Evans Bancorp (EVBN) 10-Q 2 May 14 2014 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2014	Apr. 30, 2014
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Document Period End Date	31-Mar-14	'
Amendment Flag	'false	'
Document Fiscal Period Focus	'Q1	'
Document Fiscal Year Focus	'2014	'
Entity Registrant Name	'EVANS BANCORP INC	'
Entity Central Index Key	'0000842518	'
Current Fiscal Year End Date	'--12-31	'
Entity Current Reporting Status	'Yes	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	4,170,621

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$16,743	$14,698
Interest-bearing deposits at banks	30,102	27,256
Securities:	'	'
Available for sale, at fair value (amortized cost: $93,698 at March 31, 2014; $99,353 at December 31, 2013)	94,598	99,665
Held to maturity, at amortized cost (fair value: $2,322 at March 31, 2014; $2,319 at December 31, 2013)	2,373	2,384
Federal Home Loan Bank common stock, at amortized cost	1,364	1,364
Federal Reserve Bank common stock, at amortized cost	1,476	1,467
Loans and leases, net of allowance for loan and lease losses of $11,734 at March 31, 2014 and $11,503 at December 31, 2013	648,961	635,493
Properties and equipment, net of accumulated depreciation of $14,499 at March 31, 2014 and $14,226 at December 31, 2013	11,117	11,163
Goodwill	8,101	8,101
Intangible assets	67	108
Bank-owned life insurance	19,986	19,840
Other assets	11,988	11,959
TOTAL ASSETS	846,876	833,498
LIABILITIES	'	'
Demand deposits	139,975	139,973
NOW deposits	79,531	65,927
Regular savings deposits	393,735	390,575
Time deposits	108,702	110,137
Total deposits	721,943	706,612
Securities sold under agreement to repurchase	11,374	13,351
Other short term borrowings	9,000	9,000
Other liabilities	12,712	12,493
Junior subordinated debentures	11,330	11,330
Total liabilities	766,359	752,786
CONTINGENT LIABILITIES AND COMMITMENTS	'	'
STOCKHOLDERS' EQUITY:	'	'
Common stock, $.50 par value, 10,000,000 shares authorized; 4,211,476 and 4,208,459 shares issued at March 31, 2014 and December 31, 2013, respectively, and 4,147,666 and 4,201,362 outstanding at March 31, 2014 and December 31, 2013, respectively	2,108	2,106
Capital surplus	42,710	42,619
Treasury stock, at cost, 62,983 shares and 4,906 at March 31, 2014 and December 31, 2013, respectively	-1,498	-120
Retained earnings	38,078	37,370
Accumulated other comprehensive (loss) gain, net of tax	-881	-1,263
Total stockholders' equity	80,517	80,712
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$846,876	$833,498

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]	'	'
Available for sale, cost	$93,698	$99,353
Held to maturity, fair value	2,322	2,319
Allowance for loan and lease losses	11,734	11,503
Properties and equipment, accumulated depreciation	$14,499	$14,226
Common stock, par value	$0.50	$0.50
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,211,476	4,208,459
Common stock, shares outstanding	4,147,666	4,201,362
Treasury stock shares	62,983	4,906

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
INTEREST INCOME	'	'
Loans and leases	$7,510	$7,252
Interest bearing deposits at banks	15	18
Securities:	'	'
Taxable	449	417
Non-taxable	245	269
Total interest income	8,219	7,956
INTEREST EXPENSE	'	'
Deposits	756	890
Other borrowings	86	161
Junior subordinated debentures	79	79
Total interest expense	921	1,130
NET INTEREST INCOME	7,298	6,826
PROVISION FOR LOAN AND LEASE LOSSES	153	450
NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES	7,145	6,376
NON-INTEREST INCOME	'	'
Bank charges	461	482
Insurance service and fees	2,132	1,999
Data center income	107	114
Gain on loans sold	'	25
Bank-owned life insurance	145	113
Other	550	577
Total non-interest income	3,395	3,310
NON-INTEREST EXPENSE	'	'
Salaries and employee benefits	4,695	4,289
Occupancy	743	816
Repairs and maintenance	176	178
Advertising and public relations	222	124
Professional services	518	454
Technology and communications	300	291
Amortization of intangibles	41	63
FDIC insurance	162	138
Other	761	723
Total non-interest expense	7,618	7,076
INCOME BEFORE INCOME TAXES	2,922	2,610
INCOME TAX PROVISION	909	794
NET INCOME	$2,013	$1,816
Net income per common share-basic	$0.48	$0.44
Net income per common share-diluted	$0.47	$0.43
Cash dividends per common share	$0.31	'
Weighted average number of common shares outstanding	4,200,519	4,173,978
Weighted average number of diluted shares outstanding	4,284,016	4,210,595

Statements_Of_Consolidated_Com

Statements Of Consolidated Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Statements Of Consolidated Comprehensive Income [Abstract]	'		'
NET INCOME	$2,013		$1,816
Unrealized gain (loss) on available-for-sale securities:	'		'
Unrealized gain (loss) on available-for-sale securities	361		-261
Less: Reclassification of gain on sale of securities	'		'
Net change, Net-of-Tax Amount	361		-261
Defined benefit pension plans:	'		'
Amortization of prior service cost	5	[1]	10	[1]
Amortization of actuarial loss	16	[1]	27	[1]
Total	21		37
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX	382		-224
COMPREHENSIVE INCOME	$2,395		$1,592
[1]	Included in net periodic pension cost, as described in Note 9 - bNet Periodic Benefit Costsb

Consolidated_Statements_Of_Cha

Consolidated Statements Of Changes In Stockholdersb Equity (USD $)	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
In Thousands
Balance at Dec. 31, 2012	$2,087	$42,029	$30,611	$101	'	$74,828
Net income	'	'	1,816	'	'	1,816
Other comprehensive income (loss)	'	'	'	-224	'	-224
Stock options and restricted stock expense	'	75	'	'	'	75
Issued restricted shares	9	-9	'	'	'	'
Balance at Mar. 31, 2013	2,096	42,095	32,427	-123	'	76,495
Balance at Dec. 31, 2013	2,106	42,619	37,370	-1,263	-120	80,712
Net income	'	'	2,013	'	'	2,013
Other comprehensive income (loss)	'	'	'	382	'	382
Cash dividends	'	'	-1,305	'	'	-1,305
Stock options and restricted stock expense	'	99	'	'	'	99
Excess tax expense from stock-based compensation	'	21	'	'	'	21
Issued restricted shares	2	-2	'	'	'	'
Repurchased shares	'	'	'	'	-1,436	-1,436
Reissued shares in stock option exercise	'	-27	'	'	58	31
Balance at Mar. 31, 2014	$2,108	$42,710	$38,078	($881)	($1,498)	$80,517

Consolidated_Statements_Of_Cha1

Consolidated Statements Of Changes In Stockholdersb Equity (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements Of Changes In Stockholdersb Equity [Abstract]	'	'
Cash dividends per common share	$0.31	'
Restricted shares issued	3,017	18,784
Shares repurchased	59,800	'
Shares reissued in stock options exercise	3,087	'

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
OPERATING ACTIVITIES:	'	'
Interest received	$8,105	$7,638
Fees received	3,388	3,301
Interest paid	-937	-1,147
Cash paid to employees and vendors	-8,368	-8,009
Cash contributed to pension plan	'	-95
Income taxes paid	-960	-461
Proceeds from sale of loans held for resale	'	776
Originations of loans held for resale	-123	-233
Net cash provided by operating activities	1,105	1,770
INVESTING ACTIVITIES:	'	'
Purchases of available for sale securities	'	-3,487
Proceeds from maturities, calls, and payments of available for sale securities	5,543	3,759
Proceeds from maturities, calls, and payments of held to maturity securities	11	11
Additions to properties and equipment	-226	-47
Net increase in loans	-13,493	-5,865
Net cash used in investing activities	-8,165	-5,629
FINANCING ACTIVITIES:	'	'
Proceeds from (repayments of) borrowings	-1,977	-5,328
Net increase in deposits	15,333	19,308
Repurchase of treasury stock	-1,436	'
Reissuance of treasury stock	31	'
Net cash provided by financing activities	11,951	13,980
Net increase (decrease) in cash and equivalents	4,891	10,121
CASH AND CASH EQUIVALENTS:	'	'
Beginning of period	41,954	90,477
End of period	46,845	100,598
RECONCILIATION OF NET INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES:	'	'
Net income	2,013	1,816
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation and amortization	382	567
Deferred tax expense (benefit)	-13	109
Provision for loan and lease losses	153	450
Gain on loans sold	'	-25
Stock options and restricted stock expense	99	75
Proceeds from sale of loans held for resale	'	776
Originations of loans held for resale	-123	-233
Changes in assets and liabilities affecting cash flow:	'	'
Other assets	-613	-699
Other liabilities	-793	-971
NET CASH PROVIDED BY OPERATING ACTIVITIES	$1,105	$1,770

Organization_And_Summary_Of_Si

Organization And Summary Of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2014
Organization And Summary Of Significant Accounting Policies [Abstract]	'
Organization And Summary Of Significant Accounting Policies	'
	1. ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	The accounting and reporting policies followed by Evans Bancorp, Inc. (the “Company”), a financial holding company, and its two direct, wholly-owned subsidiaries: (i) Evans Bank, National Association (the “Bank”), and the Bank’s subsidiaries, Evans National Leasing, Inc. (“ENL”), Evans National Holding Corp. (“ENHC”) and Suchak Data Systems, LLC (“SDS”); and (ii) Evans National Financial Services, LLC (“ENFS”), and ENFS’s subsidiary, The Evans Agency, LLC (“TEA”), and TEA’s subsidiaries, Frontier Claims Services, Inc. (“FCS”) and ENB Associates Inc. (“ENBA”), in the preparation of the accompanying interim unaudited consolidated financial statements conform with U.S. generally accepted accounting principles (“GAAP”) and with general practice within the industries in which it operates.  Except as the context otherwise requires, the Company and its direct and indirect subsidiaries are collectively referred to in this report as the “Company.”
	The results of operations for the three month period ended March 31, 2014 are not necessarily indicative of the results to be expected for the full year. The accompanying unaudited consolidated financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2013.

Securities

Securities	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
Securities	'
	2. SECURITIES
	The amortized cost of securities and their approximate fair value at March 31, 2014 and December 31, 2013 were as follows:
		31-Mar-14
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	28,075	$	394	$	-457	$	28,012
	States and political subdivisions		31,066		979		-107		31,938
	Total debt securities	$	59,141	$	1,373	$	-564	$	59,950
	Mortgage-backed securities:
	FNMA	$	12,698	$	388	$	-32	$	13,054
	FHLMC		6,865		112		-108		6,869
	GNMA		7,212		143		-70		7,285
	CMO		7,782		8		-350		7,440
	Total mortgage-backed securities	$	34,557	$	651	$	-560	$	34,648
	Total securities designated as available for sale	$	93,698	$	2,024	$	-1,124	$	94,598
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	2,373	$	7	$	-58	$	2,322
	Total securities designated as held to maturity	$	2,373	$	7	$	-58	$	2,322
		31-Dec-13
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	32,176	$	439	$	-623	$	31,992
	States and political subdivisions		31,266		802		-188		31,880
	Total debt securities	$	63,442	$	1,241	$	-811	$	63,872
	Mortgage-backed securities:
	FNMA	$	13,204	$	354	$	-57	$	13,501
	FHLMC		7,156		109		-147		7,118
	GNMA		7,570		99		-96		7,573
	CMO		7,981		9		-389		7,601
	Total mortgage-backed securities	$	35,911	$	571	$	-689	$	35,793
	Total securities designated as available for sale	$	99,353	$	1,812	$	-1,500	$	99,665
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	2,384	$	6	$	-71	$	2,319
	Total securities designated as held to maturity	$	2,384	$	6	$	-71	$	2,319
	Available for sale securities with a total fair value of $93.6 million and $71.1 million at March  31, 2014 and December 31, 2013, respectively, were pledged as collateral to secure public deposits and for other purposes required or permitted by law.
	The Company uses the Federal Home Loan Bank of New York (“FHLBNY”) as its primary source of overnight funds and also has several long-term advances with FHLBNY.  The Company had a total of $9 million  in borrowed funds with FHLBNY at March  31, 2014 and December 31, 2013, respectively.  The Company has placed sufficient collateral in the form of residential and commercial real estate loans at FHLBNY that meet FHLB collateral requirements.  As a member of the Federal Home Loan Bank (“FHLB”) System, the Bank is required to hold stock in FHLBNY.  The Bank held $1.4 million in FHLBNY stock as of March  31, 2014 and December 31, 2013 at amortized cost.  The Company regularly evaluates investments in FHLBNY for impairment, considering liquidity, operating performance, capital position, stock repurchase and dividend history.  At this time, the Company does not believe any impairment in FHLBNY stock is warranted.
	The scheduled maturities of debt and mortgage-backed securities at March  31, 2014 and December 31, 2013 are summarized below.  All maturity amounts are contractual maturities.  Actual maturities may differ from contractual maturities because certain issuers have the right to call or prepay obligations with or without call premiums.
		31-Mar-14				31-Dec-13
		Amortized		Estimated		Amortized		Estimated
		cost		fair value		cost		fair value
			(in thousands)				(in thousands)
	Debt securities available for sale:
	Due in one year or less	$	547	$	557	$	447	$	454
	Due after one year through five years		25,494		26,215		23,732		24,419
	Due after five years through ten years		25,490		25,280		31,450		30,946
	Due after ten years		7,610		7,898		7,813		8,053
			59,141		59,950		63,442		63,872
	Mortgage-backed securities
	available for sale		34,557		34,648		35,911		35,793
	Total available for sale securities	$	93,698	$	94,598	$	99,353	$	99,665
	Debt securities held to maturity:
	Due in one year or less	$	1,023	$	1,021	$	1,023	$	1,020
	Due after one year through five years		172		174		178		179
	Due after five years through ten years		1,059		1,020		1,064		1,015
	Due after ten years		119		107		119		105
		2,373		2,322		2,384		2,319
Total held to maturity securities	$	2,373	$	2,322	$	2,384	$	2,319
Information regarding unrealized losses within the Company’s available for sale securities at March  31, 2014 and December 31, 2013, is summarized below.  The securities are primarily U.S. government-guaranteed agency securities or municipal securities.  All unrealized losses are considered temporary and related to market interest rate fluctuations.
		31-Mar-14
		Less than 12 months				12 months or longer				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
		Value		Losses		Value		Losses		Value		Losses
		(in thousands)
Available for Sale:
Debt securities:
U.S. government agencies	$	8,686	$	-352	$	1,894	$	-105	$	10,580	$	-457
States and political subdivisions		6,662		-81		601		-26		7,263		-107
Total debt securities	$	15,348	$	-433	$	2,495	$	-131	$	17,843	$	-564
Mortgage-backed securities:
FNMA	$	4,657	$	-32	$	-	$	-	$	4,657	$	-32
FHLMC		2,564		-24		1,665		-84		4,229		-108
GNMA		2,582		-70		-		-		2,582		-70
CMO'S		6,362		-350		-		-		6,362		-350
Total mortgage-backed securities	$	16,165	$	-476	$	1,665	$	-84	$	17,830	$	-560
Held To Maturity:
Debt securities:
States and political subdivisions	$	1,234	$	-16	$	551	$	-42	$	1,785	$	-58
Total temporarily impaired
securities	$	32,747	$	-925	$	4,711	$	-257	$	37,458	$	-1,182
		31-Dec-13
		Less than 12 months				12 months or longer				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
		Value		Losses		Value		Losses		Value		Losses
		(in thousands)
Available for Sale:
Debt securities:
U.S. government agencies	$	10,553	$	-486	$	1,863	$	-137	$	12,416	$	-623
States and political subdivisions		7,953		-150		590		-38		8,543		-188
Total debt securities	$	18,506	$	-636	$	2,453	$	-175	$	20,959	$	-811
Mortgage-backed securities:
FNMA	$	4,819	$	-57	$	21	$	-	$	4,840	$	-57
FHLMC		2,677		-46		1,700		-101		4,377		-147
GNMA		2,751		-96		-		-		2,751		-96
CMO'S		6,466		-389		-		-		6,466		-389
Total mortgage-backed securities	$	16,713	$	-588	$	1,721	$	-101	$	18,434	$	-689
Held To Maturity:
Debt securities:
States and political subdivisions	$	1,210	$	-24	$	504	$	-47	$	1,714	$	-71
Total temporarily impaired
securities	$	36,429	$	-1,248	$	4,678	$	-323	$	41,107	$	-1,571
In regard to municipal securities, the Company’s general investment policy is that in-state securities must be rated at least Moody’s Baa (or equivalent) at the time of purchase.  The Company reviews the ratings report and municipality financial statements and prepares a pre-purchase analysis report before the purchase of any municipal securities.  Out-of-state issues must be rated by Moody’s at least Aa (or equivalent) at the time of purchase.  The Company did not own any out-of-state municipal bonds at March  31, 2014 or December 31, 2013.  Bonds rated below A are reviewed periodically to ensure their continued credit worthiness.  While purchase of non-rated municipal securities is permitted under the Company’s investment policy, such purchases are limited to bonds issued by municipalities in the Company’s general market area.  Those municipalities are typically customers of the Bank whose financial situation is familiar to management.  The financial statements of the issuers of non-rated securities are reviewed by the Bank and a credit file of the issuers is kept on each non-rated municipal security with relevant financial information.
Although concerns have been raised in the marketplace recently about the health of municipal bonds, the Company has not experienced any significant credit troubles in this portfolio and does not believe any credit troubles are imminent with respect to its portfolio.  Aside from the non-rated municipal securities to local municipalities discussed above that are considered held-to-maturity, all of the Company’s available-for-sale municipal bonds are investment-grade government obligation (“G.O.”) bonds.  G.O. bonds are generally considered safer than revenue bonds because they are backed by the full faith and credit of the government while revenue bonds rely on the revenue produced by a particular project.  All of the Company’s municipal bonds are issued by municipalities in New York State.  To the Company’s knowledge, there has never been a default of a NY G.O. in the history of the state.  The Company believes that its risk of loss on default of a G.O. municipal bond for the Company is relatively low.  However, historical performance does not guarantee future performance.
Management has assessed the securities available for sale in an unrealized loss position at March  31, 2014 and December 31, 2013 and determined the decline in fair value below amortized cost to be temporary.  In making this determination, management considered the period of time the securities were in a loss position, the percentage decline in comparison to the securities’ amortized cost, and the financial condition of the issuer (primarily government or government-sponsored enterprises).  In addition, management does not intend to sell these securities and it is not more likely than not that the Company will be required to sell these securities before recovery of their amortized cost.  Management believes the decline in fair value is primarily related to market interest rate fluctuations and not to the credit deterioration of the individual issuers.
The Company had not recorded any other-than-temporary impairment (“OTTI”) charges as of March  31, 2014 and did not record any OTTI charges during 2013.  The gross unrealized losses in the Company’s securities portfolio were at an immaterial level during each of those periods.  Nevertheless, it remains possible that there could be deterioration in the asset quality of the securities portfolio in the future.  The credit worthiness of the Company’s portfolio is largely reliant on the ability of U.S. government sponsored agencies such as FHLB, Federal National Mortgage Association (“FNMA”), Government National Mortgage Association (“GNMA”), and Federal Home Loan Mortgage Corporation (“FHLMC”), and municipalities throughout New York State to meet their obligations.  In addition, dysfunctional markets could materially alter the liquidity, interest rate, and pricing risk of the portfolio.  The relatively stable past performance is not a guarantee for similar performance of the Company’s securities portfolio going forward.

