Evans Bancorp (EVBN) 10-Q 4 Aug 16 2016 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2016	Aug. 04, 2016
Document And Entity Information [Abstract]
Entity Registrant Name	EVANS BANCORP INC
Entity Filer Category	Accelerated Filer
Entity Central Index Key	842,518
Amendment Flag	false
Document Type	10-Q
Document Fiscal Period Focus	Q2
Document Period End Date	Jun. 30, 2016
Document Fiscal Year Focus	2,016
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		4,286,939

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 10,807	$ 11,813
Interest-bearing deposits at banks	723	10,808
Securities:
Available for sale, at fair value (amortized cost: $106,875 at June 30, 2016; $96,374 at December 31, 2015)	109,107	97,141
Held to maturity, at amortized cost (fair value: $1,519 at June 30, 2016; $1,584 at December 31, 2015)	1,522	1,617
Federal Home Loan Bank common stock, at cost	1,636	1,296
Federal Reserve Bank common stock, at cost	1,501	1,487
Loans, net of allowance for loan losses of $12,773 at June 30, 2016 and $12,883 at December 31, 2015	840,533	761,101
Properties and equipment, net of accumulated depreciation of $16,377 at June 30, 2016 and $15,799 at December 31, 2015	11,592	11,051
Goodwill	8,101	8,101
Bank-owned life insurance	21,254	20,978
Other assets	14,822	13,714
TOTAL ASSETS	1,021,598	939,107
Deposits:
Demand	187,774	183,098
NOW	88,993	83,674
Regular savings	480,290	439,993
Time	112,828	96,217
Total deposits	869,885	802,982
Securities sold under agreement to repurchase	14,511	10,821
Other borrowings	16,000	10,000
Other liabilities	15,083	12,718
Junior subordinated debentures	11,330	11,330
Total liabilities	926,809	847,851
CONTINGENT LIABILITIES AND COMMITMENTS
STOCKHOLDERS' EQUITY:
Common stock, $.50 par value, 10,000,000 shares authorized; 4,290,222 and 4,260,203 shares issued at June 30, 2016 and December 31, 2015, respectively, and 4,286,939 and 4,257,179 outstanding at June 30, 2016 and December 31, 2015, respectively	2,147	2,132
Capital surplus	43,836	43,318
Treasury stock, at cost, 3,283 and 3,024 shares at June 30, 2016 and December 31, 2015, respectively	(80)
Retained earnings	49,707	47,616
Accumulated other comprehensive loss, net of tax	(821)	(1,810)
Total stockholders' equity	94,789	91,256
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,021,598	$ 939,107

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Securities:
Available for sale, amortized cost	$ 106,875	$ 96,374
Held to maturity, fair value	1,519	1,584
Loans, allowance for loan losses	12,773	12,883
Properties and equipment, accumulated depreciation	$ 16,377	$ 15,799
STOCKHOLDERS' EQUITY:
Common stock, par value	$ 0.50	$ 0.50
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,290,222	4,260,203
Common stock, shares outstanding	4,286,939	4,257,179
Treasury stock, shares	3,283	3,024

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
INTEREST INCOME
Loans	$ 8,878	$ 7,934	$ 17,608	$ 15,746
Interest bearing deposits at banks	33	33	44	34
Securities:
Taxable	561	429	938	835
Non-taxable	222	240	460	477
Total interest income	9,694	8,636	19,050	17,092
INTEREST EXPENSE
Deposits	1,036	860	1,995	1,643
Other borrowings	51	46	101	60
Junior subordinated debentures	91	82	178	160
Total interest expense	1,178	988	2,274	1,863
NET INTEREST INCOME	8,516	7,648	16,776	15,229
PROVISION FOR LOAN LOSSES (CREDIT)	(376)	415	(168)	616
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	8,892	7,233	16,944	14,613
NON-INTEREST INCOME
Bank charges	403	411	846	820
Insurance service and fees	1,572	1,821	3,320	3,650
Gain on loans sold	29	58	44	81
Bank-owned life insurance	141	152	277	289
Loss on tax credit investment	(2,139)		(2,139)
Refundable state historic tax credit	1,508		1,508
Interchange fee income	340	324	658	618
Other	426	710	760	1,084
Total non-interest income	2,280	3,476	5,274	6,542
NON-INTEREST EXPENSE
Salaries and employee benefits	5,467	5,066	10,981	9,860
Occupancy	740	697	1,439	1,392
Repairs and maintenance	212	215	388	388
Advertising and public relations	190	231	475	442
Professional services	656	670	1,236	1,180
Technology and communications	339	262	761	522
FDIC insurance	182	148	341	295
Other	933	952	1,626	1,674
Total non-interest expense	8,719	8,241	17,247	15,753
INCOME BEFORE INCOME TAXES	2,453	2,468	4,971	5,402
INCOME TAX PROVISION	450	793	1,254	1,822
NET INCOME	$ 2,003	$ 1,675	$ 3,717	$ 3,580
Net income per common share-basic	$ 0.47	$ 0.40	$ 0.87	$ 0.85
Net income per common share-diluted	$ 0.46	$ 0.39	0.86	0.83
Cash dividends per common share			$ 0.38	$ 0.36
Weighted average number of common shares outstanding	4,284,180	4,234,334	4,273,645	4,233,196
Weighted average number of diluted shares outstanding	4,346,599	4,309,688	4,337,299	4,309,423

Statements Of Consolidated Comp

Statements Of Consolidated Comprehensive Income - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Statements Of Consolidated Comprehensive Income [Abstract]
NET INCOME		$ 2,003	$ 1,675	$ 3,717	$ 3,580
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX:
Unrealized gain (loss) on available-for-sale securities		260	(637)	909	(306)
Defined benefit pension plans:
Amortization of prior service cost	[1]	5	5	10	10
Amortization of actuarial assumptions	[1]	35	37	70	61
Net change, Net-of-Tax Amount		40	42	80	71
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX		300	(595)	989	(235)
COMPREHENSIVE INCOME		$ 2,303	$ 1,080	$ 4,706	$ 3,345
[1]	Included in net periodic pension cost, as described in Note 9 - "Net Periodic Benefit Costs"

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders’ Equity - USD ($) $ in Thousands	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2014	$ 2,123	$ 43,102	$ 42,822	$ (1,508)	$ (751)	$ 85,788
Net Income			3,580			3,580
Other comprehensive (loss) income				(235)		(235)
Cash dividends			(1,517)			(1,517)
Stock compensation expense		263				263
Excess tax benefit (expense) from stock-based compensation		44				44
Reissued restricted shares, net of forfeitures		(503)			503
Repurchased shares in treasury stock					(83)	(83)
Issued/reissued shares in stock option exercises		(55)			155	100
Issued/reissued shares under Dividend Reinvestment Plan		4			134	138
Issued shares in Employee Stock Purchase Plan	3	114				117
Balance at Jun. 30, 2015	2,126	42,969	44,885	(1,743)	(42)	88,195
Balance at Dec. 31, 2015	2,132	43,318	47,616	(1,810)		91,256
Net Income			3,717			3,717
Other comprehensive (loss) income				989		989
Cash dividends			(1,626)			(1,626)
Stock compensation expense		270				270
Excess tax benefit (expense) from stock-based compensation		15				15
Issued restricted shares	10	(10)
Reissued restricted shares, net of forfeitures
Repurchased shares in treasury stock					(80)	(80)
Issued/reissued shares in stock option exercises		8				8
Issued/reissued shares under Dividend Reinvestment Plan	3	129				132
Issued shares in Employee Stock Purchase Plan	2	106				108
Balance at Jun. 30, 2016	$ 2,147	$ 43,836	$ 49,707	$ (821)	$ (80)	$ 94,789

Consolidated Statements Of Cha7

Consolidated Statements Of Changes In Stockholders’ Equity (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Consolidated Statements Of Changes In Stockholders’ Equity [Abstract]
Cash dividends per common share	$ 0.38	$ 0.36
Restricted shares issued	19,093
Restricted shares reissued, net of forfeitures	3,021	20,592
Restricted shares reissued, forfeitures		588
Shares repurchased in treasury stock	3,280	3,397
Shares issued/reissued in stock option exercises	490	8,034
Shares issued/reissued under Dividend Reinvestment Plan	5,270	5,582
Shares issued in Employee Stock Purchase Plan	5,166	5,672

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
OPERATING ACTIVITIES:
Interest received	$ 18,778	$ 16,916
Fees received	5,554	5,795
Interest paid	(2,249)	(1,939)
Cash paid to employees and vendors	(16,429)	(15,932)
Cash contributed to pension plan	(140)	(165)
Income taxes paid	(279)	(601)
Proceeds from sale of loans held for resale	3,514	9,772
Originations of loans held for resale	(3,477)	(10,295)
Net cash provided by operating activities	5,272	3,551
INVESTING ACTIVITIES:
Purchases of available for sale securities	(25,953)	(24,370)
Proceeds from maturities, calls, and payments of available for sale securities	15,005	14,299
Purchases of held to maturity securities		(50)
Proceeds from maturities, calls, and payments of held to maturity securities	95	184
Proceeds from property insurance		927
Additions to properties and equipment	(1,119)	(499)
Purchase of tax credit investment	(703)	(831)
Net increase in loans	(78,823)	(14,360)
Net cash used in investing activities	(91,498)	(24,700)
FINANCING ACTIVITIES:
Proceeds from (repayments of) borrowings, net	9,690	(6,469)
Net increase in deposits	66,903	66,531
Dividends paid	(1,626)	(1,517)
Repurchase of treasury stock	(80)	(83)
Issuance of common stock	248	117
Reissuance of treasury stock		237
Net cash provided by financing activities	75,135	58,816
Net (decrease) increase in cash and cash equivalents	(11,091)	37,667
CASH AND CASH EQUIVALENTS:
Beginning of period	22,621	10,898
End of period	11,530	48,565
RECONCILIATION OF NET INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES:
Net income	3,717	3,580
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation and amortization	647	745
Deferred tax expense	125	191
Provision for loan losses (credit)	(168)	616
Loss on tax credit investment	2,139
Refundable state historic tax credit	(1,508)
Gain on loans sold	(44)	(81)
Stock options and restricted stock expense	270	263
Proceeds from sale of loans held for resale	3,514	9,772
Originations of loans held for resale	(3,477)	(10,295)
Changes in assets and liabilities affecting cash flow:
Other assets	(1,001)	(1,112)
Other liabilities	1,058	(128)
NET CASH PROVIDED BY OPERATING ACTIVITIES	$ 5,272	$ 3,551

Organization And Summary Of Sig

Organization And Summary Of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2016
Organization And Summary Of Significant Accounting Policies [Abstract]
Organization And Summary Of Significant Accounting Policies	 1. ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES  The accounting and reporting policies followed by Evans Bancorp, Inc. (the “Company”), a financial holding company, and its two direct, wholly-owned subsidiaries: (i) Evans Bank, National Association (the “Bank”), and the Bank’s subsidiaries, Evans National Leasing, Inc. (“ENL”), Evans National Holding Corp. (“ENHC”) and Suchak Data Systems, LLC (“SDS”); and (ii) Evans National Financial Services, LLC (“ENFS”), and ENFS’s subsidiary, The Evans Agency, LLC (“TEA”), and TEA’s subsidiaries, Frontier Claims Services, Inc. (“FCS”) and ENB Associates Inc. (“ENBA”), in the preparation of the accompanying interim unaudited consolidated financial statements conform with U.S. generally accepted accounting principles (“GAAP”) and with general practice within the industries in which it operates. Except as the context otherwise requires, the Company and its direct and indirect subsidiaries are collectively referred to in this report as the “Company.”  The results of operations for the three and six month periods ended June 3 0 , 2016 are not necessarily indicative of the results to be expected for the full year. The accompanying unaudited consolidated financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2015 (“10-K”) . The Company’s significant accounting policies are disclosed in Note 1 to the 10-K.  An accounting policy not discussed in Note 1 to the 10-K is the accounting for rehabilitation of historic properties tax credit investments. In the typical structure of these transactions, the Bank will invest in a partnership that is incurring expenses related to the rehabilitation of a certified historic structure located in New York State. At the time the historic structure is placed in service, the Bank is eligible for a federal and New York State tax credit. At the same time, the Bank evaluates its investment, which is valued at the present value of the expected cash flows from its partnership interest. If the investment is determined to be impaired, the Bank will record that impairment loss on its income statement in non-interest income. The federal tax credit impact is included in the Company’s estimated effective tax rate calculation and recorded in income tax expense. For New York State, any new credit earned from rehabilitated historic properties placed in service on or after January 1, 2015, not used in the current tax year will be treated as a refund or overpayment of tax to be credited to the next year’s tax. Since the realization of the tax credit does not depend on the Bank ’s generation of future taxable income or the Bank ’s ongoing tax status or tax position, the credit is not considered an element of income tax accounting under ASC 740. In such cases, the Bank would not record the credit as a reduction of income tax expense; rather, the Bank includes the refundable New York State tax credit in non-interest income .   

