Great Southern Bancorp (GSBC) 10-Q 10 Nov 14 2014 Q3 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Sep. 30, 2014	Nov. 06, 2014
Document and Entity Information:	'	'
Entity Registrant Name	'Great Southern Bancorp Inc	'
Document Type	'10-Q	'
Document Period End Date	30-Sep-14	'
Amendment Flag	'false	'
Entity Central Index Key	'0000854560	'
Current Fiscal Year End Date	'--12-31	'
Entity Common Stock, Shares Outstanding	'	13,727,671
Entity Filer Category	'Accelerated Filer	'
Entity Current Reporting Status	'Yes	'
Entity Voluntary Filers	'No	'
Entity Well-known Seasoned Issuer	'No	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'

GREAT_SOUTHERN_BANCORP_INC_AND

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (September 30, 2014 figures unaudited) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Statements of Financial Condition	'	'
Cash	$94,682	$96,167
Interest-bearing deposits in other financial institutions	126,704	131,758
Cash and cash equivalents	221,386	227,925
Available-for-sale securities	425,156	555,281
Held-to-maturity securities	450	805
Mortgage loans held for sale	30,361	7,239
Loans receivable, net	2,921,310	2,439,530
FDIC indemnification asset	51,603	72,705
Interest receivable	11,214	11,408
Prepaid expenses and other assets	63,334	72,904
Other real estate owned, net	43,762	53,514
Premises and equipment, net	120,891	104,534
Goodwill and other intangible assets	7,945	4,583
Investment in Federal Home Loan Bank stock	12,013	9,822
Total Assets	3,909,425	3,560,250
Liabilities:	'	'
Deposits	3,071,170	2,808,626
Federal Home Loan Bank advances	190,664	126,757
Securities sold under reverse repurchase agreements with customers	171,828	134,981
Short-term borrowings	1,155	1,128
Structured repurchase agreements	'	50,000
Subordinated debentures issued to capital trusts	30,929	30,929
Accrued interest payable	1,024	1,099
Advances from borrowers for taxes and insurance	7,744	3,721
Accounts payable and accrued expenses	22,258	18,502
Current and deferred income tax liability	3,603	3,809
Total Liabilities	3,500,375	3,179,552
Capital stock	'	'
Serial preferred stock	57,943	57,943
Common stock	137	137
Additional paid-in capital	21,486	19,567
Retained earnings	322,529	300,589
Accumulated other comprehensive income	6,955	2,462
Total Stockholders' Equity	409,050	380,698
Total Liabilities and Stockholders' Equity	$3,909,425	$3,560,250

GREAT_SOUTHERN_BANCORP_INC_AND1

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES - CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Parentheticals) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Statements of Financial Condition	'	'
Held-to-maturity securities fair value	$505	$912
Allowance for loan losses	$38,081	$40,116
Preferred stock par value	$0.01	$0.01
Preferred stock authorized shares	1,000,000	1,000,000
Preferred stock issued shares	57,943	57,943
Preferred stock shares outstanding	57,943	57,943
Common stock par value	$0.01	$0.01
Common stock shares authorized	20,000,000	20,000,000
Common stock shares issued	13,706,950	13,673,709
Common stock shares outstanding	13,706,950	13,673,709

GREAT_SOUTHERN_BANCORP_INC_AND2

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF INCOME (Unaudited -- September 30, 2013 figures retrospectively adjusted, see Note 3) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Statements of Income	'	'	'	'
Loans	$44,948	$40,087	$125,669	$122,226
Investment securities and other	2,659	2,932	8,617	11,630
TOTAL INTEREST INCOME	47,607	43,019	134,286	133,856
Deposits	2,884	2,822	8,297	9,611
Federal Home Loan Bank advances	461	1,005	2,446	2,968
Short-term borrowings and repurchase agreements	13	587	1,082	1,758
Interest expense on subordinated debentures issued to capital trusts	143	141	418	421
TOTAL INTEREST EXPENSE	3,501	4,555	12,243	14,758
NET INTEREST INCOME	44,106	38,464	122,043	119,098
PROVISION FOR LOAN LOSSES	945	2,677	4,099	14,573
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	43,161	35,787	117,944	104,525
Commissions	284	158	910	836
Service charges and ATM fees	5,168	4,729	14,064	13,800
Net realized gains on sales of loans	1,543	1,179	2,700	4,236
Net realized gains on sales of available-for-sale securities	321	110	963	241
Late charges and fees on loans	248	284	827	785
Gain (loss) on derivative interest rate products	10	-125	-223	283
Initial gain recognized on business acquisition	0	0	10,805	0
Accretion (amortization) of income/expense related to business acquisitions	-6,463	-6,339	-20,061	-17,900
Other non-interest income	667	933	3,347	3,898
TOTAL NON-INTEREST INCOME	1,778	929	13,332	6,179
Salaries and employee benefits	14,884	13,034	41,371	39,334
Net occupancy and equipment expense	6,172	5,216	16,786	15,451
Postage	935	790	2,572	2,454
Insurance	940	1,083	2,820	3,204
Advertising	522	433	1,690	1,599
Office supplies and printing	393	320	1,050	950
Telephone	695	679	2,112	2,169
Legal, audit and other professional fees	1,389	1,186	3,230	2,936
Expense on foreclosed assets	982	1,068	3,173	3,478
Partnership tax credit investment amortization	420	556	1,300	1,552
Other operating expenses	2,066	1,791	13,585	5,663
TOTAL NON-INTEREST EXPENSE	29,398	26,156	89,689	78,790
INCOME BEFORE INCOME TAXES	15,541	10,560	41,587	31,914
PROVISION FOR INCOME TAXES	3,951	2,121	10,125	6,858
NET INCOME	11,590	8,439	31,462	25,056
Preferred stock dividends	145	145	435	435
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$11,445	$8,294	$31,027	$24,621
BASIC EARNINGS PER COMMON SHARE	$0.84	$0.61	$2.27	$1.81
DILUTED EARNINGS PER COMMON SHARE	$0.83	$0.61	$2.25	$1.80
DIVIDENDS DECLARED PER COMMON SHARE	$0.20	$0.18	$0.60	$0.54

GREAT_SOUTHERN_BANCORP_INC_AND3

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Statements of Comprehensive Income	'	'	'	'
Net Income	$11,590	$8,439	$31,462	$25,056
Unrealized appreciation (depreciation) on available-for-sale securities, net	236	-5,221	5,209	-12,745
Non-credit component of unrealized gain (loss) on available-for-sale debt securities for which a portion of an other-than-temporary impairment has been recognized, net	'	'	'	-37
Reclassification adjustment for gains included in net income, net	-209	-72	-626	-157
Change in fair value of cash flow hedge, net	53	-45	-90	-45
Comprehensive Income	$11,670	$3,101	$35,955	$12,072

GREAT_SOUTHERN_BANCORP_INC_AND4

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (Parentheticals) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Statements of Comprehensive Income	'	'	'	'
Tax effect of unrealized appreciation (depreciation) on available-for-sale securities, taxes (credit)	$127	($2,812)	$2,805	($6,863)
Tax effect non-credit component of unrealized gain (loss) on available-for-sale debt securities for which a portion of an other-than-temporary impairment has been recognized, taxes (credit)	'	'	0	-20
Tax effect reclassification adjustment for gains included in net income, taxes (credit)	-112	-38	-337	-84
Tax effect of change in fair value of cash flow hedge, taxes (credit)	($29)	($24)	($67)	($24)

GREAT_SOUTHERN_BANCORP_INC_AND5

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES	'	'
Net income	$31,462	$25,056
Proceeds from sales of loans held for sale	101,872	184,382
Originations of loans held for sale	-122,252	-171,035
Items not requiring (providing) cash:	'	'
Depreciation	6,410	5,971
Amortization of other assets	2,385	5,421
Compensation expense for stock option grants	409	333
Provision for loan losses	4,099	14,573
Net gains on loan sales	-2,700	-4,236
Net gains on sale of available-for-sale investment securities	-963	-241
Net gains on sale of premises and equipment	-46	-10
Loss on sale of foreclosed assets	1,360	1,823
Initial gain recognized on business acquisition	10,805	0
Amortization of deferred income, premiums, discounts and fair value adjustments	17,023	22,518
(Gain) loss on derivative interest rate products	223	-284
Deferred income taxes	-4,370	-13,625
Changes in:	'	'
Interest receivable	1,232	1,823
Prepaid expenses and other assets	4,187	-8,339
Accounts payable and accrued expenses	2,685	4,376
Income taxes refundable/payable	1,744	668
Net cash provided by operating activities	33,955	69,174
CASH FLOWS FROM INVESTING ACTIVITIES	'	'
Net increase in loans	-243,837	-19,044
Purchase of loans	-73,244	-20,388
Cash received from acquisitions	189,437	'
Cash received from FDIC loss sharing reimbursements	7,532	24,583
Purchase of premises and equipment	-11,598	-9,761
Proceeds from sale of premises and equipment	198	1,275
Proceeds from sale of foreclosed assets	17,661	35,973
Capitalized costs on foreclosed assets	-95	-291
Proceeds from sales of available-for-sale investment securities	179,204	108,485
Proceeds from maturing investment securities	110	'
Proceeds from called investment securities	6,235	4,160
Principal reductions on mortgage-backed securities	78,228	179,710
Purchase of available-for-sale securities	-40,661	-92,425
Redemption (purchase) of Federal Home Loan Bank stock	-2,191	240
Net cash provided by investing activities	106,979	212,517
CASH FLOWS FROM FINANCING ACTIVITIES	'	'
Net decrease in certificates of deposit	-89,219	-163,327
Net decrease in checking and savings deposits	-106,924	-136,191
Proceeds from Federal Home Loan Bank advances	2,517,000	1,980
Repayments of Federal Home Loan Bank advances	-2,450,300	-246
Net increase (decrease) in short-term borrowings	36,307	-44,625
Repayments of structured repurchase agreements	-50,000	-3,000
Advances from borrowers for taxes and insurance	3,395	3,660
Dividends paid	-8,371	-5,361
Purchase of company stock	-512	'
Stock options exercised	1,151	1,092
Net cash used in financing activities	-147,473	-346,018
DECREASE IN CASH AND CASH EQUIVALENTS	-6,539	-64,327
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	227,925	404,141
CASH AND CASH EQUIVALENTS, END OF PERIOD	$221,386	$339,814

Note_1_Basis_of_Presentation

Note 1: Basis of Presentation	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 1: Basis of Presentation	'
	NOTE 1: BASIS OF PRESENTATION
	The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and nine months ended September 30, 2014 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2013, has been derived from the audited consolidated statement of financial condition of the Company as of that date.   Certain prior period amounts have been reclassified to conform to the current period presentation.  These reclassifications had no effect on net income.
	Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for 2013 filed with the Securities and Exchange Commission.

Note_2_Nature_of_Operations_an

Note 2: Nature of Operations and Operating Segments	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 2: Nature of Operations and Operating Segments	'
	NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS
	The Company operates as a one-bank holding company.  The Company’s business primarily consists of the operations of Great Southern Bank (the “Bank”), which provides a full range of financial services to customers primarily located in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas.  In addition, the Company operates commercial loan production offices in Dallas, Texas and Tulsa, Oklahoma.  The Company and the Bank are subject to the regulation of certain federal and state agencies and undergo periodic examinations by those regulatory agencies.
	The Company’s banking operation is its only reportable segment.  The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others
	.  The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance.  Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements.

Note_3_Recent_Accounting_Prono

Note 3: Recent Accounting Pronouncements	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 3: Recent Accounting Pronouncements	'
	NOTE 3: RECENT ACCOUNTING PRONOUNCEMENTS
	In January 2014, the FASB issued ASU No. 2014-01 to amend FASB ASC Topic 323, Investments – Equity Method and Joint Ventures.  The objective of this Update is to provide guidance on accounting for investments by a reporting entity in flow-through limited liability entities that manage or invest in affordable housing projects that qualify for the low-income housing tax credit.  The amendments in the Update permit reporting entities to make an accounting policy election to account for their investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met.  Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit).  The Update would be effective for the Company beginning January 1, 2015; however, early adoption was permitted.  The Company elected to adopt this Update early, adopting it during the three months ended March 31, 2014.  There was no material impact on the Company’s financial position or results of operations, except that the investment amortization expense which was previously included in Other Noninterest Expense in the Consolidated Statements of Income was moved from Other Noninterest Expense to Provision for Income Taxes in the Consolidated Statements of Income.  For the three months ended September 30, 2013, $1.0 million was moved from Other Noninterest Expense to Provision for Income Taxes.  For the nine months ended September 30, 2013, $2.9 million was moved from Other Noninterest Expense to Provision for Income Taxes.  This had the effect of reducing Noninterest Expense and increasing Provision for Income Taxes, but did not have any impact on Net Income.
	In January 2014, the FASB issued ASU No. 2014-04 to amend FASB ASC Topic 310, Receivables – Troubled Debt Restructurings by Creditors.  The objective of the amendments in this Update is to reduce diversity by clarifying when an in substance repossession or foreclosure occurs, that is, when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan receivable should be derecognized and the real estate property recognized.  The amendments in this Update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction.  The Update will be effective for the Company beginning January 1, 2015, and is not expected to have a material impact on the Company’s financial position or results of operations.
	In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 660): Summary and Amendments that Create Revenue from Contracts with Customers (Topic 606) and Other Assets and Deferred Costs--Contracts with Customers (Subtopic 340-40). The guidance in this update supersedes the revenue recognition requirements in ASC Topic 605, Revenue Recognition, and most industry-specific guidance throughout the industry topics of the codification. For public companies, this update will be effective for interim and annual periods beginning after December 15, 2016 and early application is not permitted. The Company is currently assessing the impact that this guidance will have on its consolidated financial statements, but does not expect the guidance to have a material impact on the Company's financial position or results of operations.

Note_4_Stockholders_Equity

Note 4: Stockholders' Equity	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 4: Stockholders' Equity	'
	NOTE 4: STOCKHOLDERS' EQUITY
	Previously, the Company's stockholders approved the Company's reincorporation to the State of Maryland. Under Maryland law, there is no concept of "Treasury Shares." Instead, shares purchased by the Company constitute authorized but unissued shares under Maryland law. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The cost of shares purchased by the Company has been allocated to Common Stock and Retained Earnings balances.

Note_5_Earnings_Per_Share

Note 5: Earnings Per Share	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 5: Earnings Per Share	'
	NOTE 5: EARNINGS PER SHARE
		Three Months Ended September 30,
		2014	2013
	(In Thousands, Except Per Share Data)
	Basic:
	Average shares outstanding	13,696	13,647
	Net income available to common stockholders	$11,445	$8,294
	Per common share amount	$0.84	$0.61
	Diluted:
	Average shares outstanding	13,696	13,647
	Net effect of dilutive stock options – based on the treasury
	stock method using average market price	89	58
	Diluted shares	13,785	13,705
	Net income available to common stockholders	$11,445	$8,294
	Per common share amount	$0.83	$0.61
		Nine Months Ended September 30,
		2014	2013
	(In Thousands, Except Per Share Data)
	Basic:
	Average shares outstanding	13,693	13,634
	Net income available to common stockholders	$31,027	$24,621
	Per share amount	$2.27	$1.81
	Diluted:
	Average shares outstanding	13,693	13,634
	Net effect of dilutive stock options – based on the treasury
	stock method using average market price	75	58
	Diluted shares	13,768	13,692
	Net income available to common stockholders	$31,027	$24,621
	Per share amount	$2.25	$1.80
	Options to purchase 118,600 and 304,630 shares of common stock were outstanding at September 30, 2014 and 2013, respectively, but were not included in the computation of diluted earnings per common share for the three month periods because the options’ exercise prices were greater than the average market prices of the common shares for the three months ended September 30, 2014 and 2013, respectively.  Options to purchase 232,735 and 304,630 shares of common stock were outstanding at September 30, 2014 and 2013, respectively, but were not included in the computation of diluted earnings per common share for the nine month periods because the options’ exercise prices were greater than the average market prices of the common shares for the nine months ended September 30, 2014 and 2013, respectively.

Note_6_Investment_Securities

Note 6: Investment Securities	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 6: Investment Securities	'
	NOTE 6: INVESTMENT SECURITIES
		30-Sep-14
			Gross		Gross		Tax
		Amortized	Unrealized		Unrealized	Fair	Equivalent
		Cost	Gains		Losses	Value	Yield
	(In Thousands)
	AVAILABLE-FOR-SALE SECURITIES:
	U.S. government agencies	$20,000	$--		$1,063	$18,937	2.00%
	Mortgage-backed securities	273,358	4,502		1,233	276,627	2.02
	States and political subdivisions	120,060	6,713		226	126,547	5.37
	Equity securities	847	2,198		--	3,045	--
		$414,265	$13,413		$2,522	$425,156	2.98%
		31-Dec-13
			Gross		Gross		Tax
		Amortized	Unrealized		Unrealized	Fair	Equivalent
		Cost	Gains		Losses	Value	Yield
	(In Thousands)
	AVAILABLE-FOR-SALE SECURITIES:
	U.S. government agencies	$20,000	$--		$2,745	$17,255	2.00%
	Mortgage-backed securities	365,020	4,824		2,266	367,578	2.04
	Small Business Administration
	loan pools	43,461	1,394		--	44,855	1.34
	States and political subdivisions	122,113	2,549		1,938	122,724	5.47
	Equity securities	847	2,022		--	2,869	--
		$551,441	$10,789		$6,949	$555,281	2.74%
		30-Sep-14
			Gross		Gross		Tax
		Amortized	Unrealized		Unrealized	Fair	Equivalent
		Cost	Gains		Losses	Value	Yield
	(In Thousands)
	HELD-TO-MATURITY SECURITIES:
	States and political subdivisions	$450	$55		$--	$505	7.37%
		31-Dec-13
			Gross		Gross		Tax
		Amortized	Unrealized		Unrealized	Fair	Equivalent
		Cost	Gains		Losses	Value	Yield
	(In Thousands)
	HELD-TO-MATURITY SECURITIES:
	States and political subdivisions	$805	$107		$--	$912	7.37%
	The amortized cost and fair value of available-for-sale securities at September 30, 2014, by contractual maturity, are shown below.  Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized	Fair
		Cost	Value
	(In Thousands)
	One year or less	$110	$111
	After one through five years	1,472	1,486
	After five through ten years	7,504	7,794
	After ten years	130,974	136,093
	Securities not due on a single maturity date	273,358	276,627
	Equity securities	847	3,045
		$414,265	$425,156
	The held-to-maturity securities at September 30, 2014, by contractual maturity, are shown below.  Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized	Fair
		Cost	Value
	(In Thousands)
	After one through five years	$450	$505
	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at September 30, 2014 and December 31, 2013, respectively, was approximately $131.5 million and $237.6 million, which is approximately 30.9% and 42.7% of the Company’s available-for-sale and held-to-maturity investment portfolio, respectively.
	Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these debt securities are temporary at September 30, 2014.
	The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2014 and December 31, 2013:
		30-Sep-14
		Less than 12 Months			12 Months or More		Total
		Fair	Unrealized		Fair	Unrealized	Fair	Unrealized
	Description of Securities	Value	Losses		Value	Losses	Value	Losses
	(In Thousands)
U.S. government agencies	$--	$--		$20,000	($1,063)	$20,000	($1,063)
Mortgage-backed securities	51,442	-514		46,054	-719	97,496	-1,233
State and political
subdivisions	2,561	-8		11,393	-218	13,954	-226
	$54,003	($522)		$77,447	($2,000)	$131,450	($2,522)
	31-Dec-13
	Less than 12 Months			12 Months or More		Total
	Fair	Unrealized		Fair	Unrealized	Fair	Unrealized
Description of Securities	Value	Losses		Value	Losses	Value	Losses
(In Thousands)
U.S. government agencies	$20,000	($2,745)		$--	$--	$20,000	($2,745)
Mortgage-backed securities	127,901	-1,871		39,255	-395	167,156	-2,266
State and political
subdivisions	50,401	-1,938		--	--	50,401	-1,938
	$198,302	($6,554)		$39,255	($395)	$237,557	($6,949)
Gross gains of $656,000 and $1.3 million and gross losses of $335,000 and $335,000 resulting from sales of available-for-sale securities were realized for the three and nine months ended September 30, 2014, respectively.  Gross gains of $644,000 and $795,000 and gross losses of $534,000 and $554,000 resulting from sales of available-for-sale securities were realized for the three and nine months ended September 30, 2013, respectively.  Gains and losses on sales of securities are determined on the specific-identification method.
Other-than-temporary Impairment.  Upon acquisition of a security, the Company decides whether it is within the scope of the accounting guidance for beneficial interests in securitized financial assets or will be evaluated for impairment under the accounting guidance for investments in debt and equity securities.
The accounting guidance for beneficial interests in securitized financial assets provides incremental impairment guidance for a subset of the debt securities within the scope of the guidance for investments in debt and equity securities.  For securities where the security is a beneficial interest in securitized financial assets, the Company uses the beneficial interests in securitized financial asset impairment model.  For securities where the security is not a beneficial interest in securitized financial assets, the Company uses the debt and equity securities impairment model.  The Company does not currently have securities within the scope of this guidance for beneficial interests in securitized financial assets.
The Company routinely conducts periodic reviews to identify and evaluate each investment security to determine whether an other-than-temporary impairment has occurred.  The Company considers the length of time a security has been in an unrealized loss position, the relative amount of the unrealized loss compared to the carrying value of the security, the type of security and other factors.  If certain criteria are met, the Company performs additional review and evaluation using observable market values or various inputs in economic models to determine if an unrealized loss is other-than-temporary.  The Company uses quoted market prices for marketable equity securities and uses broker pricing quotes based on observable inputs for equity investments that are not traded on a stock exchange.  For non-agency collateralized mortgage obligations, to determine if the unrealized loss is other-than-temporary, the Company projects total estimated defaults of the underlying assets (mortgages) and multiplies that calculated amount by an estimate of realizable value upon sale in the marketplace (severity) in order to determine the projected collateral loss.  The Company also evaluates any current credit enhancement underlying these securities to determine the impact on cash flows.  If the Company determines that a given security position will be subject to a write-down or loss, the Company records the expected credit loss as a charge to earnings.
During the three and nine months ended September 30, 2014, no securities were determined to have impairment that was other than temporary.
Credit Losses Recognized on Investments.  Certain debt securities have experienced fair value deterioration due to credit losses, as well as due to other market factors, but are not otherwise other-than-temporarily impaired.
The following table provides information about debt securities for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income.
	Accumulated
	Credit Losses
(In Thousands)
Credit losses on debt securities held
1-Jan-13	$4,176
Additions related to other-than-temporary losses not previously recognized	--
Additions related to increases in credit losses on debt securities for which
other-than-temporary impairment losses were previously recognized	--
Reductions due to final principal payments	-4,176
30-Sep-13	$--
Amounts Reclassified Out of Accumulated Other Comprehensive Income.  Amounts reclassified from accumulated other comprehensive income and the affected line items in the statements of income during the three and nine months ended September 30, 2014 and 2013, were as follows:
	Amounts Reclassified from
	Other Comprehensive Income
	Three Months Ended September 30,		Affected Line Item in
(In Thousands)	2014	2013	the Statements of Income
Unrealized gains (losses) on available-			Net realized gains on available-
for-sale securities	$321	$110	for-sale securities
Income Taxes	-112	-38	(Total reclassified amount before tax) Provision for income taxes
Total reclassifications out of accumulated
other comprehensive income	$209	$72
	Amounts Reclassified from
	Other Comprehensive Income
	Nine Months Ended September 30,		Affected Line Item in the
	2014	2013	Statements of Income
(In Thousands)
Unrealized gains (losses) on available-			Net realized gains on available-
for-sale securities	$963	$241	for-sale securities
Income Taxes	-337	-84	(Total reclassified amount before tax) Provision for income taxes
Total reclassifications out of accumulated
other comprehensive income	$626	$157

