Blue Ridge Bankshares (BRBS) 10-K 15 Mar 24 2023 FY Annual report Financial data

Cover Page

Cover Page - USD ($)	12 Months Ended
	Dec. 31, 2023	Mar. 07, 2024	Jun. 30, 2023
Cover [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2023
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	FY
Entity Registrant Name	BLUE RIDGE BANKSHARES, INC.
Entity Central Index Key	0000842717
Current Fiscal Year End Date	--12-31
Entity File Number	001-39165
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	54-1838100
Entity Address, Address Line One	1807 Seminole Trail
Entity Address, City or Town	Charlottesville
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	22901
City Area Code	540
Local Phone Number	743-6521
Trading Symbol	BRBS
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
ICFR Auditor Attestation Flag	false
Document Financial Statement Error Correction [Flag]	false
Entity Shell Company	false
Title of 12(b) Security	Common stock, no par value
Security Exchange Name	NYSE
Entity Common Stock, Shares Outstanding		19,198,379
Entity Public Float			$ 135,352,454
Document Annual Report	true
Document Transition Report	false
Auditor Firm ID	149
Auditor Name	Elliott Davis, PLLC
Auditor Location	Raleigh, North Carolina
Documents Incorporated by Reference	The information required by Part III of this Form 10-K will be included in the registrant’s definitive proxy statement for the 2024 annual meeting of shareholders and incorporated herein by reference or in an amendment to this Form 10-K filed within 120 days after the end of the fiscal year covered by this Form 10-K.

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets:
Cash and due from banks	$ 110,491	$ 77,274
Restricted cash	10,660	0
Federal funds sold	4,451	1,426
Securities available for sale, at fair value	321,081	354,341
Restricted equity investments	18,621	21,257
Other equity investments	12,905	23,776
Other investments	29,467	24,672
Loans held for sale	46,337	69,534
Paycheck Protection Program loans, net of deferred fees and costs	2,386	11,967
Loans held for investment, net of deferred fees and costs	2,428,561	2,399,092
Less allowance for credit losses	(35,893)	(30,740)
Loans held for investment, net	2,392,668	2,368,352
Accrued interest receivable	14,967	11,569
Other real estate owned	0	195
Premises and equipment, net	22,348	23,152
Right-of-use asset	8,738	6,903
Bank owned life insurance	48,453	47,245
Goodwill	0	26,826
Other intangible assets	5,382	6,583
Mortgage servicing rights, net	27,114	28,991
Deferred tax asset, net	21,556	12,227
Other assets	19,929	14,175
Total assets	3,117,554	3,130,465
Deposits:
Noninterest-bearing demand	506,248	640,101
Interest-bearing demand and money market deposits	1,049,536	1,318,799
Savings deposits	117,923	151,646
Time deposits	892,325	391,961
Total deposits	2,566,032	2,502,507
FHLB borrowings	210,000	311,700
FRB borrowings	65,000	51
Subordinated notes, net	39,855	39,920
Lease liabilities	9,619	7,860
Other liabilities	41,059	19,634
Total liabilities	2,931,565	2,881,672
Commitments and contingencies (Note 22)
Stockholders’ Equity:
Common stock, no par value; 50,000,000 shares authorized at December 31, 2023 and December 31, 2022; 19,198,379 and 18,950,329 shares issued and outstanding at December 31, 2023 and December 31, 2022, respectively	197,636	195,960
Additional paid-in capital	252	252
Retained earnings	33,157	97,682
Accumulated other comprehensive loss, net of tax	(45,056)	(45,101)
Total stockholders’ equity	185,989	248,793
Total liabilities and stockholders’ equity	$ 3,117,554	$ 3,130,465

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Dec. 31, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Common stock, no par value	$ 0	$ 0
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares, issued	19,198,379	18,950,329
Common stock, shares, outstanding	19,198,379	18,950,329

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
NET INTEREST INCOME
Interest and fees on loans	$ 152,942	$ 111,002	$ 97,933
Interest on securities, deposit accounts, and federal funds sold	16,053	10,650	5,613
Total interest income	168,995	121,652	103,546
INTEREST EXPENSE
Interest on deposits	59,969	11,260	6,437
Interest on subordinated notes	2,209	2,215	2,627
Interest on FHLB and FRB borrowings	13,776	3,610	2,001
Total interest expense	75,954	17,085	11,065
Net interest income	93,041	104,567	92,481
Provision for credit losses - loans	24,703	25,687	117
Provision (benefit) for credit losses - unfunded commitments	(2,380)	0	0
Total provision for credit losses	22,323	25,687	117
Net interest income after provision for credit losses	70,718	78,880	92,364
NONINTEREST INCOME
Fair value adjustments of other equity investments	(110)	9,306	7,316
Loss on sale of other equity investments	(1,636)	0	0
Gain on sale of Paycheck Protection Program loans	0	0	24,315
Residential mortgage banking income, including MSRs	10,000	20,647	37,022
Gain on sale of guaranteed government loans	5,704	4,734	2,005
Gain on termination of interest rate swaps	0	0	6,221
Wealth and trust management	1,839	1,769	2,373
Service charges on deposit accounts	1,423	1,289	1,464
Increase in cash surrender value of bank owned life insurance	1,195	1,348	932
Bank and purchase card, net	1,703	2,240	1,805
Other	8,423	6,759	3,535
Total noninterest income	28,541	48,092	86,988
NONINTEREST EXPENSE
Salaries and employee benefits	58,158	56,006	61,481
Occupancy and equipment	6,506	5,916	6,413
Data processing	5,686	4,593	4,233
Legal and regulatory filings	4,613	3,004	1,736
Advertising and marketing	1,157	1,460	1,364
Communications	4,410	3,825	2,810
Audit and accounting fees	2,821	1,304	902
FDIC insurance	5,059	1,340	1,014
Intangible amortization	1,295	1,525	1,671
Other contractual services	7,713	3,137	2,783
Other taxes and assessments	3,216	2,668	2,607
Regulatory remediation	10,459	7,442	0
Merger-related	0	50	11,868
Goodwill impairment	26,826	0	0
ESOP litigation	6,000	0	0
Other	14,184	12,506	12,106
Total noninterest expenses	158,103	104,776	110,988
(Loss) income from continuing operations before income tax expense	(58,844)	22,196	68,364
Income (benefit) tax expense	(7,071)	5,199	15,740
Net (loss) income from continuing operations	(51,773)	16,997	52,624
Income (loss) from discontinued operations before income taxes (including gain on disposal of $471 thousand for the year ended December 31, 2022)	0	426	(183)
Income tax expense (benefit)	0	89	(39)
Net income (loss) from discontinued operations	0	337	(144)
Net (loss) income	(51,773)	17,334	52,480
Net income from discontinued operations attributable to noncontrolling interest	0	(1)	(3)
Net (loss) income attributable to Blue Ridge Bankshares, Inc.	(51,773)	17,333	52,477
Net (loss) Income available to common stockholders	$ (51,773)	$ 17,333	$ 52,477
Basic (loss) earnings per share from continuing operations	$ (2.73)	$ 0.9	$ 2.95
Diluted (loss) earnings per share from continuing operations	$ (2.73)	$ 0.9	$ 2.95

Consolidated Statements of Op_2

Consolidated Statements of Operations (Parenthetical) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Income Statement [Abstract]
Gain on disposal from discontinued operations before income taxes	$ 471

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Statement of Comprehensive Income [Abstract]
Net (loss) income	$ (51,773)	$ 17,334	$ 52,480
Other comprehensive (loss) income:
Gross unrealized losses on securities available for sale arising during the period	(592)	(53,405)	(6,093)
Deferred income tax benefit	132	11,936	1,279
Reclassification of net loss on securities available for sale included in net income	649	0	144
Income tax benefit	(145)	0	(30)
Unrealized gains (losses) on securities available for sale arising during the period, net of tax	44	(41,469)	(4,700)
Gross unrealized gains on interest rate swaps	0	0	7,240
Deferred income tax benefit	0	0	(1,521)
Reclassification of net gains on interest rate swaps included in net income	0	0	(6,221)
Income tax expense	0	0	1,307
Unrealized gains on interest rate swaps, net of tax	0	0	805
Reclassification of net loss (gain) on pension and post-retirement benefit plans included in net income	2	0	(2)
Income tax benefit (expense)	(1)	0	1
Loss (gain) on pension and post-retirement benefit plans	1	0	(1)
Other comprehensive gain (loss), net of tax	45	(41,469)	(3,896)
Comprehensive net (loss) income	(51,728)	(24,135)	48,584
Comprehensive net income from discontinued operations attributable to noncontrolling interest	0	(1)	(3)
Comprehensive net (loss) income attributable to Blue Ridge Bankshares, Inc.	$ (51,728)	$ (24,136)	$ 48,581

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands		Total	Cumulative effect period of adoption adjustment Member	Common Stock [Member]		Additional Paid-in Capital [Member]	Retained Earnings [Member]	Retained Earnings [Member] Cumulative effect period of adoption adjustment Member	Accumulated Other Comprehensive Income (Loss) [Member]	Noncontrolling Interest [Member]
Beginning Balance at Dec. 31, 2020		$ 108,200		$ 66,771		$ 252	$ 40,688		$ 264	$ 225
Beginning Balance, Shares at Dec. 31, 2020	[1]			8,577,932
Net (loss) income		52,480					52,477			3
Other comprehensive income (loss)		(3,896)							(3,896)
Dividends on common stock		(7,183)					(7,183)
Issuance of common stock and other consideration paid in business combination		125,403		$ 125,403
Issuance of common stock and other consideration paid in business combination, Shares	[1]			9,951,743
Stock option exercises		804		$ 804
Stock option exercises, shares	[1]			89,786
Restricted stock awards, net of forfeitures		1,331		$ 1,331
Restricted stock awards, net of forfeitures, Shares	[1]			154,621
Ending Balance at Dec. 31, 2021		277,139	$ 3,542	$ 194,309		252	85,982	$ 3,542	(3,632)	228
Ending Balance, Shares at Dec. 31, 2021	[1]			18,774,082
Net (loss) income		17,334					17,333			1
Other comprehensive income (loss)		(41,469)							(41,469)
Dividends on common stock		(9,175)					(9,175)
Stock option exercises		$ 14		$ 14
Stock option exercises, shares		1,183		1,183	[1]
Restricted stock awards, net of forfeitures		$ 1,564		$ 1,564
Dividend reinvestment plan issuances		73		$ 73
Restricted stock awards, net of forfeitures, Shares	[1]			169,584
Dividend reinvestment plan issuances shares	[1]			5,480
Disposition of noncontrolling interest		(229)								$ (229)
Ending Balance at Dec. 31, 2022		248,793	$ (8,111)	$ 195,960		252	97,682	$ (8,111)	(45,101)
Ending Balance, Shares at Dec. 31, 2022	[1]			18,950,329
Net (loss) income		(51,773)					(51,773)
Other comprehensive income (loss)		45							45
Dividends on common stock		(4,641)					(4,641)
Stock option exercises		$ 26		$ 26
Stock option exercises, shares		3,750		3,750	[1]
Restricted stock awards, net of forfeitures		$ 1,573		$ 1,573
Dividend reinvestment plan issuances				$ 77
Restricted stock awards, net of forfeitures, Shares	[1]			236,863
Dividend reinvestment plan issuances shares		77		7,437	[1]
Ending Balance at Dec. 31, 2023		$ 185,989		$ 197,636		$ 252	$ 33,157		$ (45,056)
Ending Balance, Shares at Dec. 31, 2023	[1]			19,198,379
[1] Common stock outstanding as of and for the periods presented is reflective of the Company's 3-for-2 stock split effective April 30, 2021 (the "Stock Split").

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical)	1 Months Ended
	Apr. 30, 2021
Statement of Stockholders' Equity [Abstract]
Stockholders' Equity Note, Stock Split	3-for-2 stock split

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities:
Net (loss) income from continuing operations	$ (51,773)	$ 16,997	$ 52,624
Net income (loss) from discontinued operations	0	337	(144)
Adjustments to reconcile net (loss) income to net cash provided by (used in) operating activities:
Goodwill impairment	26,826	0	0
Depreciation and amortization	1,696	1,977	2,144
Deferred income tax (benefit) expense	(7,055)	(20)	1,923
Provision for credit losses - loans	24,703	25,687	117
Benefit for credit losses - unfunded commitments	(2,380)	0	0
Accretion of fair value adjustments (discounts) on acquired loans	(2,611)	(7,392)	(2,006)
Accretion of fair value adjustments (premiums) on acquired time deposits and acquired subordinated notes	(898)	(1,581)	(3,401)
Proceeds from sale of mortgage loans held for sale	251,797	522,252	1,228,021
Mortgage loans held for sale, originated	(248,721)	(416,772)	(1,171,787)
Gain on sale of mortgage loans	(2,098)	(4,451)	(21,432)
Proceeds from sale of guaranteed government loans held for sale	82,524	54,271	0
Guaranteed government loans held for sale, originated	(36,661)	(88,077)	0
Gain on sale of guaranteed government loans	(5,704)	(4,734)	0
Gain on sale of Paycheck Protection Program loans	0	0	(24,315)
Loss (gain) on disposal of premises and equipment and other assets	530	(263)	110
Realized loss on sale of available for sale securities	649	0	144
Realized loss on sale of other equity securities and other investments	1,523	0	0
Investment amortization expense, net	653	1,332	1,865
Amortization of subordinated debt issuance costs	35	35	206
Intangible amortization	1,295	1,525	1,671
Fair value adjustments of other equity investments	110	(9,306)	(7,316)
Fair value adjustments attributable to mortgage servicing rights	2,887	(2,248)	0
Fair value adjustments on other real estate owned	0	0	75
Increase (decrease) in cash surrender value of bank owned life insurance	1,195	(1,348)	(932)
Increase in accrued interest receivable	(3,398)	(1,996)	(4,145)
(Increase) decrease in other assets	(16,632)	2,389	16,492
Increase (decrease) in other liabilities	25,564	5,262	(10,921)
Net cash provided by operating activities - continuing operations	44,056	93,876	58,993
Net cash provided by operating activities - discontinued operations	0	55	220
Cash provided by (used in) operating activities	44,056	93,931	59,213
Cash Flows From Investing Activities
Net increase in loans held for investment	(70,125)	(631,797)	(59,053)
Net (increase) decrease in federal funds sold	(3,025)	42,477	(41,396)
Purchases of securities available for sale	0	(68,261)	(264,929)
Proceeds from calls, sales, paydowns, and maturities of securities available for sale	32,708	32,655	71,804
Proceeds from sale of other equity investments and other investments	7,854	0	0
Proceeds from sale of other real estate owned	264	70	341
Proceeds from sale of Paycheck Protection Program loans	0	0	705,930
Net decrease (increase) in Paycheck Protection Program loans	9,581	18,439	(382,830)
Net change in restricted equity and other investments	2,682	(13,899)	(78)
Purchase of premises and equipment	(961)	(455)	(1,217)
Proceeds from sale of premises and equipment and other assets	1,016	2,211	547
Purchase of bank owned life insurance	0	0	(9,600)
Redemption of bank owned life insurance	0	414	0
Proceeds from sale of LSMG	250	0	0
Capital calls of small business investment company funds and other investments	(5,128)	(11,310)	(11,582)
Net cash acquired in acquisition of Bay Banks of Virginia, Inc.	0	0	44,066
Nonincome distributions from limited liability companies	1,671	1,028	647
Net cash (used in) provided by investing activities - continuing operations	(23,213)	(628,428)	52,650
Net cash provided by (used in) investing activities - discontinued operations	0	245	(166)
Cash (used in) provided by investing activities	(23,213)	(628,183)	52,484
Cash flows from financing activities:
Net (decrease) increase in demand, savings, and other interest-bearing deposits	(436,839)	312,277	452,173
Net increase (decrease) in time deposits	501,162	(106,061)	(127,174)
Common stock dividends paid	(4,641)	(9,175)	(7,183)
FHLB advances	1,940,000	822,900	721,000
FHLB repayments	(2,041,700)	(521,200)	(836,000)
FRB advances	65,000	0	434,336
FRB repayments	(51)	(17,850)	(722,900)
Stock option exercises	26	14	804
Dividend reinvestment plan issuances	77	73	0
Redemptions of subordinated notes	0	0	(14,150)
Net cash provided by (used in) financing activities - continuing operations	23,034	480,978	(99,094)
Net cash provided by financing activities - discontinued operations	0	0	0
Cash provided by (used in) financing activities	23,034	480,978	(99,094)
Net increase (decrease) in cash and due from banks	43,877	(53,274)	12,603
Cash and due from banks at beginning of period	77,274	130,548	117,945
Cash and due from banks and restricted cash at end of period	121,151	77,274	130,548
Supplemental Schedule of Cash Flow Information
Interest	67,868	16,011	11,583
Income taxes	6,656	2,077	10,131
Non-cash investing and financing activities:
Unrealized losses on securities available for sale	(592)	(53,405)	(6,024)
Restricted stock awards, net of forfeitures	1,573	1,564	1,331
Assets acquired in business combination	0	0	1,224,583
Liabilities assumed in business combination	0	0	1,107,036
Effective settlement of subordinated notes in business combination	0	0	650
Change in goodwill	26,826	0	7,206
Cumulative effect adjustment due to adoption of accounting standard, net of income taxes	$ (8,111)	$ 0	$ 0
Cumulative effect adjustment of change in accounting method, net of income taxes	—	3,542	—

Organization and Basis of Prese

Organization and Basis of Presentation	12 Months Ended
	Dec. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization and Basis of Presentation	Note 1. Organization and Basis of Presentation Blue Ridge Bankshares, Inc. (the "Company"), a Virginia corporation, was formed in 1988 and is registered as a bank holding company under the Bank Holding Company Act of 1956, as amended. The Company is headquartered in Charlottesville, Virginia and conducts its business activities primarily through its wholly-owned subsidiary bank, Blue Ridge Bank, National Association (the "Bank") and its wealth and trust management subsidiary, BRB Financial Group, Inc. (the “Financial Group”). The Company exists primarily for the purposes of holding the stock of its subsidiaries, the Bank and the Financial Group. The Bank operates under a national charter and is subject to regulation by the Office of the Comptroller of the Currency (the “OCC”). Consequently, it undergoes periodic examinations by this regulatory authority. As a bank holding company, the Company is subject to supervision and regulation by the Board of Governors of the Federal Reserve System (the "Federal Reserve") and the Bureau of Financial Institutions of the Virginia State Corporation Commission, which also periodically conduct examinations of the holding company's activities. As of December 31, 2023, the Bank operated twenty-seven full-service banking offices across its footprint, which stretches from the Shenandoah Valley across the Piedmont region through Richmond and into the coastal peninsulas and Hampton Roads region of Virginia and into north-central North Carolina. The Company, through the Financial Group, offers management services for personal and corporate trusts, including estate planning, estate settlement and trust administration, insurance products, and investment and wealth management. The Bank’s mortgage banking activities include a retail mortgage business operating as Monarch Mortgage. The Company, through its minority investment in Hammond Insurance Agency, Inc. (“Hammond Insurance”) offers property and casualty insurance to individuals and businesses. Employment benefit services are offered under the trade name BluePoint Benefits. Restatement On October 31, 2023, the Company and the Audit Committee of its board of directors, after consultation with the Company’s independent registered public accounting firm and the OCC, determined that certain specialty finance loans that, as previously disclosed, were placed on nonaccrual, reserved for, or charged off in the interim periods ended March 31, 2023 and June 30, 2023 should have been reported as nonaccrual, reserved for, or charged off in earlier periods. On November 14, 2023, the Company filed amendments to its annual report on Form 10-K for the year ended December 31, 2022 and its quarterly reports on Form 10-Q for the periods ended March 31, 2023 and June 30, 2023 to restate the consolidated financial statements included therein. The Company does not believe that the restatements reflect any significant financial impact on the Company's financial condition as of December 31, 2023, or any trends in the Company's business or its prospects. The consolidated financial statements included in this Form 10-K reflect the effects of the aforementioned restatement as of and for the year ended December 31, 2022. Regulatory Matters On August 29, 2022, the Bank entered into a formal written agreement (the “Written Agreement”) with the OCC, the Bank's primary federal banking regulator. On January 24, 2024, the Bank consented to the issuance of a consent order (the “Consent Order”) with the OCC. The Consent Order replaces the Written Agreement, which principally concerned the Bank's fintech operations, and generally incorporates the provisions of the Written Agreement, as well as adding certain new provisions. Under the terms of the Consent Order, the Bank and/or the board of directors of the Bank is required to take certain actions, including but not limited to, the following: • Maintain a compliance committee of the Bank’s board of directors to monitor and oversee compliance with the Consent Order and regularly submit progress reports to the OCC. • Submit a written plan acceptable to the OCC detailing remedial actions needed to achieve and sustain compliance with the Bank Secrecy Act (the “BSA”) and the Consent Order, and to address all Bank Secrecy Act/Anti-Money Laundering (“BSA/AML”) deficiencies, violations, and corrective actions communicated to the Bank. • Adopt, review, and monitor the Bank’s management in implementing and adhering to, a written program to effectively assess and manage the risks posed by the Bank’s third-party relationships. • Obtain the OCC’s written non-objection prior to onboarding or signing a contract with a new third-party fintech relationship, or offering new products or services or conducting new activities with or through existing third-party fintech relationships. • Ensure that onboarding of new end user accounts within existing third-party fintech relationships and subpartners complies with BSA/AML requirements and submit supporting information to the OCC. • Adopt, review, and monitor the Bank’s management in implementing and adhering to, an effective written BSA risk assessment program to ensure they provide a comprehensive and accurate assessment of the BSA compliance risk across all products, services, customers, entities, geographic locations of customers, transactions, accounts, and methods the Bank uses to interact with its customers. • Adopt a revised and expanded independent BSA audit program. • Ensure that the Bank’s BSA function is appropriately staffed with personnel that have requisite expertise, training, skills, and authority, including maintaining a permanent, qualified, and experienced BSA officer. • Adopt, review, and monitor the Bank’s management in implementing and adhering to, revised and expanded risk-based policies, procedures, and processes to obtain and analyze appropriate customer due diligence, enhanced due diligence and beneficial ownership information for all Bank customers. • Ensure that the Bank’s management develops, implements, and adheres to an enhanced written risk-based program for all lines of business, including accounts and sub-accounts provided by and through the Bank’s third-party relationships, to ensure compliance with OCC regulations in the filing of suspicious activity reports. • Submit to the OCC, for review and prior written non-objection, a revised action plan to conduct an expanded review and provide a written report of the Bank’s suspicious activity monitoring, including with respect to high-risk customer activity involving the Bank’s third-party relationships. • Implement and adhere to an acceptable written program to effectively assess and manage the Bank’s information technology activities, including those activities conducted through and by the Bank’s third-party relationships. • Submit to the OCC, for review and prior written non-objection, an acceptable written strategic plan. Any action that would significantly deviate from the strategic plan must receive prior non-objection from the OCC. • Maintain a leverage ratio of 10.00 % and a total capital ratio of 13.00 %, referred to as Individual Minimum Capital Ratios (“IMCRs”). The Bank may not be deemed to be “well capitalized” for purposes of the bank regulatory framework for prompt corrective action. If the Bank fails to achieve and maintain the IMCRs, the OCC may deem the Bank to be “undercapitalized” under such regulatory provisions. • Submit to the OCC, for review and prior written non-objection, an acceptable written capital plan, consistent with the Bank’s strategic plan, including specific plans for the achievement and maintenance of adequate capital no less than that required by the Consent Order. Complete copies of the Written Agreement and the Consent Order are included as Exhibits 10.13 and 10.14, respectively, to this Form 10-K. Securities Purchase Agreement On December 21, 2023, the Company entered into a Securities Purchase Agreement (the “Securities Purchase Agreement”) with Kenneth R. Lehman, Castle Creek Capital Partners VIII, L.P. (“Castle Creek”), other institutional investors, and certain directors and executive officers of the Company (collectively, the “Purchasers”) pursuant to which the Company has agreed to issue and sell to the Purchasers (i) 60 million shares of the Company’s common stock at a purchase price of $ 2.50 per share and (ii) warrants to purchase approximately 29.4 million shares of the Company’s common stock at an exercise price of $ 2.50 per share in a private placement (the “Private Placement”), for gross proceeds of $ 150 million. The Company will issue the warrants to each Purchaser other than the Company’s directors and executive officers who are participating in the Private Placement. The obligations of the Company and the Purchasers to consummate the Private Placement pursuant to the Securities Purchase Agreement are subject to the satisfaction or waiver of certain closing conditions, including receipt of shareholder approval of (i) an amendment to the Company’s articles of incorporation to increase the number of authorized shares of common stock to 150 million shares and (ii) the issuance of the shares, the warrants, and the warrant shares pursuant to applicable listing standards of the NYSE American Market. The closing is further conditioned on (i) receipt by Mr. Lehman and Castle Creek of any required bank regulatory approvals, waivers, or non-objections; (ii) the shares and warrant shares having been authorized for listing on the NYSE American market; (iii) the Purchasers having remitted an aggregate of at least $ 130 million (including at least $ 3.1 million by directors and executive officers of the Company); and (iv) the Bank complying with certain minimum capital requirements. The Private Placement is subject to closing conditions and is expected to close late in the first quarter or early in the second quarter of 2024. The Company plans to use the net proceeds from the Private Placement for general corporate purposes and to reposition business lines, support organic growth, and enhance capital levels of the Bank, including meeting the IMCRs per the Consent Order. A complete copy of the Securities Purchase Agreement is included as Exhibit 10.15 to this Form 10-K. Going Concern In connection with the preparation of financial statements for each reporting period, the Company evaluates whether conditions or events, considered in the aggregate, exist that would raise substantial doubt about the Company's ability to continue as a going concern within one year after the date the financial statements are issued. If substantial doubt exists, specific disclosures are required to be included in the Company's financial statements issued. The Company’s consolidated financial statements have been prepared assuming that the Company will continue as a going concern, which contemplates continuity of operations, realization of assets, liquidation of liabilities, and other considerations in the normal course of business. The realization of assets and the liquidation of liabilities in the normal course of business are dependent on, among other things, the Company’s ability to operate profitably, to generate cash flows from operations, and maintain sufficient liquidity. Management has developed the following plans to alleviate the substantial doubt about the Company’s ability to continue as a going concern: • Compliance with the Consent Order - The Company's management and board of directors is actively working to bring policies, procedures, and operations into conformity with OCC directives. In connection therewith, the Company has plans to substantially exit its banking-as-a-service (“BaaS”) fintech operations in 2024. Additionally, the Bank has added talented leadership to solidify the risk management practices of the Company. The Company is also utilizing third-party consultants and other advisors to assist in complying with OCC directives. • Increasing Capital - In the latter half of 2023, the Company initiated a capital raise, which culminated in the Private Placement. On March 7, 2024, the Company filed a Form 8-K with the Securities and Exchange Commission ("SEC") disclosing that the Company had received sufficient votes to approve the Private Placement at a special meeting of shareholders held on March 6, 2024. A substantial portion of the net proceeds of the Private Placement will be immediately contributed to the Bank as tier 1 regulatory capital to meet the IMCRs as outlined in the Consent Order. • Managing Liquidity - Managing the Company's liquidity position through the substantial exit of the BaaS operations will require significant liquidity oversight. The Company has a closely managed BaaS winddown plan that is an element of its liquidity management. Management intends to utilize proceeds from the Private Placement, the contraction of the Company’s balance sheet, particularly loans, secured funding facilities, as well as core deposit growth to meet its liquidity requirements. • Improving Asset Quality - The increase in the Company’s allowance for credit losses ("ACL"), charge-offs, and nonperforming loans as of and for the years ended December 31 2023 and 2022 were largely related to a group of specialty finance loans. The Company does not believe this level of nonperforming loans is representative of its loan portfolio, as a whole, and expects these levels will decline going forward. Additionally, the Company routinely undergoes third-party independent loan reviews, and recent reviews have supported these beliefs. However, many conditions affect borrowers’ ability to repay their loans, including, but not limited to, property values, interest rates, and general market conditions. • Increasing Earnings - Nonrecurring items contributed to the reported $ 51.8 million net loss for the year ended December 31, 2023, including a $ 26.6 million non-cash, after-tax goodwill impairment charge and a $ 4.8 million after-tax settlement reserve for the ESOP litigation assumed in the 2019 acquisition of Virginia Community Bankshares, Inc. ("VCB"). The Company also reported a significant increase in its ACL in 2023 related to a group of specialty finance loans. Satisfying the Consent Order and substantially exiting fintech BaaS activities will significantly reduce noninterest expenses and improve earnings. Based on management’s assessment of the Company’s ability to alleviate the substantial doubt about its ability to continue as a going concern, these consolidated financial statements do not include any adjustments related to the recoverability and classification of recorded asset amounts or the amounts and classification of liabilities that might be necessary should the Company be unable to continue as a going concern. Other Matters On May 15, 2023, the Company sold its wholesale mortgage business operating as LenderSelect Mortgage Group (“LSMG”) to a third-party for $ 250 thousand in cash. The Company recorded a loss on the sale of LSMG of $ 553 thousand, which is reported in other noninterest income in the consolidated statements of operations for the year ended December 31, 2023. The Company sold its majority interest in MoneyWise Payroll Solutions, Inc. ("MoneyWise") to the holder of the minority interest in MoneyWise in the first quarter of 2022. Asset and liability balances and statement of operation amounts related to MoneyWise are reported as discontinued operations for all periods presented. On January 31, 2021, the Company completed a merger with Bay Banks of Virginia, Inc. (“Bay Banks”), a bank holding company conducting substantially all its operations through its bank subsidiary, Virginia Commonwealth Bank, and the Financial Group (formerly VCB Financial Group, Inc.). Immediately following the Company’s merger with Bay Banks, Bay Banks’ subsidiary bank was merged with and into the Bank, while the Financial Group became a subsidiary of the Company (collectively, the “Bay Banks Merger”). Information contained herein as of December 31, 2023 and 2022 includes the balances of Bay Banks; information contained herein as of and for the year ended December 31, 2021 includes the operations of Bay Banks for the period immediately following the effective date of the Bay Banks Merger (January 31, 2021) through December 31, 2021. The accompanying consolidated financial statements of the Company include the accounts of the Bank and the Financial Group and were prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) and to general practices within the banking industry. All significant intercompany balances and transactions have been eliminated in consolidation. Certain amounts presented in the consolidated financial statements of prior periods have been reclassified to conform to current year presentations, including the following instances. The reclassifications had no effect on net income, net income per share, or shareholders’ equity, as previously reported.

