Evans Bancorp (EVBN) 10-Q 3 Aug 15 2015 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Jul. 31, 2015
Document And Entity Information [Abstract]
Document Type	10-Q
Document Period End Date	Jun. 30, 2015
Amendment Flag	false
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2,015
Entity Registrant Name	EVANS BANCORP INC
Entity Central Index Key	842,518
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		4,243,149

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 14,407	$ 8,784
Interest-bearing deposits at banks	34,158	2,114
Securities:
Available for sale, at fair value (amortized cost: $104,284 at June 30, 2015; $94,048 at December 31, 2014)	105,269	95,533
Held to maturity, at amortized cost (fair value: $1,440 at June 30, 2015; $1,574 at December 31, 2014)	1,465	1,599
Federal Home Loan Bank common stock, at amortized cost	1,296	1,439
Federal Reserve Bank common stock, at amortized cost	1,478	1,486
Loans, net of allowance for loan losses of $13,110 at June 30, 2015 and $12,533 at December 31, 2014	697,722	683,131
Properties and equipment, net of accumulated depreciation of $15,651 at June 30, 2015 and $15,129 at December 31, 2014	10,200	10,224
Goodwill	8,101	8,101
Bank-owned life insurance	20,704	20,415
Other assets	13,747	13,983
TOTAL ASSETS	908,547	846,809
LIABILITIES
Demand deposits	163,862	158,631
NOW deposits	79,266	72,670
Regular savings deposits	431,555	363,542
Time deposits	99,482	112,792
Total deposits	774,165	707,635
Securities sold under agreement to repurchase	11,009	13,778
Other short term borrowings	10,000	13,700
Other liabilities	13,848	14,578
Junior subordinated debentures	11,330	11,330
Total liabilities	$ 820,352	$ 761,021
CONTINGENT LIABILITIES AND COMMITMENTS
STOCKHOLDERS' EQUITY:
Common stock, $.50 par value, 10,000,000 shares authorized; 4,247,469 and 4,241,797 shares issued at June 30, 2015 and December 31, 2014, respectively, and 4,239,929 and 4,203,684 outstanding at June 30, 2015 and December 31, 2014, respectively	$ 2,126	$ 2,123
Capital surplus	42,969	43,102
Treasury stock, at cost, 7,540 shares and 38,113 at June 30, 2015 and December 31, 2014, respectively	(42)	(751)
Retained earnings	44,885	42,822
Accumulated other comprehensive loss, net of tax	(1,743)	(1,508)
Total stockholders' equity	88,195	85,788
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 908,547	$ 846,809

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Consolidated Balance Sheets [Abstract]
Available for sale, amortized cost	$ 104,284	$ 94,048
Held to maturity, fair value	1,440	1,574
Loans, allowance for loan losses	13,110	12,533
Properties and equipment, accumulated depreciation	$ 15,651	$ 15,129
Common stock, par value	$ 0.50	$ 0.50
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,247,469	4,241,797
Common stock, shares outstanding	4,239,929	4,203,684
Treasury stock, shares	7,540	38,113

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME
Loans	$ 7,934	$ 7,879	$ 15,746	$ 15,389
Interest bearing deposits at banks	33	15	34	31
Securities:
Taxable	429	455	835	904
Non-taxable	240	243	477	488
Total interest income	8,636	8,592	17,092	16,812
INTEREST EXPENSE
Deposits	860	756	1,643	1,512
Other borrowings	46	75	60	160
Junior subordinated debentures	82	79	160	159
Total interest expense	988	910	1,863	1,831
NET INTEREST INCOME	7,648	7,682	15,229	14,981
PROVISION (CREDIT) FOR LOAN LOSSES	415	176	616	328
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	7,233	7,506	14,613	14,653
NON-INTEREST INCOME
Bank charges	411	464	820	925
Insurance service and fees	1,821	1,586	3,650	3,718
Data center income	69	101	92	207
Gain on loans sold	58	40	81	40
Bank-owned life insurance	152	151	289	296
Other	965	713	1,610	1,263
Total non-interest income	3,476	3,055	6,542	6,449
NON-INTEREST EXPENSE
Salaries and employee benefits	5,066	4,564	9,860	9,260
Litigation expense		1,000		1,000
Occupancy	697	685	1,392	1,428
Repairs and maintenance	215	180	388	356
Advertising and public relations	231	281	442	503
Professional services	670	418	1,180	936
Technology and communications	262	278	522	578
Amortization of intangibles		40		81
FDIC insurance	148	112	295	274
Other	952	774	1,674	1,535
Total non-interest expense	8,241	8,332	15,753	15,951
INCOME BEFORE INCOME TAXES	2,468	2,229	5,402	5,151
INCOME TAX PROVISION	793	650	1,822	1,559
NET INCOME	$ 1,675	$ 1,579	$ 3,580	$ 3,592
Net income per common share-basic	$ 0.40	$ 0.38	$ 0.85	$ 0.86
Net income per common share-diluted	$ 0.39	$ 0.37	0.83	0.84
Cash dividends per common share			$ 0.36	$ 0.31
Weighted average number of common shares outstanding	4,234,334	4,166,497	4,233,196	4,183,414
Weighted average number of diluted shares outstanding	4,309,688	4,248,249	4,309,423	4,264,889

Statements Of Consolidated Comp

Statements Of Consolidated Comprehensive Income - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statements Of Consolidated Comprehensive Income [Abstract]
NET INCOME		$ 1,675	$ 1,579	$ 3,580	$ 3,592
Unrealized (loss) gain on available-for-sale securities:
Unrealized (loss) gain on available-for-sale securities		$ (637)	$ 428	(306)	789
Less: Reclassification of gain on sale of securities
Net change, Net-of-Tax Amount		$ (637)	$ 428	(306)	789
Defined benefit pension plans:
Amortization of prior service cost	[1]	5	4	10	9
Amortization of actuarial assumptions	[1]	37	15	61	31
Total		42	19	71	40
OTHER COMPREHENSIVE (LOSS) INCOME, NET OF TAX		(595)	447	(235)	829
COMPREHENSIVE INCOME		$ 1,080	$ 2,026	$ 3,345	$ 4,421
[1]	Included in net periodic pension cost, as described in Note 9 - "Net Periodic Benefit Costs"

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders’ Equity - USD ($) $ in Thousands	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2013	$ 2,106	$ 42,619	$ 37,370	$ (1,263)	$ (120)	$ 80,712
Net income			3,592			3,592
Other comprehensive (loss) income				829		829
Cash dividends			(1,305)			(1,305)
Stock options and restricted stock expense		220				220
Excess tax expense from stock-based compensation		31				31
Issued restricted shares	11	(11)
Repurchased shares in Treasury stock					(1,436)	(1,436)
Reissued shares in stock option exercise		(51)			106	55
Reissued shares under dividend reinvestment plan		9			115	124
Issued shares through Employee Stock Purchase Plan	3	124				127
Balance at Jun. 30, 2014	2,120	42,941	39,657	(434)	(1,335)	82,949
Balance at Dec. 31, 2014	2,123	43,102	42,822	(1,508)	(751)	85,788
Net income			3,580			3,580
Other comprehensive (loss) income				(235)		(235)
Cash dividends			(1,517)			(1,517)
Stock options and restricted stock expense		263				263
Excess tax expense from stock-based compensation		44				44
Reissued restricted shares, net of forfeitures		(503)			503
Repurchased shares in Treasury stock					(83)	(83)
Reissued shares in stock option exercise		(55)			155	100
Reissued shares under dividend reinvestment plan		4			134	138
Issued shares through Employee Stock Purchase Plan	3	114				117
Balance at Jun. 30, 2015	$ 2,126	$ 42,969	$ 44,885	$ (1,743)	$ (42)	$ 88,195

Consolidated Statements Of Cha7

Consolidated Statements Of Changes In Stockholders’ Equity (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Consolidated Statements Of Changes In Stockholders’ Equity [Abstract]
Cash dividends per common share	$ 0.36	$ 0.31
Restricted shares issued		20,517
Restricted shares reissued, net of forfeitures	20,592
Restricted shares forfeited	588
Shares repurchased in Treasury stock	3,397	59,800
Shares reissued in stock options exercise	8,034	5,093
Shares reissued under dividend reinvestment plan	5,582	5,400
Shares issued through Employee Stock Purchase Plan	5,672	7,186

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
OPERATING ACTIVITIES:
Interest received	$ 16,916	$ 16,934
Fees received	5,795	6,141
Interest paid	(1,939)	(1,842)
Cash paid to employees and vendors	(15,932)	(15,317)
Cash contributed to pension plan	(165)
Income taxes paid	(601)	(2,785)
Proceeds from sale of loans held for resale	9,772	3,439
Originations of loans held for resale	(10,295)	(3,636)
Net cash provided by operating activities	3,551	2,934
INVESTING ACTIVITIES:
Purchases of available for sale securities	(24,370)	(8,900)
Proceeds from maturities, calls, and payments of available for sale securities	14,299	7,144
Purchases of held to maturity securities	(50)	(330)
Proceeds from maturities, calls, and payments of held to maturity securities	184	781
Proceeds from property insurance	927
Additions to properties and equipment	(499)	(275)
Purchase of tax credit investment	(831)	(1,467)
Net increase in loans	(14,360)	(16,304)
Net cash used in investing activities	(24,700)	(19,351)
FINANCING ACTIVITIES:
Proceeds from (repayments of) borrowings, net	(6,469)	(3,231)
Net increase in deposits	66,531	558
Dividends paid	(1,517)	(1,305)
Repurchase of treasury stock	(83)	(1,501)
Issuance of common stock	117	183
Reissuance of treasury stock	237	188
Net cash provided by (used in) financing activities	58,816	(5,108)
Net increase (decrease) in cash and equivalents	37,667	(21,525)
CASH AND CASH EQUIVALENTS:
Beginning of period	10,898	41,954
End of period	48,565	20,429
RECONCILIATION OF NET INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES:
Net income	3,580	3,592
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	745	827
Deferred tax expense (benefit)	191	(241)
Provision for loan losses	616	328
Gain on loans sold	(81)	(40)
Stock options and restricted stock expense	263	221
Proceeds from sale of loans held for resale	9,772	3,439
Originations of loans held for resale	(10,295)	(3,636)
Cash contributed to pension plan	(165)
Changes in assets and liabilities affecting cash flow:
Other assets	(1,112)	344
Other liabilities	37	(1,900)
NET CASH PROVIDED BY OPERATING ACTIVITIES	$ 3,551	$ 2,934

Organization And Summary Of Sig

Organization And Summary Of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2015
Organization And Summary Of Significant Accounting Policies [Abstract]
Organization And Summary Of Significant Accounting Policies	1. ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The accounting and reporting policies followed by Evans Bancorp, Inc. (the “Company”), a financial holding company, and its two direct, wholly-owned subsidiaries: (i) Evans Bank, National Association (the “Bank”), and the Bank’s subsidiaries, Evans National Leasing, Inc. (“ENL”), Evans National Holding Corp. (“ENHC”) and Suchak Data Systems, LLC (“SDS”); and (ii) Evans National Financial Services, LLC (“ENFS”), and ENFS’s subsidiary, The Evans Agency, LLC (“TEA”), and TEA’s subsidiaries, Frontier Claims Services, Inc. (“FCS”) and ENB Associates Inc. (“ENBA”), in the preparation of the accompanying interim unaudited consolidated financial statements conform with U.S. generally accepted accounting principles (“GAAP”) and with general practice within the industries in which it operates. Except as the context otherwise requires, the Company and its direct and indirect subsidiaries are collectively referred to in this report as the “Company.” The accompanying consolidated financial statements are unaudited. In the opinion of management, all adjustments necessary for a fair presentation of the Company’s financial position and results of operations for the interim periods have been made. During the six month period ended June 30, 2015, the Company revised the unaudited Consolidated Statement of Cash Flows for the six month period ended June 30, 2014 to correct errors involving a $347 thousand increase within “Net cash provided by operating activities”, a $347 thousand increase in “Net cash used in investing activities”, a $80 thousand increase within “Depreciation and amortization”, $483 thousand increase within “Change in other assets affecting cash flow”, and a $216 thousand increase within “Change in other liabilities affecting cash flow” line items. The Company has assessed the materiality of this correction and concluded, based on qualitative and quantitative considerations, in accordance with Staff Accounting Bulletin No. 99, that the adjustments were not material to our previously reported financial statements. The results of operations for the three and six month periods ended June 30, 2015 are not necessarily indicative of the results to be expected for the full year. The accompanying unaudited consolidated financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2014.

