Evans Bancorp (EVBN) 10-Q 31 Oct 14 2014 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2014	Oct. 31, 2014
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-14	'
Amendment Flag	'false	'
Document Fiscal Period Focus	'Q3	'
Document Fiscal Year Focus	'2014	'
Entity Registrant Name	'EVANS BANCORP INC	'
Entity Central Index Key	'0000842518	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Smaller Reporting Company	'
Entity Common Stock, Shares Outstanding	'	4,189,765

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$11,645	$14,698
Interest-bearing deposits at banks	573	27,256
Securities:	'	'
Available for sale, at fair value (amortized cost: $98,289 at September 30, 2014; $99,353 at December 31, 2013)	99,608	99,665
Held to maturity, at amortized cost (fair value: $1,728 at September 30, 2014; $2,319 at December 31, 2013)	1,760	2,384
Federal Home Loan Bank common stock, at amortized cost	1,369	1,364
Federal Reserve Bank common stock, at amortized cost	1,486	1,467
Loans and leases, net of allowance for loan and lease losses of $11,955 at September 30, 2014 and $11,503 at December 31, 2013	673,385	635,493
Properties and equipment, net of accumulated depreciation of $15,030 at September 30, 2014 and $14,226 at December 31, 2013	10,792	11,163
Goodwill	8,101	8,101
Intangible assets	'	108
Bank-owned life insurance	20,274	19,840
Other assets	12,359	11,959
TOTAL ASSETS	841,352	833,498
LIABILITIES	'	'
Demand deposits	153,065	139,973
NOW deposits	72,344	65,927
Regular savings deposits	367,277	390,575
Time deposits	117,110	110,137
Total deposits	709,796	706,612
Securities sold under agreement to repurchase	11,496	13,351
Other short term borrowings	12,150	9,000
Other liabilities	12,606	12,493
Junior subordinated debentures	11,330	11,330
Total liabilities	757,378	752,786
CONTINGENT LIABILITIES AND COMMITMENTS	'	'
STOCKHOLDERS' EQUITY:	'	'
Common stock, $.50 par value, 10,000,000 shares authorized; 4,236,162 and 4,208,459 shares issued at September 30, 2014 and December 31, 2013, respectively, and 4,190,195 and 4,201,362 outstanding at September 30, 2014 and December 31, 2013, respectively	2,120	2,106
Capital surplus	42,912	42,619
Treasury stock, at cost, 45,967 shares and 4,906 at September 30, 2014 and December 31, 2013, respectively	-992	-120
Retained earnings	40,521	37,370
Accumulated other comprehensive (loss) gain, net of tax	-587	-1,263
Total stockholders' equity	83,974	80,712
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$841,352	$833,498

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets [Abstract]	'	'
Available for sale, cost	$98,289	$99,353
Held to maturity, fair value	1,728	2,319
Allowance for loan and lease losses	11,955	11,503
Properties and equipment, accumulated depreciation	$15,030	$14,226
Common stock, par value	$0.50	$0.50
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,236,162	4,208,459
Common stock, shares outstanding	4,190,195	4,201,362
Treasury stock shares	45,967	4,906

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
INTEREST INCOME	'	'	'	'
Loans and leases	$7,865	$7,445	$23,253	$21,974
Interest bearing deposits at banks	1	39	32	103
Securities:	'	'	'	'
Taxable	469	402	1,374	1,223
Non-taxable	241	263	729	799
Total interest income	8,576	8,149	25,388	24,099
INTEREST EXPENSE	'	'	'	'
Deposits	752	806	2,264	2,506
Other borrowings	64	87	225	347
Junior subordinated debentures	82	82	241	243
Total interest expense	898	975	2,730	3,096
NET INTEREST INCOME	7,678	7,174	22,658	21,003
PROVISION FOR LOAN AND LEASE LOSSES	327	774	655	1,304
NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES	7,351	6,400	22,003	19,699
NON-INTEREST INCOME	'	'	'	'
Bank charges	482	540	1,406	1,528
Insurance service and fees	1,888	1,906	5,606	5,632
Data center income	85	118	292	342
Gain on loans sold	87	'	127	25
Bank-owned life insurance	137	108	434	350
Loss on tax credit investment	'	-1,555	'	-1,555
Other	831	1,501	2,094	2,821
Total non-interest income	3,510	2,618	9,959	9,143
NON-INTEREST EXPENSE	'	'	'	'
Salaries and employee benefits	4,792	4,637	14,052	13,151
Litigation expense	'	'	1,000	'
Occupancy	720	695	2,148	2,249
Repairs and maintenance	190	169	547	534
Advertising and public relations	146	158	648	518
Professional services	438	480	1,374	1,414
Technology and communications	247	299	826	930
Amortization of intangibles	27	55	108	180
FDIC insurance	137	147	410	450
Other	788	708	2,322	2,256
Total non-interest expense	7,485	7,348	23,435	21,682
INCOME BEFORE INCOME TAXES	3,376	1,670	8,527	7,160
INCOME TAX PROVISION (BENEFIT)	1,086	-780	2,646	971
NET INCOME	$2,290	$2,450	$5,881	$6,189
Net income per common share-basic	$0.55	$0.59	$1.41	$1.48
Net income per common share-diluted	$0.54	$0.58	$1.38	$1.47
Cash dividends per common share	$0.34	$0.26	$0.65	$0.26
Weighted average number of common shares outstanding	4,184,491	4,181,041	4,183,777	4,178,241
Weighted average number of diluted shares outstanding	4,260,759	4,232,961	4,266,341	4,220,405

Statements_Of_Consolidated_Com

Statements Of Consolidated Comprehensive Income (USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013
Statements Of Consolidated Comprehensive Income [Abstract]	'		'		'		'
NET INCOME	$2,290		$2,450		$5,881		$6,189
Unrealized gain (loss) on available-for-sale securities:	'		'		'		'
Unrealized gain (loss) on available-for-sale securities	-171		-142		618		-1,808
Less: Reclassification of gain on sale of securities	'		'		'		'
Net change, Net-of-Tax Amount	-171		-142		618		-1,808
Defined benefit pension plans:	'		'		'		'
Amortization of prior service cost	4	[1]	10	[1]	12	[1]	32	[1]
Amortization of actuarial loss	14	[1]	28	[1]	46	[1]	81	[1]
Total	18		38		58		113
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX	-153		-104		676		-1,695
COMPREHENSIVE INCOME	$2,137		$2,346		$6,557		$4,494
[1]	Included in net periodic pension cost, as described in Note 9 - bNet Periodic Benefit Costsb

Consolidated_Statements_Of_Cha

Consolidated Statements Of Changes In Stockholdersb Equity (USD $)	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
In Thousands
Balance at Dec. 31, 2012	$2,087	$42,029	$30,611	$101	'	$74,828
Net income	'	'	6,189	'	'	6,189
Other comprehensive income (loss)	'	'	'	-1,695	'	-1,695
Cash dividends	'	'	-1,092	'	'	-1,092
Stock options and restricted stock expense	'	266	'	'	'	266
Excess tax expense from stock-based compensation	'	-9	'	'	'	-9
Issued restricted shares, net of forfeitures	9	-19	'	'	'	-10
Issued shares through stock option exercise	2	61	'	'	'	63
Issued shares under Employee Stock Purchase Plan	4	91	'	'	'	95
Balance at Sep. 30, 2013	2,102	42,419	35,708	-1,594	'	78,635
Balance at Dec. 31, 2013	2,106	42,619	37,370	-1,263	-120	80,712
Net income	'	'	5,881	'	'	5,881
Other comprehensive income (loss)	'	'	'	676	'	676
Cash dividends	'	'	-2,730	'	'	-2,730
Stock options and restricted stock expense	'	352	'	'	'	352
Excess tax expense from stock-based compensation	'	72	'	'	'	72
Issued restricted shares, net of forfeitures	11	-11	'	'	'	'
Repurchased shares	'	'	'	'	-1,436	-1,436
Reissued shares in stock option exercise	'	-253	'	'	449	196
Reissued shares under Dividend Reinvestment Plan	'	9	'	'	115	124
Issued shares under Employee Stock Purchase Plan	3	124	'	'	'	127
Balance at Sep. 30, 2014	$2,120	$42,912	$40,521	($587)	($992)	$83,974

Consolidated_Statements_Of_Cha1

Consolidated Statements Of Changes In Stockholdersb Equity (Parenthetical) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Consolidated Statements Of Changes In Stockholdersb Equity [Abstract]	'	'
Cash dividends per common share	$0.65	$0.26
Restricted shares issued	16,694	17,567
Shares issued through stock options exercise	'	41,000
Shares issued under Employee Stock Purchase Plan	7,186	7,067
Shares repurchased	59,800	'
Shares reissued in stock options exercise	19,351	'
Shares reissued under dividend reinvestment plan	5,400	'

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
OPERATING ACTIVITIES:	'	'
Interest received	$24,834	$23,849
Fees received	9,309	11,106
Interest paid	-2,738	-3,111
Cash paid to employees and vendors	-21,937	-20,642
Cash contributed to pension plan	-110	-185
Income taxes paid	-3,141	-2,327
Proceeds from sale of loans held for resale	9,978	776
Originations of loans held for resale	-10,600	187
Net cash provided by operating activities	5,595	9,653
INVESTING ACTIVITIES:	'	'
Purchases of available for sale securities	-11,446	-16,180
Proceeds from maturities, calls, and payments of available for sale securities	12,212	12,800
Purchases of held to maturity securities	-498	-691
Proceeds from maturities, calls, and payments of held to maturity securities	1,122	659
Cash paid for bank owned life insurance	'	-4,000
Additions to properties and equipment	-433	-567
Cash investment in tax credit	-1,577	'
Net increase in loans	-36,897	-44,558
Net cash used in investing activities	-37,517	-52,537
FINANCING ACTIVITIES:	'	'
Repayments of borrowings, net	1,295	-7,932
Net increase in deposits	3,184	23,633
Dividends paid	-1,304	'
Repurchase of treasury stock	-1,436	'
Issuance of common stock	127	148
Reissuance of treasury stock	320	'
Net cash provided by financing activities	2,186	15,849
Net decrease in cash and equivalents	-29,736	-27,035
CASH AND CASH EQUIVALENTS:	'	'
Beginning of period	41,954	90,477
End of period	12,218	63,442
RECONCILIATION OF NET INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES:	'	'
Net income	5,881	6,189
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Depreciation and amortization	1,075	1,425
Deferred tax expense	18	93
Provision for loan and lease losses	655	1,304
Gain on loans sold	-127	-25
Stock options and restricted stock expense	352	266
Proceeds from sale of loans held for resale	9,978	776
Originations of loans held for resale	-10,600	187
Changes in assets and liabilities affecting cash flow:	'	'
Other assets	-748	-2,482
Other liabilities	-779	2,105
NET CASH PROVIDED BY OPERATING ACTIVITIES	$5,595	$9,653

Organization_And_Summary_Of_Si

Organization And Summary Of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2014
Organization And Summary Of Significant Accounting Policies [Abstract]	'
Organization And Summary Of Significant Accounting Policies	'
	1. ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	The accounting and reporting policies followed by Evans Bancorp, Inc. (the “Company”), a financial holding company, and its two direct, wholly-owned subsidiaries: (i) Evans Bank, National Association (the “Bank”), and the Bank’s subsidiaries, Evans National Leasing, Inc. (“ENL”), Evans National Holding Corp. (“ENHC”) and Suchak Data Systems, LLC (“SDS”); and (ii) Evans National Financial Services, LLC (“ENFS”), and ENFS’s subsidiary, The Evans Agency, LLC (“TEA”), and TEA’s subsidiaries, Frontier Claims Services, Inc. (“FCS”) and ENB Associates Inc. (“ENBA”), in the preparation of the accompanying interim unaudited consolidated financial statements conform with U.S. generally accepted accounting principles (“GAAP”) and with general practice within the industries in which it operates.  Except as the context otherwise requires, the Company and its direct and indirect subsidiaries are collectively referred to in this report as the “Company.”
	The results of operations for the three and nine month periods ended September 30, 2014 are not necessarily indicative of the results to be expected for the full year. The accompanying unaudited consolidated financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2013.

Securities

Securities	9 Months Ended
	Sep. 30, 2014
Securities [Abstract]	'
Securities	'
	2. SECURITIES
	The amortized cost of securities and their approximate fair value at September 30, 2014 and December 31, 2013 were as follows:
		30-Sep-14
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	28,863	$	301	$	-346	$	28,818
	States and political subdivisions		30,506		1,120		-33		31,593
	Total debt securities	$	59,369	$	1,421	$	-379	$	60,411
	Mortgage-backed securities:
	FNMA	$	15,161	$	441	$	-41	$	15,561
	FHLMC		6,218		116		-95		6,239
	GNMA		6,575		139		-46		6,668
	CMO		10,966		19		-256		10,729
	Total mortgage-backed securities	$	38,920	$	715	$	-438	$	39,197
	Total securities designated as available for sale	$	98,289	$	2,136	$	-817	$	99,608
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	1,760	$	13	$	-45	$	1,728
	Total securities designated as held to maturity	$	1,760	$	13	$	-45	$	1,728
		31-Dec-13
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	32,176	$	439	$	-623	$	31,992
	States and political subdivisions		31,266		802		-188		31,880
	Total debt securities	$	63,442	$	1,241	$	-811	$	63,872
	Mortgage-backed securities:
	FNMA	$	13,204	$	354	$	-57	$	13,501
	FHLMC		7,156		109		-147		7,118
	GNMA		7,570		99		-96		7,573
	CMO		7,981		9		-389		7,601
	Total mortgage-backed securities	$	35,911	$	571	$	-689	$	35,793
	Total securities designated as available for sale	$	99,353	$	1,812	$	-1,500	$	99,665
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	2,384	$	6	$	-71	$	2,319
	Total securities designated as held to maturity	$	2,384	$	6	$	-71	$	2,319
	Available for sale securities with a total fair value of $76.7 million and $71.1 million at September 30, 2014 and December 31, 2013, respectively, were pledged as collateral to secure public deposits and for other purposes required or permitted by law.
	The Company uses the Federal Home Loan Bank of New York (“FHLBNY”) as its primary source of overnight funds and also has several long-term advances with FHLBNY.  The Company had a total of $12.2 million and $9 million in borrowed funds with FHLBNY at September 30, 2014 and December 31, 2013, respectively.  The Company has placed sufficient collateral in the form of residential and commercial real estate loans at FHLBNY that meet FHLB collateral requirements.  As a member of the Federal Home Loan Bank (“FHLB”) System, the Bank is required to hold stock in FHLBNY.  The Bank held $1.4 million in FHLBNY stock as of September 30, 2014 and December 31, 2013 at amortized cost.  The Company regularly evaluates investments in FHLBNY for impairment, considering liquidity, operating performance, capital position, stock repurchase and dividend history.  At this time, the Company does not believe any impairment in FHLBNY stock is warranted.
	The scheduled maturities of debt and mortgage-backed securities at September 30, 2014 and December 31, 2013 are summarized below.  All maturity amounts are contractual maturities.  Actual maturities may differ from contractual maturities because certain issuers have the right to call or prepay obligations with or without call premiums.
		30-Sep-14				31-Dec-13
		Amortized		Estimated		Amortized		Estimated
		cost		fair value		cost		fair value
			(in thousands)				(in thousands)
	Debt securities available for sale:
	Due in one year or less	$	7,353	$	7,446	$	447	$	454
	Due after one year through five years		23,277		23,947		23,732		24,419
	Due after five years through ten years		20,424		20,408		31,450		30,946
	Due after ten years		8,315		8,610		7,813		8,053
			59,369		60,411		63,442		63,872
	Mortgage-backed securities
	available for sale		38,920		39,197		35,911		35,793
	Total available for sale securities	$	98,289	$	99,608	$	99,353	$	99,665
	Debt securities held to maturity:
	Due in one year or less	$	506	$	511	$	1,023	$	1,020
	Due after one year through five years		197		199		178		179
	Due after five years through ten years		944		914		1,064		1,015
	Due after ten years		113		104		119		105
		1,760		1,728		2,384		2,319
Total held to maturity securities	$	1,760	$	1,728	$	2,384	$	2,319
Information regarding unrealized losses within the Company’s available for sale securities at September 30, 2014 and December 31, 2013 is summarized below.  The securities are primarily U.S. government-guaranteed agency securities or municipal securities.  All unrealized losses are considered temporary and related to market interest rate fluctuations.
		30-Sep-14
		Less than 12 months				12 months or longer				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
		Value		Losses		Value		Losses		Value		Losses
		(in thousands)
Available for Sale:
Debt securities:
U.S. government agencies	$	-	$	-	$	7,654	$	-346	$	7,654	$	-346
States and political subdivisions		66		-		1,914		-33		1,980		-33
Total debt securities	$	66	$	-	$	9,568	$	-379	$	9,634	$	-379
Mortgage-backed securities:
FNMA	$	3,327	$	-41	$	-	$	-	$	3,327	$	-41
FHLMC		2,373		-13		1,536		-82		3,909		-95
GNMA		-		-		2,380		-46		2,380		-46
CMO'S		3,572		-37		4,319		-219		7,891		-256
Total mortgage-backed securities	$	9,272	$	-91	$	8,235	$	-347	$	17,507	$	-438
Held To Maturity:
Debt securities:
States and political subdivisions	$	251	$	-1	$	887	$	-44	$	1,138	$	-45
Total temporarily impaired
securities	$	9,589	$	-92	$	18,690	$	-770	$	28,279	$	-862
		31-Dec-13
		Less than 12 months				12 months or longer				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
		Value		Losses		Value		Losses		Value		Losses
		(in thousands)
Available for Sale:
Debt securities:
U.S. government agencies	$	10,553	$	-486	$	1,863	$	-137	$	12,416	$	-623
States and political subdivisions		7,953		-150		590		-38		8,543		-188
Total debt securities	$	18,506	$	-636	$	2,453	$	-175	$	20,959	$	-811
Mortgage-backed securities:
FNMA	$	4,819	$	-57	$	21	$	-	$	4,840	$	-57
FHLMC		2,677		-46		1,700		-101		4,377		-147
GNMA		2,751		-96		-		-		2,751		-96
CMO'S		6,466		-389		-		-		6,466		-389
Total mortgage-backed securities	$	16,713	$	-588	$	1,721	$	-101	$	18,434	$	-689
Held To Maturity:
Debt securities:
States and political subdivisions	$	1,210	$	-24	$	504	$	-47	$	1,714	$	-71
Total temporarily impaired
securities	$	36,429	$	-1,248	$	4,678	$	-323	$	41,107	$	-1,571
In regard to municipal securities, the Company’s general investment policy is that in-state securities must be rated at least Moody’s Baa (or equivalent) at the time of purchase.  The Company reviews the ratings report and municipality financial statements and prepares a pre-purchase analysis report before the purchase of any municipal securities.  Out-of-state issues must be rated by Moody’s at least Aa (or equivalent) at the time of purchase.  The Company did not own any out-of-state municipal bonds at September 30, 2014 or December 31, 2013.  Bonds rated below A are reviewed periodically to ensure their continued credit worthiness.  While purchase of non-rated municipal securities is permitted under the Company’s investment policy, such purchases are limited to bonds issued by municipalities in the Company’s general market area.  Those municipalities are typically customers of the Bank whose financial situation is familiar to management.  The financial statements of the issuers of non-rated securities are reviewed by the Bank and a credit file of the issuers is kept on each non-rated municipal security with relevant financial information.
Although concerns have been raised in the marketplace recently about the health of municipal bonds, the Company has not experienced any significant credit troubles in this portfolio and does not believe any credit troubles are imminent with respect to its portfolio.  Aside from the non-rated municipal securities to local municipalities discussed above that are considered held-to-maturity, all of the Company’s available-for-sale municipal bonds are investment-grade government obligation (“G.O.”) bonds.  G.O. bonds are generally considered safer than revenue bonds because they are backed by the full faith and credit of the government while revenue bonds rely on the revenue produced by a particular project.  All of the Company’s municipal bonds are issued by municipalities in New York State.  To the Company’s knowledge, there has never been a default of a NY G.O. in the history of the state.  The Company believes that its risk of loss on default of a G.O. municipal bond for the Company is relatively low.  However, historical performance does not guarantee future performance.
Management has assessed the securities available for sale in an unrealized loss position at September 30, 2014 and December 31, 2013 and determined the decline in fair value below amortized cost to be temporary.  In making this determination, management considered the period of time the securities were in a loss position, the percentage decline in comparison to the securities’ amortized cost, and the financial condition of the issuer (primarily government or government-sponsored enterprises).  In addition, management does not intend to sell these securities and it is not more likely than not that the Company will be required to sell these securities before recovery of their amortized cost.  Management believes the decline in fair value is primarily related to market interest rate fluctuations and not to the credit deterioration of the individual issuers.
The Company had not recorded any other-than-temporary impairment (“OTTI”) charges as of September 30, 2014 and did not record any OTTI charges during 2013.  Nevertheless, it remains possible that there could be deterioration in the asset quality of the securities portfolio in the future.  The credit worthiness of the Company’s portfolio is largely reliant on the ability of U.S. government sponsored agencies such as FHLB, Federal National Mortgage Association (“FNMA”), Government National Mortgage Association (“GNMA”), and Federal Home Loan Mortgage Corporation (“FHLMC”), and municipalities throughout New York State to meet their obligations.  In addition, dysfunctional markets could materially alter the liquidity, interest rate, and pricing risk of the portfolio.  The relatively stable past performance is not a guarantee for similar performance of the Company’s securities portfolio going forward.