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Note 2. Summary of Significant Accounting Policies The significant accounting and reporting policies of the Company outlined below are in accordance with GAAP. (a) Use of Estimates In preparing consolidated financial statements in conformity with GAAP, management is required to make estimates, judgments, and assumptions that affect the reported amounts of assets and liabilities, and disclosures of contingent assets and contingent liabilities, as of the date of the consolidated financial statements and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to accounting for business combinations, accounting for acquired loans , the allowance for credit losses, the valuation of deferred tax assets, mortgage servicing rights, and the valuation of derivative instruments and certain investments. (b) Cash and due from banks, federal funds sold, and restricted cash For purposes of the consolidated statements of cash flows and balance sheets, cash and due from banks include cash on hand and amounts due from banks, including short-term investments with original maturities of less than 90 days. Federal funds sold represents excess bank reserves lent (generally on an overnight basis) to other financial institutions in the federal funds market. Federal funds sold are separately disclosed within the consolidated balance sheets. Restricted cash represents amounts held in an interest-earning collateral account at a financial institution for the benefit of one of the Bank's network partners. This network partner facilitates the Bank's fintech banking-as-a-service transactions. (c) Investment Securities Management determines the appropriate classification of securities at the time of purchase. If management has the intent and the Company has the ability at the time of purchase to hold securities until maturity, they are classified as held to maturity ("HTM") and carried at amortized historical cost. Securities not intended to be HTM are classified as available for sale ("AFS") and carried at fair value. Securities AFS are intended to be used as part of the Company’s asset and liability management strategy and may be sold in response to liquidity needs, changes in interest rates, prepayment risk, or other similar factors. Securities reclassified from one category to another are transferred at fair market value. Amortization of premiums and accretion of discounts on securities are reported as adjustments to interest income using the effective interest method. Realized gains and losses on dispositions are based on the net proceeds and the adjusted book value of the securities sold using the specific identification method and recorded on the date of settlement. Unrealized gains and losses on investment securities AFS are based on the difference between book value and fair value of each security. These gains and losses are credited or charged to shareholders’ equity, net of tax, whereas realized gains and losses flow through the Company’s current earnings. The Company has made equity investments in a fintech company and other limited partnership investments, which are being accounted for as equity securities under Accounting Standards Codification ("ASC") 321, Investments – Equity Investments. Few of these equity investments have readily-determinable fair values and most are reported at cost, less impairment, if any. The Company reports such investments at fair value if observable market transactions have occurred in similar securities. Several of the Company's equity investments had observable market transactions in 2023 and 2022 that, in the opinion of management, were in securities similar to the Company's existing investments. Accordingly, the Company recorded fair market value adjustments (unrealized (losses) gains) on its existing investments totaling ($ 110 thousand ), $ 9.3 million, and $ 7.3 million for the years ended December 31, 2023, 2022, and 2021, respectively, which are reported in noninterest income as fair value adjustments on other equity investments on Company's the consolidated statements of operations. These investments, inclusive of the fair value adjustments, totaled $ 12.9 million and $ 23.8 million as of December 31, 2023 and 2022, respectively, and are included in other equity investments on the Company's consolidated balance sheets. Other equity investments are also periodically evaluated for impairment using information obtained either directly from the investee or from a third-party broker. If an impairment has been identified, the carrying value of the investment is written down to its estimated fair market value through a charge to earnings. The Company also holds investments in early-stage focused investment funds, small business investment companies ("SBIC"), and low-income housing partnerships, which are reported in other investments on the consolidated balance sheets, and totaled $ 29.5 million and $ 24.7 million as of December 31, 2023 and 2022 , respectively. These investments do not have readily-determinable fair values, are generally reported at amortized cost, and are periodically evaluated for potential impairment. (d) Loans Held for Sale Mortgage loans originated or purchased and intended for sale in the secondary market are carried at estimated fair value in the aggregate. Changes in fair value are recognized in residential mortgage banking income on the consolidated statements of operations. The Company participates in a mandatory delivery program for its government guaranteed and conventional mortgage loans. Under the mandatory delivery program, loans with interest rate locks are paired with the sale of a to-be-announced (“TBA”) mortgage-backed security bearing similar attributes in the aggregate. Under the mandatory delivery program, the Bank commits to deliver loans to an investor at an agreed upon price after the close of such loans. During 2023, the Company began participating with a best efforts delivery program, which sets the sale price with the investor on a loan-by-loan basis when each loan is locked. As of December 31, 2023 and 2022, residential mortgage loans classified as held for sale on the Company's consolidated balance sheets were $ 14.1 million and $ 15.1 million , respectively. Certain consumer and small business loans originated by the Company and sourced by fintech partners are classified on the Company's consolidated balance sheets as held for sale. These loans are originated by the Bank are sold directly to the applicable fintech partner at par, generally up to 30 days from origination. These loans are carried at amortized cost. As of December 31, 2023 and 2022, fintech loans held for sale totaled $ 27.7 million and $ 9.8 million, respectively, and are included in loans held for sale on the Company's consolidated balance sheets. The Company holds for sale the conditionally guaranteed portion of certain loans guaranteed by the U.S. Small Business Administration or the U.S. Department of Agriculture, collectively referred to as “government guaranteed loans”. These loans are carried at the lower of cost or fair market value. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Gains or losses on government guaranteed loans held for sale are recognized upon completion of the sale, based on the difference between the selling price and the carrying value of the related loan sold. As of December 31, 2023 and 2022 , government guaranteed loans classified as held for sale on the Company's consolidated balance sheets were $ 4.5 million and $ 44.7 million, respectively. (e) Loans Held for Investment and ACL Loans that management has the intent and ability to hold for the foreseeable future or until loan maturity or pay-off are reported held for investment at their outstanding principal balance adjusted for any charge-offs and net of any deferred fees (including purchase accounting adjustments) and origination costs (collectively referred to as “recorded investment”). Loan origination fees and certain direct origination costs are deferred and accreted (or amortized) as an adjustment of the yield using the payment terms required by the loan contract. Loans are generally placed into nonaccrual status when they are past due 90 days or more as to either principal or interest or when, in the opinion of management, the collection of principal and/or interest is in doubt. A loan remains in nonaccrual status until the loan is current as to payment of both principal and interest or past due less than 90 days and the borrower demonstrates the ability to pay and remain current. When cash payments are received, they are applied to principal first, then to accrued interest. It is the Company's policy not to record interest income on nonaccrual loans until principal has become current. In certain instances, accruing loans that are past due 90 days or more as to principal or interest may not be placed on nonaccrual status, if the Company determines that the loans are well-secured and are in the process of collection. On January 1, 2023, the Company adopted Accounting Standards Update (“ASU”) No. 2016-13 - Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments along with amendments ASU 2019-11 - Codification Improvements to Topic 326, Financial Instruments – Credit Losses, and ASU 2022-02 - Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures (“ASU 2022-02”). Together, these ASUs, referred to herein as “ASC 326”, replace the incurred loss impairment methodology with the current expected credit loss methodology (“CECL”) and require consideration of a broader range of information to determine credit loss estimates at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. ASC 326 applies to financial assets subject to credit losses that are measured at amortized cost and certain off-balance sheet credit exposures, which include, but are not limited to, loans held for investment, leases, securities HTM, loan commitments, and financial guarantees. The following table presents the impact to the consolidated balance sheet as the result of adopting ASC 326 effective January 1, 2023. (Dollars in thousands) January 1, 2023 December 31, 2022 Impact of Assets: Loans held for investment, net of deferred fees and costs $ 2,399,757 $ 2,399,092 $ 665 Allowance for credit losses ( 38,158 ) ( 30,740 ) ( 7,418 ) Deferred tax asset, net 14,561 12,227 2,334 Liabilities: Reserve for unfunded commitments (1) 5,504 1,812 3,692 Stockholders' Equity: Retained earnings 89,571 97,682 ( 8,111 ) The ACL represents management’s best estimate of credit losses over the remaining life of the loan portfolio. Loans are charged-off against the ACL when management believes the loan balance is no longer collectible. Subsequent recoveries of previously charged-off amounts (recoveries) are recorded as increases to the ACL. The provision for credit losses is an amount sufficient to bring the ACL to an estimated balance that management considers adequate to absorb lifetime expected losses in the Company’s held for investment loan portfolio. The ACL is a valuation account that is deducted from the loans' recorded investment to present the net amount expected to be collected on the loans. In accordance with ASC 326, the Company elected to exclude accrued interest from the recorded investment basis in its determination of the ACL for loans held for investment, and instead reverses accrued but unpaid interest through interest income in the period in which the loan is placed on nonaccrual status. Management’s determination of the adequacy of the ACL under ASC 326 is based on an evaluation of the composition of the loan portfolio, current economic conditions, historical loan loss experience, reasonable and supportable forecasts, and other risk factors. The Company uses a third-party CECL model in estimating the ACL on a quarterly basis. Loans with similar risk characteristics are collectively assessed within pools (or segments). Loss estimates within the collectively assessed population are based on a combination of pooled assumptions and loan-level characteristics. The Company determined that using federal call codes is an appropriate loan segmentation methodology, as it is generally based on risk characteristics of a loan's underlying collateral. Using federal call codes also allows the Company to utilize publicly-available external information when developing its estimate of the ACL. The discounted cash flow ("DCF") method is the primary credit loss estimation methodology used by the Company and involves estimating future cash flows for each individual loan and discounting them back to their present value using the loan's contractual interest rate, which is adjusted for any net deferred fees, costs, premiums, or discounts existing at the loan's origination or acquisition date (also referred to as the effective interest rate). The DCF method also considers factors such as loan term, prepayment or curtailment assumptions, and other relevant economic factors that could affect future cash flows. By discounting the cash flows, this method incorporates the time value of money and reflects the credit risk inherent in the loan. In applying future economic forecasts, the Company utilizes a forecast period of one year and then reverts to the mean of historical loss rates on a straight-line basis over the following one-year period. The Company considers economic forecasts of national gross domestic product and unemployment rates from the Federal Open Market Committee to inform the model for loss estimation. Historical loss rates used in the quantitative model were derived using both the Bank's and peer bank data obtained from publicly-available sources (i.e., federal call reports) encompassing an economic cycle (specifically, the period of 2004 through 2019). The Bank's peer group utilized is comprised of financial institutions of relatively similar size (i.e., $ 3 - $ 5 billion of total assets) and in similar markets. Management also considers qualitative adjustments when estimating loan losses to take into account the model's quantitative limitations. Qualitative adjustments to quantitative loss factors, either negative or positive, may include considerations of trends in delinquencies, nonaccrual loans, charged-off loans, changes in volume and terms of loans, effects of changes in lending policy, experience and depth of management, regional and local economic trends and conditions, concentrations of credit, competition, and loan review results. For those loans that do not share similar risk characteristics, the Company evaluates the ACL needs on an individual (or loan-by-loan) basis. This population of individually evaluated loans (or loan relationships with the same primary source of repayment) is determined on a quarterly basis and is based on whether (1) the risk grade of the loan is substandard or worse and the balance exceeds $ 500,000 , (2) the risk grade of the loan is special mention and the balance exceeds $ 1,000,000 , or (3) the loan's terms differ significantly from other pooled loans. Measurement of credit loss is based on the expected future cash flows of an individually evaluated loan, discounted at the loan's effective interest rate, or measured on an observable market value, if one exists, or the estimated market value of the collateral underlying the loan discounted for estimated costs to sell the collateral for collateral-dependent loans. If the net value applying these measures is less than the loan's recorded investment, a specific reserve is recorded in the ACL and charged-off in the period when management believes the loan balance is no longer collectible. The Company has an ACL management "work group", which includes the Chief Financial Officer, Chief Credit Officer, Chief Accounting Officer, and head of the Bank's special asset group, who approve the key methodologies and assumptions, as well as the final ACL, on a quarterly basis. While management uses available information at the time of estimation to determine expected credit losses on loans, future changes in the ACL may be necessary based on changes in portfolio composition, portfolio credit quality, changes in underlying facts for individually evaluated loans, and/or economic conditions. In addition, bank regulatory agencies and the Company's independent auditors periodically review its ACL and may require an increase in the ACL or the recognition of further loan charge-offs, based on judgments different than those of management. Upon the adoption of ASC 326, the Company recorded an increase in its ACL of $ 7.4 million, along with an after-tax cumulative effect adjustment, which reduced stockholders' equity by $ 5.2 million. Collateral-dependent Loans The Company has certain loans for which repayment is dependent upon the operation or sale of collateral, as the borrower is experiencing financial difficulty. The underlying collateral can vary based upon the type of loan. The following provides more detail about the types of collateral that secure collateral-dependent loans: • Commercial real estate loans may be secured by either owner occupied commercial real estate or non-owner occupied commercial real estate. Typically, owner occupied commercial real estate loans are secured by office buildings, warehouses, manufacturing facilities, and other commercial and industrial properties occupied by operating companies. Repayment is generally from the cash flows of the business occupying the property. Non-owner occupied commercial real estate loans are generally secured by office buildings, retail facilities, multifamily properties, land under development, industrial properties, as well as other commercial or industrial real estate. • Commercial and industrial loans may be secured by non-real estate collateral such as accounts receivable, inventory, equipment, or other similar assets. In the case of speciality finance loans, the collateral may include intangible assets, the enterprise value of a company, or investments in publicly or privately traded companies. • Residential real estate loans are typically secured by first mortgages, and in some cases secured by a second mortgage. • Home equity lines of credit are generally secured by second mortgages on residential real estate property. • Consumer loans are generally secured by automobiles, recreational vehicles, and other personal property. Some consumer loans are unsecured, have no underlying collateral, and would not be considered collateral-dependent. Acquired Loans The Company has acquired loans through its mergers with Bay Banks and Virginia Community Bankshares, Inc. in 2019. Prior to the adoption of ASC 326, a portion of these loans were classified as purchased-credit impaired ("PCI") under ASC 310-30 – Loans and Debt Securities Acquired with Deteriorated Credit Quality. Upon the adoption of ASC 326, the Company elected to designate its existing PCI loans as purchased credit deteriorated ("PCD") loans using the prospective transition approach. Previously established PCI loan "pools" were eliminated, and, as a result, an increase in the ACL for PCD loans of $ 665 thousand was recorded, and a corresponding increase in the recorded investment basis of loans held for investment was recorded. This amount represented the then-existing credit discount. The recorded investment of PCD loans post ASC 326 adoption on January 1, 2023 was $ 59.3 million, which includes a non-credit discount of $ 5.6 million that is accreted into interest income over the remaining contractual lives of the underlying loans. Modified Loans ASU 2022-22 eliminated the concept of troubled debt restructurings ("TDRs") from the accounting standards for companies that have adopted ASC 326. ASU 2022-02 requires additional disclosures for certain loan modifications and disclosures of gross charge-offs by year of origination. Specifically, loan modification disclosures in periods subsequent to the adoption of ASC 326 must be made for modifications of existing loans to borrowers who were experiencing financial difficulties at the time of the modification. The modification type must include a direct change in the timing or amount of a loan's contractual cash flows. The additional disclosures are applicable to situations where there is: principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay (generally, greater than 90 days), a term extension, or any combination thereof. ACL for Securities AFS The Company evaluates the fair value and credit quality of its securities AFS portfolio on a quarterly basis. In the event the fair value of a security falls below its amortized cost basis, the security is evaluated to determine whether the decline in value was caused by changes in market interest rates or security credit quality. The primary indicators of credit quality for the Company’s securities AFS portfolio are security type and credit rating, which is influenced by a number of security specific factors that may include obligor cash flow, geography, seniority, and others. If unrealized losses are related to credit quality, the Company estimates the credit-related loss by evaluating the present value of cash flows expected to be collected from the security with the amortized cost basis of the security. Subsequent to the adoption of ASC 326, if the present value of cash flows expected to be collected is less than the amortized cost basis of the security and a credit loss exists, then an ACL is recorded for the credit loss through a provision for credit losses, limited by the amount that the fair value is less than amortized cost basis. As of December 31, 2022, the Company did not have any other-than-temporarily impaired securities AFS; therefore, upon adoption of ASC 326, an ACL for securities AFS was not warranted. Reserve for Unfunded Commitments The Company estimates expected credit losses over the contractual period when the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancelable by the Company. The reserve for unfunded commitments is adjusted as a provision for credit loss expense. The estimate includes consideration of the likelihood that funding will occur and the existence of third-party guarantees, and estimate of credit losses on commitments expected to be funded is determined using the same loss rates of similar financial instruments derived in the estimation of ACL for loans held for investment. Upon the adoption of ASC 326, the Company recorded an increase in its reserve for unfunded commitments of $ 3.7 million, along with an after-tax cumulative effect adjustment, which reduced stockholders' equity by $ 2.9 million . (f) Premises and Equipment Land is carried at cost. Premises and equipment, other than land, are carried at cost less accumulated depreciation and amortization. Depreciation is computed using the straight-line method over the estimated useful life of the asset. Estimated useful lives ranges from 39 to 40 years for buildings and from 3 to 15 years for furniture, fixtures, and equipment. Amortization of leasehold improvements is computed using the straight-line method over the shorter of the useful life of the improvements or the lease term . Purchased computer software, which is capitalized, is amortized over estimated useful lives of one to three year s . (g) Leases In accordance with the requirements of ASC 842, Leases, the Company evaluates new real estate and equipment leases to determine whether the contractual arrangements constitute a lease, or contain an embedded lease, which would be in scope under ASC 842 and whether such leases would meet the requirements of an operating or financing lease under the standard. For operating leases, right-of-use assets (“ROU assets”) and lease liabilities are recognized at the commencement date of the lease. ROU assets represent the Company’s right to use leased assets over the term of the lease. Lease liabilities represent the Company’s contractual obligation to make lease payments over the lease term and are measured as the present value of the lease payments over the lease term. ROU assets are measured as the amount of the lease liability adjusted for certain items such as prepaid lease payments, unamortized lease incentives, and unamortized direct costs. ROU assets are amortized on a straight-line basis less the periodic interest expense adjustment of the lease liability and the amortization is included in occupancy expense in the Company’s consolidated statements of operations. The discount rate used for the present value calculations for lease liabilities was the rate implicit in the lease if determinable, and when the rate was not determinable, the Company used its incremental, collateralized borrowing rate with the Federal Home Loan Bank of Atlanta ("FHLB") for the period that most closely coincided with the respective lease term as of the commencement date of the lease. Most of the Company’s leases include renewal options, with renewal terms extending the lease obligation up to as much as eight years. Lease terms may include renewal or extension options to the extent they are reasonably certain to be exercised as assessed at lease commencement. As of and for the years ended December 31, 2023 and 2022 , the Company did no t have any leases that met the standard definition of a finance lease nor did it engage in any sale-leaseback transactions or have any material sublease income. In accordance with the ASC, the Company elects not to recognize an ROU asset and lease obligation for contracts with an initial term of twelve months or less. The expense associated with these short-term leases is included in noninterest expense in the consolidated statements of operations. To the extent that a lease arrangement includes both lease and non-lease components, the Company has elected not to account for these separately. Rent expense on operating leases is recorded using the straight-line method over the appropriate lease term. (h) Goodwill and Other Intangible Assets Goodwill, which represents the excess of purchase price over fair value of net assets acquired, is not amortized but is evaluated at least annually for impairment by comparing its fair value with its carrying amount. Impairment is indicated when the carrying amount of a reporting unit exceeds its estimated fair value. Goodwill arises from business combinations and is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exist that indicate that a goodwill impairment test should be performed. The Company performs the impairment test annually during the fourth quarter. Goodwill is the only intangible asset with an indefinite life on the Company’s balance sheet. During the third quarter of 2023, management concluded that goodwill had become impaired as a result of the decline in the Company's stock price and its market value relative to its book value. Accordingly, an impairment charge totaling $ 26.8 million, the entire amount of goodwill reported in the consolidated balance sheet, was recognized during the third quarter of 2023. Intangible assets with definite useful lives are amortized over their estimated useful lives and tested for impairment if events and circumstances exist that might indicate impairment may have occurred. The majority of the Company's intangible assets with definite useful lives is a core deposit intangible asset acquired as part of the Bay Banks Merger. (i) Mortgage Servicing Rights (“MSR”) Assets MSR assets represent the economic value associated with servicing a mortgage loan during the life of the loan. The Company retains servicing rights on mortgages originated and sold to the secondary market. The assets are separate from the underlying mortgage and may be retained or sold by the Company when the related mortgage is sold. Under ASC 860, Transfers and Servicing, MSR assets are initially recognized at fair value and subsequently accounted for using either the amortization method or the fair value measurement method. Beginning January 1, 2022, the Company elected the fair value measurement method for accounting for MSR assets; prior to this, MSR assets were recorded under the amortization method. This change in accounting method, which was an irrevocable election, was prospective in nature and resulted in an after-tax difference in carrying values of its MSR assets under the two methods at the beginning of 2022. Consequently, a positive $ 3.5 million cumulative effect adjustment was recorded to stockholders’ equity as of January 1, 2022. MSR assets and servicing income are reported on the Company’s consolidated balance sheets and consolidated statements of operations, respectively. (j) Other Real Estate Owned (“OREO”) Assets acquired through, or in lieu of, loan foreclosure are held for sale and reported as OREO. At the time of acquisition these properties are recorded at estimated fair value less estimated selling costs, with any write down charged to the allowance for credit losses and any gain on foreclosure recorded in the allowance up to the amount previously charged off, establishing a new cost basis. Subsequent to foreclosure, valuations of the assets are periodically performed by management, and these assets are subsequently accounted for at the lower of cost or fair value, less estimated selling costs. Adjustments are made for subsequent declines in the fair value of the assets, less selling costs. Revenue and expenses from operations and valuation changes are charged to operating income in the period of the transaction. (k) Cash Surrender Value of Life Insurance The Company has purchased life insurance policies on certain key employees. The cash surrender value of life insurance is recorded at the gross amount that can be realized under the insurance contract at the balance date, which is the cash surrender value. The increase in the cash surrender value over time is recorded as other noninterest income. The Company monitors the financial strength and condition of the counterparty. (l) Income Taxes Income taxes are accounted for using the balance sheet method in accordance with ASC 740, Accounting for Income Taxes. Per ASC 740, the objective is to recognize (a) the amount of taxes payable or refundable for the current year, and (b) defer tax liabilities and assets for the future tax consequences of events that have been recognized in the financial statements or federal income tax returns. Deferred tax assets and liabilities are determined based on the tax effects of the temporary differences between the book (i.e., financial statement) and tax bases of the various balance sheet assets and liabilities and give current recognition to changes in tax rates and laws. Temporary differences are reversed in the period in which an amount or amounts become taxable or deductible. A deferred tax liability is recognized for all temporary differences that will result in future taxable income; a deferred tax asset is recognized for all temporary differences that will result in future tax deductions, potentially reduced by a valuation allowance. A valuation allowance is recognized if, based on an analysis of available evidence, management determines that it is more likely than not that some portion or all of the deferred tax asset will not be realized. In making this assessment, all sources of taxable income available to realize the deferred tax asset are considered including future releases of existing temporary differences, tax planning strategies, and future taxable income exclusive of reversing temporary differences and carryforwards. The predictability that future taxable income, exclusive of reversing temporary differences, will occur is the most subjective of these four sources. Additionally, cumulative losses in recent years, if any, are considered negative evidence that may be difficult to overcome to support a conclusion that future taxab

Investment Securities and Other

Investment Securities and Other Investments	12 Months Ended
	Dec. 31, 2023
Schedule of Investments [Abstract]
Investment Securities and Other Investments	Note 3. Investment Securities and Other Investments Investment securities available for sale are carried on the Company's consolidated balance sheets at fair value. The following table presents amortized cost, fair values, and gross unrealized gains and losses of investment securities AFS as of the dates stated. December 31, 2023 (Dollars in thousands) Amortized Gross Gross Fair Available for sale Mortgage backed securities $ 212,214 $ — $ ( 35,244 ) $ 176,970 U.S. Treasury and agencies 79,856 — ( 10,985 ) 68,871 State and municipal 50,682 — ( 7,357 ) 43,325 Corporate bonds 36,902 12 ( 4,999 ) 31,915 Total investment securities $ 379,654 $ 12 $ ( 58,585 ) $ 321,081 December 31, 2022 (Dollars in thousands) Amortized Gross Gross Fair Available for sale Mortgage backed securities $ 230,015 $ 51 $ ( 33,730 ) $ 196,336 U.S. Treasury and agencies 80,073 — ( 12,911 ) 67,162 State and municipal 60,018 — ( 9,025 ) 50,993 Corporate bonds 42,909 124 ( 3,183 ) 39,850 Total investment securities $ 413,015 $ 175 $ ( 58,849 ) $ 354,341 At December 31, 2023 and 2022 , securities with fair values of $ 35.9 million and $ 241.9 million, respectively, were pledged to secure the Bank’s line of credit with the FHLB. As of December 31, 2023 , the Company pledged securities with $ 260.9 million of par value (amortized cost and fair value of $ 262.7 million and $ 218.7 million, respectively) as collateral for the Bank Term Funding Program (“BTFP”), established by the Federal Reserve on March 12, 2023. The BTFP was created in response to industry events in early 2023 to provide banks with additional liquidity via a secured line of credit collateralized by eligible pledged securities. The following tables present fair value and gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, as of the dates stated. The reference point for determining when securities are in an unrealized loss position is period-end; therefore, it is possible that a security's market value exceeded its amortized cost on other days during the past twelve-month period. December 31, 2023 Less than 12 Months 12 Months or Greater Total (Dollars in thousands) Number of Securities Fair Unrealized Fair Unrealized Fair Unrealized Mortgage backed securities 86 $ 7,497 $ ( 45 ) $ 169,474 $ ( 35,199 ) $ 176,971 $ ( 35,244 ) U.S. Treasury and agencies 29 283 ( 1 ) 68,399 ( 10,984 ) 68,682 ( 10,985 ) State and municipal 65 536 ( 9 ) 41,118 ( 7,348 ) 41,654 ( 7,357 ) Corporate bonds 39 7,469 ( 830 ) 21,683 ( 4,169 ) 29,152 ( 4,999 ) Total 219 $ 15,785 $ ( 885 ) $ 300,674 $ ( 57,700 ) $ 316,459 $ ( 58,585 ) December 31, 2022 Less than 12 Months 12 Months or Greater Total (Dollars in thousands) Number of Securities Fair Unrealized Fair Unrealized Fair Unrealized Mortgage backed securities 78 $ 39,006 $ ( 3,061 ) $ 148,449 $ ( 30,669 ) $ 187,455 $ ( 33,730 ) U.S. Treasury and agencies 28 9,904 ( 1,039 ) 56,686 ( 11,872 ) 66,590 ( 12,911 ) State and municipal 82 18,252 ( 2,178 ) 31,530 ( 6,847 ) 49,782 ( 9,025 ) Corporate bonds 33 26,018 ( 2,283 ) 5,675 ( 900 ) 31,693 ( 3,183 ) Total 221 $ 93,180 $ ( 8,561 ) $ 242,340 $ ( 50,288 ) $ 335,520 $ ( 58,849 ) The following table presents the amortized cost and fair value of securities available for sale by contractual maturity as of the dates stated. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. December 31, 2023 (Dollars in thousands) Amortized Fair Due in one year or less $ 3,210 $ 3,097 Due after one year through five years 40,828 37,337 Due after five years through ten years 127,934 109,682 Due after ten years 207,682 170,965 Total $ 379,654 $ 321,081 The Company evaluates the fair value and credit quality of its securities AFS portfolio no less than quarterly. At December 31, 2023 and 2022, the majority of securities in an unrealized loss position were of investment grade; however, a few did not have a third-party investment grade available. These ungraded securities were primarily subordinated debt instruments issued by bank holding companies and are classified as corporate bonds in the tables above. The Company evaluated the issuers of these individually, observing that each issuer had strong capital ratios and profitability thereby indicating limited exposure to asset quality or liquidity issues, which resulted in no identifiable credit losses. Investment securities with unrealized losses are generally pricing changes due to changes in the interest rate environment since purchase and not as a result of permanent credit impairment. Contractual cash flows for mortgage backed securities and U.S. Treasury and agencies are guaranteed and/or funded by the U.S. government. Municipal securities show no indication that the contractual cash flows will not be received when due. The Company does not intend to sell, nor does it believe that it will be required to sell, any of its temporarily impaired securities prior to the recovery of the amortized cost. As of December 31, 2023, there was no ACL for the Company's securities AFS portfolio. Restricted equity investments consisted of stock in the FHLB (carrying basis $ 12.3 million and $ 14.7 million at December 31, 2023 and 2022 , respectively), stock in the Federal Reserve Bank of Richmond ("FRB") (carrying basis of $ 5.9 million and $ 6.1 million at December 31, 2023 and 2022), respectively, and stock in the Company’s correspondent bank (carrying basis of $ 468 thousand at both December 31, 2023 and 2022). Restricted equity investments are carried at cost. The Company has various other equity investments, including investment in a fintech company and other limited partnership investments, totaling $ 12.9 million and $ 23.8 million as of December 31, 2023 and 2022, respectively. The Company also holds investments in early-stage focused investment funds, SBICs, and low-income housing partnerships, which totaled $ 29.5 million and $ 24.7 million as of December 31, 2023 and 2022, respectively.

Loans and Allowance for Credit

Loans and Allowance for Credit Losses	12 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Loans and Allowance for Credit Losses	Note 4. Loans and Allowance for Credit Losses The Company adopted ASC 326 using the modified retrospective method for all financial assets measured at amortized cost and off-balance sheet credit exposures, which included loans held for investment and commitments to extend credit (loan commitments and stand-by letters of credit), respectively. Results for reporting periods beginning after January 1, 2023 are presented under ASC 326, while prior period amounts are reported in accordance with previously applicable GAAP. All loan and ACL information presented as of December 31, 2023 is in accordance with ASC 326. As a result, the presentation of information pre-ASC 326 and post-ASC 326 adoption will not be comparable for most disclosures. The following table presents loans held for investment, including Paycheck Protection Program ("PPP") loans, as of the dates stated. December 31, (Dollars in thousands) 2023 2022 Commercial and industrial $ 506,558 $ 590,049 Paycheck Protection Program 2,386 11,967 Real estate – construction, commercial 180,052 183,301 Real estate – construction, residential 75,832 76,599 Real estate – mortgage, commercial 870,540 864,989 Real estate – mortgage, residential 730,110 631,772 Real estate – mortgage, farmland 5,470 6,599 Consumer 59,169 47,423 Gross loans 2,430,117 2,412,699 Deferred loan fees, net of costs 830 ( 1,640 ) Total $ 2,430,947 $ 2,411,059 The Company has pledged certain commercial and residential mortgages as collateral for borrowings with the FHLB. Loans totaling $ 767.1 million and $ 436.0 million were pledged as of December 31, 2023 and 2022, respectively. T he Company has pledged certain commercial and industrial loans totaling $ 161.0 million as collateral for borrowings with the FRB Discount Window as of December 31, 2023. A dditionally, PPP loans were pledged as collateral for Paycheck Protection Program Liquidity Facility ("PPPLF") advances in the amount of $ 0 and $ 51 thousand as of December 31, 2023 and 2022, respectively. The following table present the aging of the recorded investment of loans held for investment by loan category as of the dates stated. December 31, 2023 (Dollars in thousands) Current 30-59 60-89 Greater than Nonaccrual Total Commercial and industrial $ 462,553 $ 2,235 $ 632 $ 1,709 $ 39,429 $ 506,558 Paycheck Protection Program 2,386 — — — — 2,386 Real estate – construction, commercial 177,653 2,016 — — 383 180,052 Real estate – construction, residential 75,309 523 — — — 75,832 Real estate – mortgage, commercial 855,263 2,109 714 574 11,880 870,540 Real estate – mortgage, residential 717,141 5,101 288 — 7,580 730,110 Real estate – mortgage, farmland 5,470 — — — — 5,470 Consumer 55,084 2,298 279 754 754 59,169 Deferred loan fees, net of costs 830 — — — — 830 Total Loans $ 2,351,689 $ 14,282 $ 1,913 $ 3,037 $ 60,026 $ 2,430,947 The following table presents the recorded investment of nonaccrual loans held for investment by loan category as of the date stated. December 31, 2023 (Dollars in thousands) Nonaccrual Loans with No ACL Nonaccrual Loans with an ACL Total Nonaccrual Loans Commercial and industrial $ 1,487 $ 37,942 $ 39,429 Real estate – construction, commercial — 383 383 Real estate – construction, residential — — — Real estate – mortgage, commercial 2,024 9,856 11,880 Real estate – mortgage, residential 577 7,003 7,580 Consumer — 754 754 Total $ 4,088 $ 55,938 $ 60,026 For the year ended December 31, 2023 , the Company recognized $ 223 thousand of interest income from nonaccrual loans. Credit Quality Indicators The Company segments loans held for investment into risk categories based on relevant information about the expected ability of borrowers to repay debt, such as current financial information, historical payment performance, experience, collateral adequacy, credit documentation, and current economic trends, among other factors. Management assigns loan risk grades by a numerical system as an indication of credit quality of its portfolio of loans held for investment. The Company uses the following definitions for loan risk ratings and periodically evaluates the appropriateness of these ratings across its loan portfolio. Independent third-party loan reviews are periodically performed on the Company's loan portfolio and such reviews are used to validate management's determination of loan risk grades. Bank regulatory agencies also periodically review the Company's loan portfolio, including loan risk grades and may, on occasion, change a grade based on their judgment of the facts at the time of review. Risk Grade 1 – Strong: This grade is reserved for loans to the strongest of borrowers. These loans are to individuals or businesses where the probability of default is extremely low to the Bank and are secured with collateral where the loss given default is unlikely because of the source of repayment such as a lien on a deposit account held at the Bank. Character, credit history, and ability of individuals or company principals are excellent. High liquidity, minimum risk, strong ratios, and low servicing cost are present. Risk Grade 2 – Minimal: This grade is reserved for loans to borrowers who are deemed exceptionally strong. These loans are within established guidelines and where the borrowers have documented significant overall financial strength with consistent and predictable cash flows. These loans have excellent sources of repayment, significant balance sheet liquidity, no significant identifiable risk of collection, and conform in all respects to policy, underwriting standards, and federal and state regulations (no exceptions of any kind). In addition, guarantor support, when provided, is viewed as excellent. Risk Grade 3 – Acceptable: This grade is reserved for loans to borrowers who are deemed strong. These loans have adequate sources of repayment, with minimal identifiable risk of collection. Generally, loans assigned this risk grade will demonstrate the following characteristics: (1) conformity in all respects with policy, guidelines, underwriting standards, and federal and state regulations (no exceptions of any kind), (2) documented historical cash flow that meets or exceeds required minimum guidelines, or that can be supplemented with verifiable cash flow from other sources, and (3) adequate secondary sources to liquidate the debt. In addition, guarantor support, when provided, is viewed as strong. Risk Grade 4 – Satisfactory: This grade is given to satisfactory loans containing more, but deemed acceptable, risk and where the borrower is assessed as sound. These loans have adequate sources of repayment, with minimal identifiable risk of collection. Loans assigned this risk grade will demonstrate the following characteristics: (1) general conformity to the Bank's underwriting requirements, with limited exceptions to policy, product, or underwriting guidelines. All exceptions noted have documented mitigating factors that offset any additional risk associated with the exceptions noted, (2) documented historical cash flow that meets or exceeds required minimum guidelines, or that can be supplemented with verifiable cash flow from other sources, and (3) adequate secondary sources to liquidate the debt. In addition, guarantor support, when provided, is viewed as satisfactory. Risk Grade 5 – Watch: This grade is for satisfactory loans containing acceptable but elevated risk. These loans are characterized by borrowers who exhibit signs of financial distress or experience unstable or unfavorable change(s) adversely impacting their current or expected financial condition. The borrower's management is deemed to be satisfactory, the collateral securing the loan may have decreased in value, the debt service coverage ratio is inconsistent or breakeven but mostly positive, and/or guarantor support, if any, is limited or marginal. Loans classified as Watch warrant additional monitoring by management. Risk Grade 6 – Special Mention: This grade is for loans that have potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the Bank's credit position at some future date. Special Mention loans are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. Special mention credits typically do not conform to underwriting guidelines and/or exceptions without mitigating factors, or have emerging weaknesses that may or may not be cured with the passage of time. Risk Grade 7 – Substandard: A substandard loan is inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans classified as substandard must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt; they are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. The probability of default is likely and may have occurred . Loans in this category are characterized by deterioration in quality exhibited by any number of well-defined weaknesses requiring corrective action. The weaknesses may include, but are not limited to: (1) current or expected unprofitable operations, (2) inadequate debt service coverage, (3) declining or inadequate liquidity, (4) improper loan structure, (5) questionable or weak repayment sources, and (6) lack of well-defined secondary repayment source. There is a distinct possibility of loss and the Bank will sustain some loss if the deficiencies are not corrected. Risk Grade 8 – Doubtful: Loans classified doubtful have all the weaknesses inherent in loans classified substandard, with the added characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions, and values highly questionable and improbable. However, these loans are not yet rated as loss because certain events may occur which would salvage the Bank's position, which can include, but is not limited to (1) an injection of capital, (2) alternative financing, and (3) liquidation of assets or the pledging of additional collateral. Doubtful is a temporary grade where a loss is expected but is presently not quantified with any degree of accuracy. Once the loss position is determined, the amount is charged off against the allowance for credit losses. Risk Grade 9 – Loss: Loans classified loss are considered uncollectible and of such little value that continuance as assets is not warranted. This classification does not mean that the asset has absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer charging off the worthless loan, even though partial recovery may be effected in the future. Probable loss portions deemed uncollectible are charged off promptly against the allowance for credit losses. The following table presents the recorded investment of loans held for investment by internal loan risk grade by year of origination as of December 31, 2023. Also presented are current period gross charge-offs by loan type as of and for the year ended December 31, 2023. Term Loans Recorded Investment Basis by Origination Year (Dollars in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Total Commercial and industrial Risk Grades 1 - 4 $ 15,830 $ 114,291 $ 29,887 $ 25,429 $ 8,217 $ 14,200 $ 138,267 $ 346,121 Risk Grades 5 - 6 26,563 40,399 12,759 6,305 819 1,537 19,722 108,104 Risk Grade 7 — 877 3,623 829 543 134 9,191 15,197 Risk Grade 8 — 34,203 2,554 — — 379 — 37,136 Total 42,393 189,770 48,823 32,563 9,579 16,250 167,180 506,558 Current period gross charge-offs 2,266 21,086 1,067 1,920 1,211 164 125 27,839 Paycheck Protection Program Risk Grades 1 - 4 — — 2,386 — — — — 2,386 Total — — 2,386 — — — — 2,386 Real estate – construction, commercial Risk Grades 1 - 4 8,533 85,687 33,344 14,690 6,358 5,589 4,367 158,568 Risk Grades 5 - 6 4,213 11,072 760 293 — 738 3,827 20,903 Risk Grade 7 119 46 40 — — 376 — 581 Total 12,865 96,805 34,144 14,983 6,358 6,703 8,194 180,052 Current period gross charge-offs — — — — 8 28 — 36 Real estate – construction, residential Risk Grades 1 - 4 31,611 22,734 3,867 59 741 67 10,656 69,735 Risk Grades 5 - 6 1,486 2,672 — 167 200 — — 4,525 Risk Grade 7 367 1,205 — — — — — 1,572 Total 33,464 26,611 3,867 226 941 67 10,656 75,832 Real estate – mortgage, commercial Risk Grades 1 - 4 14,671 280,479 121,257 144,498 42,226 123,774 20,332 747,237 Risk Grades 5 - 6 2,841 25,075 9,038 19,597 12,921 27,778 4,214 101,464 Risk Grade 7 323 — 8,202 4,938 111 8,265 — 21,839 Total 17,835 305,554 138,497 169,033 55,258 159,817 24,546 870,540 Real estate – mortgage, residential Risk Grades 1 - 4 51,042 218,375 121,872 69,165 27,877 132,986 55,327 676,644 Risk Grades 5 - 6 12,014 9,339 677 1,944 2,122 7,281 3,255 36,632 Risk Grade 7 — 2,240 2,446 1,812 943 9,307 85 16,833 Risk Grade 8 — — — — — 1 — 1 Total 63,056 229,954 124,995 72,921 30,942 149,575 58,667 730,110 Current period gross charge-offs — 744 — 648 — 206 32 1,630 Real estate – mortgage, farmland Risk Grades 1 - 4 — 729 1,397 — 1,520 1,562 115 5,323 Risk Grades 5 - 6 147 — — — — — — 147 Total 147 729 1,397 — 1,520 1,562 115 5,470 Consumer Risk Grades 1 - 4 26,535 14,215 3,598 2,724 1,137 466 8,766 57,441 Risk Grades 5 - 6 61 42 12 12 8 433 495 1,063 Risk Grade 7 14 259 115 131 44 102 — 665 Total 26,610 14,516 3,725 2,867 1,189 1,001 9,261 59,169 Current period gross charge-offs 1,493 421 218 60 53 65 4 2,314 Total Loans Risk Grades 1 - 4 $ 148,222 $ 736,510 $ 317,608 $ 256,565 $ 88,076 $ 278,644 $ 237,830 $ 2,063,455 Risk Grades 5 - 6 47,325 88,599 23,246 28,318 16,070 37,767 31,513 272,838 Risk Grade 7 823 4,627 14,426 7,710 1,641 18,184 9,276 56,687 Risk Grade 8 — 34,203 2,554 — — 380 — 37,137 Total $ 196,370 $ 863,939 $ 357,834 $ 292,593 $ 105,787 $ 334,975 $ 278,619 $ 2,430,117 Total current period gross charge-offs $ 3,759 $ 22,251 $ 1,285 $ 2,628 $ 1,272 $ 463 $ 161 $ 31,819 Of the $ 37.1 million of commercial and industrial loans classified as doubtful (risk grade 8) as of December 31, 2023 , $ 34.2 million were attributable to a group of specialty finance loans with a collective specific reserve, a component of the ACL, of $ 9.6 million as of the same date. There were no loans classified as loss (risk grade 9) as of December 31, 2023. The following table presents an analysis of the change in the ACL by major loan segment as of the period stated. Loan segments are presented as either commercial or consumer as follows: • Commercial – Commercial and industrial; PPP; real estate – construction, commercial; real estate – mortgage, commercial; and real estate – mortgage, farmland; • Consumer – real estate – construction, residential; real estate – mortgage, residential; and consumer. December 31, 2023 (Dollars in thousands) Commercial Consumer Total Balance, beginning of period $ 27,070 $ 3,670 $ 30,740 Impact of ASC 326 adoption 2,926 4,492 7,418 Charge-offs ( 27,874 ) ( 3,945 ) ( 31,819 ) Recoveries 3,984 867 4,851 Net charge-offs ( 23,890 ) ( 3,078 ) ( 26,968 ) Provision for credit losses - loans 21,648 3,055 24,703 Balance, end of period $ 27,754 $ 8,139 $ 35,893 The increase in the ACL from the prior period was primarily attributable to specific reserve needs for a portfolio of specialty finance loans (classified as commercial and industrial loans) and the adoption of ASC 326 effective January 1, 2023, partially offset by net chargeoffs. Of the $ 31.8 million in gross loan charge-offs for the year ended December 31, 2023 , $ 19.5 million were for speciality finance loans originated in 2022. There were no material changes to the assumptions, loss factors (both quantitative and qualitative), or reasonable and supportable forecasts used in the estimation of the ACL for the year ended December 31, 2023. Excluded from the ACL as of December 31, 2023 was $ 13.2 million of accrued interest attributable to loans held for investment, which is included in accrued interest receivable on the consolidated balance sheet. The following table presents accrued interest receivable by loan type reversed from interest income associated with loans held for investment that were placed on nonaccrual status during the year ended December 31, 2023. (Dollars in thousands) December 31, 2023 Commercial and industrial $ 179 Real estate – construction, commercial 7 Real estate – construction, residential 29 Real estate – mortgage, commercial 300 Real estate – mortgage, residential 80 Consumer 16 Total $ 611 The following table presents the amortized cost of collateral-dependent loans as of the date stated. (Dollars in thousands) December 31, 2023 Commercial and industrial $ 67,555 Real estate – construction, commercial 6,309 Real estate – construction, residential 2,303 Real estate – mortgage, commercial 13,401 Real estate – mortgage, residential 7,337 Total collateral-dependent loans $ 96,905 Acquired Loans As of December 31, 2023 , the recorded investment of PCD loans totaled $ 51.0 million with an estimated ACL of $ 529 thousand. The remaining non-credit discount on PCD loans was $ 3.8 million as of December 31, 2023. Modified Loans The Company closely monitors the performance of borrowers experiencing financial difficulty that have been granted certain loan modifications it would otherwise not consider. The following table presents information on modified loans as of the date stated. December 31, 2023 (Dollars in thousands) Number of Loans Recorded Investment Recorded Investment of Modified Loans to Gross Loans by Category Financial Effect Modification - term extension and forbearance Forbearance agreements Commercial and industrial (1) 3 $ 36,930 7.29 % Real estate – mortgage, commercial 2 6,087 0.70 % Real estate – mortgage, residential 1 129 0.02 % Real estate – construction, residential 1 155 0.20 % Modification - payment deferral Payment deferral 6-9 months Commercial and industrial 1 182 0.04 % Real estate - mortgage, residential 1 577 0.08 % Total 9 $ 44,060 1.81 % 32.8 million loan that was modified via a forbearance agreement in the second quarter of 2023 under which the borrower defaulted in the same period. The Company received cash payments of $ 4.5 million in the first half of 2023 for interest, which were applied to the book principal balance of the loan. This loan is collateral-dependent, is on nonaccrual status, and has a specific reserve of $ 9.6 million as of December 31, 2023. Subsequent to December 31, 2023, the Company received cash payments totaling $ 3.0 million, which were applied to the book principal balance of the loan. The following table presents an aging analysis of the recorded investment of loans modified as of the date stated. December 31, 2023 (Dollars in thousands) Current 30-89 Greater than Nonaccrual Total Commercial and industrial $ 1,626 $ — $ — $ 35,486 $ 37,112 Real estate – mortgage, commercial — — — 6,087 6,087 Real estate – mortgage, residential 129 — — 577 706 Real estate – construction, residential 155 — — — 155 Total modified loans $ 1,910 $ — $ — $ 42,150 $ 44,060 As of and for the year ended December 31, 2023 , three nonaccrual loans in the table above totaling $ 33.5 million had a payment default, the largest of which was the $ 32.8 million commercial and industrial loan noted above. Four residential mortgage loans with a total recorded investment of $ 134 thousand were in the process of foreclosure as of December 31, 2023 , and none as of December 31, 2022. Pre-ASC 326 Adoption Disclosures Prior to the adoption of ASC 326 on January 1, 2023, the Company calculated the allowance for loan losses under the incurred loss methodology. The following disclosures are presented under this previously applicable GAAP for the applicable prior periods. The following table presents the aging of the amortized cost of loans held for investment as of the date stated. December 31, 2022 (Dollars in thousands) 30-59 60-89 Greater than Nonaccrual Total Past Nonaccrual PCI Loans Current Total Commercial and industrial $ 488 $ 279 $ — $ 68,039 $ 68,806 $ 1,481 $ 519,762 $ 590,049 Paycheck Protection Program — — — — — — 11,967 11,967 Real estate – construction, commercial 1,137 19 — 714 1,870 — 181,431 183,301 Real estate – construction, residential 1,416 1,204 — — 2,620 7 73,972 76,599 Real estate – mortgage, commercial 6,198 297 6,234 1,658 14,387 51,223 799,379 864,989 Real estate – mortgage, residential 4,544 231 1,998 5,143 11,916 5,678 614,178 631,772 Real estate – mortgage, farmland — 75 — — 75 — 6,524 6,599 Consumer 880 200 28 495 1,603 359 45,461 47,423 Less: deferred loan fees, net of costs — — — — — — ( 1,640 ) ( 1,640 ) Total Loans $ 14,663 $ 2,305 $ 8,260 $ 76,049 $ 101,277 $ 58,748 $ 2,251,034 $ 2,411,059 The following table presents the aging of the recorded investment of PCI loans as of the date stated. December 31, 2022 (Dollars in thousands) Current 30-89 Greater than Total Commercial and industrial $ — $ — $ 1,481 $ 1,481 Real estate – construction, commercial — — 7 7 Real estate – mortgage, commercial — — 51,223 51,223 Real estate – mortgage, residential 354 — 5,324 5,678 Consumer — — 359 359 Total PCI Loans $ 354 $ — $ 58,394 $ 58,748 The following table presents the outstanding principal balance and related recorded investment of these acquired loans included in the consolidated balance sheet as of the date stated. (Dollars in thousands) December 31, 2022 PCI loans Outstanding principal balance $ 64,911 Recorded investment 58,748 Purchased performing loans Outstanding principal balance 513,461 Recorded investment 511,752 Total acquired loans Outstanding principal balance 578,372 Recorded investment 570,500 The following table presents the changes in the accretable yield for PCI loans for the period stated. (Dollars in thousands) December 31, 2022 Balance, beginning of period $ 16,849 Accretion ( 9,410 ) Reclassification of nonaccretable difference due to improvement in expected cash flows 3,804 Other changes, net ( 71 ) Balance, end of period $ 11,172 The following table presents a summary of the loan portfolio individually and collectively evaluated for impairment as of the date stated. December 31, 2022 (Dollars in thousands) Individually Collectively Total Loan Balances Related Allowance for Loan Losses PCI loans: Commercial and industrial $ — $ 1,481 $ 1,481 $ — Real estate – construction, commercial — 7 7 — Real estate – mortgage, commercial — 51,223 51,223 3 Real estate – mortgage, residential — 5,678 5,678 — Consumer — 359 359 — Total PCI loans — 58,748 58,748 3 Originated and purchased performing loans: Commercial and industrial 67,654 520,914 588,568 23,073 Real estate – construction, commercial 521 182,773 183,294 1,637 Real estate – construction, residential — 76,599 76,599 628 Real estate – mortgage, commercial 4,634 809,132 813,766 2,353 Real estate – mortgage, residential 834 625,260 626,094 1,760 Real estate – mortgage, farmland — 6,599 6,599 4 Consumer — 47,064 47,064 1,282 Total originated and purchased performing loans 73,643 2,268,341 2,341,984 30,737 Gross loans 73,643 2,327,089 2,400,732 30,740 Less: deferred loan fees, net of costs — ( 1,640 ) ( 1,640 ) — Total $ 73,643 $ 2,325,449 $ 2,399,092 $ 30,740 The tables above exclude PPP loans of $ 12.0 million as of December 31, 2022. PPP loans are fully guaranteed by the U.S. government; therefore, the Company recorded no allowance for loan losses for these loans. The following table presents information related to impaired loans held for investment by loan type as of date stated. December 31, 2022 (Dollars in thousands) Recorded Unpaid Related With no specific allowance recorded: Commercial and industrial $ 1,268 $ 1,289 $ — Real estate – construction, commercial 521 521 — Real estate – mortgage, commercial 4,508 4,504 — Real estate – mortgage, residential 834 834 — With an allowance recorded: Commercial and industrial $ 66,386 $ 66,386 $ 11,605 Real estate – mortgage, commercial 126 126 1 Total $ 73,643 $ 73,660 $ 11,606 Impaired loans also include TDRs. As of December 31, 2022 , there were 12 TDRs totaling $ 38.3 million. The following table presents an analysis of the change in the allowance for loans losses by loan type as of the dates and for the periods stated. December 31, (Dollars in thousands) 2022 2021 Allowance for loan losses, beginning of period $ 12,121 $ 13,827 Charge-offs Commercial and industrial ( 4,779 ) ( 1,098 ) Real estate – construction ( 162 ) ( 195 ) Real estate – mortgage ( 1,824 ) ( 125 ) Consumer ( 1,686 ) ( 1,123 ) Total charge-offs ( 8,451 ) ( 2,541 ) Recoveries Commercial and industrial 442 196 Real estate – construction 40 — Real estate – mortgage 409 98 Consumer 492 424 Total recoveries 1,383 718 Net charge-offs ( 7,068 ) ( 1,823 ) Provision for loan losses 25,687 117 Allowance for loan losses, end of period $ 30,740 $ 12,121 The following table presents the amortized cost of loans held for investment by internal loan risk grade as of the date stated. December 31, 2022 (Dollars in thousands) Grade Grade Grade Grade Grade Grade Grade Grade Total PCI loans: Commercial and industrial $ — $ — $ — $ 1,369 $ — $ 112 $ — $ — $ 1,481 Real estate – construction, commercial — — — 7 — — — — 7 Real estate – mortgage, commercial — — — 22,778 26,059 1,700 686 — 51,223 Real estate – mortgage residential — — — 1,453 1,985 — 2,240 — 5,678 Consumer — — — — 353 — 6 — 359 Total PCI loans — — — 25,607 28,397 1,812 2,932 — 58,748 Originated and purchased performing loans: Commercial and industrial 318 885 192,393 291,204 31,902 2,834 69,032 — 588,568 Paycheck Protection Program 11,967 — — — — — — — 11,967 Real estate – construction, commercial — 361 14,223 156,027 8,504 3,365 814 — 183,294 Real estate – construction, residential — — 3,110 72,327 1,162 — — — 76,599 Real estate – mortgage, commercial — 2,330 187,648 561,554 54,352 2,048 5,834 — 813,766 Real estate – mortgage residential — 7,311 233,697 365,511 11,858 — 7,717 — 626,094 Real estate – mortgage, farmland 549 — 1,315 4,609 126 — — — 6,599 Consumer 197 0 21,330 24,731 256 — 550 — 47,064 Total originated and purchased performing loans: 13,031 10,887 653,716 1,475,963 108,160 8,247 83,947 — 2,353,951 Gross loans $ 13,031 $ 10,887 $ 653,716 $ 1,501,570 $ 136,557 $ 10,059 $ 86,879 $ — $ 2,412,699 Less: deferred loan fees, net of costs ( 1,640 ) Total $ 2,411,059 There were no loans classified as doubtful or loss as of December 31, 2022 .

