Great Southern Bancorp (GSBC) 10-Q 8 Nov 13 2013 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Sep. 30, 2013	Nov. 07, 2013
Document and Entity Information:	'	'
Entity Registrant Name	'Great Southern Bancorp Inc	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-13	'
Amendment Flag	'false	'
Entity Central Index Key	'0000854560	'
Current Fiscal Year End Date	'--12-31	'
Entity Common Stock, Shares Outstanding	'	13,666,829
Entity Filer Category	'Accelerated Filer	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Well-known Seasoned Issuer	'No	'
Document Fiscal Year Focus	'2013	'
Document Fiscal Period Focus	'Q3	'

GREAT_SOUTHERN_BANCORP_INC_AND

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (September 30, 2013 figures unaudited) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash	$109,254	$107,949
Interest-bearing deposits in other financial institutions	230,560	295,855
Federal funds sold	'	337
Cash and cash equivalents	339,814	404,141
Available-for-sale securities	580,980	807,010
Held-to-maturity securities	805	920
Mortgage loans held for sale	10,047	26,829
Loans receivable, net	2,328,738	2,319,638
FDIC indemnification asset	80,554	117,263
Interest receivable	10,932	12,755
Prepaid expenses and other assets	76,293	79,560
Foreclosed assets held for sale, net	55,606	68,874
Premises and equipment, net	104,811	102,286
Goodwill and other intangible assets	4,890	5,811
Investment in Federal Home Loan Bank stock	9,855	10,095
Total Assets	3,603,325	3,955,182
Liabilities:	'	'
Deposits	2,852,534	3,153,193
Federal Home Loan Bank advances	127,808	126,730
Securities sold under reverse repurchase agreements with customers	135,158	179,644
Short-term borrowings	633	772
Structured repurchase agreements	50,000	53,039
Subordinated debentures issued to capital trusts	30,929	30,929
Accrued interest payable	1,121	1,322
Advances from borrowers for taxes and insurance	5,814	2,154
Accounts payable and accrued expenses	18,307	12,128
Current and deferred income tax liability	5,448	25,397
Total Liabilities	3,227,752	3,585,308
Capital stock	'	'
Serial preferred stock	57,943	57,943
Common stock	137	136
Additional paid-in capital	19,407	18,394
Retained earnings	294,420	276,751
Accumulated other comprehensive income	3,666	16,650
Total Stockholders' Equity	375,573	369,874
Total Liabilities and Stockholders' Equity	$3,603,325	$3,955,182

GREAT_SOUTHERN_BANCORP_INC_AND1

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES - CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parentheticals) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified
Statements of Financial Condition	'	'
Held-to-maturity securities fair value	$915	$1,084
Allowance for loan losses	39,456	40,649
Preferred stock par value	$0.01	$0.01
Preferred stock authorized shares	1,000,000	1,000,000
Preferred stock issued shares	57,943	57,943
Preferred stock shares outstanding	57,943	57,943
Preferred stock liquidation amount	$1,000	$1,000
Common stock par value	$0.01	$0.01
Common stock shares authorized	20,000,000	20,000,000
Common stock shares issued	13,665,706	13,596,335
Common stock shares outstanding	13,665,706	13,596,335

GREAT_SOUTHERN_BANCORP_INC_AND2

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
INTEREST INCOME	'	'	'	'
Loans	$40,087	$44,606	$122,226	$124,572
Investment securities and other	2,932	5,553	11,630	18,486
TOTAL INTEREST INCOME	43,019	50,159	133,856	143,058
INTEREST EXPENSE	'	'	'	'
Deposits	2,822	5,092	9,611	16,663
Federal Home Loan Bank advances	1,005	1,023	2,968	3,430
Short-term borrowings and repurchase agreements	587	634	1,758	1,993
Interest expense on subordinated debentures issued to capital trusts	141	155	421	468
TOTAL INTEREST EXPENSE	4,555	6,904	14,758	22,554
NET INTEREST INCOME	38,464	43,255	119,098	120,504
Provision for loan losses	2,677	8,400	14,573	36,077
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	35,787	34,855	104,525	84,427
NON-INTEREST INCOME	'	'	'	'
Commissions	158	231	836	769
Service charges and ATM fees	4,729	4,900	13,800	14,272
Net realized gains on sales of loans	1,179	1,404	4,236	3,650
Net realized gains on sales and impairments of available-for-sale securities	'	'	241	1,787
Late charges and fees on loans	284	195	785	605
Gain (loss) on derivative interest rate products	-125	-104	283	-124
Initial gain recognized on business acquisition	'	'	'	31,312
Accretion (amortization) of income/expense related to business acquisitions	-6,339	-5,959	-17,900	-12,147
Other non-interest income	933	911	3,898	3,898
TOTAL NON-INTEREST INCOME	929	2,085	6,179	44,022
NON-INTEREST EXPENSE	'	'	'	'
Salaries and employee benefits	13,034	13,013	39,334	38,842
Net occupancy and equipment expense	5,216	5,556	15,451	15,234
Postage	790	845	2,454	2,473
Insurance	1,083	1,143	3,204	3,321
Advertising	433	449	1,599	1,216
Office supplies and printing	320	340	950	1,061
Telephone	679	684	2,169	2,088
Legal, audit and other professional fees	1,186	946	2,936	3,366
Expense on foreclosed assets	1,068	2,536	3,478	4,203
Partnership tax credit investment amortization	1,578	1,463	4,500	3,799
Other operating expenses	1,791	2,177	5,663	6,691
TOTAL NON-INTEREST EXPENSE	27,178	29,152	81,738	82,294
INCOME FROM CONTINUING OPERATIONS BEFORE INCOME TAXES	9,538	7,788	28,966	46,155
PROVISION FOR INCOME TAXES	1,099	746	3,910	10,447
NET INCOME FROM CONTINUING OPERATIONS	8,439	7,042	25,056	35,708
DISCONTINUED OPERATIONS	'	'	'	'
Income from discontinued operations, net of income taxes	'	62	'	549
Net income	8,439	7,104	25,056	36,257
Preferred stock dividends	145	150	435	440
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$8,294	$6,954	$24,621	$35,817
BASIC EARNINGS PER COMMON SHARE	$0.61	$0.51	$1.81	$2.65
DILUTED EARNINGS PER COMMON SHARE	$0.61	$0.51	$1.80	$2.62
BASIC EARNINGS PER COMMON SHARE FROM CONTINUING OPERATIONS	$0.61	$0.50	$1.81	$2.61
DILUTED EARNINGS PER COMMON SHARE FROM CONTINUING OPERATIONS	$0.61	$0.50	$1.80	$2.59
DIVIDENDS DECLARED PER COMMON SHARE	$0.18	$0.18	$0.54	$0.54

GREAT_SOUTHERN_BANCORP_INC_AND3

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Statements of Comprehensive Income	'	'	'	'
Net income	$8,439	$7,104	$25,056	$36,257
Unrealized appreciation (depreciation) on available-for-sale securities, net of taxes (credit) of $(6,863) and $4,102, for 2013 and 2012, respectively	-5,221	3,062	-12,745	7,620
Non-credit component of unrealized gain (loss) on available-for-sale debt securities for which a portion of an other-than-temporary impairment has been recognized, net of taxes (credit) of $(20) and ($20), for 2013 and 2012, respectively	'	-31	-37	-37
Other-than-temporary impairment loss recognized in earnings on available for sale securities, net of taxes (credit) of $0 and $(92), for 2013 and 2012, respectively	'	'	'	-170
Reclassification adjustment for gains included in net income, net of taxes of $(84) and $(624), for 2013 and 2012, respectively	-72	-330	-157	-1,162
Change in fair value of cash flow hedge, net of taxes (credit) of $(24) and $0, for 2013 and 2012, respectively	-45	'	-45	'
Comprehensive Income	$3,101	$9,805	$12,072	$42,508

GREAT_SOUTHERN_BANCORP_INC_AND4

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parentheticals) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Statements of Comprehensive Income	'	'	'	'
Tax effect of unrealized appreciation (depreciation) on available-for-sale securities, taxes (credit)	($2,812)	$1,648	($6,863)	$4,102
Tax effect non-credit component of unrealized gain (loss) on available-for-sale debt securities for which a portion of an other-than-temporary impairment has been recognized, taxes (credit)	0	-17	-20	-20
Tax effect of other-than-temporary impairment loss recognized in earnings on available for sale securities	0	0	0	-92
Tax effect reclassification adjustment for gains included in net income, taxes (credit)	-38	-177	-84	-625
Tax effect of change in fair value of cash flow hedge, taxes (credit)	($24)	$0	($24)	$0

GREAT_SOUTHERN_BANCORP_INC_AND5

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net income	$25,056	$36,257
Proceeds from sales of loans held for sale	184,382	185,387
Originations of loans held for sale	-171,035	-190,534
Items not requiring (providing) cash:	'	'
Depreciation	5,971	5,246
Amortization of other assets	5,421	4,743
Compensation expense for stock option grants	333	320
Provision for loan losses	14,573	36,077
Net gains on loan sales	-4,236	-3,650
Net gains on sale or impairment of available-for-sale investment securities	-241	-1,787
Net (gains) losses on sale of premises and equipment	-10	159
(Gain) loss on sale of foreclosed assets	1,823	856
Gain on purchase of additional business units	'	-31,312
Amortization of deferred income, premiums, discounts and fair value adjustments	22,518	10,115
(Gain) loss on derivative interest rate products	-284	124
Deferred income taxes	-13,625	3,504
Changes in:	'	'
Interest receivable	1,823	2,337
Prepaid expenses and other assets	16,244	73,932
Accounts payable and accrued expenses	4,376	-1,157
Income taxes refundable/payable	668	7,323
Net cash provided by operating activities	93,757	137,940
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Net increase in loans	-19,044	-4,395
Purchase of loans	-20,388	-12,107
Cash received from purchase of additional business units	'	75,328
Purchase of premises and equipment	-9,761	-22,562
Proceeds from sale of premises and equipment	1,275	488
Proceeds from sale of foreclosed assets	35,973	38,710
Capitalized costs on foreclosed assets	-291	-275
Proceeds from sales of available-for-sale investment securities	108,485	77,849
Proceeds from maturing investment securities	'	1,830
Proceeds from called investment securities	4,160	29,745
Principal reductions on mortgage-backed securities	179,710	107,581
Purchase of available-for-sale securities	-92,425	-85,803
Redemption (purchase) of Federal Home Loan Bank stock	240	2,607
Net cash provided by investing activities	187,934	208,996
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Net decrease in certificates of deposit	-163,327	-279,366
Net increase (decrease) in checking and savings deposits	-136,191	111,406
Proceeds from Federal Home Loan Bank advances	1,980	'
Repayments of Federal Home Loan Bank advances	-246	-52,850
Net decrease in short-term borrowings	-44,625	-18,823
Repayments of structured repurchase agreements	-3,000	'
Advances from borrowers for taxes and insurance	3,660	3,417
Dividends paid	-5,361	-7,949
Stock options exercised	1,092	2,164
Net cash used in financing activities	-346,018	-242,001
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	-64,327	104,935
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	404,141	380,249
CASH AND CASH EQUIVALENTS, END OF PERIOD	$339,814	$485,184

Note_1_Basis_of_Presentation

Note 1: Basis of Presentation	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 1: Basis of Presentation	'
	NOTE 1: BASIS OF PRESENTATION
	The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and nine months ended September 30, 2013 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2012, has been derived from the audited consolidated statement of financial condition of the Company as of that date.   Certain prior period amounts have been reclassified to conform to the current period presentation.  These reclassifications had no effect on net income.
	Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for 2012 filed with the Securities and Exchange Commission.

Note_2_Nature_of_Operations_an

Note 2: Nature of Operations and Operating Segments	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 2: Nature of Operations and Operating Segments	'
	NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS
	The Company operates as a one-bank holding company.  The Company’s business primarily consists of the operations of Great Southern Bank (the “Bank”), which provides a full range of financial services to customers primarily located in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas.  The Company and the Bank are subject to the regulation of certain federal and state agencies and undergo periodic examinations by those regulatory agencies.
	The Company’s banking operation is its only reportable segment.  The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others.  The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance.  Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements.
	Effective November 30, 2012, Great Southern Bank sold its Great Southern Travel and Great Southern Insurance divisions.  In the Company’s statements of income for the three and nine months ended September 30, 2012, operations of the two divisions have been restated to include all revenues and expenses of the two divisions in discontinued operations.

Note_3_Recent_Accounting_Prono

Note 3: Recent Accounting Pronouncements	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 3: Recent Accounting Pronouncements	'
	NOTE 3: RECENT ACCOUNTING PRONOUNCEMENTS
	In February 2013, the FASB issued ASU No. 2013-02 to amend FASB ASC Topic 220, Reporting Items Reclassified Out of Accumulated Other Comprehensive Income.  The objective of this update is to improve the reporting of reclassifications out of accumulated other comprehensive income.  The amendments in this Update require an entity to disaggregate the total change of each component of other comprehensive income (e.g., unrealized gains or losses on available-for-sale investment securities) and separately present reclassification adjustments and current period other comprehensive income.  The Update does not change the current requirements for reporting of net income or other comprehensive income.  The Update was effective for the Company January 1, 2013, and did not have a material impact on the Company’s financial position or results of operations.
	In July 2013, the FASB issued ASU No. 2013-10 to amend FASB ASC Topic 815, Derivatives and Hedging.  The Update permits the Fed Funds Effective Swap Rate to be used as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815, in addition to interest rates on treasury obligations of the U.S. Government and LIBOR rates, which were previously allowed.  The Update was effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013.  The Update did not have a material impact on the Company’s financial position or results of operations.
	In July 2013, the FASB issued ASU No. 2013-11 to amend FASB ASC Topic 740, Income Taxes.  The objective of this Update is to provide explicit guidance on the financial statement presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exist.  An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except in specific situations as described in the Update.  The Update will be effective for the Company beginning January 1, 2014, and is not expected to have a material impact on the Company’s financial position or results of operations.

Note_4_Stockholders_Equity

Note 4: Stockholders' Equity	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 4: Stockholders' Equity	'
	NOTE 4: STOCKHOLDERS' EQUITY
	Previously, the Company's stockholders approved the Company's reincorporation to the State of Maryland. Under Maryland law, there is no concept of "Treasury Shares." Instead, shares purchased by the Company constitute authorized but unissued shares under Maryland law. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The cost of shares purchased by the Company has been allocated to Common Stock and Retained Earnings balances.

Note_5_Earnings_Per_Share

Note 5: Earnings Per Share	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 5: Earnings Per Share	'
	NOTE 5: EARNINGS PER SHARE
		Three Months Ended September 30,
		2013	2012
	(In Thousands, Except Per Share Data)
	Basic:
	Average shares outstanding	13,647	13,550
	Net income available to common stockholders	$8,294	$6,954
	Per share amount	$0.61	$0.51
	Income from continuing operations available to common stockholders	$8,294	$6,892
	Per share amount	$0.61	$0.50
	Income from discontinued operations available to common stockholders	$--	$62
	Per share amount	$--	$0.01
	Diluted:
	Average shares outstanding	13,647	13,550
	Net effect of dilutive stock options and warrants – based on the treasury
	stock method using average market price	58	119
	Diluted shares	13,705	13,669
	Net income available to common stockholders	$8,294	$6,954
	Per share amount	$0.61	$0.51
	Income from continuing operations available to common stockholders	$8,294	$6,892
	Per share amount	$0.61	$0.50
	Income from discontinued operations available to common stockholders	$--	$62
	Per share amount	$--	$0.01
		Nine Months Ended September 30,
		2013	2012
	(In Thousands, Except Per Share Data)
	Basic:
	Average shares outstanding	13,634	13,533
	Net income available to common stockholders	$24,621	$35,817
	Per share amount	$1.81	$2.65
	Income from continuing operations available to common stockholders	$24,621	$35,268
	Per share amount	$1.81	$2.61
	Income from discontinued operations available to common stockholders	$--	$549
	Per share amount	$--	$0.04
	Diluted:
	Average shares outstanding	13,634	13,533
	Net effect of dilutive stock options and warrants – based on the treasury
	stock method using average market price	58	119
	Diluted shares	13,692	13,652
	Net income available to common stockholders	$24,621	$35,817
	Per share amount	$1.80	$2.62
	Income from continuing operations available to common stockholders	$24,621	$35,268
	Per share amount	$1.80	$2.59
	Income from discontinued operations available to common stockholders	$--	$549
	Per share amount	$--	$0.03
	Options to purchase 304,630 and 81,375 shares of common stock were outstanding at September 30, 2013 and 2012, respectively, but were not included in the computation of diluted earnings per share for each of the three month and nine month periods because the options’ exercise prices were greater than the average market prices of the common shares for the three and nine months ended September 30, 2013 and 2012, respectively.

Note_6_Investment_Securities

Note 6: Investment Securities	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 6: Investment Securities	'
	NOTE 6: INVESTMENT SECURITIES
		30-Sep-13
				Gross		Gross				Tax
		Amortized		Unrealized		Unrealized		Fair		Equivalent
		Cost		Gains		Losses		Value		Yield
	(In Thousands)
	AVAILABLE-FOR-SALE SECURITIES:
	U.S. government agencies	$20,000		$--		$2,170		$17,830		2.00%
	Mortgage-backed securities	391,320		5,435		2,862		393,893		1.59
	Small Business Administration
	loan pools	45,478		1,650		--		47,128		1.46
	States and political subdivisions	117,627		3,037		1,107		119,557		5.51
	Equity securities	847		1,725		--		2,572		--
		$575,272		$11,847		$6,139		$580,980		2.39%
		31-Dec-12
				Gross		Gross				Tax
		Amortized		Unrealized		Unrealized		Fair		Equivalent
		Cost		Gains		Losses		Value		Yield
	(In Thousands)
	AVAILABLE-FOR-SALE SECURITIES:
	U.S. government agencies	$30,000		$40		$--		$30,040		1.25%
	Collateralized mortgage obligations	3,939		576		8		4,507		1.72
	Mortgage-backed securities	582,039		14,861		814		596,086		2.42
	Small Business Administration
	loan pools	50,198		1,295		--		51,493		1.99
	States and political subdivisions	114,372		8,506		--		122,878		5.61
	Equity securities	847		1,159		--		2,006		--
		$781,395		$26,437		$822		$807,010		2.80%
		30-Sep-13
				Gross		Gross				Tax
		Amortized		Unrealized		Unrealized		Fair		Equivalent
		Cost		Gains		Losses		Value		Yield
	(In Thousands)
	HELD-TO-MATURITY SECURITIES:
	States and political subdivisions	$805		$110		$--		$915		7.37%
		31-Dec-12
				Gross		Gross				Tax
		Amortized		Unrealized		Unrealized		Fair		Equivalent
		Cost		Gains		Losses		Value		Yield
	(In Thousands)
	HELD-TO-MATURITY SECURITIES:
	States and political subdivisions	$920		$164		$--		$1,084		7.37%
	The amortized cost and fair value of available-for-sale securities at September 30, 2013, by contractual maturity, are shown below.  Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized		Fair
		Cost		Value
	(In Thousands)
	One year or less	$110		$110
	After one through five years	467		473
	After five through ten years	10,017		10,216
	After ten years	172,511		173,716
	Securities not due on a single maturity date	391,320		393,893
	Equity securities	847		2,572
		$575,272		$580,980
	The held-to-maturity securities at September 30, 2013, by contractual maturity, are shown below.  Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized		Fair
		Cost		Value
	(In Thousands)
	After five through ten years	$805		$915
	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at September 30, 2013 and December 31, 2012, respectively, was approximately $244.1 million and $106.6 million, which is approximately 42.0% and 13.2% of the Company’s available-for-sale and held-to-maturity investment portfolio, respectively.
	Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these debt securities are temporary at September 30, 2013.
	The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2013 and December 31, 2012:
			30-Sep-13
			Less than 12 Months				12 Months or More				Total
		Fair		Unrealized		Fair		Unrealized		Fair	Unrealized
Description of Securities		Value		Losses		Value		Losses		Value	Losses
(In Thousands)
U.S. government agencies		$20,000		$     (2,170)		$--		$  --		$20,000	($2,170)
Mortgage-backed securities		182,088		-2,862		1		--		182,089	-2,862
State and political
subdivisions		42,054		-1,107		--		--		42,054	-1,107
		$244,142		$     (6,139)		$1		$--		$244,143	($6,139)
		31-Dec-12
		Less than 12 Months				12 Months or More				Total
		Fair		Unrealized		Fair		Unrealized		Fair	Unrealized
Description of Securities		Value		Losses		Value		Losses		Value	Losses
(In Thousands)
Collateralized mortgage
obligations		$--		$--		$414		($8)		$414	($8)
Mortgage-backed securities		106,136		-814		--		--		106,136	-814
		$106,136		($814)		$414		($8)		$106,550	($822)
Gross gains of $644,000 and $795,000 and gross losses of $534,000 and $554,000 resulting from sales of available-for-sale securities were realized for the three and nine months ended September 30, 2013.  Gross gains of $572,000 and $2.7 million and gross losses of $66,000 and $625,000 resulting from sales of available-for-sale securities were realized for the three and nine months ended September 30, 2012.  Gains and losses on sales of securities are determined on the specific-identification method.
Other-than-temporary Impairment.  Upon acquisition of a security, the Company decides whether it is within the scope of the accounting guidance for beneficial interests in securitized financial assets or will be evaluated for impairment under the accounting guidance for investments in debt and equity securities.
The accounting guidance for beneficial interests in securitized financial assets provides incremental impairment guidance for a subset of the debt securities within the scope of the guidance for investments in debt and equity securities.  For securities where the security is a beneficial interest in securitized financial assets, the Company uses the beneficial interests in securitized financial asset impairment model.  For securities where the security is not a beneficial interest in securitized financial assets, the Company uses the debt and equity securities impairment model.  The Company does not currently have securities within the scope of this guidance for beneficial interests in securitized financial assets.
The Company routinely conducts periodic reviews to identify and evaluate each investment security to determine whether an other-than-temporary impairment has occurred.  The Company considers the length of time a security has been in an unrealized loss position, the relative amount of the unrealized loss compared to the carrying value of the security, the type of security and other factors.  If certain criteria are met, the Company performs additional review and evaluation using observable market values or various inputs in economic models to determine if an unrealized loss is other-than-temporary.  The Company uses quoted market prices for marketable equity securities and uses broker pricing quotes based on observable inputs for equity investments that are not traded on a stock exchange.  For non-agency collateralized mortgage obligations, to determine if the unrealized loss is other-than-temporary, the Company projects total estimated defaults of the underlying assets (mortgages) and multiplies that calculated amount by an estimate of realizable value upon sale in the marketplace (severity) in order to determine the projected collateral loss.  The Company also evaluates any current credit enhancement underlying these securities to determine the impact on cash flows.  If the Company determines that a given security position will be subject to a write-down or loss, the Company records the expected credit loss as a charge to earnings.
During the three and nine months ended September 30, 2013, no securities were determined to have impairment that was other than temporary.  During the nine months ended September 30, 2012, the Company determined that the impairment of a non-agency collateralized mortgage obligation with a book value of $962,000 had become other than temporary.  Consequently, the Company recorded a $262,000 pre-tax charge to income.
Credit Losses Recognized on Investments.  Certain debt securities have experienced fair value deterioration due to credit losses, as well as due to other market factors, but are not otherwise other-than-temporarily impaired.
The following table provides information about debt securities for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income.
	Accumulated
	Credit Losses
(In Thousands)
Credit losses on debt securities held
1-Jul-13	$--
Additions related to other-than-temporary losses not previously recognized	--
Additions related to increases in credit losses on debt securities for which
other-than-temporary impairment losses were previously recognized	--
Reductions due to final principal payments	--
30-Sep-13	$--
	Accumulated
	Credit Losses
(In Thousands)
Credit losses on debt securities held
1-Jul-12	$3,860
Additions related to other-than-temporary losses not previously recognized	--
Additions related to increases in credit losses on debt securities for which
other-than-temporary impairment losses were previously recognized	--
Reductions due to sales	--
30-Sep-12	$3,860
	Accumulated
	Credit Losses
(In Thousands)
Credit losses on debt securities held
1-Jan-13	$4,176
Additions related to other-than-temporary losses not previously recognized	--
Additions related to increases in credit losses on debt securities for which
other-than-temporary impairment losses were previously recognized	--
Reductions due to final principal payments	-4,176
30-Sep-13	$--
	Accumulated
	Credit Losses
(In Thousands)
Credit losses on debt securities held
1-Jan-12	$3,598
Additions related to other-than-temporary losses not previously recognized	--
Additions related to increases in credit losses on debt securities for which
other-than-temporary impairment losses were previously recognized	262
Reductions due to sales	--
30-Sep-12	$3,860
Amounts Reclassified Out of Accumulated Other Comprehensive Income.  Amounts reclassified from accumulated other comprehensive income and the affected line items in the statements of income during the three and nine months ended September 30, 2013 and 2012, were as follows (in thousands):
	Amounts Reclassified from Other Comprehensive Income Three Months Ended September 30,			Affected Line Item in the Statements of Income
	2013		2012
(In Thousands)
Unrealized gains (losses) on available-				Net realized gains on available-
for-sale securities	$110		$507	for-sale securities
				(Total reclassified amount before tax)
Income Taxes	-38		-177	Provision for income taxes
Total reclassifications out of accumulated
other comprehensive income	$72		$330
	Amounts Reclassified from Other Comprehensive Income Nine months Ended September 30,			Affected Line Item in the Statements of Income
	2013		2012
(In Thousands)
Unrealized gains (losses) on available-				Net realized gains on available-
for-sale securities	$241		$1,787	for-sale securities
				(Total reclassified amount before tax)
Income Taxes	-84		-625	Provision for income taxes
Total reclassifications out of accumulated
other comprehensive income	$157		$1,162

