Evans Bancorp (EVBN) 10-K 3 Mar 14 2013 FY Annual report Financial data

Document_And_Entity_Informatio

Document And Entity Information (USD $)	12 Months Ended
In Millions, except Share data, unless otherwise specified	Dec. 31, 2013	Feb. 28, 2014	Jun. 28, 2013
Document And Entity Information [Abstract]	'	'	'
Document Type	'10-K	'	'
Document Period End Date	31-Dec-13	'	'
Amendment Flag	'false	'	'
Document Fiscal Period Focus	'FY	'	'
Document Fiscal Year Focus	'2013	'	'
Entity Registrant Name	'EVANS BANCORP INC	'	'
Entity Central Index Key	'0000842518	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Voluntary Filers	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Filer Category	'Smaller Reporting Company	'	'
Entity Public Float	'	'	$52.70
Entity Common Stock, Shares Outstanding	'	4,206,631	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$14,698	$12,409
Interest-bearing deposits at banks	27,256	78,068
Securities:	'	'
Available for sale, at fair value (amortized cost: $99,353 at December 31, 2013; $88,054 at December 31, 2012)	99,665	92,063
Held to maturity, at amortized cost (fair value: $2,319 at December 31 2013;$3,721 at December 31, 2012)	2,384	3,744
Federal Home Loan Bank common stock, at amortized cost	1,364	1,804
Federal Reserve Bank common stock, at amortized cost	1,467	1,445
Loans and leases, net of allowance for loan and lease losses of $11,503 at December 31, 2013 and $9,732 at December 31, 2012	635,493	573,163
Properties and equipment, net of accumulated depreciation of $14,226 at December 31, 2013 and $14,256 at December 31, 2012	11,163	11,368
Goodwill	8,101	8,101
Intangible assets	108	329
Bank-owned life insurance	19,840	15,333
Other assets	11,959	11,849
TOTAL ASSETS	833,498	809,676
LIABILITIES	'	'
Demand deposits	139,973	123,405
NOW deposits	65,927	65,753
Regular savings deposits	390,575	380,924
Time deposits	110,137	108,910
Total deposits	706,612	678,992
Securities sold under agreement to repurchase	13,351	12,111
Other short term borrowings	9,000	10,000
Other liabilities	12,493	13,415
Junior subordinated debentures	11,330	11,330
Long term borrowings	'	9,000
Total liabilities	752,786	734,848
STOCKHOLDERS' EQUITY:	'	'
Common stock, $.50 par value, 10,000,000 shares authorized; 4,208,459 and 4,171,473 shares issued at December 31, 2013 and December 31, 2012, respectively, and 4,201,362 and 4,171,473 outstanding at December 31, 2013 and December 31, 2012, respectively	2,106	2,087
Capital surplus	42,619	42,029
Treasury Stock, at cost, 4,906 and 0 shares at December 31, 2013 and December 31, 2012, respectively	-120	'
Retained earnings	37,370	30,611
Accumulated other comprehensive (loss) gain, net of tax	-1,263	101
Total stockholders' equity	80,712	74,828
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$833,498	$809,676

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]	'	'
Available for sale, cost	$99,353	$88,054
Held to maturity, fair value	2,319	3,721
Allowance for loan and lease losses	11,503	9,732
Properties and equipment, accumulated depreciation	$14,226	$14,256
Common stock, par value	$0.50	$0.50
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,208,459	4,171,473
Common stock, shares outstanding	4,201,362	4,171,473
Treasury stock shares	4,906	0

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
INTEREST INCOME	'	'	'
Loans and leases	$29,546	$30,300	$29,140
Interest bearing deposits at banks	132	53	26
Securities:	'	'	'
Taxable	1,666	1,871	2,115
Non-taxable	1,060	1,153	1,434
Total interest income	32,404	33,377	32,715
INTEREST EXPENSE	'	'	'
Deposits	3,296	4,546	5,621
Other borrowings	436	703	775
Junior subordinated debentures	325	348	331
Total interest expense	4,057	5,597	6,727
NET INTEREST INCOME	28,347	27,780	25,988
PROVISION FOR LOAN AND LEASE LOSSES	1,540	-68	2,484
NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES	26,807	27,848	23,504
NON-INTEREST INCOME	'	'	'
Bank charges	2,039	1,858	1,783
Insurance service and fees	7,211	6,966	6,902
Data center income	464	456	678
Net gain on sales and calls of securities	'	'	26
Gain on loans sold	25	464	188
Bank-owned life insurance	508	489	454
Loss on tax credit investment	-1,555	'	'
Interchange fee income	1,059	944	887
Gain on termination of loss sharing agreement	716	'	'
Other	1,694	1,646	1,514
Total non-interest income	12,161	12,823	12,432
NON-INTEREST EXPENSE	'	'	'
Salaries and employee benefits	17,755	17,304	15,820
Occupancy	3,010	2,785	3,119
Repairs and maintenance	723	769	689
Advertising and public relations	786	814	812
Professional services	1,892	1,925	1,776
Technology and communications	1,283	1,197	984
Amortization of intangibles	221	349	490
FDIC insurance	576	521	652
Other	3,134	3,128	2,899
Total non-interest expense	29,380	28,792	27,241
INCOME BEFORE INCOME TAXES	9,588	11,879	8,695
INCOME TAX PROVISION	1,731	3,747	2,583
NET INCOME	$7,857	$8,132	$6,112
Net income per common share-basic	$1.88	$1.96	$1.49
Net income per common share-diluted	$1.85	$1.95	$1.49
Cash dividends per common share	$0.26	$0.68	$0.40
Weighted average number of common shares outstanding	4,189,769	4,144,322	4,102,142
Weighted average number of diluted shares outstanding	4,239,037	4,159,690	4,104,533

Statements_Of_Consolidated_Com

Statements Of Consolidated Comprehensive Income (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Statements Of Consolidated Comprehensive Income [Abstract]	'		'		'
Net Income	$7,857		$8,132		$6,112
Unrealized gain (loss) on available-for-sale securities, Net-of-Tax	-2,266		-77		1,737
Reclassification of gain on sale of securities	'		'		16
Net change, Net-of-Tax Amount	-2,266		-77		1,721
Defined benefit pension plans:	'		'		'
Amortization of prior service cost	42	[1]	53	[1]	54	[1]
Amortization of actuarial loss	108	[1]	105	[1]	23	[1]
Actuarial gains (losses)	752		-326		-979
Total	902		-168		-902
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX	-1,364		-245		819
COMPREHENSIVE INCOME	$6,493		$7,887		$6,931
[1]	Included in net periodic pension cost, as described in Note 11 - bEmployee Benefits and Deferred Compensation Plansb

Consolidated_Statements_Of_Cha

Consolidated Statements Of Changes In Stockholdersb Equity (USD $)	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
In Thousands
Balance at Dec. 31, 2010	$2,041	$40,660	$20,836	($473)	'	$63,064
Net Income	'	'	6,112	'	'	6,112
Other comprehensive income (loss)	'	'	'	819	'	819
Cash dividends	'	'	-1,644	'	'	-1,644
Stock options and restricted stock expense	'	274	'	'	'	274
Excess tax benefit from stock compensation	'	3	'	'	'	3
Issued shares under dividend reinvestment plan	7	166	'	'	'	173
Issued restricted shares	6	-6	'	'	'	'
Issued shares under Employee Stock Purchase Plan	9	178	'	'	'	187
Balance at Dec. 31, 2011	2,063	41,275	25,304	346	'	68,988
Net Income	'	'	8,132	'	'	8,132
Other comprehensive income (loss)	'	'	'	-245	'	-245
Cash dividends	'	'	-2,825	'	'	-2,825
Stock options and restricted stock expense	'	305	'	'	'	305
Excess tax benefit from stock compensation	'	6	'	'	'	6
Issued shares under dividend reinvestment plan	9	268	'	'	'	277
Issued restricted shares	6	-6	'	'	'	'
Issued shares under Employee Stock Purchase Plan	8	182	'	'	'	190
Issued shares through stock option exercise	1	-1	'	'	'	'
Balance at Dec. 31, 2012	2,087	42,029	30,611	101	'	74,828
Net Income	'	'	7,857	'	'	7,857
Other comprehensive income (loss)	'	'	'	-1,364	'	-1,364
Cash dividends	'	'	-1,098	'	'	-1,098
Stock options and restricted stock expense	'	352	'	'	'	352
Excess tax expense from stock-based compensation	'	-9	'	'	'	-9
Issued restricted shares	9	-9	'	'	'	'
Issued shares under Employee Stock Purchase Plan	7	184	'	'	'	191
Issued shares through stock option exercise	2	55	'	'	'	57
Repurchased shares in Treasury stock	'	'	'	'	-250	-250
Balance at Dec. 31, 2013	$2,106	$42,619	$37,370	($1,263)	($120)	$80,712

Consolidated_Statements_Of_Cha1

Consolidated Statements Of Changes In Stockholdersb Equity (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Consolidated Statements Of Changes In Stockholdersb Equity [Abstract]	'	'	'
Cash dividends per common share	$0.26	$0.68	$0.40
Shares issued under dividend reinvestment plan	'	17,785	13,539
Restricted shares issued	19,431	10,145	13,978
Restricted shares forfeited	2,191	1,348	1,768
Shares issued through stock options exercise	4,100	1,439	'
Shares issued under Employee Stock Purchase Plan	13,455	16,831	17,256
Shares repurchased into Treasury Stock	13,032	'	'
Shares reissued under dividend reinvestment plan	5,126	380	'
Shares reissued through stock options exercise	3,000	'	'

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
OPERATING ACTIVITIES:	'	'	'
Interest received	$32,176	$33,281	$32,236
Fees received	14,786	12,004	12,846
Interest paid	-4,070	-5,630	-7,016
Cash paid to employees and vendors	-27,004	-25,057	-23,583
Cash contributed to pension plan	-185	-370	-120
Income taxes paid	-1,902	-3,200	-3,004
Proceeds from sale of loans held for resale	776	24,035	24,267
Originations of loans held for resale	187	-20,915	-24,811
Net cash provided by operating activities	14,764	14,148	10,815
INVESTING ACTIVITIES:	'	'	'
Purchases of available for sale securities	-27,055	-32,767	-31,627
Proceeds from sales of available for sale securities	'	'	770
Proceeds from maturities, calls, and payments of available for sale securities	15,750	40,349	21,610
Purchases of held to maturity securities	-941	-3,118	-2,475
Proceeds from maturities, calls, and payments of held to maturity securities	2,302	3,176	778
Cash paid for bank owned life insurance	-4,000	'	-2,000
Additions to properties and equipment	-1,448	-2,002	-726
Proceeds for sales of fixed assets	365	'	'
Purchase of tax credit investment	-225	'	'
Net (increase) decrease in loans	-65,943	-4,520	-56,765
Net cash provided by (used in) investing activities	-81,195	1,118	-70,435
FINANCING ACTIVITIES:	'	'	'
Proceeds from (repayments of) borrowings	-8,760	101	-9,885
Net increase in deposits	27,620	62,790	71,745
Dividends paid	-1,098	-2,825	-1,644
Repurchase of treasury stock	-124	'	'
Issuance of common stock	270	467	360
Net cash provided by financing activities	17,908	60,533	60,576
Net increase (decrease) in cash and equivalents	-48,523	75,799	956
CASH AND CASH EQUIVALENTS:	'	'	'
Beginning of period	90,477	14,678	13,722
End of period	41,954	90,477	14,678
RECONCILIATION OF NET INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES:	'	'	'
Net income	7,857	8,132	6,112
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Depreciation and amortization	1,848	2,015	1,996
Deferred tax expense (benefit)	-372	539	-322
Provision for loan and lease losses	1,540	-68	2,484
Loss on tax credit investment	1,555	'	'
Net gain on sales of securities	'	'	-26
Gain on loans sold	-25	-464	-188
Stock options and restricted stock expense	352	305	274
Proceeds from sale of loans held for resale	776	24,035	24,267
Originations of loans held for resale	187	-20,915	-24,811
Changes in assets and liabilities affecting cash flow:	'	'	'
Other assets	-274	1,173	636
Other liabilities	1,320	-604	393
NET CASH PROVIDED BY OPERATING ACTIVITIES	$14,764	$14,148	$10,815

Organization_And_Summary_Of_Si

Organization And Summary Of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2013
Organization And Summary Of Significant Accounting Policies [Abstract]	'
Organization And Summary Of Significant Accounting Policies	'
		1	ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Organization and General
	Evans Bancorp, Inc. (the “Company”) was organized as a New York business corporation and incorporated under the laws of the State of New York on October 28, 1988 for the purpose of becoming a bank holding company.  Through August 2004, the Company was registered with the Federal Reserve Board (“FRB”) as a bank holding company under the Bank Holding Company Act of 1956, as amended.  In August 2004, the Company filed for, and was approved as, a Financial Holding Company under the Bank Holding Company Act.  The Company currently conducts its business through its two subsidiaries: Evans Bank, N.A. (the “Bank”), a nationally chartered bank, and its subsidiaries, Suchak Data Systems, LLC (“SDS”), Evans National Leasing, Inc. (“ENL”) and Evans National Holding Corp. (“ENHC”); and Evans National Financial Services, LLC (“ENFS”) and its subsidiary, The Evans Agency LLC (“TEA”).  Unless the context otherwise requires, the term “Company” refers collectively to Evans Bancorp, Inc. and its subsidiaries.  The Company conducts its business through its subsidiaries.  It does not engage in any other substantial business.
	During the twelve-month period ended December 31, 2013, the Company revised the Consolidated Statement of Cash Flows for the twelve-month period ended December 31, 2011 to correct a $526 thousand error within “Depreciation and Amortization” and “Change in Other Assets Affecting Cash Flow.”  The Company has assessed the materiality of this correction and concluded, based on qualitative and quantitative considerations, that the adjustments are not material to the Consolidated Statements of Cash Flows as a whole.
	Regulatory Requirements
	The Company is subject to the rules, regulations, and reporting requirements of various regulatory bodies, including the FRB, the Federal Deposit Insurance Corporation (“FDIC”), the Office of the Comptroller of the Currency (“OCC”), and the SEC.
	Principles of Consolidation
	The consolidated financial statements include the accounts of the Company, the Bank, ENFS and their subsidiaries.  All material inter-company accounts and transactions are eliminated in consolidation.
	Accounting Estimates
	Management has made a number of estimates and assumptions relating to the reporting of assets and liabilities and disclosure of contingent assets and liabilities in order to prepare these consolidated financial statements in conformity with U.S. generally accepted accounting principles.  The estimates and assumptions that management deems to be critical involve our accounting policies relating to the determination of our allowance for loan and lease losses and the valuation of goodwill.  These estimates and assumptions are based on management’s best estimates and judgment and management evaluates them on an ongoing basis using historical experience and other factors, including the current economic environment, which management believes to be reasonable under the circumstances.  We adjust our estimates and assumptions when facts and circumstances dictate.  The current economic recession increases the uncertainty inherent in our estimates and assumptions.  As future events cannot be determined with precision, actual results could differ significantly from our estimates.  Changes in those estimates resulting from continuing changes in the economic environment will be reflected in the consolidated financial statements in periods as they occur.
	Cash and Cash Equivalents
	For purposes of reporting cash flows, cash and cash equivalents include cash and due from banks and interest-bearing deposits at banks.
	Securities
	Securities which the Bank has the positive intent and ability to hold to maturity are classified as held to maturity and are stated at cost, adjusted for discounts and premiums that are recognized in interest income over the period to the earlier of the call date or maturity using the level yield method.  These securities represent debt issuances of local municipalities in the Bank’s market area for which market prices are not readily available.  Management periodically evaluates the financial condition of the municipalities to see if there is any cause for impairment in their bonds.
	Securities classified as available for sale are stated at fair value with unrealized gains and losses excluded from earnings and reported, net of deferred income taxes, in accumulated other comprehensive income or loss, a component of stockholders’ equity.  Gains and losses on sales of securities are computed using the specific identification method.
	Securities, which experience an other-than-temporary decline in fair value, are written down to a new cost basis with the amount of the write-down, due to credit problems, included in earnings as a realized loss.  The new cost basis is not changed for subsequent recoveries in fair value.  Factors which management considers in determining whether an impairment in value of an investment is other than temporary include the period of time the securities were in a loss position, management’s intent and ability to hold securities until fair values recover to amortized cost or if it is considered more likely than not that the Company will have to sell the security, the extent to which fair value is less than amortized cost, the issuer’s financial performance and near term prospects, the financial condition and prospects for the issuer’s geographic region and industry, and recoveries or declines in fair value subsequent to the balance sheet date.  There were no charges associated with other-than-temporary impairment declines in fair value of securities in 2013 or 2012.
	The Bank does not engage in securities trading activities.
	Loans
	Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or pay-off, generally are reported at their outstanding unpaid principal balances adjusted for unamortized deferred fees or costs.  Interest income is accrued on the unpaid principal balance and is recognized using the interest method.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the effective yield method of accounting.
	Loans become past due when the payment date has been missed.  If payment has not been received within 30 days, then the loan is delinquent.  Delinquent loans are placed into three categories; 30-59 days past due, 60-89 days past due, or 90+ days past due.  Loans 90 or more days past due are considered non-performing.
	The accrual of interest on loans is discontinued at the time the loan is 90 days delinquent, unless the credit is well secured and in process of collection.  If the credit is not well secured and in the process of collection, the loan is placed on non-accrual status and is subject to charge-off if collection of principal or interest is considered doubtful.  A loan can also be placed on nonaccrual before it is 90 days delinquent if management determines that it is probable that the Bank will be unable to collect principal or interest due according to the contractual terms of the loan.
	All interest due but not collected for loans that are placed on non-accrual status or charged off is reversed against interest income.  The interest on these loans is accounted for on the cost-recovery method, until it again qualifies for an accrual basis.  Any cash receipts on non-accrual loans reduce the carrying value of the loans.  Loans are returned to accrual status when all principal and interest amounts contractually due are brought current, the adverse circumstances which resulted in the delinquent payment status are resolved, and payments are made in a timely manner for a period of time sufficient to reasonably assure their future dependability.
	The Bank considers a loan impaired when, based on current information and events, it is probable that it will be unable to collect principal or interest due according to the contractual terms of the loan.  These loans are individually assessed for any impairment.  Loan impairment is measured based on the present value of expected cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent.  Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business.  The Company has an appraisal policy in which appraisals are obtained upon a loan being downgraded on the Company’s internal loan rating scale to a 5 (special mention) or a 6 (substandard) depending on the amount of the loan, the type of loan and the type of collateral.  All impaired loans are either graded a 6 or 7 on the internal loan rating scale.  Subsequent to the downgrade, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal.  Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers.  Consumer installment loans and direct financing leases are collectively evaluated for impairment.  Since these loans and leases are not individually identified and evaluated, they are not considered impaired loans.  The one exception is for consumer loans and direct financing leases that are considered troubled debt restructurings (“TDR”) since all TDR loans and leases are considered impaired.
	The Bank monitors the credit risk in its loan portfolio by reviewing certain credit quality indicators (“CQI”).  The primary CQI for its commercial mortgage and commercial and industrial (“C&I”) portfolios is the individual loan’s credit risk rating.  The following list provides a description of the credit risk ratings that are used internally by the Bank when assessing the adequacy of its allowance for loan and lease losses:
		·	1-3-Pass:  Risk Rated 1-3 loans are loans with a slight risk of loss.  The loan is secured by collateral of sufficient value to cover the loan by an acceptable margin.  The financial statements of the company demonstrate sufficient net worth and repayment ability.  The company has established an acceptable credit history with the bank and typically has a proven track record of performance.  Management is experienced, and has an at least average ability to manage the company.  The industry has an average or less than average susceptibility to wide fluctuations in business cycles.
		·	4-Watch:  Although generally acceptable, a higher degree of risk is evident in these watch credits.   Obligor assessment factors may have elements which reflect marginally acceptable conditions warranting more careful review and analysis and monitoring.
	The obligor’s balance sheet reflects generally acceptable asset quality with some elements weak or marginally acceptable.  Liquidity may be somewhat strained, but is at an acceptable level to support operations.  Obligor may be fully leveraged with ratios higher than industry averages.  High leverage is negatively impacting the company, leaving it vulnerable to adverse change.  Inconsistent or declining capability to service existing debt requirements evidenced by debt service coverage temporarily below or near acceptable level.   The margin of collateral may be adequate, but declining or fluctuating in value.  Company management may be unproven, but capable.  Rapid expansion or acquisition may increase leverage or reduce cash flow.
	Negative industry conditions or weaker management could also be characteristic.  Proper consideration should be given to companies in a high growth phase or in development business segments that may not have achieved sustainable earnings.
	Obligors demonstrate sufficient financial flexibility to react to and positively address the root cause of the adverse financial trends without significant deviations from their current business strategy.  The rating is also used for borrowers that have made significant progress in resolving their financial weaknesses.
		·	5-O.A.E.M. (Other Assets Especially Mentioned):  Special Mention (“SM”) – A special mention asset has potential weaknesses that warrant management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution’s credit position at some future date.  SM assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.
	SM assets have potential weaknesses that may, if not checked or corrected, weaken the asset or inadequately protect the institution’s position at some future date.  These assets pose elevated risk, but their weakness does not yet justify a substandard classification.  Borrowers may be experiencing adverse operating trends (declining revenues or margins) or an ill proportioned balance sheet (e.g. increasing inventory without an increase in sales, high leverage, tight liquidity).
	Adverse economic or market conditions, such as interest rate increases or the entry of a new competitor, may also support a special mention rating.
	Nonfinancial reasons for rating a credit exposure special mention include management problems, pending litigation, an ineffective loan agreement or other material structural weakness, and any other significant deviation from prudent lending practices.
	The SM rating is designed to identify a specific level of risk and concern about asset quality.  Although an SM asset has a higher profitability of default than a pass asset, its default is not imminent.
		·	6-Substandard:  A substandard asset is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any.  Assets so classified must have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
	Substandard assets have a high probability of payment default, or they have other well-defined weaknesses.  They require more intensive supervision by Bank management.
	Substandard assets are generally characterized by current or expected unprofitable operations, inadequate debt service coverage, inadequate liquidity, or marginal capitalization.  Repayment may depend on collateral or other credit risk subsidies.  For some substandard assets, the likelihood of full collection of interest and principal may be in doubt; such assets should be placed on non-accrual.  Although substandard assets in the aggregate will have distinct potential for loss, an individual asset’s loss potential does not have to be distinct for the asset to be rated substandard.  These loans are periodically reviewed and tested for impairment.
		·	7-Doubtful:  An asset classified doubtful has all the weaknesses inherent in one classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
	A doubtful asset has a high probability of total or substantial loss, but because of specific pending events that may strengthen the asset, its classification of loss is deferred.
	Doubtful borrowers are usually in default, lack adequate liquidity or capital, and lack the resources necessary to remain an operating entity.  Pending events can include mergers, acquisitions, liquidations, capital injections, the perfection of liens on additional collateral, the valuation of collateral, and refinancing.
	Generally, pending events should be resolved within a relatively short period and the ratings will be adjusted based on the new information.  Because of high probability of loss, non-accrual accounting treatment is required for doubtful assets.
		·	8-Loss:  Assets classified loss are considered uncollectable and of such little value that their continuance as bankable assets is not warranted.  This classification does not mean that the assets have absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off this basically worthless asset even though partial recovery may be affected in the future.
	With loss assets, the underlying borrowers are often in bankruptcy, have formally suspended debt repayments, or have otherwise ceased normal business operations.  Once an asset is classified loss, there is little prospect of collecting either its principal or interest.  When access to collateral, rather than the value of the collateral, is a problem, a less severe classification may be appropriate.  Losses are to be recorded in the period an obligation becomes uncollectible.
	The Company’s consumer loans, including residential mortgages and home equities, are not individually risk rated or reviewed in the Company’s loan review process.  Consumers are not required to provide the Company with updated financial information as is a commercial customer.  Consumer loans also carry smaller balances.  Given the lack of updated information since the initial underwriting of the loan and small size of individual loans, the Company does not have credit risk ratings for consumer loans and instead uses delinquency status as the credit quality indicator for consumer loans.  However, once a consumer loan is identified as impaired, it is individually evaluated for impairment in the same way a commercial loan is evaluated.
	Leases
	The Bank's leasing operations consist principally of the leasing of various types of small ticket commercial equipment.  The Company follows ASC Topic 840, "Leases," for all of its direct financing leases.  The net investment in direct financing leases is the sum of all minimum lease payments and estimated residual values, less unearned income, net of the remaining mark.  In the third quarter of 2009, the Company announced its intention to sell the leasing portfolio.  As a result, the Company classified the leasing portfolio as held-for-sale and marked the portfolio down to its fair market value as of June 30, 2009.  As of September 30, 2009, management decided to service the portfolio to maturity and transferred it to held-for-investment.  At December 31, 2013 and 2012, the carrying value of the leasing portfolio amounted to $0.0 and $1.6 million, respectively.  All of the Bank's leases are classified as direct financing leases.
	Allowance for Loan and Lease Losses
	The provision for loan and lease losses represents the amount charged against the Bank’s earnings to maintain an allowance for probable loan and lease losses inherent in the portfolio based on management’s evaluation of the loan and lease portfolio at the balance sheet date. Factors considered by the Bank’s management in establishing the allowance include: the collectability of individual loans and leases, current loan and lease concentrations, charge-off history, delinquent loan and lease percentages, the fair value of the collateral, input from regulatory agencies, and general economic conditions.
	On a quarterly basis, management of the Bank meets to review and determine the adequacy of the allowance for loan and lease losses. In making this determination, the Bank’s management analyzes the ultimate collectability of the loans and leases in its portfolio by incorporating feedback provided by the Bank’s internal loan and lease staff, an independent internal loan and lease review function and information provided by examinations performed by regulatory agencies.
	The analysis of the allowance for loan and lease losses is composed of two components: specific credit allocation and general portfolio allocation. The specific credit allocation includes a detailed review of each impaired loan and allocation is made based on this analysis.  Factors may include the appraisal value of the collateral, the age of the appraisal, the type of collateral, the performance of the loan to date, the performance of the borrower’s business based on financial statements, and legal judgments involving the borrower.  The general portfolio allocation consists of an assigned reserve percentage based on the historical loss experience and other quantitative and qualitative factors of the loan or lease category.
	The general portfolio allocation is segmented into pools of loans with similar characteristics.  Separate pools of loans include loans pooled by loan grade and by portfolio segment.  Loans graded a 5 or worse (“criticized loans”) that exceed a material balance threshold are evaluated by the Company’s credit department to determine if the collateral for the loan is worth less than the loan.  All of these “shortfalls” are added together and divided by the respective loan pool to calculate the quantitative factor applied to the respective pool.  These loans are not considered impaired because the cash flow of the customer and the payment history of the loan suggest that it is not probable that the Company will be unable to collect the full amount of principal and interest as contracted and are thus still accruing interest.
	Loans that are graded 4 or better (“non-criticized loans”) are reserved in separate loan pools in the general portfolio allocation.  A weighted average 5-year historical charge-off ratio by portfolio segment is calculated and applied against these loan pools.
	For both the criticized and non-criticized loan pools in the general portfolio allocation, additional qualitative factors are applied.  The qualitative factors applied to the general portfolio allocation reflect management’s evaluation of various conditions.  The conditions evaluated include the following: industry and regional conditions; seasoning of the loan and lease portfolio and changes in the composition of and growth in the loan and lease portfolio; the strength and duration of the business cycle; existing general economic and business conditions in the lending areas; credit quality trends in non-accruing loans and leases; timing of the identification of downgrades; historical loan and lease charge-off experience; and the results of bank regulatory examinations.  Due to the nature of the loans, the criticized loan pools carry significantly higher qualitative factors than the non-criticized pools.
	Direct financing leases are segregated from the rest of the loan portfolio in determining the appropriate allowance for that portfolio segment.  Unlike the loan portfolio, the Company does have sufficient historical loss data to perform a migration analysis for non-accruing leases.  Management periodically updates this analysis by examining the non-accruing lease portfolio at different points in time and studying what percentage of the non-accruing portfolio ends up being charged off.  All of the remaining leases not in non-accrual are allocated a reserve based on the several factors including: delinquency and non-accrual trends, charge-off trends, and national economic conditions.
	Foreclosed Real Estate
	Foreclosed real estate is initially recorded at the lower of carrying or fair value (net of costs of disposal) at the date of foreclosure.  Costs relating to development and improvement of property are capitalized, whereas costs relating to the holding of property are expensed.  Assessments are periodically performed by management, and an allowance for losses is established through a charge to operations if the carrying value of a property exceeds fair value.  The Company held no foreclosed real estate at December 31, 2013 or December 31, 2012.
	Insurance Commissions and Fees
	Commission revenue is recognized as of the effective date of the insurance policy or the date the customer is billed, whichever is later.  The Company also receives contingent commissions from insurance companies which are based on the overall profitability of their relationship based primarily on the loss experience of the insurance placed by the Company.  Contingent commissions from insurance companies are recognized when determinable.
	Goodwill and Other Intangible Assets
	The Company accounts for goodwill and other intangible assets in accordance with ASC Topic 350, "Intangibles – Goodwill and Other."  The Company records the excess of the cost of acquired entities over the fair value of identifiable tangible and intangible assets acquired, less liabilities assumed, as goodwill.  The Company amortizes acquired intangible assets with definite useful economic lives over their useful economic lives utilizing the straight-line method.  On a periodic basis, management assesses whether events or changes in circumstances indicate that the carrying amounts of the intangible assets may be impaired.  The Company does not amortize goodwill and any acquired intangible asset with an indefinite useful economic life, but reviews them for impairment at a reporting unit level on an annual basis, or when events or changes in circumstances indicate that the carrying amounts may be impaired.  A reporting unit is defined as any distinct, separately identifiable component of one of our operating segments for which complete, discrete financial information is available and reviewed regularly by the segment’s management.  The only reporting unit with goodwill as of December 31, 2013 is the insurance agency activities reporting unit.
	The fair value of the insurance agency activities reporting unit is measured annually as of December 31st utilizing the average of a discounted cash flow model and a market value based on a multiple to earnings before interest, taxes, depreciation, and amortization (“EBITDA”) for similar companies.  The calculated value of the insurance agency reporting unit was substantially in excess of the carrying amount at December 31, 2013.  A review of the period subsequent to the measurement date is performed to determine if there were any significant adverse changes in operations or events that would alter our determination as of the measurement date.  The Company has performed the required goodwill impairment tests and has determined that goodwill was not impaired as of December 31, 2013.
	Bank-Owned Life Insurance
	The Bank has purchased insurance on the lives of Company directors and certain members of the Bank's and TEA's management.  The policies accumulate asset values to meet future liabilities, including the payment of employee benefits, such as retirement benefits.  Increases in the cash surrender value are recorded as other income in the Company’s Consolidated Statements of Income.
Properties and Equipment
Properties and equipment are stated at cost less accumulated depreciation.  Depreciation is computed using the straight-line method over the estimated useful lives of the assets, which range from 3 to 39 years.  Impairment losses on properties and equipment are realized if the carrying amount is not recoverable from its undiscounted cash flows and exceeds its fair value in accordance with ASC Topic 360, “Property, Plant, and Equipment.”
Income Taxes
Income taxes are accounted for under the asset and liability method under ASC Topic 740, “Income Taxes.”  Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the periods in which the deferred tax assets or liabilities are expected to be realized or settled.  As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through income tax expense.
Net Income Per Share
Net income per common share is determined by dividing net income by the weighted average number of shares outstanding during the period.  Diluted earnings per common share is based on increasing the weighted-average number of shares of common stock by the number of shares of common stock that would be issued assuming the exercise of stock options and immediate vesting of restricted shares.  Such adjustments to weighted-average number of shares of common stock outstanding are made only when such adjustments are expected to dilute earnings per common share.  There were 49,268,  15,368, and 2,391 potentially dilutive shares of common stock included in calculating diluted earnings per share for the years ended December 31, 2013, 2012, and 2011, respectively.  Potential common shares that would have the effect of increasing diluted earnings per share are considered to be anti-dilutive.  In accordance with ASC Topic 260, "Earnings Per Share," these shares were not included in calculating diluted earnings per share.  As of December 31, 2013, 2012, and 2011, there were 42 thousand, 157 thousand, and 213 thousand shares, respectively, that are not included in calculating diluted earnings per share because their effect was anti-dilutive.
Treasury Stock
Repurchases of shares of Evans Bancorp, Inc. stock are recorded at cost as a reduction of shareholders’ equity.  Reissuances of shares of treasury stock are recorded at market value.
Comprehensive Income
Comprehensive income includes both net income and other comprehensive income, including the change in unrealized gains and losses on securities available for sale, and the change in the liability related to pension costs, net of tax.
Employee Benefits
The Bank maintains a non-contributory, qualified, defined benefit pension plan (the “Pension Plan”) that covered substantially all employees before it was frozen on January 31, 2008.  All benefits eligible participants had accrued in the Pension Plan until the freeze date have been retained.  Employees have not accrued additional benefits in the Pension Plan from that date.  The actuarially determined pension benefit in the form of a life annuity is based on the employee’s combined years of service, age and compensation.  The Bank’s policy is to fund the minimum amount required by government regulations.  Employees are eligible to receive these benefits at normal retirement age.
The Bank maintains a defined contribution 401(k) plan and accrues contributions due under this plan as earned by employees.  In addition, the Bank maintains a non-qualified Supplemental Executive Retirement Plan for certain members of senior management, a non-qualified Deferred Compensation Plan for directors and certain members of management, and a non-qualified Executive Incentive Retirement Plan for certain members of management, as described more fully in Note 11 to the Consolidated Financial Statements, “Employee Benefits and Deferred Compensation Plans.”
Stock-based Compensation
Stock-based compensation expense is recognized over the vesting period of the stock-based grant based on the estimated grant date value of the stock-based compensation that is expected to vest.  Information on the determination of the estimated value of stock-based awards used to calculate stock-based compensation expense is included in Note 12 to the Consolidated Financial Statements, “Stock-Based Compensation.”
Loss Contingencies
Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Financial Instruments with Off-Balance Sheet Risk
In the ordinary course of business, the Bank has entered into off-balance sheet financial arrangements consisting of commitments to extend credit and standby letters of credit.  The Bank has not incurred any losses on its commitments during the past three years and has not recorded a reserve for its commitments.
Advertising costs
Advertising costs are expensed as incurred.
New Accounting Standards
The following significant accounting pronouncements became effective for the Company in 2013:
Accounting Standards Update (“ASU”) 2012-06, Subsequent Accounting for an Indemnification Asset Recognized at the Acquisition Date as a Result of a Government-Assisted Acquisition of a Financial Institution.  Accounting for a business combination requires that at each subsequent reporting date, an acquirer measure an indemnification asset on the same basis as the indemnified liability or asset, subject to any contractual limitations on its amount, and, for an indemnification asset that is not subsequently measured at its fair value, management’s assessment of the collectability of the indemnification asset. The objective of this ASU is to address the diversity in practice about how to interpret the terms on the same basis and contractual limitations when subsequently measuring an indemnification asset recognized in a government-assisted (Federal Deposit Insurance Corporation) acquisition of a financial institution that includes a loss-sharing agreement (indemnification agreement). The new guidance is effective for interim and annual periods beginning after December 15, 2012.  The Company adopted this ASU effective January 1, 2013.  The Company was party to an indemnification agreement with the FDIC related to the Company’s acquisition of Waterford Village Bank in July 2009, however, this agreement was terminated effective July 1, 2013.  The adoption of this ASU did not have a material impact on the Company’s financial statements.
ASU 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income.  The objective of this ASU is to improve the reporting of reclassifications out of accumulated other comprehensive income by requiring an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income, if the amount being reclassified is required to be reclassified into net income in its entirety.  For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures required under U.S. GAAP that provide additional detail about those amounts.  This ASU is effective for reporting periods beginning after December 15, 2012.  The Company adopted this ASU effective January 1, 2013, as reflected herein at Note 10 – “Comprehensive Income (Loss).”