Securities

Securities	6 Months Ended
	Jun. 30, 2015
Securities [Abstract]
Securities	2. SECURITIES The amortized cost of securities and their approximate fair value at June 30, 2015 and December 31, 2014 were as follows: June 30, 2015 (in thousands) Amortized Unrealized Fair Cost Gains Losses Value Available for Sale: Debt securities: U.S. government agencies $ $ $ $ States and political subdivisions Total debt securities $ $ $ $ Mortgage-backed securities: FNMA $ $ $ $ FHLMC GNMA CMO Total mortgage-backed securities $ $ $ $ Total securities designated as available for sale $ $ $ $ Held to Maturity: Debt securities States and political subdivisions $ $ $ $ Total securities designated as held to maturity $ $ $ $ December 31, 2014 (in thousands) Amortized Unrealized Fair Cost Gains Losses Value Available for Sale: Debt securities: U.S. government agencies $ $ $ $ States and political subdivisions Total debt securities $ $ $ $ Mortgage-backed securities: FNMA $ $ $ $ FHLMC GNMA CMO Total mortgage-backed securities $ $ $ $ Total securities designated as available for sale $ $ $ $ Held to Maturity: Debt securities States and political subdivisions $ $ $ $ Total securities designated as held to maturity $ $ $ $ Available for sale securities with a total fair value of $68.6 million and $68.8 million at June 30, 2015 and December 31, 2014, respectively, were pledged as collateral to secure public deposits and for other purposes required or permitted by law. The Company uses the Federal Home Loan Bank of New York (“FHLBNY”) as its primary source of overnight funds and also has several long-term advances with FHLBNY. The Company had no borrowed funds as of June 30, 2015, and had a total of $13.7 million in borrowed funds with FHLBNY at December 31, 2014. The Company has placed sufficient collateral in the form of residential and commercial real estate loans at FHLBNY that meet FHLB collateral requirements. As a member of the Federal Home Loan Bank (“FHLB”) System, the Bank is required to hold stock in FHLBNY. The Bank held $1.3 million and $1.4 million in FHLBNY stock as of June 30, 2015 and December 31, 2014, respectively, at amortized cost. The Company regularly evaluates investments in FHLBNY for impairment, considering liquidity, operating performance, capital position, stock repurchase and dividend history. At this time, the Company does not believe any impairment in FHLBNY stock is warranted. The scheduled maturities of debt and mortgage-backed securities at June 30, 2015 and December 31, 2014 are summarized below. All maturity amounts are contractual maturities. Actual maturities may differ from contractual maturities because certain issuers have the right to call or prepay obligations with or without call premiums. June 30, 2015 December 31, 2014 Amortized Estimated Amortized Estimated cost fair value cost fair value (in thousands) (in thousands) Debt securities available for sale: Due in one year or less $ $ $ $ Due after one year through five years Due after five years through ten years Due after ten years Mortgage-backed securities available for sale Total available for sale securities $ $ $ $ Debt securities held to maturity: Due in one year or less $ $ $ $ Due after one year through five years Due after five years through ten years Due after ten years Total held to maturity securities $ $ $ $ Information regarding unrealized losses within the Company’s available for sale securities at June 30, 2015 and December 31, 2014 is summarized below. The securities are primarily U.S. government-guaranteed agency securities or municipal securities. All unrealized losses are considered temporary and related to market interest rate fluctuations. June 30, 2015 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (in thousands) Available for Sale: Debt securities: U.S. government agencies $ $ $ $ $ $ States and political subdivisions Total debt securities $ $ $ $ $ $ Mortgage-backed securities: FNMA $ $ $ - - $ - $ $ FHLMC - - GNMA CMO'S Total mortgage-backed securities $ $ $ $ $ $ Held To Maturity: Debt securities: States and political subdivisions $ $ $ $ $ $ Total temporarily impaired securities $ $ $ $ $ $ December 31, 2014 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (in thousands) Available for Sale: Debt securities: U.S. government agencies $ $ $ $ $ $ States and political subdivisions Total debt securities $ $ $ $ $ $ Mortgage-backed securities: FNMA $ $ $ $ $ $ FHLMC - - GNMA - - CMO'S Total mortgage-backed securities $ $ $ $ $ $ Held To Maturity: Debt securities: States and political subdivisions $ $ $ $ $ $ Total temporarily impaired securities $ $ $ $ $ $ Management has assessed the securities available for sale in an unrealized loss position at June 30, 2015 and December 31, 2014 and determined the decline in fair value below amortized cost to be temporary. In making this determination, management considered the period of time the securities were in a loss position, the percentage decline in comparison to the securities’ amortized cost, and the financial condition of the issuer (primarily government or government-sponsored enterprises). In addition, management does not intend to sell these securities and it is not more likely than not that the Company will be required to sell these securities before recovery of their amortized cost. Management believes the decline in fair value is primarily related to market interest rate fluctuations and not to the credit deterioration of the individual issuers. The Company had not recorded any other-than-temporary impairment (“OTTI”) charges as of June 30, 2015 and did not record any OTTI charges during 2014. Nevertheless, it remains possible that there could be deterioration in the asset quality of the securities portfolio in the future. The credit worthiness of the Company’s portfolio is largely reliant on the ability of U.S. government sponsored agencies such as FHLB, Federal National Mortgage Association (“FNMA”), Government National Mortgage Association (“GNMA”), and Federal Home Loan Mortgage Corporation (“FHLMC”), and municipalities throughout New York State to meet their obligations. In addition, dysfunctional markets could materially alter the liquidity, interest rate, and pricing risk of the portfolio. The relatively stable past performance is not a guarantee for similar performance of the Company’s securities portfolio going forward.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2015
Fair Value Measurements [Abstract]
Fair Value Measurements	3. FAIR VALUE MEASUREMENTS The Company follows the provisions of ASC Topic 820, “Fair Value Measurements and Disclosures.” Those provisions relate to financial assets and liabilities carried at fair value and fair value disclosures related to financial assets and liabilities. ASC Topic 820 defines fair value and specifies a hierarchy of valuation techniques based on the nature of the inputs used to develop the fair value measures. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. There are three levels of inputs to fair value measurements: · Level 1, meaning the use of quoted prices for identical instruments in active markets; · Level 2, meaning the use of quoted prices for similar instruments in active markets or quoted prices for identical or similar instruments in markets that are not active or are directly or indirectly observable; and · Level 3, meaning the use of unobservable inputs. Observable market data should be used when available. FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A RECURRING BASIS The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a recurring basis at June 30, 2015 and December 31, 2014: (in thousands) Level 1 Level 2 Level 3 Fair Value June 30, 2015 Securities available-for-sale: U.S. government agencies $ - $ $ - $ States and political subdivisions - - Mortgage-backed securities - - Mortgage servicing rights - - December 31, 2014 Securities available-for-sale: U.S. government agencies $ - $ $ - $ States and political subdivisions - - Mortgage-backed securities - - Mortgage servicing rights - - Securities available for sale Fair values for securities are determined using independent pricing services and market-participating brokers. The Company’s independent pricing service utilizes evaluated pricing models that vary by asset class and incorporate available trade, bid and other market information for structured securities, cash flow and, when available, loan performance data. Because many fixed income securities do not trade on a daily basis, the evaluated pricing applications apply information as applicable through processes, such as benchmarking of like securities, sector groupings, and matrix pricing, to prepare evaluations. In addition, model processes, such as the Option Adjusted Spread model, are used to assess interest rate impact and develop prepayment scenarios. The models and the process take into account market convention. For each asset class, a team of evaluators gathers information from market sources and integrates relevant credit information, perceived market movements and sector news into the evaluated pricing applications and models. The company’s service provider may occasionally determine that it does have not sufficient verifiable information to value a particular security. In these cases the Company will utilize valuations from another pricing service. Management believes that it has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of securities to enable management to maintain an appropriate system of internal control. On a quarterly basis, the Company reviews changes in the market value of its security portfolio. Individual changes in valuations are reviewed for consistency with general interest rate movements and any known credit concerns for specific securities. Additionally, on an annual basis, the Company has its entire security portfolio priced by a second pricing service to determine consistency with another market evaluator. If, on the Company’s review or in comparing with another servicer, a material difference between pricing evaluations were to exist, the Company would submit an inquiry to the service provider regarding the data used to value a particular security. If the Company determines it has market information that would support a different valuation than the initial evaluation it can submit a challenge for a change to that security’s valuation. There were no material differences in valuations noted in the first and second quarters of 2015 or during fiscal year 2014. Securities available for sale are classified as Level 2 in the fair value hierarchy as the valuation provided by the third-party provider uses observable market data. Mortgage servicing rights Mortgage servicing rights (“MSRs”) do not trade in an active, open market with readily observable prices. Accordingly, the Company obtains the fair value of the MSRs using a third-party pricing provider. The provider determines the fair value by discounting projected net servicing cash flows of the remaining servicing portfolio. The valuation model used by the provider considers market loan prepayment predictions and other economic factors which management considers to be significant unobservable inputs. The fair value of MSRs is mostly affected by changes in mortgage interest rates since rate changes cause the loan prepayment acceleration factors to increase or decrease. Management has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of MSRs to enable management to maintain an appropriate system of internal control. Mortgage servicing rights are classified within Level 3 of the fair value hierarchy as the valuation is model driven and primarily based on unobservable inputs. The following table summarizes the changes in fair value for mortgage servicing rights during the three and six month periods ended June 30, 2015 and 2014, respectively: Three months ended June 30, (in thousands) 2015 2014 Mortgage servicing rights - April 1 $ $ Gains (losses) included in earnings Additions from loan sales Mortgage servicing rights - June 30 $ $ Six months ended June 30, (in thousands) 2015 2014 Mortgage servicing rights - January 1 $ $ Gains (losses) included in earnings Additions from loan sales Mortgage servicing rights - June 30 $ $ Quantitative information about the significant unobservable inputs used in the fair value measurement of MSRs at the respective dates is as follows: 6/30/2015 12/31/2014 Servicing fees % % Discount rate % % Prepayment rate (CPR) % % FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS The Company is required, on a nonrecurring basis, to adjust the carrying value of certain assets or provide valuation allowances related to certain assets using fair value measurements. The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a nonrecurring basis at June 30, 2015 and December 31, 2014: (in thousands) Level 1 Level 2 Level 3 Fair Value June 30, 2015 Impaired loans $ - - $ December 31, 2014 Impaired loans $ - - $ Impaired loans The Company evaluates and values impaired loans at the time the loan is identified as impaired, and the fair values of such loans are estimated using Level 3 inputs in the fair value hierarchy. Each loan’s collateral has a unique appraisal and management’s discount of the value is based on factors unique to each impaired loan. The significant unobservable input in determining the fair value is management’s subjective discount on appraisals of the collateral securing the loan, which ranges from 10% - 50% . Collateral may consist of real estate and/or business assets including equipment, inventory and/or accounts receivable and the value of these assets is determined based on appraisals by qualified licensed appraisers hired by the Company. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business. The Company has an appraisal policy in which appraisals are obtained upon a commercial loan being downgraded on the Company internal loan rating scale to a 5 (special mention) or a 6 (substandard) depending on the amount of the loan, the type of loan and the type of collateral. All impaired commercial loans are either graded a 6 or 7 on the internal loan rating scale. For consumer loans, the Company obtains appraisals when a loan becomes 90 days past due or is determined to be impaired, whichever occurs first. Subsequent to the downgrade or reaching 90 days past due, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal. Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers. Impaired loans had a gross value of $14.8 million, with a valuation allowance of $0.9 million, at June 30, 2015, compared to a gross value for impaired loans of $15.0 million, with a valuation allowance of $1.3 million, at December 31, 2014. FAIR VALUE OF FINANCIAL INSTRUMENTS At June 30, 2015 and December 31, 2014, the estimated fair values of the Company’s financial instruments, including those that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows: June 30, 2015 December 31, 2014 Carrying Fair Carrying Fair Amount Value Amount Value (in thousands) (in thousands) Financial assets: Level 1: Cash and cash equivalents $ $ $ $ Level 2: Available for sale securities FHLB and FRB stock Level 3: Held to maturity securities Loans and leases, net Mortgage servicing rights Financial liabilities: Level 1: Demand deposits $ $ $ $ NOW deposits Regular savings deposits Commitments to extend credit Securities sold under agreement to repurchase Level 2: Other borrowed funds Junior subordinated debentures Level 3: Time deposits The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practical to estimate that value. Cash and Cash Equivalents . For these short-term instruments, the carrying amount is a reasonable estimate of fair value. “Cash and Cash Equivalents” includes interest-bearing deposits at other banks. FHLB and FRB stock. The carrying value of FHLB and FRB stock approximate fair value. Securities held to maturity. The Company holds certain municipal bonds as held-to-maturity. These bonds are generally small in dollar amount and are issued only by certain local municipalities within the Company’s market area. The original terms are negotiated directly and on an individual basis consistent with our loan and credit guidelines. These bonds are not traded on the open market and management intends to hold the bonds to maturity. The fair value of held-to-maturity securities is estimated by discounting the future cash flows using the current rates at which similar agreements would be made with municipalities with similar credit ratings and for the same remaining maturities. Loans and Leases, net . The fair value of fixed rate loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities, net of the appropriate portion of the allowance for loan losses. For variable rate loans, the carrying amount is a reasonable estimate of fair value. This fair value calculation is not necessarily indicative of the exit price, as defined in ASC 820. Deposits . The fair value of demand deposits, NOW accounts, muni-vest accounts and regular savings accounts is the amount payable on demand at the reporting date. The fair value of time deposits is estimated using the rates currently offered for deposits of similar remaining maturities. Junior Subordinated Debentures . There is no active market for the Company’s debentures. The fair value of the junior subordinated debentures is determined using an expected prevent value technique. The fair value of the adjustable-rate debentures approximates their face amount. Commitments to extend credit and standby letters of credit . As described in Note 8 - “Contingent Liabilities and Commitments” to these Unaudited Consolidated Financial Statements, the Company was a party to financial instruments with off-balance sheet risk at June 30, 2015 and December 31, 2014. Such financial instruments consist of commitments to extend permanent financing and letters of credit. If the options are exercised by the prospective borrowers, these financial instruments will become interest-earning assets of the Company. If the options expire, the Company retains any fees paid by the counterparty in order to obtain the commitment or guarantee. The fees collected for these commitments are recorded as “unearned commitment fees” in Other Liabilities. The carrying value approximates the fair value. Securities Sold Under Agreement to Repurchase. The fair value of the securities sold under agreement to repurchase approximates its carrying value. Other Borrowed Funds. The fair value of the short-term portion of other borrowed funds approximates its carrying value. The fair value of the long-term portion of other borrowed funds is estimated using a discounted cash flow analysis based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.

