Great Southern Bancorp (GSBC) 10-Q 11 Aug 14 2014 Q2 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	6 Months Ended
	Jun. 30, 2014	Aug. 07, 2014
Document and Entity Information:	'	'
Entity Registrant Name	'Great Southern Bancorp Inc	'
Document Type	'10-Q	'
Document Period End Date	30-Jun-14	'
Amendment Flag	'false	'
Entity Central Index Key	'0000854560	'
Current Fiscal Year End Date	'--12-31	'
Entity Common Stock, Shares Outstanding	'	13,689,550
Entity Filer Category	'Accelerated Filer	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Well-known Seasoned Issuer	'No	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q2	'

GREAT_SOUTHERN_BANCORP_INC_AND

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (June 30, 2014 figures unaudited) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash	$130,760	$96,167
Interest-bearing deposits in other financial institutions	69,838	131,758
Federal funds sold	22,628	'
Cash and cash equivalents	223,226	227,925
Available-for-sale securities	569,030	555,281
Held-to-maturity securities	450	805
Mortgage loans held for sale	9,605	7,239
Loans receivable, net	2,790,774	2,439,530
FDIC indemnification asset	58,352	72,705
Interest receivable	11,685	11,408
Prepaid expenses and other assets	68,466	72,904
Other real estate owned, net	46,226	53,514
Premises and equipment, net	118,649	104,534
Goodwill and other intangible assets	8,385	4,583
Investment in Federal Home Loan Bank stock	8,054	9,822
Total Assets	3,912,902	3,560,250
Liabilities:	'	'
Deposits	3,201,728	2,808,626
Federal Home Loan Bank advances	91,686	126,757
Securities sold under reverse repurchase agreements with customers	157,683	134,981
Short-term borrowings	1,158	1,128
Structured repurchase agreements	'	50,000
Subordinated debentures issued to capital trusts	30,929	30,929
Accrued interest payable	1,096	1,099
Advances from borrowers for taxes and insurance	7,026	3,721
Accounts payable and accrued expenses	16,230	18,502
Current and deferred income tax liability	5,815	3,809
Total Liabilities	3,513,351	3,179,552
Capital stock	'	'
Serial preferred stock	57,943	57,943
Common stock	137	137
Additional paid-in capital	20,093	19,567
Retained earnings	314,503	300,589
Accumulated other comprehensive income	6,875	2,462
Total Stockholders' Equity	399,551	380,698
Total Liabilities and Stockholders' Equity	$3,912,902	$3,560,250

GREAT_SOUTHERN_BANCORP_INC_AND1

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES - CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parentheticals) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Statements of Financial Condition	'	'
Held-to-maturity securities fair value	$504	$912
Allowance for loan losses	38,082	40,116
Preferred stock par value	$0.01	$0.01
Preferred stock authorized shares	1,000,000	1,000,000
Preferred stock issued shares	57,943	57,943
Preferred stock shares outstanding	57,943	57,943
Preferred stock liquidation amount	$1,000	$1,000
Common stock par value	$0.01	$0.01
Common stock shares authorized	20,000,000	20,000,000
Common stock shares issued	13,684,680	13,673,709
Common stock shares outstanding	13,684,680	13,673,709

GREAT_SOUTHERN_BANCORP_INC_AND2

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF INCOME (Unaudited -- December 31, 2013 figures retrospectively adjusted see Note 3) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
INTEREST INCOME	'	'	'	'
Loans	$41,412	$39,362	$80,721	$82,140
Investment securities and other	2,972	4,119	5,958	8,697
TOTAL INTEREST INCOME	44,384	43,481	86,679	90,837
INTEREST EXPENSE	'	'	'	'
Deposits	2,752	3,263	5,413	6,789
Federal Home Loan Bank advances	1,010	989	1,984	1,963
Short-term borrowings and repurchase agreements	512	588	1,069	1,170
Interest expense on subordinated debentures issued to capital trusts	139	140	275	281
TOTAL INTEREST EXPENSE	4,413	4,980	8,741	10,203
NET INTEREST INCOME	39,971	38,501	77,938	80,634
PROVISION FOR LOAN LOSSES	1,462	3,671	3,154	11,896
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	38,509	34,830	74,784	68,738
NON-INTEREST INCOME	'	'	'	'
Commissions	344	350	626	678
Service charges and ATM fees	4,728	4,644	8,896	9,071
Net realized gains on sales of loans	608	1,628	1,157	3,057
Net realized gains on sales of available-for-sale securities	569	97	642	131
Late charges and fees on loans	265	201	579	501
Gain (loss) on derivative interest rate products	-130	347	-233	408
Initial gain recognized on business acquisition	10,805	'	10,805	'
Accretion (amortization) of income/expense related to business acquisitions	-7,210	-5,694	-13,598	-11,561
Other income	652	754	2,681	2,965
TOTAL NON-INTEREST INCOME	10,631	2,327	11,555	5,250
NON-INTEREST EXPENSE	'	'	'	'
Salaries and employee benefits	13,470	13,078	26,487	26,300
Net occupancy and equipment expense	5,210	5,100	10,614	10,235
Postage	844	871	1,637	1,664
Insurance	953	957	1,879	2,121
Advertising	438	691	1,169	1,166
Office supplies and printing	367	323	657	629
Telephone	681	803	1,417	1,490
Legal, audit and other professional fees	908	948	1,841	1,750
Expense on foreclosed assets	1,342	1,355	2,192	2,410
Partnership tax credit investment amortization	427	632	880	995
Other operating expenses	9,759	1,954	11,520	3,873
TOTAL NON-INTEREST EXPENSE	34,399	26,712	60,293	52,633
INCOME BEFORE INCOME TAXES	14,741	10,445	26,046	21,355
PROVISION FOR INCOME TAXES	3,687	2,221	6,174	4,737
Net Income	11,054	8,224	19,872	16,618
Preferred stock dividends	145	145	290	290
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$10,909	$8,079	$19,582	$16,328
BASIC EARNINGS PER COMMON SHARE	$0.80	$0.59	$1.43	$1.20
DILUTED EARNINGS PER COMMON SHARE	$0.79	$0.59	$1.42	$1.19
DIVIDENDS DECLARED PER COMMON SHARE	$0.20	$0.18	$0.40	$0.36

GREAT_SOUTHERN_BANCORP_INC_AND3

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Statements of Comprehensive Income	'	'	'	'
Net Income	$11,054	$8,224	$19,872	$16,618
Unrealized appreciation (depreciation) on available-for-sale securities, net	2,126	-7,389	4,973	-7,524
Non-credit component of unrealized gain (loss) on available-for-sale debt securities for which a portion of an other-than-temporary impairment has been recognized, net	'	1	'	-37
Reclassification adjustment for gains included in net income, net	-370	-63	-417	-85
Change in fair value of cash flow hedge, net	-101	'	-143	'
Comprehensive Income	$12,709	$773	$24,285	$8,972

GREAT_SOUTHERN_BANCORP_INC_AND4

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Parentheticals) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Statements of Comprehensive Income	'	'	'	'
Tax effect of unrealized appreciation (depreciation) on available-for-sale securities, taxes (credit)	$1,145	($3,979)	$2,678	($4,051)
Tax effect non-credit component of unrealized gain (loss) on available-for-sale debt securities for which a portion of an other-than-temporary impairment has been recognized, taxes (credit)	0	1	0	-20
Tax effect reclassification adjustment for gains included in net income, taxes (credit)	-199	-34	-225	-46
Tax effect of change in fair value of cash flow hedge, taxes (credit)	($54)	$0	($77)	$0

GREAT_SOUTHERN_BANCORP_INC_AND5

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net income	$19,872	$16,618
Proceeds from sales of loans held for sale	47,922	125,536
Originations of loans held for sale	-49,089	-126,003
Items not requiring (providing) cash:	'	'
Depreciation	4,220	3,935
Amortization of other assets	1,525	3,536
Compensation expense for stock option grants	273	221
Provision for loan losses	3,154	11,896
Net gains on loan sales	-1,157	-3,057
Net gains on sale or impairment of available-for-sale investment securities	-642	-131
Net gains on sale of premises and equipment	-41	-17
Loss on sale of foreclosed assets	790	1,552
Initial gain recognized on business acquisition	-10,805	'
Amortization of deferred income, premiums, discounts and fair value adjustments	11,605	14,659
(Gain) loss on derivative interest rate products	233	-408
Deferred income taxes	-371	-5,101
Changes in:	'	'
Interest receivable	761	418
Prepaid expenses and other assets	-288	-3,960
Accounts payable and accrued expenses	-3,492	2,550
Income taxes refundable/payable	'	-7,130
Net cash provided by operating activities	24,470	35,114
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Net increase in loans	-143,068	-23,202
Purchase of loans	-39,926	'
Cash received from acquisitions	189,437	'
Cash received from FDIC loss sharing reimbursements	5,894	16,092
Purchase of premises and equipment	-7,170	-5,748
Proceeds from sale of premises and equipment	197	1,204
Proceeds from sale of foreclosed assets	12,362	19,331
Capitalized costs on foreclosed assets	-40	-174
Proceeds from sales of available-for-sale investment securities	41,312	3,932
Proceeds from maturing investment securities	110	'
Proceeds from called investment securities	4,535	4,160
Principal reductions on mortgage-backed securities	53,996	126,294
Purchase of available-for-sale securities	-19,914	-87,487
Redemption (purchase) of Federal Home Loan Bank stock	1,768	-279
Net cash provided by investing activities	99,493	154,123
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Net decrease in certificates of deposit	-102,932	-165,345
Net increase in checking and savings deposits	37,138	26,925
Proceeds from Federal Home Loan Bank advances	245,000	1,980
Repayments of Federal Home Loan Bank advances	-277,284	-145
Net increase in short-term borrowings	22,165	16,516
Repayments of structured repurchase agreements	-50,000	'
Advances from borrowers for taxes and insurance	2,677	2,248
Dividends paid	-5,490	-2,763
Purchase of company stock	-481	'
Stock options exercised	545	516
Net cash used in financing activities	-128,662	-120,068
DECREASE IN CASH AND CASH EQUIVALENTS	-4,699	-30,831
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	227,925	404,141
CASH AND CASH EQUIVALENTS, END OF PERIOD	$223,226	$373,310

Note_1_Basis_of_Presentation

Note 1: Basis of Presentation	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 1: Basis of Presentation	'
	NOTE 1: BASIS OF PRESENTATION
	The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and six months ended June 30, 2014 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2013, has been derived from the audited consolidated statement of financial condition of the Company as of that date.   Certain prior period amounts have been reclassified to conform to the current period presentation.  These reclassifications had no effect on net income.
	Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for 2013 filed with the Securities and Exchange Commission.

Note_2_Nature_of_Operations_an

Note 2: Nature of Operations and Operating Segments	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 2: Nature of Operations and Operating Segments	'
	NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS
	The Company operates as a one-bank holding company.  The Company’s business primarily consists of the operations of Great Southern Bank (the “Bank”), which provides a full range of financial services to customers primarily located in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas.  In addition, the Company also operates commercial loan production offices in Dallas, Texas and Tulsa, Oklahoma.  The Company and the Bank are subject to the regulation of certain federal and state agencies and undergo periodic examinations by those regulatory agencies.
	The Company’s banking operation is its only reportable segment.  The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others.  The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance.  Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements.

Note_3_Recent_Accounting_Prono

Note 3: Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 3: Recent Accounting Pronouncements	'
	NOTE 3: RECENT ACCOUNTING PRONOUNCEMENTS
	In January 2014, the FASB issued ASU No. 2014-01 to amend FASB ASC Topic 323, Investments – Equity Method and Joint Ventures.  The objective of this Update is to provide guidance on accounting for investments by a reporting entity in flow-through limited liability entities that manage or invest in affordable housing projects that qualify for the low-income housing tax credit.  The amendments in the Update permit reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met.  Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit).  The Update would be effective for the Company beginning January 1, 2015; however, early adoption was permitted.  The Company elected to adopt this Update early, adopting it during the three months ended March 31, 2014.  There was no material impact on the Company’s financial position or results of operations, except that the investment amortization expense which was previously included in Other Noninterest Expense in the Consolidated Statements of Income was moved from Other Noninterest Expense to Provision for Income Taxes in the Consolidated Statements of Income.  For the three months ended June 30, 2013, $905,000 was moved from Other Noninterest Expense to Provision for Income Taxes.  For the six months ended June 30, 2013, $1.9 million was moved from Other Noninterest Expense to Provision for Income Taxes.  This had the effect of reducing Noninterest Expense and increasing Provision for Income Taxes, but did not have any impact on Net Income.
	In January 2014, the FASB issued ASU No. 2014-04 to amend FASB ASC Topic 310, Receivables – Troubled Debt Restructurings by Creditors.  The objective of the amendments in this Update is to reduce diversity by clarifying when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized.  The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction.  The Update will be effective for the Company beginning January 1, 2015, and is not expected to have a material impact on the Company’s financial position or results of operations.
	In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 660): Summary and Amendments that Create Revenue from Contracts with Customers (Topic 606) and Other Assets and Deferred Costs--Contracts with Customers (Subtopic 340-40). The guidance in this update supersedes the revenue recognition requirements in ASC Topic 605, Revenue Recognition, and most industry-specific guidance throughout the industry topics of the codification. For public companies, this update will be effective for interim and annual periods beginning after December 15, 2016 and early application is not permitted. The Company is currently assessing the impact that this guidance will have on its consolidated financial statements, but does not expect the guidance to have a material impact on the Company's financial position or results of operations.

Note_4_Stockholders_Equity

Note 4: Stockholders' Equity	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 4: Stockholders' Equity	'
	NOTE 4: STOCKHOLDERS' EQUITY
	Previously, the Company's stockholders approved the Company's reincorporation to the State of Maryland. Under Maryland law, there is no concept of "Treasury Shares." Instead, shares purchased by the Company constitute authorized but unissued shares under Maryland law. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The cost of shares purchased by the Company has been allocated to Common Stock and Retained Earnings balances.

Note_5_Earnings_Per_Share

Note 5: Earnings Per Share	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 5: Earnings Per Share	'
	NOTE 5: EARNINGS PER SHARE
		Three Months Ended June 30,
		2014	2013
	(In Thousands, Except Per Share Data)
	Basic:
	Average shares outstanding	13,685	13,619
	Net income available to common stockholders	$10,909	$8,079
	Per share amount	$0.80	$0.59
	Diluted:
	Average shares outstanding	13,685	13,619
	Net effect of dilutive stock options and warrants – based on the treasury
	stock method using average market price	95	62
	Diluted shares	13,780	13,681
	Net income available to common stockholders	$10,909	$8,079
	Per share amount	$0.79	$0.59
		Six Months Ended June 30,
		2014	2013
	(In Thousands, Except Per Share Data)
	Basic:
	Average shares outstanding	13,685	13,618
	Net income available to common stockholders	$19,582	$16,328
	Per share amount	$1.43	$1.20
	Diluted:
	Average shares outstanding	13,685	13,618
	Net effect of dilutive stock options and warrants – based on the treasury
	stock method using average market price	95	62
	Diluted shares	13,780	13,680
	Net income available to common stockholders	$19,582	$16,328
	Per share amount	$1.42	$1.19
	Options to purchase 182,275 and 341,950 shares of common stock were outstanding at June 30, 2014 and 2013, respectively, but were not included in the computation of diluted earnings per share for each of the three month and six month periods because the options’ exercise prices were greater than the average market prices of the common shares for the three and six months ended June 30, 2014 and 2013, respectively.

Note_6_Investment_Securities

Note 6: Investment Securities	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 6: Investment Securities	'
	NOTE 6: INVESTMENT SECURITIES
		30-Jun-14
				Gross		Gross				Tax
		Amortized		Unrealized		Unrealized		Fair		Equivalent
		Cost		Gains		Losses		Value		Yield
	(In Thousands)
	AVAILABLE-FOR-SALE SECURITIES:
	U.S. government agencies	$20,000		$--		$1,179		$18,821		2.00%
	Mortgage-backed securities	373,667		5,457		1,281		377,843		1.86
	Collateralized mortgage obligations	39,746		6		2		39,750		2.72
	States and political subdivisions	123,922		6,020		296		129,646		5.38
	Equity securities	847		2,123		--		2,970		--
		$558,182		$13,606		$2,758		$569,030		2.70%
		31-Dec-13
				Gross		Gross				Tax
		Amortized		Unrealized		Unrealized		Fair		Equivalent
		Cost		Gains		Losses		Value		Yield
	(In Thousands)
	AVAILABLE-FOR-SALE SECURITIES:
	U.S. government agencies	$20,000		$--		$2,745		$17,255		2.00%
	Mortgage-backed securities	365,020		4,824		2,266		367,578		2.04
	Small Business Administration
	loan pools	43,461		1,394		--		44,855		1.34
	States and political subdivisions	122,113		2,549		1,938		122,724		5.47
	Equity securities	847		2,022		--		2,869		--
		$551,441		$10,789		$6,949		$555,281		2.74%
		30-Jun-14
				Gross		Gross				Tax
		Amortized		Unrealized		Unrealized		Fair		Equivalent
		Cost		Gains		Losses		Value		Yield
	(In Thousands)
	HELD-TO-MATURITY SECURITIES:
	States and political subdivisions	$450		$54		$--		$504		7.37%
		31-Dec-13
				Gross		Gross				Tax
		Amortized		Unrealized		Unrealized		Fair		Equivalent
		Cost		Gains		Losses		Value		Yield
	(In Thousands)
	HELD-TO-MATURITY SECURITIES:
	States and political subdivisions	$805		$107		$--		$912		7.37%
	The amortized cost and fair value of available-for-sale securities at June 30, 2014, by contractual maturity, are shown below.  Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized		Fair
		Cost		Value
	(In Thousands)
	One year or less	$110		$112
	After one through five years	1,164		1,167
	After five through ten years	8,233		8,550
	After ten years	134,415		138,638
	Securities not due on a single maturity date	413,413		417,593
	Equity securities	847		2,970
		$558,182		$569,030
	The held-to-maturity securities at June 30, 2014, by contractual maturity, are shown below.  Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized		Fair
		Cost		Value
	(In Thousands)
	After one through five years	$450		$504
	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at June 30, 2014 and December 31, 2013, respectively, was approximately $187.0 million and $237.6 million, which is approximately 32.9% and 42.7% of the Company’s available-for-sale and held-to-maturity investment portfolio, respectively.
	Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these debt securities are temporary at June 30, 2014.
	The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2014 and December 31, 2013:
			30-Jun-14
			Less than 12 Months				12 Months or More				Total
			Fair		Unrealized		Fair		Unrealized		Fair	Unrealized
	Description of Securities		Value		Losses		Value		Losses		Value	Losses
(In Thousands)
U.S. government agencies		$--		$--		$20,000		($1,179)		$20,000	($1,179)
Mortgage-backed securities		41,280		-192		83,180		-1,089		124,460	-1,281
Collateralized mortgage
obligations		22,091		-2		--		--		22,091	-2
State and political
subdivisions		3,594		-16		16,834		-280		20,428	-296
		$66,965		($210)		$120,014		($2,548)		$186,979	($2,758)
		31-Dec-13
		Less than 12 Months				12 Months or More				Total
		Fair		Unrealized		Fair		Unrealized		Fair	Unrealized
Description of Securities		Value		Losses		Value		Losses		Value	Losses
(In Thousands)
U.S. government agencies		$20,000		($2,745)		$--		$--		$20,000	($2,745)
Mortgage-backed securities		127,901		-1,871		39,255		-395		167,156	-2,266
State and political
subdivisions		50,401		-1,938		--		--		50,401	-1,938
		$198,302		($6,554)		$39,255		($395)		$237,557	($6,949)
Gross gains of $569,000 and $642,000 and gross losses of $-0- and $-0- resulting from sales of available-for-sale securities were realized for the three and six months ended June 30, 2014.  Gross gains of $117,000 and $151,000 and gross losses of $20,000 and $20,000 resulting from sales of available-for-sale securities were realized for the three and six months ended June 30, 2013.  Gains and losses on sales of securities are determined on the specific-identification method.
At June 30, 2014, investment securities included $88.5 million of securities acquired in the Valley Bank transaction.  These securities were comprised of $39.8 million of government agency collateralized mortgage obligations, $47.8 million of government agency mortgage-backed securities and $978,000 of securities issued by states and political subdivisions.  The Company sold these securities in July 2014 and recorded a gain of approximately $175,000.  See Note 16 FDIC-Assisted Acquisition for further information on the Valley acquisition.
Other-than-temporary Impairment.  Upon acquisition of a security, the Company decides whether it is within the scope of the accounting guidance for beneficial interests in securitized financial assets or will be evaluated for impairment under the accounting guidance for investments in debt and equity securities.
The accounting guidance for beneficial interests in securitized financial assets provides incremental impairment guidance for a subset of the debt securities within the scope of the guidance for investments in debt and equity securities.  For securities where the security is a beneficial interest in securitized financial assets, the Company uses the beneficial interests in securitized financial asset impairment model.  For securities where the security is not a beneficial interest in securitized financial assets, the Company uses the debt and equity securities impairment model.  The Company does not currently have securities within the scope of this guidance for beneficial interests in securitized financial assets.
The Company routinely conducts periodic reviews to identify and evaluate each investment security to determine whether an other-than-temporary impairment has occurred.  The Company considers the length of time a security has been in an unrealized loss position, the relative amount of the unrealized loss compared to the carrying value of the security, the type of security and other factors.  If certain criteria are met, the Company performs additional review and evaluation using observable market values or various inputs in economic models to determine if an unrealized loss is other-than-temporary.  The Company uses quoted market prices for marketable equity securities and uses broker pricing quotes based on observable inputs for equity investments that are not traded on a stock exchange.  For non-agency collateralized mortgage obligations, to determine if the unrealized loss is other-than-temporary, the Company projects total estimated defaults of the underlying assets (mortgages) and multiplies that calculated amount by an estimate of realizable value upon sale in the marketplace (severity) in order to determine the projected collateral loss.  The Company also evaluates any current credit enhancement underlying these securities to determine the impact on cash flows.  If the Company determines that a given security position will be subject to a write-down or loss, the Company records the expected credit loss as a charge to earnings.
During the three and six months ended June 30, 2014, no securities were determined to have impairment that was other than temporary.
Credit Losses Recognized on Investments.  Certain debt securities have experienced fair value deterioration due to credit losses, as well as due to other market factors, but are not otherwise other-than-temporarily impaired.
The following table provides information about debt securities for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income.
	Accumulated
	Credit Losses
(In Thousands)
Credit losses on debt securities held
1-Apr-14	$--
Additions related to other-than-temporary losses not previously recognized	--
Additions related to increases in credit losses on debt securities for which
other-than-temporary impairment losses were previously recognized	--
Reductions due to final principal payments	--
30-Jun-14	$--
	Accumulated
	Credit Losses
(In Thousands)
Credit losses on debt securities held
1-Apr-13	$4,176
Additions related to other-than-temporary losses not previously recognized	--
Additions related to increases in credit losses on debt securities for which
other-than-temporary impairment losses were previously recognized	--
Reductions due to final principal payments	-4,176
30-Jun-13	$--
	Accumulated
	Credit Losses
(In Thousands)
Credit losses on debt securities held
1-Jan-14	$--
Additions related to other-than-temporary losses not previously recognized	--
Additions related to increases in credit losses on debt securities for which
other-than-temporary impairment losses were previously recognized	--
Reductions due to final principal payments	--
30-Jun-14	$--
	Accumulated
	Credit Losses
(In Thousands)
Credit losses on debt securities held
1-Jan-13	$4,176
Additions related to other-than-temporary losses not previously recognized	--
Additions related to increases in credit losses on debt securities for which
other-than-temporary impairment losses were previously recognized	--
Reductions due to final principal payments	-4,176
30-Jun-13	$--
Amounts Reclassified Out of Accumulated Other Comprehensive Income.  Amounts reclassified from accumulated other comprehensive income and the affected line items in the statements of income during the three and six months ended June 30, 2014 and 2013, were as follows:
	Amounts Reclassified from
	Other Comprehensive Income
	Three Months Ended June 30,			Affected Line Item in
(In Thousands)	2014		2013	the Statements of Income
Unrealized gains (losses) on available-				Net realized gains on available-
for-sale securities	$569		$97	for-sale securities
				(Total reclassified amount before tax)
Income Taxes	-199		-34	Provision for income taxes
Total reclassifications out of accumulated
other comprehensive income	$370		$63
	Amounts Reclassified from
	Other Comprehensive Income
	Six Months Ended June 30,			Affected Line Item in the
	2014		2013	Statements of Income
(In Thousands)
Unrealized gains (losses) on available-				Net realized gains on available-
for-sale securities	$642		$131	for-sale securities
				(Total reclassified amount before tax)
Income Taxes	-225		-46	Provision for income taxes
Total reclassifications out of accumulated
other comprehensive income	$417		$85

