Banco Bilbao Vizcaya Argentaria (BBVA) 6-K 31 Jul 20 Document 6K Financial data

Document and Entity Information

Document and Entity Information	6 Months Ended
	Jun. 30, 2020
Document and Entity Information
Entity Registrant Name	BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Entity Central Index Key	0000842180
Document Type	6-K
Document Period End Date	Jun. 30, 2020
Amendment Flag	false
Current Fiscal Year End Date	--12-31

Financial Statements - Balance

Financial Statements - Balance sheets - EUR (€)		Jun. 30, 2020	Dec. 31, 2019
Assets
BBVA Cash Balance Available To The Date		€ 65,877,000,000	€ 44,303,000,000
Total financial assets held for trading		119,332,000,000	102,688,000,000
Derivative financial assets held for trading	[1]	49,239,000,000	33,185,000,000
Equity Instruments Held For Trading		5,862,000,000	8,892,000,000
Debt Instruments Held For Trading		26,640,000,000	26,309,000,000
Loans and Advances to Central Banks Held for Trading		636,000,000	535,000,000
Loans And Advances To Banks Held For Trading		24,912,000,000	21,286,000,000
Loans And Advances To Customers Held For Trading		12,044,000,000	12,482,000,000
Total Non Trading Financial Assets Mandatorily Measured At Fair Value Through Profit or Loss		4,998,000,000	5,557,000,000
Equity Instruments Mandatorily Measured At Fair Value		4,058,000,000	4,327,000,000
Debt Securities At Fair Vale Mandatorily Measured At Fair Value		250,000,000	110,000,000
Loans And Advances To Customers Mandatorily Measured At Fair Value		690,000,000	1,120,000,000
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS		1,098,000,000	1,214,000,000
Debt Securities, at fair value		1,098,000,000	1,214,000,000
Loans And Advances To Customers At Fair Value		0	0
Financial Assets At Fair Value Through Other Comprehensive Income		70,045,000,000	61,183,000,000
Subtotal Equity instruments At Fair Value Through Other Comprehensive Income		1,789,000,000	2,420,000,000
Subtotal Debt Instruments At Fair Value Through Other Comprehensive Income		68,223,000,000	58,731,000,000
Loans and advances Financial Assets At Fair Value Through Other Comprehensive Income		33,000,000	33,000,000
FINANCIAL ASSETS AT AMORTIZED COST		450,222,000,000	439,162,000,000
Debt Securities Financial Assets at Amortized Cost		43,396,000,000	38,877,000,000
Loans and advances to central banks		4,773,000,000	4,275,000,000
Loans and advances to banks		14,842,000,000	13,649,000,000
Loans and Advances to customers		387,212,000,000	382,360,000,000
HEDGING DERIVATIVES, ASSETS		2,531,000,000	1,729,000,000
FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, ASSETS		60,000,000	28,000,000
INVESTMENTS IN SUBSIDIARIES JOINT VENTURES AND ASSOCIATES		1,366,000,000	1,488,000,000
Joint ventures		150,000,000	154,000,000
Associates		1,216,000,000	1,334,000,000
INSURANCE OR REINSURANCE ASSETS		332,000,000	341,000,000
TANGIBLE ASSETS		9,057,000,000	10,068,000,000
Total Property, plant and equipment		8,796,000,000	9,816,000,000
For own use (PPE)		8,578,000,000	9,554,000,000
Assets leased out under an operating lease		217,000,000	263,000,000
Investment Property		261,000,000	252,000,000
INTANGIBLE ASSETS		4,623,000,000	6,966,000,000
Goodwill		2,760,000,000	4,955,000,000
Other intangible assets		1,863,000,000	2,010,000,000
TAX ASSETS		16,718,000,000	17,083,000,000
Current tax assets		1,182,000,000	1,765,000,000
Deferred tax assets		15,536,000,000	15,318,000,000
OTHER ASSETS		4,360,000,000	3,800,000,000
Insurance contracts linked to pensions		0	0
Inventories		615,000,000	581,000,000
Rest other assets		3,744,000,000	3,220,000,000
Non Current Assets Or Disposal Groups Clasified As Held For Sale		3,205,000,000	3,079,000,000
TOTAL ASSETS		753,824,000,000	698,690,000,000
LIABILITIES AND EQUITY
FINANCIAL LIABILITIES HELD FOR TRADING		108,624,000,000	89,633,000,000
Derivative financial liabilities, held for trading	[1]	50,154,000,000	35,019,000,000
Short positions, held for trading		11,832,000,000	12,249,000,000
Deposits from central banks, held for trading		5,685,000,000	7,635,000,000
Deposits from credit institutions, held for trading		28,617,000,000	24,969,000,000
Customer deposits, held for trading		12,335,000,000	9,761,000,000
Debt certificates, held for trading		0	0
Other Financial liabilities held for trading		0	0
TOTAL Financial Liabilities At Fair Value Through Profit or Loss		9,203,000,000	10,010,000,000
Deposits from central banks, at fair value		0	0
Deposits from credit institutions, at fair value		0	0
Customer deposits, at fair value		914,000,000	944,000,000
Debt certificates, at fair value		4,202,000,000	4,656,000,000
Other financial liabilities, at fair value		4,087,000,000	4,410,000,000
FINANCIAL LIABILITIES AT AMORTIZED COST		559,713,000,000	516,641,000,000
Deposits from cental banks		46,667,000,000	25,950,000,000
Deposits from credit institutions		32,356,000,000	28,751,000,000
Customer deposits		402,184,000,000	384,219,000,000
Debt certificates, at amortized cost		64,421,000,000	63,963,000,000
Other financial liabilities, at amortized cost		14,085,000,000	13,758,000,000
HEDGING DERIVATIVES, LIABILITIES		2,368,000,000	2,233,000,000
FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, LIABILITIES		0	0
LIABILITIES UNDER INSURANCE CONTRACTS		9,462,000,000	10,606,000,000
PROVISIONS		6,494,000,000	6,538,000,000
Pensions and other post employment defined Benefit Obligations		4,427,000,000	4,631,000,000
Other long term employee benefits		53,000,000	61,000,000
Provisions for taxes and other legal contingencies		738,000,000	677,000,000
Provisions for contingent risks and commitments		774,000,000	711,000,000
Other Provisions	[2]	502,000,000	457,000,000
TAX LIABILITIES		2,529,000,000	2,808,000,000
Current tax liabilities		560,000,000	880,000,000
Deferred tax liabilities		1,968,000,000	1,928,000,000
OTHER LIABILITIES		4,107,000,000	3,742,000,000
LIABILITIES INCLUDED IN DISPOSAL GROUPS CLASSIFIED AS HELD FOR SALE		1,769,000,000	1,554,000,000
TOTAL LIABILITIES		704,269,000,000	643,765,000,000
Total shareholders' funds		56,541,000,000	58,950,000,000
Capital		3,267,000,000	3,267,000,000
Paid up capital		3,267,000,000	3,267,000,000
Unpaid capital which has been called up		0	0
Share Premium		23,992,000,000	23,992,000,000
Equity Instruments issued other than capital		0	0
Other Equity ( Capital base and management)		37,000,000	56,000,000
Retained Earnings		30,589,000,000	29,388,000,000
Revaluation Reserves		0	0
Total Other Reserves		(160,000,000)	(119,000,000)
Reserves or accumulated losses of investments in subsidaries, joint ventures and associates		(160,000,000)	(119,000,000)
Other Reserves, other		0	0
Less Treasury shares		(28,000,000)	(62,000,000)
Profits or losses attributables to owners of the parent		(1,157,000,000)	3,512,000,000
Less Interim dividends		0	(1,084,000,000)
Total accumulated other comprehensive income		(12,822,000,000)	(10,226,000,000)
Total Items that will not be reclassified to profit or loss balance		(2,253,000,000)	(1,875,000,000)
Actuarial gains or (-) losses on defined benefit pension plans		(1,381,000,000)	(1,498,000,000)
Non-current assets and disposal groups classified as held for sale (not reclassified)		1,000,000	2,000,000
Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates		0	0
Other Comprehensive Income Net Of Tax Change At fair Value Of Equity Instruments Measured At Fair Value		(940,000,000)	(403,000,000)
Total Hedge ineffectiveness of fair value hedge for equity instruments measured at fair value through other comprehensive income		0	0
Fair value changes of equity instruments measured at fair value through other comprehensive income [hedged item]		0	0
Fair value changes of equity instruments measured at fair value through other comprehensive income hedging instrument		0	0
Fair value changes of financial liabilities at fair value through profit or loss attributable to changes in their credit risk		67,000,000	24,000,000
Total Items that may be reclassified to profit or loss		(10,570,000,000)	(8,351,000,000)
Hedge of net investments in foreign operations(effective portion)		(312,000,000)	(896,000,000)
Foreign currency translation balance		(12,351,000,000)	(9,147,000,000)
Hedging derivatives.Cash flow hedges(efffective portion)		308,000,000	(44,000,000)
Changes In The Fair Value Of Debt Instruments Measured At Fair Value With Changes In Other Comprehensive Income		1,830,000,000	1,760,000,000
Other Comprehensive Income Net Of Tax Of Hedging Instruments		0	0
Non-current assets and disposal groups classified as held for sale		(27,000,000)	(18,000,000)
Share of other recognized income and expense of investments in subsidiaries joint ventures and associates		(19,000,000)	(5,000,000)
MINORITY INTERESTS (NON-CONTROLLING INTEREST)		5,836,000,000	6,201,000,000
Valuation adjustments		(6,148,000,000)	(5,572,000,000)
Rest non-controlling interest		11,984,000,000	11,773,000,000
TOTAL EQUITY		49,555,000,000	54,925,000,000
Equity and liabilities		€ 753,824,000,000	€ 698,690,000,000
[1]	(*) The variation corresponds mainly to foreign exchange derivatives in BBVA S.A.
[2]	(*) Individually insignificant provisions or contingencies, for various concepts in different geographies.

Financial Statements - Balanc_2

Financial Statements - Balance sheets (Parenthetical) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
MEMORANDUM ITEM (OFF-BALANCE SHEET EXPOSURES)
Loan commitments given	€ 134,494,000,000	€ 130,923,000,000
Financial guarantees given	10,989,000,000	10,984,000,000
Contingent Commitments	€ 38,563,000,000	€ 39,209,000,000

Financial Statements - Consolid

Financial Statements - Consolidated Income Statements - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Income Statement Abstract
Interest Income (Income Statement)	€ 13,228,000,000	€ 15,633,000,000
Interest Expenses	(4,574,000,000)	(6,691,000,000)
NET INTEREST INCOME	8,653,000,000	8,941,000,000
Dividend income	77,000,000	103,000,000
investments in entities accounted for using the equity method	(17,000,000)	(19,000,000)
Fee And commission income (Income Statement)	3,325,000,000	3,661,000,000
Fee and commission expense (Income Statement)	(1,024,000,000)	(1,191,000,000)
Gains or losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss net ( Income Statement)	229,000,000	67,000,000
Gains or losses on financial assets and liabilities held for trading, net (Income Statement)	187,000,000	173,000,000
Gains Losses On Financial Assets Not Designated As Held For Sale Through Profit Or Loss Mandatorily Measured At Fair Value	129,000,000	98,000,000
Gains or losses on financial assets and liabilities designated at fair value through profit or loss net (Income Statement)	205,000,000	(3,000,000)
Gains or losses from hedge accounting net (Income Statement)	41,000,000	73,000,000
Exchange differences (Income Statement)	316,000,000	134,000,000
Other operating income (Income Statement)	230,000,000	337,000,000
Other operating expenses (Income Statement)	(848,000,000)	(995,000,000)
Income on insurance and reinsurance contracts (Income Statement)	1,307,000,000	1,547,000,000
Expenses on insurance and reinsurance contracts (Income Statement)	(765,000,000)	(983,000,000)
Gross Income	12,045,000,000	11,944,000,000
Administration Cost	(4,746,000,000)	(5,084,000,000)
Employee Benefits Expense	(2,875,000,000)	(3,131,000,000)
Administrative Expense	(1,872,000,000)	(1,953,000,000)
Total depreciation expense	(766,000,000)	(790,000,000)
Provisions or reversal of provisions	(541,000,000)	(261,000,000)
Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Income Statement)	(4,146,000,000)	(1,731,000,000)
Financial assets measured at amortized cost, impairment or reversal of impairment	(4,075,000,000)	(1,727,000,000)
Financial Assets Fair Value Through Other Comprehensive Income	(71,000,000)	(5,000,000)
NET OPERATING INCOME	1,846,000,000	4,077,000,000
Impairment Or Reversal Of Impairment Investments In Subsidiaries Joint Ventures And Associates	(60,000,000)	0
Impairment Or Reversal Of Impairment On Non Financial Assets	(2,149,000,000)	(44,000,000)
Tangible assets, impairment or reversal of impairment	(62,000,000)	(30,000,000)
Intangible assets, impairment or reversal of impairment	(2,087,000,000)	(1,000,000)
Other non-financial assets, impairment or reversal of impairment	0	(13,000,000)
Disposal of tangible assets and other, gains	4,000,000	8,000,000
Negative GoodWill Recognised On Profit And Loss	0	0
Profit or loss from non current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Income Statement)	(9,000,000)	11,000,000
Operating Profit Before Tax	(368,000,000)	4,052,000,000
Tax expense or income related to profit or loss from continuing operation (Income Statement)	(455,000,000)	(1,136,000,000)
PROFIT FROM CONTINUING OPERATIONS	(823,000,000)	2,916,000,000
Profit from discontinued operations net (Income Statement)	0	0
Profit	(823,000,000)	2,916,000,000
Attributable to owners of the parent	333,000,000	475,000,000
Profit Loss Attributable To Non controlling Interests	€ (1,157,000,000)	€ 2,442,000,000
Basic Earnings Loss Per Share	€ (0.2)	€ 0.34
Basic Earnings Loss Per Share From Continuing Operations	(0.2)	0.34
Diluted Earnings Loss Per Share From Continuing Operations	(0.2)	0.34
Basic Earnings Loss Per Share From Discontinued Operations	0	0
Diluted Earnings Loss Per Share From Discontinued Operations	€ 0	€ 0

Financial Statements - Statemen

Financial Statements - Statements of recognized income and expenses - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Consolidated statements of recognized income and expenses
Profit	€ (823,000,000)	€ 2,916,000,000
OTHER RECOGNIZED INCOME (EXPENSES)	(3,173,000,000)	95,000,000
Items that will not be reclassified to profit or loss	(375,000,000)	(242,000,000)
Actuarial gains and losses from defined benefit pension plans	167,000,000	(208,000,000)
Non-current assests available for sale	0	0
Share of other comprehensive income of associates and joint ventures accounted for using equity method that will not be reclassifies to profit or loss before tax	0	0
Fair Value Of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income	(560,000,000)	4,000,000
Fair value changes of financial liabilities at fair value through profit or loss attributable to changes in credit risk	0	0
Income tax related to items not subject to reclassification to income statement	62,000,000	(130,000,000)
Fair value of investments in equity instruments designated at fair value through other comprehensive income	(44,000,000)	92,000,000
Items that may be reclassified to profit or loss	(2,798,000,000)	337,000,000
Hedge of net investments in foreign operations [effective portion]	573,000,000	(327,000,000)
Hedge of net investments in foreign operations [effective portion] - Valuation gains or losses taken to equity	573,000,000	(327,000,000)
Hedge of net investments in foreign operations [effective portion] - Transferred to profit or loss	0	0
Hedge of net investments in foreign operations [effective portion] - Other reclassifications	0	0
Foreign currency translation	(3,835,000,000)	(79,000,000)
Foreign currency translation - Valuation gains or losses taken to equity	(3,836,000,000)	(79,000,000)
Foreign currency translation - Transferred to profit or loss	1,000,000	0
Foreign currency translation - Other reclassifications	0	0
Cash Flow Hedges [effective portion]	484,000,000	57,000,000
Cash Flow Hedges [effective portion] - Valuation gains or losses taken to equity	484,000,000	75,000,000
Cash Flow Hedges [effective portion] - Transferred to profit or loss	0	(18,000,000)
Cash Flow Hedges [effective portion] - Transferred to initial carrying amout of hedged items	0	0
Cash Flow Hedges [effective portion] - Other reclassifications	0	0
Total Debt Securities At Fair Value Throught Other Comprehensive Income	130,000,000	975,000,000
Valuation gains or losses taken to equity - Debt Securities At Fair Value Throught Other Comprehensive Income	210,000,000	997,000,000
Transferred to profit or loss - Debt Securities At Fair Value Throught Other Comprehensive Income	(79,000,000)	(23,000,000)
Other reclassifications - Debt Securities At Fair Value Throught Other Comprehensive Income	0	0
Non-current assets held for sale	(9,000,000)	(1,000,000)
Non-current assets held for sale - Valuation gains or losses taken to equity	(9,000,000)	(1,000,000)
Non-current assets held for sale - Transferred to profit or loss	0	0
Non-current assets held for sale - Other reclassifications	0	0
Share of other recognised income and expense of investments in subsidaries, joint ventures and associates	(14,000,000)	6,000,000
Income Tax	(127,000,000)	(293,000,000)
TOTAL RECOGNIZED INCOME/EXPENSES	(3,996,000,000)	3,011,000,000
Attributable to minority interest [non-controlling interests]	(243,000,000)	213,000,000
Attributable to the parent company	€ (3,753,000,000)	€ 2,798,000,000

Financial Statements - Statem_2

Financial Statements - Statements of changes in equity - EUR (€)	Total	Capital	Share premium (*)	Equity instruments issued other than capital	Other Equity	Retained earnings	Revaluation reserves	Other reserves	Treasury shares [Member]	Profit or loss attributable to owners of the parent Member	Interim dividends Member	Accumulated other Comprehensive Income [Member]	Non-Controlling interests- Valuation Adjustments	Non-Controlling interests- Rest	Total
Balance at beginning at Dec. 31, 2018		€ 3,267,000,000	€ 23,992,000,000	€ 0	€ 50,000,000	€ 23,017,000,000	€ 3,000,000	€ (57,000,000)	€ (296,000,000)	€ 5,324,000,000	€ (975,000,000)	€ (7,215,000,000)	€ (3,236,000,000)	€ 9,000,000,000	€ 52,874,000,000
Changes in Equity Abstract
Adjustments Of Accounting Policies Applications		3,267,000,000	23,992,000,000	0	50,000,000	26,062,000,000	3,000,000	(37,000,000)	(296,000,000)	5,400,000,000	(1,109,000,000)	(10,223,000,000)	(5,290,000,000)	11,054,000,000	52,874,000,000
Of which retrospective changes in accounting policies		0	0	0	0	3,045,000,000	0	20,000,000	0	76,000,000	(134,000,000)	(3,007,000,000)	(2,054,000,000)	2,054,000,000	0
TOTAL RECOGNIZED INCOME/EXPENSES	€ 3,011,000,000	0	0	0	0	0	0	0	0	2,442,000,000	0	356,000,000	(261,000,000)	475,000,000	3,011,000,000
Changes in equity
Total Changes in Equity		0	0	0	(7,000,000)	3,293,000,000	(1,000,000)	(40,000,000)	197,000,000	(5,400,000,000)	901,000,000	0	0	(138,000,000)	(1,196,000,000)
Issue Of Equity		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuances of preferred shares		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance of other equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Period or maturity of other issued equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Conversion of debt on equity		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock reduction		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Dividend distribution		0	0	0	0	(1,060,000,000)	0	(3,000,000)	0	0	0	0	0	(138,000,000)	(1,201,000,000)
Purchase of treasury shares		0	0	0	0	0	0	0	(591,000,000)	0	0	0	0	0	(591,000,000)
Sale or cancellation of treasury shares		0	0	0	0	18,000,000	0	0	788,000,000	0	0	0	0	0	806,000,000
Reclassification of financial liabilities to other equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reclassification of other equity instruments to financial liabilities		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Transfers between total equity entries		0	0	0	0	4,329,000,000	(1,000,000)	(37,000,000)	0	(5,400,000,000)	1,109,000,000	0	0	0	0
Increase/Reduction of equity due to business combinations		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Share based payments		0	0	0	(3,000,000)	0	0	0	0	0	0	0	0	0	(3,000,000)
Other increases or (-) decreases in equity		0	0	0	(4,000,000)	5,000,000	0	0	0	0	(208,000,000)	0	0	0	(207,000,000)
Balance at the end at Jun. 30, 2019		3,267,000,000	23,992,000,000	0	43,000,000	29,356,000,000	1,000,000	(77,000,000)	(99,000,000)	2,442,000,000	(208,000,000)	(9,867,000,000)	(5,551,000,000)	11,390,000,000	54,690,000,000
Balance at beginning at Dec. 31, 2019	54,925,000,000	3,267,000,000	23,992,000,000	0	56,000,000	26,402,000,000	0	(125,000,000)	(62,000,000)	3,512,000,000	(1,084,000,000)	(7,235,000,000)	(3,526,000,000)	9,727,000,000	54,925,000,000
Changes in Equity Abstract
Adjustments Of Accounting Policies Applications		3,267,000,000	23,992,000,000	0	56,000,000	29,388,000,000	0	(119,000,000)	(62,000,000)	3,512,000,000	(1,084,000,000)	(10,226,000,000)	(5,572,000,000)	11,773,000,000	54,925,000,000
Of which retrospective changes in accounting policies		0	0	0	0	2,985,000,000	0	6,000,000	0	0	0	(2,992,000,000)	(2,045,000,000)	2,045,000,000	0
TOTAL RECOGNIZED INCOME/EXPENSES	(3,996,000,000)	0	0	0	0	0	0	0	0	(1,157,000,000)	0	(2,596,000,000)	(577,000,000)	333,000,000	(3,996,000,000)
Changes in equity
Total Changes in Equity		0	0	0	(19,000,000)	1,201,000,000	0	(41,000,000)	34,000,000	(3,512,000,000)	1,084,000,000	0	0	(122,000,000)	(1,374,000,000)
Issue Of Equity		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuances of preferred shares		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Issuance of other equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Period or maturity of other issued equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Conversion of debt on equity		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common Stock reduction		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Dividend distribution		0	0	0	0	(1,065,000,000)	0	0	0	0	0	0	0	(122,000,000)	(1,187,000,000)
Purchase of treasury shares		0	0	0	0	0	0	0	(494,000,000)	0	0	0	0	0	(494,000,000)
Sale or cancellation of treasury shares		0	0	0	0	(2,000,000)	0	0	528,000,000	0	0	0	0	0	526,000,000
Reclassification of financial liabilities to other equity instruments		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reclassification of other equity instruments to financial liabilities		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Transfers between total equity entries		0	0	0	0	2,467,000,000	0	(39,000,000)	0	(3,512,000,000)	1,084,000,000	0	0	0	0
Increase/Reduction of equity due to business combinations		0	0	0	0	0	0	0	0	0	0	0	0	0	0
Share based payments		0	0	0	(21,000,000)	0	0	0	0	0	0	0	0	0	(21,000,000)
Other increases or (-) decreases in equity		0	0	0	2,000,000	(198,000,000)	0	(2,000,000)	0	0	0	0	0	0	(198,000,000)
Balance at the end at Jun. 30, 2020	€ 49,555,000,000	€ 3,267,000,000	€ 23,992,000,000	€ 0	€ 37,000,000	€ 30,589,000,000	€ 0	€ (160,000,000)	€ (28,000,000)	€ (1,157,000,000)	€ 0	€ (12,822,000,000)	€ (6,148,000,000)	€ 11,984,000,000	€ 49,555,000,000

Financial Statements - Statem_3

Financial Statements - Statements of cash flows - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Consolidated statements of cash flows
Cash And Cash Equivalents Statements Of Cash Flows	€ 65,877,000,000	€ 44,565,000,000
Statement Of Cash Flows Changes Abstract
CASH FLOW FROM OPERATING ACTIVITIES	27,354,230,844.7255	(14,120,384,000)
Profit	(823,000,000)	2,916,000,000
Adjustments to obtain the cash flow from operating activities	7,962,000,000	4,225,000,000
Depreciation and amortization	766,000,000	790,000,000
Other adjustments - Cash Flows	7,197,000,000	3,435,000,000
Net increase/decrease in operating assets	(70,785,000,000)	(38,318,000,000)
Financial assests held for trading	(20,972,000,000)	(14,707,000,000)
Other financial assets designated at fair value through profit or loss	(196,000,000)	247,000,000
Non trading financial assets mandatorily at fair value through profit or loss	116,000,000	(337,000,000)
Adjustments For Decrease Increase In Financial Assets At Fair Value Through Other Comprehensive Income	(11,468,000,000)	(7,114,000,000)
Adjustments For Decrease Increase In Financial Assets At Amortised Cost	(37,577,000,000)	(18,072,000,000)
Other operating assets	(688,000,000)	1,665,000,000
Net increase/Decrease in operating liabilities	91,749,000,000	17,297,000,000
Financial liabilities held for trading	22,594,000,000	10,206,000,000
Other financial liabilities designated at fair value through profit or loss	(61,000,000)	1,838,000,000
Financial liabilities at amortized cost	68,477,000,000	4,000,000,000
Other operating liabilities	738,000,000	1,253,000,000
Collection/Payments for income Tax	(749,000,000)	(241,000,000)
CASH FLOWS FROM INVESTING ACTIVITIES	(134,000,000)	(598,000,000)
Investments - INVESTING ACTIVITIES	(269,000,000)	(1,030,000,000)
Investments - Tangible assets	(14,000,000)	(672,000,000)
Investments - Intangible assets	(256,000,000)	(358,000,000)
Investments - Investments in joint ventures and associatess, subsidiaries and other Business units	1,000,000	0
OtherBusinessUnits	0	0
Investments - Non current assets held for sale and associated liabilities	0	0
Investments - Other settlements related to investing activities	0	0
Disinvestments - INVESTING ACTIVITIES	136,000,000	432,000,000
Disinvestments - Tangible assets	3,000,000	0
Disinvestments - Intangible assets	0	0
Disinvestments - Investments in joint ventures and associatess, subsidiaries and other Business units	27,000,000	358,000,000
Disinvestments - Subsidiaries and other business units	0	0
Disinvestments - Non current assets held for sale and associated liabilities	105,000,000	0
Disinvestments - Other collections related to investing activities	0	74,000,000
CASH FLOWS FROM FINANCING ACTIVITIES	(2,938,000,000)	(2,257,000,000)
Investments - FINANCING ACTIVITIES	(4,558,000,000)	(4,812,000,000)
Dividends	(1,065,000,000)	(1,272,000,000)
Subordinated liabilities (Investments)	(2,634,000,000)	(2,613,000,000)
Treasury stock amortization	0	0
Treasury stock aquisition	(494,000,000)	(591,000,000)
Other items relating to financing activities (Investments)	(365,000,000)	(336,000,000)
Disinvestments - FINANCING ACTIVITIES	1,621,000,000	2,555,000,000
Subordinated liabilities (Disinvestments)	1,095,000,000	1,749,000,000
Treasury stock increase	0	0
Treasury stock disposal	526,000,000	806,000,000
Other items relating to financing activities (Disinvestments)	0	0
EFFECT OF EXCHANGE RATE CHANGES	(2,709,000,000)	3,345,000,000
NET INCREASE/DECEASE IN CASH OR CASH EQUIVALENTS	21,573,000,000	(13,631,000,000)
Cash on hand at the end	5,669,000,000	5,544,000,000
Cash balances at central banks at the end	60,207,000,000	39,021,000,000
Other financial assets at the end	0	0
Bank Overdrafts Classified As Cash Equivalents at the end	0	0
Cash And Cash Equivalents Statements Of Cash Flows at the end	€ 65,877,000,000	€ 44,565,000,000

Note 1 - Introduction, Basis Fo

Note 1 - Introduction, Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information	6 Months Ended
	Jun. 30, 2020
Introduction, Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information
Basis For The Presentation Of The Consolidated Financial Statements, Internal Control Of Financial Information And Other Information	1. Introduction, basis for the presentation of the condensed interim consolidated financial statements and other information 1.1 Introduction Banco Bilbao Vizcaya Argentaria, S.A. (hereinafter “the Bank” or “BBVA") is a private-law entity subject to the laws and regulations governing banking entities operating in Spain. It carries out its acti vity through branches and agencies across the country and abroad. The Bylaws and other public information are available for inspection at the Bank’s registered address (Plaza San Nicolás, 4, Bilbao) as noted on its web site (www.bbva.com). In addition to t he activities it carries out directly, the Bank heads a group of subsidiaries, joint ventures and associates which perform a wide range of activities and which together with the Bank constitute the Banco Bilbao Vizcaya Argentaria Group (hereinafter, “the G roup” or “the BBVA Group”). In addition to its own separate financial statements, the Bank is required to prepare consolidated financial statements comprising all consolidated subsidiaries of the Group. The consolidated Financial Statements of the BBVA Gro up for the year ended December 31, 2019 were authorized for issue on February 28 , 2020. 1.2 Basis for the presentation of the condensed interim consolidated financial statements The BBVA Group’s condensed interim consolidated financial statements (hereinafter, the “consolidated Financial Statements”) are presented in accordance with the International Accounting Standard “Interim Financial Reporting” (“IAS 34”) and have been prepar ed by the Board of Directors at its meeting held on July 29, 2020. In accor dance with IAS 34, the interim f inancial information is prepared solely for the purpose of updatin g the last annual consolidated Financial S tatements, focusing on new activities, events and circumstances that occurred during the period without duplic ating the information previously published in those con solidated Financial Statements. Therefore, the accompanying consolidated Financial Statements do not include all information required by a complete set of consolidated Financial Statements prepared in accordance with International Financial Reporting Standards endorsed by the European Union (hereinafter, “EU-IFRS”), consequently for an appropriate understanding of the information included in them, they should be read together with the consolidated Finan cial Statements of the Group as of and for the year ended December 31, 2019. The aforementioned annual consolidated Financial Statements were prepared in compliance with IFRS-IASB (International Financial Reporting Standards as issued by the International Accounting Standards Board), as well as in accordance with the International Financial Reporting Standards endorsed by the European Union (hereinafter, “EU-IFRS”) applicable as of December 31, 2019, considering the Bank of Spain Circular 4/2017, (as amende d thereafter) and any other legislation governing financial reporting applicable to the Group in Spain. The accompanying consolidated Financial Statements were prepared applying principles of consolidation, accounting policies and valuation criteria, which , as described in Note 2, are the same as those applied in the consolidated Financial Statements of the Group as of and for the year ended December 31, 2019, taking into consideration the new Standards and Interpretations that became effective from January 1, 2020 (see Note 2.1), so that they present fairly the Group’s consolidated equity and financial position as of June 30, 2020, together with the consol idated results of its transactions and the consolidated cash flows generated by the Group during the six months ended June 30, 2020. The consolidated Financial Statements and explanatory notes were prepared on the basis of the accounting records kept by the Bank and each of the other entities in the Group. They include the adjustments and reclassification s required to harmonize the accounting policies and valuation criteria used by the entities in the Group. All effective accounting standards and valuation criteria with a significant effect in the consolidated Financial Statements were applied in their pre paration. The amounts reflected in the accompanying consolidated Financial Statements are presented in millions of euros, unless it is more appropriate to use smaller units. Therefore, some items that appear without a balance in these consolidated Financia l Statements are due to how the units are expressed. Also, in presenting amounts in millions of euros, the accounting balances have been rounded up or down. It is therefore possible that the totals appearing in some tables are not the exact arithmetical sum of their component figures. The percentage changes in amounts have been calculated using figures expressed in thousands of euros. When determining the information to disclose about various items of the consolidated financial statements, the Group, in acc ordance with IAS 34, has taken into account their materiality i n relation to the consolidated financial s tatements. 1.3 Comparative information Hyperinflationary economies Considering the interpretation issued by the International Financial Reporting Interpretations Committee (IFRIC) in its “IFRIC Update” of March 2020 on IAS 29 “Financial information in hyperinflationary economies”, the Group made an accounting policy change which involves recording the differences generated when translating the resta ted financial statements of the subsidiaries in hyperinflationary economies into euros in the line item “Accumulated other comprehensive income – Items that may be reclassified to profit or loss – Foreign currency translation” of our consolidated balance s heet. In order to make the information as of December 31, 2019 comparable with information as of June 30, 2020, the former has been restated by reclassifying €2,985 million from “Shareholders’ funds – Retained earnings” and €6 million from “Shareholders’ f unds – Other reserves” to “Accumulated other comprehensive income – Items that may be reclassified to profit or loss – Foreign currency translation”. The reclassification has been recorded as “Effect of changes in accounting policies” under the balance as of January 1, 2019 in the consolidated statement of changes in equity for the six-month period ended June 30, 2019. IFRS 9 – collection of interest on impaired financial assets As a consequence of the application of the interpretation issued by the IFRIC i n its “IFRIC Update” of March 2019 regarding the collection of interest on impaired financial assets under IFRS 9, such collections are presented since 2020 as reductions in credit-related write-offs whereas previously they were included as interest income . In order to make the information for the six months ended June 30, 2019 comparable with the information for the six months ended June 30, 2020, the unaudited condensed interim consolidated income statement for the six months ended June 30, 2019 has been restated by recognizing a €45 million reduction in the heading “Interest and other income” and a €45 million increase in the heading “Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss or net gains by modification”. This reclassification has had no impact on the profit for the period for the six months ended June 30, 2019 or on the consolidated total equity as of June 30, 2019. 1.4 Seasonal nature of income and expense The nature of the most significant activities carried out by the BBVA Group’s entities is mainly related to typical activities carried out by financial institutions, and are not significantly affected by seasonal factors within the same year. 1.5 Management and impacts of the COVID-19 pandemic The appearance of the Coronavirus C OVID-19 in China and its global expansion to a large number of countries, has motivated the viral outbreak to be classified as a global pandemic by the World Health Organization since last March 11, 2020. The pandemic has affected and continues to adversely affect the world economy and economic activity and conditions in the countries in which the Group operates, leading many of them to economic recession. In this pandemic situation, BBVA h as focused its attention on ensuring the continuity of the business operational security as a priority and monitoring the impacts on the business and on the risks of the Group (such as the impacts on results, capital or liquidity). Additionally, BBVA adopt ed from the beginning a series of measures to support its main interest groups. In this sense, the purpose and the Group's long-term strategic priorities remain the same and are even reinforced, with a commitment to technology and data-driven decision-maki ng. With the aim of mitigating the impact of COVID-19, various European and International bodies have made pronouncements aimed at allowing greater flexibility in the implementation of the accounting and prudential frameworks. The BBVA Group has taken thes e pronouncements into consideration when preparing this report (see Note 6.2.1). The main impacts of COVID-19 pandemic in the BBVA Group's consolidated Financial Statements are detailed in the following explanatory notes:  Note 1.6 includes information on t he consideration of the COVID-19 pandemic in the estimates made.  Note 4 mentions the amendment of the Group’s shareholder remuneration policy, in accordance with the recommendation issued by the European Central Bank, which no longer pays any amount as a d ividend for the financial year 2020 until as long as the uncertainties generated by the pandemic remain .  Note 6.1 details the main risks associated with the pandemic as well as the impacts that have occurred b oth in the activity and in the consolidated f in ancial s tatements for the first half of 2020.  Note 6.2 includes information related to the initiatives carried out by the Group to help the most affected clients, jointly with the corresponding governments. Likewise, it contains, among others, information regarding the number of operations and the amount corresponding to moratorium measures, both public and private, granted by the Group worldwide.  Note 6.3 presents information regarding the impact on liquidity and financing risk.  Note 17.1 includes informat ion concerning the impairment of the goodwill in the United States carried out for the six months ended June 30, 2020, mainly due to the impact of COVID-19 in updating the macroeconomic scenario and the expected evolution of interest rate s .  Note 29 include s information with regard to the impact on the Group's capital. 1.6 Responsibility for the information and for the estimates made The information contained in the BBVA Group’s consolidated Financial Statements is the responsibility of the Group’s Direct ors. Estimates were required to be made at times when preparing these consolidated Financial Statements in order to calculate the recorded or disclosed amount of some assets, liabilities, income, expense and commitments. These estimates relate mainly to the following:  Loss allowances on certain financial assets (see Notes 6, 12, 13 and 15 ).  The assumptions used to quantify certain provisions (see Notes 22 and 23) and for the actuarial calculation of post-employment benefit liabilities and commitments (see Note 24).  The useful life and impairment losses of tangible and intangible assets (see Notes 16, 17, 19 and 20).  The valuation of goodwill and price allocation of business combinations (see Note 17) .  The fair value of certain unlisted financial assets and liabilities (see Note 7, 9, 10, 11 , 12 and 14) .  The recoverability of deferred tax assets (see Note 18) . On March 11, 2020, COVID-19 was declared as a global pandemic by the World Health Organization (see Note 1.5). The great uncertainty associated to the unprecedented nature of this pandemic entails a greater complexity of developing reliable estimations and applying judgment . Therefore, these estimates have been made on the basis of the best available information on the matters analyzed, as of June 3 0, 2020. However, it is possible that events may take place in the future which could make it necessary to amend these estimations (upward or downward), which would be carried out prospectively, recognizing the effects of the change in estimation in the co rresponding consolidated income statement.

Note 2 - Principles Of Consolid

Note 2 - Principles Of Consolidation, Accounting Policies And Measurement Bases Applies And Recent IFRS Pronouncements	6 Months Ended
	Jun. 30, 2020
Principles Of Consolidations Accounting Policies And Measurement Basis And Recent IFRS Pronouncements
Significant Account Policies	2. Principles of consolidation, accounting policies, measurement bases applied and recent IFRS pronouncements and interpretations The accounting policies and methods applied for the preparation of the accompany ing consolidated Financial Statements do not differ significantly to those applied in the consolidated Financial Statements of the Group for the year ended December 31, 2019 (Note 2), except for the entry into force of new standards and interpretations in 2020. 2.1 Standards and interpretations that became effective in the first six months of 202 0 In addition to the mentioned in Note 1.3, the following amendments to the IFRS standards or their interpretations (hereinafter “IFRIC”) became effective on or after January 1, 2020: IAS 1 and IAS 8 – “Definition of Material” The amendments clarify the definition of Material in the preparation of the financial statements by aligning the definition of the Conceptual Framework, IAS 1 and IAS 8 (which, before such a mendment, contained similar but not identical definitions). The new definition of material is as follows: “information is material if its omission, misrepresentation or obscuration can reasonably be expected to influence the decisions made by the primary u sers of a specific entity’s general purpose financial statements, based on those financial statements.” The implementat ion of this standard has had no significant impa ct on the Group´s consolidated financial s tatements. IFRS 3 – “ Definition of a business ” The amendment clarifies the difference between “acquiring a business” or “acquiring a group of assets” for accounting purposes. To determine whether a transaction is the acquisition of a business, an entity has to evaluate and conclude that the following t wo conditions are met:  The fair value of the assets acquired is not in a single asset or group of similar assets.  The set of acquired activities and assets includes, as a minimum, an input and a substantive process that together contribute to the ability to create products. The implementation of this standard has had no significant impact on the Group´s con solidated financial s tatements. IFRS 9, IAS 39 and IFRS 7 – Modifications – IBOR Reform The IBOR Reform (Phase 1) refers to the amendments to IFRS 9, IAS 39 and IFRS 7 issued by the IASB to prevent some hedge accounting from having to be discontinued in the period before the reform of the interest rate references takes place. As the Group applies IAS 39 for hedge accounting, the amendments of IFRS 9 whi ch are stated in this section are not applicable. In some cases and / or jurisdictions, there may be uncertainty about the future of some interest rate references or their impact on the contracts held by the entity, which directly causes uncertainty about the timing or amounts of the cash flows of the hedged instrument or hedging instrument. Due to such uncertainties, some entities may be forced to discontinue their hedge accounting, or not be able to designate new hedging relationships. For this reason, th e amendments include several transitory reliefs that apply to all hedging relationships that are affected by the uncertainty arising from the IBOR reform; A hedging relationship is affected by the reform if it generates uncertainty about the timing or amou nt of the cash flows of the hedged financial instrument or that of a hedging instrument referenced to the particular interest rate benchmark. The reliefs refer specifically to the requirements for highly probable future cash flow hedging transactions, to t he future and retrospective effectiveness (relief of the compliance of the effectiveness ratio of 80-125%) and to the need to identify each risk component separately. Since the purpose of the modification is to provide some temporary relief to the applicat ion of certain specific requirements of hedge accounting, these exceptions must end once the uncertainty is resolved or the hedging relationship ceases to exist. The IBORs transition is considered a complex initiative, which affects BBVA Group in different geographical areas and business lines, as well as in multiple products, systems and processes. Thus, the Group has established a transition project, endowed with a robust governance structure, through an Executive Steering Committee, with representation f rom senior management in the affected areas, reporting directly to the Group's Global Leadership Team. At the local level, each geography has defined a local government structure with the participation of senior management. Coordination between geographies is done through the Project Management Office (PMO) and the Global Working Groups that have a multi-geographic and transversal vision in the areas of Legal, Risk, Regulatory, Finance and Accounting, Engineering and Communication. The project also involves both Corporate Assurance from different geographies and business lines and the Group's Global Corporate Assurance. BBVA Group has a significant number of financial assets and liabilities whose contracts are referenced to IBORs, especially the EURIBOR, whi ch is used, among others, for loans, deposits and debt issues, as well as underlying in derivative financial instruments. Furthermore, although the exposure to EONIA is lower in the banking book, this IBOR is used as the underlying reference in derivative financial instruments of the trading book, as well as for the treatment of collaterals, mainly in Spain. In the case of LIBOR, the USD is the most relevant currency for, both, debt instruments of the banking book and the trading book. Other LIBOR currencie s (CHF, GBP and JPY) have a lower specific weight. Likewise, the Group maintains cash flow and fair value hedges which are exposed to different IBORs, especially with the EURIBOR, LIBOR USD and to a much lesser extend LIBOR GBP and other indices. The Group considers the amendments to IAS 39 and IFRS 7 applicable in the case of uncertainties about the future cash flows. As of June 30, 2020, the Group estimates that there exist generally no uncertainties regarding the EURIBOR, as it has been replaced by a hyb rid EURIBOR which counts with a methodology that complies with the requirements of the different international institutions. In the case of the rest of the indices which are used for hedge accounting, despite the uncertainty, based on the reliefs which are foreseen in the standard, the hedging relations for the six-month period ended June 2020, have not been affected. The assumptions made by the Group based on these reliefs are that in the case of cash flow hedges, those hedged cash flows will not be modifi ed because of the reform and, therefore, continue to comply with the requirement of the future transaction to be highly probable. Likewise, at the time of performing the effectiveness test, it is assumed that the reference indices will not be modified by t he reform. The aforementioned project takes into account the different approaches and transition deadlines to the new RFRs (risk-free rate) when evaluating the economic, operational, legal, financial, reputational or compliance risks associated with the transition, as well as when defining the action lines to mitigate them. A relevant aspect of this transition is its impact on contracts of fi nancial instruments referenced to IBORs maturing after 2021. In this regard, in the case of EONIA, BBVA aims to carry out a novation of contracts maturing after 2021. The Group already has new contractual clauses that incorporate the €STR as a substitute i ndex as well as contractual clauses to incorporate this index as the principal for new contracts. Regarding derivatives, in which EONIA is mainly used, the actions are carried out through the ISDA plan. In the case of LIBOR, there is an additional difficul ty related to uncertainty regarding its future. To anticipate, the Group is working on identifying the stock of contracts maturing after 2022 to determine its action plan (including - if possible - the novation of such contracts) and with a view to carryin g out actions in cooperation with banking associations. Meanwhile, in the case of EURIBOR, the European authorities have supported the continuity of the index and have supported modifications in its methodology so that it complies with the requirements of the European Reference Index Regulation. BBVA actively participates in various working groups, including the EURO RFR WG that works specifically, among other topics, in the definition of fallbacks in contracts . The nominal amounts of the interest rate deri vatives included in the hedging accounting relations represent the approach of the risk exposure that the Group is managing and are directly affected by the reform and, as a consequence, affected by the temporary reliefs. The nominal amount of the hedging instruments directly affected by the IBOR reform as of June 30, 2020 are the following: Millions of Euros LIBOR USD LIBOR GBP Other - TIIE (*) TOTAL Cash flow hedges 10,318 - 601 10,920 Fair value hedges 12,667 299 2,621 15,588 (*) Equilibrium Interbank Interest Rate used in Mexico. 2.2 Standards and interpretations issued but not yet effective as of June 30, 2020 The following new International Financial Reporting Standards together with their Interpretations had been published at the date of preparation of the accompanying consolidated Financial Statements, but are not mandatory as of June 30, 2020. Although in so me cases the International Accounting Standards Board (“IASB”) allows early adoption before their effective date, the BBVA Group has not proceeded with this option for any such new standards. IFRS 16 –Leases – COVID-19 modifications On May 28, 2020, the IASB approved an amendment to IFRS 16 to include a practical expedient to the accounting treatment for rent concessions (moratoriums and temporary rent reductions) that occur due to COVID-19 (see Note 1.5). The amendment permits lessees to account for rent concessions as if they were not lease modifications to the initial ones. It is applicable to rent concessions related to COVID-19, which reduces lease payments before June 30, 2021. This amendment is effective from June 1, 2020 and is expected to be endorsed by the European Union in the second half of 2020. The amendment is not expected to have a significant impact on the consolidated Financial Statements of the Group . IFRS 17 – Insurance contracts This Standard will be applied to the accounting years starti ng on or after January 1, 2023.

