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Content analysis
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H.S. sophomore Bad
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New words:
accurate, attributable, augmented, cancellation, ceded, Charley, concurrent, delay, Department, exceed, exhausted, Fed, Fewer, FHCF, floating, FSP, geographic, Glossary, inflation, Ivan, Jeanne, larger, Louisiana, meaningful, mentioned, modest, multiple, negligible, occurrence, permit, predominant, prime, prohibiting, proximity, recognition, reinstate, reinstatement, relieve, repair, reputation, short, South, superseded, temporarily, top, treaty, uncollectible, unprecedented
Removed:
America, asterisk, Director, employee, independence, low, produced, relate, vote
Filing tables
Filing exhibits
- 10-Q Quarterly report
- 11 Statement Re Computation of Per Share Earnings.
- 15 KPMG LLP Letter Regarding Unaudited Interim Financial Information.
- 31.1 Certification by Louis G. Lower II, Chief Executive Officer of Hmec.
- 31.2 Certification by Peter H. Heckman, Chief Financial Officer of Hmec.
- 32.1 Certification by Louis G. Lower II, Chief Executive Officer of Hmec.
- 32.2 Certification by Peter H. Heckman, Chief Financial Officer of Hmec
- 99.1 Glossary of Selected Terms
Related press release
HMN similar filings
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External links
Exhibit 15
Horace Mann Educators Corporation
Springfield, Illinois
Re: | Registration Statements on Forms S-3 and S-8 |
With respect to the subject registration statements, we acknowledge our awareness of the use therein of our report dated November 3, 2004, related to our review of interim financial information.
Pursuant to Rule 436 under the Securities Act of 1933 (the “Act”), such report is not considered part of a registration statement prepared or certified by an accountant, or a report prepared or certified by an accountant within the meaning of Sections 7 and 11 of the Act.
/s/ KPMG LLP
KPMG LLP
Chicago, Illinois
November 8, 2004