Securities

Securities	6 Months Ended
	Jun. 30, 2016
Securities [Abstract]
Securities	2. SECURITIES The amortized cost of securities and their app roximate fair value at June 30 , 201 6 and December 31, 201 5 were as follows:      June 30, 2016  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 17,185 $ 285 $ (2) $ 17,468  States and political subdivisions 36,389 1,204 (10) 37,583  Total debt securities $ 53,574 $ 1,489 $ (12) $ 55,051   Mortgage-backed securities:  FNMA $ 16,369 $ 347 $ - $ 16,716  FHLMC 4,136 96 (19) 4,213  GNMA 2,862 52 (4) 2,910  CMO 29,934 330 (47) 30,217  Total mortgage-backed securities $ 53,301 $ 825 $ (70) $ 54,056   Total securities designated as available for sale $ 106,875 $ 2,314 $ (82) $ 109,107   Held to Maturity:  Debt securities  States and political subdivisions $ 1,522 $ 14 $ (17) $ 1,519   Total securities designated as held to maturity $ 1,522 $ 14 $ (17) $ 1,519       December 31, 2015  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 21,914 $ 166 $ (234) $ 21,846  States and political subdivisions 36,838 874 (29) 37,683  Total debt securities $ 58,752 $ 1,040 $ (263) $ 59,529   Mortgage-backed securities:  FNMA $ 10,314 $ 160 $ (25) $ 10,449  FHLMC 4,629 61 (56) 4,634  GNMA 3,215 48 (27) 3,236  CMO 19,464 66 (237) 19,293  Total mortgage-backed securities $ 37,622 $ 335 $ (345) $ 37,612   Total securities designated as available for sale $ 96,374 $ 1,375 $ (608) $ 97,141   Held to Maturity:  Debt securities  States and political subdivisions $ 1,617 $ 6 $ (39) $ 1,584   Total securities designated as held to maturity $ 1,617 $ 6 $ (39) $ 1,584   Available for sale securities with a total fair value of $94 million and $86 million at June 30 , 201 6 and December 31, 201 5 , respectively, were pledged as collateral to secure public deposits and for other purposes required or permitted by law.  The Company uses the Federal Home Loan Bank of New York (“FHLBNY”) as its primary source of overnight funds and also has several long-term advances with FHLBNY. The Company had $16 million and $10 million in borrowed funds a t FHLBNY at June 30 , 201 6 and December 31, 201 5, respectively . The Company has pl edg ed sufficient collateral in the form of residential and commercial real estate loans at FHLBNY that meet s FHLB collateral requirements. As a member of the Federal Home Loan Bank (“FHLB”) System, the Bank is required to hold stock in FHLBNY. The Bank held $2 million and $ 1 million in FHLBNY stock a t June 30 , 201 6 and December 31, 201 5, respectively . The Company regularly evaluates investments in FHLBNY for impairment, considering liquidity, operating performance, capital position, stock repurchase and dividend history. As of June 30, 2016, the Bank’s investment in FHLBNY stock was not impaired.  The Bank, as a member of the Federal Reserve Bank (“FRB”) system, is currently required to purchase and hold shares of capital stock in the FRB in an amount equal to 6% of its capital and surplus. The Bank’s investment in FRB capital stock totaled $1.5 million at each of June 30, 2016 and December 31, 2015 . Based on the current capital adequacy and liquidity position of the FRB, management believes there is no impairment in the Company’s investment at June 30, 2016 and the cost of the investment approximates fair value.  The scheduled maturities of debt and mortgage-backed securities at June 30 , 201 6 and December 31, 201 5 are summarized below. All maturity amounts are contractual maturities. Actual maturities may differ from contractual maturities because certain issuers have the right to call or prepay obligations with or without call premiums.        June 30, 2016 December 31, 2015  Amortized Estimated Amortized Estimated  cost fair value cost fair value  (in thousands) (in thousands)   Debt securities available for sale:   Due in one year or less $ 5,115 $ 5,149 $ 4,082 $ 4,142  Due after one year through five years 31,980 32,736 29,113 29,448  Due after five years through ten years 13,511 14,003 19,356 19,615  Due after ten years 2,968 3,163 6,201 6,324  53,574 55,051 58,752 59,529   Mortgage-backed securities  available for sale 53,301 54,056 37,622 37,612   Total available for sale securities $ 106,875 $ 109,107 $ 96,374 $ 97,141   Debt securities held to maturity:   Due in one year or less $ 265 $ 264 $ 309 $ 308  Due after one year through five years 358 354 374 365  Due after five years through ten years 793 798 828 815  Due after ten years 106 103 106 96  1,522 1,519 1,617 1,584   Total held to maturity securities $ 1,522 $ 1,519 $ 1,617 $ 1,584   While the contractual maturities of our mortgage-backed securities generally exceed ten years, the Company expect s the effective lives to be significantly shorter due to prepayments of the underlying loans and the nature of these securities. The duration of the i nvestment securities portfolio de creased from 4.0 years at December 31, 2015 to 3.7 years at June 30, 2016 .  Information regarding unrealized losses within the Company’s available for sale securities at June 30 , 201 6 and December 31, 201 5 is summarized below. The securities are primarily U.S. government-guaranteed agency securities or municipal securities. All unrealized losses are considered temporary and related to market interest rate fluctuations.      June 30, 2016   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ - $ - $ 1,998 $ (2) $ 1,998 $ (2)  States and political subdivisions - - 744 (10) 744 (10)  Total debt securities $ - $ - $ 2,742 $ (12) $ 2,742 $ (12)   Mortgage-backed securities:  FNMA $ - $ - $ - $ - $ - $ -  FHLMC - - 1,175 (19) 1,175 (19)  GNMA - - 347 (4) 347 (4)  CMO 3,270 (43) 1,400 (4) 4,670 (47)  Total mortgage-backed securities $ 3,270 $ (43) $ 2,922 $ (27) $ 6,192 $ (70)   Held To Maturity:  Debt securities:  States and political subdivisions $ 582 $ (5) $ 430 $ (12) $ 1,012 $ (17)   Total temporarily impaired  securities $ 3,852 $ (48) $ 6,094 $ (51) $ 9,946 $ (99)         December 31, 2015   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ 4,531 $ (89) $ 5,855 $ (145) $ 10,386 $ (234)  States and political subdivisions 3,133 (6) 1,117 (23) 4,250 (29)  Total debt securities $ 7,664 $ (95) $ 6,972 $ (168) $ 14,636 $ (263)   Mortgage-backed securities:  FNMA $ 3,856 $ (25) $ - $ - $ 3,856 $ (25)  FHLMC - - 1,234 (56) 1,234 (56)  GNMA 1,161 (21) 471 (6) 1,632 (27)  CMO 8,996 (123) 3,661 (114) 12,657 (237)  Total mortgage-backed securities $ 14,013 $ (169) $ 5,366 $ (176) $ 19,379 $ (345)   Held To Maturity:  Debt securities:  States and political subdivisions $ 626 $ (11) $ 495 $ (28) $ 1,121 $ (39)   Total temporarily impaired  securities $ 22,303 $ (275) $ 12,833 $ (372) $ 35,136 $ (647)    Management has assessed the securities available for sale in an unrealized loss position at June 30 , 201 6 and December 31, 201 5 and determined the decline in fair value below amortized cost to be temporary. In making this determination, management considered the period of time the securities were in a loss position, the percentage decline in comparison to the securities’ amortized cost, and the financial condition of the issuer (primarily government or government-sponsored enterprises). In addition, management does not intend to sell these securities and it is not more likely than not that the Company will be required to sell these securities before recovery of their amortized cost. Management believes the decline in fair value is primarily related to market interest rate fluctuations and not to the credit deterioration of the individual issuers.  The Company had not recorded any other-than-temporary impairment (“OTTI”) charges as of June 30 , 201 6 and did not record any OTTI charges during 201 5 . Nevertheless, it remains possible that there could be deterioration in the asset quality of the securities portfolio in the future. The credit worthiness of the Company’s portfolio is largely reliant on the ability of U.S. government sponsored agencies such as FHLB, Federal National Mortgage Association (“FNMA”), Government National Mortgage Association (“GNMA”), and Federal Home Loan Mortgage Corporation (“FHLMC”), and municipalities throughout New York State to meet their obligations. In addition, dysfunctional markets could materially alter the liquidity, interest rate, and pricing risk of the portfolio. The relatively stable past performance is not a guarantee for similar performance of the Company’s securities portfolio going forward.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2016
Fair Value Measurements [Abstract]
Fair Value Measurements	3. FAIR VALUE MEASUREMENTS  The Company follows the provisions of ASC Topic 820, “Fair Value Measurements.” Those provisions relate to financial assets and liabilities carried at fair value and fair value disclosures related to financial assets and liabilities. ASC Topic 820 defines fair value and specifies a hierarchy of valuation techniques based on the nature of the inputs used to develop the fair value measures. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market partici pants at the measurement date.  There are three levels of inputs to fair value measurements: · Level 1, meaning the use of quoted prices for identical instruments in active markets; · Level 2, meaning the use of quoted prices for similar instruments in active markets or quoted prices for identical or similar instruments in markets that are not active or are directly or indirectly observable; and · Level 3, meaning the use of unobservable inputs.  Observable market data should be used when available.  FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A RECURRING BASIS  The following table presents, for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a recurring basis as of June 30 , 201 6 and December 31, 201 5, respectively :        (in thousands) Level 1 Level 2 Level 3 Fair Value   June 30, 2016  Securities available-for-sale:  U.S. government agencies $ - $ 17,468 $ - $ 17,468  States and political subdivisions - 37,583 - 37,583  Mortgage-backed securities - 54,056 - 54,056  Mortgage servicing rights - - 466 466   December 31, 2015  Securities available-for-sale:  U.S. government agencies $ - $ 21,846 $ - $ 21,846  States and political subdivisions - 37,683 - 37,683  Mortgage-backed securities - 37,612 - 37,612  Mortgage servicing rights - - 557 557   Securities available for sale  Fair values for securities are determined using independent pricing services and market-participating brokers. The Company’s independent pricing service utilizes evaluated pricing models that vary by asset class and incorporate available trade, bid and other market information for structured securities, cash flow and, when available, loan performance data. Because many fixed income securities do not trade on a daily basis, the evaluated pricing applications apply information as applicable through processes, such as benchmarking of like securities, sector groupings, and matrix pricing, to prepare evaluations. In addition, model processes, such as the Option Adjusted Spread model, are used to assess interest rate impact and develop prepayment scenarios. The models and the process take into account market convention. For each asset class, a team of evaluators gathers information from market sources and integrates relevant credit information, perceived market movements and sector news into the evaluated pricing applications and models. The company’s service provider may occasionally determine that it does not have sufficient verifiable information to value a particular security. In these cases the Company will utilize valuation s from another pricing service.  Management believes that it has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of securities to enable management to maintain an appropriate system of internal control. On a quarterly basis, the Company reviews changes in the market value of its security portfolio. Individual changes in valuations are reviewed for consistency with general interest rate movements and any known credit concerns for specific securities. Additionally, on an annual basis, the Company has its entire security portfolio priced by a second pricing service to determine consistency with another market evaluator. If, during the Company’s review or when comparing with another servicer, a material difference between pricing evaluations were to exist, the Company would submit an inquiry to the service provider regarding the data used to value a particular security. If the Company determines it has market information that would support a different valuation than the initial evaluation it can submit a challenge for a change to that security’s valuation.  Securities available for sale are classified as Level 2 in the fair value hierarchy as the valuation provided by the third-party provider uses observable market data.  Mortgage servicing rights  Mortgage servicing rights (“MSRs”) do not trade in an active, open market with readily observable prices. Accordingly, the Company obtains the fair value of the MSRs using a third-party pricing provider. The provider determines the fair value by discounting projected net servicing cash flows of the remaining servicing portfolio. The valuation model used by the provider considers market loan prepayment predictions and other economic factors which management considers to be significant unobservable inputs. The fair value of MSRs is mostly affected by changes in mortgage interest rates since rate changes cause the loan prepayment acceleration factors to increase or decrease. Management has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of MSRs to enable management to maintain an appropriate system of internal control. Mortgage servicing rights are classified within Level 3 of the fair value hierarchy as the valuation is model driven and primarily based on unobservable inputs.  The following table summarizes the changes in fair value for mortgage servicing rights during the three and six month periods ended June 30 , 201 6 and 201 5 , respectively:     Three months ended June 30,  (in thousands) 2016 2015  Mortgage servicing rights - April 1 $ 496 $ 497  Gains (losses) included in earnings (56) 4  Additions from loan sales 26 64  Mortgage servicing rights - June 30 $ 466 $ 565       Six months ended June 30,  (in thousands) 2016 2015  Mortgage servicing rights - January 1 $ 557 $ 518  Losses included in earnings (125) (41)  Additions from loan sales 34 88  Mortgage servicing rights - June 30 $ 466 $ 565   Quantitative information about the significant unobservable inputs used in the fair value measurement of MSRs at the respective dates is as follows:        June 30, 2016 December 31, 2015  Servicing fees 0.25 % 0.25 %  Discount rate 9.52 % 9.52 %  Prepayment rate (CPR) 10.24 % 8.55 %    FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS  The Company is required, on a nonrecurring basis, to adjust the carrying value of certain assets or provide valuation allowances related to certain assets using fair value measurements. The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a nonrecurring basis at June 30 , 201 6 and December 31, 201 5 :       (in thousands) Level 1 Level 2 Level 3 Fair Value   June 30, 2016  Collateral dependent impaired loans $ - - 16,848 $ 16,848   December 31, 2015  Collateral dependent impaired loans $ - - 17,758 $ 17,758    Collateral dependent i mpaired loans  The Company evaluates and values impaired loans at the time the loan is identified as impaired, and the fair values of such loans are estimated using Level 3 inputs in the fair value hierarchy. Each loan’s collateral has a unique appraisal and management’s discount of the value is based on factors unique to each impaired loan. The significant unobservable input in determining the fair value is management’s subjective discount on appraisals of the collateral securing the loan, which ranges from 10% - 50% . Collateral may consist of real estate and/or business assets including equipment, inventory and/or accounts receivable and the value of these assets is determined based on appraisals by qualified licensed appraisers hired by the Company. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business.   The Company has an appraisal policy in which appraisals are obtained upon a commercial loan being downgraded on the Company internal loan rating scale to a 5 (special mention) or a 6 (substandard) depending on the amount of the loan, the type of loan and the type of collateral. All impaired commercial loans are either graded a 6 or 7 on the internal loan rating scale. For consumer loans, the Company obtains appraisals when a loan becomes 90 days past due or is determined to be impaired, whichever occurs first. Subsequent to the downgrade or reaching 90 days past due, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal. Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers. Impaired loans had a gross value of $18.4 million, with a allowance for loan loss of $1.5 million, at June 30 , 201 6 compared with $19.5 million and $1.7 million, respectively, at December 31, 201 5 .  FAIR VALUE OF FINANCIAL INSTRUMENTS  At each of June 30 , 201 6 and December 31, 201 5 , the estimated fair values of the Company’s financial instruments, including those that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows:        June 30, 2016 December 31, 2015  Carrying Fair Carrying Fair  Amount Value Amount Value  (in thousands) (in thousands)  Financial assets:  Level 1:  Cash and cash equivalents $ 11,530 $ 11,530 $ 22,621 $ 22,621  Level 2:  Available for sale securities 109,107 109,107 97,141 97,141  FHLB and FRB stock 3,137 3,137 2,783 2,783  Level 3:  Held to maturity securities 1,522 1,519 1,617 1,584  Loans, net 840,533 859,300 761,101 772,472  Mortgage servicing rights 466 466 557 557   Financial liabilities:  Level 1:  Demand deposits $ 187,774 $ 187,774 $ 183,098 $ 183,098  NOW deposits 88,993 88,993 83,674 83,674  Regular savings deposits 480,290 480,290 439,993 439,993  Level 2:  Securities sold under agreement to  repurchase 14,511 14,511 10,821 10,821  Other borrowed funds 16,000 16,120 10,000 9,874  Junior subordinated debentures 11,330 11,330 11,330 11,330  Level 3:  Time deposits 112,828 114,117 96,217 96,975    The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practical to estimate that value.  Cash and Cash Equivalents . For these short-term instruments, the carrying amount is a reasonable estimate of fair value. “Cash and Cash Equivalents” includes interest-bearing deposits at other banks.  FHLB and FRB stock. The carrying value of FHLB and FRB stock , which are non-marketable equity investments, approximate fair value.  Securities held to maturity. The Company holds certain municipal bonds as held-to-maturity. These bonds are generally small in dollar amount and are issued only by certain local municipalities within the Company’s market area. The original terms are negotiated directly and on an individual basis consistent with our loan and credit guidelines. These bonds are not traded on the open market and management intends to hold the bonds to maturity. The fair value of held-to-maturity securities is estimated by discounting the future cash flows using the current rates at which similar agreements would be made with municipalities with similar credit ratings and for the same remaining maturities.  Loans and Leases, net . The fair value of fixed rate loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities, net of the appropriate portion of the allowance for loan losses. For variable rate loans, the carrying amount is a reasonable estimate of fair value. This fair value calculation is not necessarily indicative of the exit price, as defined in ASC 820.  Deposits . The fair value of demand deposits, NOW accounts, muni-vest accounts and regular savings accounts is the amount payable on demand at the reporting date. The fair value of time deposits is estimated using the rates currently offered for deposits of similar remaining maturities.  Junior Subordinated Debentures . There is no active market for the Company’s debentures and there have been no issuances of similar instruments in recent years . The Company looked at a market bond index to estimate a discount margin to value the debentures . The discount margin was very similar to the spread to LIBOR established at the issuance of the debentures. As a result, the Company determined that t he fair value of the adjustable-rate debentures approximates their face amount.  Securities Sold Under Agreement to Repurchase. The fair value of the securities sold under agreement to repurchase approximates its carrying value as the repurchase agreements are one day agreements .  Other Borrowed Funds. The fair value of the short-term portion of other borrowed funds approximates its carrying value. The fair value of the long-term portion of other borrowed funds is estimated using a discounted cash flow analysis based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.