Fair_Value_Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2014
Fair Value Measurements [Abstract]	'
Fair Value Measurements	'
	3.  FAIR VALUE MEASUREMENTS
	The Company follows the provisions of ASC Topic 820, “Fair Value Measurements and Disclosures.”  Those provisions relate to financial assets and liabilities carried at fair value and fair value disclosures related to financial assets and liabilities. ASC Topic 820 defines fair value and specifies a hierarchy of valuation techniques based on the nature of the inputs used to develop the fair value measures. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.
	There are three levels of inputs to fair value measurements:
		·		Level 1, meaning the use of quoted prices for identical instruments in active markets;
		·		Level 2, meaning the use of quoted prices for similar instruments in active markets or quoted prices for identical or similar instruments in markets that are not active or are directly or indirectly observable; and
		·		Level 3, meaning the use of unobservable inputs.
	Observable market data should be used when available.
	FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A RECURRING BASIS
	The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a recurring basis at March 31, 2014 and December 31, 2013:
	(in thousands)			Level 1		Level 2		Level 3		Fair Value
	31-Mar-14
	Securities available-for-sale:
	U.S. government agencies		$	-	$	28,012	$	-	$	28,012
	States and political subdivisions			-		31,938		-		31,938
	Mortgage-backed securities			-		34,648		-		34,648
	Mortgage servicing rights			-		-		471		471
	31-Dec-13
	Securities available-for-sale:
	U.S. government agencies		$	-	$	31,992	$	-	$	31,992
	States and political subdivisions			-		31,880		-		31,880
	Mortgage-backed securities			-		35,793		-		35,793
	Mortgage servicing rights			-		-		509		509
	Securities available for sale
	Fair values for securities are determined using independent pricing services and market-participating brokers.  The Company’s independent pricing service utilizes evaluated pricing models that vary by asset class and incorporate available trade, bid and other market information for structured securities, cash flow and, when available, loan performance data.  Because many fixed income securities do not trade on a daily basis, the evaluated pricing applications apply information as applicable through processes, such as benchmarking of like securities, sector groupings, and matrix pricing, to prepare evaluations.  In addition, model processes, such as the Option Adjusted Spread model, are used to assess interest rate impact and develop prepayment scenarios.  The models and the process take into account market convention.  For each asset class, a team of evaluators gathers information from market sources and integrates relevant credit information, perceived market movements and sector news into the evaluated pricing applications and models.  The company’s service provider may occasionally determine that it does have not sufficient verifiable information to value a particular security.  In these cases the Company will utilize valuations from another pricing service.
	Management believes that it has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of securities to enable management to maintain an appropriate system of internal control.  On a quarterly basis, the Company reviews changes in the market value of its security portfolio.  Individual changes in valuations are reviewed for consistency with general interest rate movements and any known credit concerns for specific securities.  Additionally, on an annual basis, the Company has its entire security portfolio priced by a second pricing service to determine consistency with another market evaluator.  If, on the Company’s review or in comparing with another servicer, a material difference between pricing evaluations were to exist, the Company may submit an inquiry to the service provider regarding the data used to value a particular security.   If the Company determines it has market information that would support a different valuation than the initial evaluation it can submit a challenge for a change to that security’s valuation. There were no material differences in valuations noted in the first quarter of 2014 or during fiscal year 2013.
	Securities available for sale are classified as Level 2 in the fair value hierarchy as the valuation provided by the third-party provider uses observable market data.
	Mortgage servicing rights
	Mortgage servicing rights (“MSRs”) do not trade in an active, open market with readily observable prices. Accordingly, the Company obtains the fair value of the MSRs using a third-party pricing provider. The provider determines the fair value by discounting projected net servicing cash flows of the remaining servicing portfolio.  The valuation model used by the provider considers market loan prepayment predictions and other economic factors which management considers to be significant unobservable inputs.  The fair value of MSRs is mostly affected by changes in mortgage interest rates since rate changes cause the loan prepayment acceleration factors to increase or decrease.  All assumptions are market driven.  Management has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of MSRs to enable management to maintain an appropriate system of internal control.  Mortgage servicing rights are classified within Level 3 of the fair value hierarchy as the valuation is model driven and primarily based on unobservable inputs.
	The following table summarizes the changes in fair value for mortgage servicing rights during the three month periods ended March 31, 2014 and 2013, respectively:
			Three months ended March 31,
			2014		2013
	Mortgage servicing rights - December 31		$	509	$	467
	Gains (losses) included in earnings			-38		-20
	Additions from loan sales			-		8
	Mortgage servicing rights - March 31		$	471	$	455
	Quantitative information about the significant unobservable inputs used in the fair value measurement of MSRs at the respective dates is as follows:
			3/31/14		12/31/13
	Servicing fees		0.25	%	0.25	%
	Discount rate		10.04	%	10.04	%
	Prepayment rate (CPR)		9.86	%	9.31	%
	FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS
	The Company is required, on a nonrecurring basis, to adjust the carrying value of certain assets or provide valuation allowances related to certain assets using fair value measurements.  The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a nonrecurring basis at March 31, 2014 and December 31, 2013:
	(in thousands)			Level 1		Level 2		Level 3		Fair Value
	31-Mar-14
	Impaired loans		$	-		-		16,862	$	16,862
	31-Dec-13
	Impaired loans		$	-		-		17,378	$	17,378
	Impaired loans
	The Company evaluates and values impaired loans at the time the loan is identified as impaired, and the fair values of such loans are estimated using Level 3 inputs in the fair value hierarchy.  Each loan’s collateral has a unique appraisal and management’s discount of the value is based on factors unique to each impaired loan.  The significant unobservable input in determining the fair value is management’s subjective discount on appraisals of the collateral securing the loan, which ranges from 10%-50%.  Collateral may consist of real estate and/or business assets including equipment, inventory and/or accounts receivable and the value of these assets is determined based on appraisals by qualified licensed appraisers hired by the Company.  Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business.
	The Company has an appraisal policy in which appraisals are obtained upon a commercial loan being downgraded on the Company internal loan rating scale to a 5 (special mention) or a 6 (substandard) depending on the amount of the loan, the type of loan and the type of collateral.  All impaired commercial loans are either graded a 6 or 7 on the internal loan rating scale.  For consumer loans, the Company obtains appraisals when a loan becomes 90 days past due or is determined to be impaired, whichever occurs first.  Subsequent to the downgrade or reaching 90 days past due, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal.  Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers.  Impaired loans had a gross value of $18.3 million, with a valuation allowance of $1.4 million, at March 31, 2014, compared to a gross value for impaired loans of $18.9 million, with a valuation allowance of $1.5 million, at December 31, 2013.
	FAIR VALUE OF FINANCIAL INSTRUMENTS
	At March 31, 2014 and December 31, 2013, the estimated fair values of the Company’s financial instruments, including those that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows:
			31-Mar-14				31-Dec-13
			Carrying		Fair		Carrying		Fair
			Amount		Value		Amount		Value
				(in thousands)				(in thousands)
	Financial assets:
	Level 1:
	Cash and cash equivalents		$	46,845	$	46,845	$	41,954	$	41,954
	Level 2:
	Available for sale securities			94,598		94,598		99,665		99,665
	FHLB and FRB stock			2,840		2,840		2,831		2,831
	Level 3:
Held to maturity securities			2,373		2,322		2,384		2,319
Loans and leases, net			648,961		659,755		635,493		640,770
Mortgage servicing rights			471		471		509		509
Financial liabilities:
Level 1:
Demand deposits		$	139,975	$	139,975	$	139,973	$	139,973
NOW deposits			79,531		79,531		65,927		65,927
Regular savings deposits			393,735		393,735		390,575		390,575
Junior subordinated debentures			11,330		11,330		11,330		11,330
Commitments to extend credit			360		360		401		401
Securities sold under agreement to
repurchase			11,374		11,374		13,351		13,351
Level 2:
Other borrowed funds			9,000		9,105		9,000		9,171
Level 3:
Time deposits			108,702		110,654		110,137		112,270
The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practical to estimate that value.
Cash and Cash Equivalents.  For these short-term instruments, the carrying amount is a reasonable estimate of fair value.  “Cash and Cash Equivalents” includes interest-bearing deposits at other banks.
FHLB and FRB stock.  The carrying value of FHLB and FRB stock approximate fair value.
Securities held to maturity.  The Company holds certain municipal bonds as held-to-maturity.  These bonds are generally small in dollar amount and are issued only by certain local municipalities within the Company’s market area.  The original terms are negotiated directly and on an individual basis consistent with our loan and credit guidelines.  These bonds are not traded on the open market and management intends to hold the bonds to maturity.  The fair value of held-to-maturity securities is estimated by discounting the future cash flows using the current rates at which similar agreements would be made with municipalities with similar credit ratings and for the same remaining maturities.
Loans and Leases, net.  The fair value of fixed rate loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities, net of the appropriate portion of the allowance for loan losses.  For variable rate loans, the carrying amount is a reasonable estimate of fair value.  This fair value calculation is not necessarily indicative of the exit price, as defined in ASC 820.
Deposits.  The fair value of demand deposits, NOW accounts, muni-vest accounts and regular savings accounts is the amount payable on demand at the reporting date.  The fair value of time deposits is estimated using the rates currently offered for deposits of similar remaining maturities.
Junior Subordinated Debentures.  The carrying amount of Junior Subordinated Debentures is a reasonable estimate of fair value due to the fact that they bear a floating interest rate that adjusts on a quarterly basis.
Commitments to extend credit and standby letters of credit.  As described in Note 8 - “Contingent Liabilities and Commitments” to these Unaudited Consolidated Financial Statements, the Company was a party to financial instruments with off-balance sheet risk at March 31, 2014 and December 31, 2013.  Such financial instruments consist of commitments to extend permanent financing and letters of credit.  If the options are exercised by the prospective borrowers, these financial instruments will become interest-earning assets of the Company.  If the options expire, the Company retains any fees paid by the counterparty in order to obtain the commitment or guarantee.  The fees collected for these commitments are recorded as “unearned commitment fees” in Other Liabilities.  The carrying value approximates the fair value.
Securities Sold Under Agreement to Repurchase.  The fair value of the securities sold under agreement to repurchase approximates its carrying value.
Other Borrowed Funds.  The fair value of the short-term portion of other borrowed funds approximates its carrying value.  The fair value of the long-term portion of other borrowed funds is estimated using a discounted cash flow analysis based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.