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Premises and Equipment	Note 5. Premises and Equipment, net The following table presents premises and equipment, net of accumulated depreciation, as of the dates stated. December 31, (Dollars in thousands) 2023 2022 Buildings and land $ 23,139 $ 23,134 Furniture, fixtures and equipment 6,471 6,065 Software 267 262 Construction in progress 13 — Total cost 29,890 29,461 Less: Accumulated depreciation ( 7,542 ) ( 6,309 ) Premises and equipment, net $ 22,348 $ 23,152 Depreciation expense for the years ended December 31, 2023, 2022, and 2021 was $ 1.6 million, $ 1.9 million, and $ 2.0 million, respectively. Software amortization expense for the years ended December 31, 2023, 2022, and 2021 was $ 52 thousand, $ 96 thousand, and $ 137 thousand, respectively.

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	12 Months Ended
	Dec. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Note 6. Goodwill and Other Intangible Assets As of December 31, 2023 and December 31, 2022 , the Company's goodwill totaled $ 0 and $ 26.8 million, respectively. During the third quarter of 2023, management concluded that goodwill had become impaired as a result of the decline in the Company's stock price and its market value relative to its book value. Accordingly, an impairment charge totaling $ 26.8 million, the entire amount of goodwill reported in the consolidated balance sheet, was recognized during the third quarter of 2023. The following tables present information on amortizable intangible assets included on the consolidated balance sheets as of the dates stated. December 31, 2023 (Dollars in thousands) Gross Carrying Value Accumulated Amortization Net Carrying Value Core deposit intangibles $ 9,626 $ ( 5,582 ) $ 4,044 Other amortizable intangibles 3,962 ( 2,624 ) 1,338 Total $ 13,588 $ ( 8,206 ) $ 5,382 December 31, 2022 (Dollars in thousands) Gross Carrying Value Accumulated Amortization Net Carrying Value Core deposit intangibles $ 9,626 $ ( 4,330 ) $ 5,296 Other amortizable intangibles 3,282 ( 1,995 ) 1,287 Total $ 12,908 $ ( 6,325 ) $ 6,583 Intangible amortization expense is included in noninterest expense or interest and fees on loans in the consolidated statements of operations depending on the intangible. For the years ended December 31, 2023, 2022, and 2021 , intangible amortization expense totaled $ 1.3 million, $ 1.5 million, and $ 1.7 million, respectively. Included in other amortizable intangibles were loan servicing assets of $ 1.3 million and $ 876 thousand as of December 31, 2023 and 2022 , respectively, related to the servicing of the government guaranteed portion of certain loans that the Company has sold. Loan servicing assets of $ 679 thousand and $ 820 thousand were added during the years ended December 31, 2023 and 2022 , respectively. The amortization of these intangibles is included in interest and fees on loans in the consolidated statements of operations and totaled $ 216 thousand and $ 306 thousand for the years ended December 31, 2023 and 2022, respectively. The following table presents estimated intangible asset amortization expense of the core deposit intangibles and other amortizable intangibles for the next five years and thereafter from the date stated. (Dollars in thousands) December 31, 2023 2024 $ 1,457 2025 1,195 2026 940 2027 704 2028 486 Thereafter 600 Total $ 5,382 The Company retains servicing rights on mortgages originated and sold to the secondary market. The fair value of MSR assets was $ 27.1 million and $ 29.0 million as of December 31, 2023 and 2022 , respectively.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
Deposits	Note 7. Deposits The aggregate amount of time deposits, with a minimum denomination of $ 250 thousand, were $ 96.3 million and $ 75.8 million as of December 31, 2023 and 2022, respectively. The following table presents the scheduled maturities of time deposits, with a minimum denomination of $ 250 thousand, for the next five years and thereafter from the date stated. (Dollars in thousands) December 31, 2023 2024 $ 86,762 2025 6,451 2026 1,669 2027 331 2028 1,049 Total $ 96,262 Brokered deposits totaled $ 515.5 million and $ 45.3 million at December 31, 2023 and 2022 , respectively. Non-brokered deposits obtained through a certificate of deposit listing service totaled $ 39.8 million and $ 4.2 million as of December 31, 2023 and 2022 , respectively.

Borrowings

Borrowings	12 Months Ended
	Dec. 31, 2023
Debt Disclosure [Abstract]
Borrowings	Note 8. Borrowings FHLB Borrowings The Bank has a line of credit from the FHLB secured by pledged qualifying real estate loans and securities. At December 31, 2023 and 2022 , based on collateral, the line totaled $ 455.6 million and $ 525.1 million, respectively. The FHLB will lend up to 30 % of the Bank’s total assets as of the prior quarter end, subject to certain eligibility requirements, including adequate collateral. The Bank had borrowings from the FHLB totaling $ 210.0 million and $ 311.7 million at December 31, 2023 and 2022, respectively. FHLB borrowings required th e Bank to hold $ 12.3 million and $ 14.7 million of FHLB stock as of December 31, 2023 and 2022, respectively, which is included in restricted equity investments on the consolidated balance sheets. The following table presents information regarding FHLB advances outstanding as of the date stated. December 31, 2023 (Dollars in thousands) Balance Origination Date Stated Interest Rate Maturity Date Daily Rate Credit $ 60,000 5/8/2023 5.57 % 5/8/2024 Fixed Rate Credit 50,000 3/15/2023 4.07 % 3/15/2027 Fixed Rate Credit 50,000 5/2/2023 3.87 % 5/3/2027 Fixed Rate Credit 50,000 5/4/2023 3.52 % 5/4/2028 Total FHLB borrowings $ 210,000 At December 31, 2023 , 1-4 family residential loans classified as held for investment with a lendable value of $ 237.5 million, multi-family residential loans with a lendable value of $ 36.6 million, commercial real estate loans with a lendable value of $ 151.6 million, and securities with a lendable value of $ 29.7 million were pledged for the line of credit with the FHLB. The Bank has letters of credit outstanding with the FHLB in the amount of $ 110.1 million and $ 85.1 million as of December 31, 2023 and 2022, respectively, for the purpose of collateral for public deposits with the Treasury Board of the Commonwealth of Virginia. Outstanding letters of credit reduce the available balance of the borrowing facility with the FHLB, which were $ 135.5 and $ 128.3 million as of December 31, 2023 and 2022, respectively. FRB Borrowings The Company may obtain advances from the FRB through the Discount Window. T he Company had secured capacity through the FRB Discount Window of $ 161.0 million, of which the Company had no outstanding advances a s of December 31, 2023. As of December 31, 2023, the Company had secured capacity under the BTFP of $ 260.9 million, of which the Company had drawn one advance f or $ 65.0 million, maturing May 10, 2024 , with a fixed interest rate of 4.74 %. BTFP advances can be repaid at any time without penalty. Subsequent to December 31, 2023, and in connection with the Consent Order, the Company moved collateral from the FRB BTFP to the FHLB. Other Borrowings The Company has unsecured lines of credit with correspondent banks available for overnight borrowing, which totaled $ 10.0 million and $ 28.0 million at December 31, 2023 and 2022, respectively. These lines bear interest at the prevailing rates for such loans and are cancelable any time by the correspondent bank. At December 31, 2023 and 2022 , no ne of these lines of credit with correspondent banks were drawn upon. Subordinated Notes The Company had $ 39.9 million of subordinated notes, net, outstanding as of December 31, 2023 and 2022 , respectively. The Company's subordinated notes are comprised of a $ 25 million issuance in October 2019 maturing October 15, 2029 (the “2029 Notes”) and a $ 15 million issuance in May 2020 maturing June 1, 2030 (the “2030 Note”). The 2029 Notes bear interest at 5.625 % per annum, through October 14, 2024, payable semi-annually in arrears. Fro m October 15, 2024 through October 14, 2029, or up to an early redemption date, the interest rate shall reset quarterly to an interest rate per annum equal to the then current three-month Secured Overnight Funding Rate ("SOFR") (as defined in the 2029 Notes) plus 433.5 basis points, payable quarterly in arrears. The 2029 Notes are unsecured, subordinated obligations of the Company and rank junior in right of payment to the Company’s existing and future senior indebtedness and rank in parity with the other subordinated notes issued by the Company. Beginning on October 15, 2024 through maturity, the 2029 Notes may be redeemed, at the Company's option, on any scheduled interest payment date. As of December 31, 2023 , the net carrying amount of the 2029 Notes was $ 25.1 million, inclusive of a $ 578 thousand purchase accounting adjustment (premium) recorded at the effective date of the Bay Banks Merger (January 31, 2021). The effective interest rate on the 2029 Notes, inclusive of the amortization of the purchase accounting adjustment (premium), was 5.08 % for the twelve months ended December 31, 2023 and 2022 and was 4.73 % for the twelve months ended December 31 2021. The 2030 Note bears interest at the rate of 6.00 % per annum until June 1, 2025, at which date the rate will reset quarterly, equal to the three-month SOFR determined on the date of the applicable interest period plus 587 basis points. Interest on the 2030 Note is payable semi-annually in arrears. The 2030 Note is an unsecured, subordinated obligation of the Company and ranks junior in right of payment to the Company’s existing and future senior indebtedness and ranks in parity with the other subordinated notes issued by the Company. Beginning on June 1, 2025 through maturity, the 2030 Note may be redeemed, at the Company's option, on any scheduled interest payment date. The aggregate carryi ng value of the 2030 Note, including unamortized debt issuance costs, was $ 14.8 million and $ 14.7 million as of December 31, 2023 and 2022, respectively. For the twelve months ended December 31, 2023, 2022, and 2021 the effective interest rate on the 2030 Note was 6.09 %, 6.11 %, and 6.12 %, respectively.

Derivative Financial Instrument

Derivative Financial Instruments and Hedging Activities	12 Months Ended
	Dec. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments and Hedging Activities	Note 9. Derivative Financial Instruments and Hedging Activities The Company enters into interest rate swap agreements to accommodate the needs of its banking customers. The Company mitigates the interest rate risk entering into these swap agreements by entering into equal and offsetting swap agreements with a highly rated third-party financial institution. These back-to-back swap agreements are free-standing derivatives and are recorded at fair value in the Company’s consolidated balance sheets (asset positions are included in other assets and liability positions are included in other liabilities). The following table presents the notional and fair values of the swap agreements as of the dates stated. December 31, 2023 (Dollars in thousands) Notional Fair Interest rate swap agreement Receive fixed/pay variable swaps $ 2,178 $ ( 71 ) Pay fixed/receive variable swaps 2,178 71 December 31, 2022 (Dollars in thousands) Notional Fair Interest rate swap agreement Receive fixed/pay variable swaps $ 2,178 $ ( 95 ) Pay fixed/receive variable swaps 2,178 95 As part of its efforts to sell originated government guaranteed and conventional residential mortgages into the secondary market, the Bank had entered into $ 2.6 million and $ 11.7 million of rate lock commitments with borrowers, net of expected fallout, as of December 31, 2023 and 2022 , respectively, and $ 7.4 million and $ 12.8 million of closed loan inventory waiting for sale, which were hedged by $ 13.5 million and $ 21.5 . million in forward TBA mortgage backed securities as of December 31, 2023 and 2022 , respectively. Mortgage derivative assets totaled $ 335 thousand and $ 112 thousand as of December 31, 2023 and 2022 , respectively, and mortgage derivative liabilities, which are included in other liabilities on the consolidated balance sheets, were $ 140 thousand and $ 24 thousand as of December 31, 2023 and 2022 , respectively.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2023
Retirement Benefits [Abstract]
Employee Benefit Plans	Note 10. Employee Benefit Plans The Company has a 401(k) plan that covers eligible employees (the “401(k) Plan”). Employees may make voluntary contributions subject to certain limits based on federal tax laws. The Bank contributes a matching contribution equal to 100% of an employee's contribution up to 5 % of the elective contribution. The Company's matching contribution vests immediately. For the years ended December 31, 2023, 2022, and 2021, total expenses attributable to the 401(k) Plan were $ 1.8 million, $ 1.8 million, and $ 2.5 million, respectively. The Company has an Employee Stock Ownership Plan (the “ESOP”), which was terminated by the board of directors on April 20, 2022. As of December 31, 2023, the Company was working to liquidate the ESOP. The ESOP held 63,571 and 192,066 total shares of Company common stock at December 31, 2023 and December 31, 2022 , respectively, which are considered outstanding in the computation of EPS.

Stock-Based Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2023
Share-Based Payment Arrangement [Abstract]
Stock-Based Compensation	Note 11. Stock-Based Compensation The Company has granted restricted stock awards (“time-based RSAs”) to employees and directors, and performance-based restricted stock awards (“PSAs”) to employees, under the Blue Ridge Bankshares, Inc. Equity Incentive Plan, the Company’s prior equity incentive plan that terminated in June 2023, and the Blue Ridge Bankshares, Inc. 2023 Stock Incentive Plan, which was approved by shareholders on June 14, 2023. Time-based RSAs are considered fixed awards as the number of shares and fair value is known at the date of grant, and the fair value of the award at the grant date is amortized over the requisite service period, which is generally three years. PSAs vest at the end of a three-year period contingent on the Company's achievement of financial goals and are expensed on a straight-line basis over the same period with adjustments periodically based on projected achievement of the performance target, which may change the number of PSA shares that will ultimately vest. In 2023, the Company granted time-based RSAs and PSAs relating to 318,233 shares of the Company's common stock to employees and directors, of which 89,869 shares were PSAs. Time-based RSAs carry voting and dividend rights, while PSAs carry voting rights but are subject to deferred dividend payout restrictions. Compensation expense recognized in the consolidated statements of operations related to time-based RSAs and PSAs, net of forfeitures, was $ 1.7 million, $ 1.7 million, and $ 1.3 million for the years ended December 31, 2023, 2022, and 2021, respectively. Unrecognized compensation expense related to the restricted stock awards as of December 31, 2023 totaled $ 2.7 million. The following table presents time-based RSA and PSA activity as of the dates and for the periods stated. Time-based RSAs PSAs Shares Weighted Average Fair Value Shares Weighted Average Fair Value Shares unvested and outstanding, December 31, 2021 218,184 $ 15.31 — $ — Granted 115,886 15.06 94,783 14.91 Vested ( 87,677 ) 15.40 — — Forfeited ( 27,737 ) 14.25 ( 2,478 ) 14.91 Shares unvested and outstanding, December 31, 2022 218,656 $ 15.27 92,305 $ 14.91 Granted 228,364 8.52 89,869 8.85 Vested ( 115,122 ) 14.73 — — Forfeited ( 39,880 ) 14.51 ( 29,294 ) 13.39 Shares unvested and outstanding, December 31, 2023 292,018 $ 10.31 152,880 $ 11.64 The following table presents stock option activity as of the dates and for the periods presented. Shares Weighted Average Exercise Price Weighted Aggregate Intrinsic Options outstanding and exercisable, December 31, 2021 57,607 $ 11.75 6.18 $ 354,269 Exercised ( 1,183 ) 11.88 Expired ( 3,750 ) 12.30 Options outstanding and exercisable, December 31, 2022 52,674 $ 11.71 5.13 $ 66,754 Forfeited ( 3,375 ) 12.05 Exercised ( 3,750 ) 7.00 Expired ( 15,058 ) 12.44 Options outstanding and exercisable, December 31, 2023 30,491 $ 11.89 4.50 $ — (1) The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price of the option) that would have been received by the option holders had all option holders exercised their options as of the respective years ended. This amount changes based on the market value of the Company’s common stock. All of the options outstanding as of December 31, 2023 were assumed in the Bay Banks Merger.

Leases

Leases	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
Leases	Note 12. Leases The Company’s long-term lease agreements are classified as operating leases. Certain of these leases offer the option to extend the lease terms and the Company has included such extensions in its calculation of the lease liabilities to the extent the options are reasonably assured of being exercised. The lease agreements do not provide for residual value guarantees and have no restrictions or covenants that would impact dividends or require incurring additional financial obligations. Based upon changing staff and operational needs, the Company negotiates lease renewals, extensions, terminations, or new lease contracts. In 2023 , the Company entered into a new 10 -year lease for space in the greater Richmond area that increased the right-of-use asset and the lease liability on the consolidated balance sheet by $ 3.6 million; this increase was partially offset by leases terminating and expiring during the year. The following tables present information about the Company’s leases as of the dates and for the periods stated. December 31, (Dollars in thousands) 2023 2022 Lease liabilities $ 9,619 $ 7,860 Right-of-use asset $ 8,738 $ 6,903 Weighted average remaining lease term (years) 7.14 5.85 Weighted average discount rate 3.25 % 2.40 % December 31, (Dollars in thousands) 2023 2022 2021 Operating lease cost $ 2,403 $ 2,495 $ 2,383 Total lease cost 2,403 2,495 2,383 Cash paid for amounts included in the measurement of lease liabilities 2,217 2,080 2,014 The following table presents a maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total of operating lease liabilities for periods following the date stated. (Dollars in thousands) December 31, 2023 2024 $ 1,934 2025 1,612 2026 1,512 2027 1,365 2028 1,164 Thereafter 3,305 Total undiscounted cash flows 10,892 Discount ( 1,273 ) Lease liabilities $ 9,619

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value	Note 13. Fair Value The fair value of a financial instrument is the current amount that would be exchanged between willing parties in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. Accounting guidance for fair value excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. The Company records fair value adjustments to certain assets and liabilities and determines fair value disclosures utilizing a definition of fair value of assets and liabilities that states that fair value is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. Additional considerations are involved to determine the fair value of financial assets in markets that are not active. The Company uses a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. The three levels of the fair value hierarchy based on these two types of inputs are as follows: Level 1 – Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 – Valuation is based on observable inputs including quoted prices in active markets for similar assets and liabilities, quoted prices for identical or similar assets and liabilities in less active markets, and model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market. Level 3 – Valuation is based on model-based techniques that use one or more significant inputs or assumptions that are unobservable in the market. The following describes the valuation techniques used by the Company to measure certain financial assets and liabilities recorded at fair value on a recurring basis in the financial statements: Securities Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly-liquid government bonds and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions, and certain corporate, asset-backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. The carrying value of restricted FRB and FHLB stock approximates fair value based upon the redemption provisions of each entity and is therefore excluded from the following table. Rabbi trust assets The Company's rabbi trust is associated with a deferred compensation plan. The assets held by the rabbi trust are invested at the direction of the individual participants and are generally invested in marketable investment securities, such as common stocks and mutual funds or short-term investments (e.g., cash) (Level 1). Rabbi trust assets and the associated deferred compensation plan liability are included in other assets and other liabilities, respectively, in the consolidated balance sheets. Derivative financial instruments Derivative instruments used to hedge residential mortgage loans held for sale and the related interest rate lock commitments include forward commitments to sell mortgage loans and are reported at fair value utilizing Level 2 inputs. The fair values of derivative financial instruments are based on derivative market data inputs as of the valuation date and the underlying value of mortgage loans for rate lock commitments. The Company has interest rate swap assets and liabilities associated with certain customer commercial loans. The interest rate swap asset with the customer is offset with an equal swap agreement with a highly-rated third-party financial institution (i.e., “back-to-back”). Both the interest rate swap assets and liabilities are free-standing derivatives and are recorded at fair value utilizing Level 2 inputs. The following tables present the balances of financial assets measured at fair value on a recurring basis as of the dates stated. December 31, 2023 (Dollars in thousands) Total Level 1 Level 2 Level 3 Securities available for sale Mortgage backed securities $ 176,970 $ — $ 176,970 $ — U.S. Treasury and agencies 68,871 — 68,871 — State and municipals 43,325 — 43,325 — Corporate bonds 31,915 — 31,165 750 Total securities available for sale $ 321,081 $ — $ 320,331 $ 750 Other assets MSR assets $ 27,114 $ — $ — $ 27,114 Rabbi trust assets 531 531 — — Mortgage derivative asset 335 — 335 — Interest rate swap asset 71 — 71 — Other liabilities Mortgage derivative liability $ 140 $ — $ 140 $ — Interest rate swap liability 71 — 71 — December 31, 2022 (Dollars in thousands) Total Level 1 Level 2 Level 3 Securities available for sale Mortgage backed securities $ 196,336 $ — $ 188,719 $ 7,617 U.S. Treasury and agencies 67,162 — 67,162 — State and municipals 50,993 — 50,993 — Corporate bonds 39,850 — 35,561 4,289 Total securities available for sale $ 354,341 $ — $ 342,435 $ 11,906 Other assets MSR assets $ 28,991 $ — $ — $ 28,991 Rabbi trust assets 584 584 — — Mortgage derivative asset 112 — 112 — Interest rate swap asset 95 — 95 — Other liabilities Mortgage derivative liability $ 24 $ — $ 24 $ — Interest rate swap liability 95 — 95 — The following table presents the change in corporate bonds and mortgage backed securities using Level 3 inputs for the periods stated. (Dollars in thousands) Corporate Mortgage backed securities Balance as of December 31, 2021 $ 11,064 $ 7,916 Transfers from Level 3 to Level 2 ( 6,751 ) — Sales or paydowns — ( 300 ) Fair value adjustments ( 24 ) 1 Balance as of December 31, 2022 $ 4,289 $ 7,617 Transfers from Level 3 to Level 2 ( 3,539 ) ( 7,617 ) Balance as of December 31, 2023 $ 750 $ — As of December 31, 2023 , two corporate bonds totaling $ 750 thousand were reported at their respective amortized cost and as Level 3 assets in the fair value hierarchy, as there were no observable market prices for similar investments. Mortgage Servicing Rights Assets A third-party model is used to determine the fair value of the Company’s MSR assets. The model establishes pools of performing loans, calculates projected future cash flows for each pool, and applies a discount rate to each pool. As of December 31, 2023 and 2022 , the Company was servicing approximately $ 2.10 billion and $ 2.16 billion in loans, respectively, via a third-party subservicer. Loans are segregated into homogenous pools based on loan term, interest rates, and other similar characteristics. Cash flows are then estimated based on net servicing fee income and servicing costs, utilizing assum ed prepayment speeds. The weighted average net servicing fee income of the portfolio was 28.3 basis points as of December 31, 2023 . Estimated base annual servicing costs were $ 75.00 to $ 85.00 per loan depending on the guarantor. Prepayment speeds in the model are based on empirically derived data for mortgage pool factors and differences between a mortgage pool’s weighted average coupon and its current mortgage rate. The weighted average prepayment speed assumption used in the fair value model was 8.05 % as of December 31, 2023 . A base discount rate of 10.00 % to 12.00 % ( 10.30 % weighted average discount rate) was then applied to each pool’s projected future cash flows as of December 31, 2023. The discount rate is intended to represent the estimated market yield for the highest quality grade of comparable servicing. MSR assets are classified as Level 3. The following table presents the change in MSR assets as of the dates and for the periods stated. (Dollars in thousands) MSR Assets Balance as of December 31, 2021 - Amortized cost $ 16,469 Change in accounting method 4,484 Additions 5,791 Fair value adjustments 2,247 Balance as of December 31, 2022 - Fair value $ 28,991 Additions 1,010 Fair value adjustments ( 2,887 ) Balance as of December 31, 2023 - Fair value $ 27,114 Certain financial assets are measured at fair value on a nonrecurring basis in accordance with GAAP. The following describes the valuation techniques used by the Company to measure certain financial assets recorded at fair value on a nonrecurring basis in the financial statements. Other Equity Investments The fair value of other equity investments, including the Company's investments in certain fintech and limited partnership companies, is based on either observable market prices, if available, or observable market transactions for identical or significantly similar investments (Level 2). Collateral-dependent Loans Collateral-dependent loans with specific reserves are carried at fair value, which equals the estimated market value of the collateral less estimated costs to sell. Collateral may be in the form of real estate, securities, or business assets, including equipment, inventory, and accounts receivable. A loan may have multiple types of collateral; however, the majority of the Company’s loan collateral is real estate. The value of real estate collateral is generally determined utilizing a market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Company using observable market data (Level 2). However, if the collateral value is significantly adjusted due to differences in the comparable properties or is discounted by the Company because of lack of marketability, then the fair value is considered Level 3. The value of business equipment is based upon an outside appraisal if deemed significant or the net book value on the applicable borrower’s financial statements if not considered significant. Likewise, values for inventory and accounts receivables collateral are based on financial statement balances or aging reports (Level 3). Fair value adjustments are recorded in the period incurred as provision for credit losses on the consolidated statements of operations. Loans Held for Sale Mortgage loans originated or purchased and intended for sale in the secondary market (i.e., loans held for sale) are carried estimated fair market value in the aggregate. Changes in fair value are recognized in residential mortgage banking income, including MSRs, on the consolidated statements of operations (Level 2). Certain consumer loans originated by the Bank and sourced by fintech partners are classified on the consolidated balance sheets as held for sale. After origination, these loans are sold directly to the applicable fintech partner or another investor at par, generally up to 10 days from origination. Due to relatively short time between origination and sale, these loans are held at cost, which approximates fair value (Level 2). Government guaranteed loans, or portions thereof, intended for sale in the secondary market are classified as held for sale on the consolidated balance sheets and carried at the lower of cost or estimated fair market value (Level 2). Other Real Estate Owned Certain assets such as OREO are measured at fair value less estimated costs to sell. Valuation of OREO is generally determined using current appraisals from independent appraisers, a Level 2 input. If current appraisals cannot be obtained prior to reporting dates, or if declines in value are identified after the most recent appraisal, appraisal values are discounted, resulting in Level 3 estimates. If the Company markets the property with a real estate agent or broker, estimated selling costs reduce the listing price, resulting in a valuation based on Level 3 inputs. The following tables summarize assets that were measured at fair value on a nonrecurring basis as of the dates stated. December 31, 2023 (Dollars in thousands) Total Level 1 Level 2 Level 3 Other equity investments $ 12,905 $ — $ 12,905 $ — Collateral-dependent loans 56,068 — — 56,068 Loans held for sale 46,337 — 46,337 — December 31, 2022 (Dollars in thousands) Total Level 1 Level 2 Level 3 Other equity investments $ 23,776 $ — $ 23,776 $ — Impaired loans, net 54,906 — — 54,906 Loans held for sale 69,534 — 69,534 — OREO 195 — — 195 The following tables present quantitative information about Level 3 fair value measurements as of the dates stated. (Dollars in thousands) Balance as of December 31, 2023 Unobservable Input Range Collateral-dependent loans Discounted appraised value technique $ 56,068 Selling Costs 7 % - 15 % (Dollars in thousands) Balance as of December 31, 2022 Unobservable Input Range Impaired loans, net Discounted appraised value technique $ 54,761 Selling Costs 7 % - 10 % Discounted cash flows technique 145 Discount Rate 4 % - 11 % OREO Discounted appraised value technique 195 Selling Costs 7 % Fair value information about financial instruments, whether or not recognized in the balance sheet, for which it is practical to estimate the value is based upon the characteristics of the instruments and relevant market information. Financial instruments include cash, evidence of ownership in an entity, or contracts that convey or impose on an entity that contractual right or obligation to either receive or deliver cash for another financial instrument. The information used to determine fair value is highly subjective and judgmental in nature and, therefore, the results may not be precise. Subjective factors include, among other things, estimates of cash flows, risk characteristics, credit quality, and interest rates, all of which are subject to change. Since the fair value is estimated as of the balance sheet date, the amounts that will actually be realized or paid upon settlement or maturity on these various instruments could be significantly different. The carrying values of cash and due from banks, federal funds sold, and restricted cash are of such short duration that carrying value reasonably approximates fair value (Level 1). The carrying values of accrued interest receivable and accrued interest payable are of such short duration that carrying value reasonably approximates fair value (Level 2). The carrying value of restricted equity investments approximates fair value based on the redemption provisions of the issuer (Level 2). The fair value of other investments is approximated by its carrying value (Level 3). The fair value of the Company’s loan portfolio includes a credit risk assumption in the determination of the fair value of its loans. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach. The Company divides its loan portfolio into the following categories: variable rate loans, impaired loans, and all other loans. The results are then adjusted to account for credit risk as described above. The fair value of the Company’s loan portfolio also considers illiquidity risk through the use of a discounted cash flow model to compensate for based on certain assumptions included within the discounted cash flow model, primarily the use of discount rates that better capture inherent credit risk over the lifetime of a loan. This consideration of both credit risk and illiquidity risk provides an estimated exit price for the Company’s loan portfolio. Loans held for investment are reported as Level 3. There is no credit risk associated with PPP loans as they are fully guaranteed by the U.S. government. Further, these loans are expected to be short term in nature. As a result, the carrying value of PPP loans reasonably approximates fair value (Level 3). The carrying value of cash surrender value of life insurance reasonably approximates fair value. The Company records these policies at their cash surrender value, which is estimated using information provided by insurance carriers. The carrying value of noninterest-bearing deposits approximates fair value (Level 1). The carrying values of interest-bearing demand, money market, and savings deposits approximates fair value based on their current pricing and are reported as Level 2. The fair values of time deposits were obtained using a discounted cash flow calculation that includes a market rate analysis of the current rates offered by market participants for time deposits that mature in the same period. Time deposits are reported as Level 3. The fair value of the FHLB borrowings is estimated by discounting the future cash flows using current interest rates offered for similar advances (Level 2). The fair value of FRB borrowings is approximated by its carrying value as there is no comparable debt to BTFP advances (Level 2). The fair value of the Company’s subordinated notes is estimated by utilizing recent issuance interest rates for subordinated debt offerings of similar issuer size (Level 3). The Company assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of the Company’s financial instruments will change when interest rate levels change and that change may be either favorable or unfavorable to the Company. Borrowers with fixed rate obligations may be less likely to prepay in a rising rate environment and more likely to prepay in a falling rate environment. Conversely, depositors who are receiving fixed rates may be more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting terms of new loans and deposits and by investing in securities with terms that mitigate the Company’s overall interest rate risk. The following tables present estimated fair values and related carrying amounts of the Company’s financial instruments as of the dates stated. December 31, 2023 Fair Value Measurements (Dollars in thousands) Carrying Value Fair Value Level 1 Level 2 Level 3 Financial Assets Cash and due from banks $ 110,491 $ 110,491 $ 110,491 $ — $ — Restricted cash 10,660 10,660 10,660 — — Federal funds sold 4,451 4,451 4,451 — — Securities available for sale 321,081 321,081 — 320,331 750 Restricted equity investments 18,621 18,621 — 18,621 — Other equity investments 12,905 12,905 — 12,905 — Other investments 29,467 29,467 — — 29,467 PPP loans receivable, net 2,386 2,386 — — 2,386 Loans held for investment, net 2,392,668 2,313,727 — — 2,313,727 Accrued interest receivable 14,967 14,967 — 14,967 — Bank owned life insurance 48,453 48,453 — 48,453 — MSR assets 27,114 27,114 — — 27,114 Financial Liabilities Noninterest-bearing deposits $ 506,248 $ 506,248 $ 506,248 $ — $ — Interest-bearing demand and money market deposits 1,049,536 1,049,536 — 1,049,536 — Savings deposits 117,923 117,923 — 117,923 — Time deposits 892,325 892,439 — — 892,439 FHLB borrowings 210,000 211,799 — 211,799 — FRB borrowings 65,000 65,000 — 65,000 — Subordinated notes, net 39,855 37,803 — — 37,803 December 31, 2022 Fair Value Measurements (Dollars in thousands) Carrying Value Fair Value Level 1 Level 2 Level 3 Financial Assets Cash and due from banks $ 77,274 $ 77,274 $ 77,274 $ — $ — Federal funds sold 1,426 1,426 1,426 — — Securities available for sale 354,341 354,341 — 342,435 11,906 Restricted equity investments 21,257 21,257 — 21,257 — Other equity investments 23,776 23,776 — 23,776 — Other investments 24,672 24,672 — — 24,672 PPP loans receivable, net 11,967 11,967 — — 11,967 Loans held for investment, net 2,368,352 2,321,042 — — 2,321,042 Accrued interest receivable 11,569 11,569 — 11,569 — Bank owned life insurance 47,245 47,245 — 47,245 — MSR assets 28,991 28,991 — — 28,991 Financial Liabilities Noninterest-bearing deposits $ 640,101 $ 640,101 $ 640,101 $ — $ — Interest-bearing demand and money market deposits 1,318,799 1,318,799 — 1,318,799 — Savings deposits 151,646 151,646 — 151,646 — Time deposits 391,961 352,294 — — 352,294 FHLB borrowings 311,700 311,700 — 311,700 — FRB borrowings 51 51 — 51 — Subordinated notes, net 39,920 37,689 — — 37,689

Minimum Regulatory Capital Requ

Minimum Regulatory Capital Requirements	12 Months Ended
	Dec. 31, 2023
Regulatory Matters [Abstract]
Minimum Regulatory Capital Requirements	Note 14. Minimum Regulatory Capital Requirements Banks and bank holding companies are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company's financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, financial institutions must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. A financial institution's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Pursuant to the final rules implementing the Basel Committee on Banking Supervision's capital guidelines for U.S. banks (the "Basel III rules"), banks must hold a capital conservation buffer above the adequately capitalized risk-based capital ratios of 2.50 % for all ratios, except the tier 1 leverage ratio. If a banking organization dips into its capital conservation buffer, it is subject to limitations on certain activities, including payment of dividends, share repurchases, and discretionary compensation to certain officer s. Federal and state banking regulations place certain restrictions on dividends paid by the Company. The total amount of dividends that may be paid at any date is generally limited to retained earnings of the Company. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized; although, these terms are not used to represent overall financial condition. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. As of December 31, 2023 and December 31, 2022, the Bank exceeded the thresholds to be considered well capitalized; however, the Bank's total risk based capital dropped below the capital conservation buffer as of December 31, 2023, subjecting the Bank to limitations on certain activities as previously noted. In addition to the foregoing capital requirements, the Bank is subject to individual minimum capital ratios ("IMCRs") that are higher than those required for capital adequacy purposes, and under which the Bank is required to maintain a leverage ratio of 10.00 % and a total capital ratio of 13.00 %. As of December 31, 2023, the Bank did not meet these IMCRs. Until such levels are met and the Consent Order has been lifted, the Bank is deemed to be less than well capitalized, thus adequately capitalized. Pursuant to the Economic Growth, Regulatory Relief and Consumer Protection Act of 2018, regulators have provided for an optional, simplified measure of capital adequacy, the community bank leverage ratio ("CBLR") framework, for qualifying community bank organizations. Banks that qualify may opt in to the CBLR framework beginning January 1, 2020 or any time thereafter. The CBLR framework eliminates the four required capital ratios disclosed below and requires the disclosure of a single leverage ratio, with a minimum requirement of 9.00 %. The Company has not opted into the CBLR framework. As previously noted, the Company adopted CECL effective January 1, 2023. Federal and state banking regulations allow financial institutions to irrevocably elect to phase-in the after-tax cumulative effect adjustment to retained earnings ("Day 1 CECL adjustment") over a three-year period. The three-year phase-in of the CECL Transitional Amount to regulatory capital was 25 % in 2023, and will be 50 % and 25 % in 2024 and 2025, respectively. The Bank made this irrevocable election effective with its first quarter 2023 call report. The CECL Transitional Amount was $ 8.1 million, of which $ 2.0 million reduced the regulatory capital amounts and capital ratios as of December 31, 2023. The following tables present the capital and capital ratios to which the Bank is subject and the amounts and ratios to be adequately and well capitalized as of the dates stated. Adequately capitalized ratios include the conservation buffer, if applicable. Also presented are the IMCRs and the related capital amounts for both the leverage ratio and the total capital ratio as of December 31, 2023. December 31, 2023 Actual For Capital Adequacy Purposes To Be Well Capitalized Individual Minimum Capital Ratios (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio Amount Ratio Total risk based capital (To risk-weighted assets) Blue Ridge Bank, N.A. $ 270,293 10.25 % $ 276,842 10.50 % $ 263,659 10.00 % $ 342,757 13.00 % Tier 1 capital (To risk-weighted assets) Blue Ridge Bank, N.A. $ 239,775 9.09 % $ 224,111 8.50 % $ 210,928 8.00 % n/a n/a Common equity tier 1 capital (To risk-weighted assets) Blue Ridge Bank, N.A. $ 239,775 9.09 % $ 184,562 7.00 % $ 171,379 6.50 % n/a n/a Tier 1 leverage (To average assets) Blue Ridge Bank, N.A. $ 239,775 7.49 % $ 128,001 4.00 % $ 160,001 5.00 % $ 320,003 10.00 % December 31, 2022 Actual For Capital Adequacy Purposes To Be Well Capitalized (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio Total risk based capital (To risk-weighted assets) Blue Ridge Bank, N.A. $ 301,097 10.93 % $ 289,246 10.50 % $ 275,473 10.00 % Tier 1 capital (To risk-weighted assets) Blue Ridge Bank, N.A. $ 268,545 9.75 % $ 234,152 8.50 % $ 220,379 8.00 % Common equity tier 1 capital (To risk-weighted assets) Blue Ridge Bank, N.A. $ 268,545 9.75 % $ 192,831 7.00 % $ 179,058 6.50 % Tier 1 leverage (To average assets) Blue Ridge Bank, N.A. $ 268,545 8.90 % $ 120,644 4.00 % $ 150,805 5.00 %

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2023
Related Party Transactions [Abstract]
Related Party Transactions	Note 15. Related Party Transactions During the years ended December 31, 2023 and 2022 , officers, directors, and principal shareholders and their related interests (related parties) were customers of and had transactions with the Bank. These transactions were made in the ordinary course of business, on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable loans with persons not deemed related parties to the Bank and did not involve more than the normal risk of collectability or present other unfavorable features. The following table presents loan transactions with such related parties as of and for the periods stated. December 31, (Dollars in thousands) 2023 2022 Total loans, beginning of period $ 8,118 $ 7,737 Advances 5,505 4,703 Curtailments ( 7,044 ) ( 4,322 ) Total loans, end of period $ 6,579 $ 8,118 The Bank held related party deposits of approximately $ 14.4 million and $ 11.6 million as of December 31, 2023 and 2022 , respectively.

