments
Net Interest Expense on Cost attributable to Pensions Funds		€ 78	€ 71	€ 96
Interest Expenses Benefit Commitments		295	294	303
Interest Income Benefit Commitments		(217)	(223)	(207)
Personel Expenses Benefit Commitments		147	149	154
Employer contributions		89	87	87
Post Employments Benefit Expense Defined Benefit Plans		58	62	67
Provisions Consolidated Income Statement Impact		125	343	332
Early Retirement Expense		141	227	236
Past service costs		(33)	3	(2)
Remeasurements	[1]	(10)	31	3
Other effects		28	82	95
Total Impact on Profit and Loss Benefit Commitments		€ 350	€ 563	€ 582
[1]	(*) Actuarial losses (gains) on remeasurement of the net defined benefit liability relating to early retirements in Spain and other long-term employee benefits that are charged to the income statements (see Note 2.2.12).

Note 25 - Post-employment and_5

Note 25 - Post-employment and other employee benefit commitments. Equity Impact (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Breakdown of remeasurement total effect in equity Line Items
Remeasurement, charges to equity	€ 34	€ 140	€ 356
Defined benefit plans impact on equity [Member]
Breakdown of remeasurement total effect in equity Line Items
Remeasurement, charges to equity	81	(40)	237
Post employent medical beneficts [Member]
Breakdown of remeasurement total effect in equity Line Items
Remeasurement, charges to equity	€ (47)	€ 179	€ 119

Note 25 - Post-employment and_6

Note 25 - Post-employment and other employee benefit commitments. Defined Benefits (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018		Dec. 31, 2017	Dec. 31, 2016
Changes In Net Defined Benefit Liability Asset Abstract
Employer contributions		€ 89		€ 87	€ 87
Past service costs		(33)		3	(2)
Remeasurements	[1]	(10)		31	3
Other effects		28		82	95
Provisions to postemplyment benefit commitments for members of the borard of directors and the banks management		332
Commitments To Former Members Of Board Of Directors And Management		€ 1,793		2,210	2,559
Number of emplyees who acept the option to take retirement or early retirement earlier than the age stipulated in the collective labor agreement in force		In addition, during the year 2018, Group entities in Spain offered certain employees the option to take retirement or early retirement (that is, earlier than the age stipulated in the collective labor agreement in force). This offer was accepted by 489 employees (731 and 613 employees during years 2017 and 2016, respectively). These commitments include the compensation and indemnities due as well as the contributions payable to external pension funds during the early retirement period
Long Term Defined Benefit Commitments [Member] | Present Value Of Defined Benefit Obligation Member | Spain
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		€ 5,442		6,157
Changes In Net Defined Benefit Liability Asset Abstract
Liability Asset Of Defined Benefit Plans at the end		4,807		5,442	6,157
Long Term Defined Benefit Commitments [Member] | Present Value Of Defined Benefit Obligation Member | Mexico [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		1,661		1,456
Changes In Net Defined Benefit Liability Asset Abstract
Liability Asset Of Defined Benefit Plans at the end		1,615		1,661	1,456
Long Term Defined Benefit Commitments [Member] | Present Value Of Defined Benefit Obligation Member | United States [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		360		385
Changes In Net Defined Benefit Liability Asset Abstract
Liability Asset Of Defined Benefit Plans at the end		326		360	385
Long Term Defined Benefit Commitments [Member] | Present Value Of Defined Benefit Obligation Member | Turkey [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		520		447
Changes In Net Defined Benefit Liability Asset Abstract
Liability Asset Of Defined Benefit Plans at the end		422		520	447
Long Term Defined Benefit Commitments [Member] | Present Value Of Defined Benefit Obligation Member | Total [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		8,384		8,851	9,184
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		61		64	67
Interest income or expense		292		290	299
Contributions by plan participants		4		4	5
Employer contributions		0		0	0
Past service costs		109	[2]	231	235
Remeasurements		(263)		331	354
Return on plan assets		0	[3]	0	0
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		14		100	107
From changes in financial assumptions		(274)		220	106
Other actuarial gain and losses		(3)		12	141
Benefit payments		(979)		(1,029)	(1,052)
Settlement payments		0		0	(43)
Business combinations and disposals		0		0	0
Effect on changes in foreign exchange rates		(31)		(278)	(282)
Other effects		10		(1)	84
Liability Asset Of Defined Benefit Plans at the end		7,585		8,384	8,851
Long Term Defined Benefit Commitments [Member] | Plan Assets Member | Spain
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		320		358
Changes In Net Defined Benefit Liability Asset Abstract
Liability Asset Of Defined Benefit Plans at the end		260		320	358
Long Term Defined Benefit Commitments [Member] | Plan Assets Member | Mexico [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		1,602		1,627
Changes In Net Defined Benefit Liability Asset Abstract
Liability Asset Of Defined Benefit Plans at the end		1,587		1,602	1,627
Long Term Defined Benefit Commitments [Member] | Plan Assets Member | United States [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		309		339
Changes In Net Defined Benefit Liability Asset Abstract
Liability Asset Of Defined Benefit Plans at the end		287		309	339
Long Term Defined Benefit Commitments [Member] | Plan Assets Member | Turkey [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		424		348
Changes In Net Defined Benefit Liability Asset Abstract
Liability Asset Of Defined Benefit Plans at the end		339		424	348
Long Term Defined Benefit Commitments [Member] | Plan Assets Member | Total [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		3,006		3,022	3,124
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		0		0	0
Interest income or expense		217		223	207
Contributions by plan participants		3		4	5
Employer contributions		103		25	154
Past service costs		0	[2]	0	0
Remeasurements		(286)		161	(5)
Return on plan assets		(286)	[3]	161	(20)
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0		0	0
From changes in financial assumptions		0		0	0
Other actuarial gain and losses		0		0	15
Benefit payments		(200)		(169)	(169)
Settlement payments		0		0	0
Business combinations and disposals		0		0	0
Effect on changes in foreign exchange rates		(9)		(258)	(293)
Other effects		6		(1)	0
Liability Asset Of Defined Benefit Plans at the end		2,840		3,006	3,022
Long Term Defined Benefit Commitments [Member] | Net Benefit Liability Asset [Member] | Spain
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		5,122		5,799
Changes In Net Defined Benefit Liability Asset Abstract
Liability Asset Of Defined Benefit Plans at the end		4,547		5,122	5,799
Long Term Defined Benefit Commitments [Member] | Net Benefit Liability Asset [Member] | Mexico [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		60		(171)
Changes In Net Defined Benefit Liability Asset Abstract
Liability Asset Of Defined Benefit Plans at the end		28		60	(171)
Long Term Defined Benefit Commitments [Member] | Net Benefit Liability Asset [Member] | United States [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		51		46
Changes In Net Defined Benefit Liability Asset Abstract
Liability Asset Of Defined Benefit Plans at the end		39		51	46
Long Term Defined Benefit Commitments [Member] | Net Benefit Liability Asset [Member] | Turkey [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		96		99
Changes In Net Defined Benefit Liability Asset Abstract
Liability Asset Of Defined Benefit Plans at the end		83		96	99
Long Term Defined Benefit Commitments [Member] | Net Benefit Liability Asset [Member] | Total [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		5,378		5,829	6,060
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		61		64	67
Interest income or expense		76		68	92
Contributions by plan participants		1		0	0
Employer contributions		(103)		(25)	(154)
Past service costs		109	[2]	231	235
Remeasurements		21		171	359
Return on plan assets		286	[3]	(161)	20
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		14		100	107
From changes in financial assumptions		(274)		220	106
Other actuarial gain and losses		(5)		12	125
Benefit payments		(779)		(861)	(883)
Settlement payments		0		0	(43)
Business combinations and disposals		0		0	0
Effect on changes in foreign exchange rates		(22)		(19)	11
Other effects		4		0	84
Liability Asset Of Defined Benefit Plans at the end		4,745		5,378	5,829
Medical Benefit Commitment [Member] | Present Value Of Defined Benefit Obligation Member | Total [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		1,204		1,015	1,022
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		27		26	24
Interest income or expense		116		101	86
Contributions by plan participants		0		0	0
Employer contributions		0		0	0
Past service costs		(42)		(11)	(5)
Remeasurements		(210)		200	59
Return on plan assets		0		0	0
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0		83	110
From changes in financial assumptions		(182)		128	(91)
Other actuarial gain and losses		(28)		(10)	39
Benefit payments		(34)		(35)	(33)
Settlement payments		0		0	0
Business combinations and disposals		0		0	0
Effect on changes in foreign exchange rates		62		(92)	(138)
Other effects		(9)		0	0
Liability Asset Of Defined Benefit Plans at the end		1,114		1,204	1,015
Medical Benefit Commitment [Member] | Plan Assets Member | Total [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		1,114		1,113	1,149
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		0		0	0
Interest income or expense		109		112	97
Contributions by plan participants		0		0	0
Employer contributions		71		0	114
Past service costs		0		0	0
Remeasurements		(164)		21	(60)
Return on plan assets		(164)		21	(60)
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0		0	0
From changes in financial assumptions		0		0	0
Other actuarial gain and losses		0		0	0
Benefit payments		(33)		(33)	(30)
Settlement payments		0		0	0
Business combinations and disposals		0		0	0
Effect on changes in foreign exchange rates		59		(100)	(156)
Other effects		(9)		0	0
Liability Asset Of Defined Benefit Plans at the end		1,146		1,114	1,113
Medical Benefit Commitment [Member] | Net Benefit Liability Asset [Member] | Total [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		91		(98)	(127)
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		27		26	24
Interest income or expense		8		(11)	(11)
Contributions by plan participants		0		0	0
Employer contributions		(71)		0	(114)
Past service costs		(42)		(11)	(5)
Remeasurements		(47)		179	119
Return on plan assets		164		(21)	60
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0		83	110
From changes in financial assumptions		(182)		128	(91)
Other actuarial gain and losses		(28)		(10)	39
Benefit payments		(1)		(2)	(2)
Settlement payments		0		0	0
Business combinations and disposals		0		0	0
Effect on changes in foreign exchange rates		3		8	18
Other effects		0		0	0
Liability Asset Of Defined Benefit Plans at the end		(32)		91	(98)
Post Employment And Other Employee Benefit Commitments [Member] | Present Value Of Defined Benefit Obligation Member | Spain
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		5,442
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		4
Interest income or expense		64
Contributions by plan participants		0
Employer contributions		0
Past service costs		148
Remeasurements		(32)
Return on plan assets		0
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0
From changes in financial assumptions		0
Other actuarial gain and losses		(32)
Benefit payments		(824)
Settlement payments		0
Business combinations and disposals		0
Effect on changes in foreign exchange rates		0
Other effects		5
Liability Asset Of Defined Benefit Plans at the end		4,807		5,442
Post Employment And Other Employee Benefit Commitments [Member] | Present Value Of Defined Benefit Obligation Member | Mexico [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		470
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		5
Interest income or expense		44
Contributions by plan participants		0
Employer contributions		0
Past service costs		(1)
Remeasurements		18
Return on plan assets		0
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0
From changes in financial assumptions		(9)
Other actuarial gain and losses		27
Benefit payments		(48)
Settlement payments		0
Business combinations and disposals		0
Effect on changes in foreign exchange rates		25
Other effects		(2)
Liability Asset Of Defined Benefit Plans at the end		512		470
Post Employment And Other Employee Benefit Commitments [Member] | Present Value Of Defined Benefit Obligation Member | United States [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		360
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		0
Interest income or expense		13
Contributions by plan participants		0
Employer contributions		0
Past service costs		0
Remeasurements		(28)
Return on plan assets		0
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		(1)
From changes in financial assumptions		(28)
Other actuarial gain and losses		1
Benefit payments		(35)
Settlement payments		0
Business combinations and disposals		0
Effect on changes in foreign exchange rates		17
Other effects		(1)
Liability Asset Of Defined Benefit Plans at the end		326		360
Post Employment And Other Employee Benefit Commitments [Member] | Present Value Of Defined Benefit Obligation Member | Turkey [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		520
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		21
Interest income or expense		47
Contributions by plan participants		3
Employer contributions		0
Past service costs		2
Remeasurements		(18)
Return on plan assets		0
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0
From changes in financial assumptions		(45)
Other actuarial gain and losses		29
Benefit payments		(21)
Settlement payments		0
Business combinations and disposals		0
Effect on changes in foreign exchange rates		(134)
Other effects		0
Liability Asset Of Defined Benefit Plans at the end		422		520
Post Employment And Other Employee Benefit Commitments [Member] | Present Value Of Defined Benefit Obligation Member | Rest of the world [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		387
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		4
Interest income or expense		9
Contributions by plan participants		1
Employer contributions		0
Past service costs		2
Remeasurements		3
Return on plan assets		0
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		15
From changes in financial assumptions		(12)
Other actuarial gain and losses		0
Benefit payments		(18)
Settlement payments		0
Business combinations and disposals		0
Effect on changes in foreign exchange rates		(2)
Other effects		17
Liability Asset Of Defined Benefit Plans at the end		402		387
Post Employment And Other Employee Benefit Commitments [Member] | Plan Assets Member | Spain
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		320
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		0
Interest income or expense		5
Contributions by plan participants		0
Employer contributions		0
Past service costs		0
Remeasurements		(4)
Return on plan assets		(4)
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0
From changes in financial assumptions		0
Other actuarial gain and losses		0
Benefit payments		(61)
Settlement payments		0
Business combinations and disposals		0
Effect on changes in foreign exchange rates		0
Other effects		0
Liability Asset Of Defined Benefit Plans at the end		260		320
Post Employment And Other Employee Benefit Commitments [Member] | Plan Assets Member | Mexico [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		488
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		0
Interest income or expense		46
Contributions by plan participants		0
Employer contributions		0
Past service costs		0
Remeasurements		(70)
Return on plan assets		(70)
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0
From changes in financial assumptions		0
Other actuarial gain and losses		0
Benefit payments		(47)
Settlement payments		0
Business combinations and disposals		0
Effect on changes in foreign exchange rates		26
Other effects		(1)
Liability Asset Of Defined Benefit Plans at the end		441		488
Post Employment And Other Employee Benefit Commitments [Member] | Plan Assets Member | United States [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		309
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		0
Interest income or expense		11
Contributions by plan participants		0
Employer contributions		2
Past service costs		0
Remeasurements		(17)
Return on plan assets		(17)
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0
From changes in financial assumptions		0
Other actuarial gain and losses		0
Benefit payments		(33)
Settlement payments		0
Business combinations and disposals		0
Effect on changes in foreign exchange rates		15
Other effects		0
Liability Asset Of Defined Benefit Plans at the end		287		309
Post Employment And Other Employee Benefit Commitments [Member] | Plan Assets Member | Turkey [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		424
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		0
Interest income or expense		39
Contributions by plan participants		3
Employer contributions		13
Past service costs		0
Remeasurements		(21)
Return on plan assets		(21)
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0
From changes in financial assumptions		0
Other actuarial gain and losses		0
Benefit payments		(10)
Settlement payments		0
Business combinations and disposals		0
Effect on changes in foreign exchange rates		(108)
Other effects		0
Liability Asset Of Defined Benefit Plans at the end		339		424
Post Employment And Other Employee Benefit Commitments [Member] | Plan Assets Member | Rest of the world [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		351
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		0
Interest income or expense		7
Contributions by plan participants		1
Employer contributions		18
Past service costs		0
Remeasurements		(11)
Return on plan assets		(11)
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0
From changes in financial assumptions		0
Other actuarial gain and losses		0
Benefit payments		(15)
Settlement payments		0
Business combinations and disposals		0
Effect on changes in foreign exchange rates		(1)
Other effects		17
Liability Asset Of Defined Benefit Plans at the end		366		351
Post Employment And Other Employee Benefit Commitments [Member] | Net Benefit Liability Asset [Member] | Spain
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		5,122		5,799	6,109
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		4		4	10
Interest income or expense		59		73	98
Contributions by plan participants		0		0	0
Employer contributions		0		0	0
Past service costs		148		235	240
Remeasurements		(28)		(67)	188
Return on plan assets		4		(21)	(35)
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0		0	0
From changes in financial assumptions		0		(33)	192
Other actuarial gain and losses		(32)		(13)	31
Benefit payments		(763)		(842)	(867)
Settlement payments		0		0	(43)
Business combinations and disposals		0		0	0
Effect on changes in foreign exchange rates		0		0	0
Other effects		5		2	63
Liability Asset Of Defined Benefit Plans at the end		4,547		5,122	5,799
Post Employment And Other Employee Benefit Commitments [Member] | Net Benefit Liability Asset [Member] | Mexico [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		(18)		(59)	(79)
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		5		5	6
Interest income or expense		(2)		(6)	(7)
Contributions by plan participants		0		0	0
Employer contributions		0		(1)	(14)
Past service costs		(1)		1	1
Remeasurements		88		38	23
Return on plan assets		70		(10)	23
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0		22	2
From changes in financial assumptions		(9)		18	(22)
Other actuarial gain and losses		27		7	19
Benefit payments		0		(1)	0
Settlement payments		0		0	0
Business combinations and disposals		0		0	0
Effect on changes in foreign exchange rates		(1)		5	10
Other effects		0		0	0
Liability Asset Of Defined Benefit Plans at the end		71		(18)	(59)
Post Employment And Other Employee Benefit Commitments [Member] | Net Benefit Liability Asset [Member] | United States [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		51		46	35
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		0		3	4
Interest income or expense		2		1	1
Contributions by plan participants		0		0	0
Employer contributions		(2)		0	(1)
Past service costs		0		0	0
Remeasurements		(11)		9	10
Return on plan assets		17		(11)	3
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		(1)		(2)	(5)
From changes in financial assumptions		(28)		22	13
Other actuarial gain and losses		1		0	(1)
Benefit payments		(2)		(2)	(3)
Settlement payments		0		0	0
Business combinations and disposals		0		0	0
Effect on changes in foreign exchange rates		2		(5)	2
Other effects		(1)		(1)	(3)
Liability Asset Of Defined Benefit Plans at the end		39		51	46
Post Employment And Other Employee Benefit Commitments [Member] | Net Benefit Liability Asset [Member] | Turkey [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		96		99	97
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		21		21	22
Interest income or expense		8		9	8
Contributions by plan participants		0		0	0
Employer contributions		(13)		(16)	(17)
Past service costs		2		4	4
Remeasurements		3		12	8
Return on plan assets		21		(101)	(23)
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		0		0	0
From changes in financial assumptions		(45)		81	(23)
Other actuarial gain and losses		29		32	54
Benefit payments		(11)		(11)	(9)
Settlement payments		0		0	0
Business combinations and disposals		0		0	0
Effect on changes in foreign exchange rates		(26)		(21)	(15)
Other effects		0		0	0
Liability Asset Of Defined Benefit Plans at the end		83		96	99
Post Employment And Other Employee Benefit Commitments [Member] | Net Benefit Liability Asset [Member] | Rest of the world [Member]
Disclosure Of Net Defined Benefit Liability Asset Line Items
Liability Asset Of Defined Benefit Plans at the beginning		36		42	24
Changes In Net Defined Benefit Liability Asset Abstract
Current service cost t		4		5	5
Interest income or expense		2		2	2
Contributions by plan participants		1		0	0
Employer contributions		(18)		(8)	(9)
Past service costs		2		3	(4)
Remeasurements		14		(1)	11
Return on plan assets		11		2	(8)
ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset		15		(3)	(1)
From changes in financial assumptions		(12)		4	37
Other actuarial gain and losses		0		(4)	(17)
Benefit payments		(3)		(3)	(2)
Settlement payments		0		0	0
Business combinations and disposals		0		0	0
Effect on changes in foreign exchange rates		(1)		(5)	(4)
Other effects		0		(1)	20
Liability Asset Of Defined Benefit Plans at the end		€ 35		€ 36	€ 42
[1]	(*) Actuarial losses (gains) on remeasurement of the net defined benefit liability relating to early retirements in Spain and other long-term employee benefits that are charged to the income statements (see Note 2.2.12).
[2]	(1) In cluding gains and losses arising from settleme nts.
[3]	(2) Excluding interest, which is recorded under "Interest income or expense".

