Great Southern Bancorp (GSBC) 10-Q 7 Aug 15 2015 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2015	Aug. 06, 2015
Document and Entity Information:
Entity Registrant Name	Great Southern Bancorp Inc
Document Type	10-Q
Document Period End Date	Jun. 30, 2015
Trading Symbol	gsbc
Amendment Flag	false
Entity Central Index Key	854,560
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		13,853,811
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q2

GREAT SOUTHERN BANCORP, INC. AN

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (June 30, 2015 figures unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash	$ 111,729	$ 109,052
Interest-bearing deposits in other financial institutions	157,499	109,595
Cash and cash equivalents	269,228	218,647
Available-for-sale securities	326,389	365,506
Held-to-maturity securities	353	450
Mortgage loans held for sale	16,567	14,579
Loans receivable, net	3,202,377	3,038,848
FDIC indemnification asset	32,177	44,334
Interest receivable	11,306	11,219
Prepaid expenses and other assets	59,127	60,452
Other real estate owned, net	39,997	45,838
Premises and equipment, net	127,627	124,841
Goodwill and other intangible assets	6,633	7,508
Investment in Federal Home Loan Bank stock	12,605	16,893
Current and deferred income taxes	6,784	2,219
Total Assets	4,111,170	3,951,334
Liabilities:
Deposits	3,196,318	2,990,840
Federal Home Loan Bank advances	193,594	271,641
Securities sold under reverse repurchase agreements with customers	216,100	168,993
Short-term borrowings	1,308	42,451
Subordinated debentures issued to capital trusts	30,929	30,929
Accrued interest payable	1,076	1,067
Advances from borrowers for taxes and insurance	7,265	4,929
Accounts payable and accrued expenses	27,000	20,739
Total Liabilities	3,673,590	3,531,589
Capital stock
Serial preferred stock	57,943	57,943
Common stock	138	138
Additional paid-in capital	23,167	22,345
Retained earnings	350,467	332,283
Accumulated other comprehensive income	5,865	7,036
Total Stockholders' Equity	437,580	419,745
Total Liabilities and Stockholders' Equity	$ 4,111,170	$ 3,951,334

GREAT SOUTHERN BANCORP, INC. A3

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES - CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (June 30, 2015 figures unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Statements of Financial Condition
Held-to-maturity securities fair value	$ 390	$ 499
Allowance for loan losses	$ 39,698	$ 38,435
Preferred stock par value	$ 0.01	$ 0.01
Preferred stock authorized shares	1,000,000	1,000,000
Preferred stock issued shares	57,943	57,943
Preferred stock shares outstanding	57,943	57,943
Preferred stock liquidation amount	$ 1,000	$ 1,000
Common stock par value	$ 0.01	$ 0.01
Common stock shares authorized	20,000,000	20,000,000
Common stock shares issued	13,801,109	13,754,806
Common stock shares outstanding	13,801,109	13,754,806

GREAT SOUTHERN BANCORP, INC. A4

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME
Loans	$ 43,947	$ 41,412	$ 89,896	$ 80,721
Investment securities and other	1,787	2,972	3,744	5,958
TOTAL INTEREST INCOME	45,734	44,384	93,640	86,679
INTEREST EXPENSE
Deposits	3,133	2,752	6,294	5,413
Federal Home Loan Bank advances	416	1,010	863	1,984
Short-term borrowings and repurchase agreements	16	512	37	1,069
Interest expense on subordinated debentures issued to capital trusts	160	139	312	275
TOTAL INTEREST EXPENSE	3,725	4,413	7,506	8,741
NET INTEREST INCOME	42,009	39,971	86,134	77,938
PROVISION FOR LOAN LOSSES	1,300	1,462	2,600	3,154
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	40,709	38,509	83,534	74,784
NON-INTEREST INCOME
Commissions	299	344	580	626
Service charges and ATM fees	5,026	4,728	9,670	8,896
Net realized gains on sales of loans	1,059	608	(1,999)	(1,157)
Net realized gains on sales of available-for-sale securities		569		642
Late charges and fees on loans	762	265	1,110	579
Gain (loss) on derivative interest rate products	113	(130)	20	(233)
Initial gain recognized on business acquisition		10,805		(10,805)
Amortization of income/expense related to business acquisitions	(5,158)	(7,210)	(12,054)	(13,598)
Other income	1,356	652	2,074	2,681
TOTAL NON-INTEREST INCOME	3,457	10,631	3,399	11,555
NON-INTEREST EXPENSE
Salaries and employee benefits	14,606	13,470	29,183	26,487
Net occupancy and equipment expense	6,115	5,210	12,169	10,614
Postage	912	844	1,801	1,637
Insurance	856	953	1,835	1,879
Advertising	750	438	1,182	1,169
Office supplies and printing	378	367	715	657
Telephone	767	681	1,532	1,417
Legal, audit and other professional fees	664	908	1,287	1,841
Expense on foreclosed assets	318	1,342	703	2,192
Partnership tax credit investment amortization	420	427	840	880
Other operating expenses	2,163	9,759	3,942	11,520
TOTAL NON-INTEREST EXPENSE	27,949	34,399	55,189	60,293
INCOME BEFORE INCOME TAXES	16,217	14,741	31,744	26,046
PROVISION FOR INCOME TAXES	4,214	3,687	8,088	6,174
NET INCOME	12,003	11,054	23,656	19,872
Preferred stock dividends	145	145	290	290
NET INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 11,858	$ 10,909	$ 23,366	$ 19,582
BASIC EARNINGS PER COMMON SHARE	$ 0.86	$ 0.80	$ 1.69	$ 1.43
DILUTED EARNINGS PER COMMON SHARE	0.85	0.79	1.67	1.42
DIVIDENDS DECLARED PER COMMON SHARE	$ 0.22	$ 0.20	$ 0.42	$ 0.40

GREAT SOUTHERN BANCORP, INC. A5

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statements of Comprehensive Income
Net Income	$ 12,003	$ 11,054	$ 23,656	$ 19,872
Unrealized appreciation (depreciation) on available-for-sale securities, net	(968)	2,126	(1,066)	4,973
Reclassification adjustment for gains included in net income, net		(370)		(417)
Change in fair value of cash flow hedge, net	(9)	(101)	(105)	(143)
Comprehensive Income	$ 11,026	$ 12,709	$ 22,485	$ 24,285

GREAT SOUTHERN BANCORP, INC. A6

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Statements of Comprehensive Income
Tax effect of unrealized appreciation (depreciation) on available-for-sale securities, taxes (credit)	$ (329)	$ 1,145	$ (381)	$ 2,678
Tax effect reclassification adjustment for gains included in net income, taxes (credit)	0	(199)	0	(225)
Tax effect of change in fair value of cash flow hedge, taxes (credit)	$ (13)	$ (54)	$ (66)	$ (77)

GREAT SOUTHERN BANCORP, INC. A7

GREAT SOUTHERN BANCORP, INC. AND SUBSIDIARIES -- CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 23,656	$ 19,872
Proceeds from sales of loans held for sale	80,302	47,922
Originations of loans held for sale	(83,449)	(49,089)
Items not requiring (providing) cash:
Depreciation	4,596	4,220
Amortization of other assets	1,715	1,525
Compensation expense for stock option grants	263	273
Provision for loan losses	2,600	3,154
Net gains on loan sales	(1,999)	(1,157)
Net gains on sale of available-for-sale investment securities		(642)
Net gains on sale of premises and equipment	(631)	(41)
(Gain) loss on sale of foreclosed assets	(489)	790
Initial gain recognized on business acquisition		(10,805)
Amortization of deferred income, premiums, discounts and fair value adjustments	5,473	11,605
(Gain) loss on derivative interest rate products	(20)	233
Deferred income taxes	(6,209)	(371)
Changes in:
Interest receivable	(87)	761
Prepaid expenses and other assets	4,566	(288)
Accounts payable and accrued expenses	5,926	(3,492)
Income taxes refundable/payable	2,093
Net cash provided by operating activities	38,306	24,470
CASH FLOWS FROM INVESTING ACTIVITIES
Net increase in loans	(121,360)	(143,068)
Purchase of loans	(44,194)	(39,926)
Cash received from acquisitions		189,437
Cash received from FDIC loss sharing reimbursements	1,490	5,894
Purchase of premises and equipment	(8,655)	(7,170)
Proceeds from sale of premises and equipment	1,904	197
Proceeds from sale of foreclosed assets	11,111	12,362
Capitalized costs on foreclosed assets	(20)	(40)
Proceeds from sales of available-for-sale investment securities		41,312
Proceeds from maturing investment securities	110	110
Proceeds from called investment securities	5,143	4,535
Principal reductions on mortgage-backed securities	32,448	53,996
Purchase of available-for-sale securities	(1,410)	(19,914)
Redemption of Federal Home Loan Bank stock	4,288	1,768
Net cash provided by (used in) investing activities	(119,145)	99,493
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in certificates of deposit	167,179	(102,932)
Net increase in checking and savings deposits	38,601	37,138
Proceeds from Federal Home Loan Bank advances	3,316,500	245,000
Repayments of Federal Home Loan Bank advances	(3,394,532)	(277,284)
Net increase in short-term borrowings	5,964	22,165
Repayments of structured repurchase agreements		(50,000)
Advances from borrowers for taxes and insurance	2,336	2,677
Dividends paid	(5,796)	(5,490)
Purchase of company stock		(481)
Stock options exercised	1,168	545
Net cash provided by (used in) financing activities	131,420	(128,662)
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	50,581	(4,699)
CASH AND CASH EQUIVALENTS BEGINNING OF PERIOD	218,647	227,925
CASH AND CASH EQUIVALENTS END OF PERIOD	$ 269,228	$ 223,226

Note 1_ Basis of Presentation

Note 1: Basis of Presentation	6 Months Ended
	Jun. 30, 2015
Notes
Note 1: Basis of Presentation	NOTE 1: BASIS OF PRESENTATION The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and six months ended June 30, 2015 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2014, has been derived from the audited consolidated statement of financial condition of the Company as of that date. Certain prior period amounts have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income. Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K

Note 2_ Nature of Operations an

Note 2: Nature of Operations and Operating Segments	6 Months Ended
	Jun. 30, 2015
Notes
Note 2: Nature of Operations and Operating Segments	NOTE 2: NATURE OF OPERATIONS AND OPERATING SEGMENTS The Company operates as a one-bank holding company. The Company’s business primarily consists of the operations of Great Southern Bank (the “Bank”), which provides a full range of financial services to customers primarily located in Missouri, Iowa, Kansas, Minnesota, Nebraska and Arkansas. In addition, the Company operates commercial loan production offices in Dallas, Texas and Tulsa, Oklahoma. The Company and the Bank are subject to the regulation of certain federal and state agencies and undergo periodic examinations by those regulatory agencies. The Company’s banking operation is its only reportable segment. The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others . The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements.

Note 3_ Recent Accounting Prono

Note 3: Recent Accounting Pronouncements	6 Months Ended
	Jun. 30, 2015
Notes
Note 3: Recent Accounting Pronouncements	NOTE 3: RECENT ACCOUNTING PRONOUNCEMENTS In January 2014, the FASB issued ASU No. 2014-04 to amend FASB ASC Topic 310, Receivables – Troubled Debt Restructurings by Creditors In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 660): Summary and Amendments that Create Revenue from Contracts with Customers (Topic 606) and Other Assets and Deferred Costs—Contracts with Customers (Subtopic 340-40) Revenue Recognition In June 2014, the FASB issued ASU No. 2014-11, Transfers and Servicing (Topic 860): Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures. In May 2015, the FASB issued ASU No. 2015-07, Fair Value Measurement (Topic 820): Disclosures for Investments in Certain Entities that Calculate Net Asset Value Per Share

Note 4_ Stockholders' Equity

Note 4: Stockholders' Equity	6 Months Ended
	Jun. 30, 2015
Notes
Note 4: Stockholders' Equity	NOTE 4: STOCKHOLDERS' EQUITY Previously, the Company's stockholders approved the Company's reincorporation to the State of Maryland. Under Maryland law, there is no concept of "Treasury Shares." Instead, shares purchased by the Company constitute authorized but unissued shares under Maryland law. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The cost of shares purchased by the Company has been allocated to Common Stock and Retained Earnings balances.