Securities

Securities	12 Months Ended
	Dec. 31, 2013
Securities [Abstract]	'
Securities	'
	2.SECURITIES
	The amortized cost of securities and their approximate fair value at December 31 were as follows:
		2013
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	32,176	$	439	$	-623	$	31,992
	States and political subdivisions		31,266		802		-188		31,880
	Total debt securities	$	63,442	$	1,241	$	-811	$	63,872
	Mortgage-backed securities:
	FNMA	$	13,204	$	354	$	-57	$	13,501
	FHLMC		7,156		109		-147		7,118
	GNMA		7,570		99		-96		7,573
	CMO		7,981		9		-389		7,601
	Total mortgage-backed securities	$	35,911	$	571	$	-689	$	35,793
	Total securities designated as available for sale	$	99,353	$	1,812	$	-1,500	$	99,665
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	2,384	$	6	$	-71	$	2,319
	Total securities designated as held to maturity	$	2,384	$	6	$	-71	$	2,319
		2012
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	27,227	$	1,137	$	-32	$	28,332
	States and political subdivisions		29,912		1,567		-10		31,469
	Total debt securities	$	57,139	$	2,704	$	-42	$	59,801
	Mortgage-backed securities:
	FNMA	$	15,210	$	867	$	-	$	16,077
	FHLMC		6,292		189		-		6,481
	GNMA		7,750		263		-		8,013
	CMO		1,663		28		-		1,691
	Total mortgage-backed securities	$	30,915	$	1,347	$	-	$	32,262
	Total securities designated as available for sale	$	88,054	$	4,051	$	-42	$	92,063
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	3,744	$	23	$	-46	$	3,721
	Total securities designated as held to maturity	$	3,744	$	23	$	-46	$	3,721
	Available for sale securities with a total fair value of $71.1 million and $68.0 million were pledged as collateral to secure public deposits and for other purposes required or permitted by law at December 31, 2013 and 2012, respectively.
	The scheduled maturity of debt and mortgage-backed securities at December 31st of the respective years is summarized below.  All maturity amounts are contractual maturities.  Actual maturities may differ from contractual maturities because certain issuers have the right to call or prepay obligations with or without call premiums.
		2013				2012
		Amortized		Estimated		Amortized		Estimated
		cost		fair value		cost		fair value
			(in thousands)				(in thousands)
	Debt securities available for sale:
	Due in one year or less	$	447	$	454	$	2,766	$	2,797
	Due after one year through five years		23,732		24,419		16,797		17,561
	Due after five years through ten years		31,450		30,946		29,280		30,344
	Due after ten years		7,813		8,053		8,296		9,099
			63,442		63,872		57,139		59,801
	Mortgage-backed securities
	available for sale		35,911		35,793		30,915		32,262
	Total available for sale securities	$	99,353	$	99,665	$	88,054	$	92,063
	Debt securities held to maturity:
	Due in one year or less	$	1,023	$	1,020	$	2,241	$	2,228
	Due after one year through five years		178		179		317		322
	Due after five years through ten years		1,064		1,015		516		490
	Due after ten years		119		105		670		681
			2,384		2,319		3,744		3,721
Total held to maturity securities	$	2,384	$	2,319	$	3,744	$	3,721
Contractual maturities of the Company’s mortgage-backed securities generally exceed ten years, however, the effective lives may be significantly shorter due to prepayments of the underlying loans and due to the nature of these securities.
There were no realized gains and losses from gross sales of securities in 2013 and 2012.  Realized gains and losses from gross sales of securities of  $1.0 million for the year ended December 31, 2011 were $35 thousand and $9 thousand, respectively.
Information regarding unrealized losses within the Company’s available for sale securities at December 31st of the respective years is summarized below.  The securities are primarily U.S. government-guaranteed agency securities or municipal securities.  All unrealized losses are considered temporary and related to market interest rate fluctuations.
		2013
		Less than 12 months				12 months or longer				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
		Value		Losses		Value		Losses		Value		Losses
		(in thousands)
Available for Sale:
Debt securities:
U.S. government agencies	$	10,553	$	-486	$	1,863	$	-137	$	12,416	$	-623
States and political subdivisions		7,953		-150		590		-38		8,543		-188
Total debt securities	$	18,506	$	-636	$	2,453	$	-175	$	20,959	$	-811
Mortgage-backed securities:
FNMA	$	4,819	$	-57	$	21	$	-	$	4,840	$	-57
FHLMC		2,677		-46		1,700		-101		4,377		-147
GNMA		2,751		-96		-		-		2,751		-96
CMO'S		6,466		-389		-		-		6,466		-389
Total mortgage-backed securities	$	16,713	$	-588	$	1,721	$	-101	$	18,434	$	-689
Held To Maturity:
Debt securities:
States and political subdivisions	$	1,210	$	-24	$	504	$	-47	$	1,714	$	-71
Total temporarily impaired
securities	$	36,429	$	-1,248	$	4,678	$	-323	$	41,107	$	-1,571
		2012
		Less than 12 months				12 months or longer				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
		Value		Losses		Value		Losses		Value		Losses
		(in thousands)
Available for Sale:
Debt securities:
U.S. government agencies	$	3,968	$	-32	$	-	$	-	$	3,968	$	-32
States and political subdivisions		1,192		-10		-		-		1,192		-10
Total debt securities	$	5,160	$	-42	$	-	$	-	$	5,160	$	-42
Mortgage-backed securities:
FNMA	$	34	$	-	$	-	$	-	$	34	$	-
Total mortgage-backed securities	$	34	$	-	$	-	$	-	$	34	$	-
Held To Maturity:
Debt securities:
States and political subdivisions	$	2,660	$	-46	$	-	$	-	$	2,660	$	-46
Total temporarily impaired
securities	$	7,854	$	-88	$	-	$	-	$	7,854	$	-88
Management has assessed the securities available for sale in an unrealized loss position at December 31, 2013 and 2012 and determined the decline in fair value below amortized cost to be temporary.  In making this determination, management considered the period of time the securities were in a loss position, the percentage decline in comparison to the securities’ amortized cost, and the financial condition of the issuer (primarily government or government-sponsored enterprises).  In addition, management does not intend to sell these securities and it is not more likely than not that we will be required to sell these securities before recovery of their amortized cost.  Management believes the decline in fair value is primarily related to market interest rate fluctuations and not to the credit deterioration of the individual issuers.  The Company holds no securities backed by sub-prime or Alt-A residential mortgages or commercial mortgages and also does not hold any trust-preferred securities.
While the Company did not record any other-than-temporary impairment charges in 2013 or 2012,  and gross unrealized losses amounted to only $1.6 million at December 31, 2013, it remains possible that economic conditions could negatively impact the securities portfolio in 2014.  The credit worthiness of the Company’s portfolio is largely reliant on the ability of U.S. government agencies such as the Federal Home Loan Bank (“FHLB”), Federal National Mortgage Association (“FNMA”), and the Federal Home Loan Mortgage Corporation (“FHLMC”), and municipalities throughout New York State to meet their obligations.  In addition, dysfunctional markets could materially alter the liquidity, interest rate, and pricing risk of the portfolio.  The stable past performance is not a guarantee for similar performance going forward.
The Company uses the Federal Home Loan Bank of New York (“FHLBNY”) as its primary source of overnight funds and also has several long-term advances with FHLBNY.  At December 31, 2013, the Company had a total of $9 million in borrowed funds with FHLBNY.  The Company has placed sufficient collateral in the form of residential real estate loans at FHLBNY.  As a member of the Federal Home Loan Bank System, the Bank is required to hold stock in FHLBNY.  The Bank held FHLBNY stock with a carrying value of $1.4 million as of December 31, 2013 and $1.8 million as of December 31, 2012, respectively.
Systemic weakness in the FHLB could result in impairment of the Company’s FHLB stock.  However, FHLBNY has stated that it currently meets all of its capital requirements, continues to redeem excess stock for members, and has the expressed ability and intent to continue paying dividends.  FHLBNY has a Aaa credit rating and a negative outlook.  The outlook on FHLB is negative reflecting the negative outlook on the US government.  Markets have largely ignored the rating agencies’ negative outlook and downgrades on US government debt as government bond yields continued to decrease in 2013.  Despite the perceived budget and debt problems of the US government, investors have continued to view US government debt as a relatively safe investment, as evidenced by the lack of risk premium priced into US Treasury bond yields.  The Aaa rating reflects FHLB’s financial strength, sound management, low derivatives risk exposure, status as a government-sponsored enterprise and other links to the US government.  Due to the relatively strong financial health of FHLBNY and FHLB, there was no impairment in the Bank’s FHLB stock as of December 31, 2013 and 2012.

Loans_And_Leases_Net

Loans And Leases, Net	12 Months Ended
	Dec. 31, 2013
Loans And Leases, Net [Abstract]	'
Loans And Leases, Net	'
	3.LOANS AND LEASES, NET
	Major categories of loans and leases at December 31, 2013 and 2012 are summarized as follows:
		2013			2012
	Mortgage loans on real estate:		(in thousands)
	Residential Mortgages	$	94,027		$	68,135
	Commercial and multi-family		361,247			323,777
	Construction-Residential		1,509			811
	Construction-Commercial		23,902			28,941
	Home equities		57,228			56,366
	Total real estate loans		537,913			478,030
	Direct financing leases		-			1,612
	Commercial and industrial loans		106,952			99,951
	Consumer loans		938			1,294
	Other		323			1,342
	Net deferred loan origination costs		870			666
	Total gross loans		646,996			582,895
	Allowance for loan losses		-11,503			-9,732
	Loans, net	$	635,493		$	573,163
	Residential Mortgages: The Company originates adjustable-rate and fixed-rate, one-to-four-family residential real estate loans for the construction, purchase or refinancing of a mortgage.  These loans are collateralized by owner-occupied properties located in the Company’s market area. They are amortized over 10 to 30 years.  Loans on one-to-four-family residential real estate are mostly originated in amounts of no more than 80% of appraised value or have private mortgage insurance.  Mortgage title insurance and hazard insurance are normally required.   Construction loans have a unique risk, because they are secured by an incomplete dwelling.
	The Bank, in its normal course of business, sells certain residential mortgages which it originates to FNMA.  The Company maintains servicing rights on the loans that it sells to FNMA and earns a fee thereon.   The Bank determines with each origination of residential real estate loans which desired maturities, within the context of overall maturities in the loan portfolio, provide the appropriate mix to optimize the Bank’s ability to absorb the corresponding interest rate risk within the Company’s tolerance ranges.  This practice allows the Company to manage interest rate risk, liquidity risk, and credit risk.  At December 31, 2013 and 2012, the Company had approximately $63.5 million and $73.7 million, respectively, in unpaid principal balances of loans that it services for FNMA.  For the years ended December 31, 2013 and 2012, the Company sold $0.8 million and $24.6 million, respectively, in loans to FNMA and realized gains on those sales of $25 thousand and $464 thousand, respectively.  Gains or losses recognized upon the sale of loans are determined on a specific identification basis.  The Company had a related asset of approximately $0.5 million for the servicing portfolio rights as of December 31, 2013 and 2012.  There were no loans held for sale at December 31, 2013 compared with $0.9 million at December 31, 2012.  Loans held for sale are typically in the portfolio for less than a month.  As a result, the carrying value approximates fair value.  The Company has never been contacted by FNMA to repurchase any loans due to improper documentation or fraud.
	Due to the lack of foreclosure activity and absence of any ongoing litigation, the Company has no accrual for loss contingencies or potential costs associated with foreclosure-related activities.
	Commercial and Multi-Family Mortgages and Commercial Construction Loans: Commercial real estate loans are made to finance the purchases of real estate with completed structures or in the midst of being constructed. These commercial real estate loans are secured by first liens on the real estate, which may include apartments, hotels, retail stores or plazas, healthcare facilities, and other non-owner-occupied facilities.  These loans are less risky than commercial and industrial loans, since they are secured by real estate and buildings. The Company offers commercial mortgage loans with up to an 80% LTV ratio for up to 20 years on a variable and fixed rate basis.  Many of these mortgage loans either mature or are subject to a rate call after three to five years.  The Company’s underwriting analysis includes credit verification, independent appraisals, a review of the borrower's financial condition, and the underlying cash flows. These loans are typically originated in amounts of no more than 80% of the appraised value of the property.  Construction loans have a unique risk, because they are secured by an incomplete dwelling.
	As of December 31, 2013, there were $164.0 million in residential and commercial mortgage loans pledged to FHLBNY to serve as collateral for borrowings.
	Home Equities: The Company originates home equity lines of credit and second mortgage loans (loans secured by a second lien position on one-to-four-family residential real estate).  These loans carry a higher risk than first mortgage residential loans as they are in a second position relating to collateral.  Risk is reduced through underwriting criteria, which include credit verification, appraisals, a review of the borrower's financial condition, and personal cash flows.  A security interest, with title insurance when necessary, is taken in the underlying real estate.
	Direct Financing Leases:  From 2005 to April 2009 the Company originated direct financing leases of commercial small-ticket general business equipment to companies located throughout the United States.  These leases carry a high risk of loss.  As a result of the increase in credit risks, poor performance in the portfolio, the lack of strategic fit with the Company’s community banking philosophy, and with the intention of reallocating capital back to its core business, management announced its exit from the national leasing business in April 2009.  As a result of management’s decision to sell the portfolio a mark-to-market adjustment of $7.2 million was created on June 30, 2009.  The mark was charged off against the allowance.  The portfolio was subsequently placed back into held-for-investment as of September 30, 2009 after management determined that a greater value for the portfolio would be realized by keeping it rather than selling it. The portfolio was re-classified as held-for-investment using the same $7.2 million mark. Since that time, leases that are determined to have no value have been applied to the remaining mark, rather than charged off through the allowance.
	Commercial and Industrial Loans: These loans generally include term loans and lines of credit.  Such loans are made available to businesses for working capital (including inventory and receivables), business expansion (including acquisition of real estate, expansion and improvements) and equipment purchases.  As a general practice, a collateral lien is placed on equipment or other assets owned by the borrower.   These loans carry a higher risk than commercial real estate loans based on the nature of the underlying collateral, which can be business assets such as equipment and accounts receivable.  To reduce the risk, management also attempts to secure real estate as collateral and obtain personal guarantees of the borrowers.  To further reduce risk and enhance liquidity, these loans generally carry variable rates of interest, re-pricing in three- to five-year periods, and have a maturity of five years or less.  Lines of credit generally carry floating rates of interest (e.g., prime plus a margin).
	Consumer Loans:  The Company funds a variety of consumer loans, including direct automobile loans, recreational vehicle loans, boat loans, aircraft loans, home improvement loans, and personal loans (collateralized and uncollateralized).  Most of these loans carry a fixed rate of interest with principal repayment terms typically ranging up to five years, based upon the nature of the collateral and the size of the loan. The majority of consumer loans are underwritten on a secured basis using the underlying collateral being financed.  A minimal amount of loans are unsecured, which carry a higher risk of loss.
	Other Loans:  These loans included $0.2 million at December 31, 2013 and $1.6 million at December 31, 2012 of overdrawn deposit accounts classified as loans.
	Net loan commitment fees are deferred and amortized into fee income or other expense on a straight-line basis over the commitment period.
	Loans Purchased in FDIC-Assisted Transaction:  During the third quarter of 2009, the Bank entered into a definitive purchase and assumption agreement (the “Agreement”) with the FDIC to purchase a failed community bank located in Clarence, NY called Waterford Village Bank (“Waterford”).  Included in the purchase was a loan portfolio of $42.0 million.  Included in that purchased portfolio were $2.0 million in credit-impaired loans, which were written down by $1.2 million at the time of acquisition for a net carrying amount at acquisition of $0.8 million.
	All of the purchased loans and foreclosed real estate purchased by the Bank under the Agreement were covered by a loss sharing agreement between the FDIC and the Bank which was included in the Agreement.  The loans acquired in that acquisition were referred to as “covered” loans because they were covered by the loss sharing agreement.    Under this loss sharing agreement, the FDIC had agreed to bear 80% of loan and foreclosed real estate losses up to $5.6 million and 95% of losses that exceed $5.6 million.  Reimbursable losses were based on the book value of the relevant loans and foreclosed assets as determined by the FDIC as of the date of the acquisition.
	At acquisition, the Company marked the covered loan portfolio to its market value, and the allowance for loan and lease losses related to the covered loans was zero.  Since acquisition, management had provisioned for any incremental increases in estimated credit losses due to deterioration in specific loans or increased risk factors on pools of loans.
	On July 1, 2013, the loss sharing agreement between the FDIC and the Bank was terminated.  The Bank received $1.1 million from the FDIC in consideration for termination of the loss sharing agreement.  As a result of the termination, the FDIC guarantees on covered loan losses were eliminated, and the Company recognized $0.6 million in allowance on the previously covered loans.  At termination of the loss sharing agreement, the covered loan portfolio was $16.6 million with a gross allowance of $0.8 million and a $0.6 million in FDIC guarantee on those estimated losses, as compared with a covered loan portfolio of $20.8 million with a gross allowance of $0.6 million and a $0.5 million in FDIC guarantee on those estimated losses as of December 31, 2012.
	The Company maintains an allowance for loan and lease losses in order to capture the probable losses inherent in its loan and lease portfolio.  There is a risk that the Company may experience significant loan and lease losses in 2014 and beyond which could exceed the allowance for loan and lease losses.  This risk is heightened by the current uncertain and adverse economic conditions.  If the Company's assumptions and judgments prove to be incorrect or bank regulators require the Company to increase its provision for loan and lease losses or recognize further loan and lease charge-offs, the Company may have to increase its allowance for loan and lease losses or loan and lease charge-offs which could have a material adverse effect on the Company's operating results and financial condition.  There can be no assurance that the Company's allowance for loan and lease losses will be adequate to protect the Company against loan and lease losses that it may incur.
	Changes in the allowance for loan and lease losses for the years ended December 31, 2013, 2012 and 2011 are as follows:
		2013			2012			2011
		(in thousands)
	Balance, beginning of year	$	9,732		$	11,495		$	10,424
	Provisions for loan and lease losses		1,540			-68			2,484
	Recoveries		942			225			109
	Loans and leases charged off		-711			-1,920			-1,522
	Balance, end of year	$	11,503		$	9,732		$	11,495
	The following tables summarize the allowance for loan and lease losses, as of December 31, 2013 and 2012, respectively, by portfolio segments.  The segments presented are at the level management uses to assess and monitor the risk and performance of the portfolio.  The Company does not currently consider other factors such as industry and geography in assessing the loan portfolio.
	2013
	(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
	Allowance for loan
	and lease losses:
	Beginning balance	$	3,617		$	4,493		$	18		$	662		$	746		$	47	$	149	$	9,732
	Charge-offs		-20			-460			-64			-39			-128			-		-		-711
	Recoveries		240			444			13			2			1			242		-		942
	Provision		652			435			70			413			259			-289		-		1,540
	Ending balance	$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
	Allowance for loan
	and lease losses:
	Ending balance:
	Individually evaluated
	for impairment	$	1,187		$	216		$	20		$	47		$	39		$	-	$	-	$	1,509
	Collectively evaluated
	for impairment		3,302			4,696			17			991			839			-		149		9,994
	Total	$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
	Loans and leases:
	Ending balance:
	Individually evaluated
for impairment	$	4,388		$	12,054		$	20		$	1,952		$	447		$	-	$	-	$	18,861
Collectively evaluated
for impairment		102,564			373,095			1,241			93,584			56,781			-		-		627,265
Total	$	106,952		$	385,149		$	1,261		$	95,536		$	57,228		$	-	$	-	$	646,126
Note: Loan and lease balances do not include $870 thousand in net deferred loan and lease originations as of December 31, 2013.
*  includes construction loans
** includes other loans
2012
(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
Allowance for loan
and lease losses:
Beginning balance	$	4,085		$	4,670		$	36		$	793		$	768		$	994	$	149	$	11,495
Charge-offs		-862			-900			-32			-12			-114			-		-		-1,920
Recoveries		184			15			19			1			6			-		-		225
Provision		210			708			-5			-120			86			-947		-		-68
Ending balance	$	3,617		$	4,493		$	18		$	662		$	746		$	47	$	149	$	9,732
Allowance for loan
and lease losses:
Ending balance:
Individually evaluated
for impairment	$	472		$	471		$	5		$	-		$	-		$	13	$	-	$	961
Collectively evaluated
for impairment		3,145			4,022			9			662			746			34		149		8,767
Loans acquired with
deteriorated credit quality		-			-			4			-			-			-		-		4
Total	$	3,617		$	4,493		$	18		$	662		$	746		$	47	$	149	$	9,732
Loans and leases:
Ending balance:
Individually evaluated
for impairment	$	1,159		$	7,283		$	22		$	1,443		$	938		$	164	$	-	$	11,009
Collectively evaluated
for impairment		98,792			345,435			2,592			67,503			55,428			1,448		-		571,198
Loans acquired with
deteriorated credit quality		-			-			22			-			-			-		-		22
Total	$	99,951		$	352,718		$	2,636		$	68,946		$	56,366		$	1,612	$	-	$	582,229
Note: Loan and lease balances do not include $666 thousand in net deferred loan and lease originations as of December 31, 2012.
*  includes construction loans
** includes other loans
The national economy continued to slowly shows signs of improvement in 2013, with unemployment improving from 7.8% to 6.7%.  However, the unemployment rate remains high by historical standards and other economic indicators such as GDP growth continue to reflect gradual improvement in the economy.  Although the economy has yielded signs of improvement, management did not impact the provision for loan losses specifically related to the current economic environment. The current year provision for loans was driven by the increased in criticized loans in 2013 and provision recognized as a result of the termination of the FDIC loss sharing agreement in 2013.
The following table depicts the activity in the leasing portfolio, including the mark:
	As of December 31,
	2013				2012				2011
	(in thousands)
Direct financing lease principal balance	$	105			$	1,742			$	6,509
Mark-to-market adjustment		-105				-130				-488
Direct financing lease carrying balance		-				1,612				6,021
	For the year ended December 31,
	2013				2012				2011
	(in thousands)
Beginning balance of the mark	$	130			$	488			$	1,493
Mark-to-market adjustment		-242				-				-
Net write-offs (recoveries)		217				-358				-1,005
Remaining mark		105				130				488
Allowance for lease losses, beginning balance	$	47			$	994			$	1,471
(Reduction of) provision for lease losses		-47				-947				-477
Leasing net charge-offs		-				-				-
Allowance for lease losses, ending balance		-				47				994
Total mark plus allowance	$	105			$	177			$	1,482
Mark plus allowance / leasing principal balance		100	%			10.16	%			22.77	%
Non-accruing leases	$	47			$	171			$	1,160
Non-accruing leases / leasing principal balance		44.76	%			9.82	%			17.82	%
The reduction of provision for lease losses in 2013 brought the allowance for lease losses to zero.  The leasing portfolio continued running off during the year, while lease recoveries have continued to increase.  As a result, the mark-to-market balance was adjusted during 2013 to equal the remaining net lease receivable balance.
The following table provides data, at the class level, of credit quality indicators of certain loans and leases, as of December 31, 2013 and 2012, respectively:
31-Dec-13
(in thousands)
Corporate Credit Exposure – By Credit Rating	Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
3	$	19,086		$	297,819		$	316,905		$	78,294
4		3,283			47,584			50,867			15,194
5		-			4,028			4,028			9,468
6		1,533			11,479			13,012			3,744
7		-			337			337			252
Total	$	23,902		$	361,247		$	385,149		$	106,952
31-Dec-12
(in thousands)
Corporate Credit Exposure – By Credit Rating	Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
3	$	24,461		$	273,843		$	298,304		$	77,095
4		2,023			40,346			42,369			14,681
5		1,728			3,081			4,809			5,229
6		729			2,911			3,640			2,308
7		-			3,596			3,596			638
Total	$	28,941		$	323,777		$	352,718		$	99,951
The Company’s risk ratings are monitored by the individual relationship managers and changed as deemed appropriate after receiving updated financial information from the borrowers or deterioration or improvement in the performance of a loan is evident in the customer’s payment history.  Each commercial relationship is individually assigned a risk rating.  The Company also maintains a loan review process that monitors the management of the Company’s commercial loan portfolio by the relationship managers.  The Company’s loan review function reviews at least 40% of the commercial and commercial mortgage portfolio annually.
The Company’s consumer loans, including residential mortgages and home equities, are not individually risk rated or reviewed in the Company’s loan review process.  Consumers are not required to provide the Company with updated financial information as a commercial customer is.  Consumer loans are also smaller in balances.  Given the lack of updated information since the initial underwriting of the loan and small size of individual loans, the Company uses the delinquency status as the credit quality indicator for consumer loans.  The delinquency table is shown below.  The Company does not lend to sub-prime borrowers.  Unless the loan is well secured and in the process of collection, all consumer loans that are more than 90 days past due are placed in non-accrual status.
Once a consumer loan reaches 90 days past due, management orders an appraisal and runs a credit report on the borrower.  If the loan is placed in nonaccrual status, an impairment test is performed.  The book value of the loan is compared to the collateral value as determined by an independent appraisal, discounted for potential selling costs, appraisal age, or other factors particular to the property or borrower.  In order to perform the impairment test, management determines the amount of the senior liens held by other lenders in the cases in which the Company holds a junior lien.  When the Company is not in the first lien position, the collateral value is more heavily discounted to account for the increased risk.
Similar to consumer loans, direct financing leases were evaluated in pools according to delinquency and accruing status rather than assigned risk ratings.  Given the comparably lower credit quality of the leasing portfolio, leases were rarely kept in accruing status beyond 30 days past due.  Non-accrual leases were assigned a reserve percentage based on the historical loss history of the Company’s non-accrual lease portfolio.  Evaluating non-accruing leases as a pool was appropriate as they were small-balance and homogeneous in nature.  On a quarterly basis, leases were evaluated for any deterioration not readily apparent through payment performance.  If any risk factors become apparent during the review such as deteriorating financial performance for the customer’s business or requests for a restructuring from the original terms of the contract, management placed those large leases that were performing from a payment perspective but had some indications of credit deterioration into a second pool.  These large leases with additional risk were assigned a reserve percentage reflective of the additional risk characteristics while taking into account the adequate payment performance.  All other leases were placed in a third pool and assigned a reserve percentage commensurate with the credit history of the Company’s leasing portfolio, delinquency trends, non-accrual trends, charge-off trends, and general macro-economic factors.
The following table provides an analysis of the age of the recorded investment in loans and leases that were past due as of December 31, 2013 and 2012, respectively:
31-Dec-13
(in thousands)
																				Non-accruing
										Total Past			Current			Total		90+ Days		Loans and
	30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
Commercial and
industrial	$	197		$	447		$	358		$	1,002		$	105,950		$	106,952	$	-	$	2,970
Residential real estate:
Residential		392			72			915			1,379			92,648			94,027		-		1,376
Construction		-			-			-			-			1,509			1,509		-		-
Commercial real estate:
Commercial		6,976			1,050			75			8,101			353,146			361,247		-		8,873
Construction		-			-			-			-			23,902			23,902		-		-
Home equities		100			267			76			443			56,785			57,228		-		447
Direct financing leases		1			2			47			50			-			-		-		47
Consumer		1			21			-			22			916			938		-		20
Other		-			-			-			-			323			323		-		-
Total Loans	$	7,667		$	1,859		$	1,471		$	10,997		$	635,179		$	646,126	$	-	$	13,733
31-Dec-12
(in thousands)
																				Non-accruing
										Total Past			Current			Total		90+ Days		Loans and
	30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
Commercial and
industrial	$	564		$	141		$	135		$	840		$	99,111		$	99,951	$	-	$	914
Residential real estate:
Residential		1,015			62			872			1,949			66,186			68,135		-		1,443
Construction		-			-			-			-			811			811		-		-
Commercial real estate:
Commercial		12,658			169			3,658			16,485			307,292			323,777		-		4,309
Construction		1,505			201			729			2,435			26,506			28,941		-		729
Home equities		32			215			572			819			55,547			56,366		-		618
Direct financing leases		31			7			123			161			1,451			1,612		-		171
Consumer		17			4			23			44			1,250			1,294		-		44
Other		-			-			-			-			2,008			2,008		-		-
Total Loans	$	15,822		$	799		$	6,112		$	22,733		$	560,162		$	582,895	$	-	$	8,228
The following table provides data, at the class level, of impaired loans and leases:
		At December 31, 2013
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With no related allowance recorded:		(in thousands)
Commercial and industrial	$	1,247		$	1,352		$	-		$	1,405		$	100		$	59
Residential real estate:
Residential		1,331			1,460			-			1,388			61			9
Construction		-			-			-			-			-			-
Commercial real estate:
Commercial		9,937			10,288			-			9,832			302			109
Construction		599			599			-			707			-			26
Home equities		408			438			-			402			19			4
Direct financing leases		26			27			-			29			-			-
Consumer		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	13,548		$	14,164		$	-		$	13,763		$	482		$	207
		At December 31, 2013
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With a related allowance recorded:		(in thousands)
Commercial and industrial	$	3,141		$	3,191		$	1,187		$	3,577		$	60		$	108
Residential real estate:
Residential		621			624			47			622			10			27
Construction		-			-			-			-			-			-
Commercial real estate:
Commercial		584			650			70			604			6			26
Construction		934			934			146			934			-			33
Home equities		39			39			39			39			-			2
Direct financing leases		-			-			-			-			-			-
Consumer		20			29			20			11			3			2
Other		-			-			-			-			-			-
Total impaired loans and leases	$	5,339		$	5,467		$	1,509		$	5,787		$	79		$	198
		At December 31, 2013
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
Total:		(in thousands)
Commercial and industrial	$	4,388		$	4,543		$	1,187		$	4,982		$	160		$	167
		-			-			-			-			-			-
Residential real estate:
Residential		1,952			2,084			47			2,010			71			36
Construction		-			-			-			-			-			-
		-			-			-			-			-			-
Commercial real estate:
Commercial		10,521			10,938			70			10,436			308			135
Construction		1,533			1,533			146			1,641			-			59
		-			-			-			-			-			-
Home equities		447			477			39			441			19			6
		-			-			-			-			-			-
Direct financing leases		26			27			-			29			-			-
		-			-			-			-			-			-
Consumer		20			29			20			11			3			2
		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	18,887		$	19,631		$	1,509		$	19,550		$	561		$	405
		At December 31, 2012
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With no related allowance recorded:		(in thousands)
Commercial and industrial	$	277		$	289		$	-		$	392		$	10		$	6
Residential real estate:
Residential		1,437			1,558			-			1,444			56			12
Construction		-			-			-			-			-			-
Commercial real estate:
Commercial		3,313			3,555			-			3,711			174			94
Construction		729			814			-			778			26			-
Home equities		938			973			-			856			26			14
Direct financing leases		-			-			-			-			-			-
Consumer		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	6,694		$	7,189		$	-		$	7,181		$	292		$	126
		At December 31, 2012
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With a related allowance recorded:		(in thousands)
Commercial and industrial	$	2,509		$	2,662		$	747		$	2,938		$	49		$	107
Residential real estate:
Residential		6			6			-			6			-			-
Construction		-			-			-			-			-			-
Commercial real estate:
Commercial		3,241			3,425			471			3,267			172			3
Construction		934			934			49			934			-			30
Home equities		-			-			-			-			-			-
Direct financing leases		164			178			13			266			14			-
Consumer		44			121			9			60			9			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	6,898		$	7,326		$	1,289		$	7,471		$	244		$	140
		At December 31, 2012
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
Total:		(in thousands)
Commercial and industrial	$	2,786		$	2,951		$	747		$	3,330		$	59		$	113
		-			-			-			-			-			-
Residential real estate:
Residential		1,443			1,564			-			1,450			56			12
Construction		-			-			-			-			-			-
		-			-			-			-			-			-
Commercial real estate:
Commercial		6,554			6,980			471			6,978			346			97
Construction		1,663			1,748			49			1,712			26			30
		-			-			-			-			-			-
Home equities		938			973			-			856			26			14
		-			-			-			-			-			-
Direct financing leases		164			178			13			266			14			-
		-			-			-			-			-			-
Consumer		44			121			9			60			9			-
		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	13,592		$	14,515		$	1,289		$	14,652		$	536		$	266
There were $13.5 million in impaired loans with no related allowance at December 31, 2013, and $6.7 million in impaired loans with no related allowance for credit loss at December 31, 2012.  As management identifies impaired loans that are collateral dependent, new appraisals are ordered to determine the fair value of the collateral.  It should also be noted that when estimating the fair value of collateral for the purpose of performing an impairment test, management further reduces the appraised value of the collateral to account for estimated selling or carrying costs, age of the appraisal if applicable, or any other perceived market or borrower-specific risks to the value of the collateral.
The interest income in the preceding table was interest income recognized prior to these loans and leases being identified as impaired and placed on non-accrual.  The Company did not recognize any interest income on those loans and leases while they were on non-accrual and impaired.
The following table summarizes the Bank’s non-accrual loans and leases and loans and leases 90 days or more past due and still accruing:
	31-Dec-13			31-Dec-12
		(in thousands)
Non-accruing loans and leases:
Commercial and industrial loans	$	2,970		$	914
Residential real estate:
Residential		1,376			1,443
Construction		-			-
Commercial real estate:
Commercial and multi-family		8,873			4,309
Construction		-			729
Home equities		447			618
Direct financing leases		47			171
Consumer loans		20			44
Other		-			-
Total non-accruing loans and leases	$	13,733		$	8,228
Accruing loans 90+ days past due		-			-
Total non-performing loans and leases	$	13,733		$	8,228
Total non-performing loans and leases
to total assets		1.65	%		1.02	%
Total non-performing loans and leases
to total loans and leases		2.12	%		1.41	%
The Bank had no loan commitments to borrowers in non-accrual status at December 31, 2013 and 2012.
The following lists the components of the net investment in direct financing leases as of December 31:
	2013			2012
		(in thousands)
Direct financing lease payments receivable	$	140		$	1,871
Estimated residual value of leased assets		10			57
Unearned income		-45			-186
Remaining mark		-105			-130
Net investment in direct financing leases	$	-		$	1,612
At December 31, 2013, minimum future lease payments to be received in 2014 are $57 thousand.  There are no minimum future lease payments for years thereafter 2014.
Troubled debt restructurings (“TDRs”)
The Company had $17.1 million in loans and leases that were restructured and deemed to be a TDR at December 31, 2013 with $12.0 million of those balances in non-accrual status.  Any TDR that is placed on non-accrual is not reverted back to accruing status until the borrower makes timely payments as contracted for at least six months and future collection under the revised terms is probable.  All of the restructurings were allowed in an effort to maximize the Company’s ability to collect on loans and leases where borrowers were experiencing financial difficulty.  The reserve for a TDR is based upon the present value of the future expected cash flows discounted at the loan’s original effective rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent.  This reserve methodology is used because all TDR loans are considered impaired.
The following table presents the Company’s TDR loans and leases as of December 31, 2013, and 2012, respectively:
		31-Dec-13
		($ in thousands)
		Total			Nonaccruing			Accruing			Related Allowance
Commercial and industrial	$	4,262		$	2,903		$	1,359		$	983
Residential real estate:
Residential		1,031			454			577			-
Construction		-			-			-			-
Commercial real estate:
Commercial and multi family		10,211			8,563			1,648			33
Construction		1,533			-			1,533			-
Home equities		56			56			-			-
Direct financing leases		26			12			14			-
Consumer loans		-			-			-			-
Other		-			-			-			-
Total troubled restructured loans and leases	$	17,119		$	11,988		$	5,131		$	1,016
		31-Dec-12
		($ in thousands)
		Total			Nonaccruing			Accruing			Related Allowance
Commercial and industrial	$	2,592		$	720		$	1,872		$	335
Residential real estate:
Residential		509			509			-			-
Construction		-			-			-			-
Commercial real estate:
Commercial and multi family		6,203			3,958			2,245			471
Construction		1,663			729			934			-
											-
Home equities		320			-			320			-
Direct financing leases		164			70			94			13
Consumer loans		-			-			-			-
Other		-			-			-			-
Total troubled restructured loans and leases	$	11,451		$	5,986		$	5,465		$	819
The Company’s TDRs have various agreements that involve deferral of principal payments, or interest-only payments, for a period (usually 12 months or less) to allow the customer time to improve cash flow or sell the property.  Other common types of concessions leading to the designation of a TDR are lines of credit that are termed out and extensions of maturities at rates that are less than market given the risk profile of the borrower.
The following tables show the data for TDR activity by type of concession granted to the borrower during 2013 and 2012:
	Year ended December 31, 2013								Year ended December 31, 2012
	($ in thousands)								($ in thousands)
Troubled Debt Restructurings by Type of Concession	Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment		Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
Commercial and Industrial:
Deferral of principal	6		$	2,400		$	2,400		-		$	-		$	-
Interest rate reduction	2			330			330		1			249			249
Extension of maturity and
interest rate reduction	5			361			361		-			-			-
Combination of concessions	1			250			250		10			1,952			1,952
Residential Real Estate & Construction:
Extension of maturity	4			583			583		1			43			43
Rate reduction	-			-			-		1			475			475
Commercial Real Estate & Construction:
Deferral of principal	2			6,438			7,963		3			964			964
Extension of maturity	2			739			739		2			1,194			1,194
Term out line of credit	-			-			-		1			1,429			1,429
Extension of maturity and
interest rate reduction	-			-			-		1			637			637
Home Equities:
Extension of maturity	-			-			-		-			-			-
Extension of maturity and
interest rate reduction	1			136			136		-			-			-
Term out line of credit	1			57			57		-			-			-
Direct financing leases	-			-			-		-			-			-
Consumer loans	-			-			-		-			-			-
Other	-			-			-		-			-			-
Modifications made to loans in a troubled debt restructuring did not have a material impact on the Company’s net income for the years ended December 31, 2013 and 2012.  All of the C&I and commercial real estate TDR’s were already considered impaired and sufficiently reserved for before being identified as a TDR.
The reserve for a TDR loan is based upon the present value of the future expected cash flows discounted at the loan’s original effective rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent.  At December 31, 2013, there were no commitments to lend additional funds to debtors owing loans or leases whose terms have been modified in TDRs.
The general practice of the Bank is to work with borrowers so that they are able to pay back their loan or lease in full.  If a borrower continues to be delinquent or cannot meet the terms of a TDR and the loan or lease is determined to be uncollectible, the loan or lease will be charged off to its collateral value.  A loan or lease is considered in default when the loan or lease is 90 days past due or is charged off.  The following table presents loans and leases which were classified as TDR’s during the previous twelve months which have subsequently defaulted during the twelve month periods ended December 31:
	Year Ended December 31, 2013					Year Ended December 31, 2012
	($ in thousands)					($ in thousands)
Troubled Debt Restructurings	Number of		Recorded			Number of		Recorded
That Subsequently Defaulted	Contracts		Investment			Contracts		Investment
Commercial and Industrial	7		$	224		2		$	135
Residential Real Estate:
Residential	-			-		-			-
Construction	-			-		-			-
Commercial Real Estate:
Commercial and Multi-Family	1			160		1			290
Construction	-			-		1			729
Home Equities	-			-		-			-
Direct financing leases	-			-		-			-
Consumer loans	-			-		-			-
Other	-			-		-			-

Properties_And_Equipment

Properties And Equipment	12 Months Ended
	Dec. 31, 2013
Properties And Equipment [Abstract]	'
Properties And Equipment	'
	4.PROPERTIES AND EQUIPMENT
	Properties and equipment at December 31 were as follows:
		2013		2012
			(in thousands)
	Land	$	268	$	268
	Buildings and improvements		12,695		13,504
	Furniture, fixtures, and equipment		12,426		11,852
			25,389		25,624
	Less accumulated depreciation		-14,226		-14,256
	Properties and equipment, net	$	11,163	$	11,368
	Depreciation expense totaled $1.1 million in 2013, $1.1 million in 2012, and $1.3 million in 2011.