Note 3 - BBVA Group

Note 3 - BBVA Group	6 Months Ended
	Jun. 30, 2020
Grupo BBVA
Grupo BBVA, Entity Information	3. BBVA Group The BBVA Group is an international diversified financial group with a significant presence in retail banking, wholesale banking and asset management. The Group also operates in the insurance sector. The following information is detailed in the Appendices to the consolidated Financial Statements of the Group for the year ended December 31, 2019:  Appendix I shows relevant information related to the consolidated subsidiaries and structured entities.  Appe ndix II shows relevant information related to investments in subsidiaries, joint ventures and associates account ed for using the equity method.  Appendix III shows the main changes and notification of investments and divestments in the BBVA Group.  Appendix IV shows fully consolidated subsidiaries with more than 10% owned by non-Group shareholders. The BBVA Group’s activities are mainly located in Spain, Mexico, South America, the United States and Turkey, with an active presence in other areas of Europe and Asia (see Note 5). Significant transactions in th e first six months of 2020 Agreement for the alliance with Allianz, Compañía de Seguros y Reaseguros, S.A. On April 27, 2020, BBVA reached an agreement with Allianz, Compañía de Seguros y Reaseguros, S.A. to create a bancassurance joint venture in Spain including a long-term exclusive distribution agreement for the sale of property-casualty insurance products through BBVA’s banking network in Spain. BBVA will transfer its non-life insurance business in Spain, excluding the health insurance line, to the new joint venture. Excluding a variable part of the price to be paid by Allianz (which may amount to up to €100 million related to achieving specific business goals and c ertain milestones), it is expected that the transaction will generate a profit net of taxes amounting to approximately €300 million, and that the positive impact on the fully loaded CET1 capital ratio of the BBVA Group will be approximately 7 basis points. The closing of the transaction is subject to obtaining the relevant regulatory authorizations from the competent authorities. Significant transactions in 2019 Sale o f BBVA’s stake in BBVA Paraguay BBVA reached an agreement with Banco GNB Paraguay S.A., a subsidiary of Grupo Financiero Gilinski, for the sale of its shareholding, directly and indirectly, in Banco Bilbao Vizcaya Argentaria Paraguay, S.A. ("BBVA Paraguay"). BBVA owned, directly and indirectly, 100% of its share capital in BBVA Paraguay. The sa le price of the BBVA Paraguay shares amounts to approximately $270 million. In this type of transaction, the price is subject to adjustments between the date of signature and the closing date of the operation. It is estimated that the gains (net of taxes) will amount to approximately €2 0 million and the positive impact on the Common Equity Tier 1 (fully loaded) of the BBVA Group will be approximately 6 basis points. The closing of the transaction is subject to obtaining the relevant regulatory approvals fro m the appropriate authorities .

Note 4 - Shareholder Remunerati

Note 4 - Shareholder Remuneration System	6 Months Ended
	Jun. 30, 2020
Share holder Remuneration System Abstract
Disclosure Share holder Remuneration System Explanatory	4. Shareholder remuneration system The Annual General Meeting of March 13, 2020, approved the payment in cash of €0.16 (€0.1296 net of withholding tax) for all outstanding BBVA shares as final dividend for 2019. The divide nd was paid on April 9, 2020. On April 30, 2020, in accordance with the recommendation ECB/2020/19 issued by the ECB on March 27, 2020 on dividend distributions during the COVID-19 pandemic, the Board of Directors of BBVA has resolved to modify the dividend policy of the Group, as announced on February 1, 2017, for the 2020 financial year, determining not to pay any dividend corresponding to such year until the uncertainties caused by the COVID-19 pandemic disappear and, in any case, not before the end of such year.

Note 5 - Operating Segment Repo

Note 5 - Operating Segment Reporting	6 Months Ended
	Jun. 30, 2020
Operating Segments Reporting
Disclosure Of Entitys Reportable Segments Explanatory	5. Operating segment reporting Operati ng segment reporting represents a basic tool in the oversight and management of the BBVA Group’s various activities. The BBVA Group compiles reporting information on disaggregated business activities. These business activities are then aggregated in accord ance with the organizational structure determined by the BBVA Group and, ultimately, into the reportable operating segments themselves. As of June 30, 2020, the structure of the information by business se gments of the BBVA Group remains the same as that of the closing of 2019 financial year. The BBVA Group's operating segments are summarized below:  Spain I ncludes mainly the banking and insurance business that the Group carries ou t in Spain.  The United States I ncludes the business activity of BBVA USA and th e activity of the branch of BBVA Spain in New York.  Mexico I ncludes banking and insurance businesses in this country as well as the acti vity of BBVA Mexico in Houston.  Turkey R eports the activity of Garanti BBVA group that is mainly carried out in this cou ntry and, to a lesser extent, in Romania and the Netherlands.  South America Primari ly includes the Group´s banking and insurance businesses in the region.  Rest of Eurasia I ncludes the banking business activity carried out by the Group in Asia and Europe, excluding Spain. Corporate Center performs centralized Group functions, including: the costs of the head offices with a corporate function , management of str uctural exchange rate positions and some equity instruments issuances to support an adequate manage ment of the Group's global solvency. It also includes portfolios whose management is not linked to customer relationships, such as industrial holdings, certain tax assets and liabilities; funds due to commitments to employees; goodwill and other intangible assets. The breakdown of the BBVA Group’s total assets by operating segments as of June 30, 2020 and December 31, 2019, is as follows: Total assets by operating segments (Millions of Euros) June 2020 December 2019 Spain 419,475 365,380 The United States 101,118 88,529 Mexico 103,671 109,079 Turkey 63,525 64,416 South America 57,891 54,996 Rest of Eurasia 26,805 23,257 Subtotal assets by operating segments 772,485 705,656 Corporate Center and adjustments (18,661) (6,967) Total assets BBVA Group 753,824 698,690 The following table sets forth certain summarized information relating to the income of each operating segment and Corporate Center for the six months ended June 30, 2020 and 2019 . Main margins and profit by operating segments (Millions of Euros) Operating segments BBVA Group Spain The United States Mexico Turkey South America Rest of Eurasia Corporate Center June 2020 Net interest income 8,653 1,793 1,133 2,717 1,534 1,443 102 (69) Gross income 12,045 2,900 1,607 3,550 1,957 1,664 268 98 Operating income 6,533 1,371 648 2,349 1,394 945 131 (307) Profit/(loss) before tax (368) 124 15 891 715 297 89 (2,500) Net attributable profit (loss) (1,157) 88 26 654 266 159 66 (2,416) June 2019 Net interest income 8,941 1,763 1,217 3,042 1,353 1,613 85 (132) Gross income 11,944 2,773 1,615 3,901 1,677 1,994 220 (236) Operating income 6,069 1,145 655 2,611 1,084 1,215 78 (718) Profit/(loss) before tax 4,052 1,027 363 1,783 726 847 69 (762) Net attributable profit (loss) 2,442 734 297 1,287 282 404 55 (616)

Note 6 - Risk Management

Note 6 - Risk Management	6 Months Ended
	Jun. 30, 2020
Risk Management Explanatory	6. Risk management The principles and risk management policies, as well as tools and procedures established and implemented in the Group as of June 30, 2020 do not differ significantly from those included in Note 7 in the consolidated Financial Statements of the Group for the year ended December 31, 2019. Since January 1, 2020, the main changes were due to the effects of the COVID-19 pandemic, as detailed in these consolidated Financial Statements. 6.1 Risk factors BBVA Group has processes in place for identifying risks and analyzing scenarios in order to enable the Group to manage risks in a dynamic and proactive way. The risk identification processes are forward looking to seek the identification of emerging risks and take into account the concerns of both the business areas, which are close to the reality of the different geographical areas, and the corporate areas and senior management . Risks are identified and measured consistently using the methodologies d eemed appropriate in each case. Their measurement includes the design and application of scenario analyses and stress testing and considers the controls to which the risks are subjected. As part of this process, a forward projection of the risk appetite fr amework variables in stress scenarios is conducted in order to identify possible deviations from the established thresholds. If any such deviations are detected, appropriate measures are taken to keep the variables within the target risk profile. In this c ontext, t here are a number of emerging risks that could affect the evolution of the Group's business, including the below :  The coronavirus (COVID-19) pandemic i s adversely affecting the Group The coronavirus (COVID-19) pandemic has affected, and is expected to continue to adversely affect, the world economy and economic activity and conditions in the countries in which the Group operates, leading many of them to economic recession. Among other challenges, these countries are experiencing widespread increases in unemployment levels and falls in production, while public debt has increased significantly due to support and spending measures implemented by government authorities. In addition, there h as been an increase in debt defaults by both companies and individuals, volatility in the financial markets, volatility in exchange rates and falls in the value of assets and investments, all of which have adversely affected the Group’s results in the firs t six months of 2020, and are expected to continue affecting the Group’s results in the future . Furthermore, the Group may be affected by the measures adopted by regulatory authorities in the banking sector, including but not limited to, the recent reducti ons in reference interest rates, the relaxation of prudential requirements, the suspension of dividend payments until October 1, 2020, the adoption of moratorium measures for bank customers (such as those included in Royal Decree Law 11/2020 in Spain, as w ell as in the CECA-AEB agreement to which BBVA has adhered and which, among other things, allows loan debtors to extend maturities and defer interest payments) and facilities to grant credit with the benefit of public guarantees, especially to companies an d self-employed individuals, as well as changes in the financial asset purchase programs . Since the outbreak of COVID-19, the Group has experienced a decline in its activity. For example, the granting of new loans to individuals has significantly decreased since the beginning of the state of emergency or periods of confinement decreed in certain countries in which the Group operates. In addition, the Group faces various risks, such as an increased risk of deterioration in the value of its assets (including financial instruments valued at fair value, which may suffer significant fluctuations) and of the securities held for liquidity reasons, a possible significant increase in non-performing loans and a negative impact on the Group’s cost of financing and on i ts access to financing (especially in an environment where credit ratings are affected). In addition, in several of the countries in which the Group operates, including Spain, the Group has temporarily closed a significant number of its offices and reduce d hours of working with the public, and the teams that provide central services have been working remotely. T hese measures are being gradually reversed in some regions, such as Spain, however, due to the continued expansion of the COVID-19 pandemic, it is unclear how long it will take for normal operations to be fully resumed. The COVID-19 pandemic could also adversely affect the business and operations of third parties that provide critical services to the Group and, in particular, the greater demand and/o r reduced availability of certain resources could in some cases make it more difficult for the Group to maintain the required service levels. Furthermore, the increase in remote working has increased the risks related to cybersecurity, as the use of non-co rporate networks has increased. As a result of the above, while the impact of the COVID-19 pandemic only started to be evident at the end of the first quarter of 2020, it has had a n adverse effect on the Group's results for the first half of 2020, as well as on the Group's capital base as of June 30, 2020. The main accumulated impacts have been : (i) an increase in the cost of risk associated with the lending activity, mainly due to the deterioration of the macroeconomic environment, which has had a negative impact of €2,009 million in the Group (including the initial adverse effect of deferment of payment) and provisions for credit risk and contingent commitments for €95 million. (See Notes 6.2, 41 and 42); and (ii) a deterioration in the goodwill of the Group's subsidiary in the United States, mainly due to the deterioration of the macroeconomic scenario in the United States, which has had a net negative impact of € 2,084 million on the Group's attributed profit in this period (although this impact does not affect the tangible book value, nor the solvency or the liquidity of the Group) (see Notes 17.1 and 44) . The final magnitude of the impact of the COVID-19 pandemic on the Group's business, financial condition and results of operations, which is expecte d to be significant, will depend on future and uncertain events, including the intensity and persistence over time of the consequences arising from the COVID-19 pandemic in the different geographies in which the Group operates.  Macroeconomic and geopolitical risks  Global economy is being severely affected by the COVID-19 pandemic, which has spread to most countries around the world and is affecting their economies in stag es due to the lockdown measures that restrict business, and impact consumer and business confidence. Although many countries in East Asia and Europe now seem to be over the worst of the pandemic and have reopened their economies, it is still spreading in much of the American continent. Gover nments and central banks have generally implemented fiscal and monetary stimulus measures, which are helping to mitigate the economic impact, but this will not prevent the global economy from entering in a recession during the second half of the year .  Duri ng the second quarter of 2020, the financial markets have generally remained stable due to the actions of the central banks in the developed countries (announcements of asset purchases, lending facilities, interest rate reductions) and various fiscal stimu lus packages announced by governments. In addition, the relaxing of the lockdown taking place in most countries and the corresponding upturn in economic activity have contributed to improving economic confidence and activity. With respect to the latter, th e indicators generally show that the contraction until April was sharper than expected, but that the improvement since May has been robust and relatively widespread, especially in the developed economies where support through the policies has been more sig nificant and effective.  In terms of global growth, BBVA Research expects a V-shaped recovery in economic activity, although without reaching pre-crisis GDP levels. This recovery will be slower than expected and will vary across the different regions. BBVA Research's baseline scenario is based on the assumption that there will be further waves of infections until a vaccine or treatment for COVID-19 becomes available, without it resulting in strict lockdown measures. As a result, growth forecasts have been re vised downward in 2020 and upward in 2021, with a higher cumulative loss of GDP over the two-year period, especially in emerging countries. More specifically, BBVA Research has adjusted its global growth forecast from -2.4% to around -3.1% in 2020 and from 4.8% to 5.1% in 2021. However, one should keep in mind that epidemiological, economic, financial and geopolitical factors will lead to uncertainty remaining at exceptionally high levels and this will be a source of risk to economic forecasts.  With regard to the banking system, in an environment in which much of the economic activity has been at a standstill for several months, banking services have played an essential role, fundamentally for two reasons: first, the banks have ensured the proper functioning of collections and payments for households and companies, thereby contributing to the maintenance of economic activity; second, the granting of new lending or the renewal of existing lending has reduced the impact of the economic slowdown on households an d business incomes. In the current situation, it is very important to ensure that the temporary liquidity problems faced by companies do not become solvency problems, thus jeopardizing their survival and the jobs they create. As a result, the support provi ded by the banks during the months of lockdown and the public guarantees have been essential, as the banks have been the only source of financing for most of the companies.  Although in terms of profitability, European and Spanish banks are still far from t he levels seen before the crisis, due mainly to their accumulation of capital and the low interest rate environment we have been experiencing for some time now, the financial institutions are facing this challenge from a healthy position since their solven cy has been constantly improving since the 2008 crisis, with increased capital and liquidity buffers and therefore a greater capacity to lend.  Regulatory and reputational risks  Financial institutions are exposed to a complex and ever-changing regulatory environment defined by governments and regulators. This can affect their ability to grow and the capacity of certain businesses to develop, and result in stricter liquidity and capital requirements with lower profitability ratios. The Group constantly moni tors changes in the regulatory framework that allow for anticipation and adaptation to them in a timely manner, adopt industry practices and more efficient and rigorous criteria in its implementation.  The financial sector is under ever closer scrutiny by r egulators, governments and society itself. In the course of activities, situations which might cause relevant reputational damage to the entity could raise and might affect the regular course of business. The attitudes and behaviors of the Group and its me mbers are governed by the principles of integrity, honesty, long-term vision and industry practices through, inter alia, the internal control model, the Code of Conduct, the Corporate Principles in tax matters and Responsible Business Strategy of the Group .  Busine ss, operational and legal risks  New technologies and forms of customer relationships: Developments in the digital world and in information technologies pose significant challenges for financial institutions, entailing threats (new competitors, disintermediation, etc.) but also opportunities (new framework of relations with customers, greater ability to adapt to their needs, new products and distribution channels, etc.). Digital transformation is a priority for the Group as it aims to lead digital banking of the f uture as one of its objectives.  Technological risks and security breaches: The Group is expos ed to new threats such as cyber-attacks, theft of internal and customer databases, fraud in payment systems, etc. that require major investments in security from both the technological and human point of view. The Group gives great importance to the active operational and technologi cal risk management and control .  The financial sector faces an environment of increasing regulatory and litigious pressure, and thus, the various Group entities are usually party to individual or collective judicial proceedings (including class actions) resulting from their activity and operations, as well as arbitration proceedings. The Group is also party to other government procedures and investigations, such as those carried out by the antitrust authorities in certain countries which, among other things, have in the past and could in the future result into sanctions, as well as lead to claims by customers and others. In addition, the regulatory framework, in the jurisdictions in which the Group operates, is evolving towards a supervisory approach more focused on the opening of sanctioning proceedings while some regulators are focusing their attention on consumer protection a nd behavio ral risk.  In Spain and in other jurisdictions where the Group operates, legal and regulatory act ions and proceedings against financial institutions, prompted in part by certain judgments in favor of consumers handed down by national and supranational courts, have increased significantly in recent years and this trend could continue in the future. The legal and regulatory actions and proceedings faced by other financial institutions in relation to these and other matters, especially if such actions or proceedings result in favorable resolutions for the consumer, could a lso adversely affect the Group. In relation to consumer mortgage loan contracts linked to the index known as IRPH (average rate of mortgage loans over three years for free home purchase), considered “official interest rate ”By the mortgage transparency regulations, calculated by the Bank of Spain and published in the Official State Gazette, on 14 December 2017 the Supreme Court issued judgment 669/2017 in which it confirmed that it was not possible to determine the lack of transparency of the interest rate of the loan by the mere fact of its reference to one or the other official index, nor therefore its abuse according to Directive 93/13. In a separate legal proceeding, albeit concerning the same clause, the matter was referred to the Court of Justice of the European Union, raising a prel iminary question in which the application of the aforementioned IRPH index and the decision of the Supreme Court on the matter was questioned again. On March 3, 2020, the Court of Justice of the European Union resolved the referred question for a prelimina ry ruling . In that resolution, the Court of Justice of the European Union concludes that the main elements relating to the calculation of the saving banks IRPH index used by the bank to which the question referred (Bankia, SA) refers were contained in Circular 8/1990 of the Banco de España published in the Official State Gazette allowed consumers to understand the calculation of said index. Additionally, the Court of Justice of the European Union indicates that the national court must verify whether the entity to which the resolution refers complied with the information obligations established by national regulations. In the event that the entity had not complied with the applicable transparency regulations, the resolution does not declare the contract n ull and void but rather establishes that the national court could replace the IRPH index applied in the case prosecuted for a substitute index. The resolution sets forth that, in the absence of an agreement to the contrary of the parties to the contract, t he referred substitute index could be the IRPH index for credit entities in Spain (as established in the fifteenth additional provision of Law 14/2013, of September 27, 2013). BBVA considers that the ruling of the Court of Justice of the European Union sho uld not have significant effects on the Group's business, financial situation or results of operations . Additionally, there are also claims before the Spanish courts that question the application of certain interest rates and other mandatory rules to certa in revolving credit card agreements. On March 4, 2020, the Supreme Court has issued judgment (number 149/2020) in which it confirms the nullity of a revolving credit agreement through the use of a card signed by another entity (Wizink Bank) as the remunera tive interest is considered usurious. In said judgment, the Supreme Court recognizes that the reference to the “normal interest on money” to be used for this product must be the average interest applicable to credit card and revolving credit operations pub lished in the statistics of the Bank of Spain and that it is somewhat higher than 20% per year. In the specific case, the Supreme Court has considered a rate of 26.82% as usurious compared to 20% of the average interest. The Supreme Court concludes that fo r an interest rate to be usurious, must be "manifestly disproportionate to the circumstances of the case", so that the sentence limits its effects to the case analyzed, and the marketing by financial entities of this product must be analyzed, case by case. BBVA considers that the ruling of the Supreme Court should not have significant effects on the Group's business, financial situation or results of operations.  All of the above may result in a significant increase in operating and compliance costs or even a reduction of revenues, and it is possible that an adverse outcome in any proceedings (depending on the amount thereof, the penalties imposed or the procedural or management costs for the Group) could damage the Group's reputation, generate a knock-on eff ect or otherwise adversely affect the Group.  It is difficult to predict the outcome of legal and regulatory actions and proceedings, both those to which the Group is currently exposed and those that may arise in the future, including actions and proceedings relating to former Group subsidiaries or in respect of which the Group may have indemnification obligations, but such outcome could be significantly adverse to the Group. In addition, a decision in any matter, whether against the Group or again st another credit entity facing similar claims as those faced by the Group, could give rise to other claims against the Group. In addition, these actions and proceedings attract resources from the Group and may occupy a great deal of attention on part of t he Gr oup's management and employees.  As of June 30, 2020, the Group had €738 million in provisions for the proceedings it is facing (included in the line "Provisions for litigation and pending tax cases" in the consolidated balance sheet) (see Note 23). However, the uncertainty arising from these proceedings (including those for which no provisions have been made, either because it is not possible to estimate them or for other reasons) makes it impossible to guarantee that the possible losses arising from these proceedings will not exceed, where applicable, the amounts that the Group currently has provisioned and, therefore, could affect the Group's consolidated results in a given period.  Legal and regulatory actions and proceedings currently faced by the Group or to which it may become subject in the future or otherwise affected by, individually or in the aggregate, if resolved in whole or in part adversely to the Group´s interests, could have a material adverse effect on the Group’s business, financial c ondition and results of operations.  Spanish judicial authorities are investigating the activities of Centro Exclusivo de Negocios y Transacciones, S.L. (“Cenyt”). Such investigation includes the provision of services by Cenyt to BBVA. On July 29, 2019, BBV A was named as an investigated party (investigado) in a criminal judicial investigation (Preliminary Proceeding No. 96/2017 – Piece No. 9, Central Investigating Court No. 6 of the National High Court) for alleged facts which could represent the crimes of b ribery, revelation of secrets and corruption. As of the date of the approval of these consolidated Financial Statements, no formal accusation against BBVA has been made. Certain current and former officers and employees of the BBVA Group, as well as former director s , have also been named as investigated parties in connection with this investigation. BBVA has been and continues to be proactively collaborating with the Spanish judicial authorities, including sharing with the courts information from its on-goi ng forensic investigation regarding its relationship with Cenyt. BBVA has also testified before the judge and prosecutors at the request of the Central Investigating Court No. 6 of the National High Court. On February 3, 2020, BBVA was notified by the Cent ral Investigating Court No. 6 of the National High Court of the order lifting the secrecy of the proceedings. This criminal judicial proceeding is at a preliminary stage. Therefore, it is not possible at this time to predict the scope or duration of such p roceeding or any related proceeding or its or their possible outcomes or implications for the Group, including any fines, damages or harm to the Group’s reputation caused thereby. 6.2 Credit risk The banks are a key part of the solution to the COVID-19 crisis. Specifically, BBVA, has activated support initiatives with a focus on the most affected customers, regardless of whether they are companies, SMEs, self-employed workers or private individuals. The following are just some of those initiatives:  In Sp ain, credit facilities for SMEs and self-employed workers, and credit guaranteed by the Instituto de Crédito Oficial (“ICO”), deferment of pension payments and unemployment benefits, credit guaranteed by the ICO for rent payment and deferment of insurance and credit cards payments, and repayment deferments periods on loans to consumers and companies.  In the United States, flexibility in the repayment of loans for small businesses and for consumer finance, and the removal of certain fees for individual custo mers;  In Mexico, a repayment deferment on various credit products, a fixed payment plan to reduce monthly credit card charges, interruption of point of sale fees to support retailers with lower turnover and certain plans to support larger corporate custome rs;  In Turkey, delay of loan repayments, interests and amortizations.  In South America, some countries such as Argentina have provided a credit facility for micro-SMEs to help them purchase remote work equipment and credit facilities for payroll payments; Colombia has frozen repayments for up to six months on loans to individuals and companies, and is offering a special working capital facility for companies; and in Peru, various initiatives have been approved to support SMEs, and recent credit facilities a nd credit cards have been approved in order to support consumers. The amount of deferment of payments (existing and completed) and the financing granted with public guarantees given at a Group level, as well as the number of customers of both measures, as of June 30, 2020 are as follows : COVID-19 support programs (Millions of Euros) Deferment of payments Financing with public guarantees Existing Completed Total Number of customers Total Number of customers Total deferment of payments and guarantees (%) credit investment Group 29,668 6,590 36,259 3,138,894 13,791 196,186 50,050 11.9% The amount of deferment of payments (existing and completed) and financing granted with public guarantees given at a Group level, broken down by segment, as of June 30, 2020 are as follow s: COVID-19 support programs (Millions of Euros) Deferment of payments Financing with public guarantees Existing Completed Total Group 29,668 6,590 36,259 13,791 Customers 17,975 3,563 21,538 863 Mortgages 9,318 2,152 11,470 1 SMEs 6,397 792 7,189 7,723 Non-financial corporations 5,006 2,221 7,227 5,126 Other 290 14 304 79 The adoption of deferment of payment measures for bank customers in the different countries in which the Group operates (such as those included in Royal Decree Law 11/2020, as well as in the CECA-AEB agreement to which BBVA has adher ed to in Spain) results in the temporary suspension, total or partial, of the contractual obligations with a deferral for a specific period of time. According to IFRS 9, when a deferment of payment does not generate interest collection rights, a temporary loss of value is triggered for the operation, which is calculated as the difference in current value of the original and modified cash flows, both discounted at the effective interest rate of the original operation. The difference is recognized at the orig inal time in the income statement under the heading “Impairment or (reversal) of impairment on financial assets not measured at fair value through profit or loss or net gains by modification” and its counterpart is a correction of the asset value of the lo ans. From that point on, said correction accrues as net interest income at the original effective interest rate within the period of the deferment of payment. Thus, at the end of the moratorium period, the impact on net attributed profit is neutral . The qu antitative information on refinancing and restructuring operations is presented in the Appendix I “Quantitative information refinancing and restructuring operations and other requirement under Bank of Spain Circular 6/2012”. 6.2.1 Measurement of Expected Credit Loss (ECL) IFRS 9 requires determining the expected credit loss of a financial instrument in a way that reflects an unbiased estimation removing any conservatism or optimism, the time value of money and a forward looking perspective (inclu ding the economic forecast ), all based on the information that is available at a certain time and that is reasonable and bearable regarding future economic conditions. Therefore the recognition and measurement of expected credit loss (ECL) is highly comple x and involves the use of significant analysis and estimation including formulation and incorporation of forward-looking economic conditions into ECL. Risk Parameters Adjusted by Macroeconomic Scenarios Expected credit loss (ECL) must include forward looki ng information, in accordance with IFRS 9, which states that the comprehensive credit risk information must incorporate not only historical information but also all relevant credit information, also including forward-looking macroeconomic information. BBVA uses the classical credit risk parameters PD, LGD and EAD in order to calculate the ECL for the credit portfolios. BBVA´s methodological approach in order to incorporate the forward looking information aims to determine the relation between macroeconomic variables and risk parameters following three main steps:  Step 1: Analysis and transformation of time series data.  Step 2: For each dependent variable find conditional forecasting models that are economically consistent.  Step 3: Select the best conditional forecasting model from the set of candidates defined in Step 2, based on their forecasting capacity. How economic scenarios are reflected in calculation of ECL The forward looking component is added to the calculation of the ECL through the introduction of macroeconomic scenarios as an input. Inputs highly depend on the particular combination of region and portfolio, so inputs are adapted to available data regarding each of them. Based on economic theory and analysis, the main indicators most directly rel evant for explaining and forecasting the selected risk pa rameters (PD, LGD and EAD) are:  The net income of families, corporates or public administrations.  The outstanding payment amounts on the principal and interes t on the financial instruments.  The value of the collateral assets pledged to the loan. BBVA Group approximates these variables by using a proxy indicator from the set included in the macroeconomic scenarios provided by BBVA Research department. Only a single specific indicator for each of the three categories can be used and only one of the following core macroeconomic indicators should be chosen as first option:  The real GDP growth for the purpose of conditional forecasting can be seen as the only “factor” required for capturing the influence of all potentially relevant macro-financial scenarios on internal PDs and LGD.  The most representative short term interest rate (typically the policy rate or the most liquid sovereign yield or interbank rate) or exchange rates expressed in real terms.  A comprehensive and representative index of the price of real estate properties expressed in real terms in the case of mortgage loans and a representative and real term index of the price of the relevant commodity for corporate loan portfolios concentrated i n exporters or producers of such commodity. Real GDP growth is given priority over any other indicator not only because it is the most comprehensive indicator of income and economic activity but also because it is the central variable in the generation of macroeconomic scenarios. Multiple scenario approach IFRS 9 requires calculating an unbiased probability weighted measurement of expected credit losses (“ECL”) by evaluating a range of possible outcomes, including forecasts of future economic conditions. The BBVA Research teams within the BBVA Group produce forecasts of the macroeconomic variables under the baseline scenario, which are used in the rest of the related processes of the Group , such as budgeting, ICAAP and risk appetite framework, stress testi ng, etc. Additionally, the BBVA Research teams produce alternative scenarios to the baseline scenario so as to meet the requirements under the IFRS 9 standard. Alternative macroeconomic scenarios  For each of the macro-financial variables, BBVA Res earch produces three scenarios.  BBVA Research tracks, analyzes and forecasts the economic environment to provide a consistent forward looking assessment about the most likely scenario and risks that impact BBVA’s footprint. To build economic scenarios, BBVA Research combines official data, econometric techniques and expert judg ment .  Each of these scenarios corresponds to the expected value of a different area of the probabilistic distribution of the possible projections of the economic variables.  The non-line arity overlay is defined as the ratio between the probability-weighted ECL under the alternative scenarios and the baseline scenario, where the scenario’s probability depends on the distance of the alternative scenarios from the base one.  BBVA Group establishes equally weighted scenarios, being the probability 34% for the baseline scenario, 33% for the worst alternative scenario and 33% for the best alternative scenario. BBVA Group considers three prospective macroeconomic scenarios that it updates pe riodically (currently quarterly). BBVA Research forecasts a maximum of five years for macroeconomic variables . The approach in BBVA consists of using the scenario that is the most likely scenario, which is the baseline scenario, consistent with the rest of internal processes (ICAAP, Budgeting…) and then applying an overlay adjustment that is calculated by taking into account the weighted average of the ECL determined by each of the scenarios . It is important to note that in general, it is expected that the effect of the overlay is to increase the ECL. It is possible to obtain an overlay that does not have that effect, whenever the relationship between macro scenarios and losses is linear. However, the overlay is not expected to reduce the ECL. Macroeconomic scenarios as a result of the COVID-19 pandemic The COVID-19 pandemic has generated a macroeconomic uncertainty situation with a direct impact on credit risk of the entities, particularly, on the expected credit losses under IFRS9. Even if the situation is unclear and of an unforeseeable time length, the expectation is that this situation will provoke a severe recession followed by an economic recovery, which will not achieve the pre-crisis GDP levels in the short-term, supported by the measures issued by go vernments and monetary authorities. This situation has allowed the accounting authorities and the banking supervisors to adopt measures i

Note 7 - Fair Value

Note 7 - Fair Value	6 Months Ended
	Jun. 30, 2020
Fair Value Abstract
Fair Value Measurement	7. Fair value of financial instruments The criteria and valuation methods used to calculate the fair value of financial assets as of June 30, 2020 do not differ significantly from those included in Note 8 from the consolidated financial s tatements for the year ended December 31, 2019. The techniques and unobservable inputs used for the valuation of the financial instruments classified in the fair value hierarchy as Level 3, do not significantly differ from those det ailed in Note 8 of the consolidated financial statements for the year 2019 Nevertheless, the level of significance of the unobservable inputs used to determine the hierarchy of the fair value of loans and advances to customers at amortized cost has been re vised, resulting in greater exposure classified as level 3 . The effect on the consolidated income statements and on the consolidated equity, resulting from changing the main assumptions used in the valuation of Level 3 financial instruments for other reaso nably possible assumptions, does not differ significantly from that detailed in Note 8 of the consolidated financial s tatements for the year 2019. Below is a comparison of the carrying amount of the Group’s financial instruments in the accompanying consoli dated balance sheets and their respective fair values as of June 30, 2020 and December 31, 2019: Fair value and carrying amount (Millions of Euros) June 2020 December 2019 Notes Carrying Amount Fair Value Carrying Amount Fair Value ASSETS Cash, cash balances at central banks and other demand deposits 8 65,877 65,877 44,303 44,303 Financial assets held for trading 9 119,332 119,332 102,688 102,688 Non-trading financial assets mandatorily at fair value through profit or loss 10 4,998 4,998 5,557 5,557 Financial assets designated at fair value through profit or loss 11 1,098 1,098 1,214 1,214 Financial assets at fair value through other comprehensive income 12 70,045 70,045 61,183 61,183 Financial assets at amortized cost 13 450,222 452,719 439,162 442,788 Derivatives - Hedge accounting 14 2,531 2,531 1,729 1,729 LIABILITIES Financial liabilities held for trading 9 108,624 108,624 89,633 89,633 Financial liabilities designated at fair value through profit or loss 11 9,203 9,203 10,010 10,010 Financial liabilities at amortized cost 21 559,713 557,678 516,641 515,910 Derivatives - Hedge accounting 14 2,368 2,368 2,233 2,233 The following table shows the financial instruments in the accompanying consolidated balance sheets, broken down by the measurement tec hnique used to determine their fair value as of June 30, 2020 and December 31, 2019: Fair value of financial instruments by levels (Millions of Euros) June 2020 December 2019 Level 1 Level 2 Level 3 Level 1 Level 2 Level 3 ASSETS Cash, cash balances at central banks and other demand deposits 65,686 - 191 44,111 - 192 Financial assets held for trading 30,604 86,964 1,763 31,135 70,045 1,508 Loans and advances 2,483 33,848 1,261 697 32,321 1,285 Debt securities 15,246 11,304 89 18,076 8,178 55 Equity instruments 5,751 28 82 8,832 - 59 Derivatives 7,124 41,785 331 3,530 29,546 109 Non-trading financial assets mandatorily at fair value through profit or loss 1,629 2,224 1,145 4,305 92 1,160 Loans and advances 152 - 538 82 - 1,038 Debt securities - 205 45 - 91 19 Equity instruments 1,477 2,019 562 4,223 1 103 Financial assets designated at fair value through profit or loss 925 172 - 1,214 - - Debt securities 925 172 - 1,214 - - Financial assets at fair value through other comprehensive income 57,066 12,129 849 50,896 9,203 1,084 Loans and advances 33 - - 33 - - Debt securities 55,780 11,990 452 49,070 9,057 604 Equity instruments 1,254 139 397 1,794 146 480 Financial assets at amortized cost 32,880 26,566 393,273 29,391 217,279 196,119 Derivatives – Hedge accounting 153 2,370 8 44 1,685 - LIABILITIES Financial liabilities held for trading 26,953 80,095 1,576 26,266 62,541 827 Deposits 7,727 37,828 1,082 9,595 32,121 649 Trading derivatives 8,612 41,048 494 4,425 30,419 175 Short positions 10,614 1,219 - 12,246 1 2 Financial liabilities designated at fair value through profit or loss - 8,120 1,083 - 9,984 27 Customer deposits - 914 - - 944 - Debt certificates - 3,119 1,083 - 4,629 27 Other financial liabilities - 4,087 - - 4,410 - Financial liabilities at amortized cost 92,354 314,925 150,399 67,229 289,599 159,082 Derivatives – Hedge accounting 48 2,287 34 30 2,192 11

Note 8 - Cash, Cash balances at

Note 8 - Cash, Cash balances at central banks and other demand deposits	6 Months Ended
	Jun. 30, 2020
Cash, Cash balances at central banks and other demand deposits
Disclosure of Cash, cash balances at central banks and other demand deposits and financial liabilities measured at amortized cost.	8. Cash, cash balances at central banks and other demand deposits The breakdown of the balance under the heading “Cash, cash balances at central banks and other demand deposits” in the accompanying consolidated balance sheets is as follows: Cash, cash balances at central banks and other demand deposits (Millions of Euros) June 2020 December 2019 Cash on hand 5,669 7,060 Cash balances at central banks (*) 54,442 31,755 Other demand deposits 5,766 5,488 Total 65,877 44,303 (*) The variation corresponds mainly to the increase in cash held at the Bank of Spain.

Note 9 - Financial assets and l

Note 9 - Financial assets and liabilities held for trading	6 Months Ended
	Jun. 30, 2020
Financial assets and liabilities held for trading
Financial Assets and Liabilities held for trading	9. Financial assets and liabili ties held for trading The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows: Financial assets and liabilities held for trading (Millions of Euros) Notes June 2020 December 2019 ASSETS Derivatives (*) 49,239 33,185 Equity instruments 6.2.2 5,862 8,892 Debt securities 6.2.2 26,640 26,309 Issued by central banks 1,125 840 Issued by public administrations 23,642 23,918 Issued by financial institutions 838 679 Other debt securities 1,035 872 Loans and advances 6.2.2 37,591 34,303 Loans and advances to central banks 636 535 Reverse repurchase agreement 636 535 Loans and advances to credit institutions 24,912 21,286 Reverse repurchase agreement 24,857 21,219 Loans and advances to customers 12,044 12,482 Reverse repurchase agreement 11,026 12,187 Total assets 119,332 102,688 LIABILITIES Derivatives (*) 50,154 35,019 Short positions 11,832 12,249 Deposits 46,637 42,365 Deposits from central banks 5,685 7,635 Repurchase agreement 5,685 7,635 Deposits from credit institutions 28,617 24,969 Repurchase agreement 28,214 24,578 Customer deposits 12,335 9,761 Repurchase agreement 12,271 9,689 Total liabilities 108,624 89,633 (*) The variation corresponds mainly to foreign exchange derivatives in BBVA S.A.

