Dime Community Bancshares (DCOM) 10-K 16 Mar 15 2014 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2014	Mar. 13, 2015	Jun. 30, 2014
Document and Entity Information
Entity Registrant Name	BRIDGE BANCORP INC
Entity Central Index Key	846617
Document Type	10-K
Document Period End Date	31-Dec-14
Amendment Flag	FALSE
Current Fiscal Year End Date	-19
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Public Float			$264,984,209
Entity Common Stock, Shares Outstanding		11,704,184
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	FY

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS
Cash and due from banks	$45,109	$39,997
Interest earning deposits with banks	6,621	5,576
Total cash and cash equivalents	51,730	45,573
Securities available for sale, at fair value	587,184	575,179
Securities held to maturity (fair value of $216,289 and $197,339, respectively)	214,927	201,328
Total securities	802,111	776,507
Securities, restricted	10,037	7,034
Loans held for investments	1,338,327	1,013,263
Allowance for loan losses	-17,637	-16,001
Loans, net	1,320,690	997,262
Premises and equipment, net	32,424	27,983
Accrued interest receivable	6,425	5,648
Goodwill	9,450	2,034
Core deposit intangible	842	190
Prepaid pension	4,927	8,585
Bank owned life insurance	30,644	10,035
Other real estate owned		2,242
Other assets	19,373	13,653
Total Assets	2,288,653	1,896,746
LIABILITIES AND STOCKHOLDERS' EQUITY
Demand deposits	703,130	582,938
Savings, NOW and money market deposits	989,287	855,246
Certificates of deposit of $100,000 or more	83,071	64,445
Other time deposits	58,291	36,450
Total deposits	1,833,779	1,539,079
Federal Funds Purchased	75,000	64,000
Federal Home Loan Bank advances	138,327	98,000
Repurchase agreements	36,263	11,370
Junior subordinated debentures	16,002	16,002
Other liabilities and accrued expenses	14,164	8,835
Total Liabilities	2,113,535	1,737,286
Stockholders' equity:
Common stock, par value $.01 per share: Authorized: 20,000,000 shares; 11,651,398 and 11,317,367 shares issued, respectively; 11,650,405 and 11,307,607 shares outstanding, respectively	117	113
Surplus	118,846	111,377
Retained earnings	64,547	61,441
Less: Treasury Stock at cost, 993 and 9,760 shares, respectively	-25	-235
Accumulated other comprehensive loss, net of income tax	-8,367	-13,236
Total stockholders' equity before accumulated other comprehensive income (loss)	183,485	172,696
Accumulated other comprehensive income (loss):
Net unrealized (loss) gain on securities, net of deferred income taxes of $0 and $7,895, respectively	-3,307	-11,994
Pension liability, net of deferred income taxes of $0 and $781, respectively	4,491	1,143
Net unrealized loss on cash flow hedge, net of deferred income taxes of $0 and $65, respectively	-569	-99
Total Stockholders' Equity	175,118	159,460
Total Liabilities and Stockholders' Equity	$2,288,653	$1,896,746

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Consolidated Balance Sheets
Securities held to maturity, fair value (in dollars)	$216,289	$197,339
Preferred stock, par value (in dollars per share)	$0.01
Preferred stock, shares authorized	-2,000,000	-2,000,000
Preferred stock, shares issued	0
Common stock, par value (in dollars per share)	$0.01
Common stock, Authorized shares	20,000,000
Common stock, shares issued	11,651,398	11,317,367
Common stock, shares outstanding	11,650,405	11,307,607
Treasury Stock, shares	993	9,760
Net unrealized (loss) gain on securities, deferred income taxes (in dollars)	2,177	7,895
Net unrealized gain (loss) on cash flow hedge, deferred income taxes (in dollars)	$374	$65

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Interest income:
Loans (including fee income)	$57,628	$45,250	$40,255
Mortgage-backed securities, CMOs and other asset-backed securities	10,644	6,956	7,391
U.S. GSE securities	2,716	2,982	2,977
State and municipal obligations	2,735	2,638	3,126
Corporate Bonds	749	399	574
Deposits with banks	32	28	78
Other interest and dividend income	406	177	113
Total interest income	74,910	58,430	54,514
Interest expense:
Savings, NOW and money market deposits	3,223	3,543	3,738
Certificates of deposit of $100,000 or more	767	1,079	1,453
Other time deposits	426	340	416
Federal funds purchased and repurchase agreements	588	505	461
Federal Home Loan Bank advances	1,091	440	122
Junior subordinated debentures	1,365	1,365	1,365
Total interest expense	7,460	7,272	7,555
Net interest income	67,450	51,158	46,959
Provision for loan losses	2,200	2,350	5,000
Net interest income after provision for loan losses	65,250	48,808	41,959
Non interest income:
Service charges on deposit accounts	3,206	3,174	3,313
Fees for other customer services	3,501	3,295	2,958
Net securities (losses) gains	-1,090	659	2,647
Title fee income	1,662	1,687	1,635
Other operating income	887	76	120
Total non-interest income	8,166	8,891	10,673
Non-interest expense:
Salaries and employee benefits	26,011	21,532	20,705
Occupancy and equipment	7,712	5,374	4,046
Technology and communications	3,175	2,594	2,116
Marketing and advertising	2,430	1,864	1,590
Professional services	1,537	1,340	1,047
FDIC assessments	1,265	924	754
Acquisition costs and branch restructuring	5,504	499
Amortization of core deposit intangible	300	59	67
Cost of extinguishment of debt			158
Other operating expenses	4,480	3,751	3,297
Total non-interest expense	52,414	37,937	33,780
Income before income taxes	21,002	19,762	18,852
Income tax expense	7,239	6,669	6,080
Net income	$13,763	$13,093	$12,772
Basic earnings per share (in dollars per share)	$1.18	$1.36	$1.48
Diluted earnings per share (in dollars per share)	$1.18	$1.36	$1.48

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Consolidated Statements of Comprehensive Income
Net income	$13,763	$13,093	$12,772
Other comprehensive income (loss):
Change in unrealized net gains (losses) on securities available for sale, net of reclassification and deferred income taxes	8,687	-14,732	-2,996
Adjustment to pension liability, net of deferred income taxes	-3,348	1,907	256
Unrealized gain (loss) on cash flow hedge, net of deferred income taxes	-470	7	-106
Total other comprehensive income (loss)	4,869	-12,818	-2,846
Comprehensive income	$18,632	$275	$9,926

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders Equity (USD $)	Common Stock	Surplus	Retained Earnings	Treasury Stock	Accumulated Other Comprehensive Loss	Total
In Thousands, unless otherwise specified
Balance at Dec. 31, 2011	$84	$52,962	$52,228	($715)	$2,428	$106,987
Increase (Decrease) in Stockholders' Equity
Net income			12,772			12,772
Shares issued under the dividend reinvestment plan ("DRP")	5	10,502				10,507
Stock awards granted and distributed		-580		580
Stock awards forfeited		6		-6
Vesting of stock awards				-175		-175
Exercise of stock options		-7		7
Tax effect of stock plans		-18				-18
Share based compensation expense		1,343				1,343
Cash dividend declared, $0.92, $0.69, $1.15 per share for the years ended December 31, 2014, 2013 and 2012, respectively			-9,898			-9,898
Other comprehensive income, net of deferred income taxes					-2,846	-2,846
Balance at Dec. 31, 2012	89	64,208	55,102	-309	-418	118,672
Increase (Decrease) in Stockholders' Equity
Net income			13,093			13,093
Shares issued under the dividend reinvestment plan ("DRP")	4	8,656				8,660
Shares issues in common stock offering, net of offering costs (1,926,250 shares)	19	37,558				37,577
Stock awards granted and distributed	1	-435		434
Stock awards forfeited		79		-79
Vesting of stock awards				-291		-291
Exercise of stock options		-6		10		4
Tax effect of stock plans		21				21
Share based compensation expense		1,296				1,296
Cash dividend declared, $0.92, $0.69, $1.15 per share for the years ended December 31, 2014, 2013 and 2012, respectively			-6,754			-6,754
Other comprehensive income, net of deferred income taxes					-12,818	-12,818
Balance at Dec. 31, 2013	113	111,377	61,441	-235	-13,236	159,460
Increase (Decrease) in Stockholders' Equity
Net income			13,763			13,763
Shares issued under the dividend reinvestment plan ("DRP")	1	630				631
Shares issued in the acquisition of FNBNY Bancorp, net of offering costs (240,598 shares)	2	5,946				5,948
Stock awards granted and distributed	1	-432		431
Stock awards forfeited		58		-58
Vesting of stock awards				-173		-173
Exercise of stock options		-3		10		7
Tax effect of stock plans		36				36
Share based compensation expense		1,234				1,234
Cash dividend declared, $0.92, $0.69, $1.15 per share for the years ended December 31, 2014, 2013 and 2012, respectively			-10,657			-10,657
Other comprehensive income, net of deferred income taxes					4,869	4,869
Balance at Dec. 31, 2014	$117	$118,846	$64,547	($25)	($8,367)	$175,118

Consolidated_Statements_of_Sto1

Consolidated Statements of Stockholders Equity (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Consolidated Statements of Stockholders' Equity
Shares issued in the acquisition of FNBNY Bancorp (in shares)	240,598
Cash dividend declared (in dollars per share)	$0.69	$1.15
Shares issued in common stock offerings (in shares)		1,926,250

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities:
Net income	$13,763	$13,093	$12,772
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	2,200	2,350	5,000
Depreciation and amortization	481	1,852	1,271
Net amortization on securities	3,763	5,168	5,573
Increase in cash surrender value of bank owned life insurance	-609	-35
Amortization of core deposit intangible	300	59	67
Share based compensation expense	1,234	1,296	1,343
Net securities losses (gains)	1,090	-659	-2,647
Increase in accrued interest receivable	-777	-212	-496
Decrease (increase) in other assets	5,783	-1,366	-2,287
(Decrease) increase in accrued expenses and other liabilities	-1,417	3,483	1,737
Net cash provided by operating activities	25,811	25,029	22,333
Cash flows from investing activities:
Purchases of securities available for sale	-342,185	-333,359	-511,979
Purchases of securities, restricted	-408,439	-164,503	-31,355
Purchases of securities held to maturity	-52,464	-68,251	-132,304
Proceeds from sales of securities available for sale	360,963	129,431	151,959
Redemption of securities, restricted	408,036	160,447	30,037
Maturities, calls and principal payments of securities available for sale	80,242	130,411	266,095
Maturities, calls and principal payments of securities held to maturity	37,983	76,128	89,123
Net increase in loans	-235,320	-217,668	-185,790
Proceeds from loan sale			575
Proceeds from sales of other real estate owned ("OREO"), net	2,942	218
Purchase of bank owned life insurance	-20,000	-10,000
Purchase of premises and equipment	-5,232	-4,029	-3,592
Net cash acquired in business combination	2,926
Net cash used in investing activities	-170,548	-301,175	-327,231
Cash flows from financing activities:
Net decrease in deposits	125,300	129,773	221,192
Net increase (decrease) in federal funds purchased	11,000	19,500	44,500
Net increase in FHLB advances	1,499	83,000	15,000
Repayment of acquired unsecured debt	-1,450
Net increase (decrease) in repurchase agreements	24,893	-1,020	-4,507
Net proceeds from issuance of common stock	631	46,237	10,507
Net proceeds from exercise of stock options	7	4
Repurchase of surrendered stock from vesting of restricted stock awards	-173	-291	-175
Excess tax benefit (expense) from share based compensation	36	21	-18
Cash dividends paid	-10,657	-6,754	-9,898
Other, net	-192
Net cash provided by financing activities	150,894	270,470	276,601
Net increase (decrease) in cash and cash equivalents	6,157	-5,676	-28,297
Cash and cash equivalents at beginning of period	45,573	51,249	79,546
Cash and cash equivalents at end of period	51,730	45,573	51,249
Cash paid for:
Interest	7,377	7,194	7,727
Income tax	4,068	5,108	5,260
Noncash investing and financing activities:
Financing of sale of loans held for sale			1,725
Transfers from portfolio loans to OREO	577	2,242	250
Acquisition of noncash assets and liabilities:
Fair value of assets acquired	209,022
Fair value of liabilities assumed	$213,224

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
	Bridge Bancorp, Inc. (the “Company”) is incorporated under the laws of the State of New York and is a registered bank holding company. The Company’s business currently consists of the operations of its wholly-owned subsidiary, The Bridgehampton National Bank (the “Bank”). The Bank’s operations include its real estate investment trust subsidiary, Bridgehampton Community, Inc. (“BCI”), a financial title insurance subsidiary, Bridge Abstract LLC (“Bridge Abstract”), and Bridge Financial Services LLC (“Bridge Financial Services’), an investment services subsidiary.
	In addition to the Bank, the Company has another subsidiary, Bridge Statutory Capital Trust II, which was formed in 2009. In accordance with current accounting guidance, the trust is not consolidated in the Company’s financial statements. See Note 8 for a further discussion of Bridge Statutory Capital Trust II.
	The financial statements have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) and general practices within the financial institution industry. The following is a description of the significant accounting policies that the Company follows in preparing its Consolidated Financial Statements.
	a) Basis of Financial Statement Presentation
	The accompanying Consolidated Financial Statements are prepared on the accrual basis of accounting and include the accounts of the Company and its wholly-owned subsidiary, the Bank. All material intercompany transactions and balances have been eliminated.
	The preparation of financial statements, in conformity with U.S. generally accepted accounting principles, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of each consolidated balance sheet and the related consolidated statement of income for the years then ended. Such estimates are subject to change in the future as additional information becomes available or previously existing circumstances are modified. Actual future results could differ significantly from those estimates.
	b) Cash and Cash Equivalents
	For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, interest earning deposits with banks, and federal funds sold, which mature overnight. Cash flows are reported net for customer loan and deposit transactions, overnight borrowings and federal funds purchased, Federal Home Loan Bank advances, and repurchase agreements.
	c) Securities
	Debt and equity securities are classified in one of the following categories: (i) “held to maturity” (management has a positive intent and ability to hold to maturity), which are reported at amortized cost, (ii) “available for sale” (all other debt and marketable equity securities), which are reported at fair value, with unrealized gains and losses reported net of tax, as accumulated other comprehensive income, a separate component of stockholders’ equity, and (iii) “restricted” which represents FHLB, FRB and bankers’ banks stock which are reported at cost.
	Premiums and discounts on securities are amortized to expense and accreted to income over the estimated life of the respective securities using the interest method. Gains and losses on the sales of securities are recognized upon realization based on the specific identification method. Declines in the fair value of securities below their cost that are other than temporary are reflected as realized losses. In estimating other-than-temporary impairment (“OTTI”), management considers many factors including: (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the Company has the intent to sell the security or more than likely than not will be required to sell the security before its anticipated recovery. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: (1) OTTI related to credit loss, which must be recognized in the income statement and (2) impairment related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. The assessment of whether any other than temporary decline exists may involve a high degree of subjectivity and judgment and is based on the information available to management at a point in time.
	d) Federal Home Loan Bank (FHLB) Stock
	The Bank is a member of the FHLB system. Members are required to own a particular amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost and classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.
	e) Loans, Loan Interest Income Recognition and Loans Held for Sale
	Loans are stated at the principal amount outstanding, net of deferred origination costs and fees and purchase premiums and discounts. Loan origination and commitment fees and certain direct and indirect costs incurred in connection with loan originations are deferred and amortized to income over the life of the related loans as an adjustment to yield. When a loan prepays, the remaining unamortized net deferred origination fees or costs are recognized in the current year. Interest on loans is credited to income based on the principal outstanding during the period.  Past due status is based on the contractual terms of the loan. Loans that are 90 days past due are automatically placed on nonaccrual and previously accrued interest is reversed and charged against interest income. However, if the loan is in the process of collection and the Bank has reasonable assurance that the loan will be fully collectible based upon individual loan evaluation assessing such factors as collateral and collectibility, accrued interest will be recognized as earned.  If a payment is received when a loan is nonaccrual or a troubled debt restructuring loan is nonaccrual, the payment is applied to the principal balance.  A performing troubled debt restructuring loan is on accrual status in line with the modified terms.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status and the probability of collecting scheduled principal and interest payments when due. Loans for which the terms have been modified as a concession to the borrower due to the borrower experiencing financial difficulties are considered troubled debt restructurings and are classified as impaired. Loans considered to be troubled debt restructurings can be categorized as nonaccrual or performing. The impairment of a loan is measured at the value of expected future cash flows using the loan’s effective interest rate, or at the loan’s observable market price or the fair value of the collateral less costs to sell if the loan is collateral dependent. Generally, the Bank measures impairment of such loans by reference to the fair value of the collateral less costs to sell. Loans that experience minor payment delays and payment shortfall generally are not classified as impaired.
	Loans over $50,000 are individually evaluated for impairment.  If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral.  Loans with balances less than $50,000 are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures.
	Loans that were acquired from the acquisition of First National Bank of New York on February 14, 2014 were initially recorded at fair value with no carryover of the related allowance for loan losses. After acquisition, losses are recognized through the allowance for loan losses. Determining fair value of the loans involves estimating the amount and timing of expected principal and interest cash flows to be collected on the loans and discounting those cash flows at a market interest rate. Some of the loans at time of acquisition showed evidence of credit deterioration since origination. These loans are considered purchase credit impaired loans.
	For purchased credit impaired loans, the excess of cash flows expected at acquisition over the estimated fair value is referred to as the accretable discount and is recognized into interest income over the remaining life of the loan. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition is referred to as the nonaccretable discount. The nonaccretable discount represents estimated future credit losses expected to be incurred over the life of the loan. Subsequent increases to the expected cash flows result in the reversal of a corresponding amount of the nonaccretable discount which is then reclassified as accretable discount and recognized into interest income over the remaining life of the loan using the interest method. Subsequent decreases to the expected cash flows require us to evaluate the need for an addition to the allowance for loan losses.
	Purchased credit impaired loans that met the criteria for nonaccrual of interest prior to the acquisition may be considered performing upon acquisition, regardless of whether the customer is contractually delinquent, if management can reasonably estimate the timing and amount of the expected cash flows on such loans and if management expects to fully collect the new carrying value of the loans. As such, management may no longer consider the loans to be nonaccrual or nonperforming and may accrue interest on these loans, including the impact of any accretable discount.
	Loans held for sale are carried at the lower of aggregate cost, or estimated fair value.  Any subsequent declines in fair value below the initial carrying value are recorded as a valuation allowance, which is established through a charge to earnings.
	Unless otherwise noted, the above policy is applied consistently to all loan classes.
	f) Allowance for Loan Losses
	The allowance for loan losses is a valuation allowance for probable incurred credit losses. The Bank monitors its entire loan portfolio on a regular basis, with consideration given to loan growth, detailed analyses of classified loans, repayment patterns, delinquency status, past loss experience, current economic conditions, and various types of concentrations of credit. Additionally, the Bank considers its credit administration and asset management philosophies and procedures and concentrations in the portfolio when determining the allowances for each pool. The Bank evaluates and considers the credit’s risk rating which includes management’s evaluation of: cash flow, collateral, guarantor support, financial disclosures, industry trends and strength of borrowers’ management, the impact that economic and market conditions may have on the portfolio as well as known and inherent risks in the portfolio. Finally, the Bank evaluates and considers the allowance ratios and coverage percentages of both peer group and regulatory agency data. These evaluations are inherently subjective because, even though they are based on objective data, it is management’s interpretation of that data that determines the amount of the appropriate allowance. If the evaluations prove to be incorrect, the allowance for loan losses may not be sufficient to cover probable incurred losses in the loan portfolio, resulting in additions to the allowance for loan losses.
	The allowance consists of specific and general components.  The specific component relates to loans that are individually classified as impaired.
	Additions to the allowance are charged to expense and realized losses, net of recoveries, are charged to the allowance. Based on the determination of management and the Credit Risk Committee, the overall level of allowance is periodically adjusted to account for the inherent and specific risks within the entire portfolio. Based on the Credit Risk Committee’s review of the classified loans and the overall allowance levels as they relate to the entire loan portfolio at December 31, 2014, management believes the allowance for loan losses is adequate.
	A loan is considered a potential charge-off when it is in default of either principal or interest for a period of 90, 120 or 180 days, depending upon the loan type, as of the end of the prior month. In addition to delinquency criteria, other triggering events may include, but are not limited to, notice of bankruptcy by the borrower or guarantor, death of the borrower, and deficiency balance from the sale of collateral.
	While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in conditions. In addition, various regulatory agencies, as an integral part of the examination process, periodically review the Bank’s allowance for loan losses. Such agencies may require the Bank to recognize additions to, or charge-offs against, the allowance based on their judgment about information available to them at the time of their examination. Refer to Note 3 for further details.
	Unless otherwise noted, the above policy is applied consistently to all loan segments.
	g) Premises and Equipment
	Buildings, furniture and fixtures and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method using a useful life of fifty years for buildings and a range of two to ten years for equipment, computer hardware and software, and furniture and fixtures. Leasehold improvements are amortized over the lives of the respective leases or the service lives of the improvements, whichever is shorter. Land is recorded at cost.
	Improvements and major repairs are capitalized, while the cost of ordinary maintenance, repairs and minor improvements are charged to expense.
	h) Bank-Owned Life Insurance
	The Bank is the owner and beneficiary of life insurance policies on certain employees.  Bank-owned life insurance (“BOLI”) is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
	i) Other Real Estate Owned
	Real estate properties acquired through, or in lieu of, foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis.  These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell.  If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense.  Operating costs after acquisition are charged to expense as incurred.
	j) Goodwill and other Intangible Assets
	Goodwill resulting from business combinations is generally determined as the excess of the fair value of the consideration transferred over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.  Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exist that indicate that a goodwill impairment test should be performed.  The Company has selected November 30th as the date to perform the annual impairment test.  Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values.  Goodwill is the only intangible asset with an indefinite life on our balance sheet.
	Other intangible assets consist of core deposit intangible assets arising from whole bank acquisitions. They are amortized on an accelerated method over their estimated useful lives of 10 years.
	k) Loan Commitments and Related Financial Instruments
	Financial instruments include off-balance sheet credit instruments, such as unused lines of credit, commitments to make loans and commercial letters of credit, issued to meet customer-financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded on the balance sheet when they are funded.
	l) Derivatives
	The Company records cash flow hedges at the inception of the derivative contract based on the Company’s intentions and belief as to likely effectiveness as a hedge.  Cash flow hedges represent a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability.  For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. The changes in the fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings.  Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income.
	Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged.  Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged.
	The Company formally documents the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship.  This documentation includes linking cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions.  The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Company discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged item, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended.
	When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income.  A cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings.
	m) Income Taxes
	The Company follows the asset and liability approach, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of temporary differences between the carrying amounts and the tax bases of assets and liabilities, computed using enacted tax rates. Deferred tax assets are recognized if it is more likely than not that a future benefit will be realized. It is management’s position, as currently supported by the facts and circumstances, that no valuation allowance is necessary against any of the Company’s deferred tax assets.
	In accordance with FASB ASC 740, Accounting for Uncertainty in Income  Taxes, a tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. There are no such tax positions on the Company’s financial statements at December 31, 2014 and 2013, respectively.
	The Company recognizes interest and/or penalties related to income tax matters in income tax expense. The Company did not have any amounts accrued for interest and penalties at December 31, 2014 and December 31, 2013, respectively.
	n) Treasury Stock
	Repurchases of common stock are recorded as treasury stock at cost. Treasury stock is reissued using the first in, first out method.
	o) Earnings Per Share
	Earnings per share is calculated in accordance with FASB ASC 260-10, “Determining Whether Instruments Granted in Share-Based Payment Transactions Are Participating Securities”. This ASC addresses whether instruments granted in share-based payment transactions are participating securities prior to vesting and, therefore, need to be included in the earnings allocation in computing earnings per share (“EPS”). Basic earnings per common share is net income attributable to common shareholders divided by the weighted average number of common shares outstanding during the period. Diluted earnings per share, which reflects the potential dilution that could occur if outstanding stock options were exercised and if junior subordinated debentures were converted into common shares, is computed by dividing net income attributable to common shareholders by the weighted average number of common shares and common stock equivalents.
	p) Dividends
	Cash available for distribution of dividends to stockholders of the Company is primarily derived from cash and cash equivalents of the Company and dividends paid by the Bank to the Company. Prior regulatory approval is required if the total of all dividends declared by the Bank in any calendar year exceeds the total of the Bank’s net income of that year combined with its retained net income of the preceding two years. Dividends from the Bank to the Company at January 1, 2015 are limited to $28.8 million which represents the Bank’s 2014 retained net income and net retained earnings from the previous two years. During 2014, the Bank did not pay dividends to the Company.
	q) Segment Reporting
	While management monitors the revenue streams of the various products and services, the identifiable segments are not material and operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
	r) Stock Based Compensation Plans
	Stock based compensation awards are recorded in accordance with FASB ASC No. 718 and 505, “Accounting for Stock-Based Compensation” which requires companies to record compensation cost for stock options and stock awards granted to employees in return for employee service. The cost is measured at the fair value of the options and awards when granted, and this cost is expensed over the employee service period, which is normally the vesting period of the options and awards.
	s) Comprehensive Income
	Comprehensive income includes net income and all other changes in equity during a period, except those resulting from investments by owners and distributions to owners. Other comprehensive income includes revenues, expenses, gains and losses that under generally accepted accounting principles are included in comprehensive income but excluded from net income. Comprehensive income and accumulated other comprehensive income are reported net of deferred income taxes. Accumulated other comprehensive income for the Company includes unrealized holding gains or losses on available for sale securities, unrealized gains or losses on cash flow hedges and changes in the funded status of the pension liability. FASB ASC 715-30 “Compensation – Retirement Benefits – Defined Benefit Plans – Pension” requires employers to recognize the overfunded or underfunded status of a defined benefit postretirement plan as an asset or liability in its statement of financial position and to recognize changes in that funded status in the year the changes occur through comprehensive income. Other comprehensive income is net of reclassification adjustments for realized gains (losses) on sales of available for sale securities.
t) Fair Value of Financial Instruments
Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 14. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
u) New Accounting Standards
In January 2015, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2015-01, “Income Statement – Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by eliminating the Concept of Extraordinary Items.”  ASU 2015-01 simplifies the income statement presentation requirements in subtopic 225-20 by eliminating the concept of extraordinary items.  Extraordinary items are events and transactions that are distinguished by their unusual nature and by the infrequency of their occurrence. Eliminating the extraordinary classification simplifies income statement presentation by altogether removing the concept of extraordinary items from consideration. The amendments in this update become effective for annual periods and interim periods within those periods beginning after December 15, 2015. We are currently evaluating the impact of adopting the new guidance on the consolidated financial statements.
In June 2014, the FASB issued ASU No. 2014-12, “Compensation – Stock Compensation (Topic 718): Accounting for Share-Based payments when the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period.”  ASU 2014-12 amended existing guidance related to the accounting for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period.  These amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest.  The requisite service period ends when the employee can cease rendering service and still be eligible to vest in the award if the performance target is achieved.  The amendments in this update become effective for annual periods and interim periods within those periods beginning after December 15, 2015. We are currently evaluating the impact of adopting the new guidance on the consolidated financial statements.
In May 2014, the FASB issued ASU No. 2014-09, “Revenue from Contracts with Customers” creating FASB Topic 606, Revenue from Contracts with Customers.  The guidance in this update affects any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards (for example, insurance contracts or lease contracts).  The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services.  The guidance provides steps to follow to achieve the core principle.  An entity should disclose sufficient information to enable users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers.  Qualitative and quantitative information is required about contracts with customers, significant judgments and changes in judgments, and assets recognized from the costs to obtain or fulfill a contract.  The amendments in this update become effective for annual periods and interim periods within those annual periods beginning after December 15, 2016.  We are currently evaluating the impact of adopting the new guidance on the consolidated financial statements.
In January 2014, the FASB issued ASU No. 2014-04, “Receivables – Trouble Debt Restructurings by Creditors (Subtopic 310-40):  Reclassification of Residential Real Estate collateralized consumer Mortgage Loans upon Foreclosure.”  ASU 2014-04 clarifies clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments in this ASU require interim and annual disclosure of both the amount of foreclosed residential real estate property held by the creditor and the recorded investment in consumer mortgage loans. Adoption of ASU 2014-04 did not have a material effect on the Company’s consolidated financial statements.
v) Reclassifications
Certain reclassifications have been made to prior year amounts to conform to the current period presentation.

SECURITIES

SECURITIES	12 Months Ended
	Dec. 31, 2014
SECURITIES
SECURITIES
	2. SECURITIES
	A summary of the amortized cost, gross unrealized gains and losses and fair value of securities is as follows:
	December 31,	2014									2013
	(In thousands)	Amortized		Gross		Gross			Fair		Amortized		Gross		Gross				Fair
		Cost		Unrealized		Unrealized			Value		Cost		Unrealized		Unrealized				Value
				Gains		Losses							Gains		Losses
	Available for sale:
	U.S. GSE securities	$	97,560	$	4	$	(2,139	)	$	95,425	$	164,278	$	15	$	(11,536	)		$	152,757
	State and municipal obligations	63,583		318		(208		)	63,693		62,141		602		(1,087		)		61,656
	U.S. GSE residential mortgage-backed securities	100,931		534		(40		)	101,425		14,609		36		(210		)		14,435
	U.S. GSE residential collateralized mortgage obligations	261,256		310		(2,967		)	258,599		285,595		559		(6,963		)		279,191
	U.S. GSE commercial mortgage-backed securities	3,016		—		(71		)	2,945		3,076		—		(242		)		2,834
	U.S. GSE commercial collateralized mortgage obligations	24,179		44		(141		)	24,082		26,740		194		(24		)		26,910
	Non Agency commercial mortgage-backed securities	—		—		—			—		3,658		—		(80		)		3,578
	Other asset backed securities	24,190		—		(1,153		)	23,037		34,970		42		(1,194		)		33,818
	Corporate Bonds	17,952		161		(135		)	17,978		—		—		—				—
	Total available for sale	592,667		1,371		(6,854		)	587,184		595,067		1,448		(21,336		)		575,179
	Held to maturity:
	U.S. GSE securities	11,283		135		(41		)	11,377		11,254		—		(375		)		10,879
	State and municipal obligations	64,864		1,658		(98		)	66,424		67,232		863		(179		)		67,916
	U.S. GSE residential mortgage-backed securities	6,667		—		(97		)	6,570		8,001		—		(312		)		7,689
	U.S. GSE residential collateralized mortgage obligations	59,539		507		(862		)	59,184		68,197		537		(3,655		)		65,079
	U.S. GSE commercial mortgage-backed securities	13,213		233		(26		)	13,420		10,132		—		(356		)		9,776
	U.S. GSE commercial collateralized mortgage obligations	36,413		267		(431		)	36,249		13,627		—		(706		)		12,921
	Corporate Bonds	22,948		139		(22		)	23,065		22,885		203		(9		)		23,079
	Total held to maturity	214,927		2,939		(1,577		)	216,289		201,328		1,603		(5,592		)		197,339
	Total securities	$	807,594	$	4,310	$	(8,431	)	$	803,473	$	796,395	$	3,051	$	(26,928	)		$	772,518
	Securities with unrealized losses at year-end 2014 and 2013, aggregated by category and length of time that individual securities have been in a continuous unrealized loss position, are as follows:
	December 31,	2014									2013
	(In thousands)	Less than 12 months				Greater than 12 months					Less than 12 months				Greater than 12 months
		Fair		Unrealized		Fair			Unrealized		Fair Value		Unrealized		Fair Value			Unrealized
		Value		losses		Value			losses				losses					losses
	Available for sale:
	U.S. GSE securities	$	4,991	$	8	$	90,233		$	2,131	$	128,468	$	8,915	$	23,966		$	2,621
	State and municipal obligations	12,330		79		14,592			129		23,765		1,046		966			41
	U.S. GSE residential mortgage-backed securities	—		—		1,554			40		10,410		210		—			—
	U.S. GSE residential collateralized mortgage obligations	60,126		349		122,179			2,618		218,415		6,476		12,757			487
	U.S. GSE commercial mortgage-backed securities	—		—		2,944			71		2,834		242		—			—
	U.S. GSE commercial collateralized mortgage obligations	13,830		108		4,636			33		4,912		24		—			—
	Non Agency commercial mortgage-backed securities	—		—		—			—		3,578		80		—			—
	Other asset backed securities	23,038		1,153		—			—		21,144		1,103		2,906			91
	Corporate Bonds	9,865		135		—			—		—		—		—			—
	Total available for sale	124,180		1,832		236,138			5,022		413,526		18,096		40,595			3,240
	Held to maturity:
	U.S. GSE securities	—		—		7,414			41		10,879		375		—			—
	State and municipal obligations	11,343		97		202			1		24,079		178		385			1
	U.S. GSE residential mortgage-backed securities	—		—		6,569			97		7,689		312		—			—
	U.S. GSE residential collateralized mortgage obligations	10,422		46		30,413			816		29,570		2,169		17,752			1,486
	U.S. GSE commercial mortgage-backed securities	—		—		4,188			26		9,776		356		—			—
	U.S. GSE commercial collateralized mortgage obligations	14,392		73		8,611			358		12,921		706		—			—
	Corporate Bonds	3,978		22		—			—		1,993		7		999			2
	Total held to maturity	$	40,135	$	238	$	57,397		$	1,339	$	96,907	$	4,103	$	19,136		$	1,489
	Unrealized losses on securities have not been recognized into income, as the losses on these securities would be expected to dissipate as they approach their maturity dates. The Company evaluates securities for other-than-temporary impairment periodically and with increased frequency when economic or market concerns warrant such evaluation. Consideration is given to the length of time and the extent to which the fair value has been less than cost, the financial condition and near-term prospects of the issuer, whether the market decline was affected by macroeconomic conditions, and whether the Company has the intent to sell the security or more than likely than not will be required to sell the security before its anticipated recovery. In analyzing an issuer’s financial condition, the Company may consider whether the securities are issued by the federal government or its entities, whether downgrades by bond rating agencies have occurred, and the issuer’s financial condition.
	At December 31, 2014, the majority of unrealized losses on available for sale securities are related to the Company’s U.S. GSE residential collateralized mortgage obligations and U.S. GSE securities. The majority of unrealized losses on held to maturity securities are related to U.S. GSE residential collateralized mortgage obligations.  The decrease in fair value of the U.S. GSE residential collateralized mortgage obligations, and the U.S. GSE securities portfolio is attributable to changes in interest rates and not credit quality. The Company does not have the intent to sell these securities and it is more likely than not that it will not be required to sell the securities before their anticipated recovery. Therefore, the Company does not consider these securities to be other-than-temporarily impaired at December 31, 2014.
	The following table sets forth the fair value, amortized cost and maturities of the securities at December 31, 2014. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
	31-Dec-14	Within				After One But					After Five But				After						Total
		One Year				Within Five Years					Within Ten Years				Ten Years
	(In thousands)	Fair Value		Amortized		Fair Value			Amortized		Fair Value		Amortized		Fair Value			Amortized			Fair Value		Amortized
		Amount		Cost		Amount			Cost		Amount		Cost		Amount			Cost			Amount		Cost
				Amount					Amount				Amount					Amount					Amount
	Available for sale:
	U.S. GSE securities	$	201	$	197	$	8,805		$	9,000	$	86,419	$	88,363	$	—		$	—		$	95,425	$	97,560
	State and municipal obligations	15,654		15,574		27,712			27,707		9,518		9,470		10,809			10,832			63,693		63,583
U.S. GSE residential mortgage-backed securities	—		—		—			—		4,594		4,566		96,831			96,365			101,425		100,931
U.S. GSE residential collateralized mortgage obligations	—		—		—			—		—		—		258,599			261,256			258,599		261,256
U.S. GSE commercial mortgage-backed securities	—		—		—			—		2,945		3,016		—			—			2,945		3,016
U.S. GSE commercial collateralized mortgage obligations	—		—		—			—		—		—		24,082			24,179			24,082		24,179
Other Asset backed securities	—		—		—			—		—		—		23,037			24,190			23,037		24,190
Corporate Bonds	—		—		1,001			1,000		16,977		16,952		—			—			17,978		17,952
Total available for sale	15,855		15,771		37,518			37,707		120,453		122,367		413,358			416,822			587,184		592,667
Held to maturity:
U. S. GSE securities	—		—		7,414			7,455		3,963		3,828		—			—			11,377		11,283
State and municipal obligations	5,149		5,139		11,596			11,507		43,309		42,101		6,370			6,117			66,424		64,864
U.S. GSE residential mortgage-backed securities	—		—		—			—		—		—		6,570			6,667			6,570		6,667
U.S. GSE residential collateralized mortgage obligations	—		—		—			—		1,041		1,009		58,143			58,530			59,184		59,539
U.S. GSE commercial mortgage-backed securities	—		—		—			—		10,073		9,935		3,347			3,278			13,420		13,213
U.S. GSE commercial collateralized mortgage obligations	—		—		—			—		—		—		36,249			36,413			36,249		36,413
Corporate Bonds	11,990		11,948		11,075			11,000		—		—		—			—			23,065		22,948
Total held to maturity	17,139		17,087		30,085			29,962		58,386		56,873		110,679			111,005			216,289		214,927
Total securities	$	32,994	$	32,858	$	67,603		$	67,669	$	178,839	$	179,240	$	524,037		$	527,827		$	803,473	$	807,594
There were $361.0 million of proceeds on sales of available for sale securities with gross gains of approximately $1.2 million and gross losses of approximately $2.3 million realized in 2014.  There were $129.4 million of proceeds on sales of available for sale securities with gross gains of approximately $1.5 million and gross losses of approximately $0.8 million realized in 2013.  There were $152.0 million of proceeds on sales of available for sale securities with gross gains of approximately $3.2 million and gross losses of approximately $0.6 million realized in 2012.
Securities having a fair value of approximately $451.1 million and $397.5 million at December 31, 2014 and 2013, respectively, were pledged to secure public deposits and Federal Home Loan Bank and Federal Reserve Bank overnight borrowings. The Company did not hold any trading securities during the years ended December 31, 2014 and 2013.
As of December 31, 2014 and 2013, there was one issuer, other than U.S. Government and its Sponsored Entities, where the Bank had invested holdings that exceeded 10% of consolidated stockholder’s equity and represented 13% and 14% of consolidated stockholder’s equity, respectively.   These assets are more than 95% backed by a U.S. Government guarantee.

