Isabella Bank (ISBA) 10-Q 5 Nov 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Nov. 03, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	ISABELLA BANK CORP
Entity Central Index Key	842,517
Document Type	10-Q
Document Period End Date	Sep. 30, 2015
Amendment Flag	false
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		7,795,149

Interim Condensed Consolidated

Interim Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Cash and cash equivalents
Cash and demand deposits due from banks	$ 16,975	$ 18,058
Interest bearing balances due from banks	1,347	1,848
Total cash and cash equivalents	18,322	19,906
AFS securities (amortized cost of $619,834 in 2015 and $561,893 in 2014)	628,612	567,534
Mortgage loans AFS	831	901
Loans
Commercial	433,069	431,961
Agricultural	116,293	104,721
Residential real estate	249,850	264,595
Consumer	34,135	32,305
Gross loans	833,347	833,582
Less allowance for loan losses	8,200	10,100
Net loans	825,147	823,482
Premises and equipment	28,353	25,881
Corporate owned life insurance	26,222	25,152
Accrued interest receivable	6,992	5,851
Equity securities without readily determinable fair values	22,341	20,076
Goodwill and other intangible assets	48,875	46,128
Other assets	13,555	14,632
TOTAL ASSETS	1,619,250	1,549,543
Deposits
Noninterest bearing	181,782	181,826
NOW accounts	197,476	190,984
Certificates of deposit under $100 and other savings	506,488	456,774
Certificates of deposit over $100	242,257	244,900
Total deposits	1,128,003	1,074,484
Borrowed funds	297,610	289,709
Accrued interest payable and other liabilities	10,639	10,756
Total liabilities	1,436,252	1,374,949
Shareholders' equity
Common stock — no par value 15,000,000 shares authorized; issued and outstanding 7,765,333 shares (including 19,025 shares held in the Rabbi Trust) in 2015 and 7,776,274 shares (including 13,934 shares held in the Rabbi Trust) in 2014	138,321	138,755
Shares to be issued for deferred compensation obligations	4,544	4,242
Retained earnings	38,521	32,103
Accumulated other comprehensive income	1,612	(506)
Total shareholders' equity	182,998	174,594
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,619,250	$ 1,549,543

Interim Condensed Consolidated3

Interim Condensed Consolidated Balance Sheets (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Statement of Financial Position [Abstract]
Available-for-sale securities, amortized cost	$ 619,834	$ 561,893
Common stock, shares authorized	15,000,000	15,000,000
Common stock, shares issued	7,765,333	7,776,274
Common stock, shares outstanding	7,765,333	7,776,274
Common stock, shares held in Rabbi Trust	19,025	13,934

Interim Condensed Consolidated4

Interim Condensed Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest income
Loans, including fees	$ 9,855	$ 9,863	$ 29,448	$ 29,413
AFS securities
Taxable	2,310	2,016	6,655	6,007
Nontaxable	1,507	1,485	4,496	4,428
Federal funds sold and other	166	119	444	390
Total interest income	13,838	13,483	41,043	40,238
Interest expense
Deposits	1,480	1,562	4,405	4,767
Borrowings	1,100	936	3,181	2,699
Total interest expense	2,580	2,498	7,586	7,466
Net interest income	11,258	10,985	33,457	32,772
Provision for loan losses	(738)	(162)	(1,999)	(604)
Net interest income after provision for loan losses	11,996	11,147	35,456	33,376
Noninterest income
Service charges and fees	1,468	1,366	4,024	4,120
Net gain on sale of mortgage loans	157	170	472	436
Earnings on corporate owned life insurance policies	188	182	570	556
Net gains (losses) on sale of AFS securities	0	97	0	97
Other	1,288	401	2,792	1,690
Total noninterest income	3,101	2,216	7,858	6,899
Noninterest expenses
Compensation and benefits	5,621	5,174	16,420	16,045
Furniture and equipment	1,511	1,348	4,251	3,835
Occupancy	728	697	2,121	2,115
Other	2,172	2,295	5,938	6,305
Total noninterest expenses	10,032	9,514	28,730	28,300
Income before federal income tax expense	5,065	3,849	14,584	11,975
Federal income tax expense	1,002	444	2,750	1,696
NET INCOME	$ 4,063	$ 3,405	$ 11,834	$ 10,279
Earnings per share
Basic (in dollars per share)	$ 0.52	$ 0.44	$ 1.52	$ 1.33
Diluted (in dollars per share)	0.51	0.43	1.49	1.30
Cash dividends per basic share (in dollars per share)	$ 0.24	$ 0.22	$ 0.70	$ 0.66

Interim Condensed Consolidated5

Interim Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014		Sep. 30, 2015		Sep. 30, 2014
Statement of Comprehensive Income [Abstract]
Net income	$ 4,063	$ 3,405		$ 11,834		$ 10,279
Unrealized gains (losses) on AFS securities
Unrealized gains (losses) on AFS securities arising during the period	(5,301)	1,326		(3,137)		(8,642)
Reclassification adjustment for net realized (gains) losses included in net income	0	(97)		0		(97)
Net unrealized gains (losses)	5,301	(1,423)		3,137		8,545
Tax effect (1)	(1,818)	469	[1]	(1,019)	[1]	(2,690)	[1]
Other comprehensive income (loss), net of tax	3,483	(954)		2,118		5,855
Comprehensive income (loss)	$ 7,546	$ 2,451		$ 13,952		$ 16,134
[1]	See “Note 11 – Accumulated Other Comprehensive Income (Loss)” for tax effect reconciliation.

Interim Condensed Consolidated6

Interim Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock	Shares to be Issued for Deferred Compensation Obligations	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Beginning balances at Dec. 31, 2013	$ 160,609	$ 137,580	$ 4,148	$ 25,222	$ (6,341)
Beginning balances, shares at Dec. 31, 2013		7,723,023
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Comprehensive income (loss)	16,134			10,279	5,855
Issuance of common stock	2,845	$ 2,845
Issuance of common stock, shares		122,261
Common stock issued for deferred compensation obligations	0	$ 143	(143)
Common stock issued for deferred compensation obligations, shares		6,126
Common stock transferred from the Rabbi Trust to satisfy deferred compensation obligations	0	$ 258	(258)
Share based payment awards under equity compensation plan	382		382
Common stock purchased for deferred compensation obligations	(253)	(253)
Common stock repurchased pursuant to publicly announced repurchase plan	(2,550)	$ (2,550)
Common stock repurchased pursuant to publicly announced repurchase plan, shares		(110,680)
Cash dividends	(5,091)			(5,091)
Ending balances at Sep. 30, 2014	172,076	$ 138,023	4,129	30,410	(486)
Ending balances, shares at Sep. 30, 2014		7,740,730
Beginning balances at Dec. 31, 2014	$ 174,594	$ 138,755	4,242	32,103	(506)
Beginning balances, shares at Dec. 31, 2014	7,776,274	7,776,274
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Comprehensive income (loss)	$ 13,952			11,834	2,118
Issuance of common stock	3,310	$ 3,310
Issuance of common stock, shares		142,388
Common stock issued for deferred compensation obligations	0	$ 0	0
Common stock issued for deferred compensation obligations, shares		0
Common stock transferred from the Rabbi Trust to satisfy deferred compensation obligations	0	$ 123	(123)
Share based payment awards under equity compensation plan	425		425
Common stock purchased for deferred compensation obligations	(279)	(279)
Common stock repurchased pursuant to publicly announced repurchase plan	(3,588)	$ (3,588)
Common stock repurchased pursuant to publicly announced repurchase plan, shares		(153,329)
Cash dividends	(5,416)			(5,416)
Ending balances at Sep. 30, 2015	$ 182,998	$ 138,321	$ 4,544	$ 38,521	$ 1,612
Ending balances, shares at Sep. 30, 2015	7,765,333	7,765,333

Interim Condensed Consolidated7

Interim Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Statement of Stockholders' Equity [Abstract]
Cash dividends per share (in dollars per share)	$ 0.24	$ 0.22	$ 0.70	$ 0.66

Interim Condensed Consolidated8

Interim Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
OPERATING ACTIVITIES
Net income	$ 11,834	$ 10,279
Reconciliation of net income to net cash provided by operating activities:
Provision for loan losses	(1,999)	(604)
Impairment of foreclosed assets	22	83
Depreciation	1,925	1,902
Amortization of OMSR	273	206
Amortization of acquisition intangibles	122	143
Net amortization of AFS securities	1,514	1,382
Available-for-sale Securities, Gross Realized Gain (Loss)	0	(97)
Net gain on sale of mortgage loans	(472)	(436)
Increase in cash value of corporate owned life insurance policies	(570)	(556)
Share-based payment awards under equity compensation plan	425	382
Proceeds from loan sales	(36,140)	(21,746)
Proceeds from loan sales	36,682	22,865
Net changes in operating assets and liabilities which provided (used) cash:
Accrued interest receivable	(1,141)	(1,464)
Other assets	(5,633)	(433)
Accrued interest payable and other liabilities	(117)	134
Net cash provided by (used in) operating activities	6,725	12,040
Activity in AFS securities
Sales	0	13,362
Maturities and calls	72,345	47,527
Purchases	(131,800)	(116,647)
Net loan principal (originations) collections	(709)	(15,952)
Proceeds from sales of foreclosed assets	1,305	1,482
Purchases of premises and equipment	(4,397)	(2,026)
Purchases of corporate owned life insurance policies	(500)	0
Net cash provided by (used in) investing activities	(63,756)	(72,254)
FINANCING ACTIVITIES
Net increase (decrease) in deposits	53,519	38,124
Increase in other borrowed funds	7,901	11,112
Cash dividends paid on common stock	(5,416)	(5,091)
Proceeds from issuance of common stock	3,310	2,845
Common stock repurchased	(3,588)	(2,550)
Common stock purchased for deferred compensation obligations	(279)	(253)
Net cash provided by (used in) financing activities	55,447	44,187
Increase (decrease) in cash and cash equivalents	(1,584)	(16,027)
Cash and cash equivalents at beginning of period	19,906	41,558
Cash and cash equivalents at end of period	18,322	25,531
SUPPLEMENTAL CASH FLOWS INFORMATION:
Interest paid	7,587	7,536
Federal income taxes paid	3,193	979
SUPPLEMENTAL NONCASH INFORMATION:
Transfers of loans to foreclosed assets	$ 1,043	$ 1,194

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation As used in these notes as well as in Management's Discussion and Analysis of Financial Condition and Results of Operations , references to “Isabella,” the “Corporation”, “we,” “our,” “us,” and similar terms refer to the consolidated entity consisting of Isabella Bank Corporation and its subsidiaries. Isabella Bank Corporation refers solely to the parent holding company, and Isabella Bank or the “Bank” refer to Isabella Bank Corporation ’s subsidiary, Isabella Bank . The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with GAAP for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In our opinion, all adjustments considered necessary for a fair presentation have been included. Operating results for the three and nine month periods ended September 30, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015 . For further information, refer to our Annual Report on Form 10-K for the year ended December 31, 2014 . Our accounting policies are materially the same as those discussed in Note 1 to the Consolidated Financial Statements included in our Annual Report on Form 10-K for the year ended December 31, 2014 .

Computation of Earnings Per Com

Computation of Earnings Per Common Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Computation of Earnings Per Common Share	Computation of Earnings Per Common Share Basic earnings per common share represents income available to common shareholders divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued. Potential common shares that may be issued relate solely to outstanding shares in the Directors Plan . Three Months Ended Nine Months Ended 2015 2014 2015 2014 Average number of common shares outstanding for basic calculation 7,768,230 7,733,362 7,773,655 7,725,706 Average potential effect of common shares in the Directors Plan (1) 178,882 170,897 177,531 170,955 Average number of common shares outstanding used to calculate diluted earnings per common share 7,947,112 7,904,259 7,951,186 7,896,661 Net income $ 4,063 $ 3,405 $ 11,834 $ 10,279 Earnings per common share Basic $ 0.52 $ 0.44 $ 1.52 $ 1.33 Diluted $ 0.51 $ 0.43 $ 1.49 $ 1.30 (1) Exclusive of shares held in the Rabbi Trust

Pending Accounting Standards Up

Pending Accounting Standards Updates	9 Months Ended
	Sep. 30, 2015
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
Pending Accounting Standards Updates	Accounting Standards Updates Recently Adopted Accounting Standards Updates ASU No. 2014-04: “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure (a consensus of the FASB Emerging Issues Task Force) ” In January 2014, ASU No. 2014-04 amended ASC Topic 310, "Receivables" to provide clarification as to when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan. Specifically, the update defined physical possession to appropriately derecognize the loan and recognize the real estate as OREO. The adoption of this ASU did not have a significant impact on our operations or financial statement disclosures. ASU No. 2014-11: “Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures ” In June 2014, ASU No. 2014-11 amended ASC Topic 860, “Transfers and Servicing” to address concerns that current accounting guidance distinguishes between repurchase agreements that settle at the same time as the maturity of the transferred financial asset and those that settle any time before maturity. The update changed the accounting for repurchase-to-maturity transactions to secured borrowing accounting and, for repurchase financing arrangements, separate accounting for a transfer of a financial asset executed contemporaneously with a repurchase agreement with the same counterparty, which resulted in secured borrowing accounting for the repurchase agreement. The adoption of this ASU did not have a significant impact on our operations or financial statement disclosures. Pending Accounting Standards Updates ASU No. 2015-01: “Income Statement - Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items ” In January 2015, ASU No. 2015-01 amended ASC Topic 225, “Income Statement” to eliminate the concept of extraordinary items. The presentation and disclosure guidance for items that are unusual in nature or occur infrequently will be retained and will be expanded to include items that are both unusual in nature and infrequently occurring. The new authoritative guidance is effective for interim and annual periods beginning after December 15, 2015 and is not expected to have a significant impact on our operations or financial statement disclosures. ASU No. 2015-02: “Consolidation (Topic 810): Amendments to the Consolidation Analysis ” In February 2015, ASU No. 2015-02 amended ASC Topic 810, “Consolidation” to provide consolidation guidance on legal entities when the reporting entity’s contractual rights do not give it the ability to act primarily on its own behalf, the reporting entity does not hold a majority of the legal entity’s voting rights, or the reporting entity is not exposed to a majority of the legal entity’s economic benefits or obligations. The amendments in this update affect reporting entities that are required to evaluate whether they should consolidate certain legal entities. All legal entities are subject to reevaluation under the revised consolidation model. Specifically, the amendments: 1. Modify the evaluation of whether limited partnerships and similar legal entities are variable interest entities (VIEs) or voting interest entities. 2. Eliminate the presumption that a general partner should consolidate a limited partnership. 3. Affect the consolidation analysis of reporting entities that are involved with VIEs, particularly those that have fee arrangements and related party relationships. 4. Provide a scope exception from consolidation guidance for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds. The amendments of this update affect limited partnerships and similar legal entities including fees paid and fee arrangements on the primary beneficiary. The following three main provisions affect limited partnerships and similar legal entities: 1. There is an additional requirement that limited partnerships and similar legal entities must meet to qualify as voting interest entities. A limited partnership must provide partners with either substantive kick-out rights or substantive participating rights over the general partner to meet this requirement. 2. The specialized consolidation model and guidance for limited partnerships and similar legal entities have been eliminated. There is no longer a presumption that a general partner should consolidate a limited partnership. 3. For limited partnerships and similar legal entities that qualify as voting interest entities, a limited partner with a controlling financial interest should consolidate a limited partnership. A controlling financial interest may be achieved through holding a limited partner interest that provides substantive kick-out rights. The new authoritative guidance is effective for interim and annual periods beginning after December 15, 2015 and is not expected to have a significant impact on our operations or financial statement disclosures. ASU No. 2015-05: “Intangibles-Goodwill and Other-Internal-Use Software (Subtopic 350-40): Customer’s Accounting for Fees Paid in a Cloud Computing Arrangement“ In April 2015, ASU No. 2015-05 amended ASC Topic 350, “Goodwill and Other” to provide guidance to customers about whether a cloud computing arrangement includes a software license. If a cloud computing arrangement includes a software license, then the customer should account for the software license element of the arrangement consistent with the acquisition of other software licenses. If a cloud computing arrangement does not include a software license, the customer should account for the arrangement as a service contract. The guidance will not change GAAP for a customer’s accounting for service contracts. The new authoritative guidance is effective for interim and annual periods beginning after December 15, 2015 and is not expected to have a significant impact on our operations or financial statement disclosures. ASU No. 2015-07: “Fair Value Measurement (Topic 820): Disclosures for Investments in Certain Entities That Calculate Net Asset Value per Share (or Its Equivalent)“ In May 2015, ASU No. 2015-07 amended ASC Topic 820, “Fair Value Measurement” to remove the requirement to categorize within the fair value hierarchy all investments for which fair value is measured using the net asset value per share practical expedient. The amendments also remove the requirement to make certain disclosures for all investments that are eligible to be measured at fair value using the net asset value per share practical expedient. Rather, those disclosures are limited to investments for which the entity has elected to measure the fair value using that practical expedient. The new authoritative guidance is effective for interim and annual periods beginning after December 15, 2015 and is not expected to have a significant impact on our operations or financial statement disclosures. ASU No. 2015-14: “Revenue from Contracts with Customers (Topic 606): Deferral of the Effective Date“ In August 2015, ASU No. 2015-14 was issued to defer the effective date of ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606)” by one year. The new authoritative guidance is now effective for interim and annual periods beginning after December 15, 2017. The new authoritative guidance in ASU No. 2014-09 is not expected to have a significant impact on our operations or financial statement disclosures.

AFS Securities

AFS Securities	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
AFS Securities	AFS Securities The amortized cost and fair value of AFS securities , with gross unrealized gains and losses, are as follows at: September 30, 2015 Amortized Gross Gross Fair Government sponsored enterprises $ 24,441 $ 8 $ 81 $ 24,368 States and political subdivisions 226,045 6,950 621 232,374 Auction rate money market preferred 3,200 — 493 2,707 Preferred stocks 3,800 — 608 3,192 Mortgage-backed securities 232,279 2,599 620 234,258 Collateralized mortgage obligations 130,069 2,071 427 131,713 Total $ 619,834 $ 11,628 $ 2,850 $ 628,612 December 31, 2014 Amortized Gross Gross Fair Government sponsored enterprises $ 24,597 $ 10 $ 471 $ 24,136 States and political subdivisions 209,153 6,986 794 215,345 Auction rate money market preferred 3,200 — 581 2,619 Preferred stocks 6,800 31 691 6,140 Mortgage-backed securities 165,888 2,042 1,004 166,926 Collateralized mortgage obligations 152,255 1,533 1,420 152,368 Total $ 561,893 $ 10,602 $ 4,961 $ 567,534 The amortized cost and fair value of AFS securities by contractual maturity at September 30, 2015 are as follows: Maturing Securities with Variable Monthly Payments or Noncontractual Maturities Due in After One After Five After Total Government sponsored enterprises $ — $ 24,029 $ 412 $ — $ — $ 24,441 States and political subdivisions 28,965 66,644 93,713 36,723 — 226,045 Auction rate money market preferred — — — — 3,200 3,200 Preferred stocks — — — — 3,800 3,800 Mortgage-backed securities — — — — 232,279 232,279 Collateralized mortgage obligations — — — — 130,069 130,069 Total amortized cost $ 28,965 $ 90,673 $ 94,125 $ 36,723 $ 369,348 $ 619,834 Fair value $ 29,014 $ 93,015 $ 97,509 $ 37,204 $ 371,870 $ 628,612 Expected maturities for government sponsored enterprises and states and political subdivisions may differ from contractual maturities because issuers may have the right to call or prepay obligations. As the auction rate money market preferred and preferred stocks have continual call dates, they are not reported by a specific maturity group. Because of their variable monthly payments, mortgage-backed securities and collateralized mortgage obligations are not reported by a specific maturity group. A summary of the sales activity of AFS securities was as follows for the: Three Months Ended Nine Months Ended 2014 2014 Proceeds from sales of AFS securities $ 13,362 $ 13,362 Gross realized gains (losses) $ 97 $ 97 Applicable income tax expense (benefit) $ 33 $ 33 We had no sales of AFS securities in the three and nine month periods ended September 30, 2015 . The cost basis used to determine the realized gains or losses of AFS securities sold was the amortized cost of the individual investment security as of the trade date. Information pertaining to AFS securities with gross unrealized losses at September 30, 2015 and December 31, 2014 , aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows: September 30, 2015 Less Than Twelve Months Twelve Months or More Gross Fair Gross Fair Total Government sponsored enterprises $ — $ — $ 81 $ 23,915 $ 81 States and political subdivisions 80 12,168 541 3,602 621 Auction rate money market preferred — — 493 2,707 493 Preferred stocks — — 608 3,192 608 Mortgage-backed securities 42 18,517 578 39,075 620 Collateralized mortgage obligations 3 7,920 424 28,190 427 Total $ 125 $ 38,605 $ 2,725 $ 100,681 $ 2,850 Number of securities in an unrealized loss position: 35 29 64 December 31, 2014 Less Than Twelve Months Twelve Months or More Gross Fair Gross Fair Total Government sponsored enterprises $ — $ — $ 471 $ 23,525 $ 471 States and political subdivisions 48 5,323 746 17,416 794 Auction rate money market preferred — — 581 2,619 581 Preferred stocks — — 691 3,109 691 Mortgage-backed securities 5 9,456 999 52,407 1,004 Collateralized mortgage obligations 105 29,435 1,315 39,540 1,420 Total $ 158 $ 44,214 $ 4,803 $ 138,616 $ 4,961 Number of securities in an unrealized loss position: 22 72 94 As of September 30, 2015 and December 31, 2014 , we conducted an analysis to determine whether any AFS securities currently in an unrealized loss position should be other-than-temporarily impaired. Such analyses considered, among other factors, the following criteria: • Has the value of the investment declined more than what is deemed to be reasonable based on a risk and maturity adjusted discount rate? • Is the investment credit rating below investment grade? • Is it probable the issuer will be unable to pay the amount when due? • Is it more likely than not that we will have to sell the security before recovery of its cost basis? • Has the duration of the investment been extended? Based on our analyses, the fact that we have asserted that we do not have the intent to sell AFS securities in an unrealized loss position, and considering it is unlikely that we will have to sell any AFS securities in an unrealized loss position before recovery of their cost basis, we do not believe that the values of any AFS securities were other-than-temporarily impaired as of September 30, 2015 , or December 31, 2014 .

