Evans Bancorp (EVBN) 10-K 28 Feb 19 2018 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2018	Feb. 15, 2019	Jun. 30, 2018
Document And Entity Information [Abstract]
Entity Registrant Name	EVANS BANCORP INC
Entity Filer Category	Accelerated Filer
Entity Central Index Key	842,518
Trading Symbol	evbn
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Amendment Flag	false
Entity Current Reporting Status	Yes
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Document Type	10-K
Document Fiscal Period Focus	FY
Document Period End Date	Dec. 31, 2018
Document Fiscal Year Focus	2,018
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		4,853,212
Entity Public Float			$ 213

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 13,997	$ 13,751
Interest-bearing deposits at banks	25,918	7,579
Securities:
Available for sale, at fair value (amortized cost: $135,274 at December 31, 2018; $145,232 at December 31, 2017)	132,104	143,818
Held to maturity, at amortized cost (fair value: $1,674 at December 31, 2018; $5,261 at December 31, 2017)	1,685	5,334
Equity securities, at cost at December 31, 2017 (fair value: $1,814 at December 31, 2017)		580
Federal Home Loan Bank common stock, at cost	1,474	4,863
Federal Reserve Bank common stock, at cost	1,929	1,916
Loans, net of allowance for loan losses of $14,784 at December 31, 2018 and $14,019 at December 31, 2017	1,141,146	1,051,296
Properties and equipment, net of accumulated depreciation of $19,416 at December 31, 2018 and $18,255 at December 31, 2017	10,485	10,564
Goodwill and intangible assets	12,992	8,553
Bank-owned life insurance	28,403	27,729
Other assets	18,074	19,650
TOTAL ASSETS	1,388,207	1,295,633
Deposits:
Demand	231,902	219,664
NOW	110,450	109,378
Savings	571,479	535,730
Time	301,227	186,457
Total deposits	1,215,058	1,051,229
Securities sold under agreement to repurchase	3,142	9,289
Other borrowings	10,000	88,250
Other liabilities	17,031	17,193
Junior subordinated debentures	11,330	11,330
Total liabilities	1,256,561	1,177,291
CONTINGENT LIABILITIES AND COMMITMENTS
STOCKHOLDERS' EQUITY:
Common stock, $.50 par value, 10,000,000 shares authorized; 4,852,868 and 4,783,562 shares issued at December 31, 2018 and December 31, 2017, respectively, and 4,852,868 and 4,782,505 outstanding at December 31, 2018 and December 31, 2017, respectively	2,429	2,394
Capital surplus	61,225	59,444
Treasury stock, at cost, 0 and 1,057 shares at December 31, 2018 and December 31, 2017, respectively
Retained earnings	73,345	59,921
Accumulated other comprehensive loss, net of tax	(5,353)	(3,417)
Total stockholders' equity	131,646	118,342
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,388,207	$ 1,295,633

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Securities:
Available for sale, amortized cost	$ 135,274	$ 145,232
Held to maturity, fair value	1,674	5,261
Equity securities, fair value		1,814
Loans, allowance for loan losses	14,784	14,019
Properties and equipment, accumulated depreciation	$ 19,416	$ 18,255
STOCKHOLDERS' EQUITY:
Common stock, par value	$ 0.50	$ 0.50
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,852,868	4,783,562
Common stock, shares outstanding	4,852,868	4,782,505
Treasury stock, shares	0	1,057

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
INTEREST INCOME
Loans	$ 53,282	$ 44,379	$ 37,330
Interest bearing deposits at banks	427	66	47
Securities:
Taxable	3,253	2,466	1,652
Non-taxable	650	837	926
Total interest income	57,612	47,748	39,955
INTEREST EXPENSE
Deposits	8,416	4,887	4,040
Other borrowings	554	418	295
Junior subordinated debentures	535	426	372
Total interest expense	9,505	5,731	4,707
NET INTEREST INCOME	48,107	42,017	35,248
PROVISION FOR LOAN LOSSES	1,402	738	1,209
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	46,705	41,279	34,039
NON-INTEREST INCOME
Deposit service charges	2,176	1,747	1,750
Insurance service and fees	9,365	7,898	6,519
Gain on loans sold	38	156	93
Bank-owned life insurance	680	864	556
Loss on tax credit investments	(2,870)	(3,997)	(3,022)
Refundable state historic tax credit	1,982	2,843	2,117
Interchange fee income	1,750	1,494	1,322
Other	2,106	1,998	1,917
Total non-interest income	15,227	13,003	11,252
NON-INTEREST EXPENSE
Salaries and employee benefits	27,412	24,125	21,864
Occupancy	3,135	3,199	2,915
Advertising and public relations	1,070	1,095	1,022
Professional services	2,466	2,260	2,216
Technology and communications	3,394	2,881	2,274
Amortization of intangibles	280	113
FDIC insurance	1,024	740	752
Other	4,512	4,181	4,053
Total non-interest expense	43,293	38,594	35,096
INCOME BEFORE INCOME TAXES	18,639	15,688	10,195
INCOME TAX PROVISION	2,283	5,209	1,923
NET INCOME	$ 16,356	$ 10,479	$ 8,272
Net income per common share-basic	$ 3.40	$ 2.21	$ 1.93
Net income per common share-diluted	3.32	2.16	1.90
Cash dividends per common share	$ 0.92	$ 0.80	$ 0.76
Weighted average number of common shares outstanding	4,814,882	4,738,394	4,281,885
Weighted average number of diluted shares outstanding	4,933,743	4,860,828	4,358,517

Statements Of Consolidated Comp

Statements Of Consolidated Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018		Dec. 31, 2017	Dec. 31, 2016
Statements Of Consolidated Comprehensive Income [Abstract]
NET INCOME	$ 16,356		$ 10,479	$ 8,272
OTHER COMPREHENSIVE LOSS, NET OF TAX:
Unrealized loss on available-for-sale securities	(1,299)		(507)	(840)
Defined benefit pension plans:
Amortization of prior service cost	26	[1]	27	19	[1]
Amortization of actuarial loss	128	[1]	137	139	[1]
Actuarial (losses) gains	(791)		(19)	68
Net change, Net-of-Tax Amount	(637)		145	226
OTHER COMPREHENSIVE LOSS, NET OF TAX	(1,936)		(362)	(614)
COMPREHENSIVE INCOME	$ 14,420		$ 10,117	$ 7,658
[1]	Included in net periodic pension cost as described in Note 11 - "Employee Benefits and Deferred Compensation Plans"

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders’ Equity - USD ($) $ in Thousands	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2015	$ 2,132	$ 43,318	$ 47,616	$ (1,810)		$ 91,256
Net Income			8,272			8,272
Other comprehensive loss				(614)		(614)
Cash dividends			(3,258)			(3,258)
Stock compensation expense		553				553
Excess tax benefit from stock-based compensation		43				43
Issued restricted shares	10	(10)
Issued shares under Dividend Reinvestment Plan	4	179				183
Reissued shares under Dividend Reinvestment Plan		8			69	77
Issued shares in Employee Stock Purchase Plan	5	221				226
Issued shares in stock option exercises	2	88				90
Repurchased shares in treasury stock					(80)	(80)
Reissued shares in stock option exercises		(6)			6
Reissued restricted shares, net of forfeitures		(5)			5
Balance at Dec. 31, 2016	2,153	44,389	52,630	(2,424)		96,748
Net Income			10,479			10,479
Other comprehensive loss				(362)		(362)
Reclassification of certain tax effects from AOCI related to the Tax Cuts and Jobs Act of 2017			631	(631)
Cash dividends			(3,819)			(3,819)
Stock compensation expense		623				623
Reissued restricted shares
Issued shares in stock offering	220	13,922				14,142
Issued restricted shares, net of forfeitures	9	(9)
Issued shares under Dividend Reinvestment Plan	3	249				252
Issued shares in Employee Stock Purchase Plan	4	261				265
Issued shares in stock option exercises	5	140				145
Repurchased shares in treasury stock					(342)	(342)
Reissued shares in stock option exercises		(131)			342	211
Balance at Dec. 31, 2017	2,394	59,444	59,921	(3,417)		118,342
Net Income			16,356			16,356
Other comprehensive loss				(1,936)		(1,936)
Cash dividends			(4,428)			(4,428)
Stock compensation expense		791				791
Reissued restricted shares
Issued restricted shares, net of forfeitures	8	(8)
Issued shares under Dividend Reinvestment Plan	4	287				291
Issued shares in Employee Stock Purchase Plan	6	339				345
Issued shares in stock option exercises	17	372				389
Balance at Dec. 31, 2018	$ 2,429	$ 61,225	73,345	$ (5,353)		131,646
Cumulative-effect adjustment due to change in accounting principle (See Note 1)			$ 1,496			$ 1,496

Consolidated Statements Of Ch_2

Consolidated Statements Of Changes In Stockholders’ Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Consolidated Statements Of Changes In Stockholders’ Equity [Abstract]
Cash dividends per common share	$ 0.92	$ 0.80	$ 0.76
Reissued restricted shares	1,057	741
Issued restricted shares	14,839	13,112	19,093
Issued shares in stock offering		440,000
Issued shares under Dividend Reinvestment Plan	6,329	6,155	7,162
Issued shares in Employee Stock Purchase Plan	10,821	7,610	10,596
Issued shares in stock option exercises	37,317	10,001	5,450
Repurchased shares in treasury stock		9,218	3,280
Reissued shares under Dividend Reinvestment Plan			2,902
Reissued shares in stock option exercises		13,470	267
Reissued restricted shares, net of forfeitures			3,215
Reissued restricted shares, forfeitures			1,950

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
OPERATING ACTIVITIES:
Interest received	$ 57,605	$ 47,028	$ 39,570
Fees received	14,960	13,419	11,839
Interest paid	(9,140)	(5,631)	(4,627)
Cash paid to employees and vendors	(41,302)	(37,778)	(33,876)
Cash contributed to pension plan		(1,000)	(140)
Income taxes refund (paid)	3,314	(3,029)	(1,534)
Proceeds from sale of loans held for resale	4,301	11,487	9,775
Originations of loans held for resale	(4,615)	(11,016)	(9,467)
Net cash provided by operating activities	25,123	13,480	11,540
INVESTING ACTIVITIES:
Available for sale securities: Purchases	(47,863)	(65,889)	(25,953)
Available for sale securities: Proceeds from maturities, calls, and payments	60,869	13,014	25,230
Held to maturity securities: Purchases	(630)	(4,345)	(866)
Held to maturity securities: Proceeds from maturities, calls, and payments	4,278	995	500
Cash received (paid) for bank owned life insurance	675	(6,000)
Additions to properties and equipment	(1,106)	(483)	(1,452)
Proceeds from equity securities sales	1,960
Purchase of tax credit investment	(3,877)	(3,102)	(2,078)
Acquisitions	(5,000)	(275)	(325)
Net increase in loans	(91,873)	(120,438)	(167,901)
Net cash used in investing activities	(82,567)	(186,523)	(172,845)
FINANCING ACTIVITIES:
(Repayments) proceeds of short-term borrowings, net	(84,397)	59,180	17,538
Net increase in deposits	163,829	111,255	136,992
Dividends paid	(4,428)	(3,819)	(3,258)
Repurchase of treasury stock		(342)	(80)
Issuance of common stock	1,025	14,804	499
Reissuance of treasury stock		211	77
Net cash provided by financing activities	76,029	181,289	151,768
Net increase (decrease) in cash and equivalents	18,585	8,246	(9,537)
CASH AND CASH EQUIVALENTS:
Beginning of year	21,330	13,084	22,621
End of year	39,915	21,330	13,084
RECONCILIATION OF NET INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES:
Net income	16,356	10,479	8,272
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,825	1,762	1,554
Deferred tax expense (benefit)	495	3,150	(71)
Provision for loan losses	1,402	738	1,209
Loss on tax credit investment	2,870	3,997	3,022
Changes in refundable state historic tax credits	3,105	(2,843)	(2,117)
Loss on sales of equity securities	98
Gain on loans sold	(38)	(156)	(93)
Change in fair value of equity securities	(244)
Stock compensation expense	791	623	553
Proceeds from sale of loans held for resale	4,301	11,487	9,775
Originations of loans held for resale	(4,615)	(11,016)	(9,467)
Changes in assets and liabilities affecting cash flow:
Other assets	(3,406)	(2,975)	(2,156)
Other liabilities	2,183	(1,766)	1,059
NET CASH PROVIDED BY OPERATING ACTIVITIES	$ 25,123	$ 13,480	$ 11,540

Organization And Summary Of Sig

Organization And Summary Of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2018
Organization And Summary Of Significant Accounting Policies [Abstract]
Organization And Summary Of Significant Accounting Policies	1. ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES  Organization and General  Evans Bancorp, Inc. (the “Company”) was organized as a New York business corporation and incorporated under the laws of the State of New York on October 28, 1988 for the purpose of becoming a bank holding company. Through August 2004, the Company was registered with the Federal Reserve Board (“FRB”) as a bank holding company under the Bank Holding Company Act of 1956, as amended. In August 2004, the Company filed for, and was approved as, a Financial Holding Company under the Bank Holding Company Act. The Company currently conducts its business through its two subsidiaries: Evans Bank, N.A. (the “Bank”), a nationally chartered bank, and its subsidiary, Evans National Holding Corp. (“ENHC”); and Evans National Financial Services, LLC (“ENFS”) and its subsidiary, The Evans Agency LLC (“TEA”). Unless the context otherwise requires, the term “Company” refers collectively to Evans Bancorp, Inc. and its subsidiaries. The Company conducts its business through its subsidiaries. It does not engage in any other substantial business.  Regulatory Requirements  The Company is subject to the rules, regulations, and reporting requirements of various regulatory bodies, including the FRB, the Federal Deposit Insurance Corporation (“FDIC”), the Office of the Comptroller of the Currency (“OCC”), the New York State Department of Financial Services (“the NYSDFS”), and the Securities and Exchange Commission (“SEC”).  Principles of Consolidation  The consolidated financial statements include the accounts of the Company, the Bank, ENFS and their subsidiaries. All material inter-company accounts and transactions are eliminated in consolidation.  Accounting Estimates  Management has made a number of estimates and assumptions relating to the reporting of assets and liabilities and disclosure of contingent assets and liabilities in order to prepare these consolidated financial statements in conformity with U.S. generally accepted accounting principles. The estimates and assumptions that management deems to be critical involve our accounting policies relating to the determination of our allowance for loan losses and the valuation of goodwill. These estimates and assumptions are based on management’s best estimates and judgment and management evaluates them on an ongoing basis using historical experience and other factors, including the current economic environment, which management believes to be reasonable under the circumstances. We adjust our estimates and assumptions when facts and circumstances dictate. As future events cannot be determined with precision, actual results could differ significantly from our estimates. Changes in those estimates resulting from continuing changes in the economic environment will be reflected in the consolidated financial statements in periods as they occur.  Cash and Cash Equivalents  For purposes of reporting cash flows, cash and cash equivalents include cash and due from banks and interest-bearing deposits at banks.  Securities  Securities which the Bank has the positive intent and ability to hold to maturity are classified as held to maturity and are stated at cost, adjusted for discounts and premiums that are recognized in interest income over the period to the earlier of the call date or maturity using the level yield method. These securities represent debt issuances of local municipalities in the Bank’s market area for which market prices are not readily available. Management periodically evaluates the financial condition of the municipalities for any indication that the Bank does not expect to recover the entire amortized cost basis of their bonds.  Securities classified as available for sale are stated at fair value with unrealized gains and losses excluded from earnings and reported, net of deferred income taxes, in accumulated other comprehensive income or loss, a component of stockholders’ equity. Gains and losses on sales of securities are computed using the specific identification method.  During 2018, the Company sold its entire interest in the equity securities of another financial institution. The investment had been valued at the historical cost of $0.6 million at December 31, 2017. The Company had used the cost method of accounting because its ownership of the financial institution was less than 5% of the outstanding shares. With the adoption of ASU 2016-01 effective January 1, 2018, the cost method was no longer an acceptable accounting principle and the Company recorded an increase in the value of the investment of $1.2 million based on observable prices obtained from orderly transactions between market participants through opening retained earnings.  Declines in the fair value of investment securities (with certain exceptions for debt securities noted below) that are deemed to be other-than-temporary are charged to earnings as a realized loss and a new cost basis for the securities is established. Declines in the fair value of debt securities below amortized cost are deemed to be other-than-temporary in circumstances where: (1) the Bank has the intent to sell a security; (2) it is more likely than not that the Bank will be required to sell the security before recovery of its amortized cost basis; or (3) the Bank does not expect to recover the entire amortized cost basis of the security. If the Bank intends to sell a security or if it is more likely than not that the Bank will be required to sell the security before recovery, an other-than-temporary impairment write-down is recognized in earnings equal to the difference between the security’s amortized cost basis and its fair value. If the Bank does not intend to sell the security or it is not more likely than not that it will be required to sell the security before recovery, the other-than-temporary impairment write-down is separated into an amount representing credit loss, which is recognized in earnings, and an amount related to all other factors, which is recognized in other comprehensive income. There were no charges associated with other-than-temporary impairment declines in fair value of securities in 2018, 2017, or 2016.  The Bank does not engage in securities trading activities.  Loans  Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or pay-off, generally are reported at their outstanding unpaid principal balances adjusted for unamortized deferred fees or costs. Interest income is accrued on the unpaid principal balance and is recognized using the interest method. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the effective yield method of accounting for amortizing loans and straight line over an estimated life for lines of credit.  Loans become past due when the payment date has been missed. If payment has not been received within 30 days, then the loan is delinquent. Delinquent loans are placed into three categories; 30-59 days past due, 60-89 days past due, or 90+ days past due. Loans 90 or more days past due are considered non-performing.  The accrual of interest on loans is discontinued at the time the loan is 90 days delinquent, unless the credit is well secured and in process of collection. If the credit is not well secured and in the process of collection, the loan is placed on non-accrual status and is subject to charge-off if collection of principal or interest is considered doubtful. A loan can also be placed on nonaccrual before it is 90 days delinquent if management determines that it is probable that the Bank will be unable to collect principal or interest due according to the contractual terms of the loan.  All interest due but not collected for loans that are placed on non-accrual status or charged off is reversed against interest income. The interest on these loans is accounted for on the cost-recovery method, until it again qualifies for an accrual basis. Any cash receipts on non-accrual loans reduce the carrying value of the loans. Loans are returned to accrual status when all principal and interest amounts contractually due are brought current, the adverse circumstances which resulted in the delinquent payment status are resolved, and payments are made in a timely manner for a period of time sufficient to reasonably assure their future dependability.  The Bank considers a loan impaired when, based on current information and events, it is probable that it will be unable to collect principal or interest due according to the contractual terms of the loan. These loans are individually assessed for any impairment. Loan impairment is measured based on the present value of expected cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral, less costs to sell, if the loan is collateral dependent. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business. The Company has an appraisal policy in which appraisals are obtained upon a loan being downgraded on the Company’s internal loan rating scale to special mention or substandard depending on the amount of the loan, the type of loan and the type of collateral. All impaired nonaccrual loans are either graded special mention or substandard on the internal loan rating scale. Subsequent to the downgrade, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal. Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers.   The Bank monitors the credit risk in its loan portfolio by reviewing certain credit quality indicators (“CQI”). The primary CQI for its commercial mortgage and commercial and industrial (“C&I”) portfolios is the individual loan’s credit risk rating. The following list provides a description of the credit risk ratings that are used internally by the Bank when assessing the adequacy of its allowance for loan losses:  · Acceptable or better : Credits with a slight risk of loss. The loan is secured by collateral of sufficient value to cover the loan by an acceptable margin. The financial statements of the company demonstrate sufficient net worth and repayment ability. The company has established an acceptable credit history with the bank and typically has a proven track record of performance. Management is experienced, and has an at least average ability to manage the company. The industry has an average or less than average susceptibility to wide fluctuations in business cycles. · Watch : Credits are generally acceptable but warrant greater attention than those rated acceptable or better. Temporary performance issues, if left unresolved, may result in above average risk. The borrower’s financial position is not typically strong. Earnings, while still positive, may be inconsistent. Industry issues or external events (such as possible litigation exposure) may cause concern. Although ability to repay is not an immediate concern, more regular monitoring may be necessary as a result of the short-term performance issues or sensitivities to external events that may result in a weakening condition. Any perceived weaknesses are acceptable when viewed against the overall credit and collateral risks assumed. Borrowers are likely fully leveraged when compared to others in a similar industry and their ability to raise capital may be limited.  · Special Mention : Credits that have potential weaknesses that warrant management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution’s credit position at some future date. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.  Borrowers in this category may be experiencing adverse operating trends (declining revenues or margins) or an ill proportioned balance sheet. Adverse economic or market conditions, such as interest rate increases or the entry of a new competitor, may also support a special mention rating. Nonfinancial reasons for rating a credit exposure as special mention include management problems, pending litigation, stale financial statements, an ineffective loan agreement or other material structural weakness, and any other significant deviation from prudent lending practices.  Potential weaknesses in commercial real estate loans may include, construction delays, changes in concept or project plan, slow leasing, rental concessions, deteriorating market conditions, impending expiry of a major lease, or other adverse events that do not currently jeopardize repayment.  · Substandard : Credits that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Assets so classified must have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. They are characterized by the distinct possibility of loss if the deficiencies are not corrected.  Substandard assets have a high probability of payment default, or they have other well-defined weaknesses. They are generally characterized by current or expected unprofitable operations, inadequate debt service coverage, inadequate liquidity, or marginal capitalization. Repayment may depend on collateral or other credit risk mitigates. Although substandard assets in the aggregate will have distinct potential for loss, an individual asset’s loss potential does not have to be distinct for the asset to be rated substandard.  A well-defined weakness may manifest itself via: • significant deterioration in financial condition of the borrower; • impairment of primary repayment source; • material deviation from planned absorption of rental or sales units; or • material deterioration in market conditions.  Commercial real estate credits evidencing one or more of the following characteristics are evaluated for a possible substandard classification: • slower than projected leasing or sales activity that threatens to result in protracted repayment or default; • lower than projected lease rates or sales prices that jeopardize repayment capacity; • changes in concept or plan due to unfavorable market conditions; • construction or tax liens; • inability to obtain necessary zoning or permits necessary to develop the project as planned; • a diversion of needed cash from an otherwise viable property to satisfy the demands of a troubled borrower or guarantor; • material imbalances in the construction budget; • significant construction delays; • expiration of a major lease or default by a major tenant; • poorly structured of overly liberal repayment terms.  When a project has slowed or stalled and the guarantor is providing some support but the loan has not been restructured, unless the guarantor is providing support of principal payments sufficient to retire the debt under reasonable terms, a substandard classification is typically warranted. If the guarantor is keeping interest payments current and shows a documented willingness and capacity to do so in the future, and collateral values protect against loss, the loan should generally be left on accrual. This level of support; however, does not fully mitigate the well-defined weaknesses in the credit and does not preclude a substandard classification.  · Doubtful : Credits that have all the weaknesses inherent in one classified Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. A doubtful asset has a high probability of total or substantial loss but because of specific pending events that may strengthen the assets, its classification as loss is deferred. Borrowers in this category are usually in default, lack adequate liquidity or capital and lack the resources necessary to remain an operating entity. Because of high probability of loss, nonaccrual accounting treatment is required for doubtful assets.  Circumstances that might warrant a doubtful classification for commercial real estate loans could include collateral values that are uncertain due to a lack of comparisons in an inactive market, impending changes such as zoning classification, environmental issues, or the pending resolution of legal issues that may affect the realization of value in a sale.  · Loss : Credits that are considered uncollectable and of such little value that their continuance as bankable assets is not warranted. This classification does not mean that the loan has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off this basically worthless asset even though partial recovery may be affected in the future. Borrowers in this category are often in bankruptcy, have formally suspended debt repayments, or have otherwise ceased normal business operations. The Company does not maintain an asset on the balance sheet if realizing its value would require long-term litigation or other lengthy recovery efforts.  The Company’s consumer loans, including residential mortgages and home equities, are not individually risk rated or reviewed in the Company’s loan review process. Consumers are not required to provide the Company with updated financial information as is a commercial customer. Consumer loans also carry smaller balances. Given the lack of updated information since the initial underwriting of the loan and small size of individual loans, the Company does not have credit risk ratings for consumer loans and instead uses delinquency status as the credit quality indicator for consumer loans. However, once a consumer loan is identified as impaired, it is individually evaluated for impairment.  Allowance for Loan Losses  The provision for loan losses represents the amount charged against the Bank’s earnings to maintain an allowance for loan losses inherent in the portfolio based on management’s evaluation of the loan portfolio at the balance sheet date. Factors considered by the Bank’s management in establishing the allowance include: the collectability of individual loans, current loan concentrations, charge-off history, loss emergence period, delinquent loan percentages, the fair value of the collateral, input from regulatory agencies, and general economic conditions.  On a quarterly basis, management of the Bank meets to review and determine the adequacy of the allowance for loan losses. In making this determination, the Bank’s management analyzes the ultimate collectability of the loans in its portfolio by incorporating feedback provided by the Bank’s internal loan staff, an independent internal loan review function and information provided by examinations performed by regulatory agencies.  The analysis of the allowance for loan losses is composed of two components: specific credit allocation and general portfolio allocation. The specific credit allocation includes a detailed review of each impaired loan and allocation is made based on this analysis. Factors may include the appraisal value of the collateral, the age of the appraisal, the type of collateral, the performance of the loan to date, the performance of the borrower’s business based on financial statements, and legal judgments involving the borrower. The general portfolio allocation consists of an assigned reserve percentage based on the historical loss experience, the loss emergence period, and other qualitative factors of the loan category.  The general portfolio allocation is segmented into homogeneous pools of loans with similar characteristics. Separate pools of loans include loans pooled by loan grade and by portfolio segment. An average historical loss rate over the past seven years multiplied by the loss emergence period factor is applied against these loans.  For both the criticized and non-criticized loan pools in the general portfolio allocation, additional qualitative factors are applied. The qualitative factors applied to the general portfolio allocation reflect management’s evaluation of various conditions. The conditions evaluated include the following: levels and trends in delinquencies, non-accruals, and criticized loans; trends in volume and terms of loans; effects of any changes in lending policies and credit quality underwriting standards; experience, ability, and depth of management; national and economic trends and conditions; changes in the quality of the loan review system; concentrations of credit risk; changes in collateral value; and large loan risk. The total possible qualitative allocation is determined by comparing peer bank historical charge-off rates to the Bank’s historical charge-off rate. The actual qualitative allocation is determined by qualitative factor by loan type based on metrics that management believes are appropriate indicators of whether the Bank is in a low, moderate, or high risk range relative to historical experience for each qualitative factor.  Foreclosed Real Estate  Foreclosed real estate is initially recorded at the lower of carrying or fair value (net of costs of disposal) at the date of foreclosure. Costs relating to development and improvement of property are capitalized, whereas costs relating to the holding of property are expensed. Assessments are periodically performed by management, and an allowance for losses is established through a charge to operations if the carrying value of a property exceeds fair value. The Company held no foreclosed real estate at December 31, 2018 or December 31, 2017.  Insurance Service and Fees  Commission revenue is recognized as of the effective date of the insurance policy. The Company also receives contingent commissions from insurance companies which are based on the overall profitability of their relationship based primarily on the loss experience of the insurance placed by the Company. Contingent commissions from insurance companies are recognized when determinable.  On January 1, 2018, the Company adopted a new accounting standard related to the recognition of revenue from contracts with customers. The accounting related to one revenue source, variable profit-sharing revenue for TEA, was impacted by this change in the accounting standard. Profit-sharing revenue is variable consideration that TEA earns based on the loss ratio of its customers at insurance companies. TEA typically receives payment in the year following the year in which the profit-sharing revenue is earned, with most payments received in the first quarter. Prior to January 1, 2018, the Company recognized profit-sharing revenue when the payment was received. Under the new accounting standard, the Company will estimate this variable consideration based on past performance and loss experience known during the year and make subsequent adjustments to revenue when the uncertainty associated with the variable revenue is resolved. See the Recent Accounting Pronouncements and Developments section of this footnote for further details of the change to this accounting standard.  Goodwill and Other Intangible Assets  The Company accounts for goodwill and other intangible assets in accordance with ASC Topic 350, "Intangibles – Goodwill and Other." The Company records the excess of the cost of acquired entities over the fair value of identifiable tangible and intangible assets acquired, less liabilities assumed, as goodwill. The Company amortizes acquired intangible assets with definite useful economic lives over their useful economic lives utilizing the straight-line method. On a periodic basis, management assesses whether events or changes in circumstances indicate that the carrying amounts of the intangible assets may be impaired. The Company does not amortize goodwill and any acquired intangible asset with an indefinite useful economic life, but reviews them for impairment at a reporting unit level on an annual basis, or when events or changes in circumstances indicate that the carrying amounts may be impaired. A reporting unit is defined as any distinct, separately identifiable component of one of our operating segments for which complete, discrete financial information is available and reviewed regularly by the segment’s management. The only reporting unit with goodwill as of December 31, 2018 was the insurance agency activities reporting unit.  The fair value of the insurance agency activities reporting unit is measured annually as of December 31 utilizing the average of a discounted cash flow model and a market value based on a multiple to earnings before interest, taxes, depreciation, and amortization (“EBITDA”) for similar companies. The calculated value of the insurance agency reporting unit was in excess of the carrying amount at December 31, 2018. The Company has performed the required goodwill impairment tests and has determined that goodwill was not impaired as of December 31, 2018.  Bank-Owned Life Insurance  The Bank has purchased insurance on the lives of Company directors and certain members of the Bank's and TEA's management. The policies accumulate asset values to meet future liabilities, including the payment of employee benefits, such as retirement benefits. Increases in the cash surrender value are recorded as other income in the Company’s Consolidated Statements of Income. Properties and Equipment  Properties and equipment are stated at cost less accumulated depreciation. Depreciation is computed using the straight-line method over the estimated useful lives of the assets, which range from 3 to 39 years. Impairment losses on properties and equipment are realized if the carrying amount is not recoverable from its undiscounted cash flows and exceeds its fair value in accordance with ASC Topic 360, “Property, Plant, and Equipment.”  Income Taxes  Deferred tax assets and liabilities are recognized for the future tax effects attributable to differences between the financial statement value of existing assets and liabilities and their respective tax bases and carryforwards. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the periods in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through income tax expense.  The Bank has invested in partnerships that incur expenses related to the rehabilitation of a certified historic structure located in New York State. At the time the historic structure is placed in service, the Bank is eligible for a federal and New York State tax credit. At the same time, the Bank evaluates its investment, which is valued at the present value of the expected cash flows from its partnership interest. If the investment is determined to be impaired, the Bank will record that impairment loss on its income statement in non-interest income. The federal tax credit impact is included in the Company’s estimated effective tax rate calculation and recorded in income tax expense. For New York State, any new credit earned from rehabilitated historic properties placed in service on or after January 1, 2015 not used in the current tax year will be treated as a refund or overpayment of tax to be credited to the next year’s tax. Since the realization of the tax credit does not depend on the Bank’s generation of future taxable income or the Bank’s ongoing tax status or tax position, the refund is not considered an element of income tax accounting (ASC 740). In such cases, the Bank would not record the credit as a reduction of income tax expense; rather, the Bank includes the refundable New York State tax credit in non-interest income with a corresponding receivable recorded in other assets.  The Tax Cuts and Jobs Act (“TCJA”), which represents one of the most significant overhauls to the United States federal tax code since 1986, was signed into law on December 22, 2017. The TCJA reduces the Company’s marginal federal income tax rate from 35% to 21%, but also reduces the benefit of historic tax credit investments. The impact of the TCJA on the Company is detailed in Note 13 to these Consolidated Financial Statements.  Earnings Per Share  Earnings per common share is determined by dividing net income by the weighted average number of shares outstanding during the period. Diluted earnings per common share is based on increasing the weighted-average number of shares of common stock by the number of shares of common stock that would be issued assuming the exercise of stock options. Such adjustments to weighted-average number of shares of common stock outstanding are made only when such adjustments are expected to dilute earnings per common share. There were 118,861 , 122,434 , and 76,632 potentially dilutive shares of common stock included in calculating diluted earnings per share for the years ended December 31, 2018, 2017, and 2016, respectively. Potential common shares that would have the effect of increasing diluted earnings per share are considered to be anti-dilutive. In accordance with ASC Topic 260, "Earnings Per Share," these shares were not included in calculating diluted earnings per share. There were 27,600 anti-dilutive shares at December 31, 2018. There were no anti-dilutive shares at each of December 31, 2017 and 2016.  Treasury Stock  Repurchases of shares of Evans Bancorp, Inc. stock are recorded at cost as a reduction of shareholders’ equity. Reissuances of shares of treasury stock are recorded at market value.   Comprehensive Income  Comprehensive income includes both net income and other comprehensive income, including the change in unrealized gains and losses on securities available for sale, and the change in the liability related to pension costs, net of tax.  Employee Benefits  The Bank maintains a non-contributory, qualified, defined benefit pension plan (the “Pension Plan”) that covered substantially all employees before it was frozen on January 31, 2008. All benefits eligible participants had accrued in the Pension Plan until the freeze date have been retained. Employees have not accrued additional benefits in the Pension Plan from that date. The actuarially determined pension benefit in the form of a life annuity is based on the employee’s combined years of service, age and compensation. The Bank’s policy is to fund the minimum amount required by government regulations. Employees are eligible to receive these benefits at normal retirement age.  The Bank maintains a defined contribution 401(k) plan and accrues contributions due under this plan as earned by employees. In addition, the Bank maintains a non-qualified Supplemental Executive Retirement Plan for certain members of senior management, a non-qualified Deferred Compensation Plan for directors and certain members of management, and a non-qualified Executive Incentive Retirement Plan for certain members of management, as described more fully in Note 11 to these Consolidated Financial Statements, “Employee Benefits and Deferred Compensation Plans.”  Stock-based Compensation  Stock-based compensation expense is recognized over the vesting period of the stock-based grant based on the estimated grant date value of the stock-based compensation that is expected to vest. The Company accounts for forfeitures of stock awards when they occur. When stock awards are granted, the Company assumes that the service condition will be achieved when determining the initial amount of compensation cost recognized. Information on the determination of the estimated value of stock-based awards used to calculate stock-based compensation expense is included in Note 12 to these Consolidated Financial Statements, “Stock-Based Compensation.”  Loss Contingencies  Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated.  Financial Instruments with Off-Balance Sheet Risk  In the ordinary course of business, the Bank