Note 10 - Non-trading financial

Note 10 - Non-trading financial assets mandatorily at fair value throug profit or loss	6 Months Ended
	Jun. 30, 2020
Non trading financial assets mandatory at fair value through profit or loss Abstract
Disclosure of Non trading financial assets mandatory at fair value through profit or loss Explanatory	10. Non-trading financial assets mandatorily at fair value through profit or loss The breakdown of the balance under this heading in the accompanying consolidated balance sheets is as follows: Non-trading financial assets mandatorily at fair value through profit or loss (Millions of Euros) Notes June 2020 December 2019 Equity instruments 6.2.2 4,058 4,327 Debt securities 6.2.2 250 110 Loans and advances to customers 6.2.2 690 1,120 Total 4,998 5,557

Note 11 - Financial Instruments

Note 11 - Financial Instruments designated at fair value through profit or loss	6 Months Ended
	Jun. 30, 2020
Financial assets and liabilities designated at fair value through profit or loss
Disclosure of Financial Instruments designated at fair value through profit or loss	11. Financial assets and liabilities designated at fair value through profit or loss The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows: Financial assets and liabilities designated at fair value through profit or loss (Millions of Euros) Notes June 2020 December 2019 ASSETS Debt securities 1,098 1,214 Total assets 6.2.2 1,098 1,214 LIABILITIES Deposits 914 944 Debt certificates 4,202 4,656 Other financial liabilities: Unit-linked products 4,087 4,410 Total liabilities 9,203 10,010

Note 12 - Financial assets at f

Note 12 - Financial assets at fair value through other comprehensive income	6 Months Ended
	Jun. 30, 2020
Financial Assets At Fair Value Through Other Comprehensive Income Abstract
Financial assets at fair value through other comprehensive income	12. Financial assets at fair value through other comprehensive income 12.1 Breakdown of the balance The breakdown of the balance by type of financial instruments under these headings in the accompanying consolidated balance sheets is as follows: Financial assets at fair value through other comprehensive income (Millions of Euros) Notes June 2020 December 2019 Equity instruments 6.2.2 1,789 2,420 Debt securities (*) 68,223 58,731 Loans and advances to credit institutions 6.2.2 33 33 Total 70,045 61,183 Of which: loss allowances of debt securities (162) (110) (*) The variation corresponds mainly to the increase in financial assets issued by governments in BBVA, S.A . 12.2 Equity instruments The breakdown of the balance under the heading "Equity instruments" of the accompanying consolidated balance sheets as of June 30, 2020 and December 31, 2019, is as follows: Financial assets at fair value through other comprehensive income. Equity instruments (Millions of Euros) June 2020 December 2019 Amortized cost Fair value Amortized cost Fair value Listed equity instruments Spanish companies shares 2,182 1,141 2,181 1,674 Foreign companies shares 140 199 136 213 The United States 31 79 30 78 Mexico 1 29 1 34 Turkey 3 6 3 5 Other countries 106 85 102 96 Subtotal 2,322 1,340 2,317 1,886 Unlisted equity instruments Spanish companies shares 5 5 5 5 Foreign companies shares 376 444 450 528 The United States 318 351 387 419 Mexico - 1 - - Turkey 6 9 5 9 Other countries 52 83 57 99 Subtotal 381 449 454 533 Total 2,703 1,789 2,772 2,420 12.3 Debt securities The breakdown of the balance under the heading "Debt securities" of the accompanying consolidated balance sheets as of June 30, 2020 and December 31, 2019, is as f ollows: Financial assets at fair value through other comprehensive income. Debt securities (Millions of Euros) June 2020 December 2019 Amortized cost Fair value Amortized cost Fair value Domestic debt securities Government and other government agency debt securities 28,151 28,913 20,740 21,550 Credit institutions 1,050 1,110 959 1,024 Other issuers 899 936 907 947 Subtotal 30,100 30,959 22,607 23,521 Foreign debt securities Mexico 7,224 7,375 7,790 7,786 Government and other government agency debt securities 6,359 6,527 6,869 6,868 Credit institutions 62 63 77 78 Other issuers 803 786 843 840 The United States 10,267 10,421 11,376 11,393 Government securities 6,572 6,698 8,570 8,599 Treasury and other government agencies 4,049 4,113 5,595 5,624 States and political subdivisions 2,523 2,585 2,975 2,975 Credit institutions 157 158 122 124 Other issuers 3,538 3,565 2,684 2,670 Turkey 3,801 3,840 3,752 3,713 Government and other government agency debt securities 3,801 3,840 3,752 3,713 Other countries 15,143 15,628 11,870 12,318 Other foreign governments and other government agency debt securities 7,519 7,861 6,963 7,269 Central banks 1,481 1,484 1,005 1,010 Credit institutions 2,425 2,517 1,795 1,892 Other issuers 3,717 3,766 2,106 2,147 Subtotal 36,436 37,264 34,788 35,210 Total 66,536 68,223 57,395 58,731 The credit ratings of the issuers of debt securities as of June 30, 2020 are as follows: Debt securities by rating June 2020 Fair value (Millions of Euros) % AAA 9,806 14.4% AA+ 834 1.2% AA 300 0.4% AA- 626 0.9% A+ 3,796 5.6% A 2,180 3.2% A- 31,076 45.6% BBB+ 7,442 10.9% BBB 3,137 4.6% BBB- 3,691 5.4% BB+ or below 4,925 7.2% Unclassified 412 0.6% Total 68,223 100.0% 12.4 Gains/losses Changes in gains/losses The changes in the gains/losses (net of taxes) during the six months ended June 30, 2020 and in the year ended December 31, 2019 of debt securities recognized under the equity heading “Accumulated other comprehensive income – Items that may be reclassified to profit or loss – Fair value changes of debt instr uments measured at fair value through other comprehensive income” and equity instruments recognized under the equity heading “Accumulated other comprehensive income – Items that will not be reclassified to profit or loss – Fair value changes of equity inst ruments measured at fair value through other comprehensive income” in the accompanying consolidated balance sheets are as follows: Other comprehensive income - Changes in gains / losses (Millions of Euros) Debt securities Equity instruments Notes June 2020 December 2019 June 2020 December 2019 Balance at the beginning 1,760 943 (403) (155) Valuation gains and losses 137 1,267 (562) (238) Amounts transferred to income (71) (119) Income tax 4 (331) 25 (10) Balance at the end 27 1,830 1,760 (940) (403) During the six months ended June 30, 2020 and 2019, the debt securities impaired recognized in t he heading “Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss net gains by modification– Financial assets at fair value through other comprehensive income” in the accompanying consolidated in come statement amounted to €71 and 5 million, respectively (see Note 42) as a result of

Note 13 - Financial assets at a

Note 13 - Financial assets at amortised cost	6 Months Ended
	Jun. 30, 2020
Financial Assets At Amortised Cost
Disclosure Of Financial Assets at amortized cost	13. Financial assets at amortized cost 13.1 Breakdown of the balance The breakdown of the balance under this heading in the accompanying consolidated balance sheets according to the nature of the financial instrument is as follows: Financial assets at amortized cost (Millions of Euros) June 2020 December 2019 Debt securities 43,396 38,877 Loans and advances to central banks 4,773 4,275 Loans and advances to credit institutions 14,842 13,649 Loans and advances to customers 387,212 382,360 Government 27,259 28,222 Other financial corporations 13,535 11,207 Non-financial corporations 178,598 166,789 Other 167,820 176,142 Total 450,222 439,162 Of which: impaired assets of loans and advances to customers (*) 15,637 15,954 Of which: loss allowances of loans and advances (*) (13,588) (12,427) Of which: loss allowances of debt securities (77) (52) (*) See Note 6.2. During the six months ended June 30, 2020 and the year ended December 31, 2019, there have been no significant reclassifications neither from “Financial assets at amortized cost” to other headings or from other headings to “Financial assets at amortized cost”. 13.2 Loans and advances to customers The breakdown of the balance under this heading in the accompanying consolidated balance sheets according to the nature of the financial instrument is as follows: Loans and advances to customers (Millions of Euros) June 2020 December 2019 On demand and short notice 2,844 3,050 Credit card debt 13,283 16,354 Trade receivables 14,142 17,276 Finance leases 8,113 8,711 Reverse repurchase agreements 947 26 Other term loans 342,180 332,160 Advances that are not loans 5,704 4,784 Total 387,212 382,360

Note 14 - Hedging derivatives a

Note 14 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk	6 Months Ended
	Jun. 30, 2020
Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk
Derivatives - Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk	14. Derivatives- Hedge accounting and fair value changes of the hedged items in portfolio hedges of interest rate risk The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows: Derivatives – Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk (Millions of Euros) June 2020 December 2019 ASSETS Derivatives - Hedge accounting 2,531 1,729 Fair value changes of the hedged items in portfolio hedges of interest rate risk 60 28 LIABILITIES Derivatives - Hedge accounting 2,368 2,233

Note 15 - Investments in joint

Note 15 - Investments in joint ventures and associates	6 Months Ended
	Jun. 30, 2020
Investments in subsidiaries, joint ventures and associates
Investments in subsidiaries joint ventures and associates	15. Investments in joint ventures and associates The breakdown of the balance of “Investments in joint ventures and associates” in the accompanying consolidated balance sheets is as follows: Joint ventures and associates (Millions of Euros) June 2020 December 2019 Joint ventures 150 154 Associates 1,216 1,334 Total 1,366 1,488

Note 16 - Tangible assets

Note 16 - Tangible assets	6 Months Ended
	Jun. 30, 2020
Tangible assets Abstract
Tangible Assets Explanatory	16. Tangible assets The breakdown and movement of the balance and changes of this heading in the accompanying consolidated balance sheets, according to the nature of the related items, is as follows: Tangible assets. Breakdown by type (Millions of Euros) June 2020 December 2019 Property plant and equipment 8,796 9,816 For own use 8,578 9,554 Land and buildings 5,584 6,001 Work in progress 63 56 Furniture, fixtures and vehicles 5,954 6,351 Right to use assets 3,382 3,516 Accumulated depreciation (5,957) (5,969) Impairment (447) (402) Leased out under an operating lease 217 263 Assets leased out under an operating lease 280 337 Accumulated depreciation (62) (74) Investment property 261 252 Building rental 228 211 Other 3 4 Right to use assets 83 101 Accumulated depreciation (16) (24) Impairment (38) (39) Total 9,057 10,068

Note 17 - Intangible assets

Note 17 - Intangible assets	6 Months Ended
	Jun. 30, 2020
Intangible Assets and Goodwill Abstract
Intangible Assets Explanatory	17. Intangible assets 17.1 Goodwill The breakdown of the balance under this heading in the accompanying consolidated balance sheets, according to the cash-generating unit (hereinafter “CGU”) to which goodwill has been allocated, is as follows: Goodwill. Breakdown by CGU and changes of the period (Millions of Euros) The United States Turkey Mexico Colombia Chile Other Total Balance as of December 31, 2018 5,066 382 519 161 29 23 6,180 Exchange difference 98 (36) 31 3 (2) (1) 93 Impairment (1,318) - - - - - (1,318) Balance as of December 31, 2019 3,846 346 550 164 27 22 4,955 Exchange difference 58 (45) (100) (21) (2) (1) (111) Impairment (2,084) - - - - - (2,084) Balance as of June 30, 2020 1,820 301 450 143 25 21 2,760 Impairment test As mentioned in Note 2.2.8 of the consolidated Financial Statements of the year 2019 , the CGUs to which goodwill has been allocated, are periodically tested for impairment by including the allocated goodwill in their carrying amount. This analysis is performed at least annually and whenever there is any indication of impairment. The BBVA Group performs estimations on the recoverable amount of certain CGU´s by calculating the value in use through the discounted value of future cash flows method. The main hypotheses used for the value in use calculation are the following :  The forecast cash flows, including net interest margin, estimated by the Group's management, and based on the latest available financial s tatements budgets for the next 3 to 5 years, considering the macroeconomic variables of each CGU, regarding the exis ting balance structure as well as macroeconomic variables such as the evolution of interest rates and the CPI of the geography where the CGU is located, among others.  The constant growth rate for extrapolating cash flows, starting in the third or fifth yea r, beyond the period covered by the budgets or forecasts.  The discount rate on future cash flows, which coincides with the cost of capital assigned to each CGU, and which consists of a risk-free rate plus a premium that reflects the inherent risk of each o f the businesses evaluated. The focus used by the Group's management to determine the values of the assumptions is based both on its projections and past experience. These values are verified and use external sources of information, wherever possible. Addi tionally, the valuations of the goodwill of the CGUs of t he United States and Turkey have been reviewed by independent experts (not the Group's external auditors) as of Marc h 31, 2020 and December 31, 2019 . However, certain changes to the valuation assumpt ions used could cause differences in the impairment test result . As of December 31, 2019, the Group estimated impairment losses in the United States CGU of €1,318 million, which was mainly as a result of the negative evolution of interest rates, especially in the second half of the year, which accompanied by the slowdown of the economy caused the expected evolution of results below the previous estimation. This recognition did not affect the tangible book value nor the liquidity nor the capital of the BBVA Group . As of March 31, 2020, the Group identified an indicator of impairment of goodwill in the CGU and as a result of the goodwill impairment test, the Group estimated impairment in the United States CGU, of €2,084 million (see Note 44), which was mainly due to the negative impact of the update of the macroeconomic scenario following the COVID - 19 pandemic (see Note 1.5) and the expected evolution of interest rates. This recognition did not affect the tangible book value nor the liquidity nor the capital of the BBVA Group . As of June 30, 2020, as a result of the CGU´s assessment, the Group concluded there is no evidence of further indicators of impairment losses that requires recognizing significant additional impairment losses in any of the CGUs where goodw ill that the Group has recognized in the consolidated balance sheet is allocated . Goodwill - The United States CGU The Group’s most significant goodwill corresponds to the CGU in the United States, the main significant assumptions used in the impairment te st as of March 31, 2020 of this mentioned CGU, were: Impairment test assumptions CGU goodwill in the United States March 2020 December 2019 Discount rate 10.3% 10.0% Growth rate 3.0% 3.5% In accordance with paragraph 33.c of IAS 36, as of March 31, 2020, the Group used a growth rate of 3.0% based on the real GDP growth rate of the United States, the expected inflation and the potential growth of the banking sector in the United States. This 3.0% rate is lower than the historical average of the past 30 years of the nominal GDP rate of the United States and lower than the real GDP growth forecasted by the IMF. T he assumptions with a greater relative weight and whose volatility could have a greater impact in determining the present value of the cash flows starting on the fifth year are the discount rate and the growth rate. Below is shown the increased (or decreas ed) amount of the CGU recoverable amount as a result of a reasonable variation (in basis points) of each of the key assumptions as of March 31, 2020: Sensitivity analysis for main assumptions - The United States (Millions of Euros) Increase of 50 basis points (*) Decrease of 50 basis points (*) Discount rate (755) 869 Growth rate 270 (235) (*) Based on historical changes, the use of 50 basis points to calculate the sensitivity analysis would be a reasonable variation with respect to the observed variations over the last five years . Goodwill - Turkey CGU The main significant assumptions used in the impairment test as of March 31, 2020 of the CGU of Turkey, were: Impairment test assumptions CGU goodwill in Turkey March 2020 December 2019 Discount rate 18.1% 17.4% Growth rate 7.0% 7.0% Given the potential growth of the sector in Turkey, in accordance with paragraph 33.c of IAS 36, as of March 31, 2020 and December 31, 2019, the Group used a growth rate of 7.0% based on the real GDP growth rate of Turkey and expected inflation. The assumptions with a greater relative weight and whose volatility could affect more in determining the present value of the cash flows starting on the fifth year are the discount rate and the growth rate. Below is shown the increased (or decreased) amount of the recoverable amount as a result of a reasonable variati on (in basis points) of each of the key assumptions as of March 31, 2020: Sensitivity analysis for main assumptions - Turkey (Millions of Euros) Impact of an increase of 50 basis points Impact of a decrease of 50 basis points Discount rate (166) 183 Growth rate 23 (21) Goodwill - Other CGUs The sensitivity analysis on the main hypotheses c arried out for the rest of the CGUs of the Group indicate that their value in use would continue to exceed their book value. 17.2 Other intangible assets The breakdown of the balance and changes of this heading in the accompanying consolidated balance sheets, according to the nature of the related items, is as follows: Other intangible assets (Millions of Euros) June 2020 December 2019 Computer software acquisition expense 1,532 1,598 Other intangible assets with an infinite useful life 10 11 Other intangible assets with a definite useful life 320 401 Total 1,863 2,010

Note 18 - Tax assets and Liabil

Note 18 - Tax assets and Liabilities	6 Months Ended
	Jun. 30, 2020
Disclosure Of Tax Assets And Liabilties Abstract
Disclosure Of Tax Assets And Liabiltiies Explanatory	18. Tax assets and liabilities 18.1 Consolidated tax group Pursuant to current legislation, BBVA consolidated tax group in Spain includes the Ban k (as the parent company) and its Spanish subsidiaries that meet the requirements provided for under Spanish legislation regulating the taxation regime for the consolidated profit of corporate groups. The Group’s non-Spanish banks and subsidiaries file tax returns in accordance with the tax legislation in force in each country. 18.2 Current and deferred taxes The balance under the heading "Tax assets" in the accompanying consolidated balance sheets includes current and deferred tax assets. The balance un der the “Tax liabilities” heading includes the Group’s various current and deferred tax liabilities. The details of the mentioned tax assets and liabilities are as follows: Tax assets and liabilities (Millions of Euros) June 2020 December 2019 Tax assets Current tax assets 1,182 1,765 Deferred tax assets 15,536 15,318 Total 16,718 17,083 Tax liabilities Current tax liabilities 560 880 Deferred tax liabilities 1,968 1,928 Total 2,529 2,808 The Group has carried out an analysis of its rec overy of deferred tax assets and liabilities taking into account the impact of COVID-19 pandemic (see Note 1.5) in the Group's consolidated Financial Statements as of June 30, 2020, and in the projections of taxable income in the coming years, without any relevant effects on the recognition of deferred tax assets and liabilities, as of June 30, 2020 .

Note 19 - Other assets and liab

Note 19 - Other assets and liabilities	6 Months Ended
	Jun. 30, 2020
Other Assets and Liabilities
Disclosure of other assets and liabilities	19. Other assets and liabilities The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows: Other assets and liabilities (Millions of Euros) June 2020 December 2019 ASSETS Inventories 615 581 Transactions in progress 165 138 Accruals 929 804 Other items 2,651 2,277 Total assets 4,360 3,800 LIABILITIES Transactions in progress 98 39 Accruals 2,040 2,456 Other items 1,969 1,247 Total liabilities 4,107 3,742

Note 20 - Non-current assets an

Note 20 - Non-current assets and disposal groups classified as held for sale	6 Months Ended
	Jun. 30, 2020
Non-current assets and disposal groups classified as held for sale Abstract
Non-Current Assets and Disposal Groups Classified as Held for Sale. Breakdowm By Items	20. Non-current assets and disposal groups classified as held for sale The composition of the balance under the heading “Non-current assets and disposal groups classified as held for sale” in the accompanying consolidated balance sheets, broken down by the origin of the assets, is as follows: Non-current assets and disposal groups classified as held for sale. Breakdown by items (Millions of Euros) June 2020 December 2019 Foreclosures and recoveries 1,487 1,647 Assets from tangible assets 300 310 Business sale - Assets (*) 1,728 1,716 Other assets classified as held for sale (**) 279 - Accrued amortization (***) (54) (51) Impairment losses (534) (543) Total 3,205 3,079 (*) It includes mainly BBVA’s stake in BBVA Paraguay (see Note 3). (**) It includes mainly the agreement for the alliance with Allianz, Compañía de Seguros y Reaseguros, S.A (see Note 3). (***) Accumulated amortization until related asset was reclassified as “Non-current assets and disposal groups held for sale”.

Note 21 - Financial liabilities

Note 21 - Financial liabilities at amortized cost	6 Months Ended
	Jun. 30, 2020
Financial liabilities at amortized cost Abstract
Financial liabiltiies measured at amortized cost	21. Financial liabilities at amortized cost 21.1 Breakdown of the balance The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows: Financial liabilities measured at amortized cost (Millions of Euros) June 2020 December 2019 Deposits 481,207 438,919 Deposits from central banks 46,667 25,950 Demand deposits 285 23 Time deposits and other (*) 41,040 25,101 Repurchase agreements 5,341 826 Deposits from credit institutions 32,356 28,751 Demand deposits 9,553 7,161 Time deposits and other 19,062 18,896 Repurchase agreements 3,742 2,693 Customer deposits 402,184 384,219 Demand deposits (**) 308,212 280,391 Time deposits and other 93,671 103,293 Repurchase agreements 301 535 Debt certificates 64,421 63,963 Other financial liabilities 14,085 13,758 Total 559,713 516,641 (*) The variation corresponds mainly to the increase in time deposits of BBVA, S.A. in the European Central Bank through the financing program TLTRO III . (**) The variation corresponds mainly to the increase in customer demand deposits in BBVA, S.A. 21.2 Deposits from credit institutions The breakdown by geographical area and the nature of t he related instruments of this heading in the accompanying consolidated balance sheets is as follows: Deposits from credit institutions. June 2020 (Millions of Euros) Demand deposits Time deposits & other(*) Repurchase agreements Total Spain 2,017 1,466 - 3,483 The United States 2,990 6,238 - 9,228 Mexico 354 557 84 995 Turkey 192 493 28 713 South America 421 1,779 6 2,205 Rest of Europe 2,965 5,778 3,624 12,367 Rest of the world 613 2,751 - 3,364 Total 9,553 19,062 3,742 32,356 (*) Subordinated deposits are included amounting to €196 million Deposits from credit institutions. December 2019 (Millions of Euros) Demand deposits Time deposits & other (*) Repurchase agreements Total Spain 2,104 1,113 1 3,218 The United States 2,082 4,295 - 6,377 Mexico 432 1,033 168 1,634 Turkey 302 617 4 924 South America 394 2,285 161 2,840 Rest of Europe 1,652 5,180 2,358 9,190 Rest of the world 194 4,374 - 4,568 Total 7,161 18,896 2,693 28,751 (*) Subordinated deposits are included amounting to €195 million 21.3 Customer deposits The breakdown by geographical area and the nature of the related instruments of this heading in the accompanying consolidated balance sheets is as follows: Customer deposits. June 2020 (Millions of Euros) Demand deposits Time deposits & other Repurchase agreements Total Spain 158,036 22,226 3 180,265 The United States 56,222 19,498 - 75,720 Mexico 39,161 11,584 95 50,840 Turkey 17,696 17,522 203 35,421 South America 26,510 13,012 - 39,522 Rest of Europe 9,644 9,418 - 19,062 Rest of the world 943 411 - 1,354 Total 308,212 93,671 301 402,184 Customer deposits. December 2019 (Millions of Euros) Demand deposits Time deposits and other (*) Repurchase agreements Total Spain 146,651 24,958 2 171,611 The United States 46,372 19,810 - 66,181 Mexico 43,326 12,714 523 56,564 Turkey 13,775 22,257 10 36,042 South America 22,748 13,913 - 36,661 Rest of Europe 6,610 8,749 - 15,360 Rest of the world 909 892 - 1,801 Total 280,391 103,293 535 384,219 (*) Subordinated deposits are included amounting to €189 million 21.4 Debt certificates The breakdown of the balance under this heading, by financial instruments and by currency, is as follows: Debt certificates (Millions of Euros) June 2020 December 2019 In Euros 42,329 40,185 Promissory bills and notes 718 737 Non-convertible bonds and debentures 14,472 12,248 Covered bonds 15,232 15,542 Hybrid financial instruments 405 518 Securitization bonds 2,900 1,354 Wholesale funding 1,132 1,817 Subordinated liabilities 7,470 7,968 Convertible perpetual certificates 3,500 5,000 Non-convertible preferred stock 79 83 Other non-convertible subordinated liabilities 3,891 2,885 In foreign currencies 22,092 23,778 Promissory bills and notes 1,059 1,210 Non-convertible bonds and debentures 10,364 10,587 Covered bonds 279 362 Hybrid financial instruments 656 1,156 Securitization bonds 4 17 Wholesale funding 512 780 Subordinated liabilities 9,218 9,666 Convertible perpetual certificates 1,788 1,782 Non- convertible preferred stock 53 76 Other non-convertible subordinated liabilities 7,377 7,808 Total 64,421 63,963 Most of the foreign currency issues are denominated in U.S. dollars. 21.5 Other financial liabilities The breakdown of the balance under this heading in the accompanying consolidated balance sheets is as follows: Other financial liabilities (Millions of Euros) June 2020 December 2019 Lease liabilities 3,129 3,335 Creditors for other financial liabilities 2,887 2,623 Collection accounts 3,532 3,306 Creditors for other payment obligations 4,538 4,494 Total 14,085 13,758

Note 22 - Assets and Liabilitie

Note 22 - Assets and Liabilities under reinsurance and insurance contracts	6 Months Ended
	Jun. 30, 2020
Assets and Liabilities Under reinsurance and insurance contracts
Assets and Liabilities Under Reinsurance and Insurance Contracts	22. Assets and liabilities under insurance and reinsurance contracts The heading “Assets under reinsurance and insurance contracts” in the accompanying consolidated balance sheets includes the amounts that the consolidated insurance entities are entitled to re ceive under the reinsurance contracts entered into by them with third parties and, more specifically, the share of the reinsurer in the technical provisions recognized by the consolidated insurance subsidiaries. As of June 30, 2020 and December 31, 2019, t he balance under this heading amounted to €332 million and €341 million, respectively. The most significant provisions recognized by consolidated insurance subsidiaries with respect to insurance policies issued by them are under the heading “Liabilities un der insurance and reinsurance contracts” in the accompanying consolidated balance sheets. The breakdown of the balance under the heading “Liabilities under reinsurance and insurance contracts” is as follows: Liabilities under insurance and reinsurance contracts June 2020 December 2019 Mathematical reserves (*) 8,310 9,247 Provision for unpaid claims reported 652 641 Provisions for unexpired risks and other provisions 500 718 Total 9,462 10,606 (*) The variation corresponds mainly to the decrease in Mexico.

Note 23 - Provisions

Note 23 - Provisions	6 Months Ended
	Jun. 30, 2020
Provisions or reversal of provisions Abstract
Disclosure of Provisions	23. Provisions The breakdown of the balance under this heading in the accompanying consolidated balance sheets, based on type of provisions, is as follows: Provisions. Breakdown by concepts (Millions of Euros) Notes June 2020 December 2019 Provisions for pensions and similar obligations 4,427 4,631 Other long term employee benefits 53 61 Provisions for taxes and other legal contingencies 6.1 738 677 Provisions for contingent risks and commitments 30 774 711 Other provisions (*) 502 457 Total 6,494 6,538 (*) Individually insignificant provisions or contingencies, for various concepts in different geographies. Ongoing legal proceedings and litigation The financial sector faces an environment of increased regulatory pressure and litigation. In this environment, the various Group entities are often sued on lawsuits and are therefore involved in individual or collective legal proceedings and litigation arising from their activity and operations, including proceedings arising from their lending activity, from their labour relations and from other commercial, regulatory or tax issues, as well as in arbitration. On the basis of the information available, the Group considers that, at June 30, 2020, the provisions made in relation to judicial proceedings and arbitration, where so required, are adequate and reasonably cover the liabilities that might arise, if any, from such proceedings. Furthermore, on the basis of the information available and with the exceptions indicated in Note 6.1 "Risk factors", BBVA considers that the liabilities that may arise from such proceedings will not have, on a case-by-case basis, a significant adverse effect on the Group's business, financial situation or results of operations.

Note 24 - Post-employment and o

Note 24 - Post-employment and other employee benefit commitments	6 Months Ended
	Jun. 30, 2020
Post-employment and other employee benefit commitments
Post-Employment and other employee benefit commitments	24. Pension and other post-employment commitments The Group sponsors defined-contribution plans for the majority of its active employees, with the plans in Spain and Mexico being the most significant. Most of the defined benefit plans are for individuals already retired, and are closed to new employees, the most si gnificant being those in Spain, Mexico, the United States and Turkey. In Mexico, the Group provides post-retirement medical benefits to a closed group of employees and their family members, both active service and in retirees. The amounts relating to post- employment benefits charged to the profit and loss account and other comprehensive income for the six month periods ended June 30, 2020 and 2019 are as follows: Condensed consolidated income statement impact (Millions of Euros) Notes June 2020 June 2019 Interest income and expense 25 38 Personnel expense 76 79 Defined contribution plan expense 39.1 49 55 Defined benefit plan expense 39.1 27 24 Provisions, net 41 145 127 Total: expense (income) 247 244

Note 25 - Common Stock

Note 25 - Common Stock	6 Months Ended
	Jun. 30, 2020
Common Stock
Disclosure Of Common Stock	25. Capital As of June 30, 2020 and December 31, 2019, BBVA’s s hare capital amounted to €3,267,264,424.20 divided into 6,667,886,580 fully subscribed and paid-up registered shares, all of the same class and series, at €0.49 par value each, represented through book-entry accounts. All of the Bank´s shares carry the sam e voting and dividend rights, and no single stockholder enjoys special voting rights. Each and every share is part of the Bank’s capital. BBVA is not aware of any direct or indirect interests through which control of the Bank may be exercised. BBVA has not received any information on stockholder agreements including the regulation of the exercise of voting rights at its annual general meetings or restricting or placing conditions on the free transferability of BBVA shares. BBVA is not aware of any agreement that could give rise to changes in the control of the Bank.

Note 26 - Retained earnings, re

Note 26 - Retained earnings, revaluation reserves and other reserves	6 Months Ended
	Jun. 30, 2020
Retained earnings, revaluation reserves and other reserves.
Retained earnings, revaluation reserves and other reserves	26. Retained earnings and other reserves The breakdown of the balance under this heading in the accompanying consolidated balance sheet is as follows: Retained earnings and other reserves (Millions of Euros) June 2020 December 2019 Retained earnings 30,589 29,388 Other reserves (160) (119) Total 30,429 29,268

Note 27 - Accumulated Other Com

Note 27 - Accumulated Other Comprehensive Income	6 Months Ended
	Jun. 30, 2020
Accumulated other comprehensive income abstract
Accumulated Other Comprehensive Income Explanatory	27. Accumulated other comprehensive income The breakdown of the balance under this heading in the accompanying consolidated balance sheet is as follows: Accumulated other comprehensive income. Breakdown by concepts (Millions of Euros) Notes June 2020 December 2019 Items that will not be reclassified to profit or loss (2,253) (1,875) Actuarial gains (losses) on defined benefit pension plans (1,381) (1,498) Non-current assets and disposal groups classified as held for sale 1 2 Fair value changes of equity instruments measured at fair value through other comprehensive income 12.4 (940) (403) Fair value changes of financial liabilities at fair value through profit or loss attributable to changes in their credit risk 67 24 Items that may be reclassified to profit or loss (10,570) (8,351) Hedge of net investments in foreign operations (effective portion) (312) (896) Foreign currency translation (12,351) (9,147) Hedging derivatives. Cash flow hedges (effective portion) 308 (44) Fair value changes of debt instruments measured at fair value through other comprehensive income 12.4 1,830 1,760 Non-current assets and disposal groups classified as held for sale (27) (18) Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates (19) (5) Total (12,822) (10,226) The balances recognized under these headings are presented net of tax .

Note 28 - Non Controlling Inter

Note 28 - Non Controlling Interest	6 Months Ended
	Jun. 30, 2020
Non Controlling interests
Non Controlling Interest Explanatory	28. Non-controlling interest The table below is a breakdown by groups of consolidated entities of the balance under the heading “Minority interests (non-controlling interest)” of total equity in the accompanying consolidated balance sheets is as follows: Non-controlling interests: breakdown by subgroups (Millions of Euros) June 2020 December 2019 Garanti BBVA 3,988 4,240 BBVA Peru 1,222 1,334 BBVA Argentina 439 422 BBVA Colombia 65 76 BBVA Venezuela 66 71 Other entities 55 57 Total 5,836 6,201 These amounts are broken down by groups of consolidated entities under the heading “Profit for the year- Attributable to minority interests (non-controlling interest)” in the accompanying consolidated income sta tements : Profit attributable to non-controlling interests (Millions of Euros) June 2020 June 2019 Garanti BBVA 274 291 BBVA Peru 39 115 BBVA Argentina 18 60 BBVA Colombia 2 5 BBVA Venezuela (2) 2 Other entities 3 2 Total 333 475

Note 29 - Capital base and Capi

Note 29 - Capital base and Capital management	6 Months Ended
	Jun. 30, 2020
Capital Base And Capital Management
Information Whether Entity Complied with Any Externally Imposed Capital Requirement	29. Capital base and capital management The eligible capital instruments and the risk-weighted assets of the Group (phased in) are shown below, calculated in accordance with the applicable regulation, considering the entities in scope required by such regulation, as of June 30, 2020 and December 31, 2019 Capital ratios (phased-in) June 2020 (*) December 2019 Eligible Common Equity Tier 1 capital (millions of Euros) (a) 42,118 43,653 Eligible Additional Tier 1 capital (millions of Euros) (b) 6,067 6,048 Eligible Tier 2 capital (millions of Euros) (c) 9,345 8,304 Risk Weighted Assets (millions of Euros) (d) 362,050 364,448 Common Tier 1 capital ratio (CET 1) (A)=(a)/(d) 11.63% 11.98% Additional Tier 1 capital ratio (AT 1) (B)=(b)/(d) 1.68% 1.66% Tier 1 capital ratio (Tier 1) (A)+(B) 13.31% 13.64% Tier 2 capital ratio (Tier 2) (C)=(c)/(d) 2.58% 2.28% Total capital ratio (A)+(B)+(C) 15.89% 15.92% (*) Provisional data The uncertainty caused by the COVID-19 pandemic has led to a significant fluctuation in asset prices in the financial markets, accompanied by a sharp incre ase in volatility; the stock exchanges have experienced falls in response to the impact of the crisis on corporate earnings and the increase in risk aversion that has also spread to the debt markets, as well as the evolution of exchange rates. All this has caused a negative impact on the Group's capital ratios until June 30, 2020. However, during the second quarter of the year, the stability of the financial markets, largely motivated by the stimulus measures for the economy announced by the different natio nal and supranational authorities, have partially recovered the shocks produced in asset prices and the volatility has been reduced, which has had a positive contribution in the capital ratios during the last quarter. In addition, the approval by the Europ ean Parliament and the Council of Regulation 2020/873 (known as “CRR Quick Fix”), amending both Regulation 575/2013 (Capital Requirement Regulation (CRR)) and Regulation 2019/876 (Capital Requirement Regulation 2 (CRR2)) has contributed positively to the c apital ratios. As of June 30, 2020, the CET 1 ratio stood at 11.63%, which represents a reduction of 34 basis points compared to December 31, 2019. The additional Tier 1 capital (AT1) stood at 1.68% at the end of June 2020, remaining at similar levels than previous quarters, while the Tier 2 ratio increased by 30 basis points to 2.58% explained partly by the new Tier 2 instruments issued by the Group during the first half of the year. As a result, the total capital ratio stood at 15.89%, remaining at a similar level to that of December 2019. The risk-weighted assets during the first six months of the year, affected by the evolution of exchange rates decreased by approximately €2,400 million. The breakdown of the leverage ratio as of June 30, 2020 and De cember 31, 2019, calculated according to CCR, is as follows: Leverage ratio June 2020 (*) December 2019 Tier 1 (millions of Euros) (a) 48,185 49,701 Exposure to leverage ratio (millions of Euros) (b) 771,590 731,087 Leverage ratio (a)/(b) (percentage) 6.24% 6.80% (*) Provisional data

Note 30 - Commitments and guara

Note 30 - Commitments and guarantees given	6 Months Ended
	Jun. 30, 2020
Commitments and Guarantees given
Disclosure of commitments and guarantees given	30. Com mitments and guarantees given The breakdown of the balance under these headings in the accompanying consolidated balance sheets is as follows: Commitments and guarantees given (Millions of Euros) Notes June 2020 December 2019 Loan commitments given 6.2.2 134,494 130,923 Of which: defaulted 227 270 General governments 2,897 3,117 Credit institutions 14,450 11,742 Other financial corporations 4,955 4,578 Non-financial corporations 69,184 65,475 Households 43,008 46,011 Financial guarantees given 6.2.2 10,989 10,984 Of which: defaulted (*) 261 224 General governments 109 125 Credit institutions 427 995 Other financial corporations 677 583 Non-financial corporations 9,529 8,986 Households 247 295 Other commitments given 6.2.2 38,563 39,209 Of which: defaulted (*) 441 506 Central banks 106 1 General governments 1,685 521 Credit institutions 5,119 5,952 Other financial corporations 3,924 2,902 Non-financial corporations 27,535 29,682 Households 193 151 Total 6.2.2 184,046 181,116 (*) Non-performing financial guarantees given amounted to €702 million and €730 million, respectively, as of June 30, 2020 and December 31, 2019, respectively. As of June 30, 2020, the provisions for loan commitments given, financial guarantees given and other commitments given, recorded in t he consolidated balance sheet amounted €376 million, €167 million and €231 million, respectively (see Note 23). Since a significant portion of the amounts above will expire without any payment being made by the consolidated entities, the aggregate balance of these commitments cannot be considered the actual future requirement for financing or liquidity to be provided by the BBVA Group to third parties.

Note 31 - Other contingent asse

Note 31 - Other contingent assets and liabilities	6 Months Ended
	Jun. 30, 2020
Other contingent assets and liabilities
Disclosure of other contingent assets and liabilities	31. O ther contingent assets and liabilities As of June 30, 2020 and December 31, 2019, there were no material contingent assets or liabilities other than those disclosed in the accompanying notes to the condensed interim consolidated Financial Statements.

Note 32 - Interest Income and E

Note 32 - Interest Income and Expense	6 Months Ended
	Jun. 30, 2020
Interest Income And Expense
Disclosure of Interest Income Expense	32. Net interest income 32.1 Interest and other income The breakdown of the interest and other inc ome recognized in the accompanying consolidated income statement is as follows: Interest and other income. Breakdown by origin (Millions of Euros) June 2020 June 2019 Financial assets held for trading 711 1,071 Financial assets designated at fair value through profit or loss 80 77 Financial assets at fair value through other comprehensive income 714 975 Financial assets at amortized cost 11,031 12,911 Insurance activity 477 493 Adjustments of income as a result of hedging transactions 1 (38) Other income 214 143 Total 13,228 15,633 32.2 Interest expense The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows: Interest expense. Breakdown by origin (Millions of Euros) June 2020 June 2019 Financial liabilities held for trading 344 746 Financial liabilities designated at fair value through profit or loss 33 3 Financial liabilities at amortized cost 3,891 5,613 Adjustments of expense as a result of hedging transactions (176) (136) Insurance activity 324 338 Cost attributable to pension funds 33 44 Other expense 125 82 Total 4,574 6,691

Note 33 - Dividend Income

Note 33 - Dividend Income	6 Months Ended
	Jun. 30, 2020
Dividend income Abstract
Dividend Income	33. Dividend income The balances for this heading in the accompanying consolidated income statements correspond to dividends on shares and equity instruments other than those from shares in entities accounted for using the equity me thod (see Note 34), as per the breakdown below: Dividend income. Breakdown by headline (Millions of Euros) June 2020 June 2019 Non-trading financial assets mandatorily at fair value through profit or loss 7 25 Financial assets at fair value through other comprehensive income 70 78 Total 77 103

Note 34 - Share of profit or lo

Note 34 - Share of profit or loss of entities accounted for using the equity method	6 Months Ended
	Jun. 30, 2020
Share of profit or loss of entities accounted for using the equity method
Investments in Entities Accounted for Using the Equity Method	34. Share of profit or loss of entities accounted for using the equity method Results from “Share of profit or loss of entities accounted for using the equity method” resulted in a loss of €17 million for the six months ended June 30, 2020, compared with the loss of €19 million recorded for the six months ended June 30, 2019.

Note 35 - Fee and commission in

Note 35 - Fee and commission income and expenses	6 Months Ended
	Jun. 30, 2020
Fee And Commission Income Expenses
Fee and commission income and expenses	35. Fee and commission income and expense The breakdown of the balance under these headings in the accompanying consolidated income statements is as follows: Fee and commission income. Breakdown by origin (Millions of Euros) June 2020 June 2019 Bills receivables 17 19 Demand accounts 265 232 Credit and debit cards and ATMs 1,123 1,538 Checks 71 100 Transfers and other payment orders 368 393 Insurance product commissions 76 90 Loan commitments given 69 60 Other commitments and financial guarantees given 185 196 Asset management 582 511 Securities fees 199 158 Custody securities 73 59 Other fees and commissions 297 303 Total 3,325 3,661 The breakdown of the balance under these headings in the accompanying consolidated income statements is as follows: Fee and commission expense. Breakdown by origin (Millions of Euros) June 2020 June 2019 Demand accounts 11 18 Credit and debit cards 621 798 Transfers and other payment orders 83 65 Commissions for selling insurance 25 26 Custody securities 25 16 Other fees and commissions 259 268 Total 1,024 1,191

Note 36 - Gains (losses) on fin

Note 36 - Gains (losses) on financial assets and liabilities (net), hedge accounting and Exchange Differences	6 Months Ended
	Jun. 30, 2020
Gains Or Losses on Financial Assets And Liabilities And Exchanges Differences
Disclosure of gains or losses on financial assets and liabilities and exchange differences	36. Gains (lo sses) on financial assets and liabilities, hedge accounting and exchange differences, net The breakdown of the balance under these headings, by source of the related items, in the accompanying consolidated income statements is as follows: Gains (losses) on financial assets and liabilities, hedge accounting and exchange differences, net. Breakdown by heading (Millions of Euros) June 2020 June 2019 Gains (losses) on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net 229 67 Financial assets at amortized cost 106 15 Other financial assets and liabilities 123 53 Gains (losses) on financial assets and liabilities held for trading, net 187 173 Gains (losses) on non-trading financial assets mandatorily at fair value through profit or loss, net 129 98 Gains (losses) on financial assets and liabilities designated at fair value through profit or loss, net 205 (3) Gains (losses) from hedge accounting, net 41 73 Subtotal gains (losses) on financial assets and liabilities 790 408 Exchange differences 316 134 Total 1,107 542 The breakdown of the balance (excluding exchange rate differences) under this heading in the accompanying income statements by the nature of financial instruments is as follows: Gains (losses) on financial assets and liabilities. Breakdown by instrument (Millions of Euros) June 2020 June 2019 Debt instruments 646 451 Equity instruments (1,374) 764 Trading derivatives and hedge accounting 1,384 (653) Loans and advances to customers 119 92 Customer deposits (9) 32 Other 25 (277) Total 790 408

Note 37 - Other operating incom

Note 37 - Other operating income and expenses	6 Months Ended
	Jun. 30, 2020
Other Operating Income and Expenses
Other Operating Income And Expenses	37. Other operating income and exp ense The breakdown of the balance under the heading “Other operating income” in the accompanying consolidated income statements is as follows: Other operating income (Millions of Euros) June 2020 June 2019 Gains from sales of non-financial services 115 129 Hyperinflation adjustment 39 63 Other operating income 76 145 Total 230 337 The breakdown of the balance under the heading “Other operating expense” in the acco mpanying consolidated income statements is as follows: Other operating expense (Millions of Euros) June 2020 June 2019 Change in inventories 55 59 Contributions to guaranteed banks deposits funds 397 353 Hyperinflation adjustment 161 249 Other operating expense 235 334 Total 848 995

Note 38 - Insurance and reinsur

Note 38 - Insurance and reinsurance contracts income and expenses	6 Months Ended
	Jun. 30, 2020
Insurance and Reinsurance Contracts Income and Expenses
Other operating income and expenses on Insurance and reinsurance contracts	38. Income and expense from insurance and reinsurance contracts The detail of the headings “Income and expense from insurance and reinsurance contracts” in the accompanying consolidated income statements is as follows: Income and expense from insurance and reinsurance contracts (Millions of Euros) June 2020 June 2019 Income from insurance and reinsurance contracts 1,307 1,547 Expense from insurance and reinsurance contracts (765) (983) Total 542 565

Note 39 - Administration Costs

Note 39 - Administration Costs	6 Months Ended
	Jun. 30, 2020
Classes Of Employee Benefits Expense
Personnel Expenses Explanatory	39. Administration costs 39.1 Personnel expense The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows: Personnel expense (Millions of Euros) Notes June 2020 June 2019 Wages and salaries 2,225 2,435 Social security costs 379 396 Defined contribution plan expense 24 49 55 Defined benefit plan expense 24 27 24 Other personnel expense 195 222 Total 2,875 3,131 39.2 Other administrative expense The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows: Other administrative expense. Breakdown by main concepts (Millions of Euros) June 2020 June 2019 Technology and systems 640 604 Communications 106 109 Advertising 121 158 Property, fixtures and materials 248 266 Of which: rent expense 46 52 Taxes other than income tax 199 203 Surveillance and cash courier services 84 92 Other expense 474 521 Total 1,872 1,953

Note 40 - Depreciation

Note 40 - Depreciation	6 Months Ended
	Jun. 30, 2020
Depreciation and amortisation expense
Disclosure of Depreciation	40. Depreciation and amortization The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows: Depreciation and amortization (Millions of Euros) June 2020 June 2019 Tangible assets 456 488 Of which: For own use 266 294 Of which: Right-of-use assets 188 192 Intangible assets 310 302 Total 766 790

Note 41 - Provisions or reversa

Note 41 - Provisions or reversal provisions	6 Months Ended
	Jun. 30, 2020
Provisions or reversal of provisions Abstract
Provisions or Reversal Provisions	41. Provisions or (reversal) of provisions In the six months ended June 30, 2020 and 2019 the net provisions r ecognized in this income statement line item were as follows: Provisions or (reversal) of provisions (Millions of Euros) Notes June 2020 June 2019 Pensions and other post employment defined benefit obligations 24 145 127 Commitments and guarantees given 106 7 Pending legal issues and tax litigation 199 75 Other provisions 90 51 Total 541 261

Note 42 - Impairment or reversa

Note 42 - Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss and revenue or loss net by modification	6 Months Ended
	Jun. 30, 2020
Impairment or reversal of impairment on financial assets not measured at fair value through profir or loss
Impairment or Reversal of Impairment on financial assets not measured at fair value through profit or loss	42. Impairment or (reversal) of impairment on financial assets not measured at fair value through profit or loss or net gains by modification The breakdown of Imp airment or reversal of impairment on financial assets not measured at fair value through profit or loss by the nature of those assets in the accompanying consolidated income statements is as follows: Impairment or (reversal) of impairment on financial assets not measured at fair value through profit or loss or net gains by modification (Millions of Euros) Notes June 2020 June 2019 Financial assets at fair value through other comprehensive income - Debt securities 12.4 71 5 Financial assets at amortized cost (*) 4,075 1,727 Of which: recovery of written-off assets (145) (534) Total 4,146 1,731 (*) As of June 30, 2020 th e amount includes mainly the negative impact of the update of the macroeconomic scenario following the COVID-19 pandemic (see Notes 1.5 and 6.2).