Other_Assets

Other Assets	12 Months Ended
	Dec. 31, 2013
Other Assets [Abstract]	'
Other Assets	'
	5.OTHER ASSETS
	Other assets at December 31 were as follows:
		2013		2012
			(in thousands)
	Net deferred tax asset	$	6,064	$	4,868
	Accrued interest receivable		2,458		2,395
	Prepaid expenses		749		1,626
	Mortgage servicing rights		509		467
	Indemnification asset		-		290
	Other		2,179		2,203
	Total other assets	$	11,959	$	11,849

Goodwill_And_Intangible_Assets

Goodwill And Intangible Assets	12 Months Ended
	Dec. 31, 2013
Goodwill and Intangible Assets [Abstract]	'
Goodwill And Intangible Assets	'
	6.GOODWILL AND INTANGIBLE ASSETS
	The Company had $8.1 million in goodwill as of December 31, 2013 and 2012.  The entire amount of goodwill is within the insurance agency activities segment.  The Company measures the fair value of the insurance agency reporting unit annually, as of December 31, utilizing the market value and income methods.  When using the income method, management considered historical information, the operating budget, and strategic goals in projecting net income and cash flows for the next five years.  No impairment was recognized as a result of the goodwill impairment test as of December 31, 2013 and 2012, respectively.  Further discussion of the Company’s goodwill impairment testing is included in Note 1.
	Information regarding the Company’s other intangible assets at December 31 follows:
	2013	Gross Carrying Amount		Accumulated Amortization		Net		Weighted Avg Amortization Period
		(in thousands)
	Non-compete agreements	$	738	$	-738	$	-
	Insurance expirations		4,585		-4,477		108		8 years
	Total	$	5,323	$	-5,215	$	108		8 years
	2012	Gross Carrying Amount		Accumulated Amortization		Net		Weighted Avg Amortization Period
		(in thousands)
	Non-compete agreements	$	738	$	-731	$	7		5 years
	Insurance expirations		4,585		-4,263		322		9 years
	Total	$	5,323	$	-4,994	$	329		9 years
	Amortization expense related to intangibles for the years ended December 31, 2013, 2012, and 2011  was $221 thousand, $349 thousand, and $490 thousand, respectively.  Estimated amortization expense for each of the five succeeding fiscal years is as follows:
	Year Ending December 31	Amount
		(in thousands)
	2014	$	108
	2015		-
	2016		-
	2017		-
	2018		-
		$	108

Deposits

Deposits	12 Months Ended
	Dec. 31, 2013
Banking and Thrift [Abstract]	'
Deposits	'
	7.DEPOSITS
	Time deposits, with minimum denominations of $100 thousand each, totaled $45.2 million and $42.1 million at December 31, 2013 and 2012, respectively.  There were $0.2 million and $1.6 million of overdraft accounts in deposits that were reclassified to loans as of December 31, 2013 and 2012, respectively.
	At December 31, 2013, the scheduled maturities of all time deposits were as follows:
		(in thousands)
	2014	$	37,763
	2015		40,302
	2016		16,680
	2017		9,265
	2018 and later		6,127
		$	110,137
	Some of the Company’s time deposits were obtained through brokered transactions.  Brokered time deposits totaled $1.2 million at December 31, 2013 and 2012, respectively.

Borrowed_Funds_And_Junior_Subo

Borrowed Funds And Junior Subordinated Debentures	12 Months Ended
	Dec. 31, 2013
Borrowed Funds And Junior Subordinated Debentures [Abstract]	'
Borrowed Funds And Junior Subordinated Debentures	'
	8.BORROWED FUNDS AND JUNIOR SUBORDINATED DEBENTURES
	Other borrowed funds consisted primarily of various advances from the FHLB with fixed interest rate terms ranging from 3.48% to 3.55%.  The maturities and weighted average rates of other borrowed funds at December 31, 2013 were as follows (dollars in thousands):
		Maturities			Weighted Average Rate
		(in thousands)
	2014	$	9,000			3.53	%
	2015		-			-	%
	2016		-			-	%
	2017		-			-	%
	Thereafter		-			-	%
	Total	$	9,000			-	%
	The Bank has the ability to borrow additional funds from the FHLB based on the available securities or real estate loans that can be used as collateral, and to purchase additional federal funds through one of the Bank’s correspondent banks.    Given the current collateral available, advances of up to $94.4 million can be drawn on the FHLB via the Bank’s Overnight Line of Credit Agreement.    The Bank also has the ability to purchase up to $14.0 million in federal funds from its correspondent banks.
	The amounts and interest rates of other short-term borrowings were as follows:
		Federal Funds Purchased			Other Short-Term Borrowings			Total
		(in thousands)
	At December 31, 2013
	Amount outstanding	$	-		$	9,000		$	9,000
	Weighted-average interest rate		-	%		3.41	%		3.41	%
	For the year ended December 31, 2013
	Highest amount at a monthend	$	-		$	10,000
	Daily average amount outstanding	$	-		$	6,167		$	6,167
	Weighted-average interest rate		-	%		3.41	%		3.41	%
	At December 31, 2012
	Amount outstanding	$	-		$	10,000		$	10,000
	Weighted-average interest rate		-	%		3.21	%		3.21	%
	For the year ended December 31, 2012
	Highest amount at a monthend	$	-		$	10,000
	Daily average amount outstanding	$	-		$	8,833		$	8,833
	Weighted-average interest rate		-	%		3.21	%		3.21	%
	At December 31, 2011
	Amount outstanding	$	-		$	3,000		$	3,000
	Weighted-average interest rate		-	%		2.52	%		2.52	%
	For the year ended December 31, 2011
	Highest amount at a monthend	$	1,540		$	5,000
	Daily average amount outstanding	$	278		$	2,606		$	2,884
	Weighted-average interest rate		0.40	%		2.68	%		2.46	%
	On October 1, 2004, Evans Capital Trust I, a statutory business trust wholly-owned by the Company (the “Trust”), issued $11.0 million in aggregate principal amount of floating rate preferred capital securities due November 23, 2034 (the “Capital Securities”) classified on the Company’s consolidated balance sheets as Junior Subordinated Debentures.  The distribution rate on the Capital Securities of the Trust adjusts quarterly based on changes in the three-month London Interbank Offered Rate (“LIBOR”) and was 2.46% at December 31, 2013.
	The Capital Securities have a distribution rate of 3 month LIBOR plus 2.65%, and the distribution dates are February 23, May 23, August 23 and November 23.
	The common securities of the Trust (the “Common Securities”) are wholly-owned by the Company and are the only class of each Trust’s securities possessing general voting powers.  The Capital Securities represent preferred undivided interests in the assets of the corresponding Trust.  Under the Federal Reserve Board’s current risk-based capital guidelines, the Capital Securities are includable in the Company’s Tier 1 (Core) capital.
	The proceeds from the issuances of the Capital Securities and Common Securities were used by the Trust to purchase $11.3 million aggregate liquidation amount of floating rate junior subordinated deferrable interest debentures (“Junior Subordinated Debentures”) of the Company, due October 1, 2037, comprised of $11.0 million of Capital Securities and $330 thousand of Common Securities.  The $330 thousand of Common Securities represent the initial capital contribution of the Company to the Trust, which, in accordance with the provisions of ASC Topic 810 "Consolidation," have not been consolidated and are included in “Other Assets” on the consolidated balance sheet.
	The Junior Subordinated Debentures represent the sole assets of the Trust, and payments under the Junior Subordinated Debentures are the sole source of cash flow for the Trust.  The interest rate payable on the Junior Subordinated Debentures was 2.46% at December 31, 2013.
	Holders of the Capital Securities receive preferential cumulative cash distributions on each distribution date at the stated distribution rate, unless the Company exercises its right to extend the payment of interest on the Junior Subordinated Debentures for up to twenty quarterly periods, in which case payment of distributions on the respective Capital Securities will be deferred for comparable periods.  During an extended interest period, in accordance with terms as defined in the indenture relating to the Capital Securities, the Company may not pay dividends or distributions on, or repurchase, redeem or acquire any shares of its capital stock.  The agreements governing the Capital Securities, in the aggregate, provide a full, irrevocable and unconditional guarantee by the Company of the payment of distributions on, the redemption of, and any liquidation distribution with respect to the Capital Securities.  The obligations under such guarantee and the Capital Securities are subordinate and junior in right of payment to all senior indebtedness of the Company.
	The Capital Securities will remain outstanding until the Junior Subordinated Debentures are repaid at maturity, are redeemed prior to maturity or are distributed in liquidation to the Trust.  The Capital Securities are mandatorily redeemable in whole, but not in part, upon repayment at the stated maturity dates of the Junior Subordinated Debentures or the earlier redemption of the Junior Subordinated Debentures in whole upon the occurrence of one or more events (“Events”) set forth in the indentures relating to the Capital Securities, and in whole or in part at any time after the stated optional redemption date of November 23, 2009, contemporaneously with the optional redemption of the related Junior Subordinated Debentures in whole or in part.  The Junior Subordinated Debentures are redeemable prior to their stated maturity dates at the Company’s option: (i) on or after the stated optional redemption dates, in whole at any time or in part from time to time; or (ii) in whole, but not in part, at any time within 90 days following the occurrence and during the continuation of one or more of the Events, in each case subject to possible regulatory approval.  The redemption price of the Capital Securities and the related Junior Subordinated Debentures upon early redemption would be at the liquidation amount plus accumulated but unpaid distributions.

Securities_Sold_Under_Agreemen

Securities Sold Under Agreements To Repurchase	12 Months Ended
	Dec. 31, 2013
Securities Sold Under Agreements To Repurchase [Abstract]	'
Securities Sold Under Agreements To Repurchase	'
	9.SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
	The Bank enters into agreements with customers to sell securities owned by the Bank to the customers and repurchase the identical security, generally within one day.  No physical movement of the securities is involved.  The customer is informed the securities are held in safekeeping by the Bank on behalf of the customer.  The Bank had $13.4 million and $12.1 million in securities sold under agreement to repurchase at December 31, 2013 and 2012, respectively.

Comprehensive_Income_Loss

Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2013
Comprehensive Income (Loss) [Abstract]	'
Comprehensive Income (Loss)	'
	10.COMPREHENSIVE INCOME (LOSS)
	The following tables display the components of other comprehensive income (loss), net of tax:
			Balance at December 31, 2012		Net Change		Balance at December 31, 2013
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	2,457	$	-2,266	$	191
	Net defined benefit pension plans adjustments			-2,356		902		-1,454
	Total		$	101	$	-1,364	$	-1,263
			Balance at December 31, 2011		Net Change		Balance at December 31, 2012
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	2,534	$	-77	$	2,457
	Net defined benefit pension plans adjustments			-2,188		-168		-2,356
	Total		$	346	$	-245	$	101
			Balance at December 31, 2010		Net Change		Balance at December 31, 2011
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	813	$	1,721	$	2,534
	Net defined benefit pension plans adjustments			-1,286		-902		-2,188
	Total		$	-473	$	819	$	346
			31-Dec-13
			(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on investment securities		$	-3,697	$	1,431	$	-2,266
	Reclassification from accumulated other
	comprehensive income for gains (losses)			-		-		-
	Net change			-3,697		1,431		-2,266
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)			69		-27		42
	Amortization of actuarial loss (a)			177		-69		108
	Actuarial gains (losses)			1,226		-474		752
	Net change			1,472		-570		902
	Other Comprehensive Income (Loss)		$	-2,225	$	861	$	-1,364
		(a)		Included in net periodic pension cost, as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”
			31-Dec-12
			(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on investment securities		$	-124	$	47	$	-77
	Reclassification from accumulated other
	comprehensive income for gains (losses)			-		-		-
	Net change			-124		47		-77
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)			87		-34		53
	Amortization of actuarial loss (a)			172		-67		105
	Actuarial gains (losses)			-532		206		-326
	Net change			-273		105		-168
	Other Comprehensive Income (Loss)		$	-397	$	152	$	-245
		(a)		Included in net periodic pension cost, as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”
			31-Dec-11
			(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on investment securities		$	2,834	$	-1,097	$	1,737
	Reclassification from accumulated other
	comprehensive income for gains (losses)			26		-10		16
	Net change			2,808		-1,087		1,721
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-
Reclassifications from accumulated other
comprehensive income for gains (losses)
Amortization of prior service cost (a)			87		-33		54
Amortization of actuarial loss (a)			36		-13		23
Actuarial gains (losses)			-1,596		617		-979
Net change			-1,473		571		-902
Other Comprehensive Income (Loss)		$	1,335	$	-516	$	819
	(a)		Included in net periodic pension cost, as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”

Employee_Benefits_And_Deferred

Employee Benefits And Deferred Compensation Plans	12 Months Ended
	Dec. 31, 2013
Employee Benefits And Deferred Compensation Plans [Abstract]	'
Employee Benefits And Deferred Compensation Plans	'
	Yf 11.EMPLOYEE BENEFITS AND DEFERRED COMPENSATION PLANS
	Employees’ Pension Plan
	The Bank has a defined benefit pension plan that covered substantially all employees of the Company and its subsidiaries.  The Pension Plan provides benefits that are based on the employees’ compensation and years of service.  The Bank uses an actuarial method of amortizing prior service cost and unrecognized net gains or losses which result from actual experience and assumptions being different than those that are projected.  The amortization method the Bank uses recognizes the prior service cost and net gains or losses over the average remaining service period of active employees which exceeds the required amortization.  The Pension Plan was frozen effective January 31, 2008.  Under the freeze, eligible employees will receive the benefits already earned through January 31, 2008 at retirement, but will not be able to accrue any additional benefits.  As a result, service cost will no longer be incurred.
	Selected Financial Information for the Pension Plan is as follows:
		12/31/13		12/31/12
	Change in benefit obligation:		(in thousands)
	Benefit obligation at the beginning of the year	$	4,851	$	4,545
	Service cost		-		-
	Interest cost		192		213
	Assumption change		-595		341
	Actuarial loss		153		189
	Benefits paid		-206		-437
	Benefit obligation at the end of the year		4,395		4,851
	Change in plan assets:
	Fair value of plan assets at the beginning of year		3,533		3,094
	Actual return on plan assets		650		506
	Employer contributions		185		370
	Benefits paid		-206		-437
	Fair value of plan assets at the end of year		4,162		3,533
	Funded status	$	-233	$	-1,318
	Amount recognized in the Consolidated Balance Sheets consist of:
	Accrued benefit liabilities	$	-233	$	-1,318
	Amount recognized in the Accumulated Other Comprehensive Loss consists of:
	Net actuarial loss	$	920	$	1,817
	Prior service cost		-		-
	Net amount recognized in equity - pre-tax	$	920	$	1,817
	Net amount recognized on Consolidated Balance Sheets in Other Liabilities	$	687	$	499
	Accumulated benefit obligation at year end	$	4,395	$	4,851
	Valuations of the Pension Plan as shown above were conducted as of December 31, 2013 and 2012 (the measurement date).  Assumptions used by the Bank in the determination of Pension Plan information consisted of the following:
		2013		2012		2011
	Discount rate for projected benefit obligation	4.78	%	3.88	%	4.46	%
	Discount rate for net periodic pension cost	3.88	%	4.46	%	5.46	%
	Rate of increase in compensation levels	-	%	-	%	-	%
	Expected long-term rate of return of plan assets	7.50	%	7.50	%	7.50	%
	The components of net periodic benefit cost consisted of the following:
		2013		2012		2011
		(in thousands)
	Service cost	$	-	$	-	$	-
	Interest cost		192		213		217
	Expected return on plan assets		-260		-227		-228
	Net amortization and deferral		65		63		25
	Net periodic benefit cost	$	-3	$	49	$	14
	The estimated amounts to be amortized from accumulated other comprehensive loss into net periodic cost in 2014 for amortization of actuarial loss will be $21 thousand.
	The expected long-term rate of return on Pension Plan assets assumption was determined based on historical returns earned by equity and fixed income securities, adjusted to reflect future return expectations based on plan targeted asset allocation.  Equity and fixed income securities were assumed to earn returns in the ranges of 9% to 10% and 5% to 6%, respectively.  When these overall return expectations are applied to the Pension Plan’s targeted allocation, the expected rate of return is determined to be 7.50%, which is approximately the mid-point of the range of expected return.  The Company’s management will continue to evaluate its actuarial assumptions, including the expected rate of return, at least annually, and will adjust as necessary.
	The weighted average asset allocation of the Pension Plan at December 31, 2013 and 2012, the Pension Plan measurement date, was as follows:
		2013		2012
	Asset category:
	Equity mutual funds	75.98	%	91.40	%
	Fixed income security mutual funds	20.87	%	3.70	%
	Cash/ Short-term investments	3.15	%	4.90	%
		100.00	%	100.00	%
	The investment objective of the fixed-income portfolio is current income consistent with preserving investment principal.  The investment objective of the equity portfolio is long-term capital appreciation.  Equity holdings are diversified among various industries, countries and market capitalizations. The Plan’s targeted long-term asset allocation under normal market conditions will be approximate 60%-70% in equities and 30%-40%  in fixed income securities.  This allocation is consistent with the Company’s goal of diversifying the Pension Plan assets in order to preserve capital while achieving investment results that will contribute to the proper funding of pension obligations and cash flow requirements.
	Interest rates remained historically low during 2012 and 2013 while equity prices continued their rise to record highs. Taking advantage of the substantial gains in the equity markets the Pension Plan shifted some assets from equities to fixed income during the second half of the year. Given the continued historically low interest rates and an expected bias upward, fixed income assets were allocated to low duration investments with limited correlation to traditional fixed income including bank loan, unconstrained bond and multi-sector bond strategies. In addition, the Pension Plan added a currency position with a low correlation to both equities and fixed income. The Company’s investment manager regularly reviews the Pension Plan’s asset allocation and periodically rebalances its investments to the targeted allocation when considered appropriate.
	The Company contributed $185 thousand to the Pension Plan in 2013 and estimates that it will contribute another $110 thousand to the Pension Plan in 2014.
	The major categories of assets in the Bank’s Pension Plan as of year-end are presented in the following table.  Assets are segregated according to their investment objective by the level of the valuation inputs within the fair value hierarchy established by ASC Topic 820 utilized to measure fair value (see Note 19 – Fair Value of Financial Instruments).
		2013		2012
		(in thousands)
	Level 1:
	Cash	$	34	$	31
	Mutual funds:
	Short-term investments:
	Money market		97		141
	Equities:
Small cap		416		369
Real estate		188		316
International large cap		890		912
Emerging markets		512		551
Currency		198		-
Commodity		63		130
Bonds		403		-
Bank loans		203		-
Exchange -traded funds (ETFs):
Large cap		799		757
Mid cap		359		326
	$	4,162	$	3,533
The mutual funds and ETFs are actively traded with market quotes available on at least a daily basis.  Therefore, they are Level 1 assets.
The discount rate utilized by the Company for determining future pension obligations is based on a review of long-term bonds that receive one of the two highest ratings given by a recognized rating agency.  The discount rate determined on this basis increased from 3.88% at December 31, 2012 to 4.78% at December 31, 2013 for the Company's Pension Plan.
Expected benefit payments under the Pension Plan over the next ten years at December 31, 2013 are as follows:
	(in thousands)
2014	$	193,000
2015		201,000
2016		208,000
2017		203,000
2018		212,000
Year 2019 - 2023		1,148,000
Supplemental Executive Retirement Plans
The Bank also maintains a non-qualified supplemental executive retirement plan (the “SERP”) covering certain members of the Company’s senior management.  The SERP was amended during 2003 to provide a benefit based on a percentage of final average earnings, as opposed to the fixed benefit that the superseded plan provided for.
On April 8, 2010, the Compensation Committee of the Board of Directors of the Company approved the adoption of the Evans Bank, N.A. Supplemental Executive Retirement Plan for Senior Executives (“the Senior Executive SERP”).  The “old” SERP plan will keep its participants at the time of the creation of the Senior Executive SERP, but any future executives identified by the Board of Directors as eligible for SERP benefits will participate in the Senior Executive SERP.  A participant is generally entitled to receive a benefit under the Senior Executive SERP upon a termination of employment, other than for “cause”, after the participant has completed 10 full calendar years of service with the Bank.  No benefit is payable under the Senior Executive SERP if the participant’s employment is terminated for “cause” or if the participant voluntarily terminates before completing 10 full calendar years of service with the Bank.   In addition, the payment of benefits under the Senior Executive SERP is conditioned upon certain agreements of the participant related to confidentiality, cooperation, non-competition, and non-solicitation.  A participant will be entitled to a retirement benefit under the Senior Executive SERP if his or her employment with the Bank terminates other than for “cause”.  The “accrued benefit” is based on a percentage of the participant’s final average earnings, which is determined based upon the participant’s total annual compensation over the highest consecutive five calendar years of the participant’s employment with the Bank, accrued over the participant’s “required benefit service”.  The percentages and years of service requirements are set forth in each participant’s Participation Agreement, and range from 25% to 35% and from 15 to 20 years.
The obligations related to the two SERP plans are indirectly funded by various life insurance contracts naming the Bank as beneficiary.  The Bank has also indirectly funded the SERPs, as well as other benefits provided to other employees through bank-owned life insurance.  The Bank uses an actuarial method of amortizing unrecognized net gains or losses which result from actual experience and assumptions being different than those that are projected.  The amortization method the Bank is using recognizes the net gains or losses over the average remaining service period of active employees, which exceeds the required amortization.
Selected financial information for the two SERP plans is as follows:
	12/31/13		12/31/12
Change in benefit obligation:		(in thousands)
Benefit obligation at the beginning of the year	$	5,272	$	4,847
Service cost		165		180
Interest cost		125		153
Plan amendments		-		-
Plan settlement		105		-
Actuarial (gain) loss		-395		284
Benefits paid		-1,349		-192
Benefit obligation at the end of the year		3,923		5,272
Change in plan assets:
Fair value of plan assets at the beginning of year		-		-
Actual return on plan assets		-		-
Employer contributions		1,349		192
Benefits paid		-1,349		-192
Fair value of plan assets at the end of year		-		-
Funded status	$	-3,923	$	-5,272
Amount recognized in the Consolidated Balance Sheets consist of:
Accrued benefit liabilities	$	-3,923	$	-5,272
Amount recognized in the Accumulated Other Comprehensive Loss consists of:
Net actuarial loss	$	1,188	$	1,693
Prior service cost		280		350
Net amount recognized in equity - pre-tax	$	1,468	$	2,043
Net amount recognized on Consolidated Balance Sheets in Other Liabilities	$	-2,455	$	-3,229
Accumulated benefit obligation at year end	$	3,385	$	4,664
Valuations of the SERP liability, as shown above, were conducted as of December 31, 2013 and 2012.  Assumptions used by the Bank in both years in the determination of SERP information consisted of the following:
	2013		2012		2011
Discount rate for projected benefit obligation	4.15	%	3.17	%	4.34	%
Discount rate for net periodic pension cost	3.17	%	4.34	%	5.34	%
Salary scale	3.50	%	3.50	%	3.12	%
The discount rate utilized by the Company for determining future pension obligations is based on a review of long-term bonds that receive one of the two highest ratings given by a recognized rating agency.  The discount rate determined on this basis increased from 3.17% at December 31, 2012 to 4.15% at December 31, 2013 (the measurement date) for the SERP.
The components of net periodic benefit cost consisted of the following:
	2013		2012		2011
	(in thousands)
Service cost	$	165	$	180	$	180
Interest cost		125		153		189
Net amortization and deferral		180		195		98
Settlement charge		105		-		-
Net periodic benefit cost	$	575	$	528	$	467
The current year settlement charge reflects the impact of a lump-sum payout on current net periodic benefit cost, which required immediate recognition of actuarial losses associated with that portion of the obligation in earnings.
The estimated amounts to be amortized from accumulated other comprehensive loss into net periodic benefit cost in 2014 for prior service costs and actuarial loss will be $31 thousand and $84 thousand, respectively.
Expected benefit payments under the SERP over the next ten years at December 31, 2013 are as follows:
	(in thousands)
2014	$	192,672
2015		192,672
2016		192,672
2017		192,672
2018		192,672
Year 2019 - 2023		3,014,034
Other Compensation Plans
The Company also maintains a non-qualified deferred compensation plan for non-employee directors.  Expenses under this plan were approximately $12 thousand in 2013,  $19 thousand in 2012, and  $54 thousand in 2011.  The estimated present value of the benefit obligation included in other liabilities was $0.2 million at December 31, 2013 and 2012.  This obligation is indirectly funded by life insurance contracts naming the Bank as beneficiary.  The increase in cash surrender value is included in other non-interest income on the Consolidated Statements of Income.
The Company has a non-qualified deferred compensation plan whereby directors and certain officers may defer a portion of their base pre-tax compensation.  Additionally, the Company has a non-qualified executive incentive retirement plan, whereby the Company defers on behalf of certain officers a portion of their base compensation until retirement or termination of service, subject to certain vesting arrangements.  Expense under these plans was approximately $248 thousand in 2013, $203 thousand in 2012,  and $178 thousand in 2011.  The benefit obligation, included in other liabilities in the Company’s consolidated balance sheets, was $2.4 million and $3.0 million at December 31, 2013 and 2012, respectively.
These benefit plans are indirectly funded by bank-owned life insurance contracts with a total aggregate cash surrender value of approximately $19.8 million and $15.3 million at December 31, 2013 and 2012, respectively.  Increases in cash surrender value are included in other non-interest income on the Company’s Consolidated Statements of Income.  Endorsement split-dollar life insurance benefits have also been provided to directors and certain officers of the Bank and its subsidiaries during employment.
The Bank also has a defined contribution retirement and thrift 401(k) Plan (the “401(k) Plan”) for its employees who meet certain length of service and age requirements.  The provisions of the 401(k) Plan allow eligible employees to contribute a portion of their annual salary, up to the IRS statutory limit.  Effective January 1, 2011, the 401(k) plan implemented a Qualified Automatic Contribution Arrangement (“QACA”). This arrangement features automatic deferred contributions with annual escalation, a QACA matching contribution, and an additional matching contribution. In addition, employees are no longer required to complete one year of service prior to receiving matching contributions.  Employees vest in employer contributions over six years.  The Company’s expense under the 401(k) Plan was approximately $629 thousand, $496 thousand, and $445 thousand for the years ended December 31, 2013, 2012 and 2011, respectively.

StockBased_Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2013
Stock-Based Compensation [Abstract]	'
Stock-Based Compensation	'
	12.STOCK-BASED COMPENSATION
	At December 31, 2013, the Company had two stock-based compensation plans, which are described below.  The Company accounts for the fair value of its grants under those plans in accordance with ASC Topic 718, “Compensation – Stock Compensation.”  The compensation cost charged against income for those plans was $280 thousand, $249 thousand, and $212 thousand for 2013, 2012, and 2011, respectively, included in “Salaries and Employee Benefits” in the Company’s Consolidated Statements of Income.  All stock option and restricted stock expense is recorded on a straight-line basis over the expected vesting term.  In addition, expense for director options and restricted stock was recognized to reflect $72 thousand, $56 thousand, and  $62 thousand in 2013, 2012, and 2011, respectively, as part of “Other” expense in the Company’s Consolidated Statements of Income.
	2009 Long-Term Equity Incentive Plan
	Under the Company’s 2009 Long-Term Equity Incentive Plan (the “2009 Plan”) and, prior to the adoption of the 2009 Plan by shareholders in April 2009, under the Company’s 1999 Employee Stock Option and Long-Term Incentive Plan (the “1999 Plan” and together with the 2009 Plan, the “Equity Plans”), the Company has granted options or restricted stock to officers, directors and key employees of the Company and its subsidiaries.  Under the Equity Plans, the Company was authorized to issue up to 629,796 shares of common stock.  Under the Equity Plans, the exercise price of each option is not to be less than 100% of the market price of the Company’s stock on the date of grant and an option’s maximum term is ten years.  If available, the Company normally issues shares out of its treasury for any options exercised or restricted shares issued.  The options have vesting schedules from 12 months through 5 years.   At December 31, 2013, there were a total of 243,872 shares available for grant under the 2009 Plan.  The Company may no longer make grants under the 1999 Plan.
	The fair value of each option grant is estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted-average assumptions:
		2013				2012				2011
	Dividend Yield		2.72	%			2.84	%			2.86	%
	Expected Life (years)		6.36				7.00				7.00
	Expected Volatility		20.58	%			20.19	%			19.26	%
	Risk-free Interest Rate		1.16	%			1.28	%			2.68	%
	Weighted Average Fair Value	$	2.48			$	1.95			$	2.11
	The Company used historical volatility calculated using daily closing prices for its common stock over periods that match the expected term of the option granted to estimate the expected volatility.  The risk-free interest rate assumption was based upon U.S. Treasury yields appropriate for the expected term of the Company's stock options based upon the date of grant.  The expected dividend yield was based upon the Company's recent history of paying dividends.  The expected life was based upon the options’ expected vesting schedule and historical exercise patterns.
	Stock options activity for 2013 was as follows:
		Options				Weighted Average Exercise Price				Weighted Average Remaining Contractual Term (years)			Aggregate Intrinsic Value
													($ in thousands)
	Balance, December 31, 2012		273,168			$	15.81
	Granted		34,650				17.64
	Exercised		-8,297				15.20
	Expired		-27,924				19.70
	Forfeited		-7,621				16.15
	Balance, December 31, 2013		263,976			$	15.64				5.88		$	1,475
	Exercisable, December 31, 2013		173,578			$	15.50				4.59		$	1,007
	Future compensation cost expected to be expensed over the weighted average remaining contractual term for remaining outstanding options is $194 thousand.  The unrecognized compensation cost is scheduled to be recognized as follows:
		(in thousands)
	2014	$	81
	2015		63
	2016		43
	2017		7
	Restricted stock award activity for 2013 was as follows:
			Shares		Weighted Average Grant Date Fair Value
	Balance, December 31, 2012		18,064		$	14.45
	Granted		19,431			17.69
	Vested		-9,656			14.13
	Forfeited		-2,315			16.96
	Balance, December 31, 2013		25,524		$	16.82
	As of December 31, 2013, there was $361 thousand in unrecognized compensation cost related to restricted share-based compensation arrangements granted under the Equity Plans.  The unrecognized compensation cost is scheduled to be recognized as follows:
		(in thousands)
	2014	$	191
	2015		92
	2016		66
	2017		12
	During fiscal years 2013, 2012, and 2011, the following activity occurred under the Company’s plans:
		2013			2012			2011
		(in thousands)
	Total intrinsic value of stock options exercised	$	30		$	23		$	-
	Total fair value of restricted stock awards vested	$	136		$	137		$	94
	Employee Stock Purchase Plan
	The Company also maintains the Evans Bancorp, Inc. Employee Stock Purchase Plan (the “Purchase Plan”).  As of December 31, 2013, there were 167,950 shares of common stock available to issue to full-time employees of the Company and its subsidiaries, nearly all of whom are eligible to participate.  Under the terms of the Purchase Plan, employees can choose each year to have up to 15% of their annual base earnings withheld to purchase the Company’s common stock.  The Company grants options on January 1 and July 1 of each year during the term of the Purchase Plan.  The purchase price of the stock is 85% of the lower of its price on the grant date or the exercise date.  During fiscal 2013, approximately  42% of eligible employees participated in the Purchase Plan.  Under the Purchase Plan, the Company issued 13,455,  16,831,  and 17,256, shares to employees in 2013, 2012, and 2011, respectively.  Compensation cost is recognized for the fair value of the employees’ purchase rights, which was estimated using the Black-Scholes model with the following assumptions:
		2013				2012				2011
	Dividend Yield		3.00	%			3.20	%			2.86	%
	Expected Life (years)		0.50				0.50				0.50
	Expected Volatility		14.21	%			21.66	%			25.58	%
	Risk-free Interest Rate		0.11	%			0.10	%			0.14	%
	Weighted Average Fair Value	$	4.80			$	4.26			$	4.30
	The compensation cost that has been charged against income for the Purchase Plan was $67 thousand, $71 thousand, and $74 thousand for 2013, 2012, and 2011, respectively.

