Rockland Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	406,409	2,973	SH		DFND	NONE	2,400	0	573
3M Co	COM	88579Y101	696,897	5,098	SH		SOLE	NONE	5,075	0	23
ADVANCED MICRO DEV	COM	007903107	90,244	550	SH		DFND	NONE	0	0	550
ADVANCED MICRO DEV	COM	007903107	72,195	440	SH		OTR	NONE	0	0	440
ADVANCED MICRO DEV	COM	007903107	100,089	610	SH		SOLE	NONE	610	0	0
AES CORP	COM	00130H105	298,894	14,900	SH		DFND	NONE	14,900	0	0
AGILENT TECHS INC	COM	00846U101	345,216	2,325	SH		DFND	NONE	2,325	0	0
AGILENT TECHS INC	COM	00846U101	42,465	286	SH		SOLE	NONE	286	0	0
ALPHABET INC	CAP STK CL A	02079K305	419,766	2,531	SH		DFND	NONE	699	0	1,832
ALPHABET INC	CAP STK CL A	02079K305	39,804	240	SH		OTR	NONE	240	0	0
ALPHABET INC	CAP STK CL A	02079K305	68,872,861	415,272	SH		SOLE	NONE	390,824	0	24,448
AMER EXPRESS CO	COM	025816109	83,530	308	SH		DFND	NONE	300	0	8
AMER EXPRESS CO	COM	025816109	366,120	1,350	SH		OTR	NONE	0	0	1,350
AMER EXPRESS CO	COM	025816109	1,651,608	6,090	SH		SOLE	NONE	5,998	0	92
AMER INTL GRP	COM NEW	026874784	3,749,522	51,202	SH		SOLE	NONE	51,202	0	0
ANALOG DEVICES INC	COM	032654105	40,970	178	SH		DFND	NONE	0	0	178
ANALOG DEVICES INC	COM	032654105	400,496	1,740	SH		SOLE	NONE	1,740	0	0
AT&T INC	COM	00206R102	25,652	1,166	SH		DFND	NONE	565	0	601
AT&T INC	COM	00206R102	471,108	21,414	SH		OTR	NONE	21,236	0	178
AT&T INC	COM	00206R102	262,592	11,936	SH		SOLE	NONE	11,586	0	350
AUTOMATIC DATA PROCESSING	COM	053015103	438,894	1,586	SH		DFND	NONE	1,561	0	25
AUTOMATIC DATA PROCESSING	COM	053015103	186,793	675	SH		OTR	NONE	75	0	600
AUTOMATIC DATA PROCESSING	COM	053015103	20,306,171	73,379	SH		SOLE	NONE	68,702	0	4,677
AbbVie Inc	COM	00287Y109	1,070,342	5,420	SH		DFND	NONE	4,010	0	1,410
AbbVie Inc	COM	00287Y109	5,897,543	29,864	SH		SOLE	NONE	29,360	0	504
Abbott Laboratories	COM	002824100	236,571	2,075	SH		DFND	NONE	2,075	0	0
Abbott Laboratories	COM	002824100	69,774	612	SH		OTR	NONE	612	0	0
Abbott Laboratories	COM	002824100	10,885,447	95,478	SH		SOLE	NONE	95,228	0	250
Accenture PLC	SHS CLASS A	G1151C101	20,855	59	SH		DFND	NONE	30	0	29
Accenture PLC	SHS CLASS A	G1151C101	28,985	82	SH		OTR	NONE	82	0	0
Accenture PLC	SHS CLASS A	G1151C101	23,408,153	66,222	SH		SOLE	NONE	63,152	0	3,070
Adobe Inc	COM	00724F101	599,071	1,157	SH		SOLE	NONE	1,157	0	0
Aflac Inc	COM	001055102	463,970	4,150	SH		DFND	NONE	4,150	0	0
Aflac Inc	COM	001055102	708,924	6,341	SH		SOLE	NONE	2,991	0	3,350
Air Products and Chemicals Inc	COM	009158106	8,634	29	SH		DFND	NONE	0	0	29
Air Products and Chemicals Inc	COM	009158106	12,677,174	42,578	SH		SOLE	NONE	40,940	0	1,638
Akamai Technologies Inc	COM	00971T101	246,116	2,438	SH		DFND	NONE	2,438	0	0
Alphabet Inc	CAP STK CL C	02079K107	334,380	2,000	SH		DFND	NONE	0	0	2,000
Alphabet Inc	CAP STK CL C	02079K107	44,640	267	SH		OTR	NONE	267	0	0
Alphabet Inc	CAP STK CL C	02079K107	3,049,546	18,240	SH		SOLE	NONE	17,240	0	1,000
Amazon.com Inc	COM	023135106	260,862	1,400	SH		DFND	NONE	0	0	1,400
Amazon.com Inc	COM	023135106	313,034	1,680	SH		OTR	NONE	1,680	0	0
Amazon.com Inc	COM	023135106	2,060,810	11,060	SH		SOLE	NONE	8,860	0	2,200
American Electric Power Co Inc	COM	025537101	38,475	375	SH		OTR	NONE	375	0	0
American Electric Power Co Inc	COM	025537101	199,147	1,941	SH		SOLE	NONE	1,791	0	150
Ameriprise Financial Inc	COM	03076C106	211,415	450	SH		OTR	NONE	0	0	450
Ameriprise Financial Inc	COM	03076C106	205,307	437	SH		SOLE	NONE	437	0	0
Amgen Inc	COM	031162100	294,822	915	SH		DFND	NONE	915	0	0
Amgen Inc	COM	031162100	648,609	2,013	SH		SOLE	NONE	2,013	0	0
Amphenol Corp	CL A	032095101	491,828	7,548	SH		SOLE	NONE	7,132	0	416
Aon PLC	SHS CL A	G0403H108	346	1	SH		DFND	NONE	1	0	0
Aon PLC	SHS CL A	G0403H108	207,940	601	SH		SOLE	NONE	601	0	0
Apple Inc	COM	037833100	4,165,574	17,878	SH		DFND	NONE	2,438	0	15,440
Apple Inc	COM	037833100	3,443,507	14,779	SH		OTR	NONE	1,617	0	13,162
Apple Inc	COM	037833100	52,164,506	223,882	SH		SOLE	NONE	166,351	0	57,531
Archer-Daniels-Midland Co	COM	039483102	5,974	100	SH		OTR	NONE	0	0	100
Archer-Daniels-Midland Co	COM	039483102	675,062	11,300	SH		SOLE	NONE	11,300	0	0
BAKER HUGHES INC	CL A	05722G100	282,585	7,817	SH		DFND	NONE	7,817	0	0
BAKER HUGHES INC	CL A	05722G100	5,784	160	SH		SOLE	NONE	160	0	0
BEST BUY CO INC	COM	086516101	1,210,160	11,715	SH		SOLE	NONE	11,715	0	0
BK OF AMERICA CORP	COM	060505104	7,936	200	SH		DFND	NONE	200	0	0
BK OF AMERICA CORP	COM	060505104	442,472	11,151	SH		OTR	NONE	9,151	0	2,000
BK OF AMERICA CORP	COM	060505104	4,296,868	108,288	SH		SOLE	NONE	108,288	0	0
BLOCK(H&R)INC	COM	093671105	1,071,834	16,866	SH		SOLE	NONE	16,866	0	0
