Evans Bancorp (EVBN) 10-Q 5 May 20 2020 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2020	Apr. 30, 2020
Document And Entity Information [Abstract]
Document Type	10-Q
Document Period End Date	Mar. 31, 2020
Entity File Number	001-35021
Entity Registrant Name	EVANS BANCORP INC
Entity Incorporation, State Country Name	New York
Entity Tax Identification Number	161332767
Entity Address, Address Line One	One Grimsby Drive
Entity Address, City or Town	Hamburg
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	14075
City Area Code	716
Local Phone Number	926-2000
Entity Current Reporting Status	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		4,943,540
Amendment Flag	false
Entity Central Index Key	0000842518
Document Fiscal Period Focus	Q1
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2020

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 11,262	$ 10,577
Interest-bearing deposits at banks	40,706	28,280
Securities:
Available for sale, at fair value (amortized cost: $156,011 at March 31, 2020; $127,217 at December 31, 2019)	159,191	127,922
Held to maturity, at amortized cost (fair value: $2,963 at March 31, 2020; $2,392 at December 31, 2019)	2,847	2,386
Federal Home Loan Bank common stock, at cost	1,588	1,588
Federal Reserve Bank common stock, at cost	1,961	1,956
Loans, net of allowance for loan losses of $18,157 at March 31, 2020 and $15,175 at December 31, 2019	1,228,049	1,211,356
Properties and equipment, net of accumulated depreciation of $20,998 at March 31, 2020 and $20,682 at December 31, 2019	13,951	13,754
Goodwill and intangible assets	13,421	12,545
Bank-owned life insurance	29,578	29,418
Operating lease right-of-use asset	3,577	3,720
Other assets	18,680	16,728
TOTAL ASSETS	1,524,811	1,460,230
Deposits:
Demand	273,623	263,717
NOW	159,223	140,654
Savings	625,773	587,142
Time	268,978	275,927
Total deposits	1,327,597	1,267,440
Securities sold under agreement to repurchase	2,572	2,425
Other borrowings	10,000	10,000
Operating lease liability	4,002	4,154
Other liabilities	21,214	16,428
Junior subordinated debentures	11,330	11,330
Total liabilities	1,376,715	1,311,777
STOCKHOLDERS' EQUITY:
Common stock, $.50 par value, 10,000,000 shares authorized; 4,942,802 and 4,929,593 shares issued at March 31, 2020 and December 31, 2019, respectively, and 4,942,802 and 4,929,283 outstanding at March 31, 2020 and December 31, 2019, respectively	2,474	2,467
Capital surplus	63,679	63,302
Treasury stock, at cost, 0 and 310 shares at March 31, 2020 and December 31, 2019, respectively
Retained earnings	82,604	85,267
Accumulated other comprehensive loss, net of tax	(661)	(2,583)
Total stockholders' equity	148,096	148,453
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,524,811	$ 1,460,230

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Securities:
Available for sale, amortized cost	$ 156,011	$ 127,217
Held to maturity, fair value	2,963	2,392
Loans, allowance for loan losses	18,157	15,175
Properties and equipment, accumulated depreciation	$ 20,998	$ 20,682
STOCKHOLDERS' EQUITY:
Common stock, par value	$ 0.50	$ 0.50
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	4,942,802	4,929,593
Common stock, shares outstanding	4,942,802	4,929,283
Treasury stock, shares	0	310

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
INTEREST INCOME
Loans	$ 14,546	$ 14,362
Interest-bearing deposits at banks	181	249
Securities:
Taxable	1,049	801
Non-taxable	47	130
Total interest income	15,823	15,542
INTEREST EXPENSE
Deposits	2,876	2,843
Other borrowings	47	45
Junior subordinated debentures	124	146
Total interest expense	3,047	3,034
NET INTEREST INCOME	12,776	12,508
PROVISION FOR LOAN LOSSES	2,999	538
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	9,777	11,970
NON-INTEREST INCOME
Deposit service charges	628	533
Insurance service and fees	2,425	2,442
Gain on loans sold	51	26
Bank-owned life insurance	160	159
Loss on tax credit investment	(2,475)
Refundable state historic tax credit	1,857
Interchange fee income	382	421
Other	310	614
Total non-interest income	3,338	4,195
NON-INTEREST EXPENSE
Salaries and employee benefits	7,797	7,160
Occupancy	861	836
Advertising and public relations	269	167
Professional services	1,374	745
Technology and communications	1,096	893
Amortization of intangibles	130	112
FDIC insurance	179	207
Other	1,164	1,104
Total non-interest expense	12,870	11,224
INCOME BEFORE INCOME TAXES	245	4,941
INCOME TAX PROVISION	41	1,221
NET INCOME	$ 204	$ 3,720
Net income per common share-basic	$ 0.04	$ 0.77
Net income per common share-diluted	$ 0.04	$ 0.75
Weighted average number of common shares outstanding	4,936,947	4,855,815
Weighted average number of diluted shares outstanding	4,992,214	4,932,451

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2020	Mar. 31, 2019
Consolidated Statements Of Comprehensive Income [Abstract]
NET INCOME		$ 204	$ 3,720
OTHER COMPREHENSIVE INCOME, NET OF TAX:
Unrealized gain on available-for-sale securities		1,835	1,303
Defined benefit pension plans:
Amortization of prior service cost	[1]	5	6
Amortization of actuarial loss	[1]	82	61
Net change, Net-of-Tax Amount		87	67
OTHER COMPREHENSIVE INCOME, NET OF TAX		1,922	1,370
COMPREHENSIVE INCOME		$ 2,126	$ 5,090
[1]	Included in net periodic pension cost, as described in Note 9 - "Net Periodic Benefit Costs"

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Stockholders’ Equity - USD ($) $ in Thousands	Common Stock [Member]	Capital Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Total
Balance at Dec. 31, 2018	$ 2,429	$ 61,225	$ 73,345	$ (5,353)	$ 131,646
Net Income			3,720		3,720
Other comprehensive income				1,370	1,370
Cash dividends			(2,527)		(2,527)
Stock compensation expense		201			201
Reissued restricted shares
Issued restricted shares, net of forfeitures	2	(2)
Issued shares in stock option exercises	1	24			25
Balance at Mar. 31, 2019	2,432	61,448	74,538	(3,983)	134,435
Balance at Dec. 31, 2019	2,467	63,302	85,267	(2,583)	148,453
Net Income			204		204
Other comprehensive income				1,922	1,922
Cash dividends			(2,867)		(2,867)
Stock compensation expense		257			257
Reissued restricted shares
Issued restricted shares, net of forfeitures	3	(3)
Issued shares in stock option exercises	4	123			127
Balance at Mar. 31, 2020	$ 2,474	$ 63,679	$ 82,604	$ (661)	$ 148,096

Consolidated Statements Of Ch_2

Consolidated Statements Of Changes In Stockholders’ Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Consolidated Statements Of Changes In Stockholders’ Equity [Abstract]
Cash dividends per common share	$ 0.58	$ 0.52
Reissued restricted shares	310	500
Issued restricted shares, net of forfeitures	5,930	4,934
Issued shares in stock option exercises	7,279	2,514

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
OPERATING ACTIVITIES:
Interest received	$ 15,968	$ 15,323
Fees received	4,113	4,424
Interest paid	(2,248)	(2,999)
Cash paid to employees and vendors	(11,362)	(12,685)
Income taxes paid	(103)
Proceeds from sale of loans held for sale	3,739	2,071
Originations of loans held for sale	(3,335)	(2,045)
Net cash provided by operating activities	6,772	4,089
INVESTING ACTIVITIES:
Available for sales securities: Purchases	(46,322)	(10,568)
Available for sales securities: Proceeds from sales, maturities, calls, and payments	17,430	5,523
Held to maturity securities: Purchases	(511)	(224)
Held to maturity securities: Proceeds from maturities, calls, and payments	50	10
Cash paid for bank-owned life insurance		(360)
Additions to properties and equipment	(491)	(426)
Purchase of tax credit investment	(3,116)	(19)
Insurance agency acquisition	(683)
Net increase in loans	(20,449)	(29,454)
Net cash used in investing activities	(54,092)	(35,518)
FINANCING ACTIVITIES:
Proceeds (repayments) from short-term borrowings, net	147	(660)
Net increase in deposits	60,157	60,665
Issuance of common stock	127	25
Net cash provided by financing activities	60,431	60,030
Net increase in cash and cash equivalents	13,111	28,601
CASH AND CASH EQUIVALENTS:
Beginning of period	38,857	39,915
End of period	51,968	68,516
RECONCILIATION OF NET INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES:
Net income	204	3,720
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	538	505
Deferred tax (benefit) expense	(1,001)	12
Provision for loan losses	2,999	538
Loss on tax credit investment	2,475	148
Changes in refundable state historic tax credit	(1,857)	17
Gain on loans sold	(51)	(26)
Stock compensation expense	257	201
Proceeds from sale of loans held for sale	3,739	2,071
Originations of loans held for sale	(3,335)	(2,045)
Changes in assets and liabilities affecting cash flow:
Other assets	(225)	(4,528)
Other liabilities	3,029	3,476
NET CASH PROVIDED BY OPERATING ACTIVITIES	$ 6,772	$ 4,089

Organization And Summary Of Sig

Organization And Summary Of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2020
Organization And Summary Of Significant Accounting Policies [Abstract]
Organization And Summary Of Significant Accounting Policies	1. ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES  The accounting and reporting policies followed by Evans Bancorp, Inc. (the “Company”), a financial holding company, and its two direct, wholly-owned subsidiaries: (i) Evans Bank, National Association (the “Bank”), and the Bank’s subsidiaries, Evans National Leasing, Inc. (“ENL”), and Evans National Holding Corp. (“ENHC”); and (ii) Evans National Financial Services, LLC (“ENFS”), and ENFS’s subsidiary, The Evans Agency, LLC (“TEA”), and TEA’s subsidiaries, Frontier Claims Services, Inc. (“FCS”) and ENB Associates Inc. (“ENBA”), in the preparation of the accompanying interim unaudited consolidated financial statements conform with U.S. generally accepted accounting principles (“GAAP”) and with general practice within the industries in which it operates. Except as the context otherwise requires, the Company and its direct and indirect subsidiaries are collectively referred to in this report as the “Company.”  The Financial Accounting Standards Board (“FASB”) establishes changes to U.S. GAAP in the form of accounting standards updates (“ASUs”) to the FASB Accounting Standards Codification. The Company considers the applicability and impact of all ASUs when they are issued by FASB. ASUs adopted by the Company during the current fiscal year are not expected to have a material impact on the Company’s consolidated financial position, results of operations, cash flows or disclosures.  The accompanying unaudited consolidated financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2019 (“10-K”). The Company’s significant accounting policies are disclosed in Note 1 to the 10-K.  The results of operations for the three month period ended March 31, 2020 are not necessarily indicative of the results to be expected for the full year.  The Company’s first quarter 2020 results were impacted by the Coronavirus Disease 2019 ("COVID-19") pandemic, as the United States operates under a state of emergency and New York State has issued orders that, subject to limited exceptions, all individuals stay at home and non‑essential businesses cease all activities. The Company has remained open d espite these orders because banks have been identified as providing essential services. The Company has been serving its customers through a variety of channels, including drive-up windows, limited appointment hours for personal meetings at certain branches, mobile banking, on-line banking, remote deposit capture and call centers. During the first quarter of 2020, the Company began processing payment deferrals for up to three months for both consumers and business borrowers , and temporarily waiving certain service fees to assist customers who are experiencing financial hardship. The Federal Reserve decreased the range for the federal funds target rate by 0.5 percent on March 3, 2020, and by another 1.0 percent on March 16, 2020, reaching a current range of 0.0 - 0.25 percent. Economic trends and conditions reflecting the impact of COVID-19 have resulted in an increase in estimate of expected credit losses in the Company’s loan portfolio as the Company believes that COVID-19 could have a material effect on customers’ ability to meet their borrowing obligations.  

Securities

Securities	3 Months Ended
	Mar. 31, 2020
Securities [Abstract]
Securities	2. SECURITIES  The amortized cost of securities and their approximate fair value at March 31, 2020 and December 31, 2019 were as follows:     March 31, 2020  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 34,137 $ 769 $ - $ 34,906  States and political subdivisions 3,286 57 (6) 3,337  Total debt securities $ 37,423 $ 826 $ (6) $ 38,243   Mortgage-backed securities:  FNMA $ 41,012 $ 1,338 $ (20) $ 42,330  FHLMC 14,441 497 - 14,938  GNMA 3,180 66 (1) 3,245  SBA 22,398 171 (229) 22,340  CMO 37,557 624 (86) 38,095  Total mortgage-backed securities $ 118,588 $ 2,696 $ (336) $ 120,948   Total securities designated as available for sale $ 156,011 $ 3,522 $ (342) $ 159,191   Held to Maturity:  Debt securities  States and political subdivisions $ 2,847 $ 116 $ - $ 2,963   Total securities designated as held to maturity $ 2,847 $ 116 $ - $ 2,963      December 31, 2019  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 27,951 $ 225 $ (21) $ 28,155  States and political subdivisions 3,289 69 (7) 3,351  Total debt securities $ 31,240 $ 294 $ (28) $ 31,506   Mortgage-backed securities:  FNMA $ 34,395 $ 330 $ (53) $ 34,672  FHLMC 15,390 137 (13) 15,514  GNMA 3,421 16 (24) 3,413  SBA 13,752 90 (70) 13,772  CMO 29,019 190 (164) 29,045  Total mortgage-backed securities $ 95,977 $ 763 $ (324) $ 96,416   Total securities designated as available for sale $ 127,217 $ 1,057 $ (352) $ 127,922   Held to Maturity:  Debt securities  States and political subdivisions $ 2,386 $ 24 $ (18) $ 2,392   Total securities designated as held to maturity $ 2,386 $ 24 $ (18) $ 2,392   Available for sale securities with a total fair value of $121 million and $102 million at March 31, 2020 and December 31, 2019, respectively, were pledged as collateral to secure public deposits and for other purposes required or permitted by law.  The scheduled maturities of debt and mortgage-backed securities at March 31, 2020 and December 31, 2019 are summarized below. All maturity amounts are contractual maturities. Actual maturities may differ from contractual maturities because certain issuers have the right to call or prepay obligations with or without call premiums.       March 31, 2020 December 31, 2019  Amortized Estimated Amortized Estimated  cost fair value cost fair value  (in thousands) (in thousands)   Debt securities available for sale:   Due in one year or less $ 6,004 $ 6,045 $ 6,005 $ 6,014  Due after one year through five years 4,636 4,770 6,481 6,626  Due after five years through ten years 23,283 23,907 18,754 18,866  Due after ten years 3,500 3,521 - -  37,423 38,243 31,240 31,506   Mortgage-backed securities  available for sale 118,588 120,948 95,977 96,416   Total $ 156,011 $ 159,191 $ 127,217 $ 127,922   Debt securities held to maturity:   Due in one year or less $ 1,650 $ 1,664 $ 1,139 $ 1,140  Due after one year through five years 662 706 712 732  Due after five years through ten years 54 58 54 54  Due after ten years 481 535 481 466  Total $ 2,847 $ 2,963 $ 2,386 $ 2,392  Contractual maturities of the Company’s mortgage-backed securities generally exceed ten years; however, the effective lives may be significantly shorter due to prepayments of the underlying loans and due to the nature of these securities.  Information regarding unrealized losses within the Company’s available for sale securities at March 31, 2020 and December 31, 2019 is summarized below. The securities are primarily U.S. government-guaranteed agency securities or municipal securities.        March 31, 2020   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ - $ - $ - $ - $ - $ -  States and political subdivisions - - 181 (6) 181 (6)  Total debt securities $ - $ - $ 181 $ (6) $ 181 $ (6)   Mortgage-backed securities:  FNMA $ 1,422 $ (19) $ 13 $ (1) $ 1,435 $ (20)  FHLMC - - - - - -  GNMA 85 (1) - - 85 (1)  SBA 11,962 (229) - - 11,962 (229)  CMO 7,560 (84) 1,015 (2) 8,575 (86)  Total mortgage-backed securities $ 21,029 $ (333) $ 1,028 $ (3) $ 22,057 $ (336)   Held to Maturity:  Debt securities:  States and political subdivisions $ - $ - $ - $ - $ - $ -   Total temporarily impaired  securities $ 21,029 $ (333) $ 1,209 $ (9) $ 22,238 $ (342)    December 31, 2019   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ 1,976 $ (18) $ 3,997 $ (3) $ 5,973 $ (21)  States and political subdivisions - - 181 (7) 181 (7)  Total debt securities $ 1,976 $ (18) $ 4,178 $ (10) $ 6,154 $ (28)   Mortgage-backed securities:  FNMA $ 5,355 $ (38) $ 3,630 $ (15) $ 8,985 $ (53)  FHLMC - - 1,242 (13) 1,242 (13)  GNMA 2,091 (22) 770 (2) 2,861 (24)  SBA 5,171 (70) - - 5,171 (70)  CMO 5,706 (36) 8,911 (128) 14,617 (164)  Total mortgage-backed securities $ 18,323 $ (166) $ 14,553 $ (158) $ 32,876 $ (324)   Held to Maturity:  Debt securities:  States and political subdivisions $ 227 $ (1) $ 2,165 $ (17) $ 2,392 $ (18)   Total temporarily impaired  securities $ 20,526 $ (185) $ 20,896 $ (185) $ 41,422 $ (370)        Management has assessed the securities available for sale in an unrealized loss position at March 31, 2020 and December 31, 2019 and determined the decline in fair value below amortized cost to be temporary. In making this determination, management considered the period of time the securities were in a loss position, the percentage decline in comparison to the securities’ amortized cost, and the financial condition of the issuer (primarily government or government-sponsored enterprises). In addition, management does not intend to sell these securities and it is not more likely than not that the Company will be required to sell these securities before recovery of their amortized cost. Management believes the decline in fair value is primarily related to market interest rate fluctuations and not to the credit deterioration of the individual issuers.  The Company has no t recorded any other-than-temporary impairment (“OTTI”) charges as of March 31, 2020 and did no t record any OTTI charges during 2019. The credit worthiness of the Company’s securities portfolio is largely reliant on the ability of U.S. government sponsored agencies such as Federal Home Loan Bank (“FHLB”), Federal National Mortgage Association (“FNMA”), Government National Mortgage Association (“GNMA”), and Federal Home Loan Mortgage Corporation (“FHLMC”), and municipalities throughout New York State to meet their obligations. In addition, dysfunctional markets could materially alter the liquidity, interest rate, and pricing risk of the portfolio. The stable past performance is not a guarantee for similar performance of the Company’s securities portfolio in future periods.