Note 25 - Post-employment and_7

Note 25 - Post-employment and other employee benefit commitments. Actuarial Assumptions (Details)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Spain
Disclosure Of Actuarial Assumptions Commitments Line Items
Actuarial Assumption Of Discount Rates	1.28%	1.24%	1.50%
Actuarial Assumption Of Expected Rates Of Salary Increases	0.00%	0.00%	1.50%
Actuarial Assumption Of Expected Rates Of Pension Increases	0.00%	0.00%	0.00%
Actuarial Assumption Of Medical Cost Trend Rates	0.00%	0.00%	0.00%
Mortality Table	PERM/F 2000P	PERM/F 2000P	PERM/F 2000P
Mexico [Member]
Disclosure Of Actuarial Assumptions Commitments Line Items
Actuarial Assumption Of Discount Rates	10.45%	9.48%	9.95%
Actuarial Assumption Of Expected Rates Of Salary Increases	4.75%	4.75%	4.75%
Actuarial Assumption Of Expected Rates Of Pension Increases	2.51%	2.13%	2.13%
Actuarial Assumption Of Medical Cost Trend Rates	7.00%	7.00%	6.75%
Mortality Table	EMSSA09	EMSSA09	EMSSA97 (adjustment EMSSA09)
United States [Member]
Disclosure Of Actuarial Assumptions Commitments Line Items
Actuarial Assumption Of Discount Rates	4.23%	3.57%	4.04%
Actuarial Assumption Of Expected Rates Of Salary Increases	0.00%	0.00%	3.00%
Actuarial Assumption Of Expected Rates Of Pension Increases	0.00%	0.00%	0.00%
Actuarial Assumption Of Medical Cost Trend Rates	0.00%	0.00%	0.00%
Mortality Table	RP 2014	RP 2014	RP 2014
Turkey [Member]
Disclosure Of Actuarial Assumptions Commitments Line Items
Actuarial Assumption Of Discount Rates	16.30%	11.60%	11.50%
Actuarial Assumption Of Expected Rates Of Salary Increases	14.00%	9.90%	9.30%
Actuarial Assumption Of Expected Rates Of Pension Increases	12.50%	8.40%	7.80%
Actuarial Assumption Of Medical Cost Trend Rates	16.70%	12.60%	10.92%
Mortality Table	CSO2001	CSO2001	CSO2001

Note 25 - Post-employment and_8

Note 25 - Post-employment and other employee benefit commitments. Sensitivity Analysis (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Sensitivity Analysis Line Items
Other long term employee benefits	€ 62	€ 67	€ 69
Discount Rate [Member]
Sensitivity Analysis Line Items
Basis points change	50	50
Increase	€ (298)	€ (352)
Increase in Defined Benefit	€ 332	€ 386
rate of salary increasy [Member]
Sensitivity Analysis Line Items
Basis points change	50	50
Increase	€ 3	€ 5
Increase in Defined Benefit	€ (3)	€ (5)
rate of pension increase [Member]
Sensitivity Analysis Line Items
Basis points change	50	50
Increase	€ 19	€ 23
Increase in Defined Benefit	€ (18)	€ (22)
medical cost trend rate [Member]
Sensitivity Analysis Line Items
Basis points change	100	100
Increase	€ 229	€ 290
Increase in Defined Benefit	€ (181)	€ (225)
change in obligation from each additional year of longevity [Member]
Sensitivity Analysis Line Items
Basis points change	-	-
Increase	€ 108	€ 155
Increase in Defined Benefit	€ 0	€ 0

Note 25 - Post-employment and_9

Note 25 - Post-employment and other employee benefit commitments. Post-employment commitments. Defined Benefit Obligation (Details) € in Millions	12 Months Ended
	Dec. 31, 2018EUR (€)Employee	Dec. 31, 2017EUR (€)Employee	Dec. 31, 2016EUR (€)Employee
Post-employment and other employee benefit commitments
Number Of Employees Accepting The Plan | Employee	489	731	613
Early retirement commitments | €	€ 1,793	€ 2,210	€ 2,559

Note 25 - Post-employment an_10

Note 25 - Post-employment and other employee benefit commitments. Estimated benefit payments (Details) € in Millions	Dec. 31, 2018EUR (€)
Not Later Than One Year Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	€ 815
Later Than One Year And Not Later Than Two Years [Member]
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	734
Later Than Two Years And Not Later Than Three Years [Member]
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	652
Later Than Three Years And Not Later Than Four Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	563
Later Than Four Years And Not Later Than Five Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	489
Later Than Five Years And Not Later Than Ten Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	1,979
Spain | Not Later Than One Year Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	684
Spain | Later Than One Year And Not Later Than Two Years [Member]
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	611
Spain | Later Than Two Years And Not Later Than Three Years [Member]
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	518
Spain | Later Than Three Years And Not Later Than Four Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	419
Spain | Later Than Four Years And Not Later Than Five Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	333
Spain | Later Than Five Years And Not Later Than Ten Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	965
Mexico [Member] | Not Later Than One Year Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	91
Mexico [Member] | Later Than One Year And Not Later Than Two Years [Member]
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	92
Mexico [Member] | Later Than Two Years And Not Later Than Three Years [Member]
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	99
Mexico [Member] | Later Than Three Years And Not Later Than Four Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	106
Mexico [Member] | Later Than Four Years And Not Later Than Five Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	112
Mexico [Member] | Later Than Five Years And Not Later Than Ten Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	680
United States [Member] | Not Later Than One Year Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	16
United States [Member] | Later Than One Year And Not Later Than Two Years [Member]
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	17
United States [Member] | Later Than Two Years And Not Later Than Three Years [Member]
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	17
United States [Member] | Later Than Three Years And Not Later Than Four Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	18
United States [Member] | Later Than Four Years And Not Later Than Five Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	19
United States [Member] | Later Than Five Years And Not Later Than Ten Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	103
Turkey [Member] | Not Later Than One Year Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	24
Turkey [Member] | Later Than One Year And Not Later Than Two Years [Member]
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	14
Turkey [Member] | Later Than Two Years And Not Later Than Three Years [Member]
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	18
Turkey [Member] | Later Than Three Years And Not Later Than Four Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	20
Turkey [Member] | Later Than Four Years And Not Later Than Five Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	25
Turkey [Member] | Later Than Five Years And Not Later Than Ten Years Member
Estimated Benefit Payments Line Items
Total estimated Benefit Payments	€ 231

Note 25 - Post-employment an_11

Note 25 - Post-employment and other employee benefit commitments. Plan Assets Breakdown (Details) € in Millions	Dec. 31, 2018EUR (€)
Cash And Cash Equivalents [Member]
Assets Of Benefit Plan Line Items
Assets Of Benefit Plan	€ 26
Debt Instruments [Member]
Assets Of Benefit Plan Line Items
Assets Of Benefit Plan	2,080
Property Amount [Member]
Assets Of Benefit Plan Line Items
Assets Of Benefit Plan	0
Investment Funds Member
Assets Of Benefit Plan Line Items
Assets Of Benefit Plan	2
Insurance Contract [Member]
Assets Of Benefit Plan Line Items
Assets Of Benefit Plan	132
Other Assets [Member]
Assets Of Benefit Plan Line Items
Assets Of Benefit Plan	0
Total [Member]
Assets Of Benefit Plan Line Items
Assets Of Benefit Plan	2,241
Bank Account In Bbva [Member]
Assets Of Benefit Plan Line Items
Assets Of Benefit Plan	3
Debt Securities Issued By Bbva [Member]
Assets Of Benefit Plan Line Items
Assets Of Benefit Plan	€ 0

Nota 25 - Post-employment and o

Nota 25 - Post-employment and other employee benefit commitments. Investments in listed markets (Details) - Level 1 Of Fair Value Hierarchy Member € in Millions	Dec. 31, 2018EUR (€)
Cash And Cash Equivalents [Member]
Disclosure Of Fair Value Of Plan Assets Line Items
Assets Of Benefit Plan	€ 26
Debt Instruments [Member]
Disclosure Of Fair Value Of Plan Assets Line Items
Assets Of Benefit Plan	2,080
Investment Funds Member
Disclosure Of Fair Value Of Plan Assets Line Items
Assets Of Benefit Plan	2
Total [Member]
Disclosure Of Fair Value Of Plan Assets Line Items
Assets Of Benefit Plan	2,109
Bank Account In Bbva [Member]
Disclosure Of Fair Value Of Plan Assets Line Items
Assets Of Benefit Plan	3
Debt Securities Issued By Bbva [Member]
Disclosure Of Fair Value Of Plan Assets Line Items
Assets Of Benefit Plan	€ 0

Note 26 - Common Stock - Classe

Note 26 - Common Stock - Classes Of Share Capital (Details) - EUR (€)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Mar. 29, 2017	Dec. 31, 2016	Sep. 28, 2016	Mar. 31, 2016
Classes Of Share Capital Line Items
Capital (Capital base and capital management)	€ 3,267,000,000	€ 3,267,000,000		€ 3,218,000,000
Par Value Per Share	€ 0.49	€ 0.49	€ 0.49	€ 0.49	€ 0.49	€ 0.49
Ordinary Shares Member
Classes Of Share Capital Line Items
Capital (Capital base and capital management)	€ 3,267,264,424.2
Number of shares issued and fully paid	6,667,886,580
Par Value Per Share	€ 0.49
Rights Preferences And Restrictions Attaching To Class Of Share Capital	The Bank’s shares are traded on the stock markets of Madrid, Barcelona, Bilbao and Valencia through the Sistema de Interconexión Bursátil Español (Mercado Continuo), as well as on the London and Mexico stock markets. BBVA American Depositary Shares (ADSs) traded on the New York Stock Exchange. Additionally, as of December 31, 2018, the shares of BBVA Banco Continental, S.A.; Banco Provincial, S.A.; BBVA Colombia, S.A.; BBVA Banco Francés, S.A. and Turkiye Garanti Bankasi A.S., were listed on their respective local stock markets. BBVA Banco Francés, S.A. was also quoted in the Latin American market (Latibex) of the Madrid Stock Exchange and the New York Stock Exchange. As of December 31, 2018, State Street Bank and Trust Co., Chase Nominees Ltd and The Bank of New York Mellon SA NV in their capacity as international custodian/depositary banks, held 10.69%, 6.33%, and 2.31% of BBVA common stock, respectively. Of said positions held by the custodian banks, BBVA is not aware of any individual shareholders with direct or indirect holdings greater than or equal to 3% of BBVA common stock outstanding.	On February 4, 2019, Blackrock, Inc. reported to the SEC that, as of December 31, 2018, it beneficially owned 6.6% of BBVA’s common stock.

