Evans Bancorp (EVBN) 10-Q 9 Aug 19 2019 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	6 Months Ended
	Jun. 30, 2019	Jul. 25, 2019
Document And Entity Information [Abstract]
Entity Registrant Name	EVANS BANCORP INC
Entity Filer Category	Accelerated Filer
Entity Central Index Key	0000842518
Trading Symbol	evbn
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Amendment Flag	false
Entity Current Reporting Status	Yes
Document Type	10-Q
Document Fiscal Period Focus	Q2
Document Period End Date	Jun. 30, 2019
Document Fiscal Year Focus	2019
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		4,919,682

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 13,961	$ 13,997
Interest-bearing deposits at banks	45,678	25,918
Securities:
Available for sale, at fair value (amortized cost: $135,001 at June 30, 2019; $135,274 at December 31, 2018)	135,576	132,104
Held to maturity, at amortized cost (fair value: $1,885 at June 30, 2019; $1,674 at December 31, 2018)	1,862	1,685
Federal Home Loan Bank common stock, at cost	1,588	1,474
Federal Reserve Bank common stock, at cost	1,944	1,929
Loans, net of allowance for loan losses of $15,248 at June 30, 2019 and $14,784 at December 31, 2018	1,197,451	1,141,146
Properties and equipment, net of accumulated depreciation of $20,040 at June 30, 2019 and $19,416 at December 31, 2018	10,446	10,485
Goodwill and intangible assets	12,768	12,992
Bank-owned life insurance	29,094	28,403
Operating lease right-of-use asset (see Note 1)	4,003
Other assets	16,749	18,074
TOTAL ASSETS	1,471,120	1,388,207
Deposits:
Demand	243,860	231,902
NOW	145,620	110,450
Savings	603,180	571,479
Time	290,251	301,227
Total deposits	1,282,911	1,215,058
Securities sold under agreement to repurchase	3,968	3,142
Other borrowings	10,000	10,000
Operating lease liability (see Note 1)	4,449
Other liabilities	17,175	17,031
Junior subordinated debentures	11,330	11,330
Total liabilities	1,329,833	1,256,561
STOCKHOLDERS' EQUITY:
Common stock, $.50 par value, 10,000,000 shares authorized; 4,915,678 and 4,852,868 shares issued at June 30, 2019 and December 31, 2018, respectively, and 4,914,595 and 4,852,868 outstanding at June 30, 2019 and December 31, 2018, respectively	2,460	2,429
Capital surplus	62,353	61,225
Treasury stock, at cost, 1,083 and 0 shares at June 30, 2019 and December 31, 2018, respectively
Retained earnings	78,919	73,345
Accumulated other comprehensive loss, net of tax	(2,445)	(5,353)
Total stockholders' equity	141,287	131,646
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,471,120	$ 1,388,207

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Securities:
Available for sale, amortized cost	$ 135,001	$ 135,274
Held to maturity, fair value	1,885	1,674
Loans, allowance for loan losses	15,248	14,784
Properties and equipment, accumulated depreciation	$ 20,040	$ 19,416
STOCKHOLDERS' EQUITY:
Common stock, par value	$ 0.50	$ 0.50
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,915,678	4,852,868
Common stock, shares outstanding	4,914,595	4,852,868
Treasury stock, shares	1,083	0

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
INTEREST INCOME
Loans	$ 15,142	$ 13,199	$ 29,504	$ 25,562
Interest-bearing deposits at banks	156	15	405	25
Securities:
Taxable	942	863	1,743	1,660
Non-taxable	85	170	215	366
Total interest income	16,325	14,247	31,867	27,613
INTEREST EXPENSE
Deposits	3,002	1,759	5,845	3,257
Other borrowings	45	160	90	458
Junior subordinated debentures	144	132	290	250
Total interest expense	3,191	2,051	6,225	3,965
NET INTEREST INCOME	13,134	12,196	25,642	23,648
PROVISION FOR LOAN LOSSES	90	659	628	1,426
NET INTEREST INCOME (EXPENSE) AFTER PROVISION FOR LOAN LOSSES	13,044	11,537	25,014	22,222
NON-INTEREST INCOME
Deposit service charges	602	525	1,135	1,034
Insurance service and fees	2,901	1,952	5,343	3,917
Gain on loans sold	36		62
Bank-owned life insurance	173	178	332	349
Interchange fee income	440	420	861	912
Other	578	564	1,192	1,213
Total non-interest income	4,730	3,639	8,925	7,425
NON-INTEREST EXPENSE
Salaries and employee benefits	7,469	6,475	14,629	13,102
Occupancy	872	727	1,708	1,485
Advertising and public relations	214	326	381	450
Professional services	929	626	1,674	1,279
Technology and communications	1,099	847	1,992	1,611
Amortization of intangibles	112	28	224	56
FDIC insurance	150	246	357	478
Other	1,304	958	2,408	1,943
Total non-interest expense	12,149	10,233	23,373	20,404
INCOME BEFORE INCOME TAXES	5,625	4,943	10,566	9,243
INCOME TAX PROVISION	1,243	1,152	2,464	2,133
NET INCOME	$ 4,382	$ 3,791	$ 8,102	$ 7,110
Net income per common share-basic	$ 0.90	$ 0.79	$ 1.66	$ 1.48
Net income per common share-diluted	0.88	0.77	1.64	1.44
Cash dividends per common share			$ 0.52	$ 0.46
Weighted average number of common shares outstanding	4,891,841	4,810,487	4,873,928	4,799,229
Weighted average number of diluted shares outstanding	4,953,072	4,933,522	4,943,249	4,926,385

Statements Of Consolidated Comp

Statements Of Consolidated Comprehensive Income - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Statements Of Consolidated Comprehensive Income [Abstract]
NET INCOME		$ 4,382	$ 3,791	$ 8,102	$ 7,110
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX:
Unrealized gain/(loss) on available-for-sale securities		1,471	(684)	2,774	(2,044)
Defined benefit pension plans:
Amortization of prior service cost	[1]	5	5	11	11
Amortization of actuarial loss	[1]	62	31	123	67
Net change, Net-of-Tax Amount		67	36	134	78
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX		1,538	(648)	2,908	(1,966)
COMPREHENSIVE INCOME		$ 5,920	$ 3,143	$ 11,010	$ 5,144
[1]	Included in net periodic pension cost, as described in Note 9 - "Net Periodic Benefit Costs"

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders’ Equity - USD ($) $ in Thousands	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Total
Balance at Dec. 31, 2017	$ 2,394	$ 59,444	$ 59,921	$ (3,417)	$ 118,342
Net Income			7,110		7,110
Other comprehensive income				(1,966)	(1,966)
Cash dividends			(2,202)		(2,202)
Stock compensation expense		399			399
Reissued restricted shares
Issued restricted shares	8	(8)
Issued shares under Dividend Reinvestment Plan	2	142			144
Issued shares in Employee Stock Purchase Plan	2	151			153
Issued shares in stock option exercises	7	92			99
Balance at Jun. 30, 2018	2,413	60,220	66,325	(5,383)	123,575
Cumulative-effect adjustment due to change in accounting principle			1,496		1,496
Balance at Dec. 31, 2018	2,429	61,225	73,345	(5,353)	131,646
Net Income			8,102		8,102
Other comprehensive income				2,908	2,908
Cash dividends			(2,528)		(2,528)
Stock compensation expense		449			449
Reissued restricted shares
Issued restricted shares, net of forfeitures	12	(12)
Issued shares under Dividend Reinvestment Plan	2	137			139
Issued shares in Employee Stock Purchase Plan	3	195			198
Issued shares in stock option exercises	14	359			373
Balance at Jun. 30, 2019	$ 2,460	$ 62,353	$ 78,919	$ (2,445)	$ 141,287

Consolidated Statements Of Ch_2

Consolidated Statements Of Changes In Stockholders’ Equity (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Consolidated Statements Of Changes In Stockholders’ Equity [Abstract]
Cash dividends per common share	$ 0.52	$ 0.46
Reissued restricted shares	500	1,057
Issued restricted shares	22,120	16,816
Issued shares under Dividend Reinvestment Plan	3,866	3,205
Issued shares in Employee Stock Purchase Plan	6,183	3,898
Issued shares in stock option exercises	29,058	13,900

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
OPERATING ACTIVITIES:
Interest received	$ 31,860	$ 27,645
Fees received	8,032	6,931
Interest paid	(6,000)	(3,828)
Cash paid to employees and vendors	(23,836)	(21,009)
Income taxes paid	(385)	(576)
Proceeds from sale of loans held for resale	4,693
Originations of loans held for resale	(4,279)
Net cash provided by operating activities	10,085	9,163
INVESTING ACTIVITIES:
Available for sale securities: Purchases	(32,631)	(47,863)
Available for sale securities: Proceeds from maturities, calls, and payments	32,694	50,169
Held to maturity securities: Purchases	(224)
Held to maturity securities: Proceeds from maturities, calls, and payments	48	697
Cash paid for bank-owned life insurance	(360)
Proceeds from bank-owned life insurance claims		675
Additions to properties and equipment	(615)	(367)
Purchase of tax credit investment		(676)
Net increase in loans	(56,134)	(62,275)
Net cash used in investing activities	(57,222)	(59,640)
FINANCING ACTIVITIES:
Proceeds (repayments) of short-term borrowings, net	826	(83,521)
Net increase in deposits	67,853	131,239
Dividends paid	(2,528)	(2,202)
Issuance of common stock	710	396
Net cash provided by financing activities	66,861	45,912
Net increase (decrease) in cash and cash equivalents	19,724	(4,565)
CASH AND CASH EQUIVALENTS:
Beginning of period	39,915	21,330
End of period	59,639	16,765
RECONCILIATION OF NET INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES:
Net income	8,102	7,110
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	999	857
Deferred tax (benefit) expense	(45)	280
Provision for loan losses	628	1,426
Gain on sales of securities	(42)
Gain on loans sold	(62)
Change in fair value of equity securities		(245)
Stock compensation expense	449	399
Proceeds from sale of loans held for resale	4,693
Originations of loans held for resale	(4,279)
Changes in assets and liabilities affecting cash flow:
Other assets	(5,186)	(1,442)
Other liabilities	4,828	778
NET CASH PROVIDED BY OPERATING ACTIVITIES	$ 10,085	$ 9,163

Organization And Summary Of Sig

Organization And Summary Of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2019
Organization And Summary Of Significant Accounting Policies [Abstract]
Organization And Summary Of Significant Accounting Policies	1. ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES  The accounting and reporting policies followed by Evans Bancorp, Inc. (the “Company”), a financial holding company, and its two direct, wholly-owned subsidiaries: (i) Evans Bank, National Association (the “Bank”), and the Bank’s subsidiaries, Evans National Leasing, Inc. (“ENL”), and Evans National Holding Corp. (“ENHC”); and (ii) Evans National Financial Services, LLC (“ENFS”), and ENFS’s subsidiary, The Evans Agency, LLC (“TEA”), and TEA’s subsidiaries, Frontier Claims Services, Inc. (“FCS”) and ENB Associates Inc. (“ENBA”), in the preparation of the accompanying interim unaudited consolidated financial statements conform with U.S. generally accepted accounting principles (“GAAP”) and with general practice within the industries in which it operates. Except as the context otherwise requires, the Company and its direct and indirect subsidiaries are collectively referred to in this report as the “Company.”  The results of operations for the three and six month periods ended June 30, 2019 are not necessarily indicative of the results to be expected for the full year. The accompanying unaudited consolidated financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2018 (“10-K”). The Company’s significant accounting policies are disclosed in Note 1 to the 10-K.  The Financial Accounting Standards Board (“FASB”) establishes changes to U.S. GAAP in the form of accounting standards updates (“ASUs”) to the FASB Accounting Standards Codification. The Company considers the applicability and impact of all ASUs when they are issued by FASB. ASUs listed below were adopted by the Company during its current fiscal year. ASUs not listed below did not have a material impact on the Company’s consolidated financial position, results of operations, cash flows or disclosures.  On January 1, 2019, the Company adopted ASU 2016-02 Leases and all subsequent amendments (collectively, “ASU 2016-02”). The objective of this ASU is to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the balance sheet and disclosing key information about leasing arrangements to meet that objective. The main difference between previous GAAP and this ASU is the recognition of lease assets and lease liabilities by lessees for those leases classified as operating leases under previous GAAP. Under this new guidance, a lessee should recognize in the statement of financial position a liability to make lease payments and a right-of-use (“ROU”) asset representing its right to use the underlying asset for the lease term. The recognition, measurement, and presentation of expenses and cash flows arising from a lease by a lessee have not significantly changed from previous GAAP.  ASU 2016-02 required a modified retrospective transition approach, applying the new standard to all leases existing at the date of initial application. The Company elected to use the effective date, January 1, 2019, as our date of initial application. Consequently, financial information will not be updated and the disclosures required under the new standard will not be provided for dates and periods before January 1, 2019. In addition, the Company elected the package of practical expedients permitted under the transition guidance within the new standard, which among other things, allowed us to carry forward the historical lease classification.  Under ASU 2016-02, leases are classified as finance or operating, with the classification affecting the pattern and classification of expense recognition in the income statement. The Company’s leases, consisting of property leases for certain of our bank branches and insurance agency offices, are classified as operating leases. Operating lease ROU assets and liabilities are recognized at commencement date based on the present value of lease payments over the lease term. As these leases do not provide an implicit rate, we use our incremental borrowing rate in determining the present value of lease payments. Our lease terms include options to extend or terminate the lease when it is reasonably certain that we will exercise that option. Leases with an initial term of 12 months or less are not recorded on the balance sheet. Lease expense for lease payments is recognized on a straight-line basis over the lease term.  ASU 2016-02 had an impact on the Company’s consolidated balance sheets, but did not have an impact on the consolidated statements of income or the consolidated statements of cash flows. The most significant impacts upon adoption on January 1, 2019 were the recognition of $4.3 million of ROU assets and $4.7 million of lease liabilities, including $0.4 million of liabilities that were reported in other liabilities in the Company’s December 31, 2018 consolidated balance sheet. ROU assets and lease liability were $4.0 million and $4.4 million, respectively, at June 30, 2019. Operating lease expenses during the three and six month periods ended June 30, 2019 were $179 thousand and $357 thousand, respectively, and are included in other non-interest expense on the consolidated statement of income. Cash paid for amounts included in the measurement of lease liabilities during the three and six month periods ended June 30, 2019 were $184 thousand and $368 thousand, respectively, and are included in cash flows from operating activities on the consolidated statement of cash flows. The weighted average discount rate related to the Company’s leases was 3.5% as of June 30, 2019. The weighted average remaining lease term related to the Company’s leases was 8.8 years as of June 30, 2019. Future minimum lease payments under non-cancellable leases as of June 30, 2019 were as follows:     Year Ending December 31,  2019 (excluding the six months ended June 30, 2019) 368  2020 749  2021 682  2022 694  2023 589  Thereafter 2,092  Total future minimum lease payments 5,174  Less imputed interest 725  Total 4,449  