Securities

Securities	12 Months Ended
	Dec. 31, 2018
Securities [Abstract]
Securities	 2. SECURITIES  The amortized cost of securities and their approximate fair value at December 31 were as follows:     2018  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 34,597 $ 2 $ (671) $ 33,928  States and political subdivisions 22,168 69 (64) 22,173  Total debt securities $ 56,765 $ 71 $ (735) $ 56,101   Mortgage-backed securities:  FNMA $ 27,747 $ 21 $ (729) $ 27,039  FHLMC 14,645 11 (431) 14,225  GNMA 1,660 6 (36) 1,630  SBA 9,432 - (299) 9,133  CMO 25,025 6 (1,055) 23,976  Total mortgage-backed securities $ 78,509 $ 44 $ (2,550) $ 76,003   Total securities designated as available for sale $ 135,274 $ 115 $ (3,285) $ 132,104   Held to Maturity:  Debt securities  States and political subdivisions $ 1,685 $ 11 $ (22) $ 1,674   Total securities designated as held to maturity $ 1,685 $ 11 $ (22) $ 1,674        2017  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 28,407 $ 22 $ (376) $ 28,053  States and political subdivisions 29,169 246 (42) 29,373  Total debt securities $ 57,576 $ 268 $ (418) $ 57,426   Mortgage-backed securities:  FNMA $ 31,835 $ 69 $ (350) $ 31,554  FHLMC 14,708 22 (190) 14,540  GNMA 2,105 18 (21) 2,102  SBA 10,309 9 (103) 10,215  CMO 28,699 26 (744) 27,981  Total mortgage-backed securities $ 87,656 $ 144 $ (1,408) $ 86,392   Equity securities: $ 580 $ 1,234 $ - $ 1,814   Total securities designated as available for sale $ 145,812 $ 1,646 $ (1,826) $ 145,632   Held to Maturity:  Debt securities  States and political subdivisions $ 5,334 $ 1 $ (74) $ 5,261   Total securities designated as held to maturity $ 5,334 $ 1 $ (74) $ 5,261     Available for sale securities with a total fair value of $94 million and $138 million were pledged as collateral to secure public deposits and for other purposes required or permitted by law at December 31, 2018 and 2017, respectively.  The scheduled maturity of debt and mortgage-backed securities at December 31, 2018 and 2017 is summarized below. All maturity amounts are contractual maturities. Actual maturities may differ from contractual maturities because certain issuers have the right to call or prepay obligations with or without call premiums.         2018 2017  Amortized Estimated Amortized Estimated  cost fair value cost fair value  (in thousands) (in thousands)   Debt securities available for sale:   Due in one year or less $ 5,074 $ 5,075 $ 5,974 $ 5,990  Due after one year through five years 22,637 22,448 24,063 24,068  Due after five years through ten years 28,870 28,391 25,584 25,385  Due after ten years 184 187 1,955 1,983  56,765 56,101 57,576 57,426   Mortgage-backed securities  available for sale 78,509 76,003 87,656 86,392   Total $ 135,274 $ 132,104 $ 145,232 $ 143,818   Debt securities held to maturity:   Due in one year or less $ 693 $ 693 $ 4,077 $ 4,053  Due after one year through five years 811 811 690 661  Due after five years through ten years 93 89 473 464  Due after ten years 88 81 94 83  Total $ 1,685 $ 1,674 $ 5,334 $ 5,261   Contractual maturities of the Company’s mortgage-backed securities generally exceed ten years; however, the effective lives may be significantly shorter due to prepayments of the underlying loans and due to the nature of these securities.  Gross realized losses on investment securities were $0.1 million in 2018, resulting from the sale of our investment in the equity securities of another financial institution, as discussed in Note 1 to these Consolidated Financial Statements. There were no gross realized losses from sales of securities in 2017 or 2016. There were no gross realized gains from sales in any year.  Information regarding unrealized losses within the Company’s available for sale securities at December 31, 2018 and 2017 is summarized below. The securities are primarily U.S. government-guaranteed agency securities or municipal securities. All unrealized losses are considered temporary and related to market interest rate fluctuations.      2018   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ 9,931 $ (49) $ 21,144 $ (622) $ 31,075 $ (671)  States and political subdivisions 5,218 (15) 6,893 (49) 12,111 (64)  Total debt securities $ 15,149 $ (64) $ 28,037 $ (671) $ 43,186 $ (735)   Mortgage-backed securities:  FNMA $ 2,637 $ (21) $ 23,667 $ (708) $ 26,304 $ (729)  FHLMC 1,895 (25) 11,899 (406) 13,794 (431)  GNMA - - 926 (36) 926 (36)  SBA - - 9,133 (299) 9,133 (299)  CMO - - 23,127 (1,055) 23,127 (1,055)  Total mortgage-backed securities $ 4,532 $ (46) $ 68,752 $ (2,504) $ 73,284 $ (2,550)   Held to Maturity:  Debt securities:  States and political subdivisions $ 156 $ - $ 722 $ (22) $ 878 $ (22)   Total temporarily impaired  securities $ 19,837 $ (110) $ 97,511 $ (3,197) $ 117,348 $ (3,307)    2017   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ 15,151 $ (239) $ 6,863 $ (137) $ 22,014 $ (376)  States and political subdivisions 7,288 (28) 894 (14) 8,182 (42)  Total debt securities $ 22,439 $ (267) $ 7,757 $ (151) $ 30,196 $ (418)   Mortgage-backed securities:  FNMA $ 20,087 $ (207) $ 6,517 $ (143) $ 26,604 $ (350)  FHLMC 12,984 (147) 960 (43) 13,944 (190)  GNMA - - 1,212 (21) 1,212 (21)  SBA 4,516 (43) 1,769 (60) 6,285 (103)  CMO 11,023 (216) 14,753 (528) 25,776 (744)  Total mortgage-backed securities $ 48,610 $ (613) $ 25,211 $ (795) $ 73,821 $ (1,408)   Held to Maturity:  Debt securities:  States and political subdivisions $ 4,548 $ (37) $ 626 $ (37) $ 5,174 $ (74)   Total temporarily impaired  securities $ 75,597 $ (917) $ 33,594 $ (983) $ 109,191 $ (1,900)   Management has assessed the securities available for sale in an unrealized loss position at December 31, 2018 and 2017 and determined the decline in fair value below amortized cost to be temporary. In making this determination, management considered the period of time the securities were in a loss position, the percentage decline in comparison to the securities’ amortized cost, and the financial condition of the issuer (primarily government or government-sponsored enterprises). In addition, management does not intend to sell these securities and it is not more likely than not that the Company will be required to sell these securities before recovery of their amortized cost. Management believes the decline in fair value is primarily related to market interest rate fluctuations and not to the credit deterioration of the individual issuers. The Company holds no securities backed by sub-prime or Alt-A residential mortgages or commercial mortgages and also does not hold any trust-preferred securities.  The Company did not record any other-than-temporary impairment charges in 2018, 2017, or 2016. The credit worthiness of the Company’s portfolio is largely reliant on the ability of U.S. government agencies such as the Federal Home Loan Bank (“FHLB”), Federal National Mortgage Association (“FNMA”), and the Federal Home Loan Mortgage Corporation (“FHLMC”), and municipalities throughout New York State to meet their obligations. In addition, dysfunctional markets could materially alter the liquidity, interest rate, and pricing risk of the portfolio. The stable past performance is not a guarantee for similar performance going forward.

Loans And The Allowance For Loa

Loans And The Allowance For Loan Losses	12 Months Ended
	Dec. 31, 2018
Loans And The Allowance For Loan Losses [Abstract]
Loans And The Allowance For Loan Losses	3. LOANS AND THE ALLOWANCE FOR LOAN LOSSES  Major categories of loans at December 31, 2018 and 2017 are summarized as follows:    December 31, 2018 December 31, 2017  Mortgage loans on real estate: (in thousands)  Residential mortgages $ 158,404 $ 131,208  Commercial and multi-family 592,507 519,902  Construction-Residential 113 2,134  Construction-Commercial 105,196 107,274  Home equities 70,546 69,745  Total real estate loans 926,766 830,263   Commercial and industrial loans 226,057 232,211  Consumer and other loans 1,520 1,654  Net deferred loan origination costs 1,587 1,187  Total gross loans 1,155,930 1,065,315   Allowance for loan losses (14,784) (14,019)   Loans, net $ 1,141,146 $ 1,051,296   Residential Mortgages : The Company originates adjustable-rate and fixed-rate, one-to-four-family residential real estate loans for the construction, purchase, or refinancing of a mortgage. These loans are collateralized by owner-occupied properties located in the Company’s market area and are amortized over a period of 10 to 30 years. Loans on one-to-four-family residential real estate are mostly originated in amounts of no more than 80% of the property’s appraised value or have private mortgage insurance. Mortgage title insurance and hazard insurance are normally required. Construction loans have a unique risk, because they are secured by an incomplete dwelling.  The Bank, in its normal course of business, sells certain residential mortgages which it originates to FNMA. The Company maintains servicing rights on the loans that it sells to FNMA and earns a fee thereon. The Bank determines with each origination of residential real estate loans which desired maturities, within the context of overall maturities in the loan portfolio, provide the appropriate mix to optimize the Bank’s ability to absorb the corresponding interest rate risk within the Company’s tolerance ranges. This practice allows the Company to manage interest rate risk, liquidity risk, and credit risk. At December 31, 2018 and 2017, the Company had approximately $73 million and $78 million, respectively, in unpaid principal balances of loans that it services for FNMA. For the years ended December 31, 2018 and 2017, the Company sold $4 million and $11 million, respectively, in loans to FNMA and realized gains on those sales of $ 38 thousand and $ 156 thousand, respectively. Gains or losses recognized upon the sale of loans are determined on a specific identification basis. The Company had a related asset of approximately $0.6 million for the servicing portfolio rights as of December 31, 2018 and December 31, 2017. There were $0.4 million in loans held for sale at December 31, 2018 and no loans held for sale at December 31, 2017. Loans held for sale are typically in the portfolio for less than a month. As a result, the carrying value approximates fair value. The Company has never been contacted by FNMA to repurchase any loans due to improper documentation or fraud.  Due to the lack of foreclosure activity and absence of any ongoing litigation at December 31, 2018 and 2017, the Company had no accrual for loss contingencies or potential costs associated with foreclosure-related activities at those dates.  Commercial and Multi-Family Mortgages and Commercial Construction Loans : Commercial real estate loans are made to finance the purchases of real estate with completed structures or in the midst of being constructed. These commercial real estate loans are secured by first liens on the real estate, which may include apartments, hotels, retail stores or plazas, healthcare facilities, and other non-owner-occupied facilities. These loans are generally less risky than commercial and industrial loans, since they are secured by real estate and buildings. The Company offers commercial mortgage loans with up to an 80% LTV ratio for up to 20 years on a variable and fixed rate basis. Many of these mortgage loans either mature or are subject to a rate call after three to five years. The Company’s underwriting analysis includes credit verification, independent appraisals, a review of the borrower's financial condition, and the underlying cash flows. Construction loans have a unique risk, because they are secured by an incomplete dwelling.  As of December 31, 2018, there were $406 million in residential and commercial mortgage loans pledged to FHLBNY to serve as collateral for potential borrowings.  Home Equities : The Company originates home equity lines of credit and second mortgage loans (loans secured by a second lien position on one-to-four-family residential real estate). These loans carry a higher risk than first mortgage residential loans because they are in a second position with respect to collateral. Risk is reduced through underwriting criteria, which include credit verification, appraisals, a review of the borrower's financial condition, and personal cash flows. A security interest, with title insurance when necessary, is taken in the underlying real estate.  Commercial and Industrial Loans: These loans generally include term loans and lines of credit. Such loans are made available to businesses for working capital (including inventory and receivables), business expansion (including acquisition of real estate, expansion, and improvements) and equipment purchases. As a general practice, a collateral lien is placed on equipment or other assets owned by the borrower. These loans generally carry a higher risk than commercial real estate loans based on the nature of the underlying collateral, which can be business assets such as equipment and accounts receivable. To reduce the risk, management also attempts to secure real estate as collateral and obtain personal guarantees of the borrowers. To further reduce risk and enhance liquidity, these loans generally carry variable rates of interest, re-pricing in three - to five -year periods, and have a maturity of five years or less. Lines of credit generally carry floating rates of interest (e.g. prime plus a margin).  Consumer Loans : The Company funds a variety of consumer loans, including direct automobile loans, recreational vehicle loans, boat loans, home improvement loans, and personal loans (collateralized and uncollateralized). Most of these loans carry a fixed rate of interest with principal repayment terms typically ranging up to five years, based upon the nature of the collateral and the size of the loan. The majority of consumer loans are underwritten on a secured basis using the underlying collateral being financed. A minimal amount of loans are unsecured, which carry a higher risk of loss. These loans included overdrawn deposit accounts classified as loans of less than $0.1 million at December 31, 2018 and 2017.  The Company maintains an allowance for loan losses in order to capture the probable losses inherent in its loan portfolio. There is a risk that the Company may experience significant loan losses in 2019 and beyond which could exceed the allowance for loan losses. If the Company's assumptions and judgments prove to be incorrect or bank regulators require the Company to increase its provision for loan losses or recognize further loan charge-offs, the Company may have to increase its allowance for loan losses or loan charge-offs which could have a material adverse effect on the Company's operating results and financial condition. There can be no assurance that the Company's allowance for loan losses will be adequate to protect the Company against loan losses that it may incur.  Changes in the allowance for loan losses for the years ended December 31, 2018, 2017 and 2016 follow:       2018 2017 2016  (in thousands)  Balance, beginning of year $ 14,019 $ 13,916 $ 12,883  Provisions for loan losses 1,402 738 1,209  Recoveries 54 350 231  Charge-offs (691) (985) (407)  Balance, end of year $ 14,784 $ 14,019 $ 13,916   The following tables summarize the allowance for loan losses, as of December 31, 2018 and 2017, respectively, by portfolio segment. The segments presented are at the level management uses to assess and monitor the risk and performance of the portfolio.       2018   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 5,204 $ 7,409 $ 109 $ 950 $ 347 $ 14,019  Charge-offs (203) (262) (113) (86) (27) (691)  Recoveries 41 - 12 - 1 54  Provision (Credit) (674) 1,697 98 257 24 1,402  Ending balance $ 4,368 $ 8,844 $ 106 $ 1,121 $ 345 $ 14,784   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 249 $ 716 $ 23 $ 85 $ - $ 1,073  Collectively evaluated  for impairment 4,119 8,128 83 1,036 345 13,711  Total $ 4,368 $ 8,844 $ 106 $ 1,121 $ 345 $ 14,784   Loans:  Ending balance:  Individually evaluated  for impairment $ 3,701 $ 15,290 $ 23 $ 2,814 $ 1,887 $ 23,715  Collectively evaluated  for impairment 222,356 682,413 1,497 155,703 68,659 1,130,628  Total $ 226,057 $ 697,703 $ 1,520 $ 158,517 $ 70,546 $ 1,154,343   N ote : Loan balances do not include $ 1.6 million in net deferred loan origination costs as of December 31, 2018. * includes construction loans       2017   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 4,813 $ 7,890 $ 96 $ 769 $ 348 $ 13,916  Charge-offs (791) (127) (66) - (1) (985)  Recoveries 323 - 24 - 3 350  Provision (Credit) 859 (354) 55 181 (3) 738  Ending balance $ 5,204 $ 7,409 $ 109 $ 950 $ 347 $ 14,019   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 372 $ 643 $ 34 $ 28 $ - $ 1,077  Collectively evaluated  for impairment 4,832 6,766 75 922 347 12,942  Total $ 5,204 $ 7,409 $ 109 $ 950 $ 347 $ 14,019   Loans:  Ending balance:  Individually evaluated  for impairment $ 2,263 $ 9,212 $ 34 $ 2,611 $ 1,785 $ 15,905  Collectively evaluated  for impairment 229,948 617,964 1,620 130,731 67,960 1,048,223  Total $ 232,211 $ 627,176 $ 1,654 $ 133,342 $ 69,745 $ 1,064,128   Note : Loan balances do not include $1.2 million in net deferred loan origination costs as of December 31, 2017. * includes construction loans   A description of the Company’s accounting policies and the methodology used to estimate the allowance for loan losses, including a description of the factors considered in determining the allowance for loan losses, such as historical losses and existing economic conditions, is included in Note 1 to these Consolidated Financial Statements.  The following table provides data, at the class level, of credit quality indicators of certain loans, as of December 31, 2018 and 2017, respectively:      2018  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  Acceptable or better $ 65,932 $ 466,294 $ 532,226 $ 155,687  Watch 30,628 109,409 140,037 57,366  Special Mention - 10,583 10,583 4,105  Substandard 8,636 6,221 14,857 8,870  Doubtful/Loss - - - 29  Total $ 105,196 $ 592,507 $ 697,703 $ 226,057      2017  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  Acceptable or better $ 83,203 $ 418,819 $ 502,022 $ 158,181  Watch 24,071 87,746 111,817 57,827  Special Mention - 4,106 4,106 13,247  Substandard - 9,231 9,231 2,134  Doubtful/Loss - - - 822  Total $ 107,274 $ 519,902 $ 627,176 $ 232,211  The Company’s risk ratings are monitored by the individual relationship managers and changed as deemed appropriate after receiving updated financial information from the borrowers or deterioration or improvement in the performance of a loan is evident in the customer’s payment history. Each commercial relationship is individually assigned a risk rating. The Company also maintains a loan review process that monitors the management of the Company’s commercial loan portfolio by the relationship managers. The Company’s loan review function reviews at least 40% of the commercial loan portfolio annually.  The Company’s consumer loans, including residential mortgages and home equity loans and lines of credit, are not individually risk rated or reviewed as part of the Company’s loan review process. Unlike commercial customers, consumer loan customers are not required to provide the Company with updated financial information. Consumer loans also carry smaller dollar balances. Given the lack of updated information since the initial underwriting of the loan and the small size of individual loans, the Company uses delinquency status as the primary credit quality indicator for consumer loans. Once a consumer loan reaches 60 days past due, management orders an independent appraisal of the underlying collateral and produces a credit report on the borrower. After discounting for potential selling costs and other factors specific to the property or borrower, the book value of the loan is then compared to the collateral value as determined by the appraisal. In situations where the Company holds a junior lien, management accounts for the amount of the senior liens held by other lenders, and the collateral value is more heavily discounted to account for the increased risk. If the loan is ultimately determined to be impaired, it is placed in non-accrual status. Unless the loan is well secured and in the process of collection, all consumer loans that are more than 90 days past due are placed in non-accrual status.  A summary of current, past due, and nonaccrual loans as of December 31, 2018 and 2017 follows:     2018  (in thousands)   Current Non-accruing Total  Balance 30-59 days 60-89 days 90+ days Loans Balance   Commercial and industrial $ 217,625 $ 6,173 $ 565 $ - $ 1,694 $ 226,057  Residential real estate:  Residential 154,063 2,546 332 - 1,463 158,404  Construction 113 - - - - 113  Commercial real estate:  Commercial 582,016 4,546 - - 5,945 592,507  Construction 95,204 1,027 329 - 8,636 105,196  Home equities 69,094 123 76 - 1,253 70,546  Consumer and other 1,514 5 1 - - 1,520  Total Loans $ 1,119,629 $ 14,420 $ 1,303 $ - $ 18,991 $ 1,154,343        2017  (in thousands)   Current Non-accruing Total  Balance 30-59 days 60-89 days 90+ days Loans Balance   Commercial and industrial $ 225,915 $ 4,019 $ 163 $ 365 $ 1,749 $ 232,211  Residential real estate:  Residential 129,251 731 - - 1,226 131,208  Construction 2,134 - - - - 2,134  Commercial real estate:  Commercial 508,044 2,611 - 309 8,938 519,902  Construction 102,109 3,239 1,926 - - 107,274  Home equities 68,415 171 40 - 1,119 69,745  Consumer and other 1,628 11 6 - 9 1,654  Total Loans $ 1,037,496 $ 10,782 $ 2,135 $ 674 $ 13,041 $ 1,064,128   The following table provides data, at the class level, of impaired loans:      At December 31, 2018  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 1,633 $ 2,611 $ - $ 1,785 $ 116 $ 65  Residential real estate:  Residential 2,289 2,483 - 2,337 45 69  Construction - - - - - -  Commercial real estate:  Commercial 6,538 6,914 - 6,733 220 115  Construction 116 116 - 143 - 12  Home equities 1,887 2,058 - 1,952 71 43  Consumer and other - - - - - -  Total impaired loans $ 12,463 $ 14,182 $ - $ 12,950 $ 452 $ 304      At December 31, 2018  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 2,068 $ 2,095 $ 249 $ 2,098 $ 17 $ 125  Residential real estate:  Residential 525 556 85 520 22 3  Construction - - - - - -  Commercial real estate:  Commercial - - - - - -  Construction 8,636 8,975 716 8,793 379 113  Home equities - - - - - -  Consumer and other 23 27 23 23 - 2  Total impaired loans $ 11,252 $ 11,653 $ 1,073 $ 11,434 $ 418 $ 243      At December 31, 2018  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 3,701 $ 4,706 $ 249 $ 3,883 $ 133 $ 190  Residential real estate:  Residential 2,814 3,039 85 2,857 67 72  Construction - - - - - -  Commercial real estate:  Commercial 6,538 6,914 - 6,733 220 115  Construction 8,752 9,091 716 8,936 379 125  Home equities 1,887 2,058 - 1,952 71 43  Consumer and other 23 27 23 23 - 2  Total impaired loans $ 23,715 $ 25,835 $ 1,073 $ 24,384 $ 870 $ 547       At December 31, 2017  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 1,023 $ 1,917 $ - $ 1,704 $ 92 $ 28  Residential real estate:  Residential 2,415 2,594 - 2,456 46 83  Construction - - - - - -  Commercial real estate:  Commercial 2,336 2,469 - 2,449 134 32  Construction 187 187 - 218 - 13  Home equities 1,785 1,892 - 1,828 62 33  Consumer and other - - - - - -  Total impaired loans $ 7,746 $ 9,059 $ - $ 8,655 $ 334 $ 189     At December 31, 2017  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 1,240 $ 1,431 $ 372 $ 1,279 $ 79 $ 12  Residential real estate:  Residential 196 196 28 196 6 3  Construction - - - - - -  Commercial real estate:  Commercial 6,689 6,819 643 6,755 156 129  Construction - - - - - -  Home equities - - - - - -  Consumer and other 34 59 34 37 3 2  Total impaired loans $ 8,159 $ 8,505 $ 1,077 $ 8,267 $ 244 $ 146      At December 31, 2017  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 2,263 $ 3,348 $ 372 $ 2,983 $ 171 $ 40  Residential real estate:  Residential 2,611 2,790 28 2,652 52 86  Construction - - - - - -  Commercial real estate:  Commercial 9,025 9,288 643 9,204 290 161  Construction 187 187 - 218 - 13  Home equities 1,785 1,892 - 1,828 62 33  Consumer and other 34 59 34 37 3 2  Total impaired loans $ 15,905 $ 17,564 $ 1,077 $ 16,922 $ 578 $ 335   There were $ 12.5 million in impaired loans with no related allowance at December 31, 2018 and $ 7.7 million in impaired loans with no related allowance at December 31, 2017. As management identifies impaired loans that are collateral dependent, new appraisals are ordered to determine the fair value of the collateral. It should also be noted that when estimating the fair value of collateral for the purpose of performing an impairment test, management further reduces the appraised value of the collateral to account for estimated selling or carrying costs, age of the appraisal, if applicable, or any other perceived market or borrower-specific risks to the value of the collateral.  The interest income in the preceding table was interest income recognized on accruing TDRs and interest paid prior to loans being identified as non-accrual. The interest income foregone in the preceding table represents interest income that the Company did not recognize on those loans while they were on non-accrual.  The Bank had no loan commitments to borrowers in non-accrual status at December 31, 2018 and 2017.   Troubled debt restructurings (“TDRs”)  The following tables summarize the loans that were classified as troubled debt restructurings as of the dates indicated:      December 31, 2018  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 2,282 $ 275 $ 2,007 $ 154  Residential real estate:  Residential 1,617 266 1,351 14  Construction - - - -  Commercial real estate:  Commercial and multi-family 4,164 3,571 593 -  Construction 8,753 8,637 116 716  Home equities 756 122 634 -  Consumer and other 23 - 23 23  Total TDR loans $ 17,595 $ 12,871 $ 4,724 $ 907       December 31, 2017  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 734 $ 220 $ 514 $ 8  Residential real estate:  Residential 1,656 271 1,385 -  Construction - - - -  Commercial real estate:  Commercial and multi-family 3,854 3,767 87 236  Construction 187 - 187 -  Home equities 794 128 666 -  Consumer and other 25 - 25 24  Total TDR loans $ 7,250 $ 4,386 $ 2,864 $ 268   Any TDR that is placed on non-accrual is not reverted back to accruing status until the borrower makes timely payments as contracted for at least six months and future collection under the revised terms is probable. All of the Company’s restructurings were allowed in an effort to maximize its ability to collect on loans where borrowers were experiencing financial difficulty.  The reserve for a TDR is based upon the present value of the future expected cash flows discounted at the loan’s original effective interest rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent. This reserve methodology is used because all TDR loans are considered impaired. As of December 31, 2018, there were no commitments to lend additional funds to debtors owing on loans whose terms have been modified in TDRs.  The Company’s TDRs have various agreements that involve deferral of principal payments, or interest-only payments, for a period (usually 12 months or less) to allow the borrower time to improve cash flow or sell the property. Other common concessions leading to the designation of a TDR are lines of credit that are termed-out and/or extensions of maturities at rates that are less than the prevailing market rates given the risk profile of the borrower.  The following tables show the data for TDR activity by type of concession granted to the borrower during 2018 and 2017:       Year ended December 31, 2018 Year ended December 31, 2017  (Recorded Investment in thousands) (Recorded Investment in thousands)  Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment   Commercial and Industrial:  Deferral of principal - $ - $ - 1 $ 874 $ 874  Extension of maturity 2 1,651 1,651 - - -  Term-out line of credit 1 29 29 1 180 180  Combination of concessions 1 63 63 - - -  Residential Real Estate & Construction:  Extension of maturity 1 156 156 2 254 272  Commercial Real Estate & Construction:  Deferral of principal 1 8,768 8,768 - - -  Extension of maturity 1 181 181 3 5,073 5,073  Combination of concessions 1 154 154 1 4,179 3,397  Home Equities: - - - - - -  Deferral of principal 1 100 100 1 175 175  Extension of maturity and  interest rate reduction - - - 1 20 20  Consumer and other loans - - - - - -  Modifications made to loans in a troubled debt restructuring did not have a material impact on the Company’s net income for the years ended December 31, 2018 and 2017. All of the C&I and commercial real estate TDRs were already considered impaired and sufficiently reserved for prior to being identified as a TDR.  The general practice of the Bank is to work with borrowers so that they are able to repay their loan in full. If a borrower continues to be delinquent or cannot meet the terms of a TDR and the loan is determined to be uncollectible, the loan will be charged-off to its collateral value. A loan is considered in default when the loan is 90 days past due. The following table presents loans which were classified as TDRs during the preceding twelve months and which subsequently defaulted during the twelve month periods ended December 31, 2018 and 2017, respectively:     Year ended December 31, 2018 Year ended December 31, 2017  (Recorded Investment in thousands) (Recorded Investment in thousands)   Troubled Debt Restructurings Number of Recorded Number of Recorded  That Subsequently Defaulted Contracts Investment Contracts Investment  Commercial and industrial - $ - 1 $ 107  Residential real estate - - 1 151  Commercial real estate - - - -  Home equities - - - -  Consumer and other loans - - - - 

Properties And Equipment

Properties And Equipment	12 Months Ended
	Dec. 31, 2018
Properties And Equipment [Abstract]
Properties And Equipment	 4. PROPERTIES AND EQUIPMENT  Properties and equipment at December 31 were as follows:     2018 2017  (in thousands)  Land $ 268 $ 268  Buildings and improvements 13,258 13,047  Furniture, fixtures, and equipment 16,375 15,504  29,901 28,819  Less accumulated depreciation (19,416) (18,255)  Properties and equipment, net $ 10,485 $ 10,564   Depreciation expense totaled $1.2 million in 2018, 2017, and 2016.

Other Assets

Other Assets	12 Months Ended
	Dec. 31, 2018
Other Assets [Abstract]
Other Assets	5. OTHER ASSETS  Other assets at December 31 were as follows:      2018 2017  (in thousands)  Net deferred tax asset $ 4,417 $ 4,450  Accrued interest receivable 4,594 4,091  State historic tax credit receivable 1,854 4,960  Prepaid expenses 1,451 1,022  Mortgage servicing rights 609 586  Historic tax credit investments 1,243 1,182  Accounts receivable 3,002 2,688  Other 904 671  Total other assets $ 18,074 $ 19,650   

Goodwill And Intangible Assets

Goodwill And Intangible Assets	12 Months Ended
	Dec. 31, 2018
Goodwill and Intangible Assets [Abstract]
Goodwill And Intangible Assets	6. GOODWILL AND INTANGIBLE ASSETS  The Company had $10.5 million in goodwill at December 31, 2018 and $8.1 million at December 31, 2017. The entire amount of goodwill is within the insurance agency activities segment. The Company measures the fair value of the insurance agency reporting unit annually, as of December 31, utilizing market value EBITDA multiples based on industry data and cash flow modeling. When modeling future cash flows, management considered historical information, the operating budget, and strategic goals in projecting net income and cash flows for the next five years. No impairment was recognized as a result of the goodwill impairment test as of December 31, 2018 and 2017, respectively. Further discussion of the Company’s goodwill impairment testing is included in Note 1.  TEA purchased the assets of Richardson and Stout Inc. (“R&S”), an insurance agency in Wellsville, NY, on July 1, 2018, A.M. Smith Group, Inc., an insurance agency in Lockport, NY, on December 31, 2016 and Mietus Agency, an insurance agency in Derby, NY on January 1, 2017. Intangible assets related to those acquisitions are reflected in the table below:     2018 Gross Carrying Amount Accumulated Amortization Net Weighted Avg Amortization Period  (in thousands)   Insurance expirations $ 2,865 $ (393) $ 2,472 6 years      2017 Gross Carrying Amount Accumulated Amortization Net Weighted Avg Amortization Period  (in thousands)   Insurance expirations $ 565 $ (113) $ 452 4 years   Amortization expense related to intangibles for the years ended December 31, 2018, 2017, and 2016 was $280 thousand, $113 thousand, and $0, respectively. Estimated amortization expense for each of the four succeeding fiscal years is as follows:       Year Ending December 31 Amount  (in thousands)  2019 $ 447  2020 447  2021 447  2022 334  2023 - 2025 797  $ 2,472 

Deposits

Deposits	12 Months Ended
	Dec. 31, 2018
Deposits [Abstract]
Deposits	7. DEPOSITS  Time deposits of $250 thousand and over, excluding brokered deposits, totaled $59.5 million and $40.2 million at December 31, 2018 and 2017, respectively. Brokered time deposits totaled $41.0 million and $1.2 million at December 31, 2018 and 2017, respectively. There were overdrawn deposit accounts classified as loans of less than $0.1 million at both December 31, 2018 and 2017.  At December 31, 2018, the scheduled maturities of all time deposits were as follows:    (in thousands)  2019 $ 193,937  2020 50,144  2021 41,655  2022 8,118  2023 7,373  $ 301,227 

Borrowed Funds And Junior Subor

Borrowed Funds And Junior Subordinated Debentures	12 Months Ended
	Dec. 31, 2018
Borrowed Funds And Junior Subordinated Debentures [Abstract]
Borrowed Funds And Junior Subordinated Debentures	 8. BORROWED FUNDS AND JUNIOR SUBORDINATED DEBENTURES  Other borrowings at December 31, 2018 consist of a $10 million advance from the FHLB with a fixed interest rate of 1.73% that matures in 2020 .   The Bank has the ability to borrow additional funds from the FHLB based on the securities or real estate loans that can be used as collateral and to purchase additional federal funds through one of the Bank’s correspondent banks. Given the current collateral available, additional advances of up to $215 million can be drawn on the FHLB via the Bank’s Overnight Line of Credit Agreement. The Bank also has the ability to purchase up to $1 8 million in federal funds from its correspondent banks.  As a member of the Federal Home Loan Bank System, the Bank is required to hold stock in FHLBNY. The Bank held FHLBNY stock with a carrying value of $1 million and $5 million as of December 31, 2018 and December 31, 2017, respectively.  The amounts and interest rates of other borrowed funds were as follows:     FHLB Overnight Line of Credit FHLB Advances Total Other Borrowings  (in thousands)  At December 31, 2018  Amount outstanding $ - $ 10,000 $ 10,000  Weighted-average interest rate - % 1.73 % 1.73 %   For the year ended December 31, 2018  Highest amount at a month end $ 78,900 $ 10,000  Daily average amount outstanding $ 20,981 $ 10,000 $ 30,981  Weighted-average interest rate 1.76 % 1.73 % 1.75 %   At December 31, 2017  Amount outstanding $ 78,250 $ 10,000 $ 88,250  Weighted-average interest rate 1.53 % 1.73 % 1.55 %   For the year ended December 31, 2017  Highest amount at a month end $ 78,250 $ 10,000  Daily average amount outstanding $ 16,491 $ 10,000 $ 26,491  Weighted-average interest rate 1.36 % 1.73 % 1.50 %   At December 31, 2016  Amount outstanding $ 18,200 $ 10,000 $ 28,200  Weighted-average interest rate 0.74 % 1.73 % 1.09 %   For the year ended December 31, 2016  Highest amount at a month end $ 49,100 $ 10,000  Daily average amount outstanding $ 16,011 $ 10,000 $ 26,011  Weighted-average interest rate 0.61 % 1.73 % 1.05 %  On October 1, 2004 , Evans Capital Trust I, a statutory business trust wholly-owned by the Company (the “Trust”), issued $11.0 million in aggregate principal amount of floating rate preferred capital securities due November 23, 2034 (the “Capital Securities”) and $330 thousand of common securities (the “Common Securities”). The Capital Securities represent preferred undivided interests in the assets of the Trust. Under the Federal Reserve Board’s current risk-based capital guidelines, the Capital Securities are includable in the Company’s Tier 1 (Core) capital. The Common Securities are wholly-owned by the Company and are the only class of the Trust’s securities possessing general voting powers.  The Capital Securities have a distribution rate of three-month LIBOR plus 2.65% , and the distribution dates are February 23, May 23, August 23, and November 23. The distribution rate was 5.34% at December 31, 2018.  The proceeds from the issuances of the Capital Securities and Common Securities were used by the Trust to purchase $11.3 million in aggregate liquidation amount of floating rate junior subordinated deferrable interest debentures (“Junior Subordinated Debentures”) of the Company, due October 1, 2037 , which are comprised of $11.0 million of Capital Securities and $330 thousand of Common Securities. The $330 thousand of Common Securities represent the initial capital contribution of the Company to the Trust, which, in accordance with the provisions of ASC Topic 810 "Consolidation," have not been consolidated and are included in “Other Assets” on the consolidated balance sheet.  The Junior Subordinated Debentures represent the sole assets of the Trust, and payments under the Junior Subordinated Debentures are the sole source of cash flow for the Trust. The interest rate payable on the Junior Subordinated Debentures was 5.34% at December 31, 2018.  Holders of the Capital Securities receive preferential cumulative cash distributions on each distribution date at the stated distribution rate, unless the Company exercises its right to extend the payment of interest on the Junior Subordinated Debentures for up to twenty quarterly periods, in which case payment of distributions on the respective Capital Securities will be deferred for comparable periods. During an extended interest period, in accordance with terms as defined in the indenture relating to the Capital Securities, the Company may not pay dividends or distributions on, or repurchase, redeem, or acquire any shares of its capital stock. The agreements governing the Capital Securities, in the aggregate, provide a full, irrevocable, and unconditional guarantee by the Company of the payment of distributions on, the redemption of, and any liquidation distribution with respect to the Capital Securities. The obligations under such guarantee and the Capital Securities are subordinate and junior in right of payment to all senior indebtedness of the Company.  The Capital Securities will remain outstanding until the Junior Subordinated Debentures are repaid at maturity, are redeemed prior to maturity, or are distributed in liquidation to the Trust. The Capital Securities are mandatorily redeemable in whole, but not in part, upon repayment at the stated maturity dates of the Junior Subordinated Debentures or the earlier redemption of the Junior Subordinated Debentures in whole upon the occurrence of one or more events (“Events”) set forth in the indentures relating to the Capital Securities, and in whole or in part at any time contemporaneously with the optional redemption of the related Junior Subordinated Debentures in whole or in part. The Junior Subordinated Debentures are redeemable prior to their stated maturity dates at the Company’s option: (i) on or after the stated optional redemption dates, in whole at any time, or in part from time to time; or (ii) in whole, but not in part, at any time within 90 days following the occurrence and during the continuation of one or more of the Events, in each case subject to possible regulatory approval. The redemption price of the Capital Securities and the related Junior Subordinated Debentures upon early redemption would be at the liquidation amount plus accumulated but unpaid distributions.

Securities Sold Under Agreement

Securities Sold Under Agreements To Repurchase	12 Months Ended
	Dec. 31, 2018
Securities Sold Under Agreements To Repurchase [Abstract]
Securities Sold Under Agreements To Repurchase	9. SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE  The Bank enters into agreements with customers to sell securities owned by the Bank to the customers and repurchase the identical security, within one business day. No physical movement of the securities is involved. The customers are informed the securities are held in safekeeping by the Bank on behalf o f the customers. The Bank had $3.1 million and $ 9.3 million in securities sold under agreement to repurchase at December 31, 2018 and 2017, respectively.

