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Exhibit 21.1
SUBSIDIARIES OF THE REGISTRANT
The following entities comprise the direct and indirect subsidiaries of the Registrant:
Evans Bank, N.A. (United States)
Evans National Financial Services, LLC
The Evans Agency, LLC
Frontier Claims Services, Inc.
ENB Associates Inc.
Evans National Holding Corp.
Evans National Leasing, Inc.
Evans Capital Trust I (Delaware)
ENB Employers Insurance Trust
Suchak Data Systems, LLC
The state of or jurisdiction of incorporation or organization (unless otherwise noted) is NY.