Note_7_Loans_and_Allowance_For

Note 7: Loans and Allowance For Loan Losses	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 7: Loans and Allowance For Loan Losses	'
	NOTE 7: LOANS AND ALLOWANCE FOR LOAN LOSSES
		September 30,		December 31,
		2013		2012
	(In Thousands)
	One- to four-family residential construction	$33,454		$29,071
	Subdivision construction	34,264		35,805
	Land development	62,368		62,559
	Commercial construction	174,691		150,515
	Owner occupied one- to four-family residential	86,390		83,859
	Non-owner occupied one- to four-family residential	144,100		145,458
	Commercial real estate	757,679		692,377
	Other residential	252,608		267,518
	Commercial business	279,874		264,631
	Industrial revenue bonds	41,016		43,762
	Consumer auto	122,329		82,610
	Consumer other	83,639		83,815
	Home equity lines of credit	56,885		54,225
	FDIC-supported loans, net of discounts (TeamBank)	55,825		77,615
	FDIC-supported loans, net of discounts (Vantus Bank)	68,489		95,483
	FDIC-supported loans, net of discounts (Sun Security Bank)	70,020		91,519
	FDIC-supported loans, net of discounts (InterBank)	218,962		259,232
		2,542,593		2,520,054
	Undisbursed portion of loans in process	-171,473		-157,574
	Allowance for loan losses	-39,456		-40,649
	Deferred loan fees and gains, net	-2,926		-2,193
		$2,328,738		$2,319,638
	Weighted average interest rate	5.12%		5.39%
	Classes of loans by aging were as follows:
		30-Sep-13
								Total Loans
		30-59 Days	60-89 Days	Over 90	Total Past		Total Loans	> 90 Days and
		Past Due	Past Due	Days	Due	Current	Receivable	Still Accruing
	(In Thousands)
	One- to four-family
	residential construction	$--	$--	$--	$--	$33,454	$33,454	$--
	Subdivision construction	2,047	--	879	2,926	31,338	34,264	--
	Land development	6,905	182	260	7,347	55,021	62,368	--
	Commercial construction	--	--	--	--	174,691	174,691	--
	Owner occupied one- to four-
	family residential	423	454	2,475	3,352	83,038	86,390	183
	Non-owner occupied one- to
	four-family residential	3,222	229	1,173	4,624	139,476	144,100	115
	Commercial real estate	7,591	161	9,765	17,517	740,162	757,679	--
	Other residential	2,375	--	713	3,088	249,520	252,608	--
	Commercial business	871	13	4,878	5,762	274,112	279,874	--
	Industrial revenue bonds	--	--	--	--	41,016	41,016	--
	Consumer auto	907	132	149	1,188	121,141	122,329	--
	Consumer other	1,118	321	686	2,125	81,514	83,639	10
	Home equity lines of credit	319	54	410	783	56,102	56,885	310
	FDIC-supported loans, net of
	discounts (TeamBank)	173	46	3,690	3,909	51,916	55,825	--
	FDIC-supported loans, net of
	discounts (Vantus Bank)	213	824	1,730	2,767	65,722	68,489	--
	FDIC-supported loans,
	net of discounts
	(Sun Security Bank)	123	337	6,242	6,702	63,318	70,020	--
	FDIC-supported loans,
	net of discounts
	(InterBank)	1,346	2,249	20,168	23,763	195,199	218,962	110
		27,633	5,002	53,218	83,853	2,456,740	2,542,593	728
	Less FDIC-supported loans,
	net of discounts	1,855	3,456	31,830	37,141	376,155	413,296	110
	Total	$25,778	$1,546	$21,388	$48,713	$2,080,585	$2,129,297	$618
	31-Dec-12
							Total Loans
	30-59 Days	60-89 Days	Over 90	Total Past		Total Loans	> 90 Days and
	Past Due	Past Due	Days	Due	Current	Receivable	Still Accruing
(In Thousands)
One- to four-family
residential construction	$178	$--	$--	$178	$28,893	$29,071	$--
Subdivision construction	478	--	3	481	35,324	35,805	--
Land development	--	--	2,471	2,471	60,088	62,559	--
Commercial construction	--	--	--	--	150,515	150,515	--
Owner occupied one- to four-
family residential	3,305	263	2,352	5,920	77,939	83,859	237
Non-owner occupied one- to
four-family residential	2,600	--	1,905	4,505	140,953	145,458	--
Commercial real estate	1,346	726	8,324	10,396	681,981	692,377	--
Other residential	3,741	--	--	3,741	263,777	267,518	--
Commercial business	2,094	153	4,139	6,386	258,245	264,631	--
Industrial revenue bonds	--	--	2,110	2,110	41,652	43,762	--
Consumer auto	690	73	120	883	81,727	82,610	26
Consumer other	1,522	242	834	2,598	81,217	83,815	449
Home equity lines of credit	185	146	220	551	53,674	54,225	--
FDIC-supported loans, net of
discounts (TeamBank)	1,608	2,077	8,020	11,705	65,910	77,615	173
FDIC-supported loans, net of
discounts (Vantus Bank)	1,545	669	5,641	7,855	87,628	95,483	--
FDIC-supported loans,
net of discounts
(Sun Security Bank)	1,539	384	21,342	23,265	68,254	91,519	1,274
FDIC-supported loans, net of
discounts (InterBank)	10,212	4,662	33,928	48,802	210,430	259,232	347
	31,043	9,395	91,409	131,847	2,388,207	2,520,054	2,506
Less FDIC-supported loans,
net of discounts	14,904	7,792	68,931	91,627	432,222	523,849	1,794
Total	$16,139	$1,603	$22,478	$40,220	$1,955,985	$1,996,205	$712
Nonaccruing loans (excluding FDIC-supported loans, net of discount) are summarized as follows:
	September 30,		December 31,
	2013		2012
(In Thousands)
One- to four-family residential construction	$--		$--
Subdivision construction	879		3
Land development	260		2,471
Commercial construction	--		--
Owner occupied one- to four-family residential	2,292		2,115
Non-owner occupied one- to four-family residential	1,058		1,905
Commercial real estate	9,765		8,324
Other residential	713		--
Commercial business	4,878		6,249
Consumer auto	139		94
Consumer other	376		385
Home equity lines of credit	410		220
Total	$20,770		$21,766
The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2013.  Also presented are the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of September 30, 2013:
	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
(In Thousands)
Allowance for loan losses
Balance July 1, 2013	$6,125	$3,373	$16,419	$5,789	$5,664	$2,815	$40,185
Provision (benefit) charged to expense	-234	-372	1,474	1,291	-1,732	2,250	2,677
Losses charged off	-847	-201	-608	-346	-1,303	-2,215	-5,520
Recoveries	87	6	888	50	648	435	2,114
Balance September 30, 2013	$5,131	$2,806	$18,173	$6,784	$3,277	$3,285	$39,456
Balance January 1, 2013	$6,822	$4,327	$17,441	$3,938	$5,096	$3,025	$40,649
Provision charged to expense	292	1,329	6,736	3,413	137	2,666	14,573
Losses charged off	-2,088	-2,887	-7,138	-675	-2,672	-3,884	-19,344
Recoveries	105	37	1,134	108	716	1,478	3,578
Balance September 30, 2013	$5,131	$2,806	$18,173	$6,784	$3,277	$3,285	$39,456
Ending balance:
Individually evaluated for
impairment	$1,650	$169	$2,416	$2,192	$1,512	$208	$8,147
Collectively evaluated for
impairment	$3,481	$2,637	$15,754	$4,592	$1,762	$3,071	$31,297
Loans acquired and
accounted for under ASC
310-30	$--	$--	$3	$--	$4	$5	$12
Loans
Individually evaluated for
impairment	$13,310	$11,367	$40,981	$15,444	$8,836	$1,189	$91,127
Collectively evaluated for
impairment	$284,897	$241,241	$757,715	$221,615	$271,038	$261,664	$2,038,170
Loans acquired and
accounted for under ASC
310-30	$235,141	$41,772	$94,417	$6,041	$6,780	$29,145	$413,296
The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2012:
	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
(In Thousands)
Allowance for loan losses
Balance July 1, 2012	$7,899	$4,012	$15,592	$6,929	$3,341	$2,949	$40,722
Provision (benefit) charged to expense	-724	348	2,950	4,227	1,512	87	8,400
Losses charged off	-245	-310	-1,579	-6,870	-648	-699	-10,351
Recoveries	65	22	448	471	110	420	1,536
Balance September 30, 2012	$6,995	$4,072	$17,411	$4,757	$4,315	$2,757	$40,307
Balance January 1, 2012	$11,424	$3,088	$18,390	$2,982	$2,974	$2,374	$41,232
Provision (benefit) charged to expense	-1,830	4,206	12,265	17,525	2,758	1,153	36,077
Losses charged off	-2,740	-3,562	-13,784	-16,462	-1,701	-1,661	-39,910
Recoveries	141	340	540	712	284	891	2,908
Balance September 30, 2012	$6,995	$4,072	$17,411	$4,757	$4,315	$2,757	$40,307
The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2012:
	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
(In Thousands)
Allowance for loan losses
Individually evaluated for
impairment	$2,288	$1,089	$4,990	$96	$2,778	$156	$11,397
Collectively evaluated for
impairment	$4,532	$3,239	$12,443	$3,842	$2,315	$2,864	$29,235
Loans acquired and
accounted for under ASC
310-30	$1	$--	$9	$--	$4	$3	$17
Loans
Individually evaluated for
impairment	$14,691	$16,405	$48,476	$12,009	$10,064	$980	$102,625
Collectively evaluated for
impairment	$279,502	$251,113	$687,663	$201,065	$254,567	$219,670	$1,893,580
Loans acquired and
accounted for under ASC
310-30	$278,889	$53,280	$129,128	$7,997	$14,939	$39,616	$523,849
The portfolio segments used in the preceding two tables correspond to the loan classes used in all other tables in Note 7 as follows:
·         The one-to four-family residential and construction segment includes the one- to four-family residential construction, subdivision construction, owner occupied one- to four-family residential and non-owner occupied one- to four-family residential classes
·         The other residential segment corresponds to the other residential class
·         The commercial real estate segment includes the commercial real estate and industrial revenue bonds classes
·         The commercial construction segment includes the land development and commercial construction classes
·         The commercial business segment corresponds to the commercial business class
·         The consumer segment includes the consumer auto, consumer other and home equity lines of credit classes
Impaired loans (excluding FDIC-supported loans, net of discount), are summarized as follows:
	30-Sep-13
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$--	$--	$--
Subdivision construction	3,785	3,896	851
Land development	15,444	15,848	2,192
Commercial construction	--	--	--
Owner occupied one- to four-family residential	5,174	5,393	430
Non-owner occupied one- to four-family residential	4,351	5,233	369
Commercial real estate	40,981	42,507	2,416
Other residential	11,367	11,367	169
Commercial business	6,138	6,140	1,512
Industrial revenue bonds	2,698	2,778	--
Consumer auto	184	228	28
Consumer other	595	664	89
Home equity lines of credit	410	424	91
Total	$91,127	$94,478	$8,147
	Three Months Ended			Nine Months Ended
	30-Sep-13			30-Sep-13
	Average			Average
	Investment	Interest		Investment	Interest
	in Impaired	Income		in Impaired	Income
	Loans	Recognized		Loans	Recognized
(In Thousands)
One- to four-family residential construction	$48	$--		$48	$5
Subdivision construction	4,062	34		3,206	140
Land development	15,573	111		13,025	477
Commercial construction	--	--		--	--
Owner occupied one- to four-family residential	5,035	60		4,899	176
Non-owner occupied one- to four-family residential	4,832	12		5,112	173
Commercial real estate	40,792	506		44,374	1,246
Other residential	11,444	136		14,895	353
Commercial business	6,274	86		7,074	161
Industrial revenue bonds	2,698	--		2,701	14
Consumer auto	153	7		130	11
Consumer other	593	12		639	44
Home equity lines of credit	333	10		316	20
Total	$91,837	$974		$96,419	$2,820
	At or for the Year Ended December 31, 2012
				Average
		Unpaid		Investment	Interest
	Recorded	Principal	Specific	in Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$410	$410	$239	$679	$22
Subdivision construction	2,577	2,580	688	8,399	143
Land development	12,009	13,204	96	12,614	656
Commercial construction	--	--	--	383	--
Owner occupied one- to four-family residential	5,627	6,037	550	5,174	295
Non-owner occupied one- to four-family residential	6,077	6,290	811	10,045	330
Commercial real estate	48,476	49,779	4,990	45,181	2,176
Other residential	16,405	16,405	1,089	16,951	836
Commercial business	7,279	8,615	2,778	4,851	329
Industrial revenue bonds	2,785	2,865	--	3,034	5
Consumer auto	143	170	22	157	17
Consumer other	602	682	89	654	65
Home equity lines of credit	235	248	45	162	15
Total	$102,625	$107,285	$11,397	$108,284	$4,889
	30-Sep-12
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$612	$612	$283
Subdivision construction	3,204	4,854	310
Land development	11,922	18,665	755
Commercial construction	--	--	--
Owner occupied one- to four-family residential	5,168	5,392	493
Non-owner occupied one- to four-family residential	9,067	9,491	615
Commercial real estate	49,052	49,921	3,299
Other residential	18,517	19,781	711
Commercial business	3,423	3,774	1,541
Industrial revenue bonds	2,785	2,865	--
Consumer auto	160	177	25
Consumer other	781	837	116
Home equity lines of credit	177	177	36
Total	$104,868	$116,546	$8,184
	Three Months Ended			Nine Months Ended
	30-Sep-12			30-Sep-12
	Average			Average
	Investment	Interest		Investment	Interest
	in Impaired	Income		in Impaired	Income
	Loans	Recognized		Loans	Recognized
(In Thousands)
One- to four-family residential construction	$612	$6		$738	$17
Subdivision construction	3,188	153		10,225	153
Land development	15,826	19		12,286	408
Commercial construction	1,020	--		510	--
Owner occupied one- to four-family residential	4,970	93		5,094	208
Non-owner occupied one- to four-family residential	10,389	--		10,854	289
Commercial real estate	42,607	154		44,223	1,742
Other residential	17,718	223		17,408	686
Commercial business	3,290	35		3,927	119
Industrial revenue bonds	3,267	--		3,117	--
Consumer auto	154	4		163	12
Consumer other	679	20		662	60
Home equity lines of credit	134	6		136	9
Total	$103,854	$1,313		$109,343	$3,703
At September 30, 2013, $27.4 million of impaired loans had specific valuation allowances totaling $8.1 million.  At December 31, 2012, $43.4 million of impaired loans had specific valuation allowances totaling $11.4 million.
Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties.  These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.  The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach.
The following table presents newly restructured loans during the three and nine months ended September 30, 2013 by type of modification:
	Three Months Ended September 30, 2013
				Total
	Interest Only	Term	Combination	Modification
(In Thousands)
Mortgage loans on real estate:
Subdivision construction	$--	$251	$568	$819
Land development	--	2,016	--	2,016
Commercial real estate	57	1,818	--	1,875
Consumer	--	14	--	14
	$57	$4,099	$568	$4,724
	Nine Months Ended September 30, 2013
				Total
	Interest Only	Term	Combination	Modification
(In Thousands)
Mortgage loans on real estate:
One- to four-family
residential construction	$--	$286	$--	$286
Subdivision construction	--	2,067	568	2,635
Land development	--	2,078	--	2,078
Residential-one-to four-family	--	1,423	--	1,423
Other residential	--	1,874	--	1,874
Commercial real estate	57	1,818	--	1,875
Consumer	--	183	--	183
	$57	$9,729	$568	$10,354
At September 30, 2013, the Company had $48.1 million of loans that were modified in troubled debt restructurings and impaired, as follows:  $7.3 million of construction and land development loans, $15.3 million of single family and multi-family residential mortgage loans, $24.4 million of commercial real estate loans, $827,000 of commercial business loans and $289,000 of consumer loans.  Of the total troubled debt restructurings at September 30, 2013, $45.6 million were accruing interest and $12.6 million were classified as substandard using the Company’s internal grading system, which is described below.  The Company had troubled debt restructurings which were modified in the previous 12 months and subsequently defaulted during the nine months ended September 30, 2013 of approximately $1.4 million, including three commercial real estate loans totaling $912,000, three non-owner occupied residential mortgage loan totaling $260,000, two owner occupied residential mortgage loan totaling $187,000, three consumer loans totaling $41,000, and one commercial business loan totaling $13,000.  When loans modified as troubled debt restructuring have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible.  At December 31, 2012, the Company had $2.8 million of construction loans, $15.0 million of single family and multi-family residential mortgage loans, $26.9 million of commercial real estate loans, $1.9 million of commercial business loans and $167,000 of consumer loans that were modified in troubled debt restructurings and impaired.  Of the total troubled debt restructurings at December 31, 2012, $38.1 million were accruing interest and $14.6 million were classified as substandard and $1.0 million were classified as doubtful using the Company’s internal grading system.
During the three months ended September 30, 2013, there were no borrowers with loans designated as troubled debt restructurings that met the criteria for placement back on accrual status.  This criteria is a minimum of six months of payment performance under existing or modified terms.
During the nine months ended September 30, 2013, borrowers with loans designated as troubled debt restructurings totaling $2.2 million met the criteria for placement back on accrual status.  The $2.2 million was made up of $2.1 million of residential mortgage loans, $92,000 of commercial real estate loans and $4,000 of consumer loans.
The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.”  Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected.  Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.  Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification.  Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard.  Loans not meeting any of the criteria previously described are considered satisfactory.  The FDIC-covered loans are evaluated using this internal grading system.  These loans are accounted for in pools and are currently substantially covered through loss sharing agreements with the FDIC.  Minimal adverse classification in the loan pools was identified as of September 30, 2013 and December 31, 2012, respectively.  See Note 8 for further discussion of the acquired loan pools and loss sharing agreements.  The loan grading system is presented by loan class below:
		30-Sep-13
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
(In Thousands)
One- to four-family residential
construction	$33,390	$64	$--	$--	$--	$33,454
Subdivision construction	29,840	1,230	--	3,194	--	34,264
Land development	47,007	1,464	--	13,896	--	62,367
Commercial construction	174,691	--	--	--	--	174,691
Owner occupied one- to four-
family residential	82,953	497	--	2,940	--	86,390
Non-owner occupied one- to four-
family residential	135,512	5,954	--	2,635	--	144,101
Commercial real estate	698,740	37,242	--	21,696	--	757,678
Other residential	237,645	12,790	--	2,173	--	252,608
Commercial business	272,966	868	--	6,041	--	279,874
Industrial revenue bonds	38,319	675	--	2,023	--	41,017
Consumer auto	122,158	--	--	171	--	122,329
Consumer other	83,154	6	--	478	--	83,638
Home equity lines of credit	54,589	--	1,885	410	--	56,885
FDIC-supported loans, net of
Discounts (TeamBank)	55,626	--	--	199	--	55,825
FDIC-supported loans, net of
discounts (Vantus Bank)	68,186	--	--	304	--	68,490
FDIC-supported loans, net of
discounts (Sun Security Bank)	70,020	--	--	--	--	70,020
FDIC-supported loans, net of
discounts (InterBank)	218,962	--	--	--	--	218,962
Total	$2,423,758	$60,790	$1,885	$56,160	$--	$2,542,593
		31-Dec-12
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
(In Thousands)
One- to four-family residential
construction	$28,662	$--	$--	$409	$--	$29,071
Subdivision construction	31,156	2,993	--	1,656	--	35,805
Land development	47,388	3,887	--	11,284	--	62,559
Commercial construction	150,515	--	--	--	--	150,515
Owner occupied one- to four-
family residential	79,411	792	--	3,656	--	83,859
Non-owner occupied one- to four-
family residential	132,073	7,884	--	5,501	--	145,458
Commercial real estate	619,387	42,753	--	30,237	--	692,377
Other residential	252,238	6,793	--	8,487	--	267,518
Commercial business	253,165	4,286	--	6,180	1,000	264,631
Industrial revenue bonds	40,977	675	--	2,110	--	43,762
Consumer auto	82,467	--	--	143	--	82,610
Consumer other	83,250	--	--	565	--	83,815
Home equity lines of credit	52,076	--	1,913	236	--	54,225
FDIC-supported loans, net of
Discounts (TeamBank)	77,568	--	--	47	--	77,615
FDIC-supported loans, net of
discounts (Vantus Bank)	95,281	--	--	202	--	95,483
FDIC-supported loans, net of
discounts (Sun Security Bank)	91,519	--	--	--	--	91,519
FDIC-supported loans, net of
discounts (InterBank)	259,210	--	--	22	--	259,232
Total	$2,376,343	$70,063	$1,913	$70,735	$1,000	$2,520,054