Comprehensive Income (Loss)

Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2018
Comprehensive Income (Loss) [Abstract]
Comprehensive Income (Loss)	 10. COMPREHENSIVE INCOME (LOSS)  The following tables display the components of other comprehensive income (loss), net of tax:    Balance at December 31, 2017 Net Change Balance at December 31, 2018  (in thousands)  Net unrealized loss on investment securities $ (1,049) $ (1,299) $ (2,348)  Net defined benefit pension plan adjustments (2,368) (637) (3,005)  Total $ (3,417) $ (1,936) $ (5,353)      Balance at December 31, 2016 Net Change Balance at December 31, 2017  (in thousands)  Net unrealized loss on investment securities $ (365) $ (684) $ (1,049)  Net defined benefit pension plan adjustments (2,059) (309) (2,368)  Total $ (2,424) $ (993) $ (3,417)      Balance at December 31, 2015 Net Change Balance at December 31, 2016  (in thousands)  Net unrealized loss on investment securities $ 475 $ (840) $ (365)  Net defined benefit pension plan adjustments (2,285) 226 (2,059)  Total $ (1,810) $ (614) $ (2,424)     December 31, 2018 (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized loss on investment securities:  Unrealized (loss) gain on investment securities $ (1,756) $ 457 $ (1,299)   Defined benefit pension plans adjustments:  Net actuarial (loss) gain $ (987) $ 196 $ (791)  Reclassifications from accumulated other  comprehensive income for gains (losses)  Amortization of prior service cost (a) 31 (5) 26  Amortization of actuarial loss (a) 169 (41) 128  Net change (787) 150 (637)   Other Comprehensive Income (Loss) $ (2,543) $ 607 $ (1,936)   (a) Included in net periodic pension cost as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”         December 31, 2017 (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Tax effect reclass due to TCJA Total Net Change  Unrealized loss on investment securities:  Unrealized (loss) gain on investment securities $ (826) $ 319 $ (507) $ (177) $ (684)   Defined benefit pension plans adjustments:  Net actuarial gain (loss) $ (30) $ 11 $ (19)  Reclassifications from accumulated other  comprehensive income for gains (losses)  Amortization of prior service cost (a) 31 (4) 27  Amortization of actuarial loss (a) 173 (36) 137  Net change 174 (29) 145 (454) (309)   Other Comprehensive Income (Loss) $ (652) $ 290 $ (362) $ (631) $ (993)  (a) Included in net periodic pension cost as described in Note 11 – “Employee Benefits and Deferred Compensation Plans ”   December 31, 2016 (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized loss on investment securities:  Unrealized (loss) gain on investment securities $ (1,355) $ 515 $ (840)   Defined benefit pension plans adjustments:  Net actuarial gain (loss) $ 110 $ (42) $ 68  Reclassifications from accumulated other  comprehensive income for gains (losses)  Amortization of prior service cost (a) 31 (12) 19  Amortization of actuarial loss (a) 221 (82) 139  Net change 362 (136) 226   Other Comprehensive Income (Loss) $ (993) $ 379 $ (614)  (a) Included in net periodic pension cost as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”

Employee Benefits And Deferred

Employee Benefits And Deferred Compensation Plans	12 Months Ended
	Dec. 31, 2018
Employee Benefits And Deferred Compensation Plans [Abstract]
Employee Benefits And Deferred Compensation Plans	 11. EMPLOYEE BENEFITS AND DEFERRED COMPENSATION PLANS  Employees’ Pension Plan The Bank has a defined benefit pension plan that covered substantially all employees of the Company and its subsidiaries (the “Pension Plan”). The Pension Plan provides benefits that are based on the employees’ compensation and years of service. The Bank uses an actuarial method of amortizing prior service cost and unrecognized net gains or losses which result from actual experience and assumptions being different than those that are projected. The amortization method the Bank uses recognizes the prior service cost and net gains or losses over the average remaining service period of active employees which exceeds the required amortization. The Pension Plan was frozen effective January 31, 2008. Under the freeze, eligible employees will receive the benefits already earned through January 31, 2008 at retirement, but will not be able to accrue any additional benefits. As a result, service cost will no longer be incurred.  Selected Financial Information for the Pension Plan is as follows:      12/31/2018 12/31/2017  Change in benefit obligation: (in thousands)  Benefit obligation at the beginning of the year $ 5,842 $ 5,524  Service cost - -  Interest cost 205 216  Assumption change (491) 245  Actuarial (gain) loss 50 62  Benefits paid (216) (205)  Benefit obligation at the end of the year 5,390 5,842   Change in plan assets:  Fair value of plan assets at the beginning of year 5,787 4,266  Actual return on plan assets (391) 726  Employer contributions - 1,000  Benefits paid (216) (205)  Fair value of plan assets at the end of year 5,180 5,787   Funded status $ (210) $ (55)   Amount recognized in the Consolidated Balance Sheets consist of:  Accrued benefit liabilities $ (210) $ (55)   Amount recognized in the Accumulated Other Comprehensive Loss consists of:  Net actuarial loss $ 2,372 $ 2,192  Prior service cost - -  Net amount recognized in equity - pre-tax $ 2,372 $ 2,192   Accumulated benefit obligation at year end $ 5,390 $ 5,842   Assumptions used by the Bank in the determination of Pension Plan information consisted of the following:       2018 2017 2016  Discount rate for projected benefit obligation 4.20 % 3.55 % 3.95 %  Discount rate for net periodic pension cost 3.55 % 3.95 % 4.17 %  Rate of increase in compensation levels - % - % - %  Expected long-term rate of return of plan assets 5.50 % 6.50 % 6.50 %  The components of net periodic benefit cost consisted of the following:       2018 2017 2016  (in thousands)  Service cost $ - $ - $ -  Interest cost 205 216 221  Expected return on plan assets (312) (275) (263)  Net amortization and deferral 83 92 85  Net periodic benefit cost $ (24) $ 33 $ 43  The components of net periodic benefit cost other than the service cost component are included in the line item “other expense” in the income statement.  The estimated amounts to be amortized from accumulated other comprehensive loss into net periodic cost in 2019 for amortization of actuarial loss will be $97 thousand.  The Company did not contribute to the Pension Plan in 2018 and expects that it will no t contribute to the Pension Plan in 2019.  The expected long-term rate of return on Pension Plan assets assumption was determined based on historical returns earned by equity and fixed income securities, adjusted to reflect future return expectations based on plan targeted asset allocation. Equity and fixed income securities were assumed to earn returns in the ranges of 5% to 10% and 4% to 5% , respectively. When these overall return expectations are applied to the Pension Plan’s targeted allocation, the expected rate of return was determined to be 5.50% , which is within the range of expected return. The Company’s management will continue to evaluate its actuarial assumptions, including the expected rate of return, at least annually, and will adjust as necessary.  The weighted average asset allocation of the Pension Plan at December 31, 2018 and 2017, the Pension Plan measurement date, was as follows:      Asset Category: 2018 2017  Equity mutual funds 26.53 % 25.93 %  Fixed income mutual funds 71.61 % 72.17 %  Cash/Short-term investments 1.86 % 1.90 %  100.00 % 100.00 %  The portfolio is invested in accordance with sound investment practices that emphasize long-term investment fundamentals. Consistent with this approach, the investment strategy is to diversify the portfolio in order to reduce risk and to maintain sufficient liquidity to meet the obligations of the Plan. The Plan’s long-term asset allocation under normal market conditions is 25% equity investment and 75% fixed income assets and other short term investments and cash equivalents. The investment objective of the allocation in equity investments emphasizes long term capital appreciation. These equity investments are diversified across market capitalization, industries, style and geographical location. The investment objective of the fixed income allocation is to generally provide a diversified source of income with an awareness of capital preservation. The primary objective of the investment philosophy is capital preservation.   The major categories of assets in the Bank’s Pension Plan as of year-end are presented in the following table. Assets are segregated according to their investment objective by the level of the valuation inputs within the fair value hierarchy established by ASC Topic 820 utilized to measure fair value (see Note 21 – Fair Value of Financial Instruments).      2018 2017  (in thousands)  Level 1:  Mutual funds:  Short-term investments:  Money market $ 96 $ 110  Fixed Income: 3,710 4,176  Equities:  Small cap - 243  Large cap 576 520  International large cap 789 497  International small cap 9 123  Emerging markets - 118  $ 5,180 $ 5,787  The mutual funds are actively traded with market quotes available on at least a daily basis. Therefore, they are Level 1 assets.  The discount rate utilized by the Company for determining future pension obligations is based on a review of long-term bonds that receive one of the two highest ratings given by a recognized rating agency. The discount rate determined on this basis increased from 3.55% at December 31, 2017 to 4.20% at December 31, 2018 for the Company's Pension Plan.  Expected benefit payments under the Pension Plan over the next ten years at December 31, 2018 are as follows:     (in thousands)  2019 $ 219  2020 217  2021 232  2022 266  2023 289  Year 2024 - 2028 1,692  Supplemental Executive Retirement Plans The Bank also maintains a non-qualified supplemental executive retirement plan (the “SERP”) covering certain members of the Company’s senior management. The SERP was amended during 2003 to provide a benefit based on a percentage of final average earnings, as opposed to the fixed benefit that was provided for in the superseded plan. On April 8, 2010, the Compensation Committee of the Board of Directors of the Company approved the adoption of the Evans Bank, N.A. Supplemental Executive Retirement Plan for Senior Executives (“the Senior Executive SERP”). The “old” SERP plan will keep its participants at the time of the creation of the Senior Executive SERP, but any future executives identified by the Board of Directors as eligible for SERP benefits will participate in the Senior Executive SERP. A participant is generally entitled to receive a benefit under the Senior Executive SERP upon a termination of employment, other than for “cause”, after the participant has completed 10 full calendar years of service with the Bank. No benefit is payable under the Senior Executive SERP if the participant’s employment is terminated for “cause” or if the participant voluntarily terminates before completing 10 full calendar years of service with the Bank. In addition, the payment of benefits under the Senior Executive SERP is conditioned upon certain agreements of the participant related to confidentiality, cooperation, non-competition, and non-solicitation. A participant will be entitled to a retirement benefit under the Senior Executive SERP if his or her employment with the Bank terminates other than for “cause”. The “accrued benefit” is based on a percentage of the participant’s final average earnings, which is determined based upon the participant’s total annual compensation over the highest consecutive five calendar years of the participant’s employment with the Bank, accrued over the participant’s “required benefit service”. The percentages and years of service requirements are set forth in each participant’s Participation Agreement, and range from 25% to 35% and from 15 to 20 years. The obligations related to the two SERP plans are indirectly funded by various life insurance contracts naming the Bank as beneficiary. The Bank has also indirectly funded the SERPs, as well as other benefits provided to other employees, through bank-owned life insurance. The Bank uses an actuarial method of amortizing unrecognized net gains or losses which result from actual experience and assumptions being different than those that are projected. The amortization method the Bank is using recognizes the net gains or losses over the average remaining service period of active employees, which exceeds the required amortization.  Selected financial information for the two SERP plans is as follows:      12/31/2018 12/31/2017  Change in benefit obligation: (in thousands)  Benefit obligation at the beginning of the year $ 4,542 $ 4,255  Service cost 187 168  Interest cost 137 137  Actuarial (gain) loss 725 175  Benefits paid (193) (193)  Benefit obligation at the end of the year 5,398 4,542   Change in plan assets:  Fair value of plan assets at the beginning of year - -  Actual return on plan assets - -  Employer contributions 193 193  Benefits paid (193) (193)  Fair value of plan assets at the end of year - -   Funded status $ (5,398) $ (4,542)   Amount recognized in the Consolidated Balance Sheets consist of:  Accrued benefit liabilities $ (5,398) $ (4,542)   Amount recognized in the Accumulated Other Comprehensive Loss consists of:  Net actuarial loss $ 1,480 $ 841  Prior service cost 125 156  Net amount recognized in equity - pre-tax $ 1,605 $ 997   Accumulated benefit obligation at year end $ 5,047 $ 4,007  Assumptions used by the Bank in the determination of SERP information consisted of the following:      2018 2017 2016  Discount rate for projected benefit obligation 3.84 % 3.09 % 3.30 %  Discount rate for net periodic pension cost 3.09 % 3.30 % 3.38 %  Salary scale 6.00 % 3.00 % 3.00 %   The discount rate utilized by the Company for determining future pension obligations is based on a review of long-term bonds that receive one of the two highest ratings given by a recognized rating agency. The discount rate determined on this basis increased from 3.09% at December 31, 2017 to 3.84% at December 31, 2018 (i.e. the measurement date) for the SERP.  The components of net periodic benefit cost consisted of the following:     2018 2017 2016  (in thousands)  Service cost $ 187 $ 168 $ 188  Interest cost 137 137 144  Net amortization and deferral 117 112 167  Net periodic benefit cost $ 441 $ 417 $ 499   The estimated amounts to be amortized from accumulated other comprehensive loss into net periodic benefit cost in 2019 for prior service costs and actuarial loss will be $31 thousand and $235 thousand, respectively.  Expected benefit payments under the SERP over the next ten years at December 31, 2018 are as follows:      (in thousands)  2019 $ 378  2020 378  2021 285  2022 3,029  2023 285  Year 2024 - 2028 1,125 Other Compensation Plans  The Company has a non-qualified deferred compensation plan whereby directors and certain officers may defer a portion of their base pre-tax compensation. Additionally, the Company has a non-qualified executive incentive retirement plan, whereby the Company defers on behalf of certain officers a portion of their base compensation until retirement or termination of service, subject to certain vesting arrangements. Aggregate expense under these plans was approximately $147 thousand in 2018, $107 thousand in 2017, and $110 thousand in 2016. The benefit obligation, included in other liabilities in the Company’s consolidated balance sheets, was $2.1 million at December 31, 2018, $2.0 million at December 31, 2017 and $2.2 million at December 31, 2016.  These benefit plans are indirectly funded by bank-owned life insurance contracts with a total aggregate cash surrender value of approximately $28.4 million and $27.7 million at December 31, 2018 and 2017, respectively. Increases in cash surrender value are included in other non-interest income on the Company’s Consolidated Statements of Income. Endorsement split-dollar life insurance benefits have also been provided to directors and certain officers of the Bank and its subsidiaries during employment.  The Bank also has a defined contribution retirement and thrift 401(k) Plan (the “401(k) Plan”) for its employees who meet certain length of service and age requirements. The provisions of the 401(k) Plan allow eligible employees to contribute a portion of their annual salary, up to the IRS statutory limit. The 401(k) plan includes a Qualified Automatic Contribution Arrangement (“QACA”). This arrangement features automatic deferred contributions with annual escalation, a QACA matching contribution, and an additional matching contribution. Employees vest in employer contributions over six years. The Company’s expense under the 401(k) Plan was approximately $956 thousand, $818 thousand, and $727 thousand for the years ended December 31, 2018, 2017, and 2016, respectively.

Stock-Based Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2018
Stock-Based Compensation [Abstract]
Stock-Based Compensation	12. STOCK-BASED COMPENSATION  At December 31, 2018, the Company had two stock-based compensation plans, which are described below. The Company accounts for the fair value of its grants under these plans in accordance with ASC Topic 718, “Compensation – Stock Compensation”. The compensation cost charged against income for those plans was $577 thousand, $456 thousand, and $380 thousand for 2018, 2017, and 2016, respectively, and is included in “Salaries and Employee Benefits” in the Company’s Consolidated Statements of Income. All stock option and restricted stock expense is recorded on a straight-line basis over the expected vesting term. In addition, expenses for director stock-based compensation were recognized to reflect $153 thousand, $120 thousand, and $98 thousand in 2018, 2017, and 2016, respectively, as part of “Other” expense in the Company’s Consolidated Statements of Income.  2009 Long-Term Equity Incentive Plan  Under the Company’s 2009 Long-Term Equity Incentive Plan (the “2009 Plan”) and, prior to the adoption of the 2009 Plan by shareholders in April 2009, under the Company’s 1999 Employee Stock Option and Long-Term Incentive Plan (the “1999 Plan” and together with the 2009 Plan, the “Equity Plans”), the Company has granted options or restricted stock to officers, directors and key employees of the Company and its subsidiaries. Under the Equity Plans, the Company was authorized to issue up to 629,796 shares of common stock. Under the Equity Plans, the exercise price of each option is not to be less than 100% of the market price of the Company’s stock on the date of grant and an option’s maximum term is ten years. If available, the Company normally issues shares out of its treasury for any options exercised or restricted shares issued. The options have vesting schedules from 12 months through 4 years. At December 31, 2018, there were a total of 70,921 shares available for grant under the 2009 Plan. The Company may no longer make grants under the 1999 Plan.  The fair value of each option grant is estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted-average assumptions:    2018 2017 2016  Dividend Yield 2.04 % 2.03 % 2.88 %  Expected Life (years) 6.81 6.95 6.77  Expected Volatility 16.57 % 17.34 % 17.25 %  Risk-free Interest Rate 2.82 % 2.24 % 1.78 %  Weighted Average Fair Value $ 7.63 $ 6.41 $ 3.05   The Company used historical volatility calculated using daily closing prices for its common stock over periods that match the expected term of the option granted to estimate the expected volatility. The risk-free interest rate assumption was based upon U.S. Treasury yields appropriate for the expected term of the Company's stock options based upon the date of grant. The expected dividend yield was based upon the Company's recent history of paying dividends. The expected life was based upon the options’ expected vesting schedule and historical exercise patterns.  Stock options activity for 2018 was as follows:    Options Weighted Average Exercise Price Weighted Average Remaining Contractual Term (years) Aggregate Intrinsic Value (in thousands)  Balance, December 31, 2017 241,220 $ 20.53  Granted 28,660 45.20  Exercised (43,761) 15.79  Expired (330) 39.50  Forfeited (6,821) 36.40  Balance, December 31, 2018 218,968 $ 24.18 5.17 $ 2,386   Exercisable, December 31, 2018 152,542 $ 18.96 3.88 $ 2,181   Future compensation cost expected to be expensed over the weighted average remaining contractual term for remaining outstanding options is $266 thousand. The unrecognized compensation cost is scheduled to be recognized as follows:      (in thousands)  2019 $ 120  2020 85  2021 51  2022 10  Restricted stock award activity for 2018 was as follows:    Shares Weighted Average Grant Date Fair Value  Balance, December 31, 2017 36,254 $ 31.34  Granted 18,505 44.61  Vested (16,303) 30.77  Forfeited (3,111) 37.53  Balance, December 31, 2018 35,345 $ 38.01  As of December 31, 2018, there was $859 thousand in unrecognized compensation cost related to restricted share-based compensation arrangements granted under the Equity Plans. The unrecognized compensation cost is scheduled to be recognized as follows:      (in thousands)  2019 $ 416  2020 260  2021 154  2022 29  During fiscal years 2018, 2017, and 2016, the following activity occurred under the Company’s plans:      2018 2017 2016  (in thousands)  Total intrinsic value of stock options exercised $ 1,237 $ 567 $ 92  Total fair value of restricted stock awards vested $ 736 $ 645 $ 349   Employee Stock Purchase Plan  The Company also maintains the Evans Bancorp, Inc. Employee Stock Purchase Plan (the “Purchase Plan”). As of December 31, 2018, there were 104,123 shares of common stock available to issue to full-time employees of the Company and its subsidiaries, nearly all of whom are eligible to participate. Under the terms of the Purchase Plan, employees can choose each year to have up to 15% of their annual base earnings withheld to purchase the Company’s common stock. Prior to 2017, the Company granted options on January 1 and July 1 of each year during the term of the Purchase Plan. The purchase price of the stock was 85% of the lower of its price on the grant date (January 1 and July 1) or the exercise date (June 30 and December 31). Starting in 2017, employees can purchase stock only on June 30 and December 31 each year during the term of the Purchase Plan for 85% of the price on the purchase date. The Company no longer grants employees the option to purchase the stock at the lower of the price at the beginning or end or the purchase periods. Under the Purchase Plan, the Company issued 1 0,821, 7 ,610, and 10,59 6 shares to employees in 2018, 2017, and 2016, respectively. In 2018 and 2017, the compensation cost is calculated by the value of the 15% discount only. In 2016, compensation cost was recognized for the fair value of the employees’ purchase rights, which was estimated using the Black-Scholes model with assumptions depicted in the following table.     2016  Dividend Yield 2.93 %  Expected Life (years) 0.50  Expected Volatility 22.97 %  Risk-free Interest Rate 0.43 %  Weighted Average Fair Value $ 7.71  The compensation cost that was charged against income for the Purchase Plan was $61 thousand, $47 thousand, and $75 thousand for 2018, 2017, and 2016, respectively.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2018
Income Taxes [Abstract]
Income Taxes	13. INCOME TAXES  The components of the provision for income taxes were as follows:       2018 2017 2016  (in thousands)  Current federal tax expense $ 1,182 $ 2,041 $ 1,990  Current state tax expense 606 18 4  Total current tax expense 1,788 2,059 1,994   Deferred federal tax expense (benefit) $ - $ 2,441 $ (405)  Deferred state tax expense 495 709 334  Total deferred tax expense (benefit) 495 3,150 (71)   Total income tax provision $ 2,283 $ 5,209 $ 1,923   The Company’s provision for income taxes differs from the amounts computed by applying the federal income tax statutory rates to income before income taxes. A reconciliation of the differences is as follows:       2018 2017 2016  Amount Percent Amount Percent Amount Percent  (in thousands)  Tax provision at statutory rate $ 3,914 21 % $ 5,334 34 % $ 3,466 34 %  Change in taxes resulting from:  Tax-exempt income (287) (2) (589) (4) (522) (5)  Historic tax credit (2,043) (11) (1,869) (12) (1,413) (14)  State taxes, net of federal benefit 871 5 455 2 236 2  Deferred tax asset remeasurement - - 2,074 13 - -  Other items, net (172) (1) (196) - 156 2  Income tax provision $ 2,283 12 % $ 5,209 33 % $ 1,923 19 %  In 2018, the Company recognized the impact of its investments in partnerships that incurred expenses related to the rehabilitation of certified historic structures located in New York State after the historic structures were placed in service. At the time a historic structure is placed in service, the Bank is eligible for a federal and New York State tax credit. As noted in Note 1 to these Consolidated Financial Statements, f or New York State, any new credit earned from rehabilitated historic properties placed in service on or after January 1, 2015 not used in the current tax year will be treated as a refund or overpayment of tax to be credited to the next year’s tax. Since the realization of the tax credit does not depend on the Bank’s generation of future taxable income or the Bank’s ongoing tax status or tax position, the refund is not considered an element of income tax accounting (ASC 740). In such cases, the Bank would not record the credit as a reduction of income tax expense; rather, the Bank includes the refundable New York State tax credit in non-interest income with a corresponding receivable recorded in other assets.  The following table presents the impact on the results of operations from the Bank’s historic tax credit activity for the years ended December 31, 2018, 2017 and 2016.      2018 2017 2016   Loss on tax credit investment $ (2,870) $ (3,997) $ (3,022)  Refundable state historic tax credit 1,982 2,843 2,117  Income tax benefit 2,043 1,869 1,413  Total HTC income $ 1,155 $ 715 $ 508    At December 31, 2018 and 2017 the components of the net deferred tax asset were as follows:     2018 2017  (in thousands)  Deferred tax assets:  Pension and SERP plans $ 1,452 $ 1,184  Allowance for loan and lease losses 3,788 3,566  Non accrued interest 68 58  Deferred compensation 614 594  Litigation accrual - 1  Loss on investment in tax credit 490 454  Stock options granted 165 137  Historic tax credit carryforward - 518  Leases 119 109  Net unrealized losses on securities 822 364  Gross deferred tax assets $ 7,518 $ 6,985   Deferred tax liabilities:  Depreciation and amortization $ 1,637 $ 1,428  Prepaid expenses 616 479  Deferred dividend income 356 192  Mortgage servicing asset 158 151  Gross deferred tax liabilities $ 2,767 $ 2,250   Valuation allowance (334) (285)  Net deferred tax asset $ 4,417 $ 4,450  The net deferred tax asset at December 31, 2018 and 2017 is included in “other assets” in the Company’s consolidated balance sheets.  In assessing the ability of the Company to realize the benefit of the deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during the periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, availability of operating loss carrybacks, projected future taxable income, and tax planning strategies in making this assessment. Based upon the level of historical taxable income, the opportunity for net operating loss carrybacks, and projections for future taxable income over the periods which deferred tax assets are deductible, management believes it is more likely than not that the Company will generate sufficient taxable income to realize the benefits of these deductible differences at December 31, 2018, except for a valuation allowance of $205 thousand on the net deferred tax asset for the investment in historic tax credits of $490 thousand and an allowance of $129 thousand on the net deferred tax asset for pension and SERP plans of $1.5 million. In assessing the need for a valuation allowance for the deferred tax assets for the investments in historic tax credits and for the SERP, the Company considered all positive and negative evidence in assessing whether the weight of available evidence supports the recognition of some or all of the deferred tax assets.  In regard to historic tax credit investments, because of the tax nature of the loss to be recognized when the investment is ultimately sold (which for tax purposes will give rise to a capital loss), the Company has limited capital gains to use in the future to be able to utilize the capital losses from these investments. Therefore, the Company’s assessment of the deferred tax asset warrants the need for a valuation allowance to be recognized on the deferred tax asset that it determined is more-likely-than-not to not be realized. The amount of remaining capital loss includes the projected capital basis after taking the tax credit, expected losses, and cash distributions.  In regard to the deferred tax asset related to the SERP, given the lump sum distribution election made by one of the Company’s executives, the Company expects it will pay that executive a SERP benefit of more than $1 million in a single fiscal year. Per Section 162(m) of the Internal Revenue Code and IRS Notice 2018-68, the amount exceeding $1 million that is above the “grandfathered” amount is not deductible for income tax purposes. The Company therefore determined it is more-likely-than-not that the projected benefit obligation increases after December 31, 2017 for the executive’s SERP benefit will not be deductible.  The state historic tax credit carryforward has an indefinite life with no expiration date in which to utilize the credit.  The Company did no t have any unrecognized tax benefits for the years ended December 31, 2018, 2017, and 2016.  There were no accrued penalties and interest at December 31, 2018 and 2017.  The Company is subject to routine audits of its tax returns by the Internal Revenue Service (“IRS”) and various state taxing authorities. In 2017, the Company concluded a NYS audit covering the years 2011 -2014. The most recent IRS audit was completed in 2010 and covered the years 2006-2008. These audits concluded with no material adverse findings. The tax years 2015 -2017 for NYS and 2015 - 2017 for the IRS remain subject to examination.  The TCJA was signed into law on December 22, 2017. The most significant impact of the TCJA has been on the Company’s marginal federal tax rate in 2018 and beyond, which decreased from 35% to 21% . The change in the corporate tax rate resulted in a $2.1 million expense related to the remeasurement of the Company’s deferred tax asset as of December 31, 2017. Approximately $0.6 million of the $2.1 million expense is associated with deferred taxes related to unrealized gains on available-for-sale investment securities and the unamortized actuarial losses on the Pension Plan and the SERPs which were originally created through other comprehensive income (“OCI”). The Company reclassified the $0.6 million charge related to deferred tax expense for items originally recorded through OCI from OCI to retained earnings per ASU 2018-02, “Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income,” released in February 2018 and early adopted by the Company for the period ended December 31, 2017.  Other significant aspects of the TCJA that have had a direct impact on the Company include:  · The Company is active in the historic rehabilitation tax credit (“HTC”) market. Before the TCJA, HTC’s were allowed for 20% of qualified rehabilitation expenses (“QRE”) in the year the property is placed in service. For properties owned before December 31, 2017 in which construction is started by June 22, 2018 and completed by December 22, 2019, the old rules still apply. The Company has two remaining projects that fit these criteria. For all other projects, the HTC for 20% of QRE will now be taken over a 5 year period rather than all in the first year. This delay in cash flows to investors will negatively impact the pricing on HTC’s. The Company earned $1.2 million in net income on HTC investments in 2018 and had historic tax credit investments valued at $1.2 million as of December 31, 2018.  · The TCJA limits the deductibility of executive compensation. The TCJA expands the definition of “covered employees” for purposes of Section 162(m) of the Internal Revenue Code to include the CFO, CEO, and the three most highly compensated officers for the tax year and, once designated as a covered employee, an individual is a covered employee for all future years. Previously, if a covered employee retired, the individual would no longer be considered “covered” in retirement and therefore post-retirement payments to that individual would not be limited by Section 162(m). This change impacts the SERP for one of the Company’s executive officers, who is to receive his benefit in a lump sum payment. In August 2018, the IRS issued Notice 2018-68, which provided guidance with respect to the amendments made to Section 162(m) and provided a transition rule applicable to certain outstanding arrangements (referred to as the “grandfather rule”). Notice 2018-68 defines the term “written binding contract” for purposes of grandfathering. Remuneration is grandfathered if it is payable under a written binding contract that was in effect on November 2, 2017, and not materially modified after that date, only to the extent the corporation is obligated under applicable law to pay the remuneration under the contract if the employee performs services or satisfies the vesting conditions. Therefore, for the executive in question, the Company is treating the vested portion of the SERP benefit on November 2, 2017 as subject to the grandfather rule of the new Section 162(m) so that vested portion of the SERP benefit is outside the scope of Section 162(m) and therefore deductible. Any increase in the executive’s SERP obligation after November 2, 2017 will be subject to the Section 162(m) limits on deductibility.

Revenue Recognition Of Non-Inte

Revenue Recognition Of Non-Interest Income	12 Months Ended
	Dec. 31, 2018
Revenue Recognition Of Non-Interest Income [Abstract]
Revenue Recognition Of Non-Interest Income	 14. REVENUE RECOGNITION OF NON-INTEREST INCOME  A description of the Company’s material revenue streams in non-interest income accounted for under ASC 606 follows:  Insurance Service and Fees: Insurance services revenue relates to various revenue streams from services provided by TEA and the Bank:     TEA earns commission revenue from selling commercial and personal property and casualty (“P&C”) insurance as well as employee benefits (“EB”) solutions to commercial customers.   TEA has agreements with various insurance companies to sell policies to customers on behalf of the carriers. The performance obligation for TEA is to sell annual P&C policies to commercial customers and consumers. This performance obligation is met when a new policy is sold or when an existing policy renews. The policies are generally one year terms. In the agreements with the respective insurance companies, a commission rate is agreed upon. The commission is recognized at the time of the sale of the policy or when a policy renews.  TEA has signed contracts with insurance carriers that enable TEA to sell benefit plans to commercial customers on behalf of the insurance carriers. The performance obligation for TEA is to sell the plans to commercial customers. After the initial sale when the customer signs an agreement to purchase the offered benefit plan, the performance obligation is met each month when a customer continues utilizing benefit plans from the carrier. The customer does not commit to a specific length of time with the carrier. In the agreements with the respective insurance companies, a commission rate is agreed upon. Revenue is recognized each month when the customer continues with the benefit plan sold by TEA.     TEA also earns contingent profit sharing revenue. The insurance companies measure the loss ratio for TEA’s customers and pay TEA according to how profitable TEA customers are.   TEA has signed written agreements with insurance carriers that document payouts to TEA based on the loss ratios of its customers. The performance obligation for TEA is to maintain a customer base with loss ratios below the agreed upon thresholds. In the contracts with the insurance companies, payout rates based on loss ratios are documented. The consideration is variable as loss ratios vary based on customer experience. TEA’s performance obligation is over the course of the year as its customers’ performance with insurance carriers is measured throughout the year as losses occur. Due to the variable nature of contingent profit sharing revenue, TEA will accrue contingent profit sharing revenue throughout the year based on recent historical results. As loss events occur and overall performance becomes known to TEA, accrual adjustments will be made until the cash is ultimately received.     Financial services commission revenue from the Bank related to wealth management such as life insurance, annuities, and mutual funds sales is also included in the “insurance service and fees” line of the income statement.   The Company earns wealth management fees from its contracts with customers for certain financial services. Fees that are transaction-based are recognized at the point in time that the transaction is executed. Other related services provided include financial planning services and the fees the Bank earns are recognized when the services are rendered.  · Insurance claims services revenue is recorded at Frontier Claims Services, Inc. (“FCS”).    FCS has signed agreements with insurance companies to perform claims services including investigative and adjustment services related to residential and commercial lines. The performance obligation is for FCS to investigate the insurance claims and inspecting the damage to determine the extent of the insurance company’s liability. FCS is paid based on time and materials expended to investigate the claim. The rates paid are determined in the agreement between FCS and the respective insurance companies. Upon completion of its claims inspection work, FCS bills the insurance company for services rendered and recognizes the revenue earned.   A disaggregation of the total insurance service and other fees at December 31, 2018, 2017, and 2016:           2018 2017 2016  (in thousands)  Commercial property and casualty insurance commissions $ 3,541 $ 2,918 $ 2,646  Personal property and casualty insurance commissions 3,067 2,608 2,311  Employee benefits sales commissions 855 528 234  Profit sharing and contingent revenue 905 928 531  Wealth management and other financial services 563 425 413  Insurance claims services revenue 305 390 261  Other insurance-related revenue 129 101 123  Total insurance service and other fees $ 9,365 $ 7,898 $ 6,519  

Other Liabilities

Other Liabilities	12 Months Ended
	Dec. 31, 2018
Other Liabilities [Abstract]
Other Liabilities	15. OTHER LIABILITIES  Other liabilities at December 31 were as follows:      2018 2017  (in thousands)  Retirement compensation liabilities $ 7,976 $ 6,997  Accounts payable 4,989 3,484  Historic tax credit investment 2,996 3,942  Interest payable 877 334  Loan participation payable - 2,143  Other 193 293  Total other liabilities $ 17,031 $ 17,193  On the last business day of 2017, the Bank received the pay-off of a loan that was partially participated out to another financial institution, but did not remit funds to the participating bank until the first business day of 2018, resulting in a $2.1 million loan participation payable as of December 31, 2017.

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2018
Related Party Transactions [Abstract]
Related Party Transactions	16. RELATED PARTY TRANSACTIONS  The Bank has entered into loan transactions with certain directors, executive officers, significant shareholders and their affiliates (related parties) in the ordinary course of its business. The aggregate outstanding principal balance of loans to such related parties on December 31, 2018 and 2017 was $1.3 million and $3.3 million, respectively. During 2018, there were $1.9 million of advances and new loans to such related parties, and repayments amounted to $3.9 million. Terms of these loans have prevailing market pricing that would be offered to similarly-situated non-affiliated third parties. Deposits from related parties were $3.4 million and $2.4 million as of December 31, 2018 and 2017, respectively.

Contingent Liabilities And Comm

Contingent Liabilities And Commitments	12 Months Ended
	Dec. 31, 2018
Contingent Liabilities And Commitments [Abstract]
Contingent Liabilities And Commitments	17. CONTINGENT LIABILITIES AND COMMITMENTS  The Company’s consolidated financial statements do not reflect various commitments and contingent liabilities which arise in the normal course of business and which involve elements of credit risk, interest rate risk, and liquidity risk. These commitments and contingent liabilities are commitments to extend credit and standby letters of credit. A summary of the Bank’s commitments and contingent liabilities at December 31, 2018 and 2017 is as follows:     December 31, December 31,  2018 2017  (in thousands)   Commitments to extend credit $ 290,785 $ 247,540  Standby letters of credit 3,379 3,115  Total $ 294,164 $ 250,655  Commitments to extend credit and standby letters of credit all include exposure to some credit loss in the event of non-performance of the customer. The Bank’s credit policies and procedures for credit commitments and financial guarantees are the same as those for extensions of credit that are recorded on the Consolidated Balance Sheets. Because these instruments have fixed maturity dates, and because they may expire without being drawn upon, they do not necessarily represent cash requirements to the Bank. The Bank has no t incurred any losses on its commitments during the past three years and has no t recorded a reserve for its commitments.  The Company has entered into contracts with third parties, some of which include indemnification clauses. Examples of such contracts include contracts with third-party service providers, brokers and dealers, correspondent banks, and purchasers of residential mortgages. Additionally, the Company has bylaws, policies, and agreements under which it agrees to indemnify its officers and directors from liability for certain events or occurrences while the directors or officers are, or were, serving at the Company’s request in such capacities. The Company indemnifies its officers and directors to the fullest extent allowed by law. The maximum potential amount of future payments that the Company could be required to make under these indemnification provisions is unlimited, but would be affected by all relevant defenses to such claims, as well as directors’ and officers’ liability insurance maintained by the Company. Due to the nature of these indemnification provisions, it is not possible to quantify the aggregate exposure to the Company resulting from them.  Certain lending commitments for construction residential mortgage loans are considered derivative instruments under the guidelines of GAAP. The changes in the fair value of these commitments, due to interest rate risk, are not recorded on the consolidated balance sheets as the fair value of these derivatives is not considered to be material.  The Company leases certain offices, land and equipment under long-term operating leases. The aggregate minimum annual rental commitments under these leases total approximately $736 thousand in 2019; $736 thousand in 2020; $682 thousand in 2021; $694 thousand in 2022; $580 thousand in 2023, and $2.1 million thereafter. The rental expense under operating leases contained in the Company’s Consolidated Statements of Income included $718 thousand, $651 thousand, and $626 thousand, in 2018, 2017, and 2016, respectively.

