Blue Ridge Bankshares (BRBS) 10-K 14 Apr 20 2019 FY Annual report Financial data

Cover Page

Cover Page - USD ($)	12 Months Ended
	Dec. 31, 2019	Apr. 14, 2020	Jun. 30, 2019
Cover [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	FY
Entity Registrant Name	BLUE RIDGE BANKSHARES, INC.
Entity Central Index Key	0000842717
Current Fiscal Year End Date	--12-31
Entity File Number	001-39165
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	54-1470908
Entity Address, Address Line One	1807 Seminole Trail
Entity Address, City or Town	Charlottesville
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	22901
City Area Code	540
Local Phone Number	743-6521
Trading Symbol	BRBS
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Title of 12(b) Security	Common stock, no par value
Security Exchange Name	NYSE
Entity Common Stock, Shares Outstanding		5,660,985
Entity Public Float			$ 66,920,814
Document Annual Report	true
Document Transition Report	false
Documents Incorporated by Reference	The information required by Part III of this Form 10-K will be included in the registrant’s definitive proxy statement for the 2020 annual meeting of shareholders and incorporated herein by reference or in an amendment to this Form 10-K filed within 120 days after the end of the fiscal year covered by this Form 10-K.

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 60,026,000	$ 15,026,000
Federal funds sold	480,000	546,000
Securities available for sale, at fair value	108,571,000	38,047,000
Securities held to maturity (fair value of $12,654 in 2019 and $15,503 in 2018)	12,192,000	15,565,000
Restricted equity securities, at cost	8,134,000	5,138,000
Loans held for sale, at fair value	55,646,000	29,233,000
Loans, net of unearned income	646,834,000	414,868,000
Less allowance for loan losses	(4,572,000)	(3,580,000)
Loans, net	642,262,000	411,288,000
Premises and equipment, net	13,651,000	3,343,000
Cash surrender value of life insurance	14,734,000	8,455,000
Goodwill	19,914,942	2,694,164
Other assets	25,200,000	10,255,000
Total assets	960,811,000	539,590,000
Deposits:
Noninterest-bearing	177,819,000	88,265,000
Interest-bearing	544,211,000	326,762,000
Total deposits	722,030,000	415,027,000
Other borrowings	124,800,000	73,100,000
Subordinated debentures, net of issuance costs	9,800,000	9,766,000
Other liabilities	11,844,000	2,076,000
Total liabilities	868,474,000	499,969,000
Commitments and Contingent Liabilities
Stockholders’ Equity:
Common stock, no par value; 10,000,000 shares authorized; 5,658,585 and 2,792,885 shares issued and outstanding at December 31, 2019 and 2018, respectively	66,204,000	16,453,000
Additional paid-in capital	252,000	252,000
Retained earnings	25,428,000	23,321,000
Accumulated other comprehensive income	229,000	(618,000)
Stockholders' Equity	92,113,000	39,408,000
Noncontrolling interest	224,000	213,000
Total stockholders’ equity	92,337,000	39,621,000
Total liabilities and stockholders’ equity	$ 960,811,000	$ 539,590,000

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Statement Of Financial Position [Abstract]
Securities held to maturity, fair value	$ 12,654	$ 15,503
Common stock, no par value
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares, issued	5,658,585	2,792,885
Common stock, shares, outstanding	5,658,585	2,792,885

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Interest income:
Interest and fees on loans	$ 27,090	$ 20,478
Interest on taxable securities	3,552	1,650
Interest on nontaxable securities	236	292
Interest on federal funds sold	10	17
Total interest income	30,888	22,437
Interest expense:
Interest on deposits	6,209	3,511
Interest on subordinated debentures	709	710
Interest on other borrowings	2,602	930
Total interest expense	9,520	5,151
Net interest income	21,368	17,285
Provision for loan losses	1,742	1,225
Net interest income after provision for loan losses	19,626	16,060
Non-interest income:
Service charges on deposit accounts	651	635
Mortgage brokerage income	4,046	2,724
Gain on sale of mortgages	10,387	4,541
Income from investment in life insurance contracts	936	200
Other income	2,776	2,023
Total other income	18,796	10,123
Non-interest expenses:
Salaries and employee benefits	19,328	11,843
Occupancy and equipment expense	2,538	1,614
Data processing fees	1,902	1,111
Legal and other professional fees	1,778	413
Advertising fees	810	485
Debit card expenses	363	290
Communications	441	401
Audit and accounting fees	258	143
FDIC insurance expense	420	250
Director fees	231	190
Other contractual services	382	347
Other taxes and assessments	661	551
Other operating	3,733	2,826
Total other expenses	32,845	20,464
Income before income tax	5,577	5,720
Income tax expense	973	1,147
Net income	4,604	4,573
Net Income attributable to noncontrolling interest	(24)	(13)
Net Income attributable to Blue Ridge Bankshares, Inc.	4,580	4,560
Net Income available to common stockholders	$ 4,580	$ 4,560
Basic earnings per common share	$ 1.10	$ 1.64
Diluted earnings per common share	$ 1.10	$ 1.64

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Statement Of Income And Comprehensive Income [Abstract]
Net income	$ 4,604	$ 4,573
Other comprehensive income (loss):
Gross unrealized gains (losses) on securities arising during the period	1,767	(275)
Adjustment for income tax (expense) benefit	(370)	57
Other comprehensive income loss gross unrealized gains losses on securities	1,397	(218)
Unrealized gains (losses) on interest rate swaps	(245)
Adjustment for income tax benefit	51
Other comprehensive income loss increase decrease excluding derivative component	(194)
Reclassifications adjustment for gains included in net income	(451)	(5)
Adjustment for income tax expense	95	1
Reclassification adjustment for gains	(356)	(4)
Other comprehensive income (loss), net of tax	847	(222)
Comprehensive income	5,451	4,351
Comprehensive income attributable to noncontrolling interest	(24)	(13)
Comprehensive income attributable to Blue Ridge Bankshares, Inc.	$ 5,427	$ 4,338

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock & Related Surplus [Member]	Contributed Equity [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Noncontrolling Interest [Member]	Unearned ESOP Shares [Member]
Beginning Balance at Dec. 31, 2017	$ 36,442	$ 16,324	$ 195	$ 20,190	$ (324)	$ 200	$ (143)
Net income	4,573			4,560		13
Other comprehensive income (loss)	(222)				(222)
Reclassification of equity securities				72	(72)
Dividends on common stock	(1,501)			(1,501)
Issuance of restricted common stock, net of forfeitures	129	129
Release of unearned ESOP shares	200		57				$ 143
Ending Balance at Dec. 31, 2018	39,621	16,453	252	23,321	(618)	213
Net income	4,604			4,580		24
Other comprehensive income (loss)	847				847
Noncontrolling interest capital distributions	(13)					(13)
Dividends on common stock	(2,473)			(2,473)
Issuance of common stock net of capital raise expenses	22,119	22,119
Issuance of common stock	27,402	27,402
Issuance of restricted common stock, net of forfeitures	230	230
Ending Balance at Dec. 31, 2019	$ 92,337	$ 66,204	$ 252	$ 25,428	$ 229	$ 224

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Statement Of Stockholders Equity [Abstract]
Common stock dividends per share cash paid	$ 0.57	$ 0.54
Stock issued during period shares new issues net of capital raise expenses	1,536,731
Stock issued during period shares new issues	1,312,919

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Cash flows from operating activities:
Net income	$ 4,604	$ 4,573
Adjustments to reconcile net income to net cash used in operating activities:
Depreciation, amortization and accretion	539	415
Deferred income taxes	(85)	(9)
Provision for loan losses	1,742	1,225
Proceeds from sale of loans held for sale, originated	352,700	161,764
Gain on sale of loans held for sale, originated	(10,387)	(4,541)
Gain on sale of securities	(451)	(5)
Loans held for sale, originated	(363,228)	(165,656)
(Gain) loss on disposal of premises and equipment	(1)	(1)
Loss on sale of other real estate owned	43
Investment amortization expense, net	624	239
Amortization of debt refinancing fees		63
Amortization of subordinated debt issuance costs	33	33
Amortization of other intangibles	455	505
Earnings on life insurance	(936)	(200)
Increase in other assets	(9,439)	(2,766)
Increase (decrease) in accrued expenses	8,471	(537)
Non-cash equity compensation	231	129
Release of unearned ESOP shares		200
Net cash used in operating activities	(15,085)	(4,569)
Cash flows used in investing activities:
Net (increase) decrease in federal funds sold	66	(458)
Purchase of securities available for sale	(70,737)	(11,582)
Purchase of securities held to maturity		(4,401)
Proceeds from calls, maturities, sales, paydowns and maturities of securities available for sale	44,397	5,274
Proceeds from calls, maturities, sales, paydowns and maturities of securities held for investment	3,280	1,915
Purchase of insurance policies	(600)	(600)
Redemption of insurance policies	1,058
Net change in restricted equity securities	(2,692)	(1,475)
Net increase in loans held for investment	(59,743)	(84,511)
Net increase in loans held for sale, participations	(5,497)	(3,580)
Purchase of premises and equipment	(1,127)	(1,496)
Increase in Goodwill	(613)	(600)
Proceeds from sale of assets	13	17
Capital calls of SBIC funds and other investments	(1,177)	(552)
VCB acquisition, net of cash acquired	(6,968)
Nonincome distributions from limited liability companies	160	97
Net cash used in investing activities	(100,180)	(101,952)
Cash flows from financing activities:
Net increase in deposits	88,932	75,737
Common stock dividends paid	(2,473)	(1,501)
Federal Home Loan Bank advances	395,000	185,300
Federal Home Loan Bank repayments	(343,300)	(148,157)
Issuance of common stock	22,119
Noncontrolling interest distributions	(13)
Repayment of contingent ESOP liability		(151)
Net cash provided by financing activities	160,265	111,228
Net increase in cash and due from banks	45,000	4,707
Cash and due from banks at beginning of period	15,026	10,319
Cash and due from banks at end of period	$ 60,026	$ 15,026

Organization and Summary of Sig

Organization and Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2019
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Organization and Summary of Significant Accounting Policies	Note 1. Organization and Summary of Significant Accounting Policies Organization Blue Ridge Bankshares, Inc. (the "Company"), a Virginia corporation, was formed in 1988 and is registered as a bank holding company under the Bank Holding Company Act of 1956, as amended. The Company is headquartered in Charlottesville, Virginia. The Company conducts its business activities primarily through the branch offices of its wholly owned subsidiary bank, Blue Ridge Bank, National Association (the "Bank"). The Company exists primarily for the purposes of holding the stock of its subsidiary, the Bank. The Bank operates under a national charter and is subject to regulation by the Office of the Comptroller of the Currency (the “OCC”). Consequently, it undergoes periodic examinations by this regulatory authority.

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Note 2. Summary of Significant Accounting Policies The accounting and reporting policies of the Company are in accordance with accounting principles generally accepted in the United States of America (“GAAP”)and conform to general practices within the banking industry. (a) Principles of Consolidation The accompanying audited consolidated financial statements of the Company include the accounts of Blue Ridge Bank, N.A. (the “Bank”), PVB Properties, LLC, and MoneyWise Payroll Solutions, Inc. (net of noncontrolling interest) and were prepared in accordance with GAAP. All material intercompany balances and transactions have been eliminated in consolidation. (b) Use of Estimates In preparing consolidated financial statements in conformity with GAAP, management is required to make estimates, judgments, and assumptions that affect the reported amounts of assets and liabilities, and disclosures of contingent assets and contingent liabilities, as of the date of the consolidated financial statements and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to accounting for business combinations and impairment testing of goodwill, the allowance for loan losses, the valuation of deferred tax assets, other-than-temporary impairment, and the valuation of other real estate owned (“OREO”). (c) Accounting for Business Combinations Business combinations are accounted for under the purchase method. The purchase method requires that the assets acquired and liabilities assumed be recorded, based on their estimated fair values at the date of acquisition. The excess of the cost of an acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed, including identifiable intangibles, is recorded as goodwill. (d) Cash and Cash Equivalents For purposes of the statements of cash flows, cash and cash equivalents include cash on hand, amounts due from banks and federal funds sold. Generally, federal funds are purchased and sold for one day periods. (e) Management determines the appropriate classification of securities at the time of purchase. If management has the intent and the Company has the ability at the time of purchase to hold securities until maturity, they are classified as held to maturity and carried at amortized historical cost. Securities not intended to be held to maturity are classified as available for sale and carried at fair value. Securities available for sale are intended to be used as part of the Company’s asset and liability management strategy and may be sold in response to changes in interest rates, prepayment risk or other similar factors. Amortization of premiums and accretion of discounts on securities are reported as adjustments to interest income using the effective interest method. Realized gains and losses on dispositions are based on the net proceeds and the adjusted book value of the securities sold using the specific identification method. Unrealized gains and losses on investment securities available for sale are based on the difference between book value and fair value of each security. These gains and losses are credited or charged to shareholders’ equity, whereas realized gains and losses flow through the Company’s current earnings. (f) Loans Held for Sale Mortgage loans originated or purchased and intended for sale in the secondary market are carried at the lower of cost or estimated market value in the aggregate. The agreed upon sales price is considered fair value as all of these loans are under agreements to sell to investors at the time of origination. This amount is generally the loan’s principal amount. Changes in fair value are recognized in the Gain on Sale of Mortgages on the Consolidated Statements of Income. The Company participates in a “mandatory” delivery program for its government guaranteed and conventional mortgage loans. Under the mandatory delivery system, loans with interest rate locks are paired with the sale of a TBA mortgage-backed security bearing similar attributes. Under the mandatory delivery program, the Bank commits to deliver loans to an investor at an agreed upon price prior to the close of such loans. This differs from a “best efforts” delivery, which sets the sale price with the investor on a loan-by-loan basis when each loan is locked. Loans held for sale includes the Bank’s commitment to purchase up to $30,000,000 in residential mortgage loan fundings originated by Northpointe Bank, a Michigan banking corporation. The Bank reviews loan documentation for each specific mortgage prior to funding to ensure it conforms to the terms of the agreement. The mortgages funded through this program must have already obtained a purchase commitment (takeout) from another financial institution as part of the conditions of the Bank’s funding. (g) Loans and Allowance for Loan Losses Loans receivable that management has the intent and ability to hold for the foreseeable future or until loan maturity or pay-off are reported at their outstanding principal balance adjusted for any charge-offs, and net of the allowance for loan losses and deferred fees and costs. Loan origination fees and certain direct origination costs are deferred and amortized as an adjustment of the yield using the payment terms required by the loan contract. During 2019, as a result of the Company's acquisition of Virginia Community Bankshares (“VCB”), the loan portfolio was segregated between loans initially accounted for under the amortized cost method (referred to as "originated" loans) and loans acquired (referred to as "acquired" loans). The loans segregated to the acquired loan portfolio were initially measured at fair value and subsequently accounted for under either Accounting Standards Codification ("ASC") Topic 310-30 or ASC Topic 310-20. Purchased credit-impaired (“PCI”) loans, which are the non-performing loans acquired in the Company's acquisition of VCB, are loans acquired at a discount (that is due, in part, to credit quality). These loans are initially recorded at fair value (as determined by the present value of expected future cash flows) with no allowance for loan losses. The Company accounts for interest income on all loans acquired at a discount (that is due, in part, to credit quality) based on the acquired loans' expected cash flows. The acquired loans may be aggregated and accounted for as a pool of loans if the loans being aggregated have common risk characteristics. A pool is accounted for as a single asset with a single composite interest rate and an aggregate expectation of cash flow. The difference between the cash flows expected at acquisition and the investment in the loans, or the "accretable yield," is recognized as interest income utilizing the level-yield method over the life of each pool. Increases in expected cash flows subsequent to the acquisition are recognized prospectively through adjustment to any previously recognized allowance for loan loss for that pool of loans and then through an increase in the yield on the pool over its remaining life, while decreases in expected cash flows are recognized as impairment through a loss provision and an increase in the allowance for loan losses. Therefore, the allowance for loan losses on these impaired pools reflect only losses incurred after the acquisition (representing the present value of all cash flows that were expected at acquisition but currently are not expected to be received). The Company periodically evaluates the remaining contractual required payments due and estimates of cash flows expected to be collected for PCI loans. These evaluations, performed quarterly, require the continued use of key assumptions and estimates, similar to the initial estimate of fair value. Changes in the contractual required payments due and estimated cash flows expected to be collected may result in changes in the accretable yield and non-accretable difference or reclassifications between accretable yield and the non-accretable difference. On an aggregate basis, if the acquired pools of PCI loans perform better than originally expected, the Company would expect to receive more future cash flows than originally modeled at the acquisition date. For the pools with better than expected cash flows, the forecasted increase would be recorded as an additional accretable yield that is recognized as a prospective increase to the Company's interest income on loans. Loans are generally placed into nonaccrual status when they are past-due 90 days as to either principal or interest or when, in the opinion of management, the collection of principal and/or interest is in doubt. A loan remains in nonaccrual status until the loan is current as to payment of both principal and interest or past-due less than 90 days and the borrower demonstrates the ability to pay and remain current. Loans are charged-off when a loan or a portion thereof is considered uncollectible. When cash payments are received, they are applied to principal first, then to accrued interest. It is the Company's policy not to record interest income on nonaccrual loans until principal has become current. In certain instances, accruing loans that are past due 90 days or more as to principal or interest may not go on nonaccrual status if the Company determines that the loans are well secured and are in the process of collection. Nonperforming assets include nonaccrual loans, loans past due 90 days or more and OREO. The allowance for loan losses is increased or decreased by provisions for (reversal of) loan losses, increased by recoveries of previously charged-off loans, and decreased by loan charge-offs. The Company maintains the allowance for loan losses at a level that represents management's best estimate of known and inherent losses in the loan portfolio. Both the amount of the provision expense and the level of the allowance for loan losses are impacted by many factors, including general and industry-specific economic conditions, actual and expected credit losses, historical trends and specific conditions of the individual borrowers. As a part of the analysis, the Company uses comparative peer group data and qualitative factors such as levels of and trends in delinquencies, nonaccrual loans, charged-off loans, changes in volume and terms of loans, effects of changes in lending policy, experience and ability and depth of management, national and local economic trends and conditions and concentrations of credit, competition, and loan review results to support estimates. The Company also maintains an allowance for loan losses for acquired loans: (i) for loans accounted for under ASC 310-30, when there is deterioration in credit quality subsequent to acquisition, and (ii) for loans accounted for under ASC 310-20, when the inherent losses in the loans exceed the remaining discount recorded at the time of acquisition. The allowance for loan losses consists of specific and general components. The specific component relates to loans that are determined to be impaired and, therefore, individually evaluated for impairment. The Company determines and recognizes impairment of certain loans when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the loan agreement. A loan is not considered impaired during a period of delay in payment if the Company expects to collect all amounts due, including past-due interest. The Company individually assigns loss factors to all loans that have been identified as having loss attributes, as indicated by deterioration in the financial condition of the borrower or a decline in underlying collateral value if the loan is collateral dependent. The Company evaluates the impairment of certain loans on a loan by loan basis for those loans that are adversely risk rated. Measurement of impairment is based on the expected future cash flows of an impaired loan, which are discounted at the loan's effective interest rate, or measured on an observable market value, if one exists, or the fair value of the collateral underlying the loan, discounted to consider estimated costs to sell the collateral for collateral-dependent loans. If the net collateral value is less than the loan balance (including accrued interest and any unamortized premium or discount associated with the loan) an impairment is recognized and a specific reserve is established for the impaired loan. Loans classified as loss loans are fully reserved or charged-off. In addition, the OCC, as part of its examination process, periodically reviews the Company's allowance for loan losses and may require the Company to recognize additions to the allowance based on its risk evaluation and credit judgment. Management believes that the allowance for loan losses at December 31, 2019 and 2018 is a reasonable estimate of known and inherent losses in the loan portfolio at those dates. Loans considered to be troubled debt restructuring ("TDRs") are loans that have their terms restructured (e.g., interest rates, loan maturity date, payment and amortization period, etc.) in circumstances that provide payment relief to a borrower experiencing financial difficulty. All restructured loans are considered impaired loans and may either be in accruing status or nonaccruing status. Nonaccruing restructured loans may return to accruing status provided doubt has been removed concerning the collectability of principal and interest as evidenced by a sufficient period of payment performance in accordance with the restructured terms. Loans may be removed from the restructured category in the year subsequent to the restructuring if their revised loan terms are considered to be consistent with terms that can be obtained in the credit market for loans with comparable risk and if they meet certain performance criteria. (h) Premises and Equipment Land is carried at cost. Premises, furniture, equipment, and leasehold improvements are carried at cost less accumulated depreciation and amortization. Depreciation of premises, furniture and equipment is computed using the straight-line method over estimated useful lives from three to seven years. Amortization of leasehold improvements is computed using the straight-line method over the useful lives of the improvements or the lease term. Purchased computer software which is capitalized is amortized over estimated useful lives of one to three years. Rent expense on operating leases is recorded using the straight-line method over the appropriate lease term. (i) Goodwill and Intangible Assets Goodwill, which represents the excess of purchase price over fair value of net assets acquired, is not amortized but is evaluated at least annually for impairment by comparing its fair value with its carrying amount. Impairment is indicated when the carrying amount of a reporting unit exceeds its estimated fair value. Goodwill arises from business combinations and is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exists that indicate that a goodwill impairment test should be performed. The Company will perform the annual impairment test annually during the fourth quarter. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on our balance sheet. No impairment was recorded for 2019 and 2018. (j) Other Real Estate Owned Assets acquired through, or in lieu of, loan foreclosure are held for sale. At the time of acquisition, these properties are recorded at fair value less estimated selling costs, with any write down charged to the allowance for loan losses and any gain on foreclosure recorded in net income, establishing a new cost basis. Subsequent to foreclosure, valuations of the assets are periodically performed by management, and these assets are subsequently accounted for at the lower of cost or fair value less estimated selling costs. Adjustments are made for subsequent declines in the fair value of the assets less selling costs. Revenue and expenses from operations and valuation changes are charged to operating income in the year of the transaction. (k) Bank Owned Life Insurance The Company has purchased life insurance policies on certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance date, which is the cash surrender value. The increase in the cash surrender value over time is recorded as other non-interest income. The Company monitors the financial strength and condition of the counterparty. (l) Small Business Investment Company (“SBIC”) Fund Income: The Bank has an interest in several SBIC funds. The Bank’s obligations to these funds are satisfied in the form of capital calls that occur during the commitment period. Two-thirds of income distributions from these funds are shown as a reduction to the Bank’s principal investment. The remaining one-third is recognized as income until the investment principal has been recovered. All distributions in excess of initial investment are recognized as income. (m) Advertising Costs: Advertising costs are expensed as incurred. (n) Earnings Per Share: Accounting guidance specifies the computation, presentation and disclosure requirements for earnings per share (“EPS”) for entities with publicly held common stock or potential common stock such as options, warrants, convertible securities or contingent stock agreements if those securities trade in a public market. Employee Stock Ownership Plan (“ ESOP”) shares are considered outstanding for this calculation. (o) The Bank has entered into commitments to extend credit in the ordinary course of business. Such financial instruments are recorded in the financial statements when funded. (p) Certain amounts have been reclassified from prior year financial statements to ensure consistent presentation with current year amounts. These reclassifications are for presentation purposes and have no impact on overall financial information. (q) Recent Accounting Pronouncements: In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, "Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. As a “smaller reporting company” under Securities and Exchange Commission (“SEC”) rules, the Company will be required to apply the guidance for fiscal years, and interim periods within those years, beginning after December 15, 2022. The Company has identified a third party vendor to assist in the measurement of expected credit losses under this standard. The Company is currently evaluating the implementation of ASU 2016-13 due to the change in implementation dates for smaller reporting companies. During January 2017, the FASB issued ASU 2017-04, “Intangibles – Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment”. The amendments in this ASU simplify how an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit’s goodwill with the carrying amount of that goodwill. Instead, under the amendments in this ASU, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. Public business entities that are SEC filers should adopt the amendments in this ASU for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption was permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The Company does not expect the adoption of ASU 2017-04 to have a material impact on its consolidated financial statements. In August 2018, the FASB issued ASU 2018-13, “Fair Value Measurement (Topic 820): Disclosure Framework—Changes to the Disclosure Requirements for Fair Value Measurement.” The amendments modify the disclosure requirements in Topic 820 to add disclosures regarding changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty. Certain disclosure requirements in Topic 820 are also removed or modified. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Certain of the amendments are to be applied prospectively while others are to be applied retrospectively. Early adoption was permitted. The Company does not expect the adoption of ASU 2018-13 to have a material impact on its consolidated financial statements. In April 2019, the FASB issued ASU 2019-04, “Codification Improvements to Topic 326, Financial Instruments—Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments.” This ASU clarifies and improves areas of guidance related to the recently issued standards on credit losses, hedging, and recognition and measurement including improvements resulting from various Transition Resource Group Meetings. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Early adoption was permitted. The Company is currently assessing the impact that ASU 2019-04 will have on its consolidated financial statements. In May 2019, the FASB issued ASU 2019-05, “Financial Instruments—Credit Losses (Topic 326): Targeted Transition Relief.” The amendments in this ASU provide entities that have certain instruments within the scope of Subtopic 326-20 with an option to irrevocably elect the fair value option in Subtopic 825-10, applied on an instrument-by-instrument basis for eligible instruments, upon the adoption of Topic 326. The fair value option election does not apply to held-to-maturity debt securities. An entity that elects the fair value option should subsequently measure those instruments at fair value with changes in fair value flowing through earnings. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. The amendments should be applied on a modified-retrospective basis by means of a cumulative-effect adjustment to the opening balance of retained earnings balance in the balance sheet. Early adoption was permitted. The Company is currently assessing the impact that ASU 2019-05 will have on its consolidated financial statements. In November 2019, the FASB issued ASU 2019-11, “Codification Improvements to Topic 326, Financial Instruments – Credit Losses.” This ASU addresses issues raised by stakeholders during the implementation of ASU No. 2016-13, “Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” Among other narrow-scope improvements, the new ASU clarifies guidance around how to report expected recoveries. “Expected recoveries” describes a situation in which an organization recognizes a full or partial write-off of the amortized cost basis of a financial asset, but then later determines that the amount written off, or a portion of that amount, will in fact be recovered. While applying the credit losses standard, stakeholders questioned whether expected recoveries were permitted on assets that had already shown credit deterioration at the time of purchase (also known as purchased credit-deteriorated (“PCD”) assets). In response to this question, the ASU permits organizations to record expected recoveries on PCD assets. In addition to other narrow technical improvements, the ASU also reinforces existing guidance that prohibits organizations from recording negative allowances for available-for-sale debt securities. The ASU includes effective dates and transition requirements that vary depending on whether or not an entity has already adopted ASU 2016-13. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements and is in the set up stage with expectations of running parallel for all of 2020 and all data has been archived under the current model. In December 2019, the FASB issued ASU 2019-12, “Income Taxes (Topic 740) – Simplifying the Accounting for Income Taxes.” The ASU is expected to reduce cost and complexity related to the accounting for income taxes by removing specific to general principles in Topic 740 (eliminating the need for an organization to analyze whether certain exceptions apply in a given period) and improving financial statement preparers’ application of certain income tax-related guidance. This ASU is part of the FASB’s simplification initiative to make narrow-scope simplifications and improvements to accounting standards through a series of short-term projects. For In January 2020, the FASB issued ASU 2020-01, “Investments – Equity Securities (Topic 321), Investments – Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) – Clarifying the Interactions between Topic 321, Topic 323, and Topic 815.” The ASU is based on a consensus of the Emerging Issues Task Force and is expected to increase comparability in accounting for these transactions. ASU 2016-01 made targeted improvements to accounting for financial instruments, including providing an entity the ability to measure certain equity securities without a readily determinable fair value at cost, less any impairment, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. Among other topics, the amendments clarify that an entity should consider observable transactions that require it to either apply or discontinue the equity method of accounting. For public business entities, the amendments in the ASU are effective for fiscal years beginning after December 31, 2020, and interim periods within those fiscal years. Early adoption is permitted The Company is currently assessing the impact that ASU 2019-05 will have on its consolidated financial statements.