Note 26 - Common Stock - Custod

Note 26 - Common Stock - Custody Of Share (Details)	12 Months Ended
	Dec. 31, 2018
State Street Bank and Trust Co [Member]
Disclosure Of Custodied Shares Line Items
Percentage Of Shares Custodied	10.69%
Chase Nominees Ltd [Member]
Disclosure Of Custodied Shares Line Items
Percentage Of Shares Custodied	6.33%
The Bank of New York Mellon SANV [Member]
Disclosure Of Custodied Shares Line Items
Percentage Of Shares Custodied	2.31%

Note 26 - Common Stock - Divide

Note 26 - Common Stock - Dividend Option (Details) - EUR (€) € / shares in Units, € in Millions	Dec. 31, 2018	Dec. 31, 2017	Apr. 30, 2017	Mar. 29, 2017	Dec. 31, 2016	Oct. 31, 2016	Sep. 28, 2016	Apr. 30, 2016	Mar. 31, 2016	Dec. 31, 2015
Classes Of Share Capital Line Items
Number Of Shares Issued				101,271,338			86,257,317		113,677,807
Capital (Capital base and capital management)	€ 3,267	€ 3,267			€ 3,218
Par Value Per Share	€ 0.49	€ 0.49		€ 0.49	€ 0.49		€ 0.49		€ 0.49
As of Current Year [Member]
Classes Of Share Capital Line Items
Number Of Shares Issued	6,667,886,580	6,667,886,580			6,566,615,242					6,366,680,118
Capital (Capital base and capital management)	€ 3,267	€ 3,267			€ 3,218					€ 3,120
Dividend Option [Member]
Classes Of Share Capital Line Items
Number Of Shares Issued			101,271,338			86,257,317		113,677,807
Capital (Capital base and capital management)			€ 50			€ 42		€ 56

Note 26 - Common Stock -Other C

Note 26 - Common Stock -Other Capital Instruments (Details) € in Millions, $ in Millions	12 Months Ended
	Dec. 31, 2018	Nov. 14, 2017USD ($)	May 24, 2017EUR (€)	Apr. 30, 2016USD ($)	Feb. 28, 2015USD ($)	Feb. 28, 2014USD ($)	Apr. 01, 2013USD ($)
Other Capital Instruments Line Items
Amount Issued		$ 1,000	€ 500	$ 1,000	$ 1,500	$ 1,500	$ 1,500
Amount Autorised To Issue	BBVA’s AGM held on March 17, 2017 resolved, under agenda item four, to confer authority on the Board of Directors to increase Bank’s share capital, on one or several occasions, subject to provisions in the law and in the Company Bylaws that may be applicable at any time, within the legal term of five years of the approval date of the authorization, up to the maximum amount corresponding to 50% of Bank’s share capital at the time on which the resolution was adopted, likewise conferring authority to the Board of Directors to totally or partially exclude shareholders’ pre-emptive subscription rights over any specific issue that may be made under such authority; although the power to exclude pre-emptive subscription rights was limited, such that the nominal amount of the capital increases resolved or effectively carried out with the exclusion of pre-emptive subscription rights in use of the referred authority and those that may be resolved or carried out to cover the conversion of mandatory convertible issues that may equally be made with the exclusion of pre-emptive subscription rights in use of the authority to issue convertible securities conferred by the AGM held on March 17, 2017, under agenda item five (without prejudice to the anti-dilution adjustments) shall not exceed the nominal maximum overall amount of 20% of the share capital of BBVA at the time of the authorization.
Percentage of maximun from now to five years	The AGM held on March 17, 2017, resolved, under agenda item five, to confer authority to the Board of Directors to issue securities convertible into newly issued BBVA shares, on one or several occasions, within the maximum term of five years to be counted from the approval date of the authorization, up to a maximum overall amount of €8 billion or its equivalent in any other currency

Note 27 - Share premium (Detail

Note 27 - Share premium (Details narrative) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Share Premium Abstract
Share Premium	€ 23,992	€ 23,992	€ 23,992

Note 28 - Retained earnings, _3

Note 28 - Retained earnings, revaluation reserves and other reserves - Retained earnings, revaluation reserves and other reserves. Breakdown by concepts (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Retained earnings, revaluation reserves and other reserves.
Statutory reserve	€ 653	€ 644	€ 624
Restricted Reserves	133	159	201
Revaluation reverse	3	12	20
Other Reserves	(58)	(35)	(59)
Voluntary Reserves	8,010	8,643	8,521
Total Reserves Holding Company	8,799	9,458	9,366
Consolidation Reserves Attributed To The Bank And Dependents Consolidated Companies	14,164	14,132	12,439
Total Retained Earnings Revaluation Reserves And Other Reserves	€ 22,963	€ 23,590	€ 21,805

Note 28 - Retained earnings, _4

Note 28 - Retained earnings, revaluation reserves and other reserves - Restricted reserves (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Retained earnings, revaluation reserves and other reserves.
Restricted reserve for retired capital	€ 88	€ 88	€ 88
Restricted reserve for Parent Company shares and loans for those shares	44	69	111
Restricted reserve for redonomination of capital in euro	2	2	2
Restricted Reserves	€ 133	€ 159	€ 201

Note 28 - Retained earnings, _5

Note 28 - Retained earnings, revaluation reserves and other reserves - Accumulated Income And Revaluation Reserves (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Holding Company [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	€ 14,643	€ 15,625	€ 14,101
BBVA Bancomer Group [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	10,014	9,442	9,108
BBVA Seguros S A [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(127)	(215)	(62)
Corporacion General Financiera S A [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	1,084	1,202	1,187
BBVA Banco Group Provincial
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(124)	(113)	(92)
BBVA Chile Group
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	552	951	1,264
BBVA Paraguay [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	119	108	98
Compania de Cartera e Inversiones S A [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	108	(20)	(27)
Anida Grupo Inmobiliario S L [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	363	515	528
BBVA Suiza S A [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(53)	(57)	(1)
BBVA Continental Group
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	756	681	611
BBVA Luxinvest S A [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(48)	25	16
BBVA Colombia Group
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	998	926	803
BBVA Banco Frances Group [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	103	999	827
Banco Industrial de Bilbao S A [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	0	25	61
Uno E Bank [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	0	0	0
Gran Jorge Juan S A [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(33)	(47)	(30)
BBVA Portugal Group [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(66)	(436)	(477)
Participaciones Arenal S L [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(4)	(183)	(180)
BBVA Propiedad S A [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	0	(503)	(431)
Anida Operaciones Singulares S L [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(5,317)	(4,881)	(4,127)
BBVA USA Bank shares Group [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(586)	(794)	(1,053)
Garanti Turkiye Bankasi Group
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	1,415	751	127
Sociedades inmobiliarias Unnim [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(587)	(576)	(477)
Bilbao Vizcaya Holding S A [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	49	145	139
Pecri Inversion S L [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(74)	(73)	(75)
Other [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(164)	127	25
Subtotal Group [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	23,021	23,624	21,864
Metrovacesa [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	0	0	0
Metrovacesa Suelo [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(61)	(53)	(52)
Other Joint Ventures [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	2	18	(7)
Subtotal Joint Ventures [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	(59)	(35)	(59)
Total [Member]
Disclosure Of Accumulate Income And Revaluation Reserves Line Items
Subtotal Accumulated Income And Revaluation Reserves	€ 22,963	€ 23,590	€ 21,805

Note 29 - Treasury Shares Treas

Note 29 - Treasury Shares Treasury Stock - Treasury Shares (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2018
Treasury Share Reconciliation Line Items
Treasury shares Balance at beginning	€ 96	€ 48	€ 309
Number of treasury shares at the beginning	13,339,582	7,230,787	38,917,665
Changes in treasury shares abstract
Purchase of treasury shares	€ 1,683	€ 1,674	€ 2,004
Sale or cancellation of treasury shares	(1,505)	(1,622)	(2,263)
Treasury Shares Derivatives On Shares	0	(4)	(1)
Treasury Shares Other Changes	23	0	0
Shares In Entity Held By Entity Or By ItsSubsidiaries Or Associates millions of euros	0	0	22
Treasury Shares Held By Corporacion General Financiera S.A	296	96	26
Treasury Shares Held By Other Subsidiaries	0	0	0
Treasury Shares Average Purchase Price In Euros	0	0	0
Treasury Shares Average Selling Price In Euros	0	0	0
Treasury Shares Net Gain Or Losses On Transactions	€ (24)	€ 1	€ (30)
Purchases of treasury shares number of shares	279,903,844	238,065,297	379,850,939
Sales and other changes treasury shares number of shares	(245,985,735)	(231,956,502)	(411,537,817)
Treasury shares derivatives on shares number of shares	0	0	0
Treasury shares other changes number of shares	0	0	0
Shares In Entity Held By Entity Or By Its Subsidiaries Or Associate	0	0	2,789,894
Treasury Shares Held By Corporacion General Financiera S A number of shares	47,257,691	13,339,582	4,440,893
Held by other subsidiaries number of shares	0	0	0
Average purchase price in Euros number of shares	6.11	7.03	5.27
Treasury Shares Average Selling Price In Euros number of shares	6.25	6.99	5.5
Treasury shares Balance at the end	€ 296	€ 96	€ 48
Number of treasury shares	13,339,582	7,230,787	38,917,665	47,257,691

Note 29 - Treasury Shares Share

Note 29 - Treasury Shares Shares Accepted In Pledge and Treasury Stock (Details) - € / shares	Dec. 31, 2018	Dec. 31, 2017	Mar. 29, 2017	Dec. 31, 2016	Sep. 28, 2016	Mar. 31, 2016
Treasury Stock Line Items
Number Of Shares In Pledge	61,632,832	64,633,003		90,731,198
Par Value Per Share	€ 0.49	€ 0.49	€ 0.49	€ 0.49	€ 0.49	€ 0.49
Percentage Share Capital	0.92%	0.97%		1.38%
Bottom Of Range Member
Treasury Stock Line Items
Percentage Treasury Stock	0.20%	0.004%		0.081%
Top Of Range [Member]
Treasury Stock Line Items
Percentage Treasury Stock	0.85%	0.278%		0.756%
Closing range [Member]
Treasury Stock Line Items
Percentage Treasury Stock	0.709%	0.20%		0.11%

Note 29 - Treasury Shares Sha_2

Note 29 - Treasury Shares Shares Owned By Third Parties But Managed (Details) - € / shares	Dec. 31, 2018	Dec. 31, 2017	Mar. 29, 2017	Dec. 31, 2016	Sep. 28, 2016	Mar. 31, 2016
Shares Owned By Third Parties But Managed By The Group Abstract
Number Of Shares Owned By Third Parties	25,306,229	34,597,310		85,766,602
Par Value Per Share	€ 0.49	€ 0.49	€ 0.49	€ 0.49	€ 0.49	€ 0.49
Percentage Share Capital	0.92%	0.97%		1.38%

Note 30 - Accumulated Other C_3

Note 30 - Accumulated Other Comprehensive Income Accumulated Other Comprehensive Income (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017		Dec. 31, 2016
Accumulated other comprehensive income abstract
Total Items that will not be reclassified to profit or loss balance	€ (1,284)	€ (1,183)		€ (1,095)
Actuarial gains or (-) losses on defined benefit pension plans	(1,245)	(1,183)		(1,095)
Non-current assets and disposal groups classified as held for sale (not reclassified)	0	0		0
Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates	0	0		0
Other Comprehensive Income Net Of Tax Change At fair Value Of Equity Instruments Measured At Fair Value	(155)	0		0
Hedge ineffectiveness of fair value hedges for equity instruments measured at fair value through other comprehensive income	0
Fair value changes of financial liabilities at fair value through profit or loss attributable to changes in their credit risk	116
Fair value changes of equity instruments measured at fair value through other comprehensive income [hedged item]	0
Fair value changes of equity instruments measured at fair value through other comprehensive income hedging instrument	0
Total Items that may be reclassified to profit or loss	(5,932)	(5,755)		(2,527)
Hedge of net investments in foreign operations(effective portion)	(218)	1		(118)
Foreign currency translation balance	(6,643)	(7,297)		(3,341)
Hedging derivatives.Cash flow hedges(efffective portion)	(6)	(34)		16
Changes In The Fair Value Of Debt Instruments Measured At Fair Value With Changes In Other Comprehensive Income	943
Other Comprehensive Income Net Of Tax Of Hedging Instruments	0
Non-current assets and disposal groups classified as held for sale	1	(26)		0
Share of other recognized income and expense of investments in subsidiaries joint ventures and associates	(9)	(40)		(31)
Financial Assets Available for sale		1,641		947
Total accumulated other comprehensive income	€ (7,215)	€ (6,939)	[1]	€ (3,622)	[1]
[1]	(*) See Note 1.3.

Note 31 - Non Controlling Int_3

Note 31 - Non Controlling Interest (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Non Controllling Interest Line Items
Profit Loss Attributable To Non controlling Interests		€ 5,324	€ 3,519	€ 3,475
BBVA Colombia Group
Non Controllling Interest Line Items
Profit Loss Attributable To Non controlling Interests		67	65	67
Total Non Controlling Interests		9	7	9
BBVA Chile Group
Non Controllling Interest Line Items
Profit Loss Attributable To Non controlling Interests	[1]	0	399	377
Total Non Controlling Interests	[2]	26	51	40
Dividends Paid to Non Controling Interest		14
BBVA Continental Group
Non Controllling Interest Line Items
Profit Loss Attributable To Non controlling Interests		1,167	1,059	1,059
Total Non Controlling Interests		227	208	193
Dividends Paid to Non Controling Interest		108
BBVA Banco Group Provincial
Non Controllling Interest Line Items
Profit Loss Attributable To Non controlling Interests		67	78	97
Total Non Controlling Interests		(5)	(2)	(2)
Grupo BBVA Banco Frances
Non Controllling Interest Line Items
Profit Loss Attributable To Non controlling Interests		352	420	243
Total Non Controlling Interests		(18)	93	55
Dividends Paid to Non Controling Interest		13
Garanti Turkiye Bankasi Group
Non Controllling Interest Line Items
Profit Loss Attributable To Non controlling Interests		4,058	4,903	6,157
Total Non Controlling Interests		585	883	917
Dividends Paid to Non Controling Interest		233
Other [Member]
Non Controllling Interest Line Items
Profit Loss Attributable To Non controlling Interests		53	55	64
Total Non Controlling Interests		4	4	8
Dividends Paid to Non Controling Interest		10
Total [Member]
Non Controllling Interest Line Items
Profit Loss Attributable To Non controlling Interests		5,764	6,979	8,064
Total Non Controlling Interests		€ 827	€ 1,244	€ 1,218
[1]	(*) See Note 3.
[2]	(*) See Note 3.

Note 32 - Capital Base and Ca_3

Note 32 - Capital Base and Capital Management - Shareholder equity (Details)	12 Months Ended
	Dec. 31, 2018
Capital Base And Capital Management
CET 1 phased in capital at a consolidated level	9.26%
CET 1 phased in capital at a individual level	11.6%
Phased in total capital ratio at the consolidated level	12.76%
Phased in total capital ratio at the individual level line items
Equity tier 1	13.2%
Equity tier 1decrease to respect the last exercise	The net effect on TIER1 phased-in ratio was -15 bps
Minimun CET1 capital ratio required under pilar 1 [Member]
Phased in total capital ratio at the individual level line items
Phased in total capital ratio at the individual level	Taking into account fully application of capital buffers since January 1, 2019 and considering last capital requirement communicated from ECB, BBVA has to maintain since January 1, 2019 i) a CET1 ratio of 9.26% at consolidated level and ii) a total capital ratio of 12.76% at consolidated level
Pilar 1 additional tier 1 capital requirements [Member]
Phased in total capital ratio at the individual level line items
Phased in total capital ratio at the individual level	i) the minimum common equity tier 1 capital (CET1) requirement under Pillar 1 (4.5%); ii) the additional tier 1 capital (AT1) requirement under Pillar 1 (1.5%)
Pilar tier 2 capital requirements [Member]
Phased in total capital ratio at the individual level line items
Phased in total capital ratio at the individual level	iii) the tier 2 capital requirement under Pillar 1 (2%)
Pilar 2 cet 1 capital requirements [Member]
Phased in total capital ratio at the individual level line items
Phased in total capital ratio at the individual level	iv) the CET1 capital requirement under Pillar 2 (1.5%)
Capital conservation buffer [Member]
Phased in total capital ratio at the individual level line items
Phased in total capital ratio at the individual level	v) the capital conservation buffer (2.5% of CET1)
Other sistematic important institution buffer [Member]
Phased in total capital ratio at the individual level line items
Phased in total capital ratio at the individual level	vi) the Other Systemic Important Institution buffer (OSII) (0.75% of CET1); and vii) the countercyclical capital buffer (0.01% of CET1)