Loans And The Allowance For Loa

Loans And The Allowance For Loan Losses	6 Months Ended
	Jun. 30, 2015
Loans And The Allowance For Loan Losses [Abstract]
Loans And The Allowance For Loan Losses	4. LOANS AND THE ALLOWANCE FOR LOAN LOSSES Loan Portfolio Composition The following table presents selected information on the composition of the Company’s loan portfolio as of the dates indicated: June 30, 2015 December 31, 2014 Mortgage loans on real estate: (in thousands) Residential Mortgages $ $ Commercial and multi-family Construction-Residential Construction-Commercial Home equities Total real estate loans Commercial and industrial loans Consumer loans Other Net deferred loan origination costs Total gross loans Allowance for loan losses Loans, net $ $ The Bank sells certain fixed rate residential mortgages to FNMA while maintaining the servicing rights for those mortgages. In the three month period ended June 30, 2015, the Bank sold mortgages to FNMA totaling $ 7.1 million, as compared with $3.4 million in mortgages sold to FNMA in the three month period ended June 30, 2014. During the six month period ended June 30, 2015 and 2014, the Bank sold $9.7 million and $3.4 million in mortgages, respectively, to FNMA. At June 30, 2015, the Bank had a loan servicing portfolio principal balance of $77.3 million upon which it earns servicing fees, as compared with $71.6 million at December 31, 2014. The value of the mortgage servicing rights for that portfolio was $0.6 and $0.5 million at June 30, 2015 and December 31, 2014, respectively. At June 30, 2015, there were $1.0 million in residential mortgage loans held-for-sale, compared with $0.4 million in residential mortgages held-for-sale at December 31, 2014. The Company had no commercial loans held-for-sale at June 30, 2015 or December 31, 2014. The Company has never been contacted by FNMA to repurchase any loans due to improper documentation or fraud. As noted in Note 1, these financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2014. Disclosures related to the basis for accounting for loans, the method for recognizing interest income on loans, the policy for placing loans on nonaccrual status and the subsequent recording of payments and resuming accrual of interest, the policy for determining past due status, a description of the Company’s accounting policies and methodology used to estimate the allowance for loan losses, the policy for charging off loans, the accounting policies for impaired loans, and more descriptive information on the Company’s credit risk ratings are all contained in the Notes to the Audited Consolidated Financial Statements in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014. Unless otherwise noted in this Form 10-Q, the policies and methodology described in the Annual Report for the year ended December 31, 2014 are consistent with those utilized by the Company in the three and six months ended June 30, 2015. Credit Quality Indicators The Bank monitors the credit risk in its loan portfolio by reviewing certain credit quality indicators (“CQI”). The primary CQI for its commercial mortgage and commercial and industrial (“C&I”) portfolios is the individual loan’s credit risk rating. The following list provides a description of the credit risk ratings that are used internally by the Bank when assessing the adequacy of its allowance for loan and lease losses: · 1-3-Pass · 4-Watch · 5-O.A.E.M. (Other Assets Especially Mentioned) or Special Mention · 6-Substandard · 7-Doubtful · 8-Loss The Company’s consumer loans, including residential mortgages and home equities, are not individually risk rated or reviewed in the Company’s loan review process. Consumers are not required to provide the Company with updated financial information as is a commercial customer. Consumer loans also carry smaller balances. Given the lack of updated information after the initial underwriting of the loan and small size of individual loans, the Company uses delinquency status as the credit quality indicator for consumer loans. The following tables provide data, at the class level, of credit quality indicators of certain loans and leases for the dates specified: June 30, 2015 (in thousands) Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial 3 $ $ $ $ 4 5 6 - 7 - - - Total $ $ $ $ December 31, 2014 (in thousands) Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial 3 $ $ $ $ 4 5 6 - 7 - Total $ $ $ $ Past Due Loans The following tables provide an analysis of the age of the recorded investment in loans that are past due as of the dates indicated: June 30, 2015 (in thousands) Total Past Current Total 90+ Days Non-accruing 30-59 days 60-89 days 90+ days Due Balance Balance Accruing Loans Commercial and industrial $ $ $ $ $ $ $ $ Residential real estate: Residential Construction - - - - - - Commercial real estate: Commercial - - Construction - - - Home equities Consumer - Other - - - - - - Total Loans $ $ $ $ $ $ $ $ NOTE: Loan and lease balances do not include $674 thousand in net deferred loan origination costs as of June 30, 2015. December 31, 2014 (in thousands) Total Past Current Total 90+ Days Non-accruing 30-59 days 60-89 days 90+ days Due Balance Balance Accruing Loans Commercial and industrial $ $ $ $ $ $ $ - $ Residential real estate: Residential - Construction - - - - - - Commercial real estate: Commercial - Construction - - Home equities - Consumer - - Other - - - - - - Total Loans $ $ $ $ $ $ $ $ NOTE: Loan and lease balances do not include $759 thousand in net deferred loan origination costs as of December 31, 2014. Allowance for loan losses The following tables present the activity in the allowance for loan losses according to portfolio segment, for the six month periods ended June, 2015 and 2014: June 30, 2015 (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer ** Residential Mortgages* HELOC Unallocated Total Allowance for loan losses: Beginning balance $ $ $ $ $ $ $ Charge-offs - - - Recoveries - - Provision - Ending balance $ $ $ $ $ $ $ Allowance for loan losses: Ending balance: Individually evaluated for impairment $ $ $ $ $ - $ - $ Collectively evaluated for impairment Total $ $ $ $ $ $ $ Loans: Ending balance: Individually evaluated for impairment $ $ $ $ $ $ - $ Collectively evaluated for impairment - Total $ $ $ $ $ $ - $ * Includes construction loans ** Includes all other consumer loans NOTE: Loan balances do not include $674 thousand in net deferred loan origination costs as of June 30, 2015. June 30, 2014 (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer ** Residential Mortgages* HELOC Direct Financing Leases Unallocated Total Allowance for loan losses: Beginning balance $ $ $ $ $ $ - $ $ Charge-offs - - - Recoveries - - Provision - Ending balance $ $ $ $ $ $ - $ $ Allowance for loan losses: Ending balance: Individually evaluated for impairment $ $ $ $ - $ - $ - $ - $ Collectively evaluated for impairment - Total $ $ $ $ $ $ - $ $ Loans: Ending balance: Individually evaluated for impairment $ $ $ $ $ $ - $ - $ Collectively evaluated for impairment - - Total $ $ $ $ $ $ - $ - $ * Includes construction loans ** Includes all other consumer loans NOTE: Loan balances do not include $671 thousand in net deferred loan origination costs as of June 30, 2014. The following tables present the activity in the allowance for loan losses by portfolio segment for the three month periods ended June 30, 2015 and 2014: June 30, 2015 (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer ** Residential Mortgages* HELOC Unallocated Total Allowance for loan and lease losses: Beginning balance $ $ $ $ $ $ $ Charge-offs - - - Recoveries - - Provision - Ending balance $ $ $ $ $ $ $ June 30, 2014 (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer ** Residential Mortgages* HELOC Direct Financing Leases Unallocated Total Allowance for loan and lease losses: Beginning balance $ $ $ $ $ $ - $ $ Charge-offs - - - - Recoveries - - Provision - Ending balance $ $ $ $ $ $ - $ $ Impaired Loans The following tables provide data, at the class level, of impaired loans as of the dates indicated: At June 30, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized With no related allowance recorded: (in thousands) Commercial and industrial $ $ $ - $ $ $ Residential real estate: Residential - Construction - - - - - - Commercial real estate: Commercial - Construction - - Home equities - Consumer - - - - - - Other - - - - - - Total impaired loans $ $ $ - $ $ $ At June 30, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized With a related allowance recorded: (in thousands) Commercial and industrial $ $ $ $ $ $ Residential real estate: Residential - Construction - - - - - - Commercial real estate: Commercial - Construction - - - - - - Home equities - - - - - - Consumer Other - - - - - - Total impaired loans $ $ $ $ $ $ At June 30, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized Total: (in thousands) Commercial and industrial $ $ $ $ $ $ Residential real estate: Residential Construction - - - - - - Commercial real estate: Commercial Construction - - Home equities - Consumer Other - - - - - - Total impaired loans $ $ $ $ $ $ At December 31, 2014 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized With no related allowance recorded: (in thousands) Commercial and industrial $ $ $ - $ $ $ Residential real estate: Residential - Construction - - - - - - Commercial real estate: Commercial - Construction - - Home equities - Consumer - - - - - - Other - - - - - - Total impaired loans $ $ $ - $ $ $ At December 31, 2014 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized With a related allowance recorded: (in thousands) Commercial and industrial $ $ $ $ $ $ Residential real estate: Residential - Construction - - - - - - Commercial real estate: Commercial Construction - - - - - - Home equities - - - - - - Consumer Other - - - - - - Total impaired loans $ $ $ $ $ $ At December 31, 2014 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized Total: (in thousands) Commercial and industrial $ $ $ $ $ $ Residential real estate: Residential Construction - - - - - - Commercial real estate: Commercial Construction - - Home equities - Consumer Other - - - - - - Total impaired loans $ $ $ $ $ $ Non-performing loans The following table sets forth information regarding non-performing loans as of the dates specified: June 30, 2015 December 31, 2014 (in thousands) Non-accruing loans: Commercial and industrial loans $ $ Residential real estate: Residential Construction - - Commercial real estate: Commercial and multi-family Construction - - Home equities Consumer loans Other - - Total non-accruing loans $ $ Accruing loans 90+ days past due Total non-performing loans $ $ Total non-performing loans to total assets % % Total non-performing loans to total loans % % Troubled debt restructurings The Company had $6.7 million in loans that were restructured in a troubled debt restructuring (“TDR”) at June 30, 2015, compared with $6.6 million at December 31, 2014. $2.1 million and $1.9 million of those balances were in non-accrual status at June 30, 2015 and December 31, 2014, respectively. Any TDR that is placed on non-accrual is not reverted back to accruing status until the borrower makes timely payments as contracted for at least six months and future collection under the revised terms is probable. All of the Company’s restructurings were allowed in an effort to maximize its ability to collect on loans where borrowers were experiencing financial difficulty. The Company did not engage in any re-modifications during the three and six month periods ended June 30, 2015 and 2014. The reserve for a TDR is based upon the present value of the future expected cash flows discounted at the loan’s original effective rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent. This reserve methodology is used because all TDR loans are considered impaired. As of June 30, 2015, there were no commitments to lend additional funds to debtors owing on loans whose terms have been modified in TDRs. The following tables summarize the loans that were classified as troubled debt restructurings as of the dates indicated: June 30, 2015 ($ in thousands) Total Nonaccruing Accruing Related Allowance Commercial and industrial $ $ $ $ Residential real estate: Residential - Construction - - - - Commercial real estate: Commercial and multi family Construction - - Home equities - Consumer loans - Other - - - - Total troubled restructured loans $ $ $ $ December 31, 2014 ($ in thousands) Total Nonaccruing Accruing Related Allowance Commercial and industrial $ $ $ $ Residential real estate: Residential - Construction - - - - Commercial real estate: Commercial and multi family Construction - - Home equities - Consumer loans - Other - - - - Total troubled restructured loans $ $ $ $ The Company’s TDRs have various agreements that involve deferral of principal payments, or interest-only payments, for a period (usually 12 months or less) to allow the customer time to improve cash flow or sell the property. Other common types of concessions leading to the designation of a TDR are lines of credit that are termed out and extensions of maturities at rates that are less than market given the risk profile of the borrower. The following table shows the data for TDR activity by type of concession granted to the borrower for the three and six month periods ended June 30, 2015 and 2014: Three months ended June 30, 2015 Three months ended June 30, 2014 ($ in thousands) ($ in thousands) Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial and Industrial - - - - - - Residential Real Estate & Construction: Extension of maturity - - - $ $ Commercial Real Estate & Construction - - - - - - Home Equities: Extension of maturity & rate reduction - - - Extension of maturity - - - Consumer loans - - - - - - Other - - - - - - Six months ended June 30, 2015 Six months ended June 30, 2014 ($ in thousands) ($ in thousands) Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial and Industrial: Deferral of principal $ $ - $ - $ - Residential Real Estate & Construction: Extension of maturity - - - Commercial Real Estate & Construction - - - - - - Home Equities: Extension of maturity & rate reduction - - - Extension of maturity - - - Consumer loans - - - - - - Other - - - - - - The general practice of the Bank is to work with borrowers so that they are able to pay back their loan in full. If a borrower continues to be delinquent or cannot meet the terms of a TDR and the loan is determined to be uncollectible, the loan will be charged-off. The following table presents loans which were classified as TDRs during the previous 12 months which defaulted during the three and six month periods ended June 30, 2015 and 2014: Three months ended June 30, 2015 Three months ended June 30, 2014 ($ in thousands) ($ in thousands) Troubled Debt Restructurings Number of Recorded Number of Recorded That Subsequently Defaulted Contracts Investment Contracts Investment Commercial and Industrial - $ - 1 $ Residential Real Estate: Residential - - - - Construction - - - - Commercial Real Estate: Commercial and Multi-Family 1 - - Construction - - - - Home Equities - - 1 Consumer loans - - - - Other - - - - Six months ended June 30, 2015 Six months ended June 30, 2014 ($ in thousands) ($ in thousands) Troubled Debt Restructurings Number of Recorded Number of Recorded That Subsequently Defaulted Contracts Investment Contracts Investment Commercial and Industrial - $ - 1 $ Residential Real Estate: Residential - - - - Construction - - - - Commercial Real Estate: Commercial and Multi-Family 1 - - Construction - - - - Home Equities 1 1 Consumer loans - - - - Other - - - -

Per Share Data

Per Share Data	6 Months Ended
	Jun. 30, 2015
Per Share Data [Abstract]
Per Share Data	5. PER SHARE DATA The common stock per share information is based upon the weighted average number of shares outstanding during each period. For the three and six month periods ended June 30, 2015, the Company had an average of 75,354 and 76,227 dilutive shares outstanding, respectively. The Company had an average of 81,752 and 81,475 dilutive shares outstanding for the three and six month periods ended June 30, 2014, respectively. Potential common shares that would have the effect of increasing diluted earnings per share are considered to be anti-dilutive and not included in calculating diluted earnings per share. For the three and six month periods ended June 30, 2015, there was an average of 37,800 and 38,215 anti-dilutive shares outstanding, respectively, that were not included in calculating diluted earnings per share because their effect was anti-dilutive. There were 40,060 potentially anti-dilutive shares outstanding for the three and six month periods ended June 30, 2014.