Loans and ALLL

Loans and ALLL	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Loans and ALLL	Loans and ALLL We grant commercial, agricultural, residential real estate, and consumer loans to customers situated primarily in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties in Michigan. The ability of the borrowers to honor their repayment obligations is often dependent upon the real estate, agricultural, light manufacturing, retail, gaming, tourism, higher education, and general economic conditions of this region. Substantially all of our consumer and residential real estate loans are secured by various items of property, while commercial loans are secured primarily by real estate, business assets, and personal guarantees; a portion of loans are unsecured. Loans that we have the intent and ability to hold in our portfolio are reported at their outstanding principal balance adjusted for any charge-offs , the ALLL , and any deferred fees or costs. Interest income is accrued over the term of the loan based on the principal amount outstanding. Loan origination fees and certain direct loan origination costs are capitalized and recognized as a component of interest income over the term of the loan using the level yield method. The accrual of interest on commercial, agricultural, and residential real estate loans is discontinued at the time the loan is 90 days or more past due unless the credit is well-secured and in the process of collection. Upon transferring the loans to nonaccrual status, we perform an evaluation to determine the net realizable value of the underlying collateral. This evaluation is used to help determine if any charge-offs are necessary. Consumer loans are typically charged-off no later than 180 days past due. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. For loans that are placed on nonaccrual status or charged-off , all interest accrued in the current calendar year, but not collected, is reversed against interest income while interest accrued in prior calendar years, but not collected, is charged against the ALLL . Loans may be returned to accrual status after six months of continuous performance. Commercial and agricultural loans include loans for commercial real estate, commercial operating loans, farmland and agricultural production, and states and political subdivisions. Repayment of these loans is dependent upon the successful operation and management of a business. We minimize our risk by limiting the amount of direct credit exposure to any one borrower to $15,000 . Borrowers with direct credit needs of more than $15,000 are serviced through the use of loan participations with other commercial banks. Commercial and agricultural real estate loans commonly require loan-to-value limits of 80% or less. Depending upon the type of loan, past credit history, and current operating results, we may require the borrower to pledge accounts receivable, inventory, and property and equipment. Personal guarantees are generally required from the owners of closely held corporations, partnerships, and sole proprietorships. In addition, we require annual financial statements, prepare cash flow analyses, and review credit reports. We offer adjustable rate mortgages, construction loans, and fixed rate residential real estate loans which have amortization periods up to a maximum of 30 years. We consider the anticipated direction of interest rates, balance sheet duration, the sensitivity of our balance sheet to changes in interest rates, and overall loan demand to determine whether or not to sell fixed rate loans to Freddie Mac . Our lending policies generally limit the maximum loan-to-value ratio on residential real estate loans to 97% of the lower of the appraised value of the property or the purchase price, with the condition that private mortgage insurance is required on loans with loan-to-value ratios in excess of 80% . Underwriting criteria for residential real estate loans include: • Evaluation of the borrower’s ability to make monthly payments. • Evaluation of the value of the property securing the loan. • Ensuring the payment of principal, interest, taxes, and hazard insurance does not exceed 28% of a borrower’s gross income. • Ensuring all debt servicing does not exceed 36% of income. • Verification of acceptable credit reports. • Verification of employment, income, and financial information. Appraisals are performed by independent appraisers and reviewed for appropriateness. All mortgage loan requests are reviewed by our mortgage loan committee or through a secondary market underwriting system; loans in excess of $500 require the approval of our Internal Loan Committee, the Executive Loan Committee, the Board of Directors’ Loan Committee, or the Board of Directors. Consumer loans include secured and unsecured personal loans. Loans are amortized for a period of up to 12 years based on the age and value of the underlying collateral. The underwriting emphasis is on a borrower’s perceived intent and ability to pay rather than collateral value. No consumer loans are sold to the secondary market. The ALLL is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the ALLL when we believe the uncollectability of the loan balance is confirmed. Subsequent recoveries, if any, are credited to the ALLL . The appropriateness of the ALLL is evaluated on a quarterly basis and is based upon a periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The primary factors behind the determination of the level of the ALLL are specific allocations for impaired loans, historical loss percentages, as well as unallocated components. Specific allocations for impaired loans are primarily determined based on the difference between the loan’s outstanding balance to the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral, less cost to sell. Historical loss allocations are calculated at the loan class and segment levels based on a migration analysis of the loan portfolio over the preceding five years. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. A summary of changes in the ALLL and the recorded investment in loans by segments follows: Allowance for Loan Losses Three Months Ended September 30, 2015 Commercial Agricultural Residential Real Estate Consumer Unallocated Total July 1, 2015 $ 3,483 $ 363 $ 3,514 $ 591 $ 1,049 $ 9,000 Charge-offs (61 ) — (70 ) (79 ) — (210 ) Recoveries 68 — 33 47 — 148 Provision for loan losses (500 ) 15 (164 ) (49 ) (40 ) (738 ) September 30, 2015 $ 2,990 $ 378 $ 3,313 $ 510 $ 1,009 $ 8,200 Allowance for Loan Losses Nine Months Ended September 30, 2015 Commercial Agricultural Residential Real Estate Consumer Unallocated Total January 1, 2015 $ 3,823 $ 216 $ 4,238 $ 645 $ 1,178 $ 10,100 Charge-offs (89 ) — (325 ) (252 ) — (666 ) Recoveries 387 72 152 154 — 765 Provision for loan losses (1,131 ) 90 (752 ) (37 ) (169 ) (1,999 ) September 30, 2015 $ 2,990 $ 378 $ 3,313 $ 510 $ 1,009 $ 8,200 Allowance for Loan Losses and Recorded Investment in Loans September 30, 2015 Commercial Agricultural Residential Real Estate Consumer Unallocated Total ALLL Individually evaluated for impairment $ 1,322 $ 3 $ 1,891 $ 1 $ — $ 3,217 Collectively evaluated for impairment 1,668 375 1,422 509 1,009 4,983 Total $ 2,990 $ 378 $ 3,313 $ 510 $ 1,009 $ 8,200 Loans Individually evaluated for impairment $ 9,603 $ 2,647 $ 10,275 $ 38 $ 22,563 Collectively evaluated for impairment 423,466 113,646 239,575 34,097 810,784 Total $ 433,069 $ 116,293 $ 249,850 $ 34,135 $ 833,347 Allowance for Loan Losses Three Months Ended September 30, 2014 Commercial Agricultural Residential Real Estate Consumer Unallocated Total July 1, 2014 $ 5,012 $ 219 $ 3,981 $ 802 $ 686 $ 10,700 Charge-offs (163 ) — (180 ) (73 ) — (416 ) Recoveries 171 — 68 39 — 278 Provision for loan losses (704 ) (31 ) 92 (47 ) 528 (162 ) September 30, 2014 $ 4,316 $ 188 $ 3,961 $ 721 $ 1,214 $ 10,400 Allowance for Loan Losses Nine Months Ended September 30, 2014 Commercial Agricultural Residential Real Estate Consumer Unallocated Total January 1, 2014 $ 6,048 $ 434 $ 3,845 $ 639 $ 534 $ 11,500 Charge-offs (434 ) (31 ) (557 ) (255 ) — (1,277 ) Recoveries 477 — 190 114 — 781 Provision for loan losses (1,775 ) (215 ) 483 223 680 (604 ) September 30, 2014 $ 4,316 $ 188 $ 3,961 $ 721 $ 1,214 $ 10,400 Allowance for Loan Losses and Recorded Investment in Loans December 31, 2014 Commercial Agricultural Residential Real Estate Consumer Unallocated Total ALLL Individually evaluated for impairment $ 1,283 $ — $ 2,143 $ 1 $ — $ 3,427 Collectively evaluated for impairment 2,540 216 2,095 644 1,178 6,673 Total $ 3,823 $ 216 $ 4,238 $ 645 $ 1,178 $ 10,100 Loans Individually evaluated for impairment $ 12,029 $ 1,595 $ 12,160 $ 64 $ 25,848 Collectively evaluated for impairment 419,932 103,126 252,435 32,241 807,734 Total $ 431,961 $ 104,721 $ 264,595 $ 32,305 $ 833,582 The following table displays the credit quality indicators for commercial and agricultural credit exposures based on internally assigned credit risk ratings as of: September 30, 2015 Commercial Agricultural Real Estate Other Total Real Estate Other Total Rating 1 - Excellent $ — $ 499 $ 499 $ — $ — $ — 2 - High quality 6,684 8,131 14,815 4,534 2,308 6,842 3 - High satisfactory 101,450 31,355 132,805 29,181 12,885 42,066 4 - Low satisfactory 207,512 59,764 267,276 36,451 24,742 61,193 5 - Special mention 6,408 818 7,226 2,271 1,678 3,949 6 - Substandard 9,893 271 10,164 1,660 305 1,965 7 - Vulnerable 284 — 284 274 4 278 8 - Doubtful — — — — — — Total $ 332,231 $ 100,838 $ 433,069 $ 74,371 $ 41,922 $ 116,293 December 31, 2014 Commercial Agricultural Real Estate Other Total Real Estate Other Total Rating 1 - Excellent $ — $ 492 $ 492 $ — $ — $ — 2 - High quality 13,620 14,423 28,043 5,806 3,582 9,388 3 - High satisfactory 94,556 51,230 145,786 28,715 12,170 40,885 4 - Low satisfactory 184,000 49,869 233,869 33,361 17,560 50,921 5 - Special mention 8,456 1,322 9,778 1,607 65 1,672 6 - Substandard 11,055 123 11,178 1,602 147 1,749 7 - Vulnerable 2,687 116 2,803 106 — 106 8 - Doubtful — 12 12 — — — Total $ 314,374 $ 117,587 $ 431,961 $ 71,197 $ 33,524 $ 104,721 Internally assigned credit risk ratings are reviewed, at a minimum, when loans are renewed or when management has knowledge of improvements or deterioration of the credit quality of individual credits. Descriptions of the internally assigned credit risk ratings for commercial and agricultural loans are as follows: 1. EXCELLENT – Substantially Risk Free Credit has strong financial condition and solid earnings history, characterized by: • High liquidity, strong cash flow, low leverage. • Unquestioned ability to meet all obligations when due. • Experienced management, with management succession in place. • Secured by cash. 2. HIGH QUALITY – Limited Risk Credit with sound financial condition and a positive trend in earnings supplemented by: • Favorable liquidity and leverage ratios. • Ability to meet all obligations when due. • Management with successful track record. • Steady and satisfactory earnings history. • If loan is secured, collateral is of high quality and readily marketable. • Access to alternative financing. • Well defined primary and secondary source of repayment. • If supported by guaranty, the financial strength and liquidity of the guarantor(s) are clearly evident. 3. HIGH SATISFACTORY – Reasonable Risk Credit with satisfactory financial condition and further characterized by: • Working capital adequate to support operations. • Cash flow sufficient to pay debts as scheduled. • Management experience and depth appear favorable. • Loan performing according to terms. • If loan is secured, collateral is acceptable and loan is fully protected. 4. LOW SATISFACTORY – Acceptable Risk Credit with bankable risks, although some signs of weaknesses are shown: • Would include most start-up businesses. • Occasional instances of trade slowness or repayment delinquency – may have been 10 - 30 days slow within the past year. • Management’s abilities are apparent, yet unproven. • Weakness in primary source of repayment with adequate secondary source of repayment. • Loan structure generally in accordance with policy. • If secured, loan collateral coverage is marginal. • Adequate cash flow to service debt, but coverage is low. To be classified as less than satisfactory, only one of the following criteria must be met. 5. SPECIAL MENTION – Criticized Credit constitutes an undue and unwarranted credit risk but not to the point of justifying a classification of substandard. The credit risk may be relatively minor yet constitute an unwarranted risk in light of the circumstances surrounding a specific loan: • Downward trend in sales, profit levels, and margins. • Impaired working capital position. • Cash flow is strained in order to meet debt repayment. • Loan delinquency ( 30 - 60 days) and overdrafts may occur. • Shrinking equity cushion. • Diminishing primary source of repayment and questionable secondary source. • Management abilities are questionable. • Weak industry conditions. • Litigation pending against the borrower. • Collateral or guaranty offers limited protection. • Negative debt service coverage, however the credit is well collateralized and payments are current. 6. SUBSTANDARD – Classified Credit where the borrower’s current net worth, paying capacity, and value of the collateral pledged is inadequate. There is a distinct possibility that we will implement collection procedures if the loan deficiencies are not corrected. In addition, the following characteristics may apply: • Sustained losses have severely eroded the equity and cash flow. • Deteriorating liquidity. • Serious management problems or internal fraud. • Original repayment terms liberalized. • Likelihood of bankruptcy. • Inability to access other funding sources. • Reliance on secondary source of repayment. • Litigation filed against borrower. • Collateral provides little or no value. • Requires excessive attention of the loan officer. • Borrower is uncooperative with loan officer. 7. VULNERABLE – Classified Credit is considered “Substandard” and warrants placing on nonaccrual status. Risk of loss is being evaluated and exit strategy options are under review. Other characteristics that may apply: • Insufficient cash flow to service debt. • Minimal or no payments being received. • Limited options available to avoid the collection process. • Transition status, expect action will take place to collect loan without immediate progress being made. 8. DOUBTFUL – Workout Credit has all the weaknesses inherent in a “Substandard” loan with the added characteristic that collection and/or liquidation is pending. The possibility of a loss is extremely high, but its classification as a loss is deferred until liquidation procedures are completed, or reasonably estimable. Other characteristics that may apply: • Normal operations are severely diminished or have ceased. • Seriously impaired cash flow. • Original repayment terms materially altered. • Secondary source of repayment is inadequate. • Survivability as a “going concern” is impossible. • Collection process has begun. • Bankruptcy petition has been filed. • Judgments have been filed. • Portion of the loan balance has been charged-off . Our primary credit quality indicator for residential real estate and consumer loans is the individual loan’s past due aging. The following tables summarize the past due and current loans as of: September 30, 2015 Accruing Interest Total Past Due and Nonaccrual 30-59 60-89 90 Days Nonaccrual Current Total Commercial Commercial real estate $ 391 $ — $ — $ 284 $ 675 $ 331,556 $ 332,231 Commercial other 323 8 — — 331 100,507 100,838 Total commercial 714 8 — 284 1,006 432,063 433,069 Agricultural Agricultural real estate — — — 274 274 74,097 74,371 Agricultural other 425 — — 4 429 41,493 41,922 Total agricultural 425 — — 278 703 115,590 116,293 Residential real estate Senior liens 1,649 48 — 234 1,931 197,687 199,618 Junior liens 68 6 — — 74 9,599 9,673 Home equity lines of credit 25 — — — 25 40,534 40,559 Total residential real estate 1,742 54 — 234 2,030 247,820 249,850 Consumer Secured 56 — — — 56 30,186 30,242 Unsecured 4 — — — 4 3,889 3,893 Total consumer 60 — — — 60 34,075 34,135 Total $ 2,941 $ 62 $ — $ 796 $ 3,799 $ 829,548 $ 833,347 December 31, 2014 Accruing Interest Total Past Due and Nonaccrual 30-59 60-89 90 Days Nonaccrual Current Total Commercial Commercial real estate $ 1,155 $ 282 $ — $ 2,764 $ 4,201 $ 310,173 $ 314,374 Commercial other 153 24 2 116 295 117,292 117,587 Total commercial 1,308 306 2 2,880 4,496 427,465 431,961 Agricultural Agricultural real estate 101 — — 106 207 70,990 71,197 Agricultural other 102 — — — 102 33,422 33,524 Total agricultural 203 — — 106 309 104,412 104,721 Residential real estate Senior liens 1,821 425 146 668 3,060 210,138 213,198 Junior liens 235 18 — 130 383 10,750 11,133 Home equity lines of credit 468 20 — 250 738 39,526 40,264 Total residential real estate 2,524 463 146 1,048 4,181 260,414 264,595 Consumer Secured 107 2 — 10 119 28,229 28,348 Unsecured 19 — — — 19 3,938 3,957 Total consumer 126 2 — 10 138 32,167 32,305 Total $ 4,161 $ 771 $ 148 $ 4,044 $ 9,124 $ 824,458 $ 833,582 Impaired Loans Loans may be classified as impaired if they meet one or more of the following criteria: 1. There has been a charge-off of its principal balance (in whole or in part); 2. The loan has been classified as a TDR ; or 3. The loan is in nonaccrual status. Impairment is measured on a loan-by-loan basis for commercial and agricultural loans by comparing the loan’s outstanding balance to the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral, less cost to sell, if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Impairment is measured on a loan-by-loan basis for residential real estate and consumer loans by comparing the loan’s unpaid principal balance to the present value of expected future cash flows discounted at the loan’s effective interest rate. We do not recognize interest income on impaired loans in nonaccrual status. For impaired loans not classified as nonaccrual , interest income is recognized daily, as earned, according to the terms of the loan agreement and the principal amount outstanding. The following is a summary of information pertaining to impaired loans as of: September 30, 2015 December 31, 2014 Outstanding Balance Unpaid Principal Balance Valuation Allowance Outstanding Balance Unpaid Principal Balance Valuation Allowance Impaired loans with a valuation allowance Commercial real estate $ 8,402 $ 8,521 $ 1,322 $ 7,115 $ 7,234 $ 1,279 Commercial other — — — 609 828 4 Agricultural real estate — — — — — — Agricultural other 335 335 3 — — — Residential real estate senior liens 10,008 10,878 1,864 11,645 12,782 2,015 Residential real estate junior liens 134 134 27 265 275 53 Home equity lines of credit — — — 250 650 75 Consumer secured 38 38 1 54 54 1 Total impaired loans with a valuation allowance 18,917 19,906 3,217 19,938 21,823 3,427 Impaired loans without a valuation allowance Commercial real estate 1,099 1,232 4,116 4,462 Commercial other 102 113 189 212 Agricultural real estate 1,980 1,980 1,529 1,529 Agricultural other 332 332 66 186 Home equity lines of credit 133 433 — — Consumer secured — — 10 10 Total impaired loans without a valuation allowance 3,646 4,090 5,910 6,399 Impaired loans Commercial 9,603 9,866 1,322 12,029 12,736 1,283 Agricultural 2,647 2,647 3 1,595 1,715 — Residential real estate 10,275 11,445 1,891 12,160 13,707 2,143 Consumer 38 38 1 64 64 1 Total impaired loans $ 22,563 $ 23,996 $ 3,217 $ 25,848 $ 28,222 $ 3,427 The following is a summary of information pertaining to impaired loans for the three and nine month periods ended: Three Months Ended Nine Months Ended Average Outstanding Balance Interest Income Recognized Average Outstanding Balance Interest Income Recognized Impaired loans with a valuation allowance Commercial real estate $ 7,532 $ 112 $ 7,287 $ 295 Commercial other 280 — 481 19 Agricultural real estate — — 29 1 Agricultural other 168 4 56 4 Residential real estate senior liens 10,021 106 10,812 323 Residential real estate junior liens 138 1 197 15 Home equity lines of credit — — 42 — Consumer secured 40 1 46 3 Total impaired loans with a valuation allowance 18,179 224 18,950 660 Impaired loans without a valuation allowance Commercial real estate 1,432 28 2,356 163 Commercial other 83 2 94 7 Agricultural real estate 1,819 23 1,615 64 Agricultural other 494 5 300 13 Home equity lines of credit 136 4 149 14 Consumer secured — — 2 — Total impaired loans without a valuation allowance 3,964 62 4,516 261 Impaired loans Commercial 9,327 142 10,218 484 Agricultural 2,481 32 2,000 82 Residential real estate 10,295 111 11,200 352 Consumer 40 1 48 3 Total impaired loans $ 22,143 $ 286 $ 23,466 $ 921 Three Months Ended Nine Months Ended Average Outstanding Balance Interest Income Recognized Average Outstanding Balance Interest Income Recognized Impaired loans with a valuation allowance Commercial real estate $ 7,063 $ 106 $ 6,822 $ 291 Commercial other 589 11 746 40 Agricultural real estate 102 — 113 — Agricultural other — — — — Residential real estate senior liens 12,440 124 12,938 388 Residential real estate junior liens 167 (8 ) 94 (7 ) Home equity lines of credit 310 2 220 13 Consumer secured 62 1 72 3 Total impaired loans with a valuation allowance 20,733 236 21,005 728 Impaired loans without a valuation allowance Commercial real estate 4,594 69 5,396 262 Commercial other 314 5 397 12 Agricultural real estate 1,460 22 1,425 59 Agricultural other 43 1 112 29 Home equity lines of credit — — 32 — Consumer secured 10 — 5 — Total impaired loans without a valuation allowance 6,421 97 7,367 362 Impaired loans Commercial 12,560 191 13,361 605 Agricultural 1,605 23 1,650 88 Residential real estate 12,917 118 13,284 394 Consumer 72 1 77 3 Total impaired loans $ 27,154 $ 333 $ 28,372 $ 1,090 As of September 30, 2015 and December 31, 2014 , we had committed to advance $2 and $0 , respectively, in connection with impaired loans, which include TDRs . Troubled Debt Restructurings Loan modifications are considered to be TDRs when the modification includes terms outside of normal lending practices to a borrower who is experiencing financial difficulties. Typical concessions granted include, but are not limited to: 1. Agreeing to interest rates below prevailing market rates for debt with similar risk characteristics. 2. Extending the amortization period beyond typical lending guidelines for loans with similar risk characteristics. 3. Forgiving principal. 4. Forgiving accrued interest. To determine if a borrower is experiencing financial difficulties, factors we consider include: 1. The borrower is currently in default on any of their debt. 2. The borrower would likely default on any of their debt if the concession was not granted. 3. The borrower’s cash flow was insufficient to service all of their debt if the concession was not granted. 4. The borrower has declared, or is in the process of declaring, bankruptcy. 5. The borrower is unlikely to continue as a going concern (if the entity is a business). The following is a summary of information pertaining to TDRs granted for the: Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment Commercial other 3 $ 1,926 $ 1,926 8 $ 2,511 $ 2,511 Agricultural other 3 636 636 10 1,406 1,406 Residential real estate Senior liens 1 151 151 5 599 599 Junior liens — — — 1 30 30 Home equity lines of credit — — — 1 94 94 Total residential real estate 1 151 151 7 723 723 Consumer unsecured — — — — — — Total 7 $ 2,713 $ 2,713 25 $ 4,640 $ 4,640 Three Months Ended September 30, 2014 Nine Months Ended September 30, 2014 Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment Commercial other 2 $ 23 $ 23 7 $ 386 $ 386 Agricultural other 1 49 49 1 49 49 Residential real estate Senior liens 2 144 144 14 805 805 Junior liens 1 40 40 2 81 81 Home equity lines of credit — — — 1 160 160 Total residential real estate 3 184 184 17 1,046 1,046 Consumer unsecured 1 10 10 4 18 18 Total 7 $ 266 $ 266 29 $ 1,499 $ 1,499 The following tables summarize concessions we granted to borrowers in financial difficulty for the: Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 Below Market Interest Rate Below Market Interest Rate and Extension of Amortization Period Below Market Interest Rate Below Market Interest Rate and Extension of Amortization Period Number of Loans Pre-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Commercial other 3 $ 1,926 — $ — 6 $ 2,180 2 $ 331 Agricultural other 3 636 — — 9 1,360 1 46 Residential real estate Senior liens 1 151 — — 2 201 3 398 Junior liens — — — — — — 1 30 Home equity lines of credit — — — — — — 1 94 Total residential real estate 1 151 — — 2 201 5 522 Consumer unsecured — — — — — — — — Total 7 $ 2,713 — $ — 17 $ 3,741 8 $ 899 Three Months Ended September 30, 2014 Nine Months Ended September 30, 2014 Below Market Interest Rate Below Market Interest Rate and Extension of Amortization Period Below Market Interest Rate Below Market Interest Rate and Extension of Amortization Period Number of Loans Pre-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Commercial other 2 $ 23 — $ — 6 $ 378 1 $ 8 Agricultural other — — 1 49 — — 1 49 Residential real estate Senior liens — — 2 144 3 98 11 707 Junior liens — — 1 40 — — 2 81 Home equity lines of credit — — — — 1 160 — — Total residential real estate — — 3 184 4 258 13 788 Consumer unsecured 1 10 — — 3 15 1 3 Total 3 $ 33 4 $ 233 13 $ 651 16 $ 848 We did not restructure any loans by forgiving principal or accrued interest in the three and nine month periods ended September 30, 2015 or 2014 . Based on our historical loss experience, losses associated with TDRs are not significantly different than other impaired loans within the same loan segment. As such, TDRs , including TDRs that have been modified in the past 12 months that subsequently defaulted, are analyzed in the same manner as other impaired loans within their respective loan segment. Following is a summary of loans that defaulted in the three and nine month periods ended September 30, 2015 and 2014 , which were modified within 12 months prior to the default date. Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 Number of Loans Pre- Charge-Off Post- Number of Loans Pre- Charge-Off Post- Commercial other 1 $ 216 $ 25 $ 191 1 $ 216 $ 25 $ 191 Three Months Ended September 30, 2014 Nine Months Ended September 30, 2014 Number of Loans Pre- Charge-Off Post- Number of Loans Pre- Charge-Off Post- Consumer unsecured 2 $ 7 $ 7 $ — 2 $ 7 $ 7 $ — The following is a summary of TDR loan balances as of: September 30, 2015 December 31, 2014 TDRs $ 21,457 $ 23,341 The following is a summary of foreclosed assets as of: September 30, 2015 December 31, 2014 Consumer mortgage loans collateralized by residential real estate foreclosed as a result of obtaining physical possession (1) $ 190 N/A All other foreclosed assets 411 885 Total $ 601 $ 885 (1) Disclosure requirement from the adoption of ASU No. 2014-04 on January 1, 2015. As such, measurement was not applicable for December 31, 2014. Consumer mortgage loans collateralized by residential real estate in the process of foreclosure were $181 as of September 30, 2015 .