BOEING CO	COM	097023105	85,751	564	SH		OTR	NONE	564	0	0
BOEING CO	COM	097023105	255,123	1,678	SH		SOLE	NONE	1,578	0	100
BRISTOL-MYRS SQUIB	COM	110122108	211,099	4,080	SH		DFND	NONE	2,500	0	1,580
BRISTOL-MYRS SQUIB	COM	110122108	10,063,378	194,499	SH		SOLE	NONE	194,499	0	0
BROADRIDGE FIN SOL	COM	11133T103	192,882	897	SH		DFND	NONE	500	0	397
BROADRIDGE FIN SOL	COM	11133T103	133,319	620	SH		SOLE	NONE	620	0	0
BUNGE GLOBAL SA	COM SHS	H11356104	227,587	2,355	SH		DFND	NONE	2,355	0	0
Berkshire Hathaway Inc	CL B NEW	084670702	34,520	75	SH		DFND	NONE	45	0	30
Berkshire Hathaway Inc	CL B NEW	084670702	1,150,650	2,500	SH		OTR	NONE	500	0	2,000
Berkshire Hathaway Inc	CL B NEW	084670702	33,318,682	72,391	SH		SOLE	NONE	68,214	0	4,177
BlackRock Fund Advisors	MORNINGSTR US EQ	464287127	825,814	10,423	SH		SOLE	NONE	10,423	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	469,582	5,615	SH		DFND	NONE	5,615	0	0
BlackRock Fund Advisors	MSCI EAFE ETF	464287465	1,414,183	16,910	SH		SOLE	NONE	16,460	0	450
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	222,575	1,903	SH		DFND	NONE	1,903	0	0
BlackRock Fund Advisors	CORE S&P SCP ETF	464287804	1,087,728	9,300	SH		SOLE	NONE	6,300	0	3,000
BlackRock Fund Advisors	3 7 YR TREAS BD	464288661	715,597	5,983	SH		SOLE	NONE	5,983	0	0
BlackRock Fund Advisors	EAFE GRWTH ETF	464288885	537,389	4,992	SH		SOLE	NONE	4,992	0	0
BlackRock Fund Advisors	0-5 YR TIPS ETF	46429B747	22,618,879	223,242	SH		SOLE	NONE	223,242	0	0
BlackRock Funds/Closed-End/USA	COM	091941104	148,383	11,467	SH		SOLE	NONE	11,467	0	0
BlackRock Inc	COM	09247X101	22,788	24	SH		DFND	NONE	19	0	5
BlackRock Inc	COM	09247X101	25,876,996	27,253	SH		SOLE	NONE	25,719	0	1,534
Blackstone Inc	COM	09260D107	325,401	2,125	SH		SOLE	NONE	2,125	0	0
Booking Holdings Inc	COM	09857L108	421,212	100	SH		DFND	NONE	0	0	100
Broadcom Inc	COM	11135F101	526,125	3,050	SH		SOLE	NONE	3,050	0	0
CARLISLE COS INC	COM	142339100	409,722	911	SH		SOLE	NONE	911	0	0
CARRIER GLOBAL CORP	COM	14448C104	128,784	1,600	SH		DFND	NONE	100	0	1,500
CARRIER GLOBAL CORP	COM	14448C104	120,735	1,500	SH		OTR	NONE	0	0	1,500
CARRIER GLOBAL CORP	COM	14448C104	386,996	4,808	SH		SOLE	NONE	4,808	0	0
CHUBB LIMITED COM	COM	H1467J104	1,730	6	SH		DFND	NONE	0	0	6
CHUBB LIMITED COM	COM	H1467J104	34,185,462	118,539	SH		SOLE	NONE	112,817	0	5,722
CIENA CORP	COM NEW	171779309	285,039	4,628	SH		DFND	NONE	4,628	0	0
CINTAS CORP	COM	172908105	27,176	132	SH		OTR	NONE	132	0	0
CINTAS CORP	COM	172908105	314,173	1,526	SH		SOLE	NONE	1,526	0	0
CISCO SYSTEMS	COM	17275R102	540,928	10,164	SH		SOLE	NONE	10,164	0	0
COLGATE-PALMOLIVE	COM	194162103	74,017	713	SH		DFND	NONE	600	0	113
COLGATE-PALMOLIVE	COM	194162103	18,419,631	177,436	SH		SOLE	NONE	164,209	0	13,227
CONOCOPHILLIPS	COM	20825C104	331,632	3,150	SH		DFND	NONE	3,150	0	0
CONOCOPHILLIPS	COM	20825C104	371,112	3,525	SH		SOLE	NONE	3,117	0	408
CUMMINS INC	COM	231021106	701,653	2,167	SH		SOLE	NONE	2,167	0	0
CVS Health Corp	COM	126650100	6,288	100	SH		DFND	NONE	0	0	100
CVS Health Corp	COM	126650100	35,464	564	SH		OTR	NONE	564	0	0
CVS Health Corp	COM	126650100	360,554	5,734	SH		SOLE	NONE	3,884	0	1,850
Cardinal Health Inc	COM	14149Y108	221	2	SH		DFND	NONE	2	0	0
Cardinal Health Inc	COM	14149Y108	510,381	4,618	SH		SOLE	NONE	4,618	0	0
Caterpillar Inc	COM	149123101	175,613	449	SH		OTR	NONE	449	0	0
Caterpillar Inc	COM	149123101	1,639,184	4,191	SH		SOLE	NONE	4,191	0	0
ChampionX Corp	COM	15872M104	230,708	7,652	SH		DFND	NONE	7,652	0	0
Chemed Corp	COM	16359R103	600,970	1,000	SH		SOLE	NONE	1,000	0	0
Chevron Corp	COM	166764100	851,515	5,782	SH		DFND	NONE	3,382	0	2,400
Chevron Corp	COM	166764100	2,209	15	SH		OTR	NONE	15	0	0
Chevron Corp	COM	166764100	4,272,745	29,013	SH		SOLE	NONE	27,659	0	1,354
Cigna Group/The	COM	125523100	177,724	513	SH		DFND	NONE	513	0	0
Cigna Group/The	COM	125523100	17,322	50	SH		OTR	NONE	0	0	50
Cigna Group/The	COM	125523100	59,588	172	SH		SOLE	NONE	172	0	0
Clorox Co/The	COM	189054109	35,026	215	SH		DFND	NONE	215	0	0
Clorox Co/The	COM	189054109	376,811	2,313	SH		SOLE	NONE	1,933	0	380
Coca-Cola Co/The	COM	191216100	445,532	6,200	SH		DFND	NONE	6,200	0	0
Coca-Cola Co/The	COM	191216100	79,621	1,108	SH		OTR	NONE	0	0	1,108
Coca-Cola Co/The	COM	191216100	14,230,148	198,026	SH		SOLE	NONE	191,331	0	6,695
Comcast Corp	CL A	20030N101	24,227	580	SH		DFND	NONE	400	0	180
Comcast Corp	CL A	20030N101	171,675	4,110	SH		OTR	NONE	4,056	0	54
Comcast Corp	CL A	20030N101	843,378	20,191	SH		SOLE	NONE	15,358	0	4,833
Consolidated Edison Inc	COM	209115104	122,353	1,175	SH		OTR	NONE	632	0	543
Consolidated Edison Inc	COM	209115104	10,679,573	102,560	SH		SOLE	NONE	102,560	0	0