Other Comprehensive Income

Other Comprehensive Income	6 Months Ended
	Jun. 30, 2015
Other Comprehensive Income [Abstract]
Other Comprehensive Income	6. OTHER COMPREHENSIVE INCOME The following tables summarize the changes in the components of accumulated other comprehensive income (loss) during the three and six month periods ended June 30, 2015 and 2014: Balance at March 31, 2015 Net Change Balance at June 30, 2015 (in thousands) Net unrealized gain (loss) on investment securities $ $ $ Net defined benefit pension plans adjustments Total $ $ $ Balance at March 31, 2014 Net Change Balance at June 30, 2014 (in thousands) Net unrealized gain (loss) on investment securities $ $ $ Net defined benefit pension plans adjustments Total $ $ $ Balance at December 31, 2014 Net Change Balance at June 30, 2015 (in thousands) Net unrealized gain (loss) on investment securities $ $ $ Net defined benefit pension plans adjustments Total $ $ $ Balance at December 31, 2013 Net Change Balance at June 30, 2014 (in thousands) Net unrealized gain (loss) on investment securities $ $ $ Net defined benefit pension plans adjustments Total $ $ $ Three months ended June 30, 2015 (in thousands) Three months ended June 30, 2014 (in thousands) Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Unrealized loss on investment securities: Unrealized gain (loss) on investment securities $ $ $ $ $ $ Reclassification from accumulated other comprehensive income for gains (losses) - - - - - - Net change Defined benefit pension plans adjustments: Net actuarial (loss) gain $ - $ - $ - $ - $ - $ - Reclassifications from accumulated other comprehensive income for gains (losses) Amortization of prior service cost (a) Amortization of actuarial loss (a) Net change Other Comprehensive Income (Loss) $ $ $ $ $ $ (a) Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs” Six months ended June 30, 2015 (in thousands) Six months ended June 30, 2014 (in thousands) Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Unrealized loss on investment securities: Unrealized gain (loss) on investment securities $ $ $ $ $ $ Reclassification from accumulated other comprehensive income for gains (losses) - - - - - - Net change Defined benefit pension plans adjustments: Net actuarial (loss) gain $ - $ - $ - $ - $ - $ - Reclassifications from accumulated other comprehensive income for gains (losses) Amortization of prior service cost (a) Amortization of actuarial loss (a) Net change Other Comprehensive Income (Loss) $ $ $ $ $ $ (a) Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”

Segment Information

Segment Information	6 Months Ended
	Jun. 30, 2015
Segment Information [Abstract]
Segment Information	7. SEGMENT INFORMATION The Company is comprised of two primary business segments, banking and insurance agency activities. The following tables set forth information regarding these segments for the three and six month periods ended June 30, 2015 and 2014. Three months ended June 30, 2015 Banking Insurance Agency Activities Activities Total (in thousands) Net interest income (expense) $ $ $ Provision for loan and lease losses - Net interest income (expense) after provision for loan and lease losses Non-interest income - Insurance service and fees Amortization expense - - - Non-interest expense Income before income taxes Income tax provision Net income $ $ $ Three months ended June 30, 2014 Banking Insurance Agency Activities Activities Total (in thousands) Net interest income (expense) $ $ $ Provision for loan and lease losses - Net interest income (expense) after provision for loan and lease losses Non-interest income - Insurance service and fees Amortization expense - Non-interest expense Income before income taxes Income tax provision Net income $ $ $ Six months ended June 30, 2015 Banking Insurance Agency Activities Activities Total (in thousands) Net interest income (expense) $ $ $ Provision for loan and lease losses - Net interest income (expense) after provision for loan and lease losses Non-interest income - Insurance service and fees Amortization expense - - - Non-interest expense Income before income taxes Income tax provision Net income $ $ $ Six months ended June 30, 2014 Banking Insurance Agency Activities Activities Total (in thousands) Net interest income (expense) $ $ $ Provision for loan and lease losses - Net interest income (expense) after provision for loan and lease losses Non-interest income - Insurance service and fees Amortization expense - Non-interest expense Income before income taxes Income tax provision Net income $ $ $

Contingent Liabilities And Comm

Contingent Liabilities And Commitments	6 Months Ended
	Jun. 30, 2015
Contingent Liabilities And Commitments [Abstract]
Contingent Liabilities And Commitments	8. CONTINGENT LIABILITIES AND COMMITMENTS The unaudited consolidated financial statements do not reflect various commitments and contingent liabilities, which arise in the normal course of business, and which involve elements of credit risk, interest rate risk and liquidity risk. These commitments and contingent liabilities consist of commitments to extend credit and standby letters of credit. A summary of the Bank’s commitments and contingent liabilities is as follows: June 30, December 31, 2015 2014 (in thousands) Commitments to extend credit $ $ Standby letters of credit Total $ $ Commitments to extend credit and standby letters of credit include some exposure to credit loss in the event of nonperformance by the customer. The Bank’s credit policies and procedures for credit commitments and financial guarantees are the same as those for extensions of credit that are recorded on the Company’s unaudited consolidated balance sheets. Because these instruments have fixed maturity dates, and because they may expire without being drawn upon, they do not necessarily represent cash requirements of the Bank. The Bank did not incur any losses on its commitments and did not record a reserve for its commitments during the first six months of 2015 or during 2014. Certain lending commitments for construction residential mortgage loans are considered derivative instruments under the guidelines of GAAP. The changes in the fair value of these commitments, due to interest rate risk, are not recorded on the consolidated balance sheets as the fair value of these derivatives is not considered material. The Company is subject to possible litigation proceedings in the normal course of business. O n September 2, 2014 the Office of the Attorney General for the State of New York (“NYAG”) filed a formal complaint against the Company and the Bank regarding residential lending practices. The Company accrued an estimated liability relating to the NYAG investigation totaling $1.0 million during 2014. At June 30, 2015, a range of loss could not be determined, and management believes the $1.0 million accrual is the best estimate of probable loss.

Net Periodic Benefit Costs

Net Periodic Benefit Costs	6 Months Ended
	Jun. 30, 2015
Net Periodic Benefit Costs [Abstract]
Net Periodic Benefit Costs	9. NET PERIODIC BENEFIT COSTS On January 31, 2008, the Bank froze its defined benefit pension plan. The plan covered substantially all Company employees. The plan provides benefits that are based on the employees’ compensation and years of service. Under the freeze, eligible employees will receive, at retirement, the benefits already earned through January 31, 2008, but have not accrued any additional benefits since then. As a result, service cost is no longer incurred. The Bank uses an actuarial method of amortizing prior service cost and unrecognized net gains or losses which result from actual expense and assumptions being different than those that are projected. The amortization method the Bank used recognized the prior service cost and net gains or losses over the average remaining service period of active employees. The Bank also maintains a nonqualified supplemental executive retirement plan covering certain members of the Company’s senior management. The Bank uses an actuarial method of amortizing unrecognized net gains or losses which result from actual expense and assumptions being different than those that are projected. The amortization method the Bank uses recognizes the net gains or losses over the average remaining service period of active employees. The Bank contributed $165 thousand to the defined benefit pension plan in the first six months of 2015. The following table presents the net periodic cost for the Bank’s defined benefit pension plan and supplemental executive retirement plan for the three and six month periods ended June 30, 2015 and 2014: Three months ended June 30, (in thousands) Supplemental Executive Pension Benefits Retirement Plan 2015 2014 2015 2014 Service cost $ - $ - $ $ Interest cost Expected return on plan assets - - Amortization of prior service cost - - Amortization of the net loss Net periodic cost (benefit) $ $ $ $ Six months ended June 30, (in thousands) Supplemental Executive Pension Benefits Retirement Plan 2015 2014 2015 2014 Service cost $ - $ - $ $ Interest cost Expected return on plan assets - - Amortization of prior service cost - - Amortization of the net loss Net periodic cost (benefit) $ $ $ $

Recent Accounting Pronouncement

Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2015
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	10. RECENT ACCOUNTING PRONOUNCEMENTS Accounting Standards Update (“ASU”) 2014-04, Reclassification of Collateralized Mortgage Loans upon a Troubled Debt Restructuring. The objective of this proposed ASU is to clarify when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, such that all or a portion of the loan should be derecognized and the real estate property recognized. The main provisions would also require additional disclosures regarding the amount of foreclosed residential real estate property held by the creditor and the recorded investments of consumer mortgage loans that are in the process of foreclosure at each interim and annual reporting period. This ASU became effective for the Company in fiscal years and interim periods within those years, beginning after December 15, 2014. The Company has adopted this guidance for the reporting periods after December 15, 2014. The adoption did not have a material impact on its financial statements. ASU 2014-09, Revenue from Contracts with Customers. The objective of this proposed ASU is to require entities to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. This ASU will replace most existing revenue recognition guidance under U.S. GAAP when it becomes effective. The amendments in this ASU are effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. Early application is not permitted. The standard allows an entity to apply the amendments in the ASU using either the retrospective or cumulative effect transition method. The Company has not yet selected a transition method nor has it determined the effect of the standard on its ongoing financial reporting.

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Securities [Abstract]
Schedule Of Amortized Cost And Approximate Fair Value Of Securities	June 30, 2015 (in thousands) Amortized Unrealized Fair Cost Gains Losses Value Available for Sale: Debt securities: U.S. government agencies $ $ $ $ States and political subdivisions Total debt securities $ $ $ $ Mortgage-backed securities: FNMA $ $ $ $ FHLMC GNMA CMO Total mortgage-backed securities $ $ $ $ Total securities designated as available for sale $ $ $ $ Held to Maturity: Debt securities States and political subdivisions $ $ $ $ Total securities designated as held to maturity $ $ $ $ December 31, 2014 (in thousands) Amortized Unrealized Fair Cost Gains Losses Value Available for Sale: Debt securities: U.S. government agencies $ $ $ $ States and political subdivisions Total debt securities $ $ $ $ Mortgage-backed securities: FNMA $ $ $ $ FHLMC GNMA CMO Total mortgage-backed securities $ $ $ $ Total securities designated as available for sale $ $ $ $ Held to Maturity: Debt securities States and political subdivisions $ $ $ $ Total securities designated as held to maturity $ $ $ $
Scheduled Maturities Of Debt And Mortgage-Backed Securities	June 30, 2015 December 31, 2014 Amortized Estimated Amortized Estimated cost fair value cost fair value (in thousands) (in thousands) Debt securities available for sale: Due in one year or less $ $ $ $ Due after one year through five years Due after five years through ten years Due after ten years Mortgage-backed securities available for sale Total available for sale securities $ $ $ $ Debt securities held to maturity: Due in one year or less $ $ $ $ Due after one year through five years Due after five years through ten years Due after ten years Total held to maturity securities $ $ $ $
Unrealized Losses On Available For Sale Securities	June 30, 2015 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (in thousands) Available for Sale: Debt securities: U.S. government agencies $ $ $ $ $ $ States and political subdivisions Total debt securities $ $ $ $ $ $ Mortgage-backed securities: FNMA $ $ $ - - $ - $ $ FHLMC - - GNMA CMO'S Total mortgage-backed securities $ $ $ $ $ $ Held To Maturity: Debt securities: States and political subdivisions $ $ $ $ $ $ Total temporarily impaired securities $ $ $ $ $ $ December 31, 2014 Less than 12 months 12 months or longer Total Fair Unrealized Fair Unrealized Fair Unrealized Value Losses Value Losses Value Losses (in thousands) Available for Sale: Debt securities: U.S. government agencies $ $ $ $ $ $ States and political subdivisions Total debt securities $ $ $ $ $ $ Mortgage-backed securities: FNMA $ $ $ $ $ $ FHLMC - - GNMA - - CMO'S Total mortgage-backed securities $ $ $ $ $ $ Held To Maturity: Debt securities: States and political subdivisions $ $ $ $ $ $ Total temporarily impaired securities $ $ $ $ $ $

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2015
Fair Value Measurements [Abstract]
Financial Instruments Measured At Fair Value On Recurring Basis	(in thousands) Level 1 Level 2 Level 3 Fair Value June 30, 2015 Securities available-for-sale: U.S. government agencies $ - $ $ - $ States and political subdivisions - - Mortgage-backed securities - - Mortgage servicing rights - - December 31, 2014 Securities available-for-sale: U.S. government agencies $ - $ $ - $ States and political subdivisions - - Mortgage-backed securities - - Mortgage servicing rights - -
Changes In Fair Value For Mortgage Servicing Rights	Three months ended June 30, (in thousands) 2015 2014 Mortgage servicing rights - April 1 $ $ Gains (losses) included in earnings Additions from loan sales Mortgage servicing rights - June 30 $ $ Six months ended June 30, (in thousands) 2015 2014 Mortgage servicing rights - January 1 $ $ Gains (losses) included in earnings Additions from loan sales Mortgage servicing rights - June 30 $ $
Quantitative Information About Significant Unobservable Inputs Used In The Fair Value Measurement Of MSRs	6/30/2015 12/31/2014 Servicing fees % % Discount rate % % Prepayment rate (CPR) % %
Financial Instruments Measured At Fair Value On Nonrecurring Basis	(in thousands) Level 1 Level 2 Level 3 Fair Value June 30, 2015 Impaired loans $ - - $ December 31, 2014 Impaired loans $ - - $
Estimated Fair Values Of Financial Instruments	June 30, 2015 December 31, 2014 Carrying Fair Carrying Fair Amount Value Amount Value (in thousands) (in thousands) Financial assets: Level 1: Cash and cash equivalents $ $ $ $ Level 2: Available for sale securities FHLB and FRB stock Level 3: Held to maturity securities Loans and leases, net Mortgage servicing rights Financial liabilities: Level 1: Demand deposits $ $ $ $ NOW deposits Regular savings deposits Commitments to extend credit Securities sold under agreement to repurchase Level 2: Other borrowed funds Junior subordinated debentures Level 3: Time deposits