Note_8_Loss_Sharing_Agreements

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 8: Loss Sharing Agreements and Fdic Indemnification Assets	'
	NOTE 8: LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS
	On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas.
	The loans, commitments and foreclosed assets purchased in the TeamBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and nine months ended September 30, 2013 was $0 and $134,000, respectively.  The amount accreted to yield during the three and nine months ended September 30, 2012 was $267,000 and $1.0 million, respectively.
	On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa.
	The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and nine months ended September 30, 2013 was $19,000 and $99,000, respectively.  The amount accreted to yield during the three and nine months ended September 30, 2012 was $76,000 and $338,000, respectively.
	On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri.
	The loans and foreclosed assets purchased in the Sun Security Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans) and foreclosed assets purchased subject to certain limitations.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and nine months ended September 30, 2013 was $210,000 and $827,000, respectively.  The amount accreted to yield during the three and nine months ended September 30, 2012 was $500,000 and $1.2 million, respectively.
	On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota.
	The loans and foreclosed assets purchased in the InterBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and nine months ended September 30, 2013 was $155,000 and $485,000, respectively.  The amount amortized to yield during the three and nine months ended September 30, 2012 was $(68,000) and $126,000, respectively.
	Fair Value and Expected Cash Flows.  At the time of these acquisitions, the Company determined the fair value of the loan portfolios based on several assumptions. Factors considered in the valuations were projected cash flows for the loans, type of loan and related collateral, classification status, fixed or variable interest rate, term of loan, current discount rates and whether or not the loan was amortizing. Loans were grouped together according to similar characteristics and were treated in the aggregate when applying various valuation techniques. Management also estimated the amount of credit losses that were expected to be realized for the loan portfolios. The discounted cash flow approach was used to value each pool of loans. For non-performing loans, fair value was estimated by calculating the present value of the recoverable cash flows using a discount rate based on comparable corporate bond rates. This valuation of the acquired loans is a significant component leading to the valuation of the loss sharing assets recorded.
	The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield.  The accretable yield is recognized as interest income over the estimated lives of the loans.  The Company continues to evaluate the fair value of the loans including cash flows expected to be collected.  Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses.  During the three and nine months ended September 30, 2013, increases in expected cash flows related to the acquired loan portfolios resulted in adjustments of $11.9 million and $26.9 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and nine months ended September 30, 2012, similar such adjustments totaling $8.8 million and $18.8 million, respectively, were made to the accretable yield.  The current year increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements.  During the three and nine months ended September 30, 2013, this resulted in a corresponding adjustment of $9.4 million and $21.3 million, respectively, to the indemnification assets to be amortized on a level-yield basis over the remainder of the loss sharing agreements or the remaining expected lives of the loan pools, whichever is shorter.  During the three and nine months ended September 30, 2012, corresponding adjustments of $7.0 million and $15.0 million, respectively, were made to the indemnification assets.  The impact to net interest income and net interest margin was greater in the quarter ended September 30, 2013 compared to the quarter ended June 30, 2013 due to additional estimated cash flows, primarily related to the Sun Security Bank and InterBank loan portfolios.
	Because these adjustments will be recognized over the remaining lives of the loan pools and the remainder of the loss sharing agreements, respectively, they will impact future periods as well.  The remaining accretable yield adjustment that will affect interest income is $25.0 million and the remaining adjustment to the indemnification assets, including the effects of the clawback liability related to Interbank, that will affect non-interest income (expense) is $(20.7) million.  Of the remaining adjustments, we expect to recognize $5.7 million of interest income and $(5.0) million of non-interest income (expense) in the remainder of 2013.  Additional adjustments may be recorded in future periods from the FDIC-assisted acquisitions, as the Company continues to estimate expected cash flows from the acquired loan pools.
	The impact of adjustments on the Company’s financial results is shown below:
		Three Months Ended			Nine Months Ended
		30-Sep-13			30-Sep-13
	(In Thousands, Except Per Share Data
	and Basis Points Data)
	Impact on net interest income/
	net interest margin (in basis points)	$8,412	101 bps		$26,508	103 bps
	Non-interest income	-7,074			-22,037
	Net impact to pre-tax income	$1,338			$4,471
	Net impact net of taxes	$870			$2,906
	Impact to diluted earnings per common share	$0.06			$0.21
		Three Months Ended			Nine Months Ended
		30-Sep-12			30-Sep-12
	(In Thousands, Except Per Share Data
	and Basis Points Data)
	Impact on net interest income/
	net interest margin (in basis points)	$9,956	109 bps		$24,136	90 bps
	Non-interest income	-8,169			-19,319
	Net impact to pre-tax income	$1,787			$4,817
	Net impact net of taxes	$1,162			$3,131
	Impact to diluted earnings per common share	$0.09			$0.23
	The loss sharing asset is measured separately from the loan portfolio because it is not contractually embedded in the loans and is not transferable with the loans should the Bank choose to dispose of them. Fair value was estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool (as discussed above) and the loss sharing percentages outlined in the Purchase and Assumption Agreement with the FDIC. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursement from the FDIC. The loss sharing asset is also separately measured from the related foreclosed real estate.
	The loss sharing agreement on the InterBank transaction includes a clawback provision whereby if credit loss performance is better than certain pre-established thresholds, then a portion of the monetary benefit is shared with the FDIC.  The pre-established threshold for credit losses is $115.7 million for this transaction.  The monetary benefit required to be paid to the FDIC under the clawback provision, if any, will occur shortly after the termination of the loss sharing agreement, which in the case of InterBank is 10 years from the acquisition date.
	At September 30, 2013, the Bank’s internal estimate of credit performance is expected to be better than the threshold set by the FDIC in the loss sharing agreement.  Therefore, a separate clawback liability totaling $2.6 million was recorded as of September 30, 2013.  As changes in the fair values of the loans and foreclosed assets are determined due to changes in expected cash flows, changes in the amount of the clawback liability will occur.
	TeamBank FDIC Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the TeamBank transaction at September 30, 2013 and December 31, 2012. Gross loan balances (due from the borrower) were reduced approximately $376.2 million since the transaction date because of $242.8 million of repayments from borrowers, $61.4 million in transfers to foreclosed assets and $72.0 million in charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
		30-Sep-13
				Foreclosed
		Loans		Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$60,010		$2,356
	Non-credit premium/(discount), net of activity since acquisition date	--		--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-3,378		--
	Original estimated fair value of assets, net of activity since
	acquisition date	-55,825		-2,066
	Expected loss remaining	807		290
	Assumed loss sharing recovery percentage	82%		80%
	Estimated loss sharing value	663		232
	Indemnification asset to be amortized resulting from
	change in expected losses	1,455		--
	Accretable discount on FDIC indemnification asset	-21		--
	FDIC indemnification asset	$2,097		$232
		31-Dec-12
				Foreclosed
		Loans		Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$86,657		$9,056
	Non-credit premium/(discount), net of activity since acquisition date	-134		--
	Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-5,120		--
Original estimated fair value of assets, net of activity since
acquisition date	-77,615		-7,669
Expected loss remaining	3,788		1,387
Assumed loss sharing recovery percentage	81%		82%
Estimated loss sharing value	3,051		1,141
Indemnification asset to be amortized resulting from
change in expected losses	4,036		--
Accretable discount on FDIC indemnification asset	-332		--
FDIC indemnification asset	$6,755		$1,141
Vantus Bank Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the Vantus Bank transaction at September 30, 2013 and December 31, 2012. Gross loan balances (due from the borrower) were reduced approximately $260.4 million since the transaction date because of $215.2 million of repayments from borrowers, $16.3 million in transfers to foreclosed assets and $28.9 million in charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
	30-Sep-13
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$71,155		$3,570
Non-credit premium/(discount), net of activity since acquisition date	-5		--
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-1,779		--
Original estimated fair value of assets, net of activity since
acquisition date	-68,490		-2,353
Expected loss remaining	881		1,217
Assumed loss sharing recovery percentage	75%		80%
Estimated loss sharing value	658		974
Indemnification asset to be amortized resulting from
change in expected losses	1,399		--
Accretable discount on FDIC indemnification asset	-48		--
FDIC indemnification asset	$2,009		$974
	31-Dec-12
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$103,910		$4,383
Non-credit premium/(discount), net of activity since acquisition date	-104		--
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-5,429		--
Original estimated fair value of assets, net of activity since
acquisition date	-95,483		-3,214
Expected loss remaining	2,894		1,169
Assumed loss sharing recovery percentage	78%		80%
Estimated loss sharing value	2,270		935
Indemnification asset to be amortized resulting from
change in expected losses	4,343		--
Accretable discount on FDIC indemnification asset	-240		--
FDIC indemnification asset	$6,373		$935
Sun Security Bank Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the Sun Security Bank transaction at September 30, 2013 and December 31, 2012.  Gross loan balances (due from the borrower) were reduced approximately $147.7 million since the transaction date because of $92.2 million of repayments by the borrower, $25.8 million in transfers to foreclosed assets and $29.7 million of charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
	30-Sep-13
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$86,700		$7,143
Non-credit premium/(discount), net of activity since acquisition date	-252		--
Reclassification from nonaccretable discount to accretable discount	-4,688		--
due to change in expected losses (net of accretion to date)
Original estimated fair value of assets, net of activity since
acquisition date	-70,020		-4,929
Expected loss remaining	11,740		2,214
Assumed loss sharing recovery percentage	73%		80%
Estimated loss sharing value	8,555		1,771
Indemnification asset to be amortized resulting from
change in expected losses	3,718		--
Accretable discount on FDIC indemnification asset	-832		-93
FDIC indemnification asset	$11,441		$1,678
	31-Dec-12
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$126,933		$10,980
Non-credit premium/(discount), net of activity since acquisition date	-1,079		--
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-4,182		--
Original estimated fair value of assets, net of activity since
acquisition date	-91,519		-6,227
Expected loss remaining	30,153		4,753
Assumed loss sharing recovery percentage	76%		80%
Estimated loss sharing value	23,017		3,785
Indemnification asset to be amortized resulting from
change in expected losses	3,345		--
Accretable discount on FDIC indemnification asset	-2,867		-561
FDIC indemnification asset	$23,495		$3,224
InterBank Indemnification Asset.  The following table presents the balances of the FDIC indemnification asset related to the InterBank transaction at September 30, 2013.  Gross loan balances (due from the borrower) were reduced approximately $96.0 million since the transaction date because of $71.5 million of repayments by the borrower, $6.0 million in transfers to foreclosed assets and $18.5 million of charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
	30-Sep-13
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$297,252		$4,788
Non-credit premium/(discount), net of activity since acquisition date	2,056		--
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-15,147		--
Original estimated fair value of assets, net of activity since
acquisition date	-218,962		-4,457
Expected loss remaining	65,199		331
Assumed loss sharing recovery percentage	82%		80%
Estimated loss sharing value	53,114		265
FDIC loss share clawback	2,000		--
Indemnification asset to be amortized resulting from
change in expected losses	12,118		--
Accretable discount on FDIC indemnification asset	-5,341		-33
FDIC indemnification asset	$61,891		$232
	31-Dec-12
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$356,844		$2,001
Non-credit premium/(discount), net of activity since acquisition date	2,541		--
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-9,897		--
Original estimated fair value of assets, net of activity since
acquisition date	-259,232		-1,620
Expected loss remaining	90,256		381
Assumed loss sharing recovery percentage	81%		80%
Estimated loss sharing value	73,151		304
FDIC loss share clawback	1,000		--
Indemnification asset to be amortized resulting from
change in expected losses	7,871		--
Accretable discount on FDIC indemnification asset	-6,893		-93
FDIC indemnification asset	$75,129		$211
Changes in the accretable yield for acquired loan pools were as follows for the three months ended September 30, 2013 and 2012:
					Sun Security
	TeamBank		Vantus Bank		Bank	InterBank
(In Thousands)
Balance, July 1, 2012	$11,403		$17,882		$9,775	$--
Additions	--		--		--	43,227
Accretion	-4,709		-6,980		-3,668	-4,303
Reclassification from nonaccretable yield(1)	5,863		4,510		2,902	--
Balance, September 30, 2012	$12,557		$15,412		$9,009	$38,924
Balance July 1, 2013	$8,610		$8,647		$10,055	$34,967
Accretion	-1,450		-1,832		-4,795	-7,034
Reclassification from nonaccretable yield(1)	1,109		-379		5,293	7,774
Balance, September 30, 2013	$8,269		$6,436		$10,553	$35,707
-1	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses.  The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the three months ended September 30, 2013, totaling $340,000, $0, $4.3 million and $7.3 million, respectively, and for the three months ended September 30, 2012, totaling $3.1 million, $4.0 million, $1.8 million and $0, respectively.
Changes in the accretable yield for acquired loan pools were as follows for the nine months ended September 30, 2013 and 2012:
					Sun Security
	TeamBank		Vantus Bank		Bank	InterBank
(In Thousands)
Balance, January 1, 2012	$14,662		$21,967		$12,769	$--
Additions	--		--		--	46,078
Accretion	-13,799		-17,320		-10,750	-7,154
Reclassification from nonaccretable yield(1)	11,694		10,765		6,990	--
Balance, September 30, 2012	$12,557		$15,412		$9,009	$38,924
Balance January 1, 2013	$12,128		$13,538		$11,259	$42,574
Accretion	-7,050		-7,492		-13,021	-20,423
Reclassification from nonaccretable yield(1)	3,191		390		12,315	13,556
Balance, September 30, 2013	$8,269		$6,436		$10,553	$35,707
-1	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses.  The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the nine months ended September 30, 2013, totaling $2.5 million, $516,000, $9.0 million and $14.9 million, respectively, and for the nine months ended September 30, 2012, totaling $6.0 million, $7.6 million, $5.2 million and $0, respectively.

Note_9_Foreclosed_Assets_Held_

Note 9: Foreclosed Assets Held For Sale	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 9: Foreclosed Assets Held For Sale	'
	NOTE 9: FORECLOSED ASSETS HELD FOR SALE
	Major classifications of foreclosed assets were as follows:
		September 30,	December 31,
		2013	2012
	(In Thousands)
	One-to four-family construction	$--	$627
	Subdivision construction	13,092	17,147
	Land development	15,293	14,058
	Commercial construction	2,245	6,511
	One-to four-family residential	1,070	1,200
	Other residential	5,632	7,232
	Commercial real estate	3,239	2,738
	Commercial business	98	160
	Consumer	1,132	471
		41,801	50,144
	FDIC-supported foreclosed assets, net of discounts	13,805	18,730
		$55,606	$68,874
	Expenses applicable to foreclosed assets included the following:
		Three Months Ended September 30,
		2013	2012
	(In Thousands)
	Net loss on sales of foreclosed assets	$27	$320
	Valuation write-downs	258	1,292
	Operating expenses, net of rental income	783	924
		$1,068	$2,536
		Nine Months Ended September 30,
		2013	2012
	(In Thousands)
	Net gain on sales of foreclosed assets	($255)	($1,077)
	Valuation write-downs	1,313	2,691
	Operating expenses, net of rental income	2,420	2,589
		$3,478	$4,203

Note_10_Deposits

Note 10: Deposits	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 10: Deposits	'
	NOTE 10: DEPOSITS
		September 30,	December 31,
		2013	2012
	(In Thousands)
	Time Deposits:
	0.00% - 0.99%	$679,662	$      666,573
	1.00% - 1.99%	278,679	426,589
	2.00% - 2.99%	66,170	90,539
	3.00% - 3.99%	10,483	13,240
	4.00% - 4.99%	2,950	5,190
	5.00% and above	1,535	1,816
	Total time deposits (0.73% - 1.00%)	1,039,479	1,203,947
	Non-interest-bearing demand deposits	540,617	385,778
	Interest-bearing demand and savings deposits (0.21% - 0.33%)	1,272,438	1,563,468
	Total Deposits	$2,852,534	$3,153,193

Note_11_Income_Taxes

Note 11: Income Taxes	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 11: Income Taxes	'
	NOTE 11: INCOME TAXES
	Reconciliations of the Company’s effective tax rates to the statutory corporate tax rates were as follows:
		Three Months Ended September 30,
		2013	2012
	(In Thousands)
	Tax at statutory rate	35.00%	35.00%
	Nontaxable interest and dividends	-4.3	(5.2
	Tax credits	-20.8	-18.4
	State taxes	3	0.8
	Other	-1.4	-2.3
		11.50%	9.90%
		Nine Months Ended September 30,
		2013	2012
	(In Thousands)
	Tax at statutory rate	35.00%	35.00%
	Nontaxable interest and dividends	-4.3	-3.1
	Tax credits	-19.1	-9.3
	State taxes	2.1	0.4
	Other	-0.2	0.1
		13.50%	22.90%

Note_12_Fair_Value_Measurement

Note 12: Fair Value Measurement	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 12: Fair Value Measurement	'
	NOTE 12: FAIR VALUE MEASUREMENT
	ASC Topic 820, Fair Value Measurements, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  Topic 820 also specifies a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.  The standard describes three levels of inputs that may be used to measure fair value:
	·        Quoted prices in active markets for identical assets or liabilities (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date. An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis.
	·        Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means.
	·        Significant unobservable inputs (Level 3): Inputs that reflect assumptions of a source independent of the reporting entity or the reporting entity's own assumptions that are supported by little or no market activity or observable inputs.
	Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period.
	Recurring Measurements
				Fair value measurements using
				Quoted prices
				in active
				markets		Other		Significant
				for identical		observable		unobservable
				assets		inputs		inputs
		Fair value		(Level 1)		(Level 2)		(Level 3)
	(In Thousands)
	30-Sep-13
	U.S. government agencies	$17,830		$--		$17,830		$--
	Mortgage-backed securities	393,893		--		393,893		--
	Small Business Administration loan pools	47,128		--		47,128		--
	States and political subdivisions	119,558		--		119,558		--
	Equity securities	2,572		--		2,572		--
	Mortgage servicing rights	236		--		--		236
	Interest rate derivative asset	2,230		--		--		2,230
	Interest rate derivative liability	-1,326		--		--		-1,326
	31-Dec-12
	U.S. government agencies	$30,040		$--		$30,040		$--
	Collateralized mortgage obligations	4,507		--		4,507		--
	Mortgage-backed securities	596,086		--		596,086		--
	Small Business Administration loan pools	51,493		--		51,493		--
	States and political subdivisions	122,878		--		122,878		--
	Equity securities	2,006		--		2,006		--
	Mortgage servicing rights	152		--		--		152
	Interest rate derivative asset	2,112		--		--		2,112
	Interest rate derivative liability	-2,160		--		--		-2,160
	The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at September 30, 2013 and December 31, 2012, as well as the general classification of such assets pursuant to the valuation hierarchy.  There have been no significant changes in the valuation techniques during the nine-month period ended September 30, 2013.
	Securities Available for Sale. Investment securities available for sale are recorded at fair value on a recurring basis. The fair values used by the Company are obtained from an independent pricing service, which represent either quoted market prices for the identical asset or fair values determined by pricing models, or other model-based valuation techniques, that consider observable market data, such as interest rate volatilities, LIBOR yield curve, credit spreads and prices from market makers and live trading systems.  Recurring Level 2 securities include U.S. government agency securities, mortgage-backed securities, collateralized mortgage obligations, Small Business Administration (SBA) loan pools, state and municipal bonds and equity securities. Inputs used for valuing Level 2 securities include observable data that may include dealer quotes, benchmark yields, market spreads, live trading levels and market consensus prepayment speeds, among other things. Additional inputs include indicative values derived from the independent pricing service’s proprietary computerized models.  There were no Recurring Level 3 securities at September 30, 2013 or December 31, 2012.
	Mortgage Servicing Rights. Mortgage servicing rights do not trade in an active, open market with readily observable prices.  Accordingly, fair value is estimated using discounted cash flow models.  Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy.
	Interest Rate Derivatives. Interest rate derivatives are recorded at fair value on a recurring basis. The fair values used by the Company are obtained from an independent valuation service, and are based on prevailing observable market data, such as the LIBOR swap curves and Overnight Index Swap “OIS” curves, and derived from proprietary models based on well recognized financial principles and reasonable estimates about future market conditions (which may include assumptions and estimates that are not readily observable in the marketplace).  Included in the fair values are credit valuation adjustments which represent the consideration of credit risk (credit standing) of the counterparties to the transaction and the effect of any credit enhancements related to the transaction.  Certain inputs to the credit valuation models may be based on assumptions and best estimates that are not readily observable in the marketplace.
	The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods.  From December 31, 2012 to September 30, 2013, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy.
	Level 3 Reconciliation
	The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs.
		Mortgage Servicing Rights
		2013		2012
	(In Thousands)
	Balance, July 1	$246		$194
	Additions	32		71
	Amortization	-42		-86
	Balance, September 30	$236		$179
		Mortgage Servicing Rights
		2013		2012
	(In Thousands)
	Balance, January 1	$152		$292
	Additions	224		102
	Amortization	-140		-215
	Balance, September 30	$236		$179
		Interest Rate Swap Asset
		2013		2012
	(In Thousands)
	Balance, July 1	$1,379		$1,200
	Change in fair value through earnings	182		575
	Balance, September 30	$1,561		$1,775
		Interest Rate Swap Asset
		2013		2012
(In Thousands)
Balance, January 1	$2,112		$111
Change in fair value through earnings	-551		1,664
Balance, September 30	$1,561		$1,775
	Interest Rate Cap Derivative Asset
	Designated as Hedging Instrument
	2013		2012
(In Thousands)
Balance, July 1	$--		$--
Additions	738		--
Change in fair value through other
comprehensive income	-69		--
Balance, September 30	$669		$--
	Interest Rate Cap Derivative Asset
	Designated as Hedging Instrument
	2013		2012
(In Thousands)
Balance, January 1	$--		$--
Additions	738		--
Change in fair value through other
comprehensive income	-69		--
Balance, September 30	$669		$--
	Interest Rate Swap Liability
	2013		2012
(In Thousands)
Balance, July 1	$1,019		$1,230
Change in fair value through earnings	307		679
Balance, September 30	$1,326		$1,909
	Interest Rate Swap Liability
	2013		2012
(In Thousands)
Balance, January 1	$2,160		$121
Change in fair value through earnings	-834		1,788
Balance, September 30	$1,326		$1,909
Nonrecurring Measurements
The following tables present the fair value measurements of assets measured at fair value during the periods presented on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2013 and December 31, 2012:
			Fair Value Measurements Using
			Quoted prices
			in active
			markets		Other		Significant
			for identical		observable		unobservable
			assets		inputs		inputs
	Fair value		(Level 1)		(Level 2)		(Level 3)
(In Thousands)
30-Sep-13
Impaired loans
One- to four-family residential construction	$--		$--		$--		$--
Subdivision construction	163		--		--		163
Land development	1,953		--		--		1,953
Owner occupied one- to four-family        residential	342		--		--		342
Non-owner occupied one- to four-family residential	254		--		--		254
Commercial real estate	7,064		--		--		7,064
Other residential	2,113		--		--		2,113
Commercial business	61		--		--		61
Consumer auto	30		--		--		30
Consumer other	293		--		--		293
Home equity lines of credit	72		--		--		72
Total impaired loans	$12,345		$--		$--		$12,345
Foreclosed assets held for sale	$2,184		$--		$--		$2,184
31-Dec-12
Impaired loans
One- to four-family residential construction	$171		$--		$--		$171
Subdivision construction	1,482		--		--		1,482
Land development	1,463		--		--		1,463
Owner occupied one- to four-family residential	2,638		--		--		2,638
Non-owner occupied one- to four-family residential	2,392		--		--		2,392
Commercial real estate	21,764		--		--		21,764
Other residential	4,162		--		--		4,162
Commercial business	2,186		--		--		2,186
Consumer auto	51		--		--		51
Consumer other	286		--		--		286
Home equity lines of credit	44		--		--		44
Total impaired loans	$36,639		$--		$--		$36,639
Foreclosed assets held for sale	$11,360		$--		$--		$11,360
The following is a description of valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying statements of financial condition, as well as the general classification of such assets pursuant to the valuation hierarchy.
Loans Held for Sale.  Mortgage loans held for sale are recorded at the lower of carrying value or fair value.  The fair value of mortgage loans held for sale is based on what secondary markets are currently offering for portfolios with similar characteristics.  As such, the Company classifies mortgage loans held for sale as Nonrecurring Level 2.  Write-downs to fair value typically do not occur as the Company generally enters into commitments to sell individual mortgage loans at the time the loan is originated to reduce market risk.  The Company typically does not have commercial loans held for sale.  At September 30, 2013 and December 31, 2012, the aggregate fair value of mortgage loans held for sale exceeded their cost.  Accordingly, no mortgage loans held for sale were marked down and reported at fair value.
Impaired Loans.  A loan is considered to be impaired when it is probable that all of the principal and interest due may not be collected according to its contractual terms. Generally, when a loan is considered impaired, the amount of reserve required under FASB ASC 310, Receivables, is measured based on the fair value of the underlying collateral. The Company makes such measurements on all material loans deemed impaired using the fair value of the collateral for collateral dependent loans. The fair value of collateral used by the Company is determined by obtaining an observable market price or by obtaining an appraised value from an independent, licensed or certified appraiser, using observable market data. This data includes information such as selling price of similar properties and capitalization rates of similar properties sold within the market, expected future cash flows or earnings of the subject property based on current market expectations, and other relevant factors. All appraised values are adjusted for market-related trends based on the Company’s experience in sales and other appraisals of similar property types as well as estimated selling costs.  Each quarter management reviews all collateral dependent impaired loans on a loan-by-loan basis to determine whether updated appraisals are necessary based on loan performance, collateral type and guarantor support.  At times, the Company measures the fair value of collateral dependent impaired loans using appraisals with dates prior to one year from the date of review.  These appraisals are discounted by applying current, observable market data about similar property types such as sales contracts, estimations of value by individuals familiar with the market, other appraisals, sales or collateral assessments based on current market activity until updated appraisals are obtained.  Depending on the length of time since an appraisal was performed and the data provided through our reviews, these appraisals are typically discounted 10-40%.  The policy described above is the same for all types of collateral dependent impaired loans.
The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan.  Loans for which such charge-offs or reserves were recorded during the nine months ended September 30, 2013 or the year ended December 31, 2012, are shown in the table above (net of reserves).
Foreclosed Assets Held for Sale.  Foreclosed assets held for sale are initially recorded at fair value less estimated cost to sell at the date of foreclosure.  Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less estimated cost to sell.  Foreclosed assets held for sale are classified as Level 3.  The foreclosed assets represented in the table above have been re-measured during the nine months ended September 30, 2013 or the year ended December 31, 2012, subsequent to their initial transfer to foreclosed assets.
The following disclosure relates to financial assets for which it is not practicable for the Company to estimate the fair value at September 30, 2013 and December 31, 2012.
FDIC Indemnification Asset: As part of the Purchase and Assumption Agreements, the Bank and the FDIC entered into loss sharing agreements. These agreements cover realized losses on loans and foreclosed real estate, subject to certain limitations which are more fully described in Note 8.
Under the TeamBank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $115 million in realized losses and 95% for realized losses that exceed $115 million.  The indemnification asset was originally recorded at fair value on the acquisition date (March 20, 2009) and at September 30, 2013 and December 31, 2012, the carrying value was $2.3 million and $7.9 million, respectively.
Under the Vantus Bank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $102 million in realized losses and 95% for realized losses that exceed $102 million.  The indemnification asset was originally recorded at fair value on the acquisition date (September 4, 2009) and at September 30, 2013 and December 31, 2012, the carrying value of the FDIC indemnification asset was $3.0 million and $7.3 million, respectively.
Under the Sun Security Bank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses.  The indemnification asset was originally recorded at fair value on the acquisition date (October 7, 2011) and at September 30, 2013 and December 31, 2012, the carrying value of the FDIC indemnification asset was $13.1 million and $26.8 million, respectively.
Under the InterBank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses.  The indemnification asset was originally recorded at fair value on the acquisition date (April 27, 2012) and at September 30, 2013 and December 31, 2012, the carrying value of the FDIC indemnification asset was $62.1 million and $75.3 million, respectively.
From the dates of acquisition, each of the four agreements extend ten years for 1-4 family real estate loans and five years for other loans.  The loss sharing assets are measured separately from the loan portfolios because they are not contractually embedded in the loans and are not transferable with the loans should the Bank choose to dispose of them.  Fair values on the acquisition dates were estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool and the loss sharing percentages.  These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursements from the FDIC.  The loss sharing assets are also separately measured from the related foreclosed real estate.  Although the assets are contractual receivables from the FDIC, they do not have effective interest rates.  The Bank will collect the assets over the next several years.  The amount ultimately collected will depend on the timing and amount of collections and charge-offs on the acquired assets covered by the loss sharing agreements.  While the assets were recorded at their estimated fair values on the acquisition dates, it is not practicable to complete fair value analyses on a quarterly or annual basis.  Estimating the fair value of the FDIC indemnification asset would involve preparing fair value analyses of the entire portfolios of loans and foreclosed assets covered by the loss sharing agreements from all four acquisitions on a quarterly or annual basis.
Fair Value of Financial Instruments
The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value:
Cash and Cash Equivalents and Federal Home Loan Bank Stock. The carrying amount approximates fair value.
Loans and Interest Receivable.  The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.  Loans with similar characteristics are aggregated for purposes of the calculations.  The carrying amount of accrued interest receivable approximates its fair value.
Deposits and Accrued Interest Payable.  The fair value of demand deposits and savings accounts is the amount payable on demand at the reporting date, i.e., their carrying amounts.  The fair value of fixed maturity certificates of deposit is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities.  The carrying amount of accrued interest payable approximates its fair value.
Federal Home Loan Bank Advances.  Rates currently available to the Company for debt with similar terms and remaining maturities are used to estimate fair value of existing advances.
Short-Term Borrowings.  The carrying amount approximates fair value.
Subordinated Debentures Issued to Capital Trusts.  The subordinated debentures have floating rates that reset quarterly.  The carrying amount of these debentures approximates their fair value.
Structured Repurchase Agreements.  Structured repurchase agreements are collateralized borrowings from a counterparty.  In addition to the principal amount owed, the counterparty also determines an amount that would be owed by either party in the event the agreement is terminated prior to maturity by the Company.  The fair values of the structured repurchase agreements are estimated based on the amount the Company would be required to pay to terminate the agreement at the reporting date.
Commitments to Originate Loans, Letters of Credit and Lines of Credit.  The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.  For fixed rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates.  The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligations with the counterparties at the reporting date.
The following table presents estimated fair values of the Company’s financial instruments.  The fair values of certain of these instruments were calculated by discounting expected cash flows, which method involves significant judgments by management and uncertainties.  Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale.  Because no market exists for certain of these financial instruments and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate.
		30-Sep-13					31-Dec-12
	Carrying			Fair	Hierarchy	Carrying		Fair	Hierarchy
	Amount			Value	Level	Amount		Value	Level
Financial assets
Cash and cash equivalents	$339,814			$339,814	1	$404,141		$404,141	1
Held-to-maturity securities	805			915	2	920		1,084	2
Mortgage loans held for sale	10,047			10,047	2	26,829		26,829	2
Loans, net of allowance for loan losses	2,328,738			2,329,551	3	2,319,638		2,326,051	3
Accrued interest receivable	10,932			10,932	3	12,755		12,755	3
Investment in FHLB stock	9,855			9,855	3	10,095		10,095	3
Financial liabilities
Deposits	2,852,534			2,860,194	3	3,153,193		3,162,288	3
FHLB advances	127,808			132,368	3	126,730		131,280	3
Short-term borrowings	135,791			135,791	3	180,416		180,416	3
Structured repurchase agreements	50,000			53,946	3	53,039		58,901	3
Subordinated debentures	30,929			30,929	3	30,929		30,929	3
Accrued interest payable	1,121			1,121	3	1,322		1,322	3
Unrecognized financial instruments (net of
contractual value)
Commitments to originate loans	--			--	3	--		--	3
Letters of credit	82			82	3	84		84	3
Lines of credit	--			--	3	--		--	3