Note 43 - Impairment or reversa

Note 43 - Impairment or reversal of impairment on joint ventures and associated companies	6 Months Ended
	Jun. 30, 2020
Impairment or reversal of Joint Ventures And Associated Companies abstract
Disclosure Of Impairment or reversal of joint ventures and associated companies explanatory	43. Impairment or (reversal) of impairment of investments in joint ventures and associates The heading “Impairment or reversal of the impairment of investments in joint ventures or associates" resulted in a loss of €60 million for the six months ended June 30, 2020, compared with nil impairment recorded for the six months ended June 30, 2019.

Note 44 - Impairment or reversa

Note 44 - Impairment or reversal of impairment on non-financial assets	6 Months Ended
	Jun. 30, 2020
Impairment or reversal of impairment on non-financial assets
Impairment or Reversal of Impairment on non-financial assets	44. Impair ment or (reversal) of impairment on non-financial assets The impairment losses on non-financial assets broken down by the nature of those assets in the accompanying consolidated income statements are as follows: Impairment or (reversal) of impairment on non-financial assets (Millions of Euros) Notes June 2020 June 2019 Tangible assets 62 30 Intangible assets 17 2,087 1 Others - 13 Total 2,149 44

Note 45 - Gains (losses) on der

Note 45 - Gains (losses) on derecognition of non financial assets and subsidiaries, net	6 Months Ended
	Jun. 30, 2020
Gains (losses) on derecognition of non financial assets and subsidiaries, net
Gains (losses) on derecognition of non financial assets and subsidiaries, Net	45. Ga ins (losses) on derecognition of non-financial assets and subsidiaries, net The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows: Gains (losses) on derecognition of non-financial assets and subsidiaries, net (Millions of Euros) June 2020 June 2019 Gains Disposal of investments in non-consolidated subsidiaries 1 - Disposal of tangible assets and other 4 13 Disposal of tangible assets and other (1) (6) Total 4 8

Note 46 - Profit or loss from n

Note 46 - Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	6 Months Ended
	Jun. 30, 2020
Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations
Profit (loss) from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	46. Gains (losses) from non-current as sets and disposal groups classified as held for sale not qualifying as discontinued operations The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows: Gains (losses) from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Millions of Euros) June 2020 June 2019 Gains on sale of real estate 44 26 Impairment of non-current assets held for sale (53) (15) Total (9) 11

Note 47 - Related-Party Transac

Note 47 - Related-Party Transactions	6 Months Ended
	Jun. 30, 2020
Related Party Transactions Abstract
Disclosure of Related Party Transactions	47. Related-party transactions As financial institutions, BBVA and other entities in the Group engage in transactions with related parties in the normal course of their business. All of these transactions are not material and are carried out under normal marke t conditions. As of June 30, 2020 and December 31, 2019, the transactions with related parties are the following: 47.1 Transactions with significant shareholders As of June 30, 2020 and December 31, 2019 there were no shareholders considered significant (see Note 25). 47.2 Transactions with BBVA Group entities The balances of the main captions in the accompanying consolidated balance sheets arising from the transactions carried out by the BBVA Group with associates and joint venture entities accounted for using the equity method are as follows: Balances arising from transactions with entities of the Group (Millions of Euros) June 2020 December 2019 Assets Loans and advances to credit institutions 61 26 Loans and advances to customers 1,909 1,682 Liabilities Loan commitments given 1 3 Other contingent commitments given 859 453 Memorandum accounts Loan commitments given 156 166 Other contingent commitments given 1,397 1,042 Financial guarantees given 50 106 The balances of the main aggregates in the accompanying consolidated income statements resulting from transactions with associates and joint venture entities that are accounted for unde r the equity method are as follows: Balances of consolidated income statement arising from transactions with entities of the Group (Millions of Euros) June 2020 June 2019 Gains and losses: Interest and other income 9 26 Interest expense - 1 Fee and commission income 3 2 Fee and commission expense 19 14 There were no other material effects in the consolidated financial statements arising from dealings with these entities, other than the effects from using the equity method (see Note 2.1 to the consolidated Financial Statements of 2019) and from the insurance policies to cover pension or similar commitments (see Note 25 to the consolidated Financial Statements of 2019) and the derivatives transactions arranged by BBVA Group with these entities, a ssociates and joint ventures. In addition, as part of its regular activity, the BBVA Group has entered into agreements and commitments of various types with shareholders of subsidiaries and associates, which have no material effects on the accompanying consolidated financial statements. 47.3 Transactions with members of the Board of Directors and Senior Management The amount and nature of the transactions carried out with members of the Board of Directors and Senior Management of BBVA is given below. These transactions belong to the Bank’s ordinary business or traffic, are of little relevance and have being carried out under normal market conditions . As of June 30, 2020, there were no loans granted by the Group’s entities to the members of the Board of Directors. As of December 31, 20 19, the amount availed against the loans granted by the Group’s entities to the members of the Board of Directors amounted to €607 thousand . As of June 30, 2020 and December 31, 2019, there were no loans granted to parties related to the members of the Boa rd of Directors. As of June 30, 2020 and December 31, 2019 the amount availed against the loans granted by the Group’s entities to the members of Senior Management (excluding the executive directors) amounted to €4,510 and €4,414 thousand, respectively. As of June 30, 2020 there were no loans granted by the Group’s entities to parties related to members of the Senior Management, and, as of December 31, 2019, the amount availed against the loans granted to parties related to members of the Senior Management amounted to €57 thousand . As of June 30, 2020, and December 31, 2019, no guarantees had been granted to any member of the Board of Directors. As of June 30, 2020 and December 31, 2019, the amount availed against guarantees arranged with members of the Seni or Management amounted to €10 thousand, respectively. As of June 30, 2020 and December 31, 2019 the amount availed against commercial loans and guarantees arranged with parties related to the members of the Bank’s Board of Directors and the Senior Manageme nt amounted to €25 thousand, respectively. The information on the remuneration of the members of the BBVA Board of Directors and Senior Management is included in Note 48 . 47.4 Transactions with other related parties During the six months ended June 30, 2020 and the year ended December 31, 2019 , the Group did not conduct any transactions with other related parties that are not in the ordinary course of its business, which were not carried out at arm's-length market conditions and of marginal relevance; whose information is not necessary to give a true picture of the BBVA Group’s consolidated net equity, net earnings and financial situation.

Note 48 - Remuneration And Othe

Note 48 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management	6 Months Ended
	Jun. 30, 2020
Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Banks Senior Management Abstract
Disclosure of information about key management personnel Explanatory	48. Re muneration and other benefits for the Board of Directors and member s of the Bank’s Senior Management Note 54 of the Notes to the BBVA Group's Consolidated Annual Financial Statements, corresponding to the financial year ending December 31, 2019, details the remuneration and other benefits corresponding to the members of the Board of Directors and of the Bank's Senior Management, including the description of the applicable policies and remuneration systems, and information regarding the conditions to receive remuneration and other benefits. The Bank's General Shareholders' Meeting held on 15 March 2019 approved the Remuneration Policy for BBVA Directors applicable in the 2019, 2020 and 2021 financial years. On the basis of said policies and remuneration systems, information regarding the remuneration and other benefits for the members of the Board of Directors and for Senior Management corresponding to the period between the start of the financial year and Ju ne 30, 2020 is shown below. Remuneration of non-executive directors The remuneration paid to non-executive directors during the first half of the 2020 financial year is itemized per director below : Remuneration for non-executive directors (thousands of Euros) Board of Directors Executive Committee Audit Committee Risk and Compliance Committee Remunerations Committee Appointments and Corporate Governance Committee Technology and Cybersecurity Committee Other positions (1) Total José Miguel Andrés Torrecillas 64 28 33 36 - 58 - 25 244 Jaime Caruana Lacorte 64 83 83 53 - - - - 284 Raúl Galamba de Oliveira (2) 43 - - 18 - - 11 - 71 Belén Garijo López 64 - 33 - 54 23 - - 174 Sunir Kumar Kapoor 64 - - - - - 21 - 86 Lourdes Máiz Carro 64 - 33 - 21 - - - 119 José Maldonado Ramos 64 83 - - - 23 - - 171 Ana Peralta Moreno 64 - 33 - 21 - - - 119 Juan Pi Llorens 64 - - 107 - 23 21 40 256 Ana Revenga Shanklin (2) 32 - - 18 - - - - 50 Susana Rodríguez Vidarte 64 83 - 53 - 23 - - 224 Carlos Salazar Lomelín (2) 32 - - - 7 - - - 39 Jan Verplancke 64 - - - 7 - 21 - 93 Total (3) 751 278 215 285 111 150 75 65 1,930 (1) Amounts received during the first half of 2020 by José Miguel Andrés Torrecillas, in his capacity as Deputy Chair of the Board of Directors, and by Juan Pi Llorens, in his capacity as Lead Director. (2 ) Directors appointed by the General Meeting held on 13 March 2020. Remunerations paid based on the date on which the position was accepted. ( 3) Including the amounts corresponding to the position s of the member of the Board and of the various committees during the first half of the 2020 financial year . The composition of these committees was amended by agreement of the Board of Directors dated 29 April 2020 . In addition, Tomás Alfaro Drake and Carlos Loring Martínez de Irujo, who left their roles as directors on 13 March 2020, received a total of € 54 thousand and € 111 thousand, respectively, for their membership of the Board and to the various Board Comm ittees during the first quarter of the financial year. Likewise, during the first half of the 2020 financial year , € 109 thousand was paid in healthcare and casualty insurance premiums to non-executive directors . Remuneration of executive directors The remuneration paid to non-executive directors during the first half of the 2020 financial year is itemized per director below: Fixed remuneration (thousands of Euros) Chairman 1,227 Chief Executive Officer (1) 1,090 Total 2,316 (1 ) In addition, in accordance with the current Remuneration Policy for BBVA Directors, during the first half of the 2020 financial year, the Chief Executive Officer received €327 thousand as cash in lieu of pension and €300 thousand as a mobility allowance . Variable remuneration corresponding to previous financial years (1) In cash (thousands of euro) In shares Chairman 1,292 215,628 Chief Executive Officer 775 144,578 Total 2,067 360,206 (1) Remuneration corresponding to the upfront portion (40%) of the Annual Variable Remuneration (AVR) for the 2019 financial year and to the deferred AVR for the 2016 financial year to be paid in 2020, along with its up date in cash. The deferred AVR for the 2016 financial year of the Chairman and the Chief Executive Officer is associated with their previous roles as Chief Executive Officer and President & CEO of BBVA Compass (now BBVA USA), respectively. Moreover, in the first half of the 2020 financial year, remuneration in kind was paid to executive directors, including insurance premiums and other items, for a total amount of € 333 thousand, of which € 204 thousand correspond to the Chairman and € 129 thousand to the Chie f Executive Officer. As Head of Global Economics & Public Affairs (Head of GE&PA), former executive director José Manuel González Páramo Martínez-Murillo, who left his role of direct or on 13 March 2020, received € 168 thousand in fixed remuneration; € 174 thousand and 28,353 BBVA shares, corresponding to 40% of the AVR for the 2019 financial year and the deferred portion of the AVR for the 2016 financial year, payment of which was due in the 2020 financial year, including the corresponding cash update; as w ell as € 33 thousand in remuneration in kind. Remuneration of members of Senior Management (*) The remuneration paid to the Senior Management as a whole during the first half of the 20 20 financial year , excluding executive directors, is itemized below: Fixed remuneration (thousands of Euros) Senior Management total 7,444 Variable remuneration corresponding to previous financial years (1) In cash (1) (thousands of euro) In shares (1) Senior Management total 2,832 465,709 (1) Remuneration corresponding to the upfront portion (40%) of the A VR for the 2019 financial year and, in the case of members who were beneficiaries, to the deferred AVR for the 2016 financial year to be paid in 2020, along with its update in cash. For those members of Senior Management appointed by the Board of Directors during the 2019 financial year, the remuneration included relates to their previou s positions. (*) 15 members with such status as of June 30, 2020, excluding executive directors . Furthermore, during the first half of the 2020 financial year, remuneration in kind was paid in favor of Senior Management as a whole, excluding executive directors, which included insurance premiums and other it ems, for a total amount of € 678 thousand. Remuneration system with deferred delivery of shares for non-executive directors During t he first half of the 2020 financial year, the following theoretical shares were allocated, derived from the remuneration system with deferred delivery of shares for non-executive directors, equivalent to 20% of the total remuneration in cash received by ea ch director in 2019: Theoretical shares allocated in 2020 Theoretical shares accumulated as of June 30, 2020 José Miguel Andrés Torrecillas 20,252 75,912 Jaime Caruana Lacorte 22,067 31,387 Belén Garijo López 14,598 62,126 Sunir Kumar Kapoor 7,189 22,915 Lourdes Máiz Carro 10,609 44,929 José Maldonado Ramos 14,245 108,568 Ana Peralta Moreno 10,041 15,665 Juan Pi Llorens 20,676 92,817 Susana Rodríguez Vidarte 18,724 141,138 Jan Verplancke 7,189 12,392 Total (1) 145,590 607,849 (1) Furthermore, 8,984 theoretical shares were assigned to Tomás Alfaro Drake and 18,655 theoretical shares were assigned Carlos Loring Martínez de Irujo, who left their roles as directors on 13 March 2020. After leaving their roles, both directors received a number of BBVA shares equivalent to the total number of theoretical shares that each of them had accumulated to date (102,571 and 135,046 BBVA shares, respectively) in application of the system. Pension commitments with executive directors and members of Senior Management Executive directors (thousands of Euros) Contributions (1) Accumulated funds Retirement Death and disability Chairman 836 189 21,353 Chief Executive Officer - 126 - Total 836 315 21,353 (1) Contributions registered to fulfil the proportion of pension commitments undertaken with the executive directors corresponding to the first half of the 2020 financial year. In the case of the Chairman, these correspond to the sum of the annual contribution to cover retirement benefits and the adjustment made to the discretionary pension benefits for the 2019 financial year that fell due in the 2020 financial y ear once the AVR for the year 2019 had been determined and to the death and disability premiums. For the Chief Executive Officer, the contributions registered correspond exclusively to the proportion of the premiums for death and disability given that, in his case, no commitments were made for the retirement benefit. In the case of the head of GE&PA, € 89 thousand was registered in contributions to fulfil the pension commitments undertaken in proportion to the time spent in office during the first half of th e 2020 financial year. This corresponds to the sum of the annual contribution to cover retirement benefits and the adjustment made to the discretionary pension benefits for the 2019 financial year that fell due in the 2020 financial year once the AVR for t he year 2019 ( € 52 thousand) had been determined and to the death and disability premiums ( € 37 thousand). As of the date on which he left his position, the total accumulated fund to meet the retirement commitments for the former head of GE&PA was € 1,404 tho usand, with no further contributions to be made by the Bank from that point on. Senior Management (thousands of Euros) Contributions (1) Accumulated funds Retirement Death and disability Senior Management total* 1,487 517 20,613 (1) Contributions registered to fulfil the proportion of pension commitments undertaken with the Senior Management as a whole for the first half of the 2020 financial year corresponding to the sum of the annual contributions to cover retirement benefits and the adjustments to discretionary pension benefits for the 2019 financial year that fell due in the 2020 financial year once the AVR for the year 2019 had been determined, and to the death and disability premiums. (*) 15 members with such status as of June 30, 2020, excluding executive directors. Payments for the termination of the contractual relationship In accordance with the Remuneration Policy for BBVA Directors, the Bank has no commitments to pay severance payments to executive directors. The contractual framework defined for the executive directors, in accordance with the Remuneration Policy for BBVA Directors, establishes a post-contractual non-c ompete agreement for executive directors, effective for a period of two (2) years after they cease as BBVA executive directors, provided that they do not leave due to retirement, disability or serious dereliction of duties. In compensation for this agreeme nt, the Bank shall award them remuneration to an amount equivalent to one Annual Fixed Remuneration per year of duration, which will be paid monthly over the course of the two-year duration of the non-compete agreement. Accordingly, the executive director Head of GE&PA, who left his role on 13 March 2020, received € 249 thousand during the first half of 2020. With regard to the Senior Management team, excluding executive directors, during the first half of the 2020 financial year, the Bank has paid out a tot al of € 2,185 thousand, resulting from the termination of the contractual relationship with one member of Senior Management and in fulfilment of the provisions of their contract (for the payment of legal indemnity and notice). In addition, the contract esta blishes a non-competition clause, effective for a period of one (1) year after they leave their role as a senior manager of BBVA, provided that they do not leave due to retirement, disability or serious dereliction of duties. In compensation for this agree ment, the member of senior management received a total of € 408 thousand during the first half of 2020.

Note 49 - Subsequent Events

Note 49 - Subsequent Events	6 Months Ended
	Jun. 30, 2020
Subsequent Events
Disclosure Of Events After Reporting Period Explanatory	49. Subsequent events On July 15, 2020, BBVA carried out an issue of preferred securities contingently convertible into newly issued ordinary shares of BBVA with exclusion of pre-emptive subscription rights for shareholders for a total nominal amount of €1,000 million (see Note 6.3) . From July 1, 2020 to the date of preparation of these consolidated Financial Statements, no subsequent events requiring disclosure in these interim consolida ted Financial Statements have taken place that significantly affect the Group’s earnings or its consolidated equity position.

Acounting Policies - Principles

Acounting Policies - Principles Of Consoldiation, Acounting policies and measurement bases applied and recent IFRS pronouncements (Policies)	6 Months Ended
	Jun. 30, 2020
Disclosure of significant accountig policies abstract
Expected Impact Of Initial Application Of New Standards Or Interpretations	2. Principles of consolidation, accounting policies, measurement bases applied and recent IFRS pronouncements and interpretations The accounting policies and methods applied for the preparation of the accompany ing consolidated Financial Statements do not differ significantly to those applied in the consolidated Financial Statements of the Group for the year ended December 31, 2019 (Note 2), except for the entry into force of new standards and interpretations in 2020.
Changes During The First Semester	2.1 Standards and interpretations that became effective in the first six months of 202 0 In addition to the mentioned in Note 1.3, the following amendments to the IFRS standards or their interpretations (hereinafter “IFRIC”) became effective on or after January 1, 2020: IAS 1 and IAS 8 – “Definition of Material” The amendments clarify the definition of Material in the preparation of the financial statements by aligning the definition of the Conceptual Framework, IAS 1 and IAS 8 (which, before such a mendment, contained similar but not identical definitions). The new definition of material is as follows: “information is material if its omission, misrepresentation or obscuration can reasonably be expected to influence the decisions made by the primary u sers of a specific entity’s general purpose financial statements, based on those financial statements.” The implementat ion of this standard has had no significant impa ct on the Group´s consolidated financial s tatements. IFRS 3 – “ Definition of a business ” The amendment clarifies the difference between “acquiring a business” or “acquiring a group of assets” for accounting purposes. To determine whether a transaction is the acquisition of a business, an entity has to evaluate and conclude that the following t wo conditions are met:  The fair value of the assets acquired is not in a single asset or group of similar assets.  The set of acquired activities and assets includes, as a minimum, an input and a substantive process that together contribute to the ability to create products. The implementation of this standard has had no significant impact on the Group´s con solidated financial s tatements. IFRS 9, IAS 39 and IFRS 7 – Modifications – IBOR Reform The IBOR Reform (Phase 1) refers to the amendments to IFRS 9, IAS 39 and IFRS 7 issued by the IASB to prevent some hedge accounting from having to be discontinued in the period before the reform of the interest rate references takes place. As the Group applies IAS 39 for hedge accounting, the amendments of IFRS 9 whi ch are stated in this section are not applicable. In some cases and / or jurisdictions, there may be uncertainty about the future of some interest rate references or their impact on the contracts held by the entity, which directly causes uncertainty about the timing or amounts of the cash flows of the hedged instrument or hedging instrument. Due to such uncertainties, some entities may be forced to discontinue their hedge accounting, or not be able to designate new hedging relationships. For this reason, th e amendments include several transitory reliefs that apply to all hedging relationships that are affected by the uncertainty arising from the IBOR reform; A hedging relationship is affected by the reform if it generates uncertainty about the timing or amou nt of the cash flows of the hedged financial instrument or that of a hedging instrument referenced to the particular interest rate benchmark. The reliefs refer specifically to the requirements for highly probable future cash flow hedging transactions, to t he future and retrospective effectiveness (relief of the compliance of the effectiveness ratio of 80-125%) and to the need to identify each risk component separately. Since the purpose of the modification is to provide some temporary relief to the applicat ion of certain specific requirements of hedge accounting, these exceptions must end once the uncertainty is resolved or the hedging relationship ceases to exist. The IBORs transition is considered a complex initiative, which affects BBVA Group in different geographical areas and business lines, as well as in multiple products, systems and processes. Thus, the Group has established a transition project, endowed with a robust governance structure, through an Executive Steering Committee, with representation f rom senior management in the affected areas, reporting directly to the Group's Global Leadership Team. At the local level, each geography has defined a local government structure with the participation of senior management. Coordination between geographies is done through the Project Management Office (PMO) and the Global Working Groups that have a multi-geographic and transversal vision in the areas of Legal, Risk, Regulatory, Finance and Accounting, Engineering and Communication. The project also involves both Corporate Assurance from different geographies and business lines and the Group's Global Corporate Assurance. BBVA Group has a significant number of financial assets and liabilities whose contracts are referenced to IBORs, especially the EURIBOR, whi ch is used, among others, for loans, deposits and debt issues, as well as underlying in derivative financial instruments. Furthermore, although the exposure to EONIA is lower in the banking book, this IBOR is used as the underlying reference in derivative financial instruments of the trading book, as well as for the treatment of collaterals, mainly in Spain. In the case of LIBOR, the USD is the most relevant currency for, both, debt instruments of the banking book and the trading book. Other LIBOR currencie s (CHF, GBP and JPY) have a lower specific weight. Likewise, the Group maintains cash flow and fair value hedges which are exposed to different IBORs, especially with the EURIBOR, LIBOR USD and to a much lesser extend LIBOR GBP and other indices. The Group considers the amendments to IAS 39 and IFRS 7 applicable in the case of uncertainties about the future cash flows. As of June 30, 2020, the Group estimates that there exist generally no uncertainties regarding the EURIBOR, as it has been replaced by a hyb rid EURIBOR which counts with a methodology that complies with the requirements of the different international institutions. In the case of the rest of the indices which are used for hedge accounting, despite the uncertainty, based on the reliefs which are foreseen in the standard, the hedging relations for the six-month period ended June 2020, have not been affected. The assumptions made by the Group based on these reliefs are that in the case of cash flow hedges, those hedged cash flows will not be modifi ed because of the reform and, therefore, continue to comply with the requirement of the future transaction to be highly probable. Likewise, at the time of performing the effectiveness test, it is assumed that the reference indices will not be modified by t he reform. The aforementioned project takes into account the different approaches and transition deadlines to the new RFRs (risk-free rate) when evaluating the economic, operational, legal, financial, reputational or compliance risks associated with the transition, as well as when defining the action lines to mitigate them. A relevant aspect of this transition is its impact on contracts of fi nancial instruments referenced to IBORs maturing after 2021. In this regard, in the case of EONIA, BBVA aims to carry out a novation of contracts maturing after 2021. The Group already has new contractual clauses that incorporate the €STR as a substitute i ndex as well as contractual clauses to incorporate this index as the principal for new contracts. Regarding derivatives, in which EONIA is mainly used, the actions are carried out through the ISDA plan. In the case of LIBOR, there is an additional difficul ty related to uncertainty regarding its future. To anticipate, the Group is working on identifying the stock of contracts maturing after 2022 to determine its action plan (including - if possible - the novation of such contracts) and with a view to carryin g out actions in cooperation with banking associations. Meanwhile, in the case of EURIBOR, the European authorities have supported the continuity of the index and have supported modifications in its methodology so that it complies with the requirements of the European Reference Index Regulation. BBVA actively participates in various working groups, including the EURO RFR WG that works specifically, among other topics, in the definition of fallbacks in contracts . The nominal amounts of the interest rate deri vatives included in the hedging accounting relations represent the approach of the risk exposure that the Group is managing and are directly affected by the reform and, as a consequence, affected by the temporary reliefs. The nominal amount of the hedging instruments directly affected by the IBOR reform as of June 30, 2020 are the following: Millions of Euros LIBOR USD LIBOR GBP Other - TIIE (*) TOTAL Cash flow hedges 10,318 - 601 10,920 Fair value hedges 12,667 299 2,621 15,588
Standards And Interpretations Not Entered Into Force	2.2 Standards and interpretations issued but not yet effective as of June 30, 2020 The following new International Financial Reporting Standards together with their Interpretations had been published at the date of preparation of the accompanying consolidated Financial Statements, but are not mandatory as of June 30, 2020. Although in so me cases the International Accounting Standards Board (“IASB”) allows early adoption before their effective date, the BBVA Group has not proceeded with this option for any such new standards. IFRS 16 –Leases – COVID-19 modifications On May 28, 2020, the IASB approved an amendment to IFRS 16 to include a practical expedient to the accounting treatment for rent concessions (moratoriums and temporary rent reductions) that occur due to COVID-19 (see Note 1.5). The amendment permits lessees to account for rent concessions as if they were not lease modifications to the initial ones. It is applicable to rent concessions related to COVID-19, which reduces lease payments before June 30, 2021. This amendment is effective from June 1, 2020 and is expected to be endorsed by the European Union in the second half of 2020. The amendment is not expected to have a significant impact on the consolidated Financial Statements of the Group . IFRS 17 – Insurance contracts This Standard will be applied to the accounting years starti ng on or after January 1, 2023.

Note 2 - Principles of Consol_2

Note 2 - Principles of Consolidation, Accounting policies and measurement bases applied and recent IFRS pronouncements - Amortization Rate (Tables)	6 Months Ended
	Jun. 30, 2020
Principles Of Consolidations Accounting Policies And Measurement Basis And Recent IFRS Pronouncements
Hedging Instruments Affected By IBOR	Millions of Euros LIBOR USD LIBOR GBP Other - TIIE (*) TOTAL Cash flow hedges 10,318 - 601 10,920 Fair value hedges 12,667 299 2,621 15,588

Note 5 - Operating Segments Rep

Note 5 - Operating Segments Reporting (Tables)	6 Months Ended
	Jun. 30, 2020
Operating Segments Reporting
Group Total Assets Operating Segment	Total assets by operating segments (Millions of Euros) June 2020 December 2019 Spain 419,475 365,380 The United States 101,118 88,529 Mexico 103,671 109,079 Turkey 63,525 64,416 South America 57,891 54,996 Rest of Eurasia 26,805 23,257 Subtotal assets by operating segments 772,485 705,656 Corporate Center and adjustments (18,661) (6,967) Total assets BBVA Group 753,824 698,690
Income By Operating Segment	Main margins and profit by operating segments (Millions of Euros) Operating segments BBVA Group Spain The United States Mexico Turkey South America Rest of Eurasia Corporate Center June 2020 Net interest income 8,653 1,793 1,133 2,717 1,534 1,443 102 (69) Gross income 12,045 2,900 1,607 3,550 1,957 1,664 268 98 Operating income 6,533 1,371 648 2,349 1,394 945 131 (307) Profit/(loss) before tax (368) 124 15 891 715 297 89 (2,500) Net attributable profit (loss) (1,157) 88 26 654 266 159 66 (2,416) June 2019 Net interest income 8,941 1,763 1,217 3,042 1,353 1,613 85 (132) Gross income 11,944 2,773 1,615 3,901 1,677 1,994 220 (236) Operating income 6,069 1,145 655 2,611 1,084 1,215 78 (718) Profit/(loss) before tax 4,052 1,027 363 1,783 726 847 69 (762) Net attributable profit (loss) 2,442 734 297 1,287 282 404 55 (616)

Note 6 - Risk Management (Table

Note 6 - Risk Management (Tables)	6 Months Ended
	Jun. 30, 2020
Operations And Amounts From The Moratoriums Given By The Group	COVID-19 support programs (Millions of Euros) Deferment of payments Financing with public guarantees Existing Completed Total Number of customers Total Number of customers Total deferment of payments and guarantees (%) credit investment Group 29,668 6,590 36,259 3,138,894 13,791 196,186 50,050 11.9%
Operations And Amounts From The Loans Given By The Group With Public Guarantees	COVID-19 support programs (Millions of Euros) Deferment of payments Financing with public guarantees Existing Completed Total Group 29,668 6,590 36,259 13,791 Customers 17,975 3,563 21,538 863 Mortgages 9,318 2,152 11,470 1 SMEs 6,397 792 7,189 7,723 Non-financial corporations 5,006 2,221 7,227 5,126 Other 290 14 304 79
Principal Geographical Areas GDP	Estimate of GDP, unemployment rate and HPR for the main geographies Spain Mexico The United States Date GDP Unemployment HPR GDP Unemployment HPR GDP Unemployment HPR 2020 (11.54%) 20.49% (4.08%) (9.97%) 4.59% 2.02% (4.40%) 7.82% (0.33%) 2021 7.53% 17.33% (5.24%) 4.08% 4.45% (1.53%) 3.58% 5.02% (0.39%) 2022 2.94% 15.68% 6.28% 4.18% 4.03% 0.09% 2.36% 4.24% 1.86% 2023 2.09% 14.42% 5.01% 1.49% 4.06% (0.02%) 2.08% 4.09% 2.59% 2024 2.07% 13.25% 3.65% 1.53% 4.05% 0.67% 2.09% 4.10% 2.14% 2025 2.00% 12.11% 3.11% 1.46% 4.02% 0.95% 2.11% 4.10% 1.55% Peru Argentina Colombia Turkey Date GDP Unemployment GDP Unemployment GDP Unemployment GDP Unemployment 2020 (14.97%) 30.07% (5.94%) 14.23% (3.07%) 16.95% 0.15% 14.03% 2021 8.86% 13.10% 1.54% 11.53% 3.98% 14.13% 5.04% 13.43% 2022 3.53% 11.48% 2.02% 10.23% 2.64% 11.81% 4.53% 10.78% 2023 3.68% 11.39% 1.96% 9.70% 3.32% 11.63% 4.52% 10.38% 2024 3.63% 11.30% 1.97% 8.75% 3.47% 11.42% 4.51% 10.23% 2025 3.21% 11.20% 1.99% 7.78% 3.70% 11.22% 4.50% 10.03%
Credit Risk Exposure	Maximum credit risk exposure (Millions of Euros) Notes June 2020 Stage 1 Stage 2 Stage 3 Financial assets held for trading 70,093 Debt securities 9 26,640 Equity instruments 9 5,862 Loans and advances 9 37,591 Non-trading financial assets mandatorily at fair value through profit or loss 4,998 Loans and advances 10 690 Debt securities 10 250 Equity instruments 10 4,058 Financial assets designated at fair value through profit or loss 11 1,098 Derivatives (trading and hedging) 51,649 Financial assets at fair value through other comprehensive income 70,207 Debt securities 68,385 68,079 5 301 Equity instruments 12 1,789 Loans and advances to credit institutions 12 33 33 - - Financial assets at amortized cost 463,887 413,517 34,686 15,684 Loans and advances to central banks 4,792 4,792 - - Loans and advances to credit institutions 14,859 14,822 32 6 Loans and advances to customers 400,764 350,558 34,568 15,637 Debt securities 43,473 43,346 86 41 Total financial assets risk 661,932 - - - Total loan commitments and financial guarantees 184,046 171,130 11,987 929 Loan commitments given 30 134,494 126,310 7,957 227 Financial guarantees given 30 10,989 9,709 1,020 261 Other commitments given 30 38,563 35,111 3,010 441 Total maximum credit exposure 845,978 Maximum credit risk exposure (Millions of Euros) Notes December 2019 Stage 1 Stage 2 Stage 3 Financial assets held for trading 69,503 Debt securities 9 26,309 Equity instruments 9 8,892 Loans and advances 9 34,303 Non-trading financial assets mandatorily at fair value through profit or loss 5,557 Loans and advances 10 1,120 Debt securities 10 110 Equity instruments 10 4,327 Financial assets designated at fair value through profit or loss 11 1,214 Derivatives (trading and hedging) 39,462 Financial assets at fair value through other comprehensive income 61,293 Debt securities 58,841 58,590 250 - Equity instruments 12 2,420 Loans and advances to credit institutions 12 33 33 - - Financial assets at amortized cost 451,640 402,024 33,624 15,993 Loans and advances to central banks 4,285 4,285 - - Loans and advances to credit institutions 13,664 13,500 158 6 Loans and advances to customers 394,763 345,449 33,360 15,954 Debt securities 38,930 38,790 106 33 Total financial assets risk 628,670 Total loan commitments and financial guarantees 181,116 169,663 10,452 1,001 Loan commitments given 30 130,923 123,707 6,945 270 Financial guarantees given 30 10,984 9,804 955 224 Other commitments given 30 39,209 36,151 2,552 506 Total maximum credit exposure 809,786
Credit Risk Exposure By Geographical Area	June 2020 (Millions of Euros) Gross exposure Accumulated allowances Carrying amount Total Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Spain (*) 206,649 184,249 14,077 8,323 (5,734) (824) (785) (4,125) 200,915 183,425 13,292 4,198 The United States 61,572 52,860 7,939 773 (1,028) (317) (471) (240) 60,544 52,542 7,468 533 Mexico 51,414 45,386 4,833 1,194 (1,972) (761) (459) (752) 49,442 44,626 4,374 442 Turkey (**) 44,061 36,113 4,417 3,532 (2,865) (215) (600) (2,050) 41,196 35,898 3,817 1,482 South America (***) 36,202 31,099 3,298 1,804 (1,944) (390) (422) (1,131) 34,258 30,709 2,876 672 Others 866 851 5 10 (9) (1) - (7) 857 850 4 3 Total (****) 400,764 350,558 34,568 15,637 (13,552) (2,508) (2,736) (8,307) 387,212 348,050 31,832 7,330 December 2019 (Millions of Euros) Gross exposure Accumulated allowances Carrying amount Total Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Total Stage 1 Stage 2 Stage 3 Spain (*) 197,058 173,843 14,599 8,616 (5,311) (712) (661) (3,939) 191,747 173,131 13,939 4,677 The United States 57,387 49,744 7,011 632 (688) (165) (342) (182) 56,699 49,580 6,670 450 Mexico 60,099 54,748 3,873 1,478 (2,013) (697) (404) (912) 58,087 54,052 3,469 566 Turkey (**) 43,113 34,536 5,127 3,451 (2,613) (189) (450) (1,974) 40,500 34,347 4,677 1,477 South America (***) 36,265 31,754 2,742 1,769 (1,769) (366) (323) (1,079) 34,497 31,388 2,419 690 Others 839 824 7 9 (8) (1) (1) (6) 832 823 6 2 Total (****) 394,763 345,449 33,360 15,954 (12,402) (2,129) (2,181) (8,093) 382,360 343,320 31,179 7,861
Loans And Advances Breakdown By Counterparty	June 2020 (Millions of Euros) Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households Total Gross carrying amount By product On demand and short notice - 37 - 164 2,126 516 2,844 3,048 Credit card debt - 9 - 1 1,555 11,717 13,283 14,486 Commercial debtors 796 - 470 12,805 71 14,142 14,444 Finance leases - 195 - 5 7,561 351 8,113 8,474 Reverse repurchase loans 430 - 2,269 887 60 - 3,647 3,656 Other term loans 4,311 25,930 3,793 8,518 153,588 154,750 350,890 362,342 Advances that are not loans 32 377 8,812 3,489 1,437 486 14,632 14,688 LOANS AND ADVANCES 4,773 27,343 14,875 13,535 179,132 167,892 407,549 421,137 By secured loans Of which: mortgage loans collateralized by immovable property 953 - 300 30,850 106,609 138,712 142,457 Of which: other collateralized loans 430 4,660 1,763 1,629 16,238 4,675 29,396 29,986 By purpose of the loan Of which: credit for consumption 43,048 43,048 46,148 Of which: lending for house purchase 108,159 108,159 110,005 By subordination Of which: project finance loans 12,047 12,047 12,328 December 2019 (Millions of Euros) Central banks General governments Credit institutions Other financial corporations Non-financial corporations Households Total Gross carrying amount By product On demand and short notice - 9 - 118 2,328 595 3,050 3,251 Credit card debt - 10 1 3 1,940 14,401 16,355 17,608 Commercial debtors 971 - 230 15,976 99 17,276 17,617 Finance leases - 227 - 6 8,091 387 8,711 9,095 Reverse repurchase loans - - 1,817 - 26 - 1,843 1,848 Other term loans 4,240 26,734 4,121 7,795 137,934 160,223 341,047 351,230 Advances that are not loans 35 865 7,743 3,056 951 506 13,156 13,214 LOANS AND ADVANCES 4,275 28,816 13,682 11,208 167,246 176,211 401,438 413,863 By secured loans Of which: mortgage loans collateralized by immovable property 1,067 15 261 23,575 111,085 136,003 139,317 Of which: other collateralized loans - 10,447 93 2,106 29,009 6,893 48,548 49,266 By purpose of the loan Of which: credit for consumption 46,356 46,356 49,474 Of which: lending for house purchase 110,178 110,178 111,636 By subordination Of which: project finance loans 12,259 12,259 12,415
Financial Guarantee received	Guarantees received (Millions of Euros) June 2020 December 2019 Value of collateral 157,585 152,454 Of which: guarantees normal risks under special monitoring 14,983 14,623 Of which: guarantees non-performing risks 4,204 4,590 Value of other guarantees 55,840 35,464 Of which: guarantees normal risks under special monitoring 4,239 3,306 Of which: guarantees non-performing risks 559 542 Total value of guarantees received 213,425 187,918
Loans And Advances Impaired And Accumulated Impairment by Sectors	June 2020 (Millions of Euros) Gross carrying amount Non-performing loans and advances Accumulated impairment Non-performing loans and advances as a % of the total Central banks 4,792 - (19) - General governments 27,342 77 (83) 0.3% Credit institutions 14,859 6 (17) - Other financial corporations 13,585 17 (50) 0.1% Non-financial corporations 185,821 8,190 (7,224) 4.4% Households 174,015 7,352 (6,195) 4.2% LOANS AND ADVANCES 420,414 15,643 (13,588) 3.7% December 2019 (Millions of Euros) Gross carrying amount Non-performing loans and advances Accumulated impairment Non-performing loans and advances as a % of the total Central Banks 4,285 - (9) - General governments 28,281 88 (60) 0.3% Credit institutions 13,664 6 (15) - Other financial corporations 11,239 17 (31) 0.2% Non-financial corporations 173,254 8,467 (6,465) 4.9% Households 181,989 7,381 (5,847) 4.1% LOANS AND ADVANCES 412,711 15,959 (12,427) 3.9%
Changes In Impaired Financial Assets And Contingent Risks	Changes in impaired financial assets and guarantees given (Millions of Euros) June 2020 December 2019 Balance at the beginning 16,770 17,134 Additions 4,581 9,857 Decreases (*) (2,517) (5,874) Net additions 2,064 3,983 Amounts written-off (1,778) (3,803) Exchange differences and other (322) (544) Balance at the end 16,734 16,770
Changes In Value Corrections Loans And Advances At Amortized Cost	Changes in loss allowances of loans and advances at amortized cost (Millions of Euros) June 2020 December 2019 Balance at the beginning of the period (12,427) (12,217) Increase in loss allowances charged to income (6,723) (10,236) Stage 1 (1,603) (1,650) Stage 2 (1,771) (1,923) Stage 3 (3,350) (6,664) Decrease in loss allowances charged to income 3,070 5,990 Stage 1 960 1,312 Stage 2 812 1,298 Stage 3 1,298 3,380 Transfer to written-off loans, exchange differences and other 2,493 4,036 Closing balance (13,588) (12,427)

Note 7 - Fair Value (Tables)