Copart Inc	COM	217204106	24,733	472	SH		DFND	NONE	340	0	132
Copart Inc	COM	217204106	14,299,488	272,891	SH		SOLE	NONE	254,321	0	18,570
Costco Wholesale Corp	COM	22160K105	84,219	95	SH		OTR	NONE	0	0	95
Costco Wholesale Corp	COM	22160K105	970,739	1,095	SH		SOLE	NONE	1,065	0	30
DEERE & CO	COM	244199105	367,250	880	SH		SOLE	NONE	880	0	0
DUKE ENERGY CORP	COM NEW	26441C204	173,065	1,501	SH		DFND	NONE	1,267	0	234
DUKE ENERGY CORP	COM NEW	26441C204	233,828	2,028	SH		SOLE	NONE	2,028	0	0
Danaher Corp	COM	235851102	643,060	2,313	SH		DFND	NONE	1,737	0	576
Danaher Corp	COM	235851102	4,121,925	14,826	SH		SOLE	NONE	14,194	0	632
Devon Energy Corp	COM	25179M103	216,334	5,530	SH		DFND	NONE	5,530	0	0
Domino's Pizza Inc	COM	25754A201	310,131	721	SH		SOLE	NONE	680	0	41
Dover Corp	COM	260003108	287,610	1,500	SH		DFND	NONE	1,500	0	0
Dover Corp	COM	260003108	2,706,410	14,115	SH		SOLE	NONE	14,115	0	0
Doximity Inc	CL A	26622P107	256,714	5,892	SH		DFND	NONE	5,892	0	0
ECOLAB INC	COM	278865100	34,725	136	SH		DFND	NONE	120	0	16
ECOLAB INC	COM	278865100	13,571,555	53,153	SH		SOLE	NONE	49,527	0	3,626
EMERSON ELECTRIC	COM	291011104	559,865	5,119	SH		DFND	NONE	3,378	0	1,741
EMERSON ELECTRIC	COM	291011104	8,072,818	73,812	SH		SOLE	NONE	73,812	0	0
EOG Resources Inc	COM	26875P101	11,924	97	SH		DFND	NONE	0	0	97
EOG Resources Inc	COM	26875P101	26,583,613	216,250	SH		SOLE	NONE	202,719	0	13,531
EXPEDTRS INTL WASH	COM	302130109	344,662	2,623	SH		DFND	NONE	2,623	0	0
EXPEDTRS INTL WASH	COM	302130109	21,944	167	SH		SOLE	NONE	167	0	0
Eastern Bankshares Inc	COM	27627N105	375,741	22,925	SH		OTR	NONE	17,900	0	5,025
Eastern Bankshares Inc	COM	27627N105	138,381	8,443	SH		SOLE	NONE	8,443	0	0
Edwards Lifesciences Corp	COM	28176E108	265,214	4,019	SH		SOLE	NONE	1,196	0	2,823
Elevance Health Inc	COM	036752103	313,040	602	SH		SOLE	NONE	602	0	0
Eli Lilly & Co	COM	532457108	332,228	375	SH		OTR	NONE	375	0	0
Eli Lilly & Co	COM	532457108	9,783,435	11,043	SH		SOLE	NONE	10,758	0	285
Evergy Inc	COM	30034W106	1,042,388	16,810	SH		SOLE	NONE	16,743	0	67
Eversource Energy	COM	30040W108	362,775	5,331	SH		DFND	NONE	5,181	0	150
Eversource Energy	COM	30040W108	593,464	8,721	SH		SOLE	NONE	8,179	0	542
Exxon Mobil Corp	COM	30231G102	258,822	2,208	SH		DFND	NONE	1,837	0	371
Exxon Mobil Corp	COM	30231G102	237,019	2,022	SH		OTR	NONE	521	0	1,501
Exxon Mobil Corp	COM	30231G102	30,644,356	261,426	SH		SOLE	NONE	247,089	0	14,337
FISERV INC	COM	337738108	279,356	1,555	SH		SOLE	NONE	1,555	0	0
FMC Corp	COM NEW	302491303	772,619	11,717	SH		SOLE	NONE	11,717	0	0
FactSet Research Systems Inc	COM	303075105	348,566	758	SH		SOLE	NONE	723	0	35
Fastenal Co	COM	311900104	132,984	1,862	SH		DFND	NONE	0	0	1,862
Fastenal Co	COM	311900104	469,301	6,571	SH		SOLE	NONE	6,268	0	303
Fidelity Management & Research Co LLC	TOTAL BD ETF	316188309	51,461	1,101	SH		DFND	NONE	800	0	301
Fidelity Management & Research Co LLC	TOTAL BD ETF	316188309	255,948	5,476	SH		SOLE	NONE	5,476	0	0
First Trust Advisors LP	MUNI HI INCM ETF	33739P301	3,194,649	64,669	SH		SOLE	NONE	63,792	0	877
Franklin Resources Inc	COM	354613101	379,344	18,826	SH		SOLE	NONE	18,826	0	0
GE Vernova Inc	COM	36828A101	73,689	289	SH		DFND	NONE	289	0	0
GE Vernova Inc	COM	36828A101	2,550	10	SH		OTR	NONE	10	0	0
GE Vernova Inc	COM	36828A101	3,721,943	14,597	SH		SOLE	NONE	14,597	0	0
GEN DYNAMICS CORP	COM	369550108	22,665	75	SH		DFND	NONE	75	0	0
GEN DYNAMICS CORP	COM	369550108	206,100	682	SH		OTR	NONE	682	0	0
GEN DYNAMICS CORP	COM	369550108	154,424	511	SH		SOLE	NONE	511	0	0
GENERAL MILLS INC	COM	370334104	7,385	100	SH		DFND	NONE	0	0	100
GENERAL MILLS INC	COM	370334104	11,928,843	161,528	SH		SOLE	NONE	161,528	0	0
GOLDMAN SACHS GRP	COM	38141G104	247,555	500	SH		DFND	NONE	0	0	500
GOLDMAN SACHS GRP	COM	38141G104	9,902	20	SH		SOLE	NONE	20	0	0
Garmin Ltd	SHS	H2906T109	555,023	3,153	SH		SOLE	NONE	3,153	0	0
General Electric Co	COM NEW	369604301	204,798	1,086	SH		DFND	NONE	1,086	0	0
General Electric Co	COM NEW	369604301	111,639	592	SH		OTR	NONE	592	0	0
General Electric Co	COM NEW	369604301	8,718,053	46,230	SH		SOLE	NONE	46,230	0	0
Gilead Sciences Inc	COM	375558103	224,440	2,677	SH		DFND	NONE	2,677	0	0
Gilead Sciences Inc	COM	375558103	190,149	2,268	SH		SOLE	NONE	2,268	0	0
Global X Management Co LLC	GLBL X MLP ETF	37954Y343	7,869	164	SH		DFND	NONE	164	0	0
Global X Management Co LLC	GLBL X MLP ETF	37954Y343	1,069,234	22,285	SH		SOLE	NONE	21,116	0	1,169
Graco Inc	COM	384109104	70,358	804	SH		DFND	NONE	0	0	804
Graco Inc	COM	384109104	864,599	9,880	SH		OTR	NONE	9,880	0	0