Concentrations Of Credit

Concentrations Of Credit	12 Months Ended
	Dec. 31, 2018
Concentrations Of Credit [Abstract]
Concentrations Of Credit	18. CONCENTRATIONS OF CREDIT  All of the Bank’s loans, commitments, and standby letters of credit have been granted to customers in the Bank’s primary market area, which is Western New York. Investments in state and municipal securities also involve governmental entities within the Bank’s primary market area. The concentrations of credit by type of loan are set forth in Note 3 to these Consolidated Financial Statements, "Loans and the Allowance for Loan Losses." The distribution of commitments to extend credit approximates the distribution of loans outstanding. Standby letters of credit were granted primarily to commercial borrowers. The Bank, as a matter of policy, does not extend credit to any single borrower or group in excess of 15% of capital.

Segment Information

Segment Information	12 Months Ended
	Dec. 31, 2018
Segment Information [Abstract]
Segment Information	19. SEGMENT INFORMATION  The Company is comprised of two primary business segments: banking activities and insurance agency activities. The operating segments are separately managed and their performance is evaluated based on net income. The banking business segment includes both commercial and consumer banking services, including a wide array of lending and depository services as well as offering non-deposit investment products, such as annuities and mutual funds. The insurance agency segment includes the activities of selling various premium-based insurance policies on a commission basis, including business and personal insurance, employee benefits, surety bonds, risk management, life, disability and long-term care coverage, as well as providing claims adjusting services to various insurance companies. All sources of segment specific revenues and expenses contributed to management’s definition of net income. Revenues from transactions between the two segments are not significant. The accounting policies of the segments are the same as those described in Note 1 of these “Notes to Consolidated Financial Statements.”  The following tables set forth information regarding these segments for the years ended December 31, 2018, 2017, and 2016.     2018  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 48,228 $ (121) $ 48,107  Provision for loan losses 1,402 - 1,402  Net interest income (expense) after  provision for loan losses 46,826 (121) 46,705  Non-interest income 5,862 - 5,862  Insurance service and fees 541 8,824 9,365  Amortization expense - 280 280  Non-interest expense 35,683 7,330 43,013  Income before income taxes 17,546 1,093 18,639  Income tax provision 1,999 284 2,283  Net income $ 15,547 $ 809 $ 16,356    2017  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 42,119 $ (102) $ 42,017  Provision for loan losses 738 - 738  Net interest income (expense) after  provision for loan losses 41,381 (102) 41,279  Non-interest income 5,105 - 5,105  Insurance service and fees 416 7,482 7,898  Amortization expense - 113 113  Non-interest expense 32,610 5,871 38,481  Income before income taxes 14,292 1,396 15,688  Income tax provision 4,674 535 5,209  Net income $ 9,618 $ 861 $ 10,479     2016  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 35,371 $ (123) $ 35,248  Provision for loan losses 1,209 - 1,209  Net interest income (expense) after  provision for loan losses 34,162 (123) 34,039  Non-interest income 4,733 - 4,733  Insurance service and fees 400 6,119 6,519  Non-interest expense 30,438 4,658 35,096  Income before income taxes 8,857 1,338 10,195  Income tax provision 1,408 515 1,923  Net income $ 7,449 $ 823 $ 8,272       December 31, December 31,  2018 2017  (in thousands)  Identifiable Assets, Net  Banking activities $ 1,371,560 $ 1,285,173  Insurance agency activities 16,647 10,460  Consolidated Total Assets $ 1,388,207 $ 1,295,633 

Acquisitions

Acquisitions	12 Months Ended
	Dec. 31, 2018
Acquisitions [Abstract]
Acquisitions	 20. ACQUISITIONS  TEA purchased the assets of R&S on July 1, 2018 for $5 million. R&S was an insurance agency in Wellsville, NY that offered personal and commercial property and casualty insurance agency services. The purchase agreement included an additional $1.5 million in cash and stock compensation to be paid by TEA should the former R&S owners remain employees of TEA through July 1, 2021. The $0.6 million in stock compensation will be made through an issuance of the Company’s stock based on the share price as of the close of business on June 29, 2018 of $46.10 . The cash and stock compensation expense will be accrued evenly over the three-year period from the acquisition date to the payment date. The accrual of both the cash and stock compensation is included in salaries and benefits expense in the Consolidated Income Statement.  The purchase included $0.3 million in tangible assets and resulted in $2.4 million in goodwill and $2.3 million in identifiable intangible assets. The tangible assets included accounts receivable and fixed assets. $2.2 million of the identifiable intangible assets is related to customer relationships and will be amortized over a 7 -year period, and $0.1 million is attributable to the R&S trade name and will be amortized over a 5 -year period. The Company recorded $0.2 million in amortization expense during 2018 related to the R&S purchase.  R&S contributed $1.3 million in revenue and approximately $0.1 million in net income during 2018. 

Fair Value Of Financial Instrum

Fair Value Of Financial Instruments	12 Months Ended
	Dec. 31, 2018
Fair Value Of Financial Instruments [Abstract]
Fair Value Of Financial Instruments	21. FAIR VALUE OF FINANCIAL INSTRUMENTS  Fair value is defined in ASC Topic 820 “Fair Value Measurements and Disclosures” as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  There are three levels of inputs to fair value measurements: · Level 1 inputs are quoted prices for identical instruments in active markets; · Level 2 inputs are inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly; and · Level 3 inputs are unobservable inputs.  Observable market data should be used when available.  FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A RECURRING BASIS  The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a recurring basis at December 31, 2018 and 2017:     (in thousands) Level 1 Level 2 Level 3 Fair Value   December 31, 2018  Securities available-for-sale:  US government agencies $ - $ 33,928 $ - $ 33,928  States and political subdivisions - 22,173 - 22,173  Mortgage-backed securities - 76,003 - 76,003  Mortgage servicing rights - - 609 609   December 31, 2017  Securities available-for-sale:  US government agencies $ - $ 28,053 $ - $ 28,053  States and political subdivisions - 29,373 - 29,373  Mortgage-backed securities - 86,392 - 86,392  Mortgage servicing rights - - 586 586  Securities available for sale  Fair values for available for sale securities are determined using independent pricing services and market-participating brokers. The Company utilizes a third-party for these pricing services. The third-party utilizes evaluated pricing models that vary by asset class and incorporate available trade, bid and other market information for structured securities, cash flow and, when available, loan performance data. Because many fixed income securities do not trade on a daily basis, the third-party service provider’s evaluated pricing applications apply information as applicable through processes, such as benchmarking of like securities, sector groupings, and matrix pricing, to prepare evaluations. In addition, our third-party pricing service provider uses model processes, such as the Option Adjusted Spread model, to assess interest rate impact and develop prepayment scenarios. The models and the process take into account market convention. For each asset class, a team of evaluators gathers information from market sources and integrates relevant credit information, perceived market movements and sector news into the evaluated pricing applications and models. The third-party, at times, may determine that it does not have sufficient verifiable information to value a particular security. In these cases the Company will utilize valuations from another pricing service.  Management believes that it has a sufficient understanding of the third-party service’s valuation models, assumptions and inputs used in determining the fair value of securities to enable management to maintain an appropriate system of internal control. On a quarterly basis the Company reviews changes, as submitted by our third-party pricing service provider, in the market value of its securities portfolio. Individual changes in valuations are reviewed for consistency with general interest rate movements and any known credit concerns for specific securities. Additionally, on an annual basis the Company has its entire securities portfolio priced by a second pricing service to determine consistency with another market evaluator. If, on the Company’s review or in comparing with another servicer, a material difference between pricing evaluations were to exist, the Company may submit an inquiry to our third-party pricing service provider regarding the data used to value a particular security. If the Company determines it has market information that would support a different valuation than our third-party service provider’s evaluation it can submit a challenge for a change to that security’s valuation. There were no material differences in valuations noted in 2018 or 2017.  Securities available for sale are classified as Level 2 in the fair value hierarchy as the valuation provided by the third-party provider uses observable market data.  Equity securities  At December 31, 2017 the Company held equity securities in another financial institution. Since the ownership level was less than 5% of the outstanding shares of that financial institution, the investment was recorded on the Company’s balance sheet at historical cost, under the cost method of accounting. As noted in Note 1 to the audited Consolidated Financial Statements, on January 1, 2018, the Company adopted ASU 2016-01, which resulted in the Company adopting an accounting policy to mark the investment to its fair value with a cumulative-effect adjustment to retained earnings.  The equity securities of the financial institution were classified as Level 3 in the fair value hierarchy effective January 1, 2018. The shares of the institution are not publicly traded on a major stock exchange, but rather through private sales between shareholders. Trading in the securities is fairly limited as the institution’s total trading volume for 2017 was approximately 1% of the outstanding common shares. Trading activity in 2018 was at a similar low volume. The institution tracked the sales and the Company obtained the sales information from the institution to calculate the fair value of the equity securities as of the end of the reporting period. The fair values recorded in the Company’s 2018 interim financial statements were based on observable prices obtained from the latest orderly transactions in the reporting period.  Due to the adoption of ASU 2016-01 and the designation of the financial institution’s equity securities as Level 3 on the fair value hierarchy, there was a transfer into Level 3 for the institution’s equity securities during the first quarter of 2018. The Company sold its entire equity interest in this financial institution during the third quarter of 2018.       (in thousands) 2018 2017  Equity securities - December 31 $ 580 $ 580  Increase in recorded value due to adoption of ASU 2016-01 through beginning retained earnings 1,234 -  Fair value change included in earnings 146 -  Proceeds from equity securities sales 1,960 -  Equity securities - December 31 $ - $ 580  Mortgage servicing rights  Mortgage servicing rights (“MSRs”) do not trade in an active, open market with readily observable prices. Accordingly, the Company obtains the fair value of the MSRs using a third-party pricing provider. The provider determines the fair value by discounting projected net servicing cash flows of the remaining servicing portfolio. The valuation model used by the provider considers market loan prepayment predictions and other economic factors. The fair value of MSRs is mostly affected by changes in mortgage interest rates since rate changes cause the loan prepayment acceleration factors to increase or decrease. All assumptions are market driven. Management has a sufficient understanding of the third-party service’s valuation models, assumptions and inputs used in determining the fair value of MSRs to enable management to maintain an appropriate system of internal control. Mortgage servicing rights are classified within Level 3 of the fair value hierarchy as the valuation is model driven and primarily based on unobservable inputs.  The following table summarizes the changes in fair value for items measured at fair value (Level 3) on a recurring basis using significant unobservable inputs during the years ended December 31:      (in thousands) 2018 2017 2016  Mortgage servicing rights - January 1 $ 586 $ 527 $ 557  Gains/(Losses) included in earnings (22) (48) (123)  Additions from loan sales 45 107 93  Mortgage servicing rights - December 31 $ 609 $ 586 $ 527   Quantitative information about the significant unobservable inputs used in the fair value measurement of MSRs at the respective dates is as follows:      December 31, 2018 December 31, 2017  Servicing fees 0.25 % 0.25 %  Discount rate 9.00 % 9.50 %  Prepayment rate (CPR) 6.52 % 10.56 %    FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS  The Company is required, on a nonrecurring basis, to adjust the carrying value of certain assets or provide valuation allowances related to certain assets using fair value measurements. The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a nonrecurring basis at December 31, 2018 and 2017:        (in thousands) Level 1 Level 2 Level 3 Fair Value   December 31, 2018  Collateral dependent impaired loans $ - $ - $ 20,590 $ 20,590   December 31, 2017  Collateral dependent impaired loans $ - $ - $ 14,464 $ 14,464  Impaired loans  The Company evaluates and values impaired loans at the time the loan is identified as impaired, and the fair values of such loans are estimated using Level 3 inputs in the fair value hierarchy. Each loan’s collateral value has a unique appraisal and management’s discount of the value is based on factors unique to each impaired loan. The significant unobservable input in determining the fair value is management’s subjective discount on appraisals of the collateral securing the loan, which ranges from 10% - 50% . Fair value is estimated based on the value of the collateral securing these loans. Collateral may consist of real estate and/or business assets including equipment, inventory and/or accounts receivable and the value of these assets is determined based on appraisals by qualified licensed appraisers hired by the Company. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business.  The Company has an appraisal policy in which appraisals are obtained upon a commercial loan being downgraded on the Company’s internal loan rating scale to a special mention or a substandard depending on the amount of the loan, the type of loan and the type of collateral. All impaired commercial loans are graded substandard or worse on the internal loan rating scale. For consumer loans, the Company obtains appraisals when a loan becomes 90 days past due or is determined to be impaired, whichever occurs first. Subsequent to the downgrade or reaching 90 days past due, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal. Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers. Collateral dependent impaired loans had a gross value of $21.7 million, with an allowance for loan loss of $1.1 million, at December 31, 2018 compared with $15.5 million and $1.1 million, respectively, at December 31, 2017  At December 31, 2018 and 2017, the estimated fair values of the Company’s financial instruments, including those that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows:      December 31, 2018 December 31, 2017  Carrying Fair Carrying Fair  Amount Value Amount Value  (in thousands) (in thousands)  Financial assets:  Level 1:  Cash and cash equivalents $ 39,915 $ 39,915 $ 21,330 $ 21,330  Level 2:  Available for sale securities 132,104 132,104 143,818 143,818  FHLB and FRB stock 3,403 3,403 6,779 6,779  Level 3:  Equity securities - - 580 1,814  Held to maturity securities 1,685 1,674 5,334 5,261  Loans, net 1,141,146 1,131,891 1,051,296 1,047,967  Mortgage servicing rights 609 609 586 586   Financial liabilities:  Level 1:  Demand deposits $ 231,902 $ 231,902 $ 219,664 $ 219,664  NOW deposits 110,450 110,450 109,378 109,378  Savings deposits 571,479 571,479 535,730 535,730  Level 2:  Securities sold under agreement to  repurchase 3,142 3,142 9,289 9,289  Other borrowed funds 10,000 9,854 88,250 88,132  Junior subordinated debentures 11,330 11,330 11,330 11,330  Level 3:  Time deposits 301,227 298,999 186,457 187,782   The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value.  Cash and Cash Equivalents  For these short-term instruments, the carrying amount is a reasonable estimate of fair value. “Cash and Cash Equivalents” includes cash and due from banks and interest-bearing deposits at other banks.  Securities Held to Maturity  The Company holds certain municipal bonds as held-to-maturity. These bonds are generally small in dollar amount and are issued only by certain local municipalities within the Company’s market area. The original terms are negotiated directly and on an individual basis consistent with our loan and credit guidelines. These bonds are not traded on the open market and management intends to hold the bonds to maturity. The fair value of held-to-maturity securities is estimated by discounting the future cash flows using the current rates at which similar agreements would be made with municipalities with similar credit ratings and for the same remaining maturities.  FHLB and FRB stock  The carrying value of FHLB and FRB stock, which are non-marketable equity investments, approximates fair value.  Loans Receivable  With the adoption of ASU 2016-01, the Company is no longer required to disclose the methods and significant assumptions used in estimating the fair value of financial instruments measured at amortized cost on the balance sheet. The amendments in the ASU also require the Company to measure the fair value of financial instruments using the exit price notion consistent with ASC Topic 820, Fair Value Measurement. Prior to adoption on January 1, 2018, loans were calculated using an entry price notion.  Deposits  The fair value of demand deposits, NOW accounts, muni-vest accounts and regular savings accounts is the amount payable on demand at the reporting date. The fair value of time deposits is estimated using the rates currently offered for deposits of similar remaining maturities.  Borrowed Funds and Securities Sold Under Agreement to Repurchase  The fair value of securities sold under agreement to repurchase approximates its carrying value. The fair value of other borrowed funds was estimated using a discounted cash flow analysis based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements.  Junior Subordinated Debentures  There is no active market for the Company’s debentures and there have been no issuances of similar instruments in recent years. The Company looked at a market bond index to estimate a discount margin to value the debentures. The discount margin was very similar to the spread to LIBOR established at the issuance of the debentures. As a result, the Company determined that the fair value of the adjustable-rate debentures approximates their face amount.  Pension Plan Assets  Refer to Note 11 to these Consolidated Financial Statements, “Employee Benefits and Deferred Compensation Plans” for the fair value analysis of the Pension Plan assets.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2018
Regulatory Matters [Abstract]
Regulatory Matters	22. REGULATORY MATTERS  Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios (set forth in the table that follows) of Common Equity Tier I, Total Capital, and Tier I Capital (as defined in FRB regulations) to risk-weighted assets (as defined in FRB regulations), and of Tier I capital (as defined in FRB regulations) to average assets (as defined in FRB regulations). Management believes that as of December 31, 2018 and 2017, the Company and the Bank met all capital adequacy requirements to which they are subject.  The most recent notification from their regulators categorized the Company and the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Company and the Bank must maintain minimum Common Equity Tier I, total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the table. There are no conditions or events since that notification that management believes have changed the Company’s or Bank’s category rating.  The Company’s and the Bank’s actual capital amounts and ratios were as follows:     December 31, 2018  (in thousands)  Company Bank Minimum for Capital Adequacy Purposes Minimum to be Well Capitalized Under Prompt Corrective Action Provisions  Amount Ratio Amount Ratio Amount Ratio Amount Ratio   Common Equity Tier I  (to Risk Weighted Assets) $ 136,406 11.84 % $ 132,583 11.53 % $ 51,831 4.5 % $ 74,866 6.5 %   Total Capital  (to Risk Weighted Assets) $ 150,808 13.09 % $ 146,957 12.78 % $ 92,143 8.0 % $ 115,179 10.0 %   Tier I Capital  (to Risk Weighted Assets) $ 136,406 11.84 % $ 132,583 11.53 % $ 69,107 6.0 % $ 92,143 8.0 %   Tier I Capital  (to Average Assets) $ 136,406 9.73 % $ 132,583 9.49 % $ 56,084 4.0 % $ 70,105 5.0 %   The Company is subject to the dividend restrictions imposed by the FRB and the OCC. Dividends are paid as declared by the Board of Directors. The Company may pay dividends only if it is solvent and would not be rendered insolvent by the dividend payment and only from unrestricted and unreserved earned surplus and under some circumstances capital surplus. The Bank’s dividend restrictions apply indirectly to the Company since cash available for dividend distribution will initially come from dividends paid to the Company by the Bank.  Dividends may be paid by the Bank only if it would not impair the Bank’s capital structure, if the Bank’s surplus is at least equal to its common capital and if the dividends declared in any year do not exceed the total of net profits in that year combined with undivided profits of the preceding two years less any required transfers to surplus, and if no losses have been sustained equal to or exceeding its undivided profits.  In addition, federal regulators have the ability to restrict dividend payments. If the Bank or the Company approaches well-capitalized or minimum capital adequacy levels, regulators could restrict or forbid dividend payments. 

Parent Company Only Financial I

Parent Company Only Financial Information	12 Months Ended
	Dec. 31, 2018
Parent Company Only Financial Information [Abstract]
Parent Company Only Financial Information	 23. PARENT COMPANY ONLY FINANCIAL INFORMATION  Parent company (Evans Bancorp, Inc.) only condensed financial information is as follows:  CONDENSED BALANCE SHEETS     December 31,  2018 2017  (in thousands)  ASSETS  Cash $ 1,446 $ 436  Other assets 403 974  Investment in subsidiaries 142,268 129,153  Total assets $ 144,117 $ 130,563   LIABILITIES AND STOCKHOLDERS’ EQUITY  LIABILITIES:  Junior subordinated debentures $ 11,330 $ 11,330  Other liabilities 1,141 891  Total liabilities 12,471 12,221   STOCKHOLDERS’ EQUITY  Total Stockholders’ Equity $ 131,646 $ 118,342  Total liabilities and stockholders’ equity $ 144,117 $ 130,563   CONDENSED STATEMENTS OF INCOME     December 31,  2018 2017 2016  (in thousands)  Dividends from subsidiaries $ 8,300 $ 2,100 $ 5,300   Income 147 - -   Expenses (927) (771) (1,477)   Income before equity in undistributed  earnings of subsidiaries 7,520 1,329 3,823   Equity in undistributed earnings of subsidiaries 8,836 9,150 4,449   Net income 16,356 10,479 8,272   Other comprehensive income - - -   Comprehensive income $ 16,356 $ 10,479 $ 8,272   CONDENSED STATEMENTS OF CASH FLOWS     Year Ended  2018 2017 2016  (in thousands)  Operating Activities:  Net income $ 16,356 $ 10,479 $ 8,272  Adjustments to reconcile net income to  net cash provided by operating activities:  Undistributed earnings of subsidiaries (8,836) (9,150) (4,449)  Changes in assets and liabilities affecting cash flow:  Other assets (470) (13) 371  Other liabilities 250 (183) (1,972)  Other 153 - -  Net cash provided by operating activities 7,453 1,133 2,222   Investing Activities:  Proceeds from equity securities sales 1,960 - -  Investment in subsidiaries (5,000) (11,791) (250)  Net cash used in investing activities (3,040) (11,791) (250)   Financing Activities:  Proceeds from issuance of common stock 1,025 15,015 316  Cash dividends paid (4,428) (3,819) (2,998)  Purchase of Treasury stock - (342) (80)  Net cash used in financing activities (3,403) 10,854 (2,762)   Net increase (decrease) in cash 1,010 196 (790)   Cash beginning of year 436 240 1,030   Cash ending of year $ 1,446 $ 436 $ 240 

Selected Quarterly Financial Da

Selected Quarterly Financial Data	12 Months Ended
	Dec. 31, 2018
Selected Quarterly Financial Data [Abstract]
Selected Quarterly Financial Data	   24. SELECTED QUARTERLY FINANCIAL DATA - UNAUDITED            4th Quarter 3rd Quarter 2nd Quarter 1st Quarter  (in thousands, except for per share data)  2018  Interest Income $ 15,309 $ 14,690 $ 14,247 $ 13,366  Interest Expense 2,936 2,604 2,051 1,914  Net Interest Income 12,373 12,086 12,196 11,452  Net Income 4,451 4,795 3,791 3,319  Earnings per share basic 0.92 0.99 0.79 0.69  Earnings per share diluted 0.90 0.97 0.77 0.68   2017  Interest Income $ 12,794 $ 12,574 $ 11,462 $ 10,918  Interest Expense 1,634 1,479 1,344 1,274  Net Interest Income 11,160 11,095 10,118 9,644  Net Income 992 3,723 2,618 3,146  Earnings per share basic 0.21 0.78 0.55 0.68  Earnings per share diluted 0.20 0.76 0.54 0.66 