Fair Value Measurement

Fair Value Measurement	3 Months Ended
	Mar. 31, 2020
Fair Value Measurement [Abstract]
Fair Value Measurement	3. FAIR VALUE MEASUREMENT  Fair value is defined in ASC Topic 820 “Fair Value Measurement” as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  There are three levels of inputs to fair value measurement:    Level 1 inputs are quoted prices for identical instruments in active markets;   Level 2 inputs are inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly; and    Level 3 inputs are unobservable inputs.  Observable market data should be used when available.  FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A RECURRING BASIS  The following table presents, for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a recurring basis as of March 31, 20 20 and December 31, 201 9 , respectively:      (in thousands) Level 1 Level 2 Level 3 Fair Value   March 31, 2020  Securities available-for-sale:  US government agencies $ - $ 34,906 $ - $ 34,906  States and political subdivisions - 3,337 - 3,337  Mortgage-backed securities - 120,948 - 120,948  Mortgage servicing rights - - 485 485   December 31, 2019  Securities available-for-sale:  US government agencies $ - $ 28,155 $ - $ 28,155  States and political subdivisions - 3,351 - 3,351  Mortgage-backed securities - 96,416 - 96,416  Mortgage servicing rights - - 555 555      Securities available for sale  Fair values for securities are determined using independent pricing services and market-participating brokers. The Company’s independent pricing service utilizes evaluated pricing models that vary by asset class and incorporate available trade, bid and other market information for structured securities, cash flow and, when available, loan performance data. Because many fixed income securities do not trade on a daily basis, the evaluated pricing applications apply information as applicable through processes, such as benchmarking of like securities, sector groupings, and matrix pricing, to prepare evaluations. In addition, model processes, such as the Option Adjusted Spread model, are used to assess interest rate impact and develop prepayment scenarios. The models and the process take into account market convention. For each asset class, a team of evaluators gathers information from market sources and integrates relevant credit information, perceived market movements and sector news into the evaluated pricing applications and models. The Company’s service provider may occasionally determine that it does not have sufficient verifiable information to value a particular security. In these cases the Company will utilize valuations from another pricing service.  Management believes that it has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of securities to enable management to maintain an appropriate system of internal control. On a quarterly basis, the Company reviews changes in the market value of its security portfolio. Individual changes in valuations are reviewed for consistency with general interest rate movements and any known credit concerns for specific securities. Additionally, on an annual basis, the Company has its entire security portfolio priced by a second pricing service to determine consistency with another market evaluator. If, during the Company’s review or when comparing with another servicer, a material difference between pricing evaluations were to exist, the Company would submit an inquiry to the service provider regarding the data used to value a particular security. If the Company determines it has market information that would support a different valuation than the initial evaluation it can submit a challenge for a change to that security’s valuation.  Securities available for sale are classified as Level 2 in the fair value hierarchy as the valuation provided by the third-party provider uses observable market data.      Mortgage servicing rights  Mortgage servicing rights (“MSRs”) do not trade in an active, open market with readily observable prices. Accordingly, the Company obtains the fair value of the MSRs using a third-party pricing provider. The provider determines the fair value by discounting projected net servicing cash flows of the remaining servicing portfolio. The valuation model used by the provider considers market loan prepayment predictions and other economic factors which management considers to be significant unobservable inputs. The fair value of MSRs is mostly affected by changes in mortgage interest rates since rate changes cause the loan prepayment acceleration factors to increase or decrease. Management has a sufficient understanding of the third party service’s valuation models, assumptions and inputs used in determining the fair value of MSRs to enable management to maintain an appropriate system of internal control. MSRs are classified within Level 3 of the fair value hierarchy as the valuation is model driven and primarily based on unobservable inputs.  The following table summarizes the changes in fair value for MSRs :      Three months ended March 31,  (in thousands) 2020 2019  Mortgage servicing rights - January 1 $ 555 $ 609  Gains/(Losses) included in earnings (103) (40)  Additions from loan sales 33 18  Mortgage servicing rights - March 31 $ 485 $ 587  Quantitative information about the significant unobservable inputs used in the fair value measurement of MSRs at the respective dates is as follows:       March 31, 2020 December 31, 2019  Servicing fees 0.25 % 0.25 %  Discount rate 9.00 % 9.00 %  Prepayment rate (CPR) 8.75 % 8.21 %   FINANCIAL INSTRUMENTS MEASURED AT FAIR VALUE ON A NONRECURRING BASIS  The Company is required, on a nonrecurring basis, to adjust the carrying value of certain assets or provide valuation allowances related to certain assets using fair value measurements. The following table presents for each of the fair-value hierarchy levels as defined in this footnote, those financial instruments which are measured at fair value on a nonrecurring basis at March 31, 20 20 and December 31, 201 9 :         (in thousands) Level 1 Level 2 Level 3 Fair Value   March 31, 2020  Collateral dependent impaired loans $ - $ - $ 17,263 $ 17,263   December 31, 2019  Collateral dependent impaired loans $ - $ - $ 15,735 $ 15,735  Collateral dependent impaired loans  The Company evaluates and values impaired loans at the time the loan is identified as impaired, and the fair values of such loans are estimated using Level 3 inputs in the fair value hierarchy. Each loan’s collateral has a unique appraisal and management’s discount of the value is based on factors unique to each impaired loan. The significant unobservable input in determining the fair value is management’s subjective discount on appraisals of the collateral securing the loan. Collateral may consist of real estate and/or business assets including equipment, inventory and/or accounts receivable and the value of these assets is determined based on appraisals by qualified licensed appraisers hired by the Company. Appraised and reported values may be discounted based on management’s historical knowledge, changes in market conditions from the time of valuation, estimated costs to sell, and/or management’s expertise and knowledge of the client and the client’s business.  The Company has an appraisal policy in which appraisals are obtained upon a commercial loan being downgraded on the Company’s internal loan rating scale to a special mention or a substandard depending on the amount of the loan, the type of loan and the type of collateral. All impaired commercial loans are graded substandard or worse on the internal loan rating scale. For consumer loans, the Company obtains appraisals when a loan becomes 90 days past due or is determined to be impaired, whichever occurs first. Subsequent to the downgrade or reaching 90 days past due, if the loan remains outstanding and impaired for at least one year more, management may require another follow-up appraisal. Between receipts of updated appraisals, if necessary, management may perform an internal valuation based on any known changing conditions in the marketplace such as sales of similar properties, a change in the condition of the collateral, or feedback from local appraisers. Collateral dependent i mpaired loans had a gross value of $18. 2 million, with an allowance for loan loss of $0. 9 million, at March 31, 20 20 compared with $16. 0 million and $0. 3 million, respectively, at December 31, 201 9 .  FAIR VALUE OF FINANCIAL INSTRUMENTS  The table below depicts the estimated fair values of the Company’s financial instruments, including those that are not measured and reported at fair value on a recurring basis or nonrecurring basis.         March 31, 2020 December 31, 2019  Carrying Fair Carrying Fair  Amount Value Amount Value  (in thousands) (in thousands)  Financial assets:  Level 1:  Cash and cash equivalents $ 51,968 $ 51,968 $ 38,857 $ 38,857  Level 2:  Available for sale securities 159,191 159,191 127,922 127,922  FHLB and FRB stock 3,549 N/A 3,544 N/A  Level 3:  Held to maturity securities 2,847 2,963 2,386 2,392  Loans, net 1,228,049 1,258,020 1,211,356 1,222,386  Mortgage servicing rights 485 485 555 555   Financial liabilities:  Level 1:  Demand deposits $ 273,623 $ 273,623 $ 263,717 $ 263,717  NOW deposits 159,223 159,223 140,654 140,654  Savings deposits 625,773 625,773 587,142 587,142  Level 2:  Securities sold under agreement to  repurchase 2,572 2,572 2,425 2,425  Other borrowed funds 10,000 10,002 10,000 9,997  Junior subordinated debentures 11,330 11,330 11,330 11,330  Level 3:  Time deposits 268,978 271,259 275,927 277,051  