Loans And The Allowance For L21

Loans And The Allowance For Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2015
Loans And The Allowance For Loan Losses [Abstract]
Schedule Of Composition Of Loan Portfolio	June 30, 2015 December 31, 2014 Mortgage loans on real estate: (in thousands) Residential Mortgages $ $ Commercial and multi-family Construction-Residential Construction-Commercial Home equities Total real estate loans Commercial and industrial loans Consumer loans Other Net deferred loan origination costs Total gross loans Allowance for loan losses Loans, net $ $
Data, At The Class Level, Of Credit Quality Indicators Of Certain Loans And Leases	June 30, 2015 (in thousands) Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial 3 $ $ $ $ 4 5 6 - 7 - - - Total $ $ $ $ December 31, 2014 (in thousands) Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial 3 $ $ $ $ 4 5 6 - 7 - Total $ $ $ $
Recorded Investment In Loans Past Due	June 30, 2015 (in thousands) Total Past Current Total 90+ Days Non-accruing 30-59 days 60-89 days 90+ days Due Balance Balance Accruing Loans Commercial and industrial $ $ $ $ $ $ $ $ Residential real estate: Residential Construction - - - - - - Commercial real estate: Commercial - - Construction - - - Home equities Consumer - Other - - - - - - Total Loans $ $ $ $ $ $ $ $ NOTE: Loan and lease balances do not include $674 thousand in net deferred loan origination costs as of June 30, 2015. December 31, 2014 (in thousands) Total Past Current Total 90+ Days Non-accruing 30-59 days 60-89 days 90+ days Due Balance Balance Accruing Loans Commercial and industrial $ $ $ $ $ $ $ - $ Residential real estate: Residential - Construction - - - - - - Commercial real estate: Commercial - Construction - - Home equities - Consumer - - Other - - - - - - Total Loans $ $ $ $ $ $ $ $ NOTE: Loan and lease balances do not include $759 thousand in net deferred loan origination costs as of December 31, 2014.
Summary Of Allowance For Loan Losses According To Portfolio Segment	The following tables present the activity in the allowance for loan losses according to portfolio segment, for the six month periods ended June, 2015 and 2014: June 30, 2015 (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer ** Residential Mortgages* HELOC Unallocated Total Allowance for loan losses: Beginning balance $ $ $ $ $ $ $ Charge-offs - - - Recoveries - - Provision - Ending balance $ $ $ $ $ $ $ Allowance for loan losses: Ending balance: Individually evaluated for impairment $ $ $ $ $ - $ - $ Collectively evaluated for impairment Total $ $ $ $ $ $ $ Loans: Ending balance: Individually evaluated for impairment $ $ $ $ $ $ - $ Collectively evaluated for impairment - Total $ $ $ $ $ $ - $ * Includes construction loans ** Includes all other consumer loans NOTE: Loan balances do not include $674 thousand in net deferred loan origination costs as of June 30, 2015. June 30, 2014 (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer ** Residential Mortgages* HELOC Direct Financing Leases Unallocated Total Allowance for loan losses: Beginning balance $ $ $ $ $ $ - $ $ Charge-offs - - - Recoveries - - Provision - Ending balance $ $ $ $ $ $ - $ $ Allowance for loan losses: Ending balance: Individually evaluated for impairment $ $ $ $ - $ - $ - $ - $ Collectively evaluated for impairment - Total $ $ $ $ $ $ - $ $ Loans: Ending balance: Individually evaluated for impairment $ $ $ $ $ $ - $ - $ Collectively evaluated for impairment - - Total $ $ $ $ $ $ - $ - $ * Includes construction loans ** Includes all other consumer loans NOTE: Loan balances do not include $671 thousand in net deferred loan origination costs as of June 30, 2014. The following tables present the activity in the allowance for loan losses by portfolio segment for the three month periods ended June 30, 2015 and 2014: June 30, 2015 (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer ** Residential Mortgages* HELOC Unallocated Total Allowance for loan and lease losses: Beginning balance $ $ $ $ $ $ $ Charge-offs - - - Recoveries - - Provision - Ending balance $ $ $ $ $ $ $ June 30, 2014 (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer ** Residential Mortgages* HELOC Direct Financing Leases Unallocated Total Allowance for loan and lease losses: Beginning balance $ $ $ $ $ $ - $ $ Charge-offs - - - - Recoveries - - Provision - Ending balance $ $ $ $ $ $ - $ $
Data, At The Class Level, Of Impaired Loans	At June 30, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized With no related allowance recorded: (in thousands) Commercial and industrial $ $ $ - $ $ $ Residential real estate: Residential - Construction - - - - - - Commercial real estate: Commercial - Construction - - Home equities - Consumer - - - - - - Other - - - - - - Total impaired loans $ $ $ - $ $ $ At June 30, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized With a related allowance recorded: (in thousands) Commercial and industrial $ $ $ $ $ $ Residential real estate: Residential - Construction - - - - - - Commercial real estate: Commercial - Construction - - - - - - Home equities - - - - - - Consumer Other - - - - - - Total impaired loans $ $ $ $ $ $ At June 30, 2015 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized Total: (in thousands) Commercial and industrial $ $ $ $ $ $ Residential real estate: Residential Construction - - - - - - Commercial real estate: Commercial Construction - - Home equities - Consumer Other - - - - - - Total impaired loans $ $ $ $ $ $ At December 31, 2014 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized With no related allowance recorded: (in thousands) Commercial and industrial $ $ $ - $ $ $ Residential real estate: Residential - Construction - - - - - - Commercial real estate: Commercial - Construction - - Home equities - Consumer - - - - - - Other - - - - - - Total impaired loans $ $ $ - $ $ $ At December 31, 2014 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized With a related allowance recorded: (in thousands) Commercial and industrial $ $ $ $ $ $ Residential real estate: Residential - Construction - - - - - - Commercial real estate: Commercial Construction - - - - - - Home equities - - - - - - Consumer Other - - - - - - Total impaired loans $ $ $ $ $ $ At December 31, 2014 Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized Total: (in thousands) Commercial and industrial $ $ $ $ $ $ Residential real estate: Residential Construction - - - - - - Commercial real estate: Commercial Construction - - Home equities - Consumer Other - - - - - - Total impaired loans $ $ $ $ $ $
Schedule Of Non-Performing Loans	June 30, 2015 December 31, 2014 (in thousands) Non-accruing loans: Commercial and industrial loans $ $ Residential real estate: Residential Construction - - Commercial real estate: Commercial and multi-family Construction - - Home equities Consumer loans Other - - Total non-accruing loans $ $ Accruing loans 90+ days past due Total non-performing loans $ $ Total non-performing loans to total assets % % Total non-performing loans to total loans % %
Loans Classified As Troubled Debt Restructurings	June 30, 2015 ($ in thousands) Total Nonaccruing Accruing Related Allowance Commercial and industrial $ $ $ $ Residential real estate: Residential - Construction - - - - Commercial real estate: Commercial and multi family Construction - - Home equities - Consumer loans - Other - - - - Total troubled restructured loans $ $ $ $ December 31, 2014 ($ in thousands) Total Nonaccruing Accruing Related Allowance Commercial and industrial $ $ $ $ Residential real estate: Residential - Construction - - - - Commercial real estate: Commercial and multi family Construction - - Home equities - Consumer loans - Other - - - - Total troubled restructured loans $ $ $ $
TDR Activity By Type Of Concession Granted To Borrower	Three months ended June 30, 2015 Three months ended June 30, 2014 ($ in thousands) ($ in thousands) Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial and Industrial - - - - - - Residential Real Estate & Construction: Extension of maturity - - - $ $ Commercial Real Estate & Construction - - - - - - Home Equities: Extension of maturity & rate reduction - - - Extension of maturity - - - Consumer loans - - - - - - Other - - - - - - Six months ended June 30, 2015 Six months ended June 30, 2014 ($ in thousands) ($ in thousands) Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Commercial and Industrial: Deferral of principal $ $ - $ - $ - Residential Real Estate & Construction: Extension of maturity - - - Commercial Real Estate & Construction - - - - - - Home Equities: Extension of maturity & rate reduction - - - Extension of maturity - - - Consumer loans - - - - - - Other - - - - - -
Loans Classified As TDRs Which Defaulted	Three months ended June 30, 2015 Three months ended June 30, 2014 ($ in thousands) ($ in thousands) Troubled Debt Restructurings Number of Recorded Number of Recorded That Subsequently Defaulted Contracts Investment Contracts Investment Commercial and Industrial - $ - 1 $ Residential Real Estate: Residential - - - - Construction - - - - Commercial Real Estate: Commercial and Multi-Family 1 - - Construction - - - - Home Equities - - 1 Consumer loans - - - - Other - - - - Six months ended June 30, 2015 Six months ended June 30, 2014 ($ in thousands) ($ in thousands) Troubled Debt Restructurings Number of Recorded Number of Recorded That Subsequently Defaulted Contracts Investment Contracts Investment Commercial and Industrial - $ - 1 $ Residential Real Estate: Residential - - - - Construction - - - - Commercial Real Estate: Commercial and Multi-Family 1 - - Construction - - - - Home Equities 1 1 Consumer loans - - - - Other - - - -

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2015
Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	Balance at March 31, 2015 Net Change Balance at June 30, 2015 (in thousands) Net unrealized gain (loss) on investment securities $ $ $ Net defined benefit pension plans adjustments Total $ $ $ Balance at March 31, 2014 Net Change Balance at June 30, 2014 (in thousands) Net unrealized gain (loss) on investment securities $ $ $ Net defined benefit pension plans adjustments Total $ $ $ Balance at December 31, 2014 Net Change Balance at June 30, 2015 (in thousands) Net unrealized gain (loss) on investment securities $ $ $ Net defined benefit pension plans adjustments Total $ $ $ Balance at December 31, 2013 Net Change Balance at June 30, 2014 (in thousands) Net unrealized gain (loss) on investment securities $ $ $ Net defined benefit pension plans adjustments Total $ $ $
Components Of Other Comprehensive Income (Loss)	Three months ended June 30, 2015 (in thousands) Three months ended June 30, 2014 (in thousands) Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Unrealized loss on investment securities: Unrealized gain (loss) on investment securities $ $ $ $ $ $ Reclassification from accumulated other comprehensive income for gains (losses) - - - - - - Net change Defined benefit pension plans adjustments: Net actuarial (loss) gain $ - $ - $ - $ - $ - $ - Reclassifications from accumulated other comprehensive income for gains (losses) Amortization of prior service cost (a) Amortization of actuarial loss (a) Net change Other Comprehensive Income (Loss) $ $ $ $ $ $ (a) Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs” Six months ended June 30, 2015 (in thousands) Six months ended June 30, 2014 (in thousands) Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Unrealized loss on investment securities: Unrealized gain (loss) on investment securities $ $ $ $ $ $ Reclassification from accumulated other comprehensive income for gains (losses) - - - - - - Net change Defined benefit pension plans adjustments: Net actuarial (loss) gain $ - $ - $ - $ - $ - $ - Reclassifications from accumulated other comprehensive income for gains (losses) Amortization of prior service cost (a) Amortization of actuarial loss (a) Net change Other Comprehensive Income (Loss) $ $ $ $ $ $ (a) Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Jun. 30, 2015
Segment Information [Abstract]
Schedule Of Business Segments	Three months ended June 30, 2015 Banking Insurance Agency Activities Activities Total (in thousands) Net interest income (expense) $ $ $ Provision for loan and lease losses - Net interest income (expense) after provision for loan and lease losses Non-interest income - Insurance service and fees Amortization expense - - - Non-interest expense Income before income taxes Income tax provision Net income $ $ $ Three months ended June 30, 2014 Banking Insurance Agency Activities Activities Total (in thousands) Net interest income (expense) $ $ $ Provision for loan and lease losses - Net interest income (expense) after provision for loan and lease losses Non-interest income - Insurance service and fees Amortization expense - Non-interest expense Income before income taxes Income tax provision Net income $ $ $ Six months ended June 30, 2015 Banking Insurance Agency Activities Activities Total (in thousands) Net interest income (expense) $ $ $ Provision for loan and lease losses - Net interest income (expense) after provision for loan and lease losses Non-interest income - Insurance service and fees Amortization expense - - - Non-interest expense Income before income taxes Income tax provision Net income $ $ $ Six months ended June 30, 2014 Banking Insurance Agency Activities Activities Total (in thousands) Net interest income (expense) $ $ $ Provision for loan and lease losses - Net interest income (expense) after provision for loan and lease losses Non-interest income - Insurance service and fees Amortization expense - Non-interest expense Income before income taxes Income tax provision Net income $ $ $

Contingent Liabilities And Co24

Contingent Liabilities And Commitments (Tables)	6 Months Ended
	Jun. 30, 2015
Contingent Liabilities And Commitments [Abstract]
Summary Of Commitments And Contingent Liabilities	June 30, December 31, 2015 2014 (in thousands) Commitments to extend credit $ $ Standby letters of credit Total $ $

Net Periodic Benefit Costs (Tab

Net Periodic Benefit Costs (Tables)	6 Months Ended
	Jun. 30, 2015
Net Periodic Benefit Costs [Abstract]
Schedule Of Net Periodic Cost	Three months ended June 30, (in thousands) Supplemental Executive Pension Benefits Retirement Plan 2015 2014 2015 2014 Service cost $ - $ - $ $ Interest cost Expected return on plan assets - - Amortization of prior service cost - - Amortization of the net loss Net periodic cost (benefit) $ $ $ $ Six months ended June 30, (in thousands) Supplemental Executive Pension Benefits Retirement Plan 2015 2014 2015 2014 Service cost $ - $ - $ $ Interest cost Expected return on plan assets - - Amortization of prior service cost - - Amortization of the net loss Net periodic cost (benefit) $ $ $ $

Organization And Summary Of S26

Organization And Summary Of Significant Accounting Policies (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2015USD ($)entity	Jun. 30, 2014USD ($)
Number of subsidiaries | entity	2
Net cash provided by operating activities	$ 3,551	$ 2,934
Net cash used in investing activities	(24,700)	(19,351)
Depreciation and amortization	745	827
Change in other assets affecting cash flow	1,112	(344)
Change in other liabilities affecting cash flow	37	$ (1,900)
Scenario, Adjustment [Member]
Net cash provided by operating activities	347
Net cash used in investing activities	347
Depreciation and amortization	80
Change in other assets affecting cash flow	483
Change in other liabilities affecting cash flow	$ 216