Note_7_Loans_and_Allowance_For

Note 7: Loans and Allowance For Loan Losses	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 7: Loans and Allowance For Loan Losses	'
	NOTE 7: LOANS AND ALLOWANCE FOR LOAN LOSSES
		September 30,		December 31,
		2014		2013
	(In Thousands)
	One- to four-family residential construction	$43,386		$34,662
	Subdivision construction	35,344		40,409
	Land development	48,581		57,841
	Commercial construction	361,971		184,019
	Owner occupied one- to four-family residential	78,984		89,133
	Non-owner occupied one- to four-family residential	143,414		145,908
	Commercial real estate	872,294		780,690
	Other residential	353,225		325,599
	Commercial business	349,387		315,269
	Industrial revenue bonds	42,941		42,230
	Consumer auto	274,250		134,717
	Consumer other	78,676		82,260
	Home equity lines of credit	61,152		58,283
	FDIC-supported loans, net of discounts (TeamBank)	15,294		49,862
	Acquired non-covered loans, net of discounts (TeamBank)	28,341		--
	FDIC-supported loans, net of discounts (Vantus Bank)	43,653		57,920
	FDIC-supported loans, net of discounts (Sun Security Bank)	54,394		64,843
	FDIC-supported loans, net of discounts (InterBank)	203,787		213,539
	Acquired loans not covered by FDIC loss sharing agreements, net of
	discounts (Valley Bank)  (“acquired non-covered loans”)	152,497		--
		3,241,571		2,677,184
	Undisbursed portion of loans in process	-279,435		-194,544
	Allowance for loan losses	-38,081		-40,116
	Deferred loan fees and gains, net	-2,745		-2,994
		$2,921,310		$2,439,530
	Weighted average interest rate	4.78%		5.10%
	Classes of loans by aging were as follows:
		30-Sep-14
								Total Loans
				Past Due				> 90 Days
		30-59 Days	60-89 Days	90 Days	Total Past		Total Loans	Past Due and
		Past Due	Past Due	or More	Due	Current	Receivable	Still Accruing
	(In Thousands)
	One- to four-family
	residential construction	$--	$--	$223	$223	$43,163	$43,386	$--
	Subdivision construction	--	--	1,223	1,223	34,121	35,344	--
	Land development	--	--	265	265	48,316	48,581	--
	Commercial construction	--	--	--	--	361,971	361,971	--
	Owner occupied one- to four-
	family residential	184	565	1,616	2,365	76,619	78,984	170
	Non-owner occupied one- to
	four-family residential	--	168	2,997	3,165	140,249	143,414	--
	Commercial real estate	--	59	2,968	3,027	869,267	872,294	--
	Other residential	--	--	--	--	353,225	353,225	--
	Commercial business	21	13	427	461	348,926	349,387	--
	Industrial revenue bonds	--	--	1,205	1,205	41,736	42,941	--
	Consumer auto	144	1,331	131	1,606	272,644	274,250	--
	Consumer other	168	1,025	649	1,842	76,834	78,676	244
	Home equity lines of credit	46	404	337	787	60,365	61,152	--
	FDIC-supported loans, net of
	discounts (TeamBank)	65	115	415	595	14,699	15,294	--
	Acquired non-covered loans,
	net of discounts
	(TeamBank)	--	--	--	--	28,341	28,341	--
	FDIC-supported loans, net of
	discounts (Vantus Bank)	85	12	1,022	1,119	42,534	43,653	56
	FDIC-supported loans,
	net of discounts
	(Sun Security Bank)	353	149	2,714	3,216	51,178	54,394	--
FDIC-supported loans,
net of discounts
(InterBank)	696	1,375	14,731	16,802	186,985	203,787	--
Acquired non-covered loans,
net of discounts
(Valley Bank)	9,727	2,716	12,329	24,772	127,725	152,497	--
	11,489	7,932	43,252	62,673	3,278,898	3,241,571	470
Less FDIC-supported loans,
and acquired non-covered
loans, net of discounts	10,926	4,367	31,211	46,504	451,462	497,966	56
Total	$563	$3,565	$12,041	$16,169	$2,727,436	$2,743,605	$414
	31-Dec-13
							Total Loans
			Past Due				> 90 Days
	30-59 Days	60-89 Days	90 Days	Total Past		Total Loans	Past Due and
	Past Due	Past Due	or More	Due	Current	Receivable	Still Accruing
(In Thousands)
One- to four-family
residential construction	$--	$--	$--	$--	$34,662	$34,662	$--
Subdivision construction	--	--	871	871	39,538	40,409	--
Land development	145	38	338	521	57,320	57,841	--
Commercial construction	--	--	--	--	184,019	184,019	--
Owner occupied one- to four-
family residential	1,233	344	3,014	4,591	84,542	89,133	211
Non-owner occupied one- to
four-family residential	1,562	171	843	2,576	143,332	145,908	140
Commercial real estate	2,856	131	6,205	9,192	771,498	780,690	--
Other residential	--	--	--	--	325,599	325,599	--
Commercial business	17	19	5,208	5,244	310,025	315,269	--
Industrial revenue bonds	--	--	2,023	2,023	40,207	42,230	--
Consumer auto	955	127	168	1,250	133,467	134,717	--
Consumer other	1,258	333	732	2,323	79,937	82,260	257
Home equity lines of credit	168	16	504	688	57,595	58,283	--
FDIC-supported loans, net of
discounts (TeamBank)	414	130	1,396	1,940	47,922	49,862	6
FDIC-supported loans, net of
discounts (Vantus Bank)	675	31	2,356	3,062	54,858	57,920	42
FDIC-supported loans,
net of discounts
(Sun Security Bank)	510	121	4,241	4,872	59,971	64,843	147
FDIC-supported loans, net of
discounts (InterBank)	6,024	1,567	16,768	24,359	189,180	213,539	20
	15,817	3,028	44,667	63,512	2,613,672	2,677,184	823
Less FDIC-supported loans,
net of discounts	7,623	1,849	24,761	34,233	351,931	386,164	215
Total	$8,194	$1,179	$19,906	$29,279	$2,261,741	$2,291,020	$608
Nonaccruing loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount) are summarized as follows:
	September 30,		December 31,
	2014		2013
(In Thousands)
One- to four-family residential construction	$223		$--
Subdivision construction	1,223		871
Land development	265		338
Commercial construction	--		--
Owner occupied one- to four-family residential	1,446		2,803
Non-owner occupied one- to four-family residential	2,997		703
Commercial real estate	2,968		6,205
Other residential	--		--
Commercial business	1,632		5,208
Industrial revenue bonds	--		2,023
Consumer auto	131		168
Consumer other	405		475
Home equity lines of credit	337		504
Total	$11,627		$19,298
The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2014.  Also presented is the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of September 30, 2014:
	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
(In Thousands)
Allowance for loan losses
Balance June 30, 2014	$5,073	$1,723	$16,476	$8,249	$2,582	$3,979	$38,082
Provision (benefit) charged to expense	-1,647	545	2,838	-2,499	632	1,076	945
Losses charged off	-106	--	-520	-1	-50	-1,107	-1,784
Recoveries	120	14	170	24	--	510	838
Balance September 30, 2014	$3,440	$2,282	$18,964	$5,773	$3,164	$4,458	$38,081
Balance January 1, 2014	$6,235	$2,678	$16,939	$4,464	$6,451	$3,349	$40,116
Provision (benefit) charged to expense	-1,280	-423	2,704	1,263	-619	2,454	4,099
Losses charged off	-1,803	-2	-1,239	-131	-2,737	-2,891	-8,803
Recoveries	288	29	560	177	69	1,546	2,669
Balance September 30, 2014	$3,440	$2,282	$18,964	$5,773	$3,164	$4,458	$38,081
Ending balance:
Individually evaluated for
impairment	$1,340	$--	$1,736	$1,514	$596	$198	$5,384
Collectively evaluated for
impairment	$2,100	$2,274	$16,800	$4,241	$2,559	$4,221	$32,195
Loans acquired and
accounted for under ASC
310-30	$--	$8	$428	$18	$9	$39	$502
Loans
Individually evaluated for
impairment	$11,284	$10,203	$28,899	$7,791	$5,126	$1,256	$64,559
Collectively evaluated for
impairment	$289,844	$343,022	$843,395	$402,761	$387,202	$412,822	$2,679,046
Loans acquired and
accounted for under ASC
310-30	$248,701	$54,594	$106,877	$20,084	$18,251	$49,459	$497,966
The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2013:
	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
(In Thousands)
Allowance for loan losses
Balance July 1, 2013	$6,125	$3,373	$16,419	$5,789	$5,664	$2,815	$40,185
Provision (benefit) charged to expense	-234	-372	1,474	1,291	-1,732	2,250	2,677
Losses charged off	-847	-201	-608	-346	-1,303	-2,215	-5,520
Recoveries	87	6	888	50	648	435	2,114
Balance September 30, 2013	$5,131	$2,806	$18,173	$6,784	$3,277	$3,285	$39,456
Balance January 1, 2013	$6,822	$4,327	$17,441	$3,938	$5,096	$3,025	$40,649
Provision (benefit) charged to expense	292	1,329	6,736	3,413	137	2,666	14,573
Losses charged off	-2,088	-2,887	-7,138	-675	-2,672	-3,884	-19,344
Recoveries	105	37	1,134	108	716	1,478	3,578
Balance September 30, 2013	$5,131	$2,806	$18,173	$6,784	$3,277	$3,285	$39,456
The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2013:
	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
(In Thousands)
Allowance for loan losses
Individually evaluated for
impairment	$2,501	$--	$90	$473	$4,162	$218	$7,444
Collectively evaluated for
impairment	$3,734	$2,678	$16,845	$3,991	$2,287	$3,131	$32,666
Loans acquired and
accounted for under ASC
310-30	$--	$--	$4	$--	$2	$--	$6
Loans
Individually evaluated for
impairment	$13,055	$10,983	$31,591	$12,628	$8,755	$1,389	$78,401
Collectively evaluated for
impairment	$297,057	$314,616	$791,329	$229,232	$306,514	$273,871	$2,212,619
Loans acquired and
accounted for under ASC
310-30	$206,964	$35,095	$84,591	$6,989	$4,883	$47,642	$386,164
The portfolio segments used in the preceding two tables correspond to the loan classes used in all other tables in Note 7 as follows:
·         The one-to four-family residential and construction segment includes the one- to four-family residential construction, subdivision construction, owner occupied one- to four-family residential and non-owner occupied one- to four-family residential classes
·         The other residential segment corresponds to the other residential class
·         The commercial real estate segment includes the commercial real estate and industrial revenue bonds classes
·         The commercial construction segment includes the land development and commercial construction classes
·         The commercial business segment corresponds to the commercial business class
·         The consumer segment includes the consumer auto, consumer other and home equity lines of credit classes
A loan is considered impaired, in accordance with the impairment accounting guidance (FASB ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include not only nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties.
Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows:
	30-Sep-14
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$--	$--	$--
Subdivision construction	2,304	4,716	373
Land development	7,791	8,224	1,514
Commercial construction	--	--	--
Owner occupied one- to four-family residential	4,366	5,064	517
Non-owner occupied one- to four-family residential	4,614	4,837	450
Commercial real estate	28,899	30,210	1,736
Other residential	10,203	10,203	--
Commercial business	2,150	2,173	596
Industrial revenue bonds	2,976	4,288	--
Consumer auto	175	227	26
Consumer other	635	764	95
Home equity lines of credit	446	473	77
Total	$64,559	$71,179	$5,384
	Three Months Ended			Nine Months Ended
	30-Sep-14			30-Sep-14
	Average			Average
	Investment	Interest		Investment	Interest
	in Impaired	Income		in Impaired	Income
	Loans	Recognized		Loans	Recognized
(In Thousands)
One- to four-family residential construction	$121	$--		$59	$--
Subdivision construction	2,207	8		2,549	38
Land development	7,650	70		10,403	213
Commercial construction	--	--		--	--
Owner occupied one- to four-family residential	4,665	56		5,100	168
Non-owner occupied one- to four-family residential	4,550	53		4,137	163
Commercial real estate	29,531	298		30,204	988
Other residential	10,304	86		10,665	296
Commercial business	2,163	31		2,657	99
Industrial revenue bonds	3,362	192		2,998	192
Consumer auto	216	4		182	11
Consumer other	678	15		690	57
Home equity lines of credit	415	6		461	20
Total	$65,862	$819		$70,105	$2,245
	At or for the Year Ended December 31, 2013
				Average
		Unpaid		Investment	Interest
	Recorded	Principal	Specific	in Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
(In Thousands)
One- to four-family residential construction	$--	$--	$--	$36	$--
Subdivision construction	3,502	3,531	1,659	3,315	163
Land development	12,628	13,042	473	13,389	560
Commercial construction	--	--	--	--	--
Owner occupied one- to four-family residential	5,802	6,117	593	5,101	251
Non-owner occupied one- to four-family residential	3,751	4,003	249	4,797	195
Commercial real estate	31,591	34,032	90	42,242	1,632
Other residential	10,983	10,983	--	13,837	434
Commercial business	6,057	6,077	4,162	6,821	179
Industrial revenue bonds	2,698	2,778	--	2,700	27
Consumer auto	216	231	32	145	16
Consumer other	604	700	91	630	63
Home equity lines of credit	569	706	95	391	38
Total	$78,401	$82,200	$7,444	$93,404	$3,558
	30-Sep-13
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$--	$--	$--
Subdivision construction	3,785	3,896	851
Land development	15,444	15,848	2,192
Commercial construction	--	--	--
Owner occupied one- to four-family residential	5,174	5,393	430
Non-owner occupied one- to four-family residential	4,351	5,233	369
Commercial real estate	40,981	42,507	2,416
Other residential	11,367	11,367	169
Commercial business	6,138	6,140	1,512
Industrial revenue bonds	2,698	2,778	--
Consumer auto	184	228	28
Consumer other	595	664	89
Home equity lines of credit	410	424	91
Total	$91,127	$94,478	$8,147
	Three Months Ended			Nine Months Ended
	30-Sep-13			30-Sep-13
	Average			Average
	Investment	Interest		Investment	Interest
	in Impaired	Income		in Impaired	Income
	Loans	Recognized		Loans	Recognized
(In Thousands)
One- to four-family residential construction	$48	$--		$48	$5
Subdivision construction	4,062	34		3,206	140
Land development	15,573	111		13,025	477
Commercial construction	--	--		--	--
Owner occupied one- to four-family residential	5,035	60		4,899	176
Non-owner occupied one- to four-family residential	4,832	12		5,112	173
Commercial real estate	40,792	506		44,374	1,246
Other residential	11,444	136		14,895	353
Commercial business	6,274	86		7,074	161
Industrial revenue bonds	2,698	--		2,701	14
Consumer auto	153	7		130	11
Consumer other	593	12		639	44
Home equity lines of credit	333	10		316	20
Total	$91,837	$974		$96,419	$2,820
At September 30, 2014, $25.1 million of impaired loans had specific valuation allowances totaling $5.4 million.  At December 31, 2013, $18.0 million of impaired loans had specific valuation allowances totaling $7.4 million.
Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties.  These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection.  The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach.
The following tables present newly restructured loans during the three and nine months ended September 30, 2014 by type of modification:
	Three Months Ended September 30, 2014
				Total
	Interest Only	Term	Combination	Modification
(In Thousands)
Mortgage loans on real estate:
One -to four- family residential	$308	$--	$--	$308
One -to four- family residential
construction	--	--	223	223
Commercial business	--	243	--	243
Consumer	--	6	--	6
	$308	$249	$223	$780
	Nine Months Ended September 30, 2014
				Total
	Interest Only	Term	Combination	Modification
(In Thousands)
Mortgage loans on real estate:
Subdivision construction	$--	$250	$--	$250
One -to four- family residential
construction	--	--	223	223
One -to four- family residential	308	386	--	694
Commercial real estate	506	1,929	--	2,435
Commercial business	--	1,881	--	1,881
Industrial revenue bonds	--	1,150	--	1,150
Consumer	--	59	--	59
	$814	$5,655	$223	$6,692
At September 30, 2014, the Company had $52.1 million of loans that were modified in troubled debt restructurings and impaired, as follows:  $8.6 million of construction and land development loans, $15.6 million of single family and multi-family residential mortgage loans, $23.9 million of commercial real estate loans, $3.7 million of commercial business loans and $250,000 of consumer loans.  Of the total troubled debt restructurings at September 30, 2014, $47.4 million were accruing interest and $19.8 million were classified as substandard using the Company’s internal grading system, which is described below.  The Company had no troubled debt restructurings which were modified in the previous 12 months and subsequently defaulted during the nine months ended September 30, 2014.  When loans modified as troubled debt restructuring have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible.  At December 31, 2013, the Company had $10.9 million of construction and land development loans, $16.6 million of single family and multi-family residential mortgage loans, $24.8 million of commercial real estate loans, $1.5 million of commercial business loans and $310,000 of consumer loans that were modified in troubled debt restructurings and impaired.  Of the troubled debt restructurings totaling $54.1 million at December 31, 2013, $49.6 million were accruing interest and $22.1 million were classified as substandard using the Company’s internal grading system.
During the three months ended September 30, 2014, loans designated as troubled debt restructurings totaling $1.4 million met the criteria for placement back on accrual status.  The $1.4 million was made up of $1.4 million of commercial real estate loans and $6,000 of consumer loans.  During the nine months ended September 30, 2014, loans designated as troubled debt restructurings totaling $2.1 million met the criteria for placement back on accrual status.  The $2.1 million was made up of $1.5 million of commercial real estate loans, $591,000 of residential mortgage loans and $6,000 of consumer loans.
The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.”  Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected.  Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.  Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification.  Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard.  Loans not meeting any of the criteria previously described are considered satisfactory.  The FDIC-covered loans are evaluated using this internal grading system.  These loans are accounted for in pools and are currently substantially covered through loss sharing agreements with the FDIC.  Minimal adverse classification in the loan pools was identified as of September 30, 2014 and December 31, 2013, respectively.  The acquired non-covered loans are also evaluated using this internal grading system.  These loans are accounted for in pools and minimal adverse classification in the loan pools was identified as of September 30, 2014.  See Note 8 for further discussion of the acquired loan pools and loss sharing agreements.  The loan grading system is presented by loan class below:
		30-Sep-14
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
(In Thousands)
One- to four-family residential
construction	$43,163	$--	$--	$223	$--	$43,386
Subdivision construction	33,310	21	--	2,013	--	35,344
Land development	37,514	5,000	--	6,067	--	48,581
Commercial construction	361,971	--	--	--	--	361,971
Owner occupied one- to four-
family residential	76,166	611	--	2,207	--	78,984
Non-owner occupied one- to four-
family residential	139,070	350	--	3,994	--	143,414
Commercial real estate	808,064	51,967	--	12,263	--	872,294
Other residential	341,224	10,045	--	1,956	--	353,225
Commercial business	347,691	446	--	1,250	--	349,387
Industrial revenue bonds	41,114	622	--	1,205	--	42,941
Consumer auto	274,079	--	--	171	--	274,250
Consumer other	78,149	4	--	523	--	78,676
Home equity lines of credit	60,707	--	--	445	--	61,152
FDIC-supported loans, net of
discounts (TeamBank)	15,275	--	--	19	--	15,294
Acquired non--covered loans, net
of discounts (TeamBank)	28,333	--	--	8	--	28,341
FDIC-supported loans, net of
discounts (Vantus Bank)	43,252	--	--	401	--	43,653
FDIC-supported loans, net of
discounts (Sun Security Bank)	53,859	--	--	535	--	54,394
FDIC-supported loans, net of
discounts (InterBank)	202,904	--	--	883	--	203,787
Acquired non-covered loans,
net of discounts (Valley Bank)	152,497	--	--	--	--	152,497
Total	$3,138,342	$69,066	$--	$34,163	$--	$3,241,571
		31-Dec-13
			Special
	Satisfactory	Watch	Mention	Substandard	Doubtful	Total
(In Thousands)
One- to four-family residential
construction	$34,364	$298	$--	$--	$--	$34,662
Subdivision construction	36,524	706	--	3,179	--	40,409
Land development	45,606	1,148	--	11,087	--	57,841
Commercial construction	184,019	--	--	--	--	184,019
Owner occupied one- to four-
family residential	84,931	503	--	3,699	--	89,133
Non-owner occupied one- to four-
family residential	137,003	6,718	--	2,187	--	145,908
Commercial real estate	727,668	37,937	--	15,085	--	780,690
Other residential	311,320	12,323	--	1,956	--	325,599
Commercial business	307,540	1,803	--	3,528	2,398	315,269
Industrial revenue bonds	39,532	675	--	2,023	--	42,230
Consumer auto	134,516	--	--	201	--	134,717
Consumer other	81,769	6	--	485	--	82,260
Home equity lines of credit	57,713	--	--	570	--	58,283
FDIC-supported loans, net of
Discounts (TeamBank)	49,702	--	--	160	--	49,862
FDIC-supported loans, net of
discounts (Vantus Bank)	57,290	--	--	630	--	57,920
FDIC-supported loans, net of
discounts (Sun Security Bank)	63,360	--	--	1,483	--	64,843
FDIC-supported loans, net of
discounts (InterBank)	213,539	--	--	--	--	213,539
Total	$2,566,396	$62,117	$--	$46,273	$2,398	$2,677,184

Note_8_Acquired_Loans_Loss_Sha

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets	'
	NOTE 8: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS
	On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas.
	The loans, commitments and foreclosed assets purchased in the TeamBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five-year period ended March 31, 2014.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and nine months ended September 30, 2014 was $-0-.  The amount accreted to yield during the three and nine months ended September 30, 2013 was $0 and $134,000, respectively.
	On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa.
	The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five year period ended on September 30, 2014.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and nine months ended September 30, 2014 was $-0-.  The amount accreted to yield during the three and nine months ended September 30, 2013 was $19,000 and $99,000, respectively.
	On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri.
	The loans and foreclosed assets purchased in the Sun Security Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans) and foreclosed assets purchased subject to certain limitations.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and nine months ended September 30, 2014 was $0 and $105,000, respectively.  The amount accreted to yield during the three and nine months ended September 30, 2013 was $210,000 and $827,000, respectively.
	On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota.
	The loans and foreclosed assets purchased in the InterBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and nine months ended September 30, 2014 was $133,000 and $417,000, respectively.  The amount amortized to yield during the three and nine months ended September 30, 2013 was $155,000 and $485,000, respectively.
	On June 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank (“Valley”), a full-service bank headquartered in Moline, Illinois, with significant operations in Iowa.  This transaction did not include a loss sharing agreement.
	Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during each of the three and nine months ended September 30, 2014 was $263,000.
	Fair Value and Expected Cash Flows.  At the time of these acquisitions, the Company determined the fair value of the loan portfolios based on several assumptions. Factors considered in the valuations were projected cash flows for the loans, type of loan and related collateral, classification status, fixed or variable interest rate, term of loan, current discount rates and whether or not the loan was amortizing. Loans were grouped together according to similar characteristics and were treated in the aggregate when applying various valuation techniques. Management also estimated the amount of credit losses that were expected to be realized for the loan portfolios. The discounted cash flow approach was used to value each pool of loans. For non-performing loans, fair value was estimated by calculating the present value of the recoverable cash flows using a discount rate based on comparable corporate bond rates. This valuation of the acquired loans is a significant component leading to the valuation of the loss sharing assets recorded.
	The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield.  The accretable yield is recognized as interest income over the estimated lives of the loans.  The Company continues to evaluate the fair value of the loans including cash flows expected to be collected.  Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses.  During the three and nine months ended September 30, 2014, increases in expected cash flows related to the acquired loan portfolios resulted in adjustments of $5.1 million and $25.0 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and nine months ended September 30, 2013, similar such adjustments totaling $11.9 million and $26.9 million, respectively, were made to the accretable yield.  The current year increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements.  During the three and nine months ended September 30, 2014, this resulted in corresponding adjustments of $4.1 million and $20.0 million, respectively, to the indemnification assets to be amortized on a level-yield basis over the remainder of the loss sharing agreements or the remaining expected lives of the loan pools, whichever is shorter.  During the three and nine months ended September 30, 2013, corresponding adjustments of $9.4 million and $21.3 million, respectively, were made to the indemnification assets.
	Because these adjustments will be recognized over the remaining lives of the loan pools and the remainder of the loss sharing agreements, respectively, they will impact future periods as well.  The remaining accretable yield adjustment that will affect interest income is $29.6 million and the remaining adjustment to the indemnification assets, including the effects of the clawback liability related to Interbank, that will affect non-interest income (expense) is $(26.0) million.  Of the remaining adjustments, we expect to recognize $7.2 million of interest income and $(6.0) million of non-interest income (expense) in the remainder of 2014.  Additional adjustments may be recorded in future periods from the FDIC-assisted acquisitions, as the Company continues to estimate expected cash flows from the acquired loan pools.
	The impact of adjustments on the Company’s financial results is shown below:
		Three Months Ended			Three Months Ended
		30-Sep-14			30-Sep-13
	(In Thousands, Except Per Share Data
	and Basis Points Data)
	Impact on net interest income/
	net interest margin (in basis points)	$8,848	98 bps		$8,412	101 bps
	Non-interest income	-7,438			-7,310
	Net impact to pre-tax income	$1,410			$1,102
	Net impact net of taxes	$917			$716
	Impact to diluted earnings per common share	$0.07			$0.05
		Nine Months Ended			Nine Months Ended
		30-Sep-14			30-Sep-13
	(In Thousands, Except Per Share Data
	and Basis Points Data)
	Impact on net interest income/
	net interest margin (in basis points)	$25,836	101 bps		$26,508	103 bps
	Non-interest income	-21,915			-22,529
	Net impact to pre-tax income	$3,921			$3,979
	Net impact net of taxes	$2,549			$2,586
	Impact to diluted earnings per common share	$0.19			$0.19
	The loss sharing asset is measured separately from the loan portfolio because it is not contractually embedded in the loans and is not transferable with the loans should the Bank choose to dispose of them. Fair value was estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool (as discussed above) and the loss sharing percentages outlined in the Purchase and Assumption Agreement with the FDIC. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursement from the FDIC. The loss sharing asset is also separately measured from the related foreclosed real estate.
	The loss sharing agreement on the InterBank transaction includes a clawback provision whereby if credit loss performance is better than certain pre-established thresholds, then a portion of the monetary benefit is shared with the FDIC.  The pre-established threshold for credit losses is $115.7 million for this transaction.  The monetary benefit required to be paid to the FDIC under the clawback provision, if any, will occur shortly after the termination of the loss sharing agreement, which in the case of InterBank is 10 years from the acquisition date.
	At September 30, 2014 and December 31, 2013, the Bank’s internal estimate of credit performance was expected to be better than the threshold set by the FDIC in the loss sharing agreement.  Therefore, a separate clawback liability totaling $5.8 million and $3.7 million was recorded as of September 30, 2014 and December 31, 2013, respectively.  As changes in the fair values of the loans and foreclosed assets are determined due to changes in expected cash flows, changes in the amount of the clawback liability will occur.
	TeamBank Loans, Foreclosed Assets and Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the TeamBank transaction at September 30, 2014 and December 31, 2013. Gross loan balances (due from the borrower) were reduced approximately $389.9 million since the transaction date because of $256.1 million of repayments from borrowers, $61.6 million in transfers to foreclosed assets and $72.2 million in charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
		30-Sep-14
				Foreclosed
		Loans		Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$46,222		$169
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-2,061		--
	Original estimated fair value of assets, net of activity since
	acquisition date	-43,635		-156
	Expected loss remaining	526		13
	Assumed loss sharing recovery percentage	83%		77%
	Estimated loss sharing value	438		10
	Indemnification asset to be amortized resulting from
	change in expected losses	327		--
	Accretable discount on FDIC indemnification asset	--		--
	FDIC indemnification asset	$765		$10
		31-Dec-13
				Foreclosed
		Loans		Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$53,553		$664
	Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-2,882		--
Original estimated fair value of assets, net of activity since
acquisition date	-49,862		-647
Expected loss remaining	809		17
Assumed loss sharing recovery percentage	82%		76%
Estimated loss sharing value	665		13
Indemnification asset to be amortized resulting from
change in expected losses	593		--
Accretable discount on FDIC indemnification asset	-10		--
FDIC indemnification asset	$1,248		$13
Vantus Bank Loans, Foreclosed Assets and Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the Vantus Bank transaction at September 30, 2014 and December 31, 2013. Gross loan balances (due from the borrower) were reduced approximately $286.7 million since the transaction date because of $240.6 million of repayments from borrowers, $16.5 million in transfers to foreclosed assets and $29.6 million in charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
	30-Sep-14
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$44,877		$1,205
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-456		--
Original estimated fair value of assets, net of activity since
acquisition date	-43,653		-1,015
Expected loss remaining	768		190
Assumed loss sharing recovery percentage	74%		--%
Estimated loss sharing value(1)	566		--
Indemnification asset to be amortized resulting from
change in expected losses	278		--
Accretable discount on FDIC indemnification asset	--		--
FDIC indemnification asset	$844		$--
-1	Includes $153,000 impairment of indemnification asset for foreclosed assets.  Resolution of certain items related to commercial foreclosed assets did not occur prior to the expiration of the non-single-family loss sharing agreement for Vantus Bank on September 30, 2014.
	31-Dec-13
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$60,011		$1,986
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-1,202		--
Original estimated fair value of assets, net of activity since
acquisition date	-57,920		-1,092
Expected loss remaining	889		894
Assumed loss sharing recovery percentage	78%		80%
Estimated loss sharing value	690		716
Indemnification asset to be amortized resulting from
change in expected losses	919		--
Accretable discount on FDIC indemnification asset	-32		--
FDIC indemnification asset	$1,577		$716
Sun Security Bank Loans, Foreclosed Assets and Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the Sun Security Bank transaction at September 30, 2014 and December 31, 2013.  Gross loan balances (due from the borrower) were reduced approximately $171.7 million since the transaction date because of $112.8 million of repayments from borrowers, $27.6 million in transfers to foreclosed assets and $31.3 million of charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
	30-Sep-14
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$62,722		$2,598
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-3,540		--
Original estimated fair value of assets, net of activity since
acquisition date	-54,394		-1,521
Expected loss remaining	4,788		1,077
Assumed loss sharing recovery percentage	66%		80%
Estimated loss sharing value	3,173		862
Indemnification asset to be amortized resulting from
change in expected losses	2,827		--
Accretable discount on FDIC indemnification asset	-363		-63
FDIC indemnification asset	$5,637		$799
	31-Dec-13
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$78,524		$3,582
Non-credit premium/(discount), net of activity since acquisition date	-105		--
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-5,062		--
Original estimated fair value of assets, net of activity since
acquisition date	-64,843		-2,193
Expected loss remaining	8,514		1,389
Assumed loss sharing recovery percentage	70%		80%
Estimated loss sharing value	5,974		1,111
Indemnification asset to be amortized resulting from
change in expected losses	4,049		--
Accretable discount on FDIC indemnification asset	-680		-93
FDIC indemnification asset	$9,343		$1,018
InterBank Loans, Foreclosed Assets and Indemnification Asset.  The following table presents the balances of the FDIC indemnification asset related to the InterBank transaction at September 30, 2014.  Gross loan balances (due from the borrower) were reduced approximately $138.8 million since the transaction date because of $107.2 million of repayments by the borrower, $11.4 million in transfers to foreclosed assets and $20.2 million of charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.
	30-Sep-14
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$254,427		$5,076
Non-credit premium/(discount), net of activity since acquisition date	1,488		--
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-23,518		--
Original estimated fair value of assets, net of activity since
acquisition date	-203,787		-3,976
Expected loss remaining	28,610		1,100
Assumed loss sharing recovery percentage	82%		80%
Estimated loss sharing value(1)	23,444		880
FDIC loss share clawback	3,793		--
Indemnification asset to be amortized resulting from
change in expected losses	18,814		--
Accretable discount on FDIC indemnification asset	-3,350		-33
FDIC indemnification asset	$42,701		$847
(1)    Includes $400,000 impairment of indemnification asset for loans
	31-Dec-13
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis for loss sharing determination,
net of activity since acquisition date	$284,975		$6,543
Non-credit premium/(discount), net of activity since acquisition date	1,905		--
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	-21,218		--
Original estimated fair value of assets, net of activity since
acquisition date	-213,539		-5,073
Expected loss remaining	52,123		1,470
Assumed loss sharing recovery percentage	82%		80%
Estimated loss sharing value	42,654		1,176
FDIC loss share clawback	2,893		--
Indemnification asset to be amortized resulting from
change in expected losses	16,974		--
Accretable discount on FDIC indemnification asset	-4,874		-33
FDIC indemnification asset	$57,647		$1,143
Valley Bank Loans and Foreclosed Assets.  The following table presents the balances of the loans and discount related to the Valley Bank transaction at September 30, 2014.  Gross loan balances (due from the borrower) were reduced approximately $14.1 million since the transaction date because of $12.3 million of repayments by the borrower and $1.8 million of charge-offs to customer loan balances.  The Valley Bank transaction did not include a loss sharing agreement; however, the loans were recorded at a discount, which is accreted to yield over the life of the loans.
	30-Sep-14
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis, net of activity since acquisition date	$179,065		$--
Non-credit premium/(discount), net of activity since acquisition date	1,752		--
Reclassification from nonaccretable discount to accretable discount
due to change in expected losses (net of accretion to date)	--		--
Original estimated fair value of assets, net of activity since
acquisition date	-152,497		--
Expected loss remaining	$28,320		$--
	20-Jun-14
			Foreclosed
	Loans		Assets
(In Thousands)
Initial basis	$193,186		$--
Non-credit premium/(discount)	2,015		--
Original estimated fair value of assets	-165,098		--
Expected loss remaining	$30,103		$--
Changes in the accretable yield for acquired loan pools were as follows for the three months ended September 30, 2014 and 2013:
					Sun Security
	TeamBank		Vantus Bank		Bank	InterBank	Valley Bank
(In Thousands)
Balance, July 1, 2013	$8,610		$8,647		$10,055	$34,967	$--
Accretion	-1,450		-1,832		-4,795	-7,034	--
Reclassification from
nonaccretable yield(1)	1,109		-379		5,293	7,774	--
Balance, September 30, 2013	$8,269		$6,436		$10,553	$35,707	$--
Balance July 1, 2014	$7,434		$4,578		$9,427	$41,108	$22,811
Accretion	-887		-859		-2,119	-10,002	-2,062
Reclassification from
nonaccretable yield(1)	725		916		789	4,857	--
Balance, September 30, 2014	$7,272		$4,635		$8,097	$35,963	$20,749
(1)    Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses.  The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the three months ended September 30, 2014, totaling $522,000, $831,000, $139,000 and $707,000, respectively, and for the three months ended September 30, 2013, totaling $340,000, $0, $4.3 million and $7.3 million, respectively. There have not yet been any changes to the expected accretion of the loan pools for Valley Bank.
Changes in the accretable yield for acquired loan pools were as follows for the nine months ended September 30, 2014 and 2013:
					Sun Security
	TeamBank		Vantus Bank		Bank	InterBank	Valley Bank
(In Thousands)
Balance, January 1, 2013	$12,128		$13,538		$11,259	$42,574	$--
Accretion	-7,050		--		-13,021	-20,423	--
Reclassification from
nonaccretable yield(1)	3,191		390		12,315	13,556	--
Balance, September 30, 2013	$8,269		$6,436		$10,553	$35,707	$--
Balance January 1, 2014	$7,402		$5,725		$11,113	$40,095	$--
Additions	--		--		--	--	22,976
Accretion	-3,169		-2,990		-7,343	-28,404	-2,227
Reclassification from
nonaccretable yield(1)	3,039		1,900		4,327	24,272	--
Balance, September 30, 2014	$7,272		$4,635		$8,097	$35,963	$20,749
(1)    Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses.  The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the nine months ended September 30, 2014, totaling $2.8 million, $1.8 million, $1.5 million and $2.4 million, respectively, and for the nine months ended September 30, 2013, totaling $2.5 million, $516,000, $9.0 million and $14.9 million, respectively.  There have not yet been any changes to the expected accretion of the loan pools for Valley Bank.