Fair_Value_Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2014
Fair Value Measurements [Abstract]	'
Fair Value Measurements	'
	3.  FAIR VALUE MEASUREMENTS
	The Company follows the provisions of ASC Topic 820, “Fair Value Measurements and Disclosures.”  Those provisions relate to financial assets and liabilities carried at fair value and fair value disclosures related to financial assets and liabilities. ASC Topic 820 defines fair value and specifies a hierarchy of valuation techniques based on the nature of the inputs used to develop the fair value measures. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.
	There are three levels of inputs to fair value measurements:
		·		Level 1, meaning the use of quoted prices for identical instruments in active markets;
		·		Level 2, meaning the use of quoted prices for similar instruments in active markets or quoted prices for identical or similar instruments in markets that are not active or are directly or indirectly observable; and
		·		Level 3, meaning the use of unobservable inputs.
	Observable market data should be used when available.
	FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A RECURRING BASIS
	The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a recurring basis at September 30, 2014 and December 31, 2013:
	(in thousands)			Level 1		Level 2		Level 3		Fair Value
	30-Sep-14
	Securities available-for-sale:
	U.S. government agencies		$	-	$	28,818	$	-	$	28,818
	States and political subdivisions			-		31,593		-		31,593
	Mortgage-backed securities			-		39,197		-		39,197
	Mortgage servicing rights			-		-		520		520
	31-Dec-13
	Securities available-for-sale:
	U.S. government agencies		$	-	$	31,992	$	-	$	31,992
	States and political subdivisions			-		31,880		-		31,880
	Mortgage-backed securities			-		35,793		-		35,793
	Mortgage servicing rights			-		-		509		509
	Securities available for sale
	Fair values for securities are determined using independent pricing services and market-participating brokers.  The Company’s independent pricing service utilizes evaluated pricing models that vary by asset class and incorporate available trade, bid and other market information for structured securities, cash flow and, when available, loan performance data.  Because many fixed income securities do not trade on a daily basis, the evaluated pricing applications apply information as applicable through processes, such as benchmarking of like securities, sector groupings, and matrix pricing, to prepare evaluations.  In addition, model processes, such as the Option Adjusted Spread model, are used to assess interest rate impact and develop prepayment scenarios.  The models and the process take into account market convention.  For each asset class, a team of evaluators gathers information from market sources and integrates relevant credit information, perceived market movements and sector news into the evaluated pricing applications and models.  The company’s service provider may occasionally determine that it does have not sufficient verifiable information to value a particular security.  In these cases the Company will utilize valuations from another pricing service.
	Management believes that it has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of securities to enable management to maintain an appropriate system of internal control.  On a quarterly basis, the Company reviews changes in the market value of its security portfolio.  Individual changes in valuations are reviewed for consistency with general interest rate movements and any known credit concerns for specific securities.  Additionally, on an annual basis, the Company has its entire security portfolio priced by a second pricing service to determine consistency with another market evaluator.  If, on the Company’s review or in comparing with another servicer, a material difference between pricing evaluations were to exist, the Company would submit an inquiry to the service provider regarding the data used to value a particular security.   If the Company determines it has market information that would support a different valuation than the initial evaluation it can submit a challenge for a change to that security’s valuation. There were no material differences in valuations noted in the first, second and third quarters of 2014 or during fiscal year 2013.
	Securities available for sale are classified as Level 2 in the fair value hierarchy as the valuation provided by the third-party provider uses observable market data.
	Mortgage servicing rights
	Mortgage servicing rights (“MSRs”) do not trade in an active, open market with readily observable prices. Accordingly, the Company obtains the fair value of the MSRs using a third-party pricing provider. The provider determines the fair value by discounting projected net servicing cash flows of the remaining servicing portfolio.  The valuation model used by the provider considers market loan prepayment predictions and other economic factors which management considers to be significant unobservable inputs.  The fair value of MSRs is mostly affected by changes in mortgage interest rates since rate changes cause the loan prepayment acceleration factors to increase or decrease.  Management has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of MSRs to enable management to maintain an appropriate system of internal control.  Mortgage servicing rights are classified within Level 3 of the fair value hierarchy as the valuation is model driven and primarily based on unobservable inputs.
	The following table summarizes the changes in fair value for mortgage servicing rights during the three and nine month periods ended September 30, 2014 and 2013, respectively:
			Three months ended September 30,
	(in thousands)		2014		2013
	Mortgage servicing rights - June 30		$	471	$	503
	Gains (losses) included in earnings			-12		6
	Additions from loan sales			61		-
	Mortgage servicing rights -September 30		$	520	$	509
			Nine months ended September 30,
	(in thousands)		2014		2013
	Mortgage servicing rights - December 31		$	509	$	467
	Gains (losses) included in earnings			-81		34
	Additions from loan sales			92		8
	Mortgage servicing rights - September 30		$	520	$	509
	Quantitative information about the significant unobservable inputs used in the fair value measurement of MSRs at the respective dates is as follows:
			9/30/14		9/30/13
	Servicing fees		0.25	%	0.25	%
	Discount rate		10.03	%	10.04	%
	Prepayment rate (CPR)		10.14	%	10.84	%
	FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS
	The Company is required, on a nonrecurring basis, to adjust the carrying value of certain assets or provide valuation allowances related to certain assets using fair value measurements.  The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a nonrecurring basis at September 30, 2014 and December 31, 2013:
	(in thousands)			Level 1		Level 2		Level 3		Fair Value
	30-Sep-14
	Impaired loans		$	-		-		17,030	$	17,030
	31-Dec-13
	Impaired loans		$	-		-		17,378	$	17,378
	Impaired loans
	The Company evaluates and values impaired loans at the time the loan is identified as impaired, and the fair values of such loans are estimated using Level 3 inputs in the fair value hierarchy.  Each loan’s collateral has a unique appraisal and management’s discount of the value is based on factors unique to each impaired loan.  The significant unobservable input in determining the fair value is management’s subjective discount on appraisals of the collateral securing the loan, which ranges from 10%-50%.  Collateral may consist of real estate and/or business assets including equipment, inventory and/or accounts receivable and the value of these assets is determined based on appraisals by qualified licensed appraisers hired by the Company.  Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business.
	The Company has an appraisal policy in which appraisals are obtained upon a commercial loan being downgraded on the Company internal loan rating scale to a 5 (special mention) or a 6 (substandard) depending on the amount of the loan, the type of loan and the type of collateral.  All impaired commercial loans are either graded a 6 or 7 on the internal loan rating scale.  For consumer loans, the Company obtains appraisals when a loan becomes 90 days past due or is determined to be impaired, whichever occurs first.  Subsequent to the downgrade or reaching 90 days past due, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal.  Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers.  Impaired loans had a gross value of $17.6 million, with a valuation allowance of $0.6 million, at September 30, 2014, compared to a gross value for impaired loans of $18.9 million, with a valuation allowance of $1.5 million, at December 31, 2013.
	FAIR VALUE OF FINANCIAL INSTRUMENTS
	At September 30, 2014 and December 31, 2013, the estimated fair values of the Company’s financial instruments, including those that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows:
			30-Sep-14				31-Dec-13
			Carrying		Fair		Carrying		Fair
			Amount		Value		Amount		Value
				(in thousands)				(in thousands)
	Financial assets:
Level 1:
Cash and cash equivalents		$	12,218	$	12,218	$	41,954	$	41,954
Level 2:
Available for sale securities			99,608		99,608		99,665		99,665
FHLB and FRB stock			2,855		2,855		2,831		2,831
Level 3:
Held to maturity securities			1,760		1,728		2,384		2,319
Loans and leases, net			673,385		670,489		635,493		640,770
Mortgage servicing rights			520		520		509		509
Financial liabilities:
Level 1:
Demand deposits		$	153,065	$	153,065	$	139,973	$	139,973
NOW deposits			72,344		72,344		65,927		65,927
Regular savings deposits			367,277		367,277		390,575		390,575
Junior subordinated debentures			11,330		11,330		11,330		11,330
Commitments to extend credit			288		288		401		401
Securities sold under agreement to
repurchase			11,496		11,496		13,351		13,351
Level 2:
Other borrowed funds			12,150		12,150		9,000		9,171
Level 3:
Time deposits			117,110		117,588		110,137		112,270
The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practical to estimate that value.
Cash and Cash Equivalents.  For these short-term instruments, the carrying amount is a reasonable estimate of fair value.  “Cash and Cash Equivalents” includes interest-bearing deposits at other banks.
FHLB and FRB stock.  The carrying value of FHLB and FRB stock approximate fair value.
Securities held to maturity.  The Company holds certain municipal bonds as held-to-maturity.  These bonds are generally small in dollar amount and are issued only by certain local municipalities within the Company’s market area.  The original terms are negotiated directly and on an individual basis consistent with our loan and credit guidelines.  These bonds are not traded on the open market and management intends to hold the bonds to maturity.  The fair value of held-to-maturity securities is estimated by discounting the future cash flows using the current rates at which similar agreements would be made with municipalities with similar credit ratings and for the same remaining maturities.
Loans and Leases, net.  The fair value of fixed rate loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities, net of the appropriate portion of the allowance for loan losses.  For variable rate loans, the carrying amount is a reasonable estimate of fair value.  This fair value calculation is not necessarily indicative of the exit price, as defined in ASC 820.
Deposits.  The fair value of demand deposits, NOW accounts, muni-vest accounts and regular savings accounts is the amount payable on demand at the reporting date.  The fair value of time deposits is estimated using the rates currently offered for deposits of similar remaining maturities.
Junior Subordinated Debentures.  The carrying amount of Junior Subordinated Debentures is a reasonable estimate of fair value due to the fact that they bear a floating interest rate that adjusts on a quarterly basis.
Commitments to extend credit and standby letters of credit.  As described in Note 8 - “Contingent Liabilities and Commitments” to these Unaudited Consolidated Financial Statements, the Company was a party to financial instruments with off-balance sheet risk at September 30, 2014 and December 31, 2013.  Such financial instruments consist of commitments to extend permanent financing and letters of credit.  If the options are exercised by the prospective borrowers, these financial instruments will become interest-earning assets of the Company.  If the options expire, the Company retains any fees paid by the counterparty in order to obtain the commitment or guarantee.  The fees collected for these commitments are recorded as “unearned commitment fees” in Other Liabilities.  The carrying value approximates the fair value.
Securities Sold Under Agreement to Repurchase.  The fair value of the securities sold under agreement to repurchase approximates its carrying value.
Other Borrowed Funds.  The fair value of the short-term portion of other borrowed funds approximates its carrying value.  The fair value of the long-term portion of other borrowed funds is estimated using a discounted cash flow analysis based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.