Organization And Summary Of S_2

Organization And Summary Of Significant Accounting Policies (Policy)	12 Months Ended
	Dec. 31, 2018
Organization And Summary Of Significant Accounting Policies [Abstract]
Organization And General	Organization and General  Evans Bancorp, Inc. (the “Company”) was organized as a New York business corporation and incorporated under the laws of the State of New York on October 28, 1988 for the purpose of becoming a bank holding company. Through August 2004, the Company was registered with the Federal Reserve Board (“FRB”) as a bank holding company under the Bank Holding Company Act of 1956, as amended. In August 2004, the Company filed for, and was approved as, a Financial Holding Company under the Bank Holding Company Act. The Company currently conducts its business through its two subsidiaries: Evans Bank, N.A. (the “Bank”), a nationally chartered bank, and its subsidiary, Evans National Holding Corp. (“ENHC”); and Evans National Financial Services, LLC (“ENFS”) and its subsidiary, The Evans Agency LLC (“TEA”). Unless the context otherwise requires, the term “Company” refers collectively to Evans Bancorp, Inc. and its subsidiaries. The Company conducts its business through its subsidiaries. It does not engage in any other substantial business. 
Regulatory Requirements	Regulatory Requirements  The Company is subject to the rules, regulations, and reporting requirements of various regulatory bodies, including the FRB, the Federal Deposit Insurance Corporation (“FDIC”), the Office of the Comptroller of the Currency (“OCC”), the New York State Department of Financial Services (“the NYSDFS”), and the Securities and Exchange Commission (“SEC”). 
Principles Of Consolidation	Principles of Consolidation  The consolidated financial statements include the accounts of the Company, the Bank, ENFS and their subsidiaries. All material inter-company accounts and transactions are eliminated in consolidation. 
Accounting Estimates	Accounting Estimates  Management has made a number of estimates and assumptions relating to the reporting of assets and liabilities and disclosure of contingent assets and liabilities in order to prepare these consolidated financial statements in conformity with U.S. generally accepted accounting principles. The estimates and assumptions that management deems to be critical involve our accounting policies relating to the determination of our allowance for loan losses and the valuation of goodwill. These estimates and assumptions are based on management’s best estimates and judgment and management evaluates them on an ongoing basis using historical experience and other factors, including the current economic environment, which management believes to be reasonable under the circumstances. We adjust our estimates and assumptions when facts and circumstances dictate. As future events cannot be determined with precision, actual results could differ significantly from our estimates. Changes in those estimates resulting from continuing changes in the economic environment will be reflected in the consolidated financial statements in periods as they occur. 
Cash And Cash Equivalents	Cash and Cash Equivalents  For purposes of reporting cash flows, cash and cash equivalents include cash and due from banks and interest-bearing deposits at banks. 
Securities	Securities  Securities which the Bank has the positive intent and ability to hold to maturity are classified as held to maturity and are stated at cost, adjusted for discounts and premiums that are recognized in interest income over the period to the earlier of the call date or maturity using the level yield method. These securities represent debt issuances of local municipalities in the Bank’s market area for which market prices are not readily available. Management periodically evaluates the financial condition of the municipalities for any indication that the Bank does not expect to recover the entire amortized cost basis of their bonds.  Securities classified as available for sale are stated at fair value with unrealized gains and losses excluded from earnings and reported, net of deferred income taxes, in accumulated other comprehensive income or loss, a component of stockholders’ equity. Gains and losses on sales of securities are computed using the specific identification method.  During 2018, the Company sold its entire interest in the equity securities of another financial institution. The investment had been valued at the historical cost of $0.6 million at December 31, 2017. The Company had used the cost method of accounting because its ownership of the financial institution was less than 5% of the outstanding shares. With the adoption of ASU 2016-01 effective January 1, 2018, the cost method was no longer an acceptable accounting principle and the Company recorded an increase in the value of the investment of $1.2 million based on observable prices obtained from orderly transactions between market participants through opening retained earnings.  Declines in the fair value of investment securities (with certain exceptions for debt securities noted below) that are deemed to be other-than-temporary are charged to earnings as a realized loss and a new cost basis for the securities is established. Declines in the fair value of debt securities below amortized cost are deemed to be other-than-temporary in circumstances where: (1) the Bank has the intent to sell a security; (2) it is more likely than not that the Bank will be required to sell the security before recovery of its amortized cost basis; or (3) the Bank does not expect to recover the entire amortized cost basis of the security. If the Bank intends to sell a security or if it is more likely than not that the Bank will be required to sell the security before recovery, an other-than-temporary impairment write-down is recognized in earnings equal to the difference between the security’s amortized cost basis and its fair value. If the Bank does not intend to sell the security or it is not more likely than not that it will be required to sell the security before recovery, the other-than-temporary impairment write-down is separated into an amount representing credit loss, which is recognized in earnings, and an amount related to all other factors, which is recognized in other comprehensive income. There were no charges associated with other-than-temporary impairment declines in fair value of securities in 2018, 2017, or 2016.  The Bank does not engage in securities trading activities. 
Loans	Loans  Loans that management has the intent and ability to hold for the foreseeable future, or until maturity or pay-off, generally are reported at their outstanding unpaid principal balances adjusted for unamortized deferred fees or costs. Interest income is accrued on the unpaid principal balance and is recognized using the interest method. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loan yield using the effective yield method of accounting for amortizing loans and straight line over an estimated life for lines of credit.  Loans become past due when the payment date has been missed. If payment has not been received within 30 days, then the loan is delinquent. Delinquent loans are placed into three categories; 30-59 days past due, 60-89 days past due, or 90+ days past due. Loans 90 or more days past due are considered non-performing.  The accrual of interest on loans is discontinued at the time the loan is 90 days delinquent, unless the credit is well secured and in process of collection. If the credit is not well secured and in the process of collection, the loan is placed on non-accrual status and is subject to charge-off if collection of principal or interest is considered doubtful. A loan can also be placed on nonaccrual before it is 90 days delinquent if management determines that it is probable that the Bank will be unable to collect principal or interest due according to the contractual terms of the loan.  All interest due but not collected for loans that are placed on non-accrual status or charged off is reversed against interest income. The interest on these loans is accounted for on the cost-recovery method, until it again qualifies for an accrual basis. Any cash receipts on non-accrual loans reduce the carrying value of the loans. Loans are returned to accrual status when all principal and interest amounts contractually due are brought current, the adverse circumstances which resulted in the delinquent payment status are resolved, and payments are made in a timely manner for a period of time sufficient to reasonably assure their future dependability.  The Bank considers a loan impaired when, based on current information and events, it is probable that it will be unable to collect principal or interest due according to the contractual terms of the loan. These loans are individually assessed for any impairment. Loan impairment is measured based on the present value of expected cash flows discounted at the loan’s effective interest rate or, as a practical expedient, at the loan’s observable market price or the fair value of the collateral, less costs to sell, if the loan is collateral dependent. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business. The Company has an appraisal policy in which appraisals are obtained upon a loan being downgraded on the Company’s internal loan rating scale to special mention or substandard depending on the amount of the loan, the type of loan and the type of collateral. All impaired nonaccrual loans are either graded special mention or substandard on the internal loan rating scale. Subsequent to the downgrade, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal. Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers.   The Bank monitors the credit risk in its loan portfolio by reviewing certain credit quality indicators (“CQI”). The primary CQI for its commercial mortgage and commercial and industrial (“C&I”) portfolios is the individual loan’s credit risk rating. The following list provides a description of the credit risk ratings that are used internally by the Bank when assessing the adequacy of its allowance for loan losses:  · Acceptable or better : Credits with a slight risk of loss. The loan is secured by collateral of sufficient value to cover the loan by an acceptable margin. The financial statements of the company demonstrate sufficient net worth and repayment ability. The company has established an acceptable credit history with the bank and typically has a proven track record of performance. Management is experienced, and has an at least average ability to manage the company. The industry has an average or less than average susceptibility to wide fluctuations in business cycles. · Watch : Credits are generally acceptable but warrant greater attention than those rated acceptable or better. Temporary performance issues, if left unresolved, may result in above average risk. The borrower’s financial position is not typically strong. Earnings, while still positive, may be inconsistent. Industry issues or external events (such as possible litigation exposure) may cause concern. Although ability to repay is not an immediate concern, more regular monitoring may be necessary as a result of the short-term performance issues or sensitivities to external events that may result in a weakening condition. Any perceived weaknesses are acceptable when viewed against the overall credit and collateral risks assumed. Borrowers are likely fully leveraged when compared to others in a similar industry and their ability to raise capital may be limited.  · Special Mention : Credits that have potential weaknesses that warrant management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution’s credit position at some future date. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification.  Borrowers in this category may be experiencing adverse operating trends (declining revenues or margins) or an ill proportioned balance sheet. Adverse economic or market conditions, such as interest rate increases or the entry of a new competitor, may also support a special mention rating. Nonfinancial reasons for rating a credit exposure as special mention include management problems, pending litigation, stale financial statements, an ineffective loan agreement or other material structural weakness, and any other significant deviation from prudent lending practices.  Potential weaknesses in commercial real estate loans may include, construction delays, changes in concept or project plan, slow leasing, rental concessions, deteriorating market conditions, impending expiry of a major lease, or other adverse events that do not currently jeopardize repayment.  · Substandard : Credits that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Assets so classified must have a well-defined weakness, or weaknesses, that jeopardize the liquidation of the debt. They are characterized by the distinct possibility of loss if the deficiencies are not corrected.  Substandard assets have a high probability of payment default, or they have other well-defined weaknesses. They are generally characterized by current or expected unprofitable operations, inadequate debt service coverage, inadequate liquidity, or marginal capitalization. Repayment may depend on collateral or other credit risk mitigates. Although substandard assets in the aggregate will have distinct potential for loss, an individual asset’s loss potential does not have to be distinct for the asset to be rated substandard.  A well-defined weakness may manifest itself via: • significant deterioration in financial condition of the borrower; • impairment of primary repayment source; • material deviation from planned absorption of rental or sales units; or • material deterioration in market conditions.  Commercial real estate credits evidencing one or more of the following characteristics are evaluated for a possible substandard classification: • slower than projected leasing or sales activity that threatens to result in protracted repayment or default; • lower than projected lease rates or sales prices that jeopardize repayment capacity; • changes in concept or plan due to unfavorable market conditions; • construction or tax liens; • inability to obtain necessary zoning or permits necessary to develop the project as planned; • a diversion of needed cash from an otherwise viable property to satisfy the demands of a troubled borrower or guarantor; • material imbalances in the construction budget; • significant construction delays; • expiration of a major lease or default by a major tenant; • poorly structured of overly liberal repayment terms.  When a project has slowed or stalled and the guarantor is providing some support but the loan has not been restructured, unless the guarantor is providing support of principal payments sufficient to retire the debt under reasonable terms, a substandard classification is typically warranted. If the guarantor is keeping interest payments current and shows a documented willingness and capacity to do so in the future, and collateral values protect against loss, the loan should generally be left on accrual. This level of support; however, does not fully mitigate the well-defined weaknesses in the credit and does not preclude a substandard classification.  · Doubtful : Credits that have all the weaknesses inherent in one classified Substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. A doubtful asset has a high probability of total or substantial loss but because of specific pending events that may strengthen the assets, its classification as loss is deferred. Borrowers in this category are usually in default, lack adequate liquidity or capital and lack the resources necessary to remain an operating entity. Because of high probability of loss, nonaccrual accounting treatment is required for doubtful assets.  Circumstances that might warrant a doubtful classification for commercial real estate loans could include collateral values that are uncertain due to a lack of comparisons in an inactive market, impending changes such as zoning classification, environmental issues, or the pending resolution of legal issues that may affect the realization of value in a sale.  · Loss : Credits that are considered uncollectable and of such little value that their continuance as bankable assets is not warranted. This classification does not mean that the loan has absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off this basically worthless asset even though partial recovery may be affected in the future. Borrowers in this category are often in bankruptcy, have formally suspended debt repayments, or have otherwise ceased normal business operations. The Company does not maintain an asset on the balance sheet if realizing its value would require long-term litigation or other lengthy recovery efforts.  The Company’s consumer loans, including residential mortgages and home equities, are not individually risk rated or reviewed in the Company’s loan review process. Consumers are not required to provide the Company with updated financial information as is a commercial customer. Consumer loans also carry smaller balances. Given the lack of updated information since the initial underwriting of the loan and small size of individual loans, the Company does not have credit risk ratings for consumer loans and instead uses delinquency status as the credit quality indicator for consumer loans. However, once a consumer loan is identified as impaired, it is individually evaluated for impairment. 
Allowance For Loan Losses	Allowance for Loan Losses  The provision for loan losses represents the amount charged against the Bank’s earnings to maintain an allowance for loan losses inherent in the portfolio based on management’s evaluation of the loan portfolio at the balance sheet date. Factors considered by the Bank’s management in establishing the allowance include: the collectability of individual loans, current loan concentrations, charge-off history, loss emergence period, delinquent loan percentages, the fair value of the collateral, input from regulatory agencies, and general economic conditions.  On a quarterly basis, management of the Bank meets to review and determine the adequacy of the allowance for loan losses. In making this determination, the Bank’s management analyzes the ultimate collectability of the loans in its portfolio by incorporating feedback provided by the Bank’s internal loan staff, an independent internal loan review function and information provided by examinations performed by regulatory agencies.  The analysis of the allowance for loan losses is composed of two components: specific credit allocation and general portfolio allocation. The specific credit allocation includes a detailed review of each impaired loan and allocation is made based on this analysis. Factors may include the appraisal value of the collateral, the age of the appraisal, the type of collateral, the performance of the loan to date, the performance of the borrower’s business based on financial statements, and legal judgments involving the borrower. The general portfolio allocation consists of an assigned reserve percentage based on the historical loss experience, the loss emergence period, and other qualitative factors of the loan category.  The general portfolio allocation is segmented into homogeneous pools of loans with similar characteristics. Separate pools of loans include loans pooled by loan grade and by portfolio segment. An average historical loss rate over the past seven years multiplied by the loss emergence period factor is applied against these loans.  For both the criticized and non-criticized loan pools in the general portfolio allocation, additional qualitative factors are applied. The qualitative factors applied to the general portfolio allocation reflect management’s evaluation of various conditions. The conditions evaluated include the following: levels and trends in delinquencies, non-accruals, and criticized loans; trends in volume and terms of loans; effects of any changes in lending policies and credit quality underwriting standards; experience, ability, and depth of management; national and economic trends and conditions; changes in the quality of the loan review system; concentrations of credit risk; changes in collateral value; and large loan risk. The total possible qualitative allocation is determined by comparing peer bank historical charge-off rates to the Bank’s historical charge-off rate. The actual qualitative allocation is determined by qualitative factor by loan type based on metrics that management believes are appropriate indicators of whether the Bank is in a low, moderate, or high risk range relative to historical experience for each qualitative factor. 
Foreclosed Real Estate	Foreclosed Real Estate  Foreclosed real estate is initially recorded at the lower of carrying or fair value (net of costs of disposal) at the date of foreclosure. Costs relating to development and improvement of property are capitalized, whereas costs relating to the holding of property are expensed. Assessments are periodically performed by management, and an allowance for losses is established through a charge to operations if the carrying value of a property exceeds fair value. The Company held no foreclosed real estate at December 31, 2018 or December 31, 2017. 
Insurance Service And Fees	Insurance Service and Fees  Commission revenue is recognized as of the effective date of the insurance policy. The Company also receives contingent commissions from insurance companies which are based on the overall profitability of their relationship based primarily on the loss experience of the insurance placed by the Company. Contingent commissions from insurance companies are recognized when determinable.  On January 1, 2018, the Company adopted a new accounting standard related to the recognition of revenue from contracts with customers. The accounting related to one revenue source, variable profit-sharing revenue for TEA, was impacted by this change in the accounting standard. Profit-sharing revenue is variable consideration that TEA earns based on the loss ratio of its customers at insurance companies. TEA typically receives payment in the year following the year in which the profit-sharing revenue is earned, with most payments received in the first quarter. Prior to January 1, 2018, the Company recognized profit-sharing revenue when the payment was received. Under the new accounting standard, the Company will estimate this variable consideration based on past performance and loss experience known during the year and make subsequent adjustments to revenue when the uncertainty associated with the variable revenue is resolved. See the Recent Accounting Pronouncements and Developments section of this footnote for further details of the change to this accounting standard. 
Goodwill And Other Intangible Assets	Goodwill and Other Intangible Assets  The Company accounts for goodwill and other intangible assets in accordance with ASC Topic 350, "Intangibles – Goodwill and Other." The Company records the excess of the cost of acquired entities over the fair value of identifiable tangible and intangible assets acquired, less liabilities assumed, as goodwill. The Company amortizes acquired intangible assets with definite useful economic lives over their useful economic lives utilizing the straight-line method. On a periodic basis, management assesses whether events or changes in circumstances indicate that the carrying amounts of the intangible assets may be impaired. The Company does not amortize goodwill and any acquired intangible asset with an indefinite useful economic life, but reviews them for impairment at a reporting unit level on an annual basis, or when events or changes in circumstances indicate that the carrying amounts may be impaired. A reporting unit is defined as any distinct, separately identifiable component of one of our operating segments for which complete, discrete financial information is available and reviewed regularly by the segment’s management. The only reporting unit with goodwill as of December 31, 2018 was the insurance agency activities reporting unit.  The fair value of the insurance agency activities reporting unit is measured annually as of December 31 utilizing the average of a discounted cash flow model and a market value based on a multiple to earnings before interest, taxes, depreciation, and amortization (“EBITDA”) for similar companies. The calculated value of the insurance agency reporting unit was in excess of the carrying amount at December 31, 2018. The Company has performed the required goodwill impairment tests and has determined that goodwill was not impaired as of December 31, 2018.
Bank-Owned Life Insurance	Bank-Owned Life Insurance  The Bank has purchased insurance on the lives of Company directors and certain members of the Bank's and TEA's management. The policies accumulate asset values to meet future liabilities, including the payment of employee benefits, such as retirement benefits. Increases in the cash surrender value are recorded as other income in the Company’s Consolidated Statements of Income.
Properties And Equipment	Properties and Equipment  Properties and equipment are stated at cost less accumulated depreciation. Depreciation is computed using the straight-line method over the estimated useful lives of the assets, which range from 3 to 39 years. Impairment losses on properties and equipment are realized if the carrying amount is not recoverable from its undiscounted cash flows and exceeds its fair value in accordance with ASC Topic 360, “Property, Plant, and Equipment.”
Income Taxes	Income Taxes  Deferred tax assets and liabilities are recognized for the future tax effects attributable to differences between the financial statement value of existing assets and liabilities and their respective tax bases and carryforwards. Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the periods in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through income tax expense.  The Bank has invested in partnerships that incur expenses related to the rehabilitation of a certified historic structure located in New York State. At the time the historic structure is placed in service, the Bank is eligible for a federal and New York State tax credit. At the same time, the Bank evaluates its investment, which is valued at the present value of the expected cash flows from its partnership interest. If the investment is determined to be impaired, the Bank will record that impairment loss on its income statement in non-interest income. The federal tax credit impact is included in the Company’s estimated effective tax rate calculation and recorded in income tax expense. For New York State, any new credit earned from rehabilitated historic properties placed in service on or after January 1, 2015 not used in the current tax year will be treated as a refund or overpayment of tax to be credited to the next year’s tax. Since the realization of the tax credit does not depend on the Bank’s generation of future taxable income or the Bank’s ongoing tax status or tax position, the refund is not considered an element of income tax accounting (ASC 740). In such cases, the Bank would not record the credit as a reduction of income tax expense; rather, the Bank includes the refundable New York State tax credit in non-interest income with a corresponding receivable recorded in other assets.  The Tax Cuts and Jobs Act (“TCJA”), which represents one of the most significant overhauls to the United States federal tax code since 1986, was signed into law on December 22, 2017. The TCJA reduces the Company’s marginal federal income tax rate from 35% to 21%, but also reduces the benefit of historic tax credit investments. The impact of the TCJA on the Company is detailed in Note 13 to these Consolidated Financial Statements.
Earnings Per Share	 Earnings Per Share  Earnings per common share is determined by dividing net income by the weighted average number of shares outstanding during the period. Diluted earnings per common share is based on increasing the weighted-average number of shares of common stock by the number of shares of common stock that would be issued assuming the exercise of stock options. Such adjustments to weighted-average number of shares of common stock outstanding are made only when such adjustments are expected to dilute earnings per common share. There were 118,861 , 122,434 , and 76,632 potentially dilutive shares of common stock included in calculating diluted earnings per share for the years ended December 31, 2018, 2017, and 2016, respectively. Potential common shares that would have the effect of increasing diluted earnings per share are considered to be anti-dilutive. In accordance with ASC Topic 260, "Earnings Per Share," these shares were not included in calculating diluted earnings per share. There were 27,600 anti-dilutive shares at December 31, 2018. There were no anti-dilutive shares at each of December 31, 2017 and 2016. 
Treasury Stock	Treasury Stock  Repurchases of shares of Evans Bancorp, Inc. stock are recorded at cost as a reduction of shareholders’ equity. Reissuances of shares of treasury stock are recorded at market value.
Comprehensive Income	 Comprehensive Income  Comprehensive income includes both net income and other comprehensive income, including the change in unrealized gains and losses on securities available for sale, and the change in the liability related to pension costs, net of tax. 
Employee Benefits	Employee Benefits  The Bank maintains a non-contributory, qualified, defined benefit pension plan (the “Pension Plan”) that covered substantially all employees before it was frozen on January 31, 2008. All benefits eligible participants had accrued in the Pension Plan until the freeze date have been retained. Employees have not accrued additional benefits in the Pension Plan from that date. The actuarially determined pension benefit in the form of a life annuity is based on the employee’s combined years of service, age and compensation. The Bank’s policy is to fund the minimum amount required by government regulations. Employees are eligible to receive these benefits at normal retirement age.  The Bank maintains a defined contribution 401(k) plan and accrues contributions due under this plan as earned by employees. In addition, the Bank maintains a non-qualified Supplemental Executive Retirement Plan for certain members of senior management, a non-qualified Deferred Compensation Plan for directors and certain members of management, and a non-qualified Executive Incentive Retirement Plan for certain members of management, as described more fully in Note 11 to these Consolidated Financial Statements, “Employee Benefits and Deferred Compensation Plans.”
Stock-Based Compensation	 Stock-based Compensation  Stock-based compensation expense is recognized over the vesting period of the stock-based grant based on the estimated grant date value of the stock-based compensation that is expected to vest. The Company accounts for forfeitures of stock awards when they occur. When stock awards are granted, the Company assumes that the service condition will be achieved when determining the initial amount of compensation cost recognized. Information on the determination of the estimated value of stock-based awards used to calculate stock-based compensation expense is included in Note 12 to these Consolidated Financial Statements, “Stock-Based Compensation.” 
Loss Contingencies	Loss Contingencies  Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. 
Financial Instruments With Off-Balance Sheet Risk	Financial Instruments with Off-Balance Sheet Risk  In the ordinary course of business, the Bank has entered into off-balance sheet financial arrangements consisting of commitments to extend credit and standby letters of credit. The Bank provides guarantees in the form of standby letters of credit, which represent an irrevocable obligation to make payments to a third party if the borrower defaults on its obligation under a borrowing or other contractual arrangement with the third party. The Bank could potentially be required to make payments to the extent of the amount guaranteed by the standby letters of credit based on the terms of the agreement. The maximum potential amount of future payments under standby letters of credit was $3.4 million and $3.1 million as of December 31, 2018 and 2017, respectively. There were no liabilities recorded on the Consolidated Balance Sheets related to standby letters of credit as of December 31, 2018 and 2017, respectively, reflecting management’s assessment of the value of the guarantee given the lack of historical activity and the likelihood of current customers to draw on the letters of credit. The Bank has not incurred any losses on its commitments during the past three years and has not recorded a reserve for its commitments. 
Advertising Costs	Advertising costs  Advertising costs are expensed as incurred.
Recent Accounting Pronouncements And Developments	RECENT ACCOUNTING PRONOUNCEMENTS AND DEVELOPMENTS  The Company adopted multiple accounting standards as of January 1, 2018 that impacted its consolidated financial statements. The impact on the Company’s equity as depicted in the Statement of Changes in Stockholders’ Equity is as follows:      As of January 1, 2018   Impact of adoption of ASU 2014-09:  Increase in accounts receivable 551  Tax effect (142)  Total 409   Impact of adoption of ASU 2016-01  Increase in fair value of equity securities 1,234  Tax effect (147)  Total 1,087   Total cumulative-effect adjustment due to change in accounting principles 1,496   On January 1, 2018, the Company adopted Accounting Standards Update (“ASU”) 2014-09 Revenue from Contracts with Customers and all subsequent amendments to the ASU (collectively, “ASC 606”), which creates a single framework for recognizing revenue from contracts with customers that fall within its scope. The Company used the modified retrospective method with a cumulative-effect adjustment to retained earnings. The Company’s implementation efforts included the identification of revenue within the scope of the guidance, as well as the evaluation of revenue contracts. The majority of the Company’s revenues come from interest income on loans and securities that are outside the scope of ASC 606. The Company’s services that fall within the scope of ASC 606 are presented within Non-Interest Income and are recognized as revenue as the Company satisfies its obligation to the customer. Services within the scope of ASC 606 include insurance services fees, deposit service charges, and interchange income. Further detail on the Company’s performance obligations and revenue recognition for these revenue streams is provided in Note 14 to these Consolidated Financial Statements.  The accounting related to one revenue source, variable profit-sharing revenue for TEA, was impacted by the adoption of ASC 606. Profit-sharing revenue is variable consideration that TEA earns based on the loss ratio of its customers at insurance companies. TEA typically receives payment in the year following the year in which the profit-sharing revenue is earned, with most payments received in the first quarter. Prior to January 1, 2018, the Company recognized profit-sharing revenue when the payment was received. Under ASC 606, the Company will estimate this variable consideration based on past performance and loss experience known during the year and make subsequent adjustments to revenue when the uncertainty associated with the variable revenue is resolved. As of January 1, 2018, the Company recorded accounts receivable of $551 thousand and the tax effect of $142 thousand through a cumulative-effect adjustment to beginning retained earnings, representing the profit sharing revenue earned in 2017 and expected to be received in 2018.  The Company adopted ASU 2016-01, Recognition and Measurement of Financial Assets and Financial Liabilities and ASU 2018-03 Technical Corrections and Improvements to Financial Instruments—Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities on January 1, 2018 with a cumulative-effect adjustment to retained earnings. This ASU requires equity securities to be measured at fair value with changes in the fair value recognized through net income. As of December 31, 2017, the Company had an investment in the equity securities of another financial institution valued at the historical cost of $0.6 million. The Company used the cost method of accounting because its ownership of the financial institution was less than 5% of the outstanding shares. With the adoption of ASU 2016-01, the cost method was no longer an acceptable accounting principle. On January 1, 2018 the Company recorded an increase in the value of the investment of $1.2 million based on observable prices obtained from orderly transactions between market participants through opening retained earnings.  The Company adopted ASU 2017-07, Improving the Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost effective January 1, 2018. The ASU requires that an employer report the service cost component of net periodic pension cost in the same line item as other compensation costs arising from services rendered by the pertinent employees during the period. The other components of net periodic pension cost such as interest cost, expected return on plan assets, gain or loss, and amortization of prior service cost are required to be presented in the income statement separately from the service cost component. Prior to adoption of this update, the Company presented all components of net periodic pension cost in Salaries and Benefits Expense on its income statement. The adoption of this ASU resulted in the reclassification of $283 thousand and $357 thousand of expenses from “salaries and benefits expense” to “other expense” for 2017 and 2016, respectively, in the Company’s consolidated statements of income. Further details regarding the Company’s net periodic pension cost are provided in Note 11 to these Consolidated Financial Statements.  Accounting standards that have been recently issued but not yet required to be adopted as of December 31, 2018, to the extent management believes their adoption will have a material impact on the Company’s financial condition, results of operations, cash flows or disclosures, are discussed below.  ASU 2016-02, Leases . The objective of this ASU is to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the balance sheet and disclosing key information about leasing arrangements to meet that objective. Under this new guidance, a lessee should recognize in the statement of financial position a liability to make lease payments and a right-of-use asset representing its right to use the underlying asset for the lease term. The recognition, measurement, and presentation of expenses and cash flows arising from a lease by a lessee have not significantly changed from previous GAAP. The Company adopted this ASU effective January 1, 2019 using a modified retrospective approach, recording $4.3 million of right-of-use assets and lease liabilities on its consolidated balance sheet.  ASU 2016-13, Financial Instruments – Credit Losses: Measurement of Credit Losses on Financial Instruments . Current GAAP requires an “incurred loss” methodology for recognizing credit losses that delays recognition until it is probable a loss has been incurred. Both financial institutions and users of their financial statements expressed concern that current GAAP restricts the ability to record credit losses that are expected, but do not yet meet the “probable” threshold. The main objective of this ASU (commonly known as the Current Expected Credit Loss Impairment Model, or CECL, in the industry) is to provide financial statement users with more decision-useful information about the expected credit losses on financial instruments and other commitments to extend credit held by a reporting entity at each reporting date. To achieve this objective, the amendments in CECL replace the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. The amendments in CECL are effective for the Company for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The FASB expects that an entity will be able to leverage its current systems and methods for recording the allowance for credit losses. However, many financial institutions, particularly community banks similar in size to the Company and industry groups like the American Bankers Association, have expressed concern about the impact of CECL. The life of loan loss concept presents complexities that can decrease capital, and add both volatility to the allowance for loan losses (“ALLL”) estimates and additional costs. Changes in expectations of future economic conditions will play a large role in CECL and can significantly affect the credit loss estimate. The Company is developing its approach for determining expected credit losses under the new guidance, including the licensing of costly new software and the development of processes to track loan performance. Significant procedural challenges will be faced both in implementation and on an ongoing basis. The total impact of CECL to the Company’s financial statements is unknown but may be material. Implementation of CECL will be a significant project for the Company through the projected implementation date of January 1, 2020.  ASU 2018-13, Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement – The amendments in this ASU modify the disclosure requirements on fair value measurements. The amendments on changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements, and the narrative description of measurement uncertainty should be applied prospectively for only the most recent interim or annual period presented in the initial fiscal year of adoption. All other amendments should be applied retrospectively to all periods presented upon their effective date. The amendments in this Update are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Adoption of this ASU will impact the Company’s disclosures but will not impact the Company’s financial condition, results of operations or cash flows. ASU 2018-14, Disclosure Framework – Changes to the Disclosure Requirements for Defined Benefit Plans – The amendments in this ASU remove disclosures that no longer are considered cost beneficial, clarify the specific requirements of disclosures, and add disclosure requirements identified as relevant.  The amendments in this ASU are effective for fiscal years ending after December 15, 2020. Adoption of this ASU will impact the Company’s disclosures but will not impact the Company’s financial condition, results of operations or cash flows.

Revenue Recognition Of Non-In_2

Revenue Recognition Of Non-Interest Income (Policy)	12 Months Ended
	Dec. 31, 2018
Revenue Recognition Of Non-Interest Income [Abstract]
Revenue Recognition Of Non-Interest Income	A description of the Company’s material revenue streams in non-interest income accounted for under ASC 606 follows:  Insurance Service and Fees: Insurance services revenue relates to various revenue streams from services provided by TEA and the Bank:     TEA earns commission revenue from selling commercial and personal property and casualty (“P&C”) insurance as well as employee benefits (“EB”) solutions to commercial customers.   TEA has agreements with various insurance companies to sell policies to customers on behalf of the carriers. The performance obligation for TEA is to sell annual P&C policies to commercial customers and consumers. This performance obligation is met when a new policy is sold or when an existing policy renews. The policies are generally one year terms. In the agreements with the respective insurance companies, a commission rate is agreed upon. The commission is recognized at the time of the sale of the policy or when a policy renews.  TEA has signed contracts with insurance carriers that enable TEA to sell benefit plans to commercial customers on behalf of the insurance carriers. The performance obligation for TEA is to sell the plans to commercial customers. After the initial sale when the customer signs an agreement to purchase the offered benefit plan, the performance obligation is met each month when a customer continues utilizing benefit plans from the carrier. The customer does not commit to a specific length of time with the carrier. In the agreements with the respective insurance companies, a commission rate is agreed upon. Revenue is recognized each month when the customer continues with the benefit plan sold by TEA.     TEA also earns contingent profit sharing revenue. The insurance companies measure the loss ratio for TEA’s customers and pay TEA according to how profitable TEA customers are.   TEA has signed written agreements with insurance carriers that document payouts to TEA based on the loss ratios of its customers. The performance obligation for TEA is to maintain a customer base with loss ratios below the agreed upon thresholds. In the contracts with the insurance companies, payout rates based on loss ratios are documented. The consideration is variable as loss ratios vary based on customer experience. TEA’s performance obligation is over the course of the year as its customers’ performance with insurance carriers is measured throughout the year as losses occur. Due to the variable nature of contingent profit sharing revenue, TEA will accrue contingent profit sharing revenue throughout the year based on recent historical results. As loss events occur and overall performance becomes known to TEA, accrual adjustments will be made until the cash is ultimately received.     Financial services commission revenue from the Bank related to wealth management such as life insurance, annuities, and mutual funds sales is also included in the “insurance service and fees” line of the income statement.   The Company earns wealth management fees from its contracts with customers for certain financial services. Fees that are transaction-based are recognized at the point in time that the transaction is executed. Other related services provided include financial planning services and the fees the Bank earns are recognized when the services are rendered.  · Insurance claims services revenue is recorded at Frontier Claims Services, Inc. (“FCS”).    FCS has signed agreements with insurance companies to perform claims services including investigative and adjustment services related to residential and commercial lines. The performance obligation is for FCS to investigate the insurance claims and inspecting the damage to determine the extent of the insurance company’s liability. FCS is paid based on time and materials expended to investigate the claim. The rates paid are determined in the agreement between FCS and the respective insurance companies. Upon completion of its claims inspection work, FCS bills the insurance company for services rendered and recognizes the revenue earned.

Organization And Summary Of S_3

Organization And Summary Of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2018
Organization And Summary Of Significant Accounting Policies [Abstract]
Schedule Of Adopted Accounting Standards Impacted Consolidated Financial Statements	   As of January 1, 2018   Impact of adoption of ASU 2014-09:  Increase in accounts receivable 551  Tax effect (142)  Total 409   Impact of adoption of ASU 2016-01  Increase in fair value of equity securities 1,234  Tax effect (147)  Total 1,087   Total cumulative-effect adjustment due to change in accounting principles 1,496   

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2018
Securities [Abstract]
Schedule Of Amortized Cost And Approximate Fair Value Of Securities	    2018  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 34,597 $ 2 $ (671) $ 33,928  States and political subdivisions 22,168 69 (64) 22,173  Total debt securities $ 56,765 $ 71 $ (735) $ 56,101   Mortgage-backed securities:  FNMA $ 27,747 $ 21 $ (729) $ 27,039  FHLMC 14,645 11 (431) 14,225  GNMA 1,660 6 (36) 1,630  SBA 9,432 - (299) 9,133  CMO 25,025 6 (1,055) 23,976  Total mortgage-backed securities $ 78,509 $ 44 $ (2,550) $ 76,003   Total securities designated as available for sale $ 135,274 $ 115 $ (3,285) $ 132,104   Held to Maturity:  Debt securities  States and political subdivisions $ 1,685 $ 11 $ (22) $ 1,674   Total securities designated as held to maturity $ 1,685 $ 11 $ (22) $ 1,674        2017  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 28,407 $ 22 $ (376) $ 28,053  States and political subdivisions 29,169 246 (42) 29,373  Total debt securities $ 57,576 $ 268 $ (418) $ 57,426   Mortgage-backed securities:  FNMA $ 31,835 $ 69 $ (350) $ 31,554  FHLMC 14,708 22 (190) 14,540  GNMA 2,105 18 (21) 2,102  SBA 10,309 9 (103) 10,215  CMO 28,699 26 (744) 27,981  Total mortgage-backed securities $ 87,656 $ 144 $ (1,408) $ 86,392   Equity securities: $ 580 $ 1,234 $ - $ 1,814   Total securities designated as available for sale $ 145,812 $ 1,646 $ (1,826) $ 145,632   Held to Maturity:  Debt securities  States and political subdivisions $ 5,334 $ 1 $ (74) $ 5,261   Total securities designated as held to maturity $ 5,334 $ 1 $ (74) $ 5,261   
Scheduled Maturities Of Debt And Mortgage-Backed Securities	    2018 2017  Amortized Estimated Amortized Estimated  cost fair value cost fair value  (in thousands) (in thousands)   Debt securities available for sale:   Due in one year or less $ 5,074 $ 5,075 $ 5,974 $ 5,990  Due after one year through five years 22,637 22,448 24,063 24,068  Due after five years through ten years 28,870 28,391 25,584 25,385  Due after ten years 184 187 1,955 1,983  56,765 56,101 57,576 57,426   Mortgage-backed securities  available for sale 78,509 76,003 87,656 86,392   Total $ 135,274 $ 132,104 $ 145,232 $ 143,818   Debt securities held to maturity:   Due in one year or less $ 693 $ 693 $ 4,077 $ 4,053  Due after one year through five years 811 811 690 661  Due after five years through ten years 93 89 473 464  Due after ten years 88 81 94 83  Total $ 1,685 $ 1,674 $ 5,334 $ 5,261  
Unrealized Losses On Securities	   2018   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ 9,931 $ (49) $ 21,144 $ (622) $ 31,075 $ (671)  States and political subdivisions 5,218 (15) 6,893 (49) 12,111 (64)  Total debt securities $ 15,149 $ (64) $ 28,037 $ (671) $ 43,186 $ (735)   Mortgage-backed securities:  FNMA $ 2,637 $ (21) $ 23,667 $ (708) $ 26,304 $ (729)  FHLMC 1,895 (25) 11,899 (406) 13,794 (431)  GNMA - - 926 (36) 926 (36)  SBA - - 9,133 (299) 9,133 (299)  CMO - - 23,127 (1,055) 23,127 (1,055)  Total mortgage-backed securities $ 4,532 $ (46) $ 68,752 $ (2,504) $ 73,284 $ (2,550)   Held to Maturity:  Debt securities:  States and political subdivisions $ 156 $ - $ 722 $ (22) $ 878 $ (22)   Total temporarily impaired  securities $ 19,837 $ (110) $ 97,511 $ (3,197) $ 117,348 $ (3,307)    2017   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ 15,151 $ (239) $ 6,863 $ (137) $ 22,014 $ (376)  States and political subdivisions 7,288 (28) 894 (14) 8,182 (42)  Total debt securities $ 22,439 $ (267) $ 7,757 $ (151) $ 30,196 $ (418)   Mortgage-backed securities:  FNMA $ 20,087 $ (207) $ 6,517 $ (143) $ 26,604 $ (350)  FHLMC 12,984 (147) 960 (43) 13,944 (190)  GNMA - - 1,212 (21) 1,212 (21)  SBA 4,516 (43) 1,769 (60) 6,285 (103)  CMO 11,023 (216) 14,753 (528) 25,776 (744)  Total mortgage-backed securities $ 48,610 $ (613) $ 25,211 $ (795) $ 73,821 $ (1,408)   Held to Maturity:  Debt securities:  States and political subdivisions $ 4,548 $ (37) $ 626 $ (37) $ 5,174 $ (74)   Total temporarily impaired  securities $ 75,597 $ (917) $ 33,594 $ (983) $ 109,191 $ (1,900) 

Loans And The Allowance For L_2

Loans And The Allowance For Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2018
Loans And The Allowance For Loan Losses [Abstract]
Schedule Of Loan Portfolio Composition	  December 31, 2018 December 31, 2017  Mortgage loans on real estate: (in thousands)  Residential mortgages $ 158,404 $ 131,208  Commercial and multi-family 592,507 519,902  Construction-Residential 113 2,134  Construction-Commercial 105,196 107,274  Home equities 70,546 69,745  Total real estate loans 926,766 830,263   Commercial and industrial loans 226,057 232,211  Consumer and other loans 1,520 1,654  Net deferred loan origination costs 1,587 1,187  Total gross loans 1,155,930 1,065,315   Allowance for loan losses (14,784) (14,019)   Loans, net $ 1,141,146 $ 1,051,296 
Changes In The Allowance For Loan Losses	    2018 2017 2016  (in thousands)  Balance, beginning of year $ 14,019 $ 13,916 $ 12,883  Provisions for loan losses 1,402 738 1,209  Recoveries 54 350 231  Charge-offs (691) (985) (407)  Balance, end of year $ 14,784 $ 14,019 $ 13,916 
Schedule Of Allowance For Loan Losses According To Portfolio Segment	     2018   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 5,204 $ 7,409 $ 109 $ 950 $ 347 $ 14,019  Charge-offs (203) (262) (113) (86) (27) (691)  Recoveries 41 - 12 - 1 54  Provision (Credit) (674) 1,697 98 257 24 1,402  Ending balance $ 4,368 $ 8,844 $ 106 $ 1,121 $ 345 $ 14,784   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 249 $ 716 $ 23 $ 85 $ - $ 1,073  Collectively evaluated  for impairment 4,119 8,128 83 1,036 345 13,711  Total $ 4,368 $ 8,844 $ 106 $ 1,121 $ 345 $ 14,784   Loans:  Ending balance:  Individually evaluated  for impairment $ 3,701 $ 15,290 $ 23 $ 2,814 $ 1,887 $ 23,715  Collectively evaluated  for impairment 222,356 682,413 1,497 155,703 68,659 1,130,628  Total $ 226,057 $ 697,703 $ 1,520 $ 158,517 $ 70,546 $ 1,154,343   N ote : Loan balances do not include $ 1.6 million in net deferred loan origination costs as of December 31, 2018. * includes construction loans       2017   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 4,813 $ 7,890 $ 96 $ 769 $ 348 $ 13,916  Charge-offs (791) (127) (66) - (1) (985)  Recoveries 323 - 24 - 3 350  Provision (Credit) 859 (354) 55 181 (3) 738  Ending balance $ 5,204 $ 7,409 $ 109 $ 950 $ 347 $ 14,019   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 372 $ 643 $ 34 $ 28 $ - $ 1,077  Collectively evaluated  for impairment 4,832 6,766 75 922 347 12,942  Total $ 5,204 $ 7,409 $ 109 $ 950 $ 347 $ 14,019   Loans:  Ending balance:  Individually evaluated  for impairment $ 2,263 $ 9,212 $ 34 $ 2,611 $ 1,785 $ 15,905  Collectively evaluated  for impairment 229,948 617,964 1,620 130,731 67,960 1,048,223  Total $ 232,211 $ 627,176 $ 1,654 $ 133,342 $ 69,745 $ 1,064,128   Note : Loan balances do not include $1.2 million in net deferred loan origination costs as of December 31, 2017. * includes construction loans
Data, At Class Level, Of Credit Quality Indicators Of Certain Loans	      2018  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  Acceptable or better $ 65,932 $ 466,294 $ 532,226 $ 155,687  Watch 30,628 109,409 140,037 57,366  Special Mention - 10,583 10,583 4,105  Substandard 8,636 6,221 14,857 8,870  Doubtful/Loss - - - 29  Total $ 105,196 $ 592,507 $ 697,703 $ 226,057      2017  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  Acceptable or better $ 83,203 $ 418,819 $ 502,022 $ 158,181  Watch 24,071 87,746 111,817 57,827  Special Mention - 4,106 4,106 13,247  Substandard - 9,231 9,231 2,134  Doubtful/Loss - - - 822  Total $ 107,274 $ 519,902 $ 627,176 $ 232,211 
Recorded Investment In Loans Past Due	     2018  (in thousands)   Current Non-accruing Total  Balance 30-59 days 60-89 days 90+ days Loans Balance   Commercial and industrial $ 217,625 $ 6,173 $ 565 $ - $ 1,694 $ 226,057  Residential real estate:  Residential 154,063 2,546 332 - 1,463 158,404  Construction 113 - - - - 113  Commercial real estate:  Commercial 582,016 4,546 - - 5,945 592,507  Construction 95,204 1,027 329 - 8,636 105,196  Home equities 69,094 123 76 - 1,253 70,546  Consumer and other 1,514 5 1 - - 1,520  Total Loans $ 1,119,629 $ 14,420 $ 1,303 $ - $ 18,991 $ 1,154,343        2017  (in thousands)   Current Non-accruing Total  Balance 30-59 days 60-89 days 90+ days Loans Balance   Commercial and industrial $ 225,915 $ 4,019 $ 163 $ 365 $ 1,749 $ 232,211  Residential real estate:  Residential 129,251 731 - - 1,226 131,208  Construction 2,134 - - - - 2,134  Commercial real estate:  Commercial 508,044 2,611 - 309 8,938 519,902  Construction 102,109 3,239 1,926 - - 107,274  Home equities 68,415 171 40 - 1,119 69,745  Consumer and other 1,628 11 6 - 9 1,654  Total Loans $ 1,037,496 $ 10,782 $ 2,135 $ 674 $ 13,041 $ 1,064,128 
Data, At Class Level, Of Impaired Loans	      At December 31, 2018  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 1,633 $ 2,611 $ - $ 1,785 $ 116 $ 65  Residential real estate:  Residential 2,289 2,483 - 2,337 45 69  Construction - - - - - -  Commercial real estate:  Commercial 6,538 6,914 - 6,733 220 115  Construction 116 116 - 143 - 12  Home equities 1,887 2,058 - 1,952 71 43  Consumer and other - - - - - -  Total impaired loans $ 12,463 $ 14,182 $ - $ 12,950 $ 452 $ 304      At December 31, 2018  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 2,068 $ 2,095 $ 249 $ 2,098 $ 17 $ 125  Residential real estate:  Residential 525 556 85 520 22 3  Construction - - - - - -  Commercial real estate:  Commercial - - - - - -  Construction 8,636 8,975 716 8,793 379 113  Home equities - - - - - -  Consumer and other 23 27 23 23 - 2  Total impaired loans $ 11,252 $ 11,653 $ 1,073 $ 11,434 $ 418 $ 243      At December 31, 2018  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 3,701 $ 4,706 $ 249 $ 3,883 $ 133 $ 190  Residential real estate:  Residential 2,814 3,039 85 2,857 67 72  Construction - - - - - -  Commercial real estate:  Commercial 6,538 6,914 - 6,733 220 115  Construction 8,752 9,091 716 8,936 379 125  Home equities 1,887 2,058 - 1,952 71 43  Consumer and other 23 27 23 23 - 2  Total impaired loans $ 23,715 $ 25,835 $ 1,073 $ 24,384 $ 870 $ 547       At December 31, 2017  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 1,023 $ 1,917 $ - $ 1,704 $ 92 $ 28  Residential real estate:  Residential 2,415 2,594 - 2,456 46 83  Construction - - - - - -  Commercial real estate:  Commercial 2,336 2,469 - 2,449 134 32  Construction 187 187 - 218 - 13  Home equities 1,785 1,892 - 1,828 62 33  Consumer and other - - - - - -  Total impaired loans $ 7,746 $ 9,059 $ - $ 8,655 $ 334 $ 189     At December 31, 2017  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 1,240 $ 1,431 $ 372 $ 1,279 $ 79 $ 12  Residential real estate:  Residential 196 196 28 196 6 3  Construction - - - - - -  Commercial real estate:  Commercial 6,689 6,819 643 6,755 156 129  Construction - - - - - -  Home equities - - - - - -  Consumer and other 34 59 34 37 3 2  Total impaired loans $ 8,159 $ 8,505 $ 1,077 $ 8,267 $ 244 $ 146      At December 31, 2017  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 2,263 $ 3,348 $ 372 $ 2,983 $ 171 $ 40  Residential real estate:  Residential 2,611 2,790 28 2,652 52 86  Construction - - - - - -  Commercial real estate:  Commercial 9,025 9,288 643 9,204 290 161  Construction 187 187 - 218 - 13  Home equities 1,785 1,892 - 1,828 62 33  Consumer and other 34 59 34 37 3 2  Total impaired loans $ 15,905 $ 17,564 $ 1,077 $ 16,922 $ 578 $ 335  
Loans Classified As Troubled Debt Restructurings	   December 31, 2018  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 2,282 $ 275 $ 2,007 $ 154  Residential real estate:  Residential 1,617 266 1,351 14  Construction - - - -  Commercial real estate:  Commercial and multi-family 4,164 3,571 593 -  Construction 8,753 8,637 116 716  Home equities 756 122 634 -  Consumer and other 23 - 23 23  Total TDR loans $ 17,595 $ 12,871 $ 4,724 $ 907       December 31, 2017  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 734 $ 220 $ 514 $ 8  Residential real estate:  Residential 1,656 271 1,385 -  Construction - - - -  Commercial real estate:  Commercial and multi-family 3,854 3,767 87 236  Construction 187 - 187 -  Home equities 794 128 666 -  Consumer and other 25 - 25 24  Total TDR loans $ 7,250 $ 4,386 $ 2,864 $ 268 
TDR Activity By Type Of Concession Granted To Borrower	   Year ended December 31, 2018 Year ended December 31, 2017  (Recorded Investment in thousands) (Recorded Investment in thousands)  Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment   Commercial and Industrial:  Deferral of principal - $ - $ - 1 $ 874 $ 874  Extension of maturity 2 1,651 1,651 - - -  Term-out line of credit 1 29 29 1 180 180  Combination of concessions 1 63 63 - - -  Residential Real Estate & Construction:  Extension of maturity 1 156 156 2 254 272  Commercial Real Estate & Construction:  Deferral of principal 1 8,768 8,768 - - -  Extension of maturity 1 181 181 3 5,073 5,073  Combination of concessions 1 154 154 1 4,179 3,397  Home Equities: - - - - - -  Deferral of principal 1 100 100 1 175 175  Extension of maturity and  interest rate reduction - - - 1 20 20  Consumer and other loans - - - - - - 
Loans Classified As TDRs Subsequently Defaulted	  Year ended December 31, 2018 Year ended December 31, 2017  (Recorded Investment in thousands) (Recorded Investment in thousands)   Troubled Debt Restructurings Number of Recorded Number of Recorded  That Subsequently Defaulted Contracts Investment Contracts Investment  Commercial and industrial - $ - 1 $ 107  Residential real estate - - 1 151  Commercial real estate - - - -  Home equities - - - -  Consumer and other loans - - - - 