Loans And The Allowance For Loa

Loans And The Allowance For Loan Losses	6 Months Ended
	Jun. 30, 2016
Loans And The Allowance For Loan Losses [Abstract]
Loans And The Allowance For Loan Losses	4. LOANS AND THE ALLOWANCE FOR LOAN LOSSES  Loan Portfolio Composition The following table presents selected information on the composition of the Company’s loan portfolio as of the dates indicated:        June 30, 2016 December 31, 2015  Mortgage loans on real estate: (in thousands)  Residential mortgages $ 108,405 $ 103,941  Commercial and multi-family 426,418 399,819  Construction-Residential 532 1,546  Construction-Commercial 72,981 60,892  Home equities 63,542 61,042  Total real estate loans 671,878 627,240   Commercial and industrial loans 179,210 144,330  Consumer and other loans 1,447 1,735  Net deferred loan origination costs 771 679  Total gross loans 853,306 773,984   Allowance for loan losses (12,773) (12,883)   Loans, net $ 840,533 $ 761,101   The Bank sells certain fixed rate residential mortgages to FNMA while maintaining the servicing rights for those mortgages. In the three month period ended June 30 , 201 6 , the Bank sold mortgages to FNMA totaling $ 2.6 million , as compared with $7.1 million in mortgages sold to FNMA in the three month period ended June 30 , 201 5 . During the six month periods ended June 30, 2016 and 2015, the Bank sold $ 3.5 million and $9.7 million , respectively, to FNMA. At June 30 , 201 6 , the Bank had a loan servicing portfolio principal balance of $76 million upon which it earns servicing fees, as compared with $77 million at December 31, 201 5 . The value of the mortgage servicing rights for that portfolio was $0. 5 million at June 30 , 201 6 and $0.6 million at December 31, 201 5 . At each of June 30 , 201 6 and December 31, 2015 , there were $0.5 million in residential mortgage loans held-for-sale. The Company had no commercial loans held-for-sale at June 30 , 201 6 or December 31, 201 5 . The Company has never been contacted by FNMA to repurchase any loans due to improper documentation or fraud.  As noted in Note 1, these financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 201 5 . Disclosures related to the basis for accounting for loans, the method for recognizing interest income on loans, the policy for placing loans on nonaccrual status and the subsequent recording of payments and resuming accrual of interest, the policy for determining past due status, a description of the Company’s accounting policies and methodology used to estimate the allowance for loan losses, the policy for charging-off loans, the accounting policies for impaired loans, and more descriptive information on the Company’s credit risk ratings are all contained in the Notes to the Audited Consolidated Financial Statements in the Company’s Annual Report on Form 10-K for the year ended December 31, 201 5 . Unless otherwise noted in this Form 10-Q, the policies and methodology described in the Annual Report for the year ended December 31, 201 5 are consistent with those utilized by the Company in the three and six month pe riods ended June 30 , 201 6 .   Credit Quality Indicators  The Bank monitors the credit risk in its loan portfolio by reviewing certain credit quality indicators (“CQI”). The primary CQI for its commercial mortgage and commercial and industrial (“C&I”) portfolios is the individual loan’s credit risk rating. The following list provides a description of the credit risk ratings that are used internally by the Bank when assessing the adequacy of i ts allowance for loan losses:  · 1-3 .2-Pass · 4-Watch · 5-O.A.E.M. (Other Assets Especially Mentioned) or Special Mention · 6-Substandard · 7-Doubtful · 8-Loss  The Company’s consumer loans, including residential mortgages and home equities, are not individually risk rated or reviewed in the Company’s loan review process. Consumers are not required to provide the Company with updated financial information as are commercial customers. Consumer loans also carry smaller balances. Given the lack of updated information after the initial underwriting of the loan and small size of individual loans, the Company uses delinquency status as the primary credit quality indicator for consumer loans. However, once a consumer loan is identified as impaired, it is individually evaluated for impairment.  The following tables provide data, at the class level, of credit quality indica tors of certain loans for the dates specified:        June 30, 2016  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  3 $ 62,822 $ 342,539 $ 405,361 $ 112,730  4 5,640 68,289 73,929 51,658  5 339 8,802 9,141 7,967  6 4,180 6,788 10,968 6,855  7 - - - -  Total $ 72,981 $ 426,418 $ 499,399 $ 179,210        December 31, 2015  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  3 $ 42,383 $ 340,837 $ 383,220 $ 80,379  4 13,098 40,019 53,117 47,509  5 1,224 11,772 12,996 8,973  6 4,187 7,191 11,378 7,350  7 - - - 119  Total $ 60,892 $ 399,819 $ 460,711 $ 144,330   Past Due Loans The following tables provide an analysis of the age of the recorded investment in loans that are past due as of the dates indicated:    June 30, 2016  (in thousands)   Total Past Current Total 90+ Days Non-accruing  30-59 days 60-89 days 90+ days Due Balance Balance Accruing Loans   Commercial and industrial $ 4,513 $ 71 $ 658 $ 5,242 $ 173,968 $ 179,210 $ 338 $ 4,936  Residential real estate:  Residential - 143 636 779 107,626 108,405 159 725  Construction - - - - 532 532 - -  Commercial real estate:  Commercial - 2,624 2,644 5,268 421,150 426,418 1,212 3,465  Construction 5,000 239 4,181 9,420 63,561 72,981 - 4,181  Home equities 245 272 780 1,297 62,245 63,542 3 1,037  Consumer and other 18 14 7 39 1,408 1,447 7 13  Total Loans $ 9,776 $ 3,363 $ 8,906 $ 22,045 $ 830,490 $ 852,535 $ 1,719 $ 14,357  NOTE: Loan balances do not include $ 771 thousand in net deferred loan origination costs as of June 30, 2016.        December 31, 2015  (in thousands)   Total Past Current Total 90+ Days Non-accruing  30-59 days 60-89 days 90+ days Due Balance Balance Accruing Loans   Commercial and industrial $ 160 $ 224 $ 66 $ 450 $ 143,880 $ 144,330 $ 40 $ 5,312  Residential real estate:  Residential 822 402 569 1,793 102,148 103,941 - 1,400  Construction - - - - 1,546 1,546 - -  Commercial real estate:  Commercial 1,919 963 457 3,339 396,480 399,819 457 3,574  Construction - - - - 60,892 60,892 - 4,187  Home equities 253 236 267 756 60,286 61,042 - 1,058  Consumer and other 8 - - 8 1,727 1,735 - 14  Total Loans $ 3,162 $ 1,825 $ 1,359 $ 6,346 $ 766,959 $ 773,305 $ 497 $ 15,545  NOTE: Loan balances do not include $679 thousand in net deferred loan origination costs as of December 31, 2015.    Allowance for loan losses  The following tables present the activity in the allowance for loan losses according to portfolio segment, for the six month periods ended June 30, 2016 and 2015:         June 30, 2016   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer Residential Mortgages* HELOC Unallocated Total  Allowance for loan  losses:  Beginning balance $ 4,383 $ 7,135 $ 85 $ 909 $ 371 $ - $ 12,883  Charge-offs (33) - (23) - - - (56)  Recoveries 55 51 7 - 1 - 114  Provision (Credit) (210) 122 32 (146) 34 - (168)  Ending balance $ 4,195 $ 7,308 $ 101 $ 763 $ 406 $ - $ 12,773   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 324 $ 1,128 $ 40 $ 3 $ 18 $ - $ 1,513  Collectively evaluated  for impairment 3,871 6,180 61 760 388 - 11,260  Total $ 4,195 $ 7,308 $ 101 $ 763 $ 406 $ - $ 12,773   Loans:  Ending balance:  Individually evaluated  for impairment $ 4,985 $ 9,261 $ 40 $ 2,461 $ 1,614 $ - $ 18,361  Collectively evaluated  for impairment 174,225 490,138 1,407 106,476 61,928 - 834,174  Total $ 179,210 $ 499,399 $ 1,447 $ 108,937 $ 63,542 $ - $ 852,535    * Includes construction loans  NOTE: Loan balances do not include $ 771 thousand in net deferred loan origination costs as of June 30, 2016.        June 30, 2015   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer Residential Mortgages* HELOC Unallocated Total  Allowance for loan  losses:  Beginning balance $ 4,896 $ 5,650 $ 78 $ 941 $ 819 $ 149 $ 12,533  Charge-offs (80) (35) (11) - - - (126)  Recoveries 57 23 6 1 - - 87  Provision (Credit) (228) 856 (2) 6 (16) - 616  Ending balance $ 4,645 $ 6,494 $ 71 $ 948 $ 803 $ 149 $ 13,110   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 730 $ 59 $ 46 $ 40 $ - $ - $ 875  Collectively evaluated  for impairment 3,915 6,435 25 908 803 149 12,235  Total $ 4,645 $ 6,494 $ 71 $ 948 $ 803 $ 149 $ 13,110   Loans:  Ending balance:  Individually evaluated  for impairment $ 5,795 $ 5,455 $ 46 $ 2,500 $ 961 $ - $ 14,757  Collectively evaluated  for impairment 124,017 413,668 2,818 96,478 58,420 - 695,401  Total $ 129,812 $ 419,123 $ 2,864 $ 98,978 $ 59,381 $ - $ 710,158  * Includes construction loans  NOTE: Loan balances do not include $674 thousand in net deferred loan origination costs as of June 30, 2015.     The following tables present the activity in the allowance for loan losses by portfolio segment for the three month periods ended June 30, 2016 and 2015:       June 30, 2016  ($ in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer Residential Mortgages* HELOC Unallocated Total  Allowance for loan  losses:  Beginning balance $ 4,580 $ 7,442 $ 93 $ 696 $ 308 $ - $ 13,119  Charge-offs (20) - (16) - - - (36)  Recoveries 48 13 4 - 1 - 66  Provision (413) (147) 20 67 97 - (376)  Ending balance $ 4,195 $ 7,308 $ 101 $ 763 $ 406 $ - $ 12,773        June 30, 2015  ($ in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer Residential Mortgages* HELOC Unallocated Total  Allowance for loan  losses:  Beginning balance $ 4,989 $ 5,830 $ 70 $ 924 $ 815 $ 149 $ 12,777  Charge-offs (80) (35) (5) - - - (120)  Recoveries 19 13 5 1 - - 38  Provision (283) 686 1 23 (12) - 415  Ending balance $ 4,645 $ 6,494 $ 71 $ 948 $ 803 $ 149 $ 13,110   Impaired Loans The following tables provide data, at the class level, of impaired loans as of the dates indicated:      At June 30, 2016  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 4,266 $ 4,654 $ - $ 4,664 $ 119 $ 3  Residential real estate:  Residential 2,406 2,610 - 2,440 19 38  Construction - - - - - -  Commercial real estate:  Commercial 3,754 3,817 - 3,836 50 36  Construction 262 262 - 691 1 21  Home equities 1,398 1,459 - 1,420 22 13  Consumer - - - - - -  Total impaired loans $ 12,086 $ 12,802 $ - $ 13,051 $ 211 $ 111      At June 30, 2016  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 719 $ 759 $ 324 $ 746 $ 22 $ 1  Residential real estate:  Residential 55 55 3 55 1 -  Construction - - - - - -  Commercial real estate:  Commercial 1,065 1,083 229 1,074 25 -  Construction 4,180 4,201 899 4,184 96 -  Home equities 216 223 18 218 6 -  Consumer 40 65 40 42 1 1  Total impaired loans $ 6,275 $ 6,386 $ 1,513 $ 6,319 $ 151 $ 2      At June 30, 2016  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 4,985 $ 5,413 $ 324 $ 5,410 $ 141 $ 4  Residential real estate:  Residential 2,461 2,665 3 2,495 20 38  Construction - - - - - -  Commercial real estate:  Commercial 4,819 4,900 229 4,910 75 36  Construction 4,442 4,463 899 4,875 97 21  Home equities 1,614 1,682 18 1,638 28 13  Consumer 40 65 40 42 1 1  Total impaired loans $ 18,361 $ 19,188 $ 1,513 $ 19,370 $ 362 $ 113         At December 31, 2015  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 1,750 $ 1,811 $ - $ 1,945 $ 58 $ 47  Residential real estate:  Residential 2,444 2,555 - 2,474 90 63  Construction - - - - - -  Commercial real estate:  Commercial 3,888 3,908 - 3,930 27 179  Construction 834 834 - 834 - 31  Home equities 1,644 1,711 - 1,661 40 52  Consumer - - - - - -  Total impaired loans $ 10,560 $ 10,819 $ - $ 10,844 $ 215 $ 372      At December 31, 2015  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 3,572 $ 3,835 $ 552 $ 3,966 $ 255 $ 9  Residential real estate:  Residential 55 55 2 55 1 2  Construction - - - - - -  Commercial real estate:  Commercial 1,083 1,083 235 1,083 4 42  Construction 4,188 4,201 911 4,188 29 166  Home equities - - - - - -  Consumer 42 57 42 45 2 6  Total impaired loans $ 8,940 $ 9,231 $ 1,742 $ 9,337 $ 291 $ 225      At December 31, 2015  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 5,322 $ 5,646 $ 552 $ 5,911 $ 313 $ 56  Residential real estate:  Residential 2,499 2,610 2 2,529 91 65  Construction - - - - - -  Commercial real estate:  Commercial 4,971 4,991 235 5,013 31 221  Construction 5,022 5,035 911 5,022 29 197  Home equities 1,644 1,711 - 1,661 40 52  Consumer 42 57 42 45 2 6  Total impaired loans $ 19,500 $ 20,050 $ 1,742 $ 20,181 $ 506 $ 597    Non-performing loans  The following table sets forth information regarding non-performing loans as of the dates specified:      June 30, 2016 December 31, 2015  (in thousands)  Non-accruing loans:  Commercial and industrial loans $ 4,936 $ 5,312  Residential real estate:  Residential 725 1,400  Construction - -  Commercial real estate:  Commercial and multi-family 3,465 3,574  Construction 4,181 4,187  Home equities 1,037 1,058  Consumer loans 13 14  Total non-accruing loans $ 14,357 $ 15,545   Accruing loans 90+ days past due 1,719 497  Total non-performing loans $ 16,076 $ 16,042   Total non-performing loans  to total assets 1.57 % 1.71 %  Total non-performing loans  to total loans 1.88 % 2.07 %   Troubled debt restructurings The Company had $5.1 million and $5.8 million in loans that were restructured in a troubled debt restructuring (“TDR”) at June 30 , 201 6 and December 31, 201 5, respectively . Of those balances, $1.1 million and $1.8 million were in non-accrual status at June 30 , 201 6 and December 31, 201 5 , respectively. Any TDR that is placed on non-accrual is not reverted back to accruing status until the borrower makes timely payments as contracted for at least six months and future collection under the revised terms is probable. All of the Company’s restructurings were allowed in an effort to maximize its ability to collect on loans where borrowers were experiencing financial difficulty.  The reserve for a TDR is based upon the present value of the future expected cash flows discounted at the loan’s original effective rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent. This reserve methodology is used because all TDR loans are considered impaired. As of June 30 , 201 6 , there were no commitments to lend additional funds to debtors owing on loans whose terms have been modified in TDRs.  The following tables summarize the loans that were classified as troubled debt restructurings as of the dates indicated:      June 30, 2016  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 516 $ 467 $ 49 $ 166  Residential real estate:  Residential 1,860 124 1,736 -  Construction - - - -  Commercial real estate:  Commercial and multi-family 1,676 323 1,353 -  Construction 262 - 262 -  Home equities 755 178 577 -  Consumer loans 27 - 27 27  Total troubled restructured loans $ 5,096 $ 1,092 $ 4,004 $ 193         December 31, 2015  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 517 $ 508 $ 9 $ 165  Residential real estate:  Residential 1,789 689 1,100 -  Construction - - - -  Commercial real estate:  Commercial and multi-family 1,732 334 1,398 -  Construction 834 - 834 -  Home equities 867 281 586 -  Consumer loans 28 - 28 28  Total troubled restructured loans $ 5,767 $ 1,812 $ 3,955 $ 193    The Company’s TDRs have various agreements that involve deferral of principal payments, or interest-only payments, for a period (usually 12 months or less) to allow the customer time to improve cash flow or sell the property. Other common types of concessions leading to the designation of a TDR are lines of credit that are termed out and extensions of maturities at rates that are less than market given the risk profile of the borrower.  There was no TDR activity for the three-month periods ended June 30, 2016 and 2015.  The following table shows the data for TDR activity by type of concession granted to the borrower for the six month periods ended June 30, 2016 and 2015:       Six months ended June 30, 2016 Six months ended June 30, 2015  (in thousands) (in thousands)  Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment   Commercial and Industrial:  Deferral of principal - $ - $ - 3 $ 541 $ 541  Extension of maturity 1 24 24 - - -  Term-out line of credit 1 20 20 - - -  Residential Real Estate & Construction:  Extension of maturity 1 95 95 - - -  Commercial Real Estate & Construction - - - - - -  Home Equities  Consumer loans - - - - - -   The general practice of the Bank is to work with borrowers so that they are able to pay back their loan in full. If a borrower continues to be delinquent or cannot meet the terms of a TDR and the loan is determined to be uncollectible, the loan will be charged-off. The following table presents loans which were classified as TDRs during the previous 12 months which defaulted during the three and six month periods ended June 30, 2016 and 2015:      Three months ended June 30, 2016 Three months ended June 30, 2015  (in thousands) (in thousands)  Troubled Debt Restructurings Number of Recorded Number of Recorded  That Subsequently Defaulted Contracts Investment Contracts Investment  Commercial and Industrial - $ - - $ -  Residential Real Estate:  Residential - - - -  Construction - - - -  Commercial Real Estate:  Commercial and multi-family - - 1 245  Construction - - - -  Home Equities - - - -  Consumer loans - - - -           Six months ended June 30, 2016 Six months ended June 30, 2015  (in thousands) (in thousands)  Troubled Debt Restructurings Number of Recorded Number of Recorded  That Subsequently Defaulted Contracts Investment Contracts Investment  Commercial and Industrial - $ - - $ -  Residential Real Estate:  Residential - - - -  Construction - - - -  Commercial Real Estate:  Commercial and multi-family - - 1 245  Construction - - - -  Home Equities - - 1 19  Consumer loans - - - - 

Per Share Data

Per Share Data	6 Months Ended
	Jun. 30, 2016
Per Share Data [Abstract]
Per Share Data	5. PER SHARE DATA  The common stock per share information is based upon the weighted average number of shares outstanding during each period. For the three and six month period s ended June 30 , 201 6 , the Company had an average of 62,419 and 63,654 dilutive shares outstanding , respectively . The Company had an average of 75,354 and 76,227 dilutive shares outstanding for the three and six months periods ended June 30, 2015, respectively.  Potential common shares that would have the effect of increasing diluted earnings per share are considered to be anti-dilutive and not included in calculating diluted earnings per share. For both the three and six m onth periods ended June 30 , 201 6 , there was an average of 83,960 anti-dilutive shares outstanding, that were not included in calculating diluted earnings per share because their effect was anti-dilutive. For the three and sixth month periods ended June 30, 2015, there were 37,800 and 38,215 potentially anti-dilutive shares outstanding , respectively. 