Note_9_Other_Real_Estate_Owned

Note 9: Other Real Estate Owned	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 9: Other Real Estate Owned	'
	NOTE 9: OTHER REAL ESTATE OWNED
	Major classifications of other real estate owned were as follows:
		September 30,	December 31,
		2014	2013
	(In Thousands)
	Foreclosed assets held for sale
	One- to four-family construction	$--	$--
	Subdivision construction	9,778	11,652
	Land development	17,752	16,788
	Commercial construction	--	2,132
	One- to four-family residential	1,564	744
	Other residential	3,577	5,900
	Commercial real estate	1,779	4,135
	Commercial business	59	77
	Consumer	565	969
		35,074	42,397
	FDIC-supported foreclosed assets, net of discounts	6,668	9,006
	Foreclosed assets held for sale, net	41,742	51,403
	Other real estate owned not acquired through
	foreclosure	2,020	2,111
	Other real estate owned	$43,762	$53,514
	Other real estate owned not acquired through foreclosure includes 12 properties, 11 of which were branch locations that have been closed and are held for sale, and one of which is land which was acquired for a potential branch location.
	Expenses applicable to foreclosed assets included the following:
		Three Months Ended September 30,
		2014	2013
	(In Thousands)
	Net (gain) loss on sales of foreclosed assets	$126	$27
	Valuation write-downs	158	258
	Operating expenses, net of rental income	698	783
		$982	$1,068
		Nine Months Ended September 30,
		2014	2013
	(In Thousands)
	Net (gain) loss on sales of foreclosed assets	$72	($255)
	Valuation write-downs	1,357	1,313
	Operating expenses, net of rental income	1,744	2,420
		$3,173	$3,478

Note_10_Deposits

Note 10: Deposits	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 10: Deposits	'
	NOTE 10: DEPOSITS
		September 30,	December 31,
		2014	2013
	(In Thousands)
	Time Deposits:
	0.00% - 0.99%	$802,532	$669,698
	1.00% - 1.99%	245,047	251,118
	2.00% - 2.99%	65,449	61,042
	3.00% - 3.99%	9,424	9,413
	4.00% - 4.99%	1,712	1,852
	5.00% and above	420	819
	Total time deposits (0.77% - 0.69%)	1,124,584	993,942
	Non-interest-bearing demand deposits	521,705	522,805
	Interest-bearing demand and savings deposits (0.19% - 0.20%)	1,424,881	1,291,879
	Total Deposits	$3,071,170	$2,808,626

Note_11_Advances_From_Federal_

Note 11: Advances From Federal Home Loan Bank	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 11: Advances From Federal Home Loan Bank	'
	NOTE 11: ADVANCES FROM FEDERAL HOME LOAN BANK
	Advances from the Federal Home Loan Bank at September 30, 2014 and December 31, 2013 consisted of the following:
		30-Sep-14		31-Dec-13
			Weighted		Weighted
			Average		Average
			Interest		Interest
	Due In	Amount	Rate	Amount	Rate
	(In Thousands)
	2014	$149,015	0.21%	$2,315	1.02%
	2015	10,065	3.87	10,065	3.87
	2016	70	5.06	25,070	3.81
	2017	30,825	3.2	85,825	3.92
	2018	81	5.06	81	5.06
	2019 and thereafter	529	5.51	529	5.51
		190,585	0.91	123,885	3.85
	Unamortized fair value adjustment	79		2,872
		$190,664		$126,757
	Included in the Bank’s FHLB advances at September 30, 2014 and December 31, 2013, was a $10.0 million advance with a maturity date of October 26, 2015.  The interest rate on this advance is 3.86%.  The advance has a call provision that allows the Federal Home Loan Bank of Topeka to call the advance quarterly.
	Included in the Bank’s FHLB advances at September 30, 2014 and December 31, 2013, was a $30.0 million advance with a maturity date of November 24, 2017.  The interest rate on this advance is 3.20%.  The advance has a call provision that allows the Federal Home Loan Bank of Des Moines to call the advance quarterly.
	Included in the Bank’s FHLB advances at December 31, 2013, was a $25.0 million advance with a maturity date of December 7, 2016.  The interest rate on this advance was 3.81%.  This advance was repaid by the Bank in June 2014.
	Included in the Bank’s FHLB advances at December 31, 2013, was a $30.0 million advance with a maturity date of March 29, 2017.  The interest rate on this advance was 4.07%.  This advance was repaid by the Bank in June 2014.
	Included in the Bank’s FHLB advances at December 31, 2013, was a $25.0 million advance with a maturity date of June 20, 2017.  The interest rate on this advance was 4.57%.  This advance was repaid by the Bank in June 2014.
	The Company prepaid $80 million of its Federal Home Loan Bank advances and $50 million of structured repurchase agreements (see Note 12) in the nine months ended September 30, 2014 as part of a strategy to utilize the Bank’s liquidity and improve net interest margin.  As a result, the Company incurred one-time prepayment penalties totaling $7.4 million, which were included in other operating expenses.

Note_12_Structured_Repurchase_

Note 12: Structured Repurchase Agreements	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 12: Structured Repurchase Agreements	'
	NOTE 12: STRUCTURED REPURCHASE AGREEMENTS
	In September 2008, the Company entered into a structured repurchase borrowing transaction for a total of $50 million.  This borrowing bore interest at a fixed rate of 4.34%, was scheduled to mature September 15, 2015, and had a call provision that allowed the repurchase counterparty to call the borrowing quarterly.  The Company pledged investment securities to collateralize this borrowing.
	In June 2014, the Company elected to repay this structured repurchase borrowing.

Note_13_Income_Taxes

Note 13: Income Taxes	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 13: Income Taxes	'
	NOTE 13: INCOME TAXES
	Reconciliations of the Company’s effective tax rates to the statutory corporate tax rates were as follows:
		Three Months Ended September 30,
		2014	2013
	Tax at statutory rate	35.00%	35.00%
	Nontaxable interest and dividends	-3.1	-4.3
	Tax credits	-8.4	-12.2
	State taxes	1.7	3
	Other	0.2	-1.4
		25.40%	20.10%
		Nine Months Ended September 30,
		2014	2013
	Tax at statutory rate	35.00%	35.00%
	Nontaxable interest and dividends	-3.3	-4.3
	Tax credits	-9.2	-11.1
	State taxes	1.5	2.1
	Other	0.4	-0.2
		24.40%	21.50%
	The Company and its consolidated subsidiaries have not been audited recently by the Internal Revenue Service (IRS) or the state taxing authorities with respect to income or franchise tax returns, and as such, tax years through December 31, 2005, have been closed without audit. The Company, through one of its subsidiaries, is a partner in two partnerships currently under IRS examination for 2006 and 2007. As a result, the Company’s 2006 and subsequent tax years remain open for examination. The IRS audits of the two partnerships are ongoing.  The IRS has raised questions about the validity of the allocation of a portion of the credits by one of the partnerships.  At this time, the Company believes that the partnership has sufficient technical support for its allocation position regarding these credits and that it is more likely than not these allocations will ultimately be sustained; therefore, a reserve for uncertain tax positions is not required.

Note_14_Fair_Value_Measurement

Note 14: Fair Value Measurement	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 14: Fair Value Measurement	'
	NOTE 14: FAIR VALUE MEASUREMENT
	ASC Topic 820, Fair Value Measurements, defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  Topic 820 also specifies a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value.  The standard describes three levels of inputs that may be used to measure fair value:
	·       Quoted prices in active markets for identical assets or liabilities (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date. An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis.
	·       Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means.
	·       Significant unobservable inputs (Level 3): Inputs that reflect assumptions of a source independent of the reporting entity or the reporting entity's own assumptions that are supported by little or no market activity or observable inputs.
	Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period.
	Recurring Measurements
				Fair value measurements using
				Quoted prices
				in active
				markets		Other		Significant
				for identical		observable		unobservable
				assets		inputs		inputs
		Fair value		(Level 1)		(Level 2)		(Level 3)
	(In Thousands)
	30-Sep-14
	U.S. government agencies	$18,937		$--		$18,937		$--
	Mortgage-backed securities	276,627		--		276,627		--
	States and political subdivisions	126,547		--		126,547		--
	Equity securities	3,045		--		3,045		--
	Mortgage servicing rights	189		--		--		189
	Interest rate derivative asset	2,050		--		--		2,050
	Interest rate derivative liability	-1,489		--		--		-1,489
	31-Dec-13
	U.S. government agencies	$17,255		$--		$17,255		$--
	Mortgage-backed securities	367,578		--		367,578		--
	Small Business Administration loan pools	44,855		--		44,855		--
	States and political subdivisions	122,724		--		122,724		--
	Equity securities	2,869		--		2,869		--
	Mortgage servicing rights	211		--		--		211
	Interest rate derivative asset	2,544		--		--		2,544
	Interest rate derivative liability	-1,613		--		--		-1,613
	The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at September 30, 2014 and December 31, 2013, as well as the general classification of such assets pursuant to the valuation hierarchy.  There have been no significant changes in the valuation techniques during the three-month period ended September 30, 2014.
	Securities Available for Sale. Investment securities available for sale are recorded at fair value on a recurring basis. The fair values used by the Company are obtained from an independent pricing service, which represent either quoted market prices for the identical asset or fair values determined by pricing models, or other model-based valuation techniques, that consider observable market data, such as interest rate volatilities, LIBOR yield curve, credit spreads and prices from market makers and live trading systems.  Recurring Level 2 securities include U.S. government agency securities, mortgage-backed securities, Small Business Administration (SBA) loan pools, state and municipal bonds and equity securities. Inputs used for valuing Level 2 securities include observable data that may include dealer quotes, benchmark yields, market spreads, live trading levels and market consensus prepayment speeds, among other things. Additional inputs include indicative values derived from the independent pricing service’s proprietary computerized models.  There were no Recurring Level 3 securities at September 30, 2014 or December 31, 2013.
	Mortgage Servicing Rights. Mortgage servicing rights do not trade in an active, open market with readily observable prices.  Accordingly, fair value is estimated using discounted cash flow models.  Due to the nature of the valuation inputs, mortgage servicing rights are classified within Level 3 of the hierarchy.
	Interest Rate Swaps. Interest rate swaps are recorded at fair value on a recurring basis. The fair values used by the Company are obtained from an independent valuation service, and are based on prevailing observable market data, such as the LIBOR swap curves and Overnight Index Swap “OIS” curves, and derived from proprietary models based on well recognized financial principles and reasonable estimates about future market conditions (which may include assumptions and estimates that are not readily observable in the marketplace).  Included in the fair values are credit valuation adjustments which represent the consideration of credit risk (credit standing) of the counterparties to the transaction and the effect of any credit enhancements related to the transaction.  Certain inputs to the credit valuation models may be based on assumptions and best estimates that are not readily observable in the marketplace.
	The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods.  From December 31, 2013 to September 30, 2014, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy.
	Level 3 Reconciliation
	The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying balance sheet using significant unobservable (Level 3) inputs.
		Mortgage Servicing Rights
		2014		2013
	(In Thousands)
	Balance, July 1	$196		$246
	Additions	28		32
	Amortization	-35		-42
	Balance, September 30	$189		$236
		Mortgage Servicing Rights
		2014		2013
	(In Thousands)
	Balance, January 1	$211		$152
	Additions	81		224
	Amortization	-103		-140
	Balance, September 30	$189		$236
		Interest Rate Derivative Asset
		2014		2013
	(In Thousands)
	Balance, July 1	$1,722		$1,379
	Change in fair value through earnings	-210		182
	Balance, September 30	$1,512		$1,561
		Interest Rate Derivative Asset
		2014		2013
	(In Thousands)
	Balance, January 1	$1,859		$2,112
Change in fair value through earnings	-347		-551
Balance, September 30	$1,512		$1,561
	Interest Rate Cap Derivative Asset Designated as Hedging Instrument
	2014		2013
(In Thousands)
Balance, July 1	$462		$--
Additions	--		738
Change in fair value through other
comprehensive income	76		-69
Balance, September 30	$538		$669
	Interest Rate Cap Derivative Asset Designated as Hedging Instrument
	2014		2013
(In Thousands)
Balance, January 1	$685		$--
Additions	--		738
Change in fair value through other
comprehensive income	-147		-69
Balance, September 30	$538		$669
	Interest Rate Swap Liability
	2014		2013
(In Thousands)
Balance, July 1	$1,711		$1,019
Change in fair value through earnings	-222		307
Balance, September 30	$1,489		$1,326
	Interest Rate Swap Liability
	2014		2013
(In Thousands)
Balance, January 1	$1,613		$2,160
Change in fair value through earnings	-124		-834
Balance, September 30	$1,489		$1,326
Nonrecurring Measurements
The following tables present the fair value measurements of assets measured at fair value during the periods presented on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at September 30, 2014 and December 31, 2013:
			Fair Value Measurements Using
			Quoted prices
			in active
			markets		Other		Significant
			for identical		observable		unobservable
			assets		inputs		inputs
	Fair value		(Level 1)		(Level 2)		(Level 3)
(In Thousands)
30-Sep-14
Impaired loans
One- to four-family residential construction	$--		$--		$--		$--
Subdivision construction	275		--		--		275
Land development	3,952		--		--		3,952
Owner occupied one- to four-family        residential	1,505		--		--		1,505
Non-owner occupied one- to four-family residential	954		--		--		954
Commercial real estate	5,343		--		--		5,343
Other residential	--		--		--		--
Commercial business	317		--		--		317
Consumer auto	46		--		--		46
Consumer other	411		--		--		411
Home equity lines of credit	239		--		--		239
Total impaired loans	$13,042		$--		$--		$13,042
Foreclosed assets held for sale	$1,887		$--		$--		$1,887
31-Dec-13
Impaired loans
One- to four-family residential construction	$--		$--		$--		$--
Subdivision construction	145		--		--		145
Land development	1,474		--		--		1,474
Owner occupied one- to four-family residential	349		--		--		349
Non-owner occupied one- to four-family residential	388		--		--		388
Commercial real estate	5,224		--		--		5,224
Other residential	1,440		--		--		1,440
Commercial business	61		--		--		61
Consumer auto	19		--		--		19
Consumer other	275		--		--		275
Home equity lines of credit	70		--		--		70
Total impaired loans	$9,445		$--		$--		$9,445
Foreclosed assets held for sale	$2,169		$--		$--		$2,169
The following is a description of valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying statements of financial condition, as well as the general classification of such assets pursuant to the valuation hierarchy.
Loans Held for Sale.  Mortgage loans held for sale are recorded at the lower of carrying value or fair value.  The fair value of mortgage loans held for sale is based on what secondary markets are currently offering for portfolios with similar characteristics.  As such, the Company classifies mortgage loans held for sale as Nonrecurring Level 2.  Write-downs to fair value typically do not occur as the Company generally enters into commitments to sell individual mortgage loans at the time the loan is originated to reduce market risk.  The Company typically does not have commercial loans held for sale.  At September 30, 2014 and December 31, 2013, the aggregate fair value of mortgage loans held for sale exceeded their cost.  Accordingly, no mortgage loans held for sale were marked down and reported at fair value.
Impaired Loans.  A loan is considered to be impaired when it is probable that all of the principal and interest due may not be collected according to its contractual terms. Generally, when a loan is considered impaired, the amount of reserve required under FASB ASC 310, Receivables, is measured based on the fair value of the underlying collateral. The Company makes such measurements on all material loans deemed impaired using the fair value of the collateral for collateral dependent loans. The fair value of collateral used by the Company is determined by obtaining an observable market price or by obtaining an appraised value from an independent, licensed or certified appraiser, using observable market data. This data includes information such as selling price of similar properties and capitalization rates of similar properties sold within the market, expected future cash flows or earnings of the subject property based on current market expectations, and other relevant factors. All appraised values are adjusted for market-related trends based on the Company’s experience in sales and other appraisals of similar property types as well as estimated selling costs.  Each quarter management reviews all collateral dependent impaired loans on a loan-by-loan basis to determine whether updated appraisals are necessary based on loan performance, collateral type and guarantor support.  At times, the Company measures the fair value of collateral dependent impaired loans using appraisals with dates prior to one year from the date of review.  These appraisals are discounted by applying current, observable market data about similar property types such as sales contracts, estimations of value by individuals familiar with the market, other appraisals, sales or collateral assessments based on current market activity until updated appraisals are obtained.  Depending on the length of time since an appraisal was performed and the data provided through our reviews, these appraisals are typically discounted 10-40%.  The policy described above is the same for all types of collateral dependent impaired loans.
The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan.  Loans for which such charge-offs or reserves were recorded during the nine months ended September 30, 2014 or the year ended December 31, 2013, are shown in the table above (net of reserves).
Foreclosed Assets Held for Sale.  Foreclosed assets held for sale are initially recorded at fair value less estimated cost to sell at the date of foreclosure.  Subsequent to foreclosure, valuations are periodically performed by management and the assets are carried at the lower of carrying amount or fair value less estimated cost to sell.  Foreclosed assets held for sale are classified as Level 3.  The foreclosed assets represented in the table above have been re-measured during the nine months ended September 30, 2014 or the year ended December 31, 2013, subsequent to their initial transfer to foreclosed assets.
The following disclosure relates to financial assets for which it is not practicable for the Company to estimate the fair value at September 30, 2014 and December 31, 2013.
FDIC Indemnification Asset: As part of the Purchase and Assumption Agreements, the Bank and the FDIC entered into loss sharing agreements. These agreements cover realized losses on loans and foreclosed real estate, subject to certain limitations which are more fully described in Note 8.
Under the TeamBank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $115 million in realized losses and 95% for realized losses that exceed $115 million.  The indemnification asset was originally recorded at fair value on the acquisition date (March 20, 2009) and at September 30, 2014 and December 31, 2013, the carrying value was $775,000 and $1.3 million, respectively.
Under the Vantus Bank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $102 million in realized losses and 95% for realized losses that exceed $102 million.  The indemnification asset was originally recorded at fair value on the acquisition date (September 4, 2009) and at September 30, 2014 and December 31, 2013, the carrying value of the FDIC indemnification asset was $844,000 and $2.3 million, respectively.
Under the Sun Security Bank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses.  The indemnification asset was originally recorded at fair value on the acquisition date (October 7, 2011) and at September 30, 2014 and December 31, 2013, the carrying value of the FDIC indemnification asset was $6.4 million and $10.4 million, respectively.
Under the InterBank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses.  The indemnification asset was originally recorded at fair value on the acquisition date (April 27, 2013) and at September 30, 2014 and December 31, 2013, the carrying value of the FDIC indemnification asset was $43.5 million and $58.8 million, respectively.
From the dates of acquisition, each of the four agreements extend ten years for 1-4 family real estate loans and five years for other loans.  The loss sharing assets are measured separately from the loan portfolios because they are not contractually embedded in the loans and are not transferable with the loans should the Bank choose to dispose of them.  Fair values on the acquisition dates were estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool and the loss sharing percentages.  These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursements from the FDIC.  The loss sharing assets are also separately measured from the related foreclosed real estate.  Although the assets are contractual receivables from the FDIC, they do not have effective interest rates.  The Bank will collect the assets over the next several years.  The amount ultimately collected will depend on the timing and amount of collections and charge-offs on the acquired assets covered by the loss sharing agreements.  While the assets were recorded at their estimated fair values on the acquisition dates, it is not practicable to complete fair value analyses on a quarterly or annual basis.  Estimating the fair value of the FDIC indemnification asset would involve preparing fair value analyses of the entire portfolios of loans and foreclosed assets covered by the loss sharing agreements from all four acquisitions on a quarterly or annual basis.
Fair Value of Financial Instruments
The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value:
Cash and Cash Equivalents and Federal Home Loan Bank Stock. The carrying amount approximates fair value.
Loans and Interest Receivable.  The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.  Loans with similar characteristics are aggregated for purposes of the calculations.  The carrying amount of accrued interest receivable approximates its fair value.
Deposits and Accrued Interest Payable.  The fair value of demand deposits and savings accounts is the amount payable on demand at the reporting date, i.e., their carrying amounts.  The fair value of fixed maturity certificates of deposit is estimated using a discounted cash flow calculation that applies the rates currently offered for deposits of similar remaining maturities.  The carrying amount of accrued interest payable approximates its fair value.
Federal Home Loan Bank Advances.  Rates currently available to the Company for debt with similar terms and remaining maturities are used to estimate fair value of existing advances.
Short-Term Borrowings.  The carrying amount approximates fair value.
Subordinated Debentures Issued to Capital Trusts.  The subordinated debentures have floating rates that reset quarterly.  The carrying amount of these debentures approximates their fair value.
Structured Repurchase Agreements.  Structured repurchase agreements are collateralized borrowings from a counterparty.  In addition to the principal amount owed, the counterparty also determines an amount that would be owed by either party in the event the agreement is terminated prior to maturity by the Company.  The fair values of the structured repurchase agreements are estimated based on the amount the Company would be required to pay to terminate the agreement at the reporting date.
Commitments to Originate Loans, Letters of Credit and Lines of Credit.  The fair value of commitments is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties.  For fixed rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates.  The fair value of letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligations with the counterparties at the reporting date.
The following table presents estimated fair values of the Company’s financial instruments.  The fair values of certain of these instruments were calculated by discounting expected cash flows, which method involves significant judgments by management and uncertainties.  Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale.  Because no market exists for certain of these financial instruments and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate.
		30-Sep-14					31-Dec-13
	Carrying			Fair	Hierarchy	Carrying		Fair	Hierarchy
	Amount			Value	Level	Amount		Value	Level
(In Thousands)
Financial assets
Cash and cash equivalents	$221,386			$221,386	1	$227,925		$227,925	1
Held-to-maturity securities	450			505	2	805		912	2
Mortgage loans held for sale	30,361			30,361	2	7,239		7,239	2
Loans, net of allowance for loan losses	2,921,310			2,931,098	3	2,439,530		2,442,917	3
Accrued interest receivable	11,214			11,214	3	11,408		11,408	3
Investment in FHLB stock	12,013			12,013	3	9,822		9,822	3
Financial liabilities
Deposits	3,071,170			3,076,464	3	2,808,626		2,813,779	3
FHLB advances	190,664			193,004	3	126,757		131,281	3
Short-term borrowings	172,983			172,983	3	136,109		136,109	3
Structured repurchase agreements	--			--	3	50,000		53,485	3
Subordinated debentures	30,929			30,929	3	30,929		30,929	3
Accrued interest payable	1,024			1,024	3	1,099		1,099	3
Unrecognized financial instruments (net of
contractual value)
Commitments to originate loans	--			--	3	--		--	3
Letters of credit	31			31	3	76		76	3
Lines of credit	--			--	3	--		--	3