Equity Securities Without Readi

Equity Securities Without Readily Determinable Fair Values	9 Months Ended
	Sep. 30, 2015
Equity Method And Other Investments [Abstract]
Equity Securities Without Readily Determinable Fair Values	Equity Securities Without Readily Determinable Fair Values Included in equity securities without readily determinable fair values are restricted securities, which are carried at cost, and investments in unconsolidated entities accounted for under the equity method of accounting. Equity securities without readily determinable fair values consist of the following as of: September 30 December 31 FHLB Stock $ 11,700 $ 9,800 Corporate Settlement Solutions, LLC 7,304 6,936 FRB Stock 1,999 1,999 Valley Financial Corporation 1,000 1,000 Other 338 341 Total $ 22,341 $ 20,076

Borrowed Funds

Borrowed Funds	9 Months Ended
	Sep. 30, 2015
Debt Disclosure [Abstract]
Borrowed Funds	Borrowed Funds Borrowed funds consist of the following obligations as of: September 30, 2015 December 31, 2014 Amount Rate Amount Rate FHLB advances $ 215,000 1.97 % $ 192,000 2.05 % Securities sold under agreements to repurchase without stated maturity dates 69,510 0.12 % 95,070 0.14 % Securities sold under agreements to repurchase with stated maturity dates — — 439 3.25 % Federal funds purchased 13,100 0.39 % 2,200 0.50 % Total $ 297,610 1.47 % $ 289,709 1.41 % FHLB advances are collateralized by a blanket lien on all qualified 1-4 family residential real estate loans, specific AFS securities, and FHLB stock. The following table lists the maturities and weighted average interest rates of FHLB advances as of: September 30, 2015 December 31, 2014 Amount Rate Amount Rate Fixed rate due 2015 $ 20,000 0.88 % $ 42,000 0.72 % Variable rate due 2015 10,000 0.49 % — — Fixed rate due 2016 10,000 2.15 % 10,000 2.15 % Variable rate due 2016 15,000 0.49 % — — Fixed rate due 2017 30,000 1.95 % 30,000 1.95 % Fixed rate due 2018 40,000 2.35 % 40,000 2.35 % Fixed rate due 2019 40,000 2.35 % 20,000 3.11 % Fixed rate due 2020 10,000 1.98 % 10,000 1.98 % Fixed rate due 2021 30,000 2.26 % 30,000 2.26 % Fixed rate due 2023 10,000 3.90 % 10,000 3.90 % Total $ 215,000 1.97 % $ 192,000 2.05 % Securities sold under agreements to repurchase are classified as secured borrowings and are reflected at the amount of cash received in connection with the transaction. The securities underlying the agreements have a carrying value and a fair value of $69,564 and $94,537 at September 30, 2015 and December 31, 2014 , respectively. Such securities remain under our control. We may be required to provide additional collateral based on the fair value of underlying securities. The following table lists the maturity and weighted average interest rates of securities sold under agreements to repurchase with stated maturity dates as of: September 30, 2015 December 31, 2014 Amount Rate Amount Rate Repurchase agreements due 2015 $ — — $ 439 3.25 % Securities sold under repurchase agreements without stated maturity dates, federal funds purchased, and FRB Discount Window advances generally mature within one to four days from the transaction date. The following table provides a summary of securities sold under repurchase agreements without stated maturity dates, federal funds purchased, and FRB Discount Window advances borrowings for the three and nine month periods ended: Three Months Ended September 30 2015 2014 Maximum Month End Balance Average Balance Weighted Average Interest Rate During the Period Maximum Month End Balance Average Balance Weighted Average Interest Rate During the Period Securities sold under agreements to repurchase without stated maturity dates $ 71,170 $ 68,963 0.13 % $ 91,472 $ 88,906 0.13 % Federal funds purchased 13,100 7,265 0.51 % 17,700 2,252 0.48 % Nine Months Ended September 30 2015 2014 Maximum Month End Balance Average Balance Weighted Average Interest Rate During the Period Maximum Month End Balance Average Balance Weighted Average Interest Rate During the Period Securities sold under agreements to repurchase without stated maturity dates $ 84,859 $ 70,399 0.13 % $ 94,741 $ 91,231 0.13 % Federal funds purchased 13,100 6,253 0.50 % 17,700 4,939 0.48 % We had pledged AFS securities and 1-4 family residential real estate loans in the following amounts at: September 30 December 31 Pledged to secure borrowed funds $ 344,385 $ 324,584 Pledged to secure repurchase agreements 69,564 94,537 Pledged for public deposits and for other purposes necessary or required by law 24,321 19,851 Total $ 438,270 $ 438,972 AFS securities pledged to repurchase agreements without stated maturity dates consisted of the following at: September 30 December 31 States and political subdivisions $ 2,811 $ 6,643 Mortgage-backed securities 23,008 29,655 Collateralized mortgage obligations 43,745 58,239 Total $ 69,564 $ 94,537 AFS securities pledged to repurchase agreements are monitored to ensure the appropriate level is collateralized. In the event of maturities, calls, significant principal repayments, or significant decline in market values, we have adequate levels of available AFS securities to pledge to satisfy required collateral. As of September 30, 2015 , we had the ability to borrow up to an additional $140,938 , based on assets pledged as collateral. We had no investment securities that are restricted to be pledged for specific purposes.

Other Noninterest Expenses

Other Noninterest Expenses	9 Months Ended
	Sep. 30, 2015
Other Income and Expenses [Abstract]
Other Noninterest Expenses	Other Noninterest Expenses A summary of expenses included in other noninterest expenses is as follows for the: Three Months Ended Nine Months Ended 2015 2014 2015 2014 FDIC insurance premiums $ 204 $ 196 $ 619 $ 619 Director fees 204 191 608 569 Audit and related fees 189 185 535 505 Donations and community relations 155 391 412 606 Marketing costs 124 121 350 360 Education and travel 90 154 311 418 Printing and supplies 111 89 309 278 Postage and freight 94 105 284 303 Legal fees 121 88 273 248 Consulting fees 122 96 264 263 Loan underwriting fees 98 83 248 270 All other 660 596 1,725 1,866 Total other $ 2,172 $ 2,295 $ 5,938 $ 6,305

Federal Income Taxes

Federal Income Taxes	9 Months Ended
	Sep. 30, 2015
Income Tax Disclosure [Abstract]
Federal Income Taxes	Federal Income Taxes The reconciliation of the provision for federal income taxes and the amount computed at the federal statutory tax rate of 34% of income before federal income tax expense is as follows for the: Three Months Ended Nine Months Ended 2015 2014 2015 2014 Income taxes at 34% statutory rate $ 1,723 $ 1,309 $ 4,959 $ 4,072 Effect of nontaxable income Interest income on tax exempt municipal securities (509 ) (501 ) (1,519 ) (1,498 ) Earnings on corporate owned life insurance policies (64 ) (62 ) (194 ) (189 ) Effect of tax credits (175 ) (187 ) (542 ) (575 ) Other (18 ) (158 ) (70 ) (235 ) Total effect of nontaxable income (766 ) (908 ) (2,325 ) (2,497 ) Effect of nondeductible expenses 45 43 116 121 Federal income tax expense $ 1,002 $ 444 $ 2,750 $ 1,696

Fair Value

Fair Value	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value	Fair Value Following is a description of the valuation methodologies, key inputs, and an indication of the level of the fair value hierarchy in which the assets or liabilities are classified. Cash and cash equivalents : The carrying amounts of cash and demand deposits due from banks and interest bearing balances due from banks approximate fair values. As such, we classify cash and cash equivalents as Level 1. AFS securities : AFS securities are recorded at fair value on a recurring basis. Level 1 fair value measurement is based upon quoted prices for identical instruments. Level 2 fair value measurement is based upon quoted prices for similar instruments. If quoted prices are not available, fair values are measured using independent pricing models or other model based valuation techniques such as the present value of future cash flows, adjusted for the security’s credit rating, prepayment assumptions and other factors such as credit loss and liquidity assumptions. The values for Level 1 and Level 2 investment securities are generally obtained from an independent third party. On a quarterly basis, we compare the values provided to alternative pricing sources. Mortgage loans AFS : Mortgage loans AFS are carried at the lower of cost or fair value. The fair value of Mortgage loans AFS are based on the price secondary markets are currently offering for portfolios with similar characteristics. As such, we classify Mortgage loans AFS subject to nonrecurring fair value adjustments as Level 2. Loans : For variable rate loans with no significant change in credit risk, fair values are based on carrying values. Fair values for fixed rate loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. The resulting amounts are adjusted to estimate the effect of changes in the credit quality of borrowers since the loans were originated. As such, we classify loans as Level 3 assets. We do not record loans at fair value on a recurring basis. However, from time-to-time , loans are classified as impaired and a specific allowance for loan loss may be established. Loans for which it is probable that payment of interest and principal will be significantly different than the contractual terms of the original loan agreement are considered impaired. Once a loan is identified as impaired, we measure the estimated impairment. The fair value of impaired loans is estimated using one of several methods, including the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral, less cost to sell, if the loan is collateral dependent. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. We review the net realizable values of the underlying collateral for collateral dependent impaired loans on at least a quarterly basis for all loan types. To determine the collateral value, we utilize independent appraisals, broker price opinions, or internal evaluations. We review these valuations to determine whether an additional discount should be applied given the age of market information that may have been considered as well as other factors such as costs to sell an asset if it is determined that the collateral will be liquidated in connection with the ultimate settlement of the loan. We use these valuations to determine if any specific reserves or charge-offs are necessary. We may obtain new valuations in certain circumstances, including when there has been significant deterioration in the condition of the collateral, if the foreclosure process has begun, or if the existing valuation is deemed to be outdated. The following tables list the quantitative fair value information about impaired loans as of: September 30, 2015 Valuation Technique Fair Value Unobservable Input Range Discount applied to collateral appraisal: Real Estate 20% - 30% Equipment 30% - 35% Discounted appraisal value $7,629 Cash crop inventory 40% Other inventory 50% - 75% Furniture, fixtures & equipment 35% - 45% Accounts receivable 50% Liquor license 75% December 31, 2014 Valuation Technique Fair Value Unobservable Input Range Discount applied to collateral appraisal: Real Estate 20% - 25% Equipment 30% - 40% Discounted appraisal value $8,720 Cash crop inventory 40% Other inventory 75% Accounts receivable 50% Liquor license 75% Discount factors with ranges are based on the age of the independent appraisal, broker price opinion, or internal evaluation. Accrued interest receivable : The carrying amounts of accrued interest receivable approximate fair value. As such, we classify accrued interest receivable as Level 1. Equity securities without readily determinable fair values : Included in equity securities without readily determinable fair values are FHLB stock and FRB stock as well as our ownership interests in Corporate Settlement Solutions, LLC and Valley Financial Corporation . The investment in Corporate Settlement Solutions, LLC , a title insurance company, was made in the first quarter 2008 and we account for our investment under the equity method of accounting. Valley Financial Corporation is the parent company of 1st State Bank in Saginaw, Michigan, which is a community bank that opened in 2005. We made investments in Valley Financial Corporation in 2004 and in 2007 and we account for our investment under the cost method of accounting. The lack of an active market, or other independent sources to validate fair value estimates coupled with the impact of future capital calls and transfer restrictions, is an inherent limitation in the valuation process. As the fair values of these investments are not readily determinable, they are not disclosed under a specific fair value hierarchy; however, they are reviewed quarterly for impairment. If we were to record an impairment adjustment related to these securities, it would be classified as a nonrecurring Level 3 fair value adjustment. During 2015 and 2014 , there were no impairments recorded on equity securities without readily determinable fair values. Foreclosed assets : Upon transfer from the loan portfolio, foreclosed assets (which are included in other assets) are adjusted to and subsequently carried at the lower of carrying value or fair value less costs to sell. Net realizable value is based upon independent market prices, appraised values of the collateral, or management’s estimation of the value of the collateral. Due to the inherent level of estimation in the valuation process, we classify foreclosed assets as nonrecurring Level 3. The table below lists the quantitative fair value information related to foreclosed assets as of: September 30, 2015 Valuation Technique Fair Value Unobservable Input Range Discount applied to collateral appraisal: Discounted appraisal value $ 601 Real Estate 20% - 30% December 31, 2014 Valuation Technique Fair Value Unobservable Input Range Discount applied to collateral appraisal: Discounted appraisal value $ 885 Real Estate 20% - 25% Discount factors with ranges are based on the age of the independent appraisal, broker price opinion, or internal evaluations. Goodwill and other intangible assets : Acquisition intangibles and goodwill are evaluated for potential impairment on at least an annual basis. Acquisition intangibles and goodwill are typically qualitatively evaluated to determine if it is more likely than not that the carrying balance is impaired. If it is determined that the carrying balance of acquisition intangibles or goodwill is more likely than not to be impaired, we perform a cash flow valuation to determine the extent of the potential impairment. If the testing resulted in impairment, we would classify goodwill and other acquisition intangibles subjected to nonrecurring fair value adjustments as Level 3. During 2015 and 2014 , there were no impairments recorded on goodwill and other acquisition intangibles. OMSR : OMSR (which are included in other assets) are subject to impairment testing. To test for impairment, we utilize a discounted cash flow analysis using interest rates and prepayment speed assumptions currently quoted for comparable instruments and discount rates. If the valuation model reflects a value less than the carrying value, OMSR are adjusted to fair value through a valuation allowance as determined by the model. As such, we classify OMSR subject to nonrecurring fair value adjustments as Level 2. Deposits : The fair value of demand, savings, and money market deposits are equal to their carrying amounts and are classified as Level 1. Fair values for variable rate certificates of deposit approximate their carrying value. Fair values for fixed rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits. As such, fixed rate certificates of deposit are classified as Level 2. Borrowed funds : The carrying amounts of federal funds purchased, borrowings under overnight repurchase agreements, and other short-term borrowings maturing within ninety days approximate their fair values. The fair values of other borrowed funds are estimated using discounted cash flow analyses based on current incremental borrowing arrangements. As such, borrowed funds are classified as Level 2. Accrued interest payable: The carrying amounts of accrued interest payable approximate fair value. As such, we classify accrued interest payable as Level 1. Commitments to extend credit, standby letters of credit, and undisbursed loans: Our commitments to extend credit, standby letters of credit, and undisbursed funds have no carrying amount and are estimated to have no realizable fair value. Historically, a majority of the unused commitments to extend credit have not been drawn upon and, generally, we do not receive fees in connection with these commitments other than standby letter of credit fees, which are not significant. The preceding methods described may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. Although we believe our valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement. Estimated Fair Values of Financial Instruments Not Recorded at Fair Value in their Entirety on a Recurring Basis Disclosure of the estimated fair values of financial instruments, which differ from carrying values, often requires the use of estimates. In cases where quoted market values in an active market are not available, we use present value techniques and other valuation methods to estimate the fair values of our financial instruments. These valuation methods require considerable judgment and the resulting estimates of fair value can be significantly affected by the assumptions made and methods used. The carrying amount and estimated fair value of financial instruments not recorded at fair value in their entirety on a recurring basis were as follows as of: September 30, 2015 Carrying Estimated (Level 1) (Level 2) (Level 3) ASSETS Cash and cash equivalents $ 18,322 $ 18,322 $ 18,322 $ — $ — Mortgage loans AFS 831 844 — 844 — Gross loans 833,347 825,436 — — 825,436 Less allowance for loan and lease losses 8,200 8,200 — — 8,200 Net loans 825,147 817,236 — — 817,236 Accrued interest receivable 6,992 6,992 6,992 — — Equity securities without readily determinable fair values (1) 22,341 N/A — — — OMSR 2,458 2,458 — 2,458 — LIABILITIES Deposits without stated maturities 695,848 695,848 695,848 — — Deposits with stated maturities 432,155 431,177 — 431,177 — Borrowed funds 297,610 301,410 — 301,410 — Accrued interest payable 557 557 557 — — December 31, 2014 Carrying Estimated (Level 1) (Level 2) (Level 3) ASSETS Cash and cash equivalents $ 19,906 $ 19,906 $ 19,906 $ — $ — Mortgage loans AFS 901 911 — 911 — Gross loans 833,582 827,449 — — 827,449 Less allowance for loan and lease losses 10,100 10,100 — — 10,100 Net loans 823,482 817,349 — — 817,349 Accrued interest receivable 5,851 5,851 5,851 — — Equity securities without readily determinable fair values (1) 20,076 N/A — — — OMSR 2,519 2,554 — 2,554 — LIABILITIES Deposits without stated maturities 634,222 634,222 634,222 — — Deposits with stated maturities 440,262 440,964 — 440,964 — Borrowed funds 289,709 293,401 — 293,401 — Accrued interest payable 558 558 558 — — (1) Due to the characteristics of equity securities without readily determinable fair values, they are not disclosed under a specific fair value hierarchy. If we were to record an impairment adjustment related to these securities, such amount would be classified as a nonrecurring Level 3 fair value adjustment. Financial Instruments Recorded at Fair Value The table below presents the recorded amount of assets and liabilities measured at fair value on: September 30, 2015 December 31, 2014 Total (Level 1) (Level 2) (Level 3) Total (Level 1) (Level 2) (Level 3) Recurring items AFS securities Government-sponsored enterprises $ 24,368 $ — $ 24,368 $ — $ 24,136 $ — $ 24,136 $ — States and political subdivisions 232,374 — 232,374 — 215,345 — 215,345 — Auction rate money market preferred 2,707 — 2,707 — 2,619 — 2,619 — Preferred stocks 3,192 3,192 — — 6,140 6,140 — — Mortgage-backed securities 234,258 — 234,258 — 166,926 — 166,926 — Collateralized mortgage obligations 131,713 — 131,713 — 152,368 — 152,368 — Total AFS securities 628,612 3,192 625,420 — 567,534 6,140 561,394 — Nonrecurring items Impaired loans (net of the ALLL) 7,629 — — 7,629 8,720 — — 8,720 Foreclosed assets 601 — — 601 885 — — 885 Total $ 636,842 $ 3,192 $ 625,420 $ 8,230 $ 577,139 $ 6,140 $ 561,394 $ 9,605 Percent of assets and liabilities measured at fair value 0.50 % 98.21 % 1.29 % 1.06 % 97.27 % 1.67 % The following table provides a summary of the changes in fair value of assets and liabilities recorded at fair value, for which gains or losses were recognized through earnings on a nonrecurring basis, in the: Three Months Ended Nine Months Ended 2015 2014 2015 2014 Nonrecurring items Foreclosed assets $ — $ (20 ) $ (22 ) $ (83 ) We had no assets or liabilities recorded at fair value with changes in fair value recognized through earnings, on a recurring basis, as of September 30, 2015 .

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2015
Equity [Abstract]
Accumulated Other Comprehensive Income (Loss)	Accumulated Other Comprehensive Income (Loss) The following table summarizes the changes in AOCI by component for the: Three Months Ended September 30 2015 2014 Unrealized Defined Total Unrealized Defined Total Balance, July 1 $ 1,937 $ (3,808 ) $ (1,871 ) $ 2,602 $ (2,134 ) $ 468 OCI before reclassifications 5,301 — 5,301 (1,326 ) — (1,326 ) Amounts reclassified from AOCI — — — (97 ) — (97 ) Subtotal 5,301 — 5,301 (1,423 ) — (1,423 ) Tax effect (1,818 ) — (1,818 ) 469 — 469 OCI, net of tax 3,483 — 3,483 (954 ) — (954 ) Balance, September 30 $ 5,420 $ (3,808 ) $ 1,612 $ 1,648 $ (2,134 ) $ (486 ) Nine Months Ended September 30 2015 2014 Unrealized Defined Total Unrealized Defined Total Balance, January 1 $ 3,302 $ (3,808 ) $ (506 ) $ (4,207 ) $ (2,134 ) $ (6,341 ) OCI before reclassifications 3,137 — 3,137 8,642 — 8,642 Amounts reclassified from AOCI — — — (97 ) — (97 ) Subtotal 3,137 — 3,137 8,545 — 8,545 Tax effect (1,019 ) — (1,019 ) (2,690 ) — (2,690 ) OCI, net of tax 2,118 — 2,118 5,855 — 5,855 Balance, September 30 $ 5,420 $ (3,808 ) $ 1,612 $ 1,648 $ (2,134 ) $ (486 ) Included in OCI for the three and nine month periods ended September 30, 2015 and 2014 are changes in unrealized holding gains and losses related to auction rate money market preferred and preferred stocks. For federal income tax purposes, these securities are considered equity investments. As such, no deferred federal income taxes related to unrealized holding gains or losses are expected or recorded. A summary of the components of unrealized holding gains on AFS securities included in OCI follows for the: Three Months Ended September 30 2015 2014 Auction Rate Money Market Preferred and Preferred Stocks All Other AFS Securities Total Auction Rate Money Market Preferred and Preferred Stocks All Other AFS Securities Total Unrealized gains (losses) arising during the period $ 140 $ 5,161 $ 5,301 $ 253 $ (1,579 ) $ (1,326 ) Reclassification adjustment for net realized (gains) losses included in net income — — — — (97 ) (97 ) Net unrealized gains (losses) 140 5,161 5,301 253 (1,676 ) (1,423 ) Tax effect — (1,818 ) (1,818 ) — 469 469 Unrealized gains (losses), net of tax $ 140 $ 3,343 $ 3,483 $ 253 $ (1,207 ) $ (954 ) Nine Months Ended September 30 2015 2014 Auction Rate Money Market Preferred and Preferred Stocks All Other AFS Securities Total Auction Rate Money Market Preferred and Preferred Stocks All Other AFS Securities Total Unrealized gains (losses) arising during the period $ 140 $ 2,997 $ 3,137 $ 253 $ 8,389 $ 8,642 Reclassification adjustment for net realized (gains) losses included in net income — — — — (97 ) (97 ) Net unrealized gains (losses) 140 2,997 3,137 253 8,292 8,545 Tax effect — (1,019 ) (1,019 ) — (2,690 ) (2,690 ) Unrealized gains (losses), net of tax $ 140 $ 1,978 $ 2,118 $ 253 $ 5,602 $ 5,855

Parent Company Only Financial I

Parent Company Only Financial Information	9 Months Ended
	Sep. 30, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Parent Company Only Financial Information	Parent Company Only Financial Information Interim Condensed Balance Sheets September 30 December 31 ASSETS Cash on deposit at the Bank $ 2,522 $ 1,035 AFS securities 259 3,294 Investments in subsidiaries 134,670 124,827 Premises and equipment 2,015 1,982 Other assets 53,188 53,228 TOTAL ASSETS $ 192,654 $ 184,366 LIABILITIES AND SHAREHOLDERS’ EQUITY Other liabilities $ 9,656 $ 9,772 Shareholders' equity 182,998 174,594 TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY $ 192,654 $ 184,366 Interim Condensed Statements of Income Three Months Ended Nine Months Ended 2015 2014 2015 2014 Income Dividends from subsidiaries $ 1,700 $ 1,750 $ 5,000 $ 4,750 Interest income 4 36 75 114 Management fee and other 1,859 717 4,913 1,945 Total income 3,563 2,503 9,988 6,809 Expenses Compensation and benefits 1,228 866 3,658 2,470 Occupancy and equipment 415 293 1,226 514 Audit and related fees 101 109 316 278 Other 501 360 1,533 926 Total expenses 2,245 1,628 6,733 4,188 Income before income tax benefit and equity in undistributed earnings of subsidiaries 1,318 875 3,255 2,621 Federal income tax benefit 123 298 588 730 Income before equity in undistributed earnings of subsidiaries 1,441 1,173 3,843 3,351 Undistributed earnings of subsidiaries 2,622 2,232 7,991 6,928 Net income $ 4,063 $ 3,405 $ 11,834 $ 10,279 Interim Condensed Statements of Cash Flows Nine Months Ended 2015 2014 Operating activities Net income $ 11,834 $ 10,279 Adjustments to reconcile net income to cash provided by operations Undistributed earnings of subsidiaries (7,991 ) (6,928 ) Undistributed earnings of equity securities without readily determinable fair values (364 ) 231 Share-based payment awards under equity compensation plan 425 382 Depreciation 113 109 Net amortization of AFS securities — 1 Changes in operating assets and liabilities which provided (used) cash Other assets 406 89 Accrued interest and other liabilities 94 1,242 Net cash provided by (used in) operating activities 4,517 5,405 Investing activities Maturities, calls, principal payments, and sales of AFS securities 3,000 250 Purchases of premises and equipment (146 ) (23 ) Net (advances to) repayments from subsidiaries 300 641 Net cash provided by (used in) investing activities 3,154 868 Financing activities Net increase (decrease) in borrowed funds (211 ) 600 Cash dividends paid on common stock (5,416 ) (5,091 ) Proceeds from the issuance of common stock 3,310 2,845 Common stock repurchased (3,588 ) (2,550 ) Common stock purchased for deferred compensation obligations (279 ) (253 ) Net cash provided by (used in) financing activities (6,184 ) (4,449 ) Increase (decrease) in cash and cash equivalents 1,487 1,824 Cash and cash equivalents at beginning of period 1,035 529 Cash and cash equivalents at end of period $ 2,522 $ 2,353

Operating Segments

Operating Segments	9 Months Ended
	Sep. 30, 2015
Segment Reporting [Abstract]
Operating Segments	Operating Segments Our reportable segments are based on legal entities that account for at least 10% of net operating results. The operations of the Bank as of September 30, 2015 and 2014 and each of the three and nine month periods then ended, represent approximately 90% or more of our consolidated total assets and operating results. As such, no additional segment reporting is presented.