Other Comprehensive Income

Other Comprehensive Income	6 Months Ended
	Jun. 30, 2016
Other Comprehensive Income [Abstract]
Other Comprehensive Income	  6. OTHER COMPREHENSIVE INCOME The following tables summarize the changes in the components of accumulated other comprehensive income (loss) during the three and six month periods ended June 30 , 201 6 and 201 5 :    Balance at March 31, 2016 Net Change Balance at June 30, 2016  (in thousands)  Net unrealized gain on investment securities $ 1,124 $ 260 $ 1,384  Net defined benefit pension plan adjustments (2,245) 40 (2,205)  Total $ (1,121) $ 300 $ (821)    Balance at March 31, 2015 Net Change Balance at June 30, 2015  (in thousands)  Net unrealized gain on investment securities $ 1,242 $ (637) $ 605  Net defined benefit pension plan adjustments (2,390) 42 (2,348)  Total $ (1,148) $ (595) $ (1,743)      Balance at December 31, 2015 Net Change Balance at June 30, 2016  (in thousands)  Net unrealized gain (loss) on investment securities $ 475 $ 909 $ 1,384  Net defined benefit pension plan adjustments (2,285) 80 (2,205)  Total $ (1,810) $ 989 $ (821)    Balance at December 31, 2014 Net Change Balance at June 30, 2015  (in thousands)  Net unrealized gain on investment securities $ 911 $ (306) $ 605  Net defined benefit pension plan adjustments (2,419) 71 (2,348)  Total $ (1,508) $ (235) $ (1,743)        Three months ended June 30, 2016 Three months ended June 30, 2015  (in thousands) (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized gain on investment securities:  Unrealized gain on investment securities $ 419 $ (159) $ 260 $ (1,041) $ 404 $ (637)  Reclassification from accumulated other  comprehensive income for gains (losses) - - - - - -  Net change 419 (159) 260 (1,041) 404 (637)   Defined benefit pension plan adjustments:  Net actuarial gain (loss) $ - $ - $ - $ - $ - $ -  Reclassifications from accumulated other  comprehensive income for gains (losses)  Amortization of prior service cost (a) 8 (3) 5 9 (4) 5  Amortization of actuarial loss (a) 56 (21) 35 52 (15) 37  Net change 64 (24) 40 61 (19) 42   Other Comprehensive Income (Loss) $ 483 $ (183) $ 300 $ (980) $ 385 $ (595)  (a) Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”       Six months ended June 30, 2016 Six months ended June 30, 2015  (in thousands) (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized gain (loss) on investment securities:  Unrealized gain (loss) on investment securities $ 1,465 $ (556) $ 909 $ (500) $ 194 $ (306)  Reclassification from accumulated other  comprehensive income for gains (losses) - - - - - -  Net change 1,465 (556) 909 (500) 194 (306)   Defined benefit pension plan adjustments:  Net actuarial gain (loss) $ - $ - $ - $ - $ - $ -  Reclassifications from accumulated other  comprehensive income for gains (losses)  Amortization of prior service cost (a) 16 (6) 10 16 (6) 10  Amortization of actuarial loss (a) 112 (42) 70 100 (39) 61  Net change 128 (48) 80 116 (45) 71   Other Comprehensive Income (Loss) $ 1,593 $ (604) $ 989 $ (384) $ 149 $ (235)  (a) Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”  

Segment Information

Segment Information	6 Months Ended
	Jun. 30, 2016
Segment Information [Abstract]
Segment Information	7. SEGMENT INFORMATION  The Company is comprised of two primary business segments, banking and insurance agency activities. The following tables set forth information regarding these segments for the three and six month periods ended June 30 , 201 6 and 201 5 .        Three months ended June 30, 2016  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 8,549 $ (33) $ 8,516  Provision for loan losses (credit) (376) - (376)  Net interest income (expense) after  provision for loan losses 8,925 (33) 8,892  Non-interest income 708 - 708  Insurance service and fees 116 1,456 1,572  Non-interest expense 7,551 1,168 8,719  Income before income taxes 2,198 255 2,453  Income tax provision 352 98 450  Net income $ 1,846 $ 157 $ 2,003        Three months ended June 30, 2015  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 7,677 $ (29) $ 7,648  Provision for loan losses 415 - 415  Net interest income (expense) after  provision for loan losses 7,262 (29) 7,233  Non-interest income 1,655 - 1,655  Insurance service and fees 191 1,630 1,821  Non-interest expense 7,089 1,152 8,241  Income before income taxes 2,019 449 2,468  Income tax provision 616 177 793  Net income $ 1,403 $ 272 $ 1,675          Six months ended June 30, 2016  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 16,840 $ (64) $ 16,776  Provision for loan losses (credit) (168) - (168)  Net interest income (expense) after  provision for loan losses 17,008 (64) 16,944  Non-interest income 1,954 - 1,954  Insurance service and fees 232 3,088 3,320  Non-interest expense 14,878 2,369 17,247  Income before income taxes 4,316 655 4,971  Income tax provision 1,002 252 1,254  Net income $ 3,314 $ 403 $ 3,717         Six months ended June 30, 2015  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 15,286 $ (57) $ 15,229  Provision for loan losses 616 - 616  Net interest income (expense) after  provision for loan losses 14,670 (57) 14,613  Non-interest income 2,892 - 2,892  Insurance service and fees 353 3,297 3,650  Non-interest expense 13,570 2,183 15,753  Income before income taxes 4,345 1,057 5,402  Income tax provision 1,410 412 1,822  Net income $ 2,935 $ 645 $ 3,580   

Contingent Liabilities And Comm

Contingent Liabilities And Commitments	6 Months Ended
	Jun. 30, 2016
Contingent Liabilities And Commitments [Abstract]
Contingent Liabilities And Commitments	8. CONTINGENT LIABILITIES AND COMMITMENTS  The unaudited consolidated financial statements do not reflect various commitments and contingent liabilities, which arise in the normal course of business, and which involve elements of credit risk, interest rate risk and liquidity risk. These commitments and contingent liabilities consist of commitments to extend credit and standby letters of credit. A summary of the Bank’s commitments and contingent liabilities is as follows:      June 30, December 31,  2016 2015  (in thousands)   Commitments to extend credit $ 214,211 $ 206,346  Standby letters of credit 3,566 3,794  Total $ 217,777 $ 210,140   Commitments to extend credit and standby letters of credit include some exposure to credit loss in the event of nonperformance by the customer. The Bank’s credit policies and procedures for credit commitments and financial guarantees are the same as those for extensions of credit that are recorded on the Company’s unaudited consolidated balance sheets. Because these instruments have fixed maturity dates, and because they may expire without being drawn upon, they do not necessarily represent cash requirements of the Bank. The Bank did not incur any losses on its commitments and did not record a reserve for its commitments during the first six months of 201 6 or during 201 5 .  Certain lending commitments for construction residential mortgage loans are considered derivative instruments under the guidelines of GAAP. The changes in the fair value of these commitments, due to interest rate risk, are not recorded on the consolidated balance sheets as the fair value of these derivatives is not considered to be material.

Net Periodic Benefit Costs

Net Periodic Benefit Costs	6 Months Ended
	Jun. 30, 2016
Net Periodic Benefit Costs [Abstract]
Net Periodic Benefit Costs	9. NET PERIODIC BENEFIT COSTS  On January 31, 2008, the Bank froze its defined benefit pension plan. The plan covered substantially all Bank employees. The plan provides benefits that are based on the employees’ compensation and years of service. Under the freeze, eligible employees will receive, at retirement, the benefits already earned through January 31, 2008, but have not accrued any additional benefits since then. As a result, servi ce cost is no longer incurred.  The Bank uses an actuarial method of amortizing prior service cost and unrecognized net gains or losses which result from actual expense and assumptions being different than those that are projected. The amortization method the Bank used recognized the prior service cost and net gains or losses over the average remaining service period of active employees.  The Bank also maintains a nonqualified supplemental executive retirement plan covering certain members of the Company’s senior management. The Bank uses an actuarial method of amortizing unrecognized net gains or losses which result from actual expense and assumptions being different than those that are projected. The amortization method the Bank uses recognizes the net gains or losses over the average remaining service period of active employees.  The Bank contributed $140 thousand to the defined benefit pension plan in the six months of 201 6 .   The following table presents the net periodic cost for the Bank’s defined benefit pension plan and supplemental executive retirement plan for the three and six month periods ended June 30 , 201 6 and 201 5 :       Three months ended June 30,  (in thousands)   Supplemental Executive  Pension Benefits Retirement Plan   2016 2015 2016 2015   Service cost $ - $ - $ 47 $ 49  Interest cost 55 52 36 37  Expected return on plan assets (66) (77) - -  Amortization of prior service cost - - 8 9  Amortization of the net loss 22 18 34 34  Net periodic cost (benefit) $ 11 $ (7) $ 125 $ 129         Six months ended June 30,  (in thousands)   Supplemental Executive  Pension Benefits Retirement Plan   2016 2015 2016 2015   Service cost $ - $ - $ 94 $ 97  Interest cost 110 103 72 74  Expected return on plan assets (131) (154) - -  Amortization of prior service cost - - 16 16  Amortization of the net loss 44 35 68 65  Net periodic cost (benefit) $ 23 $ (16) $ 250 $ 252  

Recent Accounting Pronouncement

Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2016
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	 10. RECENT ACCOUNTING PRONOUNCEMENTS  Accounting Standards Update (“ASU”) 2014-09, Revenue from Contracts with Customers. The objective of this ASU is to require entities to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. This ASU will replace most existing revenue recognition guidance under U.S. GAAP when it becomes effective. The amendments in this ASU are effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. The Company does not expect the standard to have a material impact on its ongoing financial reporting.  ASU 2016-01, Recognition and Measurement of Financial Assets and Financial Liabilities. The main objective of this ASU is to enhance the reporting model for financial instruments to provide users of financial statements with more decision-useful information. The amendments in this ASU are effective for annual reporting periods beginning after December 15, 2017, including interim periods within those fiscal years. The ASU will not impact results of operations or the financial position of the Company , but will impact its fair value disclosures in the notes to the financial statements .  ASU 2016-02, Leases . The objective of this ASU is to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the balance sheet and disclosing key information about leasing arrangements to meet that objective. The main difference between previous GAAP and this ASU is the recognition of lease assets and lease liabilities by lessees for those leases classified as operating leases under previous GAAP. Under this new guidance, a lessee should recognize in the statement of financial position a liability to make lease payments and a right-of-use asset representing its right to use the underlying asset for the lease term. The recognition, measurement, and presentation of expenses and cash flows arising from a lease by a lessee have not significantly changed from previous GAAP. Information about the Company’s operating lease obligations is disclosed in Note 16 to the Company’s Financial Statements on Form 10-K for the year ended December 31, 2015. The amendments in this ASU are effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. The Company is currently evaluating the impact of the standard on its financial reporting.  ASU 2016-09, Improvements to Employee Share-Based Payment Accounting . This ASU is part of the FASB’s Simplification Initiative. The areas for simplification in this Update involve several aspects of the accounting for share-based payment transactions, including the income tax consequences, classification of awards as either equity or liabilities, and classification on the statement of cash flows. Some of the areas of simplification apply only to nonpublic entities. Although the impact on the Company’s financial statements is not expected to be material, the area of this ASU that will impact the Company is the elimination of the concept of a tax windfall pool. Currently, an entity must determine for each award whether the difference between the deduction for tax purposes and the compensation cost recognized for financial reporting purposes results in either an excess benefit or a tax deficiency. Excess tax benefits are recognized in additional paid-in-capital; tax deficiencies are recognized either as an offset to accumulated excess tax benefits, if any, or in the income statement. Excess tax benefits are not recognized until the deduction reduces taxes payable. Under the new standard, all excess tax benefits and tax deficiencies will be recognized as income tax expense or benefit in the income statement. The amendments in this ASU are effective for annual periods beginning after December 15, 2016, and interim periods within those annual periods.  ASU 2016-13, Financial Instruments – Credit Losses: Measurement of Credit Losses on Financial Instruments . Current generally accepted accounting principles (GAAP) require an “incurred loss” methodology for recognizing credit losses that delays recognition until it is probable a loss has been incurred. Both financial institutions and users of their financial statements expressed concern that current GAAP restricts the ability to record credit losses that are expected, but do not yet meet the “probable” threshold. The main objective of this ASU (commonly known as the Current Expected Credit Loss Impairment Model, or CECL, in the industry) is to provide financial statement users with more decision-useful information about the expected credit losses on financial instruments and other commitments to extend credit held by a reporting entity at each reporting date. To achieve this objective, the amendments in CECL replace the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. The amendments in CECL are effective for the Company for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The Board expects that an entity will be able to leverage its current systems and methods for recording the allowance for credit losses. However, many financial institutions, particularly community banks similar in size to the Company and industry groups like the American Bankers Association, have expressed concern about the impact of CECL. The life of loan loss concept presents complexities that can decrease capital, and add both volatility to ALLL estimates and additional costs. CECL may increase the ALLL, though many factors will determine the impact for each bank. Changes in expectations of future economic conditions play a large role in CECL and can significantly affect the credit loss estimate. While OCC estimates made in 2012 indicated 30% to 50% increase, more recent bank analyst projections were far lower. A challenge for the Company could be the operational impact. Costly new systems and process to track loan performance may need to be purchased or developed. Significant procedural challenges may be faced both in implementation and on an ongoing basis. The total impact of CECL to the Company’s financial statements is unknown but may be material. Implementation of CECL will be a significant project for the Company through the projected implementation of January 1, 2020.

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2016
Securities [Abstract]
Schedule Of Amortized Cost And Approximate Fair Value Of Securities	     June 30, 2016  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 17,185 $ 285 $ (2) $ 17,468  States and political subdivisions 36,389 1,204 (10) 37,583  Total debt securities $ 53,574 $ 1,489 $ (12) $ 55,051   Mortgage-backed securities:  FNMA $ 16,369 $ 347 $ - $ 16,716  FHLMC 4,136 96 (19) 4,213  GNMA 2,862 52 (4) 2,910  CMO 29,934 330 (47) 30,217  Total mortgage-backed securities $ 53,301 $ 825 $ (70) $ 54,056   Total securities designated as available for sale $ 106,875 $ 2,314 $ (82) $ 109,107   Held to Maturity:  Debt securities  States and political subdivisions $ 1,522 $ 14 $ (17) $ 1,519   Total securities designated as held to maturity $ 1,522 $ 14 $ (17) $ 1,519       December 31, 2015  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 21,914 $ 166 $ (234) $ 21,846  States and political subdivisions 36,838 874 (29) 37,683  Total debt securities $ 58,752 $ 1,040 $ (263) $ 59,529   Mortgage-backed securities:  FNMA $ 10,314 $ 160 $ (25) $ 10,449  FHLMC 4,629 61 (56) 4,634  GNMA 3,215 48 (27) 3,236  CMO 19,464 66 (237) 19,293  Total mortgage-backed securities $ 37,622 $ 335 $ (345) $ 37,612   Total securities designated as available for sale $ 96,374 $ 1,375 $ (608) $ 97,141   Held to Maturity:  Debt securities  States and political subdivisions $ 1,617 $ 6 $ (39) $ 1,584   Total securities designated as held to maturity $ 1,617 $ 6 $ (39) $ 1,584 
Scheduled Maturities Of Debt And Mortgage-Backed Securities	    June 30, 2016 December 31, 2015  Amortized Estimated Amortized Estimated  cost fair value cost fair value  (in thousands) (in thousands)   Debt securities available for sale:   Due in one year or less $ 5,115 $ 5,149 $ 4,082 $ 4,142  Due after one year through five years 31,980 32,736 29,113 29,448  Due after five years through ten years 13,511 14,003 19,356 19,615  Due after ten years 2,968 3,163 6,201 6,324  53,574 55,051 58,752 59,529   Mortgage-backed securities  available for sale 53,301 54,056 37,622 37,612   Total available for sale securities $ 106,875 $ 109,107 $ 96,374 $ 97,141   Debt securities held to maturity:   Due in one year or less $ 265 $ 264 $ 309 $ 308  Due after one year through five years 358 354 374 365  Due after five years through ten years 793 798 828 815  Due after ten years 106 103 106 96  1,522 1,519 1,617 1,584   Total held to maturity securities $ 1,522 $ 1,519 $ 1,617 $ 1,584 
Unrealized Losses On Securities	    June 30, 2016   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ - $ - $ 1,998 $ (2) $ 1,998 $ (2)  States and political subdivisions - - 744 (10) 744 (10)  Total debt securities $ - $ - $ 2,742 $ (12) $ 2,742 $ (12)   Mortgage-backed securities:  FNMA $ - $ - $ - $ - $ - $ -  FHLMC - - 1,175 (19) 1,175 (19)  GNMA - - 347 (4) 347 (4)  CMO 3,270 (43) 1,400 (4) 4,670 (47)  Total mortgage-backed securities $ 3,270 $ (43) $ 2,922 $ (27) $ 6,192 $ (70)   Held To Maturity:  Debt securities:  States and political subdivisions $ 582 $ (5) $ 430 $ (12) $ 1,012 $ (17)   Total temporarily impaired  securities $ 3,852 $ (48) $ 6,094 $ (51) $ 9,946 $ (99)         December 31, 2015   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ 4,531 $ (89) $ 5,855 $ (145) $ 10,386 $ (234)  States and political subdivisions 3,133 (6) 1,117 (23) 4,250 (29)  Total debt securities $ 7,664 $ (95) $ 6,972 $ (168) $ 14,636 $ (263)   Mortgage-backed securities:  FNMA $ 3,856 $ (25) $ - $ - $ 3,856 $ (25)  FHLMC - - 1,234 (56) 1,234 (56)  GNMA 1,161 (21) 471 (6) 1,632 (27)  CMO 8,996 (123) 3,661 (114) 12,657 (237)  Total mortgage-backed securities $ 14,013 $ (169) $ 5,366 $ (176) $ 19,379 $ (345)   Held To Maturity:  Debt securities:  States and political subdivisions $ 626 $ (11) $ 495 $ (28) $ 1,121 $ (39)   Total temporarily impaired  securities $ 22,303 $ (275) $ 12,833 $ (372) $ 35,136 $ (647) 