Note_7_Loans_and_Allowance_For

Note 7: Loans and Allowance For Loan Losses	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 7: Loans and Allowance For Loan Losses	'
	NOTE 7: LOANS AND ALLOWANCE FOR LOAN LOSSES
		June 30,		December 31,
		2014		2013
	(In Thousands)
	One- to four-family residential construction	$39,505		$34,662
	Subdivision construction	36,627		40,409
	Land development	63,437		57,841
	Commercial construction	270,517		184,019
	Owner occupied one- to four-family residential	95,806		89,133
	Non-owner occupied one- to four-family residential	142,404		145,908
	Commercial real estate	844,893		780,690
	Other residential	342,969		325,599
	Commercial business	330,608		315,269
	Industrial revenue bonds	44,364		42,230
	Consumer auto	206,135		134,717
	Consumer other	79,913		82,260
	Home equity lines of credit	59,684		58,283
	FDIC-supported loans, net of discounts (TeamBank)	16,886		49,862
	Acquired non-covered loans, net of discounts (TeamBank)	28,060		--
	FDIC-supported loans, net of discounts (Vantus Bank)	49,661		57,920
	FDIC-supported loans, net of discounts (Sun Security Bank)	58,400		64,843
	FDIC-supported loans, net of discounts (InterBank)	210,334		213,539
	Acquired loans not covered by FDIC loss sharing agreements, net of
	discounts (Valley Bank)  (“acquired non-covered loans”)	159,696		--
		3,079,899		2,677,184
	Undisbursed portion of loans in process	-247,471		-194,544
	Allowance for loan losses	-38,082		-40,116
	Deferred loan fees and gains, net	-3,572		-2,994
		$2,790,774		$2,439,530
	Weighted average interest rate	4.86%		5.10%
	Classes of loans by aging were as follows:
		30-Jun-14
								Total Loans
				Past Due				> 90 Days Past
		30-59 Days	60-89 Days	90 Days	Total Past		Total Loans	Past Due and
		Past Due	Past Due	or Mores	Due	Current	Receivable	Still Accruing
	(In Thousands)
	One- to four-family
	residential construction	$--	$--	$--	$--	$39,505	$39,505	$--
	Subdivision construction	--	--	304	304	36,323	36,627	--
	Land development	1,017	--	303	1,320	62,117	63,437	--
	Commercial construction	--	--	--	--	270,517	270,517	--
	Owner occupied one- to four-
	family residential	179	160	2,370	2,709	93,097	95,806	194
	Non-owner occupied one- to
	four-family residential	45	289	543	877	141,527	142,404	--
	Commercial real estate	1,278	489	7,030	8,797	836,096	844,893	--
	Other residential	--	--	--	--	342,969	342,969	--
	Commercial business	184	225	214	624	329,985	330,608	--
	Industrial revenue bonds	--	--	1,827	1,827	42,537	44,364	--
	Consumer auto	1,105	186	151	1,442	204,693	206,135	--
	Consumer other	1,655	197	581	2,433	77,480	79,913	142
	Home equity lines of credit	177	84	339	600	59,084	59,684	--
	FDIC-supported loans, net of
	discounts (TeamBank)	120	8	421	549	16,337	16,886	--
	Acquired non-covered loans,
	net of discounts (TeamBank)	--	--	63	63	27,997	28,060	--
	FDIC-supported loans, net of
	discounts (Vantus Bank)	100	75	1,883	2,058	47,603	49,661	--
	FDIC-supported loans,
	net of discounts
	(Sun Security Bank)	603	467	3,625	4,695	53,705	58,400	--
	FDIC-supported loans,
net of discounts
(InterBank)	426	1,433	14,617	16,476	193,858	210,334	--
Acquired non-covered loans,
net of discounts
(Valley Bank)	5,807	2,607	7,254	15,668	144,028	159,696	331
	12,696	6,220	41,525	60,441	3,019,458	3,079,899	667
Less FDIC-supported loans,
and acquired non-covered
loans, net of discounts	7,056	4,590	27,863	39,509	483,528	523,037	330
Total	$5,640	$1,630	$13,662	$20,932	$2,535,930	$2,556,862	$336
	31-Dec-13
							Total Loans
			Past Due				> 90 Days Past
	30-59 Days	60-89 Days	90 Days	Total Past		Total Loans	Due and
	Past Due	Past Due	or More	Due	Current	Receivable	Still Accruing
(In Thousands)
One- to four-family
residential construction	$--	$--	$--	$--	$34,662	$34,662	$--
Subdivision construction	--	--	871	871	39,538	40,409	--
Land development	145	38	338	521	57,320	57,841	--
Commercial construction	--	--	--	--	184,019	184,019	--
Owner occupied one- to four-
family residential	1,233	344	3,014	4,591	84,542	89,133	211
Non-owner occupied one- to
four-family residential	1,562	171	843	2,576	143,332	145,908	140
Commercial real estate	2,856	131	6,205	9,192	771,498	780,690	--
Other residential	--	--	--	--	325,599	325,599	--
Commercial business	17	19	5,208	5,244	310,025	315,269	--
Industrial revenue bonds	--	--	2,023	2,023	40,207	42,230	--
Consumer auto	955	127	168	1,250	133,467	134,717	--
Consumer other	1,258	333	732	2,323	79,937	82,260	257
Home equity lines of credit	168	16	504	688	57,595	58,283	--
FDIC-supported loans, net of
discounts (TeamBank)	414	130	1,396	1,940	47,922	49,862	6
FDIC-supported loans, net of
discounts (Vantus Bank)	675	31	2,356	3,062	54,858	57,920	42
FDIC-supported loans,
net of discounts
(Sun Security Bank)	510	121	4,241	4,872	59,971	64,843	147
FDIC-supported loans, net of
discounts (InterBank)	6,024	1,567	16,768	24,359	189,180	213,539	20
	15,817	3,028	44,667	63,512	2,613,672	2,677,184	823
Less FDIC-supported loans,
net of discounts	7,623	1,849	24,761	34,233	351,931	386,164	215
Total	$8,194	$1,179	$19,906	$29,279	$2,261,741	$2,291,020	$608
Nonaccruing loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount) are summarized as follows:
	June 30,		December 31,
	2014		2013
(In Thousands)
One- to four-family residential construction	$--		$--
Subdivision construction	304		871
Land development	303		338
Commercial construction	--		--
Owner occupied one- to four-family residential	2,176		2,803
Non-owner occupied one- to four-family residential	543		703
Commercial real estate	7,030		6,205
Other residential	--		--
Commercial business	2,041		5,208
Industrial revenue bonds	--		2,023
Consumer auto	151		168
Consumer other	439		475
Home equity lines of credit	339		504
Total	$13,326		$19,298
The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2014.  Also presented is the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2014:
	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
(In Thousands)
Allowance for loan losses
Balance April 1, 2014	$4,638	$1,998	$18,443	$7,071	$2,341	$3,784	$38,275
Provision (benefit) charged to expense	915	-281	-1,629	1,110	979	368	1,462
Losses charged off	-505	-2	-338	-95	-738	-764	-2,442
Recoveries	25	8	—	163	—	591	787
Balance June 30, 2014	$5,073	$1,723	$16,476	$8,249	$2,582	$3,979	$38,082
Balance January 1, 2014	$6,235	$2,678	$16,939	$4,464	$6,451	$3,349	$40,116
Provision (benefit) charged to expense	367	-968	-134	3,693	-1,182	1,378	3,154
Losses charged off	-1,697	-2	-719	-130	-2,687	-1,784	-7,019
Recoveries	168	15	390	222	—	1,036	1,831
Balance June 30, 2014	$5,073	$1,723	$16,476	$8,249	$2,582	$3,979	$38,082
Ending balance:
Individually evaluated for
impairment	$1,623	$—	$1,507	$1,531	$606	$231	$5,498
Collectively evaluated for
impairment	$3,450	$1,703	$14,625	$6,700	$1,966	$3,708	$32,152
Loans acquired and
accounted for under ASC
310-30	$—	$20	$344	$18	$10	$40	$432
Loans
Individually evaluated for
impairment	$11,560	$10,586	$30,744	$7,600	$5,834	$1,361	$67,685
Collectively evaluated for
impairment	$302,782	$332,383	$814,149	$326,354	$369,138	$344,371	$2,489,177
Loans acquired and
accounted for under ASC
310-30	$257,756	$61,905	$113,316	$19,819	$21,862	$48,379	$523,037
The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2013:
	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
(In Thousands)
Allowance for loan losses
Balance April 1, 2013	$5,575	$4,482	$16,812	$5,130	$5,838	$2,711	$40,548
Provision (benefit) charged to expense	864	-329	1,671	882	135	448	3,671
Losses charged off	-322	-791	-2,187	-276	-352	-752	-4,680
Recoveries	8	11	123	53	43	408	646
Balance June 30, 2013	$6,125	$3,373	$16,419	$5,789	$5,664	$2,815	$40,185
Balance January 1, 2013	$6,822	$4,327	$17,441	$3,938	$5,096	$3,025	$40,649
Provision (benefit) charged to expense	526	1,702	5,262	2,122	1,870	414	11,896
Losses charged off	-1,240	-2,686	-6,530	-329	-1,370	-1,669	-13,824
Recoveries	17	30	246	58	68	1,045	1,464
Balance June 30, 2013	$6,125	$3,373	$16,419	$5,789	$5,664	$2,815	$40,185
The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2013:
	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
(In Thousands)
Allowance for loan losses
Individually evaluated for
impairment	$2,501	$--	$90	$473	$4,162	$218	$7,444
Collectively evaluated for
impairment	$3,734	$2,678	$16,845	$3,991	$2,287	$3,131	$32,666
Loans acquired and
accounted for under ASC
310-30	$--	$--	$4	$--	$2	$--	$6
Loans
Individually evaluated for
impairment	$13,055	$10,983	$31,591	$12,628	$8,755	$1,389	$78,401
Collectively evaluated for
impairment	$297,057	$314,616	$791,329	$229,232	$306,514	$273,871	$2,212,619
Loans acquired and
accounted for under ASC
310-30	$206,964	$35,095	$84,591	$6,989	$4,883	$47,642	$386,164
The portfolio segments used in the preceding two tables correspond to the loan classes used in all other tables in Note 7 as follows:
·         The one-to four-family residential and construction segment includes the one- to four-family residential construction, subdivision construction, owner occupied one- to four-family residential and non-owner occupied one- to four-family residential classes
·         The other residential segment corresponds to the other residential class
·         The commercial real estate segment includes the commercial real estate and industrial revenue bonds classes
·         The commercial construction segment includes the land development and commercial construction classes
·         The commercial business segment corresponds to the commercial business class
·         The consumer segment includes the consumer auto, consumer other and home equity lines of credit classes
A loan is considered impaired, in accordance with the impairment accounting guidance (FASB ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include not only nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.
Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows:
	30-Jun-14
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$170	$170	$--
Subdivision construction	1,707	1,783	585
Land development	7,600	8,024	1,531
Commercial construction	--	--	--
Owner occupied one- to four-family residential	5,149	5,490	581
Non-owner occupied one- to four-family residential	4,534	4,680	457
Commercial real estate	30,744	33,200	1,507
Other residential	10,586	10,586	--
Commercial business	2,183	2,203	606
Industrial revenue bonds	3,651	4,585	--
Consumer auto	187	215	28
Consumer other	738	856	111
Home equity lines of credit	436	460	92
Total	$67,685	$72,252	$5,498
	Three Months Ended			Six Months Ended
	30-Jun-14			30-Jun-14
	Average			Average
	Investment	Interest		Investment	Interest
	in Impaired	Income		in Impaired	Income
	Loans	Recognized		Loans	Recognized
(In Thousands)
One- to four-family residential construction	$57	$3		$28	$3
Subdivision construction	2,310	8		2,720	30
Land development	10,937	42		11,779	143
Commercial construction	--	--		--	--
Owner occupied one- to four-family residential	5,101	60		5,318	112
Non-owner occupied one- to four-family residential	4,140	69		3,930	110
Commercial real estate	29,958	360		30,541	690
Other residential	10,734	120		10,845	210
Commercial business	1,847	47		2,904	68
Industrial revenue bonds	2,933	303		2,815	303
Consumer auto	160	5		166	7
Consumer other	714	24		696	42
Home equity lines of credit	441	--		484	14
Total	$69,332	$1,041		$72,226	$1,732
	At or for the Year Ended December 31, 2013
				Average
		Unpaid		Investment	Interest
	Recorded	Principal	Specific	in Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$--	$--	$--	$36	$--
Subdivision construction	3,502	3,531	1,659	3,315	163
Land development	12,628	13,042	473	13,389	560
Commercial construction	--	--	--	--	--
Owner occupied one- to four-family residential	5,802	6,117	593	5,101	251
Non-owner occupied one- to four-family residential	3,751	4,003	249	4,797	195
Commercial real estate	31,591	34,032	90	42,242	1,632
Other residential	10,983	10,983	--	13,837	434
Commercial business	6,057	6,077	4,162	6,821	179
Industrial revenue bonds	2,698	2,778	--	2,700	27
Consumer auto	216	231	32	145	16
Consumer other	604	700	91	630	63
Home equity lines of credit	569	706	95	391	38
Total	$78,401	$82,200	$7,444	$93,404	$3,558
	30-Jun-13
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$286	$286	$--
Subdivision construction	4,683	4,687	729
Land development	15,610	16,010	1,135
Commercial construction	--	--	--
Owner occupied one- to four-family residential	4,612	4,962	408
Non-owner occupied one- to four-family residential	5,629	5,778	905
Commercial real estate	41,102	43,490	2,420
Other residential	11,597	11,598	265
Commercial business	7,309	8,795	3,373
Industrial revenue bonds	2,698	2,778	--
Consumer auto	99	115	15
Consumer other	639	721	95
Home equity lines of credit	266	278	50
Total	$94,530	$99,498	$9,395
	Three Months Ended			Six Months Ended
	30-Jun-13			30-Jun-13
	Average			Average
	Investment	Interest		Investment	Interest
	in Impaired	Income		in Impaired	Income
	Loans	Recognized		Loans	Recognized
(In Thousands)
One- to four-family residential construction	$95	$5		$48	$5
Subdivision construction	3,087	76		2,778	106
Land development	12,495	240		11,752	366
Commercial construction	--	--		--	--
Owner occupied one- to four-family residential	4,704	63		4,831	116
Non-owner occupied one- to four-family residential	4,662	100		5,251	161
Commercial real estate	46,102	364		46,164	740
Other residential	14,836	113		16,620	217
Commercial business	7,528	16		7,473	75
Industrial revenue bonds	2,702	14		2,703	14
Consumer auto	105	2		119	4
Consumer other	648	21		662	32
Home equity lines of credit	278	2		308	10
Total	$97,242	$1,016		$98,709	$1,846
At June 30, 2014, $24.5 million of impaired loans had specific valuation allowances totaling $5.5 million.  At December 31, 2013, $18.0 million of impaired loans had specific valuation allowances totaling $7.4 million.
Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties.  These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.  The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach.
The following tables present newly restructured loans during the three and six months ended June 30, 2014 by type of modification:
	Three Months Ended June 30, 2014
				Total
	Interest Only	Term	Combination	Modification
(In Thousands)
Mortgage loans on real estate:
One -to four- family residential	$--	$338	$--	$338
Commercial real estate	--	1,407	--	1,407
Commercial business	--	750	--	750
Industrial revenue bonds	--	1,150	--	1,150
Consumer	--	1	--	1
	$--	$3,646	$--	$3,646
	Six Months Ended June 30, 2014
				Total
	Interest Only	Term	Combination	Modification
(In Thousands)
Mortgage loans on real estate:
Subdivision construction	$--	$250	$--	$250
One -to four- family residential	--	386	--	386
Commercial real estate	506	1,929	--	2,435
Commercial business	--	1,638	--	1,638
Industrial revenue bonds	--	1,150	--	1,150
Consumer	--	53	--	53
	$506	$5,406	$--	$5,912
At June 30, 2014, the Company had $54.3 million of loans that were modified in troubled debt restructurings and impaired, as follows:  $8.7 million of construction and land development loans, $15.8 million of single family and multi-family residential mortgage loans, $25.9 million of commercial real estate loans, $3.6 million of commercial business loans and $315,000 of consumer loans.  Of the total troubled debt restructurings at June 30, 2014, $47.6 million were accruing interest and $20.5 million were classified as substandard using the Company’s internal grading system, which is described below.  In addition, as part of the Valley Bank FDIC-assisted acquisition, the Company acquired $31.2 million of Valley Bank loans that are identified as troubled debt restructurings.  As of June 30, 2014, the Valley Bank acquired loans that were considered modified in troubled debt restructurings were as follows:  $2.0 million of construction and land development loans, $17.6 million of single family and multi-family residential mortgage loans, $10.8 million of commercial real estate loans, $510,000 of commercial business loans and $282,000 of consumer loans.  The Company had no troubled debt restructurings which were modified in the previous 12 months and subsequently defaulted during the six months ended June 30, 2014.  When loans modified as troubled debt restructuring have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible.  At December 31, 2013, the Company had $10.9 million of construction and land development loans, $16.6 million of single family and multi-family residential mortgage loans, $24.8 million of commercial real estate loans, $1.5 million of commercial business loans and $310,000 of consumer loans that were modified in troubled debt restructurings and impaired.  Of the total troubled debt restructurings of $54.1 million at December 31, 2013, $49.6 million were accruing interest and $22.1 million were classified as substandard using the Company’s internal grading system.
During the three and six months ended June 30, 2014, loans designated as troubled debt restructurings totaling $679,000 met the criteria for placement back on accrual status.  The $679,000 was made up of $591,000 of residential mortgage loans and $88,000 of commercial real estate loans.
The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.”  Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected.  Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.  Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification.  Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard.  Loans not meeting any of the criteria previously described are considered satisfactory.  The FDIC-covered loans are evaluated using this internal grading system.  These loans are accounted for in pools and are currently substantially covered through loss sharing agreements with the FDIC.  Minimal adverse classification in the loan pools was identified as of June 30, 2014 and December 31, 2013, respectively.  The acquired non-covered loans are also evaluated using this internal grading system.  These loans are accounted for in pools and minimal adverse classification in the loan pools was identified as of June 30, 2014.  See Note 8 for further discussion of the acquired loan pools and loss sharing agreements.  The loan grading system is presented by loan class below:
		30-Jun-14
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
(In Thousands)
One- to four-family residential
construction	$39,335	$--	$--	$170	$--	$39,505
Subdivision construction	35,191	21	--	1,415	--	36,627
Land development	52,361	5,000	--	6,076	--	63,437
Commercial construction	270,517	--	--	--	--	270,517
Owner occupied one- to four-
family residential	92,216	615	--	2,975	--	95,806
Non-owner occupied one- to four-
family residential	135,801	3,502	--	3,101	--	142,404
Commercial real estate	774,524	56,433	--	13,936	--	844,893
Other residential	326,992	14,021	--	1,956	--	342,969
Commercial business	328,874	471	--	1,263	--	330,608
Industrial revenue bonds	41,862	675	--	1,827	--	44,364
Consumer auto	205,955	--	--	180	--	206,135
Consumer other	79,337	4	--	572	--	79,913
Home equity lines of credit	59,248	--	--	436	--	59,684
FDIC-supported loans, net of
discounts (TeamBank)	16,866	--	--	20	--	16,886
Acquired non-covered loans,
net of discounts (TeamBank)	28,052	--	--	8	--	28,060
FDIC-supported loans, net of
discounts (Vantus Bank)	49,104	--	--	557	--	49,661
FDIC-supported loans, net of
discounts (Sun Security Bank)	57,768	--	--	632	--	58,400
FDIC-supported loans, net of
discounts (InterBank)	210,334	--	--	--	--	210,334
Acquired non-covered loans,
net of discounts (Valley Bank)	159,696	--	--	--	--	159,696
Total	$2,964,033	$80,742	$--	$35,124	$--	$3,079,899
		31-Dec-13
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
(In Thousands)
One- to four-family residential
construction	$34,364	$298	$--	$--	$--	$34,662
Subdivision construction	36,524	706	--	3,179	--	40,409
Land development	45,606	1,148	--	11,087	--	57,841
Commercial construction	184,019	--	--	--	--	184,019
Owner occupied one- to four-
family residential	84,931	503	--	3,699	--	89,133
Non-owner occupied one- to four-
family residential	137,003	6,718	--	2,187	--	145,908
Commercial real estate	727,668	37,937	--	15,085	--	780,690
Other residential	311,320	12,323	--	1,956	--	325,599
Commercial business	307,540	1,803	--	3,528	2,398	315,269
Industrial revenue bonds	39,532	675	--	2,023	--	42,230
Consumer auto	134,516	--	--	201	--	134,717
Consumer other	81,769	6	--	485	--	82,260
Home equity lines of credit	57,713	--	--	570	--	58,283
FDIC-supported loans, net of
Discounts (TeamBank)	49,702	--	--	160	--	49,862
FDIC-supported loans, net of
discounts (Vantus Bank)	57,290	--	--	630	--	57,920
FDIC-supported loans, net of
discounts (Sun Security Bank)	63,360	--	--	1,483	--	64,843
FDIC-supported loans, net of
discounts (InterBank)	213,539	--	--	--	--	213,539
Total	$2,566,396	$62,117	$--	$46,273	$2,398	$2,677,184

Note_8_Loss_Sharing_Agreements

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 8: Loss Sharing Agreements and FDIC Indemnification Assets	'
	NOTE 8: LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS
	On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas.
	The loans, commitments and foreclosed assets purchased in the TeamBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five-year period ended March 31, 2014.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and six months ended June 30, 2014 was $-0-.  The amount accreted to yield during the three and six months ended June 30, 2013 was $27,000 and $134,000, respectively.
	On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa.
	The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five year period will end on September 4, 2014.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and six months ended June 30, 2014 was $-0-.  The amount accreted to yield during the three and six months ended June 30, 2013 was $33,000 and $80,000, respectively.
	On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri.
	The loans and foreclosed assets purchased in the Sun Security Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans) and foreclosed assets purchased subject to certain limitations.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and six months ended June 30, 2014 was $21,000 and $105,000, respectively.  The amount accreted to yield during the three and six months ended June 30, 2013 was $273,000 and $617,000, respectively.
	On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota.
	The loans and foreclosed assets purchased in the InterBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and six months ended June 30, 2014 was $139,000 and $284,000, respectively.  The amount amortized to yield during the three and six months ended June 30, 2013 was $162,000 and $330,000, respectively.
	Fair Value and Expected Cash Flows.  At the time of these acquisitions, the Company determined the fair value of the loan portfolios based on several assumptions. Factors considered in the valuations were projected cash flows for the loans, type of loan and related collateral, classification status, fixed or variable interest rate, term of loan, current discount rates and whether or not the loan was amortizing. Loans were grouped together according to similar characteristics and were treated in the aggregate when applying various valuation techniques. Management also estimated the amount of credit losses that were expected to be realized for the loan portfolios. The discounted cash flow approach was used to value each pool of loans. For non-performing loans, fair value was estimated by calculating the present value of the recoverable cash flows using a discount rate based on comparable corporate bond rates. This valuation of the acquired loans is a significant component leading to the valuation of the loss sharing assets recorded.
	The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield.  The accretable yield is recognized as interest income over the estimated lives of the loans.  The Company continues to evaluate the fair value of the loans including cash flows expected to be collected.  Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses.  During the three and six months ended June 30, 2014, increases in expected cash flows related to the acquired loan portfolios resulted in adjustments of $13.2 million and $20.0 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and six months ended June 30, 2013, similar such adjustments totaling $5.6 million and $14.9 million, respectively, were made to the accretable yield.  The current year increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements.  During the three and six months ended June 30, 2014, this resulted in corresponding adjustments of $10.6 million and $16.0 million, respectively, to the indemnification assets to be amortized on a level-yield basis over the remainder of the loss sharing agreements or the remaining expected lives of the loan pools, whichever is shorter.  During the three and six months ended June 30, 2013, corresponding adjustments of $4.5 million and $12.0 million, respectively, were made to the indemnification assets.
	Because these adjustments will be recognized over the remaining lives of the loan pools and the remainder of the loss sharing agreements, respectively, they will impact future periods as well.  The remaining accretable yield adjustment that will affect interest income is $33.3 million and the remaining adjustment to the indemnification assets, including the effects of the clawback liability related to Interbank, that will affect non-interest income (expense) is $(28.9) million.  Of the remaining adjustments, we expect to recognize $13.6 million of interest income and $(11.4) million of non-interest income (expense) in the remainder of 2014.  Additional adjustments may be recorded in future periods from the FDIC-assisted acquisitions, as the Company continues to estimate expected cash flows from the acquired loan pools.
	The impact of adjustments on the Company’s financial results is shown below:
		Three Months Ended			Three Months Ended
		30-Jun-14			30-Jun-13
	(In Thousands, Except Per Share Data and Basis Points Data)
	Impact on net interest income/
	net interest margin (in basis points)	$9,085	107 bps		$7,663	88 bps
	Non-interest income	-7,469			-6,628
	Net impact to pre-tax income	$1,616			$1,035
	Net impact net of taxes	$1,050			$673
	Impact to diluted earnings per common share	$0.08			$0.05
		Six Months Ended			Six Months Ended
		30-Jun-14			30-Jun-13
	(In Thousands, Except Per Share Data and Basis Points Data)
	Impact on net interest income/
	net interest margin (in basis points)	$16,988	102bps		$18,096	103bps
	Non-interest income	-13,805			-14,963
	Net impact to pre-tax income	$3,183			$3,133
	Net impact net of taxes	$2,069			$2,036
	Impact to diluted earnings per common share	$0.15			$0.15
	The loss sharing asset is measured separately from the loan portfolio because it is not contractually embedded in the loans and is not transferable with the loans should the Bank choose to dispose of them. Fair value was estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool (as discussed above) and the loss sharing percentages outlined in the Purchase and Assumption Agreement with the FDIC. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursement from the FDIC. The loss sharing asset is also separately measured from the related foreclosed real estate.
	The loss sharing agreement on the InterBank transaction includes a clawback provision whereby if credit loss performance is better than certain pre-established thresholds, then a portion of the monetary benefit is shared with the FDIC.  The pre-established threshold for credit losses is $115.7 million for this transaction.  The monetary benefit required to be paid to the FDIC under the clawback provision, if any, will occur shortly after the termination of the loss sharing agreement, which in the case of InterBank is 10 years from the acquisition date.
	At June 30, 2014 and December 31, 2013, the Bank’s internal estimate of credit performance is expected to be better than the threshold set by the FDIC in the loss sharing agreement.  Therefore, a separate clawback liability totaling $5.4 million and $3.7 million was recorded as of June 30, 2014 and December 31, 2013, respectively.  As changes in the fair values of the loans and foreclosed assets are determined due to changes in expected cash flows, changes in the amount of the clawback liability will occur.
	TeamBank FDIC Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the TeamBank transaction at June 30, 2014 and December 31, 2013. Gross loan balances (due from the borrower) were reduced approximately $388.3 million since the transaction date because of $254.5 million of repayments from borrowers, $61.6 million in transfers to foreclosed assets and $72.2 million in charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
		30-Jun-14
				Foreclosed
		Loans		Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$47,851		$159
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-2,171		--
	Original estimated fair value of assets, net of activity since
	acquisition date	-44,946		-153
	Expected loss remaining	734		6
	Assumed loss sharing recovery percentage	82%		83%
	Estimated loss sharing value	605		5
	Indemnification asset to be amortized resulting from
	change in expected losses	239		--
	Accretable discount on FDIC indemnification asset	--		--
	FDIC indemnification asset	$844		$5
		31-Dec-13
				Foreclosed
		Loans		Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$53,553		$664
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-2,882		--
	Original estimated fair value of assets, net of activity since
	acquisition date	-49,862		-647
	Expected loss remaining	809		17
Assumed loss sharing recovery percentage	82%		76%
Estimated loss sharing value	665		13
Indemnification asset to be amortized resulting from
change in expected losses	593		--
Accretable discount on FDIC indemnification asset	-10		--
FDIC indemnification asset	$1,248		$13
Vantus Bank Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the Vantus Bank transaction at June 30, 2014 and December 31, 2013. Gross loan balances (due from the borrower) were reduced approximately $280.5 million since the transaction date because of $234.5 million of repayments from borrowers, $16.4 million in transfers to foreclosed assets and $29.6 million in charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
	30-Jun-14
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$51,036		$2,084
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-509		--
Original estimated fair value of assets, net of activity since
acquisition date	-49,661		-1,455
Expected loss remaining	866		629
Assumed loss sharing recovery percentage	75%		--%
Estimated loss sharing value(1)	646		--
Indemnification asset to be amortized resulting from
change in expected losses	330		--
Accretable discount on FDIC indemnification asset	-8		--
FDIC indemnification asset	$968		$--
(1)    Includes $503,000 impairment of indemnification asset for foreclosed assets.  The Company does not expect resolution of certain items related to commercial foreclosed assets prior to the expiration of the non-single-family loss sharing agreement for Vantus Bank.
	31-Dec-13
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$60,011		$1,986
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-1,202		--
Original estimated fair value of assets, net of activity since
acquisition date	-57,920		-1,092
Expected loss remaining	889		894
Assumed loss sharing recovery percentage	78%		80%
Estimated loss sharing value	690		716
Indemnification asset to be amortized resulting from
change in expected losses	919		--
Accretable discount on FDIC indemnification asset	-32		--
FDIC indemnification asset	$1,577		$716
Sun Security Bank Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the Sun Security Bank transaction at June 30, 2014 and December 31, 2013.  Gross loan balances (due from the borrower) were reduced approximately $166.2 million since the transaction date because of $108.3 million of repayments by the borrower, $26.4 million in transfers to foreclosed assets and $31.5 million of charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
	30-Jun-14
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$68,269		$1,782
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-4,144		--
Original estimated fair value of assets, net of activity since
acquisition date	-58,400		-1,000
Expected loss remaining	5,725		782
Assumed loss sharing recovery percentage(1)	66%		80%
Estimated loss sharing value	3,796		625
Indemnification asset to be amortized resulting from
change in expected losses	3,312		--
Accretable discount on FDIC indemnification asset	-455		-63
FDIC indemnification asset	$6,653		$562
(1) $474,000 of the expected loss remaining is related to loans not covered by the loss sharing agreement.
	31-Dec-13
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$78,524		$3,582
Non-credit premium/(discount), net of activity since acquisition date	-105		--
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-5,062		--
Original estimated fair value of assets, net of activity since
acquisition date	-64,843		-2,193
Expected loss remaining	8,514		1,389
Assumed loss sharing recovery percentage	70%		80%
Estimated loss sharing value	5,974		1,111
Indemnification asset to be amortized resulting from
change in expected losses	4,049		--
Accretable discount on FDIC indemnification asset	-680		-93
FDIC indemnification asset	$9,343		$1,018
InterBank Indemnification Asset.  The following table presents the balances of the FDIC indemnification asset related to the InterBank transaction at June 30, 2014.  Gross loan balances (due from the borrower) were reduced approximately $124.8 million since the transaction date because of $94.8 million of repayments by the borrower, $10.2 million in transfers to foreclosed assets and $19.8 million of charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
	30-Jun-14
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$268,440		$4,590
Non-credit premium/(discount), net of activity since acquisition date	1,622		--
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-26,512		--
Original estimated fair value of assets, net of activity since
acquisition date	-210,334		-3,474
Expected loss remaining	33,216		1,116
Assumed loss sharing recovery percentage	82%		80%
Estimated loss sharing value(1)	27,128		893
FDIC loss share clawback	3,825		--
Indemnification asset to be amortized resulting from
change in expected losses	21,209		--
Accretable discount on FDIC indemnification asset	-3,703		-33
FDIC indemnification asset	$48,459		$860
(1)    Includes $400,000 impairment of indemnification asset for loans
	31-Dec-13
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$284,975		$6,543
Non-credit premium/(discount), net of activity since acquisition date	1,905		--
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-21,218		--
Original estimated fair value of assets, net of activity since
acquisition date	-213,539		-5,073
Expected loss remaining	52,123		1,470
Assumed loss sharing recovery percentage	82%		80%
Estimated loss sharing value	42,654		1,176
FDIC loss share clawback	2,893		--
Indemnification asset to be amortized resulting from
change in expected losses	16,974		--
Accretable discount on FDIC indemnification asset	-4,874		-33
FDIC indemnification asset	$57,647		$1,143
Changes in the accretable yield for acquired loan pools were as follows for the three months ended June 30, 2014 and 2013:
					Sun Security
	TeamBank		Vantus Bank		Bank	InterBank
(In Thousands)
Balance, April 1, 2013	$11,339		$11,522		$10,015	$40,264
Accretion	-1,919		-2,362		-4,038	-6,360
Reclassification from nonaccretable yield(1)	-810		-513		4,078	1,063
Balance, June 30, 2013	$8,610		$8,647		$10,055	$34,967
Balance April 1, 2014	$7,363		$5,151		$10,007	$38,973
Accretion	-976		-1,000		-2,407	-10,038
Reclassification from nonaccretable yield(1)	1,047		427		1,827	12,173
Balance, June 30, 2014	$7,434		$4,578		$9,427	$41,108
Changes in the accretable yield for acquired loan pools were as follows for the six months ended June 30, 2014 and 2013:
					Sun Security
	TeamBank		Vantus Bank		Bank	InterBank
	(In Thousands)
Balance, January 1, 2013	$12,128		$13,538		$11,259	$42,574
Accretion	-5,600		-5,659		-8,226	-13,389
Reclassification from nonaccretable yield(2)	2,082		768		7,022	5,782
Balance, June 30, 2013	$8,610		$8,647		$10,055	$34,967
Balance January 1, 2014	$7,402		$5,725		$11,113	$40,095
Accretion	-2,282		-2,131		-5,224	-18,402
Reclassification from nonaccretable yield(2)	2,314		984		3,538	19,415
Balance, June 30, 2014	$7,434		$4,578		$9,427	$41,108
(1)    Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses.  The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the three months ended June 30, 2014, totaling $1.0 million, $427,000, $352,000 and $448,000, respectively, and for the three months ended June 30, 2013, totaling $0, $0, $3.0 million and $2.6 million, respectively.
(2)    Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses.  The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the six months ended June 30, 2014, totaling $2.2 million, $984,000, $1.4 million and $1.7 million, respectively, and for the six months ended June 30, 2013, totaling $2.1 million, $516,000, $4.7 million and $7.6 million, respectively.