Income_Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2013
Income Taxes [Abstract]	'
Income Taxes	'
	13.INCOME TAXES
	The components of the provision for income taxes were as follows:
		2013		2012		2011
		(in thousands)
	Current federal tax expense	$	2,184	$	2,667	$	2,322
	Current state tax expense (benefit)		-81		541		583
	Total current tax expense		2,103		3,208		2,905
	Deferred federal tax expense (benefit)	$	316	$	487	$	-167
	Deferred state tax expense (benefit)		-688		52		-155
	Total deferred tax expense (benefit)		-372		539		-322
	Total income tax provision (benefit)	$	1,731	$	3,747	$	2,583
	The Company’s provision for income taxes differs from the amounts computed by applying the federal income tax statutory rates to income before income taxes.  A reconciliation of the differences is as follows:
		2013				2012				2011
		Amount		Percent		Amount		Percent		Amount		Percent
		($ in thousands)
	Tax provision at statutory rate	$	3,257	34	%	$	4,039	34	%	$	2,956	34	%
	Decrease in taxes resulting from:
	Tax-exempt interest income		-564	-6			-425	-3			-509	-6
	Historic tax credit		-559	-6			-	-			-	-
	State taxes, net of federal benefit		-508	-5			-	-			-	-
	Increase in taxes resulting from:
	State taxes, net of federal benefit		-	-			391	3			282	3
	Other items, net		105	1			-258	-2			-146	-1
	Income tax provision	$	1,731	18	%	$	3,747	32	%	$	2,583	30	%
	At December 31, 2013 and 2012 the components of the net deferred tax asset were as follows:
		2013		2012
		(in thousands)
	Deferred tax assets:
	Pension premiums	$	1,604	$	2,545
	Allowance for loan and lease losses		4,372		3,697
	Non accrued interest		515		445
	Deferred compensation		1,083		1,336
	Stock options granted		90		124
	Net operating loss carryforward		240		250
	Historic tax credit carryforward		495		-
	Leases		154		146
	Other		5		-
	Gross deferred tax assets	$	8,558	$	8,543
	Deferred tax liabilities:
	Depreciation and amortization	$	1,387	$	1,209
	Prepaid expenses		483		394
	Net unrealized gains on securities		121		1,550
	Acquisition-related adjustments		66		109
	Mortgage servicing asset		197		181
	Gross deferred tax liabilities	$	2,254	$	3,443
	Valuation allowance		-240		-232
	Net deferred tax asset	$	6,064	$	4,868
	The net deferred tax asset at December 31, 2013 and 2012 is included in “other assets” in the Company’s consolidated balance sheets.
	In assessing the ability of the Company to realize the benefit of the deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized.  The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible.  Management considers the scheduled reversal of deferred tax liabilities, availability of operating loss carrybacks, projected future taxable income and tax planning strategies in making this assessment.  Based upon the level of historical taxable income, the opportunity for net operating loss carrybacks, and projections for future taxable income over the periods which deferred tax assets are deductible, management believes it is more likely than not the Company will generate sufficient taxable income to realize the benefits of these deductible differences at December 31, 2013, except for a valuation allowance of $240 thousand on the state net deferred tax asset for ENL of $240 thousand.  At December 31, 2012, the Company had a $232 thousand valuation allowance on the state net deferred tax asset for ENL of $232 thousand.  Management believes that ENL will not generate sufficient income to utilize the state net deferred tax assets of ENL.  The Company files a consolidated federal tax return which enables it to use income from other subsidiaries to offset losses at ENL.  ENL files its own state income tax returns for a majority of the states in which leases are domiciled.  The gross value of the deferred tax assets related to the net operating loss carryforwards is $240 thousand.  The expiration dates of the components of the carryforwards are as follows: $50 thousand (2029), $73 thousand (2030), $2 thousand (2031), and $115 thousand (2032).
	The state historic tax credit carryforward has an indefinite life with no expiration date in which to utilize the credit.
	A reconciliation of the Company’s unrecognized tax benefits for the years ended December 31, 2013, 2012, and 2011 is as follows:
		2013		2012		2011
		(in thousands)
	Balance at beginning of year	$	21	$	206	$	313
	Reclassification from deferred taxes for tax position taken
	during a period		-		-		-
	Increases related to tax positions taken during a prior period		-		-		-
	Decrease due to the resolution of a prior year tax matter		-21		-150		-107
	Decreases related to settlements with taxing authorities		-		-35		-
	Balance at end of year	$	-	$	21	$	206
	The entire balance of unrecognized tax benefits was accrued in Other Liabilities on the Company’s Consolidated Balance Sheet.  There were no  accrued penalties and interest at December 31, 2013 and 2012, compared with  $78 thousand at December 31, 2011.
	We are subject to routine audits of our tax returns by the Internal Revenue Service (“IRS”) and various state taxing authorities. During 2012, ENL concluded a New York State (“NYS”) audit covering 2008-2010.  There were no material adverse findings in the audits.  During 2010, the Company concluded a NYS audit covering 2005-2007 and an IRS audit covering 2006-2008.  There were no material adverse findings in the audits.  The tax years 2010-2012 for NYS and 2010-2012 for the IRS remain subject to examination.  In addition, ENL is no longer subject to state income tax examinations by the majority of state tax authorities for all years before 2010.

Other_Liabilities

Other Liabilities	12 Months Ended
	Dec. 31, 2013
Other Liabilities [Abstract]	'
Other Liabilities	'
	14. OTHER LIABILITIES
	Other liabilities at December 31 were as follows:
		2013		2012
			(in thousands)
	Retirement compensation liabilities	$	6,707	$	9,795
	Accounts payable		4,475		2,719
	Security deposits on direct financing leases		31		126
	Interest payable		222		232
	Other		1,058		543
	Total other liabilities	$	12,493	$	13,415
	Included in Accounts Payable as of December 31, 2013 is a $1.3 million accrual for a historic tax credit investment that the Company entered into during 2013.

Related_Party_Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2013
Related Party Transactions [Abstract]	'
Related Party Transactions	'
	15.RELATED PARTY TRANSACTIONS
	The Bank has entered into loan transactions with certain directors, significant shareholders and their affiliates (related parties) in the ordinary course of its business.  The aggregate outstanding principal balance of loans to such related parties on December 31, 2013 and 2012 was $2.6 million and $7.4 million, respectively.  During 2013, there were $1.8 million of advances and new loans to such related parties, and repayments amounted to $1.6 million.  Terms of these loans have prevailing market pricing that would be offered to a similar customer base.  Deposits from related parties were $1.7 million and $2.7 million as of December 31, 2013 and 2012.

Contingent_Liabilities_And_Com

Contingent Liabilities And Commitments	12 Months Ended
	Dec. 31, 2013
Contingent Liabilities And Commitments [Abstract]	'
Contingent Liabilities And Commitments	'
	16.CONTINGENT LIABILITIES AND COMMITMENTS
	The Company’s consolidated financial statements do not reflect various commitments and contingent liabilities which arise in the normal course of business and which involve elements of credit risk, interest rate risk and liquidity risk.  These commitments and contingent liabilities are commitments to extend credit and standby letters of credit.  A summary of the Bank’s commitments and contingent liabilities at December 31, 2013 and 2012 is as follows:
		December 31,		December 31,
		2013		2012
		(in thousands)
	Commitments to extend credit	$	176,964	$	135,028
	Standby letters of credit		2,664		8,042
	Total	$	179,628	$	143,070
	Commitments to extend credit and standby letters of credit all include exposure to some credit loss in the event of non-performance of the customer.  The Bank’s credit policies and procedures for credit commitments and financial guarantees are the same as those for extensions of credit that are recorded on the Consolidated Balance Sheets.  Because these instruments have fixed maturity dates, and because they may expire without being drawn upon, they do not necessarily represent cash requirements to the Bank.  The Bank has not incurred any losses on its commitments during the past three years and has not recorded a reserve for its commitments.
	The Company has entered into contracts with third parties, some of which include indemnification clauses.  Examples of such contracts include contracts with third party service providers, brokers and dealers, correspondent banks, and purchasers of residential mortgages.  Additionally, the Company has bylaws, policies and agreements under which it agrees to indemnify its officers and directors from liability for certain events or occurrences while the directors or officers are, or were, serving at the Company’s request in such capacities.  The Company indemnifies its officers and directors to the fullest extent allowed by law.  The maximum potential amount of future payments that the Company could be required to make under these indemnification provisions is unlimited, but would be affected by all relevant defenses to such claims, as well as directors’ and officers’ liability insurance maintained by the Company.  Due to the nature of these indemnification provisions, it is not possible to quantify the aggregate exposure to the Company resulting from them.
	The Company is subject to possible litigation proceedings in the normal course of business. As of December 31, 2012, there were no claims pending against the Company that management considered material.  However, during 2013, the Company was engaged by the Office of the Attorney General for the State of New York (“NYAG”) regarding a nonpublic investigation it is conducting.  The Company has not accrued any amounts with respect to the NYAG investigation, as the Company does not believe a loss is probable, however, it is reasonably possible that a loss may be incurred.  As of December 31, 2013, an estimate of the range of loss cannot reasonably be made.  No other claims were pending against the Company that management considered material at December 31, 2013.
	The Company leases certain offices, land and equipment under long-term operating leases.  The aggregate minimum annual rental commitments under these leases total approximately  $610 thousand in 2014; $519 thousand in 2015; $523 thousand in 2016; $435 thousand in 2017; $453 thousand in 2018, and $4.2 million thereafter.  The rental expense under operating leases contained in the Company’s Consolidated Statements of Income included $684 thousand, $632 thousand, and $656 thousand 2013, 2012,  and 2011, respectively.

Concentrations_Of_Credit

Concentrations Of Credit	12 Months Ended
	Dec. 31, 2013
Concentrations Of Credit [Abstract]	'
Concentrations Of Credit	'
	17.CONCENTRATIONS OF CREDIT
	All of the Bank’s loans (except leases), commitments and standby letters of credit have been granted to customers in the Bank’s primary market area, which is Western New York.  Investments in state and municipal securities also involve governmental entities within the Bank’s primary market area.  The concentrations of credit by type of loan are set forth in Note 3 to these Consolidated Financial Statements, "Loans and Leases, Net."  The distribution of commitments to extend credit approximates the distribution of loans outstanding.  Standby letters of credit were granted primarily to commercial borrowers.  The Bank, as a matter of policy, does not extend credit to any single borrower or group in excess of 15%  of capital.

Segment_Information

Segment Information	12 Months Ended
	Dec. 31, 2013
Segment Information [Abstract]	'
Segment Information	'
	18.SEGMENT INFORMATION
	The Company is comprised of two primary business segments: banking activities and insurance agency activities.  The operating segments are separately managed and their performance is evaluated based on net income.  The banking business segment includes both commercial and consumer banking services, including a wide array of lending and depository services.  The banking business segment also includes direct financing leasing of commercial small-ticket general business equipment.  Origination of these leases has been discontinued, but the Company will continue to service the portfolio until maturity.  The insurance agency segment includes the activities of selling various premium-based insurance policies on a commission basis, including business and personal insurance, surety bonds, risk management, life, disability and long-term care coverage, as well as providing claims adjusting services to various insurance companies and offering non-deposit investment products, such as annuities and mutual funds.  All sources of segment specific revenues and expenses attributed to management’s definition of net income.  Revenues from transactions between the two segments are not significant.  The accounting policies of the segments are the same as those described in Note 1 of these “Notes to Consolidated Financial Statements.”
	The following tables set forth information regarding these segments for the years ended December 31, 2013, 2012 and 2011.
		2013
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	28,463	$	-116	$	28,347
	Provision for loan and lease losses		1,540		-		1,540
	Net interest income (expense) after
	provision for loan and lease losses		26,923		-116		26,807
	Non-interest income		4,950		-		4,950
	Insurance service and fees		518		6,693		7,211
	Net gain on sales and calls of securities		-		-		-
	Amortization expense		-		221		221
	Non-interest expense		24,792		4,367		29,159
	Income before income taxes		7,599		1,989		9,588
	Income tax provision		1,022		709		1,731
	Net income	$	6,577	$	1,280	$	7,857
		2012
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	27,904	$	-124	$	27,780
	Provision for loan and lease losses		-68		-		-68
	Net interest income (expense) after
	provision for loan and lease losses		27,972		-124		27,848
	Non-interest income		5,857		-		5,857
	Insurance service and fees		-		6,966		6,966
	Net gain on sales and calls of securities		-		-		-
	Amortization expense		-		349		349
	Non-interest expense		23,861		4,582		28,443
	Income before income taxes		9,968		1,911		11,879
	Income tax provision		3,007		740		3,747
	Net income	$	6,961	$	1,171	$	8,132
		2011
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	26,107	$	-119	$	25,988
	Provision for loan and lease losses		2,484		-		2,484
	Net interest income (expense) after
	provision for loan and lease losses		23,623		-119		23,504
	Non-interest income		5,504		-		5,504
	Insurance service and fees		-		6,902		6,902
	Net gain on sales and calls of securities		26		-		26
	Amortization expense		-		490		490
	Non-interest expense		21,858		4,893		26,751
	Income before income taxes		7,295		1,400		8,695
	Income tax provision		2,043		540		2,583
	Net income	$	5,252	$	860	$	6,112
		December 31,		December 31,
		2013		2012
		(in thousands)
	Identifiable Assets, Net
	Banking activities	$	824,028	$	799,610
	Insurance agency activities		9,470		10,066
	Consolidated Total Assets	$	833,498	$	809,676

Fair_Value_Of_Financial_Instru

Fair Value Of Financial Instruments	12 Months Ended
	Dec. 31, 2013
Fair Value Of Financial Instruments [Abstract]	'
Fair Value Of Financial Instruments	'
	19.FAIR VALUE OF FINANCIAL INSTRUMENTS
	Fair value is defined in ASC Topic 820 “Fair Value Measurements and Disclosures” as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.
	There are three levels of inputs to fair value measurements:
		·		Level 1 inputs are quoted prices for identical instruments in active markets;
		·		Level 2 inputs are inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly; and
		·		Level 3 inputs are unobservable inputs.
	Observable market data should be used when available.
	FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A RECURRING BASIS
	The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a recurring basis at December 31, 2013 and 2012:
	(in thousands)			Level 1		Level 2		Level 3		Fair Value
	31-Dec-13
	Securities available-for-sale:
	U.S. government agencies		$	-	$	31,992	$	-	$	31,992
	States and political subdivisions			-		31,880		-		31,880
	Mortgage-backed securities			-		35,793		-		35,793
	Mortgage servicing rights			-		-		509		509
	31-Dec-12
	Securities available-for-sale:
	U.S. government agencies		$	-	$	28,332	$	-	$	28,332
	States and political subdivisions			-		31,469		-		31,469
	Mortgage-backed securities			-		32,262		-		32,262
	Mortgage servicing rights			-		-		467		467
	Securities available for sale
	Fair values for securities are determined using independent pricing services and market-participating brokers.  The Company’s independent pricing service is Interactive Data.  Interactive Data utilizes evaluated pricing models that vary by asset class and incorporate available trade, bid and other market information for structured securities, cash flow and, when available, loan performance data.  Because many fixed income securities do not trade on a daily basis, Interactive Data’s evaluated pricing applications apply information as applicable through processes, such as benchmarking of like securities, sector groupings, and matrix pricing, to prepare evaluations.  In addition, Interactive Data uses model processes, such as the Option Adjusted Spread model, to assess interest rate impact and develop prepayment scenarios.  The models and the process take into account market convention.  For each asset class, a team of evaluators gathers information from market sources and integrates relevant credit information, perceived market movements and sector news into the evaluated pricing applications and models.  Interactive Data, at times, may determine that it does have not sufficient verifiable information to value a particular security.  In these cases the Company will utilize valuations from another pricing service.
	Management believes that it has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of securities to enable management to maintain an appropriate system of internal control.    On a quarterly basis the Company reviews changes, as submitted by Interactive Data, in the market value of its security portfolio.  Individual changes in valuations are reviewed for consistency with general interest rate movements and any known credit concerns for specific securities.  Additionally, on an annual basis the Company has its entire security portfolio priced by a second pricing service to determine consistency with another market evaluator.  If, on the Company’s review or in comparing with another servicer, a material difference between pricing evaluations were to exist, the Company may submit an inquiry to Interactive Data regarding the data used to value a particular security.   If the Company determines it has market information that would support a different valuation than Interactive Data’s evaluation it can submit a challenge for a change to that security’s valuation. There were no material differences in valuations noted in 2013.
	Securities available for sale are classified as Level 2 in the fair value hierarchy as the valuation provided by the third-party provider uses observable market data.
	Mortgage servicing rights
	Mortgage servicing rights (“MSRs”) do not trade in an active, open market with readily observable prices. Accordingly, the Company obtains the fair value of the MSRs using a third-party pricing provider. The provider determines the fair value by discounting projected net servicing cash flows of the remaining servicing portfolio.  The valuation model used by the provider considers market loan prepayment predictions and other economic factors.  The fair value of MSRs is mostly affected by changes in mortgage interest rates since rate changes cause the loan prepayment acceleration factors to increase or decrease.  All assumptions are market driven.  Management has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of MSRs to enable management to maintain an appropriate system of internal control.  Mortgage servicing rights are classified within Level 3 of the fair value hierarchy as the valuation is model driven and primarily based on unobservable inputs.
	The following table summarizes the changes in fair value for items measured at fair value (Level 3) on a recurring basis using significant unobservable inputs during the year ended December 31, 2013:
			2013		2012		2011
	Mortgage servicing rights - January 1		$	467	$	407	$	388
	Gains (losses) included in earnings			34		-144		-162
	Additions from loan sales			8		204		181
	Mortgage servicing rights - December 31		$	509	$	467	$	407
	Quantitative information about the significant unobservable inputs used in the fair value measurement of MSRs at the respective dates is as follows:
			12/31/13		12/31/12
	Servicing fees		0.25	%	0.25	%
	Discount rate		10.04	%	10.06	%
	Prepayment rate (CPR)		9.31	%	16.31	%
	FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS
	The Company is required, on a nonrecurring basis, to adjust the carrying value of certain assets or provide valuation allowances related to certain assets using fair value measurements.  The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a nonrecurring basis at December 31, 2013 and 2012:
	(in thousands)			Level 1		Level 2		Level 3		Fair Value
	31-Dec-13
	Impaired loans		$	-		-		17,378	$	17,378
	31-Dec-12
	Impaired loans		$	-		-		12,303	$	12,303
	Impaired loans
	The Company evaluates and values impaired loans at the time the loan is identified as impaired, and the fair values of such loans are estimated using Level 3 inputs in the fair value hierarchy.  Each loan’s collateral value has a unique appraisal and management’s discount of the value is based on factors unique to each impaired loan.  The significant unobservable input in determining the fair value is management’s subjective discount on appraisals of the collateral securing the loan, which ranges from 10%-50%.  Fair value is estimated based on the value of the collateral securing these loans.  Collateral may consist of real estate and/or business assets including equipment, inventory and/or accounts receivable and the value of these assets is determined based on appraisals by qualified licensed appraisers hired by the Company.  Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business.
	The Company has an appraisal policy in which appraisals are obtained upon a commercial loan being downgraded on the Company internal loan rating scale to a 5 (special mention) or a 6 (substandard) depending on the amount of the loan, the type of loan and the type of collateral.  All impaired commercial loans are either graded a 6 or 7 on the internal loan rating scale.  For consumer loans, the Company obtains appraisals when a loan becomes 90 days past due or is determined to be impaired, whichever occurs first.  Subsequent to the downgrade or reaching 90 days past due, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal.  Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers.  Impaired loans had a gross value of $18.9 million, with a valuation allowance of $1.5 million, at December 31, 2013, compared to a gross value for impaired loans and leases of $13.6 million, with a valuation allowance of $1.3 million, at December 31, 2012.
	At December 31, 2013 and 2012, the estimated fair values of the Company’s financial instruments, including those that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows:
			2013				2012
			Carrying		Fair		Carrying		Fair
			Amount		Value		Amount		Value
				(in thousands)				(in thousands)
	Financial assets:
	Level 1:
	Cash and cash equivalents		$	41,954	$	41,954	$	90,477	$	90,477
	Level 2:
	Available for sale securities			99,665		99,665		92,063		92,063
	FHLB and FRB stock			2,831		2,831		3,249		3,249
	Level 3:
	Held to maturity securities			2,384		2,319		3,744		3,721
	Loans and leases, net			635,493		640,770		573,163		607,916
Mortgage servicing rights			509		509		467		467
Financial liabilities:
Level 1:
Demand deposits		$	139,973	$	139,973	$	123,405	$	123,405
NOW deposits			65,927		65,927		65,753		65,753
Regular savings deposits			390,575		390,575		380,924		380,924
Junior subordinated debentures			11,330		11,330		11,330		11,330
Commitments to extend credit			401		401		49		49
Securities sold under agreement to
repurchase			13,351		13,351		12,111		12,111
Level 2:
Other borrowed funds			9,000		9,171		19,000		19,503
Level 3:
Time deposits			110,137		112,270		108,910		111,883
The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value.
Cash and Cash Equivalents
For these short-term instruments, the carrying amount is a reasonable estimate of fair value.  “Cash and Cash Equivalents” includes cash and due from banks and interest-bearing deposits at other banks.
Securities Held to Maturity
The Company holds certain municipal bonds as held-to-maturity.  These bonds are generally small in dollar amount and are issued only by certain local municipalities within the Company’s market area.  The original terms are negotiated directly and on an individual basis consistent with our loan and credit guidelines.  These bonds are not traded on the open market and management intends to hold the bonds to maturity.  The fair value of held-to-maturity securities is estimated by discounting the future cash flows using the current rates at which similar agreements would be made with municipalities with similar credit ratings and for the same remaining maturities.
FHLB and FRB stock
The carrying value of FHLB and FRB stock approximate fair value.
Loans Receivable
The fair value of fixed rate loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities, net of the appropriate portion of the allowance for loan losses.  For variable rate loans, the carrying amount is a reasonable estimate of fair value.  This fair value calculation is not necessarily indicative of the exit price, as defined in ASC Topic 820.
Deposits
The fair value of demand deposits, NOW accounts, muni-vest accounts and regular savings accounts is the amount payable on demand at the reporting date.  The fair value of time deposits is estimated using the rates currently offered for deposits of similar remaining maturities.
Borrowed Funds and Securities Sold Under Agreement to Repurchase
The fair value of the short-term portion of other borrowed funds approximates its carrying value.  The fair value of the long-term portion of other borrowed funds is estimated using a discounted cash flow analysis based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.
Junior Subordinated Debentures
The carrying amount of Junior Subordinated Debentures is a reasonable estimate of fair value due to the fact that they bear a floating interest rate that adjusts on a quarterly basis.
Commitments to extend credit and standby letters of credit
As described in Note 16 - “Contingent Liabilities and Commitments” to these Consolidated Financial Statements, the Company was a party to financial instruments with off-balance sheet risk at December  31, 2013 and December 31, 2012.  Such financial instruments consist of commitments to extend permanent financing and letters of credit.  If the options are exercised by the prospective borrowers, these financial instruments will become interest-earning assets of the Company.  If the options expire, the Company retains any fees paid by the counterparty in order to obtain the commitment or guarantee.  The fees collected for these commitments are recorded as “unearned commitment fees” in Other Liabilities.  The carrying value approximates the fair value.
Pension Plan Assets
Refer to Note 11 of the Consolidated Financial Statements, “Employee  Benefits and  Deferred  Compensation  Plans” for the fair value analysis of the Pension Plan assets.

Regulatory_Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2013
Banking and Thrift [Abstract]	'
Regulatory Matters	'
	20.REGULATORY MATTERS
	The Company is subject to the dividend restrictions imposed by the FRB and the OCC.  Under such restrictions, the Company may not, without the prior approval of the FRB and the OCC, declare dividends in excess of the sum of the current year’s earnings (as defined in FRB regulations) plus the retained earnings (as defined in FRB regulations) from the prior two years.
	Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table that follows) of total and Tier I capital (as defined in FRB regulations) to risk-weighted assets (as defined in FRB regulations), and of Tier I capital (as defined in FRB regulations) to average assets (as defined in FRB regulations).  Management believes that as of December 31, 2013 and 2012, the Company and the Bank met all capital adequacy requirements to which they are subject.
	The most recent notification from their regulators categorized the Company and the Bank as well capitalized under the regulatory framework for prompt corrective action.  To be categorized as well capitalized, the Company and the Bank must maintain minimum total risk-based, Tier I risk-based and Tier I leverage ratios as set forth in the table.  There are no conditions or events since that notification that management believes have changed the Company’s or Bank’s category rating.
	The Company’s and the Bank’s actual capital amounts and ratios were as follows:
		31-Dec-13
		(dollars in thousands)
		Company				Bank				Minimum for Capital Adequacy Purposes				Minimum to be Well Capitalized Under Prompt Corrective Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	Total Risk-Based Capital
	(to Risk Weighted Assets)	$	92,879	14.9	%	$	86,757	13.9	%	$	49,864	8.0	%	$	62,330	10.0	%
	Tier I Capital
	(to Risk Weighted Assets)	$	85,044	13.6	%	$	78,932	12.7	%	$	24,932	4.0	%	$	37,398	6.0	%
	Tier I Capital
	(to Average Assets)	$	85,044	10.4	%	$	78,932	9.6	%	$	32,823	4.0	%	$	41,029	5.0	%
		31-Dec-12
		(dollars in thousands)
		Company				Bank				Minimum for Capital Adequacy Purposes				Minimum to be Well Capitalized Under Prompt Corrective Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	Total Risk-Based Capital
	(to Risk Weighted Assets)	$	84,843	14.7	%	$	80,251	13.9	%	$	46,287	8.0	%	$	57,859	10.0	%
	Tier I Capital
	(to Risk Weighted Assets)	$	77,580	13.4	%	$	72,988	12.6	%	$	23,143	4.0	%	$	34,715	6.0	%
	Tier I Capital
	(to Average Assets)	$	77,580	9.7	%	$	72,988	9.1	%	$	32,020	4.0	%	$	40,026	5.0	%
	Dividends are paid as declared by the Board of Directors.  The Company may pay dividends only if it is solvent and would not be rendered insolvent by the dividend payment and only from unrestricted and unreserved earned surplus and under some circumstances capital surplus.  The Bank’s dividend restrictions apply indirectly to the Company since cash available for dividend distribution will initially come from dividends paid to the Company by the Bank.
	Dividends may be paid by the Bank only if it would not impair the Bank’s capital structure, if the Bank’s surplus is at least equal to its common capital and if the dividends declared in any year do not exceed the total of net profits in that year combined with undivided profits of the preceding two years less any required transfers to surplus, and if no losses have been sustained equal to or exceeding its undivided profits.
	In addition, federal regulators have the ability to restrict dividend payments.  If the Bank or the Company approaches well-capitalized or minimum capital adequacy levels, regulators could restrict or forbid dividend payments.

Parent_Company_Only_Financial_

Parent Company Only Financial Information	12 Months Ended
	Dec. 31, 2013
Parent Company Only Financial Information [Abstract]	'
Parent Company Only Financial Information	'
	21.PARENT COMPANY ONLY FINANCIAL INFORMATION
	Parent company (Evans Bancorp, Inc.) only condensed financial information is as follows:
	CONDENSED BALANCE SHEETS
			December 31,
			2013		2012
			(in thousands)
	ASSETS
	Cash	$	54	$	91
	Other assets		1,054		867
	Investment in subsidiaries		92,413		86,609
	Total assets	$	93,521	$	87,567
	LIABILITIES AND STOCKHOLDERS’ EQUITY
	LIABILITIES:
	Junior subordinated debentures	$	11,330	$	11,330
	Other liabilities		1,479		1,409
	Total liabilities		12,809		12,739
	STOCKHOLDERS’ EQUITY
	Total Stockholders’ Equity	$	80,712	$	74,828
	Total liabilities and stockholders’ equity	$	93,521	$	87,567
	CONDENSED STATEMENTS OF INCOME
			December 31,
			2013		2012		2011
			(in thousands)
	Dividends from subsidiaries	$	2,614	$	2,000	$	3,500
	Expenses		-1,364		-1,308		-1,310
	Income (loss) before equity in undistributed
	earnings of subsidiaries		1,250		692		2,190
	Equity in undistributed earnings (loss) of subsidiaries		6,607		7,440		3,922
	Net income		7,857		8,132		6,112
	Other comprehensive income		-		-		-
	Comprehensive income	$	7,857	$	8,132	$	6,112
	CONDENSED STATEMENTS OF CASH FLOWS
			Year Ended
			2013		2012		2011
			(in thousands)
	Operating Activities:
	Net income	$	7,857	$	8,132	$	6,112
	Adjustments to reconcile net income to
	net cash provided by operating activities:
	Undistributed (earnings) loss of subsidiaries		-6,607		-7,440		-3,922
	Changes in assets and liabilities affecting cash flow:
	Other assets		-187		-137		-17
	Other liabilities		-23		53		157
	Net cash provided by (used in) operating activities		1,040		608		2,330
	Investing Activities:
	Investment in subsidiaries		-		-		-
	Net cash used in investing activities		-		-		-
	Financing Activities:
	Proceeds from issuance of common stock		-		-		-
	Cash dividends paid		-1,077		-2,543		-1,636
	Purchase of Treasury stock		-		-		-
	Net cash (used in) provided by financing activities		-1,077		-2,543		-1,636
	Net increase (decrease) in cash		-37		-1,935		694
	Cash beginning of year		91		2,026		1,332
	Cash ending of year	$	54	$	91	$	2,026

Selected_Quarterly_Financial_D

Selected Quarterly Financial Data	12 Months Ended
	Dec. 31, 2013
Selected Quarterly Financial Data [Abstract]	'
Selected Quarterly Financial Data	'
	22.SELECTED QUARTERLY FINANCIAL DATA - UNAUDITED
		4th Quarter		3rd Quarter		2nd Quarter		1st Quarter
		(in thousands, except for per share data)
	2013
	Interest Income	$	8,305	$	8,149	$	7,993	$	7,956
	Interest Expense		961		975		991		1,130
	Net Interest Income	$	7,344	$	7,174	$	7,002	$	6,826
	Net Income	$	1,667	$	2,451	$	1,923	$	1,816
	Earnings per share basic		0.40		0.58		0.46		0.44
	Earnings per share diluted		0.39		0.57		0.46		0.43
	2012
	Interest Income	$	8,409	$	8,309	$	8,289	$	8,369
	Interest Expense		1,309		1,364		1,408		1,516
	Net Interest Income	$	7,100	$	6,945	$	6,881	$	6,853
	Net Income	$	2,122	$	2,136	$	1,495	$	2,379
	Earnings per share basic		0.51		0.51		0.36		0.58
	Earnings per share diluted		0.51		0.51		0.36		0.58