Loans_Leases_And_The_Allowance

Loans, Leases, And The Allowance For Loan And Lease Losses	3 Months Ended
	Mar. 31, 2014
Loans, Leases, And The Allowance For Loan And Lease Losses [Abstract]	'
Loans, Leases, And The Allowance For Loan And Lease Losses	'
	4. LOANS, LEASES, AND THE ALLOWANCE FOR LOAN AND LEASE LOSSES
	Loan and Lease Portfolio Composition
	The following table presents selected information on the composition of the Company’s loan and lease portfolio as of the dates indicated:
			31-Mar-14			31-Dec-13
	Mortgage loans on real estate:			(in thousands)
	Residential Mortgages		$	96,435		$	94,027
	Commercial and multi-family			364,012			361,247
	Construction-Residential			1,933			1,509
	Construction-Commercial			27,761			23,902
	Home equities			57,364			57,228
	Total real estate loans			547,505			537,913
	Commercial and industrial loans			110,944			106,952
	Consumer loans			1,054			938
	Other			541			323
	Net deferred loan origination costs			651			870
	Total gross loans			660,695			646,996
	Allowance for loan losses			-11,734			-11,503
	Loans, net		$	648,961		$	635,493
	The Bank sells certain fixed rate residential mortgages to FNMA, while maintaining the servicing rights for those mortgages.  In the three month period ended March 31, 2014, the Bank did not sell any mortgages to FNMA, as compared with $0.8 million sold during the three month period ended March 31, 2013.  At March 31, 2014, the Bank had a loan servicing portfolio principal balance of $62.3 million upon which it earns servicing fees, as compared with $63.5 million at December 31, 2013.  The value of the mortgage servicing rights for that portfolio was $0.5 million at March 31, 2014 and December 31, 2013.  At March 31, 2014, there were $0.1 million in residential mortgage loans held-for-sale, compared with no residential mortgages held for sale at December 31, 2013.  The Company had no commercial loans held-for-sale at March 31, 2014 or December 31, 2013.  The Company has never been contacted by FNMA to repurchase any loans due to improper documentation or fraud.
	As noted in Note 1, these financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2013.  Disclosures related to the basis for accounting for loans and leases, the method for recognizing interest income on loans and leases, the policy for placing loans and leases on nonaccrual status and the subsequent recording of payments and resuming accrual of interest, the policy for determining past due status, a description of the Company’s accounting policies and methodology used to estimate the allowance for loan and lease losses, the policy for charging off loans and leases, the accounting policies for impaired loans, and more descriptive information on the Company’s credit risk ratings are all contained in the Notes to the Audited Consolidated Financial Statements in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.  Unless otherwise noted in this Form 10-Q, the policies and methodology described in the Annual Report for the year ended December 31, 2013 are consistent with those utilized by the Company in the three months ended March 31, 2014.
	Credit Quality Indicators
	The Bank monitors the credit risk in its loan portfolio by reviewing certain credit quality indicators (“CQI”).  The primary CQI for its commercial mortgage and commercial and industrial (“C&I”) portfolios is the individual loan’s credit risk rating.  The following list provides a description of the credit risk ratings that are used internally by the Bank when assessing the adequacy of its allowance for loan and lease losses:
		·		1-3-Pass
		·		4-Watch
		·		5-O.A.E.M. (Other Assets Especially Mentioned) or Special Mention
		·		6-Substandard
		·		7-Doubtful
		·		8-Loss
	The Company’s consumer loans, including residential mortgages and home equities, and commercial leases are not individually risk rated or reviewed in the Company’s loan review process.  Consumers are not required to provide the Company with updated financial information as is a commercial customer.  Consumer loans also carry smaller balances.  Given the lack of updated information since the initial underwriting of the loan and small size of individual loans, the Company uses delinquency status as the credit quality indicator for consumer loans.
	The following tables provide data, at the class level, of credit quality indicators of certain loans and leases for the dates specified:
	31-Mar-14
	(in thousands)
	Corporate Credit Exposure – By Credit Rating		Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
	3		$	21,053		$	304,058		$	325,111		$	78,869
	4			5,443			42,162			47,605			18,988
	5			-			13,649			13,649			9,046
	6			1,265			3,911			5,176			3,858
	7			-			232			232			183
	Total		$	27,761		$	364,012		$	391,773		$	110,944
	31-Dec-13
	(in thousands)
	Corporate Credit Exposure – By Credit Rating		Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
	3		$	19,086		$	297,819		$	316,905		$	78,294
	4			3,283			47,584			50,867			15,194
	5			-			4,028			4,028			9,468
	6			1,533			11,479			13,012			3,744
	7			-			337			337			252
	Total		$	23,902		$	361,247		$	385,149		$	106,952
	Past Due Loans and Leases
	The following tables provide an analysis of the age of the recorded investment in loans and leases that are past due as of the dates indicated:
	31-Mar-14
	(in thousands)
																						Non-accruing
												Total Past			Current			Total		90+ Days		Loans and
			30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
	Commercial and
	industrial		$	4,108		$	-		$	69		$	4,177		$	106,767		$	110,944	$	-	$	2,808
	Residential real estate:
	Residential			633			22			886			1,541			94,894			96,435		-		943
	Construction			-			-			-			-			1,933			1,933		-		-
	Commercial real estate:
	Commercial			4,515			-			75			4,590			359,422			364,012		-		977
	Construction			-			-			-			-			27,761			27,761		-		-
Home equities			881			249			129			1,259			56,105			57,364		-		445
Direct financing leases			-			-			29			29			-			-		-		29
Consumer			1			1			-			2			1,052			1,054		-		18
Other			-			-			-			-			541			541		-		-
Total Loans		$	10,138		$	272		$	1,188		$	11,598		$	648,475		$	660,044	$	-	$	5,220
NOTE: Loan and lease balances do not include $651 thousand in net deferred loan and lease origination costs as of March 31, 2014.
31-Dec-13
(in thousands)
																					Non-accruing
											Total Past			Current			Total		90+ Days		Loans and
		30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
Commercial and
industrial		$	197		$	447		$	358		$	1,002		$	105,950		$	106,952	$	-	$	2,970
Residential real estate:
Residential			392			72			915			1,379			92,648			94,027		-		1,376
Construction			-			-			-			-			1,509			1,509		-		-
Commercial real estate:
Commercial			6,976			1,050			75			8,101			353,146			361,247		-		8,873
Construction			-			-			-			-			23,902			23,902		-		-
Home equities			100			267			76			443			56,785			57,228		-		447
Direct financing leases			1			2			47			50			-			-		-		47
Consumer			1			21			-			22			916			938		-		20
Other			-			-			-			-			323			323		-		-
Total Loans		$	7,667		$	1,859		$	1,471		$	10,997		$	635,179		$	646,126	$	-	$	13,733
NOTE: Loan and lease balances do not include $870 thousand in net deferred loan and lease origination costs as of December 31, 2013.
Allowance for loan and lease losses
The following tables present the activity in the allowance for loan and lease losses according to portfolio segment, for the three month periods ended March 31, 2014 and 2013:
31-Mar-14
(in thousands)		Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
Allowance for loan
and lease losses:
Beginning balance		$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
Charge-offs			-57			-			-6			-			-1			-		-		-64
Recoveries			28			29			2			-			-			83		-		142
Provision			63			167			3			-1			4			-83		-		153
Ending balance		$	4,523		$	5,108		$	36		$	1,037		$	881		$	-	$	149	$	11,734
Allowance for loan
and lease losses:
Ending balance:
Individually evaluated
for impairment		$	1,182		$	210		$	19		$	-		$	-		$	-	$	-	$	1,411
Collectively evaluated
for impairment			3,341			4,898			17			1,037			881			-		149		10,323
Total		$	4,523		$	5,108		$	36		$	1,037		$	881		$	-	$	149	$	11,734
Loans and leases:
Ending balance:
Individually evaluated
for impairment		$	4,291		$	11,579		$	19		$	2,100		$	284		$	-	$	-	$	18,273
Collectively evaluated
for impairment			106,653			380,194			1,576			96,268			57,080			-		-		641,771
Total		$	110,944		$	391,773		$	1,595		$	98,368		$	57,364		$	-	$	-	$	660,044
* Includes construction loans
** Includes other loans
NOTE: Loan and lease balances do not include $651 thousand in net deferred loan and lease origination costs as of March 31, 2014.
31-Mar-13
(in thousands)		Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
Allowance for loan
and lease losses:
Beginning balance		$	3,617		$	4,493		$	18		$	662		$	746		$	47	$	149	$	9,732
Charge-offs			-10			-13			-10			-6			-91			-		-		-130
Recoveries			97			1			3			1			-			-		-		102
Provision			51			266			4			91			85			-47		-		450
Ending balance		$	3,755		$	4,747		$	15		$	748		$	740		$	-	$	149	$	10,154
Allowance for loan
and lease losses:
Ending balance:
Individually evaluated
for impairment		$	387		$	412		$	4		$	5		$	7		$	-	$	-	$	815
Collectively evaluated
for impairment			3,368			4,335			11			743			733			-		149		9,339
Total		$	3,755		$	4,747		$	15		$	748		$	740		$	-	$	149	$	10,154
Loans and leases:
Ending balance:
Individually evaluated
for impairment		$	1,417		$	7,867		$	20		$	1,441		$	573		$	115	$	-	$	11,433
Collectively evaluated
for impairment			104,565			340,699			1,367			74,263			54,214			814		-		575,922
Total		$	105,982		$	348,566		$	1,387		$	75,704		$	54,787		$	929	$	-	$	587,355
* Includes construction loans
** Includes other loans
NOTE: Loan and lease balances do not include $731 thousand in net deferred loan and lease origination costs as of March 31, 2013.
Impaired Loans and Leases
The following tables provide data, at the class level, of impaired loans and leases as of the dates indicated:
			At March 31, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With no related allowance recorded:			(in thousands)
Commercial and industrial		$	1,162		$	1,361		$	-		$	1,337		$	33		$	9
Residential real estate:
Residential			2,100			2,334			-			2,009			-			13
Construction			-			-			-			-			-			-
Commercial real estate:
Commercial			9,747			10,147			-			9,711			-			69
Construction			330			330			-			631			-			3
Home equities			284			312			-			414			-			-
Direct financing leases			-			-			-			-			-			-
Consumer			-			-			-			-			-			-
Other			-			-			-			-			-			-
Total impaired loans and leases		$	13,623		$	14,484		$	-		$	14,102		$	33		$	94
			At March 31, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With a related allowance recorded:			(in thousands)
Commercial and industrial		$	3,129		$	3,197		$	1,182		$	3,467		$	79		$	12
Residential real estate:
Residential			-			-			-			-			-			-
Construction			-			-			-			-			-			-
Commercial real estate:
Commercial			568			643			73			595			-			-
Construction			934			934			137			934			-			8
Home equities			-			-			-			-			-			-
Direct financing leases			-			-			-			-			-			-
Consumer			19			29			19			14			3			-
Other			-			-			-			-			-			-
Total impaired loans and leases		$	4,650		$	4,803		$	1,411		$	5,010		$	82		$	20
			At March 31, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
Total:			(in thousands)
Commercial and industrial		$	4,291		$	4,558		$	1,182		$	4,804		$	112		$	21
			-			-			-			-			-			-
Residential real estate:
Residential			2,100			2,334			-			2,009			-			13
Construction			-			-			-			-			-			-
			-			-			-			-			-			-
Commercial real estate:
Commercial			10,315			10,790			73			10,306			-			69
Construction			1,264			1,264			137			1,565			-			11
			-			-			-			-			-			-
Home equities			284			312			-			414			-			-
			-			-			-			-			-			-
Direct financing leases			-			-			-			-			-			-
			-			-			-			-			-			-
Consumer			19			29			19			14			3			-
			-			-			-			-			-			-
Other			-			-			-			-			-			-
Total impaired loans and leases		$	18,273		$	19,287		$	1,411		$	19,112		$	115		$	114
			At December 31, 2013
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With no related allowance recorded:			(in thousands)
Commercial and industrial		$	1,247		$	1,352		$	-		$	1,405		$	100		$	59
Residential real estate:
Residential			1,331			1,460			-			1,388			61			9
Construction			-			-			-			-			-			-
Commercial real estate:
Commercial			9,937			10,288			-			9,832			302			109
Construction			599			599			-			707			-			26
Home equities			408			438			-			402			19			4
Direct financing leases			26			27			-			29			-			-
Consumer			-			-			-			-			-			-
Other			-			-			-			-			-			-
Total impaired loans and leases		$	13,548		$	14,164		$	-		$	13,763		$	482		$	207
			At December 31, 2013
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With a related allowance recorded:			(in thousands)
Commercial and industrial		$	3,141		$	3,191		$	1,187		$	3,577		$	60		$	108
Residential real estate:
Residential			621			624			47			622			10			27
Construction			-			-			-			-			-			-
Commercial real estate:
Commercial			584			650			70			604			6			26
Construction			934			934			146			934			-			33
Home equities			39			39			39			39			-			2
Direct financing leases			-			-			-			-			-			-
Consumer			20			29			20			11			3			2
Other			-			-			-			-			-			-
Total impaired loans and leases		$	5,339		$	5,467		$	1,509		$	5,787		$	79		$	198
			At December 31, 2013
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
Total:			(in thousands)
Commercial and industrial		$	4,388		$	4,543		$	1,187		$	4,982		$	160		$	167
			-			-			-			-			-			-
Residential real estate:
Residential			1,952			2,084			47			2,010			71			36
Construction			-			-			-			-			-			-
			-			-			-			-			-			-
Commercial real estate:
Commercial			10,521			10,938			70			10,436			308			135
Construction			1,533			1,533			146			1,641			-			59
			-			-			-			-			-			-
Home equities			447			477			39			441			19			6
			-			-			-			-			-			-
Direct financing leases			26			27			-			29			-			-
			-			-			-			-			-			-
Consumer			20			29			20			11			3			2
			-			-			-			-			-			-
Other			-			-			-			-			-			-
Total impaired loans and leases		$	18,887		$	19,631		$	1,509		$	19,550		$	561		$	405
Non-performing loans and leases
The following table sets forth information regarding non-performing loans and leases as of the dates specified:
		31-Mar-14			31-Dec-13
			(in thousands)
Non-accruing loans and leases:
Commercial and industrial loans		$	2,808		$	2,970
Residential real estate:
Residential			943			1,376
Construction			-			-
Commercial real estate:
Commercial and multi-family			977			8,873
Construction			-			-
Home equities			445			447
Direct financing leases			29			47
Consumer loans			18			20
Other			-			-
Total non-accruing loans and leases		$	5,220		$	13,733
Accruing loans 90+ days past due			-			-
Total non-performing loans and leases		$	5,220		$	13,733
Total non-performing loans and leases
to total assets			0.62	%		1.65	%
Total non-performing loans and leases
to total loans and leases			0.79	%		2.12	%
Troubled debt restructurings
The Company had $16.5 million in loans and leases that were restructured in a troubled debt restructuring (“TDR”) at March 31, 2014, compared with $17.1 million at December 31, 2013.  $3.5 million and $12.0 million of those balances were in non-accrual status at March 31, 2014 and December 31, 2013, respectively.  Any TDR that is placed on non-accrual is not reverted back to accruing status until the borrower makes timely payments as contracted for at least six months and future collection under the revised terms is probable.  All of the Company’s restructurings were allowed in an effort to maximize its ability to collect on loans and leases where borrowers were experiencing financial difficulty.  The Company did not engage in any re-modifications during the three month periods ended March 31, 2014 and 2013.
The reserve for a TDR is based upon the present value of the future expected cash flows discounted at the loan’s original effective rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent.  This reserve methodology is used because all TDR loans are considered impaired.  As of March 31, 2014, there were no commitments to lend additional funds to debtors owing on loans or leases whose terms have been modified in TDRs.
The following tables summarize the loans and leases that were classified as troubled debt restructurings as of the dates indicated:
			31-Mar-14
			($ in thousands)
			Total			Nonaccruing			Accruing			Related Allowance
Commercial and industrial		$	4,199		$	2,775		$	1,424		$	1,160
Residential real estate:
Residential			1,027			32			995			-
Construction			-			-			-			-
Commercial real estate:
Commercial and multi family			10,319			650			9,669			170
Construction			934			-			934			-
Home equities			55			55			-			-
Direct financing leases			-			-			-			-
Consumer loans			-			-			-			-
Other			-			-			-			-
Total troubled restructured loans and leases		$	16,534		$	3,512		$	13,022		$	1,330
			31-Dec-13
			($ in thousands)
			Total			Nonaccruing			Accruing			Related Allowance
Commercial and industrial		$	4,262		$	2,903		$	1,359		$	983
Residential real estate:
Residential			1,031			454			577			-
Construction			-			-			-			-
Commercial real estate:
Commercial and multi family			10,211			8,563			1,648			33
Construction			1,533			-			1,533			-
												-
Home equities			56			56			-			-
Direct financing leases			26			12			14			-
Consumer loans			-			-			-			-
Other			-			-			-			-
Total troubled restructured loans and leases		$	17,119		$	11,988		$	5,131		$	1,016
The Company’s TDRs have various agreements that involve deferral of principal payments, or interest-only payments, for a period (usually 12 months or less) to allow the customer time to improve cash flow or sell the property.  Other common types of concessions leading to the designation of a TDR are lines of credit that are termed out and extensions of maturities at rates that are less than market given the risk profile of the borrower.
The following table shows the data for TDR activity by type of concession granted to the borrower for the three month periods ended March 31, 2014 and 2013:
		Three Months Ended March 31, 2014									Three Months Ended March 31, 2013
		($ in thousands)									($ in thousands)
Troubled Debt Restructurings by Type of Concession		Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment			Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
Commercial and Industrial:
Deferral of principal		-		$	-		$	-			-		$	-		$	-
Combination of concessions		-			-			-			2			330			330
Residential Real Estate & Construction:
Extension of maturity & interest rate
reduction		-			-			-			1			28			28
Commercial Real Estate & Construction:
Deferral of principal		-			-			-			-			-			-
Extension of maturity		-			-			-			2			739			739
Home Equities:
Extension of maturity and rate reduction		-			-			-			-			-			-
Term out line of credit		-			-			-			-			-			-
Direct financing leases		-			-			-			-			-			-
Consumer loans		-			-			-			-			-			-
Other		-			-			-			-			-			-
The general practice of the Bank is to work with borrowers so that they are able to pay back their loan or lease in full.  If a borrower continues to be delinquent or cannot meet the terms of a TDR and the loan or lease is determined to be uncollectible, the loan or lease will be charged off.  The following table presents loans and leases which were classified as TDRs during the previous 12 months which defaulted during the three month periods ended March 31, 2014 and 2013:
		Three months ended March 31, 2014					Three months ended March 31, 2013
		($ in thousands)					($ in thousands)
Troubled Debt Restructurings		Number of		Recorded			Number of		Recorded
That Subsequently Defaulted		Contracts		Investment			Contracts		Investment
Commercial and Industrial		-		$	-		-		$	-
Residential Real Estate:
Residential		-			-		-			-
Construction		-			-		-			-
Commercial Real Estate:
Commercial and Multi-Family		-			-		-			-
Construction		-			-		-			-
Home Equities		-			-		-			-
Direct financing leases		-			-		-			-
Consumer loans		-			-		-			-
Other		-			-		-			-