Note 5_ Earnings Per Share

Note 5: Earnings Per Share	6 Months Ended
	Jun. 30, 2015
Notes
Note 5: Earnings Per Share	NOTE 5: EARNINGS PER SHARE Three Months Ended June 30, 2015 2014 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 13,790 13,685 Net income available to common stockholders $11,858 $10,909 Per common share amount $0.86 $0.80 Diluted: Average shares outstanding 13,790 13,685 Net effect of dilutive stock options – based on the treasury stock method using average market price 189 95 Diluted shares 13,979 13,780 Net income available to common stockholders $11,858 $10,909 Per common share amount $0.85 $0.79 Six Months Ended June 30, 2015 2014 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 13,790 13,685 Net income available to common stockholders $23,366 $19,582 Per common share amount $1.69 $1.43 Diluted: Average shares outstanding 13,790 13,685 Net effect of dilutive stock options – based on the treasury stock method using average market price 189 95 Diluted shares 13,979 13,780 Net income available to common stockholders $23,366 $19,582 Per common share amount $1.67 $1.42 Options outstanding at June 30, 2015 and 2014, to purchase 12,750 and 182,275 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the three and six month periods because such options’ exercise prices were greater than the average market prices of the common shares for the three and six months ended June 30, 2015 and 2014, respectively.

Note 6_ Investment Securities

Note 6: Investment Securities	6 Months Ended
	Jun. 30, 2015
Notes
Note 6: Investment Securities	NOTE 6: INVESTMENT SECURITIES June 30, 2015 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: U.S. government agencies $20,000 $— $197 $19,803 2.00% Mortgage-backed securities 221,842 3,544 526 224,860 1.79 States and political subdivisions 74,018 4,388 39 78,367 5.72 Equity securities 847 2,512 — 3,359 — $316,707 $10,444 $762 $326,389 2.72% December 31, 2014 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: U.S. government agencies $20,000 $— $486 $19,514 2.00% Mortgage-backed securities 254,294 4,325 821 257,798 1.97 States and political subdivisions 79,237 5,810 7 85,040 5.76 Equity securities 847 2,307 — 3,154 — $354,378 $12,442 $1,314 $365,506 2.82% June 30, 2015 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $353 $37 $ $390 7.37% December 31, 2014 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $450 $49 $ $499 7.37% The amortized cost and fair value of available-for-sale securities at June 30, 2015, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) One year or less $ — $ — After one through five years 254 266 After five through ten years 3,643 3,842 After ten years 90,121 94,062 Securities not due on a single maturity date 221,842 224,860 Equity securities 847 3,359 $316,707 $326,389 The held-to-maturity securities at June 30, 2015, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties. Amortized Fair Cost Value (In Thousands) After one through five years $353 $390 Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at June 30, 2015 and December 31, 2014, respectively, was approximately $85.8 million and $106.0 million, which is approximately 26.3% and 29.0% of the Company’s available-for-sale and held-to-maturity investment portfolio, respectively. Based on an evaluation of available evidence, including recent changes in market interest rates, credit rating information and information obtained from regulatory filings, management believes the declines in fair value for these debt securities are temporary at June 30, 2015. The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2015 and December 31, 2014: June 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) U.S. government agencies $ $ $20,000 $ $20,000 $(197) Mortgage-backed securities 19,004 (93) 43,333 (433) 62,337 (526) State and political subdivisions 2,555 (25) 917 (14) 3,472 (39) $21,559 $(118) $64,250 $(644) $85,809 $(762) December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) U.S. government agencies $ — $ $ $20,000 $(486) Mortgage-backed securities 40,042 (328) 45,056 (493) 85,098 (821) State and political subdivisions — — 925 (7) 925 (7) $40,042 $(328) $65,981 $(986) $106,023 $(1,314) Gross gains of $0 and $0 and gross losses of $0 and $0 resulting from sales of available-for-sale securities were realized for the three and six months ended June 30, 2015. Gross gains of $569,000 and $642,000 and gross losses of $0 and $0 resulting from sales of available-for-sale securities were realized for the three and six months ended June 30, 2014. Gains and losses on sales of securities are determined on the specific-identification method. Other-than-temporary Impairment. The accounting guidance for beneficial interests in securitized financial assets provides incremental impairment guidance for a subset of the debt securities within the scope of the guidance for investments in debt and equity securities. Where the security is a beneficial interest in securitized financial assets, the Company uses the beneficial interests in securitized financial asset impairment model. Where the security is not a beneficial interest in securitized financial assets, the Company uses the debt and equity securities impairment model. The Company does not currently have securities within the scope of this guidance for beneficial interests in securitized financial assets. The Company conducts periodic reviews to identify and evaluate each investment security to determine whether an other-than-temporary impairment has occurred. The Company considers the length of time a security has been in an unrealized loss position, the relative amount of the unrealized loss compared to the carrying value of the security, the type of security and other factors. If certain criteria are met, the Company performs additional review and evaluation using observable market values or various inputs in economic models to determine if an unrealized loss is other-than-temporary. The Company uses quoted market prices for marketable equity securities and uses broker pricing quotes based on observable inputs for equity investments that are not traded on a stock exchange. For non-agency collateralized mortgage obligations, to determine if the unrealized loss is other-than-temporary, the Company projects total estimated defaults of the underlying assets (mortgages) and multiplies that calculated amount by an estimate of realizable value upon sale in the marketplace (severity) in order to determine the projected collateral loss. The Company also evaluates any current credit enhancement underlying these securities to determine the impact on cash flows. If the Company determines that a given security position will be subject to a write-down or loss, the Company records the expected credit loss as a charge to earnings. During the three and six months ended June 30, 2015, no securities were determined to have impairment that was other than temporary. Credit Losses Recognized on Investments. Amounts Reclassified Out of Accumulated Other Comprehensive Income. Amounts Reclassified from Other Comprehensive Income Three Months Ended June 30, Affected Line Item in the Statements 2015 2014 of Income (In Thousands) Unrealized gains (losses) on available- Net realized gains on available- for-sale securities $— $569 for-sale securities (Total reclassified amount before tax) Income Taxes — (199) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $— $370 Amounts Reclassified from Other Comprehensive Income Six Months Ended June 30, Affected Line Item in the Statements 2015 2014 of Income (In Thousands) Unrealized gains (losses) on available- Net realized gains on available- for-sale securities $— $642 for-sale securities (Total reclassified amount before tax) Income Taxes — (225) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $— $417