Basis of Presentation (Policies

Basis of Presentation (Policies)	9 Months Ended
	Sep. 30, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Consolidation	As used in these notes as well as in Management's Discussion and Analysis of Financial Condition and Results of Operations , references to “Isabella,” the “Corporation”, “we,” “our,” “us,” and similar terms refer to the consolidated entity consisting of Isabella Bank Corporation and its subsidiaries. Isabella Bank Corporation refers solely to the parent holding company, and Isabella Bank or the “Bank” refer to Isabella Bank Corporation ’s subsidiary, Isabella Bank .
Basis of Accounting	The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with GAAP for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In our opinion, all adjustments considered necessary for a fair presentation have been included. Operating results for the three and nine month periods ended September 30, 2015 are not necessarily indicative of the results that may be expected for the year ending December 31, 2015 . For further information, refer to our Annual Report on Form 10-K for the year ended December 31, 2014 .
Earnings Per Share	Basic earnings per common share represents income available to common shareholders divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued. Potential common shares that may be issued relate solely to outstanding shares in the Directors Plan .
Available-for-sale Securities	As of September 30, 2015 and December 31, 2014 , we conducted an analysis to determine whether any AFS securities currently in an unrealized loss position should be other-than-temporarily impaired. Such analyses considered, among other factors, the following criteria: • Has the value of the investment declined more than what is deemed to be reasonable based on a risk and maturity adjusted discount rate? • Is the investment credit rating below investment grade? • Is it probable the issuer will be unable to pay the amount when due? • Is it more likely than not that we will have to sell the security before recovery of its cost basis? • Has the duration of the investment been extended?
Nonaccrual Loan Status	The accrual of interest on commercial, agricultural, and residential real estate loans is discontinued at the time the loan is 90 days or more past due unless the credit is well-secured and in the process of collection. Upon transferring the loans to nonaccrual status, we perform an evaluation to determine the net realizable value of the underlying collateral. This evaluation is used to help determine if any charge-offs are necessary. Consumer loans are typically charged-off no later than 180 days past due. Past due status is based on contractual terms of the loan. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. For loans that are placed on nonaccrual status or charged-off , all interest accrued in the current calendar year, but not collected, is reversed against interest income while interest accrued in prior calendar years, but not collected, is charged against the ALLL . Loans may be returned to accrual status after six months of continuous performance.
Loans Receivable	Loans that we have the intent and ability to hold in our portfolio are reported at their outstanding principal balance adjusted for any charge-offs , the ALLL , and any deferred fees or costs. Interest income is accrued over the term of the loan based on the principal amount outstanding. Loan origination fees and certain direct loan origination costs are capitalized and recognized as a component of interest income over the term of the loan using the level yield method. Commercial and agricultural loans include loans for commercial real estate, commercial operating loans, farmland and agricultural production, and states and political subdivisions. Repayment of these loans is dependent upon the successful operation and management of a business. We minimize our risk by limiting the amount of direct credit exposure to any one borrower to $15,000 . Borrowers with direct credit needs of more than $15,000 are serviced through the use of loan participations with other commercial banks. Commercial and agricultural real estate loans commonly require loan-to-value limits of 80% or less. Depending upon the type of loan, past credit history, and current operating results, we may require the borrower to pledge accounts receivable, inventory, and property and equipment. Personal guarantees are generally required from the owners of closely held corporations, partnerships, and sole proprietorships. In addition, we require annual financial statements, prepare cash flow analyses, and review credit reports. We offer adjustable rate mortgages, construction loans, and fixed rate residential real estate loans which have amortization periods up to a maximum of 30 years. We consider the anticipated direction of interest rates, balance sheet duration, the sensitivity of our balance sheet to changes in interest rates, and overall loan demand to determine whether or not to sell fixed rate loans to Freddie Mac . Our lending policies generally limit the maximum loan-to-value ratio on residential real estate loans to 97% of the lower of the appraised value of the property or the purchase price, with the condition that private mortgage insurance is required on loans with loan-to-value ratios in excess of 80% . Underwriting criteria for residential real estate loans include: • Evaluation of the borrower’s ability to make monthly payments. • Evaluation of the value of the property securing the loan. • Ensuring the payment of principal, interest, taxes, and hazard insurance does not exceed 28% of a borrower’s gross income. • Ensuring all debt servicing does not exceed 36% of income. • Verification of acceptable credit reports. • Verification of employment, income, and financial information. Appraisals are performed by independent appraisers and reviewed for appropriateness. All mortgage loan requests are reviewed by our mortgage loan committee or through a secondary market underwriting system; loans in excess of $500 require the approval of our Internal Loan Committee, the Executive Loan Committee, the Board of Directors’ Loan Committee, or the Board of Directors. Consumer loans include secured and unsecured personal loans. Loans are amortized for a period of up to 12 years based on the age and value of the underlying collateral. The underwriting emphasis is on a borrower’s perceived intent and ability to pay rather than collateral value. No consumer loans are sold to the secondary market.
Allowance for Loan Losses	The ALLL is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the ALLL when we believe the uncollectability of the loan balance is confirmed. Subsequent recoveries, if any, are credited to the ALLL . The appropriateness of the ALLL is evaluated on a quarterly basis and is based upon a periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may affect the borrower’s ability to repay, estimated value of any underlying collateral, and prevailing economic conditions. This evaluation is inherently subjective as it requires estimates that are susceptible to significant revision as more information becomes available. The primary factors behind the determination of the level of the ALLL are specific allocations for impaired loans, historical loss percentages, as well as unallocated components. Specific allocations for impaired loans are primarily determined based on the difference between the loan’s outstanding balance to the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral, less cost to sell. Historical loss allocations are calculated at the loan class and segment levels based on a migration analysis of the loan portfolio over the preceding five years. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio.
Internal Credit Risk Ratings	Internally assigned credit risk ratings are reviewed, at a minimum, when loans are renewed or when management has knowledge of improvements or deterioration of the credit quality of individual credits. Descriptions of the internally assigned credit risk ratings for commercial and agricultural loans are as follows: 1. EXCELLENT – Substantially Risk Free Credit has strong financial condition and solid earnings history, characterized by: • High liquidity, strong cash flow, low leverage. • Unquestioned ability to meet all obligations when due. • Experienced management, with management succession in place. • Secured by cash. 2. HIGH QUALITY – Limited Risk Credit with sound financial condition and a positive trend in earnings supplemented by: • Favorable liquidity and leverage ratios. • Ability to meet all obligations when due. • Management with successful track record. • Steady and satisfactory earnings history. • If loan is secured, collateral is of high quality and readily marketable. • Access to alternative financing. • Well defined primary and secondary source of repayment. • If supported by guaranty, the financial strength and liquidity of the guarantor(s) are clearly evident. 3. HIGH SATISFACTORY – Reasonable Risk Credit with satisfactory financial condition and further characterized by: • Working capital adequate to support operations. • Cash flow sufficient to pay debts as scheduled. • Management experience and depth appear favorable. • Loan performing according to terms. • If loan is secured, collateral is acceptable and loan is fully protected. 4. LOW SATISFACTORY – Acceptable Risk Credit with bankable risks, although some signs of weaknesses are shown: • Would include most start-up businesses. • Occasional instances of trade slowness or repayment delinquency – may have been 10 - 30 days slow within the past year. • Management’s abilities are apparent, yet unproven. • Weakness in primary source of repayment with adequate secondary source of repayment. • Loan structure generally in accordance with policy. • If secured, loan collateral coverage is marginal. • Adequate cash flow to service debt, but coverage is low. To be classified as less than satisfactory, only one of the following criteria must be met. 5. SPECIAL MENTION – Criticized Credit constitutes an undue and unwarranted credit risk but not to the point of justifying a classification of substandard. The credit risk may be relatively minor yet constitute an unwarranted risk in light of the circumstances surrounding a specific loan: • Downward trend in sales, profit levels, and margins. • Impaired working capital position. • Cash flow is strained in order to meet debt repayment. • Loan delinquency ( 30 - 60 days) and overdrafts may occur. • Shrinking equity cushion. • Diminishing primary source of repayment and questionable secondary source. • Management abilities are questionable. • Weak industry conditions. • Litigation pending against the borrower. • Collateral or guaranty offers limited protection. • Negative debt service coverage, however the credit is well collateralized and payments are current. 6. SUBSTANDARD – Classified Credit where the borrower’s current net worth, paying capacity, and value of the collateral pledged is inadequate. There is a distinct possibility that we will implement collection procedures if the loan deficiencies are not corrected. In addition, the following characteristics may apply: • Sustained losses have severely eroded the equity and cash flow. • Deteriorating liquidity. • Serious management problems or internal fraud. • Original repayment terms liberalized. • Likelihood of bankruptcy. • Inability to access other funding sources. • Reliance on secondary source of repayment. • Litigation filed against borrower. • Collateral provides little or no value. • Requires excessive attention of the loan officer. • Borrower is uncooperative with loan officer. 7. VULNERABLE – Classified Credit is considered “Substandard” and warrants placing on nonaccrual status. Risk of loss is being evaluated and exit strategy options are under review. Other characteristics that may apply: • Insufficient cash flow to service debt. • Minimal or no payments being received. • Limited options available to avoid the collection process. • Transition status, expect action will take place to collect loan without immediate progress being made. 8. DOUBTFUL – Workout Credit has all the weaknesses inherent in a “Substandard” loan with the added characteristic that collection and/or liquidation is pending. The possibility of a loss is extremely high, but its classification as a loss is deferred until liquidation procedures are completed, or reasonably estimable. Other characteristics that may apply: • Normal operations are severely diminished or have ceased. • Seriously impaired cash flow. • Original repayment terms materially altered. • Secondary source of repayment is inadequate. • Survivability as a “going concern” is impossible. • Collection process has begun. • Bankruptcy petition has been filed. • Judgments have been filed. • Portion of the loan balance has been charged-off .
Impaired Loans	Loans may be classified as impaired if they meet one or more of the following criteria: 1. There has been a charge-off of its principal balance (in whole or in part); 2. The loan has been classified as a TDR ; or 3. The loan is in nonaccrual status. Impairment is measured on a loan-by-loan basis for commercial and agricultural loans by comparing the loan’s outstanding balance to the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price, or the fair value of the collateral, less cost to sell, if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment. Impairment is measured on a loan-by-loan basis for residential real estate and consumer loans by comparing the loan’s unpaid principal balance to the present value of expected future cash flows discounted at the loan’s effective interest rate. We do not recognize interest income on impaired loans in nonaccrual status. For impaired loans not classified as nonaccrual , interest income is recognized daily, as earned, according to the terms of the loan agreement and the principal amount outstanding.
Troubled Debt Restructurings	Loan modifications are considered to be TDRs when the modification includes terms outside of normal lending practices to a borrower who is experiencing financial difficulties. Typical concessions granted include, but are not limited to: 1. Agreeing to interest rates below prevailing market rates for debt with similar risk characteristics. 2. Extending the amortization period beyond typical lending guidelines for loans with similar risk characteristics. 3. Forgiving principal. 4. Forgiving accrued interest. To determine if a borrower is experiencing financial difficulties, factors we consider include: 1. The borrower is currently in default on any of their debt. 2. The borrower would likely default on any of their debt if the concession was not granted. 3. The borrower’s cash flow was insufficient to service all of their debt if the concession was not granted. 4. The borrower has declared, or is in the process of declaring, bankruptcy. 5. The borrower is unlikely to continue as a going concern (if the entity is a business).

Computation of Earnings Per C23

Computation of Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Computation of earnings per common share	Three Months Ended Nine Months Ended 2015 2014 2015 2014 Average number of common shares outstanding for basic calculation 7,768,230 7,733,362 7,773,655 7,725,706 Average potential effect of common shares in the Directors Plan (1) 178,882 170,897 177,531 170,955 Average number of common shares outstanding used to calculate diluted earnings per common share 7,947,112 7,904,259 7,951,186 7,896,661 Net income $ 4,063 $ 3,405 $ 11,834 $ 10,279 Earnings per common share Basic $ 0.52 $ 0.44 $ 1.52 $ 1.33 Diluted $ 0.51 $ 0.43 $ 1.49 $ 1.30 (1) Exclusive of shares held in the

AFS Securities (Tables)

AFS Securities (Tables)	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of available-for-sale securities	The amortized cost and fair value of AFS securities , with gross unrealized gains and losses, are as follows at: September 30, 2015 Amortized Gross Gross Fair Government sponsored enterprises $ 24,441 $ 8 $ 81 $ 24,368 States and political subdivisions 226,045 6,950 621 232,374 Auction rate money market preferred 3,200 — 493 2,707 Preferred stocks 3,800 — 608 3,192 Mortgage-backed securities 232,279 2,599 620 234,258 Collateralized mortgage obligations 130,069 2,071 427 131,713 Total $ 619,834 $ 11,628 $ 2,850 $ 628,612 December 31, 2014 Amortized Gross Gross Fair Government sponsored enterprises $ 24,597 $ 10 $ 471 $ 24,136 States and political subdivisions 209,153 6,986 794 215,345 Auction rate money market preferred 3,200 — 581 2,619 Preferred stocks 6,800 31 691 6,140 Mortgage-backed securities 165,888 2,042 1,004 166,926 Collateralized mortgage obligations 152,255 1,533 1,420 152,368 Total $ 561,893 $ 10,602 $ 4,961 $ 567,534
Amortized cost and fair value of available-for-sale securities by contractual maturity	The amortized cost and fair value of AFS securities by contractual maturity at September 30, 2015 are as follows: Maturing Securities with Variable Monthly Payments or Noncontractual Maturities Due in After One After Five After Total Government sponsored enterprises $ — $ 24,029 $ 412 $ — $ — $ 24,441 States and political subdivisions 28,965 66,644 93,713 36,723 — 226,045 Auction rate money market preferred — — — — 3,200 3,200 Preferred stocks — — — — 3,800 3,800 Mortgage-backed securities — — — — 232,279 232,279 Collateralized mortgage obligations — — — — 130,069 130,069 Total amortized cost $ 28,965 $ 90,673 $ 94,125 $ 36,723 $ 369,348 $ 619,834 Fair value $ 29,014 $ 93,015 $ 97,509 $ 37,204 $ 371,870 $ 628,612
Summary of the activity related to sales of available-for-sale securities	A summary of the sales activity of AFS securities was as follows for the: Three Months Ended Nine Months Ended 2014 2014 Proceeds from sales of AFS securities $ 13,362 $ 13,362 Gross realized gains (losses) $ 97 $ 97 Applicable income tax expense (benefit) $ 33 $ 33
Available-for-sale securities with gross unrealized losses	Information pertaining to AFS securities with gross unrealized losses at September 30, 2015 and December 31, 2014 , aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows: September 30, 2015 Less Than Twelve Months Twelve Months or More Gross Fair Gross Fair Total Government sponsored enterprises $ — $ — $ 81 $ 23,915 $ 81 States and political subdivisions 80 12,168 541 3,602 621 Auction rate money market preferred — — 493 2,707 493 Preferred stocks — — 608 3,192 608 Mortgage-backed securities 42 18,517 578 39,075 620 Collateralized mortgage obligations 3 7,920 424 28,190 427 Total $ 125 $ 38,605 $ 2,725 $ 100,681 $ 2,850 Number of securities in an unrealized loss position: 35 29 64 December 31, 2014 Less Than Twelve Months Twelve Months or More Gross Fair Gross Fair Total Government sponsored enterprises $ — $ — $ 471 $ 23,525 $ 471 States and political subdivisions 48 5,323 746 17,416 794 Auction rate money market preferred — — 581 2,619 581 Preferred stocks — — 691 3,109 691 Mortgage-backed securities 5 9,456 999 52,407 1,004 Collateralized mortgage obligations 105 29,435 1,315 39,540 1,420 Total $ 158 $ 44,214 $ 4,803 $ 138,616 $ 4,961 Number of securities in an unrealized loss position: 22 72 94

Loans and ALLL (Tables)