Organization_And_Summary_Of_Si1

Organization And Summary Of Significant Accounting Policies (Policy)	12 Months Ended
	Dec. 31, 2013
Organization And Summary Of Significant Accounting Policies [Abstract]	'
Organization And General	'
	Organization and General
	Evans Bancorp, Inc. (the “Company”) was organized as a New York business corporation and incorporated under the laws of the State of New York on October 28, 1988 for the purpose of becoming a bank holding company.  Through August 2004, the Company was registered with the Federal Reserve Board (“FRB”) as a bank holding company under the Bank Holding Company Act of 1956, as amended.  In August 2004, the Company filed for, and was approved as, a Financial Holding Company under the Bank Holding Company Act.  The Company currently conducts its business through its two subsidiaries: Evans Bank, N.A. (the “Bank”), a nationally chartered bank, and its subsidiaries, Suchak Data Systems, LLC (“SDS”), Evans National Leasing, Inc. (“ENL”) and Evans National Holding Corp. (“ENHC”); and Evans National Financial Services, LLC (“ENFS”) and its subsidiary, The Evans Agency LLC (“TEA”).  Unless the context otherwise requires, the term “Company” refers collectively to Evans Bancorp, Inc. and its subsidiaries.  The Company conducts its business through its subsidiaries.  It does not engage in any other substantial business.
	During the twelve-month period ended December 31, 2013, the Company revised the Consolidated Statement of Cash Flows for the twelve-month period ended December 31, 2011 to correct a $526 thousand error within “Depreciation and Amortization” and “Change in Other Assets Affecting Cash Flow.”  The Company has assessed the materiality of this correction and concluded, based on qualitative and quantitative considerations, that the adjustments are not material to the Consolidated Statements of Cash Flows as a whole.
Regulatory Requirements	'
	Regulatory Requirements
	The Company is subject to the rules, regulations, and reporting requirements of various regulatory bodies, including the FRB, the Federal Deposit Insurance Corporation (“FDIC”), the Office of the Comptroller of the Currency (“OCC”), and the SEC.
Principles Of Consolidation	'
	Principles of Consolidation
	The consolidated financial statements include the accounts of the Company, the Bank, ENFS and their subsidiaries.  All material inter-company accounts and transactions are eliminated in consolidation.
Accounting Estimates	'
	Accounting Estimates
	Management has made a number of estimates and assumptions relating to the reporting of assets and liabilities and disclosure of contingent assets and liabilities in order to prepare these consolidated financial statements in conformity with U.S. generally accepted accounting principles.  The estimates and assumptions that management deems to be critical involve our accounting policies relating to the determination of our allowance for loan and lease losses and the valuation of goodwill.  These estimates and assumptions are based on management’s best estimates and judgment and management evaluates them on an ongoing basis using historical experience and other factors, including the current economic environment, which management believes to be reasonable under the circumstances.  We adjust our estimates and assumptions when facts and circumstances dictate.  The current economic recession increases the uncertainty inherent in our estimates and assumptions.  As future events cannot be determined with precision, actual results could differ significantly from our estimates.  Changes in those estimates resulting from continuing changes in the economic environment will be reflected in the consolidated financial statements in periods as they occur.
Cash And Cash Equivalents	'
	Cash and Cash Equivalents
	For purposes of reporting cash flows, cash and cash equivalents include cash and due from banks and interest-bearing deposits at banks.
Securities	'
	Securities
	Securities which the Bank has the positive intent and ability to hold to maturity are classified as held to maturity and are stated at cost, adjusted for discounts and premiums that are recognized in interest income over the period to the earlier of the call date or maturity using the level yield method.  These securities represent debt issuances of local municipalities in the Bank’s market area for which market prices are not readily available.  Management periodically evaluates the financial condition of the municipalities to see if there is any cause for impairment in their bonds.
	Securities classified as available for sale are stated at fair value with unrealized gains and losses excluded from earnings and reported, net of deferred income taxes, in accumulated other comprehensive income or loss, a component of stockholders’ equity.  Gains and losses on sales of securities are computed using the specific identification method.
	Securities, which experience an other-than-temporary decline in fair value, are written down to a new cost basis with the amount of the write-down, due to credit problems, included in earnings as a realized loss.  The new cost basis is not changed for subsequent recoveries in fair value.  Factors which management considers in determining whether an impairment in value of an investment is other than temporary include the period of time the securities were in a loss position, management’s intent and ability to hold securities until fair values recover to amortized cost or if it is considered more likely than not that the Company will have to sell the security, the extent to which fair value is less than amortized cost, the issuer’s financial performance and near term prospects, the financial condition and prospects for the issuer’s geographic region and industry, and recoveries or declines in fair value subsequent to the balance sheet date.  There were no charges associated with other-than-temporary impairment declines in fair value of securities in 2013 or 2012.
	The Bank does not engage in securities trading activities.
Loans	'
	Loans
	Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or pay-off, generally are reported at their outstanding unpaid principal balances adjusted for unamortized deferred fees or costs.  Interest income is accrued on the unpaid principal balance and is recognized using the interest method.  Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the effective yield method of accounting.
	Loans become past due when the payment date has been missed.  If payment has not been received within 30 days, then the loan is delinquent.  Delinquent loans are placed into three categories; 30-59 days past due, 60-89 days past due, or 90+ days past due.  Loans 90 or more days past due are considered non-performing.
	The accrual of interest on loans is discontinued at the time the loan is 90 days delinquent, unless the credit is well secured and in process of collection.  If the credit is not well secured and in the process of collection, the loan is placed on non-accrual status and is subject to charge-off if collection of principal or interest is considered doubtful.  A loan can also be placed on nonaccrual before it is 90 days delinquent if management determines that it is probable that the Bank will be unable to collect principal or interest due according to the contractual terms of the loan.
	All interest due but not collected for loans that are placed on non-accrual status or charged off is reversed against interest income.  The interest on these loans is accounted for on the cost-recovery method, until it again qualifies for an accrual basis.  Any cash receipts on non-accrual loans reduce the carrying value of the loans.  Loans are returned to accrual status when all principal and interest amounts contractually due are brought current, the adverse circumstances which resulted in the delinquent payment status are resolved, and payments are made in a timely manner for a period of time sufficient to reasonably assure their future dependability.
	The Bank considers a loan impaired when, based on current information and events, it is probable that it will be unable to collect principal or interest due according to the contractual terms of the loan.  These loans are individually assessed for any impairment.  Loan impairment is measured based on the present value of expected cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent.  Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business.  The Company has an appraisal policy in which appraisals are obtained upon a loan being downgraded on the Company’s internal loan rating scale to a 5 (special mention) or a 6 (substandard) depending on the amount of the loan, the type of loan and the type of collateral.  All impaired loans are either graded a 6 or 7 on the internal loan rating scale.  Subsequent to the downgrade, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal.  Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers.  Consumer installment loans and direct financing leases are collectively evaluated for impairment.  Since these loans and leases are not individually identified and evaluated, they are not considered impaired loans.  The one exception is for consumer loans and direct financing leases that are considered troubled debt restructurings (“TDR”) since all TDR loans and leases are considered impaired.
	The Bank monitors the credit risk in its loan portfolio by reviewing certain credit quality indicators (“CQI”).  The primary CQI for its commercial mortgage and commercial and industrial (“C&I”) portfolios is the individual loan’s credit risk rating.  The following list provides a description of the credit risk ratings that are used internally by the Bank when assessing the adequacy of its allowance for loan and lease losses:
		·	1-3-Pass:  Risk Rated 1-3 loans are loans with a slight risk of loss.  The loan is secured by collateral of sufficient value to cover the loan by an acceptable margin.  The financial statements of the company demonstrate sufficient net worth and repayment ability.  The company has established an acceptable credit history with the bank and typically has a proven track record of performance.  Management is experienced, and has an at least average ability to manage the company.  The industry has an average or less than average susceptibility to wide fluctuations in business cycles.
		·	4-Watch:  Although generally acceptable, a higher degree of risk is evident in these watch credits.   Obligor assessment factors may have elements which reflect marginally acceptable conditions warranting more careful review and analysis and monitoring.
	The obligor’s balance sheet reflects generally acceptable asset quality with some elements weak or marginally acceptable.  Liquidity may be somewhat strained, but is at an acceptable level to support operations.  Obligor may be fully leveraged with ratios higher than industry averages.  High leverage is negatively impacting the company, leaving it vulnerable to adverse change.  Inconsistent or declining capability to service existing debt requirements evidenced by debt service coverage temporarily below or near acceptable level.   The margin of collateral may be adequate, but declining or fluctuating in value.  Company management may be unproven, but capable.  Rapid expansion or acquisition may increase leverage or reduce cash flow.
	Negative industry conditions or weaker management could also be characteristic.  Proper consideration should be given to companies in a high growth phase or in development business segments that may not have achieved sustainable earnings.
	Obligors demonstrate sufficient financial flexibility to react to and positively address the root cause of the adverse financial trends without significant deviations from their current business strategy.  The rating is also used for borrowers that have made significant progress in resolving their financial weaknesses.
		·	5-O.A.E.M. (Other Assets Especially Mentioned):  Special Mention (“SM”) – A special mention asset has potential weaknesses that warrant management’s close attention.  If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution’s credit position at some future date.  SM assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.
	SM assets have potential weaknesses that may, if not checked or corrected, weaken the asset or inadequately protect the institution’s position at some future date.  These assets pose elevated risk, but their weakness does not yet justify a substandard classification.  Borrowers may be experiencing adverse operating trends (declining revenues or margins) or an ill proportioned balance sheet (e.g. increasing inventory without an increase in sales, high leverage, tight liquidity).
	Adverse economic or market conditions, such as interest rate increases or the entry of a new competitor, may also support a special mention rating.
	Nonfinancial reasons for rating a credit exposure special mention include management problems, pending litigation, an ineffective loan agreement or other material structural weakness, and any other significant deviation from prudent lending practices.
	The SM rating is designed to identify a specific level of risk and concern about asset quality.  Although an SM asset has a higher profitability of default than a pass asset, its default is not imminent.
		·	6-Substandard:  A substandard asset is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any.  Assets so classified must have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt.  They are characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
	Substandard assets have a high probability of payment default, or they have other well-defined weaknesses.  They require more intensive supervision by Bank management.
	Substandard assets are generally characterized by current or expected unprofitable operations, inadequate debt service coverage, inadequate liquidity, or marginal capitalization.  Repayment may depend on collateral or other credit risk subsidies.  For some substandard assets, the likelihood of full collection of interest and principal may be in doubt; such assets should be placed on non-accrual.  Although substandard assets in the aggregate will have distinct potential for loss, an individual asset’s loss potential does not have to be distinct for the asset to be rated substandard.  These loans are periodically reviewed and tested for impairment.
		·	7-Doubtful:  An asset classified doubtful has all the weaknesses inherent in one classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
	A doubtful asset has a high probability of total or substantial loss, but because of specific pending events that may strengthen the asset, its classification of loss is deferred.
	Doubtful borrowers are usually in default, lack adequate liquidity or capital, and lack the resources necessary to remain an operating entity.  Pending events can include mergers, acquisitions, liquidations, capital injections, the perfection of liens on additional collateral, the valuation of collateral, and refinancing.
	Generally, pending events should be resolved within a relatively short period and the ratings will be adjusted based on the new information.  Because of high probability of loss, non-accrual accounting treatment is required for doubtful assets.
		·	8-Loss:  Assets classified loss are considered uncollectable and of such little value that their continuance as bankable assets is not warranted.  This classification does not mean that the assets have absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off this basically worthless asset even though partial recovery may be affected in the future.
	With loss assets, the underlying borrowers are often in bankruptcy, have formally suspended debt repayments, or have otherwise ceased normal business operations.  Once an asset is classified loss, there is little prospect of collecting either its principal or interest.  When access to collateral, rather than the value of the collateral, is a problem, a less severe classification may be appropriate.  Losses are to be recorded in the period an obligation becomes uncollectible.
	The Company’s consumer loans, including residential mortgages and home equities, are not individually risk rated or reviewed in the Company’s loan review process.  Consumers are not required to provide the Company with updated financial information as is a commercial customer.  Consumer loans also carry smaller balances.  Given the lack of updated information since the initial underwriting of the loan and small size of individual loans, the Company does not have credit risk ratings for consumer loans and instead uses delinquency status as the credit quality indicator for consumer loans.  However, once a consumer loan is identified as impaired, it is individually evaluated for impairment in the same way a commercial loan is evaluated.
Leases	'
	Leases
	The Bank's leasing operations consist principally of the leasing of various types of small ticket commercial equipment.  The Company follows ASC Topic 840, "Leases," for all of its direct financing leases.  The net investment in direct financing leases is the sum of all minimum lease payments and estimated residual values, less unearned income, net of the remaining mark.  In the third quarter of 2009, the Company announced its intention to sell the leasing portfolio.  As a result, the Company classified the leasing portfolio as held-for-sale and marked the portfolio down to its fair market value as of June 30, 2009.  As of September 30, 2009, management decided to service the portfolio to maturity and transferred it to held-for-investment.  At December 31, 2013 and 2012, the carrying value of the leasing portfolio amounted to $0.0 and $1.6 million, respectively.  All of the Bank's leases are classified as direct financing leases.
Allowance For Loan And Lease Losses	'
	Allowance for Loan and Lease Losses
	The provision for loan and lease losses represents the amount charged against the Bank’s earnings to maintain an allowance for probable loan and lease losses inherent in the portfolio based on management’s evaluation of the loan and lease portfolio at the balance sheet date. Factors considered by the Bank’s management in establishing the allowance include: the collectability of individual loans and leases, current loan and lease concentrations, charge-off history, delinquent loan and lease percentages, the fair value of the collateral, input from regulatory agencies, and general economic conditions.
	On a quarterly basis, management of the Bank meets to review and determine the adequacy of the allowance for loan and lease losses. In making this determination, the Bank’s management analyzes the ultimate collectability of the loans and leases in its portfolio by incorporating feedback provided by the Bank’s internal loan and lease staff, an independent internal loan and lease review function and information provided by examinations performed by regulatory agencies.
	The analysis of the allowance for loan and lease losses is composed of two components: specific credit allocation and general portfolio allocation. The specific credit allocation includes a detailed review of each impaired loan and allocation is made based on this analysis.  Factors may include the appraisal value of the collateral, the age of the appraisal, the type of collateral, the performance of the loan to date, the performance of the borrower’s business based on financial statements, and legal judgments involving the borrower.  The general portfolio allocation consists of an assigned reserve percentage based on the historical loss experience and other quantitative and qualitative factors of the loan or lease category.
	The general portfolio allocation is segmented into pools of loans with similar characteristics.  Separate pools of loans include loans pooled by loan grade and by portfolio segment.  Loans graded a 5 or worse (“criticized loans”) that exceed a material balance threshold are evaluated by the Company’s credit department to determine if the collateral for the loan is worth less than the loan.  All of these “shortfalls” are added together and divided by the respective loan pool to calculate the quantitative factor applied to the respective pool.  These loans are not considered impaired because the cash flow of the customer and the payment history of the loan suggest that it is not probable that the Company will be unable to collect the full amount of principal and interest as contracted and are thus still accruing interest.
	Loans that are graded 4 or better (“non-criticized loans”) are reserved in separate loan pools in the general portfolio allocation.  A weighted average 5-year historical charge-off ratio by portfolio segment is calculated and applied against these loan pools.
	For both the criticized and non-criticized loan pools in the general portfolio allocation, additional qualitative factors are applied.  The qualitative factors applied to the general portfolio allocation reflect management’s evaluation of various conditions.  The conditions evaluated include the following: industry and regional conditions; seasoning of the loan and lease portfolio and changes in the composition of and growth in the loan and lease portfolio; the strength and duration of the business cycle; existing general economic and business conditions in the lending areas; credit quality trends in non-accruing loans and leases; timing of the identification of downgrades; historical loan and lease charge-off experience; and the results of bank regulatory examinations.  Due to the nature of the loans, the criticized loan pools carry significantly higher qualitative factors than the non-criticized pools.
	Direct financing leases are segregated from the rest of the loan portfolio in determining the appropriate allowance for that portfolio segment.  Unlike the loan portfolio, the Company does have sufficient historical loss data to perform a migration analysis for non-accruing leases.  Management periodically updates this analysis by examining the non-accruing lease portfolio at different points in time and studying what percentage of the non-accruing portfolio ends up being charged off.  All of the remaining leases not in non-accrual are allocated a reserve based on the several factors including: delinquency and non-accrual trends, charge-off trends, and national economic conditions.
Foreclosed Real Estate	'
	Foreclosed Real Estate
	Foreclosed real estate is initially recorded at the lower of carrying or fair value (net of costs of disposal) at the date of foreclosure.  Costs relating to development and improvement of property are capitalized, whereas costs relating to the holding of property are expensed.  Assessments are periodically performed by management, and an allowance for losses is established through a charge to operations if the carrying value of a property exceeds fair value.  The Company held no foreclosed real estate at December 31, 2013 or December 31, 2012.
Insurance Commission And Fees	'
	Insurance Commissions and Fees
	Commission revenue is recognized as of the effective date of the insurance policy or the date the customer is billed, whichever is later.  The Company also receives contingent commissions from insurance companies which are based on the overall profitability of their relationship based primarily on the loss experience of the insurance placed by the Company.  Contingent commissions from insurance companies are recognized when determinable.
Goodwill And Other Intangible Assets	'
	Goodwill and Other Intangible Assets
	The Company accounts for goodwill and other intangible assets in accordance with ASC Topic 350, "Intangibles – Goodwill and Other."  The Company records the excess of the cost of acquired entities over the fair value of identifiable tangible and intangible assets acquired, less liabilities assumed, as goodwill.  The Company amortizes acquired intangible assets with definite useful economic lives over their useful economic lives utilizing the straight-line method.  On a periodic basis, management assesses whether events or changes in circumstances indicate that the carrying amounts of the intangible assets may be impaired.  The Company does not amortize goodwill and any acquired intangible asset with an indefinite useful economic life, but reviews them for impairment at a reporting unit level on an annual basis, or when events or changes in circumstances indicate that the carrying amounts may be impaired.  A reporting unit is defined as any distinct, separately identifiable component of one of our operating segments for which complete, discrete financial information is available and reviewed regularly by the segment’s management.  The only reporting unit with goodwill as of December 31, 2013 is the insurance agency activities reporting unit.
	The fair value of the insurance agency activities reporting unit is measured annually as of December 31st utilizing the average of a discounted cash flow model and a market value based on a multiple to earnings before interest, taxes, depreciation, and amortization (“EBITDA”) for similar companies.  The calculated value of the insurance agency reporting unit was substantially in excess of the carrying amount at December 31, 2013.  A review of the period subsequent to the measurement date is performed to determine if there were any significant adverse changes in operations or events that would alter our determination as of the measurement date.  The Company has performed the required goodwill impairment tests and has determined that goodwill was not impaired as of December 31, 2013.
Bank-Owned Life Insurance	'
	Bank-Owned Life Insurance
	The Bank has purchased insurance on the lives of Company directors and certain members of the Bank's and TEA's management.  The policies accumulate asset values to meet future liabilities, including the payment of employee benefits, such as retirement benefits.  Increases in the cash surrender value are recorded as other income in the Company’s Consolidated Statements of Income.
Properties And Equipment	'
	Properties and Equipment
	Properties and equipment are stated at cost less accumulated depreciation.  Depreciation is computed using the straight-line method over the estimated useful lives of the assets, which range from 3 to 39 years.  Impairment losses on properties and equipment are realized if the carrying amount is not recoverable from its undiscounted cash flows and exceeds its fair value in accordance with ASC Topic 360, “Property, Plant, and Equipment.”
Inocme Taxes	'
	Income Taxes
	Income taxes are accounted for under the asset and liability method under ASC Topic 740, “Income Taxes.”  Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the periods in which the deferred tax assets or liabilities are expected to be realized or settled.  As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through income tax expense.
Net Income Per Share	'
	Net Income Per Share
	Net income per common share is determined by dividing net income by the weighted average number of shares outstanding during the period.  Diluted earnings per common share is based on increasing the weighted-average number of shares of common stock by the number of shares of common stock that would be issued assuming the exercise of stock options and immediate vesting of restricted shares.  Such adjustments to weighted-average number of shares of common stock outstanding are made only when such adjustments are expected to dilute earnings per common share.  There were 49,268,  15,368, and 2,391 potentially dilutive shares of common stock included in calculating diluted earnings per share for the years ended December 31, 2013, 2012, and 2011, respectively.  Potential common shares that would have the effect of increasing diluted earnings per share are considered to be anti-dilutive.  In accordance with ASC Topic 260, "Earnings Per Share," these shares were not included in calculating diluted earnings per share.  As of December 31, 2013, 2012, and 2011, there were 42 thousand, 157 thousand, and 213 thousand shares, respectively, that are not included in calculating diluted earnings per share because their effect was anti-dilutive.
Treasury Stock	'
	Treasury Stock
	Repurchases of shares of Evans Bancorp, Inc. stock are recorded at cost as a reduction of shareholders’ equity.  Reissuances of shares of treasury stock are recorded at market value.
Comprehensive Income	'
	Comprehensive Income
	Comprehensive income includes both net income and other comprehensive income, including the change in unrealized gains and losses on securities available for sale, and the change in the liability related to pension costs, net of tax.
Employee Benefits	'
	Employee Benefits
	The Bank maintains a non-contributory, qualified, defined benefit pension plan (the “Pension Plan”) that covered substantially all employees before it was frozen on January 31, 2008.  All benefits eligible participants had accrued in the Pension Plan until the freeze date have been retained.  Employees have not accrued additional benefits in the Pension Plan from that date.  The actuarially determined pension benefit in the form of a life annuity is based on the employee’s combined years of service, age and compensation.  The Bank’s policy is to fund the minimum amount required by government regulations.  Employees are eligible to receive these benefits at normal retirement age.
	The Bank maintains a defined contribution 401(k) plan and accrues contributions due under this plan as earned by employees.  In addition, the Bank maintains a non-qualified Supplemental Executive Retirement Plan for certain members of senior management, a non-qualified Deferred Compensation Plan for directors and certain members of management, and a non-qualified Executive Incentive Retirement Plan for certain members of management, as described more fully in Note 11 to the Consolidated Financial Statements, “Employee Benefits and Deferred Compensation Plans.”
Stock-based Compensation	'
	Stock-based Compensation
	Stock-based compensation expense is recognized over the vesting period of the stock-based grant based on the estimated grant date value of the stock-based compensation that is expected to vest.  Information on the determination of the estimated value of stock-based awards used to calculate stock-based compensation expense is included in Note 12 to the Consolidated Financial Statements, “Stock-Based Compensation.”
Loss Contingencies	'
	Loss Contingencies
	Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.
Financial Instruments With Off-Balance Sheet Risk	'
	Financial Instruments with Off-Balance Sheet Risk
	In the ordinary course of business, the Bank has entered into off-balance sheet financial arrangements consisting of commitments to extend credit and standby letters of credit.  The Bank has not incurred any losses on its commitments during the past three years and has not recorded a reserve for its commitments.
Advertising costs	'
	Advertising costs
	Advertising costs are expensed as incurred.
New Accounting Standards	'
	New Accounting Standards
	The following significant accounting pronouncements became effective for the Company in 2013:
	Accounting Standards Update (“ASU”) 2012-06, Subsequent Accounting for an Indemnification Asset Recognized at the Acquisition Date as a Result of a Government-Assisted Acquisition of a Financial Institution.  Accounting for a business combination requires that at each subsequent reporting date, an acquirer measure an indemnification asset on the same basis as the indemnified liability or asset, subject to any contractual limitations on its amount, and, for an indemnification asset that is not subsequently measured at its fair value, management’s assessment of the collectability of the indemnification asset. The objective of this ASU is to address the diversity in practice about how to interpret the terms on the same basis and contractual limitations when subsequently measuring an indemnification asset recognized in a government-assisted (Federal Deposit Insurance Corporation) acquisition of a financial institution that includes a loss-sharing agreement (indemnification agreement). The new guidance is effective for interim and annual periods beginning after December 15, 2012.  The Company adopted this ASU effective January 1, 2013.  The Company was party to an indemnification agreement with the FDIC related to the Company’s acquisition of Waterford Village Bank in July 2009, however, this agreement was terminated effective July 1, 2013.  The adoption of this ASU did not have a material impact on the Company’s financial statements.
	ASU 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income.  The objective of this ASU is to improve the reporting of reclassifications out of accumulated other comprehensive income by requiring an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income, if the amount being reclassified is required to be reclassified into net income in its entirety.  For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures required under U.S. GAAP that provide additional detail about those amounts.  This ASU is effective for reporting periods beginning after December 15, 2012.  The Company adopted this ASU effective January 1, 2013, as reflected herein at Note 10 – “Comprehensive Income (Loss).”

Securities_Tables

Securities (Tables)	12 Months Ended
	Dec. 31, 2013
Securities [Abstract]	'
Schedule Of Amortized Cost And Estimated Fair Value Of Investment Securities	'
		2013
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	32,176	$	439	$	-623	$	31,992
	States and political subdivisions		31,266		802		-188		31,880
	Total debt securities	$	63,442	$	1,241	$	-811	$	63,872
	Mortgage-backed securities:
	FNMA	$	13,204	$	354	$	-57	$	13,501
	FHLMC		7,156		109		-147		7,118
	GNMA		7,570		99		-96		7,573
	CMO		7,981		9		-389		7,601
	Total mortgage-backed securities	$	35,911	$	571	$	-689	$	35,793
	Total securities designated as available for sale	$	99,353	$	1,812	$	-1,500	$	99,665
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	2,384	$	6	$	-71	$	2,319
	Total securities designated as held to maturity	$	2,384	$	6	$	-71	$	2,319
		2012
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	27,227	$	1,137	$	-32	$	28,332
	States and political subdivisions		29,912		1,567		-10		31,469
	Total debt securities	$	57,139	$	2,704	$	-42	$	59,801
	Mortgage-backed securities:
	FNMA	$	15,210	$	867	$	-	$	16,077
	FHLMC		6,292		189		-		6,481
	GNMA		7,750		263		-		8,013
	CMO		1,663		28		-		1,691
	Total mortgage-backed securities	$	30,915	$	1,347	$	-	$	32,262
	Total securities designated as available for sale	$	88,054	$	4,051	$	-42	$	92,063
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	3,744	$	23	$	-46	$	3,721
	Total securities designated as held to maturity	$	3,744	$	23	$	-46	$	3,721
Scheduled Maturities Of Debt And Mortgage Backed Securities	'
		2013				2012
		Amortized		Estimated		Amortized		Estimated
		cost		fair value		cost		fair value
			(in thousands)				(in thousands)
	Debt securities available for sale:
	Due in one year or less	$	447	$	454	$	2,766	$	2,797
	Due after one year through five years		23,732		24,419		16,797		17,561
	Due after five years through ten years		31,450		30,946		29,280		30,344
	Due after ten years		7,813		8,053		8,296		9,099
			63,442		63,872		57,139		59,801
	Mortgage-backed securities
	available for sale		35,911		35,793		30,915		32,262
	Total available for sale securities	$	99,353	$	99,665	$	88,054	$	92,063
	Debt securities held to maturity:
	Due in one year or less	$	1,023	$	1,020	$	2,241	$	2,228
	Due after one year through five years		178		179		317		322
	Due after five years through ten years		1,064		1,015		516		490
	Due after ten years		119		105		670		681
			2,384		2,319		3,744		3,721
	Total held to maturity securities	$	2,384	$	2,319	$	3,744	$	3,721
Unrealized Losses On Available For Sale Securities	'
			2013
			Less than 12 months				12 months or longer				Total
			Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
			Value		Losses		Value		Losses		Value		Losses
			(in thousands)
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	10,553	$	-486	$	1,863	$	-137	$	12,416	$	-623
	States and political subdivisions		7,953		-150		590		-38		8,543		-188
	Total debt securities	$	18,506	$	-636	$	2,453	$	-175	$	20,959	$	-811
	Mortgage-backed securities:
	FNMA	$	4,819	$	-57	$	21	$	-	$	4,840	$	-57
	FHLMC		2,677		-46		1,700		-101		4,377		-147
	GNMA		2,751		-96		-		-		2,751		-96
	CMO'S		6,466		-389		-		-		6,466		-389
	Total mortgage-backed securities	$	16,713	$	-588	$	1,721	$	-101	$	18,434	$	-689
	Held To Maturity:
	Debt securities:
	States and political subdivisions	$	1,210	$	-24	$	504	$	-47	$	1,714	$	-71
	Total temporarily impaired
	securities	$	36,429	$	-1,248	$	4,678	$	-323	$	41,107	$	-1,571
			2012
			Less than 12 months				12 months or longer				Total
			Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
			Value		Losses		Value		Losses		Value		Losses
			(in thousands)
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	3,968	$	-32	$	-	$	-	$	3,968	$	-32
	States and political subdivisions		1,192		-10		-		-		1,192		-10
	Total debt securities	$	5,160	$	-42	$	-	$	-	$	5,160	$	-42
	Mortgage-backed securities:
	FNMA	$	34	$	-	$	-	$	-	$	34	$	-
	Total mortgage-backed securities	$	34	$	-	$	-	$	-	$	34	$	-
	Held To Maturity:
	Debt securities:
	States and political subdivisions	$	2,660	$	-46	$	-	$	-	$	2,660	$	-46
	Total temporarily impaired
	securities	$	7,854	$	-88	$	-	$	-	$	7,854	$	-88

Loans_And_Leases_Net_Tables

Loans And Leases, Net (Tables)	12 Months Ended
	Dec. 31, 2013
Loans And Leases, Net [Abstract]	'
Major Categories Of Loans And Leases	'
		2013			2012
	Mortgage loans on real estate:		(in thousands)
	Residential Mortgages	$	94,027		$	68,135
	Commercial and multi-family		361,247			323,777
	Construction-Residential		1,509			811
	Construction-Commercial		23,902			28,941
	Home equities		57,228			56,366
	Total real estate loans		537,913			478,030
	Direct financing leases		-			1,612
	Commercial and industrial loans		106,952			99,951
	Consumer loans		938			1,294
	Other		323			1,342
	Net deferred loan origination costs		870			666
	Total gross loans		646,996			582,895
	Allowance for loan losses		-11,503			-9,732
	Loans, net	$	635,493		$	573,163
Changes In The Allowance For Loan And Lease Losses	'
		2013			2012			2011
		(in thousands)
	Balance, beginning of year	$	9,732		$	11,495		$	10,424
	Provisions for loan and lease losses		1,540			-68			2,484
	Recoveries		942			225			109
	Loans and leases charged off		-711			-1,920			-1,522
	Balance, end of year	$	11,503		$	9,732		$	11,495
Summary Of The Allowance For Loan And Lease Losses By Management Level Segments	'
	2013
	(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
	Allowance for loan
	and lease losses:
	Beginning balance	$	3,617		$	4,493		$	18		$	662		$	746		$	47	$	149	$	9,732
	Charge-offs		-20			-460			-64			-39			-128			-		-		-711
	Recoveries		240			444			13			2			1			242		-		942
	Provision		652			435			70			413			259			-289		-		1,540
	Ending balance	$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
	Allowance for loan
	and lease losses:
	Ending balance:
	Individually evaluated
	for impairment	$	1,187		$	216		$	20		$	47		$	39		$	-	$	-	$	1,509
	Collectively evaluated
	for impairment		3,302			4,696			17			991			839			-		149		9,994
	Total	$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
	Loans and leases:
	Ending balance:
	Individually evaluated
	for impairment	$	4,388		$	12,054		$	20		$	1,952		$	447		$	-	$	-	$	18,861
	Collectively evaluated
	for impairment		102,564			373,095			1,241			93,584			56,781			-		-		627,265
	Total	$	106,952		$	385,149		$	1,261		$	95,536		$	57,228		$	-	$	-	$	646,126
	Note: Loan and lease balances do not include $870 thousand in net deferred loan and lease originations as of December 31, 2013.
	*  includes construction loans
	** includes other loans
	2012
	(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
	Allowance for loan
	and lease losses:
	Beginning balance	$	4,085		$	4,670		$	36		$	793		$	768		$	994	$	149	$	11,495
	Charge-offs		-862			-900			-32			-12			-114			-		-		-1,920
	Recoveries		184			15			19			1			6			-		-		225
	Provision		210			708			-5			-120			86			-947		-		-68
	Ending balance	$	3,617		$	4,493		$	18		$	662		$	746		$	47	$	149	$	9,732
	Allowance for loan
	and lease losses:
	Ending balance:
	Individually evaluated
	for impairment	$	472		$	471		$	5		$	-		$	-		$	13	$	-	$	961
	Collectively evaluated
	for impairment		3,145			4,022			9			662			746			34		149		8,767
	Loans acquired with
	deteriorated credit quality		-			-			4			-			-			-		-		4
	Total	$	3,617		$	4,493		$	18		$	662		$	746		$	47	$	149	$	9,732
	Loans and leases:
	Ending balance:
	Individually evaluated
	for impairment	$	1,159		$	7,283		$	22		$	1,443		$	938		$	164	$	-	$	11,009
	Collectively evaluated
	for impairment		98,792			345,435			2,592			67,503			55,428			1,448		-		571,198
	Loans acquired with
	deteriorated credit quality		-			-			22			-			-			-		-		22
	Total	$	99,951		$	352,718		$	2,636		$	68,946		$	56,366		$	1,612	$	-	$	582,229
	Note: Loan and lease balances do not include $666 thousand in net deferred loan and lease originations as of December 31, 2012.
	*  includes construction loans
	** includes other loans
Activity In The Leasing Portfolio	'
		As of December 31,
		2013				2012				2011
		(in thousands)
	Direct financing lease principal balance	$	105			$	1,742			$	6,509
	Mark-to-market adjustment		-105				-130				-488
	Direct financing lease carrying balance		-				1,612				6,021
		For the year ended December 31,
		2013				2012				2011
		(in thousands)
	Beginning balance of the mark	$	130			$	488			$	1,493
	Mark-to-market adjustment		-242				-				-
	Net write-offs (recoveries)		217				-358				-1,005
	Remaining mark		105				130				488
	Allowance for lease losses, beginning balance	$	47			$	994			$	1,471
	(Reduction of) provision for lease losses		-47				-947				-477
	Leasing net charge-offs		-				-				-
	Allowance for lease losses, ending balance		-				47				994
	Total mark plus allowance	$	105			$	177			$	1,482
	Mark plus allowance / leasing principal balance		100	%			10.16	%			22.77	%
	Non-accruing leases	$	47			$	171			$	1,160
	Non-accruing leases / leasing principal balance		44.76	%			9.82	%			17.82	%
Data, At The Class Level, Of Credit Quality Indicators Of Certain Loans And Leases	'
	31-Dec-13
	(in thousands)
	Corporate Credit Exposure – By Credit Rating	Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
	3	$	19,086		$	297,819		$	316,905		$	78,294
	4		3,283			47,584			50,867			15,194
	5		-			4,028			4,028			9,468
	6		1,533			11,479			13,012			3,744
	7		-			337			337			252
	Total	$	23,902		$	361,247		$	385,149		$	106,952
	31-Dec-12
	(in thousands)
	Corporate Credit Exposure – By Credit Rating	Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
	3	$	24,461		$	273,843		$	298,304		$	77,095
	4		2,023			40,346			42,369			14,681
	5		1,728			3,081			4,809			5,229
	6		729			2,911			3,640			2,308
	7		-			3,596			3,596			638
	Total	$	28,941		$	323,777		$	352,718		$	99,951
Recorded Investment In Loans And Leases Past Due	'
	31-Dec-13
	(in thousands)
																					Non-accruing
											Total Past			Current			Total		90+ Days		Loans and
		30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
	Commercial and
	industrial	$	197		$	447		$	358		$	1,002		$	105,950		$	106,952	$	-	$	2,970
	Residential real estate:
	Residential		392			72			915			1,379			92,648			94,027		-		1,376
	Construction		-			-			-			-			1,509			1,509		-		-
	Commercial real estate:
	Commercial		6,976			1,050			75			8,101			353,146			361,247		-		8,873
	Construction		-			-			-			-			23,902			23,902		-		-
	Home equities		100			267			76			443			56,785			57,228		-		447
	Direct financing leases		1			2			47			50			-			-		-		47
	Consumer		1			21			-			22			916			938		-		20
	Other		-			-			-			-			323			323		-		-
	Total Loans	$	7,667		$	1,859		$	1,471		$	10,997		$	635,179		$	646,126	$	-	$	13,733
	31-Dec-12
	(in thousands)
																					Non-accruing
											Total Past			Current			Total		90+ Days		Loans and
		30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
	Commercial and
	industrial	$	564		$	141		$	135		$	840		$	99,111		$	99,951	$	-	$	914
	Residential real estate:
	Residential		1,015			62			872			1,949			66,186			68,135		-		1,443
	Construction		-			-			-			-			811			811		-		-
	Commercial real estate:
	Commercial		12,658			169			3,658			16,485			307,292			323,777		-		4,309
	Construction		1,505			201			729			2,435			26,506			28,941		-		729
	Home equities		32			215			572			819			55,547			56,366		-		618
	Direct financing leases		31			7			123			161			1,451			1,612		-		171
	Consumer		17			4			23			44			1,250			1,294		-		44
	Other		-			-			-			-			2,008			2,008		-		-
	Total Loans	$	15,822		$	799		$	6,112		$	22,733		$	560,162		$	582,895	$	-	$	8,228
Impaired Loans And Leases	'
			At December 31, 2013
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	With no related allowance recorded:		(in thousands)
	Commercial and industrial	$	1,247		$	1,352		$	-		$	1,405		$	100		$	59
	Residential real estate:
	Residential		1,331			1,460			-			1,388			61			9
	Construction		-			-			-			-			-			-
	Commercial real estate:
	Commercial		9,937			10,288			-			9,832			302			109
	Construction		599			599			-			707			-			26
	Home equities		408			438			-			402			19			4
	Direct financing leases		26			27			-			29			-			-
	Consumer		-			-			-			-			-			-
	Other		-			-			-			-			-			-
	Total impaired loans and leases	$	13,548		$	14,164		$	-		$	13,763		$	482		$	207
			At December 31, 2013
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	With a related allowance recorded:		(in thousands)
	Commercial and industrial	$	3,141		$	3,191		$	1,187		$	3,577		$	60		$	108
	Residential real estate:
	Residential		621			624			47			622			10			27
	Construction		-			-			-			-			-			-
	Commercial real estate:
	Commercial		584			650			70			604			6			26
	Construction		934			934			146			934			-			33
	Home equities		39			39			39			39			-			2
	Direct financing leases		-			-			-			-			-			-
	Consumer		20			29			20			11			3			2
	Other		-			-			-			-			-			-
	Total impaired loans and leases	$	5,339		$	5,467		$	1,509		$	5,787		$	79		$	198
			At December 31, 2013
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	Total:		(in thousands)
	Commercial and industrial	$	4,388		$	4,543		$	1,187		$	4,982		$	160		$	167
			-			-			-			-			-			-
	Residential real estate:
	Residential		1,952			2,084			47			2,010			71			36
	Construction		-			-			-			-			-			-
			-			-			-			-			-			-
	Commercial real estate:
	Commercial		10,521			10,938			70			10,436			308			135
	Construction		1,533			1,533			146			1,641			-			59
			-			-			-			-			-			-
	Home equities		447			477			39			441			19			6
			-			-			-			-			-			-
	Direct financing leases		26			27			-			29			-			-
			-			-			-			-			-			-
	Consumer		20			29			20			11			3			2
			-			-			-			-			-			-
	Other		-			-			-			-			-			-
	Total impaired loans and leases	$	18,887		$	19,631		$	1,509		$	19,550		$	561		$	405
			At December 31, 2012
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	With no related allowance recorded:		(in thousands)
	Commercial and industrial	$	277		$	289		$	-		$	392		$	10		$	6
	Residential real estate:
	Residential		1,437			1,558			-			1,444			56			12
	Construction		-			-			-			-			-			-
	Commercial real estate:
	Commercial		3,313			3,555			-			3,711			174			94
	Construction		729			814			-			778			26			-
	Home equities		938			973			-			856			26			14
	Direct financing leases		-			-			-			-			-			-
Consumer		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	6,694		$	7,189		$	-		$	7,181		$	292		$	126
		At December 31, 2012
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With a related allowance recorded:		(in thousands)
Commercial and industrial	$	2,509		$	2,662		$	747		$	2,938		$	49		$	107
Residential real estate:
Residential		6			6			-			6			-			-
Construction		-			-			-			-			-			-
Commercial real estate:
Commercial		3,241			3,425			471			3,267			172			3
Construction		934			934			49			934			-			30
Home equities		-			-			-			-			-			-
Direct financing leases		164			178			13			266			14			-
Consumer		44			121			9			60			9			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	6,898		$	7,326		$	1,289		$	7,471		$	244		$	140
		At December 31, 2012
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
Total:		(in thousands)
Commercial and industrial	$	2,786		$	2,951		$	747		$	3,330		$	59		$	113
		-			-			-			-			-			-
Residential real estate:
Residential		1,443			1,564			-			1,450			56			12
Construction		-			-			-			-			-			-
		-			-			-			-			-			-
Commercial real estate:
Commercial		6,554			6,980			471			6,978			346			97
Construction		1,663			1,748			49			1,712			26			30
		-			-			-			-			-			-
Home equities		938			973			-			856			26			14
		-			-			-			-			-			-
Direct financing leases		164			178			13			266			14			-
		-			-			-			-			-			-
Consumer		44			121			9			60			9			-
		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	13,592		$	14,515		$	1,289		$	14,652		$	536		$	266
Non-Accrual Loans And Leases And Loans And Leases 90 Days Or More Past Due	'
		31-Dec-13			31-Dec-12
			(in thousands)
	Non-accruing loans and leases:
	Commercial and industrial loans	$	2,970		$	914
	Residential real estate:
	Residential		1,376			1,443
	Construction		-			-
	Commercial real estate:
	Commercial and multi-family		8,873			4,309
	Construction		-			729
	Home equities		447			618
	Direct financing leases		47			171
	Consumer loans		20			44
	Other		-			-
	Total non-accruing loans and leases	$	13,733		$	8,228
	Accruing loans 90+ days past due		-			-
	Total non-performing loans and leases	$	13,733		$	8,228
	Total non-performing loans and leases
	to total assets		1.65	%		1.02	%
	Total non-performing loans and leases
	to total loans and leases		2.12	%		1.41	%
Components Of The Net Investment In Direct Financing Leases	'
		2013			2012
			(in thousands)
	Direct financing lease payments receivable	$	140		$	1,871
	Estimated residual value of leased assets		10			57
	Unearned income		-45			-186
	Remaining mark		-105			-130
	Net investment in direct financing leases	$	-		$	1,612
Troubled Debt Restructured Loans And Leases	'
			31-Dec-13
			($ in thousands)
			Total			Nonaccruing			Accruing			Related Allowance
	Commercial and industrial	$	4,262		$	2,903		$	1,359		$	983
	Residential real estate:
	Residential		1,031			454			577			-
	Construction		-			-			-			-
	Commercial real estate:
	Commercial and multi family		10,211			8,563			1,648			33
	Construction		1,533			-			1,533			-
	Home equities		56			56			-			-
	Direct financing leases		26			12			14			-
	Consumer loans		-			-			-			-
	Other		-			-			-			-
	Total troubled restructured loans and leases	$	17,119		$	11,988		$	5,131		$	1,016
			31-Dec-12
			($ in thousands)
			Total			Nonaccruing			Accruing			Related Allowance
	Commercial and industrial	$	2,592		$	720		$	1,872		$	335
	Residential real estate:
	Residential		509			509			-			-
	Construction		-			-			-			-
	Commercial real estate:
	Commercial and multi family		6,203			3,958			2,245			471
	Construction		1,663			729			934			-
												-
	Home equities		320			-			320			-
	Direct financing leases		164			70			94			13
	Consumer loans		-			-			-			-
	Other		-			-			-			-
	Total troubled restructured loans and leases	$	11,451		$	5,986		$	5,465		$	819
Troubled Debt Restructurings Activity	'
		Year ended December 31, 2013								Year ended December 31, 2012
		($ in thousands)								($ in thousands)
	Troubled Debt Restructurings by Type of Concession	Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment		Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
	Commercial and Industrial:
	Deferral of principal	6		$	2,400		$	2,400		-		$	-		$	-
	Interest rate reduction	2			330			330		1			249			249
	Extension of maturity and
	interest rate reduction	5			361			361		-			-			-
	Combination of concessions	1			250			250		10			1,952			1,952
	Residential Real Estate & Construction:
	Extension of maturity	4			583			583		1			43			43
	Rate reduction	-			-			-		1			475			475
	Commercial Real Estate & Construction:
	Deferral of principal	2			6,438			7,963		3			964			964
	Extension of maturity	2			739			739		2			1,194			1,194
	Term out line of credit	-			-			-		1			1,429			1,429
	Extension of maturity and
	interest rate reduction	-			-			-		1			637			637
	Home Equities:
	Extension of maturity	-			-			-		-			-			-
	Extension of maturity and
	interest rate reduction	1			136			136		-			-			-
	Term out line of credit	1			57			57		-			-			-
	Direct financing leases	-			-			-		-			-			-
	Consumer loans	-			-			-		-			-			-
	Other	-			-			-		-			-			-
Troubled Debt Restructurings On Financing Receivables That Subsequently Defaulted	'
		Year Ended December 31, 2013					Year Ended December 31, 2012
		($ in thousands)					($ in thousands)
	Troubled Debt Restructurings	Number of		Recorded			Number of		Recorded
	That Subsequently Defaulted	Contracts		Investment			Contracts		Investment
	Commercial and Industrial	7		$	224		2		$	135
	Residential Real Estate:
	Residential	-			-		-			-
	Construction	-			-		-			-
	Commercial Real Estate:
	Commercial and Multi-Family	1			160		1			290
	Construction	-			-		1			729
	Home Equities	-			-		-			-
	Direct financing leases	-			-		-			-
	Consumer loans	-			-		-			-
	Other	-			-		-			-