Loans And The Allowance For Loa

Loans And The Allowance For Loan Losses	3 Months Ended
	Mar. 31, 2020
Loans And The Allowance For Loan Losses [Abstract]
Loans And The Allowance For Loan Losses	4. LOANS AND THE ALLOWANCE FOR LOAN LOSSES  Loan Portfolio Composition The following table presents selected information on the composition of the Company’s loan portfolio as of the dates indicated:       March 31, 2020 December 31, 2019  Mortgage loans on real estate: (in thousands)  Residential mortgages $ 156,125 $ 158,572  Commercial and multi-family 666,651 645,036  Construction-Residential 298 1,067  Construction-Commercial 96,698 97,848  Home equities 67,629 69,351  Total real estate loans 987,401 971,874   Commercial and industrial loans 256,157 251,197  Consumer and other loans 1,223 1,926  Net deferred loan origination costs 1,425 1,534  Total gross loans 1,246,206 1,226,531   Allowance for loan losses (18,157) (15,175)   Loans, net $ 1,228,049 $ 1,211,356   The Bank sells certain fixed rate residential mortgages to FNMA while maintaining the servicing rights for those mortgages. In the three month periods ended March 31, 2020 and March 31, 2019, the Bank sold mortgages to FNMA totaling $ 3.7 million, and $2.0 million, respectively. At March 31, 2020 and December 31, 2019, the Bank had a loan servicing portfolio principal balance of $78 million and $76 million, respectively, upon which it earned servicing fees. The value of the mortgage servicing rights for that portfolio was $0.5 million and $0.6 million at March 31, 2020 and December 31, 2019, respectively. No loans were held for sale at March 31, 2020. At December 31, 2019 there were $ 0.7 million in residential mortgages held for sale. The Company has never been contacted by FNMA to repurchase any loans due to improper documentation or fraud.  As noted in Note 1, these financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2019. Disclosures related to the basis for accounting for loans, the method for recognizing interest income on loans, the policy for placing loans on nonaccrual status and the subsequent recording of payments and resuming accrual of interest, the policy for determining past due status, a description of the Company’s accounting policies and methodology used to estimate the allowance for loan losses, the policy for charging-off loans, the accounting policies for impaired loans, and more descriptive information on the Company’s credit risk ratings are all contained in the Notes to the Audited Consolidated Financial Statements in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019. Unless otherwise noted in this Form 10-Q, the policies and methodology described in the Annual Report for the year ended December 31, 2019 are consistent with those utilized by the Company in the three month period ended March 31 , 2020.   Credit Quality Indicators  The Bank monitors the credit risk in its loan portfolio by reviewing certain credit quality indicators (“CQI”). The primary CQI for its commercial mortgage and commercial and industrial (“C&I”) portfolios is the individual loan’s credit risk rating. The following list provides a description of the credit risk ratings that are used internally by the Bank when assessing the adequacy of its allowance for loan losses:  · Acceptable or better · Watch · Special Mention · Substandard · Doubtful · Loss  The Company’s consumer loans, including residential mortgages and home equities, are not individually risk rated or reviewed in the Company’s loan review process. Unlike commercial customers, consumer loan customers are not required to provide the Company with updated financial information. Consumer loans also carry smaller balances. Given the lack of updated information after the initial underwriting of the loan and small size of individual loans, the Company uses delinquency status as the primary credit quality indicator for consumer loans. However, once a consumer loan is identified as impaired, it is individually evaluated for impairment.  The following tables provide data, at the class level, of credit quality indicators of certain loans for the dates specified:        March 31, 2020  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  Acceptable or better $ 73,866 $ 476,629 $ 550,495 $ 184,214  Watch 12,493 165,806 178,299 50,615  Special Mention 8,133 11,024 19,157 11,836  Substandard 2,206 13,192 15,398 9,492  Doubtful/Loss - - - -  Total $ 96,698 $ 666,651 $ 763,349 $ 256,157      December 31, 2019  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  Acceptable or better $ 73,646 $ 451,297 $ 524,943 $ 165,255  Watch 13,380 171,277 184,657 68,665  Special Mention 8,359 15,725 24,084 7,631  Substandard 2,463 6,737 9,200 9,646  Doubtful/Loss - - - -  Total $ 97,848 $ 645,036 $ 742,884 $ 251,197     Past Due Loans The following tables provide an analysis of the age of the recorded investment in loans that are past due as of the dates indicated:      March 31, 2020  (in thousands)   Current Non-accruing Total  Balance 30-59 days 60-89 days 90+ days Loans Balance   Commercial and industrial $ 245,230 $ 1,094 $ 2,613 $ - $ 7,220 $ 256,157  Residential real estate:  Residential 151,557 3,160 - - 1,408 156,125  Construction 298 - - - - 298  Commercial real estate:  Commercial 650,625 10,009 - - 6,017 666,651  Construction 93,488 1,892 - - 1,318 96,698  Home equities 66,552 302 24 - 751 67,629  Consumer and other 1,206 11 3 3 - 1,223  Total Loans $ 1,208,956 $ 16,468 $ 2,640 $ 3 $ 16,714 $ 1,244,781  Note: Loan balances do not include $ 1.4 million in net deferred loan origination costs as of March 31 , 2020.      December 31, 2019  (in thousands)   Current Non-accruing Total  Balance 30-59 days 60-89 days 90+ days Loans Balance   Commercial and industrial $ 245,658 $ 705 $ - $ - $ 4,834 $ 251,197  Residential real estate:  Residential 153,630 2,616 888 - 1,438 158,572  Construction 865 - 202 - - 1,067  Commercial real estate:  Commercial 630,016 3,482 5,879 - 5,659 645,036  Construction 92,667 2,886 720 - 1,575 97,848  Home equities 67,868 354 239 - 890 69,351  Consumer and other 1,907 15 4 - - 1,926  Total Loans $ 1,192,611 $ 10,058 $ 7,932 $ - $ 14,396 $ 1,224,997  Note: Loan balances do not include $ 1.5 m illion in net deferred loan origination costs as of December 31, 2019.    Allowance for loan losses  The following tables present the activity in the allowance for loan losses according to portfolio segment for the three month periods ended March 31, 2020 and 2019:          March 31, 2020   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 4,547 $ 9,005 $ 155 $ 1,071 $ 397 $ 15,175  Charge-offs (17) - (15) (29) (4) (65)  Recoveries 32 - 16 - - 48  Provision (Credit) 1,013 1,583 (65) 376 92 2,999  Ending balance $ 5,575 $ 10,588 $ 91 $ 1,418 $ 485 $ 18,157   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 1,012 $ 6 $ - $ - $ - $ 1,018  Collectively evaluated  for impairment 4,563 10,582 91 1,418 485 17,139  Total $ 5,575 $ 10,588 $ 91 $ 1,418 $ 485 $ 18,157   Loans:  Ending balance:  Individually evaluated  for impairment $ 7,456 $ 7,872 $ - $ 2,591 $ 1,252 $ 19,171  Collectively evaluated  for impairment 248,701 755,477 1,223 153,832 66,377 1,225,610  Total $ 256,157 $ 763,349 $ 1,223 $ 156,423 $ 67,629 $ 1,244,781    * Includes construction loans  Note: Loan balances do not include $ 1. 4 million in net deferred loan origination costs as of March 31, 2020.         March 31, 2019   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 4,368 $ 8,844 $ 106 $ 1,121 $ 345 $ 14,784  Charge-offs (121) - (23) - - (144)  Recoveries 22 - 7 - - 29  Provision (Credit) 485 205 21 (168) (5) 538  Ending balance $ 4,754 $ 9,049 $ 111 $ 953 $ 340 $ 15,207   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 499 $ 579 $ 22 $ 70 $ - $ 1,170  Collectively evaluated  for impairment 4,255 8,470 89 883 340 14,037  Total $ 4,754 $ 9,049 $ 111 $ 953 $ 340 $ 15,207   Loans:  Ending balance:  Individually evaluated  for impairment $ 4,293 $ 15,536 $ 22 $ 2,963 $ 1,661 $ 24,475  Collectively evaluated  for impairment 237,216 694,316 1,416 158,230 68,116 1,159,294  Total $ 241,509 $ 709,852 $ 1,438 $ 161,193 $ 69,777 $ 1,183,769  * Includes construction loans  Note: Loan balances do not include $ 1.7 million in net deferred loan origination costs as of March 31, 2019.   Impaired Loans The following tables provide data, at the class level, for impaired loans as of the dates indicated:      At March 31, 2020  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 2,008 $ 2,322 $ - $ 2,223 $ 30 $ 1  Residential real estate:  Residential 2,591 2,870 - 2,672 17 16  Construction - - - - - -  Commercial real estate:  Commercial 6,120 6,643 - 6,358 64 22  Construction 1,318 1,352 - 1,335 15 -  Home equities 1,252 1,463 - 1,301 12 6  Consumer and other - - - - - -  Total impaired loans $ 13,289 $ 14,650 $ - $ 13,889 $ 138 $ 45      At March 31, 2020  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 5,448 $ 5,525 $ 1,012 $ 5,516 $ 76 $ 2  Residential real estate:  Residential - - - - - -  Construction - - - - - -  Commercial real estate:  Commercial 434 443 6 437 6 -  Construction - - - - - -  Home equities - - - - - -  Consumer and other - - - - - -  Total impaired loans $ 5,882 $ 5,968 $ 1,018 $ 5,953 $ 82 $ 2      At March 31, 2020  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 7,456 $ 7,847 $ 1,012 $ 7,739 $ 106 $ 3  Residential real estate:  Residential 2,591 2,870 - 2,672 17 16  Construction - - - - - -  Commercial real estate:  Commercial 6,554 7,086 6 6,795 70 22  Construction 1,318 1,352 - 1,335 15 -  Home equities 1,252 1,463 - 1,301 12 6  Consumer and other - - - - - -  Total impaired loans $ 19,171 $ 20,618 $ 1,018 $ 19,842 $ 220 $ 47       At December 31, 2019  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 3,798 $ 4,112 $ - $ 4,046 $ 118 $ 143  Residential real estate:  Residential 2,744 3,003 - 2,823 73 63  Construction - - - - - -  Commercial real estate:  Commercial 6,019 6,521 - 6,293 225 72  Construction 1,335 1,352 - 1,344 23 50  Home equities 1,453 1,687 - 1,525 64 30  Consumer and other - - - - - -  Total impaired loans $ 15,349 $ 16,675 $ - $ 16,031 $ 503 $ 358      At December 31, 2019  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 2,760 $ 2,808 $ 442 $ 2,764 $ 109 $ 63  Residential real estate:  Residential 60 62 5 61 3 1  Construction - - - - - -  Commercial real estate:  Commercial 197 197 4 197 8 4  Construction 240 246 5 242 8 9  Home equities - - - - - -  Consumer and other 21 23 21 22 - 1  Total impaired loans $ 3,278 $ 3,336 $ 477 $ 3,286 $ 128 $ 78      At December 31, 2019  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 6,558 $ 6,920 $ 442 $ 6,810 $ 227 $ 206  Residential real estate:  Residential 2,804 3,065 5 2,884 76 64  Construction - - - - - -  Commercial real estate:  Commercial 6,216 6,718 4 6,490 233 76  Construction 1,575 1,598 5 1,586 31 59  Home equities 1,453 1,687 - 1,525 64 30  Consumer and other 21 23 21 22 - 1  Total impaired loans $ 18,627 $ 20,011 $ 477 $ 19,317 $ 631 $ 436    Troubled debt restructurings  The following tables summarize the loans that were classified as troubled debt restructurings (“TDRs”) as of the dates indicated:     March 31, 2020  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 2,017 $ 1,781 $ 236 $ 396  Residential real estate:  Residential 1,681 498 1,183 -  Construction - - - -  Commercial real estate:  Commercial and multi-family 3,577 3,040 537 -  Construction - - - -  Home equities 671 170 501 -  Consumer and other - - - -  Total TDR loans $ 7,946 $ 5,489 $ 2,457 $ 396      December 31, 2019  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 2,052 $ 328 $ 1,724 $ 26  Residential real estate:  Residential 1,815 449 1,366 -  Construction - - - -  Commercial real estate:  Commercial and multi-family 3,632 3,075 557 -  Construction - - - -  Home equities 738 175 563 -  Consumer and other 21 - 21 21  Total TDR loans $ 8,258 $ 4,027 $ 4,231 $ 47   Any TDR that is placed on non-accrual is not reverted back to accruing status until the borrower makes timely payments as contracted for at least six months and future collection under the revised terms is probable. All of the Company’s restructurings were allowed in an effort to maximize its ability to collect on loans where borrowers were experiencing financial difficulty.  The reserve for a TDR is based upon the present value of the future expected cash flows discounted at the loan’s original effective interest rate or upon the fair value of the collateral less costs to sell, if the loan is deemed collateral dependent. This reserve methodology is used because all TDR loans are considered impaired. As of March 31, 2020, there were no commitments to lend additional funds to debtors owing on loans whose terms have been modified in TDRs.  The Company’s TDRs have various agreements that involve deferral of principal payments, or interest-only payments, for a period (usually 12 months or less) to allow the borrower time to improve cash flow or sell the property. Other common concessions leading to the designation of a TDR are lines of credit that are termed-out and/or extensions of maturities at rates that are less than the prevailing market rates given the risk profile of the borrower.  Federal banking regulators issued interagency statements that included guidance on accounting for loan modifications in light of the economic impact of the Coronavirus Disease 2019 (COVID-19) pandemic on March 22, 2020 and April 7, 2020. The guidance interprets current accounting standards and indicates that a lender can conclude that a borrower is not experiencing financial difficulty if short-term modifications are made in response to COVID-19, such as payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant related to the loans in which the borrower is less than 30 days past due on its contractual payments at the time a modification program is implemented. The agencies confirmed, in working with the staff of the FASB, that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were less than 30 days past due on its contractual payments prior to any relief are not TDRs.  The following tables show the data for TDR activity by the type of concession granted to the borrower for the three month periods ended March 31 , 2020 and 2019:    Three months ended March 31, 2020 Three months ended March 31, 2019  (Recorded Investment in thousands) (Recorded Investment in thousands)  Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment   Commercial and Industrial $ $ $ $  Residential Real Estate & Construction: - - - - -  Combination of concessions 1 56 56 - - -  Commercial Real Estate & Construction  Home Equities: - - - - -  Extension of maturity and  interest rate reduction - - - 1 109 109  Consumer and other loans - - - - - -  Other - - - - - -   The general practice of the Bank is to work with borrowers so that they are able to repay their loan in full. If a borrower continues to be delinquent or cannot meet the terms of a TDR and the loan is determined to be uncollectible, the loan will be charged-off to its collateral value. A loan is considered in default when the loan is 90 days past due. Loans which were classified as TDRs during the previous 12 months which defaulted during the three month periods ended March 31, 2020 and 2019 were not material.

Common Equity And Earnings Per

Common Equity And Earnings Per Share Data	3 Months Ended
	Mar. 31, 2020
Common Equity And Earnings Per Share Data [Abstract]
Common Equity And Earnings Per Share Data	5. COMMON EQUITY AND EARNINGS PER SHARE DATA  The common stock per share information is based upon the weighted average number of shares outstanding during each period. For the three month periods ended March 31 , 2020 and 2019, the Company had an average of 55,267 and 76,636 dilutive shares outstanding, respectively.  Potential common shares that would have the effect of increasing diluted earnings per share are considered to be anti-dilutive and not included in calculating diluted earnings per share. For the three month period ended March 31 , 2020 and 2019, there was an average of 81,770 and 46,220 potentially anti-dilutive shares outstanding, respectively, that were not included in calculating diluted earnings per share because their effect was anti-dilutive.

Other Comprehensive Income

Other Comprehensive Income	3 Months Ended
	Mar. 31, 2020
Other Comprehensive Income [Abstract]
Other Comprehensive Income	6. OTHER COMPREHENSIVE INCOME  The following tables summarize the changes in the components of accumulated other comprehensive income during the three months ended March 31 , 2020 and 2019:     Balance at December 31, 2019 Net Change Balance at March 31, 2020  (in thousands)  Net unrealized gain on investment securities $ 522 $ 1,835 $ 2,357  Net defined benefit pension plan adjustments (3,105) 87 (3,018)  Total $ (2,583) $ 1,922 $ (661)   Balance at December 31, 2018 Net Change Balance at March 31, 2019  (in thousands)  Net unrealized (loss) gain on investment securities $ (2,348) $ 1,303 $ (1,045)  Net defined benefit pension plan adjustments (3,005) 67 (2,938)  Total $ (5,353) $ 1,370 $ (3,983)        Three months ended March 31, 2020 Three months ended March 31, 2019  (in thousands) (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized gain on investment  securities:  Unrealized gain on investment  securities $ 2,475 $ (640) $ 1,835 $ 1,761 $ (458) $ 1,303   Defined benefit pension plan  adjustments:  Reclassifications from accumulated other  comprehensive income for gains  Amortization of prior service cost (a) $ 8 $ (3) $ 5 $ 8 $ (2) $ 6  Amortization of actuarial loss (a) 113 (31) 82 83 (22) 61  Net change 121 (34) 87 91 (24) 67   Other comprehensive income $ 2,596 $ (674) $ 1,922 $ 1,852 $ (482) $ 1,370  (a) Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”  

Segment Information

Segment Information	3 Months Ended
	Mar. 31, 2020
Segment Information [Abstract]
Segment Information	7. SEGMENT INFORMATION  The Company comprises two primary business segments, banking and insurance agency activities. The following tables set forth information regarding these segments for the three month periods ended March 31 , 2020 and 2019.        Three months ended March 31, 2020  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 12,779 $ (3) $ 12,776  Provision for loan losses 2,999 - 2,999  Net interest income (expense) after  provision for loan losses 9,780 (3) 9,777  Insurance service and fees 113 2,312 2,425  Other non-interest income 913 - 913  Amortization expense - 130 130  Other non-interest expense 10,720 2,020 12,740  Income before income taxes 86 159 245  Income tax provision - 41 41  Net income $ 86 $ 118 $ 204        Three months ended March 31, 2019  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 12,541 $ (33) $ 12,508  Provision for loan losses 538 - 538  Net interest income (expense) after  provision for loan losses 12,003 (33) 11,970  Insurance service and fees 119 2,323 2,442  Other non-interest income 1,753 - 1,753  Amortization expense - 112 112  Other non-interest expense 9,086 2,026 11,112  Income before income taxes 4,789 152 4,941  Income tax provision 1,181 40 1,221  Net income $ 3,608 $ 112 $ 3,720  

Contingent Liabilities And Comm

Contingent Liabilities And Commitments	3 Months Ended
	Mar. 31, 2020
Contingent Liabilities And Commitments [Abstract]
Contingent Liabilities And Commitments	8. CONTINGENT LIABILITIES AND COMMITMENTS  The unaudited consolidated financial statements do not reflect various commitments and contingent liabilities, which arise in the normal course of business, and which involve elements of credit risk, interest rate risk and liquidity risk. These commitments and contingent liabilities consist of commitments to extend credit and standby letters of credit. A summary of the Bank’s commitments and contingent liabilities is as follows:      March 31, December 31,  2020 2019  (in thousands)   Commitments to extend credit $ 333,067 $ 331,974  Standby letters of credit 3,775 4,309  Total $ 336,842 $ 336,283   Commitments to extend credit and standby letters of credit include some exposure to credit loss in the event of nonperformance by the customer. The Bank’s credit policies and procedures for credit commitments and financial guarantees are the same as those for extensions of credit that are recorded on the Company’s unaudited consolidated balance sheets. Because these instruments have fixed maturity dates, and because they may expire without being drawn upon, they do not necessarily represent cash requirements of the Bank. The Bank did no t incur any losses on its commitments and did no t record a reserve for its commitments during the first three months of 2020 or during 2019.  Certain lending commitments for construction residential mortgage loans are considered derivative instruments under the guidelines of GAAP. The changes in the fair value of these commitments, due to interest rate risk, are not recorded on the consolidated balance sheets as the fair value of these derivatives is not considered to be material.

Net Periodic Benefit Costs

Net Periodic Benefit Costs	3 Months Ended
	Mar. 31, 2020
Net Periodic Benefit Costs [Abstract]
Net Periodic Benefit Costs	9. NET PERIODIC BENEFIT COSTS  On January 31, 2008, the Bank froze its defined benefit pension plan. The plan covered substantially all Bank employees. The plan provides benefits that are based on the employees’ compensation and years of service. Under the freeze, eligible employees will receive, at retirement, the benefits already earned through January 31, 2008, but have not accrued any additional benefits since then. As a result, service cost is no longer incurred.  The Bank uses an actuarial method of amortizing prior service cost and unrecognized net gains or losses which result from actual expense and assumptions being different than those that are projected. The amortization method the Bank used recognized the prior service cost and net gains or losses over the average remaining service period of active employees.  The Bank also maintains a nonqualified supplemental executive retirement plan covering certain members of the Company’s senior management. The Bank uses an actuarial method of amortizing unrecognized net gains or losses which result from actual expense and assumptions being different than those that are projected. The amortization method the Bank uses recognizes the net gains or losses over the average remaining service period of active employees.  The following table presents the net periodic cost for the Bank’s defined benefit pension plan and supplemental executive retirement plan for the three months ended March 31 , 2020 and 2019 :       Three months ended March 31,  (in thousands)   Supplemental Executive  Pension Benefits Retirement Plan   2020 2019 2020 2019   Service cost $ - $ - $ 39 $ 36  Interest cost 50 55 38 50  Expected return on plan assets (81) (69) - -  Amortization of prior service cost - - 8 8  Amortization of the net loss 25 24 88 59  Net periodic cost (benefit) $ (6) $ 10 $ 173 $ 153   The components of net periodic benefit cost other than the service cost component are included in the line item “other expense” in the income statement.