Properties And Equipment (Table

Properties And Equipment (Tables)	12 Months Ended
	Dec. 31, 2018
Properties And Equipment [Abstract]
Schedule Of Properties And Equipment	  2018 2017  (in thousands)  Land $ 268 $ 268  Buildings and improvements 13,258 13,047  Furniture, fixtures, and equipment 16,375 15,504  29,901 28,819  Less accumulated depreciation (19,416) (18,255)  Properties and equipment, net $ 10,485 $ 10,564 

Other Assets (Tables)

Other Assets (Tables)	12 Months Ended
	Dec. 31, 2018
Other Assets [Abstract]
Schedule Of Other Assets	    2018 2017  (in thousands)  Net deferred tax asset $ 4,417 $ 4,450  Accrued interest receivable 4,594 4,091  State historic tax credit receivable 1,854 4,960  Prepaid expenses 1,451 1,022  Mortgage servicing rights 609 586  Historic tax credit investments 1,243 1,182  Accounts receivable 3,002 2,688  Other 904 671  Total other assets $ 18,074 $ 19,650  

Goodwill And Intangible Assets

Goodwill And Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2018
Goodwill and Intangible Assets [Abstract]
Schedule Of Intangible Assets	   2018 Gross Carrying Amount Accumulated Amortization Net Weighted Avg Amortization Period  (in thousands)   Insurance expirations $ 2,865 $ (393) $ 2,472 6 years      2017 Gross Carrying Amount Accumulated Amortization Net Weighted Avg Amortization Period  (in thousands)   Insurance expirations $ 565 $ (113) $ 452 4 years  
Schedule Of Expected Amortization Expense	   Year Ending December 31 Amount  (in thousands)  2019 $ 447  2020 447  2021 447  2022 334  2023 - 2025 797  $ 2,472 

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2018
Deposits [Abstract]
Schedule Of Maturities Of Time Deposits	   (in thousands)  2019 $ 193,937  2020 50,144  2021 41,655  2022 8,118  2023 7,373  $ 301,227 

Borrowed Funds And Junior Sub_2

Borrowed Funds And Junior Subordinated Debentures (Tables)	12 Months Ended
	Dec. 31, 2018
Borrowed Funds And Junior Subordinated Debentures [Abstract]
Schedule Of Amounts And Interest Rates Of Other Borrowed Funds	   FHLB Overnight Line of Credit FHLB Advances Total Other Borrowings  (in thousands)  At December 31, 2018  Amount outstanding $ - $ 10,000 $ 10,000  Weighted-average interest rate - % 1.73 % 1.73 %   For the year ended December 31, 2018  Highest amount at a month end $ 78,900 $ 10,000  Daily average amount outstanding $ 20,981 $ 10,000 $ 30,981  Weighted-average interest rate 1.76 % 1.73 % 1.75 %   At December 31, 2017  Amount outstanding $ 78,250 $ 10,000 $ 88,250  Weighted-average interest rate 1.53 % 1.73 % 1.55 %   For the year ended December 31, 2017  Highest amount at a month end $ 78,250 $ 10,000  Daily average amount outstanding $ 16,491 $ 10,000 $ 26,491  Weighted-average interest rate 1.36 % 1.73 % 1.50 %   At December 31, 2016  Amount outstanding $ 18,200 $ 10,000 $ 28,200  Weighted-average interest rate 0.74 % 1.73 % 1.09 %   For the year ended December 31, 2016  Highest amount at a month end $ 49,100 $ 10,000  Daily average amount outstanding $ 16,011 $ 10,000 $ 26,011  Weighted-average interest rate 0.61 % 1.73 % 1.05 % 

Comprehensive Income (Loss) (Ta

Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2018
Comprehensive Income (Loss) [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	   Balance at December 31, 2017 Net Change Balance at December 31, 2018  (in thousands)  Net unrealized loss on investment securities $ (1,049) $ (1,299) $ (2,348)  Net defined benefit pension plan adjustments (2,368) (637) (3,005)  Total $ (3,417) $ (1,936) $ (5,353)      Balance at December 31, 2016 Net Change Balance at December 31, 2017  (in thousands)  Net unrealized loss on investment securities $ (365) $ (684) $ (1,049)  Net defined benefit pension plan adjustments (2,059) (309) (2,368)  Total $ (2,424) $ (993) $ (3,417)      Balance at December 31, 2015 Net Change Balance at December 31, 2016  (in thousands)  Net unrealized loss on investment securities $ 475 $ (840) $ (365)  Net defined benefit pension plan adjustments (2,285) 226 (2,059)  Total $ (1,810) $ (614) $ (2,424)  
Components Of Other Comprehensive Income (Loss)	  December 31, 2018 (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized loss on investment securities:  Unrealized (loss) gain on investment securities $ (1,756) $ 457 $ (1,299)   Defined benefit pension plans adjustments:  Net actuarial (loss) gain $ (987) $ 196 $ (791)  Reclassifications from accumulated other  comprehensive income for gains (losses)  Amortization of prior service cost (a) 31 (5) 26  Amortization of actuarial loss (a) 169 (41) 128  Net change (787) 150 (637)   Other Comprehensive Income (Loss) $ (2,543) $ 607 $ (1,936)   (a) Included in net periodic pension cost as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”         December 31, 2017 (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Tax effect reclass due to TCJA Total Net Change  Unrealized loss on investment securities:  Unrealized (loss) gain on investment securities $ (826) $ 319 $ (507) $ (177) $ (684)   Defined benefit pension plans adjustments:  Net actuarial gain (loss) $ (30) $ 11 $ (19)  Reclassifications from accumulated other  comprehensive income for gains (losses)  Amortization of prior service cost (a) 31 (4) 27  Amortization of actuarial loss (a) 173 (36) 137  Net change 174 (29) 145 (454) (309)   Other Comprehensive Income (Loss) $ (652) $ 290 $ (362) $ (631) $ (993)  (a) Included in net periodic pension cost as described in Note 11 – “Employee Benefits and Deferred Compensation Plans ”   December 31, 2016 (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized loss on investment securities:  Unrealized (loss) gain on investment securities $ (1,355) $ 515 $ (840)   Defined benefit pension plans adjustments:  Net actuarial gain (loss) $ 110 $ (42) $ 68  Reclassifications from accumulated other  comprehensive income for gains (losses)  Amortization of prior service cost (a) 31 (12) 19  Amortization of actuarial loss (a) 221 (82) 139  Net change 362 (136) 226   Other Comprehensive Income (Loss) $ (993) $ 379 $ (614)  Included in net periodic pension cost as described in Note 11 – “Employee Benefits and Deferred Compensation Plans”

Employee Benefits And Deferre_2

Employee Benefits And Deferred Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2018
Pension Benefits [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Schedule Of Defined Benefit Plans Disclosures	    12/31/2018 12/31/2017  Change in benefit obligation: (in thousands)  Benefit obligation at the beginning of the year $ 5,842 $ 5,524  Service cost - -  Interest cost 205 216  Assumption change (491) 245  Actuarial (gain) loss 50 62  Benefits paid (216) (205)  Benefit obligation at the end of the year 5,390 5,842   Change in plan assets:  Fair value of plan assets at the beginning of year 5,787 4,266  Actual return on plan assets (391) 726  Employer contributions - 1,000  Benefits paid (216) (205)  Fair value of plan assets at the end of year 5,180 5,787   Funded status $ (210) $ (55)   Amount recognized in the Consolidated Balance Sheets consist of:  Accrued benefit liabilities $ (210) $ (55)   Amount recognized in the Accumulated Other Comprehensive Loss consists of:  Net actuarial loss $ 2,372 $ 2,192  Prior service cost - -  Net amount recognized in equity - pre-tax $ 2,372 $ 2,192   Accumulated benefit obligation at year end $ 5,390 $ 5,842 
Schedule Of Assumptions Used	    2018 2017 2016  Discount rate for projected benefit obligation 4.20 % 3.55 % 3.95 %  Discount rate for net periodic pension cost 3.55 % 3.95 % 4.17 %  Rate of increase in compensation levels - % - % - %  Expected long-term rate of return of plan assets 5.50 % 6.50 % 6.50 % 
Schedule Of Net Periodic Benefit Cost	    2018 2017 2016  (in thousands)  Service cost $ - $ - $ -  Interest cost 205 216 221  Expected return on plan assets (312) (275) (263)  Net amortization and deferral 83 92 85  Net periodic benefit cost $ (24) $ 33 $ 43 
Schedule Of Weighted Average Asset Allocation	   Asset Category: 2018 2017  Equity mutual funds 26.53 % 25.93 %  Fixed income mutual funds 71.61 % 72.17 %  Cash/Short-term investments 1.86 % 1.90 %  100.00 % 100.00 % 
Schedule Of Major Categories Of Assets	    2018 2017  (in thousands)  Level 1:  Mutual funds:  Short-term investments:  Money market $ 96 $ 110  Fixed Income: 3,710 4,176  Equities:  Small cap - 243  Large cap 576 520  International large cap 789 497  International small cap 9 123  Emerging markets - 118  $ 5,180 $ 5,787 
Schedule Of Expected Benefit Payments	   (in thousands)  2019 $ 219  2020 217  2021 232  2022 266  2023 289  Year 2024 - 2028 1,692 
Supplemental Executive Retirement Plan [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Schedule Of Defined Benefit Plans Disclosures	    12/31/2018 12/31/2017  Change in benefit obligation: (in thousands)  Benefit obligation at the beginning of the year $ 4,542 $ 4,255  Service cost 187 168  Interest cost 137 137  Actuarial (gain) loss 725 175  Benefits paid (193) (193)  Benefit obligation at the end of the year 5,398 4,542   Change in plan assets:  Fair value of plan assets at the beginning of year - -  Actual return on plan assets - -  Employer contributions 193 193  Benefits paid (193) (193)  Fair value of plan assets at the end of year - -   Funded status $ (5,398) $ (4,542)   Amount recognized in the Consolidated Balance Sheets consist of:  Accrued benefit liabilities $ (5,398) $ (4,542)   Amount recognized in the Accumulated Other Comprehensive Loss consists of:  Net actuarial loss $ 1,480 $ 841  Prior service cost 125 156  Net amount recognized in equity - pre-tax $ 1,605 $ 997   Accumulated benefit obligation at year end $ 5,047 $ 4,007 
Schedule Of Assumptions Used	   2018 2017 2016  Discount rate for projected benefit obligation 3.84 % 3.09 % 3.30 %  Discount rate for net periodic pension cost 3.09 % 3.30 % 3.38 %  Salary scale 6.00 % 3.00 % 3.00 % 
Schedule Of Net Periodic Benefit Cost	   2018 2017 2016  (in thousands)  Service cost $ 187 $ 168 $ 188  Interest cost 137 137 144  Net amortization and deferral 117 112 167  Net periodic benefit cost $ 441 $ 417 $ 499 
Schedule Of Expected Benefit Payments	   (in thousands)  2019 $ 378  2020 378  2021 285  2022 3,029  2023 285  Year 2024 - 2028 1,125 

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2018
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule Of Stock Options Valuation Assumptions	  2018 2017 2016  Dividend Yield 2.04 % 2.03 % 2.88 %  Expected Life (years) 6.81 6.95 6.77  Expected Volatility 16.57 % 17.34 % 17.25 %  Risk-free Interest Rate 2.82 % 2.24 % 1.78 %  Weighted Average Fair Value $ 7.63 $ 6.41 $ 3.05 
Schedule Of Stock Options Activity	   Options Weighted Average Exercise Price Weighted Average Remaining Contractual Term (years) Aggregate Intrinsic Value (in thousands)  Balance, December 31, 2017 241,220 $ 20.53  Granted 28,660 45.20  Exercised (43,761) 15.79  Expired (330) 39.50  Forfeited (6,821) 36.40  Balance, December 31, 2018 218,968 $ 24.18 5.17 $ 2,386   Exercisable, December 31, 2018 152,542 $ 18.96 3.88 $ 2,181 
Schedule Of Restricted Stock Award Activity	   Shares Weighted Average Grant Date Fair Value  Balance, December 31, 2017 36,254 $ 31.34  Granted 18,505 44.61  Vested (16,303) 30.77  Forfeited (3,111) 37.53  Balance, December 31, 2018 35,345 $ 38.01 
Schedule Of Activity Under Share Based Compensation Plans	    2018 2017 2016  (in thousands)  Total intrinsic value of stock options exercised $ 1,237 $ 567 $ 92  Total fair value of restricted stock awards vested $ 736 $ 645 $ 349 
Schedule Of Employee Stock Purchase Plan Valuation Assumptions	  2016  Dividend Yield 2.93 %  Expected Life (years) 0.50  Expected Volatility 22.97 %  Risk-free Interest Rate 0.43 %  Weighted Average Fair Value $ 7.71 
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule Of Unrecognized Compensation Cost	   (in thousands)  2019 $ 120  2020 85  2021 51  2022 10 
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Schedule Of Unrecognized Compensation Cost	   (in thousands)  2019 $ 416  2020 260  2021 154  2022 29 

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2018
Income Taxes [Abstract]
Schedule Of Components Of Income Tax Provision (Benefit)	    2018 2017 2016  (in thousands)  Current federal tax expense $ 1,182 $ 2,041 $ 1,990  Current state tax expense 606 18 4  Total current tax expense 1,788 2,059 1,994   Deferred federal tax expense (benefit) $ - $ 2,441 $ (405)  Deferred state tax expense 495 709 334  Total deferred tax expense (benefit) 495 3,150 (71)   Total income tax provision $ 2,283 $ 5,209 $ 1,923 
Schedule Of Effective Income Tax Rate Reconciliation	    2018 2017 2016  Amount Percent Amount Percent Amount Percent  (in thousands)  Tax provision at statutory rate $ 3,914 21 % $ 5,334 34 % $ 3,466 34 %  Change in taxes resulting from:  Tax-exempt income (287) (2) (589) (4) (522) (5)  Historic tax credit (2,043) (11) (1,869) (12) (1,413) (14)  State taxes, net of federal benefit 871 5 455 2 236 2  Deferred tax asset remeasurement - - 2,074 13 - -  Other items, net (172) (1) (196) - 156 2  Income tax provision $ 2,283 12 % $ 5,209 33 % $ 1,923 19 % 
Schedule Of Historic Tax Credit	   2018 2017 2016   Loss on tax credit investment $ (2,870) $ (3,997) $ (3,022)  Refundable state historic tax credit 1,982 2,843 2,117  Income tax benefit 2,043 1,869 1,413  Total HTC income $ 1,155 $ 715 $ 508  
Schedule Of Deferred Tax Assets And Liabilities	   2018 2017  (in thousands)  Deferred tax assets:  Pension and SERP plans $ 1,452 $ 1,184  Allowance for loan and lease losses 3,788 3,566  Non accrued interest 68 58  Deferred compensation 614 594  Litigation accrual - 1  Loss on investment in tax credit 490 454  Stock options granted 165 137  Historic tax credit carryforward - 518  Leases 119 109  Net unrealized losses on securities 822 364  Gross deferred tax assets $ 7,518 $ 6,985   Deferred tax liabilities:  Depreciation and amortization $ 1,637 $ 1,428  Prepaid expenses 616 479  Deferred dividend income 356 192  Mortgage servicing asset 158 151  Gross deferred tax liabilities $ 2,767 $ 2,250   Valuation allowance (334) (285)  Net deferred tax asset $ 4,417 $ 4,450 

Revenue Recognition Of Non-In_3

Revenue Recognition Of Non-Interest Income (Tables)	12 Months Ended
	Dec. 31, 2018
Revenue Recognition Of Non-Interest Income [Abstract]
Schedule Of Disaggregation Of Insurance Service And Other Fees	    2018 2017 2016  (in thousands)  Commercial property and casualty insurance commissions $ 3,541 $ 2,918 $ 2,646  Personal property and casualty insurance commissions 3,067 2,608 2,311  Employee benefits sales commissions 855 528 234  Profit sharing and contingent revenue 905 928 531  Wealth management and other financial services 563 425 413  Insurance claims services revenue 305 390 261  Other insurance-related revenue 129 101 123  Total insurance service and other fees $ 9,365 $ 7,898 $ 6,519 

Other Liabilities (Tables)

Other Liabilities (Tables)	12 Months Ended
	Dec. 31, 2018
Other Liabilities [Abstract]
Schedule Of Other Liabilities	    2018 2017  (in thousands)  Retirement compensation liabilities $ 7,976 $ 6,997  Accounts payable 4,989 3,484  Historic tax credit investment 2,996 3,942  Interest payable 877 334  Loan participation payable - 2,143  Other 193 293  Total other liabilities $ 17,031 $ 17,193 

Contingent Liabilities And Co_2

Contingent Liabilities And Commitments (Tables)	12 Months Ended
	Dec. 31, 2018
Contingent Liabilities And Commitments [Abstract]
Summary Of Commitments And Contingent Liabilities	    December 31, December 31,  2018 2017  (in thousands)   Commitments to extend credit $ 290,785 $ 247,540  Standby letters of credit 3,379 3,115  Total $ 294,164 $ 250,655 

Segment Information (Tables)

Segment Information (Tables)	12 Months Ended
	Dec. 31, 2018
Segment Information [Abstract]
Schedule Of Business Segments	  2018  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 48,228 $ (121) $ 48,107  Provision for loan losses 1,402 - 1,402  Net interest income (expense) after  provision for loan losses 46,826 (121) 46,705  Non-interest income 5,862 - 5,862  Insurance service and fees 541 8,824 9,365  Amortization expense - 280 280  Non-interest expense 35,683 7,330 43,013  Income before income taxes 17,546 1,093 18,639  Income tax provision 1,999 284 2,283  Net income $ 15,547 $ 809 $ 16,356    2017  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 42,119 $ (102) $ 42,017  Provision for loan losses 738 - 738  Net interest income (expense) after  provision for loan losses 41,381 (102) 41,279  Non-interest income 5,105 - 5,105  Insurance service and fees 416 7,482 7,898  Amortization expense - 113 113  Non-interest expense 32,610 5,871 38,481  Income before income taxes 14,292 1,396 15,688  Income tax provision 4,674 535 5,209  Net income $ 9,618 $ 861 $ 10,479     2016  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 35,371 $ (123) $ 35,248  Provision for loan losses 1,209 - 1,209  Net interest income (expense) after  provision for loan losses 34,162 (123) 34,039  Non-interest income 4,733 - 4,733  Insurance service and fees 400 6,119 6,519  Non-interest expense 30,438 4,658 35,096  Income before income taxes 8,857 1,338 10,195  Income tax provision 1,408 515 1,923  Net income $ 7,449 $ 823 $ 8,272 
Schedule Of Identifiable Assets, Net	    December 31, December 31,  2018 2017  (in thousands)  Identifiable Assets, Net  Banking activities $ 1,371,560 $ 1,285,173  Insurance agency activities 16,647 10,460  Consolidated Total Assets $ 1,388,207 $ 1,295,633 

Fair Value Of Financial Instr_2

Fair Value Of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2018
Financial Instruments Measured At Fair Value On Recurring Basis	  (in thousands) Level 1 Level 2 Level 3 Fair Value   December 31, 2018  Securities available-for-sale:  US government agencies $ - $ 33,928 $ - $ 33,928  States and political subdivisions - 22,173 - 22,173  Mortgage-backed securities - 76,003 - 76,003  Mortgage servicing rights - - 609 609   December 31, 2017  Securities available-for-sale:  US government agencies $ - $ 28,053 $ - $ 28,053  States and political subdivisions - 29,373 - 29,373  Mortgage-backed securities - 86,392 - 86,392  Mortgage servicing rights - - 586 586 
Quantitative Information About Significant Unobservable Inputs For MSRs	  December 31, 2018 December 31, 2017  Servicing fees 0.25 % 0.25 %  Discount rate 9.00 % 9.50 %  Prepayment rate (CPR) 6.52 % 10.56 % 
Financial Instruments Measured At Fair Value On Nonrecurring Basis	   (in thousands) Level 1 Level 2 Level 3 Fair Value   December 31, 2018  Collateral dependent impaired loans $ - $ - $ 20,590 $ 20,590   December 31, 2017  Collateral dependent impaired loans $ - $ - $ 14,464 $ 14,464 
Estimated Fair Values Of Financial Instruments	  December 31, 2018 December 31, 2017  Carrying Fair Carrying Fair  Amount Value Amount Value  (in thousands) (in thousands)  Financial assets:  Level 1:  Cash and cash equivalents $ 39,915 $ 39,915 $ 21,330 $ 21,330  Level 2:  Available for sale securities 132,104 132,104 143,818 143,818  FHLB and FRB stock 3,403 3,403 6,779 6,779  Level 3:  Equity securities - - 580 1,814  Held to maturity securities 1,685 1,674 5,334 5,261  Loans, net 1,141,146 1,131,891 1,051,296 1,047,967  Mortgage servicing rights 609 609 586 586   Financial liabilities:  Level 1:  Demand deposits $ 231,902 $ 231,902 $ 219,664 $ 219,664  NOW deposits 110,450 110,450 109,378 109,378  Savings deposits 571,479 571,479 535,730 535,730  Level 2:  Securities sold under agreement to  repurchase 3,142 3,142 9,289 9,289  Other borrowed funds 10,000 9,854 88,250 88,132  Junior subordinated debentures 11,330 11,330 11,330 11,330  Level 3:  Time deposits 301,227 298,999 186,457 187,782 
Equity Securities [Member]
Summary Of Changes In Fair Value At Level 3	    (in thousands) 2018 2017  Equity securities - December 31 $ 580 $ 580  Increase in recorded value due to adoption of ASU 2016-01 through beginning retained earnings 1,234 -  Fair value change included in earnings 146 -  Proceeds from equity securities sales 1,960 -  Equity securities - December 31 $ - $ 580 
Mortgage Servicing Rights [Member]
Summary Of Changes In Fair Value At Level 3	  (in thousands) 2018 2017 2016  Mortgage servicing rights - January 1 $ 586 $ 527 $ 557  Gains/(Losses) included in earnings (22) (48) (123)  Additions from loan sales 45 107 93  Mortgage servicing rights - December 31 $ 609 $ 586 $ 527 

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2018
Regulatory Matters [Abstract]
Schedule Of Compliance With Regulatory Capital Requirements Under Banking Regulations	   December 31, 2018  (in thousands)  Company Bank Minimum for Capital Adequacy Purposes Minimum to be Well Capitalized Under Prompt Corrective Action Provisions  Amount Ratio Amount Ratio Amount Ratio Amount Ratio   Common Equity Tier I  (to Risk Weighted Assets) $ 136,406 11.84 % $ 132,583 11.53 % $ 51,831 4.5 % $ 74,866 6.5 %   Total Capital  (to Risk Weighted Assets) $ 150,808 13.09 % $ 146,957 12.78 % $ 92,143 8.0 % $ 115,179 10.0 %   Tier I Capital  (to Risk Weighted Assets) $ 136,406 11.84 % $ 132,583 11.53 % $ 69,107 6.0 % $ 92,143 8.0 %   Tier I Capital  (to Average Assets) $ 136,406 9.73 % $ 132,583 9.49 % $ 56,084 4.0 % $ 70,105 5.0 % 

Parent Company Only Financial_2

Parent Company Only Financial Information (Tables)	12 Months Ended
	Dec. 31, 2018
Parent Company Only Financial Information [Abstract]
Condensed Balance Sheets	  December 31,  2018 2017  (in thousands)  ASSETS  Cash $ 1,446 $ 436  Other assets 403 974  Investment in subsidiaries 142,268 129,153  Total assets $ 144,117 $ 130,563   LIABILITIES AND STOCKHOLDERS’ EQUITY  LIABILITIES:  Junior subordinated debentures $ 11,330 $ 11,330  Other liabilities 1,141 891  Total liabilities 12,471 12,221   STOCKHOLDERS’ EQUITY  Total Stockholders’ Equity $ 131,646 $ 118,342  Total liabilities and stockholders’ equity $ 144,117 $ 130,563 
Condensed Statements Of Income	  December 31,  2018 2017 2016  (in thousands)  Dividends from subsidiaries $ 8,300 $ 2,100 $ 5,300   Income 147 - -   Expenses (927) (771) (1,477)   Income before equity in undistributed  earnings of subsidiaries 7,520 1,329 3,823   Equity in undistributed earnings of subsidiaries 8,836 9,150 4,449   Net income 16,356 10,479 8,272   Other comprehensive income - - -   Comprehensive income $ 16,356 $ 10,479 $ 8,272 
Condensed Statements Of Cash FLows	  Year Ended  2018 2017 2016  (in thousands)  Operating Activities:  Net income $ 16,356 $ 10,479 $ 8,272  Adjustments to reconcile net income to  net cash provided by operating activities:  Undistributed earnings of subsidiaries (8,836) (9,150) (4,449)  Changes in assets and liabilities affecting cash flow:  Other assets (470) (13) 371  Other liabilities 250 (183) (1,972)  Other 153 - -  Net cash provided by operating activities 7,453 1,133 2,222   Investing Activities:  Proceeds from equity securities sales 1,960 - -  Investment in subsidiaries (5,000) (11,791) (250)  Net cash used in investing activities (3,040) (11,791) (250)   Financing Activities:  Proceeds from issuance of common stock 1,025 15,015 316  Cash dividends paid (4,428) (3,819) (2,998)  Purchase of Treasury stock - (342) (80)  Net cash used in financing activities (3,403) 10,854 (2,762)   Net increase (decrease) in cash 1,010 196 (790)   Cash beginning of year 436 240 1,030   Cash ending of year $ 1,446 $ 436 $ 240 

Selected Quarterly Financial _2

Selected Quarterly Financial Data (Tables)	12 Months Ended
	Dec. 31, 2018
Selected Quarterly Financial Data [Abstract]
Schedule Of Selected Quarterly Financial Information	    4th Quarter 3rd Quarter 2nd Quarter 1st Quarter  (in thousands, except for per share data)  2018  Interest Income $ 15,309 $ 14,690 $ 14,247 $ 13,366  Interest Expense 2,936 2,604 2,051 1,914  Net Interest Income 12,373 12,086 12,196 11,452  Net Income 4,451 4,795 3,791 3,319  Earnings per share basic 0.92 0.99 0.79 0.69  Earnings per share diluted 0.90 0.97 0.77 0.68   2017  Interest Income $ 12,794 $ 12,574 $ 11,462 $ 10,918  Interest Expense 1,634 1,479 1,344 1,274  Net Interest Income 11,160 11,095 10,118 9,644  Net Income 992 3,723 2,618 3,146  Earnings per share basic 0.21 0.78 0.55 0.68  Earnings per share diluted 0.20 0.76 0.54 0.66 

Organization And Summary Of S_4

Organization And Summary Of Significant Accounting Policies (Narrative) (Details)	Jan. 01, 2018USD ($)	Dec. 31, 2018USD ($)segmententityshares	Dec. 31, 2017USD ($)shares	Dec. 31, 2016USD ($)shares	Jan. 01, 2019USD ($)
Number of subsidiaries | entity		2
Equity securities			$ 1,814,000
Loss on sale of equity securities		$ (98,000)
Foreclosed real estate		$ 0	0
Number of reporting units with goodwill | segment		1
Goodwill impairment		$ 0	$ 0
Marginal federal tax rate		21.00%	35.00%
Potentially dilutive shares of common stock | shares		118,861	122,434	76,632
Shares excluded from calculation of diluted earnings per share | shares		27,600	0	0
Standby Letters Of Credit [Member]
Maximum potential amount of future payments		$ 3,400,000	$ 3,100,000
Guaranty liabilities		$ 0	0
Minimum [Member]
Properties and equipment estimated useful life		3 years
Maximum [Member]
Properties and equipment estimated useful life		39 years
ASU 2016-01 [Member]
Equity securities			600,000
Increase in recorded value due to adoption of ASU 2016-01 through beginning retained earnings	$ 1,200,000
ASU 2017-07 [Member]
Other Expenses			$ 283,000	$ 357,000
ASU 2016-02 [Member] | Subsequent Event [Member]
Leases, right-of-use assets					$ 4,300,000
Leases, liabilities					$ 4,300,000
Accounts Receivable [Member] | ASU 2014-09 [Member]
Increase in	551,000
Tax effect	142,000
Equity Securities [Member] | ASU 2016-01 [Member]
Increase in	1,234,000
Tax effect	$ 147,000

Organization And Summary Of S_5

Organization And Summary Of Significant Accounting Policies (Schedule Of Adopted Accounting Standards Impacted Consolidated Financial Statements) (Details) - USD ($) $ in Thousands	Jan. 01, 2018	Dec. 31, 2018
Retained Earnings Adjustments [Line Items]
Total cumulative-effect adjustment due to change in accounting principles	$ 1,496	$ 1,496
ASU 2014-09 [Member] | Accounts Receivable [Member]
Retained Earnings Adjustments [Line Items]
Increase in	551
Tax effect	(142)
Total	409
ASU 2016-01 [Member] | Equity Securities [Member]
Retained Earnings Adjustments [Line Items]
Increase in	1,234
Tax effect	(147)
Total	$ 1,087

Securities (Narrative) (Details

Securities (Narrative) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities [Line Items]
Other-than-temporary impairment charges	$ 0	$ 0	$ 0
Investment Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Realized gains (losses) on sales of securities	(0.1)	0	$ 0
Collateral Pledged [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities pledged as collateral	$ 94	$ 138

Securities (Schedule Of Amortiz

Securities (Schedule Of Amortized Cost And Approximate Fair Value Of Securities) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost		$ 145,812
Total securities designated as available for sale, Amortized Cost	$ 135,274	145,232
Available for Sale, Unrealized Gains	115	1,646
Available for Sale, Unrealized Losses	(3,285)	(1,826)
Available for Sale, Fair Value		145,632
Available for Sale, Fair Value	132,104	143,818
Held to maturity, Amortized cost	1,685	5,334
Held to Maturity, Unrealized Gains	11	1
Held to Maturity, Unrealized Losses	(22)	(74)
Held to Maturity, Fair Value	1,674	5,261
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	56,765	57,576
Available for Sale, Unrealized Gains	71	268
Available for Sale, Unrealized Losses	(735)	(418)
Available for Sale, Fair Value	56,101	57,426
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost		580
Available for Sale, Unrealized Gains		1,234
Available for Sale, Fair Value		1,814
U.S. Government Agencies [Member] | Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	34,597	28,407
Available for Sale, Unrealized Gains	2	22
Available for Sale, Unrealized Losses	(671)	(376)
Available for Sale, Fair Value	33,928	28,053
States and Political Subdivisions [Member] | Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	22,168	29,169
Available for Sale, Unrealized Gains	69	246
Available for Sale, Unrealized Losses	(64)	(42)
Available for Sale, Fair Value	22,173	29,373
Held to maturity, Amortized cost	1,685	5,334
Held to Maturity, Unrealized Gains	11	1
Held to Maturity, Unrealized Losses	(22)	(74)
Held to Maturity, Fair Value	1,674	5,261
FNMA [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	27,747	31,835
Available for Sale, Unrealized Gains	21	69
Available for Sale, Unrealized Losses	(729)	(350)
Available for Sale, Fair Value	27,039	31,554
FHLMC [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	14,645	14,708
Available for Sale, Unrealized Gains	11	22
Available for Sale, Unrealized Losses	(431)	(190)
Available for Sale, Fair Value	14,225	14,540
GNMA [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	1,660	2,105
Available for Sale, Unrealized Gains	6	18
Available for Sale, Unrealized Losses	(36)	(21)
Available for Sale, Fair Value	1,630	2,102
SBA [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	9,432	10,309
Available for Sale, Unrealized Gains		9
Available for Sale, Unrealized Losses	(299)	(103)
Available for Sale, Fair Value	9,133	10,215
CMO [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	25,025	28,699
Available for Sale, Unrealized Gains	6	26
Available for Sale, Unrealized Losses	(1,055)	(744)
Available for Sale, Fair Value	23,976	27,981
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	78,509	87,656
Available for Sale, Unrealized Gains	44	144
Available for Sale, Unrealized Losses	(2,550)	(1,408)
Available for Sale, Fair Value	$ 76,003	$ 86,392

Securities (Scheduled Maturitie

Securities (Scheduled Maturities Of Debt And Mortgage-Backed Securities) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Securities [Abstract]
Debt securities available for sale, Due in one year or less, Amortized cost	$ 5,074	$ 5,974
Debt securities available for sale, Due after one year through five years, Amortized cost	22,637	24,063
Debt securities available for sale, Due after five years through ten years, Amortized cost	28,870	25,584
Debt securities available for sale, Due after ten years, Amortized cost	184	1,955
Debt securities available for sale, Amortized cost	56,765	57,576
Mortgage-backed securities available for sale, Amortized cost	78,509	87,656
Total securities designated as available for sale, Amortized Cost	135,274	145,232
Debt securities available for sale, Due in one year or less, Estimated fair value	5,075	5,990
Debt securities available for sale, Due after one year through five years, Estimated fair value	22,448	24,068
Debt securities available for sale, Due after five years through ten years, Estimated fair value	28,391	25,385
Debt securities available for sale, Due after ten years, Estimated fair value	187	1,983
Debt securities available for sale, Estimated fair value	56,101	57,426
Mortgage-backed securities available for sale, Estimated fair value	76,003	86,392
Total securities available for sale, Estimated fair value	132,104	143,818
Debt securities held to maturity, Due in one year or less, Amortized cost	693	4,077
Debt securities held to maturity, Due after one year through five years, Amortized cost	811	690
Debt securities held to maturity, Due after five years through ten years, Amortized cost	93	473
Debt securities held to maturity, Due after ten years, Amortized cost	88	94
Held to maturity, Amortized cost	1,685	5,334
Debt securities held to maturity, Due in one year or less, Estimated fair value	693	4,053
Debt securites held to maturity, Due after one year through five years, Estimated fair value	811	661
Debt securites held to maturity, Due after five years through ten years, Estimated fair value	89	464
Debt securities held to maturity, Due after ten years, Estimated fair value	81	83
Held to maturity, Estimated fair value	$ 1,674	$ 5,261