Loans and ALLL (Tables)	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Summary of changes in the ALLL and the recorded investment in loans by segments	A summary of changes in the ALLL and the recorded investment in loans by segments follows: Allowance for Loan Losses Three Months Ended September 30, 2015 Commercial Agricultural Residential Real Estate Consumer Unallocated Total July 1, 2015 $ 3,483 $ 363 $ 3,514 $ 591 $ 1,049 $ 9,000 Charge-offs (61 ) — (70 ) (79 ) — (210 ) Recoveries 68 — 33 47 — 148 Provision for loan losses (500 ) 15 (164 ) (49 ) (40 ) (738 ) September 30, 2015 $ 2,990 $ 378 $ 3,313 $ 510 $ 1,009 $ 8,200 Allowance for Loan Losses Nine Months Ended September 30, 2015 Commercial Agricultural Residential Real Estate Consumer Unallocated Total January 1, 2015 $ 3,823 $ 216 $ 4,238 $ 645 $ 1,178 $ 10,100 Charge-offs (89 ) — (325 ) (252 ) — (666 ) Recoveries 387 72 152 154 — 765 Provision for loan losses (1,131 ) 90 (752 ) (37 ) (169 ) (1,999 ) September 30, 2015 $ 2,990 $ 378 $ 3,313 $ 510 $ 1,009 $ 8,200 Allowance for Loan Losses Three Months Ended September 30, 2014 Commercial Agricultural Residential Real Estate Consumer Unallocated Total July 1, 2014 $ 5,012 $ 219 $ 3,981 $ 802 $ 686 $ 10,700 Charge-offs (163 ) — (180 ) (73 ) — (416 ) Recoveries 171 — 68 39 — 278 Provision for loan losses (704 ) (31 ) 92 (47 ) 528 (162 ) September 30, 2014 $ 4,316 $ 188 $ 3,961 $ 721 $ 1,214 $ 10,400 Allowance for Loan Losses Nine Months Ended September 30, 2014 Commercial Agricultural Residential Real Estate Consumer Unallocated Total January 1, 2014 $ 6,048 $ 434 $ 3,845 $ 639 $ 534 $ 11,500 Charge-offs (434 ) (31 ) (557 ) (255 ) — (1,277 ) Recoveries 477 — 190 114 — 781 Provision for loan losses (1,775 ) (215 ) 483 223 680 (604 ) September 30, 2014 $ 4,316 $ 188 $ 3,961 $ 721 $ 1,214 $ 10,400
Allowance for Loan Losses and Recorded Investment in Loans	Allowance for Loan Losses and Recorded Investment in Loans December 31, 2014 Commercial Agricultural Residential Real Estate Consumer Unallocated Total ALLL Individually evaluated for impairment $ 1,283 $ — $ 2,143 $ 1 $ — $ 3,427 Collectively evaluated for impairment 2,540 216 2,095 644 1,178 6,673 Total $ 3,823 $ 216 $ 4,238 $ 645 $ 1,178 $ 10,100 Loans Individually evaluated for impairment $ 12,029 $ 1,595 $ 12,160 $ 64 $ 25,848 Collectively evaluated for impairment 419,932 103,126 252,435 32,241 807,734 Total $ 431,961 $ 104,721 $ 264,595 $ 32,305 $ 833,582 Allowance for Loan Losses and Recorded Investment in Loans September 30, 2015 Commercial Agricultural Residential Real Estate Consumer Unallocated Total ALLL Individually evaluated for impairment $ 1,322 $ 3 $ 1,891 $ 1 $ — $ 3,217 Collectively evaluated for impairment 1,668 375 1,422 509 1,009 4,983 Total $ 2,990 $ 378 $ 3,313 $ 510 $ 1,009 $ 8,200 Loans Individually evaluated for impairment $ 9,603 $ 2,647 $ 10,275 $ 38 $ 22,563 Collectively evaluated for impairment 423,466 113,646 239,575 34,097 810,784 Total $ 433,069 $ 116,293 $ 249,850 $ 34,135 $ 833,347
Credit quality indicators for commercial and agricultural credit exposures	The following table displays the credit quality indicators for commercial and agricultural credit exposures based on internally assigned credit risk ratings as of: September 30, 2015 Commercial Agricultural Real Estate Other Total Real Estate Other Total Rating 1 - Excellent $ — $ 499 $ 499 $ — $ — $ — 2 - High quality 6,684 8,131 14,815 4,534 2,308 6,842 3 - High satisfactory 101,450 31,355 132,805 29,181 12,885 42,066 4 - Low satisfactory 207,512 59,764 267,276 36,451 24,742 61,193 5 - Special mention 6,408 818 7,226 2,271 1,678 3,949 6 - Substandard 9,893 271 10,164 1,660 305 1,965 7 - Vulnerable 284 — 284 274 4 278 8 - Doubtful — — — — — — Total $ 332,231 $ 100,838 $ 433,069 $ 74,371 $ 41,922 $ 116,293 December 31, 2014 Commercial Agricultural Real Estate Other Total Real Estate Other Total Rating 1 - Excellent $ — $ 492 $ 492 $ — $ — $ — 2 - High quality 13,620 14,423 28,043 5,806 3,582 9,388 3 - High satisfactory 94,556 51,230 145,786 28,715 12,170 40,885 4 - Low satisfactory 184,000 49,869 233,869 33,361 17,560 50,921 5 - Special mention 8,456 1,322 9,778 1,607 65 1,672 6 - Substandard 11,055 123 11,178 1,602 147 1,749 7 - Vulnerable 2,687 116 2,803 106 — 106 8 - Doubtful — 12 12 — — — Total $ 314,374 $ 117,587 $ 431,961 $ 71,197 $ 33,524 $ 104,721
Summary of past due and current loans	The following tables summarize the past due and current loans as of: September 30, 2015 Accruing Interest Total Past Due and Nonaccrual 30-59 60-89 90 Days Nonaccrual Current Total Commercial Commercial real estate $ 391 $ — $ — $ 284 $ 675 $ 331,556 $ 332,231 Commercial other 323 8 — — 331 100,507 100,838 Total commercial 714 8 — 284 1,006 432,063 433,069 Agricultural Agricultural real estate — — — 274 274 74,097 74,371 Agricultural other 425 — — 4 429 41,493 41,922 Total agricultural 425 — — 278 703 115,590 116,293 Residential real estate Senior liens 1,649 48 — 234 1,931 197,687 199,618 Junior liens 68 6 — — 74 9,599 9,673 Home equity lines of credit 25 — — — 25 40,534 40,559 Total residential real estate 1,742 54 — 234 2,030 247,820 249,850 Consumer Secured 56 — — — 56 30,186 30,242 Unsecured 4 — — — 4 3,889 3,893 Total consumer 60 — — — 60 34,075 34,135 Total $ 2,941 $ 62 $ — $ 796 $ 3,799 $ 829,548 $ 833,347 December 31, 2014 Accruing Interest Total Past Due and Nonaccrual 30-59 60-89 90 Days Nonaccrual Current Total Commercial Commercial real estate $ 1,155 $ 282 $ — $ 2,764 $ 4,201 $ 310,173 $ 314,374 Commercial other 153 24 2 116 295 117,292 117,587 Total commercial 1,308 306 2 2,880 4,496 427,465 431,961 Agricultural Agricultural real estate 101 — — 106 207 70,990 71,197 Agricultural other 102 — — — 102 33,422 33,524 Total agricultural 203 — — 106 309 104,412 104,721 Residential real estate Senior liens 1,821 425 146 668 3,060 210,138 213,198 Junior liens 235 18 — 130 383 10,750 11,133 Home equity lines of credit 468 20 — 250 738 39,526 40,264 Total residential real estate 2,524 463 146 1,048 4,181 260,414 264,595 Consumer Secured 107 2 — 10 119 28,229 28,348 Unsecured 19 — — — 19 3,938 3,957 Total consumer 126 2 — 10 138 32,167 32,305 Total $ 4,161 $ 771 $ 148 $ 4,044 $ 9,124 $ 824,458 $ 833,582
Information pertaining to impaired loans	The following is a summary of information pertaining to impaired loans as of: September 30, 2015 December 31, 2014 Outstanding Balance Unpaid Principal Balance Valuation Allowance Outstanding Balance Unpaid Principal Balance Valuation Allowance Impaired loans with a valuation allowance Commercial real estate $ 8,402 $ 8,521 $ 1,322 $ 7,115 $ 7,234 $ 1,279 Commercial other — — — 609 828 4 Agricultural real estate — — — — — — Agricultural other 335 335 3 — — — Residential real estate senior liens 10,008 10,878 1,864 11,645 12,782 2,015 Residential real estate junior liens 134 134 27 265 275 53 Home equity lines of credit — — — 250 650 75 Consumer secured 38 38 1 54 54 1 Total impaired loans with a valuation allowance 18,917 19,906 3,217 19,938 21,823 3,427 Impaired loans without a valuation allowance Commercial real estate 1,099 1,232 4,116 4,462 Commercial other 102 113 189 212 Agricultural real estate 1,980 1,980 1,529 1,529 Agricultural other 332 332 66 186 Home equity lines of credit 133 433 — — Consumer secured — — 10 10 Total impaired loans without a valuation allowance 3,646 4,090 5,910 6,399 Impaired loans Commercial 9,603 9,866 1,322 12,029 12,736 1,283 Agricultural 2,647 2,647 3 1,595 1,715 — Residential real estate 10,275 11,445 1,891 12,160 13,707 2,143 Consumer 38 38 1 64 64 1 Total impaired loans $ 22,563 $ 23,996 $ 3,217 $ 25,848 $ 28,222 $ 3,427 The following is a summary of information pertaining to impaired loans for the three and nine month periods ended: Three Months Ended Nine Months Ended Average Outstanding Balance Interest Income Recognized Average Outstanding Balance Interest Income Recognized Impaired loans with a valuation allowance Commercial real estate $ 7,532 $ 112 $ 7,287 $ 295 Commercial other 280 — 481 19 Agricultural real estate — — 29 1 Agricultural other 168 4 56 4 Residential real estate senior liens 10,021 106 10,812 323 Residential real estate junior liens 138 1 197 15 Home equity lines of credit — — 42 — Consumer secured 40 1 46 3 Total impaired loans with a valuation allowance 18,179 224 18,950 660 Impaired loans without a valuation allowance Commercial real estate 1,432 28 2,356 163 Commercial other 83 2 94 7 Agricultural real estate 1,819 23 1,615 64 Agricultural other 494 5 300 13 Home equity lines of credit 136 4 149 14 Consumer secured — — 2 — Total impaired loans without a valuation allowance 3,964 62 4,516 261 Impaired loans Commercial 9,327 142 10,218 484 Agricultural 2,481 32 2,000 82 Residential real estate 10,295 111 11,200 352 Consumer 40 1 48 3 Total impaired loans $ 22,143 $ 286 $ 23,466 $ 921 Three Months Ended Nine Months Ended Average Outstanding Balance Interest Income Recognized Average Outstanding Balance Interest Income Recognized Impaired loans with a valuation allowance Commercial real estate $ 7,063 $ 106 $ 6,822 $ 291 Commercial other 589 11 746 40 Agricultural real estate 102 — 113 — Agricultural other — — — — Residential real estate senior liens 12,440 124 12,938 388 Residential real estate junior liens 167 (8 ) 94 (7 ) Home equity lines of credit 310 2 220 13 Consumer secured 62 1 72 3 Total impaired loans with a valuation allowance 20,733 236 21,005 728 Impaired loans without a valuation allowance Commercial real estate 4,594 69 5,396 262 Commercial other 314 5 397 12 Agricultural real estate 1,460 22 1,425 59 Agricultural other 43 1 112 29 Home equity lines of credit — — 32 — Consumer secured 10 — 5 — Total impaired loans without a valuation allowance 6,421 97 7,367 362 Impaired loans Commercial 12,560 191 13,361 605 Agricultural 1,605 23 1,650 88 Residential real estate 12,917 118 13,284 394 Consumer 72 1 77 3 Total impaired loans $ 27,154 $ 333 $ 28,372 $ 1,090
Information pertaining to TDR's	The following is a summary of TDR loan balances as of: September 30, 2015 December 31, 2014 TDRs $ 21,457 $ 23,341 Following is a summary of loans that defaulted in the three and nine month periods ended September 30, 2015 and 2014 , which were modified within 12 months prior to the default date. Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 Number of Loans Pre- Charge-Off Post- Number of Loans Pre- Charge-Off Post- Commercial other 1 $ 216 $ 25 $ 191 1 $ 216 $ 25 $ 191 Three Months Ended September 30, 2014 Nine Months Ended September 30, 2014 Number of Loans Pre- Charge-Off Post- Number of Loans Pre- Charge-Off Post- Consumer unsecured 2 $ 7 $ 7 $ — 2 $ 7 $ 7 $ — The following is a summary of information pertaining to TDRs granted for the: Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment Commercial other 3 $ 1,926 $ 1,926 8 $ 2,511 $ 2,511 Agricultural other 3 636 636 10 1,406 1,406 Residential real estate Senior liens 1 151 151 5 599 599 Junior liens — — — 1 30 30 Home equity lines of credit — — — 1 94 94 Total residential real estate 1 151 151 7 723 723 Consumer unsecured — — — — — — Total 7 $ 2,713 $ 2,713 25 $ 4,640 $ 4,640 Three Months Ended September 30, 2014 Nine Months Ended September 30, 2014 Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Post-Modification Recorded Investment Commercial other 2 $ 23 $ 23 7 $ 386 $ 386 Agricultural other 1 49 49 1 49 49 Residential real estate Senior liens 2 144 144 14 805 805 Junior liens 1 40 40 2 81 81 Home equity lines of credit — — — 1 160 160 Total residential real estate 3 184 184 17 1,046 1,046 Consumer unsecured 1 10 10 4 18 18 Total 7 $ 266 $ 266 29 $ 1,499 $ 1,499 The following tables summarize concessions we granted to borrowers in financial difficulty for the: Three Months Ended September 30, 2015 Nine Months Ended September 30, 2015 Below Market Interest Rate Below Market Interest Rate and Extension of Amortization Period Below Market Interest Rate Below Market Interest Rate and Extension of Amortization Period Number of Loans Pre-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Commercial other 3 $ 1,926 — $ — 6 $ 2,180 2 $ 331 Agricultural other 3 636 — — 9 1,360 1 46 Residential real estate Senior liens 1 151 — — 2 201 3 398 Junior liens — — — — — — 1 30 Home equity lines of credit — — — — — — 1 94 Total residential real estate 1 151 — — 2 201 5 522 Consumer unsecured — — — — — — — — Total 7 $ 2,713 — $ — 17 $ 3,741 8 $ 899 Three Months Ended September 30, 2014 Nine Months Ended September 30, 2014 Below Market Interest Rate Below Market Interest Rate and Extension of Amortization Period Below Market Interest Rate Below Market Interest Rate and Extension of Amortization Period Number of Loans Pre-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Number of Loans Pre-Modification Recorded Investment Commercial other 2 $ 23 — $ — 6 $ 378 1 $ 8 Agricultural other — — 1 49 — — 1 49 Residential real estate Senior liens — — 2 144 3 98 11 707 Junior liens — — 1 40 — — 2 81 Home equity lines of credit — — — — 1 160 — — Total residential real estate — — 3 184 4 258 13 788 Consumer unsecured 1 10 — — 3 15 1 3 Total 3 $ 33 4 $ 233 13 $ 651 16 $ 848
Schedule of Foreclosed Assets	The following is a summary of foreclosed assets as of: September 30, 2015 December 31, 2014 Consumer mortgage loans collateralized by residential real estate foreclosed as a result of obtaining physical possession (1) $ 190 N/A All other foreclosed assets 411 885 Total $ 601 $ 885 (1) Disclosure requirement from the adoption of ASU No. 2014-04 on January 1, 2015. As such, measurement was not applicable for December 31, 2014.

Equity Securities Without Rea26

Equity Securities Without Readily Determinable Fair Values (Tables)	9 Months Ended
	Sep. 30, 2015
Equity Method And Other Investments [Abstract]
Schedule of equity method and other investments	Equity securities without readily determinable fair values consist of the following as of: September 30 December 31 FHLB Stock $ 11,700 $ 9,800 Corporate Settlement Solutions, LLC 7,304 6,936 FRB Stock 1,999 1,999 Valley Financial Corporation 1,000 1,000 Other 338 341 Total $ 22,341 $ 20,076

Borrowed Funds (Tables)

Borrowed Funds (Tables)	9 Months Ended
	Sep. 30, 2015
Debt Instrument [Line Items]
Summary of borrowed funds	Borrowed funds consist of the following obligations as of: September 30, 2015 December 31, 2014 Amount Rate Amount Rate FHLB advances $ 215,000 1.97 % $ 192,000 2.05 % Securities sold under agreements to repurchase without stated maturity dates 69,510 0.12 % 95,070 0.14 % Securities sold under agreements to repurchase with stated maturity dates — — 439 3.25 % Federal funds purchased 13,100 0.39 % 2,200 0.50 % Total $ 297,610 1.47 % $ 289,709 1.41 %
Federal Home Loan Bank, Advances	The following table lists the maturities and weighted average interest rates of FHLB advances as of: September 30, 2015 December 31, 2014 Amount Rate Amount Rate Fixed rate due 2015 $ 20,000 0.88 % $ 42,000 0.72 % Variable rate due 2015 10,000 0.49 % — — Fixed rate due 2016 10,000 2.15 % 10,000 2.15 % Variable rate due 2016 15,000 0.49 % — — Fixed rate due 2017 30,000 1.95 % 30,000 1.95 % Fixed rate due 2018 40,000 2.35 % 40,000 2.35 % Fixed rate due 2019 40,000 2.35 % 20,000 3.11 % Fixed rate due 2020 10,000 1.98 % 10,000 1.98 % Fixed rate due 2021 30,000 2.26 % 30,000 2.26 % Fixed rate due 2023 10,000 3.90 % 10,000 3.90 % Total $ 215,000 1.97 % $ 192,000 2.05 %
Schedule of maturity and weighted average interest rates	The following table lists the maturity and weighted average interest rates of securities sold under agreements to repurchase with stated maturity dates as of: September 30, 2015 December 31, 2014 Amount Rate Amount Rate Repurchase agreements due 2015 $ — — $ 439 3.25 %
Summary of short term borrowings	The following table provides a summary of securities sold under repurchase agreements without stated maturity dates, federal funds purchased, and FRB Discount Window advances borrowings for the three and nine month periods ended: Three Months Ended September 30 2015 2014 Maximum Month End Balance Average Balance Weighted Average Interest Rate During the Period Maximum Month End Balance Average Balance Weighted Average Interest Rate During the Period Securities sold under agreements to repurchase without stated maturity dates $ 71,170 $ 68,963 0.13 % $ 91,472 $ 88,906 0.13 % Federal funds purchased 13,100 7,265 0.51 % 17,700 2,252 0.48 % Nine Months Ended September 30 2015 2014 Maximum Month End Balance Average Balance Weighted Average Interest Rate During the Period Maximum Month End Balance Average Balance Weighted Average Interest Rate During the Period Securities sold under agreements to repurchase without stated maturity dates $ 84,859 $ 70,399 0.13 % $ 94,741 $ 91,231 0.13 % Federal funds purchased 13,100 6,253 0.50 % 17,700 4,939 0.48 %
Summary of pledged financial instruments	We had pledged AFS securities and 1-4 family residential real estate loans in the following amounts at: September 30 December 31 Pledged to secure borrowed funds $ 344,385 $ 324,584 Pledged to secure repurchase agreements 69,564 94,537 Pledged for public deposits and for other purposes necessary or required by law 24,321 19,851 Total $ 438,270 $ 438,972 AFS securities pledged to repurchase agreements without stated maturity dates consisted of the following at: September 30 December 31 States and political subdivisions $ 2,811 $ 6,643 Mortgage-backed securities 23,008 29,655 Collateralized mortgage obligations 43,745 58,239 Total $ 69,564 $ 94,537

Other Noninterest Expenses (Tab

Other Noninterest Expenses (Tables)	9 Months Ended
	Sep. 30, 2015
Other Income and Expenses [Abstract]
Summary of expenses included in other noninterest expenses	A summary of expenses included in other noninterest expenses is as follows for the: Three Months Ended Nine Months Ended 2015 2014 2015 2014 FDIC insurance premiums $ 204 $ 196 $ 619 $ 619 Director fees 204 191 608 569 Audit and related fees 189 185 535 505 Donations and community relations 155 391 412 606 Marketing costs 124 121 350 360 Education and travel 90 154 311 418 Printing and supplies 111 89 309 278 Postage and freight 94 105 284 303 Legal fees 121 88 273 248 Consulting fees 122 96 264 263 Loan underwriting fees 98 83 248 270 All other 660 596 1,725 1,866 Total other $ 2,172 $ 2,295 $ 5,938 $ 6,305

Federal Income Taxes (Tables)

Federal Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2015
Income Tax Disclosure [Abstract]
Summary of federal income tax expense	The reconciliation of the provision for federal income taxes and the amount computed at the federal statutory tax rate of 34% of income before federal income tax expense is as follows for the: Three Months Ended Nine Months Ended 2015 2014 2015 2014 Income taxes at 34% statutory rate $ 1,723 $ 1,309 $ 4,959 $ 4,072 Effect of nontaxable income Interest income on tax exempt municipal securities (509 ) (501 ) (1,519 ) (1,498 ) Earnings on corporate owned life insurance policies (64 ) (62 ) (194 ) (189 ) Effect of tax credits (175 ) (187 ) (542 ) (575 ) Other (18 ) (158 ) (70 ) (235 ) Total effect of nontaxable income (766 ) (908 ) (2,325 ) (2,497 ) Effect of nondeductible expenses 45 43 116 121 Federal income tax expense $ 1,002 $ 444 $ 2,750 $ 1,696

Fair Value (Tables)

Fair Value (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Quantitative information about assets measured utilizing Level 3 fair value measurement	The following tables list the quantitative fair value information about impaired loans as of: September 30, 2015 Valuation Technique Fair Value Unobservable Input Range Discount applied to collateral appraisal: Real Estate 20% - 30% Equipment 30% - 35% Discounted appraisal value $7,629 Cash crop inventory 40% Other inventory 50% - 75% Furniture, fixtures & equipment 35% - 45% Accounts receivable 50% Liquor license 75% December 31, 2014 Valuation Technique Fair Value Unobservable Input Range Discount applied to collateral appraisal: Real Estate 20% - 25% Equipment 30% - 40% Discounted appraisal value $8,720 Cash crop inventory 40% Other inventory 75% Accounts receivable 50% Liquor license 75% The table below lists the quantitative fair value information related to foreclosed assets as of: September 30, 2015 Valuation Technique Fair Value Unobservable Input Range Discount applied to collateral appraisal: Discounted appraisal value $ 601 Real Estate 20% - 30% December 31, 2014 Valuation Technique Fair Value Unobservable Input Range Discount applied to collateral appraisal: Discounted appraisal value $ 885 Real Estate 20% - 25%
Carrying amount and estimated fair value of financial instruments not recorded at fair value	The carrying amount and estimated fair value of financial instruments not recorded at fair value in their entirety on a recurring basis were as follows as of: September 30, 2015 Carrying Estimated (Level 1) (Level 2) (Level 3) ASSETS Cash and cash equivalents $ 18,322 $ 18,322 $ 18,322 $ — $ — Mortgage loans AFS 831 844 — 844 — Gross loans 833,347 825,436 — — 825,436 Less allowance for loan and lease losses 8,200 8,200 — — 8,200 Net loans 825,147 817,236 — — 817,236 Accrued interest receivable 6,992 6,992 6,992 — — Equity securities without readily determinable fair values (1) 22,341 N/A — — — OMSR 2,458 2,458 — 2,458 — LIABILITIES Deposits without stated maturities 695,848 695,848 695,848 — — Deposits with stated maturities 432,155 431,177 — 431,177 — Borrowed funds 297,610 301,410 — 301,410 — Accrued interest payable 557 557 557 — — December 31, 2014 Carrying Estimated (Level 1) (Level 2) (Level 3) ASSETS Cash and cash equivalents $ 19,906 $ 19,906 $ 19,906 $ — $ — Mortgage loans AFS 901 911 — 911 — Gross loans 833,582 827,449 — — 827,449 Less allowance for loan and lease losses 10,100 10,100 — — 10,100 Net loans 823,482 817,349 — — 817,349 Accrued interest receivable 5,851 5,851 5,851 — — Equity securities without readily determinable fair values (1) 20,076 N/A — — — OMSR 2,519 2,554 — 2,554 — LIABILITIES Deposits without stated maturities 634,222 634,222 634,222 — — Deposits with stated maturities 440,262 440,964 — 440,964 — Borrowed funds 289,709 293,401 — 293,401 — Accrued interest payable 558 558 558 — — (1) Due to the characteristics of equity securities without readily determinable fair values, they are not disclosed under a specific fair value hierarchy. If we were to record an impairment adjustment related to these securities, such amount would be classified as a nonrecurring Level 3 fair value adjustment.
Assets and liabilities measured at fair value	The table below presents the recorded amount of assets and liabilities measured at fair value on: September 30, 2015 December 31, 2014 Total (Level 1) (Level 2) (Level 3) Total (Level 1) (Level 2) (Level 3) Recurring items AFS securities Government-sponsored enterprises $ 24,368 $ — $ 24,368 $ — $ 24,136 $ — $ 24,136 $ — States and political subdivisions 232,374 — 232,374 — 215,345 — 215,345 — Auction rate money market preferred 2,707 — 2,707 — 2,619 — 2,619 — Preferred stocks 3,192 3,192 — — 6,140 6,140 — — Mortgage-backed securities 234,258 — 234,258 — 166,926 — 166,926 — Collateralized mortgage obligations 131,713 — 131,713 — 152,368 — 152,368 — Total AFS securities 628,612 3,192 625,420 — 567,534 6,140 561,394 — Nonrecurring items Impaired loans (net of the ALLL) 7,629 — — 7,629 8,720 — — 8,720 Foreclosed assets 601 — — 601 885 — — 885 Total $ 636,842 $ 3,192 $ 625,420 $ 8,230 $ 577,139 $ 6,140 $ 561,394 $ 9,605 Percent of assets and liabilities measured at fair value 0.50 % 98.21 % 1.29 % 1.06 % 97.27 % 1.67 % The following table provides a summary of the changes in fair value of assets and liabilities recorded at fair value, for which gains or losses were recognized through earnings on a nonrecurring basis, in the: Three Months Ended Nine Months Ended 2015 2014 2015 2014 Nonrecurring items Foreclosed assets $ — $ (20 ) $ (22 ) $ (83 )

Accumulated Other Comprehensi31

Accumulated Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2015
Equity [Abstract]
Summary of the components of accumulated other comprehensive income	A summary of the components of unrealized holding gains on AFS securities included in OCI follows for the: Three Months Ended September 30 2015 2014 Auction Rate Money Market Preferred and Preferred Stocks All Other AFS Securities Total Auction Rate Money Market Preferred and Preferred Stocks All Other AFS Securities Total Unrealized gains (losses) arising during the period $ 140 $ 5,161 $ 5,301 $ 253 $ (1,579 ) $ (1,326 ) Reclassification adjustment for net realized (gains) losses included in net income — — — — (97 ) (97 ) Net unrealized gains (losses) 140 5,161 5,301 253 (1,676 ) (1,423 ) Tax effect — (1,818 ) (1,818 ) — 469 469 Unrealized gains (losses), net of tax $ 140 $ 3,343 $ 3,483 $ 253 $ (1,207 ) $ (954 ) Nine Months Ended September 30 2015 2014 Auction Rate Money Market Preferred and Preferred Stocks All Other AFS Securities Total Auction Rate Money Market Preferred and Preferred Stocks All Other AFS Securities Total Unrealized gains (losses) arising during the period $ 140 $ 2,997 $ 3,137 $ 253 $ 8,389 $ 8,642 Reclassification adjustment for net realized (gains) losses included in net income — — — — (97 ) (97 ) Net unrealized gains (losses) 140 2,997 3,137 253 8,292 8,545 Tax effect — (1,019 ) (1,019 ) — (2,690 ) (2,690 ) Unrealized gains (losses), net of tax $ 140 $ 1,978 $ 2,118 $ 253 $ 5,602 $ 5,855 The following table summarizes the changes in AOCI by component for the: Three Months Ended September 30 2015 2014 Unrealized Defined Total Unrealized Defined Total Balance, July 1 $ 1,937 $ (3,808 ) $ (1,871 ) $ 2,602 $ (2,134 ) $ 468 OCI before reclassifications 5,301 — 5,301 (1,326 ) — (1,326 ) Amounts reclassified from AOCI — — — (97 ) — (97 ) Subtotal 5,301 — 5,301 (1,423 ) — (1,423 ) Tax effect (1,818 ) — (1,818 ) 469 — 469 OCI, net of tax 3,483 — 3,483 (954 ) — (954 ) Balance, September 30 $ 5,420 $ (3,808 ) $ 1,612 $ 1,648 $ (2,134 ) $ (486 ) Nine Months Ended September 30 2015 2014 Unrealized Defined Total Unrealized Defined Total Balance, January 1 $ 3,302 $ (3,808 ) $ (506 ) $ (4,207 ) $ (2,134 ) $ (6,341 ) OCI before reclassifications 3,137 — 3,137 8,642 — 8,642 Amounts reclassified from AOCI — — — (97 ) — (97 ) Subtotal 3,137 — 3,137 8,545 — 8,545 Tax effect (1,019 ) — (1,019 ) (2,690 ) — (2,690 ) OCI, net of tax 2,118 — 2,118 5,855 — 5,855 Balance, September 30 $ 5,420 $ (3,808 ) $ 1,612 $ 1,648 $ (2,134 ) $ (486 )