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2023
Earnings Per Share [Abstract]
Earnings Per Share	Note 16. Earnings Per Share The following table shows the calculation of basic and diluted EPS and the weighted average number of shares outstanding used in computing EPS and the effect on the weighted average number of shares outstanding of dilutive potential common stock for the periods stated. Basic EPS amounts are computed by dividing net income (the numerator) by the weighted average number of common shares outstanding (the denominator). Diluted EPS amounts assume the conversion, exercise, or issuance of all potential common stock instruments, unless the effect would be to reduce the loss or increase earnings per common share. Potential dilutive common stock instruments include exercisable stock options and PSAs. For the years ended December 31, 2023, all outstanding stock options and PSAs of the Company’s common stock were considered anti-dilutive and excluded from the computation of diluted EPS, due to the net loss in the period. For the years ended December 31, 2022 and 2021 , no stock options or PSAs for shares of the Company’s common stock were considered anti-dilutive. Weighted average common shares outstanding, basic and dilutive, for all periods presented are presented on a post-Stock Split basis. The Company had 13,134 and 9,898 dilutive weighted average common shares outstanding for the years ended December 31, 2022 and 2021, respectively, which were attributable to exercisable stock options and PSAs. For the years ended December 31, (Dollars in thousands, except per share data) 2023 2022 2021 Weighted average common shares outstanding, basic 18,939,471 18,811,484 17,840,675 Effect of dilutive securities — 13,134 9,898 Weighted average common shares outstanding, dilutive 18,939,471 18,824,618 17,850,573 Net (loss) income: Net (loss) income from continuing operations $ ( 51,773 ) $ 16,997 $ 52,624 Net income (loss) from discontinued operations — 337 ( 144 ) Net income from discontinued operations attributable to noncontrolling interest — ( 1 ) ( 3 ) Net (loss) income attributable to Blue Ridge Bankshares, Inc. $ ( 51,773 ) $ 17,333 $ 52,477 Basic and diluted (loss) earnings per share: (Loss) earnings per share from continuing operations $ ( 2.73 ) $ 0.90 $ 2.95 (Loss) earnings per share from discontinued operations — 0.02 ( 0.01 ) (Loss) earnings per share attributable to Blue Ridge Bankshares, Inc. $ ( 2.73 ) $ 0.92 $ 2.94

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Income Taxes	Note 17. Income Taxes The following table presents the differences between the provision for income taxes at the federal statutory rate and the amounts computed as reported for the periods stated. For the years ended December 31, (Dollars in thousands) 2023 2022 2021 Income tax at federal statutory rate $ ( 12,358 ) 21.0 % $ 4,750 21.0 % $ 14,317 21.0 % Increase (decrease) resulting from: State income taxes, net of federal tax effect 72 ( 0.1 %) 388 1.7 % 1,499 2.2 % Tax-exempt interest income ( 50 ) 0.1 % ( 121 ) ( 0.5 %) ( 105 ) ( 0.2 %) Income from life insurance ( 251 ) 0.4 % ( 283 ) ( 1.3 %) ( 196 ) ( 0.3 %) Impairment of goodwill 5,348 ( 9.1 %) — — — — Merger-related expenses — — — — 250 0.4 % Other permanent differences 168 ( 0.3 %) 554 2.4 % ( 64 ) ( 0.1 %) (Benefit) provision for income taxes $ ( 7,071 ) 12.0 % $ 5,288 23.3 % $ 15,701 23.0 % The following table presents the significant components of the provision for income taxes for the periods stated. For the years ended December 31, (Dollars in thousands) 2023 2022 2021 Current tax provision (benefit) Federal $ 165 $ 4,762 $ 12,832 State ( 181 ) 546 946 Total current tax (benefit) provision ( 16 ) 5,308 13,778 Deferred tax provision (benefit) Federal ( 7,048 ) 185 971 State ( 7 ) ( 205 ) 952 Total deferred tax (benefit) provision ( 7,055 ) ( 20 ) 1,923 (Benefit) provision for income taxes $ ( 7,071 ) $ 5,288 $ 15,701 Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. The following table presents significant components of deferred tax assets and liabilities as of the dates stated. December 31, (Dollars in thousands) 2023 2022 Deferred tax assets relating to: Allowance for credit losses $ 7,857 $ 6,869 Compensation differences 1,349 1,340 Reserve for unfunded loan commitments and sold loan buy backs 904 640 Acquisition accounting adjustments 862 1,522 Net operating loss 5,161 — Pass-through entities 624 114 Unrealized losses on securities available for sale 12,822 13,149 Other 5,061 2,017 Total deferred tax assets 34,640 25,651 Deferred tax liabilities relating to: Premises and equipment, net ( 2,102 ) ( 2,191 ) Core deposit and customer-based intangible assets ( 807 ) ( 1,179 ) Mortgage servicing rights ( 5,935 ) ( 6,478 ) Unrealized gains on other investments ( 2,224 ) ( 3,491 ) Other ( 2,016 ) ( 85 ) Total deferred tax liabilities ( 13,084 ) ( 13,424 ) Deferred tax asset, net $ 21,556 $ 12,227 Deferred income tax assets and liabilities are measured at the enacted tax rate for the period in which they are expected to reverse; therefore, as of December 31, 2023, they have been measured using the federal income tax rate enacted o f 21 % and applicable state income tax rates. The Company’s deferred tax asset was $ 34.6 million and $ 25.7 million at December 31, 2023 and 2022, respectively. As of December 31, 2023 , management concluded that the Company’s deferred tax assets were fully realizable, and accordingly, no valuation allowance was recorded. The Company will continue to monitor deferred tax assets to evaluate whether it will be able to realize the full benefit of the deferred tax asset or whether there is need for a valuation allowance. Significant negative trends in asset credit quality, losses from operations, or other factors could impact the realization of the deferred tax asset in the future. At December 31, 2023 , the Company had an estimated federal net operating loss of approximately $ 24.4 million, which originated in the year ended December 31, 2023 and can be carried forward indefinitely. As of December 31, 2023 and 2022 , the Company had no uncertain tax positions.

Business Segments

Business Segments	12 Months Ended
	Dec. 31, 2023
Segment Reporting [Abstract]
Business Segments	Note 18. Business Segments The Company's three reportable business segments consist of commercial banking, mortgage banking, and holding company activities. The following tables present statement of operations items and assets by segment as of the dates and periods stated. For the year ended December 31, 2023 (Dollars in thousands) Commercial Banking Mortgage Banking Parent Only Eliminations Blue Ridge NET INTEREST INCOME Interest income $ 167,340 $ 1,641 $ 14 $ — $ 168,995 Interest expense 72,952 793 2,209 — 75,954 Net interest income 94,388 848 ( 2,195 ) — 93,041 Provision for credit losses 22,323 — — — 22,323 Net interest income after provision for credit losses 72,065 848 ( 2,195 ) — 70,718 NONINTEREST INCOME Residential mortgage banking income, including MSRs 993 9,007 — — 10,000 Gain on sale of guaranteed government loans 5,704 — — — 5,704 Service charges on deposit accounts 1,423 — — — 1,423 Increase in cash surrender value of bank owned life insurance 1,195 — — — 1,195 Other income 12,310 — ( 1,695 ) ( 396 ) 10,219 Total noninterest income 21,625 9,007 ( 1,695 ) ( 396 ) 28,541 NONINTEREST EXPENSE Salaries and employee benefits 49,860 8,298 — — 58,158 Regulatory remediation 10,459 — — — 10,459 Goodwill impairment 26,826 — — — 26,826 ESOP litigation — — 6,000 — 6,000 Other expenses 48,398 5,225 3,433 ( 396 ) 56,660 Total noninterest expense 135,543 13,523 9,433 ( 396 ) 158,103 Loss from continuing operations before income tax ( 41,853 ) ( 3,668 ) ( 13,323 ) — ( 58,844 ) Income tax benefit ( 3,571 ) ( 877 ) ( 2,623 ) — ( 7,071 ) Net loss $ ( 38,282 ) $ ( 2,791 ) $ ( 10,700 ) $ — $ ( 51,773 ) Total assets as of December 31, 2023 $ 3,053,453 $ 39,010 $ 233,506 $ ( 208,415 ) $ 3,117,554 For the year ended December 31, 2022 (Dollars in thousands) Commercial Banking Mortgage Banking Parent Only Eliminations Blue Ridge NET INTEREST INCOME Interest income $ 119,758 $ 1,455 $ 439 $ — $ 121,652 Interest expense 14,122 419 2,544 — 17,085 Net interest income 105,636 1,036 ( 2,105 ) — 104,567 Provision for credit losses 25,687 — — — 25,687 Net interest income after provision for credit losses 79,949 1,036 ( 2,105 ) — 78,880 NONINTEREST INCOME Residential mortgage banking income, including MSRs 147 20,500 — — 20,647 Gain on sale of guaranteed government loans 4,734 — — — 4,734 Service charges on deposit accounts 1,289 — — — 1,289 Increase in cash surrender value of bank owned life insurance 1,348 — — — 1,348 Other income 11,193 17 9,453 ( 589 ) 20,074 Total noninterest income 18,711 20,517 9,453 ( 589 ) 48,092 NONINTEREST EXPENSE Salaries and employee benefits 40,012 15,994 — — 56,006 Regulatory remediation 7,442 — — — 7,442 Merger-related — — 50 — 50 Other expenses 35,129 4,875 1,863 ( 589 ) 41,278 Total noninterest expense 82,583 20,869 1,913 ( 589 ) 104,776 Income from continuing operations before income tax expense 16,077 684 5,435 — 22,196 Income tax expense 3,840 152 1,207 — 5,199 Net income from continuing operations $ 12,237 $ 532 $ 4,228 $ — $ 16,997 Discontinued Operations Income from discontinued operations before income taxes (including gain on disposal of $ 471 thousand) 426 — — — 426 Income tax expense 89 — — — 89 Net income from discontinued operations 337 — — — 337 Net income $ 12,574 $ 532 $ 4,228 $ — $ 17,334 Net income from discontinued operations attributable to noncontrolling interest ( 1 ) — — — ( 1 ) Net income attributable to Blue Ridge Bankshares, Inc. $ 12,573 $ 532 $ 4,228 $ — $ 17,333 Total assets as of December 31, 2022 $ 3,059,282 $ 40,840 $ 289,860 $ ( 259,517 ) $ 3,130,465 For the year ended December 31, 2021 (Dollars in thousands) Commercial Banking Mortgage Banking Parent Only Eliminations Blue Ridge NET INTEREST INCOME Interest income $ 99,810 $ 3,596 $ 140 $ — $ 103,546 Interest expense 8,181 257 2,627 — 11,065 Net interest income 91,629 3,339 ( 2,487 ) — 92,481 Provision for credit losses 117 — — — 117 Net interest income after provision for credit losses 91,512 3,339 ( 2,487 ) — 92,364 NONINTEREST INCOME Gain on sale of Paycheck Protection Program loans 24,315 — — — 24,315 Residential mortgage banking income, including MSRs — 37,022 — — 37,022 Gain on sale of guaranteed government loans 2,005 — — — 2,005 Service charges on deposit accounts 1,464 — — — 1,464 Increase in cash surrender value of bank owned life insurance 932 — — — 932 Other income 13,733 194 7,505 ( 182 ) 21,250 Total noninterest income 42,449 37,216 7,505 ( 182 ) 86,988 NONINTEREST EXPENSE Salaries and employee benefits 35,320 26,161 — — 61,481 Merger-related 9,226 — 2,642 — 11,868 Other expenses 28,375 8,428 1,018 ( 182 ) 37,639 Total noninterest expense 72,921 34,589 3,660 ( 182 ) 110,988 Income from continuing operations before income tax expense 61,040 5,966 1,358 — 68,364 Income tax expense 13,978 1,253 509 — 15,740 Net income from continuing operations $ 47,062 $ 4,713 $ 849 $ — $ 52,624 Discontinued Operations Loss from discontinued operations before income taxes ( 183 ) — — — ( 183 ) Income tax benefit ( 39 ) — — — ( 39 ) Net loss from discontinued operations ( 144 ) — — — ( 144 ) Net income $ 46,918 $ 4,713 $ 849 $ — $ 52,480 Net income from discontinued operations attributable to noncontrolling interest ( 3 ) — — — ( 3 ) Net income attributable to Blue Ridge Bankshares, Inc. $ 46,915 $ 4,713 $ 849 $ — $ 52,477 Total assets as of December 31, 2021 $ 2,498,916 $ 142,537 $ 319,685 $ ( 295,999 ) $ 2,665,139

Parent Company Only Financial S

Parent Company Only Financial Statements	12 Months Ended
	Dec. 31, 2023
Statement of Financial Position [Abstract]
Parent Company Only Financial Statements	Note 19. Parent Company Only Financial Statement s The following tables present the condensed financial statements of Blue Ridge Bankshares, Inc. (parent company only) as of the dates and for the periods presented. PARENT COMPANY ONLY CONDENSED BALANCE SHEETS As of December 31, (Dollars in thousands) 2023 2022 ASSETS Cash and due from banks $ 7,025 $ 2,432 Investment in subsidiaries 201,403 256,543 Other equity investments 12,740 23,590 Other investments 8,706 7,161 Income tax receivable 2,200 2,747 Other assets 1,432 583 Total assets $ 233,506 $ 293,056 LIABILITIES & STOCKHOLDERS’ EQUITY Accrued expenses $ 7,294 $ 3,971 Accrued interest payable 368 372 Subordinated notes, net 39,855 39,920 Total liabilities 47,517 44,263 Stockholders’ equity 185,989 248,793 Total liabilities and stockholders’ equity $ 233,506 $ 293,056 PARENT COMPANY ONLY CONDENSED STATEMENTS OF INCOME For the years ended December 31, (Dollars in thousands) 2023 2022 2021 INCOME Dividends from Bank subsidiary $ 6,000 $ 10,000 $ 10,000 Interest income 14 439 140 Fair value adjustments of other equity investments ( 110 ) 9,306 7,316 Loss on sale of other equity investments ( 1,636 ) — — Other 50 147 250 Total income 4,318 19,892 17,706 EXPENSES Interest on subordinated notes 2,209 2,215 2,627 Legal and regulatory filing 3,161 1,371 890 Merger-related — 50 2,642 ESOP litigation 6,000 — — Other 270 821 189 Total expenses 11,640 4,457 6,348 (Loss) income before income tax expense and equity in undistributed earnings of subsidiary ( 7,322 ) 15,435 11,358 Income tax (benefit) expense ( 2,623 ) 1,207 509 Equity in undistributed (loss) earnings of subsidiaries ( 47,074 ) 3,106 41,628 Net (loss) income $ ( 51,773 ) $ 17,334 $ 52,477 PARENT COMPANY ONLY CONDENSED STATEMENTS OF CASH FLOWS For the years ended December 31, (Dollars in thousands) 2023 2022 2021 Cash Flows From Operating Activities Net (loss) income $ ( 51,773 ) $ 17,334 $ 52,477 Equity in undistributed loss (earnings) of subsidiaries 47,074 ( 3,106 ) ( 41,628 ) Deferred income tax benefit ( 3,830 ) ( 698 ) ( 1,208 ) Amortization of subordinated note issuance costs 35 35 206 Realized loss on sale of other equity securities 1,500 — — Fair value adjustments of other equity investments 110 ( 9,306 ) ( 7,316 ) Increase in other assets ( 302 ) ( 180 ) ( 2,677 ) Increase in accrued expenses 2,622 4,247 646 Net cash (used in) provided by operating activities ( 4,564 ) 8,326 500 Cash Flows From Investing Activities Net change in securities available for sale — 2,073 ( 2,073 ) Proceeds from sale of other equity investments 7,754 — — Net change in other equity investments 1,486 ( 9,406 ) ( 6,900 ) Net change in other investments ( 1,545 ) ( 2,629 ) ( 3,230 ) Net cash acquired in Bay Banks Merger — — 23,214 Cash received from Bank subsidiary 6,000 10,000 10,000 Net cash provided by investing activities 13,695 38 21,011 Cash Flows From Financing Activities Dividends paid on common stock ( 4,641 ) ( 9,175 ) ( 7,183 ) Stock option exercises and dividend reinvestment plan issuances 103 87 804 Redemption of subordinated notes — — ( 14,150 ) Net cash used in financing activities ( 4,538 ) ( 9,088 ) ( 20,529 ) Net increase (decrease) in cash and due from banks 4,593 ( 724 ) 982 Cash and due from banks at beginning of period 2,432 3,156 2,174 Cash and due from banks at end of period $ 7,025 $ 2,432 $ 3,156 Supplemental Schedule of Cash Flow Information Cash paid for: Interest $ 2,213 $ 2,213 $ 2,388 Income taxes $ 6,600 $ 1,475 $ 10,000 Non-cash investing and financing activities: Unrealized gain on securities available for sale $ — $ — $ 300 Issuance of restricted stock awards, net of forfeitures $ 1,573 $ 1,564 $ 1,331

Legal Matters

Legal Matters	12 Months Ended
	Dec. 31, 2023
Loss Contingency [Abstract]
Legal Matters	Note 20. Legal Matters In December 2023, a purported shareholder of the Company commenced a putative class action in the U.S. District for the Eastern District of New York (No. 1:23-cv-08944) Hunter v. Blue Ridge Bankshares, Inc., et al). The complaint alleges violations of federal securities laws against the Company and certain of its current and former officers based on alleged material misstatements and omissions in the Company’s filings. The complaint seeks certification of a class action, unspecified damages, and attorneys fees. The putative class plaintiff intends to file an amended complaint after the court appoints lead plaintiff and lead counsel. The Company believes the claims are without merit and no loss has been accrued for this lawsuit as of December 31, 2023. On August 12, 2019, a former employee of VCB and participant in its Employee Stock Ownership Plan (the “VCB ESOP”) filed a class action complaint against VCB, Virginia Community Bank, and certain individuals associated with the VCB ESOP in the U.S. District Court for the Western District of Virginia, Charlottesville Division. The complaint alleges, among other things, that the defendants breached their fiduciary duties to VCB ESOP participants in violation of the Employee Retirement Income Security Act of 1974, as amended. The complaint alleges that the VCB ESOP incurred damages “that approach or exceed $ 12 million.” The Company automatically assumed any liability of VCB in connection with this litigation as a result of its 2019 acquisition of VCB. During the fourth quarter of 2023, the Company entered into a settlement agreement with the plaintiff to resolve the VCB ESOP litigation (the "Settlement Agreement"). As provided in the Settlement Agreement, the plaintiff has agreed to release the Company, the Bank, and related parties from all claims related to acts or omissions associated with the VCB ESOP, once the court hearing the case has granted final approval of the Settlement Agreement. Pursuant to the Settlement Agreement, the Company has agreed to make a settlement payment of $ 6.0 million to a fund for the benefit of VCB ESOP participants, with $ 5.95 million due after final approval of the Settlement Agreement by the court. On February 22, 2024, the court granted preliminary approval of the Settlement Agreement and a final hearing is scheduled in early June 2024, at which it is expected that the court will grant final approval of the Settlement Agreement. If the court grants final approval of the Settlement Agreement, the ongoing lawsuit will be dismissed with prejudice, and all similar claims that were or could have been brought relating to the VCB ESOP will be released and barred. The Company entered into the Settlement Agreement to eliminate the burden and expense of further litigation and to resolve the claims that were or could have been asserted related to the VCB ESOP. The Company accrued $ 6.0 million in the third quarter of 2023 in anticipation of this proposed settlement.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss), Net	12 Months Ended
	Dec. 31, 2023
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss), net	Note 21. Accumulated Other Comprehensive Income (Loss), net The following tables present components of accumulated other comprehensive income (loss) for the periods stated. (Dollars in thousands) Securities Available For Sale Transfer of Securities Held to Maturity to Available For Sale Interest Rate Swaps Pension and Accumulated Balance as of December 31, 2020 $ 644 $ 425 $ ( 805 ) $ — $ 264 Change in net unrealized holding losses on securities available for sale, net of tax benefit of $ 1,279 ( 4,814 ) — — — ( 4,814 ) Reclassification for previously unrealized net losses recognized in net income, net of tax benefit of $ 30 114 — — — 114 Change in net unrealized holding gains on interest rate swaps, net of tax expense of $ 1,521 — — 5,719 — 5,719 Reclassification for previously unrealized net gains recognized in net income, net of tax expense of $ 1,307 — — ( 4,914 ) — ( 4,914 ) Change in net unrealized losses on pension and post-retirement benefit plans, net of tax benefit of $ 1 — — — ( 1 ) ( 1 ) Balance as of December 31, 2021 ( 4,056 ) 425 — ( 1 ) ( 3,632 ) Change in net unrealized holding losses on securities available for sale, net of tax benefit of $ 11,936 ( 41,469 ) — — — ( 41,469 ) Balance as of December 31, 2022 ( 45,525 ) 425 — ( 1 ) ( 45,101 ) Change in net unrealized holding losses on securities available for sale, net of tax benefit of $ 132 ( 460 ) — — — ( 460 ) Reclassification for previously unrealized net losses recognized in net income, net of income tax benefit of $ 145 504 — — — 504 Reclassification for previously unrealized net losses recognized in net income, net of tax benefit of $ 1 — — — 1 1 Balance as of December 31, 2023 $ ( 45,481 ) $ 425 $ — $ — $ ( 45,056 )

Commitments and Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Commitments and Contingencies	Note 22. Commitments and Contingencies In the ordinary course of operations, the Company is party to legal proceedings. Based upon information currently available, management believes that such legal proceedings, in the aggregate, will not have a material adverse effect on the Company’s business, financial condition, results of operations, or cash flows. Also, in the ordinary course of operations, the Company offers various financial products to its customers to meet their credit and liquidity needs. These instruments involve elements of credit and interest rate risk in excess of the amount recognized in the consolidated balance sheets. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and stand-by letters of credit written is represented by the contractual amount of these instruments. The Company uses the same credit policies in making commitments and conditional commitments as it does for on-balance sheet commitments. Subject to its normal credit standards and risk monitoring procedures, the Company makes contractual commitments to extend credit. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of a fee. Since many of the commitments may expire without being completely drawn upon, the total commitment amounts do not necessarily represent future cash requirements. As of December 31, 2023 and 2022 , the Company had outstanding loan commitments of $ 480.8 million and $ 719.2 million, respectively. Of these amounts, $ 113.5 million and $ 107.9 million were unconditionally cancelable at the sole discretion of the Company as of the same respective dates. Conditional commitments are issued by the Company in the form of financial stand-by letters of credit, which guarantee payment to the underlying beneficiary (i.e., third party) if the customer fails to meet its designated financial obligation. As of December 31, 2023 and 2022 , commitments under outstanding financial stand-by letters of credit totaled $ 12.6 million and $ 28.3 million, respectively. The credit risk of issuing stand-by letters of credit can be greater than the risk involved in extending loans to customers. Upon the adoption of ASC 326 on January 1, 2023, the Company recorded an increase in its reserve for unfunded commitments of $ 3.7 million. Most of this increase was attributable to higher funding assumptions of the underlying credit commitments, based on industry data available. For the twelve months ended December 31, 2023 , the Company recorded a reduction in the provision for credit losses for unfunded commitments of $ 2.4 million, which was primarily attributable to lower balances of loan commitments. Reserves for unfunded commitments to borrowers as of December 31, 2023 and 2022 were $ 3.1 million and $ 1.8 million, respectively, and are included in other liabilities on the consolidated balance sheets. The Company invests in various partnerships, limited liability companies, and SBIC funds. Pursuant to these investments, the Company commits to an investment amount that may be fulfilled in future periods. At December 31, 2023 , the Company had future commitments outstanding totaling $ 15.3 million related to these investments.

Subsequent Events

Subsequent Events	12 Months Ended
	Dec. 31, 2023
Subsequent Events [Abstract]
Subsequent Events	Note 23. Subsequent Events On March 7, 2024, the Company filed a Form 8-K with the SEC disclosing that the Company had received sufficient votes to approve the Private Placement at a special meeting of shareholders held on March 6, 2024 . On March 14, 2024, the Company was notified that Kenneth R. Lehman had received notification that the relevant regulatory agency has determined it would not disapprove of his investment in the Company. The closing of the Private Placement is pending the satisfactory completion of the remaining closing conditions as outlined in the Securities Purchase Agreement. Subsequent to December 31, 2023, the Company received cash loan payments totaling $ 3.0 million from a specialty finance borrower. These cash payments were applied to the book principal balance of the loan, which was $ 32.8 million as of December 31, 2023.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Use of Estimates	(a) Use of Estimates In preparing consolidated financial statements in conformity with GAAP, management is required to make estimates, judgments, and assumptions that affect the reported amounts of assets and liabilities, and disclosures of contingent assets and contingent liabilities, as of the date of the consolidated financial statements and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to accounting for business combinations, accounting for acquired loans , the allowance for credit losses, the valuation of deferred tax assets, mortgage servicing rights, and the valuation of derivative instruments and certain investments.
Cash and due from banks, federal funds sold, and restricted cash	(b) Cash and due from banks, federal funds sold, and restricted cash For purposes of the consolidated statements of cash flows and balance sheets, cash and due from banks include cash on hand and amounts due from banks, including short-term investments with original maturities of less than 90 days. Federal funds sold represents excess bank reserves lent (generally on an overnight basis) to other financial institutions in the federal funds market. Federal funds sold are separately disclosed within the consolidated balance sheets. Restricted cash represents amounts held in an interest-earning collateral account at a financial institution for the benefit of one of the Bank's network partners. This network partner facilitates the Bank's fintech banking-as-a-service transactions.
Investment Securities	(c) Investment Securities Management determines the appropriate classification of securities at the time of purchase. If management has the intent and the Company has the ability at the time of purchase to hold securities until maturity, they are classified as held to maturity ("HTM") and carried at amortized historical cost. Securities not intended to be HTM are classified as available for sale ("AFS") and carried at fair value. Securities AFS are intended to be used as part of the Company’s asset and liability management strategy and may be sold in response to liquidity needs, changes in interest rates, prepayment risk, or other similar factors. Securities reclassified from one category to another are transferred at fair market value. Amortization of premiums and accretion of discounts on securities are reported as adjustments to interest income using the effective interest method. Realized gains and losses on dispositions are based on the net proceeds and the adjusted book value of the securities sold using the specific identification method and recorded on the date of settlement. Unrealized gains and losses on investment securities AFS are based on the difference between book value and fair value of each security. These gains and losses are credited or charged to shareholders’ equity, net of tax, whereas realized gains and losses flow through the Company’s current earnings. The Company has made equity investments in a fintech company and other limited partnership investments, which are being accounted for as equity securities under Accounting Standards Codification ("ASC") 321, Investments – Equity Investments. Few of these equity investments have readily-determinable fair values and most are reported at cost, less impairment, if any. The Company reports such investments at fair value if observable market transactions have occurred in similar securities. Several of the Company's equity investments had observable market transactions in 2023 and 2022 that, in the opinion of management, were in securities similar to the Company's existing investments. Accordingly, the Company recorded fair market value adjustments (unrealized (losses) gains) on its existing investments totaling ($ 110 thousand ), $ 9.3 million, and $ 7.3 million for the years ended December 31, 2023, 2022, and 2021, respectively, which are reported in noninterest income as fair value adjustments on other equity investments on Company's the consolidated statements of operations. These investments, inclusive of the fair value adjustments, totaled $ 12.9 million and $ 23.8 million as of December 31, 2023 and 2022, respectively, and are included in other equity investments on the Company's consolidated balance sheets. Other equity investments are also periodically evaluated for impairment using information obtained either directly from the investee or from a third-party broker. If an impairment has been identified, the carrying value of the investment is written down to its estimated fair market value through a charge to earnings. The Company also holds investments in early-stage focused investment funds, small business investment companies ("SBIC"), and low-income housing partnerships, which are reported in other investments on the consolidated balance sheets, and totaled $ 29.5 million and $ 24.7 million as of December 31, 2023 and 2022 , respectively. These investments do not have readily-determinable fair values, are generally reported at amortized cost, and are periodically evaluated for potential impairment.
Loans Held for Sale	(d) Loans Held for Sale Mortgage loans originated or purchased and intended for sale in the secondary market are carried at estimated fair value in the aggregate. Changes in fair value are recognized in residential mortgage banking income on the consolidated statements of operations. The Company participates in a mandatory delivery program for its government guaranteed and conventional mortgage loans. Under the mandatory delivery program, loans with interest rate locks are paired with the sale of a to-be-announced (“TBA”) mortgage-backed security bearing similar attributes in the aggregate. Under the mandatory delivery program, the Bank commits to deliver loans to an investor at an agreed upon price after the close of such loans. During 2023, the Company began participating with a best efforts delivery program, which sets the sale price with the investor on a loan-by-loan basis when each loan is locked. As of December 31, 2023 and 2022, residential mortgage loans classified as held for sale on the Company's consolidated balance sheets were $ 14.1 million and $ 15.1 million , respectively. Certain consumer and small business loans originated by the Company and sourced by fintech partners are classified on the Company's consolidated balance sheets as held for sale. These loans are originated by the Bank are sold directly to the applicable fintech partner at par, generally up to 30 days from origination. These loans are carried at amortized cost. As of December 31, 2023 and 2022, fintech loans held for sale totaled $ 27.7 million and $ 9.8 million, respectively, and are included in loans held for sale on the Company's consolidated balance sheets. The Company holds for sale the conditionally guaranteed portion of certain loans guaranteed by the U.S. Small Business Administration or the U.S. Department of Agriculture, collectively referred to as “government guaranteed loans”. These loans are carried at the lower of cost or fair market value. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Gains or losses on government guaranteed loans held for sale are recognized upon completion of the sale, based on the difference between the selling price and the carrying value of the related loan sold. As of December 31, 2023 and 2022 , government guaranteed loans classified as held for sale on the Company's consolidated balance sheets were $ 4.5 million and $ 44.7 million, respectively.
Loans Held for Investment and ACL	(e) Loans Held for Investment and ACL Loans that management has the intent and ability to hold for the foreseeable future or until loan maturity or pay-off are reported held for investment at their outstanding principal balance adjusted for any charge-offs and net of any deferred fees (including purchase accounting adjustments) and origination costs (collectively referred to as “recorded investment”). Loan origination fees and certain direct origination costs are deferred and accreted (or amortized) as an adjustment of the yield using the payment terms required by the loan contract. Loans are generally placed into nonaccrual status when they are past due 90 days or more as to either principal or interest or when, in the opinion of management, the collection of principal and/or interest is in doubt. A loan remains in nonaccrual status until the loan is current as to payment of both principal and interest or past due less than 90 days and the borrower demonstrates the ability to pay and remain current. When cash payments are received, they are applied to principal first, then to accrued interest. It is the Company's policy not to record interest income on nonaccrual loans until principal has become current. In certain instances, accruing loans that are past due 90 days or more as to principal or interest may not be placed on nonaccrual status, if the Company determines that the loans are well-secured and are in the process of collection. On January 1, 2023, the Company adopted Accounting Standards Update (“ASU”) No. 2016-13 - Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments along with amendments ASU 2019-11 - Codification Improvements to Topic 326, Financial Instruments – Credit Losses, and ASU 2022-02 - Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures (“ASU 2022-02”). Together, these ASUs, referred to herein as “ASC 326”, replace the incurred loss impairment methodology with the current expected credit loss methodology (“CECL”) and require consideration of a broader range of information to determine credit loss estimates at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. ASC 326 applies to financial assets subject to credit losses that are measured at amortized cost and certain off-balance sheet credit exposures, which include, but are not limited to, loans held for investment, leases, securities HTM, loan commitments, and financial guarantees. The following table presents the impact to the consolidated balance sheet as the result of adopting ASC 326 effective January 1, 2023. (Dollars in thousands) January 1, 2023 December 31, 2022 Impact of Assets: Loans held for investment, net of deferred fees and costs $ 2,399,757 $ 2,399,092 $ 665 Allowance for credit losses ( 38,158 ) ( 30,740 ) ( 7,418 ) Deferred tax asset, net 14,561 12,227 2,334 Liabilities: Reserve for unfunded commitments (1) 5,504 1,812 3,692 Stockholders' Equity: Retained earnings 89,571 97,682 ( 8,111 ) The ACL represents management’s best estimate of credit losses over the remaining life of the loan portfolio. Loans are charged-off against the ACL when management believes the loan balance is no longer collectible. Subsequent recoveries of previously charged-off amounts (recoveries) are recorded as increases to the ACL. The provision for credit losses is an amount sufficient to bring the ACL to an estimated balance that management considers adequate to absorb lifetime expected losses in the Company’s held for investment loan portfolio. The ACL is a valuation account that is deducted from the loans' recorded investment to present the net amount expected to be collected on the loans. In accordance with ASC 326, the Company elected to exclude accrued interest from the recorded investment basis in its determination of the ACL for loans held for investment, and instead reverses accrued but unpaid interest through interest income in the period in which the loan is placed on nonaccrual status. Management’s determination of the adequacy of the ACL under ASC 326 is based on an evaluation of the composition of the loan portfolio, current economic conditions, historical loan loss experience, reasonable and supportable forecasts, and other risk factors. The Company uses a third-party CECL model in estimating the ACL on a quarterly basis. Loans with similar risk characteristics are collectively assessed within pools (or segments). Loss estimates within the collectively assessed population are based on a combination of pooled assumptions and loan-level characteristics. The Company determined that using federal call codes is an appropriate loan segmentation methodology, as it is generally based on risk characteristics of a loan's underlying collateral. Using federal call codes also allows the Company to utilize publicly-available external information when developing its estimate of the ACL. The discounted cash flow ("DCF") method is the primary credit loss estimation methodology used by the Company and involves estimating future cash flows for each individual loan and discounting them back to their present value using the loan's contractual interest rate, which is adjusted for any net deferred fees, costs, premiums, or discounts existing at the loan's origination or acquisition date (also referred to as the effective interest rate). The DCF method also considers factors such as loan term, prepayment or curtailment assumptions, and other relevant economic factors that could affect future cash flows. By discounting the cash flows, this method incorporates the time value of money and reflects the credit risk inherent in the loan. In applying future economic forecasts, the Company utilizes a forecast period of one year and then reverts to the mean of historical loss rates on a straight-line basis over the following one-year period. The Company considers economic forecasts of national gross domestic product and unemployment rates from the Federal Open Market Committee to inform the model for loss estimation. Historical loss rates used in the quantitative model were derived using both the Bank's and peer bank data obtained from publicly-available sources (i.e., federal call reports) encompassing an economic cycle (specifically, the period of 2004 through 2019). The Bank's peer group utilized is comprised of financial institutions of relatively similar size (i.e., $ 3 - $ 5 billion of total assets) and in similar markets. Management also considers qualitative adjustments when estimating loan losses to take into account the model's quantitative limitations. Qualitative adjustments to quantitative loss factors, either negative or positive, may include considerations of trends in delinquencies, nonaccrual loans, charged-off loans, changes in volume and terms of loans, effects of changes in lending policy, experience and depth of management, regional and local economic trends and conditions, concentrations of credit, competition, and loan review results. For those loans that do not share similar risk characteristics, the Company evaluates the ACL needs on an individual (or loan-by-loan) basis. This population of individually evaluated loans (or loan relationships with the same primary source of repayment) is determined on a quarterly basis and is based on whether (1) the risk grade of the loan is substandard or worse and the balance exceeds $ 500,000 , (2) the risk grade of the loan is special mention and the balance exceeds $ 1,000,000 , or (3) the loan's terms differ significantly from other pooled loans. Measurement of credit loss is based on the expected future cash flows of an individually evaluated loan, discounted at the loan's effective interest rate, or measured on an observable market value, if one exists, or the estimated market value of the collateral underlying the loan discounted for estimated costs to sell the collateral for collateral-dependent loans. If the net value applying these measures is less than the loan's recorded investment, a specific reserve is recorded in the ACL and charged-off in the period when management believes the loan balance is no longer collectible. The Company has an ACL management "work group", which includes the Chief Financial Officer, Chief Credit Officer, Chief Accounting Officer, and head of the Bank's special asset group, who approve the key methodologies and assumptions, as well as the final ACL, on a quarterly basis. While management uses available information at the time of estimation to determine expected credit losses on loans, future changes in the ACL may be necessary based on changes in portfolio composition, portfolio credit quality, changes in underlying facts for individually evaluated loans, and/or economic conditions. In addition, bank regulatory agencies and the Company's independent auditors periodically review its ACL and may require an increase in the ACL or the recognition of further loan charge-offs, based on judgments different than those of management. Upon the adoption of ASC 326, the Company recorded an increase in its ACL of $ 7.4 million, along with an after-tax cumulative effect adjustment, which reduced stockholders' equity by $ 5.2 million. Collateral-dependent Loans The Company has certain loans for which repayment is dependent upon the operation or sale of collateral, as the borrower is experiencing financial difficulty. The underlying collateral can vary based upon the type of loan. The following provides more detail about the types of collateral that secure collateral-dependent loans: • Commercial real estate loans may be secured by either owner occupied commercial real estate or non-owner occupied commercial real estate. Typically, owner occupied commercial real estate loans are secured by office buildings, warehouses, manufacturing facilities, and other commercial and industrial properties occupied by operating companies. Repayment is generally from the cash flows of the business occupying the property. Non-owner occupied commercial real estate loans are generally secured by office buildings, retail facilities, multifamily properties, land under development, industrial properties, as well as other commercial or industrial real estate. • Commercial and industrial loans may be secured by non-real estate collateral such as accounts receivable, inventory, equipment, or other similar assets. In the case of speciality finance loans, the collateral may include intangible assets, the enterprise value of a company, or investments in publicly or privately traded companies. • Residential real estate loans are typically secured by first mortgages, and in some cases secured by a second mortgage. • Home equity lines of credit are generally secured by second mortgages on residential real estate property. • Consumer loans are generally secured by automobiles, recreational vehicles, and other personal property. Some consumer loans are unsecured, have no underlying collateral, and would not be considered collateral-dependent. Acquired Loans The Company has acquired loans through its mergers with Bay Banks and Virginia Community Bankshares, Inc. in 2019. Prior to the adoption of ASC 326, a portion of these loans were classified as purchased-credit impaired ("PCI") under ASC 310-30 – Loans and Debt Securities Acquired with Deteriorated Credit Quality. Upon the adoption of ASC 326, the Company elected to designate its existing PCI loans as purchased credit deteriorated ("PCD") loans using the prospective transition approach. Previously established PCI loan "pools" were eliminated, and, as a result, an increase in the ACL for PCD loans of $ 665 thousand was recorded, and a corresponding increase in the recorded investment basis of loans held for investment was recorded. This amount represented the then-existing credit discount. The recorded investment of PCD loans post ASC 326 adoption on January 1, 2023 was $ 59.3 million, which includes a non-credit discount of $ 5.6 million that is accreted into interest income over the remaining contractual lives of the underlying loans. Modified Loans ASU 2022-22 eliminated the concept of troubled debt restructurings ("TDRs") from the accounting standards for companies that have adopted ASC 326. ASU 2022-02 requires additional disclosures for certain loan modifications and disclosures of gross charge-offs by year of origination. Specifically, loan modification disclosures in periods subsequent to the adoption of ASC 326 must be made for modifications of existing loans to borrowers who were experiencing financial difficulties at the time of the modification. The modification type must include a direct change in the timing or amount of a loan's contractual cash flows. The additional disclosures are applicable to situations where there is: principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay (generally, greater than 90 days), a term extension, or any combination thereof. ACL for Securities AFS The Company evaluates the fair value and credit quality of its securities AFS portfolio on a quarterly basis. In the event the fair value of a security falls below its amortized cost basis, the security is evaluated to determine whether the decline in value was caused by changes in market interest rates or security credit quality. The primary indicators of credit quality for the Company’s securities AFS portfolio are security type and credit rating, which is influenced by a number of security specific factors that may include obligor cash flow, geography, seniority, and others. If unrealized losses are related to credit quality, the Company estimates the credit-related loss by evaluating the present value of cash flows expected to be collected from the security with the amortized cost basis of the security. Subsequent to the adoption of ASC 326, if the present value of cash flows expected to be collected is less than the amortized cost basis of the security and a credit loss exists, then an ACL is recorded for the credit loss through a provision for credit losses, limited by the amount that the fair value is less than amortized cost basis. As of December 31, 2022, the Company did not have any other-than-temporarily impaired securities AFS; therefore, upon adoption of ASC 326, an ACL for securities AFS was not warranted. Reserve for Unfunded Commitments The Company estimates expected credit losses over the contractual period when the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancelable by the Company. The reserve for unfunded commitments is adjusted as a provision for credit loss expense. The estimate includes consideration of the likelihood that funding will occur and the existence of third-party guarantees, and estimate of credit losses on commitments expected to be funded is determined using the same loss rates of similar financial instruments derived in the estimation of ACL for loans held for investment. Upon the adoption of ASC 326, the Company recorded an increase in its reserve for unfunded commitments of $ 3.7 million, along with an after-tax cumulative effect adjustment, which reduced stockholders' equity by $ 2.9 million
Premises and Equipment	(f) Premises and Equipment Land is carried at cost. Premises and equipment, other than land, are carried at cost less accumulated depreciation and amortization. Depreciation is computed using the straight-line method over the estimated useful life of the asset. Estimated useful lives ranges from 39 to 40 years for buildings and from 3 to 15 years for furniture, fixtures, and equipment. Amortization of leasehold improvements is computed using the straight-line method over the shorter of the useful life of the improvements or the lease term . Purchased computer software, which is capitalized, is amortized over estimated useful lives of one to three year s .
Leases	(g) Leases In accordance with the requirements of ASC 842, Leases, the Company evaluates new real estate and equipment leases to determine whether the contractual arrangements constitute a lease, or contain an embedded lease, which would be in scope under ASC 842 and whether such leases would meet the requirements of an operating or financing lease under the standard. For operating leases, right-of-use assets (“ROU assets”) and lease liabilities are recognized at the commencement date of the lease. ROU assets represent the Company’s right to use leased assets over the term of the lease. Lease liabilities represent the Company’s contractual obligation to make lease payments over the lease term and are measured as the present value of the lease payments over the lease term. ROU assets are measured as the amount of the lease liability adjusted for certain items such as prepaid lease payments, unamortized lease incentives, and unamortized direct costs. ROU assets are amortized on a straight-line basis less the periodic interest expense adjustment of the lease liability and the amortization is included in occupancy expense in the Company’s consolidated statements of operations. The discount rate used for the present value calculations for lease liabilities was the rate implicit in the lease if determinable, and when the rate was not determinable, the Company used its incremental, collateralized borrowing rate with the Federal Home Loan Bank of Atlanta ("FHLB") for the period that most closely coincided with the respective lease term as of the commencement date of the lease. Most of the Company’s leases include renewal options, with renewal terms extending the lease obligation up to as much as eight years. Lease terms may include renewal or extension options to the extent they are reasonably certain to be exercised as assessed at lease commencement. As of and for the years ended December 31, 2023 and 2022 , the Company did no t have any leases that met the standard definition of a finance lease nor did it engage in any sale-leaseback transactions or have any material sublease income. In accordance with the ASC, the Company elects not to recognize an ROU asset and lease obligation for contracts with an initial term of twelve months or less. The expense associated with these short-term leases is included in noninterest expense in the consolidated statements of operations. To the extent that a lease arrangement includes both lease and non-lease components, the Company has elected not to account for these separately. Rent expense on operating leases is recorded using the straight-line method over the appropriate lease term.
Goodwill and Other Intangible Assets	(h) Goodwill and Other Intangible Assets Goodwill, which represents the excess of purchase price over fair value of net assets acquired, is not amortized but is evaluated at least annually for impairment by comparing its fair value with its carrying amount. Impairment is indicated when the carrying amount of a reporting unit exceeds its estimated fair value. Goodwill arises from business combinations and is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exist that indicate that a goodwill impairment test should be performed. The Company performs the impairment test annually during the fourth quarter. Goodwill is the only intangible asset with an indefinite life on the Company’s balance sheet. During the third quarter of 2023, management concluded that goodwill had become impaired as a result of the decline in the Company's stock price and its market value relative to its book value. Accordingly, an impairment charge totaling $ 26.8 million, the entire amount of goodwill reported in the consolidated balance sheet, was recognized during the third quarter of 2023. Intangible assets with definite useful lives are amortized over their estimated useful lives and tested for impairment if events and circumstances exist that might indicate impairment may have occurred. The majority of the Company's intangible assets with definite useful lives is a core deposit intangible asset acquired as part of the Bay Banks Merger.
Mortgage Servicing Rights (“MSR”) Assets	(i) Mortgage Servicing Rights (“MSR”) Assets MSR assets represent the economic value associated with servicing a mortgage loan during the life of the loan. The Company retains servicing rights on mortgages originated and sold to the secondary market. The assets are separate from the underlying mortgage and may be retained or sold by the Company when the related mortgage is sold. Under ASC 860, Transfers and Servicing, MSR assets are initially recognized at fair value and subsequently accounted for using either the amortization method or the fair value measurement method. Beginning January 1, 2022, the Company elected the fair value measurement method for accounting for MSR assets; prior to this, MSR assets were recorded under the amortization method. This change in accounting method, which was an irrevocable election, was prospective in nature and resulted in an after-tax difference in carrying values of its MSR assets under the two methods at the beginning of 2022. Consequently, a positive $ 3.5 million cumulative effect adjustment was recorded to stockholders’ equity as of January 1, 2022. MSR assets and servicing income are reported on the Company’s consolidated balance sheets and consolidated statements of operations, respectively.
ther Real Estate Owned (OREO)	(j) Other Real Estate Owned (“OREO”) Assets acquired through, or in lieu of, loan foreclosure are held for sale and reported as OREO. At the time of acquisition these properties are recorded at estimated fair value less estimated selling costs, with any write down charged to the allowance for credit losses and any gain on foreclosure recorded in the allowance up to the amount previously charged off, establishing a new cost basis. Subsequent to foreclosure, valuations of the assets are periodically performed by management, and these assets are subsequently accounted for at the lower of cost or fair value, less estimated selling costs. Adjustments are made for subsequent declines in the fair value of the assets, less selling costs. Revenue and expenses from operations and valuation changes are charged to operating income in the period of the transaction.
Cash Surrender Value of Life Insurance	(k) Cash Surrender Value of Life Insurance The Company has purchased life insurance policies on certain key employees. The cash surrender value of life insurance is recorded at the gross amount that can be realized under the insurance contract at the balance date, which is the cash surrender value. The increase in the cash surrender value over time is recorded as other noninterest income. The Company monitors the financial strength and condition of the counterparty.
Income Taxes	(l) Income Taxes Income taxes are accounted for using the balance sheet method in accordance with ASC 740, Accounting for Income Taxes. Per ASC 740, the objective is to recognize (a) the amount of taxes payable or refundable for the current year, and (b) defer tax liabilities and assets for the future tax consequences of events that have been recognized in the financial statements or federal income tax returns. Deferred tax assets and liabilities are determined based on the tax effects of the temporary differences between the book (i.e., financial statement) and tax bases of the various balance sheet assets and liabilities and give current recognition to changes in tax rates and laws. Temporary differences are reversed in the period in which an amount or amounts become taxable or deductible. A deferred tax liability is recognized for all temporary differences that will result in future taxable income; a deferred tax asset is recognized for all temporary differences that will result in future tax deductions, potentially reduced by a valuation allowance. A valuation allowance is recognized if, based on an analysis of available evidence, management determines that it is more likely than not that some portion or all of the deferred tax asset will not be realized. In making this assessment, all sources of taxable income available to realize the deferred tax asset are considered including future releases of existing temporary differences, tax planning strategies, and future taxable income exclusive of reversing temporary differences and carryforwards. The predictability that future taxable income, exclusive of reversing temporary differences, will occur is the most subjective of these four sources. Additionally, cumulative losses in recent years, if any, are considered negative evidence that may be difficult to overcome to support a conclusion that future taxable income, exclusive of reversing temporary differences and carryforwards, is sufficient to realize a deferred tax asset. Adjustments to increase or decrease the valuation allowance are charged or credited, respectively, to income tax expense. The evaluation of the recoverability of deferred tax assets requires management to make significant judgments regarding the releases of temporary differences and future profitability, among other items. When the Company’s federal tax returns are filed, it is highly certain that some positions taken would be sustained upon examination by the taxing authorities, while others are subject to uncertainty about the merits of the position taken or the amount of the position that would ultimately be sustained. The benefit of a tax position is recognized in the financial statements in the period during which, based on all available evidence, management believes it is more likely than not that the position will be sustained upon examination, including the resolution of appeals or litigation processes, if any. Tax positions taken are not offset or aggregated with other positions. Tax positions that meet the more-likely-than-not recognition threshold are measured as the largest amount of tax benefit that is more than 50 percent likely to be realized upon settlement with the applicable taxing authority. The portion of the benefits associated with tax positions taken that exceeds the amount measured as described above is reflected as a liability for unrecognized tax benefits in the accompanying consolidated balance sheets along with any associated interest and penalties that would be payable to the taxing authorities upon examination. Interest and penalties, if any, associated with unrecognized tax benefits are classified as additional income taxes in the consolidated statements of income. With few exceptions, the Company is no longer subject to U.S. federal, state and local, or non-U.S. income tax examinations by tax authorities for years before 2019.
Earnings Per Share	(m) Earnings Per Share Accounting guidance specifies the computation, presentation, and disclosure requirements for earnings per share (“EPS”) for entities with publicly held common stock or potential common stock such as options, warrants, convertible securities, or contingent stock agreements if those securities trade in a public market. Basic EPS is computed by dividing net income by the weighted average number of common shares outstanding. Diluted EPS is similar to the computation of basic EPS except that the denominator is increased to include the number of additional common shares that would have been outstanding if the dilutive common shares had been issued.
Derivatives	(n) Derivatives Derivatives are recognized as assets and liabilities on the Company’s consolidated balance sheets and measured at fair value. The Company’s derivatives consist of forward sales of to-be-announced mortgage-backed securities and interest rate lock commitments. The Company’s hedging policies permit the use of various derivative financial instruments to manage interest rate risk or to hedge specified assets and liabilities. All derivatives are recorded at fair value on the consolidated balance sheets. The Company may be required to recognize certain contracts and commitments as derivatives when the characteristics of those contracts and commitments meet the definition of a derivative. If derivative instruments are designated as hedges of fair values, both the change in the fair value of the hedge and the hedged item are included in current earnings. During the normal course of business, the Company enters into commitments to originate mortgage loans, whereby the interest rate on the loan is determined prior to funding (“rate lock commitments”). For commitments issued in connection with potential loans intended for sale, the Bank enters into positions of forward month mortgage-backed securities (“MBS”) TBA contracts on a mandatory basis or on a one-to-one forward sales contract on a best efforts basis. The Company enters into TBA contracts in order to control interest rate risk during the period between the rate lock commitment and mandatory sale of the mortgage loan. Both the rate lock commitment and the TBA contract are considered derivatives. A mortgage loan sold on a best efforts basis is locked into a forward sales contract with a counterparty on the same day as the rate lock commitment to control interest rate risk during the period between the commitment and the sale of the mortgage loan. Both the rate lock commitment and the forward sales contract are considered derivatives. The market values of rate lock commitments and best efforts forward delivery commitments is not readily ascertainable with precision because rate lock commitments and best efforts contracts are not actively traded in stand-alone markets. The Company determines the fair value of rate lock commitments, delivery contracts, and forward sales contracts of MBS by measuring the change in the value of the underlying asset, while taking into consideration the probability that the rate lock commitments will close or will be funded. Certain risks arise from the forward delivery contracts in that the counterparties to the contracts may not be able to meet the terms of the contracts. Additional risks inherent in mandatory delivery programs include the risk that, if the Company does not close the loans subject to rate lock commitments, it will still be obligated to deliver MBS to the counterparty under the forward sales agreement. The Company enters into interest rate swap agreements to accommodate the needs of its banking customers. The Company mitigates the interest rate risk entering into these swap agreements by entering into equal and offsetting swap agreements with a highly-rated third-party financial institutions. These back-to-back swap agreements are a free-standing derivatives and are recorded at fair value in the Company’s consolidated balance sheets. The Company may utilize interest rate swaps that qualify as cash flow hedges as defined by ASC 815, Derivatives and Hedging to reduce interest rate risk associated with future cash flow obligations. In 2020 and 2019, the Company entered into various interest rate swaps to reduce the interest rate risk associated with certain fixed rate advances from the designation date and through the maturity date. The Company terminated these cash flow hedges during the fourth quarter of 2021 and recorded a gain on the termination.
Business Segments	(o) B usiness Segments The Company has three reportable business segments consisting of commercial banking, mortgage banking, and holding company activities. The commercial banking business segment makes loans to and generates deposits from individuals and businesses, while offering a wide array of general financial services to its customers. It is distinct from the Company's mortgage banking division, which concentrates on residential mortgage origination and sales activities. Activities at the holding company or parent level are primarily associated with investments, borrowings, and certain noninterest expenses.
Recent Accounting Pronouncements	(p) Recent Accounting Pronouncements Improvements to Reportable Segment Disclosures. In November 2023, the Financial Accounting Standards Board ("FASB") issued ASU No. 2023-07 – Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures, which requires a public entity to disclose significant segment expenses and other segment items on an annual and interim basis and provide in interim periods certain disclosures that are currently required annually. Additionally, the ASU requires a public entity to disclose the title and position of the Chief Operating Decision Maker ("CODM"), as well as the metric that the CODM uses to gauge segment performance. The ASU does not change how a public entity identifies its operating segments, aggregates them, or applies the quantitative thresholds to determine its reportable segments. The new standard is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024, with early adoption permitted. This ASU requires retrospective application to all prior periods presented in the financial statements. The adoption of this ASU will only impact disclosures, with no impacts to results of operations, cash flows, and financial condition. Improvements to Income Tax Disclosures . In December 2023, the FASB issued ASU No. 2023-09 – Income Taxes (Topic 740): Improvements to Income Tax Disclosures, which requires disclosure of disaggregated income taxes paid, prescribes standard categories for components of the effective tax rate reconciliation, and modifies other income tax-related disclosures. This standard is effective for annual periods beginning after December 15, 2024, with early adoption permitted. The ASU requires prospective application by providing the revised disclosures for the period ending December 31, 2025 and continuing to provide the pre-ASU disclosures for the prior periods, or alternately applying the amendments retrospectively by providing the revised disclosures for all period presented. The Company does not expect the adoption of this ASU to have a material effect on its consolidated financial statements.