Loans_Leases_And_The_Allowance

Loans, Leases, And The Allowance For Loan And Lease Losses	9 Months Ended
	Sep. 30, 2014
Loans, Leases, And The Allowance For Loan And Lease Losses [Abstract]	'
Loans, Leases, And The Allowance For Loan And Lease Losses	'
	4. LOANS, LEASES, AND THE ALLOWANCE FOR LOAN AND LEASE LOSSES
	Loan and Lease Portfolio Composition
	The following table presents selected information on the composition of the Company’s loan and lease portfolio as of the dates indicated:
			30-Sep-14			31-Dec-13
	Mortgage loans on real estate:			(in thousands)
	Residential Mortgages		$	99,632		$	94,027
	Commercial and multi-family			372,455			361,247
	Construction-Residential			398			1,509
	Construction-Commercial			33,555			23,902
	Home equities			58,273			57,228
	Total real estate loans			564,313			537,913
	Commercial and industrial loans			117,904			106,952
	Consumer loans			1,690			938
	Other			823			323
	Net deferred loan origination costs			610			870
	Total gross loans			685,340			646,996
	Allowance for loan losses			-11,955			-11,503
	Loans, net		$	673,385		$	635,493
	The Bank sells certain fixed rate residential mortgages to FNMA, while maintaining the servicing rights for those mortgages.  In the three month period ended September 30, 2014, the Bank sold mortgages to FNMA totaling $6.6 million, as compared with no mortgages sold to FNMA in the three month period ended September 30, 2013.  During the nine month periods ended September 30, 2014 and 2013, the Bank sold $9.9 million and $0.8 million in mortgages, respectively, to FNMA.  At September 30, 2014, the Bank had a loan servicing portfolio principal balance of $67.6 million upon which it earns servicing fees, as compared with $63.5 million at December 31, 2013.  The value of the mortgage servicing rights for that portfolio was $0.5 million at September 30, 2014 and December 31, 2013, respectively.  At September 30, 2014, there were $0.7 million in residential mortgage loans held-for-sale, compared with no residential mortgages held for sale at December 31, 2013.  The Company had no commercial loans held-for-sale at September 30, 2014 or December 31, 2013.  The Company has never been contacted by FNMA to repurchase any loans due to improper documentation or fraud.
	As noted in Note 1, these financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2013.  Disclosures related to the basis for accounting for loans and leases, the method for recognizing interest income on loans and leases, the policy for placing loans and leases on nonaccrual status and the subsequent recording of payments and resuming accrual of interest, the policy for determining past due status, a description of the Company’s accounting policies and methodology used to estimate the allowance for loan and lease losses, the policy for charging off loans and leases, the accounting policies for impaired loans, and more descriptive information on the Company’s credit risk ratings are all contained in the Notes to the Audited Consolidated Financial Statements in the Company’s Annual Report on Form 10-K for the year ended December 31, 2013.  Unless otherwise noted in this Form 10-Q, the policies and methodology described in the Annual Report for the year ended December 31, 2013 are consistent with those utilized by the Company in the three and nine months ended September 30, 2014.
	Credit Quality Indicators
	The Bank monitors the credit risk in its loan portfolio by reviewing certain credit quality indicators (“CQI”).  The primary CQI for its commercial mortgage and commercial and industrial (“C&I”) portfolios is the individual loan’s credit risk rating.  The following list provides a description of the credit risk ratings that are used internally by the Bank when assessing the adequacy of its allowance for loan and lease losses:
		·		1-3-Pass
		·		4-Watch
		·		5-O.A.E.M. (Other Assets Especially Mentioned) or Special Mention
		·		6-Substandard
		·		7-Doubtful
		·		8-Loss
	The Company’s consumer loans, including residential mortgages and home equities, and commercial leases are not individually risk rated or reviewed in the Company’s loan review process.  Consumers are not required to provide the Company with updated financial information as is a commercial customer.  Consumer loans also carry smaller balances.  Given the lack of updated information after the initial underwriting of the loan and small size of individual loans, the Company uses delinquency status as the credit quality indicator for consumer loans.
	The following tables provide data, at the class level, of credit quality indicators of certain loans and leases for the dates specified:
	30-Sep-14
	(in thousands)
	Corporate Credit Exposure – By Credit Rating		Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
	3		$	19,659		$	300,347		$	320,006		$	76,959
	4			12,636			52,955			65,591			28,690
	5			-			13,708			13,708			10,592
	6			1,260			5,292			6,552			1,524
	7			-			153			153			139
	Total		$	33,555		$	372,455		$	406,010		$	117,904
	31-Dec-13
	(in thousands)
	Corporate Credit Exposure – By Credit Rating		Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
	3		$	19,086		$	297,819		$	316,905		$	78,294
	4			3,283			47,584			50,867			15,194
	5			-			4,028			4,028			9,468
	6			1,533			11,479			13,012			3,744
	7			-			337			337			252
	Total		$	23,902		$	361,247		$	385,149		$	106,952
	Past Due Loans and Leases
	The following tables provide an analysis of the age of the recorded investment in loans and leases that are past due as of the dates indicated:
	30-Sep-14
	(in thousands)
																						Non-accruing
												Total Past			Current			Total		90+ Days		Loans and
			30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
	Commercial and
	industrial		$	337		$	236		$	214		$	787		$	117,117		$	117,904	$	104	$	392
	Residential real estate:
	Residential			77			525			474			1,076			98,556			99,632		203		894
	Construction			-			-			-			-			398			398		-		-
	Commercial real estate:
	Commercial			-			4,728			516			5,244			367,211			372,455		-		3,233
	Construction			-			602			-			602			32,953			33,555		-		-
Home equities			673			46			134			853			57,420			58,273		-		525
Direct financing leases			-			-			22			22			-			-		-		22
Consumer			22			1			-			23			1,667			1,690		-		18
Other			-			-			-			-			823			823		-		-
Total Loans		$	1,109		$	6,138		$	1,360		$	8,607		$	676,145		$	684,730	$	307	$	5,084
NOTE: Loan and lease balances do not include $610 thousand in net deferred loan and lease origination costs as of September 30, 2014.
31-Dec-13
(in thousands)
																					Non-accruing
											Total Past			Current			Total		90+ Days		Loans and
		30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
Commercial and
industrial		$	197		$	447		$	358		$	1,002		$	105,950		$	106,952	$	-	$	2,970
Residential real estate:
Residential			392			72			915			1,379			92,648			94,027		-		1,376
Construction			-			-			-			-			1,509			1,509		-		-
Commercial real estate:
Commercial			6,976			1,050			75			8,101			353,146			361,247		-		8,873
Construction			-			-			-			-			23,902			23,902		-		-
Home equities			100			267			76			443			56,785			57,228		-		447
Direct financing leases			1			2			47			50			-			-		-		47
Consumer			1			21			-			22			916			938		-		20
Other			-			-			-			-			323			323		-		-
Total Loans		$	7,667		$	1,859		$	1,471		$	10,997		$	635,179		$	646,126	$	-	$	13,733
NOTE: Loan and lease balances do not include $870 thousand in net deferred loan and lease origination costs as of December 31, 2013.
Allowance for loan and lease losses
The following tables present the activity in the allowance for loan and lease losses according to portfolio segment, for the nine month periods ended September 30, 2014 and 2013:
30-Sep-14
(in thousands)		Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
Allowance for loan
and lease losses:
Beginning balance		$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
Charge-offs			-913			-57			-25			-			-			-		-		-995
Recoveries			526			49			37			18			-			162		-		792
Provision			-129			931			25			7			-17			-162		-		655
Ending balance		$	3,973		$	5,835		$	74		$	1,063		$	861		$	-	$	149	$	11,955
Allowance for loan
and lease losses:
Ending balance:
Individually evaluated
for impairment		$	216		$	318		$	49		$	3		$	5		$	-	$	-	$	591
Collectively evaluated
for impairment			3,757			5,517			25			1,060			856			-		149		11,364
Total		$	3,973		$	5,835		$	74		$	1,063		$	861		$	-	$	149	$	11,955
Loans and leases:
Ending balance:
Individually evaluated
for impairment		$	613		$	13,808		$	49		$	2,131		$	1,020		$	-	$	-	$	17,621
Collectively evaluated
for impairment			117,291			392,202			2,464			97,899			57,253			-		-		667,109
Total		$	117,904		$	406,010		$	2,513		$	100,030		$	58,273		$	-	$	-	$	684,730
* Includes construction loans
** Includes all other consumer loans
NOTE: Loan and lease balances do not include $610 thousand in net deferred loan and lease origination costs as of September 30, 2014.
30-Sep-13
(in thousands)		Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
Allowance for loan
and lease losses:
Beginning balance		$	3,617		$	4,493		$	18		$	662		$	746		$	47	$	149	$	9,732
Charge-offs			-19			-460			-29			-39			-128			-		-		-675
Recoveries			167			303			11			2			1			45		-		529
Provision			430			407			32			319			208			-92		-		1,304
Ending balance		$	4,195		$	4,743		$	32		$	944		$	827		$	-	$	149	$	10,890
Allowance for loan
and lease losses:
Ending balance:
Individually evaluated
for impairment		$	667		$	70		$	20		$	-		$	-		$	-	$	-	$	757
Collectively evaluated
for impairment			3,528			4,673			12			944			827			-		149		10,133
Total		$	4,195		$	4,743		$	32		$	944		$	827		$	-	$	149	$	10,890
Loans and leases:
Ending balance:
Individually evaluated
for impairment		$	1,101		$	11,550		$	20		$	1,340		$	536		$	-	$	-	$	14,547
Collectively evaluated
for impairment			115,969			348,194			1,077			89,000			55,987			-		-		610,227
Total		$	117,070		$	359,744		$	1,097		$	90,340		$	56,523		$	-	$	-	$	624,774
* Includes construction loans
** Includes all other consumer loans
NOTE: Loan and lease balances do not include $781 thousand in net deferred loan and lease origination costs as of September 30, 2013.
The following tables present the activity in the allowance for loan and lease losses according to portfolio segment, for the three month periods ended September 30, 2014 and 2013:
30-Sep-14
(in thousands)		Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
Allowance for loan
and lease losses:
Beginning balance		$	3,903		$	5,545		$	46		$	1,046		$	833		$	-	$	149	$	11,522
Charge-offs			-439			-			-13			-			-			-		-		-452
Recoveries			467			10			33			16			-			32		-		558
Provision			42			280			8			1			28			-32		-		327
Ending balance		$	3,973		$	5,835		$	74		$	1,063		$	861		$	-	$	149	$	11,955
* Includes construction loans
** Includes other loans
30-Sep-13
(in thousands)		Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
Allowance for loan
and lease losses:
Beginning balance		$	3,713		$	4,910		$	15		$	702		$	770		$	-	$	149	$	10,259
Charge-offs			-9			-447			-7			-33			-41			-		-		-537
Recoveries			44			298			5			2			-			45		-		394
Provision			447			-18			19			273			98			-45		-		774
Ending balance		$	4,195		$	4,743		$	32		$	944		$	827		$	-	$	149	$	10,890
* Includes construction loans
** Includes other loans
Impaired Loans and Leases
The following tables provide data, at the class level, of impaired loans and leases as of the dates indicated:
			At September 30, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With no related allowance recorded:			(in thousands)
Commercial and industrial		$	265		$	329		$	-		$	308		$	13		$	12
Residential real estate:
Residential			1,860			2,035			-			1,865			21			66
Construction			-			-			-			-			-			-
Commercial real estate:
Commercial			9,845			10,224			-			9,896			23			332
Construction			1,260			1,260			-			1,330			-			32
Home equities			955			1,001			-			927			17			13
Direct financing leases			-			-			-			-			-			-
Consumer			-			-			-			-			-			-
Other			-			-			-			-			-			-
Total impaired loans and leases		$	14,185		$	14,849		$	-		$	14,326		$	74		$	455
			At September 30, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With a related allowance recorded:			(in thousands)
Commercial and industrial		$	348		$	421		$	216		$	591		$	84		$	2
Residential real estate:
Residential			271			285			3			271			15			-
Construction			-			-			-			-			-			-
Commercial real estate:
Commercial			2,703			2,811			318			2,746			58			50
Construction			-			-			-			-			-			-
Home equities			65			65			5			65			-			2
Direct financing leases			-			-			-			-			-			-
Consumer			49			60			49			50			4			7
Other			-			-			-			-			-			-
Total impaired loans and leases		$	3,436		$	3,642		$	591		$	3,723		$	161		$	61
			At September 30, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
Total:			(in thousands)
Commercial and industrial		$	613		$	750		$	216		$	899		$	97		$	14
			-			-			-			-			-			-
Residential real estate:
Residential			2,131			2,320			3			2,136			36			66
Construction			-			-			-			-			-			-
			-			-			-			-			-			-
Commercial real estate:
Commercial			12,548			13,035			318			12,642			81			382
Construction			1,260			1,260			-			1,330			-			32
			-			-			-			-			-			-
Home equities			1,020			1,066			5			992			17			15
			-			-			-			-			-			-
Direct financing leases			-			-			-			-			-			-
			-			-			-			-			-			-
Consumer			49			60			49			50			4			7
			-			-			-			-			-			-
Other			-			-			-			-			-			-
Total impaired loans and leases		$	17,621		$	18,491		$	591		$	18,049		$	235		$	516
			At December 31, 2013
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With no related allowance recorded:			(in thousands)
Commercial and industrial		$	1,247		$	1,352		$	-		$	1,405		$	100		$	59
Residential real estate:
Residential			1,331			1,460			-			1,388			61			9
Construction			-			-			-			-			-			-
Commercial real estate:
Commercial			9,937			10,288			-			9,832			302			109
Construction			599			599			-			707			-			26
Home equities			408			438			-			402			19			4
Direct financing leases			26			27			-			29			-			-
Consumer			-			-			-			-			-			-
Other			-			-			-			-			-			-
Total impaired loans and leases		$	13,548		$	14,164		$	-		$	13,763		$	482		$	207
			At December 31, 2013
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With a related allowance recorded:			(in thousands)
Commercial and industrial		$	3,141		$	3,191		$	1,187		$	3,577		$	60		$	108
Residential real estate:
Residential			621			624			47			622			10			27
Construction			-			-			-			-			-			-
Commercial real estate:
Commercial			584			650			70			604			6			26
Construction			934			934			146			934			-			33
Home equities			39			39			39			39			-			2
Direct financing leases			-			-			-			-			-			-
Consumer			20			29			20			11			3			2
Other			-			-			-			-			-			-
Total impaired loans and leases		$	5,339		$	5,467		$	1,509		$	5,787		$	79		$	198
			At December 31, 2013
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
Total:			(in thousands)
Commercial and industrial		$	4,388		$	4,543		$	1,187		$	4,982		$	160		$	167
			-			-			-			-			-			-
Residential real estate:
Residential			1,952			2,084			47			2,010			71			36
Construction			-			-			-			-			-			-
			-			-			-			-			-			-
Commercial real estate:
Commercial			10,521			10,938			70			10,436			308			135
Construction			1,533			1,533			146			1,641			-			59
			-			-			-			-			-			-
Home equities			447			477			39			441			19			6
			-			-			-			-			-			-
Direct financing leases			26			27			-			29			-			-
			-			-			-			-			-			-
Consumer			20			29			20			11			3			2
			-			-			-			-			-			-
Other			-			-			-			-			-			-
Total impaired loans and leases		$	18,887		$	19,631		$	1,509		$	19,550		$	561		$	405
Non-performing loans and leases
The following table sets forth information regarding non-performing loans and leases as of the dates specified:
		30-Sep-14			31-Dec-13
			(in thousands)
Non-accruing loans and leases:
Commercial and industrial loans		$	392		$	2,970
Residential real estate:
Residential			894			1,376
Construction			-			-
Commercial real estate:
Commercial and multi-family			3,233			8,873
Construction			-			-
Home equities			525			447
Direct financing leases			22			47
Consumer loans			18			20
Other			-			-
Total non-accruing loans and leases		$	5,084		$	13,733
Accruing loans 90+ days past due			307			-
Total non-performing loans and leases		$	5,391		$	13,733
Total non-performing loans and leases
to total assets			0.64	%		1.65	%
Total non-performing loans and leases
to total loans and leases			0.79	%		2.12	%
Troubled debt restructurings
The Company had $14.4 million in loans and leases that were restructured in a troubled debt restructuring (“TDR”) at September 30, 2014, compared with $17.1 million at December 31, 2013.  $1.8 million and $12.0 million of those balances were in non-accrual status at September 30, 2014 and December 31, 2013, respectively.  The decrease was a result of repayment performance of one large commercial real estate relationship since December 31, 2013.  Any TDR that is placed on non-accrual is not reverted back to accruing status until the borrower makes timely payments as contracted for at least six months and future collection under the revised terms is probable.  All of the Company’s restructurings were allowed in an effort to maximize its ability to collect on loans and leases where borrowers were experiencing financial difficulty.  The Company did not engage in any re-modifications during the three and nine month periods ended September 30, 2014 and 2013.
The reserve for a TDR is based upon the present value of the future expected cash flows discounted at the loan’s original effective rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent.  This reserve methodology is used because all TDR loans are considered impaired.  As of September 30, 2014, there were no commitments to lend additional funds to debtors owing on loans or leases whose terms have been modified in TDRs.
The following tables summarize the loans and leases that were classified as troubled debt restructurings as of the dates indicated:
			30-Sep-14
			($ in thousands)
			Total			Nonaccruing			Accruing			Related Allowance
Commercial and industrial		$	589		$	368		$	221		$	216
Residential real estate:
Residential			1,840			603			1,237			-
Construction			-			-			-			-
Commercial real estate:
Commercial and multi family			9,931			616			9,315			33
Construction			1,260			-			1,260			-
Home equities			727			233			494			4
Direct financing leases			-			-			-			-
Consumer loans			31			-			31			31
Other			-			-			-			-
Total troubled restructured loans and leases		$	14,378		$	1,820		$	12,558		$	284
			31-Dec-13
			($ in thousands)
			Total			Nonaccruing			Accruing			Related Allowance
Commercial and industrial		$	4,262		$	2,903		$	1,359		$	983
Residential real estate:
Residential			1,031			454			577			-
Construction			-			-			-			-
Commercial real estate:
Commercial and multi family			10,211			8,563			1,648			33
Construction			1,533			-			1,533			-
												-
Home equities			56			56			-			-
Direct financing leases			26			12			14			-
Consumer loans			-			-			-			-
Other			-			-			-			-
Total troubled restructured loans and leases		$	17,119		$	11,988		$	5,131		$	1,016
The Company’s TDRs have various agreements that involve deferral of principal payments, or interest-only payments, for a period (usually 12 months or less) to allow the customer time to improve cash flow or sell the property.  Other common types of concessions leading to the designation of a TDR are lines of credit that are termed out and extensions of maturities at rates that are less than market given the risk profile of the borrower.
The following table shows the data for TDR activity by type of concession granted to the borrower for the three and nine month periods ended September 30, 2014 and 2013:
		Three months ended September 30, 2014									Three months ended September 30, 2013
		($ in thousands)									($ in thousands)
Troubled Debt Restructurings by Type of Concession		Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment			Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
Commercial and Industrial:
Deferral of principal		-		$	-		$	-			6		$	2,400		$	2,400
Residential Real Estate & Construction:
Extension of maturity & rate reduction		1			210			210			-			-			-
Commercial Real Estate & Construction
Deferral of principal		-			-			-			2			6,438			7,963
Home Equities:
Extension of maturity		7			524			524			-			-			-
Extension of maturity & rate reduction		-			-			-			1			136			136
Combination of concessions		1			65			65			-			-			-
Term out line of credit		-			-			-			1			57			57
Direct financing leases		-			-			-			-			-			-
Consumer loans		1			31			31			-			-			-
Other		-			-			-			-			-			-
		Nine months ended September 30, 2014									Nine months ended September 30, 2013
		($ in thousands)									($ in thousands)
Troubled Debt Restructurings by Type of Concession		Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment			Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
Commercial and Industrial:
Deferral of principal		-		$	-		$	-			6		$	2,400		$	2,400
Interest rate reduction		-			-			-			2			330			330
Extension of maturity & rate reduction		-			-			-			5			361			361
Combination of concessions		-			-			-			1			250			250
Residential Real Estate & Construction:
Extension of maturity & rate reduction		1			210			210			-			-			-
Extension of maturity		2			632			632			4			583			583
Commercial Real Estate & Construction:
Deferral of principal		-			-			-			2			6,438			7,963
Extension of maturity		-			-			-			2			739			739
Home Equities:
Extension of maturity		9			589			589			-			-			-
Extension of maturity & rate reduction		1			20			20			1			136			136
Combination of concessions		1			65			65			-			-			-
Term out line of credit		-			-			-			1			57			57
Direct financing leases		-			-			-			-			-			-
Consumer loans		1			31			31			-			-			-
The general practice of the Bank is to work with borrowers so that they are able to pay back their loan or lease in full.  If a borrower continues to be delinquent or cannot meet the terms of a TDR and the loan or lease is determined to be uncollectible, the loan or lease will be charged off.  The following table presents loans and leases which were classified as TDRs during the previous 12 months which defaulted during the three and nine month periods ended September 30, 2014 and 2013:
		Three months ended September 30, 2014					Three months ended September 30, 2013
		($ in thousands)					($ in thousands)
Troubled Debt Restructurings		Number of		Recorded			Number of		Recorded
That Subsequently Defaulted		Contracts		Investment			Contracts		Investment
Commercial and Industrial		-		$	-		2		$	57
Residential Real Estate:
Residential		-			-		-			-
Construction		-			-		-			-
Commercial Real Estate:
Commercial and Multi-Family		-			-		-			-
Construction		-			-		-			-
Home Equities		-			-		-			-
Direct financing leases		-			-		-			-
Consumer loans		-			-		-			-
Other		-			-		-			-
		Nine months ended September 30, 2014					Nine months ended September 30, 2013
		($ in thousands)					($ in thousands)
Troubled Debt Restructurings		Number of		Recorded			Number of		Recorded
That Subsequently Defaulted		Contracts		Investment			Contracts		Investment
Commercial and Industrial		1		$	71		8		$	239
Residential Real Estate:
Residential		-			-		-			-
Construction		-			-		-			-
Commercial Real Estate:
Commercial and Multi-Family		-			-		1			165
Construction		-			-		-			-
Home Equities		1			54		-			-
Direct financing leases		-			-		-			-
Consumer loans		-			-		-			-
Other		-			-		-			-

Per_Share_Data

Per Share Data	9 Months Ended
	Sep. 30, 2014
Per Share Data [Abstract]	'
Per Share Data	'
	5. PER SHARE DATA
	The common stock per share information is based upon the weighted average number of shares outstanding during each period.  For the three and nine month periods ended September 30, 2014, the Company had an average of 76,268 and 82,564 dilutive shares outstanding, respectively.  The Company had an average of 51,920 and 42,164 dilutive shares outstanding for the three and nine month periods ended September 30, 2013, respectively.
	Potential common shares that would have the effect of increasing diluted earnings per share are considered to be anti-dilutive and not included in calculating diluted earnings per share.  For the three and nine month periods ended September 30, 2014, there was an average of 9,000 anti-dilutive shares outstanding that were not included in calculating diluted earnings per share because their effect was anti-dilutive.  There was an average of 35,089 and 45,487 potentially anti-dilutive shares outstanding for the three and nine month periods ended September 30, 2013, respectively.