Note_9_Other_Real_Estate_Owned

Note 9: Other Real Estate Owned	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 9: Other Real Estate Owned	'
	NOTE 9: OTHER REAL ESTATE OWNED
	Major classifications of other real estate owned were as follows:
		June 30,		December 31,
		2014		2013
	(In Thousands)
	Foreclosed assets held for sale
	One- to four-family construction	$--			$--
	Subdivision construction	10,294			11,652
	Land development	15,603			16,788
	Commercial construction	2,132			2,132
	One- to four-family residential	1,706			744
	Other residential	3,712			5,900
	Commercial real estate	4,062			4,135
	Commercial business	58			77
	Consumer	555			969
		38,122			42,397
	FDIC-supported foreclosed assets, net of discounts	6,084			9,006
	Foreclosed assets held for sale, net	44,206			51,403
	Other real estate owned not acquired through
	foreclosure	2,020			2,111
	Other real estate owned	$46,226			$53,514
	Other real estate owned not acquired through foreclosure includes 12 properties, 11 of which were branch locations that have been closed and are held for sale, and one of which is land which was acquired for a potential branch location.
	Expenses applicable to foreclosed assets included the following:
		Three Months Ended June 30,
		2014	2013
	(In Thousands)
	Net (gain) loss on sales of foreclosed assets	($203)	($281)
	Valuation write-downs	1,019	614
	Operating expenses, net of rental income	526	1,022
		$1,342	$1,355
		Six Months Ended June 30,
		2014	2013
	(In Thousands)
	Net (gain) loss on sales of foreclosed assets	($54)	($282)
	Valuation write-downs	1,199	1,056
	Operating expenses, net of rental income	1,047	1,636
		$2,192	$2,410

Note_10_Deposits

Note 10: Deposits	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 10: Deposits	'
	NOTE 10: DEPOSITS
		June 30,	December 31,
		2014	2013
	(In Thousands)
	Time Deposits:
	0.00% - 0.99%	$771,460	$        669,698
	1.00% - 1.99%	253,663	251,118
	2.00% - 2.99%	73,469	61,042
	3.00% - 3.99%	10,266	9,413
	4.00% - 4.99%	1,793	1,852
	5.00% and above	429	819
	Total time deposits (0.80% - 0.69%)	1,111,080	993,942
	Non-interest-bearing demand deposits	550,976	522,805
	Interest-bearing demand and savings deposits (0.20% - 0.20%)	1,539,672	1,291,879
	Total Deposits	$3,201,728	$2,808,626
	Included in the deposits assumed from Valley Bank on June 20, 2014, were $114.2 million of certificates of deposit which Valley had obtained through various Internet services.  The Bank elected to reduce the rates paid on these types of deposits to current posted rates as allowed by the Purchase and Assumption Agreement.  The Bank expects that most, if not all, of these deposits will be redeemed by the account holder as is their right in this situation.  At June 30, 2014, the balance of these Internet deposits had been reduced to $96.9 million.  Subsequent to June 30, 2014, the balance has further decreased to less than $50 million.

Note_11_Advances_From_Federal_

Note 11: Advances From Federal Home Loan Bank	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 11: Advances From Federal Home Loan Bank	'
	NOTE 11: ADVANCES FROM FEDERAL HOME LOAN BANK
	Advances from the Federal Home Loan Bank at June 30, 2014 and December 31, 2013 consisted of the following:
		30-Jun-13		31-Dec-13
			Weighted		Weighted
			Average		Average
			Interest		Interest
	Due In	Amount	Rate	Amount	Rate
	(Dollars In Thousands)
	2014	$50,063	0.23%	$2,315	1.02%
	2015	10,067	3.87	10,065	3.87
	2016	73	5.06	25,070	3.81
	2017	30,828	3.26	85,825	3.92
	2018	70	5.06	81	5.06
	2019 and thereafter	500	5.54	529	5.51
		91,601	1.76	123,885	3.85
	Unamortized fair value adjustment	85		2,872
		$91,686		$126,757
	Included in the Bank’s FHLB advances at June 30, 2014 and December 31, 2013, was a $10.0 million advance with a maturity date of October 26, 2015.  The interest rate on this advance is 3.86%.  The advance has a call provision that allows the Federal Home Loan Bank of Topeka to call the advance quarterly.
	Included in the Bank’s FHLB advances at June 30, 2014 and December 31, 2013, was a $30.0 million advance with a maturity date of November 24, 2017.  The interest rate on this advance is 3.20%.  The advance has a call provision that allows the Federal Home Loan Bank of Des Moines to call the advance quarterly.
	Included in the Bank’s FHLB advances at December 31, 2013, was a $25.0 million advance with a maturity date of December 7, 2016.  The interest rate on this advance is 3.81%.  This advance was repaid by the Bank in June 2014.
	Included in the Bank’s FHLB advances at December 31, 2013, was a $30.0 million advance with a maturity date of March 29, 2017.  The interest rate on this advance is 4.07%.  This advance was repaid by the Bank in June 2014.
	Included in the Bank’s FHLB advances at December 31, 2013, was a $25.0 million advance with a maturity date of June 20, 2017.  The interest rate on this advance is 4.57%.  This advance was repaid by the Bank in June 2014.
	The Company prepaid $80 million of its Federal Home Loan Bank advances and $50 million of structured repurchase agreements (see Note 12) in the three months ended June 30, 2014 as part of a strategy to utilize the Bank’s liquidity and improve net interest margin.  As a result, the Company incurred one-time prepayment penalties totaling $7.4 million, which were included in other operating expenses.

Note_12_Structured_Repurchase_

Note 12: Structured Repurchase Agreements	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 12: Structured Repurchase Agreements	'
	NOTE 12: STRUCTURED REPURCHASE AGREEMENTS
	In September 2008, the Company entered into a structured repurchase borrowing transaction for a total of $50 million.  This borrowing bears interest at a fixed rate of 4.34%, matures September 15, 2015, and had a call provision that allows the repurchase counterparty to call the borrowing quarterly.  The Company pledged investment securities to collateralize this borrowing.
	In June 2014, the Company elected to repay this structured repurchase borrowing.

Note_13_Income_Taxes

Note 13: Income Taxes	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 13: Income Taxes	'
	NOTE 13: INCOME TAXES
	Reconciliations of the Company’s effective tax rates to the statutory corporate tax rates were as follows:
		Three Months Ended June 30,
		2014	2013
	Tax at statutory rate	35.00%	35.00%
	Nontaxable interest and dividends	-3.1	-3.9
	Tax credits	-9.2	-12.2
	State taxes	1.6	1.9
	Other	0.7	0.5
		25.00%	21.30%
		Six Months Ended June 30,
		2014	2013
	Tax at statutory rate	35.00%	35.00%
	Nontaxable interest and dividends	-3.4	-4
	Tax credits	-9.6	-10.9
	State taxes	1.4	1.6
	Other	0.3	0.5
		23.70%	22.20%
	The Company and its consolidated subsidiaries have not been audited recently by the Internal Revenue Service (IRS) or the state taxing authorities with respect to income or franchise tax returns, and as such, tax years through December 31, 2005, have been closed without audit. The Company, through one of its subsidiaries, is a partner in two partnerships currently under IRS examination for 2006 and 2007. As a result, the Company’s 2006 and subsequent tax years remain open for examination. The IRS audits of the two partnerships are ongoing.  The IRS has raised questions about the validity of the allocation of a portion of the credits by one of the partnerships.  At this time, the Company believes that the partnership has sufficient technical support for its allocation position regarding these credits and that it is more likely than not these allocations will ultimately be sustained; therefore, a reserve for uncertain tax positions is not required.

Note_14_Fair_Value_Measurement

Note 14: Fair Value Measurement	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 14: Fair Value Measurement	'
	NOTE 14: FAIR VALUE MEASUREMENT
	ASC Topic 820, Fair Value Measurements, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  Topic 820 also specifies a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.  The standard describes three levels of inputs that may be used to measure fair value:
	·       Quoted prices in active markets for identical assets or liabilities (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date. An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis.
	·       Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means.
	·       Significant unobservable inputs (Level 3): Inputs that reflect assumptions of a source independent of the reporting entity or the reporting entity's own assumptions that are supported by little or no market activity or observable inputs.
	Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period.
	Recurring Measurements
				Fair value measurements using
				Quoted prices
				in active
				markets		Other		Significant
				for identical		observable		unobservable
				assets		inputs		inputs
		Fair value		(Level 1)		(Level 2)		(Level 3)
	(In Thousands)
	30-Jun-14
	U.S. government agencies	$18,821		$--		$18,821		$--
	Mortgage-backed securities	377,843		--		377,843		--
	Collateralized mortgage obligations	39,750		--		39,750		--
	States and political subdivisions	129,646		--		129,646		--
	Equity securities	2,970		--		2,970		--
	Mortgage servicing rights	196		--		--		196
	Interest rate derivative asset	2,184		--		--		2,184
	Interest rate derivative liability	-1,711		--		--		-1,711
	31-Dec-13
	U.S. government agencies	$17,255		$--		$17,255		$--
	Mortgage-backed securities	367,578		--		367,578		--
	Small Business Administration loan pools	44,855		--		44,855		--
	States and political subdivisions	122,724		--		122,724		--
	Equity securities	2,869		--		2,869		--
	Mortgage servicing rights	211		--		--		211
	Interest rate derivative asset	2,544		--		--		2,544
	Interest rate derivative liability	-1,613		--		--		-1,613
	The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at June 30, 2014 and December 31, 2013, as well as the general classification of such assets pursuant to the valuation hierarchy.  There have been no significant changes in the valuation techniques during the three-month period ended June 30, 2014.
	Securities Available for Sale. Investment securities available for sale are recorded at fair value on a recurring basis. The fair values used by the Company are obtained from an independent pricing service, which represent either quoted market prices for the identical asset or fair values determined by pricing models, or other model-based valuation techniques, that consider observable market data, such as interest rate volatilities, LIBOR yield curve, credit spreads and prices from market makers and live trading systems.  Recurring Level 2 securities include U.S. government agency securities, mortgage-backed securities, Small Business Administration (SBA) loan pools, state and municipal bonds and equity securities. Inputs used for valuing Level 2 securities include observable data that may include dealer quotes, benchmark yields, market spreads, live trading levels and market consensus prepayment speeds, among other things. Additional inputs include indicative values derived from the independent pricing service’s proprietary computerized models.  There were no Recurring Level 3 securities at June 30, 2014 or December 31, 2013.
	Mortgage Servicing Rights. Mortgage servicing rights do not trade in an active, open market with readily observable prices.  Accordingly, fair value is estimated using discounted cash flow models.  Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy.
	Interest Rate Swaps. Interest rate swaps are recorded at fair value on a recurring basis. The fair values used by the Company are obtained from an independent valuation service, and are based on prevailing observable market data, such as the LIBOR swap curves and Overnight Index Swap “OIS” curves, and derived from proprietary models based on well recognized financial principles and reasonable estimates about future market conditions (which may include assumptions and estimates that are not readily observable in the marketplace).  Included in the fair values are credit valuation adjustments which represent the consideration of credit risk (credit standing) of the counterparties to the transaction and the effect of any credit enhancements related to the transaction.  Certain inputs to the credit valuation models may be based on assumptions and best estimates that are not readily observable in the marketplace.
	The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods.  From December 31, 2013 to June 30, 2014, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy.
	Level 3 Reconciliation
	The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs.
		Mortgage Servicing Rights
		2014		2013
	(In Thousands)
	Balance, April 1	$200		$252
	Additions	30		54
	Amortization	-34		-60
	Balance, June 30	$196		$246
		Mortgage Servicing Rights
		2014		2013
	(In Thousands)
	Balance, January 1	$211		$152
	Additions	53		191
	Amortization	-68		-97
	Balance, June 30	$196		$246
		Interest Rate Derivative Asset
		2014		2013
	(In Thousands)
	Balance, April 1	$1,741		$1,928
	Change in fair value through earnings	-19		-549
	Balance, June 30	$1,722		$1,379
		Interest Rate Derivative Asset
		2014		2013
	(In Thousands)
Balance, January 1	$1,859		$2,112
Change in fair value through earnings	-137		-733
Balance, June 30	$1,722		$1,379
	Interest Rate Cap Derivative Asset Designated as Hedging Instrument
	2014		2013
(In Thousands)
Balance, April 1	$620		$--
Additions	--		--
Change in fair value through other
comprehensive income	-158		--
Balance, June 30	$462		$--
	Interest Rate Cap Derivative Asset Designated as Hedging Instrument
	2014		2013
(In Thousands)
Balance, January 1	$685		$--
Additions	--		--
Change in fair value through other
comprehensive income	-223		--
Balance, June 30	$462		$--
	Interest Rate Swap Liability
	2014		2013
(In Thousands)
Balance, April 1	$1,597		$1,915
Change in fair value through earnings	114		-896
Balance, June 30	$1,711		$1,019
	Interest Rate Swap Liability
	2014		2013
(In Thousands)
Balance, January 1	$1,613		$2,160
Change in fair value through earnings	98		-1,141
Balance, June 30	$1,711		$1,019
Nonrecurring Measurements
The following tables present the fair value measurements of assets measured at fair value during the periods presented on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2014 and December 31, 2013:
			Fair Value Measurements Using
			Quoted prices
			in active
			markets		Other		Significant
			for identical		observable		unobservable
			assets		inputs		inputs
	Fair value		(Level 1)		(Level 2)		(Level 3)
(In Thousands)
30-Jun-14
Impaired loans
One- to four-family residential construction	$--		$--		$--		$--
Subdivision construction	22		--		--		22
Land development	2,960		--		--		2,960
Owner occupied one- to four-family residential	439		--		--		439
Non-owner occupied one- to four-family residential	92		--		--		92
Commercial real estate	6,464		--		--		6,464
Other residential	1,117		--		--		1,117
Commercial business	320		--		--		320
Consumer auto	57		--		--		57
Consumer other	442		--		--		442
Home equity lines of credit	246		--		--		246
Total impaired loans	$12,159		$--		$--		$12,159
Foreclosed assets held for sale	$1,887		$--		$--		$1,887
31-Dec-13
Impaired loans
One- to four-family residential construction	$--		$--		$--		$--
Subdivision construction	145		--		--		145
Land development	1,474		--		--		1,474
Owner occupied one- to four-family residential	349		--		--		349
Non-owner occupied one- to four-family residential	388		--		--		388
Commercial real estate	5,224		--		--		5,224
Other residential	1,440		--		--		1,440
Commercial business	61		--		--		61
Consumer auto	19		--		--		19
Consumer other	275		--		--		275
Home equity lines of credit	70		--		--		70
Total impaired loans	$9,445		$--		$--		$9,445
Foreclosed assets held for sale	$2,169		$--		$--		$2,169
The following is a description of valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying statements of financial condition, as well as the general classification of such assets pursuant to the valuation hierarchy.
Loans Held for Sale.  Mortgage loans held for sale are recorded at the lower of carrying value or fair value.  The fair value of mortgage loans held for sale is based on what secondary markets are currently offering for portfolios with similar characteristics.  As such, the Company classifies mortgage loans held for sale as Nonrecurring Level 2.  Write-downs to fair value typically do not occur as the Company generally enters into commitments to sell individual mortgage loans at the time the loan is originated to reduce market risk.  The Company typically does not have commercial loans held for sale.  At June 30, 2014 and December 31, 2013, the aggregate fair value of mortgage loans held for sale exceeded their cost.  Accordingly, no mortgage loans held for sale were marked down and reported at fair value.
Impaired Loans.  A loan is considered to be impaired when it is probable that all of the principal and interest due may not be collected according to its contractual terms. Generally, when a loan is considered impaired, the amount of reserve required under FASB ASC 310, Receivables, is measured based on the fair value of the underlying collateral. The Company makes such measurements on all material loans deemed impaired using the fair value of the collateral for collateral dependent loans. The fair value of collateral used by the Company is determined by obtaining an observable market price or by obtaining an appraised value from an independent, licensed or certified appraiser, using observable market data. This data includes information such as selling price of similar properties and capitalization rates of similar properties sold within the market, expected future cash flows or earnings of the subject property based on current market expectations, and other relevant factors. All appraised values are adjusted for market-related trends based on the Company’s experience in sales and other appraisals of similar property types as well as estimated selling costs.  Each quarter management reviews all collateral dependent impaired loans on a loan-by-loan basis to determine whether updated appraisals are necessary based on loan performance, collateral type and guarantor support.  At times, the Company measures the fair value of collateral dependent impaired loans using appraisals with dates prior to one year from the date of review.  These appraisals are discounted by applying current, observable market data about similar property types such as sales contracts, estimations of value by individuals familiar with the market, other appraisals, sales or collateral assessments based on current market activity until updated appraisals are obtained.  Depending on the length of time since an appraisal was performed and the data provided through our reviews, these appraisals are typically discounted 10-40%.  The policy described above is the same for all types of collateral dependent impaired loans.
The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan.  Loans for which such charge-offs or reserves were recorded during the six months ended June 30, 2014 or the year ended December 31, 2013, are shown in the table above (net of reserves).
Foreclosed Assets Held for Sale.  Foreclosed assets held for sale are initially recorded at fair value less estimated cost to sell at the date of foreclosure.  Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less estimated cost to sell.  Foreclosed assets held for sale are classified as Level 3.  The foreclosed assets represented in the table above have been re-measured during the six months ended June 30, 2014 or the year ended December 31, 2013, subsequent to their initial transfer to foreclosed assets.
The following disclosure relates to financial assets for which it is not practicable for the Company to estimate the fair value at June 30, 2014 and December 31, 2013.
FDIC Indemnification Asset: As part of the Purchase and Assumption Agreements, the Bank and the FDIC entered into loss sharing agreements. These agreements cover realized losses on loans and foreclosed real estate, subject to certain limitations which are more fully described in Note 8.
Under the TeamBank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $115 million in realized losses and 95% for realized losses that exceed $115 million.  The indemnification asset was originally recorded at fair value on the acquisition date (March 20, 2009) and at June 30, 2014 and December 31, 2013, the carrying value was $849,000 and $1.3 million, respectively.
Under the Vantus Bank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $102 million in realized losses and 95% for realized losses that exceed $102 million.  The indemnification asset was originally recorded at fair value on the acquisition date (September 4, 2009) and at June 30, 2014 and December 31, 2013, the carrying value of the FDIC indemnification asset was $968,000 and $2.3 million, respectively.
Under the Sun Security Bank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses.  The indemnification asset was originally recorded at fair value on the acquisition date (October 7, 2011) and at June 30, 2014 and December 31, 2013, the carrying value of the FDIC indemnification asset was $7.2 million and $10.4 million, respectively.
Under the InterBank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses.  The indemnification asset was originally recorded at fair value on the acquisition date (April 27, 2013) and at June 30, 2014 and December 31, 2013, the carrying value of the FDIC indemnification asset was $49.3 million and $58.8 million, respectively.
From the dates of acquisition, each of the four agreements extend ten years for 1-4 family real estate loans and five years for other loans.  The loss sharing assets are measured separately from the loan portfolios because they are not contractually embedded in the loans and are not transferable with the loans should the Bank choose to dispose of them.  Fair values on the acquisition dates were estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool and the loss sharing percentages.  These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursements from the FDIC.  The loss sharing assets are also separately measured from the related foreclosed real estate.  Although the assets are contractual receivables from the FDIC, they do not have effective interest rates.  The Bank will collect the assets over the next several years.  The amount ultimately collected will depend on the timing and amount of collections and charge-offs on the acquired assets covered by the loss sharing agreements.  While the assets were recorded at their estimated fair values on the acquisition dates, it is not practicable to complete fair value analyses on a quarterly or annual basis.  Estimating the fair value of the FDIC indemnification asset would involve preparing fair value analyses of the entire portfolios of loans and foreclosed assets covered by the loss sharing agreements from all four acquisitions on a quarterly or annual basis.
Fair Value of Financial Instruments
The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value:
Cash and Cash Equivalents and Federal Home Loan Bank Stock. The carrying amount approximates fair value.
Loans and Interest Receivable.  The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.  Loans with similar characteristics are aggregated for purposes of the calculations.  The carrying amount of accrued interest receivable approximates its fair value.
Deposits and Accrued Interest Payable.  The fair value of demand deposits and savings accounts is the amount payable on demand at the reporting date, i.e., their carrying amounts.  The fair value of fixed maturity certificates of deposit is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities.  The carrying amount of accrued interest payable approximates its fair value.
Federal Home Loan Bank Advances.  Rates currently available to the Company for debt with similar terms and remaining maturities are used to estimate fair value of existing advances.
Short-Term Borrowings.  The carrying amount approximates fair value.
Subordinated Debentures Issued to Capital Trusts.  The subordinated debentures have floating rates that reset quarterly.  The carrying amount of these debentures approximates their fair value.
Structured Repurchase Agreements.  Structured repurchase agreements are collateralized borrowings from a counterparty.  In addition to the principal amount owed, the counterparty also determines an amount that would be owed by either party in the event the agreement is terminated prior to maturity by the Company.  The fair values of the structured repurchase agreements are estimated based on the amount the Company would be required to pay to terminate the agreement at the reporting date.
Commitments to Originate Loans, Letters of Credit and Lines of Credit.  The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.  For fixed rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates.  The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligations with the counterparties at the reporting date.
The following table presents estimated fair values of the Company’s financial instruments.  The fair values of certain of these instruments were calculated by discounting expected cash flows, which method involves significant judgments by management and uncertainties.  Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale.  Because no market exists for certain of these financial instruments and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate.
		30-Jun-14				31-Dec-13
	Carrying			Fair	Hierarchy	Carrying		Fair	Hierarchy
	Amount			Value	Level	Amount		Value	Level
Financial assets
Cash and cash equivalents	$223,226			$223,226	1	$227,925		$227,925	1
Held-to-maturity securities	450			504	2	805		912	2
Mortgage loans held for sale	9,605			9,605	2	7,239		7,239	2
Loans, net of allowance for loan losses	2,790,774			2,800,463	3	2,439,530		2,442,917	3
Accrued interest receivable	11,685			11,685	3	11,408		11,408	3
Investment in FHLB stock	8,054			8,054	3	9,822		9,822	3
Financial liabilities
Deposits	3,201,728			3,207,527	3	2,808,626		2,813,779	3
FHLB advances	91,686			92,912	3	126,757		131,281	3
Short-term borrowings	158,841			158,841	3	136,109		136,109	3
Structured repurchase agreements	--			--	3	50,000		53,485	3
Subordinated debentures	30,929			30,929	3	30,929		30,929	3
Accrued interest payable	1,096			1,096	3	1,099		1,099	3
Unrecognized financial instruments (net of
contractual value)
Commitments to originate loans	--			--	3	--		--	3
Letters of credit	39			39	3	76		76	3
Lines of credit	--			--	3	--		--	3