Note 32 - Capital Base and Ca_4

Note 32 - Capital Base and Capital Management - Eligible Capital Resources (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018		Dec. 31, 2017		Dec. 31, 2016		Dec. 31, 2015
Capital Base And Capital Management
Information Whether Entity Complied With Any Externally Imposed Capital Requirements	As of December 31, 2018, 2017 and 2016, equity is calculated in accordance to the applicable regulation of each period on minimum capital base requirements for Spanish credit institutions –both as individual entities and as consolidated group– and how to calculate them, as well as the various internal capital adequacy assessment processes they should have in place and the information they should disclose to the market. The minimum capital base requirements established by the current regulation are calculated according to the Group’s exposure to credit and dilution risk, counterparty and liquidity risk relating to the trading portfolio, exchange-rate risk and operational risk. In addition, the Group must fulfill the risk concentration limits established in said regulation and the internal corporate governance obligations. At the date of preparation of these consolidated financial statements, BBVA has not received an official communication of the ECB about the results of the SREP process which had been carried out during the financial year 2018 and which will include requirements regarding the capital ratio (both at individual and consolidated level) applicable to BBVA and its Group as from the date indicated in that communication. As soon as this communication will be available, BBVA will disclose it to the markets by means of public relevant events.
Summary Of Quantitative Data About What Entity Manages As Capital	Taking into account fully application of capital buffers since January 1, 2019 and considering last capital requirement communicated from ECB, BBVA has to maintain since January 1, 2019 i) a CET1 ratio of 9.26% at consolidated level and ii) a total capital ratio of 12.76% at consolidated level. This total consolidated capital ratio includes i) the minimum common equity tier 1 capital (CET1) requirement under Pillar 1 (4.5%); ii) the additional tier 1 capital (AT1) requirement under Pillar 1 (1.5%); iii) the tier 2 capital requirement under Pillar 1 (2%); iv) the CET1 capital requirement under Pillar 2 (1.5%); v) the capital conservation buffer (2.5% of CET1); vi) the Other Systemic Important Institution buffer (OSII) (0.75% of CET1); and vii) the countercyclical capital buffer (0.01% of CET1).
Capital (Capital base and capital management)	€ 3,267		€ 3,267		€ 3,218
Share Premium	23,992		23,992		23,992
Retained Earnings, Revaluation Reserve, And Other Reserves	22,963		23,590		21,805
Other Equity ( Capital base and management)	50		54		54
Less Treasury shares	296		96		48		€ 309
Profit or loss attributable to owners of the parent	5,324		3,519		3,475
Less Interim dividends	975		1,043		1,510
Shareholder's Funds	54,326		53,283		50,985
Accumulated Other Comprehensive Income	(7,215)		(6,939)	[1]	(3,622)	[1]
Total Non-Controlling interests	5,764		6,979		8,064
Equity	52,874		53,323		55,428
Intangible assets ( Eligible Capital Resources)	(8,199)		(6,627)		(5,675)
TreasurySharesFinancing	(27)		(48)		(82)
Synthetic Treasure Shares	(108)		(134)		(51)
Capital Deductions	(8,334)		(6,809)		(5,808)
Transitory Cet 1 Adjustments	0		(273)		(129)
Capital Gains From AFS Debt	0		(256)		(402)
Capital Gains From AFS Equity	0		(17)		273
Differences From Solvency And Accounting Level	(176)		(189)		(120)
Non Eligible Equity	(176)		(462)		(249)
Other Adjustments And Deductions	(4,053)		3,711		(2,001)
Common Equity Tier 1 CET1	40,311		42,341		47,370
Additional Tier 1 Before Regulatory Adjustments	5,634		6,296		6,114
Total Regulatory Adjustments Of Addittional Tier 1	0		(1,657)		(3,401)
Tier 1 (Eligible capital resources)	45,945		46,980		50,083
Tier 2 ( Eligible capital resources)	8,754		8,798		8,810
Total Capital (Tier 1 + Tier 2))	54,699		55,778		58,893
Total Capital	€ 41,607	[2]	€ 40,370		€ 37,923
[1]	(*) See Note 1.3.
[2]	(*) P rovisional data.

Note 32 - Capital Base and Ca_5

Note 32 - Capital Base and Capital Management - Leverage Ratio (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018		Dec. 31, 2017	Dec. 31, 2016
Capital Base And Capital Management
Tier 1 eligible capital resources capital base	€ 45,945	[1]	€ 46,980	€ 50,083
Exposure (thousand of euros)	€ 705,406	[1]	€ 700,443	€ 747,216
Leverage Ratio	6.51%		6.71%	6.70%
[1]	(*) P rovisional data .

Note 32 - Capital Base and Ca_6

Note 32 - Capital Base and Capital Management Corporate operations (Details)	12 Months Ended
	Dec. 31, 2018
Percentage of voting equity intetrest acquired line items
Total phased in capital ratio	TIER1 phased-in ratio stood at 13.2% as of December 31, 2018. During the year the Group has computed two new issuances of contingent convertible bonds (CoCos) as TIER1 instruments for US$1,000 million and €1,000 million, respectively. In addition, the Group has no longer includes a US$1,500 million issuance which was early redeemed in May 2018 and announced in January 2019 its intention to exercise the early redemption of an issuance of €1,500 million. The net effect on TIER1 phased-in ratio was -15 bps. Regarding TIER2 ratio, in the third quarter the Group has received authorization from the supervisor to include a subordinated issuance of US$300 million and no longer includes BBVA Chile subordinated instruments. As result of the above mentioned effects, the total capital phased-in ratio stood at 15.7%.
cet 1 ratio in bbva sa	As of December 31, 2018 Common Equity Tier 1 (CET1) phased-in ratio stood at 11.6% (in terms of fully loaded, CET1 stood at 11.3%)

Note 32 - Capital Base and Ca_7

Note 32 - Capital Base and Capital Management Regulatory Balance Reconcilitation (Details) - EUR (€) € in Millions		Dec. 31, 2018	Dec. 31, 2017	[1]	Dec. 31, 2016	[1],[2]
Disclosure Of Objectives Policies And Processes For Managing Capital Line Items
Contributed To Consolidated Group Assets		€ 676,689	€ 690,059		€ 731,856
Cash And Balances With Central Banks And Other Demand Deposits [Member]
Disclosure Of Objectives Policies And Processes For Managing Capital Line Items
Contributed To Consolidated Group Assets		58,196
Insurance Companies and real estate companies	[3]	(3)
Jointly Controlles Entities Assets and other adjustments	[4]	103
Regulatory Balance Sheet		58,296
Financial Assets Held For Trading [Member]
Disclosure Of Objectives Policies And Processes For Managing Capital Line Items
Contributed To Consolidated Group Assets		90,117
Insurance Companies and real estate companies	[3]	1,277
Jointly Controlles Entities Assets and other adjustments	[4]	0
Regulatory Balance Sheet		91,394
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member]
Disclosure Of Objectives Policies And Processes For Managing Capital Line Items
Contributed To Consolidated Group Assets		5,135
Insurance Companies and real estate companies	[3]	(2,768)
Jointly Controlles Entities Assets and other adjustments	[4]	0
Regulatory Balance Sheet		2,367
Financial assets designated at fair value through profit or loss [Member]
Disclosure Of Objectives Policies And Processes For Managing Capital Line Items
Contributed To Consolidated Group Assets		1,313
Insurance Companies and real estate companies	[3]	(1,313)
Jointly Controlles Entities Assets and other adjustments	[4]	0
Regulatory Balance Sheet		0
Financial assets designated at fair value through other comprehensive income [Member]
Disclosure Of Objectives Policies And Processes For Managing Capital Line Items
Contributed To Consolidated Group Assets		56,337
Insurance Companies and real estate companies	[3]	(14,318)
Jointly Controlles Entities Assets and other adjustments	[4]	0
Regulatory Balance Sheet		42,019
Financial Assets At Amortised Cost Member
Disclosure Of Objectives Policies And Processes For Managing Capital Line Items
Contributed To Consolidated Group Assets		419,660
Insurance Companies and real estate companies	[3]	(6,279)
Jointly Controlles Entities Assets and other adjustments	[4]	593
Regulatory Balance Sheet		413,974
Fair Value Changes Of The Hedge Items In Portfolio Hedges Of Interest Rate Risk [Member]
Disclosure Of Objectives Policies And Processes For Managing Capital Line Items
Contributed To Consolidated Group Assets		(21)
Insurance Companies and real estate companies	[3]	0
Jointly Controlles Entities Assets and other adjustments	[4]	0
Regulatory Balance Sheet		(21)
Hedging Derivatives [Member]
Disclosure Of Objectives Policies And Processes For Managing Capital Line Items
Contributed To Consolidated Group Assets		2,892
Insurance Companies and real estate companies	[3]	(87)
Jointly Controlles Entities Assets and other adjustments	[4]	0
Regulatory Balance Sheet		2,805
Non Current Assets Held For Sale
Disclosure Of Objectives Policies And Processes For Managing Capital Line Items
Contributed To Consolidated Group Assets		2,001
Insurance Companies and real estate companies	[3]	(2)
Jointly Controlles Entities Assets and other adjustments	[4]	2
Regulatory Balance Sheet		2,001
Investments In Entities Accounted For Using The Equity Methods [Member]
Disclosure Of Objectives Policies And Processes For Managing Capital Line Items
Contributed To Consolidated Group Assets		1,578
Insurance Companies and real estate companies	[3]	2,587
Jointly Controlles Entities Assets and other adjustments	[4]	(80)
Regulatory Balance Sheet		4,085
Other [Member]
Disclosure Of Objectives Policies And Processes For Managing Capital Line Items
Contributed To Consolidated Group Assets		39,481
Insurance Companies and real estate companies	[3]	715
Jointly Controlles Entities Assets and other adjustments	[4]	3
Regulatory Balance Sheet		40,199
Total public balance sum [Member]
Disclosure Of Objectives Policies And Processes For Managing Capital Line Items
Contributed To Consolidated Group Assets		676,689
Insurance Companies and real estate companies	[3]	(20,191)
Jointly Controlles Entities Assets and other adjustments	[4]	621
Regulatory Balance Sheet		€ 657,119
[1]	(1) The figures corresponding to 2017 have been restated (see Note 1.3).
[2]	(2) Financial information for 2016 has not been revised to reflect changes in our operating segments in 2018, including the inclusion of BBVA Bancomer’s branch in Houston (which was previou sly part of our United States operating segment) in our Mexico operating segment since 2018. If BBVA Bancomer’s branch in Houston had been part of our Mexico operating segment in 2016 (rather than of our United States operating segment), total assets of th e United States and the Mexico operating segments would have been €84,726 million and €97,492 million, respectively, as of December 31, 2016.
[3]	(1) Correspond to balances of entities fully consolidated in the public balance sheet but consolidate d by the equity method in the regulatory balance sheet.
[4]	(2) Correspond to intragroup adjustments and other consolidation adjustments.

Note 33 - Commitments and gua_3

Note 33 - Commitments and guarantees given (Details) - EUR (€) € in Millions		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		€ 118,959	€ 94,268	€ 107,254
Financial guarantees given	[1]	16,454	16,545	18,267
Non Performing Financial Guarantees Given		740	739	680
Provision for loan commitments given		338	252	45
Of which: defaulted
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		247	537	411
Financial guarantees given		332	278	278
Other commitments and guarantees given		408	461	402
Central Banks [Member]
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		0	1	1
Financial guarantees given		2	0	0
Other commitments and guarantees given		1	7	12
Government [Member]
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		2,318	2,198	4,354
Financial guarantees given		159	248	103
Other commitments and guarantees given		248	227	372
Credit Institutions [Member]
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		9,635	946	1,209
Financial guarantees given		1,274	1,158	1,553
Other commitments and guarantees given		5,875	15,330	9,880
Other financial corporations
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		5,664	3,795	4,155
Financial guarantees given		730	3,105	722
Other commitments and guarantees given		2,990	3,820	4,892
Non-financial corporations
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		58,405	58,133	71,710
Financial guarantees given		13,970	11,518	15,354
Other commitments and guarantees given		25,723	25,992	27,297
Households [Member]
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		42,936	29,195	25,824
Financial guarantees given		319	516	534
Other commitments and guarantees given		261	362	138
Total [Member]
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		118,959	94,268	107,254
Financial guarantees given		16,454	16,545	18,267
Other commitments and guarantees given		35,098	45,738	42,592
Total Loan commitments and financial guarantees		€ 170,511	€ 156,551	€ 168,113
[1]	(*) N on performing financial guarantees given amounted to € 740 , € 739 and € 680 million, respectively, as of December 31, 2018, December 31, 2017, and December 31, 2016, respectively.

Note 35 - Purchase and sale c_3

Note 35 - Purchase and sale commitments and future payment obligations- Purchase and sale commitments (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Total [Member] | Financial Liabilities Held For Trading [Member]
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Repurchase Agreements	€ 36,815	€ 0	€ 0
Total [Member] | Financial liabilities at amortized cost [Member]
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Repurchase Agreements	6,178	40,077	46,562
Total [Member] | Financial Assets Held For Trading [Member]
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed	27,262	0	0
Total [Member] | Financial Assets At Amortised Cost Member
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed	772	26,368	22,921
Total [Member] | Total [Member]
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Repurchase Agreements	42,993	40,077	46,562
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed	28,034	26,368	22,921
Central Banks [Member] | Financial Liabilities Held For Trading [Member]
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Repurchase Agreements	10,511	0	0
Central Banks [Member] | Financial liabilities at amortized cost [Member]
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Repurchase Agreements	375	6,155	4,649
Central Banks [Member] | Financial Assets Held For Trading [Member]
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed	2,163	0	0
Central Banks [Member] | Financial Assets At Amortised Cost Member
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed	0	305	81
Credit Institutions [Member] | Financial Liabilities Held For Trading [Member]
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Repurchase Agreements	14,839	0	0
Credit Institutions [Member] | Financial liabilities at amortized cost [Member]
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Repurchase Agreements	4,593	24,843	28,421
Credit Institutions [Member] | Financial Assets Held For Trading [Member]
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed	13,305	0	0
Credit Institutions [Member] | Financial Assets At Amortised Cost Member
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed	478	13,861	15,561
General Government [Member] | Financial Liabilities Held For Trading [Member]
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Repurchase Agreements	11,466	0	0
General Government [Member] | Financial Assets Held For Trading [Member]
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed	11,794	0	0
General Government [Member] | Financial Assets At Amortised Cost Member
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Reverse Repurchase Agreements And Cash Collateral On Securities Borrowed	294	12,202	7,279
Customer Deposits [Member] | Financial liabilities at amortized cost [Member]
Disclosure Of Purchase And Sale Commitments And Future Payment Obligations Line Items
Repurchase Agreements	€ 1,209	€ 9,079	€ 13,491

Note 35 - Purchase and sale c_4

Note 35 - Purchase and sale commitments and future payment obligations- Maturity of future payment obligations (Details) € in Millions	12 Months Ended
	Dec. 31, 2018EUR (€)
Not Later Than One Year Member
Maturity of Future Payment Obligations Line Items
Finance Leases future payments	€ 0
Operating Leases future payments	251
Purchase commitments future payments	28
Technology and systems projects	7
Other projects future payments	20
Total Future payments obligations	279
Later than one year and not later than three years member
Maturity of Future Payment Obligations Line Items
Finance Leases future payments	0
Operating Leases future payments	253
Purchase commitments future payments	0
Technology and systems projects	0
Other projects future payments	0
Total Future payments obligations	253
Later Than Three Years And Not Later Than Five Years [Member]
Maturity of Future Payment Obligations Line Items
Finance Leases future payments	0
Operating Leases future payments	554
Purchase commitments future payments	0
Technology and systems projects	0
Other projects future payments	0
Total Future payments obligations	554
Later Than Five Years [Member]
Maturity of Future Payment Obligations Line Items
Finance Leases future payments	0
Operating Leases future payments	1,879
Purchase commitments future payments	0
Technology and systems projects	0
Other projects future payments	0
Total Future payments obligations	1,879
Total [Member]
Maturity of Future Payment Obligations Line Items
Finance Leases future payments	0
Operating Leases future payments	2,937
Purchase commitments future payments	28
Technology and systems projects	7
Other projects future payments	20
Total Future payments obligations	€ 2,965

Note 36 - Transactions on beh_3

Note 36 - Transactions on behalf of third parties (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Transactions On Behalf Of Third Parties Abstract
Financial instruments entrusted by third parties	€ 628,417	€ 624,822	€ 637,761
Conditional bills and other securities received for collection	13,484	14,775	16,054
Securities Lending	4,866	5,485	3,968
Total Transactions Third Parties	€ 646,768	€ 645,081	€ 657,783

Note 36 - Transactions on beh_4

Note 36 - Transactions on behalf of third parties- Customer funds (Details) - EUR (€) € in Millions		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Asset management by type of customer
Collective Investment		€ 61,393	€ 60,939	€ 55,037
Pension Funds		33,807	33,985	33,418
Customer portfolios managed on a discretionary basis		29,953	36,901	40,805
Of which: Portfolios managed on a discretionary		23,657	19,628	18,165
Other Resources		2,949	3,081	2,831
Customer resources distributed but not managed by type of product
Collective investment not managed		3,468	3,407	3,695
Insurance products		32	35	39
Other resources not managed		0	0	0
Total Customer funds by type	[1]	€ 131,603	€ 138,347	€ 135,824
[1]	(*) E xcludes balances from securitization funds.