Securities

Securities	6 Months Ended
	Jun. 30, 2019
Securities [Abstract]
Securities	 2. SECURITIES  The amortized cost of securities and their approximate fair value at June 30, 2019 and December 31, 2018 were as follows:     June 30, 2019  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 35,144 $ 363 $ (23) $ 35,484  States and political subdivisions 3,726 67 (8) 3,785  Total debt securities $ 38,870 $ 430 $ (31) $ 39,269   Mortgage-backed securities:  FNMA $ 34,788 $ 244 $ (142) $ 34,890  FHLMC 17,533 76 (62) 17,547  GNMA 1,538 15 (14) 1,539  SBA 13,063 149 (15) 13,197  CMO 29,209 198 (273) 29,134  Total mortgage-backed securities $ 96,131 $ 682 $ (506) $ 96,307   Total securities designated as available for sale $ 135,001 $ 1,112 $ (537) $ 135,576   Held to Maturity:  Debt securities  States and political subdivisions $ 1,862 $ 25 $ (2) $ 1,885   Total securities designated as held to maturity $ 1,862 $ 25 $ (2) $ 1,885      December 31, 2018  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 34,597 $ 2 $ (671) $ 33,928  States and political subdivisions 22,168 69 (64) 22,173  Total debt securities $ 56,765 $ 71 $ (735) $ 56,101   Mortgage-backed securities:  FNMA $ 27,747 $ 21 $ (729) $ 27,039  FHLMC 14,645 11 (431) 14,225  GNMA 1,660 6 (36) 1,630  SBA 9,432 - (299) 9,133  CMO 25,025 6 (1,055) 23,976  Total mortgage-backed securities $ 78,509 $ 44 $ (2,550) $ 76,003   Total securities designated as available for sale $ 135,274 $ 115 $ (3,285) $ 132,104   Held to Maturity:  Debt securities  States and political subdivisions $ 1,685 $ 11 $ (22) $ 1,674   Total securities designated as held to maturity $ 1,685 $ 11 $ (22) $ 1,674    Available for sale securities with a total fair value of $109 million and $94 million at June 30, 2019 and December 31, 2018, respectively, were pledged as collateral to secure public deposits and for other purposes required or permitted by law.  The scheduled maturities of debt and mortgage-backed securities at June 30, 2019 and December 31, 2018 are summarized below. All maturity amounts are contractual maturities. Actual maturities may differ from contractual maturities because certain issuers have the right to call or prepay obligations with or without call premiums.       June 30, 2019 December 31, 2018  Amortized Estimated Amortized Estimated  cost fair value cost fair value  (in thousands) (in thousands)   Debt securities available for sale:   Due in one year or less $ 2,000 $ 1,989 $ 5,074 $ 5,075  Due after one year through five years 8,460 8,480 22,637 22,448  Due after five years through ten years 28,261 28,650 28,870 28,391  Due after ten years 149 150 184 187  38,870 39,269 56,765 56,101   Mortgage-backed securities  available for sale 96,131 96,307 78,509 76,003   Total $ 135,001 $ 135,576 $ 135,274 $ 132,104   Debt securities held to maturity:   Due in one year or less $ 733 $ 735 $ 693 $ 693  Due after one year through five years 978 999 811 811  Due after five years through ten years 63 62 93 89  Due after ten years 88 89 88 81  Total $ 1,862 $ 1,885 $ 1,685 $ 1,674   Contractual maturities of the Company’s mortgage-backed securities generally exceed ten years; however, the effective lives may be significantly shorter due to prepayments of the underlying loans and due to the nature of these securities.  Information regarding unrealized losses within the Company’s available for sale and held to maturity securities at June 30, 2019 and December 31, 2018 is summarized below. The securities are primarily U.S. government-guaranteed agency securities or municipal securities.        June 30, 2019   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ - $ - $ 5,971 $ (23) $ 5,971 $ (23)  States and political subdivisions - - 181 (8) 181 (8)  Total debt securities $ - $ - $ 6,152 $ (31) $ 6,152 $ (31)   Mortgage-backed securities:  FNMA $ 2,001 $ (4) $ 14,080 $ (138) $ 16,081 $ (142)  FHLMC - - 7,273 (62) 7,273 (62)  GNMA - - 772 (14) 772 (14)  SBA - - 1,592 (15) 1,592 (15)  CMO - - 16,008 (273) 16,008 (273)  Total mortgage-backed securities $ 2,001 $ (4) $ 39,725 $ (502) $ 41,726 $ (506)   Held to Maturity:  Debt securities:  States and political subdivisions $ - $ - $ 507 $ (2) $ 507 $ (2)   Total temporarily impaired  securities $ 2,001 $ (4) $ 46,384 $ (535) $ 48,385 $ (539)    December 31, 2018   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ 9,931 $ (49) $ 21,144 $ (622) $ 31,075 $ (671)  States and political subdivisions 5,218 (15) 6,893 (49) 12,111 (64)  Total debt securities $ 15,149 $ (64) $ 28,037 $ (671) $ 43,186 $ (735)   Mortgage-backed securities:  FNMA $ 2,637 $ (21) $ 23,667 $ (708) $ 26,304 $ (729)  FHLMC 1,895 (25) 11,899 (406) 13,794 (431)  GNMA - - 926 (36) 926 (36)  SBA - - 9,133 (299) 9,133 (299)  CMO - - 23,127 (1,055) 23,127 (1,055)  Total mortgage-backed securities $ 4,532 $ (46) $ 68,752 $ (2,504) $ 73,284 $ (2,550)   Held to Maturity:  Debt securities:  States and political subdivisions $ 156 $ - $ 722 $ (22) $ 878 $ (22)   Total temporarily impaired  securities $ 19,837 $ (110) $ 97,511 $ (3,197) $ 117,348 $ (3,307)        Management has assessed the securities available for sale in an unrealized loss position at June 30, 2019 and December 31, 2018 and determined the decline in fair value below amortized cost to be temporary. In making this determination, management considered the period of time the securities were in a loss position, the percentage decline in comparison to the securities’ amortized cost, and the financial condition of the issuer (primarily government or government-sponsored enterprises). In addition, management does not intend to sell these securities and it is not more likely than not that the Company will be required to sell these securities before recovery of their amortized cost. Management believes the decline in fair value is primarily related to market interest rate fluctuations and not to the credit deterioration of the individual issuers.  The Company has not recorded any other-than-temporary impairment (“OTTI”) charges as of June 30, 2019 and did not record any OTTI charges during 2018. The credit worthiness of the Company’s securities portfolio is largely reliant on the ability of U.S. government sponsored agencies such as Federal Home Loan Bank (“FHLB”), Federal National Mortgage Association (“FNMA”), Government National Mortgage Association (“GNMA”), and Federal Home Loan Mortgage Corporation (“FHLMC”), and municipalities throughout New York State to meet their obligations. In addition, dysfunctional markets could materially alter the liquidity, interest rate, and pricing risk of the portfolio. The stable past performance is not a guarantee for similar performance of the Company’s securities portfolio in future periods.

Fair Value Measurement

Fair Value Measurement	6 Months Ended
	Jun. 30, 2019
Fair Value Measurement [Abstract]
Fair Value Measurement	3. FAIR VALUE MEASUREMENT  Fair value is defined in ASC Topic 820 “Fair Value Measurement” as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  There are three levels of inputs to fair value measurement:    Level 1 inputs are quoted prices for identical instruments in active markets;   Level 2 inputs are inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly; and    Level 3 inputs are unobservable inputs.  Observable market data should be used when available.  FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A RECURRING BASIS  The following table presents, for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a recurring basis as of June 30, 2019 and December 31, 2018, respectively:      (in thousands) Level 1 Level 2 Level 3 Fair Value   June 30, 2019  Securities available-for-sale:  US government agencies $ - $ 35,484 $ - $ 35,484  States and political subdivisions - 3,785 - 3,785  Mortgage-backed securities - 96,307 - 96,307  Mortgage servicing rights - - 570 570   December 31, 2018  Securities available-for-sale:  US government agencies $ - $ 33,928 $ - $ 33,928  States and political subdivisions - 22,173 - 22,173  Mortgage-backed securities - 76,003 - 76,003  Mortgage servicing rights - - 609 609      Securities available for sale  Fair values for securities are determined using independent pricing services and market-participating brokers. The Company’s independent pricing service utilizes evaluated pricing models that vary by asset class and incorporate available trade, bid and other market information for structured securities, cash flow and, when available, loan performance data. Because many fixed income securities do not trade on a daily basis, the evaluated pricing applications apply information as applicable through processes, such as benchmarking of like securities, sector groupings, and matrix pricing, to prepare evaluations. In addition, model processes, such as the Option Adjusted Spread model, are used to assess interest rate impact and develop prepayment scenarios. The models and the process take into account market convention. For each asset class, a team of evaluators gathers information from market sources and integrates relevant credit information, perceived market movements and sector news into the evaluated pricing applications and models. The Company’s service provider may occasionally determine that it does not have sufficient verifiable information to value a particular security. In these cases the Company will utilize valuations from another pricing service.  Management believes that it has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of securities to enable management to maintain an appropriate system of internal control. On a quarterly basis, the Company reviews changes in the market value of its security portfolio. Individual changes in valuations are reviewed for consistency with general interest rate movements and any known credit concerns for specific securities. Additionally, on an annual basis, the Company has its entire security portfolio priced by a second pricing service to determine consistency with another market evaluator. If, during the Company’s review or when comparing with another servicer, a material difference between pricing evaluations were to exist, the Company would submit an inquiry to the service provider regarding the data used to value a particular security. If the Company determines it has market information that would support a different valuation than the initial evaluation it can submit a challenge for a change to that security’s valuation.  Securities available for sale are classified as Level 2 in the fair value hierarchy as the valuation provided by the third-party provider uses observable market dat a.  M ortgage servicing rights  Mortgage servicing rights (“MSRs”) do not trade in an active, open market with readily observable prices. Accordingly, the Company obtains the fair value of the MSRs using a third-party pricing provider. The provider determines the fair value by discounting projected net servicing cash flows of the remaining servicing portfolio. The valuation model used by the provider considers market loan prepayment predictions and other economic factors which management considers to be significant unobservable inputs. The fair value of MSRs is mostly affected by changes in mortgage interest rates since rate changes cause the loan prepayment acceleration factors to increase or decrease. Management has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of MSRs to enable management to maintain an appropriate system of internal control. MSRs are classified within Level 3 of the fair value hierarchy as the valuation is model driven and primarily based on unobservable inputs.  The following table summarizes the changes in fair value for MSRs:      Three months ended June 30,  (in thousands) 2019 2018  Mortgage servicing rights - April 1 $ 587 $ 644  Gains/(Losses) included in earnings (43) (9)  Additions from loan sales 26 -  Mortgage servicing rights - June 30 $ 570 $ 635     Six months ended June 30,  (in thousands) 2019 2018  Mortgage servicing rights - January 1 $ 609 $ 586  Gains/(Losses) included in earnings (84) 49  Additions from loan sales 45 -  Mortgage servicing rights - June 30 $ 570 $ 635   Quantitative information about the significant unobservable inputs used in the fair value measurement of MSRs at the respective dates is as follows:       June 30, 2019 December 31, 2018  Servicing fees 0.25 % 0.25 %  Discount rate 9.00 % 9.00 %  Prepayment rate (CPR) 8.00 % 6.52 %   FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS  The Company is required, on a nonrecurring basis, to adjust the carrying value of certain assets or provide valuation allowances related to certain assets using fair value measurements. The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a nonrecurring basis at June 30, 2019 and December 31, 2018:         (in thousands) Level 1 Level 2 Level 3 Fair Value   June 30, 2019  Collateral dependent impaired loans $ - $ - $ 12,890 $ 12,890   December 31, 2018  Collateral dependent impaired loans $ - $ - $ 20,590 $ 20,590  Collateral dependent impaired loans  The Company evaluates and values impaired loans at the time the loan is identified as impaired, and the fair values of such loans are estimated using Level 3 inputs in the fair value hierarchy. Each loan’s collateral has a unique appraisal and management’s discount of the value is based on factors unique to each impaired loan. The significant unobservable input in determining the fair value is management’s subjective discount on appraisals of the collateral securing the loan. Collateral may consist of real estate and/or business assets including equipment, inventory and/or accounts receivable and the value of these assets is determined based on appraisals by qualified licensed appraisers hired by the Company. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business.  The Company has an appraisal policy in which appraisals are obtained upon a commercial loan being downgraded on the Company’s internal loan rating scale to a special mention or a substandard depending on the amount of the loan, the type of loan and the type of collateral. All impaired commercial loans are graded substandard or worse on the internal loan rating scale. For consumer loans, the Company obtains appraisals when a loan becomes 90 days past due or is determined to be impaired, whichever occurs first. Subsequent to the downgrade or reaching 90 days past due, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal. Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers. Collateral dependent impaired loans had a gross value of $13. 3 million, with an allowance for loan loss of $ 361 thousand, at June 30, 2019 compared with $21. 7 million and $1.1 million, respectively, at December 31, 2018.  FAIR VALUE OF FINANCIAL INSTRUMENTS  The table below depicts the estimated fair values of the Company’s financial instruments, including those that are not measured and reported at fair value on a recurring basis or nonrecurring basis.         June 30, 2019 December 31, 2018  Carrying Fair Carrying Fair  Amount Value Amount Value  (in thousands) (in thousands)  Financial assets:  Level 1:  Cash and cash equivalents $ 59,639 $ 59,639 $ 39,915 $ 39,915  Level 2:  Available for sale securities 135,576 135,576 132,104 132,104  FHLB and FRB stock 3,532 3,532 3,403 3,403  Level 3:  Held to maturity securities 1,862 1,885 1,685 1,674  Loans, net 1,197,451 1,204,513 1,141,146 1,131,891  Mortgage servicing rights 570 570 609 609   Financial liabilities:  Level 1:  Demand deposits $ 243,860 $ 243,860 $ 231,902 $ 231,902  NOW deposits 145,620 145,620 110,450 110,450  Savings deposits 603,180 603,180 571,479 571,479  Level 2:  Securities sold under agreement to  repurchase 3,968 3,968 3,142 3,142  Other borrowed funds 10,000 9,961 10,000 9,854  Junior subordinated debentures 11,330 11,330 11,330 11,330  Level 3:  Time deposits 290,251 290,405 301,227 298,999 