Note_15_Derivatives_and_Hedgin

Note 15: Derivatives and Hedging Activities	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 15: Derivatives and Hedging Activities	'
	NOTE 15:  DERIVATIVES AND HEDGING ACTIVITIES
	Risk Management Objective of Using Derivatives
	The Company is exposed to certain risks arising from both its business operations and economic conditions.  The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities.  The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of its assets and liabilities.  In the normal course of business, the Company may use derivative financial instruments (primarily interest rate swaps) from time to time to assist in its interest rate risk management.  The Company has interest rate derivatives that result from a service provided to certain qualifying loan customers that are not used to manage interest rate risk in the Company’s assets or liabilities and are not designated in a qualifying hedging relationship.  The Company manages a matched book with respect to its derivative instruments in order to minimize its net risk exposure resulting from such transactions.  In addition, the Company has interest rate derivatives that are designated in a qualified hedging relationship.
	Nondesignated Hedges
	The Company has interest rate swaps that are not designated in qualifying hedging relationships.  Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain loan customers, which the Company began offering during the fourth quarter of 2011.  The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies.  Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions.  As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings.  As of September 30, 2014, the Company had 27 interest rate swaps totaling $127.9 million in notional amount with commercial customers, and 27 interest rate swaps with the same notional amount with third parties related to this program.  As of December 31, 2013, the Company had 24 interest rate swaps totaling $114.0 million in notional amount with commercial customers, and 24 interest rate swaps with the same notional amount with third parties related to this program.  In addition, seven interest rate swaps were added as a result of certain loans acquired in the Valley Bank transaction.  Valley’s program did not include back to back swaps with the customer; there is only a swap with a counterparty.  At September 30, 2014, the notional amount of these swaps was $7.8 million.  During the three months ended September 30, 2014 and 2013, the Company recognized a net gain of $10,000 and a net loss of $125,000, respectively, in noninterest income related to changes in the fair value of these swaps.  During the nine months ended September 30, 2014 and 2013, the Company recognized a net loss of $223,000 and a net gain of $283,000, respectively, in noninterest income related to changes in the fair value of these swaps.
	Cash Flow Hedges
	As a strategy to maintain acceptable levels of exposure to the risk of changes in future cash flows due to interest rate fluctuations, the Company entered into two interest rate cap agreements for a portion of its floating rate debt associated with its trust preferred securities.  The agreement with a notional amount of $25 million states that the Company will pay interest on its trust preferred debt in accordance with the original debt terms at a rate of 3-month LIBOR + 1.60%.  Should interest rates rise above a certain threshold, the counterparty will reimburse the Company for interest paid such that the Company will have an effective interest rate on that portion of its trust preferred securities no higher than 2.37%.  The second agreement with a notional amount of $5 million states that the Company will pay interest on its trust preferred debt in accordance with the original debt terms at a rate of 3-month LIBOR + 1.40%.  Should interest rates rise above a certain threshold, the counterparty will reimburse the Company for interest paid such that the Company will have an effective interest rate on that portion of its trust preferred securities no higher than 2.17%.  The agreements were effective on August 1, 2013 and July 1, 2013, respectively, and each has a term of four years.
	The effective portion of the gain or loss on the derivative is reported as a component of other comprehensive income and reclassified into earnings in the same period or periods during which the hedged transaction affects earnings.  Gains and losses on the derivative representing either hedge ineffectiveness or hedge components excluded from the assessment of effectiveness are recognized in current earnings.
	The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition:
		Location in		Fair Value
		Consolidated Statements		September 30,	December 31,
		of Financial Condition		2014	2013
	(In Thousands)
	Derivatives designated as
	hedging instruments
	Interest rate caps	Prepaid expenses and other assets		$538	$685
	Total derivatives designated
	as hedging instruments			$538	$685
	Derivatives not designated
	as hedging instruments
	Asset Derivatives
	Interest rate products	Prepaid expenses and other assets		$1,512	$1,859
	Total derivatives not designated
	as hedging instruments			$1,512	$1,859
	Liability Derivatives
	Interest rate products	Accrued expenses and other liabilities		$1,489	$1,613
	Total derivatives not designated
	as hedging instruments			$1,489	$1,613
	The following table presents the effect of derivative instruments on the statements of comprehensive income for the three and nine months ended September 30, 2014 and 2013:
		Amount of Gain (Loss) Recognized in OCI
		Three Months Ended September 30
	Cash Flow Hedges	2014	2013
	(In Thousdans)
	Interest rate cap	$                   53	($45)
		Amount of Gain (Loss) Recognized in OCI
		Nine Months Ended September 30
	Cash Flow Hedges	2014	2013
	(In Thousands)
	Interest rate cap	($90)	($45)
	Agreements with Derivative Counterparties
	The Company has agreements with its derivative counterparties.  If the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations.  If the Bank fails to maintain its status as a well-capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements.  Similarly, the Company could be required to settle its obligations under certain of its agreements if certain regulatory events occurred, such as the issuance of a formal directive, or if the Company’s credit rating is downgraded below a specified level.
	As of September 30, 2014, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $820,000.  The Company has minimum collateral posting thresholds with its derivative counterparties.  The Company’s activity with its derivative counterparties had previously met the level in which the minimum collateral posting thresholds take effect and the Company had posted $1.3 million of collateral to satisfy the agreements at September 30, 2014.  If the Company had breached any of these provisions at September 30, 2014, it could have been required to settle its obligations under the agreements at the termination value.

Note_16_FDICassisted_Acquisiti

Note 16: FDIC-assisted Acquisition	3 Months Ended
	Sep. 30, 2014
Notes	'
Note 16: FDIC-assisted Acquisition	'
	NOTE 16: FDIC-ASSISTED ACQUISITION
	On June 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank (“Valley”), a full-service bank headquartered in Moline, IL, with significant operations in Iowa.  The provisional fair values of the assets acquired and liabilities assumed in the transaction were as follows:
		June 20,
		2014
	(In Thousands)
	Cash	$2,729
	Due from banks	106,680
	Cash and cash equivalents	109,409
	Investment securities	88,513
	Loans receivable, net of discount on loans purchased of $30,102	165,098
	Accrued interest receivable	1,004
	Premises	10,850
	Core deposit intangible	2,800
	Other assets	1,060
	Total assets acquired	378,734
	Liabilities
	Demand and savings deposits	186,902
	Time deposits	179,125
	Total deposits	366,027
	Securities sold under reverse repurchase agreements with customers	567
	Accounts payable	561
	Accrued interest payable	182
	Advances from borrowers for taxes and insurance	592
	Total liabilities assumed	367,929
	Gain recognized on business acquisition	$10,805
	Under the terms of the Purchase and Assumption Agreement, the FDIC agreed to transfer net assets to Great Southern at a discount of $37.5 million to compensate Great Southern for estimated losses related to the loans acquired.  No premium was paid to the FDIC for the deposits, resulting in a net purchase discount of $37.5 million.  Details related to the transfer are as follows:
		June 20,
		2014
	(In Thousands)
	Net liabilities as determined by the FDIC	($21,897)
	Cash transferred by the FDIC	59,394
	Discount per Purchase and Assumption Agreement	37,497
	Purchase accounting adjustments
	Loans	-28,088
	Deposits	-399
	Investments	-1,005
	Core deposit intangible	2,800
	Gain recognized on business acquisition	$10,805
	The acquisition of the net assets of Valley was determined to constitute a business acquisition in accordance with FASB ASC 805.  FASB ASC 805 allows a measurement period of up to one year to adjust initial fair value estimates as of the acquisition date.  Therefore, provisional measurements of assets acquired and liabilities assumed were recorded on a preliminary basis at fair value on the date of acquisition.  Based upon the preliminary acquisition date fair values of the net assets acquired, no goodwill was recorded.  The transaction resulted in a preliminary bargain purchase gain of $10.8 million for the three and six months ended June 30, 2014.  The transaction also resulted in the recording of a deferred tax liability in the initial amount of $3.6 million.
	The carrying amount of assets related to the Valley Bank transaction at June 20, 2014 (the acquisition date), consisted of impaired loans required to be accounted for in accordance with FASB ASC 310-30 and other loans not subject to the specific criteria of FASB ASC 310-30, but accounted for under the guidance of FASB ASC 310-30 (FASB ASC 310-30 by Policy Loans) as shown in the following table:
			FASB ASC
		FASB	310-30
		ASC	by
		310-30	Policy
		Loans	Loans	Total
	(In Thousands)
	Loans	$3,920	$161,178	$165,098
	On the acquisition date, the preliminary estimate of the contractually required payments receivable for all FASB ASC 310-30 loans acquired was $5.7 million, the cash flows expected to be collected were $4.0 million including interest, and the estimated fair value of the loans was $3.9 million.  These amounts were determined based upon the estimated remaining life of the underlying loans, which include the effects of estimated prepayments.  At June 20, 2014, a majority of these loans were valued based on the liquidation value of the underlying collateral, because the expected cash flows were primarily based on the liquidation of underlying collateral and the timing and amount of the cash flows could not be reasonably estimated.
	On the acquisition date, the preliminary estimate of the contractually required payments receivable for all FASB ASC 310-30 by Policy Loans acquired in the acquisition was $187.4 million, of which $28.4 million of cash flows were not expected to be collected, and the estimated fair value of the loans was $161.2 million.  A majority of these loans were valued as of their acquisition dates based on the liquidation value of the underlying collateral, because the expected cash flows were primarily based on the liquidation of underlying collateral and the timing and amount of the cash flows could not be reasonably estimated.
	At September 30, 2014, the Company has finalized its initial analysis of these loans without adjustments to the preliminary estimated recorded carrying values.
	The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield.  The accretable yield is recognized as interest income over the estimated lives of the loans.  The initial accretable yield recorded for Valley was $23.0 million.  The amount accreted to income during the three and nine months ended September 30, 2014 was $2.1 million and $2.2 million, respectively.  The net remaining accretable yield at September 30, 2014 was $20.7 million.

Note_1_Basis_of_Presentation_O

Note 1: Basis of Presentation: Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies	'
	The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and nine months ended September 30, 2014 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2013, has been derived from the audited consolidated statement of financial condition of the Company as of that date.   Certain prior period amounts have been reclassified to conform to the current period presentation.  These reclassifications had no effect on net income.
	Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K for 2013 filed with the Securities and Exchange Commission.

Note_2_Nature_of_Operations_an1

Note 2: Nature of Operations and Operating Segments: Segment Reporting, Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
Segment Reporting, Policy	'
	The Company’s banking operation is its only reportable segment.  The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others

Note_4_Stockholders_Equity_Sto

Note 4: Stockholders' Equity: Stockholders Equity Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
Stockholders Equity Policy	'
	Previously, the Company's stockholders approved the Company's reincorporation to the State of Maryland. Under Maryland law, there is no concept of "Treasury Shares." Instead, shares purchased by the Company constitute authorized but unissued shares under Maryland law. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The cost of shares purchased by the Company has been allocated to Common Stock and Retained Earnings balances.

Note_6_Investment_Securities_I

Note 6: Investment Securities: Investments in Debt Securities Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
Investments in Debt Securities Policy	'
	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at September 30, 2014 and December 31, 2013, respectively, was approximately $131.5 million and $237.6 million, which is approximately 30.9% and 42.7% of the Company’s available-for-sale and held-to-maturity investment portfolio, respectively.

Note_6_Investment_Securities_G

Note 6: Investment Securities: Gain Loss on Investments Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
Gain Loss on Investments Policy	'
	Gross gains of $656,000 and $1.3 million and gross losses of $335,000 and $335,000 resulting from sales of available-for-sale securities were realized for the three and nine months ended September 30, 2014, respectively.  Gross gains of $644,000 and $795,000 and gross losses of $534,000 and $554,000 resulting from sales of available-for-sale securities were realized for the three and nine months ended September 30, 2013, respectively.  Gains and losses on sales of securities are determined on the specific-identification method.

Note_7_Loans_and_Allowance_For1

Note 7: Loans and Allowance For Loan Losses: Loan Portfolio Credit quality internal Grading System Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
Loan Portfolio Credit quality internal Grading System Policy	'
	The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.”  Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected.  Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.  Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification.  Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard.  Loans not meeting any of the criteria previously described are considered satisfactory.  The FDIC-covered loans are evaluated using this internal grading system.  These loans are accounted for in pools and are currently substantially covered through loss sharing agreements with the FDIC.  Minimal adverse classification in the loan pools was identified as of September 30, 2014 and December 31, 2013, respectively.  The acquired non-covered loans are also evaluated using this internal grading system.  These loans are accounted for in pools and minimal adverse classification in the loan pools was identified as of September 30, 2014.  See Note 8 for further discussion of the acquired loan pools and loss sharing agreements.  The loan grading system is presented by loan class below:

Note_8_Acquired_Loans_Loss_Sha1

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: TeamBank Business Combination Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
TeamBank Business Combination Policy	'
	On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas.
	The loans, commitments and foreclosed assets purchased in the TeamBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five-year period ended March 31, 2014.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and nine months ended September 30, 2014 was $-0-.  The amount accreted to yield during the three and nine months ended September 30, 2013 was $0 and $134,000, respectively.

Note_8_Acquired_Loans_Loss_Sha2

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Vantus Bank Business Combination Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
Vantus Bank Business Combination Policy	'
	On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa.
	The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five year period ended on September 30, 2014.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and nine months ended September 30, 2014 was $-0-.  The amount accreted to yield during the three and nine months ended September 30, 2013 was $19,000 and $99,000, respectively.

Note_8_Acquired_Loans_Loss_Sha3

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Sun Security Bank Business Combination Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
Sun Security Bank Business Combination Policy	'
	On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri.
	The loans and foreclosed assets purchased in the Sun Security Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans) and foreclosed assets purchased subject to certain limitations.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A discount was recorded in conjunction with the fair value of the acquired loans and the amount accreted to yield during the three and nine months ended September 30, 2014 was $0 and $105,000, respectively.  The amount accreted to yield during the three and nine months ended September 30, 2013 was $210,000 and $827,000, respectively.

Note_8_Acquired_Loans_Loss_Sha4

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: InterBank Business Combination Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
InterBank Business Combination Policy	'
	On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota.
	The loans and foreclosed assets purchased in the InterBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank.  Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations.  Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern.  This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans.  The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired.  The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC.  The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date.  Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.  A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and nine months ended September 30, 2014 was $133,000 and $417,000, respectively.  The amount amortized to yield during the three and nine months ended September 30, 2013 was $155,000 and $485,000, respectively.

Note_8_Acquired_Loans_Loss_Sha5

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Business Acquisition Fair Value and Expected Cash Flows Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
Business Acquisition Fair Value and Expected Cash Flows Policy	'
	Fair Value and Expected Cash Flows.  At the time of these acquisitions, the Company determined the fair value of the loan portfolios based on several assumptions. Factors considered in the valuations were projected cash flows for the loans, type of loan and related collateral, classification status, fixed or variable interest rate, term of loan, current discount rates and whether or not the loan was amortizing. Loans were grouped together according to similar characteristics and were treated in the aggregate when applying various valuation techniques. Management also estimated the amount of credit losses that were expected to be realized for the loan portfolios. The discounted cash flow approach was used to value each pool of loans. For non-performing loans, fair value was estimated by calculating the present value of the recoverable cash flows using a discount rate based on comparable corporate bond rates. This valuation of the acquired loans is a significant component leading to the valuation of the loss sharing assets recorded.
	The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield.  The accretable yield is recognized as interest income over the estimated lives of the loans.  The Company continues to evaluate the fair value of the loans including cash flows expected to be collected.  Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses.  During the three and nine months ended September 30, 2014, increases in expected cash flows related to the acquired loan portfolios resulted in adjustments of $5.1 million and $25.0 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and nine months ended September 30, 2013, similar such adjustments totaling $11.9 million and $26.9 million, respectively, were made to the accretable yield.  The current year increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements.  During the three and nine months ended September 30, 2014, this resulted in corresponding adjustments of $4.1 million and $20.0 million, respectively, to the indemnification assets to be amortized on a level-yield basis over the remainder of the loss sharing agreements or the remaining expected lives of the loan pools, whichever is shorter.  During the three and nine months ended September 30, 2013, corresponding adjustments of $9.4 million and $21.3 million, respectively, were made to the indemnification assets.
	Because these adjustments will be recognized over the remaining lives of the loan pools and the remainder of the loss sharing agreements, respectively, they will impact future periods as well.  The remaining accretable yield adjustment that will affect interest income is $29.6 million and the remaining adjustment to the indemnification assets, including the effects of the clawback liability related to Interbank, that will affect non-interest income (expense) is $(26.0) million.  Of the remaining adjustments, we expect to recognize $7.2 million of interest income and $(6.0) million of non-interest income (expense) in the remainder of 2014.  Additional adjustments may be recorded in future periods from the FDIC-assisted acquisitions, as the Company continues to estimate expected cash flows from the acquired loan pools.

Note_8_Acquired_Loans_Loss_Sha6

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: TeamBank FDIC Indemnification Asset Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
TeamBank FDIC Indemnification Asset Policy	'
	TeamBank Loans, Foreclosed Assets and Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the TeamBank transaction at September 30, 2014 and December 31, 2013. Gross loan balances (due from the borrower) were reduced approximately $389.9 million since the transaction date because of $256.1 million of repayments from borrowers, $61.6 million in transfers to foreclosed assets and $72.2 million in charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Note_8_Acquired_Loans_Loss_Sha7

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Vantus Bank Indemnification Asset Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
Vantus Bank Indemnification Asset Policy	'
	Vantus Bank Loans, Foreclosed Assets and Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the Vantus Bank transaction at September 30, 2014 and December 31, 2013. Gross loan balances (due from the borrower) were reduced approximately $286.7 million since the transaction date because of $240.6 million of repayments from borrowers, $16.5 million in transfers to foreclosed assets and $29.6 million in charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Note_8_Acquired_Loans_Loss_Sha8

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Sun Security Bank Indemnification Asset (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
Sun Security Bank Indemnification Asset	'
	Sun Security Bank Loans, Foreclosed Assets and Indemnification Asset.  The following tables present the balances of the FDIC indemnification asset related to the Sun Security Bank transaction at September 30, 2014 and December 31, 2013.  Gross loan balances (due from the borrower) were reduced approximately $171.7 million since the transaction date because of $112.8 million of repayments from borrowers, $27.6 million in transfers to foreclosed assets and $31.3 million of charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Note_8_Acquired_Loans_Loss_Sha9

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: InterBank Indemnification Asset Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
InterBank Indemnification Asset Policy	'
	InterBank Loans, Foreclosed Assets and Indemnification Asset.  The following table presents the balances of the FDIC indemnification asset related to the InterBank transaction at September 30, 2014.  Gross loan balances (due from the borrower) were reduced approximately $138.8 million since the transaction date because of $107.2 million of repayments by the borrower, $11.4 million in transfers to foreclosed assets and $20.2 million of charge-offs to customer loan balances.  Based upon the collectability analyses performed during the acquisition, we expected certain levels of foreclosures and charge-offs and actual results have been better than our expectations.  As a result, cash flows expected to be received from the acquired loan pools have increased, resulting in adjustments that were made to the related accretable yield as described above.

Recovered_Sheet1

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Valley Bank FDIC Indemnification Asset Policy (Policies)	3 Months Ended
	Sep. 30, 2014
Policies	'
Valley Bank FDIC Indemnification Asset Policy	'
	Valley Bank Loans and Foreclosed Assets.  The following table presents the balances of the loans and discount related to the Valley Bank transaction at September 30, 2014.  Gross loan balances (due from the borrower) were reduced approximately $14.1 million since the transaction date because of $12.3 million of repayments by the borrower and $1.8 million of charge-offs to customer loan balances.  The Valley Bank transaction did not include a loss sharing agreement; however, the loans were recorded at a discount, which is accreted to yield over the life of the loans.

Note_5_Earnings_Per_Share_Sche

Note 5: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Earnings Per Share, Basic and Diluted	'
		Three Months Ended September 30,
		2014	2013
	(In Thousands, Except Per Share Data)
	Basic:
	Average shares outstanding	13,696	13,647
	Net income available to common stockholders	$11,445	$8,294
	Per common share amount	$0.84	$0.61
	Diluted:
	Average shares outstanding	13,696	13,647
	Net effect of dilutive stock options – based on the treasury
	stock method using average market price	89	58
	Diluted shares	13,785	13,705
	Net income available to common stockholders	$11,445	$8,294
	Per common share amount	$0.83	$0.61
		Nine Months Ended September 30,
		2014	2013
	(In Thousands, Except Per Share Data)
	Basic:
	Average shares outstanding	13,693	13,634
	Net income available to common stockholders	$31,027	$24,621
	Per share amount	$2.27	$1.81
	Diluted:
	Average shares outstanding	13,693	13,634
	Net effect of dilutive stock options – based on the treasury
	stock method using average market price	75	58
	Diluted shares	13,768	13,692
	Net income available to common stockholders	$31,027	$24,621
	Per share amount	$2.25	$1.80

Note_6_Investment_Securities_S

Note 6: Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Available-for-sale Securities Reconciliation	'
		30-Sep-14
			Gross	Gross		Tax
		Amortized	Unrealized	Unrealized	Fair	Equivalent
		Cost	Gains	Losses	Value	Yield
	(In Thousands)
	AVAILABLE-FOR-SALE SECURITIES:
	U.S. government agencies	$20,000	$--	$1,063	$18,937	2.00%
	Mortgage-backed securities	273,358	4,502	1,233	276,627	2.02
	States and political subdivisions	120,060	6,713	226	126,547	5.37
	Equity securities	847	2,198	--	3,045	--
		$414,265	$13,413	$2,522	$425,156	2.98%
		31-Dec-13
			Gross	Gross		Tax
		Amortized	Unrealized	Unrealized	Fair	Equivalent
		Cost	Gains	Losses	Value	Yield
	(In Thousands)
	AVAILABLE-FOR-SALE SECURITIES:
	U.S. government agencies	$20,000	$--	$2,745	$17,255	2.00%
	Mortgage-backed securities	365,020	4,824	2,266	367,578	2.04
	Small Business Administration
	loan pools	43,461	1,394	--	44,855	1.34
	States and political subdivisions	122,113	2,549	1,938	122,724	5.47
	Equity securities	847	2,022	--	2,869	--
		$551,441	$10,789	$6,949	$555,281	2.74%

Note_6_Investment_Securities_S1

Note 6: Investment Securities: Schedule of Held-to-maturity Securities (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Held-to-maturity Securities	'
		30-Sep-14
			Gross	Gross		Tax
		Amortized	Unrealized	Unrealized	Fair	Equivalent
		Cost	Gains	Losses	Value	Yield
	(In Thousands)
	HELD-TO-MATURITY SECURITIES:
	States and political subdivisions	$450	$55	$--	$505	7.37%
		31-Dec-13
			Gross	Gross		Tax
		Amortized	Unrealized	Unrealized	Fair	Equivalent
		Cost	Gains	Losses	Value	Yield
	(In Thousands)
	HELD-TO-MATURITY SECURITIES:
	States and political subdivisions	$805	$107	$--	$912	7.37%

Note_6_Investment_Securities_S2

Note 6: Investment Securities: Schedule of Maturity of Available for Sale Securities (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Maturity of Available for Sale Securities	'
	The amortized cost and fair value of available-for-sale securities at September 30, 2014, by contractual maturity, are shown below.  Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized	Fair
		Cost	Value
	(In Thousands)
	One year or less	$110	$111
	After one through five years	1,472	1,486
	After five through ten years	7,504	7,794
	After ten years	130,974	136,093
	Securities not due on a single maturity date	273,358	276,627
	Equity securities	847	3,045
		$414,265	$425,156

Note_6_Investment_Securities_S3

Note 6: Investment Securities: Schedule of Held to Maturity Securities by Maturity (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Held to Maturity Securities by Maturity	'
	The held-to-maturity securities at September 30, 2014, by contractual maturity, are shown below.  Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.
		Amortized	Fair
		Cost	Value
	(In Thousands)
	After one through five years	$450	$505

Note_6_Investment_Securities_S4

Note 6: Investment Securities: Schedule of Gross Unrealized Losses and Estimated Fair Value of Investments (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Gross Unrealized Losses and Estimated Fair Value of Investments	'
	The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at September 30, 2014 and December 31, 2013:
		30-Sep-14
		Less than 12 Months		12 Months or More		Total
		Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	Description of Securities	Value	Losses	Value	Losses	Value	Losses
	(In Thousands)
	U.S. government agencies	$--	$--	$20,000	($1,063)	$20,000	($1,063)
	Mortgage-backed securities	51,442	-514	46,054	-719	97,496	-1,233
	State and political
	subdivisions	2,561	-8	11,393	-218	13,954	-226
		$54,003	($522)	$77,447	($2,000)	$131,450	($2,522)
		31-Dec-13
		Less than 12 Months		12 Months or More		Total
		Fair	Unrealized	Fair	Unrealized	Fair	Unrealized
	Description of Securities	Value	Losses	Value	Losses	Value	Losses
	(In Thousands)
	U.S. government agencies	$20,000	($2,745)	$--	$--	$20,000	($2,745)
	Mortgage-backed securities	127,901	-1,871	39,255	-395	167,156	-2,266
	State and political
	subdivisions	50,401	-1,938	--	--	50,401	-1,938
		$198,302	($6,554)	$39,255	($395)	$237,557	($6,949)

Note_6_Investment_Securities_O

Note 6: Investment Securities: Other Than Temporary Impairment Credit Losses Recognized in Earnings (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Other Than Temporary Impairment Credit Losses Recognized in Earnings	'
	The following table provides information about debt securities for which only a credit loss was recognized in income and other losses are recorded in other comprehensive income.
		Accumulated
		Credit Losses
	(In Thousands)
	Credit losses on debt securities held
	1-Jan-13	$4,176
	Additions related to other-than-temporary losses not previously recognized	--
	Additions related to increases in credit losses on debt securities for which
	other-than-temporary impairment losses were previously recognized	--
	Reductions due to final principal payments	-4,176
	30-Sep-13	$--