Acquisition

Acquisition	12 Months Ended
	Dec. 31, 2019
Business Combinations [Abstract]
Acquisition	Note 3. Acquisition On December 15, 2019, the Company completed the acquisition of VCB, the holding company for Virginia Community Bank, pursuant to the terms of the Agreement and Plan of Reorganization, dated May 13, 2019, between the Company and VCB. Under the agreement, VCB’s shareholders had the right to receive, at the holder’s election, either $58.00 per share in cash or 3.05 shares of the Company’s common stock, subject to the allocation and proration procedures set forth in the agreement, plus cash in lieu of fractional shares. A summary of the assets received and liabilities assumed and related adjustments are as follows: As Recorded by As Recorded by Virginia Community Blue Ridge Bankshares, Inc. Adjustments Bankshares, Inc. Assets Cash and due from banks $ 9,678,700 $ - $ 9,678,700 Investment securities available-for-sale 43,419,481 (470,191) (1) 42,949,290 Restricted equity securities 302,700 - 302,700 Held-for-investment loans 173,871,523 (900,020) (2) 172,971,503 Furniture, Fixtures, and equipment 6,435,695 3,296,872 (3) 9,732,567 Other Real Estate Owned 87,427 (87,427) (4) - Accrued interest receivable 864,154 - 864,154 Core deposit intangible - 1,690,000 (5) 1,690,000 Other assets 8,069,497 549,976 (6) 8,619,473 Total assets acquired $ 242,729,177 $ 4,079,210 246,808,387 Liabilities Deposits 217,953,153 118,621 (7) 218,071,774 Other liabilities 1,296,520 - 1,296,520 Total liabilities assumed $ 219,249,673 $ 118,621 219,368,294 Net assets acquired 27,440,093 Total consideration paid 44,048,371 Goodwill $ 16,608,278 Explanation of adjustments: (1) Adjustment to reflect estimated fair value of security portfolio. (2) Adjustment to reflect estimated fair value and credit mark on loans of $(2,318,569), and elimination of VCB’s allowance for loan and lease losses of $1,418,549. (3) Adjustment to reflect estimated fair value of furniture, fixtures, and equipment. (4) Adjustment to reflect estimated fair value of OREO. (5) Adjustment to reflect recording of core deposit intangible. (6) Adjustment to reflect estimated fair value of other assets and the recording of deferred taxes related to acquisition. (7) Adjustment to reflect estimated fair value of deposits. A summary of the consideration paid is as follows: Common stock issued (1,312,919 shares) $ 27,401,831 Cash payments to common shareholders 16,646,540 Total consideration paid $ 44,048,371 Below are the methods used to determine the fair values of the significant assets acquired and liabilities assumed in the acquisition. Cash and cash equivalents. The carrying amount of cash and cash equivalents was used as a reasonable estimate of fair value. Interest-bearing deposits. The carrying amount of interest-bearing deposits was used as a reasonable estimate of fair value. Investment securities available-for-sale. The estimated fair value of investment securities available-for-sale was based on proceeds received from sale of securities immediately after consummation of acquisition and quoted prices for those securities that remained in the portfolio. Restricted stock. The carrying amount of restricted stock was used as a reasonable estimate of fair value. These investments are carried at cost as no active trading market exists. Loans. The acquired loan portfolio was segregated into one of two categories for valuation purposes: PCI and performing loans. PCI loans were identified as those loans that were nonaccrual prior to the business combination and those loans that had been identified as potentially impaired. Potentially impaired loans were those loans that were identified during the credit review process where there was an indication that the borrower did not have sufficient cash flows to service the loan in accordance with its terms. Performing loans were those loans that were currently performing in accordance with the loan contract and do not appear to have any significant credit issues. For loans that were identified as performing, the fair values were determined using a discounted cash flow analysis (the "income approach"). Performing loans were segmented into pools based on loan type (commercial real estate, commercial and industrial, commercial construction, consumer residential and consumer nonresidential), and further segmented based on payment structure (fully amortizing, non-fully amortizing balloon, or interest only), rate type (fixed versus variable), and remaining maturity. The estimated cash flows expected to be collected for each loan was determined using a valuation model that included the following key assumptions: prepayment speeds, expected credit loss rates and discount rates. Prepayment speeds were influenced by many factors including, but not limited to, current yields, historic rate trends, payment types, interest rate type, and the duration of the individual loan. Expected credit loss rates were based on recent and historical default and loss rates observed for loans with similar characteristics, and further influenced by a credit review by management and a third party consultant on a selection of loans within the acquired portfolio. The discount rates used were based on rates market participants might charge for cash flows with similar risk characteristics at the acquisition date. These assumptions were developed based on management discussions and third party professional experience. For loans that were identified as PCI, either the above income approach was used or the asset approach was used. The income approach was used for PCI loans where there was an expectation that the borrower would more likely than not continue to pay based on the current terms of the loan contract. Management used the asset approach for all nonaccrual loans to reflect market participant assumptions. Under the asset approach, the fair value of each loan was determined based on the estimated values of the underlying collateral. The methods used to estimate the Level 3 fair values of loans are extremely sensitive to the assumptions and estimates used. While management attempted to use assumptions and estimates that best reflected the acquired loan portfolios and current market conditions, a greater degree of subjectivity is inherent in these values than in those determined in active markets. The difference between the fair value and the expected cash flows from acquired loans will be accreted to interest income over the remaining term of the loans in accordance with ASC Topic 310-30, "Loans and Debt Securities Acquired with Deteriorated Credit Quality." See Note 5 for further details. Premises and equipment. The land and buildings acquired were recorded at fair value as determined by current appraisals and tax assessments at acquisition date. Other real estate owned. OREO was recorded at fair value based on an existing purchase contract. Core deposit intangible. Core deposit intangibles ("CDI") are measures of the value of noninterest checking, savings, interest-bearing checking, and money market deposits that are acquired in a business combination excluding certificates of deposit with balances over $250,000 and high yielding interest bearing deposit accounts, which the Company determines customer related intangible assets as non-existent. The fair value of the CDI stemming from any business combination is based on the present value of the expected cost savings attributable to the core deposit funding, relative to an alternative funding source. The CDI is being amortized over an estimated useful life of 10 years to approximate the existing deposit relationships acquired. Deposits. The fair values of deposit liabilities with no stated maturity (non-interest checking, savings, interest-bearing checking, and money market deposits) are equal to the carrying amounts payable on demand. The fair values of the certificates of deposit represent contractual cash flows, discounted to present value using interest rates currently offered by market participants on deposits with similar characteristics and remaining maturities. The fair value estimates are subject to change for up to one year after the closing date of the transaction if additional information relative to closing dates fair value becomes available.

Investment Securities and Other

Investment Securities and Other Investments	12 Months Ended
	Dec. 31, 2019
Schedule Of Investments [Abstract]
Investment Securities and Other Investments	Note 4. Investment Securities and Other Investments Investment securities available for sale are carried in the consolidated balance sheets at their fair value and investment securities held to maturity are carried in the consolidated balance sheets at their amortized cost. The amortized cost and fair values of investment securities at December 31, 2019 and December 31, 2018 are as follows: December 31, 2019 (Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for sale U.S. Treasury and agencies $ 2,500 $ — $ 51 $ 2,449 Mortgage backed securities 94,983 654 152 95,485 Corporate bonds 10,554 87 4 10,637 $ 108,037 $ 741 $ 207 $ 108,571 Held to maturity State and municipal $ 12,192 $ 464 $ 2 $ 12,654 Total Investment Securities $ 120,229 $ 1,205 $ 209 $ 121,225 December 31, 2018 (Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for sale State and municipal $ 1,000 $ 3 $ — $ 1,003 U.S. Treasury and agencies 3,375 — 208 3,167 Mortgage backed securities 28,976 22 628 28,370 Corporate bonds 5,477 78 48 5,507 $ 38,828 $ 103 $ 884 $ 38,047 Held to maturity State and municipal $ 15,565 $ 78 $ 140 $ 15,503 Total Investment Securities $ 54,393 $ 181 $ 1,024 $ 53,550 The Company had no securities pledged with the Federal Reserve Bank of Richmond (“FRB”) for the years ended December 31, 2019 and 2018, respectively. At December 31, 2019 and 2018, securities with a market value of $11.8 million and $16.2 million were pledged to secure public deposits with the Treasury Board of Virginia at the Community Bankers' Bank. At December 31, 2019 and 2018, securities with a market value of $55.7 million and $9.8 million were pledged to secure the Bank’s line of credit with the Federal Home Loan Bank of Atlanta (“FHLB”). The following table shows fair value and gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2019 and 2018, respectively. The reference point for determining when securities are in an unrealized loss position is month-end. Therefore, it is possible that a security's market value exceeded its amortized cost on other days during the past twelve-month period. Securities that have been in a continuous unrealized loss position are as follows: (Dollars in thousands) December 31, 2019 Less than 12 Months 12 Months or Greater Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses State and Municipal $ 333 $ (2 ) $ — $ — $ 333 $ (2 ) U.S. Treasury and Agency — — 1,949 (51 ) 1,949 (51 ) Mortgage backed 27,901 (82 ) 5,348 (70 ) 33,249 (152 ) Corporate bonds — — 896 (4 ) 896 (4 ) Total 28,234 (84 ) 8,193 (125 ) 36,427 (209 ) (Dollars in thousands) December 31, 2018 Less than 12 Months 12 Months or Greater Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses State and Municipal $ 6,278 $ (105 ) $ 2,402 $ (35 ) $ 8,680 $ (140 ) U.S. Treasury and Agency - - 3,167 (208 ) 3,167 (208 ) Mortgage backed 10,031 (51 ) 17,173 (577 ) 27,204 (628 ) Corporate bonds 2,114 (36 ) 488 (12 ) 2,602 (48 ) Total 18,423 (192 ) 23,230 (832 ) 41,653 (1,024 ) The amortized cost and fair value of securities at December 31, 2019, by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. December 31, 2019 Securities Available for Sale Securities Held to Maturity (Dollars in thousands) Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ — $ — $ 460 $ 460 Due after one year through five years 2,500 2,508 2,584 2,628 Due after five years 18,670 18,659 3,764 3,913 Due after ten years 86,867 87,404 5,384 5,653 Total $ 108,037 $ 108,571 $ 12,192 $ 12,654 Proceeds from sales, calls and maturities of available-for-sale (“AFS”) securities during 2019 and 2018 were $44.4 million and $5.3 million, resulting in a gain of $451 thousand and $5 thousand, respectively. During 2019 and 2018, held-to-maturity securities with book values of $3.3 million and $1.9 million, respectively, were either called or matured resulting in no gain or loss for either year. Restricted investments (in thousands) consist of stock in the FHLB (carrying basis $6,012), Federal Reserve stock (carrying basis $963), Community Bankers’ Bank stock (carrying basis of $248), and various other investments (carrying basis $911) for total restricted investments of $8.1 million. Management evaluates securities for other-than-temporary impairment on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. In analyzing an issuer’s financial condition, management considers whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer’s financial condition. No declines are deemed to be other-than-temporary as management has the ability and intent to hold debt securities until maturity, or for the foreseeable future if classified as AFS.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2019
Receivables [Abstract]
Loans and Allowance for Loan Losses	Note 5. Loans and Allowance for Loan Losses Loans held for investment outstanding at December 31, 2019 and December 31, 2018 are summarized as follows: (Dollars in thousands) December 31, 2019 December 31, Commercial and industrial $ 77,282 $ 49,076 Agricultural 446 216 Real estate – construction, commercial 38,039 14,666 Real estate – construction, residential 26,778 15,102 Real estate – mortgage, commercial 251,824 150,513 Real estate – mortgage, residential 208,494 149,856 Real estate – mortgage, farmland 5,507 4,179 Consumer installment loans 39,202 31,979 Gross loans 647,572 415,587 Less: Unearned income (738 ) (719 ) Total $ 646,834 $ 414,868 The Company has pledged loans held for investment (in thousands) as collateral for borrowings with the FHLB totaling $146,075 and $104,791 as of December 31, 2019 and December 31, 2018, respectively. During 2019, as a result of the Company’s acquisition of VCB, the acquired loan portfolio was initially measured at fair value and subsequently accounted for under either ASC Topic 310-30 or ASC 310-20. The outstanding principal balance and related carrying amount of these acquired loans included in the consolidated statement of condition as of December 31, 2019 is as follows: (Dollars in thousands) December 31, 2019 Purchased credit impaired acquired VCB loans evaluated individually for future credit losses Outstanding principal balance $ 1,504 Carrying amount 1,315 Other acquired VCB loans Outstanding principal balance 172,279 Carrying amount 170,151 Total acquired VCB loans Outstanding principal balance 173,783 Carrying amount 171,466 The following table presents changes for the year ended December 31, 2019 in the accretable yield on the VCB purchased credit impaired loans for which the Company applies ASC 310-30: (Dollars in thousands) December 31, 2019 Balance at January 1, 2019 $ — Accretable yield at acquisition date 190 Accretion (3 ) Other changes, net 1 Balance at December 31, 2019 $ 188 The following table presents the aging of the recorded investment of past due loans as of December 31, 2019 and December 31, 2018: December 31, 2019 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due & Accruing Nonaccrual Total Past Due & Nonaccrual Current Loans Total Loans Commercial and industrial $ 1,652 $ — $ — $ 441 $ 2,093 $ 75,189 $ 77,282 Real estate – construction, commercial 820 — — 929 1,749 36,290 38,039 Real estate – construction, residential 241 — — — 241 26,537 26,778 Real estate – mortgage, commercial 3,194 — — 1,931 5,125 246,699 251,824 Real estate – mortgage, residential 319 217 369 713 1,618 206,876 208,494 Agricultural & Farmland — — — — — 5,953 5,953 Consumer installment loans 894 408 — 776 2,078 37,124 39,202 Less: Unearned income — — — — — (738 ) (738 ) $ 7,120 $ 625 $ 369 $ 4,790 $ 12,904 $ 633,930 $ 646,834 December 31, 2018 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due & Accruing Nonaccrual Total Past Due & Nonaccrual Current Loans Total Loans Commercial and industrial $ 280 $ 29 $ — $ 312 $ 621 $ 48,455 $ 49,076 Real estate – construction, commercial — — — 979 979 13,687 14,666 Real estate – construction, residential — — 231 — 231 14,871 15,102 Real estate – mortgage, commercial 218 441 430 2,441 3,530 146,983 150,513 Real estate – mortgage, residential 760 7 1,079 1,441 3,287 146,569 149,856 Agricultural & Farmland 123 — 309 — 432 3,963 4,395 Consumer installment loans 1,017 408 4 357 1,786 30,193 31,979 Less: Unearned income — — — — — (719 ) (719 ) $ 2,398 $ 885 $ 2,053 $ 5,530 $ 10,866 $ 404,002 $ 414,868 A summary of changes in the allowance for loans losses for December 31, 2019 and December 31, 2018 is as follows: (Dollars in thousands) December 31, 2019 December 31, 2018 Allowance, beginning of period $ 3,580 $ 2,802 Charge-Offs Commercial and industrial $ (43 ) $ (5 ) Real estate, mortgage (4 ) (13 ) Consumer and other loans (914 ) (545 ) Total charge-offs (961 ) (563 ) Recoveries Real estate, mortgage 6 12 Consumer and other loans 205 104 Total recoveries 211 116 Net charge-offs (recoveries) (750 ) (447 ) Provision for loan losses 1,742 1,225 Allowance, end of period $ 4,572 $ 3,580 The following tables summarize the primary segments of the ALLL, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of December 31, 2019 and 2018. December 31, 2019 (Dollars in thousands) Commercial and Industrial Real Estate- Construction Commercial Real Estate- Construction Residential Real Estate- Mortgage Commercial Real Estate- Mortgage Residential Agricultural & Farmland Consumer Installment Loans Total ALLL Balance December 31, 2018 $ 572 $ 112 $ 56 1,180 $ 434 $ 13 $ 1,213 $ 3,580 Charge-offs (43 ) — — (3 ) (1 ) — (914 ) (961 ) Recoveries — — — — 6 — 205 211 Provision 312 108 4 427 71 (4 ) 824 1,742 ALLL Balance December 31, 2019 $ 841 $ 220 $ 60 $ 1,604 $ 509 $ 9 $ 1,329 $ 4,572 Individually evaluated for impairment 143 — — 98 — — — 241 Collectively evaluated for impairment $ 698 $ 220 $ 60 $ 1,506 $ 509 $ 9 $ 1,330 $ 4,331 December 31, 2018 (Dollars in thousands) Commercial and Industrial Real Estate- Construction Commercial Real Estate- Construction Residential Real Estate- Mortgage Commercial Real Estate- Mortgage Residential Agricultural & Farmland Consumer Installment Loans Total ALLL Balance December 31, 2017 $ 494 $ 93 $ 36 809 $ 405 $ 13 $ 952 $ 2,802 Charge-offs (5 ) — — — (13 ) — (545 ) (563 ) Recoveries — — — 12 — — 104 116 Provision 83 19 20 359 42 — 702 1,225 ALLL Balance December 31, 2018 $ 572 $ 112 $ 56 $ 1,180 $ 434 $ 13 $ 1,213 $ 3,580 Individually evaluated for impairment — — — — — — — — Collectively evaluated for impairment $ 572 $ 112 $ 56 $ 1,180 $ 434 $ 13 $ 1,213 $ 3,580 A summary of the loan portfolio individually and collectively evaluated for impairment (in thousands) for December 31, 2019 and December 31, 2018 is as follows: (Dollars in thousands) Individually Evaluated for Impairment Collectively Evaluated for Impairment Total December 31, 2019 Commercial and industrial $ 280 $ 77,002 $ 77,282 Agricultural — 446 446 Real Estate – construction, commercial — 38,039 38,039 Real Estate – construction, residential — 26,778 26,778 Real Estate – mortgage, commercial 733 251,091 251,824 Real Estate – mortgage, residential 395 208,099 208,494 Real Estate – mortgage, farmland — 5,507 5,507 Consumer installment loans — 39,202 39,202 Gross loans 1,408 646,164 647,572 Less: Unearned income — (738) (738) Total $ 1,408 $ 645,426 $ 646,834 (Dollars in thousands) Individually Evaluated for Impairment Collectively Evaluated for Impairment Total December 31, 2018 Commercial and industrial $ — $ 49,076 $ 49,076 Agricultural — 216 216 Real Estate – construction, commercial — 14,666 14,666 Real Estate – construction, residential — 15,102 15,102 Real Estate – mortgage, commercial 1,258 149,255 150,513 Real Estate – mortgage residential 688 149,168 149,856 Real Estate – mortgage, farmland — 4,179 4,179 Consumer installment loans — 31,979 31,979 Gross loans 1,946 413,641 415,587 Less: Unearned income — (719) (719) Total $ 1,946 $ 412,922 $ 414,868 The following table presents information related to impaired loans, by portfolio segment, at the dates presented. December 31, 2019 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no specific allowance recorded: Real estate – mortgage, residential $ 395 $ 395 $ — $ 527 $ 7 With an allowance recorded: Commercial and industrial 280 280 143 286 2 Real estate – mortgage, commercial 733 733 98 734 5 $ 1,408 $ 1,408 $ 241 $ 1,547 $ 14 December 31, 2018 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no specific allowance recorded: Real estate – mortgage, residential $ 1,946 $ 1,946 $ — $ 2,067 $ 64 With an allowance recorded: — — — — — $ 1,946 $ 1,946 $ — $ 2,067 $ 64 Purchased loans from the 2016 River Bancorp, Inc. acquisition had remaining balances (in thousands) of $19,686 and 34,672 as of December 31, 2019 and December 31, 2018, respectively. Of these balances, three loan relationships were considered specifically impaired PCI loans. One of these relationships was resolved during 2018 and the Company recovered $200 of the balance previously written-off. During the first quarter of 2019, another loan relationship was resolved and the Company recovered $200 of the balance previously written-off. At December 31, 2019, the remaining specifically impaired PCI loans totaled $2,270 with a specific impairment of $190. The following table presents the recorded investment in the segments of the River Bancorp, Inc. purchased loans as of December 31, 2019 and December 31, 2018: (Dollars in thousands) December 31, 2019 December 31, 2018 Real Estate Construction loans and all land development and other land loans $ 1,397 $ 1,522 Secured by farmland — 319 Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit 2,709 3,376 Secured by first liens 6,971 10,448 Secured by junior liens 394 505 Secured by multifamily (5 or more) residential properties 63 250 Loans secured by owner-occupied, nonfarm nonresidential properties 4,459 7,344 Loans secured by other nonfarm nonresidential properties 2,322 6,239 Commercial and Industrial 1,272 4,457 Other revolving credit plans 26 89 Automobile loans 10 30 Other consumer loans 63 93 Total $ 19,686 $ 34,672 The following table shows the Company’s loan portfolio broken down by internal loan grade as of December 31, 2019 and December 31, 2018: December 31, 2019 (Dollars in thousands) Grade 1 Prime Grade 2 Desirable Grade 3 Good Grade 4 Acceptable Grade 5 Pass/Watch Grade 6 Special Mention Grade 7 Substandard Total Commercial and industrial $ 1,509 $ 924 $ 35,012 $ 37,298 $ 568 $ 1,488 $ 483 $ 77,282 Agricultural — 118 168 160 — — — 446 Real Estate – construction, commercial — 1,454 24,667 10,850 102 — 966 38,039 Real Estate – construction, residential — 139 9,355 14,331 2,953 — — 26,778 Real Estate – mortgage, commercial — 4,971 118,488 114,598 9,273 1,935 2,559 251,824 Real Estate – mortgage residential — 4,611 100,665 98,116 3,470 130 1,502 208,494 Real Estate – mortgage, farmland 1,467 134 1,736 2,170 — — — 5,507 Consumer installment loans 293 72 17,872 20,067 116 — 782 39,202 Gross loans 3,269 12,423 307,963 297,590 16,482 3,553 6,292 647,572 Less: Unearned income 738 Total $ 646,834 December 31, 2018 (Dollars in thousands) Grade 1 Prime Grade 2 Desirable Grade 3 Good Grade 4 Acceptable Grade 5 Pass/Watch Grade 6 Special Mention Grade 7 Substandard Total Commercial and industrial $ 2,660 $ 21,009 $ 24,254 $ 797 $ — $ 312 $ 49,076 Agricultural 9 99 105 3 — — — 216 Real Estate – construction, commercial — 485 7,118 5,937 106 — 1,020 14,666 Real Estate – construction, residential — — 4,305 5,059 5,738 — — 15,102 Real Estate – mortgage, commercial — 1,920 82,097 53,487 8,470 1,668 2,871 150,513 Real Estate – mortgage residential — 3,647 76,496 63,397 3,805 522 1,989 149,856 Real Estate – mortgage, farmland 1,700 100 1,340 730 — — 309 4,179 Consumer installment loans 213 29 16,174 15,081 123 — 359 31,979 Gross loans 1,966 8,940 208,644 167,948 19,039 2,190 6,860 415,587 Less: Unearned income 719 Total $ 414,868 The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, collateral adequacy, credit documentation, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis typically includes larger, non-homogeneous loans such as commercial real estate and commercial and industrial loans. This analysis is performed on an ongoing basis as new information is obtained. The Company uses the following definitions for risk ratings: Risk Grade 1 – Prime Loans: This grade is reserved for only the strongest of loans. These loans are to individuals or corporations that are well known to the bank and are always secured with an almost guaranteed source of repayment such as a lien on a bank certificate of deposit or savings account. Character, credit history, and ability of individuals or company principals are excellent and unquestioned. Source of income and industry of borrower appears stable. High liquidity, minimum risk, good ratios and low handling cost. Risk Grade 2 – Desirable Loans: This grade is reserved for new loans that are within guidelines and where the borrowers have documented significant overall financial strength. A liquid financial statement is generally a financial statement with substantial liquid assets, particularly relative to the debts. These loans have excellent sources of repayment, with no significant identifiable risk of collection, and conform in all respects to policy, guidelines, underwriting standards, and federal and state regulations (no exceptions of any kind). Risk Grade 3 – Good Loans: This grade is reserved for loans which exhibit satisfactory credit risk. These loans have adequate sources of repayment, with little identifiable risk of collection. Generally, loans assigned this risk grade will demonstrate the following characteristics: (1) conformity in all respects with policy, guidelines, underwriting standards, and federal and state regulations (no exceptions of any kind), (2) documented historical cash flow that meets or exceeds required minimum Blue Ridge Bank guidelines, or that can be supplemented with verifiable cash flow from other sources, and (3) adequate secondary sources to liquidate the debt, including combinations of liquidity, liquidation of collateral, or liquidation value to the net worth of the borrower or guarantor. Risk Grade 4 – Acceptable Loans: This grade is given to satisfactory loans containing more risk than Risk Grade 3 loans. These loans have adequate sources of repayment, with little identifiable risk of collection. Loans assigned this risk grade will demonstrate the following characteristics: (1) general conformity to Blue Ridge Bank's underwriting requirements, with limited exceptions to policy, product or underwriting guidelines. All exceptions noted have documented mitigating factors that offset any additional risk associated with the exceptions noted, (2) documented historical cash flow that meets or exceeds required minimum guidelines, or that can be supplemented with verifiable cash flow from other sources, and (3) adequate secondary sources to liquidate the debt, including combinations of liquidity, liquidation of collateral, or liquidation value to the net worth of the borrower or guarantor. Risk Grade 5 – Pass/Watch Loans: This grade is for satisfactory loans containing acceptable but elevated risk. These loans are characterized by borrowers who have a marginal cash flow, marginal profitability, or have experienced an unprofitable year and declining financial condition. The borrower has in the past satisfactorily handled debts with the bank, but in recent months has either been late, delinquent in making payments, or made sporadic payments. While the bank continues to be adequately secured, margins have decreased or are decreasing, despite the borrower’s continued satisfactory condition. These loans require more diligent monitoring due to characteristics such as: (1) additional exceptions to Blue Ridge Bank's policy requirements, product guidelines or underwriting standards that present a higher degree of risk, (2) unproved, insufficient or marginal primary sources of repayment that appear sufficient to service the debt at this time, and (3) marginal or unproven secondary sources to liquidate the debt, including combinations of liquidation of collateral and liquidation value to the net worth of the borrower or guarantor. Risk Grade 6 – Special Mention: This grade is for loans classified as Special Mention. They have potential weaknesses that deserve management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution's credit position at some future date. Special Mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. Special mention credits typically exhibit underwriting guideline tolerances and/or exceptions with no mitigating factors, or emerging weaknesses that may or may not be cured as time passes. Risk Grade 7 – Substandard: A substandard loan is inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans classified as substandard must have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt; they are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Loans consistently not meeting the repayment schedule should be downgraded to substandard. Loans in this category are characterized by deterioration in quality exhibited by any number of well-defined weaknesses requiring corrective action. The weaknesses may include, but are not limited to: (1) high debt to worth ratios, (2) declining or negative earnings trends, (3) declining or inadequate liquidity, (4) improper loan structure, (5) questionable repayment sources, (6) lack of well-defined secondary repayment source, and (7) unfavorable competitive comparisons. Such loans are no longer considered to be adequately protected due to the borrower's declining net worth, lack of earnings capacity, declining collateral margins and/or unperfected collateral positions. A possibility of loss of a portion of the loan balance cannot be ruled out. The repayment ability of the borrower is marginal or weak and the loan may have exhibited excessive overdue status or extensions and/or renewals. Risk Grade 8 – Doubtful: Loans classified Doubtful have all the weaknesses inherent in loans classified Substandard, plus the added characteristic that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions, and values highly questionable and improbable. However, these loans are not yet rated as loss because certain events may occur which would salvage the debt. Among these events are: (1) injection of capital, (2) alternative financing, (3) liquidation of assets or the pledging of additional collateral, and (4) the ability of the borrower to service the debt is extremely weak, overdue status is constant, the debt has been placed on non-accrual status, and no definite repayment schedule exists. Doubtful is a temporary grade where a loss is expected but is presently not quantified with any degree of accuracy. Once the loss position is determined, the amount is charged off. Risk Grade 9 – Loss: Loans classified Loss are considered uncollectable and of such little value that their continuance as assets is not warranted. This classification does not mean that the asset has absolutely no recovery or salvage value, but rather that it is not practical or desirable to defer writing off this worthless loan even though partial recovery may be effected in the future. Probable Loss portions of Doubtful assets should be charged against the reserve for loan losses. Loans may reside in this classification for administrative purposes for a period not to exceed the earlier of thirty (30) days or calendar quarter-end. There were no loans classified as Doubtful or Loss at December 31, 2019 and December 31, 2018.