Per_Share_Data

Per Share Data	3 Months Ended
	Mar. 31, 2014
Per Share Data [Abstract]	'
Per Share Data	'
	5. PER SHARE DATA
	The common stock per share information is based upon the weighted average number of shares outstanding during each period.  For the three month periods ended March 31, 2014 and 2013, the Company had an average of 83,497 and 36,617 dilutive shares, respectively.
	Potential common shares that would have the effect of increasing diluted earnings per share are considered to be anti-dilutive and not included in calculating diluted earnings per share.  For the three month periods ended March 31, 2014 and 2013, there was an average of 9,000 and 90,071 anti-dilutive shares, respectively, that were not included in calculating diluted earnings per share because their effect was anti-dilutive.

Other_Comprehensive_Income

Other Comprehensive Income	3 Months Ended
	Mar. 31, 2014
Other Comprehensive Income [Abstract]	'
Other Comprehensive Income	'
	6. OTHER COMPREHENSIVE INCOME
	The following tables summarize the changes in the components of accumulated other comprehensive income (loss) during the three month periods ended March 31, 2014 and 2013:
			Balance at December 31, 2013		Net Change		Balance at March 31, 2014
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	191	$	361	$	552
	Net defined benefit pension plans adjustments			-1,454		21		-1,433
	Total		$	-1,263	$	382	$	-881
			Balance at December 31, 2012		Net Change		Balance at March 31, 2013
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	2,457	$	-261	$	2,196
	Net defined benefit pension plans adjustments			-2,356		37		-2,319
	Total		$	101	$	-224	$	-123
			31-Mar-14						31-Mar-13
			(in thousands)						(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount		Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on
	investment securities		$	588	$	-227	$	361	$	-426	$	165	$	-261
	Reclassification from accumulated other
	comprehensive income for gains (losses)			-		-		-		-		-		-
	Net change			588		-227		361		-426		165		-261
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-	$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)			8		-3		5		17		-7		10
	Amortization of actuarial loss (a)			26		-10		16		44		-17		27
	Net change			34		-13		21		61		-24		37
	Other Comprehensive Income (Loss)		$	622	$	-240	$	382	$	-365	$	141	$	-224
		(a)		Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”

Segment_Information

Segment Information	3 Months Ended
	Mar. 31, 2014
Segment Information [Abstract]	'
Segment Information	'
	7. SEGMENT INFORMATION
	The Company is comprised of two primary business segments, banking and insurance agency activities. The following tables set forth information regarding these segments for the three and nine month periods ended March 31, 2014 and 2013.
		Three Months Ended March 31, 2014
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	7,326	$	-28	$	7,298
	Provision for loan and lease losses		153		-		153
	Net interest income (expense) after
	provision for loan and lease losses		7,173		-28		7,145
	Non-interest income		1,263		-		1,263
	Insurance service and fees		152		1,980		2,132
	Amortization expense		-		41		41
	Non-interest expense		6,477		1,100		7,577
	Income before income taxes		2,111		811		2,922
	Income tax provision		596		313		909
	Net income	$	1,515	$	498	$	2,013
		Three Months Ended March 31, 2013
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	6,854	$	-28	$	6,826
	Provision for loan and lease losses		450		-		450
	Net interest income (expense) after
	provision for loan and lease losses		6,404		-28		6,376
	Non-interest income		1,311		-		1,311
	Insurance service and fees		91		1,908		1,999
	Amortization expense		-		63		63
	Non-interest expense		5,906		1,107		7,013
	Income before income taxes		1,900		710		2,610
	Income tax provision		529		265		794
	Net income	$	1,371	$	445	$	1,816

Contingent_Liabilities_And_Com

Contingent Liabilities And Commitments	3 Months Ended
	Mar. 31, 2014
Contingent Liabilities And Commitments [Abstract]	'
Contingent Liabilities And Commitments	'
	8. CONTINGENT LIABILITIES AND COMMITMENTS
	The unaudited consolidated financial statements do not reflect various commitments and contingent liabilities, which arise in the normal course of business, and which involve elements of credit risk, interest rate risk and liquidity risk. These commitments and contingent liabilities consist of commitments to extend credit and standby letters of credit. A summary of the Bank’s commitments and contingent liabilities is as follows:
		March 31,		December 31,
		2014		2013
		(in thousands)
	Commitments to extend credit	$	198,993	$	176,964
	Standby letters of credit		2,173		2,664
	Total	$	201,166	$	179,628
	Commitments to extend credit and standby letters of credit include some exposure to credit loss in the event of nonperformance by the customer. The Bank’s credit policies and procedures for credit commitments and financial guarantees are the same as those for extensions of credit that are recorded on the Company’s unaudited consolidated balance sheets. Because these instruments have fixed maturity dates, and because they may expire without being drawn upon, they do not necessarily represent cash requirements of the Bank. The Bank has not incurred any losses on its commitments and did not record a reserve for its commitments during the first three months of 2014 or during 2013.
	Certain lending commitments for construction residential mortgage loans are considered derivative instruments under the guidelines of GAAP.  The changes in the fair value of these commitments, due to interest rate risk, are not recorded on the consolidated balance sheets as the fair value of these derivatives is not considered material.
	The Company is subject to possible litigation proceedings in the normal course of business.  As of March 31, 2014 and December 31, 2013, there were no claims pending against the Company that management considered material.  As noted in the Item 3 of Part II of the Company’s Annual Report on Form 10-K for the year ended December 31, 2013 and in the Notes to the audited financial statements contained in that report, the Company was engaged by the Office of the Attorney General for the State of New York (“NYAG”) regarding a nonpublic investigation it is conducting.  The Company has not accrued any amounts with respect to the NYAG investigation, as the Company does not believe a loss is probable, however, it is reasonably possible that a loss may be incurred.  As of March 31, 2014 and December 31, 2013, an estimate of the range of loss cannot reasonably be made.

Net_Periodic_Benefit_Costs

Net Periodic Benefit Costs	3 Months Ended
	Mar. 31, 2014
Employee Benefits And Deferred Compensation Plans [Abstract]	'
Net Periodic Benefit Costs	'
	9. NET PERIODIC BENEFIT COSTS
	On January 31, 2008, the Bank froze its defined benefit pension plan.  The plan covered substantially all Company employees.  The plan provides benefits that are based on the employees’ compensation and years of service.  Under the freeze, eligible employees will receive, at retirement, the benefits already earned through January 31, 2008, but have not accrued any additional benefits since then.  As a result, service cost is no longer incurred.
	The Bank uses an actuarial method of amortizing prior service cost and unrecognized net gains or losses which result from actual expense and assumptions being different than those that are projected. The amortization method the Bank used recognized the prior service cost and net gains or losses over the average remaining service period of active employees.
	The Bank also maintains a nonqualified supplemental executive retirement plan covering certain members of the Company’s senior management. The Bank uses an actuarial method of amortizing unrecognized net gains or losses which result from actual expense and assumptions being different than those that are projected. The amortization method the Bank uses recognizes the net gains or losses over the average remaining service period of active employees.
	The Bank did not contribute to the defined benefit pension plan in the first three months of 2014 but plans to contribute $90 thousand before the end of the year.
	The following table presents the net periodic cost for the Bank’s defined benefit pension plan and supplemental executive retirement plan for the three month periods ended March 31, 2014 and 2013:
			Three months ended March 31,
			(in thousands)
						Supplemental Executive
		Pension Benefits				Retirement Plan
		2014		2013		2014		2013
	Service cost	$	-	$	-	$	42	$	41
	Interest cost		51		48		40		31
	Expected return on plan assets		-76		-65		-		-
	Amortization of prior service cost		-		-		8		17
	Amortization of the net loss		5		17		21		27
	Net periodic cost (benefit)	$	-20	$	-	$	111	$	116

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2014
Recent Accounting Pronouncements [Abstract]	'
Recent Accounting Pronouncements	'
	10.  RECENT ACCOUNTING PRONOUNCEMENTS
	Accounting Standards Update (“ASU”) 2014-04, Reclassification of Collateralized Mortgage Loans upon a Troubled Debt Restructuring.  The objective of this proposed ASU is to clarify when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, such that all or a portion of the loan should be derecognized and the real estate property recognized.  The main provisions would also require additional disclosures regarding the amount of foreclosed residential real estate property held by the creditor and the recorded investments of consumer mortgage loans that are in the process of foreclosure at each interim and annual reporting period.  This ASU becomes effective for the Company in fiscal years and interim periods within those years, beginning after December 15, 2014.  The Company has not early adopted this guidance and does not expect this guidance to have a significant impact on its financial statements.

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
Schedule Of Amortized Cost And Estimated Fair Value Of Investment Securities	'
	The amortized cost of securities and their approximate fair value at March 31, 2014 and December 31, 2013 were as follows:
		31-Mar-14
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	28,075	$	394	$	-457	$	28,012
	States and political subdivisions		31,066		979		-107		31,938
	Total debt securities	$	59,141	$	1,373	$	-564	$	59,950
	Mortgage-backed securities:
	FNMA	$	12,698	$	388	$	-32	$	13,054
	FHLMC		6,865		112		-108		6,869
	GNMA		7,212		143		-70		7,285
	CMO		7,782		8		-350		7,440
	Total mortgage-backed securities	$	34,557	$	651	$	-560	$	34,648
	Total securities designated as available for sale	$	93,698	$	2,024	$	-1,124	$	94,598
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	2,373	$	7	$	-58	$	2,322
	Total securities designated as held to maturity	$	2,373	$	7	$	-58	$	2,322
		31-Dec-13
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	32,176	$	439	$	-623	$	31,992
	States and political subdivisions		31,266		802		-188		31,880
	Total debt securities	$	63,442	$	1,241	$	-811	$	63,872
	Mortgage-backed securities:
	FNMA	$	13,204	$	354	$	-57	$	13,501
	FHLMC		7,156		109		-147		7,118
	GNMA		7,570		99		-96		7,573
	CMO		7,981		9		-389		7,601
	Total mortgage-backed securities	$	35,911	$	571	$	-689	$	35,793
	Total securities designated as available for sale	$	99,353	$	1,812	$	-1,500	$	99,665
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	2,384	$	6	$	-71	$	2,319
	Total securities designated as held to maturity	$	2,384	$	6	$	-71	$	2,319
Scheduled Maturities Of Debt And Mortgage Backed Securities	'
		31-Mar-14				31-Dec-13
		Amortized		Estimated		Amortized		Estimated
		cost		fair value		cost		fair value
			(in thousands)				(in thousands)
	Debt securities available for sale:
	Due in one year or less	$	547	$	557	$	447	$	454
	Due after one year through five years		25,494		26,215		23,732		24,419
	Due after five years through ten years		25,490		25,280		31,450		30,946
	Due after ten years		7,610		7,898		7,813		8,053
			59,141		59,950		63,442		63,872
	Mortgage-backed securities
	available for sale		34,557		34,648		35,911		35,793
	Total available for sale securities	$	93,698	$	94,598	$	99,353	$	99,665
	Debt securities held to maturity:
	Due in one year or less	$	1,023	$	1,021	$	1,023	$	1,020
	Due after one year through five years		172		174		178		179
	Due after five years through ten years		1,059		1,020		1,064		1,015
	Due after ten years		119		107		119		105
			2,373		2,322		2,384		2,319
	Total held to maturity securities	$	2,373	$	2,322	$	2,384	$	2,319
Unrealized Losses On Available For Sale Securities	'
			31-Mar-14
			Less than 12 months				12 months or longer				Total
			Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
			Value		Losses		Value		Losses		Value		Losses
			(in thousands)
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	8,686	$	-352	$	1,894	$	-105	$	10,580	$	-457
	States and political subdivisions		6,662		-81		601		-26		7,263		-107
	Total debt securities	$	15,348	$	-433	$	2,495	$	-131	$	17,843	$	-564
	Mortgage-backed securities:
	FNMA	$	4,657	$	-32	$	-	$	-	$	4,657	$	-32
	FHLMC		2,564		-24		1,665		-84		4,229		-108
	GNMA		2,582		-70		-		-		2,582		-70
	CMO'S		6,362		-350		-		-		6,362		-350
	Total mortgage-backed securities	$	16,165	$	-476	$	1,665	$	-84	$	17,830	$	-560
	Held To Maturity:
	Debt securities:
	States and political subdivisions	$	1,234	$	-16	$	551	$	-42	$	1,785	$	-58
	Total temporarily impaired
	securities	$	32,747	$	-925	$	4,711	$	-257	$	37,458	$	-1,182
			31-Dec-13
			Less than 12 months				12 months or longer				Total
			Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
			Value		Losses		Value		Losses		Value		Losses
			(in thousands)
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	10,553	$	-486	$	1,863	$	-137	$	12,416	$	-623
	States and political subdivisions		7,953		-150		590		-38		8,543		-188
	Total debt securities	$	18,506	$	-636	$	2,453	$	-175	$	20,959	$	-811
	Mortgage-backed securities:
	FNMA	$	4,819	$	-57	$	21	$	-	$	4,840	$	-57
	FHLMC		2,677		-46		1,700		-101		4,377		-147
	GNMA		2,751		-96		-		-		2,751		-96
	CMO'S		6,466		-389		-		-		6,466		-389
	Total mortgage-backed securities	$	16,713	$	-588	$	1,721	$	-101	$	18,434	$	-689
	Held To Maturity:
	Debt securities:
	States and political subdivisions	$	1,210	$	-24	$	504	$	-47	$	1,714	$	-71
	Total temporarily impaired
	securities	$	36,429	$	-1,248	$	4,678	$	-323	$	41,107	$	-1,571