Note_6_Investment_Securities_S5

Note 6: Investment Securities: Schedule of Amounts Reclassified out of Accumulated Other Comprehensive Income (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Amounts Reclassified out of Accumulated Other Comprehensive Income	'
		Amounts Reclassified from
		Other Comprehensive Income
		Three Months Ended September 30,		Affected Line Item in
	(In Thousands)	2014	2013	the Statements of Income
	Unrealized gains (losses) on available-			Net realized gains on available-
	for-sale securities	$321	$110	for-sale securities
	Income Taxes	-112	-38	(Total reclassified amount before tax) Provision for income taxes
	Total reclassifications out of accumulated
	other comprehensive income	$209	$72
		Amounts Reclassified from
		Other Comprehensive Income
		Nine Months Ended September 30,		Affected Line Item in the
		2014	2013	Statements of Income
	(In Thousands)
	Unrealized gains (losses) on available-			Net realized gains on available-
	for-sale securities	$963	$241	for-sale securities
	Income Taxes	-337	-84	(Total reclassified amount before tax) Provision for income taxes
	Total reclassifications out of accumulated
	other comprehensive income	$626	$157

Note_7_Loans_and_Allowance_For2

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Loans	'
		September 30,	December 31,
		2014	2013
	(In Thousands)
	One- to four-family residential construction	$43,386	$34,662
	Subdivision construction	35,344	40,409
	Land development	48,581	57,841
	Commercial construction	361,971	184,019
	Owner occupied one- to four-family residential	78,984	89,133
	Non-owner occupied one- to four-family residential	143,414	145,908
	Commercial real estate	872,294	780,690
	Other residential	353,225	325,599
	Commercial business	349,387	315,269
	Industrial revenue bonds	42,941	42,230
	Consumer auto	274,250	134,717
	Consumer other	78,676	82,260
	Home equity lines of credit	61,152	58,283
	FDIC-supported loans, net of discounts (TeamBank)	15,294	49,862
	Acquired non-covered loans, net of discounts (TeamBank)	28,341	--
	FDIC-supported loans, net of discounts (Vantus Bank)	43,653	57,920
	FDIC-supported loans, net of discounts (Sun Security Bank)	54,394	64,843
	FDIC-supported loans, net of discounts (InterBank)	203,787	213,539
	Acquired loans not covered by FDIC loss sharing agreements, net of
	discounts (Valley Bank)  (“acquired non-covered loans”)	152,497	--
		3,241,571	2,677,184
	Undisbursed portion of loans in process	-279,435	-194,544
	Allowance for loan losses	-38,081	-40,116
	Deferred loan fees and gains, net	-2,745	-2,994
		$2,921,310	$2,439,530
	Weighted average interest rate	4.78%	5.10%

Note_7_Loans_and_Allowance_For3

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans Receivable by Aging Analysis (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Loans Receivable by Aging Analysis	'
	Classes of loans by aging were as follows:
		30-Sep-14
								Total Loans
				Past Due				> 90 Days
		30-59 Days	60-89 Days	90 Days	Total Past		Total Loans	Past Due and
		Past Due	Past Due	or More	Due	Current	Receivable	Still Accruing
	(In Thousands)
	One- to four-family
	residential construction	$--	$--	$223	$223	$43,163	$43,386	$--
	Subdivision construction	--	--	1,223	1,223	34,121	35,344	--
	Land development	--	--	265	265	48,316	48,581	--
	Commercial construction	--	--	--	--	361,971	361,971	--
	Owner occupied one- to four-
	family residential	184	565	1,616	2,365	76,619	78,984	170
	Non-owner occupied one- to
	four-family residential	--	168	2,997	3,165	140,249	143,414	--
	Commercial real estate	--	59	2,968	3,027	869,267	872,294	--
	Other residential	--	--	--	--	353,225	353,225	--
	Commercial business	21	13	427	461	348,926	349,387	--
	Industrial revenue bonds	--	--	1,205	1,205	41,736	42,941	--
	Consumer auto	144	1,331	131	1,606	272,644	274,250	--
	Consumer other	168	1,025	649	1,842	76,834	78,676	244
	Home equity lines of credit	46	404	337	787	60,365	61,152	--
	FDIC-supported loans, net of
	discounts (TeamBank)	65	115	415	595	14,699	15,294	--
	Acquired non-covered loans,
	net of discounts
	(TeamBank)	--	--	--	--	28,341	28,341	--
	FDIC-supported loans, net of
	discounts (Vantus Bank)	85	12	1,022	1,119	42,534	43,653	56
	FDIC-supported loans,
	net of discounts
	(Sun Security Bank)	353	149	2,714	3,216	51,178	54,394	--
	FDIC-supported loans,
	net of discounts
	(InterBank)	696	1,375	14,731	16,802	186,985	203,787	--
	Acquired non-covered loans,
	net of discounts
	(Valley Bank)	9,727	2,716	12,329	24,772	127,725	152,497	--
		11,489	7,932	43,252	62,673	3,278,898	3,241,571	470
	Less FDIC-supported loans,
	and acquired non-covered
	loans, net of discounts	10,926	4,367	31,211	46,504	451,462	497,966	56
	Total	$563	$3,565	$12,041	$16,169	$2,727,436	$2,743,605	$414
		31-Dec-13
								Total Loans
				Past Due				> 90 Days
		30-59 Days	60-89 Days	90 Days	Total Past		Total Loans	Past Due and
		Past Due	Past Due	or More	Due	Current	Receivable	Still Accruing
	(In Thousands)
	One- to four-family
	residential construction	$--	$--	$--	$--	$34,662	$34,662	$--
	Subdivision construction	--	--	871	871	39,538	40,409	--
	Land development	145	38	338	521	57,320	57,841	--
	Commercial construction	--	--	--	--	184,019	184,019	--
	Owner occupied one- to four-
	family residential	1,233	344	3,014	4,591	84,542	89,133	211
	Non-owner occupied one- to
	four-family residential	1,562	171	843	2,576	143,332	145,908	140
	Commercial real estate	2,856	131	6,205	9,192	771,498	780,690	--
	Other residential	--	--	--	--	325,599	325,599	--
	Commercial business	17	19	5,208	5,244	310,025	315,269	--
	Industrial revenue bonds	--	--	2,023	2,023	40,207	42,230	--
Consumer auto	955	127	168	1,250	133,467	134,717	--
Consumer other	1,258	333	732	2,323	79,937	82,260	257
Home equity lines of credit	168	16	504	688	57,595	58,283	--
FDIC-supported loans, net of
discounts (TeamBank)	414	130	1,396	1,940	47,922	49,862	6
FDIC-supported loans, net of
discounts (Vantus Bank)	675	31	2,356	3,062	54,858	57,920	42
FDIC-supported loans,
net of discounts
(Sun Security Bank)	510	121	4,241	4,872	59,971	64,843	147
FDIC-supported loans, net of
discounts (InterBank)	6,024	1,567	16,768	24,359	189,180	213,539	20
	15,817	3,028	44,667	63,512	2,613,672	2,677,184	823
Less FDIC-supported loans,
net of discounts	7,623	1,849	24,761	34,233	351,931	386,164	215
Total	$8,194	$1,179	$19,906	$29,279	$2,261,741	$2,291,020	$608

Note_7_Loans_and_Allowance_For4

Note 7: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Financing Receivables NonAccrual Status	'
	Nonaccruing loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount) are summarized as follows:
		September 30,	December 31,
		2014	2013
	(In Thousands)
	One- to four-family residential construction	$223	$--
	Subdivision construction	1,223	871
	Land development	265	338
	Commercial construction	--	--
	Owner occupied one- to four-family residential	1,446	2,803
	Non-owner occupied one- to four-family residential	2,997	703
	Commercial real estate	2,968	6,205
	Other residential	--	--
	Commercial business	1,632	5,208
	Industrial revenue bonds	--	2,023
	Consumer auto	131	168
	Consumer other	405	475
	Home equity lines of credit	337	504
	Total	$11,627	$19,298

Note_7_Loans_and_Allowance_For5

Note 7: Loans and Allowance For Loan Losses: Schedule of Balance in Allowance for Loan Losses Based on Portfolio Segment and Impairment (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Balance in Allowance for Loan Losses Based on Portfolio Segment and Impairment	'
	The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2014.  Also presented is the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of September 30, 2014:
		One- to Four-
		Family
		Residential and	Other	Commercial	Commercial	Commercial
		Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)
	Allowance for loan losses
	Balance June 30, 2014	$5,073	$1,723	$16,476	$8,249	$2,582	$3,979	$38,082
	Provision (benefit) charged to expense	-1,647	545	2,838	-2,499	632	1,076	945
	Losses charged off	-106	--	-520	-1	-50	-1,107	-1,784
	Recoveries	120	14	170	24	--	510	838
	Balance September 30, 2014	$3,440	$2,282	$18,964	$5,773	$3,164	$4,458	$38,081
	Balance January 1, 2014	$6,235	$2,678	$16,939	$4,464	$6,451	$3,349	$40,116
	Provision (benefit) charged to expense	-1,280	-423	2,704	1,263	-619	2,454	4,099
	Losses charged off	-1,803	-2	-1,239	-131	-2,737	-2,891	-8,803
	Recoveries	288	29	560	177	69	1,546	2,669
	Balance September 30, 2014	$3,440	$2,282	$18,964	$5,773	$3,164	$4,458	$38,081
	Ending balance:
	Individually evaluated for
	impairment	$1,340	$--	$1,736	$1,514	$596	$198	$5,384
	Collectively evaluated for
	impairment	$2,100	$2,274	$16,800	$4,241	$2,559	$4,221	$32,195
	Loans acquired and
	accounted for under ASC
	310-30	$--	$8	$428	$18	$9	$39	$502
	Loans
	Individually evaluated for
	impairment	$11,284	$10,203	$28,899	$7,791	$5,126	$1,256	$64,559
	Collectively evaluated for
	impairment	$289,844	$343,022	$843,395	$402,761	$387,202	$412,822	$2,679,046
	Loans acquired and
	accounted for under ASC
	310-30	$248,701	$54,594	$106,877	$20,084	$18,251	$49,459	$497,966
	The following table presents the activity in the allowance for loan losses by portfolio segment for the three and nine months ended September 30, 2013:
		One- to Four-
		Family
		Residential and	Other	Commercial	Commercial	Commercial
		Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)
	Allowance for loan losses
	Balance July 1, 2013	$6,125	$3,373	$16,419	$5,789	$5,664	$2,815	$40,185
	Provision (benefit) charged to expense	-234	-372	1,474	1,291	-1,732	2,250	2,677
	Losses charged off	-847	-201	-608	-346	-1,303	-2,215	-5,520
	Recoveries	87	6	888	50	648	435	2,114
	Balance September 30, 2013	$5,131	$2,806	$18,173	$6,784	$3,277	$3,285	$39,456
	Balance January 1, 2013	$6,822	$4,327	$17,441	$3,938	$5,096	$3,025	$40,649
	Provision (benefit) charged to expense	292	1,329	6,736	3,413	137	2,666	14,573
	Losses charged off	-2,088	-2,887	-7,138	-675	-2,672	-3,884	-19,344
	Recoveries	105	37	1,134	108	716	1,478	3,578
	Balance September 30, 2013	$5,131	$2,806	$18,173	$6,784	$3,277	$3,285	$39,456
	The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2013:
		One- to Four-
		Family
		Residential and	Other	Commercial	Commercial	Commercial
		Construction	Residential	Real Estate	Construction	Business	Consumer	Total
	(In Thousands)
	Allowance for loan losses
	Individually evaluated for
	impairment	$2,501	$--	$90	$473	$4,162	$218	$7,444
	Collectively evaluated for
	impairment	$3,734	$2,678	$16,845	$3,991	$2,287	$3,131	$32,666
	Loans acquired and
	accounted for under ASC
310-30	$--	$--	$4	$--	$2	$--	$6
Loans
Individually evaluated for
impairment	$13,055	$10,983	$31,591	$12,628	$8,755	$1,389	$78,401
Collectively evaluated for
impairment	$297,057	$314,616	$791,329	$229,232	$306,514	$273,871	$2,212,619
Loans acquired and
accounted for under ASC
310-30	$206,964	$35,095	$84,591	$6,989	$4,883	$47,642	$386,164

Note_7_Loans_and_Allowance_For6

Note 7: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Impaired Loans	'
	Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows:
		30-Sep-14
			Unpaid
		Recorded	Principal	Specific
		Balance	Balance	Allowance
	(In Thousands)
	One- to four-family residential construction	$--	$--	$--
	Subdivision construction	2,304	4,716	373
	Land development	7,791	8,224	1,514
	Commercial construction	--	--	--
	Owner occupied one- to four-family residential	4,366	5,064	517
	Non-owner occupied one- to four-family residential	4,614	4,837	450
	Commercial real estate	28,899	30,210	1,736
	Other residential	10,203	10,203	--
	Commercial business	2,150	2,173	596
	Industrial revenue bonds	2,976	4,288	--
	Consumer auto	175	227	26
	Consumer other	635	764	95
	Home equity lines of credit	446	473	77
	Total	$64,559	$71,179	$5,384
		Three Months Ended			Nine Months Ended
		30-Sep-14			30-Sep-14
		Average			Average
		Investment	Interest		Investment	Interest
		in Impaired	Income		in Impaired	Income
		Loans	Recognized		Loans	Recognized
	(In Thousands)
	One- to four-family residential construction	$121	$--		$59	$--
	Subdivision construction	2,207	8		2,549	38
	Land development	7,650	70		10,403	213
	Commercial construction	--	--		--	--
	Owner occupied one- to four-family residential	4,665	56		5,100	168
	Non-owner occupied one- to four-family residential	4,550	53		4,137	163
	Commercial real estate	29,531	298		30,204	988
	Other residential	10,304	86		10,665	296
	Commercial business	2,163	31		2,657	99
	Industrial revenue bonds	3,362	192		2,998	192
	Consumer auto	216	4		182	11
	Consumer other	678	15		690	57
	Home equity lines of credit	415	6		461	20
	Total	$65,862	$819		$70,105	$2,245
		At or for the Year Ended December 31, 2013
					Average
			Unpaid		Investment	Interest
		Recorded	Principal	Specific	in Impaired	Income
		Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)
	One- to four-family residential construction	$--	$--	$--	$36	$--
	Subdivision construction	3,502	3,531	1,659	3,315	163
	Land development	12,628	13,042	473	13,389	560
	Commercial construction	--	--	--	--	--
	Owner occupied one- to four-family residential	5,802	6,117	593	5,101	251
	Non-owner occupied one- to four-family residential	3,751	4,003	249	4,797	195
	Commercial real estate	31,591	34,032	90	42,242	1,632
	Other residential	10,983	10,983	--	13,837	434
	Commercial business	6,057	6,077	4,162	6,821	179
	Industrial revenue bonds	2,698	2,778	--	2,700	27
	Consumer auto	216	231	32	145	16
	Consumer other	604	700	91	630	63
	Home equity lines of credit	569	706	95	391	38
	Total	$78,401	$82,200	$7,444	$93,404	$3,558
		30-Sep-13
			Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
(In Thousands)
One- to four-family residential construction	$--	$--	$--
Subdivision construction	3,785	3,896	851
Land development	15,444	15,848	2,192
Commercial construction	--	--	--
Owner occupied one- to four-family residential	5,174	5,393	430
Non-owner occupied one- to four-family residential	4,351	5,233	369
Commercial real estate	40,981	42,507	2,416
Other residential	11,367	11,367	169
Commercial business	6,138	6,140	1,512
Industrial revenue bonds	2,698	2,778	--
Consumer auto	184	228	28
Consumer other	595	664	89
Home equity lines of credit	410	424	91
Total	$91,127	$94,478	$8,147
	Three Months Ended			Nine Months Ended
	30-Sep-13			30-Sep-13
	Average			Average
	Investment	Interest		Investment	Interest
	in Impaired	Income		in Impaired	Income
	Loans	Recognized		Loans	Recognized
(In Thousands)
One- to four-family residential construction	$48	$--		$48	$5
Subdivision construction	4,062	34		3,206	140
Land development	15,573	111		13,025	477
Commercial construction	--	--		--	--
Owner occupied one- to four-family residential	5,035	60		4,899	176
Non-owner occupied one- to four-family residential	4,832	12		5,112	173
Commercial real estate	40,792	506		44,374	1,246
Other residential	11,444	136		14,895	353
Commercial business	6,274	86		7,074	161
Industrial revenue bonds	2,698	--		2,701	14
Consumer auto	153	7		130	11
Consumer other	593	12		639	44
Home equity lines of credit	333	10		316	20
Total	$91,837	$974		$96,419	$2,820

Note_7_Loans_and_Allowance_For7

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Troubled Debt Restructurings on Financing Receivables	'
		Three Months Ended September 30, 2014
					Total
		Interest Only	Term	Combination	Modification
	(In Thousands)
	Mortgage loans on real estate:
	One -to four- family residential	$308	$--	$--	$308
	One -to four- family residential
	construction	--	--	223	223
	Commercial business	--	243	--	243
	Consumer	--	6	--	6
		$308	$249	$223	$780
		Nine Months Ended September 30, 2014
					Total
		Interest Only	Term	Combination	Modification
	(In Thousands)
	Mortgage loans on real estate:
	Subdivision construction	$--	$250	$--	$250
	One -to four- family residential
	construction	--	--	223	223
	One -to four- family residential	308	386	--	694
	Commercial real estate	506	1,929	--	2,435
	Commercial business	--	1,881	--	1,881
	Industrial revenue bonds	--	1,150	--	1,150
	Consumer	--	59	--	59
		$814	$5,655	$223	$6,692

Recovered_Sheet2

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Impact of Adjustments of Acquired Loans on Financial Results	'
	The impact of adjustments on the Company’s financial results is shown below:
		Three Months Ended		Three Months Ended
		30-Sep-14		30-Sep-13
	(In Thousands, Except Per Share Data
	and Basis Points Data)
	Impact on net interest income/
	net interest margin (in basis points)	$8,848	98 bps	$8,412	101 bps
	Non-interest income	-7,438		-7,310
	Net impact to pre-tax income	$1,410		$1,102
	Net impact net of taxes	$917		$716
	Impact to diluted earnings per common share	$0.07		$0.05
		Nine Months Ended		Nine Months Ended
		30-Sep-14		30-Sep-13
	(In Thousands, Except Per Share Data
	and Basis Points Data)
	Impact on net interest income/
	net interest margin (in basis points)	$25,836	101 bps	$26,508	103 bps
	Non-interest income	-21,915		-22,529
	Net impact to pre-tax income	$3,921		$3,979
	Net impact net of taxes	$2,549		$2,586
	Impact to diluted earnings per common share	$0.19		$0.19

Recovered_Sheet3

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of TeamBank FDIC Indemnification Asset (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of TeamBank FDIC Indemnification Asset	'
		30-Sep-14
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$46,222	$169
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-2,061	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-43,635	-156
	Expected loss remaining	526	13
	Assumed loss sharing recovery percentage	83%	77%
	Estimated loss sharing value	438	10
	Indemnification asset to be amortized resulting from
	change in expected losses	327	--
	Accretable discount on FDIC indemnification asset	--	--
	FDIC indemnification asset	$765	$10
		31-Dec-13
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$53,553	$664
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-2,882	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-49,862	-647
	Expected loss remaining	809	17
	Assumed loss sharing recovery percentage	82%	76%
	Estimated loss sharing value	665	13
	Indemnification asset to be amortized resulting from
	change in expected losses	593	--
	Accretable discount on FDIC indemnification asset	-10	--
	FDIC indemnification asset	$1,248	$13

Recovered_Sheet4

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Vantus Bank FDIC Indemnification Asset (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Vantus Bank FDIC Indemnification Asset	'
		30-Sep-14
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$44,877	$1,205
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-456	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-43,653	-1,015
	Expected loss remaining	768	190
	Assumed loss sharing recovery percentage	74%	--%
	Estimated loss sharing value(1)	566	--
	Indemnification asset to be amortized resulting from
	change in expected losses	278	--
	Accretable discount on FDIC indemnification asset	--	--
	FDIC indemnification asset	$844	$--
	-1	Includes $153,000 impairment of indemnification asset for foreclosed assets.  Resolution of certain items related to commercial foreclosed assets did not occur prior to the expiration of the non-single-family loss sharing agreement for Vantus Bank on September 30, 2014.
		31-Dec-13
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$60,011	$1,986
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-1,202	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-57,920	-1,092
	Expected loss remaining	889	894
	Assumed loss sharing recovery percentage	78%	80%
	Estimated loss sharing value	690	716
	Indemnification asset to be amortized resulting from
	change in expected losses	919	--
	Accretable discount on FDIC indemnification asset	-32	--
	FDIC indemnification asset	$1,577	$716

Recovered_Sheet5

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Sun Security Bank FDIC Indemnification Asset (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Sun Security Bank FDIC Indemnification Asset	'
		30-Sep-14
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$62,722	$2,598
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-3,540	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-54,394	-1,521
	Expected loss remaining	4,788	1,077
	Assumed loss sharing recovery percentage	66%	80%
	Estimated loss sharing value	3,173	862
	Indemnification asset to be amortized resulting from
	change in expected losses	2,827	--
	Accretable discount on FDIC indemnification asset	-363	-63
	FDIC indemnification asset	$5,637	$799
		31-Dec-13
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$78,524	$3,582
	Non-credit premium/(discount), net of activity since acquisition date	-105	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-5,062	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-64,843	-2,193
	Expected loss remaining	8,514	1,389
	Assumed loss sharing recovery percentage	70%	80%
	Estimated loss sharing value	5,974	1,111
	Indemnification asset to be amortized resulting from
	change in expected losses	4,049	--
	Accretable discount on FDIC indemnification asset	-680	-93
	FDIC indemnification asset	$9,343	$1,018

Recovered_Sheet6

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of InterBank FDIC Indemnification Asset (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of InterBank FDIC Indemnification Asset	'
		30-Sep-14
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$254,427	$5,076
	Non-credit premium/(discount), net of activity since acquisition date	1,488	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-23,518	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-203,787	-3,976
	Expected loss remaining	28,610	1,100
	Assumed loss sharing recovery percentage	82%	80%
	Estimated loss sharing value(1)	23,444	880
	FDIC loss share clawback	3,793	--
	Indemnification asset to be amortized resulting from
	change in expected losses	18,814	--
	Accretable discount on FDIC indemnification asset	-3,350	-33
	FDIC indemnification asset	$42,701	$847
	(1)    Includes $400,000 impairment of indemnification asset for loans
		31-Dec-13
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis for loss sharing determination,
	net of activity since acquisition date	$284,975	$6,543
	Non-credit premium/(discount), net of activity since acquisition date	1,905	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	-21,218	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-213,539	-5,073
	Expected loss remaining	52,123	1,470
	Assumed loss sharing recovery percentage	82%	80%
	Estimated loss sharing value	42,654	1,176
	FDIC loss share clawback	2,893	--
	Indemnification asset to be amortized resulting from
	change in expected losses	16,974	--
	Accretable discount on FDIC indemnification asset	-4,874	-33
	FDIC indemnification asset	$57,647	$1,143

Recovered_Sheet7

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Valley Bank Acquired Loans and Foreclosed Assets (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Valley Bank Acquired Loans and Foreclosed Assets	'
		30-Sep-14
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis, net of activity since acquisition date	$179,065	$--
	Non-credit premium/(discount), net of activity since acquisition date	1,752	--
	Reclassification from nonaccretable discount to accretable discount
	due to change in expected losses (net of accretion to date)	--	--
	Original estimated fair value of assets, net of activity since
	acquisition date	-152,497	--
	Expected loss remaining	$28,320	$--
		20-Jun-14
			Foreclosed
		Loans	Assets
	(In Thousands)
	Initial basis	$193,186	$--
	Non-credit premium/(discount)	2,015	--
	Original estimated fair value of assets	-165,098	--
	Expected loss remaining	$30,103	$--

Recovered_Sheet8

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Changes Accretable Yield for Acquired Loan Pools (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Changes Accretable Yield for Acquired Loan Pools	'
				Sun Security
		TeamBank	Vantus Bank	Bank	InterBank	Valley Bank
	(In Thousands)
	Balance, July 1, 2013	$8,610	$8,647	$10,055	$34,967	$--
	Accretion	-1,450	-1,832	-4,795	-7,034	--
	Reclassification from
	nonaccretable yield(1)	1,109	-379	5,293	7,774	--
	Balance, September 30, 2013	$8,269	$6,436	$10,553	$35,707	$--
	Balance July 1, 2014	$7,434	$4,578	$9,427	$41,108	$22,811
	Accretion	-887	-859	-2,119	-10,002	-2,062
	Reclassification from
	nonaccretable yield(1)	725	916	789	4,857	--
	Balance, September 30, 2014	$7,272	$4,635	$8,097	$35,963	$20,749
	(1)    Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses.  The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the three months ended September 30, 2014, totaling $522,000, $831,000, $139,000 and $707,000, respectively, and for the three months ended September 30, 2013, totaling $340,000, $0, $4.3 million and $7.3 million, respectively. There have not yet been any changes to the expected accretion of the loan pools for Valley Bank.
	Changes in the accretable yield for acquired loan pools were as follows for the nine months ended September 30, 2014 and 2013:
				Sun Security
		TeamBank	Vantus Bank	Bank	InterBank	Valley Bank
	(In Thousands)
	Balance, January 1, 2013	$12,128	$13,538	$11,259	$42,574	$--
	Accretion	-7,050	--	-13,021	-20,423	--
	Reclassification from
	nonaccretable yield(1)	3,191	390	12,315	13,556	--
	Balance, September 30, 2013	$8,269	$6,436	$10,553	$35,707	$--
	Balance January 1, 2014	$7,402	$5,725	$11,113	$40,095	$--
	Additions	--	--	--	--	22,976
	Accretion	-3,169	-2,990	-7,343	-28,404	-2,227
	Reclassification from
	nonaccretable yield(1)	3,039	1,900	4,327	24,272	--
	Balance, September 30, 2014	$7,272	$4,635	$8,097	$35,963	$20,749
	(1)    Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses.  The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the nine months ended September 30, 2014, totaling $2.8 million, $1.8 million, $1.5 million and $2.4 million, respectively, and for the nine months ended September 30, 2013, totaling $2.5 million, $516,000, $9.0 million and $14.9 million, respectively.  There have not yet been any changes to the expected accretion of the loan pools for Valley Bank.