Note 7_ Loans and Allowance For

Note 7: Loans and Allowance For Loan Losses	6 Months Ended
	Jun. 30, 2015
Notes
Note 7: Loans and Allowance For Loan Losses	NOTE 7: LOANS AND ALLOWANCE FOR LOAN LOSSES June 30, December 31, 2015 2014 (In Thousands) One- to four-family residential construction $38,476 $40,361 Subdivision construction 34,253 28,593 Land development 48,574 52,096 Commercial construction 459,907 392,929 Owner occupied one- to four-family residential 94,024 87,549 Non-owner occupied one- to four-family residential 146,480 143,051 Commercial real estate 1,015,454 945,876 Other residential 385,901 392,414 Commercial business 391,674 354,012 Industrial revenue bonds 39,532 41,061 Consumer auto 371,271 323,353 Consumer other 76,581 78,029 Home equity lines of credit 70,515 66,272 Acquired FDIC-covered loans, net of discounts 266,371 286,608 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 38,482 49,945 Acquired non-covered loans, net of discounts 110,865 121,982 3,588,360 3,404,131 Undisbursed portion of loans in process (343,276) (323,572) Allowance for loan losses (39,698) (38,435) Deferred loan fees and gains, net (3,009) (3,276) $3,202,377 $3,038,848 Weighted average interest rate 4.59% 4.66% Classes of loans by aging were as follows: June 30, 2015 Total Loans Past Due > 90 Days 30-59 Days 60-89 Days 90 Days Total Past Total Loans Past Due and Past Due Past Due or More Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $ — $ — $ — $ — $38,476 $38,476 $ — Subdivision construction 306 — 56 362 33,891 34,253 — Land development 34 106 11 151 48,423 48,574 — Commercial construction — — — — 459,907 459,907 — Owner occupied one- to four- family residential 68 120 760 948 93,076 94,024 — Non-owner occupied one- to four-family residential — 101 212 313 146,167 146,480 — Commercial real estate 2,349 87 2,670 5,106 1,010,348 1,015,454 — Other residential — — — — 385,901 385,901 — Commercial business 190 — 215 405 391,269 391,674 — Industrial revenue bonds — — — — 39,532 39,532 — Consumer auto 1,773 397 476 2,646 368,625 371,271 4 Consumer other 659 235 515 1,409 75,172 76,581 222 Home equity lines of credit 128 105 194 427 70,088 70,515 — Acquired FDIC-covered loans, net of discounts 1,173 1,661 14,753 17,587 248,784 266,371 747 Acquired loans no longer covered by loss sharing agreements, net of discounts 16 — 91 107 38,375 38,482 — Acquired non-covered loans, net of discounts 786 304 8,956 10,046 100,819 110,865 — 7,482 3,116 28,909 39,507 3,548,853 3,588,360 973 Less FDIC-supported loans, and acquired non-covered loans, net of discounts 1,975 1,965 23,800 27,740 387,978 415,718 747 Total $ 5,507 $ 1,151 $ 5,109 $ 11,767 $ 3,160,875 $ 3,172,642 $ 226 December 31, 2014 Total Loans Total > 90 Days Past 30-59 Days 60-89 Days Over 90 Total Past Loans Due and Past Due Past Due Days Due Current Receivable Still Accruing (In Thousands) One- to four-family residential construction $— $— $— $— $40,361 $40,361 $— Subdivision construction 109 — — 109 28,484 28,593 — Land development 110 — 255 365 51,731 52,096 — Commercial construction — — — — 392,929 392,929 — Owner occupied one- to four- family residential 2,037 441 1,029 3,507 84,042 87,549 170 Non-owner occupied one- to four-family residential 583 — 296 879 142,172 143,051 — Commercial real estate 6,887 — 4,699 11,586 934,290 945,876 187 Other residential — — — — 392,414 392,414 — Commercial business 59 — 411 470 353,542 354,012 — Industrial revenue bonds — — — — 41,061 41,061 — Consumer auto 1,801 244 316 2,361 320,992 323,353 — Consumer other 1,301 260 801 2,362 75,667 78,029 397 Home equity lines of credit 89 — 340 429 65,843 66,272 22 Acquired FDIC-covered loans, net of discounts 6,236 1,062 16,419 23,717 262,891 286,608 194 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 754 46 243 1,043 48,902 49,945 — Acquired non-covered loans, net of discounts 2,638 640 11,248 14,526 107,456 121,982 — 22,604 2,693 36,057 61,354 3,342,777 3,404,131 970 Less FDIC-supported loans, and acquired non-covered loans, net of discounts 9,628 1,748 27,910 39,286 419,249 458,535 194 Total $ 12,976 $ 945 $ 8,147 $ 22,068 $ 2,923,528 $ 2,945,596 $ 776 Nonaccruing loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount) are summarized as follows: June 30, December 31, 2015 2014 (In Thousands) One- to four-family residential construction $ — $— Subdivision construction 56 — Land development 11 255 Commercial construction — — Owner occupied one- to four-family residential 760 859 Non-owner occupied one- to four-family residential 212 296 Commercial real estate 2,670 4,512 Other residential — — Commercial business 215 411 Industrial revenue bonds — — Consumer auto 472 316 Consumer other 293 404 Home equity lines of credit 194 318 Total $4,883 $7,371 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2015. Also presented is the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2015: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance April 1, 2015 $3,985 $2,809 $20,216 $3,356 $3,945 $4,760 $39,071 Provision (benefit) charged to expense (110) 524 (146) (77) 423 686 1,300 Losses charged off (80) — (2) — (551) (935) (1,568) Recoveries 91 9 123 9 175 488 895 Balance June 30, 2015 $3,886 $3,342 $20,191 $3,288 $3,992 $4,999 $39,698 Balance January 1, 2015 $3,455 $2,941 $19,773 $3,562 $3,679 $5,025 $38,435 Provision (benefit) charged to expense 446 384 239 (190) 890 831 2,600 Losses charged off (220) (2) (4) (197) (775) (2,082) (3,280) Recoveries 205 19 183 113 198 1,225 1,943 Balance June 30, 2015 $3,886 $3,342 $20,191 $3,288 $3,992 $4,999 $39,698 Ending balance: Individually evaluated for impairment $ 663 $— $2,130 $ 1,411 $ 261 $243 $ 4,708 Collectively evaluated for impairment $3,044 $ 3,323 $ 16,752 $1,671 $3,693 $4,352 $ 32,835 Loans acquired and accounted for under ASC 310-30 $179 $19 $1,309 $206 $38 $404 $2,155 Loans Individually evaluated for impairment $ 9,992 $9,729 $ 25,891 $ 7,334 $ 1,567 $ 1,558 $ 56,071 Collectively evaluated for impairment $ 303,241 $ 376,172 $ 989,563 $ 501,147 $ 429,639 $ 516,809 $3,116,571 Loans acquired and accounted for under ASC 310-30 $ 209,627 $ 47,199 $ 90,814 $ 6,726 $ 14,284 $ 47,068 $ 415,718 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2014: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance April 1, 2014 $4,638 $1,998 $18,443 $7,071 $2,341 $3,784 $38,275 Provision (benefit) charged to expense 915 (281) (1,629) 1,110 979 368 1,462 Losses charged off (505) (2) (338) (95) (738) (764) (2,442) Recoveries 25 8 — 163 — 591 787 Balance June 30, 2014 $5,073 $1,723 $16,476 $8,249 $2,582 $3,979 $38,082 Balance January 1, 2014 $6,235 $2,678 $16,939 $4,464 $6,451 $3,349 $40,116 Provision (benefit) charged to expense 367 (968) (134) 3,693 (1,182) 1,378 3,154 Losses charged off (1,697) (2) (719) (130) (2,687) (1,784) (7,019) Recoveries 168 15 390 222 — 1,036 1,831 Balance June 30, 2014 $5,073 $1,723 $16,476 $8,249 $2,582 $3,979 $38,082 The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2014: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Individually evaluated for impairment $829 $— $1,751 $1,507 $823 $232 $5,142 Collectively evaluated for impairment $2,532 $2,923 $16,671 $1,905 $2,805 $4,321 $31,157 Loans acquired and accounted for under ASC 310-30 $94 $18 $1,351 $150 $51 $472 $2,136 Loans Individually evaluated for impairment $11,488 $9,804 $28,641 $7,601 $2,725 $1,480 $61,739 Collectively evaluated for impairment $288,066 $382,610 $917,235 $437,424 $392,348 $466,174 $2,883,857 Loans acquired and accounted for under ASC 310-30 $234,158 $48,470 $107,278 $1,937 $17,789 $48,903 $458,535 The portfolio segments used in the preceding three tables correspond to the loan classes used in all other tables in Note 7 as follows: · · · · · · A loan is considered impaired, in accordance with the impairment accounting guidance (FASB ASC 310-10-35-16), when based on current information and events, it is probable the Company will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired loans include not only nonperforming loans but also include loans modified in troubled debt restructurings where concessions have been granted to borrowers experiencing financial difficulties. Impaired loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount), are summarized as follows: June 30, 2015 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $467 $467 $— Subdivision construction 4,361 4,418 223 Land development 7,334 7,337 1,411 Commercial construction — — — Owner occupied one- to four-family residential 3,555 3,819 370 Non-owner occupied one- to four-family residential 1,609 1,826 70 Commercial real estate 25,891 27,250 2,130 Other residential 9,729 9,729 — Commercial business 1,567 1,591 261 Industrial revenue bonds — — — Consumer auto 561 604 84 Consumer other 604 756 91 Home equity lines of credit 393 492 68 Total $56,071 $58,289 $4,708 Three Months Ended Six Months Ended June 30, 2015 June 30, 2015 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $660 $12 $815 $28 Subdivision construction 4,421 53 4,452 106 Land development 7,339 66 7,424 132 Commercial construction — — — — Owner occupied one- to four-family residential 3,681 39 3,832 88 Non-owner occupied one- to four-family residential 1,688 20 1,737 45 Commercial real estate 26,275 326 26,456 630 Other residential 9,742 93 9,761 180 Commercial business 1,962 19 2,216 47 Industrial revenue bonds — — — — Consumer auto 456 14 440 21 Consumer other 569 16 575 33 Home equity lines of credit 404 4 405 13 Total $57,197 $662 $58,113 $1,323 At or for the Year Ended December 31, 2014 Average Unpaid Investment Interest Recorded Principal Specific in Impaired Income Balance Balance Allowance Loans Recognized (In Thousands) One- to four-family residential construction $1,312 $1,312 $— $173 $76 Subdivision construction 4,540 4,540 344 2,593 226 Land development 7,601 8,044 1,507 9,691 292 Commercial construction — — — — — Owner occupied one- to four-family residential 3,747 4,094 407 4,808 212 Non-owner occupied one- to four-family residential 1,889 2,113 78 4,010 94 Commercial real estate 28,641 30,781 1,751 29,808 1,253 Other residential 9,804 9,804 — 10,469 407 Commercial business 2,725 2,750 823 2,579 158 Industrial revenue bonds — — — 2,644 — Consumer auto 420 507 63 219 37 Consumer other 629 765 94 676 71 Home equity lines of credit 431 476 75 461 25 Total $ 61,739 $ 65,186 $ 5,142 $ 68,131 $ 2,851 June 30, 2014 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $170 $170 $— Subdivision construction 1,707 1,783 585 Land development 7,600 8,024 1,531 Commercial construction — — — Owner occupied one- to four-family residential 5,149 5,490 581 Non-owner occupied one- to four-family residential 4,534 4,680 457 Commercial real estate 30,744 33,200 1,507 Other residential 10,586 10,586 — Commercial business 2,183 2,203 606 Industrial revenue bonds 3,651 4,585 — Consumer auto 187 215 28 Consumer other 738 856 111 Home equity lines of credit 436 460 92 Total $67,685 $72,252 $5,498 Three Months Ended Six Months Ended June 30, 2014 June 30, 2014 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $57 $3 $28 $3 Subdivision construction 2,310 8 2,720 30 Land development 10,937 42 11,779 143 Commercial construction — — — — Owner occupied one- to four-family residential 5,101 60 5,318 112 Non-owner occupied one- to four-family residential 4,140 69 3,930 110 Commercial real estate 29,958 360 30,541 690 Other residential 10,734 120 10,845 210 Commercial business 1,847 47 2,904 68 Industrial revenue bonds 2,933 303 2,815 303 Consumer auto 160 5 166 7 Consumer other 714 24 696 42 Home equity lines of credit 441 — 484 14 Total $69,332 $1,041 $72,226 $1,732 At June 30, 2015, $19.6 million of impaired loans had specific valuation allowances totaling $4.7 million. At December 31, 2014, $20.0 million of impaired loans had specific valuation allowances totaling $5.1 million. Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach. The following tables present newly restructured loans during the three and six months ended June 30, 2015 by type of modification: Three Months Ended June 30, 2015 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $— $82 $— $82 Commercial real estate — 115 — 115 Consumer — 48 — 48 $ — $ 245 $ — $ 245 Six Months Ended June 30, 2015 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $— $209 $— $209 Commercial real estate — 115 — 115 Consumer — 48 — 48 $ — $ 372 $ — $ 372 At June 30, 2015, the Company had $45.4 million of loans that were modified in troubled debt restructurings and impaired, as follows: $8.0 million of construction and land development loans, $13.4 million of single family and multi-family residential mortgage loans, $22.7 million of commercial real estate loans, $963,000 of commercial business loans and $294,000 of consumer loans. Of the total troubled debt restructurings at June 30, 2015, $43.3 million were accruing interest and $16.6 million were classified as substandard using the Company’s internal grading system, which is described below. The Company had no troubled debt restructurings which were modified in the previous 12 months and subsequently defaulted during the six months ended June 30, 2015. When loans modified as troubled debt restructuring have subsequent payment defaults, the defaults are factored into the determination of the allowance for loan losses to ensure specific valuation allowances reflect amounts considered uncollectible. At December 31, 2014, the Company had $47.6 million of loans that were modified in troubled debt restructurings and impaired, as follows: $8.3 million of construction and land development loans, $13.8 million of single family and multi-family residential mortgage loans, $23.3 million of commercial real estate loans, $1.9 million of commercial business loans and $324,000 of consumer loans. Of the total troubled debt restructurings at December 31, 2014, $39.2 million were accruing interest and $18.3 million were classified as substandard using the Company’s internal grading system. During the three months ended June 30, 2015, loans designated as troubled debt restructurings totaling $1,000 met the criteria for placement back on accrual status. During the six months ended June 30, 2015, loans designated as troubled debt restructurings totaling $768,000 met the criteria for placement back on accrual status. The $768,000 consisted of $711,000 of residential mortgage loans, $29,000 of commercial business loans, $22,000 of consumer loans and $6,000 of construction and land development loans. The criteria is generally a minimum of six months of payment performance under original or modified terms. The Company reviews the credit quality of its loan portfolio using an internal grading system that classifies loans as “Satisfactory,” “Watch,” “Special Mention,” “Substandard” and “Doubtful.” Substandard loans are characterized by the distinct possibility that the Bank will sustain some loss if certain deficiencies are not corrected. Doubtful loans are those having all the weaknesses inherent to those classified Substandard with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. Special mention loans possess potential weaknesses that deserve management’s close attention but do not expose the Bank to a degree of risk that warrants substandard classification. Loans classified as watch are being monitored because of indications of potential weaknesses or deficiencies that may require future classification as special mention or substandard. Loans not meeting any of the criteria previously described are considered satisfactory. The FDIC-covered loans are evaluated using this internal grading system. These loans are accounted for in pools and are currently substantially covered through loss sharing agreements with the FDIC. Minimal adverse classification in the loan pools was identified as of June 30, 2015 and December 31, 2014, respectively. The acquired non-covered loans are also evaluated using this internal grading system. These loans are accounted for in pools and minimal adverse classification in the loan pools was identified as of June 30, 2015 and December 31, 2014, respectively. See Note 8 for further discussion of the acquired loan pools and loss sharing agreements. The Company evaluates the loan risk internal grading system definitions and allowance for loan loss methodology on an ongoing basis. In the fourth quarter of 2014, the Company began using a three-year average of historical losses for the general component of the allowance for loan loss calculation. The Company had previously used a five-year average. For interim periods, the Company uses three full years plus the interim period’s annualized average losses for the general component of the allowance for loan loss calculation. The Company believes that the three-year average provides a better representation of the current risks in the loan portfolio. This change was made after consultation with our regulators and other third-party consultants, as well as a review of the practices used by the Company’s peers. This change did not materially affect the level of the allowance for loan losses. The general component of the allowance for loan losses is affected by several factors, including, but not limited to, average historical losses, the average life of the loan, the current composition of the loan portfolio, current and expected economic conditions, collateral values and internal risk ratings. Management considers all these factors in determining the adequacy of its allowance for loan losses. No other significant changes were made to the loan risk grading system definitions and allowance for loan loss methodology during the past year. The loan grading system is presented by loan class below: June 30, 2015 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $38,009 $ — $ — $ 467 $ — $38,476 Subdivision construction 30,153 269 — 3,831 — 34,253 Land development 37,603 5,432 — 5,539 — 48,574 Commercial construction 459,907 — — — — 459,907 Owner occupied one- to four- family residential 91,783 596 — 1,645 — 94,024 Non-owner occupied one- to four- family residential 144,892 531 — 1,057 — 146,480 Commercial real estate 977,324 28,349 — 9,781 — 1,015,454 Other residential 374,377 9,569 — 1,955 — 385,901 Commercial business 389,655 1,322 — 697 — 391,674 Industrial revenue bonds 39,532 — — — — 39,532 Consumer auto 370,770 — — 501 — 371,271 Consumer other 76,122 — — 459 — 76,581 Home equity lines of credit 70,122 — — 393 — 70,515 Acquired FDIC-covered loans, net of discounts 265,833 — — 538 — 266,371 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 38,343 — — 139 — 38,482 Acquired non-covered loans, net of discounts 110,798 — — 67 — 110,865 Total $3,515,223 $46,068 $ — $27,069 $ — $3,588,360 December 31, 2014 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $39,049 $— $— $1,312 $— $40,361 Subdivision construction 24,269 21 — 4,303 — 28,593 Land development 41,035 5,000 — 6,061 — 52,096 Commercial construction 392,929 — — — — 392,929 Owner occupied one- to-four- family residential 85,041 745 — 1,763 — 87,549 Non-owner occupied one- to- four-family residential 141,198 580 — 1,273 — 143,051 Commercial real estate 901,167 32,155 — 12,554 — 945,876 Other residential 380,811 9,647 — 1,956 — 392,414 Commercial business 351,744 423 — 1,845 — 354,012 Industrial revenue bonds 40,037 1,024 — — — 41,061 Consumer auto 323,002 — — 351 — 323,353 Consumer other 77,507 3 — 519 — 78,029 Home equity lines of credit 65,841 — — 431 — 66,272 Acquired FDIC-covered loans, net of discounts 286,049 — — 559 — 286,608 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 48,592 — — 1,353 — 49,945 Acquired non-covered loans, net of discounts 121,982 — — — — 121,982 Total $3,320,253 $49,598 $— $34,280 $— $3,404,131