Revenue Recognition Of Non-Inte

Revenue Recognition Of Non-Interest Income	3 Months Ended
	Mar. 31, 2020
Revenue Recognition Of Non-Interest Income [Abstract]
Revenue Recognition Of Non-Interest Income	10. REVENUE RECOGNITION OF NON-INTEREST INCOME  A description of the Company’s material revenue streams in non-interest income accounted for under ASC 606 follows:  Insurance Service and Fees: Insurance services revenue relates to various revenue streams from services provided by TEA and the Bank:  · TEA earns commission revenue from selling commercial and personal property and casualty (“P&C”) insurance as well as employee benefits (“EB”) solutions to commercial customers.  TEA has agreements with various insurance companies to sell policies to customers on behalf of the carriers. The performance obligation for TEA is to sell annual P&C policies to commercial customers and consumers. This performance obligation is met when a new policy is sold or when an existing policy renews. The policies are generally one year terms. In the agreements with the respective insurance companies, a commission rate is agreed upon. The commission is recognized at the time of the sale of the policy or when a policy renews.  TEA has signed contracts with insurance carriers that enable TEA to sell benefit plans to commercial customers on behalf of the insurance carriers. The performance obligation for TEA is to sell the plans to commercial customers. After the initial sale when the customer signs an agreement to purchase the offered benefit plan, the performance obligation is met each month when a customer continues utilizing benefit plans from the carrier. The customer does not commit to a specific length of time with the carrier. In the agreements with the respective insurance companies, a commission rate is agreed upon. Revenue is recognized each month when the customer continues with the benefit plan sold by TEA.  · TEA also earns contingent profit sharing revenue. The insurance companies measure the loss ratio for TEA’s customers and pay TEA according to how profitable TEA customers are.   TEA has signed written agreements with insurance carriers that document payouts to TEA based on the loss ratios of its customers. The performance obligation for TEA is to maintain a customer base with loss ratios below the agreed upon thresholds. In the contracts with the insurance companies, payout rates based on loss ratios are documented. The consideration is variable as loss ratios vary based on customer experience. TEA’s performance obligation is over the course of the year as its customers’ performance with insurance carriers is measured throughout the year as losses occur. Due to the variable nature of contingent profit sharing revenue, TEA will accrue contingent profit sharing revenue throughout the year based on recent historical results. As loss events occur and overall performance becomes known to TEA, accrual adjustments will be made until the cash is ultimately received.  · Financial services commission revenue from the Bank related to wealth management such as life insurance, annuities, and mutual funds sales is also included in the “insurance service and fees” line of the income statement.   The Company earns wealth management fees from its contracts with customers for certain financial services. Fees that are transaction-based are recognized at the point in time that the transaction is executed. Other related services provided include financial planning services and the fees the Bank earns are recognized when the services are rendered.  · Insurance claims services revenue is recorded at FCS.   FCS has signed agreements with insurance companies to perform claims services including investigative and adjustment services related to residential and commercial lines. The performance obligation is for FCS to investigate the insurance claims and inspecting the damage to determine the extent of the insurance company’s liability. FCS is paid based on time and materials expended to investigate the claim. The rates paid are determined in the agreement between FCS and the respective insurance companies. Upon completion of its claims inspection work, FCS bills the insurance company for services rendered and recognizes the revenue earned.  A disaggregation of the total insurance service and other fees for the three months ended March 31, 2020 and 2019 is provided in the tables below:     Three months ended March 31,  2020 2019  (in thousands)  Commercial property and casualty insurance commissions $ 867 $ 842  Personal property and casualty insurance commissions 754 750  Employee benefits sales commissions 379 293  Profit sharing and contingent revenue 206 257  Wealth management and other financial services 121 124  Insurance claims services revenue 55 146  Other insurance-related revenue 43 30  Total insurance service and other fees $ 2,425 $ 2,442  

Recent Accounting Pronouncement

Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2020
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	11. RECENT ACCOUNTING PRONOUNCEMENTS  ASUs adopted by the Company during the current fiscal year are not expected to have a material impact on the Company’s consolidated financial position, results of operations, cash flows or disclosures. The following standards will be adopted in future periods. ASUs not listed below are not expected to have a material impact on the Company’s consolidated financial position, results of operations, cash flows or disclosures.  ASU 2016-13, Financial Instruments – Credit Losses: Measurement of Credit Losses on Financial Instruments – Current GAAP requires an “incurred loss” methodology for recognizing credit losses that delays recognition until it is probable a loss has been incurred. Both financial institutions and users of their financial statements expressed concern that current GAAP restricts the ability to record credit losses that are expected, but do not yet meet the “probable” threshold. The main objective of this ASU (commonly known as the Current Expected Credit Loss Impairment Model, or CECL, in the industry) is to provide financial statement users with more decision-useful information about the expected credit losses on financial instruments and other commitments to extend credit held by a reporting entity at each reporting date. To achieve this objective, the amendments in CECL replace the incurred loss impairment methodology in current GAAP with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to inform credit loss estimates. The Company is developing its approach for determining expected credit losses under the new guidance, including the licensing of new software and the development of processes to track loan performance. The total impact of CECL to the Company’s financial statements is unknown but may be material. The amendments in CECL are effective for smaller reporting companies for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Early adoption is permitted. The Company intends to early adopt CECL effective January 1, 2022.  ASU 2019-12, Simplifying the Accounting for Income Taxes – The amendments in this ASU simplify the accounting for income taxes by removing the following exceptions: 1. Exception to the incremental approach for intraperiod tax allocation when there is a loss from continuing operations and income or a gain from other items (for example, discontinued operations or other comprehensive income) ; 2. Exception to the requirement to recognize a deferred tax liability for equity method investments when a foreign subsidiary becomes an equity method investment ; 3. Exception to the ability not to recognize a deferred tax liability for a foreign subsidiary when a foreign equity method investment becomes a subsidiary ; and 4. Exception to the general methodology for calculating income taxes in an interim period when a year-to-date loss exceeds the anticipated loss for the year. The amendments also simplify the accounting for income taxes by doing the following: 1. Requiring that an entity recognize a franchise tax (or similar tax) that is partially based on income as an income based tax and account for any incremental amount incurred as a non-income-based tax; 2. Requiring that an entity evaluate when a step up in the tax basis of goodwill should be considered part of the business combination in which the book goodwill was originally recognized and when it should be considered a separate transaction; 3. Specifying that an entity is not required to allocate the consolidated amount of current and deferred tax expense to a legal entity that is not subject to tax in its separate financial statements. However, an entity may elect to do so (on an entity-by-entity basis) for a legal entity that is both not subject to tax and disregarded by the taxing authority; 4. Requiring that an entity reflect the effect of an enacted change in tax laws or rates in the annual effective tax rate computation in the interim period that includes the enactment date; and 5. Making minor Codification improvements for income taxes related to employee stock ownership plans and investments in qualified affordable housing projects accounted for using the equity method.  The amendments in this ASU related to separate financial statements of legal entities that are not subject to tax should be applied on a retrospective basis for all periods presented. The amendments related to changes in ownership of foreign equity method investments or foreign subsidiaries should be applied on a modified retrospective basis through a cumulative-effect adjustment to retained earnings as of the beginning of the fiscal year of adoption. The amendments related to franchise taxes that are partially based on income should be applied on either a retrospective basis for all periods presented or a modified retrospective basis through a cumulative-effect adjustment to retained earnings as of the beginning of the fiscal year of adoption. All other amendments should be applied on a prospective basis. Early adoption of the amendments in an interim period would require recognition of any adjustments as of the beginning of the annual period that includes that interim period. The amendments in this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2020. Early adoption is permitted. The Company is evaluating the impact that the guidance will have on its consolidated financial statements. 

Acquisitions

Acquisitions	3 Months Ended
	Mar. 31, 2020
Acquisitions [Abstract]
Acquisitions	12. ACQUISITIONS  On May 1, 2020, the Company completed the acquisition of FSB Bancorp, Inc., a Maryland corporation and the parent holding company of Fairport Savings Bank (“FSB”). On that date, FSB was merged into Evans Bank, a wholly owned banking subsidiary of the Company. FSB operated 4 banking offices in New York at the date of acquisition. After application of the election, allocation and proration procedures contained in the merger agreement, the Company paid $17.1 million in cash and issued 422,625 shares of Evans Bancorp, Inc. common stock in exchange for all of the shares of common stock of FSB Bancorp, Inc. outstanding at the time of the acquisition.  The acquisition of FSB was completed subsequent to the first quarter of 2020, thus FSB’s balance sheet and results of operations are not included in the Company’s consolidated financial statements for the period ended March 31, 2020. The Company is currently in the process of allocating the purchase price to the fair values of the assets and liabilities acquired in conjunction with the acquisition. As of December 31, 2019, FSB reported $323 million of assets, including $275 million of loans (predominantly residential real estate loans) and $23 million of investment securities, and $292 million of liabilities, including $236 million of deposits.  The Company incurred $0.5 million of merger-related expenses during the three months ended March 31, 2020, consisting largely of professional services of attorneys, accountants, investment bankers and other advisors. There were no merger-related expenses incurred during three months ended March 31, 2019. 

Leases

Leases	3 Months Ended
	Mar. 31, 2020
Leases [Abstract]
Leases	13. LEASES  The Company’s leases, consisting of property leases for certain of our bank branches and insurance agency offices, are classified as operating leases. Operating lease Right of Use (“ROU”) assets and liabilities are recognized at commencement date based on the present value of lease payments over the lease term. ROU assets were $3.6 million and $3.7 million as of March 31, 2020 and December 31, 2019, respectively. Lease liabilities were $4.0 million and $4.2 million as of March 31, 2020 and December 31, 2019, respectively. As these leases do not provide an implicit rate, we use our incremental borrowing rate in determining the present value of lease payments. Our lease terms include options to extend or terminate the lease when it is reasonably certain that we will exercise that option. Leases with an initial term of 12 months or less are not recorded on the balance sheet.  Lease expense is recognized on a straight-line basis over the lease term. Operating lease expenses were $0.2 million during the three-month periods ended March 31, 2020 and 2019 and are included in other non-interest expense on the consolidated statement of income. Cash paid for amounts included in the measurement of lease liabilities were $0.2 million during the three-month periods ended March 31, 2020 and 2019 and are included in cash flows from operating activities on the consolidated statement of cash flows. The weighted average discount rate related to the Company’s leases was 3.5% as of March 31, 2020. The weighted average remaining lease term related to the Company’s leases was 8.4 years as of March 31, 2020. Future minimum lease payments under non-cancellable leases as of March 31, 2020 were as follows:        Year Ending December 31,  2020 (excluding the three months ended March 31, 2020) $ 562  2021 682  2022 694  2023 589  2024 452  Thereafter 1,640  Total future minimum lease payments 4,619  Less imputed interest 617  Total $ 4,002   

Organization And Summary Of S_2

Organization And Summary Of Significant Accounting Policies (Policy)	3 Months Ended
	Mar. 31, 2020
Organization And Summary Of Significant Accounting Policies [Abstract]
Organization And Summary Of Significant Accounting Policies	The accounting and reporting policies followed by Evans Bancorp, Inc. (the “Company”), a financial holding company, and its two direct, wholly-owned subsidiaries: (i) Evans Bank, National Association (the “Bank”), and the Bank’s subsidiaries, Evans National Leasing, Inc. (“ENL”), and Evans National Holding Corp. (“ENHC”); and (ii) Evans National Financial Services, LLC (“ENFS”), and ENFS’s subsidiary, The Evans Agency, LLC (“TEA”), and TEA’s subsidiaries, Frontier Claims Services, Inc. (“FCS”) and ENB Associates Inc. (“ENBA”), in the preparation of the accompanying interim unaudited consolidated financial statements conform with U.S. generally accepted accounting principles (“GAAP”) and with general practice within the industries in which it operates. Except as the context otherwise requires, the Company and its direct and indirect subsidiaries are collectively referred to in this report as the “Company.”  The Financial Accounting Standards Board (“FASB”) establishes changes to U.S. GAAP in the form of accounting standards updates (“ASUs”) to the FASB Accounting Standards Codification. The Company considers the applicability and impact of all ASUs when they are issued by FASB. ASUs adopted by the Company during the current fiscal year are not expected to have a material impact on the Company’s consolidated financial position, results of operations, cash flows or disclosures.  The accompanying unaudited consolidated financial statements should be read in conjunction with the Audited Consolidated Financial Statements and the Notes thereto included in our Annual Report on Form 10-K for the year ended December 31, 2019 (“10-K”). The Company’s significant accounting policies are disclosed in Note 1 to the 10-K. 

Revenue Recognition Of Non-In_2

Revenue Recognition Of Non-Interest Income (Policy)	3 Months Ended
	Mar. 31, 2020
Revenue Recognition Of Non-Interest Income [Abstract]
Revenue Recognition	A description of the Company’s material revenue streams in non-interest income accounted for under ASC 606 follows:  Insurance Service and Fees: Insurance services revenue relates to various revenue streams from services provided by TEA and the Bank:  · TEA earns commission revenue from selling commercial and personal property and casualty (“P&C”) insurance as well as employee benefits (“EB”) solutions to commercial customers.  TEA has agreements with various insurance companies to sell policies to customers on behalf of the carriers. The performance obligation for TEA is to sell annual P&C policies to commercial customers and consumers. This performance obligation is met when a new policy is sold or when an existing policy renews. The policies are generally one year terms. In the agreements with the respective insurance companies, a commission rate is agreed upon. The commission is recognized at the time of the sale of the policy or when a policy renews.  TEA has signed contracts with insurance carriers that enable TEA to sell benefit plans to commercial customers on behalf of the insurance carriers. The performance obligation for TEA is to sell the plans to commercial customers. After the initial sale when the customer signs an agreement to purchase the offered benefit plan, the performance obligation is met each month when a customer continues utilizing benefit plans from the carrier. The customer does not commit to a specific length of time with the carrier. In the agreements with the respective insurance companies, a commission rate is agreed upon. Revenue is recognized each month when the customer continues with the benefit plan sold by TEA.  · TEA also earns contingent profit sharing revenue. The insurance companies measure the loss ratio for TEA’s customers and pay TEA according to how profitable TEA customers are.   TEA has signed written agreements with insurance carriers that document payouts to TEA based on the loss ratios of its customers. The performance obligation for TEA is to maintain a customer base with loss ratios below the agreed upon thresholds. In the contracts with the insurance companies, payout rates based on loss ratios are documented. The consideration is variable as loss ratios vary based on customer experience. TEA’s performance obligation is over the course of the year as its customers’ performance with insurance carriers is measured throughout the year as losses occur. Due to the variable nature of contingent profit sharing revenue, TEA will accrue contingent profit sharing revenue throughout the year based on recent historical results. As loss events occur and overall performance becomes known to TEA, accrual adjustments will be made until the cash is ultimately received.  · Financial services commission revenue from the Bank related to wealth management such as life insurance, annuities, and mutual funds sales is also included in the “insurance service and fees” line of the income statement.   The Company earns wealth management fees from its contracts with customers for certain financial services. Fees that are transaction-based are recognized at the point in time that the transaction is executed. Other related services provided include financial planning services and the fees the Bank earns are recognized when the services are rendered.  · Insurance claims services revenue is recorded at FCS.   FCS has signed agreements with insurance companies to perform claims services including investigative and adjustment services related to residential and commercial lines. The performance obligation is for FCS to investigate the insurance claims and inspecting the damage to determine the extent of the insurance company’s liability. FCS is paid based on time and materials expended to investigate the claim. The rates paid are determined in the agreement between FCS and the respective insurance companies. Upon completion of its claims inspection work, FCS bills the insurance company for services rendered and recognizes the revenue earned. 