Note_9_Other_Real_Estate_Owned1

Note 9: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Major Classifications of Foreclosed Assets	'
	Major classifications of other real estate owned were as follows:
		September 30,	December 31,
		2014	2013
	(In Thousands)
	Foreclosed assets held for sale
	One- to four-family construction	$--	$--
	Subdivision construction	9,778	11,652
	Land development	17,752	16,788
	Commercial construction	--	2,132
	One- to four-family residential	1,564	744
	Other residential	3,577	5,900
	Commercial real estate	1,779	4,135
	Commercial business	59	77
	Consumer	565	969
		35,074	42,397
	FDIC-supported foreclosed assets, net of discounts	6,668	9,006
	Foreclosed assets held for sale, net	41,742	51,403
	Other real estate owned not acquired through
	foreclosure	2,020	2,111
	Other real estate owned	$43,762	$53,514

Note_9_Other_Real_Estate_Owned2

Note 9: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Expenses Applicable to Foreclosed Assets	'
		Three Months Ended September 30,
		2014	2013
	(In Thousands)
	Net (gain) loss on sales of foreclosed assets	$126	$27
	Valuation write-downs	158	258
	Operating expenses, net of rental income	698	783
		$982	$1,068
		Nine Months Ended September 30,
		2014	2013
	(In Thousands)
	Net (gain) loss on sales of foreclosed assets	$72	($255)
	Valuation write-downs	1,357	1,313
	Operating expenses, net of rental income	1,744	2,420
		$3,173	$3,478

Note_11_Advances_From_Federal_1

Note 11: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Federal Home Loan Bank, Advances	'
		30-Sep-14		31-Dec-13
			Weighted		Weighted
			Average		Average
			Interest		Interest
	Due In	Amount	Rate	Amount	Rate
	(In Thousands)
	2014	$149,015	0.21%	$2,315	1.02%
	2015	10,065	3.87	10,065	3.87
	2016	70	5.06	25,070	3.81
	2017	30,825	3.2	85,825	3.92
	2018	81	5.06	81	5.06
	2019 and thereafter	529	5.51	529	5.51
		190,585	0.91	123,885	3.85
	Unamortized fair value adjustment	79		2,872
		$190,664		$126,757

Note_13_Income_Taxes_Schedule_

Note 13: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Effective Income Tax Rate Reconciliation	'
		Three Months Ended September 30,
		2014	2013
	Tax at statutory rate	35.00%	35.00%
	Nontaxable interest and dividends	-3.1	-4.3
	Tax credits	-8.4	-12.2
	State taxes	1.7	3
	Other	0.2	-1.4
		25.40%	20.10%
		Nine Months Ended September 30,
		2014	2013
	Tax at statutory rate	35.00%	35.00%
	Nontaxable interest and dividends	-3.3	-4.3
	Tax credits	-9.2	-11.1
	State taxes	1.5	2.1
	Other	0.4	-0.2
		24.40%	21.50%

Note_14_Fair_Value_Measurement1

Note 14: Fair Value Measurement: Fair Value, Assets Measured on Recurring Basis (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Fair Value, Assets Measured on Recurring Basis	'
			Fair value measurements using
			Quoted prices
			in active
			markets	Other	Significant
			for identical	observable	unobservable
			assets	inputs	inputs
		Fair value	(Level 1)	(Level 2)	(Level 3)
	(In Thousands)
	30-Sep-14
	U.S. government agencies	$18,937	$--	$18,937	$--
	Mortgage-backed securities	276,627	--	276,627	--
	States and political subdivisions	126,547	--	126,547	--
	Equity securities	3,045	--	3,045	--
	Mortgage servicing rights	189	--	--	189
	Interest rate derivative asset	2,050	--	--	2,050
	Interest rate derivative liability	-1,489	--	--	-1,489
	31-Dec-13
	U.S. government agencies	$17,255	$--	$17,255	$--
	Mortgage-backed securities	367,578	--	367,578	--
	Small Business Administration loan pools	44,855	--	44,855	--
	States and political subdivisions	122,724	--	122,724	--
	Equity securities	2,869	--	2,869	--
	Mortgage servicing rights	211	--	--	211
	Interest rate derivative asset	2,544	--	--	2,544
	Interest rate derivative liability	-1,613	--	--	-1,613

Note_14_Fair_Value_Measurement2

Note 14: Fair Value Measurement: Schedule Of Mortgage Servicing Rights Reconciliation (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule Of Mortgage Servicing Rights Reconciliation	'
		Mortgage Servicing Rights
		2014	2013
	(In Thousands)
	Balance, July 1	$196	$246
	Additions	28	32
	Amortization	-35	-42
	Balance, September 30	$189	$236
		Mortgage Servicing Rights
		2014	2013
	(In Thousands)
	Balance, January 1	$211	$152
	Additions	81	224
	Amortization	-103	-140
	Balance, September 30	$189	$236

Note_14_Fair_Value_Measurement3

Note 14: Fair Value Measurement: Schedule of Interest Rate Derivative Assets (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Interest Rate Derivative Assets	'
		Interest Rate Derivative Asset
		2014	2013
	(In Thousands)
	Balance, July 1	$1,722	$1,379
	Change in fair value through earnings	-210	182
	Balance, September 30	$1,512	$1,561
		Interest Rate Derivative Asset
		2014	2013
	(In Thousands)
	Balance, January 1	$1,859	$2,112
	Change in fair value through earnings	-347	-551
	Balance, September 30	$1,512	$1,561

Note_14_Fair_Value_Measurement4

Note 14: Fair Value Measurement: Schedule of Rate Cap Derivative Asset Designated as Hedging Instrument (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Rate Cap Derivative Asset Designated as Hedging Instrument	'
		Interest Rate Cap Derivative Asset Designated as Hedging Instrument
		2014	2013
	(In Thousands)
	Balance, July 1	$462	$--
	Additions	--	738
	Change in fair value through other
	comprehensive income	76	-69
	Balance, September 30	$538	$669
		Interest Rate Cap Derivative Asset Designated as Hedging Instrument
		2014	2013
	(In Thousands)
	Balance, January 1	$685	$--
	Additions	--	738
	Change in fair value through other
	comprehensive income	-147	-69
	Balance, September 30	$538	$669

Note_14_Fair_Value_Measurement5

Note 14: Fair Value Measurement: Schedule of Interest Rate Swap Liability (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Interest Rate Swap Liability	'
		Interest Rate Swap Liability
		2014	2013
	(In Thousands)
	Balance, July 1	$1,711	$1,019
	Change in fair value through earnings	-222	307
	Balance, September 30	$1,489	$1,326
		Interest Rate Swap Liability
		2014	2013
	(In Thousands)
	Balance, January 1	$1,613	$2,160
	Change in fair value through earnings	-124	-834
	Balance, September 30	$1,489	$1,326

Note_14_Fair_Value_Measurement6

Note 14: Fair Value Measurement: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis	'
			Fair Value Measurements Using
			Quoted prices
			in active
			markets	Other	Significant
			for identical	observable	unobservable
			assets	inputs	inputs
		Fair value	(Level 1)	(Level 2)	(Level 3)
	(In Thousands)
	30-Sep-14
	Impaired loans
	One- to four-family residential construction	$--	$--	$--	$--
	Subdivision construction	275	--	--	275
	Land development	3,952	--	--	3,952
	Owner occupied one- to four-family        residential	1,505	--	--	1,505
	Non-owner occupied one- to four-family residential	954	--	--	954
	Commercial real estate	5,343	--	--	5,343
	Other residential	--	--	--	--
	Commercial business	317	--	--	317
	Consumer auto	46	--	--	46
	Consumer other	411	--	--	411
	Home equity lines of credit	239	--	--	239
	Total impaired loans	$13,042	$--	$--	$13,042
	Foreclosed assets held for sale	$1,887	$--	$--	$1,887
	31-Dec-13
	Impaired loans
	One- to four-family residential construction	$--	$--	$--	$--
	Subdivision construction	145	--	--	145
	Land development	1,474	--	--	1,474
	Owner occupied one- to four-family residential	349	--	--	349
	Non-owner occupied one- to four-family residential	388	--	--	388
	Commercial real estate	5,224	--	--	5,224
	Other residential	1,440	--	--	1,440
	Commercial business	61	--	--	61
	Consumer auto	19	--	--	19
	Consumer other	275	--	--	275
	Home equity lines of credit	70	--	--	70
	Total impaired loans	$9,445	$--	$--	$9,445
	Foreclosed assets held for sale	$2,169	$--	$--	$2,169

Note_14_Fair_Value_Measurement7

Note 14: Fair Value Measurement: Schedule Of Financial Instruments Fair Value (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule Of Financial Instruments Fair Value	'
			30-Sep-14				31-Dec-13
		Carrying		Fair	Hierarchy	Carrying		Fair	Hierarchy
		Amount		Value	Level	Amount		Value	Level
	(In Thousands)
	Financial assets
	Cash and cash equivalents	$221,386		$221,386	1	$227,925		$227,925	1
	Held-to-maturity securities	450		505	2	805		912	2
	Mortgage loans held for sale	30,361		30,361	2	7,239		7,239	2
	Loans, net of allowance for loan losses	2,921,310		2,931,098	3	2,439,530		2,442,917	3
	Accrued interest receivable	11,214		11,214	3	11,408		11,408	3
	Investment in FHLB stock	12,013		12,013	3	9,822		9,822	3
	Financial liabilities
	Deposits	3,071,170		3,076,464	3	2,808,626		2,813,779	3
	FHLB advances	190,664		193,004	3	126,757		131,281	3
	Short-term borrowings	172,983		172,983	3	136,109		136,109	3
	Structured repurchase agreements	--		--	3	50,000		53,485	3
	Subordinated debentures	30,929		30,929	3	30,929		30,929	3
	Accrued interest payable	1,024		1,024	3	1,099		1,099	3
	Unrecognized financial instruments (net of
	contractual value)
	Commitments to originate loans	--		--	3	--		--	3
	Letters of credit	31		31	3	76		76	3
	Lines of credit	--		--	3	--		--	3

Note_15_Derivatives_and_Hedgin1

Note 15: Derivatives and Hedging Activities: Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location	'
		Location in	Fair Value
		Consolidated Statements	September 30,	December 31,
		of Financial Condition	2014	2013
	(In Thousands)
	Derivatives designated as
	hedging instruments
	Interest rate caps	Prepaid expenses and other assets	$538	$685
	Total derivatives designated
	as hedging instruments		$538	$685
	Derivatives not designated
	as hedging instruments
	Asset Derivatives
	Interest rate products	Prepaid expenses and other assets	$1,512	$1,859
	Total derivatives not designated
	as hedging instruments		$1,512	$1,859
	Liability Derivatives
	Interest rate products	Accrued expenses and other liabilities	$1,489	$1,613
	Total derivatives not designated
	as hedging instruments		$1,489	$1,613

Note_15_Derivatives_and_Hedgin2

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss)	'
	The following table presents the effect of derivative instruments on the statements of comprehensive income for the three and nine months ended September 30, 2014 and 2013:
		Amount of Gain (Loss) Recognized in OCI
		Three Months Ended September 30
	Cash Flow Hedges	2014	2013
	(In Thousdans)
	Interest rate cap	$                   53	($45)
		Amount of Gain (Loss) Recognized in OCI
		Nine Months Ended September 30
	Cash Flow Hedges	2014	2013
	(In Thousands)
	Interest rate cap	($90)	($45)

Note_16_FDICassisted_Acquisiti1

Note 16: FDIC-assisted Acquisition: Schedule of Certain Assets and Liabilities Acquired (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Certain Assets and Liabilities Acquired	'
		June 20,
		2014
	(In Thousands)
	Cash	$2,729
	Due from banks	106,680
	Cash and cash equivalents	109,409
	Investment securities	88,513
	Loans receivable, net of discount on loans purchased of $30,102	165,098
	Accrued interest receivable	1,004
	Premises	10,850
	Core deposit intangible	2,800
	Other assets	1,060
	Total assets acquired	378,734
	Liabilities
	Demand and savings deposits	186,902
	Time deposits	179,125
	Total deposits	366,027
	Securities sold under reverse repurchase agreements with customers	567
	Accounts payable	561
	Accrued interest payable	182
	Advances from borrowers for taxes and insurance	592
	Total liabilities assumed	367,929
	Gain recognized on business acquisition	$10,805

Note_16_FDICassisted_Acquisiti2

Note 16: FDIC-assisted Acquisition: Schedule of FDIC Agreed Upon Transfer of Net Assets (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of FDIC Agreed Upon Transfer of Net Assets	'
		June 20,
		2014
	(In Thousands)
	Net liabilities as determined by the FDIC	($21,897)
	Cash transferred by the FDIC	59,394
	Discount per Purchase and Assumption Agreement	37,497
	Purchase accounting adjustments
	Loans	-28,088
	Deposits	-399
	Investments	-1,005
	Core deposit intangible	2,800
	Gain recognized on business acquisition	$10,805

Note_16_FDICassisted_Acquisiti3

Note 16: FDIC-assisted Acquisition: Schedule of Acquired Loans Performing and Nonperforming (Tables)	3 Months Ended
	Sep. 30, 2014
Tables/Schedules	'
Schedule of Acquired Loans Performing and Nonperforming	'
			FASB ASC
		FASB	310-30
		ASC	by
		310-30	Policy
		Loans	Loans	Total
	(In Thousands)
	Loans	$3,920	$161,178	$165,098

Note_2_Nature_of_Operations_an2

Note 2: Nature of Operations and Operating Segments (Details)	3 Months Ended
	Sep. 30, 2014
Details	'
Segment Reporting, Additional Information about Entity's Reportable Segments	'The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements

Note_5_Earnings_Per_Share_Sche1

Note 5: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Details	'	'	'	'
Weighted Average Number of Shares Outstanding, Basic	13,696	13,647	13,693	13,634
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$11,445	$8,294	$31,027	$24,621
BASIC EARNINGS PER COMMON SHARE	$0.84	$0.61	$2.27	$1.81
Weighted Average Number of Shares Outstanding, Diluted	13,696	13,647	13,693	13,634
Net effect of dilutive stock options and warrants based on treasury stock method using average market price	89	58	75	58
Diluted shares	13,785	13,705	13,768	13,692
Net Income (Loss) Available to Common Stockholders, Diluted	$11,445	$8,294	$31,027	$24,621
DILUTED EARNINGS PER COMMON SHARE	$0.83	$0.61	$2.25	$1.80

Note_5_Earnings_Per_Share_Opti

Note 5: Earnings Per Share: Options to Purchase Common Stock (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Details	'	'	'	'
Options to purchase shares of common stock outstanding not included in computation of diluted earnings per share because exercise price greater than average market price	118,600	304,630	232,735	304,630

Note_6_Investment_Securities_S6

Note 6: Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Available-for-sale Securities, Amortized Cost Basis	$414,265	'
Available-for-sale Securities Fair Value	425,156	'
US Government Agencies Debt Securities	'	'
Available-for-sale Securities, Amortized Cost Basis	20,000	20,000
Available-for-sale Debt Securities, Gross Unrealized Loss	1,063	2,745
Available-for-sale Securities Fair Value	18,937	17,255
Available for Sale Securities Tax Equivalent Yield	2.00%	2.00%
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises	'	'
Available-for-sale Securities, Amortized Cost Basis	273,358	365,020
Available-for-sale Debt Securities Gross Unrealized Gain	4,502	4,824
Available-for-sale Debt Securities, Gross Unrealized Loss	1,233	2,266
Available-for-sale Securities Fair Value	276,627	367,578
Available for Sale Securities Tax Equivalent Yield	2.02%	2.04%
US States and Political Subdivisions Debt Securities	'	'
Available-for-sale Securities, Amortized Cost Basis	120,060	122,113
Available-for-sale Debt Securities Gross Unrealized Gain	6,713	2,549
Available-for-sale Debt Securities, Gross Unrealized Loss	226	1,938
Available-for-sale Securities Fair Value	126,547	122,724
Available for Sale Securities Tax Equivalent Yield	5.37%	5.47%
Equity Securities	'	'
Available-for-sale Securities, Amortized Cost Basis	847	847
Available-for-sale Debt Securities Gross Unrealized Gain	2,198	2,022
Available-for-sale Securities Fair Value	3,045	2,869
Available-for-sale Securities	'	'
Available-for-sale Securities, Amortized Cost Basis	414,265	551,441
Available-for-sale Debt Securities Gross Unrealized Gain	13,413	10,789
Available-for-sale Debt Securities, Gross Unrealized Loss	2,522	6,949
Available-for-sale Securities Fair Value	425,156	555,281
Available for Sale Securities Tax Equivalent Yield	2.98%	2.74%
Small Business Administration Loan Pools	'	'
Available-for-sale Securities, Amortized Cost Basis	'	43,461
Available-for-sale Debt Securities Gross Unrealized Gain	'	1,394
Available-for-sale Securities Fair Value	'	$44,855
Available for Sale Securities Tax Equivalent Yield	'	1.34%

Note_6_Investment_Securities_S7

Note 6: Investment Securities: Schedule of Held-to-maturity Securities (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Held-to-maturity securities fair value	$505	$912
US States and Political Subdivisions Debt Securities	'	'
Held to Maturity Securities Amortized Cost	450	805
Held to Maturity Securities Gross Unrealized Gains	55	107
Held-to-maturity securities fair value	$505	$912
Held to Maturity Securities Tax Equivalent Yield	7.37%	7.37%

Note_6_Investment_Securities_S8

Note 6: Investment Securities: Schedule of Maturity of Available for Sale Securities (Details) (USD $)	Sep. 30, 2014
In Thousands, unless otherwise specified
Details	'
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis	$110
Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value	111
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	1,472
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	1,486
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	7,504
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	7,794
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	130,974
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	136,093
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	273,358
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	276,627
Available for Sale Securities Equity Securities Amortized Cost	847
Available for Sale Securities Equity Securities Fair Value	3,045
Available-for-sale Securities, Amortized Cost Basis	414,265
Available-for-sale Securities Fair Value	$425,156

Note_6_Investment_Securities_S9

Note 6: Investment Securities: Schedule of Held to Maturity Securities by Maturity (Details) (USD $)	Sep. 30, 2014
In Thousands, unless otherwise specified
Details	'
Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount	$450
Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value	$505

Note_6_Investment_Securities_I1

Note 6: Investment Securities: Investments in Debt Securities Policy (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Details	'	'
Fair value investments reported less than historical cost	$131,500	$237,600
Fair value investments reported less than historical cost percentage of investment portfolio	30.90%	42.70%

Recovered_Sheet9

Note 6: Investment Securities: Schedule of Gross Unrealized Losses and Estimated Fair Value of Investments (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Total Unrealized Losses And Estimated Fair Value	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$54,003	$198,302
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	-522	-6,554
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	77,447	39,255
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	-2,000	-395
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	131,450	237,557
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	-2,522	-6,949
US Government Agencies Debt Securities	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	'	20,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	'	-2,745
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	20,000	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	-1,063	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	20,000	20,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	-1,063	-2,745
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	51,442	127,901
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	-514	-1,871
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	46,054	39,255
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	-719	-395
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	97,496	167,156
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	-1,233	-2,266
US States and Political Subdivisions Debt Securities	'	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	2,561	50,401
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	-8	-1,938
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	11,393	'
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	-218	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	13,954	50,401
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	($226)	($1,938)

Note_6_Investment_Securities_G1

Note 6: Investment Securities: Gain Loss on Investments Policy: Gross Gains and Losses on Sales of Available for Sale Securities (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Details	'	'	'	'
Available-for-sale Securities, Gross Realized Gains	$656	$644	$1,300	$795
Available-for-sale Securities, Gross Realized Losses	$335	$534	$335	$554

Note_6_Investment_Securities_O1

Note 6: Investment Securities: Other Than Temporary Impairment Credit Losses Recognized in Earnings (Details) (Credit Losses Recognized On Investments, USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2013
Credit Losses Recognized On Investments	'
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Credit Losses on Debt Securities Held, Beginning Balance	$4,176
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Reductions, Securities Sold	($4,176)

Recovered_Sheet10

Note 6: Investment Securities: Schedule of Amounts Reclassified out of Accumulated Other Comprehensive Income (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Reclassifications out of accumulated other comprehensive income	$209	$72	$626	$157
Amounts Reclassified From Other Comprehensive Income | Net Realized Gains On Sales Of Available For Sale Securities Total Reclassified Amount Before Tax	'	'	'	'
Available-for-sale Securities, Gross Unrealized Gain (Loss)	321	110	963	241
Amounts Reclassified From Other Comprehensive Income | Provision For Income Taxes	'	'	'	'
Available-for-sale Securities, Gross Unrealized Gain (Loss)	($112)	($38)	($337)	($84)

Note_7_Loans_and_Allowance_For8

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans Receivable	$3,241,571	$2,677,184
Loans Receivable weighted average interest rate	4.78%	5.10%
One To Four Family Residential Construction	'	'
Loans Receivable	43,386	34,662
Subdivision Construction	'	'
Loans Receivable	35,344	40,409
Land Development	'	'
Loans Receivable	48,581	57,841
Commercial Construction	'	'
Loans Receivable	361,971	184,019
Owner Occupied One To Four Family Residential	'	'
Loans Receivable	78,984	89,133
Non-Owner Occupied One To Four Family Residential	'	'
Loans Receivable	143,414	145,908
Commercial Real Estate	'	'
Loans Receivable	872,294	780,690
Other Residential	'	'
Loans Receivable	353,225	325,599
Commercial Business	'	'
Loans Receivable	349,387	315,269
Industrial Revenue Bonds	'	'
Loans Receivable	42,941	42,230
Consumer Loans Auto Financing Receivable	'	'
Loans Receivable	274,250	134,717
Consumer Other Financing Receivable	'	'
Loans Receivable	78,676	82,260
Home Equity Line of Credit	'	'
Loans Receivable	61,152	58,283
FDIC Supported Loans Net Of Discounts TeamBank	'	'
Loans Receivable	15,294	49,862
Acquired loans not covered by FDIC loss sharing agreements, net of discounts (TeamBank)	'	'
Loans Receivable	28,341	'
FDIC Supported Loans Net Of Discounts Vantus Bank	'	'
Loans Receivable	43,653	57,920
FDIC Supported Loans Net Of Discounts Sun Security Bank	'	'
Loans Receivable	54,394	64,843
FDIC Supported Loans Net Of Discounts InterBank	'	'
Loans Receivable	203,787	213,539
Acquired loans not covered by FDIC loss sharing agreements, net of discounts (Valley Bank)	'	'
Loans Receivable	152,497	'
Undisbursed Portion Of Loans In Process	'	'
Loans Receivable	-279,435	-194,544
Allowance for Loans and Leases Receivable	'	'
Loans Receivable	-38,081	-40,116
Deferred Loan Fees And Gains, Net	'	'
Loans Receivable	-2,745	-2,994
Loans Receivable	'	'
Loans Receivable	$2,921,310	$2,439,530

Note_7_Loans_and_Allowance_For9

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans Receivable by Aging Analysis (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
One To Four Family Residential Construction	'	'
Loans Over 90 Days Past Due	$223	'
Loans Total Past Due	223	'
Loans Current	43,163	34,662
Total Loans Receivable	43,386	34,662
Subdivision Construction	'	'
Loans Over 90 Days Past Due	1,223	871
Loans Total Past Due	1,223	871
Loans Current	34,121	39,538
Total Loans Receivable	35,344	40,409
Land Development	'	'
Loans 30 to 59 Days Past Due	'	145
Loans 60 to 89 Days Past Due	'	38
Loans Over 90 Days Past Due	265	338
Loans Total Past Due	265	521
Loans Current	48,316	57,320
Total Loans Receivable	48,581	57,841
Commercial Construction	'	'
Loans Current	361,971	184,019
Total Loans Receivable	361,971	184,019
Owner Occupied One To Four Family Residential	'	'
Loans 30 to 59 Days Past Due	184	1,233
Loans 60 to 89 Days Past Due	565	344
Loans Over 90 Days Past Due	1,616	3,014
Loans Total Past Due	2,365	4,591
Loans Current	76,619	84,542
Total Loans Receivable	78,984	89,133
Total Loans Greater Than 90 Days and Still Accruing	170	211
Non-Owner Occupied One To Four Family Residential	'	'
Loans 30 to 59 Days Past Due	'	1,562
Loans 60 to 89 Days Past Due	168	171
Loans Over 90 Days Past Due	2,997	843
Loans Total Past Due	3,165	2,576
Loans Current	140,249	143,332
Total Loans Receivable	143,414	145,908
Total Loans Greater Than 90 Days and Still Accruing	'	140
Commercial Real Estate	'	'
Loans 30 to 59 Days Past Due	'	2,856
Loans 60 to 89 Days Past Due	59	131
Loans Over 90 Days Past Due	2,968	6,205
Loans Total Past Due	3,027	9,192
Loans Current	869,267	771,498
Total Loans Receivable	872,294	780,690
Other Residential	'	'
Loans Current	353,225	325,599
Total Loans Receivable	353,225	325,599
Commercial Business	'	'
Loans 30 to 59 Days Past Due	21	17
Loans 60 to 89 Days Past Due	13	19
Loans Over 90 Days Past Due	427	5,208
Loans Total Past Due	461	5,244
Loans Current	348,926	310,025
Total Loans Receivable	349,387	315,269
Industrial Revenue Bonds	'	'
Loans Over 90 Days Past Due	1,205	2,023
Loans Total Past Due	1,205	2,023
Loans Current	41,736	40,207
Total Loans Receivable	42,941	42,230
Consumer Loans Auto Financing Receivable	'	'
Loans 30 to 59 Days Past Due	144	955
Loans 60 to 89 Days Past Due	1,331	127
Loans Over 90 Days Past Due	131	168
Loans Total Past Due	1,606	1,250
Loans Current	272,644	133,467
Total Loans Receivable	274,250	134,717
Consumer Other Financing Receivable	'	'
Loans 30 to 59 Days Past Due	168	1,258
Loans 60 to 89 Days Past Due	1,025	333
Loans Over 90 Days Past Due	649	732
Loans Total Past Due	1,842	2,323
Loans Current	76,834	79,937
Total Loans Receivable	78,676	82,260
Total Loans Greater Than 90 Days and Still Accruing	244	257
Home Equity Line of Credit	'	'
Loans 30 to 59 Days Past Due	46	168
Loans 60 to 89 Days Past Due	404	16
Loans Over 90 Days Past Due	337	504
Loans Total Past Due	787	688
Loans Current	60,365	57,595
Total Loans Receivable	61,152	58,283
FDIC Supported Loans Net Of Discounts TeamBank	'	'
Loans 30 to 59 Days Past Due	65	414
Loans 60 to 89 Days Past Due	115	130
Loans Over 90 Days Past Due	415	1,396
Loans Total Past Due	595	1,940
Loans Current	14,699	47,922
Total Loans Receivable	15,294	49,862
Total Loans Greater Than 90 Days and Still Accruing	'	6
Acquired non-covered loans, net of discounts (TeamBank)	'	'
Loans Current	28,341	'
Total Loans Receivable	28,341	'
FDIC Supported Loans Net Of Discounts Vantus Bank	'	'
Loans 30 to 59 Days Past Due	85	675
Loans 60 to 89 Days Past Due	12	31
Loans Over 90 Days Past Due	1,022	2,356
Loans Total Past Due	1,119	3,062
Loans Current	42,534	54,858
Total Loans Receivable	43,653	57,920
Total Loans Greater Than 90 Days and Still Accruing	56	42
FDIC Supported Loans Net Of Discounts Sun Security Bank	'	'
Loans 30 to 59 Days Past Due	353	510
Loans 60 to 89 Days Past Due	149	121
Loans Over 90 Days Past Due	2,714	4,241
Loans Total Past Due	3,216	4,872
Loans Current	51,178	59,971
Total Loans Receivable	54,394	64,843
Total Loans Greater Than 90 Days and Still Accruing	'	147
FDIC Supported Loans Net Of Discounts InterBank	'	'
Loans 30 to 59 Days Past Due	696	6,024
Loans 60 to 89 Days Past Due	1,375	1,567
Loans Over 90 Days Past Due	14,731	16,768
Loans Total Past Due	16,802	24,359
Loans Current	186,985	189,180
Total Loans Receivable	203,787	213,539
Total Loans Greater Than 90 Days and Still Accruing	'	20
Acquired loans not covered by FDIC loss sharing agreements, net of discounts (Valley Bank)	'	'
Loans 30 to 59 Days Past Due	9,727	'
Loans 60 to 89 Days Past Due	2,716	'
Loans Over 90 Days Past Due	12,329	'
Loans Total Past Due	24,772	'
Loans Current	127,725	'
Total Loans Receivable	152,497	'
Total Including FDIC Supported Loans Net Of Discount and Acquired Non-Covered Loans	'	'
Loans 30 to 59 Days Past Due	11,489	15,817
Loans 60 to 89 Days Past Due	7,932	3,028
Loans Over 90 Days Past Due	43,252	44,667
Loans Total Past Due	62,673	63,512
Loans Current	3,278,898	2,613,672
Total Loans Receivable	3,241,571	2,677,184
Total Loans Greater Than 90 Days and Still Accruing	470	823
Less FDIC Supported Loans and Acquired Not Covered Loans, Net Of Discounts	'	'
Loans 30 to 59 Days Past Due	10,926	'
Loans 60 to 89 Days Past Due	4,367	'
Loans Over 90 Days Past Due	31,211	'
Loans Total Past Due	46,504	'
Loans Current	451,462	'
Total Loans Receivable	497,966	'
Total Loans Greater Than 90 Days and Still Accruing	56	'
Loans Receivable	'	'
Loans 30 to 59 Days Past Due	563	8,194
Loans 60 to 89 Days Past Due	3,565	1,179
Loans Over 90 Days Past Due	12,041	19,906
Loans Total Past Due	16,169	29,279
Loans Current	2,727,436	2,261,741
Total Loans Receivable	2,743,605	2,291,020
Total Loans Greater Than 90 Days and Still Accruing	414	608
Less FDIC Supported Loans Net Of Discounts	'	'
Loans 30 to 59 Days Past Due	'	7,623
Loans 60 to 89 Days Past Due	'	1,849
Loans Over 90 Days Past Due	'	24,761
Loans Total Past Due	'	34,233
Loans Current	'	351,931
Total Loans Receivable	'	386,164
Total Loans Greater Than 90 Days and Still Accruing	'	$215