Note 37 - Interest Income and_3

Note 37 - Interest Income and Expense - Interest Income Break Down By Origin (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Interest Income And Expense
Central banks interest income (Interest Income)	€ 482	€ 406	€ 229
Loans and advances to credit institutions( Interest Income)	458	410	217
Loans and advances to customers(Interest Income)	22,831	22,699	21,608
Total Debt securities Interest Income ( Interest Income)	4,395	3,809	4,128
Held for trading Interest Income (Interest Income)	1,552	1,263	1,014
Available-for-sale financial assets(Interest Income)	2,843	2,546	3,114
Total Adjustments of income as a result of hedging transactions (Interest Income)	(201)	427	(385)
Cash flow hedges Interest Income (Interest Income)	(3)	15	12
Fair value hedges Interest Income (Interest Income)	(198)	412	(397)
Insurance activity Interest Income (Interest Income)	1,142	1,058	1,219
Other Income Interest Income (Interest Income)	722	487	692
Total Interest Income (Income Statement)	29,831	29,296	27,708
Of Which Financial Assets at Fair Value Through Other Comprehensive Income	2,306	1,962	0
Of Which Financial Assets at Amortized Cost	24,668	23,803	24,578
Of Which Other	€ 2,856	€ 3,531	€ 3,130

Note 37 - Interest Income and_4

Note 37 - Interest Income and Expense - Interest Expense Break Down By Origin (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Interest Income And Expense
Central banks Interest Expense (Interest Expense)	€ (80)	€ (123)	€ (192)
Deposits from credit institutions Interest Expenses (Interest Expense)	(2,023)	(1,880)	(1,367)
Customer deposits Interest Expenses(Interest Expense)	(6,523)	(5,814)	(5,766)
Debt instruments Issued interest expenses(Interest Expense)	(1,936)	(1,930)	(2,323)
Total Adjustments of expenses as a result of hedging transactions (Interest Expense)	323	(665)	574
Cash flows hedges interest expenses (Interest Expense)	(46)	(38)	(42)
Fair value hedges interest expenses (Interest Expense)	368	(627)	616
Interest and similar expenses	(119)	(125)	(96)
Insurance activity interest expense (Interest Expense)	(607)	(682)	(846)
Other expenses interest expenses(Interest Expense)	(1,274)	(316)	(634)
Total Interest Expenses (Income Statement)	€ (12,239)	€ (11,537)	€ (10,648)

Note 37 - Interest Income and_5

Note 37 - Interest Income and Expense Average Return On Investments And Average Borrowing Cost Assets (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Average Return On Investments Assets Line Items
Interest Income (Income Statement)	€ 29,831	€ 29,296	€ 27,708
Cash And Balances With Central Banks And Other Demand Deposits [Member]
Average Return On Investments Assets Line Items
Return On Investment Average Balance	42,730	33,917	26,209
Interest Income (Income Statement)	€ 135	€ 83	€ 10
Return On Investment Average Interest Rate Percentage	0.32	0.25	0.04
Securities Portfolio And Derivatives [Member]
Average Return On Investments Assets Line Items
Return On Investment Average Balance	€ 179,672	€ 177,164	€ 202,388
Interest Income (Income Statement)	€ 5,707	€ 4,724	€ 5,072
Return On Investment Average Interest Rate Percentage	3.18	2.67	2.51
Loans And Advances To Central Banks [Member]
Average Return On Investments Assets Line Items
Return On Investment Average Balance	€ 5,518	€ 10,945	€ 15,326
Interest Income (Income Statement)	€ 258	€ 258	€ 229
Return On Investment Average Interest Rate Percentage	4.67	2.36	1.50
Loans And Advances To Credit Institutions [Member]
Average Return On Investments Assets Line Items
Return On Investment Average Balance	€ 25,634	€ 26,420	€ 28,078
Interest Income (Income Statement)	€ 657	€ 485	€ 218
Return On Investment Average Interest Rate Percentage	2.56	1.83	0.78
Loans And Advances To Customer [Member]
Average Return On Investments Assets Line Items
Return On Investment Average Balance	€ 378,996	€ 407,153	€ 410,895
Interest Income (Income Statement)	€ 22,804	€ 23,261	€ 21,853
Return On Investment Average Interest Rate Percentage	6.02	5.71	5.32
Loans And Advances To Customers Euros [Member]
Average Return On Investments Assets Line Items
Return On Investment Average Balance	€ 181,668	€ 196,893	€ 201,967
Interest Income (Income Statement)	€ 3,381	€ 3,449	€ 3,750
Return On Investment Average Interest Rate Percentage	1.86	1.75	1.86
Loans And Advances To Customers Foreign Currency [Member]
Average Return On Investments Assets Line Items
Return On Investment Average Balance	€ 197,328	€ 210,261	€ 208,928
Interest Income (Income Statement)	€ 19,423	€ 19,812	€ 18,104
Return On Investment Average Interest Rate Percentage	9.84	9.42	8.67
Other Assets [Member]
Average Return On Investments Assets Line Items
Return On Investment Average Balance	€ 46,343	€ 48,872	€ 52,748
Interest Income (Income Statement)	€ 270	€ 485	€ 325
Return On Investment Average Interest Rate Percentage	0.58	0.99	0.62
Total [Member]
Average Return On Investments Assets Line Items
Return On Investment Average Balance	€ 678,893	€ 704,471	€ 735,645
Interest Income (Income Statement)	€ 29,831	€ 29,296	€ 27,708
Return On Investment Average Interest Rate Percentage	4.39	4.16	3.77

Note 37 - Interest Income and_6

Note 37 - Interest Income and Expense Average Return On Investments And Average Borrowing Cost Liabilities (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Average Return On Investments Liabilities Line Items
Interest Expenses (Income Statement)	€ (12,239)	€ (11,537)	€ (10,648)
Deposits From Central Banks And Credit Institutions [Member]
Average Return On Investments Liabilities Line Items
Return On Investment Average Balance	65,044	90,619	101,975
Interest Expenses (Income Statement)	€ 2,192	€ 2,212	€ 1,866
Return On Investment Average Interest Rate Percentage	3.37	2.44	1.83
Customer Depositis [Member]
Average Return On Investments Liabilities Line Items
Return On Investment Average Balance	€ 370,078	€ 392,057	€ 398,851
Interest Expenses (Income Statement)	€ 6,559	€ 7,007	€ 5,944
Return On Investment Average Interest Rate Percentage	1.77	1.79	1.49
Customers Deposits Euros [Member]
Average Return On Investments Liabilities Line Items
Return On Investment Average Balance	€ 178,370	€ 186,261	€ 195,310
Interest Expenses (Income Statement)	€ 337	€ 461	€ 766
Return On Investment Average Interest Rate Percentage	0.19	0.25	0.39
Customers Deposits Foreign Currency [Member]
Average Return On Investments Liabilities Line Items
Return On Investment Average Balance	€ 191,709	€ 205,796	€ 203,541
Interest Expenses (Income Statement)	€ 6,222	€ 6,546	€ 5,178
Return On Investment Average Interest Rate Percentage	3.25	3.18	2.54
Debt Securities Issued [Member]
Average Return On Investments Liabilities Line Items
Return On Investment Average Balance	€ 75,927	€ 84,221	€ 89,876
Interest Expenses (Income Statement)	€ 1,753	€ 1,631	€ 1,738
Return On Investment Average Interest Rate Percentage	2.31	1.94	1.93
Other liabilities [Member]
Average Return On Investments Liabilities Line Items
Return On Investment Average Balance	€ 115,638	€ 82,699	€ 89,328
Interest Expenses (Income Statement)	€ 1,735	€ 687	€ 1,101
Return On Investment Average Interest Rate Percentage	1.50	0.83	1.23
Equity [Member]
Average Return On Investments Liabilities Line Items
Return On Investment Average Balance	€ 52,206	€ 54,874	€ 55,616
Interest Expenses (Income Statement)	€ 0	€ 0	€ 0
Return On Investment Average Interest Rate Percentage	-	-	-
Total [Member]
Average Return On Investments Liabilities Line Items
Return On Investment Average Balance	€ 678,893	€ 704,471	€ 735,645
Interest Expenses (Income Statement)	€ 12,239	€ 11,537	€ 10,648
Return On Investment Average Interest Rate Percentage	1.80	1.64	1.45

Note 37 - Interest Income and_7

Note 37 - Interest Income and Expense - Interest Income And Expenses Change In The Balance (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018		Dec. 31, 2017
Cash And Balances With Central Banks And Other Demand Deposits [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	€ 22	[1]	€ 3
Interest Income Expense Price Effect	30	[2]	71
Interest Income Expense Total Effect	51		74
Securities Portfolio And Derivatives [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	67	[1]	(632)
Interest Income Expense Price Effect	916	[2]	285
Interest Income Expense Total Effect	983		(347)
Loans And Advances To Central Banks [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	(128)	[1]	(66)
Interest Income Expense Price Effect	128	[2]	94
Interest Income Expense Total Effect	0		29
Loans And Advances To Credit Institutions [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	(14)	[1]	(13)
Interest Income Expense Price Effect	187	[2]	279
Interest Income Expense Total Effect	172		266
Loans And Advances To Customer [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	(1,609)	[1]	(199)
Interest Income Expense Price Effect	1,152	[2]	1,606
Interest Income Expense Total Effect	(456)		1,408
Loans And Advances To Customers Euros [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	(267)	[1]	(94)
Interest Income Expense Price Effect	199	[2]	(206)
Interest Income Expense Total Effect	(68)		(301)
Loans And Advances To Customers Foreign Currency [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	(1,219)	[1]	115
Interest Income Expense Price Effect	830	[2]	1,593
Interest Income Expense Total Effect	(389)		1,708
Other Assets [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	(25)	[1]	(24)
Interest Income Expense Price Effect	(190)	[2]	184
Interest Income Expense Total Effect	(215)		160
Interest Income [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	0	[1]	0
Interest Income Expense Price Effect	0	[2]	0
Interest Income Expense Total Effect	535		1,588
Deposits From Central Banks And Credit Institutions [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	(624)	[1]	(208)
Interest Income Expense Price Effect	604	[2]	554
Interest Income Expense Total Effect	(20)		346
Customer Depositis [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	(393)	[1]	(101)
Interest Income Expense Price Effect	(55)	[2]	1,164
Interest Income Expense Total Effect	(448)		1,063
Customers Deposits Euros [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	(20)	[1]	(35)
Interest Income Expense Price Effect	(104)	[2]	(269)
Interest Income Expense Total Effect	(124)		(305)
Customers Deposits Foreign Currency [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	(448)	[1]	57
Interest Income Expense Price Effect	124	[2]	1,311
Interest Income Expense Total Effect	(324)		1,368
Debt Securities Issued [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	(161)	[1]	(109)
Interest Income Expense Price Effect	282	[2]	3
Interest Income Expense Total Effect	122		(106)
Other liabilities [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	274	[1]	(82)
Interest Income Expense Price Effect	774	[2]	(332)
Interest Income Expense Total Effect	1,048		(414)
Interest Expenses
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	0		0
Interest Income Expense Price Effect	0		0
Interest Income Expense Total Effect	702
Total [Member]
Interest Income Expemse Change Balance Line Items
Interest Income Expense Volume Effect	0		0
Interest Income Expense Price Effect	0		0
Interest Income Expense Total Effect	€ (167)		€ 699
[1]	(1) T he volume effect is calculated as the result of the interest rate of the initial period multiplied by the difference between the average balances of both periods.
[2]	(2) The price effect is calculated as the result of the average balance of the last period multiplied by the difference between the interest rates of both periods.

Note 38 - Dividend income (Deta

Note 38 - Dividend income (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Dividens Revenue Line Items
Dividend income	€ 157	€ 334	€ 467
Financial assets at fair value through profit or loss classified as held for trading [Member]
Dividens Revenue Line Items
Dividend income	19	145	161
Financial Assets At Fair Value Through Other Comprehensive Income Member
Dividens Revenue Line Items
Dividend income	138	188	307
Total [Member]
Dividens Revenue Line Items
Dividend income	€ 157	€ 334	€ 467

Note 39 - Share of profit or _2

Note 39 - Share of profit or loss of entities accounted for using the equity method (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Share of profit or loss of entities accounted for using the equity method
investments in entities accounted for using the equity method	€ (7)	€ 4	€ 25

Note 40 - Fee and commission _3

Note 40 - Fee and commission income and expenses - Fee And Commission Income (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Fee And Commission Income Expenses
Credit and Debit Cards	€ 2,900	€ 2,834	€ 2,679
Asset Management	1,023	923	839
Transfers and other payment orders Income	605	601	578
Current Accounts	451	507	469
Contingent risks	390	396	406
Securities fees	325	385	335
Commitment fees	223	231	237
checks	194	212	207
Insurance product commissions	171	192	178
Custody securities	122	122	122
Bills receivables	39	46	52
Other fee and commission income	689	700	701
Total Fee And commission income (Income Statement)	€ 7,132	€ 7,150	€ 6,804

Note 40 - Fee and commission _4

Note 40 - Fee and commission income and expenses - Fee And Commission Expense (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Fee And Commission Income Expenses
Credit and debit cards	€ 1,502	€ 1,458	€ 1,334
Transfers and other payment orders Expenses	96	102	102
Commissions for selling insurance	48	60	63
Other fee and commissions	607	610	587
Total Fee and commission expense (Income Statement)	€ (2,253)	€ (2,229)	€ (2,086)

Note 41 - Gains (losses) on f_3

Note 41 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences - Gains or losses on financial assets and liabilities and exchange differences. Breakdown by heading of the balance sheet (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Gains Or Losses on Financial Assets And Liabilities And Exchanges Differences
Total Gains or losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss net ( Income Statement)	€ 216	€ 985	€ 1,375
Loans and receivables, gains (losses) on derecognition of financial instruments not measured at fair value	51	133	95
Other, Gains or Losses arising from derecognition of financial assets measured at amortised cost	164	852	1,281
Gains or losses on financial assets and liabilities held for trading, net (Income Statement)	707	218	248
Reclassification of financial assets from fair value through other comprehensive income	0
Reclassification of financial assets from amortized cost	0
Other gains or losses on financial assets and liabilties held for trading	707
Gains losses on non trading financial assets at fair value through profit or loss	96
Reclassification of financial assets from fair value through other comprehensive income	0
Reclassification of financial assets from amortized cost	0
Other Gains Or Losses on financial assets and liabilities at fair value through profit or loss	96
Gains or losses on financial assets and liabilities designated at fair value through profit or loss net (Income Statement)	143	(56)	114
Gains or losses from hedge accounting net (Income Statement)	72	(209)	(76)
Total Gains (losses) on financial assets and liabilities (net)	1,234	938	1,661
Exchange differences (Income Statement)	(9)	1,030	472
Total gains (losses) on financial instruments and exchange differences	€ 1,223	€ 1,968	€ 2,133

Note 41 - Gains (losses) on f_4

Note 41 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences - Breakdown by nature of the financial instrument (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Debt Securities [Member]
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	€ 354	€ 545	€ 906
Equity instruments [Member]
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	(253)	845	459
Loans and advances [Member]
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	(172)	97	65
Derivatives [Member]
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	927	(470)	109
Customer Deposits [Member]
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	240	(96)	87
Other [Member]
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	137	18	35
Total [Member]
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	€ 1,233	€ 938	€ 1,661