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2016
Fair Value Measurements [Abstract]
Financial Instruments Measured At Fair Value On Recurring Basis	    (in thousands) Level 1 Level 2 Level 3 Fair Value   June 30, 2016  Securities available-for-sale:  U.S. government agencies $ - $ 17,468 $ - $ 17,468  States and political subdivisions - 37,583 - 37,583  Mortgage-backed securities - 54,056 - 54,056  Mortgage servicing rights - - 466 466   December 31, 2015  Securities available-for-sale:  U.S. government agencies $ - $ 21,846 $ - $ 21,846  States and political subdivisions - 37,683 - 37,683  Mortgage-backed securities - 37,612 - 37,612  Mortgage servicing rights - - 557 557 
Changes In Fair Value For Mortgage Servicing Rights	   Three months ended June 30,  (in thousands) 2016 2015  Mortgage servicing rights - April 1 $ 496 $ 497  Gains (losses) included in earnings (56) 4  Additions from loan sales 26 64  Mortgage servicing rights - June 30 $ 466 $ 565       Six months ended June 30,  (in thousands) 2016 2015  Mortgage servicing rights - January 1 $ 557 $ 518  Losses included in earnings (125) (41)  Additions from loan sales 34 88  Mortgage servicing rights - June 30 $ 466 $ 565 
Quantitative Information About Significant Unobservable Inputs For MSRs	    June 30, 2016 December 31, 2015  Servicing fees 0.25 % 0.25 %  Discount rate 9.52 % 9.52 %  Prepayment rate (CPR) 10.24 % 8.55 % 
Financial Instruments Measured At Fair Value On Nonrecurring Basis	   (in thousands) Level 1 Level 2 Level 3 Fair Value   June 30, 2016  Collateral dependent impaired loans $ - - 16,848 $ 16,848   December 31, 2015  Collateral dependent impaired loans $ - - 17,758 $ 17,758 
Estimated Fair Values Of Financial Instruments	    June 30, 2016 December 31, 2015  Carrying Fair Carrying Fair  Amount Value Amount Value  (in thousands) (in thousands)  Financial assets:  Level 1:  Cash and cash equivalents $ 11,530 $ 11,530 $ 22,621 $ 22,621  Level 2:  Available for sale securities 109,107 109,107 97,141 97,141  FHLB and FRB stock 3,137 3,137 2,783 2,783  Level 3:  Held to maturity securities 1,522 1,519 1,617 1,584  Loans, net 840,533 859,300 761,101 772,472  Mortgage servicing rights 466 466 557 557   Financial liabilities:  Level 1:  Demand deposits $ 187,774 $ 187,774 $ 183,098 $ 183,098  NOW deposits 88,993 88,993 83,674 83,674  Regular savings deposits 480,290 480,290 439,993 439,993  Level 2:  Securities sold under agreement to  repurchase 14,511 14,511 10,821 10,821  Other borrowed funds 16,000 16,120 10,000 9,874  Junior subordinated debentures 11,330 11,330 11,330 11,330  Level 3:  Time deposits 112,828 114,117 96,217 96,975 

Loans And The Allowance For L21

Loans And The Allowance For Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2016
Loans And The Allowance For Loan Losses [Abstract]
Schedule Of Loan Portfolio Composition	    June 30, 2016 December 31, 2015  Mortgage loans on real estate: (in thousands)  Residential mortgages $ 108,405 $ 103,941  Commercial and multi-family 426,418 399,819  Construction-Residential 532 1,546  Construction-Commercial 72,981 60,892  Home equities 63,542 61,042  Total real estate loans 671,878 627,240   Commercial and industrial loans 179,210 144,330  Consumer and other loans 1,447 1,735  Net deferred loan origination costs 771 679  Total gross loans 853,306 773,984   Allowance for loan losses (12,773) (12,883)   Loans, net $ 840,533 $ 761,101 
Data, At Class Level, Of Credit Quality Indicators Of Certain Loans	    June 30, 2016  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  3 $ 62,822 $ 342,539 $ 405,361 $ 112,730  4 5,640 68,289 73,929 51,658  5 339 8,802 9,141 7,967  6 4,180 6,788 10,968 6,855  7 - - - -  Total $ 72,981 $ 426,418 $ 499,399 $ 179,210        December 31, 2015  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  3 $ 42,383 $ 340,837 $ 383,220 $ 80,379  4 13,098 40,019 53,117 47,509  5 1,224 11,772 12,996 8,973  6 4,187 7,191 11,378 7,350  7 - - - 119  Total $ 60,892 $ 399,819 $ 460,711 $ 144,330 
Recorded Investment In Loans Past Due	   June 30, 2016  (in thousands)   Total Past Current Total 90+ Days Non-accruing  30-59 days 60-89 days 90+ days Due Balance Balance Accruing Loans   Commercial and industrial $ 4,513 $ 71 $ 658 $ 5,242 $ 173,968 $ 179,210 $ 338 $ 4,936  Residential real estate:  Residential - 143 636 779 107,626 108,405 159 725  Construction - - - - 532 532 - -  Commercial real estate:  Commercial - 2,624 2,644 5,268 421,150 426,418 1,212 3,465  Construction 5,000 239 4,181 9,420 63,561 72,981 - 4,181  Home equities 245 272 780 1,297 62,245 63,542 3 1,037  Consumer and other 18 14 7 39 1,408 1,447 7 13  Total Loans $ 9,776 $ 3,363 $ 8,906 $ 22,045 $ 830,490 $ 852,535 $ 1,719 $ 14,357  NOTE: Loan balances do not include $ 771 thousand in net deferred loan origination costs as of June 30, 2016.        December 31, 2015  (in thousands)   Total Past Current Total 90+ Days Non-accruing  30-59 days 60-89 days 90+ days Due Balance Balance Accruing Loans   Commercial and industrial $ 160 $ 224 $ 66 $ 450 $ 143,880 $ 144,330 $ 40 $ 5,312  Residential real estate:  Residential 822 402 569 1,793 102,148 103,941 - 1,400  Construction - - - - 1,546 1,546 - -  Commercial real estate:  Commercial 1,919 963 457 3,339 396,480 399,819 457 3,574  Construction - - - - 60,892 60,892 - 4,187  Home equities 253 236 267 756 60,286 61,042 - 1,058  Consumer and other 8 - - 8 1,727 1,735 - 14  Total Loans $ 3,162 $ 1,825 $ 1,359 $ 6,346 $ 766,959 $ 773,305 $ 497 $ 15,545  NOTE: Loan balances do not include $679 thousand in net deferred loan origination costs as of December 31, 2015.
Schedule Of Allowance For Loan Losses According To Portfolio Segment	The following tables present the activity in the allowance for loan losses according to portfolio segment, for the six month periods ended June 30, 2016 and 2015:         June 30, 2016   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer Residential Mortgages* HELOC Unallocated Total  Allowance for loan  losses:  Beginning balance $ 4,383 $ 7,135 $ 85 $ 909 $ 371 $ - $ 12,883  Charge-offs (33) - (23) - - - (56)  Recoveries 55 51 7 - 1 - 114  Provision (Credit) (210) 122 32 (146) 34 - (168)  Ending balance $ 4,195 $ 7,308 $ 101 $ 763 $ 406 $ - $ 12,773   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 324 $ 1,128 $ 40 $ 3 $ 18 $ - $ 1,513  Collectively evaluated  for impairment 3,871 6,180 61 760 388 - 11,260  Total $ 4,195 $ 7,308 $ 101 $ 763 $ 406 $ - $ 12,773   Loans:  Ending balance:  Individually evaluated  for impairment $ 4,985 $ 9,261 $ 40 $ 2,461 $ 1,614 $ - $ 18,361  Collectively evaluated  for impairment 174,225 490,138 1,407 106,476 61,928 - 834,174  Total $ 179,210 $ 499,399 $ 1,447 $ 108,937 $ 63,542 $ - $ 852,535    * Includes construction loans  NOTE: Loan balances do not include $ 771 thousand in net deferred loan origination costs as of June 30, 2016.        June 30, 2015   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer Residential Mortgages* HELOC Unallocated Total  Allowance for loan  losses:  Beginning balance $ 4,896 $ 5,650 $ 78 $ 941 $ 819 $ 149 $ 12,533  Charge-offs (80) (35) (11) - - - (126)  Recoveries 57 23 6 1 - - 87  Provision (Credit) (228) 856 (2) 6 (16) - 616  Ending balance $ 4,645 $ 6,494 $ 71 $ 948 $ 803 $ 149 $ 13,110   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 730 $ 59 $ 46 $ 40 $ - $ - $ 875  Collectively evaluated  for impairment 3,915 6,435 25 908 803 149 12,235  Total $ 4,645 $ 6,494 $ 71 $ 948 $ 803 $ 149 $ 13,110   Loans:  Ending balance:  Individually evaluated  for impairment $ 5,795 $ 5,455 $ 46 $ 2,500 $ 961 $ - $ 14,757  Collectively evaluated  for impairment 124,017 413,668 2,818 96,478 58,420 - 695,401  Total $ 129,812 $ 419,123 $ 2,864 $ 98,978 $ 59,381 $ - $ 710,158  * Includes construction loans  NOTE: Loan balances do not include $674 thousand in net deferred loan origination costs as of June 30, 2015.     The following tables present the activity in the allowance for loan losses by portfolio segment for the three month periods ended June 30, 2016 and 2015:       June 30, 2016  ($ in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer Residential Mortgages* HELOC Unallocated Total  Allowance for loan  losses:  Beginning balance $ 4,580 $ 7,442 $ 93 $ 696 $ 308 $ - $ 13,119  Charge-offs (20) - (16) - - - (36)  Recoveries 48 13 4 - 1 - 66  Provision (413) (147) 20 67 97 - (376)  Ending balance $ 4,195 $ 7,308 $ 101 $ 763 $ 406 $ - $ 12,773        June 30, 2015  ($ in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer Residential Mortgages* HELOC Unallocated Total  Allowance for loan  losses:  Beginning balance $ 4,989 $ 5,830 $ 70 $ 924 $ 815 $ 149 $ 12,777  Charge-offs (80) (35) (5) - - - (120)  Recoveries 19 13 5 1 - - 38  Provision (283) 686 1 23 (12) - 415  Ending balance $ 4,645 $ 6,494 $ 71 $ 948 $ 803 $ 149 $ 13,110 
Data, At Class Level, Of Impaired Loans	   At June 30, 2016  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 4,266 $ 4,654 $ - $ 4,664 $ 119 $ 3  Residential real estate:  Residential 2,406 2,610 - 2,440 19 38  Construction - - - - - -  Commercial real estate:  Commercial 3,754 3,817 - 3,836 50 36  Construction 262 262 - 691 1 21  Home equities 1,398 1,459 - 1,420 22 13  Consumer - - - - - -  Total impaired loans $ 12,086 $ 12,802 $ - $ 13,051 $ 211 $ 111      At June 30, 2016  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 719 $ 759 $ 324 $ 746 $ 22 $ 1  Residential real estate:  Residential 55 55 3 55 1 -  Construction - - - - - -  Commercial real estate:  Commercial 1,065 1,083 229 1,074 25 -  Construction 4,180 4,201 899 4,184 96 -  Home equities 216 223 18 218 6 -  Consumer 40 65 40 42 1 1  Total impaired loans $ 6,275 $ 6,386 $ 1,513 $ 6,319 $ 151 $ 2      At June 30, 2016  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 4,985 $ 5,413 $ 324 $ 5,410 $ 141 $ 4  Residential real estate:  Residential 2,461 2,665 3 2,495 20 38  Construction - - - - - -  Commercial real estate:  Commercial 4,819 4,900 229 4,910 75 36  Construction 4,442 4,463 899 4,875 97 21  Home equities 1,614 1,682 18 1,638 28 13  Consumer 40 65 40 42 1 1  Total impaired loans $ 18,361 $ 19,188 $ 1,513 $ 19,370 $ 362 $ 113         At December 31, 2015  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 1,750 $ 1,811 $ - $ 1,945 $ 58 $ 47  Residential real estate:  Residential 2,444 2,555 - 2,474 90 63  Construction - - - - - -  Commercial real estate:  Commercial 3,888 3,908 - 3,930 27 179  Construction 834 834 - 834 - 31  Home equities 1,644 1,711 - 1,661 40 52  Consumer - - - - - -  Total impaired loans $ 10,560 $ 10,819 $ - $ 10,844 $ 215 $ 372      At December 31, 2015  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 3,572 $ 3,835 $ 552 $ 3,966 $ 255 $ 9  Residential real estate:  Residential 55 55 2 55 1 2  Construction - - - - - -  Commercial real estate:  Commercial 1,083 1,083 235 1,083 4 42  Construction 4,188 4,201 911 4,188 29 166  Home equities - - - - - -  Consumer 42 57 42 45 2 6  Total impaired loans $ 8,940 $ 9,231 $ 1,742 $ 9,337 $ 291 $ 225      At December 31, 2015  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 5,322 $ 5,646 $ 552 $ 5,911 $ 313 $ 56  Residential real estate:  Residential 2,499 2,610 2 2,529 91 65  Construction - - - - - -  Commercial real estate:  Commercial 4,971 4,991 235 5,013 31 221  Construction 5,022 5,035 911 5,022 29 197  Home equities 1,644 1,711 - 1,661 40 52  Consumer 42 57 42 45 2 6  Total impaired loans $ 19,500 $ 20,050 $ 1,742 $ 20,181 $ 506 $ 597 
Schedule Of Non-Performing Loans	   June 30, 2016 December 31, 2015  (in thousands)  Non-accruing loans:  Commercial and industrial loans $ 4,936 $ 5,312  Residential real estate:  Residential 725 1,400  Construction - -  Commercial real estate:  Commercial and multi-family 3,465 3,574  Construction 4,181 4,187  Home equities 1,037 1,058  Consumer loans 13 14  Total non-accruing loans $ 14,357 $ 15,545   Accruing loans 90+ days past due 1,719 497  Total non-performing loans $ 16,076 $ 16,042   Total non-performing loans  to total assets 1.57 % 1.71 %  Total non-performing loans  to total loans 1.88 % 2.07 % 
Troubled Debt Restructurings	The following tables summarize the loans that were classified as troubled debt restructurings as of the dates indicated:      June 30, 2016  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 516 $ 467 $ 49 $ 166  Residential real estate:  Residential 1,860 124 1,736 -  Construction - - - -  Commercial real estate:  Commercial and multi-family 1,676 323 1,353 -  Construction 262 - 262 -  Home equities 755 178 577 -  Consumer loans 27 - 27 27  Total troubled restructured loans $ 5,096 $ 1,092 $ 4,004 $ 193         December 31, 2015  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 517 $ 508 $ 9 $ 165  Residential real estate:  Residential 1,789 689 1,100 -  Construction - - - -  Commercial real estate:  Commercial and multi-family 1,732 334 1,398 -  Construction 834 - 834 -  Home equities 867 281 586 -  Consumer loans 28 - 28 28  Total troubled restructured loans $ 5,767 $ 1,812 $ 3,955 $ 193    The Company’s TDRs have various agreements that involve deferral of principal payments, or interest-only payments, for a period (usually 12 months or less) to allow the customer time to improve cash flow or sell the property. Other common types of concessions leading to the designation of a TDR are lines of credit that are termed out and extensions of maturities at rates that are less than market given the risk profile of the borrower.  There was no TDR activity for the three-month periods ended June 30, 2016 and 2015.  The following table shows the data for TDR activity by type of concession granted to the borrower for the six month periods ended June 30, 2016 and 2015:       Six months ended June 30, 2016 Six months ended June 30, 2015  (in thousands) (in thousands)  Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment   Commercial and Industrial:  Deferral of principal - $ - $ - 3 $ 541 $ 541  Extension of maturity 1 24 24 - - -  Term-out line of credit 1 20 20 - - -  Residential Real Estate & Construction:  Extension of maturity 1 95 95 - - -  Commercial Real Estate & Construction - - - - - -  Home Equities  Consumer loans - - - - - -   The general practice of the Bank is to work with borrowers so that they are able to pay back their loan in full. If a borrower continues to be delinquent or cannot meet the terms of a TDR and the loan is determined to be uncollectible, the loan will be charged-off. The following table presents loans which were classified as TDRs during the previous 12 months which defaulted during the three and six month periods ended June 30, 2016 and 2015:      Three months ended June 30, 2016 Three months ended June 30, 2015  (in thousands) (in thousands)  Troubled Debt Restructurings Number of Recorded Number of Recorded  That Subsequently Defaulted Contracts Investment Contracts Investment  Commercial and Industrial - $ - - $ -  Residential Real Estate:  Residential - - - -  Construction - - - -  Commercial Real Estate:  Commercial and multi-family - - 1 245  Construction - - - -  Home Equities - - - -  Consumer loans - - - -           Six months ended June 30, 2016 Six months ended June 30, 2015  (in thousands) (in thousands)  Troubled Debt Restructurings Number of Recorded Number of Recorded  That Subsequently Defaulted Contracts Investment Contracts Investment  Commercial and Industrial - $ - - $ -  Residential Real Estate:  Residential - - - -  Construction - - - -  Commercial Real Estate:  Commercial and multi-family - - 1 245  Construction - - - -  Home Equities - - 1 19  Consumer loans - - - - 