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Summary of Impact to the Consolidated Balance Sheet as the Result of Adopting ASC 326	The following table presents the impact to the consolidated balance sheet as the result of adopting ASC 326 effective January 1, 2023. (Dollars in thousands) January 1, 2023 December 31, 2022 Impact of Assets: Loans held for investment, net of deferred fees and costs $ 2,399,757 $ 2,399,092 $ 665 Allowance for credit losses ( 38,158 ) ( 30,740 ) ( 7,418 ) Deferred tax asset, net 14,561 12,227 2,334 Liabilities: Reserve for unfunded commitments (1) 5,504 1,812 3,692 Stockholders' Equity: Retained earnings 89,571 97,682 ( 8,111 )

Investment Securities and Oth_2

Investment Securities and Other Investments (Tables)	12 Months Ended
	Dec. 31, 2023
Schedule of Investments [Abstract]
Summary of Amortized Cost and Fair Values of Investment Securities	The following table presents amortized cost, fair values, and gross unrealized gains and losses of investment securities AFS as of the dates stated. December 31, 2023 (Dollars in thousands) Amortized Gross Gross Fair Available for sale Mortgage backed securities $ 212,214 $ — $ ( 35,244 ) $ 176,970 U.S. Treasury and agencies 79,856 — ( 10,985 ) 68,871 State and municipal 50,682 — ( 7,357 ) 43,325 Corporate bonds 36,902 12 ( 4,999 ) 31,915 Total investment securities $ 379,654 $ 12 $ ( 58,585 ) $ 321,081 December 31, 2022 (Dollars in thousands) Amortized Gross Gross Fair Available for sale Mortgage backed securities $ 230,015 $ 51 $ ( 33,730 ) $ 196,336 U.S. Treasury and agencies 80,073 — ( 12,911 ) 67,162 State and municipal 60,018 — ( 9,025 ) 50,993 Corporate bonds 42,909 124 ( 3,183 ) 39,850 Total investment securities $ 413,015 $ 175 $ ( 58,849 ) $ 354,341
Summary of Unrealized Losses	The following tables present fair value and gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, as of the dates stated. The reference point for determining when securities are in an unrealized loss position is period-end; therefore, it is possible that a security's market value exceeded its amortized cost on other days during the past twelve-month period. December 31, 2023 Less than 12 Months 12 Months or Greater Total (Dollars in thousands) Number of Securities Fair Unrealized Fair Unrealized Fair Unrealized Mortgage backed securities 86 $ 7,497 $ ( 45 ) $ 169,474 $ ( 35,199 ) $ 176,971 $ ( 35,244 ) U.S. Treasury and agencies 29 283 ( 1 ) 68,399 ( 10,984 ) 68,682 ( 10,985 ) State and municipal 65 536 ( 9 ) 41,118 ( 7,348 ) 41,654 ( 7,357 ) Corporate bonds 39 7,469 ( 830 ) 21,683 ( 4,169 ) 29,152 ( 4,999 ) Total 219 $ 15,785 $ ( 885 ) $ 300,674 $ ( 57,700 ) $ 316,459 $ ( 58,585 ) December 31, 2022 Less than 12 Months 12 Months or Greater Total (Dollars in thousands) Number of Securities Fair Unrealized Fair Unrealized Fair Unrealized Mortgage backed securities 78 $ 39,006 $ ( 3,061 ) $ 148,449 $ ( 30,669 ) $ 187,455 $ ( 33,730 ) U.S. Treasury and agencies 28 9,904 ( 1,039 ) 56,686 ( 11,872 ) 66,590 ( 12,911 ) State and municipal 82 18,252 ( 2,178 ) 31,530 ( 6,847 ) 49,782 ( 9,025 ) Corporate bonds 33 26,018 ( 2,283 ) 5,675 ( 900 ) 31,693 ( 3,183 ) Total 221 $ 93,180 $ ( 8,561 ) $ 242,340 $ ( 50,288 ) $ 335,520 $ ( 58,849 )
Summary of Investments Classified by Contractual Maturity Date	The following table presents the amortized cost and fair value of securities available for sale by contractual maturity as of the dates stated. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. December 31, 2023 (Dollars in thousands) Amortized Fair Due in one year or less $ 3,210 $ 3,097 Due after one year through five years 40,828 37,337 Due after five years through ten years 127,934 109,682 Due after ten years 207,682 170,965 Total $ 379,654 $ 321,081

Loans and Allowance for Credi_2

Loans and Allowance for Credit Losses (Tables)	12 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Summary of Loans Held for Investment	The following table presents loans held for investment, including Paycheck Protection Program ("PPP") loans, as of the dates stated. December 31, (Dollars in thousands) 2023 2022 Commercial and industrial $ 506,558 $ 590,049 Paycheck Protection Program 2,386 11,967 Real estate – construction, commercial 180,052 183,301 Real estate – construction, residential 75,832 76,599 Real estate – mortgage, commercial 870,540 864,989 Real estate – mortgage, residential 730,110 631,772 Real estate – mortgage, farmland 5,470 6,599 Consumer 59,169 47,423 Gross loans 2,430,117 2,412,699 Deferred loan fees, net of costs 830 ( 1,640 ) Total $ 2,430,947 $ 2,411,059
Summary of Financing Receivable, Past Due	The following table present the aging of the recorded investment of loans held for investment by loan category as of the dates stated. December 31, 2023 (Dollars in thousands) Current 30-59 60-89 Greater than Nonaccrual Total Commercial and industrial $ 462,553 $ 2,235 $ 632 $ 1,709 $ 39,429 $ 506,558 Paycheck Protection Program 2,386 — — — — 2,386 Real estate – construction, commercial 177,653 2,016 — — 383 180,052 Real estate – construction, residential 75,309 523 — — — 75,832 Real estate – mortgage, commercial 855,263 2,109 714 574 11,880 870,540 Real estate – mortgage, residential 717,141 5,101 288 — 7,580 730,110 Real estate – mortgage, farmland 5,470 — — — — 5,470 Consumer 55,084 2,298 279 754 754 59,169 Deferred loan fees, net of costs 830 — — — — 830 Total Loans $ 2,351,689 $ 14,282 $ 1,913 $ 3,037 $ 60,026 $ 2,430,947 The following table presents the aging of the amortized cost of loans held for investment as of the date stated. December 31, 2022 (Dollars in thousands) 30-59 60-89 Greater than Nonaccrual Total Past Nonaccrual PCI Loans Current Total Commercial and industrial $ 488 $ 279 $ — $ 68,039 $ 68,806 $ 1,481 $ 519,762 $ 590,049 Paycheck Protection Program — — — — — — 11,967 11,967 Real estate – construction, commercial 1,137 19 — 714 1,870 — 181,431 183,301 Real estate – construction, residential 1,416 1,204 — — 2,620 7 73,972 76,599 Real estate – mortgage, commercial 6,198 297 6,234 1,658 14,387 51,223 799,379 864,989 Real estate – mortgage, residential 4,544 231 1,998 5,143 11,916 5,678 614,178 631,772 Real estate – mortgage, farmland — 75 — — 75 — 6,524 6,599 Consumer 880 200 28 495 1,603 359 45,461 47,423 Less: deferred loan fees, net of costs — — — — — — ( 1,640 ) ( 1,640 ) Total Loans $ 14,663 $ 2,305 $ 8,260 $ 76,049 $ 101,277 $ 58,748 $ 2,251,034 $ 2,411,059
Summary of Recorded Investment of Loans Held for Investment by Internal Loan Grade by Year of Orgination	The following table presents the recorded investment of loans held for investment by internal loan risk grade by year of origination as of December 31, 2023. Also presented are current period gross charge-offs by loan type as of and for the year ended December 31, 2023. Term Loans Recorded Investment Basis by Origination Year (Dollars in thousands) 2023 2022 2021 2020 2019 Prior Revolving Loans Total Commercial and industrial Risk Grades 1 - 4 $ 15,830 $ 114,291 $ 29,887 $ 25,429 $ 8,217 $ 14,200 $ 138,267 $ 346,121 Risk Grades 5 - 6 26,563 40,399 12,759 6,305 819 1,537 19,722 108,104 Risk Grade 7 — 877 3,623 829 543 134 9,191 15,197 Risk Grade 8 — 34,203 2,554 — — 379 — 37,136 Total 42,393 189,770 48,823 32,563 9,579 16,250 167,180 506,558 Current period gross charge-offs 2,266 21,086 1,067 1,920 1,211 164 125 27,839 Paycheck Protection Program Risk Grades 1 - 4 — — 2,386 — — — — 2,386 Total — — 2,386 — — — — 2,386 Real estate – construction, commercial Risk Grades 1 - 4 8,533 85,687 33,344 14,690 6,358 5,589 4,367 158,568 Risk Grades 5 - 6 4,213 11,072 760 293 — 738 3,827 20,903 Risk Grade 7 119 46 40 — — 376 — 581 Total 12,865 96,805 34,144 14,983 6,358 6,703 8,194 180,052 Current period gross charge-offs — — — — 8 28 — 36 Real estate – construction, residential Risk Grades 1 - 4 31,611 22,734 3,867 59 741 67 10,656 69,735 Risk Grades 5 - 6 1,486 2,672 — 167 200 — — 4,525 Risk Grade 7 367 1,205 — — — — — 1,572 Total 33,464 26,611 3,867 226 941 67 10,656 75,832 Real estate – mortgage, commercial Risk Grades 1 - 4 14,671 280,479 121,257 144,498 42,226 123,774 20,332 747,237 Risk Grades 5 - 6 2,841 25,075 9,038 19,597 12,921 27,778 4,214 101,464 Risk Grade 7 323 — 8,202 4,938 111 8,265 — 21,839 Total 17,835 305,554 138,497 169,033 55,258 159,817 24,546 870,540 Real estate – mortgage, residential Risk Grades 1 - 4 51,042 218,375 121,872 69,165 27,877 132,986 55,327 676,644 Risk Grades 5 - 6 12,014 9,339 677 1,944 2,122 7,281 3,255 36,632 Risk Grade 7 — 2,240 2,446 1,812 943 9,307 85 16,833 Risk Grade 8 — — — — — 1 — 1 Total 63,056 229,954 124,995 72,921 30,942 149,575 58,667 730,110 Current period gross charge-offs — 744 — 648 — 206 32 1,630 Real estate – mortgage, farmland Risk Grades 1 - 4 — 729 1,397 — 1,520 1,562 115 5,323 Risk Grades 5 - 6 147 — — — — — — 147 Total 147 729 1,397 — 1,520 1,562 115 5,470 Consumer Risk Grades 1 - 4 26,535 14,215 3,598 2,724 1,137 466 8,766 57,441 Risk Grades 5 - 6 61 42 12 12 8 433 495 1,063 Risk Grade 7 14 259 115 131 44 102 — 665 Total 26,610 14,516 3,725 2,867 1,189 1,001 9,261 59,169 Current period gross charge-offs 1,493 421 218 60 53 65 4 2,314 Total Loans Risk Grades 1 - 4 $ 148,222 $ 736,510 $ 317,608 $ 256,565 $ 88,076 $ 278,644 $ 237,830 $ 2,063,455 Risk Grades 5 - 6 47,325 88,599 23,246 28,318 16,070 37,767 31,513 272,838 Risk Grade 7 823 4,627 14,426 7,710 1,641 18,184 9,276 56,687 Risk Grade 8 — 34,203 2,554 — — 380 — 37,137 Total $ 196,370 $ 863,939 $ 357,834 $ 292,593 $ 105,787 $ 334,975 $ 278,619 $ 2,430,117 Total current period gross charge-offs $ 3,759 $ 22,251 $ 1,285 $ 2,628 $ 1,272 $ 463 $ 161 $ 31,819
Summary of Change in the ACL by Major Loan Segment	December 31, 2023 (Dollars in thousands) Commercial Consumer Total Balance, beginning of period $ 27,070 $ 3,670 $ 30,740 Impact of ASC 326 adoption 2,926 4,492 7,418 Charge-offs ( 27,874 ) ( 3,945 ) ( 31,819 ) Recoveries 3,984 867 4,851 Net charge-offs ( 23,890 ) ( 3,078 ) ( 26,968 ) Provision for credit losses - loans 21,648 3,055 24,703 Balance, end of period $ 27,754 $ 8,139 $ 35,893 The following table presents an analysis of the change in the allowance for loans losses by loan type as of the dates and for the periods stated. December 31, (Dollars in thousands) 2022 2021 Allowance for loan losses, beginning of period $ 12,121 $ 13,827 Charge-offs Commercial and industrial ( 4,779 ) ( 1,098 ) Real estate – construction ( 162 ) ( 195 ) Real estate – mortgage ( 1,824 ) ( 125 ) Consumer ( 1,686 ) ( 1,123 ) Total charge-offs ( 8,451 ) ( 2,541 ) Recoveries Commercial and industrial 442 196 Real estate – construction 40 — Real estate – mortgage 409 98 Consumer 492 424 Total recoveries 1,383 718 Net charge-offs ( 7,068 ) ( 1,823 ) Provision for loan losses 25,687 117 Allowance for loan losses, end of period $ 30,740 $ 12,121
Summary of Accrued Interest Receivable by Loan Type Reversed from Income	The following table presents accrued interest receivable by loan type reversed from interest income associated with loans held for investment that were placed on nonaccrual status during the year ended December 31, 2023. (Dollars in thousands) December 31, 2023 Commercial and industrial $ 179 Real estate – construction, commercial 7 Real estate – construction, residential 29 Real estate – mortgage, commercial 300 Real estate – mortgage, residential 80 Consumer 16 Total $ 611
Summary of Amortized Cost of Collateral-Dependent Loans	The following table presents the amortized cost of collateral-dependent loans as of the date stated. (Dollars in thousands) December 31, 2023 Commercial and industrial $ 67,555 Real estate – construction, commercial 6,309 Real estate – construction, residential 2,303 Real estate – mortgage, commercial 13,401 Real estate – mortgage, residential 7,337 Total collateral-dependent loans $ 96,905
Summary of Modified Loans	The following table presents information on modified loans as of the date stated. December 31, 2023 (Dollars in thousands) Number of Loans Recorded Investment Recorded Investment of Modified Loans to Gross Loans by Category Financial Effect Modification - term extension and forbearance Forbearance agreements Commercial and industrial (1) 3 $ 36,930 7.29 % Real estate – mortgage, commercial 2 6,087 0.70 % Real estate – mortgage, residential 1 129 0.02 % Real estate – construction, residential 1 155 0.20 % Modification - payment deferral Payment deferral 6-9 months Commercial and industrial 1 182 0.04 % Real estate - mortgage, residential 1 577 0.08 % Total 9 $ 44,060 1.81 % 32.8 million loan that was modified via a forbearance agreement in the second quarter of 2023 under which the borrower defaulted in the same period. The Company received cash payments of $ 4.5 million in the first half of 2023 for interest, which were applied to the book principal balance of the loan. This loan is collateral-dependent, is on nonaccrual status, and has a specific reserve of $ 9.6 million as of December 31, 2023. Subsequent to December 31, 2023, the Company received cash payments totaling $ 3.0 million, which were applied to the book principal balance of the loan. The following table presents an aging analysis of the recorded investment of loans modified as of the date stated. December 31, 2023 (Dollars in thousands) Current 30-89 Greater than Nonaccrual Total Commercial and industrial $ 1,626 $ — $ — $ 35,486 $ 37,112 Real estate – mortgage, commercial — — — 6,087 6,087 Real estate – mortgage, residential 129 — — 577 706 Real estate – construction, residential 155 — — — 155 Total modified loans $ 1,910 $ — $ — $ 42,150 $ 44,060
Summary of Acquired Loans Included in Consolidated Statement of Condition	The following table presents the outstanding principal balance and related recorded investment of these acquired loans included in the consolidated balance sheet as of the date stated. (Dollars in thousands) December 31, 2022 PCI loans Outstanding principal balance $ 64,911 Recorded investment 58,748 Purchased performing loans Outstanding principal balance 513,461 Recorded investment 511,752 Total acquired loans Outstanding principal balance 578,372 Recorded investment 570,500
Summary of Changes in Accretable Yield on Purchased Credit Impaired Loans	The following table presents the changes in the accretable yield for PCI loans for the period stated. (Dollars in thousands) December 31, 2022 Balance, beginning of period $ 16,849 Accretion ( 9,410 ) Reclassification of nonaccretable difference due to improvement in expected cash flows 3,804 Other changes, net ( 71 ) Balance, end of period $ 11,172
Summary of Investment of PCI loans	The following table presents the recorded investment of nonaccrual loans held for investment by loan category as of the date stated. December 31, 2023 (Dollars in thousands) Nonaccrual Loans with No ACL Nonaccrual Loans with an ACL Total Nonaccrual Loans Commercial and industrial $ 1,487 $ 37,942 $ 39,429 Real estate – construction, commercial — 383 383 Real estate – construction, residential — — — Real estate – mortgage, commercial 2,024 9,856 11,880 Real estate – mortgage, residential 577 7,003 7,580 Consumer — 754 754 Total $ 4,088 $ 55,938 $ 60,026 The following table presents the aging of the recorded investment of PCI loans as of the date stated. December 31, 2022 (Dollars in thousands) Current 30-89 Greater than Total Commercial and industrial $ — $ — $ 1,481 $ 1,481 Real estate – construction, commercial — — 7 7 Real estate – mortgage, commercial — — 51,223 51,223 Real estate – mortgage, residential 354 — 5,324 5,678 Consumer — — 359 359 Total PCI Loans $ 354 $ — $ 58,394 $ 58,748
Summary of Loan Portfolio Individually and Collectively Evaluated for Impairment	The following table presents a summary of the loan portfolio individually and collectively evaluated for impairment as of the date stated. December 31, 2022 (Dollars in thousands) Individually Collectively Total Loan Balances Related Allowance for Loan Losses PCI loans: Commercial and industrial $ — $ 1,481 $ 1,481 $ — Real estate – construction, commercial — 7 7 — Real estate – mortgage, commercial — 51,223 51,223 3 Real estate – mortgage, residential — 5,678 5,678 — Consumer — 359 359 — Total PCI loans — 58,748 58,748 3 Originated and purchased performing loans: Commercial and industrial 67,654 520,914 588,568 23,073 Real estate – construction, commercial 521 182,773 183,294 1,637 Real estate – construction, residential — 76,599 76,599 628 Real estate – mortgage, commercial 4,634 809,132 813,766 2,353 Real estate – mortgage, residential 834 625,260 626,094 1,760 Real estate – mortgage, farmland — 6,599 6,599 4 Consumer — 47,064 47,064 1,282 Total originated and purchased performing loans 73,643 2,268,341 2,341,984 30,737 Gross loans 73,643 2,327,089 2,400,732 30,740 Less: deferred loan fees, net of costs — ( 1,640 ) ( 1,640 ) — Total $ 73,643 $ 2,325,449 $ 2,399,092 $ 30,740
Summary of Impaired Financing Receivables	The following table presents information related to impaired loans held for investment by loan type as of date stated. December 31, 2022 (Dollars in thousands) Recorded Unpaid Related With no specific allowance recorded: Commercial and industrial $ 1,268 $ 1,289 $ — Real estate – construction, commercial 521 521 — Real estate – mortgage, commercial 4,508 4,504 — Real estate – mortgage, residential 834 834 — With an allowance recorded: Commercial and industrial $ 66,386 $ 66,386 $ 11,605 Real estate – mortgage, commercial 126 126 1 Total $ 73,643 $ 73,660 $ 11,606
Summary of Accounts Notes Loans and Financing Receivable	The following table presents the amortized cost of loans held for investment by internal loan risk grade as of the date stated. December 31, 2022 (Dollars in thousands) Grade Grade Grade Grade Grade Grade Grade Grade Total PCI loans: Commercial and industrial $ — $ — $ — $ 1,369 $ — $ 112 $ — $ — $ 1,481 Real estate – construction, commercial — — — 7 — — — — 7 Real estate – mortgage, commercial — — — 22,778 26,059 1,700 686 — 51,223 Real estate – mortgage residential — — — 1,453 1,985 — 2,240 — 5,678 Consumer — — — — 353 — 6 — 359 Total PCI loans — — — 25,607 28,397 1,812 2,932 — 58,748 Originated and purchased performing loans: Commercial and industrial 318 885 192,393 291,204 31,902 2,834 69,032 — 588,568 Paycheck Protection Program 11,967 — — — — — — — 11,967 Real estate – construction, commercial — 361 14,223 156,027 8,504 3,365 814 — 183,294 Real estate – construction, residential — — 3,110 72,327 1,162 — — — 76,599 Real estate – mortgage, commercial — 2,330 187,648 561,554 54,352 2,048 5,834 — 813,766 Real estate – mortgage residential — 7,311 233,697 365,511 11,858 — 7,717 — 626,094 Real estate – mortgage, farmland 549 — 1,315 4,609 126 — — — 6,599 Consumer 197 0 21,330 24,731 256 — 550 — 47,064 Total originated and purchased performing loans: 13,031 10,887 653,716 1,475,963 108,160 8,247 83,947 — 2,353,951 Gross loans $ 13,031 $ 10,887 $ 653,716 $ 1,501,570 $ 136,557 $ 10,059 $ 86,879 $ — $ 2,412,699 Less: deferred loan fees, net of costs ( 1,640 ) Total $ 2,411,059

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Summary of Premises and Equipment	The following table presents premises and equipment, net of accumulated depreciation, as of the dates stated. December 31, (Dollars in thousands) 2023 2022 Buildings and land $ 23,139 $ 23,134 Furniture, fixtures and equipment 6,471 6,065 Software 267 262 Construction in progress 13 — Total cost 29,890 29,461 Less: Accumulated depreciation ( 7,542 ) ( 6,309 ) Premises and equipment, net $ 22,348 $ 23,152

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Amortizable Intangible Assets	The following tables present information on amortizable intangible assets included on the consolidated balance sheets as of the dates stated. December 31, 2023 (Dollars in thousands) Gross Carrying Value Accumulated Amortization Net Carrying Value Core deposit intangibles $ 9,626 $ ( 5,582 ) $ 4,044 Other amortizable intangibles 3,962 ( 2,624 ) 1,338 Total $ 13,588 $ ( 8,206 ) $ 5,382 December 31, 2022 (Dollars in thousands) Gross Carrying Value Accumulated Amortization Net Carrying Value Core deposit intangibles $ 9,626 $ ( 4,330 ) $ 5,296 Other amortizable intangibles 3,282 ( 1,995 ) 1,287 Total $ 12,908 $ ( 6,325 ) $ 6,583
Schedule of Estimated Amortization Expense	The following table presents estimated intangible asset amortization expense of the core deposit intangibles and other amortizable intangibles for the next five years and thereafter from the date stated. (Dollars in thousands) December 31, 2023 2024 $ 1,457 2025 1,195 2026 940 2027 704 2028 486 Thereafter 600 Total $ 5,382

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2023
Deposits [Abstract]
Scheduled Maturities of Time Deposits	The following table presents the scheduled maturities of time deposits, with a minimum denomination of $ 250 thousand, for the next five years and thereafter from the date stated. (Dollars in thousands) December 31, 2023 2024 $ 86,762 2025 6,451 2026 1,669 2027 331 2028 1,049 Total $ 96,262

Borrowings (Tables)

Borrowings (Tables)	12 Months Ended
	Dec. 31, 2023
Debt Disclosure [Abstract]
Schedule of Information Regarding FHLB Advances Outstanding	The following table presents information regarding FHLB advances outstanding as of the date stated. December 31, 2023 (Dollars in thousands) Balance Origination Date Stated Interest Rate Maturity Date Daily Rate Credit $ 60,000 5/8/2023 5.57 % 5/8/2024 Fixed Rate Credit 50,000 3/15/2023 4.07 % 3/15/2027 Fixed Rate Credit 50,000 5/2/2023 3.87 % 5/3/2027 Fixed Rate Credit 50,000 5/4/2023 3.52 % 5/4/2028 Total FHLB borrowings $ 210,000

Derivative Financial Instrume_2

Derivative Financial Instruments and Hedging Activities (Tables)	12 Months Ended
	Dec. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Summary Notional and Fair Value of Interest Rate Swaps	The following table presents the notional and fair values of the swap agreements as of the dates stated. December 31, 2023 (Dollars in thousands) Notional Fair Interest rate swap agreement Receive fixed/pay variable swaps $ 2,178 $ ( 71 ) Pay fixed/receive variable swaps 2,178 71 December 31, 2022 (Dollars in thousands) Notional Fair Interest rate swap agreement Receive fixed/pay variable swaps $ 2,178 $ ( 95 ) Pay fixed/receive variable swaps 2,178 95

Stock-Based Compensation (Table

Stock-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2023
Share-Based Payment Arrangement [Abstract]
Schedule of RSA activity	The following table presents time-based RSA and PSA activity as of the dates and for the periods stated. Time-based RSAs PSAs Shares Weighted Average Fair Value Shares Weighted Average Fair Value Shares unvested and outstanding, December 31, 2021 218,184 $ 15.31 — $ — Granted 115,886 15.06 94,783 14.91 Vested ( 87,677 ) 15.40 — — Forfeited ( 27,737 ) 14.25 ( 2,478 ) 14.91 Shares unvested and outstanding, December 31, 2022 218,656 $ 15.27 92,305 $ 14.91 Granted 228,364 8.52 89,869 8.85 Vested ( 115,122 ) 14.73 — — Forfeited ( 39,880 ) 14.51 ( 29,294 ) 13.39 Shares unvested and outstanding, December 31, 2023 292,018 $ 10.31 152,880 $ 11.64
Summary of Stock Option Activity	The following table presents stock option activity as of the dates and for the periods presented. Shares Weighted Average Exercise Price Weighted Aggregate Intrinsic Options outstanding and exercisable, December 31, 2021 57,607 $ 11.75 6.18 $ 354,269 Exercised ( 1,183 ) 11.88 Expired ( 3,750 ) 12.30 Options outstanding and exercisable, December 31, 2022 52,674 $ 11.71 5.13 $ 66,754 Forfeited ( 3,375 ) 12.05 Exercised ( 3,750 ) 7.00 Expired ( 15,058 ) 12.44 Options outstanding and exercisable, December 31, 2023 30,491 $ 11.89 4.50 $ —

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
Summary of Company's Leases	The following tables present information about the Company’s leases as of the dates and for the periods stated. December 31, (Dollars in thousands) 2023 2022 Lease liabilities $ 9,619 $ 7,860 Right-of-use asset $ 8,738 $ 6,903 Weighted average remaining lease term (years) 7.14 5.85 Weighted average discount rate 3.25 % 2.40 %
Summary of Lease Liabilities are Included within Other Liabilities	December 31, (Dollars in thousands) 2023 2022 2021 Operating lease cost $ 2,403 $ 2,495 $ 2,383 Total lease cost 2,403 2,495 2,383 Cash paid for amounts included in the measurement of lease liabilities 2,217 2,080 2,014
Summary of Operating Lease Liabilities	The following table presents a maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total of operating lease liabilities for periods following the date stated. (Dollars in thousands) December 31, 2023 2024 $ 1,934 2025 1,612 2026 1,512 2027 1,365 2028 1,164 Thereafter 3,305 Total undiscounted cash flows 10,892 Discount ( 1,273 ) Lease liabilities $ 9,619

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Summary of Financial Assets Measured at Fair Value on Recurring Basis	The following tables present the balances of financial assets measured at fair value on a recurring basis as of the dates stated. December 31, 2023 (Dollars in thousands) Total Level 1 Level 2 Level 3 Securities available for sale Mortgage backed securities $ 176,970 $ — $ 176,970 $ — U.S. Treasury and agencies 68,871 — 68,871 — State and municipals 43,325 — 43,325 — Corporate bonds 31,915 — 31,165 750 Total securities available for sale $ 321,081 $ — $ 320,331 $ 750 Other assets MSR assets $ 27,114 $ — $ — $ 27,114 Rabbi trust assets 531 531 — — Mortgage derivative asset 335 — 335 — Interest rate swap asset 71 — 71 — Other liabilities Mortgage derivative liability $ 140 $ — $ 140 $ — Interest rate swap liability 71 — 71 — December 31, 2022 (Dollars in thousands) Total Level 1 Level 2 Level 3 Securities available for sale Mortgage backed securities $ 196,336 $ — $ 188,719 $ 7,617 U.S. Treasury and agencies 67,162 — 67,162 — State and municipals 50,993 — 50,993 — Corporate bonds 39,850 — 35,561 4,289 Total securities available for sale $ 354,341 $ — $ 342,435 $ 11,906 Other assets MSR assets $ 28,991 $ — $ — $ 28,991 Rabbi trust assets 584 584 — — Mortgage derivative asset 112 — 112 — Interest rate swap asset 95 — 95 — Other liabilities Mortgage derivative liability $ 24 $ — $ 24 $ — Interest rate swap liability 95 — 95 —
Summary of Changes Incorporate Bonds and Mortgage Backed Securities Using Level 3 Inputs	The following table presents the change in corporate bonds and mortgage backed securities using Level 3 inputs for the periods stated. (Dollars in thousands) Corporate Mortgage backed securities Balance as of December 31, 2021 $ 11,064 $ 7,916 Transfers from Level 3 to Level 2 ( 6,751 ) — Sales or paydowns — ( 300 ) Fair value adjustments ( 24 ) 1 Balance as of December 31, 2022 $ 4,289 $ 7,617 Transfers from Level 3 to Level 2 ( 3,539 ) ( 7,617 ) Balance as of December 31, 2023 $ 750 $ —
Summary of Change in MSR Assets	The following table presents the change in MSR assets as of the dates and for the periods stated. (Dollars in thousands) MSR Assets Balance as of December 31, 2021 - Amortized cost $ 16,469 Change in accounting method 4,484 Additions 5,791 Fair value adjustments 2,247 Balance as of December 31, 2022 - Fair value $ 28,991 Additions 1,010 Fair value adjustments ( 2,887 ) Balance as of December 31, 2023 - Fair value $ 27,114
Summary of Assets Measured at Fair Value	The following tables summarize assets that were measured at fair value on a nonrecurring basis as of the dates stated. December 31, 2023 (Dollars in thousands) Total Level 1 Level 2 Level 3 Other equity investments $ 12,905 $ — $ 12,905 $ — Collateral-dependent loans 56,068 — — 56,068 Loans held for sale 46,337 — 46,337 — December 31, 2022 (Dollars in thousands) Total Level 1 Level 2 Level 3 Other equity investments $ 23,776 $ — $ 23,776 $ — Impaired loans, net 54,906 — — 54,906 Loans held for sale 69,534 — 69,534 — OREO 195 — — 195
Summary of Quantitative Information about Level 3 Fair Value Measurements	The following tables present quantitative information about Level 3 fair value measurements as of the dates stated. (Dollars in thousands) Balance as of December 31, 2023 Unobservable Input Range Collateral-dependent loans Discounted appraised value technique $ 56,068 Selling Costs 7 % - 15 % (Dollars in thousands) Balance as of December 31, 2022 Unobservable Input Range Impaired loans, net Discounted appraised value technique $ 54,761 Selling Costs 7 % - 10 % Discounted cash flows technique 145 Discount Rate 4 % - 11 % OREO Discounted appraised value technique 195 Selling Costs 7 %
Summary of Estimated Fair Values and Related Carrying Amounts of Financial Instruments	The following tables present estimated fair values and related carrying amounts of the Company’s financial instruments as of the dates stated. December 31, 2023 Fair Value Measurements (Dollars in thousands) Carrying Value Fair Value Level 1 Level 2 Level 3 Financial Assets Cash and due from banks $ 110,491 $ 110,491 $ 110,491 $ — $ — Restricted cash 10,660 10,660 10,660 — — Federal funds sold 4,451 4,451 4,451 — — Securities available for sale 321,081 321,081 — 320,331 750 Restricted equity investments 18,621 18,621 — 18,621 — Other equity investments 12,905 12,905 — 12,905 — Other investments 29,467 29,467 — — 29,467 PPP loans receivable, net 2,386 2,386 — — 2,386 Loans held for investment, net 2,392,668 2,313,727 — — 2,313,727 Accrued interest receivable 14,967 14,967 — 14,967 — Bank owned life insurance 48,453 48,453 — 48,453 — MSR assets 27,114 27,114 — — 27,114 Financial Liabilities Noninterest-bearing deposits $ 506,248 $ 506,248 $ 506,248 $ — $ — Interest-bearing demand and money market deposits 1,049,536 1,049,536 — 1,049,536 — Savings deposits 117,923 117,923 — 117,923 — Time deposits 892,325 892,439 — — 892,439 FHLB borrowings 210,000 211,799 — 211,799 — FRB borrowings 65,000 65,000 — 65,000 — Subordinated notes, net 39,855 37,803 — — 37,803 December 31, 2022 Fair Value Measurements (Dollars in thousands) Carrying Value Fair Value Level 1 Level 2 Level 3 Financial Assets Cash and due from banks $ 77,274 $ 77,274 $ 77,274 $ — $ — Federal funds sold 1,426 1,426 1,426 — — Securities available for sale 354,341 354,341 — 342,435 11,906 Restricted equity investments 21,257 21,257 — 21,257 — Other equity investments 23,776 23,776 — 23,776 — Other investments 24,672 24,672 — — 24,672 PPP loans receivable, net 11,967 11,967 — — 11,967 Loans held for investment, net 2,368,352 2,321,042 — — 2,321,042 Accrued interest receivable 11,569 11,569 — 11,569 — Bank owned life insurance 47,245 47,245 — 47,245 — MSR assets 28,991 28,991 — — 28,991 Financial Liabilities Noninterest-bearing deposits $ 640,101 $ 640,101 $ 640,101 $ — $ — Interest-bearing demand and money market deposits 1,318,799 1,318,799 — 1,318,799 — Savings deposits 151,646 151,646 — 151,646 — Time deposits 391,961 352,294 — — 352,294 FHLB borrowings 311,700 311,700 — 311,700 — FRB borrowings 51 51 — 51 — Subordinated notes, net 39,920 37,689 — — 37,689