Securities (Narrative) (Details

Securities (Narrative) (Details) - USD ($)	Jun. 30, 2015	Dec. 31, 2014
Securities [Abstract]
Available for sale securities pledged as collateral	$ 68,600,000	$ 68,800,000
Borrowed funds with FHLBNY	0	13,700,000
FHLBNY stock	$ 1,296,000	$ 1,439,000

Securities (Schedule Of Amortiz

Securities (Schedule Of Amortized Cost And Approximate Fair Value Of Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	$ 104,284	$ 94,048
Available for Sale, Unrealized Gains	1,746	2,054
Available for Sale, Unrealized Losses	(761)	(569)
Available for Sale, Fair Value	105,269	95,533
Held to Maturity, Amortized Cost	1,465	1,599
Held to Maturity, Unrealized Gains	6	7
Held to Maturity, Unrealized Losses	(31)	(32)
Held to Maturity, Fair Value	1,440	1,574
FNMA [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	13,957	14,653
Available for Sale, Unrealized Gains	434	516
Available for Sale, Unrealized Losses	(19)	(15)
Available for Sale, Fair Value	14,372	15,154
FHLMC [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	5,275	5,901
Available for Sale, Unrealized Gains	94	121
Available for Sale, Unrealized Losses	(66)	(64)
Available for Sale, Fair Value	5,303	5,958
GNMA [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	7,867	6,014
Available for Sale, Unrealized Gains	98	143
Available for Sale, Unrealized Losses	(67)	(27)
Available for Sale, Fair Value	7,898	6,130
CMO [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	14,444	10,611
Available for Sale, Unrealized Gains	58	42
Available for Sale, Unrealized Losses	(190)	(139)
Available for Sale, Fair Value	14,312	10,514
U.S. Government Agencies [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	24,120	26,687
Available for Sale, Unrealized Gains	261	305
Available for Sale, Unrealized Losses	(301)	(275)
Available for Sale, Fair Value	24,080	26,717
States and Political Subdivisions [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	38,621	30,182
Available for Sale, Unrealized Gains	801	927
Available for Sale, Unrealized Losses	(118)	(49)
Available for Sale, Fair Value	39,304	31,060
Held to Maturity, Amortized Cost	1,465	1,599
Held to Maturity, Unrealized Gains	6	7
Held to Maturity, Unrealized Losses	(31)	(32)
Held to Maturity, Fair Value	1,440	1,574
Total Debt Securities [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	62,741	56,869
Available for Sale, Unrealized Gains	1,062	1,232
Available for Sale, Unrealized Losses	(419)	(324)
Available for Sale, Fair Value	63,384	57,777
Total Mortgage-Backed Securities [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	41,543	37,179
Available for Sale, Unrealized Gains	684	822
Available for Sale, Unrealized Losses	(342)	(245)
Available for Sale, Fair Value	$ 41,885	$ 37,756

Securities (Scheduled Maturitie

Securities (Scheduled Maturities Of Debt And Mortgage-Backed Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Securities [Abstract]
Debt securities available for sale, Due in one year or less, Amortized cost	$ 2,641	$ 8,172
Debt securities available for sale, Due after one year through five years, Amortized cost	28,639	22,118
Debt securities available for sale, Due after five years through ten years, Amortized cost	22,094	20,517
Debt securities available for sale, Due after ten years, Amortized cost	9,367	6,062
Debt securities available for sale, Amortized cost	62,741	56,869
Mortgage-backed securities available for sale, Amortized cost	41,543	37,179
Available for Sale, Amortized Cost	104,284	94,048
Debt securities available for sale, Due in one year or less, Estimated fair value	2,659	8,256
Debt securities available for sale, Due after one year through five years, Estimated fair value	29,150	22,597
Debt securities available for sale, Due after five years through ten years, Estimated fair value	22,172	20,589
Debt securities available for sale, Due after ten years, Estimated fair value	9,403	6,335
Debt securities available for sale, Estimated fair value	63,384	57,777
Mortgage-backed securities available for sale, Estimated fair value	41,885	37,756
Debt securities available for sale, Estimated fair value	105,269	95,533
Debt securities held to maturity, Due in one year or less, Amortized cost	388	478
Debt securities held to maturity, Due after one year through five years, Amortized cost	66	77
Debt securities held to maturity, Due after five years through ten years, Amortized cost	898	932
Debt securities held to maturity, Due after ten years, Amortized cost	113	112
Held to Maturity, Amortized Cost	1,465	1,599
Debt securities held to maturity, Due in one year or less, Estimated fair value	388	477
Debt securites held to maturity, Due after one year through five years, Estimated fair value	67	78
Debt securites held to maturity, Due after five years through ten years, Estimated fair value	881	914
Debt securities held to maturity, Due after ten years, Estimated fair value	104	105
Debt securities held to maturity, Estimated fair value	$ 1,440	$ 1,574

Securities (Unrealized Losses O

Securities (Unrealized Losses On Available For Sale Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Investments In Debt And Marketable Equity Securities [Line Items]
Held To Maturity, Total, Unrealized Losses	$ (31)	$ (32)
Total temporarily impaired securities, Less than 12 months, Fair Value	31,285	12,249
Total temporarily impaired securities, 12 months or longer, Fair Value	13,178	19,791
Total temporarily impaired securities, Total, Fair Value	44,463	32,040
Total temporarily impaired securities, Less than 12 months, Unrealized Losses	(450)	(57)
Total temporarily impaired securities, 12 months or longer, Unrealized Losses	(342)	(544)
Total temporarily impaired securities, Total, Unrealized Losses	(792)	(601)
U.S. Government Agencies [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	8,411	3,906
Available for Sale, 12 months or longer, Fair Value	5,854	7,751
Available for Sale, Total, Fair Value	14,265	11,657
Available for Sale, Less than 12 months, Unrealized Losses	(155)	(26)
Available for Sale, 12 months or longer, Unrealized Losses	(146)	(249)
Available for Sale, Total, Unrealized Losses	(301)	(275)
States and Political Subdivisions [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	9,083	4,752
Available for Sale, 12 months or longer, Fair Value	1,187	1,902
Available for Sale, Total, Fair Value	10,270	6,654
Available for Sale, Less than 12 months, Unrealized Losses	(94)	(9)
Available for Sale, 12 months or longer, Unrealized Losses	(24)	(40)
Available for Sale, Total, Unrealized Losses	(118)	(49)
Held To Maturity, Less than 12 months, Fair Value	799	371
Held To Maturity, 12 months or longer, Fair Value	89	556
Held To Maturity, Total, Fair Value	888	927
Held To Maturity, Less than 12 months, Unrealized Losses	(30)	(1)
Held To Maturity, 12 months or longer, Unrealized Losses	(1)	(31)
Held To Maturity, Total, Unrealized Losses	(31)	(32)
Total Debt Securities [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	17,494	8,658
Available for Sale, 12 months or longer, Fair Value	7,041	9,653
Available for Sale, Total, Fair Value	24,535	18,311
Available for Sale, Less than 12 months, Unrealized Losses	(249)	(35)
Available for Sale, 12 months or longer, Unrealized Losses	(170)	(289)
Available for Sale, Total, Unrealized Losses	(419)	(324)
Total Mortgage-Backed Securities [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	12,992	3,220
Available for Sale, 12 months or longer, Fair Value	6,048	9,582
Available for Sale, Total, Fair Value	19,040	12,802
Available for Sale, Less than 12 months, Unrealized Losses	(171)	(21)
Available for Sale, 12 months or longer, Unrealized Losses	(171)	(224)
Available for Sale, Total, Unrealized Losses	(342)	(245)
FNMA [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	4,155	1,498
Available for Sale, 12 months or longer, Fair Value		1,731
Available for Sale, Total, Fair Value	4,155	3,229
Available for Sale, Less than 12 months, Unrealized Losses	(19)	(10)
Available for Sale, 12 months or longer, Unrealized Losses		(5)
Available for Sale, Total, Unrealized Losses	(19)	(15)
FHLMC [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, 12 months or longer, Fair Value	1,362	1,482
Available for Sale, Total, Fair Value	1,362	1,482
Available for Sale, 12 months or longer, Unrealized Losses	(66)	(64)
Available for Sale, Total, Unrealized Losses	(66)	(64)
GNMA [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	3,684
Available for Sale, 12 months or longer, Fair Value	674	2,079
Available for Sale, Total, Fair Value	4,358	2,079
Available for Sale, Less than 12 months, Unrealized Losses	(60)
Available for Sale, 12 months or longer, Unrealized Losses	(7)	(27)
Available for Sale, Total, Unrealized Losses	(67)	(27)
CMO [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	5,153	1,722
Available for Sale, 12 months or longer, Fair Value	4,012	4,290
Available for Sale, Total, Fair Value	9,165	6,012
Available for Sale, Less than 12 months, Unrealized Losses	(92)	(11)
Available for Sale, 12 months or longer, Unrealized Losses	(98)	(128)
Available for Sale, Total, Unrealized Losses	$ (190)	$ (139)

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Impaired loans	$ 14,757	$ 15,029
Impaired loans, valuation allowance	$ 875	$ 1,313
Minimum [Member]
Discount on appraisals of the collateral securing the loan	10.00%
Maximum [Member]
Discount on appraisals of the collateral securing the loan	50.00%

Fair Value Measurements (Financ

Fair Value Measurements (Financial Instruments Measured At Fair Value On Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	$ 105,269	$ 95,533
Mortgage servicing rights	565	518
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	565	518
U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	24,080	26,717
U.S. Government Agencies [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	24,080	26,717
States and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	39,304	31,060
States and Political Subdivisions [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	39,304	31,060
Total Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	41,885	37,756
Total Mortgage-Backed Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	$ 41,885	$ 37,756

Fair Value Measurements (Change

Fair Value Measurements (Changes In Fair Value For Mortgage Servicing Rights) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Fair Value Measurements [Abstract]
Mortgage servicing rights - Beginning balance	$ 497	$ 471	$ 518	$ 509
Gains (losses) included in earnings	4	(31)	(41)	(69)
Additions from loan sales	64	31	88	31
Mortgage servicing rights - Ending balance	$ 565	$ 471	$ 565	$ 471

Fair Value Measurements (Quanti

Fair Value Measurements (Quantitative Information About Significant Unobservable Inputs Used In The Fair Value Measurement Of MSRs) (Details)	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Fair Value Measurements [Abstract]
Servicing fees	0.25%	0.25%
Discount rate	9.52%	9.52%
Prepayment rate (CPR)	8.10%	9.28%

Fair Value Measurements (Fina35

Fair Value Measurements (Financial Instruments Measured At Fair Value On Nonrecurring Basis) (Details) - Fair Value, Measurements, Nonrecurring Basis [Member] - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 13,882	$ 13,716
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans	$ 13,882	$ 13,716

Fair Value Measurements (Estima

Fair Value Measurements (Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Level 2, Financial assets:
Available for sale securities	$ 105,269	$ 95,533
Level 3, Financial assets:
Held to maturity securities	1,440	1,574
Loans and leases, net	697,722	683,131
Mortgage servicing rights	565	518
Level 1, Financial Liabilities:
Demand deposits	163,862	158,631
NOW deposits	79,266	72,670
Regular savings deposits	431,555	363,542
Securities sold under agreement to repurchase	11,009	13,778
Level 3, Financial Liabilities:
Time deposits	99,482	112,792
Level 3 [Member]
Level 3, Financial assets:
Mortgage servicing rights	565	518
Carrying Amount [Member] | Level 1 [Member]
Level 1, Financial assets:
Cash and cash equivalents	48,565	10,898
Level 1, Financial Liabilities:
Demand deposits	163,862	158,631
NOW deposits	79,266	72,670
Regular savings deposits	431,555	363,542
Commitments to extend credit	249	245
Securities sold under agreement to repurchase	11,009	13,778
Carrying Amount [Member] | Level 2 [Member]
Level 2, Financial assets:
Available for sale securities	105,269	95,533
FHLB and FRB stock	2,774	2,925
Level 2, Financial Liabilities:
Other borrowed funds	10,000	13,700
Junior subordinated debentures	11,330	11,330
Carrying Amount [Member] | Level 3 [Member]
Level 3, Financial assets:
Held to maturity securities	1,465	1,599
Loans and leases, net	697,722	683,131
Mortgage servicing rights	565	518
Level 3, Financial Liabilities:
Time deposits	99,482	112,792
Fair Value [Member] | Level 1 [Member]
Level 1, Financial assets:
Cash and cash equivalents	48,565	10,898
Level 1, Financial Liabilities:
Demand deposits	163,862	158,631
NOW deposits	79,266	72,670
Regular savings deposits	431,555	363,542
Commitments to extend credit	249	245
Securities sold under agreement to repurchase	11,009	13,778
Fair Value [Member] | Level 2 [Member]
Level 2, Financial assets:
Available for sale securities	105,269	95,533
FHLB and FRB stock	2,774	2,925
Level 2, Financial Liabilities:
Other borrowed funds	10,000	13,700
Junior subordinated debentures	11,330	11,330
Fair Value [Member] | Level 3 [Member]
Level 3, Financial assets:
Held to maturity securities	1,440	1,574
Loans and leases, net	709,025	685,148
Mortgage servicing rights	565	518
Level 3, Financial Liabilities:
Time deposits	$ 100,370	$ 113,854

Loans And The Allowance For L37

Loans And The Allowance For Loan Losses (Narrative) (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans restructured in a troubled debt restructuring ("TDR")	$ 6,677,000		$ 6,677,000		$ 6,586,000
Troubled restructured loans, Nonaccruing	2,109,000		$ 2,109,000		1,948,000
Period of timely payments before reversion to accruing status, months			6 months
Residential Real Estate: Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgages sold to FNMA	7,100,000	$ 3,400,000	$ 9,700,000	$ 3,400,000
Unpaid principal balance	77,300,000		77,300,000		71,600,000
Mortgage servicing rights	600,000		600,000		500,000
Mortgage loans held-for-sale	1,000,000		1,000,000		400,000
Loans restructured in a troubled debt restructuring ("TDR")	1,815,000		1,815,000		1,833,000
Troubled restructured loans, Nonaccruing	580,000		580,000		594,000
Commercial Real Estate: Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage loans held-for-sale	0		0		0
Loans restructured in a troubled debt restructuring ("TDR")	2,208,000		2,208,000		2,428,000
Troubled restructured loans, Nonaccruing	$ 667,000		$ 667,000		$ 847,000