Other_Comprehensive_Income

Other Comprehensive Income	9 Months Ended
	Sep. 30, 2014
Other Comprehensive Income [Abstract]	'
Other Comprehensive Income	'
	6. OTHER COMPREHENSIVE INCOME
	The following tables summarize the changes in the components of accumulated other comprehensive income (loss) during the three and nine month periods ended September 30, 2014 and 2013:
		Balance at June 30, 2014		Net Change		Balance at September 30, 2014
		(in thousands)
	Net unrealized gain (loss) on investment securities	$	980	$	-171	$	809
	Net defined benefit pension plans adjustments		-1,414		18		-1,396
	Total	$	-434	$	-153	$	-587
		Balance at June 30, 2013		Net Change		Balance at September 30, 2013
		(in thousands)
	Net unrealized gain (loss) on investment securities	$	791	$	-142	$	649
	Net defined benefit pension plans adjustments		-2,281		38		-2,243
	Total	$	-1,490	$	-104	$	-1,594
		Balance at December 31, 2013		Net Change		Balance at September 30, 2014
		(in thousands)
	Net unrealized gain (loss) on investment securities	$	191	$	618	$	809
	Net defined benefit pension plans adjustments		-1,454		58		-1,396
	Total	$	-1,263	$	676	$	-587
		Balance at December 31, 2012		Net Change		Balance at September 30, 2013
		(in thousands)
	Net unrealized gain (loss) on investment securities	$	2,457	$	-1,808	$	649
	Net defined benefit pension plans adjustments		-2,356		113		-2,243
	Total	$	101	$	-1,695	$	-1,594
		Three months ended September 30, 2014						Three months ended September 30, 2013
		(in thousands)						(in thousands)
		Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount		Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized loss on
	investment securities	$	-281	$	110	$	-171	$	-231	$	89	$	-142
	Reclassification from accumulated other
	comprehensive income for gains (losses)		-		-		-		-		-		-
	Net change		-281		110		-171		-231		89		-142
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain	$	-	$	-	$	-	$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)		7		-3		4		17		-7		10
	Amortization of actuarial loss (a)		25		-11		14		45		-17		28
	Net change		32		-14		18		62		-24		38
	Other Comprehensive Income (Loss)	$	-249	$	96	$	-153	$	-169	$	65	$	-104
	(a)   Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”
		Nine months ended September 30, 2014						Nine months ended September 30, 2013
		(in thousands)						(in thousands)
		Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount		Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized gain (loss) on investment securities:
	Unrealized gain (loss) on
	investment securities	$	1,007	$	-389	$	618	$	-2,950	$	1,142	$	-1,808
	Reclassification from accumulated other
	comprehensive income for gains (losses)		-		-		-		-		-		-
	Net change		1,007		-389		618		-2,950		1,142		-1,808
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain	$	-	$	-	$	-	$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)		22		-10		12		52		-20		32
	Amortization of actuarial loss (a)		77		-31		46		133		-52		81
	Net change		99		-41		58		185		-72		113
	Other Comprehensive Income (Loss)	$	1,106	$	-430	$	676	$	-2,765	$	1,070	$	-1,695
	(a)   Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”

Segment_Information

Segment Information	9 Months Ended
	Sep. 30, 2014
Segment Information [Abstract]	'
Segment Information	'
	7. SEGMENT INFORMATION
	The Company is comprised of two primary business segments, banking and insurance agency activities. The following tables set forth information regarding these segments for the three and nine month periods ended September 30, 2014 and 2013.
		Three Months Ended September 30, 2014
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	7,707	$	-29	$	7,678
	Provision for loan and lease losses		327		-		327
	Net interest income (expense) after
	provision for loan and lease losses		7,380		-29		7,351
	Non-interest income		1,622		-		1,622
	Insurance service and fees		156		1,732		1,888
	Amortization expense		-		27		27
	Non-interest expense		6,363		1,095		7,458
	Income before income taxes		2,795		581		3,376
	Income tax provision		862		224		1,086
	Net income	$	1,933	$	357	$	2,290
		Three Months Ended September 30, 2013
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	7,203	$	-29	$	7,174
	Provision for loan and lease losses		774		-		774
	Net interest income (expense) after
	provision for loan and lease losses		6,429		-29		6,400
	Non-interest income		712		-		712
	Insurance service and fees		151		1,755		1,906
	Amortization expense		-		55		55
	Non-interest expense		6,174		1,119		7,293
	Income before income taxes		1,118		552		1,670
	Income tax provision		-1,015		235		-780
	Net income	$	2,133	$	317	$	2,450
		Nine Months Ended September 30, 2014
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	22,744	$	-86	$	22,658
	Provision for loan and lease losses		655		-		655
	Net interest income (expense) after
	provision for loan and lease losses		22,089		-86		22,003
	Non-interest income		4,353		-		4,353
	Insurance service and fees		454		5,152		5,606
	Amortization expense		-		108		108
	Non-interest expense		20,134		3,193		23,327
	Income before income taxes		6,762		1,765		8,527
	Income tax provision		1,967		679		2,646
	Net income	$	4,795	$	1,086	$	5,881
		Nine Months Ended September 30, 2013
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	21,090	$	-87	$	21,003
	Provision for loan and lease losses		1,304		-		1,304
	Net interest income (expense) after
	provision for loan and lease losses		19,786		-87		19,699
	Non-interest income		3,511		-		3,511
	Insurance service and fees		384		5,248		5,632
	Amortization expense		-		180		180
	Non-interest expense		18,232		3,270		21,502
	Income before income taxes		5,449		1,711		7,160
	Income tax provision		299		672		971
	Net income	$	5,150	$	1,039	$	6,189

Contingent_Liabilities_And_Com

Contingent Liabilities And Commitments	9 Months Ended
	Sep. 30, 2014
Contingent Liabilities And Commitments [Abstract]	'
Contingent Liabilities And Commitments	'
	8. CONTINGENT LIABILITIES AND COMMITMENTS
	The unaudited consolidated financial statements do not reflect various commitments and contingent liabilities, which arise in the normal course of business, and which involve elements of credit risk, interest rate risk and liquidity risk. These commitments and contingent liabilities consist of commitments to extend credit and standby letters of credit. A summary of the Bank’s commitments and contingent liabilities is as follows:
		September 30,		December 31,
		2014		2013
		(in thousands)
	Commitments to extend credit	$	271,545	$	176,964
	Standby letters of credit		1,695		2,664
	Total	$	273,240	$	179,628
	Commitments to extend credit and standby letters of credit include some exposure to credit loss in the event of nonperformance by the customer. The Bank’s credit policies and procedures for credit commitments and financial guarantees are the same as those for extensions of credit that are recorded on the Company’s unaudited consolidated balance sheets. Because these instruments have fixed maturity dates, and because they may expire without being drawn upon, they do not necessarily represent cash requirements of the Bank. The Bank has not incurred any losses on its commitments and did not record a reserve for its commitments during the first three and nine months of 2014 or during 2013.
	Certain lending commitments for construction residential mortgage loans are considered derivative instruments under the guidelines of GAAP.  The changes in the fair value of these commitments, due to interest rate risk, are not recorded on the consolidated balance sheets as the fair value of these derivatives is not considered material.
	The Company is subject to possible litigation proceedings in the normal course of business.  As noted in Item 1 of Part II of the Company’s Quarterly Report on Form 10-Q, in which these unaudited financial statements are included, on September 2, 2014 the Office of the Attorney General for the State of New York (“NYAG”) filed a formal complaint against the Company and the Bank regarding residential lending practices.  The Company had accrued an estimated liability relating to the NYAG investigation totaling $1.0 million during the current year.  At this time, a range of loss could not be determined, and management believes the $1.0 million accrual is the best estimate of probable loss.

Net_Periodic_Benefit_Costs

Net Periodic Benefit Costs	9 Months Ended
	Sep. 30, 2014
Net Periodic Benefit Costs [Abstract]	'
Net Periodic Benefit Costs	'
	9. NET PERIODIC BENEFIT COSTS
	On January 31, 2008, the Bank froze its defined benefit pension plan.  The plan covered substantially all Company employees.  The plan provides benefits that are based on the employees’ compensation and years of service.  Under the freeze, eligible employees will receive, at retirement, the benefits already earned through January 31, 2008, but have not accrued any additional benefits since then.  As a result, service cost is no longer incurred.
	The Bank uses an actuarial method of amortizing prior service cost and unrecognized net gains or losses which result from actual expense and assumptions being different than those that are projected. The amortization method the Bank used recognized the prior service cost and net gains or losses over the average remaining service period of active employees.
	The Bank also maintains a nonqualified supplemental executive retirement plan covering certain members of the Company’s senior management. The Bank uses an actuarial method of amortizing unrecognized net gains or losses which result from actual expense and assumptions being different than those that are projected. The amortization method the Bank uses recognizes the net gains or losses over the average remaining service period of active employees.
	The Bank contributed $110 thousand to the defined benefit pension plan in the first nine months of 2014, and does not plan to contribute any additional funds to the pension plan for the remainder of 2014.
	The following table presents the net periodic cost for the Bank’s defined benefit pension plan and supplemental executive retirement plan for the three and nine month periods ended September 30, 2014 and 2013:
			Three months ended September 30,
			(in thousands)
						Supplemental Executive
		Pension Benefits				Retirement Plan
		2014		2013		2014		2013
	Service cost	$	-	$	-	$	40	$	42
	Interest cost		52		47		37		32
	Expected return on plan assets		-76		-65		-		-
	Amortization of prior service cost		-		-		7		17
	Amortization of the net loss		5		17		20		28
	Net periodic cost (benefit)	$	-19	$	-1	$	104	$	119
			Nine months ended September 30,
			(in thousands)
						Supplemental Executive
		Pension Benefits				Retirement Plan
		2014		2013		2014		2013
	Service cost	$	-	$	-	$	124	$	124
	Interest cost		155		143		117		94
	Expected return on plan assets		-229		-195		-		-
	Amortization of prior service cost		-		-		22		52
	Amortization of the net loss		15		50		62		83
	Net periodic cost (benefit)	$	-59	$	-2	$	325	$	353

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2014
Recent Accounting Pronouncements [Abstract]	'
Recent Accounting Pronouncements	'
	10.  RECENT ACCOUNTING PRONOUNCEMENTS
	Accounting Standards Update (“ASU”) 2014-04, Reclassification of Collateralized Mortgage Loans upon a Troubled Debt Restructuring.  The objective of this proposed ASU is to clarify when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, such that all or a portion of the loan should be derecognized and the real estate property recognized.  The main provisions would also require additional disclosures regarding the amount of foreclosed residential real estate property held by the creditor and the recorded investments of consumer mortgage loans that are in the process of foreclosure at each interim and annual reporting period.  This ASU becomes effective for the Company in fiscal years and interim periods within those years, beginning after December 15, 2014.  The Company has not early adopted this guidance and does not expect this guidance to have a significant impact on its financial statements.
	ASU 2014-09, Revenue from Contracts with Customers.  The objective of this proposed ASU is to require entities to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers.  This ASU will replace most existing revenue recognition guidance under U.S. GAAP when it becomes effective.  The amendments in this ASU are effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period.  Early application is not permitted.  The standard allows an entity to apply the amendments in the ASU using either the retrospective or cumulative effect transition method.  The Company has not yet selected a transition method nor has it determined the effect of the standard on its ongoing financial reporting.

Securities_Tables

Securities (Tables)	9 Months Ended
	Sep. 30, 2014
Securities [Abstract]	'
Schedule Of Amortized Cost And Estimated Fair Value Of Investment Securities	'
	The amortized cost of securities and their approximate fair value at September 30, 2014 and December 31, 2013 were as follows:
		30-Sep-14
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	28,863	$	301	$	-346	$	28,818
	States and political subdivisions		30,506		1,120		-33		31,593
	Total debt securities	$	59,369	$	1,421	$	-379	$	60,411
	Mortgage-backed securities:
	FNMA	$	15,161	$	441	$	-41	$	15,561
	FHLMC		6,218		116		-95		6,239
	GNMA		6,575		139		-46		6,668
	CMO		10,966		19		-256		10,729
	Total mortgage-backed securities	$	38,920	$	715	$	-438	$	39,197
	Total securities designated as available for sale	$	98,289	$	2,136	$	-817	$	99,608
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	1,760	$	13	$	-45	$	1,728
	Total securities designated as held to maturity	$	1,760	$	13	$	-45	$	1,728
		31-Dec-13
		(in thousands)
		Amortized		Unrealized				Fair
		Cost		Gains		Losses		Value
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	32,176	$	439	$	-623	$	31,992
	States and political subdivisions		31,266		802		-188		31,880
	Total debt securities	$	63,442	$	1,241	$	-811	$	63,872
	Mortgage-backed securities:
	FNMA	$	13,204	$	354	$	-57	$	13,501
	FHLMC		7,156		109		-147		7,118
	GNMA		7,570		99		-96		7,573
	CMO		7,981		9		-389		7,601
	Total mortgage-backed securities	$	35,911	$	571	$	-689	$	35,793
	Total securities designated as available for sale	$	99,353	$	1,812	$	-1,500	$	99,665
	Held to Maturity:
	Debt securities
	States and political subdivisions	$	2,384	$	6	$	-71	$	2,319
	Total securities designated as held to maturity	$	2,384	$	6	$	-71	$	2,319
Scheduled Maturities Of Debt And Mortgage Backed Securities	'
		30-Sep-14				31-Dec-13
		Amortized		Estimated		Amortized		Estimated
		cost		fair value		cost		fair value
			(in thousands)				(in thousands)
	Debt securities available for sale:
	Due in one year or less	$	7,353	$	7,446	$	447	$	454
	Due after one year through five years		23,277		23,947		23,732		24,419
	Due after five years through ten years		20,424		20,408		31,450		30,946
	Due after ten years		8,315		8,610		7,813		8,053
			59,369		60,411		63,442		63,872
	Mortgage-backed securities
	available for sale		38,920		39,197		35,911		35,793
	Total available for sale securities	$	98,289	$	99,608	$	99,353	$	99,665
	Debt securities held to maturity:
	Due in one year or less	$	506	$	511	$	1,023	$	1,020
	Due after one year through five years		197		199		178		179
	Due after five years through ten years		944		914		1,064		1,015
	Due after ten years		113		104		119		105
			1,760		1,728		2,384		2,319
	Total held to maturity securities	$	1,760	$	1,728	$	2,384	$	2,319
Unrealized Losses On Available For Sale Securities	'
			30-Sep-14
			Less than 12 months				12 months or longer				Total
			Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
			Value		Losses		Value		Losses		Value		Losses
			(in thousands)
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	-	$	-	$	7,654	$	-346	$	7,654	$	-346
	States and political subdivisions		66		-		1,914		-33		1,980		-33
	Total debt securities	$	66	$	-	$	9,568	$	-379	$	9,634	$	-379
	Mortgage-backed securities:
	FNMA	$	3,327	$	-41	$	-	$	-	$	3,327	$	-41
	FHLMC		2,373		-13		1,536		-82		3,909		-95
	GNMA		-		-		2,380		-46		2,380		-46
	CMO'S		3,572		-37		4,319		-219		7,891		-256
	Total mortgage-backed securities	$	9,272	$	-91	$	8,235	$	-347	$	17,507	$	-438
	Held To Maturity:
	Debt securities:
	States and political subdivisions	$	251	$	-1	$	887	$	-44	$	1,138	$	-45
	Total temporarily impaired
	securities	$	9,589	$	-92	$	18,690	$	-770	$	28,279	$	-862
			31-Dec-13
			Less than 12 months				12 months or longer				Total
			Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
			Value		Losses		Value		Losses		Value		Losses
			(in thousands)
	Available for Sale:
	Debt securities:
	U.S. government agencies	$	10,553	$	-486	$	1,863	$	-137	$	12,416	$	-623
	States and political subdivisions		7,953		-150		590		-38		8,543		-188
	Total debt securities	$	18,506	$	-636	$	2,453	$	-175	$	20,959	$	-811
	Mortgage-backed securities:
	FNMA	$	4,819	$	-57	$	21	$	-	$	4,840	$	-57
	FHLMC		2,677		-46		1,700		-101		4,377		-147
	GNMA		2,751		-96		-		-		2,751		-96
	CMO'S		6,466		-389		-		-		6,466		-389
	Total mortgage-backed securities	$	16,713	$	-588	$	1,721	$	-101	$	18,434	$	-689
	Held To Maturity:
	Debt securities:
	States and political subdivisions	$	1,210	$	-24	$	504	$	-47	$	1,714	$	-71
	Total temporarily impaired
	securities	$	36,429	$	-1,248	$	4,678	$	-323	$	41,107	$	-1,571

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value Measurements [Abstract]	'
Financial Instruments Measured At Fair Value On Recurring Basis	'
	(in thousands)		Level 1		Level 2		Level 3		Fair Value
	30-Sep-14
	Securities available-for-sale:
	U.S. government agencies	$	-	$	28,818	$	-	$	28,818
	States and political subdivisions		-		31,593		-		31,593
	Mortgage-backed securities		-		39,197		-		39,197
	Mortgage servicing rights		-		-		520		520
	31-Dec-13
	Securities available-for-sale:
	U.S. government agencies	$	-	$	31,992	$	-	$	31,992
	States and political subdivisions		-		31,880		-		31,880
	Mortgage-backed securities		-		35,793		-		35,793
	Mortgage servicing rights		-		-		509		509
Changes In Fair Value For Mortgage Servicing Rights	'
		Three months ended September 30,
	(in thousands)	2014		2013
	Mortgage servicing rights - June 30	$	471	$	503
	Gains (losses) included in earnings		-12		6
	Additions from loan sales		61		-
	Mortgage servicing rights -September 30	$	520	$	509
		Nine months ended September 30,
	(in thousands)	2014		2013
	Mortgage servicing rights - December 31	$	509	$	467
	Gains (losses) included in earnings		-81		34
	Additions from loan sales		92		8
	Mortgage servicing rights - September 30	$	520	$	509
Quantitative Information About Significant Unobservable Inputs Used In The Fair Value Measurement Of MSRs	'
		9/30/14		9/30/13
	Servicing fees	0.25	%	0.25	%
	Discount rate	10.03	%	10.04	%
	Prepayment rate (CPR)	10.14	%	10.84	%
Financial Instruments Measured At Fair Value On Nonrecurring Basis	'
	(in thousands)		Level 1		Level 2		Level 3		Fair Value
	30-Sep-14
	Impaired loans	$	-		-		17,030	$	17,030
	31-Dec-13
	Impaired loans	$	-		-		17,378	$	17,378
Estimated Fair Value Of The Company's Financial Instruments	'
		30-Sep-14				31-Dec-13
		Carrying		Fair		Carrying		Fair
		Amount		Value		Amount		Value
			(in thousands)				(in thousands)
	Financial assets:
	Level 1:
	Cash and cash equivalents	$	12,218	$	12,218	$	41,954	$	41,954
	Level 2:
	Available for sale securities		99,608		99,608		99,665		99,665
	FHLB and FRB stock		2,855		2,855		2,831		2,831
	Level 3:
	Held to maturity securities		1,760		1,728		2,384		2,319
	Loans and leases, net		673,385		670,489		635,493		640,770
	Mortgage servicing rights		520		520		509		509
	Financial liabilities:
	Level 1:
	Demand deposits	$	153,065	$	153,065	$	139,973	$	139,973
	NOW deposits		72,344		72,344		65,927		65,927
	Regular savings deposits		367,277		367,277		390,575		390,575
	Junior subordinated debentures		11,330		11,330		11,330		11,330
	Commitments to extend credit		288		288		401		401
	Securities sold under agreement to
	repurchase		11,496		11,496		13,351		13,351
	Level 2:
	Other borrowed funds		12,150		12,150		9,000		9,171
	Level 3:
	Time deposits		117,110		117,588		110,137		112,270