Note_15_Derivatives_and_Hedgin

Note 15: Derivatives and Hedging Activities	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 15: Derivatives and Hedging Activities	'
	NOTE 15:  DERIVATIVES AND HEDGING ACTIVITIES
	Risk Management Objective of Using Derivatives
	The Company is exposed to certain risks arising from both its business operations and economic conditions.  The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities.  The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of its assets and liabilities.  In the normal course of business, the Company may use derivative financial instruments (primarily interest rate swaps) from time to time to assist in its interest rate risk management.  The Company has interest rate derivatives that result from a service provided to certain qualifying loan customers that are not used to manage interest rate risk in the Company’s assets or liabilities and are not designated in a qualifying hedging relationship.  The Company manages a matched book with respect to its derivative instruments in order to minimize its net risk exposure resulting from such transactions.  In addition, the Company has interest rate derivatives that are designated in a qualified hedging relationship.
	Nondesignated Hedges
	The Company has interest rate swaps that are not designated in qualifying hedging relationship.  Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain loan customers, which the Company began offering during the fourth quarter of 2011.  The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies.  Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions.  As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings.  As of June 30, 2014, the Company had 27 interest rate swaps totaling $129.0 million in notional amount with commercial customers, and 27 interest rate swaps with the same notional amount with third parties related to this program.  As of December 31, 2013, the Company had 24 interest rate swaps totaling $114.0 million in notional amount with commercial customers, and 24 interest rate swaps with the same notional amount with third parties related to this program.  During the three months ended June 30, 2014 and 2013, the Company recognized a net loss of $130,000 and a net gain of $347,000, respectively, in noninterest income related to changes in the fair value of these swaps.  During the six months ended June 30, 2014 and 2013, the Company recognized a net loss of $233,000 and a net gain of $408,000, respectively, in noninterest income related to changes in the fair value of these swaps.
	Cash Flow Hedges
	As a strategy to maintain acceptable levels of exposure to the risk of changes in future cash flows due to interest rate fluctuations, the Company entered into two interest rate cap agreements for a portion of its floating rate debt associated with its trust preferred securities.  The agreement with a notional amount of $25 million states that the Company will pay interest on its trust preferred debt in accordance with the original debt terms at a rate of 3-month LIBOR + 1.60%.  Should interest rates rise above a certain threshold, the counterparty will reimburse the Company for interest paid such that the Company will have an effective interest rate on that portion of its trust preferred securities no higher than 2.37%.  The second agreement with a notional amount of $5 million states that the Company will pay interest on its trust preferred debt in accordance with the original debt terms at a rate of 3-month LIBOR + 1.40%.  Should interest rates rise above a certain threshold, the counterparty will reimburse the Company for interest paid such that the Company will have an effective interest rate on that portion of its trust preferred securities no higher than 2.17%.  The agreements were effective on August 1, 2013 and July 1, 2013, respectively, and each has a term of four years.
	The effective portion of the gain or loss on the derivative is reported as a component of other comprehensive income and reclassified into earnings in the same period or periods during which the hedged transaction affects earnings.  Gains and losses on the derivative representing either hedge ineffectiveness or hedge components excluded from the assessment of effectiveness are recognized in current earnings.
	The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition:
		Location in		Fair Value
		Consolidated Statements		June 30,	December 31,
		of Financial Condition		2014	2013
	(In Thousands)
	Derivatives designated as
	hedging instruments
	Interest rate caps	Prepaid expenses and other assets		$462	$685
	Total derivatives designated
	as hedging instruments			$462	$685
	Derivatives not designated
	as hedging instruments
	Asset Derivatives
	Interest rate products	Prepaid expenses and other assets		$1,722	$1,859
	Total derivatives not designated
	as hedging instruments			$1,722	$1,859
	Liability Derivatives
	Interest rate products	Accrued expenses and other liabilities		$1,711	$1,613
	Total derivatives not designated
	as hedging instruments			$1,711	$1,613
	The following table presents the effect of derivative instruments on the statements of comprehensive income for the three and six months ended June 30, 2014 and 2013:
		Amount of Gain (Loss) Recognized in OCI
	Cash Flow Hedges	Three Months Ended June 30,
		2014	2013
	Interest rate cap	($100)	$--
		Amount of Gain (Loss) Recognized in OCI
	Cash Flow Hedges	Six Months Ended June 30,
		2014	2013
	Interest rate cap	($142)	$--
	Agreements with Derivative Counterparties
	The Company has agreements with its derivative counterparties.  If the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations.  If the Bank fails to maintain its status as a well capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements.  Similarly, the Company could be required to settle its obligations under certain of its agreements if certain regulatory events occurred, such as the issuance of a formal directive, or if the Company’s credit rating is downgraded below a specified level.
	As of June 30, 2014, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $1.3 million.  The Company has minimum collateral posting thresholds with its derivative counterparties.  The Company’s activity with its derivative counterparties had previously met the level in which the minimum collateral posting thresholds take effect and the Company had posted $1.5 million of collateral to satisfy the agreements at June 30, 2014.  If the Company had breached any of these provisions at June 30, 2014, it could have been required to settle its obligations under the agreements at the termination value.

Note_16_FDICassisted_Acquisiti

Note 16: FDIC-assisted Acquisition	6 Months Ended
	Jun. 30, 2014
Notes	'
Note 16: FDIC-assisted Acquisition	'
	NOTE 16: FDIC-ASSISTED ACQUISITION
	On June 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank (“Valley”), a full-service bank headquartered in Moline, IL, with significant operations in Iowa.  The provisional fair values of the assets acquired and liabilities assumed in the transaction were as follows:
		June 20,
		2014
	(In Thousands)
	Cash	$2,729
	Due from banks	106,680
	Cash and cash equivalents	109,409
	Investment securities	88,513
	Loans receivable, net of discount on loans purchased of $30,102	165,098
	Accrued interest receivable	1,004
	Premises	10,850
	Core deposit intangible	2,800
	Other assets	1,060
	Total assets acquired	378,734
	Liabilities
	Demand and savings deposits	186,902
	Time deposits	179,125
	Total deposits	366,027
	Securities sold under reverse repurchase agreements with customers	567
	Accounts payable	561
	Accrued interest payable	182
	Advances from borrowers for taxes and insurance	592
	Total liabilities assumed	367,929
	Gain recognized on business acquisition	$10,805
	Under the terms of the Purchase and Assumption Agreement, the FDIC agreed to transfer net assets to Great Southern at a discount of $37.5 million to compensate Great Southern for estimated losses related to the loans acquired.  No premium was paid to the FDIC for the deposits, resulting in a net purchase discount of $37.5 million.  Details related to the transfer are as follows:
		June 20,
		2014
	(In Thousands)
	Net liabilities as determined by the FDIC	($21,897)
	Cash transferred by the FDIC	59,394
	Discount per Purchase and Assumption Agreement	37,497
	Purchase accounting adjustments
	Loans	-28,088
	Deposits	-399
	Investments	-1,005
	Core deposit intangible	2,800
	Gain recognized on business acquisition	$10,805
	The acquisition of the net assets of Valley was determined to constitute a business acquisition in accordance with FASB ASC 805.  FASB ASC 805 allows a measurement period of up to one year to adjust initial fair value estimates as of the acquisition date.  Therefore, provisional measurements of assets acquired and liabilities assumed were recorded on a preliminary basis at fair value on the date of acquisition.  Based upon the preliminary acquisition date fair values of the net assets acquired, no goodwill was recorded.  The transaction resulted in a preliminary bargain purchase gain of $10.8 million for the three and six months ended June 30, 2014.  The transaction also resulted in the recording of a deferred tax liability in the initial amount of $3.6 million.
	The carrying amount of assets related to the Valley Bank transaction at June 20, 2014 (the acquisition date), consisted of impaired loans required to be accounted for in accordance with FASB ASC 310-30 and other loans not subject to the specific criteria of FASB ASC 310-30, but accounted for under the guidance of FASB ASC 310-30 (FASB ASC 310-30 by Policy Loans) as shown in the following table:
			FASB ASC
		FASB	310-30
		ASC	by
		310-30	Policy
		Loans	Loans	Total
	(In Thousands)
	Loans	$3,920	$161,178	$165,098
	On the acquisition date, the preliminary estimate of the contractually required payments receivable for all FASB ASC 310-30 loans acquired was $5.7 million, the cash flows expected to be collected were $4.0 million including interest, and the estimated fair value of the loans was $3.9 million.  These amounts were determined based upon the estimated remaining life of the underlying loans, which include the effects of estimated prepayments.  At June 20, 2014, a majority of these loans were valued based on the liquidation value of the underlying collateral, because the expected cash flows were primarily based on the liquidation of underlying collateral and the timing and amount of the cash flows could not be reasonably estimated.  Because of the short time period between the closing of the transaction and June 30, 2014, certain amounts related to the FASB ASC 310-30 loans are preliminary estimates.  The Company has not yet finalized its analysis of these loans and, therefore, adjustments to the estimated recorded carrying values may occur.
	On the acquisition date, the preliminary estimate of the contractually required payments receivable for all FASB ASC 310-30 by Policy Loans acquired in the acquisition was $187.4 million, of which $28.4 million of cash flows were not expected to be collected, and the estimated fair value of the loans was $161.2 million.  A majority of these loans were valued as of their acquisition dates based on the liquidation value of the underlying collateral, because the expected cash flows were primarily based on the liquidation of underlying collateral and the timing and amount of the cash flows could not be reasonably estimated.
	The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield.  The accretable yield is recognized as interest income over the estimated lives of the loans.  The initial accretable yield recorded for Valley was $23.0 million.  The amount accreted to income during June 2014 was $165,000.  The net remaining accretable yield at June 30, 2014, was $22.8 million.

Note_1_Basis_of_Presentation_O

Note 1: Basis of Presentation: Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies	'
	The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and six months ended June 30, 2014 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2013, has been derived from the audited consolidated statement of financial condition of the Company as of that date.   Certain prior period amounts have been reclassified to conform to the current period presentation.  These reclassifications had no effect on net income.
	Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for 2013 filed with the Securities and Exchange Commission.

Note_4_Stockholders_Equity_Sto

Note 4: Stockholders' Equity: Stockholders Equity Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
Stockholders Equity Policy	'
	Previously, the Company's stockholders approved the Company's reincorporation to the State of Maryland. Under Maryland law, there is no concept of "Treasury Shares." Instead, shares purchased by the Company constitute authorized but unissued shares under Maryland law. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The cost of shares purchased by the Company has been allocated to Common Stock and Retained Earnings balances.

Note_5_Earnings_Per_Share_Earn

Note 5: Earnings Per Share: Earnings Per Share, Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
Earnings Per Share, Policy	'
	Options to purchase 182,275 and 341,950 shares of common stock were outstanding at June 30, 2014 and 2013, respectively, but were not included in the computation of diluted earnings per share for each of the three month and six month periods because the options’ exercise prices were greater than the average market prices of the common shares for the three and six months ended June 30, 2014 and 2013, respectively.

Note_6_Investment_Securities_I

Note 6: Investment Securities: Investments in Debt Securities Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
Investments in Debt Securities Policy	'
	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at June 30, 2014 and December 31, 2013, respectively, was approximately $187.0 million and $237.6 million, which is approximately 32.9% and 42.7% of the Company’s available-for-sale and held-to-maturity investment portfolio, respectively.

Note_6_Investment_Securities_G

Note 6: Investment Securities: Gain Loss on Investments Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
Gain Loss on Investments Policy	'
	Gross gains of $569,000 and $642,000 and gross losses of $-0- and $-0- resulting from sales of available-for-sale securities were realized for the three and six months ended June 30, 2014.  Gross gains of $117,000 and $151,000 and gross losses of $20,000 and $20,000 resulting from sales of available-for-sale securities were realized for the three and six months ended June 30, 2013.  Gains and losses on sales of securities are determined on the specific-identification method.
	At June 30, 2014, investment securities included $88.5 million of securities acquired in the Valley Bank transaction.  These securities were comprised of $39.8 million of government agency collateralized mortgage obligations, $47.8 million of government agency mortgage-backed securities and $978,000 of securities issued by states and political subdivisions.  The Company sold these securities in July 2014 and recorded a gain of approximately $175,000.  See Note 16 FDIC-Assisted Acquisition for further information on the Valley acquisition.

Note_7_Loans_and_Allowance_For1

Note 7: Loans and Allowance For Loan Losses: Loan Portfolio Credit quality internal Grading System Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
Loan Portfolio Credit quality internal Grading System Policy	'
	The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.”  Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected.  Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.  Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification.  Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard.  Loans not meeting any of the criteria previously described are considered satisfactory.  The FDIC-covered loans are evaluated using this internal grading system.  These loans are accounted for in pools and are currently substantially covered through loss sharing agreements with the FDIC.  Minimal adverse classification in the loan pools was identified as of June 30, 2014 and December 31, 2013, respectively.  The acquired non-covered loans are also evaluated using this internal grading system.  These loans are accounted for in pools and minimal adverse classification in the loan pools was identified as of June 30, 2014.  See Note 8 for further discussion of the acquired loan pools and loss sharing agreements.  The loan grading system is presented by loan class below:

Note_8_Loss_Sharing_Agreements1

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: TeamBank Business Combination Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
TeamBank Business Combination Policy	'
	On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas.
	The loans, commitments and foreclosed assets purchased in the TeamBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five-year period ended March 31, 2014.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and six months ended June 30, 2014 was $-0-.  The amount accreted to yield during the three and six months ended June 30, 2013 was $27,000 and $134,000, respectively.

Note_8_Loss_Sharing_Agreements2

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Vantus Bank Business Combination Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
Vantus Bank Business Combination Policy	'
	On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa.
	The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five year period will end on September 4, 2014.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and six months ended June 30, 2014 was $-0-.  The amount accreted to yield during the three and six months ended June 30, 2013 was $33,000 and $80,000, respectively.

Note_8_Loss_Sharing_Agreements3

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Sun Security Bank Business Combination Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
Sun Security Bank Business Combination Policy	'
	On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri.
	The loans and foreclosed assets purchased in the Sun Security Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans) and foreclosed assets purchased subject to certain limitations.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and six months ended June 30, 2014 was $21,000 and $105,000, respectively.  The amount accreted to yield during the three and six months ended June 30, 2013 was $273,000 and $617,000, respectively.

Note_8_Loss_Sharing_Agreements4

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: InterBank Business Combination Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
InterBank Business Combination Policy	'
	On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota.
	The loans and foreclosed assets purchased in the InterBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and six months ended June 30, 2014 was $139,000 and $284,000, respectively.  The amount amortized to yield during the three and six months ended June 30, 2013 was $162,000 and $330,000, respectively.

Note_8_Loss_Sharing_Agreements5

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Business Acquisition Fair Value and Expected Cash Flows Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
Business Acquisition Fair Value and Expected Cash Flows Policy	'
	Fair Value and Expected Cash Flows.  At the time of these acquisitions, the Company determined the fair value of the loan portfolios based on several assumptions. Factors considered in the valuations were projected cash flows for the loans, type of loan and related collateral, classification status, fixed or variable interest rate, term of loan, current discount rates and whether or not the loan was amortizing. Loans were grouped together according to similar characteristics and were treated in the aggregate when applying various valuation techniques. Management also estimated the amount of credit losses that were expected to be realized for the loan portfolios. The discounted cash flow approach was used to value each pool of loans. For non-performing loans, fair value was estimated by calculating the present value of the recoverable cash flows using a discount rate based on comparable corporate bond rates. This valuation of the acquired loans is a significant component leading to the valuation of the loss sharing assets recorded.
	The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield.  The accretable yield is recognized as interest income over the estimated lives of the loans.  The Company continues to evaluate the fair value of the loans including cash flows expected to be collected.  Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses.  During the three and six months ended June 30, 2014, increases in expected cash flows related to the acquired loan portfolios resulted in adjustments of $13.2 million and $20.0 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and six months ended June 30, 2013, similar such adjustments totaling $5.6 million and $14.9 million, respectively, were made to the accretable yield.  The current year increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements.  During the three and six months ended June 30, 2014, this resulted in corresponding adjustments of $10.6 million and $16.0 million, respectively, to the indemnification assets to be amortized on a level-yield basis over the remainder of the loss sharing agreements or the remaining expected lives of the loan pools, whichever is shorter.  During the three and six months ended June 30, 2013, corresponding adjustments of $4.5 million and $12.0 million, respectively, were made to the indemnification assets.
	Because these adjustments will be recognized over the remaining lives of the loan pools and the remainder of the loss sharing agreements, respectively, they will impact future periods as well.  The remaining accretable yield adjustment that will affect interest income is $33.3 million and the remaining adjustment to the indemnification assets, including the effects of the clawback liability related to Interbank, that will affect non-interest income (expense) is $(28.9) million.  Of the remaining adjustments, we expect to recognize $13.6 million of interest income and $(11.4) million of non-interest income (expense) in the remainder of 2014.  Additional adjustments may be recorded in future periods from the FDIC-assisted acquisitions, as the Company continues to estimate expected cash flows from the acquired loan pools.

Note_8_Loss_Sharing_Agreements6

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: TeamBank FDIC Indemnification Asset Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
TeamBank FDIC Indemnification Asset Policy	'
	TeamBank FDIC Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the TeamBank transaction at June 30, 2014 and December 31, 2013. Gross loan balances (due from the borrower) were reduced approximately $388.3 million since the transaction date because of $254.5 million of repayments from borrowers, $61.6 million in transfers to foreclosed assets and $72.2 million in charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Note_8_Loss_Sharing_Agreements7

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Vantus Bank Indemnification Asset Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
Vantus Bank Indemnification Asset Policy	'
	Vantus Bank Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the Vantus Bank transaction at June 30, 2014 and December 31, 2013. Gross loan balances (due from the borrower) were reduced approximately $280.5 million since the transaction date because of $234.5 million of repayments from borrowers, $16.4 million in transfers to foreclosed assets and $29.6 million in charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Note_8_Loss_Sharing_Agreements8

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Sun Security Bank Indemnification Asset (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
Sun Security Bank Indemnification Asset	'
	Sun Security Bank Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the Sun Security Bank transaction at June 30, 2014 and December 31, 2013.  Gross loan balances (due from the borrower) were reduced approximately $166.2 million since the transaction date because of $108.3 million of repayments by the borrower, $26.4 million in transfers to foreclosed assets and $31.5 million of charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Note_8_Loss_Sharing_Agreements9

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: InterBank Indemnification Asset Policy (Policies)	6 Months Ended
	Jun. 30, 2014
Policies	'
InterBank Indemnification Asset Policy	'
	InterBank Indemnification Asset.  The following table presents the balances of the FDIC indemnification asset related to the InterBank transaction at June 30, 2014.  Gross loan balances (due from the borrower) were reduced approximately $124.8 million since the transaction date because of $94.8 million of repayments by the borrower, $10.2 million in transfers to foreclosed assets and $19.8 million of charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Note_5_Earnings_Per_Share_Sche

Note 5: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Earnings Per Share, Basic and Diluted	'
		Three Months Ended June 30,
		2014	2013
	(In Thousands, Except Per Share Data)
	Basic:
	Average shares outstanding	13,685	13,619
	Net income available to common stockholders	$10,909	$8,079
	Per share amount	$0.80	$0.59
	Diluted:
	Average shares outstanding	13,685	13,619
	Net effect of dilutive stock options and warrants – based on the treasury
	stock method using average market price	95	62
	Diluted shares	13,780	13,681
	Net income available to common stockholders	$10,909	$8,079
	Per share amount	$0.79	$0.59
		Six Months Ended June 30,
		2014	2013
	(In Thousands, Except Per Share Data)
	Basic:
	Average shares outstanding	13,685	13,618
	Net income available to common stockholders	$19,582	$16,328
	Per share amount	$1.43	$1.20
	Diluted:
	Average shares outstanding	13,685	13,618
	Net effect of dilutive stock options and warrants – based on the treasury
	stock method using average market price	95	62
	Diluted shares	13,780	13,680
	Net income available to common stockholders	$19,582	$16,328
	Per share amount	$1.42	$1.19

Note_6_Investment_Securities_S

Note 6: Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Available-for-sale Securities Reconciliation	'
		30-Jun-14
			Gross	Gross		Tax
		Amortized	Unrealized	Unrealized	Fair	Equivalent
		Cost	Gains	Losses	Value	Yield
	(In Thousands)
	AVAILABLE-FOR-SALE SECURITIES:
	U.S. government agencies	$20,000	$--	$1,179	$18,821	2.00%
	Mortgage-backed securities	373,667	5,457	1,281	377,843	1.86
	Collateralized mortgage obligations	39,746	6	2	39,750	2.72
	States and political subdivisions	123,922	6,020	296	129,646	5.38
	Equity securities	847	2,123	--	2,970	--
		$558,182	$13,606	$2,758	$569,030	2.70%
		31-Dec-13
			Gross	Gross		Tax
		Amortized	Unrealized	Unrealized	Fair	Equivalent
		Cost	Gains	Losses	Value	Yield
	(In Thousands)
	AVAILABLE-FOR-SALE SECURITIES:
	U.S. government agencies	$20,000	$--	$2,745	$17,255	2.00%
	Mortgage-backed securities	365,020	4,824	2,266	367,578	2.04
	Small Business Administration
	loan pools	43,461	1,394	--	44,855	1.34
	States and political subdivisions	122,113	2,549	1,938	122,724	5.47
	Equity securities	847	2,022	--	2,869	--
		$551,441	$10,789	$6,949	$555,281	2.74%

Note_6_Investment_Securities_S1

Note 6: Investment Securities: Schedule of Held-to-maturity Securities (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Held-to-maturity Securities	'
		30-Jun-14
			Gross	Gross		Tax
		Amortized	Unrealized	Unrealized	Fair	Equivalent
		Cost	Gains	Losses	Value	Yield
	(In Thousands)
	HELD-TO-MATURITY SECURITIES:
	States and political subdivisions	$450	$54	$--	$504	7.37%
		31-Dec-13
			Gross	Gross		Tax
		Amortized	Unrealized	Unrealized	Fair	Equivalent
		Cost	Gains	Losses	Value	Yield
	(In Thousands)
	HELD-TO-MATURITY SECURITIES:
	States and political subdivisions	$805	$107	$--	$912	7.37%

Note_6_Investment_Securities_S2

Note 6: Investment Securities: Schedule of Maturity of Available for Sale Securities (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Maturity of Available for Sale Securities	'
	The amortized cost and fair value of available-for-sale securities at June 30, 2014, by contractual maturity, are shown below.  Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized	Fair
		Cost	Value
	(In Thousands)
	One year or less	$110	$112
	After one through five years	1,164	1,167
	After five through ten years	8,233	8,550
	After ten years	134,415	138,638
	Securities not due on a single maturity date	413,413	417,593
	Equity securities	847	2,970
		$558,182	$569,030

Note_6_Investment_Securities_S3

Note 6: Investment Securities: Schedule of Held to Maturity Securities by Maturity (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Held to Maturity Securities by Maturity	'
	The held-to-maturity securities at June 30, 2014, by contractual maturity, are shown below.  Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized	Fair
		Cost	Value
	(In Thousands)
	After one through five years	$450	$504

Note_6_Investment_Securities_S4

Note 6: Investment Securities: Schedule of Gross Unrealized Losses and Estimated Fair Value of Investments (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Gross Unrealized Losses and Estimated Fair Value of Investments	'
	The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2014 and December 31, 2013:
		30-Jun-14
		Less than 12 Months		12 Months or More		Total
		Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	Description of Securities	Value	Losses	Value	Losses	Value	Losses
	(In Thousands)
	U.S. government agencies	$--	$--	$20,000	($1,179)	$20,000	($1,179)
	Mortgage-backed securities	41,280	-192	83,180	-1,089	124,460	-1,281
	Collateralized mortgage
	obligations	22,091	-2	--	--	22,091	-2
	State and political
	subdivisions	3,594	-16	16,834	-280	20,428	-296
		$66,965	($210)	$120,014	($2,548)	$186,979	($2,758)
		31-Dec-13
		Less than 12 Months		12 Months or More		Total
		Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	Description of Securities	Value	Losses	Value	Losses	Value	Losses
	(In Thousands)
	U.S. government agencies	$20,000	($2,745)	$--	$--	$20,000	($2,745)
	Mortgage-backed securities	127,901	-1,871	39,255	-395	167,156	-2,266
	State and political
	subdivisions	50,401	-1,938	--	--	50,401	-1,938
		$198,302	($6,554)	$39,255	($395)	$237,557	($6,949)

Note_6_Investment_Securities_O

Note 6: Investment Securities: Other Than Temporary Impairment Credit Losses Recognized in Earnings (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Other Than Temporary Impairment Credit Losses Recognized in Earnings	'
	The following table provides information about debt securities for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income.
		Accumulated
		Credit Losses
	(In Thousands)
	Credit losses on debt securities held
	1-Apr-14	$--
	Additions related to other-than-temporary losses not previously recognized	--
	Additions related to increases in credit losses on debt securities for which
	other-than-temporary impairment losses were previously recognized	--
	Reductions due to final principal payments	--
	30-Jun-14	$--
		Accumulated
		Credit Losses
	(In Thousands)
	Credit losses on debt securities held
	1-Apr-13	$4,176
	Additions related to other-than-temporary losses not previously recognized	--
	Additions related to increases in credit losses on debt securities for which
	other-than-temporary impairment losses were previously recognized	--
	Reductions due to final principal payments	-4,176
	30-Jun-13	$--
		Accumulated
		Credit Losses
	(In Thousands)
	Credit losses on debt securities held
	1-Jan-14	$--
	Additions related to other-than-temporary losses not previously recognized	--
	Additions related to increases in credit losses on debt securities for which
	other-than-temporary impairment losses were previously recognized	--
	Reductions due to final principal payments	--
	30-Jun-14	$--
		Accumulated
		Credit Losses
	(In Thousands)
	Credit losses on debt securities held
	1-Jan-13	$4,176
	Additions related to other-than-temporary losses not previously recognized	--
	Additions related to increases in credit losses on debt securities for which
	other-than-temporary impairment losses were previously recognized	--
	Reductions due to final principal payments	-4,176
	30-Jun-13	$--

Note_6_Investment_Securities_S5

Note 6: Investment Securities: Schedule of Amounts Reclassified out of Accumulated Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Amounts Reclassified out of Accumulated Other Comprehensive Income	'
	Amounts Reclassified Out of Accumulated Other Comprehensive Income.  Amounts reclassified from accumulated other comprehensive income and the affected line items in the statements of income during the three and six months ended June 30, 2014 and 2013, were as follows:
		Amounts Reclassified from
		Other Comprehensive Income
		Three Months Ended June 30,		Affected Line Item in
	(In Thousands)	2014	2013	the Statements of Income
	Unrealized gains (losses) on available-			Net realized gains on available-
	for-sale securities	$569	$97	for-sale securities
				(Total reclassified amount before tax)
	Income Taxes	-199	-34	Provision for income taxes
	Total reclassifications out of accumulated
	other comprehensive income	$370	$63
		Amounts Reclassified from
		Other Comprehensive Income
		Six Months Ended June 30,		Affected Line Item in the
		2014	2013	Statements of Income
	(In Thousands)
	Unrealized gains (losses) on available-			Net realized gains on available-
	for-sale securities	$642	$131	for-sale securities
				(Total reclassified amount before tax)
	Income Taxes	-225	-46	Provision for income taxes
	Total reclassifications out of accumulated
	other comprehensive income	$417	$85