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2016
Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	    Balance at March 31, 2016 Net Change Balance at June 30, 2016  (in thousands)  Net unrealized gain on investment securities $ 1,124 $ 260 $ 1,384  Net defined benefit pension plan adjustments (2,245) 40 (2,205)  Total $ (1,121) $ 300 $ (821)    Balance at March 31, 2015 Net Change Balance at June 30, 2015  (in thousands)  Net unrealized gain on investment securities $ 1,242 $ (637) $ 605  Net defined benefit pension plan adjustments (2,390) 42 (2,348)  Total $ (1,148) $ (595) $ (1,743)      Balance at December 31, 2015 Net Change Balance at June 30, 2016  (in thousands)  Net unrealized gain (loss) on investment securities $ 475 $ 909 $ 1,384  Net defined benefit pension plan adjustments (2,285) 80 (2,205)  Total $ (1,810) $ 989 $ (821)    Balance at December 31, 2014 Net Change Balance at June 30, 2015  (in thousands)  Net unrealized gain on investment securities $ 911 $ (306) $ 605  Net defined benefit pension plan adjustments (2,419) 71 (2,348)  Total $ (1,508) $ (235) $ (1,743) 
Components Of Other Comprehensive Income (Loss)	   Three months ended June 30, 2016 Three months ended June 30, 2015  (in thousands) (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized gain on investment securities:  Unrealized gain on investment securities $ 419 $ (159) $ 260 $ (1,041) $ 404 $ (637)  Reclassification from accumulated other  comprehensive income for gains (losses) - - - - - -  Net change 419 (159) 260 (1,041) 404 (637)   Defined benefit pension plan adjustments:  Net actuarial gain (loss) $ - $ - $ - $ - $ - $ -  Reclassifications from accumulated other  comprehensive income for gains (losses)  Amortization of prior service cost (a) 8 (3) 5 9 (4) 5  Amortization of actuarial loss (a) 56 (21) 35 52 (15) 37  Net change 64 (24) 40 61 (19) 42   Other Comprehensive Income (Loss) $ 483 $ (183) $ 300 $ (980) $ 385 $ (595)  (a) Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”       Six months ended June 30, 2016 Six months ended June 30, 2015  (in thousands) (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized gain (loss) on investment securities:  Unrealized gain (loss) on investment securities $ 1,465 $ (556) $ 909 $ (500) $ 194 $ (306)  Reclassification from accumulated other  comprehensive income for gains (losses) - - - - - -  Net change 1,465 (556) 909 (500) 194 (306)   Defined benefit pension plan adjustments:  Net actuarial gain (loss) $ - $ - $ - $ - $ - $ -  Reclassifications from accumulated other  comprehensive income for gains (losses)  Amortization of prior service cost (a) 16 (6) 10 16 (6) 10  Amortization of actuarial loss (a) 112 (42) 70 100 (39) 61  Net change 128 (48) 80 116 (45) 71   Other Comprehensive Income (Loss) $ 1,593 $ (604) $ 989 $ (384) $ 149 $ (235)  (a) Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs” 

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Jun. 30, 2016
Segment Information [Abstract]
Schedule Of Business Segments	    Three months ended June 30, 2016  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 8,549 $ (33) $ 8,516  Provision for loan losses (credit) (376) - (376)  Net interest income (expense) after  provision for loan losses 8,925 (33) 8,892  Non-interest income 708 - 708  Insurance service and fees 116 1,456 1,572  Non-interest expense 7,551 1,168 8,719  Income before income taxes 2,198 255 2,453  Income tax provision 352 98 450  Net income $ 1,846 $ 157 $ 2,003        Three months ended June 30, 2015  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 7,677 $ (29) $ 7,648  Provision for loan losses 415 - 415  Net interest income (expense) after  provision for loan losses 7,262 (29) 7,233  Non-interest income 1,655 - 1,655  Insurance service and fees 191 1,630 1,821  Non-interest expense 7,089 1,152 8,241  Income before income taxes 2,019 449 2,468  Income tax provision 616 177 793  Net income $ 1,403 $ 272 $ 1,675          Six months ended June 30, 2016  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 16,840 $ (64) $ 16,776  Provision for loan losses (credit) (168) - (168)  Net interest income (expense) after  provision for loan losses 17,008 (64) 16,944  Non-interest income 1,954 - 1,954  Insurance service and fees 232 3,088 3,320  Non-interest expense 14,878 2,369 17,247  Income before income taxes 4,316 655 4,971  Income tax provision 1,002 252 1,254  Net income $ 3,314 $ 403 $ 3,717         Six months ended June 30, 2015  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 15,286 $ (57) $ 15,229  Provision for loan losses 616 - 616  Net interest income (expense) after  provision for loan losses 14,670 (57) 14,613  Non-interest income 2,892 - 2,892  Insurance service and fees 353 3,297 3,650  Non-interest expense 13,570 2,183 15,753  Income before income taxes 4,345 1,057 5,402  Income tax provision 1,410 412 1,822  Net income $ 2,935 $ 645 $ 3,580 

Contingent Liabilities And Co24

Contingent Liabilities And Commitments (Tables)	6 Months Ended
	Jun. 30, 2016
Contingent Liabilities And Commitments [Abstract]
Summary Of Commitments And Contingent Liabilities	   June 30, December 31,  2016 2015  (in thousands)   Commitments to extend credit $ 214,211 $ 206,346  Standby letters of credit 3,566 3,794  Total $ 217,777 $ 210,140 

Net Periodic Benefit Costs (Tab

Net Periodic Benefit Costs (Tables)	6 Months Ended
	Jun. 30, 2016
Net Periodic Benefit Costs [Abstract]
Schedule Of Net Periodic Cost	    Three months ended June 30,  (in thousands)   Supplemental Executive  Pension Benefits Retirement Plan   2016 2015 2016 2015   Service cost $ - $ - $ 47 $ 49  Interest cost 55 52 36 37  Expected return on plan assets (66) (77) - -  Amortization of prior service cost - - 8 9  Amortization of the net loss 22 18 34 34  Net periodic cost (benefit) $ 11 $ (7) $ 125 $ 129         Six months ended June 30,  (in thousands)   Supplemental Executive  Pension Benefits Retirement Plan   2016 2015 2016 2015   Service cost $ - $ - $ 94 $ 97  Interest cost 110 103 72 74  Expected return on plan assets (131) (154) - -  Amortization of prior service cost - - 16 16  Amortization of the net loss 44 35 68 65  Net periodic cost (benefit) $ 23 $ (16) $ 250 $ 252 

Organization And Summary Of S26

Organization And Summary Of Significant Accounting Policies (Details)	6 Months Ended
	Jun. 30, 2016entity
Organization And Summary Of Significant Accounting Policies [Abstract]
Number of subsidiaries	2

Securities (Narrative) (Details

Securities (Narrative) (Details) - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities pledged as collateral	$ 94,000,000	$ 86,000,000
Other borrowed funds	16,000,000	10,000,000
FHLBNY stock	1,636,000	1,296,000
Impairment charges	$ 0	0
Percentage of required FRB stock to capital and surplus	6.00%
FRB capital stock, at cost	$ 1,501,000	$ 1,487,000
Investment Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Contractual maturities duration	3 years 8 months 12 days	4 years
Investment In FRB Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Impairment charges	$ 0
FHLBNY [Member] | Investment In FHLBNY Stock [Member]
Schedule of Available-for-sale Securities [Line Items]
Impairment charges	$ 0
Minimum [Member] | Total Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Contractual maturities duration	10 years

Securities (Schedule Of Amortiz

Securities (Schedule Of Amortized Cost And Approximate Fair Value Of Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	$ 106,875	$ 96,374
Available for Sale, Unrealized Gains	2,314	1,375
Available for Sale, Unrealized Losses	(82)	(608)
Available for Sale, Fair Value	109,107	97,141
Held to Maturity, Amortized Cost	1,522	1,617
Held to Maturity, Unrealized Gains	14	6
Held to Maturity, Unrealized Losses	(17)	(39)
Held to Maturity, Fair Value	1,519	1,584
States and Political Subdivisions [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Held to Maturity, Amortized Cost	1,522	1,617
Held to Maturity, Unrealized Gains	14	6
Held to Maturity, Unrealized Losses	(17)	(39)
Held to Maturity, Fair Value	1,519	1,584
U.S. Government Agencies [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	17,185	21,914
Available for Sale, Unrealized Gains	285	166
Available for Sale, Unrealized Losses	(2)	(234)
Available for Sale, Fair Value	17,468	21,846
States and Political Subdivisions [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	36,389	36,838
Available for Sale, Unrealized Gains	1,204	874
Available for Sale, Unrealized Losses	(10)	(29)
Available for Sale, Fair Value	37,583	37,683
Total Debt Securities [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	53,574	58,752
Available for Sale, Unrealized Gains	1,489	1,040
Available for Sale, Unrealized Losses	(12)	(263)
Available for Sale, Fair Value	55,051	59,529
FNMA [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	16,369	10,314
Available for Sale, Unrealized Gains	347	160
Available for Sale, Unrealized Losses		(25)
Available for Sale, Fair Value	16,716	10,449
FHLMC [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	4,136	4,629
Available for Sale, Unrealized Gains	96	61
Available for Sale, Unrealized Losses	(19)	(56)
Available for Sale, Fair Value	4,213	4,634
GNMA [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	2,862	3,215
Available for Sale, Unrealized Gains	52	48
Available for Sale, Unrealized Losses	(4)	(27)
Available for Sale, Fair Value	2,910	3,236
CMO [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	29,934	19,464
Available for Sale, Unrealized Gains	330	66
Available for Sale, Unrealized Losses	(47)	(237)
Available for Sale, Fair Value	30,217	19,293
Total Mortgage-Backed Securities [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Amortized Cost	53,301	37,622
Available for Sale, Unrealized Gains	825	335
Available for Sale, Unrealized Losses	(70)	(345)
Available for Sale, Fair Value	$ 54,056	$ 37,612

Securities (Scheduled Maturitie

Securities (Scheduled Maturities Of Debt And Mortgage-Backed Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Securities [Abstract]
Debt securities available for sale, Due in one year or less, Amortized cost	$ 5,115	$ 4,082
Debt securities available for sale, Due after one year through five years, Amortized cost	31,980	29,113
Debt securities available for sale, Due after five years through ten years, Amortized cost	13,511	19,356
Debt securities available for sale, Due after ten years, Amortized cost	2,968	6,201
Debt securities available for sale, Amortized cost	53,574	58,752
Mortgage-backed securities available for sale, Amortized cost	53,301	37,622
Available for Sale, Amortized Cost	106,875	96,374
Debt securities available for sale, Due in one year or less, Estimated fair value	5,149	4,142
Debt securities available for sale, Due after one year through five years, Estimated fair value	32,736	29,448
Debt securities available for sale, Due after five years through ten years, Estimated fair value	14,003	19,615
Debt securities available for sale, Due after ten years, Estimated fair value	3,163	6,324
Debt securities available for sale, Estimated fair value	55,051	59,529
Mortgage-backed securities available for sale, Estimated fair value	54,056	37,612
Available for Sale, Estimated Fair Value	109,107	97,141
Debt securities held to maturity, Due in one year or less, Amortized cost	265	309
Debt securities held to maturity, Due after one year through five years, Amortized cost	358	374
Debt securities held to maturity, Due after five years through ten years, Amortized cost	793	828
Debt securities held to maturity, Due after ten years, Amortized cost	106	106
Held to Maturity, Amortized Cost	1,522	1,617
Debt securities held to maturity, Due in one year or less, Estimated fair value	264	308
Debt securites held to maturity, Due after one year through five years, Estimated fair value	354	365
Debt securites held to maturity, Due after five years through ten years, Estimated fair value	798	815
Debt securities held to maturity, Due after ten years, Estimated fair value	103	96
Held to Maturity, Estimated Fair Value	$ 1,519	$ 1,584

Securities (Unrealized Losses O

Securities (Unrealized Losses On Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Investments In Debt And Marketable Equity Securities [Line Items]
Total temporarily impaired securities, Less than 12 months, Fair Value	$ 3,852	$ 22,303
Total temporarily impaired securities, 12 months or longer, Fair Value	6,094	12,833
Total temporarily impaired securities, Total, Fair Value	9,946	35,136
Total temporarily impaired securities, Less than 12 months, Unrealized Losses	(48)	(275)
Total temporarily impaired securities, 12 months or longer, Unrealized Losses	(51)	(372)
Total temporarily impaired securities, Total, Unrealized Losses	(99)	(647)
States and Political Subdivisions [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Held To Maturity, Less than 12 months, Fair Value	582	626
Held To Maturity, 12 months or longer, Fair Value	430	495
Held To Maturity, Total, Fair Value	1,012	1,121
Held To Maturity, Less than 12 months, Unrealized Losses	(5)	(11)
Held To Maturity, 12 months or longer, Unrealized Losses	(12)	(28)
Held To Maturity, Total, Unrealized Losses	(17)	(39)
U.S. Government Agencies [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value		4,531
Available for Sale, 12 months or longer, Fair Value	1,998	5,855
Available for Sale, Total, Fair Value	1,998	10,386
Available for Sale, Less than 12 months, Unrealized Losses		(89)
Available for Sale, 12 months or longer, Unrealized Losses	(2)	(145)
Available for Sale, Total, Unrealized Losses	(2)	(234)
States and Political Subdivisions [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value		3,133
Available for Sale, 12 months or longer, Fair Value	744	1,117
Available for Sale, Total, Fair Value	744	4,250
Available for Sale, Less than 12 months, Unrealized Losses		(6)
Available for Sale, 12 months or longer, Unrealized Losses	(10)	(23)
Available for Sale, Total, Unrealized Losses	(10)	(29)
Total Debt Securities [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value		7,664
Available for Sale, 12 months or longer, Fair Value	2,742	6,972
Available for Sale, Total, Fair Value	2,742	14,636
Available for Sale, Less than 12 months, Unrealized Losses		(95)
Available for Sale, 12 months or longer, Unrealized Losses	(12)	(168)
Available for Sale, Total, Unrealized Losses	(12)	(263)
FNMA [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value		3,856
Available for Sale, 12 months or longer, Fair Value
Available for Sale, Total, Fair Value		3,856
Available for Sale, Less than 12 months, Unrealized Losses		(25)
Available for Sale, 12 months or longer, Unrealized Losses
Available for Sale, Total, Unrealized Losses		(25)
FHLMC [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, 12 months or longer, Fair Value	1,175	1,234
Available for Sale, Total, Fair Value	1,175	1,234
Available for Sale, 12 months or longer, Unrealized Losses	(19)	(56)
Available for Sale, Total, Unrealized Losses	(19)	(56)
GNMA [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value		1,161
Available for Sale, 12 months or longer, Fair Value	347	471
Available for Sale, Total, Fair Value	347	1,632
Available for Sale, Less than 12 months, Unrealized Losses		(21)
Available for Sale, 12 months or longer, Unrealized Losses	(4)	(6)
Available for Sale, Total, Unrealized Losses	(4)	(27)
CMO [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	3,270	8,996
Available for Sale, 12 months or longer, Fair Value	1,400	3,661
Available for Sale, Total, Fair Value	4,670	12,657
Available for Sale, Less than 12 months, Unrealized Losses	(43)	(123)
Available for Sale, 12 months or longer, Unrealized Losses	(4)	(114)
Available for Sale, Total, Unrealized Losses	(47)	(237)
Total Mortgage-Backed Securities [Member]
Investments In Debt And Marketable Equity Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	3,270	14,013
Available for Sale, 12 months or longer, Fair Value	2,922	5,366
Available for Sale, Total, Fair Value	6,192	19,379
Available for Sale, Less than 12 months, Unrealized Losses	(43)	(169)
Available for Sale, 12 months or longer, Unrealized Losses	(27)	(176)
Available for Sale, Total, Unrealized Losses	$ (70)	$ (345)

