Community Financial (CFFC) Inactive 10-Q2007 Q2 Quarterly report

Filed: 13 Nov 06, 12:00am

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Removed: amortized, borrower, classified, collect, collecting, collectively, commercial, component, consideration, construction, contractual, cover, delay, dependent, determining, discounted, doubtful, evaluated, excellent, impaired, imprecision, insignificant, length, lower, mention, obtainable, owed, qualitative, record, restructuring, shortfall, significance, slower, smaller, specific, substandard, unable, unallocated, underlying

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Exhibit 32

CERTIFICATION

Each of the undersigned hereby certifies in his capacity as an officer of Community Financial Corporation (the "Company") that the quarterly report of the Company on Form 10-Q for the period ended September 30, 2006 fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934 and that the information contained in such report fairly presents, in all material respects, the financial condition of the Company at the end of such period and the results of operations of the Company for such period.

Dated: November 13, 2006

/s/ P. Douglas Richard

P. Douglas Richard
President and Chief Executive Officer

/s/ R. Jerry Giles

R. Jerry Giles
Senior Vice President and Chief Financial Officer