Note_13_Derivatives_and_Hedgin

Note 13: Derivatives and Hedging Activities	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 13: Derivatives and Hedging Activities	'
	NOTE 13:  DERIVATIVES AND HEDGING ACTIVITIES
	Risk Management Objective of Using Derivatives
	The Company is exposed to certain risks arising from both its business operations and economic conditions.  The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities.  The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of its assets and liabilities.  In the normal course of business, the Company may use derivative financial instruments (primarily interest rate swaps) from time to time to assist in its interest rate risk management.  The Company has interest rate derivatives that result from a service provided to certain qualifying loan customers that are not used to manage interest rate risk in the Company’s assets or liabilities and are not designated in a qualifying hedging relationship.  The Company manages a matched book with respect to its derivative instruments in order to minimize its net risk exposure resulting from such transactions.  In addition, the Company has interest rate derivatives that are designated in a qualified hedging relationship.
	Nondesignated Hedges
	The Company has interest rate swaps that are not designated in qualifying hedging relationships.  Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain loan customers, which the Company began offering during the fourth quarter of 2011.  The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies.  Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions.  As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings.  As of September 30, 2013, the Company had 26 interest rate swaps totaling $112.8 million with commercial customers, and 26 interest rate swaps with the same notional amount with third parties related to this program.  As of December 31, 2012, the Company had 16 interest rate swaps totaling $81.7 million with commercial customers, and 16 interest rate swaps with the same notional amount with third parties related to this program.  During the three months ended September 30, 2013 and 2012, the Company recognized a net loss of $125,000 and a net loss of $104,000, respectively, in noninterest income related to changes in the fair value of these swaps.  During the nine months ended September 30, 2013 and 2012, the Company recognized a net gain of $283,000 and a net loss of $104,000, respectively, in noninterest income related to changes in the fair value of these swaps.
	Cash Flow Hedges
	As a strategy to maintain acceptable levels of exposure to the risk of changes in future cash flows due to interest rate fluctuations, the Company entered into two interest rate cap agreements related to its floating rate debt associated with its trust preferred securities.  The agreement with a notional amount of $25 million states that the Company will pay interest on its trust preferred debt in accordance with the original debt terms at a rate of 3-month LIBOR + 1.60%.  Should interest rates rise above a certain threshold, the counterparty will reimburse the Company for interest paid such that the Company will have an effective interest rate on that portion of its trust preferred securities no higher than 2.37%.  The second agreement with a notional amount of $5 million states that the Company will pay interest on its trust preferred debt in accordance with the original debt terms at a rate of 3-month LIBOR + 1.40%.  Should interest rates rise above a certain threshold, the counterparty will reimburse the Company for interest paid such that the Company will have an effective interest rate on that portion of its trust preferred securities no higher than 2.17%.  The interest rate cap agreements were effective on August 1, 2013 and July 1, 2013, respectively, and have a term of four years.
	The effective portion of the gain or loss on the derivative is reported as a component of other comprehensive income and reclassified into earnings in the same period or periods during which the hedged transaction affects earnings.  Gains and losses on the derivative representing either hedge ineffectiveness or hedge components excluded from the assessment of effectiveness are recognized in current earnings.
	The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition:
		Location in		Fair Value
		Consolidated Statements		September 30,		December 31,
		of Financial Condition		2013		2012
	(In Thousands)
	Derivatives designated as
	hedging instruments
	Interest rate caps	Prepaid expenses and other assets		$669		$--
	Total derivatives designated
	as hedging instruments			$669		$--
	Derivatives not designated
	as hedging instruments
	Asset Derivatives
	Interest rate products	Prepaid expenses and other assets		$1,561		$2,112
	Total derivatives not designated
	as hedging instruments			$1,561		$2,112
	Liability Derivatives
	Interest rate products	Accrued expenses and other liabilities		$1,326		$2,160
	Total derivatives not designated
	as hedging instruments			$1,326		$2,160
	The following tables present the effect of derivative instruments on the statements of comprehensive income for the three and nine months ended September 30, 2013 and 2012:
		Three Months Ended September 30		Nine Months Ended September 30
	Cash Flow Hedges	Amount of Gain (Loss) Recognized in OCI		Amount of Gain (Loss) Recognized in OCI
		2013	2012	2013	2012
	Interest rate cap	$45	$--	$45	$--
	Agreements with Derivative Counterparties
	The Company has agreements with its derivative counterparties.  If the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations.  If the Bank fails to maintain its status as a well capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements.  Similarly, the Company could be required to settle its obligations under certain of its agreements if certain regulatory events occurred, such as the issuance of a formal directive, or if the Company’s credit rating is downgraded below a specified level.
	As of September 30, 2013, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $-0-.  The Company has minimum collateral posting thresholds with its derivative counterparties.  The Company’s activity with its derivative counterparties had previously met the level in which the minimum collateral posting thresholds take effect and the Company had posted $185,000 of collateral to satisfy the agreements at September 30, 2013.  If the Company had breached any of these provisions at September 30, 2013, it could have been required to settle its obligations under the agreements at the termination value.

Note_14_Consolidation_of_Banki

Note 14: Consolidation of Banking Centers	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 14: Consolidation of Banking Centers	'
	NOTE     14:  CONSOLIDATION OF BANKING CENTERS
	On July 12, 2013, the Company announced plans to consolidate operations of 11 banking centers into other nearby Great Southern banking center locations.  The closing of these facilities, which resulted in the transfer of deposits and other banking center operations, occurred on October 25, 2013.  The 11 banking centers which were consolidated were all in Missouri and were acquired in 2011, as part of the FDIC-assisted acquisition of the former 27-branch Sun Security Bank.
	The Company expects a positive pre-tax income statement impact of approximately $1.2 million to $1.5 million on an annual basis due to the anticipated reduction in non-interest expenses.  In addition, the Company anticipates recording one-time expenses totaling approximately $300,000 to $600,000 during the fourth quarter of 2013 in connection with severance costs for affected employees and shortened useful lives of certain furniture and equipment. The affected premises, which have a total carrying value of approximately $1.5 million, will be marketed for sale.  No significant impairment of the value of these premises is expected, as they were purchased near the end of 2011 from the FDIC at fair value as determined by current appraisals at that time.

Note_15_Subsequent_Event_Loan_

Note 15: Subsequent Event - Loan Purchase	3 Months Ended
	Sep. 30, 2013
Notes	'
Note 15: Subsequent Event - Loan Purchase	'
	NOTE     15:  SUBSEQUENT EVENT – LOAN PURCHASE
	On October 25, 2013, the Bank completed an acquisition of loans with a par value totaling $86.1 million which were being auctioned by an unrelated FDIC-insured financial institution.  The acquired loan portfolio included 119 loans with collateral securing the notes consisting primarily of multi-family real estate in Minnesota, Michigan, Wisconsin, Illinois and Indiana.  The Bank paid $87.9 million for the loans, which resulted in a 2.125% premium over the principal balances of the portfolio.
	The process of bidding on the portfolio was competitive in nature with numerous institutions bidding on all or a portion of the loans.  The Bank estimates the average yield of the portfolio to be approximately 4.3% based on the weighted average maturity of the portfolio (less than four years), with an average yield potentially as high as 4.7% if loan balances are retained beyond the initial maturity dates.
	As part of the due diligence process, lending personnel of the Bank re-underwrote each of the 119 loans in order to determine the credit quality of the portfolio in addition to an extensive review of the enforceability and validity of the loan and collateral documents.  Portfolio underwriting included assessments of maturities concentration, adjustable vs. fixed rate financing based on loan maturity, and geographic concentration.  Each property securing a loan in the portfolio was inspected by a senior member of the Great Southern Bank Loan Committee as part of the due diligence process completed prior to the final bid.

Note_1_Basis_of_Presentation_O

Note 1: Basis of Presentation: Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies	'
	The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and nine months ended September 30, 2013 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2012, has been derived from the audited consolidated statement of financial condition of the Company as of that date.   Certain prior period amounts have been reclassified to conform to the current period presentation.  These reclassifications had no effect on net income.
	Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for 2012 filed with the Securities and Exchange Commission.

Note_4_Stockholders_Equity_Sto

Note 4: Stockholders' Equity: Stockholders Equity Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
Stockholders Equity Policy	'
	Previously, the Company's stockholders approved the Company's reincorporation to the State of Maryland. Under Maryland law, there is no concept of "Treasury Shares." Instead, shares purchased by the Company constitute authorized but unissued shares under Maryland law. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The cost of shares purchased by the Company has been allocated to Common Stock and Retained Earnings balances.

Note_5_Earnings_Per_Share_Earn

Note 5: Earnings Per Share: Earnings Per Share, Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
Earnings Per Share, Policy	'
	Options to purchase 304,630 and 81,375 shares of common stock were outstanding at September 30, 2013 and 2012, respectively, but were not included in the computation of diluted earnings per share for each of the three month and nine month periods because the options’ exercise prices were greater than the average market prices of the common shares for the three and nine months ended September 30, 2013 and 2012, respectively.

Note_6_Investment_Securities_I

Note 6: Investment Securities: Investments in Debt Securities Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
Investments in Debt Securities Policy	'
	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at September 30, 2013 and December 31, 2012, respectively, was approximately $244.1 million and $106.6 million, which is approximately 42.0% and 13.2% of the Company’s available-for-sale and held-to-maturity investment portfolio, respectively.

Note_6_Investment_Securities_G

Note 6: Investment Securities: Gain Loss on Investments Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
Gain Loss on Investments Policy	'
	Gross gains of $644,000 and $795,000 and gross losses of $534,000 and $554,000 resulting from sales of available-for-sale securities were realized for the three and nine months ended September 30, 2013.  Gross gains of $572,000 and $2.7 million and gross losses of $66,000 and $625,000 resulting from sales of available-for-sale securities were realized for the three and nine months ended September 30, 2012.  Gains and losses on sales of securities are determined on the specific-identification method.

Note_7_Loans_and_Allowance_For1

Note 7: Loans and Allowance For Loan Losses: Loan Portfolio Credit quality internal Grading System Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
Loan Portfolio Credit quality internal Grading System Policy	'
	The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.”  Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected.  Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.  Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification.  Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard.  Loans not meeting any of the criteria previously described are considered satisfactory.  The FDIC-covered loans are evaluated using this internal grading system.  These loans are accounted for in pools and are currently substantially covered through loss sharing agreements with the FDIC.  Minimal adverse classification in the loan pools was identified as of September 30, 2013 and December 31, 2012, respectively.  See Note 8 for further discussion of the acquired loan pools and loss sharing agreements.  The loan grading system is presented by loan class below:

Note_8_Loss_Sharing_Agreements1

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: TeamBank Business Combination Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
TeamBank Business Combination Policy	'
	On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas.
	The loans, commitments and foreclosed assets purchased in the TeamBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and nine months ended September 30, 2013 was $0 and $134,000, respectively.  The amount accreted to yield during the three and nine months ended September 30, 2012 was $267,000 and $1.0 million, respectively.

Note_8_Loss_Sharing_Agreements2

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Vantus Bank Business Combination Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
Vantus Bank Business Combination Policy	'
	On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa.
	The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and nine months ended September 30, 2013 was $19,000 and $99,000, respectively.  The amount accreted to yield during the three and nine months ended September 30, 2012 was $76,000 and $338,000, respectively.

Note_8_Loss_Sharing_Agreements3

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Sun Security Bank Business Combination Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
Sun Security Bank Business Combination Policy	'
	On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri.
	The loans and foreclosed assets purchased in the Sun Security Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans) and foreclosed assets purchased subject to certain limitations.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and nine months ended September 30, 2013 was $210,000 and $827,000, respectively.  The amount accreted to yield during the three and nine months ended September 30, 2012 was $500,000 and $1.2 million, respectively.

Note_8_Loss_Sharing_Agreements4

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: InterBank Business Combination Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
InterBank Business Combination Policy	'
	On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota.
	The loans and foreclosed assets purchased in the InterBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and nine months ended September 30, 2013 was $155,000 and $485,000, respectively.  The amount amortized to yield during the three and nine months ended September 30, 2012 was $(68,000) and $126,000, respectively.

Note_8_Loss_Sharing_Agreements5

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Business Acquisition Fair Value and Expected Cash Flows Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
Business Acquisition Fair Value and Expected Cash Flows Policy	'
	Fair Value and Expected Cash Flows.  At the time of these acquisitions, the Company determined the fair value of the loan portfolios based on several assumptions. Factors considered in the valuations were projected cash flows for the loans, type of loan and related collateral, classification status, fixed or variable interest rate, term of loan, current discount rates and whether or not the loan was amortizing. Loans were grouped together according to similar characteristics and were treated in the aggregate when applying various valuation techniques. Management also estimated the amount of credit losses that were expected to be realized for the loan portfolios. The discounted cash flow approach was used to value each pool of loans. For non-performing loans, fair value was estimated by calculating the present value of the recoverable cash flows using a discount rate based on comparable corporate bond rates. This valuation of the acquired loans is a significant component leading to the valuation of the loss sharing assets recorded.
	The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield.  The accretable yield is recognized as interest income over the estimated lives of the loans.  The Company continues to evaluate the fair value of the loans including cash flows expected to be collected.  Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses.  During the three and nine months ended September 30, 2013, increases in expected cash flows related to the acquired loan portfolios resulted in adjustments of $11.9 million and $26.9 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and nine months ended September 30, 2012, similar such adjustments totaling $8.8 million and $18.8 million, respectively, were made to the accretable yield.  The current year increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements.  During the three and nine months ended September 30, 2013, this resulted in a corresponding adjustment of $9.4 million and $21.3 million, respectively, to the indemnification assets to be amortized on a level-yield basis over the remainder of the loss sharing agreements or the remaining expected lives of the loan pools, whichever is shorter.  During the three and nine months ended September 30, 2012, corresponding adjustments of $7.0 million and $15.0 million, respectively, were made to the indemnification assets.  The impact to net interest income and net interest margin was greater in the quarter ended September 30, 2013 compared to the quarter ended June 30, 2013 due to additional estimated cash flows, primarily related to the Sun Security Bank and InterBank loan portfolios.
	Because these adjustments will be recognized over the remaining lives of the loan pools and the remainder of the loss sharing agreements, respectively, they will impact future periods as well.  The remaining accretable yield adjustment that will affect interest income is $25.0 million and the remaining adjustment to the indemnification assets, including the effects of the clawback liability related to Interbank, that will affect non-interest income (expense) is $(20.7) million.  Of the remaining adjustments, we expect to recognize $5.7 million of interest income and $(5.0) million of non-interest income (expense) in the remainder of 2013.  Additional adjustments may be recorded in future periods from the FDIC-assisted acquisitions, as the Company continues to estimate expected cash flows from the acquired loan pools.

Note_8_Loss_Sharing_Agreements6

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: TeamBank FDIC Indemnification Asset Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
TeamBank FDIC Indemnification Asset Policy	'
	TeamBank FDIC Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the TeamBank transaction at September 30, 2013 and December 31, 2012. Gross loan balances (due from the borrower) were reduced approximately $376.2 million since the transaction date because of $242.8 million of repayments from borrowers, $61.4 million in transfers to foreclosed assets and $72.0 million in charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Note_8_Loss_Sharing_Agreements7

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Vantus Bank Indemnification Asset Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
Vantus Bank Indemnification Asset Policy	'
	Vantus Bank Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the Vantus Bank transaction at September 30, 2013 and December 31, 2012. Gross loan balances (due from the borrower) were reduced approximately $260.4 million since the transaction date because of $215.2 million of repayments from borrowers, $16.3 million in transfers to foreclosed assets and $28.9 million in charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Note_8_Loss_Sharing_Agreements8

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Sun Security Bank Indemnification Asset Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
Sun Security Bank Indemnification Asset Policy	'
	Sun Security Bank Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the Sun Security Bank transaction at September 30, 2013 and December 31, 2012.  Gross loan balances (due from the borrower) were reduced approximately $147.7 million since the transaction date because of $92.2 million of repayments by the borrower, $25.8 million in transfers to foreclosed assets and $29.7 million of charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Note_8_Loss_Sharing_Agreements9

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: InterBank Indemnification Asset Policy (Policies)	3 Months Ended
	Sep. 30, 2013
Policies	'
InterBank Indemnification Asset Policy	'
	InterBank Indemnification Asset.  The following table presents the balances of the FDIC indemnification asset related to the InterBank transaction at September 30, 2013.  Gross loan balances (due from the borrower) were reduced approximately $96.0 million since the transaction date because of $71.5 million of repayments by the borrower, $6.0 million in transfers to foreclosed assets and $18.5 million of charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Note_5_Earnings_Per_Share_Sche

Note 5: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Earnings Per Share, Basic and Diluted	'
		Three Months Ended September 30,
		2013	2012
	(In Thousands, Except Per Share Data)
	Basic:
	Average shares outstanding	13,647	13,550
	Net income available to common stockholders	$8,294	$6,954
	Per share amount	$0.61	$0.51
	Income from continuing operations available to common stockholders	$8,294	$6,892
	Per share amount	$0.61	$0.50
	Income from discontinued operations available to common stockholders	$--	$62
	Per share amount	$--	$0.01
	Diluted:
	Average shares outstanding	13,647	13,550
	Net effect of dilutive stock options and warrants – based on the treasury
	stock method using average market price	58	119
	Diluted shares	13,705	13,669
	Net income available to common stockholders	$8,294	$6,954
	Per share amount	$0.61	$0.51
	Income from continuing operations available to common stockholders	$8,294	$6,892
	Per share amount	$0.61	$0.50
	Income from discontinued operations available to common stockholders	$--	$62
	Per share amount	$--	$0.01
		Nine Months Ended September 30,
		2013	2012
	(In Thousands, Except Per Share Data)
	Basic:
	Average shares outstanding	13,634	13,533
	Net income available to common stockholders	$24,621	$35,817
	Per share amount	$1.81	$2.65
	Income from continuing operations available to common stockholders	$24,621	$35,268
	Per share amount	$1.81	$2.61
	Income from discontinued operations available to common stockholders	$--	$549
	Per share amount	$--	$0.04
	Diluted:
	Average shares outstanding	13,634	13,533
	Net effect of dilutive stock options and warrants – based on the treasury
	stock method using average market price	58	119
	Diluted shares	13,692	13,652
	Net income available to common stockholders	$24,621	$35,817
	Per share amount	$1.80	$2.62
	Income from continuing operations available to common stockholders	$24,621	$35,268
	Per share amount	$1.80	$2.59
	Income from discontinued operations available to common stockholders	$--	$549
	Per share amount	$--	$0.03

Note_6_Investment_Securities_S

Note 6: Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Available-for-sale Securities Reconciliation	'
		30-Sep-13
			Gross	Gross		Tax
		Amortized	Unrealized	Unrealized	Fair	Equivalent
		Cost	Gains	Losses	Value	Yield
	(In Thousands)
	AVAILABLE-FOR-SALE SECURITIES:
	U.S. government agencies	$20,000	$--	$2,170	$17,830	2.00%
	Mortgage-backed securities	391,320	5,435	2,862	393,893	1.59
	Small Business Administration
	loan pools	45,478	1,650	--	47,128	1.46
	States and political subdivisions	117,627	3,037	1,107	119,557	5.51
	Equity securities	847	1,725	--	2,572	--
		$575,272	$11,847	$6,139	$580,980	2.39%
		31-Dec-12
			Gross	Gross		Tax
		Amortized	Unrealized	Unrealized	Fair	Equivalent
		Cost	Gains	Losses	Value	Yield
	(In Thousands)
	AVAILABLE-FOR-SALE SECURITIES:
	U.S. government agencies	$30,000	$40	$--	$30,040	1.25%
	Collateralized mortgage obligations	3,939	576	8	4,507	1.72
	Mortgage-backed securities	582,039	14,861	814	596,086	2.42
	Small Business Administration
	loan pools	50,198	1,295	--	51,493	1.99
	States and political subdivisions	114,372	8,506	--	122,878	5.61
	Equity securities	847	1,159	--	2,006	--
		$781,395	$26,437	$822	$807,010	2.80%

Note_6_Investment_Securities_S1

Note 6: Investment Securities: Schedule of Held-to-maturity Securities (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Held-to-maturity Securities	'
		30-Sep-13
			Gross	Gross		Tax
		Amortized	Unrealized	Unrealized	Fair	Equivalent
		Cost	Gains	Losses	Value	Yield
	(In Thousands)
	HELD-TO-MATURITY SECURITIES:
	States and political subdivisions	$805	$110	$--	$915	7.37%
		31-Dec-12
			Gross	Gross		Tax
		Amortized	Unrealized	Unrealized	Fair	Equivalent
		Cost	Gains	Losses	Value	Yield
	(In Thousands)
	HELD-TO-MATURITY SECURITIES:
	States and political subdivisions	$920	$164	$--	$1,084	7.37%

Note_6_Investment_Securities_S2

Note 6: Investment Securities: Schedule of Maturity of Available for Sale Securities (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Maturity of Available for Sale Securities	'
		Amortized	Fair
		Cost	Value
	(In Thousands)
	One year or less	$110	$110
	After one through five years	467	473
	After five through ten years	10,017	10,216
	After ten years	172,511	173,716
	Securities not due on a single maturity date	391,320	393,893
	Equity securities	847	2,572
		$575,272	$580,980

Note_6_Investment_Securities_S3

Note 6: Investment Securities: Schedule of Held to Maturity Securities by Maturity (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Held to Maturity Securities by Maturity	'
		Amortized	Fair
		Cost	Value
	(In Thousands)
	After five through ten years	$805	$915

Note_6_Investment_Securities_S4

Note 6: Investment Securities: Schedule of Gross Unrealized Losses and Estimated Fair Value of Investments (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Gross Unrealized Losses and Estimated Fair Value of Investments	'
		30-Sep-13
		Less than 12 Months		12 Months or More		Total
		Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	Description of Securities	Value	Losses	Value	Losses	Value	Losses
	(In Thousands)
	U.S. government agencies	$20,000	$     (2,170)	$--	$  --	$20,000	($2,170)
	Mortgage-backed securities	182,088	-2,862	1	--	182,089	-2,862
	State and political
	subdivisions	42,054	-1,107	--	--	42,054	-1,107
		$244,142	$     (6,139)	$1	$--	$244,143	($6,139)
		31-Dec-12
		Less than 12 Months		12 Months or More		Total
		Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	Description of Securities	Value	Losses	Value	Losses	Value	Losses
	(In Thousands)
	Collateralized mortgage
	obligations	$--	$--	$414	($8)	$414	($8)
	Mortgage-backed securities	106,136	-814	--	--	106,136	-814
		$106,136	($814)	$414	($8)	$106,550	($822)

Note_6_Investment_Securities_O

Note 6: Investment Securities: Other than Temporary Impairment, Credit Losses Recognized in Earnings (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Other than Temporary Impairment, Credit Losses Recognized in Earnings	'
		Accumulated
		Credit Losses
	(In Thousands)
	Credit losses on debt securities held
	1-Jul-13	$--
	Additions related to other-than-temporary losses not previously recognized	--
	Additions related to increases in credit losses on debt securities for which
	other-than-temporary impairment losses were previously recognized	--
	Reductions due to final principal payments	--
	30-Sep-13	$--
		Accumulated
		Credit Losses
	(In Thousands)
	Credit losses on debt securities held
	1-Jul-12	$3,860
	Additions related to other-than-temporary losses not previously recognized	--
	Additions related to increases in credit losses on debt securities for which
	other-than-temporary impairment losses were previously recognized	--
	Reductions due to sales	--
	30-Sep-12	$3,860
		Accumulated
		Credit Losses
	(In Thousands)
	Credit losses on debt securities held
	1-Jan-13	$4,176
	Additions related to other-than-temporary losses not previously recognized	--
	Additions related to increases in credit losses on debt securities for which
	other-than-temporary impairment losses were previously recognized	--
	Reductions due to final principal payments	-4,176
	30-Sep-13	$--
		Accumulated
		Credit Losses
	(In Thousands)
	Credit losses on debt securities held
	1-Jan-12	$3,598
	Additions related to other-than-temporary losses not previously recognized	--
	Additions related to increases in credit losses on debt securities for which
	other-than-temporary impairment losses were previously recognized	262
	Reductions due to sales	--
	30-Sep-12	$3,860