Note 7 - Fair Value (Tables)	6 Months Ended
	Jun. 30, 2020
Fair Value Abstract
Carrying Value And Fair Value	Fair value and carrying amount (Millions of Euros) June 2020 December 2019 Notes Carrying Amount Fair Value Carrying Amount Fair Value ASSETS Cash, cash balances at central banks and other demand deposits 8 65,877 65,877 44,303 44,303 Financial assets held for trading 9 119,332 119,332 102,688 102,688 Non-trading financial assets mandatorily at fair value through profit or loss 10 4,998 4,998 5,557 5,557 Financial assets designated at fair value through profit or loss 11 1,098 1,098 1,214 1,214 Financial assets at fair value through other comprehensive income 12 70,045 70,045 61,183 61,183 Financial assets at amortized cost 13 450,222 452,719 439,162 442,788 Derivatives - Hedge accounting 14 2,531 2,531 1,729 1,729 LIABILITIES Financial liabilities held for trading 9 108,624 108,624 89,633 89,633 Financial liabilities designated at fair value through profit or loss 11 9,203 9,203 10,010 10,010 Financial liabilities at amortized cost 21 559,713 557,678 516,641 515,910 Derivatives - Hedge accounting 14 2,368 2,368 2,233 2,233
Financial Instruments At Fair Value By Levels	Fair value of financial instruments by levels (Millions of Euros) June 2020 December 2019 Level 1 Level 2 Level 3 Level 1 Level 2 Level 3 ASSETS Cash, cash balances at central banks and other demand deposits 65,686 - 191 44,111 - 192 Financial assets held for trading 30,604 86,964 1,763 31,135 70,045 1,508 Loans and advances 2,483 33,848 1,261 697 32,321 1,285 Debt securities 15,246 11,304 89 18,076 8,178 55 Equity instruments 5,751 28 82 8,832 - 59 Derivatives 7,124 41,785 331 3,530 29,546 109 Non-trading financial assets mandatorily at fair value through profit or loss 1,629 2,224 1,145 4,305 92 1,160 Loans and advances 152 - 538 82 - 1,038 Debt securities - 205 45 - 91 19 Equity instruments 1,477 2,019 562 4,223 1 103 Financial assets designated at fair value through profit or loss 925 172 - 1,214 - - Debt securities 925 172 - 1,214 - - Financial assets at fair value through other comprehensive income 57,066 12,129 849 50,896 9,203 1,084 Loans and advances 33 - - 33 - - Debt securities 55,780 11,990 452 49,070 9,057 604 Equity instruments 1,254 139 397 1,794 146 480 Financial assets at amortized cost 32,880 26,566 393,273 29,391 217,279 196,119 Derivatives – Hedge accounting 153 2,370 8 44 1,685 - LIABILITIES Financial liabilities held for trading 26,953 80,095 1,576 26,266 62,541 827 Deposits 7,727 37,828 1,082 9,595 32,121 649 Trading derivatives 8,612 41,048 494 4,425 30,419 175 Short positions 10,614 1,219 - 12,246 1 2 Financial liabilities designated at fair value through profit or loss - 8,120 1,083 - 9,984 27 Customer deposits - 914 - - 944 - Debt certificates - 3,119 1,083 - 4,629 27 Other financial liabilities - 4,087 - - 4,410 - Financial liabilities at amortized cost 92,354 314,925 150,399 67,229 289,599 159,082 Derivatives – Hedge accounting 48 2,287 34 30 2,192 11

Note 8 - Cash, Cash balances _2

Note 8 - Cash, Cash balances at central banks and other demand deposits (Tables)	6 Months Ended
	Jun. 30, 2020
Cash, Cash balances at central banks and other demand deposits
Cash, Cash balances at central banks and other demand deposit	Cash, cash balances at central banks and other demand deposits (Millions of Euros) June 2020 December 2019 Cash on hand 5,669 7,060 Cash balances at central banks (*) 54,442 31,755 Other demand deposits 5,766 5,488 Total 65,877 44,303

Note 9 - Financial assets and_2

Note 9 - Financial assets and liabilities held for trading (Tables)	6 Months Ended
	Jun. 30, 2019
Financial assets and liabilities held for trading
Financial assets and liabilities held for traiding	Financial assets and liabilities held for trading (Millions of Euros) Notes June 2020 December 2019 ASSETS Derivatives (*) 49,239 33,185 Equity instruments 6.2.2 5,862 8,892 Debt securities 6.2.2 26,640 26,309 Issued by central banks 1,125 840 Issued by public administrations 23,642 23,918 Issued by financial institutions 838 679 Other debt securities 1,035 872 Loans and advances 6.2.2 37,591 34,303 Loans and advances to central banks 636 535 Reverse repurchase agreement 636 535 Loans and advances to credit institutions 24,912 21,286 Reverse repurchase agreement 24,857 21,219 Loans and advances to customers 12,044 12,482 Reverse repurchase agreement 11,026 12,187 Total assets 119,332 102,688 LIABILITIES Derivatives (*) 50,154 35,019 Short positions 11,832 12,249 Deposits 46,637 42,365 Deposits from central banks 5,685 7,635 Repurchase agreement 5,685 7,635 Deposits from credit institutions 28,617 24,969 Repurchase agreement 28,214 24,578 Customer deposits 12,335 9,761 Repurchase agreement 12,271 9,689 Total liabilities 108,624 89,633

Note 10 - Non-trading financi_2

Note 10 - Non-trading financial assets mandatorily at fair value throug profit or loss (Tables)	6 Months Ended
	Jun. 30, 2020
Non trading financial assets mandatory at fair value through profit or loss Abstract
Table of Non trading financial assets mandatory at fair value through profit or loss	Non-trading financial assets mandatorily at fair value through profit or loss (Millions of Euros) Notes June 2020 December 2019 Equity instruments 6.2.2 4,058 4,327 Debt securities 6.2.2 250 110 Loans and advances to customers 6.2.2 690 1,120 Total 4,998 5,557

Note 11 - Financial Instrumen_2

Note 11 - Financial Instruments designated at fair value through profit or loss (Tables)	6 Months Ended
	Jun. 30, 2020
Financial assets and liabilities designated at fair value through profit or loss
Financial Instruments designated at fair value through profit or loss	Financial assets and liabilities designated at fair value through profit or loss (Millions of Euros) Notes June 2020 December 2019 ASSETS Debt securities 1,098 1,214 Total assets 6.2.2 1,098 1,214 LIABILITIES Deposits 914 944 Debt certificates 4,202 4,656 Other financial liabilities: Unit-linked products 4,087 4,410 Total liabilities 9,203 10,010

Note 12 - Financial assets at_2

Note 12 - Financial assets at fair value through other comprehensive income (Tables)	6 Months Ended
	Jun. 30, 2020
Financial Assets At Fair Value Through Other Comprehensive Income Abstract
Disclosure Of Financial Assets At Fair Value Through Other Comprehensive Income Explanatory	Financial assets at fair value through other comprehensive income (Millions of Euros) Notes June 2020 December 2019 Equity instruments 6.2.2 1,789 2,420 Debt securities (*) 68,223 58,731 Loans and advances to credit institutions 6.2.2 33 33 Total 70,045 61,183 Of which: loss allowances of debt securities (162) (110)
Financial Assets At Fair Value Through Other Comprehensive Income Equity Instruments	Financial assets at fair value through other comprehensive income. Equity instruments (Millions of Euros) June 2020 December 2019 Amortized cost Fair value Amortized cost Fair value Listed equity instruments Spanish companies shares 2,182 1,141 2,181 1,674 Foreign companies shares 140 199 136 213 The United States 31 79 30 78 Mexico 1 29 1 34 Turkey 3 6 3 5 Other countries 106 85 102 96 Subtotal 2,322 1,340 2,317 1,886 Unlisted equity instruments Spanish companies shares 5 5 5 5 Foreign companies shares 376 444 450 528 The United States 318 351 387 419 Mexico - 1 - - Turkey 6 9 5 9 Other countries 52 83 57 99 Subtotal 381 449 454 533 Total 2,703 1,789 2,772 2,420
Financial Assets At Fair Value Through Other Comprehensive Income Debt Securities	Financial assets at fair value through other comprehensive income. Debt securities (Millions of Euros) June 2020 December 2019 Amortized cost Fair value Amortized cost Fair value Domestic debt securities Government and other government agency debt securities 28,151 28,913 20,740 21,550 Credit institutions 1,050 1,110 959 1,024 Other issuers 899 936 907 947 Subtotal 30,100 30,959 22,607 23,521 Foreign debt securities Mexico 7,224 7,375 7,790 7,786 Government and other government agency debt securities 6,359 6,527 6,869 6,868 Credit institutions 62 63 77 78 Other issuers 803 786 843 840 The United States 10,267 10,421 11,376 11,393 Government securities 6,572 6,698 8,570 8,599 Treasury and other government agencies 4,049 4,113 5,595 5,624 States and political subdivisions 2,523 2,585 2,975 2,975 Credit institutions 157 158 122 124 Other issuers 3,538 3,565 2,684 2,670 Turkey 3,801 3,840 3,752 3,713 Government and other government agency debt securities 3,801 3,840 3,752 3,713 Other countries 15,143 15,628 11,870 12,318 Other foreign governments and other government agency debt securities 7,519 7,861 6,963 7,269 Central banks 1,481 1,484 1,005 1,010 Credit institutions 2,425 2,517 1,795 1,892 Other issuers 3,717 3,766 2,106 2,147 Subtotal 36,436 37,264 34,788 35,210 Total 66,536 68,223 57,395 58,731
Financial Assets At Fair Value Through Other Comprehensive Income Debt Securities By Rating	Debt securities by rating June 2020 Fair value (Millions of Euros) % AAA 9,806 14.4% AA+ 834 1.2% AA 300 0.4% AA- 626 0.9% A+ 3,796 5.6% A 2,180 3.2% A- 31,076 45.6% BBB+ 7,442 10.9% BBB 3,137 4.6% BBB- 3,691 5.4% BB+ or below 4,925 7.2% Unclassified 412 0.6% Total 68,223 100.0%
Accumulated other comprehensive income items that may be reclassified to profit or loss available for sale debt securities	Other comprehensive income - Changes in gains / losses (Millions of Euros) Debt securities Equity instruments Notes June 2020 December 2019 June 2020 December 2019 Balance at the beginning 1,760 943 (403) (155) Valuation gains and losses 137 1,267 (562) (238) Amounts transferred to income (71) (119) Income tax 4 (331) 25 (10) Balance at the end 27 1,830 1,760 (940) (403)

Note 13 - Financial assets at_2

Note 13 - Financial assets at amortised cost (Tables)	6 Months Ended
	Jun. 30, 2020
Financial Assets At Amortised Cost
Table of Financial Assets At Amortised Cost	Financial assets at amortized cost (Millions of Euros) June 2020 December 2019 Debt securities 43,396 38,877 Loans and advances to central banks 4,773 4,275 Loans and advances to credit institutions 14,842 13,649 Loans and advances to customers 387,212 382,360 Government 27,259 28,222 Other financial corporations 13,535 11,207 Non-financial corporations 178,598 166,789 Other 167,820 176,142 Total 450,222 439,162 Of which: impaired assets of loans and advances to customers (*) 15,637 15,954 Of which: loss allowances of loans and advances (*) (13,588) (12,427) Of which: loss allowances of debt securities (77) (52)
Disclosure Of Loans And Advances To Customers Explanatory	Loans and advances to customers (Millions of Euros) June 2020 December 2019 On demand and short notice 2,844 3,050 Credit card debt 13,283 16,354 Trade receivables 14,142 17,276 Finance leases 8,113 8,711 Reverse repurchase agreements 947 26 Other term loans 342,180 332,160 Advances that are not loans 5,704 4,784 Total 387,212 382,360

Note 14 - Hedging derivatives_2

Note 14 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk (Tables)	6 Months Ended
	Jun. 30, 2020
Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk
Table of Derivatives - Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk	Derivatives – Hedge accounting and fair value changes of the hedged items in portfolio hedge of interest rate risk (Millions of Euros) June 2020 December 2019 ASSETS Derivatives - Hedge accounting 2,531 1,729 Fair value changes of the hedged items in portfolio hedges of interest rate risk 60 28 LIABILITIES Derivatives - Hedge accounting 2,368 2,233

Note 15 - Investments in subsid

Note 15 - Investments in subsidiaries, joint ventures and associates (Tables)	6 Months Ended
	Jun. 30, 2020
Investments in subsidiaries, joint ventures and associates
Associates Entities and joint ventures. Breakdown by entities	Joint ventures and associates (Millions of Euros) June 2020 December 2019 Joint ventures 150 154 Associates 1,216 1,334 Total 1,366 1,488

Note 16 - Tangible assets (Tabl

Note 16 - Tangible assets (Tables)	6 Months Ended
	Jun. 30, 2020
Tangible assets Abstract
Tangible assets Breakdown by type of asset, Cost value, amortisations and impairments	Tangible assets. Breakdown by type (Millions of Euros) June 2020 December 2019 Property plant and equipment 8,796 9,816 For own use 8,578 9,554 Land and buildings 5,584 6,001 Work in progress 63 56 Furniture, fixtures and vehicles 5,954 6,351 Right to use assets 3,382 3,516 Accumulated depreciation (5,957) (5,969) Impairment (447) (402) Leased out under an operating lease 217 263 Assets leased out under an operating lease 280 337 Accumulated depreciation (62) (74) Investment property 261 252 Building rental 228 211 Other 3 4 Right to use assets 83 101 Accumulated depreciation (16) (24) Impairment (38) (39) Total 9,057 10,068

Note 17 - Intangible assets (Ta

Note 17 - Intangible assets (Tables)	6 Months Ended
	Jun. 30, 2020
Intangible Assets and Goodwill Abstract
Goodwill. Breakdown by CGU and Changes of the year	Goodwill. Breakdown by CGU and changes of the period (Millions of Euros) The United States Turkey Mexico Colombia Chile Other Total Balance as of December 31, 2018 5,066 382 519 161 29 23 6,180 Exchange difference 98 (36) 31 3 (2) (1) 93 Impairment (1,318) - - - - - (1,318) Balance as of December 31, 2019 3,846 346 550 164 27 22 4,955 Exchange difference 58 (45) (100) (21) (2) (1) (111) Impairment (2,084) - - - - - (2,084) Balance as of June 30, 2020 1,820 301 450 143 25 21 2,760
Impairment Test Hypotheses CGU Goodwill In The United States	Impairment test assumptions CGU goodwill in the United States March 2020 December 2019 Discount rate 10.3% 10.0% Growth rate 3.0% 3.5%
Sensitivity Analysis For Main Hypotheses USA	Sensitivity analysis for main assumptions - The United States (Millions of Euros) Increase of 50 basis points (*) Decrease of 50 basis points (*) Discount rate (755) 869 Growth rate 270 (235)
Impairment Test Hypotheses CGU Goodwill In Turkey	Impairment test assumptions CGU goodwill in Turkey March 2020 December 2019 Discount rate 18.1% 17.4% Growth rate 7.0% 7.0%
Sensitivity Analysis For Main Hypotheses Turkey	Sensitivity analysis for main assumptions - Turkey (Millions of Euros) Impact of an increase of 50 basis points Impact of a decrease of 50 basis points Discount rate (166) 183 Growth rate 23 (21)
Table of other intangible assets explanatory	Other intangible assets (Millions of Euros) June 2020 December 2019 Computer software acquisition expense 1,532 1,598 Other intangible assets with an infinite useful life 10 11 Other intangible assets with a definite useful life 320 401 Total 1,863 2,010

Note 18 - Tax assets and liab_2

Note 18 - Tax assets and liabilities (Tables)	6 Months Ended
	Jun. 30, 2020
Disclosure Of Tax Assets And Liabilties Abstract
Table Of Tax Assets And Liabiltiies Explanatory	Tax assets and liabilities (Millions of Euros) June 2020 December 2019 Tax assets Current tax assets 1,182 1,765 Deferred tax assets 15,536 15,318 Total 16,718 17,083 Tax liabilities Current tax liabilities 560 880 Deferred tax liabilities 1,968 1,928 Total 2,529 2,808

Note 19 - Other assets and li_2

Note 19 - Other assets and liabilities (Tables)	6 Months Ended
	Jun. 30, 2020
Other Assets and Liabilities
Table of other assets and liabilities	Other assets and liabilities (Millions of Euros) June 2020 December 2019 ASSETS Inventories 615 581 Transactions in progress 165 138 Accruals 929 804 Other items 2,651 2,277 Total assets 4,360 3,800 LIABILITIES Transactions in progress 98 39 Accruals 2,040 2,456 Other items 1,969 1,247 Total liabilities 4,107 3,742

Note 20 - Non-current assets _2

Note 20 - Non-current assets and disposal groups classified as held for sale (Table)	6 Months Ended
	Jun. 30, 2020
Non-current assets and disposal groups classified as held for sale Abstract
Non-current assets and disposal groups classified as held for sale. Breakdown by items	Non-current assets and disposal groups classified as held for sale. Breakdown by items (Millions of Euros) June 2020 December 2019 Foreclosures and recoveries 1,487 1,647 Assets from tangible assets 300 310 Business sale - Assets (*) 1,728 1,716 Other assets classified as held for sale (**) 279 - Accrued amortization (***) (54) (51) Impairment losses (534) (543) Total 3,205 3,079

Note 21 - Financial liabiliti_2

Note 21 - Financial liabilities at amortized cost (Tables)	6 Months Ended
	Jun. 30, 2020
Financial liabilities at amortized cost Abstract
Table of Financial liabiltiies measured at amortized cost	Financial liabilities measured at amortized cost (Millions of Euros) June 2020 December 2019 Deposits 481,207 438,919 Deposits from central banks 46,667 25,950 Demand deposits 285 23 Time deposits and other (*) 41,040 25,101 Repurchase agreements 5,341 826 Deposits from credit institutions 32,356 28,751 Demand deposits 9,553 7,161 Time deposits and other 19,062 18,896 Repurchase agreements 3,742 2,693 Customer deposits 402,184 384,219 Demand deposits (**) 308,212 280,391 Time deposits and other 93,671 103,293 Repurchase agreements 301 535 Debt certificates 64,421 63,963 Other financial liabilities 14,085 13,758 Total 559,713 516,641
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument.	Deposits from credit institutions. June 2020 (Millions of Euros) Demand deposits Time deposits & other(*) Repurchase agreements Total Spain 2,017 1,466 - 3,483 The United States 2,990 6,238 - 9,228 Mexico 354 557 84 995 Turkey 192 493 28 713 South America 421 1,779 6 2,205 Rest of Europe 2,965 5,778 3,624 12,367 Rest of the world 613 2,751 - 3,364 Total 9,553 19,062 3,742 32,356 Deposits from credit institutions. December 2019 (Millions of Euros) Demand deposits Time deposits & other (*) Repurchase agreements Total Spain 2,104 1,113 1 3,218 The United States 2,082 4,295 - 6,377 Mexico 432 1,033 168 1,634 Turkey 302 617 4 924 South America 394 2,285 161 2,840 Rest of Europe 1,652 5,180 2,358 9,190 Rest of the world 194 4,374 - 4,568 Total 7,161 18,896 2,693 28,751
Customer deposits. Breakdown by geographical area and nature of the instrument.	Customer deposits. June 2020 (Millions of Euros) Demand deposits Time deposits & other Repurchase agreements Total Spain 158,036 22,226 3 180,265 The United States 56,222 19,498 - 75,720 Mexico 39,161 11,584 95 50,840 Turkey 17,696 17,522 203 35,421 South America 26,510 13,012 - 39,522 Rest of Europe 9,644 9,418 - 19,062 Rest of the world 943 411 - 1,354 Total 308,212 93,671 301 402,184 Customer deposits. December 2019 (Millions of Euros) Demand deposits Time deposits and other (*) Repurchase agreements Total Spain 146,651 24,958 2 171,611 The United States 46,372 19,810 - 66,181 Mexico 43,326 12,714 523 56,564 Turkey 13,775 22,257 10 36,042 South America 22,748 13,913 - 36,661 Rest of Europe 6,610 8,749 - 15,360 Rest of the world 909 892 - 1,801 Total 280,391 103,293 535 384,219
Debt securities issued	Debt certificates (Millions of Euros) June 2020 December 2019 In Euros 42,329 40,185 Promissory bills and notes 718 737 Non-convertible bonds and debentures 14,472 12,248 Covered bonds 15,232 15,542 Hybrid financial instruments 405 518 Securitization bonds 2,900 1,354 Wholesale funding 1,132 1,817 Subordinated liabilities 7,470 7,968 Convertible perpetual certificates 3,500 5,000 Non-convertible preferred stock 79 83 Other non-convertible subordinated liabilities 3,891 2,885 In foreign currencies 22,092 23,778 Promissory bills and notes 1,059 1,210 Non-convertible bonds and debentures 10,364 10,587 Covered bonds 279 362 Hybrid financial instruments 656 1,156 Securitization bonds 4 17 Wholesale funding 512 780 Subordinated liabilities 9,218 9,666 Convertible perpetual certificates 1,788 1,782 Non- convertible preferred stock 53 76 Other non-convertible subordinated liabilities 7,377 7,808 Total 64,421 63,963
Other Financial Liabilities	Other financial liabilities (Millions of Euros) June 2020 December 2019 Lease liabilities 3,129 3,335 Creditors for other financial liabilities 2,887 2,623 Collection accounts 3,532 3,306 Creditors for other payment obligations 4,538 4,494 Total 14,085 13,758

Note 22 - Assets and Liabilit_2

Note 22 - Assets and Liabilities under reinsurance and insurance contracts (Tables)	6 Months Ended
	Jun. 30, 2020
Assets and Liabilities Under reinsurance and insurance contracts
Liabilities Under Reassurance And Assurance Contracts	Liabilities under insurance and reinsurance contracts June 2020 December 2019 Mathematical reserves (*) 8,310 9,247 Provision for unpaid claims reported 652 641 Provisions for unexpired risks and other provisions 500 718 Total 9,462 10,606

Note 23 - Provisions (Tables)

Note 23 - Provisions (Tables)	6 Months Ended
	Jun. 30, 2020
Provisions or reversal of provisions Abstract
Provisions. Breakdown by concepts	Provisions. Breakdown by concepts (Millions of Euros) Notes June 2020 December 2019 Provisions for pensions and similar obligations 4,427 4,631 Other long term employee benefits 53 61 Provisions for taxes and other legal contingencies 6.1 738 677 Provisions for contingent risks and commitments 30 774 711 Other provisions (*) 502 457 Total 6,494 6,538

Note 24 - Post-employment and_2

Note 24 - Post-employment and other employee benefit commitments (Tables)	6 Months Ended
	Jun. 30, 2020
Post-employment and other employee benefit commitments
Consolidated Income Statement Impact	Condensed consolidated income statement impact (Millions of Euros) Notes June 2020 June 2019 Interest income and expense 25 38 Personnel expense 76 79 Defined contribution plan expense 39.1 49 55 Defined benefit plan expense 39.1 27 24 Provisions, net 41 145 127 Total: expense (income) 247 244

Note 26 - Retained earnings, _2

Note 26 - Retained earnings, revaluation reserves and other reserves. (Tables)	6 Months Ended
	Jun. 30, 2020
Retained earnings, revaluation reserves and other reserves.
Retained Earnings Revaluation Reserves And Other Reserves Breakdown By Concepts	Retained earnings and other reserves (Millions of Euros) June 2020 December 2019 Retained earnings 30,589 29,388 Other reserves (160) (119) Total 30,429 29,268

Note 27 - Accumulated Other C_2

Note 27 - Accumulated Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2020
Accumulated other comprehensive income abstract
Accumulated Other Comprehensive Income Classified By Concepts Explanatory	Accumulated other comprehensive income. Breakdown by concepts (Millions of Euros) Notes June 2020 December 2019 Items that will not be reclassified to profit or loss (2,253) (1,875) Actuarial gains (losses) on defined benefit pension plans (1,381) (1,498) Non-current assets and disposal groups classified as held for sale 1 2 Fair value changes of equity instruments measured at fair value through other comprehensive income 12.4 (940) (403) Fair value changes of financial liabilities at fair value through profit or loss attributable to changes in their credit risk 67 24 Items that may be reclassified to profit or loss (10,570) (8,351) Hedge of net investments in foreign operations (effective portion) (312) (896) Foreign currency translation (12,351) (9,147) Hedging derivatives. Cash flow hedges (effective portion) 308 (44) Fair value changes of debt instruments measured at fair value through other comprehensive income 12.4 1,830 1,760 Non-current assets and disposal groups classified as held for sale (27) (18) Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates (19) (5) Total (12,822) (10,226)

Note 28 - Non Controlling Int_2

Note 28 - Non Controlling Interest (Tables)	6 Months Ended
	Jun. 30, 2020
Non Controlling interests
Non controling interest explanatory	Non-controlling interests: breakdown by subgroups (Millions of Euros) June 2020 December 2019 Garanti BBVA 3,988 4,240 BBVA Peru 1,222 1,334 BBVA Argentina 439 422 BBVA Colombia 65 76 BBVA Venezuela 66 71 Other entities 55 57 Total 5,836 6,201
Profit atributable to Non controling interest	Profit attributable to non-controlling interests (Millions of Euros) June 2020 June 2019 Garanti BBVA 274 291 BBVA Peru 39 115 BBVA Argentina 18 60 BBVA Colombia 2 5 BBVA Venezuela (2) 2 Other entities 3 2 Total 333 475

Note 29 - Capital Base and Ca_2

Note 29 - Capital Base and Capital Management (Table)	6 Months Ended
	Jun. 30, 2020
Capital Base And Capital Management
Table Of Capital Coefficients	Capital ratios (phased-in) June 2020 (*) December 2019 Eligible Common Equity Tier 1 capital (millions of Euros) (a) 42,118 43,653 Eligible Additional Tier 1 capital (millions of Euros) (b) 6,067 6,048 Eligible Tier 2 capital (millions of Euros) (c) 9,345 8,304 Risk Weighted Assets (millions of Euros) (d) 362,050 364,448 Common Tier 1 capital ratio (CET 1) (A)=(a)/(d) 11.63% 11.98% Additional Tier 1 capital ratio (AT 1) (B)=(b)/(d) 1.68% 1.66% Tier 1 capital ratio (Tier 1) (A)+(B) 13.31% 13.64% Tier 2 capital ratio (Tier 2) (C)=(c)/(d) 2.58% 2.28% Total capital ratio (A)+(B)+(C) 15.89% 15.92%
Table of Leverage Ratio	Leverage ratio June 2020 (*) December 2019 Tier 1 (millions of Euros) (a) 48,185 49,701 Exposure to leverage ratio (millions of Euros) (b) 771,590 731,087 Leverage ratio (a)/(b) (percentage) 6.24% 6.80%

Note 30 - Commitments and gua_2

Note 30 - Commitments and guarantees given (Tables)	6 Months Ended
	Jun. 30, 2020
Commitments and Guarantees given
Loan commitments, financial guarantees and other commitments	Commitments and guarantees given (Millions of Euros) Notes June 2020 December 2019 Loan commitments given 6.2.2 134,494 130,923 Of which: defaulted 227 270 General governments 2,897 3,117 Credit institutions 14,450 11,742 Other financial corporations 4,955 4,578 Non-financial corporations 69,184 65,475 Households 43,008 46,011 Financial guarantees given 6.2.2 10,989 10,984 Of which: defaulted (*) 261 224 General governments 109 125 Credit institutions 427 995 Other financial corporations 677 583 Non-financial corporations 9,529 8,986 Households 247 295 Other commitments given 6.2.2 38,563 39,209 Of which: defaulted (*) 441 506 Central banks 106 1 General governments 1,685 521 Credit institutions 5,119 5,952 Other financial corporations 3,924 2,902 Non-financial corporations 27,535 29,682 Households 193 151 Total 6.2.2 184,046 181,116

Note 32 - Interest Income and_2

Note 32 - Interest Income and Expense (Tables)	6 Months Ended
	Jun. 30, 2020
Interest Income And Expense
Interest Income Break Down By Origin	Interest and other income. Breakdown by origin (Millions of Euros) June 2020 June 2019 Financial assets held for trading 711 1,071 Financial assets designated at fair value through profit or loss 80 77 Financial assets at fair value through other comprehensive income 714 975 Financial assets at amortized cost 11,031 12,911 Insurance activity 477 493 Adjustments of income as a result of hedging transactions 1 (38) Other income 214 143 Total 13,228 15,633
Interest Expenses Break Down By Origin	Interest expense. Breakdown by origin (Millions of Euros) June 2020 June 2019 Financial liabilities held for trading 344 746 Financial liabilities designated at fair value through profit or loss 33 3 Financial liabilities at amortized cost 3,891 5,613 Adjustments of expense as a result of hedging transactions (176) (136) Insurance activity 324 338 Cost attributable to pension funds 33 44 Other expense 125 82 Total 4,574 6,691

Note 33 - Dividend income (Tabl

Note 33 - Dividend income (Tables)	6 Months Ended
	Jun. 30, 2020
Dividend income Abstract
Table of Dividend Income	Dividend income. Breakdown by headline (Millions of Euros) June 2020 June 2019 Non-trading financial assets mandatorily at fair value through profit or loss 7 25 Financial assets at fair value through other comprehensive income 70 78 Total 77 103

Note 35 - Fee and commission _2

Note 35 - Fee and commission income and expenses (Tables)	6 Months Ended
	Jun. 30, 2020
Fee And Commission Income Expenses
Fee and Commission Income	Fee and commission income. Breakdown by origin (Millions of Euros) June 2020 June 2019 Bills receivables 17 19 Demand accounts 265 232 Credit and debit cards and ATMs 1,123 1,538 Checks 71 100 Transfers and other payment orders 368 393 Insurance product commissions 76 90 Loan commitments given 69 60 Other commitments and financial guarantees given 185 196 Asset management 582 511 Securities fees 199 158 Custody securities 73 59 Other fees and commissions 297 303 Total 3,325 3,661
Fee and Commission Expense	Fee and commission expense. Breakdown by origin (Millions of Euros) June 2020 June 2019 Demand accounts 11 18 Credit and debit cards 621 798 Transfers and other payment orders 83 65 Commissions for selling insurance 25 26 Custody securities 25 16 Other fees and commissions 259 268 Total 1,024 1,191

Note 36 - Gains (losses) on f_2

Note 36 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences (Tables)	6 Months Ended
	Jun. 30, 2020
Gains Or Losses on Financial Assets And Liabilities And Exchanges Differences
Gains or losses on financial assets and liabilities and exchange differences. Breakdown by Heading of the Balance Sheet.	Gains (losses) on financial assets and liabilities, hedge accounting and exchange differences, net. Breakdown by heading (Millions of Euros) June 2020 June 2019 Gains (losses) on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net 229 67 Financial assets at amortized cost 106 15 Other financial assets and liabilities 123 53 Gains (losses) on financial assets and liabilities held for trading, net 187 173 Gains (losses) on non-trading financial assets mandatorily at fair value through profit or loss, net 129 98 Gains (losses) on financial assets and liabilities designated at fair value through profit or loss, net 205 (3) Gains (losses) from hedge accounting, net 41 73 Subtotal gains (losses) on financial assets and liabilities 790 408 Exchange differences 316 134 Total 1,107 542
Gains or losses on financial assets and liabilities. Breakdown by nature of the Financial Instruments	Gains (losses) on financial assets and liabilities. Breakdown by instrument (Millions of Euros) June 2020 June 2019 Debt instruments 646 451 Equity instruments (1,374) 764 Trading derivatives and hedge accounting 1,384 (653) Loans and advances to customers 119 92 Customer deposits (9) 32 Other 25 (277) Total 790 408

Note 37 - Other operating inc_2

Note 37 - Other operating income and expenses (Tables)	6 Months Ended
	Jun. 30, 2020
Other Operating Income and Expenses
Other Operating Income	Other operating income (Millions of Euros) June 2020 June 2019 Gains from sales of non-financial services 115 129 Hyperinflation adjustment 39 63 Other operating income 76 145 Total 230 337
Other Operating Expenses	Other operating expense (Millions of Euros) June 2020 June 2019 Change in inventories 55 59 Contributions to guaranteed banks deposits funds 397 353 Hyperinflation adjustment 161 249 Other operating expense 235 334 Total 848 995

Note 38 - Insurance and reins_2

Note 38 - Insurance and reinsurance contracts income and expenses (Tables)	6 Months Ended
	Jun. 30, 2020
Insurance and Reinsurance Contracts Income and Expenses
Other Operating Income and Expenses on Insurance and reinsurance contracts	Income and expense from insurance and reinsurance contracts (Millions of Euros) June 2020 June 2019 Income from insurance and reinsurance contracts 1,307 1,547 Expense from insurance and reinsurance contracts (765) (983) Total 542 565

Note 39 - Administration Costs

Note 39 - Administration Costs (Tables)	6 Months Ended
	Jun. 30, 2020
Classes Of Employee Benefits Expense
Personnel Expenses Breakdown	Personnel expense (Millions of Euros) Notes June 2020 June 2019 Wages and salaries 2,225 2,435 Social security costs 379 396 Defined contribution plan expense 24 49 55 Defined benefit plan expense 24 27 24 Other personnel expense 195 222 Total 2,875 3,131
Other Administrative Expenses	Other administrative expense. Breakdown by main concepts (Millions of Euros) June 2020 June 2019 Technology and systems 640 604 Communications 106 109 Advertising 121 158 Property, fixtures and materials 248 266 Of which: rent expense 46 52 Taxes other than income tax 199 203 Surveillance and cash courier services 84 92 Other expense 474 521 Total 1,872 1,953

Note 40 - Depreciation (Tables)

Note 40 - Depreciation (Tables)	6 Months Ended
	Jun. 30, 2020
Depreciation and amortisation expense
Table of Depreciation	Depreciation and amortization (Millions of Euros) June 2020 June 2019 Tangible assets 456 488 Of which: For own use 266 294 Of which: Right-of-use assets 188 192 Intangible assets 310 302 Total 766 790

Note 41 - Provisions or rever_2

Note 41 - Provisions or reversal provisions (Tables)	6 Months Ended
	Jun. 30, 2020
Provisions or reversal of provisions Abstract
Provisions or Reversal of Provisions	Provisions or (reversal) of provisions (Millions of Euros) Notes June 2020 June 2019 Pensions and other post employment defined benefit obligations 24 145 127 Commitments and guarantees given 106 7 Pending legal issues and tax litigation 199 75 Other provisions 90 51 Total 541 261

Note 42 - Impairment or rever_2

Note 42 - Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Tables)	6 Months Ended
	Jun. 30, 2020
Impairment or reversal of impairment on financial assets not measured at fair value through profir or loss
Table of Impairment or Reversal of Impairment on financial assets not measured at fair value through profir or loss	Impairment or (reversal) of impairment on financial assets not measured at fair value through profit or loss or net gains by modification (Millions of Euros) Notes June 2020 June 2019 Financial assets at fair value through other comprehensive income - Debt securities 12.4 71 5 Financial assets at amortized cost (*) 4,075 1,727 Of which: recovery of written-off assets (145) (534) Total 4,146 1,731

Note 44 - Impairment or rever_2

Note 44 - Impairment or reversal of impairment on non-financial assets (Tables)	6 Months Ended
	Jun. 30, 2020
Impairment or reversal of impairment on non-financial assets
Table of Impairment or Reversal of Impairment on non-financial assets	Impairment or (reversal) of impairment on non-financial assets (Millions of Euros) Notes June 2020 June 2019 Tangible assets 62 30 Intangible assets 17 2,087 1 Others - 13 Total 2,149 44

Note 45 - Gains (losses) on d_2

Note 45 - Gains (losses) on derecognition of non financial assets and subsidiaries, net (Tables)	6 Months Ended
	Jun. 30, 2020
Gains (losses) on derecognition of non financial assets and subsidiaries, net
Table of Gains (losses) on derecognition of non financial assets and subsidiaries, Net	Gains (losses) on derecognition of non-financial assets and subsidiaries, net (Millions of Euros) June 2020 June 2019 Gains Disposal of investments in non-consolidated subsidiaries 1 - Disposal of tangible assets and other 4 13 Disposal of tangible assets and other (1) (6) Total 4 8

Note 46 - Profit or loss from_2

Note 46 - Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Tables)	6 Months Ended
	Jun. 30, 2020
Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations
Table of Profit (loss) from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations	Gains (losses) from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Millions of Euros) June 2020 June 2019 Gains on sale of real estate 44 26 Impairment of non-current assets held for sale (53) (15) Total (9) 11

Note 47 - Related-Party Trans_2

Note 47 - Related-Party Transactions (Tables)	6 Months Ended
	Jun. 30, 2020
Related Party Transactions Abstract
Balances Arising From Transactions With Entities Of The Group	Balances arising from transactions with entities of the Group (Millions of Euros) June 2020 December 2019 Assets Loans and advances to credit institutions 61 26 Loans and advances to customers 1,909 1,682 Liabilities Loan commitments given 1 3 Other contingent commitments given 859 453 Memorandum accounts Loan commitments given 156 166 Other contingent commitments given 1,397 1,042 Financial guarantees given 50 106
Balance Of Income Statement Arising From Transactions With Entities Of The Group	Balances of consolidated income statement arising from transactions with entities of the Group (Millions of Euros) June 2020 June 2019 Gains and losses: Interest and other income 9 26 Interest expense - 1 Fee and commission income 3 2 Fee and commission expense 19 14

Note 48 - Remuneration And Ot_2

Note 48 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management (Tables)	6 Months Ended
	Jun. 30, 2020
Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Banks Senior Management Abstract
Remuneration For Non Executive Directors Explanatory	Remuneration for non-executive directors (thousands of Euros) Board of Directors Executive Committee Audit Committee Risk and Compliance Committee Remunerations Committee Appointments and Corporate Governance Committee Technology and Cybersecurity Committee Other positions (1) Total José Miguel Andrés Torrecillas 64 28 33 36 - 58 - 25 244 Jaime Caruana Lacorte 64 83 83 53 - - - - 284 Raúl Galamba de Oliveira (2) 43 - - 18 - - 11 - 71 Belén Garijo López 64 - 33 - 54 23 - - 174 Sunir Kumar Kapoor 64 - - - - - 21 - 86 Lourdes Máiz Carro 64 - 33 - 21 - - - 119 José Maldonado Ramos 64 83 - - - 23 - - 171 Ana Peralta Moreno 64 - 33 - 21 - - - 119 Juan Pi Llorens 64 - - 107 - 23 21 40 256 Ana Revenga Shanklin (2) 32 - - 18 - - - - 50 Susana Rodríguez Vidarte 64 83 - 53 - 23 - - 224 Carlos Salazar Lomelín (2) 32 - - - 7 - - - 39 Jan Verplancke 64 - - - 7 - 21 - 93 Total (3) 751 278 215 285 111 150 75 65 1,930
Remuneration Of Executive Directors Explanatory	Fixed remuneration (thousands of Euros) Chairman 1,227 Chief Executive Officer (1) 1,090 Total 2,316 Variable remuneration corresponding to previous financial years (1) In cash (thousands of euro) In shares Chairman 1,292 215,628 Chief Executive Officer 775 144,578 Total 2,067 360,206 Executive directors (thousands of Euros) Contributions (1) Accumulated funds Retirement Death and disability Chairman 836 189 21,353 Chief Executive Officer - 126 - Total 836 315 21,353
Disclosure Of Remuneration For Members of the Senior Management Explanatory	Fixed remuneration (thousands of Euros) Senior Management total 7,444 Variable remuneration corresponding to previous financial years (1) In cash (1) (thousands of euro) In shares (1) Senior Management total 2,832 465,709 Senior Management (thousands of Euros) Contributions (1) Accumulated funds Retirement Death and disability Senior Management total* 1,487 517 20,613
Number Of Shares Explanatory	Theoretical shares allocated in 2020 Theoretical shares accumulated as of June 30, 2020 José Miguel Andrés Torrecillas 20,252 75,912 Jaime Caruana Lacorte 22,067 31,387 Belén Garijo López 14,598 62,126 Sunir Kumar Kapoor 7,189 22,915 Lourdes Máiz Carro 10,609 44,929 José Maldonado Ramos 14,245 108,568 Ana Peralta Moreno 10,041 15,665 Juan Pi Llorens 20,676 92,817 Susana Rodríguez Vidarte 18,724 141,138 Jan Verplancke 7,189 12,392 Total (1) 145,590 607,849

Note 2 - Principles Of Consol_3

Note 2 - Principles Of Consolidation, Acounting policies and measurement bases applied and recent IFRS pronouncements - Hedging Intruments Affected By IBOR (Details)	Jun. 30, 2020EUR (€)
Instruments Cash Flow Hedges [Member]
Type Of Currency LineItems
LIBOR USD	€ 10,318,000,000
LIBOR GBP	0
Others TIIE	601,000,000	[1]
Total Hedging Instrument Affected By IBOR	10,920,000,000
Instruments Fair Value Hedges
Type Of Currency LineItems
LIBOR USD	12,667,000,000
LIBOR GBP	299,000,000
Others TIIE	2,621,000,000	[1]
Total Hedging Instrument Affected By IBOR	€ 15,588,000,000
[1]	(*) Equilibrium Interbank Interest Rate used in Mexico.