LOANS

LOANS	12 Months Ended
	Dec. 31, 2014
LOANS
LOANS
	3. LOANS
	The following table sets forth the major classifications of loans:
	December 31,		2014			2013
	(In thousands)
	Commercial real estate mortgage loans		$	595,397		$	484,900
	Multi-family mortgage loans		218,985			107,488
	Residential real estate mortgage loans		156,156			153,417
	Commercial, financial and agricultural loans		291,743			209,452
	Real estate construction and land loans		63,556			46,981
	Installment/consumer loans		10,124			9,287
	Total loans		1,335,961			1,011,525
	Net deferred loan costs and fees		2,366			1,738
			1,338,327			1,013,263
	Allowance for loan losses		(17,637		)	(16,001		)
	Net loans		$	1,320,690		$	997,262
	On February 14, 2014, the Company completed the acquisition of FNBNY Bancorp, Inc. and its wholly owned subsidiary First National Bank of New York (collectively “FNBNY”) resulting in the addition of  $89.7 million of acquired loans recorded at their fair value.  There were approximately $64.9 million of acquired FNBNY loans remaining as of December 31, 2014.
	Lending Risk
	The principal business of the Bank is lending, primarily in commercial real estate mortgage loans, multi-family mortgage loans, residential real estate mortgage loans, construction loans, home equity loans, commercial and industrial loans, land loans and consumer loans. The Bank considers its primary lending area to be Nassau and Suffolk Counties located on Long Island and a substantial portion of the Bank’s loans are secured by real estate in this area. Accordingly, the ultimate collectibility of such a loan portfolio is susceptible to changes in market and economic conditions in this region.
	Commercial Real Estate Mortgages
	Loans in this classification include income producing investment properties and owner occupied real estate used for business purposes. The underlying properties are generally located largely in our primary market area. The cash flows of the income producing investment properties are adversely impacted by a downturn in the economy as evidenced by increased vacancy rates, which in turn, will have an effect on credit quality. Generally, management seeks to obtain annual financial information for borrowers with loans in excess of $0.25 million in this category. In the case of owner-occupied real estate used for business purposes, a weakened economy and resultant decreased consumer and/or business spending will have an adverse effect on credit quality.
	Multi-Family Mortgages
	Loans in this classification include income producing residential investment properties of 5 or more families. The loans are usually made in areas with limited single family residences generating high demand for these facilities.  Loans are made to established owners with a proven and demonstrable record of strong performance. Loans are secured by a first mortgage lien on the subject property with a loan to value ratio generally not exceeding 75%. Repayment is derived generally from the rental income generated from the property and maybe supplemented by the owners’ personal cash flow. Credit risk arises with an increase in vacancy rates, property mismanagement and the predominance of non-recourse loans that are customary in the industry.
	Residential Real Estate Mortgages and Home Equity Loans
	Loans in these classifications are made to and secured by owner-occupied residential real estate and repayment is dependent on the credit quality of the individual borrower. The overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this loan class. The Bank generally does not originate loans with a loan-to-value ratio greater than 80% and does not grant subprime loans.
	Commercial, Industrial and Agricultural Loans
	Loans in this classification are made to businesses. Generally these loans are secured by assets of the business and repayment is expected from the cash flows of the business. A weakened economy, and resultant decreased consumer and/or business spending will have an effect on the credit quality in this loan class.
	Real Estate Construction and Land Loans
	Loans in this classification primarily include land loans to local individuals, contractors and developers for developing the land for sale or for the purpose of making improvements thereon. Repayment is derived primarily from sale of the lots/units including any pre-sold units. Credit risk is affected by market conditions, time to sell at an adequate price and cost overruns. To a lesser extent this class includes commercial development projects that the Company finances, which in most cases require interest only during construction, and then convert to permanent financing. Credit risk is affected by construction delays, cost overruns, market conditions and the availability of permanent financing; to the extent such permanent financing is not being provided by us.
	Installment and Consumer Loans
	Loans in this classification may be either secured or unsecured and repayment is dependent on the credit quality of the individual borrower and, if applicable, sale of the collateral securing the loan such as automobiles. Therefore, the overall health of the economy, including unemployment rates and housing prices, will have an effect on the credit quality in this loan class.
	Allowance for Loan Losses
	The allowance for loan losses is established and maintained through a provision for loan losses based on probable incurred losses inherent in the Bank’s loan portfolio. Management evaluates the adequacy of the allowance on a quarterly basis. The allowance is comprised of both individual valuation allowances and loan pool valuation allowances.
	The Bank monitors its entire loan portfolio on a regular basis, with consideration given to detailed analysis of classified loans, repayment patterns, probable incurred losses, past loss experience, current economic conditions, and various types of concentrations of credit. Additions to the allowance are charged to expense and realized losses, net of recoveries, are charged to the allowance.
	Individual valuation allowances are established in connection with specific loan reviews and the asset classification process including the procedures for impairment testing under FASB Accounting Standard Codification (“ASC”) No. 310, “Receivables”. Such valuation, which includes a review of loans for which full collectibility in accordance with contractual terms is not reasonably assured, considers the estimated fair value of the underlying collateral less the costs to sell, if any, or the present value of expected future cash flows, or the loan’s observable market value. Any shortfall that exists from this analysis results in a specific allowance for the loan. Pursuant to our policy, loan losses must be charged-off in the period the loans, or portions thereof, are deemed uncollectible. Assumptions and judgments by management, in conjunction with outside sources, are used to determine whether full collectibility of a loan is not reasonably assured. These assumptions and judgments are also used to determine the estimates of the fair value of the underlying collateral or the present value of expected future cash flows or the loan’s observable market value. Individual valuation allowances could differ materially as a result of changes in these assumptions and judgments. Individual loan analyses are periodically performed on specific loans considered impaired. The results of the individual valuation allowances are aggregated and included in the overall allowance for loan losses.
	Loan pool valuation allowances represent loss allowances that have been established to recognize the inherent risks associated with our lending activities, but which, unlike individual allowances, have not been allocated to particular problem assets. Pool evaluations are broken down into loans with homogenous characteristics by loan type and include commercial real estate mortgages, multi-family mortgage loans, home equity loans, residential real estate mortgages, commercial and industrial loans, real estate construction and land loans and consumer loans.  The determination of the adequacy of the valuation allowance is a process that takes into consideration a variety of factors. The Bank has developed a range of valuation allowances necessary to adequately provide for probable incurred losses inherent in each pool of loans. We consider our own charge-off history along with the growth in the portfolio as well as the Bank’s credit administration and asset management philosophies and procedures when determining the allowances for each pool. In addition, we evaluate and consider the credit’s risk rating which includes management’s evaluation of: cash flow, collateral, guarantor support, financial disclosures, industry trends and strength of borrowers’ management, the impact that economic and market conditions may have on the portfolio as well as known and inherent risks in the portfolio. Finally, we evaluate and consider the allowance ratios and coverage percentages of both peer group and regulatory agency data. These evaluations are inherently subjective because, even though they are based on objective data, it is management’s interpretation of that data that determines the amount of the appropriate allowance. If the evaluations prove to be incorrect, the allowance for loan losses may not be sufficient to cover losses inherent in the loan portfolio, resulting in additions to the allowance for loan losses.
	The Credit Risk Committee is comprised of members of both management and the Board of Directors. The adequacy of the allowance is analyzed quarterly, with any adjustment to a level deemed appropriate by the Credit Risk Committee, based on its risk assessment of the entire portfolio. Based on the Credit Risk Committee’s review of the classified loans and the overall allowance levels as they relate to the entire loan portfolio at December 31, 2014 and 2013, management believes the allowance for loan losses has been established at levels sufficient to cover the probable incurred losses in the Bank’s loan portfolio. Future additions or reductions to the allowance may be necessary based on changes in economic, market or other conditions. Changes in estimates could result in a material change in the allowance. In addition, various regulatory agencies, as an integral part of the examination process, periodically review the allowance for loan losses. Such agencies may require the Bank to recognize adjustments to the allowance based on their judgments of the information available to them at the time of their examination.
	The following table sets forth changes in the allowance for loan losses:
	December 31,		2014			2013			2012
	(In thousands)
	Allowance for loan losses balance at beginning of period		$	16,001		$	14,439		$	10,837
	Charge-offs		(824		)	(916		)	(1,510		)
	Recoveries		260			128			112
	Net charge-offs		(564		)	(788		)	(1,398		)
	Provision for loan losses charged to operations		2,200			2,350			5,000
	Balance at end of period		$	17,637		$	16,001		$	14,439
	The following table represents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment, as defined under ASC 310-10, and based on impairment method as of December 31, 2014, 2013 and 2012. The loan segment represents the categories that the Bank develops to determine its allowance for loan losses.
	December 31, 2014		Commercial			Multi-family			Residential Real			Commercial,			Real Estate			Installment/				Total
			Real Estate			Loans			Estate			Financial and			Construction			Consumer
			Mortgage Loans						Mortgage Loans			Agricultural			and Land			Loans
												Loans			Loans
	(In thousands)
	Allowance for Loan Losses
	Beginning balance		$	6,279		$	1,597		$	2,712		$	4,006		$	1,206		$	201		$	16,001
	Charge-offs		(461		)	—			(257		)	(104		)	—			(2		)	(824		)
	Recoveries		—			—			170			87			—			3			260
	Provision		1,176			1,073			(417		)	537			(102		)	(67		)	2,200
	Ending balance		$	6,994		$	2,670		$	2,208		$	4,526		$	1,104		$	135		$	17,637
	Ending balance: individually evaluated for impairment		$	23		$	—		$	72		$	79		$	—		$	—		$	174
	Ending balance: collectively evaluated for impairment		$	6,971		$	2,670		$	2,136		$	4,447		$	1,104		$	135		$	17,463
	Ending balance: loans acquired with deteriorated credit quality		$	—		$	—		$	—		$	—		$	—		$	—		$	—
	Loans		$	595,397		$	218,985		$	156,156		$	291,743		$	63,556		$	10,124		$	1,335,961
	Ending balance: individually evaluated for impairment		$	5,136		$	—		$	383		$	682		$	—		$	—		$	6,201
	Ending balance: collectively evaluated for impairment		$	582,946		$	218,985		$	154,897		$	286,368		$	63,556		$	10,124		$	1,316,876
Ending balance: loans acquired with deteriorated credit quality(1)		$	7,315		$	—		$	876		$	4,693		$	—		$	—		$	12,884
	-1		Includes PCI loans acquired on February 14, 2014 from FNBNY.
December 31, 2013		Commercial Real			Multi-family			Residential Real			Commercial,			Real Estate			Installment/			Total
		Estate Mortgage			Loans			Estate Mortgage			Financial and			Construction			Consumer
		Loans						Loans			Agricultural			and Land Loans			Loans
											Loans
(In thousands)
Allowance for Loan Losses
Beginning balance		$	4,445		$	1,239		$	2,803		$	4,349		$	1,375		$	228		$	14,439
Charge-offs		—			—			(420		)	(420		)	(23		)	(53		)	(916		)
Recoveries		—			—			34			87			2			5			128
Provision		1,834			358			295			(10		)	(148		)	21			2,350
Ending balance		$	6,279		$	1,597		$	2,712		$	4,006		$	1,206		$	201		$	16,001
Ending balance: individually evaluated for impairment		$	116		$	—		$	122		$	—		$	—		$	—		$	238
Ending balance: collectively evaluated for impairment		$	6,163		$	1,597		$	2,590		$	4,006		$	1,206		$	201		$	15,763
Ending balance: loans acquired with deteriorated credit quality		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Loans		$	484,900		$	107,488		$	153,417		$	209,452		$	46,981		$	9,287		$	1,011,525
Ending balance: individually evaluated for impairment		$	5,950		$	—		$	2,382		$	526		$	—		$	—		$	8,858
Ending balance: collectively evaluated for impairment		$	478,129		$	107,488		$	151,035		$	208,677		$	46,641		$	9,287		$	1,001,257
Ending balance: loans acquired with deteriorated credit quality		$	821		$	—		$	—		$	249		$	340		$	—		$	1,410
December 31, 2012		Commercial			Multi-family			Residential Real			Commercial,			Real Estate			Installment/			Total
		Real Estate			Loans			Estate Mortgage			Financial and			Construction and			Consumer
		Mortgage						Loans			Agricultural			Land Loans			Loans
		Loans									Loans
(In thousands)
Allowance for Loan Losses
Beginning balance		$	3,530		$	395		$	2,280		$	2,895		$	1,465		$	272		$	10,837
Charge-offs		—			—			(1,210		)	(285		)	—			(15		)	(1,510		)
Recoveries		—			—			7			83			—			22			112
Provision		915			844			1,726			1,656			(90		)	(51		)	5,000
Ending balance		$	4,445		$	1,239		$	2,803		$	4,349		$	1,375		$	228		$	14,439
Ending balance: individually evaluated for impairment		$	—		$	—		$	141		$	228		$	—		$	—		$	369
Ending balance: collectively evaluated for impairment		$	4,445		$	1,239		$	2,662		$	4,121		$	1,375		$	228		$	14,070
Ending balance: loans acquired with deteriorated credit quality		$	—		$	—		$	—		$	—		$	—		$	—		$	—
Loans		$	332,782		$	66,080		$	143,703		$	197,448		$	48,632		$	9,167		$	797,812
Ending balance: individually evaluated for impairment		$	4,776		$	—		$	2,549		$	883		$	—		$	—		$	8,208
Ending balance: collectively evaluated for impairment		$	327,282		$	66,080		$	141,154		$	196,350		$	48,331		$	9,167		$	788,364
Ending balance: loans acquired with deteriorated credit quality		$	724		$	—		$	—		$	215		$	301		$	—		$	1,240
The recorded investment in loans excludes accrued interest receivable and loan origination fees, net due to immateriality.
Credit Quality Indicators
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt including repayment patterns, probable incurred losses, past loss experience, current economic conditions, and various types of concentrations of credit. Assigned risk rating grades are continuously updated as new information is obtained. Loans risk rated special mention, substandard and doubtful are reviewed on a quarterly basis. The Company uses the following definitions for risk rating grades:
Pass: Loans classified as pass include current loans performing in accordance with contractual terms, pools of homogenous residential real estate and installment/consumer loans that are not individually risk rated and loans which exhibit certain risk factors that require greater than usual monitoring by management.
Special mention: Loans classified as special mention, while generally not delinquent, have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or in the Bank’s credit position at some future date.
Substandard: Loans classified as substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. There is a distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
Doubtful: Loans classified as doubtful have all the weaknesses inherent in a substandard loan, and may also be at delinquency status and have defined weaknesses based on currently existing facts, conditions and values making collection or liquidation in full highly questionable and improbable.
The following table represents loans by class categorized by internally assigned risk grades:
		Grades:
December 31, 2014
		Pass			Special Mention			Substandard			Doubtful			Total
(In thousands)
Commercial real estate:
Owner occupied		$	243,512		$	7,133		$	5,963		$	—		$	256,608
Non-owner occupied		334,790			171			3,828			—			338,789
Multi-family loans		217,855			202			928			—			218,985
Residential real estate:
First lien		88,405			—			1,613			—			90,018
Home equity		64,994			212			932			—			66,138
Commercial:
Secured		91,007			621			2,339			—			93,967
Unsecured		191,942			4,168			1,666			—			197,776
Real estate construction and land loans		63,190			—			366			—			63,556
Installment/consumer loans		9,921			100			103			—			10,124
Total loans		$	1,305,616		$	12,607		$	17,738		$	—		$	1,335,961
At December 31, 2014 there were $0.3 million and $1.5 million, respectively, of acquired FNBNY loans included in the special mention and substandard grades.
		Grades:
December 31, 2013
		Pass			Special Mention			Substandard			Doubtful			Total
(In thousands)
Commercial real estate:
Owner occupied		$	164,502		$	11,828		$	7,336		$	—		$	183,666
Non-owner occupied		291,758			5,490			3,986			—			301,234
Multi-family loans		107,488			—			—			—			107,488
Residential real estate:
First lien		87,288			264			2,847			—			90,399
Home equity		60,285			1,014			1,719			—			63,018
Commercial:
Secured		69,475			4,320			2,175			—			75,970
Unsecured		128,655			3,749			1,078			—			133,482
Real estate construction and land loans		46,311			—			670			—			46,981
Installment/consumer loans		9,144			44			99			—			9,287
Total loans		$	964,906		$	26,709		$	19,910		$	—		$	1,011,525
Past Due and Nonaccrual Loans
The following table represents the aging of the recorded investment in past due loans as of December 31, 2014 and December 31, 2013 by class of loans, as defined by ASC 310-10:
December 31, 2014		30-59 Days			60-89 Days			>90 Days			Nonaccrual			Total Past			Current			Total Loans
		Past Due			Past Due			Past Due			Including 90			Due and
								And			Days or More			Nonaccrual
								Accruing			Past Due
(In thousands)
Commercial real estate:
Owner occupied		$	—		$	184		$	—		$	595		$	779		$	255,829		$	256,608
Non-owner occupied		181			—			10			10			201			338,588			338,789
Multi-family loans		—			—			—			—			—			218,985			218,985
Residential real estate:
First lien		—			—			—			143			143			89,875			90,018
Home equity		919			—			134			374			1,427			64,711			66,138
Commercial:
Secured		—			—			—			—			—			93,967			93,967
Unsecured		25			—			—			222			247			197,529			197,776
Real estate construction and land loans		—			—			—			—			—			63,556			63,556
Installment/consumer loans		1			—			—			3			4			10,120			10,124
Total loans		$	1,126		$	184		$	144		$	1,347		$	2,801		$	1,333,160		$	1,335,961
December 31, 2013		30-59 Days			60-89 Days			>90 Days			Nonaccrual			Total Past			Current			Total Loans
		Past Due			Past Due			Past Due			Including 90			Due and
								And			Days or More			Nonaccrual
								Accruing			Past Due
(In thousands)
Commercial real estate:
Owner occupied		$	327		$	201		$	1		$	1,072		$	1,601		$	182,065		$	183,666
Non-owner occupied		—			193			—			617			810			300,424			301,234
Multi-family loans		—			—			—			—			—			107,488			107,488
Residential real estate:
First lien		329			—			—			1,286			1,615			88,784			90,399
Home equity		341			127			—			767			1,235			61,783			63,018
Commercial:
Secured		—			—			—			58			58			75,912			75,970
Unsecured		—			20			—			21			41			133,441			133,482
Real estate construction and land loans		—			—			—			—			—			46,981			46,981
Installment/consumer loans		5			6			—			—			11			9,276			9,287
Total loans		$	1,002		$	547		$	1		$	3,821		$	5,371		$	1,006,154		$	1,011,525
At December 31, 2014 there were no FNBNY acquired loans that were 30-89 days past due.  All loans 90 days or more past due that are still accruing interest represent loans that were acquired from FNBNY and were recorded at fair value upon acquisition. These loans are considered to be accruing as management can reasonably estimate future cash flows and expect to fully collect the carrying value of these acquired loans. Therefore, the difference between the carrying value of these loans and their expected cash flows is being accreted into income.
Impaired Loans
As of December 31, 2014 and 2013, the Company had impaired loans as defined by FASB ASC No. 310, “Receivables” of $6.2 million and $8.9 million, respectively. For a loan to be considered impaired, management determines after review whether it is probable that the Bank will not be able to collect all amounts due according to the contractual terms of the loan agreement. Management applies its normal loan review procedures in making these judgments. Impaired loans include individually classified nonaccrual loans and troubled debt restructured (“TDR”) loans. For impaired loans, the Bank evaluates the impairment of the loan in accordance with FASB ASC 310-10-35-22.  Impairment is determined based on the present value of expected future cash flows discounted at the loan’s effective interest rate. For loans that are collateral dependent, the fair value of the collateral is used to determine the fair value of the loan. The fair value of the collateral is determined based upon recent appraised values. The fair value of the collateral or present value of expected cash flows is compared to the carrying value to determine if any write-down or specific loan loss allowance allocation is required. These methods of fair value measurement for impaired loans are considered level 3 within the fair value hierarchy described in FASB ASC 820-10-50-5.
The following tables represent impaired loans by class at December 31, 2014, 2013 and 2012:
December 31, 2014		Recorded			Unpaid			Related			Average			Interest
		Investment			Principal			Allocated			Recorded			Income
					Balance			Allowance			Investment			Recognized
(In thousands)
With no related allowance recorded:
Commercial real estate:
Owner occupied		$	3,562		$	3,707		$	—		$	3,974		$	113
Non-owner occupied		1,251			1,568			—			961			63
Residential real estate:
Residential mortgages		143			231			—			199			—
Home equity		169			377			—			229			—
Commercial:
Secured		345			345			—			354			25
Unsecured		—			—			—			—			—
Total with no related allowance recorded		5,470			6,228			—			5,717			201
With an allowance recorded:
Commercial real estate – Owner occupied		—			—			—			—			—
Commercial real estate – Non-owner occupied		323			323			23			27			—
Residential real estate– Residential mortgages		—			—			—			—			—
Residential real estate – Home equity		72			89			72			75			13
Commercial–Secured		—			—			—			—			—
Commercial–Unsecured		337			339			79			206			—
Total with an allowance recorded		732			751			174			308			13
Total:
Commercial real estate:
Owner occupied		3,562			3,707			—			3,974			113
Non-owner occupied		1,574			1,891			23			988			63
Residential real estate:
Residential mortgages		143			231			—			199			—
Home equity		241			466			72			304			13
Commercial:
Secured		345			345			—			354			25
Unsecured		337			339			79			206			—
Total		$	6,202		$	6,979		$	174		$	6,025		$	214
December 31, 2013		Recorded			Unpaid Principal			Related			Average			Interest Income
		Investment			Balance			Allocated			Recorded			Recognized
								Allowance			Investment
(In thousands)
With no related allowance recorded:
Commercial real estate:
Owner occupied		$	3,696		$	3,805		$	—		$	3,730		$	118
Non-owner occupied		917			917			—			917			60
Residential real estate:
First lien		1,463			2,213			—			1,482			26
Home equity		689			1,046			—			633			—
Commercial:
Secured		352			352			—			450			26
Unsecured		174			—			—			232			59
Total with no related allowance recorded		7,291			8,333			—			7,444			289
With an allowance recorded:
Commercial real estate - Owner occupied		720			720			94			420			—
Commercial real estate - Non-owner occupied		617			617			22			515			—
Residential real estate - First Lien		152			156			42			141			—
Residential real Estate - Home equity		78			89			80			81			—
Total with an allowance recorded		1,567			1,582			238			1,157			—
Total:
Commercial real estate:
Owner occupied		4,416			4,525			94			4,150			118
Non-owner occupied		1,534			1,534			22			1,432			60
Residential real estate:
First lien		1,615			2,369			42			1,623			26
Home equity		767			1,135			80			714			—
Commercial:
Secured		352			352			—			450			26
Unsecured		174			—			—			232			59
Total		$	8,858		$	9,915		$	238		$	8,601		$	289
December 31, 2012		Recorded			Unpaid Principal			Related			Average			Interest Income
		Investment			Balance			Allocated			Recorded			Recognized
								Allowance			Investment
(In thousands)
With no related allowance recorded:
Commercial real estate:
Owner occupied		$	3,860		$	3,931		$	—		$	3,816		$	116
Non-owner occupied		916			916			—			916			61
Residential real estate:
First lien		1,539			2,151			—			1,484			35
Home equity		736			1,094			—			768			—
Commercial:
Secured		515			520			—			281			14
Unsecured		95			97			—			42			—
Real estate construction and land loans		—			—			—			2			—
Total with no related allowance recorded		7,661			8,709			—			7,309			226
With an allowance recorded:
Residential real estate – Home equity		274			287			141			244			—
Commercial - Unsecured		273			302			228			236			—
Total with an allowance recorded		547			589			369			480			—
Total:
Commercial real estate:
Owner occupied		3,860			3,931			—			3,816			116
Non-owner occupied		916			916			—			916			61
Residential real estate:
First lien		1,539			2,151			—			1,484			35
Home equity		1,010			1,381			141			1,012			—
Commercial:
Secured		515			520			—			281			14
Unsecured		368			399			228			278			—
Real estate construction and land loans		—			—			—			2			—
Total		$	8,208		$	9,298		$	369		$	7,789		$	226
The recorded investment in loans excludes accrued interest receivable and loan origination fees, net due to immateriality. For purposes of this disclosure, the unpaid principal balance is not reduced for partial charge-offs.
The Bank had no other real estate owned at December 31, 2014 and $2.2 million at December 31, 2013.
Troubled Debt Restructurings
The terms of certain loans were modified and are considered troubled debt restructurings (“TDR”). The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. The modification of these loans involved a loan to borrowers who were experiencing financial difficulties.
In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed to determine if that borrower is currently in payment default under any of its obligations or whether there is a probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy.
The following table presents loans by class modified as troubled debt restructurings:
Years Ended December 31,		2014								2013								2012
		Number of		Pre-			Post-			Number of		Pre-			Post-			Number of		Pre-			Post-
		Contracts		Modification			Modification			Contracts		Modification			Modification			Contracts		Modification			Modification
				Outstanding			Outstanding					Outstanding			Outstanding					Outstanding			Outstanding
				Recorded			Recorded					Recorded			Recorded					Recorded			Recorded
				Investment			Investment					Investment			Investment					Investment			Investment
(In thousands)
Trouble Debt Restructurings
Commercial real estate:
Owner occupied		—		$	—		$	—		1		$	720		$	720		1		$	163		$	160
Non-owner occupied		1		323			323			1		620			620			—		—			—
Residential real estate:
Home equity:		1		127			127			—		—			—			—		—			—
Commercial:
Secured		—		—			—			—		—			—			1		387			380
Unsecured		1		127			127			1		33			33			1		42			39
Installment/consumer loans		1		5			5			—		—			—			—		—			—
Total loans		4		$	582		$	582		3		$	1,373		$	1,373		3		$	592		$	579
The TDRs described above did not increase the allowance for loan losses during the years ended December 31, 2014, 2013 and 2014.
There was a $0.5 million charge-off related to a TDR during the year ended December 31, 2014 and none for the year ended December 31, 2013.  There were $0.4 million of charge-offs related to TDR’s during the year ended December 31, 2012. There were no loans modified as a TDR during 2014 for which there was a payment default within twelve months following the modification.  During 2013, there was one loan modified as a TDR for which there was a payment default within twelve months following the modification and none during 2012.  A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms.  The Bank had no commitments to lend additional amounts to loans that were classified as TDRs.
At December 31, 2014 and 2013, the Company had $0.5 million and $2.0 million, respectively of nonaccrual TDR loans and $5.0 million and $5.1 million, respectively of performing TDRs. At December 31, 2014 and 2013, total nonaccrual TDR loans are secured with collateral that has an appraised value of $0.9 million and $2.3 million, respectively.
The terms of certain other loans were modified during the year ended December 31, 2014 that did not meet the definition of a TDR. These loans have a total recorded investment as of December 31, 2014 of $16.7 million. The modification of these loans involved a modification of the terms of loans to borrowers who were not experiencing financial difficulties.
Acquired Loans
Loans acquired in a business combination are recorded at their fair value at the acquisition date. Credit discounts are included in the determination of fair value; therefore, an allowance for loan losses is not recorded at the acquisition date.
In determining the acquisition date fair value of purchased loans, acquired loans are aggregated into pools of loans with common characteristics.  Each loan is reviewed at acquisition to determine if it should be accounted for as a loan that has experienced credit deterioration and it is probable that at acquisition, the Company will not be able to collect all the contractual principle and interest due from the borrower. All loans with evidence of deterioration in credit quality are considered purchased credit impaired (“PCI”) loans unless the loan type is specifically excluded from the scope of ASC 310-30 “Loans and Debt Securities Acquired with Deteriorated Credit Quality,” such as loans with active revolver features or because management has minimal doubt in the collection of the loan. This policy is based on the following general themes;
1.The loans were acquired in a business combination;
2.The acquisition of the loans will result in recognition of a discount attributable, at least in part, to credit quality; and
3.The loans are not subsequently accounted for at fair value
The Bank makes an estimate of the loans’ contractual principal and contractual interest payments as well as the total cash flows it expects to collect from the pools of loans, which includes undiscounted expected principal and interest. The excess of contractual amounts over the total cash flows expected to be collected from the loans is referred to as non-accretable difference, which is not accreted into income. The excess of the expected undiscounted cash flows over the fair value of the loans is referred to as accretable discount. Accretable discount is recognized as interest income on a level-yield basis over the life of the loans. Management has not included prepayment assumptions in its modeling of contractual or expected cash flows. The Bank continues to estimate cash flows expected to be collected over the life of the loans. Subsequent increases in total cash flows expected to be collected are recognized as an adjustment to the accretable yield with the amount of periodic accretion adjusted over the remaining life of the loans. Subsequent decreases in cash flows expected to be collected over the life of the loans are recognized as impairment in the current period through allowance for loan losses.
A PCI loan may be resolved either through a sale of the loan, by working with the customer and obtaining partial or full repayment, by short sale of the collateral, or by foreclosure. When a loan accounted for in a pool is resolved, it is removed from the pool at its carrying amount. Any differences between the amounts received and the outstanding balance are absorbed by the non-accretable difference of the pool.  For loans not accounted for in pools, a gain or loss on resolution would be recognized based on the difference between the proceeds received and the carrying amount of the loan.
Payments received earlier than expected or in excess of expected cash flows from sales or other resolutions may result in the carrying value of a pool being reduced to zero even though outstanding contractual balances and expected cash flows remain related to loans in the pool. Once the carrying value of a pool is reduced to zero, any future proceeds, which may include cash or real estate acquired in foreclosure, from the remaining loans, representing further realization of accretable yield, are recognized as interest income upon receipt.
At the acquisition date, the purchased credit impaired loans had contractually required principal and interest payments receivable of $40.3 million; expected cash flows of $28.4 million; and a fair value (initial carrying amount) of $21.8 million.  The difference between the contractually required principal and interest payments receivable and the expected cash flows ($11.9 million) represented the non-accretable difference.  The difference between the expected cash flows and fair value ($6.6) million represented the initial accretable yield.  At December 31, 2014, the outstanding principal balance and carrying amount of the purchased credit impaired loans was $21.5 million and $12.3 million, respectively, with a remaining non-accretable difference of $5.9 million.
The following table summarizes the activity in the accretable yield for the purchased credit impaired loans:
December 31,		2014
(In thousands)
Balance at beginning of period		$	—
Accretable discount arising from acquisition of PCI loans		6,580
Accretion		(1,598		)
Reclassification from non-accretable difference during the period		3,450
Accretable discount at end of period		$	8,432
The allowance for loan losses was not increased during the year ended December 31, 2014 for those purchased credit impaired loans disclosed above.  In addition, no allowances for loan losses were reversed during 2014.
Related Party Loans
Certain directors, executive officers, and their related parties, including their immediate families and companies in which they are principal owners, were loan customers of the Bank during 2014 and 2013.
The following table sets forth selected information about related party loans at December 31, 2014:
		Balance
		Outstanding
(In thousands)
Balance at January 1, 2014		$	3,051
New loans		—
Effective change in related parties		(114		)
Advances		15
Repayments		(193		)
Balance at December 31, 2014		$	2,759

PREMISES_AND_EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
	Dec. 31, 2014
PREMISES AND EQUIPMENT
PREMISES AND EQUIPMENT
	4. PREMISES AND EQUIPMENT
	Premises and equipment consist of:
	December 31,	2014			2013
	(In thousands)
	Land	$	7,381		$	7,362
	Building and improvements	14,829			14,197
	Furniture, fixtures and equipment	19,134			16,558
	Leasehold improvements	11,243			8,065
		52,587			46,182
	Less: accumulated depreciation and amortization	(20,163		)	(18,199		)
	Total	$	32,424		$	27,983
	Depreciation and amortization amounted to $2.6 million, $2.0 million and $1.8 million for 2014, 2013 and 2012, respectively.

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2014
DEPOSITS
DEPOSITS
	5. DEPOSITS
	Time Deposits
	The following table sets forth the remaining maturities of the Bank’s time deposits at December 31, 2014:
		Total
	(In thousands)
	2015	$	79,873
	2016	24,445
	2017	15,204
	2018	16,082
	2019	5,680
	Thereafter	78
	Total	$	141,362
	The deposits that meet or exceed the FDIC insurance limit of $250,000 at December 31, 2014 and 2013 were $27.6 million and $25.5 million, respectively. Deposits from principal officers, directors and their affiliates at December 31, 2014 and 2013 were approximately $2.6 million and $2.7 million, respectively. Public fund deposits at December 31, 2014 and 2013 were $336.3 million and $310.0 million, respectively.

SECURITIES_SOLD_UNDER_AGREEMEN

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	12 Months Ended
	Dec. 31, 2014
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
	6. SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
	At December 31, 2014 and 2013, securities sold under agreements to repurchase totaled $36.3 million and $11.4 million, respectively, and were secured by U.S. GSE, residential mortgage-backed securities and residential collateralized mortgage obligations with carrying amounts of $40.3 million and $17.5 million, respectively.
	Securities sold under agreements to repurchase are financing arrangements with $11.3 million maturing during the first quarter of 2015 and $25.0 million maturing during the fourth quarter of 2015. At maturity, the securities underlying the agreements are returned to the Company. Information concerning the securities sold under agreements to repurchase is summarized as follows:
		2014			2013
	(Dollars in thousands)
	Average daily balance during the year	$	14,185		$	11,770
	Average interest rate during the year	2.71		%	3.17		%
	Maximum month-end balance during the year	$	36,879		$	12,903
	Weighted average interest rate at year-end	2.67		%	3.13		%

FEDERAL_HOME_LOAN_BANK_ADVANCE

FEDERAL HOME LOAN BANK ADVANCES	12 Months Ended
	Dec. 31, 2014
FEDERAL HOME LOAN BANK ADVANCES
FEDERAL HOME LOAN BANK ADVANCES
	7. FEDERAL HOME LOAN BANK ADVANCES
	The following table sets forth the contractual maturities and weighted average interest rates of FHLB advances for each of the next five years. There are no FHLB advances with contractual maturities after 2018.
		December 31, 2014
	Contractual Maturity	Amount		Weighted
				Average Rate
	(Dollars in thousands)
	Overnight	$	69,000	0.32	%
	2015	41,508		0.37	%
	2016	11,703		0.69
	2017	—		—
	2018	16,116		1.00
		69,327		0.57	%
		$	138,327	0.44	%
		December 31, 2013
	Contractual Maturity	Amount		Weighted
				Average Rate
	(Dollars in thousands)
	Overnight	$	58,000	0.40	%
	2014	40,000		0.46	%
		40,000		0.46	%
		$	98,000	0.42	%
	Each advance is payable at its maturity date, with a prepayment penalty for fixed rate advances.  The advances were collateralized by $385.2 million and $336.6 million of residential and commercial mortgage loans under a blanket lien arrangement at year end 2014 and 2013, respectively.  Based on this collateral and the Company’s holdings of FHLB stock, the Company is eligible to borrow up to a total of $686.5 million at year end 2014.

JUNIOR_SUBORDINATED_DEBENTURES

JUNIOR SUBORDINATED DEBENTURES	12 Months Ended
	Dec. 31, 2014
JUNIOR SUBORDINATED DEBENTURES
JUNIOR SUBORDINATED DEBENTURES
	8. JUNIOR SUBORDINATED DEBENTURES
	In December 2009, the Company completed the private placement of $16.0 million in aggregate liquidation amount of 8.50% cumulative convertible trust preferred securities (the “TPS”), through its subsidiary, Bridge Statutory Capital Trust II. The TPS have a liquidation amount of $1,000 per security and are convertible into our common stock, at an effective conversion price of $31 per share.  The TPS mature in 30 years but are callable by the Company at par any time after September 30, 2014.
	The Company issued $16.0 million of junior subordinated debentures (the “Debentures”) to the trust in exchange for ownership of all of the common security of the trust and the proceeds of the preferred securities sold by the trust. In accordance with current accounting guidance, the trust is not consolidated in the Company’s financial statements, but rather the Debentures are shown as a liability. The Debentures bear interest at a fixed rate equal to 8.50% and mature on December 31, 2039. Consistent with regulatory requirements, the interest payments may be deferred for up to 5 years, and are cumulative. The Debentures have the same prepayment provisions as the TPS.
	The Debentures may be included in Tier I capital (with certain limitations applicable) under current regulatory guidelines and interpretations.