Graco Inc	COM	384109104	1,050	12	SH		SOLE	NONE	12	0	0
HP Inc	COM	40434L105	10,907,099	304,073	SH		SOLE	NONE	304,073	0	0
Home Depot Inc/The	COM	437076102	87,928	217	SH		DFND	NONE	184	0	33
Home Depot Inc/The	COM	437076102	183,961	454	SH		OTR	NONE	454	0	0
Home Depot Inc/The	COM	437076102	16,037,411	39,579	SH		SOLE	NONE	36,092	0	3,487
Honeywell International Inc	COM	438516106	11,369	55	SH		DFND	NONE	0	0	55
Honeywell International Inc	COM	438516106	8,268	40	SH		OTR	NONE	40	0	0
Honeywell International Inc	COM	438516106	20,507,286	99,208	SH		SOLE	NONE	96,900	0	2,308
Huntington Bancshares Inc/OH	COM	446150104	1,087,918	74,008	SH		SOLE	NONE	74,008	0	0
IDEXX Laboratories Inc	COM	45168D104	202,088	400	SH		DFND	NONE	0	0	400
ILLINOIS TOOL WKS	COM	452308109	541,961	2,068	SH		SOLE	NONE	1,868	0	200
INTERCONTINENTAL EXCHANGE	COM	45866F104	2,410	15	SH		DFND	NONE	15	0	0
INTERCONTINENTAL EXCHANGE	COM	45866F104	419,913	2,614	SH		SOLE	NONE	2,614	0	0
INTL BUSINESS MCHN	COM	459200101	225,502	1,020	SH		DFND	NONE	700	0	320
INTL BUSINESS MCHN	COM	459200101	8,843	40	SH		OTR	NONE	0	0	40
INTL BUSINESS MCHN	COM	459200101	2,440,281	11,038	SH		SOLE	NONE	11,038	0	0
ISHARES	SELECT DIVID ETF	464287168	310,661	2,300	SH		SOLE	NONE	2,300	0	0
ISHARES	CORE S&P500 ETF	464287200	3,011,577	5,221	SH		SOLE	NONE	5,221	0	0
ISHARES	GBL COMM SVC ETF	464287275	3,964,567	42,118	SH		SOLE	NONE	38,160	0	3,958
ISHARES	U.S. TECH ETF	464287721	293,081	1,933	SH		SOLE	NONE	1,533	0	400
ISHARES	U.S. ENERGY ETF	464287796	85,729	1,850	SH		OTR	NONE	1,850	0	0
ISHARES	U.S. ENERGY ETF	464287796	1,073,095	23,157	SH		SOLE	NONE	22,857	0	300
ISHARES	EAFE VALUE ETF	464288877	4,714,814	81,954	SH		SOLE	NONE	78,513	0	3,441
ISHARES	CORE MSCI EAFE	46432F842	268,414	3,439	SH		SOLE	NONE	3,439	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	352,388	7,684	SH		DFND	NONE	3,694	0	3,990
ISHARES TR	MSCI EMG MKT ETF	464287234	1,113,573	24,282	SH		SOLE	NONE	21,878	0	2,404
ISHARES TRUST	1 3 YR TREAS BD	464287457	954,562	11,480	SH		SOLE	NONE	11,480	0	0
ISHARES TRUST	ISHARES SEMICDTR	464287523	1,827,426	7,925	SH		SOLE	NONE	7,211	0	714
ISHARES TRUST	RUS 1000 VAL ETF	464287598	368,212	1,940	SH		SOLE	NONE	1,940	0	0
ISHARES/USA	RUS 1000 GRW ETF	464287614	679,438	1,810	SH		SOLE	NONE	1,810	0	0
Independent Bank Corp	COM	453836108	10,529,281	178,070	SH		DFND	NONE	0	0	178,070
Independent Bank Corp	COM	453836108	27,544,587	465,831	SH		OTR	NONE	0	0	465,831
Intel Corp	COM	458140100	10,322	440	SH		DFND	NONE	440	0	0
Intel Corp	COM	458140100	193,076	8,230	SH		SOLE	NONE	7,915	0	315
Interpublic Group of Cos Inc/T	COM	460690100	13,411	424	SH		DFND	NONE	424	0	0
Interpublic Group of Cos Inc/T	COM	460690100	798,215	25,236	SH		SOLE	NONE	25,236	0	0
Intuit Inc	COM	461202103	26,703	43	SH		DFND	NONE	29	0	14
Intuit Inc	COM	461202103	21,883,419	35,239	SH		SOLE	NONE	33,582	0	1,657
Invesco Capital Management LLC	FINL PFD ETF	46137V621	183,144	11,695	SH		SOLE	NONE	11,695	0	0
Invesco Capital Management LLC	EMRNG MKT SVRG	46138E784	355,524	16,536	SH		SOLE	NONE	16,536	0	0
Invesco ETFs/USA	UNIT SER 1	46090E103	427,061	875	SH		OTR	NONE	0	0	875
Invesco ETFs/USA	UNIT SER 1	46090E103	397,777	815	SH		SOLE	NONE	815	0	0
Invesco ETFs/USA	PFD ETF	46138E511	596,554	48,304	SH		SOLE	NONE	48,304	0	0
Invesco ETFs/USA	KBW BK ETF	46138E628	1,057,324	18,040	SH		SOLE	NONE	17,617	0	423
JABIL CIRCUIT INC	COM	466313103	413,174	3,448	SH		DFND	NONE	3,448	0	0
JP Morgan ETFs/USA	MKT EXPN ENHNCD	46641Q118	6,706	110	SH		DFND	NONE	110	0	0
JP Morgan ETFs/USA	MKT EXPN ENHNCD	46641Q118	774,802	12,710	SH		SOLE	NONE	12,086	0	624
JP Morgan Investment Management Inc	BETBULD MSCI	46641Q738	221,800	2,198	SH		SOLE	NONE	2,198	0	0
JPMorgan Chase & Co	COM	46625H100	645,653	3,062	SH		DFND	NONE	557	0	2,505
JPMorgan Chase & Co	COM	46625H100	126,516	600	SH		OTR	NONE	600	0	0
JPMorgan Chase & Co	COM	46625H100	39,191,283	185,864	SH		SOLE	NONE	176,312	0	9,552
JetBlue Airways Corp	COM	477143101	68,880	10,500	SH		SOLE	NONE	10,500	0	0
Johnson & Johnson	COM	478160104	375,979	2,320	SH		DFND	NONE	1,320	0	1,000
Johnson & Johnson	COM	478160104	66,445	410	SH		OTR	NONE	0	0	410
Johnson & Johnson	COM	478160104	17,604,740	108,631	SH		SOLE	NONE	104,037	0	4,594
KIMBERLY-CLARK CP	COM	494368103	14,228	100	SH		DFND	NONE	100	0	0
KIMBERLY-CLARK CP	COM	494368103	10,662,036	74,937	SH		SOLE	NONE	74,937	0	0
Kellanova	COM	487836108	520,337	6,447	SH		SOLE	NONE	6,447	0	0
Keysight Technologies Inc	COM	49338L103	214,873	1,352	SH		DFND	NONE	1,352	0	0
Keysight Technologies Inc	COM	49338L103	23,840	150	SH		SOLE	NONE	150	0	0
LOWE'S COS INC	COM	548661107	189,595	700	SH		DFND	NONE	0	0	700