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2020
Securities [Abstract]
Schedule Of Amortized Cost And Approximate Fair Value Of Securities	    March 31, 2020  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 34,137 $ 769 $ - $ 34,906  States and political subdivisions 3,286 57 (6) 3,337  Total debt securities $ 37,423 $ 826 $ (6) $ 38,243   Mortgage-backed securities:  FNMA $ 41,012 $ 1,338 $ (20) $ 42,330  FHLMC 14,441 497 - 14,938  GNMA 3,180 66 (1) 3,245  SBA 22,398 171 (229) 22,340  CMO 37,557 624 (86) 38,095  Total mortgage-backed securities $ 118,588 $ 2,696 $ (336) $ 120,948   Total securities designated as available for sale $ 156,011 $ 3,522 $ (342) $ 159,191   Held to Maturity:  Debt securities  States and political subdivisions $ 2,847 $ 116 $ - $ 2,963   Total securities designated as held to maturity $ 2,847 $ 116 $ - $ 2,963      December 31, 2019  (in thousands)   Amortized Unrealized Fair  Cost Gains Losses Value   Available for Sale:  Debt securities:  U.S. government agencies $ 27,951 $ 225 $ (21) $ 28,155  States and political subdivisions 3,289 69 (7) 3,351  Total debt securities $ 31,240 $ 294 $ (28) $ 31,506   Mortgage-backed securities:  FNMA $ 34,395 $ 330 $ (53) $ 34,672  FHLMC 15,390 137 (13) 15,514  GNMA 3,421 16 (24) 3,413  SBA 13,752 90 (70) 13,772  CMO 29,019 190 (164) 29,045  Total mortgage-backed securities $ 95,977 $ 763 $ (324) $ 96,416   Total securities designated as available for sale $ 127,217 $ 1,057 $ (352) $ 127,922   Held to Maturity:  Debt securities  States and political subdivisions $ 2,386 $ 24 $ (18) $ 2,392   Total securities designated as held to maturity $ 2,386 $ 24 $ (18) $ 2,392   
Scheduled Maturities Of Debt And Mortgage-Backed Securities	    March 31, 2020 December 31, 2019  Amortized Estimated Amortized Estimated  cost fair value cost fair value  (in thousands) (in thousands)   Debt securities available for sale:   Due in one year or less $ 6,004 $ 6,045 $ 6,005 $ 6,014  Due after one year through five years 4,636 4,770 6,481 6,626  Due after five years through ten years 23,283 23,907 18,754 18,866  Due after ten years 3,500 3,521 - -  37,423 38,243 31,240 31,506   Mortgage-backed securities  available for sale 118,588 120,948 95,977 96,416   Total $ 156,011 $ 159,191 $ 127,217 $ 127,922   Debt securities held to maturity:   Due in one year or less $ 1,650 $ 1,664 $ 1,139 $ 1,140  Due after one year through five years 662 706 712 732  Due after five years through ten years 54 58 54 54  Due after ten years 481 535 481 466  Total $ 2,847 $ 2,963 $ 2,386 $ 2,392  
Unrealized Losses On Securities	      March 31, 2020   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ - $ - $ - $ - $ - $ -  States and political subdivisions - - 181 (6) 181 (6)  Total debt securities $ - $ - $ 181 $ (6) $ 181 $ (6)   Mortgage-backed securities:  FNMA $ 1,422 $ (19) $ 13 $ (1) $ 1,435 $ (20)  FHLMC - - - - - -  GNMA 85 (1) - - 85 (1)  SBA 11,962 (229) - - 11,962 (229)  CMO 7,560 (84) 1,015 (2) 8,575 (86)  Total mortgage-backed securities $ 21,029 $ (333) $ 1,028 $ (3) $ 22,057 $ (336)   Held to Maturity:  Debt securities:  States and political subdivisions $ - $ - $ - $ - $ - $ -   Total temporarily impaired  securities $ 21,029 $ (333) $ 1,209 $ (9) $ 22,238 $ (342)    December 31, 2019   Less than 12 months 12 months or longer Total  Fair Unrealized Fair Unrealized Fair Unrealized  Value Losses Value Losses Value Losses  (in thousands)  Available for Sale:  Debt securities:  U.S. government agencies $ 1,976 $ (18) $ 3,997 $ (3) $ 5,973 $ (21)  States and political subdivisions - - 181 (7) 181 (7)  Total debt securities $ 1,976 $ (18) $ 4,178 $ (10) $ 6,154 $ (28)   Mortgage-backed securities:  FNMA $ 5,355 $ (38) $ 3,630 $ (15) $ 8,985 $ (53)  FHLMC - - 1,242 (13) 1,242 (13)  GNMA 2,091 (22) 770 (2) 2,861 (24)  SBA 5,171 (70) - - 5,171 (70)  CMO 5,706 (36) 8,911 (128) 14,617 (164)  Total mortgage-backed securities $ 18,323 $ (166) $ 14,553 $ (158) $ 32,876 $ (324)   Held to Maturity:  Debt securities:  States and political subdivisions $ 227 $ (1) $ 2,165 $ (17) $ 2,392 $ (18)   Total temporarily impaired  securities $ 20,526 $ (185) $ 20,896 $ (185) $ 41,422 $ (370)    

Fair Value Measurement (Tables)

Fair Value Measurement (Tables)	3 Months Ended
	Mar. 31, 2020
Financial Instruments Measured At Fair Value On Recurring Basis	  (in thousands) Level 1 Level 2 Level 3 Fair Value   March 31, 2020  Securities available-for-sale:  US government agencies $ - $ 34,906 $ - $ 34,906  States and political subdivisions - 3,337 - 3,337  Mortgage-backed securities - 120,948 - 120,948  Mortgage servicing rights - - 485 485   December 31, 2019  Securities available-for-sale:  US government agencies $ - $ 28,155 $ - $ 28,155  States and political subdivisions - 3,351 - 3,351  Mortgage-backed securities - 96,416 - 96,416  Mortgage servicing rights - - 555 555 
Quantitative Information About Significant Unobservable Inputs For MSRs	  March 31, 2020 December 31, 2019  Servicing fees 0.25 % 0.25 %  Discount rate 9.00 % 9.00 %  Prepayment rate (CPR) 8.75 % 8.21 % 
Financial Instruments Measured At Fair Value On Nonrecurring Basis	   (in thousands) Level 1 Level 2 Level 3 Fair Value   March 31, 2020  Collateral dependent impaired loans $ - $ - $ 17,263 $ 17,263   December 31, 2019  Collateral dependent impaired loans $ - $ - $ 15,735 $ 15,735 
Estimated Fair Values Of Financial Instruments	  March 31, 2020 December 31, 2019  Carrying Fair Carrying Fair  Amount Value Amount Value  (in thousands) (in thousands)  Financial assets:  Level 1:  Cash and cash equivalents $ 51,968 $ 51,968 $ 38,857 $ 38,857  Level 2:  Available for sale securities 159,191 159,191 127,922 127,922  FHLB and FRB stock 3,549 N/A 3,544 N/A  Level 3:  Held to maturity securities 2,847 2,963 2,386 2,392  Loans, net 1,228,049 1,258,020 1,211,356 1,222,386  Mortgage servicing rights 485 485 555 555   Financial liabilities:  Level 1:  Demand deposits $ 273,623 $ 273,623 $ 263,717 $ 263,717  NOW deposits 159,223 159,223 140,654 140,654  Savings deposits 625,773 625,773 587,142 587,142  Level 2:  Securities sold under agreement to  repurchase 2,572 2,572 2,425 2,425  Other borrowed funds 10,000 10,002 10,000 9,997  Junior subordinated debentures 11,330 11,330 11,330 11,330  Level 3:  Time deposits 268,978 271,259 275,927 277,051 
Mortgage Servicing Rights [Member]
Summary Of Changes In Fair Value At Level 3	  Three months ended March 31,  (in thousands) 2020 2019  Mortgage servicing rights - January 1 $ 555 $ 609  Gains/(Losses) included in earnings (103) (40)  Additions from loan sales 33 18  Mortgage servicing rights - March 31 $ 485 $ 587 

Loans And The Allowance For L_2

Loans And The Allowance For Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2020
Loans And The Allowance For Loan Losses [Abstract]
Schedule Of Loan Portfolio Composition	  March 31, 2020 December 31, 2019  Mortgage loans on real estate: (in thousands)  Residential mortgages $ 156,125 $ 158,572  Commercial and multi-family 666,651 645,036  Construction-Residential 298 1,067  Construction-Commercial 96,698 97,848  Home equities 67,629 69,351  Total real estate loans 987,401 971,874   Commercial and industrial loans 256,157 251,197  Consumer and other loans 1,223 1,926  Net deferred loan origination costs 1,425 1,534  Total gross loans 1,246,206 1,226,531   Allowance for loan losses (18,157) (15,175)   Loans, net $ 1,228,049 $ 1,211,356 
Data, At Class Level, Of Credit Quality Indicators Of Certain Loans	       March 31, 2020  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  Acceptable or better $ 73,866 $ 476,629 $ 550,495 $ 184,214  Watch 12,493 165,806 178,299 50,615  Special Mention 8,133 11,024 19,157 11,836  Substandard 2,206 13,192 15,398 9,492  Doubtful/Loss - - - -  Total $ 96,698 $ 666,651 $ 763,349 $ 256,157      December 31, 2019  (in thousands)  Corporate Credit Exposure – By Credit Rating Commercial Real Estate Construction Commercial and Multi-Family Mortgages Total Commercial Real Estate Commercial and Industrial  Acceptable or better $ 73,646 $ 451,297 $ 524,943 $ 165,255  Watch 13,380 171,277 184,657 68,665  Special Mention 8,359 15,725 24,084 7,631  Substandard 2,463 6,737 9,200 9,646  Doubtful/Loss - - - -  Total $ 97,848 $ 645,036 $ 742,884 $ 251,197   
Recorded Investment In Loans Past Due	     March 31, 2020  (in thousands)   Current Non-accruing Total  Balance 30-59 days 60-89 days 90+ days Loans Balance   Commercial and industrial $ 245,230 $ 1,094 $ 2,613 $ - $ 7,220 $ 256,157  Residential real estate:  Residential 151,557 3,160 - - 1,408 156,125  Construction 298 - - - - 298  Commercial real estate:  Commercial 650,625 10,009 - - 6,017 666,651  Construction 93,488 1,892 - - 1,318 96,698  Home equities 66,552 302 24 - 751 67,629  Consumer and other 1,206 11 3 3 - 1,223  Total Loans $ 1,208,956 $ 16,468 $ 2,640 $ 3 $ 16,714 $ 1,244,781  Note: Loan balances do not include $ 1.4 million in net deferred loan origination costs as of March 31 , 2020.      December 31, 2019  (in thousands)   Current Non-accruing Total  Balance 30-59 days 60-89 days 90+ days Loans Balance   Commercial and industrial $ 245,658 $ 705 $ - $ - $ 4,834 $ 251,197  Residential real estate:  Residential 153,630 2,616 888 - 1,438 158,572  Construction 865 - 202 - - 1,067  Commercial real estate:  Commercial 630,016 3,482 5,879 - 5,659 645,036  Construction 92,667 2,886 720 - 1,575 97,848  Home equities 67,868 354 239 - 890 69,351  Consumer and other 1,907 15 4 - - 1,926  Total Loans $ 1,192,611 $ 10,058 $ 7,932 $ - $ 14,396 $ 1,224,997  Note: Loan balances do not include $ 1.5 m illion in net deferred loan origination costs as of December 31, 2019. 
Schedule Of Allowance For Loan Losses According To Portfolio Segment	The following tables present the activity in the allowance for loan losses according to portfolio segment for the three month periods ended March 31, 2020 and 2019:          March 31, 2020   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 4,547 $ 9,005 $ 155 $ 1,071 $ 397 $ 15,175  Charge-offs (17) - (15) (29) (4) (65)  Recoveries 32 - 16 - - 48  Provision (Credit) 1,013 1,583 (65) 376 92 2,999  Ending balance $ 5,575 $ 10,588 $ 91 $ 1,418 $ 485 $ 18,157   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 1,012 $ 6 $ - $ - $ - $ 1,018  Collectively evaluated  for impairment 4,563 10,582 91 1,418 485 17,139  Total $ 5,575 $ 10,588 $ 91 $ 1,418 $ 485 $ 18,157   Loans:  Ending balance:  Individually evaluated  for impairment $ 7,456 $ 7,872 $ - $ 2,591 $ 1,252 $ 19,171  Collectively evaluated  for impairment 248,701 755,477 1,223 153,832 66,377 1,225,610  Total $ 256,157 $ 763,349 $ 1,223 $ 156,423 $ 67,629 $ 1,244,781    * Includes construction loans  Note: Loan balances do not include $ 1. 4 million in net deferred loan origination costs as of March 31, 2020.         March 31, 2019   (in thousands) Commercial and Industrial Commercial Real Estate Mortgages* Consumer and Other Residential Mortgages* Home Equities Total  Allowance for loan  losses:  Beginning balance $ 4,368 $ 8,844 $ 106 $ 1,121 $ 345 $ 14,784  Charge-offs (121) - (23) - - (144)  Recoveries 22 - 7 - - 29  Provision (Credit) 485 205 21 (168) (5) 538  Ending balance $ 4,754 $ 9,049 $ 111 $ 953 $ 340 $ 15,207   Allowance for loan  losses:  Ending balance:  Individually evaluated  for impairment $ 499 $ 579 $ 22 $ 70 $ - $ 1,170  Collectively evaluated  for impairment 4,255 8,470 89 883 340 14,037  Total $ 4,754 $ 9,049 $ 111 $ 953 $ 340 $ 15,207   Loans:  Ending balance:  Individually evaluated  for impairment $ 4,293 $ 15,536 $ 22 $ 2,963 $ 1,661 $ 24,475  Collectively evaluated  for impairment 237,216 694,316 1,416 158,230 68,116 1,159,294  Total $ 241,509 $ 709,852 $ 1,438 $ 161,193 $ 69,777 $ 1,183,769  * Includes construction loans  Note: Loan balances do not include $ 1.7 million in net deferred loan origination costs as of March 31, 2019. 
Data, At Class Level, Of Impaired Loans	     At March 31, 2020  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 2,008 $ 2,322 $ - $ 2,223 $ 30 $ 1  Residential real estate:  Residential 2,591 2,870 - 2,672 17 16  Construction - - - - - -  Commercial real estate:  Commercial 6,120 6,643 - 6,358 64 22  Construction 1,318 1,352 - 1,335 15 -  Home equities 1,252 1,463 - 1,301 12 6  Consumer and other - - - - - -  Total impaired loans $ 13,289 $ 14,650 $ - $ 13,889 $ 138 $ 45      At March 31, 2020  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 5,448 $ 5,525 $ 1,012 $ 5,516 $ 76 $ 2  Residential real estate:  Residential - - - - - -  Construction - - - - - -  Commercial real estate:  Commercial 434 443 6 437 6 -  Construction - - - - - -  Home equities - - - - - -  Consumer and other - - - - - -  Total impaired loans $ 5,882 $ 5,968 $ 1,018 $ 5,953 $ 82 $ 2      At March 31, 2020  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 7,456 $ 7,847 $ 1,012 $ 7,739 $ 106 $ 3  Residential real estate:  Residential 2,591 2,870 - 2,672 17 16  Construction - - - - - -  Commercial real estate:  Commercial 6,554 7,086 6 6,795 70 22  Construction 1,318 1,352 - 1,335 15 -  Home equities 1,252 1,463 - 1,301 12 6  Consumer and other - - - - - -  Total impaired loans $ 19,171 $ 20,618 $ 1,018 $ 19,842 $ 220 $ 47       At December 31, 2019  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With no related allowance recorded: (in thousands)  Commercial and industrial $ 3,798 $ 4,112 $ - $ 4,046 $ 118 $ 143  Residential real estate:  Residential 2,744 3,003 - 2,823 73 63  Construction - - - - - -  Commercial real estate:  Commercial 6,019 6,521 - 6,293 225 72  Construction 1,335 1,352 - 1,344 23 50  Home equities 1,453 1,687 - 1,525 64 30  Consumer and other - - - - - -  Total impaired loans $ 15,349 $ 16,675 $ - $ 16,031 $ 503 $ 358      At December 31, 2019  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  With a related allowance recorded: (in thousands)  Commercial and industrial $ 2,760 $ 2,808 $ 442 $ 2,764 $ 109 $ 63  Residential real estate:  Residential 60 62 5 61 3 1  Construction - - - - - -  Commercial real estate:  Commercial 197 197 4 197 8 4  Construction 240 246 5 242 8 9  Home equities - - - - - -  Consumer and other 21 23 21 22 - 1  Total impaired loans $ 3,278 $ 3,336 $ 477 $ 3,286 $ 128 $ 78      At December 31, 2019  Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Foregone Interest Income Recognized  Total: (in thousands)  Commercial and industrial $ 6,558 $ 6,920 $ 442 $ 6,810 $ 227 $ 206  Residential real estate:  Residential 2,804 3,065 5 2,884 76 64  Construction - - - - - -  Commercial real estate:  Commercial 6,216 6,718 4 6,490 233 76  Construction 1,575 1,598 5 1,586 31 59  Home equities 1,453 1,687 - 1,525 64 30  Consumer and other 21 23 21 22 - 1  Total impaired loans $ 18,627 $ 20,011 $ 477 $ 19,317 $ 631 $ 436 
Loans Classified As Troubled Debt Restructurings	   March 31, 2020  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 2,017 $ 1,781 $ 236 $ 396  Residential real estate:  Residential 1,681 498 1,183 -  Construction - - - -  Commercial real estate:  Commercial and multi-family 3,577 3,040 537 -  Construction - - - -  Home equities 671 170 501 -  Consumer and other - - - -  Total TDR loans $ 7,946 $ 5,489 $ 2,457 $ 396      December 31, 2019  (in thousands)  Total Nonaccruing Accruing Related Allowance  Commercial and industrial $ 2,052 $ 328 $ 1,724 $ 26  Residential real estate:  Residential 1,815 449 1,366 -  Construction - - - -  Commercial real estate:  Commercial and multi-family 3,632 3,075 557 -  Construction - - - -  Home equities 738 175 563 -  Consumer and other 21 - 21 21  Total TDR loans $ 8,258 $ 4,027 $ 4,231 $ 47 
TDR Activity By Type Of Concession Granted To Borrower	   Three months ended March 31, 2020 Three months ended March 31, 2019  (Recorded Investment in thousands) (Recorded Investment in thousands)  Troubled Debt Restructurings by Type of Concession Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment Number of Contracts Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment   Commercial and Industrial $ $ $ $  Residential Real Estate & Construction: - - - - -  Combination of concessions 1 56 56 - - -  Commercial Real Estate & Construction  Home Equities: - - - - -  Extension of maturity and  interest rate reduction - - - 1 109 109  Consumer and other loans - - - - - -  Other - - - - - -  