Recovered_Sheet11

Note 7: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
One To Four Family Residential Construction	'	'
Loans Receivable Nonaccrual	$223	'
Subdivision Construction	'	'
Loans Receivable Nonaccrual	1,223	871
Land Development	'	'
Loans Receivable Nonaccrual	265	338
Owner Occupied One To Four Family Residential	'	'
Loans Receivable Nonaccrual	1,446	2,803
Non-Owner Occupied One To Four Family Residential	'	'
Loans Receivable Nonaccrual	2,997	703
Commercial Real Estate	'	'
Loans Receivable Nonaccrual	2,968	6,205
Commercial Business	'	'
Loans Receivable Nonaccrual	1,632	5,208
Industrial Revenue Bonds	'	'
Loans Receivable Nonaccrual	'	2,023
Consumer Loans Auto Financing Receivable	'	'
Loans Receivable Nonaccrual	131	168
Consumer Other Financing Receivable	'	'
Loans Receivable Nonaccrual	405	475
Home Equity Line of Credit	'	'
Loans Receivable Nonaccrual	337	504
Loans Receivable Nonaccrual	'	'
Loans Receivable Nonaccrual	$11,627	$19,298

Recovered_Sheet12

Note 7: Loans and Allowance For Loan Losses: Schedule of Balance in Allowance for Loan Losses Based on Portfolio Segment and Impairment (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Provision for loan losses	$945	$2,677	$4,099	$14,573	'
Provision for loan losses	945	2,677	4,099	14,573	'
One To Four Family Residential Construction	'	'	'	'	'
Provision for Loan Losses Expensed	-1,647	-234	-1,280	292	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-106	-847	-1,803	-2,088	'
Allowance for Doubtful Accounts Receivable, Recoveries	120	87	288	105	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,340	'	1,340	'	2,501
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,100	'	2,100	'	3,734
Financing Receivable, Individually Evaluated for Impairment	11,284	'	11,284	'	13,055
Financing Receivable, Collectively Evaluated for Impairment	289,844	'	289,844	'	297,057
Financing Receivable, Acquired with Deteriorated Credit Quality	248,701	'	248,701	'	206,964
One To Four Family Residential Construction | Beginning of period	'	'	'	'	'
Provision for loan losses	5,073	6,125	6,235	6,822	'
Provision for loan losses	5,073	6,125	6,235	6,822	'
One To Four Family Residential Construction | End of period	'	'	'	'	'
Provision for loan losses	3,440	5,131	3,440	5,131	'
Provision for loan losses	3,440	5,131	3,440	5,131	'
Other Residential	'	'	'	'	'
Provision for Loan Losses Expensed	545	-372	-423	1,329	'
Financing Receivable, Allowance for Credit Losses, Write-downs	'	-201	-2	-2,887	'
Allowance for Doubtful Accounts Receivable, Recoveries	14	6	29	37	'
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,274	'	2,274	'	2,678
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	8	'	8	'	'
Financing Receivable, Individually Evaluated for Impairment	10,203	'	10,203	'	10,983
Financing Receivable, Collectively Evaluated for Impairment	343,022	'	343,022	'	314,616
Financing Receivable, Acquired with Deteriorated Credit Quality	54,594	'	54,594	'	35,095
Other Residential | Beginning of period	'	'	'	'	'
Provision for loan losses	1,723	3,373	2,678	4,327	'
Provision for loan losses	1,723	3,373	2,678	4,327	'
Other Residential | End of period	'	'	'	'	'
Provision for loan losses	2,282	2,806	2,282	2,806	'
Provision for loan losses	2,282	2,806	2,282	2,806	'
Commercial Real Estate	'	'	'	'	'
Provision for Loan Losses Expensed	2,838	1,474	2,704	6,736	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-520	-608	-1,239	-7,138	'
Allowance for Doubtful Accounts Receivable, Recoveries	170	888	560	1,134	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,736	'	1,736	'	90
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	16,800	'	16,800	'	16,845
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	428	'	428	'	4
Financing Receivable, Individually Evaluated for Impairment	28,899	'	28,899	'	31,591
Financing Receivable, Collectively Evaluated for Impairment	843,395	'	843,395	'	791,329
Financing Receivable, Acquired with Deteriorated Credit Quality	106,877	'	106,877	'	84,591
Commercial Real Estate | Beginning of period	'	'	'	'	'
Provision for loan losses	16,476	16,419	16,939	17,441	'
Provision for loan losses	16,476	16,419	16,939	17,441	'
Commercial Real Estate | End of period	'	'	'	'	'
Provision for loan losses	18,964	18,173	18,964	18,173	'
Provision for loan losses	18,964	18,173	18,964	18,173	'
Commercial Construction	'	'	'	'	'
Provision for Loan Losses Expensed	-2,499	1,291	1,263	3,413	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-1	-346	-131	-675	'
Allowance for Doubtful Accounts Receivable, Recoveries	24	50	177	108	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,514	'	1,514	'	473
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	4,241	'	4,241	'	3,991
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	18	'	18	'	'
Financing Receivable, Individually Evaluated for Impairment	7,791	'	7,791	'	12,628
Financing Receivable, Collectively Evaluated for Impairment	402,761	'	402,761	'	229,232
Financing Receivable, Acquired with Deteriorated Credit Quality	20,084	'	20,084	'	6,989
Commercial Construction | Beginning of period	'	'	'	'	'
Provision for loan losses	8,249	5,789	4,464	3,938	'
Provision for loan losses	8,249	5,789	4,464	3,938	'
Commercial Construction | End of period	'	'	'	'	'
Provision for loan losses	5,773	6,784	5,773	6,784	'
Provision for loan losses	5,773	6,784	5,773	6,784	'
Commercial Business	'	'	'	'	'
Provision for Loan Losses Expensed	632	-1,732	-619	137	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-50	-1,303	-2,737	-2,672	'
Allowance for Doubtful Accounts Receivable, Recoveries	'	648	69	716	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	596	'	596	'	4,162
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	2,559	'	2,559	'	2,287
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	9	'	9	'	2
Financing Receivable, Individually Evaluated for Impairment	5,126	'	5,126	'	8,755
Financing Receivable, Collectively Evaluated for Impairment	387,202	'	387,202	'	306,514
Financing Receivable, Acquired with Deteriorated Credit Quality	18,251	'	18,251	'	4,883
Commercial Business | Beginning of period	'	'	'	'	'
Provision for loan losses	2,582	5,664	6,451	5,096	'
Provision for loan losses	2,582	5,664	6,451	5,096	'
Commercial Business | End of period	'	'	'	'	'
Provision for loan losses	3,164	3,277	3,164	3,277	'
Provision for loan losses	3,164	3,277	3,164	3,277	'
Consumer	'	'	'	'	'
Provision for Loan Losses Expensed	1,076	2,250	2,454	2,666	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-1,107	-2,215	-2,891	-3,884	'
Allowance for Doubtful Accounts Receivable, Recoveries	510	435	1,546	1,478	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	198	'	198	'	218
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	4,221	'	4,221	'	3,131
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	39	'	39	'	'
Financing Receivable, Individually Evaluated for Impairment	1,256	'	1,256	'	1,389
Financing Receivable, Collectively Evaluated for Impairment	412,822	'	412,822	'	273,871
Financing Receivable, Acquired with Deteriorated Credit Quality	49,459	'	49,459	'	47,642
Consumer | Beginning of period	'	'	'	'	'
Provision for loan losses	3,979	2,815	3,349	3,025	'
Provision for loan losses	3,979	2,815	3,349	3,025	'
Consumer | End of period	'	'	'	'	'
Provision for loan losses	4,458	3,285	4,458	3,285	'
Provision for loan losses	4,458	3,285	4,458	3,285	'
Loans Receivable	'	'	'	'	'
Provision for Loan Losses Expensed	945	2,677	4,099	14,573	'
Financing Receivable, Allowance for Credit Losses, Write-downs	-1,784	-5,520	-8,803	-19,344	'
Allowance for Doubtful Accounts Receivable, Recoveries	838	2,114	2,669	3,578	'
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	5,384	'	5,384	'	7,444
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	32,195	'	32,195	'	32,666
Financing Receivable, Allowance for Credit Losses, Acquired with Deteriorated Credit Quality	502	'	502	'	6
Financing Receivable, Individually Evaluated for Impairment	64,559	'	64,559	'	78,401
Financing Receivable, Collectively Evaluated for Impairment	2,679,046	'	2,679,046	'	2,212,619
Financing Receivable, Acquired with Deteriorated Credit Quality	497,966	'	497,966	'	386,164
Loans Receivable | Beginning of period	'	'	'	'	'
Provision for loan losses	38,082	40,185	40,116	40,649	'
Provision for loan losses	38,082	40,185	40,116	40,649	'
Loans Receivable | End of period	'	'	'	'	'
Provision for loan losses	38,081	39,456	38,081	39,456	'
Provision for loan losses	$38,081	$39,456	$38,081	$39,456	'

Recovered_Sheet13

Note 7: Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
One To Four Family Residential Construction	'	'	'	'	'
Impaired Financing Receivable, Average Recorded Investment	$121	$48	$59	$48	$36
Impaired Financing Receivable Interest Income Recognized	'	'	'	5	'
Subdivision Construction	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	2,304	3,785	2,304	3,785	3,502
Impaired Financing Receivable, Unpaid Principal Balance	4,716	3,896	4,716	3,896	3,531
Impaired Financing Receivable, Related Allowance	373	851	373	851	1,659
Impaired Financing Receivable, Average Recorded Investment	2,207	4,062	2,549	3,206	3,315
Impaired Financing Receivable Interest Income Recognized	8	34	38	140	163
Land Development	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	7,791	15,444	7,791	15,444	12,628
Impaired Financing Receivable, Unpaid Principal Balance	8,224	15,848	8,224	15,848	13,042
Impaired Financing Receivable, Related Allowance	1,514	2,192	1,514	2,192	473
Impaired Financing Receivable, Average Recorded Investment	7,650	15,573	10,403	13,025	13,389
Impaired Financing Receivable Interest Income Recognized	70	111	213	477	560
Owner Occupied One To Four Family Residential	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	4,366	5,174	4,366	5,174	5,802
Impaired Financing Receivable, Unpaid Principal Balance	5,064	5,393	5,064	5,393	6,117
Impaired Financing Receivable, Related Allowance	517	430	517	430	593
Impaired Financing Receivable, Average Recorded Investment	4,665	5,035	5,100	4,899	5,101
Impaired Financing Receivable Interest Income Recognized	56	60	168	176	251
Non-Owner Occupied One To Four Family Residential	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	4,614	4,351	4,614	4,351	3,751
Impaired Financing Receivable, Unpaid Principal Balance	4,837	5,233	4,837	5,233	4,003
Impaired Financing Receivable, Related Allowance	450	369	450	369	249
Impaired Financing Receivable, Average Recorded Investment	4,550	4,832	4,137	5,112	4,797
Impaired Financing Receivable Interest Income Recognized	53	12	163	173	195
Commercial Real Estate	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	28,899	40,981	28,899	40,981	31,591
Impaired Financing Receivable, Unpaid Principal Balance	30,210	42,507	30,210	42,507	34,032
Impaired Financing Receivable, Related Allowance	1,736	2,416	1,736	2,416	90
Impaired Financing Receivable, Average Recorded Investment	29,531	40,792	30,204	44,374	42,242
Impaired Financing Receivable Interest Income Recognized	298	506	988	1,246	1,632
Other Residential	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	10,203	11,367	10,203	11,367	10,983
Impaired Financing Receivable, Unpaid Principal Balance	10,203	11,367	10,203	11,367	10,983
Impaired Financing Receivable, Related Allowance	'	169	'	169	'
Impaired Financing Receivable, Average Recorded Investment	10,304	11,444	10,665	14,895	13,837
Impaired Financing Receivable Interest Income Recognized	86	136	296	353	434
Commercial Business	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	2,150	6,138	2,150	6,138	6,057
Impaired Financing Receivable, Unpaid Principal Balance	2,173	6,140	2,173	6,140	6,077
Impaired Financing Receivable, Related Allowance	596	1,512	596	1,512	4,162
Impaired Financing Receivable, Average Recorded Investment	2,163	6,274	2,657	7,074	6,821
Impaired Financing Receivable Interest Income Recognized	31	86	99	161	179
Industrial Revenue Bonds	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	2,976	2,698	2,976	2,698	2,698
Impaired Financing Receivable, Unpaid Principal Balance	4,288	2,778	4,288	2,778	2,778
Impaired Financing Receivable, Average Recorded Investment	3,362	2,698	2,998	2,701	2,700
Impaired Financing Receivable Interest Income Recognized	192	'	192	14	27
Consumer Loans Auto Financing Receivable	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	175	184	175	184	216
Impaired Financing Receivable, Unpaid Principal Balance	227	228	227	228	231
Impaired Financing Receivable, Related Allowance	26	28	26	28	32
Impaired Financing Receivable, Average Recorded Investment	216	153	182	130	145
Impaired Financing Receivable Interest Income Recognized	4	7	11	11	16
Consumer Other Financing Receivable	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	635	595	635	595	604
Impaired Financing Receivable, Unpaid Principal Balance	764	664	764	664	700
Impaired Financing Receivable, Related Allowance	95	89	95	89	91
Impaired Financing Receivable, Average Recorded Investment	678	593	690	639	630
Impaired Financing Receivable Interest Income Recognized	15	12	57	44	63
Home Equity Line of Credit	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	446	410	446	410	569
Impaired Financing Receivable, Unpaid Principal Balance	473	424	473	424	706
Impaired Financing Receivable, Related Allowance	77	91	77	91	95
Impaired Financing Receivable, Average Recorded Investment	415	333	461	316	391
Impaired Financing Receivable Interest Income Recognized	6	10	20	20	38
Loans Receivable Impaired	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	64,559	'	64,559	'	'
Impaired Financing Receivable, Unpaid Principal Balance	71,179	'	71,179	'	'
Impaired Financing Receivable, Related Allowance	5,384	'	5,384	'	'
Impaired Financing Receivable, Average Recorded Investment	65,862	'	70,105	'	'
Impaired Financing Receivable Interest Income Recognized	819	'	2,245	'	'
Total Impaired Loans	'	'	'	'	'
Impaired Financing Receivable, Recorded Investment	'	91,127	'	91,127	78,401
Impaired Financing Receivable, Unpaid Principal Balance	'	94,478	'	94,478	82,200
Impaired Financing Receivable, Related Allowance	'	8,147	'	8,147	7,444
Impaired Financing Receivable, Average Recorded Investment	'	91,837	'	96,419	93,404
Impaired Financing Receivable Interest Income Recognized	'	$974	'	$2,820	$3,558

Recovered_Sheet14

Note 7: Loans and Allowance For Loan Losses: Impaired Loans Specific Valuation Allowance (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Details	'	'
Impaired Loans With Specific Valuation Allowance	$25,100	$18,000
Impaired Loans Valuation Allowance	$5,400	$7,400

Recovered_Sheet15

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Details) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2014
Commercial Business	'	'
Troubled Debt Restructuring Loans Modified Term	$243	$1,881
Troubled Debt Restructurings Total Modifications	243	1,881
Consumer	'	'
Troubled Debt Restructuring Loans Modified Term	6	59
Troubled Debt Restructurings Total Modifications	6	59
Total Newly Restructured Loans	'	'
Troubled Debt Restructuring Loans Interest Only	308	814
Troubled Debt Restructuring Loans Modified Term	249	5,655
Troubled Debt Restructuring Loans Modified Combination	223	223
Troubled Debt Restructurings Total Modifications	780	6,692
Industrial Revenue Bonds	'	'
Troubled Debt Restructuring Loans Modified Term	'	1,150
Troubled Debt Restructurings Total Modifications	'	1,150
Mortgage Loans on Real Estate | One To Four Family Residential	'	'
Troubled Debt Restructuring Loans Interest Only	308	308
Troubled Debt Restructuring Loans Modified Term	'	386
Troubled Debt Restructurings Total Modifications	308	694
Mortgage Loans on Real Estate | One To Four Family Residential Construction	'	'
Troubled Debt Restructuring Loans Modified Combination	223	223
Troubled Debt Restructurings Total Modifications	223	223
Mortgage Loans on Real Estate | Subdivision Construction	'	'
Troubled Debt Restructuring Loans Modified Term	'	250
Troubled Debt Restructurings Total Modifications	'	250
Mortgage Loans on Real Estate | Commercial Real Estate	'	'
Troubled Debt Restructuring Loans Interest Only	'	506
Troubled Debt Restructuring Loans Modified Term	'	1,929
Troubled Debt Restructurings Total Modifications	'	$2,435

Recovered_Sheet16

Note 7: Loans and Allowance For Loan Losses: Loans Modified in Troubled Debt Restructurings by Segment (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
Troubled Debt Restructurings Accruing Interest	$47,400	$49,600
Substandard	'	'
Troubled Debt Restructurings	19,800	22,100
Construction And Land Development	'	'
Troubled Debt Restructured Loans and Impaired	8,600	10,900
Single Family And Multi-Family Residential Mortgage Loans	'	'
Troubled Debt Restructured Loans and Impaired	15,600	'
Commercial Real Estate	'	'
Troubled Debt Restructured Loans and Impaired	23,900	24,800
Commercial Business	'	'
Troubled Debt Restructured Loans and Impaired	3,700	1,500
Consumer	'	'
Troubled Debt Restructured Loans and Impaired	250	310
Single Family And Multi-Family Residential	'	'
Troubled Debt Restructured Loans and Impaired	'	$16,600

Recovered_Sheet17

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings Returned to Accrual Status (Details) (USD $)	3 Months Ended	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2014
Troubled Debt Restructurings Returned to Accrual Status	$1,400	$2,100
Commercial Real Estate	'	'
Troubled Debt Restructurings Returned to Accrual Status	1,400	1,500
Consumer	'	'
Troubled Debt Restructurings Returned to Accrual Status	6	6
Residential Mortgage	'	'
Troubled Debt Restructurings Returned to Accrual Status	'	$591

Recovered_Sheet18

Note 7: Loans and Allowance For Loan Losses (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Satisfactory | One To Four Family Residential Construction	'	'
Loan Portfolio Internal Grading System Classification	$43,163	$34,364
Satisfactory | Subdivision Construction	'	'
Loan Portfolio Internal Grading System Classification	33,310	36,524
Satisfactory | Land Development	'	'
Loan Portfolio Internal Grading System Classification	37,514	45,606
Satisfactory | Commercial Construction	'	'
Loan Portfolio Internal Grading System Classification	361,971	184,019
Satisfactory | Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	76,166	84,931
Satisfactory | Non-Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	139,070	137,003
Satisfactory | Commercial Real Estate	'	'
Loan Portfolio Internal Grading System Classification	808,064	727,668
Satisfactory | Other Residential	'	'
Loan Portfolio Internal Grading System Classification	341,224	311,320
Satisfactory | Commercial Business	'	'
Loan Portfolio Internal Grading System Classification	347,691	307,540
Satisfactory | Industrial Revenue Bonds	'	'
Loan Portfolio Internal Grading System Classification	41,114	39,532
Satisfactory | Consumer Loans Auto Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	274,079	134,516
Satisfactory | Consumer Other Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	78,149	81,769
Satisfactory | Home Equity Line of Credit	'	'
Loan Portfolio Internal Grading System Classification	60,707	57,713
Satisfactory | FDIC Supported Loans Net Of Discounts TeamBank	'	'
Loan Portfolio Internal Grading System Classification	15,275	49,702
Satisfactory | Acquired non-covered loans, net of discounts (TeamBank)	'	'
Loan Portfolio Internal Grading System Classification	28,333	'
Satisfactory | FDIC Supported Loans Net Of Discounts Vantus Bank	'	'
Loan Portfolio Internal Grading System Classification	43,252	57,290
Satisfactory | FDIC Supported Loans Net Of Discounts Sun Security Bank	'	'
Loan Portfolio Internal Grading System Classification	53,859	63,360
Satisfactory | FDIC Supported Loans Net Of Discounts InterBank	'	'
Loan Portfolio Internal Grading System Classification	202,904	213,539
Satisfactory | Acquired loans not covered by FDIC loss sharing agreements, net of discounts (Valley Bank)	'	'
Loan Portfolio Internal Grading System Classification	152,497	'
Satisfactory | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	3,138,342	2,566,396
Watch | One To Four Family Residential Construction	'	'
Loan Portfolio Internal Grading System Classification	'	298
Watch | Subdivision Construction	'	'
Loan Portfolio Internal Grading System Classification	21	706
Watch | Land Development	'	'
Loan Portfolio Internal Grading System Classification	5,000	1,148
Watch | Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	611	503
Watch | Non-Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	350	6,718
Watch | Commercial Real Estate	'	'
Loan Portfolio Internal Grading System Classification	51,967	37,937
Watch | Other Residential	'	'
Loan Portfolio Internal Grading System Classification	10,045	12,323
Watch | Commercial Business	'	'
Loan Portfolio Internal Grading System Classification	446	1,803
Watch | Industrial Revenue Bonds	'	'
Loan Portfolio Internal Grading System Classification	622	675
Watch | Consumer Other Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	4	6
Watch | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	69,066	62,117
Substandard | One To Four Family Residential Construction	'	'
Loan Portfolio Internal Grading System Classification	223	'
Substandard | Subdivision Construction	'	'
Loan Portfolio Internal Grading System Classification	2,013	3,179
Substandard | Land Development	'	'
Loan Portfolio Internal Grading System Classification	6,067	11,087
Substandard | Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	2,207	3,699
Substandard | Non-Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	3,994	2,187
Substandard | Commercial Real Estate	'	'
Loan Portfolio Internal Grading System Classification	12,263	15,085
Substandard | Other Residential	'	'
Loan Portfolio Internal Grading System Classification	1,956	1,956
Substandard | Commercial Business	'	'
Loan Portfolio Internal Grading System Classification	1,250	3,528
Substandard | Industrial Revenue Bonds	'	'
Loan Portfolio Internal Grading System Classification	1,205	2,023
Substandard | Consumer Loans Auto Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	171	201
Substandard | Consumer Other Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	523	485
Substandard | Home Equity Line of Credit	'	'
Loan Portfolio Internal Grading System Classification	445	570
Substandard | FDIC Supported Loans Net Of Discounts TeamBank	'	'
Loan Portfolio Internal Grading System Classification	19	160
Substandard | Acquired non-covered loans, net of discounts (TeamBank)	'	'
Loan Portfolio Internal Grading System Classification	8	'
Substandard | FDIC Supported Loans Net Of Discounts Vantus Bank	'	'
Loan Portfolio Internal Grading System Classification	401	630
Substandard | FDIC Supported Loans Net Of Discounts Sun Security Bank	'	'
Loan Portfolio Internal Grading System Classification	535	1,483
Substandard | FDIC Supported Loans Net Of Discounts InterBank	'	'
Loan Portfolio Internal Grading System Classification	883	'
Substandard | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	34,163	46,273
Doubtful | Commercial Business	'	'
Loan Portfolio Internal Grading System Classification	'	2,398
Doubtful | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	'	2,398
Total For Portfolio | One To Four Family Residential Construction	'	'
Loan Portfolio Internal Grading System Classification	43,386	34,662
Total For Portfolio | Subdivision Construction	'	'
Loan Portfolio Internal Grading System Classification	35,344	40,409
Total For Portfolio | Land Development	'	'
Loan Portfolio Internal Grading System Classification	48,581	57,841
Total For Portfolio | Commercial Construction	'	'
Loan Portfolio Internal Grading System Classification	361,971	184,019
Total For Portfolio | Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	78,984	89,133
Total For Portfolio | Non-Owner Occupied One To Four Family Residential	'	'
Loan Portfolio Internal Grading System Classification	143,414	145,908
Total For Portfolio | Commercial Real Estate	'	'
Loan Portfolio Internal Grading System Classification	872,294	780,690
Total For Portfolio | Other Residential	'	'
Loan Portfolio Internal Grading System Classification	353,225	325,599
Total For Portfolio | Commercial Business	'	'
Loan Portfolio Internal Grading System Classification	349,387	315,269
Total For Portfolio | Industrial Revenue Bonds	'	'
Loan Portfolio Internal Grading System Classification	42,941	42,230
Total For Portfolio | Consumer Loans Auto Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	274,250	134,717
Total For Portfolio | Consumer Other Financing Receivable	'	'
Loan Portfolio Internal Grading System Classification	78,676	82,260
Total For Portfolio | Home Equity Line of Credit	'	'
Loan Portfolio Internal Grading System Classification	61,152	58,283
Total For Portfolio | FDIC Supported Loans Net Of Discounts TeamBank	'	'
Loan Portfolio Internal Grading System Classification	15,294	49,862
Total For Portfolio | Acquired non-covered loans, net of discounts (TeamBank)	'	'
Loan Portfolio Internal Grading System Classification	28,341	'
Total For Portfolio | FDIC Supported Loans Net Of Discounts Vantus Bank	'	'
Loan Portfolio Internal Grading System Classification	43,653	57,920
Total For Portfolio | FDIC Supported Loans Net Of Discounts Sun Security Bank	'	'
Loan Portfolio Internal Grading System Classification	54,394	64,843
Total For Portfolio | FDIC Supported Loans Net Of Discounts InterBank	'	'
Loan Portfolio Internal Grading System Classification	203,787	213,539
Total For Portfolio | Acquired loans not covered by FDIC loss sharing agreements, net of discounts (Valley Bank)	'	'
Loan Portfolio Internal Grading System Classification	152,497	'
Total For Portfolio | Loans Receivable	'	'
Loan Portfolio Internal Grading System Classification	$3,241,571	$2,677,184

Recovered_Sheet19

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Details	'	'	'	'
Impact of acquired loan pools on net interest income	$8,848	$8,412	$25,836	$26,508
Impact of acquired loan pools on net interest margin (in basis points)	98	101	101	103
Impact of acquired loan pools on non-interest income	-7,438	-7,310	-21,915	-22,529
Net impact of acquired loan pools to pre-tax income	1,410	1,102	3,921	3,979
Net impact of acquired loan pools to net of taxes	$917	$716	$2,549	$2,586
Impact of acquired loan pools to diluted earnings per common share	$0.07	$0.05	$0.19	$0.19

Recovered_Sheet20

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of TeamBank FDIC Indemnification Asset (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
TeamBank Loans	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	$46,222	$53,553
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-2,061	-2,882
Original estimated fair value of assets, net of activity since acquisition date	-43,635	-49,862
Expected loss remaining	526	809
Assumed loss sharing recovery percentage	83.00%	82.00%
Estimated loss sharing value	438	665
Indemnification assets to be amortized resulting from change in expected losses	327	593
Accretable discount on FDIC indemnification asset	'	-10
FDIC Indemnification Asset, Total	765	1,248
TeamBank Foreclosed Assets	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	169	664
Original estimated fair value of assets, net of activity since acquisition date	-156	-647
Expected loss remaining	13	17
Assumed loss sharing recovery percentage	77.00%	76.00%
Estimated loss sharing value	10	13
FDIC Indemnification Asset, Total	$10	$13

Recovered_Sheet21

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Vantus Bank FDIC Indemnification Asset (Details) (USD $)	Sep. 30, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Vantus Bank Loans	'		'
Initial basis for loss sharing determination, net of activity since acquisition date	$44,877		$60,011
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-456		-1,202
Original estimated fair value of assets, net of activity since acquisition date	-43,653		-57,920
Expected loss remaining	768		889
Assumed loss sharing recovery percentage	74.00%		78.00%
Estimated loss sharing value	566	[1]	690
Indemnification assets to be amortized resulting from change in expected losses	278		919
Accretable discount on FDIC indemnification asset	'		-32
FDIC Indemnification Asset, Total	844		1,577
Vantus Bank Foreclosed Assets	'		'
Initial basis for loss sharing determination, net of activity since acquisition date	1,205		1,986
Original estimated fair value of assets, net of activity since acquisition date	-1,015		-1,092
Expected loss remaining	190		894
Assumed loss sharing recovery percentage	'		80.00%
Estimated loss sharing value	'		716
FDIC Indemnification Asset, Total	'		$716
[1]	Includes $153,000 impairment of indemnification asset for foreclosed assets. Resolution of certain items related to commercial foreclosed assets did not occur prior to the expiration of the non-single-family loss sharing agreement for Vantus Bank on September 30, 2014.