Note 5 - Operating Segment Re_2

Note 5 - Operating Segment Reporting - Total Assets Operating Segment (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Total Assets Line Items
Assets	€ 753,824,000,000	€ 698,690,000,000
Spain [Member]
Total Assets Line Items
Assets	419,475,000,000	365,380,000,000
United States [Member]
Total Assets Line Items
Assets	101,118,000,000	88,529,000,000
Mexico [Member]
Total Assets Line Items
Assets	103,671,000,000	109,079,000,000
Turkey [Member]
Total Assets Line Items
Assets	63,525,000,000	64,416,000,000
South America [Member]
Total Assets Line Items
Assets	57,891,000,000	54,996,000,000
Rest Of Eurasia [Member]
Total Assets Line Items
Assets	26,805,000,000	23,257,000,000
Subtotal [Member]
Total Assets Line Items
Assets	772,485,000,000	705,656,000,000
Corporate Center and other adjustments [Member]
Total Assets Line Items
Assets	(18,661,000,000)	(6,967,000,000)
Total
Total Assets Line Items
Assets	€ 753,824,000,000	€ 698,690,000,000

Note 5 - Operating Segments R_2

Note 5 - Operating Segments Reporting - Income by Operating Segment (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Income By Operating Segment Line Items
Gross Income	€ 12,045,000,000	€ 11,944,000,000
Operating Profit Before Tax	(368,000,000)	4,052,000,000
Total
Income By Operating Segment Line Items
Net Interest Income	8,653,000,000	8,941,000,000
Gross Income	12,045,000,000	11,944,000,000
Net Income	6,533,000,000	6,069,000,000
Operating Profit Before Tax	(368,000,000)	4,052,000,000
Profit or loss attributable to owners of the parent	(1,157,000,000)	2,442,000,000
Spain [Member]
Income By Operating Segment Line Items
Net Interest Income	1,793,000,000	1,763,000,000
Gross Income	2,900,000,000	2,773,000,000
Net Income	1,371,000,000	1,145,000,000
Operating Profit Before Tax	124,000,000	1,027,000,000
Profit or loss attributable to owners of the parent	88,000,000	734,000,000
United States [Member]
Income By Operating Segment Line Items
Net Interest Income	1,133,000,000	1,217,000,000
Gross Income	1,607,000,000	1,615,000,000
Net Income	648,000,000	655,000,000
Operating Profit Before Tax	15,000,000	363,000,000
Profit or loss attributable to owners of the parent	26,000,000	297,000,000
Mexico [Member]
Income By Operating Segment Line Items
Net Interest Income	2,717,000,000	3,042,000,000
Gross Income	3,550,000,000	3,901,000,000
Net Income	2,349,000,000	2,611,000,000
Operating Profit Before Tax	891,000,000	1,783,000,000
Profit or loss attributable to owners of the parent	654,000,000	1,287,000,000
Turkey [Member]
Income By Operating Segment Line Items
Net Interest Income	1,534,000,000	1,353,000,000
Gross Income	1,957,000,000	1,677,000,000
Net Income	1,394,000,000	1,084,000,000
Operating Profit Before Tax	715,000,000	726,000,000
Profit or loss attributable to owners of the parent	266,000,000	282,000,000
South America [Member]
Income By Operating Segment Line Items
Net Interest Income	1,443,000,000	1,613,000,000
Gross Income	1,664,000,000	1,994,000,000
Net Income	945,000,000	1,215,000,000
Operating Profit Before Tax	297,000,000	847,000,000
Profit or loss attributable to owners of the parent	159,000,000	404,000,000
Rest Of Eurasia [Member]
Income By Operating Segment Line Items
Net Interest Income	102,000,000	85,000,000
Gross Income	268,000,000	220,000,000
Net Income	131,000,000	78,000,000
Operating Profit Before Tax	89,000,000	69,000,000
Profit or loss attributable to owners of the parent	66,000,000	55,000,000
Corporate Center [Member]
Income By Operating Segment Line Items
Net Interest Income	(69,000,000)	(132,000,000)
Gross Income	98,000,000	(236,000,000)
Net Income	(307,000,000)	(718,000,000)
Operating Profit Before Tax	(2,500,000,000)	(762,000,000)
Profit or loss attributable to owners of the parent	€ (2,416,000,000)	€ (616,000,000)

Note 6 - Risk Management - Hedg

Note 6 - Risk Management - Hedging Intruments Affected By IBOR (Details) - Group [Member]	Jun. 30, 2020
Operations And Amounts LineItems
Total Moratoriums And Guarantees	50,049,513,228
Credit Investment	11.90%
Existing Moratoriums [Member]
Operations And Amounts LineItems
Moratorium	29,668,411,180
Ended Moratoriums [Member]
Operations And Amounts LineItems
Moratorium	6,590,198,784
Total
Operations And Amounts LineItems
Moratorium	36,258,609,964
Public Guarantee	13,790,903,264
Number Of Clients [Member]
Operations And Amounts LineItems
Moratorium	3,138,894
Public Guarantee	196,186

Note 6 - Risk Management - Oper

Note 6 - Risk Management - Operations Of Loans Given By The Group With PublicGuarantees (Details)	6 Months Ended
	Jun. 30, 2020EUR (€)
Group [Member]
Loans Operations And Amounts Line Items
Public Guarantees Given By The Group	€ 13,791,000,000
Private Individuals [Member]
Loans Operations And Amounts Line Items
Public Guarantees Given By The Group	863,000,000
Mortages [Member]
Loans Operations And Amounts Line Items
Public Guarantees Given By The Group	1,000,000
Small Companies [Member]
Loans Operations And Amounts Line Items
Public Guarantees Given By The Group	7,723,000,000
Non Financial Entities [Member]
Loans Operations And Amounts Line Items
Public Guarantees Given By The Group	5,126,000,000
Other [Member]
Loans Operations And Amounts Line Items
Public Guarantees Given By The Group	79,000,000
Existing Moratoriums [Member] | Group [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	29,668,000,000
Existing Moratoriums [Member] | Private Individuals [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	17,975,000,000
Existing Moratoriums [Member] | Mortages [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	9,318,000,000
Existing Moratoriums [Member] | Small Companies [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	6,397,000,000
Existing Moratoriums [Member] | Non Financial Entities [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	5,006,000,000
Existing Moratoriums [Member] | Other [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	290,000,000
Ended Moratoriums [Member] | Group [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	6,590,000,000
Ended Moratoriums [Member] | Private Individuals [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	3,563,000,000
Ended Moratoriums [Member] | Mortages [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	2,152,000,000
Ended Moratoriums [Member] | Small Companies [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	792,000,000
Ended Moratoriums [Member] | Non Financial Entities [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	2,221,000,000
Ended Moratoriums [Member] | Other [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	14,000,000
Total | Group [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	36,259,000,000
Total | Private Individuals [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	21,538,000,000
Total | Mortages [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	11,470,000,000
Total | Small Companies [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	7,189,000,000
Total | Non Financial Entities [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	7,227,000,000
Total | Other [Member]
Loans Operations And Amounts Line Items
Moratoriums Public Guarantees	€ 304,000,000

Note 6 - Risk Management -Princ

Note 6 - Risk Management -Principal Geographical Areas GDP (Details)	6 Months Ended
	Jun. 30, 2020
GDP [Member] | Spain [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	(11.54%)
GDP [Member] | Spain [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	7.53%
GDP [Member] | Spain [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	2.94%
GDP [Member] | Spain [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	2.09%
GDP [Member] | Spain [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	2.07%
GDP [Member] | Spain [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	2.00%
GDP [Member] | Mexico [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	(9.97%)
GDP [Member] | Mexico [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.08%
GDP [Member] | Mexico [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.18%
GDP [Member] | Mexico [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	1.49%
GDP [Member] | Mexico [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	1.53%
GDP [Member] | Mexico [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	1.46%
GDP [Member] | United States [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	(4.40%)
GDP [Member] | United States [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	3.58%
GDP [Member] | United States [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	2.36%
GDP [Member] | United States [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	2.08%
GDP [Member] | United States [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	2.09%
GDP [Member] | United States [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	2.11%
GDP [Member] | Peru [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	(14.97%)
GDP [Member] | Peru [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	8.86%
GDP [Member] | Peru [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	3.53%
GDP [Member] | Peru [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	3.68%
GDP [Member] | Peru [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	3.63%
GDP [Member] | Peru [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	3.21%
GDP [Member] | Argetina [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	(5.94%)
GDP [Member] | Argetina [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	1.54%
GDP [Member] | Argetina [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	2.02%
GDP [Member] | Argetina [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	1.96%
GDP [Member] | Argetina [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	1.97%
GDP [Member] | Argetina [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	1.99%
GDP [Member] | Colombia [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	(3.07%)
GDP [Member] | Colombia [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	3.98%
GDP [Member] | Colombia [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	2.64%
GDP [Member] | Colombia [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	3.32%
GDP [Member] | Colombia [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	3.47%
GDP [Member] | Colombia [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	3.70%
GDP [Member] | Turkey [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	0.15%
GDP [Member] | Turkey [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	5.04%
GDP [Member] | Turkey [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.53%
GDP [Member] | Turkey [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.52%
GDP [Member] | Turkey [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.51%
GDP [Member] | Turkey [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.50%
Unemployment [Member] | Spain [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	20.49%
Unemployment [Member] | Spain [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	17.33%
Unemployment [Member] | Spain [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	15.68%
Unemployment [Member] | Spain [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	14.42%
Unemployment [Member] | Spain [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	13.25%
Unemployment [Member] | Spain [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	12.11%
Unemployment [Member] | Mexico [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.59%
Unemployment [Member] | Mexico [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.45%
Unemployment [Member] | Mexico [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.03%
Unemployment [Member] | Mexico [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.06%
Unemployment [Member] | Mexico [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.05%
Unemployment [Member] | Mexico [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.02%
Unemployment [Member] | United States [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	7.82%
Unemployment [Member] | United States [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	5.02%
Unemployment [Member] | United States [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.24%
Unemployment [Member] | United States [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.09%
Unemployment [Member] | United States [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.10%
Unemployment [Member] | United States [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	4.10%
Unemployment [Member] | Peru [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	30.07%
Unemployment [Member] | Peru [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	13.10%
Unemployment [Member] | Peru [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	11.48%
Unemployment [Member] | Peru [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	11.39%
Unemployment [Member] | Peru [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	11.30%
Unemployment [Member] | Peru [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	11.20%
Unemployment [Member] | Argetina [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	14.23%
Unemployment [Member] | Argetina [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	11.53%
Unemployment [Member] | Argetina [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	10.23%
Unemployment [Member] | Argetina [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	9.70%
Unemployment [Member] | Argetina [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	8.75%
Unemployment [Member] | Argetina [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	7.78%
Unemployment [Member] | Colombia [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	16.95%
Unemployment [Member] | Colombia [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	14.13%
Unemployment [Member] | Colombia [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	11.81%
Unemployment [Member] | Colombia [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	11.63%
Unemployment [Member] | Colombia [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	11.42%
Unemployment [Member] | Colombia [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	11.22%
Unemployment [Member] | Turkey [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	14.03%
Unemployment [Member] | Turkey [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	13.43%
Unemployment [Member] | Turkey [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	10.78%
Unemployment [Member] | Turkey [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	10.38%
Unemployment [Member] | Turkey [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	10.23%
Unemployment [Member] | Turkey [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	10.03%
HPR [Member] | Spain [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	(4.08%)
HPR [Member] | Spain [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	(5.24%)
HPR [Member] | Spain [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	6.28%
HPR [Member] | Spain [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	5.01%
HPR [Member] | Spain [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	3.65%
HPR [Member] | Spain [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	3.11%
HPR [Member] | Mexico [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	2.02%
HPR [Member] | Mexico [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	(1.53%)
HPR [Member] | Mexico [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	0.09%
HPR [Member] | Mexico [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	(0.02%)
HPR [Member] | Mexico [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	0.67%
HPR [Member] | Mexico [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	0.95%
HPR [Member] | United States [Member] | Year 2020 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	(0.33%)
HPR [Member] | United States [Member] | Year 2021 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	(0.39%)
HPR [Member] | United States [Member] | Year 2022 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	1.86%
HPR [Member] | United States [Member] | Year 2023 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	2.59%
HPR [Member] | United States [Member] | Year 2024 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	2.14%
HPR [Member] | United States [Member] | Year 2025 [Member]
Type Of GDP Scenarios [Table]
GDP Scenarios Line Items	1.55%

Note 6 - Risk Management - Maxi

Note 6 - Risk Management - Maximum Credit Risk Exposure (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Financial Assets Held For Trading [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	€ 70,093,000,000	€ 69,503,000,000
Debt securities Financial Assets Held for trading [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	26,640,000,000	26,309,000,000
Equity Instruments Financial Assets Held for trading [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	5,862,000,000	8,892,000,000
Loans and Advances to Customers Financial Assets Held for trading [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	37,591,000,000	34,303,000,000
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	4,998,000,000	5,557,000,000
Loans and Advances Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	690,000,000	1,120,000,000
Debt Securities Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	250,000,000	110,000,000
Equity Instruments Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	4,058,000,000	4,327,000,000
Financial assets designated at fair value throught profit or loss [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	1,098,000,000	1,214,000,000
Derivatives tradings and hedging [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	51,649,000,000	39,462,000,000
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	70,207,000,000	61,293,000,000
Debt securities Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	68,385,000,000	58,841,000,000
Debt securities Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	68,079,000,000	58,590,000,000
Debt securities Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	5,000,000	250,000,000
Debt securities Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	301,000,000	0
Equity Instruments Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	1,789,000,000	2,420,000,000
Loans And Advances To Credit Iinstitutions Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	33,000,000	33,000,000
Loans And Advances To Credit Iinstitutions Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	33,000,000	33,000,000
Loans And Advances To Credit Iinstitutions Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	0	0
Loans And Advances To Credit Iinstitutions Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	0	0
Financial Assets At Amortised Cost Member | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	463,887,000,000	451,640,000,000
Financial Assets At Amortised Cost Member | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	413,517,000,000	402,024,000,000
Financial Assets At Amortised Cost Member | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	34,686,000,000	33,624,000,000
Financial Assets At Amortised Cost Member | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	15,684,000,000	15,993,000,000
Loans and advances to central banks Financial Assets At Amortised Cost [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	4,792,000,000	4,285,000,000
Loans and advances to central banks Financial Assets At Amortised Cost [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	4,792,000,000	4,285,000,000
Loans and advances to central banks Financial Assets At Amortised Cost [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	0	0
Loans and advances to central banks Financial Assets At Amortised Cost [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	0	0
Loans and advances to credit institutions Financial Assets At Amortised Cost [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	14,859,000,000	13,664,000,000
Loans and advances to credit institutions Financial Assets At Amortised Cost [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	14,822,000,000	13,500,000,000
Loans and advances to credit institutions Financial Assets At Amortised Cost [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	32,000,000	158,000,000
Loans and advances to credit institutions Financial Assets At Amortised Cost [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	6,000,000	6,000,000
Loans and advances to customers Financial Assets At Amortised Cost [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	400,764,000,000	394,763,000,000
Loans and advances to customers Financial Assets At Amortised Cost [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	350,558,000,000	345,449,000,000
Loans and advances to customers Financial Assets At Amortised Cost [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	34,568,000,000	33,360,000,000
Loans and advances to customers Financial Assets At Amortised Cost [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	15,637,000,000	15,954,000,000
Debt securities Financial Assets At Amortised Cost [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	43,473,000,000	38,930,000,000
Debt securities Financial Assets At Amortised Cost [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	43,346,000,000	38,790,000,000
Debt securities Financial Assets At Amortised Cost [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	86,000,000	106,000,000
Debt securities Financial Assets At Amortised Cost [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	41,000,000	33,000,000
Total Financial Assets Risk [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	661,932,000,000	628,670,000,000
Total Financial Assets Risk [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	0
Total Financial Assets Risk [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	0
Total Financial Assets Risk [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	0
Total Loan Commitments and Financial Guarantees [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	184,046,000,000	181,116,000,000
Total Loan Commitments and Financial Guarantees [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	171,130,000,000	169,663,000,000
Total Loan Commitments and Financial Guarantees [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	11,987,000,000	10,452,000,000
Total Loan Commitments and Financial Guarantees [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	929,000,000	1,001,000,000
Loans Given Commitments [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	134,494,000,000	130,923,000,000
Loans Given Commitments [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	126,310,000,000	123,707,000,000
Loans Given Commitments [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	7,957,000,000	6,945,000,000
Loans Given Commitments [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	227,000,000	270,000,000
Financial Guarantees Given [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	10,989,000,000	10,984,000,000
Financial Guarantees Given [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	9,709,000,000	9,804,000,000
Financial Guarantees Given [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	1,020,000,000	955,000,000
Financial Guarantees Given [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	261,000,000	224,000,000
Other Commitments Given [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	38,563,000,000	39,209,000,000
Other Commitments Given [Member] | Stage 1 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	35,111,000,000	36,151,000,000
Other Commitments Given [Member] | Stage 2 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	3,010,000,000	2,552,000,000
Other Commitments Given [Member] | Stage 3 [Member]
Credit Exposure Line Items
Maximum Exposure To Credit Risk	441,000,000	506,000,000
Total Maximun Credit Exposure [Member] | Total
Credit Exposure Line Items
Maximum Exposure To Credit Risk	€ 845,978,000,000	€ 809,786,000,000

Note 6 - Risk Management - Cred

Note 6 - Risk Management - Credit Risk Exposure By Stages and geographic location (Details) - EUR (€)		Jun. 30, 2020	Dec. 31, 2019
Spain [Member] | Total
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[1]	€ 206,649,000,000	€ 197,058,000,000
Accumulated Value Correction	[1]	(5,734,000,000)	(5,311,000,000)
Net Amount	[1]	200,915,000,000	191,747,000,000
Spain [Member] | Stage 1 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[1]	184,249,000,000	173,843,000,000
Accumulated Value Correction	[1]	(824,000,000)	(712,000,000)
Net Amount	[1]	183,425,000,000	173,131,000,000
Spain [Member] | Stage 2 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[1]	14,077,000,000	14,599,000,000
Accumulated Value Correction	[1]	(785,000,000)	(661,000,000)
Net Amount	[1]	13,292,000,000	13,939,000,000
Spain [Member] | Stage 3 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[1]	8,323,000,000	8,616,000,000
Accumulated Value Correction	[1]	(4,125,000,000)	(3,939,000,000)
Net Amount	[1]	4,198,000,000	4,677,000,000
United States [Member] | Total
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure		61,572,000,000	57,387,000,000
Accumulated Value Correction		(1,028,000,000)	(688,000,000)
Net Amount		60,544,000,000	56,699,000,000
United States [Member] | Stage 1 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure		52,860,000,000	49,744,000,000
Accumulated Value Correction		(317,000,000)	(165,000,000)
Net Amount		52,542,000,000	49,580,000,000
United States [Member] | Stage 2 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure		7,939,000,000	7,011,000,000
Accumulated Value Correction		(471,000,000)	(342,000,000)
Net Amount		7,468,000,000	6,670,000,000
United States [Member] | Stage 3 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure		773,000,000	632,000,000
Accumulated Value Correction		(240,000,000)	(182,000,000)
Net Amount		533,000,000	450,000,000
Mexico [Member] | Total
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure		51,414,000,000	60,099,000,000
Accumulated Value Correction		(1,972,000,000)	(2,013,000,000)
Net Amount		49,442,000,000	58,087,000,000
Mexico [Member] | Stage 1 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure		45,386,000,000	54,748,000,000
Accumulated Value Correction		(761,000,000)	(697,000,000)
Net Amount		44,626,000,000	54,052,000,000
Mexico [Member] | Stage 2 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure		4,833,000,000	3,873,000,000
Accumulated Value Correction		(459,000,000)	(404,000,000)
Net Amount		4,374,000,000	3,469,000,000
Mexico [Member] | Stage 3 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure		1,194,000,000	1,478,000,000
Accumulated Value Correction		(752,000,000)	(912,000,000)
Net Amount		442,000,000	566,000,000
Turkey [Member] | Total
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[2]	44,061,000,000	43,113,000,000
Accumulated Value Correction	[2]	(2,865,000,000)	(2,613,000,000)
Net Amount	[2]	41,196,000,000	40,500,000,000
Turkey [Member] | Stage 1 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[2]	36,113,000,000	34,536,000,000
Accumulated Value Correction	[2]	(215,000,000)	(189,000,000)
Net Amount	[2]	35,898,000,000	34,347,000,000
Turkey [Member] | Stage 2 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[2]	4,417,000,000	5,127,000,000
Accumulated Value Correction	[2]	(600,000,000)	(450,000,000)
Net Amount	[2]	3,817,000,000	4,677,000,000
Turkey [Member] | Stage 3 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[2]	3,532,000,000	3,451,000,000
Accumulated Value Correction	[2]	(2,050,000,000)	(1,974,000,000)
Net Amount	[2]	1,482,000,000	1,477,000,000
South America [Member] | Total
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[3]	36,202,000,000	36,265,000,000
Accumulated Value Correction	[3]	(1,944,000,000)	(1,769,000,000)
Net Amount	[3]	34,258,000,000	34,497,000,000
South America [Member] | Stage 1 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[3]	31,099,000,000	31,754,000,000
Accumulated Value Correction	[3]	(390,000,000)	(366,000,000)
Net Amount	[3]	30,709,000,000	31,388,000,000
South America [Member] | Stage 2 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[3]	3,298,000,000	2,742,000,000
Accumulated Value Correction	[3]	(422,000,000)	(323,000,000)
Net Amount	[3]	2,876,000,000	2,419,000,000
South America [Member] | Stage 3 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[3]	1,804,000,000	1,769,000,000
Accumulated Value Correction	[3]	(1,131,000,000)	(1,079,000,000)
Net Amount	[3]	672,000,000	690,000,000
Other [Member] | Total
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure		866,000,000	839,000,000
Accumulated Value Correction		(9,000,000)	(8,000,000)
Net Amount		857,000,000	832,000,000
Other [Member] | Stage 1 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure		851,000,000	824,000,000
Accumulated Value Correction		(1,000,000)	(1,000,000)
Net Amount		850,000,000	823,000,000
Other [Member] | Stage 2 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure		5,000,000	7,000,000
Accumulated Value Correction		0	(1,000,000)
Net Amount		4,000,000	6,000,000
Other [Member] | Stage 3 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure		10,000,000	9,000,000
Accumulated Value Correction		(7,000,000)	(6,000,000)
Net Amount		3,000,000	2,000,000
Total | Total
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[4]	400,764,000,000	394,763,000,000
Accumulated Value Correction	[4]	(13,552,000,000)	(12,402,000,000)
Net Amount	[4]	387,212,000,000	382,360,000,000
Total | Stage 1 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[4]	350,558,000,000	345,449,000,000
Accumulated Value Correction	[4]	(2,508,000,000)	(2,129,000,000)
Net Amount	[4]	348,050,000,000	343,320,000,000
Total | Stage 2 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[4]	34,568,000,000	33,360,000,000
Accumulated Value Correction	[4]	(2,736,000,000)	(2,181,000,000)
Net Amount	[4]	31,832,000,000	31,179,000,000
Total | Stage 3 [Member]
Disclosure Of Credit Risk By Stages And Geographic Location Line Items
Maximum Credit Risk Exposure	[4]	15,637,000,000	15,954,000,000
Accumulated Value Correction	[4]	(8,307,000,000)	(8,093,000,000)
Net Amount	[4]	€ 7,330,000,000	€ 7,861,000,000
[1]	(*) Spain includes all the countries where BBVA, S.A. operates .
[2]	(**) Turkey includes all the countries in which Garanti BBVA operates .
[3]	(***) In South America, BBVA Group operates in Argentina, Chile, Colombia, Paraguay, Peru, Uruguay and Venezuela .
[4]	(****) The amount of the accumulated impairment includes the provisions recorded for credit risk over the remaining expected lifetime of purchased financial instruments. Those provisions were determined at the moment of the Purchase Price Allocation (PPA) and were originated mainly in the acquisition of Catalunya Banc S.A. (as of June 30, 2020, the remaining balance was €399 million). These valuation adjustments are recognized in the consolidated income statement during the residual life of the instrument or applied as allowances in the value of the financial instrument when the losses materialize.

Note 6 - Risk Management - Brea

Note 6 - Risk Management - Breakdown Loans and Advances Net of Impairment Losses (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
On demand and short notice [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	€ 0	€ 0
On demand and short notice [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	37,000,000	9,000,000
On demand and short notice [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0	0
On demand and short notice [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	164,000,000	118,000,000
On demand and short notice [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	2,126,000,000	2,328,000,000
On demand and short notice [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	516,000,000	595,000,000
On demand and short notice [Member] | By Product [Member] | Total
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	2,844,000,000	3,050,000,000
On demand and short notice [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	3,048,000,000	3,251,000,000
Credit Card Debt [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0	0
Credit Card Debt [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	9,000,000	10,000,000
Credit Card Debt [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0	1,000,000
Credit Card Debt [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	1,000,000	3,000,000
Credit Card Debt [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	1,555,000,000	1,940,000,000
Credit Card Debt [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	11,717,000,000	14,401,000,000
Credit Card Debt [Member] | By Product [Member] | Total
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	13,283,000,000	16,355,000,000
Credit Card Debt [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	14,486,000,000	17,608,000,000
Trade Receivables [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	796,000,000	971,000,000
Trade Receivables [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0	0
Trade Receivables [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	470,000,000	230,000,000
Trade Receivables [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	12,805,000,000	15,976,000,000
Trade Receivables [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	71,000,000	99,000,000
Trade Receivables [Member] | By Product [Member] | Total
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	14,142,000,000	17,276,000,000
Trade Receivables [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	14,444,000,000	17,617,000,000
Finance Leases [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0	0
Finance Leases [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	195,000,000	227,000,000
Finance Leases [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0	0
Finance Leases [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	5,000,000	6,000,000
Finance Leases [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	7,561,000,000	8,091,000,000
Finance Leases [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	351,000,000	387,000,000
Finance Leases [Member] | By Product [Member] | Total
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	8,113,000,000	8,711,000,000
Finance Leases [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	8,474,000,000	9,095,000,000
Reverse Repurchase Agreements [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	430,000,000	0
Reverse Repurchase Agreements [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0	0
Reverse Repurchase Agreements [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	2,269,000,000	1,817,000,000
Reverse Repurchase Agreements [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	887,000,000	0
Reverse Repurchase Agreements [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	60,000,000	26,000,000
Reverse Repurchase Agreements [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0	0
Reverse Repurchase Agreements [Member] | By Product [Member] | Total
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	3,647,000,000	1,843,000,000
Reverse Repurchase Agreements [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	3,656,000,000	1,848,000,000
Other Term Loans [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	4,311,000,000	4,240,000,000
Other Term Loans [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	25,930,000,000	26,734,000,000
Other Term Loans [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	3,793,000,000	4,121,000,000
Other Term Loans [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	8,518,000,000	7,795,000,000
Other Term Loans [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	153,588,000,000	137,934,000,000
Other Term Loans [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	154,750,000,000	160,223,000,000
Other Term Loans [Member] | By Product [Member] | Total
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	350,890,000,000	341,047,000,000
Other Term Loans [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	362,342,000,000	351,230,000,000
Advances That Are Not Loans [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	32,000,000	35,000,000
Advances That Are Not Loans [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	377,000,000	865,000,000
Advances That Are Not Loans [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	8,812,000,000	7,743,000,000
Advances That Are Not Loans [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	3,489,000,000	3,056,000,000
Advances That Are Not Loans [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	1,437,000,000	951,000,000
Advances That Are Not Loans [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	486,000,000	506,000,000
Advances That Are Not Loans [Member] | By Product [Member] | Total
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	14,632,000,000	13,156,000,000
Advances That Are Not Loans [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	14,688,000,000	13,214,000,000
Total Member [Member] | By Product [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	4,773,000,000	4,275,000,000
Total Member [Member] | By Product [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	27,343,000,000	28,816,000,000
Total Member [Member] | By Product [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	14,875,000,000	13,682,000,000
Total Member [Member] | By Product [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	13,535,000,000	11,208,000,000
Total Member [Member] | By Product [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	179,132,000,000	167,246,000,000
Total Member [Member] | By Product [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	167,892,000,000	176,211,000,000
Total Member [Member] | By Product [Member] | Total
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	407,549,000,000	401,438,000,000
Total Member [Member] | By Product [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	421,137,000,000	413,863,000,000
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	953,000,000	1,067,000,000
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	0	15,000,000
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	300,000,000	261,000,000
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	30,850,000,000	23,575,000,000
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	106,609,000,000	111,085,000,000
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | Total
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	138,712,000,000	136,003,000,000
Loans and Advances Net Of Impairment Losses Of Which: Mortgage Loans [Member] | By Secured Loans [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	142,457,000,000	139,317,000,000
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Central Banks [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	430,000,000	0
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | General Government [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	4,660,000,000	10,447,000,000
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Credit Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	1,763,000,000	93,000,000
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Other Financial Institutions [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	1,629,000,000	2,106,000,000
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	16,238,000,000	29,009,000,000
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	4,675,000,000	6,893,000,000
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Total
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	29,396,000,000	48,548,000,000
Loans and Advances Net Of Impairment Losses Of Which: Other Collateralized Loans [Member] | By Secured Loans [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	29,986,000,000	49,266,000,000
Loans and Advances Net Of Impairment Losses Of Which: Credit For Consumpltion [Member] | By Purpose of the Loan [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	43,048,000,000	46,356,000,000
Loans and Advances Net Of Impairment Losses Of Which: Credit For Consumpltion [Member] | By Purpose of the Loan [Member] | Total
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	43,048,000,000	46,356,000,000
Loans and Advances Net Of Impairment Losses Of Which: Credit For Consumpltion [Member] | By Purpose of the Loan [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	46,148,000,000	49,474,000,000
Loans and Advances Net Of Impairment Losses Of Which: Lending For House Purchase [Member] | By Purpose of the Loan [Member] | Households [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	108,159,000,000	110,178,000,000
Loans and Advances Net Of Impairment Losses Of Which: Lending For House Purchase [Member] | By Purpose of the Loan [Member] | Total
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	108,159,000,000	110,178,000,000
Loans and Advances Net Of Impairment Losses Of Which: Lending For House Purchase [Member] | By Purpose of the Loan [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	110,005,000,000	111,636,000,000
Loans and Advances Net Of Impairment Losses Of Which: Project Finance Loans [Member] | By Subordination [Member] | Corporate Entities [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	12,047,000,000	12,259,000,000
Loans and Advances Net Of Impairment Losses Of Which: Project Finance Loans [Member] | By Subordination [Member] | Total
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	12,047,000,000	12,259,000,000
Loans and Advances Net Of Impairment Losses Of Which: Project Finance Loans [Member] | By Subordination [Member] | Gross carrying amount [Member]
Disclosure of Loans and Advances Net Of Impairment Losses Line Items
Loans and Advances Net Of Impairment Losses	€ 12,328,000,000	€ 12,415,000,000

Note 6 - Risk Management - Guar

Note 6 - Risk Management - Guaranteed financial instruments based on IFRS9 (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Impaired Financial Assets At Amortised Cost Line Items
Impaired Financial Assets At Amortised Cost	€ 213,425,000,000	€ 187,918,000,000
Real Guarantees [Member]
Impaired Financial Assets At Amortised Cost Line Items
Impaired Financial Assets At Amortised Cost	157,585,000,000	152,454,000,000
Real Guarantees [Member] | Of Which Normal Risk [Member]
Impaired Financial Assets At Amortised Cost Line Items
Impaired Financial Assets At Amortised Cost	14,983,000,000	14,623,000,000
Real Guarantees [Member] | Of Which Doubtful Risk [Member]
Impaired Financial Assets At Amortised Cost Line Items
Impaired Financial Assets At Amortised Cost	4,204,000,000	4,590,000,000
Other guarantees [Member]
Impaired Financial Assets At Amortised Cost Line Items
Impaired Financial Assets At Amortised Cost	55,840,000,000	35,464,000,000
Other guarantees [Member] | Of Which Normal Risk [Member]
Impaired Financial Assets At Amortised Cost Line Items
Impaired Financial Assets At Amortised Cost	4,239,000,000	3,306,000,000
Other guarantees [Member] | Of Which Doubtful Risk [Member]
Impaired Financial Assets At Amortised Cost Line Items
Impaired Financial Assets At Amortised Cost	€ 559,000,000	€ 542,000,000

Note 6 - Risk Management - Loan

Note 6 - Risk Management - Loans And Advances Impaired (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Loans And Advances Line Items
Book Value	€ 420,414,000,000	€ 412,711,000,000
Loand And Advances Impaired	15,643,000,000	15,959,000,000
Accumulated Impairment	€ (13,588,000,000)	€ (12,427,000,000)
Impaired Loans As A Percentage Of Categorized Loans	0.00%	0.00%
Central Banks [Member]
Loans And Advances Line Items
Book Value	€ 4,792,000,000	€ 4,285,000,000
Loand And Advances Impaired	0	0
Accumulated Impairment	€ (19,000,000)	€ (9,000,000)
Impaired Loans As A Percentage Of Categorized Loans	0.30%	0.30%
General Government [Member]
Loans And Advances Line Items
Book Value	€ 27,342,000,000	€ 28,281,000,000
Loand And Advances Impaired	77,000,000	88,000,000
Accumulated Impairment	€ (83,000,000)	€ (60,000,000)
Impaired Loans As A Percentage Of Categorized Loans	0.00%	0.00%
Credit Institutions [Member]
Loans And Advances Line Items
Book Value	€ 14,859,000,000	€ 13,664,000,000
Loand And Advances Impaired	6,000,000	6,000,000
Accumulated Impairment	€ (17,000,000)	€ (15,000,000)
Impaired Loans As A Percentage Of Categorized Loans	0.10%	0.20%
Other Financial Institutions [Member]
Loans And Advances Line Items
Book Value	€ 13,585,000,000	€ 11,239,000,000
Loand And Advances Impaired	17,000,000	17,000,000
Accumulated Impairment	€ (50,000,000)	€ (31,000,000)
Impaired Loans As A Percentage Of Categorized Loans	4.40%	4.90%
Non Financial Institutions [Member]
Loans And Advances Line Items
Book Value	€ 185,821,000,000	€ 173,254,000,000
Loand And Advances Impaired	8,190,000,000	8,467,000,000
Accumulated Impairment	€ (7,224,000,000)	€ (6,465,000,000)
Impaired Loans As A Percentage Of Categorized Loans	4.20%	4.10%
Households [Member]
Loans And Advances Line Items
Book Value	€ 174,015,000,000	€ 181,989,000,000
Loand And Advances Impaired	7,352,000,000	7,381,000,000
Accumulated Impairment	€ (6,195,000,000)	€ (5,847,000,000)
Impaired Loans As A Percentage Of Categorized Loans	3.70%	3.90%

Note 6 - Risk Management - Reco

Note 6 - Risk Management - Reconciliation Of Changes In Impairment (Details) - EUR (€)		6 Months Ended	12 Months Ended
		Jun. 30, 2020	Dec. 31, 2019
Financial Assets at the beginning		€ 16,770,000,000	€ 17,134,000,000
Increase Decrease In Financial Assets Abstract
Additions Of Impaired Assets		4,581,000,000	9,857,000,000
Decrease Of Impaired Assets	[1]	(2,517,000,000)	(5,874,000,000)
Net Additions Of Impaired Assets		2,064,000,000	3,983,000,000
Decrease Through Write off Financial Assets		(1,778,000,000)	(3,803,000,000)
Increase Decrease Through Foreign Exchange And Other Movements Financial Assets		(322,000,000)	(544,000,000)
Financial Assets at the end		€ 16,734,000,000	€ 16,770,000,000
[1]	(*) Reflects the total amount of impaired loans derecognized from the consolidated balance sheet throughout the period as a result of mortgage foreclosures and real estate assets received in lieu of payment as well as monetary recoveries.

Note 6 - Risk Management - Corr

Note 6 - Risk Management - Corrections Loans And Advances At Amortized Cost (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Disclosure Of Value Corrections Of Loans and advances at amortized cost line items
Value Corrections Loans And Advances	€ (12,427,000,000)	€ (12,217,000,000)
Endowments To Profi tOr Loss [Member]
Disclosure Of Value Corrections Of Loans and advances at amortized cost line items
Value Corrections Loans And Advances	(6,723,000,000)	(10,236,000,000)
Retrievals [Member]
Disclosure Of Value Corrections Of Loans and advances at amortized cost line items
Value Corrections Loans And Advances	3,070,000,000	5,990,000,000
Transfers To Suspended Credits And Exchange Rate [Member]
Disclosure Of Value Corrections Of Loans and advances at amortized cost line items
Value Corrections Loans And Advances	2,493,000,000	4,036,000,000
Stage 1 [Member] | Endowments To Profi tOr Loss [Member]
Disclosure Of Value Corrections Of Loans and advances at amortized cost line items
Value Corrections Loans And Advances	(1,603,000,000)	(1,650,000,000)
Stage 1 [Member] | Retrievals [Member]
Disclosure Of Value Corrections Of Loans and advances at amortized cost line items
Value Corrections Loans And Advances	960,000,000	1,312,000,000
Stage 2 [Member] | Endowments To Profi tOr Loss [Member]
Disclosure Of Value Corrections Of Loans and advances at amortized cost line items
Value Corrections Loans And Advances	(1,771,000,000)	(1,923,000,000)
Stage 2 [Member] | Retrievals [Member]
Disclosure Of Value Corrections Of Loans and advances at amortized cost line items
Value Corrections Loans And Advances	812,000,000	1,298,000,000
Stage 3 [Member] | Endowments To Profi tOr Loss [Member]
Disclosure Of Value Corrections Of Loans and advances at amortized cost line items
Value Corrections Loans And Advances	(3,350,000,000)	(6,664,000,000)
Stage 3 [Member] | Retrievals [Member]
Disclosure Of Value Corrections Of Loans and advances at amortized cost line items
Value Corrections Loans And Advances	1,298,000,000	3,380,000,000
Total
Disclosure Of Value Corrections Of Loans and advances at amortized cost line items
Value Corrections Loans And Advances	€ (13,588,000,000)	€ (12,427,000,000)

Note 7 - Fair Value - Carrying

Note 7 - Fair Value - Carrying Value And Fair Value - Assets (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Carrying Value And Fair Value Assets Line Items
Assets	€ 753,824,000,000	€ 698,690,000,000
Cash cash balances at central banks and other demand deposits [Member] | Book Value [Member]
Carrying Value And Fair Value Assets Line Items
Assets	65,877,000,000	44,303,000,000
Cash cash balances at central banks and other demand deposits [Member] | Fair Value Member
Carrying Value And Fair Value Assets Line Items
Assets	65,877,000,000	44,303,000,000
Financial Assets Held For Trading [Member] | Book Value [Member]
Carrying Value And Fair Value Assets Line Items
Assets	119,332,000,000	102,688,000,000
Financial Assets Held For Trading [Member] | Fair Value Member
Carrying Value And Fair Value Assets Line Items
Assets	119,332,000,000	102,688,000,000
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Book Value [Member]
Carrying Value And Fair Value Assets Line Items
Assets	4,998,000,000	5,557,000,000
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Fair Value Member
Carrying Value And Fair Value Assets Line Items
Assets	4,998,000,000	5,557,000,000
Financial assets designated at fair value through profit or loss [Member] | Book Value [Member]
Carrying Value And Fair Value Assets Line Items
Assets	1,098,000,000	1,214,000,000
Financial assets designated at fair value through profit or loss [Member] | Fair Value Member
Carrying Value And Fair Value Assets Line Items
Assets	1,098,000,000	1,214,000,000
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Book Value [Member]
Carrying Value And Fair Value Assets Line Items
Assets	70,045,000,000	61,183,000,000
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Fair Value Member
Carrying Value And Fair Value Assets Line Items
Assets	70,045,000,000	61,183,000,000
Financial Assets At Amortised Cost Member | Book Value [Member]
Carrying Value And Fair Value Assets Line Items
Assets	450,222,000,000	439,162,000,000
Financial Assets At Amortised Cost Member | Fair Value Member
Carrying Value And Fair Value Assets Line Items
Assets	452,719,000,000	442,788,000,000
Derivatives Hedge accounting [Member] | Book Value [Member]
Carrying Value And Fair Value Assets Line Items
Assets	2,531,000,000	1,729,000,000
Derivatives Hedge accounting [Member] | Fair Value Member
Carrying Value And Fair Value Assets Line Items
Assets	€ 2,531,000,000	€ 1,729,000,000

Note 7 - Fair Value - Carryin_2

Note 7 - Fair Value - Carrying Value And Fair Value - Liabilities (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Carrying Value And Fair Value Liabilities Line Items
Liabilities	€ 704,269,000,000	€ 643,765,000,000
Financial Liabilities Held For Trading [Member] | Book Value [Member]
Carrying Value And Fair Value Liabilities Line Items
Liabilities	108,624,000,000	89,633,000,000
Financial Liabilities Held For Trading [Member] | Fair Value Member
Carrying Value And Fair Value Liabilities Line Items
Liabilities	108,624,000,000	89,633,000,000
Financial liabilities designated at fair value throuh profit or loss [Member] | Book Value [Member]
Carrying Value And Fair Value Liabilities Line Items
Liabilities	9,203,000,000	10,010,000,000
Financial liabilities designated at fair value throuh profit or loss [Member] | Fair Value Member
Carrying Value And Fair Value Liabilities Line Items
Liabilities	9,203,000,000	10,010,000,000
Financial liabilities at amortized cost [Member] | Book Value [Member]
Carrying Value And Fair Value Liabilities Line Items
Liabilities	559,713,000,000	516,641,000,000
Financial liabilities at amortized cost [Member] | Fair Value Member
Carrying Value And Fair Value Liabilities Line Items
Liabilities	557,678,000,000	515,910,000,000
Derivatives Hedge accounting [Member] | Book Value [Member]
Carrying Value And Fair Value Liabilities Line Items
Liabilities	2,368,000,000	2,233,000,000
Derivatives Hedge accounting [Member] | Fair Value Member
Carrying Value And Fair Value Liabilities Line Items
Liabilities	€ 2,368,000,000	€ 2,233,000,000

Note 7 - Fair Value - Financial

Note 7 - Fair Value - Financial Instruments At Fair Value By Levels - Assets (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	€ 753,824,000,000	€ 698,690,000,000
Cash And Cash Balances In Central Banks And Others [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	65,686,000,000	44,111,000,000
Cash And Cash Balances In Central Banks And Others [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0
Cash And Cash Balances In Central Banks And Others [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	191,000,000	192,000,000
Financial Assets Held For Trading [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	30,604,000,000	31,135,000,000
Financial Assets Held For Trading [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	86,964,000,000	70,045,000,000
Financial Assets Held For Trading [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	1,763,000,000	1,508,000,000
Financial Assets Held For Trading [Member] | Loans and advances at fair value [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	2,483,000,000	697,000,000
Financial Assets Held For Trading [Member] | Loans and advances at fair value [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	33,848,000,000	32,321,000,000
Financial Assets Held For Trading [Member] | Loans and advances at fair value [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	1,261,000,000	1,285,000,000
Financial Assets Held For Trading [Member] | Debt Securities [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	15,246,000,000	18,076,000,000
Financial Assets Held For Trading [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	11,304,000,000	8,178,000,000
Financial Assets Held For Trading [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	89,000,000	55,000,000
Financial Assets Held For Trading [Member] | Equity instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	5,751,000,000	8,832,000,000
Financial Assets Held For Trading [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	28,000,000	0
Financial Assets Held For Trading [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	82,000,000	59,000,000
Financial Assets Held For Trading [Member] | Derivatives [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	7,124,000,000	3,530,000,000
Financial Assets Held For Trading [Member] | Derivatives [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	41,785,000,000	29,546,000,000
Financial Assets Held For Trading [Member] | Derivatives [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	331,000,000	109,000,000
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	1,629,000,000	4,305,000,000
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	2,224,000,000	92,000,000
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	1,145,000,000	1,160,000,000
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Loans and advances at fair value [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	152,000,000	82,000,000
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Loans and advances at fair value [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Loans and advances at fair value [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	538,000,000	1,038,000,000
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	205,000,000	91,000,000
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	45,000,000	19,000,000
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	1,477,000,000	4,223,000,000
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	2,019,000,000	1,000,000
Non Trading Financial Assets Mandatorily At Fair Value Through Profit Or Loss [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	562,000,000	103,000,000
Financial assets designated at fair value through profit or loss [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	925,000,000	1,214,000,000
Financial assets designated at fair value through profit or loss [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	172,000,000	0
Financial assets designated at fair value through profit or loss [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0
Financial assets designated at fair value through profit or loss [Member] | Loans and advances at fair value [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0
Financial assets designated at fair value through profit or loss [Member] | Loans and advances at fair value [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0
Financial assets designated at fair value through profit or loss [Member] | Loans and advances at fair value [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0
Financial assets designated at fair value through profit or loss [Member] | Debt Securities [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	925,000,000	1,214,000,000
Financial assets designated at fair value through profit or loss [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	172,000,000	0
Financial assets designated at fair value through profit or loss [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0
Financial assets designated at fair value through profit or loss [Member] | Equity instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0
Financial assets designated at fair value through profit or loss [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0
Financial assets designated at fair value through profit or loss [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	57,066,000,000	50,896,000,000
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	12,129,000,000	9,203,000,000
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	849,000,000	1,084,000,000
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Loans and advances at fair value [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	33,000,000	33,000,000
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Loans and advances at fair value [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Loans and advances at fair value [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	0	0
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Debt Securities [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	55,780,000,000	49,070,000,000
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Debt Securities [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	11,990,000,000	9,057,000,000
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Debt Securities [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	452,000,000	604,000,000
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Equity instruments [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	1,254,000,000	1,794,000,000
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Equity instruments [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	139,000,000	146,000,000
Financial Assets At Fair Value Through Other Comprehensive Income [Member] | Equity instruments [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	397,000,000	480,000,000
Financial Assets at amortized cost [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	32,880,000,000	29,391,000,000
Financial Assets at amortized cost [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	26,566,000,000	217,279,000,000
Financial Assets at amortized cost [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	393,273,000,000	196,119,000,000
Derivatives Hedge accounting [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	153,000,000	44,000,000
Derivatives Hedge accounting [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	2,370,000,000	1,685,000,000
Derivatives Hedge accounting [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Assets Line Items
Assets	€ 8,000,000	€ 0

Note 7 - Fair Value - Financi_2

Note 7 - Fair Value - Financial Instruments At Fair Value By Levels - Liabilities (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	€ 704,269,000,000	€ 643,765,000,000
Financial Liabilities Held For Trading [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	26,953,000,000	26,266,000,000
Financial Liabilities Held For Trading [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	80,095,000,000	62,541,000,000
Financial Liabilities Held For Trading [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	1,576,000,000	827,000,000
Financial Liabilities Held For Trading [Member] | Derivatives [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	8,612,000,000	4,425,000,000
Financial Liabilities Held For Trading [Member] | Derivatives [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	41,048,000,000	30,419,000,000
Financial Liabilities Held For Trading [Member] | Derivatives [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	494,000,000	175,000,000
Financial Liabilities Held For Trading [Member] | Short Positions [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	10,614,000,000	12,246,000,000
Financial Liabilities Held For Trading [Member] | Short Positions [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	1,219,000,000	1,000,000
Financial Liabilities Held For Trading [Member] | Short Positions [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0	2,000,000
Financial Liabilities Held For Trading [Member] | Deposits [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	7,727,000,000	9,595,000,000
Financial Liabilities Held For Trading [Member] | Deposits [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	37,828,000,000	32,121,000,000
Financial Liabilities Held For Trading [Member] | Deposits [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	1,082,000,000	649,000,000
Financial liabilities designated at fair value throuh profit or loss [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0	0
Financial liabilities designated at fair value throuh profit or loss [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	8,120,000,000	9,984,000,000
Financial liabilities designated at fair value throuh profit or loss [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	1,083,000,000	27,000,000
Financial liabilities designated at fair value throuh profit or loss [Member] | Other Financial Liabilities [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0	0
Financial liabilities designated at fair value throuh profit or loss [Member] | Other Financial Liabilities [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	4,087,000,000	4,410,000,000
Financial liabilities designated at fair value throuh profit or loss [Member] | Other Financial Liabilities [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0	0
Financial liabilities designated at fair value throuh profit or loss [Member] | Customer Deposits [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0	0
Financial liabilities designated at fair value throuh profit or loss [Member] | Customer Deposits [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	914,000,000	944,000,000
Financial liabilities designated at fair value throuh profit or loss [Member] | Customer Deposits [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0	0
Financial liabilities designated at fair value throuh profit or loss [Member] | Debt Certificates [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	0	0
Financial liabilities designated at fair value throuh profit or loss [Member] | Debt Certificates [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	3,119,000,000	4,629,000,000
Financial liabilities designated at fair value throuh profit or loss [Member] | Debt Certificates [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	1,083,000,000	27,000,000
Financial LiabilitiesAt Amortized Cost | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	92,354,000,000	67,229,000,000
Financial LiabilitiesAt Amortized Cost | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	314,925,000,000	289,599,000,000
Financial LiabilitiesAt Amortized Cost | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	150,399,000,000	159,082,000,000
Derivatives Hedge accounting [Member] | Level 1 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	48,000,000	30,000,000
Derivatives Hedge accounting [Member] | Level 2 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	2,287,000,000	2,192,000,000
Derivatives Hedge accounting [Member] | Level 3 Of Fair Value Hierarchy Member
Disclosure Of Fair Value Measurement Of Liabilities Line Items
Liabilities	€ 34,000,000	€ 11,000,000

Note 8 - Cash, Cash equivalents

Note 8 - Cash, Cash equivalents in central banks and other demand deposits and Financial liabilities measured at amortized cost - Cash, Cash equivalents in central banks and other demand deposits (Details) - EUR (€)		Jun. 30, 2020	Dec. 31, 2019
Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items
BBVA Cash Balance Available To The Date		€ 65,877,000,000	€ 44,303,000,000
Cash On Hand [Member]
Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items
BBVA Cash Balance Available To The Date		5,669,000,000	7,060,000,000
Cash balances at central banks [Member]
Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items
BBVA Cash Balance Available To The Date	[1]	54,442,000,000	31,755,000,000
Other demand deposits [Member]
Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items
BBVA Cash Balance Available To The Date		5,766,000,000	5,488,000,000
Total
Cash, Cash balances at central banks and other demand deposits and Financial liabilities measured at amortized cost Line Items
BBVA Cash Balance Available To The Date		€ 65,877,000,000	€ 44,303,000,000
[1]	(*) The variation corresponds mainly to the increase in cash held at the Bank of Spain.