Note_6_Investment_Securities_S5

Note 6: Investment Securities: Schedule of Amounts Reclassified Out of Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Amounts Reclassified Out of Accumulated Other Comprehensive Income	'
		Amounts Reclassified from Other Comprehensive Income Three Months Ended September 30,		Affected Line Item in the Statements of Income
		2013	2012
	(In Thousands)
	Unrealized gains (losses) on available-			Net realized gains on available-
	for-sale securities	$110	$507	for-sale securities
				(Total reclassified amount before tax)
	Income Taxes	-38	-177	Provision for income taxes
	Total reclassifications out of accumulated
	other comprehensive income	$72	$330
		Amounts Reclassified from Other Comprehensive Income Nine months Ended September 30,		Affected Line Item in the Statements of Income
		2013	2012
	(In Thousands)
	Unrealized gains (losses) on available-			Net realized gains on available-
	for-sale securities	$241	$1,787	for-sale securities
				(Total reclassified amount before tax)
	Income Taxes	-84	-625	Provision for income taxes
	Total reclassifications out of accumulated
	other comprehensive income	$157	$1,162

Note_7_Loans_and_Allowance_For2

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Loans	'
		September 30,	December 31,
		2013	2012
	(In Thousands)
	One- to four-family residential construction	$33,454	$29,071
	Subdivision construction	34,264	35,805
	Land development	62,368	62,559
	Commercial construction	174,691	150,515
	Owner occupied one- to four-family residential	86,390	83,859
	Non-owner occupied one- to four-family residential	144,100	145,458
	Commercial real estate	757,679	692,377
	Other residential	252,608	267,518
	Commercial business	279,874	264,631
	Industrial revenue bonds	41,016	43,762
	Consumer auto	122,329	82,610
	Consumer other	83,639	83,815
	Home equity lines of credit	56,885	54,225
	FDIC-supported loans, net of discounts (TeamBank)	55,825	77,615
	FDIC-supported loans, net of discounts (Vantus Bank)	68,489	95,483
	FDIC-supported loans, net of discounts (Sun Security Bank)	70,020	91,519
	FDIC-supported loans, net of discounts (InterBank)	218,962	259,232
		2,542,593	2,520,054
	Undisbursed portion of loans in process	-171,473	-157,574
	Allowance for loan losses	-39,456	-40,649
	Deferred loan fees and gains, net	-2,926	-2,193
		$2,328,738	$2,319,638
	Weighted average interest rate	5.12%	5.39%

Note_7_Loans_and_Allowance_For3

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans Receivable by Aging Analysis (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Loans Receivable by Aging Analysis	'
		30-Sep-13
								Total Loans
		30-59 Days	60-89 Days	Over 90	Total Past		Total Loans	> 90 Days and
		Past Due	Past Due	Days	Due	Current	Receivable	Still Accruing
	(In Thousands)
	One- to four-family
	residential construction	$--	$--	$--	$--	$33,454	$33,454	$--
	Subdivision construction	2,047	--	879	2,926	31,338	34,264	--
	Land development	6,905	182	260	7,347	55,021	62,368	--
	Commercial construction	--	--	--	--	174,691	174,691	--
	Owner occupied one- to four-
	family residential	423	454	2,475	3,352	83,038	86,390	183
	Non-owner occupied one- to
	four-family residential	3,222	229	1,173	4,624	139,476	144,100	115
	Commercial real estate	7,591	161	9,765	17,517	740,162	757,679	--
	Other residential	2,375	--	713	3,088	249,520	252,608	--
	Commercial business	871	13	4,878	5,762	274,112	279,874	--
	Industrial revenue bonds	--	--	--	--	41,016	41,016	--
	Consumer auto	907	132	149	1,188	121,141	122,329	--
	Consumer other	1,118	321	686	2,125	81,514	83,639	10
	Home equity lines of credit	319	54	410	783	56,102	56,885	310
	FDIC-supported loans, net of
	discounts (TeamBank)	173	46	3,690	3,909	51,916	55,825	--
	FDIC-supported loans, net of
	discounts (Vantus Bank)	213	824	1,730	2,767	65,722	68,489	--
	FDIC-supported loans,
	net of discounts
	(Sun Security Bank)	123	337	6,242	6,702	63,318	70,020	--
	FDIC-supported loans,
	net of discounts
	(InterBank)	1,346	2,249	20,168	23,763	195,199	218,962	110
		27,633	5,002	53,218	83,853	2,456,740	2,542,593	728
	Less FDIC-supported loans,
	net of discounts	1,855	3,456	31,830	37,141	376,155	413,296	110
	Total	$25,778	$1,546	$21,388	$48,713	$2,080,585	$2,129,297	$618
		31-Dec-12
								Total Loans
		30-59 Days	60-89 Days	Over 90	Total Past		Total Loans	> 90 Days and
		Past Due	Past Due	Days	Due	Current	Receivable	Still Accruing
	(In Thousands)
	One- to four-family
	residential construction	$178	$--	$--	$178	$28,893	$29,071	$--
	Subdivision construction	478	--	3	481	35,324	35,805	--
	Land development	--	--	2,471	2,471	60,088	62,559	--
	Commercial construction	--	--	--	--	150,515	150,515	--
	Owner occupied one- to four-
	family residential	3,305	263	2,352	5,920	77,939	83,859	237
	Non-owner occupied one- to
	four-family residential	2,600	--	1,905	4,505	140,953	145,458	--
	Commercial real estate	1,346	726	8,324	10,396	681,981	692,377	--
	Other residential	3,741	--	--	3,741	263,777	267,518	--
	Commercial business	2,094	153	4,139	6,386	258,245	264,631	--
	Industrial revenue bonds	--	--	2,110	2,110	41,652	43,762	--
	Consumer auto	690	73	120	883	81,727	82,610	26
	Consumer other	1,522	242	834	2,598	81,217	83,815	449
	Home equity lines of credit	185	146	220	551	53,674	54,225	--
	FDIC-supported loans, net of
	discounts (TeamBank)	1,608	2,077	8,020	11,705	65,910	77,615	173
	FDIC-supported loans, net of
	discounts (Vantus Bank)	1,545	669	5,641	7,855	87,628	95,483	--
	FDIC-supported loans,
	net of discounts
	(Sun Security Bank)	1,539	384	21,342	23,265	68,254	91,519	1,274
FDIC-supported loans, net of
discounts (InterBank)	10,212	4,662	33,928	48,802	210,430	259,232	347
	31,043	9,395	91,409	131,847	2,388,207	2,520,054	2,506
Less FDIC-supported loans,
net of discounts	14,904	7,792	68,931	91,627	432,222	523,849	1,794
Total	$16,139	$1,603	$22,478	$40,220	$1,955,985	$1,996,205	$712

Note_7_Loans_and_Allowance_For4

Note 7: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Financing Receivables NonAccrual Status	'
		September 30,	December 31,
		2013	2012
	(In Thousands)
	One- to four-family residential construction	$--	$--
	Subdivision construction	879	3
	Land development	260	2,471
	Commercial construction	--	--
	Owner occupied one- to four-family residential	2,292	2,115
	Non-owner occupied one- to four-family residential	1,058	1,905
	Commercial real estate	9,765	8,324
	Other residential	713	--
	Commercial business	4,878	6,249
	Consumer auto	139	94
	Consumer other	376	385
	Home equity lines of credit	410	220
	Total	$20,770	$21,766

Note_7_Loans_and_Allowance_For5

Note 7: Loans and Allowance For Loan Losses: Schedule of Balance in Allowance for Loan Losses Based on Portfolio Segment and Impairment (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Balance in Allowance for Loan Losses Based on Portfolio Segment and Impairment	'
		One- to Four-
		Family
		Residential and	Other	Commercial	Commercial	Commercial
		Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)
	Allowance for loan losses
	Balance July 1, 2013	$6,125	$3,373	$16,419	$5,789	$5,664	$2,815	$40,185
	Provision (benefit) charged to expense	-234	-372	1,474	1,291	-1,732	2,250	2,677
	Losses charged off	-847	-201	-608	-346	-1,303	-2,215	-5,520
	Recoveries	87	6	888	50	648	435	2,114
	Balance September 30, 2013	$5,131	$2,806	$18,173	$6,784	$3,277	$3,285	$39,456
	Balance January 1, 2013	$6,822	$4,327	$17,441	$3,938	$5,096	$3,025	$40,649
	Provision charged to expense	292	1,329	6,736	3,413	137	2,666	14,573
	Losses charged off	-2,088	-2,887	-7,138	-675	-2,672	-3,884	-19,344
	Recoveries	105	37	1,134	108	716	1,478	3,578
	Balance September 30, 2013	$5,131	$2,806	$18,173	$6,784	$3,277	$3,285	$39,456
	Ending balance:
	Individually evaluated for
	impairment	$1,650	$169	$2,416	$2,192	$1,512	$208	$8,147
	Collectively evaluated for
	impairment	$3,481	$2,637	$15,754	$4,592	$1,762	$3,071	$31,297
	Loans acquired and
	accounted for under ASC
	310-30	$--	$--	$3	$--	$4	$5	$12
	Loans
	Individually evaluated for
	impairment	$13,310	$11,367	$40,981	$15,444	$8,836	$1,189	$91,127
	Collectively evaluated for
	impairment	$284,897	$241,241	$757,715	$221,615	$271,038	$261,664	$2,038,170
	Loans acquired and
	accounted for under ASC
	310-30	$235,141	$41,772	$94,417	$6,041	$6,780	$29,145	$413,296
	The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2012:
		One- to Four-
		Family
		Residential and	Other	Commercial	Commercial	Commercial
		Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)
	Allowance for loan losses
	Balance July 1, 2012	$7,899	$4,012	$15,592	$6,929	$3,341	$2,949	$40,722
	Provision (benefit) charged to expense	-724	348	2,950	4,227	1,512	87	8,400
	Losses charged off	-245	-310	-1,579	-6,870	-648	-699	-10,351
	Recoveries	65	22	448	471	110	420	1,536
	Balance September 30, 2012	$6,995	$4,072	$17,411	$4,757	$4,315	$2,757	$40,307
	Balance January 1, 2012	$11,424	$3,088	$18,390	$2,982	$2,974	$2,374	$41,232
	Provision (benefit) charged to expense	-1,830	4,206	12,265	17,525	2,758	1,153	36,077
	Losses charged off	-2,740	-3,562	-13,784	-16,462	-1,701	-1,661	-39,910
	Recoveries	141	340	540	712	284	891	2,908
	Balance September 30, 2012	$6,995	$4,072	$17,411	$4,757	$4,315	$2,757	$40,307
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2012:
		One- to Four-
		Family
		Residential and	Other	Commercial	Commercial	Commercial
		Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)
	Allowance for loan losses
	Individually evaluated for
	impairment	$2,288	$1,089	$4,990	$96	$2,778	$156	$11,397
	Collectively evaluated for
	impairment	$4,532	$3,239	$12,443	$3,842	$2,315	$2,864	$29,235
	Loans acquired and
	accounted for under ASC
	310-30	$1	$--	$9	$--	$4	$3	$17
Loans
Individually evaluated for
impairment	$14,691	$16,405	$48,476	$12,009	$10,064	$980	$102,625
Collectively evaluated for
impairment	$279,502	$251,113	$687,663	$201,065	$254,567	$219,670	$1,893,580
Loans acquired and
accounted for under ASC
310-30	$278,889	$53,280	$129,128	$7,997	$14,939	$39,616	$523,849

Note_7_Loans_and_Allowance_For6

Note 7: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Impaired Loans	'
		30-Sep-13
			Unpaid
		Recorded	Principal	Specific
		Balance	Balance	Allowance
	(In Thousands)
	One- to four-family residential construction	$--	$--	$--
	Subdivision construction	3,785	3,896	851
	Land development	15,444	15,848	2,192
	Commercial construction	--	--	--
	Owner occupied one- to four-family residential	5,174	5,393	430
	Non-owner occupied one- to four-family residential	4,351	5,233	369
	Commercial real estate	40,981	42,507	2,416
	Other residential	11,367	11,367	169
	Commercial business	6,138	6,140	1,512
	Industrial revenue bonds	2,698	2,778	--
	Consumer auto	184	228	28
	Consumer other	595	664	89
	Home equity lines of credit	410	424	91
	Total	$91,127	$94,478	$8,147
		Three Months Ended			Nine Months Ended
		30-Sep-13			30-Sep-13
		Average			Average
		Investment	Interest		Investment	Interest
		in Impaired	Income		in Impaired	Income
		Loans	Recognized		Loans	Recognized
	(In Thousands)
	One- to four-family residential construction	$48	$--		$48	$5
	Subdivision construction	4,062	34		3,206	140
	Land development	15,573	111		13,025	477
	Commercial construction	--	--		--	--
	Owner occupied one- to four-family residential	5,035	60		4,899	176
	Non-owner occupied one- to four-family residential	4,832	12		5,112	173
	Commercial real estate	40,792	506		44,374	1,246
	Other residential	11,444	136		14,895	353
	Commercial business	6,274	86		7,074	161
	Industrial revenue bonds	2,698	--		2,701	14
	Consumer auto	153	7		130	11
	Consumer other	593	12		639	44
	Home equity lines of credit	333	10		316	20
	Total	$91,837	$974		$96,419	$2,820
		At or for the Year Ended December 31, 2012
					Average
			Unpaid		Investment	Interest
		Recorded	Principal	Specific	in Impaired	Income
		Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)
	One- to four-family residential construction	$410	$410	$239	$679	$22
	Subdivision construction	2,577	2,580	688	8,399	143
	Land development	12,009	13,204	96	12,614	656
	Commercial construction	--	--	--	383	--
	Owner occupied one- to four-family residential	5,627	6,037	550	5,174	295
	Non-owner occupied one- to four-family residential	6,077	6,290	811	10,045	330
	Commercial real estate	48,476	49,779	4,990	45,181	2,176
	Other residential	16,405	16,405	1,089	16,951	836
	Commercial business	7,279	8,615	2,778	4,851	329
	Industrial revenue bonds	2,785	2,865	--	3,034	5
	Consumer auto	143	170	22	157	17
	Consumer other	602	682	89	654	65
	Home equity lines of credit	235	248	45	162	15
	Total	$102,625	$107,285	$11,397	$108,284	$4,889
		30-Sep-12
			Unpaid
		Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$612	$612	$283
Subdivision construction	3,204	4,854	310
Land development	11,922	18,665	755
Commercial construction	--	--	--
Owner occupied one- to four-family residential	5,168	5,392	493
Non-owner occupied one- to four-family residential	9,067	9,491	615
Commercial real estate	49,052	49,921	3,299
Other residential	18,517	19,781	711
Commercial business	3,423	3,774	1,541
Industrial revenue bonds	2,785	2,865	--
Consumer auto	160	177	25
Consumer other	781	837	116
Home equity lines of credit	177	177	36
Total	$104,868	$116,546	$8,184
	Three Months Ended			Nine Months Ended
	30-Sep-12			30-Sep-12
	Average			Average
	Investment	Interest		Investment	Interest
	in Impaired	Income		in Impaired	Income
	Loans	Recognized		Loans	Recognized
(In Thousands)
One- to four-family residential construction	$612	$6		$738	$17
Subdivision construction	3,188	153		10,225	153
Land development	15,826	19		12,286	408
Commercial construction	1,020	--		510	--
Owner occupied one- to four-family residential	4,970	93		5,094	208
Non-owner occupied one- to four-family residential	10,389	--		10,854	289
Commercial real estate	42,607	154		44,223	1,742
Other residential	17,718	223		17,408	686
Commercial business	3,290	35		3,927	119
Industrial revenue bonds	3,267	--		3,117	--
Consumer auto	154	4		163	12
Consumer other	679	20		662	60
Home equity lines of credit	134	6		136	9
Total	$103,854	$1,313		$109,343	$3,703

Note_7_Loans_and_Allowance_For7

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Troubled Debt Restructurings on Financing Receivables	'
		Three Months Ended September 30, 2013
					Total
		Interest Only	Term	Combination	Modification
	(In Thousands)
	Mortgage loans on real estate:
	Subdivision construction	$--	$251	$568	$819
	Land development	--	2,016	--	2,016
	Commercial real estate	57	1,818	--	1,875
	Consumer	--	14	--	14
		$57	$4,099	$568	$4,724
		Nine Months Ended September 30, 2013
					Total
		Interest Only	Term	Combination	Modification
	(In Thousands)
	Mortgage loans on real estate:
	One- to four-family
	residential construction	$--	$286	$--	$286
	Subdivision construction	--	2,067	568	2,635
	Land development	--	2,078	--	2,078
	Residential-one-to four-family	--	1,423	--	1,423
	Other residential	--	1,874	--	1,874
	Commercial real estate	57	1,818	--	1,875
	Consumer	--	183	--	183
		$57	$9,729	$568	$10,354

Note_7_Loans_and_Allowance_For8

Note 7: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Financing Receivable Credit Quality Indicators	'
			30-Sep-13
				Special
		Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
	One- to four-family residential
	construction	$33,390	$64	$--	$--	$--	$33,454
	Subdivision construction	29,840	1,230	--	3,194	--	34,264
	Land development	47,007	1,464	--	13,896	--	62,367
	Commercial construction	174,691	--	--	--	--	174,691
	Owner occupied one- to four-
	family residential	82,953	497	--	2,940	--	86,390
	Non-owner occupied one- to four-
	family residential	135,512	5,954	--	2,635	--	144,101
	Commercial real estate	698,740	37,242	--	21,696	--	757,678
	Other residential	237,645	12,790	--	2,173	--	252,608
	Commercial business	272,966	868	--	6,041	--	279,874
	Industrial revenue bonds	38,319	675	--	2,023	--	41,017
	Consumer auto	122,158	--	--	171	--	122,329
	Consumer other	83,154	6	--	478	--	83,638
	Home equity lines of credit	54,589	--	1,885	410	--	56,885
	FDIC-supported loans, net of
	Discounts (TeamBank)	55,626	--	--	199	--	55,825
	FDIC-supported loans, net of
	discounts (Vantus Bank)	68,186	--	--	304	--	68,490
	FDIC-supported loans, net of
	discounts (Sun Security Bank)	70,020	--	--	--	--	70,020
	FDIC-supported loans, net of
	discounts (InterBank)	218,962	--	--	--	--	218,962
	Total	$2,423,758	$60,790	$1,885	$56,160	$--	$2,542,593
			31-Dec-12
				Special
		Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
	One- to four-family residential
	construction	$28,662	$--	$--	$409	$--	$29,071
	Subdivision construction	31,156	2,993	--	1,656	--	35,805
	Land development	47,388	3,887	--	11,284	--	62,559
	Commercial construction	150,515	--	--	--	--	150,515
	Owner occupied one- to four-
	family residential	79,411	792	--	3,656	--	83,859
	Non-owner occupied one- to four-
	family residential	132,073	7,884	--	5,501	--	145,458
	Commercial real estate	619,387	42,753	--	30,237	--	692,377
	Other residential	252,238	6,793	--	8,487	--	267,518
	Commercial business	253,165	4,286	--	6,180	1,000	264,631
	Industrial revenue bonds	40,977	675	--	2,110	--	43,762
	Consumer auto	82,467	--	--	143	--	82,610
	Consumer other	83,250	--	--	565	--	83,815
	Home equity lines of credit	52,076	--	1,913	236	--	54,225
	FDIC-supported loans, net of
	Discounts (TeamBank)	77,568	--	--	47	--	77,615
	FDIC-supported loans, net of
	discounts (Vantus Bank)	95,281	--	--	202	--	95,483
	FDIC-supported loans, net of
	discounts (Sun Security Bank)	91,519	--	--	--	--	91,519
	FDIC-supported loans, net of
	discounts (InterBank)	259,210	--	--	22	--	259,232
	Total	$2,376,343	$70,063	$1,913	$70,735	$1,000	$2,520,054

Recovered_Sheet1

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Impact of Adjustments of Acquired Loans on Financial Results	'
		Three Months Ended		Nine Months Ended
		30-Sep-13		30-Sep-13
	(In Thousands, Except Per Share Data
	and Basis Points Data)
	Impact on net interest income/
	net interest margin (in basis points)	$8,412	101 bps	$26,508	103 bps
	Non-interest income	-7,074		-22,037
	Net impact to pre-tax income	$1,338		$4,471
	Net impact net of taxes	$870		$2,906
	Impact to diluted earnings per common share	$0.06		$0.21
		Three Months Ended		Nine Months Ended
		30-Sep-12		30-Sep-12
	(In Thousands, Except Per Share Data
	and Basis Points Data)
	Impact on net interest income/
	net interest margin (in basis points)	$9,956	109 bps	$24,136	90 bps
	Non-interest income	-8,169		-19,319
	Net impact to pre-tax income	$1,787		$4,817
	Net impact net of taxes	$1,162		$3,131
	Impact to diluted earnings per common share	$0.09		$0.23

Recovered_Sheet2

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of TeamBank FDIC Indemnification Asset (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of TeamBank FDIC Indemnification Asset	'
		30-Sep-13
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$60,010	$2,356
	Non-credit premium/(discount), net of activity since acquisition date	--	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-3,378	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-55,825	-2,066
	Expected loss remaining	807	290
	Assumed loss sharing recovery percentage	82%	80%
	Estimated loss sharing value	663	232
	Indemnification asset to be amortized resulting from
	change in expected losses	1,455	--
	Accretable discount on FDIC indemnification asset	-21	--
	FDIC indemnification asset	$2,097	$232
		31-Dec-12
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$86,657	$9,056
	Non-credit premium/(discount), net of activity since acquisition date	-134	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-5,120	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-77,615	-7,669
	Expected loss remaining	3,788	1,387
	Assumed loss sharing recovery percentage	81%	82%
	Estimated loss sharing value	3,051	1,141
	Indemnification asset to be amortized resulting from
	change in expected losses	4,036	--
	Accretable discount on FDIC indemnification asset	-332	--
	FDIC indemnification asset	$6,755	$1,141

Recovered_Sheet3

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Vantus Bank FDIC Indemnification Asset (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Vantus Bank FDIC Indemnification Asset	'
		30-Sep-13
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$71,155	$3,570
	Non-credit premium/(discount), net of activity since acquisition date	-5	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-1,779	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-68,490	-2,353
	Expected loss remaining	881	1,217
	Assumed loss sharing recovery percentage	75%	80%
	Estimated loss sharing value	658	974
	Indemnification asset to be amortized resulting from
	change in expected losses	1,399	--
	Accretable discount on FDIC indemnification asset	-48	--
	FDIC indemnification asset	$2,009	$974
		31-Dec-12
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$103,910	$4,383
	Non-credit premium/(discount), net of activity since acquisition date	-104	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-5,429	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-95,483	-3,214
	Expected loss remaining	2,894	1,169
	Assumed loss sharing recovery percentage	78%	80%
	Estimated loss sharing value	2,270	935
	Indemnification asset to be amortized resulting from
	change in expected losses	4,343	--
	Accretable discount on FDIC indemnification asset	-240	--
	FDIC indemnification asset	$6,373	$935

Recovered_Sheet4

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Sun Security Bank FDIC Indemnification Asset (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Sun Security Bank FDIC Indemnification Asset	'
		30-Sep-13
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$86,700	$7,143
	Non-credit premium/(discount), net of activity since acquisition date	-252	--
	Reclassification from nonaccretable discount to accretable discount	-4,688	--
	due to change in expected losses (net of accretion to date)
	Original estimated fair value of assets, net of activity since
	acquisition date	-70,020	-4,929
	Expected loss remaining	11,740	2,214
	Assumed loss sharing recovery percentage	73%	80%
	Estimated loss sharing value	8,555	1,771
	Indemnification asset to be amortized resulting from
	change in expected losses	3,718	--
	Accretable discount on FDIC indemnification asset	-832	-93
	FDIC indemnification asset	$11,441	$1,678
		31-Dec-12
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$126,933	$10,980
	Non-credit premium/(discount), net of activity since acquisition date	-1,079	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-4,182	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-91,519	-6,227
	Expected loss remaining	30,153	4,753
	Assumed loss sharing recovery percentage	76%	80%
	Estimated loss sharing value	23,017	3,785
	Indemnification asset to be amortized resulting from
	change in expected losses	3,345	--
	Accretable discount on FDIC indemnification asset	-2,867	-561
	FDIC indemnification asset	$23,495	$3,224

Recovered_Sheet5

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of InterBank FDIC Indemnification Asset (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of InterBank FDIC Indemnification Asset	'
		30-Sep-13
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$297,252	$4,788
	Non-credit premium/(discount), net of activity since acquisition date	2,056	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-15,147	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-218,962	-4,457
	Expected loss remaining	65,199	331
	Assumed loss sharing recovery percentage	82%	80%
	Estimated loss sharing value	53,114	265
	FDIC loss share clawback	2,000	--
	Indemnification asset to be amortized resulting from
	change in expected losses	12,118	--
	Accretable discount on FDIC indemnification asset	-5,341	-33
	FDIC indemnification asset	$61,891	$232
		31-Dec-12
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$356,844	$2,001
	Non-credit premium/(discount), net of activity since acquisition date	2,541	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-9,897	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-259,232	-1,620
	Expected loss remaining	90,256	381
	Assumed loss sharing recovery percentage	81%	80%
	Estimated loss sharing value	73,151	304
	FDIC loss share clawback	1,000	--
	Indemnification asset to be amortized resulting from
	change in expected losses	7,871	--
	Accretable discount on FDIC indemnification asset	-6,893	-93
	FDIC indemnification asset	$75,129	$211

Recovered_Sheet6

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Changes in Accretable Yield for Acquired Loan Pools (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Changes in Accretable Yield for Acquired Loan Pools	'
				Sun Security
		TeamBank	Vantus Bank	Bank	InterBank
	(In Thousands)
	Balance, July 1, 2012	$11,403	$17,882	$9,775	$--
	Additions	--	--	--	43,227
	Accretion	-4,709	-6,980	-3,668	-4,303
	Reclassification from nonaccretable yield(1)	5,863	4,510	2,902	--
	Balance, September 30, 2012	$12,557	$15,412	$9,009	$38,924
	Balance July 1, 2013	$8,610	$8,647	$10,055	$34,967
	Accretion	-1,450	-1,832	-4,795	-7,034
	Reclassification from nonaccretable yield(1)	1,109	-379	5,293	7,774
	Balance, September 30, 2013	$8,269	$6,436	$10,553	$35,707
	-1	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses.  The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the three months ended September 30, 2013, totaling $340,000, $0, $4.3 million and $7.3 million, respectively, and for the three months ended September 30, 2012, totaling $3.1 million, $4.0 million, $1.8 million and $0, respectively.
	Changes in the accretable yield for acquired loan pools were as follows for the nine months ended September 30, 2013 and 2012:
				Sun Security
		TeamBank	Vantus Bank	Bank	InterBank
	(In Thousands)
	Balance, January 1, 2012	$14,662	$21,967	$12,769	$--
	Additions	--	--	--	46,078
	Accretion	-13,799	-17,320	-10,750	-7,154
	Reclassification from nonaccretable yield(1)	11,694	10,765	6,990	--
	Balance, September 30, 2012	$12,557	$15,412	$9,009	$38,924
	Balance January 1, 2013	$12,128	$13,538	$11,259	$42,574
	Accretion	-7,050	-7,492	-13,021	-20,423
	Reclassification from nonaccretable yield(1)	3,191	390	12,315	13,556
	Balance, September 30, 2013	$8,269	$6,436	$10,553	$35,707
	-1	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses.  The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the nine months ended September 30, 2013, totaling $2.5 million, $516,000, $9.0 million and $14.9 million, respectively, and for the nine months ended September 30, 2012, totaling $6.0 million, $7.6 million, $5.2 million and $0, respectively.