Fair Value Measurements (Narrat

Fair Value Measurements (Narrative) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	$ 18,361	$ 19,500
Impaired loans, allowance for loan loss	$ 1,513	1,742
Consumer [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Period past due for loan appraisals	90 days
Impaired loans	$ 40	42
Impaired loans, allowance for loan loss	$ 40	$ 42
Minimum [Member] | Impaired Loans [Member] | Level 3 [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount rate	10.00%
Maximum [Member] | Impaired Loans [Member] | Level 3 [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Discount rate	50.00%

Fair Value Measurements (Financ

Fair Value Measurements (Financial Instruments Measured At Fair Value On Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	$ 109,107	$ 97,141
Mortgage servicing rights	466	557
U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	17,468	21,846
States and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	37,583	37,683
Total Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	54,056	37,612
Recurring [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights
Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	466	557
Recurring [Member] | U.S. Government Agencies [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale
Recurring [Member] | U.S. Government Agencies [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	17,468	21,846
Recurring [Member] | States and Political Subdivisions [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale
Recurring [Member] | States and Political Subdivisions [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	37,583	37,683
Recurring [Member] | Total Mortgage-Backed Securities [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale
Recurring [Member] | Total Mortgage-Backed Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	$ 54,056	$ 37,612

Fair Value Measurements (Change

Fair Value Measurements (Changes In Fair Value For Mortgage Servicing Rights) (Details) - Mortgage Servicing Rights [Member] - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Mortgage servicing rights - Beginning balance	$ 496	$ 497	$ 557	$ 518
Gains (losses) included in earnings	(56)	4	(125)	(41)
Additions from loan sales	26	64	34	88
Mortgage servicing rights - Ending balance	$ 466	$ 565	$ 466	$ 565

Fair Value Measurements (Quanti

Fair Value Measurements (Quantitative Information About Significant Unobservable Inputs For MSRs) (Details) - Mortgage Servicing Rights [Member] - Level 3 [Member]	6 Months Ended	12 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Servicing fees	0.25%	0.25%
Discount rate	9.52%	9.52%
Prepayment rate (CPR)	10.24%	8.55%

Fair Value Measurements (Fina35

Fair Value Measurements (Financial Instruments Measured At Fair Value On Nonrecurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans	$ 16,848	$ 17,758
Level 1 [Member] | Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans
Level 2 [Member] | Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans
Level 3 [Member] | Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans	$ 16,848	$ 17,758

Fair Value Measurements (Estima

Fair Value Measurements (Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale securities	$ 109,107	$ 97,141
Held to maturity securities	1,519	1,584
Mortgage servicing rights	466	557
Demand deposits	187,774	183,098
NOW deposits	88,993	83,674
Regular savings deposits	480,290	439,993
Time deposits	112,828	96,217
Carrying Amount [Member] | Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	11,530	22,621
Demand deposits	187,774	183,098
NOW deposits	88,993	83,674
Regular savings deposits	480,290	439,993
Carrying Amount [Member] | Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale securities	109,107	97,141
FHLB and FRB stock	3,137	2,783
Securities sold under agreement to repurchase	14,511	10,821
Other borrowed funds	16,000	10,000
Junior subordinated debentures	11,330	11,330
Carrying Amount [Member] | Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held to maturity securities	1,522	1,617
Loans, net	840,533	761,101
Mortgage servicing rights	466	557
Time deposits	112,828	96,217
Fair Value [Member] | Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	11,530	22,621
Demand deposits	187,774	183,098
NOW deposits	88,993	83,674
Regular savings deposits	480,290	439,993
Fair Value [Member] | Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale securities	109,107	97,141
FHLB and FRB stock	3,137	2,783
Securities sold under agreement to repurchase	14,511	10,821
Other borrowed funds	16,120	9,874
Junior subordinated debentures	11,330	11,330
Fair Value [Member] | Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held to maturity securities	1,519	1,584
Loans, net	859,300	772,472
Mortgage servicing rights	466	557
Time deposits	$ 114,117	$ 96,975

Loans And The Allowance For L37

Loans And The Allowance For Loan Losses (Narrative) (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans restructured in troubled debt restructurings	$ 5,096,000		$ 5,096,000		$ 5,767,000
Troubled debt restructurings in non-accrual status	1,092,000		$ 1,092,000		1,812,000
Period of timely payments before reversion to accruing status			6 months
Commitments to lend additional funds to debtors owing on loans whose terms have been modified in TDRs	0		$ 0
Total Real Estate Loans [Member] | Residential Real Estate [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unpaid principal balance	76,000,000		76,000,000		77,000,000
Mortgage servicing rights	500,000		500,000		600,000
Mortgage loans held-for-sale	500,000		500,000		500,000
Loans restructured in troubled debt restructurings	1,860,000		1,860,000		1,789,000
Troubled debt restructurings in non-accrual status	124,000		124,000		689,000
Total Real Estate Loans [Member] | Residential Real Estate [Member] | FNMA Loans [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgages sold to FNMA	2,600,000	$ 7,100,000	3,500,000	$ 9,700,000
Total Real Estate Loans [Member] | Commercial Real Estate [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Commercial loans held-for-sale	0		0		0
Loans restructured in troubled debt restructurings	1,676,000		1,676,000		1,732,000
Troubled debt restructurings in non-accrual status	$ 323,000		$ 323,000		$ 334,000

Loans And The Allowance For L38

Loans And The Allowance For Loan Losses (Schedule Of Loan Portfolio Composition) (Details) - USD ($) $ in Thousands		Jun. 30, 2016		Dec. 31, 2015	Jun. 30, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		$ 852,535		$ 773,305	$ 710,158
Net deferred loan origination costs		771		679	674
Total gross loans		853,306		773,984
Allowance for loan losses		(12,773)		(12,883)
Loans, net		840,533		761,101
Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		179,210		144,330	129,812
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		1,447		1,735	2,864
Total Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		671,878		627,240
Total Real Estate Loans [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs	[1]	108,937			98,978
Total Real Estate Loans [Member] | Residential Real Estate [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		108,405		103,941
Total Real Estate Loans [Member] | Residential Real Estate [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		532		1,546
Total Real Estate Loans [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		499,399	[1]	460,711	419,123	[1]
Total Real Estate Loans [Member] | Commercial Real Estate [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		426,418		399,819
Total Real Estate Loans [Member] | Commercial Real Estate [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		72,981		60,892
Total Real Estate Loans [Member] | Home Equities [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		$ 63,542		$ 61,042	$ 59,381
[1]	Includes construction loans

Loans And The Allowance For L39

Loans And The Allowance For Loan Losses (Data, At Class Level, Of Credit Quality Indicators Of Certain Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2016		Dec. 31, 2015	Jun. 30, 2015
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	$ 852,535		$ 773,305	$ 710,158
Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	671,878		627,240
Commercial Real Estate [Member] | Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	499,399	[1]	460,711	419,123	[1]
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	405,361		383,220
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	73,929		53,117
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	9,141		12,996
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	10,968		11,378
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	72,981		60,892
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	62,822		42,383
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	5,640		13,098
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	339		1,224
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	4,180		4,187
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	426,418		399,819
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	342,539		340,837
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	68,289		40,019
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	8,802		11,772
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	6,788		7,191
Commercial Real Estate [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	179,210		144,330	$ 129,812
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating 3 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	112,730		80,379
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating 4 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	51,658		47,509
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating 5 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	7,967		8,973
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating 6 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	6,855		7,350
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating 7 [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans			$ 119
[1]	Includes construction loans

Loans And The Allowance For L40

Loans And The Allowance For Loan Losses (Recorded Investment In Loans Past Due) (Details) - USD ($) $ in Thousands		Jun. 30, 2016		Dec. 31, 2015	Jun. 30, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 22,045		$ 6,346
Current Balance		830,490		766,959
Total Balance		852,535		773,305	$ 710,158
90+ Days Accruing		1,719		497
Non-accruing Loans		14,357		15,545
Net deferred loan origination costs		771		679	674
30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		9,776		3,162
60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3,363		1,825
90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		8,906		1,359
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		5,242		450
Current Balance		173,968		143,880
Total Balance		179,210		144,330	129,812
90+ Days Accruing		338		40
Non-accruing Loans		4,936		5,312
Commercial And Industrial [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		4,513		160
Commercial And Industrial [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		71		224
Commercial And Industrial [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		658		66
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		39		8
Current Balance		1,408		1,727
Total Balance		1,447		1,735	2,864
90+ Days Accruing		7
Non-accruing Loans		13		14
Consumer [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		18		8
Consumer [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		14
Consumer [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		7
Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		671,878		627,240
Total Real Estate Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance	[1]	108,937			98,978
Total Real Estate Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		499,399	[1]	460,711	419,123	[1]
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,297		756
Current Balance		62,245		60,286
Total Balance		63,542		61,042	$ 59,381
90+ Days Accruing		3
Non-accruing Loans		1,037		1,058
Total Real Estate Loans [Member] | Home Equities [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		245		253
Total Real Estate Loans [Member] | Home Equities [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		272		236
Total Real Estate Loans [Member] | Home Equities [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		780		267
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		779		1,793
Current Balance		107,626		102,148
Total Balance		108,405		103,941
90+ Days Accruing		159
Non-accruing Loans		725		1,400
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Real Estate [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				822
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Real Estate [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		143		402
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Real Estate [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		636		569
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		5,268		3,339
Current Balance		421,150		396,480
Total Balance		426,418		399,819
90+ Days Accruing		1,212		457
Non-accruing Loans		3,465		3,574
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				1,919
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,624		963
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,644		457
Construction [Member] | Total Real Estate Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		532		1,546
Total Balance		532		1,546
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		9,420
Current Balance		63,561		60,892
Total Balance		72,981		60,892
Non-accruing Loans		4,181		$ 4,187
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		5,000
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		239
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 4,181
[1]	Includes construction loans

Loans And The Allowance For L41

Loans And The Allowance For Loan Losses (Schedule Of Allowance For Loan Losses According To Portfolio Segment) (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016		Dec. 31, 2015	Jun. 30, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		$ 13,119	$ 12,777	$ 12,883	$ 12,533
Allowance for loan losses: Charge-offs		(36)	(120)	(56)	(126)
Allowance for loan losses: Recoveries		66	38	114	87
Allowance for loan losses: Provision (Credit)		(376)	415	(168)	616
Allowance for loan losses: Ending balance		12,773	13,110	12,773	13,110
Allowance for loan losses: Individually evaluated for impairment						$ 1,513			$ 875
Allowance for loan losses: Collectively evaluated for impairment						11,260			12,235
Allowance for loan losses: Total		13,119	12,777	12,883	12,533	12,773		$ 12,883	13,110
Loans: Individually evaluated for impairment						18,361			14,757
Loans: Collectively evaluated for impairment						834,174			695,401
Total Balance						852,535		773,305	710,158
Net deferred loan origination costs						771		679	674
Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Balance						671,878		627,240
Commercial And Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		4,580	4,989	4,383	4,896
Allowance for loan losses: Charge-offs		(20)	(80)	(33)	(80)
Allowance for loan losses: Recoveries		48	19	55	57
Allowance for loan losses: Provision (Credit)		(413)	(283)	(210)	(228)
Allowance for loan losses: Ending balance		4,195	4,645	4,195	4,645
Allowance for loan losses: Individually evaluated for impairment						324			730
Allowance for loan losses: Collectively evaluated for impairment						3,871			3,915
Allowance for loan losses: Total		4,580	4,989	4,383	4,896	4,195		4,383	4,645
Loans: Individually evaluated for impairment						4,985			5,795
Loans: Collectively evaluated for impairment						174,225			124,017
Total Balance						179,210		144,330	129,812
Commercial Real Estate [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance	[1]	7,442	5,830	7,135	5,650
Allowance for loan losses: Charge-offs	[1]		(35)		(35)
Allowance for loan losses: Recoveries	[1]	13	13	51	23
Allowance for loan losses: Provision (Credit)	[1]	(147)	686	122	856
Allowance for loan losses: Ending balance	[1]	7,308	6,494	7,308	6,494
Allowance for loan losses: Individually evaluated for impairment	[1]					1,128			59
Allowance for loan losses: Collectively evaluated for impairment	[1]					6,180			6,435
Allowance for loan losses: Total	[1]	7,442	5,830	7,135	5,650	7,308		7,135	6,494
Loans: Individually evaluated for impairment	[1]					9,261			5,455
Loans: Collectively evaluated for impairment	[1]					490,138			413,668
Total Balance						499,399	[1]	460,711	419,123	[1]
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		93	70	85	78
Allowance for loan losses: Charge-offs		(16)	(5)	(23)	(11)
Allowance for loan losses: Recoveries		4	5	7	6
Allowance for loan losses: Provision (Credit)		20	1	32	(2)
Allowance for loan losses: Ending balance		101	71	101	71
Allowance for loan losses: Individually evaluated for impairment						40			46
Allowance for loan losses: Collectively evaluated for impairment						61			25
Allowance for loan losses: Total		93	70	85	78	101		85	71
Loans: Individually evaluated for impairment						40			46
Loans: Collectively evaluated for impairment						1,407			2,818
Total Balance						1,447		1,735	2,864
Residential Real Estate [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance	[1]	696	924	909	941
Allowance for loan losses: Charge-offs	[1]
Allowance for loan losses: Recoveries	[1]		1		1
Allowance for loan losses: Provision (Credit)	[1]	67	23	(146)	6
Allowance for loan losses: Ending balance	[1]	763	948	763	948
Allowance for loan losses: Individually evaluated for impairment	[1]					3			40
Allowance for loan losses: Collectively evaluated for impairment	[1]					760			908
Allowance for loan losses: Total	[1]	696	924	909	941	763		909	948
Loans: Individually evaluated for impairment	[1]					2,461			2,500
Loans: Collectively evaluated for impairment	[1]					106,476			96,478
Total Balance	[1]					108,937			98,978
Home Equities [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		308	815	371	819
Allowance for loan losses: Charge-offs
Allowance for loan losses: Recoveries		1		1
Allowance for loan losses: Provision (Credit)		97	(12)	34	(16)
Allowance for loan losses: Ending balance		406	803	406	803
Allowance for loan losses: Individually evaluated for impairment						18
Allowance for loan losses: Collectively evaluated for impairment						388			803
Allowance for loan losses: Total		308	815	371	819	406		371	803
Loans: Individually evaluated for impairment						1,614			961
Loans: Collectively evaluated for impairment						61,928			58,420
Total Balance						63,542		61,042	59,381
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance			149		149
Allowance for loan losses: Charge-offs
Allowance for loan losses: Recoveries
Allowance for loan losses: Provision (Credit)
Allowance for loan losses: Ending balance			149		149
Allowance for loan losses: Individually evaluated for impairment
Allowance for loan losses: Collectively evaluated for impairment									149
Allowance for loan losses: Total			$ 149		$ 149				149
Loans: Individually evaluated for impairment
Loans: Collectively evaluated for impairment
Total Balance
[1]	Includes construction loans