Loans_Leases_And_The_Allowance1

Loans, Leases, And The Allowance For Loan And Lease Losses (Tables)	9 Months Ended
	Sep. 30, 2014
Loans, Leases, And The Allowance For Loan And Lease Losses [Abstract]	'
Major Categories Of Loans And Leases	'
		30-Sep-14			31-Dec-13
	Mortgage loans on real estate:		(in thousands)
	Residential Mortgages	$	99,632		$	94,027
	Commercial and multi-family		372,455			361,247
	Construction-Residential		398			1,509
	Construction-Commercial		33,555			23,902
	Home equities		58,273			57,228
	Total real estate loans		564,313			537,913
	Commercial and industrial loans		117,904			106,952
	Consumer loans		1,690			938
	Other		823			323
	Net deferred loan origination costs		610			870
	Total gross loans		685,340			646,996
	Allowance for loan losses		-11,955			-11,503
	Loans, net	$	673,385		$	635,493
Data, At The Class Level, Of Credit Quality Indicators Of Certain Loans And Leases	'
	30-Sep-14
	(in thousands)
	Corporate Credit Exposure – By Credit Rating	Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
	3	$	19,659		$	300,347		$	320,006		$	76,959
	4		12,636			52,955			65,591			28,690
	5		-			13,708			13,708			10,592
	6		1,260			5,292			6,552			1,524
	7		-			153			153			139
	Total	$	33,555		$	372,455		$	406,010		$	117,904
	31-Dec-13
	(in thousands)
	Corporate Credit Exposure – By Credit Rating	Commercial Real Estate Construction			Commercial and Multi-Family Mortgages			Total Commercial Real Estate			Commercial and Industrial
	3	$	19,086		$	297,819		$	316,905		$	78,294
	4		3,283			47,584			50,867			15,194
	5		-			4,028			4,028			9,468
	6		1,533			11,479			13,012			3,744
	7		-			337			337			252
	Total	$	23,902		$	361,247		$	385,149		$	106,952
Recorded Investment In Loans And Leases Past Due	'
	30-Sep-14
	(in thousands)
																					Non-accruing
											Total Past			Current			Total		90+ Days		Loans and
		30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
	Commercial and
	industrial	$	337		$	236		$	214		$	787		$	117,117		$	117,904	$	104	$	392
	Residential real estate:
	Residential		77			525			474			1,076			98,556			99,632		203		894
	Construction		-			-			-			-			398			398		-		-
	Commercial real estate:
	Commercial		-			4,728			516			5,244			367,211			372,455		-		3,233
	Construction		-			602			-			602			32,953			33,555		-		-
	Home equities		673			46			134			853			57,420			58,273		-		525
	Direct financing leases		-			-			22			22			-			-		-		22
	Consumer		22			1			-			23			1,667			1,690		-		18
	Other		-			-			-			-			823			823		-		-
	Total Loans	$	1,109		$	6,138		$	1,360		$	8,607		$	676,145		$	684,730	$	307	$	5,084
	NOTE: Loan and lease balances do not include $610 thousand in net deferred loan and lease origination costs as of September 30, 2014.
	31-Dec-13
	(in thousands)
																					Non-accruing
											Total Past			Current			Total		90+ Days		Loans and
		30-59 days			60-89 days			90+ days			Due			Balance			Balance		Accruing		Leases
	Commercial and
	industrial	$	197		$	447		$	358		$	1,002		$	105,950		$	106,952	$	-	$	2,970
	Residential real estate:
	Residential		392			72			915			1,379			92,648			94,027		-		1,376
	Construction		-			-			-			-			1,509			1,509		-		-
	Commercial real estate:
	Commercial		6,976			1,050			75			8,101			353,146			361,247		-		8,873
	Construction		-			-			-			-			23,902			23,902		-		-
	Home equities		100			267			76			443			56,785			57,228		-		447
	Direct financing leases		1			2			47			50			-			-		-		47
	Consumer		1			21			-			22			916			938		-		20
	Other		-			-			-			-			323			323		-		-
	Total Loans	$	7,667		$	1,859		$	1,471		$	10,997		$	635,179		$	646,126	$	-	$	13,733
	NOTE: Loan and lease balances do not include $870 thousand in net deferred loan and lease origination costs as of December 31, 2013.
Summary Of The Allowance For Loan And Lease Losses By Management Level Segments	'
	30-Sep-14
	(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
	Allowance for loan
	and lease losses:
	Beginning balance	$	4,489		$	4,912		$	37		$	1,038		$	878		$	-	$	149	$	11,503
	Charge-offs		-913			-57			-25			-			-			-		-		-995
	Recoveries		526			49			37			18			-			162		-		792
	Provision		-129			931			25			7			-17			-162		-		655
	Ending balance	$	3,973		$	5,835		$	74		$	1,063		$	861		$	-	$	149	$	11,955
	Allowance for loan
	and lease losses:
	Ending balance:
	Individually evaluated
	for impairment	$	216		$	318		$	49		$	3		$	5		$	-	$	-	$	591
	Collectively evaluated
	for impairment		3,757			5,517			25			1,060			856			-		149		11,364
	Total	$	3,973		$	5,835		$	74		$	1,063		$	861		$	-	$	149	$	11,955
	Loans and leases:
	Ending balance:
	Individually evaluated
	for impairment	$	613		$	13,808		$	49		$	2,131		$	1,020		$	-	$	-	$	17,621
	Collectively evaluated
	for impairment		117,291			392,202			2,464			97,899			57,253			-		-		667,109
	Total	$	117,904		$	406,010		$	2,513		$	100,030		$	58,273		$	-	$	-	$	684,730
	* Includes construction loans
	** Includes all other consumer loans
	NOTE: Loan and lease balances do not include $610 thousand in net deferred loan and lease origination costs as of September 30, 2014.
	30-Sep-13
	(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
	Allowance for loan
	and lease losses:
	Beginning balance	$	3,617		$	4,493		$	18		$	662		$	746		$	47	$	149	$	9,732
	Charge-offs		-19			-460			-29			-39			-128			-		-		-675
	Recoveries		167			303			11			2			1			45		-		529
	Provision		430			407			32			319			208			-92		-		1,304
	Ending balance	$	4,195		$	4,743		$	32		$	944		$	827		$	-	$	149	$	10,890
	Allowance for loan
	and lease losses:
	Ending balance:
	Individually evaluated
	for impairment	$	667		$	70		$	20		$	-		$	-		$	-	$	-	$	757
	Collectively evaluated
	for impairment		3,528			4,673			12			944			827			-		149		10,133
	Total	$	4,195		$	4,743		$	32		$	944		$	827		$	-	$	149	$	10,890
	Loans and leases:
	Ending balance:
	Individually evaluated
	for impairment	$	1,101		$	11,550		$	20		$	1,340		$	536		$	-	$	-	$	14,547
	Collectively evaluated
	for impairment		115,969			348,194			1,077			89,000			55,987			-		-		610,227
	Total	$	117,070		$	359,744		$	1,097		$	90,340		$	56,523		$	-	$	-	$	624,774
	* Includes construction loans
	** Includes all other consumer loans
	NOTE: Loan and lease balances do not include $781 thousand in net deferred loan and lease origination costs as of September 30, 2013.
Changes In The Allowance For Loan And Lease Losses	'
	30-Sep-14
	(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
	Allowance for loan
	and lease losses:
	Beginning balance	$	3,903		$	5,545		$	46		$	1,046		$	833		$	-	$	149	$	11,522
	Charge-offs		-439			-			-13			-			-			-		-		-452
	Recoveries		467			10			33			16			-			32		-		558
	Provision		42			280			8			1			28			-32		-		327
	Ending balance	$	3,973		$	5,835		$	74		$	1,063		$	861		$	-	$	149	$	11,955
	* Includes construction loans
	** Includes other loans
	30-Sep-13
	(in thousands)	Commercial and Industrial			Commercial Real Estate Mortgages*			Consumer **			Residential Mortgages*			HELOC			Direct Financing Leases		Unallocated		Total
	Allowance for loan
	and lease losses:
	Beginning balance	$	3,713		$	4,910		$	15		$	702		$	770		$	-	$	149	$	10,259
	Charge-offs		-9			-447			-7			-33			-41			-		-		-537
	Recoveries		44			298			5			2			-			45		-		394
	Provision		447			-18			19			273			98			-45		-		774
	Ending balance	$	4,195		$	4,743		$	32		$	944		$	827		$	-	$	149	$	10,890
	* Includes construction loans
	** Includes other loans
Impaired Loans And Leases	'
			At September 30, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	With no related allowance recorded:		(in thousands)
	Commercial and industrial	$	265		$	329		$	-		$	308		$	13		$	12
	Residential real estate:
	Residential		1,860			2,035			-			1,865			21			66
	Construction		-			-			-			-			-			-
	Commercial real estate:
	Commercial		9,845			10,224			-			9,896			23			332
	Construction		1,260			1,260			-			1,330			-			32
	Home equities		955			1,001			-			927			17			13
	Direct financing leases		-			-			-			-			-			-
	Consumer		-			-			-			-			-			-
	Other		-			-			-			-			-			-
	Total impaired loans and leases	$	14,185		$	14,849		$	-		$	14,326		$	74		$	455
			At September 30, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	With a related allowance recorded:		(in thousands)
	Commercial and industrial	$	348		$	421		$	216		$	591		$	84		$	2
	Residential real estate:
	Residential		271			285			3			271			15			-
	Construction		-			-			-			-			-			-
	Commercial real estate:
	Commercial		2,703			2,811			318			2,746			58			50
	Construction		-			-			-			-			-			-
	Home equities		65			65			5			65			-			2
	Direct financing leases		-			-			-			-			-			-
	Consumer		49			60			49			50			4			7
	Other		-			-			-			-			-			-
	Total impaired loans and leases	$	3,436		$	3,642		$	591		$	3,723		$	161		$	61
			At September 30, 2014
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	Total:		(in thousands)
	Commercial and industrial	$	613		$	750		$	216		$	899		$	97		$	14
			-			-			-			-			-			-
	Residential real estate:
	Residential		2,131			2,320			3			2,136			36			66
	Construction		-			-			-			-			-			-
			-			-			-			-			-			-
	Commercial real estate:
	Commercial		12,548			13,035			318			12,642			81			382
	Construction		1,260			1,260			-			1,330			-			32
			-			-			-			-			-			-
	Home equities		1,020			1,066			5			992			17			15
			-			-			-			-			-			-
	Direct financing leases		-			-			-			-			-			-
			-			-			-			-			-			-
	Consumer		49			60			49			50			4			7
			-			-			-			-			-			-
	Other		-			-			-			-			-			-
	Total impaired loans and leases	$	17,621		$	18,491		$	591		$	18,049		$	235		$	516
			At December 31, 2013
			Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
	With no related allowance recorded:		(in thousands)
	Commercial and industrial	$	1,247		$	1,352		$	-		$	1,405		$	100		$	59
	Residential real estate:
	Residential		1,331			1,460			-			1,388			61			9
	Construction		-			-			-			-			-			-
	Commercial real estate:
	Commercial		9,937			10,288			-			9,832			302			109
	Construction		599			599			-			707			-			26
	Home equities		408			438			-			402			19			4
	Direct financing leases		26			27			-			29			-			-
Consumer		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	13,548		$	14,164		$	-		$	13,763		$	482		$	207
		At December 31, 2013
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
With a related allowance recorded:		(in thousands)
Commercial and industrial	$	3,141		$	3,191		$	1,187		$	3,577		$	60		$	108
Residential real estate:
Residential		621			624			47			622			10			27
Construction		-			-			-			-			-			-
Commercial real estate:
Commercial		584			650			70			604			6			26
Construction		934			934			146			934			-			33
Home equities		39			39			39			39			-			2
Direct financing leases		-			-			-			-			-			-
Consumer		20			29			20			11			3			2
Other		-			-			-			-			-			-
Total impaired loans and leases	$	5,339		$	5,467		$	1,509		$	5,787		$	79		$	198
		At December 31, 2013
		Recorded Investment			Unpaid Principal Balance			Related Allowance			Average Recorded Investment			Interest Income Foregone			Interest Income Recognized
Total:		(in thousands)
Commercial and industrial	$	4,388		$	4,543		$	1,187		$	4,982		$	160		$	167
		-			-			-			-			-			-
Residential real estate:
Residential		1,952			2,084			47			2,010			71			36
Construction		-			-			-			-			-			-
		-			-			-			-			-			-
Commercial real estate:
Commercial		10,521			10,938			70			10,436			308			135
Construction		1,533			1,533			146			1,641			-			59
		-			-			-			-			-			-
Home equities		447			477			39			441			19			6
		-			-			-			-			-			-
Direct financing leases		26			27			-			29			-			-
		-			-			-			-			-			-
Consumer		20			29			20			11			3			2
		-			-			-			-			-			-
Other		-			-			-			-			-			-
Total impaired loans and leases	$	18,887		$	19,631		$	1,509		$	19,550		$	561		$	405
Non-Accrual Loans And Leases And Loans And Leases 90 Days Or More Past Due	'
		30-Sep-14			31-Dec-13
			(in thousands)
	Non-accruing loans and leases:
	Commercial and industrial loans	$	392		$	2,970
	Residential real estate:
	Residential		894			1,376
	Construction		-			-
	Commercial real estate:
	Commercial and multi-family		3,233			8,873
	Construction		-			-
	Home equities		525			447
	Direct financing leases		22			47
	Consumer loans		18			20
	Other		-			-
	Total non-accruing loans and leases	$	5,084		$	13,733
	Accruing loans 90+ days past due		307			-
	Total non-performing loans and leases	$	5,391		$	13,733
	Total non-performing loans and leases
	to total assets		0.64	%		1.65	%
	Total non-performing loans and leases
	to total loans and leases		0.79	%		2.12	%
Troubled Debt Restructured Loans And Leases	'
			30-Sep-14
			($ in thousands)
			Total			Nonaccruing			Accruing			Related Allowance
	Commercial and industrial	$	589		$	368		$	221		$	216
	Residential real estate:
	Residential		1,840			603			1,237			-
	Construction		-			-			-			-
	Commercial real estate:
	Commercial and multi family		9,931			616			9,315			33
	Construction		1,260			-			1,260			-
	Home equities		727			233			494			4
	Direct financing leases		-			-			-			-
	Consumer loans		31			-			31			31
	Other		-			-			-			-
	Total troubled restructured loans and leases	$	14,378		$	1,820		$	12,558		$	284
			31-Dec-13
			($ in thousands)
			Total			Nonaccruing			Accruing			Related Allowance
	Commercial and industrial	$	4,262		$	2,903		$	1,359		$	983
	Residential real estate:
	Residential		1,031			454			577			-
	Construction		-			-			-			-
	Commercial real estate:
	Commercial and multi family		10,211			8,563			1,648			33
	Construction		1,533			-			1,533			-
												-
	Home equities		56			56			-			-
	Direct financing leases		26			12			14			-
	Consumer loans		-			-			-			-
	Other		-			-			-			-
	Total troubled restructured loans and leases	$	17,119		$	11,988		$	5,131		$	1,016
Troubled Debt Restructurings Activity	'
		Three months ended September 30, 2014									Three months ended September 30, 2013
		($ in thousands)									($ in thousands)
	Troubled Debt Restructurings by Type of Concession	Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment			Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
	Commercial and Industrial:
	Deferral of principal	-		$	-		$	-			6		$	2,400		$	2,400
	Residential Real Estate & Construction:
	Extension of maturity & rate reduction	1			210			210			-			-			-
	Commercial Real Estate & Construction
	Deferral of principal	-			-			-			2			6,438			7,963
	Home Equities:
	Extension of maturity	7			524			524			-			-			-
	Extension of maturity & rate reduction	-			-			-			1			136			136
	Combination of concessions	1			65			65			-			-			-
	Term out line of credit	-			-			-			1			57			57
	Direct financing leases	-			-			-			-			-			-
	Consumer loans	1			31			31			-			-			-
	Other	-			-			-			-			-			-
		Nine months ended September 30, 2014									Nine months ended September 30, 2013
		($ in thousands)									($ in thousands)
	Troubled Debt Restructurings by Type of Concession	Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment			Number of Contracts			Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
	Commercial and Industrial:
	Deferral of principal	-		$	-		$	-			6		$	2,400		$	2,400
	Interest rate reduction	-			-			-			2			330			330
	Extension of maturity & rate reduction	-			-			-			5			361			361
	Combination of concessions	-			-			-			1			250			250
	Residential Real Estate & Construction:
	Extension of maturity & rate reduction	1			210			210			-			-			-
	Extension of maturity	2			632			632			4			583			583
	Commercial Real Estate & Construction:
	Deferral of principal	-			-			-			2			6,438			7,963
	Extension of maturity	-			-			-			2			739			739
	Home Equities:
	Extension of maturity	9			589			589			-			-			-
	Extension of maturity & rate reduction	1			20			20			1			136			136
	Combination of concessions	1			65			65			-			-			-
	Term out line of credit	-			-			-			1			57			57
	Direct financing leases	-			-			-			-			-			-
	Consumer loans	1			31			31			-			-			-
Troubled Debt Restructurings On Financing Receivables That Subsequently Defaulted	'
		Three months ended September 30, 2014					Three months ended September 30, 2013
		($ in thousands)					($ in thousands)
	Troubled Debt Restructurings	Number of		Recorded			Number of		Recorded
	That Subsequently Defaulted	Contracts		Investment			Contracts		Investment
	Commercial and Industrial	-		$	-		2		$	57
	Residential Real Estate:
	Residential	-			-		-			-
	Construction	-			-		-			-
	Commercial Real Estate:
	Commercial and Multi-Family	-			-		-			-
	Construction	-			-		-			-
	Home Equities	-			-		-			-
	Direct financing leases	-			-		-			-
	Consumer loans	-			-		-			-
	Other	-			-		-			-
		Nine months ended September 30, 2014					Nine months ended September 30, 2013
		($ in thousands)					($ in thousands)
	Troubled Debt Restructurings	Number of		Recorded			Number of		Recorded
	That Subsequently Defaulted	Contracts		Investment			Contracts		Investment
	Commercial and Industrial	1		$	71		8		$	239
	Residential Real Estate:
	Residential	-			-		-			-
	Construction	-			-		-			-
	Commercial Real Estate:
	Commercial and Multi-Family	-			-		1			165
	Construction	-			-		-			-
	Home Equities	1			54		-			-
	Direct financing leases	-			-		-			-
	Consumer loans	-			-		-			-
	Other	-			-		-			-