Recovered_Sheet22

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Sun Security Bank FDIC Indemnification Asset (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Sun Security Bank Loans	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	$62,722	$78,524
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-3,540	-5,062
Original estimated fair value of assets, net of activity since acquisition date	-54,394	-64,843
Expected loss remaining	4,788	8,514
Assumed loss sharing recovery percentage	66.00%	70.00%
Estimated loss sharing value	3,173	5,974
Indemnification assets to be amortized resulting from change in expected losses	2,827	4,049
Accretable discount on FDIC indemnification asset	-363	-680
FDIC Indemnification Asset, Total	5,637	9,343
Non-credit premium (discount), net of activity since acquisition date	'	-105
Sun Security Bank Foreclosed Assets	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	2,598	3,582
Original estimated fair value of assets, net of activity since acquisition date	-1,521	-2,193
Expected loss remaining	1,077	1,389
Assumed loss sharing recovery percentage	80.00%	80.00%
Estimated loss sharing value	862	1,111
Accretable discount on FDIC indemnification asset	-63	-93
FDIC Indemnification Asset, Total	$799	$1,018

Recovered_Sheet23

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of InterBank FDIC Indemnification Asset (Details) (USD $)	Sep. 30, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
InterBank Loans	'		'
Initial basis for loss sharing determination, net of activity since acquisition date	$254,427		$284,975
Non-credit premium (discount), net of activity since acquisition date	1,488		1,905
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	-23,518		-21,218
Original estimated fair value of assets, net of activity since acquisition date	-203,787		-213,539
Expected loss remaining	28,610		52,123
Assumed loss sharing recovery percentage	82.00%		82.00%
Estimated loss sharing value	23,444	[1]	42,654
FDIC loss share clawback	3,793		2,893
Indemnification assets to be amortized resulting from change in expected losses	18,814		16,974
Accretable discount on FDIC indemnification asset	-3,350		-4,874
FDIC Indemnification Asset, Total	42,701		57,647
InterBank Foreclosed Assets	'		'
Initial basis for loss sharing determination, net of activity since acquisition date	5,076		6,543
Original estimated fair value of assets, net of activity since acquisition date	-3,976		-5,073
Expected loss remaining	1,100		1,470
Assumed loss sharing recovery percentage	80.00%		80.00%
Estimated loss sharing value	880	[1]	1,176
Accretable discount on FDIC indemnification asset	-33		-33
FDIC Indemnification Asset, Total	$847		$1,143
[1]	Includes $400,000 impairment of indemnification asset for loans

Recovered_Sheet24

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Valley Bank Acquired Loans and Foreclosed Assets (Details) (Valley Bank Loans, USD $)	Sep. 30, 2014	Jun. 20, 2014
In Thousands, unless otherwise specified
Valley Bank Loans	'	'
Initial basis for loss sharing determination, net of activity since acquisition date	$179,065	$193,186
Non-credit premium (discount), net of activity since acquisition date	1,752	2,015
Original estimated fair value of assets, net of activity since acquisition date	-152,497	-165,098
Expected loss remaining	$28,320	$30,103

Recovered_Sheet25

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Changes Accretable Yield for Acquired Loan Pools (Details) (USD $)	3 Months Ended				9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013
TeamBank	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	($887)		($1,450)		($3,169)		($7,050)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	725	[1]	1,109	[1]	3,039	[2]	3,191	[2]
TeamBank | Beginning of period	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	7,434		8,610		7,402		12,128
TeamBank | End of period	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	7,272		8,269		7,272		8,269
Vantus Bank	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	-859		-1,832		-2,990		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	916	[1]	-379	[1]	1,900	[2]	390	[2]
Vantus Bank | Beginning of period	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	4,578		8,647		5,725		13,538
Vantus Bank | End of period	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	4,635		6,436		4,635		6,436
Sun Security Bank	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	-2,119		-4,795		-7,343		-13,021
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	789	[1]	5,293	[1]	4,327	[2]	12,315	[2]
Sun Security Bank | Beginning of period	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	9,427		10,055		11,113		11,259
Sun Security Bank | End of period	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	8,097		10,553		8,097		10,553
InterBank	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	-10,002		-7,034		-28,404		-20,423
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	4,857	[1]	7,774	[1]	24,272	[2]	13,556	[2]
InterBank | Beginning of period	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	41,108		34,967		40,095		42,574
InterBank | End of period	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	35,963		35,707		35,963		35,707
Valley Bank	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	-2,062		'		-2,227		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Additions	'		'		22,976		'
Valley Bank | Beginning of period	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	22,811		'		'		'
Valley Bank | End of period	'		'		'		'
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	$20,749		'		$20,749		'
[1]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the three months ended September 30, 2014, totaling $522,000, $831,000, $139,000 and $707,000, respectively, and for the three months ended September 30, 2013, totaling $340,000, $0, $4.3 million and $7.3 million, respectively. There have not yet been any changes to the expected accretion of the loan pools for Valley Bank.
[2]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank and InterBank for the nine months ended September 30, 2014, totaling $2.8 million, $1.8 million, $1.5 million and $2.4 million, respectively, and for the nine months ended September 30, 2013, totaling $2.5 million, $516,000, $9.0 million and $14.9 million, respectively. There have not yet been any changes to the expected accretion of the loan pools for Valley Bank.

Note_9_Other_Real_Estate_Owned3

Note 9: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Other Real Estate Owned, Net	$43,762	$53,514
Foreclosed Assets Held For Sale | Subdivision Construction	'	'
Foreclosed Assets	9,778	11,652
Foreclosed Assets Held For Sale | Land Development	'	'
Foreclosed Assets	17,752	16,788
Foreclosed Assets Held For Sale | Commercial Construction	'	'
Foreclosed Assets	'	2,132
Foreclosed Assets Held For Sale | One To Four Family Residential	'	'
Foreclosed Assets	1,564	744
Foreclosed Assets Held For Sale | Other Residential	'	'
Foreclosed Assets	3,577	5,900
Foreclosed Assets Held For Sale | Commercial Real Estate	'	'
Foreclosed Assets	1,779	4,135
Foreclosed Assets Held For Sale | Commercial Business	'	'
Foreclosed Assets	59	77
Foreclosed Assets Held For Sale | Consumer	'	'
Foreclosed Assets	565	969
Foreclosed Assets Held For Sale | Foreclosed Assets Before FDIC Supported Foreclosed Assets	'	'
Foreclosed Assets	35,074	42,397
Foreclosed Assets Held For Sale | FDIC Supported Foreclosed Assets Net Of Discounts	'	'
Foreclosed Assets	6,668	9,006
Foreclosed Assets Held For Sale, Net	'	'
Foreclosed Assets	41,742	51,403
Other real estate owned not acquired through foreclosure	'	'
Other Real Estate Owned, Net	$2,020	$2,111

Note_9_Other_Real_Estate_Owned4

Note 9: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Details	'	'	'	'
Loss (Gain) on Sales of Foreclosed Assets	$126	$27	$72	($255)
Valuation write-downs on foreclosed assets	158	258	1,357	1,313
Operating expenses, net of rental income	698	783	1,744	2,420
Total foreclosed assets expenses	$982	$1,068	$3,173	$3,478

Note_10_Deposits_Details

Note 10: Deposits (Details) (USD $)	Sep. 30, 2014		Dec. 31, 2013
In Thousands, unless otherwise specified
Deposits	$3,071,170		$2,808,626
Non-Interest Bearing Demand Deposits	'		'
Deposits	521,705		522,805
Interest Bearing Demand And Savings Deposits	'		'
Deposits	1,424,881	[1]	1,291,879	[1]
Total Deposits	'		'
Deposits	3,071,170		2,808,626
Bank Time Deposits | 0.00% - 0.99%	'		'
Deposits	802,532		669,698
Bank Time Deposits | 1.00% - 1.99%	'		'
Deposits	245,047		251,118
Bank Time Deposits | 2.00% - 2.99%	'		'
Deposits	65,449		61,042
Bank Time Deposits | 3.00% - 3.99%	'		'
Deposits	9,424		9,413
Bank Time Deposits | 4.00% - 4.99%	'		'
Deposits	1,712		1,852
Bank Time Deposits | 5% and above	'		'
Deposits	420		819
Bank Time Deposits | Total Time Deposits	'		'
Deposits	$1,124,584	[2]	$993,942	[2]
[1]	(0.19% - 0.20%)
[2]	(0.77% - 0.69%)

Note_11_Advances_From_Federal_2

Note 11: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Federal Home Loan Bank advances	$190,664	$126,757
Due in 2014	'	'
Federal Home Loan Bank advances	149,015	2,315
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	0.21%	1.02%
Due in 2015	'	'
Federal Home Loan Bank advances	10,065	10,065
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	3.87%	3.87%
Due in 2016	'	'
Federal Home Loan Bank advances	70	25,070
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.06%	3.81%
Due in 2017	'	'
Federal Home Loan Bank advances	30,825	85,825
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	3.20%	3.92%
Due in 2018	'	'
Federal Home Loan Bank advances	81	81
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.06%	5.06%
Due in 2019 and thereafter	'	'
Federal Home Loan Bank advances	529	529
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.51%	5.51%
Federal Home Loan Bank Advances, Gross	'	'
Federal Home Loan Bank advances	190,585	123,885
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	0.91%	3.85%
Federal Home Loan Bank Advances Unamortized Fair Value Adjustment	'	'
Federal Home Loan Bank advances	79	2,872
Federal Home Loan Bank Advances, Net	'	'
Federal Home Loan Bank advances	$190,664	$126,757

Note_13_Income_Taxes_Schedule_1

Note 13: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Details)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Details	'	'	'	'
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	35.00%	35.00%	35.00%	35.00%
Nontaxable Interest and Dividends	-3.10%	-4.30%	-3.30%	-4.30%
TaxCredits	-8.40%	-12.20%	-9.20%	-11.10%
State taxes	1.70%	3.00%	1.50%	2.10%
Other taxes	0.20%	-1.40%	0.40%	-0.20%
Tax percentage rate	25.40%	20.10%	24.40%	21.50%

Note_14_Fair_Value_Measurement8

Note 14: Fair Value Measurement: Fair Value, Assets Measured on Recurring Basis (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
US Government Agencies Debt Securities	'	'
Fair Value Measured on Recurring Basis	$18,937	$17,255
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises	'	'
Fair Value Measured on Recurring Basis	276,627	367,578
US States and Political Subdivisions Debt Securities	'	'
Fair Value Measured on Recurring Basis	126,547	122,724
Equity Securities	'	'
Fair Value Measured on Recurring Basis	3,045	2,869
Mortgage Servicing Rights	'	'
Fair Value Measured on Recurring Basis	189	211
Interest Rate Swap Asset	'	'
Fair Value Measured on Recurring Basis	2,050	2,544
Interest Rate Swap Liability	'	'
Fair Value Measured on Recurring Basis	-1,489	-1,613
Small Business Administration Loan Pools	'	'
Fair Value Measured on Recurring Basis	'	44,855
Fair Value, Inputs, Level 2 | US Government Agencies Debt Securities	'	'
Fair Value Measured on Recurring Basis	18,937	17,255
Fair Value, Inputs, Level 2 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises	'	'
Fair Value Measured on Recurring Basis	276,627	367,578
Fair Value, Inputs, Level 2 | US States and Political Subdivisions Debt Securities	'	'
Fair Value Measured on Recurring Basis	126,547	122,724
Fair Value, Inputs, Level 2 | Equity Securities	'	'
Fair Value Measured on Recurring Basis	3,045	2,869
Fair Value, Inputs, Level 2 | Small Business Administration Loan Pools	'	'
Fair Value Measured on Recurring Basis	'	44,855
Fair Value, Inputs, Level 3 | Mortgage Servicing Rights	'	'
Fair Value Measured on Recurring Basis	189	211
Fair Value, Inputs, Level 3 | Interest Rate Swap Asset	'	'
Fair Value Measured on Recurring Basis	2,050	2,544
Fair Value, Inputs, Level 3 | Interest Rate Swap Liability	'	'
Fair Value Measured on Recurring Basis	($1,489)	($1,613)

Note_14_Fair_Value_Measurement9

Note 14: Fair Value Measurement: Schedule Of Mortgage Servicing Rights Reconciliation (Details) (Mortgage Servicing Rights, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Mortgage Servicing Rights	'	'	'	'
Fair Value Mortgage Servicing Rights	$196	$246	$211	$152
Servicing Asset at Fair Value, Additions	28	32	81	224
Amortization of Mortgage Servicing Rights (MSRs)	-35	-42	-103	-140
Fair Value Mortgage Servicing Rights	$189	$236	$189	$236

Recovered_Sheet26

Note 14: Fair Value Measurement: Schedule of Interest Rate Derivative Assets (Details) (Interest Rate Derivative Asset, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest Rate Derivative Asset	'	'	'	'
Derivative Asset	$1,722	$1,379	$1,859	$2,112
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	-210	182	-347	-551
Derivative Asset	$1,512	$1,561	$1,512	$1,561

Recovered_Sheet27

Note 14: Fair Value Measurement: Schedule of Rate Cap Derivative Asset Designated as Hedging Instrument (Details) (Interest Rate Cap Derivative Asset Designated As HedgingI nstrument, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest Rate Cap Derivative Asset Designated As HedgingI nstrument	'	'	'	'
DerivativeAssetDesignatedAsHedgingInstrumentFairValue1	$462	'	$685	'
DerivativeAssetDesignatedAsHedgingInstrumentAdditions	'	738	'	738
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Inputs Reconciliation, Gain (Loss) Included in Other Comprehensive Income (Loss)	76	-69	-147	-69
DerivativeAssetDesignatedAsHedgingInstrumentFairValue1	$538	$669	$538	$669

Recovered_Sheet28

Note 14: Fair Value Measurement: Schedule of Interest Rate Swap Liability (Details) (Interest Rate Swap Liability, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest Rate Swap Liability	'	'	'	'
Fair Value Interest Rate Swap Liabilities	$1,711	$1,019	$1,613	$2,160
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	-222	307	-124	-834
Fair Value Interest Rate Swap Liabilities	$1,489	$1,326	$1,489	$1,326

Recovered_Sheet29

Note 14: Fair Value Measurement: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Impaired Loans | Subdivision Construction	'	'
Assets, Fair Value Disclosure, Nonrecurring	$275	$145
Impaired Loans | Land Development	'	'
Assets, Fair Value Disclosure, Nonrecurring	3,952	1,474
Impaired Loans | Owner Occupied One To Four Family Residential	'	'
Assets, Fair Value Disclosure, Nonrecurring	1,505	349
Impaired Loans | Non-Owner Occupied One To Four Family Residential	'	'
Assets, Fair Value Disclosure, Nonrecurring	954	388
Impaired Loans | Commercial Real Estate	'	'
Assets, Fair Value Disclosure, Nonrecurring	5,343	5,224
Impaired Loans | Other Residential	'	'
Assets, Fair Value Disclosure, Nonrecurring	'	1,440
Impaired Loans | Commercial Business	'	'
Assets, Fair Value Disclosure, Nonrecurring	317	61
Impaired Loans | Consumer Loans Auto Financing Receivable	'	'
Assets, Fair Value Disclosure, Nonrecurring	46	19
Impaired Loans | Consumer Other Financing Receivable	'	'
Assets, Fair Value Disclosure, Nonrecurring	411	275
Impaired Loans | Home Equity Line of Credit	'	'
Assets, Fair Value Disclosure, Nonrecurring	239	70
Impaired Loans | Total Impaired Loans	'	'
Assets, Fair Value Disclosure, Nonrecurring	13,042	9,445
Foreclosed Assets Held For Sale	'	'
Assets, Fair Value Disclosure, Nonrecurring	1,887	2,169
Fair Value, Inputs, Level 3 | Impaired Loans | Subdivision Construction	'	'
Assets, Fair Value Disclosure, Nonrecurring	275	145
Fair Value, Inputs, Level 3 | Impaired Loans | Land Development	'	'
Assets, Fair Value Disclosure, Nonrecurring	3,952	1,474
Fair Value, Inputs, Level 3 | Impaired Loans | Owner Occupied One To Four Family Residential	'	'
Assets, Fair Value Disclosure, Nonrecurring	1,505	349
Fair Value, Inputs, Level 3 | Impaired Loans | Non-Owner Occupied One To Four Family Residential	'	'
Assets, Fair Value Disclosure, Nonrecurring	954	388
Fair Value, Inputs, Level 3 | Impaired Loans | Commercial Real Estate	'	'
Assets, Fair Value Disclosure, Nonrecurring	5,343	5,224
Fair Value, Inputs, Level 3 | Impaired Loans | Other Residential	'	'
Assets, Fair Value Disclosure, Nonrecurring	'	1,440
Fair Value, Inputs, Level 3 | Impaired Loans | Commercial Business	'	'
Assets, Fair Value Disclosure, Nonrecurring	317	61
Fair Value, Inputs, Level 3 | Impaired Loans | Consumer Loans Auto Financing Receivable	'	'
Assets, Fair Value Disclosure, Nonrecurring	46	19
Fair Value, Inputs, Level 3 | Impaired Loans | Consumer Other Financing Receivable	'	'
Assets, Fair Value Disclosure, Nonrecurring	411	275
Fair Value, Inputs, Level 3 | Impaired Loans | Home Equity Line of Credit	'	'
Assets, Fair Value Disclosure, Nonrecurring	239	70
Fair Value, Inputs, Level 3 | Impaired Loans | Total Impaired Loans	'	'
Assets, Fair Value Disclosure, Nonrecurring	13,042	9,445
Fair Value, Inputs, Level 3 | Foreclosed Assets Held For Sale	'	'
Assets, Fair Value Disclosure, Nonrecurring	$1,887	$2,169

Recovered_Sheet30

Note 14: Fair Value Measurement: Schedule Of Financial Instruments Fair Value (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financial Assets | Cash and Cash Equivalents	'	'
Financial Instruments Owned Carrying Amount	$221,386	$227,925
Financial Instruments, Owned, at Fair Value	221,386	227,925
Fair Value by Fair Value Hierarchy Level	1	1
Financial Assets | Held-to-maturity Securities	'	'
Financial Instruments Owned Carrying Amount	450	805
Financial Instruments, Owned, at Fair Value	505	912
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Mortgage Loans Held For Sale	'	'
Financial Instruments Owned Carrying Amount	30,361	7,239
Financial Instruments, Owned, at Fair Value	30,361	7,239
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Loans Receivable	'	'
Financial Instruments Owned Carrying Amount	2,921,310	2,439,530
Financial Instruments, Owned, at Fair Value	2,931,098	2,442,917
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Accrued Interest Receivable	'	'
Financial Instruments Owned Carrying Amount	11,214	11,408
Financial Instruments, Owned, at Fair Value	11,214	11,408
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Investment in Federal Home Loan Bank Stock	'	'
Financial Instruments Owned Carrying Amount	12,013	9,822
Financial Instruments, Owned, at Fair Value	12,013	9,822
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Deposits	'	'
Financial Instruments Owned Carrying Amount	3,071,170	2,808,626
Financial Instruments, Owned, at Fair Value	3,076,464	2,813,779
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Federal Home Loan Bank Advances	'	'
Financial Instruments Owned Carrying Amount	190,664	126,757
Financial Instruments, Owned, at Fair Value	193,004	131,281
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Short-term Debt	'	'
Financial Instruments Owned Carrying Amount	172,983	136,109
Financial Instruments, Owned, at Fair Value	172,983	136,109
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Repurchase Agreements	'	'
Financial Instruments Owned Carrying Amount	'	50,000
Financial Instruments, Owned, at Fair Value	'	53,485
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Subordinated Debt	'	'
Financial Instruments Owned Carrying Amount	30,929	30,929
Financial Instruments, Owned, at Fair Value	30,929	30,929
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Accrued Interest Payable	'	'
Financial Instruments Owned Carrying Amount	1,024	1,099
Financial Instruments, Owned, at Fair Value	1,024	1,099
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net Of Contractual Value | Loan Origination Commitments	'	'
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net Of Contractual Value | Letter of Credit	'	'
Financial Instruments Owned Carrying Amount	31	76
Financial Instruments, Owned, at Fair Value	$31	$76
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net Of Contractual Value | Line of Credit	'	'
Fair Value by Fair Value Hierarchy Level	3	3

Note_15_Derivatives_and_Hedgin3

Note 15: Derivatives and Hedging Activities: Nondesignated Hedges (Details) (Interest Rate Swap, Not Designated as Hedging Instrument, Commercial customers, USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Interest Rate Swap | Not Designated as Hedging Instrument | Commercial customers	'	'
Derivative, Notional Amount	$127,900	$114,000

Note_15_Derivatives_and_Hedgin4

Note 15: Derivatives and Hedging Activities: Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Total derivatives designated as hedging instruments	$538	$685
Asset Derivative Fair Value	'	'
Total derivatives not designated as hedging instruments	1,512	1,859
Liability Derivative Fair Value	'	'
Total derivatives not designated as hedging instruments	$1,489	$1,613

Note_15_Derivatives_and_Hedgin5

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Details) (Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges, Interest Rate Cap, USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges | Interest Rate Cap	'	'	'	'
Derivative Instruments, Gain (Loss) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net	$53	($45)	($90)	($45)

Note_16_FDICassisted_Acquisiti4

Note 16: FDIC-assisted Acquisition: Schedule of Certain Assets and Liabilities Acquired (Details) (Valley Bank, USD $)	Jun. 20, 2014
In Thousands, unless otherwise specified
Assets | Cash	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	$2,729
Assets | Due From Banks	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	106,680
Assets | Cash and Cash Equivalents	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	109,409
Assets | Securities Investment	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	88,513
Assets | Loans Receivable Net	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	165,098	[1]
Assets | Accrued Interest Receivable	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	1,004
Assets | Property, Plant and Equipment	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	10,850
Assets | Core Deposits	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	2,800
Assets | Other Assets	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	1,060
Assets | Total Assets Acquired	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	378,734
Liabilities | Demand Deposits	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	186,902
Liabilities | Bank Time Deposits	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	179,125
Liabilities | Deposits	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	366,027
Liabilities | Repurchase Agreements	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	567
Liabilities | Accounts Payable	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	561
Liabilities | Accrued Interest Payable	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	182
Liabilities | Advances From Borrowers For Taxes And Insurance	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	592
Liabilities | Total Liabilities Assumed	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	367,929
Liabilities | Gain Recognized On Business Acquisition	'
Business Combination, Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net	$10,805
[1]	Net of discount on loans purchased of $30,102.

Note_16_FDICassisted_Acquisiti5

Note 16: FDIC-assisted Acquisition: Schedule of FDIC Agreed Upon Transfer of Net Assets (Details) (Valley Bank, USD $)	Jun. 20, 2014
In Thousands, unless otherwise specified
Net liabilities as determined by the FDIC	($21,897)
Cash transferred by the FDIC	59,394
Discount per Purchase and Assumption Agreement	37,497
Core Deposit Intangible	2,800
Gain Recognized on Business Acquisition	10,805
Purchase Accounting Adjustments	'
Bank Loans	-28,088
Deposits Assets	-399
Investments	($1,005)

Note_16_FDICassisted_Acquisiti6

Note 16: FDIC-assisted Acquisition: Schedule of Acquired Loans Performing and Nonperforming (Details) (Valley Bank, AcquiredLoansMember, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014
Valley Bank | AcquiredLoansMember	'
Acquired Performing Loans	$3,920
Acquired Nonperforming Loans	161,178
Total Acquired Loans	$165,098