Note 8_ Acquired Loans, Loss Sh

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets	6 Months Ended
	Jun. 30, 2015
Notes
Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets	NOTE 8: ACQUIRED LOANS, LOSS SHARING AGREEMENTS AND FDIC INDEMNIFICATION ASSETS On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas. The loans, commitments and foreclosed assets purchased in the TeamBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five-year period ended March 31, 2014. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa. The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five year period ended on September 30, 2014. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri. The loans and foreclosed assets purchased in the Sun Security Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans at the date of the acquisition) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A discount was recorded in conjunction with the fair value of the acquired loans and no amount was accreted to yield during either of the three and six months ended June 30, 2015. The amount accreted to yield during the three and six months ended June 30, 2014 $21,000 and $105,000, respectively. On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota. The loans and foreclosed assets purchased in the InterBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and six months ended June 30, 2015 was $116,000 and $238,000, respectively. The amount amortized to yield during the three and six months ended June 30, 2014 was $139,000 and $284,000, respectively. On June 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank (“Valley”), a full-service bank headquartered in Moline, Illinois, with significant operations in Iowa. This transaction did not include a loss sharing agreement. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and six months ended June 30, 2015 was $201,000 and $420,000, respectively. Fair Value and Expected Cash Flows. The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield. The accretable yield is recognized as interest income over the estimated lives of the loans. The Company continues to evaluate the fair value of the loans including cash flows expected to be collected. Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses. During the three and six months ended June 30, 2015, increases in expected cash flows related to the acquired loan portfolios resulted in adjustments of $900,000 and $8.2 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and six months ended June 30, 2014, similar such adjustments totaling $13.2 million and $20.0 million, respectively, were made to the accretable yield. The current year increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements. During the three and six months ended June 30, 2015, this resulted in corresponding adjustments of $-0- and $4.4 million, respectively, to the indemnification assets to be amortized on a level-yield basis over the remainder of the loss sharing agreements or the remaining expected lives of the loan pools, whichever is shorter. During the three and six months ended June 30, 2014, corresponding adjustments of $10.6 million and $16.0 million, respectively, were made to the indemnification assets. Because these adjustments will be recognized over the remaining lives of the loan pools and the remainder of the loss sharing agreements, respectively, they will impact future periods as well. The remaining accretable yield adjustment that will affect interest income is $18.8 million and the remaining adjustment to the indemnification assets, including the effects of the clawback liability related to Interbank, that will affect non-interest income (expense) is $(15.3) million. Of the remaining adjustments, we expect to recognize $9.7 million of interest income and $(7.3) million of non-interest income (expense) during the remainder of 2015. Additional adjustments may be recorded in future periods from the FDIC-assisted acquisitions, as the Company continues to estimate expected cash flows from the acquired loan pools. The impact of adjustments on the Company’s financial results is shown below: Three Months Ended Three Months Ended June 30, 2015 June 30, 2014 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $7,259 78 bps $9,085 107 bps Non-interest income (5,374) (7,469) Net impact to pre-tax income $1,885 $1,616 Net impact net of taxes $1,225 $1,050 Impact to diluted earnings per common share $0.09 $0.08 Six Months Ended Six Months Ended June 30, 2015 June 30, 2014 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $16,221 88 bps $16,988 102 bps Non-interest income (12,052) (13,805) Net impact to pre-tax income $4,169 $3,183 Net impact net of taxes $2,710 $2,069 Impact to diluted earnings per common share $0.19 $0.15 The loss sharing asset is measured separately from the loan portfolio because it is not contractually embedded in the loans and is not transferable with the loans should the Bank choose to dispose of them. Fair value was estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool (as discussed above) and the loss sharing percentages outlined in the applicable Purchase and Assumption Agreement with the FDIC. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursement from the FDIC. The loss sharing asset is also separately measured from the related foreclosed real estate. The loss sharing agreement on the InterBank transaction includes a clawback provision whereby if credit loss performance is better than certain pre-established thresholds, then a portion of the monetary benefit is shared with the FDIC. The pre-established threshold for credit losses is $115.7 million for this transaction. The monetary benefit required to be paid to the FDIC under the clawback provision, if any, will occur shortly after the termination of the loss sharing agreement, which in the case of InterBank is 10 years from the acquisition date. At June 30, 2015 and December 31, 2014, the Bank’s internal estimate of credit performance was expected to be better than the threshold set by the FDIC in the loss sharing agreement. Therefore, a separate clawback liability totaling $6.5 million and $6.1 million was recorded as of June 30, 2015 and December 31, 2014, respectively. As changes in the fair values of the loans and foreclosed assets are determined due to changes in expected cash flows, changes in the amount of the clawback liability will occur. In addition, beginning in the three months ended December 31, 2014, the Company's net interest margin has been impacted by additional yield accretion recognized in conjunction with updated estimates of the fair value of the loan pools acquired in the June 2014 Valley Bank FDIC-assisted transaction. Beginning with the three months ended December 31, 2014, the cash flow estimates have increased for certain of the Valley Bank loan pools primarily based on significant loan repayments and also due to collection of certain loans, thereby reducing loss expectations on certain of the loan pools. This resulted in increased income that was spread on a level-yield basis over the remaining expected lives of these loan pools. The Valley Bank transaction does not include a loss sharing agreement with the FDIC. Therefore, there is no related indemnification asset. The entire amount of the discount adjustment will be accreted to interest income over time with no offsetting impact to non-interest income. The amount of the Valley Bank discount adjustment accreted to interest income for the three and six months ended June 30, 2015 was $981,000 and $2.0 million, respectively, and is included in the impact on net interest income/net interest margin amount in the table above. Based on current estimates, we anticipate recording additional interest income accretion of $1.3 million in the remainder of 2015 related to these Valley Bank loan pools. TeamBank Loans, Foreclosed Assets and Indemnification Asset. June 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $34,204 $21 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,619) — Original estimated fair value of assets, net of activity since acquisition date (32,440) (21) Expected loss remaining 145 — Assumed loss sharing recovery percentage 92% —% Estimated loss sharing value 133 — Indemnification asset to be amortized resulting from change in expected losses 340 — FDIC indemnification asset $473 $— December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $43,855 $132 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,923) — Original estimated fair value of assets, net of activity since acquisition date (41,560) (119) Expected loss remaining 372 13 Assumed loss sharing recovery percentage 85% 77% Estimated loss sharing value 315 10 Indemnification asset to be amortized resulting from change in expected losses 359 — FDIC indemnification asset $674 $10 Vantus Bank Loans, Foreclosed Assets and Indemnification Asset. June 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $35,556 $899 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (654) — Original estimated fair value of assets, net of activity since acquisition date (34,649) (709) Expected loss remaining 253 190 Assumed loss sharing recovery percentage 61% 0% Estimated loss sharing value (1) 154 — Indemnification asset to be amortized resulting from change in expected losses 457 — FDIC indemnification asset $611 $— (1) Includes $152,000 impairment of indemnification asset for foreclosed assets. Resolution of certain items related to commercial foreclosed assets did not occur prior to the expiration of the non-single-family loss sharing agreement for Vantus Bank on September 30, 2014. December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $42,138 $1,084 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (504) — Original estimated fair value of assets, net of activity since acquisition date (40,997) (894) Expected loss remaining 637 190 Assumed loss sharing recovery percentage 72% 0% Estimated loss sharing value 461 — Indemnification asset to be amortized resulting from change in expected losses 324 — FDIC indemnification asset $785 $— Sun Security Bank Loans, Foreclosed Assets and Indemnification Asset. June 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $51,172 $736 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,554) — Original estimated fair value of assets, net of activity since acquisition date (45,584) (646) Expected loss remaining 3,034 90 Assumed loss sharing recovery percentage 60% 80% Estimated loss sharing value 1,815 72 Indemnification asset to be amortized resulting from change in expected losses 2,035 — Accretable discount on FDIC indemnification asset (115) (63) FDIC indemnification asset $3,735 $9 December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $59,618 $2,325 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (3,341) — Original estimated fair value of assets, net of activity since acquisition date (52,166) (1,488) Expected loss remaining 4,111 837 Assumed loss sharing recovery percentage 65% 80% Estimated loss sharing value 2,676 670 Indemnification asset to be amortized resulting from change in expected losses 2,662 — Accretable discount on FDIC indemnification asset (267) (64) FDIC indemnification asset $5,071 $606 InterBank Loans, Foreclosed Assets and Indemnification Asset. June 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $222,865 $2,837 Non-credit premium/(discount), net of activity since acquisition date 1,123 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (11,773) — Original estimated fair value of assets, net of activity since acquisition date (192,181) (2,118) Expected loss remaining 20,034 719 Assumed loss sharing recovery percentage 83% 80% Estimated loss sharing value (1) 16,583 575 FDIC loss share clawback 3,073 — Indemnification asset to be amortized resulting from change in expected losses 9,418 — Accretable discount on FDIC indemnification asset (2,266) (33) FDIC indemnification asset $26,808 $542 (1) Includes $400,000 impairment of indemnification asset for loans December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $244,977 $4,494 Non-credit premium/(discount), net of activity since acquisition date 1,361 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (19,566) — Original estimated fair value of assets, net of activity since acquisition date (201,830) (3,986) Expected loss remaining 24,942 508 Assumed loss sharing recovery percentage 82% 80% Estimated loss sharing value 20,509 406 FDIC loss share clawback 3,620 — Indemnification asset to be amortized resulting from change in expected losses 15,652 — Accretable discount on FDIC indemnification asset (2,967) (33) FDIC indemnification asset $36,814 $373 Valley Bank Loans and Foreclosed Assets. June 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $132,354 $539 Non-credit premium/(discount), net of activity since acquisition date 1,094 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,227) — Original estimated fair value of assets, net of activity since acquisition date (110,864) (539) Expected loss remaining $20,357 $— December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $145,845 $778 Non-credit premium/(discount), net of activity since acquisition date 1,514 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,519) — Original estimated fair value of assets, net of activity since acquisition date (121,982) (778) Expected loss remaining $23,858 $— Changes in the accretable yield for acquired loan pools were as follows for the three months ended June 30, 2015 and 2014: Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance, April 1, 2014 $ 7,363 $ 5,151 $10,007 $ 38,973 $— Additions — — — — 23,000 Accretion (976) (1,000) (2,407) (10,038) (165) Reclassification from nonaccretable yield (1) 1,047 427 1,827 12,173 — Balance, June 30, 2014 $ 7,434 $ 4,578 $ 9,427 $ 41,108 $ 22,835 Balance April 1, 2015 $ 5,949 $ 4,531 $7,400 $ 31,808 $ 11,087 Accretion (713) (710) (1,365) (7,797) (2,357) Reclassification from nonaccretable yield (1) (496) 154 649 716 636 Balance, June 30, 2015 $ 4,740 $ 3,975 $ 6,684 $ 24,727 $ 9,366 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended June 30, 2015, totaling $(496,000), $154,000, $649,000, $716,000 and $(264,000), respectively, and for the three months ended June 30, 2014, totaling $1.0 million, $427,000, $352,000, $448,000 and $-0-, respectively. Changes in the accretable yield for acquired loan pools were as follows for the six months ended June 30, 2015 and 2014: Sun Security TeamBank Vantus Bank Bank InterBank Valley Bank (In Thousands) Balance January 1, 2014 $ 7,402 $ 5,725 $11,113 $ 40,095 $— Additions — — — — 23,000 Accretion (2,282) (2,131) (5,224) (18,402) (165) Reclassification from nonaccretable yield (1) 2,314 984 3 ,538 19,415 — Balance, June 30, 2014 $ 7,434 $ 4,578 $ 9,427 $ 41,108 $ 22,835 Balance January 1, 2015 $ 6,865 $ 4,453 $7,952 $ 36,092 $ 11,132 Accretion (2,114) (1,391) (3,318) (16,997) (4,860) Reclassification from nonaccretable yield (1) (11) 913 2,050 5,632 3,094 Balance, June 30, 2015 $ 4,740 $ 3,975 $ 6,684 $ 24,727 $ 9,366 (1) Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the six months ended June 30, 2015, totaling $(176,000), $527,000, $1.1 million, $1.6 million and $344,000, respectively, and for the six months ended June 30, 2014, totaling $2.3 million, $984,000, $1.4 million, $1.7 million and $-0-, respectively.