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Measurements [Abstract]	'
Financial Instruments Measured At Fair Value On Recurring Basis	'
	(in thousands)		Level 1		Level 2		Level 3		Fair Value
	31-Mar-14
	Securities available-for-sale:
	U.S. government agencies	$	-	$	28,012	$	-	$	28,012
	States and political subdivisions		-		31,938		-		31,938
	Mortgage-backed securities		-		34,648		-		34,648
	Mortgage servicing rights		-		-		471		471
	31-Dec-13
	Securities available-for-sale:
	U.S. government agencies	$	-	$	31,992	$	-	$	31,992
	States and political subdivisions		-		31,880		-		31,880
	Mortgage-backed securities		-		35,793		-		35,793
	Mortgage servicing rights		-		-		509		509
Changes In Fair Value For Mortgage Servicing Rights	'
		Three months ended March 31,
		2014		2013
	Mortgage servicing rights - December 31	$	509	$	467
	Gains (losses) included in earnings		-38		-20
	Additions from loan sales		-		8
	Mortgage servicing rights - March 31	$	471	$	455
Quantitative Information About Significant Unobservable Inputs Used In The Fair Value Measurement Of MSRs	'
		3/31/14		12/31/13
	Servicing fees	0.25	%	0.25	%
	Discount rate	10.04	%	10.04	%
	Prepayment rate (CPR)	9.86	%	9.31	%
Financial Instruments Measured At Fair Value On Nonrecurring Basis	'
	(in thousands)		Level 1		Level 2		Level 3		Fair Value
	31-Mar-14
	Impaired loans	$	-		-		16,862	$	16,862
	31-Dec-13
	Impaired loans	$	-		-		17,378	$	17,378
Estimated Fair Value Of The Company's Financial Instruments	'
		31-Mar-14				31-Dec-13
		Carrying		Fair		Carrying		Fair
		Amount		Value		Amount		Value
			(in thousands)				(in thousands)
	Financial assets:
	Level 1:
	Cash and cash equivalents	$	46,845	$	46,845	$	41,954	$	41,954
	Level 2:
	Available for sale securities		94,598		94,598		99,665		99,665
	FHLB and FRB stock		2,840		2,840		2,831		2,831
	Level 3:
	Held to maturity securities		2,373		2,322		2,384		2,319
	Loans and leases, net		648,961		659,755		635,493		640,770
	Mortgage servicing rights		471		471		509		509
	Financial liabilities:
	Level 1:
	Demand deposits	$	139,975	$	139,975	$	139,973	$	139,973
	NOW deposits		79,531		79,531		65,927		65,927
	Regular savings deposits		393,735		393,735		390,575		390,575
	Junior subordinated debentures		11,330		11,330		11,330		11,330
	Commitments to extend credit		360		360		401		401
	Securities sold under agreement to
	repurchase		11,374		11,374		13,351		13,351
	Level 2:
	Other borrowed funds		9,000		9,105		9,000		9,171
	Level 3:
	Time deposits		108,702		110,654		110,137		112,270

Loans_Leases_And_The_Allowance1

Loans, Leases, And The Allowance For Loan And Lease Losses (Tables)	3 Months Ended
	Mar. 31, 2014
Loans, Leases, And The Allowance For Loan And Lease Losses [Abstract]	'
Major Categories Of Loans And Leases	'
		31-Mar-14			31-Dec-13
	Mortgage loans on real estate:		(in thousands)
	Residential Mortgages	$	96,435		$	94,027
	Commercial and multi-family		364,012			361,247
	Construction-Residential		1,933			1,509
	Construction-Commercial		27,761			23,902
	Home equities		57,364			57,228
	Total real estate loans		547,505			537,913
	Commercial and industrial loans		110,944			106,952
	Consumer loans		1,054			938
	Other		541			323
	Net deferred loan origination costs		651			870
	Total gross loans		660,695			646,996
	Allowance for loan losses		-11,734			-11,503
	Loans, net	$	648,961		$	635,493
Data, At The Class Level, Of Credit Quality Indicators Of Certain Loans And Leases	'
	31-Mar-14
	(in thousands)
	Corporate Credit Exposure – By Credit Rating	Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
	3	$	21,053		$	304,058		$	325,111		$	78,869
	4		5,443			42,162			47,605			18,988
	5		-			13,649			13,649			9,046
	6		1,265			3,911			5,176			3,858
	7		-			232			232			183
	Total	$	27,761		$	364,012		$	391,773		$	110,944
	31-Dec-13
	(in thousands)
	Corporate Credit Exposure – By Credit Rating	Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
	3	$	19,086		$	297,819		$	316,905		$	78,294
	4		3,283			47,584			50,867			15,194
	5		-			4,028			4,028			9,468
	6		1,533			11,479			13,012			3,744
	7		-			337			337			252
	Total	$	23,902		$	361,247		$	385,149		$	106,952
Recorded Investment In Loans And Leases Past Due	'
	31-Mar-14
	(in thousands)
																					Non-accruing
											Total Past			Current			Total		90+ Days		Loans and
		30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
	Commercial and
	industrial	$	4,108		$	-		$	69		$	4,177		$	106,767		$	110,944	$	-	$	2,808
	Residential real estate:
	Residential		633			22			886			1,541			94,894			96,435		-		943
	Construction		-			-			-			-			1,933			1,933		-		-
	Commercial real estate:
	Commercial		4,515			-			75			4,590			359,422			364,012		-		977
	Construction		-			-			-			-			27,761			27,761		-		-
	Home equities		881			249			129			1,259			56,105			57,364		-		445
	Direct financing leases		-			-			29			29			-			-		-		29
	Consumer		1			1			-			2			1,052			1,054		-		18
	Other		-			-			-			-			541			541		-		-
	Total Loans	$	10,138		$	272		$	1,188		$	11,598		$	648,475		$	660,044	$	-	$	5,220
	NOTE: Loan and lease balances do not include $651 thousand in net deferred loan and lease origination costs as of March 31, 2014.
	31-Dec-13
	(in thousands)
																					Non-accruing
											Total Past			Current			Total		90+ Days		Loans and
		30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
	Commercial and
	industrial	$	197		$	447		$	358		$	1,002		$	105,950		$	106,952	$	-	$	2,970
	Residential real estate:
	Residential		392			72			915			1,379			92,648			94,027		-		1,376
	Construction		-			-			-			-			1,509			1,509		-		-
	Commercial real estate:
	Commercial		6,976			1,050			75			8,101			353,146			361,247		-		8,873
	Construction		-			-			-			-			23,902			23,902		-		-
	Home equities		100			267			76			443			56,785			57,228		-		447
	Direct financing leases		1			2			47			50			-			-		-		47
	Consumer		1			21			-			22			916			938		-		20
	Other		-			-			-			-			323			323		-		-
	Total Loans	$	7,667		$	1,859		$	1,471		$	10,997		$	635,179		$	646,126	$	-	$	13,733
	NOTE: Loan and lease balances do not include $870 thousand in net deferred loan and lease origination costs as of December 31, 2013.
Summary Of The Allowance For Loan And Lease Losses By Management Level Segments	'
	31-Mar-14
	(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
	Allowance for loan
	and lease losses:
	Beginning balance	$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
	Charge-offs		-57			-			-6			-			-1			-		-		-64
	Recoveries		28			29			2			-			-			83		-		142
	Provision		63			167			3			-1			4			-83		-		153
	Ending balance	$	4,523		$	5,108		$	36		$	1,037		$	881		$	-	$	149	$	11,734
	Allowance for loan
	and lease losses:
	Ending balance:
	Individually evaluated
	for impairment	$	1,182		$	210		$	19		$	-		$	-		$	-	$	-	$	1,411
	Collectively evaluated
	for impairment		3,341			4,898			17			1,037			881			-		149		10,323
	Total	$	4,523		$	5,108		$	36		$	1,037		$	881		$	-	$	149	$	11,734
	Loans and leases:
	Ending balance:
	Individually evaluated
	for impairment	$	4,291		$	11,579		$	19		$	2,100		$	284		$	-	$	-	$	18,273
	Collectively evaluated
	for impairment		106,653			380,194			1,576			96,268			57,080			-		-		641,771
	Total	$	110,944		$	391,773		$	1,595		$	98,368		$	57,364		$	-	$	-	$	660,044
	* Includes construction loans
	** Includes other loans
	NOTE: Loan and lease balances do not include $651 thousand in net deferred loan and lease origination costs as of March 31, 2014.
	31-Mar-13
	(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
	Allowance for loan
	and lease losses:
	Beginning balance	$	3,617		$	4,493		$	18		$	662		$	746		$	47	$	149	$	9,732
	Charge-offs		-10			-13			-10			-6			-91			-		-		-130
	Recoveries		97			1			3			1			-			-		-		102
	Provision		51			266			4			91			85			-47		-		450
	Ending balance	$	3,755		$	4,747		$	15		$	748		$	740		$	-	$	149	$	10,154
	Allowance for loan
	and lease losses:
	Ending balance:
	Individually evaluated
	for impairment	$	387		$	412		$	4		$	5		$	7		$	-	$	-	$	815
	Collectively evaluated
	for impairment		3,368			4,335			11			743			733			-		149		9,339
	Total	$	3,755		$	4,747		$	15		$	748		$	740		$	-	$	149	$	10,154
	Loans and leases:
	Ending balance:
	Individually evaluated
	for impairment	$	1,417		$	7,867		$	20		$	1,441		$	573		$	115	$	-	$	11,433
	Collectively evaluated
	for impairment		104,565			340,699			1,367			74,263			54,214			814		-		575,922
	Total	$	105,982		$	348,566		$	1,387		$	75,704		$	54,787		$	929	$	-	$	587,355
	* Includes construction loans
	** Includes other loans
	NOTE: Loan and lease balances do not include $731 thousand in net deferred loan and lease origination costs as of March 31, 2013.
Impaired Loans And Leases	'
			At March 31, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	With no related allowance recorded:		(in thousands)
	Commercial and industrial	$	1,162		$	1,361		$	-		$	1,337		$	33		$	9
	Residential real estate:
	Residential		2,100			2,334			-			2,009			-			13
	Construction		-			-			-			-			-			-
	Commercial real estate:
	Commercial		9,747			10,147			-			9,711			-			69
	Construction		330			330			-			631			-			3
	Home equities		284			312			-			414			-			-
	Direct financing leases		-			-			-			-			-			-
	Consumer		-			-			-			-			-			-
	Other		-			-			-			-			-			-
	Total impaired loans and leases	$	13,623		$	14,484		$	-		$	14,102		$	33		$	94
			At March 31, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	With a related allowance recorded:		(in thousands)
	Commercial and industrial	$	3,129		$	3,197		$	1,182		$	3,467		$	79		$	12
	Residential real estate:
	Residential		-			-			-			-			-			-
	Construction		-			-			-			-			-			-
	Commercial real estate:
	Commercial		568			643			73			595			-			-
	Construction		934			934			137			934			-			8
	Home equities		-			-			-			-			-			-
	Direct financing leases		-			-			-			-			-			-
	Consumer		19			29			19			14			3			-
	Other		-			-			-			-			-			-
	Total impaired loans and leases	$	4,650		$	4,803		$	1,411		$	5,010		$	82		$	20
			At March 31, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	Total:		(in thousands)
	Commercial and industrial	$	4,291		$	4,558		$	1,182		$	4,804		$	112		$	21
			-			-			-			-			-			-
	Residential real estate:
	Residential		2,100			2,334			-			2,009			-			13
	Construction		-			-			-			-			-			-
			-			-			-			-			-			-
	Commercial real estate:
	Commercial		10,315			10,790			73			10,306			-			69
	Construction		1,264			1,264			137			1,565			-			11
			-			-			-			-			-			-
	Home equities		284			312			-			414			-			-
			-			-			-			-			-			-
	Direct financing leases		-			-			-			-			-			-
			-			-			-			-			-			-
	Consumer		19			29			19			14			3			-
			-			-			-			-			-			-
	Other		-			-			-			-			-			-
	Total impaired loans and leases	$	18,273		$	19,287		$	1,411		$	19,112		$	115		$	114
			At December 31, 2013
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	With no related allowance recorded:		(in thousands)
	Commercial and industrial	$	1,247		$	1,352		$	-		$	1,405		$	100		$	59
	Residential real estate:
	Residential		1,331			1,460			-			1,388			61			9
	Construction		-			-			-			-			-			-
	Commercial real estate:
	Commercial		9,937			10,288			-			9,832			302			109
	Construction		599			599			-			707			-			26
	Home equities		408			438			-			402			19			4
	Direct financing leases		26			27			-			29			-			-
Consumer		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	13,548		$	14,164		$	-		$	13,763		$	482		$	207
		At December 31, 2013
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With a related allowance recorded:		(in thousands)
Commercial and industrial	$	3,141		$	3,191		$	1,187		$	3,577		$	60		$	108
Residential real estate:
Residential		621			624			47			622			10			27
Construction		-			-			-			-			-			-
Commercial real estate:
Commercial		584			650			70			604			6			26
Construction		934			934			146			934			-			33
Home equities		39			39			39			39			-			2
Direct financing leases		-			-			-			-			-			-
Consumer		20			29			20			11			3			2
Other		-			-			-			-			-			-
Total impaired loans and leases	$	5,339		$	5,467		$	1,509		$	5,787		$	79		$	198
		At December 31, 2013
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
Total:		(in thousands)
Commercial and industrial	$	4,388		$	4,543		$	1,187		$	4,982		$	160		$	167
		-			-			-			-			-			-
Residential real estate:
Residential		1,952			2,084			47			2,010			71			36
Construction		-			-			-			-			-			-
		-			-			-			-			-			-
Commercial real estate:
Commercial		10,521			10,938			70			10,436			308			135
Construction		1,533			1,533			146			1,641			-			59
		-			-			-			-			-			-
Home equities		447			477			39			441			19			6
		-			-			-			-			-			-
Direct financing leases		26			27			-			29			-			-
		-			-			-			-			-			-
Consumer		20			29			20			11			3			2
		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	18,887		$	19,631		$	1,509		$	19,550		$	561		$	405
Non-Accrual Loans And Leases And Loans And Leases 90 Days Or More Past Due	'
		31-Mar-14			31-Dec-13
			(in thousands)
	Non-accruing loans and leases:
	Commercial and industrial loans	$	2,808		$	2,970
	Residential real estate:
	Residential		943			1,376
	Construction		-			-
	Commercial real estate:
	Commercial and multi-family		977			8,873
	Construction		-			-
	Home equities		445			447
	Direct financing leases		29			47
	Consumer loans		18			20
	Other		-			-
	Total non-accruing loans and leases	$	5,220		$	13,733
	Accruing loans 90+ days past due		-			-
	Total non-performing loans and leases	$	5,220		$	13,733
	Total non-performing loans and leases
	to total assets		0.62	%		1.65	%
	Total non-performing loans and leases
	to total loans and leases		0.79	%		2.12	%
Troubled Debt Restructured Loans And Leases	'
			31-Mar-14
			($ in thousands)
			Total			Nonaccruing			Accruing			Related Allowance
	Commercial and industrial	$	4,199		$	2,775		$	1,424		$	1,160
	Residential real estate:
	Residential		1,027			32			995			-
	Construction		-			-			-			-
	Commercial real estate:
	Commercial and multi family		10,319			650			9,669			170
	Construction		934			-			934			-
	Home equities		55			55			-			-
	Direct financing leases		-			-			-			-
	Consumer loans		-			-			-			-
	Other		-			-			-			-
	Total troubled restructured loans and leases	$	16,534		$	3,512		$	13,022		$	1,330
			31-Dec-13
			($ in thousands)
			Total			Nonaccruing			Accruing			Related Allowance
	Commercial and industrial	$	4,262		$	2,903		$	1,359		$	983
	Residential real estate:
	Residential		1,031			454			577			-
	Construction		-			-			-			-
	Commercial real estate:
	Commercial and multi family		10,211			8,563			1,648			33
	Construction		1,533			-			1,533			-
												-
	Home equities		56			56			-			-
	Direct financing leases		26			12			14			-
	Consumer loans		-			-			-			-
	Other		-			-			-			-
	Total troubled restructured loans and leases	$	17,119		$	11,988		$	5,131		$	1,016
Troubled Debt Restructurings Activity	'
		Three Months Ended March 31, 2014									Three Months Ended March 31, 2013
		($ in thousands)									($ in thousands)
	Troubled Debt Restructurings by Type of Concession	Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment			Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
	Commercial and Industrial:
	Deferral of principal	-		$	-		$	-			-		$	-		$	-
	Combination of concessions	-			-			-			2			330			330
	Residential Real Estate & Construction:
	Extension of maturity & interest rate
	reduction	-			-			-			1			28			28
	Commercial Real Estate & Construction:
	Deferral of principal	-			-			-			-			-			-
	Extension of maturity	-			-			-			2			739			739
	Home Equities:
	Extension of maturity and rate reduction	-			-			-			-			-			-
	Term out line of credit	-			-			-			-			-			-
	Direct financing leases	-			-			-			-			-			-
	Consumer loans	-			-			-			-			-			-
	Other	-			-			-			-			-			-
Troubled Debt Restructurings On Financing Receivables That Subsequently Defaulted	'
		Three months ended March 31, 2014					Three months ended March 31, 2013
		($ in thousands)					($ in thousands)
	Troubled Debt Restructurings	Number of		Recorded			Number of		Recorded
	That Subsequently Defaulted	Contracts		Investment			Contracts		Investment
	Commercial and Industrial	-		$	-		-		$	-
	Residential Real Estate:
	Residential	-			-		-			-
	Construction	-			-		-			-
	Commercial Real Estate:
	Commercial and Multi-Family	-			-		-			-
	Construction	-			-		-			-
	Home Equities	-			-		-			-
	Direct financing leases	-			-		-			-
	Consumer loans	-			-		-			-
	Other	-			-		-			-