Loans And The Allowance For Loa

Loans And The Allowance For Loan Losses	6 Months Ended
	Jun. 30, 2019
Loans And The Allowance For Loan Losses [Abstract]
Loans And The Allowance For Loan Losses	 4. LOANS AND THE ALLOWANCE FOR LOAN LOSSES  Loan Portfolio Composition The following table presents selected information on the composition of the Company’s loan portfolio as of the dates indicated:       June 30, 2019 December 31, 2018  Mortgage loans on real estate: (in thousands)  Residential mortgages $ 159,450 $ 158,404  Commercial and multi-family 623,049 592,507  Construction-Residential 479 113  Construction-Commercial 88,300 105,196  Home equities 70,751 70,546  Total real estate loans 942,029 926,766   Commercial and industrial loans 267,505 226,057  Consumer and other loans 1,527 1,520  Net deferred loan origination costs 1,638 1,587  Total gross loans 1,212,699 1,155,930   Allowance for loan losses (15,248) (14,784)   Loans, net $ 1,197,451 $ 1,141,146   The Bank sells certain fixed rate residential mortgages to FNMA while maintaining the servicing rights for those mortgages. In the three month and six month periods ended June 30, 2019, the Bank sold mortgages to FNMA totaling $ 2.6 million and $4.6 million, respectively. The Bank did no t sell any mortgages to FNMA in the three month and six month periods ended June 30, 2018. At June 30, 2019 and December 31, 2018, the Bank had a loan servicing portfolio principal balance of $74 million and $73 million, respectively, upon which it earned servicing fees. The value of the mortgage servicing rights for that portfolio was $0.6 million at June 30, 2019 and December 31, 2018. No loans were held for sale at June 30, 2019. At December 31, 2018 there were $ 0.4 million in residential mortgages held for sale. The Company has never been contacted by FNMA to repurchase any loans due to improper documentation or fraud.  As noted in Note 1, these financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2018. Disclosures related to the basis for accounting for loans, the method for recognizing interest income on loans, the policy for placing loans on nonaccrual status and the subsequent recording of payments and resuming accrual of interest, the policy for determining past due status, a description of the Company’s accounting policies and methodology used to estimate the allowance for loan losses, the policy for charging-off loans, the accounting policies for impaired loans, and more descriptive information on the Company’s credit risk ratings are all contained in the Notes to the Audited Consolidated Financial Statements in the Company’s Annual Report on Form 10-K for the year ended December 31, 2018. Unless otherwise noted in this Form 10-Q, the policies and methodology described in the Annual Report for the year ended December 31, 2018 are consistent with those utilized by the Company in the three and six month periods ended June 30 , 2019.   Credit Quality Indicators  The Bank monitors the credit risk in its loan portfolio by reviewing certain credit quality indicators (“CQI”). The primary CQI for its commercial mortgage and commercial and industrial (“C&I”) portfolios is the individual loan’s credit risk rating. The following list provides a description of the credit risk ratings that are used internally by the Bank when assessing the adequacy of its allowance for loan losses:  · Acceptable or better · Watch · Special Mention · Substandard · Doubtful · Loss  The Company’s consumer loans, including residential mortgages and home equities, are not individually risk rated or reviewed in the Company’s loan review process. Unlike commercial customers, consumer loan customers are not required to provide the Company with updated financial information. Consumer loans also carry smaller balances. Given the lack of updated information after the initial underwriting of the loan and small size of individual loans, the Company uses delinquency status as the primary credit quality indicator for consumer loans. However, once a consumer loan is identified as impaired, it is individually evaluated for impairment.  The following tables provide data, at the class level, of credit quality indicators of certain loans for the dates specified:        June 30, 2019  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  Acceptable or better $ 57,310 $ 467,643 $ 524,953 $ 173,858  Watch 26,382 132,110 158,492 78,857  Special Mention 4,329 16,522 20,851 8,389  Substandard 279 6,774 7,053 6,401  Doubtful/Loss - - - -  Total $ 88,300 $ 623,049 $ 711,349 $ 267,505      December 31, 2018  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  Acceptable or better $ 65,932 $ 466,294 $ 532,226 $ 155,687  Watch 30,628 109,409 140,037 57,366  Special Mention - 10,583 10,583 4,105  Substandard 8,636 6,221 14,857 8,870  Doubtful/Loss - - - 29  Total $ 105,196 $ 592,507 $ 697,703 $ 226,057     Past Due Loans The following tables provide an analysis of the age of the recorded investment in loans that are past due as of the dates indicated:      June 30, 2019  (in thousands)   Current Non-accruing Total  Balance 30-59 days 60-89 days 90+ days Loans Balance   Commercial and industrial $ 264,346 $ 853 $ - $ - $ 2,306 $ 267,505  Residential real estate:  Residential 157,580 170 - - 1,700 159,450  Construction 479 - - - - 479  Commercial real estate:  Commercial 616,241 1,129 - - 5,679 623,049  Construction 88,021 - - - 279 88,300  Home equities 69,415 248 32 - 1,056 70,751  Consumer and other 1,506 21 - - - 1,527  Total Loans $ 1,197,588 $ 2,421 $ 32 $ - $ 11,020 $ 1,211,061  Note: Loan balances do not include $ 1.6 million in net deferred loan origination costs as of June 30 , 2019.      December 31, 2018  (in thousands)   Current Non-accruing Total  Balance 30-59 days 60-89 days 90+ days Loans Balance   Commercial and industrial $ 217,625 $ 6,173 $ 565 $ - $ 1,694 $ 226,057  Residential real estate:  Residential 154,063 2,546 332 - 1,463 158,404  Construction 113 - - - - 113  Commercial real estate:  Commercial 582,016 4,546 - - 5,945 592,507  Construction 95,204 1,027 329 - 8,636 105,196  Home equities 69,094 123 76 - 1,253 70,546  Consumer and other 1,514 5 1 - - 1,520  Total Loans $ 1,119,629 $ 14,420 $ 1,303 $ - $ 18,991 $ 1,154,343  Note: Loan balances do not include $ 1.6 m illion in net deferred loan origination costs as of December 31, 2018.    Allowance for loan losses  The following tables present the activity in the allowance for loan losses according to portfolio segment for the six month periods ended June 30, 2019 and 2018:          June 30, 2019   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 4,368 $ 8,844 $ 106 $ 1,121 $ 345 $ 14,784  Charge-offs (158) - (54) - - (212)  Recoveries 39 - 9 - - 48  Provision (Credit) 1,023 (207) 69 (238) (19) 628  Ending balance $ 5,272 $ 8,637 $ 130 $ 883 $ 326 $ 15,248   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 374 $ 66 $ 22 $ 35 $ - $ 497  Collectively evaluated  for impairment 4,898 8,571 108 848 326 14,751  Total $ 5,272 $ 8,637 $ 130 $ 883 $ 326 $ 15,248   Loans:  Ending balance:  Individually evaluated  for impairment $ 4,206 $ 6,557 $ 22 $ 2,993 $ 1,635 $ 15,413  Collectively evaluated  for impairment 263,299 704,792 1,505 156,936 69,116 1,195,648  Total $ 267,505 $ 711,349 $ 1,527 $ 159,929 $ 70,751 $ 1,211,061    * Includes construction loans  Note: Loan balances do not include $ 1.6 million in net deferred loan origination costs as of June 30, 2019.         June 30, 2018   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 5,204 $ 7,409 $ 109 $ 950 $ 347 $ 14,019  Charge-offs (67) - (64) (86) (11) (228)  Recoveries 13 - 4 - 1 18  Provision (Credit) (809) 2,036 41 161 (3) 1,426  Ending balance $ 4,341 $ 9,445 $ 90 $ 1,025 $ 334 $ 15,235   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 94 $ 1,245 $ 24 $ 38 $ - $ 1,401  Collectively evaluated  for impairment 4,247 8,200 66 987 334 13,834  Total $ 4,341 $ 9,445 $ 90 $ 1,025 $ 334 $ 15,235  Loans:  Ending balance:  Individually evaluated  for impairment $ 2,936 $ 18,475 $ 24 $ 2,522 $ 1,904 $ 25,861  Collectively evaluated  for impairment 236,549 649,067 1,423 144,141 67,415 1,098,595  Total $ 239,485 $ 667,542 $ 1,447 $ 146,663 $ 69,319 $ 1,124,456  * Includes construction loans  Note: Loan balances do not include $ 1.4 million in net deferred loan origination costs as of June 30, 2018.   The following tables present the activity in the allowance for loan losses according to portfolio segment for the three month periods ended June 30, 2019 and 2018:      June 30, 2019  ($ in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 4,754 $ 9,049 $ 111 $ 953 $ 340 $ 15,207  Charge-offs (37) - (31) - - (68)  Recoveries 17 - 2 - - 19  Provision (Credit) 538 (412) 48 (70) (14) 90  Ending balance $ 5,272 $ 8,637 $ 130 $ 883 $ 326 $ 15,248        June 30, 2018  ($ in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 5,115 $ 8,145 $ 96 $ 1,007 $ 330 $ 14,693  Charge-offs - - (30) (86) (11) (127)  Recoveries 7 - 3 - - 10  Provision (Credit) (781) 1,300 21 104 15 659  Ending balance $ 4,341 $ 9,445 $ 90 $ 1,025 $ 334 $ 15,235                          Impaired Loans  The following tables provide data, at the class level, for impaired loans as of the dates indicated:      At June 30, 2019  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 3,345 $ 3,535 $ - $ 3,467 $ 44 $ 60  Residential real estate:  Residential 2,531 2,769 - 2,599 32 29  Construction - - - - - -  Commercial real estate:  Commercial 6,212 6,696 - 6,507 125 24  Construction 279 279 - 304 14 -  Home equities 1,635 1,814 - 1,704 35 17  Consumer and other - - - - - -  Total impaired loans $ 14,002 $ 15,093 $ - $ 14,581 $ 250 $ 130      At June 30, 2019  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 861 $ 958 $ 374 $ 954 $ 23 $ 10  Residential real estate:  Residential 462 467 35 465 11 2  Construction - - - - - -  Commercial real estate:  Commercial 66 68 66 68 2 -  Construction - - - - - -  Home equities - - - - - -  Consumer and other 22 25 22 23 - 1  Total impaired loans $ 1,411 $ 1,518 $ 497 $ 1,510 $ 36 $ 13      At June 30, 2019  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 4,206 $ 4,493 $ 374 $ 4,421 $ 67 $ 70  Residential real estate:  Residential 2,993 3,236 35 3,064 43 31  Construction - - - - - -  Commercial real estate:  Commercial 6,278 6,764 66 6,575 127 24  Construction 279 279 - 304 14 -  Home equities 1,635 1,814 - 1,704 35 17  Consumer and other 22 25 22 23 - 1  Total impaired loans $ 15,413 $ 16,611 $ 497 $ 16,091 $ 286 $ 143       At December 31, 2018  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 1,633 $ 2,611 $ - $ 1,785 $ 116 $ 65  Residential real estate:  Residential 2,289 2,483 - 2,337 45 69  Construction - - - - - -  Commercial real estate:  Commercial 6,538 6,914 - 6,733 220 115  Construction 116 116 - 143 - 12  Home equities 1,887 2,058 - 1,952 71 43  Consumer and other - - - - - -  Total impaired loans $ 12,463 $ 14,182 $ - $ 12,950 $ 452 $ 304      At December 31, 2018  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 2,068 $ 2,095 $ 249 $ 2,098 $ 17 $ 125  Residential real estate:  Residential 525 556 85 520 22 3  Construction - - - - - -  Commercial real estate:  Commercial - - - - - -  Construction 8,636 8,975 716 8,793 379 113  Home equities - - - - - -  Consumer and other 23 27 23 23 - 2  Total impaired loans $ 11,252 $ 11,653 $ 1,073 $ 11,434 $ 418 $ 243      At December 31, 2018  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 3,701 $ 4,706 $ 249 $ 3,883 $ 133 $ 190  Residential real estate:  Residential 2,814 3,039 85 2,857 67 72  Construction - - - - - -  Commercial real estate:  Commercial 6,538 6,914 - 6,733 220 115  Construction 8,752 9,091 716 8,936 379 125  Home equities 1,887 2,058 - 1,952 71 43  Consumer and other 23 27 23 23 - 2  Total impaired loans $ 23,715 $ 25,835 $ 1,073 $ 24,384 $ 870 $ 547    Troubled debt restructurings  The following tables summarize the loans that were classified as troubled debt restructurings as of the dates indicated:     June 30, 2019  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 2,116 $ 216 $ 1,900 $ 69  Residential real estate:  Residential 1,565 272 1,293 -  Construction - - - -  Commercial real estate:  Commercial and multi-family 4,055 3,456 599 -  Construction - - - -  Home equities 803 224 579 -  Consumer and other 22 - 22 22  Total TDR loans $ 8,561 $ 4,168 $ 4,393 $ 91      December 31, 2018  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 2,282 $ 275 $ 2,007 $ 154  Residential real estate:  Residential 1,617 266 1,351 14  Construction - - - -  Commercial real estate:  Commercial and multi-family 4,164 3,571 593 -  Construction 8,753 8,637 116 716  Home equities 756 122 634 -  Consumer and other 23 - 23 23  Total TDR loans $ 17,595 $ 12,871 $ 4,724 $ 907   Any TDR that is placed on non-accrual is not reverted back to accruing status until the borrower makes timely payments as contracted for at least six months and future collection under the revised terms is probable. All of the Company’s restructurings were allowed in an effort to maximize its ability to collect on loans where borrowers were experiencing financial difficulty.  The reserve for a TDR is based upon the present value of the future expected cash flows discounted at the loan’s original effective interest rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent. This reserve methodology is used because all TDR loans are considered impaired. As of June 30, 2019, there were no commitments to lend additional funds to debtors owing on loans whose terms have been modified in TDRs.  The Company’s TDRs have various agreements that involve deferral of principal payments, or interest-only payments, for a period (usually 12 months or less) to allow the borrower time to improve cash flow or sell the property. Other common concessions leading to the designation of a TDR are lines of credit that are termed-out and/or extensions of maturities at rates that are less than the prevailing market rates given the risk profile of the borrower.    The following tables show the data for TDR activity by the type of concession granted to the borrower for the three and six month periods ended June 30 , 2019 and 2018:    Three months ended June 30, 2019 Three months ended June 30, 2018  (Recorded Investment in thousands) (Recorded Investment in thousands)  Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment   Commercial and Industrial: -  Term-out line of credit - $ - $ - 1 $ 29 $ 29  Combination of concessions - - - 1 63 63  Residential Real Estate & Construction - - - - - -  Commercial Real Estate & Construction:  Combination of concessions - - - 1 154 154  Home Equities: - - - - -  Deferral of principal - - - 1 100 100  Extension of maturity and  interest rate reduction 1 171 171 - - -  Consumer and other loans - - - - - -      Six months ended June 30, 2019 Six months ended June 30, 2018  (Recorded Investment in thousands) (Recorded Investment in thousands)  Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment   Commercial and Industrial:  Term-out line of credit - $ - $ - 1 $ 29 $ 29  Combination of concessions - - - 1 63 63  Residential Real Estate & Construction  Commercial Real Estate & Construction:  Extension of maturity - - - 1 181 181  Combination of concessions - - - 1 154 154  Home Equities:  Deferral of principal - - - 1 100 100  Extension of maturity and  interest rate reduction 2 280 280 - - -  Consumer and other loans - - - - - -   The general practice of the Bank is to work with borrowers so that they are able to repay their loan in full. If a borrower continues to be delinquent or cannot meet the terms of a TDR and the loan is determined to be uncollectible, the loan will be charged-off to its collateral value. A loan is considered in default when the loan is 90 days past due. Loans which were classified as TDRs during the previous 12 months which defaulted during the six month periods ended June 30, 2019 and 2018 were not material.

Common Equity And Earnings Per

Common Equity And Earnings Per Share Data	6 Months Ended
	Jun. 30, 2019
Common Equity And Earnings Per Share Data [Abstract]
Common Equity And Earnings Per Share Data	 5. COMMON EQUITY AND EARNINGS PER SHARE DATA  The common stock per share information is based upon the weighted average number of shares outstanding during each period. For the three and six month periods ended June 30 , 2019, the Company had an average of 61,231 and 69,321 dilutive shares outstanding, respectively. The Company had an average of 123,035 and 127,156 dilutive shares outstanding for the three and six month periods ended June 30, 2018.  Potential common shares that would have the effect of increasing diluted earnings per share are considered to be anti-dilutive and not included in calculating diluted earnings per share. For the three and six month periods ended June 30 , 2019, there was an average of 86,376 and 87,463 potentially anti-dilutive shares outstanding, respectively, that were not included in calculating diluted earnings per share because their effect was anti-dilutive. There were no anti-dilutive shares for the three month period ended June 3 0, 2018. For the six month period ended June 30, 2018, there was an average of 28,660 potentially anti-dilutive shares outstanding. 

Other Comprehensive Income

Other Comprehensive Income	6 Months Ended
	Jun. 30, 2019
Other Comprehensive Income [Abstract]
Other Comprehensive Income	6. OTHER COMPREHENSIVE INCOME  The following tables summarize the changes in the components of accumulated other comprehensive income (loss) during the three and six month periods ended June 30 , 2019 and 2018:     Balance at March 31, 2019 Net Change Balance at June 30, 2019  (in thousands)  Net unrealized (loss) gain on investment securities $ (1,045) $ 1,471 $ 426  Net defined benefit pension plan adjustments (2,938) 67 (2,871)  Total $ (3,983) $ 1,538 $ (2,445)   Balance at March 31, 2018 Net Change Balance at June 30, 2018  (in thousands)  Net unrealized loss on investment securities $ (2,409) $ (684) $ (3,093)  Net defined benefit pension plan adjustments (2,326) 36 (2,290)  Total $ (4,735) $ (648) $ (5,383)      Balance at December 31, 2018 Net Change Balance at June 30, 2019  (in thousands)  Net unrealized (loss) gain on investment securities $ (2,348) $ 2,774 $ 426  Net defined benefit pension plan adjustments (3,005) 134 (2,871)  Total $ (5,353) $ 2,908 $ (2,445)     Balance at December 31, 2017 Net Change Balance at June 30, 2018  (in thousands)  Net unrealized loss on investment securities $ (1,049) $ (2,044) $ (3,093)  Net defined benefit pension plan adjustments (2,368) 78 (2,290)  Total $ (3,417) $ (1,966) $ (5,383)       Three months ended June 30, 2019 Three months ended June 30, 2018  (in thousands) (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized gain (loss) on investment  securities:  Unrealized gain (loss) on investment  securities $ 1,984 $ (513) $ 1,471 $ (921) $ 237 $ (684)   Defined benefit pension plan  adjustments:  Reclassifications from accumulated other  comprehensive income for gains  Amortization of prior service cost (a) $ 8 $ (3) $ 5 $ 8 $ (3) $ 5  Amortization of actuarial loss (a) 83 (21) 62 42 (11) 31  Net change 91 (24) 67 50 (14) 36   Other comprehensive income (loss) $ 2,075 $ (537) $ 1,538 $ (871) $ 223 $ (648)  (a) Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”      Six months ended June 30, 2019 Six months ended June 30, 2018  (in thousands) (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized (loss) gain on investment  securities:  Unrealized gain (loss) on investment  securities $ 3,746 $ (972) $ 2,774 $ (2,759) $ 715 $ (2,044)   Defined benefit pension plan  adjustments:  Reclassifications from accumulated other  comprehensive income for gains  Amortization of prior service cost (a) $ 16 $ (5) $ 11 $ 16 $ (5) $ 11  Amortization of actuarial loss (a) 166 (43) 123 84 (17) 67  Net change 182 (48) 134 100 (22) 78   Other comprehensive income (loss) $ 3,928 $ (1,020) $ 2,908 $ (2,659) $ 693 $ (1,966)  (a) Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”

Segment Information

Segment Information	6 Months Ended
	Jun. 30, 2019
Segment Information [Abstract]
Segment Information	7. SEGMENT INFORMATION  The Company comprises two primary business segments, banking and insurance agency activities. The following tables set forth information regarding these segments for the three and six month periods ended June 30 , 2019 and 2018.        Three months ended June 30, 2019  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 13,167 $ (33) $ 13,134  Provision for loan losses 90 - 90  Net interest income (expense) after  provision for loan losses 13,077 (33) 13,044  Non-interest income 1,829 - 1,829  Insurance service and fees 128 2,773 2,901  Amortization expense - 112 112  Non-interest expense 9,911 2,126 12,037  Income before income taxes 5,123 502 5,625  Income tax provision 1,112 131 1,243  Net income $ 4,011 $ 371 $ 4,382       Three months ended June 30, 2018  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 12,225 $ (29) $ 12,196  Provision for loan losses 659 - 659  Net interest income (expense) after  provision for loan losses 11,566 (29) 11,537  Non-interest income 1,687 - 1,687  Insurance service and fees 164 1,788 1,952  Amortization expense - 28 28  Non-interest expense 8,624 1,581 10,205  Income before income taxes 4,793 150 4,943  Income tax provision 1,105 47 1,152  Net income $ 3,688 $ 103 $ 3,791        Six months ended June 30, 2019  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 25,708 $ (66) $ 25,642  Provision for loan losses 628 - 628  Net interest income (expense) after -  provision for loan losses 25,080 (66) 25,014  Non-interest income 3,582 - 3,582  Insurance service and fees 247 5,096 5,343  Amortization expense - 224 224  Non-interest expense 18,997 4,152 23,149  Income before income taxes 9,912 654 10,566  Income tax provision 2,293 171 2,464  Net income $ 7,619 $ 483 $ 8,102       Six months ended June 30, 2018  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 23,704 $ (56) $ 23,648  Provision for loan losses 1,426 - 1,426  Net interest income (expense) after  provision for loan losses 22,278 (56) 22,222  Non-interest income 3,508 - 3,508  Insurance service and fees 301 3,616 3,917  Amortization expense - 56 56  Non-interest expense 17,189 3,159 20,348  Income before income taxes 8,898 345 9,243  Income tax provision 2,043 90 2,133  Net income $ 6,855 $ 255 $ 7,110   

Contingent Liabilities And Comm

Contingent Liabilities And Commitments	6 Months Ended
	Jun. 30, 2019
Contingent Liabilities And Commitments [Abstract]
Contingent Liabilities And Commitments	8. CONTINGENT LIABILITIES AND COMMITMENTS  The unaudited consolidated financial statements do not reflect various commitments and contingent liabilities, which arise in the normal course of business, and which involve elements of credit risk, interest rate risk and liquidity risk. These commitments and contingent liabilities consist of commitments to extend credit and standby letters of credit. A summary of the Bank’s commitments and contingent liabilities is as follows:      June 30, December 31,  2019 2018  (in thousands)   Commitments to extend credit $ 295,753 $ 290,785  Standby letters of credit 4,293 3,379  Total $ 300,046 $ 294,164   Commitments to extend credit and standby letters of credit include some exposure to credit loss in the event of nonperformance by the customer. The Bank’s credit policies and procedures for credit commitments and financial guarantees are the same as those for extensions of credit that are recorded on the Company’s unaudited consolidated balance sheets. Because these instruments have fixed maturity dates, and because they may expire without being drawn upon, they do not necessarily represent cash requirements of the Bank. The Bank did not incur any losses on its commitments and did no t record a reserve for its commitments during the first six months of 2019 or during 2018.  Certain lending commitments for construction residential mortgage loans are considered derivative instruments under the guidelines of GAAP. The changes in the fair value of these commitments, due to interest rate risk, are not recorded on the consolidated balance sheets as the fair value of these derivatives is not considered to be material.