DERIVATIVES

DERIVATIVES	12 Months Ended
	Dec. 31, 2014
DERIVATIVES
DERIVATIVES
	9. DERIVATIVES
	Cash Flow Hedges of Interest Rate Risk
	The Company utilizes interest rate swap agreements as part of its asset liability management strategy to help manage its interest rate risk position. The notional amount of the interest rate swap does not represent amounts exchanged by the parties. The amount exchanged is determined by reference to the notional amount and the other terms of the individual interest rate swap agreements.
	Interest rate swaps with notional amounts totaling $75.0 million and $50.0 million as of December 31, 2014 and 2013, respectively, were designated as cash flow hedges of certain Federal Home Loan Bank advances and repurchase agreements.  The swaps were determined to be fully effective during the periods presented and therefore no amount of ineffectiveness has been included in net income.  The aggregate fair value of the swaps is recorded in other assets/(other liabilities) with changes in fair value recorded in other comprehensive income (loss). The amount included in accumulated other comprehensive income (loss) would be reclassified to current earnings should the hedges no longer be considered effective. The Company expects the hedges to remain fully effective during the remaining term of the swaps.
	Summary information about the interest rate swaps designated as a cash flow hedge as of December 31 is as follows:
	(Dollars in thousands)	2014			2013
	Notional amounts	$	75,000		$	50,000
	Weighted average pay rates	1.39		%	1.39		%
	Weighted average receive rates	0.24		%	0.24		%
	Weighted average maturity	3.86 years			4.56 years
	Unrealized (losses)	$	(943	)	$	(164	)
	Interest expense recorded on these swap transactions totaled $470,000 and $271,000 during 2014 and 2013, respectively, and is reported as a component of interest expense on FHLB Advances.
	The following tables present the net gains (losses), net of income tax, recorded in accumulated other comprehensive income and the Consolidated Statements of Income relating to the cash flow derivative instruments for the twelve months ended December 31:
		2014
	(In thousands)	Amount of (loss)			Amount of (loss)			Amount of (loss)
		recognized in OCI			reclassified from OCI to			recognized in other non-
		(Effective Portion)			interest income			interest income
								(Ineffective Portion)
	Interest rate contracts	$	(569	)	$	—		$	—
		2013
	(In thousands)	Amount of (loss)			Amount of (loss)			Amount of (loss)
		recognized in OCI			reclassified from OCI to			recognized in other non-
		(Effective Portion)			interest income			interest income
								(Ineffective Portion)
	Interest rate contracts	$	(99	)	$	—		$	—
	The following table reflects the cash flow hedge included in the Consolidated Balance Sheets:
	As of December 31,	2014						2013
	(In thousands)	Notional			Fair			Notional		Fair
		Amount			Value			Amount		Value
	Included in other asset/(liabilities):
	Interest rate swaps related to FHLB advances	$	40,000		$	(248	)	$	40,000	$	(122	)
	Forward starting interest rate swap related to repurchase agreements	10,000			(445		)	10,000		(42		)
	Forward starting interest rate swap related to FHLB advances	25,000			(250		)	—		—
	Non-Designated Hedges
	Derivatives not designated as hedges may be used to manage the Company’s exposure to interest rate movements or to provide service to customers but do not meet the requirements for hedge accounting under U.S. GAAP.  The Company executes interest rate swaps with commercial lending customers to facilitate their respective risk management strategies.  These interest rate swaps with customers are simultaneously offset by interest rate swaps that the Company executes with a third party in order to minimize the net risk exposure resulting from such transactions.
	On August 21, 2014, the Company entered into four interest-rate swap agreements with a combined notional amount of $11.2 million. These interest-rate swap agreements do not qualify for hedge accounting treatment, and therefore changes in fair value are reported in current year earnings.
	The following table presents summary information about these interest rate swaps as of December 31:
	(Dollars in thousands)	2014
	Notional amounts	$	11,175
	Weighted average pay rates	3.28		%
	Weighted average receive rates	3.28		%
	Weighted average maturity	9.64 years
	Fair value of combined interest rate swaps	$	—

INCOME_TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2014
INCOME TAXES
INCOME TAXES
	10. INCOME TAXES
	The components of income tax expense are as follows:
	Years Ended December 31,	2014			2013			2012
	(In thousands)
	Current:
	Federal	$	3,926		$	5,500		$	5,660
	State	507			664			582
		4,433			6,164			6,242
	Deferred:
	Federal	2,187			403			(229		)
	State	619			102			67
		2,806			505			(162		)
	Income tax expense	$	7,239		$	6,669		$	6,080
	The reconciliation of the expected Federal income tax expense at the statutory tax rate to the actual provision follows:
	Years Ended December 31,	2014					2013					2012
	(Dollars in thousands)	Amount			Percentage		Amount			Percentage		Amount			Percentage
					of Pre-tax					of Pre-tax					of Pre-tax
					Earnings					Earnings					Earnings
	Federal income tax expense computed by applying the statutory rate to income before income taxes	$	7,141		34	%	$	6,828		34	%	$	6,479		34	%
	Tax exempt interest	(665		)	(3	)	(740		)	(4	)	(878		)	(5	)
	State taxes, net of federal income tax benefit	743			4		502			3		445			2
	Other	20			—		79			1		34			1
	Income tax expense	$	7,239		35	%	$	6,669		34	%	$	6,080		32	%
	Deferred tax assets and liabilities are comprised of the following:
	December 31,	2014			2013
	(In thousands)
	Deferred tax assets:
	Allowance for loan losses	$	7,311		$	6,815
	Net unrealized losses on securities	2,177			7,895
	Restricted stock awards	1,003			815
	Purchase accounting fair value adjustments	8,321			666
	Net change in pension liability	2,985			781
	Net operating loss carryforward	2,063			426
	Net change in cash flow hedge	374			65
	Other	351			379
	Total	24,585			17,842
	Deferred tax liabilities:
	Pension and SERP expense	(3,765		)	(3,491		)
	Depreciation	(1,832		)	(1,548		)
	REIT undistributed net income	(628		)	(707		)
	Net deferred loan costs and fees	(981		)	(915		)
	Other	(707		)	(252		)
	Total	(7,913		)	(6,913		)
	Net deferred tax asset	$	16,672		$	10,929
	The Company and its subsidiaries are subject to U.S. federal income tax as well as income tax of the State of New York. The Company is no longer subject to examination by taxing authorities for years before 2011. There are no unrecorded tax benefits and the Company does not expect the total amount of unrecognized income tax benefits to significantly increase in the next twelve months.
	On March 31, 2014, tax legislation was enacted that changed the manner in which financial institutions and their affiliates are taxed in New York State. While most of the provisions of this legislation are effective for fiscal years beginning in 2015, the impact of this tax law change was immaterial to the Company’s consolidated financial statements.  In connection with the acquisition of FNBNY, the Company acquired net operating loss (“NOL”) carryfowards subject to Internal Revenue Code Section 382.  The Company has recorded a deferred tax asset that it expects to realize within the carryfoward period.  At December 31, 2014, the remaining NOL carryforward was $4.9 million.  As part of management’s annual review of the recoverability of their deferred tax assets, management decided to reset the federal income tax rate that was previously used from 34% to 35%.  The impact of this change was immaterial to the Company’s consolidated financial statements.

EMPLOYEE_BENEFITS

EMPLOYEE BENEFITS	12 Months Ended
	Dec. 31, 2014
EMPLOYEE BENEFITS
EMPLOYEE BENEFITS
	11. EMPLOYEE BENEFITS
	a) Pension Plan and Supplemental Executive Retirement Plan
	The Bank maintains a noncontributory pension plan covering all eligible employees. The Bank uses a December 31st measurement date for this plan in accordance with FASB ASC 715-30 “Compensation — Retirement Benefits — Defined Benefit Plans — Pension”. In September 2011, the Bank transferred all of the Plan assets out of the New York State Bankers Association Retirement System to the new Trustee, Bank of America, N.A. During 2012, the Company amended the pension plan revising the formula for determining benefits effective January 1, 2013, except for certain grandfathered employees. Additionally, new employees hired on or after October 1, 2012 are not eligible for the pension plan.
	During 2001, the Bank adopted the Bridgehampton National Bank Supplemental Executive Retirement Plan (“SERP”). The SERP provides benefits to certain employees, as recommended by the Compensation Committee of the Board of Directors and approved by the full Board of Directors, whose benefits under the pension plan are limited by the applicable provisions of the Internal Revenue Code. The benefit under the SERP is equal to the additional amount the employee would be entitled to under the Pension Plan and the 401(k) Plan in the absence of such Internal Revenue Code limitations. The assets of the SERP are held in a rabbi trust to maintain the tax-deferred status of the plan and are subject to the general, unsecured creditors of the Company. As a result, the assets of the trust are reflected on the Consolidated Balance Sheets of the Company.
	Information about changes in obligations and plan assets of the defined benefit pension plan and the defined benefit plan component of the SERP are as follows:
		Pension Benefits						SERP Benefits
	At December 31,	2014			2013			2014			2013
	(In thousands)
	Change in benefit obligation:
	Benefit obligation at beginning of year	$	13,243		$	13,107		$	1,919		$	1,999
	Service cost	905			931			132			149
	Interest cost	639			564			88			76
	Benefits paid and expected expenses	(282		)	(236		)	(112		)	(112		)
	Assumption changes and other	4,455			(1,123		)	430			(193		)
	Plan amendment	—			—			—			—
	Benefit obligation at end of year	$	18,960		$	13,243		$	2,457		$	1,919
	Change in plan assets, at fair value:
	Plan assets at beginning of year	$	21,828		$	17,125		$	—		$	—
	Actual return on plan assets	981			2,939			—			—
	Employer contribution	1,361			2,000			112			112
	Benefits paid and actual expenses	(283		)	(236		)	(112		)	(112		)
	Plan assets at end of year	$	23,887		$	21,828		$	—		$	—
	Funded status (plan assets less benefit obligations)	$	4,927		$	8,585		$	(2,457	)	$	(1,919	)
	Amounts recognized in accumulated other comprehensive income at December 31, consist of:
		Pension Benefits						SERP Benefits
	At December 31,	2014			2013			2014			2013
	(In thousands)
	Net actuarial loss	$	7,631		$	2,559		$	628		$	198
	Prior service cost	(869		)	(946		)	—			—
	Transition obligation	—			—			87			114
	Plan amendment	—			—			—			—
	Net amount recognized	$	6,762		$	1,613		$	715		$	312
	The accumulated benefit obligation was $16.7 million and $1.9 million for the pension plan and the SERP, respectively, as of December 31, 2014. As of December 31, 2013, the accumulated benefit obligation was $11.9 million and $1.5 million for the pension plan and the SERP, respectively.
	Components of Net Periodic Benefit Cost and Other Amounts Recognized in Other Comprehensive Income
		Pension Benefits										SERP Benefits
	At December 31,	2014			2013			2012				2014			2013			2012
	(In thousands)
	Components of net periodic benefit cost and other amounts recognized in Other Comprehensive Income
	Service cost	$	905		$	931		$	1,131			$	132		$	149		$	120
	Interest cost	639			564			508				88			76			52
	Expected return on plan assets	(1,625		)	(1,385		)	(993		)		—			—			—
	Amortization of net loss	27			325			248				—			—			—
	Amortization of unrecognized prior service cost	(77		)	(77		)	10				—			—			—
	Amortization of unrecognized transition (asset) obligation	—			—			—				28			43			30
	Net periodic benefit cost (credit)	$	(131	)	$	358		$	904			$	248		$	268		$	202
	Net (gain) loss	$	5,099		$	(2,677	)	$	(345	)		$	430		$	(193	)	$	208
	Prior service cost	—			—			—				—			—			—
	Transition obligation	—			—			—				—			—			—
	Amortization of net loss	(27		)	(325		)	(248		)		—			—			—
	Amortization of prior service cost	77			77			(10		)		—			—			—
	Amortization of transition obligation	—			—			—				(27		)	(43		)	(30		)
		5,149			(2,925		)	(603		)		403			(236		)	178
	Deferred taxes	(2,044		)	1,161			240				(160		)	93			(71		)
	Total recognized in other comprehensive income	3,105			(1,764		)	(363		)		243			(143		)	107
	Total recognized in net periodic benefit cost and other comprehensive income	$	2,974		$	(1,406	)	$	541			$	491		$	125		$	309
	The estimated net loss, transition obligation and prior service credit for the defined benefit pension plan that will be amortized from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year are $428,000, $0 and $77,000, respectively. The estimated net loss and unrecognized net transition obligation for the SERP that will be amortized from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year is $32,000 and $28,000, respectively.
	Expected Long-Term Rate-of-Return
	The expected long-term rate-of-return on plan assets reflects long-term earnings expectations on existing plan assets and those contributions expected to be received during the current plan year. In estimating that rate, appropriate consideration was given to historical returns earned by plan assets in the fund and the rates of return expected to be available for reinvestment. Average rates of return over the past 1, 3, 5 and 10-year periods were determined and subsequently adjusted to reflect current capital market assumptions and changes in investment allocations.
		Pension Benefits						SERP Benefits
	At December 31,	2014		2013		2012		2014		2013		2012
	Weighted Average Assumptions Used to Determine Benefit Obligations
	Discount rate	3.90	%	4.90	%	4.20	%	3.80	%	4.70	%	3.90	%
	Rate of compensation increase	3.00		3.00		3.00		5.00		5.00		5.00
Weighted Average Assumptions Used to Determine Net Periodic Benefit Cost
Discount rate	4.90	%	4.20	%	4.53	%	4.70	%	3.90	%	3.13	%
Rate of compensation increase	3.00		3.00		3.00		5.00		5.00		5.00
Expected long-term rate of return	7.50		7.50		7.50		—		—		—
Plan Assets
The Plan seeks to provide retirement benefits to the employees of the Bank who are entitled to receive benefits under the Plan.  The Plan Assets are overseen by a Committee comprised of management, who meet semi-annually, and set the investment policy guidelines.
The Plan’s overall investment strategy is to achieve a mix of approximately 97% of investments for long-term growth and 3% for near-term benefit payments with a wide diversification of asset types, fund strategies, and fund managers.
Cash equivalents consist primarily of short term investment funds.
Equity securities primarily include investments in common stock, mutual funds, depository receipts and exchange traded funds.
Fixed income securities include corporate bonds, government issues, mortgage backed securities, high yield securities and mutual funds.
The weighted average expected long term rate-of-return is estimated based on current trends in Plan assets as well as projected future rates of return on those assets and reasonable actuarial assumptions based on the guidance provided by ASOP No. 27 for the real and nominal rate of investment return for a specific mix of asset classes. The following assumptions were used in determining the long-term rate-of-return:
The long term rate of return considers historical returns for the S&P 500 index and corporate bonds from 1926 to 2014 representing cumulative returns of approximately 9.8% and 5%, respectively. These returns were considered along with the target allocations of asset categories.
Effective August 30, 2011, the Plan revised its investment guidelines. Except for pooled vehicles and mutual funds, which are governed by the prospectus and unless expressly authorized by management, the Plan and its investment managers are prohibited from purchasing the following investments:
Purchases of letter stock, private placements, or direct payments
Purchases of securities not readily marketable
Pledging or hypothecating securities, except for loans of securities that are fully collateralized
Purchasing or selling derivative securities for speculation or leverage
Investments by the investment managers in their own securities, their affiliates or subsidiaries (excluding money market funds)
Purchases of Bridge Bancorp. stock.
The target allocations for Plan assets are shown in the table below:
			Percentage of Plan Assets				Weighted-
			At December 31,				Average
	Target		2014		2013		Expected
	Allocation						Long-term
	2015						Rate of
							Return
Asset Category
Cash Equivalents	0 – 5	%	4.1	%	3.9	%	—
Equity Securities	45 - 65	%	62.1	%	59.3	%	4.9	%
Fixed income securities	35 - 55	%	33.8	%	36.8	%	2.6	%
Total			100.0	%	100.0	%	7.5	%
Fair value is defined under ASC 820 as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Valuation techniques used to measure fair value under ASC 820 must maximize the use of observable inputs and minimize the use of unobservable inputs. The standard describes a fair value hierarchy based on three levels of inputs, of which the first two are considered observable and the last unobservable, that may be used to measure fair value which are the following:
Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
In instances in which the inputs used to measure fair value fall into different levels of the fair value hierarchy, the fair value measurement has been determined based on the lowest level input that is significant to the fair value measurement in its entirety. Investments valued using the Net Asset Value (“NAV”) are classified as level 2 if the Plan can redeem its investment with the investee at the NAV at the measurement date. If the Plan can never redeem the investment with the investee at the NAV, it is considered a level 3. If the Plan can redeem the investment at the NAV at a future date, the Plan’s assessment of the significance of a particular item to the fair value measurement in its entirety requires judgment, including the consideration of inputs specific to the asset.
In accordance with FASB ASC 715-20, the following table represents the Plan’s fair value hierarchy for its financial assets measured at fair value on a recurring basis as of December 31, 2014 and 2013:
				Fair Value Measurements at
				December 31, 2014 Using:
	Carrying			Quoted Prices			Significant			Significant
	Value			In Active			Other			Unobservable
				Markets for			Observable			Inputs
				Identical			Inputs			(Level 3)
				Assets			(Level 2)
				(Level 1)
(Dollars in thousands)
Cash and Cash Equivalents
Cash	$	15		$	15		$	—
Short term investment funds	964			—			964
Total cash equivalents	979			15			964
Equities:
U.S. Large cap	9,918			9,919			—
U.S. Mid cap	800			800			—
U.S. Small cap	782			782			—
International	3,361			3,361			—
Total equities	14,861			14,862			—
Fixed income securities:
Government issues	1,413			—			1,413
Corporate bonds	1,220			—			1,220
Mortgage backed	533			—			533
High yield bonds and bond funds	4,881			—			4,881
Total fixed income securities	8,047			—			8,047
Total Plan Assets	$	23,887		$	14,877		$	9,011
				Fair Value Measurements at
				December 31, 2013 Using:
	Carrying			Quoted Prices			Significant			Significant
	Value			In Active			Other			Unobservable
				Markets for			Observable			Inputs
				Identical			Inputs			(Level 3)
				Assets			(Level 2)
				(Level 1)
(Dollars in thousands)
Cash and Cash Equivalents
Cash	$	15		$	15		$	—
Short term investment funds	820			—			820
Total cash equivalents	835			15			820
Equities:
U.S. Large cap	8,127			8,127			—
U.S. Mid cap	752			752			—
U.S. Small cap	786			786			—
International	3,290			3,290			—
Total equities	12,955			12,955			—
Fixed income securities:
Government issues	1,798			—			1,798
Corporate bonds	1,453			—			1,453
Mortgage backed	753			—			753
High yield bonds and bond funds	4,034			—			4,034
Total fixed income securities	8,038			—			8,038
Total Plan Assets	$	21,828		$	12,970		$	8,858
The Company has no minimum required pension contribution due to the overfunded status of the plan.
Estimated Future Payments
The following benefit payments, which reflect expected future service, are expected to be paid as follows:
Year	Pension and SERP
	Payments
2015	$	458,423
2016	525,218
2017	585,040
2018	703,984
2019	778,075
2020-2024	5,761,952
b) 401(k) Plan
The Company provides a 401(k) plan which covers substantially all current employees. Newly hired employees are automatically enrolled in the plan on the 90th day of employment, unless they elect not to participate. Under the provisions of the savings plan, employee contributions are partially matched by the Bank with cash contributions. Participants can invest their account balances into several investment alternatives. The savings plan does not allow for investment in the Company’s common stock. During the years ended December 31, 2014, 2013 and 2012 the Bank made cash contributions of $530,000, $466,000, and $263,000 respectively. Effective on January 1, 2013, the plan was amended to include a discretionary profit-sharing component.  The Company made a discretionary profit sharing contribution of $247,000 in 2014.  There were no profit-sharing contributions made in 2013.
c) Equity Incentive Plan
On May 4, 2012 the Bridge Bancorp, Inc. 2012 Stock-Based Incentive Plan (the “2012 Plan”) was approved by the shareholders to provide for the grant of stock-based and other incentive awards to officers, employees and directors of the Company. The plan supersedes the Bridge Bancorp, Inc. Equity Incentive Plan that was approved in 2006 (the “2006 Plan”). The number of shares of Common Stock of Bridge Bancorp, Inc. available for stock-based awards under the 2012 Plan is 525,000 plus 278,385 shares that were remaining under the 2006 Plan. Of the total 803,385 shares of common stock approved for issuance under the Plan, 667,434 shares remain available for issuance at December 31, 2014.
The Compensation Committee of the Board of Directors determines awards under the Plan. The Company accounts for this Plan under FASB ASC No. 718 and 505.
Stock Options
The fair value of each option granted is estimated on the date of the grant using the Black-Scholes option-pricing model. No new grants of stock options were awarded during the years ended December 31, 2014 and 2013.
A summary of the status of the Company’s stock options as of December 31, 2014 follows:
(Dollars in thousands, except per share amounts)	Number		Weighted			Weighted		Aggregate
	of		Average			Average		Intrinsic
	Options		Exercise			Remaining		Value
			Price			Contractual
						Life
Outstanding, January 1, 2014	45,395		$	25.54
Granted	—		—
Exercised	(2,504	)	$	24.61
Forfeited	(2,460	)	$	25.25
Expired	(561	)	$	24
Outstanding, December 31, 2014	39,870		$	25.63		1.70 years		$	53
Vested and Exercisable, December 31, 2014	39,870		$	25.63		1.70 years		$	53
Range of Exercise Prices	Number		Exercise
	of		Price
	Options
	34,739		$	25.25
	3,000		$	26.55
	2,131		$	30.6
	39,870
The aggregate intrinsic value for options outstanding and exercisable as of December 31, 2014 is the same because all options are currently vested.
A summary of activity related to the stock options follows:
December 31,	2014			2013			2012
(In thousands)
Intrinsic value of options exercised	$	3		$	4		$	7
Cash received from options exercised	7			4			—
Tax benefit realized from option exercises	—			—			—
Weighted average fair value of options granted	—			—			—
There was no compensation expense attributable to stock options for the years ended December 31, 2014, 2013, and 2012 because all stock options were vested.
Restricted Stock Awards
A summary of the status of the Company’s shares of unvested restricted stock for the year ended December 31, 2014 follows:
	Shares		Weighted
			Average Grant-Date
			Fair Value
Unvested, January 1, 2014	197,599		$	21.18
Granted	80,273		$	25.32
Vested	(27,030	)	$	21.44
Forfeited	(2,398	)	$	22.33
Unvested, December 31, 2014	248,444		$	22.48
The 2012 Plan provides for issuance of restricted stock awards. During the year ended December 31, 2014, the Company granted restricted awards of 80,273 shares. Of the 80,273 shares granted, 53,425 shares vest over approximately seven years with a third vesting after years five, six and seven, 20,598 shares vest over approximately five years with a third vesting after years three, four and five and 6,250 shares vest ratably over two years. During the year ended December 31, 2013, the Company granted restricted stock awards of 72,940 shares. Of the 72,940 shares granted, 51,175 shares vest over approximately seven years with a third vesting after years five, six and seven, 12,652 shares vest over approximately five years with a third vesting after years three, four and five and 9,113 shares vest ratably over five years . During the year ended December 31, 2012, the Company granted restricted stock awards of 21,993 shares. These shares vest over approximately five years with a third vesting after years three, four and five. Such shares are subject to restrictions based on continued service as employees of the Company or its subsidiaries. Compensation expense attributable to these awards was approximately $1,087,000, $1,152,000 and $1,185,000 for the years ended December 31, 2014, 2013, and 2012, respectively. The total fair value of shares vested during the years ended December 31, 2014, 2013 and 2012 was $579,000, $1,065,000 and $1,140,000, respectively. As of December 31, 2014, there was $3,648,000 of total unrecognized compensation costs related to non-vested restricted stock awards granted under the Plan. The cost is expected to be recognized over a weighted-average period of 4.4 years.
Restricted Stock Units
In April 2009, the Company adopted a Directors Deferred Compensation Plan. Under the Plan, independent directors may elect to defer all or a portion of their annual retainer fee in the form of restricted stock units. In addition, Directors receive a non-election retainer in the form of restricted stock units. These restricted stock units vest ratably over one year and have dividend rights but no voting rights. In connection with this Plan, the Company recorded expenses of approximately $147,000, $144,000 and $158,000 for the years ended December 31, 2014, 2013 and 2012, respectively.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	12 Months Ended
	Dec. 31, 2014
EARNINGS PER SHARE
EARNINGS PER SHARE
	12. EARNINGS PER SHARE
	FASB ASC 260-10-45 addresses whether instruments granted in share-based payment transactions are participating securities prior to vesting and, therefore, need to be included in the earnings allocation in computing earnings per share (“EPS”).  The restricted stock awards and restricted stock units granted by the Company contain non-forfeitable rights to dividends and therefore are considered participating securities.  The two-class method for calculating basic EPS excludes dividends paid to participating securities and any undistributed earnings attributable to participating securities. Prior period EPS figures have been presented in accordance with this accounting guidance.
	The following is a reconciliation of earnings per share for December 31, 2014, 2013 and 2012:
	For the Years Ended December 31,	2014			2013			2012
	(In thousands, except per share data)
	Net Income	$	13,763		$	13,093		$	12,772
	Less: Dividends paid on and earnings allocated to participating securities	(319		)	(329		)	(328		)
	Income attributable to common stock	$	13,444		$	12,764		$	12,444
	Weighted average common shares outstanding, including participating securities	11,633			9,622			8,633
	Less: weighted average participating securities	(278		)	(242		)	(223		)
	Weighted average common shares outstanding	11,355			9,380			8,410
	Basic earnings per common share	$	1.18		$	1.36		$	1.48
	Income attributable to common stock	$	13,444		$	12,764		$	12,444
	Weighted average common shares outstanding	11,355			9,380			8,410
	Weighted average common equivalent shares outstanding	—			—			1
	Weighted average common and equivalent shares outstanding	11,355			9,380			8,411
	Diluted earnings per common share	$	1.18		$	1.36		$	1.48
	There were 39,870, 45,395 and 49,362 options outstanding at December 31, 2014, 2013 and 2012, respectively that were not included in the computation of diluted earnings per share because the options’ exercise prices were greater than the average market price of common stock and were, therefore, antidilutive. The $16.0 million in convertible trust preferred securities outstanding at December 31, 2014, 2013, and 2012 were not included in the computation of diluted earnings per share because the assumed conversion of the trust preferred securities was antidilutive.

COMMITMENTS_AND_CONTINGENCIES_

COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS	12 Months Ended
	Dec. 31, 2014
COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS
COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS
	13. COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS
	In the normal course of business, there are various outstanding commitments and contingent liabilities, such as claims and legal actions, minimum annual rental payments under non-cancelable operating leases, guarantees and commitments to extend credit, which are not reflected in the accompanying consolidated financial statements. No material losses are anticipated as a result of these commitments and contingencies.
	a) Leases
	At December 31, 2014, the Company was obligated to make minimum annual rental payments under non-cancelable operating leases for its premises. Projected minimum rentals under existing leases are as follows:
	Year
	(In thousands)
	2015		$	3,672
	2016		3,548
	2017		3,518
	2018		2,902
	2019		2,526
	Thereafter		16,192
	Total minimum rentals		$	32,358
	Certain leases contain rent escalation clauses which are reflected in the amounts listed above. In addition, certain leases provide for additional payments based upon real estate taxes, interest and other charges. Certain leases contain renewal options which are not reflected. Rental expenses under leases for the years ended December 31, 2014, 2013 and 2012 approximated $3.4 million, $2.3 million, and $1.5 million, respectively.
	b) Loan commitments
	Some financial instruments, such as loan commitments, credit lines, letters of credit, and overdraft protection, are issued to meet customer financing needs. These are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates. Commitments may expire without being used. Off-balance-sheet risk of credit loss exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used to make such commitments as are used for loans, often including obtaining collateral at exercise of the commitment.
	The following represents commitments outstanding:
	December 31,		2014		2013
	(In thousands)
	Standby letters of credit		$	1,903	$	3,094
	Loan commitments outstanding (1)		58,930		28,750
	Unused lines of credit		248,328		215,798
	Total commitments outstanding		$	309,161	$	247,642
	-1	Of the $58.9 million of loan commitments outstanding at December 31, 2014, $13.6 million are fixed rate commitments and $45.3 million are variable rate commitments.
	c) Other
	During 2014, the Bank was required to maintain certain cash balances with the Federal Reserve Bank of New York for reserve and clearing requirements. The required cash balance at December 31, 2014 was $1.0 million. During 2014, the Federal Reserve Bank of New York offered higher interest rates on overnight deposits compared to our correspondent banks. Therefore the Bank invested overnight with the Federal Reserve Bank of New York and the average balance maintained during 2014 was $9.8 million.
	During 2014, 2013 and 2012, the Bank maintained an overnight line of credit with the Federal Home Loan Bank of New York (“FHLB”). The Bank has the ability to borrow against its unencumbered residential and commercial mortgages and investment securities owned by the Bank. At December 31, 2014, the Bank had aggregate lines of credit of $295.0 million with unaffiliated correspondent banks to provide short-term credit for liquidity requirements. Of these aggregate lines of credit, $275.0 million is available on an unsecured basis. As of December 31, 2014, the Bank had $75.0 million of such borrowings outstanding.
	In March 2001, the Bank entered into a Master Repurchase Agreement with the FHLB whereby the FHLB agrees to purchase securities from the Bank, upon the Bank’s request, with the simultaneous agreement to sell the same or similar securities back to the Bank at a future date. Securities are limited, under the agreement, to government securities, securities issued, guaranteed or collateralized by any agency or instrumentality of the U.S. Government or any government sponsored enterprise, and non-agency AA and AAA rated mortgage-backed securities. At December 31, 2014, there was $686.5 million available for transactions under this agreement.
	The Bank had $36.3 million of securities sold under agreements to repurchase outstanding as of December 31, 2014 (See Note 6).

FAIR_VALUE

FAIR VALUE	12 Months Ended
	Dec. 31, 2014
FAIR VALUE
FAIR VALUE
	14. FAIR VALUE
	FASB ASC No. 820-10 defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC 820-10 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair values:
	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.
	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.
	Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.
	Assets and Liabilities Measured on a Recurring Basis
	Assets and liabilities measured at fair value on a recurring basis are summarized below:
					Fair Value Measurements at
					December 31, 2014 Using:
		Carrying			Quoted Prices		Significant			Significant
		Value			In Active		Other			Unobservable
					Markets for		Observable			Inputs
					Identical		Inputs			(Level 3)
					Assets		(Level 2)
					(Level 1)
	(In thousands)
	Financial Assets:
	Available for sale securities
	U.S. GSE securities	$	95,425				$	95,425
	State and municipal obligations	63,693					63,693
	U.S. GSE Residential mortgage-backed securities	101,425					101,425
	U.S. GSE Residential collateralized mortgage Obligations	258,599					258,599
	U.S. GSE Commercial mortgage-backed securities	2,945					2,945
	U.S. GSE Commercial collateralized mortgage Obligations	24,082					24,082
	Other Asset-backed securities	23,037					23,037
	Corporate Bonds	17,978					17,978
	Total available for sale	$	587,184				$	587,184
	Financial Liabilities:
	Derivatives	$	(943	)			$	(943	)
				Fair Value Measurements at
				December 31, 2013 Using:
		Carrying			Quoted Prices		Significant			Significant
		Value			In Active		Other			Unobservable
					Markets for		Observable			Inputs
					Identical		Inputs			(Level 3)
					Assets		(Level 2)
					(Level 1)
	(In thousands)
	Financial Assets:
	Available for sale securities
	U.S. GSE securities	$	152,757				$	152,757
	State and municipal obligations	61,656					61,656
	U.S. GSE Residential mortgage-backed securities	14,435					14,435
	U.S. GSE Residential collateralized mortgage Obligations	279,191					279,191
	U.S. GSE Commercial mortgage-backed securities	2,834					2,834
	U.S. GSE Commercial collateralized mortgage Obligations	26,910					26,910
	Non Agency commercial mortgage-backed securities	3,578					3,578
	Other Asset backed securities	33,818					33,818
	Total available for sale	$	575,179				$	575,179
	Financial Liabilities:
	Derivatives	$	(164	)			$	(164	)
	Assets measured at fair value on a non-recurring basis are summarized below:
				Fair Value Measurements at
				December 31, 2014 Using:
		Carrying			Quoted Prices		Significant		Significant
		Value			In Active		Other		Unobservable
					Markets for		Observable		Inputs
					Identical		Inputs		(Level 3)
					Assets		(Level 2)
					(Level 1)
	(In thousands)
	Impaired loans	$	558						$	558
				Fair Value Measurements at
			December 31, 2013 Using:
	Carrying			Quoted Prices		Significant		Significant
	Value			In Active		Other		Unobservable
				Markets for		Observable		Inputs
				Identical		Inputs		(Level 3)
				Assets		(Level 2)
				(Level 1)
(In thousands)
Impaired loans	$	1,329						$	1,329
Other real estate owned	2,242							2,242
Impaired loans with allocated allowance for loan losses at December 31, 2014, had a carrying amount of $0.5 million, which is made up of the outstanding balance of $0.7 million, net of a valuation allowance of $0.2 million. This resulted in an additional provision for loan losses of $0.2 million that is included in the amount reported on the income statement. Impaired loans with allocated allowance for loan losses at December 31, 2013, had a carrying amount of $1.3 million, which is made up of the outstanding balance of $1.5 million, net of a valuation allowance of $0.2 million. This resulted in an additional provision for loan losses of $0.2 million that is included in the amount reported on the Consolidated Statements of Income.
There was no Other Real Estate Owned at December 31, 2014. Other real estate owned at December 31, 2013 had a carrying amount of $2.2 million and no valuation allowance recorded. Accordingly, there was no additional provision for loan losses included in the amount reported on the Consolidated Statements of Income.
The Company used the following method and assumptions in estimating the fair value of its financial instruments:
Cash and Due from Banks and Federal Funds Sold: Carrying amounts approximate fair value, since these instruments are either payable on demand or have short-term maturities. Cash on hand and non-interest due from bank accounts are Level 1 and interest bearing Cash Due from Banks and Federal Funds Sold are Level 2.
Securities Available for Sale and Held to Maturity: The estimated fair values are based on independent dealer quotations on nationally recognized securities exchanges, if available (Level 1). For securities where quoted prices are not available, fair value is based on matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2).
Restricted Securities: It is not practicable to determine the fair value of FHLB, ACBB and FRB stock due to restrictions placed on its transferability.
Derivatives: Represents an interest rate swap and the estimated fair values are based on valuation models using observable market data as of measurement date (Level 2).
Loans: The estimated fair values of real estate mortgage loans and other loans receivable are based on discounted cash flow calculations that use available market benchmarks when establishing discount factors for the types of loans resulting in a Level 3 classification. Exceptions may be made for adjustable rate loans (with resets of one year or less), which would be discounted straight to their rate index plus or minus an appropriate spread. All nonaccrual loans are carried at their current fair value. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price and therefore, while permissible for presentation purposed under ASC 825-10, do not conform to ASC 820-10.
Impaired Loans: For impaired loans, the Company evaluates the fair value of the loan in accordance with current accounting guidance.  For loans that are collateral dependent, the fair value of the collateral is used to determine the fair value of the loan. The fair value of the collateral is determined based upon recent appraised values. The fair value of other real estate owned is also evaluated in accordance with current accounting guidance and determined based upon recent appraised values. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Adjustments may relate to location, square footage, condition, amenities, market rate of leases as well as timing of comparable sales. All appraisals undergo a second review process to insure that the methodology employed and the values derived are accurate. The fair value of the loan is compared to the carrying value to determine if any write-down or specific reserve is required. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly.
Appraisals for collateral-dependent impaired loans are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company.  Once received, the Credit Administration department reviews the assumptions and approaches utilized in the appraisal as well as the overall resulting fair value in comparison with independent data sources such as recent market data or industry-wide statistics. On a quarterly basis, the Company compares the actual selling price of collateral that has been sold to the most recent appraised value to determine what additional adjustment should be made to the appraisal value to arrive at fair value. Management also considers the appraisal values for commercial properties associated with current loan origination activity.  Collectively, this information is reviewed to help assess current trends in commercial property values. For each collateral dependent impaired loan, management considers information that relates to the type of commercial property to determine if such properties may have appreciated or depreciated in value since the date of the most recent appraisal. Adjustments to fair value are made only when the analysis indicates a probable decline in collateral values.  Adjustments made in the appraisal process are not deemed material to the overall financial statements given the level of impaired loans measured at fair value on a nonrecurring basis.
Deposits: The estimated fair value of certificates of deposits are based on discounted cash flow calculations that use a replacement cost of funds approach to establishing discount rates for certificates of deposits maturities resulting in a Level 2 classification. Stated value is fair value for all other deposits resulting in a Level 1 classification.
Borrowed Funds: The estimated fair value of borrowed funds are based on discounted cash flow calculations that use a replacement cost of funds approach to establishing discount rates for funding maturities resulting in a Level 2 classification.
Junior Subordinated Debentures: The estimated fair value is based on estimates using market data for similarly risk weighted items and takes into consideration the convertible features of the debentures into common stock of the Company which is an unobservable input resulting in a Level 3 classification.
Accrued Interest Receivable and Payable: For these short-term instruments, the carrying amount is a reasonable estimate of the fair value resulting in a Level 1 or 2 classification.
Off-Balance-Sheet Liabilities: The fair value of off-balance-sheet commitments to extend credit is estimated using fees currently charged to enter into similar agreements. The fair value is immaterial as of December 31, 2014 and December 31, 2013.
Fair value estimates are made at specific points in time and are based on existing on-and off-balance sheet financial instruments. Such estimates are generally subjective in nature and dependent upon a number of significant assumptions associated with each financial instrument or group of financial instruments, including estimates of discount rates, risks associated with specific financial instruments, estimates of future cash flows, and relevant available market information. Changes in assumptions could significantly affect the estimates. In addition, fair value estimates do not reflect the value of anticipated future business, premiums or discounts that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument, or the tax consequences of realizing gains or losses on the sale of financial instruments.
The estimated fair values and recorded carrying values of the Company’s financial instruments are as follows:
			Fair Value Measurement at
			December 31, 2014 Using:
(In thousands)	Carrying			Quoted Prices In			Significant			Significant		Total
	Amount			Active Markets for			Other			Unobservable
				Identical Assets			Observable			Inputs
				(Level 1)			Inputs			(Level 3)
							(Level 2)
Financial Assets:
Cash and due from banks	$	45,109		$	45,109		$	—		$	—	$	45,109
Interest bearing deposits with banks	6,621			—			6,621			—		6,621
Securities available for sale	587,184			—			587,184			—		587,184
Securities restricted	10,037			n/a			n/a			n/a		n/a
Securities held to maturity	214,927			—			216,289			—		216,289
Loans, net	1,320,690			—			—			1,317,625		1,317,625
Accrued interest receivable	6,425			—			2,721			3,704		6,425
Financial Liabilities:
Certificates of deposit	141,362			—			142,264			—		142,264
Demand and other deposits	1,692,417			1,692,417			—			—		1,692,417
Federal funds purchased	75,000			75,000			—			—		75,000
Federal Home Loan Bank advances	138,327			98,070			40,165			—		138,235
Repurchase agreements	36,263			—			36,991			—		36,991
Junior Subordinated Debentures	16,002			—			—			16,528		16,528
Derivatives	943			—			943			—		943
Accrued interest payable	308			77			231			—		308
			Fair Value Measurement at
			December 31, 2013 Using:
(In thousands)	Carrying			Quoted Prices In			Significant			Significant		Total
	Amount			Active Markets for			Other			Unobservable
				Identical Assets			Observable			Inputs
				(Level 1)			Inputs			(Level 3)
							(Level 2)
Financial Assets:
Cash and due from banks	$	39,997		$	39,997		$	—		$	—	$	39,997
Interest bearing deposits with banks	5,576			—			5,576			—		5,576
Securities available for sale	575,179			—			575,179			—		575,179
Securities restricted	7,034			n/a			n/a			n/a		n/a
Securities held to maturity	201,328			—			197,338			—		197,338
Loans, net	997,262			—			—			1,002,314		1,002,314
Accrued interest receivable	5,648			—			2,747			2,901		5,648
Financial Liabilities:
Certificates of deposit	100,895			—			101,509			—		101,509
Demand and other deposits	1,438,184			1,438,184			—			—		1,438,184
Federal funds purchased	64,000			64,000			—			—		64,000
Federal Home Loan Bank advances	98,000			57,994			40,060			—		98,054
Repurchase agreements	11,370			—			11,803			—		11,803
Junior Subordinated Debentures	16,002			—			—			15,215		15,215
Derivatives	164			—			164			—		164
Accrued interest payable	225			76			149			—		225