Note 9_ Other Real Estate Owned

Note 9: Other Real Estate Owned	6 Months Ended
	Jun. 30, 2015
Notes
Note 9: Other Real Estate Owned	NOTE 9: OTHER REAL ESTATE OWNED Major classifications of other real estate owned were as follows: June 30, December 31, 2015 2014 (In Thousands) Foreclosed assets held for sale One- to four-family construction $— $223 Subdivision construction 9,486 9,857 Land development 16,102 17,168 Commercial construction — — One- to four-family residential 1,986 3,353 Other residential 2,150 2,625 Commercial real estate 3,551 1,632 Commercial business 48 59 Consumer 553 624 33,876 35,541 FDIC-supported foreclosed assets, net of discounts 2,827 5,695 Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts 709 879 Acquired foreclosed assets not covered by FDIC loss sharing agreements, net of discounts 539 778 Foreclosed assets held for sale, net 37,951 42,893 Other real estate owned not acquired through foreclosure 2,046 2,945 Other real estate owned $ 39,997 $ 45,838 Other real estate owned not acquired through foreclosure includes 12 properties, 11 of which were branch locations that have been closed and are held for sale, and one of which is land which was acquired for a potential branch location. During the three months ended June 30, 2015, vacant land, which had previously been part of other real estate owned not acquired through foreclosure, was sold at a gain of $327,000, which is included in the gain on sale of foreclosed assets amount in the table below. At June 30, 2015, residential mortgage loans totaling $1.2 million were in the process of foreclosure, all of which were acquired loans. Of this total, $786,000 of the loans are covered by loss sharing agreements and $447,000 of the loans were acquired in the Valley Bank transaction. Expenses applicable to foreclosed assets included the following: Three Months Ended June 30, 2015 2014 (In Thousands) Net (gain) loss on sales of foreclosed assets $(484) $(203) Valuation write-downs 139 1,019 Operating expenses, net of rental income 663 526 $318 $1,342 Six Months Ended June 30, 2015 2014 (In Thousands) Net (gain) loss on sales of foreclosed assets $(609) $(54) Valuation write-downs 191 1,199 Operating expenses, net of rental income 1,121 1,047 $703 $2,192

Note 10_ Deposits

Note 10: Deposits	6 Months Ended
	Jun. 30, 2015
Notes
Note 10: Deposits	NOTE 10: DEPOSITS June 30, December 31, 2015 2014 (In Thousands) Time Deposits: 0.00% - 0.99% $889,872 $ 798,932 1.00% - 1.99% 317,674 227,476 2.00% - 2.99% 52,513 61,146 3.00% - 3.99% 2,594 8,065 4.00% - 4.99% 1,361 1,435 5.00% and above 338 420 Total time deposits (0.83% - 0.78%) 1,264,352 1,097,474 Non-interest-bearing demand deposits 543,888 518,266 Interest-bearing demand and savings deposits (0.21% - 0.19%) 1,388,078 1,375,100 Total Deposits $3,196,318 $2,990,840

Note 11_ Advances From Federal

Note 11: Advances From Federal Home Loan Bank	6 Months Ended
	Jun. 30, 2015
Notes
Note 11: Advances From Federal Home Loan Bank	NOTE 11: ADVANCES FROM FEDERAL HOME LOAN BANK Advances from the Federal Home Loan Bank at June 30, 2015 and December 31, 2014 consisted of the following: June 30, 2015 December 31, 2014 Weighted Weighted Average Average Interest Interest Due In Amount Rate Amount Rate (In Thousands) 2015 $162,033 0.46% $240,065 0.41% 2016 70 5.14 70 5.14 2017 30,826 3.26 30,826 3.26 2018 81 5.14 81 5.14 2019 28 5.14 28 5.14 2020 and thereafter 500 5.54 500 5.54 193,538 0.92 271,570 0.75 Unamortized fair value adjustment 56 71 $ 193,594 $ 271,641 Included in the Bank’s FHLBank advances at June 30, 2015 and December 31, 2014, was a $10.0 million advance with a maturity date of October 26, 2015. The interest rate on this advance is 3.86%. The advance has a call provision that allows the Federal Home Loan Bank of Topeka to call the advance quarterly. Also included in the Bank’s FHLBank advances at June 30, 2015 and December 31, 2014, was a $30.0 million advance with a maturity date of November 24, 2017. The interest rate on this advance is 3.20%. The advance has a call provision that allows the Federal Home Loan Bank of Des Moines to call the advance quarterly. In June 2014, the Company prepaid $80 million of its Federal Home Loan Bank advances and $50 million of structured repurchase agreements as part of a strategy to utilize the Bank’s liquidity and improve net interest margin. As a result, the Company incurred one-time prepayment penalties totaling $7.4 million, which were included in other operating expenses beginning in the period ending June 30, 2014.

Note 12_ Securities Sold Under

Note 12: Securities Sold Under Reverse Repurchase Agreements	6 Months Ended
	Jun. 30, 2015
Notes
Note 12: Securities Sold Under Reverse Repurchase Agreements	NOTE 12: SECURITIES SOLD UNDER REVERSE REPURCHASE AGREEMENTS The Bank enters into sales of securities under agreements to repurchase (reverse repurchase agreements). Reverse repurchase agreements are treated as financings, and the obligations to repurchase securities sold are reflected as a liability in the statements of financial condition. The dollar amount of securities underlying the agreements remains in the asset accounts. Securities underlying the agreements are being held by the Bank during the agreement period. All agreements are written on a one-month or less term. The following table represents the Company’s securities sold under reverse repurchase agreements, by collateral type and remaining contractual maturity. June 30, 2015 December 31, 2014 Overnight and Overnight and Continuous Continuous (In Thousands) FHLBank CD $ 41,000 $ 10,000 Mortgage-backed securities – GNMA, FNMA, FHLMC 175,100 158,993 $216,100 $168,993

Note 13_ Income Taxes

Note 13: Income Taxes	6 Months Ended
	Jun. 30, 2015
Notes
Note 13: Income Taxes	NOTE 13: INCOME TAXES Reconciliations of the Company’s effective tax rates to the statutory corporate tax rates were as follows: Three Months Ended June 30, 2015 2014 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (1.8) (3.1) Tax credits (8.0) (9.2) State taxes 1.3 1.6 Other (0.4) 0.7 26.1% 25.0% Six Months Ended June 30, 2015 2014 Tax at statutory rate 35.0% 35.0% Nontaxable interest and dividends (2.4) (3.4) Tax credits (8.1) (9.6) State taxes 1.1 1.4 Other (0.1) 0.3 25.5% 23.7% The Company and its consolidated subsidiaries have not been audited recently by the Internal Revenue Service (IRS) or the state taxing authorities with respect to income or franchise tax returns, and as such, tax years through December 31, 2005, have been closed without audit. The Company, through one of its subsidiaries, is a partner in two partnerships currently under IRS examination for 2006 and 2007. As a result, the Company’s 2006 and subsequent tax years remain open for examination. The IRS audits of the two partnerships are ongoing. The IRS has raised questions about the validity of the allocation of a portion of the credits by one of the partnerships. At this time, the Company believes that the partnership has sufficient technical support for its