Note 41 - Gains (losses) on f_5

Note 41 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences - Derivatives - Hedge accounting (Details) - EUR (€) € in Millions	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Total [Member]
Gains or losses en financial assets and liabilities trading derivatives line items
Equity Instruments, gains (losses) on financial instruments	€ 927	€ (470)	€ 109
Trading Derivatives [Member] | Interest Rate Risk Member
Gains or losses en financial assets and liabilities trading derivatives line items
Equity Instruments, gains (losses) on financial instruments	90	165	431
Trading Derivatives [Member] | Securities Agreements [Member]
Gains or losses en financial assets and liabilities trading derivatives line items
Equity Instruments, gains (losses) on financial instruments	294	(139)	86
Trading Derivatives [Member] | Commodities Risk [Member]
Gains or losses en financial assets and liabilities trading derivatives line items
Equity Instruments, gains (losses) on financial instruments	(2)	99	(29)
Trading Derivatives [Member] | Credit Risk Member
Gains or losses en financial assets and liabilities trading derivatives line items
Equity Instruments, gains (losses) on financial instruments	(109)	(564)	(118)
Trading Derivatives [Member] | Foreign Exchange And Gold Risk [Member]
Gains or losses en financial assets and liabilities trading derivatives line items
Equity Instruments, gains (losses) on financial instruments	606	315	186
Trading Derivatives [Member] | Other Risk [Member]
Gains or losses en financial assets and liabilities trading derivatives line items
Equity Instruments, gains (losses) on financial instruments	(24)	(137)	(371)
Trading Derivatives [Member] | Subtotal [Member]
Gains or losses en financial assets and liabilities trading derivatives line items
Equity Instruments, gains (losses) on financial instruments	856	(261)	185
Hedging Derivatives Ineffectiveness [Member] | Fair Value Risk [Member]
Gains or losses en financial assets and liabilities trading derivatives line items
Equity Instruments, gains (losses) on financial instruments	87	(177)	(76)
Hedging Derivatives Ineffectiveness [Member] | Hedging Derivatives [Member]
Gains or losses en financial assets and liabilities trading derivatives line items
Equity Instruments, gains (losses) on financial instruments	(150)	(236)	(330)
Hedging Derivatives Ineffectiveness [Member] | Hedged Item
Gains or losses en financial assets and liabilities trading derivatives line items
Equity Instruments, gains (losses) on financial instruments	237	59	254
Hedging Derivatives Ineffectiveness [Member] | Cash Flow Risk [Member]
Gains or losses en financial assets and liabilities trading derivatives line items
Equity Instruments, gains (losses) on financial instruments	(15)	(32)	0
Hedging Derivatives Ineffectiveness [Member] | Subtotal [Member]
Gains or losses en financial assets and liabilities trading derivatives line items
Equity Instruments, gains (losses) on financial instruments	€ 72	€ (209)	€ (76)

Note 42 - Other operating inc_3

Note 42 - Other operating income and expenses - Other Operating Income Explanatory (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Other Operating Income and Expenses
Financial income from non-financial services	€ 458	€ 1,109	€ 882
Of which: Real estate companies Income	283	884	588
Rest of other operating income	491	330	390
Of which: from rented buildings	21	61	76
Total Other operating income (Income Statement)	€ 949	€ 1,439	€ 1,272

Note 42 - Other operating inc_4

Note 42 - Other operating income and expenses - Other Operating Expense Explanatory (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Other Operating Income and Expenses
Change in inventories	€ 292	€ 886	€ 617
Of which: Real estate companies Expenses	248	816	511
Rest of other operating expenses	1,808	1,337	1,511
Total Other operating expenses (Income Statement)	€ (2,101)	€ (2,223)	€ (2,128)

Note 43 - Insurance and reins_3

Note 43 - Insurance and reinsurance contracts income and expenses - Other operating income and expenses on insurance and reinsurance contracts (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Insurance and Reinsurance Contracts Income and Expenses
Income on insurance and reinsurance contracts (Income Statement)	€ 2,949	€ 3,342	€ 3,652
Expenses on insurance and reinsurance contracts (Income Statement)	(1,894)	(2,272)	(2,545)
Total Net Income Arising from Insurance and Reinsurance Contracts	€ 1,055	€ 1,069	€ 1,107

Note 43 - Insurance and reins_4

Note 43 - Insurance and reinsurance contracts income and expenses Income by type of insurance product (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Net income Arising From Insurance Products Line Items
Net Income Arising from Insurance and Reinsurance Contracts	€ 1,055	€ 1,069	€ 1,107
Life Insurance Contracts | Individidual Contract [Member]
Net income Arising From Insurance Products Line Items
Net Income Arising from Insurance and Reinsurance Contracts	486	346	268
Life Insurance Contracts | Individidual Contract [Member] | Savings Insurance [Member]
Net income Arising From Insurance Products Line Items
Net Income Arising from Insurance and Reinsurance Contracts	56	38	30
Life Insurance Contracts | Individidual Contract [Member] | Risk Insurance [Member]
Net income Arising From Insurance Products Line Items
Net Income Arising from Insurance and Reinsurance Contracts	430	308	238
Life Insurance Contracts | Collective Contract [Member]
Net income Arising From Insurance Products Line Items
Net Income Arising from Insurance and Reinsurance Contracts	196	258	366
Life Insurance Contracts | Collective Contract [Member] | Savings Insurance [Member]
Net income Arising From Insurance Products Line Items
Net Income Arising from Insurance and Reinsurance Contracts	39	(4)	8
Life Insurance Contracts | Collective Contract [Member] | Risk Insurance [Member]
Net income Arising From Insurance Products Line Items
Net Income Arising from Insurance and Reinsurance Contracts	157	263	357
Life Insurance Contracts | Total [Member]
Net income Arising From Insurance Products Line Items
Net Income Arising from Insurance and Reinsurance Contracts	682	604	634
Non life Insurance Contracts | Total [Member]
Net income Arising From Insurance Products Line Items
Net Income Arising from Insurance and Reinsurance Contracts	373	464	474
Non life Insurance Contracts | Total [Member] | Home Insurance [Member]
Net income Arising From Insurance Products Line Items
Net Income Arising from Insurance and Reinsurance Contracts	110	118	131
Non life Insurance Contracts | Total [Member] | Other Non Life Insurance [Member]
Net income Arising From Insurance Products Line Items
Net Income Arising from Insurance and Reinsurance Contracts	263	346	342
Total [Member] | Total [Member]
Net income Arising From Insurance Products Line Items
Net Income Arising from Insurance and Reinsurance Contracts	€ 1,055	€ 1,069	€ 1,107

Note 44 - Administration Cost_2

Note 44 - Administration Costs - Personnel Expenses Breakdown (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Classes Of Employee Benefits Expense
Wages And Salaries	€ 4,786	€ 5,163	€ 5,267
Social Security Contributions	722	761	784
Employer contributions	89	87	87
Defined benefit plans	58	62	67
Other Employee Expense	465	497	516
Total Employee Benefits Expense	€ (6,120)	€ (6,571)	€ (6,722)

Note 44 - Administration Cost_3

Note 44 - Administration Costs - Average Number Of Employees By Geographical Area - Classes Of Employees (Details) - Employee	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Management team [Member] | Spain
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	1,047	1,026	1,044
Other line personel [Member] | Spain
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	21,840	22,180	23,211
Clerical staff [Member] | Spain
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	2,818	3,060	3,730
Branches abroad [Member] | Spain
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	589	603	718
Pension fund managers [Member] | Total [Member]
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	395	362	335
Other non banking companies [Member] | Total [Member]
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	14,349	14,925	16,307
Subtotal [Member] | Spain
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	26,294	26,869	28,703
Subtotal [Member] | Mexico [Member]
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	31,655	30,664	30,378
Subtotal [Member] | United States [Member]
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	9,786	9,532	9,710
Subtotal [Member] | Turkey [Member]
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	22,322	23,154	23,900
Subtotal [Member] | Venezuela [Member]
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	3,631	4,379	5,097
Subtotal [Member] | Argetina [Member]
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	6,074	6,173	6,041
Subtotal [Member] | Colombia [Member]
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	5,185	5,374	5,714
Subtotal [Member] | Peru [Member]
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	5,879	5,571	5,455
Subtotal [Member] | Other [Member]
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	3,767	5,501	5,037
Subtotal [Member] | Subtotal companies abroad [Member]
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	88,299	90,348	91,332
Subtotal [Member] | Total [Member]
Average Number Of Employees By Geographical Area Line Items
Average Number Of Employees	129,336	132,504	136,677

Nota 44 - Administration Costs

Nota 44 - Administration Costs - Average Number Of Employees By Geographical Area - Gender Of Employees (Details) - Employee	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Male | Management team [Member]
Disclosure number Of Employees At The Period End Profesional Category And Gender
Average Number Of Employees	1,197	1,244	1,331
Male | Other line personel [Member]
Disclosure number Of Employees At The Period End Profesional Category And Gender
Average Number Of Employees	37,461	38,670	38,514
Male | Clerical staff [Member]
Disclosure number Of Employees At The Period End Profesional Category And Gender
Average Number Of Employees	19,315	20,639	22,066
Male | Total [Member]
Disclosure number Of Employees At The Period End Profesional Category And Gender
Average Number Of Employees	57,973	60,553	61,911
Female | Management team [Member]
Disclosure number Of Employees At The Period End Profesional Category And Gender
Average Number Of Employees	339	342	350
Female | Other line personel [Member]
Disclosure number Of Employees At The Period End Profesional Category And Gender
Average Number Of Employees	38,918	39,191	39,213
Female | Clerical staff [Member]
Disclosure number Of Employees At The Period End Profesional Category And Gender
Average Number Of Employees	28,397	31,770	33,318
Female | Total [Member]
Disclosure number Of Employees At The Period End Profesional Category And Gender
Average Number Of Employees	67,654	71,303	72,881

Note 44 - Administration Cost_4

Note 44 - Administration Costs - Average Number Of Employees By Geographical Area - Average Employees (Details) - Employee	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
BBVA Group [Member] | Male
Average BBVA S A Employees Line Items
Average Number Of Employees	59,547	60,730	62,738
BBVA Group [Member] | Female
Average BBVA S A Employees Line Items
Average Number Of Employees	69,790	71,774	73,939
BBVA, S.A. [Member] | Female
Average BBVA S A Employees Line Items
Average Number Of Employees	26,294	26,869	25,979

Note 44 - Administration Cost_5

Note 44 - Administration Costs - Share - Based Employee Remuneration (Details) - EUR (€)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Classes Of Employee Benefits Expense
Disclosure Of Share based Payment Arrangements Explanatory	This remuneration policy includes a specific settlement and payment system of the Annual Variable Remuneration applicable to the Identified Staff, including directors and senior management, under the following rules, among others: A significant percentage of variable remuneration – 60% in the case o f executive directors, Senior Management and those Identified Staff members with particularly high variable remuneration, and 40% for the rest of the Identified Staff– shall be deferred over a five-year period, in the case of executive directors and Senior Management, and over a three-year period, for the remaining Identified Staff. 50% of the variable remuneration of each year (including both upfront and deferred portions), shall be established in BBVA shares, albeit a larger proportion (60%) in shares sha ll be deferred in the case of executive directors and Senior Management. The variable remuneration will be subject to ex ante adjustments, so that it will not be accrued, or will be accrued in a reduced amount, should a certain level of profit or capital r atio not be obtained. Likewise, the Annual Variable Remuneration will be reduced upon performance assessment in the event of negative evolution of the Bank’s results or other parameters such as the level of a chievement of budgeted targets. T he deferred co mponent of the variable remuneration (in shares and in cash) may be reduced in its entirety, yet not increased, based on the result of multi-year performance indicators aligned with the Bank’s fundamental risk management and control metrics, related to the solvency, capital, liquidity, funding or profitability, or to the share performance and recurring results of the Group. During the entire deferral period (5 or 3 years, as applicable) and retention period, variable remuneration shall be subject to malus and clawback arrangements, both linked to a downturn in financial performance of the Bank, specific unit or area, or individual, under certain circumstances. All shares shall be withheld for a period of one year after delivery, except for those shares re quired to honor the payment of taxes. No personal hedging strategies or insurance may be used in connection with remuneration and responsibility that may undermine the effects of alignment with sound risk management. The deferred amounts in cash subject t o multi-year performance indicators that are finally paid shall be subject to updating, in the terms determined by the Bank’s Board of Directors, upon proposal of the Remunerations Committee, whereas deferred amounts in shares shall not be updated. Finally , the variable component of the remuneration of the Identified Staff members shall be limited to a maximum amount of 100% of the fixed component of total remuneration, unless the General Meeting resolves to increase this percentage up to 200%.
Expense From Share based Payment Transactions With Employees	€ 29,000,000	€ 38,000,000	€ 57,000,000
Disclosure Of Terms And Conditions Of Sharebased Payment Arrangement Line Items
Number Of Shares Received By The Identify Staff Corresponding To The Initial Payment Corresponding To Previous Year Annual Variable Remuneration To Be Delivered In Shares	3,932,268
Deferred remuneration [Member] | First third [Member]
Disclosure Of Terms And Conditions Of Sharebased Payment Arrangement Line Items
Number Of Instruments Granted In Share based Payment Arrangement	12,120
Adjustment Amount Granted In Share based Payment Arrangement	€ 2,679
Deferred remuneration [Member] | Second third [Member]
Disclosure Of Terms And Conditions Of Sharebased Payment Arrangement Line Items
Number Of Instruments Granted In Share based Payment Arrangement	10,485
Adjustment Amount Granted In Share based Payment Arrangement	€ 6,186
Deferred remuneration [Member] | Last third [Member]
Disclosure Of Terms And Conditions Of Sharebased Payment Arrangement Line Items
Number Of Instruments Granted In Share based Payment Arrangement	7,158
Adjustment Amount Granted In Share based Payment Arrangement	€ 6,872
Deferred remuneration [Member] | Total [Member]
Disclosure Of Terms And Conditions Of Sharebased Payment Arrangement Line Items
Number Of Instruments Granted In Share based Payment Arrangement	941,366
Adjustment Amount Granted In Share based Payment Arrangement	€ 903,711
Regulatory requirements remuneration [Member] | Total [Member]
Disclosure Of Terms And Conditions Of Sharebased Payment Arrangement Line Items
Number Of Instruments Granted In Share based Payment Arrangement	39,555

Note 44 - Administration Cost_6

Note 44 - Administration Costs - Other Administrative Expenses (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Classes Of Employee Benefits Expense
Technology And Systems		€ 1,133	€ 692	€ 673
CommunicationExpense		235	269	294
Advertising Expense		336	352	398
Property Fixtures And Materials		982	1,033	1,080
Of Which Rent Expenses	[1]	552	581	616
Taxes Other Than Income Tax		417	456	433
Other Expense By Nature		1,271	1,738	1,766
Total Administrative Expense		€ (4,374)	€ (4,541)	€ (4,644)
[1]	(*) The consolidated companies do not expect to terminate the lease contracts early.