Other_Comprehensive_Income_Tab

Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2014
Other Comprehensive Income [Abstract]	'
Schedule of Accumulated Other Comprehensive Income (Loss)	'
			Balance at December 31, 2013		Net Change		Balance at March 31, 2014
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	191	$	361	$	552
	Net defined benefit pension plans adjustments			-1,454		21		-1,433
	Total		$	-1,263	$	382	$	-881
			Balance at December 31, 2012		Net Change		Balance at March 31, 2013
			(in thousands)
	Net unrealized gain (loss) on investment securities		$	2,457	$	-261	$	2,196
	Net defined benefit pension plans adjustments			-2,356		37		-2,319
	Total		$	101	$	-224	$	-123
Components Of Other Comprehensive Income (Loss)	'
			31-Mar-14						31-Mar-13
			(in thousands)						(in thousands)
			Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount		Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized gain (loss) on
	investment securities		$	588	$	-227	$	361	$	-426	$	165	$	-261
	Reclassification from accumulated other
	comprehensive income for gains (losses)			-		-		-		-		-		-
	Net change			588		-227		361		-426		165		-261
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain		$	-	$	-	$	-	$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)			8		-3		5		17		-7		10
	Amortization of actuarial loss (a)			26		-10		16		44		-17		27
	Net change			34		-13		21		61		-24		37
	Other Comprehensive Income (Loss)		$	622	$	-240	$	382	$	-365	$	141	$	-224
		(a)		Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”

Segment_Information_Tables

Segment Information (Tables)	3 Months Ended
	Mar. 31, 2014
Segment Information [Abstract]	'
Business Segment Information	'
		Three Months Ended March 31, 2014
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	7,326	$	-28	$	7,298
	Provision for loan and lease losses		153		-		153
	Net interest income (expense) after
	provision for loan and lease losses		7,173		-28		7,145
	Non-interest income		1,263		-		1,263
	Insurance service and fees		152		1,980		2,132
	Amortization expense		-		41		41
	Non-interest expense		6,477		1,100		7,577
	Income before income taxes		2,111		811		2,922
	Income tax provision		596		313		909
	Net income	$	1,515	$	498	$	2,013
		Three Months Ended March 31, 2013
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	6,854	$	-28	$	6,826
	Provision for loan and lease losses		450		-		450
	Net interest income (expense) after
	provision for loan and lease losses		6,404		-28		6,376
	Non-interest income		1,311		-		1,311
	Insurance service and fees		91		1,908		1,999
	Amortization expense		-		63		63
	Non-interest expense		5,906		1,107		7,013
	Income before income taxes		1,900		710		2,610
	Income tax provision		529		265		794
	Net income	$	1,371	$	445	$	1,816

Contingent_Liabilities_And_Com1

Contingent Liabilities And Commitments (Tables)	3 Months Ended
	Mar. 31, 2014
Contingent Liabilities And Commitments [Abstract]	'
Summary Of Commitments And Contingent Liabilities	'
		March 31,		December 31,
		2014		2013
		(in thousands)
	Commitments to extend credit	$	198,993	$	176,964
	Standby letters of credit		2,173		2,664
	Total	$	201,166	$	179,628

Net_Periodic_Benefit_Costs_Tab

Net Periodic Benefit Costs (Tables)	3 Months Ended
	Mar. 31, 2014
Employee Benefits And Deferred Compensation Plans [Abstract]	'
Schedule Of Net Periodic Benefit Costs	'
			Three months ended March 31,
			(in thousands)
						Supplemental Executive
		Pension Benefits				Retirement Plan
		2014		2013		2014		2013
	Service cost	$	-	$	-	$	42	$	41
	Interest cost		51		48		40		31
	Expected return on plan assets		-76		-65		-		-
	Amortization of prior service cost		-		-		8		17
	Amortization of the net loss		5		17		21		27
	Net periodic cost (benefit)	$	-20	$	-	$	111	$	116

Securities_Narrative_Details

Securities (Narrative) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Securities [Abstract]	'	'
Available for sale securities pledged as collateral	$93,600,000	$71,100,000
Borrowed funds with FHLBNY	9,000,000	'
FHLB stock	$1,364,000	$1,364,000

Securities_Schedule_Of_Amortiz

Securities (Schedule Of Amortized Cost And Fair Value Of Securities) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	$93,698	$99,353
Available-for-sale Securities, Unrealized Gains	2,024	1,812
Available-for-sale Securities, Unrealized Losses	-1,124	-1,500
Available-for-sale securities, Fair value	94,598	99,665
Held-to-maturity Securities, Amortized Cost	2,373	2,384
Held-to-maturity Securities, Unrealized Gains	7	6
Held-to-maturity Securities, Unrealized Losses	-58	-71
Held-to-maturity securities, Fair value	2,322	2,319
US Government Agencies Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	28,075	32,176
Available-for-sale Securities, Unrealized Gains	394	439
Available-for-sale Securities, Unrealized Losses	-457	-623
Available-for-sale securities, Fair value	28,012	31,992
US States and Political Subdivisions Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	31,066	31,266
Available-for-sale Securities, Unrealized Gains	979	802
Available-for-sale Securities, Unrealized Losses	-107	-188
Available-for-sale securities, Fair value	31,938	31,880
Held-to-maturity Securities, Amortized Cost	2,373	2,384
Held-to-maturity Securities, Unrealized Gains	7	6
Held-to-maturity Securities, Unrealized Losses	-58	-71
Held-to-maturity securities, Fair value	2,322	2,319
Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	59,141	63,442
Available-for-sale Securities, Unrealized Gains	1,373	1,241
Available-for-sale Securities, Unrealized Losses	-564	-811
Available-for-sale securities, Fair value	59,950	63,872
FNMA [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	12,698	13,204
Available-for-sale Securities, Unrealized Gains	388	354
Available-for-sale Securities, Unrealized Losses	-32	-57
Available-for-sale securities, Fair value	13,054	13,501
FHLMC [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	6,865	7,156
Available-for-sale Securities, Unrealized Gains	112	109
Available-for-sale Securities, Unrealized Losses	-108	-147
Available-for-sale securities, Fair value	6,869	7,118
GNMA [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	7,212	7,570
Available-for-sale Securities, Unrealized Gains	143	99
Available-for-sale Securities, Unrealized Losses	-70	-96
Available-for-sale securities, Fair value	7,285	7,573
CMO [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	7,782	7,981
Available-for-sale Securities, Unrealized Gains	8	9
Available-for-sale Securities, Unrealized Losses	-350	-389
Available-for-sale securities, Fair value	7,440	7,601
Mortgage-backed Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	34,557	35,911
Available-for-sale Securities, Unrealized Gains	651	571
Available-for-sale Securities, Unrealized Losses	-560	-689
Available-for-sale securities, Fair value	$34,648	$35,793

Securities_Scheduled_Maturitie

Securities (Scheduled Maturities Of Debt And Mortgage Backed Securities) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Securities [Abstract]	'	'
Debt securities available for sale, Due in one year or less, Amortized cost	$547	$447
Debt securities available for sale, Due after one year through five years, Amortized cost	25,494	23,732
Debt securities available for sale, Due after five years through ten years, Amortized cost	25,490	31,450
Debt securities available for sale, Due after ten years, Amortized cost	7,610	7,813
Debt securities available for sale, Amortized cost	59,141	63,442
Mortgage-backed securities available for sale, Amortized cost	34,557	35,911
Available-for-sale securities, Amortized cost	93,698	99,353
Debt securities available for sale, Due in one year or less, Fair value	557	454
Debt securities available for sale, Due after one year through five years, Fair value	26,215	24,419
Debt securities available for sale, Due after five years through ten years, Fair value	25,280	30,946
Debt securities available for sale, Due after ten years, Fair value	7,898	8,053
Debt securities available for sale, Fair value	59,950	63,872
Mortgage-backed securities available for sale, Fair value	34,648	35,793
Available-for-sale securities, Fair value	94,598	99,665
Debt securities held to maturity, Due in one year or less, Amortized cost	1,023	1,023
Debt securities held to maturity, Due after one year through five years, Amortized cost	172	178
Debt securities held to maturity, Due after five years through ten years, Amortized cost	1,059	1,064
Debt securities held to maturity, Due after ten years, Amortized cost	119	119
Held to maturity securities Amortized cost	2,373	2,384
Debt securities held to maturity, Due in one year or less, Fair value	1,021	1,020
Debt securites held to maturity, Due after one year through five years, Fair value	174	179
Debt securites held to maturity, Due after five years through ten years, Fair Value	1,020	1,015
Debt securities held to maturity, Due after ten years, Fair value	107	105
Held-to-maturity securities, Fair value	$2,322	$2,319

Securities_Unrealized_Losses_O

Securities (Unrealized Losses On Available For Sale Securities) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Total temporarily impaired securities, Less than 12 months, Fair Value	$32,747	$36,429
Total temporarily impaired securities, Less than 12 months, Unrealized Losses	-925	-1,248
Total temporarily impaired securities, 12 months or longer, Fair Value	4,711	4,678
Total temporarily impaired securities, 12 months or longer, Unrealized Losses	-257	-323
Total temporarily impaired securities, Total, Fair Value	37,458	41,107
Total temporarily impaired securities, Total, Unrealized Losses	-1,182	-1,571
US Government Agencies Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	8,686	10,553
Available for Sale, Less than 12 months, Unrealized Losses	-352	-486
Available for Sale, 12 months or longer, Fair Value	1,894	1,863
Available for Sale, 12 months or longer, Unrealized Losses	-105	-137
Available for Sale, Total, Fair Value	10,580	12,416
Available for Sale, Total, Unrealized Losses	457	623
US States and Political Subdivisions Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	6,662	7,953
Available for Sale, Less than 12 months, Unrealized Losses	-81	-150
Available for Sale, 12 months or longer, Fair Value	601	590
Available for Sale, 12 months or longer, Unrealized Losses	-26	-38
Available for Sale, Total, Fair Value	7,263	8,543
Available for Sale, Total, Unrealized Losses	107	188
Held To Maturity, Less than 12 months, Fair Value	1,234	1,210
Held To Maturity, Less than 12 months, Unrealized Losses	-16	-24
Held To Maturity, 12 months or longer, Fair Value	551	504
Held To Maturity, 12 months or longer, Unrealized Losses	-42	-47
Held To Maturity, Total, Fair Value	1,785	1,714
Held To Maturity, Total, Unrealized Losses	58	71
Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	15,348	18,506
Available for Sale, Less than 12 months, Unrealized Losses	-433	-636
Available for Sale, 12 months or longer, Fair Value	2,495	2,453
Available for Sale, 12 months or longer, Unrealized Losses	-131	-175
Available for Sale, Total, Fair Value	17,843	20,959
Available for Sale, Total, Unrealized Losses	564	811
FNMA [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	4,657	4,819
Available for Sale, Less than 12 months, Unrealized Losses	-32	-57
Available for Sale, 12 months or longer, Fair Value	'	21
Available for Sale, Total, Fair Value	4,657	4,840
Available for Sale, Total, Unrealized Losses	32	57
FHLMC [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	2,564	2,677
Available for Sale, Less than 12 months, Unrealized Losses	-24	-46
Available for Sale, 12 months or longer, Fair Value	1,665	1,700
Available for Sale, 12 months or longer, Unrealized Losses	-84	-101
Available for Sale, Total, Fair Value	4,229	4,377
Available for Sale, Total, Unrealized Losses	108	147
GNMA [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	2,582	2,751
Available for Sale, Less than 12 months, Unrealized Losses	-70	-96
Available for Sale, Total, Fair Value	2,582	2,751
Available for Sale, Total, Unrealized Losses	70	96
CMO [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	6,362	6,466
Available for Sale, Less than 12 months, Unrealized Losses	-350	-389
Available for Sale, Total, Fair Value	6,362	6,466
Available for Sale, Total, Unrealized Losses	350	389
Mortgage-backed Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	16,165	16,713
Available for Sale, Less than 12 months, Unrealized Losses	-476	-588
Available for Sale, 12 months or longer, Fair Value	1,665	1,721
Available for Sale, 12 months or longer, Unrealized Losses	-84	-101
Available for Sale, Total, Fair Value	17,830	18,434
Available for Sale, Total, Unrealized Losses	$560	$689

Fair_Value_Measurements_Narrat

Fair Value Measurements (Narrative) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2014	Mar. 31, 2014
In Thousands, unless otherwise specified			Minimum [Member]	Maximum [Member]
Fair Value Measurements [Line Items]	'	'	'	'
Discount on appraisals of the collateral securing the loan, range	'	'	10.00%	50.00%
Impaired loans	$18,273	$18,887	'	'
Impaired loans, related allowance	$1,411	$1,509	'	'

Fair_Value_Measurements_Financ

Fair Value Measurements (Financial Instruments Measured At Fair Value On Recurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	$94,598	$99,665
Mortgage servicing rights	471	509
Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Mortgage servicing rights	'	'
Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Mortgage servicing rights	471	509
US Government Agencies Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	28,012	31,992
US Government Agencies Debt Securities [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	'	'
US Government Agencies Debt Securities [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	28,012	31,992
US States and Political Subdivisions Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	31,938	31,880
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	'	'
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	31,938	31,880
Mortgage-backed Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	34,648	35,793
Mortgage-backed Securities [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	'	'
Mortgage-backed Securities [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	$34,648	$35,793

Fair_Value_Measurements_Change

Fair Value Measurements (Changes In Fair Value For Mortgage Servicing Rights) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Fair Value Measurements [Abstract]	'	'
Mortgage servicing rights - December 31	$509	$467
Gains (losses) included in earnings	-38	-20
Additions from loan sales	'	8
Mortgage servicing rights - March 31	$471	$455

Fair_Value_Measurements_Quanti

Fair Value Measurements (Quantitative Information About Significant Unobservable Inputs Used In The Fair Value Measurement Of MSRs) (Details)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Fair Value Measurements [Abstract]	'	'
Servicing fees	0.25%	0.25%
Discount rate	10.04%	10.04%
Prepayment rate (CPR)	9.86%	9.31%