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	3 Months Ended
	Mar. 31, 2020
Other Comprehensive Income [Abstract]
Schedule of Accumulated Other Comprehensive Income	     Balance at December 31, 2019 Net Change Balance at March 31, 2020  (in thousands)  Net unrealized gain on investment securities $ 522 $ 1,835 $ 2,357  Net defined benefit pension plan adjustments (3,105) 87 (3,018)  Total $ (2,583) $ 1,922 $ (661)   Balance at December 31, 2018 Net Change Balance at March 31, 2019  (in thousands)  Net unrealized (loss) gain on investment securities $ (2,348) $ 1,303 $ (1,045)  Net defined benefit pension plan adjustments (3,005) 67 (2,938)  Total $ (5,353) $ 1,370 $ (3,983) 
Components Of Other Comprehensive Income	     Three months ended March 31, 2020 Three months ended March 31, 2019  (in thousands) (in thousands)  Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount Before-Tax Amount Income Tax (Provision) Benefit Net-of-Tax Amount  Unrealized gain on investment  securities:  Unrealized gain on investment  securities $ 2,475 $ (640) $ 1,835 $ 1,761 $ (458) $ 1,303   Defined benefit pension plan  adjustments:  Reclassifications from accumulated other  comprehensive income for gains  Amortization of prior service cost (a) $ 8 $ (3) $ 5 $ 8 $ (2) $ 6  Amortization of actuarial loss (a) 113 (31) 82 83 (22) 61  Net change 121 (34) 87 91 (24) 67   Other comprehensive income $ 2,596 $ (674) $ 1,922 $ 1,852 $ (482) $ 1,370  (a) Included in net periodic pension cost, as described in Note 9 – “Net Periodic Benefit Costs”

Segment Information (Tables)

Segment Information (Tables)	3 Months Ended
	Mar. 31, 2020
Segment Information [Abstract]
Schedule Of Business Segments	     Three months ended March 31, 2020  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 12,779 $ (3) $ 12,776  Provision for loan losses 2,999 - 2,999  Net interest income (expense) after  provision for loan losses 9,780 (3) 9,777  Insurance service and fees 113 2,312 2,425  Other non-interest income 913 - 913  Amortization expense - 130 130  Other non-interest expense 10,720 2,020 12,740  Income before income taxes 86 159 245  Income tax provision - 41 41  Net income $ 86 $ 118 $ 204        Three months ended March 31, 2019  Banking Insurance Agency  Activities Activities Total  (in thousands)   Net interest income (expense) $ 12,541 $ (33) $ 12,508  Provision for loan losses 538 - 538  Net interest income (expense) after  provision for loan losses 12,003 (33) 11,970  Insurance service and fees 119 2,323 2,442  Other non-interest income 1,753 - 1,753  Amortization expense - 112 112  Other non-interest expense 9,086 2,026 11,112  Income before income taxes 4,789 152 4,941  Income tax provision 1,181 40 1,221  Net income $ 3,608 $ 112 $ 3,720 

Contingent Liabilities And Co_2

Contingent Liabilities And Commitments (Tables)	3 Months Ended
	Mar. 31, 2020
Contingent Liabilities And Commitments [Abstract]
Summary Of Commitments And Contingent Liabilities	   March 31, December 31,  2020 2019  (in thousands)   Commitments to extend credit $ 333,067 $ 331,974  Standby letters of credit 3,775 4,309  Total $ 336,842 $ 336,283 

Net Periodic Benefit Costs (Tab

Net Periodic Benefit Costs (Tables)	3 Months Ended
	Mar. 31, 2020
Net Periodic Benefit Costs [Abstract]
Schedule Of Net Periodic Benefit Cost	      Three months ended March 31,  (in thousands)   Supplemental Executive  Pension Benefits Retirement Plan   2020 2019 2020 2019   Service cost $ - $ - $ 39 $ 36  Interest cost 50 55 38 50  Expected return on plan assets (81) (69) - -  Amortization of prior service cost - - 8 8  Amortization of the net loss 25 24 88 59  Net periodic cost (benefit) $ (6) $ 10 $ 173 $ 153 

Revenue Recognition Of Non-In_3

Revenue Recognition Of Non-Interest Income (Tables)	3 Months Ended
	Mar. 31, 2020
Revenue Recognition Of Non-Interest Income [Abstract]
Schedule Of Disaggregation Of Insurance Service And Other Fees	   Three months ended March 31,  2020 2019  (in thousands)  Commercial property and casualty insurance commissions $ 867 $ 842  Personal property and casualty insurance commissions 754 750  Employee benefits sales commissions 379 293  Profit sharing and contingent revenue 206 257  Wealth management and other financial services 121 124  Insurance claims services revenue 55 146  Other insurance-related revenue 43 30  Total insurance service and other fees $ 2,425 $ 2,442 

Leases (Tables)

Leases (Tables)	3 Months Ended
	Mar. 31, 2020
Leases [Abstract]
Schedule Of Future Minimum Lease Payments	   Year Ending December 31,  2020 (excluding the three months ended March 31, 2020) $ 562  2021 682  2022 694  2023 589  2024 452  Thereafter 1,640  Total future minimum lease payments 4,619  Less imputed interest 617  Total $ 4,002  

Organization And Summary Of S_3

Organization And Summary Of Significant Accounting Policies (Narrative) (Details) - entity	3 Months Ended
	Mar. 31, 2020	Mar. 16, 2020	Mar. 03, 2020
Number of subsidiaries	2
Federal Funds Target Rate		1.00%	0.50%
Minimum [Member]
Federal Funds Target Rate	0.00%
Maximum [Member]
Federal Funds Target Rate	0.25%

Securities (Narrative) (Details

Securities (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities pledged as collateral	$ 121,000	$ 102,000
Other-than-temporary impairment charges	$ 0	$ 0
Minimum [Member] | Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Contractual maturities duration	10 years

Securities (Schedule Of Amortiz

Securities (Schedule Of Amortized Cost And Approximate Fair Value Of Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	$ 156,011	$ 127,217
Available for Sale, Unrealized Gains	3,522	1,057
Available for Sale, Unrealized Losses	(342)	(352)
Available for Sale, Fair Value	159,191	127,922
Held to maturity, Amortized cost	2,847	2,386
Held to Maturity, Unrealized Gains	116	24
Held to Maturity, Unrealized Losses		(18)
Held to Maturity, Fair Value	2,963	2,392
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	37,423	31,240
Available for Sale, Unrealized Gains	826	294
Available for Sale, Unrealized Losses	(6)	(28)
Available for Sale, Fair Value	38,243	31,506
U.S. Government Agencies [Member] | Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	34,137	27,951
Available for Sale, Unrealized Gains	769	225
Available for Sale, Unrealized Losses		(21)
Available for Sale, Fair Value	34,906	28,155
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	118,588	95,977
Available for Sale, Unrealized Gains	2,696	763
Available for Sale, Unrealized Losses	(336)	(324)
Available for Sale, Fair Value	120,948	96,416
Mortgage-Backed Securities [Member] | FNMA [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	41,012	34,395
Available for Sale, Unrealized Gains	1,338	330
Available for Sale, Unrealized Losses	(20)	(53)
Available for Sale, Fair Value	42,330	34,672
Mortgage-Backed Securities [Member] | FHLMC [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	14,441	15,390
Available for Sale, Unrealized Gains	497	137
Available for Sale, Unrealized Losses		(13)
Available for Sale, Fair Value	14,938	15,514
Mortgage-Backed Securities [Member] | GNMA [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	3,180	3,421
Available for Sale, Unrealized Gains	66	16
Available for Sale, Unrealized Losses	(1)	(24)
Available for Sale, Fair Value	3,245	3,413
Mortgage-Backed Securities [Member] | SBA [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	22,398	13,752
Available for Sale, Unrealized Gains	171	90
Available for Sale, Unrealized Losses	(229)	(70)
Available for Sale, Fair Value	22,340	13,772
Mortgage-Backed Securities [Member] | CMO [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	37,557	29,019
Available for Sale, Unrealized Gains	624	190
Available for Sale, Unrealized Losses	(86)	(164)
Available for Sale, Fair Value	38,095	29,045
States and Political Subdivisions [Member] | Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Total securities designated as available for sale, Amortized Cost	3,286	3,289
Available for Sale, Unrealized Gains	57	69
Available for Sale, Unrealized Losses	(6)	(7)
Available for Sale, Fair Value	3,337	3,351
Held to maturity, Amortized cost	2,847	2,386
Held to Maturity, Unrealized Gains	116	24
Held to Maturity, Unrealized Losses		(18)
Held to Maturity, Fair Value	$ 2,963	$ 2,392

Securities (Scheduled Maturitie

Securities (Scheduled Maturities Of Debt And Mortgage-Backed Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Securities [Abstract]
Debt securities available for sale, Due in one year or less, Amortized cost	$ 6,004	$ 6,005
Debt securities available for sale, Due after one year through five years, Amortized cost	4,636	6,481
Debt securities available for sale, Due after five years through ten years, Amortized cost	23,283	18,754
Debt securities available for sale, Due after ten years, Amortized cost	3,500
Debt securities available for sale, Amortized cost	37,423	31,240
Mortgage-backed securities available for sale, Amortized cost	118,588	95,977
Total securities designated as available for sale, Amortized Cost	156,011	127,217
Debt securities available for sale, Due in one year or less, Estimated fair value	6,045	6,014
Debt securities available for sale, Due after one year through five years, Estimated fair value	4,770	6,626
Debt securities available for sale, Due after five years through ten years, Estimated fair value	23,907	18,866
Debt securities available for sale, Due after ten years, Estimated fair value	3,521
Debt securities available for sale, Estimated fair value	38,243	31,506
Mortgage-backed securities available for sale, Estimated fair value	120,948	96,416
Total securities available for sale, Estimated fair value	159,191	127,922
Debt securities held to maturity, Due in one year or less, Amortized cost	1,650	1,139
Debt securities held to maturity, Due after one year through five years, Amortized cost	662	712
Debt securities held to maturity, Due after five years through ten years, Amortized cost	54	54
Debt securities held to maturity, Due after ten years, Amortized cost	481	481
Held to maturity, Amortized cost	2,847	2,386
Debt securities held to maturity, Due in one year or less, Estimated fair value	1,664	1,140
Debt securites held to maturity, Due after one year through five years, Estimated fair value	706	732
Debt securites held to maturity, Due after five years through ten years, Estimated fair value	58	54
Debt securities held to maturity, Due after ten years, Estimated fair value	535	466
Held to maturity, Estimated fair value	$ 2,963	$ 2,392

Securities (Unrealized Losses O

Securities (Unrealized Losses On Securities) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Schedule of Available-for-sale Securities [Line Items]
Total temporarily impaired securities, Less than 12 months, Fair Value	$ 21,029	$ 20,526
Total temporarily impaired securities, 12 months or longer, Fair Value	1,209	20,896
Total temporarily impaired securities, Total, Fair Value	22,238	41,422
Total temporarily impaired securities, Less than 12 months, Unrealized Losses	(333)	(185)
Total temporarily impaired securities, 12 months or longer, Unrealized Losses	(9)	(185)
Total temporarily impaired securities, Total, Unrealized Losses	(342)	(370)
Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	21,029	18,323
Available for Sale, 12 months or longer, Fair Value	1,028	14,553
Available for Sale, Total, Fair Value	22,057	32,876
Available for Sale, Less than 12 months, Unrealized Losses	(333)	(166)
Available for Sale, 12 months or longer, Unrealized Losses	(3)	(158)
Available for Sale, Total, Unrealized Losses	(336)	(324)
Debt Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value		1,976
Available for Sale, 12 months or longer, Fair Value	181	4,178
Available for Sale, Total, Fair Value	181	6,154
Available for Sale, Less than 12 months, Unrealized Losses		(18)
Available for Sale, 12 months or longer, Unrealized Losses	(6)	(10)
Available for Sale, Total, Unrealized Losses	(6)	(28)
Debt Securities [Member] | U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value		1,976
Available for Sale, 12 months or longer, Fair Value		3,997
Available for Sale, Total, Fair Value		5,973
Available for Sale, Less than 12 months, Unrealized Losses		(18)
Available for Sale, 12 months or longer, Unrealized Losses		(3)
Available for Sale, Total, Unrealized Losses		(21)
Debt Securities [Member] | States and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, 12 months or longer, Fair Value	181	181
Available for Sale, Total, Fair Value	181	181
Available for Sale, 12 months or longer, Unrealized Losses	(6)	(7)
Available for Sale, Total, Unrealized Losses	(6)	(7)
Held To Maturity, Less than 12 months, Fair Value		227
Held To Maturity, 12 months or longer, Fair Value		2,165
Held To Maturity, Total, Fair Value		2,392
Held To Maturity, Less than 12 months, Unrealized Losses		(1)
Held To Maturity, 12 months or longer, Unrealized Losses		(17)
Held To Maturity, Total, Unrealized Losses		(18)
FNMA [Member] | Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	1,422	5,355
Available for Sale, 12 months or longer, Fair Value	13	3,630
Available for Sale, Total, Fair Value	1,435	8,985
Available for Sale, Less than 12 months, Unrealized Losses	(19)	(38)
Available for Sale, 12 months or longer, Unrealized Losses	(1)	(15)
Available for Sale, Total, Unrealized Losses	(20)	(53)
FHLMC [Member] | Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, 12 months or longer, Fair Value		1,242
Available for Sale, Total, Fair Value		1,242
Available for Sale, 12 months or longer, Unrealized Losses		(13)
Available for Sale, Total, Unrealized Losses		(13)
GNMA [Member] | Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	85	2,091
Available for Sale, 12 months or longer, Fair Value		770
Available for Sale, Total, Fair Value	85	2,861
Available for Sale, Less than 12 months, Unrealized Losses	(1)	(22)
Available for Sale, 12 months or longer, Unrealized Losses		(2)
Available for Sale, Total, Unrealized Losses	(1)	(24)
SBA [Member] | Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	11,962	5,171
Available for Sale, Total, Fair Value	11,962	5,171
Available for Sale, Less than 12 months, Unrealized Losses	(229)	(70)
Available for Sale, Total, Unrealized Losses	(229)	(70)
CMO [Member] | Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale, Less than 12 months, Fair Value	7,560	5,706
Available for Sale, 12 months or longer, Fair Value	1,015	8,911
Available for Sale, Total, Fair Value	8,575	14,617
Available for Sale, Less than 12 months, Unrealized Losses	(84)	(36)
Available for Sale, 12 months or longer, Unrealized Losses	(2)	(128)
Available for Sale, Total, Unrealized Losses	$ (86)	$ (164)