Properties_And_Equipment_Table

Properties And Equipment (Tables)	12 Months Ended
	Dec. 31, 2013
Properties And Equipment [Abstract]	'
Properties And Equipment	'
		2013		2012
			(in thousands)
	Land	$	268	$	268
	Buildings and improvements		12,695		13,504
	Furniture, fixtures, and equipment		12,426		11,852
			25,389		25,624
	Less accumulated depreciation		-14,226		-14,256
	Properties and equipment, net	$	11,163	$	11,368

Other_Assets_Tables

Other Assets (Tables)	12 Months Ended
	Dec. 31, 2013
Other Assets [Abstract]	'
Schedule Of Other Assets	'
		2013		2012
			(in thousands)
	Net deferred tax asset	$	6,064	$	4,868
	Accrued interest receivable		2,458		2,395
	Prepaid expenses		749		1,626
	Mortgage servicing rights		509		467
	Indemnification asset		-		290
	Other		2,179		2,203
	Total other assets	$	11,959	$	11,849

Goodwill_And_Intangible_Assets1

Goodwill And Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2013
Goodwill and Intangible Assets [Abstract]	'
Schedule Of Intangible Assets	'
	2013	Gross Carrying Amount		Accumulated Amortization		Net		Weighted Avg Amortization Period
		(in thousands)
	Non-compete agreements	$	738	$	-738	$	-
	Insurance expirations		4,585		-4,477		108		8 years
	Total	$	5,323	$	-5,215	$	108		8 years
	2012	Gross Carrying Amount		Accumulated Amortization		Net		Weighted Avg Amortization Period
		(in thousands)
	Non-compete agreements	$	738	$	-731	$	7		5 years
	Insurance expirations		4,585		-4,263		322		9 years
	Total	$	5,323	$	-4,994	$	329		9 years
Schedule Of Expected Amortization Expense	'
	Year Ending December 31	Amount
		(in thousands)
	2014	$	108
	2015		-
	2016		-
	2017		-
	2018		-
		$	108

Deposits_Tables

Deposits (Tables)	12 Months Ended
	Dec. 31, 2013
Banking and Thrift [Abstract]	'
Schedule Of Maturities Of Time Deposits	'
	At December 31, 2013, the scheduled maturities of all time deposits were as follows:
		(in thousands)
	2014	$	37,763
	2015		40,302
	2016		16,680
	2017		9,265
	2018 and later		6,127
		$	110,137

Borrowed_Funds_And_Junior_Subo1

Borrowed Funds And Junior Subordinated Debentures (Tables)	12 Months Ended
	Dec. 31, 2013
Borrowed Funds And Junior Subordinated Debentures [Abstract]	'
Schedule of Maturities Of Long-Term Debt	'
		Maturities			Weighted Average Rate
		(in thousands)
	2014	$	9,000			3.53	%
	2015		-			-	%
	2016		-			-	%
	2017		-			-	%
	Thereafter		-			-	%
	Total	$	9,000			-	%
Schedule Of Short-Term Debt	'
		Federal Funds Purchased			Other Short-Term Borrowings			Total
		(in thousands)
	At December 31, 2013
	Amount outstanding	$	-		$	9,000		$	9,000
	Weighted-average interest rate		-	%		3.41	%		3.41	%
	For the year ended December 31, 2013
	Highest amount at a monthend	$	-		$	10,000
	Daily average amount outstanding	$	-		$	6,167		$	6,167
	Weighted-average interest rate		-	%		3.41	%		3.41	%
	At December 31, 2012
	Amount outstanding	$	-		$	10,000		$	10,000
	Weighted-average interest rate		-	%		3.21	%		3.21	%
	For the year ended December 31, 2012
	Highest amount at a monthend	$	-		$	10,000
	Daily average amount outstanding	$	-		$	8,833		$	8,833
	Weighted-average interest rate		-	%		3.21	%		3.21	%
	At December 31, 2011
	Amount outstanding	$	-		$	3,000		$	3,000
	Weighted-average interest rate		-	%		2.52	%		2.52	%
	For the year ended December 31, 2011
	Highest amount at a monthend	$	1,540		$	5,000
	Daily average amount outstanding	$	278		$	2,606		$	2,884
	Weighted-average interest rate		0.40	%		2.68	%		2.46	%

Comprehensive_Income_Loss_Tabl

Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2013
Comprehensive Income (Loss) [Abstract]	'
Schedule of Accumulated Other Comprehensive Income (Loss)	'
			Balance at December 31, 2012		Net Change		Balance at December 31, 2013
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	2,457	$	-2,266	$	191
	Net defined benefit pension plans adjustments			-2,356		902		-1,454
	Total		$	101	$	-1,364	$	-1,263
			Balance at December 31, 2011		Net Change		Balance at December 31, 2012
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	2,534	$	-77	$	2,457
	Net defined benefit pension plans adjustments			-2,188		-168		-2,356
	Total		$	346	$	-245	$	101
			Balance at December 31, 2010		Net Change		Balance at December 31, 2011
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	813	$	1,721	$	2,534
	Net defined benefit pension plans adjustments			-1,286		-902		-2,188
	Total		$	-473	$	819	$	346
Components Of Other Comprehensive Income	'
			31-Dec-13
			(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on investment securities		$	-3,697	$	1,431	$	-2,266
	Reclassification from accumulated other
	comprehensive income for gains (losses)			-		-		-
	Net change			-3,697		1,431		-2,266
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)			69		-27		42
	Amortization of actuarial loss (a)			177		-69		108
	Actuarial gains (losses)			1,226		-474		752
	Net change			1,472		-570		902
	Other Comprehensive Income (Loss)		$	-2,225	$	861	$	-1,364
		(a)		Included in net periodic pension cost, as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”
			31-Dec-12
			(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on investment securities		$	-124	$	47	$	-77
	Reclassification from accumulated other
	comprehensive income for gains (losses)			-		-		-
	Net change			-124		47		-77
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)			87		-34		53
	Amortization of actuarial loss (a)			172		-67		105
	Actuarial gains (losses)			-532		206		-326
	Net change			-273		105		-168
	Other Comprehensive Income (Loss)		$	-397	$	152	$	-245
		(a)		Included in net periodic pension cost, as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”
			31-Dec-11
			(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on investment securities		$	2,834	$	-1,097	$	1,737
	Reclassification from accumulated other
	comprehensive income for gains (losses)			26		-10		16
	Net change			2,808		-1,087		1,721
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)			87		-33		54
	Amortization of actuarial loss (a)			36		-13		23
	Actuarial gains (losses)			-1,596		617		-979
	Net change			-1,473		571		-902
	Other Comprehensive Income (Loss)		$	1,335	$	-516	$	819
		(a)		Included in net periodic pension cost, as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”

Employee_Benefits_And_Deferred1

Employee Benefits And Deferred Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2013
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'
Schedule Of Target Plan Asset Allocations	'
		2013		2012
	Asset category:
	Equity mutual funds	75.98	%	91.40	%
	Fixed income security mutual funds	20.87	%	3.70	%
	Cash/ Short-term investments	3.15	%	4.90	%
		100.00	%	100.00	%
Schedule of Allocation Of Plan Assets	'
		2013		2012
		(in thousands)
	Level 1:
	Cash	$	34	$	31
	Mutual funds:
	Short-term investments:
	Money market		97		141
	Equities:
	Small cap		416		369
	Real estate		188		316
	International large cap		890		912
	Emerging markets		512		551
	Currency		198		-
	Commodity		63		130
	Bonds		403		-
	Bank loans		203		-
	Exchange -traded funds (ETFs):
	Large cap		799		757
	Mid cap		359		326
		$	4,162	$	3,533
Pension [Member]	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'
Schedule Of Defined Benefit Plans Disclosures	'
		12/31/13		12/31/12
	Change in benefit obligation:		(in thousands)
	Benefit obligation at the beginning of the year	$	4,851	$	4,545
	Service cost		-		-
	Interest cost		192		213
	Assumption change		-595		341
	Actuarial loss		153		189
	Benefits paid		-206		-437
	Benefit obligation at the end of the year		4,395		4,851
	Change in plan assets:
	Fair value of plan assets at the beginning of year		3,533		3,094
	Actual return on plan assets		650		506
	Employer contributions		185		370
	Benefits paid		-206		-437
	Fair value of plan assets at the end of year		4,162		3,533
	Funded status	$	-233	$	-1,318
	Amount recognized in the Consolidated Balance Sheets consist of:
	Accrued benefit liabilities	$	-233	$	-1,318
	Amount recognized in the Accumulated Other Comprehensive Loss consists of:
	Net actuarial loss	$	920	$	1,817
	Prior service cost		-		-
	Net amount recognized in equity - pre-tax	$	920	$	1,817
	Net amount recognized on Consolidated Balance Sheets in Other Liabilities	$	687	$	499
	Accumulated benefit obligation at year end	$	4,395	$	4,851
Schedule Of Assumptions Used	'
		2013		2012		2011
	Discount rate for projected benefit obligation	4.78	%	3.88	%	4.46	%
	Discount rate for net periodic pension cost	3.88	%	4.46	%	5.46	%
	Rate of increase in compensation levels	-	%	-	%	-	%
	Expected long-term rate of return of plan assets	7.50	%	7.50	%	7.50	%
Schedule Of Net Periodic Benefit Costs	'
		2013		2012		2011
		(in thousands)
	Service cost	$	-	$	-	$	-
	Interest cost		192		213		217
	Expected return on plan assets		-260		-227		-228
	Net amortization and deferral		65		63		25
	Net periodic benefit cost	$	-3	$	49	$	14
Schedule Of Expected Benefit Payments	'
	Expected benefit payments under the Pension Plan over the next ten years at December 31, 2013 are as follows:
		(in thousands)
	2014	$	193,000
	2015		201,000
	2016		208,000
	2017		203,000
	2018		212,000
	Year 2019 - 2023		1,148,000
Supplemental Executive Retirement Plans [Member]	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'
Schedule Of Defined Benefit Plans Disclosures	'
		12/31/13		12/31/12
	Change in benefit obligation:		(in thousands)
	Benefit obligation at the beginning of the year	$	5,272	$	4,847
	Service cost		165		180
	Interest cost		125		153
	Plan amendments		-		-
	Plan settlement		105		-
	Actuarial (gain) loss		-395		284
	Benefits paid		-1,349		-192
	Benefit obligation at the end of the year		3,923		5,272
	Change in plan assets:
	Fair value of plan assets at the beginning of year		-		-
	Actual return on plan assets		-		-
	Employer contributions		1,349		192
	Benefits paid		-1,349		-192
	Fair value of plan assets at the end of year		-		-
	Funded status	$	-3,923	$	-5,272
	Amount recognized in the Consolidated Balance Sheets consist of:
	Accrued benefit liabilities	$	-3,923	$	-5,272
	Amount recognized in the Accumulated Other Comprehensive Loss consists of:
	Net actuarial loss	$	1,188	$	1,693
	Prior service cost		280		350
	Net amount recognized in equity - pre-tax	$	1,468	$	2,043
	Net amount recognized on Consolidated Balance Sheets in Other Liabilities	$	-2,455	$	-3,229
	Accumulated benefit obligation at year end	$	3,385	$	4,664
Schedule Of Assumptions Used	'
		2013		2012		2011
	Discount rate for projected benefit obligation	4.15	%	3.17	%	4.34	%
	Discount rate for net periodic pension cost	3.17	%	4.34	%	5.34	%
	Salary scale	3.50	%	3.50	%	3.12	%
Schedule Of Net Periodic Benefit Costs	'
		2013		2012		2011
		(in thousands)
	Service cost	$	165	$	180	$	180
	Interest cost		125		153		189
	Net amortization and deferral		180		195		98
	Settlement charge		105		-		-
	Net periodic benefit cost	$	575	$	528	$	467
Schedule Of Expected Benefit Payments	'
	Expected benefit payments under the SERP over the next ten years at December 31, 2013 are as follows:
		(in thousands)
	2014	$	192,672
	2015		192,672
	2016		192,672
	2017		192,672
	2018		192,672
	Year 2019 - 2023		3,014,034

StockBased_Compensation_Tables

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2013
Disclosure Of Compensation Related Costs Share-based Payments Abstract [Line Items]	'
Schedule Of Stock Options Valuation Assumptions	'
		2013				2012				2011
	Dividend Yield		2.72	%			2.84	%			2.86	%
	Expected Life (years)		6.36				7.00				7.00
	Expected Volatility		20.58	%			20.19	%			19.26	%
	Risk-free Interest Rate		1.16	%			1.28	%			2.68	%
	Weighted Average Fair Value	$	2.48			$	1.95			$	2.11
Schedule Of Stock Options Activity	'
		Options				Weighted Average Exercise Price				Weighted Average Remaining Contractual Term (years)			Aggregate Intrinsic Value
													($ in thousands)
	Balance, December 31, 2012		273,168			$	15.81
	Granted		34,650				17.64
	Exercised		-8,297				15.20
	Expired		-27,924				19.70
	Forfeited		-7,621				16.15
	Balance, December 31, 2013		263,976			$	15.64				5.88		$	1,475
	Exercisable, December 31, 2013		173,578			$	15.50				4.59		$	1,007
Schedule Of Restricted Stock Award Activity	'
			Shares		Weighted Average Grant Date Fair Value
	Balance, December 31, 2012		18,064		$	14.45
	Granted		19,431			17.69
	Vested		-9,656			14.13
	Forfeited		-2,315			16.96
	Balance, December 31, 2013		25,524		$	16.82
Schedule Of Activity Under Share Based Compensation Plans	'
		2013			2012			2011
		(in thousands)
	Total intrinsic value of stock options exercised	$	30		$	23		$	-
	Total fair value of restricted stock awards vested	$	136		$	137		$	94
Schedule Of Employee Stock Purchase Plan Valuation Assumptions	'
		2013				2012				2011
	Dividend Yield		3.00	%			3.20	%			2.86	%
	Expected Life (years)		0.50				0.50				0.50
	Expected Volatility		14.21	%			21.66	%			25.58	%
	Risk-free Interest Rate		0.11	%			0.10	%			0.14	%
	Weighted Average Fair Value	$	4.80			$	4.26			$	4.30
Stock Options [Member]	'
Disclosure Of Compensation Related Costs Share-based Payments Abstract [Line Items]	'
Schedule Of Unrecognized Compensation Cost	'
		(in thousands)
	2014	$	81
	2015		63
	2016		43
	2017		7
Restricted Stock [Member]	'
Disclosure Of Compensation Related Costs Share-based Payments Abstract [Line Items]	'
Schedule Of Unrecognized Compensation Cost	'
		(in thousands)
	2014	$	191
	2015		92
	2016		66
	2017		12

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2013
Income Taxes [Abstract]	'
Schedule Of Components Of Income Tax Provision (Benefit)	'
		2013		2012		2011
		(in thousands)
	Current federal tax expense	$	2,184	$	2,667	$	2,322
	Current state tax expense (benefit)		-81		541		583
	Total current tax expense		2,103		3,208		2,905
	Deferred federal tax expense (benefit)	$	316	$	487	$	-167
	Deferred state tax expense (benefit)		-688		52		-155
	Total deferred tax expense (benefit)		-372		539		-322
	Total income tax provision (benefit)	$	1,731	$	3,747	$	2,583
Schedule Of Effective Income Tax Rate Reconciliation	'
		2013				2012				2011
		Amount		Percent		Amount		Percent		Amount		Percent
		($ in thousands)
	Tax provision at statutory rate	$	3,257	34	%	$	4,039	34	%	$	2,956	34	%
	Decrease in taxes resulting from:
	Tax-exempt interest income		-564	-6			-425	-3			-509	-6
	Historic tax credit		-559	-6			-	-			-	-
	State taxes, net of federal benefit		-508	-5			-	-			-	-
	Increase in taxes resulting from:
	State taxes, net of federal benefit		-	-			391	3			282	3
	Other items, net		105	1			-258	-2			-146	-1
	Income tax provision	$	1,731	18	%	$	3,747	32	%	$	2,583	30	%
Schedule Of Deferred Tax Assets And Liabilities	'
		2013		2012
		(in thousands)
	Deferred tax assets:
	Pension premiums	$	1,604	$	2,545
	Allowance for loan and lease losses		4,372		3,697
	Non accrued interest		515		445
	Deferred compensation		1,083		1,336
	Stock options granted		90		124
	Net operating loss carryforward		240		250
	Historic tax credit carryforward		495		-
	Leases		154		146
	Other		5		-
	Gross deferred tax assets	$	8,558	$	8,543
	Deferred tax liabilities:
	Depreciation and amortization	$	1,387	$	1,209
	Prepaid expenses		483		394
	Net unrealized gains on securities		121		1,550
	Acquisition-related adjustments		66		109
	Mortgage servicing asset		197		181
	Gross deferred tax liabilities	$	2,254	$	3,443
	Valuation allowance		-240		-232
	Net deferred tax asset	$	6,064	$	4,868
Schedule Of Unrecognized Tax Benefits	'
		2013		2012		2011
		(in thousands)
	Balance at beginning of year	$	21	$	206	$	313
	Reclassification from deferred taxes for tax position taken
	during a period		-		-		-
	Increases related to tax positions taken during a prior period		-		-		-
	Decrease due to the resolution of a prior year tax matter		-21		-150		-107
	Decreases related to settlements with taxing authorities		-		-35		-
	Balance at end of year	$	-	$	21	$	206

Other_Liabilities_Tables

Other Liabilities (Tables)	12 Months Ended
	Dec. 31, 2013
Other Liabilities [Abstract]	'
Schedule Of Other Liabilities	'
		2013		2012
			(in thousands)
	Retirement compensation liabilities	$	6,707	$	9,795
	Accounts payable		4,475		2,719
	Security deposits on direct financing leases		31		126
	Interest payable		222		232
	Other		1,058		543
	Total other liabilities	$	12,493	$	13,415

Contingent_Liabilities_And_Com1

Contingent Liabilities And Commitments (Tables)	12 Months Ended
	Dec. 31, 2013
Contingent Liabilities And Commitments [Abstract]	'
Summary Of Commitments And Contingent Liabilities	'
		December 31,		December 31,
		2013		2012
		(in thousands)
	Commitments to extend credit	$	176,964	$	135,028
	Standby letters of credit		2,664		8,042
	Total	$	179,628	$	143,070

Segment_Information_Tables

Segment Information (Tables)	12 Months Ended
	Dec. 31, 2013
Segment Information [Abstract]	'
Business Segment Information	'
		2013
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	28,463	$	-116	$	28,347
	Provision for loan and lease losses		1,540		-		1,540
	Net interest income (expense) after
	provision for loan and lease losses		26,923		-116		26,807
	Non-interest income		4,950		-		4,950
	Insurance service and fees		518		6,693		7,211
	Net gain on sales and calls of securities		-		-		-
	Amortization expense		-		221		221
	Non-interest expense		24,792		4,367		29,159
	Income before income taxes		7,599		1,989		9,588
	Income tax provision		1,022		709		1,731
	Net income	$	6,577	$	1,280	$	7,857
		2012
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	27,904	$	-124	$	27,780
	Provision for loan and lease losses		-68		-		-68
	Net interest income (expense) after
	provision for loan and lease losses		27,972		-124		27,848
	Non-interest income		5,857		-		5,857
	Insurance service and fees		-		6,966		6,966
	Net gain on sales and calls of securities		-		-		-
	Amortization expense		-		349		349
	Non-interest expense		23,861		4,582		28,443
	Income before income taxes		9,968		1,911		11,879
	Income tax provision		3,007		740		3,747
	Net income	$	6,961	$	1,171	$	8,132
		2011
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	26,107	$	-119	$	25,988
	Provision for loan and lease losses		2,484		-		2,484
	Net interest income (expense) after
	provision for loan and lease losses		23,623		-119		23,504
	Non-interest income		5,504		-		5,504
	Insurance service and fees		-		6,902		6,902
	Net gain on sales and calls of securities		26		-		26
	Amortization expense		-		490		490
	Non-interest expense		21,858		4,893		26,751
	Income before income taxes		7,295		1,400		8,695
	Income tax provision		2,043		540		2,583
	Net income	$	5,252	$	860	$	6,112
		December 31,		December 31,
		2013		2012
		(in thousands)
	Identifiable Assets, Net
	Banking activities	$	824,028	$	799,610
	Insurance agency activities		9,470		10,066
	Consolidated Total Assets	$	833,498	$	809,676

Fair_Value_Of_Financial_Instru1

Fair Value Of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2013
Fair Value Of Financial Instruments [Abstract]	'
Financial Instruments Measured At Fair Value On Recurring Basis	'
	(in thousands)		Level 1		Level 2		Level 3		Fair Value
	31-Dec-13
	Securities available-for-sale:
	U.S. government agencies	$	-	$	31,992	$	-	$	31,992
	States and political subdivisions		-		31,880		-		31,880
	Mortgage-backed securities		-		35,793		-		35,793
	Mortgage servicing rights		-		-		509		509
	31-Dec-12
	Securities available-for-sale:
	U.S. government agencies	$	-	$	28,332	$	-	$	28,332
	States and political subdivisions		-		31,469		-		31,469
	Mortgage-backed securities		-		32,262		-		32,262
	Mortgage servicing rights		-		-		467		467
Changes In Fair Value For Mortgage Servicing Rights	'
		2013		2012		2011
	Mortgage servicing rights - January 1	$	467	$	407	$	388
	Gains (losses) included in earnings		34		-144		-162
	Additions from loan sales		8		204		181
	Mortgage servicing rights - December 31	$	509	$	467	$	407
Quantitative Information About Significant Unobservable Inputs Used In The Fair Value Measurement Of MSRs	'
		12/31/13		12/31/12
	Servicing fees	0.25	%	0.25	%
	Discount rate	10.04	%	10.06	%
	Prepayment rate (CPR)	9.31	%	16.31	%
Financial Instruments Measured At Fair Value On Nonrecurring Basis	'
	(in thousands)		Level 1		Level 2		Level 3		Fair Value
	31-Dec-13
	Impaired loans	$	-		-		17,378	$	17,378
	31-Dec-12
	Impaired loans	$	-		-		12,303	$	12,303
Estimated Fair Value Of The Company's Financial Instruments	'
		2013				2012
		Carrying		Fair		Carrying		Fair
		Amount		Value		Amount		Value
			(in thousands)				(in thousands)
	Financial assets:
	Level 1:
	Cash and cash equivalents	$	41,954	$	41,954	$	90,477	$	90,477
	Level 2:
	Available for sale securities		99,665		99,665		92,063		92,063
	FHLB and FRB stock		2,831		2,831		3,249		3,249
	Level 3:
	Held to maturity securities		2,384		2,319		3,744		3,721
	Loans and leases, net		635,493		640,770		573,163		607,916
	Mortgage servicing rights		509		509		467		467
	Financial liabilities:
	Level 1:
	Demand deposits	$	139,973	$	139,973	$	123,405	$	123,405
	NOW deposits		65,927		65,927		65,753		65,753
	Regular savings deposits		390,575		390,575		380,924		380,924
	Junior subordinated debentures		11,330		11,330		11,330		11,330
	Commitments to extend credit		401		401		49		49
	Securities sold under agreement to
	repurchase		13,351		13,351		12,111		12,111
	Level 2:
	Other borrowed funds		9,000		9,171		19,000		19,503
	Level 3:
	Time deposits		110,137		112,270		108,910		111,883

Regulatory_Matters_Tables

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2013
Banking and Thrift [Abstract]	'
Schedule Of Compliance With Regulatory Capital Requirements Under Banking Regulations	'
		31-Dec-13
		(dollars in thousands)
		Company				Bank				Minimum for Capital Adequacy Purposes				Minimum to be Well Capitalized Under Prompt Corrective Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	Total Risk-Based Capital
	(to Risk Weighted Assets)	$	92,879	14.9	%	$	86,757	13.9	%	$	49,864	8.0	%	$	62,330	10.0	%
	Tier I Capital
	(to Risk Weighted Assets)	$	85,044	13.6	%	$	78,932	12.7	%	$	24,932	4.0	%	$	37,398	6.0	%
	Tier I Capital
	(to Average Assets)	$	85,044	10.4	%	$	78,932	9.6	%	$	32,823	4.0	%	$	41,029	5.0	%
		31-Dec-12
		(dollars in thousands)
		Company				Bank				Minimum for Capital Adequacy Purposes				Minimum to be Well Capitalized Under Prompt Corrective Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
	Total Risk-Based Capital
	(to Risk Weighted Assets)	$	84,843	14.7	%	$	80,251	13.9	%	$	46,287	8.0	%	$	57,859	10.0	%
	Tier I Capital
	(to Risk Weighted Assets)	$	77,580	13.4	%	$	72,988	12.6	%	$	23,143	4.0	%	$	34,715	6.0	%
	Tier I Capital
	(to Average Assets)	$	77,580	9.7	%	$	72,988	9.1	%	$	32,020	4.0	%	$	40,026	5.0	%

Parent_Company_Only_Financial_1

Parent Company Only Financial Information (Tables)	12 Months Ended
	Dec. 31, 2013
Parent Company Only Financial Information [Abstract]	'
Condensed Balance Sheets	'
			December 31,
			2013		2012
			(in thousands)
	ASSETS
	Cash	$	54	$	91
	Other assets		1,054		867
	Investment in subsidiaries		92,413		86,609
	Total assets	$	93,521	$	87,567
	LIABILITIES AND STOCKHOLDERS’ EQUITY
	LIABILITIES:
	Junior subordinated debentures	$	11,330	$	11,330
	Other liabilities		1,479		1,409
	Total liabilities		12,809		12,739
	STOCKHOLDERS’ EQUITY
	Total Stockholders’ Equity	$	80,712	$	74,828
	Total liabilities and stockholders’ equity	$	93,521	$	87,567
Condensed Statements Of Income	'
			December 31,
			2013		2012		2011
			(in thousands)
	Dividends from subsidiaries	$	2,614	$	2,000	$	3,500
	Expenses		-1,364		-1,308		-1,310
	Income (loss) before equity in undistributed
	earnings of subsidiaries		1,250		692		2,190
	Equity in undistributed earnings (loss) of subsidiaries		6,607		7,440		3,922
	Net income		7,857		8,132		6,112
	Other comprehensive income		-		-		-
	Comprehensive income	$	7,857	$	8,132	$	6,112
Condensed Statements Of Cash FLows	'
			Year Ended
			2013		2012		2011
			(in thousands)
	Operating Activities:
	Net income	$	7,857	$	8,132	$	6,112
	Adjustments to reconcile net income to
	net cash provided by operating activities:
	Undistributed (earnings) loss of subsidiaries		-6,607		-7,440		-3,922
	Changes in assets and liabilities affecting cash flow:
	Other assets		-187		-137		-17
	Other liabilities		-23		53		157
	Net cash provided by (used in) operating activities		1,040		608		2,330
	Investing Activities:
	Investment in subsidiaries		-		-		-
	Net cash used in investing activities		-		-		-
	Financing Activities:
	Proceeds from issuance of common stock		-		-		-
	Cash dividends paid		-1,077		-2,543		-1,636
	Purchase of Treasury stock		-		-		-
	Net cash (used in) provided by financing activities		-1,077		-2,543		-1,636
	Net increase (decrease) in cash		-37		-1,935		694
	Cash beginning of year		91		2,026		1,332
	Cash ending of year	$	54	$	91	$	2,026

Selected_Quarterly_Financial_D1

Selected Quarterly Financial Data (Tables)	12 Months Ended
	Dec. 31, 2013
Selected Quarterly Financial Data [Abstract]	'
Schedule Of Selected Quarterly Financial Information	'
		4th Quarter		3rd Quarter		2nd Quarter		1st Quarter
		(in thousands, except for per share data)
	2013
	Interest Income	$	8,305	$	8,149	$	7,993	$	7,956
	Interest Expense		961		975		991		1,130
	Net Interest Income	$	7,344	$	7,174	$	7,002	$	6,826
	Net Income	$	1,667	$	2,451	$	1,923	$	1,816
	Earnings per share basic		0.40		0.58		0.46		0.44
	Earnings per share diluted		0.39		0.57		0.46		0.43
	2012
	Interest Income	$	8,409	$	8,309	$	8,289	$	8,369
	Interest Expense		1,309		1,364		1,408		1,516
	Net Interest Income	$	7,100	$	6,945	$	6,881	$	6,853
	Net Income	$	2,122	$	2,136	$	1,495	$	2,379
	Earnings per share basic		0.51		0.51		0.36		0.58
	Earnings per share diluted		0.51		0.51		0.36		0.58

Organization_And_Summary_Of_Si2

Organization And Summary Of Significant Accounting Policies (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Reclassification adjustment to prior period statements of cash flows	$526	'	'
Leasing portfolio, carrying value	$0	$1,612	$6,021
Period for calculating weighted average historical charge-off ratio	'5 years	'	'
Potentially dilutive shares of common stock included in calculating diluted earnings per share	49,268	15,368	2,391
Shares excluded from calculation of diluted earnings per share	42,000	157,000	213,000
Minimum [Member]	'	'	'
Properties and equipment estimated useful life	'3 years	'	'
Maximum [Member]	'	'	'
Properties and equipment estimated useful life	'39 years	'	'

Securities_Narrative_Details

Securities (Narrative) (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Securities [Abstract]	'	'	'
Available for sale securities pledged as collateral	$71,100,000	$68,000,000	'
Realized gains (losses) on sales of securities	0	0	'
Gross sales of securities	'	'	1,000,000
Realized gains on sales of securities	'	'	35,000
Realized losses on sales of securities	'	'	9,000
Unrealized losses on securities	1,600,000	'	'
Borrowed funds with FHLBNY	9,000,000	'	'
FHLB stock	$1,364,000	$1,804,000	'

Securities_Schedule_Of_Amortiz

Securities (Schedule Of Amortized Cost And Fair Value Of Securities) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	$99,353	$88,054
Available-for-sale Securities, Unrealized Gains	1,812	4,051
Available-for-sale Securities, Unrealized Losses	-1,500	-42
Available-for-sale securities, Fair value	99,665	92,063
Held-to-maturity Securities, Amortized Cost	2,384	3,744
Held-to-maturity Securities, Unrealized Gains	6	23
Held-to-maturity Securities, Unrealized Losses	-71	-46
Held-to-maturity securities, Fair value	2,319	3,721
US Government Agencies Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	32,176	27,227
Available-for-sale Securities, Unrealized Gains	439	1,137
Available-for-sale Securities, Unrealized Losses	-623	-32
Available-for-sale securities, Fair value	31,992	28,332
States and Political Subdivisions Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	31,266	29,912
Available-for-sale Securities, Unrealized Gains	802	1,567
Available-for-sale Securities, Unrealized Losses	-188	-10
Available-for-sale securities, Fair value	31,880	31,469
Held-to-maturity Securities, Amortized Cost	2,384	3,744
Held-to-maturity Securities, Unrealized Gains	6	23
Held-to-maturity Securities, Unrealized Losses	-71	-46
Held-to-maturity securities, Fair value	2,319	3,721
Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	63,442	57,139
Available-for-sale Securities, Unrealized Gains	1,241	2,704
Available-for-sale Securities, Unrealized Losses	-811	-42
Available-for-sale securities, Fair value	63,872	59,801
FNMA [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	13,204	15,210
Available-for-sale Securities, Unrealized Gains	354	867
Available-for-sale Securities, Unrealized Losses	-57	'
Available-for-sale securities, Fair value	13,501	16,077
FHLMC [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	7,156	6,292
Available-for-sale Securities, Unrealized Gains	109	189
Available-for-sale Securities, Unrealized Losses	-147	'
Available-for-sale securities, Fair value	7,118	6,481
GNMA [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	7,570	7,750
Available-for-sale Securities, Unrealized Gains	99	263
Available-for-sale Securities, Unrealized Losses	-96	'
Available-for-sale securities, Fair value	7,573	8,013
CMO [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	7,981	1,663
Available-for-sale Securities, Unrealized Gains	9	28
Available-for-sale Securities, Unrealized Losses	-389	'
Available-for-sale securities, Fair value	7,601	1,691
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	35,911	30,915
Available-for-sale Securities, Unrealized Gains	571	1,347
Available-for-sale Securities, Unrealized Losses	-689	'
Available-for-sale securities, Fair value	$35,793	$32,262

Securities_Scheduled_Maturitie

Securities (Scheduled Maturities Of Debt And Mortgage Backed Securities) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Securities [Abstract]	'	'
Debt securities available for sale, Due in one year or less, Amortized cost	$447	$2,766
Debt securities available for sale, Due after one year through five years, Amortized cost	23,732	16,797
Debt securities available for sale, Due after five years through ten years, Amortized cost	31,450	29,280
Debt securities available for sale, Due after ten years, Amortized cost	7,813	8,296
Debt securities available for sale, Amortized cost	63,442	57,139
Mortgage-backed securities available for sale, Amortized cost	35,911	30,915
Available-for-sale securities, Amortized cost	99,353	88,054
Debt securities available for sale, Due in one year or less, Fair value	454	2,797
Debt securities available for sale, Due after one year through five years, Fair value	24,419	17,561
Debt securities available for sale, Due after five years through ten years, Fair value	30,946	30,344
Debt securities available for sale, Due after ten years, Fair value	8,053	9,099
Debt securities available for sale, Fair value	63,872	59,801
Mortgage-backed securities available for sale, Fair value	35,793	32,262
Available-for-sale securities, Fair value	99,665	92,063
Debt securities held to maturity, Due in one year or less, Amortized cost	1,023	2,241
Debt securities held to maturity, Due after one year through five years, Amortized cost	178	317
Debt securities held to maturity, Due after five years through ten years, Amortized cost	1,064	516
Debt securities held to maturity, Due after ten years, Amortized cost	119	670
Held to maturity securities Amortized cost	2,384	3,744
Debt securities held to maturity, Due in one year or less, Fair value	1,020	2,228
Debt securites held to maturity, Due after one year through five years, Fair value	179	322
Debt securites held to maturity, Due after five years through ten years, Fair Value	1,015	490
Debt securities held to maturity, Due after ten years, Fair value	105	681
Held-to-maturity securities, Fair value	$2,319	$3,721