REGULATORY_CAPITAL_REQUIREMENT

REGULATORY CAPITAL REQUIREMENTS	12 Months Ended
	Dec. 31, 2014
REGULATORY CAPITAL REQUIREMENTS
REGULATORY CAPITAL REQUIREMENTS
	15. REGULATORY CAPITAL REQUIREMENTS
	The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can result in certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s and the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital requirements that involve quantitative measures of the Company’s and Bank’s assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. The Company’s and Bank’s capital amounts and classifications also are subject to qualitative judgments by the regulators about components, risk weightings, and other factors.
	Quantitative measures established by regulation to ensure capital adequacy require the Company and the Bank to maintain minimum amounts and ratios (set forth in the following table) of total and Tier 1 capital (as defined in the regulations) to risk weighted assets (as defined), and of Tier 1 capital (as defined) to average assets (as defined).  Management believes as of December 31, 2014 and 2013, the Company and the Bank met all capital adequacy requirements.
	As of December 31, 2014, the most recent notification from the Federal Deposit Insurance Corporation categorized the Bank as “well capitalized” under the regulatory framework for prompt corrective action. To be categorized as “well capitalized,” the Bank must maintain minimum total risk-based, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the table below. Since that notification, there are no conditions or events that management believes have changed the institution’s category.
	The Company’s and the Bank’s actual capital amounts and ratios are presented in the following table:
	Bridge Bancorp, Inc. (Consolidated)
	As of December 31,	2014
	(Dollars in thousands)	Actual				For Capital				To Be Well
						Adequacy				Capitalized Under
						Purposes				Prompt Corrective
										Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio
	Total Capital (to risk weighted assets)	$	207,340	13.0	%	$	127,445	8.0	%	n/a		n/a
	Tier 1 Capital (to risk weighted assets)	189,527		11.9	%	63,722		4.0	%	n/a		n/a
	Tier 1 Capital (to average assets)	189,527		8.4	%	90,614		4.0	%	n/a		n/a
	As of December 31,	2013
	(Dollars in thousands)	Actual				For Capital				To Be Well
						Adequacy				Capitalized Under
						Purposes				Prompt Corrective
										Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio
	Total Capital (to risk weighted assets)	$	202,039	16.3	%	$	99,108	8.0	%	n/a		n/a
	Tier 1 Capital (to risk weighted assets)	186,547		15.1	%	49,554		4.0	%	n/a		n/a
	Tier 1 Capital (to average assets)	186,547		10.3	%	72,476		4.0	%	n/a		n/a
	Bridgehampton National Bank
	As of December 31,	2014
	(Dollars In thousands)	Actual				For Capital				To Be Well
						Adequacy				Capitalized Under
						Purposes				Prompt Corrective
										Action Provisions
		Amount		Ratio		Amount		Ratio		Amount			Ratio
	Total Capital (to risk weighted assets)	$	206,633	13.0	%	$	127,427	8.0	%	$	159,284		10.0	%
	Tier 1 Capital (to risk weighted assets)	188,820		11.9	%	63,714		4.0	%	95,571			6.0	%
	Tier 1 Capital (to average assets)	188,820		8.3	%	90,617		4.0	%	113,271			5.0	%
	As of December 31,	2013
	(Dollars in thousands)	Actual				For Capital				To Be Well
						Adequacy				Capitalized Under
						Purposes				Prompt Corrective
										Action Provisions
		Amount		Ratio		Amount		Ratio		Amount			Ratio
	Total Capital (to risk weighted assets)	$	164,494	13.3	%	$	99,084	8.0	%	$	123,855		10.0	%
	Tier 1 Capital (to risk weighted assets)	149,005		12.0	%	49,542		4.0	%	74,313			6.0	%
	Tier 1 Capital (to average assets)	149,005		8.2	%	72,464		4.0	%	90,580			5.0	%

PARENT_COMPANY_ONLY_CONDENSED_

PARENT COMPANY ONLY CONDENSED FINANCIAL INFORMATION	12 Months Ended
	Dec. 31, 2014
PARENT COMPANY ONLY CONDENSED FINANCIAL INFORMATION
PARENT COMPANY ONLY CONDENSED FINANCIAL INFORMATION
	16. PARENT COMPANY ONLY CONDENSED FINANCIAL INFORMATION
	Condensed financial information of Bridge Bancorp, Inc. (Parent Company only) follows:
	Condensed Balance Sheets
	December 31,	2014			2013
	(In thousands)
	ASSETS
	Cash and cash equivalents	$	610		$	37,364
	Other assets	218			299
	Investment in the Bank	190,292			137,799
	Total Assets	$	191,120		$	175,462
	LIABILITIES AND STOCKHOLDERS’ EQUITY
	Junior subordinated debentures	$	16,002		$	16,002
	Other liabilities	—			—
	Total Liabilities	16,002			16,002
	Total Stockholders’ Equity	175,118			159,460
	Total Liabilities and Stockholders’ Equity	$	191,120		$	175,462
	Condensed Statements of Income
	Years ended December 31,	2014			2013			2012
	(In thousands)
	Interest expense	$	1,365		$	1,365		$	1,365
	Non-interest expense	86			69			82
	Loss before income taxes and equity in undistributed earnings of the Bank	(1,451		)	(1,434		)	(1,447		)
	Income tax benefit	(463		)	(483		)	(466		)
	Loss before equity in undistributed earnings of the Bank	(988		)	(951		)	(981		)
	Equity in undistributed earnings of the Bank	14,751			14,044			13,753
	Net income	$	13,763		$	13,093		$	12,772
	Condensed Statements of Cash Flows
	Years ended December 31,	2014			2013			2012
	(In thousands)
	Cash flows from operating activities:
	Net income	$	13,763		$	13,093		$	12,772
	Adjustments to reconcile net income to net cash (used in) operating activities:
	Equity in undistributed earnings of the Bank	(14,751		)	(14,044		)	(13,753		)
	Decrease (increase) in other assets	81			(100		)	(7		)
	Decrease in other liabilities	(48		)	(5		)	(227		)
	Net cash used in operating activities	(955		)	(1,056		)	(1,215		)
	Cash flows from investing activities:
	Investment in the Bank	(24,000		)	(6,000		)	(7,000		)
	Cash in lieu of fractional shares for business acquisition	(1		)	—			—
	Net cash used in investing activities	(24,001		)	(6,000		)	(7,000		)
	Cash flows from financing activities:
	Repayment of acquired unsecured debt	(1,450		)	—			—
	Net proceeds from issuance of common stock	631			46,237			10,507
	Net proceeds from exercise of stock options	7			4			—
	Repurchase of surrendered stock from exercise of stock options and vesting of restricted stock awards	(173		)	(291		)	(175		)
	Excess tax benefit (expense) from share based compensation	36			21			(18		)
	Cash dividends paid	(10,657		)	(6,754		)	(9,898		)
	Other, net	(192		)	—			—
	Net cash (used in) provided by financing activities	(11,798		)	39,217			416
	Net (decrease) increase in cash and cash equivalents	(36,754		)	32,161			(7,799		)
	Cash and cash equivalents at beginning of year	37,364			5,203			13,002
	Cash and cash equivalents at end of year	$	610		$	37,364		$	5,203

OTHER_COMPREHENSIVE_INCOME_LOS

OTHER COMPREHENSIVE INCOME (LOSS)	12 Months Ended
	Dec. 31, 2014
OTHER COMPREHENSIVE INCOME (LOSS)
OTHER COMPREHENSIVE INCOME (LOSS)
	17. OTHER COMPREHENSIVE INCOME (LOSS)
	Other comprehensive income (loss) components and related income tax effects were as follows:
	Years Ended December 31,	2014			2013			2012
	(In thousands)
	Unrealized holding (losses) gains on available for sale securities	$	13,315		$	(23,771	)	$	(2,321	)
	Reclassification adjustment for gains realized in income	1,090			(659		)	(2,647		)
	Income tax effect	(5,718		)	9,698			1,972
	Net change in unrealized (loss) gain on available for sale securities	8,687			(14,732		)	(2,996		)
	Change in post-retirement obligation	(5,552		)	3,162			425
	Income tax effect	2,204			(1,255		)	(169		)
	Net change in post-retirement obligation	(3,348		)	1,907			256
	Change in fair value of derivatives used for cash flow hedges	(779		)	12			(176		)
	Reclassification adjustment for gains realized in income	—			—			—
	Income tax effect	309			(5		)	70
	Net change in unrealized gain (loss) on cash flow hedge	(470		)	7			(106		)
	Total	$	4,869		$	(12,818	)	$	(2,846	)
	The following is a summary of the accumulated other comprehensive income balances, net of income tax:
	Details about Accumulated Other Comprehensive Income	Balance as of			Current			Balance as of
		January 1, 2014			Period			December 31, 2014
					Change
	(In thousands)
	Unrealized gains (losses) on available for sale securities	$	(11,994	)	$	8,687		$	(3,307	)
	Unrealized (losses) on pension benefits	(1,143		)	(3,348		)	(4,491		)
	Unrealized (losses) on cash flow hedges	(99		)	(470		)	(569		)
	Total	$	(13,236	)	$	4,869		$	(8,367	)
	The following represents the reclassifications out of accumulated other comprehensive income for the year ended December 31, 2014:
	Details about accumulated Other Comprehensive Income	Amount Reclassified			Affected Line Item in the
		from Accumulated			Consolidated Statements of
		Other Comprehensive			Income
		Income
	(In thousands)
	Realized losses on sale of available for sale securities	$	(1,090	)	Net securities losses
	Income tax expense	433			Income tax expense
	Net of income tax	(657		)
	Amortization of defined benefit pension plan and the defined benefit plan component of the SERP:
	Prior service credit	$	77		Salaries and employee benefits
	Transition obligation	(28		)	Salaries and employee benefits
	Actuarial losses	(27		)	Salaries and employee benefits
		22
	Income tax benefit	(9		)
	Net of income tax	13			Income tax expense
	Total reclassifications, net of tax	$	(644	)
	The following represents the reclassifications out of accumulated other comprehensive income for the year ended December 31, 2013:
	Details about accumulated Other Comprehensive Income	Amount Reclassified			Affected Line Item in the
		from Accumulated			Consolidated Statements of
		Other Comprehensive			Income
		Income
	(In thousands)
	Realized gain on sale of available for sale securities	$	659		Net securities gains
	Income tax expense	(262		)	Income tax expense
	Net of income tax	397
	Amortization of defined benefit pension plan and the defined benefit plan component of the SERP:
	Prior service credit	$	77		Salaries and employee benefits
	Transition obligation	(28		)	Salaries and employee benefits
	Actuarial losses	(340		)	Salaries and employee benefits
		(291		)
	Income tax benefit	116
	Net of income tax	(175		)	Income tax expense
	Total reclassifications, net of tax	$	222

QUARTERLY_FINANCIAL_DATA_UNAUD

QUARTERLY FINANCIAL DATA (UNAUDITED)	12 Months Ended
	Dec. 31, 2014
QUARTERLY FINANCIAL DATA (UNAUDITED)
QUARTERLY FINANCIAL DATA (UNAUDITED)
	18. QUARTERLY FINANCIAL DATA (UNAUDITED)
	Selected Consolidated Quarterly Financial Data
	2014 Quarter Ended,		March 31,			June 30,			September 30,		December 31,
	(In thousands, except per share amounts)
	Interest income		$	17,358		$	18,730		$	19,219	$	19,603
	Interest expense		1,822			1,915			1,857		1,866
	Net interest income		15,536			16,815			17,362		17,737
	Provision for loan losses		700			500			500		500
	Net interest income after provision for loan losses		14,836			16,315			16,862		17,237
	Non-interest income		802		-1	2,292			2,562		2,510
	Non-interest expenses		15,013		-2	12,124		-3	12,094		13,183		-4
	Income before income taxes		625			6,483			7,330		6,564
	Income tax expense		219			2,165			2,459		2,396
	Net income		$	406		$	4,318		$	4,871	$	4,168
	Basic earnings per share		$	0.04		$	0.37		$	0.42	$	0.36
	Diluted earnings per share		$	0.04		$	0.37		$	0.42	$	0.36
	2013 Quarter Ended,		March 31,			June 30,			September 30,		December 31,
	(In thousands, except per share amounts)
	Interest income		$	13,731		$	14,108		$	14,913	$	15,678
	Interest expense		1,803			1,802			1,865		1,802
	Net interest income		11,928			12,306			13,048		13,876
	Provision for loan losses		550			600			500		700
	Net interest income after provision for loan losses		11,378			11,706			12,548		13,176
	Non-interest income		2,104			2,468			2,060		2,259
	Non-interest expenses		8,908			9,355			9,861		9,813
	Income before income taxes		4,574			4,819			4,747		5,622
	Income tax expense		1,461			1,567			1,624		2,017
	Net income		$	3,113		$	3,252		$	3,123	$	3,605
	Basic earnings per share		$	0.35		$	0.36		$	0.34	$	0.32
	Diluted earnings per share		$	0.35		$	0.36		$	0.34	$	0.32
		-1		Non-interest income includes net securities losses of $1.1 million.
		-2		Non-interest expense includes costs associated with the FNBNY acquisition and branch restructuring of $4.4 million.
		-3		Non-interest expense includes costs associated with the FNBNY acquisition of $0.3 million.
		-4		Non-interest expense includes costs associated with the CNB acquisition of $0.8 million.

BUSINESS_COMBINATIONS

BUSINESS COMBINATIONS	12 Months Ended
	Dec. 31, 2014
BUSINESS COMBINATIONS
BUSINESS COMBINATIONS
	19.  BUSINESS COMBINATIONS – (*denotes that amount is unaudited)
	On February 14, 2014, the Company acquired FNBNY resulting in the addition of total acquired assets on a fair value basis of $211.9 million, with loans of $89.7 million, investment securities of $103.2 million and deposits of $169.9 million.  The transaction expanded our geographic footprint into Nassau County, complements our existing branch network and enhances our asset generation capabilities. The expanded branch network allows us to serve a greater portion of the Long Island and metropolitan marketplace through a network of 29 branches.
	Under the terms of the Agreement, the Company acquired FNBNY at a purchase price of $6.1 million and issued an aggregate of 240,598 Bridge Bancorp shares in exchange for all the issued and outstanding stock of FNBNY and recorded goodwill of $7.4 million which is not deductible for tax purposes.  The purchase price is subject to certain post-closing adjustments equal to 60 percent of the net recoveries of principal on $6.3 million of certain identified problem loans over a two-year period after the acquisition.  Based on current assumptions, the Company has not recorded an estimated liability as of the acquisition date and December 31, 2014 associated with these post-closing adjustments.
	The acquisition was accounted for under the acquisition method of accounting in accordance with FASB ASC 805, “Business Combinations.” Accordingly, the assets acquired and liabilities assumed were recorded at their respective acquisition date fair values, and identifiable intangible assets were recorded at fair value.  The operating results of the Company for the year ended December 31, 2014 include the operating results of FNBNY since the acquisition date of February 14, 2014. The following table summarizes the finalized fair value of the assets acquired and liabilities assumed on February 14, 2014:
	(In thousands)	As Initially			Measurement Period			As Adjusted
		Reported			Adjustments
	(In thousands, except per share amounts)
	Cash and due from banks	$	1,883		$	—		$	1,883
	Interest earning deposits with banks	1,044			—			1,044
	Securities	103,192			—			103,192
	Loans	87,390			2,324			89,714
	Premises and equipment	1,787			—			1,787
	Core deposit intangible	1,930			(979		)	951
	Other assets	12,682			696			13,378
	Total Assets Acquired	$	209,908		$	2,041		$	211,949
	Deposits	$	169,873		—			169,873
	Federal Home Loan Bank term advances	39,282			—			39,282
	Unsecured debt	1,450			—			1,450
	Other liabilities and accrued expenses	1,825			795			2,620
	Total Liabilities Assumed	$	212,430		$	795		$	213,225
	Net Assets Acquired/(Liabilities Assumed)	(2,522		)	1,246			(1,276		)
	Consideration Paid	6,140			—			6,140
	Goodwill Recorded on Acquisition	$	8,662		$	(1,246	)	$	7,416
	On December 14, 2014, the Company, the Bank and Community National Bank (“CNB”) entered into an Agreement and Plan of Merger (the “merger agreement”) pursuant to which Bridge Bancorp will acquire, in an all stock merger, CNB through the merger of CNB with and into The Bridgehampton National Bank.  CNB currently operates 11* branches in Nassau, Suffolk, Queens and Manhattan Counties with total assets of $951* million, including $761* million in loans, funded by deposits of $829* million.  Under the terms of the merger agreement, each outstanding share of CNB common stock will be converted into the right to receive 0.79* of a share of the Company’s common stock.  Based on the Company’s closing stock price on December 12, 2014 of $25.35*, the transaction implies a per share value of $20.03* and an aggregate estimated value of $141* million. The proposed merger is subject to customary closing conditions, including the receipt of regulatory approvals and approval by the stockholders of the Company and CNB. The merger is currently expected to be completed in the second quarter of 2015.  The Company will file a Registration Statement on Form S-4 subsequent to the filing of the annual Report on Form 10-K that will include historical and pro forma information regarding CNB and the Company which is required in connection with the merger.

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2014
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
Basis of Financial Statement Presentation
	a) Basis of Financial Statement Presentation
	The accompanying Consolidated Financial Statements are prepared on the accrual basis of accounting and include the accounts of the Company and its wholly-owned subsidiary, the Bank. All material intercompany transactions and balances have been eliminated.
	The preparation of financial statements, in conformity with U.S. generally accepted accounting principles, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of each consolidated balance sheet and the related consolidated statement of income for the years then ended. Such estimates are subject to change in the future as additional information becomes available or previously existing circumstances are modified. Actual future results could differ significantly from those estimates.
Cash and Cash Equivalents
	b) Cash and Cash Equivalents
	For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks, interest earning deposits with banks, and federal funds sold, which mature overnight. Cash flows are reported net for customer loan and deposit transactions, overnight borrowings and federal funds purchased, Federal Home Loan Bank advances, and repurchase agreements.
Securities
	c) Securities
	Debt and equity securities are classified in one of the following categories: (i) “held to maturity” (management has a positive intent and ability to hold to maturity), which are reported at amortized cost, (ii) “available for sale” (all other debt and marketable equity securities), which are reported at fair value, with unrealized gains and losses reported net of tax, as accumulated other comprehensive income, a separate component of stockholders’ equity, and (iii) “restricted” which represents FHLB, FRB and bankers’ banks stock which are reported at cost.
	Premiums and discounts on securities are amortized to expense and accreted to income over the estimated life of the respective securities using the interest method. Gains and losses on the sales of securities are recognized upon realization based on the specific identification method. Declines in the fair value of securities below their cost that are other than temporary are reflected as realized losses. In estimating other-than-temporary impairment (“OTTI”), management considers many factors including: (1) the length of time and extent that fair value has been less than cost, (2) the financial condition and near term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the Company has the intent to sell the security or more than likely than not will be required to sell the security before its anticipated recovery. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: (1) OTTI related to credit loss, which must be recognized in the income statement and (2) impairment related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. The assessment of whether any other than temporary decline exists may involve a high degree of subjectivity and judgment and is based on the information available to management at a point in time.
Federal Home Loan Bank (FHLB) Stock
	d) Federal Home Loan Bank (FHLB) Stock
	The Bank is a member of the FHLB system. Members are required to own a particular amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost and classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.
Loans, Loan Interest Income Recognition and Loans Held for Sale
	e) Loans, Loan Interest Income Recognition and Loans Held for Sale
	Loans are stated at the principal amount outstanding, net of deferred origination costs and fees and purchase premiums and discounts. Loan origination and commitment fees and certain direct and indirect costs incurred in connection with loan originations are deferred and amortized to income over the life of the related loans as an adjustment to yield. When a loan prepays, the remaining unamortized net deferred origination fees or costs are recognized in the current year. Interest on loans is credited to income based on the principal outstanding during the period.  Past due status is based on the contractual terms of the loan. Loans that are 90 days past due are automatically placed on nonaccrual and previously accrued interest is reversed and charged against interest income. However, if the loan is in the process of collection and the Bank has reasonable assurance that the loan will be fully collectible based upon individual loan evaluation assessing such factors as collateral and collectibility, accrued interest will be recognized as earned.  If a payment is received when a loan is nonaccrual or a troubled debt restructuring loan is nonaccrual, the payment is applied to the principal balance.  A performing troubled debt restructuring loan is on accrual status in line with the modified terms.  Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.
	A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status and the probability of collecting scheduled principal and interest payments when due. Loans for which the terms have been modified as a concession to the borrower due to the borrower experiencing financial difficulties are considered troubled debt restructurings and are classified as impaired. Loans considered to be troubled debt restructurings can be categorized as nonaccrual or performing. The impairment of a loan is measured at the value of expected future cash flows using the loan’s effective interest rate, or at the loan’s observable market price or the fair value of the collateral less costs to sell if the loan is collateral dependent. Generally, the Bank measures impairment of such loans by reference to the fair value of the collateral less costs to sell. Loans that experience minor payment delays and payment shortfall generally are not classified as impaired.
	Loans over $50,000 are individually evaluated for impairment.  If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral.  Loans with balances less than $50,000 are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures.
	Loans that were acquired from the acquisition of First National Bank of New York on February 14, 2014 were initially recorded at fair value with no carryover of the related allowance for loan losses. After acquisition, losses are recognized through the allowance for loan losses. Determining fair value of the loans involves estimating the amount and timing of expected principal and interest cash flows to be collected on the loans and discounting those cash flows at a market interest rate. Some of the loans at time of acquisition showed evidence of credit deterioration since origination. These loans are considered purchase credit impaired loans.
	For purchased credit impaired loans, the excess of cash flows expected at acquisition over the estimated fair value is referred to as the accretable discount and is recognized into interest income over the remaining life of the loan. The difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition is referred to as the nonaccretable discount. The nonaccretable discount represents estimated future credit losses expected to be incurred over the life of the loan. Subsequent increases to the expected cash flows result in the reversal of a corresponding amount of the nonaccretable discount which is then reclassified as accretable discount and recognized into interest income over the remaining life of the loan using the interest method. Subsequent decreases to the expected cash flows require us to evaluate the need for an addition to the allowance for loan losses.
	Purchased credit impaired loans that met the criteria for nonaccrual of interest prior to the acquisition may be considered performing upon acquisition, regardless of whether the customer is contractually delinquent, if management can reasonably estimate the timing and amount of the expected cash flows on such loans and if management expects to fully collect the new carrying value of the loans. As such, management may no longer consider the loans to be nonaccrual or nonperforming and may accrue interest on these loans, including the impact of any accretable discount.
	Loans held for sale are carried at the lower of aggregate cost, or estimated fair value.  Any subsequent declines in fair value below the initial carrying value are recorded as a valuation allowance, which is established through a charge to earnings.
	Unless otherwise noted, the above policy is applied consistently to all loan classes.
Allowance for Loan Losses
	f) Allowance for Loan Losses
	The allowance for loan losses is a valuation allowance for probable incurred credit losses. The Bank monitors its entire loan portfolio on a regular basis, with consideration given to loan growth, detailed analyses of classified loans, repayment patterns, delinquency status, past loss experience, current economic conditions, and various types of concentrations of credit. Additionally, the Bank considers its credit administration and asset management philosophies and procedures and concentrations in the portfolio when determining the allowances for each pool. The Bank evaluates and considers the credit’s risk rating which includes management’s evaluation of: cash flow, collateral, guarantor support, financial disclosures, industry trends and strength of borrowers’ management, the impact that economic and market conditions may have on the portfolio as well as known and inherent risks in the portfolio. Finally, the Bank evaluates and considers the allowance ratios and coverage percentages of both peer group and regulatory agency data. These evaluations are inherently subjective because, even though they are based on objective data, it is management’s interpretation of that data that determines the amount of the appropriate allowance. If the evaluations prove to be incorrect, the allowance for loan losses may not be sufficient to cover probable incurred losses in the loan portfolio, resulting in additions to the allowance for loan losses.
	The allowance consists of specific and general components.  The specific component relates to loans that are individually classified as impaired.
	Additions to the allowance are charged to expense and realized losses, net of recoveries, are charged to the allowance. Based on the determination of management and the Credit Risk Committee, the overall level of allowance is periodically adjusted to account for the inherent and specific risks within the entire portfolio. Based on the Credit Risk Committee’s review of the classified loans and the overall allowance levels as they relate to the entire loan portfolio at December 31, 2014, management believes the allowance for loan losses is adequate.
	A loan is considered a potential charge-off when it is in default of either principal or interest for a period of 90, 120 or 180 days, depending upon the loan type, as of the end of the prior month. In addition to delinquency criteria, other triggering events may include, but are not limited to, notice of bankruptcy by the borrower or guarantor, death of the borrower, and deficiency balance from the sale of collateral.
	While management uses available information to recognize losses on loans, future additions to the allowance may be necessary based on changes in conditions. In addition, various regulatory agencies, as an integral part of the examination process, periodically review the Bank’s allowance for loan losses. Such agencies may require the Bank to recognize additions to, or charge-offs against, the allowance based on their judgment about information available to them at the time of their examination. Refer to Note 3 for further details.
	Unless otherwise noted, the above policy is applied consistently to all loan segments.
Premises and Equipment
	g) Premises and Equipment
	Buildings, furniture and fixtures and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method using a useful life of fifty years for buildings and a range of two to ten years for equipment, computer hardware and software, and furniture and fixtures. Leasehold improvements are amortized over the lives of the respective leases or the service lives of the improvements, whichever is shorter. Land is recorded at cost.
	Improvements and major repairs are capitalized, while the cost of ordinary maintenance, repairs and minor improvements are charged to expense.
Bank-Owned Life Insurance
	h) Bank-Owned Life Insurance
	The Bank is the owner and beneficiary of life insurance policies on certain employees.  Bank-owned life insurance (“BOLI”) is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Other Real Estate Owned
	i) Other Real Estate Owned
	Real estate properties acquired through, or in lieu of, foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis.  These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell.  If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense.  Operating costs after acquisition are charged to expense as incurred.
Goodwill and other Intangible Assets
	j) Goodwill and other Intangible Assets
	Goodwill resulting from business combinations is generally determined as the excess of the fair value of the consideration transferred over the fair value of the net assets acquired and liabilities assumed as of the acquisition date.  Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exist that indicate that a goodwill impairment test should be performed.  The Company has selected November 30th as the date to perform the annual impairment test.  Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values.  Goodwill is the only intangible asset with an indefinite life on our balance sheet.
	Other intangible assets consist of core deposit intangible assets arising from whole bank acquisitions. They are amortized on an accelerated method over their estimated useful lives of 10 years.
Loan Commitments and Related Financial Instruments
	k) Loan Commitments and Related Financial Instruments
	Financial instruments include off-balance sheet credit instruments, such as unused lines of credit, commitments to make loans and commercial letters of credit, issued to meet customer-financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded on the balance sheet when they are funded.
Derivatives
	l) Derivatives
	The Company records cash flow hedges at the inception of the derivative contract based on the Company’s intentions and belief as to likely effectiveness as a hedge.  Cash flow hedges represent a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability.  For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. The changes in the fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings.  Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income.
	Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged.  Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged.
	The Company formally documents the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship.  This documentation includes linking cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions.  The Company also formally assesses, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items. The Company discontinues hedge accounting when it determines that the derivative is no longer effective in offsetting changes in the fair value or cash flows of the hedged item, the derivative is settled or terminates, a hedged forecasted transaction is no longer probable, a hedged firm commitment is no longer firm, or treatment of the derivative as a hedge is no longer appropriate or intended.
	When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income.  A cash flow hedge is discontinued but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings.
Income Taxes
	m) Income Taxes
	The Company follows the asset and liability approach, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of temporary differences between the carrying amounts and the tax bases of assets and liabilities, computed using enacted tax rates. Deferred tax assets are recognized if it is more likely than not that a future benefit will be realized. It is management’s position, as currently supported by the facts and circumstances, that no valuation allowance is necessary against any of the Company’s deferred tax assets.
	In accordance with FASB ASC 740, Accounting for Uncertainty in Income  Taxes, a tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. There are no such tax positions on the Company’s financial statements at December 31, 2014 and 2013, respectively.
	The Company recognizes interest and/or penalties related to income tax matters in income tax expense. The Company did not have any amounts accrued for interest and penalties at December 31, 2014 and December 31, 2013, respectively.
Treasury Stock
	n) Treasury Stock
	Repurchases of common stock are recorded as treasury stock at cost. Treasury stock is reissued using the first in, first out method.
Earnings Per Share
	o) Earnings Per Share
	Earnings per share is calculated in accordance with FASB ASC 260-10, “Determining Whether Instruments Granted in Share-Based Payment Transactions Are Participating Securities”. This ASC addresses whether instruments granted in share-based payment transactions are participating securities prior to vesting and, therefore, need to be included in the earnings allocation in computing earnings per share (“EPS”). Basic earnings per common share is net income attributable to common shareholders divided by the weighted average number of common shares outstanding during the period. Diluted earnings per share, which reflects the potential dilution that could occur if outstanding stock options were exercised and if junior subordinated debentures were converted into common shares, is computed by dividing net income attributable to common shareholders by the weighted average number of common shares and common stock equivalents.
Dividends
	p) Dividends
	Cash available for distribution of dividends to stockholders of the Company is primarily derived from cash and cash equivalents of the Company and dividends paid by the Bank to the Company. Prior regulatory approval is required if the total of all dividends declared by the Bank in any calendar year exceeds the total of the Bank’s net income of that year combined with its retained net income of the preceding two years. Dividends from the Bank to the Company at January 1, 2015 are limited to $28.8 million which represents the Bank’s 2014 retained net income and net retained earnings from the previous two years. During 2014, the Bank did not pay dividends to the Company.
Segment Reporting
	q) Segment Reporting
	While management monitors the revenue streams of the various products and services, the identifiable segments are not material and operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Stock Based Compensation Plans
	r) Stock Based Compensation Plans
	Stock based compensation awards are recorded in accordance with FASB ASC No. 718 and 505, “Accounting for Stock-Based Compensation” which requires companies to record compensation cost for stock options and stock awards granted to employees in return for employee service. The cost is measured at the fair value of the options and awards when granted, and this cost is expensed over the employee service period, which is normally the vesting period of the options and awards.
Comprehensive Income
	s) Comprehensive Income
	Comprehensive income includes net income and all other changes in equity during a period, except those resulting from investments by owners and distributions to owners. Other comprehensive income includes revenues, expenses, gains and losses that under generally accepted accounting principles are included in comprehensive income but excluded from net income. Comprehensive income and accumulated other comprehensive income are reported net of deferred income taxes. Accumulated other comprehensive income for the Company includes unrealized holding gains or losses on available for sale securities, unrealized gains or losses on cash flow hedges and changes in the funded status of the pension liability. FASB ASC 715-30 “Compensation – Retirement Benefits – Defined Benefit Plans – Pension” requires employers to recognize the overfunded or underfunded status of a defined benefit postretirement plan as an asset or liability in its statement of financial position and to recognize changes in that funded status in the year the changes occur through comprehensive income. Other comprehensive income is net of reclassification adjustments for realized gains (losses) on sales of available for sale securities.
Fair Value of Financial Instruments
	t) Fair Value of Financial Instruments
	Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 14. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
New Accounting Standards
	u) New Accounting Standards
	In January 2015, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2015-01, “Income Statement – Extraordinary and Unusual Items (Subtopic 225-20): Simplifying Income Statement Presentation by eliminating the Concept of Extraordinary Items.”  ASU 2015-01 simplifies the income statement presentation requirements in subtopic 225-20 by eliminating the concept of extraordinary items.  Extraordinary items are events and transactions that are distinguished by their unusual nature and by the infrequency of their occurrence. Eliminating the extraordinary classification simplifies income statement presentation by altogether removing the concept of extraordinary items from consideration. The amendments in this update become effective for annual periods and interim periods within those periods beginning after December 15, 2015. We are currently evaluating the impact of adopting the new guidance on the consolidated financial statements.
	In June 2014, the FASB issued ASU No. 2014-12, “Compensation – Stock Compensation (Topic 718): Accounting for Share-Based payments when the Terms of an Award Provide That a Performance Target Could Be Achieved after the Requisite Service Period.”  ASU 2014-12 amended existing guidance related to the accounting for share-based payments when the terms of an award provide that a performance target could be achieved after the requisite service period.  These amendments require that a performance target that affects vesting and that could be achieved after the requisite service period be treated as a performance condition. The total amount of compensation cost recognized during and after the requisite service period should reflect the number of awards that are expected to vest and should be adjusted to reflect those awards that ultimately vest.  The requisite service period ends when the employee can cease rendering service and still be eligible to vest in the award if the performance target is achieved.  The amendments in this update become effective for annual periods and interim periods within those periods beginning after December 15, 2015. We are currently evaluating the impact of adopting the new guidance on the consolidated financial statements.
	In May 2014, the FASB issued ASU No. 2014-09, “Revenue from Contracts with Customers” creating FASB Topic 606, Revenue from Contracts with Customers.  The guidance in this update affects any entity that either enters into contracts with customers to transfer goods or services or enters into contracts for the transfer of nonfinancial assets unless those contracts are within the scope of other standards (for example, insurance contracts or lease contracts).  The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services.  The guidance provides steps to follow to achieve the core principle.  An entity should disclose sufficient information to enable users of financial statements to understand the nature, amount, timing and uncertainty of revenue and cash flows arising from contracts with customers.  Qualitative and quantitative information is required about contracts with customers, significant judgments and changes in judgments, and assets recognized from the costs to obtain or fulfill a contract.  The amendments in this update become effective for annual periods and interim periods within those annual periods beginning after December 15, 2016.  We are currently evaluating the impact of adopting the new guidance on the consolidated financial statements.
	In January 2014, the FASB issued ASU No. 2014-04, “Receivables – Trouble Debt Restructurings by Creditors (Subtopic 310-40):  Reclassification of Residential Real Estate collateralized consumer Mortgage Loans upon Foreclosure.”  ASU 2014-04 clarifies clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments in this ASU require interim and annual disclosure of both the amount of foreclosed residential real estate property held by the creditor and the recorded investment in consumer mortgage loans. Adoption of ASU 2014-04 did not have a material effect on the Company’s consolidated financial statements.
Reclassifications
	v) Reclassifications
	Certain reclassifications have been made to prior year amounts to conform to the current period presentation.