Note 9 - Financial assets and_3

Note 9 - Financial assets and liabilities held for trading - Financial assets and liabilities held for trading (Details) - EUR (€)		Jun. 30, 2020	Dec. 31, 2019
Financial Assets Held For Trading Abstract
Derivative financial assets held for trading	[1]	€ 49,239,000,000	€ 33,185,000,000
Equity Instruments Held For Trading		5,862,000,000	8,892,000,000
Debt Instruments Held For Trading		26,640,000,000	26,309,000,000
Loans and receivables Held For Trading		37,591,000,000	34,303,000,000
Financial Assets Held For Trading		119,332,000,000	102,688,000,000
Financial Liabilities Held For Trading Abstract
Derivative financial liabilities, held for trading	[1]	50,154,000,000	35,019,000,000
Short positions, held for trading		11,832,000,000	12,249,000,000
Deposits held for trading		46,637,000,000	42,365,000,000
Financial Liabilities Held For Trading		108,624,000,000	89,633,000,000
Issued by central banks [Member]
Financial Assets Held For Trading Abstract
Debt Instruments Held For Trading		1,125,000,000	840,000,000
Issued by public administration [Member]
Financial Assets Held For Trading Abstract
Debt Instruments Held For Trading		23,642,000,000	23,918,000,000
Issued by credit institutions [Member]
Financial Assets Held For Trading Abstract
Debt Instruments Held For Trading		838,000,000	679,000,000
Other debt instruments [Member]
Financial Assets Held For Trading Abstract
Debt Instruments Held For Trading		1,035,000,000	872,000,000
Loans And Advances To Central Banks [Member]
Financial Assets Held For Trading Abstract
Loans and receivables Held For Trading		636,000,000	535,000,000
Loans And Advances To Credit Institutions [Member]
Financial Assets Held For Trading Abstract
Loans and receivables Held For Trading		24,912,000,000	21,286,000,000
Loans and advances at fair value [Member]
Financial Assets Held For Trading Abstract
Loans and receivables Held For Trading		12,044,000,000	12,482,000,000
Central Banks Deposits [Member]
Financial Liabilities Held For Trading Abstract
Deposits held for trading		5,685,000,000	7,635,000,000
Credit Institutions Deposits [Member]
Financial Liabilities Held For Trading Abstract
Deposits held for trading		28,617,000,000	24,969,000,000
Customers deposits [Member]
Financial Liabilities Held For Trading Abstract
Deposits held for trading		€ 12,335,000,000	€ 9,761,000,000
[1]	(*) The variation corresponds mainly to foreign exchange derivatives in BBVA S.A.

Note 10 - Non-trading financi_3

Note 10 - Non-trading financial assets mandatorily at fair value throug profit or loss (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Non trading financial assets mandatory at fair value through profit or loss Abstract
Equity Instruments Mandatorily Measured At Fair Value	€ 4,058,000,000	€ 4,327,000,000
Debt Securities At Fair Vale Mandatorily Measured At Fair Value	250,000,000	110,000,000
Loans And Advances To Customers Mandatorily Measured At Fair Value	690,000,000	1,120,000,000
Total Non Trading Financial Assets Mandatorily Measured At Fair Value Through Profit or Loss	€ 4,998,000,000	€ 5,557,000,000

Note 11 - Financial Instrumen_3

Note 11 - Financial Instruments designated at fair value through profit or loss (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Financial Assets At Fair Value Through Profit Or Loss
Debt Securities, at fair value	€ 1,098,000,000	€ 1,214,000,000
FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS	1,098,000,000	1,214,000,000
Financial Liabilities At Fair Value Through Profit Or Loss
Deposits at fair value through profit or loss	914,000,000	944,000,000
Debt securities at fair value through profit or loss	4,202,000,000	4,656,000,000
OtherFinancialLiabilitiesAndUnitLinkedProductsLiabilities	4,087,000,000	4,410,000,000
TOTAL Financial Liabilities At Fair Value Through Profit or Loss	€ 9,203,000,000	€ 10,010,000,000

Note 12 - Financial assets at_3

Note 12 - Financial assets at fair value through other comprehensive income (Details) - EUR (€)		Jun. 30, 2020	Dec. 31, 2019
Financial Assets At Fair Value Through Other Comprehensive Income Abstract
Equity instruments At Fair Value Through Other Comprehensive Income		€ 1,789,000,000	€ 2,420,000,000
Debt Instruments At Fair Value Through Other Comprehensive Income	[1]	68,223,000,000	58,731,000,000
Loans and advances at fair value through other comprehensive income		33,000,000	33,000,000
Financial Assets At Fair Value Through Other Comprehensive Income		70,045,000,000	61,183,000,000
Of Which Value Corrections Debt Instruments		€ (162,000,000)	€ (110,000,000)
[1]	(*) The variation corresponds mainly to the increase in financial assets issued by governments in BBVA, S.A .

Note 12 - Financial assets at_4

Note 12 - Financial assets at fair value through other comprehensive income equity instruments (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
National Company Shares [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	€ 2,182,000,000	€ 2,181,000,000
Fair Value Equity instruments, available-for-sale	1,141,000,000	1,674,000,000
Foreign Company Shares [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	140,000,000	136,000,000
Fair Value Equity instruments, available-for-sale	199,000,000	213,000,000
Foreign Company Shares [Member] | United States [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	31,000,000	30,000,000
Fair Value Equity instruments, available-for-sale	79,000,000	78,000,000
Foreign Company Shares [Member] | Mexico [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	1,000,000	1,000,000
Fair Value Equity instruments, available-for-sale	29,000,000	34,000,000
Foreign Company Shares [Member] | Turkey [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	3,000,000	3,000,000
Fair Value Equity instruments, available-for-sale	6,000,000	5,000,000
Foreign Company Shares [Member] | Other countries [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	106,000,000	102,000,000
Fair Value Equity instruments, available-for-sale	85,000,000	96,000,000
Subtotal Listed Equity [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	2,322,000,000	2,317,000,000
Fair Value Equity instruments, available-for-sale	1,340,000,000	1,886,000,000
National Company Shares Unlisted [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	5,000,000	5,000,000
Fair Value Equity instruments, available-for-sale	5,000,000	5,000,000
Foreign Company Shares Unlisted [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	376,000,000	450,000,000
Fair Value Equity instruments, available-for-sale	444,000,000	528,000,000
Foreign Company Shares Unlisted [Member] | United States [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	318,000,000	387,000,000
Fair Value Equity instruments, available-for-sale	351,000,000	419,000,000
Foreign Company Shares Unlisted [Member] | Mexico [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	0	0
Fair Value Equity instruments, available-for-sale	1,000,000	0
Foreign Company Shares Unlisted [Member] | Turkey [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	6,000,000	5,000,000
Fair Value Equity instruments, available-for-sale	9,000,000	9,000,000
Foreign Company Shares Unlisted [Member] | Other countries [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	52,000,000	57,000,000
Fair Value Equity instruments, available-for-sale	83,000,000	99,000,000
Subtotal Unlisted Equity [Member]
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	381,000,000	454,000,000
Fair Value Equity instruments, available-for-sale	449,000,000	533,000,000
Total
Available for sale financial assets equity instruments [Line Items]
Amortized cost equity instruments available for sale financial assets	2,703,000,000	2,772,000,000
Fair Value Equity instruments, available-for-sale	€ 1,789,000,000	€ 2,420,000,000

Note 12 - Financial assets at_5

Note 12 - Financial assets at fair value through other comprehensive income debt securities (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Issued in Euros [Member] | States And Political Subdivisions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	€ 28,151,000,000	€ 20,740,000,000
Fair Value Debt Securities Available For Sale Financial Assets	28,913,000,000	21,550,000,000
Issued in Euros [Member] | Central Banks [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	0	0
Fair Value Debt Securities Available For Sale Financial Assets	0	0
Issued in Euros [Member] | Credit Institutions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	1,050,000,000	959,000,000
Fair Value Debt Securities Available For Sale Financial Assets	1,110,000,000	1,024,000,000
Issued in Euros [Member] | Other Issuers [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	899,000,000	907,000,000
Fair Value Debt Securities Available For Sale Financial Assets	936,000,000	947,000,000
Total domestic [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	30,100,000,000	22,607,000,000
Fair Value Debt Securities Available For Sale Financial Assets	30,959,000,000	23,521,000,000
Mexico [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	7,224,000,000	7,790,000,000
Fair Value Debt Securities Available For Sale Financial Assets	7,375,000,000	7,786,000,000
Mexico [Member] | States And Political Subdivisions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	6,359,000,000	6,869,000,000
Fair Value Debt Securities Available For Sale Financial Assets	6,527,000,000	6,868,000,000
Mexico [Member] | Central Banks [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	0	0
Fair Value Debt Securities Available For Sale Financial Assets	0	0
Mexico [Member] | Credit Institutions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	62,000,000	77,000,000
Fair Value Debt Securities Available For Sale Financial Assets	63,000,000	78,000,000
Mexico [Member] | Other Issuers [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	803,000,000	843,000,000
Fair Value Debt Securities Available For Sale Financial Assets	786,000,000	840,000,000
United States [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	10,267,000,000	11,376,000,000
Fair Value Debt Securities Available For Sale Financial Assets	10,421,000,000	11,393,000,000
United States [Member] | General Government [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	6,572,000,000	8,570,000,000
Fair Value Debt Securities Available For Sale Financial Assets	6,698,000,000	8,599,000,000
United States [Member] | Total State Debt [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	4,049,000,000	5,595,000,000
Fair Value Debt Securities Available For Sale Financial Assets	4,113,000,000	5,624,000,000
United States [Member] | States And Political Subdivisions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	2,523,000,000	2,975,000,000
Fair Value Debt Securities Available For Sale Financial Assets	2,585,000,000	2,975,000,000
United States [Member] | Central Banks [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	0	0
Fair Value Debt Securities Available For Sale Financial Assets	0	0
United States [Member] | Credit Institutions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	157,000,000	122,000,000
Fair Value Debt Securities Available For Sale Financial Assets	158,000,000	124,000,000
United States [Member] | Other Issuers [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	3,538,000,000	2,684,000,000
Fair Value Debt Securities Available For Sale Financial Assets	3,565,000,000	2,670,000,000
Turkey [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	3,801,000,000	3,752,000,000
Fair Value Debt Securities Available For Sale Financial Assets	3,840,000,000	3,713,000,000
Turkey [Member] | States And Political Subdivisions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets		3,752,000,000
Fair Value Debt Securities Available For Sale Financial Assets		3,713,000,000
Turkey [Member] | Central Banks [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets		0
Fair Value Debt Securities Available For Sale Financial Assets		0
Turkey [Member] | Credit Institutions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets		0
Fair Value Debt Securities Available For Sale Financial Assets		0
Turkey [Member] | Other Issuers [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets		0
Fair Value Debt Securities Available For Sale Financial Assets		0
Other countries [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	15,143,000,000	11,870,000,000
Fair Value Debt Securities Available For Sale Financial Assets	15,628,000,000	12,318,000,000
Other countries [Member] | States And Political Subdivisions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	7,519,000,000	6,963,000,000
Fair Value Debt Securities Available For Sale Financial Assets	7,861,000,000	7,269,000,000
Other countries [Member] | Central Banks [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	1,481,000,000	1,005,000,000
Fair Value Debt Securities Available For Sale Financial Assets	1,484,000,000	1,010,000,000
Other countries [Member] | Credit Institutions [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	2,425,000,000	1,795,000,000
Fair Value Debt Securities Available For Sale Financial Assets	2,517,000,000	1,892,000,000
Other countries [Member] | Other Issuers [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	3,717,000,000	2,106,000,000
Fair Value Debt Securities Available For Sale Financial Assets	3,766,000,000	2,147,000,000
Total foreign [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	36,436,000,000	34,788,000,000
Fair Value Debt Securities Available For Sale Financial Assets	37,264,000,000	35,210,000,000
Total Domestic Foreign [Member]
Available for sale financial assets debt securities [Line Items]
Amortized cost debt securities available for sale financial assets	66,536,000,000	57,395,000,000
Fair Value Debt Securities Available For Sale Financial Assets	€ 68,223,000,000	€ 58,731,000,000

Note 12 - Financial assets at_6

Note 12 - Financial assets at fair value through other comprehensive income debt securities by rating (Details)	Jun. 30, 2020EUR (€)
AAA [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 9,806,000,000
Percentage available for sale financial assets debt securities	14.40%
AA + [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 834,000,000
Percentage available for sale financial assets debt securities	1.20%
AA [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 300,000,000
Percentage available for sale financial assets debt securities	0.40%
AA - [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 626,000,000
Percentage available for sale financial assets debt securities	0.90%
A+ [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 3,796,000,000
Percentage available for sale financial assets debt securities	5.60%
A [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 2,180,000,000
Percentage available for sale financial assets debt securities	3.20%
A - [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 31,076,000,000
Percentage available for sale financial assets debt securities	45.60%
BBB + [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 7,442,000,000
Percentage available for sale financial assets debt securities	10.90%
BBB [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 3,137,000,000
Percentage available for sale financial assets debt securities	4.60%
BBB - [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 3,691,000,000
Percentage available for sale financial assets debt securities	5.40%
Bb [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 4,925,000,000
Percentage available for sale financial assets debt securities	7.20%
Without Rating [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 412,000,000
Percentage available for sale financial assets debt securities	0.60%
Total Exposures [Member]
Available for sale financial assets debt securities by rating [Line Items]
Subtotal Debt securities, available-for-sale	€ 68,223,000,000
Percentage available for sale financial assets debt securities	100.00%

Note 12 - Financial assets at_7

Note 12 - Financial assets at fair value through other comprehensive income - Accumulated other comprehensive income items that may be reclassified to profit or loss available for sale financial assets (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Debt Securities [Member]
Financial assets at fair value throught other comprehensive income Line Items
Total Financial Assets At The Beginning	€ 1,760,000,000	€ 943,000,000
Valuation gains and losses	137,000,000	1,267,000,000
Amounts transferred to income	(71,000,000)	(119,000,000)
Income tax financial assets at fair value	4,000,000	(331,000,000)
Total Financial Assets At The End	1,830,000,000	1,760,000,000
Equity instruments [Member]
Financial assets at fair value throught other comprehensive income Line Items
Total Financial Assets At The Beginning	(403,000,000)	(155,000,000)
Valuation gains and losses	(562,000,000)	(238,000,000)
Amounts transferred to reserves	0	0
Income tax financial assets at fair value	25,000,000	(10,000,000)
Total Financial Assets At The End	€ (940,000,000)	€ (403,000,000)

Note 13 - Financial assets at_3

Note 13 - Financial assets at amortised cost - Financial assets at amortised cost (Details) - EUR (€)		Jun. 30, 2020	Dec. 31, 2019
Disclosure Of Financial Assets At Amortised Cost Line Items
Debt Securities Financial Assets at Amortized Cost		€ 43,396,000,000	€ 38,877,000,000
Loans and advances to central banks		4,773,000,000	4,275,000,000
Loans and advances to banks		14,842,000,000	13,649,000,000
Loans and Advances to customers		387,212,000,000	382,360,000,000
Total Financial Assets At Amortised Cost		450,222,000,000	439,162,000,000
Government [Member]
Disclosure Of Financial Assets At Amortised Cost Line Items
Loans and Advances to customers		27,259,000,000	28,222,000,000
Financial societies [Member]
Disclosure Of Financial Assets At Amortised Cost Line Items
Loans and Advances to customers		13,535,000,000	11,207,000,000
Non financial societies [Member]
Disclosure Of Financial Assets At Amortised Cost Line Items
Loans and Advances to customers		178,598,000,000	166,789,000,000
Rest of clients [Member]
Disclosure Of Financial Assets At Amortised Cost Line Items
Loans and Advances to customers		167,820,000,000	176,142,000,000
Of which impaired loans and advances to customers [Member]
Disclosure Of Financial Assets At Amortised Cost Line Items
Total Financial Assets At Amortised Cost	[1]	15,637,000,000	15,954,000,000
Of Which Loans And Advances Value Corrections [Member]
Disclosure Of Financial Assets At Amortised Cost Line Items
Total Financial Assets At Amortised Cost	[1]	(13,588,000,000)	(12,427,000,000)
Of which debt securities value corrections [Member]
Disclosure Of Financial Assets At Amortised Cost Line Items
Total Financial Assets At Amortised Cost		€ (77,000,000)	€ (52,000,000)
[1]	(*) See Note 6.2.

Note 13 - Financial assets at_4

Note 13 - Financial assets at amortised cost- Loans and advances to customers (Details) - Customers [Member] - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
On demand [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	€ 2,844,000,000	€ 3,050,000,000
Credit Card Debt [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	13,283,000,000	16,354,000,000
Trade Receivables [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	14,142,000,000	17,276,000,000
FinancialLeaseMember [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	8,113,000,000	8,711,000,000
Repurchase Agreements [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	947,000,000	26,000,000
Other Term Loans [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	342,180,000,000	332,160,000,000
Advances That Are Not Loans [Member]
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	5,704,000,000	4,784,000,000
Total
Disclosure Of Loans And Receivables To Customers Line Items
Loans And Receivables	€ 387,212,000,000	€ 382,360,000,000

Note 14 - Hedging derivatives_3

Note 14 - Hedging derivatives and fair value changes of the hedged items in portfolio hedge of interest rate risk - Derivatives Hedging Accounting (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Assets
HEDGING DERIVATIVES, ASSETS	€ 2,531,000,000	€ 1,729,000,000
FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, ASSETS	60,000,000	28,000,000
Liabilities Abstract
HEDGING DERIVATIVES, LIABILITIES	2,368,000,000	2,233,000,000
FAIR VALUE CHANGES OF THE HEDGED ITEMS IN PORTFOLIO HEDGES OF INTEREST RATE RISK, LIABILITIES	€ 0	€ 0

Note 15 - Investments in subs_2

Note 15 - Investments in subsidiaries, joint ventures and associates - Associates Entities and joint ventures - Breakdown by entities (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Investments In Subsidiaries Joint Ventures And Associates Line Items
Joint ventures	€ 150,000,000	€ 154,000,000
Associates	1,216,000,000	1,334,000,000
INVESTMENTS IN SUBSIDIARIES JOINT VENTURES AND ASSOCIATES	€ 1,366,000,000	€ 1,488,000,000

Note 16 - Tangible assets (Deta

Note 16 - Tangible assets (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Breakdown By Typology LineItems
Material Tangible Assets	€ 8,796,000,000	€ 9,816,000,000
Real State Investments	261,000,000	252,000,000
Fully amortized tangible assets in use	9,057,000,000	10,068,000,000
For Own Use Tangible Assets [Member]
Breakdown By Typology LineItems
Material Tangible Assets	8,578,000,000	9,554,000,000
Land And Buildings [Member]
Breakdown By Typology LineItems
Material Tangible Assets	5,584,000,000	6,001,000,000
Work In Progress Member [Member]
Breakdown By Typology LineItems
Material Tangible Assets	63,000,000	56,000,000
Furniture Fixtures And Vehicles [Member]
Breakdown By Typology LineItems
Material Tangible Assets	5,954,000,000	6,351,000,000
Use Rights [Member]
Breakdown By Typology LineItems
Material Tangible Assets	3,382,000,000	3,516,000,000
Real State Investments	83,000,000	101,000,000
Accumulated Depreciation [Member]
Breakdown By Typology LineItems
Material Tangible Assets	(5,957,000,000)	(5,969,000,000)
Real State Investments	(16,000,000)	(24,000,000)
Impairment [Member]
Breakdown By Typology LineItems
Material Tangible Assets	(447,000,000)	(402,000,000)
Real State Investments	(38,000,000)	(39,000,000)
Tangible Assets Leased out under an operating lease Member [Member]
Breakdown By Typology LineItems
Material Tangible Assets	217,000,000	263,000,000
Assests Leased Out Under An Operating Lease [Member]
Breakdown By Typology LineItems
Material Tangible Assets	280,000,000	337,000,000
Accumulated Depreciation Leased Assets [Member]
Breakdown By Typology LineItems
Material Tangible Assets	(62,000,000)	(74,000,000)
Impairment Leased Assets [Member]
Breakdown By Typology LineItems
Material Tangible Assets	0	0
Investment Property Leased Out [Member]
Breakdown By Typology LineItems
Real State Investments	228,000,000	211,000,000
Other [Member]
Breakdown By Typology LineItems
Real State Investments	€ 3,000,000	€ 4,000,000

Note 17 - Intangible assets - G

Note 17 - Intangible assets - Goodwill - Breakdown by CGU and Changes of the year - Reconciliation Of Changes In Goodwill (Details) - EUR (€)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
United States [Member]
Reconciliation Of Changes In Goodwill Line Items
Goodwill At The Beggining Of The Period	€ 3,846,000,000	€ 5,066,000,000
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	0
Increase Decrease Through Net Exchange Differences Goodwill	58,000,000	98,000,000
Impairment Loss Recognised In Profit Or Loss Goodwill	(2,084,000,000)	(1,318,000,000)
Additional Recognition Goodwill	0	0
Goodwill At The End Of The Period	1,820,000,000	3,846,000,000
Turkey [Member]
Reconciliation Of Changes In Goodwill Line Items
Goodwill At The Beggining Of The Period	346,000,000	382,000,000
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	0
Increase Decrease Through Net Exchange Differences Goodwill	(45,000,000)	(36,000,000)
Impairment Loss Recognised In Profit Or Loss Goodwill	0	0
Additional Recognition Goodwill	0	0
Goodwill At The End Of The Period	301,000,000	346,000,000
Mexico [Member]
Reconciliation Of Changes In Goodwill Line Items
Goodwill At The Beggining Of The Period	550,000,000	519,000,000
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	0
Increase Decrease Through Net Exchange Differences Goodwill	(100,000,000)	31,000,000
Impairment Loss Recognised In Profit Or Loss Goodwill	0	0
Additional Recognition Goodwill	0	0
Goodwill At The End Of The Period	450,000,000	550,000,000
Colombia [Member]
Reconciliation Of Changes In Goodwill Line Items
Goodwill At The Beggining Of The Period	164,000,000	161,000,000
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	0
Increase Decrease Through Net Exchange Differences Goodwill	(21,000,000)	3,000,000
Impairment Loss Recognised In Profit Or Loss Goodwill	0	0
Additional Recognition Goodwill	0	0
Goodwill At The End Of The Period	143,000,000	164,000,000
Chile [Member]
Reconciliation Of Changes In Goodwill Line Items
Goodwill At The Beggining Of The Period	27,000,000	29,000,000
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	0
Increase Decrease Through Net Exchange Differences Goodwill	(2,000,000)	(2,000,000)
Impairment Loss Recognised In Profit Or Loss Goodwill	0	0
Additional Recognition Goodwill	0	0
Goodwill At The End Of The Period	25,000,000	27,000,000
Rest [Member]
Reconciliation Of Changes In Goodwill Line Items
Goodwill At The Beggining Of The Period	22,000,000	23,000,000
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	0
Increase Decrease Through Net Exchange Differences Goodwill	(1,000,000)	(1,000,000)
Impairment Loss Recognised In Profit Or Loss Goodwill	0	0
Additional Recognition Goodwill	0	0
Goodwill At The End Of The Period	21,000,000	22,000,000
Total
Reconciliation Of Changes In Goodwill Line Items
Goodwill At The Beggining Of The Period	4,955,000,000	6,180,000,000
Intangible Assets and Goodwill
Increase Decrease Through Transfers And Other Changes Goodwill	0	0
Increase Decrease Through Net Exchange Differences Goodwill	(111,000,000)	93,000,000
Impairment Loss Recognised In Profit Or Loss Goodwill	(2,084,000,000)	(1,318,000,000)
Additional Recognition Goodwill	0	0
Goodwill At The End Of The Period	€ 2,760,000,000	€ 4,955,000,000

Nota 17 - Intangible assets. Im

Nota 17 - Intangible assets. Impairment test hypotheses CGU Goodwill in the United States and Turkey (Details)	Mar. 31, 2020	Dec. 31, 2019
United States [Member]
Disclosure Of Impairment Test Hypotheses Line Items
Description Of Discount Rates Applied To Cash Flow Projections	10.30%	10.00%
Description Of Growth Rate Used To Extrapolate Cash Flow Projections	3.00%	3.50%
Turkey [Member]
Disclosure Of Impairment Test Hypotheses Line Items
Description Of Discount Rates Applied To Cash Flow Projections	18.10%	17.40%
Description Of Growth Rate Used To Extrapolate Cash Flow Projections	7.00%	7.00%

Note 17 - Intangible assets Se

Note 17 - Intangible assets Sensitivity analysis (Details)	Mar. 31, 2020EUR (€)
United States [Member] | Impact Of An Increase 50 Percent Basis Point [Member] | Discount Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	€ (755,000,000)	[1]
United States [Member] | Impact Of An Increase 50 Percent Basis Point [Member] | Sustainable Growth Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	270,000,000	[1]
United States [Member] | Impact Of A Decrease 50 Percent Basis Point [Member] | Discount Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	869,000,000	[1]
United States [Member] | Impact Of A Decrease 50 Percent Basis Point [Member] | Sustainable Growth Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	(235,000,000)	[1]
Turkey [Member] | Impact Of An Increase 50 Percent Basis Point [Member] | Discount Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	(166,000,000)
Turkey [Member] | Impact Of An Increase 50 Percent Basis Point [Member] | Sustainable Growth Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	23,000,000
Turkey [Member] | Impact Of A Decrease 50 Percent Basis Point [Member] | Discount Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	183,000,000
Turkey [Member] | Impact Of A Decrease 50 Percent Basis Point [Member] | Sustainable Growth Rate [Member]
Disclosure of sensitivity analysis for main assumptions Line Items
Discount rates applied to cash flow projections percentage	€ (21,000,000)
[1]	(*) Based on historical changes, the use of 50 basis points to calculate the sensitivity analysis would be a reasonable variation with respect to the observed variations over the last five years .

Note 17 - Intangible assets. Ot

Note 17 - Intangible assets. Other intangible assets (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Intangible Assets Other Than Goodwill Line Items
Other intangible assets	€ 1,863,000,000	€ 2,010,000,000
Computer Software Acquisiton Expenses [Member]
Intangible Assets Other Than Goodwill Line Items
Other intangible assets	1,532,000,000	1,598,000,000
Intangible Assets With Indefinite Useful Life Member
Intangible Assets Other Than Goodwill Line Items
Other intangible assets	10,000,000	11,000,000
Intangible Assets With definite Useful Life [Member]
Intangible Assets Other Than Goodwill Line Items
Other intangible assets	320,000,000	401,000,000
Total
Intangible Assets Other Than Goodwill Line Items
Other intangible assets	€ 1,863,000,000	€ 2,010,000,000

Note 18 - Tax assets and liab_3

Note 18 - Tax assets and liabilities- Tax Assets and Liabilities (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Deferred Tax Assets And Liabilities Line Items
Tax Assets	€ 16,718,000,000	€ 17,083,000,000
Current tax assets	1,182,000,000	1,765,000,000
Deferred tax assets	15,536,000,000	15,318,000,000
Total Assets	16,718,000,000	17,083,000,000
Tax liabilities	2,529,000,000	2,808,000,000
Current tax liabilities	560,000,000	880,000,000
Deferred tax liabilities	1,968,000,000	1,928,000,000
Total Liabilities	€ 2,529,000,000	€ 2,808,000,000

Note 19 - Other assets and li_3

Note 19 - Other assets and liabilities (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Assets
Total Inventories	€ 615,000,000	€ 581,000,000
Transactions in progress (assets)	165,000,000	138,000,000
Total Accruals (assets)	929,000,000	804,000,000
Other items (assets inventories)	2,651,000,000	2,277,000,000
OTHER ASSETS	4,360,000,000	3,800,000,000
Liabilities Abstract
Transactions in progress (liabilities)	98,000,000	39,000,000
Total Accruals (liabilities)	2,040,000,000	2,456,000,000
Other items (liabilities inventories)	1,969,000,000	1,247,000,000
Total OTHER LIABILITIES	€ 4,107,000,000	€ 3,742,000,000

Note 20 - Non-current assets _3

Note 20 - Non-current assets and disposal groups classified as held for sale (Details) - EUR (€)		Jun. 30, 2020	Dec. 31, 2019
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale		€ 3,205,000,000	€ 3,079,000,000
Foreclosures And Recoveries [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale		1,487,000,000	1,647,000,000
Other Assets From Property Plant And Equipment Operating Leases [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale		300,000,000	310,000,000
Business Sale - Assets [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale	[1]	1,727,855,000	1,715,804,000
Accrued Amortization [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale	[2]	279,264,000	0
Impairment Losses [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale	[3]	(54,372,000)	(51,463,000)
Other Assets Held For Sale [Member]
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale		(534,037,000)	(542,548,000)
Total
Non current Assets Or Disposal Groups Classified As Held For Sale By Sector Line Items
Non Current Assets Or Disposal Groups Clasified As Held For Sale		€ 3,205,000,000	€ 3,079,000,000
[1]	(*) It includes mainly BBVA’s stake in BBVA Paraguay (see Note 3).
[2]	(**) It includes mainly the agreement for the alliance with Allianz, Compañía de Seguros y Reaseguros, S.A (see Note 3).
[3]	(***) Accumulated amortization until related asset was reclassified as “Non-current assets and disposal groups held for sale”.

Note 21 - Financial liabiliti_3

Note 21 - Financial liabilities at amortized cost (Details) - EUR (€)		Jun. 30, 2020	Dec. 31, 2019
Deposits
Deposits from cental banks		€ 46,667,000,000	€ 25,950,000,000
Deposits from credit institutions		32,356,000,000	28,751,000,000
Customer deposits		402,184,000,000	384,219,000,000
Debt certificates, at amortized cost		64,421,000,000	63,963,000,000
Other financial liabilities, at amortized cost		14,085,000,000	13,758,000,000
FINANCIAL LIABILITIES AT AMORTIZED COST		559,713,000,000	516,641,000,000
Total
Deposits
Deposits from cental banks		46,667,000,000	25,950,000,000
Deposits from credit institutions		32,356,000,000	28,751,000,000
Customer deposits		402,184,000,000	384,219,000,000
CurrentAccount [Member]
Deposits
Deposits from cental banks		285,000,000	23,000,000
Deposits from credit institutions		9,553,000,000	7,161,000,000
Customer deposits	[1]	308,212,000,000	280,391,000,000
TermAccount [Member]
Deposits
Deposits from cental banks	[2]	41,040,000,000	25,101,000,000
Deposits from credit institutions		19,062,000,000	18,896,000,000
Customer deposits		93,671,000,000	103,293,000,000
TemporalAssetLease [Member]
Deposits
Deposits from cental banks		5,341,000,000	826,000,000
Deposits from credit institutions		3,742,000,000	2,693,000,000
Customer deposits		€ 301,000,000	€ 535,000,000
[1]	(**) The variation corresponds mainly to the increase in customer demand deposits in BBVA, S.A.
[2]	(*) The variation corresponds mainly to the increase in time deposits of BBVA, S.A. in the European Central Bank through the financing program TLTRO III .

Note 21 - Financial liabiliti_4

Note 21 - Financial liabilities at amortized cost - Deposits from credit institutions by geographical area and instrument (Details) - EUR (€)	Jun. 30, 2020		Dec. 31, 2019
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	€ 32,356,000,000		€ 28,751,000,000
Demand Deposits And Other [Member] | Issued in Euros [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	2,017,000,000		2,104,000,000
Demand Deposits And Other [Member] | United States [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	2,990,000,000		2,082,000,000
Demand Deposits And Other [Member] | Mexico [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	354,000,000		432,000,000
Demand Deposits And Other [Member] | Turkey [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	192,000,000		302,000,000
Demand Deposits And Other [Member] | South America [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	421,000,000		394,000,000
Demand Deposits And Other [Member] | Rest Of Europe [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	2,965,000,000		1,652,000,000
Demand Deposits And Other [Member] | Rest of the world [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	613,000,000		194,000,000
Demand Deposits And Other [Member] | Total
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	9,553,000,000		7,161,000,000
Deposits With Agreed Maturity [Member] | Issued in Euros [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	1,466,000,000	[1]	1,113,000,000	[2]
Deposits With Agreed Maturity [Member] | United States [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	6,238,000,000	[1]	4,295,000,000	[2]
Deposits With Agreed Maturity [Member] | Mexico [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	557,000,000	[1]	1,033,000,000	[2]
Deposits With Agreed Maturity [Member] | Turkey [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	493,000,000	[1]	617,000,000	[2]
Deposits With Agreed Maturity [Member] | South America [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	1,779,000,000	[1]	2,285,000,000	[2]
Deposits With Agreed Maturity [Member] | Rest Of Europe [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	5,778,000,000	[1]	5,180,000,000	[2]
Deposits With Agreed Maturity [Member] | Rest of the world [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	2,751,000,000	[1]	4,374,000,000	[2]
Deposits With Agreed Maturity [Member] | Total
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	19,062,000,000	[1]	18,896,000,000	[2]
Repurchase Agreements [Member] | Issued in Euros [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	0		1,000,000
Repurchase Agreements [Member] | United States [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	0		0
Repurchase Agreements [Member] | Mexico [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	84,000,000		168,000,000
Repurchase Agreements [Member] | Turkey [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	28,000,000		4,000,000
Repurchase Agreements [Member] | South America [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	6,000,000		161,000,000
Repurchase Agreements [Member] | Rest Of Europe [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	3,624,000,000		2,358,000,000
Repurchase Agreements [Member] | Rest of the world [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	0		0
Repurchase Agreements [Member] | Total
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	3,742,000,000		2,693,000,000
Total | Issued in Euros [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	3,483,000,000		3,218,000,000
Total | United States [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	9,228,000,000		6,377,000,000
Total | Mexico [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	995,000,000		1,634,000,000
Total | Turkey [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	713,000,000		924,000,000
Total | South America [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	2,205,000,000		2,840,000,000
Total | Rest Of Europe [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	12,367,000,000		9,190,000,000
Total | Rest of the world [Member]
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	3,364,000,000		4,568,000,000
Total | Total
Deposits from credit institutions. Breakdown by geographical area and nature of the instrument Line Items
Deposits from credit institutions	€ 32,356,000,000		€ 28,751,000,000
[1]	(*) Subordinated deposits are included amounting to €196 million
[2]	(*) Subordinated deposits are included amounting to €195 million

Note 21 - Financial liabiliti_5

Note 21 - Financial liabilities at amortized cost - Deposits from customers by geographical area and instruments (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	€ 402,184,000,000	€ 384,219,000,000
Demand Deposits And Other By Geographical Area [Member] | Issued in Euros [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	158,036,000,000	146,651,000,000
Demand Deposits And Other By Geographical Area [Member] | United States [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	56,222,000,000	46,372,000,000
Demand Deposits And Other By Geographical Area [Member] | Mexico [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	39,161,000,000	43,326,000,000
Demand Deposits And Other By Geographical Area [Member] | Turkey [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	17,696,000,000	13,775,000,000
Demand Deposits And Other By Geographical Area [Member] | South America [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	26,510,000,000	22,748,000,000
Demand Deposits And Other By Geographical Area [Member] | Rest Of Europe [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	9,644,000,000	6,610,000,000
Demand Deposits And Other By Geographical Area [Member] | Rest of the world [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	943,000,000	909,000,000
Demand Deposits And Other By Geographical Area [Member] | Total
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	308,212,000,000	280,391,000,000
Deposits With Agreed Maturity By Geographical Area [Member] | Issued in Euros [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	22,226,000,000	24,958,000,000	[1]
Deposits With Agreed Maturity By Geographical Area [Member] | United States [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	19,498,000,000	19,810,000,000	[1]
Deposits With Agreed Maturity By Geographical Area [Member] | Mexico [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	11,584,000,000	12,714,000,000	[1]
Deposits With Agreed Maturity By Geographical Area [Member] | Turkey [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	17,522,000,000	22,257,000,000	[1]
Deposits With Agreed Maturity By Geographical Area [Member] | South America [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	13,012,000,000	13,913,000,000	[1]
Deposits With Agreed Maturity By Geographical Area [Member] | Rest Of Europe [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	9,418,000,000	8,749,000,000	[1]
Deposits With Agreed Maturity By Geographical Area [Member] | Rest of the world [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	411,000,000	892,000,000	[1]
Deposits With Agreed Maturity By Geographical Area [Member] | Total
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	93,671,000,000	103,293,000,000	[1]
Repurchase Agreements By Geographical Area [Member] | Issued in Euros [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	3,000,000	2,000,000
Repurchase Agreements By Geographical Area [Member] | United States [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	0	0
Repurchase Agreements By Geographical Area [Member] | Mexico [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	95,000,000	523,000,000
Repurchase Agreements By Geographical Area [Member] | Turkey [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	203,000,000	10,000,000
Repurchase Agreements By Geographical Area [Member] | South America [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	0	0
Repurchase Agreements By Geographical Area [Member] | Rest Of Europe [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	0	0
Repurchase Agreements By Geographical Area [Member] | Rest of the world [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	0	0
Repurchase Agreements By Geographical Area [Member] | Total
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	301,000,000	535,000,000
Total | Issued in Euros [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	180,265,000,000	171,611,000,000
Total | United States [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	75,720,000,000	66,181,000,000
Total | Mexico [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	50,840,000,000	56,564,000,000
Total | Turkey [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	35,421,000,000	36,042,000,000
Total | South America [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	39,522,000,000	36,661,000,000
Total | Rest Of Europe [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	19,062,000,000	15,360,000,000
Total | Rest of the world [Member]
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	1,354,000,000	1,801,000,000
Total | Total
Deposits from customers. Breakdown by geographical area and nature of the instrument Line Items
Customer deposits	€ 402,184,000,000	€ 384,219,000,000
[1]	(*) Subordinated deposits are included amounting to €189 million

Note 21 - Financial liabiliti_6

Note 21 - Financial liabilities at amortized cost - Debt Securities issued (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Debt securities issued Line Items
Debt certificates, at amortized cost	€ 64,421,000,000	€ 63,963,000,000
Issued in Euros [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost	42,329,000,000	40,185,000,000
Issued in Euros [Member] | Promissory bills and notes
Debt securities issued Line Items
Debt certificates, at amortized cost	718,000,000	737,000,000
Issued in Euros [Member] | Non-convertible bonds and debentures at floating interest rates
Debt securities issued Line Items
Debt certificates, at amortized cost	14,472,000,000	12,248,000,000
Issued in Euros [Member] | Mortgage Covered bonds
Debt securities issued Line Items
Debt certificates, at amortized cost	15,232,000,000	15,542,000,000
Issued in Euros [Member] | Hybrid financial instruments
Debt securities issued Line Items
Debt certificates, at amortized cost	405,000,000	518,000,000
Issued in Euros [Member] | Securitization bonds made by the Group
Debt securities issued Line Items
Debt certificates, at amortized cost	2,900,000,000	1,354,000,000
Issued in Euros [Member] | Certified Deposits [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost	1,132,000,000	1,817,000,000
Issued in Euros [Member] | Subordinated Liabilities [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost	7,470,000,000	7,968,000,000
Issued in Euros [Member] | Convertible perpetual securities
Debt securities issued Line Items
Debt certificates, at amortized cost	3,500,000,000	5,000,000,000
Issued in Euros [Member] | Convertible subordinated bonds
Debt securities issued Line Items
Debt certificates, at amortized cost	0	0
Issued in Euros [Member] | Non convertible preferred liabilities [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost	79,000,000	83,000,000
Issued in Euros [Member] | Non convertible other subordinated liabilities [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost	3,891,000,000	2,885,000,000
Issued in Foreign Currency [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost	22,092,000,000	23,778,000,000
Issued in Foreign Currency [Member] | Promissory bills and notes
Debt securities issued Line Items
Debt certificates, at amortized cost	1,059,000,000	1,210,000,000
Issued in Foreign Currency [Member] | Non-convertible bonds and debentures at floating interest rates
Debt securities issued Line Items
Debt certificates, at amortized cost	10,364,000,000	10,587,000,000
Issued in Foreign Currency [Member] | Mortgage Covered bonds
Debt securities issued Line Items
Debt certificates, at amortized cost	279,000,000	362,000,000
Issued in Foreign Currency [Member] | Hybrid financial instruments
Debt securities issued Line Items
Debt certificates, at amortized cost	656,000,000	1,156,000,000
Issued in Foreign Currency [Member] | Securitization bonds made by the Group
Debt securities issued Line Items
Debt certificates, at amortized cost	4,000,000	17,000,000
Issued in Foreign Currency [Member] | Certified Deposits [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost	512,000,000	780,000,000
Issued in Foreign Currency [Member] | Subordinated Liabilities [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost	9,218,000,000	9,666,000,000
Issued in Foreign Currency [Member] | Convertible perpetual securities
Debt securities issued Line Items
Debt certificates, at amortized cost	1,788,000,000	1,782,000,000
Issued in Foreign Currency [Member] | Convertible subordinated bonds
Debt securities issued Line Items
Debt certificates, at amortized cost	0	0
Issued in Foreign Currency [Member] | Non convertible preferred liabilities [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost	53,000,000	76,000,000
Issued in Foreign Currency [Member] | Non convertible other subordinated liabilities [Member]
Debt securities issued Line Items
Debt certificates, at amortized cost	€ 7,377,000,000	€ 7,808,000,000

Note 21 - Financial liabiliti_7

Note 21 - Financial liabilities at amortized cost - Other financial liabilities (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Other Financial Liabilities Line Items
Other financial liabilities, at amortized cost	€ 14,085,000,000	€ 13,758,000,000
LiabilitiesForLease [Member]
Other Financial Liabilities Line Items
Other financial liabilities, at amortized cost	3,129,000,000	3,335,000,000
Creditors For Other Financial Liabilities Member [Member]
Other Financial Liabilities Line Items
Other financial liabilities, at amortized cost	2,887,000,000	2,623,000,000
Collection Accounts Member [Member]
Other Financial Liabilities Line Items
Other financial liabilities, at amortized cost	3,532,000,000	3,306,000,000
Creditors For Other Payment Obligations Member [Member]
Other Financial Liabilities Line Items
Other financial liabilities, at amortized cost	€ 4,538,000,000	€ 4,494,000,000

Note 22 - Assets and Liabilit_3

Note 22 - Assets and Liabilities under reinsurance and insurance contracts - Liabilities Under Reassurance And Assurance Contracts (Details) - EUR (€)		Jun. 30, 2020	Dec. 31, 2019
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		€ 9,462,000,000	€ 10,606,000,000
Mathematical reserves [Member]
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS	[1]	8,310,000,000	9,247,000,000
Provision for unpaid claims reported [Member]
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		652,000,000	641,000,000
Provisions for unexpired risks and other provisions [Member]
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		500,000,000	718,000,000
Total
Technical reserves by type of insurance product
LIABILITIES UNDER INSURANCE CONTRACTS		€ 9,462,000,000	€ 10,606,000,000
[1]	(*) The variation corresponds mainly to the decrease in Mexico.