Note_7_Loans_and_Allowance_For2

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Loans	'
		June 30,	December 31,
		2014	2013
	(In Thousands)
	One- to four-family residential construction	$39,505	$34,662
	Subdivision construction	36,627	40,409
	Land development	63,437	57,841
	Commercial construction	270,517	184,019
	Owner occupied one- to four-family residential	95,806	89,133
	Non-owner occupied one- to four-family residential	142,404	145,908
	Commercial real estate	844,893	780,690
	Other residential	342,969	325,599
	Commercial business	330,608	315,269
	Industrial revenue bonds	44,364	42,230
	Consumer auto	206,135	134,717
	Consumer other	79,913	82,260
	Home equity lines of credit	59,684	58,283
	FDIC-supported loans, net of discounts (TeamBank)	16,886	49,862
	Acquired non-covered loans, net of discounts (TeamBank)	28,060	--
	FDIC-supported loans, net of discounts (Vantus Bank)	49,661	57,920
	FDIC-supported loans, net of discounts (Sun Security Bank)	58,400	64,843
	FDIC-supported loans, net of discounts (InterBank)	210,334	213,539
	Acquired loans not covered by FDIC loss sharing agreements, net of
	discounts (Valley Bank)  (“acquired non-covered loans”)	159,696	--
		3,079,899	2,677,184
	Undisbursed portion of loans in process	-247,471	-194,544
	Allowance for loan losses	-38,082	-40,116
	Deferred loan fees and gains, net	-3,572	-2,994
		$2,790,774	$2,439,530
	Weighted average interest rate	4.86%	5.10%

Note_7_Loans_and_Allowance_For3

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans Receivable by Aging Analysis (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Loans Receivable by Aging Analysis	'
	Classes of loans by aging were as follows:
		30-Jun-14
								Total Loans
				Past Due				> 90 Days Past
		30-59 Days	60-89 Days	90 Days	Total Past		Total Loans	Past Due and
		Past Due	Past Due	or Mores	Due	Current	Receivable	Still Accruing
	(In Thousands)
	One- to four-family
	residential construction	$--	$--	$--	$--	$39,505	$39,505	$--
	Subdivision construction	--	--	304	304	36,323	36,627	--
	Land development	1,017	--	303	1,320	62,117	63,437	--
	Commercial construction	--	--	--	--	270,517	270,517	--
	Owner occupied one- to four-
	family residential	179	160	2,370	2,709	93,097	95,806	194
	Non-owner occupied one- to
	four-family residential	45	289	543	877	141,527	142,404	--
	Commercial real estate	1,278	489	7,030	8,797	836,096	844,893	--
	Other residential	--	--	--	--	342,969	342,969	--
	Commercial business	184	225	214	624	329,985	330,608	--
	Industrial revenue bonds	--	--	1,827	1,827	42,537	44,364	--
	Consumer auto	1,105	186	151	1,442	204,693	206,135	--
	Consumer other	1,655	197	581	2,433	77,480	79,913	142
	Home equity lines of credit	177	84	339	600	59,084	59,684	--
	FDIC-supported loans, net of
	discounts (TeamBank)	120	8	421	549	16,337	16,886	--
	Acquired non-covered loans,
	net of discounts (TeamBank)	--	--	63	63	27,997	28,060	--
	FDIC-supported loans, net of
	discounts (Vantus Bank)	100	75	1,883	2,058	47,603	49,661	--
	FDIC-supported loans,
	net of discounts
	(Sun Security Bank)	603	467	3,625	4,695	53,705	58,400	--
	FDIC-supported loans,
	net of discounts
	(InterBank)	426	1,433	14,617	16,476	193,858	210,334	--
	Acquired non-covered loans,
	net of discounts
	(Valley Bank)	5,807	2,607	7,254	15,668	144,028	159,696	331
		12,696	6,220	41,525	60,441	3,019,458	3,079,899	667
	Less FDIC-supported loans,
	and acquired non-covered
	loans, net of discounts	7,056	4,590	27,863	39,509	483,528	523,037	330
	Total	$5,640	$1,630	$13,662	$20,932	$2,535,930	$2,556,862	$336
		31-Dec-13
								Total Loans
				Past Due				> 90 Days Past
		30-59 Days	60-89 Days	90 Days	Total Past		Total Loans	Due and
		Past Due	Past Due	or More	Due	Current	Receivable	Still Accruing
	(In Thousands)
	One- to four-family
	residential construction	$--	$--	$--	$--	$34,662	$34,662	$--
	Subdivision construction	--	--	871	871	39,538	40,409	--
	Land development	145	38	338	521	57,320	57,841	--
	Commercial construction	--	--	--	--	184,019	184,019	--
	Owner occupied one- to four-
	family residential	1,233	344	3,014	4,591	84,542	89,133	211
	Non-owner occupied one- to
	four-family residential	1,562	171	843	2,576	143,332	145,908	140
	Commercial real estate	2,856	131	6,205	9,192	771,498	780,690	--
	Other residential	--	--	--	--	325,599	325,599	--
	Commercial business	17	19	5,208	5,244	310,025	315,269	--
	Industrial revenue bonds	--	--	2,023	2,023	40,207	42,230	--
	Consumer auto	955	127	168	1,250	133,467	134,717	--
Consumer other	1,258	333	732	2,323	79,937	82,260	257
Home equity lines of credit	168	16	504	688	57,595	58,283	--
FDIC-supported loans, net of
discounts (TeamBank)	414	130	1,396	1,940	47,922	49,862	6
FDIC-supported loans, net of
discounts (Vantus Bank)	675	31	2,356	3,062	54,858	57,920	42
FDIC-supported loans,
net of discounts
(Sun Security Bank)	510	121	4,241	4,872	59,971	64,843	147
FDIC-supported loans, net of
discounts (InterBank)	6,024	1,567	16,768	24,359	189,180	213,539	20
	15,817	3,028	44,667	63,512	2,613,672	2,677,184	823
Less FDIC-supported loans,
net of discounts	7,623	1,849	24,761	34,233	351,931	386,164	215
Total	$8,194	$1,179	$19,906	$29,279	$2,261,741	$2,291,020	$608

Note_7_Loans_and_Allowance_For4

Note 7: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Financing Receivables NonAccrual Status	'
	Nonaccruing loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount) are summarized as follows:
		June 30,	December 31,
		2014	2013
	(In Thousands)
	One- to four-family residential construction	$--	$--
	Subdivision construction	304	871
	Land development	303	338
	Commercial construction	--	--
	Owner occupied one- to four-family residential	2,176	2,803
	Non-owner occupied one- to four-family residential	543	703
	Commercial real estate	7,030	6,205
	Other residential	--	--
	Commercial business	2,041	5,208
	Industrial revenue bonds	--	2,023
	Consumer auto	151	168
	Consumer other	439	475
	Home equity lines of credit	339	504
	Total	$13,326	$19,298

Note_7_Loans_and_Allowance_For5

Note 7: Loans and Allowance For Loan Losses: Schedule of Balance in Allowance for Loan Losses Based on Portfolio Segment and Impairment (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Balance in Allowance for Loan Losses Based on Portfolio Segment and Impairment	'
	The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2014.  Also presented is the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2014:
		One- to Four-
		Family
		Residential and	Other	Commercial	Commercial	Commercial
		Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)
	Allowance for loan losses
	Balance April 1, 2014	$4,638	$1,998	$18,443	$7,071	$2,341	$3,784	$38,275
	Provision (benefit) charged to expense	915	-281	-1,629	1,110	979	368	1,462
	Losses charged off	-505	-2	-338	-95	-738	-764	-2,442
	Recoveries	25	8	—	163	—	591	787
	Balance June 30, 2014	$5,073	$1,723	$16,476	$8,249	$2,582	$3,979	$38,082
	Balance January 1, 2014	$6,235	$2,678	$16,939	$4,464	$6,451	$3,349	$40,116
	Provision (benefit) charged to expense	367	-968	-134	3,693	-1,182	1,378	3,154
	Losses charged off	-1,697	-2	-719	-130	-2,687	-1,784	-7,019
	Recoveries	168	15	390	222	—	1,036	1,831
	Balance June 30, 2014	$5,073	$1,723	$16,476	$8,249	$2,582	$3,979	$38,082
	Ending balance:
	Individually evaluated for
	impairment	$1,623	$—	$1,507	$1,531	$606	$231	$5,498
	Collectively evaluated for
	impairment	$3,450	$1,703	$14,625	$6,700	$1,966	$3,708	$32,152
	Loans acquired and
	accounted for under ASC
	310-30	$—	$20	$344	$18	$10	$40	$432
	Loans
	Individually evaluated for
	impairment	$11,560	$10,586	$30,744	$7,600	$5,834	$1,361	$67,685
	Collectively evaluated for
	impairment	$302,782	$332,383	$814,149	$326,354	$369,138	$344,371	$2,489,177
	Loans acquired and
	accounted for under ASC
	310-30	$257,756	$61,905	$113,316	$19,819	$21,862	$48,379	$523,037
	The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2013:
		One- to Four-
		Family
		Residential and	Other	Commercial	Commercial	Commercial
		Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)
	Allowance for loan losses
	Balance April 1, 2013	$5,575	$4,482	$16,812	$5,130	$5,838	$2,711	$40,548
	Provision (benefit) charged to expense	864	-329	1,671	882	135	448	3,671
	Losses charged off	-322	-791	-2,187	-276	-352	-752	-4,680
	Recoveries	8	11	123	53	43	408	646
	Balance June 30, 2013	$6,125	$3,373	$16,419	$5,789	$5,664	$2,815	$40,185
	Balance January 1, 2013	$6,822	$4,327	$17,441	$3,938	$5,096	$3,025	$40,649
	Provision (benefit) charged to expense	526	1,702	5,262	2,122	1,870	414	11,896
	Losses charged off	-1,240	-2,686	-6,530	-329	-1,370	-1,669	-13,824
	Recoveries	17	30	246	58	68	1,045	1,464
	Balance June 30, 2013	$6,125	$3,373	$16,419	$5,789	$5,664	$2,815	$40,185
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2013:
		One- to Four-
		Family
		Residential and	Other	Commercial	Commercial	Commercial
		Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)
	Allowance for loan losses
	Individually evaluated for
	impairment	$2,501	$--	$90	$473	$4,162	$218	$7,444
	Collectively evaluated for
	impairment	$3,734	$2,678	$16,845	$3,991	$2,287	$3,131	$32,666
	Loans acquired and
	accounted for under ASC
310-30	$--	$--	$4	$--	$2	$--	$6
Loans
Individually evaluated for
impairment	$13,055	$10,983	$31,591	$12,628	$8,755	$1,389	$78,401
Collectively evaluated for
impairment	$297,057	$314,616	$791,329	$229,232	$306,514	$273,871	$2,212,619
Loans acquired and
accounted for under ASC
310-30	$206,964	$35,095	$84,591	$6,989	$4,883	$47,642	$386,164

Note_7_Loans_and_Allowance_For6

Note 7: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Impaired Loans	'
	Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows:
		30-Jun-14
			Unpaid
		Recorded	Principal	Specific
		Balance	Balance	Allowance
	(In Thousands)
	One- to four-family residential construction	$170	$170	$--
	Subdivision construction	1,707	1,783	585
	Land development	7,600	8,024	1,531
	Commercial construction	--	--	--
	Owner occupied one- to four-family residential	5,149	5,490	581
	Non-owner occupied one- to four-family residential	4,534	4,680	457
	Commercial real estate	30,744	33,200	1,507
	Other residential	10,586	10,586	--
	Commercial business	2,183	2,203	606
	Industrial revenue bonds	3,651	4,585	--
	Consumer auto	187	215	28
	Consumer other	738	856	111
	Home equity lines of credit	436	460	92
	Total	$67,685	$72,252	$5,498
		Three Months Ended			Six Months Ended
		30-Jun-14			30-Jun-14
		Average			Average
		Investment	Interest		Investment	Interest
		in Impaired	Income		in Impaired	Income
		Loans	Recognized		Loans	Recognized
	(In Thousands)
	One- to four-family residential construction	$57	$3		$28	$3
	Subdivision construction	2,310	8		2,720	30
	Land development	10,937	42		11,779	143
	Commercial construction	--	--		--	--
	Owner occupied one- to four-family residential	5,101	60		5,318	112
	Non-owner occupied one- to four-family residential	4,140	69		3,930	110
	Commercial real estate	29,958	360		30,541	690
	Other residential	10,734	120		10,845	210
	Commercial business	1,847	47		2,904	68
	Industrial revenue bonds	2,933	303		2,815	303
	Consumer auto	160	5		166	7
	Consumer other	714	24		696	42
	Home equity lines of credit	441	--		484	14
	Total	$69,332	$1,041		$72,226	$1,732
		At or for the Year Ended December 31, 2013
					Average
			Unpaid		Investment	Interest
		Recorded	Principal	Specific	in Impaired	Income
		Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)
	One- to four-family residential construction	$--	$--	$--	$36	$--
	Subdivision construction	3,502	3,531	1,659	3,315	163
	Land development	12,628	13,042	473	13,389	560
	Commercial construction	--	--	--	--	--
	Owner occupied one- to four-family residential	5,802	6,117	593	5,101	251
	Non-owner occupied one- to four-family residential	3,751	4,003	249	4,797	195
	Commercial real estate	31,591	34,032	90	42,242	1,632
	Other residential	10,983	10,983	--	13,837	434
	Commercial business	6,057	6,077	4,162	6,821	179
	Industrial revenue bonds	2,698	2,778	--	2,700	27
	Consumer auto	216	231	32	145	16
	Consumer other	604	700	91	630	63
	Home equity lines of credit	569	706	95	391	38
	Total	$78,401	$82,200	$7,444	$93,404	$3,558
		30-Jun-13
			Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$286	$286	$--
Subdivision construction	4,683	4,687	729
Land development	15,610	16,010	1,135
Commercial construction	--	--	--
Owner occupied one- to four-family residential	4,612	4,962	408
Non-owner occupied one- to four-family residential	5,629	5,778	905
Commercial real estate	41,102	43,490	2,420
Other residential	11,597	11,598	265
Commercial business	7,309	8,795	3,373
Industrial revenue bonds	2,698	2,778	--
Consumer auto	99	115	15
Consumer other	639	721	95
Home equity lines of credit	266	278	50
Total	$94,530	$99,498	$9,395
	Three Months Ended			Six Months Ended
	30-Jun-13			30-Jun-13
	Average			Average
	Investment	Interest		Investment	Interest
	in Impaired	Income		in Impaired	Income
	Loans	Recognized		Loans	Recognized
(In Thousands)
One- to four-family residential construction	$95	$5		$48	$5
Subdivision construction	3,087	76		2,778	106
Land development	12,495	240		11,752	366
Commercial construction	--	--		--	--
Owner occupied one- to four-family residential	4,704	63		4,831	116
Non-owner occupied one- to four-family residential	4,662	100		5,251	161
Commercial real estate	46,102	364		46,164	740
Other residential	14,836	113		16,620	217
Commercial business	7,528	16		7,473	75
Industrial revenue bonds	2,702	14		2,703	14
Consumer auto	105	2		119	4
Consumer other	648	21		662	32
Home equity lines of credit	278	2		308	10
Total	$97,242	$1,016		$98,709	$1,846

Note_7_Loans_and_Allowance_For7

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Troubled Debt Restructurings on Financing Receivables	'
	The following tables present newly restructured loans during the three and six months ended June 30, 2014 by type of modification:
		Three Months Ended June 30, 2014
					Total
		Interest Only	Term	Combination	Modification
	(In Thousands)
	Mortgage loans on real estate:
	One -to four- family residential	$--	$338	$--	$338
	Commercial real estate	--	1,407	--	1,407
	Commercial business	--	750	--	750
	Industrial revenue bonds	--	1,150	--	1,150
	Consumer	--	1	--	1
		$--	$3,646	$--	$3,646
		Six Months Ended June 30, 2014
					Total
		Interest Only	Term	Combination	Modification
	(In Thousands)
	Mortgage loans on real estate:
	Subdivision construction	$--	$250	$--	$250
	One -to four- family residential	--	386	--	386
	Commercial real estate	506	1,929	--	2,435
	Commercial business	--	1,638	--	1,638
	Industrial revenue bonds	--	1,150	--	1,150
	Consumer	--	53	--	53
		$506	$5,406	$--	$5,912

Note_7_Loans_and_Allowance_For8

Note 7: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Financing Receivable Credit Quality Indicators	'
			30-Jun-14
				Special
		Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
	One- to four-family residential
	construction	$39,335	$--	$--	$170	$--	$39,505
	Subdivision construction	35,191	21	--	1,415	--	36,627
	Land development	52,361	5,000	--	6,076	--	63,437
	Commercial construction	270,517	--	--	--	--	270,517
	Owner occupied one- to four-
	family residential	92,216	615	--	2,975	--	95,806
	Non-owner occupied one- to four-
	family residential	135,801	3,502	--	3,101	--	142,404
	Commercial real estate	774,524	56,433	--	13,936	--	844,893
	Other residential	326,992	14,021	--	1,956	--	342,969
	Commercial business	328,874	471	--	1,263	--	330,608
	Industrial revenue bonds	41,862	675	--	1,827	--	44,364
	Consumer auto	205,955	--	--	180	--	206,135
	Consumer other	79,337	4	--	572	--	79,913
	Home equity lines of credit	59,248	--	--	436	--	59,684
	FDIC-supported loans, net of
	discounts (TeamBank)	16,866	--	--	20	--	16,886
	Acquired non-covered loans,
	net of discounts (TeamBank)	28,052	--	--	8	--	28,060
	FDIC-supported loans, net of
	discounts (Vantus Bank)	49,104	--	--	557	--	49,661
	FDIC-supported loans, net of
	discounts (Sun Security Bank)	57,768	--	--	632	--	58,400
	FDIC-supported loans, net of
	discounts (InterBank)	210,334	--	--	--	--	210,334
	Acquired non-covered loans,
	net of discounts (Valley Bank)	159,696	--	--	--	--	159,696
	Total	$2,964,033	$80,742	$--	$35,124	$--	$3,079,899
			31-Dec-13
				Special
		Satisfactory	Watch	Mention	Substandard	Doubtful	Total
	(In Thousands)
	One- to four-family residential
	construction	$34,364	$298	$--	$--	$--	$34,662
	Subdivision construction	36,524	706	--	3,179	--	40,409
	Land development	45,606	1,148	--	11,087	--	57,841
	Commercial construction	184,019	--	--	--	--	184,019
	Owner occupied one- to four-
	family residential	84,931	503	--	3,699	--	89,133
	Non-owner occupied one- to four-
	family residential	137,003	6,718	--	2,187	--	145,908
	Commercial real estate	727,668	37,937	--	15,085	--	780,690
	Other residential	311,320	12,323	--	1,956	--	325,599
	Commercial business	307,540	1,803	--	3,528	2,398	315,269
	Industrial revenue bonds	39,532	675	--	2,023	--	42,230
	Consumer auto	134,516	--	--	201	--	134,717
	Consumer other	81,769	6	--	485	--	82,260
	Home equity lines of credit	57,713	--	--	570	--	58,283
	FDIC-supported loans, net of
	Discounts (TeamBank)	49,702	--	--	160	--	49,862
	FDIC-supported loans, net of
	discounts (Vantus Bank)	57,290	--	--	630	--	57,920
	FDIC-supported loans, net of
	discounts (Sun Security Bank)	63,360	--	--	1,483	--	64,843
	FDIC-supported loans, net of
	discounts (InterBank)	213,539	--	--	--	--	213,539
	Total	$2,566,396	$62,117	$--	$46,273	$2,398	$2,677,184

Recovered_Sheet1

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Impact of Adjustments of Acquired Loans on Financial Results	'
	The impact of adjustments on the Company’s financial results is shown below:
		Three Months Ended		Three Months Ended
		30-Jun-14		30-Jun-13
	(In Thousands, Except Per Share Data and Basis Points Data)
	Impact on net interest income/
	net interest margin (in basis points)	$9,085	107 bps	$7,663	88 bps
	Non-interest income	-7,469		-6,628
	Net impact to pre-tax income	$1,616		$1,035
	Net impact net of taxes	$1,050		$673
	Impact to diluted earnings per common share	$0.08		$0.05
		Six Months Ended		Six Months Ended
		30-Jun-14		30-Jun-13
	(In Thousands, Except Per Share Data and Basis Points Data)
	Impact on net interest income/
	net interest margin (in basis points)	$16,988	102bps	$18,096	103bps
	Non-interest income	-13,805		-14,963
	Net impact to pre-tax income	$3,183		$3,133
	Net impact net of taxes	$2,069		$2,036
	Impact to diluted earnings per common share	$0.15		$0.15

Recovered_Sheet2

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of TeamBank FDIC Indemnification Asset (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of TeamBank FDIC Indemnification Asset	'
		30-Jun-14
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$47,851	$159
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-2,171	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-44,946	-153
	Expected loss remaining	734	6
	Assumed loss sharing recovery percentage	82%	83%
	Estimated loss sharing value	605	5
	Indemnification asset to be amortized resulting from
	change in expected losses	239	--
	Accretable discount on FDIC indemnification asset	--	--
	FDIC indemnification asset	$844	$5
		31-Dec-13
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$53,553	$664
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-2,882	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-49,862	-647
	Expected loss remaining	809	17
	Assumed loss sharing recovery percentage	82%	76%
	Estimated loss sharing value	665	13
	Indemnification asset to be amortized resulting from
	change in expected losses	593	--
	Accretable discount on FDIC indemnification asset	-10	--
	FDIC indemnification asset	$1,248	$13

Recovered_Sheet3

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Vantus Bank FDIC Indemnification Asset (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Vantus Bank FDIC Indemnification Asset	'
		30-Jun-14
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$51,036	$2,084
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-509	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-49,661	-1,455
	Expected loss remaining	866	629
	Assumed loss sharing recovery percentage	75%	--%
	Estimated loss sharing value(1)	646	--
	Indemnification asset to be amortized resulting from
	change in expected losses	330	--
	Accretable discount on FDIC indemnification asset	-8	--
	FDIC indemnification asset	$968	$--
	(1)    Includes $503,000 impairment of indemnification asset for foreclosed assets.  The Company does not expect resolution of certain items related to commercial foreclosed assets prior to the expiration of the non-single-family loss sharing agreement for Vantus Bank.
		31-Dec-13
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$60,011	$1,986
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-1,202	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-57,920	-1,092
	Expected loss remaining	889	894
	Assumed loss sharing recovery percentage	78%	80%
	Estimated loss sharing value	690	716
	Indemnification asset to be amortized resulting from
	change in expected losses	919	--
	Accretable discount on FDIC indemnification asset	-32	--
	FDIC indemnification asset	$1,577	$716

Recovered_Sheet4

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Sun Security Bank FDIC Indemnification Asset (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Sun Security Bank FDIC Indemnification Asset	'
		30-Jun-14
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$68,269	$1,782
	Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-4,144	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-58,400	-1,000
	Expected loss remaining	5,725	782
	Assumed loss sharing recovery percentage(1)	66%	80%
	Estimated loss sharing value	3,796	625
	Indemnification asset to be amortized resulting from
	change in expected losses	3,312	--
	Accretable discount on FDIC indemnification asset	-455	-63
	FDIC indemnification asset	$6,653	$562
	(1) $474,000 of the expected loss remaining is related to loans not covered by the loss sharing agreement.
		31-Dec-13
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$78,524	$3,582
	Non-credit premium/(discount), net of activity since acquisition date	-105	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-5,062	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-64,843	-2,193
	Expected loss remaining	8,514	1,389
	Assumed loss sharing recovery percentage	70%	80%
	Estimated loss sharing value	5,974	1,111
	Indemnification asset to be amortized resulting from
	change in expected losses	4,049	--
	Accretable discount on FDIC indemnification asset	-680	-93
	FDIC indemnification asset	$9,343	$1,018

Recovered_Sheet5

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of InterBank FDIC Indemnification Asset (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of InterBank FDIC Indemnification Asset	'
		30-Jun-14
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$268,440	$4,590
	Non-credit premium/(discount), net of activity since acquisition date	1,622	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-26,512	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-210,334	-3,474
	Expected loss remaining	33,216	1,116
	Assumed loss sharing recovery percentage	82%	80%
	Estimated loss sharing value(1)	27,128	893
	FDIC loss share clawback	3,825	--
	Indemnification asset to be amortized resulting from
	change in expected losses	21,209	--
	Accretable discount on FDIC indemnification asset	-3,703	-33
	FDIC indemnification asset	$48,459	$860
	(1)    Includes $400,000 impairment of indemnification asset for loans
		31-Dec-13
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$284,975	$6,543
	Non-credit premium/(discount), net of activity since acquisition date	1,905	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-21,218	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-213,539	-5,073
	Expected loss remaining	52,123	1,470
	Assumed loss sharing recovery percentage	82%	80%
	Estimated loss sharing value	42,654	1,176
	FDIC loss share clawback	2,893	--
	Indemnification asset to be amortized resulting from
	change in expected losses	16,974	--
	Accretable discount on FDIC indemnification asset	-4,874	-33
	FDIC indemnification asset	$57,647	$1,143

Recovered_Sheet6

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Changes Accretable Yield for Acquired Loan Pools (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Changes Accretable Yield for Acquired Loan Pools	'
	Changes in the accretable yield for acquired loan pools were as follows for the three months ended June 30, 2014 and 2013:
				Sun Security
		TeamBank	Vantus Bank	Bank	InterBank
	(In Thousands)
	Balance, April 1, 2013	$11,339	$11,522	$10,015	$40,264
	Accretion	-1,919	-2,362	-4,038	-6,360
	Reclassification from nonaccretable yield(1)	-810	-513	4,078	1,063
	Balance, June 30, 2013	$8,610	$8,647	$10,055	$34,967
	Balance April 1, 2014	$7,363	$5,151	$10,007	$38,973
	Accretion	-976	-1,000	-2,407	-10,038
	Reclassification from nonaccretable yield(1)	1,047	427	1,827	12,173
	Balance, June 30, 2014	$7,434	$4,578	$9,427	$41,108
	Changes in the accretable yield for acquired loan pools were as follows for the six months ended June 30, 2014 and 2013:
				Sun Security
		TeamBank	Vantus Bank	Bank	InterBank
		(In Thousands)
	Balance, January 1, 2013	$12,128	$13,538	$11,259	$42,574
	Accretion	-5,600	-5,659	-8,226	-13,389
	Reclassification from nonaccretable yield(2)	2,082	768	7,022	5,782
	Balance, June 30, 2013	$8,610	$8,647	$10,055	$34,967
	Balance January 1, 2014	$7,402	$5,725	$11,113	$40,095
	Accretion	-2,282	-2,131	-5,224	-18,402
	Reclassification from nonaccretable yield(2)	2,314	984	3,538	19,415
	Balance, June 30, 2014	$7,434	$4,578	$9,427	$41,108