Loans And The Allowance For L42

Loans And The Allowance For Loan Losses (Data, At Class Level, Of Impaired Loans) (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	$ 12,086	$ 10,560
Impaired Loans, Recorded Investment, With a related allowance recorded	6,275	8,940
Impaired Loans, Recorded Investment, Total	18,361	19,500
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	12,802	10,819
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	6,386	9,231
Impaired Loans, Unpaid Principal Balance, Total	19,188	20,050
Impaired Loans, Related Allowance	1,513	1,742
Impaired Loans, Average Recorded Investment, With no related allowance recorded	13,051	10,844
Impaired Loans, Average Recorded Investment, With a related allowance recorded	6,319	9,337
Impaired Loans, Average Recorded Investment, Total	19,370	20,181
Impaired Loans, Interest Income Foregone, With no related allowance recorded	211	215
Impaired Loans, Interest Income Foregone, With a related allowance recorded	151	291
Impaired Loans, Interest Income Foregone, Total	362	506
Impaired Loans, Interest Income Recognized, With no related allowance recorded	111	372
Impaired Loans, Interest Income Recognized, With a related allowance recorded	2	225
Impaired Loans, Interest Income Recognized, Total	113	597
Commercial And Industrial [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	4,266	1,750
Impaired Loans, Recorded Investment, With a related allowance recorded	719	3,572
Impaired Loans, Recorded Investment, Total	4,985	5,322
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	4,654	1,811
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	759	3,835
Impaired Loans, Unpaid Principal Balance, Total	5,413	5,646
Impaired Loans, Related Allowance	324	552
Impaired Loans, Average Recorded Investment, With no related allowance recorded	4,664	1,945
Impaired Loans, Average Recorded Investment, With a related allowance recorded	746	3,966
Impaired Loans, Average Recorded Investment, Total	5,410	5,911
Impaired Loans, Interest Income Foregone, With no related allowance recorded	119	58
Impaired Loans, Interest Income Foregone, With a related allowance recorded	22	255
Impaired Loans, Interest Income Foregone, Total	141	313
Impaired Loans, Interest Income Recognized, With no related allowance recorded	3	47
Impaired Loans, Interest Income Recognized, With a related allowance recorded	1	9
Impaired Loans, Interest Income Recognized, Total	4	56
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded
Impaired Loans, Recorded Investment, With a related allowance recorded	40	42
Impaired Loans, Recorded Investment, Total	40	42
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	65	57
Impaired Loans, Unpaid Principal Balance, Total	65	57
Impaired Loans, Related Allowance	40	42
Impaired Loans, Average Recorded Investment, With no related allowance recorded
Impaired Loans, Average Recorded Investment, With a related allowance recorded	42	45
Impaired Loans, Average Recorded Investment, Total	42	45
Impaired Loans, Interest Income Foregone, With no related allowance recorded
Impaired Loans, Interest Income Foregone, With a related allowance recorded	1	2
Impaired Loans, Interest Income Foregone, Total	1	2
Impaired Loans, Interest Income Recognized, With no related allowance recorded
Impaired Loans, Interest Income Recognized, With a related allowance recorded	1	6
Impaired Loans, Interest Income Recognized, Total	1	6
Total Real Estate Loans [Member] | Residential Real Estate [Member] | Mortgages [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	2,406	2,444
Impaired Loans, Recorded Investment, With a related allowance recorded	55	55
Impaired Loans, Recorded Investment, Total	2,461	2,499
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	2,610	2,555
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	55	55
Impaired Loans, Unpaid Principal Balance, Total	2,665	2,610
Impaired Loans, Related Allowance	3	2
Impaired Loans, Average Recorded Investment, With no related allowance recorded	2,440	2,474
Impaired Loans, Average Recorded Investment, With a related allowance recorded	55	55
Impaired Loans, Average Recorded Investment, Total	2,495	2,529
Impaired Loans, Interest Income Foregone, With no related allowance recorded	19	90
Impaired Loans, Interest Income Foregone, With a related allowance recorded	1	1
Impaired Loans, Interest Income Foregone, Total	20	91
Impaired Loans, Interest Income Recognized, With no related allowance recorded	38	63
Impaired Loans, Interest Income Recognized, With a related allowance recorded		2
Impaired Loans, Interest Income Recognized, Total	38	65
Total Real Estate Loans [Member] | Residential Real Estate [Member] | Construction [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded
Impaired Loans, Recorded Investment, With a related allowance recorded
Impaired Loans, Recorded Investment, Total
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded
Impaired Loans, Unpaid Principal Balance, Total
Impaired Loans, Related Allowance
Impaired Loans, Average Recorded Investment, With no related allowance recorded
Impaired Loans, Average Recorded Investment, With a related allowance recorded
Impaired Loans, Average Recorded Investment, Total
Impaired Loans, Interest Income Foregone, With no related allowance recorded
Impaired Loans, Interest Income Foregone, With a related allowance recorded
Impaired Loans, Interest Income Foregone, Total
Impaired Loans, Interest Income Recognized, With no related allowance recorded
Impaired Loans, Interest Income Recognized, With a related allowance recorded
Impaired Loans, Interest Income Recognized, Total
Total Real Estate Loans [Member] | Commercial Real Estate [Member] | Mortgages [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	3,754	3,888
Impaired Loans, Recorded Investment, With a related allowance recorded	1,065	1,083
Impaired Loans, Recorded Investment, Total	4,819	4,971
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	3,817	3,908
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	1,083	1,083
Impaired Loans, Unpaid Principal Balance, Total	4,900	4,991
Impaired Loans, Related Allowance	229	235
Impaired Loans, Average Recorded Investment, With no related allowance recorded	3,836	3,930
Impaired Loans, Average Recorded Investment, With a related allowance recorded	1,074	1,083
Impaired Loans, Average Recorded Investment, Total	4,910	5,013
Impaired Loans, Interest Income Foregone, With no related allowance recorded	50	27
Impaired Loans, Interest Income Foregone, With a related allowance recorded	25	4
Impaired Loans, Interest Income Foregone, Total	75	31
Impaired Loans, Interest Income Recognized, With no related allowance recorded	36	179
Impaired Loans, Interest Income Recognized, With a related allowance recorded		42
Impaired Loans, Interest Income Recognized, Total	36	221
Total Real Estate Loans [Member] | Commercial Real Estate [Member] | Construction [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	262	834
Impaired Loans, Recorded Investment, With a related allowance recorded	4,180	4,188
Impaired Loans, Recorded Investment, Total	4,442	5,022
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	262	834
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	4,201	4,201
Impaired Loans, Unpaid Principal Balance, Total	4,463	5,035
Impaired Loans, Related Allowance	899	911
Impaired Loans, Average Recorded Investment, With no related allowance recorded	691	834
Impaired Loans, Average Recorded Investment, With a related allowance recorded	4,184	4,188
Impaired Loans, Average Recorded Investment, Total	4,875	5,022
Impaired Loans, Interest Income Foregone, With no related allowance recorded	1
Impaired Loans, Interest Income Foregone, With a related allowance recorded	96	29
Impaired Loans, Interest Income Foregone, Total	97	29
Impaired Loans, Interest Income Recognized, With no related allowance recorded	21	31
Impaired Loans, Interest Income Recognized, With a related allowance recorded		166
Impaired Loans, Interest Income Recognized, Total	21	197
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	1,398	1,644
Impaired Loans, Recorded Investment, With a related allowance recorded	216
Impaired Loans, Recorded Investment, Total	1,614	1,644
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	1,459	1,711
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	223
Impaired Loans, Unpaid Principal Balance, Total	1,682	1,711
Impaired Loans, Related Allowance	18
Impaired Loans, Average Recorded Investment, With no related allowance recorded	1,420	1,661
Impaired Loans, Average Recorded Investment, With a related allowance recorded	218
Impaired Loans, Average Recorded Investment, Total	1,638	1,661
Impaired Loans, Interest Income Foregone, With no related allowance recorded	22	40
Impaired Loans, Interest Income Foregone, With a related allowance recorded	6
Impaired Loans, Interest Income Foregone, Total	28	40
Impaired Loans, Interest Income Recognized, With no related allowance recorded	13	52
Impaired Loans, Interest Income Recognized, With a related allowance recorded
Impaired Loans, Interest Income Recognized, Total	$ 13	$ 52

Loans And The Allowance For L43

Loans And The Allowance For Loan Losses (Schedule Of Non-Performing Loans) (Details) - USD ($) $ in Thousands		Jun. 30, 2016		Dec. 31, 2015	Jun. 30, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		$ 852,535		$ 773,305	$ 710,158
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		179,210		144,330	129,812
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		1,447		1,735	2,864
Non-Performing Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans		14,357		15,545
Accruing loans 90+ days past due		1,719		497
Total Balance		$ 16,076		$ 16,042
Total non-performing loans to total assets		1.57%		1.71%
Total non-performing loans to total loans		1.88%		2.07%
Non-Performing Loans [Member] | Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans		$ 4,936		$ 5,312
Non-Performing Loans [Member] | Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans		13		14
Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		671,878		627,240
Total Real Estate Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance	[1]	108,937			98,978
Total Real Estate Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		499,399	[1]	460,711	419,123	[1]
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		63,542		61,042	$ 59,381
Total Real Estate Loans [Member] | Non-Performing Loans [Member] | Home Equities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans		1,037		1,058
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		108,405		103,941
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		426,418		399,819
Mortgages [Member] | Total Real Estate Loans [Member] | Non-Performing Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans		725		1,400
Mortgages [Member] | Total Real Estate Loans [Member] | Non-Performing Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans		3,465		3,574
Construction [Member] | Total Real Estate Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		532		1,546
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		72,981		60,892
Construction [Member] | Total Real Estate Loans [Member] | Non-Performing Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans
Construction [Member] | Total Real Estate Loans [Member] | Non-Performing Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total non-accruing loans		$ 4,181		$ 4,187
[1]	Includes construction loans

Loans And The Allowance For L44

Loans And The Allowance For Loan Losses (Loans Classified As Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financing Receivable, Modifications [Line Items]
Total	$ 5,096	$ 5,767
Nonaccruing	1,092	1,812
Accruing	4,004	3,955
Related Allowance	193	193
Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Total	516	517
Nonaccruing	467	508
Accruing	49	9
Related Allowance	166	165
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Total	27	28
Accruing	27	28
Related Allowance	27	28
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Total	755	867
Nonaccruing	178	281
Accruing	577	586
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Total	1,860	1,789
Nonaccruing	124	689
Accruing	1,736	1,100
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Total	1,676	1,732
Nonaccruing	323	334
Accruing	1,353	1,398
Construction [Member] | Total Real Estate Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Total
Nonaccruing
Accruing
Related Allowance
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Total	262	834
Accruing	$ 262	$ 834

Loans And The Allowance For L45

Loans And The Allowance For Loan Losses (TDR Activity By Type Of Concession Granted To Borrower) (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2016USD ($)contract	Jun. 30, 2015USD ($)contract
Commercial And Industrial [Member] | Deferral Of Principal [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract		3
Pre-Modification Outstanding Recorded Investment		$ 541
Post-Modification Outstanding Recorded Investment		$ 541
Commercial And Industrial [Member] | Extension Of Maturity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1
Pre-Modification Outstanding Recorded Investment	$ 24
Post-Modification Outstanding Recorded Investment	$ 24
Commercial And Industrial [Member] | Term-Out Line Of Credit [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1
Pre-Modification Outstanding Recorded Investment	$ 20
Post-Modification Outstanding Recorded Investment	$ 20
Residential Real Estate [Member] | Total Real Estate Loans [Member] | Extension Of Maturity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1
Pre-Modification Outstanding Recorded Investment	$ 95
Post-Modification Outstanding Recorded Investment	$ 95
Commercial Real Estate [Member] | Total Real Estate Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Home Equities [Member] | Total Real Estate Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment

Loans And The Allowance For L46

Loans And The Allowance For Loan Losses (Loans Classified As TDRs Which Defaulted) (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016USD ($)contract	Jun. 30, 2015USD ($)contract	Jun. 30, 2016USD ($)contract	Jun. 30, 2015USD ($)contract
Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts | contract
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $
Consumer [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts | contract
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts | contract				1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $				$ 19
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts | contract
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts | contract		1		1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $		$ 245		$ 245
Construction [Member] | Total Real Estate Loans [Member] | Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts | contract
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts | contract
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $

Per Share Data (Details)

Per Share Data (Details) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Per Share Data [Abstract]
Potentially dilutive shares of common stock	62,419	75,354	63,654	76,227
Anti-dilutive shares	83,960	37,800	83,960	38,215

Other Comprehensive Income (Sch

Other Comprehensive Income (Schedule Of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	$ (1,121)	$ (1,148)	$ (1,810)	$ (1,508)
Net Change	300	(595)	989	(235)
Ending Balance	(821)	(1,743)	(821)	(1,743)
Net Unrealized Gain (Loss) On Investment Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	1,124	1,242	475	911
Net Change	260	(637)	909	(306)
Ending Balance	1,384	605	1,384	605
Net Defined Benefit Pension Plan Adjustments [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(2,245)	(2,390)	(2,285)	(2,419)
Net Change	40	42	80	71
Ending Balance	$ (2,205)	$ (2,348)	$ (2,205)	$ (2,348)

Other Comprehensive Income (Com

Other Comprehensive Income (Components Of Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Other Comprehensive Income [Abstract]
Unrealized gain (loss) on investment securities, Before-Tax Amount		$ 419	$ (1,041)	$ 1,465	$ (500)
Reclassification from accumulated other comprehensive income for gains (losses), Before-Tax Amount
Net change, Before-Tax Amount		419	(1,041)	1,465	(500)
Net actuarial gain (loss), Before-Tax Amount
Amortization of prior service cost, Before-Tax Amount	[1]	8	9	16	16
Amortization of actuarial loss, Before-Tax Amount	[1]	56	52	112	100
Net change, Before-Tax Amount		64	61	128	116
Other Comprehensive Income (Loss), Before-Tax Amount		483	(980)	1,593	(384)
Unrealized gain (loss) on investment securities, Income Tax (Provision) Benefit		(159)	404	(556)	194
Reclassification from other comprehensive income from gains (losses), Income Tax (Provision) Benefit
Net change, Income Tax (Provision) Benefit		(159)	404	(556)	194
Net actuarial gain (loss), Income Tax (Provision) Benefit
Amortization of prior service cost, Income Tax (Provision) Benefit	[1]	(3)	(4)	(6)	(6)
Amortization of actuarial loss, Income Tax (Provision) Benefit	[1]	(21)	(15)	(42)	(39)
Net change, Income Tax (Provision) Benefit		(24)	(19)	(48)	(45)
Other Comprehensive Income (Loss), Income Tax (Provision) Benefit		(183)	385	(604)	149
Unrealized gain (loss) on investment securities, Net-of-Tax Amount		260	(637)	909	(306)
Reclassification from accumulated other comprehensive income for gains (losses), Net-of-Tax Amount
Net change, Net-of-Tax Amount		260	(637)	909	(306)
Net actuarial gain (loss), Net-of-Tax Amount
Amortization of prior service cost, Net-of-Tax Amount	[1]	5	5	10	10
Amortization of actuarial loss, Net-of-Tax Amount	[1]	35	37	70	61
Net change, Net-of-Tax Amount		40	42	80	71
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX		$ 300	$ (595)	$ 989	$ (235)
[1]	Included in net periodic pension cost, as described in Note 9 - "Net Periodic Benefit Costs"

Segment Information (Details)

Segment Information (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016USD ($)	Jun. 30, 2015USD ($)	Jun. 30, 2016USD ($)segment	Jun. 30, 2015USD ($)
Number of primary business segments | segment			2
Net interest income (expense)	$ 8,516	$ 7,648	$ 16,776	$ 15,229
Provision for loan losses (credit)	(376)	415	(168)	616
Net interest income (expense) after provision for loan losses	8,892	7,233	16,944	14,613
Non-interest income	2,280	3,476	5,274	6,542
Insurance service and fees	1,572	1,821	3,320	3,650
Non-interest expense	8,719	8,241	17,247	15,753
Income before income taxes	2,453	2,468	4,971	5,402
Income tax provision	450	793	1,254	1,822
Net income	2,003	1,675	3,717	3,580
Operating Segments [Member]
Net interest income (expense)	8,516	7,648	16,776	15,229
Provision for loan losses (credit)	(376)	415	(168)	616
Net interest income (expense) after provision for loan losses	8,892	7,233	16,944	14,613
Non-interest income	708	1,655	1,954	2,892
Insurance service and fees	1,572	1,821	3,320	3,650
Non-interest expense	8,719	8,241	17,247	15,753
Income before income taxes	2,453	2,468	4,971	5,402
Income tax provision	450	793	1,254	1,822
Net income	2,003	1,675	3,717	3,580
Banking Activities [Member] | Operating Segments [Member]
Net interest income (expense)	8,549	7,677	16,840	15,286
Provision for loan losses (credit)	(376)	415	(168)	616
Net interest income (expense) after provision for loan losses	8,925	7,262	17,008	14,670
Non-interest income	708	1,655	1,954	2,892
Insurance service and fees	116	191	232	353
Non-interest expense	7,551	7,089	14,878	13,570
Income before income taxes	2,198	2,019	4,316	4,345
Income tax provision	352	616	1,002	1,410
Net income	1,846	1,403	3,314	2,935
Insurance Agency Activities [Member] | Operating Segments [Member]
Net interest income (expense)	(33)	(29)	(64)	(57)
Net interest income (expense) after provision for loan losses	(33)	(29)	(64)	(57)
Insurance service and fees	1,456	1,630	3,088	3,297
Non-interest expense	1,168	1,152	2,369	2,183
Income before income taxes	255	449	655	1,057
Income tax provision	98	177	252	412
Net income	$ 157	$ 272	$ 403	$ 645

Contingent Liabilities And Co51

Contingent Liabilities And Commitments (Details) - USD ($)	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Loss Contingencies [Line Items]
Commitments and contingent liabilities	$ 217,777,000		$ 210,140,000
Losses on commitments	0	$ 0
Commitments To Extend Credit [Member]
Loss Contingencies [Line Items]
Commitments and contingent liabilities	214,211,000		206,346,000
Standby Letters Of Credit [Member]
Loss Contingencies [Line Items]
Commitments and contingent liabilities	$ 3,566,000		$ 3,794,000

Net Periodic Benefit Costs (Det

Net Periodic Benefit Costs (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Pension Plans [Member]
Defined Benefit Plan Disclosure [Line Items]
Interest cost	$ 55	$ 52	$ 110	$ 103
Expected return on plan assets	(66)	(77)	(131)	(154)
Amortization of the net loss	22	18	44	35
Net periodic cost (benefit)	11	(7)	23	(16)
Contributions to defined benefit pension plan			140
Supplemental Executive Retirement Plans [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost	47	49	94	97
Interest cost	36	37	72	74
Amortization of prior service cost	8	9	16	16
Amortization of the net loss	34	34	68	65
Net periodic cost (benefit)	$ 125	$ 129	$ 250	$ 252