Securities (Unrealized Losses O

Securities (Unrealized Losses On Securities) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Schedule of Available-for-sale Securities [Line Items]
Total temporarily impaired securities, Less than 12 months, Fair Value	$ 19,837	$ 75,597
Total temporarily impaired securities, 12 months or longer, Fair Value	97,511	33,594
Total temporarily impaired securities, Total, Fair Value	117,348	109,191
Total temporarily impaired securities, Less than 12 months, Unrealized Losses	(110)	(917)
Total temporarily impaired securities, 12 months or longer, Unrealized Losses	(3,197)	(983)
Total temporarily impaired securities, Total, Unrealized Losses	(3,307)	(1,900)
FNMA [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	2,637	20,087
Available for Sale, 12 months or longer, Fair Value	23,667	6,517
Available for Sale, Total, Fair Value	26,304	26,604
Available for Sale, Less than 12 months, Unrealized Losses	(21)	(207)
Available for Sale, 12 months or longer, Unrealized Losses	(708)	(143)
Available for Sale, Total, Unrealized Losses	(729)	(350)
FHLMC [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	1,895	12,984
Available for Sale, 12 months or longer, Fair Value	11,899	960
Available for Sale, Total, Fair Value	13,794	13,944
Available for Sale, Less than 12 months, Unrealized Losses	(25)	(147)
Available for Sale, 12 months or longer, Unrealized Losses	(406)	(43)
Available for Sale, Total, Unrealized Losses	(431)	(190)
GNMA [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, 12 months or longer, Fair Value	926	1,212
Available for Sale, Total, Fair Value	926	1,212
Available for Sale, 12 months or longer, Unrealized Losses	(36)	(21)
Available for Sale, Total, Unrealized Losses	(36)	(21)
SBA [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value		4,516
Available for Sale, 12 months or longer, Fair Value	9,133	1,769
Available for Sale, Total, Fair Value	9,133	6,285
Available for Sale, Less than 12 months, Unrealized Losses		(43)
Available for Sale, 12 months or longer, Unrealized Losses	(299)	(60)
Available for Sale, Total, Unrealized Losses	(299)	(103)
CMO [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value		11,023
Available for Sale, 12 months or longer, Fair Value	23,127	14,753
Available for Sale, Total, Fair Value	23,127	25,776
Available for Sale, Less than 12 months, Unrealized Losses		(216)
Available for Sale, 12 months or longer, Unrealized Losses	(1,055)	(528)
Available for Sale, Total, Unrealized Losses	(1,055)	(744)
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	4,532	48,610
Available for Sale, 12 months or longer, Fair Value	68,752	25,211
Available for Sale, Total, Fair Value	73,284	73,821
Available for Sale, Less than 12 months, Unrealized Losses	(46)	(613)
Available for Sale, 12 months or longer, Unrealized Losses	(2,504)	(795)
Available for Sale, Total, Unrealized Losses	(2,550)	(1,408)
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	15,149	22,439
Available for Sale, 12 months or longer, Fair Value	28,037	7,757
Available for Sale, Total, Fair Value	43,186	30,196
Available for Sale, Less than 12 months, Unrealized Losses	(64)	(267)
Available for Sale, 12 months or longer, Unrealized Losses	(671)	(151)
Available for Sale, Total, Unrealized Losses	(735)	(418)
Debt Securities [Member] | U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	9,931	15,151
Available for Sale, 12 months or longer, Fair Value	21,144	6,863
Available for Sale, Total, Fair Value	31,075	22,014
Available for Sale, Less than 12 months, Unrealized Losses	(49)	(239)
Available for Sale, 12 months or longer, Unrealized Losses	(622)	(137)
Available for Sale, Total, Unrealized Losses	(671)	(376)
Debt Securities [Member] | States and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	5,218	7,288
Available for Sale, 12 months or longer, Fair Value	6,893	894
Available for Sale, Total, Fair Value	12,111	8,182
Available for Sale, Less than 12 months, Unrealized Losses	(15)	(28)
Available for Sale, 12 months or longer, Unrealized Losses	(49)	(14)
Available for Sale, Total, Unrealized Losses	(64)	(42)
Held To Maturity, Less than 12 months, Fair Value	156	4,548
Held To Maturity, 12 months or longer, Fair Value	722	626
Held To Maturity, Total, Fair Value	878	5,174
Held To Maturity, Less than 12 months, Unrealized Losses		(37)
Held To Maturity, 12 months or longer, Unrealized Losses	(22)	(37)
Held To Maturity, Total, Unrealized Losses	$ (22)	$ (74)

Loans And The Allowance For L_3

Loans And The Allowance For Loan Losses (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Net deferred loan origination costs	$ 1,587	$ 1,187
Accrual loss contingencies or potential costs associated with foreclosure-related activities	0	0	$ 0
Overdrawn deposit accounts classified as loans	$ 100	100
Minimum percentage of loans reviewed annually	40.00%
Gain on loans sold to FNMA	$ 38	156	$ 93
Nonaccruing [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan commitments to lend additional funds to debtors	0	0
Consumer And Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Overdrawn deposit accounts classified as loans	$ 100	100
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maximum amount of loan as percentage of appraised value	80.00%
Loan servicing portfolio principal balance	$ 73,000	78,000
Mortgage servicing rights	600	600
Mortgage loans held-for-sale	400	0
Total Real Estate Loans [Member] | Residential Mortgages [Member] | FNMA Loans [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgages sold to FNMA	4,000	$ 11,000
Total Real Estate Loans [Member] | FHLBNY [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral	$ 406,000
Minimum [Member] | Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Rate re-pricing, period	3 years
Minimum [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan amortization period	10 years
Minimum [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage loans mature or subject to a rate call, period	3 years
Maximum [Member] | Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan amortization period	5 years
Rate re-pricing, period	5 years
Maximum [Member] | Consumer And Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Repayment term	5 years
Maximum [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan amortization period	30 years
Maximum [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
LTV ratio	80.00%
Mortgage loans mature or subject to a rate call, period	5 years
Rate re-pricing, period	20 years

Loans And The Allowance For L_4

Loans And The Allowance For Loan Losses (Schedule Of Loan Portfolio Composition) (Details) - USD ($) $ in Thousands		Dec. 31, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		$ 1,154,343	$ 1,064,128
Net deferred loan origination costs		1,587	1,187
Total gross loans		1,155,930	1,065,315
Allowance for loan losses		(14,784)	(14,019)
Loans, net		1,141,146	1,051,296
Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		226,057	232,211
Consumer And Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		1,520	1,654
Total Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		926,766	830,263
Total Real Estate Loans [Member] | Residential Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs	[1]	158,517	133,342
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		158,404	131,208
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		113	2,134
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs	[1]	697,703	627,176
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		592,507	519,902
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		105,196	107,274
Total Real Estate Loans [Member] | Home Equities [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		$ 70,546	$ 69,745
[1]	includes construction loans

Loans And The Allowance For L_5

Loans And The Allowance For Loan Losses (Changes In Allowance For Loan Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Loans And The Allowance For Loan Losses [Abstract]
Allowance for loan losses: Beginning balance	$ 14,019	$ 13,916	$ 12,883
Allowance for loan losses: Provision for loan losses	1,402	738	1,209
Allowance for loan losses: Recoveries	54	350	231
Allowance for loan losses: Charge-offs	(691)	(985)	(407)
Allowance for loan losses: Ending balance	$ 14,784	$ 14,019	$ 13,916

Loans And The Allowance For L_6

Loans And The Allowance For Loan Losses (Schedule Of Allowance For Loan Losses According To Portfolio Segment) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		$ 14,019	$ 13,916	$ 12,883
Allowance for loan losses: Charge-offs		(691)	(985)	(407)
Allowance for loan losses: Recoveries		54	350	231
Allowance for loan losses: Provision for loan losses		1,402	738	1,209
Allowance for loan losses: Ending balance		14,784	14,019	13,916
Allowance for loan losses: Individually evaluated for impairment					$ 1,073	$ 1,077
Allowance for loan losses: Collectively evaluated for impairment					13,711	12,942
Allowance for loan losses: Total		14,019	13,916	12,883	14,784	14,019
Loans: Individually evaluated for impairment					23,715	15,905
Loans: Collectively evaluated for impairment					1,130,628	1,048,223
Total					1,154,343	1,064,128
Net deferred loan origination costs					1,587	1,187
Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total					926,766	830,263
Commercial And Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		5,204	4,813
Allowance for loan losses: Charge-offs		(203)	(791)
Allowance for loan losses: Recoveries		41	323
Allowance for loan losses: Provision for loan losses		(674)	859
Allowance for loan losses: Ending balance		4,368	5,204	4,813
Allowance for loan losses: Individually evaluated for impairment					249	372
Allowance for loan losses: Collectively evaluated for impairment					4,119	4,832
Allowance for loan losses: Total		5,204	4,813	4,813	4,368	5,204
Loans: Individually evaluated for impairment					3,701	2,263
Loans: Collectively evaluated for impairment					222,356	229,948
Total					226,057	232,211
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance	[1]	7,409	7,890
Allowance for loan losses: Charge-offs	[1]	(262)	(127)
Allowance for loan losses: Recoveries	[1]
Allowance for loan losses: Provision for loan losses	[1]	1,697	(354)
Allowance for loan losses: Ending balance	[1]	8,844	7,409	7,890
Allowance for loan losses: Individually evaluated for impairment	[1]				716	643
Allowance for loan losses: Collectively evaluated for impairment	[1]				8,128	6,766
Allowance for loan losses: Total	[1]	7,409	7,890	7,890	8,844	7,409
Loans: Individually evaluated for impairment	[1]				15,290	9,212
Loans: Collectively evaluated for impairment	[1]				682,413	617,964
Total	[1]				697,703	627,176
Consumer And Other Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		109	96
Allowance for loan losses: Charge-offs		(113)	(66)
Allowance for loan losses: Recoveries		12	24
Allowance for loan losses: Provision for loan losses		98	55
Allowance for loan losses: Ending balance		106	109	96
Allowance for loan losses: Individually evaluated for impairment					23	34
Allowance for loan losses: Collectively evaluated for impairment					83	75
Allowance for loan losses: Total		109	96	96	106	109
Loans: Individually evaluated for impairment					23	34
Loans: Collectively evaluated for impairment					1,497	1,620
Total					1,520	1,654
Residential Mortgages [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance	[1]	950	769
Allowance for loan losses: Charge-offs	[1]	(86)
Allowance for loan losses: Recoveries	[1]
Allowance for loan losses: Provision for loan losses	[1]	257	181
Allowance for loan losses: Ending balance	[1]	1,121	950	769
Allowance for loan losses: Individually evaluated for impairment	[1]				85	28
Allowance for loan losses: Collectively evaluated for impairment	[1]				1,036	922
Allowance for loan losses: Total	[1]	950	769	769	1,121	950
Loans: Individually evaluated for impairment	[1]				2,814	2,611
Loans: Collectively evaluated for impairment	[1]				155,703	130,731
Total	[1]				158,517	133,342
Home Equities [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		347	348
Allowance for loan losses: Charge-offs		(27)	(1)
Allowance for loan losses: Recoveries		1	3
Allowance for loan losses: Provision for loan losses		24	(3)
Allowance for loan losses: Ending balance		345	347	348
Allowance for loan losses: Individually evaluated for impairment
Allowance for loan losses: Collectively evaluated for impairment					345	347
Allowance for loan losses: Total		$ 347	$ 348	$ 348	345	347
Loans: Individually evaluated for impairment					1,887	1,785
Loans: Collectively evaluated for impairment					68,659	67,960
Total					$ 70,546	$ 69,745
[1]	includes construction loans

Loans And The Allowance For L_7

Loans And The Allowance For Loan Losses (Data, At Class Level, Of Credit Quality Indicators Of Certain Loans) (Details) - USD ($) $ in Thousands		Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		$ 1,154,343	$ 1,064,128
Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		926,766	830,263
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	[1]	697,703	627,176
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating, Acceptable Or Better [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		532,226	502,022
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating, Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		140,037	111,817
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating, Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		10,583	4,106
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating, Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		14,857	9,231
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating, Doubtful/Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		105,196	107,274
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating, Acceptable Or Better [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		65,932	83,203
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating, Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		30,628	24,071
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating, Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating, Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		8,636
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating, Doubtful/Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		592,507	519,902
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating, Acceptable Or Better [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		466,294	418,819
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating, Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		109,409	87,746
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating, Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		10,583	4,106
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating, Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		6,221	9,231
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating, Doubtful/Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		226,057	232,211
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Acceptable Or Better [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		155,687	158,181
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		57,366	57,827
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		4,105	13,247
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		8,870	2,134
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Doubtful/Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans		$ 29	$ 822
[1]	includes construction loans

Loans And The Allowance For L_8

Loans And The Allowance For Loan Losses (Recorded Investment In Loans Past Due) (Details) - USD ($) $ in Thousands		Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		$ 1,119,629	$ 1,037,496
Non-accruing Loans		18,991	13,041
Total Balance		1,154,343	1,064,128
30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		14,420	10,782
60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,303	2,135
90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			674
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		217,625	225,915
Non-accruing Loans		1,694	1,749
Total Balance		226,057	232,211
Commercial And Industrial [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		6,173	4,019
Commercial And Industrial [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		565	163
Commercial And Industrial [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			365
Consumer And Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		1,514	1,628
Non-accruing Loans			9
Total Balance		1,520	1,654
Consumer And Other Loans [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		5	11
Consumer And Other Loans [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1	6
Consumer And Other Loans [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		926,766	830,263
Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance	[1]	158,517	133,342
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance	[1]	697,703	627,176
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		69,094	68,415
Non-accruing Loans		1,253	1,119
Total Balance		70,546	69,745
Total Real Estate Loans [Member] | Home Equities [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		123	171
Total Real Estate Loans [Member] | Home Equities [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		76	40
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		154,063	129,251
Non-accruing Loans		1,463	1,226
Total Balance		158,404	131,208
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,546	731
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		332
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		582,016	508,044
Non-accruing Loans		5,945	8,938
Total Balance		592,507	519,902
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		4,546	2,611
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due			309
Construction [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		113	2,134
Non-accruing Loans
Total Balance		113	2,134
Construction [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Construction [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Construction [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		95,204	102,109
Non-accruing Loans		8,636
Total Balance		105,196	107,274
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,027	3,239
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		329	1,926
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due
[1]	includes construction loans

Loans And The Allowance For L_9

Loans And The Allowance For Loan Losses (Data, At Class Level, Of Impaired Loans) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	$ 12,463	$ 7,746
Impaired Loans, Recorded Investment, With a related allowance recorded	11,252	8,159
Impaired Loans, Recorded Investment, Total	23,715	15,905
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	14,182	9,059
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	11,653	8,505
Impaired Loans, Unpaid Principal Balance, Total	25,835	17,564
Impaired Loans, Related Allowance	1,073	1,077
Impaired Loans, Average Recorded Investment, With no related allowance recorded	12,950	8,655
Impaired Loans, Average Recorded Investment, With a related allowance recorded	11,434	8,267
Impaired Loans, Average Recorded Investment, Total	24,384	16,922
Impaired Loans, Interest Income Foregone, With no related allowance recorded	452	334
Impaired Loans, Interest Income Foregone, With a related allowance recorded	418	244
Impaired Loans, Interest Income Foregone, Total	870	578
Impaired Loans, Interest Income Recognized, With no related allowance recorded	304	189
Impaired Loans, Interest Income Recognized, With a related allowance recorded	243	146
Impaired Loans, Interest Income Recognized, Total	547	335
Commercial And Industrial [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	1,633	1,023
Impaired Loans, Recorded Investment, With a related allowance recorded	2,068	1,240
Impaired Loans, Recorded Investment, Total	3,701	2,263
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	2,611	1,917
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	2,095	1,431
Impaired Loans, Unpaid Principal Balance, Total	4,706	3,348
Impaired Loans, Related Allowance	249	372
Impaired Loans, Average Recorded Investment, With no related allowance recorded	1,785	1,704
Impaired Loans, Average Recorded Investment, With a related allowance recorded	2,098	1,279
Impaired Loans, Average Recorded Investment, Total	3,883	2,983
Impaired Loans, Interest Income Foregone, With no related allowance recorded	116	92
Impaired Loans, Interest Income Foregone, With a related allowance recorded	17	79
Impaired Loans, Interest Income Foregone, Total	133	171
Impaired Loans, Interest Income Recognized, With no related allowance recorded	65	28
Impaired Loans, Interest Income Recognized, With a related allowance recorded	125	12
Impaired Loans, Interest Income Recognized, Total	190	40
Consumer And Other Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With a related allowance recorded	23	34
Impaired Loans, Recorded Investment, Total	23	34
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	27	59
Impaired Loans, Unpaid Principal Balance, Total	27	59
Impaired Loans, Related Allowance	23	34
Impaired Loans, Average Recorded Investment, With a related allowance recorded	23	37
Impaired Loans, Average Recorded Investment, Total	23	37
Impaired Loans, Interest Income Foregone, With a related allowance recorded		3
Impaired Loans, Interest Income Foregone, Total		3
Impaired Loans, Interest Income Recognized, With a related allowance recorded	2	2
Impaired Loans, Interest Income Recognized, Total	2	2
Total Real Estate Loans [Member] | Mortgages [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, Total		9,025
Impaired Loans, Unpaid Principal Balance, Total		9,288
Impaired Loans, Related Allowance		643
Impaired Loans, Average Recorded Investment, Total		9,204
Impaired Loans, Interest Income Foregone, Total		290
Impaired Loans, Interest Income Recognized, Total		161
Total Real Estate Loans [Member] | Construction [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, Total		187
Impaired Loans, Unpaid Principal Balance, Total		187
Impaired Loans, Average Recorded Investment, Total		218
Impaired Loans, Interest Income Recognized, Total		13
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Mortgages [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	2,289	2,415
Impaired Loans, Recorded Investment, With a related allowance recorded	525	196
Impaired Loans, Recorded Investment, Total	2,814	2,611
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	2,483	2,594
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	556	196
Impaired Loans, Unpaid Principal Balance, Total	3,039	2,790
Impaired Loans, Related Allowance	85	28
Impaired Loans, Average Recorded Investment, With no related allowance recorded	2,337	2,456
Impaired Loans, Average Recorded Investment, With a related allowance recorded	520	196
Impaired Loans, Average Recorded Investment, Total	2,857	2,652
Impaired Loans, Interest Income Foregone, With no related allowance recorded	45	46
Impaired Loans, Interest Income Foregone, With a related allowance recorded	22	6
Impaired Loans, Interest Income Foregone, Total	67	52
Impaired Loans, Interest Income Recognized, With no related allowance recorded	69	83
Impaired Loans, Interest Income Recognized, With a related allowance recorded	3	3
Impaired Loans, Interest Income Recognized, Total	72	86
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Mortgages [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	6,538	2,336
Impaired Loans, Recorded Investment, With a related allowance recorded		6,689
Impaired Loans, Recorded Investment, Total	6,538
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	6,914	2,469
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded		6,819
Impaired Loans, Unpaid Principal Balance, Total	6,914
Impaired Loans, Related Allowance		643
Impaired Loans, Average Recorded Investment, With no related allowance recorded	6,733	2,449
Impaired Loans, Average Recorded Investment, With a related allowance recorded		6,755
Impaired Loans, Average Recorded Investment, Total	6,733
Impaired Loans, Interest Income Foregone, With no related allowance recorded	220	134
Impaired Loans, Interest Income Foregone, With a related allowance recorded		156
Impaired Loans, Interest Income Foregone, Total	220
Impaired Loans, Interest Income Recognized, With no related allowance recorded	115	32
Impaired Loans, Interest Income Recognized, With a related allowance recorded		129
Impaired Loans, Interest Income Recognized, Total	115
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Construction [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	116	187
Impaired Loans, Recorded Investment, With a related allowance recorded	8,636
Impaired Loans, Recorded Investment, Total	8,752
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	116	187
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	8,975
Impaired Loans, Unpaid Principal Balance, Total	9,091
Impaired Loans, Related Allowance	716
Impaired Loans, Average Recorded Investment, With no related allowance recorded	143	218
Impaired Loans, Average Recorded Investment, With a related allowance recorded	8,793
Impaired Loans, Average Recorded Investment, Total	8,936
Impaired Loans, Interest Income Foregone, With a related allowance recorded	379
Impaired Loans, Interest Income Foregone, Total	379
Impaired Loans, Interest Income Recognized, With no related allowance recorded	12	13
Impaired Loans, Interest Income Recognized, With a related allowance recorded	113
Impaired Loans, Interest Income Recognized, Total	125
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	1,887	1,785
Impaired Loans, Recorded Investment, Total	1,887	1,785
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	2,058	1,892
Impaired Loans, Unpaid Principal Balance, Total	2,058	1,892
Impaired Loans, Average Recorded Investment, With no related allowance recorded	1,952	1,828
Impaired Loans, Average Recorded Investment, Total	1,952	1,828
Impaired Loans, Interest Income Foregone, With no related allowance recorded	71	62
Impaired Loans, Interest Income Foregone, Total	71	62
Impaired Loans, Interest Income Recognized, With no related allowance recorded	43	33
Impaired Loans, Interest Income Recognized, Total	$ 43	$ 33

Loans And The Allowance For _10

Loans And The Allowance For Loan Losses (Loans Classified As Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Financing Receivable, Modifications [Line Items]
Total	$ 17,595	$ 7,250
Related Allowance	907	268
Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Total	2,282	734
Related Allowance	154	8
Consumer And Other Loans [Member]
Financing Receivable, Modifications [Line Items]
Total	23	25
Related Allowance	23	24
Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Total	12,871	4,386
Nonaccruing [Member] | Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Total	275	220
Nonaccruing [Member] | Consumer And Other Loans [Member]
Financing Receivable, Modifications [Line Items]
Total
Accruing [Member]
Financing Receivable, Modifications [Line Items]
Total	4,724	2,864
Accruing [Member] | Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Total	2,007	514
Accruing [Member] | Consumer And Other Loans [Member]
Financing Receivable, Modifications [Line Items]
Total	23	25
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Total	756	794
Related Allowance
Total Real Estate Loans [Member] | Nonaccruing [Member] | Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Total	122	128
Total Real Estate Loans [Member] | Accruing [Member] | Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Total	634	666
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	1,617	1,656
Related Allowance	14
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	4,164	3,854
Related Allowance		236
Mortgages [Member] | Total Real Estate Loans [Member] | Nonaccruing [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	266	271
Mortgages [Member] | Total Real Estate Loans [Member] | Nonaccruing [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	3,571	3,767
Mortgages [Member] | Total Real Estate Loans [Member] | Accruing [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	1,351	1,385
Mortgages [Member] | Total Real Estate Loans [Member] | Accruing [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	593	87
Construction [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total
Related Allowance
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	8,753	187
Related Allowance	716
Construction [Member] | Total Real Estate Loans [Member] | Nonaccruing [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total
Construction [Member] | Total Real Estate Loans [Member] | Nonaccruing [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	8,637
Construction [Member] | Total Real Estate Loans [Member] | Accruing [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total
Construction [Member] | Total Real Estate Loans [Member] | Accruing [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	$ 116	$ 187

Loans And The Allowance For _11

Loans And The Allowance For Loan Losses (TDR Activity By Type Of Concession Granted To Borrower) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)contract	Dec. 31, 2017USD ($)contract
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Commercial And Industrial [Member] | Deferral Of Principal [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract		1
Pre-Modification Outstanding Recorded Investment		$ 874
Post-Modification Outstanding Recorded Investment		$ 874
Commercial And Industrial [Member] | Extension Of Maturity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	2
Pre-Modification Outstanding Recorded Investment	$ 1,651
Post-Modification Outstanding Recorded Investment	$ 1,651
Commercial And Industrial [Member] | Term-Out Line Of Credit [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1	1
Pre-Modification Outstanding Recorded Investment	$ 29	$ 180
Post-Modification Outstanding Recorded Investment	$ 29	$ 180
Commercial And Industrial [Member] | Combination Of Concessions [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1
Pre-Modification Outstanding Recorded Investment	$ 63
Post-Modification Outstanding Recorded Investment	$ 63
Residential Mortgages [Member] | Extension Of Maturity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1	2
Pre-Modification Outstanding Recorded Investment	$ 156	$ 254
Post-Modification Outstanding Recorded Investment	$ 156	$ 272
Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment
Commercial Real Estate Mortgages [Member] | Deferral Of Principal [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1
Pre-Modification Outstanding Recorded Investment	$ 8,768
Post-Modification Outstanding Recorded Investment	$ 8,768
Commercial Real Estate Mortgages [Member] | Extension Of Maturity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1	3
Pre-Modification Outstanding Recorded Investment	$ 181	$ 5,073
Post-Modification Outstanding Recorded Investment	$ 181	$ 5,073
Commercial Real Estate Mortgages [Member] | Combination Of Concessions [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1	1
Pre-Modification Outstanding Recorded Investment	$ 154	$ 4,179
Post-Modification Outstanding Recorded Investment	$ 154	$ 3,397
Home Equities [Member] | Deferral Of Principal [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1	1
Pre-Modification Outstanding Recorded Investment	$ 100	$ 175
Post-Modification Outstanding Recorded Investment	$ 100	$ 175
Home Equities [Member] | Extension Of Maturity And Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract		1
Pre-Modification Outstanding Recorded Investment		$ 20
Post-Modification Outstanding Recorded Investment		$ 20
Consumer And Other Loans [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract
Pre-Modification Outstanding Recorded Investment
Post-Modification Outstanding Recorded Investment

Loans And The Allowance For _12

Loans And The Allowance For Loan Losses (Loans Classified As TDRs Subsequently Defaulted) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)contract	Dec. 31, 2017USD ($)contract
Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts | contract		1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $		$ 107
Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts | contract		1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $		$ 151
Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts | contract
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $
Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts | contract
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $
Consumer And Other Loans [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Contracts | contract
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $

Properties And Equipment (Sched

Properties And Equipment (Schedule Of Properties And Equipment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Property, Plant and Equipment [Line Items]
Properties and equipment, gross	$ 29,901	$ 28,819
Less accumulated depreciation	(19,416)	(18,255)
Properties and equipment, net	10,485	10,564
Depreciation expense	1,200	1,200	$ 1,200
Land [Member]
Property, Plant and Equipment [Line Items]
Properties and equipment, gross	268	268
Buildings And Improvements [Member]
Property, Plant and Equipment [Line Items]
Properties and equipment, gross	13,258	13,047
Furniture, Fixtures and Equipment [Member]
Property, Plant and Equipment [Line Items]
Properties and equipment, gross	$ 16,375	$ 15,504

Other Assets (Schedule Of Other

Other Assets (Schedule Of Other Assets) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Other Assets [Abstract]
Net deferred tax asset	$ 4,417	$ 4,450
Accrued interest receivable	4,594	4,091
State historic tax credit receivable	1,854	4,960
Prepaid expenses	1,451	1,022
Mortgage servicing rights	609	586
Historic tax credit investments	1,243	1,182
Accounts receivable	3,002	2,688
Other	904	671
Total other assets	$ 18,074	$ 19,650

Goodwill And Intangible Asset_2

Goodwill And Intangible Assets (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Goodwill and Intangible Assets [Abstract]
Goodwill	$ 10,500,000	$ 8,100,000
Goodwill impairment	0	0
Amortization expense related to intangibles	$ 280,000	$ 113,000

Goodwill And Intangible Asset_3

Goodwill And Intangible Assets (Schedule Of Intangible Assets) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Finite-Lived Intangible Assets [Line Items]
Net	$ 2,472
Insurance Expirations [Member]
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	2,865	$ 565
Accumulated Amortization	(393)	(113)
Net	$ 2,472	$ 452
Weighted Average Amortization Period	6 years	4 years

Goodwill And Intangible Asset_4

Goodwill And Intangible Assets (Schedule Of Expected Amortization Expense) (Details) $ in Thousands	Dec. 31, 2018USD ($)
Goodwill and Intangible Assets [Abstract]
2,019	$ 447
2,020	447
2,021	447
2,022	334
2023 - 2025	797
Net	$ 2,472

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Millions	Dec. 31, 2018	Dec. 31, 2017
Deposits [Abstract]
Time deposits, $250,000 and over	$ 59.5	$ 40.2
Brokered time deposits	41	1.2
Overdrawn deposit accounts classified as loans	$ 0.1	$ 0.1

Deposits (Schedule Of Maturitie

Deposits (Schedule Of Maturities Of Time Deposits) (Details) $ in Thousands	Dec. 31, 2018USD ($)
Deposits [Abstract]
2,019	$ 193,937
2,020	50,144
2,021	41,655
2,022	8,118
2,023	7,373
Time deposits	$ 301,227

Borrowed Funds And Junior Sub_3

Borrowed Funds And Junior Subordinated Debentures (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Debt Instrument [Line Items]
Borrowing amount	$ 10,000	$ 88,250	$ 28,200
FHLBNY stock, carrying value	1,474	4,863
Junior subordinated debentures	11,330	11,330
Capital Securities And Common Stock [Member]
Debt Instrument [Line Items]
Junior subordinated debentures	$ 11,300
Junior Subordinated Debentures [Member]
Debt Instrument [Line Items]
Debt interest rate	5.34%
Junior Subordinated Debentures [Member] | Capital Securities And Common Stock [Member]
Debt Instrument [Line Items]
Debt issuance date	Oct. 1, 2004
Debt maturity date	Oct. 1, 2037
Junior Subordinated Debentures [Member] | Capital Securities [Member]
Debt Instrument [Line Items]
Debt maturity date	Nov. 23, 2034
Junior subordinated debentures	$ 11,000
Distribution rate	5.34%
Junior Subordinated Debentures [Member] | Common Stock [Member]
Debt Instrument [Line Items]
Junior subordinated debentures	$ 330
FHLB Advances [Member]
Debt Instrument [Line Items]
Borrowing amount	$ 10,000	10,000	10,000
FHLB advances fixed interest rate	1.73%
FHLB advances maturity year	2,020
FHLB advances available	$ 215,000
FHLB Overnight Line of Credit [Member]
Debt Instrument [Line Items]
Borrowing amount		$ 78,250	$ 18,200
FHLB advances available	$ 18,000
LIBOR [Member] | Junior Subordinated Debentures [Member] | Capital Securities [Member]
Debt Instrument [Line Items]
Distribution rate	2.65%

Borrowed Funds And Junior Sub_4

Borrowed Funds And Junior Subordinated Debentures (Schedule Of Amounts And Interest Rates Of Other Borrowed Funds) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Short-term Debt [Line Items]
Amount outstanding	$ 10,000	$ 88,250	$ 28,200
Weighted-average interest rate	1.73%	1.55%	1.09%
Daily average amount outstanding	$ 30,981	$ 26,491	$ 26,011
Weighted-average interest rate	1.75%	1.50%	1.05%
FHLB Overnight Line of Credit [Member]
Short-term Debt [Line Items]
Amount outstanding		$ 78,250	$ 18,200
Weighted-average interest rate		1.53%	0.74%
Highest amount at a month end	$ 78,900	$ 78,250	$ 49,100
Daily average amount outstanding	$ 20,981	$ 16,491	$ 16,011
Weighted-average interest rate	1.76%	1.36%	0.61%
FHLB Advances [Member]
Short-term Debt [Line Items]
Amount outstanding	$ 10,000	$ 10,000	$ 10,000
Weighted-average interest rate	1.73%	1.73%	1.73%
Highest amount at a month end	$ 10,000	$ 10,000	$ 10,000
Daily average amount outstanding	$ 10,000	$ 10,000	$ 10,000
Weighted-average interest rate	1.73%	1.73%	1.73%

Securities Sold Under Agreeme_2

Securities Sold Under Agreements To Repurchase (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Securities Sold Under Agreements To Repurchase [Abstract]
Securities sold under agreement to repurchase	$ 3,142	$ 9,289

Comprehensive Income (Loss) (Sc

Comprehensive Income (Loss) (Schedule Of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	$ (3,417)	$ (2,424)	$ (1,810)
Net Change	(1,936)	(362)	(614)
Net Change		(993)
Ending Balance	$ (5,353)	$ (3,417)	$ (2,424)
Federal income tax rate	21.00%	34.00%	34.00%
Net Unrealized Loss On Investment Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	$ (1,049)	$ (365)	$ 475
Net Change	(1,299)		(840)
Net Change		(684)
Ending Balance	(2,348)	(1,049)	(365)
Net Defined Benefit Pension Plan Adjustments [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(2,368)	(2,059)	(2,285)
Net Change	(637)		226
Net Change		(309)
Ending Balance	$ (3,005)	$ (2,368)	$ (2,059)

Comprehensive Income (Loss) (Co

Comprehensive Income (Loss) (Components Of Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018		Dec. 31, 2017	Dec. 31, 2016
Unrealized loss on investment securities:
Unrealized (loss) gain on investment securities, Before-Tax Amount	$ (1,756)		$ (826)	$ (1,355)
Unrealized (loss) gain on investment securities, Income Tax (Provision) Benefit	457		319	515
Unrealized (loss) gain on investment securities, Net-of-Tax Amount	(1,299)		(507)	(840)
Unrealized (loss) gain on investment securities, Tax effect reclass due to TCJA			(177)
Unrealized (loss) gain on investment securities, Total Net Change			(684)
Defined benefit pension plans adjustments:
Net actuarial (loss) gain, Before-Tax Amount	(987)		(30)	110
Net actuarial gain (loss), Income Tax (Provision) Benefit	196		11	(42)
Net actuarial gain (loss), Net-of-Tax Amount	(791)		(19)	68
Amortization of prior service cost, Before-Tax Amount	31	[1]	31	31	[1]
Amortization of prior service cost, Income Tax (Provision) Benefit	(5)	[1]	(4)	(12)	[1]
Amortization of prior service cost, Net-of-Tax Amount	26	[1]	27	19	[1]
Amortization of actuarial loss, Before-Tax Amount	169	[1]	173	221	[1]
Amortization of actuarial loss, Income Tax (Provision) Benefit	(41)	[1]	(36)	(82)	[1]
Amortization of actuarial loss, Net-of-Tax Amount	128	[1]	137	139	[1]
Net change, Before-Tax Amount	(787)		174	362
Net change, Income Tax (Provision) Benefit	150		(29)	(136)
Net change, Net-of-Tax Amount	(637)		145	226
Net change, Tax effect reclass due to TCJA			(454)
Net change, Total Net Change			(309)
Other Comprehensive Income (Loss), Before-Tax Amount	(2,543)		(652)	(993)
Other Comprehensive Income (Loss), Income Tax (Provision) Benefit	607		290	379
OTHER COMPREHENSIVE LOSS, NET OF TAX	$ (1,936)		(362)	$ (614)
Other Comprehensive Income (Loss), Tax effect reclass due to TCJA			(631)
Other Comprehensive Income (Loss), Total Net Change			$ (993)
[1]	Included in net periodic pension cost as described in Note 11 - "Employee Benefits and Deferred Compensation Plans"

Employee Benefits And Deferre_3

Employee Benefits And Deferred Compensation Plans (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)item	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)	Dec. 31, 2019USD ($)
Defined Benefit Plan Disclosure [Line Items]
Cash contributed to pension plan		$ 1,000	$ 140
Cash surrender value of bank-owned life insurance contracts	$ 28,403	$ 27,729
Pension Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected long-term rate of return on plan assets	5.50%	6.50%	6.50%
Company contribution in the next fiscal year	$ 0
Discount rate for projected benefit obligation	4.20%	3.55%	3.95%
Benefit obligation	$ 5,390	$ 5,842	$ 5,524
Supplemental Executive Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Discount rate for projected benefit obligation	3.84%	3.09%	3.30%
Required benefit service period	10 years
Number of highest consecutive years	5 years
Number of SERP plans | item	2
Benefit obligation	$ 5,398	$ 4,542	$ 4,255
Supplemental Executive Retirement Plan [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Required benefit service period	15 years
Percentage of participants salary used to determine accrued benefit	25.00%
Supplemental Executive Retirement Plan [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Required benefit service period	20 years
Percentage of participants salary used to determine accrued benefit	35.00%
Non-Qualified Executive Incentive Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Compensation cost	$ 147	107	110
Benefit obligation	2,100	2,000	2,200
401(K) Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Compensation cost	$ 956	$ 818	$ 727
Vesting period of employer contributions	6 years
Forecast [Member] | Pension Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Amounts to be amortized from accumulated other comprehensive loss into net periodic cost for actuarial losses				$ 97
Forecast [Member] | Supplemental Executive Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Amounts to be amortized from accumulated other comprehensive loss into net periodic cost for prior service costs				31
Amounts to be amortized from accumulated other comprehensive loss into net periodic cost for actuarial losses				$ 235
Equity Securities [Member] | Pension Benefits [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected long-term rate of return on plan assets	5.00%
Equity Securities [Member] | Pension Benefits [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected long-term rate of return on plan assets	10.00%
Fixed Income Securities [Member] | Pension Benefits [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected long-term rate of return on plan assets	4.00%
Fixed Income Securities [Member] | Pension Benefits [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected long-term rate of return on plan assets	5.00%