Other_Comprehensive_Income_Tab

Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2014
Other Comprehensive Income [Abstract]	'
Schedule of Accumulated Other Comprehensive Income (Loss)	'
		Balance at June 30, 2014		Net Change		Balance at September 30, 2014
		(in thousands)
	Net unrealized gain (loss) on investment securities	$	980	$	-171	$	809
	Net defined benefit pension plans adjustments		-1,414		18		-1,396
	Total	$	-434	$	-153	$	-587
		Balance at June 30, 2013		Net Change		Balance at September 30, 2013
		(in thousands)
	Net unrealized gain (loss) on investment securities	$	791	$	-142	$	649
	Net defined benefit pension plans adjustments		-2,281		38		-2,243
	Total	$	-1,490	$	-104	$	-1,594
		Balance at December 31, 2013		Net Change		Balance at September 30, 2014
		(in thousands)
	Net unrealized gain (loss) on investment securities	$	191	$	618	$	809
	Net defined benefit pension plans adjustments		-1,454		58		-1,396
	Total	$	-1,263	$	676	$	-587
		Balance at December 31, 2012		Net Change		Balance at September 30, 2013
		(in thousands)
	Net unrealized gain (loss) on investment securities	$	2,457	$	-1,808	$	649
	Net defined benefit pension plans adjustments		-2,356		113		-2,243
	Total	$	101	$	-1,695	$	-1,594
Components Of Other Comprehensive Income (Loss)	'
		Three months ended September 30, 2014						Three months ended September 30, 2013
		(in thousands)						(in thousands)
		Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount		Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized loss on investment securities:
	Unrealized loss on
	investment securities	$	-281	$	110	$	-171	$	-231	$	89	$	-142
	Reclassification from accumulated other
	comprehensive income for gains (losses)		-		-		-		-		-		-
	Net change		-281		110		-171		-231		89		-142
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain	$	-	$	-	$	-	$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)		7		-3		4		17		-7		10
	Amortization of actuarial loss (a)		25		-11		14		45		-17		28
	Net change		32		-14		18		62		-24		38
	Other Comprehensive Income (Loss)	$	-249	$	96	$	-153	$	-169	$	65	$	-104
	(a)   Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”
		Nine months ended September 30, 2014						Nine months ended September 30, 2013
		(in thousands)						(in thousands)
		Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount		Before-Tax Amount		Income Tax (Provision) Benefit		Net-of-Tax Amount
	Unrealized gain (loss) on investment securities:
	Unrealized gain (loss) on
	investment securities	$	1,007	$	-389	$	618	$	-2,950	$	1,142	$	-1,808
	Reclassification from accumulated other
	comprehensive income for gains (losses)		-		-		-		-		-		-
	Net change		1,007		-389		618		-2,950		1,142		-1,808
	Defined benefit pension plans adjustments:
	Net actuarial (loss) gain	$	-	$	-	$	-	$	-	$	-	$	-
	Reclassifications from accumulated other
	comprehensive income for gains (losses)
	Amortization of prior service cost (a)		22		-10		12		52		-20		32
	Amortization of actuarial loss (a)		77		-31		46		133		-52		81
	Net change		99		-41		58		185		-72		113
	Other Comprehensive Income (Loss)	$	1,106	$	-430	$	676	$	-2,765	$	1,070	$	-1,695
	(a)   Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”

Segment_Information_Tables

Segment Information (Tables)	9 Months Ended
	Sep. 30, 2014
Segment Information [Abstract]	'
Business Segment Information	'
		Three Months Ended September 30, 2014
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	7,707	$	-29	$	7,678
	Provision for loan and lease losses		327		-		327
	Net interest income (expense) after
	provision for loan and lease losses		7,380		-29		7,351
	Non-interest income		1,622		-		1,622
	Insurance service and fees		156		1,732		1,888
	Amortization expense		-		27		27
	Non-interest expense		6,363		1,095		7,458
	Income before income taxes		2,795		581		3,376
	Income tax provision		862		224		1,086
	Net income	$	1,933	$	357	$	2,290
		Three Months Ended September 30, 2013
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	7,203	$	-29	$	7,174
	Provision for loan and lease losses		774		-		774
	Net interest income (expense) after
	provision for loan and lease losses		6,429		-29		6,400
	Non-interest income		712		-		712
	Insurance service and fees		151		1,755		1,906
	Amortization expense		-		55		55
	Non-interest expense		6,174		1,119		7,293
	Income before income taxes		1,118		552		1,670
	Income tax provision		-1,015		235		-780
	Net income	$	2,133	$	317	$	2,450
		Nine Months Ended September 30, 2014
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	22,744	$	-86	$	22,658
	Provision for loan and lease losses		655		-		655
	Net interest income (expense) after
	provision for loan and lease losses		22,089		-86		22,003
	Non-interest income		4,353		-		4,353
	Insurance service and fees		454		5,152		5,606
	Amortization expense		-		108		108
	Non-interest expense		20,134		3,193		23,327
	Income before income taxes		6,762		1,765		8,527
	Income tax provision		1,967		679		2,646
	Net income	$	4,795	$	1,086	$	5,881
		Nine Months Ended September 30, 2013
			Banking		Insurance Agency
			Activities		Activities		Total
			(in thousands)
	Net interest income (expense)	$	21,090	$	-87	$	21,003
	Provision for loan and lease losses		1,304		-		1,304
	Net interest income (expense) after
	provision for loan and lease losses		19,786		-87		19,699
	Non-interest income		3,511		-		3,511
	Insurance service and fees		384		5,248		5,632
	Amortization expense		-		180		180
	Non-interest expense		18,232		3,270		21,502
	Income before income taxes		5,449		1,711		7,160
	Income tax provision		299		672		971
	Net income	$	5,150	$	1,039	$	6,189

Contingent_Liabilities_And_Com1

Contingent Liabilities And Commitments (Tables)	9 Months Ended
	Sep. 30, 2014
Contingent Liabilities And Commitments [Abstract]	'
Summary Of Commitments And Contingent Liabilities	'
		September 30,		December 31,
		2014		2013
		(in thousands)
	Commitments to extend credit	$	271,545	$	176,964
	Standby letters of credit		1,695		2,664
	Total	$	273,240	$	179,628

Net_Periodic_Benefit_Costs_Tab

Net Periodic Benefit Costs (Tables)	9 Months Ended
	Sep. 30, 2014
Net Periodic Benefit Costs [Abstract]	'
Schedule Of Net Periodic Benefit Costs	'
			Three months ended September 30,
			(in thousands)
						Supplemental Executive
		Pension Benefits				Retirement Plan
		2014		2013		2014		2013
	Service cost	$	-	$	-	$	40	$	42
	Interest cost		52		47		37		32
	Expected return on plan assets		-76		-65		-		-
	Amortization of prior service cost		-		-		7		17
	Amortization of the net loss		5		17		20		28
	Net periodic cost (benefit)	$	-19	$	-1	$	104	$	119
			Nine months ended September 30,
			(in thousands)
						Supplemental Executive
		Pension Benefits				Retirement Plan
		2014		2013		2014		2013
	Service cost	$	-	$	-	$	124	$	124
	Interest cost		155		143		117		94
	Expected return on plan assets		-229		-195		-		-
	Amortization of prior service cost		-		-		22		52
	Amortization of the net loss		15		50		62		83
	Net periodic cost (benefit)	$	-59	$	-2	$	325	$	353

Securities_Narrative_Details

Securities (Narrative) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Available for sale securities pledged as collateral	$76,700,000	$71,100,000
Borrowed funds with FHLBNY	12,200,000	9,000,000
FHLB stock	1,369,000	1,364,000
FHLBNY [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
FHLB stock	$1,400,000	$1,400,000

Securities_Schedule_Of_Amortiz

Securities (Schedule Of Amortized Cost And Fair Value Of Securities) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	$98,289	$99,353
Available-for-sale Securities, Unrealized Gains	2,136	1,812
Available-for-sale Securities, Unrealized Losses	-817	-1,500
Available-for-sale securities, Fair value	99,608	99,665
Held-to-maturity Securities, Amortized Cost	1,760	2,384
Held-to-maturity Securities, Unrealized Gains	13	6
Held-to-maturity Securities, Unrealized Losses	-45	-71
Held-to-maturity securities, Fair value	1,728	2,319
US Government Agencies Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	28,863	32,176
Available-for-sale Securities, Unrealized Gains	301	439
Available-for-sale Securities, Unrealized Losses	-346	-623
Available-for-sale securities, Fair value	28,818	31,992
States and Political Subdivisions Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	30,506	31,266
Available-for-sale Securities, Unrealized Gains	1,120	802
Available-for-sale Securities, Unrealized Losses	-33	-188
Available-for-sale securities, Fair value	31,593	31,880
Held-to-maturity Securities, Amortized Cost	1,760	2,384
Held-to-maturity Securities, Unrealized Gains	13	6
Held-to-maturity Securities, Unrealized Losses	-45	-71
Held-to-maturity securities, Fair value	1,728	2,319
Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	59,369	63,442
Available-for-sale Securities, Unrealized Gains	1,421	1,241
Available-for-sale Securities, Unrealized Losses	-379	-811
Available-for-sale securities, Fair value	60,411	63,872
FNMA [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	15,161	13,204
Available-for-sale Securities, Unrealized Gains	441	354
Available-for-sale Securities, Unrealized Losses	-41	-57
Available-for-sale securities, Fair value	15,561	13,501
FHLMC [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	6,218	7,156
Available-for-sale Securities, Unrealized Gains	116	109
Available-for-sale Securities, Unrealized Losses	-95	-147
Available-for-sale securities, Fair value	6,239	7,118
GNMA [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	6,575	7,570
Available-for-sale Securities, Unrealized Gains	139	99
Available-for-sale Securities, Unrealized Losses	-46	-96
Available-for-sale securities, Fair value	6,668	7,573
CMO [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	10,966	7,981
Available-for-sale Securities, Unrealized Gains	19	9
Available-for-sale Securities, Unrealized Losses	-256	-389
Available-for-sale securities, Fair value	10,729	7,601
Mortgage-backed Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available-for-sale Securities, Amortized Cost	38,920	35,911
Available-for-sale Securities, Unrealized Gains	715	571
Available-for-sale Securities, Unrealized Losses	-438	-689
Available-for-sale securities, Fair value	$39,197	$35,793

Securities_Scheduled_Maturitie

Securities (Scheduled Maturities Of Debt And Mortgage Backed Securities) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Securities [Abstract]	'	'
Debt securities available for sale, Due in one year or less, Amortized cost	$7,353	$447
Debt securities available for sale, Due after one year through five years, Amortized cost	23,277	23,732
Debt securities available for sale, Due after five years through ten years, Amortized cost	20,424	31,450
Debt securities available for sale, Due after ten years, Amortized cost	8,315	7,813
Debt securities available for sale, Amortized cost	59,369	63,442
Mortgage-backed securities available for sale, Amortized cost	38,920	35,911
Available-for-sale securities, Amortized cost	98,289	99,353
Debt securities available for sale, Due in one year or less, Fair value	7,446	454
Debt securities available for sale, Due after one year through five years, Fair value	23,947	24,419
Debt securities available for sale, Due after five years through ten years, Fair value	20,408	30,946
Debt securities available for sale, Due after ten years, Fair value	8,610	8,053
Debt securities available for sale, Fair value	60,411	63,872
Mortgage-backed securities available for sale, Fair value	39,197	35,793
Available-for-sale securities, Fair value	99,608	99,665
Debt securities held to maturity, Due in one year or less, Amortized cost	506	1,023
Debt securities held to maturity, Due after one year through five years, Amortized cost	197	178
Debt securities held to maturity, Due after five years through ten years, Amortized cost	944	1,064
Debt securities held to maturity, Due after ten years, Amortized cost	113	119
Held to maturity securities Amortized cost	1,760	2,384
Debt securities held to maturity, Due in one year or less, Fair value	511	1,020
Debt securites held to maturity, Due after one year through five years, Fair value	199	179
Debt securites held to maturity, Due after five years through ten years, Fair Value	914	1,015
Debt securities held to maturity, Due after ten years, Fair value	104	105
Held-to-maturity securities, Fair value	$1,728	$2,319

Securities_Unrealized_Losses_O

Securities (Unrealized Losses On Available For Sale Securities) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Total temporarily impaired, Less than 12 months, Fair value	$9,589	$36,429
Total temporarily impaired, More than 12 months, Fair Value	18,690	4,678
Total temporarily impaired, Total, Fair value	28,279	41,107
Total temporarily impaired, Less than 12 months, Unrealized losses	-92	-1,248
Total temporarily impaired, More than 12 months, Unrealized losses	-770	-323
Total temporarily impaired, Total, Unrealized losses	-862	-1,571
US Government Agencies Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	'	10,553
Available for Sale, 12 months or longer, Fair Value	7,654	1,863
Available for Sale, Total, Fair Value	7,654	12,416
Available for sale, Less than 12 months, Unrealized losses	'	-486
Available for sale, 12 months or more, Unrealized losses	-346	-137
Available for sale, Total, Unrealized losses	-346	-623
States and Political Subdivisions Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	66	7,953
Available for Sale, 12 months or longer, Fair Value	1,914	590
Available for Sale, Total, Fair Value	1,980	8,543
Available for sale, Less than 12 months, Unrealized losses	'	-150
Available for sale, 12 months or more, Unrealized losses	-33	-38
Available for sale, Total, Unrealized losses	-33	-188
Held To Maturity, Less than 12 months, Fair Value	251	1,210
Held To Maturity, 12 months or longer, Fair Value	887	504
Held To Maturity, Total, Fair Value	1,138	1,714
Held to maturity, Less than 12 months, Unrealized losses	-1	-24
Held to maturity, 12 months or more, Unrealized losses	-44	-47
Held to maturity, Total, Unrealized losses	-45	-71
Debt Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	66	18,506
Available for Sale, 12 months or longer, Fair Value	9,568	2,453
Available for Sale, Total, Fair Value	9,634	20,959
Available for sale, Less than 12 months, Unrealized losses	'	-636
Available for sale, 12 months or more, Unrealized losses	-379	-175
Available for sale, Total, Unrealized losses	-379	-811
FNMA [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	3,327	4,819
Available for Sale, 12 months or longer, Fair Value	'	21
Available for Sale, Total, Fair Value	3,327	4,840
Available for sale, Less than 12 months, Unrealized losses	-41	-57
Available for sale, Total, Unrealized losses	-41	-57
FHLMC [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	2,373	2,677
Available for Sale, 12 months or longer, Fair Value	1,536	1,700
Available for Sale, Total, Fair Value	3,909	4,377
Available for sale, Less than 12 months, Unrealized losses	-13	-46
Available for sale, 12 months or more, Unrealized losses	-82	-101
Available for sale, Total, Unrealized losses	-95	-147
GNMA [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	'	2,751
Available for Sale, 12 months or longer, Fair Value	2,380	'
Available for Sale, Total, Fair Value	2,380	2,751
Available for sale, Less than 12 months, Unrealized losses	'	-96
Available for sale, 12 months or more, Unrealized losses	-46	'
Available for sale, Total, Unrealized losses	-46	-96
CMO [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	3,572	6,466
Available for Sale, 12 months or longer, Fair Value	4,319	'
Available for Sale, Total, Fair Value	7,891	6,466
Available for sale, Less than 12 months, Unrealized losses	-37	-389
Available for sale, 12 months or more, Unrealized losses	-219	'
Available for sale, Total, Unrealized losses	-256	-389
Mortgage-backed Securities [Member]	'	'
Investments In Debt And Marketable Equity Securities [Line Items]	'	'
Available for Sale, Less than 12 months, Fair Value	9,272	16,713
Available for Sale, 12 months or longer, Fair Value	8,235	1,721
Available for Sale, Total, Fair Value	17,507	18,434
Available for sale, Less than 12 months, Unrealized losses	-91	-588
Available for sale, 12 months or more, Unrealized losses	-347	-101
Available for sale, Total, Unrealized losses	($438)	($689)

Fair_Value_Measurements_Narrat

Fair Value Measurements (Narrative) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2014	Sep. 30, 2014
In Thousands, unless otherwise specified			Minimum [Member]	Maximum [Member]
Fair Value Measurements [Line Items]	'	'	'	'
Discount on appraisals of the collateral securing the loan, range	'	'	10.00%	50.00%
Impaired loans	$17,621	$18,887	'	'
Impaired loans, related allowance	$591	$1,509	'	'

Fair_Value_Measurements_Financ

Fair Value Measurements (Financial Instruments Measured At Fair Value On Recurring Basis) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	$99,608	$99,665
Mortgage servicing rights	520	509
Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Mortgage servicing rights	'	'
Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Mortgage servicing rights	520	509
US Government Agencies Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	28,818	31,992
US Government Agencies Debt Securities [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	'	'
US Government Agencies Debt Securities [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	28,818	31,992
States and Political Subdivisions Debt Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	31,593	31,880
States and Political Subdivisions Debt Securities [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	'	'
States and Political Subdivisions Debt Securities [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	31,593	31,880
Mortgage-backed Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	39,197	35,793
Mortgage-backed Securities [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	'	'
Mortgage-backed Securities [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Available for sale securities	$39,197	$35,793

Fair_Value_Measurements_Change

Fair Value Measurements (Changes In Fair Value For Mortgage Servicing Rights) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Fair Value Measurements [Abstract]	'	'	'	'
Mortgage servicing rights - Beginning Balance	$471	$503	$509	$467
Gains (losses) included in earnings	-12	6	-81	34
Additions from loan sales	61	'	92	8
Mortgage servicing rights - Ending Balance	$520	$509	$520	$509

Fair_Value_Measurements_Quanti

Fair Value Measurements (Quantitative Information About Significant Unobservable Inputs Used In The Fair Value Measurement Of MSRs) (Details)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Fair Value Measurements [Abstract]	'	'
Servicing fees	0.25%	0.25%
Discount rate	10.03%	10.04%
Prepayment rate (CPR)	10.14%	10.84%

Fair_Value_Measurements_Financ1

Fair Value Measurements (Financial Instruments Measured At Fair Value On Nonrecurring Basis) (Details) (Fair Value, Measurements, Nonrecurring Basis [Member], USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	$17,030	$17,378
Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	'	'
Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	'	'
Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Impaired loans	$17,030	$17,378

Fair_Value_Measurements_Estima

Fair Value Measurements (Estimated Fair Value Of The Company's Financial Instruments) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Level 2, Financial assets:	'	'
Available-for-sale Securities	$99,608	$99,665
Level 3, Financial assets:	'	'
Debt securities held to maturity, Total securities designated as held to maturity, Fair Value	1,728	2,319
Loans and leases, net	673,385	635,493
Mortgage servicing rights	520	509
Level 1, Financial Liabilities:	'	'
Demand deposits	153,065	139,973
NOW deposits	72,344	65,927
Regular savings deposits	367,277	390,575
Securities sold under agreement to repurchase	11,496	13,351
Level 3, Financial Liabilities:	'	'
Time deposits	117,110	110,137
Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Level 3, Financial assets:	'	'
Mortgage servicing rights	'	'
Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'
Level 3, Financial assets:	'	'
Mortgage servicing rights	520	509
Carrying Amount [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Level 1, Financial assets:	'	'
Cash and cash equivalents	12,218	41,954
Level 1, Financial Liabilities:	'	'
Demand deposits	153,065	139,973
NOW deposits	72,344	65,927
Regular savings deposits	367,277	390,575
Junior subordinated debentures	11,330	11,330
Commitments to extend credit	288	401
Securities sold under agreement to repurchase	11,496	13,351
Carrying Amount [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Level 2, Financial assets:	'	'
Available-for-sale Securities	99,608	99,665
FHLB and FRB stock	2,855	2,831
Level 2, Financial Liabilities:	'	'
Other borrowed funds	12,150	9,000
Carrying Amount [Member] | Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'
Level 3, Financial assets:	'	'
Debt securities held to maturity, Total securities designated as held to maturity, Fair Value	1,760	2,384
Loans and leases, net	673,385	635,493
Mortgage servicing rights	520	509
Level 3, Financial Liabilities:	'	'
Time deposits	117,110	110,137
Fair Value [Member] | Fair Value, Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Level 1, Financial assets:	'	'
Cash and cash equivalents	12,218	41,954
Level 1, Financial Liabilities:	'	'
Demand deposits	153,065	139,973
NOW deposits	72,344	65,927
Regular savings deposits	367,277	390,575
Junior subordinated debentures	11,330	11,330
Commitments to extend credit	288	401
Securities sold under agreement to repurchase	11,496	13,351
Fair Value [Member] | Fair Value, Significant Other Observable Inputs (Level 2) [Member]	'	'
Level 2, Financial assets:	'	'
Available-for-sale Securities	99,608	99,665
FHLB and FRB stock	2,855	2,831
Level 2, Financial Liabilities:	'	'
Other borrowed funds	12,150	9,171
Fair Value [Member] | Fair Value, Significant unobservable inputs (Level 3) [Member]	'	'
Level 3, Financial assets:	'	'
Debt securities held to maturity, Total securities designated as held to maturity, Fair Value	1,728	2,319
Loans and leases, net	670,489	640,770
Mortgage servicing rights	520	509
Level 3, Financial Liabilities:	'	'
Time deposits	$117,588	$112,270