Note_9_Other_Real_Estate_Owned1

Note 9: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Major Classifications of Foreclosed Assets	'
	Major classifications of other real estate owned were as follows:
		June 30,	December 31,
		2014	2013
	(In Thousands)
	Foreclosed assets held for sale
	One- to four-family construction	$--		$--
	Subdivision construction	10,294		11,652
	Land development	15,603		16,788
	Commercial construction	2,132		2,132
	One- to four-family residential	1,706		744
	Other residential	3,712		5,900
	Commercial real estate	4,062		4,135
	Commercial business	58		77
	Consumer	555		969
		38,122		42,397
	FDIC-supported foreclosed assets, net of discounts	6,084		9,006
	Foreclosed assets held for sale, net	44,206		51,403
	Other real estate owned not acquired through
	foreclosure	2,020		2,111
	Other real estate owned	$46,226		$53,514

Note_9_Other_Real_Estate_Owned2

Note 9: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Expenses Applicable to Foreclosed Assets	'
	Expenses applicable to foreclosed assets included the following:
		Three Months Ended June 30,
		2014	2013
	(In Thousands)
	Net (gain) loss on sales of foreclosed assets	($203)	($281)
	Valuation write-downs	1,019	614
	Operating expenses, net of rental income	526	1,022
		$1,342	$1,355
		Six Months Ended June 30,
		2014	2013
	(In Thousands)
	Net (gain) loss on sales of foreclosed assets	($54)	($282)
	Valuation write-downs	1,199	1,056
	Operating expenses, net of rental income	1,047	1,636
		$2,192	$2,410

Note_10_Deposits_Schedule_of_D

Note 10: Deposits: Schedule of Deposit Liabilities (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Deposit Liabilities	'
		June 30,	December 31,
		2014	2013
	(In Thousands)
	Time Deposits:
	0.00% - 0.99%	$771,460	$        669,698
	1.00% - 1.99%	253,663	251,118
	2.00% - 2.99%	73,469	61,042
	3.00% - 3.99%	10,266	9,413
	4.00% - 4.99%	1,793	1,852
	5.00% and above	429	819
	Total time deposits (0.80% - 0.69%)	1,111,080	993,942
	Non-interest-bearing demand deposits	550,976	522,805
	Interest-bearing demand and savings deposits (0.20% - 0.20%)	1,539,672	1,291,879
	Total Deposits	$3,201,728	$2,808,626

Note_11_Advances_From_Federal_1

Note 11: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Federal Home Loan Bank, Advances	'
		30-Jun-13		31-Dec-13
			Weighted		Weighted
			Average		Average
			Interest		Interest
	Due In	Amount	Rate	Amount	Rate
	(Dollars In Thousands)
	2014	$50,063	0.23%	$2,315	1.02%
	2015	10,067	3.87	10,065	3.87
	2016	73	5.06	25,070	3.81
	2017	30,828	3.26	85,825	3.92
	2018	70	5.06	81	5.06
	2019 and thereafter	500	5.54	529	5.51
		91,601	1.76	123,885	3.85
	Unamortized fair value adjustment	85		2,872
		$91,686		$126,757

Note_14_Fair_Value_Measurement1

Note 14: Fair Value Measurement: Fair Value, Assets Measured on Recurring Basis (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Fair Value, Assets Measured on Recurring Basis	'
			Fair value measurements using
			Quoted prices
			in active
			markets	Other	Significant
			for identical	observable	unobservable
			assets	inputs	inputs
		Fair value	(Level 1)	(Level 2)	(Level 3)
	(In Thousands)
	30-Jun-14
	U.S. government agencies	$18,821	$--	$18,821	$--
	Mortgage-backed securities	377,843	--	377,843	--
	Collateralized mortgage obligations	39,750	--	39,750	--
	States and political subdivisions	129,646	--	129,646	--
	Equity securities	2,970	--	2,970	--
	Mortgage servicing rights	196	--	--	196
	Interest rate derivative asset	2,184	--	--	2,184
	Interest rate derivative liability	-1,711	--	--	-1,711
	31-Dec-13
	U.S. government agencies	$17,255	$--	$17,255	$--
	Mortgage-backed securities	367,578	--	367,578	--
	Small Business Administration loan pools	44,855	--	44,855	--
	States and political subdivisions	122,724	--	122,724	--
	Equity securities	2,869	--	2,869	--
	Mortgage servicing rights	211	--	--	211
	Interest rate derivative asset	2,544	--	--	2,544
	Interest rate derivative liability	-1,613	--	--	-1,613

Note_14_Fair_Value_Measurement2

Note 14: Fair Value Measurement: Schedule Of Mortgage Servicing Rights Reconciliation (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule Of Mortgage Servicing Rights Reconciliation	'
		Mortgage Servicing Rights
		2014	2013
	(In Thousands)
	Balance, April 1	$200	$252
	Additions	30	54
	Amortization	-34	-60
	Balance, June 30	$196	$246
		Mortgage Servicing Rights
		2014	2013
	(In Thousands)
	Balance, January 1	$211	$152
	Additions	53	191
	Amortization	-68	-97
	Balance, June 30	$196	$246

Note_14_Fair_Value_Measurement3

Note 14: Fair Value Measurement: Schedule of Interest Rate Derivative Assets (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Interest Rate Derivative Assets	'
		Interest Rate Derivative Asset
		2014	2013
	(In Thousands)
	Balance, April 1	$1,741	$1,928
	Change in fair value through earnings	-19	-549
	Balance, June 30	$1,722	$1,379
		Interest Rate Derivative Asset
		2014	2013
	(In Thousands)
	Balance, January 1	$1,859	$2,112
	Change in fair value through earnings	-137	-733
	Balance, June 30	$1,722	$1,379

Note_14_Fair_Value_Measurement4

Note 14: Fair Value Measurement: Schedule of Rate Cap Derivative Asset Designated as Hedging Instrument (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Rate Cap Derivative Asset Designated as Hedging Instrument	'
		Interest Rate Cap Derivative Asset Designated as Hedging Instrument
		2014	2013
	(In Thousands)
	Balance, April 1	$620	$--
	Additions	--	--
	Change in fair value through other
	comprehensive income	-158	--
	Balance, June 30	$462	$--
		Interest Rate Cap Derivative Asset Designated as Hedging Instrument
		2014	2013
	(In Thousands)
	Balance, January 1	$685	$--
	Additions	--	--
	Change in fair value through other
	comprehensive income	-223	--
	Balance, June 30	$462	$--

Note_14_Fair_Value_Measurement5

Note 14: Fair Value Measurement: Schedule of Interest Rate Swap Liability (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Interest Rate Swap Liability	'
		Interest Rate Swap Liability
		2014	2013
	(In Thousands)
	Balance, April 1	$1,597	$1,915
	Change in fair value through earnings	114	-896
	Balance, June 30	$1,711	$1,019
		Interest Rate Swap Liability
		2014	2013
	(In Thousands)
	Balance, January 1	$1,613	$2,160
	Change in fair value through earnings	98	-1,141
	Balance, June 30	$1,711	$1,019

Note_14_Fair_Value_Measurement6

Note 14: Fair Value Measurement: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis	'
			Fair Value Measurements Using
			Quoted prices
			in active
			markets	Other	Significant
			for identical	observable	unobservable
			assets	inputs	inputs
		Fair value	(Level 1)	(Level 2)	(Level 3)
	(In Thousands)
	30-Jun-14
	Impaired loans
	One- to four-family residential construction	$--	$--	$--	$--
	Subdivision construction	22	--	--	22
	Land development	2,960	--	--	2,960
	Owner occupied one- to four-family residential	439	--	--	439
	Non-owner occupied one- to four-family residential	92	--	--	92
	Commercial real estate	6,464	--	--	6,464
	Other residential	1,117	--	--	1,117
	Commercial business	320	--	--	320
	Consumer auto	57	--	--	57
	Consumer other	442	--	--	442
	Home equity lines of credit	246	--	--	246
	Total impaired loans	$12,159	$--	$--	$12,159
	Foreclosed assets held for sale	$1,887	$--	$--	$1,887
	31-Dec-13
	Impaired loans
	One- to four-family residential construction	$--	$--	$--	$--
	Subdivision construction	145	--	--	145
	Land development	1,474	--	--	1,474
	Owner occupied one- to four-family residential	349	--	--	349
	Non-owner occupied one- to four-family residential	388	--	--	388
	Commercial real estate	5,224	--	--	5,224
	Other residential	1,440	--	--	1,440
	Commercial business	61	--	--	61
	Consumer auto	19	--	--	19
	Consumer other	275	--	--	275
	Home equity lines of credit	70	--	--	70
	Total impaired loans	$9,445	$--	$--	$9,445
	Foreclosed assets held for sale	$2,169	$--	$--	$2,169

Note_14_Fair_Value_Measurement7

Note 14: Fair Value Measurement: Schedule Of Financial Instruments Fair Value (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule Of Financial Instruments Fair Value	'
			30-Jun-14			31-Dec-13
		Carrying		Fair	Hierarchy	Carrying	Fair	Hierarchy
		Amount		Value	Level	Amount	Value	Level
	Financial assets
	Cash and cash equivalents	$223,226		$223,226	1	$227,925	$227,925	1
	Held-to-maturity securities	450		504	2	805	912	2
	Mortgage loans held for sale	9,605		9,605	2	7,239	7,239	2
	Loans, net of allowance for loan losses	2,790,774		2,800,463	3	2,439,530	2,442,917	3
	Accrued interest receivable	11,685		11,685	3	11,408	11,408	3
	Investment in FHLB stock	8,054		8,054	3	9,822	9,822	3
	Financial liabilities
	Deposits	3,201,728		3,207,527	3	2,808,626	2,813,779	3
	FHLB advances	91,686		92,912	3	126,757	131,281	3
	Short-term borrowings	158,841		158,841	3	136,109	136,109	3
	Structured repurchase agreements	--		--	3	50,000	53,485	3
	Subordinated debentures	30,929		30,929	3	30,929	30,929	3
	Accrued interest payable	1,096		1,096	3	1,099	1,099	3
	Unrecognized financial instruments (net of
	contractual value)
	Commitments to originate loans	--		--	3	--	--	3
	Letters of credit	39		39	3	76	76	3
	Lines of credit	--		--	3	--	--	3

Note_15_Derivatives_and_Hedgin1

Note 15: Derivatives and Hedging Activities: Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location	'
		Location in	Fair Value
		Consolidated Statements	June 30,	December 31,
		of Financial Condition	2014	2013
	(In Thousands)
	Derivatives designated as
	hedging instruments
	Interest rate caps	Prepaid expenses and other assets	$462	$685
	Total derivatives designated
	as hedging instruments		$462	$685
	Derivatives not designated
	as hedging instruments
	Asset Derivatives
	Interest rate products	Prepaid expenses and other assets	$1,722	$1,859
	Total derivatives not designated
	as hedging instruments		$1,722	$1,859
	Liability Derivatives
	Interest rate products	Accrued expenses and other liabilities	$1,711	$1,613
	Total derivatives not designated
	as hedging instruments		$1,711	$1,613

Note_15_Derivatives_and_Hedgin2

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss)	'
	The following table presents the effect of derivative instruments on the statements of comprehensive income for the three and six months ended June 30, 2014 and 2013:
		Amount of Gain (Loss) Recognized in OCI
	Cash Flow Hedges	Three Months Ended June 30,
		2014	2013
	Interest rate cap	($100)	$--
		Amount of Gain (Loss) Recognized in OCI
	Cash Flow Hedges	Six Months Ended June 30,
		2014	2013
	Interest rate cap	($142)	$--

Note_16_FDICassisted_Acquisiti1

Note 16: FDIC-assisted Acquisition: Schedule of Certain Assets and Liabilities Acquired (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Certain Assets and Liabilities Acquired	'
		June 20,
		2014
	(In Thousands)
	Cash	$2,729
	Due from banks	106,680
	Cash and cash equivalents	109,409
	Investment securities	88,513
	Loans receivable, net of discount on loans purchased of $30,102	165,098
	Accrued interest receivable	1,004
	Premises	10,850
	Core deposit intangible	2,800
	Other assets	1,060
	Total assets acquired	378,734
	Liabilities
	Demand and savings deposits	186,902
	Time deposits	179,125
	Total deposits	366,027
	Securities sold under reverse repurchase agreements with customers	567
	Accounts payable	561
	Accrued interest payable	182
	Advances from borrowers for taxes and insurance	592
	Total liabilities assumed	367,929
	Gain recognized on business acquisition	$10,805

Note_16_FDICassisted_Acquisiti2

Note 16: FDIC-assisted Acquisition: Schedule of FDIC Agreed Upon Transfer of Net Assets (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of FDIC Agreed Upon Transfer of Net Assets	'
		June 20,
		2014
	(In Thousands)
	Net liabilities as determined by the FDIC	($21,897)
	Cash transferred by the FDIC	59,394
	Discount per Purchase and Assumption Agreement	37,497
	Purchase accounting adjustments
	Loans	-28,088
	Deposits	-399
	Investments	-1,005
	Core deposit intangible	2,800
	Gain recognized on business acquisition	$10,805

Note_16_FDICassisted_Acquisiti3

Note 16: FDIC-assisted Acquisition: Schedule of Acquired Loans Performing and Nonperforming (Tables)	6 Months Ended
	Jun. 30, 2014
Tables/Schedules	'
Schedule of Acquired Loans Performing and Nonperforming	'
			FASB ASC
		FASB	310-30
		ASC	by
		310-30	Policy
		Loans	Loans	Total
	(In Thousands)
	Loans	$3,920	$161,178	$165,098

Note_2_Nature_of_Operations_an1

Note 2: Nature of Operations and Operating Segments (Details)	6 Months Ended
	Jun. 30, 2014
Details	'
Segment Reporting, Additional Information about Entity's Reportable Segments	'The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements

Note_5_Earnings_Per_Share_Sche1

Note 5: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Details	'	'	'	'
Weighted Average Number of Shares Outstanding, Basic	13,685	13,619	13,685	13,618
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$10,909	$8,079	$19,582	$16,328
BASIC EARNINGS PER COMMON SHARE	$0.80	$0.59	$1.43	$1.20
Weighted Average Number of Shares Outstanding, Diluted	13,685	13,619	13,685	13,618
Net effect of dilutive stock options and warrants based on treasury stock method using average market price	95	62	95	62
Diluted shares	13,780	13,681	13,780	13,680
Net Income (Loss) Available to Common Stockholders, Diluted	$10,909	$8,079	$19,582	$16,328
DILUTED EARNINGS PER COMMON SHARE	$0.79	$0.59	$1.42	$1.19

Note_5_Earnings_Per_Share_Earn1

Note 5: Earnings Per Share: Earnings Per Share, Policy: Options to Purchase Common Stock (Details)	Jun. 30, 2014	Jun. 30, 2013
Details	'	'
Options to purchase shares of common stock outstanding not included in computation of diluted earnings per share because exercise price greater than average market price	182,275	341,950

Note_6_Investment_Securities_S6

Note 6: Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Available-for-sale Securities, Amortized Cost Basis	$558,182	'
Available-for-sale Securities Fair Value	569,030	'
Available-for-sale Securities	'	'
Available-for-sale Securities, Amortized Cost Basis	558,182	551,441
Available For Sale Debt Securities Gross Unrealized Gain	13,606	10,789
Available For Sale Debt Securities Gross Unrealized Loss	2,758	6,949
Available-for-sale Securities Fair Value	569,030	555,281
Available for Sale Securities Tax Equivalent Yield	2.70%	2.74%
US Government Agencies Debt Securities	'	'
Available-for-sale Securities, Amortized Cost Basis	20,000	20,000
Available For Sale Debt Securities Gross Unrealized Loss	1,179	2,745
Available-for-sale Securities Fair Value	18,821	17,255
Available for Sale Securities Tax Equivalent Yield	2.00%	2.00%
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises	'	'
Available-for-sale Securities, Amortized Cost Basis	373,667	365,020
Available For Sale Debt Securities Gross Unrealized Gain	5,457	4,824
Available For Sale Debt Securities Gross Unrealized Loss	1,281	2,266
Available-for-sale Securities Fair Value	377,843	367,578
Available for Sale Securities Tax Equivalent Yield	1.86%	2.04%
Collateralized Mortgage Obligations	'	'
Available-for-sale Securities, Amortized Cost Basis	39,746	'
Available For Sale Debt Securities Gross Unrealized Gain	6	'
Available For Sale Debt Securities Gross Unrealized Loss	2	'
Available-for-sale Securities Fair Value	39,750	'
Available for Sale Securities Tax Equivalent Yield	2.72%	'
US States and Political Subdivisions Debt Securities	'	'
Available-for-sale Securities, Amortized Cost Basis	123,922	122,113
Available For Sale Debt Securities Gross Unrealized Gain	6,020	2,549
Available For Sale Debt Securities Gross Unrealized Loss	296	1,938
Available-for-sale Securities Fair Value	129,646	122,724
Available for Sale Securities Tax Equivalent Yield	5.38%	5.47%
Equity Securities	'	'
Available-for-sale Securities, Amortized Cost Basis	847	847
Available For Sale Debt Securities Gross Unrealized Gain	2,123	2,022
Available-for-sale Securities Fair Value	2,970	2,869
Small Business Administration Loan Pools	'	'
Available-for-sale Securities, Amortized Cost Basis	'	43,461
Available For Sale Debt Securities Gross Unrealized Gain	'	1,394
Available-for-sale Securities Fair Value	'	$44,855
Available for Sale Securities Tax Equivalent Yield	'	1.34%

Note_6_Investment_Securities_S7

Note 6: Investment Securities: Schedule of Held-to-maturity Securities (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Held-to-maturity securities fair value	$504	$912
US States and Political Subdivisions Debt Securities	'	'
Held to Maturity Securities Amortized Cost	450	805
Held to Maturity Securities Gross Unrealized Gains	54	107
Held-to-maturity securities fair value	$504	$912
Held to Maturity Securities Tax Equivalent Yield	7.37%	7.37%

Note_6_Investment_Securities_S8

Note 6: Investment Securities: Schedule of Maturity of Available for Sale Securities (Details) (USD $)	Jun. 30, 2014
In Thousands, unless otherwise specified
Details	'
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	$110
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	112
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	1,164
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	1,167
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	8,233
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	8,550
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	134,415
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	138,638
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	413,413
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	417,593
Available for Sale Securities Equity Securities Amortized Cost	847
Available for Sale Securities Equity Securities Fair Value	2,970
Available-for-sale Securities, Amortized Cost Basis	558,182
Available-for-sale Securities Fair Value	$569,030

Note_6_Investment_Securities_S9

Note 6: Investment Securities: Schedule of Held to Maturity Securities by Maturity (Details) (USD $)	Jun. 30, 2014
In Thousands, unless otherwise specified
Details	'
Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount	$450
Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value	$504

Note_6_Investment_Securities_I1

Note 6: Investment Securities: Investments in Debt Securities Policy (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Details	'	'
Fair value investments reported less than historical cost	$187,000	$237,600
Fair value investments reported less than historical cost percentage of investment portfolio	32.90%	42.70%

Recovered_Sheet7

Note 6: Investment Securities: Schedule of Gross Unrealized Losses and Estimated Fair Value of Investments (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total Unrealized Losses And Estimated Fair Value	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$66,965	$198,302
Available For Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses	-210	-6,554
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	120,014	39,255
Available for sale Securities Continuous Unrealized Loss Position 12 Months Or Longer Aggregate Losses	-2,548	-395
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	186,979	237,557
Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses	-2,758	-6,949
US Government Agencies Debt Securities	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	'	20,000
Available For Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses	'	-2,745
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	20,000	'
Available for sale Securities Continuous Unrealized Loss Position 12 Months Or Longer Aggregate Losses	-1,179	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	20,000	20,000
Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses	-1,179	-2,745
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	41,280	127,901
Available For Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses	-192	-1,871
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	83,180	39,255
Available for sale Securities Continuous Unrealized Loss Position 12 Months Or Longer Aggregate Losses	-1,089	-395
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	124,460	167,156
Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses	-1,281	-2,266
Collateralized Mortgage Obligations	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	22,091	'
Available For Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses	-2	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	22,091	'
Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses	-2	'
US States and Political Subdivisions Debt Securities	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	3,594	50,401
Available For Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Aggregate Losses	-16	-1,938
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	16,834	'
Available for sale Securities Continuous Unrealized Loss Position 12 Months Or Longer Aggregate Losses	-280	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	20,428	50,401
Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses	($296)	($1,938)

Note_6_Investment_Securities_G1

Note 6: Investment Securities: Gain Loss on Investments Policy: Gross Gains and Losses on Sales of Available for Sale Securities (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Details	'	'	'	'
Available-for-sale Securities, Gross Realized Gains	$569	$117	$642	$151
Available-for-sale Securities, Gross Realized Losses	$0	$20	$0	$20

Note_6_Investment_Securities_G2

Note 6: Investment Securities: Gain Loss on Investments Policy: Investment Securities Acquired -- Valley Bank (Details) (Valley Bank, USD $)	Jun. 30, 2014
In Thousands, unless otherwise specified
Investment Securities Acquired in Business Combination	$88,500
Collateralized Mortgage Obligations	'
Investment Securities Acquired in Business Combination	39,800
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises	'
Investment Securities Acquired in Business Combination	47,800
US States and Political Subdivisions Debt Securities	'
Investment Securities Acquired in Business Combination	$978

Note_6_Investment_Securities_O1

Note 6: Investment Securities: Other Than Temporary Impairment Credit Losses Recognized in Earnings (Details) (Credit Losses Recognized On Investments, USD $)	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2013	Jun. 30, 2013
Credit Losses Recognized On Investments	'	'
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Credit Losses on Debt Securities Held, Beginning Balance	$4,176	$4,176
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Reductions, Securities Sold	($4,176)	($4,176)

Recovered_Sheet8

Note 6: Investment Securities: Schedule of Amounts Reclassified out of Accumulated Other Comprehensive Income (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Reclassifications out of accumulated other comprehensive income	$370	$63	$417	$85
AmountsReclassifiedFromOtherComprehensiveIncomeMember | NetRealizedGainsOnSalesOfAvailableForSaleSecuritiesTotalReclassifiedAmountBeforeTaxMember	'	'	'	'
Available-for-sale Securities, Gross Unrealized Gain (Loss)	569	97	642	131
AmountsReclassifiedFromOtherComprehensiveIncomeMember | ProvisionForIncomeTaxesMember	'	'	'	'
Available-for-sale Securities, Gross Unrealized Gain (Loss)	($199)	($34)	($225)	($46)

Note_7_Loans_and_Allowance_For9

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans Receivable	$3,079,899	$2,677,184
Loans Receivable weighted average interest rate	4.86%	5.10%
One To Four Family Residential Construction	'	'
Loans Receivable	39,505	34,662
Subdivision Construction	'	'
Loans Receivable	36,627	40,409
Land Development	'	'
Loans Receivable	63,437	57,841
Commercial Construction	'	'
Loans Receivable	270,517	184,019
Owner Occupied One To Four Family Residential	'	'
Loans Receivable	95,806	89,133
Non-Owner Occupied One To Four Family Residential	'	'
Loans Receivable	142,404	145,908
Commercial Real Estate	'	'
Loans Receivable	844,893	780,690
Other Residential	'	'
Loans Receivable	342,969	325,599
Commercial Business	'	'
Loans Receivable	330,608	315,269
Industrial Revenue Bonds	'	'
Loans Receivable	44,364	42,230
Consumer Loans Auto Financing Receivable	'	'
Loans Receivable	206,135	134,717
Consumer Other Financing Receivable	'	'
Loans Receivable	79,913	82,260
Home Equity Line of Credit	'	'
Loans Receivable	59,684	58,283
FDIC Supported Loans Net Of Discounts TeamBank	'	'
Loans Receivable	16,886	49,862
Acquired non-covered loans, net of discounts (TeamBank)	'	'
Loans Receivable	28,060	'
FDIC Supported Loans Net Of Discounts Vantus Bank	'	'
Loans Receivable	49,661	57,920
FDIC Supported Loans Net Of Discounts Sun Security Bank	'	'
Loans Receivable	58,400	64,843
FDIC Supported Loans Net Of Discounts InterBank	'	'
Loans Receivable	210,334	213,539
Acquired loans not covered by FDIC loss sharing agreements, net of discounts (Valley Bank)	'	'
Loans Receivable	159,696	'
Undisbursed Portion Of Loans In Process	'	'
Loans Receivable	-247,471	-194,544
Allowance for Loans and Leases Receivable	'	'
Loans Receivable	-38,082	-40,116
Deferred Loan Fees And Gains, Net	'	'
Loans Receivable	-3,572	-2,994
Loans Receivable	'	'
Loans Receivable	$2,790,774	$2,439,530