Fair_Value_Measurements_Financ1

Fair Value Measurements (Financial Instruments Measured At Fair Value On Nonrecurring Basis) (Details) (Fair Value, Measurements, Nonrecurring Basis [Member], USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	$16,862	$17,378
Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	'	'
Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	'	'
Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	$16,862	$17,378

Fair_Value_Measurements_Estima

Fair Value Measurements (Estimated Fair Value Of The Company's Financial Instruments) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Level 2, Financial assets:	'	'
Available-for-sale Securities	$94,598	$99,665
Level 3, Financial assets:	'	'
Debt securities held to maturity, Total securities designated as held to maturity, Fair Value	2,322	2,319
Loans and leases, net	648,961	635,493
Mortgage servicing rights	471	509
Level 1, Financial Liabilities:	'	'
Demand deposits	139,975	139,973
NOW deposits	79,531	65,927
Regular savings deposits	393,735	390,575
Securities sold under agreement to repurchase	11,374	13,351
Level 3, Financial Liabilities:	'	'
Time deposits	108,702	110,137
Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Level 3, Financial assets:	'	'
Mortgage servicing rights	'	'
Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'
Level 3, Financial assets:	'	'
Mortgage servicing rights	471	509
Carrying Amount [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Level 1, Financial assets:	'	'
Cash and cash equivalents	46,845	41,954
Level 1, Financial Liabilities:	'	'
Demand deposits	139,975	139,973
NOW deposits	79,531	65,927
Regular savings deposits	393,735	390,575
Junior subordinated debentures	11,330	11,330
Commitments to extend credit	360	401
Securities sold under agreement to repurchase	11,374	13,351
Carrying Amount [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Level 2, Financial assets:	'	'
Available-for-sale Securities	94,598	99,665
FHLB and FRB stock	2,840	2,831
Level 2, Financial Liabilities:	'	'
Other borrowed funds	9,000	9,000
Carrying Amount [Member] | Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'
Level 3, Financial assets:	'	'
Debt securities held to maturity, Total securities designated as held to maturity, Fair Value	2,373	2,384
Loans and leases, net	648,961	635,493
Mortgage servicing rights	471	509
Level 3, Financial Liabilities:	'	'
Time deposits	108,702	110,137
Fair Value [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Level 1, Financial assets:	'	'
Cash and cash equivalents	46,845	41,954
Level 1, Financial Liabilities:	'	'
Demand deposits	139,975	139,973
NOW deposits	79,531	65,927
Regular savings deposits	393,735	390,575
Junior subordinated debentures	11,330	11,330
Commitments to extend credit	360	401
Securities sold under agreement to repurchase	11,374	13,351
Fair Value [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Level 2, Financial assets:	'	'
Available-for-sale Securities	94,598	99,665
FHLB and FRB stock	2,840	2,831
Level 2, Financial Liabilities:	'	'
Other borrowed funds	9,105	9,171
Fair Value [Member] | Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'
Level 3, Financial assets:	'	'
Debt securities held to maturity, Total securities designated as held to maturity, Fair Value	2,322	2,319
Loans and leases, net	659,755	640,770
Mortgage servicing rights	471	509
Level 3, Financial Liabilities:	'	'
Time deposits	$110,654	$112,270

Loans_Leases_And_The_Allowance2

Loans, Leases, And The Allowance For Loan And Lease Losses (Narrative) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Loans and leases, restructured and deemed to be a TDR	$16,534,000	'	$17,119,000
Troubled restructured loans and leases, Nonaccruing	3,512,000	'	11,988,000
Period of timely payments before reversion to accruing status, months	'6 months	'	'
Residential Real Estate Mortgages [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Unpaid principal balance	62,300,000	'	63,500,000
Mortgages sold to FNMA	0	800,000	'
Mortgage servicing rights	500,000	'	500,000
Mortgage loans held-for-sale	100,000	'	0
Commercial Loans [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Mortgage loans held-for-sale	$0	'	$0

Loans_Leases_And_The_Allowance3

Loans, Leases, And The Allowance For Loan And Lease Losses (Major Categories Of Loans And Leases) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	$547,505	$537,913	'
Commercial and industrial loans	110,944	106,952	'
Consumer loans	1,054	938	'
Other	541	323	'
Net deferred loan origination costs	651	870	731
Total gross loans	660,695	646,996	'
Allowance for loan losses	-11,734	-11,503	'
Loans, net	648,961	635,493	'
Residential Real Estate Mortgages [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	96,435	94,027	'
Commercial And Multi-Family [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	364,012	361,247	'
Construction-Residential [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	1,933	1,509	'
Construction-Commercial [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	27,761	23,902	'
Home Equity Loans [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	$57,364	$57,228	'

Loans_Leases_And_The_Allowance4

Loans, Leases, And The Allowance For Loan And Lease Losses (Data, At The Class Level, Of Credit Quality Indicators Of Certain Loans And Leases) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	$660,044	$646,126
Commercial Real Estate: Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	27,761	23,902
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	21,053	19,086
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	5,443	3,283
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	1,265	1,533
Commercial Real Estate Mortgages [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	364,012	361,247
Commercial Real Estate Mortgages [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	304,058	297,819
Commercial Real Estate Mortgages [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	42,162	47,584
Commercial Real Estate Mortgages [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	13,649	4,028
Commercial Real Estate Mortgages [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	3,911	11,479
Commercial Real Estate Mortgages [Member] | Corporate Credit ExposurebBy Credit Rating 7 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	232	337
Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	391,773	385,149
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	325,111	316,905
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	47,605	50,867
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	13,649	4,028
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	5,176	13,012
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 7 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	232	337
Commercial And Industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	110,944	106,952
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	78,869	78,294
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	18,988	15,194
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	9,046	9,468
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	3,858	3,744
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 7 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	$183	$252

Loans_Leases_And_The_Allowance5

Loans, Leases, And The Allowance For Loan And Lease Losses (Recorded Investment In Loans And Leases Past Due) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	$10,138	$7,667	'
60-89 days	272	1,859	'
90+ days	1,188	1,471	'
Total Past Due	11,598	10,997	'
Current Balance	648,475	635,179	'
Total gross loans	660,044	646,126	'
90+ Days Accruing	'	'	'
Non-accruing Loans and Leases	5,220	13,733	'
Net deferred loan origination costs	651	870	731
Commercial And Industrial [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	4,108	197	'
60-89 days	'	447	'
90+ days	69	358	'
Total Past Due	4,177	1,002	'
Current Balance	106,767	105,950	'
Total gross loans	110,944	106,952	'
Non-accruing Loans and Leases	2,808	2,970	'
Residential Real Estate: Residential [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	633	392	'
60-89 days	22	72	'
90+ days	886	915	'
Total Past Due	1,541	1,379	'
Current Balance	94,894	92,648	'
Total gross loans	96,435	94,027	'
Non-accruing Loans and Leases	943	1,376	'
Residential Real Estate: Construction [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current Balance	1,933	1,509	'
Total gross loans	1,933	1,509	'
Non-accruing Loans and Leases	'	'	'
Commercial Real Estate: Commercial [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	4,515	6,976	'
60-89 days	'	1,050	'
90+ days	75	75	'
Total Past Due	4,590	8,101	'
Current Balance	359,422	353,146	'
Total gross loans	364,012	361,247	'
Non-accruing Loans and Leases	977	8,873	'
Commercial Real Estate: Construction [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current Balance	27,761	23,902	'
Total gross loans	27,761	23,902	'
Non-accruing Loans and Leases	'	'	'
Home Equity Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	881	100	'
60-89 days	249	267	'
90+ days	129	76	'
Total Past Due	1,259	443	'
Current Balance	56,105	56,785	'
Total gross loans	57,364	57,228	'
Non-accruing Loans and Leases	445	447	'
Direct Financing Leases [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	'	1	'
60-89 days	'	2	'
90+ days	29	47	'
Total Past Due	29	50	'
Non-accruing Loans and Leases	29	47	'
Consumer Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	1	1	'
60-89 days	1	21	'
Total Past Due	2	22	'
Current Balance	1,052	916	'
Total gross loans	1,054	938	'
Non-accruing Loans and Leases	18	20	'
Other [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current Balance	541	323	'
Total gross loans	541	323	'
Non-accruing Loans and Leases	'	'	'

Loans_Leases_And_The_Allowance6

Loans, Leases, And The Allowance For Loan And Lease Losses (Summary Of The Allowance For Loan And Lease Losses By Management Level Segments) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013		Dec. 31, 2013
Allowance for loan and lease losses:	'		'		'
Beginning balance	$11,503		$9,732		'
Charge-offs	-64		-130		'
Recoveries	142		102		'
Provision for loan and lease losses	153		450		'
Ending balance	11,734		10,154		'
Individually evaluated for impairment	1,411		815		'
Collectively evaluated for impairment	10,323		9,339		'
Allowance for loan and lease losses, Total	11,734		10,154		'
Loans and leases:	'		'		'
Individually evaluated for impairment	18,273		11,433		'
Collectively evaluated for impairment	641,771		575,922		'
Loans and leases, Total	660,044		587,355		'
Net deferred loan origination costs	651		731		870
Commercial And Industrial [Member]	'		'		'
Allowance for loan and lease losses:	'		'		'
Beginning balance	4,489		3,617		'
Charge-offs	-57		-10		'
Recoveries	28		97		'
Provision for loan and lease losses	63		51		'
Ending balance	4,523		3,755		'
Individually evaluated for impairment	1,182		387		'
Collectively evaluated for impairment	3,341		3,368		'
Allowance for loan and lease losses, Total	4,523		3,755		'
Loans and leases:	'		'		'
Individually evaluated for impairment	4,291		1,417		'
Collectively evaluated for impairment	106,653		104,565		'
Loans and leases, Total	110,944		105,982		'
Commercial Real Estate Mortgages [Member]	'		'		'
Allowance for loan and lease losses:	'		'		'
Beginning balance	4,912	[1]	4,493	[1]	'
Charge-offs	'		-13	[1]	'
Recoveries	29	[1]	1	[1]	'
Provision for loan and lease losses	167	[1]	266	[1]	'
Ending balance	5,108	[1]	4,747	[1]	'
Individually evaluated for impairment	210	[1]	412	[1]	'
Collectively evaluated for impairment	4,898	[1]	4,335	[1]	'
Allowance for loan and lease losses, Total	5,108	[1]	4,747	[1]	'
Loans and leases:	'		'		'
Individually evaluated for impairment	11,579	[1]	7,867	[1]	'
Collectively evaluated for impairment	380,194	[1]	340,699	[1]	'
Loans and leases, Total	391,773	[1]	348,566	[1]	'
Consumer Loans [Member]	'		'		'
Allowance for loan and lease losses:	'		'		'
Beginning balance	37	[2]	18	[2]	'
Charge-offs	-6	[2]	-10	[2]	'
Recoveries	2	[2]	3	[2]	'
Provision for loan and lease losses	3	[2]	4	[2]	'
Ending balance	36	[2]	15	[2]	'
Individually evaluated for impairment	19	[2]	4	[2]	'
Collectively evaluated for impairment	17	[2]	11	[2]	'
Allowance for loan and lease losses, Total	36	[2]	15	[2]	'
Loans and leases:	'		'		'
Individually evaluated for impairment	19	[2]	20	[2]	'
Collectively evaluated for impairment	1,576	[2]	1,367	[2]	'
Loans and leases, Total	1,595	[2]	1,387	[2]	'
Residential Real Estate Mortgages [Member]	'		'		'
Allowance for loan and lease losses:	'		'		'
Beginning balance	1,038	[1]	662	[1]	'
Charge-offs	'		-6	[1]	'
Recoveries	'		1	[1]	'
Provision for loan and lease losses	-1	[1]	91	[1]	'
Ending balance	1,037	[1]	748	[1]	'
Individually evaluated for impairment	'		5	[1]	'
Collectively evaluated for impairment	1,037	[1]	743	[1]	'
Allowance for loan and lease losses, Total	1,037	[1]	748	[1]	'
Loans and leases:	'		'		'
Individually evaluated for impairment	2,100	[1]	1,441	[1]	'
Collectively evaluated for impairment	96,268	[1]	74,263	[1]	'
Loans and leases, Total	98,368	[1]	75,704	[1]	'
Home Equity Loans [Member]	'		'		'
Allowance for loan and lease losses:	'		'		'
Beginning balance	878		746		'
Charge-offs	-1		-91		'
Provision for loan and lease losses	4		85		'
Ending balance	881		740		'
Individually evaluated for impairment	'		7		'
Collectively evaluated for impairment	881		733		'
Allowance for loan and lease losses, Total	881		740		'
Loans and leases:	'		'		'
Individually evaluated for impairment	284		573		'
Collectively evaluated for impairment	57,080		54,214		'
Loans and leases, Total	57,364		54,787		'
Direct Financing Leases [Member]	'		'		'
Allowance for loan and lease losses:	'		'		'
Beginning balance	'		47		'
Recoveries	83		'		'
Provision for loan and lease losses	-83		-47		'
Loans and leases:	'		'		'
Individually evaluated for impairment	'		115		'
Collectively evaluated for impairment	'		814		'
Loans and leases, Total	'		929		'
Unallocated [Member]	'		'		'
Allowance for loan and lease losses:	'		'		'
Beginning balance	149		149		'
Charge-offs	'		'		'
Recoveries	'		'		'
Provision for loan and lease losses	'		'		'
Ending balance	149		149		'
Individually evaluated for impairment	'		'		'
Collectively evaluated for impairment	149		149		'
Allowance for loan and lease losses, Total	149		149		'
Loans and leases:	'		'		'
Individually evaluated for impairment	'		'		'
Collectively evaluated for impairment	'		'		'
Loans and leases, Total	'		'		'
[1]	Includes construction loans
[2]	Includes other loans