Securities_Unrealized_Losses_O

Securities (Unrealized Losses On Available For Sale Securities) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Investment [Line Items]	'	'
Total temporarily impaired securities, Less than 12 months, Fair Value	$36,429	$7,854
Total temporarily impaired securities, Less than 12 months, Unrealized Losses	-1,248	-88
Total temporarily impaired securities, 12 months or longer, Fair Value	4,678	'
Total temporarily impaired securities, 12 months or longer, Unrealized Losses	-323	'
Total temporarily impaired securities, Total, Fair Value	41,107	7,854
Total temporarily impaired securities, Total, Unrealized Losses	-1,571	-88
States and Political Subdivisions Debt Securities [Member]	'	'
Investment [Line Items]	'	'
Held To Maturity, Less than 12 months, Fair Value	1,210	2,660
Held To Maturity, Less than 12 months, Unrealized Losses	-24	-46
Held To Maturity, 12 months or longer, Fair Value	504	'
Held To Maturity, 12 months or longer, Unrealized Losses	-47	'
Held To Maturity, Total, Fair Value	1,714	2,660
Held To Maturity, Total, Unrealized Losses	-71	-46
US Government Agencies Debt Securities [Member]	'	'
Investment [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	10,553	3,968
Available for Sale, Less than 12 months, Unrealized Losses	-486	-32
Available for Sale, 12 months or longer, Fair Value	1,863	'
Available for Sale, 12 months or longer, Unrealized Losses	-137	'
Available for Sale, Total, Fair Value	12,416	3,968
Available for Sale, Total, Unrealized Losses	-623	-32
States and Political Subdivisions Debt Securities [Member]	'	'
Investment [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	7,953	1,192
Available for Sale, Less than 12 months, Unrealized Losses	-150	-10
Available for Sale, 12 months or longer, Fair Value	590	'
Available for Sale, 12 months or longer, Unrealized Losses	-38	'
Available for Sale, Total, Fair Value	8,543	1,192
Available for Sale, Total, Unrealized Losses	-188	-10
Debt Securities [Member]	'	'
Investment [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	18,506	5,160
Available for Sale, Less than 12 months, Unrealized Losses	-636	-42
Available for Sale, 12 months or longer, Fair Value	2,453	'
Available for Sale, 12 months or longer, Unrealized Losses	-175	'
Available for Sale, Total, Fair Value	20,959	5,160
Available for Sale, Total, Unrealized Losses	-811	-42
FNMA [Member]	'	'
Investment [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	4,819	34
Available for Sale, Less than 12 months, Unrealized Losses	-57	'
Available for Sale, 12 months or longer, Fair Value	21	'
Available for Sale, Total, Fair Value	4,840	34
Available for Sale, Total, Unrealized Losses	-57	'
FHLMC [Member]	'	'
Investment [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	2,677	'
Available for Sale, Less than 12 months, Unrealized Losses	-46	'
Available for Sale, 12 months or longer, Fair Value	1,700	'
Available for Sale, 12 months or longer, Unrealized Losses	-101	'
Available for Sale, Total, Fair Value	4,377	'
Available for Sale, Total, Unrealized Losses	-147	'
GNMA [Member]	'	'
Investment [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	2,751	'
Available for Sale, Less than 12 months, Unrealized Losses	-96	'
Available for Sale, Total, Fair Value	2,751	'
Available for Sale, Total, Unrealized Losses	-96	'
CMO [Member]	'	'
Investment [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	6,466	'
Available for Sale, Less than 12 months, Unrealized Losses	-389	'
Available for Sale, Total, Fair Value	6,466	'
Available for Sale, Total, Unrealized Losses	-389	'
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'
Investment [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	16,713	34
Available for Sale, Less than 12 months, Unrealized Losses	-588	'
Available for Sale, 12 months or longer, Fair Value	1,721	'
Available for Sale, 12 months or longer, Unrealized Losses	-101	'
Available for Sale, Total, Fair Value	18,434	34
Available for Sale, Total, Unrealized Losses	($689)	'

Loans_And_Leases_Net_Narrative

Loans And Leases, Net (Narrative) (Details) (USD $)

0 Months Ended

3 Months Ended

12 Months Ended

12 Months Ended

Jul. 02, 2013

Sep. 30, 2009

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Sep. 30, 2009

Jun. 30, 2009

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Residential Real Estate Mortgages [Member]

Residential Real Estate Mortgages [Member]

Commercial Loans [Member]

Commercial Real Estate Loans [Member]

Direct Financing Leases [Member]

Direct Financing Leases [Member]

Direct Financing Leases [Member]

Direct Financing Leases [Member]

Minimum [Member]

Minimum [Member]

Minimum [Member]

Maximum [Member]

Maximum [Member]

Maximum [Member]

Residential Real Estate Mortgages [Member]

Commercial Loans [Member]

Commercial Real Estate Loans [Member]

Residential Real Estate Mortgages [Member]

Commercial Loans [Member]

Commercial Real Estate Loans [Member]

Accounts, Notes, Loans and Financing Receivable [Line Items]

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Loan amortization period

'

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'20 years

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'10 years

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'30 years

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Maximum amount of loan as percentage of appraised value

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'

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80.00%

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80.00%

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Unpaid principal balance

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$63,500,000

$73,700,000

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Mortgages sold to FNMA

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800,000

24,600,000

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Mortgage servicing rights

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'

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500,000

500,000

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Gain on loans sold

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25,000

464,000

188,000

25,000

464,000

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Mortgage loans held-for-sale

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0

900,000

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Loans pledged as collateral

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164,000,000

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Mortgage loans mature or subject to a rate call, period

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'

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'5 years

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'3 years

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'5 years

Variable rate repricing, period

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'

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'3 years

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'5 years

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Portfolio reclassification mark-to-market adjustment

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-7,200,000

7,200,000

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Overdrawn deposit accounts classified as loans

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200,000

1,600,000

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Credit-impaired loans included in purchased portfolio

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2,000,000

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Impaired covered loans write-down

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1,200,000

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Net covered loans

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800,000

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Payment received from FDIC in consideration for termination of loss sharing agreement

1,100,000

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Allowance on previously covered loans

600,000

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Covered loans

16,600,000

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20,800,000

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Allowance for loan and lease losses, covered loans

800,000

0

'

600,000

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FDIC guarantee

600,000

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500,000

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Minimum percentage of loans reviewed annually

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40.00%

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'

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Loans and leases, restructured and deemed to be a TDR

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17,119,000

11,451,000

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'

'

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26,000

164,000

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'

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Troubled restructured loans and leases, Nonaccruing

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11,988,000

5,986,000

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'

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12,000

70,000

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'

Period of timely payments before reversion to accruing status, months

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'6 months

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'

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Loan portfolio acquired, acquisition

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42,000,000

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'

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Loss sharing agreement to reimburse losses up to minimum threshold, percentage

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80.00%

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'

'

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Loss sharing agreement threshold limit, minimum

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5,600,000

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'

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Loss sharing agreement to reimburse losses for excess of minimum threshold, percentage

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95.00%

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'

'

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Net deferred loan origination costs

'

'

870,000

666,000

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Impaired loans with no related allowance recorded

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13,548,000

6,694,000

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26,000

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Loan commitments to borrowers in non-accrual status

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0

0

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Commitments to TDR debtors

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$0

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'

Loans_And_Leases_Net_Major_Cat

Loans And Leases, Net (Major Categories Of Loans And Leases) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Direct financing leases	$0	$1,612	$6,021
Net deferred loan origination costs	870	666	'
Total gross loans	646,996	582,895	'
Allowance for loan losses	-11,503	-9,732	'
Loans, net	635,493	573,163	'
Residential Real Estate Mortgages [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	94,027	68,135	'
Commercial And Multi-Family [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	361,247	323,777	'
Construction-Residential [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	1,509	811	'
Construction-Commercial [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	23,902	28,941	'
Home Equity Loans [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	57,228	56,366	'
Real Estate Loans [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	537,913	478,030	'
Direct Financing Leases [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Direct financing leases	'	1,612	'
Commercial And Industrial [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Commercial and industrial loans	106,952	99,951	'
Consumer Loans [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Consumer loans	938	1,294	'
Other [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Other	$323	$1,342	'

Loans_And_Leases_Net_Changes_I

Loans And Leases, Net (Changes In Allowance For Loan And Lease Losses) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Loans And Leases, Net [Abstract]	'	'	'
Beginning balance	$9,732	$11,495	$10,424
Provision for loan and lease losses	1,540	-68	2,484
Recoveries	942	225	109
Charge-offs	-711	-1,920	-1,522
Ending balance	$11,503	$9,732	$11,495

Loans_And_Leases_Net_Summary_O

Loans And Leases, Net (Summary Of The Allowance For Loan And Lease Losses By Management Level Segments) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Allowance for loan and lease losses:	'		'		'
Beginning balance	$9,732		$11,495		$10,424
Charge-offs	-711		-1,920		-1,522
Recoveries	942		225		109
Provision for loan and lease losses	1,540		-68		2,484
Ending balance	11,503		9,732		11,495
Individually evaluated for impairment	1,509		961		'
Collectively evaluated for impairment	9,994		8,767		'
Loans acquired with deteriorated credit quality	'		4		'
Allowance for loan and lease losses, Total	11,503		9,732		11,495
Loans and leases:	'		'		'
Individually evaluated for impairment	18,861		11,009		'
Collectively evaluated for impairment	627,265		571,198		'
Loans acquired with deteriorated credit quality	'		22		'
Loans and leases, Total	646,126		582,229		'
Net deferred loan origination costs	870		666		'
Commercial And Industrial [Member]	'		'		'
Allowance for loan and lease losses:	'		'		'
Beginning balance	3,617		4,085		'
Charge-offs	-20		-862		'
Recoveries	240		184		'
Provision for loan and lease losses	652		210		'
Ending balance	4,489		3,617		'
Individually evaluated for impairment	1,187		472		'
Collectively evaluated for impairment	3,302		3,145		'
Allowance for loan and lease losses, Total	4,489		3,617		'
Loans and leases:	'		'		'
Individually evaluated for impairment	4,388		1,159		'
Collectively evaluated for impairment	102,564		98,792		'
Loans and leases, Total	106,952		99,951		'
Commercial Real Estate Mortgages [Member]	'		'		'
Allowance for loan and lease losses:	'		'		'
Beginning balance	4,493	[1]	4,670	[1]	'
Charge-offs	-460	[1]	-900	[1]	'
Recoveries	444	[1]	15	[1]	'
Provision for loan and lease losses	435	[1]	708	[1]	'
Ending balance	4,912	[1]	4,493	[1]	'
Individually evaluated for impairment	216	[1]	471	[1]	'
Collectively evaluated for impairment	4,696	[1]	4,022	[1]	'
Allowance for loan and lease losses, Total	4,912	[1]	4,493	[1]	'
Loans and leases:	'		'		'
Individually evaluated for impairment	12,054	[1]	7,283	[1]	'
Collectively evaluated for impairment	373,095	[1]	345,435	[1]	'
Loans and leases, Total	385,149	[1]	352,718	[1]	'
Residential Real Estate Mortgages [Member]	'		'		'
Allowance for loan and lease losses:	'		'		'
Beginning balance	662	[1]	793	[1]	'
Charge-offs	-39	[1]	-12	[1]	'
Recoveries	2	[1]	1	[1]	'
Provision for loan and lease losses	413	[1]	-120	[1]	'
Ending balance	1,038	[1]	662	[1]	'
Individually evaluated for impairment	47	[1]	'		'
Collectively evaluated for impairment	991	[1]	662	[1]	'
Allowance for loan and lease losses, Total	1,038	[1]	662	[1]	'
Loans and leases:	'		'		'
Individually evaluated for impairment	1,952	[1]	1,443	[1]	'
Collectively evaluated for impairment	93,584	[1]	67,503	[1]	'
Loans and leases, Total	95,536	[1]	68,946	[1]	'
Home Equity Loans [Member]	'		'		'
Allowance for loan and lease losses:	'		'		'
Beginning balance	746		768		'
Charge-offs	-128		-114		'
Recoveries	1		6		'
Provision for loan and lease losses	259		86		'
Ending balance	878		746		'
Individually evaluated for impairment	39		'		'
Collectively evaluated for impairment	839		746		'
Allowance for loan and lease losses, Total	878		746		'
Loans and leases:	'		'		'
Individually evaluated for impairment	447		938		'
Collectively evaluated for impairment	56,781		55,428		'
Loans and leases, Total	57,228		56,366		'
Direct Financing Leases [Member]	'		'		'
Allowance for loan and lease losses:	'		'		'
Beginning balance	47		994		'
Recoveries	242		'		'
Provision for loan and lease losses	-289		-947		'
Ending balance	'		47		'
Individually evaluated for impairment	'		13		'
Collectively evaluated for impairment	'		34		'
Allowance for loan and lease losses, Total	'		47		'
Loans and leases:	'		'		'
Individually evaluated for impairment	'		164		'
Collectively evaluated for impairment	'		1,448		'
Loans and leases, Total	'		1,612		'
Unallocated [Member]	'		'		'
Allowance for loan and lease losses:	'		'		'
Ending balance	149		149		149
Collectively evaluated for impairment	149		149		'
Allowance for loan and lease losses, Total	$149		$149		$149
[1]	includes construction loans

Loans_And_Leases_Net_Activity_

Loans And Leases, Net (Activity In The Leasing Portfolio) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Loans And Leases, Net [Abstract]	'	'	'
Direct financing lease principal balance	$105	$1,742	$6,509
Mark-to-market adjustment	-105	-130	-488
Net investment in direct financing leases	0	1,612	6,021
Beginning balance of mark	130	488	1,493
Mark-to-market adjustment	-242	'	'
Net write-offs (recoveries)	217	-358	-1,005
Remaining mark	105	130	488
Allowance for lease losses, beginning balance	47	994	1,471
(Reduction of) provision for lease losses	-47	-947	-477
Allowance for lease losses, ending balance	'	47	994
Total mark plus allowance	105	177	1,482
Mark plus allowance / leasing principal balance	100.00%	10.16%	22.77%
Non-accruing leases	$47	$171	$1,160
Non-accruing leases / leasing principal balance	44.76%	9.82%	17.82%

Loans_And_Leases_Net_Data_At_T

Loans And Leases, Net (Data, At The Class Level, Of Credit Quality Indicators Of Certain Loans And Leases) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	$646,126	$582,895
Commercial Real Estate: Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	23,902	28,941
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	19,086	24,461
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	3,283	2,023
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	'	1,728
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	1,533	729
Commercial Real Estate Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	361,247	323,777
Commercial Real Estate Loans [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	297,819	273,843
Commercial Real Estate Loans [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	47,584	40,346
Commercial Real Estate Loans [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	4,028	3,081
Commercial Real Estate Loans [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	11,479	2,911
Commercial Real Estate Loans [Member] | Corporate Credit ExposurebBy Credit Rating 7 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	337	3,596
Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	385,149	352,718
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	316,905	298,304
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	50,867	42,369
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	4,028	4,809
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	13,012	3,640
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 7 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	337	3,596
Commercial And Industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	106,952	99,951
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	78,294	77,095
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	15,194	14,681
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	9,468	5,229
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	3,744	2,308
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 7 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	$252	$638

Loans_And_Leases_Net_Recorded_

Loans And Leases, Net (Recorded Investment In Loans And Leases Past Due) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 days	$7,667	$15,822
60-89 days	1,859	799
90+ days	1,471	6,112
Total Past Due	10,997	22,733
Current Balance	635,179	560,162
Total gross loans	646,126	582,895
90+ Days Accruing	'	'
Non-accruing Loans and Leases	13,733	8,228
Commercial And Industrial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 days	197	564
60-89 days	447	141
90+ days	358	135
Total Past Due	1,002	840
Current Balance	105,950	99,111
Total gross loans	106,952	99,951
Non-accruing Loans and Leases	2,970	914
Residential Real Estate: Residential [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 days	392	1,015
60-89 days	72	62
90+ days	915	872
Total Past Due	1,379	1,949
Current Balance	92,648	66,186
Total gross loans	94,027	68,135
Non-accruing Loans and Leases	1,376	1,443
Residential Real Estate: Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current Balance	1,509	811
Total gross loans	1,509	811
Non-accruing Loans and Leases	'	'
Commercial Real Estate: Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 days	6,976	12,658
60-89 days	1,050	169
90+ days	75	3,658
Total Past Due	8,101	16,485
Current Balance	353,146	307,292
Total gross loans	361,247	323,777
Non-accruing Loans and Leases	8,873	4,309
Commercial Real Estate: Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 days	'	1,505
60-89 days	'	201
90+ days	'	729
Total Past Due	'	2,435
Current Balance	23,902	26,506
Total gross loans	23,902	28,941
Non-accruing Loans and Leases	'	729
Home Equity Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 days	100	32
60-89 days	267	215
90+ days	76	572
Total Past Due	443	819
Current Balance	56,785	55,547
Total gross loans	57,228	56,366
Non-accruing Loans and Leases	447	618
Direct Financing Leases [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 days	1	31
60-89 days	2	7
90+ days	47	123
Total Past Due	50	161
Current Balance	'	1,451
Total gross loans	'	1,612
Non-accruing Loans and Leases	47	171
Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 days	1	17
60-89 days	21	4
90+ days	'	23
Total Past Due	22	44
Current Balance	916	1,250
Total gross loans	938	1,294
Non-accruing Loans and Leases	20	44
Other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current Balance	323	2,008
Total gross loans	323	2,008
Non-accruing Loans and Leases	'	'

Loans_And_Leases_Net_Impaired_

Loans And Leases, Net (Impaired Loans And Leases) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	$13,548	$6,694
Impaired loans, Recorded Investment, With a related allowance recorded	5,339	6,898
Impaired loans, Recorded Investment, Total	18,887	13,592
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	14,164	7,189
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	5,467	7,326
Impaired loans, Unpaid Principal Balance, Total	19,631	14,515
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	1,509	1,289
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	13,763	7,181
Impaired loans, Average Recorded Investment, With a related allowance recorded	5,787	7,471
Impaired loans, Average Recorded Investment, Total	19,550	14,652
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	482	292
Impaired Loans, Interest Income Foregone, With a related allowance recorded	79	244
Impaired Loans, Interest Income Foregone, Total	561	536
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	207	126
Impaired Loans, Interest Income Recognized, With a related allowance recorded	198	140
Impaired Loans, Interest Income Recognized, Total	405	266
Commercial And Industrial [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	1,247	277
Impaired loans, Recorded Investment, With a related allowance recorded	3,141	2,509
Impaired loans, Recorded Investment, Total	4,388	2,786
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	1,352	289
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	3,191	2,662
Impaired loans, Unpaid Principal Balance, Total	4,543	2,951
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	1,187	747
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	1,405	392
Impaired loans, Average Recorded Investment, With a related allowance recorded	3,577	2,938
Impaired loans, Average Recorded Investment, Total	4,982	3,330
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	100	10
Impaired Loans, Interest Income Foregone, With a related allowance recorded	60	49
Impaired Loans, Interest Income Foregone, Total	160	59
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	59	6
Impaired Loans, Interest Income Recognized, With a related allowance recorded	108	107
Impaired Loans, Interest Income Recognized, Total	167	113
Residential Real Estate: Residential [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	1,331	1,437
Impaired loans, Recorded Investment, With a related allowance recorded	621	6
Impaired loans, Recorded Investment, Total	1,952	'
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	1,460	1,558
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	624	6
Impaired loans, Unpaid Principal Balance, Total	2,084	'
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	47	'
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	1,388	1,444
Impaired loans, Average Recorded Investment, With a related allowance recorded	622	6
Impaired loans, Average Recorded Investment, Total	2,010	'
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	61	56
Impaired Loans, Interest Income Foregone, With a related allowance recorded	10	'
Impaired Loans, Interest Income Foregone, Total	71	'
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	9	12
Impaired Loans, Interest Income Recognized, With a related allowance recorded	27	'
Impaired Loans, Interest Income Recognized, Total	36	'
Residential Real Estate: Construction [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, Total	'	1,443
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, Total	'	1,564
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, Total	'	1,450
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, Total	'	56
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, Total	'	12
Commercial Real Estate: Commercial [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	9,937	3,313
Impaired loans, Recorded Investment, With a related allowance recorded	584	3,241
Impaired loans, Recorded Investment, Total	10,521	6,554
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	10,288	3,555
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	650	3,425
Impaired loans, Unpaid Principal Balance, Total	10,938	6,980
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	70	471
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	9,832	3,711
Impaired loans, Average Recorded Investment, With a related allowance recorded	604	3,267
Impaired loans, Average Recorded Investment, Total	10,436	6,978
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	302	174
Impaired Loans, Interest Income Foregone, With a related allowance recorded	6	172
Impaired Loans, Interest Income Foregone, Total	308	346
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	109	94
Impaired Loans, Interest Income Recognized, With a related allowance recorded	26	3
Impaired Loans, Interest Income Recognized, Total	135	97
Commercial Real Estate: Construction [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	599	729
Impaired loans, Recorded Investment, With a related allowance recorded	934	934
Impaired loans, Recorded Investment, Total	1,533	1,663
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	599	814
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	934	934
Impaired loans, Unpaid Principal Balance, Total	1,533	1,748
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	146	49
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	707	778
Impaired loans, Average Recorded Investment, With a related allowance recorded	934	934
Impaired loans, Average Recorded Investment, Total	1,641	1,712
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	'	26
Impaired Loans, Interest Income Foregone, Total	'	26
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	26	'
Impaired Loans, Interest Income Recognized, With a related allowance recorded	33	30
Impaired Loans, Interest Income Recognized, Total	59	30
Home Equity Loans [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	408	938
Impaired loans, Recorded Investment, With a related allowance recorded	39	'
Impaired loans, Recorded Investment, Total	447	938
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	438	973
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	39	'
Impaired loans, Unpaid Principal Balance, Total	477	973
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	39	'
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	402	856
Impaired loans, Average Recorded Investment, With a related allowance recorded	39	'
Impaired loans, Average Recorded Investment, Total	441	856
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	19	26
Impaired Loans, Interest Income Foregone, Total	19	26
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	4	14
Impaired Loans, Interest Income Recognized, With a related allowance recorded	2	'
Impaired Loans, Interest Income Recognized, Total	6	14
Direct Financing Leases [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	26	'
Impaired loans, Recorded Investment, With a related allowance recorded	'	164
Impaired loans, Recorded Investment, Total	26	164
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	27	'
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	'	178
Impaired loans, Unpaid Principal Balance, Total	27	178
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	'	13
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	29	'
Impaired loans, Average Recorded Investment, With a related allowance recorded	'	266
Impaired loans, Average Recorded Investment, Total	29	266
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With a related allowance recorded	'	14
Impaired Loans, Interest Income Foregone, Total	'	14
Consumer Loans [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With a related allowance recorded	20	44
Impaired loans, Recorded Investment, Total	20	44
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	29	121
Impaired loans, Unpaid Principal Balance, Total	29	121
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	20	9
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With a related allowance recorded	11	60
Impaired loans, Average Recorded Investment, Total	11	60
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With a related allowance recorded	3	9
Impaired Loans, Interest Income Foregone, Total	3	9
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With a related allowance recorded	2	'
Impaired Loans, Interest Income Recognized, Total	$2	'

Loans_And_Leases_Net_NonAccrua

Loans And Leases, Net (Non-Accrual Loans And Leases And Loans And Lease 90 Days Or More Past Due) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	$13,733	$8,228
Accruing loans 90+ days past due	'	'
Total non-performing loans and leases	13,733	8,228
Total non-performing loans and leases to total assets	1.65%	1.02%
Total non-performing loans and leases to total loans and leases	2.12%	1.41%
Commercial And Industrial [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	2,970	914
Residential Real Estate: Residential [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	1,376	1,443
Residential Real Estate: Construction [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	'	'
Commercial Real Estate: Commercial [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	8,873	4,309
Commercial Real Estate: Construction [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	'	729
Home Equity Loans [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	447	618
Direct Financing Leases [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	47	171
Consumer Loans [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	20	44
Other [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	'	'

Loans_And_Leases_Net_Component

Loans And Leases, Net (Components Of The Net Investment In Direct Financing Leases) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
Loans And Leases, Net [Abstract]	'	'	'	'
Direct financing lease payments receivable	$140	$1,871	'	'
Estimated residual value of leased assets	10	57	'	'
Unearned income	-45	-186	'	'
Remaining mark	-105	-130	-488	-1,493
Net investment in direct financing leases	$0	$1,612	$6,021	'

Loans_And_Leases_Net_Troubled_

Loans And Leases, Net (Troubled Debt Restructured Loans And Leases) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	$17,119	$11,451
Troubled restructured loans and leases, Nonaccruing	11,988	5,986
Troubled restructured loans and leases, Accruing	5,131	5,465
Troubled restructured loans and leases, Related Allowance	1,016	819
Commercial And Industrial [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	4,262	2,592
Troubled restructured loans and leases, Nonaccruing	2,903	720
Troubled restructured loans and leases, Accruing	1,359	1,872
Troubled restructured loans and leases, Related Allowance	983	335
Residential Real Estate: Residential [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	'	509
Troubled restructured loans and leases, Nonaccruing	'	509
Residential Real Estate: Construction [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	1,031	'
Troubled restructured loans and leases, Nonaccruing	454	'
Troubled restructured loans and leases, Accruing	577	'
Commercial Real Estate: Commercial [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	1,533	6,203
Troubled restructured loans and leases, Nonaccruing	'	3,958
Troubled restructured loans and leases, Accruing	1,533	2,245
Troubled restructured loans and leases, Related Allowance	'	471
Commercial Real Estate: Construction [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	10,211	1,663
Troubled restructured loans and leases, Nonaccruing	8,563	729
Troubled restructured loans and leases, Accruing	1,648	934
Troubled restructured loans and leases, Related Allowance	33	'
Home Equity Loans [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	56	320
Troubled restructured loans and leases, Nonaccruing	56	'
Troubled restructured loans and leases, Accruing	'	320
Direct Financing Leases [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	26	164
Troubled restructured loans and leases, Nonaccruing	12	70
Troubled restructured loans and leases, Accruing	14	94
Troubled restructured loans and leases, Related Allowance	'	$13

Loans_And_Leases_Net_Troubled_1

Loans And Leases, Net (Troubled Debt Restructurings Activity) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
	contract	contract
Commercial And Industrial [Member] | Deferral Of Principal [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	6	'
Pre-Modification Outstanding Recorded Investment	$2,400	'
Post-Modification Outstanding Recorded Investment	2,400	'
Commercial And Industrial [Member] | Interest Rate Reduction [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	2	1
Pre-Modification Outstanding Recorded Investment	330	249
Post-Modification Outstanding Recorded Investment	330	249
Commercial And Industrial [Member] | Extension Of Maturity And Interest Rate Reduction [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	5	'
Pre-Modification Outstanding Recorded Investment	361	'
Post-Modification Outstanding Recorded Investment	361	'
Commercial And Industrial [Member] | Combination Of Concessions [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	1	10
Pre-Modification Outstanding Recorded Investment	250	1,952
Post-Modification Outstanding Recorded Investment	250	1,952
Residential Real Estate And Construction [Member] | Extension Of Maturity [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	4	1
Pre-Modification Outstanding Recorded Investment	583	43
Post-Modification Outstanding Recorded Investment	583	43
Residential Real Estate And Construction [Member] | Rate Reduction [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	1
Pre-Modification Outstanding Recorded Investment	'	475
Post-Modification Outstanding Recorded Investment	'	475
Commercial Real Estate And Construction [Member] | Deferral Of Principal [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	2	3
Pre-Modification Outstanding Recorded Investment	6,438	964
Post-Modification Outstanding Recorded Investment	7,963	964
Commercial Real Estate And Construction [Member] | Interest Rate Reduction [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	1
Pre-Modification Outstanding Recorded Investment	'	637
Post-Modification Outstanding Recorded Investment	'	637
Commercial Real Estate And Construction [Member] | Term Out Line Of Credit [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	1
Pre-Modification Outstanding Recorded Investment	'	1,429
Post-Modification Outstanding Recorded Investment	'	1,429
Commercial Real Estate And Construction [Member] | Extension Of Maturity [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	2	2
Pre-Modification Outstanding Recorded Investment	739	1,194
Post-Modification Outstanding Recorded Investment	739	1,194
Home Equity Loans [Member] | Extension Of Maturity And Interest Rate Reduction [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	1	'
Pre-Modification Outstanding Recorded Investment	136	'
Post-Modification Outstanding Recorded Investment	136	'
Home Equity Loans [Member] | Term Out Line Of Credit [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	1	'
Pre-Modification Outstanding Recorded Investment	57	'
Post-Modification Outstanding Recorded Investment	$57	'

Loans_And_Leases_Net_Troubled_2

Loans And Leases, Net (Troubled Debt Restructurings That Subsequently Defaulted) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
	contract	contract
Commercial And Industrial [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	7	2
Recorded investment of restructured contracts that subsequently defaulted	$224	$135
Commercial Real Estate: Commercial [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	1	1
Recorded investment of restructured contracts that subsequently defaulted	160	290
Commercial Real Estate: Construction [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	1
Recorded investment of restructured contracts that subsequently defaulted	'	$729

Property_And_Equipment_Details

Property And Equipment (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Property, Plant and Equipment [Line Items]	'	'	'
Properties and equipment, gross	$25,389,000	$25,624,000	'
Less accumulated depreciation	-14,226,000	-14,256,000	'
Properties and equipment, net	11,163,000	11,368,000	'
Depreciation expense	1,100,000	1,100,000	1,300,000
Land [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Properties and equipment, gross	268,000	268,000	'
Building And Improvements [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Properties and equipment, gross	12,695,000	13,504,000	'
Furniture, Fixtures and Equipment [Member]	'	'	'
Property, Plant and Equipment [Line Items]	'	'	'
Properties and equipment, gross	$12,426,000	$11,852,000	'

Other_Assets_Details

Other Assets (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Other Assets [Abstract]	'	'
Net deferred tax asset	$6,064	$4,868
Accrued interest receivable	2,458	2,395
Prepaid expenses	749	1,626
Mortgage servicing rights	509	467
Indemnification asset	'	290
Other	2,179	2,203
Other Assets, Total	$11,959	$11,849

Goodwill_And_Intangible_Assets2

Goodwill And Intangible Assets (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Goodwill and Intangible Assets [Abstract]	'	'	'
Goodwill	$8,101	$8,101	'
Amortization of intangibles	$221	$349	$490

Goodwill_And_Intangible_Assets3

Goodwill And Intangible Assets (Schedule Of Intangible Assets) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	$5,323	$5,323
Accumulated Amortization	-5,215	-4,994
Net	108	329
Weighted Average Amortization Period	'8 years	'9 years
Non-compete Agreements [Member]	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	738	738
Accumulated Amortization	-738	-731
Net	'	7
Weighted Average Amortization Period	'	'5 years
Insurance Expirations [Member]	'	'
Finite-Lived Intangible Assets [Line Items]	'	'
Gross Carrying Amount	4,585	4,585
Accumulated Amortization	-4,477	-4,263
Net	$108	$322
Weighted Average Amortization Period	'8 years	'9 years

Goodwill_And_Intangible_Assets4

Goodwill And Intangible Assets (Schedule Of Expected Amortization Expense) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Goodwill and Intangible Assets [Abstract]	'	'
2014	$108	'
2015	'	'
2016	'	'
2017	'	'
2018	'	'
Net	$108	$329

Deposits_Details

Deposits (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified
Banking and Thrift [Abstract]	'	'
Time Deposits, $100,000 or More	$45.20	$42.10
Overdrawn deposit accounts classified as loans	0.2	1.6
Brokered time deposits	$1.20	$1.20

Deposits_Schedule_Of_Maturitie

Deposits (Schedule Of Maturities Of Time Deposits) (Details) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Banking and Thrift [Abstract]	'
2014	$37,763
2015	40,302
2016	16,680
2017	9,265
2018 and later	6,127
Time deposits maturities, Total	$110,137

Borrowed_Funds_And_Junior_Subo2

Borrowed Funds And Junior Subordinated Debentures (Details) (USD $)	Dec. 31, 2013	Oct. 02, 2004	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2013	Dec. 31, 2013
		Evans Capital Trust I [Member]	Evans Capital Trust I [Member]	Junior Subordinated Debt [Member]	Minimum [Member]	Maximum [Member]
Debt Instrument [Line Items]	'	'	'	'	'	'
FHLB advances interest rate	'	'	'	'	3.48%	3.55%
Availabe FHLB advances	$94,400,000	'	'	'	'	'
Available federal funds purchase amount from FHLB correspondent banks	14,000,000	'	'	'	'	'
Basis spread on variable rate	'	'	'	2.65%	'	'
Description of variable rate basis	'	'	'	'The Capital Securities have a distribution rate of 3 month LIBOR plus 2.65%, and the distribution dates are February 23, May 23, August 23 and November 23	'	'
Interest rate at period end	'	'	'	2.46%	'	'
Issuance of preferred capital securities	'	11,000,000	'	'	'	'
Junior subordinated debentures	11,300,000	'	'	'	'	'
Initial capital contribution	'	'	$330,000	'	'	'

Borrowed_Funds_And_Junior_Subo3

Borrowed Funds And Junior Subordinated Debentures (Schedule of Maturities Of Long-Term Debt) (Details) (USD $)	Dec. 31, 2013
Borrowed Funds And Junior Subordinated Debentures [Abstract]	'
2014 Maturities	$9,000,000
2015 Maturities	'
2016 Maturities	'
2017 Maturities	'
Thereafter Maturities	'
Total Maturities	$9,000,000
2014 Weighted Average Rate	3.53%

Borrowed_Funds_And_Junior_Subo4

Borrowed Funds And Junior Subordinated Debentures (Schedule Of Short-Term Debt) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Short-term Debt [Line Items]	'	'	'
Amount outstanding	$9,000	$10,000	$3,000
Weighted-average interest rate	3.41%	3.21%	2.52%
Daily average amount outstanding	6,167	8,833	2,884
Weighted-average interest rate for the year ended	3.41%	3.21%	2.46%
Federal Funds Purchased [Member]	'	'	'
Short-term Debt [Line Items]	'	'	'
Highest amount at a month-end	'	'	1,540
Daily average amount outstanding	'	'	278
Weighted-average interest rate for the year ended	'	'	0.40%
Other Short-Term Borrowings [Member]	'	'	'
Short-term Debt [Line Items]	'	'	'
Amount outstanding	9,000	10,000	3,000
Weighted-average interest rate	3.41%	3.21%	2.52%
Highest amount at a month-end	10,000	10,000	5,000
Daily average amount outstanding	$6,167	$8,833	$2,606
Weighted-average interest rate for the year ended	3.41%	3.21%	2.68%

Securities_Sold_Under_Agreemen1

Securities Sold Under Agreements To Repurchase (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Securities Sold Under Agreements To Repurchase [Abstract]	'	'
Securities sold under agreement to repurchase	$13,351	$12,111

Comprehensive_Income_Loss_Sche

Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income (Loss)) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'
Beginning Balance	$101	$346	($473)
Net Change	-1,364	-245	819
Ending Balance	-1,263	101	346
Net Unrealized Gain (Loss) On Investment Securities [Member]	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'
Beginning Balance	2,457	2,534	813
Net Change	-2,266	-77	1,721
Ending Balance	191	2,457	2,534
Net Defined Benefit Pension Plans Adjustments [Member]	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'
Beginning Balance	-2,356	-2,188	-1,286
Net Change	902	-168	-902
Ending Balance	($1,454)	($2,356)	($2,188)

Comprehensive_Income_Loss_Comp

Comprehensive Income (Loss) (Components Of Other Comprehensive Income) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Unrealized loss on investment securities, Before-Tax Amount:	'		'		'
Unrealized gain (loss) on investment securities, Before-Tax Amount	($3,697)		($124)		$2,834
Reclassification from accumulated other comprehensive income for gains (losses), Before-tax-amount	'		'		26
Net change, Before-Tax Amount	-3,697		-124		2,808
Defined benefit pension plans adjustments, Before-Tax Amount:	'		'		'
Amortization of prior service cost, Before-Tax Amount	69	[1]	87	[1]	87	[1]
Amortization of actuarial loss, Before-Tax Amount	177	[1]	172	[1]	36	[1]
Actuarial gains (losses), Before-Tax Amount	1,226		-532		-1,596
Net change, Before-Tax Amount	1,472		-273		-1,473
Other Comprehensive Loss, Before-Tax Amount	-2,225		-397		1,335
Unrealized loss on investment securities, Income Tax (Provision) Benefit:	'		'		'
Unrealized gain (loss) on investment securities, Income Tax (Provision) Benefit	1,431		47		-1,097
Less: reclassification adjustment for gains realized in net income, Income Tax (Provision) Benefit	'		'		-10
Net change, Income Tax (Provision) Benefit	1,431		47		-1,087
Defined benefit pension plans adjustments, Income Tax (Provision) Benefit:	'		'		'
Amortization of prior service cost, Income Tax (Provision) Benefit	-27	[1]	-34	[1]	-33	[1]
Amortization of actuarial loss, Income Tax (Provision) Benefit	-69	[1]	-67	[1]	-13	[1]
Actuarial gains (losses), Income Tax (Provision) Benefit	-474		206		617
Net change, Income Tax (Provision) Benefit	-570		105		571
Other Comprehensive Loss, Income Tax (Provision) Benefit	861		152		-516
Unrealized loss on investment securities, Net-of-Tax Amount:	'		'		'
Unrealized gain (loss) on investment securities, Net-of-Tax Amount	-2,266		-77		1,737
Reclassification from accumulated other comprehensive income for gains (losses), Net-of-Tax Amount	'		'		16
Net change, Net-of-Tax Amount	-2,266		-77		1,721
Defined benefit pension plans adjustments, Net-of-Tax Amount:	'		'		'
Amortization of prior service cost, Net-of-Tax Amount	42	[1]	53	[1]	54	[1]
Amortization of actuarial loss, Net-of-Tax Amount	108	[1]	105	[1]	23	[1]
Actuarial gains (losses), Net-of-Tax Amount	752		-326		-979
Net change, Net-of-Tax Amount	902		-168		-902
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX	($1,364)		($245)		$819
[1]	Included in net periodic pension cost, as described in Note 11 - bEmployee Benefits and Deferred Compensation Plansb