LOWE'S COS INC	COM	548661107	1,212,866	4,478	SH		SOLE	NONE	3,978	0	500
Lam Research Corp	COM	512807108	306,846	376	SH		DFND	NONE	376	0	0
Lam Research Corp	COM	512807108	62,022	76	SH		SOLE	NONE	0	0	76
Lightwave Logic Inc	COM	532275104	40,710	14,750	SH		SOLE	NONE	14,750	0	0
Linde PLC	SHS	G54950103	33,857	71	SH		DFND	NONE	58	0	13
Linde PLC	SHS	G54950103	14,884,708	31,214	SH		SOLE	NONE	28,408	0	2,806
Lockheed Martin Corp	COM	539830109	58,456	100	SH		DFND	NONE	100	0	0
Lockheed Martin Corp	COM	539830109	128,603	220	SH		OTR	NONE	220	0	0
Lockheed Martin Corp	COM	539830109	602,097	1,030	SH		SOLE	NONE	995	0	35
LyondellBasell Industries NV	SHS - A -	N53745100	1,253,413	13,070	SH		SOLE	NONE	13,070	0	0
MARSH & MCLENNAN	COM	571748102	339,766	1,523	SH		SOLE	NONE	1,454	0	69
MASTERCARD INC	CL A	57636Q104	1,975	4	SH		DFND	NONE	0	0	4
MASTERCARD INC	CL A	57636Q104	30,166,242	61,090	SH		SOLE	NONE	56,982	0	4,108
MCDONALD'S CORP	COM	580135101	60,902	200	SH		DFND	NONE	200	0	0
MCDONALD'S CORP	COM	580135101	59,075	194	SH		OTR	NONE	100	0	94
MCDONALD'S CORP	COM	580135101	13,748,322	45,149	SH		SOLE	NONE	44,617	0	532
MICROSOFT CORP	COM	594918104	659,650	1,533	SH		DFND	NONE	943	0	590
MICROSOFT CORP	COM	594918104	172,120	400	SH		OTR	NONE	400	0	0
MICROSOFT CORP	COM	594918104	94,566,170	219,768	SH		SOLE	NONE	206,929	0	12,839
MORGAN STANLEY	COM NEW	617446448	16,261	156	SH		DFND	NONE	0	0	156
MORGAN STANLEY	COM NEW	617446448	997,473	9,569	SH		SOLE	NONE	9,569	0	0
MSC Industrial Direct Co Inc	CL A	553530106	967,573	11,243	SH		SOLE	NONE	11,165	0	78
Marathon Petroleum Corp	COM UNIT REP LTD	55336V100	222,300	5,000	SH		DFND	NONE	0	0	5,000
Marriott International Inc/MD	CL A	571903202	348,040	1,400	SH		DFND	NONE	0	0	1,400
Marriott International Inc/MD	CL A	571903202	84,524	340	SH		OTR	NONE	0	0	340
Marriott International Inc/MD	CL A	571903202	15,662	63	SH		SOLE	NONE	63	0	0
Medtronic PLC	SHS	G5960L103	27,009	300	SH		DFND	NONE	300	0	0
Medtronic PLC	SHS	G5960L103	1,348,379	14,977	SH		SOLE	NONE	10,139	0	4,838
Merck & Co Inc	COM	58933Y105	1,620,955	14,274	SH		DFND	NONE	13,923	0	351
Merck & Co Inc	COM	58933Y105	22,712	200	SH		OTR	NONE	200	0	0
Merck & Co Inc	COM	58933Y105	42,241,481	371,975	SH		SOLE	NONE	362,346	0	9,629
Meta Platforms Inc	CL A	30303M102	212,375	371	SH		DFND	NONE	355	0	16
Meta Platforms Inc	CL A	30303M102	31,484	55	SH		OTR	NONE	55	0	0
Meta Platforms Inc	CL A	30303M102	37,015,688	64,663	SH		SOLE	NONE	59,375	0	5,288
Microchip Technology Inc	COM	595017104	306,547	3,818	SH		DFND	NONE	3,818	0	0
Microchip Technology Inc	COM	595017104	54,677	681	SH		SOLE	NONE	681	0	0
Mondelez International Inc	CL A	609207105	26,521	360	SH		DFND	NONE	260	0	100
Mondelez International Inc	CL A	609207105	484,159	6,572	SH		SOLE	NONE	5,902	0	670
NEXTERA ENERGY	COM	65339F101	47,929	567	SH		DFND	NONE	300	0	267
NEXTERA ENERGY	COM	65339F101	27,809,609	328,991	SH		SOLE	NONE	307,574	0	21,417
NIKE INC	CL B	654106103	17,942,548	202,970	SH		SOLE	NONE	195,944	0	7,026
NORTHROP GRUMMAN	COM	666807102	16,898	32	SH		DFND	NONE	0	0	32
NORTHROP GRUMMAN	COM	666807102	237,632	450	SH		OTR	NONE	450	0	0
NVIDIA Corp	COM	67066G104	850,080	7,000	SH		DFND	NONE	0	0	7,000
NVIDIA Corp	COM	67066G104	3,453,146	28,435	SH		SOLE	NONE	28,435	0	0
Newmont Corp	COM	651639106	326,045	6,100	SH		DFND	NONE	6,100	0	0
Newmont Corp	COM	651639106	748	14	SH		SOLE	NONE	14	0	0
Norfolk Southern Corp	COM	655844108	360,325	1,450	SH		DFND	NONE	550	0	900
Norfolk Southern Corp	COM	655844108	31,063	125	SH		OTR	NONE	125	0	0
Norfolk Southern Corp	COM	655844108	250,240	1,007	SH		SOLE	NONE	707	0	300
Novartis AG	SPONSORED ADR	66987V109	263,971	2,295	SH		SOLE	NONE	2,295	0	0
O'Reilly Automotive Inc	COM	67103H107	10,364	9	SH		DFND	NONE	0	0	9
O'Reilly Automotive Inc	COM	67103H107	4,801,020	4,169	SH		SOLE	NONE	3,344	0	825
OGE Energy Corp	COM	670837103	8,204	200	SH		DFND	NONE	0	0	200
OGE Energy Corp	COM	670837103	1,286,100	31,353	SH		SOLE	NONE	31,253	0	100
ORACLE CORP	COM	68389X105	62,196	365	SH		DFND	NONE	365	0	0
ORACLE CORP	COM	68389X105	1,460,839	8,573	SH		SOLE	NONE	8,573	0	0
Old Dominion Freight Line Inc	COM	679580100	415,754	2,093	SH		SOLE	NONE	1,981	0	112
Otis Worldwide Corp	COM	68902V107	88,349	850	SH		DFND	NONE	100	0	750
Otis Worldwide Corp	COM	68902V107	77,955	750	SH		OTR	NONE	0	0	750
Otis Worldwide Corp	COM	68902V107	2,269,010	21,830	SH		SOLE	NONE	14,405	0	7,425
PARKER-HANNIFIN	COM	701094104	473,865	750	SH		DFND	NONE	0	0	750
PARKER-HANNIFIN	COM	701094104	126,996	201	SH		SOLE	NONE	201	0	0
PEPSICO INC	COM	713448108	208,651	1,227	SH		DFND	NONE	1,201	0	26