Note_9_Foreclosed_Assets_Held_1

Note 9: Foreclosed Assets Held For Sale: Schedule of Major Classifications of Foreclosed Assets (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Major Classifications of Foreclosed Assets	'
		September 30,	December 31,
		2013	2012
	(In Thousands)
	One-to four-family construction	$--	$627
	Subdivision construction	13,092	17,147
	Land development	15,293	14,058
	Commercial construction	2,245	6,511
	One-to four-family residential	1,070	1,200
	Other residential	5,632	7,232
	Commercial real estate	3,239	2,738
	Commercial business	98	160
	Consumer	1,132	471
		41,801	50,144
	FDIC-supported foreclosed assets, net of discounts	13,805	18,730
		$55,606	$68,874

Note_9_Foreclosed_Assets_Held_2

Note 9: Foreclosed Assets Held For Sale: Schedule of Expenses Applicable to Foreclosed Assets (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Expenses Applicable to Foreclosed Assets	'
		Three Months Ended September 30,
		2013	2012
	(In Thousands)
	Net loss on sales of foreclosed assets	$27	$320
	Valuation write-downs	258	1,292
	Operating expenses, net of rental income	783	924
		$1,068	$2,536
		Nine Months Ended September 30,
		2013	2012
	(In Thousands)
	Net gain on sales of foreclosed assets	($255)	($1,077)
	Valuation write-downs	1,313	2,691
	Operating expenses, net of rental income	2,420	2,589
		$3,478	$4,203

Note_10_Deposits_Schedule_of_D

Note 10: Deposits: Schedule of Deposit Liabilities (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Deposit Liabilities	'
		September 30,	December 31,
		2013	2012
	(In Thousands)
	Time Deposits:
	0.00% - 0.99%	$679,662	$      666,573
	1.00% - 1.99%	278,679	426,589
	2.00% - 2.99%	66,170	90,539
	3.00% - 3.99%	10,483	13,240
	4.00% - 4.99%	2,950	5,190
	5.00% and above	1,535	1,816
	Total time deposits (0.73% - 1.00%)	1,039,479	1,203,947
	Non-interest-bearing demand deposits	540,617	385,778
	Interest-bearing demand and savings deposits (0.21% - 0.33%)	1,272,438	1,563,468
	Total Deposits	$2,852,534	$3,153,193

Note_11_Income_Taxes_Schedule_

Note 11: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Effective Income Tax Rate Reconciliation	'
		Three Months Ended September 30,
		2013	2012
	(In Thousands)
	Tax at statutory rate	35.00%	35.00%
	Nontaxable interest and dividends	-4.3	(5.2
	Tax credits	-20.8	-18.4
	State taxes	3	0.8
	Other	-1.4	-2.3
		11.50%	9.90%
		Nine Months Ended September 30,
		2013	2012
	(In Thousands)
	Tax at statutory rate	35.00%	35.00%
	Nontaxable interest and dividends	-4.3	-3.1
	Tax credits	-19.1	-9.3
	State taxes	2.1	0.4
	Other	-0.2	0.1
		13.50%	22.90%

Note_12_Fair_Value_Measurement1

Note 12: Fair Value Measurement: Fair Value, Assets Measured on Recurring Basis (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Fair Value, Assets Measured on Recurring Basis	'
			Fair value measurements using
			Quoted prices
			in active
			markets	Other	Significant
			for identical	observable	unobservable
			assets	inputs	inputs
		Fair value	(Level 1)	(Level 2)	(Level 3)
	(In Thousands)
	30-Sep-13
	U.S. government agencies	$17,830	$--	$17,830	$--
	Mortgage-backed securities	393,893	--	393,893	--
	Small Business Administration loan pools	47,128	--	47,128	--
	States and political subdivisions	119,558	--	119,558	--
	Equity securities	2,572	--	2,572	--
	Mortgage servicing rights	236	--	--	236
	Interest rate derivative asset	2,230	--	--	2,230
	Interest rate derivative liability	-1,326	--	--	-1,326
	31-Dec-12
	U.S. government agencies	$30,040	$--	$30,040	$--
	Collateralized mortgage obligations	4,507	--	4,507	--
	Mortgage-backed securities	596,086	--	596,086	--
	Small Business Administration loan pools	51,493	--	51,493	--
	States and political subdivisions	122,878	--	122,878	--
	Equity securities	2,006	--	2,006	--
	Mortgage servicing rights	152	--	--	152
	Interest rate derivative asset	2,112	--	--	2,112
	Interest rate derivative liability	-2,160	--	--	-2,160

Note_12_Fair_Value_Measurement2

Note 12: Fair Value Measurement: Schedule of Mortgage Servicing Rights Reconciliation (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Mortgage Servicing Rights Reconciliation	'
		Mortgage Servicing Rights
		2013	2012
	(In Thousands)
	Balance, July 1	$246	$194
	Additions	32	71
	Amortization	-42	-86
	Balance, September 30	$236	$179
		Mortgage Servicing Rights
		2013	2012
	(In Thousands)
	Balance, January 1	$152	$292
	Additions	224	102
	Amortization	-140	-215
	Balance, September 30	$236	$179

Note_12_Fair_Value_Measurement3

Note 12: Fair Value Measurement: Schedule of Interest Rate Derivatives (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Interest Rate Derivatives	'
		Interest Rate Swap Asset
		2013	2012
	(In Thousands)
	Balance, July 1	$1,379	$1,200
	Change in fair value through earnings	182	575
	Balance, September 30	$1,561	$1,775
		Interest Rate Swap Asset
		2013	2012
	(In Thousands)
	Balance, January 1	$2,112	$111
	Change in fair value through earnings	-551	1,664
	Balance, September 30	$1,561	$1,775

Note_12_Fair_Value_Measurement4

Note 12: Fair Value Measurement: Schedule of Interest Rate Cap Derivative Asset Designated as Hedging Instrument (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Interest Rate Cap Derivative Asset Designated as Hedging Instrument	'
		Interest Rate Cap Derivative Asset
		Designated as Hedging Instrument
		2013	2012
	(In Thousands)
	Balance, July 1	$--	$--
	Additions	738	--
	Change in fair value through other
	comprehensive income	-69	--
	Balance, September 30	$669	$--
		Interest Rate Cap Derivative Asset
		Designated as Hedging Instrument
		2013	2012
	(In Thousands)
	Balance, January 1	$--	$--
	Additions	738	--
	Change in fair value through other
	comprehensive income	-69	--
	Balance, September 30	$669	$--

Note_12_Fair_Value_Measurement5

Note 12: Fair Value Measurement: Schedule of Interest Rate Swap Liability Reconciliation (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Interest Rate Swap Liability Reconciliation	'
		Interest Rate Swap Liability
		2013	2012
	(In Thousands)
	Balance, July 1	$1,019	$1,230
	Change in fair value through earnings	307	679
	Balance, September 30	$1,326	$1,909
		Interest Rate Swap Liability
		2013	2012
	(In Thousands)
	Balance, January 1	$2,160	$121
	Change in fair value through earnings	-834	1,788
	Balance, September 30	$1,326	$1,909

Note_12_Fair_Value_Measurement6

Note 12: Fair Value Measurement: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis	'
			Fair Value Measurements Using
			Quoted prices
			in active
			markets	Other	Significant
			for identical	observable	unobservable
			assets	inputs	inputs
		Fair value	(Level 1)	(Level 2)	(Level 3)
	(In Thousands)
	30-Sep-13
	Impaired loans
	One- to four-family residential construction	$--	$--	$--	$--
	Subdivision construction	163	--	--	163
	Land development	1,953	--	--	1,953
	Owner occupied one- to four-family        residential	342	--	--	342
	Non-owner occupied one- to four-family residential	254	--	--	254
	Commercial real estate	7,064	--	--	7,064
	Other residential	2,113	--	--	2,113
	Commercial business	61	--	--	61
	Consumer auto	30	--	--	30
	Consumer other	293	--	--	293
	Home equity lines of credit	72	--	--	72
	Total impaired loans	$12,345	$--	$--	$12,345
	Foreclosed assets held for sale	$2,184	$--	$--	$2,184
	31-Dec-12
	Impaired loans
	One- to four-family residential construction	$171	$--	$--	$171
	Subdivision construction	1,482	--	--	1,482
	Land development	1,463	--	--	1,463
	Owner occupied one- to four-family residential	2,638	--	--	2,638
	Non-owner occupied one- to four-family residential	2,392	--	--	2,392
	Commercial real estate	21,764	--	--	21,764
	Other residential	4,162	--	--	4,162
	Commercial business	2,186	--	--	2,186
	Consumer auto	51	--	--	51
	Consumer other	286	--	--	286
	Home equity lines of credit	44	--	--	44
	Total impaired loans	$36,639	$--	$--	$36,639
	Foreclosed assets held for sale	$11,360	$--	$--	$11,360

Note_12_Fair_Value_Measurement7

Note 12: Fair Value Measurement: Schedule of Financial Instruments Fair Value (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Financial Instruments Fair Value	'
			30-Sep-13				31-Dec-12
		Carrying		Fair	Hierarchy	Carrying		Fair	Hierarchy
		Amount		Value	Level	Amount		Value	Level
	Financial assets
	Cash and cash equivalents	$339,814		$339,814	1	$404,141		$404,141	1
	Held-to-maturity securities	805		915	2	920		1,084	2
	Mortgage loans held for sale	10,047		10,047	2	26,829		26,829	2
	Loans, net of allowance for loan losses	2,328,738		2,329,551	3	2,319,638		2,326,051	3
	Accrued interest receivable	10,932		10,932	3	12,755		12,755	3
	Investment in FHLB stock	9,855		9,855	3	10,095		10,095	3
	Financial liabilities
	Deposits	2,852,534		2,860,194	3	3,153,193		3,162,288	3
	FHLB advances	127,808		132,368	3	126,730		131,280	3
	Short-term borrowings	135,791		135,791	3	180,416		180,416	3
	Structured repurchase agreements	50,000		53,946	3	53,039		58,901	3
	Subordinated debentures	30,929		30,929	3	30,929		30,929	3
	Accrued interest payable	1,121		1,121	3	1,322		1,322	3
	Unrecognized financial instruments (net of
	contractual value)
	Commitments to originate loans	--		--	3	--		--	3
	Letters of credit	82		82	3	84		84	3
	Lines of credit	--		--	3	--		--	3

Note_13_Derivatives_and_Hedgin1

Note 13: Derivatives and Hedging Activities: Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location	'
		Location in	Fair Value
		Consolidated Statements	September 30,	December 31,
		of Financial Condition	2013	2012
	(In Thousands)
	Derivatives designated as
	hedging instruments
	Interest rate caps	Prepaid expenses and other assets	$669	$--
	Total derivatives designated
	as hedging instruments		$669	$--
	Derivatives not designated
	as hedging instruments
	Asset Derivatives
	Interest rate products	Prepaid expenses and other assets	$1,561	$2,112
	Total derivatives not designated
	as hedging instruments		$1,561	$2,112
	Liability Derivatives
	Interest rate products	Accrued expenses and other liabilities	$1,326	$2,160
	Total derivatives not designated
	as hedging instruments		$1,326	$2,160

Note_13_Derivatives_and_Hedgin2

Note 13: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Sep. 30, 2013
Tables/Schedules	'
Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss)	'
		Three Months Ended September 30		Nine Months Ended September 30
	Cash Flow Hedges	Amount of Gain (Loss) Recognized in OCI		Amount of Gain (Loss) Recognized in OCI
		2013	2012	2013	2012
	Interest rate cap	$45	$--	$45	$--

Note_5_Earnings_Per_Share_Sche1

Note 5: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Details	'	'	'	'
Weighted Average Number of Shares Outstanding, Basic	13,647	13,550	13,634	13,533
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$8,294	$6,954	$24,621	$35,817
BASIC EARNINGS PER COMMON SHARE	$0.61	$0.51	$1.81	$2.65
Income from continuing operations available to common shareholders Basic	8,294	6,892	24,621	35,268
BASIC EARNINGS PER COMMON SHARE FROM CONTINUING OPERATIONS	$0.61	$0.50	$1.81	$2.61
Income from discontinued operations available to common shareholders basic	'	62	'	549
Income (Loss) from Discontinued Operations and Disposal of Discontinued Operations, Net of Tax, Per Basic Share	'	$0.01	'	$0.04
Weighted Average Number of Shares Outstanding, Diluted	13,647	13,550	13,634	13,533
Net effect of dilutive stock options and warrants based on treasury stock method using average market price	58	119	58	119
Diluted shares	13,705	13,669	13,692	13,652
Net Income (Loss) Available to Common Stockholders, Diluted	8,294	6,954	24,621	35,817
DILUTED EARNINGS PER COMMON SHARE	$0.61	$0.51	$1.80	$2.62
Income from continuing operations available to common shareholders diluted	8,294	6,892	24,621	35,268
DILUTED EARNINGS PER COMMON SHARE FROM CONTINUING OPERATIONS	$0.61	$0.50	$1.80	$2.59
Income from discontinued operations available to common shareholders diluted	'	$62	'	$549
Income (Loss) from Discontinued Operations and Disposal of Discontinued Operations, Net of Tax, Per Diluted Share	'	$0.01	'	$0.03

Note_5_Earnings_Per_Share_Earn1

Note 5: Earnings Per Share: Earnings Per Share, Policy (Details)	Sep. 30, 2013	Sep. 30, 2012
Details	'	'
Options to purchase shares of common stock outstanding not included in computation of diluted earnings per share because exercise price greater than average market price	304,630	81,375

Note_6_Investment_Securities_S6

Note 6: Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Available-for-sale Securities, Amortized Cost Basis	$575,272	'
Available-for-sale Securities Fair Value	580,980	'
Available-for-sale Securities	'	'
Available-for-sale Securities, Amortized Cost Basis	575,272	781,395
Available For Sale Debt Securities Gross Unrealized Gain	11,847	26,437
Available For Sale Debt Securities Gross Unrealized Loss	6,139	822
Available-for-sale Securities Fair Value	580,980	807,010
Available for Sale Securities Tax Equivalent Yield	2.39%	2.80%
US Government Agencies Debt Securities	'	'
Available-for-sale Securities, Amortized Cost Basis	20,000	30,000
Available For Sale Debt Securities Gross Unrealized Gain	'	40
Available For Sale Debt Securities Gross Unrealized Loss	2,170	'
Available-for-sale Securities Fair Value	17,830	30,040
Available for Sale Securities Tax Equivalent Yield	2.00%	1.25%
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises	'	'
Available-for-sale Securities, Amortized Cost Basis	391,320	582,039
Available For Sale Debt Securities Gross Unrealized Gain	5,435	14,861
Available For Sale Debt Securities Gross Unrealized Loss	2,862	814
Available-for-sale Securities Fair Value	393,893	596,086
Available for Sale Securities Tax Equivalent Yield	1.59%	2.42%
SmallBusinessAdministrationLoanPoolsMember	'	'
Available-for-sale Securities, Amortized Cost Basis	45,478	50,198
Available For Sale Debt Securities Gross Unrealized Gain	1,650	1,295
Available-for-sale Securities Fair Value	47,128	51,493
Available for Sale Securities Tax Equivalent Yield	1.46%	1.99%
US States and Political Subdivisions Debt Securities	'	'
Available-for-sale Securities, Amortized Cost Basis	117,627	114,372
Available For Sale Debt Securities Gross Unrealized Gain	3,037	8,506
Available For Sale Debt Securities Gross Unrealized Loss	1,107	'
Available-for-sale Securities Fair Value	119,557	122,878
Available for Sale Securities Tax Equivalent Yield	5.51%	5.61%
Equity Securities	'	'
Available-for-sale Securities, Amortized Cost Basis	847	847
Available For Sale Debt Securities Gross Unrealized Gain	1,725	1,159
Available-for-sale Securities Fair Value	2,572	2,006
Collateralized Mortgage Obligations	'	'
Available-for-sale Securities, Amortized Cost Basis	'	3,939
Available For Sale Debt Securities Gross Unrealized Gain	'	576
Available For Sale Debt Securities Gross Unrealized Loss	'	8
Available-for-sale Securities Fair Value	'	$4,507
Available for Sale Securities Tax Equivalent Yield	'	1.72%

Note_6_Investment_Securities_S7

Note 6: Investment Securities: Schedule of Held-to-maturity Securities (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Held-to-maturity securities fair value	$915	$1,084
US States and Political Subdivisions Debt Securities	'	'
Held to Maturity Securities Amortized Cost	805	920
Held to Maturity Securities Gross Unrealized Gains	110	164
Held-to-maturity securities fair value	$915	$1,084
Held to Maturity Securities Tax Equivalent Yield	7.37%	7.37%

Note_6_Investment_Securities_S8

Note 6: Investment Securities: Schedule of Maturity of Available for Sale Securities (Details) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Details	'
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	$110
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	110
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	467
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	473
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	10,017
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	10,216
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	172,511
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	173,716
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	391,320
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	393,893
Available for Sale Securities Equity Securities Amortized Cost	847
Available for Sale Securities Equity Securities Fair Value	2,572
Available-for-sale Securities, Amortized Cost Basis	575,272
Available-for-sale Securities Fair Value	$580,980

Note_6_Investment_Securities_S9

Note 6: Investment Securities: Schedule of Held to Maturity Securities by Maturity (Details) (USD $)	Sep. 30, 2013
In Thousands, unless otherwise specified
Details	'
Held to Maturity securities Debt Maturities After Five Through Ten Years Amortized Cost	$805
Held-to-maturity Securities, Debt Maturities, Year Six Through Ten, Fair Value	$915

Note_6_Investment_Securities_I1

Note 6: Investment Securities: Investments in Debt Securities Policy (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Details	'	'
Fair value investments reported less than historical cost	$244,100	$106,600
Fair value investments reported less than historical cost percentage of investment portfolio	42.00%	13.20%

Recovered_Sheet7

Note 6: Investment Securities: Schedule of Gross Unrealized Losses and Estimated Fair Value of Investments (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
TotalUnrealizedLossesAndEstimatedFairValueMember	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$244,142	$106,136
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses3	-6,139	-814
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	1	414
AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses3	'	-8
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	244,143	106,550
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses3	-6,139	-822
Collateralized Mortgage Obligations	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	'	414
AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses3	'	-8
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	'	414
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses3	'	-8
US Government Agencies Debt Securities	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	20,000	'
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses3	-2,170	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	20,000	'
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses3	-2,170	'
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	182,088	106,136
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses3	-2,862	-814
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	1	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	182,089	106,136
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses3	-2,862	-814
US States and Political Subdivisions Debt Securities	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	42,054	'
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses3	-1,107	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	42,054	'
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses3	($1,107)	'

Note_6_Investment_Securities_G1

Note 6: Investment Securities: Gain Loss on Investments Policy (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Details	'	'	'	'
Available-for-sale Securities, Gross Realized Gains	$644	$572	$795	$2,700
Available-for-sale Securities, Gross Realized Losses	$534	$66	$554	$625

Note_6_Investment_Securities_O1

Note 6: Investment Securities: Other than Temporary Impairment, Credit Losses Recognized in Earnings (Details) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses Beginning Balance	$3,860	$4,176	$3,598
Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses Ending Balance	3,860	'	3,860
Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses Beginning Balance	3,860	4,176	3,598
Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses Ending Balance	3,860	'	3,860
Credit Losses Recognized on Investments	'	'	'
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Additions, Additional Credit Losses	'	'	262
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Reductions, Securities Sold	'	($4,176)	'

Recovered_Sheet8

Note 6: Investment Securities: Schedule of Amounts Reclassified Out of Accumulated Other Comprehensive Income (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Reclassifications out of accumulated other comprehensive income	$72	$330	$157	$1,162
Amounts Reclassified From Other Comprehensive Income | Net realized gains on sales of available-for-sale securities (Total reclassified amount before tax)	'	'	'	'
Available-for-sale Securities, Gross Unrealized Gain (Loss)	110	507	241	1,787
Amounts Reclassified From Other Comprehensive Income | Provision for income taxes	'	'	'	'
Available-for-sale Securities, Gross Unrealized Gain (Loss)	($38)	($177)	($84)	($625)

Note_7_Loans_and_Allowance_For9

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Loans Receivable weighted average interest rate	5.12%	5.39%
OneToFourFamilyResidentialConstructionMember	'	'
Loans Receivable	33,454	29,071
SubdivisionConstructionMember	'	'
Loans Receivable	34,264	35,805
LandDevelopmentMember	'	'
Loans Receivable	62,368	62,559
CommercialConstructionMember	'	'
Loans Receivable	174,691	150,515
OwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loans Receivable	86,390	83,859
NonOwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loans Receivable	144,100	145,458
Commercial Real Estate	'	'
Loans Receivable	757,679	692,377
OtherResidentialMember	'	'
Loans Receivable	252,608	267,518
CommercialBusinessMember	'	'
Loans Receivable	279,874	264,631
IndustrialRevenueBondsMember	'	'
Loans Receivable	41,016	43,762
Consumer Loans Auto Financing Receivable	'	'
Loans Receivable	122,329	82,610
Consumer Other Financing Receivable	'	'
Loans Receivable	83,639	83,815
Home Equity Line of Credit	'	'
Loans Receivable	56,885	54,225
FDICSupportedLoansNetOfDiscountsTeamBankMember	'	'
Loans Receivable	55,825	77,615
FDICSupportedLoansNetOfDiscountsVantusBankMember	'	'
Loans Receivable	68,489	95,483
FDICSupportedLoansNetOfDiscountsSunSecurityBankMember	'	'
Loans Receivable	70,020	91,519
FDICSupportedLoansNetOfDiscountsInterBankMember	'	'
Loans Receivable	218,962	259,232
TotalIncludingFDICSupportedLoansNetOfDiscountMember	'	'
Loans Receivable	2,542,593	2,520,054
UndisbursedPortionOfLoansInProcessMember	'	'
Loans Receivable	-171,473	-157,574
Allowance for Loans and Leases Receivable	'	'
Loans Receivable	-39,456	-40,649
DeferredLoanFeesAndGainsNetMember	'	'
Loans Receivable	-2,926	-2,193
Loans Receivable	'	'
Loans Receivable	2,328,738	2,319,638