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2019
Property Plant And Equipment [Abstract]
Premises and Equipment	Note 6. Premises and Equipment Premises and equipment is summarized as follows: (Dollars in thousands) 2019 2018 Buildings and land $ 12,535 $ 3,109 Construction in progress 443 — Furniture, fixtures and equipment 3,411 2,977 Software 354 377 Total Cost 16,743 6,463 Less: Accumulated depreciation (3,092) (3,120) Total, net of depreciation $ 13,651 $ 3,343 Depreciation expense for 2019 and 2018 was $539 thousand and $415 thousand, respectively.

Goodwill and Intangibles

Goodwill and Intangibles	12 Months Ended
	Dec. 31, 2019
Goodwill And Intangible Assets Disclosure [Abstract]
Goodwill and Intangibles	Note 7. Goodwill and Intangibles The balance in goodwill is the result of a branch acquisition in Charlottesville in 2011, the acquisition of River Bancorp, Inc. in 2016, the acquisition of a mortgage line of business in 2018, the 35% acquisition of Hammond Insurance Agency, Incorporated in 2019, and the acquisition of Virginia Community Bankshares, Inc. in 2019. The purpose of these acquisitions was to expand the geographic service area by targeting attractive markets with potential to provide continued balance sheet growth and new opportunities for the Company. Bank management will evaluate at least annually the recorded value of the goodwill. In accordance with GAAP, the Company is not amortizing goodwill. In the event the asset suffers a decline in value based on criteria established in governing accounting standards, an impairment will be recorded. Goodwill 2019 2018 Charlottesville Branch Acquisition $ 366,300 $ 366,300 River Bancorp, Inc. Acquisition 1,727,864 1,727,864 Mortgage Business Acquisition 600,000 600,000 Hammond Insurance Acquisition 612,500 — Virginia Community Bankshares, Inc. Acquisition 16,608,278 — $ 19,914,942 $ 2,694,164 Information concerning amortizable intangibles included in other assets on the balance sheet is as follows: Amortizable Intangibles 2019 2018 Customer-Based Intangible – MoneyWise Payroll $ 541,272 $ 738,098 Customer Based Intangible – Hammond Insurance 374,986 — Customer Based Intangible – LenderSelect 720,489 — Core Deposit Intangible – River Community Bank 211,036 437,954 Core Deposit Intangible – Virginia Community Bank 1,690,000 — Other 180,536 136,863 $ 3,718,319 $ 1,312,915 The estimated amortization expense for the next five years and thereafter is as follows: (Dollars in thousands) 2020 $ 869,635 2021 716,913 2022 564,949 2023 379,624 2024 341,916 Thereafter 845,282 Total $ 3,718,319

Deposits

Deposits	12 Months Ended
	Dec. 31, 2019
Banking And Thrift [Abstract]
Deposits	Note 8. Deposits The aggregate amounts of certificates of deposit, with a minimum denomination of $250,000, were $82.8 million and $39.1 million at December 31, 2019 and 2018, respectively. Time deposits include brokered deposits purchased through the Certificate of Deposit Account Registry Service (“CDARS”). The balance of these time deposits was $2.2 million and $1.2 million at December 31, 2019 and 2018, respectively. As long as the Bank maintains its current rating through CDARS rating service, it may purchase deposits up to 15% of its assets as of the most recent quarter end. At December 31, 2019, the Bank could have purchased up to approximately $144.2 million in deposits through CDARS. The decision to utilize this funding depends on the Bank’s liquidity needs and the pricing of CDARS deposits compared to other potential funding sources. At December 31, 2019, the scheduled maturities of time deposits are as follows: (Dollars in thousands) 2020 $ 114,408 2021 57,115 2022 20,843 2023 27,811 2024 38,851 2025 and beyond 1,927 Total $ 260,955 Brokered deposits totaled $30.6 million and $84.4 million at December 31, 2019 and 2018, respectively. Additionally, deposits obtained through the certificate of deposit listing service, QwickRate, totaled $19.2 million and $10.4 million at December 31, 2019 and 2018, respectively.

Other Borrowed Funds

Other Borrowed Funds	12 Months Ended
	Dec. 31, 2019
Other Borrowed Funds [Abstract]
Other Borrowed Funds	Note 9. Other Borrowed Funds The Bank has a line of credit from the FHLB secured by the Bank’s real estate loan portfolio and certain pledged securities. The FHLB will lend up to 30% of the Bank’s total assets at the prior quarter end, subject to certain eligibility requirements, including adequate collateral. The Bank had borrowings from FHLB that totaled $124.8 million and $73.1 million at December 31, 2019 and 2018, respectively. The interest rate on the borrowings range from 1.69% to 2.49% depending on structure and maturity. The borrowings also required the Bank to own $6.0 million of FHLB stock. This amount is included with restricted investments on the consolidated balance sheets. The principal on FHLB borrowings matures as follows: (Dollars in thousands) Maturities 2020 $ 124,800 At December 31, 2019, 1-4 family residential loans with a lendable value of $44.9 million, multi-family residential loans with a lendable value of $9.6 million, commercial real estate loans with a lendable value of $49.2 million, and securities with a lendable value of $58.2 million were pledged against an available line of credit with the FHLB totaling $220.6 million as of December 31, 2019. The Bank has a letter of credit with the FHLB in the amount of $10.0 million for the purpose of collateral against Virginia public deposits. The Company has unsecured lines of credit with correspondent banks totaling $24.0 million at December 31, 2019 and $19.0 million at December 31, 2018, available for overnight borrowing. At December 31, 2019 and 2018, none of these lines of credit with correspondent banks was drawn upon.

Subordinated Debt

Subordinated Debt	12 Months Ended
	Dec. 31, 2019
Subordinated Borrowings [Abstract]
Subordinated Debt	Note 10. Subordinated Debt The Company entered into a Subordinated Note Purchase Agreement with 14 institutional accredited investors under which the Company issued an aggregate of $10.0 million of subordinated notes (the “Notes”) to the institutional accredited investors on November 20, 2015. The Notes have a maturity date of December 1, 2025. The Notes bear interest, payable on the 1st of June and December of each year, commencing June 1, 2016, at a fixed rate of 6.75% per year for the first five years, and thereafter will bear a floating interest rate of LIBOR plus 512.8 basis points. The Notes are not convertible into common stock or preferred stock and are not callable by the holders. The Company has the right to redeem the Notes, in whole or in part, without premium or penalty, at any interest payment date on or after December 1, 2020 and prior to the maturity date, but in all cases in a principal amount with integral multiples of $1,000, plus interest accrued and unpaid through the date of redemption. If an event of default occurs, such as the bankruptcy of the Company, the holder of a Note may declare the principal amount of the Note to be due and immediately payable. The Notes are unsecured, subordinated obligations of the Company and will rank junior in right of payment to the Company’s existing and future senior indebtedness. The Notes qualify as Tier 2 capital for regulatory reporting. The Company incurred issuance costs totaling $339 thousand as part of the transaction. These costs are being amortized over the life of the Notes. The following table summarizes the balance of the Notes and related issuance costs at December 31, 2019 and 2018: 2019 2018 (Dollars in thousands) Subordinated debt $ 10,000 $ 10,000 Unamortized issuance costs (200) (233) Subordinated debt, net $ 9,800 $ 9,767

Derivative Financial Instrument

Derivative Financial Instruments and Hedging Activities	12 Months Ended
	Dec. 31, 2019
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments and Hedging Activities	Note 11. Derivative Financial Instruments and Hedging Activities The Company enters into interest rate swap agreements (‘‘swap agreements’’) to facilitate the risk management strategies needed in order to accommodate the needs of its banking customers. The Company mitigates the risk of entering into these loan agreements by entering into equal and offsetting swap agreements with a highly rated third-party financial institution. This back-to-back swap agreement is a free-standing derivative and is recorded at fair value in the Company’s consolidated balance sheets (asset positions are included in other assets and liability positions are included in other liabilities) as of December 31, 2019. There were no such agreements outstanding as of December 31, 2018. December 31, 2019 Notional Amount Fair Value (Dollars in thousands) Interest Rate Swap Agreement Receive Fixed/Pay Variable Swaps $ 2,145 $ 185 Pay Fixed/Receive Variable Swaps 2,145 (185 ) The Company entered into three cash flow hedges as defined by ASC 815-20 during 2019. The objective of this interest rate swap was to hedge the risk of variability in its cash flows attributable to changes in the 3-month LIBOR benchmark rate component of forecasted 3-month fixed rate funding advances from the FHLB. The hedging objective was to reduce the interest rate risk associated with the Company’s fixed rate advances from the designation date and going through the maturity date. The identified hedge layers are summarized as follows, (in thousands): 3-Month LIBOR Cash & Securities Period Hedged Hedged Notional Exposure Hedged From To $ 15,000 $ 15,000 July 1, 2019 July 1, 2022 $ 25,000 $ 25,000 August 2, 2019 February 2, 2023 $ 10,000 $ 10,000 August 29, 2019 August 29, 2023 Each layer has a variable receive leg of 3-month LIBOR and a fixed pay leg of 1.80%. The Company has the intent and ability to fund the three-month rate advances during the term of these cash flow hedges. The Company had cash collateral with the counterparty of $880 thousand as of December 31, 2019. The Bank also participates in a “mandatory” delivery program for its government guaranteed and conventional mortgage loans held for sale. Under the mandatory delivery system, loans with interest rate locks are paired with the sale of a to be announced mortgage-backed security bearing similar attributes. Under the mandatory delivery program, the Bank commits to deliver loans to an investor at an agreed upon price prior to the close of such loans. This differs from a “best efforts” delivery, which sets the sale price with the investor on a loan-by-loan basis when each loan is locked.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2019
Compensation And Retirement Disclosure [Abstract]
Employee Benefit Plans	Note 12. Employee Benefit Plans The Company has a 401(k) Profit Sharing Plan that covers eligible employees. Employees may make voluntary contributions subject to certain limits based on federal tax laws. The Bank matches 100 percent of an employee’s contribution up to 5% of his or her salary following one year of continuous service and the benefits vest immediately. The Company’s Board of Directors may make additional contributions at its discretion. Employees become eligible to participate in the discretionary contributions after one year of continuous service and the benefits vest over a five-year period. For the years ended December 31, 2019 and 2018, total expenses attributable to this plan were $700,221 and $364,653, respectively. In 2013, the Company established an ESOP that covers eligible employees. Benefits in the plan vest over a five-year period. Contributions to the plan are made at the discretion of the Board of Directors and may include both the matching component to employees’ elective deferrals into the 401(k) plan and discretionary profit contributions. The plan held 79,800 total shares of Company common stock at December 31, 2019 and December 31, 2018. All shares issued to and held by the plan are considered outstanding in the computation of EPS. The plan or the Company is required to purchase shares from separated employees at a price determined by a third-party appraisal.

Stock-Based Compensation

Stock-Based Compensation	12 Months Ended
	Dec. 31, 2019
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Stock-Based Compensation	Note 13. Stock-Based Compensation The Company has granted restricted stock awards to employees under the Company’s Equity Incentive Plan. The restricted stock awards are considered fixed awards as the number of shares and fair value is known at the date of grant and the fair value at the grant date is amortized over the vesting period. Non-cash compensation expense recognized in the Consolidated Statements of Income related to restricted stock awards, net of estimated forfeitures, was $231 thousand and $129 thousand for the years ended December 31, 2019 and 2018, respectively. The fair value of restricted stock awards at December 31, 2019 and 2018 was $1.3 million and $933 thousand, respectively.

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Fair Value	Note 14. Fair Value The fair value of a financial instrument is the current amount that would be exchanged between willing parties in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. Accounting guidance for fair value excludes certain financial instruments and all nonfinancial instruments from its disclosure requirements. Accordingly, the aggregate fair value amounts presented may not necessarily represent the underlying fair value of the Company. The Company records fair value adjustments to certain assets and liabilities and determines fair value disclosures utilizing a definition of fair value of assets and liabilities that states that fair value is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. Additional considerations are involved to determine the fair value of financial assets in markets that are not active. The Company uses a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. The three levels of the fair value hierarchy based on these two types of inputs are as follows: Level 1 – Valuation is based on quoted prices in active markets for identical assets and liabilities. Level 2 – Valuation is based on observable inputs including quoted prices in active markets for similar assets and liabilities, quoted prices for identical or similar assets and liabilities in less active markets, and model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market. Level 3 – Valuation is based on model-based techniques that use one or more significant inputs or assumptions that are unobservable in the market. The following describes the valuation techniques used by the Company to measure certain financial assets and liabilities recorded at fair value on a recurring basis in the financial statements: Securities Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. The carrying value of restricted FRB and FHLB stock approximates fair value based upon the redemption provisions of each entity and is therefore excluded from the following table. The following tables present the balances of financial assets measured at fair value on a recurring basis: December 31, 2019 (Dollars in thousands) Total Level 1 Level 2 Level 3 Available for sale securities U.S. Treasury and agencies $ 2,449 $ — $ 2,449 $ — Mortgage backed securities 95,485 — 95,485 — Corporate bonds 10,637 — 10,637 — Total securities available for sale $ 108,571 $ — $ 108,571 $ — December 31, 2018 (Dollars in thousands) Total Level 1 Level 2 Level 3 Available for sale securities State and municipal $ 1,003 $ — $ 1,003 $ — U.S. Treasury and agencies 3,167 — 3,167 — Mortgage backed securities 28,370 — 28,370 — Corporate bonds 5,507 — 5,507 — Total securities available for sale $ 38,047 $ — $ 38,047 $ — Certain financial assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets. The following describes the valuation techniques used by the Company to measure certain financial assets recorded at fair value on a nonrecurring basis in the financial statements. Loans Held for Sale Mortgage loans originated or purchased and intended for sale in the secondary market are carried at the lower of cost or estimated market value in the aggregate. The agreed upon sales price is considered fair value as all of these loans are under agreements to sell to investors at the time of origination. This amount is generally the loan’s principal amount. Changes in fair value are recognized in the Gain on Sale of Mortgages on the Consolidated Statements of Income. Other Real Estate Owned Certain assets such as OREO are measured at fair value less cost to sell. Valuation of OREO is determined using current appraisals from independent parties, a level two input. If current appraisals cannot be obtained prior to reporting dates, or if declines in value are identified after a recent appraisal is received, appraisal values are discounted, resulting in Level 3 estimates. If the Company markets the property with a realtor, estimated selling costs reduce the fair value, resulting in a valuation based on Level 3 inputs. The Company markets OREO both independently and with local realtors. Properties marketed by realtors are discounted by selling costs. Properties that the Company markets independently are not discounted by selling costs. The following table summarizes the Company’s OREO that were measured at fair value on a nonrecurring basis during the period. December 31, 2019 (Dollars in thousands) Total Level 1 Level 2 Level 3 Other real estate owned $ — $ — $ — $ — December 31, 2018 (Dollars in thousands) Total Level 1 Level 2 Level 3 Other real estate owned $ 134 $ — $ — $ 134 Fair Value At December 31, 2019 Valuation Technique Significant Unobservable Inputs Range Other real estate owned $ — Discounted appraised value Discounted for selling costs N/A Fair Value At December 31, 2018 Valuation Technique Significant Unobservable Inputs Range Other real estate owned $ 134 Discounted appraised value Discounted for selling costs 15%-35%

Disclosures About Fair Value of

Disclosures About Fair Value of Financial Instruments	12 Months Ended
	Dec. 31, 2019
Disclosures About Fair Value Of Financial Instruments [Abstract]
Disclosures About Fair Value of Financial Instruments	Note 15. Disclosures About Fair Value of Financial Instruments The estimated fair values, and related carrying amounts, of the Company’s financial instruments are as follows: Fair Value Measurements at December 31, 2019 Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value (Dollars in thousands) Financial Assets Cash and short-term investments $ 60,026 $ 60,026 $ - $ - $ 60,026 Federal funds sold 480 480 - - 480 Investment securities 128,897 - 129,359 - 129,359 Loans held for sale 55,646 - 55,646 - 55,646 Net loans held for investment 642,262 - - 643,878 643,878 Accrued interest receivable 2,590 - 2,590 - 2,590 Bank-owned life insurance 14,734 - 14,734 - 14,734 Financial Liabilities Deposits 722,030 - 542,805 168,736 711,541 Other borrowed funds 124,800 - 124,971 - 124,971 Subordinated debt, net 9,800 - - 9,874 9,874 Accrued interest payable 706 - 706 - 706 Fair Value Measurements at December 31, 2018 Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value (Dollars in thousands) Financial Assets Cash and short-term investments $ 15,026 $ 15,026 $ - $ - $ 15,026 Federal funds sold 546 546 - - 546 Investment securities 58,750 - 58,688 - 58,688 Loans held for sale 29,233 - 29,233 - 29,233 Net loans held for investment 411,288 - - 404,888 404,888 Accrued interest receivable 1,769 - 1,769 - 1,769 Bank-owned life insurance 8,455 - 8,455 - 8,455 Financial Liabilities Deposits 415,027 - 323,280 81,070 404,350 Other borrowed funds 73,100 - 73,113 - 73,113 Subordinated debt, net 9,766 - - 9,766 9,766 Accrued interest payable 395 - 395 - 395

Revenue from Contracts with Cus

Revenue from Contracts with Customers	12 Months Ended
	Dec. 31, 2019
Revenue From Contract With Customer [Abstract]
Revenue from Contracts with Customers	Note 16. Revenue from Contracts with Customers In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606). ASU 2014-09 is a comprehensive revenue recognition model that requires a company to recognize revenue to depict the transfer of goods or services to a customer at an amount that reflects the consideration it expects to receive in exchange for those goods or services. Interest income, loan fees, realized securities gains and losses, bank owned life insurance income, SBIC income, and mortgage banking revenue are not in the scope of ASC Topic 606. All of the Company’s revenue from contracts with customers in the scope of ASC Topic 606 is recognized within noninterest income in the consolidated statements of income. Incremental costs of obtaining a contract are expensed when incurred when the amortization period is one year or less. A description of the Company’s significant sources of revenue accounted for under ASC Topic 606 is as follows: Service fees on deposit accounts are fees charged to deposit customers for transaction-based, account maintenance and overdraft services. Transaction-based fees, which are earned based on specific transactions or customer activity within a customer’s deposit account, are recognized at the time the related transaction or activity occurs, as it is at this point when the customer’s request has been fulfilled. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the performance obligation was satisfied. Overdraft fees are recognized when the overdraft occurs. Service fees on deposit accounts are paid through a direct charge to the customer’s account. Bank card revenue is comprised of interchange revenue and ATM fees. Interchange revenue is earned when bank debit and credit cardholders conduct transactions through VISA, MasterCard, and other payment networks. Interchange fees represent a percentage of the underlying cardholder’s transaction value and are generally recognized daily, concurrent with the transaction processing services provided to the cardholder. ATM fees are earned when a non-Bank cardholder uses a Bank ATM. ATM fees are recognized daily, as the related ATM transactions are settled. Payroll processing income is comprised of fees charged to customers for payroll services through MoneyWise Payroll Solutions, Inc., of which the Bank owns a controlling interest. The following table illustrates our total non-interest income segregated by revenues within the scope of ASC Topic 606 and those which are within the scope of other ASC Topics: Year Ended December 31, (Dollars in thousands) 2019 2018 Service fees on deposit accounts $ 651 $ 635 Bank card revenue 572 514 Payroll processing income 980 1,015 Revenue from contracts with customers 2,203 2,164 Non-interest income within scope of other ASC topics 16,593 7,959 Total noninterest income $ 18,796 $ 10,123 Contract Balances A contract asset balance occurs when an entity performs a service for a customer before the customer pays consideration (resulting in a contract receivable) or before payment is due (resulting in a contract asset). A contract liability balance is an entity's obligation to transfer a service to a customer for which the entity has already received payment (or payment is due) from the customer. The Company's noninterest revenue streams are largely based on transactional activity. Consideration is often received immediately or shortly after the Company satisfies its performance obligation and revenue is recognized. The Company does not typically enter into long-term revenue contracts with customers, and therefore, does not experience significant contract balances. As of December 31, 2019 and 2018, the Company did not have any significant contract balances. Contract Acquisition Costs In connection with the adoption of ASC Topic 606, an entity is required to capitalize, and subsequently amortize into expense, certain incremental costs of obtaining a contract with a customer if these costs are expected to be recovered. The incremental costs of obtaining a contract are those costs that an entity incurs to obtain a contract with a customer that it would not have incurred if the contract had not been obtained (for example, sales commission). The Company utilizes the practical expedient which allows entities to immediately expense contract acquisition costs when the asset that would have resulted from capitalizing these costs would have been amortized in one year or less. The Company did not capitalize any contract acquisition cost during the years ended December 31, 2019 or 2018.