Loans_Leases_And_The_Allowance2

Loans, Leases, And The Allowance For Loan And Lease Losses (Narrative) (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'
Loans and leases, restructured and deemed to be a TDR	$14,378,000	'	$14,378,000	'	$17,119,000
Troubled restructured loans and leases, Nonaccruing	1,820,000	'	1,820,000	'	11,988,000
Period of timely payments before reversion to accruing status, months	'	'	'6 months	'	'
Residential Real Estate Mortgages [Member]	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'
Unpaid principal balance	67,600,000	'	67,600,000	'	63,500,000
Mortgages sold to FNMA	6,600,000	0	9,900,000	800,000	'
Mortgage servicing rights	500,000	'	500,000	'	500,000
Mortgage loans held-for-sale	700,000	'	700,000	'	0
Commercial Loans [Member]	'	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'
Mortgage loans held-for-sale	$0	'	$0	'	$0

Loans_Leases_And_The_Allowance3

Loans, Leases, And The Allowance For Loan And Lease Losses (Major Categories Of Loans And Leases) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	$564,313	$537,913	'
Commercial and industrial loans	117,904	106,952	'
Consumer loans	1,690	938	'
Other	823	323	'
Net deferred loan origination costs	610	870	781
Total gross loans	685,340	646,996	'
Allowance for loan losses	-11,955	-11,503	'
Loans, net	673,385	635,493	'
Residential Real Estate Mortgages [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	99,632	94,027	'
Commercial And Multi-Family [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	372,455	361,247	'
Construction-Residential [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	398	1,509	'
Construction-Commercial [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	33,555	23,902	'
Home Equity Loans [Member]	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'
Total real estate loans	$58,273	$57,228	'

Loans_Leases_And_The_Allowance4

Loans, Leases, And The Allowance For Loan And Lease Losses (Data, At The Class Level, Of Credit Quality Indicators Of Certain Loans And Leases) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	$684,730	$646,126
Commercial Real Estate: Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	33,555	23,902
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	19,659	19,086
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	12,636	3,283
Commercial Real Estate: Construction [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	1,260	1,533
Commercial Real Estate Mortgages [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	372,455	361,247
Commercial Real Estate Mortgages [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	300,347	297,819
Commercial Real Estate Mortgages [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	52,955	47,584
Commercial Real Estate Mortgages [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	13,708	4,028
Commercial Real Estate Mortgages [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	5,292	11,479
Commercial Real Estate Mortgages [Member] | Corporate Credit ExposurebBy Credit Rating 7 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	153	337
Commercial Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	406,010	385,149
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	320,006	316,905
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	65,591	50,867
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	13,708	4,028
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	6,552	13,012
Commercial Loans [Member] | Corporate Credit ExposurebBy Credit Rating 7 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	153	337
Commercial And Industrial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	117,904	106,952
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 3 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	76,959	78,294
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 4 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	28,690	15,194
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 5 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	10,592	9,468
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 6 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	1,524	3,744
Commercial And Industrial [Member] | Corporate Credit ExposurebBy Credit Rating 7 [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total gross loans	$139	$252

Loans_Leases_And_The_Allowance5

Loans, Leases, And The Allowance For Loan And Lease Losses (Recorded Investment In Loans And Leases Past Due) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	$1,109	$7,667	'
60-89 days	6,138	1,859	'
90+ days	1,360	1,471	'
Total Past Due	8,607	10,997	'
Current Balance	676,145	635,179	'
Total gross loans	684,730	646,126	'
90+ Days Accruing	307	'	'
Non-accruing Loans and Leases	5,084	13,733	'
Net deferred loan origination costs	610	870	781
Commercial And Industrial [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	337	197	'
60-89 days	236	447	'
90+ days	214	358	'
Total Past Due	787	1,002	'
Current Balance	117,117	105,950	'
Total gross loans	117,904	106,952	'
90+ Days Accruing	104	'	'
Non-accruing Loans and Leases	392	2,970	'
Residential Real Estate: Residential [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	77	392	'
60-89 days	525	72	'
90+ days	474	915	'
Total Past Due	1,076	1,379	'
Current Balance	98,556	92,648	'
Total gross loans	99,632	94,027	'
90+ Days Accruing	203	'	'
Non-accruing Loans and Leases	894	1,376	'
Residential Real Estate: Construction [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current Balance	398	1,509	'
Total gross loans	398	1,509	'
Non-accruing Loans and Leases	'	'	'
Commercial Real Estate: Commercial [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	'	6,976	'
60-89 days	4,728	1,050	'
90+ days	516	75	'
Total Past Due	5,244	8,101	'
Current Balance	367,211	353,146	'
Total gross loans	372,455	361,247	'
Non-accruing Loans and Leases	3,233	8,873	'
Commercial Real Estate: Construction [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
60-89 days	602	'	'
Total Past Due	602	'	'
Current Balance	32,953	23,902	'
Total gross loans	33,555	23,902	'
Non-accruing Loans and Leases	'	'	'
Home Equity Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	673	100	'
60-89 days	46	267	'
90+ days	134	76	'
Total Past Due	853	443	'
Current Balance	57,420	56,785	'
Total gross loans	58,273	57,228	'
Non-accruing Loans and Leases	525	447	'
Direct Financing Leases [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	'	1	'
60-89 days	'	2	'
90+ days	22	47	'
Total Past Due	22	50	'
Non-accruing Loans and Leases	22	47	'
Consumer Loans [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
30-59 days	22	1	'
60-89 days	1	21	'
Total Past Due	23	22	'
Current Balance	1,667	916	'
Total gross loans	1,690	938	'
Non-accruing Loans and Leases	18	20	'
Other [Member]	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'
Current Balance	823	323	'
Total gross loans	823	323	'
Non-accruing Loans and Leases	'	'	'

Loans_Leases_And_The_Allowance6

Loans, Leases, And The Allowance For Loan And Lease Losses (Summary Of The Allowance For Loan And Lease Losses By Management Level Segments) (Details) (USD $)	3 Months Ended		9 Months Ended			3 Months Ended		9 Months Ended		3 Months Ended				9 Months Ended				3 Months Ended				9 Months Ended				3 Months Ended				9 Months Ended				3 Months Ended		9 Months Ended		3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
						Commercial And Industrial [Member]	Commercial And Industrial [Member]	Commercial And Industrial [Member]	Commercial And Industrial [Member]	Commercial Real Estate Mortgages [Member]		Commercial Real Estate Mortgages [Member]		Commercial Real Estate Mortgages [Member]		Commercial Real Estate Mortgages [Member]		Consumer Loans [Member]		Consumer Loans [Member]		Consumer Loans [Member]		Consumer Loans [Member]		Residential Real Estate Mortgages [Member]		Residential Real Estate Mortgages [Member]		Residential Real Estate Mortgages [Member]		Residential Real Estate Mortgages [Member]		Home Equity Loans [Member]	Home Equity Loans [Member]	Home Equity Loans [Member]	Home Equity Loans [Member]	Direct Financing Leases [Member]	Direct Financing Leases [Member]	Direct Financing Leases [Member]	Direct Financing Leases [Member]	Unallocated [Member]	Unallocated [Member]	Unallocated [Member]	Unallocated [Member]
Allowance for loan and lease losses:	'	'	'	'	'	'	'	'	'	'		'		'		'		'		'		'		'		'		'		'		'		'	'	'	'	'	'	'	'	'	'	'	'
Beginning balance	$11,522	$10,259	$11,503	$9,732	'	$3,903	$3,713	$4,489	$3,617	$5,545	[1]	$4,910	[1]	$4,912	[1]	$4,493	[1]	$46	[2]	$15	[2]	$37	[2]	$18	[2]	$1,046	[1]	$702	[1]	$1,038	[1]	$662	[1]	$833	$770	$878	$746	'	'	'	$47	$149	$149	$149	$149
Charge-offs	-452	-537	-995	-675	'	-439	-9	-913	-19	'		-447	[1]	-57	[1]	-460	[1]	-13	[2]	-7	[2]	-25	[2]	-29	[2]	'		-33	[1]	'		-39	[1]	'	-41	'	-128	'	'	'	'	'	'	'	'
Recoveries	558	394	792	529	'	467	44	526	167	10	[1]	298	[1]	49	[1]	303	[1]	33	[2]	5	[2]	37	[2]	11	[2]	16	[1]	2	[1]	18	[1]	2	[1]	'	'	'	1	32	45	162	45	'	'	'	'
Provision for loan and lease losses	327	774	655	1,304	'	42	447	-129	430	280	[1]	-18	[1]	931	[1]	407	[1]	8	[2]	19	[2]	25	[2]	32	[2]	1	[1]	273	[1]	7	[1]	319	[1]	28	98	-17	208	-32	-45	-162	-92	'	'	'	'
Ending balance	11,955	10,890	11,955	10,890	'	3,973	4,195	3,973	4,195	5,835	[1]	4,743	[1]	5,835	[1]	4,743	[1]	74	[2]	32	[2]	74	[2]	32	[2]	1,063	[1]	944	[1]	1,063	[1]	944	[1]	861	827	861	827	'	'	'	'	149	149	149	149
Individually evaluated for impairment	591	757	591	757	'	216	667	216	667	318	[1]	70	[1]	318	[1]	70	[1]	49	[2]	20	[2]	49	[2]	20	[2]	3	[1]	'		3	[1]	'		5	'	5	'	'	'	'	'	'	'	'	'
Collectively evaluated for impairment	11,364	10,133	11,364	10,133	'	3,757	3,528	3,757	3,528	5,517	[1]	4,673	[1]	5,517	[1]	4,673	[1]	25	[2]	12	[2]	25	[2]	12	[2]	1,060	[1]	944	[1]	1,060	[1]	944	[1]	856	827	856	827	'	'	'	'	149	149	'	'
Allowance for loan and lease losses, Total	11,955	10,890	11,955	10,890	'	3,973	4,195	3,973	4,195	5,835	[1]	4,743	[1]	5,835	[1]	4,743	[1]	74	[2]	32	[2]	74	[2]	32	[2]	1,063	[1]	944	[1]	1,063	[1]	944	[1]	861	827	861	827	'	'	'	'	149	149	149	149
Loans and leases:	'	'	'	'	'	'	'	'	'	'		'		'		'		'		'		'		'		'		'		'		'		'	'	'	'	'	'	'	'	'	'	'	'
Individually evaluated for impairment	17,621	14,547	17,621	14,547	'	613	1,101	613	1,101	13,808	[1]	11,550	[1]	13,808	[1]	11,550	[1]	49	[2]	20	[2]	49	[2]	20	[2]	2,131	[1]	1,340	[1]	2,131	[1]	1,340	[1]	1,020	536	1,020	536	'	'	'	'	'	'	'	'
Collectively evaluated for impairment	667,109	610,227	667,109	610,227	'	117,291	115,969	117,291	115,969	392,202	[1]	348,194	[1]	392,202	[1]	348,194	[1]	2,464	[2]	1,077	[2]	2,464	[2]	1,077	[2]	97,899	[1]	89,000	[1]	97,899	[1]	89,000	[1]	57,253	55,987	57,253	55,987	'	'	'	'	'	'	'	'
Loans and leases, Total	684,730	624,774	684,730	624,774	'	117,904	117,070	117,904	117,070	406,010	[1]	359,744	[1]	406,010	[1]	359,744	[1]	2,513	[2]	1,097	[2]	2,513	[2]	1,097	[2]	100,030	[1]	90,340	[1]	100,030	[1]	90,340	[1]	58,273	56,523	58,273	56,523	'	'	'	'	'	'	'	'
Net deferred loan origination costs	$610	$781	$610	$781	$870	'	'	'	'	'		'		'		'		'		'		'		'		'		'		'		'		'	'	'	'	'	'	'	'	'	'	'	'
[1]	Includes construction loans
[2]	Includes all other consumer loans

Loans_Leases_And_The_Allowance7

Loans, Leases, And The Allowance For Loan And Lease Losses (Changes In Allowance For Loan And Lease Losses) (Details) (USD $)

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

3 Months Ended

9 Months Ended

In Thousands, unless otherwise specified

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Sep. 30, 2014

Sep. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Commercial And Industrial [Member]

Commercial And Industrial [Member]

Commercial And Industrial [Member]

Commercial And Industrial [Member]

Commercial Real Estate Mortgages [Member]

Commercial Real Estate Mortgages [Member]

Commercial Real Estate Mortgages [Member]

Commercial Real Estate Mortgages [Member]

Consumer Loans [Member]

Consumer Loans [Member]

Consumer Loans [Member]

Consumer Loans [Member]

Residential Real Estate Mortgages [Member]

Residential Real Estate Mortgages [Member]

Residential Real Estate Mortgages [Member]

Residential Real Estate Mortgages [Member]

Home Equity Loans [Member]

Home Equity Loans [Member]

Home Equity Loans [Member]

Home Equity Loans [Member]

Direct Financing Leases [Member]

Direct Financing Leases [Member]

Direct Financing Leases [Member]

Direct Financing Leases [Member]

Unallocated [Member]

Unallocated [Member]

Unallocated [Member]

Unallocated [Member]

Financing Receivable, Allowance for Credit Losses [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Beginning balance

$11,522

$10,259

$11,503

$9,732

$3,903

$3,713

$4,489

$3,617

$5,545

[1]

$4,910

[1]

$4,912

[1]

$4,493

[1]

$46

[2]

$15

[2]

$37

[2]

$18

[2]

$1,046

[1]

$702

[1]

$1,038

[1]

$662

[1]

$833

$770

$878

$746

'

'

'

$47

$149

$149

$149

$149

Charge-offs

-452

-537

-995

-675

-439

-9

-913

-19

'

-447

[1]

-57

[1]

-460

[1]

-13

[2]

-7

[2]

-25

[2]

-29

[2]

'

-33

[1]

'

-39

[1]

'

-41

'

-128

'

'

'

'

'

'

'

'

Recoveries

558

394

792

529

467

44

526

167

10

[1]

298

[1]

49

[1]

303

[1]

33

[2]

5

[2]

37

[2]

11

[2]

16

[1]

2

[1]

18

[1]

2

[1]

'

'

'

1

32

45

162

45

'

'

'

'

Provision

327

774

655

1,304

42

447

-129

430

280

[1]

-18

[1]

931

[1]

407

[1]

8

[2]

19

[2]

25

[2]

32

[2]

1

[1]

273

[1]

7

[1]

319

[1]

28

98

-17

208

-32

-45

-162

-92

'

'

'

'

Ending balance

$11,955

$10,890

$11,955

$10,890

$3,973

$4,195

$3,973

$4,195

$5,835

[1]

$4,743

[1]

$5,835

[1]

$4,743

[1]

$74

[2]

$32

[2]

$74

[2]

$32

[2]

$1,063

[1]

$944

[1]

$1,063

[1]

$944

[1]

$861

$827

$861

$827

'

'

'

'

$149

$149

$149

$149

[1]

Includes construction loans

[2]