Parent Company Only Financial32

Parent Company Only Financial Information (Tables)	9 Months Ended
	Sep. 30, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Interim Condensed Balance Sheets	Interim Condensed Balance Sheets September 30 December 31 ASSETS Cash on deposit at the Bank $ 2,522 $ 1,035 AFS securities 259 3,294 Investments in subsidiaries 134,670 124,827 Premises and equipment 2,015 1,982 Other assets 53,188 53,228 TOTAL ASSETS $ 192,654 $ 184,366 LIABILITIES AND SHAREHOLDERS’ EQUITY Other liabilities $ 9,656 $ 9,772 Shareholders' equity 182,998 174,594 TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY $ 192,654 $ 184,366
Interim Condensed Statements of Income	Interim Condensed Statements of Income Three Months Ended Nine Months Ended 2015 2014 2015 2014 Income Dividends from subsidiaries $ 1,700 $ 1,750 $ 5,000 $ 4,750 Interest income 4 36 75 114 Management fee and other 1,859 717 4,913 1,945 Total income 3,563 2,503 9,988 6,809 Expenses Compensation and benefits 1,228 866 3,658 2,470 Occupancy and equipment 415 293 1,226 514 Audit and related fees 101 109 316 278 Other 501 360 1,533 926 Total expenses 2,245 1,628 6,733 4,188 Income before income tax benefit and equity in undistributed earnings of subsidiaries 1,318 875 3,255 2,621 Federal income tax benefit 123 298 588 730 Income before equity in undistributed earnings of subsidiaries 1,441 1,173 3,843 3,351 Undistributed earnings of subsidiaries 2,622 2,232 7,991 6,928 Net income $ 4,063 $ 3,405 $ 11,834 $ 10,279
Interim Condensed Statements of Cash Flows	Interim Condensed Statements of Cash Flows Nine Months Ended 2015 2014 Operating activities Net income $ 11,834 $ 10,279 Adjustments to reconcile net income to cash provided by operations Undistributed earnings of subsidiaries (7,991 ) (6,928 ) Undistributed earnings of equity securities without readily determinable fair values (364 ) 231 Share-based payment awards under equity compensation plan 425 382 Depreciation 113 109 Net amortization of AFS securities — 1 Changes in operating assets and liabilities which provided (used) cash Other assets 406 89 Accrued interest and other liabilities 94 1,242 Net cash provided by (used in) operating activities 4,517 5,405 Investing activities Maturities, calls, principal payments, and sales of AFS securities 3,000 250 Purchases of premises and equipment (146 ) (23 ) Net (advances to) repayments from subsidiaries 300 641 Net cash provided by (used in) investing activities 3,154 868 Financing activities Net increase (decrease) in borrowed funds (211 ) 600 Cash dividends paid on common stock (5,416 ) (5,091 ) Proceeds from the issuance of common stock 3,310 2,845 Common stock repurchased (3,588 ) (2,550 ) Common stock purchased for deferred compensation obligations (279 ) (253 ) Net cash provided by (used in) financing activities (6,184 ) (4,449 ) Increase (decrease) in cash and cash equivalents 1,487 1,824 Cash and cash equivalents at beginning of period 1,035 529 Cash and cash equivalents at end of period $ 2,522 $ 2,353

Computation of Earnings Per C33

Computation of Earnings Per Common Share (Schedule of Earnings Per Share) (Details) - USD ($) $ / shares in Units, $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Earnings Per Share [Abstract]
Average number of common shares outstanding for basic calculation		7,768,230	7,733,362	7,773,655	7,725,706
Average potential effect of common shares in the Directors Plan	[1]	178,882	170,897	177,531	170,955
Average number of common shares outstanding used to calculate diluted earnings per common share		7,947,112	7,904,259	7,951,186	7,896,661
Net income		$ 4,063	$ 3,405	$ 11,834	$ 10,279
Basic (in dollars per share)		$ 0.52	$ 0.44	$ 1.52	$ 1.33
Diluted (in dollars per share)		$ 0.51	$ 0.43	$ 1.49	$ 1.30
[1]	Exclusive of shares held in the Rabbi Trust

AFS Securities (Amortized cost

AFS Securities (Amortized cost and fair value of AFS securities, with gross unrealized gains and losses) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 619,834	$ 561,893
Gross Unrealized Gains	11,628	10,602
Gross Unrealized Losses	2,850	4,961
AFS securities	628,612	567,534
Government sponsored enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	24,441	24,597
Gross Unrealized Gains	8	10
Gross Unrealized Losses	81	471
AFS securities	24,368	24,136
States and political subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	226,045	209,153
Gross Unrealized Gains	6,950	6,986
Gross Unrealized Losses	621	794
AFS securities	232,374	215,345
Auction rate money market preferred [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	3,200	3,200
Gross Unrealized Gains	0	0
Gross Unrealized Losses	493	581
AFS securities	2,707	2,619
Preferred stocks [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	3,800	6,800
Gross Unrealized Gains	0	31
Gross Unrealized Losses	608	691
AFS securities	3,192	6,140
Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	232,279	165,888
Gross Unrealized Gains	2,599	2,042
Gross Unrealized Losses	620	1,004
AFS securities	234,258	166,926
Collateralized mortgage obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	130,069	152,255
Gross Unrealized Gains	2,071	1,533
Gross Unrealized Losses	427	1,420
AFS securities	$ 131,713	$ 152,368

AFS Securities (Amortized cos35

AFS Securities (Amortized cost and fair value of AFS securities by contractual maturity) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Rolling Maturity [Abstract]
Maturing, Due in One Year or Less	$ 28,965
Maturing, After One Year But Within Five Years	90,673
Maturing, After Five Years But Within Ten Years	94,125
Maturing, After Ten Years	36,723
Securities With Variable Monthly Payments or Noncontractual Maturities	369,348
Amortized Cost	619,834	$ 561,893
Available-for-sale Securities, Debt Maturities, Fair Value, Rolling Maturity [Abstract]
Maturing, Due in One Year or Less, Fair value	29,014
Maturing, After One Year But Within Five Years, Fair value	93,015
Maturing, After Five Years But Within Ten Years, Fair value	97,509
Maturing, After Ten Years, Fair value	37,204
Securities With Variable Monthly Payments or Noncontractual Maturities, Fair value	371,870
Total, Fair value	628,612	567,534
Government sponsored enterprises [Member]
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Rolling Maturity [Abstract]
Maturing, Due in One Year or Less	0
Maturing, After One Year But Within Five Years	24,029
Maturing, After Five Years But Within Ten Years	412
Maturing, After Ten Years	0
Securities With Variable Monthly Payments or Noncontractual Maturities	0
Amortized Cost	24,441	24,597
Available-for-sale Securities, Debt Maturities, Fair Value, Rolling Maturity [Abstract]
Total, Fair value	24,368	24,136
States and political subdivisions [Member]
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Rolling Maturity [Abstract]
Maturing, Due in One Year or Less	28,965
Maturing, After One Year But Within Five Years	66,644
Maturing, After Five Years But Within Ten Years	93,713
Maturing, After Ten Years	36,723
Securities With Variable Monthly Payments or Noncontractual Maturities	0
Amortized Cost	226,045	209,153
Available-for-sale Securities, Debt Maturities, Fair Value, Rolling Maturity [Abstract]
Total, Fair value	232,374	215,345
Auction rate money market preferred [Member]
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Rolling Maturity [Abstract]
Maturing, Due in One Year or Less	0
Maturing, After One Year But Within Five Years	0
Maturing, After Five Years But Within Ten Years	0
Maturing, After Ten Years	0
Securities With Variable Monthly Payments or Noncontractual Maturities	3,200
Amortized Cost	3,200	3,200
Available-for-sale Securities, Debt Maturities, Fair Value, Rolling Maturity [Abstract]
Total, Fair value	2,707	2,619
Preferred stocks [Member]
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Rolling Maturity [Abstract]
Maturing, Due in One Year or Less	0
Maturing, After One Year But Within Five Years	0
Maturing, After Five Years But Within Ten Years	0
Maturing, After Ten Years	0
Securities With Variable Monthly Payments or Noncontractual Maturities	3,800
Amortized Cost	3,800	6,800
Available-for-sale Securities, Debt Maturities, Fair Value, Rolling Maturity [Abstract]
Total, Fair value	3,192	6,140
Mortgage-backed securities [Member]
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Rolling Maturity [Abstract]
Maturing, Due in One Year or Less	0
Maturing, After One Year But Within Five Years	0
Maturing, After Five Years But Within Ten Years	0
Maturing, After Ten Years	0
Securities With Variable Monthly Payments or Noncontractual Maturities	232,279
Amortized Cost	232,279	165,888
Available-for-sale Securities, Debt Maturities, Fair Value, Rolling Maturity [Abstract]
Total, Fair value	234,258	166,926
Collateralized mortgage obligations [Member]
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Rolling Maturity [Abstract]
Maturing, Due in One Year or Less	0
Maturing, After One Year But Within Five Years	0
Maturing, After Five Years But Within Ten Years	0
Maturing, After Ten Years	0
Securities With Variable Monthly Payments or Noncontractual Maturities	130,069
Amortized Cost	130,069	152,255
Available-for-sale Securities, Debt Maturities, Fair Value, Rolling Maturity [Abstract]
Total, Fair value	$ 131,713	$ 152,368

AFS Securities (Activity relate

AFS Securities (Activity related to sales of AFS securities) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]
Proceeds from sales of AFS of securities		$ 13,362		$ 13,362
Gross realized gains (losses)	$ 0	97	$ 0	97
Applicable income tax expense		$ 33		$ 33

AFS Securities (AFS securities

AFS Securities (AFS securities with gross unrealized losses) (Details) $ in Thousands	Sep. 30, 2015USD ($)Securities	Dec. 31, 2014USD ($)Securities
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, Less Than Twelve Months	$ 125	$ 158
Fair Value, Less Than Twelve Months	38,605	44,214
Gross Unrealized Losses, Twelve Months or More	2,725	4,803
Fair Value, Twelve Months or More	100,681	138,616
Total Unrealized Losses	$ 2,850	$ 4,961
Number of Securities in an unrealized loss position, Less Than Twelve Months, Fair Value | Securities	35	22
Number of Securities in an unrealized loss position, Twelve Months or More, Fair Value | Securities	29	72
Number of Securities in an unrealized loss position, Total Unrealized Losses | Securities	64	94
Government sponsored enterprises [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, Less Than Twelve Months	$ 0	$ 0
Fair Value, Less Than Twelve Months	0	0
Gross Unrealized Losses, Twelve Months or More	81	471
Fair Value, Twelve Months or More	23,915	23,525
Total Unrealized Losses	81	471
States and political subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, Less Than Twelve Months	80	48
Fair Value, Less Than Twelve Months	12,168	5,323
Gross Unrealized Losses, Twelve Months or More	541	746
Fair Value, Twelve Months or More	3,602	17,416
Total Unrealized Losses	621	794
Auction rate money market preferred [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, Less Than Twelve Months	0	0
Fair Value, Less Than Twelve Months	0	0
Gross Unrealized Losses, Twelve Months or More	493	581
Fair Value, Twelve Months or More	2,707	2,619
Total Unrealized Losses	493	581
Preferred stocks [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, Less Than Twelve Months	0	0
Fair Value, Less Than Twelve Months	0	0
Gross Unrealized Losses, Twelve Months or More	608	691
Fair Value, Twelve Months or More	3,192	3,109
Total Unrealized Losses	608	691
Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, Less Than Twelve Months	42	5
Fair Value, Less Than Twelve Months	18,517	9,456
Gross Unrealized Losses, Twelve Months or More	578	999
Fair Value, Twelve Months or More	39,075	52,407
Total Unrealized Losses	620	1,004
Collateralized mortgage obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Losses, Less Than Twelve Months	3	105
Fair Value, Less Than Twelve Months	7,920	29,435
Gross Unrealized Losses, Twelve Months or More	424	1,315
Fair Value, Twelve Months or More	28,190	39,540
Total Unrealized Losses	$ 427	$ 1,420

Loans and ALLL (Summary of chan

Loans and ALLL (Summary of changes in ALLL by segments) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Summary of changes in the ALLL and the recorded investment in loans by segments
Allowance for loan losses, Beginning Balance	$ 9,000	$ 10,700	$ 10,100	$ 11,500
Allowance for loan losses, Loans charged off	(210)	(416)	(666)	(1,277)
Allowance for loan losses, Recoveries	148	278	765	781
Allowance for loan losses, Provision for loan losses	(738)	(162)	(1,999)	(604)
Allowance for loan losses, Ending Balance	8,200	10,400	8,200	10,400
Commercial [Member]
Summary of changes in the ALLL and the recorded investment in loans by segments
Allowance for loan losses, Beginning Balance	3,483	5,012	3,823	6,048
Allowance for loan losses, Loans charged off	(61)	(163)	(89)	(434)
Allowance for loan losses, Recoveries	68	171	387	477
Allowance for loan losses, Provision for loan losses	(500)	(704)	(1,131)	(1,775)
Allowance for loan losses, Ending Balance	2,990	4,316	2,990	4,316
Agricultural [Member]
Summary of changes in the ALLL and the recorded investment in loans by segments
Allowance for loan losses, Beginning Balance	363	219	216	434
Allowance for loan losses, Loans charged off	0	0	0	(31)
Allowance for loan losses, Recoveries	0	0	72	0
Allowance for loan losses, Provision for loan losses	15	(31)	90	(215)
Allowance for loan losses, Ending Balance	378	188	378	188
Residential Real Estate [Member]
Summary of changes in the ALLL and the recorded investment in loans by segments
Allowance for loan losses, Beginning Balance	3,514	3,981	4,238	3,845
Allowance for loan losses, Loans charged off	(70)	(180)	(325)	(557)
Allowance for loan losses, Recoveries	33	68	152	190
Allowance for loan losses, Provision for loan losses	(164)	92	(752)	483
Allowance for loan losses, Ending Balance	3,313	3,961	3,313	3,961
Consumer [Member]
Summary of changes in the ALLL and the recorded investment in loans by segments
Allowance for loan losses, Beginning Balance	591	802	645	639
Allowance for loan losses, Loans charged off	(79)	(73)	(252)	(255)
Allowance for loan losses, Recoveries	47	39	154	114
Allowance for loan losses, Provision for loan losses	(49)	(47)	(37)	223
Allowance for loan losses, Ending Balance	510	721	510	721
Unallocated [Member]
Summary of changes in the ALLL and the recorded investment in loans by segments
Allowance for loan losses, Beginning Balance	1,049	686	1,178	534
Allowance for loan losses, Loans charged off	0	0	0	0
Allowance for loan losses, Recoveries	0	0	0	0
Allowance for loan losses, Provision for loan losses	(40)	528	(169)	680
Allowance for loan losses, Ending Balance	$ 1,009	$ 1,214	$ 1,009	$ 1,214

Loans and ALLL (Summary of reco

Loans and ALLL (Summary of recorded investment in loans by segments) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Jun. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment, ALLL	$ 3,217		$ 3,427
Collectively evaluated for impairment, ALLL	4,983		6,673
Total, ALLL	8,200	$ 9,000	10,100	$ 10,400	$ 10,700	$ 11,500
Individually evaluated for impairment, Loans	22,563		25,848
Collectively evaluated for impairment, Loans	810,784		807,734
Total	833,347		833,582
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment, ALLL	1,322		1,283
Collectively evaluated for impairment, ALLL	1,668		2,540
Total, ALLL	2,990	3,483	3,823	4,316	5,012	6,048
Individually evaluated for impairment, Loans	9,603		12,029
Collectively evaluated for impairment, Loans	423,466		419,932
Total	433,069		431,961
Agricultural [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment, ALLL	3		0
Collectively evaluated for impairment, ALLL	375		216
Total, ALLL	378	363	216	188	219	434
Individually evaluated for impairment, Loans	2,647		1,595
Collectively evaluated for impairment, Loans	113,646		103,126
Total	116,293		104,721
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment, ALLL	1,891		2,143
Collectively evaluated for impairment, ALLL	1,422		2,095
Total, ALLL	3,313	3,514	4,238	3,961	3,981	3,845
Individually evaluated for impairment, Loans	10,275		12,160
Collectively evaluated for impairment, Loans	239,575		252,435
Total	249,850		264,595
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment, ALLL	1		1
Collectively evaluated for impairment, ALLL	509		644
Total, ALLL	510	591	645	721	802	639
Individually evaluated for impairment, Loans	38		64
Collectively evaluated for impairment, Loans	34,097		32,241
Total	34,135		32,305
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Individually evaluated for impairment, ALLL	0		0
Collectively evaluated for impairment, ALLL	1,009		1,178
Total, ALLL	$ 1,009	$ 1,049	$ 1,178	$ 1,214	$ 686	$ 534

Loans and ALLL (Credit quality

Loans and ALLL (Credit quality indicators for commercial and agricultural credit exposures) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Total	$ 833,347	$ 833,582
Total commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	433,069	431,961
Commercial real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	332,231	314,374
Commercial other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	100,838	117,587
Total agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	116,293	104,721
Agricultural real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	74,371	71,197
Agricultural other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	41,922	33,524
1 - Excellent [Member] | Total commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	499	492
1 - Excellent [Member] | Commercial real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
1 - Excellent [Member] | Commercial other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	499	492
1 - Excellent [Member] | Total agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
1 - Excellent [Member] | Agricultural real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
1 - Excellent [Member] | Agricultural other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
2 - High quality [Member] | Total commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	14,815	28,043
2 - High quality [Member] | Commercial real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	6,684	13,620
2 - High quality [Member] | Commercial other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	8,131	14,423
2 - High quality [Member] | Total agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	6,842	9,388
2 - High quality [Member] | Agricultural real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	4,534	5,806
2 - High quality [Member] | Agricultural other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	2,308	3,582
3 - High satisfactory [Member] | Total commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	132,805	145,786
3 - High satisfactory [Member] | Commercial real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	101,450	94,556
3 - High satisfactory [Member] | Commercial other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	31,355	51,230
3 - High satisfactory [Member] | Total agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	42,066	40,885
3 - High satisfactory [Member] | Agricultural real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	29,181	28,715
3 - High satisfactory [Member] | Agricultural other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	12,885	12,170
4 - Low satisfactory [Member] | Total commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	267,276	233,869
4 - Low satisfactory [Member] | Commercial real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	207,512	184,000
4 - Low satisfactory [Member] | Commercial other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	59,764	49,869
4 - Low satisfactory [Member] | Total agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	61,193	50,921
4 - Low satisfactory [Member] | Agricultural real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	36,451	33,361
4 - Low satisfactory [Member] | Agricultural other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	24,742	17,560
5 - Special mention [Member] | Total commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	7,226	9,778
5 - Special mention [Member] | Commercial real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	6,408	8,456
5 - Special mention [Member] | Commercial other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	818	1,322
5 - Special mention [Member] | Total agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	3,949	1,672
5 - Special mention [Member] | Agricultural real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	2,271	1,607
5 - Special mention [Member] | Agricultural other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	1,678	65
6 - Substandard [Member] | Total commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	10,164	11,178
6 - Substandard [Member] | Commercial real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	9,893	11,055
6 - Substandard [Member] | Commercial other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	271	123
6 - Substandard [Member] | Total agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	1,965	1,749
6 - Substandard [Member] | Agricultural real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	1,660	1,602
6 - Substandard [Member] | Agricultural other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	305	147
7 - Vulnerable [Member] | Total commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	284	2,803
7 - Vulnerable [Member] | Commercial real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	284	2,687
7 - Vulnerable [Member] | Commercial other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	116
7 - Vulnerable [Member] | Total agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	278	106
7 - Vulnerable [Member] | Agricultural real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	274	106
7 - Vulnerable [Member] | Agricultural other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	4	0
8 - Doubtful [Member] | Total commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	12
8 - Doubtful [Member] | Commercial real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
8 - Doubtful [Member] | Commercial other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	12
8 - Doubtful [Member] | Total agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
8 - Doubtful [Member] | Agricultural real estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	0	0
8 - Doubtful [Member] | Agricultural other [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	$ 0	$ 0

Loans and ALLL (Past due and cu

Loans and ALLL (Past due and current loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	$ 0	$ 148
Nonaccrual	796	4,044
Total Past Due and Nonaccrual	3,799	9,124
Current	829,548	824,458
Total	833,347	833,582
Total commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	0	2
Nonaccrual	284	2,880
Total Past Due and Nonaccrual	1,006	4,496
Current	432,063	427,465
Total	433,069	431,961
Commercial real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	0	0
Nonaccrual	284	2,764
Total Past Due and Nonaccrual	675	4,201
Current	331,556	310,173
Total	332,231	314,374
Commercial other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	0	2
Nonaccrual	0	116
Total Past Due and Nonaccrual	331	295
Current	100,507	117,292
Total	100,838	117,587
Total agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	0	0
Nonaccrual	278	106
Total Past Due and Nonaccrual	703	309
Current	115,590	104,412
Total	116,293	104,721
Agricultural real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	0	0
Nonaccrual	274	106
Total Past Due and Nonaccrual	274	207
Current	74,097	70,990
Total	74,371	71,197
Agricultural other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	0	0
Nonaccrual	4	0
Total Past Due and Nonaccrual	429	102
Current	41,493	33,422
Total	41,922	33,524
Total residential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	0	146
Nonaccrual	234	1,048
Total Past Due and Nonaccrual	2,030	4,181
Current	247,820	260,414
Total	249,850	264,595
Residential real estate senior liens [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	0	146
Nonaccrual	234	668
Total Past Due and Nonaccrual	1,931	3,060
Current	197,687	210,138
Total	199,618	213,198
Residential real estate junior liens [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	0	0
Nonaccrual	0	130
Total Past Due and Nonaccrual	74	383
Current	9,599	10,750
Total	9,673	11,133
Residential real estate home equity lines of credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	0	0
Nonaccrual	0	250
Total Past Due and Nonaccrual	25	738
Current	40,534	39,526
Total	40,559	40,264
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	0	0
Nonaccrual	0	10
Total Past Due and Nonaccrual	60	138
Current	34,075	32,167
Total	34,135	32,305
Consumer secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	0	0
Nonaccrual	0	10
Total Past Due and Nonaccrual	56	119
Current	30,186	28,229
Total	30,242	28,348
Consumer Unsecured Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Pass Due: 90 Days or More	0	0
Nonaccrual	0	0
Total Past Due and Nonaccrual	4	19
Current	3,889	3,938
Total	3,893	3,957
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	2,941	4,161
Financing Receivables, 30 to 59 Days Past Due [Member] | Total commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	714	1,308
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	391	1,155
Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	323	153
Financing Receivables, 30 to 59 Days Past Due [Member] | Total agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	425	203
Financing Receivables, 30 to 59 Days Past Due [Member] | Agricultural real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	0	101
Financing Receivables, 30 to 59 Days Past Due [Member] | Agricultural other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	425	102
Financing Receivables, 30 to 59 Days Past Due [Member] | Total residential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	1,742	2,524
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential real estate senior liens [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	1,649	1,821
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential real estate junior liens [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	68	235
Financing Receivables, 30 to 59 Days Past Due [Member] | Residential real estate home equity lines of credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	25	468
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	60	126
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	56	107
Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Unsecured Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	4	19
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	62	771
Financing Receivables, 60 to 89 Days Past Due [Member] | Total commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	8	306
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	0	282
Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	8	24
Financing Receivables, 60 to 89 Days Past Due [Member] | Total agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Agricultural real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Agricultural other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	0	0
Financing Receivables, 60 to 89 Days Past Due [Member] | Total residential real estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	54	463
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential real estate senior liens [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	48	425
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential real estate junior liens [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	6	18
Financing Receivables, 60 to 89 Days Past Due [Member] | Residential real estate home equity lines of credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	0	20
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	0	2
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer secured [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	0	2
Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Unsecured Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing Interest and Past Due	$ 0	$ 0