SECURITIES_Tables

SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2014
SECURITIES
Summary of the Amortized Cost and Estimated Fair Value of Securities Available-for-Sale and Held-to-Maturity
	December 31,	2014									2013
	(In thousands)	Amortized		Gross		Gross			Fair		Amortized		Gross		Gross				Fair
		Cost		Unrealized		Unrealized			Value		Cost		Unrealized		Unrealized				Value
				Gains		Losses							Gains		Losses
	Available for sale:
	U.S. GSE securities	$	97,560	$	4	$	(2,139	)	$	95,425	$	164,278	$	15	$	(11,536	)		$	152,757
	State and municipal obligations	63,583		318		(208		)	63,693		62,141		602		(1,087		)		61,656
	U.S. GSE residential mortgage-backed securities	100,931		534		(40		)	101,425		14,609		36		(210		)		14,435
	U.S. GSE residential collateralized mortgage obligations	261,256		310		(2,967		)	258,599		285,595		559		(6,963		)		279,191
	U.S. GSE commercial mortgage-backed securities	3,016		—		(71		)	2,945		3,076		—		(242		)		2,834
	U.S. GSE commercial collateralized mortgage obligations	24,179		44		(141		)	24,082		26,740		194		(24		)		26,910
	Non Agency commercial mortgage-backed securities	—		—		—			—		3,658		—		(80		)		3,578
	Other asset backed securities	24,190		—		(1,153		)	23,037		34,970		42		(1,194		)		33,818
	Corporate Bonds	17,952		161		(135		)	17,978		—		—		—				—
	Total available for sale	592,667		1,371		(6,854		)	587,184		595,067		1,448		(21,336		)		575,179
	Held to maturity:
	U.S. GSE securities	11,283		135		(41		)	11,377		11,254		—		(375		)		10,879
	State and municipal obligations	64,864		1,658		(98		)	66,424		67,232		863		(179		)		67,916
	U.S. GSE residential mortgage-backed securities	6,667		—		(97		)	6,570		8,001		—		(312		)		7,689
	U.S. GSE residential collateralized mortgage obligations	59,539		507		(862		)	59,184		68,197		537		(3,655		)		65,079
	U.S. GSE commercial mortgage-backed securities	13,213		233		(26		)	13,420		10,132		—		(356		)		9,776
	U.S. GSE commercial collateralized mortgage obligations	36,413		267		(431		)	36,249		13,627		—		(706		)		12,921
	Corporate Bonds	22,948		139		(22		)	23,065		22,885		203		(9		)		23,079
	Total held to maturity	214,927		2,939		(1,577		)	216,289		201,328		1,603		(5,592		)		197,339
	Total securities	$	807,594	$	4,310	$	(8,431	)	$	803,473	$	796,395	$	3,051	$	(26,928	)		$	772,518
Securities having a continuous unrealized loss position aggregated by a period of time less than or greater than 12 months
	December 31,	2014									2013
	(In thousands)	Less than 12 months				Greater than 12 months					Less than 12 months				Greater than 12 months
		Fair		Unrealized		Fair			Unrealized		Fair Value		Unrealized		Fair Value			Unrealized
		Value		losses		Value			losses				losses					losses
	Available for sale:
	U.S. GSE securities	$	4,991	$	8	$	90,233		$	2,131	$	128,468	$	8,915	$	23,966		$	2,621
	State and municipal obligations	12,330		79		14,592			129		23,765		1,046		966			41
	U.S. GSE residential mortgage-backed securities	—		—		1,554			40		10,410		210		—			—
	U.S. GSE residential collateralized mortgage obligations	60,126		349		122,179			2,618		218,415		6,476		12,757			487
	U.S. GSE commercial mortgage-backed securities	—		—		2,944			71		2,834		242		—			—
	U.S. GSE commercial collateralized mortgage obligations	13,830		108		4,636			33		4,912		24		—			—
	Non Agency commercial mortgage-backed securities	—		—		—			—		3,578		80		—			—
	Other asset backed securities	23,038		1,153		—			—		21,144		1,103		2,906			91
	Corporate Bonds	9,865		135		—			—		—		—		—			—
	Total available for sale	124,180		1,832		236,138			5,022		413,526		18,096		40,595			3,240
	Held to maturity:
	U.S. GSE securities	—		—		7,414			41		10,879		375		—			—
	State and municipal obligations	11,343		97		202			1		24,079		178		385			1
	U.S. GSE residential mortgage-backed securities	—		—		6,569			97		7,689		312		—			—
	U.S. GSE residential collateralized mortgage obligations	10,422		46		30,413			816		29,570		2,169		17,752			1,486
	U.S. GSE commercial mortgage-backed securities	—		—		4,188			26		9,776		356		—			—
	U.S. GSE commercial collateralized mortgage obligations	14,392		73		8,611			358		12,921		706		—			—
	Corporate Bonds	3,978		22		—			—		1,993		7		999			2
	Total held to maturity	$	40,135	$	238	$	57,397		$	1,339	$	96,907	$	4,103	$	19,136		$	1,489
Summary of Available-for-Sale and Held-to-Maturity Securities by Contractual Maturity
	31-Dec-14	Within				After One But					After Five But				After						Total
		One Year				Within Five Years					Within Ten Years				Ten Years
	(In thousands)	Fair Value		Amortized		Fair Value			Amortized		Fair Value		Amortized		Fair Value			Amortized			Fair Value		Amortized
		Amount		Cost		Amount			Cost		Amount		Cost		Amount			Cost			Amount		Cost
				Amount					Amount				Amount					Amount					Amount
	Available for sale:
	U.S. GSE securities	$	201	$	197	$	8,805		$	9,000	$	86,419	$	88,363	$	—		$	—		$	95,425	$	97,560
	State and municipal obligations	15,654		15,574		27,712			27,707		9,518		9,470		10,809			10,832			63,693		63,583
	U.S. GSE residential mortgage-backed securities	—		—		—			—		4,594		4,566		96,831			96,365			101,425		100,931
	U.S. GSE residential collateralized mortgage obligations	—		—		—			—		—		—		258,599			261,256			258,599		261,256
	U.S. GSE commercial mortgage-backed securities	—		—		—			—		2,945		3,016		—			—			2,945		3,016
	U.S. GSE commercial collateralized mortgage obligations	—		—		—			—		—		—		24,082			24,179			24,082		24,179
	Other Asset backed securities	—		—		—			—		—		—		23,037			24,190			23,037		24,190
	Corporate Bonds	—		—		1,001			1,000		16,977		16,952		—			—			17,978		17,952
	Total available for sale	15,855		15,771		37,518			37,707		120,453		122,367		413,358			416,822			587,184		592,667
	Held to maturity:
	U. S. GSE securities	—		—		7,414			7,455		3,963		3,828		—			—			11,377		11,283
	State and municipal obligations	5,149		5,139		11,596			11,507		43,309		42,101		6,370			6,117			66,424		64,864
	U.S. GSE residential mortgage-backed securities	—		—		—			—		—		—		6,570			6,667			6,570		6,667
	U.S. GSE residential collateralized mortgage obligations	—		—		—			—		1,041		1,009		58,143			58,530			59,184		59,539
	U.S. GSE commercial mortgage-backed securities	—		—		—			—		10,073		9,935		3,347			3,278			13,420		13,213
	U.S. GSE commercial collateralized mortgage obligations	—		—		—			—		—		—		36,249			36,413			36,249		36,413
	Corporate Bonds	11,990		11,948		11,075			11,000		—		—		—			—			23,065		22,948
	Total held to maturity	17,139		17,087		30,085			29,962		58,386		56,873		110,679			111,005			216,289		214,927
	Total securities	$	32,994	$	32,858	$	67,603		$	67,669	$	178,839	$	179,240	$	524,037		$	527,827		$	803,473	$	807,594

LOANS_Tables

LOANS (Tables)	12 Months Ended
	Dec. 31, 2014
LOANS
Schedule of the major classifications of loans
	December 31,		2014			2013
	(In thousands)
	Commercial real estate mortgage loans		$	595,397		$	484,900
	Multi-family mortgage loans		218,985			107,488
	Residential real estate mortgage loans		156,156			153,417
	Commercial, financial and agricultural loans		291,743			209,452
	Real estate construction and land loans		63,556			46,981
	Installment/consumer loans		10,124			9,287
	Total loans		1,335,961			1,011,525
	Net deferred loan costs and fees		2,366			1,738
			1,338,327			1,013,263
	Allowance for loan losses		(17,637		)	(16,001		)
	Net loans		$	1,320,690		$	997,262
Schedule of changes in the allowance for loan losses
	December 31,		2014			2013			2012
	(In thousands)
	Allowance for loan losses balance at beginning of period		$	16,001		$	14,439		$	10,837
	Charge-offs		(824		)	(916		)	(1,510		)
	Recoveries		260			128			112
	Net charge-offs		(564		)	(788		)	(1,398		)
	Provision for loan losses charged to operations		2,200			2,350			5,000
	Balance at end of period		$	17,637		$	16,001		$	14,439
Schedule of allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method
	December 31, 2014		Commercial			Multi-family			Residential Real			Commercial,			Real Estate			Installment/				Total
			Real Estate			Loans			Estate			Financial and			Construction			Consumer
			Mortgage Loans						Mortgage Loans			Agricultural			and Land			Loans
												Loans			Loans
	(In thousands)
	Allowance for Loan Losses
	Beginning balance		$	6,279		$	1,597		$	2,712		$	4,006		$	1,206		$	201		$	16,001
	Charge-offs		(461		)	—			(257		)	(104		)	—			(2		)	(824		)
	Recoveries		—			—			170			87			—			3			260
	Provision		1,176			1,073			(417		)	537			(102		)	(67		)	2,200
	Ending balance		$	6,994		$	2,670		$	2,208		$	4,526		$	1,104		$	135		$	17,637
	Ending balance: individually evaluated for impairment		$	23		$	—		$	72		$	79		$	—		$	—		$	174
	Ending balance: collectively evaluated for impairment		$	6,971		$	2,670		$	2,136		$	4,447		$	1,104		$	135		$	17,463
	Ending balance: loans acquired with deteriorated credit quality		$	—		$	—		$	—		$	—		$	—		$	—		$	—
	Loans		$	595,397		$	218,985		$	156,156		$	291,743		$	63,556		$	10,124		$	1,335,961
	Ending balance: individually evaluated for impairment		$	5,136		$	—		$	383		$	682		$	—		$	—		$	6,201
	Ending balance: collectively evaluated for impairment		$	582,946		$	218,985		$	154,897		$	286,368		$	63,556		$	10,124		$	1,316,876
	Ending balance: loans acquired with deteriorated credit quality(1)		$	7,315		$	—		$	876		$	4,693		$	—		$	—		$	12,884
		-1		Includes PCI loans acquired on February 14, 2014 from FNBNY.
	December 31, 2013		Commercial Real			Multi-family			Residential Real			Commercial,			Real Estate			Installment/			Total
			Estate Mortgage			Loans			Estate Mortgage			Financial and			Construction			Consumer
			Loans						Loans			Agricultural			and Land Loans			Loans
												Loans
	(In thousands)
	Allowance for Loan Losses
	Beginning balance		$	4,445		$	1,239		$	2,803		$	4,349		$	1,375		$	228		$	14,439
	Charge-offs		—			—			(420		)	(420		)	(23		)	(53		)	(916		)
	Recoveries		—			—			34			87			2			5			128
	Provision		1,834			358			295			(10		)	(148		)	21			2,350
	Ending balance		$	6,279		$	1,597		$	2,712		$	4,006		$	1,206		$	201		$	16,001
	Ending balance: individually evaluated for impairment		$	116		$	—		$	122		$	—		$	—		$	—		$	238
	Ending balance: collectively evaluated for impairment		$	6,163		$	1,597		$	2,590		$	4,006		$	1,206		$	201		$	15,763
	Ending balance: loans acquired with deteriorated credit quality		$	—		$	—		$	—		$	—		$	—		$	—		$	—
	Loans		$	484,900		$	107,488		$	153,417		$	209,452		$	46,981		$	9,287		$	1,011,525
	Ending balance: individually evaluated for impairment		$	5,950		$	—		$	2,382		$	526		$	—		$	—		$	8,858
	Ending balance: collectively evaluated for impairment		$	478,129		$	107,488		$	151,035		$	208,677		$	46,641		$	9,287		$	1,001,257
	Ending balance: loans acquired with deteriorated credit quality		$	821		$	—		$	—		$	249		$	340		$	—		$	1,410
	December 31, 2012		Commercial			Multi-family			Residential Real			Commercial,			Real Estate			Installment/			Total
			Real Estate			Loans			Estate Mortgage			Financial and			Construction and			Consumer
			Mortgage						Loans			Agricultural			Land Loans			Loans
			Loans									Loans
	(In thousands)
	Allowance for Loan Losses
	Beginning balance		$	3,530		$	395		$	2,280		$	2,895		$	1,465		$	272		$	10,837
	Charge-offs		—			—			(1,210		)	(285		)	—			(15		)	(1,510		)
	Recoveries		—			—			7			83			—			22			112
	Provision		915			844			1,726			1,656			(90		)	(51		)	5,000
	Ending balance		$	4,445		$	1,239		$	2,803		$	4,349		$	1,375		$	228		$	14,439
	Ending balance: individually evaluated for impairment		$	—		$	—		$	141		$	228		$	—		$	—		$	369
	Ending balance: collectively evaluated for impairment		$	4,445		$	1,239		$	2,662		$	4,121		$	1,375		$	228		$	14,070
	Ending balance: loans acquired with deteriorated credit quality		$	—		$	—		$	—		$	—		$	—		$	—		$	—
	Loans		$	332,782		$	66,080		$	143,703		$	197,448		$	48,632		$	9,167		$	797,812
	Ending balance: individually evaluated for impairment		$	4,776		$	—		$	2,549		$	883		$	—		$	—		$	8,208
	Ending balance: collectively evaluated for impairment		$	327,282		$	66,080		$	141,154		$	196,350		$	48,331		$	9,167		$	788,364
	Ending balance: loans acquired with deteriorated credit quality		$	724		$	—		$	—		$	215		$	301		$	—		$	1,240
Schedule of loans by class categorized by internally assigned credit risk grades
			Grades:
	December 31, 2014
			Pass			Special Mention			Substandard			Doubtful			Total
	(In thousands)
	Commercial real estate:
	Owner occupied		$	243,512		$	7,133		$	5,963		$	—		$	256,608
	Non-owner occupied		334,790			171			3,828			—			338,789
	Multi-family loans		217,855			202			928			—			218,985
	Residential real estate:
	First lien		88,405			—			1,613			—			90,018
	Home equity		64,994			212			932			—			66,138
	Commercial:
	Secured		91,007			621			2,339			—			93,967
	Unsecured		191,942			4,168			1,666			—			197,776
	Real estate construction and land loans		63,190			—			366			—			63,556
	Installment/consumer loans		9,921			100			103			—			10,124
	Total loans		$	1,305,616		$	12,607		$	17,738		$	—		$	1,335,961
			Grades:
	December 31, 2013
			Pass			Special Mention			Substandard			Doubtful			Total
	(In thousands)
	Commercial real estate:
	Owner occupied		$	164,502		$	11,828		$	7,336		$	—		$	183,666
	Non-owner occupied		291,758			5,490			3,986			—			301,234
	Multi-family loans		107,488			—			—			—			107,488
	Residential real estate:
	First lien		87,288			264			2,847			—			90,399
	Home equity		60,285			1,014			1,719			—			63,018
	Commercial:
	Secured		69,475			4,320			2,175			—			75,970
	Unsecured		128,655			3,749			1,078			—			133,482
	Real estate construction and land loans		46,311			—			670			—			46,981
	Installment/consumer loans		9,144			44			99			—			9,287
	Total loans		$	964,906		$	26,709		$	19,910		$	—		$	1,011,525
Schedule of the aging of the recorded investment in past due loans by class of loans
	December 31, 2014		30-59 Days			60-89 Days			>90 Days			Nonaccrual			Total Past			Current			Total Loans
			Past Due			Past Due			Past Due			Including 90			Due and
									And			Days or More			Nonaccrual
									Accruing			Past Due
	(In thousands)
	Commercial real estate:
	Owner occupied		$	—		$	184		$	—		$	595		$	779		$	255,829		$	256,608
	Non-owner occupied		181			—			10			10			201			338,588			338,789
	Multi-family loans		—			—			—			—			—			218,985			218,985
	Residential real estate:
	First lien		—			—			—			143			143			89,875			90,018
	Home equity		919			—			134			374			1,427			64,711			66,138
	Commercial:
	Secured		—			—			—			—			—			93,967			93,967
	Unsecured		25			—			—			222			247			197,529			197,776
	Real estate construction and land loans		—			—			—			—			—			63,556			63,556
	Installment/consumer loans		1			—			—			3			4			10,120			10,124
	Total loans		$	1,126		$	184		$	144		$	1,347		$	2,801		$	1,333,160		$	1,335,961
	December 31, 2013		30-59 Days			60-89 Days			>90 Days			Nonaccrual			Total Past			Current			Total Loans
			Past Due			Past Due			Past Due			Including 90			Due and
									And			Days or More			Nonaccrual
									Accruing			Past Due
	(In thousands)
	Commercial real estate:
	Owner occupied		$	327		$	201		$	1		$	1,072		$	1,601		$	182,065		$	183,666
	Non-owner occupied		—			193			—			617			810			300,424			301,234
	Multi-family loans		—			—			—			—			—			107,488			107,488
	Residential real estate:
	First lien		329			—			—			1,286			1,615			88,784			90,399
	Home equity		341			127			—			767			1,235			61,783			63,018
	Commercial:
	Secured		—			—			—			58			58			75,912			75,970
	Unsecured		—			20			—			21			41			133,441			133,482
	Real estate construction and land loans		—			—			—			—			—			46,981			46,981
	Installment/consumer loans		5			6			—			—			11			9,276			9,287
	Total loans		$	1,002		$	547		$	1		$	3,821		$	5,371		$	1,006,154		$	1,011,525
Schedule of individually impaired loans by class
	December 31, 2014		Recorded			Unpaid			Related			Average			Interest
			Investment			Principal			Allocated			Recorded			Income
						Balance			Allowance			Investment			Recognized
	(In thousands)
	With no related allowance recorded:
	Commercial real estate:
	Owner occupied		$	3,562		$	3,707		$	—		$	3,974		$	113
	Non-owner occupied		1,251			1,568			—			961			63
	Residential real estate:
	Residential mortgages		143			231			—			199			—
	Home equity		169			377			—			229			—
	Commercial:
	Secured		345			345			—			354			25
	Unsecured		—			—			—			—			—
	Total with no related allowance recorded		5,470			6,228			—			5,717			201
	With an allowance recorded:
	Commercial real estate – Owner occupied		—			—			—			—			—
	Commercial real estate – Non-owner occupied		323			323			23			27			—
	Residential real estate– Residential mortgages		—			—			—			—			—
	Residential real estate – Home equity		72			89			72			75			13
	Commercial–Secured		—			—			—			—			—
	Commercial–Unsecured		337			339			79			206			—
	Total with an allowance recorded		732			751			174			308			13
	Total:
	Commercial real estate:
	Owner occupied		3,562			3,707			—			3,974			113
	Non-owner occupied		1,574			1,891			23			988			63
	Residential real estate:
	Residential mortgages		143			231			—			199			—
	Home equity		241			466			72			304			13
	Commercial:
	Secured		345			345			—			354			25
	Unsecured		337			339			79			206			—
	Total		$	6,202		$	6,979		$	174		$	6,025		$	214
	December 31, 2013		Recorded			Unpaid Principal			Related			Average			Interest Income
			Investment			Balance			Allocated			Recorded			Recognized
									Allowance			Investment
	(In thousands)
	With no related allowance recorded:
	Commercial real estate:
	Owner occupied		$	3,696		$	3,805		$	—		$	3,730		$	118
	Non-owner occupied		917			917			—			917			60
	Residential real estate:
	First lien		1,463			2,213			—			1,482			26
	Home equity		689			1,046			—			633			—
	Commercial:
	Secured		352			352			—			450			26
	Unsecured		174			—			—			232			59
	Total with no related allowance recorded		7,291			8,333			—			7,444			289
	With an allowance recorded:
	Commercial real estate - Owner occupied		720			720			94			420			—
	Commercial real estate - Non-owner occupied		617			617			22			515			—
	Residential real estate - First Lien		152			156			42			141			—
	Residential real Estate - Home equity		78			89			80			81			—
	Total with an allowance recorded		1,567			1,582			238			1,157			—
	Total:
	Commercial real estate:
	Owner occupied		4,416			4,525			94			4,150			118
	Non-owner occupied		1,534			1,534			22			1,432			60
	Residential real estate:
	First lien		1,615			2,369			42			1,623			26
	Home equity		767			1,135			80			714			—
	Commercial:
Secured		352			352			—			450			26
Unsecured		174			—			—			232			59
Total		$	8,858		$	9,915		$	238		$	8,601		$	289
December 31, 2012		Recorded			Unpaid Principal			Related			Average			Interest Income
		Investment			Balance			Allocated			Recorded			Recognized
								Allowance			Investment
(In thousands)
With no related allowance recorded:
Commercial real estate:
Owner occupied		$	3,860		$	3,931		$	—		$	3,816		$	116
Non-owner occupied		916			916			—			916			61
Residential real estate:
First lien		1,539			2,151			—			1,484			35
Home equity		736			1,094			—			768			—
Commercial:
Secured		515			520			—			281			14
Unsecured		95			97			—			42			—
Real estate construction and land loans		—			—			—			2			—
Total with no related allowance recorded		7,661			8,709			—			7,309			226
With an allowance recorded:
Residential real estate – Home equity		274			287			141			244			—
Commercial - Unsecured		273			302			228			236			—
Total with an allowance recorded		547			589			369			480			—
Total:
Commercial real estate:
Owner occupied		3,860			3,931			—			3,816			116
Non-owner occupied		916			916			—			916			61
Residential real estate:
First lien		1,539			2,151			—			1,484			35
Home equity		1,010			1,381			141			1,012			—
Commercial:
Secured		515			520			—			281			14
Unsecured		368			399			228			278			—
Real estate construction and land loans		—			—			—			2			—
Total		$	8,208		$	9,298		$	369		$	7,789		$	226
Schedule of loans receivable by class modified as troubled debt restructurings
	Years Ended December 31,		2014								2013								2012
			Number of		Pre-			Post-			Number of		Pre-			Post-			Number of		Pre-			Post-
			Contracts		Modification			Modification			Contracts		Modification			Modification			Contracts		Modification			Modification
					Outstanding			Outstanding					Outstanding			Outstanding					Outstanding			Outstanding
					Recorded			Recorded					Recorded			Recorded					Recorded			Recorded
					Investment			Investment					Investment			Investment					Investment			Investment
	(In thousands)
	Trouble Debt Restructurings
	Commercial real estate:
	Owner occupied		—		$	—		$	—		1		$	720		$	720		1		$	163		$	160
	Non-owner occupied		1		323			323			1		620			620			—		—			—
	Residential real estate:
	Home equity:		1		127			127			—		—			—			—		—			—
	Commercial:
	Secured		—		—			—			—		—			—			1		387			380
	Unsecured		1		127			127			1		33			33			1		42			39
	Installment/consumer loans		1		5			5			—		—			—			—		—			—
	Total loans		4		$	582		$	582		3		$	1,373		$	1,373		3		$	592		$	579
Summary of activity in the accretable yield for the purchased credit impaired loans
	December 31,		2014
	(In thousands)
	Balance at beginning of period		$	—
	Accretable discount arising from acquisition of PCI loans		6,580
	Accretion		(1,598		)
	Reclassification from non-accretable difference during the period		3,450
	Accretable discount at end of period		$	8,432
Schedule of selected information about related party loans
			Balance
			Outstanding
	(In thousands)
	Balance at January 1, 2014		$	3,051
	New loans		—
	Effective change in related parties		(114		)
	Advances		15
	Repayments		(193		)
	Balance at December 31, 2014		$	2,759

PREMISES_AND_EQUIPMENT_Tables

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
	Dec. 31, 2014
PREMISES AND EQUIPMENT
Schedule of components of premises and equipment
	December 31,	2014			2013
	(In thousands)
	Land	$	7,381		$	7,362
	Building and improvements	14,829			14,197
	Furniture, fixtures and equipment	19,134			16,558
	Leasehold improvements	11,243			8,065
		52,587			46,182
	Less: accumulated depreciation and amortization	(20,163		)	(18,199		)
	Total	$	32,424		$	27,983

DEPOSITS_Tables

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2014
DEPOSITS
Schedule of the remaining maturities of the Bank's time deposits
		Total
	(In thousands)
	2015	$	79,873
	2016	24,445
	2017	15,204
	2018	16,082
	2019	5,680
	Thereafter	78
	Total	$	141,362

SECURITIES_SOLD_UNDER_AGREEMEN1

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Tables)	12 Months Ended
	Dec. 31, 2014
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE
Summary of information concerning the securities sold under agreements to repurchase
		2014			2013
	(Dollars in thousands)
	Average daily balance during the year	$	14,185		$	11,770
	Average interest rate during the year	2.71		%	3.17		%
	Maximum month-end balance during the year	$	36,879		$	12,903
	Weighted average interest rate at year-end	2.67		%	3.13		%

FEDERAL_HOME_LOAN_BANK_ADVANCE1

FEDERAL HOME LOAN BANK ADVANCES (Tables)	12 Months Ended
	Dec. 31, 2014
FEDERAL HOME LOAN BANK ADVANCES
Schedule of contractual maturities and weighted average interest rates of FHLB advances
		December 31, 2014
	Contractual Maturity	Amount		Weighted
				Average Rate
	(Dollars in thousands)
	Overnight	$	69,000	0.32	%
	2015	41,508		0.37	%
	2016	11,703		0.69
	2017	—		—
	2018	16,116		1.00
		69,327		0.57	%
		$	138,327	0.44	%
		December 31, 2013
	Contractual Maturity	Amount		Weighted
				Average Rate
	(Dollars in thousands)
	Overnight	$	58,000	0.40	%
	2014	40,000		0.46	%
		40,000		0.46	%
		$	98,000	0.42	%

DERIVATIVES_Tables

DERIVATIVES (Tables)	12 Months Ended
	Dec. 31, 2014
DERIVATIVES
Summary of information about the interest rate swap designated as a cash flow hedge
	(Dollars in thousands)	2014			2013
	Notional amounts	$	75,000		$	50,000
	Weighted average pay rates	1.39		%	1.39		%
	Weighted average receive rates	0.24		%	0.24		%
	Weighted average maturity	3.86 years			4.56 years
	Unrealized (losses)	$	(943	)	$	(164	)
Schedule of the net gains (losses) recorded, net of income tax, in accumulated other comprehensive income and the Consolidated Statements of Income relating to the cash flow derivative instruments
		2014
	(In thousands)	Amount of (loss)			Amount of (loss)			Amount of (loss)
		recognized in OCI			reclassified from OCI to			recognized in other non-
		(Effective Portion)			interest income			interest income
								(Ineffective Portion)
	Interest rate contracts	$	(569	)	$	—		$	—
		2013
	(In thousands)	Amount of (loss)			Amount of (loss)			Amount of (loss)
		recognized in OCI			reclassified from OCI to			recognized in other non-
		(Effective Portion)			interest income			interest income
								(Ineffective Portion)
	Interest rate contracts	$	(99	)	$	—		$	—
Schedule of cash flow hedge included in the Consolidated Balance Sheets
	As of December 31,	2014						2013
	(In thousands)	Notional			Fair			Notional		Fair
		Amount			Value			Amount		Value
	Included in other asset/(liabilities):
	Interest rate swaps related to FHLB advances	$	40,000		$	(248	)	$	40,000	$	(122	)
	Forward starting interest rate swap related to repurchase agreements	10,000			(445		)	10,000		(42		)
	Forward starting interest rate swap related to FHLB advances	25,000			(250		)	—		—
Summary of information about interest rate swaps
	(Dollars in thousands)	2014
	Notional amounts	$	11,175
	Weighted average pay rates	3.28		%
	Weighted average receive rates	3.28		%
	Weighted average maturity	9.64 years
	Fair value of combined interest rate swaps	$	—

INCOME_TAXES_Tables

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2014
INCOME TAXES
Schedule of components of income tax expense
	Years Ended December 31,	2014			2013			2012
	(In thousands)
	Current:
	Federal	$	3,926		$	5,500		$	5,660
	State	507			664			582
		4,433			6,164			6,242
	Deferred:
	Federal	2,187			403			(229		)
	State	619			102			67
		2,806			505			(162		)
	Income tax expense	$	7,239		$	6,669		$	6,080
Schedule of reconciliation of the expected Federal income tax expense at the statutory tax rate to the actual provision
	Years Ended December 31,	2014					2013					2012
	(Dollars in thousands)	Amount			Percentage		Amount			Percentage		Amount			Percentage
					of Pre-tax					of Pre-tax					of Pre-tax
					Earnings					Earnings					Earnings
	Federal income tax expense computed by applying the statutory rate to income before income taxes	$	7,141		34	%	$	6,828		34	%	$	6,479		34	%
	Tax exempt interest	(665		)	(3	)	(740		)	(4	)	(878		)	(5	)
	State taxes, net of federal income tax benefit	743			4		502			3		445			2
	Other	20			—		79			1		34			1
	Income tax expense	$	7,239		35	%	$	6,669		34	%	$	6,080		32	%
Schedule of components of deferred tax assets and liabilities
	December 31,	2014			2013
	(In thousands)
	Deferred tax assets:
	Allowance for loan losses	$	7,311		$	6,815
	Net unrealized losses on securities	2,177			7,895
	Restricted stock awards	1,003			815
	Purchase accounting fair value adjustments	8,321			666
	Net change in pension liability	2,985			781
	Net operating loss carryforward	2,063			426
	Net change in cash flow hedge	374			65
	Other	351			379
	Total	24,585			17,842
	Deferred tax liabilities:
	Pension and SERP expense	(3,765		)	(3,491		)
	Depreciation	(1,832		)	(1,548		)
	REIT undistributed net income	(628		)	(707		)
	Net deferred loan costs and fees	(981		)	(915		)
	Other	(707		)	(252		)
	Total	(7,913		)	(6,913		)
	Net deferred tax asset	$	16,672		$	10,929

EMPLOYEE_BENEFITS_Tables

EMPLOYEE BENEFITS (Tables)	12 Months Ended
	Dec. 31, 2014
EMPLOYEE BENEFITS
Information about changes in obligations and plan assets of the defined benefit pension plan and the defined benefit plan component of the SERP
		Pension Benefits						SERP Benefits
	At December 31,	2014			2013			2014			2013
	(In thousands)
	Change in benefit obligation:
	Benefit obligation at beginning of year	$	13,243		$	13,107		$	1,919		$	1,999
	Service cost	905			931			132			149
	Interest cost	639			564			88			76
	Benefits paid and expected expenses	(282		)	(236		)	(112		)	(112		)
	Assumption changes and other	4,455			(1,123		)	430			(193		)
	Plan amendment	—			—			—			—
	Benefit obligation at end of year	$	18,960		$	13,243		$	2,457		$	1,919
	Change in plan assets, at fair value:
	Plan assets at beginning of year	$	21,828		$	17,125		$	—		$	—
	Actual return on plan assets	981			2,939			—			—
	Employer contribution	1,361			2,000			112			112
	Benefits paid and actual expenses	(283		)	(236		)	(112		)	(112		)
	Plan assets at end of year	$	23,887		$	21,828		$	—		$	—
	Funded status (plan assets less benefit obligations)	$	4,927		$	8,585		$	(2,457	)	$	(1,919	)
Amounts recognized in accumulated other comprehensive income
		Pension Benefits						SERP Benefits
	At December 31,	2014			2013			2014			2013
	(In thousands)
	Net actuarial loss	$	7,631		$	2,559		$	628		$	198
	Prior service cost	(869		)	(946		)	—			—
	Transition obligation	—			—			87			114
	Plan amendment	—			—			—			—
	Net amount recognized	$	6,762		$	1,613		$	715		$	312
Components of net periodic benefit cost and other amounts recognized in Other Comprehensive Income
		Pension Benefits										SERP Benefits
	At December 31,	2014			2013			2012				2014			2013			2012
	(In thousands)
	Components of net periodic benefit cost and other amounts recognized in Other Comprehensive Income
	Service cost	$	905		$	931		$	1,131			$	132		$	149		$	120
	Interest cost	639			564			508				88			76			52
	Expected return on plan assets	(1,625		)	(1,385		)	(993		)		—			—			—
	Amortization of net loss	27			325			248				—			—			—
	Amortization of unrecognized prior service cost	(77		)	(77		)	10				—			—			—
	Amortization of unrecognized transition (asset) obligation	—			—			—				28			43			30
	Net periodic benefit cost (credit)	$	(131	)	$	358		$	904			$	248		$	268		$	202
	Net (gain) loss	$	5,099		$	(2,677	)	$	(345	)		$	430		$	(193	)	$	208
	Prior service cost	—			—			—				—			—			—
	Transition obligation	—			—			—				—			—			—
	Amortization of net loss	(27		)	(325		)	(248		)		—			—			—
	Amortization of prior service cost	77			77			(10		)		—			—			—
	Amortization of transition obligation	—			—			—				(27		)	(43		)	(30		)
		5,149			(2,925		)	(603		)		403			(236		)	178
	Deferred taxes	(2,044		)	1,161			240				(160		)	93			(71		)
	Total recognized in other comprehensive income	3,105			(1,764		)	(363		)		243			(143		)	107
	Total recognized in net periodic benefit cost and other comprehensive income	$	2,974		$	(1,406	)	$	541			$	491		$	125		$	309
Schedule of average assumptions used to determine benefit obligations and net periodic benefit cost
		Pension Benefits						SERP Benefits
	At December 31,	2014		2013		2012		2014		2013		2012
	Weighted Average Assumptions Used to Determine Benefit Obligations
	Discount rate	3.90	%	4.90	%	4.20	%	3.80	%	4.70	%	3.90	%
	Rate of compensation increase	3.00		3.00		3.00		5.00		5.00		5.00
	Weighted Average Assumptions Used to Determine Net Periodic Benefit Cost
	Discount rate	4.90	%	4.20	%	4.53	%	4.70	%	3.90	%	3.13	%
	Rate of compensation increase	3.00		3.00		3.00		5.00		5.00		5.00
	Expected long-term rate of return	7.50		7.50		7.50		—		—		—
Schedule of target allocations for Plan assets
				Percentage of Plan Assets				Weighted-
				At December 31,				Average
		Target		2014		2013		Expected
		Allocation						Long-term
		2015						Rate of
								Return
	Asset Category
	Cash Equivalents	0 – 5	%	4.1	%	3.9	%	—
	Equity Securities	45 - 65	%	62.1	%	59.3	%	4.9	%
	Fixed income securities	35 - 55	%	33.8	%	36.8	%	2.6	%
	Total			100.0	%	100.0	%	7.5	%
Schedule of the Plan's fair value hierarchy for its financial assets measured at fair value on a recurring basis
					Fair Value Measurements at
					December 31, 2014 Using:
		Carrying			Quoted Prices			Significant			Significant
		Value			In Active			Other			Unobservable
					Markets for			Observable			Inputs
					Identical			Inputs			(Level 3)
					Assets			(Level 2)
					(Level 1)
	(Dollars in thousands)
	Cash and Cash Equivalents
	Cash	$	15		$	15		$	—
	Short term investment funds	964			—			964
	Total cash equivalents	979			15			964
	Equities:
	U.S. Large cap	9,918			9,919			—
	U.S. Mid cap	800			800			—
	U.S. Small cap	782			782			—
	International	3,361			3,361			—
	Total equities	14,861			14,862			—
	Fixed income securities:
	Government issues	1,413			—			1,413
	Corporate bonds	1,220			—			1,220
	Mortgage backed	533			—			533
	High yield bonds and bond funds	4,881			—			4,881
	Total fixed income securities	8,047			—			8,047
	Total Plan Assets	$	23,887		$	14,877		$	9,011
					Fair Value Measurements at
					December 31, 2013 Using:
		Carrying			Quoted Prices			Significant			Significant
		Value			In Active			Other			Unobservable
					Markets for			Observable			Inputs
					Identical			Inputs			(Level 3)
					Assets			(Level 2)
					(Level 1)
	(Dollars in thousands)
	Cash and Cash Equivalents
	Cash	$	15		$	15		$	—
	Short term investment funds	820			—			820
	Total cash equivalents	835			15			820
	Equities:
	U.S. Large cap	8,127			8,127			—
	U.S. Mid cap	752			752			—
	U.S. Small cap	786			786			—
	International	3,290			3,290			—
	Total equities	12,955			12,955			—
	Fixed income securities:
	Government issues	1,798			—			1,798
	Corporate bonds	1,453			—			1,453
	Mortgage backed	753			—			753
	High yield bonds and bond funds	4,034			—			4,034
	Total fixed income securities	8,038			—			8,038
	Total Plan Assets	$	21,828		$	12,970		$	8,858
Summary of payments, which reflect expected future service, expected to be paid
	Year	Pension and SERP
		Payments
	2015	$	458,423
	2016	525,218
	2017	585,040
	2018	703,984
	2019	778,075
	2020-2024	5,761,952
Summary of Stock Option Plan Activity
	(Dollars in thousands, except per share amounts)	Number		Weighted			Weighted		Aggregate
		of		Average			Average		Intrinsic
		Options		Exercise			Remaining		Value
				Price			Contractual
							Life
	Outstanding, January 1, 2014	45,395		$	25.54
	Granted	—		—
	Exercised	(2,504	)	$	24.61
	Forfeited	(2,460	)	$	25.25
	Expired	(561	)	$	24
	Outstanding, December 31, 2014	39,870		$	25.63		1.70 years		$	53
	Vested and Exercisable, December 31, 2014	39,870		$	25.63		1.70 years		$	53
	Range of Exercise Prices	Number		Exercise
		of		Price
		Options
		34,739		$	25.25
		3,000		$	26.55
		2,131		$	30.6
		39,870
Summary of activity related to the stock options
	December 31,	2014			2013			2012
	(In thousands)
	Intrinsic value of options exercised	$	3		$	4		$	7
	Cash received from options exercised	7			4			—
	Tax benefit realized from option exercises	—			—			—
	Weighted average fair value of options granted	—			—			—
Summary of Restricted Stock Awards Activity
		Shares		Weighted
				Average Grant-Date
				Fair Value
	Unvested, January 1, 2014	197,599		$	21.18
	Granted	80,273		$	25.32
	Vested	(27,030	)	$	21.44
	Forfeited	(2,398	)	$	22.33
	Unvested, December 31, 2014	248,444		$	22.48

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	12 Months Ended
	Dec. 31, 2014
EARNINGS PER SHARE
Schedule of computation of EPS
	For the Years Ended December 31,	2014			2013			2012
	(In thousands, except per share data)
	Net Income	$	13,763		$	13,093		$	12,772
	Less: Dividends paid on and earnings allocated to participating securities	(319		)	(329		)	(328		)
	Income attributable to common stock	$	13,444		$	12,764		$	12,444
	Weighted average common shares outstanding, including participating securities	11,633			9,622			8,633
	Less: weighted average participating securities	(278		)	(242		)	(223		)
	Weighted average common shares outstanding	11,355			9,380			8,410
	Basic earnings per common share	$	1.18		$	1.36		$	1.48
	Income attributable to common stock	$	13,444		$	12,764		$	12,444
	Weighted average common shares outstanding	11,355			9,380			8,410
	Weighted average common equivalent shares outstanding	—			—			1
	Weighted average common and equivalent shares outstanding	11,355			9,380			8,411
	Diluted earnings per common share	$	1.18		$	1.36		$	1.48

COMMITMENTS_AND_CONTINGENCIES_1

COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS (Tables)	12 Months Ended
	Dec. 31, 2014
COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS
Schedule of projected minimum rentals under existing operating leases
	Year
	(In thousands)
	2015		$	3,672
	2016		3,548
	2017		3,518
	2018		2,902
	2019		2,526
	Thereafter		16,192
	Total minimum rentals		$	32,358
Schedule of commitments outstanding
	December 31,		2014		2013
	(In thousands)
	Standby letters of credit		$	1,903	$	3,094
	Loan commitments outstanding (1)		58,930		28,750
	Unused lines of credit		248,328		215,798
	Total commitments outstanding		$	309,161	$	247,642
	-1	Of the $58.9 million of loan commitments outstanding at December 31, 2014, $13.6 million are fixed rate commitments and $45.3 million are variable rate commitments.