Leases

Leases	12 Months Ended
	Dec. 31, 2019
Leases [Abstract]
Leases	Note 17. Leases On January 1, 2019, the Company adopted ASU 2016-02 “Leases (Topic 842)” and all subsequent ASUs that modified Topic 842. The Company elected the prospective application approach provided by ASU 2018-11 and did not adjust prior periods for ASC 842. The Company also elected certain practical expedients within the standard and consistent with such elections did not reassess whether any expired or existing contracts are or contain leases, did not reassess the lease classification for any expired or existing leases, and did not reassess any initial direct costs for existing leases. The implementation of the new standard resulted in recognition of a right-of-use asset and lease liability of $7.0 million at the date of adoption, which is related to the Company’s lease of premises used in operations. The right-of-use asset and lease liability are included in other assets and other liabilities, respectively, in the Consolidated Balance Sheets. Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor. The Company’s long-term lease agreements are classified as operating leases. Certain of these leases offer the option to extend the lease term and the Company has included such extensions in its calculation of the lease liabilities to the extent the options are reasonably assured of being exercised. The lease agreements do not provide for residual value guarantees and have no restrictions or covenants that would impact dividends or require incurring additional financial obligations. The following tables present information about the Company’s leases: (Dollars in thousands) December 31, 2019 Lease liabilities $ 6,742 Right-of-use assets, net $ 6,620 Weighted average remaining lease term 6.04 years Weighted average discount rate 2.75% Year Ended December 31, Lease Cost (in thousands) 2019 2018 Operating lease cost $ 1,523 $ 817 Total lease cost $ 1,523 $ 817 Cash paid for amounts included in the measurement of lease liabilities $ 1,441 $ 817 A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total of operating lease liabilities is as follows: Lease payments due (in thousands) As of December 31, 2019 Three months ending December 31, 2020 $ 1,395 Twelve months ending December 31, 2021 1,327 Twelve months ending December 31, 2022 1,114 Twelve months ending December 31, 2023 991 Twelve months ending December 31, 2024 655 Twelve months ending December 31, 2025 492 Thereafter 1,603 Total undiscounted cash flows 7,577 Discount (835) Lease liabilities $ 6,742

Minimum Regulatory Capital Requ

Minimum Regulatory Capital Requirements	12 Months Ended
	Dec. 31, 2019
Banking And Thrift [Abstract]
Minimum Regulatory Capital Requirements	Note 18. Minimum Regulatory Capital Requirements In August 2018, the Federal Reserve updated the Small Bank Holding Company Policy Statement (the "Statement"), in compliance with the Economic Growth, Regulatory Relief and Consumer Protection Act of 2018 ("EGRRCPA"). The Statement, among other things, exempts bank holding companies that have below a specified asset threshold from the consolidated regulatory capital requirements. The interim final rule expands the exemption to bank holding companies with consolidated total assets of less than $3 billion. Prior to August 2018, the Statement exempted bank holding companies with consolidated total assets of less than $1 billion. As a result of the interim final rule, the Company qualifies as of August 2018 as a small bank holding company and is no longer subject to regulatory capital requirements on a consolidated basis. Banks and bank holding companies are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Bank's financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, financial institutions must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. A financial institution's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The final rules implementing Basel Committee on Banking Supervision's capital guidelines for U.S. banks (the “Basel III rules”) became effective for the Bank on January 1, 2015 with full compliance with all of the requirements being phased in over a multi-year schedule, and fully phased in by January 1, 2019. As a part of the new requirements, the Common Equity Tier 1 Capital ratio is calculated and utilized in the assessment of capital for all institutions. The Company has made an election to not have the net unrealized gain or loss on available-for-sale securities included in computing regulatory capital. Under the Basel III rules, the Bank must hold a capital conservation buffer above the adequately capitalized risk-based capital ratios. The capital conservation buffer was phased in from 0.625% for 2016 to 2.50% by 2019. The capital conservation buffer for 2019 and beyond is 2.50%. Management believes as of December 31, 2019 and 2018, the Bank meets all capital adequacy requirement to which it is subject. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. At year-end 2019 and 2018, the most recent regulatory notification categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the institution's category. Federal and state banking regulations place certain restrictions on dividends paid by the Company. The total amount of dividends which may be paid at any date is generally limited to retained earnings of the Company. Pursuant to the EGRRCPA, regulators have provided for an optional, simplified measure of capital adequacy, the community bank leverage ratio ("CBLR") framework, for qualifying community bank organizations. Banks that qualify may opt in to the CBLR framework beginning January 1, 2020 or any time thereafter. The CBLR framework eliminates the four required capital ratios disclosed below and requires the disclosure of a single leverage ratio, with a minimum requirement of 9%. In response to the novel coronavirus (“COVID-19”) pandemic, President Trump signed into law Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”) on March 27, 2020. Among other things, the CARES Act directs federal banking agencies to adopt interim final rules to lower the threshold under the CBLR from 9% to 8% and to provide a reasonable grace period for a community bank that falls below the threshold to regain compliance, in each case until the earlier of the termination date of the national emergency or December 31, 2020. In April 2020, the federal banking agencies issued two interim final rules implementing this directive. One interim final rule provides that, as of the second quarter 2020, banking organizations with leverage ratios of 8% or greater (and that meet the other existing qualifying criteria) may elect to use the CBLR framework. It also establishes a two-quarter grace period for qualifying community banking organizations whose leverage ratios fall below the 8% CBLR requirement, so long as the banking organization maintains a leverage ratio of 7% or greater. The second interim final rule provides a transition from the temporary 8% CBLR requirement to a 9% CBLR requirement. It establishes a minimum CBLR of 8% for the second through fourth quarters of 2020, 8.5% for 2021, and 9% thereafter, and maintains a two-quarter grace period for qualifying community banking organizations whose leverage ratios fall no more than 100 basis points below the applicable CBLR requirement. The Company is evaluating whether to opt in to the CBLR framework. The Bank continues to be subject to various capital requirements administered by banking agencies. Risk based capital ratios for the Bank as of December 31, 2019 and 2018 are shown in the following table: Actual For Capital Adequacy Purposes (1) To Be Well Capitalized Under the Prompt Corrective Action Provisions (Dollars in thousands) Amount $000s Ratio Amount $000s Ratio Amount $000s Ratio As of December 31, 2019 Total risk based capital (To risk rated assets) Blue Ridge Bank, N.A. $ 79,911 11.82% $ 71,007 10.50% $ 67,626 10.00% Tier I capital (To risk rated assets) Blue Ridge Bank, N.A. $ 75,339 11.14% $ 57,482 8.50% $ 54,101 8.00% Common equity tier 1 capital (To risk rated assets) Blue Ridge Bank, N.A. $ 75,339 11.14% $ 47,338 7.00% $ 43,957 6.50% Tier I capital (To average assets) Blue Ridge Bank, N.A. $ 75,339 8.00% $ 61,216 6.50% $ 47,090 5.00% Actual For Capital Adequacy Purposes (1) To Be Well Capitalized Under the Prompt Corrective Action Provisions (Dollars in thousands) Amount $000s Ratio Amount $000s Ratio Amount $000s Ratio As of December 31, 2018 Total risk based capital (To risk rated assets) Blue Ridge Bank, N.A. $ 48,811 12.11% $ 39,790 9.875% $ 40,294 10.00% Tier I capital (To risk rated assets) Blue Ridge Bank, N.A. $ 45,231 11.23% $ 31,731 7.875% $ 32,235 8.00% Common equity tier 1 capital (To risk rated assets) Blue Ridge Bank, N.A. $ 45,231 11.23% $ 25,687 6.375% $ 26,191 6.50% Tier I capital (To average assets) Blue Ridge Bank, N.A. $ 45,231 8.89% $ 20,342 4.000% $ 25,428 5.00% (1) Except with regard to the Bank’s Tier 1 to average assets ratio, the minimum capital requirement includes the phased-in portion of the Basel III Capital Rules capital conservation buffer as of the applicable date. Dividend Restrictions

Related Party Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2019
Related Party Transactions [Abstract]
Related Party Transactions	Note 19. Related Party Transactions During the years ended December 31, 2019 and 2018, officers, directors, and principal shareholders and their related interests were customers of and had transactions with the Bank. These transactions were made in the ordinary course of business, on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable loans with persons not related to the Bank, and did not involve more than the normal risk of collectibility or present other unfavorable features. (Dollars in thousands) 2019 2018 Total loans, beginning of year $ 9,608 $ 11,811 Advances 7,916 4,180 Curtailments (3,356) (6,383) Total loans, end of year $ 14,168 $ 9,608 The Bank held related party deposits of approximately $9.5 million and $5.5 million at December 31, 2019 and 2018, respectively.

Earnings Per Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Earnings Per Share	Note 20. Earnings Per Share The following table sets forth the computation of basic and diluted EPS for the years ended December 31, 2019 and 2018: For the years ended December 31, (Dollars in thousands) 2019 2018 Net income $ 4,604 $ 4,573 Net income attributable to noncontrolling interest (24 ) (13 ) Net income available to common shareholders $ 4,580 $ 4,560 Weighted average common shares 4,147 2,779 Effect of dilutive securities — — Diluted average common shares 4,147 2,779 Earnings per common share $ 1.10 $ 1.64 Diluted earnings per common share $ 1.10 $ 1.64

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Income Taxes	Note 21. Income Taxes A reconciliation between the amount of total income taxes and the amount computed by multiplying income by the applicable federal income tax rates is as follows: 2019 2018 Income taxes computed at the applicable federal income tax rate $ 1,088 $ 1,201 Tax exempt municipal income (74) (89) Income from life insurance (196) (42) Nondeductible merger expenses 188 — Nondeductible core deposit intangible amortization — 65 Other, net (33) 12 Income Tax Expense $ 973 $ 1,147 The current and deferred components of income tax expense are as follows: 2019 2018 Current tax expense $ 1,058 $ (1,156) Deferred tax benefit (85) (9) Income Tax Expense $ 973 $ 1,147 Deferred tax assets have been provided for temporary differences related to the allowance for loan losses, recognition of loan fee income, adjustments related to the acquisition of VCB, and deferred compensation agreements. Deferred tax liabilities have been provided for temporary differences related to depreciation, unrealized securities gains, prepaid expenses, and adjustments related to the acquisition of VCB. The net deferred tax asset was made up of the following: 2019 2018 Deferred tax assets $ 1,637 $ 939 Deferred tax liabilities (2,389) (434) Net Deferred Tax (Liability) Asset $ (752) $ 505 This amount has been included as part of other liabilities on the balance sheet as of December 31, 2019 and other assets on the balance sheet as of December 31, 2018. The federal and Virginia income tax returns of the Company for 2016 to 2019 are subject to examination by the Internal Revenue Service and the Virginia Department of Taxation.

Business Segments

Business Segments	12 Months Ended
	Dec. 31, 2019
Segment Reporting [Abstract]
Business Segments	Note 22. Business Segments The Company utilizes its subsidiaries and divisions to provide multiple business segments including retail banking, mortgage banking, and payroll processing services. Revenues from retail banking operations consist primarily of interest earned on loans and investment securities and service charges on deposit accounts. Mortgage banking operating revenues consist principally of gains on sales of loans in the secondary market, loan origination fee income and interest earned on mortgage loans held for sale. Revenues from payroll processing services consist of fees charged to customers for payroll services. Twelve Months Ended December 31, 2019 (Dollars in thousands) Blue Ridge Bank Blue Ridge Bank Mortgage Division MoneyWise Payroll Solutions, Inc. Parent Only Eliminations Blue Ridge Bankshares, Inc. Consolidated Revenues: Interest income $ 29,640 $ 1,243 $ — $ 5 $ — $ 30,888 Service charges on deposit accounts 651 — — — — 651 Mortgage banking income, net — 14,433 — — — 14,433 Payroll processing revenue — — 980 — — 980 Other operating income 2,649 — — 110 (28) 2,731 Total income 32,940 15,676 980 115 (28) 49,683 Expenses: Interest expense 8,132 679 — 709 — 9,520 Provision for loan losses 1,742 — — — — 1,742 Salary and benefits 13,518 5,438 372 — — 19,328 Other operating expenses 2,558 8,959 457 1,570 (28) 13,516 Total expense 25,950 15,076 829 2,279 (28) 44,106 Income (loss) before income taxes 6,990 600 151 (2,164) — 5,577 Income tax expense 1,153 162 30 (372) — 973 Net income (loss) $ 5,837 $ 438 $ 121 $ (1,792) $ — $ 4,604 Net (income) loss attributable to noncontrolling interest $ — $ — $ (24) $ — $ — $ (24) Net income (loss) attributable to Blue Ridge Bankshares $ 5,837 $ 438 $ 97 $ (1,792) $ — $ 4,580 Twelve Months Ended December 31, 2018 (Dollars in thousands) Blue Ridge Bank Blue Ridge Bank Mortgage Division MoneyWise Payroll Solutions, Inc. Parent Only Eliminations Blue Ridge Bankshares, Inc. Consolidated Revenues: Interest income $ 21,909 $ 521 $ — $ 7 $ — $ 22,437 Service charges on deposit accounts 635 — — — — 635 Mortgage banking income, net — 7,265 — — — 7,265 Payroll processing revenue — — 1,015 — — 1,015 Other operating income 1,233 — — 4 (28) 1,209 Total income 23,777 7,786 1,015 11 (28) 32,561 Expenses: Interest expense 4,441 — — 710 — 5,151 Provision for loan losses 1,225 — — — — 1,225 Salary and benefits 6,153 5,284 406 — — 11,843 Other operating expenses 5,868 1,983 528 271 (28) 8,622 Total expense 17,687 7,267 934 981 (28) 26,841 Income (loss) before income taxes 6,090 519 81 (970) — 5,720 Income tax expense 1,222 115 14 (204) — 1,147 Net income (loss) $ 4,868 $ 404 $ 67 $ (766) $ — $ 4,573 Net (income) loss attributable to noncontrolling interest $ — $ — $ (13) $ — $ — $ (13) Net income (loss) attributable to Blue Ridge Bankshares $ 4,868 $ 404 $ 54 $ (766) $ — $ 4,560

Supplemental Cash Flow Informat

Supplemental Cash Flow Information	12 Months Ended
	Dec. 31, 2019
Supplemental Cash Flow Elements [Abstract]
Supplemental Cash Flow Information	Note 23. Supplemental Cash Flow Information For the years ended December 31, (Dollars in thousands) 2019 2018 Supplemental Disclosure of Cash Flow Information: Cash paid for: Interest on deposits and borrowed funds $ 9,090 $ 4,985 Income taxes 1,020 1,350 Noncash investing and financing activities: Unrealized gain (loss) on securities available-for-sale 1,767 (275 ) Initial right of use asset – operating leases 7,763 — Initial lease liability – operating leases 6,742 — Assets acquired in acquisition 246,808 — 219,368 —

Parent Company Only Financial S

Parent Company Only Financial Statements	12 Months Ended
	Dec. 31, 2019
Statement Of Financial Position [Abstract]
Parent Company Only Financial Statements	Note 24. Parent Company Only Financial Statements The Blue Ridge Bankshares, Inc. (Parent Company only) condensed financial statements are as follows: PARENT COMPANY ONLY CONDENSED STATEMENTS OF FINANCIAL CONDITION December 31, 2019 and 2018 (in thousands) Assets 2019 2018 Cash and cash equivalents $ 934 $ 27 Investment in subsidiary 100,330 48,688 Other investments 911 670 Income tax receivable 306 — Other assets 30 58 Total Assets $ 102,511 $ 49,443 Liabilities Accrued expenses $ 374 $ 56 Subordinated debt, net of issuance costs 9,800 9,767 Total Liabilities 10,174 9,823 Stockholders’ Equity $ 92,337 $ 39,620 Total Liabilities and Equity $ 102,511 $ 49,443 PARENT COMPANY ONLY CONDENSED STATEMENTS OF INCOME For the Years ended December 31, 2019 and 2018 (in thousands) Income 2019 2018 Dividends from subsidiary $ — $ 1,990 Interest income 5 7 Gains on securities 110 4 Total Income $ 115 $ 2,001 Expenses Interest on subordinated notes $ 709 $ 710 Professional fees 294 197 Merger expenses 1,250 — Other operating expenses 27 74 Total expenses $ 2,280 $ 981 Net income (loss) before income tax benefit and equity in undistributed earnings of subsidiary $ (2,165 ) $ 1,020 Income tax benefit $ (372 ) $ (204 ) Equity in undistributed earnings of subsidiary $ 6,397 $ 3,349 Net income $ 4,604 $ 4,573 PARENT COMPANY ONLY CONDENSED STATEMENTS OF CASH FLOWS For the Years ended December 31, 2019 and 2018 (in thousands) Cash flows From Operating Activities 2019 2018 Net income $ 4,604 $ 4,573 Equity in undistributed earnings of subsidiary (6,397 ) (3,349 ) Deferred income tax (benefit) expense (19 ) 7 Amortization of subordinated debt issuance costs 33 34 Realized gains on securities sales 110 (4 ) Release of unearned ESOP shares — 199 Change in other assets and liabilities (206 ) (53 ) Net cash (used in) provided by operating activities (1,875 ) 1,407 Cash flows From Investing Activities Purchases of securities available-for-sale (161 ) (25 ) Proceeds from sales of securities available for sale 66 113 Cash contributed to banking subsidiary (17,000 ) — Net cash (used in) provided by investing activities (17,095 ) 88 Cash flows From Financing Activities Common stock issuance 22,350 128 Dividends paid in cash (2,473 ) (1,501 ) Repayment of contingent ESOP liability — (151 ) Net cash provided by financing activities 19,877 (1,524 ) Net increase (decrease) in cash and cash equivalents 907 (29 ) Cash and cash equivalents, beginning of year 27 56 Cash and cash equivalents, end of year $ 934 $ 27

Legal Matters

Legal Matters	12 Months Ended
	Dec. 31, 2019
Loss Contingency [Abstract]
Legal Matters	Note 25. Legal Matters On August 12, 2019, a former employee of VCB and participant in its Employee Stock Ownership Plan (the “ESOP”) filed a class action complaint against VCB, Virginia Community Bank, and certain individuals associated with the ESOP in the U.S. District Court for the Western District of Virginia, Charlottesville Division (Case No. 3:19-cv-00045-GEC). The complaint alleges, among other things, that the defendants breached their fiduciary duties to ESOP participants in violation of the Employee Retirement Income Security Act of 1974, as amended. The complaint alleges that the ESOP incurred damages “that approach or exceed $12 million.” The Company automatically assumed any liability of VCB in connection with this litigation as a result of the Company’s acquisition of VCB. The outcome of this litigation is uncertain, and the plaintiff and other individuals may file additional lawsuits related to the ESOP. The defense, settlement, or adverse outcome of any such lawsuit or claim could have a material adverse financial impact on the Company.

Subsequent Events

Subsequent Events	12 Months Ended
	Dec. 31, 2019
Subsequent Events [Abstract]
Subsequent Events	Note 26. Subsequent Events In response to the public health crisis arising from the COVID-19 pandemic, the Company is continuing to closely monitor the impact the outbreak is having on its customers. The Company’s business is dependent upon the willingness and ability of its customers to conduct banking and other financial transactions. Since the beginning of January 2020, the COVID-19 outbreak has caused significant disruption in the financial markets both globally and in the United States. The resulting impacts on consumers, including the sudden increase in the unemployment rate, is expected to cause changes in consumer and business spending, borrowing needs and saving habits, which will likely affect the demand for loans and other products and services the Company offers, as well as the creditworthiness of potential and current borrowers. Borrower loan defaults that adversely affect the Company’s earnings correlate with deteriorating economic conditions, which, in turn, may impact borrowers’ creditworthiness and the Bank’s ability to make loans. The use of quarantines and social distancing methods to curtail the spread of COVID-19 – whether mandated by governmental authorities or recommended as a public health practice – may adversely affect the Company’s operations as key personnel, employees and customers avoid physical interaction. In response to the COVID-19 pandemic, the Bank has been directing branch customers to use drive-thru windows and online banking services, and many employees are telecommuting. It is not yet known what impact these operational changes may have on the Company’s financial performance. The continued spread of COVID-19 (or an outbreak of a similar highly contagious disease) could also negatively impact the business and operations of third-party service providers who perform critical services for the Company’s business. As a result, if COVID-19 continues to spread or the response to contain the COVID-19 pandemic is unsuccessful, the Company could experience a material adverse effect on its business, financial condition, and results of operations.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
Principles of Consolidation	(a) Principles of Consolidation The accompanying audited consolidated financial statements of the Company include the accounts of Blue Ridge Bank, N.A. (the “Bank”), PVB Properties, LLC, and MoneyWise Payroll Solutions, Inc. (net of noncontrolling interest) and were prepared in accordance with GAAP. All material intercompany balances and transactions have been eliminated in consolidation.
Use of Estimates	(b) Use of Estimates In preparing consolidated financial statements in conformity with GAAP, management is required to make estimates, judgments, and assumptions that affect the reported amounts of assets and liabilities, and disclosures of contingent assets and contingent liabilities, as of the date of the consolidated financial statements and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to accounting for business combinations and impairment testing of goodwill, the allowance for loan losses, the valuation of deferred tax assets, other-than-temporary impairment, and the valuation of other real estate owned (“OREO”).
Accounting for Business Combinations	(c) Accounting for Business Combinations Business combinations are accounted for under the purchase method. The purchase method requires that the assets acquired and liabilities assumed be recorded, based on their estimated fair values at the date of acquisition. The excess of the cost of an acquired entity over the net of the amounts assigned to assets acquired and liabilities assumed, including identifiable intangibles, is recorded as goodwill.
Cash and Cash Equivalents	(d) Cash and Cash Equivalents For purposes of the statements of cash flows, cash and cash equivalents include cash on hand, amounts due from banks and federal funds sold. Generally, federal funds are purchased and sold for one day periods.
Investment Securities	(e) Management determines the appropriate classification of securities at the time of purchase. If management has the intent and the Company has the ability at the time of purchase to hold securities until maturity, they are classified as held to maturity and carried at amortized historical cost. Securities not intended to be held to maturity are classified as available for sale and carried at fair value. Securities available for sale are intended to be used as part of the Company’s asset and liability management strategy and may be sold in response to changes in interest rates, prepayment risk or other similar factors. Amortization of premiums and accretion of discounts on securities are reported as adjustments to interest income using the effective interest method. Realized gains and losses on dispositions are based on the net proceeds and the adjusted book value of the securities sold using the specific identification method. Unrealized gains and losses on investment securities available for sale are based on the difference between book value and fair value of each security. These gains and losses are credited or charged to shareholders’ equity, whereas realized gains and losses flow through the Company’s current earnings.
Loans Held for Sale	(f) Loans Held for Sale Mortgage loans originated or purchased and intended for sale in the secondary market are carried at the lower of cost or estimated market value in the aggregate. The agreed upon sales price is considered fair value as all of these loans are under agreements to sell to investors at the time of origination. This amount is generally the loan’s principal amount. Changes in fair value are recognized in the Gain on Sale of Mortgages on the Consolidated Statements of Income. The Company participates in a “mandatory” delivery program for its government guaranteed and conventional mortgage loans. Under the mandatory delivery system, loans with interest rate locks are paired with the sale of a TBA mortgage-backed security bearing similar attributes. Under the mandatory delivery program, the Bank commits to deliver loans to an investor at an agreed upon price prior to the close of such loans. This differs from a “best efforts” delivery, which sets the sale price with the investor on a loan-by-loan basis when each loan is locked. Loans held for sale includes the Bank’s commitment to purchase up to $30,000,000 in residential mortgage loan fundings originated by Northpointe Bank, a Michigan banking corporation. The Bank reviews loan documentation for each specific mortgage prior to funding to ensure it conforms to the terms of the agreement. The mortgages funded through this program must have already obtained a purchase commitment (takeout) from another financial institution as part of the conditions of the Bank’s funding.
Loans and Allowance for Loan Losses	(g) Loans and Allowance for Loan Losses Loans receivable that management has the intent and ability to hold for the foreseeable future or until loan maturity or pay-off are reported at their outstanding principal balance adjusted for any charge-offs, and net of the allowance for loan losses and deferred fees and costs. Loan origination fees and certain direct origination costs are deferred and amortized as an adjustment of the yield using the payment terms required by the loan contract. During 2019, as a result of the Company's acquisition of Virginia Community Bankshares (“VCB”), the loan portfolio was segregated between loans initially accounted for under the amortized cost method (referred to as "originated" loans) and loans acquired (referred to as "acquired" loans). The loans segregated to the acquired loan portfolio were initially measured at fair value and subsequently accounted for under either Accounting Standards Codification ("ASC") Topic 310-30 or ASC Topic 310-20. Purchased credit-impaired (“PCI”) loans, which are the non-performing loans acquired in the Company's acquisition of VCB, are loans acquired at a discount (that is due, in part, to credit quality). These loans are initially recorded at fair value (as determined by the present value of expected future cash flows) with no allowance for loan losses. The Company accounts for interest income on all loans acquired at a discount (that is due, in part, to credit quality) based on the acquired loans' expected cash flows. The acquired loans may be aggregated and accounted for as a pool of loans if the loans being aggregated have common risk characteristics. A pool is accounted for as a single asset with a single composite interest rate and an aggregate expectation of cash flow. The difference between the cash flows expected at acquisition and the investment in the loans, or the "accretable yield," is recognized as interest income utilizing the level-yield method over the life of each pool. Increases in expected cash flows subsequent to the acquisition are recognized prospectively through adjustment to any previously recognized allowance for loan loss for that pool of loans and then through an increase in the yield on the pool over its remaining life, while decreases in expected cash flows are recognized as impairment through a loss provision and an increase in the allowance for loan losses. Therefore, the allowance for loan losses on these impaired pools reflect only losses incurred after the acquisition (representing the present value of all cash flows that were expected at acquisition but currently are not expected to be received). The Company periodically evaluates the remaining contractual required payments due and estimates of cash flows expected to be collected for PCI loans. These evaluations, performed quarterly, require the continued use of key assumptions and estimates, similar to the initial estimate of fair value. Changes in the contractual required payments due and estimated cash flows expected to be collected may result in changes in the accretable yield and non-accretable difference or reclassifications between accretable yield and the non-accretable difference. On an aggregate basis, if the acquired pools of PCI loans perform better than originally expected, the Company would expect to receive more future cash flows than originally modeled at the acquisition date. For the pools with better than expected cash flows, the forecasted increase would be recorded as an additional accretable yield that is recognized as a prospective increase to the Company's interest income on loans. Loans are generally placed into nonaccrual status when they are past-due 90 days as to either principal or interest or when, in the opinion of management, the collection of principal and/or interest is in doubt. A loan remains in nonaccrual status until the loan is current as to payment of both principal and interest or past-due less than 90 days and the borrower demonstrates the ability to pay and remain current. Loans are charged-off when a loan or a portion thereof is considered uncollectible. When cash payments are received, they are applied to principal first, then to accrued interest. It is the Company's policy not to record interest income on nonaccrual loans until principal has become current. In certain instances, accruing loans that are past due 90 days or more as to principal or interest may not go on nonaccrual status if the Company determines that the loans are well secured and are in the process of collection. Nonperforming assets include nonaccrual loans, loans past due 90 days or more and OREO. The allowance for loan losses is increased or decreased by provisions for (reversal of) loan losses, increased by recoveries of previously charged-off loans, and decreased by loan charge-offs. The Company maintains the allowance for loan losses at a level that represents management's best estimate of known and inherent losses in the loan portfolio. Both the amount of the provision expense and the level of the allowance for loan losses are impacted by many factors, including general and industry-specific economic conditions, actual and expected credit losses, historical trends and specific conditions of the individual borrowers. As a part of the analysis, the Company uses comparative peer group data and qualitative factors such as levels of and trends in delinquencies, nonaccrual loans, charged-off loans, changes in volume and terms of loans, effects of changes in lending policy, experience and ability and depth of management, national and local economic trends and conditions and concentrations of credit, competition, and loan review results to support estimates. The Company also maintains an allowance for loan losses for acquired loans: (i) for loans accounted for under ASC 310-30, when there is deterioration in credit quality subsequent to acquisition, and (ii) for loans accounted for under ASC 310-20, when the inherent losses in the loans exceed the remaining discount recorded at the time of acquisition. The allowance for loan losses consists of specific and general components. The specific component relates to loans that are determined to be impaired and, therefore, individually evaluated for impairment. The Company determines and recognizes impairment of certain loans when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the loan agreement. A loan is not considered impaired during a period of delay in payment if the Company expects to collect all amounts due, including past-due interest. The Company individually assigns loss factors to all loans that have been identified as having loss attributes, as indicated by deterioration in the financial condition of the borrower or a decline in underlying collateral value if the loan is collateral dependent. The Company evaluates the impairment of certain loans on a loan by loan basis for those loans that are adversely risk rated. Measurement of impairment is based on the expected future cash flows of an impaired loan, which are discounted at the loan's effective interest rate, or measured on an observable market value, if one exists, or the fair value of the collateral underlying the loan, discounted to consider estimated costs to sell the collateral for collateral-dependent loans. If the net collateral value is less than the loan balance (including accrued interest and any unamortized premium or discount associated with the loan) an impairment is recognized and a specific reserve is established for the impaired loan. Loans classified as loss loans are fully reserved or charged-off. In addition, the OCC, as part of its examination process, periodically reviews the Company's allowance for loan losses and may require the Company to recognize additions to the allowance based on its risk evaluation and credit judgment. Management believes that the allowance for loan losses at December 31, 2019 and 2018 is a reasonable estimate of known and inherent losses in the loan portfolio at those dates. Loans considered to be troubled debt restructuring ("TDRs") are loans that have their terms restructured (e.g., interest rates, loan maturity date, payment and amortization period, etc.) in circumstances that provide payment relief to a borrower experiencing financial difficulty. All restructured loans are considered impaired loans and may either be in accruing status or nonaccruing status. Nonaccruing restructured loans may return to accruing status provided doubt has been removed concerning the collectability of principal and interest as evidenced by a sufficient period of payment performance in accordance with the restructured terms. Loans may be removed from the restructured category in the year subsequent to the restructuring if their revised loan terms are considered to be consistent with terms that can be obtained in the credit market for loans with comparable risk and if they meet certain performance criteria.
Premises and Equipment	(h) Premises and Equipment Land is carried at cost. Premises, furniture, equipment, and leasehold improvements are carried at cost less accumulated depreciation and amortization. Depreciation of premises, furniture and equipment is computed using the straight-line method over estimated useful lives from three to seven years. Amortization of leasehold improvements is computed using the straight-line method over the useful lives of the improvements or the lease term. Purchased computer software which is capitalized is amortized over estimated useful lives of one to three years. Rent expense on operating leases is recorded using the straight-line method over the appropriate lease term.
Goodwill and Intangible Assets	(i) Goodwill and Intangible Assets Goodwill, which represents the excess of purchase price over fair value of net assets acquired, is not amortized but is evaluated at least annually for impairment by comparing its fair value with its carrying amount. Impairment is indicated when the carrying amount of a reporting unit exceeds its estimated fair value. Goodwill arises from business combinations and is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exists that indicate that a goodwill impairment test should be performed. The Company will perform the annual impairment test annually during the fourth quarter. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on our balance sheet. No impairment was recorded for 2019 and 2018.
Other Real Estate Owned	(j) Other Real Estate Owned Assets acquired through, or in lieu of, loan foreclosure are held for sale. At the time of acquisition, these properties are recorded at fair value less estimated selling costs, with any write down charged to the allowance for loan losses and any gain on foreclosure recorded in net income, establishing a new cost basis. Subsequent to foreclosure, valuations of the assets are periodically performed by management, and these assets are subsequently accounted for at the lower of cost or fair value less estimated selling costs. Adjustments are made for subsequent declines in the fair value of the assets less selling costs. Revenue and expenses from operations and valuation changes are charged to operating income in the year of the transaction.
Bank Owned Life Insurance	(k) Bank Owned Life Insurance The Company has purchased life insurance policies on certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance date, which is the cash surrender value. The increase in the cash surrender value over time is recorded as other non-interest income. The Company monitors the financial strength and condition of the counterparty.
Small Business Investment Company (“SBIC”) Fund Income	(l) Small Business Investment Company (“SBIC”) Fund Income: The Bank has an interest in several SBIC funds. The Bank’s obligations to these funds are satisfied in the form of capital calls that occur during the commitment period. Two-thirds of income distributions from these funds are shown as a reduction to the Bank’s principal investment. The remaining one-third is recognized as income until the investment principal has been recovered. All distributions in excess of initial investment are recognized as income.
Advertising Costs	(m) Advertising Costs: Advertising costs are expensed as incurred.
Earnings Per Share	(n) Earnings Per Share: Accounting guidance specifies the computation, presentation and disclosure requirements for earnings per share (“EPS”) for entities with publicly held common stock or potential common stock such as options, warrants, convertible securities or contingent stock agreements if those securities trade in a public market. Employee Stock Ownership Plan (“ ESOP”) shares are considered outstanding for this calculation.
Financial Instruments	(o) The Bank has entered into commitments to extend credit in the ordinary course of business. Such financial instruments are recorded in the financial statements when funded.
Reclassified Amounts	(p) Certain amounts have been reclassified from prior year financial statements to ensure consistent presentation with current year amounts. These reclassifications are for presentation purposes and have no impact on overall financial information.
Recent Accounting Pronouncements	(q) Recent Accounting Pronouncements: In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, "Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." The amendments in this ASU, among other things, require the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Financial institutions and other organizations will now use forward-looking information to better inform their credit loss estimates. Many of the loss estimation techniques applied today will still be permitted, although the inputs to those techniques will change to reflect the full amount of expected credit losses. In addition, the ASU amends the accounting for credit losses on available-for-sale debt securities and purchased financial assets with credit deterioration. As a “smaller reporting company” under Securities and Exchange Commission (“SEC”) rules, the Company will be required to apply the guidance for fiscal years, and interim periods within those years, beginning after December 15, 2022. The Company has identified a third party vendor to assist in the measurement of expected credit losses under this standard. The Company is currently evaluating the implementation of ASU 2016-13 due to the change in implementation dates for smaller reporting companies. During January 2017, the FASB issued ASU 2017-04, “Intangibles – Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment”. The amendments in this ASU simplify how an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit’s goodwill with the carrying amount of that goodwill. Instead, under the amendments in this ASU, an entity should perform its annual, or interim, goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. Public business entities that are SEC filers should adopt the amendments in this ASU for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption was permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. The Company does not expect the adoption of ASU 2017-04 to have a material impact on its consolidated financial statements. In August 2018, the FASB issued ASU 2018-13, “Fair Value Measurement (Topic 820): Disclosure Framework—Changes to the Disclosure Requirements for Fair Value Measurement.” The amendments modify the disclosure requirements in Topic 820 to add disclosures regarding changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty. Certain disclosure requirements in Topic 820 are also removed or modified. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Certain of the amendments are to be applied prospectively while others are to be applied retrospectively. Early adoption was permitted. The Company does not expect the adoption of ASU 2018-13 to have a material impact on its consolidated financial statements. In April 2019, the FASB issued ASU 2019-04, “Codification Improvements to Topic 326, Financial Instruments—Credit Losses, Topic 815, Derivatives and Hedging, and Topic 825, Financial Instruments.” This ASU clarifies and improves areas of guidance related to the recently issued standards on credit losses, hedging, and recognition and measurement including improvements resulting from various Transition Resource Group Meetings. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. Early adoption was permitted. The Company is currently assessing the impact that ASU 2019-04 will have on its consolidated financial statements. In May 2019, the FASB issued ASU 2019-05, “Financial Instruments—Credit Losses (Topic 326): Targeted Transition Relief.” The amendments in this ASU provide entities that have certain instruments within the scope of Subtopic 326-20 with an option to irrevocably elect the fair value option in Subtopic 825-10, applied on an instrument-by-instrument basis for eligible instruments, upon the adoption of Topic 326. The fair value option election does not apply to held-to-maturity debt securities. An entity that elects the fair value option should subsequently measure those instruments at fair value with changes in fair value flowing through earnings. The amendments are effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. The amendments should be applied on a modified-retrospective basis by means of a cumulative-effect adjustment to the opening balance of retained earnings balance in the balance sheet. Early adoption was permitted. The Company is currently assessing the impact that ASU 2019-05 will have on its consolidated financial statements. In November 2019, the FASB issued ASU 2019-11, “Codification Improvements to Topic 326, Financial Instruments – Credit Losses.” This ASU addresses issues raised by stakeholders during the implementation of ASU No. 2016-13, “Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments.” Among other narrow-scope improvements, the new ASU clarifies guidance around how to report expected recoveries. “Expected recoveries” describes a situation in which an organization recognizes a full or partial write-off of the amortized cost basis of a financial asset, but then later determines that the amount written off, or a portion of that amount, will in fact be recovered. While applying the credit losses standard, stakeholders questioned whether expected recoveries were permitted on assets that had already shown credit deterioration at the time of purchase (also known as purchased credit-deteriorated (“PCD”) assets). In response to this question, the ASU permits organizations to record expected recoveries on PCD assets. In addition to other narrow technical improvements, the ASU also reinforces existing guidance that prohibits organizations from recording negative allowances for available-for-sale debt securities. The ASU includes effective dates and transition requirements that vary depending on whether or not an entity has already adopted ASU 2016-13. The Company is currently assessing the impact that ASU 2016-13 will have on its consolidated financial statements and is in the set up stage with expectations of running parallel for all of 2020 and all data has been archived under the current model. In December 2019, the FASB issued ASU 2019-12, “Income Taxes (Topic 740) – Simplifying the Accounting for Income Taxes.” The ASU is expected to reduce cost and complexity related to the accounting for income taxes by removing specific to general principles in Topic 740 (eliminating the need for an organization to analyze whether certain exceptions apply in a given period) and improving financial statement preparers’ application of certain income tax-related guidance. This ASU is part of the FASB’s simplification initiative to make narrow-scope simplifications and improvements to accounting standards through a series of short-term projects. For In January 2020, the FASB issued ASU 2020-01, “Investments – Equity Securities (Topic 321), Investments – Equity Method and Joint Ventures (Topic 323), and Derivatives and Hedging (Topic 815) – Clarifying the Interactions between Topic 321, Topic 323, and Topic 815.” The ASU is based on a consensus of the Emerging Issues Task Force and is expected to increase comparability in accounting for these transactions. ASU 2016-01 made targeted improvements to accounting for financial instruments, including providing an entity the ability to measure certain equity securities without a readily determinable fair value at cost, less any impairment, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. Among other topics, the amendments clarify that an entity should consider observable transactions that require it to either apply or discontinue the equity method of accounting. For public business entities, the amendments in the ASU are effective for fiscal years beginning after December 31, 2020, and interim periods within those fiscal years. Early adoption is permitted The Company is currently assessing the impact that ASU 2019-05 will have on its consolidated financial statements.