Net Periodic Benefit Costs

Net Periodic Benefit Costs	6 Months Ended
	Jun. 30, 2019
Net Periodic Benefit Costs [Abstract]
Net Periodic Benefit Costs	9. NET PERIODIC BENEFIT COSTS  On January 31, 2008, the Bank froze its defined benefit pension plan. The plan covered substantially all Bank employees. The plan provides benefits that are based on the employees’ compensation and years of service. Under the freeze, eligible employees will receive, at retirement, the benefits already earned through January 31, 2008, but have not accrued any additional benefits since then. As a result, service cost is no longer incurred.  The Bank uses an actuarial method of amortizing prior service cost and unrecognized net gains or losses which result from actual expense and assumptions being different than those that are projected. The amortization method the Bank used recognized the prior service cost and net gains or losses over the average remaining service period of active employees.  The Bank also maintains a nonqualified supplemental executive retirement plan covering certain members of the Company’s senior management. The Bank uses an actuarial method of amortizing unrecognized net gains or losses which result from actual expense and assumptions being different than those that are projected. The amortization method the Bank uses recognizes the net gains or losses over the average remaining service period of active employees.  The following table presents the net periodic cost for the Bank’s defined benefit pension plan and supplemental executive retirement plan for the three and six month periods ended June 30 , 2019 and 201 8 :       Three months ended June 30,  (in thousands)   Supplemental Executive  Pension Benefits Retirement Plan   2019 2018 2019 2018   Service cost $ - $ - $ 36 $ 47  Interest cost 55 51 50 34  Expected return on plan assets (69) (78) - -  Amortization of prior service cost - - 8 8  Amortization of the net loss 24 21 59 21  Net periodic cost (benefit) $ 10 $ (6) $ 153 $ 110        Six months ended June 30,  (in thousands)   Supplemental Executive  Pension Benefits Retirement Plan   2019 2018 2019 2018   Service cost $ - $ - $ 72 $ 94  Interest cost 110 102 100 68  Expected return on plan assets (138) (156) - -  Amortization of prior service cost - - 16 16  Amortization of the net loss 48 42 118 42  Net periodic cost (benefit) $ 20 $ (12) $ 306 $ 220  The components of net periodic benefit cost other than the service cost component are included in the line item “other expense” in the income statement.

Revenue Recognition Of Non-Inte

Revenue Recognition Of Non-Interest Income	6 Months Ended
	Jun. 30, 2019
Revenue Recognition Of Non-Interest Income [Abstract]
Revenue Recognition Of Non-Interest Income	 10. REVENUE RECOGNITION OF NON-INTEREST INCOME  A description of the Company’s material revenue streams in non-interest income accounted for under ASC 606 follows:  Insurance Service and Fees: Insurance services revenue relates to various revenue streams from services provided by TEA and the Bank:  · TEA earns commission revenue from selling commercial and personal property and casualty (“P&C”) insurance as well as employee benefits (“EB”) solutions to commercial customers.  TEA has agreements with various insurance companies to sell policies to customers on behalf of the carriers. The performance obligation for TEA is to sell annual P&C policies to commercial customers and consumers. This performance obligation is met when a new policy is sold or when an existing policy renews. The policies are generally one year terms. In the agreements with the respective insurance companies, a commission rate is agreed upon. The commission is recognized at the time of the sale of the policy or when a policy renews.  TEA has signed contracts with insurance carriers that enable TEA to sell benefit plans to commercial customers on behalf of the insurance carriers. The performance obligation for TEA is to sell the plans to commercial customers. After the initial sale when the customer signs an agreement to purchase the offered benefit plan, the performance obligation is met each month when a customer continues utilizing benefit plans from the carrier. The customer does not commit to a specific length of time with the carrier. In the agreements with the respective insurance companies, a commission rate is agreed upon. Revenue is recognized each month when the customer continues with the benefit plan sold by TEA.  · TEA also earns contingent profit sharing revenue. The insurance companies measure the loss ratio for TEA’s customers and pay TEA according to how profitable TEA customers are.   TEA has signed written agreements with insurance carriers that document payouts to TEA based on the loss ratios of its customers. The performance obligation for TEA is to maintain a customer base with loss ratios below the agreed upon thresholds. In the contracts with the insurance companies, payout rates based on loss ratios are documented. The consideration is variable as loss ratios vary based on customer experience. TEA’s performance obligation is over the course of the year as its customers’ performance with insurance carriers is measured throughout the year as losses occur. Due to the variable nature of contingent profit sharing revenue, TEA will accrue contingent profit sharing revenue throughout the year based on recent historical results. As loss events occur and overall performance becomes known to TEA, accrual adjustments will be made until the cash is ultimately received.  · Financial services commission revenue from the Bank related to wealth management such as life insurance, annuities, and mutual funds sales is also included in the “insurance service and fees” line of the income statement.   The Company earns wealth management fees from its contracts with customers for certain financial services. Fees that are transaction-based are recognized at the point in time that the transaction is executed. Other related services provided include financial planning services and the fees the Bank earns are recognized when the services are rendered.  · Insurance claims services revenue is recorded at FCS.   FCS has signed agreements with insurance companies to perform claims services including investigative and adjustment services related to residential and commercial lines. The performance obligation is for FCS to investigate the insurance claims and inspecting the damage to determine the extent of the insurance company’s liability. FCS is paid based on time and materials expended to investigate the claim. The rates paid are determined in the agreement between FCS and the respective insurance companies. Upon completion of its claims inspection work, FCS bills the insurance company for services rendered and recognizes the revenue earned.  A disaggregation of the total insurance service and other fees for the three and six month periods ended June 30, 2019 and 2018 is provided in the tables below:     Three months ended June 30,  2019 2018  (in thousands)  Commercial property and casualty insurance commissions $ 1,043 $ 613  Personal property and casualty insurance commissions 1,005 735  Employee benefits sales commissions 289 177  Profit sharing and contingent revenue 252 145  Wealth management and other financial services 139 168  Insurance claims services revenue 155 96  Other insurance-related revenue 18 18  Total insurance service and other fees $ 2,901 $ 1,952      Six months ended June 30,  2019 2018  (in thousands)  Commercial property and casualty insurance commissions $ 1,885 $ 1,335  Personal property and casualty insurance commissions 1,755 1,332  Employee benefits sales commissions 582 423  Profit sharing and contingent revenue 509 304  Wealth management and other financial services 263 311  Insurance claims services revenue 301 169  Other insurance-related revenue 48 43  Total insurance service and other fees $ 5,343 $ 3,917  

Recent Accounting Pronouncement

Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2019
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	11. RECENT ACCOUNTING PRONOUNCEMENTS  Note 1 contains details on the impact of accounting pronouncements adopted during the six months ended June 30, 2019 . The following standards will be adopted in future periods. ASUs not listed below are not expected to have a material impact on the Company’s consolidated financial position, results of operations, cash flows or disclosures.  ASU 2016-13, Financial Instruments – Credit Losses: Measurement of Credit Losses on Financial Instruments . Current GAAP requires an “incurred loss” methodology for recognizing credit losses that delays recognition until it is probable a loss has been incurred. Both financial institutions and users of their financial statements expressed concern that current GAAP restricts the ability to record credit losses that are expected, but do not yet meet the “probable” threshold. The main objective of this ASU (commonly known as the Current Expected Credit Loss Impairment Model, or CECL, in the industry) is to provide financial statement users with more decision-useful information about the expected credit losses on financial instruments and other commitments to extend credit held by a reporting entity at each reporting date. To achieve this objective, the amendments in CECL replace the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. The amendments in CECL are effective for the Company for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. The life of loan loss concept presents complexities that can decrease capital, and add both volatility to the allowance for loan losses (“ALLL”) estimates and additional costs. Changes in expectations of future economic conditions will play a large role in CECL and can significantly affect the credit loss estimate. The Company is developing its approach for determining expected credit losses under the new guidance, including the licensing of new software and the development of processes to track loan performance. The total impact of CECL to the Company’s financial statements is unknown but may be material. Implementation of CECL will be a significant project for the Company through the projected implementation date of January 1, 2020.  ASU 2018-13, Disclosure Framework – Changes to the Disclosure Requirements for Fair Value Measurement – The amendments in this ASU modify the disclosure requirements on fair value measurements. The amendments on changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements, and the narrative description of measurement uncertainty should be applied prospectively for only the most recent interim or annual period presented in the initial fiscal year of adoption. All other amendments should be applied retrospectively to all periods presented upon their effective date. The amendments in this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Adoption of this ASU will impact the Company’s disclosures but will not impact the Company’s financial condition, results of operations or cash flows.  ASU 2018-14, Disclosure Framework – Changes to the Disclosure Requirements for Defined Benefit Plans – The amendments in this ASU remove disclosures that no longer are considered cost beneficial, clarify the specific requirements of disclosures, and add disclosure requirements identified as relevant.  The amendments in this ASU are effective for fiscal years ending after December 15, 2020. Adoption of this ASU will impact the Company’s disclosures but will not impact the Company’s financial condition, results of operations or cash flows.

Organization And Summary Of S_2

Organization And Summary Of Significant Accounting Policies (Policy)	6 Months Ended
	Jun. 30, 2019
Organization And Summary Of Significant Accounting Policies [Abstract]
Organization And Summary Of Significant Accounting Policies	The accounting and reporting policies followed by Evans Bancorp, Inc. (the “Company”), a financial holding company, and its two direct, wholly-owned subsidiaries: (i) Evans Bank, National Association (the “Bank”), and the Bank’s subsidiaries, Evans National Leasing, Inc. (“ENL”), and Evans National Holding Corp. (“ENHC”); and (ii) Evans National Financial Services, LLC (“ENFS”), and ENFS’s subsidiary, The Evans Agency, LLC (“TEA”), and TEA’s subsidiaries, Frontier Claims Services, Inc. (“FCS”) and ENB Associates Inc. (“ENBA”), in the preparation of the accompanying interim unaudited consolidated financial statements conform with U.S. generally accepted accounting principles (“GAAP”) and with general practice within the industries in which it operates. Except as the context otherwise requires, the Company and its direct and indirect subsidiaries are collectively referred to in this report as the “Company.”  The results of operations for the three and six month periods ended June 30, 2019 are not necessarily indicative of the results to be expected for the full year. The accompanying unaudited consolidated financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2018 (“10-K”). The Company’s significant accounting policies are disclosed in Note 1 to the 10-K.  The Financial Accounting Standards Board (“FASB”) establishes changes to U.S. GAAP in the form of accounting standards updates (“ASUs”) to the FASB Accounting Standards Codification. The Company considers the applicability and impact of all ASUs when they are issued by FASB. ASUs listed below were adopted by the Company during its current fiscal year. ASUs not listed below did not have a material impact on the Company’s consolidated financial position, results of operations, cash flows or disclosures.

Revenue Recognition Of Non-In_2

Revenue Recognition Of Non-Interest Income (Policy)	6 Months Ended
	Jun. 30, 2019
Revenue Recognition Of Non-Interest Income [Abstract]
Revenue Recognition	A description of the Company’s material revenue streams in non-interest income accounted for under ASC 606 follows:  Insurance Service and Fees: Insurance services revenue relates to various revenue streams from services provided by TEA and the Bank:  · TEA earns commission revenue from selling commercial and personal property and casualty (“P&C”) insurance as well as employee benefits (“EB”) solutions to commercial customers.  TEA has agreements with various insurance companies to sell policies to customers on behalf of the carriers. The performance obligation for TEA is to sell annual P&C policies to commercial customers and consumers. This performance obligation is met when a new policy is sold or when an existing policy renews. The policies are generally one year terms. In the agreements with the respective insurance companies, a commission rate is agreed upon. The commission is recognized at the time of the sale of the policy or when a policy renews.  TEA has signed contracts with insurance carriers that enable TEA to sell benefit plans to commercial customers on behalf of the insurance carriers. The performance obligation for TEA is to sell the plans to commercial customers. After the initial sale when the customer signs an agreement to purchase the offered benefit plan, the performance obligation is met each month when a customer continues utilizing benefit plans from the carrier. The customer does not commit to a specific length of time with the carrier. In the agreements with the respective insurance companies, a commission rate is agreed upon. Revenue is recognized each month when the customer continues with the benefit plan sold by TEA.  · TEA also earns contingent profit sharing revenue. The insurance companies measure the loss ratio for TEA’s customers and pay TEA according to how profitable TEA customers are.   TEA has signed written agreements with insurance carriers that document payouts to TEA based on the loss ratios of its customers. The performance obligation for TEA is to maintain a customer base with loss ratios below the agreed upon thresholds. In the contracts with the insurance companies, payout rates based on loss ratios are documented. The consideration is variable as loss ratios vary based on customer experience. TEA’s performance obligation is over the course of the year as its customers’ performance with insurance carriers is measured throughout the year as losses occur. Due to the variable nature of contingent profit sharing revenue, TEA will accrue contingent profit sharing revenue throughout the year based on recent historical results. As loss events occur and overall performance becomes known to TEA, accrual adjustments will be made until the cash is ultimately received.  · Financial services commission revenue from the Bank related to wealth management such as life insurance, annuities, and mutual funds sales is also included in the “insurance service and fees” line of the income statement.   The Company earns wealth management fees from its contracts with customers for certain financial services. Fees that are transaction-based are recognized at the point in time that the transaction is executed. Other related services provided include financial planning services and the fees the Bank earns are recognized when the services are rendered.  · Insurance claims services revenue is recorded at FCS.   FCS has signed agreements with insurance companies to perform claims services including investigative and adjustment services related to residential and commercial lines. The performance obligation is for FCS to investigate the insurance claims and inspecting the damage to determine the extent of the insurance company’s liability. FCS is paid based on time and materials expended to investigate the claim. The rates paid are determined in the agreement between FCS and the respective insurance companies. Upon completion of its claims inspection work, FCS bills the insurance company for services rendered and recognizes the revenue earned. 