FAIR_VALUE_Tables

FAIR VALUE (Tables)	12 Months Ended
	Dec. 31, 2014
FAIR VALUE
Schedule of assets and liabilities measured on a recurring basis
					Fair Value Measurements at
					December 31, 2014 Using:
		Carrying			Quoted Prices		Significant			Significant
		Value			In Active		Other			Unobservable
					Markets for		Observable			Inputs
					Identical		Inputs			(Level 3)
					Assets		(Level 2)
					(Level 1)
	(In thousands)
	Financial Assets:
	Available for sale securities
	U.S. GSE securities	$	95,425				$	95,425
	State and municipal obligations	63,693					63,693
	U.S. GSE Residential mortgage-backed securities	101,425					101,425
	U.S. GSE Residential collateralized mortgage Obligations	258,599					258,599
	U.S. GSE Commercial mortgage-backed securities	2,945					2,945
	U.S. GSE Commercial collateralized mortgage Obligations	24,082					24,082
	Other Asset-backed securities	23,037					23,037
	Corporate Bonds	17,978					17,978
	Total available for sale	$	587,184				$	587,184
	Financial Liabilities:
	Derivatives	$	(943	)			$	(943	)
				Fair Value Measurements at
				December 31, 2013 Using:
		Carrying			Quoted Prices		Significant			Significant
		Value			In Active		Other			Unobservable
					Markets for		Observable			Inputs
					Identical		Inputs			(Level 3)
					Assets		(Level 2)
					(Level 1)
	(In thousands)
	Financial Assets:
	Available for sale securities
	U.S. GSE securities	$	152,757				$	152,757
	State and municipal obligations	61,656					61,656
	U.S. GSE Residential mortgage-backed securities	14,435					14,435
	U.S. GSE Residential collateralized mortgage Obligations	279,191					279,191
	U.S. GSE Commercial mortgage-backed securities	2,834					2,834
	U.S. GSE Commercial collateralized mortgage Obligations	26,910					26,910
	Non Agency commercial mortgage-backed securities	3,578					3,578
	Other Asset backed securities	33,818					33,818
	Total available for sale	$	575,179				$	575,179
	Financial Liabilities:
	Derivatives	$	(164	)			$	(164	)
Schedule of assets measured at fair value on a non-recurring basis
				Fair Value Measurements at
				December 31, 2014 Using:
		Carrying			Quoted Prices		Significant		Significant
		Value			In Active		Other		Unobservable
					Markets for		Observable		Inputs
					Identical		Inputs		(Level 3)
					Assets		(Level 2)
					(Level 1)
	(In thousands)
	Impaired loans	$	558						$	558
				Fair Value Measurements at
				December 31, 2013 Using:
		Carrying			Quoted Prices		Significant		Significant
		Value			In Active		Other		Unobservable
					Markets for		Observable		Inputs
					Identical		Inputs		(Level 3)
					Assets		(Level 2)
					(Level 1)
	(In thousands)
	Impaired loans	$	1,329						$	1,329
	Other real estate owned	2,242							2,242
Schedule of estimated fair values and recorded carrying values of financial instruments
				Fair Value Measurement at
				December 31, 2014 Using:
	(In thousands)	Carrying			Quoted Prices In			Significant			Significant		Total
		Amount			Active Markets for			Other			Unobservable
					Identical Assets			Observable			Inputs
					(Level 1)			Inputs			(Level 3)
								(Level 2)
	Financial Assets:
	Cash and due from banks	$	45,109		$	45,109		$	—		$	—	$	45,109
	Interest bearing deposits with banks	6,621			—			6,621			—		6,621
	Securities available for sale	587,184			—			587,184			—		587,184
	Securities restricted	10,037			n/a			n/a			n/a		n/a
	Securities held to maturity	214,927			—			216,289			—		216,289
	Loans, net	1,320,690			—			—			1,317,625		1,317,625
	Accrued interest receivable	6,425			—			2,721			3,704		6,425
	Financial Liabilities:
	Certificates of deposit	141,362			—			142,264			—		142,264
	Demand and other deposits	1,692,417			1,692,417			—			—		1,692,417
	Federal funds purchased	75,000			75,000			—			—		75,000
	Federal Home Loan Bank advances	138,327			98,070			40,165			—		138,235
	Repurchase agreements	36,263			—			36,991			—		36,991
	Junior Subordinated Debentures	16,002			—			—			16,528		16,528
	Derivatives	943			—			943			—		943
	Accrued interest payable	308			77			231			—		308
				Fair Value Measurement at
				December 31, 2013 Using:
	(In thousands)	Carrying			Quoted Prices In			Significant			Significant		Total
		Amount			Active Markets for			Other			Unobservable
					Identical Assets			Observable			Inputs
					(Level 1)			Inputs			(Level 3)
								(Level 2)
	Financial Assets:
	Cash and due from banks	$	39,997		$	39,997		$	—		$	—	$	39,997
	Interest bearing deposits with banks	5,576			—			5,576			—		5,576
	Securities available for sale	575,179			—			575,179			—		575,179
	Securities restricted	7,034			n/a			n/a			n/a		n/a
	Securities held to maturity	201,328			—			197,338			—		197,338
	Loans, net	997,262			—			—			1,002,314		1,002,314
	Accrued interest receivable	5,648			—			2,747			2,901		5,648
	Financial Liabilities:
	Certificates of deposit	100,895			—			101,509			—		101,509
	Demand and other deposits	1,438,184			1,438,184			—			—		1,438,184
	Federal funds purchased	64,000			64,000			—			—		64,000
	Federal Home Loan Bank advances	98,000			57,994			40,060			—		98,054
	Repurchase agreements	11,370			—			11,803			—		11,803
	Junior Subordinated Debentures	16,002			—			—			15,215		15,215
	Derivatives	164			—			164			—		164
	Accrued interest payable	225			76			149			—		225

REGULATORY_CAPITAL_REQUIREMENT1

REGULATORY CAPITAL REQUIREMENTS (Tables)	12 Months Ended
	Dec. 31, 2014
REGULATORY CAPITAL REQUIREMENTS
Schedule of the Company's and Bank's actual capital amounts and ratios
	Bridge Bancorp, Inc. (Consolidated)
	As of December 31,	2014
	(Dollars in thousands)	Actual				For Capital				To Be Well
						Adequacy				Capitalized Under
						Purposes				Prompt Corrective
										Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio
	Total Capital (to risk weighted assets)	$	207,340	13.0	%	$	127,445	8.0	%	n/a		n/a
	Tier 1 Capital (to risk weighted assets)	189,527		11.9	%	63,722		4.0	%	n/a		n/a
	Tier 1 Capital (to average assets)	189,527		8.4	%	90,614		4.0	%	n/a		n/a
	As of December 31,	2013
	(Dollars in thousands)	Actual				For Capital				To Be Well
						Adequacy				Capitalized Under
						Purposes				Prompt Corrective
										Action Provisions
		Amount		Ratio		Amount		Ratio		Amount		Ratio
	Total Capital (to risk weighted assets)	$	202,039	16.3	%	$	99,108	8.0	%	n/a		n/a
	Tier 1 Capital (to risk weighted assets)	186,547		15.1	%	49,554		4.0	%	n/a		n/a
	Tier 1 Capital (to average assets)	186,547		10.3	%	72,476		4.0	%	n/a		n/a
	Bridgehampton National Bank
	As of December 31,	2014
	(Dollars In thousands)	Actual				For Capital				To Be Well
						Adequacy				Capitalized Under
						Purposes				Prompt Corrective
										Action Provisions
		Amount		Ratio		Amount		Ratio		Amount			Ratio
	Total Capital (to risk weighted assets)	$	206,633	13.0	%	$	127,427	8.0	%	$	159,284		10.0	%
	Tier 1 Capital (to risk weighted assets)	188,820		11.9	%	63,714		4.0	%	95,571			6.0	%
	Tier 1 Capital (to average assets)	188,820		8.3	%	90,617		4.0	%	113,271			5.0	%
	As of December 31,	2013
	(Dollars in thousands)	Actual				For Capital				To Be Well
						Adequacy				Capitalized Under
						Purposes				Prompt Corrective
										Action Provisions
		Amount		Ratio		Amount		Ratio		Amount			Ratio
	Total Capital (to risk weighted assets)	$	164,494	13.3	%	$	99,084	8.0	%	$	123,855		10.0	%
	Tier 1 Capital (to risk weighted assets)	149,005		12.0	%	49,542		4.0	%	74,313			6.0	%
	Tier 1 Capital (to average assets)	149,005		8.2	%	72,464		4.0	%	90,580			5.0	%

PARENT_COMPANY_ONLY_CONDENSED_1

PARENT COMPANY ONLY CONDENSED FINANCIAL INFORMATION (Tables)	12 Months Ended
	Dec. 31, 2014
PARENT COMPANY ONLY CONDENSED FINANCIAL INFORMATION
Schedule of condensed balance sheets
	December 31,	2014			2013
	(In thousands)
	ASSETS
	Cash and cash equivalents	$	610		$	37,364
	Other assets	218			299
	Investment in the Bank	190,292			137,799
	Total Assets	$	191,120		$	175,462
	LIABILITIES AND STOCKHOLDERS’ EQUITY
	Junior subordinated debentures	$	16,002		$	16,002
	Other liabilities	—			—
	Total Liabilities	16,002			16,002
	Total Stockholders’ Equity	175,118			159,460
	Total Liabilities and Stockholders’ Equity	$	191,120		$	175,462
Schedule of condensed statements of income
	Years ended December 31,	2014			2013			2012
	(In thousands)
	Interest expense	$	1,365		$	1,365		$	1,365
	Non-interest expense	86			69			82
	Loss before income taxes and equity in undistributed earnings of the Bank	(1,451		)	(1,434		)	(1,447		)
	Income tax benefit	(463		)	(483		)	(466		)
	Loss before equity in undistributed earnings of the Bank	(988		)	(951		)	(981		)
	Equity in undistributed earnings of the Bank	14,751			14,044			13,753
	Net income	$	13,763		$	13,093		$	12,772
Schedule of condensed statements of cash flows
	Years ended December 31,	2014			2013			2012
	(In thousands)
	Cash flows from operating activities:
	Net income	$	13,763		$	13,093		$	12,772
	Adjustments to reconcile net income to net cash (used in) operating activities:
	Equity in undistributed earnings of the Bank	(14,751		)	(14,044		)	(13,753		)
	Decrease (increase) in other assets	81			(100		)	(7		)
	Decrease in other liabilities	(48		)	(5		)	(227		)
	Net cash used in operating activities	(955		)	(1,056		)	(1,215		)
	Cash flows from investing activities:
	Investment in the Bank	(24,000		)	(6,000		)	(7,000		)
	Cash in lieu of fractional shares for business acquisition	(1		)	—			—
	Net cash used in investing activities	(24,001		)	(6,000		)	(7,000		)
	Cash flows from financing activities:
	Repayment of acquired unsecured debt	(1,450		)	—			—
	Net proceeds from issuance of common stock	631			46,237			10,507
	Net proceeds from exercise of stock options	7			4			—
	Repurchase of surrendered stock from exercise of stock options and vesting of restricted stock awards	(173		)	(291		)	(175		)
	Excess tax benefit (expense) from share based compensation	36			21			(18		)
	Cash dividends paid	(10,657		)	(6,754		)	(9,898		)
	Other, net	(192		)	—			—
	Net cash (used in) provided by financing activities	(11,798		)	39,217			416
	Net (decrease) increase in cash and cash equivalents	(36,754		)	32,161			(7,799		)
	Cash and cash equivalents at beginning of year	37,364			5,203			13,002
	Cash and cash equivalents at end of year	$	610		$	37,364		$	5,203

OTHER_COMPREHENSIVE_INCOME_LOS1

OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	12 Months Ended
	Dec. 31, 2014
OTHER COMPREHENSIVE INCOME (LOSS)
Schedule of other comprehensive income (loss) components and related income tax effects
	Years Ended December 31,	2014			2013			2012
	(In thousands)
	Unrealized holding (losses) gains on available for sale securities	$	13,315		$	(23,771	)	$	(2,321	)
	Reclassification adjustment for gains realized in income	1,090			(659		)	(2,647		)
	Income tax effect	(5,718		)	9,698			1,972
	Net change in unrealized (loss) gain on available for sale securities	8,687			(14,732		)	(2,996		)
	Change in post-retirement obligation	(5,552		)	3,162			425
	Income tax effect	2,204			(1,255		)	(169		)
	Net change in post-retirement obligation	(3,348		)	1,907			256
	Change in fair value of derivatives used for cash flow hedges	(779		)	12			(176		)
	Reclassification adjustment for gains realized in income	—			—			—
	Income tax effect	309			(5		)	70
	Net change in unrealized gain (loss) on cash flow hedge	(470		)	7			(106		)
	Total	$	4,869		$	(12,818	)	$	(2,846	)
Summary of the accumulated other comprehensive income balances, net of income tax
	Details about Accumulated Other Comprehensive Income	Balance as of			Current			Balance as of
		January 1, 2014			Period			December 31, 2014
					Change
	(In thousands)
	Unrealized gains (losses) on available for sale securities	$	(11,994	)	$	8,687		$	(3,307	)
	Unrealized (losses) on pension benefits	(1,143		)	(3,348		)	(4,491		)
	Unrealized (losses) on cash flow hedges	(99		)	(470		)	(569		)
	Total	$	(13,236	)	$	4,869		$	(8,367	)
Schedule of reclassifications out of accumulated other comprehensive income
	Details about accumulated Other Comprehensive Income	Amount Reclassified			Affected Line Item in the
		from Accumulated			Consolidated Statements of
		Other Comprehensive			Income
		Income
	(In thousands)
	Realized losses on sale of available for sale securities	$	(1,090	)	Net securities losses
	Income tax expense	433			Income tax expense
	Net of income tax	(657		)
	Amortization of defined benefit pension plan and the defined benefit plan component of the SERP:
	Prior service credit	$	77		Salaries and employee benefits
	Transition obligation	(28		)	Salaries and employee benefits
	Actuarial losses	(27		)	Salaries and employee benefits
		22
	Income tax benefit	(9		)
	Net of income tax	13			Income tax expense
	Total reclassifications, net of tax	$	(644	)
	Details about accumulated Other Comprehensive Income	Amount Reclassified			Affected Line Item in the
		from Accumulated			Consolidated Statements of
		Other Comprehensive			Income
		Income
	(In thousands)
	Realized gain on sale of available for sale securities	$	659		Net securities gains
	Income tax expense	(262		)	Income tax expense
	Net of income tax	397
	Amortization of defined benefit pension plan and the defined benefit plan component of the SERP:
	Prior service credit	$	77		Salaries and employee benefits
	Transition obligation	(28		)	Salaries and employee benefits
	Actuarial losses	(340		)	Salaries and employee benefits
		(291		)
	Income tax benefit	116
	Net of income tax	(175		)	Income tax expense
	Total reclassifications, net of tax	$	222

QUARTERLY_FINANCIAL_DATA_UNAUD1

QUARTERLY FINANCIAL DATA (UNAUDITED) (Tables)	12 Months Ended
	Dec. 31, 2014
QUARTERLY FINANCIAL DATA (UNAUDITED)
Summary of Selected Consolidated Quarterly Financial Data
	2014 Quarter Ended,		March 31,			June 30,			September 30,		December 31,
	(In thousands, except per share amounts)
	Interest income		$	17,358		$	18,730		$	19,219	$	19,603
	Interest expense		1,822			1,915			1,857		1,866
	Net interest income		15,536			16,815			17,362		17,737
	Provision for loan losses		700			500			500		500
	Net interest income after provision for loan losses		14,836			16,315			16,862		17,237
	Non-interest income		802		-1	2,292			2,562		2,510
	Non-interest expenses		15,013		-2	12,124		-3	12,094		13,183		-4
	Income before income taxes		625			6,483			7,330		6,564
	Income tax expense		219			2,165			2,459		2,396
	Net income		$	406		$	4,318		$	4,871	$	4,168
	Basic earnings per share		$	0.04		$	0.37		$	0.42	$	0.36
	Diluted earnings per share		$	0.04		$	0.37		$	0.42	$	0.36
	2013 Quarter Ended,		March 31,			June 30,			September 30,		December 31,
	(In thousands, except per share amounts)
	Interest income		$	13,731		$	14,108		$	14,913	$	15,678
	Interest expense		1,803			1,802			1,865		1,802
	Net interest income		11,928			12,306			13,048		13,876
	Provision for loan losses		550			600			500		700
	Net interest income after provision for loan losses		11,378			11,706			12,548		13,176
	Non-interest income		2,104			2,468			2,060		2,259
	Non-interest expenses		8,908			9,355			9,861		9,813
	Income before income taxes		4,574			4,819			4,747		5,622
	Income tax expense		1,461			1,567			1,624		2,017
	Net income		$	3,113		$	3,252		$	3,123	$	3,605
	Basic earnings per share		$	0.35		$	0.36		$	0.34	$	0.32
	Diluted earnings per share		$	0.35		$	0.36		$	0.34	$	0.32
		-1		Non-interest income includes net securities losses of $1.1 million.
		-2		Non-interest expense includes costs associated with the FNBNY acquisition and branch restructuring of $4.4 million.
		-3		Non-interest expense includes costs associated with the FNBNY acquisition of $0.3 million.
		-4		Non-interest expense includes costs associated with the CNB acquisition of $0.8 million.

BUSINESS_COMBINATIONS_Tables

BUSINESS COMBINATIONS (Tables)	12 Months Ended
	Dec. 31, 2014
BUSINESS COMBINATIONS
Summary of preliminary fair value of the assets acquired and liabilities assumed
	(In thousands)	As Initially			Measurement Period			As Adjusted
		Reported			Adjustments
	(In thousands, except per share amounts)
	Cash and due from banks	$	1,883		$	—		$	1,883
	Interest earning deposits with banks	1,044			—			1,044
	Securities	103,192			—			103,192
	Loans	87,390			2,324			89,714
	Premises and equipment	1,787			—			1,787
	Core deposit intangible	1,930			(979		)	951
	Other assets	12,682			696			13,378
	Total Assets Acquired	$	209,908		$	2,041		$	211,949
	Deposits	$	169,873		—			169,873
	Federal Home Loan Bank term advances	39,282			—			39,282
	Unsecured debt	1,450			—			1,450
	Other liabilities and accrued expenses	1,825			795			2,620
	Total Liabilities Assumed	$	212,430		$	795		$	213,225
	Net Assets Acquired/(Liabilities Assumed)	(2,522		)	1,246			(1,276		)
	Consideration Paid	6,140			—			6,140
	Goodwill Recorded on Acquisition	$	8,662		$	(1,246	)	$	7,416

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Impaired Intangible Assets [Abstract]
Estimated useful life	10 years
Allowance for loan losses
Potential charge-off of loan upon principal or interest default, period one	90 days
Potential charge-off of loan upon principal or interest default, period two	120 days
Potential charge-off of loan upon principal or interest default, period three	180 days
Balance of loans individually evaluated for impairment	$6,201,000	$8,858,000	$8,208,000
Balance of loans collectively evaluated for impairment	1,316,876,000	1,001,257,000	788,364,000
Minimum
Allowance for loan losses
Balance of loans individually evaluated for impairment	50,000
Maximum
Allowance for loan losses
Balance of loans collectively evaluated for impairment	$50,000

SUMMARY_OF_SIGNIFICANT_ACCOUNT3

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details 2) (USD $)	12 Months Ended
In Millions, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
	segment
Dividends
Amount up to which dividends can be declared by the Bank to the Parent Company		$28.80
Period from which net retained earnings are available for dividend payment from the Bank to the Parent Company	2 years
Segment Reporting
Number of reportable operating segment	1
Buildings
Premises and equipment
Useful life	50 years
Equipment, computer hardware and software and furniture and fixtures | Minimum
Premises and equipment
Useful life	2 years
Equipment, computer hardware and software and furniture and fixtures | Maximum
Premises and equipment
Useful life	10 years

SECURITIES_Details

SECURITIES (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available for sale:
Amortized Cost	$592,667	$595,067
Gross Unrealized Gains	1,371	1,448
Gross Unrealized Losses	-6,854	-21,336
Estimated Fair Value	587,184	575,179
Held to maturity:
Amortized Cost	214,927	201,328
Gross Unrealized Gains	2,939	1,603
Gross Unrealized Losses	-1,577	-5,592
Estimated Fair Value	216,289	197,339
Available for sale and held to maturity investment securities
Amortized Cost	807,594	796,395
Gross Unrealized Gains	4,310	3,051
Gross Unrealized Losses	-8,431	-26,928
Total securities	803,473	772,518
U.S. GSE securities
Available for sale:
Amortized Cost	97,560	164,278
Gross Unrealized Gains	4	15
Gross Unrealized Losses	-2,139	-11,536
Estimated Fair Value	95,425	152,757
Held to maturity:
Amortized Cost	11,283	11,254
Gross Unrealized Gains	135
Gross Unrealized Losses	-41	-375
Estimated Fair Value	11,377	10,879
State and municipal obligations
Available for sale:
Amortized Cost	63,583	62,141
Gross Unrealized Gains	318	602
Gross Unrealized Losses	-208	-1,087
Estimated Fair Value	63,693	61,656
Held to maturity:
Amortized Cost	64,864	67,232
Gross Unrealized Gains	1,658	863
Gross Unrealized Losses	-98	-179
Estimated Fair Value	66,424	67,916
U.S. GSE residential mortgage-backed securities
Available for sale:
Amortized Cost	100,931	14,609
Gross Unrealized Gains	534	36
Gross Unrealized Losses	-40	-210
Estimated Fair Value	101,425	14,435
Held to maturity:
Amortized Cost	6,667	8,001
Gross Unrealized Losses	-97	-312
Estimated Fair Value	6,570	7,689
U.S. GSE Residential collateralized mortgage Obligations
Available for sale:
Amortized Cost	261,256	285,595
Gross Unrealized Gains	310	559
Gross Unrealized Losses	-2,967	-6,963
Estimated Fair Value	258,599	279,191
Held to maturity:
Amortized Cost	59,539	68,197
Gross Unrealized Gains	507	537
Gross Unrealized Losses	-862	-3,655
Estimated Fair Value	59,184	65,079
U.S. GSE commercial mortgage-backed securities
Available for sale:
Amortized Cost	3,016	3,076
Gross Unrealized Losses	-71	-242
Estimated Fair Value	2,945	2,834
Held to maturity:
Amortized Cost	13,213	10,132
Gross Unrealized Gains	233
Gross Unrealized Losses	-26	-356
Estimated Fair Value	13,420	9,776
U.S. GSE commercial collateralized mortgage obligations
Available for sale:
Amortized Cost	24,179	26,740
Gross Unrealized Gains	44	194
Gross Unrealized Losses	-141	-24
Estimated Fair Value	24,082	26,910
Held to maturity:
Amortized Cost	36,413	13,627
Gross Unrealized Gains	267
Gross Unrealized Losses	-431	-706
Estimated Fair Value	36,249	12,921
Non Agency commercial mortgage-backed securities
Available for sale:
Amortized Cost		3,658
Gross Unrealized Losses		-80
Estimated Fair Value		3,578
Other Asset backed securities
Available for sale:
Amortized Cost	24,190	34,970
Gross Unrealized Gains		42
Gross Unrealized Losses	-1,153	-1,194
Estimated Fair Value	23,037	33,818
Corporate bonds
Available for sale:
Amortized Cost	17,952
Gross Unrealized Gains	161
Gross Unrealized Losses	-135
Estimated Fair Value	17,978
Held to maturity:
Amortized Cost	22,948	22,885
Gross Unrealized Gains	139	203
Gross Unrealized Losses	-22	-9
Estimated Fair Value	$23,065	$23,079

SECURITIES_Details_2

SECURITIES (Details 2) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Available for sale:
Less than 12 months, Fair Value	$124,180,000	$413,526,000
Less than 12 months, Unrealized losses	1,832,000	18,096,000
Greater than 12 months, Fair Value	236,138,000	40,595,000
Greater than 12 months, Unrealized losses	5,022,000	3,240,000
Held to maturity:
Less than 12 months, Fair Value	40,135,000	96,907,000
Less than 12 months, Unrealized losses	238,000	4,103,000
Greater than 12 months, Fair Value	57,397,000	19,136,000
Greater than 12 months, Unrealized losses	1,339,000	1,489,000
Total Amortized Cost Amount	807,594,000	796,395,000
Total Fair Value Amount	803,473,000	772,518,000
Other-Than-Temporary-Impairment
Proceeds from sales of securities available for sale	360,963,000	129,431,000	151,959,000
Gross losses realized on sale of securities available for sale	2,300,000	800,000	600,000
Gross gains realized on sale of securities available for sale	1,200,000	1,500,000	3,200,000
Fair value of securities pledged to secure public deposits and FHLB and FRB overnight borrowings	451,100,000	397,500,000
Amount owned in FHLB, ACBB and FRB stock	10,037,000	7,034,000
U.S. GSE securities
Available for sale:
Less than 12 months, Fair Value	4,991,000	128,468,000
Less than 12 months, Unrealized losses	8,000	8,915,000
Greater than 12 months, Fair Value	90,233,000	23,966,000
Greater than 12 months, Unrealized losses	2,131,000	2,621,000
Held to maturity:
Less than 12 months, Fair Value		10,879,000
Less than 12 months, Unrealized losses		375,000
Greater than 12 months, Fair Value	7,414,000
Greater than 12 months, Unrealized losses	41,000
State and municipal obligations
Available for sale:
Less than 12 months, Fair Value	12,330,000	23,765,000
Less than 12 months, Unrealized losses	79,000	1,046,000
Greater than 12 months, Fair Value	14,592,000	966,000
Greater than 12 months, Unrealized losses	129,000	41,000
Held to maturity:
Less than 12 months, Fair Value	11,343,000	24,079,000
Less than 12 months, Unrealized losses	97,000	178,000
Greater than 12 months, Fair Value	202,000	385,000
Greater than 12 months, Unrealized losses	1,000	1,000
U.S. GSE residential mortgage-backed securities
Available for sale:
Less than 12 months, Fair Value		10,410,000
Less than 12 months, Unrealized losses		210,000
Greater than 12 months, Fair Value	1,554,000
Greater than 12 months, Unrealized losses	40,000
Held to maturity:
Less than 12 months, Fair Value		7,689,000
Less than 12 months, Unrealized losses		312,000
Greater than 12 months, Fair Value	6,569,000
Greater than 12 months, Unrealized losses	97,000
U.S. GSE Residential collateralized mortgage Obligations
Available for sale:
Less than 12 months, Fair Value	60,126,000	218,415,000
Less than 12 months, Unrealized losses	349,000	6,476,000
Greater than 12 months, Fair Value	122,179,000	12,757,000
Greater than 12 months, Unrealized losses	2,618,000	487,000
Held to maturity:
Less than 12 months, Fair Value	10,422,000	29,570,000
Less than 12 months, Unrealized losses	46,000	2,169,000
Greater than 12 months, Fair Value	30,413,000	17,752,000
Greater than 12 months, Unrealized losses	816,000	1,486,000
U.S. GSE commercial mortgage-backed securities
Available for sale:
Less than 12 months, Fair Value		2,834,000
Less than 12 months, Unrealized losses		242,000
Greater than 12 months, Fair Value	2,944,000
Greater than 12 months, Unrealized losses	71,000
Held to maturity:
Less than 12 months, Fair Value		9,776,000
Less than 12 months, Unrealized losses		356,000
Greater than 12 months, Fair Value	4,188,000
Greater than 12 months, Unrealized losses	26,000
U.S. GSE commercial collateralized mortgage obligations
Available for sale:
Less than 12 months, Fair Value	13,830,000	4,912,000
Less than 12 months, Unrealized losses	108,000	24,000
Greater than 12 months, Fair Value	4,636,000
Greater than 12 months, Unrealized losses	33,000
Held to maturity:
Less than 12 months, Fair Value	14,392,000	12,921,000
Less than 12 months, Unrealized losses	73,000	706,000
Greater than 12 months, Fair Value	8,611,000
Greater than 12 months, Unrealized losses	358,000
Non Agency commercial mortgage-backed securities
Available for sale:
Less than 12 months, Fair Value		3,578,000
Less than 12 months, Unrealized losses		80,000
Other Asset backed securities
Available for sale:
Less than 12 months, Fair Value	23,038,000	21,144,000
Less than 12 months, Unrealized losses	1,153,000	1,103,000
Greater than 12 months, Fair Value		2,906,000
Greater than 12 months, Unrealized losses		91,000
Corporate bonds
Available for sale:
Less than 12 months, Fair Value	9,865,000
Less than 12 months, Unrealized losses	135,000
Held to maturity:
Less than 12 months, Fair Value	3,978,000	1,993,000
Less than 12 months, Unrealized losses	22,000	7,000
Greater than 12 months, Fair Value		999,000
Greater than 12 months, Unrealized losses		$2,000

SECURITIES_Details_3

SECURITIES (Details 3) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Amortized Cost, Available for sale:
Within one year	$15,771,000
One to five years	37,707,000
Five to ten years	122,367,000
Beyond ten years	416,822,000
Total	592,667,000	595,067,000
Fair Value, Available for sale:
Within one year	15,855,000
One to five years	37,518,000
Five to ten years	120,453,000
Beyond ten years	413,358,000
Estimated Fair Value	587,184,000	575,179,000
Amortized Cost, Held to maturity:
Within one year	17,087,000
One to five years	29,962,000
Five to ten years	56,873,000
Beyond ten years	111,005,000
Total	214,927,000	201,328,000
Fair Value, Held to maturity:
Within one year	17,139,000
One to five years	30,085,000
Five to ten years	58,386,000
Beyond ten years	110,679,000
Estimated Fair Value	216,289,000	197,339,000
Amortized Cost, Total securities
Within One Year	32,858,000
After One But Within Five Years	67,669,000
After Five But Within Ten	179,240,000
After Ten Years	527,827,000
Marketable Securities, Amortized Cost	807,594,000	796,395,000
Fair Value, Total securities
Within One Year	32,994,000
After One But Within Five Years	67,603,000
After Five But Within Ten Years	178,839,000
After Ten Years	524,037,000
Investments, Fair Value Disclosure	803,473,000	772,518,000
Other-Than-Temporary-Impairment
Proceeds from sales of securities available for sale	360,963,000	129,431,000	151,959,000
Gross losses realized on sale of securities available for sale	2,300,000	800,000	600,000
Net gains (losses) realized on sale of securities available for sale	1,200,000	1,500,000	3,200,000
Fair value of securities pledged to secure public deposits and FHLB and FRB overnight borrowings	451,100,000	397,500,000
Amount owned in FHLB, ACBB and FRB stock	10,037,000	7,034,000
U.S. GSE securities
Amortized Cost, Available for sale:
Within one year	197,000
One to five years	9,000,000
Five to ten years	88,363,000
Total	97,560,000	164,278,000
Fair Value, Available for sale:
Within one year	201,000
One to five years	8,805,000
Five to ten years	86,419,000
Estimated Fair Value	95,425,000	152,757,000
Amortized Cost, Held to maturity:
One to five years	7,455,000
Five to ten years	3,828,000
Total	11,283,000	11,254,000
Fair Value, Held to maturity:
One to five years	7,414,000
Five to ten years	3,963,000
Estimated Fair Value	11,377,000	10,879,000
State and municipal obligations
Amortized Cost, Available for sale:
Within one year	15,574,000
One to five years	27,707,000
Five to ten years	9,470,000
Beyond ten years	10,832,000
Total	63,583,000	62,141,000
Fair Value, Available for sale:
Within one year	15,654,000
One to five years	27,712,000
Five to ten years	9,518,000
Beyond ten years	10,809,000
Estimated Fair Value	63,693,000	61,656,000
Amortized Cost, Held to maturity:
Within one year	5,139,000
One to five years	11,507,000
Five to ten years	42,101,000
Beyond ten years	6,117,000
Total	64,864,000	67,232,000
Fair Value, Held to maturity:
Within one year	5,149,000
One to five years	11,596,000
Five to ten years	43,309,000
Beyond ten years	6,370,000
Estimated Fair Value	66,424,000	67,916,000
U.S. GSE residential mortgage-backed securities
Amortized Cost, Available for sale:
Five to ten years	4,566,000
Beyond ten years	96,365,000
Total	100,931,000	14,609,000
Fair Value, Available for sale:
Five to ten years	4,594,000
Beyond ten years	96,831,000
Estimated Fair Value	101,425,000	14,435,000
Amortized Cost, Held to maturity:
Beyond ten years	6,667,000
Total	6,667,000	8,001,000
Fair Value, Held to maturity:
Beyond ten years	6,570,000
Estimated Fair Value	6,570,000	7,689,000
U.S. GSE Residential collateralized mortgage Obligations
Amortized Cost, Available for sale:
Beyond ten years	261,256,000
Total	261,256,000	285,595,000
Fair Value, Available for sale:
Beyond ten years	258,599,000
Estimated Fair Value	258,599,000	279,191,000
Amortized Cost, Held to maturity:
Five to ten years	1,009,000
Beyond ten years	58,530,000
Total	59,539,000	68,197,000
Fair Value, Held to maturity:
Five to ten years	1,041,000
Beyond ten years	58,143,000
Estimated Fair Value	59,184,000	65,079,000
U.S. GSE commercial mortgage-backed securities
Amortized Cost, Available for sale:
Five to ten years	3,016,000
Total	3,016,000	3,076,000
Fair Value, Available for sale:
Five to ten years	2,945,000
Estimated Fair Value	2,945,000	2,834,000
Amortized Cost, Held to maturity:
Five to ten years	9,935,000
Beyond ten years	3,278,000
Total	13,213,000	10,132,000
Fair Value, Held to maturity:
Five to ten years	10,073,000
Beyond ten years	3,347,000
Estimated Fair Value	13,420,000	9,776,000
U.S. GSE commercial collateralized mortgage obligations
Amortized Cost, Available for sale:
Beyond ten years	24,179,000
Total	24,179,000	26,740,000
Fair Value, Available for sale:
Beyond ten years	24,082,000
Estimated Fair Value	24,082,000	26,910,000
Amortized Cost, Held to maturity:
Beyond ten years	36,413,000
Total	36,413,000	13,627,000
Fair Value, Held to maturity:
Beyond ten years	36,249,000
Estimated Fair Value	36,249,000	12,921,000
Non Agency commercial mortgage-backed securities
Amortized Cost, Available for sale:
Total		3,658,000
Fair Value, Available for sale:
Estimated Fair Value		3,578,000
Other Asset backed securities
Amortized Cost, Available for sale:
Beyond ten years	24,190,000
Total	24,190,000	34,970,000
Fair Value, Available for sale:
Beyond ten years	23,037,000
Estimated Fair Value	23,037,000	33,818,000
Corporate bonds
Amortized Cost, Available for sale:
One to five years	1,000,000
Five to ten years	16,952,000
Total	17,952,000
Fair Value, Available for sale:
One to five years	1,001,000
Five to ten years	16,977,000
Estimated Fair Value	17,978,000
Amortized Cost, Held to maturity:
Within one year	11,948,000
One to five years	11,000,000
Total	22,948,000	22,885,000
Fair Value, Held to maturity:
Within one year	11,990,000
One to five years	11,075,000
Estimated Fair Value	$23,065,000	$23,079,000

SECURITIES_Details_4

SECURITIES (Details 4) (Bridgehampton National Bank)	12 Months Ended		24 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014
			item
Minimum
Investment Securities
Percentage of assets backed by a U.S. Government guarantee where the Bank had invested holdings that exceeded 10% of consolidated stockholder's equity	95.00%
Stockholder's equity | Investment holding concentration risk | Other than U.S. Government and its Sponsored Entities
Investment Securities
Number of issuers where the Bank had invested holdings that exceeded 10% of consolidated stockholder's equity			1
Threshold for disclosure			10.00%
Investment holding percentage	13.00%	14.00%

LOANS_Details

LOANS (Details) (USD $)	0 Months Ended	12 Months Ended
	Feb. 14, 2014	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Classifications of loans
Total loans		$1,335,961,000	$1,011,525,000	$797,812,000
Net deferred loan costs and fees		2,366,000	1,738,000
Loans		1,338,327,000	1,013,263,000
Allowance for loan losses		-17,637,000	-16,001,000	-14,439,000	-10,837,000
Loans, net		1,320,690,000	997,262,000
FNBNY
Classifications of loans
Fair value of loans acquired		64,900,000
Addition in acquired loans recorded at fair value	89,700,000
Commercial Real Estate Mortgage Loans
Classifications of loans
Total loans		595,397,000	484,900,000	332,782,000
Allowance for loan losses		-6,994,000	-6,279,000	-4,445,000	-3,530,000
Commercial Real Estate Mortgage Loans | Minimum
Lending Risk
Loan amount beyond which annual financial information is sought		250,000
Multi-family
Classifications of loans
Total loans		218,985,000	107,488,000	66,080,000
Allowance for loan losses		-2,670,000	-1,597,000	-1,239,000	-395,000
Multi-family | Minimum
Lending Risk
Number of families having income producing residential investment properties		5
Multi-family | Maximum
Lending Risk
Loan-to-value ratio (as a percent)		75.00%
Residential Real Estate Mortgage Loans
Classifications of loans
Total loans		156,156,000	153,417,000	143,703,000
Allowance for loan losses		-2,208,000	-2,712,000	-2,803,000	-2,280,000
Commercial, Financial and Agricultural Loans
Classifications of loans
Total loans		291,743,000	209,452,000	197,448,000
Allowance for loan losses		-4,526,000	-4,006,000	-4,349,000	-2,895,000
Real Estate Construction and Land Loans
Classifications of loans
Total loans		63,556,000	46,981,000	48,632,000
Allowance for loan losses		-1,104,000	-1,206,000	-1,375,000	-1,465,000
Installment/Consumer Loans
Classifications of loans
Total loans		10,124,000	9,287,000	9,167,000
Allowance for loan losses		-135,000	-201,000	-228,000	-272,000
Residential real estate: Home equity
Classifications of loans
Total loans		$66,138,000	$63,018,000
Residential real estate: Home equity | Maximum
Lending Risk
Loan-to-value ratio (as a percent)		80.00%

LOANS_Details_2

LOANS (Details 2) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Allowance for Loan Losses
Beginning balance				$16,001,000				$14,439,000	$16,001,000	$14,439,000	$10,837,000
Charge-offs									-824,000	-916,000	-1,510,000
Recoveries									260,000	128,000	112,000
Net charge-offs									-564,000	-788,000	-1,398,000
Provision for loan losses	500,000	500,000	500,000	700,000	700,000	500,000	600,000	550,000	2,200,000	2,350,000	5,000,000
Ending balance	17,637,000				16,001,000				17,637,000	16,001,000	14,439,000
Ending balance: individually evaluated for impairment	174,000				238,000				174,000	238,000	369,000
Ending balance: collectively evaluated for impairment	17,463,000				15,763,000				17,463,000	15,763,000	14,070,000
Total loans	1,335,961,000				1,011,525,000				1,335,961,000	1,011,525,000	797,812,000
Ending balance: individually evaluated for impairment, loans	6,201,000				8,858,000				6,201,000	8,858,000	8,208,000
Ending balance: collectively evaluated for impairment, loans	1,316,876,000				1,001,257,000				1,316,876,000	1,001,257,000	788,364,000
Ending balance: loans acquired with deteriorated credit quality	12,884,000				1,410,000				12,884,000	1,410,000	1,240,000
Commercial Real Estate Mortgage Loans
Allowance for Loan Losses
Beginning balance				6,279,000				4,445,000	6,279,000	4,445,000	3,530,000
Charge-offs									-461,000
Provision for loan losses									1,176,000	1,834,000	915,000
Ending balance	6,994,000				6,279,000				6,994,000	6,279,000	4,445,000
Ending balance: individually evaluated for impairment	23,000				116,000				23,000	116,000
Ending balance: collectively evaluated for impairment	6,971,000				6,163,000				6,971,000	6,163,000	4,445,000
Total loans	595,397,000				484,900,000				595,397,000	484,900,000	332,782,000
Ending balance: individually evaluated for impairment, loans	5,136,000				5,950,000				5,136,000	5,950,000	4,776,000
Ending balance: collectively evaluated for impairment, loans	582,946,000				478,129,000				582,946,000	478,129,000	327,282,000
Ending balance: loans acquired with deteriorated credit quality	7,315,000				821,000				7,315,000	821,000	724,000
Multi-family
Allowance for Loan Losses
Beginning balance				1,597,000				1,239,000	1,597,000	1,239,000	395,000
Provision for loan losses									1,073,000	358,000	844,000
Ending balance	2,670,000				1,597,000				2,670,000	1,597,000	1,239,000
Ending balance: collectively evaluated for impairment	2,670,000				1,597,000				2,670,000	1,597,000	1,239,000
Total loans	218,985,000				107,488,000				218,985,000	107,488,000	66,080,000
Ending balance: collectively evaluated for impairment, loans	218,985,000				107,488,000				218,985,000	107,488,000	66,080,000
Residential Real Estate Mortgage Loans
Allowance for Loan Losses
Beginning balance				2,712,000				2,803,000	2,712,000	2,803,000	2,280,000
Charge-offs									-257,000	-420,000	-1,210,000
Recoveries									170,000	34,000	7,000
Provision for loan losses									-417,000	295,000	1,726,000
Ending balance	2,208,000				2,712,000				2,208,000	2,712,000	2,803,000
Ending balance: individually evaluated for impairment	72,000				122,000				72,000	122,000	141,000
Ending balance: collectively evaluated for impairment	2,136,000				2,590,000				2,136,000	2,590,000	2,662,000
Total loans	156,156,000				153,417,000				156,156,000	153,417,000	143,703,000
Ending balance: individually evaluated for impairment, loans	383,000				2,382,000				383,000	2,382,000	2,549,000
Ending balance: collectively evaluated for impairment, loans	154,897,000				151,035,000				154,897,000	151,035,000	141,154,000
Ending balance: loans acquired with deteriorated credit quality	876,000								876,000
Commercial, Financial and Agricultural Loans
Allowance for Loan Losses
Beginning balance				4,006,000				4,349,000	4,006,000	4,349,000	2,895,000
Charge-offs									-104,000	-420,000	-285,000
Recoveries									87,000	87,000	83,000
Provision for loan losses									537,000	-10,000	1,656,000
Ending balance	4,526,000				4,006,000				4,526,000	4,006,000	4,349,000
Ending balance: individually evaluated for impairment	79,000								79,000		228,000
Ending balance: collectively evaluated for impairment	4,447,000				4,006,000				4,447,000	4,006,000	4,121,000
Total loans	291,743,000				209,452,000				291,743,000	209,452,000	197,448,000
Ending balance: individually evaluated for impairment, loans	682,000				526,000				682,000	526,000	883,000
Ending balance: collectively evaluated for impairment, loans	286,368,000				208,677,000				286,368,000	208,677,000	196,350,000
Ending balance: loans acquired with deteriorated credit quality	4,693,000				249,000				4,693,000	249,000	215,000
Real Estate Construction and Land Loans
Allowance for Loan Losses
Beginning balance				1,206,000				1,375,000	1,206,000	1,375,000	1,465,000
Charge-offs										-23,000
Recoveries										2,000
Provision for loan losses									-102,000	-148,000	-90,000
Ending balance	1,104,000				1,206,000				1,104,000	1,206,000	1,375,000
Ending balance: collectively evaluated for impairment	1,104,000				1,206,000				1,104,000	1,206,000	1,375,000
Total loans	63,556,000				46,981,000				63,556,000	46,981,000	48,632,000
Ending balance: collectively evaluated for impairment, loans	63,556,000				46,641,000				63,556,000	46,641,000	48,331,000
Ending balance: loans acquired with deteriorated credit quality					340,000					340,000	301,000
Installment/Consumer Loans
Allowance for Loan Losses
Beginning balance				201,000				228,000	201,000	228,000	272,000
Charge-offs									-2,000	-53,000	-15,000
Recoveries									3,000	5,000	22,000
Provision for loan losses									-67,000	21,000	-51,000
Ending balance	135,000				201,000				135,000	201,000	228,000
Ending balance: collectively evaluated for impairment	135,000				201,000				135,000	201,000	228,000
Total loans	10,124,000				9,287,000				10,124,000	9,287,000	9,167,000
Ending balance: collectively evaluated for impairment, loans	$10,124,000				$9,287,000				$10,124,000	$9,287,000	$9,167,000