Recovered_Sheet9

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans Receivable by Aging Analysis (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
One To Four Family Residential Construction	'	'
Loans Current	$39,505	$34,662
Total Loans Receivable	39,505	34,662
Subdivision Construction	'	'
Loans Over 90 Days Past Due	304	871
Loans Total Past Due	304	871
Loans Current	36,323	39,538
Total Loans Receivable	36,627	40,409
Land Development	'	'
Loans 30 to 59 Days Past Due	1,017	145
Loans 60 to 89 Days Past Due	'	38
Loans Over 90 Days Past Due	303	338
Loans Total Past Due	1,320	521
Loans Current	62,117	57,320
Total Loans Receivable	63,437	57,841
Commercial Construction	'	'
Loans Current	270,517	184,019
Total Loans Receivable	270,517	184,019
Owner Occupied One To Four Family Residential	'	'
Loans 30 to 59 Days Past Due	179	1,233
Loans 60 to 89 Days Past Due	160	344
Loans Over 90 Days Past Due	2,370	3,014
Loans Total Past Due	2,709	4,591
Loans Current	93,097	84,542
Total Loans Receivable	95,806	89,133
Total Loans Greater Than 90 Days and Still Accruing	194	211
Non-Owner Occupied One To Four Family Residential	'	'
Loans 30 to 59 Days Past Due	45	1,562
Loans 60 to 89 Days Past Due	289	171
Loans Over 90 Days Past Due	543	843
Loans Total Past Due	877	2,576
Loans Current	141,527	143,332
Total Loans Receivable	142,404	145,908
Total Loans Greater Than 90 Days and Still Accruing	'	140
Commercial Real Estate	'	'
Loans 30 to 59 Days Past Due	1,278	2,856
Loans 60 to 89 Days Past Due	489	131
Loans Over 90 Days Past Due	7,030	6,205
Loans Total Past Due	8,797	9,192
Loans Current	836,096	771,498
Total Loans Receivable	844,893	780,690
Other Residential	'	'
Loans Current	342,969	325,599
Total Loans Receivable	342,969	325,599
Commercial Business	'	'
Loans 30 to 59 Days Past Due	184	17
Loans 60 to 89 Days Past Due	225	19
Loans Over 90 Days Past Due	214	5,208
Loans Total Past Due	624	5,244
Loans Current	329,985	310,025
Total Loans Receivable	330,608	315,269
Industrial Revenue Bonds	'	'
Loans Over 90 Days Past Due	1,827	2,023
Loans Total Past Due	1,827	2,023
Loans Current	42,537	40,207
Total Loans Receivable	44,364	42,230
Consumer Loans Auto Financing Receivable	'	'
Loans 30 to 59 Days Past Due	1,105	955
Loans 60 to 89 Days Past Due	186	127
Loans Over 90 Days Past Due	151	168
Loans Total Past Due	1,442	1,250
Loans Current	204,693	133,467
Total Loans Receivable	206,135	134,717
Consumer Other Financing Receivable	'	'
Loans 30 to 59 Days Past Due	1,655	1,258
Loans 60 to 89 Days Past Due	197	333
Loans Over 90 Days Past Due	581	732
Loans Total Past Due	2,433	2,323
Loans Current	77,480	79,937
Total Loans Receivable	79,913	82,260
Total Loans Greater Than 90 Days and Still Accruing	142	257
Home Equity Line of Credit	'	'
Loans 30 to 59 Days Past Due	177	168
Loans 60 to 89 Days Past Due	84	16
Loans Over 90 Days Past Due	339	504
Loans Total Past Due	600	688
Loans Current	59,084	57,595
Total Loans Receivable	59,684	58,283
FDIC Supported Loans Net Of Discounts TeamBank	'	'
Loans 30 to 59 Days Past Due	120	414
Loans 60 to 89 Days Past Due	8	130
Loans Over 90 Days Past Due	421	1,396
Loans Total Past Due	549	1,940
Loans Current	16,337	47,922
Total Loans Receivable	16,886	49,862
Total Loans Greater Than 90 Days and Still Accruing	'	6
Acquired non-covered loans, net of discounts (TeamBank)	'	'
Loans Over 90 Days Past Due	63	'
Loans Total Past Due	63	'
Loans Current	27,997	'
Total Loans Receivable	28,060	'
FDIC Supported Loans Net Of Discounts Vantus Bank	'	'
Loans 30 to 59 Days Past Due	100	675
Loans 60 to 89 Days Past Due	75	31
Loans Over 90 Days Past Due	1,883	2,356
Loans Total Past Due	2,058	3,062
Loans Current	47,603	54,858
Total Loans Receivable	49,661	57,920
Total Loans Greater Than 90 Days and Still Accruing	'	42
FDIC Supported Loans Net Of Discounts Sun Security Bank	'	'
Loans 30 to 59 Days Past Due	603	510
Loans 60 to 89 Days Past Due	467	121
Loans Over 90 Days Past Due	3,625	4,241
Loans Total Past Due	4,695	4,872
Loans Current	53,705	59,971
Total Loans Receivable	58,400	64,843
Total Loans Greater Than 90 Days and Still Accruing	'	147
FDIC Supported Loans Net Of Discounts InterBank	'	'
Loans 30 to 59 Days Past Due	426	6,024
Loans 60 to 89 Days Past Due	1,433	1,567
Loans Over 90 Days Past Due	14,617	16,768
Loans Total Past Due	16,476	24,359
Loans Current	193,858	189,180
Total Loans Receivable	210,334	213,539
Total Loans Greater Than 90 Days and Still Accruing	'	20
Acquired loans not covered by FDIC loss sharing agreements, net of discounts (Valley Bank)	'	'
Loans 30 to 59 Days Past Due	5,807	'
Loans 60 to 89 Days Past Due	2,607	'
Loans Over 90 Days Past Due	7,254	'
Loans Total Past Due	15,668	'
Loans Current	144,028	'
Total Loans Receivable	159,696	'
Total Loans Greater Than 90 Days and Still Accruing	331	'
Total Including FDIC Supported Loans Net Of Discount and Acquired Non-Covered Loans	'	'
Loans 30 to 59 Days Past Due	12,696	15,817
Loans 60 to 89 Days Past Due	6,220	3,028
Loans Over 90 Days Past Due	41,525	44,667
Loans Total Past Due	60,441	63,512
Loans Current	3,019,458	2,613,672
Total Loans Receivable	3,079,899	2,677,184
Total Loans Greater Than 90 Days and Still Accruing	667	823
Less FDIC Supported Loans and Acquired Not Covered Loans, Net Of Discounts	'	'
Loans 30 to 59 Days Past Due	7,056	'
Loans 60 to 89 Days Past Due	4,590	'
Loans Over 90 Days Past Due	27,863	'
Loans Total Past Due	39,509	'
Loans Current	483,528	'
Total Loans Receivable	523,037	'
Total Loans Greater Than 90 Days and Still Accruing	330	'
Loans Receivable	'	'
Loans 30 to 59 Days Past Due	5,640	8,194
Loans 60 to 89 Days Past Due	1,630	1,179
Loans Over 90 Days Past Due	13,662	19,906
Loans Total Past Due	20,932	29,279
Loans Current	2,535,930	2,261,741
Total Loans Receivable	2,556,862	2,291,020
Total Loans Greater Than 90 Days and Still Accruing	336	608
Less FDIC Supported Loans Net Of Discounts	'	'
Loans 30 to 59 Days Past Due	'	7,623
Loans 60 to 89 Days Past Due	'	1,849
Loans Over 90 Days Past Due	'	24,761
Loans Total Past Due	'	34,233
Loans Current	'	351,931
Total Loans Receivable	'	386,164
Total Loans Greater Than 90 Days and Still Accruing	'	$215

Recovered_Sheet10

Note 7: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Subdivision Construction	'	'
Loans Receivable Nonaccrual	$304	$871
Land Development	'	'
Loans Receivable Nonaccrual	303	338
Owner Occupied One To Four Family Residential	'	'
Loans Receivable Nonaccrual	2,176	2,803
Non-Owner Occupied One To Four Family Residential	'	'
Loans Receivable Nonaccrual	543	703
Commercial Real Estate	'	'
Loans Receivable Nonaccrual	7,030	6,205
Commercial Business	'	'
Loans Receivable Nonaccrual	2,041	5,208
Industrial Revenue Bonds	'	'
Loans Receivable Nonaccrual	'	2,023
Consumer Loans Auto Financing Receivable	'	'
Loans Receivable Nonaccrual	151	168
Consumer Other Financing Receivable	'	'
Loans Receivable Nonaccrual	439	475
Home Equity Line of Credit	'	'
Loans Receivable Nonaccrual	339	504
Loans Receivable Nonaccrual	'	'
Loans Receivable Nonaccrual	$13,326	$19,298

Recovered_Sheet11

Note 7: Loans and Allowance For Loan Losses: Schedule of Balance in Allowance for Loan Losses Based on Portfolio Segment and Impairment (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
One To Four Family Residential Construction	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	$4,638	$5,575	$6,235	$6,822	'
Provision for Loan Losses Expensed	915	864	367	526	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-505	-322	-1,697	-1,240	'
Allowance for Doubtful Accounts Receivable, Recoveries	25	8	168	17	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	5,073	6,125	5,073	6,125	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,623	'	1,623	'	2,501
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,450	'	3,450	'	3,734
Financing Receivable, Individually Evaluated for Impairment	11,560	'	11,560	'	13,055
Financing Receivable, Collectively Evaluated for Impairment	302,782	'	302,782	'	297,057
Financing Receivable, Acquired with Deteriorated Credit Quality	257,756	'	257,756	'	206,964
Other Residential	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	1,998	4,482	2,678	4,327	'
Provision for Loan Losses Expensed	-281	-329	-968	1,702	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-2	-791	-2	-2,686	'
Allowance for Doubtful Accounts Receivable, Recoveries	8	11	15	30	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	1,723	3,373	1,723	3,373	'
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,703	'	1,703	'	2,678
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	20	'	20	'	'
Financing Receivable, Individually Evaluated for Impairment	10,586	'	10,586	'	10,983
Financing Receivable, Collectively Evaluated for Impairment	332,383	'	332,383	'	314,616
Financing Receivable, Acquired with Deteriorated Credit Quality	61,905	'	61,905	'	35,095
Commercial Real Estate	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	18,443	16,812	16,939	17,441	'
Provision for Loan Losses Expensed	-1,629	1,671	-134	5,262	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-338	-2,187	-719	-6,530	'
Allowance for Doubtful Accounts Receivable, Recoveries	'	123	390	246	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	16,476	16,419	16,476	16,419	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,507	'	1,507	'	90
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	14,625	'	14,625	'	16,845
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	344	'	344	'	4
Financing Receivable, Individually Evaluated for Impairment	30,744	'	30,744	'	31,591
Financing Receivable, Collectively Evaluated for Impairment	814,149	'	814,149	'	791,329
Financing Receivable, Acquired with Deteriorated Credit Quality	113,316	'	113,316	'	84,591
Commercial Construction	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	7,071	5,130	4,464	3,938	'
Provision for Loan Losses Expensed	1,110	882	3,693	2,122	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-95	-276	-130	-329	'
Allowance for Doubtful Accounts Receivable, Recoveries	163	53	222	58	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	8,249	5,789	8,249	5,789	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,531	'	1,531	'	473
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	6,700	'	6,700	'	3,991
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	18	'	18	'	'
Financing Receivable, Individually Evaluated for Impairment	7,600	'	7,600	'	12,628
Financing Receivable, Collectively Evaluated for Impairment	326,354	'	326,354	'	229,232
Financing Receivable, Acquired with Deteriorated Credit Quality	19,819	'	19,819	'	6,989
Commercial Business	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	2,341	5,838	6,451	5,096	'
Provision for Loan Losses Expensed	979	135	-1,182	1,870	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-738	-352	-2,687	-1,370	'
Allowance for Doubtful Accounts Receivable, Recoveries	'	43	'	68	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	2,582	5,664	2,582	5,664	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	606	'	606	'	4,162
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,966	'	1,966	'	2,287
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	10	'	10	'	2
Financing Receivable, Individually Evaluated for Impairment	5,834	'	5,834	'	8,755
Financing Receivable, Collectively Evaluated for Impairment	369,138	'	369,138	'	306,514
Financing Receivable, Acquired with Deteriorated Credit Quality	21,862	'	21,862	'	4,883
Consumer	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	3,784	2,711	3,349	3,025	'
Provision for Loan Losses Expensed	368	448	1,378	414	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-764	-752	-1,784	-1,669	'
Allowance for Doubtful Accounts Receivable, Recoveries	591	408	1,036	1,045	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	3,979	2,815	3,979	2,815	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	231	'	231	'	218
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,708	'	3,708	'	3,131
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	40	'	40	'	'
Financing Receivable, Individually Evaluated for Impairment	1,361	'	1,361	'	1,389
Financing Receivable, Collectively Evaluated for Impairment	344,371	'	344,371	'	273,871
Financing Receivable, Acquired with Deteriorated Credit Quality	48,379	'	48,379	'	47,642
Loans Receivable	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses, Beginning Balance	38,275	40,548	40,116	40,649	'
Provision for Loan Losses Expensed	1,462	3,671	3,154	11,896	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-2,442	-4,680	-7,019	-13,824	'
Allowance for Doubtful Accounts Receivable, Recoveries	787	646	1,831	1,464	'
Financing Receivable, Allowance for Credit Losses, Ending Balance	38,082	40,185	38,082	40,185	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	5,498	'	5,498	'	7,444
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	32,152	'	32,152	'	32,666
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	432	'	432	'	6
Financing Receivable, Individually Evaluated for Impairment	67,685	'	67,685	'	78,401
Financing Receivable, Collectively Evaluated for Impairment	2,489,177	'	2,489,177	'	2,212,619
Financing Receivable, Acquired with Deteriorated Credit Quality	$523,037	'	$523,037	'	$386,164

Recovered_Sheet12

Note 7: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Details) (USD $)	3 Months Ended		6 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013	Dec. 31, 2013
One To Four Family Residential Construction	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	$170	$286	$170	$286	'
Impaired Financing Receivable, Unpaid Principal Balance	170	286	170	286	'
Impaired Financing Receivable, Average Recorded Investment	57	95	28	48	36
Impaired Financing Receivable Interest Income Recognized	3	5	3	5	'
Subdivision Construction	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	1,707	4,683	1,707	4,683	3,502
Impaired Financing Receivable, Unpaid Principal Balance	1,783	4,687	1,783	4,687	3,531
Impaired Financing Receivable, Related Allowance	585	729	585	729	1,659
Impaired Financing Receivable, Average Recorded Investment	2,310	3,087	2,720	2,778	3,315
Impaired Financing Receivable Interest Income Recognized	8	76	30	106	163
Land Development	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	7,600	15,610	7,600	15,610	12,628
Impaired Financing Receivable, Unpaid Principal Balance	8,024	16,010	8,024	16,010	13,042
Impaired Financing Receivable, Related Allowance	1,531	1,135	1,531	1,135	473
Impaired Financing Receivable, Average Recorded Investment	10,937	12,495	11,779	11,752	13,389
Impaired Financing Receivable Interest Income Recognized	42	240	143	366	560
Owner Occupied One To Four Family Residential	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	5,149	4,612	5,149	4,612	5,802
Impaired Financing Receivable, Unpaid Principal Balance	5,490	4,962	5,490	4,962	6,117
Impaired Financing Receivable, Related Allowance	581	408	581	408	593
Impaired Financing Receivable, Average Recorded Investment	5,101	4,704	5,318	4,831	5,101
Impaired Financing Receivable Interest Income Recognized	60	63	112	116	251
Non-Owner Occupied One To Four Family Residential	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	4,534	5,629	4,534	5,629	3,751
Impaired Financing Receivable, Unpaid Principal Balance	4,680	5,778	4,680	5,778	4,003
Impaired Financing Receivable, Related Allowance	457	905	457	905	249
Impaired Financing Receivable, Average Recorded Investment	4,140	4,662	3,930	5,251	4,797
Impaired Financing Receivable Interest Income Recognized	69	100	110	161	195
Commercial Real Estate	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	30,744	41,102	30,744	41,102	31,591
Impaired Financing Receivable, Unpaid Principal Balance	33,200	43,490	33,200	43,490	34,032
Impaired Financing Receivable, Related Allowance	1,507	2,420	1,507	2,420	90
Impaired Financing Receivable, Average Recorded Investment	29,958	46,102	30,541	46,164	42,242
Impaired Financing Receivable Interest Income Recognized	360	364	690	740	1,632
Other Residential	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	10,586	11,597	10,586	11,597	10,983
Impaired Financing Receivable, Unpaid Principal Balance	10,586	11,598	10,586	11,598	10,983
Impaired Financing Receivable, Related Allowance	'	265	'	265	'
Impaired Financing Receivable, Average Recorded Investment	10,734	14,836	10,845	16,620	13,837
Impaired Financing Receivable Interest Income Recognized	120	113	210	217	434
Commercial Business	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	2,183	7,309	2,183	7,309	6,057
Impaired Financing Receivable, Unpaid Principal Balance	2,203	8,795	2,203	8,795	6,077
Impaired Financing Receivable, Related Allowance	606	3,373	606	3,373	4,162
Impaired Financing Receivable, Average Recorded Investment	1,847	7,528	2,904	7,473	6,821
Impaired Financing Receivable Interest Income Recognized	47	16	68	75	179
Industrial Revenue Bonds	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	3,651	2,698	3,651	2,698	2,698
Impaired Financing Receivable, Unpaid Principal Balance	4,585	2,778	4,585	2,778	2,778
Impaired Financing Receivable, Average Recorded Investment	2,933	2,702	2,815	2,703	2,700
Impaired Financing Receivable Interest Income Recognized	303	14	303	14	27
Consumer Loans Auto Financing Receivable	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	187	99	187	99	216
Impaired Financing Receivable, Unpaid Principal Balance	215	115	215	115	231
Impaired Financing Receivable, Related Allowance	28	15	28	15	32
Impaired Financing Receivable, Average Recorded Investment	160	105	166	119	145
Impaired Financing Receivable Interest Income Recognized	5	2	7	4	16
Consumer Other Financing Receivable	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	738	639	738	639	604
Impaired Financing Receivable, Unpaid Principal Balance	856	721	856	721	700
Impaired Financing Receivable, Related Allowance	111	95	111	95	91
Impaired Financing Receivable, Average Recorded Investment	714	648	696	662	630
Impaired Financing Receivable Interest Income Recognized	24	21	42	32	63
Home Equity Line of Credit	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	436	266	436	266	569
Impaired Financing Receivable, Unpaid Principal Balance	460	278	460	278	706
Impaired Financing Receivable, Related Allowance	92	50	92	50	95
Impaired Financing Receivable, Average Recorded Investment	441	278	484	308	391
Impaired Financing Receivable Interest Income Recognized	'	2	14	10	38
Loans Receivable Impaired	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	67,685	'	67,685	'	'
Impaired Financing Receivable, Unpaid Principal Balance	72,252	'	72,252	'	'
Impaired Financing Receivable, Related Allowance	5,498	'	5,498	'	'
Impaired Financing Receivable, Average Recorded Investment	69,332	'	72,226	'	'
Impaired Financing Receivable Interest Income Recognized	1,041	'	1,732	'	'
Total Impaired Loans	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	'	94,530	'	94,530	78,401
Impaired Financing Receivable, Unpaid Principal Balance	'	99,498	'	99,498	82,200
Impaired Financing Receivable, Related Allowance	'	9,395	'	9,395	7,444
Impaired Financing Receivable, Average Recorded Investment	'	97,242	'	98,709	93,404
Impaired Financing Receivable Interest Income Recognized	'	$1,016	'	$1,846	$3,558

Recovered_Sheet13

Note 7: Loans and Allowance For Loan Losses: Impaired Loans Specific Valuation Allowance (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Details	'	'
Impaired Loans With Specific Valuation Allowance	$24,500	$18,000
Impaired Loans Valuation Allowance	$5,500	$7,400

Recovered_Sheet14

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Details) (USD $)	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2014
Commercial Business	'	'
Troubled Debt Restructuring Loans Modified Term	$750	$1,638
Troubled Debt Restructurings Total Modifications	750	1,638
Industrial Revenue Bonds	'	'
Troubled Debt Restructuring Loans Modified Term	1,150	1,150
Troubled Debt Restructurings Total Modifications	1,150	1,150
Consumer	'	'
Troubled Debt Restructuring Loans Modified Term	1	53
Troubled Debt Restructurings Total Modifications	1	53
Troubled Debt Restructurings	'	'
Troubled Debt Restructuring Loans Interest Only	'	506
Troubled Debt Restructuring Loans Modified Term	3,646	5,406
Troubled Debt Restructurings Total Modifications	3,646	5,912
Mortgage Loans on Real Estate | One To Four Family Residential	'	'
Troubled Debt Restructuring Loans Modified Term	338	386
Troubled Debt Restructurings Total Modifications	338	386
Mortgage Loans on Real Estate | Commercial Real Estate	'	'
Troubled Debt Restructuring Loans Interest Only	'	506
Troubled Debt Restructuring Loans Modified Term	1,407	1,929
Troubled Debt Restructurings Total Modifications	1,407	2,435
Mortgage Loans on Real Estate | Subdivision Construction	'	'
Troubled Debt Restructuring Loans Modified Term	'	250
Troubled Debt Restructurings Total Modifications	'	$250

Recovered_Sheet15

Note 7: Loans and Allowance For Loan Losses: Loans Modified in Troubled Debt Restructurings by Segment (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Troubled Debt Restructurings Accruing Interest	$47,600	$49,600
Valley Bank	'	'
Acquired Loans Identified as Troubled Debt Restructurings	31,200	'
Substandard	'	'
Troubled Debt Restructurings	20,500	22,100
Construction And Land Development	'	'
Troubled Debt Restructured Loans and Impaired	8,700	10,900
Construction And Land Development | Valley Bank	'	'
Acquired Loans Identified as Troubled Debt Restructurings	2,000	'
Single Family And Multi-Family Residential Mortgage Loans	'	'
Troubled Debt Restructured Loans and Impaired	15,800	'
Single Family And Multi-Family Residential Mortgage Loans | Valley Bank	'	'
Acquired Loans Identified as Troubled Debt Restructurings	17,600	'
Commercial Real Estate	'	'
Troubled Debt Restructured Loans and Impaired	25,900	24,800
Commercial Real Estate | Valley Bank	'	'
Acquired Loans Identified as Troubled Debt Restructurings	10,800	'
Commercial Business	'	'
Troubled Debt Restructured Loans and Impaired	3,600	1,500
Commercial Business | Valley Bank	'	'
Acquired Loans Identified as Troubled Debt Restructurings	510	'
Consumer	'	'
Troubled Debt Restructured Loans and Impaired	315	310
Consumer | Valley Bank	'	'
Acquired Loans Identified as Troubled Debt Restructurings	282	'
Single Family And Multi-Family Residential	'	'
Troubled Debt Restructured Loans and Impaired	'	$16,600

Recovered_Sheet16

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings Returned to Accrual Status (Details) (USD $)	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2014
Troubled Debt Restructurings Returned to Accrual Status	$679	$679
One To Four Family Residential	'	'
Troubled Debt Restructurings Returned to Accrual Status	591	591
Commercial Real Estate	'	'
Troubled Debt Restructurings Returned to Accrual Status	$88	$88

Recovered_Sheet17

Note 7: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Satisfactory	'	'
Loan Portfolio Internal Grading System Classification	$2,964,033	'
Satisfactory | One To Four Family Residential Construction	'	'
Loan Portfolio Internal Grading System Classification	39,335	34,364
Satisfactory | Subdivision Construction	'	'
Loan Portfolio Internal Grading System Classification	35,191	36,524
Satisfactory | Land Development	'	'
Loan Portfolio Internal Grading System Classification	52,361	45,606
Satisfactory | Commercial Construction	'	'
Loan Portfolio Internal Grading System Classification	270,517	184,019
Satisfactory | Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	92,216	84,931
Satisfactory | Non-Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	135,801	137,003
Satisfactory | Commercial Real Estate	'	'
Loan Portfolio Internal Grading System Classification	774,524	727,668
Satisfactory | Other Residential	'	'
Loan Portfolio Internal Grading System Classification	326,992	311,320
Satisfactory | Commercial Business	'	'
Loan Portfolio Internal Grading System Classification	328,874	307,540
Satisfactory | Industrial Revenue Bonds	'	'
Loan Portfolio Internal Grading System Classification	41,862	39,532
Satisfactory | Consumer Loans Auto Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	205,955	134,516
Satisfactory | Consumer Other Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	79,337	81,769
Satisfactory | Home Equity Line of Credit	'	'
Loan Portfolio Internal Grading System Classification	59,248	57,713
Satisfactory | FDIC Supported Loans Net Of Discounts TeamBank	'	'
Loan Portfolio Internal Grading System Classification	16,866	49,702
Satisfactory | Acquired non-covered loans, net of discounts (TeamBank)	'	'
Loan Portfolio Internal Grading System Classification	28,052	'
Satisfactory | FDIC Supported Loans Net Of Discounts Vantus Bank	'	'
Loan Portfolio Internal Grading System Classification	49,104	57,290
Satisfactory | FDIC Supported Loans Net Of Discounts Sun Security Bank	'	'
Loan Portfolio Internal Grading System Classification	57,768	63,360
Satisfactory | FDIC Supported Loans Net Of Discounts InterBank	'	'
Loan Portfolio Internal Grading System Classification	210,334	213,539
Satisfactory | Acquired loans not covered by FDIC loss sharing agreements, net of discounts (Valley Bank)	'	'
Loan Portfolio Internal Grading System Classification	159,696	'
Satisfactory | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	'	2,566,396
Watch	'	'
Loan Portfolio Internal Grading System Classification	80,742	'
Watch | One To Four Family Residential Construction	'	'
Loan Portfolio Internal Grading System Classification	'	298
Watch | Subdivision Construction	'	'
Loan Portfolio Internal Grading System Classification	21	706
Watch | Land Development	'	'
Loan Portfolio Internal Grading System Classification	5,000	1,148
Watch | Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	615	503
Watch | Non-Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	3,502	6,718
Watch | Commercial Real Estate	'	'
Loan Portfolio Internal Grading System Classification	56,433	37,937
Watch | Other Residential	'	'
Loan Portfolio Internal Grading System Classification	14,021	12,323
Watch | Commercial Business	'	'
Loan Portfolio Internal Grading System Classification	471	1,803
Watch | Industrial Revenue Bonds	'	'
Loan Portfolio Internal Grading System Classification	675	675
Watch | Consumer Other Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	4	6
Watch | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	'	62,117
Substandard	'	'
Loan Portfolio Internal Grading System Classification	35,124	'
Substandard | One To Four Family Residential Construction	'	'
Loan Portfolio Internal Grading System Classification	170	'
Substandard | Subdivision Construction	'	'
Loan Portfolio Internal Grading System Classification	1,415	3,179
Substandard | Land Development	'	'
Loan Portfolio Internal Grading System Classification	6,076	11,087
Substandard | Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	2,975	3,699
Substandard | Non-Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	3,101	2,187
Substandard | Commercial Real Estate	'	'
Loan Portfolio Internal Grading System Classification	13,936	15,085
Substandard | Other Residential	'	'
Loan Portfolio Internal Grading System Classification	1,956	1,956
Substandard | Commercial Business	'	'
Loan Portfolio Internal Grading System Classification	1,263	3,528
Substandard | Industrial Revenue Bonds	'	'
Loan Portfolio Internal Grading System Classification	1,827	2,023
Substandard | Consumer Loans Auto Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	180	201
Substandard | Consumer Other Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	572	485
Substandard | Home Equity Line of Credit	'	'
Loan Portfolio Internal Grading System Classification	436	570
Substandard | FDIC Supported Loans Net Of Discounts TeamBank	'	'
Loan Portfolio Internal Grading System Classification	20	160
Substandard | Acquired non-covered loans, net of discounts (TeamBank)	'	'
Loan Portfolio Internal Grading System Classification	8	'
Substandard | FDIC Supported Loans Net Of Discounts Vantus Bank	'	'
Loan Portfolio Internal Grading System Classification	557	630
Substandard | FDIC Supported Loans Net Of Discounts Sun Security Bank	'	'
Loan Portfolio Internal Grading System Classification	632	1,483
Substandard | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	'	46,273
Doubtful | Commercial Business	'	'
Loan Portfolio Internal Grading System Classification	'	2,398
Doubtful | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	'	2,398
Total For Portfolio	'	'
Loan Portfolio Internal Grading System Classification	3,079,899	'
Total For Portfolio | One To Four Family Residential Construction	'	'
Loan Portfolio Internal Grading System Classification	39,505	34,662
Total For Portfolio | Subdivision Construction	'	'
Loan Portfolio Internal Grading System Classification	36,627	40,409
Total For Portfolio | Land Development	'	'
Loan Portfolio Internal Grading System Classification	63,437	57,841
Total For Portfolio | Commercial Construction	'	'
Loan Portfolio Internal Grading System Classification	270,517	184,019
Total For Portfolio | Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	95,806	89,133
Total For Portfolio | Non-Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	142,404	145,908
Total For Portfolio | Commercial Real Estate	'	'
Loan Portfolio Internal Grading System Classification	844,893	780,690
Total For Portfolio | Other Residential	'	'
Loan Portfolio Internal Grading System Classification	342,969	325,599
Total For Portfolio | Commercial Business	'	'
Loan Portfolio Internal Grading System Classification	330,608	315,269
Total For Portfolio | Industrial Revenue Bonds	'	'
Loan Portfolio Internal Grading System Classification	44,364	42,230
Total For Portfolio | Consumer Loans Auto Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	206,135	134,717
Total For Portfolio | Consumer Other Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	79,913	82,260
Total For Portfolio | Home Equity Line of Credit	'	'
Loan Portfolio Internal Grading System Classification	59,684	58,283
Total For Portfolio | FDIC Supported Loans Net Of Discounts TeamBank	'	'
Loan Portfolio Internal Grading System Classification	16,886	49,862
Total For Portfolio | Acquired non-covered loans, net of discounts (TeamBank)	'	'
Loan Portfolio Internal Grading System Classification	28,060	'
Total For Portfolio | FDIC Supported Loans Net Of Discounts Vantus Bank	'	'
Loan Portfolio Internal Grading System Classification	49,661	57,920
Total For Portfolio | FDIC Supported Loans Net Of Discounts Sun Security Bank	'	'
Loan Portfolio Internal Grading System Classification	58,400	64,843
Total For Portfolio | FDIC Supported Loans Net Of Discounts InterBank	'	'
Loan Portfolio Internal Grading System Classification	210,334	213,539
Total For Portfolio | Acquired loans not covered by FDIC loss sharing agreements, net of discounts (Valley Bank)	'	'
Loan Portfolio Internal Grading System Classification	159,696	'
Total For Portfolio | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	'	$2,677,184