Acquisition (Tables)

Acquisition (Tables) - Virginia Community Bankshares, Inc [Member]	12 Months Ended
	Dec. 31, 2019
Summary of Assets Received and Liabilities Assumed and Related Adjustments	A summary of the assets received and liabilities assumed and related adjustments are as follows: As Recorded by As Recorded by Virginia Community Blue Ridge Bankshares, Inc. Adjustments Bankshares, Inc. Assets Cash and due from banks $ 9,678,700 $ - $ 9,678,700 Investment securities available-for-sale 43,419,481 (470,191) (1) 42,949,290 Restricted equity securities 302,700 - 302,700 Held-for-investment loans 173,871,523 (900,020) (2) 172,971,503 Furniture, Fixtures, and equipment 6,435,695 3,296,872 (3) 9,732,567 Other Real Estate Owned 87,427 (87,427) (4) - Accrued interest receivable 864,154 - 864,154 Core deposit intangible - 1,690,000 (5) 1,690,000 Other assets 8,069,497 549,976 (6) 8,619,473 Total assets acquired $ 242,729,177 $ 4,079,210 246,808,387 Liabilities Deposits 217,953,153 118,621 (7) 218,071,774 Other liabilities 1,296,520 - 1,296,520 Total liabilities assumed $ 219,249,673 $ 118,621 219,368,294 Net assets acquired 27,440,093 Total consideration paid 44,048,371 Goodwill $ 16,608,278 Explanation of adjustments: (1) Adjustment to reflect estimated fair value of security portfolio. (2) Adjustment to reflect estimated fair value and credit mark on loans of $(2,318,569), and elimination of VCB’s allowance for loan and lease losses of $1,418,549. (3) Adjustment to reflect estimated fair value of furniture, fixtures, and equipment. (4) Adjustment to reflect estimated fair value of OREO. (5) Adjustment to reflect recording of core deposit intangible. (6) Adjustment to reflect estimated fair value of other assets and the recording of deferred taxes related to acquisition. (7) Adjustment to reflect estimated fair value of deposits.
Summary of Consideration Paid	A summary of the consideration paid is as follows: Common stock issued (1,312,919 shares) $ 27,401,831 Cash payments to common shareholders 16,646,540 Total consideration paid $ 44,048,371

Investment Securities and Oth_2

Investment Securities and Other Investments (Tables)	12 Months Ended
	Dec. 31, 2019
Schedule Of Investments [Abstract]
Summary of Amortized Cost and Fair Values of Investment Securities	Investment securities available for sale are carried in the consolidated balance sheets at their fair value and investment securities held to maturity are carried in the consolidated balance sheets at their amortized cost. The amortized cost and fair values of investment securities at December 31, 2019 and December 31, 2018 are as follows: December 31, 2019 (Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for sale U.S. Treasury and agencies $ 2,500 $ — $ 51 $ 2,449 Mortgage backed securities 94,983 654 152 95,485 Corporate bonds 10,554 87 4 10,637 $ 108,037 $ 741 $ 207 $ 108,571 Held to maturity State and municipal $ 12,192 $ 464 $ 2 $ 12,654 Total Investment Securities $ 120,229 $ 1,205 $ 209 $ 121,225 December 31, 2018 (Dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Available for sale State and municipal $ 1,000 $ 3 $ — $ 1,003 U.S. Treasury and agencies 3,375 — 208 3,167 Mortgage backed securities 28,976 22 628 28,370 Corporate bonds 5,477 78 48 5,507 $ 38,828 $ 103 $ 884 $ 38,047 Held to maturity State and municipal $ 15,565 $ 78 $ 140 $ 15,503 Total Investment Securities $ 54,393 $ 181 $ 1,024 $ 53,550
Summary of Fair Value and Gross Unrealized Losses of Securities in Continuous Unrealized Loss Position	The following table shows fair value and gross unrealized losses, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2019 and 2018, respectively. The reference point for determining when securities are in an unrealized loss position is month-end. Therefore, it is possible that a security's market value exceeded its amortized cost on other days during the past twelve-month period. Securities that have been in a continuous unrealized loss position are as follows: (Dollars in thousands) December 31, 2019 Less than 12 Months 12 Months or Greater Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses State and Municipal $ 333 $ (2 ) $ — $ — $ 333 $ (2 ) U.S. Treasury and Agency — — 1,949 (51 ) 1,949 (51 ) Mortgage backed 27,901 (82 ) 5,348 (70 ) 33,249 (152 ) Corporate bonds — — 896 (4 ) 896 (4 ) Total 28,234 (84 ) 8,193 (125 ) 36,427 (209 ) (Dollars in thousands) December 31, 2018 Less than 12 Months 12 Months or Greater Total Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses State and Municipal $ 6,278 $ (105 ) $ 2,402 $ (35 ) $ 8,680 $ (140 ) U.S. Treasury and Agency - - 3,167 (208 ) 3,167 (208 ) Mortgage backed 10,031 (51 ) 17,173 (577 ) 27,204 (628 ) Corporate bonds 2,114 (36 ) 488 (12 ) 2,602 (48 ) Total 18,423 (192 ) 23,230 (832 ) 41,653 (1,024 )
Summary of Investments Classified by Contractual Maturity Date	The amortized cost and fair value of securities at December 31, 2019, by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. December 31, 2019 Securities Available for Sale Securities Held to Maturity (Dollars in thousands) Amortized Cost Fair Value Amortized Cost Fair Value Due in one year or less $ — $ — $ 460 $ 460 Due after one year through five years 2,500 2,508 2,584 2,628 Due after five years 18,670 18,659 3,764 3,913 Due after ten years 86,867 87,404 5,384 5,653 Total $ 108,037 $ 108,571 $ 12,192 $ 12,654

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2019
Summary of Loans Held for Investment	Loans held for investment outstanding at December 31, 2019 and December 31, 2018 are summarized as follows: (Dollars in thousands) December 31, 2019 December 31, Commercial and industrial $ 77,282 $ 49,076 Agricultural 446 216 Real estate – construction, commercial 38,039 14,666 Real estate – construction, residential 26,778 15,102 Real estate – mortgage, commercial 251,824 150,513 Real estate – mortgage, residential 208,494 149,856 Real estate – mortgage, farmland 5,507 4,179 Consumer installment loans 39,202 31,979 Gross loans 647,572 415,587 Less: Unearned income (738 ) (719 ) Total $ 646,834 $ 414,868
Summary of Acquired Loans Included in Consolidated Statement of Condition	The outstanding principal balance and related carrying amount of these acquired loans included in the consolidated statement of condition as of December 31, 2019 is as follows: (Dollars in thousands) December 31, 2019 Purchased credit impaired acquired VCB loans evaluated individually for future credit losses Outstanding principal balance $ 1,504 Carrying amount 1,315 Other acquired VCB loans Outstanding principal balance 172,279 Carrying amount 170,151 Total acquired VCB loans Outstanding principal balance 173,783 Carrying amount 171,466
Summary of Financing Receivable, Past Due	The following table presents the aging of the recorded investment of past due loans as of December 31, 2019 and December 31, 2018: December 31, 2019 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due & Accruing Nonaccrual Total Past Due & Nonaccrual Current Loans Total Loans Commercial and industrial $ 1,652 $ — $ — $ 441 $ 2,093 $ 75,189 $ 77,282 Real estate – construction, commercial 820 — — 929 1,749 36,290 38,039 Real estate – construction, residential 241 — — — 241 26,537 26,778 Real estate – mortgage, commercial 3,194 — — 1,931 5,125 246,699 251,824 Real estate – mortgage, residential 319 217 369 713 1,618 206,876 208,494 Agricultural & Farmland — — — — — 5,953 5,953 Consumer installment loans 894 408 — 776 2,078 37,124 39,202 Less: Unearned income — — — — — (738 ) (738 ) $ 7,120 $ 625 $ 369 $ 4,790 $ 12,904 $ 633,930 $ 646,834 December 31, 2018 (Dollars in thousands) 30-59 Days Past Due 60-89 Days Past Due Greater than 90 Days Past Due & Accruing Nonaccrual Total Past Due & Nonaccrual Current Loans Total Loans Commercial and industrial $ 280 $ 29 $ — $ 312 $ 621 $ 48,455 $ 49,076 Real estate – construction, commercial — — — 979 979 13,687 14,666 Real estate – construction, residential — — 231 — 231 14,871 15,102 Real estate – mortgage, commercial 218 441 430 2,441 3,530 146,983 150,513 Real estate – mortgage, residential 760 7 1,079 1,441 3,287 146,569 149,856 Agricultural & Farmland 123 — 309 — 432 3,963 4,395 Consumer installment loans 1,017 408 4 357 1,786 30,193 31,979 Less: Unearned income — — — — — (719 ) (719 ) $ 2,398 $ 885 $ 2,053 $ 5,530 $ 10,866 $ 404,002 $ 414,868
Summary of Allowance for Loans Losses	A summary of changes in the allowance for loans losses for December 31, 2019 and December 31, 2018 is as follows: (Dollars in thousands) December 31, 2019 December 31, 2018 Allowance, beginning of period $ 3,580 $ 2,802 Charge-Offs Commercial and industrial $ (43 ) $ (5 ) Real estate, mortgage (4 ) (13 ) Consumer and other loans (914 ) (545 ) Total charge-offs (961 ) (563 ) Recoveries Real estate, mortgage 6 12 Consumer and other loans 205 104 Total recoveries 211 116 Net charge-offs (recoveries) (750 ) (447 ) Provision for loan losses 1,742 1,225 Allowance, end of period $ 4,572 $ 3,580
Summary of Primary Segments of ALLL, Loans Individually and Collectively Evaluated for Impairment	The following tables summarize the primary segments of the ALLL, segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of December 31, 2019 and 2018. December 31, 2019 (Dollars in thousands) Commercial and Industrial Real Estate- Construction Commercial Real Estate- Construction Residential Real Estate- Mortgage Commercial Real Estate- Mortgage Residential Agricultural & Farmland Consumer Installment Loans Total ALLL Balance December 31, 2018 $ 572 $ 112 $ 56 1,180 $ 434 $ 13 $ 1,213 $ 3,580 Charge-offs (43 ) — — (3 ) (1 ) — (914 ) (961 ) Recoveries — — — — 6 — 205 211 Provision 312 108 4 427 71 (4 ) 824 1,742 ALLL Balance December 31, 2019 $ 841 $ 220 $ 60 $ 1,604 $ 509 $ 9 $ 1,329 $ 4,572 Individually evaluated for impairment 143 — — 98 — — — 241 Collectively evaluated for impairment $ 698 $ 220 $ 60 $ 1,506 $ 509 $ 9 $ 1,330 $ 4,331 December 31, 2018 (Dollars in thousands) Commercial and Industrial Real Estate- Construction Commercial Real Estate- Construction Residential Real Estate- Mortgage Commercial Real Estate- Mortgage Residential Agricultural & Farmland Consumer Installment Loans Total ALLL Balance December 31, 2017 $ 494 $ 93 $ 36 809 $ 405 $ 13 $ 952 $ 2,802 Charge-offs (5 ) — — — (13 ) — (545 ) (563 ) Recoveries — — — 12 — — 104 116 Provision 83 19 20 359 42 — 702 1,225 ALLL Balance December 31, 2018 $ 572 $ 112 $ 56 $ 1,180 $ 434 $ 13 $ 1,213 $ 3,580 Individually evaluated for impairment — — — — — — — — Collectively evaluated for impairment $ 572 $ 112 $ 56 $ 1,180 $ 434 $ 13 $ 1,213 $ 3,580
Summary of Loan Portfolio Individually and Collectively Evaluated for Impairment	A summary of the loan portfolio individually and collectively evaluated for impairment (in thousands) for December 31, 2019 and December 31, 2018 is as follows: (Dollars in thousands) Individually Evaluated for Impairment Collectively Evaluated for Impairment Total December 31, 2019 Commercial and industrial $ 280 $ 77,002 $ 77,282 Agricultural — 446 446 Real Estate – construction, commercial — 38,039 38,039 Real Estate – construction, residential — 26,778 26,778 Real Estate – mortgage, commercial 733 251,091 251,824 Real Estate – mortgage, residential 395 208,099 208,494 Real Estate – mortgage, farmland — 5,507 5,507 Consumer installment loans — 39,202 39,202 Gross loans 1,408 646,164 647,572 Less: Unearned income — (738) (738) Total $ 1,408 $ 645,426 $ 646,834 (Dollars in thousands) Individually Evaluated for Impairment Collectively Evaluated for Impairment Total December 31, 2018 Commercial and industrial $ — $ 49,076 $ 49,076 Agricultural — 216 216 Real Estate – construction, commercial — 14,666 14,666 Real Estate – construction, residential — 15,102 15,102 Real Estate – mortgage, commercial 1,258 149,255 150,513 Real Estate – mortgage residential 688 149,168 149,856 Real Estate – mortgage, farmland — 4,179 4,179 Consumer installment loans — 31,979 31,979 Gross loans 1,946 413,641 415,587 Less: Unearned income — (719) (719) Total $ 1,946 $ 412,922 $ 414,868
Summary of Impaired Financing Receivables	The following table presents information related to impaired loans, by portfolio segment, at the dates presented. December 31, 2019 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no specific allowance recorded: Real estate – mortgage, residential $ 395 $ 395 $ — $ 527 $ 7 With an allowance recorded: Commercial and industrial 280 280 143 286 2 Real estate – mortgage, commercial 733 733 98 734 5 $ 1,408 $ 1,408 $ 241 $ 1,547 $ 14 December 31, 2018 (Dollars in thousands) Recorded Investment Unpaid Principal Balance Related Allowance Average Recorded Investment Interest Income Recognized With no specific allowance recorded: Real estate – mortgage, residential $ 1,946 $ 1,946 $ — $ 2,067 $ 64 With an allowance recorded: — — — — — $ 1,946 $ 1,946 $ — $ 2,067 $ 64
Summary of Purchased Loans	The following table presents the recorded investment in the segments of the River Bancorp, Inc. purchased loans as of December 31, 2019 and December 31, 2018: (Dollars in thousands) December 31, 2019 December 31, 2018 Real Estate Construction loans and all land development and other land loans $ 1,397 $ 1,522 Secured by farmland — 319 Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit 2,709 3,376 Secured by first liens 6,971 10,448 Secured by junior liens 394 505 Secured by multifamily (5 or more) residential properties 63 250 Loans secured by owner-occupied, nonfarm nonresidential properties 4,459 7,344 Loans secured by other nonfarm nonresidential properties 2,322 6,239 Commercial and Industrial 1,272 4,457 Other revolving credit plans 26 89 Automobile loans 10 30 Other consumer loans 63 93 Total $ 19,686 $ 34,672
Summary of Accounts Notes Loans and Financing Receivable	The following table shows the Company’s loan portfolio broken down by internal loan grade as of December 31, 2019 and December 31, 2018: December 31, 2019 (Dollars in thousands) Grade 1 Prime Grade 2 Desirable Grade 3 Good Grade 4 Acceptable Grade 5 Pass/Watch Grade 6 Special Mention Grade 7 Substandard Total Commercial and industrial $ 1,509 $ 924 $ 35,012 $ 37,298 $ 568 $ 1,488 $ 483 $ 77,282 Agricultural — 118 168 160 — — — 446 Real Estate – construction, commercial — 1,454 24,667 10,850 102 — 966 38,039 Real Estate – construction, residential — 139 9,355 14,331 2,953 — — 26,778 Real Estate – mortgage, commercial — 4,971 118,488 114,598 9,273 1,935 2,559 251,824 Real Estate – mortgage residential — 4,611 100,665 98,116 3,470 130 1,502 208,494 Real Estate – mortgage, farmland 1,467 134 1,736 2,170 — — — 5,507 Consumer installment loans 293 72 17,872 20,067 116 — 782 39,202 Gross loans 3,269 12,423 307,963 297,590 16,482 3,553 6,292 647,572 Less: Unearned income 738 Total $ 646,834 December 31, 2018 (Dollars in thousands) Grade 1 Prime Grade 2 Desirable Grade 3 Good Grade 4 Acceptable Grade 5 Pass/Watch Grade 6 Special Mention Grade 7 Substandard Total Commercial and industrial $ 2,660 $ 21,009 $ 24,254 $ 797 $ — $ 312 $ 49,076 Agricultural 9 99 105 3 — — — 216 Real Estate – construction, commercial — 485 7,118 5,937 106 — 1,020 14,666 Real Estate – construction, residential — — 4,305 5,059 5,738 — — 15,102 Real Estate – mortgage, commercial — 1,920 82,097 53,487 8,470 1,668 2,871 150,513 Real Estate – mortgage residential — 3,647 76,496 63,397 3,805 522 1,989 149,856 Real Estate – mortgage, farmland 1,700 100 1,340 730 — — 309 4,179 Consumer installment loans 213 29 16,174 15,081 123 — 359 31,979 Gross loans 1,966 8,940 208,644 167,948 19,039 2,190 6,860 415,587 Less: Unearned income 719 Total $ 414,868
Virginia Community Bankshares, Inc [Member]
Summary of Changes in Accretable Yield on Purchased Credit Impaired Loans	The following table presents changes for the year ended December 31, 2019 in the accretable yield on the VCB purchased credit impaired loans for which the Company applies ASC 310-30: (Dollars in thousands) December 31, 2019 Balance at January 1, 2019 $ — Accretable yield at acquisition date 190 Accretion (3 ) Other changes, net 1 Balance at December 31, 2019 $ 188