Organization And Summary Of S_3

Organization And Summary Of Significant Accounting Policies (Tables)	6 Months Ended
	Jun. 30, 2019
Organization And Summary Of Significant Accounting Policies [Abstract]
Schedule Of Future Minimum Lease Payments	   Year Ending December 31,  2019 (excluding the six months ended June 30, 2019) 368  2020 749  2021 682  2022 694  2023 589  Thereafter 2,092  Total future minimum lease payments 5,174  Less imputed interest 725  Total 4,449  

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2019
Securities [Abstract]
Schedule Of Amortized Cost And Approximate Fair Value Of Securities	    June 30, 2019  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 35,144 $ 363 $ (23) $ 35,484  States and political subdivisions 3,726 67 (8) 3,785  Total debt securities $ 38,870 $ 430 $ (31) $ 39,269   Mortgage-backed securities:  FNMA $ 34,788 $ 244 $ (142) $ 34,890  FHLMC 17,533 76 (62) 17,547  GNMA 1,538 15 (14) 1,539  SBA 13,063 149 (15) 13,197  CMO 29,209 198 (273) 29,134  Total mortgage-backed securities $ 96,131 $ 682 $ (506) $ 96,307   Total securities designated as available for sale $ 135,001 $ 1,112 $ (537) $ 135,576   Held to Maturity:  Debt securities  States and political subdivisions $ 1,862 $ 25 $ (2) $ 1,885   Total securities designated as held to maturity $ 1,862 $ 25 $ (2) $ 1,885      December 31, 2018  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 34,597 $ 2 $ (671) $ 33,928  States and political subdivisions 22,168 69 (64) 22,173  Total debt securities $ 56,765 $ 71 $ (735) $ 56,101   Mortgage-backed securities:  FNMA $ 27,747 $ 21 $ (729) $ 27,039  FHLMC 14,645 11 (431) 14,225  GNMA 1,660 6 (36) 1,630  SBA 9,432 - (299) 9,133  CMO 25,025 6 (1,055) 23,976  Total mortgage-backed securities $ 78,509 $ 44 $ (2,550) $ 76,003   Total securities designated as available for sale $ 135,274 $ 115 $ (3,285) $ 132,104   Held to Maturity:  Debt securities  States and political subdivisions $ 1,685 $ 11 $ (22) $ 1,674   Total securities designated as held to maturity $ 1,685 $ 11 $ (22) $ 1,674   
Scheduled Maturities Of Debt And Mortgage-Backed Securities	    June 30, 2019 December 31, 2018  Amortized Estimated Amortized Estimated  cost fair value cost fair value  (in thousands) (in thousands)   Debt securities available for sale:   Due in one year or less $ 2,000 $ 1,989 $ 5,074 $ 5,075  Due after one year through five years 8,460 8,480 22,637 22,448  Due after five years through ten years 28,261 28,650 28,870 28,391  Due after ten years 149 150 184 187  38,870 39,269 56,765 56,101   Mortgage-backed securities  available for sale 96,131 96,307 78,509 76,003   Total $ 135,001 $ 135,576 $ 135,274 $ 132,104   Debt securities held to maturity:   Due in one year or less $ 733 $ 735 $ 693 $ 693  Due after one year through five years 978 999 811 811  Due after five years through ten years 63 62 93 89  Due after ten years 88 89 88 81  Total $ 1,862 $ 1,885 $ 1,685 $ 1,674  
Unrealized Losses On Securities	      June 30, 2019   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ - $ - $ 5,971 $ (23) $ 5,971 $ (23)  States and political subdivisions - - 181 (8) 181 (8)  Total debt securities $ - $ - $ 6,152 $ (31) $ 6,152 $ (31)   Mortgage-backed securities:  FNMA $ 2,001 $ (4) $ 14,080 $ (138) $ 16,081 $ (142)  FHLMC - - 7,273 (62) 7,273 (62)  GNMA - - 772 (14) 772 (14)  SBA - - 1,592 (15) 1,592 (15)  CMO - - 16,008 (273) 16,008 (273)  Total mortgage-backed securities $ 2,001 $ (4) $ 39,725 $ (502) $ 41,726 $ (506)   Held to Maturity:  Debt securities:  States and political subdivisions $ - $ - $ 507 $ (2) $ 507 $ (2)   Total temporarily impaired  securities $ 2,001 $ (4) $ 46,384 $ (535) $ 48,385 $ (539)    December 31, 2018   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ 9,931 $ (49) $ 21,144 $ (622) $ 31,075 $ (671)  States and political subdivisions 5,218 (15) 6,893 (49) 12,111 (64)  Total debt securities $ 15,149 $ (64) $ 28,037 $ (671) $ 43,186 $ (735)   Mortgage-backed securities:  FNMA $ 2,637 $ (21) $ 23,667 $ (708) $ 26,304 $ (729)  FHLMC 1,895 (25) 11,899 (406) 13,794 (431)  GNMA - - 926 (36) 926 (36)  SBA - - 9,133 (299) 9,133 (299)  CMO - - 23,127 (1,055) 23,127 (1,055)  Total mortgage-backed securities $ 4,532 $ (46) $ 68,752 $ (2,504) $ 73,284 $ (2,550)   Held to Maturity:  Debt securities:  States and political subdivisions $ 156 $ - $ 722 $ (22) $ 878 $ (22)   Total temporarily impaired  securities $ 19,837 $ (110) $ 97,511 $ (3,197) $ 117,348 $ (3,307)    

Fair Value Measurement (Tables)

Fair Value Measurement (Tables)	6 Months Ended
	Jun. 30, 2019
Financial Instruments Measured At Fair Value On Recurring Basis	  (in thousands) Level 1 Level 2 Level 3 Fair Value   June 30, 2019  Securities available-for-sale:  US government agencies $ - $ 35,484 $ - $ 35,484  States and political subdivisions - 3,785 - 3,785  Mortgage-backed securities - 96,307 - 96,307  Mortgage servicing rights - - 570 570   December 31, 2018  Securities available-for-sale:  US government agencies $ - $ 33,928 $ - $ 33,928  States and political subdivisions - 22,173 - 22,173  Mortgage-backed securities - 76,003 - 76,003  Mortgage servicing rights - - 609 609 
Quantitative Information About Significant Unobservable Inputs For MSRs	  June 30, 2019 December 31, 2018  Servicing fees 0.25 % 0.25 %  Discount rate 9.00 % 9.00 %  Prepayment rate (CPR) 8.00 % 6.52 % 
Financial Instruments Measured At Fair Value On Nonrecurring Basis	   (in thousands) Level 1 Level 2 Level 3 Fair Value   June 30, 2019  Collateral dependent impaired loans $ - $ - $ 12,890 $ 12,890   December 31, 2018  Collateral dependent impaired loans $ - $ - $ 20,590 $ 20,590 
Estimated Fair Values Of Financial Instruments	  June 30, 2019 December 31, 2018  Carrying Fair Carrying Fair  Amount Value Amount Value  (in thousands) (in thousands)  Financial assets:  Level 1:  Cash and cash equivalents $ 59,639 $ 59,639 $ 39,915 $ 39,915  Level 2:  Available for sale securities 135,576 135,576 132,104 132,104  FHLB and FRB stock 3,532 3,532 3,403 3,403  Level 3:  Held to maturity securities 1,862 1,885 1,685 1,674  Loans, net 1,197,451 1,204,513 1,141,146 1,131,891  Mortgage servicing rights 570 570 609 609   Financial liabilities:  Level 1:  Demand deposits $ 243,860 $ 243,860 $ 231,902 $ 231,902  NOW deposits 145,620 145,620 110,450 110,450  Savings deposits 603,180 603,180 571,479 571,479  Level 2:  Securities sold under agreement to  repurchase 3,968 3,968 3,142 3,142  Other borrowed funds 10,000 9,961 10,000 9,854  Junior subordinated debentures 11,330 11,330 11,330 11,330  Level 3:  Time deposits 290,251 290,405 301,227 298,999 
Mortgage Servicing Rights [Member]
Summary Of Changes In Fair Value At Level 3	    Three months ended June 30,  (in thousands) 2019 2018  Mortgage servicing rights - April 1 $ 587 $ 644  Gains/(Losses) included in earnings (43) (9)  Additions from loan sales 26 -  Mortgage servicing rights - June 30 $ 570 $ 635     Six months ended June 30,  (in thousands) 2019 2018  Mortgage servicing rights - January 1 $ 609 $ 586  Gains/(Losses) included in earnings (84) 49  Additions from loan sales 45 -  Mortgage servicing rights - June 30 $ 570 $ 635 

Loans And The Allowance For L_2

Loans And The Allowance For Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2019
Loans And The Allowance For Loan Losses [Abstract]
Schedule Of Loan Portfolio Composition	  June 30, 2019 December 31, 2018  Mortgage loans on real estate: (in thousands)  Residential mortgages $ 159,450 $ 158,404  Commercial and multi-family 623,049 592,507  Construction-Residential 479 113  Construction-Commercial 88,300 105,196  Home equities 70,751 70,546  Total real estate loans 942,029 926,766   Commercial and industrial loans 267,505 226,057  Consumer and other loans 1,527 1,520  Net deferred loan origination costs 1,638 1,587  Total gross loans 1,212,699 1,155,930   Allowance for loan losses (15,248) (14,784)   Loans, net $ 1,197,451 $ 1,141,146 
Data, At Class Level, Of Credit Quality Indicators Of Certain Loans	       June 30, 2019  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  Acceptable or better $ 57,310 $ 467,643 $ 524,953 $ 173,858  Watch 26,382 132,110 158,492 78,857  Special Mention 4,329 16,522 20,851 8,389  Substandard 279 6,774 7,053 6,401  Doubtful/Loss - - - -  Total $ 88,300 $ 623,049 $ 711,349 $ 267,505      December 31, 2018  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  Acceptable or better $ 65,932 $ 466,294 $ 532,226 $ 155,687  Watch 30,628 109,409 140,037 57,366  Special Mention - 10,583 10,583 4,105  Substandard 8,636 6,221 14,857 8,870  Doubtful/Loss - - - 29  Total $ 105,196 $ 592,507 $ 697,703 $ 226,057   
Recorded Investment In Loans Past Due	     June 30, 2019  (in thousands)   Current Non-accruing Total  Balance 30-59 days 60-89 days 90+ days Loans Balance   Commercial and industrial $ 264,346 $ 853 $ - $ - $ 2,306 $ 267,505  Residential real estate:  Residential 157,580 170 - - 1,700 159,450  Construction 479 - - - - 479  Commercial real estate:  Commercial 616,241 1,129 - - 5,679 623,049  Construction 88,021 - - - 279 88,300  Home equities 69,415 248 32 - 1,056 70,751  Consumer and other 1,506 21 - - - 1,527  Total Loans $ 1,197,588 $ 2,421 $ 32 $ - $ 11,020 $ 1,211,061  Note: Loan balances do not include $ 1.6 million in net deferred loan origination costs as of June 30 , 2019.      December 31, 2018  (in thousands)   Current Non-accruing Total  Balance 30-59 days 60-89 days 90+ days Loans Balance   Commercial and industrial $ 217,625 $ 6,173 $ 565 $ - $ 1,694 $ 226,057  Residential real estate:  Residential 154,063 2,546 332 - 1,463 158,404  Construction 113 - - - - 113  Commercial real estate:  Commercial 582,016 4,546 - - 5,945 592,507  Construction 95,204 1,027 329 - 8,636 105,196  Home equities 69,094 123 76 - 1,253 70,546  Consumer and other 1,514 5 1 - - 1,520  Total Loans $ 1,119,629 $ 14,420 $ 1,303 $ - $ 18,991 $ 1,154,343  Note: Loan balances do not include $ 1.6 m illion in net deferred loan origination costs as of December 31, 2018. 
Schedule Of Allowance For Loan Losses According To Portfolio Segment	The following tables present the activity in the allowance for loan losses according to portfolio segment for the six month periods ended June 30, 2019 and 2018:          June 30, 2019   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 4,368 $ 8,844 $ 106 $ 1,121 $ 345 $ 14,784  Charge-offs (158) - (54) - - (212)  Recoveries 39 - 9 - - 48  Provision (Credit) 1,023 (207) 69 (238) (19) 628  Ending balance $ 5,272 $ 8,637 $ 130 $ 883 $ 326 $ 15,248   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 374 $ 66 $ 22 $ 35 $ - $ 497  Collectively evaluated  for impairment 4,898 8,571 108 848 326 14,751  Total $ 5,272 $ 8,637 $ 130 $ 883 $ 326 $ 15,248   Loans:  Ending balance:  Individually evaluated  for impairment $ 4,206 $ 6,557 $ 22 $ 2,993 $ 1,635 $ 15,413  Collectively evaluated  for impairment 263,299 704,792 1,505 156,936 69,116 1,195,648  Total $ 267,505 $ 711,349 $ 1,527 $ 159,929 $ 70,751 $ 1,211,061    * Includes construction loans  Note: Loan balances do not include $ 1.6 million in net deferred loan origination costs as of June 30, 2019.         June 30, 2018   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 5,204 $ 7,409 $ 109 $ 950 $ 347 $ 14,019  Charge-offs (67) - (64) (86) (11) (228)  Recoveries 13 - 4 - 1 18  Provision (Credit) (809) 2,036 41 161 (3) 1,426  Ending balance $ 4,341 $ 9,445 $ 90 $ 1,025 $ 334 $ 15,235   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 94 $ 1,245 $ 24 $ 38 $ - $ 1,401  Collectively evaluated  for impairment 4,247 8,200 66 987 334 13,834  Total $ 4,341 $ 9,445 $ 90 $ 1,025 $ 334 $ 15,235  Loans:  Ending balance:  Individually evaluated  for impairment $ 2,936 $ 18,475 $ 24 $ 2,522 $ 1,904 $ 25,861  Collectively evaluated  for impairment 236,549 649,067 1,423 144,141 67,415 1,098,595  Total $ 239,485 $ 667,542 $ 1,447 $ 146,663 $ 69,319 $ 1,124,456  * Includes construction loans  Note: Loan balances do not include $ 1.4 million in net deferred loan origination costs as of June 30, 2018.   The following tables present the activity in the allowance for loan losses according to portfolio segment for the three month periods ended June 30, 2019 and 2018:      June 30, 2019  ($ in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 4,754 $ 9,049 $ 111 $ 953 $ 340 $ 15,207  Charge-offs (37) - (31) - - (68)  Recoveries 17 - 2 - - 19  Provision (Credit) 538 (412) 48 (70) (14) 90  Ending balance $ 5,272 $ 8,637 $ 130 $ 883 $ 326 $ 15,248        June 30, 2018  ($ in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 5,115 $ 8,145 $ 96 $ 1,007 $ 330 $ 14,693  Charge-offs - - (30) (86) (11) (127)  Recoveries 7 - 3 - - 10  Provision (Credit) (781) 1,300 21 104 15 659  Ending balance $ 4,341 $ 9,445 $ 90 $ 1,025 $ 334 $ 15,235 
Data, At Class Level, Of Impaired Loans	     At June 30, 2019  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 3,345 $ 3,535 $ - $ 3,467 $ 44 $ 60  Residential real estate:  Residential 2,531 2,769 - 2,599 32 29  Construction - - - - - -  Commercial real estate:  Commercial 6,212 6,696 - 6,507 125 24  Construction 279 279 - 304 14 -  Home equities 1,635 1,814 - 1,704 35 17  Consumer and other - - - - - -  Total impaired loans $ 14,002 $ 15,093 $ - $ 14,581 $ 250 $ 130      At June 30, 2019  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 861 $ 958 $ 374 $ 954 $ 23 $ 10  Residential real estate:  Residential 462 467 35 465 11 2  Construction - - - - - -  Commercial real estate:  Commercial 66 68 66 68 2 -  Construction - - - - - -  Home equities - - - - - -  Consumer and other 22 25 22 23 - 1  Total impaired loans $ 1,411 $ 1,518 $ 497 $ 1,510 $ 36 $ 13      At June 30, 2019  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 4,206 $ 4,493 $ 374 $ 4,421 $ 67 $ 70  Residential real estate:  Residential 2,993 3,236 35 3,064 43 31  Construction - - - - - -  Commercial real estate:  Commercial 6,278 6,764 66 6,575 127 24  Construction 279 279 - 304 14 -  Home equities 1,635 1,814 - 1,704 35 17  Consumer and other 22 25 22 23 - 1  Total impaired loans $ 15,413 $ 16,611 $ 497 $ 16,091 $ 286 $ 143       At December 31, 2018  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 1,633 $ 2,611 $ - $ 1,785 $ 116 $ 65  Residential real estate:  Residential 2,289 2,483 - 2,337 45 69  Construction - - - - - -  Commercial real estate:  Commercial 6,538 6,914 - 6,733 220 115  Construction 116 116 - 143 - 12  Home equities 1,887 2,058 - 1,952 71 43  Consumer and other - - - - - -  Total impaired loans $ 12,463 $ 14,182 $ - $ 12,950 $ 452 $ 304      At December 31, 2018  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 2,068 $ 2,095 $ 249 $ 2,098 $ 17 $ 125  Residential real estate:  Residential 525 556 85 520 22 3  Construction - - - - - -  Commercial real estate:  Commercial - - - - - -  Construction 8,636 8,975 716 8,793 379 113  Home equities - - - - - -  Consumer and other 23 27 23 23 - 2  Total impaired loans $ 11,252 $ 11,653 $ 1,073 $ 11,434 $ 418 $ 243      At December 31, 2018  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 3,701 $ 4,706 $ 249 $ 3,883 $ 133 $ 190  Residential real estate:  Residential 2,814 3,039 85 2,857 67 72  Construction - - - - - -  Commercial real estate:  Commercial 6,538 6,914 - 6,733 220 115  Construction 8,752 9,091 716 8,936 379 125  Home equities 1,887 2,058 - 1,952 71 43  Consumer and other 23 27 23 23 - 2  Total impaired loans $ 23,715 $ 25,835 $ 1,073 $ 24,384 $ 870 $ 547 
Loans Classified As Troubled Debt Restructurings	   June 30, 2019  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 2,116 $ 216 $ 1,900 $ 69  Residential real estate:  Residential 1,565 272 1,293 -  Construction - - - -  Commercial real estate:  Commercial and multi-family 4,055 3,456 599 -  Construction - - - -  Home equities 803 224 579 -  Consumer and other 22 - 22 22  Total TDR loans $ 8,561 $ 4,168 $ 4,393 $ 91      December 31, 2018  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 2,282 $ 275 $ 2,007 $ 154  Residential real estate:  Residential 1,617 266 1,351 14  Construction - - - -  Commercial real estate:  Commercial and multi-family 4,164 3,571 593 -  Construction 8,753 8,637 116 716  Home equities 756 122 634 -  Consumer and other 23 - 23 23  Total TDR loans $ 17,595 $ 12,871 $ 4,724 $ 907 
TDR Activity By Type Of Concession Granted To Borrower	   Three months ended June 30, 2019 Three months ended June 30, 2018  (Recorded Investment in thousands) (Recorded Investment in thousands)  Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment   Commercial and Industrial: -  Term-out line of credit - $ - $ - 1 $ 29 $ 29  Combination of concessions - - - 1 63 63  Residential Real Estate & Construction - - - - - -  Commercial Real Estate & Construction:  Combination of concessions - - - 1 154 154  Home Equities: - - - - -  Deferral of principal - - - 1 100 100  Extension of maturity and  interest rate reduction 1 171 171 - - -  Consumer and other loans - - - - - -      Six months ended June 30, 2019 Six months ended June 30, 2018  (Recorded Investment in thousands) (Recorded Investment in thousands)  Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment   Commercial and Industrial:  Term-out line of credit - $ - $ - 1 $ 29 $ 29  Combination of concessions - - - 1 63 63  Residential Real Estate & Construction  Commercial Real Estate & Construction:  Extension of maturity - - - 1 181 181  Combination of concessions - - - 1 154 154  Home Equities:  Deferral of principal - - - 1 100 100  Extension of maturity and  interest rate reduction 2 280 280 - - -  Consumer and other loans - - - - - -  