Minimum Regulatory Capital Re_2

Minimum Regulatory Capital Requirements (Tables)	12 Months Ended
	Dec. 31, 2023
Regulatory Matters [Abstract]
Summary of Capital Requirements Administered by Banking Agencies Capital Ratios	The following tables present the capital and capital ratios to which the Bank is subject and the amounts and ratios to be adequately and well capitalized as of the dates stated. Adequately capitalized ratios include the conservation buffer, if applicable. Also presented are the IMCRs and the related capital amounts for both the leverage ratio and the total capital ratio as of December 31, 2023. December 31, 2023 Actual For Capital Adequacy Purposes To Be Well Capitalized Individual Minimum Capital Ratios (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio Amount Ratio Total risk based capital (To risk-weighted assets) Blue Ridge Bank, N.A. $ 270,293 10.25 % $ 276,842 10.50 % $ 263,659 10.00 % $ 342,757 13.00 % Tier 1 capital (To risk-weighted assets) Blue Ridge Bank, N.A. $ 239,775 9.09 % $ 224,111 8.50 % $ 210,928 8.00 % n/a n/a Common equity tier 1 capital (To risk-weighted assets) Blue Ridge Bank, N.A. $ 239,775 9.09 % $ 184,562 7.00 % $ 171,379 6.50 % n/a n/a Tier 1 leverage (To average assets) Blue Ridge Bank, N.A. $ 239,775 7.49 % $ 128,001 4.00 % $ 160,001 5.00 % $ 320,003 10.00 % December 31, 2022 Actual For Capital Adequacy Purposes To Be Well Capitalized (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio Total risk based capital (To risk-weighted assets) Blue Ridge Bank, N.A. $ 301,097 10.93 % $ 289,246 10.50 % $ 275,473 10.00 % Tier 1 capital (To risk-weighted assets) Blue Ridge Bank, N.A. $ 268,545 9.75 % $ 234,152 8.50 % $ 220,379 8.00 % Common equity tier 1 capital (To risk-weighted assets) Blue Ridge Bank, N.A. $ 268,545 9.75 % $ 192,831 7.00 % $ 179,058 6.50 % Tier 1 leverage (To average assets) Blue Ridge Bank, N.A. $ 268,545 8.90 % $ 120,644 4.00 % $ 150,805 5.00 %

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2023
Related Party Transactions [Abstract]
Summary of Loan Transactions with Related Parties	The following table presents loan transactions with such related parties as of and for the periods stated. December 31, (Dollars in thousands) 2023 2022 Total loans, beginning of period $ 8,118 $ 7,737 Advances 5,505 4,703 Curtailments ( 7,044 ) ( 4,322 ) Total loans, end of period $ 6,579 $ 8,118

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2023
Earnings Per Share [Abstract]
Summary of Computation of Basic and Diluted EPS	Weighted average common shares outstanding, basic and dilutive, for all periods presented are presented on a post-Stock Split basis. The Company had 13,134 and 9,898 dilutive weighted average common shares outstanding for the years ended December 31, 2022 and 2021, respectively, which were attributable to exercisable stock options and PSAs. For the years ended December 31, (Dollars in thousands, except per share data) 2023 2022 2021 Weighted average common shares outstanding, basic 18,939,471 18,811,484 17,840,675 Effect of dilutive securities — 13,134 9,898 Weighted average common shares outstanding, dilutive 18,939,471 18,824,618 17,850,573 Net (loss) income: Net (loss) income from continuing operations $ ( 51,773 ) $ 16,997 $ 52,624 Net income (loss) from discontinued operations — 337 ( 144 ) Net income from discontinued operations attributable to noncontrolling interest — ( 1 ) ( 3 ) Net (loss) income attributable to Blue Ridge Bankshares, Inc. $ ( 51,773 ) $ 17,333 $ 52,477 Basic and diluted (loss) earnings per share: (Loss) earnings per share from continuing operations $ ( 2.73 ) $ 0.90 $ 2.95 (Loss) earnings per share from discontinued operations — 0.02 ( 0.01 ) (Loss) earnings per share attributable to Blue Ridge Bankshares, Inc. $ ( 2.73 ) $ 0.92 $ 2.94

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Schedule of Difference Between Provision for Income Taxes and Amounts Computed by Applying Statutory Federal Income Tax Rate to Income Before Income Taxes	The following table presents the differences between the provision for income taxes at the federal statutory rate and the amounts computed as reported for the periods stated. For the years ended December 31, (Dollars in thousands) 2023 2022 2021 Income tax at federal statutory rate $ ( 12,358 ) 21.0 % $ 4,750 21.0 % $ 14,317 21.0 % Increase (decrease) resulting from: State income taxes, net of federal tax effect 72 ( 0.1 %) 388 1.7 % 1,499 2.2 % Tax-exempt interest income ( 50 ) 0.1 % ( 121 ) ( 0.5 %) ( 105 ) ( 0.2 %) Income from life insurance ( 251 ) 0.4 % ( 283 ) ( 1.3 %) ( 196 ) ( 0.3 %) Impairment of goodwill 5,348 ( 9.1 %) — — — — Merger-related expenses — — — — 250 0.4 % Other permanent differences 168 ( 0.3 %) 554 2.4 % ( 64 ) ( 0.1 %) (Benefit) provision for income taxes $ ( 7,071 ) 12.0 % $ 5,288 23.3 % $ 15,701 23.0 %
Schedule of Significant Components of Provision for Income Taxes	The following table presents the significant components of the provision for income taxes for the periods stated. For the years ended December 31, (Dollars in thousands) 2023 2022 2021 Current tax provision (benefit) Federal $ 165 $ 4,762 $ 12,832 State ( 181 ) 546 946 Total current tax (benefit) provision ( 16 ) 5,308 13,778 Deferred tax provision (benefit) Federal ( 7,048 ) 185 971 State ( 7 ) ( 205 ) 952 Total deferred tax (benefit) provision ( 7,055 ) ( 20 ) 1,923 (Benefit) provision for income taxes $ ( 7,071 ) $ 5,288 $ 15,701
Schedule of Significant Components of Deferred Taxes	The following table presents significant components of deferred tax assets and liabilities as of the dates stated. December 31, (Dollars in thousands) 2023 2022 Deferred tax assets relating to: Allowance for credit losses $ 7,857 $ 6,869 Compensation differences 1,349 1,340 Reserve for unfunded loan commitments and sold loan buy backs 904 640 Acquisition accounting adjustments 862 1,522 Net operating loss 5,161 — Pass-through entities 624 114 Unrealized losses on securities available for sale 12,822 13,149 Other 5,061 2,017 Total deferred tax assets 34,640 25,651 Deferred tax liabilities relating to: Premises and equipment, net ( 2,102 ) ( 2,191 ) Core deposit and customer-based intangible assets ( 807 ) ( 1,179 ) Mortgage servicing rights ( 5,935 ) ( 6,478 ) Unrealized gains on other investments ( 2,224 ) ( 3,491 ) Other ( 2,016 ) ( 85 ) Total deferred tax liabilities ( 13,084 ) ( 13,424 ) Deferred tax asset, net $ 21,556 $ 12,227

Business Segments (Tables)

Business Segments (Tables)	12 Months Ended
	Dec. 31, 2023
Segment Reporting [Abstract]
Summary of Segment Reporting Information by Segment	The following tables present statement of operations items and assets by segment as of the dates and periods stated. For the year ended December 31, 2023 (Dollars in thousands) Commercial Banking Mortgage Banking Parent Only Eliminations Blue Ridge NET INTEREST INCOME Interest income $ 167,340 $ 1,641 $ 14 $ — $ 168,995 Interest expense 72,952 793 2,209 — 75,954 Net interest income 94,388 848 ( 2,195 ) — 93,041 Provision for credit losses 22,323 — — — 22,323 Net interest income after provision for credit losses 72,065 848 ( 2,195 ) — 70,718 NONINTEREST INCOME Residential mortgage banking income, including MSRs 993 9,007 — — 10,000 Gain on sale of guaranteed government loans 5,704 — — — 5,704 Service charges on deposit accounts 1,423 — — — 1,423 Increase in cash surrender value of bank owned life insurance 1,195 — — — 1,195 Other income 12,310 — ( 1,695 ) ( 396 ) 10,219 Total noninterest income 21,625 9,007 ( 1,695 ) ( 396 ) 28,541 NONINTEREST EXPENSE Salaries and employee benefits 49,860 8,298 — — 58,158 Regulatory remediation 10,459 — — — 10,459 Goodwill impairment 26,826 — — — 26,826 ESOP litigation — — 6,000 — 6,000 Other expenses 48,398 5,225 3,433 ( 396 ) 56,660 Total noninterest expense 135,543 13,523 9,433 ( 396 ) 158,103 Loss from continuing operations before income tax ( 41,853 ) ( 3,668 ) ( 13,323 ) — ( 58,844 ) Income tax benefit ( 3,571 ) ( 877 ) ( 2,623 ) — ( 7,071 ) Net loss $ ( 38,282 ) $ ( 2,791 ) $ ( 10,700 ) $ — $ ( 51,773 ) Total assets as of December 31, 2023 $ 3,053,453 $ 39,010 $ 233,506 $ ( 208,415 ) $ 3,117,554 For the year ended December 31, 2022 (Dollars in thousands) Commercial Banking Mortgage Banking Parent Only Eliminations Blue Ridge NET INTEREST INCOME Interest income $ 119,758 $ 1,455 $ 439 $ — $ 121,652 Interest expense 14,122 419 2,544 — 17,085 Net interest income 105,636 1,036 ( 2,105 ) — 104,567 Provision for credit losses 25,687 — — — 25,687 Net interest income after provision for credit losses 79,949 1,036 ( 2,105 ) — 78,880 NONINTEREST INCOME Residential mortgage banking income, including MSRs 147 20,500 — — 20,647 Gain on sale of guaranteed government loans 4,734 — — — 4,734 Service charges on deposit accounts 1,289 — — — 1,289 Increase in cash surrender value of bank owned life insurance 1,348 — — — 1,348 Other income 11,193 17 9,453 ( 589 ) 20,074 Total noninterest income 18,711 20,517 9,453 ( 589 ) 48,092 NONINTEREST EXPENSE Salaries and employee benefits 40,012 15,994 — — 56,006 Regulatory remediation 7,442 — — — 7,442 Merger-related — — 50 — 50 Other expenses 35,129 4,875 1,863 ( 589 ) 41,278 Total noninterest expense 82,583 20,869 1,913 ( 589 ) 104,776 Income from continuing operations before income tax expense 16,077 684 5,435 — 22,196 Income tax expense 3,840 152 1,207 — 5,199 Net income from continuing operations $ 12,237 $ 532 $ 4,228 $ — $ 16,997 Discontinued Operations Income from discontinued operations before income taxes (including gain on disposal of $ 471 thousand) 426 — — — 426 Income tax expense 89 — — — 89 Net income from discontinued operations 337 — — — 337 Net income $ 12,574 $ 532 $ 4,228 $ — $ 17,334 Net income from discontinued operations attributable to noncontrolling interest ( 1 ) — — — ( 1 ) Net income attributable to Blue Ridge Bankshares, Inc. $ 12,573 $ 532 $ 4,228 $ — $ 17,333 Total assets as of December 31, 2022 $ 3,059,282 $ 40,840 $ 289,860 $ ( 259,517 ) $ 3,130,465 For the year ended December 31, 2021 (Dollars in thousands) Commercial Banking Mortgage Banking Parent Only Eliminations Blue Ridge NET INTEREST INCOME Interest income $ 99,810 $ 3,596 $ 140 $ — $ 103,546 Interest expense 8,181 257 2,627 — 11,065 Net interest income 91,629 3,339 ( 2,487 ) — 92,481 Provision for credit losses 117 — — — 117 Net interest income after provision for credit losses 91,512 3,339 ( 2,487 ) — 92,364 NONINTEREST INCOME Gain on sale of Paycheck Protection Program loans 24,315 — — — 24,315 Residential mortgage banking income, including MSRs — 37,022 — — 37,022 Gain on sale of guaranteed government loans 2,005 — — — 2,005 Service charges on deposit accounts 1,464 — — — 1,464 Increase in cash surrender value of bank owned life insurance 932 — — — 932 Other income 13,733 194 7,505 ( 182 ) 21,250 Total noninterest income 42,449 37,216 7,505 ( 182 ) 86,988 NONINTEREST EXPENSE Salaries and employee benefits 35,320 26,161 — — 61,481 Merger-related 9,226 — 2,642 — 11,868 Other expenses 28,375 8,428 1,018 ( 182 ) 37,639 Total noninterest expense 72,921 34,589 3,660 ( 182 ) 110,988 Income from continuing operations before income tax expense 61,040 5,966 1,358 — 68,364 Income tax expense 13,978 1,253 509 — 15,740 Net income from continuing operations $ 47,062 $ 4,713 $ 849 $ — $ 52,624 Discontinued Operations Loss from discontinued operations before income taxes ( 183 ) — — — ( 183 ) Income tax benefit ( 39 ) — — — ( 39 ) Net loss from discontinued operations ( 144 ) — — — ( 144 ) Net income $ 46,918 $ 4,713 $ 849 $ — $ 52,480 Net income from discontinued operations attributable to noncontrolling interest ( 3 ) — — — ( 3 ) Net income attributable to Blue Ridge Bankshares, Inc. $ 46,915 $ 4,713 $ 849 $ — $ 52,477 Total assets as of December 31, 2021 $ 2,498,916 $ 142,537 $ 319,685 $ ( 295,999 ) $ 2,665,139

Parent Company Only Financial_2

Parent Company Only Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2023
Statement of Financial Position [Abstract]
Summary of Parent Company Only Condensed Statements of Financial Condition	PARENT COMPANY ONLY CONDENSED BALANCE SHEETS As of December 31, (Dollars in thousands) 2023 2022 ASSETS Cash and due from banks $ 7,025 $ 2,432 Investment in subsidiaries 201,403 256,543 Other equity investments 12,740 23,590 Other investments 8,706 7,161 Income tax receivable 2,200 2,747 Other assets 1,432 583 Total assets $ 233,506 $ 293,056 LIABILITIES & STOCKHOLDERS’ EQUITY Accrued expenses $ 7,294 $ 3,971 Accrued interest payable 368 372 Subordinated notes, net 39,855 39,920 Total liabilities 47,517 44,263 Stockholders’ equity 185,989 248,793 Total liabilities and stockholders’ equity $ 233,506 $ 293,056
Summary of Parent Company Only Condensed Statements of Income	PARENT COMPANY ONLY CONDENSED STATEMENTS OF INCOME For the years ended December 31, (Dollars in thousands) 2023 2022 2021 INCOME Dividends from Bank subsidiary $ 6,000 $ 10,000 $ 10,000 Interest income 14 439 140 Fair value adjustments of other equity investments ( 110 ) 9,306 7,316 Loss on sale of other equity investments ( 1,636 ) — — Other 50 147 250 Total income 4,318 19,892 17,706 EXPENSES Interest on subordinated notes 2,209 2,215 2,627 Legal and regulatory filing 3,161 1,371 890 Merger-related — 50 2,642 ESOP litigation 6,000 — — Other 270 821 189 Total expenses 11,640 4,457 6,348 (Loss) income before income tax expense and equity in undistributed earnings of subsidiary ( 7,322 ) 15,435 11,358 Income tax (benefit) expense ( 2,623 ) 1,207 509 Equity in undistributed (loss) earnings of subsidiaries ( 47,074 ) 3,106 41,628 Net (loss) income $ ( 51,773 ) $ 17,334 $ 52,477
Summary of Parent Company Only Condensed Statements of Cashflows	PARENT COMPANY ONLY CONDENSED STATEMENTS OF CASH FLOWS For the years ended December 31, (Dollars in thousands) 2023 2022 2021 Cash Flows From Operating Activities Net (loss) income $ ( 51,773 ) $ 17,334 $ 52,477 Equity in undistributed loss (earnings) of subsidiaries 47,074 ( 3,106 ) ( 41,628 ) Deferred income tax benefit ( 3,830 ) ( 698 ) ( 1,208 ) Amortization of subordinated note issuance costs 35 35 206 Realized loss on sale of other equity securities 1,500 — — Fair value adjustments of other equity investments 110 ( 9,306 ) ( 7,316 ) Increase in other assets ( 302 ) ( 180 ) ( 2,677 ) Increase in accrued expenses 2,622 4,247 646 Net cash (used in) provided by operating activities ( 4,564 ) 8,326 500 Cash Flows From Investing Activities Net change in securities available for sale — 2,073 ( 2,073 ) Proceeds from sale of other equity investments 7,754 — — Net change in other equity investments 1,486 ( 9,406 ) ( 6,900 ) Net change in other investments ( 1,545 ) ( 2,629 ) ( 3,230 ) Net cash acquired in Bay Banks Merger — — 23,214 Cash received from Bank subsidiary 6,000 10,000 10,000 Net cash provided by investing activities 13,695 38 21,011 Cash Flows From Financing Activities Dividends paid on common stock ( 4,641 ) ( 9,175 ) ( 7,183 ) Stock option exercises and dividend reinvestment plan issuances 103 87 804 Redemption of subordinated notes — — ( 14,150 ) Net cash used in financing activities ( 4,538 ) ( 9,088 ) ( 20,529 ) Net increase (decrease) in cash and due from banks 4,593 ( 724 ) 982 Cash and due from banks at beginning of period 2,432 3,156 2,174 Cash and due from banks at end of period $ 7,025 $ 2,432 $ 3,156 Supplemental Schedule of Cash Flow Information Cash paid for: Interest $ 2,213 $ 2,213 $ 2,388 Income taxes $ 6,600 $ 1,475 $ 10,000 Non-cash investing and financing activities: Unrealized gain on securities available for sale $ — $ — $ 300 Issuance of restricted stock awards, net of forfeitures $ 1,573 $ 1,564 $ 1,331

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss), Net (Tables)	12 Months Ended
	Dec. 31, 2023
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Components of Accumulated Other Comprehensive Income (Loss)	The following tables present components of accumulated other comprehensive income (loss) for the periods stated. (Dollars in thousands) Securities Available For Sale Transfer of Securities Held to Maturity to Available For Sale Interest Rate Swaps Pension and Accumulated Balance as of December 31, 2020 $ 644 $ 425 $ ( 805 ) $ — $ 264 Change in net unrealized holding losses on securities available for sale, net of tax benefit of $ 1,279 ( 4,814 ) — — — ( 4,814 ) Reclassification for previously unrealized net losses recognized in net income, net of tax benefit of $ 30 114 — — — 114 Change in net unrealized holding gains on interest rate swaps, net of tax expense of $ 1,521 — — 5,719 — 5,719 Reclassification for previously unrealized net gains recognized in net income, net of tax expense of $ 1,307 — — ( 4,914 ) — ( 4,914 ) Change in net unrealized losses on pension and post-retirement benefit plans, net of tax benefit of $ 1 — — — ( 1 ) ( 1 ) Balance as of December 31, 2021 ( 4,056 ) 425 — ( 1 ) ( 3,632 ) Change in net unrealized holding losses on securities available for sale, net of tax benefit of $ 11,936 ( 41,469 ) — — — ( 41,469 ) Balance as of December 31, 2022 ( 45,525 ) 425 — ( 1 ) ( 45,101 ) Change in net unrealized holding losses on securities available for sale, net of tax benefit of $ 132 ( 460 ) — — — ( 460 ) Reclassification for previously unrealized net losses recognized in net income, net of income tax benefit of $ 145 504 — — — 504 Reclassification for previously unrealized net losses recognized in net income, net of tax benefit of $ 1 — — — 1 1 Balance as of December 31, 2023 $ ( 45,481 ) $ 425 $ — $ — $ ( 45,056 )

Organization and Basis of Pre_2

Organization and Basis of Presentation - Additional Information (Details) $ / shares in Units, $ in Thousands, shares in Millions			12 Months Ended
	Dec. 21, 2023 USD ($) $ / shares shares	May 15, 2023 USD ($)	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Organization And Basis Of Presentation [Line Items]
Proceeds from sale of mortgage loans held for sale			$ 251,797	$ 522,252	$ 1,228,021
Loss on sale of LSMG			$ 2,098	4,451	21,432
Leverage ratio			0.10
Capital ratio			0.13
Net (loss) income			$ (51,773)	$ 17,334	$ 52,480
Goodwill, Impairment Loss, Net of Tax			26,600
Estimated Litigation Liability			$ 4,800
Securities Purchase Agreement [Member]
Organization And Basis Of Presentation [Line Items]
Shares issued during period | shares	60
Purchase price | $ / shares	$ 2.5
Warrants purchase | shares	29.4
Common stock at exercise price | $ / shares	$ 2.5
Proceeds from issuance of private placement	$ 150,000
Private Placement [Member]
Organization And Basis Of Presentation [Line Items]
Purchaser remittance by waving private placement	130,000
Employee stock ownership plan (ESOP), plan description			(i) receipt by Mr. Lehman and Castle Creek of any required bank regulatory approvals, waivers, or non-objections; (ii) the shares and warrant shares having been authorized for listing on the NYSE American market; (iii) the Purchasers having remitted an aggregate of at least $130 million (including at least $3.1 million by directors and executive officers of the Company); and (iv) the Bank complying with certain minimum capital requirements.
Private Placement [Member] | Directors and Executive Officers [Member]
Organization And Basis Of Presentation [Line Items]
Purchaser remittance by waving private placement	3,100
Private Placement [Member] | Maximum [Member]
Organization And Basis Of Presentation [Line Items]
Proceeds from issuance of private placement	$ 150,000
Lender Select Mortgage Group [Member]
Organization And Basis Of Presentation [Line Items]
Proceeds from sale of mortgage loans held for sale		$ 250
Lender Select Mortgage Group [Member] | Other Noninterest Income [Member]
Organization And Basis Of Presentation [Line Items]
Loss on sale of LSMG			$ 553

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Additional Information (Detail)		3 Months Ended	12 Months Ended
	Jan. 01, 2023 USD ($)	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($) Segment	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)	Jan. 01, 2022 USD ($)	Dec. 31, 2020 USD ($)
Summary Of Significant Accounting Policies [Line Items]
Fair value adjustments on other investments			$ 110,000	$ 9,300,000	$ 7,300,000
Other equity investments			12,900,000	23,800,000
Other investments			29,467,000	24,672,000
Residential mortgage loans held for sale			14,100,000	15,100,000
Loans held for sale			46,337,000	69,534,000
Allowance for loan losses			$ 35,893,000	30,740,000	12,121,000		$ 13,827,000
Estimated useful lives			us-gaap:UsefulLifeShorterOfTermOfLeaseOrAssetUtilityMember
Lease Income			$ 0	0
Impairment of goodwill		$ 26,800,000	26,826,000	0	0
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest			$ 185,989,000	248,793,000	277,139,000		$ 108,200,000
Number of reportable business segments | Segment			3
Retained earnings			$ 33,157,000	97,682,000
Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value	$ 665,000
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium)	5,600,000		3,800,000
Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price	59,300,000
Cumulative Effect, Period of Adoption, Adjustment [Member]
Summary Of Significant Accounting Policies [Line Items]
Allowance for loan losses				7,418,000
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest				(8,111,000)	$ 3,542,000	$ 3,500,000
Retained earnings				(8,111,000)
ASC 326 [Member]
Summary Of Significant Accounting Policies [Line Items]
Allowance for loan losses	38,158,000		7,400,000
Retained earnings	$ 89,571,000
Reduced stockholders' equity			2,900,000
Fair value investments entities that calculate net asset value per share unfunded committments			3,700,000
ASC 326 [Member] | Allowance for Credit Losses [Member]
Summary Of Significant Accounting Policies [Line Items]
Reduced stockholders' equity			5,200,000
Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Asset with financial institutions			3,000,000,000
Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Asset with financial institutions			$ 5,000,000,000
Purchased Computer Software [Member] | Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives			1 year
Purchased Computer Software [Member] | Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives			3 years
Building [Member] | Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives			39 years
Building [Member] | Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives			40 years
Furniture, Fixtures and Equipment [Member] | Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives			3 years
Furniture, Fixtures and Equipment [Member] | Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives			15 years
Special Mention [Member]
Summary Of Significant Accounting Policies [Line Items]
Line Of credit facility current borrowing capacity			$ 500,000,000
Pooled Loans [Member]
Summary Of Significant Accounting Policies [Line Items]
Line Of credit facility current borrowing capacity			1,000,000,000
Fintech [Member]
Summary Of Significant Accounting Policies [Line Items]
Loans held for sale			27,700,000	9,800,000
Government Guaranteed Loans [Member]
Summary Of Significant Accounting Policies [Line Items]
Loans held for sale			$ 4,500,000	$ 44,700,000

Summary of Significant Accoun_5

Summary of Significant Accounting Policies - Summary of Impact to the Consolidated Balance Sheet as the Result of Adopting ASC 326 (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Jan. 01, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Assets:
Loans held for investment, net of deferred fees and costs	$ 2,428,561		$ 2,399,092
Allowance for credit losses	(35,893)		(30,740)	$ (12,121)	$ (13,827)
Deferred tax asset, net	21,556		12,227
Liabilities:
Reserve for unfunded commitments		$ 3,700	1,812
Stockholders' Equity:
Retained earnings	33,157		97,682
January 1, 2023 Post-ASC 326 Adoption [Member]
Assets:
Loans held for investment, net of deferred fees and costs		2,399,757
Allowance for credit losses	$ (7,400)	(38,158)
Deferred tax asset, net		14,561
Liabilities:
Reserve for unfunded commitments		5,504
Stockholders' Equity:
Retained earnings		$ 89,571
Impact of ASC 326 Adoption [Member]
Assets:
Loans held for investment, net of deferred fees and costs			665
Allowance for credit losses			(7,418)
Deferred tax asset, net			2,334
Liabilities:
Reserve for unfunded commitments			3,692
Stockholders' Equity:
Retained earnings			$ (8,111)

Business Combinations - Additio

Business Combinations - Additional Information (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Business Acquisition [Line Items]
Common Stock, Shares, Issued	19,198,379	18,950,329
Goodwill	$ 0	$ 26,826

Business Combinations - Summary

Business Combinations - Summary of Estimated Fair Value Adjustments of Consideration Paid, Acquired Asset and Assumed Liabil (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fair value of liabilities assumed:
Goodwill	$ 0	$ 26,826

Business Combinations - Summa_2

Business Combinations - Summary of Estimated Fair Value Adjustments of Consideration Paid, Acquired Asset (Parenthetical) (Details)	1 Months Ended	12 Months Ended
	Apr. 30, 2021	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Business Acquisition [Line Items]
Stock split, description	3-for-2 stock split
Income tax at federal statutory rate		21%	21%	21%

Business Combinations - Summa_3

Business Combinations - Summary of Assets Received and Liabilities Assumed and Related Adjustments (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Liabilities
Goodwill	$ 0	$ 26,826

Investment Securities and Oth_3

Investment Securities and Other Investments - Summary of Amortized Cost and Fair Values of Investment Securities (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Securities available for sale	$ 321,081	$ 354,341
Investment securities, Amortized Cost	379,654	413,015
Investment securities, Gross Unrealized Gains	12	175
Investment securities, Gross Unrealized Losses	(58,585)	(58,849)
Investment securities, Fair Value	321,081	354,341
Mortgage Backed Securities [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available for sale, Amortized Cost	212,214	230,015
Available for sale, Gross Unrealized Gains		51
Available for sale, Gross Unrealized Losses	(35,244)	(33,730)
Securities available for sale	176,970	196,336
U.S. Treasury and Agencies [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available for sale, Amortized Cost	79,856	80,073
Available for sale, Gross Unrealized Losses	(10,985)	(12,911)
Securities available for sale	68,871	67,162
State and Municipal [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available for sale, Amortized Cost	50,682	60,018
Available for sale, Gross Unrealized Losses	(7,357)	(9,025)
Securities available for sale	43,325	50,993
Corporate Bonds [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available for sale, Amortized Cost	36,902	42,909
Available for sale, Gross Unrealized Gains	12	124
Available for sale, Gross Unrealized Losses	(4,999)	(3,183)
Securities available for sale	$ 31,915	$ 39,850

Investment Securities and Oth_4

Investment Securities and Other Investments - Additional Information (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule Of Investments [Line Items]
Securities available for sale, at fair value	$ 321,081	$ 354,341
Federal home loan bank stock	12,300	14,700
Federal reserve bank stock	5,900	6,100
Correspondent bank stock	468	468
Other equity investments	12,900	23,800
Other investments	29,467	24,672
Asset Pledged as Collateral without Right [Member] | FHLB [Member]
Schedule Of Investments [Line Items]
Securities pledged	35,900	$ 241,900
Asset Pledged as Collateral without Right [Member] | BTFP [Member]
Schedule Of Investments [Line Items]
Securities available for sale, at fair value	218,700
Debt securities, amortized cost	262,700
Securities pledged	$ 260,900

Investment Securities and Oth_5

Investment Securities and Other Investments - Summary of Unrealized Losses (Detail) $ in Thousands	Dec. 31, 2023 USD ($) Security	Dec. 31, 2022 USD ($) Security
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Number Of Securities | Security	219	221
Available-for-sale Securities, Fair Value, Less Than 12 Months	$ 15,785	$ 93,180
Available-for-sale Securities, Unrealized Losses, Less Than 12 Months	(885)	(8,561)
Available-for-sale Securities, Fair Value, 12 Months or Greater	300,674	242,340
Available-for-sale Securities, Unrealized Losses, 12 months or Greater	(57,700)	(50,288)
Fair Value, Total	316,459	335,520
Unrealized Losses, Total	$ (58,585)	$ (58,849)
State and Municipal [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Number Of Securities | Security	65	82
Available-for-sale Securities, Fair Value, Less Than 12 Months	$ 536	$ 18,252
Available-for-sale Securities, Unrealized Losses, Less Than 12 Months	(9)	(2,178)
Available-for-sale Securities, Fair Value, 12 Months or Greater	41,118	31,530
Available-for-sale Securities, Unrealized Losses, 12 months or Greater	(7,348)	(6,847)
Fair Value, Total	41,654	49,782
Unrealized Losses, Total	$ (7,357)	$ (9,025)
U.S. Treasury and Agencies [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Number Of Securities | Security	29	28
Available-for-sale Securities, Fair Value, Less Than 12 Months	$ 283	$ 9,904
Available-for-sale Securities, Unrealized Losses, Less Than 12 Months	(1)	(1,039)
Available-for-sale Securities, Fair Value, 12 Months or Greater	68,399	56,686
Available-for-sale Securities, Unrealized Losses, 12 months or Greater	(10,984)	(11,872)
Fair Value, Total	68,682	66,590
Unrealized Losses, Total	$ (10,985)	$ (12,911)
Mortgage Backed Securities [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Number Of Securities | Security	86	78
Available-for-sale Securities, Fair Value, Less Than 12 Months	$ 7,497	$ 39,006
Available-for-sale Securities, Unrealized Losses, Less Than 12 Months	(45)	(3,061)
Available-for-sale Securities, Fair Value, 12 Months or Greater	169,474	148,449
Available-for-sale Securities, Unrealized Losses, 12 months or Greater	(35,199)	(30,669)
Fair Value, Total	176,971	187,455
Unrealized Losses, Total	$ (35,244)	$ (33,730)
Corporate Bonds [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Number Of Securities | Security	39	33
Available-for-sale Securities, Fair Value, Less Than 12 Months	$ 7,469	$ 26,018
Available-for-sale Securities, Unrealized Losses, Less Than 12 Months	(830)	(2,283)
Available-for-sale Securities, Fair Value, 12 Months or Greater	21,683	5,675
Available-for-sale Securities, Unrealized Losses, 12 months or Greater	(4,169)	(900)
Fair Value, Total	29,152	31,693
Unrealized Losses, Total	$ (4,999)	$ (3,183)

Investment Securities and Oth_6

Investment Securities and Other Investments - Summary of Investments Classified by Contractual Maturity Date (Detail) $ in Thousands	Dec. 31, 2023 USD ($)
Schedule of Investments [Abstract]
Debt Securities Available for Sale, Amortized Cost, Due in one year or less	$ 3,210
Debt Securities Available for Sale, Amortized Cost, Due after one year through five years	40,828
Debt Securities Available for Sale, Amortized Cost, Due after five years through ten years	127,934
Debt Securities Available for Sale, Amortized Cost, Due after ten years	207,682
Total	379,654
Debt Securities Available for Sale, Fair Value, Due in one year or less	3,097
Debt Securities Available for Sale, Fair Value, Due after one year through five years	37,337
Debt Securities Available for Sale, Fair Value, Due after five years through ten years	109,682
Debt Securities Available for Sale, Fair Value, Due after ten years	170,965
Total	$ 321,081

Loans and Allowance for Credi_3

Loans and Allowance for Credit Losses - Summary of Loans Held for Investment (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	$ 2,430,117	$ 2,412,699
Deferred loan fees, net of costs	830	(1,640)
Total	2,430,947	2,411,059
Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	506,558	590,049
Paycheck Protection Program [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	2,386	11,967
Construction, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	180,052	183,301
Construction, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	75,832	76,599
Mortgage, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	870,540	864,989
Mortgage, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	730,110	631,772
Mortgage, Farmland [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	5,470	6,599
Consumer [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	$ 59,169	$ 47,423

Loans and Allowance for Credi_4

Loans and Allowance for Credit Losses - Summary of Financing Receivable, Past Due (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Days past due	$ 2,430,117
Nonaccrual		$ 76,049
Total Past Due & Nonaccrual		101,277
Gross loans	2,430,117	2,412,699
Deferred loan fees, net of costs	830	(1,640)
Total	2,430,947	2,411,059
Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Nonaccrual	60,026
Real Estate [Member] | Nonaccrual loans with no allowance
Financing Receivable, Past Due [Line Items]
Nonaccrual	4,088
Real Estate [Member] | Non accrual loans with an allowance
Financing Receivable, Past Due [Line Items]
Nonaccrual	55,938
30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total	14,282	14,663
60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Total	1,913	2,305
Greater than 90 Days Past Due & Accruing [Member]
Financing Receivable, Past Due [Line Items]
Total	3,037	8,260
Current Loans [Member]
Financing Receivable, Past Due [Line Items]
Nonaccrual	60,026
Financing Receivable Recorded Investments Current	2,351,689	2,251,034
Deferred loan fees, net of costs	830	(1,640)
PCI Loans [Member]
Financing Receivable, Past Due [Line Items]
PCI Loans		58,748
Commercial and Industrial [Member]
Financing Receivable, Past Due [Line Items]
Days past due	506,558
Nonaccrual	39,429	68,039
Total Past Due & Nonaccrual		68,806
Gross loans	506,558	590,049
Commercial and Industrial [Member] | Nonaccrual loans with no allowance
Financing Receivable, Past Due [Line Items]
Nonaccrual	1,487
Commercial and Industrial [Member] | Non accrual loans with an allowance
Financing Receivable, Past Due [Line Items]
Nonaccrual	37,942
Commercial and Industrial [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	2,235	488
Commercial and Industrial [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	632	279
Commercial and Industrial [Member] | Greater than 90 Days Past Due & Accruing [Member]
Financing Receivable, Past Due [Line Items]
Days past due	1,709
Commercial and Industrial [Member] | Current Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable Recorded Investments Current	462,553	519,762
Commercial and Industrial [Member] | PCI Loans [Member]
Financing Receivable, Past Due [Line Items]
PCI Loans		1,481
Paycheck Protection Program [Member]
Financing Receivable, Past Due [Line Items]
Days past due	2,386
Gross loans	2,386	11,967
Paycheck Protection Program [Member] | Current Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable Recorded Investments Current	2,386	11,967
Construction, Commercial [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	180,052
Nonaccrual	383	714
Total Past Due & Nonaccrual		1,870
Gross loans	180,052	183,301
Construction, Commercial [Member] | Real Estate [Member] | Non accrual loans with an allowance
Financing Receivable, Past Due [Line Items]
Nonaccrual	383
Construction, Commercial [Member] | 30-59 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	2,016	1,137
Construction, Commercial [Member] | 60-89 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due		19
Construction, Commercial [Member] | Current Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable Recorded Investments Current	177,653	181,431
Construction, Residential [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	75,832
Nonaccrual	0
Total Past Due & Nonaccrual		2,620
Gross loans	75,832	76,599
Construction, Residential [Member] | 30-59 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	523	1,416
Construction, Residential [Member] | 60-89 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due		1,204
Construction, Residential [Member] | Current Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable Recorded Investments Current	75,309	73,972
Construction, Residential [Member] | PCI Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
PCI Loans		7
Mortgage, Commercial [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	870,540
Nonaccrual	11,880	1,658
Total Past Due & Nonaccrual		14,387
Gross loans	870,540	864,989
Mortgage, Commercial [Member] | Real Estate [Member] | Nonaccrual loans with no allowance
Financing Receivable, Past Due [Line Items]
Nonaccrual	2,024
Mortgage, Commercial [Member] | Real Estate [Member] | Non accrual loans with an allowance
Financing Receivable, Past Due [Line Items]
Nonaccrual	9,856
Mortgage, Commercial [Member] | 30-59 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	2,109	6,198
Mortgage, Commercial [Member] | 60-89 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	714	297
Mortgage, Commercial [Member] | Greater than 90 Days Past Due & Accruing [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	574	6,234
Mortgage, Commercial [Member] | Current Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable Recorded Investments Current	855,263	799,379
Mortgage, Commercial [Member] | PCI Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
PCI Loans		51,223
Mortgage, Residential [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	730,110
Nonaccrual	7,580	5,143
Total Past Due & Nonaccrual		11,916
Gross loans	730,110	631,772
Mortgage, Residential [Member] | Real Estate [Member] | Nonaccrual loans with no allowance
Financing Receivable, Past Due [Line Items]
Nonaccrual	577
Mortgage, Residential [Member] | Real Estate [Member] | Non accrual loans with an allowance
Financing Receivable, Past Due [Line Items]
Nonaccrual	7,003
Mortgage, Residential [Member] | 30-59 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	5,101	4,544
Mortgage, Residential [Member] | 60-89 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	288	231
Mortgage, Residential [Member] | Greater than 90 Days Past Due & Accruing [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due		1,998
Mortgage, Residential [Member] | Current Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable Recorded Investments Current	717,141	614,178
Mortgage, Residential [Member] | PCI Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
PCI Loans		5,678
Mortgage, Farmland [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	5,470
Total Past Due & Nonaccrual		75
Gross loans	5,470	6,599
Mortgage, Farmland [Member] | 60-89 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due		75
Mortgage, Farmland [Member] | Current Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable Recorded Investments Current	5,470	6,524
Consumer [Member]
Financing Receivable, Past Due [Line Items]
Days past due	59,169
Nonaccrual	754	495
Total Past Due & Nonaccrual		1,603
Gross loans	59,169	47,423
Consumer [Member] | Non accrual loans with an allowance
Financing Receivable, Past Due [Line Items]
Nonaccrual	754
Consumer [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	2,298	880
Consumer [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	279	200
Consumer [Member] | Greater than 90 Days Past Due & Accruing [Member]
Financing Receivable, Past Due [Line Items]
Days past due	754	28
Consumer [Member] | Current Loans [Member]
Financing Receivable, Past Due [Line Items]
Financing Receivable Recorded Investments Current	$ 55,084	45,461
Consumer [Member] | PCI Loans [Member]
Financing Receivable, Past Due [Line Items]
PCI Loans		$ 359