Loans and ALLL (Summary of info

Loans and ALLL (Summary of information pertaining to impaired loans) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Outstanding Balance	$ 18,917		$ 18,917		$ 19,938
Impaired loans without a valuation allowance, Outstanding Balance	3,646		3,646		5,910
Impaired loans, Outstanding Balance	22,563		22,563		25,848
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired loans with a valuation allowance, Unpaid Principal Balance	19,906		19,906		21,823
Impaired loans without a valuation allowance, Unpaid Principal Balance	4,090		4,090		6,399
Impaired loans, Unpaid Principal Balance	23,996		23,996		28,222
Impaired loans, Valuation Allowance	3,217		3,217		3,427
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Average Outstanding Balance	18,179	$ 20,733	18,950	$ 21,005
Impaired loans without a valuation allowance, Average Outstanding Balance	3,964	6,421	4,516	7,367
Impaired loans, Average Outstanding Balance	22,143	27,154	23,466	28,372
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired loans with a valuation allowance, Interest Income Recognized	224	236	660	728
Impaired loans without a valuation allowance, Interest Income Recognized	62	97	261	362
Impaired loans, Interest Income Recognized	286	333	921	1,090
Total commercial [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired loans, Outstanding Balance	9,603		9,603		12,029
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired loans, Unpaid Principal Balance	9,866		9,866		12,736
Impaired loans, Valuation Allowance	1,322		1,322		1,283
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired loans, Average Outstanding Balance	9,327	12,560	10,218	13,361
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired loans, Interest Income Recognized	142	191	484	605
Commercial real estate [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Outstanding Balance	8,402		8,402		7,115
Impaired loans without a valuation allowance, Outstanding Balance	1,099		1,099		4,116
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired loans with a valuation allowance, Unpaid Principal Balance	8,521		8,521		7,234
Impaired loans without a valuation allowance, Unpaid Principal Balance	1,232		1,232		4,462
Impaired loans, Valuation Allowance	1,322		1,322		1,279
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Average Outstanding Balance	7,532	7,063	7,287	6,822
Impaired loans without a valuation allowance, Average Outstanding Balance	1,432	4,594	2,356	5,396
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired loans with a valuation allowance, Interest Income Recognized	112	106	295	291
Impaired loans without a valuation allowance, Interest Income Recognized	28	69	163	262
Commercial other [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Outstanding Balance	0		0		609
Impaired loans without a valuation allowance, Outstanding Balance	102		102		189
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired loans with a valuation allowance, Unpaid Principal Balance	0		0		828
Impaired loans without a valuation allowance, Unpaid Principal Balance	113		113		212
Impaired loans, Valuation Allowance	0		0		4
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Average Outstanding Balance	280	589	481	746
Impaired loans without a valuation allowance, Average Outstanding Balance	83	314	94	397
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired loans with a valuation allowance, Interest Income Recognized	0	11	19	40
Impaired loans without a valuation allowance, Interest Income Recognized	2	5	7	12
Total agricultural [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired loans, Outstanding Balance	2,647		2,647		1,595
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired loans, Unpaid Principal Balance	2,647		2,647		1,715
Impaired loans, Valuation Allowance	3		3		0
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired loans, Average Outstanding Balance	2,481	1,605	2,000	1,650
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired loans, Interest Income Recognized	32	23	82	88
Agricultural real estate [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Outstanding Balance	0		0		0
Impaired loans without a valuation allowance, Outstanding Balance	1,980		1,980		1,529
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired loans with a valuation allowance, Unpaid Principal Balance	0		0		0
Impaired loans without a valuation allowance, Unpaid Principal Balance	1,980		1,980		1,529
Impaired loans, Valuation Allowance	0		0		0
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Average Outstanding Balance	0	102	29	113
Impaired loans without a valuation allowance, Average Outstanding Balance	1,819	1,460	1,615	1,425
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired loans with a valuation allowance, Interest Income Recognized	0	0	1	0
Impaired loans without a valuation allowance, Interest Income Recognized	23	22	64	59
Agricultural other [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Outstanding Balance	335		335		0
Impaired loans without a valuation allowance, Outstanding Balance	332		332		66
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired loans with a valuation allowance, Unpaid Principal Balance	335		335		0
Impaired loans without a valuation allowance, Unpaid Principal Balance	332		332		186
Impaired loans, Valuation Allowance	3		3		0
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Average Outstanding Balance	168	0	56	0
Impaired loans without a valuation allowance, Average Outstanding Balance	494	43	300	112
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired loans with a valuation allowance, Interest Income Recognized	4	0	4	0
Impaired loans without a valuation allowance, Interest Income Recognized	5	1	13	29
Total residential real estate [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired loans, Outstanding Balance	10,275		10,275		12,160
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired loans, Unpaid Principal Balance	11,445		11,445		13,707
Impaired loans, Valuation Allowance	1,891		1,891		2,143
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired loans, Average Outstanding Balance	10,295	12,917	11,200	13,284
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired loans, Interest Income Recognized	111	118	352	394
Residential real estate senior liens [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Outstanding Balance	10,008		10,008		11,645
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired loans with a valuation allowance, Unpaid Principal Balance	10,878		10,878		12,782
Impaired loans, Valuation Allowance	1,864		1,864		2,015
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Average Outstanding Balance	10,021	12,440	10,812	12,938
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired loans with a valuation allowance, Interest Income Recognized	106	124	323	388
Residential real estate junior liens [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Outstanding Balance	134		134		265
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired loans with a valuation allowance, Unpaid Principal Balance	134		134		275
Impaired loans, Valuation Allowance	27		27		53
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Average Outstanding Balance	138	167	197	94
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired loans with a valuation allowance, Interest Income Recognized	1	(8)	15	(7)
Residential real estate home equity lines of credit [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Outstanding Balance	0		0		250
Impaired loans without a valuation allowance, Outstanding Balance	133		133		0
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired loans with a valuation allowance, Unpaid Principal Balance	0		0		650
Impaired loans without a valuation allowance, Unpaid Principal Balance	433		433		0
Impaired loans, Valuation Allowance	0		0		75
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Average Outstanding Balance	0	310	42	220
Impaired loans without a valuation allowance, Average Outstanding Balance	136	0	149	32
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired loans with a valuation allowance, Interest Income Recognized	0	2	0	13
Impaired loans without a valuation allowance, Interest Income Recognized	4	0	14	0
Consumer [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired loans, Outstanding Balance	38		38		64
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired loans, Unpaid Principal Balance	38		38		64
Impaired loans, Valuation Allowance	1		1		1
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired loans, Average Outstanding Balance	40	72	48	77
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired loans, Interest Income Recognized	1	1	3	3
Consumer secured [Member]
Impaired Financing Receivable, Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Outstanding Balance	38		38		54
Impaired loans without a valuation allowance, Outstanding Balance	0		0		10
Impaired Financing Receivable, Unpaid Principal Balance [Abstract]
Impaired loans with a valuation allowance, Unpaid Principal Balance	38		38		54
Impaired loans without a valuation allowance, Unpaid Principal Balance	0		0		10
Impaired loans, Valuation Allowance	1		1		$ 1
Impaired Financing Receivable, Average Recorded Investment [Abstract]
Impaired loans with a valuation allowance, Average Outstanding Balance	40	62	46	72
Impaired loans without a valuation allowance, Average Outstanding Balance	0	10	2	5
Impaired Financing Receivable, Interest Income, Accrual Method [Abstract]
Impaired loans with a valuation allowance, Interest Income Recognized	1	1	3	3
Impaired loans without a valuation allowance, Interest Income Recognized	$ 0	$ 0	$ 0	$ 0

Loans and ALLL (Summary of in43

Loans and ALLL (Summary of information pertaining to TDRs) (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)loan	Sep. 30, 2014USD ($)loan	Sep. 30, 2015USD ($)loan	Sep. 30, 2014USD ($)loan
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | loan
Number of Loans | loan	7	7	25	29
Pre-Modification Recorded Investment	$ 2,713	$ 266	$ 4,640	$ 1,499
Post-Modification Recorded Investment	$ 2,713	$ 266	$ 4,640	$ 1,499
Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	7	3	17	13
Pre-Modification Recorded Investment	$ 2,713	$ 33	$ 3,741	$ 651
Below Market Interest Rate and Extension of Amortization Period [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	4	8	16
Pre-Modification Recorded Investment	$ 0	$ 233	$ 899	$ 848
Commercial Other Portfolio Segment [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	3	2	8	7
Pre-Modification Recorded Investment	$ 1,926	$ 23	$ 2,511	$ 386
Post-Modification Recorded Investment	$ 1,926	$ 23	$ 2,511	$ 386
Commercial Other Portfolio Segment [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	3	2	6	6
Pre-Modification Recorded Investment	$ 1,926	$ 23	$ 2,180	$ 378
Commercial Other Portfolio Segment [Member] | Below Market Interest Rate and Extension of Amortization Period [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	0	2	1
Pre-Modification Recorded Investment	$ 0	$ 0	$ 331	$ 8
Agricultural other [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	3	1	10	1
Pre-Modification Recorded Investment	$ 636	$ 49	$ 1,406	$ 49
Post-Modification Recorded Investment	$ 636	$ 49	$ 1,406	$ 49
Agricultural other [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	3	0	9	0
Pre-Modification Recorded Investment	$ 636	$ 0	$ 1,360	$ 0
Agricultural other [Member] | Below Market Interest Rate and Extension of Amortization Period [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	1	1	1
Pre-Modification Recorded Investment	$ 0	$ 49	$ 46	$ 49
Total residential real estate [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	1	3	7	17
Pre-Modification Recorded Investment	$ 151	$ 184	$ 723	$ 1,046
Post-Modification Recorded Investment	$ 151	$ 184	$ 723	$ 1,046
Total residential real estate [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	1	0	2	4
Pre-Modification Recorded Investment	$ 151	$ 0	$ 201	$ 258
Total residential real estate [Member] | Below Market Interest Rate and Extension of Amortization Period [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	3	5	13
Pre-Modification Recorded Investment	$ 0	$ 184	$ 522	$ 788
Residential, Senior Liens, Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	1	2	5	14
Pre-Modification Recorded Investment	$ 151	$ 144	$ 599	$ 805
Post-Modification Recorded Investment	$ 151	$ 144	$ 599	$ 805
Residential, Senior Liens, Financing Receivable [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	1	0	2	3
Pre-Modification Recorded Investment	$ 151	$ 0	$ 201	$ 98
Residential, Senior Liens, Financing Receivable [Member] | Below Market Interest Rate and Extension of Amortization Period [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	2	3	11
Pre-Modification Recorded Investment	$ 0	$ 144	$ 398	$ 707
Residential, Junior Liens, Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	1	1	2
Pre-Modification Recorded Investment	$ 0	$ 40	$ 30	$ 81
Post-Modification Recorded Investment	$ 0	$ 40	$ 30	$ 81
Residential, Junior Liens, Financing Receivable [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	0	0	0
Pre-Modification Recorded Investment	$ 0	$ 0	$ 0	$ 0
Residential, Junior Liens, Financing Receivable [Member] | Below Market Interest Rate and Extension of Amortization Period [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	1	1	2
Pre-Modification Recorded Investment	$ 0	$ 40	$ 30	$ 81
Residential, Home Equity Line Of Credit, Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	0	1	1
Pre-Modification Recorded Investment	$ 0	$ 0	$ 94	$ 160
Post-Modification Recorded Investment	$ 0	$ 0	$ 94	$ 160
Residential, Home Equity Line Of Credit, Financing Receivable [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	0	0	1
Pre-Modification Recorded Investment	$ 0	$ 0	$ 0	$ 160
Residential, Home Equity Line Of Credit, Financing Receivable [Member] | Below Market Interest Rate and Extension of Amortization Period [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	0	1	0
Pre-Modification Recorded Investment	$ 0	$ 0	$ 94	$ 0
Consumer Unsecured Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | loan		2		2
Number of Loans | loan	0	1	0	4
Pre-Modification Recorded Investment	$ 0	$ 10	$ 0	$ 18
Post-Modification Recorded Investment	$ 0	10	$ 0	18
Financing Receivable, Modifications, Pre-Default, Recorded Investment		7		7
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down		7		7
Financing Receivable, Modifications, Subsequent Default, Recorded Investment		$ 0		$ 0
Consumer Unsecured Financing Receivable [Member] | Interest Rate Below Market Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	1	0	3
Pre-Modification Recorded Investment	$ 0	$ 10	$ 0	$ 15
Consumer Unsecured Financing Receivable [Member] | Below Market Interest Rate and Extension of Amortization Period [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	0	0	0	1
Pre-Modification Recorded Investment	$ 0	$ 0	$ 0	$ 3

Loans and ALLL (Summary of Defa

Loans and ALLL (Summary of Defaulted TDRs) (Details) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2015USD ($)loan	Sep. 30, 2015USD ($)loan	Sep. 30, 2014loan
Financing Receivable, Modifications [Line Items]
Number of Loans | loan
Commercial Other Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans | loan	1	1
Pre- Default Recorded Investment	$ 216	$ 216
Charge-Off Recorded Upon Default	25	25
Post- Default Recorded Investment	$ 191	$ 191

Loans and ALLL (Summary of TDR

Loans and ALLL (Summary of TDR loan balances) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Receivables [Abstract]
Troubled debt restructurings	$ 21,457	$ 23,341

Loans and ALLL Foreclosed Asset

Loans and ALLL Foreclosed Assets (Details) - USD ($) $ in Thousands		Sep. 30, 2015	Dec. 31, 2014
Receivables [Abstract]
Consumer mortgage loans collateralized by residential real estate foreclosed as a result of obtaining physical possession	[1]	$ 190
All other foreclosed assets		411	$ 885
Total		$ 601	$ 885
[1]	Disclosure requirement from the adoption of ASU No. 2014-04 on January 1, 2015. As such, measurement was not applicable for December 31, 2014.

Loans and ALLL (Narrative) (Det

Loans and ALLL (Narrative) (Details) $ in Thousands	Sep. 30, 2015USD ($)	Sep. 30, 2015USD ($)	Sep. 30, 2014loan	Dec. 31, 2014USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Threshold period of continuous performance to return loans to accrual status		6 months
Migration analysis of loan portfolio period		5 years
Advance in connection with impaired loans	$ 2	$ 2		$ 0
Number of Loans | loan
Minimum [Member] | 4 - Low satisfactory [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Delinquency period		10 days
Minimum [Member] | 5 - Special mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Delinquency period		30 days
Maximum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, amortization term		30 years
Maximum [Member] | 4 - Low satisfactory [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Delinquency period		30 days
Maximum [Member] | 5 - Special mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Delinquency period		60 days
Commercial, Agricultural, and Residential Portfolio Segments [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of days past due (or more), accrual of interest discontinued		90 days
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maximum days of consumer loan charged off		180 days
Mortgage loans in process of foreclosure	$ 181
Consumer [Member] | Maximum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, amortization term		12 years
Commercial and Agricultural [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maximum percentage of loan		0.80
Commercial and Agricultural [Member] | Customer Concentration Risk [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maximum amount of loans		$ 15,000
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maximum percentage of loan		0.97
Maximum percentage of principal, interest, taxes and hazard insurance on property over gross income		0.28
Maximum percentage of debt servicing over gross income		0.36
Maximum amount without corporation approval		$ 500
Residential, Privately Insured, Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maximum percentage of loan		0.80

Equity Securities Without Rea48

Equity Securities Without Readily Determinable Fair Values (Equity securities without readily determinable fair values) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Equity Method And Other Investments [Abstract]
FHLB Stock	$ 11,700	$ 9,800
FRB Stock	1,999	1,999
Other	338	341
Total	22,341	20,076
Investment in Corporate Settlement Solutions [Member]
Schedule of Equity Method Investments [Line Items]
Equity method investments	7,304	6,936
Investment in Valley Financial Corporation [Member]
Schedule of Equity Method Investments [Line Items]
Equity method investments	$ 1,000	$ 1,000

Borrowed Funds (Borrowed funds

Borrowed Funds (Borrowed funds obligations) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Schedule of Debt [Line Items]
Borrowed funds	$ 297,610		$ 297,610		$ 289,709
Borrowed funds, Rate	1.47%		1.47%		1.41%
Securities Sold under Agreements to Repurchase [Member]
Schedule of Debt [Line Items]
Short-term Debt, Maximum Month-end Outstanding Amount	$ 71,170	$ 91,472	$ 84,859	$ 94,741
Short Term Debt Weighted Average Interest Rates	0.13%	0.13%	0.13%	0.13%
Borrowed funds	$ 69,510		$ 69,510		$ 95,070
Borrowed funds, Rate	0.12%		0.12%		0.14%
Short-term Debt, Average Outstanding Amount	$ 68,963	$ 88,906	$ 70,399	$ 91,231
Federal Funds Purchased [Member]
Schedule of Debt [Line Items]
Short-term Debt, Maximum Month-end Outstanding Amount	$ 13,100	$ 17,700	$ 13,100	$ 17,700
Short Term Debt Weighted Average Interest Rates	0.51%	0.48%	0.50%	0.48%
Borrowed funds	$ 13,100		$ 13,100		$ 2,200
Borrowed funds, Rate	0.39%		0.39%		0.50%
Short-term Debt, Average Outstanding Amount	$ 7,265	$ 2,252	$ 6,253	$ 4,939
Federal Home Loan Bank Advances [Member]
Schedule of Debt [Line Items]
Borrowed funds	$ 215,000		$ 215,000		$ 192,000
Borrowed funds, Rate	1.97%		1.97%		2.05%
Securities Sold under Agreements to Repurchase [Member]
Schedule of Debt [Line Items]
Borrowed funds	$ 0		$ 0		$ 439
Borrowed funds, Rate	0.00%		0.00%		3.25%

Borrowed Funds (Maturity and we

Borrowed Funds (Maturity and weighted average interest rates of FHLB advances) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Federal Home Loan Bank, Advances [Line Items]
FHLB advances, rate	1.97%	2.05%
FHLB advances	$ 215,000	$ 192,000
Fixed Rate Due 2015 [Member]
Federal Home Loan Bank, Advances [Line Items]
FHLB advances, rate	0.88%	0.72%
FHLB fixed rate advances	$ 20,000	$ 42,000
Variable Rate Due 2015 [Member]
Federal Home Loan Bank, Advances [Line Items]
Federal Home Loan Bank, Advances, Floating Rate	$ 10,000	$ 0
FHLB advances, rate	0.49%	0.00%
Fixed Rate Advances Due 2016 [Member]
Federal Home Loan Bank, Advances [Line Items]
FHLB advances, rate	2.15%	2.15%
FHLB fixed rate advances	$ 10,000	$ 10,000
Variable Rate Due 2016 [Member]
Federal Home Loan Bank, Advances [Line Items]
Federal Home Loan Bank, Advances, Floating Rate	$ 15,000	$ 0
FHLB advances, rate	0.49%	0.00%
Fixed Rate Advances Due 2017 [Member]
Federal Home Loan Bank, Advances [Line Items]
FHLB advances, rate	1.95%	1.95%
FHLB fixed rate advances	$ 30,000	$ 30,000
Fixed Rate Advances Due 2018 [Member]
Federal Home Loan Bank, Advances [Line Items]
FHLB advances, rate	2.35%	2.35%
FHLB fixed rate advances	$ 40,000	$ 40,000
Fixed Rate Advances Due 2019 [Member]
Federal Home Loan Bank, Advances [Line Items]
FHLB advances, rate	2.35%	3.11%
FHLB fixed rate advances	$ 40,000	$ 20,000
Fixed Rate Advances Due 2020 [Member]
Federal Home Loan Bank, Advances [Line Items]
FHLB advances, rate	1.98%	1.98%
FHLB fixed rate advances	$ 10,000	$ 10,000
Fixed Rate Advances Due 2021 [Member]
Federal Home Loan Bank, Advances [Line Items]
FHLB advances, rate	2.26%	2.26%
FHLB fixed rate advances	$ 30,000	$ 30,000
Fixed Rate Advances Due 2023 [Member]
Federal Home Loan Bank, Advances [Line Items]
FHLB advances, rate	3.90%	3.90%
FHLB fixed rate advances	$ 10,000	$ 10,000

Borrowed Funds (Maturity and 51

Borrowed Funds (Maturity and weighted average interest rates of Repurchase Agreements) (Details) - Repurchase Agreements, Due 2015 [Member] - Securities Sold under Agreements to Repurchase [Member] - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Debt Instrument [Line Items]
Repurchase agreements	$ 0	$ 439
Repurchase agreements, rate	0.00%	3.25%

Borrowed Funds (Short-term borr

Borrowed Funds (Short-term borrowings) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Securities Sold under Agreements to Repurchase [Member]
Short-term Debt [Line Items]
Maximum Month End Balance	$ 71,170	$ 91,472	$ 84,859	$ 94,741
Quarter to Date Average Balance	$ 68,963	$ 88,906	$ 70,399	$ 91,231
Weighted Average Interest Rate During the Period	0.13%	0.13%	0.13%	0.13%
Federal Funds Purchased [Member]
Short-term Debt [Line Items]
Maximum Month End Balance	$ 13,100	$ 17,700	$ 13,100	$ 17,700
Quarter to Date Average Balance	$ 7,265	$ 2,252	$ 6,253	$ 4,939
Weighted Average Interest Rate During the Period	0.51%	0.48%	0.50%	0.48%

Borrowed Funds (Pledged financi

Borrowed Funds (Pledged financial instruments) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Debt Disclosure [Abstract]
Pledged to secure borrowed funds	$ 344,385	$ 324,584
Pledged to secure repurchase agreements	69,564	94,537
Pledged for public deposits and for other purposes necessary or required by law	24,321	19,851
Total	438,270	438,972
Short-term Debt [Line Items]
AFS securities pledged without single maturity dates	69,564	94,537
State and Local Funds Purchased [Member]
Short-term Debt [Line Items]
AFS securities pledged without single maturity dates	2,811	6,643
Mortgage Backed Securities, Other [Member]
Short-term Debt [Line Items]
AFS securities pledged without single maturity dates	23,008	29,655
Collateralized Mortgage Obligations [Member]
Short-term Debt [Line Items]
AFS securities pledged without single maturity dates	$ 43,745	$ 58,239

Borrowed Funds (Narrative) (Det

Borrowed Funds (Narrative) (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Short-term Debt [Line Items]
Carrying value of securities sold under agreements to repurchase	$ 69,564	$ 94,537
Fair value of securities sold under agreements to repurchase	69,564	$ 94,537
Additional borrowing capacity	$ 140,938
Federal Funds Purchased [Member] | Minimum [Member]
Short-term Debt [Line Items]
Debt instrument, term	1 day
Federal Funds Purchased [Member] | Maximum [Member]
Short-term Debt [Line Items]
Debt instrument, term	4 days
Federal Reserve Bank Advances [Member] | Minimum [Member]
Short-term Debt [Line Items]
Debt instrument, term	1 day
Federal Reserve Bank Advances [Member] | Maximum [Member]
Short-term Debt [Line Items]
Debt instrument, term	4 days

Other Noninterest Expenses (Exp

Other Noninterest Expenses (Expenses included in other noninterest expenses) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Summary of expenses included in other noninterest expenses
FDIC insurance premiums	$ 204	$ 196	$ 619	$ 619
Directors fees	204	191	608	569
Audit and related fees	189	185	535	505
Donations and community relations	155	391	412	606
Marketing Expense	124	121	350	360
Education and travel	90	154	311	418
Printing and supplies	111	89	309	278
Postage and freight	94	105	284	303
Legal Fees	121	88	273	248
Professional Fees, Consulting	122	96	264	263
Loan underwriting fees	98	83	248	270
All other	660	596	1,725	1,866
Total other	$ 2,172	$ 2,295	$ 5,938	$ 6,305