Employee_Benefits_And_Deferred2

Employee Benefits And Deferred Compensation Plans (Narrative) (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Cash contributed to pension plan	$185,000	$370,000	$120,000
Company contribution in the next fiscal year	110,000	'	'
Compensation cost	72,000	56,000	62,000
Cash surrender value of life insurance contracts	19,800,000	15,300,000	'
Number of highest consecutive years	'5 years	'	'
Pension [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Amounts to be amortized from accumulated other comprehensive loss into net periodic cost for actuarial losses	21,000	'	'
Expected long-term rate of return on plan assets	7.50%	7.50%	7.50%
Discount rate for projected benefit obligation	4.78%	3.88%	4.46%
Benefit obligation	4,395,000	4,851,000	4,545,000
Supplemental Executive Retirement Plans [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Amounts to be amortized from accumulated other comprehensive loss into net periodic cost for prior service costs	31,000	'	'
Amounts to be amortized from accumulated other comprehensive loss into net periodic cost for actuarial losses	84,000	'	'
Discount rate for projected benefit obligation	4.15%	3.17%	4.34%
Required service period for a participant to become entitled to receive a benefit under a plan	'10 years	'	'
Benefit obligation	3,923,000	5,272,000	4,847,000
Supplemental Executive Retirement Plans [Member] | Minimum [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Required benefit service period	'P15Y	'	'
Percentage of participants salary used to determine accrued benefit	25.00%	'	'
Supplemental Executive Retirement Plans [Member] | Maximum [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Required benefit service period	'P20Y	'	'
Percentage of participants salary used to determine accrued benefit	35.00%	'	'
Non-Qualified Deferred Compensation Plan [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Compensation cost	12,000	19,000	54,000
Benefit obligation	200,000	200,000	'
Non-Qualified Executive Insentive Retirement Plan [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Compensation cost	248,000	203,000	178,000
Benefit obligation	2,400,000	3,000,000	'
401(k) Plan [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Compensation cost	$629,000	$496,000	$445,000
Vesting period of employer contributions	'6 years	'	'
Equity Securities [Member] | Minimum [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Expected long-term rate of return on plan assets	9.00%	'	'
Equity Securities [Member] | Maximum [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Expected long-term rate of return on plan assets	10.00%	'	'
Equity Securities [Member] | Normal Market Conditions [Member] | Minimum [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Expected long-term rate of return on plan assets	60.00%	'	'
Equity Securities [Member] | Normal Market Conditions [Member] | Maximum [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Expected long-term rate of return on plan assets	70.00%	'	'
Fixed Income Securities [Member] | Minimum [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Expected long-term rate of return on plan assets	5.00%	'	'
Fixed Income Securities [Member] | Maximum [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Expected long-term rate of return on plan assets	6.00%	'	'
Fixed Income Securities [Member] | Normal Market Conditions [Member] | Minimum [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Expected long-term rate of return on plan assets	30.00%	'	'
Fixed Income Securities [Member] | Normal Market Conditions [Member] | Maximum [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Expected long-term rate of return on plan assets	40.00%	'	'

Employee_Benefits_And_Deferred3

Employee Benefits And Deferred Compensation Plans (Schedule Of Defined Benefit Plans Disclosures, Employee Pension Plan) (Details) (Pension [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Pension [Member]	'	'	'
Change in benefit obligation:	'	'	'
Benefit obligation at beginning of year	$4,851	$4,545	'
Service cost	'	'	'
Interest cost	192	213	217
Assumption change	-595	341	'
Actuarial (gain) loss	153	189	'
Benefits paid	-206	-437	'
Benefit obligation at end of year	4,395	4,851	4,545
Change in plan assets:	'	'	'
Fair value of plan assets at beginning of year	3,533	3,094	'
Actual return on plan assets	650	506	'
Employer contributions	185	370	'
Fair value of plan assets at end of year	4,162	3,533	3,094
Funded status	-233	-1,318	'
Accrued benefit liabilities	-233	-1,318	'
Net actuarial loss	920	1,817	'
Prior service cost	'	'	'
Net amount recognized in equity b pre-tax	920	1,817	'
Net amount recognized on Consolidated Balance Sheets in Other Liabilities	687	499	'
Accumulated benefit obligation at year end	$4,395	$4,851	'

Employee_Benefits_And_Deferred4

Employee Benefits And Deferred Compensation Plans (Schedule Of Assumptions Used, Employee Pension Plan) (Details) (Pension [Member])	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Pension [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Discount rate for projected benefit obligation	4.78%	3.88%	4.46%
Discounted rate for net periodic pension cost	3.88%	4.46%	5.46%
Rate of increase in compensation levels	'	'	'
Expected long-term rate of return on plan assets	7.50%	7.50%	7.50%

Employee_Benefits_And_Deferred5

Employee Benefits And Deferred Compensation Plans (Schedule Of Net Periodic Benefit Costs, Employee Pension Plan) (Details) (Pension [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Pension [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Service cost	'	'	'
Interest cost	192	213	217
Expected return on plan assets	-260	-227	-228
Net amortization and deferral	65	63	25
Net periodic benefit cost	($3)	$49	$14

Employee_Benefits_And_Deferred6

Employee Benefits And Deferred Compensation Plans (Schedule Of Target Plan Asset Allocations) (Details)	Dec. 31, 2013	Dec. 31, 2012
Defined Benefit Plan Disclosure [Line Items]	'	'
Weighted average plan asset allocations	100.00%	100.00%
Equity Mutual Funds [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Weighted average plan asset allocations	75.98%	91.40%
Fixed Income Security Mutual Funds [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Weighted average plan asset allocations	20.87%	3.70%
Cash/Short Term Investments [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Weighted average plan asset allocations	3.15%	4.90%

Employee_Benefits_And_Deferred7

Employee Benefits And Deferred Compensation Plans (Schedule of Allocation Of Plan Assets) (Details) (Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member], USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Defined Benefit Plan Disclosure [Line Items]	'	'
Plan assets	$4,162	$3,533
Cash [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Plan assets	34	31
Money Market Funds [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Plan assets	97	141
Equity Securities, Small Cap [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Plan assets	416	369
Real Estate Investment [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Plan assets	188	316
International Large Cap [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Plan assets	890	912
Emerging Markets [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Plan assets	512	551
Currency [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Plan assets	198	'
Commodity [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Plan assets	63	130
Bonds [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Plan assets	403	'
Bank Loans [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Plan assets	203	'
Exchange Traded Funds, Large Cap [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Plan assets	799	757
Exchange Traded Funds, Mid Cap [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Plan assets	$359	$326

Employee_Benefits_And_Deferred8

Employee Benefits And Deferred Compensation Plans (Estimated Future Benefit Payments, Employee Pension Plan) (Details) (Pension [Member], USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Pension [Member]	'
Defined Benefit Plan Disclosure [Line Items]	'
2014	$193,000
2015	201,000
2016	208,000
2017	203,000
2018	212,000
2019 - 2023	$1,148,000

Employee_Benefits_And_Deferred9

Employee Benefits And Deferred Compensation Plans (Schedule Of Defined Benefit Plans Disclosures, SERP) (Details) (Supplemental Executive Retirement Plans [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Supplemental Executive Retirement Plans [Member]	'	'	'
Change in benefit obligation:	'	'	'
Benefit obligation at beginning of year	$5,272	$4,847	'
Service cost	165	180	180
Interest cost	125	153	189
Plan amendments	'	'	'
Plan settlement	105	'	'
Actuarial (gain) loss	-395	284	'
Benefits paid	-1,349	-192	'
Benefit obligation at end of year	3,923	5,272	4,847
Change in plan assets:	'	'	'
Fair value of plan assets at beginning of year	'	'	'
Actual return on plan assets	'	'	'
Employer contributions	1,349	192	'
Fair value of plan assets at end of year	'	'	'
Funded status	-3,923	-5,272	'
Accrued benefit liabilities	-3,923	-5,272	'
Net actuarial loss	1,188	1,693	'
Prior service cost	280	350	'
Net amount recognized in equity b pre-tax	1,468	2,043	'
Net amount recognized on Consolidated Balance Sheets in Other Liabilities	-2,455	-3,229	'
Accumulated benefit obligation at year end	$3,385	$4,664	'

Recovered_Sheet1

Employee Benefits And Deferred Compensation Plans (Schedule Of Assumptions Used, SERP) (Details) (Supplemental Executive Retirement Plans [Member])	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Supplemental Executive Retirement Plans [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Discount rate for projected benefit obligation	4.15%	3.17%	4.34%
Discounted rate for net periodic pension cost	3.17%	4.34%	5.34%
Salary scale	3.50%	3.50%	3.12%

Recovered_Sheet2

Employee Benefits And Deferred Compensation Plans (Schedule Of Net Periodic Benefit Costs, SERP) (Details) (Supplemental Executive Retirement Plans [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Supplemental Executive Retirement Plans [Member]	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'
Service cost	$165	$180	$180
Interest cost	125	153	189
Net amortization and deferral	180	195	98
Settlement charge	105	'	'
Net periodic benefit cost	$575	$528	$467

Recovered_Sheet3

Employee Benefits And Deferred Compensation Plans (Estimated Future Benefit Payments, SERP) (Details) (Supplemental Executive Retirement Plans [Member], USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Supplemental Executive Retirement Plans [Member]	'
Defined Benefit Plan Disclosure [Line Items]	'
2014	$192,672
2015	192,672
2016	192,672
2017	192,672
2018	192,672
2019 - 2023	$3,014,034

StockBased_Compensation_Narrat

Stock-Based Compensation (Narrative) (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Share-based compensation, cost recognized	$280	$249	$212
Unrecognized cost related to options	194	'	'
Unrecognized cost related to restricted share-based compensation arrangements	361	'	'
Shares issued under Employee Stock Purchase Plan	13,455	16,831	17,256
Compensation cost	72	56	62
Employee Stock Purchase Plan [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Share-based compensation, cost recognized	$67	$71	$74
Number of shares available for issuance	167,950	'	'
Purchase price of stock as a percentage of lower grant date or exercise date price	85.00%	'	'
Percentage of eligible employees that participated in the plan	42.00%	'	'
Maximum employee subscription rate	15.00%	'	'
Equity Plans [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Number of shares authorized	629,796	'	'
Number of shares available for grant	243,872	'	'
Purchase price of stock as a percentage of it's fair market value	100.00%	'	'
Equity Plans [Member] | Maximum [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Award vesting period	'5 years	'	'
Equity Plans [Member] | Minimum [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Award vesting period	'12 months	'	'

StockBased_Compensation_Schedu

Stock-Based Compensation (Schedule Of Stock Options Valuation Assumptions) (Details) (Two Thousand Nine Long-Term Equity Incentive Plan [Member], USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Two Thousand Nine Long-Term Equity Incentive Plan [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Dividend Yield	2.72%	2.84%	2.86%
Expected Life (years)	'6 years 4 months 10 days	'7 years	'7 years
Expected Volatility	20.58%	20.19%	19.26%
Risk-free Interest Rate	1.16%	1.28%	2.68%
Weighted Average Fair Value	$2.48	$1.95	$2.11

StockBased_Compensation_Schedu1

Stock-Based Compensation (Schedule Of Stock Options Activity) (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013
Stock-Based Compensation [Abstract]	'
Options Balance, December 31, 2012	273,168
Options Granted	34,650
Options Exercised	-8,297
Options Expired	-27,924
Options Forfeited	-7,621
Options Balance, December 31, 2013	263,976
Options Exercisable, December 31, 2013	173,578
Weighted Average Exercise Price, Balance, December 31, 2012	$15.81
Weighted Average Exercise Price, Granted	$17.64
Weighted Average Exercise Price, Exercised	$15.20
Weighted Average Exercise Price, Expired	$19.70
Weighted Average Exercise Price, Forfeited	$16.15
Weighted Average Exercise Price, Balance, December 31, 2013	$15.64
Weighted Average Exercise Price, Exercisable, December 31, 2013	$15.50
Weighted Average Remaining Contractual Term (years), Balance, December 31, 2013	'5 years 10 months 17 days
Weighted Average Remaining Contractual Term (years), Exercisable, December 31, 2013	'4 years 7 months 2 days
Aggregate Intrinsic Value, Balance, December 31, 2013	$1,475
Aggregate Intrinsic Value, Balance, Exercisable, December 31, 2013	$1,007

StockBased_Compensation_Schedu2

Stock-Based Compensation (Schedule Of Unrecognized Compensation Cost, Stock Options) (Details) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Stock-Based Compensation [Abstract]	'
2014	$81
2015	63
2016	43
2017	$7

StockBased_Compensation_Schedu3

Stock-Based Compensation (Schedule Of Restricted Stock Award Activity) (Details) (USD $)	12 Months Ended
	Dec. 31, 2013
Stock-Based Compensation [Abstract]	'
Shares, Balance, December 31, 2012	18,064
Shares Granted	19,431
Shares Vested	-9,656
Shares Forfeited	-2,315
Shares, Balance, December 31, 2013	25,524
Weighted Average Exercise Price, Balance, December 31, 2012	$14.45
Weighted Average Grant Date Fair Value, Granted	$17.69
Weighted Average Grant Date Fair Value, Vested	$14.13
Weighted Average Grant Date Fair Value, Forfeited	$16.96
Weighted Average Exercise Price, Balance, December 31, 2013	$16.82

StockBased_Compensation_Schedu4

Stock-Based Compensation (Schedule Of Unrecognized Compensation Cost) (Details) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Stock-Based Compensation [Abstract]	'
2014	$191
2015	92
2016	66
2017	$12

StockBased_Compensation_Schedu5

Stock-Based Compensation (Schedule Of Activity Under Share Based Compensation Plans) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Stock-Based Compensation [Abstract]	'	'	'
Total intrinsic value of stock options exercised	$30	$23	'
Total fair value of restricted stock awards vested	$136	$137	$94

StockBased_Compensation_Schedu6

Stock-Based Compensation (Schedule Of Employee Stock Purchase Plan Valuation Assumptions) (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Weighted Average Fair Value	$16.82	$14.45	'
Employee Stock Purchase Plan [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Dividend Yield	3.00%	3.20%	2.86%
Expected Life (years)	'6 months	'6 months	'6 months
Expected Volatility	14.21%	21.66%	25.58%
Risk-free Interest Rate	0.11%	0.10%	0.14%
Weighted Average Fair Value	$4.80	$4.26	$4.30

Income_Taxes_Narrative_Details

Income Taxes (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified
Operating Loss Carryforwards [Line Items]	'	'	'
Valuation allowance	$240	$232	'
Deferred tax asset for ENL	240	232	'
Accrued income tax penalties and interest	0	0	78
Operating loss carryforwards subject to expiration	240	'	'
2029 [Member]	'	'	'
Operating Loss Carryforwards [Line Items]	'	'	'
Operating loss carryforwards subject to expiration	50	'	'
2030 [Member]	'	'	'
Operating Loss Carryforwards [Line Items]	'	'	'
Operating loss carryforwards subject to expiration	73	'	'
2031 [Member]	'	'	'
Operating Loss Carryforwards [Line Items]	'	'	'
Operating loss carryforwards subject to expiration	2	'	'
2032 [Member]	'	'	'
Operating Loss Carryforwards [Line Items]	'	'	'
Operating loss carryforwards subject to expiration	$115	'	'

Income_Taxes_Schedule_Of_Compo

Income Taxes (Schedule Of Components Of Income Tax Provision (Benefit)) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Taxes [Abstract]	'	'	'
Current federal tax expense	$2,184	$2,667	$2,322
Current state tax expense (benefit)	-81	541	583
Total current tax expense	2,103	3,208	2,905
Deferred federal tax expense (benefit)	316	487	-167
Deferred state tax expense (benefit)	-688	52	-155
Total deferred tax expense (benefit)	-372	539	-322
Total income tax provision (benefit)	$1,731	$3,747	$2,583

Income_Taxes_Schedule_Of_Effec

Income Taxes (Schedule Of Effective Income Tax Rate Reconciliation) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Taxes [Abstract]	'	'	'
Tax provision at statutory rate, Amount	$3,257	$4,039	$2,956
Tax-exempt interest income, Amount	-564	-425	-509
Historic tax credit, Amount	-559	'	'
State taxes, net of federal benefit, Amount, Decrease in taxes	-508	'	'
State taxes, net of federal benefit, Amount, Increase in taxes	'	391	282
Other items, net, Amount	105	-258	-146
Total income tax provision (benefit)	$1,731	$3,747	$2,583
Tax provision at statutory rate, Percent	34.00%	34.00%	34.00%
Tax-exempt interest income, Percent	-6.00%	-3.00%	-6.00%
Historic tax credit, Percent	-6.00%	'	'
State taxes, net of federal benefit, Percent, Decrease in taxes	-5.00%	'	'
State taxes, net of federal benefit, Percent, Increase in taxes	'	3.00%	3.00%
Other items, net, Percent	1.00%	-2.00%	-1.00%
Income tax provision, Percent	18.00%	32.00%	30.00%

Income_Taxes_Schedule_Of_Defer

Income Taxes (Schedule Of Deferred Tax Assets And Liabilities) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Deferred tax assets:	'	'
Pension premiums	$1,604	$2,545
Allowance for loan and lease losses	4,372	3,697
Non accrued interest	515	445
Deferred compensation	1,083	1,336
Stock options granted	90	124
Net operating loss carryforward	240	250
Historic tax credit carryforward	495	'
Leases	154	146
Other	5	'
Gross deferred tax assets	8,558	8,543
Deferred tax liabilities:	'	'
Depreciation and amortization	1,387	1,209
Prepaid expenses	483	394
Net unrealized gains on securities	121	1,550
Acquisition-related adjustments	66	109
Mortgage servicing asset	197	181
Gross deferred tax liabilities	2,254	3,443
Valuation allowance	-240	-232
Net deferred tax asset	$6,064	$4,868

Income_Taxes_Schedule_Of_Unrec

Income Taxes (Schedule Of Unrecognized Tax Benefits) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Taxes [Abstract]	'	'	'
Balance at beginning of year	$21	$206	$313
Reclassification from deferred taxes for tax positions taken during a period	'	'	'
Increases related to tax positions taken during a prior period	'	'	'
Decrease due to the resolution of a prior year tax matter	-21	-150	-107
Decreases related to settlements with taxing authorities	'	-35	'
Balance at end of year	'	$21	$206

Other_Liabilities_Details

Other Liabilities (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Other Liabilities [Abstract]	'	'
Retirement compensation liabilities	$6,707,000	$9,795,000
Accounts payable	4,475,000	2,719,000
Security deposits on direct financing leases	31,000	126,000
Interest payable	222,000	232,000
Other	1,058,000	543,000
Total	12,493,000	13,415,000
Accrued historic tax credit investment	$1,300,000	'

Related_Party_Transactions_Det

Related Party Transactions (Details) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Related Party Transactions [Abstract]	'	'
Aggregate amount of loans to related party	$2.60	$7.40
New advances to related party during period	1.8	'
Related party loans repaid	1.6	'
Related party deposits	$1.70	$2.70

Contingent_Liabilities_And_Com2

Contingent Liabilities And Commitments (Narrative) (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Contingent Liabilities And Commitments [Abstract]	'	'	'
Minimum annual rental commitment, 2014	$610,000	'	'
Minimum annual rental commitment, 2015	519,000	'	'
Minimum annual rental commitment, 2016	523,000	'	'
Minimum annual rental commitment, 2017	435,000	'	'
Minimum annual rental commitment, 2018	453,000	'	'
Minimum annual rental commitment, thereafter	4,200,000	'	'
Rental expense under operating leases	$684,000	$632,000	$656,000

Contingent_Liabilities_And_Com3

Contingent Liabilities And Commitments (Summary Of Commitments And Contingent Liabilities) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Contingent Liabilities And Commitments [Abstract]	'	'
Commitments to extend credit	$176,964	$135,028
Standby letters of credit	2,664	8,042
Commitments and contingent liabilities	$179,628	$143,070

Concentrations_Of_Credit_Detai

Concentrations Of Credit (Details) (Capital [Member], Credit Concentration Risk [Member])	12 Months Ended
	Dec. 31, 2013
Capital [Member] | Credit Concentration Risk [Member]	'
Concentration Risk [Line Items]	'
Concentration risk, percentage	15.00%

Segment_Information_Business_S

Segment Information (Business Segment Information) (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Segment Reporting Information [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Net interest income (expense)	$7,344	$7,174	$7,002	$6,826	$7,100	$6,945	$6,881	$6,853	$28,347	$27,780	$25,988
Provision for loan and lease losses	'	'	'	'	'	'	'	'	1,540	-68	2,484
Net interest income (expense) after provision for loan and lease losses	'	'	'	'	'	'	'	'	26,807	27,848	23,504
Non-interest income	'	'	'	'	'	'	'	'	4,950	5,857	5,504
Insurance service and fees	'	'	'	'	'	'	'	'	7,211	6,966	6,902
Net gain on sales and calls of securities	'	'	'	'	'	'	'	'	'	'	26
Amortization expense	'	'	'	'	'	'	'	'	221	349	490
Non-interest expense	'	'	'	'	'	'	'	'	29,159	28,443	26,751
Income before income taxes	'	'	'	'	'	'	'	'	9,588	11,879	8,695
Income tax provision	'	'	'	'	'	'	'	'	1,731	3,747	2,583
Net income	'	'	'	'	'	'	'	'	7,857	8,132	6,112
Banking Activities [Member]	'	'	'	'	'	'	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Net interest income (expense)	'	'	'	'	'	'	'	'	28,463	27,904	26,107
Provision for loan and lease losses	'	'	'	'	'	'	'	'	1,540	-68	2,484
Net interest income (expense) after provision for loan and lease losses	'	'	'	'	'	'	'	'	26,923	27,972	23,623
Non-interest income	'	'	'	'	'	'	'	'	4,950	5,857	5,504
Insurance service and fees	'	'	'	'	'	'	'	'	518	'	'
Net gain on sales and calls of securities	'	'	'	'	'	'	'	'	'	'	26
Non-interest expense	'	'	'	'	'	'	'	'	24,792	23,861	21,858
Income before income taxes	'	'	'	'	'	'	'	'	7,599	9,968	7,295
Income tax provision	'	'	'	'	'	'	'	'	1,022	3,007	2,043
Net income	'	'	'	'	'	'	'	'	6,577	6,961	5,252
Insurance Agency Activities [Member]	'	'	'	'	'	'	'	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Net interest income (expense)	'	'	'	'	'	'	'	'	-116	-124	-119
Net interest income (expense) after provision for loan and lease losses	'	'	'	'	'	'	'	'	-116	-124	-119
Insurance service and fees	'	'	'	'	'	'	'	'	6,693	6,966	6,902
Amortization expense	'	'	'	'	'	'	'	'	221	349	490
Non-interest expense	'	'	'	'	'	'	'	'	4,367	4,582	4,893
Income before income taxes	'	'	'	'	'	'	'	'	1,989	1,911	1,400
Income tax provision	'	'	'	'	'	'	'	'	709	740	540
Net income	'	'	'	'	'	'	'	'	$1,280	$1,171	$860

Segment_Information_Identifiab

Segment Information (Identifiable Assets By Segment) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Segment Reporting Information [Line Items]	'	'
Assets	$833,498	$809,676
Banking Activities [Member]	'	'
Segment Reporting Information [Line Items]	'	'
Assets	824,028	799,610
Insurance Agency Activities [Member]	'	'
Segment Reporting Information [Line Items]	'	'
Assets	$9,470	$10,066

Fair_Value_Of_Financial_Instru2

Fair Value Of Financial Instruments (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2013
In Thousands, unless otherwise specified			Minimum [Member]	Maximum [Member]
Discount on appraisals of the collateral securing the loan, range	'	'	10.00%	50.00%
Impaired loans	$18,887	$13,592	'	'
Impaired loans, related allowance	$1,509	$1,289	'	'

Fair_Value_Of_Financial_Instru3

Fair Value Of Financial Instruments (Financial Instruments Measured At Fair Value On Recurring Basis) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Available for sale securities	$99,665	$92,063	'	'
Mortgage servicing rights	509	467	'	'
Fair Value, Measurements, Recurring Basis [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Mortgage servicing rights	509	467	'	'
Fair Value, Measurements, Recurring Basis [Member] | Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Mortgage servicing rights	509	467	407	388
US Government Agencies Debt Securities [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Available for sale securities	31,992	28,332	'	'
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring Basis [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Available for sale securities	31,992	28,332	'	'
US Government Agencies Debt Securities [Member] | Fair Value, Measurements, Recurring Basis [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Available for sale securities	31,992	28,332	'	'
States and Political Subdivisions Debt Securities [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Available for sale securities	31,880	31,469	'	'
States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring Basis [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Available for sale securities	31,880	31,469	'	'
States and Political Subdivisions Debt Securities [Member] | Fair Value, Measurements, Recurring Basis [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Available for sale securities	31,880	31,469	'	'
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Available for sale securities	35,793	32,262	'	'
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring Basis [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Available for sale securities	35,793	32,262	'	'
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Measurements, Recurring Basis [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'	'
Available for sale securities	$35,793	$32,262	'	'

Fair_Value_Of_Financial_Instru4

Fair Value Of Financial Instruments (Changes In Fair Value For Mortgage Servicing Rights) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Mortgage servicing rights - December 31	$509	$467	'
Fair Value, Measurements, Recurring Basis [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Mortgage servicing rights - December 31	509	467	'
Fair Value, Significant unobservable inputs (Level 3) [Member] | Fair Value, Measurements, Recurring Basis [Member]	'	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'	'
Mortgage servicing rights - January 1	467	407	388
Gains (losses) included in earnings	34	-144	-162
Additions from loan sales	8	204	181
Mortgage servicing rights - December 31	$509	$467	$407

Fair_Value_Of_Financial_Instru5

Fair Value Of Financial Instruments (Quantitative Information About Significant Unobservable Inputs Used In The Fair Value Measurement Of MSRs) (Details)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Fair Value Of Financial Instruments [Abstract]	'	'
Servicing fees	0.25%	0.25%
Discount rate	10.04%	10.06%
Prepayment rate (CPR)	9.31%	16.31%

Fair_Value_Of_Financial_Instru6

Fair Value Of Financial Instruments (Financial Instruments Measured At Fair Value On Nonrecurring Basis) (Details) (Fair Value, Measurements, Nonrecurring Basis [Member], USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	$17,378	$12,303
Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	$17,378	$12,303

Fair_Value_Of_Financial_Instru7

Fair Value Of Financial Instruments (Estimated Fair Value Of The Company's Financial Instruments) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Level 2, Financial assets:	'	'
Available-for-sale Securities	$99,665	$92,063
Level 3, Financial assets:	'	'
Debt securities held to maturity, Total securities designated as held to maturity, Fair Value	2,319	3,721
Loans and leases, net	635,493	573,163
Mortgage servicing rights	509	467
Level 1, Financial Liabilities:	'	'
Demand deposits	139,973	123,405
NOW deposits	65,927	65,753
Regular savings deposits	390,575	380,924
Securities sold under agreement to repurchase	13,351	12,111
Level 3, Financial Liabilities:	'	'
Time deposits	110,137	108,910
Carrying Amount [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Level 1, Financial assets:	'	'
Cash and cash equivalents	41,954	90,477
Level 1, Financial Liabilities:	'	'
Demand deposits	139,973	123,405
NOW deposits	65,927	65,753
Regular savings deposits	390,575	380,924
Junior subordinated debentures	11,330	11,330
Commitments to extend credit	401	49
Securities sold under agreement to repurchase	13,351	12,111
Carrying Amount [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Level 2, Financial assets:	'	'
Available-for-sale Securities	99,665	92,063
FHLB and FRB stock	2,831	3,249
Level 2, Financial Liabilities:	'	'
Other borrowed funds	9,000	19,000
Carrying Amount [Member] | Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'
Level 3, Financial assets:	'	'
Debt securities held to maturity, Total securities designated as held to maturity, Fair Value	2,384	3,744
Loans and leases, net	635,493	573,163
Mortgage servicing rights	509	467
Level 3, Financial Liabilities:	'	'
Time deposits	110,137	108,910
Fair Value [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Level 1, Financial assets:	'	'
Cash and cash equivalents	41,954	90,477
Level 1, Financial Liabilities:	'	'
Demand deposits	139,973	123,405
NOW deposits	65,927	65,753
Regular savings deposits	390,575	380,924
Junior subordinated debentures	11,330	11,330
Commitments to extend credit	401	49
Securities sold under agreement to repurchase	13,351	12,111
Fair Value [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Level 2, Financial assets:	'	'
Available-for-sale Securities	99,665	92,063
FHLB and FRB stock	2,831	3,249
Level 2, Financial Liabilities:	'	'
Other borrowed funds	9,171	19,503
Fair Value [Member] | Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'
Level 3, Financial assets:	'	'
Debt securities held to maturity, Total securities designated as held to maturity, Fair Value	2,319	3,721
Loans and leases, net	640,770	607,916
Mortgage servicing rights	509	467
Level 3, Financial Liabilities:	'	'
Time deposits	$112,270	$111,883

Regulatory_Matters_Details

Regulatory Matters (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Minimum Amount for Capital Adequacy Purposes, Total Risk-Based Capital (to Risk Weighted Assets)	$49,864	$46,287
Minimum Ratio for Capital Adequacy Purposes, Total Risk-Based Capital (to Risk Weighted Assets)	8.00%	8.00%
Minimum Amount to be Well Capitalized Under Prompt Corrective Action Provisions Total Risk-Based Capital (to Risk Weighted Assets)	62,330	57,859
Minimum Ratio to be Well Capitalized Under Prompt Corrective Action Provisions Total Risk-Based Capital (to Risk Weighted Assets)	10.00%	10.00%
Minimum Amount for Capital Adequacy Purposes, Tier I Capital (to Risk Weighted Assets)	24,932	23,143
Minimum Ratio for Capital Adequacy Purposes Ratio, Tier I Capital (to Risk Weighted Assets)	4.00%	4.00%
Minimum Amount to be Well Capitalized Under Prompt Corrective Action Provisions Tier I Capital (to Risk Weighted Assets)	37,398	34,715
Minimum Ratio to be Well Capitalized Under Prompt Corrective Action Provisions Tier I Capital (to Risk Weighted Assets)	6.00%	6.00%
Minimum Amount for Capital Adequacy Purposes, Tier I Capital (to Average Assets)	32,823	32,020
Minimum Ratio for Capital Adequacy Purposes, Tier I Capital (to Average Assets)	4.00%	4.00%
Minimum Amount to be Well Capitalized Under Prompt Corrective Action Provisions Tier I Capital (to Average Assets)	41,029	40,026
Minimum Ratio to be Well Capitalized Under Prompt Corrective Action Provisions Tier I Capital (to Average Assets)	5.00%	5.00%
Parent Company [Member]	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Actual Amount Total Risk-Based Capital (to Risk Weighted Assets)	92,879	84,843
Actual Ratio Total Risk-Based Capital (to Risk Weighted Assets)	14.90%	14.70%
Actual Amount Tier I Capital (to Risk Weighted Assets)	85,044	77,580
Actual Ratio Tier I Capital (to Risk Weighted Assets)	13.60%	13.40%
Actual Amount Tier I Capital (to Average Assets)	85,044	77,580
Actual Ratio Tier I Capital (to Average Assets)	10.40%	9.70%
Bank [Member]	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Actual Amount Total Risk-Based Capital (to Risk Weighted Assets)	86,757	80,251
Actual Ratio Total Risk-Based Capital (to Risk Weighted Assets)	13.90%	13.90%
Actual Amount Tier I Capital (to Risk Weighted Assets)	78,932	72,988
Actual Ratio Tier I Capital (to Risk Weighted Assets)	12.70%	12.60%
Actual Amount Tier I Capital (to Average Assets)	$78,932	$72,988
Actual Ratio Tier I Capital (to Average Assets)	9.60%	9.10%

Parent_Company_Only_Financial_2

Parent Company Only Financial Information (Condensed Balance Sheets) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Other assets	$11,959	$11,849
TOTAL ASSETS	833,498	809,676
LIABILITIES	'	'
Junior subordinated debentures	11,330	11,330
Other liabilities	12,493	13,415
Total liabilities	752,786	734,848
STOCKHOLDERSb EQUITY	'	'
Total Stockholdersb Equity	80,712	74,828
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	833,498	809,676
Parent Company [Member]	'	'
ASSETS	'	'
Cash	54	91
Other assets	1,054	867
Investment in subsidiaries	92,413	86,609
TOTAL ASSETS	93,521	87,567
LIABILITIES	'	'
Junior subordinated debentures	11,330	11,330
Other liabilities	1,479	1,409
Total liabilities	12,809	12,739
STOCKHOLDERSb EQUITY	'	'
Total Stockholdersb Equity	80,712	74,828
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$93,521	$87,567

Parent_Company_Only_Financial_3

Parent Company Only Financial Information (Condensed Statements Of Income) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income (loss) before equity in undistributed earnings of subsidiaries	$9,588	$11,879	$8,695
Net income	7,857	8,132	6,112
COMPREHENSIVE INCOME	6,493	7,887	6,931
Parent Company [Member]	'	'	'
Dividends from subsidiaries	2,614	2,000	3,500
Expenses	-1,364	-1,308	-1,310
Income (loss) before equity in undistributed earnings of subsidiaries	1,250	692	2,190
Equity in undistributed earnings (loss) of subsidiaries	6,607	7,440	3,922
Net income	7,857	8,132	6,112
COMPREHENSIVE INCOME	$7,857	$8,132	$6,112

Parent_Company_Only_Financial_4

Parent Company Only Financial Information (Condensed Statements Of Cash Flows) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Operating Activities:	'	'	'
Net income	$7,857	$8,132	$6,112
Changes in assets and liabilities affecting cash flow:	'	'	'
Other assets	-274	1,173	636
Other liabilities	1,320	-604	393
Net cash provided by operating activities	14,764	14,148	10,815
Investing Activities:	'	'	'
Net cash provided by (used in) investing activities	-81,195	1,118	-70,435
Financing Activities:	'	'	'
Proceeds from issuance of common stock	270	467	360
Dividends paid	-1,098	-2,825	-1,644
Repurchase of treasury stock	-124	'	'
Net cash provided by financing activities	17,908	60,533	60,576
Net increase (decrease) in cash	-48,523	75,799	956
Beginning of period	90,477	14,678	13,722
End of period	41,954	90,477	14,678
Parent Company [Member]	'	'	'
Operating Activities:	'	'	'
Net income	7,857	8,132	6,112
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Undistributed (earnings) loss of subsidiaries	-6,607	-7,440	-3,922
Changes in assets and liabilities affecting cash flow:	'	'	'
Other assets	-187	-137	-17
Other liabilities	-23	53	157
Net cash provided by operating activities	1,040	608	2,330
Financing Activities:	'	'	'
Dividends paid	-1,077	-2,543	-1,636
Net cash provided by financing activities	-1,077	-2,543	-1,636
Net increase (decrease) in cash	-37	-1,935	694
Beginning of period	91	2,026	1,332
End of period	$54	$91	$2,026

Selected_Quarterly_Financial_D2

Selected Quarterly Financial Data (Details) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Selected Quarterly Financial Data [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Interest Income	$8,305	$8,149	$7,993	$7,956	$8,409	$8,309	$8,289	$8,369	$32,404	$33,377	$32,715
Interest Expense	961	975	991	1,130	1,309	1,364	1,408	1,516	4,057	5,597	6,727
NET INTEREST INCOME	7,344	7,174	7,002	6,826	7,100	6,945	6,881	6,853	28,347	27,780	25,988
Net Income	$1,667	$2,451	$1,923	$1,816	$2,122	$2,136	$1,495	$2,379	'	'	'
Earnings per share basic	$0.40	$0.58	$0.46	$0.44	$0.51	$0.51	$0.36	$0.58	$1.88	$1.96	$1.49
Earnings per share diluted	$0.39	$0.57	$0.46	$0.43	$0.51	$0.51	$0.36	$0.58	$1.85	$1.95	$1.49