Loans and Allowance for Credi_5

Loans and Allowance for Credit Losses - Summary of Recorded Investment of Loans Held for Investment by Internal Loan Grade by Year of Orgination (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
2023	$ 196,370
2022	863,939
2021	357,834
2020	292,593
2019	105,787
Prior	334,975
Revolving Loans	278,619
Total	2,430,117
Current period gross charge-offs	31,819	$ 8,451	$ 2,541
Current period gross charge-offs 2023	3,759
Current period gross charge-offs 2022	22,251
Current period gross charge-offs 2021	1,285
Current period gross charge-offs 2020	2,628
Current period gross charge-offs 2019	1,272
Current period gross charge-offs prior	463
Current period gross charge-offs revolving	161
Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	42,393
2022	189,770
2021	48,823
2020	32,563
2019	9,579
Prior	16,250
Revolving Loans	167,180
Total	506,558
Current period gross charge-offs	27,839	4,779	1,098
Current period gross charge-offs 2023	2,266
Current period gross charge-offs 2022	21,086
Current period gross charge-offs 2021	1,067
Current period gross charge-offs 2020	1,920
Current period gross charge-offs 2019	1,211
Current period gross charge-offs prior	164
Current period gross charge-offs revolving	125
Paycheck Protection Program [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2021	2,386
Total	2,386
Construction, Commercial [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	12,865
2022	96,805
2021	34,144
2020	14,983
2019	6,358
Prior	6,703
Revolving Loans	8,194
Total	180,052
Current period gross charge-offs	36
Current period gross charge-offs 2023	0
Current period gross charge-offs 2019	8
Current period gross charge-offs prior	28
Construction, Residential [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	33,464
2022	26,611
2021	3,867
2020	226
2019	941
Prior	67
Revolving Loans	10,656
Total	75,832
Mortgage, Commercial [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	17,835
2022	305,554
2021	138,497
2020	169,033
2019	55,258
Prior	159,817
Revolving Loans	24,546
Total	870,540
Mortgage, Residential [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	63,056
2022	229,954
2021	124,995
2020	72,921
2019	30,942
Prior	149,575
Revolving Loans	58,667
Total	730,110
Current period gross charge-offs	1,630
Current period gross charge-offs 2023	0
Current period gross charge-offs 2022	744
Current period gross charge-offs 2020	648
Current period gross charge-offs prior	206
Current period gross charge-offs revolving	32
Mortgage, Farmland [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	147
2022	729
2021	1,397
2019	1,520
Prior	1,562
Revolving Loans	115
Total	5,470
Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	26,610
2022	14,516
2021	3,725
2020	2,867
2019	1,189
Prior	1,001
Revolving Loans	9,261
Total	59,169
Current period gross charge-offs	2,314	$ 1,686	$ 1,123
Current period gross charge-offs 2023	1,493
Current period gross charge-offs 2022	421
Current period gross charge-offs 2021	218
Current period gross charge-offs 2020	60
Current period gross charge-offs 2019	53
Current period gross charge-offs prior	65
Current period gross charge-offs revolving	4
Risk Grades 1 - 4
Financing Receivable, Credit Quality Indicator [Line Items]
2023	148,222
2022	736,510
2021	317,608
2020	256,565
2019	88,076
Prior	278,644
Revolving Loans	237,830
Total	2,063,455
Risk Grades 1 - 4 | Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	15,830
2022	114,291
2021	29,887
2020	25,429
2019	8,217
Prior	14,200
Revolving Loans	138,267
Total	346,121
Risk Grades 1 - 4 | Paycheck Protection Program [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2021	2,386
Total	2,386
Risk Grades 1 - 4 | Construction, Commercial [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	8,533
2022	85,687
2021	33,344
2020	14,690
2019	6,358
Prior	5,589
Revolving Loans	4,367
Total	158,568
Risk Grades 1 - 4 | Construction, Residential [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	31,611
2022	22,734
2021	3,867
2020	59
2019	741
Prior	67
Revolving Loans	10,656
Total	69,735
Risk Grades 1 - 4 | Mortgage, Commercial [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	14,671
2022	280,479
2021	121,257
2020	144,498
2019	42,226
Prior	123,774
Revolving Loans	20,332
Total	747,237
Risk Grades 1 - 4 | Mortgage, Residential [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	51,042
2022	218,375
2021	121,872
2020	69,165
2019	27,877
Prior	132,986
Revolving Loans	55,327
Total	676,644
Risk Grades 1 - 4 | Mortgage, Farmland [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2022	729
2021	1,397
2019	1,520
Prior	1,562
Revolving Loans	115
Total	5,323
Risk Grades 1 - 4 | Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	26,535
2022	14,215
2021	3,598
2020	2,724
2019	1,137
Prior	466
Revolving Loans	8,766
Total	57,441
Risk Grades 5 - 6
Financing Receivable, Credit Quality Indicator [Line Items]
2023	47,325
2022	88,599
2021	23,246
2020	28,318
2019	16,070
Prior	37,767
Revolving Loans	31,513
Total	272,838
Risk Grades 5 - 6 | Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	26,563
2022	40,399
2021	12,759
2020	6,305
2019	819
Prior	1,537
Revolving Loans	19,722
Total	108,104
Risk Grades 5 - 6 | Construction, Commercial [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	4,213
2022	11,072
2021	760
2020	293
Prior	738
Revolving Loans	3,827
Total	20,903
Risk Grades 5 - 6 | Construction, Residential [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	1,486
2022	2,672
2020	167
2019	200
Total	4,525
Risk Grades 5 - 6 | Mortgage, Commercial [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	2,841
2022	25,075
2021	9,038
2020	19,597
2019	12,921
Prior	27,778
Revolving Loans	4,214
Total	101,464
Risk Grades 5 - 6 | Mortgage, Residential [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	12,014
2022	9,339
2021	677
2020	1,944
2019	2,122
Prior	7,281
Revolving Loans	3,255
Total	36,632
Risk Grades 5 - 6 | Mortgage, Farmland [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	147
Total	147
Risk Grades 5 - 6 | Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	61
2022	42
2021	12
2020	12
2019	8
Prior	433
Revolving Loans	495
Total	1,063
Risk Grade 7
Financing Receivable, Credit Quality Indicator [Line Items]
2023	823
2022	4,627
2021	14,426
2020	7,710
2019	1,641
Prior	18,184
Revolving Loans	9,276
Total	56,687
Risk Grade 7 | Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	0
2022	877
2021	3,623
2020	829
2019	543
Prior	134
Revolving Loans	9,191
Total	15,197
Risk Grade 7 | Construction, Commercial [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	119
2022	46
2021	40
Prior	376
Total	581
Risk Grade 7 | Construction, Residential [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	367
2022	1,205
Total	1,572
Risk Grade 7 | Mortgage, Commercial [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	323
2022	0
2021	8,202
2020	4,938
2019	111
Prior	8,265
Total	21,839
Risk Grade 7 | Mortgage, Residential [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2022	2,240
2021	2,446
2020	1,812
2019	943
Prior	9,307
Revolving Loans	85
Total	16,833
Risk Grade 7 | Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2023	14
2022	259
2021	115
2020	131
2019	44
Prior	102
Total	665
Risk Grade 8
Financing Receivable, Credit Quality Indicator [Line Items]
2022	34,203
2021	2,554
Prior	380
Total	37,137
Risk Grade 8 | Commercial And Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
2022	34,203
2021	2,554
2020
2019
Prior	379
Revolving Loans
Total	37,136
Risk Grade 8 | Mortgage, Residential [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Prior	1
Total	$ 1

Loans and Allowance for Credi_6

Loans and Allowance for Credit Losses - Summary of Change in the ACL by Major Loan Segment (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable Impaired [Line Items]
Allowance, beginning of period	$ 30,740	$ 12,121	$ 13,827
Charge-offs	(31,819)	(8,451)	(2,541)
Recoveries	4,851	1,383	718
Net charge-offs	(26,968)	(7,068)	(1,823)
Provision for loan losses	24,703	25,687	117
Allowance, end of period	35,893	30,740	12,121
Impact of ASC 326 Adoption [Member]
Financing Receivable Impaired [Line Items]
Allowance, beginning of period	7,418
Impact of ASC 326 adoption	7,418
Charge-offs	31,819
Allowance, end of period		7,418
Commercial and Industrial [Member]
Financing Receivable Impaired [Line Items]
Allowance, beginning of period	27,070
Charge-offs	(27,839)	(4,779)	(1,098)
Recoveries	3,984	442	196
Net charge-offs	(23,890)
Provision for loan losses	21,648
Allowance, end of period	27,754	27,070
Commercial and Industrial [Member] | Impact of ASC 326 Adoption [Member]
Financing Receivable Impaired [Line Items]
Impact of ASC 326 adoption	2,926
Charge-offs	27,874
Consumer [Member]
Financing Receivable Impaired [Line Items]
Allowance, beginning of period	3,670
Charge-offs	(2,314)	(1,686)	(1,123)
Recoveries	867	492	424
Net charge-offs	(3,078)
Provision for loan losses	3,055
Allowance, end of period	8,139	3,670
Consumer [Member] | Impact of ASC 326 Adoption [Member]
Financing Receivable Impaired [Line Items]
Impact of ASC 326 adoption	4,492
Charge-offs	$ 3,945
Real estate construction [Member]
Financing Receivable Impaired [Line Items]
Charge-offs		(162)	(195)
Recoveries		40	0
Real Estate, Mortgage [Member]
Financing Receivable Impaired [Line Items]
Charge-offs		(1,824)	(125)
Recoveries		$ 409	$ 98

Loans and Allowance for Credi_7

Loans and Allowance for Credit Losses - Summary of Accrued Interest Receivable by Loan Type Reversed from Income (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)
Financing Receivable, Nonaccrual [Line Items]
Accrued interest receivable reversed through income	$ 611
Commercial and Industrial [Member]
Financing Receivable, Nonaccrual [Line Items]
Accrued interest receivable reversed through income	179
Consumer [Member]
Financing Receivable, Nonaccrual [Line Items]
Accrued interest receivable reversed through income	16
Real Estate [Member] | Commercial and Industrial [Member]
Financing Receivable, Nonaccrual [Line Items]
Accrued interest receivable reversed through income	7
Real Estate [Member] | Construction, Residential [Member]
Financing Receivable, Nonaccrual [Line Items]
Accrued interest receivable reversed through income	29
Real Estate [Member] | Mortgage, Commercial [Member]
Financing Receivable, Nonaccrual [Line Items]
Accrued interest receivable reversed through income	300
Real Estate [Member] | Mortgage, Residential [Member]
Financing Receivable, Nonaccrual [Line Items]
Accrued interest receivable reversed through income	$ 80

Loans and Allowance for Credi_8

Loans and Allowance for Credit Losses - Summary of Amortized Cost of Collateral-Dependent Loans (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)
Loans and Leases Receivable Disclosure [Line Items]
Amortized cost of collateral dependent loans	$ 96,905
Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Amortized cost of collateral dependent loans	67,555
Real Estate [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Amortized cost of collateral dependent loans	6,309
Real Estate [Member] | Construction, Residential [Member]
Loans and Leases Receivable Disclosure [Line Items]
Amortized cost of collateral dependent loans	2,303
Real Estate [Member] | Mortgage, Commercial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Amortized cost of collateral dependent loans	13,401
Real Estate [Member] | Mortgage, Residential [Member]
Loans and Leases Receivable Disclosure [Line Items]
Amortized cost of collateral dependent loans	$ 7,337

Loans and Allowance for Credi_9

Loans and Allowance for Credit Losses - Summary of Modified Loans (Details) $ in Thousands	3 Months Ended	12 Months Ended
	Jun. 30, 2023 USD ($)	Dec. 31, 2023 USD ($) Loan
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		$ 44,060
Modified term extension and forbearance financial effect		Forbearance agreements
Modified term payment deferral financial effect		Payment deferral 6-9 months
Non Accrual Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		$ 33,500
Commercial and Industrial Loan [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		32,800
Entity Loan Modification Program [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		$ 44,060
Recorded Investment of Modified Loans to Gross Loans by Category		1.81%
Total modified loan units | Loan		9
Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		$ 37,112
Commercial and Industrial [Member] | Term extension and Forbearance [Member]
Loans and Leases Receivable Disclosure [Line Items]
Modified term extension and forbearance loan units | Loan		3
Recorded Investment	$ 32,800	$ 36,930
Recorded Investment of Modified Loans to Gross Loans by Category		7.29%
Commercial and Industrial [Member] | Payment Deferral [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		$ 182
Recorded Investment of Modified Loans to Gross Loans by Category		0.04%
Modified interest only loan units | Loan		1
Mortgage, Commercial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		$ 6,087
Mortgage, Commercial [Member] | Term extension and Forbearance [Member] | Real Estate Loan [Member]
Loans and Leases Receivable Disclosure [Line Items]
Modified term extension and forbearance loan units | Loan		2
Recorded Investment		$ 6,087
Recorded Investment of Modified Loans to Gross Loans by Category		0.70%
Mortgage, Residential [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		$ 706
Mortgage, Residential [Member] | Term extension and Forbearance [Member] | Real Estate Loan [Member]
Loans and Leases Receivable Disclosure [Line Items]
Modified term extension and forbearance loan units | Loan		1
Recorded Investment		$ 129
Recorded Investment of Modified Loans to Gross Loans by Category		0.02%
Mortgage, Residential [Member] | Payment Deferral [Member] | Real Estate Loan [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		$ 577
Recorded Investment of Modified Loans to Gross Loans by Category		0.08%
Modified term extension payment deferral units | Loan		1
Construction, Residential [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		$ 155
Construction, Residential [Member] | Term extension and Forbearance [Member] | Real Estate Loan [Member]
Loans and Leases Receivable Disclosure [Line Items]
Modified term extension and forbearance loan units | Loan		1
Recorded Investment		$ 155
Recorded Investment of Modified Loans to Gross Loans by Category		0.20%
Current [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		$ 1,910
Current [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		1,626
Current [Member] | Mortgage, Commercial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		0
Current [Member] | Mortgage, Residential [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		129
Current [Member] | Construction, Residential [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		155
30-59 Days Past Due [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		0
30-59 Days Past Due [Member] | Mortgage, Residential [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		0
Greater than 90 Days Past Due & Accruing [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		0
Nonaccrual [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		42,150
Nonaccrual [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		35,486
Nonaccrual [Member] | Mortgage, Commercial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		6,087
Nonaccrual [Member] | Mortgage, Residential [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment		$ 577

Loans and Allowance for Cred_10

Loans and Allowance for Credit Losses - Summary of Modified Loans (Parenthetical) (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2023	Jun. 30, 2023	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment			$ 44,060
Cash payments received		$ 4,500	3,000
Allowance for loan losses			35,893	$ 30,740	$ 12,121	$ 13,827
Collateral Pledged
Loans and Leases Receivable Disclosure [Line Items]
Allowance for loan losses			9,600
Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment			37,112
Allowance for loan losses			27,754	$ 27,070
Commercial and Industrial [Member] | Term extension and Forbearance [Member]
Loans and Leases Receivable Disclosure [Line Items]
Recorded Investment	$ 32,800		$ 36,930

Loans and Allowance for Cred_11

Loans and Allowance for Credit Losses - Additional Information (Detail) $ in Thousands		12 Months Ended
	Jan. 01, 2023 USD ($)	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($) Loan
Loans and Leases Receivable Disclosure [Line Items]
Loans pledged		$ 2,430,117
Gross loans		2,430,117	$ 2,412,699
Recorded investment of PCD Loans		51,000
Recorded investment, estimated allowance for credit loss		529
Recorded investment, PCD Discount (Premium)	$ 5,600	3,800
Financing receivable, allowance for credit loss, writeoff		31,800
Nonperforming trouble debt restructuring			38,300
Mortgage loans with amortized cost		134	$ 0
Number of doubtful loans | Loan			0
Accrued interest receivable		14,967	$ 11,569
Accrued interest excluded from ACL		13,200
Interest income from nonaccrual loans		223
Commercial Loan [Member]
Loans and Leases Receivable Disclosure [Line Items]
Attributable to specific reserve		19,500
Doubtful [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans pledged		37,137
Commercial and industrial loan amount		37,100
Collective specific reserve		9,600
Attributable to specific reserve		34,200
Grade 5 Watch [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans			136,557
Grade 7 Substandard [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans pledged		56,687
Gross loans			86,879
Paycheck Protection Program [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans pledged		2,386
Gross loans		2,386	11,967
Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans pledged		506,558
Gross loans		506,558	590,049
Commercial and Industrial [Member] | Doubtful [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans pledged		37,136
Commercial and Industrial [Member] | Grade 7 Substandard [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans pledged		15,197
Federal Home Loan Bank Advances [Member] | Asset Pledged As Collateral Without Right [Member] | Paycheck Protection Plan Liquidity Facility Advances [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans pledged		0	51
Federal Home Loan Bank Advances [Member] | Asset Pledged As Collateral Without Right [Member] | Commercial and Residential Mortgages [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans pledged		767,100	$ 436,000
FRB [Member] | Asset Pledged As Collateral Without Right [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans pledged		$ 161,000

Loans and Allowance for Cred_12

Loans and Allowance for Credit Losses - Summary of Acquired Loans Included in Consolidated Statement of Condition (Detail) - Virginia Community Bankshares, Inc [Member] $ in Thousands	Dec. 31, 2022 USD ($)
Financing Receivable Impaired [Line Items]
Outstanding principal balance	$ 578,372
Carrying amount	570,500
PCI loans [Member]
Financing Receivable Impaired [Line Items]
Outstanding principal balance	64,911
Carrying amount	58,748
Purchased Performing Loans [Member]
Financing Receivable Impaired [Line Items]
Outstanding principal balance	513,461
Carrying amount	$ 511,752

Loans and Allowance for Cred_13

Loans and Allowance for Credit Losses - Summary of Changes in Accretable Yield on Purchased Credit Impaired Loans (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Receivables [Abstract]
Balance, beginning of period	$ 16,849
Accretion	(9,410)
Reclassification of nonaccretable difference due to improvement in expected cash flows	3,804
Other changes, net	(71)
Balance, end of period	$ 11,172

Loans and Allowance for Cred_14

Loans and Allowance for Credit Losses - Summary of Investment of PCI Loans (Detail) - Real Estate [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Greater than 90 Days Past Due & Accruing [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	$ 58,394
Greater than 90 Days Past Due & Accruing [Member] | Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	1,481
Greater than 90 Days Past Due & Accruing [Member] | Construction, Commercial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	7
Greater than 90 Days Past Due & Accruing [Member] | Mortgage, Commercial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	51,223
Greater than 90 Days Past Due & Accruing [Member] | Mortgage, Residential [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	5,324
Greater than 90 Days Past Due & Accruing [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	359
Current [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	354
Current [Member] | Mortgage, Residential [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	354
Total Loan [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	58,748
Total Loan [Member] | Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	1,481
Total Loan [Member] | Construction, Commercial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	7
Total Loan [Member] | Mortgage, Commercial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	51,223
Total Loan [Member] | Mortgage, Residential [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	5,678
Total Loan [Member] | Consumer [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	$ 359

Loans and Allowance for Cred_15

Loans and Allowance for Credit Losses - Summary of Loan Portfolio Individually and Collectively Evaluated for Impairment (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		$ 2,400,732
Less: Deferred loan fees, net of costs, excluding PPP loans		(1,640)
Total, excluding PPP loans		2,399,092
Attributable to specific reserve	$ 35,893	30,740	$ 12,121	$ 13,827
Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Attributable to specific reserve	27,754	27,070
Consumer [Member]
Loans and Leases Receivable Disclosure [Line Items]
Attributable to specific reserve	$ 8,139	3,670
PCI Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		58,748
PCI Loans [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		1,481
PCI Loans [Member] | Construction, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		7
PCI Loans [Member] | Mortgage, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		51,223
PCI Loans [Member] | Mortgage, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		5,678
PCI Loans [Member] | Consumer [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		359
Originated and Purchased Performing Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		2,341,984
Originated and Purchased Performing Loans [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		588,568
Originated and Purchased Performing Loans [Member] | Construction, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		183,294
Originated and Purchased Performing Loans [Member] | Construction, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		76,599
Originated and Purchased Performing Loans [Member] | Mortgage, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		813,766
Originated and Purchased Performing Loans [Member] | Mortgage, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		626,094
Originated and Purchased Performing Loans [Member] | Mortgage, Farmland [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		6,599
Originated and Purchased Performing Loans [Member] | Consumer [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		47,064
Individually Evaluated for Impairment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		73,643
Less: Deferred loan fees, net of costs, excluding PPP loans		0
Total, excluding PPP loans		73,643
Individually Evaluated for Impairment [Member] | PCI Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		0
Individually Evaluated for Impairment [Member] | PCI Loans [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		0
Individually Evaluated for Impairment [Member] | PCI Loans [Member] | Construction, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		0
Individually Evaluated for Impairment [Member] | PCI Loans [Member] | Mortgage, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		0
Individually Evaluated for Impairment [Member] | PCI Loans [Member] | Mortgage, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		0
Individually Evaluated for Impairment [Member] | PCI Loans [Member] | Consumer [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		0
Individually Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		73,643
Individually Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		67,654
Individually Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Construction, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		521
Individually Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Construction, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		0
Individually Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Mortgage, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		4,634
Individually Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Mortgage, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		834
Individually Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Mortgage, Farmland [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		0
Individually Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Consumer [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		0
Collectively Evaluated for Impairment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		2,327,089
Less: Deferred loan fees, net of costs, excluding PPP loans		(1,640)
Total, excluding PPP loans		2,325,449
Collectively Evaluated for Impairment [Member] | PCI Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		58,748
Collectively Evaluated for Impairment [Member] | PCI Loans [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		1,481
Collectively Evaluated for Impairment [Member] | PCI Loans [Member] | Construction, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		7
Collectively Evaluated for Impairment [Member] | PCI Loans [Member] | Mortgage, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		51,223
Collectively Evaluated for Impairment [Member] | PCI Loans [Member] | Mortgage, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		5,678
Collectively Evaluated for Impairment [Member] | PCI Loans [Member] | Consumer [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		359
Collectively Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		2,268,341
Collectively Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		520,914
Collectively Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Construction, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		182,773
Collectively Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Construction, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		76,599
Collectively Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Mortgage, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		809,132
Collectively Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Mortgage, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		625,260
Collectively Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Mortgage, Farmland [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		6,599
Collectively Evaluated for Impairment [Member] | Originated and Purchased Performing Loans [Member] | Consumer [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		47,064
Related allowance for loan losses [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		30,740
Less: Deferred loan fees, net of costs, excluding PPP loans		0
Total, excluding PPP loans		30,740
Related allowance for loan losses [Member] | PCI Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		3
Related allowance for loan losses [Member] | PCI Loans [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		0
Related allowance for loan losses [Member] | PCI Loans [Member] | Construction, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		0
Related allowance for loan losses [Member] | PCI Loans [Member] | Mortgage, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		3
Related allowance for loan losses [Member] | PCI Loans [Member] | Mortgage, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		0
Related allowance for loan losses [Member] | PCI Loans [Member] | Consumer [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		0
Related allowance for loan losses [Member] | Originated and Purchased Performing Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		30,737
Related allowance for loan losses [Member] | Originated and Purchased Performing Loans [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		23,073
Related allowance for loan losses [Member] | Originated and Purchased Performing Loans [Member] | Construction, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		1,637
Related allowance for loan losses [Member] | Originated and Purchased Performing Loans [Member] | Construction, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		628
Related allowance for loan losses [Member] | Originated and Purchased Performing Loans [Member] | Mortgage, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		2,353
Related allowance for loan losses [Member] | Originated and Purchased Performing Loans [Member] | Mortgage, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		1,760
Related allowance for loan losses [Member] | Originated and Purchased Performing Loans [Member] | Mortgage, Farmland [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		4
Related allowance for loan losses [Member] | Originated and Purchased Performing Loans [Member] | Consumer [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans, excluding PPP loans		$ 1,282

Loans and Allowance for Cred_16

Loans and Allowance for Credit Losses - Summary of Impaired Financing Receivables (Detail) $ in Thousands	Dec. 31, 2022 USD ($)
Financing Receivable Impaired [Line Items]
Impaired financing receivable, with no specific allowance recorded, unpaid principal balance	$ 73,660
Impaired financing receivable, related allowance	11,606
Impaired financing receivable, with an allowance recorded, recorded investment	73,643
Commercial and Industrial [Member]
Financing Receivable Impaired [Line Items]
Impaired financing receivable, with no specific allowance recorded, recorded investment	1,268
Impaired financing receivable, with no specific allowance recorded, unpaid principal balance	1,289
Impaired financing receivable, related allowance	11,605
Impaired financing receivable, with an allowance recorded, recorded investment	66,386
Impaired financing receivable, with an allowance recorded, unpaid principal balance	66,386
Real Estate [Member] | Mortgage, Residential [Member]
Financing Receivable Impaired [Line Items]
Impaired financing receivable, with no specific allowance recorded, recorded investment	834
Impaired financing receivable, with no specific allowance recorded, unpaid principal balance	834
Real Estate [Member] | Commercial Construction [Member]
Financing Receivable Impaired [Line Items]
Impaired financing receivable, with no specific allowance recorded, recorded investment	521
Impaired financing receivable, with no specific allowance recorded, unpaid principal balance	521
Real Estate [Member] | Mortgage, Commercial [Member]
Financing Receivable Impaired [Line Items]
Impaired financing receivable, with no specific allowance recorded, recorded investment	4,508
Impaired financing receivable, with no specific allowance recorded, unpaid principal balance	4,504
Impaired financing receivable, related allowance	1
Impaired financing receivable, with an allowance recorded, recorded investment	126
Impaired financing receivable, with an allowance recorded, unpaid principal balance	$ 126

Loans and Allowance for Cred_17

Loans and Allowance for Credit Losses - Summary of Accounts Notes Loans and Financing Receivable (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	$ 2,430,117	$ 2,412,699
Less: deferred loan fees, net of costs	830	(1,640)
Total	2,430,947	2,411,059
Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	506,558	590,049
Paycheck Protection Program [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	2,386	11,967
Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	59,169	47,423
Grade 1 Prime [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		13,031
Grade 2 Desirable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		10,887
Grade 3 Good [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		653,716
Grade 4 Acceptable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		1,501,570
Grade 5 Pass/Watch [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		136,557
Grade 6 Special Mention [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		10,059
Grade 7 Substandard [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		86,879
Originated and Purchased Performing Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		2,353,951
Originated and Purchased Performing Loans [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		588,568
Originated and Purchased Performing Loans [Member] | Paycheck Protection Program [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		11,967
Originated and Purchased Performing Loans [Member] | Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		47,064
Originated and Purchased Performing Loans [Member] | Grade 1 Prime [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		13,031
Originated and Purchased Performing Loans [Member] | Grade 1 Prime [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		318
Originated and Purchased Performing Loans [Member] | Grade 1 Prime [Member] | Paycheck Protection Program [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		11,967
Originated and Purchased Performing Loans [Member] | Grade 1 Prime [Member] | Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		197
Originated and Purchased Performing Loans [Member] | Grade 2 Desirable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		10,887
Originated and Purchased Performing Loans [Member] | Grade 2 Desirable [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		885
Originated and Purchased Performing Loans [Member] | Grade 2 Desirable [Member] | Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		0
Originated and Purchased Performing Loans [Member] | Grade 3 Good [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		653,716
Originated and Purchased Performing Loans [Member] | Grade 3 Good [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		192,393
Originated and Purchased Performing Loans [Member] | Grade 3 Good [Member] | Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		21,330
Originated and Purchased Performing Loans [Member] | Grade 4 Acceptable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		1,475,963
Originated and Purchased Performing Loans [Member] | Grade 4 Acceptable [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		291,204
Originated and Purchased Performing Loans [Member] | Grade 4 Acceptable [Member] | Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		24,731
Originated and Purchased Performing Loans [Member] | Grade 5 Pass/Watch [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		108,160
Originated and Purchased Performing Loans [Member] | Grade 5 Pass/Watch [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		31,902
Originated and Purchased Performing Loans [Member] | Grade 5 Pass/Watch [Member] | Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		256
Originated and Purchased Performing Loans [Member] | Grade 6 Special Mention [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		8,247
Originated and Purchased Performing Loans [Member] | Grade 6 Special Mention [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		2,834
Originated and Purchased Performing Loans [Member] | Grade 7 Substandard [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		83,947
Originated and Purchased Performing Loans [Member] | Grade 7 Substandard [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		69,032
Originated and Purchased Performing Loans [Member] | Grade 7 Substandard [Member] | Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		550
PCI Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		58,748
PCI Loans [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		1,481
PCI Loans [Member] | Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		359
PCI Loans [Member] | Grade 4 Acceptable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		25,607
PCI Loans [Member] | Grade 4 Acceptable [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		1,369
PCI Loans [Member] | Grade 5 Pass/Watch [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		28,397
PCI Loans [Member] | Grade 5 Pass/Watch [Member] | Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		353
PCI Loans [Member] | Grade 6 Special Mention [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		1,812
PCI Loans [Member] | Grade 6 Special Mention [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		112
PCI Loans [Member] | Grade 7 Substandard [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		2,932
PCI Loans [Member] | Grade 7 Substandard [Member] | Consumer [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		6
Real Estate [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	180,052	183,301
Real Estate [Member] | Construction, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	75,832	76,599
Real Estate [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	870,540	864,989
Real Estate [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	730,110	631,772
Real Estate [Member] | Mortgage, Farmland [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	$ 5,470	6,599
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		183,294
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Construction, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		76,599
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		813,766
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		626,094
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Mortgage, Farmland [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		6,599
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 1 Prime [Member] | Mortgage, Farmland [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		549
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 2 Desirable [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		361
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 2 Desirable [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		2,330
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 2 Desirable [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		7,311
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 3 Good [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		14,223
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 3 Good [Member] | Construction, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		3,110
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 3 Good [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		187,648
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 3 Good [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		233,697
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 3 Good [Member] | Mortgage, Farmland [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		1,315
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 4 Acceptable [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		156,027
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 4 Acceptable [Member] | Construction, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		72,327
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 4 Acceptable [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		561,554
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 4 Acceptable [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		365,511
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 4 Acceptable [Member] | Mortgage, Farmland [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		4,609
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 5 Pass/Watch [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		8,504
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 5 Pass/Watch [Member] | Construction, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		1,162
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 5 Pass/Watch [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		54,352
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 5 Pass/Watch [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		11,858
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 5 Pass/Watch [Member] | Mortgage, Farmland [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		126
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 6 Special Mention [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		3,365
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 6 Special Mention [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		2,048
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 7 Substandard [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		814
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 7 Substandard [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		5,834
Real Estate [Member] | Originated and Purchased Performing Loans [Member] | Grade 7 Substandard [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		7,717
Real Estate [Member] | PCI Loans [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		7
Real Estate [Member] | PCI Loans [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		51,223
Real Estate [Member] | PCI Loans [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		5,678
Real Estate [Member] | PCI Loans [Member] | Grade 4 Acceptable [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		7
Real Estate [Member] | PCI Loans [Member] | Grade 4 Acceptable [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		22,778
Real Estate [Member] | PCI Loans [Member] | Grade 4 Acceptable [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		1,453
Real Estate [Member] | PCI Loans [Member] | Grade 5 Pass/Watch [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		26,059
Real Estate [Member] | PCI Loans [Member] | Grade 5 Pass/Watch [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		1,985
Real Estate [Member] | PCI Loans [Member] | Grade 6 Special Mention [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		1,700
Real Estate [Member] | PCI Loans [Member] | Grade 7 Substandard [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		686
Real Estate [Member] | PCI Loans [Member] | Grade 7 Substandard [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		$ 2,240

Premises and Equipment - Summar

Premises and Equipment - Summary of Premises and Equipment (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Property Plant And Equipment [Line Items]
Total cost	$ 29,890	$ 29,461
Less: Accumulated depreciation	(7,542)	(6,309)
Premises and equipment, net	22,348	23,152
Buildings and Land [Member]
Property Plant And Equipment [Line Items]
Total cost	23,139	23,134
Furniture, Fixtures and Equipment [Member]
Property Plant And Equipment [Line Items]
Total cost	6,471	6,065
Software [Member]
Property Plant And Equipment [Line Items]
Total cost	267	262
Construction in Progress [Member]
Property Plant And Equipment [Line Items]
Total cost	$ 13	$ 0

Premises and Equipment - Additi

Premises and Equipment - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Depreciation expense	$ 1,600	$ 1,900	$ 2,000
Software amortization expense	$ 52	$ 96	$ 137

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Additional Information (Detail) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Goodwill [Line Items]
Goodwill impairment	$ 26,800	$ 26,826	$ 0	$ 0
Goodwill		0	26,826
Accumulated amortization of intangibles		8,206	6,325
Intangible amortization		1,295	1,525	$ 1,671
Mortgage servicing asset		27,100	29,000
Loan Servicing Assets Included In Other Amortization Intangibles [Member]
Goodwill [Line Items]
Accumulated amortization of intangibles		1,300	876
Loan Servicing Assets Included In Interest And Fees On Loans [Member]
Goodwill [Line Items]
Amortization of intangible assets included in interest and fees		216	306
Intangible amortization		$ 679	$ 820

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Schedule of Amortizable Intangible Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Finite Lived Intangible Assets [Line Items]
Gross Carrying Value	$ 13,588	$ 12,908
Accumulated Amortization	(8,206)	(6,325)
Net Carrying Value	5,382	6,583
Core Deposits [Member]
Finite Lived Intangible Assets [Line Items]
Gross Carrying Value	9,626	9,626
Accumulated Amortization	(5,582)	(4,330)
Net Carrying Value	4,044	5,296
Other [Member]
Finite Lived Intangible Assets [Line Items]
Gross Carrying Value	3,962	3,282
Accumulated Amortization	(2,624)	(1,995)
Net Carrying Value	$ 1,338	$ 1,287

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Schedule of Estimated Amortization Expense (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
2024	$ 1,457
2025	1,195
2026	940
2027	704
2028	486
Thereafter	600
Net Carrying Value	$ 5,382	$ 6,583

Deposits - Additional Informati

Deposits - Additional Information (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deposits [Line Items]
Deposits	$ 2,566,032	$ 2,502,507
Certificates of deposit with minimum denomination	250
Deposits brokered	515,500	45,300
Certificate Of Deposit Listing Service [Member]
Deposits [Line Items]
Deposits	39,800	4,200
Certificates Of Deposit [Member]
Deposits [Line Items]
Deposits	$ 96,300	$ 75,800

Deposits - Scheduled Maturities

Deposits - Scheduled Maturities of Time Deposits (Detail) $ in Thousands	Dec. 31, 2023 USD ($)
Deposits [Abstract]
2024	$ 86,762
2025	6,451
2026	1,669
2027	331
2028	1,049
Total	$ 96,262

Borrowings - Additional Informa

Borrowings - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Oct. 31, 2019	May 31, 2015
Debt Instrument [Line Items]
Federal home loan bank advance	$ 210,000,000	$ 311,700,000
Federal home loan bank stock	12,300,000	14,700,000
Subordinated notes, net	39,855,000	39,920,000
Subordinated debt [Member]
Debt Instrument [Line Items]
Subordinated notes, net	$ 39,900,000	$ 39,900,000
Subordinated debt [Member] | 2030 Notes [Member]
Debt Instrument [Line Items]
Subordinated debt instrument maturity date	Jun. 01, 2030
Subordinated notes, net					$ 15,000,000
Stated Interest Rate	6%
Debt instrument, frequency of periodic payment	semi-annually
Effective interest rate	6.09%	6.11%	6.12%
Unamortized debt issuance cost	$ 14,800,000	$ 14,700,000
Subordinated debt [Member] | 2030 Notes [Member] | SOFR [Member]
Debt Instrument [Line Items]
Subordinated debt instrument variable interest rate spread	5.87%
Subordinated debt [Member] | 2029 Bay Banks Notes [Member]
Debt Instrument [Line Items]
Stated Interest Rate	5.625%
Debt instrument, frequency of periodic payment	semi-annually
Subordinated debt [Member] | 2029 Bay Banks Notes [Member] | SOFR [Member]
Debt Instrument [Line Items]
Subordinated debt instrument variable interest rate spread	4.335%
Subordinated debt [Member] | 2029 Notes [Member]
Debt Instrument [Line Items]
Subordinated debt instrument maturity date	Oct. 15, 2029
Subordinated notes, net				$ 25,000,000
Debt instrument carrying amount	$ 25,100,000
Debt Instrument, Unamortized Premium	$ 578,000
Effective interest rate	5.08%	5.08%	4.73%
Federal Reserve Board Bank Term Funding Program [Member]
Debt Instrument [Line Items]
Borrowings avalible through BTFP	$ 260,900,000
FRB Borrowings one advance	$ 65,000,000
Maturity date of FRB borrowings	May 10, 2024
Stated Interest Rate	4.74%
Borrowings available through discount window	$ 161,000,000
Advance from federal reserve bank	0
Unsecured Lines of Credit [Member]
Debt Instrument [Line Items]
Maximum overnight line of credit facilities available	10,000,000	$ 28,000,000
Overnight line of credit facilities outstanding	$ 0	0
FHLB [Member]
Debt Instrument [Line Items]
Federal home loan bank advances, maximum borrowing capacity percentage on assets	30%
Line of creidt	$ 455,600,000	525,100,000
Federal home loan bank advance	210,000,000	311,700,000
FHLB [Member] | Restricted Equity Investments [Member]
Debt Instrument [Line Items]
Federal home loan bank stock	12,300,000	14,700,000
FHLB [Member] | Line of Credit [Member]
Debt Instrument [Line Items]
Federal home loan bank advance	135,500,000	128,300,000
FHLB [Member] | Line of Credit [Member] | 1-4 Family Residential Loans [Member]
Debt Instrument [Line Items]
Assets pledged with federal home loan bank against credit facilities	237,500,000
FHLB [Member] | Line of Credit [Member] | Multi-Family Residential Loans [Member]
Debt Instrument [Line Items]
Assets pledged with federal home loan bank against credit facilities	36,600,000
FHLB [Member] | Line of Credit [Member] | Commercial Real Estate Loans [Member]
Debt Instrument [Line Items]
Assets pledged with federal home loan bank against credit facilities	151,600,000
FHLB [Member] | Line of Credit [Member] | Securities [Member]
Debt Instrument [Line Items]
Assets pledged with federal home loan bank against credit facilities	29,700,000
FHLB [Member] | Line of Credit [Member] | Public Deposits with Treasury Board of Virginia [Member]
Debt Instrument [Line Items]
Assets pledged with federal home loan bank against credit facilities	$ 110,100,000	$ 85,100,000

Borrowings - Schedule of Princi

Borrowings - Schedule of Principal on FHLB Borrowings Maturities (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 210,000
Fixed Rate Credit One [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 50,000
Originated Date	Mar. 15, 2023
Stated Interest Rate	4.07%
Maturity Date	Mar. 15, 2027
Fixed Rate Credit Two [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 50,000
Originated Date	May 02, 2023
Stated Interest Rate	3.87%
Maturity Date	May 03, 2027
Fixed Rate Credit Three [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 50,000
Originated Date	May 04, 2023
Stated Interest Rate	3.52%
Maturity Date	May 04, 2028
Daily Rate Credit [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 60,000
Originated Date	May 08, 2023
Stated Interest Rate	5.57%
Maturity Date	May 08, 2024

Derivative Financial Instrume_3

Derivative Financial Instruments and Hedging Activities - Summary Notional and Fair Value of Interest Rate Swaps (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Derivative [Line Items]
Notional Amount	$ 2,600	$ 11,700
Interest Rate Swap Agreement [Member] | Receive Fixed/Pay Variable Swaps [Member]
Derivative [Line Items]
Notional Amount	2,178	2,178
Fair Value	(71)	(95)
Interest Rate Swap Agreement [Member] | Pay Fixed/Receive Variable Swaps [Member]
Derivative [Line Items]
Notional Amount	2,178	2,178
Fair Value	$ 71	$ 95

Derivative Financial Instrume_4

Derivative Financial Instruments and Hedging Activities - Additional Information (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Derivative [Line Items]
Notional Amount	$ 2,600	$ 11,700
Derivative assets held for sale	7,400	12,800
Mortgage derivative asset	335	112
Mortgage derivative liability	140	24
Hedged Instrument [Member]
Derivative [Line Items]
Derivative assets held for sale	$ 13,500	$ 21,500

Employee Benefit Plans - Additi

Employee Benefit Plans - Additional Information (Detail) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Blue Ridge ESOP [Member]
Defined Benefit Plan Disclosure [Line Items]
Shares Issued Under Employee Benefit plan	63,571	192,066
The 401k Profit Sharing Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan Expense	$ 1.8	$ 1.8	$ 2.5
Maximum [Member] | The 401k Profit Sharing Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Employer Matching Contribution	5%

Stock-Based Compensation - Addi

Stock-Based Compensation - Additional Information (Detail) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Performance-based RSAs [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Stock Issued During Period, Shares, Restricted Stock Award, Gross	89,869
RSAs and LTIP RSAs [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Compensation expense	$ 1.7	$ 1.7	$ 1.3
Employee Stock [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
Unrecognized compensation expense	$ 2.7
Stock Issued During Period, Shares, Restricted Stock Award, Gross	318,233

Stock-Based Compensation - Summ

Stock-Based Compensation - Summary of RSA and PSA Activity (Details) - $ / shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
PSAs [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
RSA unvested and outstanding, Beginning balance	92,305	0
Granted	89,869	94,783
Vested	0	0
Forfeited	(29,294)	(2,478)
RSA unvested and outstanding, Ending balance	152,880	92,305
RSA unvested and outstanding, Weighted Average Fair Value per RSA, Beginning Balance	$ 14.91	$ 0
Granted	8.85	14.91
Vested	0	0
Forfeited	13.39	14.91
RSA unvested and outstanding, Weighted Average Fair Value per RSA, Ending Balance	$ 11.64	$ 14.91
Time-based RSAs [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]
RSA unvested and outstanding, Beginning balance	218,656	218,184
Granted	228,364	115,886
Vested	(115,122)	(87,677)
Forfeited	(39,880)	(27,737)
RSA unvested and outstanding, Ending balance	292,018	218,656
RSA unvested and outstanding, Weighted Average Fair Value per RSA, Beginning Balance	$ 15.27	$ 15.31
Granted	8.52	15.06
Vested	14.73	15.4
Forfeited	14.51	14.25
RSA unvested and outstanding, Weighted Average Fair Value per RSA, Ending Balance	$ 10.31	$ 15.27