Recovered_Sheet18

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Details	'	'	'	'
Impact of acquired loan pools on net interest income	$9,085	$7,663	$16,988	$18,096
Impact of acquired loan pools on net interest margin (in basis points)	107	88	102	103
Impact of acquired loan pools on non-interest income	-7,469	-6,628	-13,805	-14,963
Net impact of acquired loan pools to pre-tax income	1,616	1,035	3,183	3,133
Net impact of acquired loan pools to net of taxes	$1,050	$673	$2,069	$2,036
Impact of acquired loan pools to diluted earnings per common share	$0.08	$0.05	$0.15	$0.15

Recovered_Sheet19

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of TeamBank FDIC Indemnification Asset (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
TeamBank Loans	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	$47,851	$53,553
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-2,171	-2,882
Original estimated fair value of assets, net of activity since acquisition date	-44,946	-49,862
Expected loss remaining	734	809
Assumed loss sharing recovery percentage	82.00%	82.00%
Estimated loss sharing value	605	665
Indemnification assets to be amortized resulting from change in expected losses	239	593
Accretable discount on FDIC indemnification asset	'	-10
FDIC Indemnification Asset, Total	844	1,248
TeamBank Foreclosed Assets	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	159	664
Original estimated fair value of assets, net of activity since acquisition date	-153	-647
Expected loss remaining	6	17
Assumed loss sharing recovery percentage	83.00%	76.00%
Estimated loss sharing value	5	13
FDIC Indemnification Asset, Total	$5	$13

Recovered_Sheet20

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Vantus Bank FDIC Indemnification Asset (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Vantus Bank Loans	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	$51,036	$60,011
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-509	-1,202
Original estimated fair value of assets, net of activity since acquisition date	-49,661	-57,920
Expected loss remaining	866	889
Assumed loss sharing recovery percentage	75.00%	78.00%
Estimated loss sharing value	646	690
Indemnification assets to be amortized resulting from change in expected losses	330	919
Accretable discount on FDIC indemnification asset	-8	-32
FDIC Indemnification Asset, Total	968	1,577
Vantus Bank Foreclosed Assets	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	2,084	1,986
Original estimated fair value of assets, net of activity since acquisition date	-1,455	-1,092
Expected loss remaining	629	894
Assumed loss sharing recovery percentage	'	80.00%
Estimated loss sharing value	'	716
FDIC Indemnification Asset, Total	'	$716

Recovered_Sheet21

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Sun Security Bank FDIC Indemnification Asset (Details) (USD $)	Jun. 30, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Sun Security Bank Loans	'		'
Initial basis for loss sharing determination, net of activity since acquisition date	$68,269		$78,524
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-4,144		-5,062
Original estimated fair value of assets, net of activity since acquisition date	-58,400		-64,843
Expected loss remaining	5,725		8,514
Assumed loss sharing recovery percentage	66.00%	[1]	70.00%
Estimated loss sharing value	3,796		5,974
Indemnification assets to be amortized resulting from change in expected losses	3,312		4,049
Accretable discount on FDIC indemnification asset	-455		-680
FDIC Indemnification Asset, Total	6,653		9,343
Non-credit premium (discount), net of activity since acquisition date	'		-105
Sun Security Bank Foreclosed Assets	'		'
Initial basis for loss sharing determination, net of activity since acquisition date	1,782		3,582
Original estimated fair value of assets, net of activity since acquisition date	-1,000		-2,193
Expected loss remaining	782		1,389
Assumed loss sharing recovery percentage	80.00%	[1]	80.00%
Estimated loss sharing value	625		1,111
Accretable discount on FDIC indemnification asset	-63		-93
FDIC Indemnification Asset, Total	$562		$1,018
[1]	$474,000 of the expected loss remaining is related to loans not covered by the loss sharing agreement.

Recovered_Sheet22

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of InterBank FDIC Indemnification Asset (Details) (USD $)	Jun. 30, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
InterBank Loans	'		'
Initial basis for loss sharing determination, net of activity since acquisition date	$268,440		$284,975
Non-credit premium (discount), net of activity since acquisition date	1,622		1,905
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-26,512		-21,218
Original estimated fair value of assets, net of activity since acquisition date	-210,334		-213,539
Expected loss remaining	33,216		52,123
Assumed loss sharing recovery percentage	82.00%		82.00%
Estimated loss sharing value	27,128	[1]	42,654
FDIC loss share clawback	3,825		2,893
Indemnification assets to be amortized resulting from change in expected losses	21,209		16,974
Accretable discount on FDIC indemnification asset	-3,703		-4,874
FDIC Indemnification Asset, Total	48,459		57,647
InterBank Foreclosed Assets	'		'
Initial basis for loss sharing determination, net of activity since acquisition date	4,590		6,543
Original estimated fair value of assets, net of activity since acquisition date	-3,474		-5,073
Expected loss remaining	1,116		1,470
Assumed loss sharing recovery percentage	80.00%		80.00%
Estimated loss sharing value	893	[1]	1,176
Accretable discount on FDIC indemnification asset	-33		-33
FDIC Indemnification Asset, Total	$860		$1,143
[1]	Includes $400,000 impairment of indemnification asset for loans.

Recovered_Sheet23

Note 8: Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Changes Accretable Yield for Acquired Loan Pools (Details) (USD $)	3 Months Ended				6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014		Jun. 30, 2013		Jun. 30, 2014		Jun. 30, 2013
TeambankMember	'		'		'		'
Acquired Loans Accretion	($976)		($1,919)		($2,282)		($5,600)
Acquired Loans Reclassification from nonaccretable yield	1,047	[1]	-810	[1]	2,314	[2]	2,082	[2]
TeambankMember | Beginning of period	'		'		'		'
Acquied Loans Accretable Yield	7,363		11,339		7,402		12,128
TeambankMember | End of period	'		'		'		'
Acquied Loans Accretable Yield	7,434		8,610		7,434		8,610
VantusBankMember	'		'		'		'
Acquired Loans Accretion	-1,000		-2,362		-2,131		-5,659
Acquired Loans Reclassification from nonaccretable yield	427	[1]	-513	[1]	984	[2]	768	[2]
VantusBankMember | Beginning of period	'		'		'		'
Acquied Loans Accretable Yield	5,151		11,522		5,725		13,538
VantusBankMember | End of period	'		'		'		'
Acquied Loans Accretable Yield	4,578		8,647		4,578		8,647
SunSecurityBankMember	'		'		'		'
Acquired Loans Accretion	-2,407		-4,038		-5,224		-8,226
Acquired Loans Reclassification from nonaccretable yield	1,827	[1]	4,078	[1]	3,538	[2]	7,022	[2]
SunSecurityBankMember | Beginning of period	'		'		'		'
Acquied Loans Accretable Yield	10,007		10,015		11,113		11,259
SunSecurityBankMember | End of period	'		'		'		'
Acquied Loans Accretable Yield	9,427		10,055		9,427		10,055
InterbankMember	'		'		'		'
Acquired Loans Accretion	-10,038		-6,360		-18,402		-13,389
Acquired Loans Reclassification from nonaccretable yield	12,173	[1]	1,063	[1]	19,415	[2]	5,782	[2]
InterbankMember | Beginning of period	'		'		'		'
Acquied Loans Accretable Yield	38,973		40,264		40,095		42,574
InterbankMember | End of period	'		'		'		'
Acquied Loans Accretable Yield	$41,108		$34,967		$41,108		$34,967
[1]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the three months ended June 30, 2014, totaling $1.0 million, $427,000, $352,000 and $448,000, respectively, and for the three months ended June 30, 2013, totaling $0, $0, $3.0 million and $2.6 million, respectively.
[2]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the six months ended June 30, 2014, totaling $2.2 million, $984,000, $1.4 million and $1.7 million, respectively, and for the six months ended June 30, 2013, totaling $2.1 million, $516,000, $4.7 million and $7.6 million, respectively.

Note_9_Other_Real_Estate_Owned3

Note 9: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Other Real Estate Owned, Net	$46,226	$53,514
Foreclosed Assets Held For Sale | Subdivision Construction	'	'
Foreclosed Assets	10,294	11,652
Foreclosed Assets Held For Sale | Land Development	'	'
Foreclosed Assets	15,603	16,788
Foreclosed Assets Held For Sale | Commercial Construction	'	'
Foreclosed Assets	2,132	2,132
Foreclosed Assets Held For Sale | One To Four Family Residential	'	'
Foreclosed Assets	1,706	744
Foreclosed Assets Held For Sale | Other Residential	'	'
Foreclosed Assets	3,712	5,900
Foreclosed Assets Held For Sale | Commercial Real Estate	'	'
Foreclosed Assets	4,062	4,135
Foreclosed Assets Held For Sale | Commercial Business	'	'
Foreclosed Assets	58	77
Foreclosed Assets Held For Sale | Consumer	'	'
Foreclosed Assets	555	969
Foreclosed Assets Held For Sale | Foreclosed Assets Before FDIC Supported Foreclosed Assets	'	'
Foreclosed Assets	38,122	42,397
Foreclosed Assets Held For Sale | FDIC Supported Foreclosed Assets Net Of Discounts	'	'
Foreclosed Assets	6,084	9,006
Foreclosed Assets Held For Sale, Net	'	'
Foreclosed Assets	44,206	51,403
Other real estate owned not acquired through foreclosure	'	'
Other Real Estate Owned, Net	$2,020	$2,111

Note_9_Other_Real_Estate_Owned4

Note 9: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Details) (USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Details	'	'	'	'
Loss (Gain) on Sales of Foreclosed Assets	($203)	($281)	($54)	($282)
Valuation write-downs on foreclosed assets	1,019	614	1,199	1,056
Operating expenses, net of rental income	526	1,022	1,047	1,636
Total foreclosed assets expenses	$1,342	$1,355	$2,192	$2,410

Note_10_Deposits_Schedule_of_D1

Note 10: Deposits: Schedule of Deposit Liabilities (Details) (USD $)	Jun. 30, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Deposits	$3,201,728		$2,808,626
Non-Interest Bearing Demand Deposits	'		'
Deposits	550,976		522,805
Interest Bearing Demand And Savings Deposits	'		'
Deposits	1,539,672	[1]	1,291,879	[1]
Total Deposits	'		'
Deposits	3,201,728		2,808,626
Bank Time Deposits | 0.00% - 0.99%	'		'
Deposits	771,460		669,698
Bank Time Deposits | 1.00% - 1.99%	'		'
Deposits	253,663		251,118
Bank Time Deposits | 2.00% - 2.99%	'		'
Deposits	73,469		61,042
Bank Time Deposits | 3.00% - 3.99%	'		'
Deposits	10,266		9,413
Bank Time Deposits | 4.00% - 4.99%	'		'
Deposits	1,793		1,852
Bank Time Deposits | 5% and above	'		'
Deposits	429		819
Bank Time Deposits | Total Time Deposits	'		'
Deposits	$1,111,080	[2]	$993,942	[2]
[1]	(0.20% - 0.20%)
[2]	(0.80% - 0.69%)

Note_11_Advances_From_Federal_2

Note 11: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Federal Home Loan Bank advances	$91,686	$126,757
Due in 2014	'	'
Federal Home Loan Bank advances	50,063	2,315
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	0.23%	1.02%
Due in 2015	'	'
Federal Home Loan Bank advances	10,067	10,065
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	3.87%	3.87%
Due in 2016	'	'
Federal Home Loan Bank advances	73	25,070
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.06%	3.81%
Due in 2017	'	'
Federal Home Loan Bank advances	30,828	85,825
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	3.26%	3.92%
Due in 2018	'	'
Federal Home Loan Bank advances	70	81
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.06%	5.06%
Due in 2019 and thereafter	'	'
Federal Home Loan Bank advances	500	529
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.54%	5.51%
Federal Home Loan Bank Advances, Gross	'	'
Federal Home Loan Bank advances	91,601	123,885
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	1.76%	3.85%
Federal Home Loan Bank Advances Unamortized Fair Value Adjustment	'	'
Federal Home Loan Bank advances	85	2,872
Federal Home Loan Bank Advances, Net	'	'
Federal Home Loan Bank advances	$91,686	$126,757

Note_13_Income_Taxes_Details

Note 13: Income Taxes (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Details	'	'	'	'
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	35.00%	35.00%	35.00%	35.00%
Nontaxable Interest and Dividends	-3.10%	-3.90%	-3.40%	-4.00%
TaxCredits	-9.20%	-12.20%	-9.60%	-10.90%
State taxes	1.60%	1.90%	1.40%	1.60%
Other taxes	0.70%	0.50%	0.30%	0.50%
Tax percentage rate	25.00%	21.30%	23.70%	22.20%

Note_14_Fair_Value_Measurement8

Note 14: Fair Value Measurement: Fair Value, Assets Measured on Recurring Basis (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
US Government Agencies Debt Securities	'	'
Fair Value Measured on Recurring Basis	$18,821	$17,255
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises	'	'
Fair Value Measured on Recurring Basis	377,843	367,578
Collateralized Mortgage Obligations	'	'
Fair Value Measured on Recurring Basis	39,750	'
US States and Political Subdivisions Debt Securities	'	'
Fair Value Measured on Recurring Basis	129,646	122,724
Equity Securities	'	'
Fair Value Measured on Recurring Basis	2,970	2,869
Mortgage Servicing Rights	'	'
Fair Value Measured on Recurring Basis	196	211
Interest Rate Swap Asset	'	'
Fair Value Measured on Recurring Basis	2,184	2,544
Interest Rate Swap Liability	'	'
Fair Value Measured on Recurring Basis	-1,711	-1,613
Small Business Administration Loan Pools	'	'
Fair Value Measured on Recurring Basis	'	44,855
Fair Value, Inputs, Level 2 | US Government Agencies Debt Securities	'	'
Fair Value Measured on Recurring Basis	18,821	17,255
Fair Value, Inputs, Level 2 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises	'	'
Fair Value Measured on Recurring Basis	377,843	367,578
Fair Value, Inputs, Level 2 | Collateralized Mortgage Obligations	'	'
Fair Value Measured on Recurring Basis	39,750	'
Fair Value, Inputs, Level 2 | US States and Political Subdivisions Debt Securities	'	'
Fair Value Measured on Recurring Basis	129,646	122,724
Fair Value, Inputs, Level 2 | Equity Securities	'	'
Fair Value Measured on Recurring Basis	2,970	2,869
Fair Value, Inputs, Level 2 | Small Business Administration Loan Pools	'	'
Fair Value Measured on Recurring Basis	'	44,855
Fair Value, Inputs, Level 3 | Mortgage Servicing Rights	'	'
Fair Value Measured on Recurring Basis	196	211
Fair Value, Inputs, Level 3 | Interest Rate Swap Asset	'	'
Fair Value Measured on Recurring Basis	2,184	2,544
Fair Value, Inputs, Level 3 | Interest Rate Swap Liability	'	'
Fair Value Measured on Recurring Basis	($1,711)	($1,613)

Note_14_Fair_Value_Measurement9

Note 14: Fair Value Measurement: Schedule Of Mortgage Servicing Rights Reconciliation (Details) (Mortgage Servicing Rights, USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Mortgage Servicing Rights	'	'	'	'
Fair Value Mortgage Servicing Rights	$200	$252	$211	$152
Servicing Asset at Fair Value, Additions	30	54	53	191
Amortization of Mortgage Servicing Rights (MSRs)	-34	-60	-68	-97
Fair Value Mortgage Servicing Rights	$196	$246	$196	$246

Recovered_Sheet24

Note 14: Fair Value Measurement: Schedule of Interest Rate Derivative Assets (Details) (Interest Rate Derivative Asset, USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest Rate Derivative Asset	'	'	'	'
Derivative Asset	$1,741	$1,928	$1,859	$2,112
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	-19	-549	-137	-733
Derivative Asset	$1,722	$1,379	$1,722	$1,379

Recovered_Sheet25

Note 14: Fair Value Measurement: Schedule of Rate Cap Derivative Asset Designated as Hedging Instrument (Details) (Interest Rate Cap Derivative Asset Designated As HedgingI nstrument, USD $)	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2014
Interest Rate Cap Derivative Asset Designated As HedgingI nstrument	'	'
DerivativeAssetDesignatedAsHedgingInstrumentFairValue1	$620	$685
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Inputs Reconciliation, Gain (Loss) Included in Other Comprehensive Income (Loss)	-158	-223
DerivativeAssetDesignatedAsHedgingInstrumentFairValue1	$462	$462

Recovered_Sheet26

Note 14: Fair Value Measurement: Schedule of Interest Rate Swap Liability (Details) (Interest Rate Swap Liability, USD $)	3 Months Ended		6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest Rate Swap Liability	'	'	'	'
Fair Value Interest Rate Swap Liabilities	$1,597	$1,915	$1,613	$2,160
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	114	-896	98	-1,141
Fair Value Interest Rate Swap Liabilities	$1,711	$1,019	$1,711	$1,019

Recovered_Sheet27

Note 14: Fair Value Measurement: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Impaired Loans | Subdivision Construction	'	'
Assets, Fair Value Disclosure, Nonrecurring	$22	$145
Impaired Loans | Land Development	'	'
Assets, Fair Value Disclosure, Nonrecurring	2,960	1,474
Impaired Loans | Owner Occupied One To Four Family Residential	'	'
Assets, Fair Value Disclosure, Nonrecurring	439	349
Impaired Loans | Non-Owner Occupied One To Four Family Residential	'	'
Assets, Fair Value Disclosure, Nonrecurring	92	388
Impaired Loans | Commercial Real Estate	'	'
Assets, Fair Value Disclosure, Nonrecurring	6,464	5,224
Impaired Loans | Other Residential	'	'
Assets, Fair Value Disclosure, Nonrecurring	1,117	1,440
Impaired Loans | Commercial Business	'	'
Assets, Fair Value Disclosure, Nonrecurring	320	61
Impaired Loans | Consumer Loans Auto Financing Receivable	'	'
Assets, Fair Value Disclosure, Nonrecurring	57	19
Impaired Loans | Consumer Other Financing Receivable	'	'
Assets, Fair Value Disclosure, Nonrecurring	442	275
Impaired Loans | Home Equity Line of Credit	'	'
Assets, Fair Value Disclosure, Nonrecurring	246	70
Impaired Loans | Total Impaired Loans	'	'
Assets, Fair Value Disclosure, Nonrecurring	12,159	9,445
Foreclosed Assets Held For Sale	'	'
Assets, Fair Value Disclosure, Nonrecurring	1,887	2,169
Fair Value, Inputs, Level 3 | Impaired Loans | Subdivision Construction	'	'
Assets, Fair Value Disclosure, Nonrecurring	22	145
Fair Value, Inputs, Level 3 | Impaired Loans | Land Development	'	'
Assets, Fair Value Disclosure, Nonrecurring	2,960	1,474
Fair Value, Inputs, Level 3 | Impaired Loans | Owner Occupied One To Four Family Residential	'	'
Assets, Fair Value Disclosure, Nonrecurring	439	349
Fair Value, Inputs, Level 3 | Impaired Loans | Non-Owner Occupied One To Four Family Residential	'	'
Assets, Fair Value Disclosure, Nonrecurring	92	388
Fair Value, Inputs, Level 3 | Impaired Loans | Commercial Real Estate	'	'
Assets, Fair Value Disclosure, Nonrecurring	6,464	5,224
Fair Value, Inputs, Level 3 | Impaired Loans | Other Residential	'	'
Assets, Fair Value Disclosure, Nonrecurring	1,117	1,440
Fair Value, Inputs, Level 3 | Impaired Loans | Commercial Business	'	'
Assets, Fair Value Disclosure, Nonrecurring	320	61
Fair Value, Inputs, Level 3 | Impaired Loans | Consumer Loans Auto Financing Receivable	'	'
Assets, Fair Value Disclosure, Nonrecurring	57	19
Fair Value, Inputs, Level 3 | Impaired Loans | Consumer Other Financing Receivable	'	'
Assets, Fair Value Disclosure, Nonrecurring	442	275
Fair Value, Inputs, Level 3 | Impaired Loans | Home Equity Line of Credit	'	'
Assets, Fair Value Disclosure, Nonrecurring	246	70
Fair Value, Inputs, Level 3 | Impaired Loans | Total Impaired Loans	'	'
Assets, Fair Value Disclosure, Nonrecurring	12,159	9,445
Fair Value, Inputs, Level 3 | Foreclosed Assets Held For Sale	'	'
Assets, Fair Value Disclosure, Nonrecurring	$1,887	$2,169

Recovered_Sheet28

Note 14: Fair Value Measurement: Schedule Of Financial Instruments Fair Value (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial Assets | Cash and Cash Equivalents	'	'
Financial Instruments Owned Carrying Amount	$223,226	$227,925
Financial Instruments, Owned, at Fair Value	223,226	227,925
Fair Value by Fair Value Hierarchy Level	1	1
Financial Assets | Held-to-maturity Securities	'	'
Financial Instruments Owned Carrying Amount	450	805
Financial Instruments, Owned, at Fair Value	504	912
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Mortgage Loans Held For Sale	'	'
Financial Instruments Owned Carrying Amount	9,605	7,239
Financial Instruments, Owned, at Fair Value	9,605	7,239
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Loans Receivable	'	'
Financial Instruments Owned Carrying Amount	2,790,774	2,439,530
Financial Instruments, Owned, at Fair Value	2,800,463	2,442,917
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Accrued Interest Receivable	'	'
Financial Instruments Owned Carrying Amount	11,685	11,408
Financial Instruments, Owned, at Fair Value	11,685	11,408
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Investment in Federal Home Loan Bank Stock	'	'
Financial Instruments Owned Carrying Amount	8,054	9,822
Financial Instruments, Owned, at Fair Value	8,054	9,822
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Deposits	'	'
Financial Instruments Owned Carrying Amount	3,201,728	2,808,626
Financial Instruments, Owned, at Fair Value	3,207,527	2,813,779
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Federal Home Loan Bank Advances	'	'
Financial Instruments Owned Carrying Amount	91,686	126,757
Financial Instruments, Owned, at Fair Value	92,912	131,281
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Short-term Debt	'	'
Financial Instruments Owned Carrying Amount	158,841	136,109
Financial Instruments, Owned, at Fair Value	158,841	136,109
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Repurchase Agreements	'	'
Financial Instruments Owned Carrying Amount	'	50,000
Financial Instruments, Owned, at Fair Value	'	53,485
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Subordinated Debt	'	'
Financial Instruments Owned Carrying Amount	30,929	30,929
Financial Instruments, Owned, at Fair Value	30,929	30,929
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Accrued Interest Payable	'	'
Financial Instruments Owned Carrying Amount	1,096	1,099
Financial Instruments, Owned, at Fair Value	1,096	1,099
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net Of Contractual Value | Loan Origination Commitments	'	'
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net Of Contractual Value | Letter of Credit	'	'
Financial Instruments Owned Carrying Amount	39	76
Financial Instruments, Owned, at Fair Value	$39	$76
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net Of Contractual Value | Line of Credit	'	'
Fair Value by Fair Value Hierarchy Level	3	3

Note_15_Derivatives_and_Hedgin3

Note 15: Derivatives and Hedging Activities: Nondesignated Hedges (Details) (Interest Rate Swap, Not Designated as Hedging Instrument, Commercial customers, USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Interest Rate Swap | Not Designated as Hedging Instrument | Commercial customers	'	'
Derivative, Notional Amount	$129,000	$114,000

Note_15_Derivatives_and_Hedgin4

Note 15: Derivatives and Hedging Activities: Nondesignated Hedges Gain/Loss (Details) (Interest Rate Swap, USD $)	3 Months Ended	6 Months Ended	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2013
	Loss Recognized	Loss Recognized	Gain Recognized	Gain Recognized
Noninterest Income Changes in Fair Value of Derivatives	$130	$233	$347	$408

Note_15_Derivatives_and_Hedgin5

Note 15: Derivatives and Hedging Activities: Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location (Details) (USD $)	Jun. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total derivatives designated as hedging instruments	$462	$685
Asset Derivative Fair Value	'	'
Total derivatives not designated as hedging instruments	1,722	1,859
Liability Derivative Fair Value	'	'
Total derivatives not designated as hedging instruments	$1,711	$1,613

Note_15_Derivatives_and_Hedgin6

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Details) (Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges, Interest Rate Cap, USD $)	3 Months Ended	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2014
Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges | Interest Rate Cap	'	'
Derivative Instruments, Gain (Loss) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net	($100)	($142)

Note_16_FDICassisted_Acquisiti4

Note 16: FDIC-assisted Acquisition: Schedule of Certain Assets and Liabilities Acquired (Details) (Valley Bank, USD $)	Jun. 20, 2014
In Thousands, unless otherwise specified
Assets | Cash	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	$2,729
Assets | Due from banks	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	106,680
Assets | Cash and Cash Equivalents	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	109,409
Assets | Securities Investment	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	88,513
Assets | Loans Receivable, Net	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	165,098	[1]
Assets | Accrued Interest Receivable	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	1,004
Assets | Property, Plant and Equipment	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	10,850
Assets | Core Deposits	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	2,800
Assets | Other Assets	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	1,060
Assets | Total assets acquired	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	378,734
Liabilities | Demand Deposits	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	186,902
Liabilities | Bank Time Deposits	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	179,125
Liabilities | Deposits	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	366,027
Liabilities | Repurchase Agreements	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	567
Liabilities | Accounts Payable	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	561
Liabilities | Accrued Interest Payable	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	182
Liabilities | Advances from borrowers for taxes and insurance	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	592
Liabilities | Total liabilities assumed	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	367,929
Liabilities | Gain recognized on business acquisition	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	$10,805
[1]	Net of discount on loans purchased of $30,102.

Note_16_FDICassisted_Acquisiti5

Note 16: FDIC-assisted Acquisition: Schedule of FDIC Agreed Upon Transfer of Net Assets (Details) (USD $)	Jun. 30, 2014	Jun. 20, 2014	Jun. 20, 2014
In Thousands, unless otherwise specified		Valley Bank	Valley Bank
			Purchase Accounting Adjustments
Net liabilities as determined by the FDIC	'	($21,897)	'
Cash transferred by the FDIC	'	59,394	'
Discount per Purchase and Assumption Agreement	'	37,497	'
Bank Loans	'	'	-28,088
Deposits Assets	'	'	-399
Investments	'	'	-1,005
Core Deposit Intangible	'	2,800	'
Initial gain recognized on business acquisition	$10,805	$10,805	'

Note_16_FDICassisted_Acquisiti6

Note 16: FDIC-assisted Acquisition: Schedule of Acquired Loans Performing and Nonperforming (Details) (Valley Bank, Acquired Loans, USD $)	6 Months Ended
In Thousands, unless otherwise specified	Jun. 30, 2014
Valley Bank | Acquired Loans	'
Acquired Performing Loans	$3,920
Acquired Nonperforming Loans	161,178
Total Acquired Loans	$165,098