Note 45 - Depreciation (Details

Note 45 - Depreciation (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Depreciation And Amortisation Expense Line Items
Depreciation and amortization	€ 1,208	€ 1,387	€ 1,426
Tangible assets [Member]
Depreciation And Amortisation Expense Line Items
Depreciation and amortization	594	694	690
For Own Use Depreciable Assets [Member]
Depreciation And Amortisation Expense Line Items
Depreciation and amortization	589	680	667
Investment Property [Member]
Depreciation And Amortisation Expense Line Items
Depreciation and amortization	5	13	23
Assets Leased Out Under An Operating Lease [Member]
Depreciation And Amortisation Expense Line Items
Depreciation and amortization	0	0	0
Other Intangible Assets [Member]
Depreciation And Amortisation Expense Line Items
Depreciation and amortization	613	694	735
Total [Member]
Depreciation And Amortisation Expense Line Items
Depreciation and amortization	€ 1,208	€ 1,387	€ 1,426

Note 46 - Provisions or rever_3

Note 46 - Provisions or reversal provisions (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Provisions or reversal of provisions Abstract
Pensions and other post employment defined benefit obligations	€ 125	€ 343	€ 332
Commitments and guarantees given	(48)	(313)	56
Pending legal issues and tax litigation	133	318	76
Other Provisions Or Reversal Provisions	163	397	722
Total Provisions	€ (373)	€ (745)	€ (1,186)

Note 47 - Impairment or rever_3

Note 47 - Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Impairment or reversal of impairment on financial assets not measured at fair value through profir or loss
Total Available-for-sale financial assets, impairment or reversal of impairment	€ 1	€ 1,127	€ 202
Debt securities, impairment or reversal of impairment	1	(4)	157
Other equity instruments, impairment or reversal of impairment	0	1,131	46
Loans and receivables, impairment or reversal of impairment	3,980	3,677	3,597
Recovery of written-off assets	(589)	(558)	(541)
Held to maturity investments, impairment or reversal of impairment		(1)	1
Total impairment or reversal of impairment on financial assets not measured at fair value through profit or loss	€ (3,981)	€ (4,803)	€ (3,801)

Note 48 - Impairment or rever_3

Note 48 - Impairment or reversal of impairment on non-financial assets (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Impairment or reversal of impairment on non-financial assets
Tangible assets, impairment or reversal of impairment	€ (5)	€ (42)	€ (143)
Intangible assets, impairment or reversal of impairment	(83)	(16)	(3)
Other non-financial assets, impairment or reversal of impairment	(51)	(306)	(375)
Total impairment (reversal of impairment) of non-financial assets	€ 138	€ 363	€ 521

Note 49 - Gains (losses) on d_3

Note 49 - Gains (losses) on derecognition of non financial assets and subsidiaries, net (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Gains (losses) on derecognition of non financial assets and subsidiaries, net
Gains On Disposals Of Investment in Subsidiaries	€ 55	€ 38	€ 111
Gains On Disposals Of Property Plant And Equipment	81	69	64
Losses On Disposals Of Investment in Subsidiaries	13	27	58
Losses On Disposals Of Property Plant And Equipment	45	33	47
Total Disposal of tangible assets and other, gains	€ 78	€ 47	€ 70

Note 50 - Profit or loss from_3

Note 50 - Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations
Net Gains Loss On Sales		€ 129	€ 102	€ 66
Impairment loss		208	158	136
Gains On Sale Of Investment Classified As Non Currrent Assets Held For Sale	[1]	894	82	39
Gains On Sale Of Equity Instruments Classified As Non Currrent Assets Held For Sale		0	0	0
Total Profit or Loss From Non Current Assets And Disposal Groups Classified As Held For Sale Not Qualifying As Discontinued Operations		€ 815	€ 26	€ (31)
[1]	(*) The change is mainly as a result of the sale of the BBVA stake in BBVA Chile (see Note 3).

Note 51 - Consolidated Statem_3

Note 51 - Consolidated Statement Of Cash Flows (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Debt Securities Issued [Member]
Main Variances In Financing Activities Liabilities
Financing Activities Liabilities at the beginning	€ 50,635	€ 59,388
Financing Activities Liabilities Abstract
Inflows Of Cash	(1,621)	(5,958)
Increase Decrease through Acquisition Financing Activities liabilities	0	0
Disposal Non Cash Acquisition	(1,900)	0
Increase Decrease Net Exchange Differences Financing Activities liabilities	(779)	(2,796)
Increase Decrease through Fair Value Changes Financing Activities liabilities	0	0
Financing Activities Liabilities at the end	46,335	50,635
Subordinated Debt Securities [Member]
Main Variances In Financing Activities Liabilities
Financing Activities Liabilities at the beginning	17,443	16,987
Financing Activities Liabilities Abstract
Inflows Of Cash	857	1,679
Increase Decrease through Acquisition Financing Activities liabilities	0	0
Disposal Non Cash Acquisition	(694)	0
Increase Decrease Net Exchange Differences Financing Activities liabilities	29	(1,223)
Increase Decrease through Fair Value Changes Financing Activities liabilities	0	0
Financing Activities Liabilities at the end	17,635	17,443
Short Term Debt [Member]
Main Variances In Financing Activities Liabilities
Financing Activities Liabilities at the beginning	10,013	11,556
Financing Activities Liabilities Abstract
Inflows Of Cash	931	(1,319)
Increase Decrease through Acquisition Financing Activities liabilities	0	0
Disposal Non Cash Acquisition	0	0
Increase Decrease Net Exchange Differences Financing Activities liabilities	81	(224)
Increase Decrease through Fair Value Changes Financing Activities liabilities	0	0
Financing Activities Liabilities at the end	11,025	10,013
Other Financial Liabilities [Member]
Main Variances In Financing Activities Liabilities
Financing Activities Liabilities at the beginning	8,891	10,179
Financing Activities Liabilities Abstract
Inflows Of Cash	1,574	(378)
Increase Decrease through Acquisition Financing Activities liabilities	0	0
Disposal Non Cash Acquisition	(643)	0
Increase Decrease Net Exchange Differences Financing Activities liabilities	(1,328)	(910)
Increase Decrease through Fair Value Changes Financing Activities liabilities	0	0
Financing Activities Liabilities at the end	8,495	8,891
Total [Member]
Main Variances In Financing Activities Liabilities
Financing Activities Liabilities at the beginning	86,982	98,111
Financing Activities Liabilities Abstract
Inflows Of Cash	1,741	(5,976)
Increase Decrease through Acquisition Financing Activities liabilities	0	0
Disposal Non Cash Acquisition	(3,237)	0
Increase Decrease Net Exchange Differences Financing Activities liabilities	(1,997)	(5,153)
Increase Decrease through Fair Value Changes Financing Activities liabilities	0	0
Financing Activities Liabilities at the end	€ 83,490	€ 86,982

Note 52 - Accountant Fees And_3

Note 52 - Accountant Fees And Services - Auditors Remuneration For Audit Services (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017
Auditors Remuneration Abstract
Audits Of The Companies Audited By Firms Belonging To The Deloitte Worldwide Organizartions And Other Reports a Related With The Audit	[1],[2]	€ 26.1	€ 27.2
Issued By The National Supervisory Bodies Of The Countries In Which The Group Operates Reviewed By Firms Belonging To The Deloitte Worldwide Organization	[1]	1.5	1.9
Fees For Audits Conducted By Other Firms	[1]	€ 0.1	€ 0.1
[1]	(**) Regardless of the billed period.
[2]	(*) Including fees pertaining to annual legal audits (€22.4 and 22.6 million as of December 31, 2018 and December 31, 2017, respectively).

Note 52 - Accountant Fees And_4

Note 52 - Accountant Fees And Services - Auditors Remuneration For Other Services (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Auditors Remuneration Abstract
Firms Belonging To The KPMG Worldwide Organitation	€ 0.3	€ 0.5

Note 52 - Accountant Fees And_5

Note 52 - Accountant Fees And Services - Auditors Remuneration For Audit Services and Other Services (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017
Auditors Remuneration Abstract
Auditors Remuneration For Audit Services	[1]	€ 6.7	€ 6.8
Auditors Remuneration For Other Audit Services	[1]	5.9	5
Review Report	[1]	1.1	0.9
Emission Report	[1]	0.3	0.4
Assurance Remunerations	[1]	0.9	0.6
Other Auditor Remunerations	[1]	€ 0	€ 0
[1]	(*) Services provided by KPMG Auditores, S.L. to companies located in Spain, to the branch of BBVA in New York and to the branch of BBVA in London.

Note 53 - Related-Party Trans_3

Note 53 - Related-Party Transactions - Balances Arising From Transactions With Entities Of The Group (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Disclosure Of Transactions Between Related Parties Line Items
Loans and advances to banks		€ 9,163	€ 26,261	€ 31,373
Loans and Advances to customers		374,027	387,621	414,500
Deposits from credit institutions		31,978	54,516	63,501
Customer deposits		375,970	376,379	401,465
Debt certificates, at amortized cost		61,112	63,915	76,375
Financial guarantees given	[1]	16,454	16,545	18,267
Contingent Commitments		€ 35,098	45,738	42,592
Disclosure That Related Party Transactions Were Made On Terms Equivalent To Those That Prevail In Arms Length Transactions		As financial institutions, BBVA and other entities in the Group engage in transactions with related parties in the normal course of their business. All of these transactions are not material and are carried out under normal market conditions.
Assets Member [Member]
Disclosure Of Transactions Between Related Parties Line Items
Loans and advances to banks		€ 132	91	69
Loans and Advances to customers		1,866	510	442
Liabilities Member
Disclosure Of Transactions Between Related Parties Line Items
Deposits from credit institutions		2	5	1
Customer deposits		521	428	533
Debt certificates, at amortized cost		0	0	0
Memorandum Accounts [Member]
Disclosure Of Transactions Between Related Parties Line Items
Financial guarantees given		78	78	42
Contingent Commitments		1,358	114	121
Other Accounts		€ 152	€ 1,175	€ 1,466
[1]	(*) N on performing financial guarantees given amounted to € 740 , € 739 and € 680 million, respectively, as of December 31, 2018, December 31, 2017, and December 31, 2016, respectively.

Note 53 - Related-Party Trans_4

Note 53 - Related-Party Transactions - Balance Of Income Statement Arising From Transactions With Entities Of The Group (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Related Party Transactions Abstract
Financial incomes	€ 55	€ 26	€ 26
Financial costs	2	1	1
Fee And Commission Income	5	5	5
Fee And Commission Expense	€ 48	€ 49	€ 58

Note 53 - Related-Party Trans_5

Note 53 - Related-Party Transactions - Transactions with members of the Board of Directors and Senior Management (Details) - EUR (€) € in Thousands		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Related Party Transactions Line Items
Financial guarantees given	[1]	€ 16,454,000	€ 16,545,000	€ 18,267,000
Board Of Directors
Related Party Transactions Line Items
Corporate loans		611
Senior Management [Member]
Related Party Transactions Line Items
Corporate loans		3,783	4,049	5,573
Financial guarantees given		38	28	28
Senior Management Related Parties [Member]
Related Party Transactions Line Items
Corporate loans		69	85	98
Financial guarantees given		€ 8	€ 8	€ 8
[1]	(*) N on performing financial guarantees given amounted to € 740 , € 739 and € 680 million, respectively, as of December 31, 2018, December 31, 2017, and December 31, 2016, respectively.

Note 54 - Remuneration And Ot_3

Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Remuneration For Non Executive Directors (Details) € in Millions	12 Months Ended
	Dec. 31, 2018EUR (€)
Tomas Alfaro Drake | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	€ 129
Tomas Alfaro Drake | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Tomas Alfaro Drake | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	18
Tomas Alfaro Drake | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Tomas Alfaro Drake | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	43
Tomas Alfaro Drake | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	25
Tomas Alfaro Drake | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	43
Tomas Alfaro Drake | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	258
Jose Miguel Andres Torrecillas | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	129
Jose Miguel Andres Torrecillas | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jose Miguel Andres Torrecillas | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	179
Jose Miguel Andres Torrecillas | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	107
Jose Miguel Andres Torrecillas | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jose Miguel Andres Torrecillas | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	71
Jose Miguel Andres Torrecillas | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jose Miguel Andres Torrecillas | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	485
Jaime Felix Caruana Lacorte [Member] | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	75	[1]
Jaime Felix Caruana Lacorte [Member] | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	83	[1]
Jaime Felix Caruana Lacorte [Member] | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1]
Jaime Felix Caruana Lacorte [Member] | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	53	[1]
Jaime Felix Caruana Lacorte [Member] | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1]
Jaime Felix Caruana Lacorte [Member] | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1]
Jaime Felix Caruana Lacorte [Member] | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	25	[1]
Jaime Felix Caruana Lacorte [Member] | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	237	[1]
Belen Garijo Lopez | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	129
Belen Garijo Lopez | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Belen Garijo Lopez | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	71
Belen Garijo Lopez | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Belen Garijo Lopez | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	107
Belen Garijo Lopez | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	20
Belen Garijo Lopez | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Belen Garijo Lopez | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	328
Sunir Kumar Kapoor | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	129
Sunir Kumar Kapoor | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Sunir Kumar Kapoor | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Sunir Kumar Kapoor | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Sunir Kumar Kapoor | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Sunir Kumar Kapoor | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Sunir Kumar Kapoor | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	43
Sunir Kumar Kapoor | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	172
Carlos Loring Martinez de Irujo | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	129
Carlos Loring Martinez de Irujo | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	167
Carlos Loring Martinez de Irujo | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Carlos Loring Martinez de Irujo | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	107
Carlos Loring Martinez de Irujo | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	43
Carlos Loring Martinez de Irujo | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Carlos Loring Martinez de Irujo | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Carlos Loring Martinez de Irujo | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	445
Lourdes Maiz Carro | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	129
Lourdes Maiz Carro | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Lourdes Maiz Carro | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	71
Lourdes Maiz Carro | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Lourdes Maiz Carro | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	43
Lourdes Maiz Carro | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	41
Lourdes Maiz Carro | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Lourdes Maiz Carro | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	284
Jose Maldonado Ramos | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	129
Jose Maldonado Ramos | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	167
Jose Maldonado Ramos | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jose Maldonado Ramos | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	53
Jose Maldonado Ramos | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jose Maldonado Ramos | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	41
Jose Maldonado Ramos | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jose Maldonado Ramos | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	390
Ana Peralta Moreno [Member] | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	86	[2]
Ana Peralta Moreno [Member] | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Ana Peralta Moreno [Member] | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	36	[2]
Ana Peralta Moreno [Member] | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Ana Peralta Moreno [Member] | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	21	[2]
Ana Peralta Moreno [Member] | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Ana Peralta Moreno [Member] | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Ana Peralta Moreno [Member] | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	143	[2]
Juan Pi Llorens | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	129
Juan Pi Llorens | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Juan Pi Llorens | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	71
Juan Pi Llorens | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	214
Juan Pi Llorens | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Juan Pi Llorens | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Juan Pi Llorens | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	43
Juan Pi Llorens | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	457
Susana Rodriguez Vidarte | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	129
Susana Rodriguez Vidarte | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	167
Susana Rodriguez Vidarte | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Susana Rodriguez Vidarte | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	107
Susana Rodriguez Vidarte | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Susana Rodriguez Vidarte | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	41
Susana Rodriguez Vidarte | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Susana Rodriguez Vidarte | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	443
Jan Verplancke [Member] | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	107	[3]
Jan Verplancke [Member] | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[3]
Jan Verplancke [Member] | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[3]
Jan Verplancke [Member] | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[3]
Jan Verplancke [Member] | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[3]
Jan Verplancke [Member] | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[3]
Jan Verplancke [Member] | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	25	[3]
Jan Verplancke [Member] | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	132	[3]
Total remuneration for non executive directors | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	1,427	[4]
Total remuneration for non executive directors | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	584	[4]
Total remuneration for non executive directors | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	446	[4]
Total remuneration for non executive directors | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	642	[4]
Total remuneration for non executive directors | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	257	[4]
Total remuneration for non executive directors | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	239	[4]
Total remuneration for non executive directors | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	179	[4]
Total remuneration for non executive directors | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	€ 3,773	[4]
[1]	(1) D irectors appointed by the General Meeting held on 16 March 2018. This includes the remunerations paid for membership of the various Board Committees throughout the 2018 financial year. The composition of these Committees was modified on 27 June 2018. Remunerations paid in accordance with the date of acceptance of said appointment.
[2]	(1) D irectors appointed by the General Meeting held on 16 March 2018. This includes the remunerations paid for membership of the various Board Committees throughout the 2018 financial year. The composition of these Committees was modified on 27 June 2018. Remunerations paid in accordance with the date of acceptance of said appointment.
[3]	(1) D irectors appointed by the General Meeting held on 16 March 2018. This includes the remunerations paid for membership of the various Board Committees throughout the 2018 financial year. The composition of these Committees was modified on 27 June 2018. Remunerations paid in accordance with the date of acceptance of said appointment.
[4]	(2) I n addition, J osé Antonio Fernández Rivero, who stepped down as director on 16 March 2018, received a total of €95 thousand in 2018, for his membership of the Board and of a number of Board Committees.