Stock-based Compensation - Su_2

Stock-based Compensation - Summary of Stock Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Share-Based Payment Arrangement [Abstract]
Shares, Options outstanding and exercisable, Beginning Balance	52,674	57,607
Shares, Forfeited	(3,375)
Shares, Exercised	(3,750)	(1,183)
Shares, Expired	(15,058)	(3,750)
Shares, Options outstanding and exercisable, Ending Balance	30,491	52,674	57,607
Weighted Average Exercise Price, Beginning Balance	$ 11.71	$ 11.75
Weighted Average Exercise Price, Forfeited	12.05
Weighted Average Exercise Price, Exercised	7	11.88
Weighted Average Exercise Price, Expired	12.44	12.3
Weighted Average Exercise Price, Ending Balance	$ 11.89	$ 11.71	$ 11.75
Weighted Average Remaining Contractual Life (in years) , Options outstanding and exercisable	4 years 6 months	5 years 1 month 17 days	6 years 2 months 4 days
Aggregate Intrinsic Value , Options outstanding and exercisable	$ 0	$ 66,754	$ 354,269

Leases - Additional Information

Leases - Additional Information (Detail) $ in Millions	12 Months Ended
	Dec. 31, 2023 USD ($)
Leases [Abstract]
Operating lease, option to extend	Certain of these leases offer the option to extend the lease terms and the Company has included such extensions in its calculation of the lease liabilities to the extent the options are reasonably assured of being exercised.
Operating lease, existence of to extend	true
Lease period	10 years
Increased right use of asset	$ 3.6
Increased lease liability	$ 3.6

Leases - Summary of Company's L

Leases - Summary of Company's Leases (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Lease liabilities	$ 9,619	$ 7,860
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities
Right-of-use asset	$ 8,738	$ 6,903
Weighted average remaining lease term (years)	7 years 1 month 20 days	5 years 10 months 6 days
Weighted average discount rate	3.25%	2.40%

Leases - Summary of Lease Liabi

Leases - Summary of Lease Liabilities are Included within Other Liabilities (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Leases [Abstract]
Operating lease cost	$ 2,403	$ 2,495	$ 2,383
Total lease cost	2,403	2,495	2,383
Cash paid for amounts included in the measurement of lease liabilities	$ 2,217	$ 2,080	$ 2,014

Leases - Summary of Operating L

Leases - Summary of Operating Lease Liabilities (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
2024	$ 1,934
2025	1,612
2026	1,512
2027	1,365
2028	1,164
Thereafter	3,305
Total undiscounted cash flows	10,892
Discount	(1,273)
Lease liabilities	$ 9,619	$ 7,860
Operating Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities

Fair Value - Summary of Financi

Fair Value - Summary of Financial Assets Measured at Fair Value on a Recurring Basis (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	$ 321,081	$ 354,341
Total securities available for sale	321,081	354,341
Mortgage derivative asset	335	112
Mortgage derivative liability	140	24
U.S. Treasury and Agencies [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	68,871	67,162
State and Municipal [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	43,325	50,993
Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	31,915	39,850
Level 2 [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	320,331	342,435
Level 3 [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	750	11,906
Fair Value, Recurring [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	321,081	354,341
MSR assets	27,114	28,991
Rabbi trust assets	531	584
Mortgage derivative asset	335	112
Interest rate swap asset	71	95
Mortgage derivative liability	140	24
Interest rate swap liability	71	95
Fair Value, Recurring [Member] | Mortgage Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	176,970	196,336
Fair Value, Recurring [Member] | U.S. Treasury and Agencies [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	68,871	67,162
Fair Value, Recurring [Member] | State and Municipal [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	43,325	50,993
Fair Value, Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	31,915	39,850
Fair Value, Recurring [Member] | Level 1 [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Rabbi trust assets	531	584
Fair Value, Recurring [Member] | Level 2 [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	320,331	342,435
Mortgage derivative asset	335	112
Interest rate swap asset	71	95
Mortgage derivative liability	140	24
Interest rate swap liability	71	95
Fair Value, Recurring [Member] | Level 2 [Member] | Mortgage Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	176,970	188,719
Fair Value, Recurring [Member] | Level 2 [Member] | U.S. Treasury and Agencies [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	68,871	67,162
Fair Value, Recurring [Member] | Level 2 [Member] | State and Municipal [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	43,325	50,993
Fair Value, Recurring [Member] | Level 2 [Member] | Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	31,165	35,561
Fair Value, Recurring [Member] | Level 3 [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Total securities available for sale	750	11,906
MSR assets	27,114	28,991
Fair Value, Recurring [Member] | Level 3 [Member] | Mortgage Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale		7,617
Fair Value, Recurring [Member] | Level 3 [Member] | Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Securities available for sale	$ 750	$ 4,289

Fair Value - Additional Informa

Fair Value - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2023 USD ($) $ / shares	Dec. 31, 2022 USD ($)
Servicing Assets At Fair Value [Line Items]
Servicing rights of sold loans	$ 2,100,000,000	$ 2,160,000,000
Weighted average net servicing fee income, Basis points	0.283%
Weighted average prepayment speed assumption used in the fair value	8.05%
Weighted average discount rate	10.30%
Paycheck Protection Program [Member]
Servicing Assets At Fair Value [Line Items]
Credit risk	$ 0
Minimum [Member]
Servicing Assets At Fair Value [Line Items]
Estimated base annual servicing costs | $ / shares	75
Weighted average discount rate	10%
Maximum [Member]
Servicing Assets At Fair Value [Line Items]
Estimated base annual servicing costs | $ / shares	85
Weighted average discount rate	12%
2 Corporate Bond [Member] | Level 3 [Member]
Servicing Assets At Fair Value [Line Items]
Purchase price	$ 750,000

Fair Value - Summary of Changes

Fair Value - Summary of Changes in Corporate Bonds and Mortgage Backed Securities Valued Using Level 3 Inputs (Details) - Level 3 [Member] - Fair Value, Recurring [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance	$ 4,289	$ 11,064
Transfers from Level 3 to Level 2	(3,539)	(6,751)
Fair value adjustments		(24)
Ending Balance	750	4,289
Mortgage Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Beginning Balance	7,617	7,916
Transfers from Level 3 to Level 2	(7,617)
Sales or paydowns		(300)
Fair value adjustments		1
Ending Balance	$ 0	$ 7,617

Fair Value - Summary of Change

Fair Value - Summary of Change in MSR Assets (Detail) - MSR Assets [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Servicing Asset at Amortized Cost [Line Items]
Beginning Balance, amortized cost		$ 16,469
Beginning Balance, fair value	$ 28,991
Change in accounting method		4,484
Additions	1,010	5,791
Fair value adjustments	(2,887)	2,247
Ending Balance, fair value	$ 27,114	$ 28,991

Fair Value - Summary of Assets

Fair Value - Summary of Assets Measured at Fair Value on Nonrecurring Basis (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Disclosure Of Other Real Estate Owned Measured At Fair Value On A Recurring And Nonrecurring Basis Table [Line Items]
Other equity investments	$ 12,905	$ 23,776
Loans held for sale	46,337	69,534
OREO	0	195
Level 2 [Member]
Disclosure Of Other Real Estate Owned Measured At Fair Value On A Recurring And Nonrecurring Basis Table [Line Items]
Other equity investments	12,905	23,776
Fair Value, Nonrecurring [Member]
Disclosure Of Other Real Estate Owned Measured At Fair Value On A Recurring And Nonrecurring Basis Table [Line Items]
Other equity investments	12,905	23,776
Collateral-dependent loans	56,068
Impaired loans, net		54,906
Loans held for sale	46,337	69,534
OREO		195
Fair Value, Nonrecurring [Member] | Level 2 [Member]
Disclosure Of Other Real Estate Owned Measured At Fair Value On A Recurring And Nonrecurring Basis Table [Line Items]
Other equity investments	12,905	23,776
Loans held for sale	46,337	69,534
Fair Value, Nonrecurring [Member] | Level 3 [Member]
Disclosure Of Other Real Estate Owned Measured At Fair Value On A Recurring And Nonrecurring Basis Table [Line Items]
Collateral-dependent loans	$ 56,068
Impaired loans, net		54,906
OREO		$ 195

Fair Value - Summary of Quantit

Fair Value - Summary of Quantitative Information about Level 3 Fair Value Measurements (Detail) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Impaired loans, net		$ 54,906
Selling Costs [Member]
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Range		7%
OREO		$ 195
Valuation Technique		Discounted appraised value technique
Unobservable Input		Selling Costs
Selling Costs [Member] | Appraised Value Technique Member]
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Collateral dependent loans	$ 56,068
Valuation Technique	Discounted appraised value technique
Unobservable Input	Selling Costs
Impaired loans, net		$ 54,761
Valuation Technique		Discounted appraised value technique
Unobservable Input		Selling Costs
Selling Costs [Member] | Maximum [Member] | Appraised Value Technique Member]
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Range	15%
Range		10%
Selling Costs [Member] | Minimum [Member] | Appraised Value Technique Member]
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Range	7%
Range		7%
Discount Rate [Member] | Cash Flows Technique [Member]
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Impaired loans, net		$ 145
Valuation Technique		Discounted cash flows technique
Unobservable Input		Discount Rate
Discount Rate [Member] | Maximum [Member] | Cash Flows Technique [Member]
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Range		11%
Discount Rate [Member] | Minimum [Member] | Cash Flows Technique [Member]
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Range		4%

Fair Value - Summary of Estimat

Fair Value - Summary of Estimated Fair Values and Related Carrying Amounts of Financial Instruments (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financial Assets
Cash and due from banks	$ 110,491	$ 77,274
Securities available for sale	321,081	354,341
Restricted equity investments	18,621	21,257
Other equity investments	12,905	23,776
Other investments	29,467	24,672
Financial Liabilities
Noninterest-bearing deposits	506,248	640,101
Savings deposits	117,923	151,646
Time deposits	892,325	391,961
FHLB borrowings	210,000	311,700
Subordinated notes, net	39,855	39,920
Carrying Value
Financial Assets
Cash and due from banks	110,491	77,274
Restricted cash	10,660
Federal funds sold	4,451	1,426
Securities available for sale	321,081	354,341
Restricted equity investments	18,621	21,257
Other equity investments	12,905	23,776
Other investments	29,467	24,672
PPP loans receivable, net	2,386	11,967
Loans held for investment, net	2,392,668	2,368,352
Accrued interest receivable	14,967	11,569
Bank owned life insurance	48,453	47,245
MSR assets	27,114	28,991
Financial Liabilities
Noninterest-bearing deposits	506,248	640,101
Interest-bearing demand and money market deposits	1,049,536	1,318,799
Savings deposits	117,923	151,646
Time deposits	892,325	391,961
FHLB borrowings	210,000	311,700
FRB borrowings	65,000	51
Subordinated notes, net	39,855	39,920
Fair Value
Financial Assets
Cash and due from banks	110,491	77,274
Restricted cash	10,660
Federal funds sold	4,451	1,426
Securities available for sale	321,081	354,341
Restricted equity investments	18,621	21,257
Other equity investments	12,905	23,776
Other investments	29,467	24,672
PPP loans receivable, net	2,386	11,967
Loans held for investment, net	2,313,727	2,321,042
Accrued interest receivable	14,967	11,569
Bank owned life insurance	48,453	47,245
MSR assets	27,114	28,991
Financial Liabilities
Noninterest-bearing deposits	506,248	640,101
Interest-bearing demand and money market deposits	1,049,536	1,318,799
Savings deposits	117,923	151,646
Time deposits	892,439	352,294
FHLB borrowings	211,799	311,700
FRB borrowings	65,000	51
Subordinated notes, net	37,803	37,689
Level 1 [Member]
Financial Assets
Cash and due from banks	110,491	77,274
Restricted cash	10,660
Federal funds sold	4,451	1,426
Financial Liabilities
Noninterest-bearing deposits	506,248	640,101
Level 2 [Member]
Financial Assets
Securities available for sale	320,331	342,435
Restricted equity investments	18,621	21,257
Other equity investments	12,905	23,776
Accrued interest receivable	14,967	11,569
Bank owned life insurance	48,453	47,245
Financial Liabilities
Interest-bearing demand and money market deposits	1,049,536	1,318,799
Savings deposits	117,923	151,646
FHLB borrowings	211,799	311,700
FRB borrowings	65,000	51
Level 3 [Member]
Financial Assets
Securities available for sale	750	11,906
Other investments	29,467	24,672
PPP loans receivable, net	2,386	11,967
Loans held for investment, net	2,313,727	2,321,042
MSR assets	27,114	28,991
Financial Liabilities
Time deposits	892,439	352,294
Subordinated notes, net	$ 37,803	$ 37,689

Revenue from Contracts with Cus

Revenue from Contracts with Customers - Summary of Total Non-interest Income (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Disaggregation Of Revenue [Line Items]
Non-interest income within scope of other ASC topics	$ 10,219	$ 20,074	$ 21,250
Total noninterest income	$ 28,541	$ 48,092	$ 86,988

Minimum Regulatory Capital Re_3

Minimum Regulatory Capital Requirements - Additional Information (Detail) $ in Millions	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023 USD ($)
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Minimum leverage ratio calculated as ratio of Tier 1 capital to average quarterly assets			9%
Banking regulation capital transitional amount			$ 8.1
Banking regulation capital transitional amount substracted			$ 2
Leverage ratio			0.10
Capital ratio			0.13
CECL Adjustment to Regulatory Capital [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Adjustment to regulatory capital			25%
Forecast [Member] | CECL Adjustment to Regulatory Capital [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Adjustment to regulatory capital	25%	50%
Common Equity Tier 1 Capital [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Capital conservation buffer			2.50%

Minimum Regulatory Capital Re_4

Minimum Regulatory Capital Requirements - Summary of Capital Requirements Administered by Banking Agencies Capital Ratios (Detail) - Blue Ridge Bank, N.A [Member] $ in Thousands	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Total risk based capital, Actual Amount	$ 270,293	$ 301,097
Total risk based capital, Actual Ratio	0.1025	0.1093
Total risk based capital, For Capital Adequacy Purposes Amount	$ 276,842	$ 289,246
Total risk based capital, For Capital Adequacy Purposes Ratio	0.105	0.105
Total risk based capital, To Be Well Capitalized Under the Prompt Corrective Action Provisions Amount	$ 263,659	$ 275,473
Total risk based capital, To Be Well Capitalized Under the Prompt Corrective Action Provisions Ratio	0.10	0.10
Capital Required for Individual Minimum Capital Ratio	$ 342,757
Capital Required Individual Minimum Capital Ratio To Risk Weighted Assets	13%
Tier 1 capital to risk-weighted assets, Actual Amount	$ 239,775	$ 268,545
Tier 1 capital to risk-weighted assets, Actual Ratio	0.0909	0.0975
Tier 1 capital to risk-weighted assets, For Capital Adequacy Purposes Amount	$ 224,111	$ 234,152
Tier 1 capital to risk-weighted assets, For Capital Adequacy Purposes Ratio	0.085	0.085
Tier 1 capital to risk-weighted assets, To Be Well Capitalized Under the Prompt Corrective Action Provisions Amount	$ 210,928	$ 220,379
Tier 1 capital to risk-weighted assets, To Be Well Capitalized Under the Prompt Corrective Action Provisions Ratio	0.08	0.08
Common equity tier 1 capital, Actual Amount	$ 239,775	$ 268,545
Common equity tier 1 capital, Actual Ratio	9.09%	9.75%
Common equity tier 1 capital, For Capital Adequacy Purposes Amount	$ 184,562	$ 192,831
Common equity tier 1 capital, For Capital Adequacy Purposes Ratio	7%	7%
Common equity tier 1 capital, To Be Well Capitalized Under the Prompt Corrective Action Provisions Amount	$ 171,379	$ 179,058
Common equity tier 1 capital, To Be Well Capitalized Under the Prompt Corrective Action Provisions Ratio	6.50%	6.50%
Tier 1 leverage, Actual Amount	$ 239,775	$ 268,545
Tier 1 leverage, Actual Ratio	0.0749	0.089
Tier 1 leverage, For Capital Adequacy Purposes Amount	$ 128,001	$ 120,644
Tier 1 leverage, For Capital Adequacy Purposes Ratio	0.04	0.04
Tier 1 leverage, To Be Well Capitalized Under the Prompt Corrective Action Provisions Amount	$ 160,001	$ 150,805
Tier 1 leverage, To Be Well Capitalized Under the Prompt Corrective Action Provisions Ratio	0.05	0.05
Tier 1 leverage, Individual Minimum Capital Ratio Amount	$ 320,003
Tier 1 leverage, Individual Minimum Capital Ratio	10%

Related Party Transactions - Su

Related Party Transactions - Summary of Loan Transactions with Related Parties (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Related Party Transactions [Abstract]
Total loans, beginning of period	$ 8,118	$ 7,737
Advances	5,505	4,703
Curtailments	(7,044)	(4,322)
Total loans, end of period	$ 6,579	$ 8,118

Related Party Transactions - Ad

Related Party Transactions - Additional Information (Detail) - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Related Party Transactions [Abstract]
Related party deposits	$ 14.4	$ 11.6

Earnings Per Share - Additional

Earnings Per Share - Additional Information (Detail) - shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Earnings Per Share [Abstract]
Antidilutive securities excluded from computation of earnings per share, amount		0	0
Dilutive common shares outstanding	0	13,134	9,898

Earnings Per Share - Summary of

Earnings Per Share - Summary of Computation of Basic and Diluted EPS (Detail) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Earnings Per Share [Abstract]
Weighted average common shares outstanding, basic	18,939,471	18,811,484	17,840,675
Effect of dilutive securities	0	13,134	9,898
Weighted average common shares outstanding, dilutive	18,939,471	18,824,618	17,850,573
Net (loss) income:
Net (loss) income from continuing operations	$ (51,773)	$ 16,997	$ 52,624
Net income (loss) from discontinued operations	0	337	(144)
Net income from discontinued operations attributable to noncontrolling interest	0	(1)	(3)
Net (loss) income attributable to Blue Ridge Bankshares, Inc.	$ (51,773)	$ 17,333	$ 52,477
Basic (loss) earnings per share:
(Loss) earnings per share from continuing operations	$ (2.73)	$ 0.9	$ 2.95
(Loss) earnings per share from discontinued operations	0	0.02	(0.01)
(Loss) earnings per share attributable to Blue Ridge Bankshares, Inc.	(2.73)	0.92	2.94
Diluted (loss) earnings per share:
(Loss) earnings per share from continuing operations	(2.73)	0.9	2.95
(Loss) earnings per share from discontinued operations	0	0.02	(0.01)
(Loss) earnings per share attributable to Blue Ridge Bankshares, Inc.	$ (2.73)	$ 0.92	$ 2.94

Income Taxes - Additional Infor

Income Taxes - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Operating Loss Carryforwards [Line Items]
Federal income tax rate	21%	21%	21%
Uncertain tax positions	$ 0	$ 0
Deferred tax asset	34,600	$ 25,700
Valuation Allowance	0
Federal [Member]
Operating Loss Carryforwards [Line Items]
Net operating loss carryforwards	$ 24,400

Income Taxes - Schedule of Diff

Income Taxes - Schedule of Difference Between Provision for Income Taxes and Amounts Computed by Applying Statutory Federal Income Tax Rate to Income Before Income Taxes (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Income tax at federal statutory rate	$ (12,358)	$ 4,750	$ 14,317
State income taxes, net of federal tax effect	72	388	1,499
Tax-exempt interest income	(50)	(121)	(105)
Income from life insurance	(251)	(283)	(196)
Impairment of goodwill	5,348	0	0
Merger-related expenses	0	0	250
Other permanent differences	168	554	(64)
(Benefit) provision for income taxes	$ (7,071)	$ 5,288	$ 15,701
Income tax at federal statutory rate	21%	21%	21%
State income taxes, net of federal tax effect	(0.10%)	1.70%	2.20%
Tax-exempt interest income	0.10%	(0.50%)	(0.20%)
Income from life insurance	0.40%	(1.30%)	(0.30%)
Impairment of goodwill	(9.10%)	0%	0%
Merger-related expenses	0%	0%	0.40%
Other permanent differences	(0.30%)	2.40%	(0.10%)
(Benefit) provision for income taxes	12%	23.30%	23%

Income Taxes - Schedule of Sign

Income Taxes - Schedule of Significant Components of Provision for Income Taxes (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Current tax provision (benefit)
Federal	$ 165	$ 4,762	$ 12,832
State	(181)	546	946
Total current tax (benefit) provision	(16)	5,308	13,778
Deferred tax provision (benefit)
Federal	(7,048)	185	971
State	(7)	(205)	952
Total deferred tax (benefit) provision	(7,055)	(20)	1,923
(Benefit) provision for income taxes	$ (7,071)	$ 5,288	$ 15,701

Income Taxes - Schedule of Si_2

Income Taxes - Schedule of Significant Components of Deferred Taxes (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deferred tax assets relating to:
Allowance for credit losses	$ 7,857	$ 6,869
Compensation differences	1,349	1,340
Reserve for unfunded loan commitments and sold loan buy backs	904	640
Acquisition accounting adjustments	862	1,522
Net operating loss	5,161	0
Pass-through entities	624	114
Unrealized losses on securities available for sale	12,822	13,149
Other	5,061	2,017
Total deferred tax assets	34,640	25,651
Deferred tax liabilities relating to:
Premises and equipment, net	(2,102)	(2,191)
Core deposit and customer - based intangible assets	(807)	(1,179)
Mortgage servicing rights	(5,935)	(6,478)
Unrealized gains on other Investments	(2,224)	(3,491)
Other	(2,016)	(85)
Total deferred tax liabilities	(13,084)	(13,424)
Deferred tax asset, net	$ 21,556	$ 12,227

Business Segments - Additional

Business Segments - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2023 Segment
Segment Reporting [Abstract]
Number of reportable business segments	3

Business Segments - Summary of

Business Segments - Summary of Segment Reporting Information by Segment (Detail) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Sep. 30, 2023	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
NET INTEREST INCOME
Interest income		$ 168,995	$ 121,652	$ 103,546
Interest Expense		75,954	17,085	11,065
Net interest income		93,041	104,567	92,481
Provision for credit losses		22,323	25,687	117
Net interest income after provision for credit losses		70,718	78,880	92,364
NONINTEREST INCOME
Gain on sale of Paycheck Protection Program loans		0	0	24,315
Residential mortgage banking income, including MSRs		10,000	20,647	37,022
Residential mortgage banking income, net		10,000	20,647	37,022
Gain on sale of guaranteed government loans		5,704	4,734	2,005
Service charges on deposit accounts		1,423	1,289	1,464
Increase in cash surrender value of bank owned life insurance		1,195	1,348	932
Other income		10,219	20,074	21,250
Total noninterest income		28,541	48,092	86,988
NONINTEREST EXPENSE
Salaries and employee benefits		58,158	56,006	61,481
Regulatory remediation		10,459	7,442	0
Merger-related		0	50	11,868
Goodwill impairment	$ 26,800	26,826	0	0
ESOP litigation		6,000
Other expenses		56,660	41,278	37,639
Total noninterest expenses		158,103	104,776	110,988
(Loss) income from continuing operations before income tax expense		(58,844)	22,196	68,364
Income (benefit) tax expense		(7,071)	5,199	15,740
Net (loss) income from continuing operations		(51,773)	16,997	52,624
Discontinued Operations
Income (loss) from discontinued operations before income taxes (including gain on disposal of $471 thousand for the year ended December 31, 2022)		0	426	(183)
Income tax expense (benefit)		0	89	(39)
Net income (loss) from discontinued operations		0	337	(144)
Net (loss) income		(51,773)	17,334	52,480
Net income from discontinued operations attributable to noncontrolling interest		0	(1)	(3)
Net (loss) income attributable to Blue Ridge Bankshares, Inc.		(51,773)	17,333	52,477
Total assets		3,117,554	3,130,465	2,665,139
Commercial Banking [Member]
NET INTEREST INCOME
Interest income		167,340	119,758	99,810
Interest Expense		72,952	14,122	8,181
Net interest income		94,388	105,636	91,629
Provision for credit losses		22,323	25,687	117
Net interest income after provision for credit losses		72,065	79,949	91,512
NONINTEREST INCOME
Gain on sale of Paycheck Protection Program loans				24,315
Residential mortgage banking income, including MSRs		993	147	0
Gain on sale of guaranteed government loans		5,704	4,734	2,005
Service charges on deposit accounts		1,423	1,289	1,464
Increase in cash surrender value of bank owned life insurance		1,195	1,348	932
Other income		12,310	11,193	13,733
Total noninterest income		21,625	18,711	42,449
NONINTEREST EXPENSE
Salaries and employee benefits		49,860	40,012	35,320
Regulatory remediation		10,459	7,442
Merger-related			0	9,226
Goodwill impairment		26,826
ESOP litigation		0
Other expenses		48,398	35,129	28,375
Total noninterest expenses		135,543	82,583	72,921
(Loss) income from continuing operations before income tax expense		(41,853)	16,077	61,040
Income (benefit) tax expense		(3,571)	3,840	13,978
Net (loss) income from continuing operations			12,237	47,062
Discontinued Operations
Income (loss) from discontinued operations before income taxes (including gain on disposal of $471 thousand for the year ended December 31, 2022)			426	(183)
Income tax expense (benefit)			89	(39)
Net income (loss) from discontinued operations			337	(144)
Net (loss) income		(38,282)	12,574	46,918
Net income from discontinued operations attributable to noncontrolling interest			(1)	(3)
Net (loss) income attributable to Blue Ridge Bankshares, Inc.			12,573	46,915
Total assets		3,053,453	3,059,282	2,498,916
Mortgage Banking [Member]
NET INTEREST INCOME
Interest income		1,641	1,455	3,596
Interest Expense		793	419	257
Net interest income		848	1,036	3,339
Provision for credit losses		0	0	0
Net interest income after provision for credit losses		848	1,036	3,339
NONINTEREST INCOME
Gain on sale of Paycheck Protection Program loans				0
Residential mortgage banking income, including MSRs			20,500	37,022
Residential mortgage banking income, net		9,007
Gain on sale of guaranteed government loans		0	0	0
Service charges on deposit accounts		0	0	0
Increase in cash surrender value of bank owned life insurance		0	0	0
Other income			17	194
Total noninterest income		9,007	20,517	37,216
NONINTEREST EXPENSE
Salaries and employee benefits		8,298	15,994	26,161
Regulatory remediation		0	0
Merger-related			0	0
Goodwill impairment		0
ESOP litigation		0
Other expenses		5,225	4,875	8,428
Total noninterest expenses		13,523	20,869	34,589
(Loss) income from continuing operations before income tax expense		(3,668)	684	5,966
Income (benefit) tax expense		(877)	152	1,253
Net (loss) income from continuing operations			532	4,713
Discontinued Operations
Income (loss) from discontinued operations before income taxes (including gain on disposal of $471 thousand for the year ended December 31, 2022)			0	0
Income tax expense (benefit)			0	0
Net income (loss) from discontinued operations			0	0
Net (loss) income		(2,791)	532	4,713
Net income from discontinued operations attributable to noncontrolling interest			0	0
Net (loss) income attributable to Blue Ridge Bankshares, Inc.			532	4,713
Total assets		39,010	40,840	142,537
Mortgage Banking [Member] | Other Income [Member]
NONINTEREST INCOME
Other income		0
Parents Only [Member]
NET INTEREST INCOME
Interest income		14	439	140
Interest Expense		2,209	2,544	2,627
Net interest income		(2,195)	(2,105)	(2,487)
Provision for credit losses		0	0	0
Net interest income after provision for credit losses		(2,195)	(2,105)	(2,487)
NONINTEREST INCOME
Gain on sale of Paycheck Protection Program loans				0
Residential mortgage banking income, including MSRs		0	0	0
Gain on sale of guaranteed government loans		0	0	0
Service charges on deposit accounts		0	0	0
Increase in cash surrender value of bank owned life insurance		0	0	0
Other income		(1,695)	9,453	7,505
Total noninterest income		(1,695)	9,453	7,505
NONINTEREST EXPENSE
Salaries and employee benefits		0	0	0
Regulatory remediation		0	0
Merger-related			50	2,642
Goodwill impairment		0
ESOP litigation		6,000
Other expenses		3,433	1,863	1,018
Total noninterest expenses		9,433	1,913	3,660
(Loss) income from continuing operations before income tax expense		(13,323)	5,435	1,358
Income (benefit) tax expense		(2,623)	1,207	509
Net (loss) income from continuing operations			4,228	849
Discontinued Operations
Income (loss) from discontinued operations before income taxes (including gain on disposal of $471 thousand for the year ended December 31, 2022)			0	0
Income tax expense (benefit)			0	0
Net income (loss) from discontinued operations			0	0
Net (loss) income		(10,700)	4,228	849
Net income from discontinued operations attributable to noncontrolling interest			0	0
Net (loss) income attributable to Blue Ridge Bankshares, Inc.			4,228	849
Total assets		233,506	289,860	319,685
Eliminations [Member]
NET INTEREST INCOME
Interest income		0	0	0
Interest Expense		0	0	0
Net interest income		0	0	0
Provision for credit losses		0	0	0
Net interest income after provision for credit losses		0	0	0
NONINTEREST INCOME
Gain on sale of Paycheck Protection Program loans				0
Residential mortgage banking income, including MSRs			0	0
Residential mortgage banking income, net		0
Gain on sale of guaranteed government loans		0	0	0
Service charges on deposit accounts		0	0	0
Increase in cash surrender value of bank owned life insurance		0	0	0
Other income		(396)	(589)	(182)
Total noninterest income		(396)	(589)	(182)
NONINTEREST EXPENSE
Salaries and employee benefits		0	0	0
Regulatory remediation		0	0
Merger-related			0	0
Goodwill impairment		0
ESOP litigation		0
Other expenses		(396)	(589)	(182)
Total noninterest expenses		(396)	(589)	(182)
(Loss) income from continuing operations before income tax expense		0	0	0
Income (benefit) tax expense		0	0	0
Net (loss) income from continuing operations			0	0
Discontinued Operations
Income (loss) from discontinued operations before income taxes (including gain on disposal of $471 thousand for the year ended December 31, 2022)			0	0
Income tax expense (benefit)			0	0
Net income (loss) from discontinued operations			0	0
Net (loss) income		0	0	0
Net income from discontinued operations attributable to noncontrolling interest			0	0
Net (loss) income attributable to Blue Ridge Bankshares, Inc.			0	0
Total assets		$ (208,415)	$ (259,517)	$ (295,999)

Business Segments - Summary o_2

Business Segments - Summary of Segment Reporting Information by Segment (Parenthetical) (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Segment Reporting [Abstract]
Gain on disposal from discontinued operations before income taxes	$ 471

Parent Company Only Financial_3

Parent Company Only Financial Statements - Summary of Parent Company Only Condensed Statements of Financial Condition (Detail) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 110,491	$ 77,274
Other equity investments	12,905	23,776
Other Investments	29,467	24,672
Other assets	19,929	14,175
Total assets	3,117,554	3,130,465	$ 2,665,139
LIABILITIES & STOCKHOLDERS' EQUITY
Subordinated notes, net	39,855	39,920
Total liabilities	2,931,565	2,881,672
Total liabilities and stockholders’ equity	3,117,554	3,130,465
Parent Company [Member]
ASSETS
Cash and due from banks	7,025	2,432
Investment in subsidiaries	201,403	256,543
Other equity investments	12,740	23,590
Other Investments	8,706	7,161
Income tax receivable	2,200	2,747
Other assets	1,432	583
Total assets	233,506	293,056
LIABILITIES & STOCKHOLDERS' EQUITY
Accrued expenses	7,294	3,971
Accrued interest payable	368	372
Subordinated notes, net	39,855	39,920
Total liabilities	47,517	44,263
Stockholders' equity	185,989	248,793
Total liabilities and stockholders’ equity	$ 233,506	$ 293,056

Parent Company Only Financial_4

Parent Company Only Financial Statements - Summary of Parent Company Only Condensed Statements of Income (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income	$ 93,041	$ 104,567	$ 92,481
Fair value adjustments of other equity investments	(110)	9,306	7,316
Loss on sale of other equity investments	(1,636)	0	0
Total interest income	168,995	121,652	103,546
Interest on subordinated notes	2,209	2,215	2,627
Legal and regulatory filings	4,613	3,004	1,736
ESOP litigation	6,000	0	0
Other	14,184	12,506	12,106
Total noninterest expenses	158,103	104,776	110,988
Income tax expense (benefit)	(7,071)	5,199	15,740
Net (loss) income attributable to Blue Ridge Bankshares, Inc.	(51,773)	17,333	52,477
Parent Company [Member]
Dividends from Bank subsidiary	6,000	10,000	10,000
Interest income	14	439	140
Fair value adjustments of other equity investments	(110)	9,306	7,316
Loss on sale of other equity investments	(1,636)	0	0
Other	50	147	250
Total interest income	4,318	19,892	17,706
Interest on subordinated notes	2,209	2,215	2,627
Legal and regulatory filings	3,161	1,371	890
Merger-related	0	50	2,642
ESOP litigation	6,000	0	0
Other	270	821	189
Total noninterest expenses	11,640	4,457	6,348
(Loss) income before income tax expense and equity in undistributed earnings of subsidiary	(7,322)	15,435	11,358
Income tax expense (benefit)	(2,623)	1,207	509
Equity in undistributed (loss) earnings of subsidiaries	(47,074)	3,106	41,628
Net (loss) income attributable to Blue Ridge Bankshares, Inc.	$ 51,773	$ 17,334	$ 52,477

Parent Company Only Financial_5

Parent Company Only Financial Statements - Summary of Parent Company Only Condensed Statements of Cashflows (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities:
Net income from continuing operations	$ (51,773)	$ 17,334	$ 52,480
Deferred income tax benefit	(7,055)	(20)	1,923
Amortization of subordinated debt issuance costs	35	35	206
(Increase) decrease in other assets	(16,632)	2,389	16,492
Cash provided by (used in) operating activities	44,056	93,931	59,213
Cash Flows From Investing Activities
Capital calls of small business investment company funds and other investments	(5,128)	(11,310)	(11,582)
Net cash acquired in acquisition of Bay Banks of Virginia, Inc.	0	0	44,066
Cash (used in) provided by investing activities	(23,213)	(628,183)	52,484
Cash flows from financing activities:
Dividends paid on common stock	(4,641)	(9,175)	(7,183)
Redemption of subordinated notes	0	0	(14,150)
Cash provided by (used in) financing activities	23,034	480,978	(99,094)
Net increase (decrease) in cash and due from banks	43,877	(53,274)	12,603
Supplemental Schedule of Cash Flow Information
Interest	67,868	16,011	11,583
Income taxes	6,656	2,077	10,131
Non-cash investing and financing activities:
Unrealized gain on securities available for sale	(592)	(53,405)	(6,024)
Restricted stock awards, net of forfeitures	1,573	1,564	1,331
Parent Company [Member]
Cash flows from operating activities:
Net income from continuing operations	(51,773)	17,334	52,477
Equity in undistributed loss (earnings) of subsidiaries	47,074	(3,106)	(41,628)
Deferred income tax benefit	(3,830)	(698)	(1,208)
Amortization of subordinated debt issuance costs	35	35	206
Realized loss on sale of other equity securities	1,500	0	0
Fair value adjustments of other equity investments	110	(9,306)	(7,316)
(Increase) decrease in other assets	(302)	(180)	(2,677)
Increase in accrued expenses	2,622	4,247	646
Cash provided by (used in) operating activities	(4,564)	8,326	500
Cash Flows From Investing Activities
Net change in securities available for sale	0	2,073	(2,073)
Proceeds from sale of other equity investments	7,754	0	0
Net change in other equity investments	1,486	(9,406)	(6,900)
Capital calls of small business investment company funds and other investments	(1,545)	(2,629)	(3,230)
Net cash acquired in acquisition of Bay Banks of Virginia, Inc.	0	0	23,214
Cash received from (contributed to) Bank subsidiary	6,000	10,000	10,000
Cash (used in) provided by investing activities	13,695	38	21,011
Cash flows from financing activities:
Dividends paid on common stock	(4,641)	(9,175)	(7,183)
Stock option exercises and dividend reinvestment plan issuances	103	87	804
Redemption of subordinated notes	0	0	(14,150)
Cash provided by (used in) financing activities	(4,538)	(9,088)	(20,529)
Net increase (decrease) in cash and due from banks	4,593	(724)	982
Cash and due from banks at beginning of period	2,432	3,156	2,174
Cash and due from banks at end of period	7,025	2,432	3,156
Supplemental Schedule of Cash Flow Information
Interest	2,213	2,213	2,388
Income taxes	6,600	1,475	10,000
Non-cash investing and financing activities:
Unrealized gain on securities available for sale	0	0	300
Restricted stock awards, net of forfeitures	$ 1,573	$ 1,564	$ 1,331

Legal Matters - Additional Info

Legal Matters - Additional Information (Detail) - USD ($) $ in Thousands		3 Months Ended
	Aug. 12, 2019	Dec. 31, 2023	Sep. 30, 2023
Loss Contingency [Abstract]
Loss contingency, damages value	$ 12,000
settlement payment		$ 6,000
Settlement amount due		$ 5,950
Litigation settlement amount accrued			$ 6,000

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Loss), Net - Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Beginning Balance	$ 248,793	$ 277,139	$ 108,200
Change in net unrealized holding losses on securities available for sale, net of tax benefit	44	(41,469)	(4,700)
Reclassification for previously unrealized net losses recognized in net income, net of tax benefit	1		30
Reclassification for previously unrealized net losses recognized in net income, net of income tax benefit	145
Change in net unrealized losses on pension and post-retirement benefit plans, tax benefit			1
Ending Balance	185,989	248,793	277,139
Net Unrealized Gains (Losses) on Available-For-Sale Securities [Member]
Beginning Balance	(45,525)	(4,056)	644
Change in net unrealized holding losses on securities available for sale, net of tax benefit	(460)	(41,469)	(4,814)
Reclassification for previously unrealized net losses recognized in net income, net of tax benefit			114
Reclassification for previously unrealized net losses recognized in net income, net of income tax benefit	504
Ending Balance	(45,481)	(45,525)	(4,056)
Transfer of Held-To-Maturity Securities to Available-For-Sale [Member]
Beginning Balance	425	425	425
Ending Balance	425	425	425
Net Unrealized Gains (Losses) on Interest Rate Swaps [Member
Beginning Balance			(805)
Change in net unrealized holding gains on interest rate swaps, net of tax expense			5,719
Reclassification for previously unrealized net gains recognized in net income, net of tax expense			(4,914)
Pension and Post-retirement Benefit Plans[Member]
Beginning Balance	(1)	(1)	0
Reclassification for previously unrealized net losses recognized in net income, net of tax benefit	1
Change in net unrealized losses on pension and post-retirement benefit plans, tax benefit			(1)
Ending Balance	0	(1)	(1)
Accumulated Other Comprehensive Income (Loss) [Member]
Beginning Balance	(45,101)	(3,632)	264
Change in net unrealized holding losses on securities available for sale, net of tax benefit	(460)	(41,469)	(4,814)
Reclassification for previously unrealized net losses recognized in net income, net of tax benefit	1		114
Reclassification for previously unrealized net losses recognized in net income, net of income tax benefit	504
Change in net unrealized holding gains on interest rate swaps, net of tax expense			5,719
Reclassification for previously unrealized net gains recognized in net income, net of tax expense			(4,914)
Change in net unrealized losses on pension and post-retirement benefit plans, tax benefit			(1)
Ending Balance	$ (45,056)	$ (45,101)	$ (3,632)

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Loss), net - Components of Accumulated Other Comprehensive Income (Loss) (Parenthetical) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Change in net unrealized holding losses on securities available for sale, tax benefit	$ 132	$ 11,936	$ 1,279
Reclassification for previously unrealized net losses recognized in net income, tax benefit	1		30
Reclassification for previously unrealized net losses recognized in net income, income tax benefit	145
Change in net unrealized holding gains on interest rate swaps, tax expense			1,521
Reclassification for previously unrealized net gains recognized in net income, tax expense	$ 0	$ 0	1,307
Change in net unrealized losses on pension and post-retirement benefit plans, tax benefit			$ 1

Commitments and Contingencies -

Commitments and Contingencies - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Jan. 01, 2023	Dec. 31, 2022
Other Commitments [Line Items]
Outstanding Loan Commitments	$ 480,800		$ 719,200
Cancellable Amounts	113,500		107,900
Outstanding stand-by letters of credit	12,600		28,300
Reserve for unfunded commitments		$ 3,700	1,812
Credit losses for unfunded commitments	2,400
Future commitments outstanding related to investments	15,300
Other Liabilities [Member]
Other Commitments [Line Items]
Reserves for unfunded commitments to borrowers	$ 3,100		$ 1,800

Subsequent Events - Additional

Subsequent Events - Additional Information (Detail) - USD ($) $ in Millions		6 Months Ended	12 Months Ended
	Mar. 06, 2024	Jun. 30, 2023	Dec. 31, 2023
Subsequent Event [Line Items]
Cash payments received		$ 4.5	$ 3
Cash payments			$ 32.8
Subsequent Event [Member]
Subsequent Event [Line Items]
Subsequent Event, Date	Mar. 06, 2024