Note 14_ Disclosures About Fair

Note 14: Disclosures About Fair Value of Financial Instruments	6 Months Ended
	Jun. 30, 2015
Notes
Note 14: Disclosures About Fair Value of Financial Instruments	NOTE 14: DISCLOSURES ABOUT FAIR VALUE OF FINANCIAL INSTRUMENTS ASC Topic 820, Fair Value Measurements · Quoted prices in active markets for identical assets or liabilities (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date. An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis. · Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means. · Significant unobservable inputs (Level 3): Inputs that reflect assumptions of a source independent of the reporting entity or the reporting entity's own assumptions that are supported by little or no market activity or observable inputs. Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods. From December 31, 2014 to June 30, 2015, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy. Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying statements of financial condition measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2015 and December 31, 2014: Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2015 U.S. government agencies $19,803 $— $19,803 $ Mortgage-backed securities 224,860 — 224,860 — States and political subdivisions 78,367 — 78,367 — Equity securities 3,359 — 3,359 — Mortgage servicing rights 166 — — 166 Interest rate derivative asset 2,373 — — 2,373 Interest rate derivative liability (2,244) — — (2,244) Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) December 31, 2014 U.S. government agencies $19,514 $— $19,514 $ Mortgage-backed securities 257,798 — 257,798 — States and political subdivisions 85,040 — 85,040 — Equity securities 3,154 — 3,154 — Mortgage servicing rights 185 — — 185 Interest rate derivative asset 2,502 — — 2,502 Interest rate derivative liability (2,187) — — (2,187) The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at June 30, 2015 and December 31, 2014, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the three-month and six-month periods ended June 30, 2015. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Securities Available for Sale. Mortgage Servicing Rights. Interest Rate Derivatives. Level 3 Reconciliation The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying statements of financial condition using significant unobservable (Level 3) inputs. Mortgage Servicing Rights 2015 2014 (In Thousands) Balance, April 1 $179 $200 Additions 17 30 Amortization (30) (34) Balance, June 30 $166 $196 Mortgage Servicing Rights 2015 2014 (In Thousands) Balance, January 1 $185 $211 Additions 43 53 Amortization (62) (68) Balance, June 30 $166 $196 Interest Rate Derivative Asset 2015 2014 (In Thousands) Balance, April 1 $3,105 $1,741 Change in fair value through earnings (939) (19) Balance, June 30 $2,166 $1,722 Interest Rate Derivative Asset 2015 2014 (In Thousands) Balance, January 1 $2,087 $1,859 Change in fair value through earnings 79 (137) Balance, June 30 $2,166 $1,722 Interest Rate Cap Derivative Asset Designated as Hedging Instrument 2015 2014 (In Thousands) Balance, April 1 $251 $620 Change in fair value through other comprehensive income (22) (155) Amortization of cost of interest rate cap (22) (3) Balance, June 30 $207 $462 Interest Rate Cap Derivative Asset Designated as Hedging Instrument 2015 2014 (In Thousands) Balance, January 1 $415 $685 Change in fair value through other comprehensive income (171) (220) Amortization of cost of interest rate cap (37) (3) Balance, June 30 $207 $462 Interest Rate Swap Liability 2015 2014 (In Thousands) Balance, April 1 $3,296 $1,597 Change in fair value through earnings (1,052) 114 Balance, June 30 $2,244 $1,711 Interest Rate Swap Liability 2015 2014 (In Thousands) Balance, January 1 $2,187 $1,613 Change in fair value through earnings 57 98 Balance, June 30 $2,244 $1,711 Nonrecurring Measurements The following tables present the fair value measurements of assets measured at fair value during the periods presented on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2015 and December 31, 2014: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2015 Impaired loans One- to four-family residential construction $ $ $ $ Subdivision construction 275 — — 275 Land development 974 — — 974 Owner occupied one- to four-family residential 102 — — 102 Non-owner occupied one- to four-family residential 162 — — 162 Commercial real estate 4,595 — — 4,595 Other residential — — — — Commercial business 893 — — 893 Consumer auto 164 — — 164 Consumer other 380 — — 380 Home equity lines of credit 216 — — 216 Total impaired loans $7,761 $— $— $7,761 Foreclosed assets held for sale $1,526 $ $ $1,526 Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) December 31, 2014 Impaired loans One- to four-family residential construction $ $ $ $ Subdivision construction 274 — — 274 Land development 3,946 — — 3,946 Owner occupied one- to four-family residential 862 — — 862 Non-owner occupied one- to four-family residential 288 — — 288 Commercial real estate 5,333 — — 5,333 Other residential — — — — Commercial business 320 — — 320 Consumer auto 38 — — 38 Consumer other 399 — — 399 Home equity lines of credit 198 — — 198 Total impaired loans $11,658 $— $— $11,658 Foreclosed assets held for sale $6,975 $ $ $6,975 The following is a description of valuation methodologies used for assets measured at fair value on a nonrecurring basis and recognized in the accompanying statements of financial condition, as well as the general classification of such assets pursuant to the valuation hierarchy. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Loans Held for Sale. Impaired Loans. Receivables The Company records impaired loans as Nonrecurring Level 3. If a loan’s fair value as estimated by the Company is less than its carrying value, the Company either records a charge-off of the portion of the loan that exceeds the fair value or establishes a reserve within the allowance for loan losses specific to the loan. Loans for which such charge-offs or reserves were recorded during the six months ended June 30, 2015 or the year ended December 31, 2014, are shown in the table above (net of reserves). Foreclosed Assets Held for Sale. The following disclosure relates to financial assets for which it is not practicable for the Company to estimate the fair value at June 30, 2015 and December 31, 2014. FDIC Indemnification Asset Under the TeamBank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $115 million in realized losses and 95% for realized losses that exceed $115 million. The indemnification asset was originally recorded at fair value on the acquisition date (March 20, 2009) and at June 30, 2015 and December 31, 2014, the carrying value was $473,000 and $684,000, respectively. Under the Vantus Bank agreement, the FDIC agreed to reimburse the Bank for 80% of the first $102 million in realized losses and 95% for realized losses that exceed $102 million. The indemnification asset was originally recorded at fair value on the acquisition date (September 4, 2009) and at June 30, 2015 and December 31, 2014, the carrying value of the FDIC indemnification asset was $611,000 and $785,000, respectively. Under the Sun Security Bank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses. The indemnification asset was originally recorded at fair value on the acquisition date (October 7, 2011) and at June 30, 2015 and December 31, 2014, the carrying value of the FDIC indemnification asset was $3.7 million and $5.7 million, respectively. Under the InterBank agreement, the FDIC agreed to reimburse the Bank for 80% of realized losses. The indemnification asset was originally recorded at fair value on the acquisition date (April 27, 2013) and at June 30, 2015 and December 31, 2014, the carrying value of the FDIC indemnification asset was $27.4 million and $37.2 million, respectively. From the dates of acquisition, each of the four loss sharing agreements extend ten years for 1-4 family real estate loans and five years for other loans. The loss sharing assets are measured separately from the loan portfolios because they are not contractually embedded in the loans and are not transferable with the loans should the Bank choose to dispose of them. Fair values on the acquisition dates were estimated using projected cash flows available for loss sharing based on the credit adjustments estimated for each loan pool and the loss sharing percentages. These cash flows were discounted to reflect the uncertainty of the timing and receipt of the loss sharing reimbursements from the FDIC. The loss sharing assets are also separately measured from the related foreclosed real estate. Although the assets are contractual receivables from the FDIC, they do not have effective interest rates. The Bank will collect the assets over the next several years. The amount ultimately collected will depend on the timing and amount of collections and charge-offs on the acquired assets covered by the loss sharing agreements. While the assets were recorded at their estimated fair values on the acquisition dates, it is not practicable to complete fair value analyses on a quarterly or annual basis. Estimating the fair value of the FDIC indemnification asset would involve preparing fair value analyses of the entire portfolios of loans and foreclosed assets covered by the loss sharing agreements from all four acquisitions on a quarterly or annual basis. Fair Value of Financial Instruments The following methods were used to estimate the fair value of all other financial instruments recognized in the accompanying statements of financial condition at amounts other than fair value. Cash and Cash Equivalents and Federal Home Loan Bank Stock. Loans and Interest Receivable. Deposits and Accrued Interest Payable. Federal Home Loan Bank Advances. Short-Term Borrowings. Subordinated Debentures Issued to Capital Trusts. Commitments to Originate Loans, Letters of Credit and Lines of Credit. The following table presents estimated fair values of the Company’s financial instruments not recorded at fair value on the statements of financial condition. The fair values of certain of these instruments were calculated by discounting expected cash flows, which method involves significant judgments by management and uncertainties. Fair value is the estimated amount at which financial assets or liabilities could be exchanged in a current transaction between willing parties, other than in a forced or liquidation sale. Because no market exists for certain of these financial instruments and because management does not intend to sell these financial instruments, the Company does not know whether the fair values shown below represent values at which the respective financial instruments could be sold individually or in the aggregate. June 30, 2015 December 31, 2014 Carrying Fair Hierarchy Carrying Fair Hierarchy Amount Value Level Amount Value Level (In Thousands) Financial assets Cash and cash equivalents $269,228 $269,228 1 $218,647 $218,647 1 Held-to-maturity securities 353 390 2 450 499 2 Mortgage loans held for sale 16,567 16,567 2 14,579 14,579 2 Loans, net of allowance for loan losses 3,202,377 3,211,512 3 3,038,848 3,047,741 3 Accrued interest receivable 11,306 11,306 3 11,219 11,219 3 Investment in FHLBank stock 12,605 12,605 3 16,893 16,893 3 Financial liabilities Deposits 3,196,318 3,198,714 3 2,990,840 2,996,226 3 FHLBank advances 193,594 195,074 3 271,641 273,568 3 Short-term borrowings 217,408 217,408 3 211,444 211,444 3 Subordinated debentures 30,929 30,929 3 30,929 30,929 3 Accrued interest payable 1,076 1,076 3 1,067 1,067 3 Unrecognized financial instruments (net of contractual value) Commitments to originate loans — — 3 — — 3 Letters of credit 112 112 3 92 92 3 Lines of credit — — 3 — — 3

Note 15_ Derivatives and Hedgin

Note 15: Derivatives and Hedging Activities	6 Months Ended
	Jun. 30, 2015
Notes
Note 15: Derivatives and Hedging Activities	NOTE 15: DERIVATIVES AND HEDGING ACTIVITIES Risk Management Objective of Using Derivatives The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of its assets and liabilities. In the normal course of business, the Company may use derivative financial instruments (primarily interest rate swaps) from time to time to assist in its interest rate risk management. The Company has interest rate derivatives that result from a service provided to certain qualifying loan customers that are not used to manage interest rate risk in the Company’s assets or liabilities and are not designated in a qualifying hedging relationship. The Company manages a matched book with respect to its derivative instruments in order to minimize its net risk exposure resulting from such transactions. In addition, the Company has interest rate derivatives that are designated in a qualified hedging relationship. Nondesignated Hedges The Company has interest rate swaps that are not designated in qualifying hedging relationships. Derivatives not designated as hedges are not speculative and result from a service the Company provides to certain loan customers, which the Company began offering during 2011. The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. Those interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions. As the interest rate swaps associated with this program do not meet the strict hedge accounting requirements, changes in the fair value of both the customer swaps and the offsetting swaps are recognized directly in earnings. As part of the Valley Bank FDIC-assisted acquisition, the Company acquired seven loans with related interest rate swaps. Valley’s swap program differed from the Company’s in that Valley did not have back to back swaps with the customer and a counterparty. Two of the seven acquired loans with interest rate swaps have paid off. The notional amount of the five remaining Valley swaps is $4.0 million at June 30, 2015. As of June 30, 2015, the Company had 26 interest rate swaps totaling $113.9 million in notional amount with commercial customers, and 26 interest rate swaps with the same notional amount with third parties related to its program. As of December 31, 2014, the Company had 28 interest rate swaps totaling $125.1 million in notional amount with commercial customers, and 28 interest rate swaps with the same notional amount with third parties related to its program. During the three months ended June 30, 2015 and 2014, the Company recognized a net gain of $113,000 and a net loss of $130,000, respectively, in noninterest income related to changes in the fair value of these swaps. During the six months ended June 30, 2015 and 2014, the Company recognized a net gain of $20,000 and a net loss of $233,000, respectively, in noninterest income related to changes in the fair value of these swaps. Cash Flow Hedges As a strategy to maintain acceptable levels of exposure to the risk of changes in future cash flows due to interest rate fluctuations, the Company entered into two interest rate cap agreements for a portion of its floating rate debt associated with its trust preferred securities. One agreement, with a notional amount of $25 million, states that the Company will pay interest on its trust preferred debt in accordance with the original debt terms at a rate of 3-month LIBOR + 1.60%. Should interest rates rise above a certain threshold, the counterparty will reimburse the Company for interest paid such that the Company will have an effective interest rate on that portion of its trust preferred securities no higher than 2.37%. The other agreement, with a notional amount of $5 million, states that the Company will pay interest on its trust preferred debt in accordance with the original debt terms at a rate of 3-month LIBOR + 1.40%. Should interest rates rise above a certain threshold, the counterparty will reimburse the Company for interest paid such that the Company will have an effective interest rate on that portion of its trust preferred securities no higher than 2.17%. The agreements were effective on August 1, 2013 and July 1, 2013, respectively, and each has a term of four years. The effective portion of the gain or loss on the derivative is reported as a component of other comprehensive income and reclassified into earnings in the same period or periods during which the hedged transaction affects earnings. Gains and losses on the derivative representing either hedge ineffectiveness or hedge components excluded from the assessment of effectiveness are recognized in current earnings. During each of the three and six months ended June 30, 2015 and 2014, the Company recognized $-0- in noninterest income related to changes in the fair value of these derivatives. During the three months ended June 30, 2015 and 2014, the Company recognized $21,000 and $3,000, respectively, in interest expense related to the amortization of the cost of these interest rate caps. During the six months ended June 30, 2015 and 2014, the Company recognized $36,000 and $3,000, respectively, in interest expense related to the amortization of the cost of these interest rate caps. The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition: Location in Fair Value Consolidated Statements June 30, December 31, of Financial Condition 2015 2014 (In Thousands) Derivatives designated as hedging instruments Interest rate caps Prepaid expenses and other assets $ 207 $ 415 Total derivatives designated as hedging instruments $ 207 $ 415 Derivatives not designated as hedging instruments Asset Derivatives Interest rate products Prepaid expenses and other assets $ 2,166 $ 2,087 Total derivatives not designated as hedging instruments $ 2,166 $ 2,087 Liability Derivatives Interest rate products Accrued expenses and other liabilities $ 2,244 $ 2,187 Total derivatives not designated as hedging instruments $ 2,244 $ 2,187 The following table presents the effect of derivative instruments on the statements of comprehensive income for the three and six months ended June 30, 2015 and 2014: Amount of Gain (Loss) Recognized in AOCI Three Months Ended June 30, Cash Flow Hedges 2015 2014 (In Thousands) Interest rate cap $ (9) $ ( 101) Amount of Gain (Loss) Recognized in AOCI Six Months Ended June 30, Cash Flow Hedges 2015 2014 (In Thousands) Interest rate cap $ (105) $ ( 143) Agreements with Derivative Counterparties The Company has agreements with its derivative counterparties. If the Company defaults on any of its indebtedness, including default where repayment of the indebtedness has not been accelerated by the lender, then the Company could also be declared in default on its derivative obligations. If the Bank fails to maintain its status as a well-capitalized institution, then the counterparty could terminate the derivative positions and the Company would be required to settle its obligations under the agreements. Similarly, the Company could be required to settle its obligations under certain of its agreements if certain regulatory events occurred, such as the issuance of a formal directive, or if the Company’s credit rating is downgraded below a specified level. As of June 30, 2015, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $2.2 million. The Company has minimum collateral posting thresholds with its derivative counterparties. At June 30, 2015, the Company’s activity with its derivative counterparties had met the level in which the minimum collateral posting thresholds take effect and the Company had posted $4.2 million of collateral to satisfy the agreements. As of December 31, 2014, the termination value of derivatives in a net liability position, which included accrued interest but excluded any adjustment for nonperformance risk, related to these agreements was $2.1 million. At December 31, 2014, the Company’s activity with its derivative counterparties had met the level in which the minimum collateral posting thresholds take effect and the Company had posted $3.1 million of collateral to satisfy the agreements. If the Company had breached any of these provisions at June 30, 2015 or December 31, 2014, it could have been required to settle its obligations under the agreements at the termination value.