Note 23 - Provisions. Provision

Note 23 - Provisions. Provisions Breakdown By Conceps (Details) - EUR (€)		Jun. 30, 2020	Dec. 31, 2019
Provisions or reversal of provisions Abstract
Pensions and other post employment defined Benefit Obligations		€ 4,427,000,000	€ 4,631,000,000
Other long term employee benefits		53,000,000	61,000,000
Provisions for taxes and other legal contingencies		738,000,000	677,000,000
Provisions for contingent risks and commitments		774,000,000	711,000,000
Other Provisions	[1]	502,000,000	457,000,000
PROVISIONS		€ 6,494,000,000	€ 6,538,000,000
[1]	(*) Individually insignificant provisions or contingencies, for various concepts in different geographies.

Note 24 - Post-employment and_3

Note 24 - Post-employment and other employee benefit commitments. Consolidated Income Statement Impact (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Post-employment and other employee benefit commitments
Interest Expenses Benefit Commitments	€ 25,000,000	€ 38,000,000
Personel Expenses Benefit Commitments	76,000,000	79,000,000
Employer contributions	49,000,000	55,000,000
Post Employments Benefit Expense Defined Benefit Plans	27,000,000	24,000,000
Provisions Consolidated Income Statement Impact	145,000,000	127,000,000
Total Impact on Profit and Loss Benefit Commitments	€ 247,000,000	€ 244,000,000

Note 25 - Common Stock - Classe

Note 25 - Common Stock - Classes Of Share Capital (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Classes Of Share Capital Line Items
Capital (Capital base and capital management)	€ 3,267,000,000	€ 3,267,000,000

Note 26 - Retained earnings, _3

Note 26 - Retained earnings, revaluation reserves and other reserves - Retained earnings, revaluation reserves and other reserves. Breakdown by concepts (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Retained earnings, revaluation reserves and other reserves.
Accumulated Profit Reserves	€ 30,589,000,000	€ 29,388,000,000
Other Reserves Voluntary	(160,000,000)	(119,000,000)
Total Retained Earnings Revaluation Reserves And Other Reserves	€ 30,429,000,000	€ 29,268,000,000

Note 27 - Accumulated Other C_3

Note 27 - Accumulated Other Comprehensive Income Accumulated Other Comprehensive Income (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Accumulated other comprehensive income abstract
Total Items that will not be reclassified to profit or loss balance	€ (2,253,000,000)	€ (1,875,000,000)
Actuarial gains or (-) losses on defined benefit pension plans	(1,381,000,000)	(1,498,000,000)
Non-current assets and disposal groups classified as held for sale (not reclassified)	1,000,000	2,000,000
Share of other recognized income and expense of investments in subsidiaries, joint ventures and associates	0	0
Other Comprehensive Income Net Of Tax Change At fair Value Of Equity Instruments Measured At Fair Value	(940,000,000)	(403,000,000)
Hedge ineffectiveness of fair value hedges for equity instruments measured at fair value through other comprehensive income	0	0
Fair value changes of financial liabilities at fair value through profit or loss attributable to changes in their credit risk	67,000,000	24,000,000
Total Items that may be reclassified to profit or loss	(10,570,000,000)	(8,351,000,000)
Hedge of net investments in foreign operations(effective portion)	(312,000,000)	(896,000,000)
Foreign currency translation balance	(12,351,000,000)	(9,147,000,000)
Hedging derivatives.Cash flow hedges(efffective portion)	308,000,000	(44,000,000)
Changes In The Fair Value Of Debt Instruments Measured At Fair Value With Changes In Other Comprehensive Income	1,830,000,000	1,760,000,000
Hedging Instruments	0	0
Non-current assets and disposal groups classified as held for sale	(27,000,000)	(18,000,000)
Share of other recognized income and expense of investments in subsidiaries joint ventures and associates	(19,000,000)	(5,000,000)
Total accumulated other comprehensive income	€ (12,822,000,000)	€ (10,226,000,000)

Note 28 - Non Controlling Int_3

Note 28 - Non Controlling Interest (Details) - EUR (€)	6 Months Ended		12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Non Controllling Interest Line Items
Profit Loss Attributable To Non controlling Interests	€ (1,157,000,000)	€ 2,442,000,000
Garanti BBVA
Non Controllling Interest Line Items
Total Non Controlling Interests	3,988,000,000		€ 4,240,000,000
Profit Loss Attributable To Non controlling Interests	274,000,000		291,000,000
BBVA Peru [Member]
Non Controllling Interest Line Items
Total Non Controlling Interests	1,222,000,000		1,334,000,000
Profit Loss Attributable To Non controlling Interests	39,000,000		115,000,000
Bbva Argentina [Member]
Non Controllling Interest Line Items
Total Non Controlling Interests	439,000,000		422,000,000
Profit Loss Attributable To Non controlling Interests	18,000,000		60,000,000
BBVA Colombia Group
Non Controllling Interest Line Items
Total Non Controlling Interests	65,000,000		76,000,000
Profit Loss Attributable To Non controlling Interests	2,000,000		5,000,000
Bbva Venezuela [Member]
Non Controllling Interest Line Items
Total Non Controlling Interests	66,000,000		71,000,000
Profit Loss Attributable To Non controlling Interests	(2,000,000)		2,000,000
Other [Member]
Non Controllling Interest Line Items
Total Non Controlling Interests	55,000,000		57,000,000
Profit Loss Attributable To Non controlling Interests	3,000,000		2,000,000
Total
Non Controllling Interest Line Items
Total Non Controlling Interests	5,836,000,000		6,201,000,000
Profit Loss Attributable To Non controlling Interests	€ 333,000,000		€ 475,000,000

Note 29 - Capital Base and Ca_3

Note 29 - Capital Base and Capital Management - Eligible Capital Resources (Details) - EUR (€)	Jun. 30, 2020	[1]	Dec. 31, 2019
Capital Base And Capital Management
Ordinary Capital Tier 1	€ 42,118,000,000		€ 43,653,000,000
Additional Capital Tier 1	6,067,000,000		6,048,000,000
Capital Tier 2	9,345,000,000		8,304,000,000
Assets Weighted By Risk	€ 362,050,000,000		€ 364,448,000,000
Common Equity Tier 1 CET1	11.63%		11.98%
AT 1	1.68%		1.66%
Tier 1 (Eligible capital resources)	13.31%		13.64%
Tier 2 ( Eligible capital resources)	2.58%		2.28%
Total Capital	15.89%		15.92%
[1]	(*) Provisional data

Note 29 - Capital Base and Ca_4

Note 29 - Capital Base and Capital Management - Leverage Ratio (Details) - EUR (€)	6 Months Ended		12 Months Ended
	Jun. 30, 2020	[1]	Dec. 31, 2019
Capital Base And Capital Management
Tier 1 eligible capital resources capital base	€ 48,185,000,000		€ 49,701,000,000
Exposure (thousand of euros)	€ 771,590,000,000		€ 731,087,000,000
Leverage Ratio	6.24%		6.80%
[1]	(*) Provisional data

Note 30 - Commitments and gua_3

Note 30 - Commitments and guarantees given (Details) - EUR (€)		Jun. 30, 2020	Dec. 31, 2019
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		€ 134,494,000,000	€ 130,923,000,000
Financial guarantees given		10,989,000,000	10,984,000,000
Other commitments and guarantees given		38,563,000,000	39,209,000,000
Total Loan commitments and financial guarantees		184,046,000,000	181,116,000,000
Of which: defaulted
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		227,000,000	270,000,000
Financial guarantees given	[1]	261,000,000	224,000,000
Other commitments and guarantees given	[1]	441,000,000	506,000,000
Central Banks [Member]
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		0	0
Financial guarantees given		0	0
Other commitments and guarantees given		106,000,000	1,000,000
Government [Member]
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		2,897,000,000	3,117,000,000
Financial guarantees given		109,000,000	125,000,000
Other commitments and guarantees given		1,685,000,000	521,000,000
Credit Institutions [Member]
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		14,450,000,000	11,742,000,000
Financial guarantees given		427,000,000	995,000,000
Other commitments and guarantees given		5,119,000,000	5,952,000,000
Other financial corporations
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		4,955,000,000	4,578,000,000
Financial guarantees given		677,000,000	583,000,000
Other commitments and guarantees given		3,924,000,000	2,902,000,000
Non-financial corporations
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		69,184,000,000	65,475,000,000
Financial guarantees given		9,529,000,000	8,986,000,000
Other commitments and guarantees given		27,535,000,000	29,682,000,000
Households [Member]
Loan commitments, Financial guarantees and other commitments Line Items
Loan commitments given		43,008,000,000	46,011,000,000
Financial guarantees given		247,000,000	295,000,000
Other commitments and guarantees given		€ 193,000,000	€ 151,000,000
[1]	(*) Non-performing financial guarantees given amounted to €702 million and €730 million, respectively, as of June 30, 2020 and December 31, 2019, respectively.

Note 32 - Interest Income and_3

Note 32 - Interest Income and Expense - Interest Income Break Down By Origin (Details) - EUR (€)	6 Months Ended		12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Interest Income And Expense
Available-for-sale financial assets(Interest Income)	€ 711,000,000		€ 1,071,000,000
Financial Assets At Fair Value Through Profit And Loss	80,000,000		77,000,000
Interest Income Financial Assets At Fair Value Through Other Comprehensive Income	714,000,000		975,000,000
Financial Assets at Amortized Cost	11,031,000,000		12,911,000,000
Insurance activity Interest Income (Interest Income)	477,000,000		493,000,000
Adjustments of income as a result of hedging transactions (Interest Income)	1,000,000		(38,000,000)
Other Income Interest Income (Interest Income)	214,000,000		143,000,000
Total Interest Income (Income Statement)	€ 13,228,000,000	€ 15,633,000,000	€ 15,633,000,000

Note 32 - Interest Income and_4

Note 32 - Interest Income and Expense - Interest Expense Break Down By Origin (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Interest Income And Expense
Interest Expenses Financial Liabilities Held For Trading	€ 344,000,000	€ 746,000,000
Interest Expense Financial Liabilities At Fair Value Through Profit Or Loss	33,000,000	3,000,000
Financial Liabilities At Amortized Cost	3,891,000,000	5,613,000,000
Cost Rectification From Accounting Hedges	(176,000,000)	(136,000,000)
Insurance activity interest expense (Interest Expense)	324,000,000	338,000,000
Cost From Pensions Funds	33,000,000	44,000,000
Other expenses interest expenses(Interest Expense)	125,000,000	82,000,000
Total Interest Expense	€ 4,574,000,000	€ 6,691,000,000

Note 33 - Dividend income (Deta

Note 33 - Dividend income (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Dividens Revenue Line Items
Dividend income	€ 77,000,000	€ 103,000,000
Financial assets at fair value through profit or loss not classified as held for trading [Member]
Dividens Revenue Line Items
Dividend income	7,000,000	25,000,000
Financial Assets At Fair Value Through Other Comprehensive Income Member
Dividens Revenue Line Items
Dividend income	€ 70,000,000	€ 78,000,000

Note 34 - Share of profit or _2

Note 34 - Share of profit or loss of entities accounted for using the equity method (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Share of profit or loss of entities accounted for using the equity method
investments in entities accounted for using the equity method	€ (17,000,000)	€ (19,000,000)

Note 35 - Fee and commission _3

Note 35 - Fee and commission income and expenses - Fee And Commission Income (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Fee And Commission Income Expenses
Bills receivables	€ 17,000,000	€ 19,000,000
Demand Accounts	265,000,000	232,000,000
Credit and Debit Cards	1,123,000,000	1,538,000,000
Checks	71,000,000	100,000,000
Transfers and other payment orders Income	368,000,000	393,000,000
Insurance product commissions	76,000,000	90,000,000
Loans Granted Pledges	69,000,000	60,000,000
Other Pledges And Financial Guarantees	185,000,000	196,000,000
Asset Management	582,000,000	511,000,000
Securities fees	199,000,000	158,000,000
Custody securities	73,000,000	59,000,000
Other fee and commission income	297,000,000	303,000,000
Total Fee And commission income (Income Statement)	€ 3,325,000,000	€ 3,661,000,000

Note 35 - Fee and commission _4

Note 35 - Fee and commission income and expenses - Fee And Commission Expense (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Fee And Commission Income Expenses
DemandAccountsExpenses	€ 11,000,000	€ 18,000,000
Credit and debit cards	621,000,000	798,000,000
Transfers and other payment orders Expenses	83,000,000	65,000,000
Commissions for selling insurance	25,000,000	26,000,000
SecuritiesAdministrationAndCustody	25,000,000	16,000,000
Other fee and commissions	259,000,000	268,000,000
Total Fee and commission expense (Income Statement)	€ (1,024,000,000)	€ (1,191,000,000)

Note 36 - Gains (losses) on f_3

Note 36 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences - Gains or losses on financial assets and liabilities and exchange differences. Breakdown by heading of the balance sheet (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Gains Or Losses on Financial Assets And Liabilities And Exchanges Differences
Total Gains or losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss net ( Income Statement)	€ 229,000,000	€ 67,000,000
Financial Assets At Fair Value Available-for-sale, gains (losses) on derecognition of financial instruments not measured at fair value	106,000,000	15,000,000
Other, Gains or Losses arising from derecognition of financial assets measured at amortised cost	123,000,000	53,000,000
Gains or losses on financial assets and liabilities held for trading, net (Income Statement)	187,000,000	173,000,000
Gains losses on non trading financial assets at fair value through profit or loss	129,000,000	98,000,000
Gains or losses on financial assets and liabilities designated at fair value through profit or loss net (Income Statement)	205,000,000	(3,000,000)
Gains or losses from hedge accounting net (Income Statement)	41,000,000	73,000,000
Total Gains (losses) on financial assets and liabilities (net)	790,000,000	408,000,000
Exchange differences (Income Statement)	316,000,000	134,000,000
Total gains (losses) on financial instruments and exchange differences	€ 1,107,000,000	€ 542,000,000

Note 36 - Gains (losses) on f_4

Note 36 - Gains (losses) on financial assets and liabilities (net) and Exchange Differences - Breakdown by nature of the financial instrument (Details) - EUR (€)	Jun. 30, 2020	Jun. 30, 2019
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	€ 790,000,000	€ 408,000,000
Debt Securities [Member]
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	646,000,000	451,000,000
Equity instruments [Member]
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	(1,374,000,000)	764,000,000
Derivatives [Member]
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	1,384,000,000	(653,000,000)
Loans and advances [Member]
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	119,000,000	92,000,000
Customer Deposits [Member]
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	(9,000,000)	32,000,000
Other [Member]
Gains Or Losses In Financial Assets And Liabilities Breakdown By Financial Instrument LineI tems
Equity Instruments, gains (losses) on financial instruments	€ 25,000,000	€ (277,000,000)

Note 37 - Other operating inc_3

Note 37 - Other operating income and expenses - Other Operating Income Explanatory (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Other Operating Income and Expenses
Financial income from non-financial services	€ 115,000,000	€ 129,000,000
Hiperinflation Adjustments	39,000,000	63,000,000
Rest of other operating income	76,000,000	145,000,000
Total Other operating income (Income Statement)	€ 230,000,000	€ 337,000,000

Note 37 - Other operating inc_4

Note 37 - Other operating income and expenses - Other Operating Expense Explanatory (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Other Operating Income and Expenses
Change in inventories	€ 55,000,000	€ 59,000,000
Deposits Guarantee Fund	397,000,000	353,000,000
Hiperinflation Adjustments Expense	161,000,000	249,000,000
Rest of other operating expenses	235,000,000	334,000,000
Total Other operating expenses (Income Statement)	€ (848,000,000)	€ (995,000,000)

Note 38 - Insurance and reins_3

Note 38 - Insurance and reinsurance contracts income and expenses - Other operating income and expenses on insurance and reinsurance contracts (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Insurance and Reinsurance Contracts Income and Expenses
Income on insurance and reinsurance contracts (Income Statement)	€ 1,307,000,000	€ 1,547,000,000
Expenses on insurance and reinsurance contracts (Income Statement)	(765,000,000)	(983,000,000)
Total Net Income Arising from Insurance and Reinsurance Contracts	€ 542,000,000	€ 565,000,000

Note 39 - Administration Cost_2

Note 39 - Administration Costs - Personnel Expenses Breakdown (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Classes Of Employee Benefits Expense
Wages And Salaries	€ 2,225,027,000	€ 2,434,567,000
Social Security Contributions	378,556,000	395,948,000
Employer contributions	49,000,000	55,000,000
Defined benefit plans	26,528,000	24,102,000
Other Employee Expense	194,999,000	221,710,000
Total Employee Benefits Expense	€ (2,875,000,000)	€ (3,131,000,000)

Note 39 - Administration Cost_3

Note 39 - Administration Costs - Other Administrative Expenses (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Classes Of Employee Benefits Expense
Technology And Systems	€ 640,000,000	€ 604,000,000
CommunicationExpense	106,000,000	109,000,000
Advertising Expense	121,000,000	158,000,000
Property Fixtures And Materials	248,000,000	266,000,000
Of Which Rent Expenses	46,000,000	52,000,000
Taxes Other Than Income Tax	199,000,000	203,000,000
Funds Transport Monitoring And Security	84,000,000	92,000,000
Other Expense By Nature	474,000,000	521,000,000
Total Administrative Expense	€ (1,872,000,000)	€ (1,953,000,000)

Note 40 - Depreciation (Details

Note 40 - Depreciation (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Depreciation And Amortisation Expense Line Items
Depreciation and amortization	€ 766,000,000	€ 790,000,000
Tangible assets [Member]
Depreciation And Amortisation Expense Line Items
Depreciation and amortization	456,000,000	488,000,000
For Own Use Depreciable Assets [Member]
Depreciation And Amortisation Expense Line Items
Depreciation and amortization	266,000,000	294,000,000
Asset Use Right [Member]
Depreciation And Amortisation Expense Line Items
Depreciation and amortization	188,000,000	192,000,000
Intangible Assets [Member]
Depreciation And Amortisation Expense Line Items
Depreciation and amortization	€ 310,000,000	€ 302,000,000

Note 41 - Provisions or rever_3

Note 41 - Provisions or reversal provisions (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Provisions or reversal of provisions Abstract
Pensions and other post employment defined benefit obligations	€ 145,000,000	€ 127,000,000
Commitments and guarantees given	106,000,000	7,000,000
Pending legal issues and tax litigation	199,000,000	75,000,000
Other Provisions Or Reversal Provisions	90,000,000	51,000,000
Total Provisions	€ (541,000,000)	€ (261,000,000)

Note 42 - Impairment or rever_3

Note 42 - Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss (Details) - EUR (€)		6 Months Ended
		Jun. 30, 2020	Jun. 30, 2019
Impairment or reversal of impairment on financial assets not measured at fair value through profir or loss
Financial assets measured at cost, impairment or reversal of impairment		€ 70,762,000	€ 4,560,000
Financial Assets At Amortized Cost	[1]	4,075,306,000	1,726,872,000
Recovery of written-off assets		(144,623,000)	(534,130,000)
Total impairment or reversal of impairment on financial assets not measured at fair value through profit or loss		€ (4,146,000,000)	€ (1,731,000,000)
[1]	(*) As of June 30, 2020 th e amount includes mainly the negative impact of the update of the macroeconomic scenario following the COVID-19 pandemic (see Notes 1.5 and 6.2).

Note 44 - Impairment or rever_3

Note 44 - Impairment or reversal of impairment on non-financial assets (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Impairment or reversal of impairment on non-financial assets
Tangible assets, impairment or reversal of impairment	€ (62,000,000)	€ (30,000,000)
Intangible assets, impairment or reversal of impairment	(2,087,000,000)	(1,000,000)
Other non-financial assets, impairment or reversal of impairment	0	(13,000,000)
Total impairment (reversal of impairment) of non-financial assets	€ 2,149,000,000	€ 44,000,000

Note 45 - Gains (losses) on d_3

Note 45 - Gains (losses) on derecognition of non financial assets and subsidiaries, net (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Gains (losses) on derecognition of non financial assets and subsidiaries, net
Gains On Disposals Of Investment in Subsidiaries	€ 1,000,000	€ 0
Gains On Disposals Of Property Plant And Equipment	4,000,000	13,000,000
Losses On Disposals Of Investment in Subsidiaries	0	0
Losses On Disposals Of Property Plant And Equipment	(1,000,000)	(6,000,000)
Total Disposal of tangible assets and other, gains	€ 4,000,000	€ 8,000,000

Note 46 - Profit or loss from_3

Note 46 - Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Profit or loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations
Net Gains Loss On Real State Sales	€ 44,000,000	€ 26,000,000
Non Current Assets On Sale Impairment loss	(53,000,000)	(15,000,000)
Total Profit or Loss From Non Current Assets And Disposal Groups Classified As Held For Sale Not Qualifying As Discontinued Operations	€ (9,000,000)	€ 11,000,000

Note 47 - Related-Party Trans_3

Note 47 - Related-Party Transactions - Balances Arising From Transactions With Entities Of The Group (Details) - EUR (€)	Jun. 30, 2020	Dec. 31, 2019
Disclosure Of Transactions Between Related Parties Line Items
Loans and advances to banks	€ 14,842,000,000	€ 13,649,000,000
Loans and Advances to customers	387,212,000,000	382,360,000,000
Deposits from credit institutions	32,356,000,000	28,751,000,000
Customer deposits	402,184,000,000	384,219,000,000
Debt certificates, at amortized cost	64,421,000,000	63,963,000,000
Contingent Commitments	38,563,000,000	39,209,000,000
Financial guarantees given	10,989,000,000	10,984,000,000
Assets Member [Member]
Disclosure Of Transactions Between Related Parties Line Items
Loans and advances to banks	61,000,000	26,000,000
Loans and Advances to customers	1,909,000,000	1,682,000,000
Liabilities Member
Disclosure Of Transactions Between Related Parties Line Items
Deposits from credit institutions	1,000,000	3,000,000
Customer deposits	859,000,000	453,000,000
Debt certificates, at amortized cost	0	0
Memorandum Accounts [Member]
Disclosure Of Transactions Between Related Parties Line Items
Contingent Commitments	156,000,000	166,000,000
Other Commitments Given	1,397,000,000	1,042,000,000
Financial guarantees given	€ 50,000,000	€ 106,000,000

Note 47 - Related-Party Trans_4

Note 47 - Related-Party Transactions - Balance Of Income Statement Arising From Transactions With Entities Of The Group (Details) - EUR (€)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Related Party Transactions Abstract
Interest Income And Other Similar Interest Incomes	€ 9,000,000	€ 26,000,000
Interest Expenses From Operations With Group Entities	0	1,000,000
Fee And Commission Income	3,000,000	2,000,000
Fee And Commission Expense	€ 19,000,000	€ 14,000,000

Note 48 - Remuneration And Ot_3

Note 48 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Remuneration For Non Executive Directors (Details)	6 Months Ended
	Jun. 30, 2020EUR (€)
Jose Miguel Andres Torrecillas | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	€ 64,000
Jose Miguel Andres Torrecillas | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	28,000
Jose Miguel Andres Torrecillas | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	33,000
Jose Miguel Andres Torrecillas | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	36,000
Jose Miguel Andres Torrecillas | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jose Miguel Andres Torrecillas | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	58,000
Jose Miguel Andres Torrecillas | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jose Miguel Andres Torrecillas | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	25,000	[1]
Jose Miguel Andres Torrecillas | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	244,000
Jaime Felix Caruana Lacorte [Member] | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	64,000
Jaime Felix Caruana Lacorte [Member] | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	83,000
Jaime Felix Caruana Lacorte [Member] | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	83,000
Jaime Felix Caruana Lacorte [Member] | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	53,000
Jaime Felix Caruana Lacorte [Member] | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jaime Felix Caruana Lacorte [Member] | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jaime Felix Caruana Lacorte [Member] | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jaime Felix Caruana Lacorte [Member] | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1]
Jaime Felix Caruana Lacorte [Member] | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	284,000
Raul Galamba De Oliveira [Member] | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	43,000	[2]
Raul Galamba De Oliveira [Member] | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Raul Galamba De Oliveira [Member] | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Raul Galamba De Oliveira [Member] | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	18,000	[2]
Raul Galamba De Oliveira [Member] | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Raul Galamba De Oliveira [Member] | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Raul Galamba De Oliveira [Member] | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	11,000	[2]
Raul Galamba De Oliveira [Member] | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1],[2]
Raul Galamba De Oliveira [Member] | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	71,000	[2]
Belen Garijo Lopez | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	64,000
Belen Garijo Lopez | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Belen Garijo Lopez | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	33,000
Belen Garijo Lopez | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Belen Garijo Lopez | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	54,000
Belen Garijo Lopez | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	23,000
Belen Garijo Lopez | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Belen Garijo Lopez | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1]
Belen Garijo Lopez | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	174,000
Sunir Kumar Kapoor | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	64,000
Sunir Kumar Kapoor | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Sunir Kumar Kapoor | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Sunir Kumar Kapoor | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Sunir Kumar Kapoor | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Sunir Kumar Kapoor | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Sunir Kumar Kapoor | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	21,000
Sunir Kumar Kapoor | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1]
Sunir Kumar Kapoor | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	86,000
Lourdes Maiz Carro | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	64,000
Lourdes Maiz Carro | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Lourdes Maiz Carro | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	33,000
Lourdes Maiz Carro | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Lourdes Maiz Carro | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	21,000
Lourdes Maiz Carro | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Lourdes Maiz Carro | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Lourdes Maiz Carro | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1]
Lourdes Maiz Carro | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	119,000
Jose Maldonado Ramos | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	64,000
Jose Maldonado Ramos | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	83,000
Jose Maldonado Ramos | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jose Maldonado Ramos | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jose Maldonado Ramos | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jose Maldonado Ramos | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	23,000
Jose Maldonado Ramos | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jose Maldonado Ramos | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1]
Jose Maldonado Ramos | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	171,000
Ana Peralta Moreno [Member] | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	64,000
Ana Peralta Moreno [Member] | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Ana Peralta Moreno [Member] | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	33,000
Ana Peralta Moreno [Member] | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Ana Peralta Moreno [Member] | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	21,000
Ana Peralta Moreno [Member] | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Ana Peralta Moreno [Member] | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Ana Peralta Moreno [Member] | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1]
Ana Peralta Moreno [Member] | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	119,000
Juan Pi Llorens | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	64,000
Juan Pi Llorens | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Juan Pi Llorens | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Juan Pi Llorens | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	107,000
Juan Pi Llorens | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Juan Pi Llorens | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	23,000
Juan Pi Llorens | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	21,000
Juan Pi Llorens | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	40,000	[1]
Juan Pi Llorens | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	256,000
Ana Revenga Shanklin [Member] | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	32,000	[2]
Ana Revenga Shanklin [Member] | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Ana Revenga Shanklin [Member] | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Ana Revenga Shanklin [Member] | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	18,000	[2]
Ana Revenga Shanklin [Member] | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Ana Revenga Shanklin [Member] | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Ana Revenga Shanklin [Member] | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Ana Revenga Shanklin [Member] | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1],[2]
Ana Revenga Shanklin [Member] | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	50,000	[2]
Susana Rodriguez Vidarte | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	64,000
Susana Rodriguez Vidarte | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	83,000
Susana Rodriguez Vidarte | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Susana Rodriguez Vidarte | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	53,000
Susana Rodriguez Vidarte | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Susana Rodriguez Vidarte | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	23,000
Susana Rodriguez Vidarte | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Susana Rodriguez Vidarte | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1]
Susana Rodriguez Vidarte | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	224,000
Carlos Salazar Lomelin [Member] | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	32,000	[2]
Carlos Salazar Lomelin [Member] | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Carlos Salazar Lomelin [Member] | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Carlos Salazar Lomelin [Member] | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Carlos Salazar Lomelin [Member] | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	7,000	[2]
Carlos Salazar Lomelin [Member] | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Carlos Salazar Lomelin [Member] | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[2]
Carlos Salazar Lomelin [Member] | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1],[2]
Carlos Salazar Lomelin [Member] | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	39,000	[2]
Jan Verplancke [Member] | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	64,000
Jan Verplancke [Member] | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jan Verplancke [Member] | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jan Verplancke [Member] | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jan Verplancke [Member] | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	7,000
Jan Verplancke [Member] | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0
Jan Verplancke [Member] | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	21,000
Jan Verplancke [Member] | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	0	[1]
Jan Verplancke [Member] | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	93,000
Total remuneration for non executive directors | Board Of Directors
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	751,000	[3]
Total remuneration for non executive directors | Executie Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	278,000	[3]
Total remuneration for non executive directors | Audit And Compliance Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	215,000	[3]
Total remuneration for non executive directors | Risk Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	285,000	[3]
Total remuneration for non executive directors | Remuneration Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	111,000	[3]
Total remuneration for non executive directors | Appointments Committee
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	150,000	[3]
Total remuneration for non executive directors | Technology And Cybersecurity Committe
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	75,000	[3]
Total remuneration for non executive directors | Other [Member]
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	65,000	[1],[3]
Total remuneration for non executive directors | Directors Remuneration Expense
Explanatory Remuneration Of Non Executive Directors Received Line Items
Total Remuneration Non Executive Directors	€ 1,930,000	[3]
[1]	(1) Amounts received during the first half of 2020 by José Miguel Andrés Torrecillas, in his capacity as Deputy Chair of the Board of Directors, and by Juan Pi Llorens, in his capacity as Lead Director.
[2]	(2 ) Directors appointed by the General Meeting held on 13 March 2020. Remunerations paid based on the date on which the position was accepted.
[3]	( 3) Including the amounts corresponding to the position s of the member of the Board and of the various committees during the first half of the 2020 financial year . The composition of these committees was amended by agreement of the Board of Directors dated 29 April 2020 . In addition, Tomás Alfaro Drake and Carlos Loring Martínez de Irujo, who left their roles as directors on 13 March 2020, received a total of € 54 thousand and € 111 thousand, respectively, for their membership of the Board and to the various Board Comm ittees during the first quarter of the financial year.

Nota 48 - Remuneration And Othe

Nota 48 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Remuneration For Executive Directors (Details)	Jun. 30, 2020EUR (€)shares
Group Executive Chairman | Executive directors [Member]
Remuneration And Other Benefits Received Line Items
Fixed remuneration	€ 1,227,000
Group Executive Chairman | Executive directors [Member] | In Cash [Member]
Remuneration And Other Benefits Received Line Items
Variable remuneration	€ 1,292,000	[1]
Group Executive Chairman | Executive directors [Member] | In Shares [Member]
Remuneration And Other Benefits Received Line Items
Variable Remuneration In Shares | shares	215,628	[1]
CEO Member | Executive directors [Member]
Remuneration And Other Benefits Received Line Items
Fixed remuneration	€ 1,090,000	[2]
CEO Member | Executive directors [Member] | In Cash [Member]
Remuneration And Other Benefits Received Line Items
Variable remuneration	€ 775,000	[1]
CEO Member | Executive directors [Member] | In Shares [Member]
Remuneration And Other Benefits Received Line Items
Variable Remuneration In Shares | shares	144,578	[1]
Total | Executive directors [Member]
Remuneration And Other Benefits Received Line Items
Fixed remuneration	€ 2,316,000
Total | Executive directors [Member] | In Cash [Member]
Remuneration And Other Benefits Received Line Items
Variable remuneration	€ 2,067,000	[1]
Total | Executive directors [Member] | In Shares [Member]
Remuneration And Other Benefits Received Line Items
Variable Remuneration In Shares | shares	360,206	[1]
Total Retirement Commitments Senior Management [Member] | Members of the senior management [Member]
Remuneration And Other Benefits Received Line Items
Fixed remuneration	€ 7,444,000
Total Retirement Commitments Senior Management [Member] | Members of the senior management [Member] | In Cash [Member]
Remuneration And Other Benefits Received Line Items
Variable remuneration	€ 2,832,000	[3]
Total Retirement Commitments Senior Management [Member] | Members of the senior management [Member] | In Shares [Member]
Remuneration And Other Benefits Received Line Items
Variable Remuneration In Shares | shares	465,709	[3]
[1]	(1) Remuneration corresponding to the upfront portion (40%) of the Annual Variable Remuneration (AVR) for the 2019 financial year and to the deferred AVR for the 2016 financial year to be paid in 2020, along with its up date in cash. The deferred AVR for the 2016 financial year of the Chairman and the Chief Executive Officer is associated with their previous roles as Chief Executive Officer and President & CEO of BBVA Compass (now BBVA USA), respectively.
[2]	(1 ) In addition, in accordance with the current Remuneration Policy for BBVA Directors, during the first half of the 2020 financial year, the Chief Executive Officer received €327 thousand as cash in lieu of pension and €300 thousand as a mobility allowance .
[3]	(1) Remuneration corresponding to the upfront portion (40%) of the A VR for the 2019 financial year and, in the case of members who were beneficiaries, to the deferred AVR for the 2016 financial year to be paid in 2020, along with its update in cash. For those members of Senior Management appointed by the Board of Directors during the 2019 financial year, the remuneration included relates to their previou s positions.

Note 48 - Remuneration And Ot_4

Note 48 - Remuneration And Other Benefits Received By The Board Of Directors And Members Of The Bank's Senior Management - Number Of Shares (Details)	6 Months Ended
	Jun. 30, 2020shares
Jose Miguel Andres Torrecillas
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	20,252
Number Of Outstanding Share Options	75,912
Jaime Felix Caruana Lacorte [Member]
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	22,067
Number Of Outstanding Share Options	31,387
Belen Garijo Lopez
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	14,598
Number Of Outstanding Share Options	62,126
Sunir Kumar Kapoor
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	7,189
Number Of Outstanding Share Options	22,915
Lourdes Maiz Carro
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	10,609
Number Of Outstanding Share Options	44,929
Jose Maldonado Ramos
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	14,245
Number Of Outstanding Share Options	108,568
Ana Peralta Moreno [Member]
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	10,041
Number Of Outstanding Share Options	15,665
Juan Pi Llorens
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	20,676
Number Of Outstanding Share Options	92,817
Susana Rodriguez Vidarte
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	18,724
Number Of Outstanding Share Options	141,138
Jan Verplancke [Member]
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	7,189
Number Of Outstanding Share Options	12,392
Total remuneration for non executive directors
Explanatory Number Of Shares Line Items
Number Of Instruments Granted In Share based Payment Arrangement	145,590	[1]
Number Of Outstanding Share Options	607,849	[1]
[1]	(1) Contributions registered to fulfil the proportion of pension commitments undertaken with the executive directors corresponding to the first half of the 2020 financial year. In the case of the Chairman, these correspond to the sum of the annual contribution to cover retirement benefits and the adjustment made to the discretionary pension benefits for the 2019 financial year that fell due in the 2020 financial y ear once the AVR for the year 2019 had been determined and to the death and disability premiums. For the Chief Executive Officer, the contributions registered correspond exclusively to the proportion of the premiums for death and disability given that, in his case, no commitments were made for the retirement benefit.

Nota 48 - Remuneration And Ot_2

Nota 48 - Remuneration And Other Benefits Received ByThe Board Of Directors And Members Of The Bank's Senior Management - Pension Commitments (Details)	6 Months Ended
	Jun. 30, 2020EUR (€)
President
Pension Commitments Line Items
Funds Accumulated	€ 21,353,000
President | Retirement [Member]
Pension Commitments Line Items
Employer Contributions	836,000	[1]
President | Demise Or Disability [Member]
Pension Commitments Line Items
Employer Contributions	189,000	[1]
Managing Director [Member]
Pension Commitments Line Items
Funds Accumulated	0
Managing Director [Member] | Retirement [Member]
Pension Commitments Line Items
Employer Contributions	0	[1]
Managing Director [Member] | Demise Or Disability [Member]
Pension Commitments Line Items
Employer Contributions	126,000	[1]
Total
Pension Commitments Line Items
Funds Accumulated	21,353,000
Total | Retirement [Member]
Pension Commitments Line Items
Employer Contributions	836,000	[1]
Total | Demise Or Disability [Member]
Pension Commitments Line Items
Employer Contributions	315,000	[1]
Total Retirement Commitments Senior Management [Member]
Pension Commitments Line Items
Funds Accumulated	20,613,000
Total Retirement Commitments Senior Management [Member] | Retirement [Member]
Pension Commitments Line Items
Employer Contributions	1,487,000	[2]
Total Retirement Commitments Senior Management [Member] | Demise Or Disability [Member]
Pension Commitments Line Items
Employer Contributions	€ 517,000	[2]
[1]	(1) Contributions registered to fulfil the proportion of pension commitments undertaken with the executive directors corresponding to the first half of the 2020 financial year. In the case of the Chairman, these correspond to the sum of the annual contribution to cover retirement benefits and the adjustment made to the discretionary pension benefits for the 2019 financial year that fell due in the 2020 financial y ear once the AVR for the year 2019 had been determined and to the death and disability premiums. For the Chief Executive Officer, the contributions registered correspond exclusively to the proportion of the premiums for death and disability given that, in his case, no commitments were made for the retirement benefit.
[2]	(1) Contributions registered to fulfil the proportion of pension commitments undertaken with the Senior Management as a whole for the first half of the 2020 financial year corresponding to the sum of the annual contributions to cover retirement benefits and the adjustments to discretionary pension benefits for the 2019 financial year that fell due in the 2020 financial year once the AVR for the year 2019 had been determined, and to the death and disability premiums.