Loans And The Allowance For L38

Loans And The Allowance For Loan Losses (Schedule Of Composition Of Loan Portfolio) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	$ 577,482	$ 563,281
Commercial and industrial loans	129,812	129,456
Consumer loans	1,699	1,764
Other	1,165	404
Net deferred loan origination costs	674	759	$ 671
Total gross loans	710,832	695,664
Allowance for loan losses	(13,110)	(12,533)
Loans, net	697,722	683,131
Residential Real Estate: Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	98,269	98,374
Commercial Real Estate: Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	373,891	363,252
Residential Real Estate: Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	709	721
Commercial Real Estate: Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	45,232	40,986
Home Equities [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total real estate loans	$ 59,381	$ 59,948

Loans And The Allowance For L39

Loans And The Allowance For Loan Losses (Data, At The Class Level, Of Credit Quality Indicators Of Certain Loans And Leases) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	$ 710,158	$ 694,905
Commercial Real Estate: Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	45,232	40,986
Commercial Real Estate: Construction [Member] | Corporate Credit Exposure—By Credit Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	37,357	29,421
Commercial Real Estate: Construction [Member] | Corporate Credit Exposure—By Credit Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	2,669	10,492
Commercial Real Estate: Construction [Member] | Corporate Credit Exposure—By Credit Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	5,206	1,073
Commercial Real Estate: Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	373,891	363,252
Commercial Real Estate: Commercial [Member] | Corporate Credit Exposure—By Credit Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	311,618	299,798
Commercial Real Estate: Commercial [Member] | Corporate Credit Exposure—By Credit Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	40,588	50,691
Commercial Real Estate: Commercial [Member] | Corporate Credit Exposure—By Credit Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	15,720	7,853
Commercial Real Estate: Commercial [Member] | Corporate Credit Exposure—By Credit Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	5,965	4,757
Commercial Real Estate: Commercial [Member] | Corporate Credit Exposure—By Credit Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		153
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	129,812	129,456
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	77,168	83,789
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	33,611	30,223
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	11,464	8,662
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	7,465	6,613
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	104	169
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	419,123	404,238
Commercial Real Estate [Member] | Corporate Credit Exposure—By Credit Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	348,975	329,219
Commercial Real Estate [Member] | Corporate Credit Exposure—By Credit Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	43,257	61,183
Commercial Real Estate [Member] | Corporate Credit Exposure—By Credit Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	20,926	8,926
Commercial Real Estate [Member] | Corporate Credit Exposure—By Credit Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	$ 5,965	4,757
Commercial Real Estate [Member] | Corporate Credit Exposure—By Credit Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		$ 153

Loans And The Allowance For L40

Loans And The Allowance For Loan Losses (Recorded Investment In Loans Past Due) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	$ 5,895	$ 11,133
Current Balance	704,263	683,772
Total Gross Loans	710,158	694,905
90+ Days Accruing	805	201
Non-accruing Loans	10,189	10,390
Net deferred loan origination costs	674	759	$ 671
30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	977	5,817
60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	985	3,454
90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	3,933	1,862
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	834	487
Current Balance	128,978	128,969
Total Gross Loans	129,812	129,456
90+ Days Accruing	103
Non-accruing Loans	5,620	5,500
Commercial And Industrial [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	463	153
Commercial And Industrial [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	223	60
Commercial And Industrial [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	148	274
Residential Real Estate: Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,130	1,688
Current Balance	97,139	96,686
Total Gross Loans	98,269	98,374
90+ Days Accruing	125
Non-accruing Loans	1,265	1,296
Residential Real Estate: Residential [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	237	848
Residential Real Estate: Residential [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	243	158
Residential Real Estate: Residential [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	650	682
Residential Real Estate: Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance	709	721
Total Gross Loans	709	721
Commercial Real Estate: Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,525	7,829
Current Balance	371,366	355,423
Total Gross Loans	373,891	363,252
90+ Days Accruing	238
Non-accruing Loans	2,812	3,162
Commercial Real Estate: Commercial [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		4,201
Commercial Real Estate: Commercial [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3,115
Commercial Real Estate: Commercial [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	2,525	513
Commercial Real Estate: Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	267	209
Current Balance	44,965	40,777
Total Gross Loans	45,232	40,986
90+ Days Accruing	267	201
Commercial Real Estate: Construction [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		8
Commercial Real Estate: Construction [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	267	201
Home Equities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1,098	906
Current Balance	58,283	59,042
Total Gross Loans	59,381	59,948
90+ Days Accruing	72
Non-accruing Loans	475	415
Home Equities [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	254	594
Home Equities [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	518	120
Home Equities [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	326	192
Consumer Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	41	14
Current Balance	1,658	1,750
Total Gross Loans	1,699	1,764
Non-accruing Loans	17	17
Consumer Loans [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	23	13
Consumer Loans [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	1	1
Consumer Loans [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due	17
Other [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance	1,165	404
Total Gross Loans	$ 1,165	$ 404

Loans And The Allowance For L41

Loans And The Allowance For Loan Losses (Summary Of Allowance For Loan Losses According To Portfolio Segment) (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Dec. 31, 2014	Jun. 30, 2014
Allowance for loan losses:
Beginning balance		$ 12,777	$ 11,734	$ 12,533	$ 11,503
Charge-offs		(120)	(480)	(126)	(544)
Recoveries		38	92	87	235
Provision for loan losses		415	176	616	328
Ending balance		13,110	11,522	13,110	11,522
Individually evaluated for impairment						$ 875		$ 567
Collectively evaluated for impairment						12,235		10,955
Allowance for loan losses, Total		12,777	11,734	12,533	11,503	13,110	$ 12,533	11,522
Loans:
Individually evaluated for impairment						14,757		17,287
Collectively evaluated for impairment						695,401		645,441
Loans, Total						710,158		662,728
Net deferred loan origination costs						674	759	671
Commercial And Industrial [Member]
Allowance for loan losses:
Beginning balance		4,989	4,523	4,896	4,489
Charge-offs		(80)	(417)	(80)	(474)
Recoveries		19	31	57	59
Provision for loan losses		(283)	(234)	(228)	(171)
Ending balance		4,645	3,903	4,645	3,903
Individually evaluated for impairment						730		191
Collectively evaluated for impairment						3,915		3,712
Allowance for loan losses, Total		4,989	4,523	4,896	4,489	4,645	4,896	3,903
Loans:
Individually evaluated for impairment						5,795		1,125
Collectively evaluated for impairment						124,017		110,358
Loans, Total						129,812		111,483
Home Equities [Member]
Allowance for loan losses:
Beginning balance		815	881	819	878
Charge-offs					(1)
Provision for loan losses		(12)	(48)	(16)	(44)
Ending balance		803	833	803	833
Collectively evaluated for impairment						803		833
Allowance for loan losses, Total		815	881	819	878	803	819	833
Loans:
Individually evaluated for impairment						961		544
Collectively evaluated for impairment						58,420		56,937
Loans, Total						59,381		57,481
Commercial Real Estate [Member]
Allowance for loan losses:
Beginning balance	[1]	5,830	5,108	5,650	4,912
Charge-offs	[1]	(35)	(57)	(35)	(57)
Recoveries	[1]	13	10	23	39
Provision for loan losses	[1]	686	484	856	651
Ending balance	[1]	6,494	5,545	6,494	5,545
Individually evaluated for impairment	[1]					59		358
Collectively evaluated for impairment	[1]					6,435		5,187
Allowance for loan losses, Total	[1]	5,830	5,108	5,650	4,912	6,494	5,650	5,545
Loans:
Individually evaluated for impairment	[1]					5,455		13,642
Collectively evaluated for impairment	[1]					413,668		377,657
Loans, Total	[1]					419,123		391,299
Consumer [Member]
Allowance for loan losses:
Beginning balance	[2]	70	36	78	37
Charge-offs	[2]	(5)	(6)	(11)	(12)
Recoveries	[2]	5	2	6	4
Provision for loan losses	[2]	1	14	(2)	17
Ending balance	[2]	71	46	71	46
Individually evaluated for impairment	[2]					46		18
Collectively evaluated for impairment	[2]					25		28
Allowance for loan losses, Total	[2]	70	36	78	37	71	78	46
Loans:
Individually evaluated for impairment	[2]					46		18
Collectively evaluated for impairment	[2]					2,818		3,753
Loans, Total	[2]					2,864		3,771
Residential Mortgages [Member]
Allowance for loan losses:
Beginning balance	[1]	924	1,037	941	1,038
Recoveries	[1]	1	2	1	2
Provision for loan losses	[1]	23	7	6	6
Ending balance	[1]	948	1,046	948	1,046
Individually evaluated for impairment	[1]					40
Collectively evaluated for impairment	[1]					908		1,046
Allowance for loan losses, Total	[1]	924	1,037	941	1,038	948	941	1,046
Loans:
Individually evaluated for impairment	[1]					2,500		1,958
Collectively evaluated for impairment	[1]					96,478		96,736
Loans, Total	[1]					98,978		98,694
Direct Financing Leases [Member]
Allowance for loan losses:
Recoveries			47		131
Provision for loan losses			(47)		(131)
Unallocated [Member]
Allowance for loan losses:
Beginning balance		149	149	149	149
Ending balance		149	149	149	149
Collectively evaluated for impairment						149		149
Allowance for loan losses, Total		$ 149	$ 149	$ 149	$ 149	$ 149	$ 149	$ 149
[1]	Includes construction loans
[2]	Includes all other consumer loans

Loans And The Allowance For L42

Loans And The Allowance For Loan Losses (Data, At The Class Level, Of Impaired Loans) (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Impaired Financing Receivable, Recorded Investment
Impaired Loans, Recorded Investment, With no related allowance recorded	$ 8,344	$ 7,369
Impaired Loans, Recorded Investment, With a related allowance recorded	6,413	7,660
Impaired Loans, Recorded Investment, Total	14,757	15,029
Impaired Financing Receivable, Unpaid Principal Balance
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	8,752	7,689
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	6,741	7,864
Impaired Loans, Unpaid Principal Balance, Total	15,493	15,553
Impaired Financing Receivable Related Allowance
Impaired Loans, Related Allowance	875	1,313
Impaired Financing Receivable, Average Recorded Investment
Impaired Loans, Average Recorded Investment, With no related allowance recorded	8,678	7,592
Impaired Loans, Average Recorded Investment, With a related allowance recorded	6,558	7,729
Impaired Loans, Average Recorded Investment, Total	15,236	15,321
Impaired Financing Receivable, Interest Income Foregone
Impaired Loans, Interest Income Foregone, With no related allowance recorded	114	96
Impaired Loans, Interest Income Foregone, With a related allowance recorded	211	185
Impaired Loans, Interest Income Foregone, Total	325	281
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With no related allowance recorded	103	291
Impaired Loans, Interest Income Recognized, With a related allowance recorded	14	290
Impaired Loans, Interest Income Recognized, Total	117	581
Commercial And Industrial [Member]
Impaired Financing Receivable, Recorded Investment
Impaired Loans, Recorded Investment, With no related allowance recorded	2,162	1,017
Impaired Loans, Recorded Investment, With a related allowance recorded	3,633	4,701
Impaired Loans, Recorded Investment, Total	5,795	5,718
Impaired Financing Receivable, Unpaid Principal Balance
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	2,240	1,022
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	3,746	4,734
Impaired Loans, Unpaid Principal Balance, Total	5,986	5,756
Impaired Financing Receivable Related Allowance
Impaired Loans, Related Allowance	730	988
Impaired Financing Receivable, Average Recorded Investment
Impaired Loans, Average Recorded Investment, With no related allowance recorded	2,439	1,096
Impaired Loans, Average Recorded Investment, With a related allowance recorded	3,726	4,701
Impaired Loans, Average Recorded Investment, Total	6,165	5,797
Impaired Financing Receivable, Interest Income Foregone
Impaired Loans, Interest Income Foregone, With no related allowance recorded	64	9
Impaired Loans, Interest Income Foregone, With a related allowance recorded	112	64
Impaired Loans, Interest Income Foregone, Total	176	73
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With no related allowance recorded	9	66
Impaired Loans, Interest Income Recognized, With a related allowance recorded	12	234
Impaired Loans, Interest Income Recognized, Total	21	300
Residential Real Estate: Residential [Member]
Impaired Financing Receivable, Recorded Investment
Impaired Loans, Recorded Investment, With no related allowance recorded	2,229	2,264
Impaired Loans, Recorded Investment, With a related allowance recorded	271	271
Impaired Loans, Recorded Investment, Total	2,500	2,535
Impaired Financing Receivable, Unpaid Principal Balance
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	2,408	2,435
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	285	285
Impaired Loans, Unpaid Principal Balance, Total	2,693	2,720
Impaired Financing Receivable Related Allowance
Impaired Loans, Related Allowance	40	3
Impaired Financing Receivable, Average Recorded Investment
Impaired Loans, Average Recorded Investment, With no related allowance recorded	2,244	2,271
Impaired Loans, Average Recorded Investment, With a related allowance recorded	271	271
Impaired Loans, Average Recorded Investment, Total	2,515	2,542
Impaired Financing Receivable, Interest Income Foregone
Impaired Loans, Interest Income Foregone, With no related allowance recorded	22	37
Impaired Loans, Interest Income Foregone, With a related allowance recorded	10	20
Impaired Loans, Interest Income Foregone, Total	32	57
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With no related allowance recorded	23	68
Impaired Loans, Interest Income Recognized, Total	23	68
Commercial Real Estate: Commercial [Member]
Impaired Financing Receivable, Recorded Investment
Impaired Loans, Recorded Investment, With no related allowance recorded	1,891	2,103
Impaired Loans, Recorded Investment, With a related allowance recorded	2,463	2,640
Impaired Loans, Recorded Investment, Total	4,354	4,743
Impaired Financing Receivable, Unpaid Principal Balance
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	1,991	2,208
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	2,642	2,785
Impaired Loans, Unpaid Principal Balance, Total	4,633	4,993
Impaired Financing Receivable Related Allowance
Impaired Loans, Related Allowance	59	274
Impaired Financing Receivable, Average Recorded Investment
Impaired Loans, Average Recorded Investment, With no related allowance recorded	1,927	2,139
Impaired Loans, Average Recorded Investment, With a related allowance recorded	2,514	2,708
Impaired Loans, Average Recorded Investment, Total	4,441	4,847
Impaired Financing Receivable, Interest Income Foregone
Impaired Loans, Interest Income Foregone, With no related allowance recorded	13	33
Impaired Loans, Interest Income Foregone, With a related allowance recorded	87	96
Impaired Loans, Interest Income Foregone, Total	100	129
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With no related allowance recorded	41	91
Impaired Loans, Interest Income Recognized, With a related allowance recorded		50
Impaired Loans, Interest Income Recognized, Total	41	141
Commercial Real Estate: Construction [Member]
Impaired Financing Receivable, Recorded Investment
Impaired Loans, Recorded Investment, With no related allowance recorded	1,101	1,074
Impaired Loans, Recorded Investment, Total	1,101	1,074
Impaired Financing Receivable, Unpaid Principal Balance
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	1,101	1,074
Impaired Loans, Unpaid Principal Balance, Total	1,101	1,074
Impaired Financing Receivable, Average Recorded Investment
Impaired Loans, Average Recorded Investment, With no related allowance recorded	1,088	1,169
Impaired Loans, Average Recorded Investment, Total	1,088	1,169
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With no related allowance recorded	21	44
Impaired Loans, Interest Income Recognized, Total	21	44
Home Equities [Member]
Impaired Financing Receivable, Recorded Investment
Impaired Loans, Recorded Investment, With no related allowance recorded	961	911
Impaired Loans, Recorded Investment, Total	961	911
Impaired Financing Receivable, Unpaid Principal Balance
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	1,012	950
Impaired Loans, Unpaid Principal Balance, Total	1,012	950
Impaired Financing Receivable, Average Recorded Investment
Impaired Loans, Average Recorded Investment, With no related allowance recorded	980	917
Impaired Loans, Average Recorded Investment, Total	980	917
Impaired Financing Receivable, Interest Income Foregone
Impaired Loans, Interest Income Foregone, With no related allowance recorded	15	17
Impaired Loans, Interest Income Foregone, Total	15	17
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With no related allowance recorded	9	22
Impaired Loans, Interest Income Recognized, Total	9	22
Consumer Loans [Member]
Impaired Financing Receivable, Recorded Investment
Impaired Loans, Recorded Investment, With a related allowance recorded	46	48
Impaired Loans, Recorded Investment, Total	46	48
Impaired Financing Receivable, Unpaid Principal Balance
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	68	60
Impaired Loans, Unpaid Principal Balance, Total	68	60
Impaired Financing Receivable Related Allowance
Impaired Loans, Related Allowance	46	48
Impaired Financing Receivable, Average Recorded Investment
Impaired Loans, Average Recorded Investment, With a related allowance recorded	47	49
Impaired Loans, Average Recorded Investment, Total	47	49
Impaired Financing Receivable, Interest Income Foregone
Impaired Loans, Interest Income Foregone, With a related allowance recorded	2	5
Impaired Loans, Interest Income Foregone, Total	2	5
Impaired Financing Receivable, Interest Income Recognized
Impaired Loans, Interest Income Recognized, With a related allowance recorded	2	6
Impaired Loans, Interest Income Recognized, Total	$ 2	$ 6