Loans_Leases_And_The_Allowance7

Loans, Leases, And The Allowance For Loan And Lease Losses (Impaired Loans And Leases) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	$13,623	$13,548
Impaired loans, Recorded Investment, With a related allowance recorded	4,650	5,339
Impaired loans, Recorded Investment, Total	18,273	18,887
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	14,484	14,164
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	4,803	5,467
Impaired loans, Unpaid Principal Balance, Total	19,287	19,631
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	1,411	1,509
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	14,102	13,763
Impaired loans, Average Recorded Investment, With a related allowance recorded	5,010	5,787
Impaired loans, Average Recorded Investment, Total	19,112	19,550
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	33	482
Impaired Loans, Interest Income Foregone, With a related allowance recorded	82	79
Impaired Loans, Interest Income Foregone, Total	115	561
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	94	207
Impaired Loans, Interest Income Recognized, With a related allowance recorded	20	198
Impaired Loans, Interest Income Recognized, Total	114	405
Commercial And Industrial [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	1,162	1,247
Impaired loans, Recorded Investment, With a related allowance recorded	3,129	3,141
Impaired loans, Recorded Investment, Total	4,291	4,388
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	1,361	1,352
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	3,197	3,191
Impaired loans, Unpaid Principal Balance, Total	4,558	4,543
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	1,182	1,187
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	1,337	1,405
Impaired loans, Average Recorded Investment, With a related allowance recorded	3,467	3,577
Impaired loans, Average Recorded Investment, Total	4,804	4,982
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	33	100
Impaired Loans, Interest Income Foregone, With a related allowance recorded	79	60
Impaired Loans, Interest Income Foregone, Total	112	160
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	9	59
Impaired Loans, Interest Income Recognized, With a related allowance recorded	12	108
Impaired Loans, Interest Income Recognized, Total	21	167
Residential Real Estate: Residential [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	2,100	1,331
Impaired loans, Recorded Investment, With a related allowance recorded	'	621
Impaired loans, Recorded Investment, Total	2,100	1,952
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	2,334	1,460
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	'	624
Impaired loans, Unpaid Principal Balance, Total	2,334	2,084
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	'	47
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	2,009	1,388
Impaired loans, Average Recorded Investment, With a related allowance recorded	'	622
Impaired loans, Average Recorded Investment, Total	2,009	2,010
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	'	61
Impaired Loans, Interest Income Foregone, With a related allowance recorded	'	10
Impaired Loans, Interest Income Foregone, Total	'	71
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	13	9
Impaired Loans, Interest Income Recognized, With a related allowance recorded	'	27
Impaired Loans, Interest Income Recognized, Total	13	36
Residential Real Estate: Construction [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	'	'
Impaired loans, Recorded Investment, With a related allowance recorded	'	'
Impaired loans, Recorded Investment, Total	'	'
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	'	'
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	'	'
Impaired loans, Unpaid Principal Balance, Total	'	'
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	'	'
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	'	'
Impaired loans, Average Recorded Investment, With a related allowance recorded	'	'
Impaired loans, Average Recorded Investment, Total	'	'
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, With a related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, Total	'	'
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	'	'
Impaired Loans, Interest Income Recognized, With a related allowance recorded	'	'
Impaired Loans, Interest Income Recognized, Total	'	'
Commercial Real Estate: Commercial [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	9,747	9,937
Impaired loans, Recorded Investment, With a related allowance recorded	568	584
Impaired loans, Recorded Investment, Total	10,315	10,521
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	10,147	10,288
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	643	650
Impaired loans, Unpaid Principal Balance, Total	10,790	10,938
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	73	70
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	9,711	9,832
Impaired loans, Average Recorded Investment, With a related allowance recorded	595	604
Impaired loans, Average Recorded Investment, Total	10,306	10,436
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	'	302
Impaired Loans, Interest Income Foregone, With a related allowance recorded	'	6
Impaired Loans, Interest Income Foregone, Total	'	308
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	69	109
Impaired Loans, Interest Income Recognized, With a related allowance recorded	'	26
Impaired Loans, Interest Income Recognized, Total	69	135
Commercial Real Estate: Construction [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	330	599
Impaired loans, Recorded Investment, With a related allowance recorded	934	934
Impaired loans, Recorded Investment, Total	1,264	1,533
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	330	599
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	934	934
Impaired loans, Unpaid Principal Balance, Total	1,264	1,533
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	137	146
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	631	707
Impaired loans, Average Recorded Investment, With a related allowance recorded	934	934
Impaired loans, Average Recorded Investment, Total	1,565	1,641
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	3	26
Impaired Loans, Interest Income Recognized, With a related allowance recorded	8	33
Impaired Loans, Interest Income Recognized, Total	11	59
Home Equity Loans [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	284	408
Impaired loans, Recorded Investment, With a related allowance recorded	'	39
Impaired loans, Recorded Investment, Total	284	447
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	312	438
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	'	39
Impaired loans, Unpaid Principal Balance, Total	312	477
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	'	39
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	414	402
Impaired loans, Average Recorded Investment, With a related allowance recorded	'	39
Impaired loans, Average Recorded Investment, Total	414	441
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	'	19
Impaired Loans, Interest Income Foregone, With a related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, Total	'	19
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	'	4
Impaired Loans, Interest Income Recognized, With a related allowance recorded	'	2
Impaired Loans, Interest Income Recognized, Total	'	6
Direct Financing Leases [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	'	26
Impaired loans, Recorded Investment, With a related allowance recorded	'	'
Impaired loans, Recorded Investment, Total	'	26
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	'	27
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	'	'
Impaired loans, Unpaid Principal Balance, Total	'	27
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	'	'
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	'	29
Impaired loans, Average Recorded Investment, With a related allowance recorded	'	'
Impaired loans, Average Recorded Investment, Total	'	29
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, With a related allowance recorded	'	'
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	'	'
Impaired Loans, Interest Income Recognized, With a related allowance recorded	'	'
Consumer Loans [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	'	'
Impaired loans, Recorded Investment, With a related allowance recorded	19	20
Impaired loans, Recorded Investment, Total	19	20
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	'	'
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	29	29
Impaired loans, Unpaid Principal Balance, Total	29	29
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	19	20
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	'	'
Impaired loans, Average Recorded Investment, With a related allowance recorded	14	11
Impaired loans, Average Recorded Investment, Total	14	11
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, With a related allowance recorded	3	3
Impaired Loans, Interest Income Foregone, Total	3	3
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	'	'
Impaired Loans, Interest Income Recognized, With a related allowance recorded	'	2
Impaired Loans, Interest Income Recognized, Total	'	2
Other [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	'	'
Impaired loans, Recorded Investment, With a related allowance recorded	'	'
Impaired loans, Recorded Investment, Total	'	'
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	'	'
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	'	'
Impaired loans, Unpaid Principal Balance, Total	'	'
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	'	'
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	'	'
Impaired loans, Average Recorded Investment, With a related allowance recorded	'	'
Impaired loans, Average Recorded Investment, Total	'	'
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, With a related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, Total	'	'
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	'	'
Impaired Loans, Interest Income Recognized, With a related allowance recorded	'	'
Impaired Loans, Interest Income Recognized, Total	'	'

Loans_Leases_And_The_Allowance8

Loans, Leases, And The Allowance For Loan And Lease Losses (Non-Accrual Loans And Leases And Loans And Lease 90 Days Or More Past Due) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	$5,220	$13,733
Accruing loans 90+ days past due	'	'
Total non-performing loans and leases	5,220	13,733
Total non-performing loans and leases to total assets	0.62%	1.65%
Total non-performing loans and leases to total loans and leases	0.79%	2.12%
Commercial And Industrial [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	2,808	2,970
Residential Real Estate: Residential [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	943	1,376
Residential Real Estate: Construction [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	'	'
Commercial Real Estate: Commercial [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	977	8,873
Commercial Real Estate: Construction [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	'	'
Home Equity Loans [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	445	447
Direct Financing Leases [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	29	47
Consumer Loans [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	18	20
Other [Member]	'	'
Financing Receivable Non-performing Loans And Leases [Line Items]	'	'
Total non-accruing loans and leases	'	'

Loans_Leases_And_The_Allowance9

Loans, Leases, And The Allowance For Loan And Lease Losses (Troubled Debt Restructured Loans And Leases) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	$16,534	$17,119
Troubled restructured loans and leases, Nonaccruing	3,512	11,988
Troubled restructured loans and leases, Accruing	13,022	5,131
Troubled restructured loans and leases, Related Allowance	1,330	1,016
Commercial And Industrial [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	4,199	4,262
Troubled restructured loans and leases, Nonaccruing	2,775	2,903
Troubled restructured loans and leases, Accruing	1,424	1,359
Troubled restructured loans and leases, Related Allowance	1,160	983
Residential Real Estate: Residential [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	1,027	1,031
Troubled restructured loans and leases, Nonaccruing	32	454
Troubled restructured loans and leases, Accruing	995	577
Residential Real Estate: Construction [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	'	'
Troubled restructured loans and leases, Nonaccruing	'	'
Troubled restructured loans and leases, Accruing	'	'
Troubled restructured loans and leases, Related Allowance	'	'
Commercial Real Estate: Commercial [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	10,319	10,211
Troubled restructured loans and leases, Nonaccruing	650	8,563
Troubled restructured loans and leases, Accruing	9,669	1,648
Troubled restructured loans and leases, Related Allowance	170	33
Commercial Real Estate: Construction [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	934	1,533
Troubled restructured loans and leases, Accruing	934	1,533
Home Equity Loans [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	55	56
Troubled restructured loans and leases, Nonaccruing	55	56
Troubled restructured loans and leases, Accruing	'	'
Troubled restructured loans and leases, Related Allowance	'	'
Direct Financing Leases [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	'	26
Troubled restructured loans and leases, Nonaccruing	'	12
Troubled restructured loans and leases, Accruing	'	14
Consumer Loans [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	'	'
Troubled restructured loans and leases, Nonaccruing	'	'
Troubled restructured loans and leases, Accruing	'	'
Troubled restructured loans and leases, Related Allowance	'	'
Other [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	'	'
Troubled restructured loans and leases, Nonaccruing	'	'
Troubled restructured loans and leases, Accruing	'	'
Troubled restructured loans and leases, Related Allowance	'	'

Recovered_Sheet1

Loans, Leases, And The Allowance For Loan And Lease Losses (Troubled Debt Restructurings Activity) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
	contract	contract
Commercial And Industrial [Member] | Deferral Of Principal [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Pre-Modification Outstanding Recorded Investment	'	'
Post-Modification Outstanding Recorded Investment	'	'
Commercial And Industrial [Member] | Combination Of Concessions [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	2
Pre-Modification Outstanding Recorded Investment	'	330
Post-Modification Outstanding Recorded Investment	'	330
Residential Real Estate And Construction [Member] | Extension Of Maturity And Interest Rate Reduction [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Pre-Modification Outstanding Recorded Investment	'	'
Post-Modification Outstanding Recorded Investment	'	'
Commercial Real Estate And Construction [Member] | Deferral Of Principal [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Pre-Modification Outstanding Recorded Investment	'	'
Post-Modification Outstanding Recorded Investment	'	'
Commercial Real Estate And Construction [Member] | Extension Of Maturity [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	2
Pre-Modification Outstanding Recorded Investment	'	739
Post-Modification Outstanding Recorded Investment	'	739
Home Equity Loans [Member] | Extension Of Maturity And Rate Reduction [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Pre-Modification Outstanding Recorded Investment	'	'
Post-Modification Outstanding Recorded Investment	'	'
Home Equity Loans [Member] | Term Out Line Of Credit [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Pre-Modification Outstanding Recorded Investment	'	'
Post-Modification Outstanding Recorded Investment	'	'
Direct Financing Leases [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Pre-Modification Outstanding Recorded Investment	'	'
Post-Modification Outstanding Recorded Investment	'	'
Consumer Loans [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Pre-Modification Outstanding Recorded Investment	'	'
Post-Modification Outstanding Recorded Investment	'	'
Other [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Pre-Modification Outstanding Recorded Investment	'	'
Post-Modification Outstanding Recorded Investment	'	'

Recovered_Sheet2

Loans, Leases, And The Allowance For Loan And Lease Losses (Troubled Debt Restructurings That Subsequently Defaulted) (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
	contract	contract
Commercial And Industrial [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'
Residential Real Estate: Residential [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'
Residential Real Estate: Construction [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'
Commercial Real Estate: Commercial [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'
Commercial Real Estate: Construction [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'
Home Equity Loans [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'
Direct Financing Leases [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'
Consumer Loans [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'
Other [Member]	'	'
Financing Receivable, Modifications [Line Items]	'	'
Number of Contracts	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'

Per_Share_Data_Details

Per Share Data (Details)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Per Share Data [Abstract]	'	'
Potentially dilutive shares of common stock included in calculating diluted earnings per share	83,497	36,617
Potential anti-dilutive shares	9,000	90,071

Other_Comprehensive_Income_Sch

Other Comprehensive Income (Schedule of Accumulated Other Comprehensive Income (Loss)) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'
Beginning Balance	($1,263)	$101
Net Change	382	-224
Ending Balance	-881	-123
Net Unrealized Gain (Loss) On Investment Securities [Member]	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'
Beginning Balance	191	2,457
Net Change	361	-261
Ending Balance	552	2,196
Net Defined Benefit Pension Plans Adjustments [Member]	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'
Beginning Balance	-1,454	-2,356
Net Change	21	37
Ending Balance	($1,433)	($2,319)

Other_Comprehensive_Income_Com

Other Comprehensive Income (Components Of Other Comprehensive Income) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Unrealized loss on investment securities, Before-Tax Amount:	'		'
Unrealized gain (loss) on investment securities, Before-Tax Amount	$588		($426)
Net change, Before-Tax Amount	588		-426
Defined benefit pension plans adjustments, Before-Tax Amount:	'		'
Amortization of prior service cost, Before-Tax Amount	8	[1]	17	[1]
Amortization of actuarial loss, Before-Tax Amount	26	[1]	44	[1]
Net change, Before-Tax Amount	34		61
Other Comprehensive Loss, Before-Tax Amount	622		-365
Unrealized loss on investment securities, Income Tax (Provision) Benefit:	'		'
Unrealized gain (loss) on investment securities, Income Tax (Provision) Benefit	-227		165
Net change, Income Tax (Provision) Benefit	-227		165
Defined benefit pension plans adjustments, Income Tax (Provision) Benefit:	'		'
Amortization of prior service cost, Income Tax (Provision) Benefit	-3	[1]	-7	[1]
Amortization of actuarial loss, Income Tax (Provision) Benefit	-10	[1]	-17	[1]
Net change, Income Tax (Provision) Benefit	-13		-24
Other Comprehensive Loss, Income Tax (Provision) Benefit	-240		141
Unrealized loss on investment securities, Net-of-Tax Amount:	'		'
Unrealized gain (loss) on investment securities, Net-of-Tax Amount	361		-261
Reclassification from accumulated other comprehensive income for gains (losses), Net-of-Tax Amount	'		'
Net change, Net-of-Tax Amount	361		-261
Defined benefit pension plans adjustments, Net-of-Tax Amount:	'		'
Amortization of prior service cost, Net-of-Tax Amount	5	[1]	10	[1]
Amortization of actuarial loss, Net-of-Tax Amount	16	[1]	27	[1]
Net change, Net-of-Tax Amount	21		37
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX	$382		($224)
[1]	Included in net periodic pension cost, as described in Note 9 - bNet Periodic Benefit Costsb

Segment_Information_Business_S

Segment Information (Business Segment Information) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Segment Reporting Information [Line Items]	'	'
Net interest income (expense)	$7,298	$6,826
Provision for loan and lease losses	153	450
Net interest income (expense) after provision for loan and lease losses	7,145	6,376
Non-interest income	1,263	1,311
Insurance service and fees	2,132	1,999
Amortization expense	41	63
Non-interest expense	7,577	7,013
Income before income taxes	2,922	2,610
Income tax provision	909	794
Net income	2,013	1,816
Banking Activities [Member]	'	'
Segment Reporting Information [Line Items]	'	'
Net interest income (expense)	7,326	6,854
Provision for loan and lease losses	153	450
Net interest income (expense) after provision for loan and lease losses	7,173	6,404
Non-interest income	1,263	1,311
Insurance service and fees	152	91
Non-interest expense	6,477	5,906
Income before income taxes	2,111	1,900
Income tax provision	596	529
Net income	1,515	1,371
Insurance Agency Activities [Member]	'	'
Segment Reporting Information [Line Items]	'	'
Net interest income (expense)	-28	-28
Net interest income (expense) after provision for loan and lease losses	-28	-28
Insurance service and fees	1,980	1,908
Amortization expense	41	63
Non-interest expense	1,100	1,107
Income before income taxes	811	710
Income tax provision	313	265
Net income	$498	$445

Contingent_Liabilities_And_Com2

Contingent Liabilities And Commitments (Summary Of Commitments And Contingent Liabilities) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Contingent Liabilities And Commitments [Abstract]	'	'
Commitments to extend credit	$198,993	$176,964
Standby letters of credit	2,173	2,664
Commitments and contingent liabilities	$201,166	$179,628

Net_Periodic_Benefit_Costs_Nar

Net Periodic Benefit Costs (Narrative) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Employee Benefits And Deferred Compensation Plans [Abstract]	'
Estimated contribution to pension plan in current fiscal year	$90

Net_Periodic_Benefit_Costs_Sch

Net Periodic Benefit Costs (Schedule Of Net Periodic Benefit Costs) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Pension [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Interest cost	$51	$48
Expected return on plan assets	-76	-65
Amortization of the net loss	5	17
Net periodic cost (benefit)	-20	'
Supplemental Executive Retirement Plans [Member]	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'
Service cost	42	41
Interest cost	40	31
Amortization of prior service cost	8	17
Amortization of the net loss	21	27
Net periodic cost (benefit)	$111	$116