Recovered_Sheet9

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans Receivable by Aging Analysis (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
OneToFourFamilyResidentialConstructionMember	'	'
Loans 30 to 59 Days Past Due	'	$178
Loans Total Past Due	'	178
Loans Current	33,454	28,893
Total Loans Receivable	33,454	29,071
SubdivisionConstructionMember	'	'
Loans 30 to 59 Days Past Due	2,047	478
Loans Over 90 Days Past Due	879	3
Loans Total Past Due	2,926	481
Loans Current	31,338	35,324
Total Loans Receivable	34,264	35,805
LandDevelopmentMember	'	'
Loans 30 to 59 Days Past Due	6,905	'
Loans 60 to 89 Days Past Due	182	'
Loans Over 90 Days Past Due	260	2,471
Loans Total Past Due	7,347	2,471
Loans Current	55,021	60,088
Total Loans Receivable	62,368	62,559
CommercialConstructionMember	'	'
Loans Current	174,691	150,515
Total Loans Receivable	174,691	150,515
OwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loans 30 to 59 Days Past Due	423	3,305
Loans 60 to 89 Days Past Due	454	263
Loans Over 90 Days Past Due	2,475	2,352
Loans Total Past Due	3,352	5,920
Loans Current	83,038	77,939
Total Loans Receivable	86,390	83,859
Total Loans Greater Than 90 Days and Still Accruing	183	237
NonOwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loans 30 to 59 Days Past Due	3,222	2,600
Loans 60 to 89 Days Past Due	229	'
Loans Over 90 Days Past Due	1,173	1,905
Loans Total Past Due	4,624	4,505
Loans Current	139,476	140,953
Total Loans Receivable	144,100	145,458
Total Loans Greater Than 90 Days and Still Accruing	115	'
Commercial Real Estate	'	'
Loans 30 to 59 Days Past Due	7,591	1,346
Loans 60 to 89 Days Past Due	161	726
Loans Over 90 Days Past Due	9,765	8,324
Loans Total Past Due	17,517	10,396
Loans Current	740,162	681,981
Total Loans Receivable	757,679	692,377
OtherResidentialMember	'	'
Loans 30 to 59 Days Past Due	2,375	3,741
Loans Over 90 Days Past Due	713	'
Loans Total Past Due	3,088	3,741
Loans Current	249,520	263,777
Total Loans Receivable	252,608	267,518
CommercialBusinessMember	'	'
Loans 30 to 59 Days Past Due	871	2,094
Loans 60 to 89 Days Past Due	13	153
Loans Over 90 Days Past Due	4,878	4,139
Loans Total Past Due	5,762	6,386
Loans Current	274,112	258,245
Total Loans Receivable	279,874	264,631
IndustrialRevenueBondsMember	'	'
Loans Over 90 Days Past Due	'	2,110
Loans Total Past Due	'	2,110
Loans Current	41,016	41,652
Total Loans Receivable	41,016	43,762
Consumer Loans Auto Financing Receivable	'	'
Loans 30 to 59 Days Past Due	907	690
Loans 60 to 89 Days Past Due	132	73
Loans Over 90 Days Past Due	149	120
Loans Total Past Due	1,188	883
Loans Current	121,141	81,727
Total Loans Receivable	122,329	82,610
Total Loans Greater Than 90 Days and Still Accruing	'	26
Consumer Other Financing Receivable	'	'
Loans 30 to 59 Days Past Due	1,118	1,522
Loans 60 to 89 Days Past Due	321	242
Loans Over 90 Days Past Due	686	834
Loans Total Past Due	2,125	2,598
Loans Current	81,514	81,217
Total Loans Receivable	83,639	83,815
Total Loans Greater Than 90 Days and Still Accruing	10	449
Home Equity Line of Credit	'	'
Loans 30 to 59 Days Past Due	319	185
Loans 60 to 89 Days Past Due	54	146
Loans Over 90 Days Past Due	410	220
Loans Total Past Due	783	551
Loans Current	56,102	53,674
Total Loans Receivable	56,885	54,225
Total Loans Greater Than 90 Days and Still Accruing	310	'
FDICSupportedLoansNetOfDiscountsTeamBankMember	'	'
Loans 30 to 59 Days Past Due	173	1,608
Loans 60 to 89 Days Past Due	46	2,077
Loans Over 90 Days Past Due	3,690	8,020
Loans Total Past Due	3,909	11,705
Loans Current	51,916	65,910
Total Loans Receivable	55,825	77,615
Total Loans Greater Than 90 Days and Still Accruing	'	173
FDICSupportedLoansNetOfDiscountsVantusBankMember	'	'
Loans 30 to 59 Days Past Due	213	1,545
Loans 60 to 89 Days Past Due	824	669
Loans Over 90 Days Past Due	1,730	5,641
Loans Total Past Due	2,767	7,855
Loans Current	65,722	87,628
Total Loans Receivable	68,489	95,483
FDICSupportedLoansNetOfDiscountsSunSecurityBankMember	'	'
Loans 30 to 59 Days Past Due	123	1,539
Loans 60 to 89 Days Past Due	337	384
Loans Over 90 Days Past Due	6,242	21,342
Loans Total Past Due	6,702	23,265
Loans Current	63,318	68,254
Total Loans Receivable	70,020	91,519
Total Loans Greater Than 90 Days and Still Accruing	'	1,274
FDICSupportedLoansNetOfDiscountsInterBankMember	'	'
Loans 30 to 59 Days Past Due	1,346	10,212
Loans 60 to 89 Days Past Due	2,249	4,662
Loans Over 90 Days Past Due	20,168	33,928
Loans Total Past Due	23,763	48,802
Loans Current	195,199	210,430
Total Loans Receivable	218,962	259,232
Total Loans Greater Than 90 Days and Still Accruing	110	347
TotalIncludingFDICSupportedLoansNetOfDiscountMember	'	'
Loans 30 to 59 Days Past Due	27,633	31,043
Loans 60 to 89 Days Past Due	5,002	9,395
Loans Over 90 Days Past Due	53,218	91,409
Loans Total Past Due	83,853	131,847
Loans Current	2,456,740	2,388,207
Total Loans Receivable	2,542,593	2,520,054
Total Loans Greater Than 90 Days and Still Accruing	728	2,506
LessFDICSupportedLoansNetOfDiscountsMember	'	'
Loans 30 to 59 Days Past Due	1,855	14,904
Loans 60 to 89 Days Past Due	3,456	7,792
Loans Over 90 Days Past Due	31,830	68,931
Loans Total Past Due	37,141	91,627
Loans Current	376,155	432,222
Total Loans Receivable	413,296	523,849
Total Loans Greater Than 90 Days and Still Accruing	110	1,794
Loans Receivable	'	'
Loans 30 to 59 Days Past Due	25,778	16,139
Loans 60 to 89 Days Past Due	1,546	1,603
Loans Over 90 Days Past Due	21,388	22,478
Loans Total Past Due	48,713	40,220
Loans Current	2,080,585	1,955,985
Total Loans Receivable	2,129,297	1,996,205
Total Loans Greater Than 90 Days and Still Accruing	$618	$712

Recovered_Sheet10

Note 7: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
SubdivisionConstructionMember	'	'
Loans Receivable Nonaccrual	$879	$3
LandDevelopmentMember	'	'
Loans Receivable Nonaccrual	260	2,471
OwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loans Receivable Nonaccrual	2,292	2,115
NonOwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loans Receivable Nonaccrual	1,058	1,905
Commercial Real Estate	'	'
Loans Receivable Nonaccrual	9,765	8,324
OtherResidentialMember	'	'
Loans Receivable Nonaccrual	713	'
CommercialBusinessMember	'	'
Loans Receivable Nonaccrual	4,878	6,249
Consumer Loans Auto Financing Receivable	'	'
Loans Receivable Nonaccrual	139	94
Consumer Other Financing Receivable	'	'
Loans Receivable Nonaccrual	376	385
Home Equity Line of Credit	'	'
Loans Receivable Nonaccrual	410	220
LoansReceivableNonaccrualMember	'	'
Loans Receivable Nonaccrual	$20,770	$21,766

Recovered_Sheet11

Note 7: Loans and Allowance For Loan Losses: Schedule of Balance in Allowance for Loan Losses Based on Portfolio Segment and Impairment (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
OneToFourFamilyResidentialConstructionMember	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	$6,125	$7,899	$6,822	$11,424	'
Provision for Loan Losses Expensed	-234	-724	292	-1,830	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-847	-245	-2,088	-2,740	'
Allowance for Doubtful Accounts Receivable, Recoveries	87	65	105	141	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	5,131	6,995	5,131	6,995	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,650	'	1,650	'	2,288
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,481	'	3,481	'	4,532
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	'	'	'	'	1
Financing Receivable, Individually Evaluated for Impairment	13,310	'	13,310	'	14,691
Financing Receivable, Collectively Evaluated for Impairment	284,897	'	284,897	'	279,502
Financing Receivable, Acquired with Deteriorated Credit Quality	235,141	'	235,141	'	278,889
OtherResidentialMember	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	3,373	4,012	4,327	3,088	'
Provision for Loan Losses Expensed	-372	348	1,329	4,206	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-201	-310	-2,887	-3,562	'
Allowance for Doubtful Accounts Receivable, Recoveries	6	22	37	340	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	2,806	4,072	2,806	4,072	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	169	'	169	'	1,089
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,637	'	2,637	'	3,239
Financing Receivable, Individually Evaluated for Impairment	11,367	'	11,367	'	16,405
Financing Receivable, Collectively Evaluated for Impairment	241,241	'	241,241	'	251,113
Financing Receivable, Acquired with Deteriorated Credit Quality	41,772	'	41,772	'	53,280
Commercial Real Estate	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	16,419	15,592	17,441	18,390	'
Provision for Loan Losses Expensed	1,474	2,950	6,736	12,265	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-608	-1,579	-7,138	-13,784	'
Allowance for Doubtful Accounts Receivable, Recoveries	888	448	1,134	540	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	18,173	17,411	18,173	17,411	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	2,416	'	2,416	'	4,990
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	15,754	'	15,754	'	12,443
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	3	'	3	'	9
Financing Receivable, Individually Evaluated for Impairment	40,981	'	40,981	'	48,476
Financing Receivable, Collectively Evaluated for Impairment	757,715	'	757,715	'	687,663
Financing Receivable, Acquired with Deteriorated Credit Quality	94,417	'	94,417	'	129,128
CommercialConstructionMember	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	5,789	6,929	3,938	2,982	'
Provision for Loan Losses Expensed	1,291	4,227	3,413	17,525	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-346	-6,870	-675	-16,462	'
Allowance for Doubtful Accounts Receivable, Recoveries	50	471	108	712	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	6,784	4,757	6,784	4,757	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	2,192	'	2,192	'	96
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	4,592	'	4,592	'	3,842
Financing Receivable, Individually Evaluated for Impairment	15,444	'	15,444	'	12,009
Financing Receivable, Collectively Evaluated for Impairment	221,615	'	221,615	'	201,065
Financing Receivable, Acquired with Deteriorated Credit Quality	6,041	'	6,041	'	7,997
CommercialBusinessMember	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	5,664	3,341	5,096	2,974	'
Provision for Loan Losses Expensed	-1,732	1,512	137	2,758	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-1,303	-648	-2,672	-1,701	'
Allowance for Doubtful Accounts Receivable, Recoveries	648	110	716	284	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	3,277	4,315	3,277	4,315	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,512	'	1,512	'	2,778
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,762	'	1,762	'	2,315
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	4	'	4	'	4
Financing Receivable, Individually Evaluated for Impairment	8,836	'	8,836	'	10,064
Financing Receivable, Collectively Evaluated for Impairment	271,038	'	271,038	'	254,567
Financing Receivable, Acquired with Deteriorated Credit Quality	6,780	'	6,780	'	14,939
ConsumerMember	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	2,815	2,949	3,025	2,374	'
Provision for Loan Losses Expensed	2,250	87	2,666	1,153	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-2,215	-699	-3,884	-1,661	'
Allowance for Doubtful Accounts Receivable, Recoveries	435	420	1,478	891	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	3,285	2,757	3,285	2,757	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	208	'	208	'	156
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,071	'	3,071	'	2,864
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	5	'	5	'	3
Financing Receivable, Individually Evaluated for Impairment	1,189	'	1,189	'	980
Financing Receivable, Collectively Evaluated for Impairment	261,664	'	261,664	'	219,670
Financing Receivable, Acquired with Deteriorated Credit Quality	29,145	'	29,145	'	39,616
Loans Receivable	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	40,185	40,722	40,649	41,232	'
Provision for Loan Losses Expensed	2,677	8,400	14,573	36,077	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-5,520	-10,351	-19,344	-39,910	'
Allowance for Doubtful Accounts Receivable, Recoveries	2,114	1,536	3,578	2,908	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	39,456	40,307	39,456	40,307	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	8,147	'	8,147	'	11,397
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	31,297	'	31,297	'	29,235
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	12	'	12	'	17
Financing Receivable, Individually Evaluated for Impairment	91,127	'	91,127	'	102,625
Financing Receivable, Collectively Evaluated for Impairment	2,038,170	'	2,038,170	'	1,893,580
Financing Receivable, Acquired with Deteriorated Credit Quality	$413,296	'	$413,296	'	$523,849

Recovered_Sheet12

Note 7: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
OneToFourFamilyResidentialConstructionMember	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	'	$612	'	$612	$410
Impaired Financing Receivable, Unpaid Principal Balance	'	612	'	612	410
Impaired Financing Receivable, Related Allowance	'	283	'	283	239
Impaired Financing Receivable, Average Recorded Investment	48	612	48	738	679
Impaired Financing Receivable Interest Income Recognized	'	6	5	17	22
SubdivisionConstructionMember	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	3,785	3,204	3,785	3,204	2,577
Impaired Financing Receivable, Unpaid Principal Balance	3,896	4,854	3,896	4,854	2,580
Impaired Financing Receivable, Related Allowance	851	310	851	310	688
Impaired Financing Receivable, Average Recorded Investment	4,062	3,188	3,206	10,225	8,399
Impaired Financing Receivable Interest Income Recognized	34	153	140	153	143
LandDevelopmentMember	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	15,444	11,922	15,444	11,922	12,009
Impaired Financing Receivable, Unpaid Principal Balance	15,848	18,665	15,848	18,665	13,204
Impaired Financing Receivable, Related Allowance	2,192	755	2,192	755	96
Impaired Financing Receivable, Average Recorded Investment	15,573	15,826	13,025	12,286	12,614
Impaired Financing Receivable Interest Income Recognized	111	19	477	408	656
CommercialConstructionMember	'	'	'	'	'
Impaired Financing Receivable, Average Recorded Investment	'	1,020	'	510	383
OwnerOccupiedOneToFourFamilyResidentialMember	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	5,174	5,168	5,174	5,168	5,627
Impaired Financing Receivable, Unpaid Principal Balance	5,393	5,392	5,393	5,392	6,037
Impaired Financing Receivable, Related Allowance	430	493	430	493	550
Impaired Financing Receivable, Average Recorded Investment	5,035	4,970	4,899	5,094	5,174
Impaired Financing Receivable Interest Income Recognized	60	93	176	208	295
NonOwnerOccupiedOneToFourFamilyResidentialMember	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	4,351	9,067	4,351	9,067	6,077
Impaired Financing Receivable, Unpaid Principal Balance	5,233	9,491	5,233	9,491	6,290
Impaired Financing Receivable, Related Allowance	369	615	369	615	811
Impaired Financing Receivable, Average Recorded Investment	4,832	10,389	5,112	10,854	10,045
Impaired Financing Receivable Interest Income Recognized	12	'	173	289	330
Commercial Real Estate	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	40,981	49,052	40,981	49,052	48,476
Impaired Financing Receivable, Unpaid Principal Balance	42,507	49,921	42,507	49,921	49,779
Impaired Financing Receivable, Related Allowance	2,416	3,299	2,416	3,299	4,990
Impaired Financing Receivable, Average Recorded Investment	40,792	42,607	44,374	44,223	45,181
Impaired Financing Receivable Interest Income Recognized	506	154	1,246	1,742	2,176
OtherResidentialMember	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	11,367	18,517	11,367	18,517	16,405
Impaired Financing Receivable, Unpaid Principal Balance	11,367	19,781	11,367	19,781	16,405
Impaired Financing Receivable, Related Allowance	169	711	169	711	1,089
Impaired Financing Receivable, Average Recorded Investment	11,444	17,718	14,895	17,408	16,951
Impaired Financing Receivable Interest Income Recognized	136	223	353	686	836
CommercialBusinessMember	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	6,138	3,423	6,138	3,423	7,279
Impaired Financing Receivable, Unpaid Principal Balance	6,140	3,774	6,140	3,774	8,615
Impaired Financing Receivable, Related Allowance	1,512	1,541	1,512	1,541	2,778
Impaired Financing Receivable, Average Recorded Investment	6,274	3,290	7,074	3,927	4,851
Impaired Financing Receivable Interest Income Recognized	86	35	161	119	329
IndustrialRevenueBondsMember	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	2,698	2,785	2,698	2,785	2,785
Impaired Financing Receivable, Unpaid Principal Balance	2,778	2,865	2,778	2,865	2,865
Impaired Financing Receivable, Average Recorded Investment	2,698	3,267	2,701	3,117	3,034
Impaired Financing Receivable Interest Income Recognized	'	'	14	'	5
Consumer Loans Auto Financing Receivable	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	184	160	184	160	143
Impaired Financing Receivable, Unpaid Principal Balance	228	177	228	177	170
Impaired Financing Receivable, Related Allowance	28	25	28	25	22
Impaired Financing Receivable, Average Recorded Investment	153	154	130	163	157
Impaired Financing Receivable Interest Income Recognized	7	4	11	12	17
Consumer Other Financing Receivable	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	595	781	595	781	602
Impaired Financing Receivable, Unpaid Principal Balance	664	837	664	837	682
Impaired Financing Receivable, Related Allowance	89	116	89	116	89
Impaired Financing Receivable, Average Recorded Investment	593	679	639	662	654
Impaired Financing Receivable Interest Income Recognized	12	20	44	60	65
Home Equity Line of Credit	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	410	177	410	177	235
Impaired Financing Receivable, Unpaid Principal Balance	424	177	424	177	248
Impaired Financing Receivable, Related Allowance	91	36	91	36	45
Impaired Financing Receivable, Average Recorded Investment	333	134	316	136	162
Impaired Financing Receivable Interest Income Recognized	10	6	20	9	15
LoansReceivableImpairedMember	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	91,127	'	91,127	'	'
Impaired Financing Receivable, Unpaid Principal Balance	94,478	'	94,478	'	'
Impaired Financing Receivable, Related Allowance	8,147	'	8,147	'	'
TotalImpairedLoansMember	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	'	104,868	'	104,868	102,625
Impaired Financing Receivable, Unpaid Principal Balance	'	116,546	'	116,546	107,285
Impaired Financing Receivable, Related Allowance	'	8,184	'	8,184	11,397
Impaired Financing Receivable, Average Recorded Investment	91,837	'	96,419	'	108,284
Impaired Financing Receivable Interest Income Recognized	974	'	2,820	'	4,889
Loans Receivable	'	'	'	'	'
Impaired Financing Receivable, Average Recorded Investment	'	103,854	'	109,343	'
Impaired Financing Receivable Interest Income Recognized	'	$1,313	'	$3,703	'

Recovered_Sheet13

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings Impaired (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Details	'	'
Impaired Loans With Specific Valuation Allowance	$30,600	$43,400
Impaired Loans Valuation Allowance	$9,400	$11,400

Recovered_Sheet14

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Details) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013
ConsumerMember	'	'
Troubled Debt Restructuring Loans Modified Term	$14	$183
Troubled Debt Restructurings Total Modifications	14	183
TroubledDebtRestructuringsMember	'	'
Troubled Debt Restructuring Loans Interest Only	57	57
Troubled Debt Restructuring Loans Modified Term	4,099	9,729
Troubled Debt Restructuring Loans Modified Combination	568	568
Troubled Debt Restructurings Total Modifications	4,724	10,354
Mortgage Loans on Real Estate | SubdivisionConstructionMember	'	'
Troubled Debt Restructuring Loans Modified Term	251	2,067
Troubled Debt Restructuring Loans Modified Combination	568	568
Troubled Debt Restructurings Total Modifications	819	2,635
Mortgage Loans on Real Estate | LandDevelopmentMember	'	'
Troubled Debt Restructuring Loans Modified Term	2,016	2,078
Troubled Debt Restructurings Total Modifications	2,016	2,078
Mortgage Loans on Real Estate | Commercial Real Estate	'	'
Troubled Debt Restructuring Loans Interest Only	57	57
Troubled Debt Restructuring Loans Modified Term	1,818	1,818
Troubled Debt Restructurings Total Modifications	1,875	1,875
Mortgage Loans on Real Estate | OneToFourFamilyResidentialConstructionMember	'	'
Troubled Debt Restructuring Loans Modified Term	'	286
Troubled Debt Restructurings Total Modifications	'	286
Mortgage Loans on Real Estate | OneToFourFamilyResidentialMember	'	'
Troubled Debt Restructuring Loans Modified Term	'	1,423
Troubled Debt Restructurings Total Modifications	'	1,423
Mortgage Loans on Real Estate | OtherResidentialMember	'	'
Troubled Debt Restructuring Loans Modified Term	'	1,874
Troubled Debt Restructurings Total Modifications	'	$1,874

Recovered_Sheet15

Note 7: Loans and Allowance For Loan Losses: Other Troubled Debt Restructurings (Details) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Troubled Debt Restructurings Accruing Interest	$45,600	$38,100
Substandard	'	'
Troubled Debt Restructurings	12,600	14,600
Doubtful	'	'
Troubled Debt Restructurings	'	1,000
ConstructionAndLandDevelopmentMember	'	'
Troubled Debt Restructured Loans and Impaired	7,300	'
SingleFamilyAndMultiFamilyResidentialMortgageLoansMember	'	'
Troubled Debt Restructured Loans and Impaired	15,300	'
Commercial Real Estate	'	'
Troubled Debt Restructured Loans and Impaired	24,400	26,900
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	3	'
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	912	'
CommercialBusinessMember	'	'
Troubled Debt Restructured Loans and Impaired	827	1,900
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	1	'
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	13	'
ConsumerMember	'	'
Troubled Debt Restructured Loans and Impaired	289	167
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	3	'
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	41	'
NonOwnerOccupiedOneToFourFamilyResidentialMember	'	'
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	3	'
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	260	'
OwnerOccupiedOneToFourFamilyResidentialMember	'	'
Financing Receivable, Modifications, Subsequent Default, Number of Contracts	2	'
Financing Receivable, Modifications, Subsequent Default, Recorded Investment	187	'
Construction Loans	'	'
Troubled Debt Restructured Loans and Impaired	'	2,800
SingleFamilyAndMultiFamilyResidentialMember	'	'
Troubled Debt Restructured Loans and Impaired	'	$15,000

Recovered_Sheet16

Note 7: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
SatisfactoryMember | OneToFourFamilyResidentialConstructionMember	'	'
Loan Portfolio Internal Grading System Classification	$33,390	$28,662
SatisfactoryMember | SubdivisionConstructionMember	'	'
Loan Portfolio Internal Grading System Classification	29,840	31,156
SatisfactoryMember | LandDevelopmentMember	'	'
Loan Portfolio Internal Grading System Classification	47,007	47,388
SatisfactoryMember | CommercialConstructionMember	'	'
Loan Portfolio Internal Grading System Classification	174,691	150,515
SatisfactoryMember | OwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loan Portfolio Internal Grading System Classification	82,953	79,411
SatisfactoryMember | NonOwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loan Portfolio Internal Grading System Classification	135,512	132,073
SatisfactoryMember | Commercial Real Estate	'	'
Loan Portfolio Internal Grading System Classification	698,740	619,387
SatisfactoryMember | OtherResidentialMember	'	'
Loan Portfolio Internal Grading System Classification	237,645	252,238
SatisfactoryMember | CommercialBusinessMember	'	'
Loan Portfolio Internal Grading System Classification	272,966	253,165
SatisfactoryMember | IndustrialRevenueBondsMember	'	'
Loan Portfolio Internal Grading System Classification	38,319	40,977
SatisfactoryMember | Consumer Loans Auto Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	122,158	82,467
SatisfactoryMember | Consumer Other Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	83,154	83,250
SatisfactoryMember | Home Equity Line of Credit	'	'
Loan Portfolio Internal Grading System Classification	54,589	52,076
SatisfactoryMember | FDICSupportedLoansNetOfDiscountsTeamBankMember	'	'
Loan Portfolio Internal Grading System Classification	55,626	77,568
SatisfactoryMember | FDICSupportedLoansNetOfDiscountsVantusBankMember	'	'
Loan Portfolio Internal Grading System Classification	68,186	95,281
SatisfactoryMember | FDICSupportedLoansNetOfDiscountsSunSecurityBankMember	'	'
Loan Portfolio Internal Grading System Classification	70,020	91,519
SatisfactoryMember | FDICSupportedLoansNetOfDiscountsInterBankMember	'	'
Loan Portfolio Internal Grading System Classification	218,962	259,210
SatisfactoryMember | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	2,423,758	2,376,343
WatchMember | OneToFourFamilyResidentialConstructionMember	'	'
Loan Portfolio Internal Grading System Classification	64	'
WatchMember | SubdivisionConstructionMember	'	'
Loan Portfolio Internal Grading System Classification	1,230	2,993
WatchMember | LandDevelopmentMember	'	'
Loan Portfolio Internal Grading System Classification	1,464	3,887
WatchMember | OwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loan Portfolio Internal Grading System Classification	497	792
WatchMember | NonOwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loan Portfolio Internal Grading System Classification	5,954	7,884
WatchMember | Commercial Real Estate	'	'
Loan Portfolio Internal Grading System Classification	37,242	42,753
WatchMember | OtherResidentialMember	'	'
Loan Portfolio Internal Grading System Classification	12,790	6,793
WatchMember | CommercialBusinessMember	'	'
Loan Portfolio Internal Grading System Classification	868	4,286
WatchMember | IndustrialRevenueBondsMember	'	'
Loan Portfolio Internal Grading System Classification	675	675
WatchMember | Consumer Other Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	6	'
WatchMember | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	60,790	70,063
Special Mention | Home Equity Line of Credit	'	'
Loan Portfolio Internal Grading System Classification	1,885	1,913
Special Mention | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	1,885	1,913
Substandard | OneToFourFamilyResidentialConstructionMember	'	'
Loan Portfolio Internal Grading System Classification	'	409
Substandard | SubdivisionConstructionMember	'	'
Loan Portfolio Internal Grading System Classification	3,194	1,656
Substandard | LandDevelopmentMember	'	'
Loan Portfolio Internal Grading System Classification	13,896	11,284
Substandard | OwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loan Portfolio Internal Grading System Classification	2,940	3,656
Substandard | NonOwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loan Portfolio Internal Grading System Classification	2,635	5,501
Substandard | Commercial Real Estate	'	'
Loan Portfolio Internal Grading System Classification	21,696	30,237
Substandard | OtherResidentialMember	'	'
Loan Portfolio Internal Grading System Classification	2,173	8,487
Substandard | CommercialBusinessMember	'	'
Loan Portfolio Internal Grading System Classification	6,041	6,180
Substandard | IndustrialRevenueBondsMember	'	'
Loan Portfolio Internal Grading System Classification	2,023	2,110
Substandard | Consumer Loans Auto Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	171	143
Substandard | Consumer Other Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	478	565
Substandard | Home Equity Line of Credit	'	'
Loan Portfolio Internal Grading System Classification	410	236
Substandard | FDICSupportedLoansNetOfDiscountsTeamBankMember	'	'
Loan Portfolio Internal Grading System Classification	199	47
Substandard | FDICSupportedLoansNetOfDiscountsVantusBankMember	'	'
Loan Portfolio Internal Grading System Classification	304	202
Substandard | FDICSupportedLoansNetOfDiscountsInterBankMember	'	'
Loan Portfolio Internal Grading System Classification	'	22
Substandard | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	56,160	70,735
Doubtful | CommercialBusinessMember	'	'
Loan Portfolio Internal Grading System Classification	'	1,000
Doubtful | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	'	1,000
TotalForPortfolioMember | OneToFourFamilyResidentialConstructionMember	'	'
Loan Portfolio Internal Grading System Classification	33,454	29,071
TotalForPortfolioMember | SubdivisionConstructionMember	'	'
Loan Portfolio Internal Grading System Classification	34,264	35,805
TotalForPortfolioMember | LandDevelopmentMember	'	'
Loan Portfolio Internal Grading System Classification	62,367	62,559
TotalForPortfolioMember | CommercialConstructionMember	'	'
Loan Portfolio Internal Grading System Classification	174,691	150,515
TotalForPortfolioMember | OwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loan Portfolio Internal Grading System Classification	86,390	83,859
TotalForPortfolioMember | NonOwnerOccupiedOneToFourFamilyResidentialMember	'	'
Loan Portfolio Internal Grading System Classification	144,101	145,458
TotalForPortfolioMember | Commercial Real Estate	'	'
Loan Portfolio Internal Grading System Classification	757,678	692,377
TotalForPortfolioMember | OtherResidentialMember	'	'
Loan Portfolio Internal Grading System Classification	252,608	267,518
TotalForPortfolioMember | CommercialBusinessMember	'	'
Loan Portfolio Internal Grading System Classification	279,874	264,631
TotalForPortfolioMember | IndustrialRevenueBondsMember	'	'
Loan Portfolio Internal Grading System Classification	41,017	43,762
TotalForPortfolioMember | Consumer Loans Auto Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	122,329	82,610
TotalForPortfolioMember | Consumer Other Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	83,638	83,815
TotalForPortfolioMember | Home Equity Line of Credit	'	'
Loan Portfolio Internal Grading System Classification	56,885	54,225
TotalForPortfolioMember | FDICSupportedLoansNetOfDiscountsTeamBankMember	'	'
Loan Portfolio Internal Grading System Classification	55,825	77,615
TotalForPortfolioMember | FDICSupportedLoansNetOfDiscountsVantusBankMember	'	'
Loan Portfolio Internal Grading System Classification	68,490	95,483
TotalForPortfolioMember | FDICSupportedLoansNetOfDiscountsSunSecurityBankMember	'	'
Loan Portfolio Internal Grading System Classification	70,020	91,519
TotalForPortfolioMember | FDICSupportedLoansNetOfDiscountsInterBankMember	'	'
Loan Portfolio Internal Grading System Classification	218,962	259,232
TotalForPortfolioMember | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	$2,542,593	$2,520,054