PEPSICO INC	COM	713448108	136,040	800	SH		OTR	NONE	0	0	800
PEPSICO INC	COM	713448108	45,049,136	264,917	SH		SOLE	NONE	256,803	0	8,114
PHILIP MORRIS INTL	COM	718172109	2,125,714	17,510	SH		SOLE	NONE	17,510	0	0
PNC Financial Services Group I	COM	693475105	68,210	369	SH		OTR	NONE	369	0	0
PNC Financial Services Group I	COM	693475105	1,808,388	9,783	SH		SOLE	NONE	9,783	0	0
PROGRESSIVE CP(OH)	COM	743315103	175,602	692	SH		DFND	NONE	0	0	692
PROGRESSIVE CP(OH)	COM	743315103	99,220	391	SH		SOLE	NONE	391	0	0
PROSHARE ADVISORS LLC	S&P 500 DV ARIST	74348A467	55,729	522	SH		DFND	NONE	312	0	210
PROSHARE ADVISORS LLC	S&P 500 DV ARIST	74348A467	66,513,615	623,020	SH		SOLE	NONE	612,355	0	10,665
Pangaea Logistics Solutions Lt	SHS	G6891L105	61,804,650	8,548,361	SH		OTR	NONE	0	0	8,548,361
Paychex Inc	COM	704326107	72,597	541	SH		DFND	NONE	0	0	541
Paychex Inc	COM	704326107	1,067,079	7,952	SH		SOLE	NONE	7,829	0	123
Pfizer Inc	COM	717081103	397,173	13,724	SH		DFND	NONE	11,039	0	2,685
Pfizer Inc	COM	717081103	2,605	90	SH		OTR	NONE	0	0	90
Pfizer Inc	COM	717081103	11,299,334	390,440	SH		SOLE	NONE	389,989	0	451
Pimco ETFs/USA	INTER MUN BD ACT	72201R866	1,397,771	26,383	SH		SOLE	NONE	26,043	0	340
Pinnacle West Capital Corp	COM	723484101	1,270,912	14,346	SH		SOLE	NONE	14,304	0	42
Principal Financial Group Inc	COM	74251V102	729,978	8,498	SH		SOLE	NONE	8,411	0	87
Procter & Gamble Co/The	COM	742718109	203,337	1,174	SH		DFND	NONE	1,125	0	49
Procter & Gamble Co/The	COM	742718109	930,950	5,375	SH		OTR	NONE	4,075	0	1,300
Procter & Gamble Co/The	COM	742718109	31,703,394	183,045	SH		SOLE	NONE	177,348	0	5,697
QUALCOMM Inc	COM	747525103	235,689	1,386	SH		SOLE	NONE	1,186	0	200
Quest Diagnostics Inc	COM	74834L100	326,491	2,103	SH		SOLE	NONE	1,982	0	121
ROCKWELL AUTOMATION	COM	773903109	330,206	1,230	SH		DFND	NONE	1,230	0	0
ROCKWELL AUTOMATION	COM	773903109	7,051,102	26,265	SH		SOLE	NONE	26,265	0	0
ROPER INDUSTRIES INC	COM	776696106	40,620	73	SH		DFND	NONE	58	0	15
ROPER INDUSTRIES INC	COM	776696106	19,151,552	34,418	SH		SOLE	NONE	32,685	0	1,733
RTX Corp	COM	75513E101	193,856	1,600	SH		DFND	NONE	100	0	1,500
RTX Corp	COM	75513E101	181,740	1,500	SH		OTR	NONE	0	0	1,500
RTX Corp	COM	75513E101	571,996	4,721	SH		SOLE	NONE	4,671	0	50
Ralph Lauren Corp	CL A	751212101	222,951	1,150	SH		DFND	NONE	0	0	1,150
Rambus Inc	COM	750917106	210,931	4,996	SH		SOLE	NONE	4,996	0	0
Rio Tinto PLC	SPONSORED ADR	767204100	252,298	3,545	SH		DFND	NONE	3,545	0	0
S&P Global Inc	COM	78409V104	6,199	12	SH		DFND	NONE	0	0	12
S&P Global Inc	COM	78409V104	13,787,555	26,688	SH		SOLE	NONE	25,492	0	1,196
SELECT SECTOR SPDR	SBI MATERIALS	81369Y100	655,577	6,802	SH		SOLE	NONE	4,702	0	2,100
SELECT SECTOR SPDR	SBI HEALTHCARE	81369Y209	190,831	1,239	SH		DFND	NONE	1,239	0	0
SELECT SECTOR SPDR	SBI HEALTHCARE	81369Y209	805,833	5,232	SH		SOLE	NONE	5,102	0	130
SELECT SECTOR SPDR	SBI CONS DISCR	81369Y407	160,296	800	SH		DFND	NONE	800	0	0
SELECT SECTOR SPDR	SBI CONS DISCR	81369Y407	1,547,257	7,722	SH		SOLE	NONE	7,626	0	96
SELECT SECTOR SPDR	ENERGY	81369Y506	87,800	1,000	SH		OTR	NONE	1,000	0	0
SELECT SECTOR SPDR	ENERGY	81369Y506	2,935,769	33,437	SH		SOLE	NONE	28,822	0	4,615
SELECT SECTOR SPDR	FINANCIAL	81369Y605	228,186	5,035	SH		DFND	NONE	5,035	0	0
SELECT SECTOR SPDR	FINANCIAL	81369Y605	4,049,115	89,345	SH		SOLE	NONE	85,890	0	3,455
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	172,706	765	SH		DFND	NONE	765	0	0
SELECT SECTOR SPDR	TECHNOLOGY	81369Y803	12,035,266	53,310	SH		SOLE	NONE	49,435	0	3,875
SELECT SECTOR SPDR	SBI INT-UTILS	81369Y886	214,552	2,656	SH		SOLE	NONE	2,406	0	250
SEMPRA ENERGY	COM	816851109	20,238	242	SH		DFND	NONE	214	0	28
SEMPRA ENERGY	COM	816851109	5,687	68	SH		OTR	NONE	68	0	0
SEMPRA ENERGY	COM	816851109	510,561	6,105	SH		SOLE	NONE	5,095	0	1,010
SIMON PROP GROUP	COM	828806109	346,491	2,050	SH		DFND	NONE	0	0	2,050
SPDR DOW JONES IND	UT SER 1	78467X109	222,138	525	SH		SOLE	NONE	25	0	500
SPDR GOLD TRUST	GOLD SHS	78463V107	129,794	534	SH		DFND	NONE	491	0	43
SPDR GOLD TRUST	GOLD SHS	78463V107	23,820	98	SH		OTR	NONE	98	0	0
SPDR GOLD TRUST	GOLD SHS	78463V107	88,286,441	363,229	SH		SOLE	NONE	346,887	0	16,342
SPDR SERIES TRUST	BBG CONV SEC ETF	78464A359	730,132	9,533	SH		SOLE	NONE	9,343	0	190
SSGA FUNDS MANAGEMENT INC	PORTFOLIO LN COR	78464A367	19,908	824	SH		DFND	NONE	711	0	113
SSGA FUNDS MANAGEMENT INC	PORTFOLIO LN COR	78464A367	36,547,049	1,512,709	SH		SOLE	NONE	1,494,750	0	17,959
SSGA FUNDS MANAGEMENT INC	BLOOMBERG SHT TE	78468R408	773,942	30,056	SH		SOLE	NONE	30,056	0	0
SSgA Funds Management Inc	BLOOMBERG 1-3 MO	78468R663	609,068	6,634	SH		DFND	NONE	6,634	0	0