Fair Value Measurement (Narrati

Fair Value Measurement (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans, allowance for loan loss	$ 1,018	$ 477
Consumer Loans [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Period past due for loan appraisals	90 days
Nonrecurring [Member] | Impaired Loans [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Collateral dependent impaired loans, gross	$ 18,200	16,000
Impaired loans, allowance for loan loss	$ 900	$ 300

Fair Value Measurement (Financi

Fair Value Measurement (Financial Instruments Measured At Fair Value On Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	$ 159,191	$ 127,922
Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	485	555
Recurring [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Mortgage servicing rights	485	555
Recurring [Member] | U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	34,906	28,155
Recurring [Member] | U.S. Government Agencies [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	34,906	28,155
Recurring [Member] | States and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	3,337	3,351
Recurring [Member] | States and Political Subdivisions [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	3,337	3,351
Recurring [Member] | Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	120,948	96,416
Recurring [Member] | Mortgage-Backed Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Securities available-for-sale	$ 120,948	$ 96,416

Fair Value Measurement (Summary

Fair Value Measurement (Summary Of Changes In Fair Value At Level 3, Mortgage Servicing Rights) (Details) - Mortgage Servicing Rights [Member] - Level 3 [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Mortgage servicing rights, beginning	$ 555	$ 609
Gains/(Losses) included in earnings	(103)	(40)
Additions from loan sales	33	18
Mortgage servicing rights, ending	$ 485	$ 587

Fair Value Measurement (Quantit

Fair Value Measurement (Quantitative Information About Significant Unobservable Inputs For MSRs) (Details) - Mortgage Servicing Rights [Member] - Level 3 [Member]	Mar. 31, 2020	Dec. 31, 2019
Servicing Fees [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair value measurement of unobservable input (as a percent)	0.25	0.25
Discount Rate [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair value measurement of unobservable input (as a percent)	9	9
Prepayment Rate (CPR) [Member]
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Fair value measurement of unobservable input (as a percent)	8.75	8.21

Fair Value Measurement (Finan_2

Fair Value Measurement (Financial Instruments Measured At Fair Value On Nonrecurring Basis) (Details) - Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans	$ 17,263	$ 15,735
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Collateral dependent impaired loans	$ 17,263	$ 15,735

Fair Value Measurement (Estimat

Fair Value Measurement (Estimated Fair Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale securities	$ 159,191	$ 127,922
Held to maturity securities	2,963	2,392
Demand deposits	273,623	263,717
NOW deposits	159,223	140,654
Savings deposits	625,773	587,142
Time deposits	268,978	275,927
Carrying Amount [Member] | Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	51,968	38,857
Demand deposits	273,623	263,717
NOW deposits	159,223	140,654
Savings deposits	625,773	587,142
Carrying Amount [Member] | Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale securities	159,191	127,922
FHLB and FRB stock	3,549	3,544
Securities sold under agreement to repurchase	2,572	2,425
Other borrowed funds	10,000	10,000
Junior subordinated debentures	11,330	11,330
Carrying Amount [Member] | Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held to maturity securities	2,847	2,386
Loans, net	1,228,049	1,211,356
Mortgage servicing rights	485	555
Time deposits	268,978	275,927
Fair Value [Member] | Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	51,968	38,857
Demand deposits	273,623	263,717
NOW deposits	159,223	140,654
Savings deposits	625,773	587,142
Fair Value [Member] | Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Available for sale securities	159,191	127,922
FHLB and FRB stock
Securities sold under agreement to repurchase	2,572	2,425
Other borrowed funds	10,002	9,997
Junior subordinated debentures	11,330	11,330
Fair Value [Member] | Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Held to maturity securities	2,963	2,392
Loans, net	1,258,020	1,222,386
Mortgage servicing rights	485	555
Time deposits	$ 271,259	$ 277,051

Loans And The Allowance For L_3

Loans And The Allowance For Loan Losses (Narrative) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Net deferred loan origination costs	$ 1,425,000	$ 1,700,000	$ 1,534,000
Period of timely payments before reversion to accruing status	6 months
Loan commitments to lend additional funds to debtors	$ 0
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan servicing portfolio principal balance	78,000,000		76,000,000
Mortgage servicing rights	500,000		600,000
Mortgage loans held-for-sale	0		$ 700,000
Total Real Estate Loans [Member] | Residential Mortgages [Member] | FNMA Loans [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage loans sold to FNMA	$ 3,700,000	$ 2,000,000

Loans And The Allowance For L_4

Loans And The Allowance For Loan Losses (Schedule Of Loan Portfolio Composition) (Details) - USD ($) $ in Thousands		Mar. 31, 2020		Dec. 31, 2019	Mar. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		$ 1,244,781		$ 1,224,997	$ 1,183,769
Net deferred loan origination costs		1,425		1,534	1,700
Total gross loans		1,246,206		1,226,531
Allowance for loan losses		(18,157)		(15,175)
Loans, net		1,228,049		1,211,356
Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		256,157		251,197
Consumer And Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		1,223		1,926	1,438
Total Real Estate Loans [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		987,401		971,874
Total Real Estate Loans [Member] | Residential Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs	[1]	156,423			161,193
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		156,125		158,572
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		298		1,067
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		763,349	[1]	742,884	709,852	[1]
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		666,651		645,036
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		96,698		97,848
Total Real Estate Loans [Member] | Home Equities [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		67,629		69,351	69,777
Total Real Estate Loans [Member] | Home Equities [Member] | Mortgages [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		67,629		$ 69,351
Total Real Estate Loans [Member] | Commercial And Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans before deferred loan origination costs		$ 256,157			$ 241,509
[1]	Includes construction loans

Loans And The Allowance For L_5

Loans And The Allowance For Loan Losses (Data, At Class Level, Of Credit Quality Indicators Of Certain Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2020		Dec. 31, 2019	Mar. 31, 2019
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	$ 1,244,781		$ 1,224,997	$ 1,183,769
Total Real Estate Loans [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	987,401		971,874
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	763,349	[1]	742,884	709,852	[1]
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating, Acceptable Or Better [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	550,495		524,943
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating, Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	178,299		184,657
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating, Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	19,157		24,084
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Corporate Credit Exposure—By Credit Rating, Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	15,398		9,200
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	96,698		97,848
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating, Acceptable Or Better [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	73,866		73,646
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating, Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	12,493		13,380
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating, Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	8,133		8,359
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Construction [Member] | Corporate Credit Exposure—By Credit Rating, Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	2,206		2,463
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	666,651		645,036
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating, Acceptable Or Better [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	476,629		451,297
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating, Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	165,806		171,277
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating, Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	11,024		15,725
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member] | Mortgages [Member] | Corporate Credit Exposure—By Credit Rating, Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	13,192		6,737
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	256,157		251,197
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Acceptable Or Better [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	184,214		165,255
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	50,615		68,665
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	11,836		7,631
Commercial And Industrial [Member] | Corporate Credit Exposure—By Credit Rating, Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	9,492		$ 9,646
Commercial And Industrial [Member] | Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total gross loans	$ 256,157			$ 241,509
[1]	Includes construction loans

Loans And The Allowance For L_6

Loans And The Allowance For Loan Losses (Recorded Investment In Loans Past Due) (Details) - USD ($) $ in Thousands		Mar. 31, 2020		Dec. 31, 2019	Mar. 31, 2019
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		$ 1,208,956		$ 1,192,611
Non-accruing Loans		16,714		14,396
Total Balance		1,244,781		1,224,997	$ 1,183,769
Net deferred loan origination costs		1,425		1,534	1,700
30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		16,468		10,058
60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,640		7,932
90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3
Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		245,230		245,658
Non-accruing Loans		7,220		4,834
Total Balance		256,157		251,197
Commercial And Industrial [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		1,094		705
Commercial And Industrial [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		2,613
Consumer And Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		1,206		1,907
Total Balance		1,223		1,926	1,438
Consumer And Other Loans [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		11		15
Consumer And Other Loans [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3		4
Consumer And Other Loans [Member] | 90+ Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3
Total Real Estate Loans [Member] | Commercial And Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		256,157			241,509
Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance	[1]	156,423			161,193
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		763,349	[1]	742,884	709,852	[1]
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		66,552		67,868
Non-accruing Loans		751		890
Total Balance		67,629		69,351	$ 69,777
Total Real Estate Loans [Member] | Home Equities [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		302		354
Total Real Estate Loans [Member] | Home Equities [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		24		239
Mortgages [Member] | Total Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		987,401		971,874
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		151,557		153,630
Non-accruing Loans		1,408		1,438
Total Balance		156,125		158,572
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		3,160		2,616
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				888
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		650,625		630,016
Non-accruing Loans		6,017		5,659
Total Balance		666,651		645,036
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		10,009		3,482
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				5,879
Mortgages [Member] | Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Balance		67,629		69,351
Construction [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		298		865
Total Balance		298		1,067
Construction [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				202
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current Balance		93,488		92,667
Non-accruing Loans		1,318		1,575
Total Balance		96,698		97,848
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | 30-59 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due		$ 1,892		2,886
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | 60-89 Days [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Past Due				$ 720
[1]	Includes construction loans

Loans And The Allowance For L_7

Loans And The Allowance For Loan Losses (Schedule Of Allowance For Loan Losses According To Portfolio Segment) (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2020	Mar. 31, 2019	Mar. 31, 2020		Dec. 31, 2019	Mar. 31, 2019
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		$ 15,175	$ 14,784
Allowance for loan losses: Charge-offs		(65)	(144)
Allowance for loan losses: Recoveries		48	29
Allowance for loan losses: Provision(Credit) for loan losses		2,999	538
Allowance for loan losses: Ending balance		18,157	15,207
Allowance for loan losses: Individually evaluated for impairment				$ 1,018			$ 1,170
Allowance for loan losses: Collectively evaluated for impairment				17,139			14,037
Allowance for loan losses: Total		18,157	15,207	18,157		$ 15,175	15,207
Loans: Individually evaluated for impairment				19,171			24,475
Loans: Collectively evaluated for impairment				1,225,610			1,159,294
Total				1,244,781		1,224,997	1,183,769
Net deferred loan origination costs				1,425		1,534	1,700
Commercial And Industrial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total				256,157		251,197
Commercial And Industrial [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		4,547	4,368
Allowance for loan losses: Charge-offs		(17)	(121)
Allowance for loan losses: Recoveries		32	22
Allowance for loan losses: Provision(Credit) for loan losses		1,013	485
Allowance for loan losses: Ending balance		5,575	4,754
Allowance for loan losses: Individually evaluated for impairment				1,012			499
Allowance for loan losses: Collectively evaluated for impairment				4,563			4,255
Allowance for loan losses: Total		5,575	4,754	5,575		4,547	4,754
Loans: Individually evaluated for impairment				7,456			4,293
Loans: Collectively evaluated for impairment				248,701			237,216
Total				256,157			241,509
Commercial Real Estate Mortgages [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance	[1]	9,005	8,844
Allowance for loan losses: Charge-offs	[1]
Allowance for loan losses: Recoveries	[1]
Allowance for loan losses: Provision(Credit) for loan losses	[1]	1,583	205
Allowance for loan losses: Ending balance	[1]	10,588	9,049
Allowance for loan losses: Individually evaluated for impairment	[1]			6			579
Allowance for loan losses: Collectively evaluated for impairment	[1]			10,582			8,470
Allowance for loan losses: Total	[1]	10,588	9,049	10,588		9,005	9,049
Loans: Individually evaluated for impairment	[1]			7,872			15,536
Loans: Collectively evaluated for impairment	[1]			755,477			694,316
Total				763,349	[1]	742,884	709,852	[1]
Consumer And Other Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		155	106
Allowance for loan losses: Charge-offs		(15)	(23)
Allowance for loan losses: Recoveries		16	7
Allowance for loan losses: Provision(Credit) for loan losses		(65)	21
Allowance for loan losses: Ending balance		91	111
Allowance for loan losses: Individually evaluated for impairment							22
Allowance for loan losses: Collectively evaluated for impairment				91			89
Allowance for loan losses: Total		91	111	91		155	111
Loans: Individually evaluated for impairment							22
Loans: Collectively evaluated for impairment				1,223			1,416
Total				1,223		1,926	1,438
Residential Mortgages [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance	[1]	1,071	1,121
Allowance for loan losses: Charge-offs	[1]	(29)
Allowance for loan losses: Recoveries	[1]
Allowance for loan losses: Provision(Credit) for loan losses	[1]	376	(168)
Allowance for loan losses: Ending balance	[1]	1,418	953
Allowance for loan losses: Individually evaluated for impairment	[1]						70
Allowance for loan losses: Collectively evaluated for impairment	[1]			1,418			883
Allowance for loan losses: Total	[1]	1,418	953	1,418		1,071	953
Loans: Individually evaluated for impairment	[1]			2,591			2,963
Loans: Collectively evaluated for impairment	[1]			153,832			158,230
Total	[1]			156,423			161,193
Home Equities [Member] | Total Real Estate Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses: Beginning balance		397	345
Allowance for loan losses: Charge-offs		(4)
Allowance for loan losses: Recoveries
Allowance for loan losses: Provision(Credit) for loan losses		92	(5)
Allowance for loan losses: Ending balance		485	340
Allowance for loan losses: Individually evaluated for impairment
Allowance for loan losses: Collectively evaluated for impairment				485			340
Allowance for loan losses: Total		$ 485	$ 340	485		397	340
Loans: Individually evaluated for impairment				1,252			1,661
Loans: Collectively evaluated for impairment				66,377			68,116
Total				$ 67,629		$ 69,351	$ 69,777
[1]	Includes construction loans