LOANS_Details_3

LOANS (Details 3) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Loans by class categorized by internally assigned risk grades
Total loans	$1,335,961	$1,011,525	$797,812
Pass
Loans by class categorized by internally assigned risk grades
Total loans	1,305,616	964,906
Special Mention
Loans by class categorized by internally assigned risk grades
Total loans	12,607	26,709
Special Mention | FNBNY
Loans by class categorized by internally assigned risk grades
Total loans	300
Substandard
Loans by class categorized by internally assigned risk grades
Total loans	17,738	19,910
Substandard | FNBNY
Loans by class categorized by internally assigned risk grades
Total loans	1,500
Commercial real estate: Owner occupied
Loans by class categorized by internally assigned risk grades
Total loans	256,608	183,666
Commercial real estate: Owner occupied | Pass
Loans by class categorized by internally assigned risk grades
Total loans	243,512	164,502
Commercial real estate: Owner occupied | Special Mention
Loans by class categorized by internally assigned risk grades
Total loans	7,133	11,828
Commercial real estate: Owner occupied | Substandard
Loans by class categorized by internally assigned risk grades
Total loans	5,963	7,336
Commercial real estate: Non-owner occupied
Loans by class categorized by internally assigned risk grades
Total loans	338,789	301,234
Commercial real estate: Non-owner occupied | Pass
Loans by class categorized by internally assigned risk grades
Total loans	334,790	291,758
Commercial real estate: Non-owner occupied | Special Mention
Loans by class categorized by internally assigned risk grades
Total loans	171	5,490
Commercial real estate: Non-owner occupied | Substandard
Loans by class categorized by internally assigned risk grades
Total loans	3,828	3,986
Multi-family
Loans by class categorized by internally assigned risk grades
Total loans	218,985	107,488	66,080
Multi-family | Pass
Loans by class categorized by internally assigned risk grades
Total loans	217,855	107,488
Multi-family | Special Mention
Loans by class categorized by internally assigned risk grades
Total loans	202
Multi-family | Substandard
Loans by class categorized by internally assigned risk grades
Total loans	928
Residential real estate: Residential mortgage/First lien
Loans by class categorized by internally assigned risk grades
Total loans	90,018	90,399
Residential real estate: Residential mortgage/First lien | Pass
Loans by class categorized by internally assigned risk grades
Total loans	88,405	87,288
Residential real estate: Residential mortgage/First lien | Special Mention
Loans by class categorized by internally assigned risk grades
Total loans		264
Residential real estate: Residential mortgage/First lien | Substandard
Loans by class categorized by internally assigned risk grades
Total loans	1,613	2,847
Residential real estate: Home equity
Loans by class categorized by internally assigned risk grades
Total loans	66,138	63,018
Residential real estate: Home equity | Pass
Loans by class categorized by internally assigned risk grades
Total loans	64,994	60,285
Residential real estate: Home equity | Special Mention
Loans by class categorized by internally assigned risk grades
Total loans	212	1,014
Residential real estate: Home equity | Substandard
Loans by class categorized by internally assigned risk grades
Total loans	932	1,719
Commercial: Secured
Loans by class categorized by internally assigned risk grades
Total loans	93,967	75,970
Commercial: Secured | Pass
Loans by class categorized by internally assigned risk grades
Total loans	91,007	69,475
Commercial: Secured | Special Mention
Loans by class categorized by internally assigned risk grades
Total loans	621	4,320
Commercial: Secured | Substandard
Loans by class categorized by internally assigned risk grades
Total loans	2,339	2,175
Commercial: Unsecured
Loans by class categorized by internally assigned risk grades
Total loans	197,776	133,482
Commercial: Unsecured | Pass
Loans by class categorized by internally assigned risk grades
Total loans	191,942	128,655
Commercial: Unsecured | Special Mention
Loans by class categorized by internally assigned risk grades
Total loans	4,168	3,749
Commercial: Unsecured | Substandard
Loans by class categorized by internally assigned risk grades
Total loans	1,666	1,078
Real Estate Construction and Land Loans
Loans by class categorized by internally assigned risk grades
Total loans	63,556	46,981	48,632
Real Estate Construction and Land Loans | Pass
Loans by class categorized by internally assigned risk grades
Total loans	63,190	46,311
Real Estate Construction and Land Loans | Substandard
Loans by class categorized by internally assigned risk grades
Total loans	366	670
Installment/Consumer Loans
Loans by class categorized by internally assigned risk grades
Total loans	10,124	9,287	9,167
Installment/Consumer Loans | Pass
Loans by class categorized by internally assigned risk grades
Total loans	9,921	9,144
Installment/Consumer Loans | Special Mention
Loans by class categorized by internally assigned risk grades
Total loans	100	44
Installment/Consumer Loans | Substandard
Loans by class categorized by internally assigned risk grades
Total loans	$103	$99

LOANS_Details_4

LOANS (Details 4) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Past Due and Nonaccrual Loans
Total loans	$1,335,961	$1,011,525	$797,812
FNBNY
Past Due and Nonaccrual Loans
30-59 Days Past Due	0
60-89 Days Past Due	0
Commercial real estate: Owner occupied
Past Due and Nonaccrual Loans
30-59 Days Past Due		327
60-89 Days Past Due	184	201
>90 Days Past Due and Accruing		1
Nonaccrual Including 90 Days or More Past Due	595	1,072
Total Past Due and Nonaccrual	779	1,601
Current	255,829	182,065
Total loans	256,608	183,666
Commercial real estate: Non-owner occupied
Past Due and Nonaccrual Loans
30-59 Days Past Due	181
60-89 Days Past Due		193
>90 Days Past Due and Accruing	10
Nonaccrual Including 90 Days or More Past Due	10	617
Total Past Due and Nonaccrual	201	810
Current	338,588	300,424
Total loans	338,789	301,234
Multi-family
Past Due and Nonaccrual Loans
Current	218,985	107,488
Total loans	218,985	107,488	66,080
Residential real estate: Residential mortgage/First lien
Past Due and Nonaccrual Loans
30-59 Days Past Due		329
Nonaccrual Including 90 Days or More Past Due	143	1,286
Total Past Due and Nonaccrual	143	1,615
Current	89,875	88,784
Total loans	90,018	90,399
Residential real estate: Home equity
Past Due and Nonaccrual Loans
30-59 Days Past Due	919	341
60-89 Days Past Due		127
>90 Days Past Due and Accruing	134
Nonaccrual Including 90 Days or More Past Due	374	767
Total Past Due and Nonaccrual	1,427	1,235
Current	64,711	61,783
Total loans	66,138	63,018
Commercial: Secured
Past Due and Nonaccrual Loans
Nonaccrual Including 90 Days or More Past Due		58
Total Past Due and Nonaccrual		58
Current	93,967	75,912
Total loans	93,967	75,970
Commercial: Unsecured
Past Due and Nonaccrual Loans
30-59 Days Past Due	25
60-89 Days Past Due		20
Nonaccrual Including 90 Days or More Past Due	222	21
Total Past Due and Nonaccrual	247	41
Current	197,529	133,441
Total loans	197,776	133,482
Real Estate Construction and Land Loans
Past Due and Nonaccrual Loans
Current	63,556	46,981
Total loans	63,556	46,981	48,632
Installment/Consumer Loans
Past Due and Nonaccrual Loans
30-59 Days Past Due	1	5
60-89 Days Past Due		6
Nonaccrual Including 90 Days or More Past Due	3
Total Past Due and Nonaccrual	4	11
Current	10,120	9,276
Total loans	$10,124	$9,287	$9,167

LOANS_Details_5

LOANS (Details 5) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Recorded Investment
With no related allowance recorded	$5,470	$7,291	$7,661
With an allowance recorded	732	1,567	547
Total impaired loans	6,202	8,858	8,208
Unpaid Principal Balance
With no related allowance recorded	6,228	8,333	8,709
With an allowance recorded	751	1,582	589
Total impaired loans	6,979	9,915	9,298
Related Allocated Allowance
With an allowance recorded	174	238	369
Average Recorded Investment
With no related allowance recorded	5,717	7,444	7,309
With an allowance recorded	308	1,157	480
Average recorded investment in impaired loans	6,025	8,601	7,789
Interest Income Recognized
With no related allowance recorded	201	289	226
With an allowance recorded	13
Total impaired loans	214	289	226
Other real estate owned		2,242
Commercial real estate: Owner occupied
Recorded Investment
With no related allowance recorded	3,562	3,696	3,860
With an allowance recorded		720
Total impaired loans	3,562	4,416	3,860
Unpaid Principal Balance
With no related allowance recorded	3,707	3,805	3,931
With an allowance recorded		720
Total impaired loans	3,707	4,525	3,931
Related Allocated Allowance
With an allowance recorded		94
Average Recorded Investment
With no related allowance recorded	3,974	3,730	3,816
With an allowance recorded		420
Average recorded investment in impaired loans	3,974	4,150	3,816
Interest Income Recognized
With no related allowance recorded	113	118	116
Total impaired loans	113	118	116
Commercial real estate: Non-owner occupied
Recorded Investment
With no related allowance recorded	1,251	917	916
With an allowance recorded	323	617
Total impaired loans	1,574	1,534	916
Unpaid Principal Balance
With no related allowance recorded	1,568	917	916
With an allowance recorded	323	617
Total impaired loans	1,891	1,534	916
Related Allocated Allowance
With an allowance recorded	23	22
Average Recorded Investment
With no related allowance recorded	961	917	916
With an allowance recorded	27	515
Average recorded investment in impaired loans	988	1,432	916
Interest Income Recognized
With no related allowance recorded	63	60	61
Total impaired loans	63	60	61
Residential real estate: Residential mortgage/First lien
Recorded Investment
With no related allowance recorded	143	1,463	1,539
With an allowance recorded		152
Total impaired loans	143	1,615	1,539
Unpaid Principal Balance
With no related allowance recorded	231	2,213	2,151
With an allowance recorded		156
Total impaired loans	231	2,369	2,151
Related Allocated Allowance
With an allowance recorded		42
Average Recorded Investment
With no related allowance recorded	199	1,482	1,484
With an allowance recorded		141
Average recorded investment in impaired loans	199	1,623	1,484
Interest Income Recognized
With no related allowance recorded		26	35
Total impaired loans		26	35
Residential real estate: Home equity
Recorded Investment
With no related allowance recorded	169	689	736
With an allowance recorded	72	78	274
Total impaired loans	241	767	1,010
Unpaid Principal Balance
With no related allowance recorded	377	1,046	1,094
With an allowance recorded	89	89	287
Total impaired loans	466	1,135	1,381
Related Allocated Allowance
With an allowance recorded	72	80	141
Average Recorded Investment
With no related allowance recorded	229	633	768
With an allowance recorded	75	81	244
Average recorded investment in impaired loans	304	714	1,012
Interest Income Recognized
With an allowance recorded	13
Total impaired loans	13
Commercial: Secured
Recorded Investment
With no related allowance recorded	345	352	515
Total impaired loans	345	352	515
Unpaid Principal Balance
With no related allowance recorded	345	352	520
Total impaired loans	345	352	520
Average Recorded Investment
With no related allowance recorded	354	450	281
Average recorded investment in impaired loans	354	450	281
Interest Income Recognized
With no related allowance recorded	25	26	14
Total impaired loans	25	26	14
Commercial: Unsecured
Recorded Investment
With no related allowance recorded		174	95
With an allowance recorded	337		273
Total impaired loans	337	174	368
Unpaid Principal Balance
With no related allowance recorded			97
With an allowance recorded	339		302
Total impaired loans	339		399
Related Allocated Allowance
With an allowance recorded	79		228
Average Recorded Investment
With no related allowance recorded		232	42
With an allowance recorded	206		236
Average recorded investment in impaired loans	206	232	278
Interest Income Recognized
With no related allowance recorded		59
Total impaired loans		59
Real Estate Construction and Land Loans
Average Recorded Investment
With no related allowance recorded			2
Average recorded investment in impaired loans			$2

LOANS_Details_6

LOANS (Details 6) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
	contract	loan	contract
	loan	contract	loan
Troubled Debt Restructurings
Number of Contracts	4	3	3
Pre-Modification Outstanding Recorded Investment	$582,000	$1,373,000	$592,000
Post-Modification Outstanding Recorded Investment	582,000	1,373,000	579,000
Charge offs relating to TDRs	500,000	0	400,000
Number of loans modified as TDRs for which there was a payment default within twelve months following the modification	0	1	0
Period of modified contractually past due loans to be considered as payment default	30 days	30 days
Nonaccrual troubled debt restructured loans	500,000	2,000,000
Amount of current and performing TDR loans	5,000,000	5,100,000
Appraised value of collateral for nonaccrual TDR loans	900,000	2,300,000
Post-Modification of other than troubled debt restructuring, recorded investment	16,700,000
Acquired Loans
Contractually required principal and interest payments receivable	40,300,000
Expected cash flows	28,400,000
Fair value (initial carrying amount) of purchased credit impaired loans	21,800,000
Initial accretable yield	6,600,000
Non-accretable difference	11,900,000
Remaining non-accretable difference	5,900,000
Outstanding principal balance of purchased credit impaired loans	21,500,000
Carrying amount of purchased credit impaired loans	12,300,000
Activity in the accretable yield for the purchased credit impaired loans
Balance at beginning of period	0
Accretable discount arising from acquisition of PCI loans	6,580,000
Accretion	-1,598,000
Reclassification from non-accretable difference during the period	3,450,000
Accretable discount at end of period	8,432,000	0
Allowance for loan losses reversed	0
Commercial real estate: Owner occupied
Troubled Debt Restructurings
Number of Contracts		1	1
Pre-Modification Outstanding Recorded Investment		720,000	163,000
Post-Modification Outstanding Recorded Investment		720,000	160,000
Commercial real estate: Non-owner occupied
Troubled Debt Restructurings
Number of Contracts	1	1
Pre-Modification Outstanding Recorded Investment	323,000	620,000
Post-Modification Outstanding Recorded Investment	323,000	620,000
Residential real estate: Home equity
Troubled Debt Restructurings
Number of Contracts	1
Pre-Modification Outstanding Recorded Investment	127,000
Post-Modification Outstanding Recorded Investment	127,000
Installment/Consumer Loans
Troubled Debt Restructurings
Number of Contracts	1
Pre-Modification Outstanding Recorded Investment	5,000
Post-Modification Outstanding Recorded Investment	5,000
Commercial: Secured
Troubled Debt Restructurings
Number of Contracts			1
Pre-Modification Outstanding Recorded Investment			387,000
Post-Modification Outstanding Recorded Investment			380,000
Commercial: Unsecured
Troubled Debt Restructurings
Number of Contracts	1	1	1
Pre-Modification Outstanding Recorded Investment	127,000	33,000	42,000
Post-Modification Outstanding Recorded Investment	$127,000	$33,000	$39,000

LOANS_Details_7

LOANS (Details 7) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014
Related party loans
Balance at the beginning of the period	$3,051
Effective change in related parties	-114
Advances	15
Repayments	-193
Balance at the end of the period	$2,759

PREMISES_AND_EQUIPMENT_Details

PREMISES AND EQUIPMENT (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
PREMISES AND EQUIPMENT
Land	$7,381,000	$7,362,000
Building and improvements	14,829,000	14,197,000
Furniture, fixtures and equipment	19,134,000	16,558,000
Leasehold improvements	11,243,000	8,065,000
Gross	52,587,000	46,182,000
Less: accumulated depreciation and amortization	-20,163,000	-18,199,000
Property, Plant and Equipment, Net	32,424,000	27,983,000
Depreciation, Depletion and Amortization	$2,600,000	$2,000,000	$1,800,000

DEPOSITS_Details

DEPOSITS (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Time deposits
2015	$79,873,000
2016	24,445,000
2017	15,204,000
2018	16,082,000
2019	5,680,000
Thereafter	78,000
Total	141,362,000
Deposits from principal officers, directors and their affiliates	2,600,000	2,700,000
Public fund deposits	336,300,000	310,000,000
$100,000 or Greater
Time deposits
Deposits in excess of the FDIC limit	$27,600,000	$25,500,000

SECURITIES_SOLD_UNDER_AGREEMEN2

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Securities sold under agreements to repurchase
Securities sold under agreements to repurchase	$36,263,000	$11,370,000
First quarter of 2015
Securities sold under agreements to repurchase
Securities sold under agreements to repurchase	11,300,000
Fourth quarter of 2015
Securities sold under agreements to repurchase
Securities sold under agreements to repurchase	25,000,000
U.S. GSE residential mortgage-backed securities
Securities sold under agreements to repurchase
Carrying amount of U.S. GSE, mortgage-backed securities and collateralized mortgage obligations that serve as securities under repurchase agreements	40,300,000
Residential mortgage backed securities
Securities sold under agreements to repurchase
Carrying amount of U.S. GSE, mortgage-backed securities and collateralized mortgage obligations that serve as securities under repurchase agreements	17,500,000
Collateralized mortgage obligations
Securities sold under agreements to repurchase
Carrying amount of U.S. GSE, mortgage-backed securities and collateralized mortgage obligations that serve as securities under repurchase agreements	23,300,000
Securities sold under agreements to repurchase
Securities sold under agreements to repurchase
Average daily balance during the year	14,185,000	11,770,000
Average interest rate during the year (as a percent)	2.71%	3.17%
Maximum month-end balance during the year	$36,879,000	$12,903,000
Weighted average interest rate at year-end (as a percent)	2.67%	3.13%

FEDERAL_HOME_LOAN_BANK_ADVANCE2

FEDERAL HOME LOAN BANK ADVANCES (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Contractual Maturity, Amount
Overnight borrowings outstanding from the Federal Home Loan Bank	$69,000,000	$58,000,000
Year One	41,508,000	40,000,000
2016	11,703,000
2018	16,116,000
Total FHLB advances except overnight advances	69,327,000	40,000,000
Term advance outstanding from the Federal Home Loan Bank	138,327,000	98,000,000
Weighted Average Rate
Overnight (as a percent)	0.32%	0.40%
Year One (as a percent)	0.37%	0.46%
2016 (as a percent)	0.69%
2018 (as a percent)	1.00%
Weighted Average Rate for total FHLB advances except overnight advances (as a percent)	0.57%	0.46%
Weighted Average Rate for total FHLB advances (as a percent)	0.44%	0.42%
Advances collateralized amount	385,200,000	336,600,000
Maximum borrowing amount from FHLB term advances		$686,500,000

JUNIOR_SUBORDINATED_DEBENTURES1

JUNIOR SUBORDINATED DEBENTURES (Details) (USD $)	12 Months Ended	1 Months Ended
	Dec. 31, 2014	Dec. 31, 2009	Dec. 31, 2013
Junior subordinated debentures
Amount of debentures issued to the trust	16,002,000		$16,002,000
Maximum
Junior subordinated debentures
Period of interest payments that may be deferred	5 years
Bridge Statutory Capital Trust II
Junior subordinated debentures
Aggregate liquidation amount of trust preferred securities issued		16,000,000
Distribution rate of trust preferred securities (as a percent)		8.50%
Liquidation amount per security (in dollars per share)		$1,000
Effective conversion price (in dollars per share)		$31
Maturity period		30 years
Junior Subordinated Debentures
Junior subordinated debentures
Amount of debentures issued to the trust		$16,000,000
Fixed Interest rate of Debentures		8.50%

DERIVATIVES_Details

DERIVATIVES (Details) (Interest rate swaps related to FHLB Advance, USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Derivatives
Notional amounts	$11,175,000
Weighted average pay rates (as a percent)	3.28%
Weighted average receive rates (as a percent)	3.28%
Weighted average maturity	9 years 7 months 21 days
Derivative designated as a cash flow hedge
Derivatives
Notional amounts	75,000,000	50,000,000
Weighted average pay rates (as a percent)	1.39%	1.39%
Weighted average receive rates (as a percent)	0.24%	0.24%
Weighted average maturity	3 years 10 months 10 days	4 years 6 months 22 days
Unrealized (losses)	-943,000	-164,000
Interest expense on derivative	$470,000	$271,000

DERIVATIVES_Details_2

DERIVATIVES (Details 2) (Interest rate swaps related to FHLB Advance, Derivative designated as a cash flow hedge, USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Interest rate swaps related to FHLB Advance | Derivative designated as a cash flow hedge
Net gains (losses) recorded in accumulated other comprehensive income and the Consolidated Statements of Income
Amount of (loss) recognized in OCI (Effective Portion)	($569)	($99)

DERIVATIVES_Details_3

DERIVATIVES (Details 3) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Aug. 21, 2014
Interest rate swaps related to FHLB Advance
Derivatives
Number of agreements			4
Notional Amount			$11,200
Notional amounts	11,175
Weighted average pay rates (as a percent)	3.28%
Weighted average receive rates (as a percent)	3.28%
Weighted average maturity	9 years 7 months 21 days
Interest rate swaps related to FHLB Advance | Derivative designated as a cash flow hedge
Derivatives
Notional Amount	40,000	40,000
Fair Value	-248	-122
Notional amounts	75,000	50,000
Weighted average pay rates (as a percent)	1.39%	1.39%
Weighted average receive rates (as a percent)	0.24%	0.24%
Weighted average maturity	3 years 10 months 10 days	4 years 6 months 22 days
Forward starting interest rate swap related to repurchase agreements | Derivative designated as a cash flow hedge
Derivatives
Notional Amount	10,000	10,000
Fair Value	-445	-42
Forward starting interest rate swap related to FHLN advances | Derivative designated as a cash flow hedge
Derivatives
Notional Amount	25,000
Fair Value	($250)

INCOME_TAXES_Details

INCOME TAXES (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Current:
Federal									$3,926,000	$5,500,000	$5,660,000
State									507,000	664,000	582,000
Total current									4,433,000	6,164,000	6,242,000
Deferred:
Federal									2,187,000	403,000	-229,000
State									619,000	102,000	67,000
Total deferred									2,806,000	505,000	-162,000
Income tax expense
Income tax expense	2,396,000	2,459,000	2,165,000	219,000	2,017,000	1,624,000	1,567,000	1,461,000	7,239,000	6,669,000	6,080,000
Amount
Federal income tax expense computed by applying the statutory rate to income before income taxes									7,141,000	6,828,000	6,479,000
Tax exempt interest									-665,000	-740,000	-878,000
State taxes, net of federal income tax benefit									743,000	502,000	445,000
Other									20,000	79,000	34,000
Percentage of Pre-tax Earnings
Federal income tax expense computed by applying the statutory rate to income before income taxes (as a percent)									34.00%	34.00%	34.00%
Tax exempt interest (as a percent)									-3.00%	-4.00%	-5.00%
State taxes, net of federal income tax benefit (as a percent)									4.00%	3.00%	2.00%
Other (as a percent)										1.00%	1.00%
Income tax expense (as a percent)									35.00%	34.00%	32.00%
Deferred tax assets:
Allowance for loan losses	7,311,000				6,815,000				7,311,000	6,815,000
Net unrealized losses on securities	2,177,000				7,895,000				2,177,000	7,895,000
Restricted stock awards	1,003,000				815,000				1,003,000	815,000
Purchase accounting fair value adjustments	8,321,000				666,000				8,321,000	666,000
Net change in pension liability	2,985,000				781,000				2,985,000	781,000
Net operating loss carryforward	2,063,000				426,000				2,063,000	426,000
Net change in cash flow hedge	374,000				65,000				374,000	65,000
Other	351,000				379,000				351,000	379,000
Total	24,585,000				17,842,000				24,585,000	17,842,000
Deferred tax liabilities:
Pension and SERP expense	-3,765,000				-3,491,000				-3,765,000	-3,491,000
Depreciation	-1,832,000				-1,548,000				-1,832,000	-1,548,000
REIT undistributed net income	-628,000				-707,000				-628,000	-707,000
Net deferred loan costs and fees	-981,000				-915,000				-981,000	-915,000
Other	-707,000				-252,000				-707,000	-252,000
Total	-7,913,000				-6,913,000				-7,913,000	-6,913,000
Deferred Tax Assets, Net
Net deferred tax asset	16,672,000				10,929,000				16,672,000	10,929,000
Unrecorded tax benefits	0								0
NOL carryforward	4,900,000								4,900,000
Parent Company
Income tax expense
Income tax expense									($463,000)	($483,000)	($466,000)

EMPLOYEE_BENEFITS_Details

EMPLOYEE BENEFITS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Change in benefit obligation:
Benefit obligation at beginning of year	$1,919,000	$1,999,000
Service cost		149,000
Interest cost		76,000
Benefits paid and expected expenses		-112,000
Assumption changes and other		-193,000
Benefit obligation at end of year		1,919,000	1,999,000
Change in plan assets, at fair value:
Employer contribution		112,000
Benefits paid and actual expenses		-112,000
Amounts recognized in accumulated other comprehensive income
Funded status (plan assets less benefit obligations)		-1,919,000
Components of net periodic benefit cost and other amounts recognized in Other Comprehensive Income
Service cost		149,000
Interest cost		76,000
Total recognized in other comprehensive income	3,348,000	-1,907,000	-256,000
Amortization from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year
Estimated prior service costs	77,000
Average rate of return over the past first year period	1 year
Average rate of return over the past second year period	3 years
Average rate of return over the past third year period	5 years
Average rate of return over the past fourth year period	10 years
Weighted Average Assumptions Used to Determine Net Periodic Benefit Cost
Investments for long-term growth (as a percent)	97.00%
Investments for near-term benefit payments (as a percent)	3.00%
Cumulative historical returns for the S&P 500 index (as a percent)	9.80%
Cumulative historical returns for the long term U.S. government bonds (as a percent)	5.00%
Target allocations for Plan assets
Percentage of Plan Assets	100.00%	100.00%
Weighted-Average Expected Long-term Rate of Return (as a percent)		7.50%
Pension Benefits
Change in benefit obligation:
Benefit obligation at beginning of year	13,243,000	13,107,000
Service cost	905,000	931,000	1,131,000
Interest cost	639,000	564,000	508,000
Benefits paid and expected expenses	-282,000	-236,000
Assumption changes and other	4,455,000	-1,123,000
Benefit obligation at end of year	18,960,000	13,243,000	13,107,000
Change in plan assets, at fair value:
Plan assets at beginning of year	21,828,000	17,125,000
Actual return on plan assets	981,000	2,939,000
Employer contribution	1,361,000	2,000,000
Benefits paid and actual expenses	-283,000	-236,000
Plan assets at end of year	23,887,000	21,828,000	17,125,000
Amounts recognized in accumulated other comprehensive income
Net actuarial loss	7,631,000	2,559,000
Prior service cost	-869,000	-946,000
Net amount recognized	6,762,000	1,613,000
Accumulated benefit obligation	16,700,000	11,900,000
Funded status (plan assets less benefit obligations)	4,927,000	8,585,000
Components of net periodic benefit cost and other amounts recognized in Other Comprehensive Income
Service cost	905,000	931,000	1,131,000
Interest cost	639,000	564,000	508,000
Expected return on plan assets	-1,625,000	-1,385,000	-993,000
Amortization of net loss	27,000	325,000	248,000
Amortization of unrecognized prior service cost	-77,000	-77,000	10,000
Net periodic benefit cost (credit)	-131,000	358,000	904,000
Net (gain) loss	5,099,000	-2,677,000	-345,000
Amortization of net loss	-27,000	-325,000	-248,000
Amortization of prior service cost	77,000	77,000	-10,000
Total recognized in other comprehensive income, before tax	5,149,000	-2,925,000	-603,000
Deferred taxes	-2,044,000	1,161,000	240,000
Total recognized in other comprehensive income	3,105,000	-1,764,000	-363,000
Total recognized in net periodic benefit cost and other comprehensive income	2,974,000	-1,406,000	541,000
Amortization from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year
Estimated net loss	428,000
Estimated transition obligation	0
Weighted Average Assumptions Used to Determine Benefit Obligations
Discount rate (as a percent)	3.90%	4.90%	4.20%
Rate of compensation increase (as a percent)	3.00%	3.00%	3.00%
Weighted Average Assumptions Used to Determine Net Periodic Benefit Cost
Discount rate (as a percent)	4.90%	4.20%	4.53%
Rate of compensation increase (as a percent)	3.00%	3.00%	3.00%
Expected long-term rate of return (as a percent)	7.50%	7.50%	7.50%
SERP Benefits
Change in benefit obligation:
Benefit obligation at beginning of year	1,919,000
Service cost	132,000	149,000	120,000
Interest cost	88,000	76,000	52,000
Benefits paid and expected expenses	-112,000
Assumption changes and other	430,000
Benefit obligation at end of year	2,457,000	1,919,000
Change in plan assets, at fair value:
Employer contribution	112,000
Benefits paid and actual expenses	-112,000
Amounts recognized in accumulated other comprehensive income
Net actuarial loss	628,000	198,000
Transition obligation	87,000	114,000
Net amount recognized	715,000	312,000
Accumulated benefit obligation	1,900,000	1,500,000
Funded status (plan assets less benefit obligations)	-2,457,000
Components of net periodic benefit cost and other amounts recognized in Other Comprehensive Income
Service cost	132,000	149,000	120,000
Interest cost	88,000	76,000	52,000
Amortization of unrecognized transition obligation	28,000	43,000	30,000
Net periodic benefit cost (credit)	248,000	268,000	202,000
Net (gain) loss	430,000	-193,000	208,000
Amortization of transition obligation	-27,000	-43,000	-30,000
Total recognized in other comprehensive income, before tax	403,000	-236,000	178,000
Deferred taxes	-160,000	93,000	-71,000
Total recognized in other comprehensive income	243,000	-143,000	107,000
Total recognized in net periodic benefit cost and other comprehensive income	491,000	125,000	309,000
Amortization from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year
Estimated net loss		32,000
Estimated transition obligation		$28,000
Weighted Average Assumptions Used to Determine Benefit Obligations
Discount rate (as a percent)	3.80%	4.70%	3.90%
Rate of compensation increase (as a percent)	5.00%	5.00%	5.00%
Weighted Average Assumptions Used to Determine Net Periodic Benefit Cost
Discount rate (as a percent)	4.70%	3.90%	3.13%
Rate of compensation increase (as a percent)	5.00%	5.00%	5.00%
Cash Equivalents
Target allocations for Plan assets
Target Allocation, minimum (as a percent)	0.00%
Target Allocation, maximum (as a percent)	5.00%
Percentage of Plan Assets	4.10%	3.90%
Equity Securities
Target allocations for Plan assets
Target Allocation, minimum (as a percent)	45.00%
Target Allocation, maximum (as a percent)	65.00%
Percentage of Plan Assets	62.10%	59.30%
Weighted-Average Expected Long-term Rate of Return (as a percent)		4.90%
Fixed income securities
Target allocations for Plan assets
Target Allocation, minimum (as a percent)	35.00%
Target Allocation, maximum (as a percent)	55.00%
Percentage of Plan Assets	33.80%	36.80%
Weighted-Average Expected Long-term Rate of Return (as a percent)		2.60%

EMPLOYEE_BENEFITS_Details_2

EMPLOYEE BENEFITS (Details 2) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Estimated future pension and SERP payments
2014	$458,423
2015	525,218
2016	585,040
2017	703,984
2018	778,075
Following 5 years	5,761,952
401(k) Plan
Cash contributions by the Bank	530,000	466,000	263,000
Discretionary profit sharing contribution	247,000	0
Pension Benefits
Employee benefits
Total plan assets	23,887,000	21,828,000	17,125,000
Minimum required contributions	0	0
Carrying Amount | Recurring basis
Employee benefits
Total plan assets	23,887,000	21,828,000
Quoted Prices In Active Markets for Identical Assets (Level 1) | Recurring basis
Employee benefits
Total plan assets	14,877,000	12,970,000
Significant Other Observable Inputs (Level 2) | Recurring basis
Employee benefits
Total plan assets	9,011,000	8,858,000
Cash Equivalents | Carrying Amount | Recurring basis
Employee benefits
Total plan assets	979,000	835,000
Cash Equivalents | Quoted Prices In Active Markets for Identical Assets (Level 1) | Recurring basis
Employee benefits
Total plan assets	15,000	15,000
Cash Equivalents | Significant Other Observable Inputs (Level 2) | Recurring basis
Employee benefits
Total plan assets	964,000	820,000
Cash | Carrying Amount | Recurring basis
Employee benefits
Total plan assets	15,000	15,000
Cash | Quoted Prices In Active Markets for Identical Assets (Level 1) | Recurring basis
Employee benefits
Total plan assets	15,000	15,000
Short term investment funds | Carrying Amount | Recurring basis
Employee benefits
Total plan assets	964,000	820,000
Short term investment funds | Significant Other Observable Inputs (Level 2) | Recurring basis
Employee benefits
Total plan assets	964,000	820,000
Equity Securities | Carrying Amount | Recurring basis
Employee benefits
Total plan assets	14,861,000	12,955,000
Equity Securities | Quoted Prices In Active Markets for Identical Assets (Level 1) | Recurring basis
Employee benefits
Total plan assets	14,862,000	12,955,000
U.S. Large cap | Carrying Amount | Recurring basis
Employee benefits
Total plan assets	9,918,000	8,127,000
U.S. Large cap | Quoted Prices In Active Markets for Identical Assets (Level 1) | Recurring basis
Employee benefits
Total plan assets	9,919,000	8,127,000
U.S. Mid cap | Carrying Amount | Recurring basis
Employee benefits
Total plan assets	800,000	752,000
U.S. Mid cap | Quoted Prices In Active Markets for Identical Assets (Level 1) | Recurring basis
Employee benefits
Total plan assets	800,000	752,000
U.S. Small cap | Carrying Amount | Recurring basis
Employee benefits
Total plan assets	782,000	786,000
U.S. Small cap | Quoted Prices In Active Markets for Identical Assets (Level 1) | Recurring basis
Employee benefits
Total plan assets	782,000	786,000
International | Carrying Amount | Recurring basis
Employee benefits
Total plan assets	3,361,000	3,290,000
International | Quoted Prices In Active Markets for Identical Assets (Level 1) | Recurring basis
Employee benefits
Total plan assets	3,361,000	3,290,000
Fixed income securities | Carrying Amount | Recurring basis
Employee benefits
Total plan assets	8,047,000	8,038,000
Fixed income securities | Significant Other Observable Inputs (Level 2) | Recurring basis
Employee benefits
Total plan assets	8,047,000	8,038,000
Government issues | Carrying Amount | Recurring basis
Employee benefits
Total plan assets	1,413,000	1,798,000
Government issues | Significant Other Observable Inputs (Level 2) | Recurring basis
Employee benefits
Total plan assets	1,413,000	1,798,000
Corporate bonds | Carrying Amount | Recurring basis
Employee benefits
Total plan assets	1,220,000	1,453,000
Corporate bonds | Significant Other Observable Inputs (Level 2) | Recurring basis
Employee benefits
Total plan assets	1,220,000	1,453,000
Mortgage backed | Carrying Amount | Recurring basis
Employee benefits
Total plan assets	533,000	753,000
Mortgage backed | Significant Other Observable Inputs (Level 2) | Recurring basis
Employee benefits
Total plan assets	533,000	753,000
High yield bonds and bond funds | Carrying Amount | Recurring basis
Employee benefits
Total plan assets	4,881,000	4,034,000
High yield bonds and bond funds | Significant Other Observable Inputs (Level 2) | Recurring basis
Employee benefits
Total plan assets	$4,881,000	$4,034,000