Loans And The Allowance For L43

Loans And The Allowance For Loan Losses (Schedule Of Non-Performing Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans	$ 10,189	$ 10,390
Accruing loans 90+ days past due	805	201
Total non-performing loans	$ 10,994	$ 10,591
Total non-performing loans to total assets	1.21%	1.25%
Total non-performing loans to total loans	1.55%	1.52%
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans	$ 5,620	$ 5,500
Accruing loans 90+ days past due	103
Residential Real Estate: Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans	1,265	1,296
Accruing loans 90+ days past due	125
Commercial Real Estate: Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans	2,812	3,162
Accruing loans 90+ days past due	238
Commercial Real Estate: Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Accruing loans 90+ days past due	267	201
Home Equities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans	475	415
Accruing loans 90+ days past due	72
Consumer Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans	$ 17	$ 17

Loans And The Allowance For L44

Loans And The Allowance For Loan Losses (Loans Classified As Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Financing Receivable, Modifications [Line Items]
Troubled restructured loans, Total	$ 6,677	$ 6,586
Troubled restructured loans, Nonaccruing	2,109	1,948
Troubled restructured loans, Accruing	4,568	4,638
Troubled restructured loans, Related Allowance	259	237
Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Troubled restructured loans, Total	816	492
Troubled restructured loans, Nonaccruing	641	274
Troubled restructured loans, Accruing	175	218
Troubled restructured loans, Related Allowance	196	173
Residential Real Estate: Residential [Member]
Financing Receivable, Modifications [Line Items]
Troubled restructured loans, Total	1,815	1,833
Troubled restructured loans, Nonaccruing	580	594
Troubled restructured loans, Accruing	1,235	1,239
Commercial Real Estate: Commercial [Member]
Financing Receivable, Modifications [Line Items]
Troubled restructured loans, Total	2,208	2,428
Troubled restructured loans, Nonaccruing	667	847
Troubled restructured loans, Accruing	1,541	1,581
Troubled restructured loans, Related Allowance	33	33
Commercial Real Estate: Construction [Member]
Financing Receivable, Modifications [Line Items]
Troubled restructured loans, Total	1,101	1,074
Troubled restructured loans, Accruing	1,101	1,074
Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Troubled restructured loans, Total	707	728
Troubled restructured loans, Nonaccruing	221	233
Troubled restructured loans, Accruing	486	495
Consumer Loans [Member]
Financing Receivable, Modifications [Line Items]
Troubled restructured loans, Total	30	31
Troubled restructured loans, Accruing	30	31
Troubled restructured loans, Related Allowance	$ 30	$ 31

Loans And The Allowance For L45

Loans And The Allowance For Loan Losses (TDR Activity By Type Of Concession Granted To Borrower) (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2014USD ($)contract	Jun. 30, 2015USD ($)contract	Jun. 30, 2014USD ($)contract
Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract		3
Pre-Modification Outstanding Recorded Investment		$ 541
Post-Modification Outstanding Recorded Investment		$ 541
Home Equities [Member] | Extension Of Maturity & Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1		1
Pre-Modification Outstanding Recorded Investment	$ 20		$ 20
Post-Modification Outstanding Recorded Investment	$ 20		$ 20
Home Equities [Member] | Extension Of Maturity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	2		2
Pre-Modification Outstanding Recorded Investment	$ 65		$ 65
Post-Modification Outstanding Recorded Investment	$ 65		$ 65
Residential Mortgages [Member] | Extension Of Maturity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	2		2
Pre-Modification Outstanding Recorded Investment	$ 632		$ 632
Post-Modification Outstanding Recorded Investment	$ 632		$ 632

Loans And The Allowance For L46

Loans And The Allowance For Loan Losses (Loans Classified As TDRs Which Defaulted) (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)contract	Jun. 30, 2014USD ($)contract	Jun. 30, 2015USD ($)contract	Jun. 30, 2014USD ($)contract
Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts		1		1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $		$ 71		$ 71
Commercial Real Estate: Commercial [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts	1		1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $	$ 245		$ 245
Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts		1	1	1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $		$ 54	$ 19	$ 54

Per Share Data (Details)

Per Share Data (Details) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Per Share Data [Abstract]
Potentially dilutive shares of common stock included in calculating diluted earnings per share	75,354	81,752	76,227	81,475
Potential anti-dilutive shares	37,800	40,060	38,215	40,060

Other Comprehensive Income (Sch

Other Comprehensive Income (Schedule Of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	$ (1,148)	$ (881)	$ (1,508)	$ (1,263)
Net Change	(595)	447	(235)	829
Ending Balance	(1,743)	(434)	(1,743)	(434)
Net Unrealized Gain (Loss) On Investment Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	1,242	552	911	191
Net Change	(637)	428	(306)	789
Ending Balance	605	980	605	980
Net Defined Benefit Pension Plans Adjustments [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(2,390)	(1,433)	(2,419)	(1,454)
Net Change	42	19	71	40
Ending Balance	$ (2,348)	$ (1,414)	$ (2,348)	$ (1,414)

Other Comprehensive Income (Com

Other Comprehensive Income (Components Of Other Comprehensive Income(Loss)) (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Unrealized loss on investment securities, Before-Tax Amount:
Unrealized gain (loss) on investment securities, Before-Tax Amount		$ (1,041)	$ 699	$ (500)	$ 1,287
Net change, Before-Tax Amount		(1,041)	699	(500)	1,287
Defined benefit pension plans adjustments, Before-Tax Amount:
Amortization of prior service cost, Before-Tax Amount	[1]	9	7	16	15
Amortization of actuarial loss, Before-Tax Amount	[1]	52	25	100	52
Net change, Before-Tax Amount		61	32	116	67
Other Comprehensive Loss, Before-Tax Amount		(980)	731	(384)	1,354
Unrealized loss on investment securities, Income Tax (Provision) Benefit:
Unrealized gain (loss) on investment securities, Income Tax (Provision) Benefit		404	(271)	194	(498)
Net change, Income Tax (Provision) Benefit		404	(271)	194	(498)
Defined benefit pension plans adjustments, Income Tax (Provision) Benefit:
Amortization of prior service cost, Income Tax (Provision) Benefit	[1]	(4)	(3)	(6)	(6)
Amortization of actuarial loss, Income Tax (Provision) Benefit	[1]	(15)	(10)	(39)	(21)
Net change, Income Tax (Provision) Benefit		(19)	(13)	(45)	(27)
Other Comprehensive Loss, Income Tax (Provision) Benefit		385	(284)	149	(525)
Unrealized loss on investment securities, Net-of-Tax Amount:
Unrealized gain (loss) on investment securities, Net-of-Tax Amount		(637)	428	(306)	789
Net change, Net-of-Tax Amount		(637)	428	(306)	789
Defined benefit pension plans adjustments, Net-of-Tax Amount:
Amortization of prior service cost, Net-of-Tax Amount	[1]	5	4	10	9
Amortization of actuarial loss, Net-of-Tax Amount	[1]	37	15	61	31
Net change, Net-of-Tax Amount		42	19	71	40
OTHER COMPREHENSIVE (LOSS) INCOME, NET OF TAX		$ (595)	$ 447	$ (235)	$ 829
[1]	Included in net periodic pension cost, as described in Note 9 - "Net Periodic Benefit Costs"

Segment Information (Schedule O

Segment Information (Schedule Of Business Segments) (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)	Jun. 30, 2014USD ($)	Jun. 30, 2015USD ($)segment	Jun. 30, 2014USD ($)
Segment Reporting Information [Line Items]
Number of primary business segments | segment			2
Net interest income (expense)	$ 7,648	$ 7,682	$ 15,229	$ 14,981
Provision for loan and lease losses	415	176	616	328
Net interest income (expense) after provision for loan and lease losses	7,233	7,506	14,613	14,653
Non-interest income	1,655	1,469	2,892	2,731
Insurance service and fees	1,821	1,586	3,650	3,718
Amortization expense		40		81
Non-interest expense	8,241	8,292	15,753	15,870
Income before income taxes	2,468	2,229	5,402	5,151
Income tax provision	793	650	1,822	1,559
Net income	1,675	1,579	3,580	3,592
Banking Activities [Member]
Segment Reporting Information [Line Items]
Net interest income (expense)	7,677	7,711	15,286	15,038
Provision for loan and lease losses	415	176	616	328
Net interest income (expense) after provision for loan and lease losses	7,262	7,535	14,670	14,710
Non-interest income	1,655	1,469	2,892	2,731
Insurance service and fees	191	146	353	298
Non-interest expense	7,089	7,294	13,570	13,772
Income before income taxes	2,019	1,856	4,345	3,967
Income tax provision	616	508	1,410	1,104
Net income	1,403	1,348	2,935	2,863
Insurance Agency Activities [Member]
Segment Reporting Information [Line Items]
Net interest income (expense)	(29)	(29)	(57)	(57)
Net interest income (expense) after provision for loan and lease losses	(29)	(29)	(57)	(57)
Insurance service and fees	1,630	1,440	3,297	3,420
Amortization expense		40		81
Non-interest expense	1,152	998	2,183	2,098
Income before income taxes	449	373	1,057	1,184
Income tax provision	177	142	412	455
Net income	$ 272	$ 231	$ 645	$ 729

Contingent Liabilities And Co51

Contingent Liabilities And Commitments (Summary Of Commitments And Contingent Liabilities) (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Loss Contingencies [Line Items]
Commitments and contingent liabilities	$ 207,982	$ 214,623
Estimated liability related to NYAG investigation		1,000
Estimated probable loss	1,000
Commitments To Extend Credit [Member]
Loss Contingencies [Line Items]
Commitments and contingent liabilities	204,233	212,193
Standby Letters Of Credit [Member]
Loss Contingencies [Line Items]
Commitments and contingent liabilities	$ 3,749	$ 2,430

Net Periodic Benefit Costs (Sch

Net Periodic Benefit Costs (Schedule Of Net Periodic Cost) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Defined Benefit Plan Disclosure [Line Items]
Contributions to the defined benefit pension plan			$ 165
Pension [Member]
Defined Benefit Plan Disclosure [Line Items]
Interest cost	$ 52	$ 52	103	$ 103
Expected return on plan assets	(77)	(76)	(154)	(153)
Amortization of the net loss	18	4	35	10
Net periodic cost (benefit)	(7)	(20)	(16)	(40)
Contributions to the defined benefit pension plan			165
Supplemental Executive Retirement Plans [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost	49	42	97	84
Interest cost	37	40	74	80
Amortization of prior service cost	9	7	16	15
Amortization of the net loss	34	21	65	42
Net periodic cost (benefit)	$ 129	$ 110	$ 252	$ 221