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2019
Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	   Balance at March 31, 2019 Net Change Balance at June 30, 2019  (in thousands)  Net unrealized (loss) gain on investment securities $ (1,045) $ 1,471 $ 426  Net defined benefit pension plan adjustments (2,938) 67 (2,871)  Total $ (3,983) $ 1,538 $ (2,445)   Balance at March 31, 2018 Net Change Balance at June 30, 2018  (in thousands)  Net unrealized loss on investment securities $ (2,409) $ (684) $ (3,093)  Net defined benefit pension plan adjustments (2,326) 36 (2,290)  Total $ (4,735) $ (648) $ (5,383)      Balance at December 31, 2018 Net Change Balance at June 30, 2019  (in thousands)  Net unrealized (loss) gain on investment securities $ (2,348) $ 2,774 $ 426  Net defined benefit pension plan adjustments (3,005) 134 (2,871)  Total $ (5,353) $ 2,908 $ (2,445)     Balance at December 31, 2017 Net Change Balance at June 30, 2018  (in thousands)  Net unrealized loss on investment securities $ (1,049) $ (2,044) $ (3,093)  Net defined benefit pension plan adjustments (2,368) 78 (2,290)  Total $ (3,417) $ (1,966) $ (5,383) 
Components Of Other Comprehensive Income (Loss)	    Three months ended June 30, 2019 Three months ended June 30, 2018  (in thousands) (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized gain (loss) on investment  securities:  Unrealized gain (loss) on investment  securities $ 1,984 $ (513) $ 1,471 $ (921) $ 237 $ (684)   Defined benefit pension plan  adjustments:  Reclassifications from accumulated other  comprehensive income for gains  Amortization of prior service cost (a) $ 8 $ (3) $ 5 $ 8 $ (3) $ 5  Amortization of actuarial loss (a) 83 (21) 62 42 (11) 31  Net change 91 (24) 67 50 (14) 36   Other comprehensive income (loss) $ 2,075 $ (537) $ 1,538 $ (871) $ 223 $ (648)  (a) Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”      Six months ended June 30, 2019 Six months ended June 30, 2018  (in thousands) (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized (loss) gain on investment  securities:  Unrealized gain (loss) on investment  securities $ 3,746 $ (972) $ 2,774 $ (2,759) $ 715 $ (2,044)   Defined benefit pension plan  adjustments:  Reclassifications from accumulated other  comprehensive income for gains  Amortization of prior service cost (a) $ 16 $ (5) $ 11 $ 16 $ (5) $ 11  Amortization of actuarial loss (a) 166 (43) 123 84 (17) 67  Net change 182 (48) 134 100 (22) 78   Other comprehensive income (loss) $ 3,928 $ (1,020) $ 2,908 $ (2,659) $ 693 $ (1,966) 

Segment Information (Tables)

Segment Information (Tables)	6 Months Ended
	Jun. 30, 2019
Segment Information [Abstract]
Schedule Of Business Segments	     Three months ended June 30, 2019  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 13,167 $ (33) $ 13,134  Provision for loan losses 90 - 90  Net interest income (expense) after  provision for loan losses 13,077 (33) 13,044  Non-interest income 1,829 - 1,829  Insurance service and fees 128 2,773 2,901  Amortization expense - 112 112  Non-interest expense 9,911 2,126 12,037  Income before income taxes 5,123 502 5,625  Income tax provision 1,112 131 1,243  Net income $ 4,011 $ 371 $ 4,382       Three months ended June 30, 2018  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 12,225 $ (29) $ 12,196  Provision for loan losses 659 - 659  Net interest income (expense) after  provision for loan losses 11,566 (29) 11,537  Non-interest income 1,687 - 1,687  Insurance service and fees 164 1,788 1,952  Amortization expense - 28 28  Non-interest expense 8,624 1,581 10,205  Income before income taxes 4,793 150 4,943  Income tax provision 1,105 47 1,152  Net income $ 3,688 $ 103 $ 3,791        Six months ended June 30, 2019  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 25,708 $ (66) $ 25,642  Provision for loan losses 628 - 628  Net interest income (expense) after -  provision for loan losses 25,080 (66) 25,014  Non-interest income 3,582 - 3,582  Insurance service and fees 247 5,096 5,343  Amortization expense - 224 224  Non-interest expense 18,997 4,152 23,149  Income before income taxes 9,912 654 10,566  Income tax provision 2,293 171 2,464  Net income $ 7,619 $ 483 $ 8,102       Six months ended June 30, 2018  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 23,704 $ (56) $ 23,648  Provision for loan losses 1,426 - 1,426  Net interest income (expense) after  provision for loan losses 22,278 (56) 22,222  Non-interest income 3,508 - 3,508  Insurance service and fees 301 3,616 3,917  Amortization expense - 56 56  Non-interest expense 17,189 3,159 20,348  Income before income taxes 8,898 345 9,243  Income tax provision 2,043 90 2,133  Net income $ 6,855 $ 255 $ 7,110 

Contingent Liabilities And Co_2

Contingent Liabilities And Commitments (Tables)	6 Months Ended
	Jun. 30, 2019
Contingent Liabilities And Commitments [Abstract]
Summary Of Commitments And Contingent Liabilities	   June 30, December 31,  2019 2018  (in thousands)   Commitments to extend credit $ 295,753 $ 290,785  Standby letters of credit 4,293 3,379  Total $ 300,046 $ 294,164 

Net Periodic Benefit Costs (Tab

Net Periodic Benefit Costs (Tables)	6 Months Ended
	Jun. 30, 2019
Net Periodic Benefit Costs [Abstract]
Schedule Of Net Periodic Benefit Cost	     Three months ended June 30,  (in thousands)   Supplemental Executive  Pension Benefits Retirement Plan   2019 2018 2019 2018   Service cost $ - $ - $ 36 $ 47  Interest cost 55 51 50 34  Expected return on plan assets (69) (78) - -  Amortization of prior service cost - - 8 8  Amortization of the net loss 24 21 59 21  Net periodic cost (benefit) $ 10 $ (6) $ 153 $ 110        Six months ended June 30,  (in thousands)   Supplemental Executive  Pension Benefits Retirement Plan   2019 2018 2019 2018   Service cost $ - $ - $ 72 $ 94  Interest cost 110 102 100 68  Expected return on plan assets (138) (156) - -  Amortization of prior service cost - - 16 16  Amortization of the net loss 48 42 118 42  Net periodic cost (benefit) $ 20 $ (12) $ 306 $ 220 

Revenue Recognition Of Non-In_3

Revenue Recognition Of Non-Interest Income (Tables)	6 Months Ended
	Jun. 30, 2019
Revenue Recognition Of Non-Interest Income [Abstract]
Schedule Of Disaggregation Of Insurance Service And Other Fees	    Three months ended June 30,  2019 2018  (in thousands)  Commercial property and casualty insurance commissions $ 1,043 $ 613  Personal property and casualty insurance commissions 1,005 735  Employee benefits sales commissions 289 177  Profit sharing and contingent revenue 252 145  Wealth management and other financial services 139 168  Insurance claims services revenue 155 96  Other insurance-related revenue 18 18  Total insurance service and other fees $ 2,901 $ 1,952      Six months ended June 30,  2019 2018  (in thousands)  Commercial property and casualty insurance commissions $ 1,885 $ 1,335  Personal property and casualty insurance commissions 1,755 1,332  Employee benefits sales commissions 582 423  Profit sharing and contingent revenue 509 304  Wealth management and other financial services 263 311  Insurance claims services revenue 301 169  Other insurance-related revenue 48 43  Total insurance service and other fees $ 5,343 $ 3,917 

Organization And Summary Of S_4

Organization And Summary Of Significant Accounting Policies (Narrative) (Details) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2019USD ($)	Jun. 30, 2019USD ($)entity	Dec. 31, 2018USD ($)
Number of subsidiaries | entity		2
Leases, right-of-use assets	$ 4,003	$ 4,003
Leases, liabilities	4,449	4,449
Other liabilities	17,175	17,175	$ 17,031
Operating lease expenses	179	357
Payments to lease liabilities	$ 184	$ 368
Leases, weighted average discount rate	3.50%	3.50%
Leases, weighted average remaining lease term	8 years 9 months 18 days	8 years 9 months 18 days
ASU 2016-02 [Member]
Leases, right-of-use assets	$ 4,000	$ 4,000	4,300
Leases, liabilities	$ 4,400	$ 4,400	4,700
Other liabilities			$ 400

Organization And Summary Of S_5

Organization And Summary Of Significant Accounting Policies (Schedule Of Future Minimum Lease Payments) (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2019USD ($)
Organization And Summary Of Significant Accounting Policies [Abstract]
2019 (excluding the six months ended June 30, 2019)	$ 368
2020	749
2021	682
2022	694
2023	589
Thereafter	2,092
Total future minimum lease payments	5,174
Less imputed interest	725
Total	$ 4,449

Securities (Narrative) (Details

Securities (Narrative) (Details) - USD ($)	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities pledged as collateral	$ 109,000,000	$ 94,000,000
Other-than-temporary impairment charges	$ 0	$ 0
Minimum [Member] | Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Contractual maturities duration	10 years

Securities (Schedule Of Amortiz

Securities (Schedule Of Amortized Cost And Approximate Fair Value Of Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	$ 135,001	$ 135,274
Available for Sale, Unrealized Gains	1,112	115
Available for Sale, Unrealized Losses	(537)	(3,285)
Available for Sale, Fair Value	135,576	132,104
Held to maturity, Amortized cost	1,862	1,685
Held to Maturity, Unrealized Gains	25	11
Held to Maturity, Unrealized Losses	(2)	(22)
Held to Maturity, Fair Value	1,885	1,674
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	38,870	56,765
Available for Sale, Unrealized Gains	430	71
Available for Sale, Unrealized Losses	(31)	(735)
Available for Sale, Fair Value	39,269	56,101
U.S. Government Agencies [Member] | Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	35,144	34,597
Available for Sale, Unrealized Gains	363	2
Available for Sale, Unrealized Losses	(23)	(671)
Available for Sale, Fair Value	35,484	33,928
States and Political Subdivisions [Member] | Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	3,726	22,168
Available for Sale, Unrealized Gains	67	69
Available for Sale, Unrealized Losses	(8)	(64)
Available for Sale, Fair Value	3,785	22,173
Held to maturity, Amortized cost	1,862	1,685
Held to Maturity, Unrealized Gains	25	11
Held to Maturity, Unrealized Losses	(2)	(22)
Held to Maturity, Fair Value	1,885	1,674
FNMA [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	34,788	27,747
Available for Sale, Unrealized Gains	244	21
Available for Sale, Unrealized Losses	(142)	(729)
Available for Sale, Fair Value	34,890	27,039
FHLMC [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	17,533	14,645
Available for Sale, Unrealized Gains	76	11
Available for Sale, Unrealized Losses	(62)	(431)
Available for Sale, Fair Value	17,547	14,225
GNMA [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	1,538	1,660
Available for Sale, Unrealized Gains	15	6
Available for Sale, Unrealized Losses	(14)	(36)
Available for Sale, Fair Value	1,539	1,630
SBA [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	13,063	9,432
Available for Sale, Unrealized Gains	149
Available for Sale, Unrealized Losses	(15)	(299)
Available for Sale, Fair Value	13,197	9,133
CMO [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	29,209	25,025
Available for Sale, Unrealized Gains	198	6
Available for Sale, Unrealized Losses	(273)	(1,055)
Available for Sale, Fair Value	29,134	23,976
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	96,131	78,509
Available for Sale, Unrealized Gains	682	44
Available for Sale, Unrealized Losses	(506)	(2,550)
Available for Sale, Fair Value	$ 96,307	$ 76,003

Securities (Scheduled Maturitie

Securities (Scheduled Maturities Of Debt And Mortgage-Backed Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Securities [Abstract]
Debt securities available for sale, Due in one year or less, Amortized cost	$ 2,000	$ 5,074
Debt securities available for sale, Due after one year through five years, Amortized cost	8,460	22,637
Debt securities available for sale, Due after five years through ten years, Amortized cost	28,261	28,870
Debt securities available for sale, Due after ten years, Amortized cost	149	184
Debt securities available for sale, Amortized cost	38,870	56,765
Mortgage-backed securities available for sale, Amortized cost	96,131	78,509
Total securities designated as available for sale, Amortized Cost	135,001	135,274
Debt securities available for sale, Due in one year or less, Estimated fair value	1,989	5,075
Debt securities available for sale, Due after one year through five years, Estimated fair value	8,480	22,448
Debt securities available for sale, Due after five years through ten years, Estimated fair value	28,650	28,391
Debt securities available for sale, Due after ten years, Estimated fair value	150	187
Debt securities available for sale, Estimated fair value	39,269	56,101
Mortgage-backed securities available for sale, Estimated fair value	96,307	76,003
Total securities available for sale, Estimated fair value	135,576	132,104
Debt securities held to maturity, Due in one year or less, Amortized cost	733	693
Debt securities held to maturity, Due after one year through five years, Amortized cost	978	811
Debt securities held to maturity, Due after five years through ten years, Amortized cost	63	93
Debt securities held to maturity, Due after ten years, Amortized cost	88	88
Held to maturity, Amortized cost	1,862	1,685
Debt securities held to maturity, Due in one year or less, Estimated fair value	735	693
Debt securites held to maturity, Due after one year through five years, Estimated fair value	999	811
Debt securites held to maturity, Due after five years through ten years, Estimated fair value	62	89
Debt securities held to maturity, Due after ten years, Estimated fair value	89	81
Held to maturity, Estimated fair value	$ 1,885	$ 1,674

Securities (Unrealized Losses O

Securities (Unrealized Losses On Securities) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities [Line Items]
Total temporarily impaired securities, Less than 12 months, Fair Value	$ 2,001	$ 19,837
Total temporarily impaired securities, 12 months or longer, Fair Value	46,384	97,511
Total temporarily impaired securities, Total, Fair Value	48,385	117,348
Total temporarily impaired securities, Less than 12 months, Unrealized Losses	(4)	(110)
Total temporarily impaired securities, 12 months or longer, Unrealized Losses	(535)	(3,197)
Total temporarily impaired securities, Total, Unrealized Losses	(539)	(3,307)
FNMA [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	2,001	2,637
Available for Sale, 12 months or longer, Fair Value	14,080	23,667
Available for Sale, Total, Fair Value	16,081	26,304
Available for Sale, Less than 12 months, Unrealized Losses	(4)	(21)
Available for Sale, 12 months or longer, Unrealized Losses	(138)	(708)
Available for Sale, Total, Unrealized Losses	(142)	(729)
FHLMC [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value		1,895
Available for Sale, 12 months or longer, Fair Value	7,273	11,899
Available for Sale, Total, Fair Value	7,273	13,794
Available for Sale, Less than 12 months, Unrealized Losses		(25)
Available for Sale, 12 months or longer, Unrealized Losses	(62)	(406)
Available for Sale, Total, Unrealized Losses	(62)	(431)
GNMA [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, 12 months or longer, Fair Value	772	926
Available for Sale, Total, Fair Value	772	926
Available for Sale, 12 months or longer, Unrealized Losses	(14)	(36)
Available for Sale, Total, Unrealized Losses	(14)	(36)
SBA [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, 12 months or longer, Fair Value	1,592	9,133
Available for Sale, Total, Fair Value	1,592	9,133
Available for Sale, 12 months or longer, Unrealized Losses	(15)	(299)
Available for Sale, Total, Unrealized Losses	(15)	(299)
CMO [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, 12 months or longer, Fair Value	16,008	23,127
Available for Sale, Total, Fair Value	16,008	23,127
Available for Sale, 12 months or longer, Unrealized Losses	(273)	(1,055)
Available for Sale, Total, Unrealized Losses	(273)	(1,055)
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	2,001	4,532
Available for Sale, 12 months or longer, Fair Value	39,725	68,752
Available for Sale, Total, Fair Value	41,726	73,284
Available for Sale, Less than 12 months, Unrealized Losses	(4)	(46)
Available for Sale, 12 months or longer, Unrealized Losses	(502)	(2,504)
Available for Sale, Total, Unrealized Losses	(506)	(2,550)
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value		15,149
Available for Sale, 12 months or longer, Fair Value	6,152	28,037
Available for Sale, Total, Fair Value	6,152	43,186
Available for Sale, Less than 12 months, Unrealized Losses		(64)
Available for Sale, 12 months or longer, Unrealized Losses	(31)	(671)
Available for Sale, Total, Unrealized Losses	(31)	(735)
Debt Securities [Member] | U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value		9,931
Available for Sale, 12 months or longer, Fair Value	5,971	21,144
Available for Sale, Total, Fair Value	5,971	31,075
Available for Sale, Less than 12 months, Unrealized Losses		(49)
Available for Sale, 12 months or longer, Unrealized Losses	(23)	(622)
Available for Sale, Total, Unrealized Losses	(23)	(671)
Debt Securities [Member] | States and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value		5,218
Available for Sale, 12 months or longer, Fair Value	181	6,893
Available for Sale, Total, Fair Value	181	12,111
Available for Sale, Less than 12 months, Unrealized Losses		(15)
Available for Sale, 12 months or longer, Unrealized Losses	(8)	(49)
Available for Sale, Total, Unrealized Losses	(8)	(64)
Held To Maturity, Less than 12 months, Fair Value		156
Held To Maturity, 12 months or longer, Fair Value	507	722
Held To Maturity, Total, Fair Value	507	878
Held To Maturity, 12 months or longer, Unrealized Losses	(2)	(22)
Held To Maturity, Total, Unrealized Losses	$ (2)	$ (22)