Note 16_ Subsequent Event

Note 16: Subsequent Event	6 Months Ended
	Jun. 30, 2015
Notes
Note 16: Subsequent Event	NOTE 16: SUBSEQUENT EVENT On July 29, 2015, the Company was the successful bidder in an auction of the $5.0 million aggregate liquidation amount of floating rate cumulative trust preferred securities issued in 2007 by Great Southern Capital Trust III, a statutory trust formed by the Company for the purpose of issuing those securities and holding the Company’s related floating rate junior subordinated debentures. The Company purchased the trust preferred securities at a discount, which it expects will result in a pre-tax gain of approximately $1.0 million. Subsequent to the purchase, which resulted in the Company’s ownership of all of the outstanding common and preferred securities of Great Southern Capital Trust III, such securities were canceled and the principal amount of the Company’s related debentures, which had equaled the aggregate liquidation amount of the outstanding common and preferred securities of Great Southern Capital Trust III, was reduced to zero.

Note 1_ Basis of Presentation_

Note 1: Basis of Presentation: Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2015
Policies
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies	The accompanying unaudited interim consolidated financial statements of Great Southern Bancorp, Inc. (the "Company" or "Great Southern") have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. The financial statements presented herein reflect all adjustments which are, in the opinion of management, necessary to fairly present the financial condition, results of operations and cash flows of the Company for the periods presented. Those adjustments consist only of normal recurring adjustments. Operating results for the three and six months ended June 30, 2015 are not necessarily indicative of the results that may be expected for the full year. The consolidated statement of financial condition of the Company as of December 31, 2014, has been derived from the audited consolidated statement of financial condition of the Company as of that date. Certain prior period amounts have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income. Certain information and note disclosures normally included in the Company's annual financial statements prepared in accordance with accounting principles generally accepted in the United States of America have been condensed or omitted. These condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company's Annual Report on Form 10-K

Note 2_ Nature of Operations 25

Note 2: Nature of Operations and Operating Segments: Segment Reporting, Policy (Policies)	6 Months Ended
	Jun. 30, 2015
Policies
Segment Reporting, Policy	The Company’s banking operation is its only reportable segment. The banking operation is principally engaged in the business of originating residential and commercial real estate loans, construction loans, commercial business loans and consumer loans and funding these loans through attracting deposits from the general public, accepting brokered deposits and borrowing from the Federal Home Loan Bank and others

Note 4_ Stockholders' Equity_ S

Note 4: Stockholders' Equity: Stockholders Equity Policy (Policies)	6 Months Ended
	Jun. 30, 2015
Policies
Stockholders Equity Policy	Previously, the Company's stockholders approved the Company's reincorporation to the State of Maryland. Under Maryland law, there is no concept of "Treasury Shares." Instead, shares purchased by the Company constitute authorized but unissued shares under Maryland law. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The cost of shares purchased by the Company has been allocated to Common Stock and Retained Earnings balances.

Note 5_ Earnings Per Share_ Ear

Note 5: Earnings Per Share: Earnings Per Share, Policy (Policies)	6 Months Ended
	Jun. 30, 2015
Policies
Earnings Per Share, Policy	Options outstanding at June 30, 2015 and 2014, to purchase 12,750 and 182,275 shares of common stock, respectively, were not included in the computation of diluted earnings per common share for each of the three and six month periods because such options’ exercise prices were greater than the average market prices of the common shares for the three and six months ended June 30, 2015 and 2014, respectively.

Note 6_ Investment Securities_

Note 6: Investment Securities: Investment, Policy (Policies)	6 Months Ended
	Jun. 30, 2015
Policies
Investment, Policy	Certain investments in debt securities are reported in the financial statements at an amount less than their historical cost. Total fair value of these investments at June 30, 2015 and December 31, 2014, respectively, was approximately $85.8 million and $106.0 million, which is approximately 26.3% and 29.0% of the Company’s available-for-sale and held-to-maturity investment portfolio, respectively.

Note 8_ Acquired Loans, Loss 29

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Business Combinations Policy (Policies)	6 Months Ended
	Jun. 30, 2015
TeamBank
Business Combinations Policy	On March 20, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the Federal Deposit Insurance Corporation (FDIC) to assume all of the deposits (excluding brokered deposits) and acquire certain assets of TeamBank, N.A., a full service commercial bank headquartered in Paola, Kansas. The loans, commitments and foreclosed assets purchased in the TeamBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $115.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $115.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five-year period ended March 31, 2014. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
Vantus Bank
Business Combinations Policy	On September 4, 2009, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Vantus Bank, a full service thrift headquartered in Sioux City, Iowa. The loans, commitments and foreclosed assets purchased in the Vantus Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the Bank shares in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $102.0 million, the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $102.0 million, the FDIC agreed to reimburse the Bank for 95% of the losses. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by the Bank. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans, which five year period ended on September 30, 2014. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded.
Sun Security Bank
Business Combinations Policy	On October 7, 2011, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Sun Security Bank, a full service bank headquartered in Ellington, Missouri. The loans and foreclosed assets purchased in the Sun Security Bank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $4 million of consumer loans at the date of the acquisition) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A discount was recorded in conjunction with the fair value of the acquired loans and no amount was accreted to yield during either of the three and six months ended June 30, 2015. The amount accreted to yield during the three and six months ended June 30, 2014 $21,000 and $105,000, respectively.
InterBank
Business Combinations Policy	On April 27, 2012, Great Southern Bank entered into a purchase and assumption agreement with loss share with the FDIC to assume all of the deposits and acquire certain assets of Inter Savings Bank, FSB (“InterBank”), a full service bank headquartered in Maple Grove, Minnesota. The loans and foreclosed assets purchased in the InterBank transaction are covered by a loss sharing agreement between the FDIC and Great Southern Bank. Under the loss sharing agreement, the FDIC agreed to cover 80% of the losses on the loans (excluding approximately $60,000 of consumer loans) and foreclosed assets purchased subject to certain limitations. Realized losses covered by the loss sharing agreement include loan contractual balances (and related unfunded commitments that were acquired), accrued interest on loans for up to 90 days, the book value of foreclosed real estate acquired, and certain direct costs, less cash or other consideration received by Great Southern. This agreement extends for ten years for 1-4 family real estate loans and for five years for other loans. The value of this loss sharing agreement was considered in determining fair values of loans and foreclosed assets acquired. The loss sharing agreement is subject to the Bank following servicing procedures as specified in the agreement with the FDIC. The expected reimbursements under the loss sharing agreement were recorded as an indemnification asset at their preliminary estimated fair value on the acquisition date. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and six months ended June 30, 2015 was $116,000 and $238,000, respectively. The amount amortized to yield during the three and six months ended June 30, 2014 was $139,000 and $284,000, respectively.
Valley Bank
Business Combinations Policy	On June 20, 2014, Great Southern Bank entered into a purchase and assumption agreement with the FDIC to purchase a substantial portion of the loans and investment securities, as well as certain other assets, and assume all of the deposits, as well as certain other liabilities, of Valley Bank (“Valley”), a full-service bank headquartered in Moline, Illinois, with significant operations in Iowa. This transaction did not include a loss sharing agreement. Based upon the acquisition date fair values of the net assets acquired, no goodwill was recorded. A premium was recorded in conjunction with the fair value of the acquired loans and the amount amortized to yield during the three and six months ended June 30, 2015 was $201,000 and $420,000, respectively.

Note 8_ Acquired Loans, Loss 30

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Business Acquisition Fair Value and Expected Cash Flows Policy (Policies)	6 Months Ended
	Jun. 30, 2015
Policies
Business Acquisition Fair Value and Expected Cash Flows Policy	Fair Value and Expected Cash Flows. The amount of the estimated cash flows expected to be received from the acquired loan pools in excess of the fair values recorded for the loan pools is referred to as the accretable yield. The accretable yield is recognized as interest income over the estimated lives of the loans. The Company continues to evaluate the fair value of the loans including cash flows expected to be collected. Increases in the Company’s cash flow expectations are recognized as increases to the accretable yield while decreases are recognized as impairments through the allowance for loan losses. During the three and six months ended June 30, 2015, increases in expected cash flows related to the acquired loan portfolios resulted in adjustments of $900,000 and $8.2 million, respectively, to the accretable yield to be spread over the estimated remaining lives of the loans on a level-yield basis. During the three and six months ended June 30, 2014, similar such adjustments totaling $13.2 million and $20.0 million, respectively, were made to the accretable yield. The current year increases in expected cash flows also reduced the amount of expected reimbursements under the loss sharing agreements. During the three and six months ended June 30, 2015, this resulted in corresponding adjustments of $-0- and $4.4 million, respectively, to the indemnification assets to be amortized on a level-yield basis over the remainder of the loss sharing agreements or the remaining expected lives of the loan pools, whichever is shorter. During the three and six months ended June 30, 2014, corresponding adjustments of $10.6 million and $16.0 million, respectively, were made to the indemnification assets. Because these adjustments will be recognized over the remaining lives of the loan pools and the remainder of the loss sharing agreements, respectively, they will impact future periods as well. The remaining accretable yield adjustment that will affect interest income is $18.8 million and the remaining adjustment to the indemnification assets, including the effects of the clawback liability related to Interbank, that will affect non-interest income (expense) is $(15.3) million. Of the remaining adjustments, we expect to recognize $9.7 million of interest income and $(7.3) million of non-interest income (expense) during the remainder of 2015. Additional adjustments may be recorded in future periods from the FDIC-assisted acquisitions, as the Company continues to estimate expected cash flows from the acquired loan pools.

Note 8_ Acquired Loans, Loss 31

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: FDIC Indemnification Asset Policy (Policies)	6 Months Ended
	Jun. 30, 2015
TeamBank
FDIC Indemnification Asset Policy	TeamBank Loans, Foreclosed Assets and Indemnification Asset.
Vantus Bank
FDIC Indemnification Asset Policy	Vantus Bank Loans, Foreclosed Assets and Indemnification Asset.
Sun Security Bank
FDIC Indemnification Asset Policy	Sun Security Bank Loans, Foreclosed Assets and Indemnification Asset.
InterBank
FDIC Indemnification Asset Policy	InterBank Loans, Foreclosed Assets and Indemnification Asset.
Valley Bank
FDIC Indemnification Asset Policy	Valley Bank Loans and Foreclosed Assets.