SSgA Funds Management Inc	NUVEEN BLMBRG SH	78468R739	225,632	4,687	SH		SOLE	NONE	4,347	0	340
SSgA Funds Management Inc	COMMUNICATION	81369Y852	383,748	4,245	SH		SOLE	NONE	4,245	0	0
STARBUCKS CORP	COM	855244109	181,331	1,860	SH		DFND	NONE	320	0	1,540
STARBUCKS CORP	COM	855244109	26,662,443	273,489	SH		SOLE	NONE	261,419	0	12,070
STATE STREET ETF/USA	UTSER1 S&PDCRP	78467Y107	927,406	1,628	SH		SOLE	NONE	978	0	650
Schlumberger NV	COM STK	806857108	8,138	194	SH		DFND	NONE	0	0	194
Schlumberger NV	COM STK	806857108	13,389,895	319,187	SH		SOLE	NONE	303,126	0	16,061
Sherwin-Williams Co/The	COM	824348106	1,859,878	4,873	SH		SOLE	NONE	3,538	0	1,335
Snap-on Inc	COM	833034101	983,855	3,396	SH		SOLE	NONE	3,396	0	0
Southern Co/The	COM	842587107	36,072	400	SH		DFND	NONE	400	0	0
Southern Co/The	COM	842587107	12,041,555	133,528	SH		SOLE	NONE	133,487	0	41
Stanley Black & Decker Inc	COM	854502101	1,206,034	10,951	SH		SOLE	NONE	10,951	0	0
State Street Corp	COM	857477103	621,325	7,023	SH		OTR	NONE	2,018	0	5,005
State Street Corp	COM	857477103	115,807	1,309	SH		SOLE	NONE	1,309	0	0
State Street ETF/USA	TR UNIT	78462F103	5,389,328	9,393	SH		SOLE	NONE	9,393	0	0
State Street ETF/USA	INDL	81369Y704	297,833	2,199	SH		DFND	NONE	2,199	0	0
State Street ETF/USA	INDL	81369Y704	967,312	7,142	SH		SOLE	NONE	5,968	0	1,174
Stryker Corp	COM	863667101	1,056,686	2,925	SH		SOLE	NONE	2,575	0	350
T Rowe Price Group Inc	COM	74144T108	3,813	35	SH		DFND	NONE	0	0	35
T Rowe Price Group Inc	COM	74144T108	1,676,433	15,390	SH		SOLE	NONE	15,270	0	120
TEXAS INSTRUMENTS	COM	882508104	41,107	199	SH		DFND	NONE	141	0	58
TEXAS INSTRUMENTS	COM	882508104	961,377	4,654	SH		OTR	NONE	0	0	4,654
TEXAS INSTRUMENTS	COM	882508104	22,763,807	110,199	SH		SOLE	NONE	105,123	0	5,076
TJX Cos Inc/The	COM	872540109	253,064	2,153	SH		DFND	NONE	0	0	2,153
TJX Cos Inc/The	COM	872540109	26,961,795	229,384	SH		SOLE	NONE	216,873	0	12,511
TRANSDIGM INC	COM	893641100	256,883	180	SH		SOLE	NONE	180	0	0
TRAVELERS CO INC	COM	89417E109	13,111	56	SH		DFND	NONE	0	0	56
TRAVELERS CO INC	COM	89417E109	485,097	2,072	SH		SOLE	NONE	2,072	0	0
TTWF LP	COM	960413102	320,869	2,135	SH		DFND	NONE	2,135	0	0
Target Corp	COM	87612E106	23,535	151	SH		OTR	NONE	151	0	0
Target Corp	COM	87612E106	1,381,699	8,865	SH		SOLE	NONE	8,269	0	596
Teradyne Inc	COM	880770102	331,745	2,477	SH		DFND	NONE	2,477	0	0
Teradyne Inc	COM	880770102	41,786	312	SH		SOLE	NONE	312	0	0
Tesla Inc	COM	88160R101	230,496	881	SH		SOLE	NONE	781	0	100
Thermo Fisher Scientific Inc	COM	883556102	59,383	96	SH		DFND	NONE	80	0	16
Thermo Fisher Scientific Inc	COM	883556102	278,357	450	SH		OTR	NONE	450	0	0
Thermo Fisher Scientific Inc	COM	883556102	18,428,437	29,792	SH		SOLE	NONE	28,130	0	1,662
US Bancorp	COM NEW	902973304	6,860	150	SH		DFND	NONE	150	0	0
US Bancorp	COM NEW	902973304	1,103,694	24,135	SH		SOLE	NONE	24,135	0	0
UTD PARCEL SERV	CL B	911312106	95,438	700	SH		DFND	NONE	0	0	700
UTD PARCEL SERV	CL B	911312106	1,527,417	11,203	SH		SOLE	NONE	11,120	0	83
Ulta Beauty Inc	COM	90384S303	13,619	35	SH		DFND	NONE	0	0	35
Ulta Beauty Inc	COM	90384S303	248,648	639	SH		SOLE	NONE	639	0	0
Unilever PLC	SPON ADR NEW	904767704	11,850,263	182,424	SH		SOLE	NONE	182,424	0	0
Union Pacific Corp	COM	907818108	562,221	2,281	SH		DFND	NONE	1,275	0	1,006
Union Pacific Corp	COM	907818108	27,754,634	112,604	SH		SOLE	NONE	106,212	0	6,392
UnitedHealth Group Inc	COM	91324P102	474,175	811	SH		DFND	NONE	785	0	26
UnitedHealth Group Inc	COM	91324P102	190,021	325	SH		OTR	NONE	142	0	183
UnitedHealth Group Inc	COM	91324P102	44,929,735	76,845	SH		SOLE	NONE	74,280	0	2,565
VANGUARD	S&P 500 ETF SHS	922908363	2,552,867	4,838	SH		DFND	NONE	4,838	0	0
VANGUARD	S&P 500 ETF SHS	922908363	5,826,532	11,042	SH		SOLE	NONE	11,042	0	0
VANGUARD ETF/USA	DIV APP ETF	921908844	1,244,609	6,284	SH		SOLE	NONE	5,744	0	540
VANGUARD ETF/USA	STRM INFPROIDX	922020805	306,018	6,206	SH		SOLE	NONE	6,206	0	0
VANGUARD ETF/USA	FTSE EMR MKT ETF	922042858	14,116	295	SH		DFND	NONE	295	0	0
VANGUARD ETF/USA	FTSE EMR MKT ETF	922042858	1,555,795	32,514	SH		SOLE	NONE	11,490	0	21,024
VANGUARD ETF/USA	INF TECH ETF	92204A702	1,102,071	1,879	SH		SOLE	NONE	1,879	0	0
VANGUARD ETF/USA	INT-TERM CORP	92206C870	1,487,233	17,758	SH		DFND	NONE	17,758	0	0
VANGUARD GROUP INC/THE	TOTAL INT BD ETF	92203J407	10,458	208	SH		DFND	NONE	130	0	78
VANGUARD GROUP INC/THE	TOTAL INT BD ETF	92203J407	1,239,653	24,655	SH		SOLE	NONE	11,969	0	12,686
VANGUARD GROUP INC/THE	LG-TERM COR BD	92206C813	990,356	12,192	SH		DFND	NONE	12,192	0	0
VANGUARD GROUP INC/THE	LG-TERM COR BD	92206C813	747,397	9,201	SH		SOLE	NONE	9,201	0	0