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2019
Property Plant And Equipment [Abstract]
Summary of Premises and Equipment	Premises and equipment is summarized as follows: (Dollars in thousands) 2019 2018 Buildings and land $ 12,535 $ 3,109 Construction in progress 443 — Furniture, fixtures and equipment 3,411 2,977 Software 354 377 Total Cost 16,743 6,463 Less: Accumulated depreciation (3,092) (3,120) Total, net of depreciation $ 13,651 $ 3,343

Goodwill and Intangibles (Table

Goodwill and Intangibles (Tables)	12 Months Ended
	Dec. 31, 2019
Goodwill And Intangible Assets Disclosure [Abstract]
Schedule of Goodwill	Goodwill 2019 2018 Charlottesville Branch Acquisition $ 366,300 $ 366,300 River Bancorp, Inc. Acquisition 1,727,864 1,727,864 Mortgage Business Acquisition 600,000 600,000 Hammond Insurance Acquisition 612,500 — Virginia Community Bankshares, Inc. Acquisition 16,608,278 — $ 19,914,942 $ 2,694,164
Schedule of Amortizable Intangibles Included in Other Assets on Balance Sheet	Information concerning amortizable intangibles included in other assets on the balance sheet is as follows: Amortizable Intangibles 2019 2018 Customer-Based Intangible – MoneyWise Payroll $ 541,272 $ 738,098 Customer Based Intangible – Hammond Insurance 374,986 — Customer Based Intangible – LenderSelect 720,489 — Core Deposit Intangible – River Community Bank 211,036 437,954 Core Deposit Intangible – Virginia Community Bank 1,690,000 — Other 180,536 136,863 $ 3,718,319 $ 1,312,915
Schedule of Estimated Amortization Expense	The estimated amortization expense for the next five years and thereafter is as follows: (Dollars in thousands) 2020 $ 869,635 2021 716,913 2022 564,949 2023 379,624 2024 341,916 Thereafter 845,282 Total $ 3,718,319

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2019
Banking And Thrift [Abstract]
Scheduled Maturities of Time Deposits	At December 31, 2019, the scheduled maturities of time deposits are as follows: (Dollars in thousands) 2020 $ 114,408 2021 57,115 2022 20,843 2023 27,811 2024 38,851 2025 and beyond 1,927 Total $ 260,955

Other Borrowed Funds (Tables)

Other Borrowed Funds (Tables)	12 Months Ended
	Dec. 31, 2019
Other Borrowed Funds [Abstract]
Schedule of Principal on FHLB Borrowings Maturities	The principal on FHLB borrowings matures as follows: (Dollars in thousands) Maturities 2020 $ 124,800

Subordinated Debt (Tables)

Subordinated Debt (Tables)	12 Months Ended
	Dec. 31, 2019
Subordinated Borrowings [Abstract]
Summary of Subordinated Debt	The following table summarizes the balance of the Notes and related issuance costs at December 31, 2019 and 2018: 2019 2018 (Dollars in thousands) Subordinated debt $ 10,000 $ 10,000 Unamortized issuance costs (200) (233) Subordinated debt, net $ 9,800 $ 9,767

Derivative Financial Instrume_2

Derivative Financial Instruments and Hedging Activities (Tables)	12 Months Ended
	Dec. 31, 2019
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Summary of Derivative Instruments	December 31, 2019 Notional Amount Fair Value (Dollars in thousands) Interest Rate Swap Agreement Receive Fixed/Pay Variable Swaps $ 2,145 $ 185 Pay Fixed/Receive Variable Swaps 2,145 (185 )
Summary of Identified Hedge Layers	The identified hedge layers are summarized as follows, (in thousands): 3-Month LIBOR Cash & Securities Period Hedged Hedged Notional Exposure Hedged From To $ 15,000 $ 15,000 July 1, 2019 July 1, 2022 $ 25,000 $ 25,000 August 2, 2019 February 2, 2023 $ 10,000 $ 10,000 August 29, 2019 August 29, 2023

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Summary of Financial Assets Measured at Fair Value on a Recurring Basis	The following tables present the balances of financial assets measured at fair value on a recurring basis: December 31, 2019 (Dollars in thousands) Total Level 1 Level 2 Level 3 Available for sale securities U.S. Treasury and agencies $ 2,449 $ — $ 2,449 $ — Mortgage backed securities 95,485 — 95,485 — Corporate bonds 10,637 — 10,637 — Total securities available for sale $ 108,571 $ — $ 108,571 $ — December 31, 2018 (Dollars in thousands) Total Level 1 Level 2 Level 3 Available for sale securities State and municipal $ 1,003 $ — $ 1,003 $ — U.S. Treasury and agencies 3,167 — 3,167 — Mortgage backed securities 28,370 — 28,370 — Corporate bonds 5,507 — 5,507 — Total securities available for sale $ 38,047 $ — $ 38,047 $ —
Summary of OREO Measured at Fair Value on a Nonrecurring Basis	The following table summarizes the Company’s OREO that were measured at fair value on a nonrecurring basis during the period. December 31, 2019 (Dollars in thousands) Total Level 1 Level 2 Level 3 Other real estate owned $ — $ — $ — $ — December 31, 2018 (Dollars in thousands) Total Level 1 Level 2 Level 3 Other real estate owned $ 134 $ — $ — $ 134
Summary of OREO Measured On Nonrecurring Basis Valuation Techniques	Fair Value At December 31, 2019 Valuation Technique Significant Unobservable Inputs Range Other real estate owned $ — Discounted appraised value Discounted for selling costs N/A Fair Value At December 31, 2018 Valuation Technique Significant Unobservable Inputs Range Other real estate owned $ 134 Discounted appraised value Discounted for selling costs 15%-35%

Disclosures About Fair Value _2

Disclosures About Fair Value of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2019
Disclosures About Fair Value Of Financial Instruments [Abstract]
Summary of Estimated Fair Values and Related Carrying Amounts of Financial Instruments	The estimated fair values, and related carrying amounts, of the Company’s financial instruments are as follows: Fair Value Measurements at December 31, 2019 Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value (Dollars in thousands) Financial Assets Cash and short-term investments $ 60,026 $ 60,026 $ - $ - $ 60,026 Federal funds sold 480 480 - - 480 Investment securities 128,897 - 129,359 - 129,359 Loans held for sale 55,646 - 55,646 - 55,646 Net loans held for investment 642,262 - - 643,878 643,878 Accrued interest receivable 2,590 - 2,590 - 2,590 Bank-owned life insurance 14,734 - 14,734 - 14,734 Financial Liabilities Deposits 722,030 - 542,805 168,736 711,541 Other borrowed funds 124,800 - 124,971 - 124,971 Subordinated debt, net 9,800 - - 9,874 9,874 Accrued interest payable 706 - 706 - 706 Fair Value Measurements at December 31, 2018 Carrying Amount Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Fair Value (Dollars in thousands) Financial Assets Cash and short-term investments $ 15,026 $ 15,026 $ - $ - $ 15,026 Federal funds sold 546 546 - - 546 Investment securities 58,750 - 58,688 - 58,688 Loans held for sale 29,233 - 29,233 - 29,233 Net loans held for investment 411,288 - - 404,888 404,888 Accrued interest receivable 1,769 - 1,769 - 1,769 Bank-owned life insurance 8,455 - 8,455 - 8,455 Financial Liabilities Deposits 415,027 - 323,280 81,070 404,350 Other borrowed funds 73,100 - 73,113 - 73,113 Subordinated debt, net 9,766 - - 9,766 9,766 Accrued interest payable 395 - 395 - 395

Revenue from Contracts with C_2

Revenue from Contracts with Customers (Tables)	12 Months Ended
	Dec. 31, 2019
Revenue From Contract With Customer [Abstract]
Summary of Total Non-interest Income	The following table illustrates our total non-interest income segregated by revenues within the scope of ASC Topic 606 and those which are within the scope of other ASC Topics: Year Ended December 31, (Dollars in thousands) 2019 2018 Service fees on deposit accounts $ 651 $ 635 Bank card revenue 572 514 Payroll processing income 980 1,015 Revenue from contracts with customers 2,203 2,164 Non-interest income within scope of other ASC topics 16,593 7,959 Total noninterest income $ 18,796 $ 10,123

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2019
Leases [Abstract]
Summary of Company's Leases	The following tables present information about the Company’s leases: (Dollars in thousands) December 31, 2019 Lease liabilities $ 6,742 Right-of-use assets, net $ 6,620 Weighted average remaining lease term 6.04 years Weighted average discount rate 2.75%
Summary of Lease Cost	Year Ended December 31, Lease Cost (in thousands) 2019 2018 Operating lease cost $ 1,523 $ 817 Total lease cost $ 1,523 $ 817 Cash paid for amounts included in the measurement of lease liabilities $ 1,441 $ 817
Summary of Operating Lease Liabilities	A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total of operating lease liabilities is as follows: Lease payments due (in thousands) As of December 31, 2019 Three months ending December 31, 2020 $ 1,395 Twelve months ending December 31, 2021 1,327 Twelve months ending December 31, 2022 1,114 Twelve months ending December 31, 2023 991 Twelve months ending December 31, 2024 655 Twelve months ending December 31, 2025 492 Thereafter 1,603 Total undiscounted cash flows 7,577 Discount (835) Lease liabilities $ 6,742

Minimum Regulatory Capital Re_2

Minimum Regulatory Capital Requirements (Tables)	12 Months Ended
	Dec. 31, 2019
Banking And Thrift [Abstract]
Summary of Capital Requirements Administered by Banking Agencies Risk Based Capital Ratios	The Bank continues to be subject to various capital requirements administered by banking agencies. Risk based capital ratios for the Bank as of December 31, 2019 and 2018 are shown in the following table: Actual For Capital Adequacy Purposes (1) To Be Well Capitalized Under the Prompt Corrective Action Provisions (Dollars in thousands) Amount $000s Ratio Amount $000s Ratio Amount $000s Ratio As of December 31, 2019 Total risk based capital (To risk rated assets) Blue Ridge Bank, N.A. $ 79,911 11.82% $ 71,007 10.50% $ 67,626 10.00% Tier I capital (To risk rated assets) Blue Ridge Bank, N.A. $ 75,339 11.14% $ 57,482 8.50% $ 54,101 8.00% Common equity tier 1 capital (To risk rated assets) Blue Ridge Bank, N.A. $ 75,339 11.14% $ 47,338 7.00% $ 43,957 6.50% Tier I capital (To average assets) Blue Ridge Bank, N.A. $ 75,339 8.00% $ 61,216 6.50% $ 47,090 5.00% Actual For Capital Adequacy Purposes (1) To Be Well Capitalized Under the Prompt Corrective Action Provisions (Dollars in thousands) Amount $000s Ratio Amount $000s Ratio Amount $000s Ratio As of December 31, 2018 Total risk based capital (To risk rated assets) Blue Ridge Bank, N.A. $ 48,811 12.11% $ 39,790 9.875% $ 40,294 10.00% Tier I capital (To risk rated assets) Blue Ridge Bank, N.A. $ 45,231 11.23% $ 31,731 7.875% $ 32,235 8.00% Common equity tier 1 capital (To risk rated assets) Blue Ridge Bank, N.A. $ 45,231 11.23% $ 25,687 6.375% $ 26,191 6.50% Tier I capital (To average assets) Blue Ridge Bank, N.A. $ 45,231 8.89% $ 20,342 4.000% $ 25,428 5.00% (1) Except with regard to the Bank’s Tier 1 to average assets ratio, the minimum capital requirement includes the phased-in portion of the Basel III Capital Rules capital conservation buffer as of the applicable date.

Related Party Transactions (Tab

Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2019
Related Party Transactions [Abstract]
Summary of Loan Transactions to Related Parties	Loan transactions to such related parties are shown in the following schedule: (Dollars in thousands) 2019 2018 Total loans, beginning of year $ 9,608 $ 11,811 Advances 7,916 4,180 Curtailments (3,356) (6,383) Total loans, end of year $ 14,168 $ 9,608

Earnings Per Share (Tables)

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Summary of Computation of Basic and Diluted EPS	The following table sets forth the computation of basic and diluted EPS for the years ended December 31, 2019 and 2018: For the years ended December 31, (Dollars in thousands) 2019 2018 Net income $ 4,604 $ 4,573 Net income attributable to noncontrolling interest (24 ) (13 ) Net income available to common shareholders $ 4,580 $ 4,560 Weighted average common shares 4,147 2,779 Effect of dilutive securities — — Diluted average common shares 4,147 2,779 Earnings per common share $ 1.10 $ 1.64 Diluted earnings per common share $ 1.10 $ 1.64

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Schedule of Reconciliation Between Amount of Total Income Taxes and Amount Computed by Multiplying Income by Applicable Federal Income Tax Rates	A reconciliation between the amount of total income taxes and the amount computed by multiplying income by the applicable federal income tax rates is as follows: 2019 2018 Income taxes computed at the applicable federal income tax rate $ 1,088 $ 1,201 Tax exempt municipal income (74) (89) Income from life insurance (196) (42) Nondeductible merger expenses 188 — Nondeductible core deposit intangible amortization — 65 Other, net (33) 12 Income Tax Expense $ 973 $ 1,147
Schedule of Current and Deferred Components of Income Tax Expense	The current and deferred components of income tax expense are as follows: 2019 2018 Current tax expense $ 1,058 $ (1,156) Deferred tax benefit (85) (9) Income Tax Expense $ 973 $ 1,147
Schedule of Net Deferred Tax Asset	The net deferred tax asset was made up of the following: 2019 2018 Deferred tax assets $ 1,637 $ 939 Deferred tax liabilities (2,389) (434) Net Deferred Tax (Liability) Asset $ (752) $ 505

Business Segments (Tables)

Business Segments (Tables)	12 Months Ended
	Dec. 31, 2019
Segment Reporting [Abstract]
Summary of Segment Reporting Information by Segment	Twelve Months Ended December 31, 2019 (Dollars in thousands) Blue Ridge Bank Blue Ridge Bank Mortgage Division MoneyWise Payroll Solutions, Inc. Parent Only Eliminations Blue Ridge Bankshares, Inc. Consolidated Revenues: Interest income $ 29,640 $ 1,243 $ — $ 5 $ — $ 30,888 Service charges on deposit accounts 651 — — — — 651 Mortgage banking income, net — 14,433 — — — 14,433 Payroll processing revenue — — 980 — — 980 Other operating income 2,649 — — 110 (28) 2,731 Total income 32,940 15,676 980 115 (28) 49,683 Expenses: Interest expense 8,132 679 — 709 — 9,520 Provision for loan losses 1,742 — — — — 1,742 Salary and benefits 13,518 5,438 372 — — 19,328 Other operating expenses 2,558 8,959 457 1,570 (28) 13,516 Total expense 25,950 15,076 829 2,279 (28) 44,106 Income (loss) before income taxes 6,990 600 151 (2,164) — 5,577 Income tax expense 1,153 162 30 (372) — 973 Net income (loss) $ 5,837 $ 438 $ 121 $ (1,792) $ — $ 4,604 Net (income) loss attributable to noncontrolling interest $ — $ — $ (24) $ — $ — $ (24) Net income (loss) attributable to Blue Ridge Bankshares $ 5,837 $ 438 $ 97 $ (1,792) $ — $ 4,580 Twelve Months Ended December 31, 2018 (Dollars in thousands) Blue Ridge Bank Blue Ridge Bank Mortgage Division MoneyWise Payroll Solutions, Inc. Parent Only Eliminations Blue Ridge Bankshares, Inc. Consolidated Revenues: Interest income $ 21,909 $ 521 $ — $ 7 $ — $ 22,437 Service charges on deposit accounts 635 — — — — 635 Mortgage banking income, net — 7,265 — — — 7,265 Payroll processing revenue — — 1,015 — — 1,015 Other operating income 1,233 — — 4 (28) 1,209 Total income 23,777 7,786 1,015 11 (28) 32,561 Expenses: Interest expense 4,441 — — 710 — 5,151 Provision for loan losses 1,225 — — — — 1,225 Salary and benefits 6,153 5,284 406 — — 11,843 Other operating expenses 5,868 1,983 528 271 (28) 8,622 Total expense 17,687 7,267 934 981 (28) 26,841 Income (loss) before income taxes 6,090 519 81 (970) — 5,720 Income tax expense 1,222 115 14 (204) — 1,147 Net income (loss) $ 4,868 $ 404 $ 67 $ (766) $ — $ 4,573 Net (income) loss attributable to noncontrolling interest $ — $ — $ (13) $ — $ — $ (13) Net income (loss) attributable to Blue Ridge Bankshares $ 4,868 $ 404 $ 54 $ (766) $ — $ 4,560

Supplemental Cash Flow Inform_2

Supplemental Cash Flow Information (Tables)	12 Months Ended
	Dec. 31, 2019
Supplemental Cash Flow Elements [Abstract]
Summary of Supplemental Cash Flow Information	For the years ended December 31, (Dollars in thousands) 2019 2018 Supplemental Disclosure of Cash Flow Information: Cash paid for: Interest on deposits and borrowed funds $ 9,090 $ 4,985 Income taxes 1,020 1,350 Noncash investing and financing activities: Unrealized gain (loss) on securities available-for-sale 1,767 (275 ) Initial right of use asset – operating leases 7,763 — Initial lease liability – operating leases 6,742 — Assets acquired in acquisition 246,808 — 219,368 —

Parent Company Only Financial_2

Parent Company Only Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2019
Statement Of Financial Position [Abstract]
Summary of Parent Company Only Condensed Statements of Financial Condition	PARENT COMPANY ONLY CONDENSED STATEMENTS OF FINANCIAL CONDITION December 31, 2019 and 2018 (in thousands) Assets 2019 2018 Cash and cash equivalents $ 934 $ 27 Investment in subsidiary 100,330 48,688 Other investments 911 670 Income tax receivable 306 — Other assets 30 58 Total Assets $ 102,511 $ 49,443 Liabilities Accrued expenses $ 374 $ 56 Subordinated debt, net of issuance costs 9,800 9,767 Total Liabilities 10,174 9,823 Stockholders’ Equity $ 92,337 $ 39,620 Total Liabilities and Equity $ 102,511 $ 49,443
Summary of Parent Company Only Condensed Statements of Income	PARENT COMPANY ONLY CONDENSED STATEMENTS OF INCOME For the Years ended December 31, 2019 and 2018 (in thousands) Income 2019 2018 Dividends from subsidiary $ — $ 1,990 Interest income 5 7 Gains on securities 110 4 Total Income $ 115 $ 2,001 Expenses Interest on subordinated notes $ 709 $ 710 Professional fees 294 197 Merger expenses 1,250 — Other operating expenses 27 74 Total expenses $ 2,280 $ 981 Net income (loss) before income tax benefit and equity in undistributed earnings of subsidiary $ (2,165 ) $ 1,020 Income tax benefit $ (372 ) $ (204 ) Equity in undistributed earnings of subsidiary $ 6,397 $ 3,349 Net income $ 4,604 $ 4,573
Summary of Parent Company Only Condensed Statements of Cashflows	PARENT COMPANY ONLY CONDENSED STATEMENTS OF CASH FLOWS For the Years ended December 31, 2019 and 2018 (in thousands) Cash flows From Operating Activities 2019 2018 Net income $ 4,604 $ 4,573 Equity in undistributed earnings of subsidiary (6,397 ) (3,349 ) Deferred income tax (benefit) expense (19 ) 7 Amortization of subordinated debt issuance costs 33 34 Realized gains on securities sales 110 (4 ) Release of unearned ESOP shares — 199 Change in other assets and liabilities (206 ) (53 ) Net cash (used in) provided by operating activities (1,875 ) 1,407 Cash flows From Investing Activities Purchases of securities available-for-sale (161 ) (25 ) Proceeds from sales of securities available for sale 66 113 Cash contributed to banking subsidiary (17,000 ) — Net cash (used in) provided by investing activities (17,095 ) 88 Cash flows From Financing Activities Common stock issuance 22,350 128 Dividends paid in cash (2,473 ) (1,501 ) Repayment of contingent ESOP liability — (151 ) Net cash provided by financing activities 19,877 (1,524 ) Net increase (decrease) in cash and cash equivalents 907 (29 ) Cash and cash equivalents, beginning of year 27 56 Cash and cash equivalents, end of year $ 934 $ 27

Summary of Significant Accoun_3

Summary of Significant Accounting Policies - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Summary Of Significant Accounting Policies [Line Items]
Allowance for loan losses	$ 4,572,000	$ 3,580,000	$ 2,802,000
Impairment of goodwill	$ 0	$ 0
Dilutive common shares outstanding	0	0
Premises, Furniture and Equipment [Member] | Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives	3 years
Premises, Furniture and Equipment [Member] | Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives	7 years
Leasehold Improvements [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives	improvements or the lease term
Purchased Computer Software [Member] | Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives	1 year
Purchased Computer Software [Member] | Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Estimated useful lives	3 years
Virginia Community Bankshares, Inc [Member]
Summary Of Significant Accounting Policies [Line Items]
Allowance for loan losses	$ 0
Residential Mortgage Loan [Member] | Northpointe Bank [Member]
Summary Of Significant Accounting Policies [Line Items]
Maximum bank commitment purchase amount	$ 30,000,000

Acquisition - Additional Inform

Acquisition - Additional Information (Detail) - $ / shares	Dec. 15, 2019	Dec. 31, 2019
Business Acquisition [Line Items]
Cash per share received by share holders	$ 58
Common stock shares received by shareholders	3.05
Core Deposits [Member]
Business Acquisition [Line Items]
Amortized over an estimated useful life		10 years

Acquisition - Summary of Assets

Acquisition - Summary of Assets Received and Liabilities Assumed and Related Adjustments (Detail) - USD ($)	Dec. 31, 2019	Dec. 15, 2019	Dec. 31, 2018
Assets
Cash and due from banks		$ 9,678,700
Investment securities available-for-sale		42,949,290
Restricted equity securities		302,700
Held-for-investment loans		172,971,503
Furniture, Fixtures, and equipment		9,732,567
Accrued interest receivable		864,154
Core deposit intangible		1,690,000
Other assets		8,619,473
Total assets acquired		246,808,387
Liabilities
Deposits		218,071,774
Other liabilities		1,296,520
Total liabilities assumed		219,368,294
Net assets acquired		27,440,093
Total consideration paid		44,048,371
Goodwill	$ 19,914,942	16,608,278	$ 2,694,164
Net assets acquired		27,440,093
Adjustments [Member]
Assets
Investment securities available-for-sale		(470,191)
Held-for-investment loans		(900,020)
Furniture, Fixtures, and equipment		3,296,872
Other Real Estate Owned		(87,427)
Core deposit intangible		1,690,000
Other assets		549,976
Total assets acquired		4,079,210
Liabilities
Deposits		118,621
Total liabilities assumed		118,621
Virginia Community Bankshares, Inc [Member]
Assets
Cash and due from banks		9,678,700
Investment securities available-for-sale		43,419,481
Restricted equity securities		302,700
Held-for-investment loans		173,871,523
Furniture, Fixtures, and equipment		6,435,695
Other Real Estate Owned		87,427
Accrued interest receivable		864,154
Other assets		8,069,497
Total assets acquired		242,729,177
Liabilities
Deposits		217,953,153
Other liabilities		1,296,520
Total liabilities assumed		$ 219,249,673
Goodwill	$ 16,608,278

Acquisition - Summary of Asse_2

Acquisition - Summary of Assets Received and Liabilities Assumed and Related Adjustments (Parenthetical) (Detail)	Dec. 15, 2019USD ($)
Explanation of adjustments
Estimated fair value and credit mark on loans	$ (2,318,569)
VCB's [Member]
Explanation of adjustments
Elimination of allowance for loan and lease losses	$ 1,418,549

Acquisition - Summary of Consid

Acquisition - Summary of Consideration Paid (Detail)	Dec. 15, 2019USD ($)
Business Combinations [Abstract]
Common stock issued (1,312,919 shares)	$ 27,401,831
Cash payments to common shareholders	16,646,540
Total consideration paid	$ 44,048,371

Acquisition - Summary of Cons_2

Acquisition - Summary of Consideration Paid (Parenthetical) (Detail)	Dec. 15, 2019shares
Business Combinations [Abstract]
Common stock issued, shares	1,312,919

Investment Securities and Oth_3

Investment Securities and Other Investments - Summary of Amortized Cost and Fair Values of Investment Securities (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available for sale, Amortized Cost	$ 108,037	$ 38,828
Available for sale, Gross Unrealized Gains	741	103
Available for sale, Gross Unrealized Losses	207	884
Available for sale, Fair Value	108,571	38,047
Held to maturity, Amortized Cost	12,192	15,565
Held to maturity, Fair Value	12,654	15,503
Investment Securities, Amortized Cost	120,229	54,393
Investment Securities, Gross Unrealized Gains	1,205	181
Investment Securities, Gross Unrealized Losses	209	1,024
Investment Securities, Fair Value	121,225	53,550
State and Municipal [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available for sale, Amortized Cost		1,000
Available for sale, Gross Unrealized Gains		3
Available for sale, Fair Value		1,003
Held to maturity, Amortized Cost	12,192	15,565
Held to maturity, Gross Unrealized Gains	464	78
Held to maturity, Gross Unrealized Losses	2	140
Held to maturity, Fair Value	12,654	15,503
U.S. Treasury and Agencies [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available for sale, Amortized Cost	2,500	3,375
Available for sale, Gross Unrealized Losses	51	208
Available for sale, Fair Value	2,449	3,167
Mortgage Backed Securities [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available for sale, Amortized Cost	94,983	28,976
Available for sale, Gross Unrealized Gains	654	22
Available for sale, Gross Unrealized Losses	152	628
Available for sale, Fair Value	95,485	28,370
Corporate Bonds [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available for sale, Amortized Cost	10,554	5,477
Available for sale, Gross Unrealized Gains	87	78
Available for sale, Gross Unrealized Losses	4	48
Available for sale, Fair Value	$ 10,637	$ 5,507

Investment Securities and Oth_4

Investment Securities and Other Investments - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2019USD ($)Security	Dec. 31, 2018USD ($)Security
Schedule Of Investments [Line Items]
Securities pledged with Federal Reserve Bank of Richmond | Security	0	0
Proceeds from sales, calls and maturities of available-for-sale	$ 44,400,000	$ 5,300,000
Realized gain on sales, calls and maturities of available-for-sale	451,000	5,000
Proceeds from sale and maturity of held-to-maturity securities	3,300,000	1,900,000
Unrealized gain (loss) on held-to-maturity securities	0	0
Federal home loan bank stock	6,012,000
Federal reserve bank stock	963,000
Community bankers bank stock	248,000
Other investments	911,000
Restricted investments	8,100,000
Federal Home Loan Bank of Atlanta [Member]
Schedule Of Investments [Line Items]
Securities pledged	55,700,000	9,800,000
Treasury Board of Virginia [Member]
Schedule Of Investments [Line Items]
Securities pledged	$ 11,800,000	$ 16,200,000