Fair Value Measurement (Narrati

Fair Value Measurement (Narrative) (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	$ 15,413	$ 23,715
Impaired loans, allowance for loan loss	$ 497	$ 1,073
Consumer Loans [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Period past due for loan appraisals	90 days

Fair Value Measurement (Financi

Fair Value Measurement (Financial Instruments Measured At Fair Value On Recurring Basis) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	$ 135,576	$ 132,104
Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	570	609
Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	570	609
Recurring [Member] | U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	35,484	33,928
Recurring [Member] | U.S. Government Agencies [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	35,484	33,928
Recurring [Member] | States and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	3,785	22,173
Recurring [Member] | States and Political Subdivisions [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	3,785	22,173
Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	96,307	76,003
Recurring [Member] | Mortgage-Backed Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	$ 96,307	$ 76,003

Fair Value Measurement (Summary

Fair Value Measurement (Summary Of Changes In Fair Value At Level 3, Mortgage Servicing Rights) (Details) - Mortgage Servicing Rights [Member] - Level 3 [Member] - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Equity securities, beginning	$ 587	$ 644	$ 609	$ 586
Gains/(Losses) included in earnings	(43)	(9)	(84)	49
Additions from loan sales	26		45
Equity securities, ending	$ 570	$ 635	$ 570	$ 635

Fair Value Measurement (Quantit

Fair Value Measurement (Quantitative Information About Significant Unobservable Inputs For MSRs) (Details) - Mortgage Servicing Rights [Member] - Level 3 [Member] - USD ($)	Jun. 30, 2019	Dec. 31, 2018
Servicing Fees [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair value measurement of unobservable input (as a percent)	0.25	0.25
Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair value measurement of unobservable input (as a percent)	9	9
Prepayment Rate (CPR) [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair value measurement of unobservable input (as a percent)	8	6.52

Fair Value Measurement (Finan_2

Fair Value Measurement (Financial Instruments Measured At Fair Value On Nonrecurring Basis) (Details) - Nonrecurring [Member] - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans	$ 12,890	$ 20,590
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans	$ 12,890	$ 20,590

Fair Value Measurement (Estimat

Fair Value Measurement (Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale securities	$ 135,576	$ 132,104
Held to maturity securities	1,885	1,674
Demand deposits	243,860	231,902
NOW deposits	145,620	110,450
Savings deposits	603,180	571,479
Time deposits	290,251	301,227
Carrying Amount [Member] | Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	59,639	39,915
Demand deposits	243,860	231,902
NOW deposits	145,620	110,450
Savings deposits	603,180	571,479
Carrying Amount [Member] | Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale securities	135,576	132,104
FHLB and FRB stock	3,532	3,403
Securities sold under agreement to repurchase	3,968	3,142
Other borrowed funds	10,000	10,000
Junior subordinated debentures	11,330	11,330
Carrying Amount [Member] | Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held to maturity securities	1,862	1,685
Loans, net	1,197,451	1,141,146
Mortgage servicing rights	570	609
Time deposits	290,251	301,227
Fair Value [Member] | Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	59,639	39,915
Demand deposits	243,860	231,902
NOW deposits	145,620	110,450
Savings deposits	603,180	571,479
Fair Value [Member] | Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale securities	135,576	132,104
FHLB and FRB stock	3,532	3,403
Securities sold under agreement to repurchase	3,968	3,142
Other borrowed funds	9,961	9,854
Junior subordinated debentures	11,330	11,330
Fair Value [Member] | Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held to maturity securities	1,885	1,674
Loans, net	1,204,513	1,131,891
Mortgage servicing rights	570	609
Time deposits	$ 290,405	$ 298,999

Loans And The Allowance For L_3

Loans And The Allowance For Loan Losses (Narrative) (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Net deferred loan origination costs	$ 1,638,000	$ 1,400,000	$ 1,638,000	$ 1,400,000	$ 1,587,000
Loan commitments to lend additional funds to debtors	0		$ 0
Period of timely payments before reversion to accruing status			6 months
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan servicing portfolio principal balance	74,000,000		$ 74,000,000		73,000,000
Mortgage servicing rights	600,000		600,000		600,000
Mortgage loans held-for-sale	0		0		$ 400,000
Total Real Estate Loans [Member] | Residential Mortgages [Member] | FNMA Loans [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgages sold to FNMA	$ 2,600,000	$ 0	$ 4,600,000	$ 0

Loans And The Allowance For L_4

Loans And The Allowance For Loan Losses (Schedule Of Loan Portfolio Composition) (Details) - USD ($) $ in Thousands		Jun. 30, 2019		Dec. 31, 2018	Jun. 30, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		$ 1,211,061		$ 1,154,343	$ 1,124,456
Net deferred loan origination costs		1,638		1,587	1,400
Total gross loans		1,212,699		1,155,930
Allowance for loan losses		(15,248)		(14,784)
Loans, net		1,197,451		1,141,146
Home Equities [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		70,751		70,546
Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		267,505		226,057
Consumer And Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		1,527		1,520
Total Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		942,029		926,766
Total Real Estate Loans [Member] | Residential Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs	[1]	159,929			146,663
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		159,450		158,404
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		479		113
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		711,349	[1]	697,703	667,542	[1]
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		623,049		592,507
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		88,300		105,196
Total Real Estate Loans [Member] | Home Equities [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		70,751		$ 70,546	69,319
Total Real Estate Loans [Member] | Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		267,505			239,485
Total Real Estate Loans [Member] | Consumer And Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		$ 1,527			$ 1,447
[1]	Includes construction loans

Loans And The Allowance For L_5

Loans And The Allowance For Loan Losses (Data, At Class Level, Of Credit Quality Indicators Of Certain Loans) (Details) - USD ($) $ in Thousands	Jun. 30, 2019		Dec. 31, 2018	Jun. 30, 2018
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	$ 1,211,061		$ 1,154,343	$ 1,124,456
Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	942,029		926,766
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	711,349	[1]	697,703	667,542	[1]
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating, Acceptable Or Better [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	524,953		532,226
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating, Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	158,492		140,037
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating, Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	20,851		10,583
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating, Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	7,053		14,857
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	88,300		105,196
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating, Acceptable Or Better [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	57,310		65,932
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating, Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	26,382		30,628
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating, Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	4,329
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating, Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	279		8,636
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	623,049		592,507
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating, Acceptable Or Better [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	467,643		466,294
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating, Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	132,110		109,409
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating, Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	16,522		10,583
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating, Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	6,774		6,221
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	267,505		226,057
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Acceptable Or Better [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	173,858		155,687
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	78,857		57,366
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	8,389		4,105
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	6,401		8,870
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Doubtful/Loss [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans			$ 29
Commercial And Industrial [Member] | Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	$ 267,505			$ 239,485
[1]	Includes construction loans

Loans And The Allowance For L_6

Loans And The Allowance For Loan Losses (Recorded Investment In Loans Past Due) (Details) - USD ($) $ in Thousands		Jun. 30, 2019		Dec. 31, 2018	Jun. 30, 2018
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		$ 1,197,588		$ 1,119,629
Non-accruing Loans		11,020		18,991
Total Balance		1,211,061		1,154,343	$ 1,124,456
Net deferred loan origination costs		1,638		1,587	1,400
30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,421		14,420
60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		32		1,303
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		264,346		217,625
Non-accruing Loans		2,306		1,694
Total Balance		267,505		226,057
Commercial And Industrial [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		853		6,173
Commercial And Industrial [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				565
Home Equities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		69,415		69,094
Non-accruing Loans		1,056		1,253
Total Balance		70,751		70,546
Home Equities [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		248		123
Home Equities [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		32		76
Consumer And Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		1,506		1,514
Total Balance		1,527		1,520
Consumer And Other Loans [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		21		5
Consumer And Other Loans [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				1
Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		942,029		926,766
Total Real Estate Loans [Member] | Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		267,505			239,485
Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance	[1]	159,929			146,663
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		711,349	[1]	697,703	667,542	[1]
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		70,751		70,546	69,319
Total Real Estate Loans [Member] | Consumer And Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		1,527			$ 1,447
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		157,580		154,063
Non-accruing Loans		1,700		1,463
Total Balance		159,450		158,404
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		170		2,546
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				332
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		616,241		582,016
Non-accruing Loans		5,679		5,945
Total Balance		623,049		592,507
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,129		4,546
Construction [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		479		113
Total Balance		479		113
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		88,021		95,204
Non-accruing Loans		279		8,636
Total Balance		$ 88,300		105,196
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				1,027
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				$ 329
[1]	Includes construction loans

Loans And The Allowance For L_7

Loans And The Allowance For Loan Losses (Schedule Of Allowance For Loan Losses According To Portfolio Segment) (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019		Jun. 30, 2018		Jun. 30, 2019		Dec. 31, 2018		Jun. 30, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		$ 15,207	$ 14,693	$ 14,784		$ 14,019
Allowance for loan losses: Charge-offs		(68)	(127)	(212)		(228)
Allowance for loan losses: Recoveries		19	10	48		18
Allowance for loan losses: Provision(Credit) for loan losses		90	659	628		1,426
Allowance for loan losses: Ending balance		15,248	15,235	15,248		15,235
Allowance for loan losses: Individually evaluated for impairment								$ 497				$ 1,401
Allowance for loan losses: Collectively evaluated for impairment								14,751				13,834
Allowance for loan losses: Total		15,207	14,693	14,784		14,019		15,248		$ 14,784		15,235
Loans: Individually evaluated for impairment								15,413				25,861
Loans: Collectively evaluated for impairment								1,195,648				1,098,595
Total								1,211,061		1,154,343		1,124,456
Net deferred loan origination costs								1,638		1,587		1,400
Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total								942,029		926,766
Commercial And Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total								267,505		226,057
Commercial And Industrial [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		4,754	5,115	4,368		5,204
Allowance for loan losses: Charge-offs		(37)		(158)		(67)
Allowance for loan losses: Recoveries		17	7	39		13
Allowance for loan losses: Provision(Credit) for loan losses		538	(781)	1,023		(809)
Allowance for loan losses: Ending balance		5,272	4,341	5,272		4,341
Allowance for loan losses: Individually evaluated for impairment								374				94
Allowance for loan losses: Collectively evaluated for impairment								4,898				4,247
Allowance for loan losses: Total		4,754	5,115	4,368		5,204		5,272		4,368		4,341
Loans: Individually evaluated for impairment								4,206				2,936
Loans: Collectively evaluated for impairment								263,299				236,549
Total								267,505				239,485
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		9,049	8,145	8,844	[1]	7,409	[1]
Allowance for loan losses: Charge-offs	[1]
Allowance for loan losses: Recoveries	[1]
Allowance for loan losses: Provision(Credit) for loan losses		(412)	1,300	(207)	[1]	2,036	[1]
Allowance for loan losses: Ending balance	[1]	8,637	9,445	8,637		9,445
Allowance for loan losses: Individually evaluated for impairment	[1]							66				1,245
Allowance for loan losses: Collectively evaluated for impairment	[1]							8,571				8,200
Allowance for loan losses: Total		9,049	8,145	8,844	[1]	7,409	[1]	8,637	[1]	8,844	[1]	9,445	[1]
Loans: Individually evaluated for impairment	[1]							6,557				18,475
Loans: Collectively evaluated for impairment	[1]							704,792				649,067
Total								711,349	[1]	697,703		667,542	[1]
Consumer And Other Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total								1,527		1,520
Consumer And Other Loans [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		111	96	106		109
Allowance for loan losses: Charge-offs		(31)	(30)	(54)		(64)
Allowance for loan losses: Recoveries		2	3	9		4
Allowance for loan losses: Provision(Credit) for loan losses		48	21	69		41
Allowance for loan losses: Ending balance		130	90	130		90
Allowance for loan losses: Individually evaluated for impairment								22				24
Allowance for loan losses: Collectively evaluated for impairment								108				66
Allowance for loan losses: Total		111	96	106		109		130		106		90
Loans: Individually evaluated for impairment								22				24
Loans: Collectively evaluated for impairment								1,505				1,423
Total								1,527				1,447
Residential Mortgages [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		953	1,007	1,121	[1]	950	[1]
Allowance for loan losses: Charge-offs			(86)		[1]	(86)	[1]
Allowance for loan losses: Recoveries	[1]
Allowance for loan losses: Provision(Credit) for loan losses		(70)	104	(238)	[1]	161	[1]
Allowance for loan losses: Ending balance	[1]	883	1,025	883		1,025
Allowance for loan losses: Individually evaluated for impairment	[1]							35				38
Allowance for loan losses: Collectively evaluated for impairment	[1]							848				987
Allowance for loan losses: Total		953	1,007	1,121	[1]	950	[1]	883	[1]	1,121	[1]	1,025	[1]
Loans: Individually evaluated for impairment	[1]							2,993				2,522
Loans: Collectively evaluated for impairment	[1]							156,936				144,141
Total	[1]							159,929				146,663
Home Equities [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total								70,751		70,546
Home Equities [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		340	330	345		347
Allowance for loan losses: Charge-offs			(11)			(11)
Allowance for loan losses: Recoveries						1
Allowance for loan losses: Provision(Credit) for loan losses		(14)	15	(19)		(3)
Allowance for loan losses: Ending balance		326	334	326		334
Allowance for loan losses: Individually evaluated for impairment
Allowance for loan losses: Collectively evaluated for impairment								326				334
Allowance for loan losses: Total		$ 340	$ 330	$ 345		$ 347		326		345		334
Loans: Individually evaluated for impairment								1,635				1,904
Loans: Collectively evaluated for impairment								69,116				67,415
Total								$ 70,751		$ 70,546		$ 69,319
[1]	Includes construction loans