Note 54 - Remuneration And Ot_4

Note 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Number Of Shares (Details)	12 Months Ended
	Dec. 31, 2018shares
Tomas Alfaro Drake
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	10,367
Number Of Outstanding Share Options	83,449
Jose Miguel Andres Torrecillas
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	12,755
Number Of Outstanding Share Options	36,565
Belen Garijo Lopez
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	7,865
Number Of Outstanding Share Options	34,641
Sunir Kumar Kapoor
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	4,811
Number Of Outstanding Share Options	8,976
Carlos Loring Martinez de Irujo
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	11,985
Number Of Outstanding Share Options	98,876
Lourdes Maiz Carro
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	7,454
Number Of Outstanding Share Options	23,160
Jose Maldonado Ramos
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	11,176
Number Of Outstanding Share Options	78,995
Juan Pi Llorens
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	11,562
Number Of Outstanding Share Options	54,171
Susana Rodriguez Vidarte
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	12,425
Number Of Outstanding Share Options	104,983
Total remuneration for non executive directors
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	90,400	[1]
Number Of Outstanding Share Options	523,816	[1]
[1]	(1) I n addition, in 2018, 10,188 "theoretical shares" were allocated to José Antonio Fernández Rivero , who stepped down as a director on 16 March 2018.

Nota 54 - Remuneration And Othe

Nota 54 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Remuneration For Executive Directors (Details) - Total [Member] - EUR (€) € in Thousands		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2015
Group Executive Chairman | In Cash [Member]
Remuneration And Other Benefits Received Line Items
Fixed remuneration		€ 1,965
Variable remuneration	[1]	€ 562
Variable Remuneration In Shares		77,493
Deferred Remuneration	[2]	€ 105
Deferred Remuneration in Shares		11,766
Remuneration in Kind Which Includes Insurance Premiums		€ 154
Head Of Global Economics Regulation & Public Affairs (Head of GERPA) | In Cash [Member]
Remuneration And Other Benefits Received Line Items
Fixed remuneration		834
Variable remuneration		€ 87
Variable Remuneration In Shares		12,029
Deferred Remuneration		€ 33
Deferred Remuneration in Shares		3,678
Remuneration in Kind Which Includes Insurance Premiums		€ 82
Total Senior Management [Member] | In Cash [Member]
Remuneration And Other Benefits Received Line Items
Fixed remuneration		16,129
Variable remuneration		€ 1,489
Variable Remuneration In Shares		205,104
Deferred Remuneration		€ 573
Deferred Remuneration in Shares		64,853
Total [Member] | In Cash [Member]
Remuneration And Other Benefits Received Line Items
Fixed remuneration		€ 2,799
Variable remuneration		€ 649
Variable Remuneration In Shares		89,522
Deferred Remuneration		€ 137
Deferred Remuneration in Shares		15,444
Remuneration in Kind Which Includes Insurance Premiums		€ 236
Additional Information About Fixed and Variable Remuneration		Former Group Executive Chairman, Francisco González Rodríguez, who stepped down from this position with effect on 21 December 2018, received, during 2018, €2,475 thousand as Annual Fixed Remuneration; €660 thousand and 90,933 BBVA shares corresponding to 40% of the An nual Variable Remuneration for financial year 2017; and €332 thousand and 37,390 BBVA shares as settlement of the last third of the deferred variable remuneration for financial year 2014, payment of which corresponded in first quarter of financial year 201 8, including the corresponding update; as well as €20 thousand as remuneration in kind. On the other hand, it is indicated that in 2018, CEO Onur Genç—who was appointed by resolution of BBVA's Board of Directors on 20 December 2018— has not received any r emuneration for said role in 2018, having received fixed and variable remuneration in accordance with his previous position as Chairman and CEO of BBVA Compass, this remuneration being subject to the settlement and payment system applicable to said positio n. Thus, over the course of the financial year 2018, he has received €2,240 (*) thousand as Annual Fixed Remuneration; €191 (*) thousand and 26,531 BBVA ADSs corresponding to 40% of the Annual Variable Remuneration for financial year 2017; and €376 thousand as remuneration in kind, which includes benefits for his expatriate status in the United States. Following year-end 2018, the Annual Variable Remuneration for executive directors corresponding to said period has been determined, applying the conditions esta blished at the beginning of the year, as established in the Remuneration Policy for BBVA Directors approved by the General Meeting on 17 March 2017 with the following settlement and payment system: The Upfront Portion (40%) of the Annual Variable Remunerat ion of the executive directors for 2018 will be paid, if conditions are met, in equal parts in cash and shares, during the first quarter of 2019, which amounts to €479 thousand and 100,436 BBVA shares in the case of Carlos Torres Vila; and €79 thousand and 16,641 BBVA shares in the case of José Manuel González-Páramo Martínez-Murillo. The Deferred Po rtion (60%) remaining will be deferred for a five-year period, subject to compliance with the multi-year performance indicators determined by the Board of Directors at the start of financial year 2018, calculated over the first three-year deferral period. Provided that the conditions are met, the resulting amount will vest (40% in cash and 60% in shares), under the following schedule: 60% after the third year of deferral, 20% after the fourth year of deferral and the remaining 20% after the fifth year of de ferral. All the above is subject to the settlement and payment system conditions set out in the Remuneration Policy for BBVA Directors, which includes malus and clawback arrangements and retention periods for shares. As regards former Group Executive Chair man, Francisco González Rodríguez, his Annual Variable Remuneration for 2018 has been determined. This Annual Variable Remuneration for 2018 will be received, provided that conditions are met, in accordance with the same settlement and payment system appli cable to executive directors which includes deferral rules, malus and clawback arrangements and retention periods for shares . Thus, the Upfront Portion (40%) has been determined in : €528 thousand and 110,814 BBVA shares. Accrual and payment of the Deferred Portion (remaining 60%), 40% in cash and 60% in shares, will be subject to compliance with multi-year performance indicators approved by the Board of Directors. All the above is subject to the conditions of the settlement and payment system established in the Remuneration Policy for BBVA Directors, which includes malus and clawback arrangements and withholding periods for shares. As regards CEO Onur Genç and as aforementioned, his Annual Variable Remuneration for financial year 2018 is linked to his previo us position as Chairman and CEO of BBVA Compass and has been determined in accordance with the settlement and payment system applicable for such position. Thus, providing that applicable conditions are met, 40% of Annual Variable Remuneration for 2018 will be paid in the first quarter of 2019, amounting to a total of €196 thousand (*) and 41,267 BBVA shares. Accrual and payment of the remaining 60% of the Annual Variable Remuneration for financial year 2018, 50% in cash and 50% in shares, will be deferred fo r a three-year period and will be subject to compliance with multi-year performance indicators set by the Board of Directors for the whole Identified Staff at the beginning of 2018 and measured over the course of the three-year period.
Total [Member] | In Shares [Member]
Remuneration And Other Benefits Received Line Items
Additional Information About Fixed and Variable Remuneration			F ollowing year-end 2018, the deferred Annual Variable Remuneration of executive directors for financial year 2015 has been determined, with delivery, if conditions are met, corresponding during the first quarter of financial year 2019, subject to the condit ions established for this purpose in the Remuneration Policy for BBVA Directors approved by the General Meeting on 13 March 2015. Thus, based on the result of each of the multi-year performance indicators set by the Board in 2015 to calculate the deferred portion of this remuneration, and in application of the corresponding scales of achievement and their corresponding targets and weightings, likewise approved by the Board, the deferred portion of the Annual Variable Remuneration for financial year 2015 ha s been adjusted downwards as a consequence of result of the TSR indicator, which scale has determined a 10% reduction in the deferred amount associated to this indicator. The final amount of the deferred portion of the Annual Variable Remuneration for fina ncial year 2015, after the corresponding adjustment in light of the result of the TSR indicator, has been determined in an amount of €612 thousand and 79,157 BBVA shares, in the case of Carlos Torres Vila, and €113 thousand and 14,667 BBVA shares in the ca se of José Manuel González-Páramo Martínez-Murillo, which includes the corresponding updating. As regards the former Group Executive Chairman, Francisco González Rodríguez, his deferred Annual Variable Remuneration for financial year 2015 has been determin ed, to be received, providing that conditions are met, in accordance with the same settlement and payment system applicable to executive directors, amounting to a total of €1,035 thousand and 133,947 BBVA shares, which includes the corresponding updating.
[1]	(1) Remunerations corresponding to the Upfront Portion (40%) of the Annual Variable Remuneration for financial year 2017, 50% in cash and 50% in shares.
[2]	(1) Remunerations corresponding to the Upfront Portion (40%) of the Annual Variable Remuneration for financial year 2017, 50% in cash and 50% in shares.

Note 55 - Other Information - D

Note 55 - Other Information - Dividends Paid (Details) - EUR (€) € / shares in Units, € in Thousands	1 Months Ended					12 Months Ended
	Sep. 30, 2018	Mar. 31, 2018	Sep. 30, 2017	Dec. 31, 2016	Jun. 30, 2016	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Disclosure Of Dividends Paid
Dividends Paid per share	€ 0.1	€ 0.15	€ 0.09	€ 0.08	€ 0.08
Dividends Paid Ordinary Shares Per Share
Disclosure Of Dividends Paid
Percentage Over Nominal						51.02%	34.69%	32.65%
Dividends Paid per share						€ 0.25	€ 0.17	€ 0.16
Amount Dividends Paid						€ 1,667,000	€ 1,125,000	€ 1,028,000
Dividends Paid Other Shares Per Share
Disclosure Of Dividends Paid
Percentage Over Nominal						0.00%	0.00%	0.00%
Dividends Paid per share						€ 0	€ 0	€ 0
Amount Dividends Paid						€ 0	€ 0	€ 0
Dividends Paid
Disclosure Of Dividends Paid
Percentage Over Nominal						51.02%	34.69%	32.65%
Dividends Paid per share						€ 0.25	€ 0.17	€ 0.16
Amount Dividends Paid						€ 1,667,000	€ 1,125,000	€ 1,028,000
Dividends With Charge To Income
Disclosure Of Dividends Paid
Percentage Over Nominal						51.02%	34.69%	32.65%
Dividends Paid per share						€ 0.25	€ 0.17	€ 0.16
Amount Dividends Paid						€ 1,667,000	€ 1,125,000	€ 1,028,000
Dividens With Charge To Reserve Or Share Premiun
Disclosure Of Dividends Paid
Percentage Over Nominal						0.00%	0.00%	0.00%
Dividends Paid per share						€ 0	€ 0	€ 0
Amount Dividends Paid						€ 0	€ 0	€ 0
Dividends In Kind
Disclosure Of Dividends Paid
Percentage Over Nominal						0.00%	0.00%	0.00%
Dividends Paid per share						€ 0	€ 0	€ 0
Amount Dividends Paid						€ 0	€ 0	€ 0

Note 55 - Other Information - P

Note 55 - Other Information - Profit Attributable By Operating Segments (Details) - EUR (€) € in Millions		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Profit Attributable By Operating Segments
Profit or loss attributable to owners of the parent		€ 5,324	€ 3,519	€ 3,475
Tax expense or income related to profit or loss from continuing operation (Income Statement)		(2,295)	(2,169)	(1,699)
OPERATING PROFIT BEFORE TAX		8,446	6,931	6,392
Banking Activity in Spain [Member]
Profit Attributable By Operating Segments
Profit or loss attributable to owners of the parent		1,522	1,374	912
Non Core Real estate in Spain [Member]
Profit Attributable By Operating Segments
Profit or loss attributable to owners of the parent		(78)	(490)	(595)
United States [Member]
Profit Attributable By Operating Segments
Profit or loss attributable to owners of the parent		735	486	459
Mexico [Member]
Profit Attributable By Operating Segments
Profit or loss attributable to owners of the parent		2,384	2,187	1,980
Turkey [Member]
Profit Attributable By Operating Segments
Profit or loss attributable to owners of the parent		569	826	599
South America [Member]
Profit Attributable By Operating Segments
Profit or loss attributable to owners of the parent		591	861	771
Rest Of Eurasia [Member]
Profit Attributable By Operating Segments
Profit or loss attributable to owners of the parent		93	125	151
Corporate Center and other adjustments [Member]
Profit Attributable By Operating Segments
Profit or loss attributable to owners of the parent		(494)	(1,848)	(801)
Subtotal [Member]
Profit Attributable By Operating Segments
Profit or loss attributable to owners of the parent		5,818	5,368	4,276
Total assets BBVA Group [Member]
Profit Attributable By Operating Segments
Profit or loss attributable to owners of the parent		5,324	3,519	3,475
Non Assigned Income		0	0	0
Elimination Of Interim Income (between Segments)		0	0	0
Other Gains (Losses)	[1]	827	1,243	1,218
Tax expense or income related to profit or loss from continuing operation (Income Statement)		2,295	2,169	1,699
OPERATING PROFIT BEFORE TAX		€ 8,446	€ 6,931	€ 6,392
[1]	(*) Profit attributable to non-controlling interests.

Note 55 - Other Information - I

Note 55 - Other Information - Interest Income Breakdown By Geographical Area (Details) - EUR (€) € in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Interest Income Breakdown By Geographical Area
Interest Income (Income Statement)	€ 29,831	€ 29,296	€ 27,708
Domestic Geography | Total [Member]
Interest Income Breakdown By Geographical Area
Interest Income (Income Statement)	4,952	5,093	5,962
Foreign Geography | European Union [Member]
Interest Income Breakdown By Geographical Area
Interest Income (Income Statement)	509	422	291
Foreign Geography | BBVA Eurozone [Member]
Interest Income Breakdown By Geographical Area
Interest Income (Income Statement)	391	239	291
Foreign Geography | No Eurozone [Member]
Interest Income Breakdown By Geographical Area
Interest Income (Income Statement)	117	183	0
Foreign Geography | Total [Member]
Interest Income Breakdown By Geographical Area
Interest Income (Income Statement)	24,879	24,203	21,745
Foreign Geography | Rest of countries BBVA S A [Member]
Interest Income Breakdown By Geographical Area
Interest Income (Income Statement)	24,370	23,781	21,455
Total Domestic Foreign [Member] | Total [Member]
Interest Income Breakdown By Geographical Area
Interest Income (Income Statement)	€ 29,831	€ 29,296	€ 27,708

Note 56 - Subsequent Events (De

Note 56 - Subsequent Events (Details)	12 Months Ended
	Dec. 31, 2018
Subsequent Events
Description Of Nature Of Non adjusting Event After Reporting Period	On January 15, 2019, BBVA announced its irrevocable decision to early redeem, on February 19, 2019, the issuance of preferred securities contingently convertible (additional tier 1 instrument) carried out by the Bank on February 19, 2014, for an amount of €1.5 billion on the First Reset Date of the issuance and once the prior consent from the Regulator was obtained (see Note 22.4). The Board of Directors, in their meeting on January 31, 2019, agreed on carrying out an issuance of bonds convertible into ordinary shares of BBVA with exclusion of pre-emptive subscription rights, under the power delegated by the General Shareholders' Meeting of the Company held on March 17, 2017 under the fifth item on the agenda which is pending to be executed. On February 1, 2019 it was announced that it was foreseen to submit to the consideration of the corresponding government bodies the proposal of cash payment in a gross amount of euro 0.16 per share to be paid in April as final dividend for 2018 (see Note 4). On February 14, 2019, the results of the supervisory review and evaluation process (SREP) were announced. On 19 February, BBVA announced the irrevocable decision to early redeem, on April 11, the issuance of subordinated bonds (Subordinated Notes) that has been computed as Tier 2 capital for an amount of €1.5 billion, coinciding with the Optional Amortization date of said issue, and once the prior consent from the Regulator has been obtained. From January 1, 2019 to the date of preparation of these Consolidated Financial Statements, no other subsequent events not mentioned above in these financial statements have taken place that could significantly affect the Group’s earnings or its equity position.