Investment Securities and Oth_5

Investment Securities and Other Investments - Summary of Fair Value and Gross Unrealized Losses of Securities in Continuous Unrealized Loss Position (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Fair Value, Less Than 12 Months, Total	$ 28,234	$ 18,423
Unrealized Losses, Less than 12 Months, Total	(84)	(192)
Fair Value, 12 Months or Greater, Total	8,193	23,230
Unrealized Losses, 12 Months or Greater, Total	(125)	(832)
Fair Value, Total	36,427	41,653
Unrealized Losses, Total	(209)	(1,024)
State and Municipal [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Held to maturity, Fair Value, Less Than 12 Months	333	6,278
Held to maturity, Unrealized Losses, Less Than 12 Months	(2)	(105)
Held to maturity, Fair Value 12 Months or Greater		2,402
Held to maturity, Unrealized Losses, 12 Months or Greater		(35)
Fair Value, Total	333	8,680
Unrealized Losses, Total	(2)	(140)
U.S. Treasury and Agencies [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Fair Value, 12 Months or Greater	1,949	3,167
Available-for-sale Securities, Unrealized Losses, 12 months or Greater	(51)	(208)
Fair Value, Total	1,949	3,167
Unrealized Losses, Total	(51)	(208)
Corporate Bonds [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Fair Value, Less Than 12 Months		2,114
Available-for-sale Securities, Unrealized Losses, Less Than 12 Months		(36)
Available-for-sale Securities, Fair Value, 12 Months or Greater	896	488
Available-for-sale Securities, Unrealized Losses, 12 months or Greater	(4)	(12)
Fair Value, Total	896	2,602
Unrealized Losses, Total	(4)	(48)
Mortgage Backed Securities [Member]
Schedule Of Available For Sale And Held To Maturity Securities [Line Items]
Available-for-sale Securities, Fair Value, Less Than 12 Months	27,901	10,031
Available-for-sale Securities, Unrealized Losses, Less Than 12 Months	(82)	(51)
Available-for-sale Securities, Fair Value, 12 Months or Greater	5,348	17,173
Available-for-sale Securities, Unrealized Losses, 12 months or Greater	(70)	(577)
Fair Value, Total	33,249	27,204
Unrealized Losses, Total	$ (152)	$ (628)

Investment Securities and Oth_6

Investment Securities and Other Investments - Summary of Investments Classified by Contractual Maturity Date (Detail) $ in Thousands	Dec. 31, 2019USD ($)
Schedule Of Investments [Abstract]
Securities Available for Sale, Amortized Cost, Due after one year through five years	$ 2,500
Securities Available for Sale, Amortized Cost, Due after five years	18,670
Securities Available for Sale, Amortized Cost, Due after ten years	86,867
Securities Available for Sale, Amortized Cost, Total	108,037
Securities Available for Sale, Fair Value, Due after one year through five years	2,508
Securities Available for Sale, Fair Value, Due after five years	18,659
Securities Available for Sale, Fair Value, Due after ten years	87,404
Securities Available for Sale, Fair Value, Total	108,571
Securities Held to Maturity, Amortized Cost, Due in one year or less	460
Securities Held to Maturity, Amortized Cost, Due after one year through five years	2,584
Securities Held to Maturity, Amortized Cost, Due after five years	3,764
Securities Held to Maturity, Amortized Cost, Due after ten years	5,384
Securities Held to Maturity, Amortized Cost, Total	12,192
Securities Held to Maturity, Fair Value, Due in one year or less	460
Securities Held to Maturity, Fair Value, Due after one year through five years	2,628
Securities Held to Maturity, Fair Value, Due after five years	3,913
Securities Held to Maturity, Fair Value, Due after ten years	5,653
Securities Held to Maturity, Fair Value, Total	$ 12,654

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses - Summary of Loans Held for Investment (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	$ 647,572	$ 415,587
Less: Unearned income	(738)	(719)
Total	646,834	414,868
Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	77,282	49,076
Agricultural [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	446	216
Construction, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	38,039	14,666
Construction, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	26,778	15,102
Mortgage, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	251,824	150,513
Mortgage, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	208,494	149,856
Mortgage, Farmland [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	5,507	4,179
Consumer Installment Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	$ 39,202	$ 31,979

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses - Additional Information (Detail) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2019	Dec. 31, 2019	Dec. 31, 2018
Loans and Leases Receivable Disclosure [Line Items]
Purchase loans		$ 19,686,000	$ 34,672,000
Bad debts recovered		211,000	116,000
Outstanding specifically impaired loans		642,262,000	411,288,000
Specific impairment		1,408,000	1,946,000
Gross loans		647,572,000	415,587,000
Doubtful [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans		0	0
Loss [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans		0	0
Specifically impaired loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Bad debts recovered	$ 200,000		200,000
Specifically impaired loans [Member] | PCI loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Outstanding specifically impaired loans		2,270,000
Specific impairment		190,000
FHLB [Member]
Loans and Leases Receivable Disclosure [Line Items]
Loans held for investment pledged		$ 146,075,000	$ 104,791,000

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses - Acquired Loans Included in Consolidated Statement of Condition (Detail) - Virginia Community Bankshares, Inc [Member] $ in Thousands	Dec. 31, 2019USD ($)
Financing Receivable, Impaired [Line Items]
Outstanding principal balance	$ 173,783
Carrying amount	171,466
Purchased Credit Impaired Acquired Loans Evaluated Individually for Future Credit Losses [Member]
Financing Receivable, Impaired [Line Items]
Outstanding principal balance	1,504
Carrying amount	1,315
Other Acquired Loans [Member]
Financing Receivable, Impaired [Line Items]
Outstanding principal balance	172,279
Carrying amount	$ 170,151

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses - Summary of Changes in Accretable Yield on Purchased Credit Impaired Loans (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Receivables [Abstract]
Accretable yield at acquisition date	$ 190
Accretion	(3)
Other changes, net	1
Balance at December 31, 2019	$ 188

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses - Summary of Financing Receivable, Past Due (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Past Due [Line Items]
Nonaccrual	$ 4,790	$ 5,530
Total past due and nonaccrual	12,904	10,866
Gross loans	647,572	415,587
Less: Unearned income	(738)	(719)
Total	646,834	414,868
30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	7,120	2,398
60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	625	885
Greater than 90 Days Past Due & Accruing [Member]
Financing Receivable, Past Due [Line Items]
Days past due	369	2,053
Current Loans [Member]
Financing Receivable, Past Due [Line Items]
Current loans	633,930	404,002
Less: Unearned income	(738)	(719)
Commercial and Industrial [Member]
Financing Receivable, Past Due [Line Items]
Nonaccrual	441	312
Total past due and nonaccrual	2,093	621
Gross loans	77,282	49,076
Commercial and Industrial [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	1,652	280
Commercial and Industrial [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due		29
Commercial and Industrial [Member] | Current Loans [Member]
Financing Receivable, Past Due [Line Items]
Current loans	75,189	48,455
Construction, Commercial [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Nonaccrual	929	979
Total past due and nonaccrual	1,749	979
Gross loans	38,039	14,666
Construction, Commercial [Member] | 30-59 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	820
Construction, Commercial [Member] | Current Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Current loans	36,290	13,687
Construction, Residential [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total past due and nonaccrual	241	231
Gross loans	26,778	15,102
Construction, Residential [Member] | 30-59 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	241
Construction, Residential [Member] | Greater than 90 Days Past Due & Accruing [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due		231
Construction, Residential [Member] | Current Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Current loans	26,537	14,871
Mortgage, Commercial [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Nonaccrual	1,931	2,441
Total past due and nonaccrual	5,125	3,530
Gross loans	251,824	150,513
Mortgage, Commercial [Member] | 30-59 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	3,194	218
Mortgage, Commercial [Member] | 60-89 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due		441
Mortgage, Commercial [Member] | Greater than 90 Days Past Due & Accruing [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due		430
Mortgage, Commercial [Member] | Current Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Current loans	246,699	146,983
Mortgage, Residential [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Nonaccrual	713	1,441
Total past due and nonaccrual	1,618	3,287
Gross loans	208,494	149,856
Mortgage, Residential [Member] | 30-59 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	319	760
Mortgage, Residential [Member] | 60-89 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	217	7
Mortgage, Residential [Member] | Greater than 90 Days Past Due & Accruing [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	369	1,079
Mortgage, Residential [Member] | Current Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Current loans	206,876	146,569
Agricultural and Farmland [Member]
Financing Receivable, Past Due [Line Items]
Total past due and nonaccrual		432
Gross loans	5,953	4,395
Agricultural and Farmland [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due		123
Agricultural and Farmland [Member] | Greater than 90 Days Past Due & Accruing [Member]
Financing Receivable, Past Due [Line Items]
Days past due		309
Agricultural and Farmland [Member] | Current Loans [Member]
Financing Receivable, Past Due [Line Items]
Current loans	5,953	3,963
Consumer Installment Loans [Member]
Financing Receivable, Past Due [Line Items]
Nonaccrual	776	357
Total past due and nonaccrual	2,078	1,786
Gross loans	39,202	31,979
Consumer Installment Loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	894	1,017
Consumer Installment Loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	408	408
Consumer Installment Loans [Member] | Greater than 90 Days Past Due & Accruing [Member]
Financing Receivable, Past Due [Line Items]
Days past due		4
Consumer Installment Loans [Member] | Current Loans [Member]
Financing Receivable, Past Due [Line Items]
Current loans	$ 37,124	$ 30,193

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses - Summary of Allowance for Loans Losses (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Allowance, beginning of period	$ 3,580	$ 2,802
Charge-offs	(961)	(563)
Recoveries	211	116
Net charge-offs (recoveries)	(750)	(447)
Provision for loan losses	1,742	1,225
Allowance, end of period	4,572	3,580
Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
Allowance, beginning of period	572	494
Charge-offs	(43)	(5)
Provision for loan losses	312	83
Allowance, end of period	841	572
Real Estate, Mortgage [Member]
Financing Receivable, Impaired [Line Items]
Charge-offs	(4)	(13)
Recoveries	6	12
Consumer and Other Loans [Member]
Financing Receivable, Impaired [Line Items]
Charge-offs	(914)	(545)
Recoveries	$ 205	$ 104

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses - Summary of Primary Segments of ALLL, Loans Individually and Collectively Evaluated for Impairment (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Allowance, beginning of period	$ 3,580	$ 2,802
Charge-offs	(961)	(563)
Recoveries	211	116
Provision for loan losses	1,742	1,225
Allowance, end of period	4,572	3,580
Individually evaluated for impairment	241
Collectively evaluated for impairment	4,331	3,580
Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
Allowance, beginning of period	572	494
Charge-offs	(43)	(5)
Provision for loan losses	312	83
Allowance, end of period	841	572
Individually evaluated for impairment	143
Collectively evaluated for impairment	698	572
Construction, Commercial [Member] | Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Allowance, beginning of period	112	93
Provision for loan losses	108	19
Allowance, end of period	220	112
Collectively evaluated for impairment	220	112
Construction, Residential [Member] | Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Allowance, beginning of period	56	36
Provision for loan losses	4	20
Allowance, end of period	60	56
Collectively evaluated for impairment	60	56
Mortgage, Commercial [Member] | Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Allowance, beginning of period	1,180	809
Charge-offs	(3)
Recoveries		12
Provision for loan losses	427	359
Allowance, end of period	1,604	1,180
Individually evaluated for impairment	98
Collectively evaluated for impairment	1,506	1,180
Mortgage, Residential [Member] | Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Allowance, beginning of period	434	405
Charge-offs	(1)	(13)
Recoveries	6
Provision for loan losses	71	42
Allowance, end of period	509	434
Collectively evaluated for impairment	509	434
Agricultural and Farmland [Member]
Financing Receivable, Impaired [Line Items]
Allowance, beginning of period	13	13
Provision for loan losses	(4)
Allowance, end of period	9	13
Collectively evaluated for impairment	9	13
Consumer Installment Loans [Member]
Financing Receivable, Impaired [Line Items]
Allowance, beginning of period	1,213	952
Charge-offs	(914)	(545)
Recoveries	205	104
Provision for loan losses	824	702
Allowance, end of period	1,329	1,213
Collectively evaluated for impairment	$ 1,330	$ 1,213

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses - Summary of Loan Portfolio Individually and Collectively Evaluated for Impairment (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	$ 647,572	$ 415,587
Less: Unearned income	(738)	(719)
Total	646,834	414,868
Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	77,282	49,076
Agricultural [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	446	216
Construction, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	38,039	14,666
Construction, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	26,778	15,102
Mortgage, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	251,824	150,513
Mortgage, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	208,494	149,856
Mortgage, Farmland [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	5,507	4,179
Consumer Installment Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	39,202	31,979
Individually Evaluated for Impairment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	1,408	1,946
Total	1,408	1,946
Individually Evaluated for Impairment [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	280
Individually Evaluated for Impairment [Member] | Mortgage, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	733	1,258
Individually Evaluated for Impairment [Member] | Mortgage, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	395	688
Collectively Evaluated for Impairment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	646,164	413,641
Less: Unearned income	(738)	(719)
Total	645,426	412,922
Collectively Evaluated for Impairment [Member] | Commercial and Industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	77,002	49,076
Collectively Evaluated for Impairment [Member] | Agricultural [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	446	216
Collectively Evaluated for Impairment [Member] | Construction, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	38,039	14,666
Collectively Evaluated for Impairment [Member] | Construction, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	26,778	15,102
Collectively Evaluated for Impairment [Member] | Mortgage, Commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	251,091	149,255
Collectively Evaluated for Impairment [Member] | Mortgage, Residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	208,099	149,168
Collectively Evaluated for Impairment [Member] | Mortgage, Farmland [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	5,507	4,179
Collectively Evaluated for Impairment [Member] | Consumer Installment Loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	$ 39,202	$ 31,979

Loans and Allowance for Loan_11

Loans and Allowance for Loan Losses - Summary of Impaired Financing Receivables (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Impaired financing receivable, related allowance	$ 241
Impaired financing receivable, recorded investment	1,408	$ 1,946
Impaired financing receivable, unpaid principal balance	1,408	1,946
Impaired financing receivable, average recorded investment	1,547	2,067
Impaired financing receivable, interest income recognized	14	64
Commercial and Industrial [Member]
Financing Receivable, Impaired [Line Items]
Impaired financing receivable, with an allowance recorded, recorded investment	280
Impaired financing receivable, with an allowance recorded, unpaid principal balance	280
Impaired financing receivable, related allowance	143
Impaired financing receivable, with an allowance recorded, average recorded investment	286
Impaired financing receivable, with an allowance recorded, interest income recognized	2
Real Estate [Member] | Mortgage, Residential [Member]
Financing Receivable, Impaired [Line Items]
Impaired financing receivable, with no specific allowance recorded, recorded investment	395	1,946
Impaired financing receivable, with no specific allowance recorded, unpaid principal balance	395	1,946
Impaired financing receivable, with no specific allowance recorded, average recorded investment	527	2,067
Impaired financing receivable, with no specific allowance recorded, interest income, accrual method	7	$ 64
Real Estate [Member] | Mortgage, Commercial [Member]
Financing Receivable, Impaired [Line Items]
Impaired financing receivable, with an allowance recorded, recorded investment	733
Impaired financing receivable, with an allowance recorded, unpaid principal balance	733
Impaired financing receivable, related allowance	98
Impaired financing receivable, with an allowance recorded, average recorded investment	734
Impaired financing receivable, with an allowance recorded, interest income recognized	$ 5

Loans and Allowance for Loan_12

Loans and Allowance for Loan Losses - Summary of Purchased Loans (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	$ 19,686	$ 34,672
Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	1,272	4,457
Other Revolving Credit Plans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	26	89
Automobile Loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	10	30
Other Consumer Loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	63	93
Construction Loans and All Land Development and Other Land Loans [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	1,397	1,522
Secured by Farmland [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans		319
Secured by 1-4 Family Residential [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	2,709	3,376
Secured by First Liens [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	6,971	10,448
Secured by Junior Liens [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	394	505
Secured by Multifamily [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	63	250
Loans Secured by Owner-Occupied, Nonfarm Nonresidential Properties [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	4,459	7,344
Loans Secured by Other Nonfarm Nonresidential Properties [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	$ 2,322	$ 6,239

Loans and Allowance for Loan_13

Loans and Allowance for Loan Losses - Summary of Accounts Notes Loans and Financing Receivable (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	$ 647,572	$ 415,587
Less: Unearned income	738	719
Total	646,834	414,868
Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	77,282	49,076
Agricultural [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	446	216
Consumer Installment Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	39,202	31,979
Grade 1 Prime [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	3,269	1,966
Grade 1 Prime [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	1,509
Grade 1 Prime [Member] | Agricultural [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		9
Grade 1 Prime [Member] | Consumer Installment Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	293	213
Grade 2 Desirable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	12,423	8,940
Grade 2 Desirable [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	924	2,660
Grade 2 Desirable [Member] | Agricultural [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	118	99
Grade 2 Desirable [Member] | Consumer Installment Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	72	29
Grade 3 Good [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	307,963	208,644
Grade 3 Good [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	35,012	21,009
Grade 3 Good [Member] | Agricultural [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	168	105
Grade 3 Good [Member] | Consumer Installment Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	17,872	16,174
Grade 4 Acceptable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	297,590	167,948
Grade 4 Acceptable [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	37,298	24,254
Grade 4 Acceptable [Member] | Agricultural [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	160	3
Grade 4 Acceptable [Member] | Consumer Installment Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	20,067	15,081
Grade 5 Pass/Watch [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	16,482	19,039
Grade 5 Pass/Watch [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	568	797
Grade 5 Pass/Watch [Member] | Consumer Installment Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	116	123
Grade 6 Special Mention [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	3,553	2,190
Grade 6 Special Mention [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	1,488
Grade 7 Substandard [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	6,292	6,860
Grade 7 Substandard [Member] | Commercial and Industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	483	312
Grade 7 Substandard [Member] | Consumer Installment Loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	782	359
Real Estate [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	38,039	14,666
Real Estate [Member] | Construction, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	26,778	15,102
Real Estate [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	251,824	150,513
Real Estate [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	208,494	149,856
Real Estate [Member] | Mortgage, Farmland [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	5,507	4,179
Real Estate [Member] | Grade 1 Prime [Member] | Mortgage, Farmland [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	1,467	1,700
Real Estate [Member] | Grade 2 Desirable [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	1,454	485
Real Estate [Member] | Grade 2 Desirable [Member] | Construction, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	139
Real Estate [Member] | Grade 2 Desirable [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	4,971	1,920
Real Estate [Member] | Grade 2 Desirable [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	4,611	3,647
Real Estate [Member] | Grade 2 Desirable [Member] | Mortgage, Farmland [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	134	100
Real Estate [Member] | Grade 3 Good [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	24,667	7,118
Real Estate [Member] | Grade 3 Good [Member] | Construction, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	9,355	4,305
Real Estate [Member] | Grade 3 Good [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	118,488	82,097
Real Estate [Member] | Grade 3 Good [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	100,665	76,496
Real Estate [Member] | Grade 3 Good [Member] | Mortgage, Farmland [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	1,736	1,340
Real Estate [Member] | Grade 4 Acceptable [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	10,850	5,937
Real Estate [Member] | Grade 4 Acceptable [Member] | Construction, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	14,331	5,059
Real Estate [Member] | Grade 4 Acceptable [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	114,598	53,487
Real Estate [Member] | Grade 4 Acceptable [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	98,116	63,397
Real Estate [Member] | Grade 4 Acceptable [Member] | Mortgage, Farmland [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	2,170	730
Real Estate [Member] | Grade 5 Pass/Watch [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	102	106
Real Estate [Member] | Grade 5 Pass/Watch [Member] | Construction, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	2,953	5,738
Real Estate [Member] | Grade 5 Pass/Watch [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	9,273	8,470
Real Estate [Member] | Grade 5 Pass/Watch [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	3,470	3,805
Real Estate [Member] | Grade 6 Special Mention [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	1,935	1,668
Real Estate [Member] | Grade 6 Special Mention [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	130	522
Real Estate [Member] | Grade 7 Substandard [Member] | Construction, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	966	1,020
Real Estate [Member] | Grade 7 Substandard [Member] | Mortgage, Commercial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	2,559	2,871
Real Estate [Member] | Grade 7 Substandard [Member] | Mortgage, Residential [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	$ 1,502	1,989
Real Estate [Member] | Grade 7 Substandard [Member] | Mortgage, Farmland [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		$ 309

Premises and Equipment - Summar

Premises and Equipment - Summary of Premises and Equipment (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Property Plant And Equipment [Line Items]
Total Cost	$ 16,743	$ 6,463
Less: Accumulated depreciation	(3,092)	(3,120)
Total, net of depreciation	13,651	3,343
Buildings and Land [Member]
Property Plant And Equipment [Line Items]
Total Cost	12,535	3,109
Construction in Progress [Member]
Property Plant And Equipment [Line Items]
Total Cost	443
Furniture, Fixtures and Equipment [Member]
Property Plant And Equipment [Line Items]
Total Cost	3,411	2,977
Software [Member]
Property Plant And Equipment [Line Items]
Total Cost	$ 354	$ 377

Premises and Equipment - Additi

Premises and Equipment - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Property Plant And Equipment [Abstract]
Depreciation expense	$ 539	$ 415

Goodwill and Intangibles - Addi

Goodwill and Intangibles - Additional Information (Detail)	Dec. 31, 2019
Hammond Insurance [Member]
Goodwill [Line Items]
Business acquisition, percentage of interests acquired	35.00%

Goodwill and Intangibles - Sche

Goodwill and Intangibles - Schedule of Goodwill (Detail) - USD ($)	Dec. 31, 2019	Dec. 15, 2019	Dec. 31, 2018
Goodwill [Line Items]
Goodwill	$ 19,914,942	$ 16,608,278	$ 2,694,164
Charlottesville Branch [Member]
Goodwill [Line Items]
Goodwill	366,300		366,300
River Bancorp, Inc. [Member]
Goodwill [Line Items]
Goodwill	1,727,864		1,727,864
Mortgage Business [Member]
Goodwill [Line Items]
Goodwill	600,000		$ 600,000
Hammond Insurance [Member]
Goodwill [Line Items]
Goodwill	612,500
Virginia Community Bankshares, Inc [Member]
Goodwill [Line Items]
Goodwill	$ 16,608,278

Goodwill and Intangibles - Sc_2

Goodwill and Intangibles - Schedule of Amortizable Intangibles Included in Other Assets on Balance Sheet (Detail) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Finite Lived Intangible Assets [Line Items]
Amortizable Intangibles	$ 3,718,319	$ 1,312,915
Customer Based [Member] | MoneyWise Payroll [Member]
Finite Lived Intangible Assets [Line Items]
Amortizable Intangibles	541,272	738,098
Customer Based [Member] | Hammond Insurance [Member]
Finite Lived Intangible Assets [Line Items]
Amortizable Intangibles	374,986
Customer Based [Member] | LenderSelect [Member]
Finite Lived Intangible Assets [Line Items]
Amortizable Intangibles	720,489
Core Deposits [Member] | River Bancorp, Inc. [Member]
Finite Lived Intangible Assets [Line Items]
Amortizable Intangibles	211,036	437,954
Core Deposits [Member] | Virginia Community Bankshares, Inc [Member]
Finite Lived Intangible Assets [Line Items]
Amortizable Intangibles	1,690,000
Other [Member]
Finite Lived Intangible Assets [Line Items]
Amortizable Intangibles	$ 180,536	$ 136,863

Goodwill and Intangibles - Sc_3

Goodwill and Intangibles - Schedule of Estimated Amortization Expense (Detail) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Goodwill And Intangible Assets Disclosure [Abstract]
2020	$ 869,635
2021	716,913
2022	564,949
2023	379,624
2024	341,916
Thereafter	845,282
Total	$ 3,718,319	$ 1,312,915

Deposits - Additional Informati

Deposits - Additional Information (Detail) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Deposits [Line Items]
Deposits	$ 722,030,000	$ 415,027,000
Certificates of deposit with minimum denomination	250,000
Time deposits	260,955,000
Deposits brokered	30,600,000	84,400,000
Certificate Of Deposit Account Registry Service [Member]
Deposits [Line Items]
Time deposits	$ 2,200,000	1,200,000
Percentage of purchase deposits	15.00%
Certificate Of Deposit Listing Service [Member]
Deposits [Line Items]
Deposits	$ 19,200,000	10,400,000
Maximum [Member] | Certificate Of Deposit Account Registry Service [Member]
Deposits [Line Items]
Deposits	144,200,000
Certificates Of Deposit [Member]
Deposits [Line Items]
Deposits	$ 82,800,000	$ 39,100,000

Deposits - Scheduled Maturities

Deposits - Scheduled Maturities of Time Deposits (Detail) $ in Thousands	Dec. 31, 2019USD ($)
Banking And Thrift [Abstract]
2020	$ 114,408
2021	57,115
2022	20,843
2023	27,811
2024	38,851
2025 and beyond	1,927
Total	$ 260,955

Other Borrowed Funds - Addition

Other Borrowed Funds - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal home loan bank stock	$ 6,012
Unsecured Lines of Credit [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Maximum overnight line of credit facilities available	24,000	$ 19,000
Overnight line of credit facilities outstanding	$ 0	0
FHLB [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal home loan bank advances, maximum borrowing capacity percentage on assets	30.00%
Federal home loan bank advance	$ 124,800	$ 73,100
FHLB [Member] | Line of Credit [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Assets pledged with federal home loan bank against credit facilities	220,600
FHLB [Member] | 1-4 Family Residential Loans [Member] | Line of Credit [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Assets pledged with federal home loan bank against credit facilities	44,900
FHLB [Member] | Multi-Family Residential Loans [Member] | Line of Credit [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Assets pledged with federal home loan bank against credit facilities	9,600
FHLB [Member] | Commercial Real Estate Loans [Member] | Line of Credit [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Assets pledged with federal home loan bank against credit facilities	49,200
FHLB [Member] | Securities [Member] | Line of Credit [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Assets pledged with federal home loan bank against credit facilities	58,200
FHLB [Member] | Virginia Public Deposits [Member] | Letter of Credit [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Assets pledged with federal home loan bank against credit facilities	$ 10,000
FHLB [Member] | Minimum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal home loan bank, advances, interest Rate	1.69%
FHLB [Member] | Maximum [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal home loan bank, advances, interest Rate	2.49%
FHLB [Member] | Restricted Investments [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal home loan bank stock	$ 6,000