Loans And The Allowance For L_8

Loans And The Allowance For Loan Losses (Data, At Class Level, Of Impaired Loans) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	$ 13,289	$ 15,349
Impaired Loans, Recorded Investment, With a related allowance recorded	5,882	3,278
Impaired Loans, Recorded Investment, Total	19,171	18,627
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	14,650	16,675
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	5,968	3,336
Impaired Loans, Unpaid Principal Balance, Total	20,618	20,011
Impaired Loans, Related Allowance	1,018	477
Impaired Loans, Average Recorded Investment, With no related allowance recorded	13,889	16,031
Impaired Loans, Average Recorded Investment, With a related allowance recorded	5,953	3,286
Impaired Loans, Average Recorded Investment, Total	19,842	19,317
Impaired Loans, Interest Income Foregone, With no related allowance recorded	138	503
Impaired Loans, Interest Income Foregone, With a related allowance recorded	82	128
Impaired Loans, Interest Income Foregone, Total	220	631
Impaired Loans, Interest Income Recognized, With no related allowance recorded	45	358
Impaired Loans, Interest Income Recognized, With a related allowance recorded	2	78
Impaired Loans, Interest Income Recognized, Total	47	436
Commercial And Industrial [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	2,008	3,798
Impaired Loans, Recorded Investment, With a related allowance recorded	5,448	2,760
Impaired Loans, Recorded Investment, Total	7,456	6,558
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	2,322	4,112
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	5,525	2,808
Impaired Loans, Unpaid Principal Balance, Total	7,847	6,920
Impaired Loans, Related Allowance	1,012	442
Impaired Loans, Average Recorded Investment, With no related allowance recorded	2,223	4,046
Impaired Loans, Average Recorded Investment, With a related allowance recorded	5,516	2,764
Impaired Loans, Average Recorded Investment, Total	7,739	6,810
Impaired Loans, Interest Income Foregone, With no related allowance recorded	30	118
Impaired Loans, Interest Income Foregone, With a related allowance recorded	76	109
Impaired Loans, Interest Income Foregone, Total	106	227
Impaired Loans, Interest Income Recognized, With no related allowance recorded	1	143
Impaired Loans, Interest Income Recognized, With a related allowance recorded	2	63
Impaired Loans, Interest Income Recognized, Total	3	206
Consumer And Other Loans [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded
Impaired Loans, Recorded Investment, With a related allowance recorded		21
Impaired Loans, Recorded Investment, Total		21
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded		23
Impaired Loans, Unpaid Principal Balance, Total		23
Impaired Loans, Related Allowance		21
Impaired Loans, Average Recorded Investment, With no related allowance recorded
Impaired Loans, Average Recorded Investment, With a related allowance recorded		22
Impaired Loans, Average Recorded Investment, Total		22
Impaired Loans, Interest Income Foregone, With no related allowance recorded
Impaired Loans, Interest Income Recognized, With no related allowance recorded
Impaired Loans, Interest Income Recognized, With a related allowance recorded		1
Impaired Loans, Interest Income Recognized, Total		1
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Mortgages [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	2,591	2,744
Impaired Loans, Recorded Investment, With a related allowance recorded		60
Impaired Loans, Recorded Investment, Total	2,591	2,804
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	2,870	3,003
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded		62
Impaired Loans, Unpaid Principal Balance, Total	2,870	3,065
Impaired Loans, Related Allowance		5
Impaired Loans, Average Recorded Investment, With no related allowance recorded	2,672	2,823
Impaired Loans, Average Recorded Investment, With a related allowance recorded		61
Impaired Loans, Average Recorded Investment, Total	2,672	2,884
Impaired Loans, Interest Income Foregone, With no related allowance recorded	17	73
Impaired Loans, Interest Income Foregone, With a related allowance recorded		3
Impaired Loans, Interest Income Foregone, Total	17	76
Impaired Loans, Interest Income Recognized, With no related allowance recorded	16	63
Impaired Loans, Interest Income Recognized, With a related allowance recorded		1
Impaired Loans, Interest Income Recognized, Total	16	64
Total Real Estate Loans [Member] | Residential Mortgages [Member] | Construction [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded
Impaired Loans, Recorded Investment, With a related allowance recorded
Impaired Loans, Recorded Investment, Total
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded
Impaired Loans, Unpaid Principal Balance, Total
Impaired Loans, Related Allowance
Impaired Loans, Average Recorded Investment, With no related allowance recorded
Impaired Loans, Average Recorded Investment, With a related allowance recorded
Impaired Loans, Average Recorded Investment, Total
Impaired Loans, Interest Income Foregone, With no related allowance recorded
Impaired Loans, Interest Income Foregone, With a related allowance recorded
Impaired Loans, Interest Income Foregone, Total
Impaired Loans, Interest Income Recognized, With no related allowance recorded
Impaired Loans, Interest Income Recognized, With a related allowance recorded
Impaired Loans, Interest Income Recognized, Total
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Mortgages [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	6,120	6,019
Impaired Loans, Recorded Investment, With a related allowance recorded	434	197
Impaired Loans, Recorded Investment, Total	6,554	6,216
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	6,643	6,521
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded	443	197
Impaired Loans, Unpaid Principal Balance, Total	7,086	6,718
Impaired Loans, Related Allowance	6	4
Impaired Loans, Average Recorded Investment, With no related allowance recorded	6,358	6,293
Impaired Loans, Average Recorded Investment, With a related allowance recorded	437	197
Impaired Loans, Average Recorded Investment, Total	6,795	6,490
Impaired Loans, Interest Income Foregone, With no related allowance recorded	64	225
Impaired Loans, Interest Income Foregone, With a related allowance recorded	6	8
Impaired Loans, Interest Income Foregone, Total	70	233
Impaired Loans, Interest Income Recognized, With no related allowance recorded	22	72
Impaired Loans, Interest Income Recognized, With a related allowance recorded		4
Impaired Loans, Interest Income Recognized, Total	22	76
Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member] | Construction [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	1,318	1,335
Impaired Loans, Recorded Investment, With a related allowance recorded		240
Impaired Loans, Recorded Investment, Total	1,318	1,575
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	1,352	1,352
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded		246
Impaired Loans, Unpaid Principal Balance, Total	1,352	1,598
Impaired Loans, Related Allowance		5
Impaired Loans, Average Recorded Investment, With no related allowance recorded	1,335	1,344
Impaired Loans, Average Recorded Investment, With a related allowance recorded		242
Impaired Loans, Average Recorded Investment, Total	1,335	1,586
Impaired Loans, Interest Income Foregone, With no related allowance recorded	15	23
Impaired Loans, Interest Income Foregone, With a related allowance recorded		8
Impaired Loans, Interest Income Foregone, Total	15	31
Impaired Loans, Interest Income Recognized, With no related allowance recorded		50
Impaired Loans, Interest Income Recognized, With a related allowance recorded		9
Impaired Loans, Interest Income Recognized, Total		59
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Impaired [Line Items]
Impaired Loans, Recorded Investment, With no related allowance recorded	1,252	1,453
Impaired Loans, Recorded Investment, With a related allowance recorded
Impaired Loans, Recorded Investment, Total	1,252	1,453
Impaired Loans, Unpaid Principal Balance, With no related allowance recorded	1,463	1,687
Impaired Loans, Unpaid Principal Balance, With a related allowance recorded
Impaired Loans, Unpaid Principal Balance, Total	1,463	1,687
Impaired Loans, Related Allowance
Impaired Loans, Average Recorded Investment, With no related allowance recorded	1,301	1,525
Impaired Loans, Average Recorded Investment, With a related allowance recorded
Impaired Loans, Average Recorded Investment, Total	1,301	1,525
Impaired Loans, Interest Income Foregone, With no related allowance recorded	12	64
Impaired Loans, Interest Income Foregone, With a related allowance recorded
Impaired Loans, Interest Income Foregone, Total	12	64
Impaired Loans, Interest Income Recognized, With no related allowance recorded	6	30
Impaired Loans, Interest Income Recognized, With a related allowance recorded
Impaired Loans, Interest Income Recognized, Total	$ 6	$ 30

Loans And The Allowance For L_9

Loans And The Allowance For Loan Losses (Loans Classified As Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financing Receivable, Modifications [Line Items]
Total	$ 7,946	$ 8,258
Related Allowance	396	47
Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Total	2,017	2,052
Related Allowance	396	26
Consumer And Other Loans [Member]
Financing Receivable, Modifications [Line Items]
Total		21
Related Allowance		21
Nonaccruing [Member]
Financing Receivable, Modifications [Line Items]
Total	5,489	4,027
Nonaccruing [Member] | Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Total	1,781	328
Nonaccruing [Member] | Consumer And Other Loans [Member]
Financing Receivable, Modifications [Line Items]
Total
Accruing [Member]
Financing Receivable, Modifications [Line Items]
Total	2,457	4,231
Accruing [Member] | Commercial And Industrial [Member]
Financing Receivable, Modifications [Line Items]
Total	236	1,724
Accruing [Member] | Consumer And Other Loans [Member]
Financing Receivable, Modifications [Line Items]
Total		21
Total Real Estate Loans [Member] | Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Total	671	738
Related Allowance
Total Real Estate Loans [Member] | Nonaccruing [Member] | Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Total	170	175
Total Real Estate Loans [Member] | Accruing [Member] | Home Equities [Member]
Financing Receivable, Modifications [Line Items]
Total	501	563
Mortgages [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	1,681	1,815
Related Allowance
Mortgages [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	3,577	3,632
Related Allowance
Mortgages [Member] | Total Real Estate Loans [Member] | Nonaccruing [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	498	449
Mortgages [Member] | Total Real Estate Loans [Member] | Nonaccruing [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	3,040	3,075
Mortgages [Member] | Total Real Estate Loans [Member] | Accruing [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	1,183	1,366
Mortgages [Member] | Total Real Estate Loans [Member] | Accruing [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total	537	557
Construction [Member] | Total Real Estate Loans [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total
Related Allowance
Construction [Member] | Total Real Estate Loans [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total
Related Allowance
Construction [Member] | Total Real Estate Loans [Member] | Nonaccruing [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total
Construction [Member] | Total Real Estate Loans [Member] | Nonaccruing [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total
Construction [Member] | Total Real Estate Loans [Member] | Accruing [Member] | Residential Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total
Construction [Member] | Total Real Estate Loans [Member] | Accruing [Member] | Commercial Real Estate Mortgages [Member]
Financing Receivable, Modifications [Line Items]
Total

Loans And The Allowance For _10

Loans And The Allowance For Loan Losses (TDR Activity By Type Of Concession Granted To Borrower) (Details) - Total Real Estate Loans [Member] $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)contract	Mar. 31, 2019USD ($)contract
Residential Mortgages [Member] | Combination Of Concessions [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract	1
Pre-Modification Outstanding Recorded Investment	$ 56
Post-Modification Outstanding Recorded Investment	$ 56
Home Equities [Member] | Extension Of Maturity And Interest Rate Reduction [Member]
Financing Receivable, Modifications [Line Items]
Number of Contracts | contract		1
Pre-Modification Outstanding Recorded Investment		$ 109
Post-Modification Outstanding Recorded Investment		$ 109

Common Equity And Earnings Pe_2

Common Equity And Earnings Per Share Data (Narrative) (Details) - shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Common Equity And Earnings Per Share Data [Abstract]
Weighted average number of shares outstanding, dilutive	55,267	76,636
Potentially anti-dilutive shares outstanding	81,770	46,220

Other Comprehensive Income (Sch

Other Comprehensive Income (Schedule Of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	$ (2,583)	$ (5,353)
Net Change	1,922	1,370
Ending Balance	(661)	(3,983)
Net Unrealized (Loss) Gain On Investment Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	522	(2,348)
Net Change	1,835	1,303
Ending Balance	2,357	(1,045)
Net Defined Benefit Pension Plan Adjustments [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	(3,105)	(3,005)
Net Change	87	67
Ending Balance	$ (3,018)	$ (2,938)

Other Comprehensive Income (Com

Other Comprehensive Income (Components Of Other Comprehensive Income) (Details) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2020	Mar. 31, 2019
Unrealized gain on investment securities:
Unrealized gain on investment securities, Before-Tax Amount		$ 2,475	$ 1,761
Unrealized gain on investment securities, Income Tax (Provision) Benefit		(640)	(458)
Unrealized gain on investment securities, Net-of-Tax Amount		1,835	1,303
Defined benefit pension plan adjustments:
Amortization of prior service cost, Before-Tax Amount	[1]	8	8
Amortization of prior service cost, Income Tax (Provision) Benefit	[1]	(3)	(2)
Amortization of prior service cost, Net-of-Tax Amount	[1]	5	6
Amortization of actuarial loss, Before-Tax Amount	[1]	113	83
Amortization of actuarial loss, Income Tax (Provision) Benefit	[1]	(31)	(22)
Amortization of actuarial loss, Net-of-Tax Amount	[1]	82	61
Net change, Before-Tax Amount		121	91
Net change, Income Tax (Provision) Benefit		(34)	(24)
Net change, Net-of-Tax Amount		87	67
Other comprehensive income, Before-Tax Amount		2,596	1,852
Other comprehensive income, Income Tax (Provision) Benefit		(674)	(482)
OTHER COMPREHENSIVE INCOME, NET OF TAX		$ 1,922	$ 1,370
[1]	Included in net periodic pension cost, as described in Note 9 - "Net Periodic Benefit Costs"

Segment Information (Schedule O

Segment Information (Schedule Of Business Segments) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)segment	Mar. 31, 2019USD ($)
Number of primary business segments | segment	2
Net interest income (expense)	$ 12,776	$ 12,508
Provision for loan losses	2,999	538
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	9,777	11,970
Insurance service and fees	2,425	2,442
Other non-interest income	3,338	4,195
Amortization expense	130	112
Other non-interest expense	12,870	11,224
INCOME BEFORE INCOME TAXES	245	4,941
Income tax provision	41	1,221
NET INCOME	204	3,720
Operating Segments [Member]
Net interest income (expense)	12,776	12,508
Provision for loan losses	2,999	538
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	9,777	11,970
Insurance service and fees	2,425	2,442
Other non-interest income	913	1,753
Amortization expense	130	112
Other non-interest expense	12,740	11,112
INCOME BEFORE INCOME TAXES	245	4,941
Income tax provision	41	1,221
NET INCOME	204	3,720
Banking Activities [Member] | Operating Segments [Member]
Net interest income (expense)	12,779	12,541
Provision for loan losses	2,999	538
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	9,780	12,003
Insurance service and fees	113	119
Other non-interest income	913	1,753
Other non-interest expense	10,720	9,086
INCOME BEFORE INCOME TAXES	86	4,789
Income tax provision		1,181
NET INCOME	86	3,608
Insurance Agency Activities [Member] | Operating Segments [Member]
Net interest income (expense)	(3)	(33)
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	(3)	(33)
Insurance service and fees	2,312	2,323
Amortization expense	130	112
Other non-interest expense	2,020	2,026
INCOME BEFORE INCOME TAXES	159	152
Income tax provision	41	40
NET INCOME	$ 118	$ 112

Contingent Liabilities And Co_3

Contingent Liabilities And Commitments (Summary Of Commitments And Contingent Liabilities) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Loss Contingencies [Line Items]
Commitments and contingent liabilities	$ 336,842		$ 336,283
Losses on commitments	0	$ 0
Reserve for commitments	0	$ 0
Commitments To Extend Credit [Member]
Loss Contingencies [Line Items]
Commitments and contingent liabilities	333,067		331,974
Standby Letters Of Credit [Member]
Loss Contingencies [Line Items]
Commitments and contingent liabilities	$ 3,775		$ 4,309

Net Periodic Benefit Costs (Sch

Net Periodic Benefit Costs (Schedule Of Net Periodic Benefit Cost) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Pension Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Interest cost	$ 50	$ 55
Expected return on plan assets	(81)	(69)
Amortization of the net loss	25	24
Net periodic cost (benefit)	(6)	10
Supplemental Executive Retirement Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost	39	36
Interest cost	38	50
Amortization of prior service cost	8	8
Amortization of the net loss	88	59
Net periodic cost (benefit)	$ 173	$ 153

Revenue Recognition Of Non-In_4

Revenue Recognition Of Non-Interest Income (Schedule Of Disaggregation Of Insurance Service And Other Fees) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	$ 2,425	$ 2,442
Commercial Property And Casualty Insurance Commissions [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	867	842
Personal Property And Casualty Insurance Commissions [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	754	750
Employee Benefits Sales Commissions [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	379	293
Profit Sharing And Contingent Revenue [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	206	257
Wealth Management And Other Financial Services [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	121	124
Insurance Claims Services Revenue [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	55	146
Other Insurance-Related Revenue [Member]
Disaggregation of Revenue [Line Items]
Total insurance service and other fees	$ 43	$ 30

Acquisitions (Narrative) (Detai

Acquisitions (Narrative) (Details) - USD ($) $ in Thousands	May 01, 2020	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Business Acquisition [Line Items]
Assets		$ 1,524,811		$ 1,460,230
Liabilities		1,376,715		1,311,777
Deposits		1,327,597		1,267,440
Merger-related expenses		$ 500	$ 0
Subsequent Event [Member]
Business Acquisition [Line Items]
Total consideration	$ 17,100
FSB Bancorp, Inc [Member]
Business Acquisition [Line Items]
Assets				323,000
Loans				275,000
Investment securities				23,000
Liabilities				292,000
Deposits				$ 236,000
Evans Common Stock [Member] | Subsequent Event [Member]
Business Acquisition [Line Items]
Shares of common stock	422,625

Leases (Narrative) (Details)

Leases (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Leases [Abstract]
Leases, right-of-use assets	$ 3,577		$ 3,720
Leases, liabilities	4,002		$ 4,154
Operating lease expenses	200	$ 200
Payments to lease liabilities	$ 200	$ 200
Leases, weighted average discount rate	3.50%
Leases, weighted average remaining lease term	8 years 4 months 24 days

Leases (Schedule Of Future Mini

Leases (Schedule Of Future Minimum Lease Payments) (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Leases [Abstract]
2020 (excluding the three months ended March 31, 2020)	$ 562
2021	682
2022	694
2023	589
2024	452
Thereafter	1,640
Total future minimum lease payments	4,619
Less imputed interest	617
Total	$ 4,002	$ 4,154