Isabella Bank (ISBA) 10-Q2024 Q1 Quarterly report

Filed: 2 May 24, 4:32pm

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New words: arrangement, build, case, claim, COVID, debit, downgraded, grow, indirect, inflow, occupied, opportunity, owner, paydown, seasonal, selectively, settled, short, shorter, terminated, usage

Removed: absence, absorb, accreted, alleviated, ALLL, America, analyzed, assured, banking, base, began, borrowing, brought, calculated, cancel, CFO, collectively, combined, commitment, company, confirmed, conform, conformity, consist, consolidation, correlate, credited, cumulative, deadline, deducted, delayed, depository, derived, dictated, directly, disease, driver, easing, edge, eliminated, enhanced, evaluate, evolve, exclude, excluded, exist, exposed, extension, external, final, focused, foreseeable, full, holding, identification, implemented, implementing, improved, initial, initiative, insured, intangible, intended, intercompany, January, large, lease, manner, modeling, obligation, onset, OTTI, partly, paused, payable, percent, pool, positioning, preparing, previously, prospective, qualifying, realized, receive, reclassified, recognizing, reduction, relating, relief, respond, retrospective, return, revised, September, Shortly, significance, subsequently, targeted, threshold, Topic, unallocated, uncertainty, uncollectability, unconditional, Unexpected, unfunded, uniformly, unique, United, unprecedented, utilization, wholly, written

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Exhibit 32

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of Isabella Bank Corporation (the “Corporation”) on Form 10-Q for the quarterly period ended March 31, 2024 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), Jerome E. Schwind, President and Chief Executive Officer and William M. Schaefer, Chief Financial Officer of the Corporation, certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

(1)The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2)The information contained in the Report fairly presents, in all material respects, the consolidated financial condition and results of operations of the Corporation.


/s/ Jerome E. Schwind
President and Chief Executive Officer
(Principal Executive Officer)
May 2, 2024

/s/ William M. Schaefer
Chief Financial Officer
(Principal Financial Officer)
May 2, 2024