EMPLOYEE_BENEFITS_Details_3

EMPLOYEE BENEFITS (Details 3) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Change in benefit obligation:
Benefit obligation at beginning of year	$1,919,000	$1,999,000
Benefits paid and expected expenses		-112,000
Assumption changes and other		-193,000
Benefit obligation at end of year		1,919,000
Change in plan assets, at fair value:
Benefits paid and actual expenses		-112,000
Funded status (plan assets less benefit obligations)		-1,919,000
Amortization from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year
Estimated prior service costs	77,000
Average rate of return over the past first year period	1 year
Average rate of return over the past second year period	3 years
Average rate of return over the past third year period	5 years
Average rate of return over the past fourth year period	10 years
Weighted Average Assumptions Used to Determine Net Periodic Benefit Cost
Investments for long-term growth (as a percent)	97.00%
Investments for near-term benefit payments (as a percent)	3.00%
Cumulative historical returns for the S&P 500 index (as a percent)	9.80%
Cumulative historical returns for the long term U.S. government bonds (as a percent)	5.00%
Target allocations for Plan assets
Percentage of Plan Assets	100.00%	100.00%
Weighted-Average Expected Long-term Rate of Return (as a percent)		7.50%
Cash Equivalents
Target allocations for Plan assets
Target Allocation, minimum (as a percent)	0.00%
Target Allocation, maximum (as a percent)	5.00%
Percentage of Plan Assets	4.10%	3.90%
Equity Securities
Target allocations for Plan assets
Target Allocation, minimum (as a percent)	45.00%
Target Allocation, maximum (as a percent)	65.00%
Percentage of Plan Assets	62.10%	59.30%
Weighted-Average Expected Long-term Rate of Return (as a percent)		4.90%
Fixed income securities
Target allocations for Plan assets
Target Allocation, minimum (as a percent)	35.00%
Target Allocation, maximum (as a percent)	55.00%
Percentage of Plan Assets	33.80%	36.80%
Weighted-Average Expected Long-term Rate of Return (as a percent)		2.60%
Pension Benefits
Change in benefit obligation:
Benefit obligation at beginning of year	13,243,000	13,107,000
Benefits paid and expected expenses	-282,000	-236,000
Assumption changes and other	4,455,000	-1,123,000
Benefit obligation at end of year	18,960,000	13,243,000	13,107,000
Change in plan assets, at fair value:
Plan assets at beginning of year	21,828,000	17,125,000
Actual return on plan assets	981,000	2,939,000
Benefits paid and actual expenses	-283,000	-236,000
Plan assets at end of year	23,887,000	21,828,000	17,125,000
Funded status (plan assets less benefit obligations)	4,927,000	8,585,000
Amounts recognized in accumulated other comprehensive income
Net actuarial loss	7,631,000	2,559,000
Prior service cost	-869,000	-946,000
Net amount recognized	6,762,000	1,613,000
Accumulated benefit obligation	16,700,000	11,900,000
Components of net periodic benefit cost and other amounts recognized in Other Comprehensive Income
Net (gain) loss	5,099,000	-2,677,000	-345,000
Total recognized in other comprehensive income, before tax	5,149,000	-2,925,000	-603,000
Deferred taxes	-2,044,000	1,161,000	240,000
Total recognized in net periodic benefit cost and other comprehensive income	2,974,000	-1,406,000	541,000
Amortization from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year
Estimated net loss	428,000
Estimated transition obligation	0
Weighted Average Assumptions Used to Determine Benefit Obligations
Discount rate (as a percent)	3.90%	4.90%	4.20%
Rate of compensation increase (as a percent)	3.00%	3.00%	3.00%
Weighted Average Assumptions Used to Determine Net Periodic Benefit Cost
Discount rate (as a percent)	4.90%	4.20%	4.53%
Rate of compensation increase (as a percent)	3.00%	3.00%	3.00%
Expected long-term rate of return (as a percent)	7.50%	7.50%	7.50%
SERP Benefits
Change in benefit obligation:
Benefit obligation at beginning of year	1,919,000
Benefits paid and expected expenses	-112,000
Assumption changes and other	430,000
Benefit obligation at end of year	2,457,000	1,919,000
Change in plan assets, at fair value:
Benefits paid and actual expenses	-112,000
Funded status (plan assets less benefit obligations)	-2,457,000
Amounts recognized in accumulated other comprehensive income
Net actuarial loss	628,000	198,000
Transition obligation	87,000	114,000
Net amount recognized	715,000	312,000
Accumulated benefit obligation	1,900,000	1,500,000
Components of net periodic benefit cost and other amounts recognized in Other Comprehensive Income
Net (gain) loss	430,000	-193,000	208,000
Total recognized in other comprehensive income, before tax	403,000	-236,000	178,000
Deferred taxes	-160,000	93,000	-71,000
Total recognized in net periodic benefit cost and other comprehensive income	491,000	125,000	309,000
Amortization from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year
Estimated net loss		32,000
Estimated transition obligation		$28,000
Weighted Average Assumptions Used to Determine Benefit Obligations
Discount rate (as a percent)	3.80%	4.70%	3.90%
Rate of compensation increase (as a percent)	5.00%	5.00%	5.00%
Weighted Average Assumptions Used to Determine Net Periodic Benefit Cost
Discount rate (as a percent)	4.70%	3.90%	3.13%
Rate of compensation increase (as a percent)	5.00%	5.00%	5.00%

EMPLOYEE_BENEFITS_Details_4

EMPLOYEE BENEFITS (Details 4) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Stock based compensation plans
Shares of common stock approved for issuance under the Plan	803,385
Shares available for issuance	667,434
Number of Options
Outstanding at the beginning of the period (in shares)	45,395
Exercised (in shares)	-2,504
Forfeited (in shares)	-2,460
Expired (in shares)	-561
Outstanding at the end of the period (in shares)	39,870
Vested and Exercisable at the end of the period (in shares)	39,870
Weighted Average Exercise Price
Outstanding at beginning of the period (in dollars per share)	$25.54
Exercised (in dollars per share)	$24.61
Forfeited (in dollars per share)	$25.25
Expired (in dollars per share)	$24
Outstanding at the end of the period (in dollars per share)	$25.63
Vested and Exercisable at the end of the period (in dollars per share)	$25.63
Weighted Average Remaining Contractual Life
Outstanding at the end of the period (in years)	1 year 8 months 12 days
Vested and Exercisable at the end of the period (in years)	1 year 8 months 12 days
Aggregate Intrinsic Value
Outstanding at the end of the period	$53,000
Vested and Exercisable at the end of the period	53,000
Restricted stock
Stock based compensation plans
Compensation expense for restricted stock	$1,087,000	$1,152,000	$1,185,000
Stock options
Number of Options
Granted (in shares)	0	0
2012 Plan
Stock based compensation plans
Shares of common stock approved for issuance under the Plan	525,000
2006 Plan
Stock based compensation plans
Shares available for issuance	278,385

EMPLOYEE_BENEFITS_Details_5

EMPLOYEE BENEFITS (Details 5) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Stock options outstanding by range of exercise prices
Number of options (in shares)	39,870
Summary of activity related to the stock options
Cash received from options exercised	$7,000	$4,000
Parent Company
Summary of activity related to the stock options
Cash received from options exercised	7,000	4,000
Exercise Price Range, one
Stock options outstanding by range of exercise prices
Number of options (in shares)	34,739
Exercise Price (in dollars per share)	$25.25
Exercise Price Range, two
Stock options outstanding by range of exercise prices
Number of options (in shares)	3,000
Exercise Price (in dollars per share)	$26.55
Exercise Price Range, three
Stock options outstanding by range of exercise prices
Number of options (in shares)	2,131
Exercise Price (in dollars per share)	$30.60
Exercise Price Range, four
Stock options outstanding by range of exercise prices
Number of options (in shares)	0
Exercise Price (in dollars per share)	$0
Restricted stock
Summary of activity related to the stock options
Compensation expense for restricted stock	1,087,000	1,152,000	1,185,000
Shares
Unvested at the beginning of the period (in shares)	197,599
Granted (in shares)	80,273		21,993
Vested (in shares)	27,030
Forfeited (in shares)	2,398
Unvested at the end of the period (in shares)	248,444	197,599
Weighted Average Grant-Date Fair Value
Unvested at the beginning of the period (in dollars per share)	$21.18
Granted (in dollars per share)	$25.32
Vested (in dollars per share)	$21.44
Forfeited (in dollars per share)	$22.33
Unvested at the end of the period (in dollars per share)	$22.48	$21.18
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Additional Disclosures [Abstract]
Numbers of shares expected to vest		72,940
Total fair value of shares vested	579,000	1,065,000	1,140,000
Total unrecognized compensation costs		3,648,000
Weighted-average period over which cost expected to be recognized		4 years 4 months 24 days
Stock options
Summary of activity related to the stock options
Intrinsic value of options exercised	3,000	4,000
Cash received from options exercised	7,000	4,000
Compensation expense	$0	$0	$0
Five year specified vesting schedule | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Additional Disclosures [Abstract]
Numbers of shares expected to vest	20,598	12,652
Vesting period (in years)	5 years	5 years
Percentage of award vesting one third after year three, one third after year four, and one third vesting after year five	33.00%
Year in vesting schedule in which one-third of the awards vest, period one	3	3	3
Year in vesting schedule in which one-third of the awards vest, period two	4	4	4
Year in vesting schedule in which one-third of the awards vest, period three	5	5	5
Seven year specified vesting schedule | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Additional Disclosures [Abstract]
Numbers of shares expected to vest	53,425	51,175
Vesting period (in years)		7 years		7 years
Percentage of award vesting one third after year five, one third after year six, and one third vesting after year seven	33.00%
Year in vesting schedule in which one-third of the awards vest, period one	5	5
Year in vesting schedule in which one-third of the awards vest, period two	6	6
Year in vesting schedule in which one-third of the awards vest, period three	7	7
Five year ratable vesting | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Additional Disclosures [Abstract]
Numbers of shares expected to vest		9,113
Vesting period (in years)		5 years
Two year ratable vesting | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Additional Disclosures [Abstract]
Numbers of shares expected to vest	6,250
Vesting period (in years)	5 years

EMPLOYEE_BENEFITS_Details_6

EMPLOYEE BENEFITS (Details 6) (Directors, Restricted stock units, USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Directors | Restricted stock units
Deferred compensation plan
Vesting period (in years)	1 year
Compensation expenses	$147,000	$144,000	$158,000

EARNINGS_PER_SHARE_Details

EARNINGS PER SHARE (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
EARNINGS PER SHARE
Net income	$4,168,000	$4,871,000	$4,318,000	$406,000	$3,605,000	$3,123,000	$3,252,000	$3,113,000	$13,763,000	$13,093,000	$12,772,000
Less: Dividends paid on and earnings allocated to participating securities									-319,000	-329,000	-328,000
Income attributable to common stock									13,444,000	12,764,000	12,444,000
Weighted average common shares outstanding, including participating securities									11,633	9,622	8,633
Less: weighted average participating securities (in shares)									-278	-242	-223
Weighted average common shares outstanding									11,355	9,380	8,410
Basic earnings per common share (in dollars per share)	$0.36	$0.42	$0.37	$0.04	$0.32	$0.34	$0.36	$0.35	$1.18	$1.36	$1.48
Income attributable to common stock									13,444,000	12,764,000	12,444,000
Weighted average common shares outstanding									11,355	9,380	8,410
Weighted average common equivalent shares outstanding											1
Weighted average common and equivalent shares outstanding									11,355	9,380	8,411
Diluted earnings per common share (in dollars per share)	$0.36	$0.42	$0.37	$0.04	$0.32	$0.34	$0.36	$0.35	$1.18	$1.36	$1.48
Stock options
Antidilutive securities
Stock Options not included in the computation of diluted earnings per share (in shares)									39,870	45,395	49,362
Convertible trust preferred securities
Antidilutive securities
Outstanding amount of securities not included in computation of diluted earnings per share	16,000,000				16,000,000				16,000,000	16,000,000	16,000,000
Parent Company
EARNINGS PER SHARE
Net income									$13,763,000	$13,093,000	$12,772,000

COMMITMENTS_AND_CONTINGENCIES_2

COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Projected minimum rentals under existing operating leases
2014	$3,672,000
2015	3,548,000
2016	3,518,000
2017	2,902,000
2018	2,526,000
Thereafter	16,192,000
Total minimum rentals	32,358,000
Rental expenses under leases	3,400,000	2,300,000	1,500,000
Material losses anticipated	0
Commitments outstanding
Total commitments outstanding	309,161,000	247,642,000
Fixed rate loan commitments outstanding	13,600,000
Variable rate loan commitments outstanding	45,300,000
Standby letters of credit
Commitments outstanding
Total commitments outstanding	1,903,000	3,094,000
Loan commitments outstanding
Commitments outstanding
Total commitments outstanding	58,930,000	28,750,000
Unused lines of credit
Commitments outstanding
Total commitments outstanding	$248,328,000	$215,798,000

COMMITMENTS_AND_CONTINGENCIES_3

COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS (Details 2) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Other
Securities sold under agreements to repurchase	$36,263,000	$11,370,000
Bridgehampton National Bank
Other
Required cash balance with Federal Reserve Bank of New York	1,000,000
Average balance maintained	9,800,000
Amount available for transactions under Master Repurchase Agreement	686,500,000
Securities sold under agreements to repurchase	36,300,000
Bridgehampton National Bank | Overnight line of credit with the Federal Home Loan Bank of New York
Other
Lines of credit with unaffiliated correspondent banks to provide short-term credit	295,000,000
Lines of credit available on an unsecured basis	275,000,000
Lines of credit outstanding	$75,000,000

FAIR_VALUE_Details

FAIR VALUE (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets measured at fair value on recurring basis
Available for sale securities	$587,184	$575,179
U.S. GSE securities
Assets measured at fair value on recurring basis
Available for sale securities	95,425	152,757
State and municipal obligations
Assets measured at fair value on recurring basis
Available for sale securities	63,693	61,656
U.S. GSE residential mortgage-backed securities
Assets measured at fair value on recurring basis
Available for sale securities	101,425	14,435
U.S. GSE Residential collateralized mortgage Obligations
Assets measured at fair value on recurring basis
Available for sale securities	258,599	279,191
U.S. GSE commercial mortgage-backed securities
Assets measured at fair value on recurring basis
Available for sale securities	2,945	2,834
U.S. GSE commercial collateralized mortgage obligations
Assets measured at fair value on recurring basis
Available for sale securities	24,082	26,910
Non Agency commercial mortgage-backed securities
Assets measured at fair value on recurring basis
Available for sale securities		3,578
Other Asset backed securities
Assets measured at fair value on recurring basis
Available for sale securities	23,037	33,818
Corporate bonds
Assets measured at fair value on recurring basis
Available for sale securities	17,978
Significant Other Observable Inputs (Level 2)
Assets measured at fair value on recurring basis
Available for sale securities	587,184	575,179
Financial Liabilities: Derivatives	-943	-164
Carrying Amount
Assets measured at fair value on recurring basis
Available for sale securities	587,184	575,179
Financial Liabilities: Derivatives	-943	-164
Recurring basis
Assets measured at fair value on recurring basis
Financial Liabilities: Derivatives	-943
Recurring basis | U.S. GSE securities
Assets measured at fair value on recurring basis
Available for sale securities	95,425
Recurring basis | State and municipal obligations
Assets measured at fair value on recurring basis
Available for sale securities	63,693
Recurring basis | U.S. GSE residential mortgage-backed securities
Assets measured at fair value on recurring basis
Available for sale securities	101,425
Recurring basis | U.S. GSE Residential collateralized mortgage Obligations
Assets measured at fair value on recurring basis
Available for sale securities	258,599
Recurring basis | U.S. GSE commercial mortgage-backed securities
Assets measured at fair value on recurring basis
Available for sale securities	2,945
Recurring basis | U.S. GSE commercial collateralized mortgage obligations
Assets measured at fair value on recurring basis
Available for sale securities	24,082
Recurring basis | Other Asset backed securities
Assets measured at fair value on recurring basis
Available for sale securities	23,037
Recurring basis | Corporate bonds
Assets measured at fair value on recurring basis
Available for sale securities	17,978
Recurring basis | Significant Other Observable Inputs (Level 2)
Assets measured at fair value on recurring basis
Financial Liabilities: Derivatives	-943	-164
Recurring basis | Significant Other Observable Inputs (Level 2) | U.S. GSE securities
Assets measured at fair value on recurring basis
Available for sale securities	95,425	152,757
Recurring basis | Significant Other Observable Inputs (Level 2) | State and municipal obligations
Assets measured at fair value on recurring basis
Available for sale securities	63,693	61,656
Recurring basis | Significant Other Observable Inputs (Level 2) | U.S. GSE residential mortgage-backed securities
Assets measured at fair value on recurring basis
Available for sale securities	101,425	14,435
Recurring basis | Significant Other Observable Inputs (Level 2) | U.S. GSE Residential collateralized mortgage Obligations
Assets measured at fair value on recurring basis
Available for sale securities	258,599	279,191
Recurring basis | Significant Other Observable Inputs (Level 2) | U.S. GSE commercial mortgage-backed securities
Assets measured at fair value on recurring basis
Available for sale securities	2,945	2,834
Recurring basis | Significant Other Observable Inputs (Level 2) | U.S. GSE commercial collateralized mortgage obligations
Assets measured at fair value on recurring basis
Available for sale securities	24,082	26,910
Recurring basis | Significant Other Observable Inputs (Level 2) | Non Agency commercial mortgage-backed securities
Assets measured at fair value on recurring basis
Available for sale securities		3,578
Recurring basis | Significant Other Observable Inputs (Level 2) | Other Asset backed securities
Assets measured at fair value on recurring basis
Available for sale securities	23,037	33,818
Recurring basis | Significant Other Observable Inputs (Level 2) | Corporate bonds
Assets measured at fair value on recurring basis
Available for sale securities	17,978
Recurring basis | Carrying Amount
Assets measured at fair value on recurring basis
Financial Liabilities: Derivatives		-164
Recurring basis | Carrying Amount | U.S. GSE securities
Assets measured at fair value on recurring basis
Available for sale securities		152,757
Recurring basis | Carrying Amount | State and municipal obligations
Assets measured at fair value on recurring basis
Available for sale securities		61,656
Recurring basis | Carrying Amount | U.S. GSE residential mortgage-backed securities
Assets measured at fair value on recurring basis
Available for sale securities		14,435
Recurring basis | Carrying Amount | U.S. GSE Residential collateralized mortgage Obligations
Assets measured at fair value on recurring basis
Available for sale securities		279,191
Recurring basis | Carrying Amount | U.S. GSE commercial mortgage-backed securities
Assets measured at fair value on recurring basis
Available for sale securities		2,834
Recurring basis | Carrying Amount | U.S. GSE commercial collateralized mortgage obligations
Assets measured at fair value on recurring basis
Available for sale securities		26,910
Recurring basis | Carrying Amount | Non Agency commercial mortgage-backed securities
Assets measured at fair value on recurring basis
Available for sale securities		3,578
Recurring basis | Carrying Amount | Other Asset backed securities
Assets measured at fair value on recurring basis
Available for sale securities		$33,818

FAIR_VALUE_Details_2

FAIR VALUE (Details 2) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Assets measured at fair value on non-recurring basis
Other real estate owned					$2,242,000					$2,242,000
Impaired loans
Outstanding balance of impaired loans with an allowance recorded	732,000				1,567,000				732,000	1,567,000	547,000
Valuation allowance on impaired loans	174,000				238,000				174,000	238,000	369,000
Additional provision for loan losses	500,000	500,000	500,000	700,000	700,000	500,000	600,000	550,000	2,200,000	2,350,000	5,000,000
Non-recurring basis
Impaired loans
Outstanding balance of impaired loans with an allowance recorded	700,000				1,500,000				700,000	1,500,000
Valuation allowance on impaired loans	200,000				200,000				200,000	200,000
Additional provision for loan losses									200,000
Valuation allowance on other real estate owned										0
Non-recurring basis | Significant Unobservable Inputs (Level 3)
Assets measured at fair value on non-recurring basis
Impaired loans	558,000				1,329,000				558,000	1,329,000
Other real estate owned					2,242,000					2,242,000
Non-recurring basis | Carrying Amount
Assets measured at fair value on non-recurring basis
Impaired loans	558,000				1,329,000				558,000	1,329,000
Other real estate owned	0				2,242,000				0	2,242,000
Impaired loans
Additional provision for loan losses										$200,000

FAIR_VALUE_Details_3

FAIR VALUE (Details 3) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Financial assets:
Cash and due from banks	45,109	$39,997
Interest bearing deposits with banks	6,621	5,576
Securities available for sale	587,184	575,179
Securities held to maturity	216,289	197,339
Accrued interest receivable	6,425	5,648
Financial liabilities:
Certificates of deposit	141,362
Junior Subordinated Debentures	16,002	16,002
Quoted Prices In Active Markets for Identical Assets (Level 1)
Financial assets:
Cash and due from banks	45,109	39,997
Financial liabilities:
Demand and other deposits	1,692,417	1,438,184
Federal funds purchased and Federal Home Loan Bank overnight borrowings	75,000	64,000
Federal Home Loan Bank term advances	98,070	57,994
Accrued interest payable	77	76
Significant Other Observable Inputs (Level 2)
Financial assets:
Interest bearing deposits with banks	6,621	5,576
Securities available for sale	587,184	575,179
Securities held to maturity	216,289	197,338
Accrued interest receivable	2,721	2,747
Financial liabilities:
Certificates of deposit	142,264	101,509
Federal Home Loan Bank term advances	40,165	40,060
Repurchase agreements	36,991	11,803
Derivatives	943	164
Accrued interest payable	231	149
Significant Unobservable Inputs (Level 3)
Financial assets:
Loans, net	1,317,625	1,002,314
Accrued interest receivable	3,704	2,901
Financial liabilities:
Junior Subordinated Debentures	16,528	15,215
Maximum
Financial liabilities:
Period for resets of adjustable rate loans	1 year
Parent Company
Financial liabilities:
Junior Subordinated Debentures	16,002	16,002
Carrying Amount
Financial assets:
Cash and due from banks	45,109	39,997
Interest bearing deposits with banks	6,621	5,576
Securities available for sale	587,184	575,179
Securities restricted	10,037	7,034
Securities held to maturity	214,927	201,328
Loans, net	1,320,690	997,262
Accrued interest receivable	6,425	5,648
Financial liabilities:
Certificates of deposit	141,362	100,895
Demand and other deposits	1,692,417	1,438,184
Federal funds purchased and Federal Home Loan Bank overnight borrowings	75,000	64,000
Federal Home Loan Bank term advances	138,327	98,000
Repurchase agreements	36,263	11,370
Junior Subordinated Debentures	16,002	16,002
Derivatives	943	164
Accrued interest payable	308	225
Fair Value
Financial assets:
Cash and due from banks	45,109	39,997
Interest bearing deposits with banks	6,621	5,576
Securities available for sale	587,184	575,179
Securities held to maturity	216,289	197,338
Loans, net	1,317,625	1,002,314
Accrued interest receivable	6,425	5,648
Financial liabilities:
Certificates of deposit	142,264	101,509
Demand and other deposits	1,692,417	1,438,184
Federal funds purchased and Federal Home Loan Bank overnight borrowings	75,000	64,000
Federal Home Loan Bank term advances	138,235	98,054
Repurchase agreements	36,991	11,803
Junior Subordinated Debentures	16,528	15,215
Derivatives	943	164
Accrued interest payable	308	$225

REGULATORY_CAPITAL_REQUIREMENT2

REGULATORY CAPITAL REQUIREMENTS (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total Capital (to risk weighted assets)
Actual, Amount	$207,340	$202,039
Actual, Ratio (as a percent)	13.00%	16.30%
For Capital Adequacy Purposes, Amount	127,445	99,108
For Capital Adequacy Purposes, Ratio (as a percent)	8.00%	8.00%
Tier 1 Capital (to risk weighted assets)
Actual, Amount	189,527	186,547
Actual, Ratio (as a percent)	11.90%	15.10%
For Capital Adequacy Purposes, Amount	63,722	49,554
For Capital Adequacy Purposes, Ratio (as a percent)	4.00%	4.00%
Tier 1 Capital (to average assets)
Actual, Amount	189,527	186,547
Actual, Ratio (as a percent)	8.40%	10.30%
For Capital Adequacy Purposes, Amount	90,614	72,476
For Capital Adequacy Purposes, Ratio (as a percent)	4.00%	4.00%
Bridgehampton National Bank
Total Capital (to risk weighted assets)
Actual, Amount	206,633	164,494
Actual, Ratio (as a percent)	13.00%	13.30%
For Capital Adequacy Purposes, Amount	127,427	99,084
For Capital Adequacy Purposes, Ratio (as a percent)	8.00%	8.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	159,284	123,855
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (as a percent)	10.00%	10.00%
Tier 1 Capital (to risk weighted assets)
Actual, Amount	188,820	149,005
Actual, Ratio (as a percent)	11.90%	12.00%
For Capital Adequacy Purposes, Amount	63,714	49,542
For Capital Adequacy Purposes, Ratio (as a percent)	4.00%	4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	95,571	74,313
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (as a percent)	6.00%	6.00%
Tier 1 Capital (to average assets)
Actual, Amount	188,820	149,005
Actual, Ratio (as a percent)	8.30%	8.20%
For Capital Adequacy Purposes, Amount	90,617	72,464
For Capital Adequacy Purposes, Ratio (as a percent)	4.00%	4.00%
To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	$113,271	$90,580
To Be Well Capitalized Under Prompt Corrective Action Provisions, Ratio (as a percent)	5.00%	5.00%

PARENT_COMPANY_ONLY_CONDENSED_2

PARENT COMPANY ONLY CONDENSED FINANCIAL INFORMATION (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
ASSETS
Cash and cash equivalents	$51,730	$45,573	$51,249	$79,546
Other assets	19,373	13,653
Total Assets	2,288,653	1,896,746
LIABILITIES AND STOCKHOLDERS' EQUITY
Junior subordinated debentures	16,002	16,002
Total Liabilities	2,113,535	1,737,286
Total Stockholders' Equity	175,118	159,460	118,672	106,987
Total Liabilities and Stockholders' Equity	2,288,653	1,896,746
Parent Company
ASSETS
Cash and cash equivalents	610	37,364	5,203		13,002
Other assets	218	299
Investment in the Bank	190,292	137,799
Total Assets	191,120	175,462
LIABILITIES AND STOCKHOLDERS' EQUITY
Junior subordinated debentures	16,002	16,002
Total Liabilities	16,002	16,002
Total Stockholders' Equity	175,118	159,460
Total Liabilities and Stockholders' Equity	$191,120	$175,462

PARENT_COMPANY_ONLY_CONDENSED_3

PARENT COMPANY ONLY CONDENSED FINANCIAL INFORMATION (Details 2) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Condensed financial information
Interest expense	$1,866	$1,857	$1,915	$1,822	$1,802	$1,865	$1,802	$1,803	$7,460	$7,272	$7,555
Non-interest expense	13,183	12,094	12,124	15,013	9,813	9,861	9,355	8,908	52,414	37,937	33,780
Income tax benefit	2,396	2,459	2,165	219	2,017	1,624	1,567	1,461	7,239	6,669	6,080
Net income	4,168	4,871	4,318	406	3,605	3,123	3,252	3,113	13,763	13,093	12,772
Parent Company
Condensed financial information
Interest expense									1,365	1,365	1,365
Non-interest expense									86	69	82
Loss before income taxes and equity in undistributed earnings of the Bank									-1,451	-1,434	-1,447
Income tax benefit									-463	-483	-466
Loss before equity in undistributed earnings of the Bank									-988	-951	-981
Equity in undistributed earnings of the Bank									14,751	14,044	13,753
Net income									$13,763	$13,093	$12,772

PARENT_COMPANY_ONLY_CONDENSED_4

PARENT COMPANY ONLY CONDENSED FINANCIAL INFORMATION (Details 3) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2010
Cash flows from operating activities:
Net income	$4,168	$4,871	$4,318	$406	$3,605	$3,123	$3,252	$3,113	$13,763	$13,093	$12,772
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Decrease (increase) in other assets									-5,783	1,366	2,287
Decrease in other liabilities									-1,417	3,483	1,737
Net cash used in operating activities									25,811	25,029	22,333
Cash flows from investing activities:
Cash in lieu of fractional shares for business acquisition									2,926
Net cash used in investing activities									-170,548	-301,175	-327,231
Cash flows from financing activities:
Repayment of acquired unsecured debt									1,450
Net proceeds from issuance of common stock									631	46,237	10,507
Net proceeds from exercise of stock options									7	4
Repurchase of surrendered stock from exercise of stock options and vesting of restricted stock awards									-173	-291	-175
Excess tax benefit (expense) from share based compensation									36	21	-18
Cash dividends paid									-10,657	-6,754	-9,898
Other, net									192
Net cash provided by financing activities									150,894	270,470	276,601
Net increase (decrease) in cash and cash equivalents									6,157	-5,676	-28,297
Cash and cash equivalents at beginning of period				45,573				51,249	45,573	51,249	79,546
Cash and cash equivalents at end of period	51,730				45,573				51,730	45,573	51,249
Parent Company
Cash flows from operating activities:
Net income									13,763	13,093	12,772
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Equity in undistributed earnings of the Bank									14,751	14,044	13,753
Decrease (increase) in other assets									81	-100	-7
Decrease in other liabilities									-48	-5	-227
Net cash used in operating activities									-955	-1,056	-1,215
Cash flows from investing activities:
Investment in the Bank									-24,000	-6,000	-7,000
Cash in lieu of fractional shares for business acquisition									-1
Net cash used in investing activities									-24,001	-6,000	-7,000
Cash flows from financing activities:
Repayment of acquired unsecured debt									1,450
Net proceeds from issuance of common stock									631	46,237	10,507
Net proceeds from exercise of stock options									7	4
Repurchase of surrendered stock from exercise of stock options and vesting of restricted stock awards									-173	-291	-175
Excess tax benefit (expense) from share based compensation									36	21	-18
Cash dividends paid									-10,657	-6,754	-9,898
Other, net									-192
Net cash provided by financing activities									-11,798	39,217	416
Net increase (decrease) in cash and cash equivalents									-36,754	32,161	-7,799
Cash and cash equivalents at beginning of period				37,364				5,203	37,364	5,203		13,002
Cash and cash equivalents at end of period	$610				$37,364				$610	$37,364	$5,203	$13,002

OTHER_COMPREHENSIVE_INCOME_LOS2

OTHER COMPREHENSIVE INCOME (LOSS) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
OTHER COMPREHENSIVE INCOME (LOSS)
Unrealized holding gains (losses) on available for sale securities	$13,315	($23,771)	($2,321)
Reclassification adjustment for losses (gains) realized in income	1,090	-659	-2,647
Income tax effect	-5,718	9,698	1,972
Net change in unrealized gains (losses) on available for sale securities	8,687	-14,732	-2,996
Change in post-retirement obligations	-5,552	3,162	425
Income tax effect	2,204	-1,255	-169
Net change in post-retirement obligation	-3,348	1,907	256
Change in fair value of derivatives used for cash flow hedges	-779	12	-176
Income tax effect	309	-5	70
Net change in unrealized (losses) gains on cash flow hedge	-470	7	-106
Total	4,869	-12,818	-2,846
Unrealized gains (losses) on available for sale securities
Balance at the beginning of the period	-11,994
Current Period Change	8,687	-14,732	-2,996
Balance at the end of the period	-3,307	-11,994
Unrealized (losses) on pension benefits
Balance at the beginning of the period	-1,143
Current Period Change	-3,348	1,907	256
Balance at the end of the period	-4,491	-1,143
Unrealized (losses) on cash flow hedges
Balance at the beginning of the period	-99
Current Period Change	-470	7	-106
Balance at the end of the period	-569	-99
Total
Balance at the beginning of the period	-13,236
Current Period Change	4,869	-12,818	-2,846
Balance at the end of the period	($8,367)	($13,236)

OTHER_COMPREHENSIVE_INCOME_LOS3

OTHER COMPREHENSIVE INCOME (LOSS) (Details 2) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Amounts Reclassified from AOCI
Realized (losses) gains on sale of available for sale securities									($1,090)	$659	$2,647
Income before income taxes	6,564	7,330	6,483	625	5,622	4,747	4,819	4,574	21,002	19,762	18,852
Income tax benefit (expense)	-2,396	-2,459	-2,165	-219	-2,017	-1,624	-1,567	-1,461	-7,239	-6,669	-6,080
Net income	4,168	4,871	4,318	406	3,605	3,123	3,252	3,113	13,763	13,093	12,772
Amount Reclassified from Accumulated Other Comprehensive Income
Amounts Reclassified from AOCI
Net income									-644	222
Parent Company
Amounts Reclassified from AOCI
Income tax benefit (expense)									463	483	466
Net income									13,763	13,093	12,772
Unrealized gains (losses) on available for sale securities | Amount Reclassified from Accumulated Other Comprehensive Income
Amounts Reclassified from AOCI
Realized (losses) gains on sale of available for sale securities									-1,090	659
Income tax benefit (expense)									433	-262
Net income									-657	397
Amortization of defined benefit pension plan and the defined benefit plan component of the SERP | Amount Reclassified from Accumulated Other Comprehensive Income
Amounts Reclassified from AOCI
Prior service credit									77	77
Transition obligation									-28	-28
Actuarial losses									-27	-340
Income before income taxes									22	-291
Income tax benefit (expense)									-9	116
Net income									$13	($175)

QUARTERLY_FINANCIAL_DATA_UNAUD2

QUARTERLY FINANCIAL DATA (UNAUDITED) (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Interest income	$19,603,000	$19,219,000	$18,730,000	$17,358,000	$15,678,000	$14,913,000	$14,108,000	$13,731,000	$74,910,000	$58,430,000	$54,514,000
Interest expense	1,866,000	1,857,000	1,915,000	1,822,000	1,802,000	1,865,000	1,802,000	1,803,000	7,460,000	7,272,000	7,555,000
Net interest income	17,737,000	17,362,000	16,815,000	15,536,000	13,876,000	13,048,000	12,306,000	11,928,000	67,450,000	51,158,000	46,959,000
Provision for loan losses	500,000	500,000	500,000	700,000	700,000	500,000	600,000	550,000	2,200,000	2,350,000	5,000,000
Net interest income after provision for loan losses	17,237,000	16,862,000	16,315,000	14,836,000	13,176,000	12,548,000	11,706,000	11,378,000	65,250,000	48,808,000	41,959,000
Non-interest income	2,510,000	2,562,000	2,292,000	802,000	2,259,000	2,060,000	2,468,000	2,104,000	8,166,000	8,891,000	10,673,000
Non-interest expenses	13,183,000	12,094,000	12,124,000	15,013,000	9,813,000	9,861,000	9,355,000	8,908,000	52,414,000	37,937,000	33,780,000
Income before income taxes	6,564,000	7,330,000	6,483,000	625,000	5,622,000	4,747,000	4,819,000	4,574,000	21,002,000	19,762,000	18,852,000
Income tax expense	2,396,000	2,459,000	2,165,000	219,000	2,017,000	1,624,000	1,567,000	1,461,000	7,239,000	6,669,000	6,080,000
Net income	4,168,000	4,871,000	4,318,000	406,000	3,605,000	3,123,000	3,252,000	3,113,000	13,763,000	13,093,000	12,772,000
Basic earnings per share (in dollars per share)	$0.36	$0.42	$0.37	$0.04	$0.32	$0.34	$0.36	$0.35	$1.18	$1.36	$1.48
Diluted earnings per share (in dollars per share)	$0.36	$0.42	$0.37	$0.04	$0.32	$0.34	$0.36	$0.35	$1.18	$1.36	$1.48
Net securities losses included in non-interest income				1,100,000
Parent Company
Interest expense									1,365,000	1,365,000	1,365,000
Non-interest expenses									86,000	69,000	82,000
Income tax expense									-463,000	-483,000	-466,000
Net income									13,763,000	13,093,000	12,772,000
FNBNY
Acquisition and branch restructuring costs included in non-interest expense				4,400,000
Acquisition costs included in non-interest expense			300,000
CNB
Acquisition costs included in non-interest expense	$800,000

BUSINESS_COMBINATIONS_Details

BUSINESS COMBINATIONS (Details) (USD $)	0 Months Ended
	Feb. 14, 2014	Feb. 14, 2015	Dec. 14, 2014	Dec. 12, 2014	Dec. 31, 2014	Dec. 31, 2013
	location		location
Business combinations
Number of service branches after acquisition	29
Preliminary fair value of the assets acquired and liabilities assumed
Goodwill Recorded on Acquisition					$9,450,000	$2,034,000
FNBNY
Business combinations
Total acquired assets	211,949,000
Number of shares exchanged (in shares)		240,598
Post-closing adjustments as a percentage of the net recoveries of principal of certain identified problem loans		60.00%
Identified problem loans used to calculate post-closing adjustments		6,300,000
Period after the acquisition used to calculate post-closing adjustments		2 years
Preliminary fair value of the assets acquired and liabilities assumed
Cash and due from banks	1,883,000
Interest earning deposits with banks	1,044,000
Securities	103,192,000
Loans	89,714,000
Premises and equipment	1,787,000
Core deposit intangible	951,000
Other assets	13,378,000
Total Assets Acquired	211,949,000
Deposits	169,873,000
Federal Home Loan Bank term advances	39,282,000
Unsecured debt	1,450,000
Other liabilities and accrued expenses	2,620,000
Total Liabilities Assumed	213,225,000
Net Assets Acquired/(Liabilities Assumed)	-1,276,000
Consideration Paid	6,140,000
Goodwill Recorded on Acquisition	7,416,000
Total Assets to be acquired	211,900,000
Purchase price		6,100,000
FNBNY | As Initially Reported
Business combinations
Total acquired assets	209,908,000
Preliminary fair value of the assets acquired and liabilities assumed
Cash and due from banks	1,883,000
Interest earning deposits with banks	1,044,000
Securities	103,192,000
Loans	87,390,000
Premises and equipment	1,787,000
Core deposit intangible	1,930,000
Other assets	12,682,000
Total Assets Acquired	209,908,000
Deposits	169,873,000
Federal Home Loan Bank term advances	39,282,000
Unsecured debt	1,450,000
Other liabilities and accrued expenses	1,825,000
Total Liabilities Assumed	212,430,000
Net Assets Acquired/(Liabilities Assumed)	-2,522,000
Consideration Paid	6,140,000
Goodwill Recorded on Acquisition	8,662,000
FNBNY | Measurement Period Adjustments
Business combinations
Total acquired assets	2,041,000
Preliminary fair value of the assets acquired and liabilities assumed
Loans	2,324,000
Core deposit intangible	-979,000
Other assets	696,000
Total Assets Acquired	2,041,000
Other liabilities and accrued expenses	795,000
Total Liabilities Assumed	795,000
Net Assets Acquired/(Liabilities Assumed)	1,246,000
Goodwill Recorded on Acquisition	-1,246,000
CNB
Business combinations
Total acquired assets			951,000,000
Number of service branches after acquisition			11
Preliminary fair value of the assets acquired and liabilities assumed
Loans			761,000,000
Total Assets Acquired			951,000,000
Deposits			829,000,000
Average closing stock price (in dollars per share)				$25.35
Estimated value of the merger transaction			$141,000,000

BUSINESS_COMBINATIONS_Details_

BUSINESS COMBINATIONS (Details 2) (USD $)	0 Months Ended
	Feb. 14, 2014	Dec. 14, 2014	Dec. 12, 2014
	location	location
Business combinations
Number of service branches (in branches)	29
CNB
Business combinations
Number of service branches (in branches)		11
Total acquired assets		$951,000,000
Loans		761,000,000
Deposits		829,000,000
Closing stock price (in dollars per share)			$25.35
Common stock conversion ratio (in shares)		0.79
Value of shares in transaction (in dollars per share)		$20.03
Estimated value of the merger transaction		$141,000,000