Employee Benefits And Deferre_4

Employee Benefits And Deferred Compensation Plans (Schedule Of Defined Benefit Plans Disclosures, Employee Pension Plan) (Details) - Pension Benefits [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Change in benefit obligation:
Benefit obligation at the beginning of the year	$ 5,842	$ 5,524
Service cost
Interest cost	205	216	221
Assumption change	(491)	245
Actuarial (gain) loss	50	62
Benefits paid	(216)	(205)
Benefit obligation at the end of the year	5,390	5,842	5,524
Change in plan assets:
Fair value of plan assets at beginning of year	5,787	4,266
Actual return on plan assets	(391)	726
Employer contributions		1,000
Benefits paid	(216)	(205)
Fair value of plan assets at end of year	5,180	5,787	$ 4,266
Funded status	(210)	(55)
Accrued benefit liabilities	(210)	(55)
Net actuarial loss	2,372	2,192
Prior service cost
Net amount recognized in equity – pre-tax	2,372	2,192
Accumulated benefit obligation at year end	$ 5,390	$ 5,842

Employee Benefits And Deferre_5

Employee Benefits And Deferred Compensation Plans (Schedule Of Assumptions Used, Employee Pension Plan) (Details) - Pension Benefits [Member]	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Defined Benefit Plan Disclosure [Line Items]
Discount rate for projected benefit obligation	4.20%	3.55%	3.95%
Discounted rate for net periodic pension cost	3.55%	3.95%	4.17%
Rate of increase in compensation levels
Expected long-term rate of return on plan assets	5.50%	6.50%	6.50%

Employee Benefits And Deferre_6

Employee Benefits And Deferred Compensation Plans (Schedule Of Net Periodic Benefit Cost, Employee Pension Plan) (Details) - Pension Benefits [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Defined Benefit Plan Disclosure [Line Items]
Service cost
Interest cost	205	216	221
Expected return on plan assets	(312)	(275)	(263)
Net amortization and deferral	83	92	85
Net periodic benefit cost	$ (24)	$ 33	$ 43

Employee Benefits And Deferre_7

Employee Benefits And Deferred Compensation Plans (Schedule Of Weighted Average Asset Allocation) (Details) - Pension Benefits [Member]	Dec. 31, 2018	Dec. 31, 2017
Defined Benefit Plan Disclosure [Line Items]
Weighted average plan asset allocations	100.00%	100.00%
Equity Mutual Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Weighted average plan asset allocations	26.53%	25.93%
Fixed Income Mutual Funds [Member]
Defined Benefit Plan Disclosure [Line Items]
Weighted average plan asset allocations	71.61%	72.17%
Cash/Short-Term Investments [Member]
Defined Benefit Plan Disclosure [Line Items]
Weighted average plan asset allocations	1.86%	1.90%

Employee Benefits And Deferre_8

Employee Benefits And Deferred Compensation Plans (Schedule Of Major Categories Of Assets) (Details) - Pension Benefits [Member] - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Defined Benefit Plan Disclosure [Line Items]
Plan assets	$ 5,180	$ 5,787	$ 4,266
Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	5,180	5,787
Mutual Funds, Money Market [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	96	110
Fixed Income Mutual Funds [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	3,710	4,176
Equities, Small Cap [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets		243
Equities, Large Cap [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	576	520
Equities, International Large Cap [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	789	497
Equities, International Small Cap [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets	$ 9	123
Equities, Emerging Markets [Member] | Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Plan assets		$ 118

Employee Benefits And Deferre_9

Employee Benefits And Deferred Compensation Plans (Schedule Of Expected Benefit Payments, Employee Pension Plan) (Details) - Pension Benefits [Member] $ in Thousands	Dec. 31, 2018USD ($)
Defined Benefit Plan Disclosure [Line Items]
2,019	$ 219
2,020	217
2,021	232
2,022	266
2,023	289
Year 2024 - 2028	$ 1,692

Employee Benefits And Deferr_10

Employee Benefits And Deferred Compensation Plans (Schedule Of Defined Benefit Plans Disclosures, SERP) (Details) - Supplemental Executive Retirement Plan [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Change in benefit obligation:
Benefit obligation at the beginning of the year	$ 4,542	$ 4,255
Service cost	187	168	$ 188
Interest cost	137	137	144
Actuarial (gain) loss	725	175
Benefits paid	(193)	(193)
Benefit obligation at the end of the year	5,398	4,542	4,255
Change in plan assets:
Fair value of plan assets at beginning of year
Actual return on plan assets
Employer contributions	193	193
Benefits paid	(193)	(193)
Fair value of plan assets at end of year
Funded status	(5,398)	(4,542)
Accrued benefit liabilities	(5,398)	(4,542)
Net actuarial loss	1,480	841
Prior service cost	125	156
Net amount recognized in equity – pre-tax	1,605	997
Accumulated benefit obligation at year end	$ 5,047	$ 4,007

Employee Benefits And Deferr_11

Employee Benefits And Deferred Compensation Plans (Schedule Of Assumptions Used, SERP) (Details) - Supplemental Executive Retirement Plan [Member]	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Defined Benefit Plan Disclosure [Line Items]
Discount rate for projected benefit obligation	3.84%	3.09%	3.30%
Discounted rate for net periodic pension cost	3.09%	3.30%	3.38%
Salary scale	6.00%	3.00%	3.00%

Employee Benefits And Deferr_12

Employee Benefits And Deferred Compensation Plans (Schedule Of Net Periodic Benefit Cost, SERP) (Details) - Supplemental Executive Retirement Plan [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Defined Benefit Plan Disclosure [Line Items]
Service cost	$ 187	$ 168	$ 188
Interest cost	137	137	144
Net amortization and deferral	117	112	167
Net periodic benefit cost	$ 441	$ 417	$ 499

Employee Benefits And Deferr_13

Employee Benefits And Deferred Compensation Plans (Schedule Of Expected Benefit Payments, SERP) (Details) - Supplemental Executive Retirement Plan [Member] $ in Thousands	Dec. 31, 2018USD ($)
Defined Benefit Plan Disclosure [Line Items]
2,019	$ 378
2,020	378
2,021	285
2,022	3,029
2,023	285
Year 2024 - 2028	$ 1,125

Stock-Based Compensation (Narra

Stock-Based Compensation (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)ShareBasedCompensationPlanshares	Dec. 31, 2017USD ($)shares	Dec. 31, 2016USD ($)shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of stock-based compensation plans | ShareBasedCompensationPlan	2
Shares issued in Employee Stock Purchase Plan | shares	10,821	7,610	10,596
Employee [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation, cost recognized	$ 577	$ 456	$ 380
Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation, cost recognized	$ 153	$ 120	$ 98
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Purchase price of stock as a percentage of it's fair market value	100.00%
Unrecognized cost related to options	$ 266
Expected term	6 years 9 months 22 days	6 years 11 months 12 days	6 years 9 months 7 days
Stock Options [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	4 years
Expected term	10 years
Stock Options [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award vesting period	12 months
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Unrecognized cost related to restricted share-based compensation arrangements	$ 859
2009 Long-Term Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized | shares	629,796
Number of shares available for grant | shares	70,921
Employee Stock Purchase Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based compensation, cost recognized	$ 61	$ 47	$ 75
Number of shares available for grant | shares	104,123
Purchase price of stock as a percentage on grant or exercise date	85.00%
Expected term			6 months
Maximum employee subscription rate	15.00%

Stock-Based Compensation (Sched

Stock-Based Compensation (Schedule Of Stock Options Valuation Assumptions) (Details) - Stock Options [Member] - $ / shares	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Dividend Yield	2.04%	2.03%	2.88%
Expected Life (years)	6 years 9 months 22 days	6 years 11 months 12 days	6 years 9 months 7 days
Expected Volatility	16.57%	17.34%	17.25%
Risk-free Interest Rate	2.82%	2.24%	1.78%
Weighted Average Fair Value	$ 7.63	$ 6.41	$ 3.05

Stock-Based Compensation (Sch_2

Stock-Based Compensation (Schedule Of Stock Options Activity) (Details) - Stock Options [Member] $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2018USD ($)$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Balance, Beginning | shares	241,220
Options Granted | shares	28,660
Options Exercised | shares	(43,761)
Options Expired | shares	(330)
Options Forfeited | shares	(6,821)
Options Balance, Ending | shares	218,968
Options Exercisable, Ending | shares	152,542
Weighted Average Exercise Price, Balance, Beginning | $ / shares	$ 20.53
Weighted Average Exercise Price, Granted | $ / shares	45.20
Weighted Average Exercise Price, Exercised | $ / shares	15.79
Weighted Average Exercise Price, Expired | $ / shares	39.50
Weighted Average Exercise Price, Forfeited | $ / shares	36.40
Weighted Average Exercise Price, Balance, Ending | $ / shares	24.18
Weighted Average Exercise Price, Exercisable, Ending | $ / shares	$ 18.96
Weighted Average Remaining Contractual Term (years), Balance, Ending	5 years 2 months 1 day
Weighted Average Remaining Contractual Term (years), Exercisable, Ending	3 years 10 months 17 days
Aggregate Intrinsic Value, Balance, Ending | $	$ 2,386
Aggregate Intrinsic Value, Balance, Exercisable, Ending | $	$ 2,181

Stock-Based Compensation (Sch_3

Stock-Based Compensation (Schedule Of Unrecognized Compensation Cost) (Details) - Stock Options [Member] $ in Thousands	Dec. 31, 2018USD ($)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
2,019	$ 120
2,020	85
2,021	51
2,022	$ 10

Stock-Based Compensation (Sch_4

Stock-Based Compensation (Schedule Of Restricted Stock Award Activity) (Details) - Restricted Stock [Member]	12 Months Ended
	Dec. 31, 2018$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares Balance, Beginning | shares	36,254
Shares Granted | shares	18,505
Shares Vested | shares	(16,303)
Shares Forfeited | shares	(3,111)
Shares Balance, Ending | shares	35,345
Weighted Average Grant Date Fair Value, Balance, Beginning | $ / shares	$ 31.34
Weighted Average Grant Date Fair Value, Granted | $ / shares	44.61
Weighted Average Grant Date Fair Value, Vested | $ / shares	30.77
Weighted Average Grant Date Fair Value, Forfeited | $ / shares	37.53
Weighted Average Grant Date Fair Value, Balance, Ending | $ / shares	$ 38.01

Stock-Based Compensation (Sch_5

Stock-Based Compensation (Schedule Of Unrecognized Compensation Cost) (Details) - Restricted Stock [Member] $ in Thousands	Dec. 31, 2018USD ($)
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
2,019	$ 416
2,020	260
2,021	154
2,022	$ 29

Stock-Based Compensation (Sch_6

Stock-Based Compensation (Schedule Of Activity Under Share Based Compensation Plans) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total intrinsic value of stock options exercised	$ 1,237	$ 567	$ 92
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total fair value of restricted stock awards vested	$ 736	$ 645	$ 349

Stock-Based Compensation (Sch_7

Stock-Based Compensation (Schedule Of Employee Stock Purchase Plan Valuation Assumptions) (Details) - Employee Stock Purchase Plan [Member]	12 Months Ended
	Dec. 31, 2016$ / shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Dividend Yield	2.93%
Expected Life (years)	6 months
Expected Volatility	22.97%
Risk-free Interest Rate	0.43%
Weighted Average Fair Value	$ 7.71

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Income Tax Contingency [Line Items]
Loss on tax credit investments	$ (2,870)	$ (3,997)	$ (3,022)
Tax credit in non-interest income	1,982	2,843	2,117
Income tax benefit	2,283	5,209	1,923
Valuation allowance	334	285
Net deferred tax asset for investment in a historic tax credits	490	454
Net deferred tax asset for pension and SERP plans	1,452	1,184
Unrecognized tax benefits	0	0	0
Accrued income tax penalties and interest	$ 0	$ 0
Marginal federal tax rate	21.00%	35.00%
Deferred tax asset remeasurement, Amount		$ 2,074
Other comprehensive income (loss), tax effect reclass due to TCJA		631
Historic tax credit investments	$ 1,243	1,182
Maximum [Member]
Income Tax Contingency [Line Items]
Limit deductibility of executive compensation	1,000
Pension And SERP Plans [Member]
Income Tax Contingency [Line Items]
Valuation allowance	129
Historic Structure In New York State [Member]
Income Tax Contingency [Line Items]
Tax credit in non-interest income	1,982	2,843	2,117
Income tax benefit	(2,043)	(1,869)	(1,413)
Valuation allowance	$ 205
Percentage of qualified rehabilitation expenses	20.00%
QRE period	5 years
Net income on HRTC investments	$ 1,155	$ 715	$ 508
State [Member] | New York State Division of Taxation and Finance [Member] | Earliest Tax Year [Member]
Income Tax Contingency [Line Items]
Tax years subject to examination	2,015
State [Member] | New York State Division of Taxation and Finance [Member] | Latest Tax Year [Member]
Income Tax Contingency [Line Items]
Tax years subject to examination	2,017
Federal [Member] | IRS [Member] | Earliest Tax Year [Member]
Income Tax Contingency [Line Items]
Tax years subject to examination	2,015
Federal [Member] | IRS [Member] | Latest Tax Year [Member]
Income Tax Contingency [Line Items]
Tax years subject to examination	2,017

Income Taxes (Schedule Of Compo

Income Taxes (Schedule Of Components Of Income Tax Provision (Benefit)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Income Taxes [Abstract]
Current federal tax expense	$ 1,182	$ 2,041	$ 1,990
Current state tax expense	606	18	4
Total current tax expense	1,788	2,059	1,994
Deferred federal tax expense (benefit)		2,441	(405)
Deferred state tax expense	495	709	334
Total deferred tax expense (benefit)	495	3,150	(71)
Income tax provision	$ 2,283	$ 5,209	$ 1,923

Income Taxes (Schedule Of Effec

Income Taxes (Schedule Of Effective Income Tax Rate Reconciliation) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Income Taxes [Abstract]
Tax provision at statutory rate, Amount	$ 3,914	$ 5,334	$ 3,466
Tax-exempt income, Amount	(287)	(589)	(522)
Historic tax credit, Amount	(2,043)	(1,869)	(1,413)
State taxes, net of federal benefit, Amount	871	455	236
Deferred tax asset remeasurement, Amount		2,074
Other items, net, Amount	(172)	(196)	156
Income tax provision	$ 2,283	$ 5,209	$ 1,923
Tax provision at statutory rate, Percent	21.00%	34.00%	34.00%
Tax-exempt income, Percent	(2.00%)	(4.00%)	(5.00%)
Historic tax credit, Percent	(11.00%)	(12.00%)	(14.00%)
State taxes, net of federal benefit, Percent	5.00%	2.00%	2.00%
Deferred tax asset remeasurement, Percent		13.00%
Other items, net, Percent	(1.00%)		2.00%
Income tax provision, Percent	12.00%	33.00%	19.00%

Income Taxes (Schedule Of Histo

Income Taxes (Schedule Of Historic Tax Credit) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Income Tax Contingency [Line Items]
Loss on tax credit investment	$ (2,870)	$ (3,997)	$ (3,022)
Refundable state historic tax credit	1,982	2,843	2,117
Income tax benefit	(2,283)	(5,209)	(1,923)
Historic Structure In New York State [Member]
Income Tax Contingency [Line Items]
Loss on tax credit investment	(2,870)	(3,997)	(3,022)
Refundable state historic tax credit	1,982	2,843	2,117
Income tax benefit	2,043	1,869	1,413
Total HTC income	$ 1,155	$ 715	$ 508

Income Taxes (Schedule Of Defer

Income Taxes (Schedule Of Deferred Tax Assets And Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Deferred tax assets:
Pension and SERP plans	$ 1,452	$ 1,184
Allowance for loan and lease losses	3,788	3,566
Non accrued interest	68	58
Deferred compensation	614	594
Litigation accrual		1
Loss on investment in tax credit	490	454
Stock options granted	165	137
Historic tax credit carryforward		518
Leases	119	109
Net unrealized losses on securities	822	364
Gross deferred tax assets	7,518	6,985
Deferred tax liabilities:
Depreciation and amortization	1,637	1,428
Prepaid expenses	616	479
Deferred dividend income	356	192
Mortgage servicing asset	158	151
Gross deferred tax liabilities	2,767	2,250
Valuation allowance	(334)	(285)
Net deferred tax asset	$ 4,417	$ 4,450

Revenue Recognition Of Non-In_4

Revenue Recognition Of Non-Interest Income (Schedule Of Disaggregation Of Insurance Service And Other Fees) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	$ 9,365	$ 7,898	$ 6,519
Commercial Property And Casualty Insurance Commissions [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	3,541	2,918	2,646
Personal Property And Casualty Insurance Commissions [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	3,067	2,608	2,311
Employee Benefits Sales Commissions [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	855	528	234
Profit Sharing And Contingent Revenue [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	905	928	531
Wealth Management And Other Financial Services [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	563	425	413
Insurance Claims Services Revenue [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	305	390	261
Other Insurance-Related Revenue [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	$ 129	$ 101	$ 123

Other Liabilities (Schedule Of

Other Liabilities (Schedule Of Other Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Other Liabilities [Abstract]
Retirement compensation liabilities	$ 7,976	$ 6,997
Accounts payable	4,989	3,484
Historic tax credit investment	2,996	3,942
Interest payable	877	334
Loan participation payable		2,143
Other	193	293
Total other liabilities	$ 17,031	$ 17,193

Related Party Transactions (Nar

Related Party Transactions (Narrative) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Related Party Transactions [Abstract]
Aggregate amount of loans to related party	$ 1.3	$ 3.3
New advances to related party during period	1.9
Related party loans repaid	3.9
Related party deposits	$ 3.4	$ 2.4

Contingent Liabilities And Co_3

Contingent Liabilities And Commitments (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Contingent Liabilities And Commitments [Abstract]
Losses on commitments	$ 0	$ 0	$ 0
Reserve for commitments	0	0	0
Minimum annual rental commitment, 2019	736
Minimum annual rental commitment, 2020	736
Minimum annual rental commitment, 2021	682
Minimum annual rental commitment, 2022	694
Minimum annual rental commitment, 2023	580
Minimum annual rental commitment, thereafter	2,100
Rental expense under operating leases	$ 718	$ 651	$ 626

Contingent Liabilities And Co_4

Contingent Liabilities And Commitments (Summary Of Commitments And Contingent Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Loss Contingencies [Line Items]
Commitments and contingent liabilities	$ 294,164	$ 250,655
Commitments To Extend Credit [Member]
Loss Contingencies [Line Items]
Commitments and contingent liabilities	290,785	247,540
Standby Letters Of Credit [Member]
Loss Contingencies [Line Items]
Commitments and contingent liabilities	$ 3,379	$ 3,115

Concentrations Of Credit (Narra

Concentrations Of Credit (Narrative) (Details)	12 Months Ended
	Dec. 31, 2018
Capital [Member] | Maximum [Member] | Credit Concentration Risk [Member]
Concentration Risk [Line Items]
Concentration risk, percentage	15.00%

Segment Information (Schedule O

Segment Information (Schedule Of Business Segments) (Details) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2018USD ($)	Sep. 30, 2018USD ($)	Jun. 30, 2018USD ($)	Mar. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Sep. 30, 2017USD ($)	Jun. 30, 2017USD ($)	Mar. 31, 2017USD ($)	Dec. 31, 2018USD ($)segment	Dec. 31, 2017USD ($)	Dec. 31, 2016USD ($)
Number of primary business segments | segment									2
Net interest income (expense)	$ 12,373	$ 12,086	$ 12,196	$ 11,452	$ 11,160	$ 11,095	$ 10,118	$ 9,644	$ 48,107	$ 42,017	$ 35,248
Provision for loan losses									1,402	738	1,209
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES									46,705	41,279	34,039
Non-interest income									15,227	13,003	11,252
Insurance service and fees									9,365	7,898	6,519
Amortization expense									280	113
Non-interest expense									43,293	38,594	35,096
INCOME BEFORE INCOME TAXES									18,639	15,688	10,195
Income tax provision									2,283	5,209	1,923
NET INCOME	$ 4,451	$ 4,795	$ 3,791	$ 3,319	$ 992	$ 3,723	$ 2,618	$ 3,146	16,356	10,479	8,272
Operating Segments [Member]
Net interest income (expense)									48,107	42,017	35,248
Provision for loan losses									1,402	738	1,209
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES									46,705	41,279	34,039
Non-interest income									5,862	5,105	4,733
Insurance service and fees									9,365	7,898	6,519
Amortization expense									280	113
Non-interest expense									43,013	38,481	35,096
INCOME BEFORE INCOME TAXES									18,639	15,688	10,195
Income tax provision									2,283	5,209	1,923
NET INCOME									16,356	10,479	8,272
Banking Activities [Member] | Operating Segments [Member]
Net interest income (expense)									48,228	42,119	35,371
Provision for loan losses									1,402	738	1,209
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES									46,826	41,381	34,162
Non-interest income									5,862	5,105	4,733
Insurance service and fees									541	416	400
Non-interest expense									35,683	32,610	30,438
INCOME BEFORE INCOME TAXES									17,546	14,292	8,857
Income tax provision									1,999	4,674	1,408
NET INCOME									15,547	9,618	7,449
Insurance Agency Activities [Member] | Operating Segments [Member]
Net interest income (expense)									(121)	(102)	(123)
Provision for loan losses
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES									(121)	(102)	(123)
Non-interest income
Insurance service and fees									8,824	7,482	6,119
Amortization expense									280	113
Non-interest expense									7,330	5,871	4,658
INCOME BEFORE INCOME TAXES									1,093	1,396	1,338
Income tax provision									284	535	515
NET INCOME									$ 809	$ 861	$ 823

Segment Information (Schedule_2

Segment Information (Schedule Of Identifiable Assets, Net) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Segment Reporting Information [Line Items]
Consolidated Total Assets	$ 1,388,207	$ 1,295,633
Operating Segments [Member] | Banking Activities [Member]
Segment Reporting Information [Line Items]
Consolidated Total Assets	1,371,560	1,285,173
Operating Segments [Member] | Insurance Agency Activities [Member]
Segment Reporting Information [Line Items]
Consolidated Total Assets	$ 16,647	$ 10,460

Acquisitions (Narrative) (Detai

Acquisitions (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	Jul. 01, 2018	Jun. 29, 2018	Dec. 31, 2018	Dec. 31, 2017
Business Acquisition [Line Items]
Stock compensation		$ 600
Share price		$ 46.10
Goodwill			$ 10,500	$ 8,100
Amortization expense			280	$ 113
R&S [Member]
Business Acquisition [Line Items]
Business combination	$ 5,000
Additional cash and stock compensation to be paid by TEA	$ 1,500
Tangible assets			300
Goodwill			2,400
Identifiable intangible assets			2,300
Amortization expense			200
Revenue			1,300
Net income			100
R&S [Member] | Customer Relationships [Member]
Business Acquisition [Line Items]
Identifiable intangible assets			$ 2,200
Amortized period			7 years
R&S [Member] | Trade Names [Member]
Business Acquisition [Line Items]
Amortized period			5 years
Amortization expense			$ 100

Fair Value Of Financial Instr_3

Fair Value Of Financial Instruments (Narrative) (Details) - USD ($)	Dec. 31, 2018	Dec. 31, 2017
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	$ 23,715,000	$ 15,905,000
Impaired loans, allowance for loan loss	$ 1,073,000	$ 1,077,000
Minimum [Member] | Impaired Loans [Member] | Level 3 [Member] | Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Discount on appraisals of the collateral	10
Maximum [Member] | Impaired Loans [Member] | Level 3 [Member] | Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Discount on appraisals of the collateral	50

Fair Value Of Financial Instr_4

Fair Value Of Financial Instruments (Financial Instruments Measured At Fair Value On Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	$ 132,104	$ 143,818
Mortgage servicing rights	609	586
U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	33,928	28,053
States and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	22,173	29,373
Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	76,003	86,392
Recurring [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights
Recurring [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights
Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	609	586
Recurring [Member] | U.S. Government Agencies [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale
Recurring [Member] | U.S. Government Agencies [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	33,928	28,053
Recurring [Member] | U.S. Government Agencies [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale
Recurring [Member] | States and Political Subdivisions [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale
Recurring [Member] | States and Political Subdivisions [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	22,173	29,373
Recurring [Member] | States and Political Subdivisions [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale
Recurring [Member] | Mortgage-Backed Securities [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale
Recurring [Member] | Mortgage-Backed Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	76,003	86,392
Recurring [Member] | Mortgage-Backed Securities [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale

Fair Value Of Financial Instr_5

Fair Value Of Financial Instruments (Summary Of Changes In Fair Value At Level 3, Equity Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Proceeds from equity securities sales	$ 1,960
Equity Securities [Member] | Level 3 [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning	580	$ 580
Increase in recorded value due to adoption of ASU 2016-01 through beginning retained earnings	1,234
Fair value change included in earnings	146
Proceeds from equity securities sales	1,960
Ending		$ 580

Fair Value Of Financial Instr_6

Fair Value Of Financial Instruments (Summary Of Changes In Fair Value At Level 3, Mortgage Servicing Rights) (Details) - Mortgage Servicing Rights [Member] - Level 3 [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning	$ 586	$ 527	$ 557
Gains/(Losses) included in earnings	(22)	(48)	(123)
Additions from loan sales	45	107	93
Ending	$ 609	$ 586	$ 527

Fair Value Of Financial Instr_7

Fair Value Of Financial Instruments (Quantitative Information About Significant Unobservable Inputs For MSRs) (Details) - Mortgage Servicing Rights [Member] - Level 3 [Member] - USD ($)	Dec. 31, 2018	Dec. 31, 2017
Servicing Fees [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair value measurement of unobservable input (as a percent)	0.25	0.25
Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair value measurement of unobservable input (as a percent)	9	9.50
Prepayment Rate (CPR) [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair value measurement of unobservable input (as a percent)	6.52	10.56

Fair Value Of Financial Instr_8

Fair Value Of Financial Instruments (Financial Instruments Measured At Fair Value On Nonrecurring Basis) (Details) - Nonrecurring [Member] - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans	$ 20,590	$ 14,464
Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans
Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans	$ 20,590	$ 14,464

Fair Value Of Financial Instr_9

Fair Value Of Financial Instruments (Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Equity securities		$ 580
Available for sale securities	$ 132,104	143,818
Held to maturity securities	1,674	5,261
Mortgage servicing rights	609	586
Demand deposits	231,902	219,664
NOW deposits	110,450	109,378
Savings deposits	571,479	535,730
Time deposits	301,227	186,457
Carrying Amount [Member] | Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	39,915	21,330
Demand deposits	231,902	219,664
NOW deposits	110,450	109,378
Savings deposits	571,479	535,730
Carrying Amount [Member] | Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale securities	132,104	143,818
FHLB and FRB stock	3,403	6,779
Securities sold under agreement to repurchase	3,142	9,289
Other borrowed funds	10,000	88,250
Junior subordinated debentures	11,330	11,330
Carrying Amount [Member] | Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Equity securities		580
Held to maturity securities	1,685	5,334
Loans, net	1,141,146	1,051,296
Mortgage servicing rights	609	586
Time deposits	301,227	186,457
Fair Value [Member] | Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	39,915	21,330
Demand deposits	231,902	219,664
NOW deposits	110,450	109,378
Savings deposits	571,479	535,730
Fair Value [Member] | Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale securities	132,104	143,818
FHLB and FRB stock	3,403	6,779
Securities sold under agreement to repurchase	3,142	9,289
Other borrowed funds	9,854	88,132
Junior subordinated debentures	11,330	11,330
Fair Value [Member] | Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Equity securities		1,814
Held to maturity securities	1,674	5,261
Loans, net	1,131,891	1,047,967
Mortgage servicing rights	609	586
Time deposits	$ 298,999	$ 187,782

Regulatory Matters (Schedule Of

Regulatory Matters (Schedule Of Compliance With Regulatory Capital Requirements Under Banking Regulations) (Details) $ in Thousands	Dec. 31, 2018USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier I (to Risk Weighted Assets), Amount	$ 136,406
Common Equity Tier I (to Risk Weighted Assets), Ratio	11.84%
Common Equity Tier I (to Risk Weighted Assets), Minimum for Capital Adequacy Purposes, Amount	$ 51,831
Common Equity Tier I (to Risk Weighted Assets), Minimum for Capital Adequacy Purposes, Ratio	4.50%
Common Equity Tier I (to Risk Weighted Assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 74,866
Common Equity Tier I (to Risk Weighted Assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	6.50%
Total Capital (to Risk Weighted Assets), Amount	$ 150,808
Total Capital (to Risk Weighted Assets), Ratio	13.09%
Total Capital (to Risk Weighted Assets), Minimum for Capital Adequacy Purposes, Amount	$ 92,143
Total Capital (to Risk Weighted Assets), Minimum for Capital Adequacy Purposes, Ratio	8.00%
Total Capital (to Risk Weighted Assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 115,179
Total Capital (to Risk Weighted Assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	10.00%
Tier I Capital (to Risk Weighted Assets), Amount	$ 136,406
Tier I Capital (to Risk Weighted Assets), Ratio	11.84%
Tier I Capital (to Risk Weighted Assets), Minimum for Capital Adequacy Purposes, Amount	$ 69,107
Tier I Capital (to Risk Weighted Assets), Minimum for Capital Adequacy Purposes, Ratio	6.00%
Tier I Capital (to Risk Weighted Assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 92,143
Tier I Capital (to Risk Weighted Assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	8.00%
Tier I Capital (to Average Assets), Amount	$ 136,406
Tier I Capital (to Average Assets), Ratio	9.73%
Tier I Capital (to Average Assets), Minimum for Capital Adequacy Purposes, Amount	$ 56,084
Tier I Capital (to Average Assets), Minimum for Capital Adequacy Purposes, Ratio	4.00%
Tier I Capital (to Average Assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$ 70,105
Tier I Capital (to Average Assets), Minimum to be Well Capitalized Under Prompt Corrective Action Provisions, Ratio	5.00%
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier I (to Risk Weighted Assets), Amount	$ 132,583
Common Equity Tier I (to Risk Weighted Assets), Ratio	11.53%
Total Capital (to Risk Weighted Assets), Amount	$ 146,957
Total Capital (to Risk Weighted Assets), Ratio	12.78%
Tier I Capital (to Risk Weighted Assets), Amount	$ 132,583
Tier I Capital (to Risk Weighted Assets), Ratio	11.53%
Tier I Capital (to Average Assets), Amount	$ 132,583
Tier I Capital (to Average Assets), Ratio	9.49%

Parent Company Only Financial_3

Parent Company Only Financial Information (Condensed Balance Sheets) (Details) - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Other assets	$ 18,074	$ 19,650
TOTAL ASSETS	1,388,207	1,295,633
Junior subordinated debentures	11,330	11,330
Other liabilities	17,031	17,193
Total liabilities	1,256,561	1,177,291
Total Stockholders’ Equity	131,646	118,342	$ 96,748	$ 91,256
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	1,388,207	1,295,633
Parent Company [Member]
Cash	1,446	436
Other assets	403	974
Investment in subsidiaries	142,268	129,153
TOTAL ASSETS	144,117	130,563
Junior subordinated debentures	11,330	11,330
Other liabilities	1,141	891
Total liabilities	12,471	12,221
Total Stockholders’ Equity	131,646	118,342
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 144,117	$ 130,563

Parent Company Only Financial_4

Parent Company Only Financial Information (Condensed Statements Of Income) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
INCOME BEFORE INCOME TAXES									$ 18,639	$ 15,688	$ 10,195
NET INCOME	$ 4,451	$ 4,795	$ 3,791	$ 3,319	$ 992	$ 3,723	$ 2,618	$ 3,146	16,356	10,479	8,272
COMPREHENSIVE INCOME									14,420	10,117	7,658
Parent Company [Member]
Dividends from subsidiaries									8,300	2,100	5,300
Income									147
Expenses									(927)	(771)	(1,477)
INCOME BEFORE INCOME TAXES									7,520	1,329	3,823
Equity in undistributed earnings of subsidiaries									8,836	9,150	4,449
NET INCOME									16,356	10,479	8,272
Other comprehensive income
COMPREHENSIVE INCOME									$ 16,356	$ 10,479	$ 8,272

Parent Company Only Financial_5

Parent Company Only Financial Information (Condensed Statements Of Cash Flows) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Net income	$ 4,451	$ 4,795	$ 3,791	$ 3,319	$ 992	$ 3,723	$ 2,618	$ 3,146	$ 16,356	$ 10,479	$ 8,272
Other assets									(3,406)	(2,975)	(2,156)
Other liabilities									2,183	(1,766)	1,059
Net cash provided by operating activities									25,123	13,480	11,540
Proceeds from equity securities sales									1,960
Net cash used in investing activities									(82,567)	(186,523)	(172,845)
Proceeds from issuance of common stock									1,025	14,804	499
Cash dividends paid									(4,428)	(3,819)	(3,258)
Purchase of Treasury stock										(342)	(80)
Net cash provided by financing activities									76,029	181,289	151,768
Net increase (decrease) in cash and equivalents									18,585	8,246	(9,537)
Beginning of year				21,330				13,084	21,330	13,084	22,621
End of year	39,915				21,330				39,915	21,330	13,084
Parent Company [Member]
Net income									16,356	10,479	8,272
Undistributed earnings of subsidiaries									(8,836)	(9,150)	(4,449)
Other assets									(470)	(13)	371
Other liabilities									250	(183)	(1,972)
Other									153
Net cash provided by operating activities									7,453	1,133	2,222
Proceeds from equity securities sales									1,960
Investment in subsidiaries									(5,000)	(11,791)	(250)
Net cash used in investing activities									(3,040)	(11,791)	(250)
Proceeds from issuance of common stock									1,025	15,015	316
Cash dividends paid									(4,428)	(3,819)	(2,998)
Purchase of Treasury stock										(342)	(80)
Net cash provided by financing activities									(3,403)	10,854	(2,762)
Net increase (decrease) in cash and equivalents									1,010	196	(790)
Beginning of year				$ 436				$ 240	436	240	1,030
End of year	$ 1,446				$ 436				$ 1,446	$ 436	$ 240

Selected Quarterly Financial _3

Selected Quarterly Financial Data (Schedule Of Selected Quarterly Financial Information) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Selected Quarterly Financial Data [Abstract]
Interest Income	$ 15,309	$ 14,690	$ 14,247	$ 13,366	$ 12,794	$ 12,574	$ 11,462	$ 10,918	$ 57,612	$ 47,748	$ 39,955
Interest Expense	2,936	2,604	2,051	1,914	1,634	1,479	1,344	1,274	9,505	5,731	4,707
NET INTEREST INCOME	12,373	12,086	12,196	11,452	11,160	11,095	10,118	9,644	48,107	42,017	35,248
Net Income	$ 4,451	$ 4,795	$ 3,791	$ 3,319	$ 992	$ 3,723	$ 2,618	$ 3,146	$ 16,356	$ 10,479	$ 8,272
Earnings per share basic	$ 0.92	$ 0.99	$ 0.79	$ 0.69	$ 0.21	$ 0.78	$ 0.55	$ 0.68	$ 3.40	$ 2.21	$ 1.93
Earnings per share diluted	$ 0.90	$ 0.97	$ 0.77	$ 0.68	$ 0.20	$ 0.76	$ 0.54	$ 0.66	$ 3.32	$ 2.16	$ 1.90