Loans And The Allowance For L_8

Loans And The Allowance For Loan Losses (Data, At Class Level, Of Impaired Loans) (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	$ 14,002	$ 12,463
Impaired Loans, Recorded Investment, With a related allowance recorded	1,411	11,252
Impaired Loans, Recorded Investment, Total	15,413	23,715
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	15,093	14,182
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	1,518	11,653
Impaired Loans, Unpaid Principal Balance, Total	16,611	25,835
Impaired Loans, Related Allowance	497	1,073
Impaired Loans, Average Recorded Investment, With no related allowance recorded	14,581	12,950
Impaired Loans, Average Recorded Investment, With a related allowance recorded	1,510	11,434
Impaired Loans, Average Recorded Investment, Total	16,091	24,384
Impaired Loans, Interest Income Foregone, With no related allowance recorded	250	452
Impaired Loans, Interest Income Foregone, With a related allowance recorded	36	418
Impaired Loans, Interest Income Foregone, Total	286	870
Impaired Loans, Interest Income Recognized, With no related allowance recorded	130	304
Impaired Loans, Interest Income Recognized, With a related allowance recorded	13	243
Impaired Loans, Interest Income Recognized, Total	143	547
Commercial And Industrial [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	3,345	1,633
Impaired Loans, Recorded Investment, With a related allowance recorded	861	2,068
Impaired Loans, Recorded Investment, Total	4,206	3,701
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	3,535	2,611
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	958	2,095
Impaired Loans, Unpaid Principal Balance, Total	4,493	4,706
Impaired Loans, Related Allowance	374	249
Impaired Loans, Average Recorded Investment, With no related allowance recorded	3,467	1,785
Impaired Loans, Average Recorded Investment, With a related allowance recorded	954	2,098
Impaired Loans, Average Recorded Investment, Total	4,421	3,883
Impaired Loans, Interest Income Foregone, With no related allowance recorded	44	116
Impaired Loans, Interest Income Foregone, With a related allowance recorded	23	17
Impaired Loans, Interest Income Foregone, Total	67	133
Impaired Loans, Interest Income Recognized, With no related allowance recorded	60	65
Impaired Loans, Interest Income Recognized, With a related allowance recorded	10	125
Impaired Loans, Interest Income Recognized, Total	70	190
Consumer And Other Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded
Impaired Loans, Recorded Investment, With a related allowance recorded	22	23
Impaired Loans, Recorded Investment, Total	22	23
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	25	27
Impaired Loans, Unpaid Principal Balance, Total	25	27
Impaired Loans, Related Allowance	22	23
Impaired Loans, Average Recorded Investment, With no related allowance recorded
Impaired Loans, Average Recorded Investment, With a related allowance recorded	23	23
Impaired Loans, Average Recorded Investment, Total	23	23
Impaired Loans, Interest Income Foregone, With no related allowance recorded
Impaired Loans, Interest Income Recognized, With no related allowance recorded
Impaired Loans, Interest Income Recognized, With a related allowance recorded	1	2
Impaired Loans, Interest Income Recognized, Total	1	2
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Mortgages [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	2,531	2,289
Impaired Loans, Recorded Investment, With a related allowance recorded	462	525
Impaired Loans, Recorded Investment, Total	2,993	2,814
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	2,769	2,483
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	467	556
Impaired Loans, Unpaid Principal Balance, Total	3,236	3,039
Impaired Loans, Related Allowance	35	85
Impaired Loans, Average Recorded Investment, With no related allowance recorded	2,599	2,337
Impaired Loans, Average Recorded Investment, With a related allowance recorded	465	520
Impaired Loans, Average Recorded Investment, Total	3,064	2,857
Impaired Loans, Interest Income Foregone, With no related allowance recorded	32	45
Impaired Loans, Interest Income Foregone, With a related allowance recorded	11	22
Impaired Loans, Interest Income Foregone, Total	43	67
Impaired Loans, Interest Income Recognized, With no related allowance recorded	29	69
Impaired Loans, Interest Income Recognized, With a related allowance recorded	2	3
Impaired Loans, Interest Income Recognized, Total	31	72
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Construction [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded
Impaired Loans, Recorded Investment, With a related allowance recorded
Impaired Loans, Recorded Investment, Total
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded
Impaired Loans, Unpaid Principal Balance, Total
Impaired Loans, Related Allowance
Impaired Loans, Average Recorded Investment, With no related allowance recorded
Impaired Loans, Average Recorded Investment, With a related allowance recorded
Impaired Loans, Average Recorded Investment, Total
Impaired Loans, Interest Income Foregone, With no related allowance recorded
Impaired Loans, Interest Income Foregone, With a related allowance recorded
Impaired Loans, Interest Income Foregone, Total
Impaired Loans, Interest Income Recognized, With no related allowance recorded
Impaired Loans, Interest Income Recognized, With a related allowance recorded
Impaired Loans, Interest Income Recognized, Total
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Mortgages [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	6,212	6,538
Impaired Loans, Recorded Investment, With a related allowance recorded	66
Impaired Loans, Recorded Investment, Total	6,278	6,538
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	6,696	6,914
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	68
Impaired Loans, Unpaid Principal Balance, Total	6,764	6,914
Impaired Loans, Related Allowance	66
Impaired Loans, Average Recorded Investment, With no related allowance recorded	6,507	6,733
Impaired Loans, Average Recorded Investment, With a related allowance recorded	68
Impaired Loans, Average Recorded Investment, Total	6,575	6,733
Impaired Loans, Interest Income Foregone, With no related allowance recorded	125	220
Impaired Loans, Interest Income Foregone, With a related allowance recorded	2
Impaired Loans, Interest Income Foregone, Total	127	220
Impaired Loans, Interest Income Recognized, With no related allowance recorded	24	115
Impaired Loans, Interest Income Recognized, Total	24	115
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Construction [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	279	116
Impaired Loans, Recorded Investment, With a related allowance recorded		8,636
Impaired Loans, Recorded Investment, Total	279	8,752
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	279	116
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded		8,975
Impaired Loans, Unpaid Principal Balance, Total	279	9,091
Impaired Loans, Related Allowance		716
Impaired Loans, Average Recorded Investment, With no related allowance recorded	304	143
Impaired Loans, Average Recorded Investment, With a related allowance recorded		8,793
Impaired Loans, Average Recorded Investment, Total	304	8,936
Impaired Loans, Interest Income Foregone, With no related allowance recorded	14
Impaired Loans, Interest Income Foregone, With a related allowance recorded		379
Impaired Loans, Interest Income Foregone, Total	14	379
Impaired Loans, Interest Income Recognized, With no related allowance recorded		12
Impaired Loans, Interest Income Recognized, With a related allowance recorded		113
Impaired Loans, Interest Income Recognized, Total		125
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	1,635	1,887
Impaired Loans, Recorded Investment, With a related allowance recorded
Impaired Loans, Recorded Investment, Total	1,635	1,887
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	1,814	2,058
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded
Impaired Loans, Unpaid Principal Balance, Total	1,814	2,058
Impaired Loans, Related Allowance
Impaired Loans, Average Recorded Investment, With no related allowance recorded	1,704	1,952
Impaired Loans, Average Recorded Investment, With a related allowance recorded
Impaired Loans, Average Recorded Investment, Total	1,704	1,952
Impaired Loans, Interest Income Foregone, With no related allowance recorded	35	71
Impaired Loans, Interest Income Foregone, With a related allowance recorded
Impaired Loans, Interest Income Foregone, Total	35	71
Impaired Loans, Interest Income Recognized, With no related allowance recorded	17	43
Impaired Loans, Interest Income Recognized, With a related allowance recorded
Impaired Loans, Interest Income Recognized, Total	$ 17	$ 43

Loans And The Allowance For L_9

Loans And The Allowance For Loan Losses (Loans Classified As Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands	Jun. 30, 2019	Dec. 31, 2018
Financing Receivable, Modifications [Line Items]
Total	$ 8,561	$ 17,595
Related Allowance	91	907
Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Total	2,116	2,282
Related Allowance	69	154
Consumer And Other Loans [Member]
Financing Receivable, Modifications [Line Items]
Total	22	23
Related Allowance	22	23
Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Total	4,168	12,871
Nonaccruing [Member] | Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Total	216	275
Nonaccruing [Member] | Consumer And Other Loans [Member]
Financing Receivable, Modifications [Line Items]
Total
Accruing [Member]
Financing Receivable, Modifications [Line Items]
Total	4,393	4,724
Accruing [Member] | Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Total	1,900	2,007
Accruing [Member] | Consumer And Other Loans [Member]
Financing Receivable, Modifications [Line Items]
Total	22	23
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Total	803	756
Related Allowance
Total Real Estate Loans [Member] | Nonaccruing [Member] | Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Total	224	122
Total Real Estate Loans [Member] | Accruing [Member] | Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Total	579	634
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	1,565	1,617
Related Allowance		14
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	4,055	4,164
Related Allowance
Mortgages [Member] | Total Real Estate Loans [Member] | Nonaccruing [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	272	266
Mortgages [Member] | Total Real Estate Loans [Member] | Nonaccruing [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	3,456	3,571
Mortgages [Member] | Total Real Estate Loans [Member] | Accruing [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	1,293	1,351
Mortgages [Member] | Total Real Estate Loans [Member] | Accruing [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	599	593
Construction [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total
Related Allowance
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total		8,753
Related Allowance		716
Construction [Member] | Total Real Estate Loans [Member] | Nonaccruing [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total
Construction [Member] | Total Real Estate Loans [Member] | Nonaccruing [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total		8,637
Construction [Member] | Total Real Estate Loans [Member] | Accruing [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total
Construction [Member] | Total Real Estate Loans [Member] | Accruing [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total		$ 116

Loans And The Allowance For _10

Loans And The Allowance For Loan Losses (TDR Activity By Type Of Concession Granted To Borrower) (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019USD ($)contract	Jun. 30, 2018USD ($)contract	Jun. 30, 2019USD ($)contract	Jun. 30, 2018USD ($)contract
Commercial And Industrial [Member] | Term-Out Line Of Credit [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract		1		1
Pre-Modification Outstanding Recorded Investment		$ 29		$ 29
Post-Modification Outstanding Recorded Investment		$ 29		$ 29
Commercial And Industrial [Member] | Combination Of Concessions [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract		1		1
Pre-Modification Outstanding Recorded Investment		$ 63		$ 63
Post-Modification Outstanding Recorded Investment		$ 63		$ 63
Commercial Real Estate Mortgages [Member] | Combination Of Concessions [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract		1
Pre-Modification Outstanding Recorded Investment		$ 154
Post-Modification Outstanding Recorded Investment		$ 154
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Extension Of Maturity [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract				1
Pre-Modification Outstanding Recorded Investment				$ 181
Post-Modification Outstanding Recorded Investment				$ 181
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Combination Of Concessions [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract				1
Pre-Modification Outstanding Recorded Investment				$ 154
Post-Modification Outstanding Recorded Investment				$ 154
Home Equities [Member] | Total Real Estate Loans [Member] | Deferral Of Principal [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract		1		1
Pre-Modification Outstanding Recorded Investment		$ 100		$ 100
Post-Modification Outstanding Recorded Investment		$ 100		$ 100
Home Equities [Member] | Total Real Estate Loans [Member] | Extension Of Maturity And Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1		2
Pre-Modification Outstanding Recorded Investment	$ 171		$ 280
Post-Modification Outstanding Recorded Investment	$ 171		$ 280

Common Equity And Earnings Pe_2

Common Equity And Earnings Per Share Data (Narrative) (Details) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Common Equity And Earnings Per Share Data [Abstract]
Weighted average number of shares outstanding, dilutive	61,231	123,035	69,321	127,156
Potentially anti-dilutive shares outstanding	86,376	0	87,463	28,660

Other Comprehensive Income (Sch

Other Comprehensive Income (Schedule Of Accumulated Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	$ (3,983)	$ (4,735)	$ (5,353)	$ (3,417)
Net Change	1,538	(648)	2,908	(1,966)
Ending Balance	(2,445)	(5,383)	(2,445)	(5,383)
Net Unrealized (Loss) Gain On Investment Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(1,045)	(2,409)	(2,348)	(1,049)
Net Change	1,471	(684)	2,774	(2,044)
Ending Balance	426	(3,093)	426	(3,093)
Net Defined Benefit Pension Plan Adjustments [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(2,938)	(2,326)	(3,005)	(2,368)
Net Change	67	36	134	78
Ending Balance	$ (2,871)	$ (2,290)	$ (2,871)	$ (2,290)

Other Comprehensive Income (Com

Other Comprehensive Income (Components Of Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Unrealized gain (loss) on investment securities:
Unrealized gain (loss) on investment securities, Before-Tax Amount		$ 1,984	$ (921)	$ 3,746	$ (2,759)
Unrealized gain (loss) on investment securities, Income Tax (Provision) Benefit		(513)	237	(972)	715
Unrealized gain (loss) on investment securities, Net-of-Tax Amount		1,471	(684)	2,774	(2,044)
Defined benefit pension plans adjustments:
Amortization of prior service cost, Before-Tax Amount	[1]	8	8	16	16
Amortization of prior service cost, Income Tax (Provision) Benefit	[1]	(3)	(3)	(5)	(5)
Amortization of prior service cost, Net-of-Tax Amount	[1]	5	5	11	11
Amortization of actuarial loss, Before-Tax Amount	[1]	83	42	166	84
Amortization of actuarial loss, Income Tax (Provision) Benefit	[1]	(21)	(11)	(43)	(17)
Amortization of actuarial loss, Net-of-Tax Amount	[1]	62	31	123	67
Net change, Before-Tax Amount		91	50	182	100
Net change, Income Tax (Provision) Benefit		(24)	(14)	(48)	(22)
Net change, Net-of-Tax Amount		67	36	134	78
Other comprehensive (loss) income, Before-Tax Amount		2,075	(871)	3,928	(2,659)
Other comprehensive (loss) income, Income Tax (Provision) Benefit		(537)	223	(1,020)	693
OTHER COMPREHENSIVE INCOME (LOSS), NET OF TAX		$ 1,538	$ (648)	$ 2,908	$ (1,966)
[1]	Included in net periodic pension cost, as described in Note 9 - "Net Periodic Benefit Costs"

Segment Information (Schedule O

Segment Information (Schedule Of Business Segments) (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019USD ($)	Jun. 30, 2018USD ($)	Jun. 30, 2019USD ($)segment	Jun. 30, 2018USD ($)
Number of primary business segments | segment			2
Net interest income (expense)	$ 13,134	$ 12,196	$ 25,642	$ 23,648
Provision for loan losses	90	659	628	1,426
NET INTEREST INCOME (EXPENSE) AFTER PROVISION FOR LOAN LOSSES	13,044	11,537	25,014	22,222
Non-interest income	4,730	3,639	8,925	7,425
Insurance service and fees	2,901	1,952	5,343	3,917
Amortization expense	112	28	224	56
Non-interest expense	12,149	10,233	23,373	20,404
INCOME BEFORE INCOME TAXES	5,625	4,943	10,566	9,243
Income tax provision	1,243	1,152	2,464	2,133
NET INCOME	4,382	3,791	8,102	7,110
Operating Segments [Member]
Net interest income (expense)	13,134	12,196	25,642	23,648
Provision for loan losses	90	659	628	1,426
NET INTEREST INCOME (EXPENSE) AFTER PROVISION FOR LOAN LOSSES	13,044	11,537	25,014	22,222
Non-interest income	1,829	1,687	3,582	3,508
Insurance service and fees	2,901	1,952	5,343	3,917
Amortization expense	112	28	224	56
Non-interest expense	12,037	10,205	23,149	20,348
INCOME BEFORE INCOME TAXES	5,625	4,943	10,566	9,243
Income tax provision	1,243	1,152	2,464	2,133
NET INCOME	4,382	3,791	8,102	7,110
Banking Activities [Member] | Operating Segments [Member]
Net interest income (expense)	13,167	12,225	25,708	23,704
Provision for loan losses	90	659	628	1,426
NET INTEREST INCOME (EXPENSE) AFTER PROVISION FOR LOAN LOSSES	13,077	11,566	25,080	22,278
Non-interest income	1,829	1,687	3,582	3,508
Insurance service and fees	128	164	247	301
Non-interest expense	9,911	8,624	18,997	17,189
INCOME BEFORE INCOME TAXES	5,123	4,793	9,912	8,898
Income tax provision	1,112	1,105	2,293	2,043
NET INCOME	4,011	3,688	7,619	6,855
Insurance Agency Activities [Member] | Operating Segments [Member]
Net interest income (expense)	(33)	(29)	(66)	(56)
NET INTEREST INCOME (EXPENSE) AFTER PROVISION FOR LOAN LOSSES	(33)	(29)	(66)	(56)
Insurance service and fees	2,773	1,788	5,096	3,616
Amortization expense	112	28	224	56
Non-interest expense	2,126	1,581	4,152	3,159
INCOME BEFORE INCOME TAXES	502	150	654	345
Income tax provision	131	47	171	90
NET INCOME	$ 371	$ 103	$ 483	$ 255

Contingent Liabilities And Co_3

Contingent Liabilities And Commitments (Summary Of Commitments And Contingent Liabilities) (Details) - USD ($)	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Dec. 31, 2018
Loss Contingencies [Line Items]
Commitments and contingent liabilities	$ 300,046,000		$ 294,164,000
Losses on commitments	0	$ 0
Reserve for commitments	0	$ 0
Commitments To Extend Credit [Member]
Loss Contingencies [Line Items]
Commitments and contingent liabilities	295,753,000		290,785,000
Standby Letters Of Credit [Member]
Loss Contingencies [Line Items]
Commitments and contingent liabilities	$ 4,293,000		$ 3,379,000

Net Periodic Benefit Costs (Sch

Net Periodic Benefit Costs (Schedule Of Net Periodic Benefit Cost) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Pension Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Interest cost	$ 55	$ 51	$ 110	$ 102
Expected return on plan assets	(69)	(78)	(138)	(156)
Amortization of the net loss	24	21	48	42
Net periodic cost (benefit)	10	(6)	20	(12)
Supplemental Executive Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost	36	47	72	94
Interest cost	50	34	100	68
Amortization of prior service cost	8	8	16	16
Amortization of the net loss	59	21	118	42
Net periodic cost (benefit)	$ 153	$ 110	$ 306	$ 220

Revenue Recognition Of Non-In_4

Revenue Recognition Of Non-Interest Income (Schedule Of Disaggregation Of Insurance Service And Other Fees) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018	Jun. 30, 2019	Jun. 30, 2018
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	$ 2,901	$ 1,952	$ 5,343	$ 3,917
Commercial Property And Casualty Insurance Commissions [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	1,043	613	1,885	1,335
Personal Property And Casualty Insurance Commissions [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	1,005	735	1,755	1,332
Employee Benefits Sales Commissions [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	289	177	582	423
Profit Sharing And Contingent Revenue [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	252	145	509	304
Wealth Management And Other Financial Services [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	139	168	263	311
Insurance Claims Services Revenue [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	155	96	301	169
Other Insurance-Related Revenue [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	$ 18	$ 18	$ 48	$ 43