UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities
Exchange Act of 1934
January 26, 2006
(Date of earliest event reported)
ACE CASH EXPRESS, INC.
(Exact name of registrant as specified in its charter)
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Texas
(State or other jurisdiction of
incorporation) | | 0-20774
(Commission File Number)
Identification No.) | | 75-2142963
(IRS Employer |
| | | |
1231 Greenway Drive, Suite 600
Irving, Texas
(Address of principal executive offices) | |
75038
(Zip Code) |
(972) 550-5000
(Registrant’s telephone number,
including area code)
Not Applicable
(Former Name or Former Address,
if Changed Since Last Report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
| o | | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
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| o | | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
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| o | | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
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| o | | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Item 7.01. Regulation FD Disclosure.
The information in this Report, is furnished pursuant to Item 7.01 of this Form 8-K. Consequently, it is not deemed “filed” for the purposes of Section 18 of the Securities and Exchange Act of 1934, or otherwise subject to the liabilities of that section. It may only be incorporated by reference in another filing under the Exchange Act or Securities Act of 1933 if such subsequent filing specifically references this Form 8-K.
On January 26, 2006, ACE Cash Express, Inc. (the “Company”) held its earnings conference call for the second quarter of fiscal 2006, during which the Company announced that, in light of the letter dated January 12, 2006, from the Office of the Attorney General of the State of Texas to the Texas Office of the Consumer Credit Commissioner and subject to the Company’s satisfactory completion of due diligence, the Company expects to begin offering loans that utilize the credit services organization, or CSO, business model in its company-owned stores in Texas sometime during the second half of fiscal 2006. The January 12th letter indicates that the CSO business model is a legal business model for companies that correctly apply the model.
A replay of the earnings conference call during which these comments were made can be accessed by dialing (800) 642-1867, confirmation number 420924. This replay will be available until 12:00 p.m. EST on February 2, 2006.
[Signature Page Follows]
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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| | ACE CASH EXPRESS, INC.
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| Dated: January 26, 2006 | By: | /s/ WALTER E. EVANS | |
| | | | Walter E. Evans |
| | | | Senior Vice President and
General Counsel |
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