Other Borrowed Funds - Schedule

Other Borrowed Funds - Schedule of Principal on FHLB Borrowings Maturities (Detail) $ in Thousands	Dec. 31, 2019USD ($)
FHLB [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
2020	$ 124,800

Subordinated Debt - Additional

Subordinated Debt - Additional Information (Detail) - Subordinated debt [Member]	1 Months Ended
	Nov. 20, 2015USD ($)
Subordinated Borrowing [Line Items]
Subordinated debt instrument face value	$ 10,000,000
Subordinated debt instrument maturity date	Dec. 1, 2025
Subordinated debt interest rate terms	The Notes bear interest, payable on the 1st of June and December of each year, commencing June 1, 2016, at a fixed rate of 6.75% per year for the first five years, and thereafter will bear a floating interest rate of LIBOR plus 512.8 basis points.
Subordinated debt instrument fixed rate of interest	6.75%
Subordinated debt instrument variable interest rate spread	5.128%
Subordinated debt instrument call feature	The Company has the right to redeem the Notes, in whole or in part, without premium or penalty, at any interest payment date on or after December 1, 2020 and prior to the maturity date, but in all cases in a principal amount with integral multiples of $1,000, plus interest accrued and unpaid through the date of redemption.
Subordinated debt instrument date of first required payment	Jun. 1, 2016
Subordinate debt principal amount with interest accrued	$ 1,000
Subordinated debt issuance costs	$ 339,000

Subordinated Debt - Summary of

Subordinated Debt - Summary of Subordinated Debt (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Subordinated Borrowings [Abstract]
Subordinated debt	$ 10,000	$ 10,000
Unamortized issuance costs	(200)	(233)
Subordinated debt, net	$ 9,800	$ 9,767

Derivative Financial Instrume_3

Derivative Financial Instruments and Hedging Activities - Summary of derivative instruments (Detail) - Interest Rate Swap Agreement [Member] $ in Thousands	Dec. 31, 2019USD ($)
Receive Fixed/Pay Variable Swaps [Member]
Derivative [Line Items]
Notional Amount	$ 2,145
Fair Value	185
Pay Fixed/Receive Variable Swaps [Member]
Derivative [Line Items]
Notional Amount	2,145
Fair Value	$ (185)

Derivative Financial Instrume_4

Derivative Financial Instruments and Hedging Activities - Summary of Identified Hedge Layers (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
3-Month LIBOR Hedged Agreement One [Member]
Derivative [Line Items]
Notional Amount	$ 15,000
Cash & securities exposure hedged amount	$ 15,000
Derivative, inception date	Jul. 1, 2019
Derivative, maturity date	Jul. 1, 2022
3-Month LIBOR Hedged Agreement Two [Member]
Derivative [Line Items]
Notional Amount	$ 25,000
Cash & securities exposure hedged amount	$ 25,000
Derivative, inception date	Aug. 2, 2019
Derivative, maturity date	Feb. 2, 2023
3-Month LIBOR Hedged Agreement Three [Member]
Derivative [Line Items]
Notional Amount	$ 10,000
Cash & securities exposure hedged amount	$ 10,000
Derivative, inception date	Aug. 29, 2019
Derivative, maturity date	Aug. 29, 2023

Derivative Financial Instrume_5

Derivative Financial Instruments and Hedging Activities - Additional Information (Detail) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Derivative, fixed interest rate	1.80%
Interest rate cash flow hedge period	3 months
Cash collateral with counterparty	$ 880

Employee Benefit Plans - Additi

Employee Benefit Plans - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
ESOP [Member]
Defined Benefit Plan Disclosure [Line Items]
Shares Issued Under Employee Benefit plan	79,800	79,800
The 401k Profit Sharing Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan Expense	$ 700,221	$ 364,653
Defined contribution Plan Eligibility	Employees become eligible to participate in the discretionary contributions after one year of continuous service and the benefits vest over a five-year period
Maximum [Member] | The 401k Profit Sharing Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Employer Matching Contribution	5.00%

Stock-Based Compensation - Addi

Stock-Based Compensation - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Non-cash equity compensation	$ 231	$ 129
Fair value of restricted stock awards	$ 1,300	$ 933

Fair Value - Summary of Financi

Fair Value - Summary of Financial Assets Measured at Fair Value on a Recurring Basis (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	$ 108,571	$ 38,047
Fair Value, Recurring [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	108,571	38,047
Fair Value, Recurring [Member] | U.S. Treasury and Agencies [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	2,449	3,167
Fair Value, Recurring [Member] | Mortgage Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	95,485	28,370
Fair Value, Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	10,637	5,507
Fair Value, Recurring [Member] | State and Municipal [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities		1,003
Fair Value, Recurring [Member] | Level 2 [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	108,571	38,047
Fair Value, Recurring [Member] | Level 2 [Member] | U.S. Treasury and Agencies [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	2,449	3,167
Fair Value, Recurring [Member] | Level 2 [Member] | Mortgage Backed Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	95,485	28,370
Fair Value, Recurring [Member] | Level 2 [Member] | Corporate Bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	$ 10,637	5,507
Fair Value, Recurring [Member] | Level 2 [Member] | State and Municipal [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities		$ 1,003

Fair Value - Summary of OREO Me

Fair Value - Summary of OREO Measured at Fair Value on a Nonrecurring Basis (Detail) - Fair Value, Nonrecurring [Member] $ in Thousands	Dec. 31, 2018USD ($)
Disclosure of Other Real Estate Owned Measured at Fair Value on a Nonrecurring Basis Table [Line Items]
Other real estate owned, fair value	$ 134
Level 3 [Member]
Disclosure of Other Real Estate Owned Measured at Fair Value on a Nonrecurring Basis Table [Line Items]
Other real estate owned, fair value	$ 134

Fair Value - Summary of OREO _2

Fair Value - Summary of OREO Measured on Nonrecurring Basis Valuation Techniques (Detail) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Other real estate owned, fair value		$ 134
Other real estate owned, valuation technique	Discounted appraised value	Discounted appraised value
Other real estate owned, significant unobservable inputs	Discounted for selling costs	Discounted for selling costs
Minimum [Member] | Measurement Input, Discount Rate [Member]
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Other real estate owned, range		15.00%
Maximum [Member] | Measurement Input, Discount Rate [Member]
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Other real estate owned, range		35.00%

Disclosures About Fair Value _3

Disclosures About Fair Value of Financial Instruments - Summary of Estimated Fair Values and Related Carrying amounts of Financial Instruments (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financial Assets
Loans held for sale	$ 55,646	$ 29,233
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Assets
Cash and short-term investments	60,026	15,026
Federal funds sold	480	546
Significant Observable Inputs (Level 2) [Member]
Financial Assets
Investment securities	129,359	58,688
Loans held for sale	55,646	29,233
Accrued interest receivable	2,590	1,769
Bank-owned life insurance	14,734	8,455
Financial Liabilities
Deposits	542,805	323,280
Other borrowed funds	124,971	73,113
Accrued interest payable	706	395
Significant Unobservable Inputs (Level 3) [Member]
Financial Assets
Net loans held for investment	643,878	404,888
Financial Liabilities
Deposits	168,736	81,070
Subordinated debt, net	9,874	9,766
Carrying Amount
Financial Assets
Cash and short-term investments	60,026	15,026
Federal funds sold	480	546
Investment securities	128,897	58,750
Loans held for sale	55,646	29,233
Net loans held for investment	642,262	411,288
Accrued interest receivable	2,590	1,769
Bank-owned life insurance	14,734	8,455
Financial Liabilities
Deposits	722,030	415,027
Other borrowed funds	124,800	73,100
Subordinated debt, net	9,800	9,766
Accrued interest payable	706	395
Fair Value
Financial Assets
Cash and short-term investments	60,026	15,026
Federal funds sold	480	546
Investment securities	129,359	58,688
Loans held for sale	55,646	29,233
Net loans held for investment	643,878	404,888
Accrued interest receivable	2,590	1,769
Bank-owned life insurance	14,734	8,455
Financial Liabilities
Deposits	711,541	404,350
Other borrowed funds	124,971	73,113
Subordinated debt, net	9,874	9,766
Accrued interest payable	$ 706	$ 395

Revenue from Contracts with C_3

Revenue from Contracts with Customers - Summary of Total Non-interest Income (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Disaggregation Of Revenue [Line Items]
Revenue from contracts with customers	$ 2,203	$ 2,164
Non-interest income within scope of other ASC topics	16,593	7,959
Total other income	18,796	10,123
Service Fees on Deposit Accounts [Member]
Disaggregation Of Revenue [Line Items]
Revenue from contracts with customers	651	635
Bank Card Revenue [Member]
Disaggregation Of Revenue [Line Items]
Revenue from contracts with customers	572	514
Payroll Processing Income [Member]
Disaggregation Of Revenue [Line Items]
Revenue from contracts with customers	$ 980	$ 1,015

Revenue from Contracts with C_4

Revenue from Contracts with Customers - Additional Information (Detail) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Disaggregation Of Revenue [Line Items]
Capitalized contract acquisition cost	$ 0	$ 0
Maximum [Member]
Disaggregation Of Revenue [Line Items]
Capitalized contract cost amortization period	1 year

Leases - Additional Information

Leases - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Jan. 01, 2019
Lessee, Lease, Description [Line Items]
Operating lease right of use assets	$ 6,620
Operating lease liabilities	$ 6,742
Lease, practical expedients package	true
Operating lease, option to extend	Certain of these leases offer the option to extend the lease term and the Company has included such extensions in its calculation of the lease liabilities to the extent the options are reasonably assured of being exercised.
Operating lease, existence of to extend	true
Accounting Standards Update 2016-02 [Member]
Lessee, Lease, Description [Line Items]
Operating lease right of use assets		$ 7,000
Operating lease liabilities		$ 7,000

Leases - Summary of Company's L

Leases - Summary of Company's Leases (Detail) $ in Thousands	Dec. 31, 2019USD ($)
Leases [Abstract]
Lease liabilities	$ 6,742
Right-of-use assets, net	$ 6,620
Weighted average remaining lease term	6 years 14 days
Weighted average discount rate	2.75%

Leases - Summary of Lease Cost

Leases - Summary of Lease Cost (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Leases [Abstract]
Operating lease cost	$ 1,523	$ 817
Total lease cost	1,523	817
Cash paid for amounts included in the measurement of lease liabilities	$ 1,441	$ 817

Leases - Summary of Operating L

Leases - Summary of Operating Lease Liabilities (Detail) $ in Thousands	Dec. 31, 2019USD ($)
Leases [Abstract]
Three months ending December 31, 2020	$ 1,395
Twelve months ending December 31, 2021	1,327
Twelve months ending December 31, 2022	1,114
Twelve months ending December 31, 2023	991
Twelve months ending December 31, 2024	655
Twelve months ending December 31, 2025	492
Thereafter	1,603
Total undiscounted cash flows	7,577
Discount	(835)
Lease liabilities	$ 6,742

Minimum Regulatory Capital Re_3

Minimum Regulatory Capital Requirements - Additional Information (Detail) - USD ($) $ in Thousands	Jul. 31, 2018	Aug. 31, 2018	Jun. 30, 2020	Apr. 30, 2020	Mar. 27, 2020	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2016
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Minimum leverage ratio calculated as ratio of Tier 1 capital to average quarterly assets						9.00%
Retained earnings is available to pay dividends						$ 25,428	$ 23,321
Dividend Restrictions [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Retained earnings is available to pay dividends						$ 13,600
Community Bank [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Minimum leverage ratio calculated as ratio of Tier 1 capital to average quarterly assets						9.00%
Community Bank [Member] | Scenario Forecast [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Banking organizations with minimum leverage ratios				8.00%
Banking organizations leverage ratios maximum requirement				8.00%
Banking organization maintains leverage ratio minimum				7.00%
Minimum leverage ratio for second through fourth quarters of 2020			8.00%
Minimum leverage ratio for 2021			8.50%
Minimum leverage ratio thereafter			9.00%
Maximum leverage ratio basis points			10.00%
Community Bank [Member] | Subsequent Event [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Minimum leverage ratio calculated as ratio of Tier 1 capital to average quarterly assets					8.00%
Common Equity Tier 1 Capital [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Capital conservation buffer at base level								0.625%
Capital conservation buffer						2.50%	2.50%
Maximum [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Regulatory capital requirement consolidated total asset	$ 1,000,000	$ 3,000,000
Maximum [Member] | Community Bank [Member] | Scenario Forecast [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Temporary transition leverage ratios requirement				9.00%
Minimum [Member] | Community Bank [Member] | Scenario Forecast [Member]
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Temporary transition leverage ratios requirement				8.00%

Minimum Regulatory Capital Re_4

Minimum Regulatory Capital Requirements - Summary of Capital Requirements Administered by Banking Agencies Risk Based Capital Ratios (Detail) - Blue Ridge Bank, N.A [Member] - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]
Total risk based capital, Actual Amount	$ 79,911	$ 48,811
Total risk based capital, Actual Ratio	11.82%	12.11%
Total risk based capital, For Capital Adequacy Purposes Amount	$ 71,007	$ 39,790
Total risk based capital, For Capital Adequacy Purposes Ratio	10.50%	9.875%
Total risk based capital, To Be Well Capitalized Under the Prompt Corrective Action Provisions Amount	$ 67,626	$ 40,294
Total risk based capital, To Be Well Capitalized Under the Prompt Corrective Action Provisions Ratio	10.00%	10.00%
Tier I capital to risk rated assets, Actual Amount	$ 75,339	$ 45,231
Tier I capital to risk rated assets, Actual Ratio	11.14%	11.23%
Tier I capital to risk rated assets, For Capital Adequacy Purposes Amount	$ 57,482	$ 31,731
Tier I capital to risk rated assets, For Capital Adequacy Purposes Ratio	8.50%	7.875%
Tier I capital to risk rated assets, To Be Well Capitalized Under the Prompt Corrective Action Provisions Amount	$ 54,101	$ 32,235
Tier I capital to risk rated assets, To Be Well Capitalized Under the Prompt Corrective Action Provisions Ratio	8.00%	8.00%
Common equity tier 1 capital, Actual Amount	$ 75,339	$ 45,231
Common equity tier 1 capital, Actual Ratio	11.14%	11.23%
Common equity tier 1 capital, For Capital Adequacy Purposes Amount	$ 47,338	$ 25,687
Common equity tier 1 capital, For Capital Adequacy Purposes Ratio	7.00%	6.375%
Common equity tier 1 capital, To Be Well Capitalized Under the Prompt Corrective Action Provisions Amount	$ 43,957	$ 26,191
Common equity tier 1 capital, To Be Well Capitalized Under the Prompt Corrective Action Provisions Ratio	6.50%	6.50%
Tier I capital, Actual Amount	$ 75,339	$ 45,231
Tier I capital, Actual Ratio	8.00%	8.89%
Tier I capital, For Capital Adequacy Purposes Amount	$ 61,216	$ 20,342
Tier I capital, For Capital Adequacy Purposes Ratio	6.50%	4.00%
Tier I capital, To Be Well Capitalized Under the Prompt Corrective Action Provisions Amount	$ 47,090	$ 25,428
Tier I capital, To Be Well Capitalized Under the Prompt Corrective Action Provisions Ratio	5.00%	5.00%

Related Party Transactions - Su

Related Party Transactions - Summary of Loan Transactions to Related Parties (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Related Party Transactions [Abstract]
Beginning balance	$ 9,608	$ 11,811
Advances	7,916	4,180
Curtailments	(3,356)	(6,383)
Ending balance	$ 14,168	$ 9,608

Related Party Transactions - Ad

Related Party Transactions - Additional Information (Detail) - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
Related Party Transactions [Abstract]
Related party deposits	$ 9.5	$ 5.5

Earning Per Share - Summary of

Earning Per Share - Summary of Computation of Basic and Diluted EPS (Detail) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Earnings Per Share [Abstract]
Net income	$ 4,604	$ 4,573
Net (income) loss attributable to noncontrolling interest	(24)	(13)
Net Income attributable to Blue Ridge Bankshares, Inc.	$ 4,580	$ 4,560
Weighted average common shares	4,147	2,779
Effect of dilutive securities	0	0
Diluted average common shares	4,147	2,779
Earnings per common share	$ 1.10	$ 1.64
Diluted earnings per common share	$ 1.10	$ 1.64

Income Taxes - Schedule of Reco

Income Taxes - Schedule of Reconciliation Between Amount of Total Income Taxes and Amount Computed by Multiplying Income by Applicable Federal Income Tax Rates (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Income Tax Disclosure [Abstract]
Income taxes computed at the applicable federal income tax rate	$ 1,088	$ 1,201
Tax exempt municipal income	(74)	(89)
Income from life insurance	(196)	(42)
Nondeductible merger expenses	188
Nondeductible core deposit intangible amortization		65
Other, net	(33)	12
Income Tax Expense	$ 973	$ 1,147

Income Taxes - Schedule of Curr

Income Taxes - Schedule of Current and Deferred Components of Income Tax Expense (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Income Tax Disclosure [Abstract]
Current tax expense	$ 1,058	$ (1,156)
Deferred income taxes	(85)	(9)
Income Tax Expense	$ 973	$ 1,147

Income Taxes - Schedule of Net

Income Taxes - Schedule of Net Deferred Tax Asset (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Income Tax Disclosure [Abstract]
Deferred tax assets	$ 1,637	$ 939
Deferred tax liabilities	(2,389)	(434)
Net Deferred Tax Liability	$ (752)
Net Deferred Tax Asset		$ 505

Income Taxes - Additional Infor

Income Taxes - Additional Information (Detail)	12 Months Ended
	Dec. 31, 2019
Internal Revenue Service [Member] | Earliest Tax Year [Member]
Income Tax Examination [Line Items]
Tax year subject to examination	2016
Internal Revenue Service [Member] | Latest Tax Year [Member]
Income Tax Examination [Line Items]
Tax year subject to examination	2019
Virginia Department of Taxation [Member] | Earliest Tax Year [Member]
Income Tax Examination [Line Items]
Tax year subject to examination	2016
Virginia Department of Taxation [Member] | Latest Tax Year [Member]
Income Tax Examination [Line Items]
Tax year subject to examination	2019

Business Segments - Summary of

Business Segments - Summary of Segment Reporting Information by Segment (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Segment Reporting Information [Line Items]
Interest income	$ 30,888	$ 22,437
Revenues	2,203	2,164
Revenues	18,796	10,123
Revenues	16,593	7,959
Revenues	49,683	32,561
Interest expense	9,520	5,151
Provision for loan losses	1,742	1,225
Salary and benefits	19,328	11,843
Other operating expenses	13,516	8,622
Total expense	44,106	26,841
Income (loss) before income taxes	5,577	5,720
Income tax expense	973	1,147
Net income (loss)	4,604	4,573
Net (income) loss attributable to noncontrolling interest	(24)	(13)
Net Income attributable to Blue Ridge Bankshares, Inc.	4,580	4,560
Mortgage Banking Income, Net [Member]
Segment Reporting Information [Line Items]
Revenues	14,433	7,265
Other operating income (expense) [Member]
Segment Reporting Information [Line Items]
Revenues	2,731	1,209
Service Charge on Deposit Accounts [Member]
Segment Reporting Information [Line Items]
Revenues	651	635
Payroll Processing Revenue
Segment Reporting Information [Line Items]
Revenues	980	1,015
Blue Ridge Bank [Member]
Segment Reporting Information [Line Items]
Interest income	29,640	21,909
Revenues	32,940	23,777
Interest expense	8,132	4,441
Provision for loan losses	1,742	1,225
Salary and benefits	13,518	6,153
Other operating expenses	2,558	5,868
Total expense	25,950	17,687
Income (loss) before income taxes	6,990	6,090
Income tax expense	1,153	1,222
Net income (loss)	5,837	4,868
Net Income attributable to Blue Ridge Bankshares, Inc.	5,837	4,868
Blue Ridge Bank [Member] | Other operating income (expense) [Member]
Segment Reporting Information [Line Items]
Revenues	2,649	1,233
Blue Ridge Bank [Member] | Service Charge on Deposit Accounts [Member]
Segment Reporting Information [Line Items]
Revenues	651	635
Blue Ridge Bank Mortgage Division [Member]
Segment Reporting Information [Line Items]
Interest income	1,243	521
Revenues	15,676	7,786
Interest expense	679
Salary and benefits	5,438	5,284
Other operating expenses	8,959	1,983
Total expense	15,076	7,267
Income (loss) before income taxes	600	519
Income tax expense	162	115
Net income (loss)	438	404
Net Income attributable to Blue Ridge Bankshares, Inc.	438	404
Blue Ridge Bank Mortgage Division [Member] | Mortgage Banking Income, Net [Member]
Segment Reporting Information [Line Items]
Revenues	14,433	7,265
MoneyWise Payroll Solutions, Inc. [Member]
Segment Reporting Information [Line Items]
Revenues	980	1,015
Salary and benefits	372	406
Other operating expenses	457	528
Total expense	829	934
Income (loss) before income taxes	151	81
Income tax expense	30	14
Net income (loss)	121	67
Net (income) loss attributable to noncontrolling interest	(24)	(13)
Net Income attributable to Blue Ridge Bankshares, Inc.	97	54
MoneyWise Payroll Solutions, Inc. [Member] | Payroll Processing Revenue
Segment Reporting Information [Line Items]
Revenues	980	1,015
Parents Only [Member]
Segment Reporting Information [Line Items]
Interest income	5	7
Revenues	115	11
Interest expense	709	710
Other operating expenses	1,570	271
Total expense	2,279	981
Income (loss) before income taxes	(2,164)	(970)
Income tax expense	(372)	(204)
Net income (loss)	(1,792)	(766)
Net Income attributable to Blue Ridge Bankshares, Inc.	(1,792)	(766)
Parents Only [Member] | Other operating income (expense) [Member]
Segment Reporting Information [Line Items]
Revenues	110	4
Eliminations [Member]
Segment Reporting Information [Line Items]
Revenues	(28)	(28)
Other operating expenses	(28)	(28)
Total expense	(28)	(28)
Eliminations [Member] | Other operating income (expense) [Member]
Segment Reporting Information [Line Items]
Revenues	$ (28)	$ (28)

Supplemental Cash Flow Inform_3

Supplemental Cash Flow Information - Summary of Supplemental Cash Flow Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Supplemental Disclosure of Cash Flow Information:
Interest on deposits and borrowed funds	$ 9,090	$ 4,985
Income taxes	1,020	1,350
Noncash investing and financing activities:
Unrealized gain (loss) on securities available-for-sale	1,767	$ (275)
Initial right of use asset – operating leases	7,763
Initial lease liability – operating leases	6,742
Assets acquired in acquisition	246,808
Liabilities assumed in acquisition	$ 219,368

Parent Company Only Financial_3

Parent Company Only Financial Statements - Summary of Parent Company Only Condensed Statements of Financial Condition (Detail) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets
Other investments	$ 911
Other assets	25,200	$ 10,255
Total assets	960,811	539,590
Liabilities
Subordinated debentures, net of issuance costs	9,800	9,766
Total liabilities	868,474	499,969
Stockholders’ Equity	92,113	39,408
Total liabilities and stockholders’ equity	960,811	539,590
Parent Company [Member]
Assets
Cash and cash equivalents	934	27
Investment in subsidiary	100,330	48,688
Other investments	911	670
Income tax receivable	306
Other assets	30	58
Total assets	102,511	49,443
Liabilities
Accrued expenses	374	56
Subordinated debentures, net of issuance costs	9,800	9,767
Total liabilities	10,174	9,823
Stockholders’ Equity	92,337	39,620
Total liabilities and stockholders’ equity	$ 102,511	$ 49,443

Parent Company Only Financial_4

Parent Company Only Financial Statements - Summary of Parent Company Only Condensed Statements of Income (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Interest income	$ 21,368	$ 17,285
Total interest income	30,888	22,437
Interest on subordinated notes	709	710
Other operating expenses	3,733	2,826
Total other expenses	32,845	20,464
Income before income tax	5,577	5,720
Income tax benefit	973	1,147
Net Income attributable to Blue Ridge Bankshares, Inc.	4,580	4,560
Parent Company [Member]
Dividends from subsidiary		1,990
Interest income	5	7
Gains on securities	110	4
Total interest income	115	2,001
Interest on subordinated notes	709	710
Professional fees	294	197
Merger expenses	1,250
Other operating expenses	27	74
Total other expenses	2,280	981
Income before income tax	(2,165)	1,020
Income tax benefit	(372)	(204)
Equity in undistributed earnings of subsidiary	6,397	3,349
Net Income attributable to Blue Ridge Bankshares, Inc.	$ 4,604	$ 4,573

Parent Company Only Financial_5

Parent Company Only Financial Statements - Summary of Parent Company Only Condensed Statements of Cashflows (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Cash flows from operating activities:
Net income	$ 4,604	$ 4,573
Deferred income tax (benefit) expense	(85)	(9)
Amortization of subordinated debt issuance costs	33	33
Release of unearned ESOP shares		200
Net cash used in operating activities	(15,085)	(4,569)
Cash flows used in investing activities:
Purchase of securities available for sale	(70,737)	(11,582)
Net cash used in investing activities	(100,180)	(101,952)
Cash flows from financing activities:
Common stock issuance	22,119
Repayment of contingent ESOP liability		(151)
Net cash provided by financing activities	160,265	111,228
Parent Company [Member]
Cash flows from operating activities:
Net income	4,604	4,573
Equity in undistributed earnings of subsidiary	(6,397)	(3,349)
Deferred income tax (benefit) expense	(19)	7
Amortization of subordinated debt issuance costs	33	34
Realized gains on securities sales	110	(4)
Release of unearned ESOP shares		199
Change in other assets and liabilities	(206)	(53)
Net cash used in operating activities	(1,875)	1,407
Cash flows used in investing activities:
Purchase of securities available for sale	(161)	(25)
Proceeds from sales of securities available for sale	66	113
Cash contributed to banking subsidiary	(17,000)
Net cash used in investing activities	(17,095)	88
Cash flows from financing activities:
Common stock issuance	22,350	128
Dividends paid in cash	(2,473)	(1,501)
Repayment of contingent ESOP liability		(151)
Net cash provided by financing activities	19,877	(1,524)
Net increase (decrease) in cash and cash equivalents	907	(29)
Cash and cash equivalents, beginning of year	27	56
Cash and cash equivalents, end of year	$ 934	$ 27

Legal Matters - Additional Info

Legal Matters - Additional Information (Detail) $ in Millions	Aug. 12, 2019USD ($)
Loss Contingency [Abstract]
Loss contingency, damages value	$ 12