Includes all other consumer loans

Loans_Leases_And_The_Allowance8

Loans, Leases, And The Allowance For Loan And Lease Losses (Impaired Loans And Leases) (Details) (USD $)	9 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	$14,185	$13,548
Impaired loans, Recorded Investment, With a related allowance recorded	3,436	5,339
Impaired loans, Recorded Investment, Total	17,621	18,887
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	14,849	14,164
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	3,642	5,467
Impaired loans, Unpaid Principal Balance, Total	18,491	19,631
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	591	1,509
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	14,326	13,763
Impaired loans, Average Recorded Investment, With a related allowance recorded	3,723	5,787
Impaired loans, Average Recorded Investment, Total	18,049	19,550
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	74	482
Impaired Loans, Interest Income Foregone, With a related allowance recorded	161	79
Impaired Loans, Interest Income Foregone, Total	235	561
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	455	207
Impaired Loans, Interest Income Recognized, With a related allowance recorded	61	198
Impaired Loans, Interest Income Recognized, Total	516	405
Commercial And Industrial [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	265	1,247
Impaired loans, Recorded Investment, With a related allowance recorded	348	3,141
Impaired loans, Recorded Investment, Total	613	4,388
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	329	1,352
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	421	3,191
Impaired loans, Unpaid Principal Balance, Total	750	4,543
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	216	1,187
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	308	1,405
Impaired loans, Average Recorded Investment, With a related allowance recorded	591	3,577
Impaired loans, Average Recorded Investment, Total	899	4,982
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	13	100
Impaired Loans, Interest Income Foregone, With a related allowance recorded	84	60
Impaired Loans, Interest Income Foregone, Total	97	160
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	12	59
Impaired Loans, Interest Income Recognized, With a related allowance recorded	2	108
Impaired Loans, Interest Income Recognized, Total	14	167
Residential Real Estate: Residential [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	1,860	1,331
Impaired loans, Recorded Investment, With a related allowance recorded	271	621
Impaired loans, Recorded Investment, Total	2,131	1,952
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	2,035	1,460
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	285	624
Impaired loans, Unpaid Principal Balance, Total	2,320	2,084
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	3	47
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	1,865	1,388
Impaired loans, Average Recorded Investment, With a related allowance recorded	271	622
Impaired loans, Average Recorded Investment, Total	2,136	2,010
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	21	61
Impaired Loans, Interest Income Foregone, With a related allowance recorded	15	10
Impaired Loans, Interest Income Foregone, Total	36	71
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	66	9
Impaired Loans, Interest Income Recognized, With a related allowance recorded	'	27
Impaired Loans, Interest Income Recognized, Total	66	36
Residential Real Estate: Construction [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	'	'
Impaired loans, Recorded Investment, With a related allowance recorded	'	'
Impaired loans, Recorded Investment, Total	'	'
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	'	'
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	'	'
Impaired loans, Unpaid Principal Balance, Total	'	'
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	'	'
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	'	'
Impaired loans, Average Recorded Investment, With a related allowance recorded	'	'
Impaired loans, Average Recorded Investment, Total	'	'
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, With a related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, Total	'	'
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	'	'
Impaired Loans, Interest Income Recognized, With a related allowance recorded	'	'
Impaired Loans, Interest Income Recognized, Total	'	'
Commercial Real Estate: Commercial [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	9,845	9,937
Impaired loans, Recorded Investment, With a related allowance recorded	2,703	584
Impaired loans, Recorded Investment, Total	12,548	10,521
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	10,224	10,288
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	2,811	650
Impaired loans, Unpaid Principal Balance, Total	13,035	10,938
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	318	70
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	9,896	9,832
Impaired loans, Average Recorded Investment, With a related allowance recorded	2,746	604
Impaired loans, Average Recorded Investment, Total	12,642	10,436
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	23	302
Impaired Loans, Interest Income Foregone, With a related allowance recorded	58	6
Impaired Loans, Interest Income Foregone, Total	81	308
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	332	109
Impaired Loans, Interest Income Recognized, With a related allowance recorded	50	26
Impaired Loans, Interest Income Recognized, Total	382	135
Commercial Real Estate: Construction [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	1,260	599
Impaired loans, Recorded Investment, With a related allowance recorded	'	934
Impaired loans, Recorded Investment, Total	1,260	1,533
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	1,260	599
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	'	934
Impaired loans, Unpaid Principal Balance, Total	1,260	1,533
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	'	146
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	1,330	707
Impaired loans, Average Recorded Investment, With a related allowance recorded	'	934
Impaired loans, Average Recorded Investment, Total	1,330	1,641
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	32	26
Impaired Loans, Interest Income Recognized, With a related allowance recorded	'	33
Impaired Loans, Interest Income Recognized, Total	32	59
Home Equity Loans [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	955	408
Impaired loans, Recorded Investment, With a related allowance recorded	65	39
Impaired loans, Recorded Investment, Total	1,020	447
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	1,001	438
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	65	39
Impaired loans, Unpaid Principal Balance, Total	1,066	477
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	5	39
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	927	402
Impaired loans, Average Recorded Investment, With a related allowance recorded	65	39
Impaired loans, Average Recorded Investment, Total	992	441
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	17	19
Impaired Loans, Interest Income Foregone, With a related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, Total	17	19
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	13	4
Impaired Loans, Interest Income Recognized, With a related allowance recorded	2	2
Impaired Loans, Interest Income Recognized, Total	15	6
Direct Financing Leases [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	'	26
Impaired loans, Recorded Investment, With a related allowance recorded	'	'
Impaired loans, Recorded Investment, Total	'	26
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	'	27
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	'	'
Impaired loans, Unpaid Principal Balance, Total	'	27
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	'	'
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	'	29
Impaired loans, Average Recorded Investment, With a related allowance recorded	'	'
Impaired loans, Average Recorded Investment, Total	'	29
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, With a related allowance recorded	'	'
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	'	'
Impaired Loans, Interest Income Recognized, With a related allowance recorded	'	'
Consumer Loans [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	'	'
Impaired loans, Recorded Investment, With a related allowance recorded	49	20
Impaired loans, Recorded Investment, Total	49	20
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	'	'
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	60	29
Impaired loans, Unpaid Principal Balance, Total	60	29
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	49	20
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	'	'
Impaired loans, Average Recorded Investment, With a related allowance recorded	50	11
Impaired loans, Average Recorded Investment, Total	50	11
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, With a related allowance recorded	4	3
Impaired Loans, Interest Income Foregone, Total	4	3
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	'	'
Impaired Loans, Interest Income Recognized, With a related allowance recorded	7	2
Impaired Loans, Interest Income Recognized, Total	7	2
Other [Member]	'	'
Impaired Financing Receivable, Recorded Investment	'	'
Impaired loans, Recorded Investment, With no related allowance recorded	'	'
Impaired loans, Recorded Investment, With a related allowance recorded	'	'
Impaired loans, Recorded Investment, Total	'	'
Impaired Financing Receivable, Unpaid Principal Balance	'	'
Impaired loans, Unpaid Principal Balance, With no related allowance recorded	'	'
Impaired loans, Unpaid Principal Balance, With a related allowance recorded	'	'
Impaired loans, Unpaid Principal Balance, Total	'	'
Impaired Financing Receivable Related Allowance	'	'
Impaired loans, Related Allowance	'	'
Impaired Financing Receivable, Average Recorded Investment	'	'
Impaired loans, Average Recorded Investment, With no related allowance recorded	'	'
Impaired loans, Average Recorded Investment, With a related allowance recorded	'	'
Impaired loans, Average Recorded Investment, Total	'	'
Impaired Financing Receivable, Interest Income Foregone	'	'
Impaired Loans, Interest Income Foregone, With no related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, With a related allowance recorded	'	'
Impaired Loans, Interest Income Foregone, Total	'	'
Impaired Financing Receivable, Interest Income Recognized	'	'
Impaired Loans, Interest Income Recognized, With no related allowance recorded	'	'
Impaired Loans, Interest Income Recognized, With a related allowance recorded	'	'
Impaired Loans, Interest Income Recognized, Total	'	'

Loans_Leases_And_The_Allowance9

Loans, Leases, And The Allowance For Loan And Lease Losses (Non-Accrual Loans And Leases And Loans And Lease 90 Days Or More Past Due) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total non-accruing loans and leases	$5,084	$13,733
Accruing loans 90+ days past due	307	'
Total non-performing loans and leases	5,391	13,733
Total non-performing loans and leases to total assets	0.64%	1.65%
Total non-performing loans and leases to total loans and leases	0.79%	2.12%
Commercial And Industrial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total non-accruing loans and leases	392	2,970
Accruing loans 90+ days past due	104	'
Residential Real Estate: Residential [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total non-accruing loans and leases	894	1,376
Accruing loans 90+ days past due	203	'
Residential Real Estate: Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total non-accruing loans and leases	'	'
Commercial Real Estate: Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total non-accruing loans and leases	3,233	8,873
Commercial Real Estate: Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total non-accruing loans and leases	'	'
Home Equity Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total non-accruing loans and leases	525	447
Direct Financing Leases [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total non-accruing loans and leases	22	47
Consumer Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total non-accruing loans and leases	18	20
Other [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total non-accruing loans and leases	'	'

Recovered_Sheet1

Loans, Leases, And The Allowance For Loan And Lease Losses (Troubled Debt Restructured Loans And Leases) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	$14,378	$17,119
Troubled restructured loans and leases, Nonaccruing	1,820	11,988
Troubled restructured loans and leases, Accruing	12,558	5,131
Troubled restructured loans and leases, Related Allowance	284	1,016
Commercial And Industrial [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	589	4,262
Troubled restructured loans and leases, Nonaccruing	368	2,903
Troubled restructured loans and leases, Accruing	221	1,359
Troubled restructured loans and leases, Related Allowance	216	983
Residential Real Estate: Residential [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	1,840	1,031
Troubled restructured loans and leases, Nonaccruing	603	454
Troubled restructured loans and leases, Accruing	1,237	577
Residential Real Estate: Construction [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	'	'
Troubled restructured loans and leases, Nonaccruing	'	'
Troubled restructured loans and leases, Accruing	'	'
Troubled restructured loans and leases, Related Allowance	'	'
Commercial Real Estate: Commercial [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	9,931	10,211
Troubled restructured loans and leases, Nonaccruing	616	8,563
Troubled restructured loans and leases, Accruing	9,315	1,648
Troubled restructured loans and leases, Related Allowance	33	33
Commercial Real Estate: Construction [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	1,260	1,533
Troubled restructured loans and leases, Accruing	1,260	1,533
Home Equity Loans [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	727	56
Troubled restructured loans and leases, Nonaccruing	233	56
Troubled restructured loans and leases, Accruing	494	'
Troubled restructured loans and leases, Related Allowance	4	'
Direct Financing Leases [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	'	26
Troubled restructured loans and leases, Nonaccruing	'	12
Troubled restructured loans and leases, Accruing	'	14
Consumer Loans [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	31	'
Troubled restructured loans and leases, Nonaccruing	'	'
Troubled restructured loans and leases, Accruing	31	'
Troubled restructured loans and leases, Related Allowance	31	'
Other [Member]	'	'
Troubled Debt Restructured Loans And Leases [Line Items]	'	'
Troubled restructured loans and leases, Total	'	'
Troubled restructured loans and leases, Nonaccruing	'	'
Troubled restructured loans and leases, Accruing	'	'
Troubled restructured loans and leases, Related Allowance	'	'

Recovered_Sheet2

Loans, Leases, And The Allowance For Loan And Lease Losses (Troubled Debt Restructurings Activity) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
	contract	contract	contract	contract
Commercial And Industrial [Member] | Deferral Of Principal [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	6	'	6
Pre-Modification Outstanding Recorded Investment	'	$2,400	'	$2,400
Post-Modification Outstanding Recorded Investment	'	2,400	'	2,400
Commercial And Industrial [Member] | Interest Rate Reduction [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	2
Pre-Modification Outstanding Recorded Investment	'	'	'	330
Post-Modification Outstanding Recorded Investment	'	'	'	330
Commercial And Industrial [Member] | Extension Of Maturity And Rate Reduction [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	5
Pre-Modification Outstanding Recorded Investment	'	'	'	361
Post-Modification Outstanding Recorded Investment	'	'	'	361
Commercial And Industrial [Member] | Combination Of Concessions [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	1
Pre-Modification Outstanding Recorded Investment	'	'	'	250
Post-Modification Outstanding Recorded Investment	'	'	'	250
Residential Real Estate And Construction [Member] | Deferral Of Principal [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	2
Pre-Modification Outstanding Recorded Investment	'	'	'	6,438
Post-Modification Outstanding Recorded Investment	'	'	'	7,963
Residential Real Estate And Construction [Member] | Extension Of Maturity And Rate Reduction [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	1	'	1	'
Pre-Modification Outstanding Recorded Investment	210	'	210	'
Post-Modification Outstanding Recorded Investment	210	'	210	'
Residential Real Estate And Construction [Member] | Extension Of Maturity [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	2	4
Pre-Modification Outstanding Recorded Investment	'	'	632	583
Post-Modification Outstanding Recorded Investment	'	'	632	583
Commercial Real Estate And Construction [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	'
Pre-Modification Outstanding Recorded Investment	'	'	'	'
Post-Modification Outstanding Recorded Investment	'	'	'	'
Commercial Real Estate And Construction [Member] | Deferral Of Principal [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	2	'	'
Pre-Modification Outstanding Recorded Investment	'	6,438	'	'
Post-Modification Outstanding Recorded Investment	'	7,963	'	'
Commercial Real Estate And Construction [Member] | Extension Of Maturity [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	2
Pre-Modification Outstanding Recorded Investment	'	'	'	739
Post-Modification Outstanding Recorded Investment	'	'	'	739
Home Equity Loans [Member] | Combination Of Concessions [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	1	'	1	'
Pre-Modification Outstanding Recorded Investment	65	'	65	'
Post-Modification Outstanding Recorded Investment	65	'	65	'
Home Equity Loans [Member] | Extension Of Maturity [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	7	'	9	1
Pre-Modification Outstanding Recorded Investment	524	'	589	57
Post-Modification Outstanding Recorded Investment	524	'	589	57
Home Equity Loans [Member] | Extension Of Maturity And Rate Reduction [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	1	1	1
Pre-Modification Outstanding Recorded Investment	'	136	20	136
Post-Modification Outstanding Recorded Investment	'	136	20	136
Home Equity Loans [Member] | Term Out Line Of Credit [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	1	'	'
Pre-Modification Outstanding Recorded Investment	'	57	'	'
Post-Modification Outstanding Recorded Investment	'	57	'	'
Direct Financing Leases [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	'
Pre-Modification Outstanding Recorded Investment	'	'	'	'
Post-Modification Outstanding Recorded Investment	'	'	'	'
Consumer Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	1	'	1	'
Pre-Modification Outstanding Recorded Investment	31	'	31	'
Post-Modification Outstanding Recorded Investment	31	'	31	'
Other [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	'
Pre-Modification Outstanding Recorded Investment	'	'	'	'
Post-Modification Outstanding Recorded Investment	'	'	'	'

Recovered_Sheet3

Loans, Leases, And The Allowance For Loan And Lease Losses (Troubled Debt Restructurings That Subsequently Defaulted) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
	contract	contract	contract	contract
Commercial And Industrial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	2	1	8
Recorded investment of restructured contracts that subsequently defaulted	'	$57	$71	$239
Residential Real Estate: Residential [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'	'	'
Residential Real Estate: Construction [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'	'	'
Commercial Real Estate: Commercial [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	1
Recorded investment of restructured contracts that subsequently defaulted	'	'	'	165
Commercial Real Estate: Construction [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'	'	'
Home Equity Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	1	'
Recorded investment of restructured contracts that subsequently defaulted	'	'	54	'
Direct Financing Leases [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'	'	'
Consumer Loans [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'	'	'
Other [Member]	'	'	'	'
Financing Receivable, Modifications [Line Items]	'	'	'	'
Number of Contracts	'	'	'	'
Recorded investment of restructured contracts that subsequently defaulted	'	'	'	'

Per_Share_Data_Details

Per Share Data (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Per Share Data [Abstract]	'	'	'	'
Potentially dilutive shares of common stock included in calculating diluted earnings per share	76,268	51,920	82,564	42,164
Potential anti-dilutive shares	9,000	35,089	9,000	45,487

Other_Comprehensive_Income_Sch

Other Comprehensive Income (Schedule of Accumulated Other Comprehensive Income (Loss)) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'
Beginning Balance	($434)	($1,490)	($1,263)	$101
Net Change	-153	-104	676	-1,695
Ending Balance	-587	-1,594	-587	-1,594
Net Unrealized Gain (Loss) On Investment Securities [Member]	'	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'
Beginning Balance	980	791	191	2,457
Net Change	-171	-142	618	-1,808
Ending Balance	809	649	809	649
Net Defined Benefit Pension Plans Adjustments [Member]	'	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'
Beginning Balance	-1,414	-2,281	-1,454	-2,356
Net Change	18	38	58	113
Ending Balance	($1,396)	($2,243)	($1,396)	($2,243)

Other_Comprehensive_Income_Com

Other Comprehensive Income (Components Of Other Comprehensive Income) (Details) (USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013
Unrealized loss on investment securities, Before-Tax Amount:	'		'		'		'
Unrealized gain (loss) on investment securities, Before-Tax Amount	($281)		($231)		$1,007		($2,950)
Net change, Before-Tax Amount	-281		-231		1,007		-2,950
Defined benefit pension plans adjustments, Before-Tax Amount:	'		'		'		'
Amortization of prior service cost, Before-Tax Amount	7	[1]	17	[1]	22	[1]	52	[1]
Amortization of actuarial loss, Before-Tax Amount	25	[1]	45	[1]	77	[1]	133	[1]
Net change, Before-Tax Amount	32		62		99		185
Other Comprehensive Loss, Before-Tax Amount	-249		-169		1,106		-2,765
Unrealized loss on investment securities, Income Tax (Provision) Benefit:	'		'		'		'
Unrealized gain (loss) on investment securities, Income Tax (Provision) Benefit	110		89		-389		1,142
Net change, Income Tax (Provision) Benefit	110		89		-389		1,142
Defined benefit pension plans adjustments, Income Tax (Provision) Benefit:	'		'		'		'
Amortization of prior service cost, Income Tax (Provision) Benefit	-3	[1]	-7	[1]	-10	[1]	-20	[1]
Amortization of actuarial loss, Income Tax (Provision) Benefit	-11	[1]	-17	[1]	-31	[1]	-52	[1]
Net change, Income Tax (Provision) Benefit	-14		-24		-41		-72
Other Comprehensive Loss, Income Tax (Provision) Benefit	96		65		-430		1,070
Unrealized loss on investment securities, Net-of-Tax Amount:	'		'		'		'
Unrealized gain (loss) on investment securities, Net-of-Tax Amount	-171		-142		618		-1,808
Reclassification from accumulated other comprehensive income for gains (losses), Net-of-Tax Amount	'		'		'		'
Net change, Net-of-Tax Amount	-171		-142		618		-1,808
Defined benefit pension plans adjustments, Net-of-Tax Amount:	'		'		'		'
Amortization of prior service cost, Net-of-Tax Amount	4	[1]	10	[1]	12	[1]	32	[1]
Amortization of actuarial loss, Net-of-Tax Amount	14	[1]	28	[1]	46	[1]	81	[1]
Net change, Net-of-Tax Amount	18		38		58		113
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX	($153)		($104)		$676		($1,695)
[1]	Included in net periodic pension cost, as described in Note 9 - bNet Periodic Benefit Costsb

Segment_Information_Business_S

Segment Information (Business Segment Information) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Segment Reporting Information [Line Items]	'	'	'	'
Net interest income (expense)	$7,678	$7,174	$22,658	$21,003
Provision for loan and lease losses	327	774	655	1,304
Net interest income (expense) after provision for loan and lease losses	7,351	6,400	22,003	19,699
Non-interest income	1,622	712	4,353	3,511
Insurance service and fees	1,888	1,906	5,606	5,632
Amortization expense	27	55	108	180
Non-interest expense	7,458	7,293	23,327	21,502
Income before income taxes	3,376	1,670	8,527	7,160
Income tax provision	1,086	-780	2,646	971
Net income	2,290	2,450	5,881	6,189
Banking Activities [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Net interest income (expense)	7,707	7,203	22,744	21,090
Provision for loan and lease losses	327	774	655	1,304
Net interest income (expense) after provision for loan and lease losses	7,380	6,429	22,089	19,786
Non-interest income	1,622	712	4,353	3,511
Insurance service and fees	156	151	454	384
Non-interest expense	6,363	6,174	20,134	18,232
Income before income taxes	2,795	1,118	6,762	5,449
Income tax provision	862	-1,015	1,967	299
Net income	1,933	2,133	4,795	5,150
Insurance Agency Activities [Member]	'	'	'	'
Segment Reporting Information [Line Items]	'	'	'	'
Net interest income (expense)	-29	-29	-86	-87
Net interest income (expense) after provision for loan and lease losses	-29	-29	-86	-87
Insurance service and fees	1,732	1,755	5,152	5,248
Amortization expense	27	55	108	180
Non-interest expense	1,095	1,119	3,193	3,270
Income before income taxes	581	552	1,765	1,711
Income tax provision	224	235	679	672
Net income	$357	$317	$1,086	$1,039

Contingent_Liabilities_And_Com2

Contingent Liabilities And Commitments (Summary Of Commitments And Contingent Liabilities) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
Contingent Liabilities And Commitments [Abstract]	'	'
Commitments to extend credit	$271,545,000	$176,964,000
Standby letters of credit	1,695,000	2,664,000
Commitments and contingent liabilities	273,240,000	179,628,000
Estimated liability related to NYAG investigation	1,000,000	'
Estimated probable loss	$1,000,000	'

Net_Periodic_Benefit_Costs_Nar

Net Periodic Benefit Costs (Narrative) (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014
Net Periodic Benefit Costs [Abstract]	'
Estimated contribution to pension plan in current fiscal year	$110

Net_Periodic_Benefit_Costs_Sch

Net Periodic Benefit Costs (Schedule Of Net Periodic Benefit Costs) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Pension [Member]	'	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'	'
Interest cost	$52	$47	$155	$143
Expected return on plan assets	-76	-65	-229	-195
Amortization of the net loss	5	17	15	50
Net periodic cost (benefit)	-19	-1	-59	-2
Supplemental Executive Retirement Plans [Member]	'	'	'	'
Defined Benefit Plan Disclosure [Line Items]	'	'	'	'
Service cost	40	42	124	124
Interest cost	37	32	117	94
Amortization of prior service cost	7	17	22	52
Amortization of the net loss	20	28	62	83
Net periodic cost (benefit)	$104	$119	$325	$353