Recovered_Sheet17

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Details	'	'	'	'
Impact of acquired loan pools on net interest income	$8,412	$9,956	$26,508	$24,136
Impact of acquired loan pools on net interest margin (in basis points)	101	109	103	90
Impact of acquired loan pools on non-interest income	-7,074	-8,169	-22,037	-19,319
Net impact of acquired loan pools to pre-tax income	1,338	1,787	4,471	4,817
Net impact of acquired loan pools to net of taxes	$870	$1,162	$2,906	$3,131
Impact of acquired loan pools to diluted earnings per common share	$0.06	$0.09	$0.21	$0.23

Recovered_Sheet18

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of TeamBank FDIC Indemnification Asset (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
TeamBank Loans	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	$60,010	$86,657
Non-credit premium (discount), net of activity since acquisition date	'	-134
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-3,378	-5,120
Original estimated fair value of assets, net of activity since acquisition date	-55,825	-77,615
Expected loss remaining	807	3,788
Assumed loss sharing recovery percentage	82.00%	81.00%
Estimated loss sharing value	663	3,051
Indemnification assets to be amortized resulting from change in expected losses	1,455	4,036
Accretable discount on FDIC indemnification asset	-21	-332
Total FDIC indemnification asset	2,097	6,755
TeamBank Foreclosed Assets	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	2,356	9,056
Original estimated fair value of assets, net of activity since acquisition date	-2,066	-7,669
Expected loss remaining	290	1,387
Assumed loss sharing recovery percentage	80.00%	82.00%
Estimated loss sharing value	232	1,141
Total FDIC indemnification asset	$232	$1,141

Recovered_Sheet19

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Vantus Bank FDIC Indemnification Asset (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Vantus Bank Loans	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	$71,155	$103,910
Non-credit premium (discount), net of activity since acquisition date	-5	-104
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-1,779	-5,429
Original estimated fair value of assets, net of activity since acquisition date	-68,490	-95,483
Expected loss remaining	881	2,894
Assumed loss sharing recovery percentage	75.00%	78.00%
Estimated loss sharing value	658	2,270
Indemnification assets to be amortized resulting from change in expected losses	1,399	4,343
Accretable discount on FDIC indemnification asset	-48	-240
Total FDIC indemnification asset	2,009	6,373
Vantus Bank Foreclosed Assets	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	3,570	4,383
Original estimated fair value of assets, net of activity since acquisition date	-2,353	-3,214
Expected loss remaining	1,217	1,169
Assumed loss sharing recovery percentage	80.00%	80.00%
Estimated loss sharing value	974	935
Total FDIC indemnification asset	$974	$935

Recovered_Sheet20

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Sun Security Bank FDIC Indemnification Asset (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Sun Security Bank Loans	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	$86,700	$126,933
Non-credit premium (discount), net of activity since acquisition date	-252	-1,079
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-4,688	-4,182
Original estimated fair value of assets, net of activity since acquisition date	-70,020	-91,519
Expected loss remaining	11,740	30,153
Assumed loss sharing recovery percentage	73.00%	76.00%
Estimated loss sharing value	8,555	23,017
Indemnification assets to be amortized resulting from change in expected losses	3,718	3,345
Accretable discount on FDIC indemnification asset	-832	-2,867
Total FDIC indemnification asset	11,441	23,495
Sun Security Bank Foreclosed Assets	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	7,143	10,980
Original estimated fair value of assets, net of activity since acquisition date	-4,929	-6,227
Expected loss remaining	2,214	4,753
Assumed loss sharing recovery percentage	80.00%	80.00%
Estimated loss sharing value	1,771	3,785
Accretable discount on FDIC indemnification asset	-93	-561
Total FDIC indemnification asset	$1,678	$3,224

Recovered_Sheet21

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of InterBank FDIC Indemnification Asset (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
InterBank Loans	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	$297,252	$356,844
Non-credit premium (discount), net of activity since acquisition date	2,056	2,541
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-15,147	-9,897
Original estimated fair value of assets, net of activity since acquisition date	-218,962	-259,232
Expected loss remaining	65,199	90,256
Assumed loss sharing recovery percentage	82.00%	81.00%
Estimated loss sharing value	53,114	73,151
FDIC loss share clawback	2,000	1,000
Indemnification assets to be amortized resulting from change in expected losses	12,118	7,871
Accretable discount on FDIC indemnification asset	-5,341	-6,893
Total FDIC indemnification asset	61,891	75,129
InterBank Foreclosed Assets	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	4,788	2,001
Original estimated fair value of assets, net of activity since acquisition date	-4,457	-1,620
Expected loss remaining	331	381
Assumed loss sharing recovery percentage	80.00%	80.00%
Estimated loss sharing value	265	304
Accretable discount on FDIC indemnification asset	-33	-93
Total FDIC indemnification asset	$232	$211

Recovered_Sheet22

Note 8: Loss Sharing Agreements and Fdic Indemnification Assets: Schedule of Changes in Accretable Yield for Acquired Loan Pools (Details) (Changes in Accretable Yield for Acquired Loans, USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013		Sep. 30, 2012		Sep. 30, 2013		Sep. 30, 2012
TeamBank	'		'		'		'
Certain Loans Acquired in Transfer, Accretable Yield	$8,610		$11,403		$12,128		$14,662
Acquired Loans Accretion	-1,450		-4,709		-7,050		-13,799
Acquired Loans Reclassification from nonaccretable yield	1,109	[1]	5,863	[1]	3,191	[2]	11,694	[2]
Certain Loans Acquired in Transfer, Accretable Yield	8,269		12,557		8,269		12,557
Vantus Bank	'		'		'		'
Certain Loans Acquired in Transfer, Accretable Yield	8,647		17,882		13,538		21,967
Acquired Loans Accretion	-1,832		-6,980		-7,492		-17,320
Acquired Loans Reclassification from nonaccretable yield	-379	[1]	4,510	[1]	390	[2]	10,765	[2]
Certain Loans Acquired in Transfer, Accretable Yield	6,436		15,412		6,436		15,412
Sun Security Bank	'		'		'		'
Certain Loans Acquired in Transfer, Accretable Yield	10,055		9,775		11,259		12,769
Acquired Loans Accretion	-4,795		-3,668		-13,021		-10,750
Acquired Loans Reclassification from nonaccretable yield	5,293	[1]	2,902	[1]	12,315	[2]	6,990	[2]
Certain Loans Acquired in Transfer, Accretable Yield	10,553		9,009		10,553		9,009
InterBank	'		'		'		'
Certain Loans Acquired in Transfer, Accretable Yield	34,967		'		42,574		'
Acquired loans accretable yield	'		43,227		'		46,078
Acquired Loans Accretion	-7,034		-4,303		-20,423		-7,154
Acquired Loans Reclassification from nonaccretable yield	7,774	[1]	'		13,556	[2]	'
Certain Loans Acquired in Transfer, Accretable Yield	$35,707		$38,924		$35,707		$38,924
[1]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the three months ended September 30, 2013, totaling $340,000, $0, $4.3 million and $7.3 million, respectively, and for the three months ended September 30, 2012, totaling $3.1 million, $4.0 million, $1.8 million and $0, respectively.
[2]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the nine months ended September 30, 2013, totaling $2.5 million, $516,000, $9.0 million and $14.9 million, respectively, and for the nine months ended September 30, 2012, totaling $6.0 million, $7.6 million, $5.2 million and $0, respectively.

Note_9_Foreclosed_Assets_Held_3

Note 9: Foreclosed Assets Held For Sale: Schedule of Major Classifications of Foreclosed Assets (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Foreclosed assets held for sale, net	$55,606	$68,874
OneToFourFamilyResidentialConstructionMember	'	'
Foreclosed assets held for sale, net	'	627
SubdivisionConstructionMember	'	'
Foreclosed assets held for sale, net	13,092	17,147
LandDevelopmentMember	'	'
Foreclosed assets held for sale, net	15,293	14,058
CommercialConstructionMember	'	'
Foreclosed assets held for sale, net	2,245	6,511
OneToFourFamilyResidentialMember	'	'
Foreclosed assets held for sale, net	1,070	1,200
OtherResidentialMember	'	'
Foreclosed assets held for sale, net	5,632	7,232
Commercial Real Estate	'	'
Foreclosed assets held for sale, net	3,239	2,738
CommercialBusinessMember	'	'
Foreclosed assets held for sale, net	98	160
ConsumerMember	'	'
Foreclosed assets held for sale, net	1,132	471
ForeclosedAssetsBeforeFDICSupportedForeclosedAssetsMember	'	'
Foreclosed assets held for sale, net	41,801	50,144
FDICSupportedForeclosedAssetsNetOfDiscountsMember	'	'
Foreclosed assets held for sale, net	13,805	18,730
ForeclosedAssetsMember	'	'
Foreclosed assets held for sale, net	$55,606	$68,874

Note_9_Foreclosed_Assets_Held_4

Note 9: Foreclosed Assets Held For Sale: Schedule of Expenses Applicable to Foreclosed Assets (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Details	'	'	'	'
Gain on Sales of Foreclosed Assets	$27	$320	($255)	($1,077)
Valuation write-downs on foreclosed assets	258	1,292	1,313	2,691
Operating expenses, net of rental income	783	924	2,420	2,589
Total foreclosed assets expenses	$1,068	$2,536	$3,478	$4,203

Note_10_Deposits_Schedule_of_D1

Note 10: Deposits: Schedule of Deposit Liabilities (Details) (USD $)	Sep. 30, 2013		Dec. 31, 2012
In Thousands, unless otherwise specified
Deposits	$2,852,534		$3,153,193
Non-interest-bearing demand deposits	'		'
Deposits	540,617		385,778
Interest-bearing demand and savings deposits	'		'
Deposits	1,272,438	[1]	1,563,468	[1]
Total Deposits	'		'
Deposits	2,852,534		3,153,193
Bank Time Deposits | 0.00% - 0.99%	'		'
Deposits	679,662		666,573
Bank Time Deposits | 1.00% - 1.99%	'		'
Deposits	278,679		426,589
Bank Time Deposits | 2.00% - 2.99%	'		'
Deposits	66,170		90,539
Bank Time Deposits | 3.00% - 3.99%	'		'
Deposits	10,483		13,240
Bank Time Deposits | 4.00% - 4.99%	'		'
Deposits	2,950		5,190
Bank Time Deposits | 5.00% and above	'		'
Deposits	1,535		1,816
Bank Time Deposits | Total time deposits	'		'
Deposits	$1,039,479	[2]	$1,203,947	[2]
[1]	(0.21% - 0.33%)
[2]	(0.73% - 1.00%)

Note_11_Income_Taxes_Schedule_1

Note 11: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Details	'	'	'	'
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	35.00%	35.00%	35.00%	35.00%
NontaxableInterestAndDividends	-4.30%	-5.20%	-4.30%	-3.10%
TaxCredits	-20.80%	-18.40%	-19.10%	-9.30%
State taxes	3.00%	0.80%	2.10%	0.40%
Other taxes	-1.40%	-2.30%	-0.20%	0.10%
Tax percentage rate	11.50%	9.90%	13.50%	22.90%

Note_12_Fair_Value_Measurement8

Note 12: Fair Value Measurement: Fair Value, Assets Measured on Recurring Basis (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
US Government Agencies Debt Securities	'	'
Fair Value Measured on Recurring Basis	$17,830	$30,040
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises	'	'
Fair Value Measured on Recurring Basis	393,893	596,086
SmallBusinessAdministrationLoanPoolsMember	'	'
Fair Value Measured on Recurring Basis	47,128	51,493
US States and Political Subdivisions Debt Securities	'	'
Fair Value Measured on Recurring Basis	119,558	122,878
Equity Securities	'	'
Fair Value Measured on Recurring Basis	2,572	2,006
MortgageServicingRightsMember	'	'
Fair Value Measured on Recurring Basis	236	152
InterestRateDerivativeAssetMember	'	'
Fair Value Measured on Recurring Basis	2,230	2,112
InterestRateSwapLiabilityMember	'	'
Fair Value Measured on Recurring Basis	-1,326	-2,160
Collateralized Mortgage Obligations	'	'
Fair Value Measured on Recurring Basis	'	4,507
Fair Value, Inputs, Level 2 | US Government Agencies Debt Securities	'	'
Fair Value Measured on Recurring Basis	17,830	30,040
Fair Value, Inputs, Level 2 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises	'	'
Fair Value Measured on Recurring Basis	393,893	596,086
Fair Value, Inputs, Level 2 | SmallBusinessAdministrationLoanPoolsMember	'	'
Fair Value Measured on Recurring Basis	47,128	51,493
Fair Value, Inputs, Level 2 | US States and Political Subdivisions Debt Securities	'	'
Fair Value Measured on Recurring Basis	119,558	122,878
Fair Value, Inputs, Level 2 | Equity Securities	'	'
Fair Value Measured on Recurring Basis	2,572	2,006
Fair Value, Inputs, Level 2 | Collateralized Mortgage Obligations	'	'
Fair Value Measured on Recurring Basis	'	4,507
Fair Value, Inputs, Level 3 | MortgageServicingRightsMember	'	'
Fair Value Measured on Recurring Basis	236	152
Fair Value, Inputs, Level 3 | InterestRateDerivativeAssetMember	'	'
Fair Value Measured on Recurring Basis	2,230	2,112
Fair Value, Inputs, Level 3 | InterestRateSwapLiabilityMember	'	'
Fair Value Measured on Recurring Basis	($1,326)	($2,160)

Note_12_Fair_Value_Measurement9

Note 12: Fair Value Measurement: Schedule of Mortgage Servicing Rights Reconciliation (Details) (MortgageServicingRightsMember, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
MortgageServicingRightsMember	'	'	'	'
Fair Value Mortgage Servicing Rights	$246	$194	$152	$292
Servicing Asset at Fair Value, Additions	32	71	224	102
Amortization of Mortgage Servicing Rights (MSRs)	-42	-86	-140	-215
Fair Value Mortgage Servicing Rights	$236	$179	$236	$179

Recovered_Sheet23

Note 12: Fair Value Measurement: Schedule of Interest Rate Derivatives (Details) (Interest Rate Swap Asset, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest Rate Swap Asset	'	'	'	'
Interest Rate Swap Asset	$1,379	$1,200	$2,112	$111
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	182	575	-551	1,664
Interest Rate Swap Asset	$1,561	$1,775	$1,561	$1,775

Recovered_Sheet24

Note 12: Fair Value Measurement: Schedule of Interest Rate Cap Derivative Asset Designated as Hedging Instrument (Details) (InterestRateCapDerivativeAssetDesignatedAsHedgingInstrumentMember, USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013
InterestRateCapDerivativeAssetDesignatedAsHedgingInstrumentMember	'	'
Derivative Asset Designated as Hedging Instrument Additions	$738	$738
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Inputs Reconciliation, Gain (Loss) Included in Other Comprehensive Income (Loss)	-69	-69
Derivative Asset Designated as Hedging Instrument, Fair Value	$669	$669

Recovered_Sheet25

Note 12: Fair Value Measurement: Schedule of Interest Rate Swap Liability Reconciliation (Details) (InterestRateSwapLiabilityMember, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
InterestRateSwapLiabilityMember	'	'	'	'
Fair Value Interest Rate Swap Liabilities	$1,019	$1,230	$2,160	$121
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	307	679	-834	1,788
Fair Value Interest Rate Swap Liabilities	$1,326	$1,909	$1,326	$1,909

Recovered_Sheet26

Note 12: Fair Value Measurement: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Impaired loans | OneToFourFamilyResidentialConstructionMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	'	$171
Impaired loans | SubdivisionConstructionMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	163	1,482
Impaired loans | LandDevelopmentMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	1,953	1,463
Impaired loans | OwnerOccupiedOneToFourFamilyResidentialMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	342	2,638
Impaired loans | NonOwnerOccupiedOneToFourFamilyResidentialMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	254	2,392
Impaired loans | Commercial Real Estate	'	'
Assets, Fair Value Disclosure, Nonrecurring	7,064	21,764
Impaired loans | OtherResidentialMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	2,113	4,162
Impaired loans | CommercialBusinessMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	61	2,186
Impaired loans | Consumer Loans Auto Financing Receivable	'	'
Assets, Fair Value Disclosure, Nonrecurring	30	51
Impaired loans | Consumer Other Financing Receivable	'	'
Assets, Fair Value Disclosure, Nonrecurring	293	286
Impaired loans | Home Equity Line of Credit	'	'
Assets, Fair Value Disclosure, Nonrecurring	72	44
Impaired loans | TotalImpairedLoansMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	12,345	36,639
Foreclosed assets held for sale	'	'
Assets, Fair Value Disclosure, Nonrecurring	2,184	11,360
Fair Value, Inputs, Level 3 | Impaired loans | OneToFourFamilyResidentialConstructionMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	'	171
Fair Value, Inputs, Level 3 | Impaired loans | SubdivisionConstructionMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	163	1,482
Fair Value, Inputs, Level 3 | Impaired loans | LandDevelopmentMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	1,953	1,463
Fair Value, Inputs, Level 3 | Impaired loans | OwnerOccupiedOneToFourFamilyResidentialMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	342	2,638
Fair Value, Inputs, Level 3 | Impaired loans | NonOwnerOccupiedOneToFourFamilyResidentialMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	254	2,392
Fair Value, Inputs, Level 3 | Impaired loans | Commercial Real Estate	'	'
Assets, Fair Value Disclosure, Nonrecurring	7,064	21,764
Fair Value, Inputs, Level 3 | Impaired loans | OtherResidentialMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	2,113	4,162
Fair Value, Inputs, Level 3 | Impaired loans | CommercialBusinessMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	61	2,186
Fair Value, Inputs, Level 3 | Impaired loans | Consumer Loans Auto Financing Receivable	'	'
Assets, Fair Value Disclosure, Nonrecurring	30	51
Fair Value, Inputs, Level 3 | Impaired loans | Consumer Other Financing Receivable	'	'
Assets, Fair Value Disclosure, Nonrecurring	293	286
Fair Value, Inputs, Level 3 | Impaired loans | Home Equity Line of Credit	'	'
Assets, Fair Value Disclosure, Nonrecurring	72	44
Fair Value, Inputs, Level 3 | Impaired loans | TotalImpairedLoansMember	'	'
Assets, Fair Value Disclosure, Nonrecurring	12,345	36,639
Fair Value, Inputs, Level 3 | Foreclosed assets held for sale	'	'
Assets, Fair Value Disclosure, Nonrecurring	$2,184	$11,360

Recovered_Sheet27

Note 12: Fair Value Measurement: Schedule of Financial Instruments Fair Value (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financial Assets | Cash and Cash Equivalents	'	'
Financial Instruments Owned Carrying Amount	$339,814	$404,141
Financial Instruments, Owned, at Fair Value	339,814	404,141
Fair Value by Fair Value Hierarchy Level	1	1
Financial Assets | Held-to-maturity Securities	'	'
Financial Instruments Owned Carrying Amount	805	920
Financial Instruments, Owned, at Fair Value	915	1,084
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Mortgage Loans Held for Sale	'	'
Financial Instruments Owned Carrying Amount	10,047	26,829
Financial Instruments, Owned, at Fair Value	10,047	26,829
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Loans Receivable	'	'
Financial Instruments Owned Carrying Amount	2,328,738	2,319,638
Financial Instruments, Owned, at Fair Value	2,329,551	2,326,051
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Accrued Interest Receivable	'	'
Financial Instruments Owned Carrying Amount	10,932	12,755
Financial Instruments, Owned, at Fair Value	10,932	12,755
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Investment in Federal Home Loan Bank Stock	'	'
Financial Instruments Owned Carrying Amount	9,855	10,095
Financial Instruments, Owned, at Fair Value	9,855	10,095
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Deposits	'	'
Financial Instruments Owned Carrying Amount	2,852,534	3,153,193
Financial Instruments, Owned, at Fair Value	2,860,194	3,162,288
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Federal Home Loan Bank Advances	'	'
Financial Instruments Owned Carrying Amount	127,808	126,730
Financial Instruments, Owned, at Fair Value	132,368	131,280
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Short-term Debt	'	'
Financial Instruments Owned Carrying Amount	135,791	180,416
Financial Instruments, Owned, at Fair Value	135,791	180,416
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Repurchase Agreements	'	'
Financial Instruments Owned Carrying Amount	50,000	53,039
Financial Instruments, Owned, at Fair Value	53,946	58,901
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Subordinated Debt	'	'
Financial Instruments Owned Carrying Amount	30,929	30,929
Financial Instruments, Owned, at Fair Value	30,929	30,929
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Accrued Interest Payable	'	'
Financial Instruments Owned Carrying Amount	1,121	1,322
Financial Instruments, Owned, at Fair Value	1,121	1,322
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized financial instruments (net of contractual value) | Loan Origination Commitments	'	'
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized financial instruments (net of contractual value) | Letter of Credit	'	'
Financial Instruments Owned Carrying Amount	82	84
Financial Instruments, Owned, at Fair Value	$82	$84
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized financial instruments (net of contractual value) | Line of Credit	'	'
Fair Value by Fair Value Hierarchy Level	3	3

Note_13_Derivatives_and_Hedgin3

Note 13: Derivatives and Hedging Activities: Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Total derivatives designated as hedging instruments	$669	'
Asset Derivative Fair Value Interest Rate Products	'	'
Total derivatives not designated as hedging instruments	1,561	2,112
Liability Derivative Fair Value Interest Rate Products	'	'
Total derivatives not designated as hedging instruments	1,326	2,160
Prepaid expenses and other assets | Asset Derivative Fair Value Interest Rate Products	'	'
Derivative Instruments Not Designated as Hedging Instruments, Asset, at Fair Value	1,561	2,112
Accrued expenses and other liabilities | Liability Derivative Fair Value Interest Rate Products	'	'
Derivative Instruments Not Designated as Hedging Instruments, Liability, at Fair Value	1,326	2,160
Interest Rate Cap | Prepaid expenses and other assets	'	'
Derivative Asset Designated as Hedging Instrument, Fair Value	$669	'

Note_13_Derivatives_and_Hedgin4

Note 13: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Details) (Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges, Interest Rate Cap, USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013	Sep. 30, 2013
Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges | Interest Rate Cap	'	'
Derivative Instruments, Gain (Loss) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net	$45	$45