VANGUARD WHITEHALL	HIGH DIV YLD	921946406	4,591,868	35,818	SH		SOLE	NONE	29,721	0	6,097
VERIZON COMMUN	COM	92343V104	227,873	5,074	SH		DFND	NONE	3,873	0	1,201
VERIZON COMMUN	COM	92343V104	473,127	10,535	SH		OTR	NONE	10,126	0	409
VERIZON COMMUN	COM	92343V104	18,095,002	402,917	SH		SOLE	NONE	385,676	0	17,241
VISA INC	COM CL A	92826C839	59,939	218	SH		DFND	NONE	151	0	67
VISA INC	COM CL A	92826C839	44,542	162	SH		OTR	NONE	162	0	0
VISA INC	COM CL A	92826C839	36,891,966	134,177	SH		SOLE	NONE	127,667	0	6,510
Valero Energy Corp	COM	91913Y100	636,666	4,715	SH		SOLE	NONE	4,715	0	0
Van Eck Associates Corp	GOLD MINERS ETF	92189F106	11,946	300	SH		DFND	NONE	300	0	0
Van Eck Associates Corp	GOLD MINERS ETF	92189F106	473,062	11,880	SH		SOLE	NONE	11,880	0	0
VanEck ETFs/USA	OIL SERVICES ETF	92189H607	113,484	400	SH		OTR	NONE	400	0	0
VanEck ETFs/USA	OIL SERVICES ETF	92189H607	1,157,253	4,079	SH		SOLE	NONE	4,019	0	60
Vanguard ETF/USA	MIDCP 400 VAL	921932844	9,764	102	SH		DFND	NONE	0	0	102
Vanguard ETF/USA	MIDCP 400 VAL	921932844	11,009	115	SH		OTR	NONE	115	0	0
Vanguard ETF/USA	MIDCP 400 VAL	921932844	77,011,339	804,464	SH		SOLE	NONE	769,987	0	34,477
Vanguard ETF/USA	HEALTH CAR ETF	92204A504	252,287	894	SH		SOLE	NONE	894	0	0
Vanguard ETF/USA	MTG-BKD SECS ETF	92206C771	673,120	14,258	SH		SOLE	NONE	13,558	0	700
Vanguard ETF/USA	TAX EXEMPT BD	922907746	473,882	9,270	SH		SOLE	NONE	8,245	0	1,025
Vanguard ETF/USA	REAL ESTATE ETF	922908553	15,685	161	SH		DFND	NONE	161	0	0
Vanguard ETF/USA	REAL ESTATE ETF	922908553	2,548,507	26,160	SH		SOLE	NONE	13,507	0	12,653
Vanguard ETF/USA	SML CP GRW ETF	922908595	77,537	290	SH		DFND	NONE	290	0	0
Vanguard ETF/USA	SML CP GRW ETF	922908595	131,011	490	SH		SOLE	NONE	490	0	0
Vanguard ETF/USA	MID CAP ETF	922908629	184,681	700	SH		DFND	NONE	700	0	0
Vanguard ETF/USA	MID CAP ETF	922908629	936,069	3,548	SH		SOLE	NONE	3,548	0	0
Veeva Systems Inc	CL A COM	922475108	32,110	153	SH		DFND	NONE	101	0	52
Veeva Systems Inc	CL A COM	922475108	22,516,742	107,289	SH		SOLE	NONE	100,843	0	6,446
WASTE MANAGEMENT	COM	94106L109	386,344	1,861	SH		SOLE	NONE	1,861	0	0
WEC Energy Group Inc	COM	92939U106	109,838	1,142	SH		DFND	NONE	950	0	192
WEC Energy Group Inc	COM	92939U106	10,923,163	113,570	SH		SOLE	NONE	106,162	0	7,408
WELLS FARGO & CO	COM	949746101	46,604	825	SH		DFND	NONE	825	0	0
WELLS FARGO & CO	COM	949746101	509,822	9,025	SH		SOLE	NONE	6,025	0	3,000
WESTERN UNION COMP	COM	959802109	173,582	14,550	SH		SOLE	NONE	14,550	0	0
WISDOMTREE ASSET MANAGEMENT INC	US LARGECAP FUND	97717W588	2,568,091	42,773	SH		SOLE	NONE	42,773	0	0
Walmart Inc	COM	931142103	501,700	6,213	SH		DFND	NONE	6,090	0	123
Walmart Inc	COM	931142103	9,250,882	114,562	SH		SOLE	NONE	103,453	0	11,109
Walt Disney Co/The	COM	254687106	205,173	2,133	SH		DFND	NONE	2,133	0	0
Walt Disney Co/The	COM	254687106	807,515	8,395	SH		SOLE	NONE	7,995	0	400
Waters Corp	COM	941848103	180,305	501	SH		OTR	NONE	0	0	501
Waters Corp	COM	941848103	47,505	132	SH		SOLE	NONE	132	0	0
West Pharmaceutical Services I	COM	955306105	31,817	106	SH		DFND	NONE	76	0	30
West Pharmaceutical Services I	COM	955306105	16,969,846	56,536	SH		SOLE	NONE	53,990	0	2,546
Whirlpool Corp	COM	963320106	876,651	8,193	SH		SOLE	NONE	8,118	0	75
Williams Cos Inc/The	COM	969457100	212,912	4,664	SH		SOLE	NONE	4,664	0	0
Willis Towers Watson PLC	SHS	G96629103	372,875	1,266	SH		SOLE	NONE	1,266	0	0
WisdomTree Asset Management Inc	US LARGECAP DIVD	97717W307	312,669	3,980	SH		SOLE	NONE	3,980	0	0
Woodward Inc	COM	980745103	457,932	2,670	SH		OTR	NONE	2,670	0	0
Xylem Inc/NY	COM	98419M100	13,503	100	SH		OTR	NONE	0	0	100
Xylem Inc/NY	COM	98419M100	347,297	2,572	SH		SOLE	NONE	2,572	0	0
Zoetis Inc	CL A	98978V103	1,240,272	6,348	SH		SOLE	NONE	2,577	0	3,771
iShares ETFs/USA	CORE US AGGBD ET	464287226	41,926	414	SH		DFND	NONE	414	0	0
iShares ETFs/USA	CORE US AGGBD ET	464287226	446,702	4,411	SH		SOLE	NONE	4,411	0	0
iShares ETFs/USA	RUS MDCP VAL ETF	464287473	647,364	4,895	SH		SOLE	NONE	4,895	0	0
iShares ETFs/USA	RUS MD CP GR ETF	464287481	805,782	6,870	SH		SOLE	NONE	6,870	0	0
iShares ETFs/USA	CORE S&P MCP ETF	464287507	294,275	4,722	SH		DFND	NONE	4,722	0	0
iShares ETFs/USA	CORE S&P MCP ETF	464287507	1,923,818	30,870	SH		SOLE	NONE	30,420	0	450
iShares ETFs/USA	RUSSELL 3000 ETF	464287689	212,375	650	SH		SOLE	NONE	650	0	0
iShares ETFs/USA	MBS ETF	464288588	53,841,579	561,962	SH		SOLE	NONE	561,962	0	0
iShares ETFs/USA	USD INV GRDE ETF	464288620	377,472	7,179	SH		SOLE	NONE	7,179	0	0
iShares ETFs/USA	US AER DEF ETF	464288760	215,931	1,443	SH		SOLE	NONE	1,443	0	0