Federal Income Taxes (Details)

Federal Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Income Tax Disclosure [Abstract]
Federal statutory tax rate	34.00%	34.00%	34.00%	34.00%
Income taxes at 34% statutory rate	$ 1,723	$ 1,309	$ 4,959	$ 4,072
Interest income on tax exempt municipal securities	(509)	(501)	(1,519)	(1,498)
Earnings on corporate owned life insurance policies	(64)	(62)	(194)	(189)
Effect of tax credits	(175)	(187)	(542)	(575)
Other	(18)	(158)	(70)	(235)
Total effect of nontaxable income	(766)	(908)	(2,325)	(2,497)
Effect of nondeductible expenses	45	43	116	121
Federal income tax expense	$ 1,002	$ 444	$ 2,750	$ 1,696

Fair Value (Quantitative inform

Fair Value (Quantitative information about impaired loans) (Details) - Discounted appraisal value [Member] - Level 3 [Member] - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discounted appraisal value at fair value	$ 7,629		$ 8,720
Real Estate [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate	20.00%	20.00%
Real Estate [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate	30.00%	25.00%
Equipment [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate	30.00%	30.00%
Equipment [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate	35.00%	40.00%
Cash crop inventory [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate	40.00%		40.00%
Loans Receivable, Collateralized By Other Inventory [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate			75.00%
Loans Receivable, Collateralized By Other Inventory [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate	50.00%
Loans Receivable, Collateralized By Other Inventory [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate	75.00%
Accounts receivable [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate	50.00%		50.00%
Liquor License [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate	75.00%		75.00%
Furniture and Fixtures [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate	35.00%
Furniture and Fixtures [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate	45.00%

Fair Value (Quantitative info58

Fair Value (Quantitative information related to foreclosed assets) (Details) - Discounted appraisal value [Member] - Level 3 [Member] - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discounted appraisal value at fair value	$ 601		$ 885
Real Estate [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate	20.00%	20.00%
Real Estate [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Inputs, Discount Rate	30.00%	25.00%

Fair Value (Carrying amount and

Fair Value (Carrying amount and estimated fair value of financial instruments) (Details) - USD ($) $ in Thousands		Sep. 30, 2015	Dec. 31, 2014
Level 1 [Member]
ASSETS
Cash and cash equivalents		$ 18,322	$ 19,906
Mortgage loans AFS		0	0
Total loans		0	0
Less allowance for loan losses		0	0
Net loans		0	0
Accrued interest receivable		6,992	5,851
Equity securities without readily determinable fair values	[1]	0	0
Originated mortgage servicing rights		0	0
LIABILITIES
Deposits without stated maturities		695,848	634,222
Deposits with stated maturities		0	0
Borrowed funds		0	0
Accrued interest payable		557	558
Level 2 [Member]
ASSETS
Cash and cash equivalents		0	0
Mortgage loans AFS		844	911
Total loans		0	0
Less allowance for loan losses		0	0
Net loans		0	0
Accrued interest receivable		0	0
Equity securities without readily determinable fair values	[1]	0	0
Originated mortgage servicing rights		2,458	2,554
LIABILITIES
Deposits without stated maturities		0	0
Deposits with stated maturities		431,177	440,964
Borrowed funds		301,410	293,401
Accrued interest payable		0	0
Level 3 [Member]
ASSETS
Cash and cash equivalents		0	0
Mortgage loans AFS		0	0
Total loans		825,436	827,449
Less allowance for loan losses		8,200	10,100
Net loans		817,236	817,349
Accrued interest receivable		0	0
Equity securities without readily determinable fair values	[1]	0	0
Originated mortgage servicing rights		0	0
LIABILITIES
Deposits without stated maturities		0	0
Deposits with stated maturities		0	0
Borrowed funds		0	0
Accrued interest payable		0	0
Carrying Value [Member]
ASSETS
Cash and cash equivalents		18,322	19,906
Mortgage loans AFS		831	901
Total loans		833,347	833,582
Less allowance for loan losses		8,200	10,100
Net loans		825,147	823,482
Accrued interest receivable		6,992	5,851
Equity securities without readily determinable fair values	[1]	22,341	20,076
Originated mortgage servicing rights		2,458	2,519
LIABILITIES
Deposits without stated maturities		695,848	634,222
Deposits with stated maturities		432,155	440,262
Borrowed funds		297,610	289,709
Accrued interest payable		557	558
Estimated Fair Value [Member]
ASSETS
Cash and cash equivalents		18,322	19,906
Mortgage loans AFS		844	911
Total loans		825,436	827,449
Less allowance for loan losses		8,200	10,100
Net loans		817,236	817,349
Accrued interest receivable		6,992	5,851
Originated mortgage servicing rights		2,458	2,554
LIABILITIES
Deposits without stated maturities		695,848	634,222
Deposits with stated maturities		431,177	440,964
Borrowed funds		301,410	293,401
Accrued interest payable		$ 557	$ 558
[1]	Due to the characteristics of equity securities without readily determinable fair values, they are not disclosed under a specific fair value hierarchy. If we were to record an impairment adjustment related to these securities, such amount would be classified as a nonrecurring Level 3 fair value adjustment.

Fair Value (Recorded amount of

Fair Value (Recorded amount of assets and liabilities measured at fair value) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
AFS Securities
AFS securities	$ 628,612		$ 628,612		$ 567,534
Fair value, total	636,842		636,842		577,139
Level 1 [Member]
AFS Securities
Fair value, total	$ 3,192		$ 3,192		$ 6,140
Percent of assets and liabilities measured at fair value	0.50%		0.50%		1.06%
Level 2 [Member]
AFS Securities
Fair value, total	$ 625,420		$ 625,420		$ 561,394
Percent of assets and liabilities measured at fair value	98.21%		98.21%		97.27%
Level 3 [Member]
AFS Securities
Fair value, total	$ 8,230		$ 8,230		$ 9,605
Percent of assets and liabilities measured at fair value	1.29%		1.29%		1.67%
Recurring items [Member]
AFS Securities
AFS securities	$ 628,612		$ 628,612		$ 567,534
Recurring items [Member] | Government sponsored enterprises [Member]
AFS Securities
AFS securities	24,368		24,368		24,136
Recurring items [Member] | States and political subdivisions [Member]
AFS Securities
AFS securities	232,374		232,374		215,345
Recurring items [Member] | Auction rate money market preferred [Member]
AFS Securities
AFS securities	2,707		2,707		2,619
Recurring items [Member] | Preferred stock [Member]
AFS Securities
AFS securities	3,192		3,192		6,140
Recurring items [Member] | Mortgage-backed securities [Member]
AFS Securities
AFS securities	234,258		234,258		166,926
Recurring items [Member] | Collateralized mortgage obligations [Member]
AFS Securities
AFS securities	131,713		131,713		152,368
Recurring items [Member] | Level 1 [Member]
AFS Securities
AFS securities	3,192		3,192		6,140
Recurring items [Member] | Level 1 [Member] | Government sponsored enterprises [Member]
AFS Securities
AFS securities	0		0		0
Recurring items [Member] | Level 1 [Member] | States and political subdivisions [Member]
AFS Securities
AFS securities	0		0		0
Recurring items [Member] | Level 1 [Member] | Auction rate money market preferred [Member]
AFS Securities
AFS securities	0		0		0
Recurring items [Member] | Level 1 [Member] | Preferred stock [Member]
AFS Securities
AFS securities	3,192		3,192		6,140
Recurring items [Member] | Level 1 [Member] | Mortgage-backed securities [Member]
AFS Securities
AFS securities	0		0		0
Recurring items [Member] | Level 1 [Member] | Collateralized mortgage obligations [Member]
AFS Securities
AFS securities	0		0		0
Recurring items [Member] | Level 2 [Member]
AFS Securities
AFS securities	625,420		625,420		561,394
Recurring items [Member] | Level 2 [Member] | Government sponsored enterprises [Member]
AFS Securities
AFS securities	24,368		24,368		24,136
Recurring items [Member] | Level 2 [Member] | States and political subdivisions [Member]
AFS Securities
AFS securities	232,374		232,374		215,345
Recurring items [Member] | Level 2 [Member] | Auction rate money market preferred [Member]
AFS Securities
AFS securities	2,707		2,707		2,619
Recurring items [Member] | Level 2 [Member] | Preferred stock [Member]
AFS Securities
AFS securities	0		0		0
Recurring items [Member] | Level 2 [Member] | Mortgage-backed securities [Member]
AFS Securities
AFS securities	234,258		234,258		166,926
Recurring items [Member] | Level 2 [Member] | Collateralized mortgage obligations [Member]
AFS Securities
AFS securities	131,713		131,713		152,368
Recurring items [Member] | Level 3 [Member]
AFS Securities
AFS securities	0		0		0
Recurring items [Member] | Level 3 [Member] | Government sponsored enterprises [Member]
AFS Securities
AFS securities	0		0		0
Recurring items [Member] | Level 3 [Member] | States and political subdivisions [Member]
AFS Securities
AFS securities	0		0		0
Recurring items [Member] | Level 3 [Member] | Auction rate money market preferred [Member]
AFS Securities
AFS securities	0		0		0
Recurring items [Member] | Level 3 [Member] | Preferred stock [Member]
AFS Securities
AFS securities	0		0		0
Recurring items [Member] | Level 3 [Member] | Mortgage-backed securities [Member]
AFS Securities
AFS securities	0		0		0
Recurring items [Member] | Level 3 [Member] | Collateralized mortgage obligations [Member]
AFS Securities
AFS securities	0		0		0
Nonrecurring items [Member]
AFS Securities
Impaired loans (net of the allowance for loan losses)	7,629		7,629		8,720
Foreclosed assets	601		601		885
Real Estate Owned, Unrealized Holding Gain (Loss)	0	$ (20)	(22)	$ (83)
Nonrecurring items [Member] | Level 1 [Member]
AFS Securities
Impaired loans (net of the allowance for loan losses)	0		0		0
Foreclosed assets	0		0		0
Nonrecurring items [Member] | Level 2 [Member]
AFS Securities
Impaired loans (net of the allowance for loan losses)	0		0		0
Foreclosed assets	0		0		0
Nonrecurring items [Member] | Level 3 [Member]
AFS Securities
Impaired loans (net of the allowance for loan losses)	7,629		7,629		8,720
Foreclosed assets	$ 601		$ 601		$ 885

Fair Value (Changes in fair val

Fair Value (Changes in fair value of assets and liabilities) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Fair Value, Measurements, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Real Estate Owned, Unrealized Holding Gain (Loss)	$ 0	$ (20)	$ (22)	$ (83)

Fair Value (Narrative) (Details

Fair Value (Narrative) (Details Textual) - USD ($)	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Federal Funds Purchased, Securities Sold Under Agreements To Repurchase, And Other Borrowings [Member] | Maximum [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Debt instrument, term	90 days
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impairments recorded on equity securities without readily determinable fair values	$ 0	$ 0
Impairments recorded on goodwill and other acquisition intangibles	$ 0	$ 0

Accumulated Other Comprehensi63

Accumulated Other Comprehensive Income (Loss) (Changes in AOCI by component) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning Balance	$ (1,871)	$ 468	$ (506)	$ (6,341)
OCI before reclassifications	5,301	(1,326)	3,137	8,642
Amounts reclassified from AOCI	0	(97)	0	(97)
Net unrealized gains (losses)	5,301	(1,423)	3,137	8,545
Tax effect	(1,818)	469	(1,019)	(2,690)
Unrealized gains (losses), net of tax	3,483	(954)	2,118	5,855
Ending Balance	1,612	(486)	1,612	(486)
Unrealized Holding Gains (Losses) on AFS Securities [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning Balance	1,937	2,602	3,302	(4,207)
OCI before reclassifications	5,301	(1,326)	3,137	8,642
Amounts reclassified from AOCI	0	(97)	0	(97)
Net unrealized gains (losses)	5,301	(1,423)	3,137	8,545
Tax effect	(1,818)	469	(1,019)	(2,690)
Unrealized gains (losses), net of tax	3,483	(954)	2,118	5,855
Ending Balance	5,420	1,648	5,420	1,648
Defined Benefit Pension Plan [Member]
AOCI Attributable to Parent, Net of Tax [Roll Forward]
Beginning Balance	(3,808)	(2,134)	(3,808)	(2,134)
OCI before reclassifications	0	0	0	0
Amounts reclassified from AOCI	0	0	0	0
Net unrealized gains (losses)	0	0	0	0
Tax effect	0	0	0	0
Unrealized gains (losses), net of tax	0	0	0	0
Ending Balance	$ (3,808)	$ (2,134)	$ (3,808)	$ (2,134)

Accumulated Other Comprehensi64

Accumulated Other Comprehensive Income (Loss) (Components of unrealized holding gains on AFS securities) (Details) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014		Sep. 30, 2015		Sep. 30, 2014		Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated Other Comprehensive Income (Loss), Net of Tax	$ 1,612	$ (486)		$ 1,612		$ (486)		$ (1,871)	$ (506)	$ 468	$ (6,341)
Unrealized gains (losses) on AFS securities arising during the period	5,301	(1,326)		3,137		8,642
Amounts reclassified from AOCI	0	(97)		0		(97)
Net unrealized gains (losses)	5,301	(1,423)		3,137		8,545
Tax effect (1)	(1,818)	469	[1]	(1,019)	[1]	(2,690)	[1]
Unrealized gains (losses), net of tax	3,483	(954)		2,118		5,855
Other Comprehensive Income (Loss), before Reclassifications, before Tax	5,301	(1,326)		3,137		8,642
Other Comprehensive Income (Loss), Tax	(1,818)	469		(1,019)		(2,690)
Unrealized Holding Gains (Losses) on AFS Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated Other Comprehensive Income (Loss), Net of Tax	5,420	1,648		5,420		1,648		1,937	3,302	2,602	(4,207)
Amounts reclassified from AOCI	0	(97)		0		(97)
Net unrealized gains (losses)	5,301	(1,423)		3,137		8,545
Unrealized gains (losses), net of tax	3,483	(954)		2,118		5,855
Other Comprehensive Income (Loss), before Reclassifications, before Tax	5,301	(1,326)		3,137		8,642
Other Comprehensive Income (Loss), Tax	(1,818)	469		(1,019)		(2,690)
Unrealized Holding Gains (Losses) on AFS Securities [Member] | Auction Rate Money Market Preferred and Preferred Stocks [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Unrealized gains (losses) on AFS securities arising during the period	140	253		140		253
Amounts reclassified from AOCI	0	0		0		0
Net unrealized gains (losses)	140	253		140		253
Tax effect (1)	0	0		0		0
Unrealized gains (losses), net of tax	140	253		140		253
Unrealized Holding Gains (Losses) on AFS Securities [Member] | All Other AFS Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Unrealized gains (losses) on AFS securities arising during the period	5,161	(1,579)		2,997		8,389
Amounts reclassified from AOCI	0	97		0		97
Net unrealized gains (losses)	5,161	(1,676)		2,997		8,292
Tax effect (1)	(1,818)	469		(1,019)		(2,690)
Unrealized gains (losses), net of tax	3,343	(1,207)		1,978		5,602
Accumulated Defined Benefit Plans Adjustment [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated Other Comprehensive Income (Loss), Net of Tax	(3,808)	(2,134)		(3,808)		(2,134)		$ (3,808)	$ (3,808)	$ (2,134)	$ (2,134)
Amounts reclassified from AOCI	0	0		0		0
Net unrealized gains (losses)	0	0		0		0
Unrealized gains (losses), net of tax	0	0		0		0
Other Comprehensive Income (Loss), before Reclassifications, before Tax	0	0		0		0
Other Comprehensive Income (Loss), Tax	$ 0	$ 0		$ 0		$ 0
[1]	See “Note 11 – Accumulated Other Comprehensive Income (Loss)” for tax effect reconciliation.

Accumulated Other Comprehensi65

Accumulated Other Comprehensive Income (Loss) (Reclassification adjustments) (Details) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014		Sep. 30, 2015		Sep. 30, 2014
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, before Tax	$ 5,301	$ (1,326)		$ 3,137		$ 8,642
Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax	0	(97)		0		(97)
Other Comprehensive Income (Loss), before Tax	5,301	(1,423)		3,137		8,545
Income before federal income tax expense	5,065	3,849		14,584		11,975
Federal income tax expense	1,002	444		2,750		1,696
NET INCOME	4,063	3,405		11,834		10,279
Other Comprehensive Income (Loss), Available-for-sale Securities, Tax	(1,818)	469	[1]	(1,019)	[1]	(2,690)	[1]
Other Comprehensive Income (Loss), Net of Tax	3,483	(954)		2,118		5,855
Unrealized Holding Gains (Losses) on AFS Securities [Member]
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax	0	(97)		0		(97)
Other Comprehensive Income (Loss), before Tax	5,301	(1,423)		3,137		8,545
Other Comprehensive Income (Loss), Net of Tax	3,483	(954)		2,118		5,855
Available-for-sale Securities, Excluding Auction Rate Money Market Preferred and Preferred Stocks [Member] | Unrealized Holding Gains (Losses) on AFS Securities [Member]
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, before Tax	5,161	(1,579)		2,997		8,389
Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax	0	97		0		97
Other Comprehensive Income (Loss), before Tax	5,161	(1,676)		2,997		8,292
Other Comprehensive Income (Loss), Available-for-sale Securities, Tax	(1,818)	469		(1,019)		(2,690)
Other Comprehensive Income (Loss), Net of Tax	3,343	(1,207)		1,978		5,602
Auction Rate Money Market Preferred and Preferred Stocks [Member] | Unrealized Holding Gains (Losses) on AFS Securities [Member]
Reclassification out of Accumulated Other Comprehensive Income [Line Items]
Other Comprehensive Income (Loss), Unrealized Holding Gain (Loss) on Securities Arising During Period, before Tax	140	253		140		253
Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax	0	0		0		0
Other Comprehensive Income (Loss), before Tax	140	253		140		253
Other Comprehensive Income (Loss), Available-for-sale Securities, Tax	0	0		0		0
Other Comprehensive Income (Loss), Net of Tax	$ 140	$ 253		$ 140		$ 253
[1]	See “Note 11 – Accumulated Other Comprehensive Income (Loss)” for tax effect reconciliation.

Parent Company Only Financial66

Parent Company Only Financial Information (Interim Condensed Balance Sheets) (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014	Dec. 31, 2013
ASSETS
AFS securities	$ 628,612	$ 567,534
Premises and equipment	28,353	25,881
Other assets	13,555	14,632
TOTAL ASSETS	1,619,250	1,549,543
LIABILITIES AND SHAREHOLDERS' EQUITY
Shareholders' equity	182,998	174,594	$ 172,076	$ 160,609
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	1,619,250	1,549,543
Parent Company [Member]
ASSETS
Cash on deposit at subsidiary Bank	2,522	1,035
AFS securities	259	3,294
Investments in subsidiaries	134,670	124,827
Premises and equipment	2,015	1,982
Other assets	53,188	53,228
TOTAL ASSETS	192,654	184,366
LIABILITIES AND SHAREHOLDERS' EQUITY
Other liabilities	9,656	9,772
Shareholders' equity	182,998	174,594
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 192,654	$ 184,366

Parent Company Only Financial67

Parent Company Only Financial Information (Interim Condensed Statements of Income) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Expenses
Compensation and benefits	$ 5,621	$ 5,174	$ 16,420	$ 16,045
Occupancy and equipment	728	697	2,121	2,115
Audit and related fees	189	185	535	505
Other	2,172	2,295	5,938	6,305
Federal income tax benefit	(1,002)	(444)	(2,750)	(1,696)
NET INCOME	4,063	3,405	11,834	10,279
Parent Company [Member]
Income
Dividends from subsidiaries	1,700	1,750	5,000	4,750
Interest income	4	36	75	114
Management fee and other	1,859	717	4,913	1,945
Total income	3,563	2,503	9,988	6,809
Expenses
Compensation and benefits	1,228	866	3,658	2,470
Occupancy and equipment	415	293	1,226	514
Audit and related fees	101	109	316	278
Other	501	360	1,533	926
Total expenses	2,245	1,628	6,733	4,188
Income before income tax benefit and equity in undistributed earnings of subsidiaries	1,318	875	3,255	2,621
Federal income tax benefit	123	298	588	730
Income before equity in undistributed earnings of subsidiaries	1,441	1,173	3,843	3,351
Undistributed earnings of subsidiaries	2,622	2,232	7,991	6,928
NET INCOME	$ 4,063	$ 3,405	$ 11,834	$ 10,279

Parent Company Only Financial68

Parent Company Only Financial Information (Interim Condensed Statements of Cash Flows) (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Operating activities
Net income	$ 4,063,000	$ 3,405,000	$ 11,834,000	$ 10,279,000
Adjustments to reconcile net income to cash provided by operations
Share-based payment awards			425,000	382,000
Depreciation			1,925,000	1,902,000
Net amortization of AFS securities			1,514,000	1,382,000
Changes in operating assets and liabilities which used cash
Other assets			(5,633,000)	(433,000)
Accrued interest and other liabilities			(117,000)	134,000
Net cash provided by (used in) operating activities			6,725,000	12,040,000
Investing activities
Purchases of equipment and premises			(4,397,000)	(2,026,000)
Net cash provided by (used in) investing activities			(63,756,000)	(72,254,000)
Financing activities
Net increase (decrease) in other borrowed funds			7,901,000	11,112,000
Cash dividends paid on common stock			(5,416,000)	(5,091,000)
Proceeds from the issuance of common stock			3,310,000	2,845,000
Common stock repurchased			(3,588,000)	(2,550,000)
Common stock purchased for deferred compensation obligations			(279,000)	(253,000)
Net cash provided by (used in) financing activities			55,447,000	44,187,000
Increase (decrease) in cash and cash equivalents			(1,584,000)	(16,027,000)
Cash and cash equivalents at beginning of period			19,906,000	41,558,000
Cash and cash equivalents at end of period	18,322,000	25,531,000	18,322,000	25,531,000
Parent Company [Member]
Operating activities
Net income	4,063,000	3,405,000	11,834,000	10,279,000
Adjustments to reconcile net income to cash provided by operations
Undistributed earnings of subsidiaries			(7,991,000)	(6,928,000)
Undistributed earnings of equity securities without readily determinable fair values			(364,000)	231,000
Share-based payment awards			425,000	382,000
Depreciation			113,000	109,000
Net amortization of AFS securities			0	1,000
Changes in operating assets and liabilities which used cash
Other assets			406,000	89,000
Accrued interest and other liabilities			94,000	1,242,000
Net cash provided by (used in) operating activities			4,517,000	5,405,000
Investing activities
Proceeds from Sale and Maturity of Available-for-sale Securities			3,000,000	250,000
Purchases of equipment and premises			(146,000)	(23,000)
Net (advances to) repayments from subsidiaries			300,000	641,000
Net cash provided by (used in) investing activities			3,154,000	868,000
Financing activities
Net increase (decrease) in other borrowed funds			(211,000)	600,000
Cash dividends paid on common stock			(5,416,000)	(5,091,000)
Proceeds from the issuance of common stock			3,310,000	2,845,000
Common stock repurchased			(3,588,000)	(2,550,000)
Common stock purchased for deferred compensation obligations			(279,000)	(253,000)
Net cash provided by (used in) financing activities			(6,184,000)	(4,449,000)
Increase (decrease) in cash and cash equivalents			1,487,000	1,824,000
Cash and cash equivalents at beginning of period			1,035,000	529,000
Cash and cash equivalents at end of period	$ 2,522,000	$ 2,353,000	$ 2,522,000	$ 2,353,000

Operating Segments (Narrative)

Operating Segments (Narrative) (Details)	Sep. 30, 2015	Sep. 30, 2014
Segment Reporting [Abstract]
Percentage of reportable segments total assets and operating results, or more	90.00%	90.00%