Note 11_ Advances From Federa32

Note 11: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Policies)	6 Months Ended
	Jun. 30, 2015
Policies
Federal Home Loan Bank, Advances	Included in the Bank’s FHLBank advances at June 30, 2015 and December 31, 2014, was a $10.0 million advance with a maturity date of October 26, 2015. The interest rate on this advance is 3.86%. The advance has a call provision that allows the Federal Home Loan Bank of Topeka to call the advance quarterly. Also included in the Bank’s FHLBank advances at June 30, 2015 and December 31, 2014, was a $30.0 million advance with a maturity date of November 24, 2017. The interest rate on this advance is 3.20%. The advance has a call provision that allows the Federal Home Loan Bank of Des Moines to call the advance quarterly. In June 2014, the Company prepaid $80 million of its Federal Home Loan Bank advances and $50 million of structured repurchase agreements as part of a strategy to utilize the Bank’s liquidity and improve net interest margin. As a result, the Company incurred one-time prepayment penalties totaling $7.4 million, which were included in other operating expenses beginning in the period ending June 30, 2014.

Note 13_ Income Taxes_ Income T

Note 13: Income Taxes: Income Tax, Policy (Policies)	6 Months Ended
	Jun. 30, 2015
Policies
Income Tax, Policy	The Company and its consolidated subsidiaries have not been audited recently by the Internal Revenue Service (IRS) or the state taxing authorities with respect to income or franchise tax returns, and as such, tax years through December 31, 2005, have been closed without audit. The Company, through one of its subsidiaries, is a partner in two partnerships currently under IRS examination for 2006 and 2007. As a result, the Company’s 2006 and subsequent tax years remain open for examination. The IRS audits of the two partnerships are ongoing. The IRS has raised questions about the validity of the allocation of a portion of the credits by one of the partnerships. At this time, the Company believes that the partnership has sufficient technical support for its

Note 14_ Disclosures About Fa34

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy (Policies)	6 Months Ended
	Jun. 30, 2015
Policies
Fair Value Measurement, Policy	ASC Topic 820, Fair Value Measurements · Quoted prices in active markets for identical assets or liabilities (Level 1): Inputs that are quoted unadjusted prices in active markets for identical assets that the Company has the ability to access at the measurement date. An active market for the asset is a market in which transactions for the asset or liability occur with sufficient frequency and volume to provide pricing information on an ongoing basis. · Other observable inputs (Level 2): Inputs that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from sources independent of the reporting entity including quoted prices for similar assets, quoted prices for securities in inactive markets and inputs derived principally from or corroborated by observable market data by correlation or other means. · Significant unobservable inputs (Level 3): Inputs that reflect assumptions of a source independent of the reporting entity or the reporting entity's own assumptions that are supported by little or no market activity or observable inputs. Financial instruments are broken down as follows by recurring or nonrecurring measurement status. Recurring assets are initially measured at fair value and are required to be remeasured at fair value in the financial statements at each reporting date. Assets measured on a nonrecurring basis are assets that, due to an event or circumstance, were required to be remeasured at fair value after initial recognition in the financial statements at some time during the reporting period. The Company considers transfers between the levels of the hierarchy to be recognized at the end of related reporting periods. From December 31, 2014 to June 30, 2015, no assets for which fair value is measured on a recurring basis transferred between any levels of the hierarchy. Recurring Measurements The following table presents the fair value measurements of assets recognized in the accompanying statements of financial condition measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2015 and December 31, 2014: Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2015 U.S. government agencies $19,803 $— $19,803 $ Mortgage-backed securities 224,860 — 224,860 — States and political subdivisions 78,367 — 78,367 — Equity securities 3,359 — 3,359 — Mortgage servicing rights 166 — — 166 Interest rate derivative asset 2,373 — — 2,373 Interest rate derivative liability (2,244) — — (2,244) Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) December 31, 2014 U.S. government agencies $19,514 $— $19,514 $ Mortgage-backed securities 257,798 — 257,798 — States and political subdivisions 85,040 — 85,040 — Equity securities 3,154 — 3,154 — Mortgage servicing rights 185 — — 185 Interest rate derivative asset 2,502 — — 2,502 Interest rate derivative liability (2,187) — — (2,187) The following is a description of inputs and valuation methodologies used for assets recorded at fair value on a recurring basis and recognized in the accompanying statements of financial condition at June 30, 2015 and December 31, 2014, as well as the general classification of such assets pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the three-month and six-month periods ended June 30, 2015. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below. Securities Available for Sale. Mortgage Servicing Rights. Interest Rate Derivatives. Level 3 Reconciliation The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying statements of financial condition using significant unobservable (Level 3) inputs. Mortgage Servicing Rights 2015 2014 (In Thousands) Balance, April 1 $179 $200 Additions 17 30 Amortization (30) (34) Balance, June 30 $166 $196 Mortgage Servicing Rights 2015 2014 (In Thousands) Balance, January 1 $185 $211 Additions 43 53 Amortization (62) (68) Balance, June 30 $166 $196 Interest Rate Derivative Asset 2015 2014 (In Thousands) Balance, April 1 $3,105 $1,741 Change in fair value through earnings (939) (19) Balance, June 30 $2,166 $1,722 Interest Rate Derivative Asset 2015 2014 (In Thousands) Balance, January 1 $2,087 $1,859 Change in fair value through earnings 79 (137) Balance, June 30 $2,166 $1,722 Interest Rate Cap Derivative Asset Designated as Hedging Instrument 2015 2014 (In Thousands) Balance, April 1 $251 $620 Change in fair value through other comprehensive income (22) (155) Amortization of cost of interest rate cap (22) (3) Balance, June 30 $207 $462 Interest Rate Cap Derivative Asset Designated as Hedging Instrument 2015 2014 (In Thousands) Balance, January 1 $415 $685 Change in fair value through other comprehensive income (171) (220) Amortization of cost of interest rate cap (37) (3) Balance, June 30 $207 $462 Interest Rate Swap Liability 2015 2014 (In Thousands) Balance, April 1 $3,296 $1,597 Change in fair value through earnings (1,052) 114 Balance, June 30 $2,244 $1,711 Interest Rate Swap Liability 2015 2014 (In Thousands) Balance, January 1 $2,187 $1,613 Change in fair value through earnings 57 98 Balance, June 30 $2,244 $1,711 Nonrecurring Measurements The following tables present the fair value measurements of assets measured at fair value during the periods presented on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2015 and December 31, 2014: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2015 Impaired loans One- to four-family residential construction $ $ $ $ Subdivision construction 275 — — 275 Land development 974 — — 974 Owner occupied one- to four-family residential 102 — — 102 Non-owner occupied one- to four-family residential 162 — — 162 Commercial real estate 4,595 — — 4,595 Other residential — — — — Commercial business 893 — — 893 Consumer auto 164 — — 164 Consumer other 380 — — 380 Home equity lines of credit 216 — — 216 Total impaired loans $7,761 $— $— $7,761 Foreclosed assets held for sale $1,526 $ $ $1,526 Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) December 31, 2014 Impaired loans One- to four-family residential construction $ $ $ $ Subdivision construction 274 — — 274 Land development 3,946 — — 3,946 Owner occupied one- to four-family residential 862 — — 862 Non-owner occupied one- to four-family residential 288 — — 288 Commercial real estate 5,333 — — 5,333 Other residential — — — — Commercial business 320 — — 320 Consumer auto 38 — — 38 Consumer other 399 — — 399 Home equity lines of credit 198 — — 198 Total impaired loans $11,658 $— $— $11,658 Foreclosed assets held for sale $6,975 $ $ $6,975

Note 16_ Subsequent Event_ Subs

Note 16: Subsequent Event: Subsequent Events, Policy (Policies)	6 Months Ended
	Jun. 30, 2015
Policies
Subsequent Events, Policy	On July 29, 2015, the Company was the successful bidder in an auction of the $5.0 million aggregate liquidation amount of floating rate cumulative trust preferred securities issued in 2007 by Great Southern Capital Trust III, a statutory trust formed by the Company for the purpose of issuing those securities and holding the Company’s related floating rate junior subordinated debentures. The Company purchased the trust preferred securities at a discount, which it expects will result in a pre-tax gain of approximately $1.0 million. Subsequent to the purchase, which resulted in the Company’s ownership of all of the outstanding common and preferred securities of Great Southern Capital Trust III, such securities were canceled and the principal amount of the Company’s related debentures, which had equaled the aggregate liquidation amount of the outstanding common and preferred securities of Great Southern Capital Trust III, was reduced to zero.

Note 5_ Earnings Per Share_ Sch

Note 5: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Schedule of Earnings Per Share, Basic and Diluted	Three Months Ended June 30, 2015 2014 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 13,790 13,685 Net income available to common stockholders $11,858 $10,909 Per common share amount $0.86 $0.80 Diluted: Average shares outstanding 13,790 13,685 Net effect of dilutive stock options – based on the treasury stock method using average market price 189 95 Diluted shares 13,979 13,780 Net income available to common stockholders $11,858 $10,909 Per common share amount $0.85 $0.79 Six Months Ended June 30, 2015 2014 (In Thousands, Except Per Share Data) Basic: Average shares outstanding 13,790 13,685 Net income available to common stockholders $23,366 $19,582 Per common share amount $1.69 $1.43 Diluted: Average shares outstanding 13,790 13,685 Net effect of dilutive stock options – based on the treasury stock method using average market price 189 95 Diluted shares 13,979 13,780 Net income available to common stockholders $23,366 $19,582 Per common share amount $1.67 $1.42

Note 6_ Investment Securities37

Note 6: Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Schedule of Available-for-sale Securities Reconciliation	June 30, 2015 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: U.S. government agencies $20,000 $— $197 $19,803 2.00% Mortgage-backed securities 221,842 3,544 526 224,860 1.79 States and political subdivisions 74,018 4,388 39 78,367 5.72 Equity securities 847 2,512 — 3,359 — $316,707 $10,444 $762 $326,389 2.72% December 31, 2014 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) AVAILABLE-FOR-SALE SECURITIES: U.S. government agencies $20,000 $— $486 $19,514 2.00% Mortgage-backed securities 254,294 4,325 821 257,798 1.97 States and political subdivisions 79,237 5,810 7 85,040 5.76 Equity securities 847 2,307 — 3,154 — $354,378 $12,442 $1,314 $365,506 2.82%

Note 6_ Investment Securities38

Note 6: Investment Securities: Schedule of Held-to-maturity Securities (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Schedule of Held-to-maturity Securities	June 30, 2015 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $353 $37 $ $390 7.37% December 31, 2014 Gross Gross Tax Amortized Unrealized Unrealized Fair Equivalent Cost Gains Losses Value Yield (In Thousands) HELD-TO-MATURITY SECURITIES: States and political subdivisions $450 $49 $ $499 7.37%

Note 6_ Investment Securities39

Note 6: Investment Securities: Investments Classified by Contractual Maturity Date (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Investments Classified by Contractual Maturity Date	Amortized Fair Cost Value (In Thousands) One year or less $ — $ — After one through five years 254 266 After five through ten years 3,643 3,842 After ten years 90,121 94,062 Securities not due on a single maturity date 221,842 224,860 Equity securities 847 3,359 $316,707 $326,389

Note 6_ Investment Securities40

Note 6: Investment Securities: Contractual Obligation, Fiscal Year Maturity Schedule (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Contractual Obligation, Fiscal Year Maturity Schedule	Amortized Fair Cost Value (In Thousands) After one through five years $353 $390

Note 6_ Investment Securities41

Note 6: Investment Securities: Unrealized Gain (Loss) on Investments (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Unrealized Gain (Loss) on Investments	The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position at June 30, 2015 and December 31, 2014: June 30, 2015 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) U.S. government agencies $ $ $20,000 $ $20,000 $(197) Mortgage-backed securities 19,004 (93) 43,333 (433) 62,337 (526) State and political subdivisions 2,555 (25) 917 (14) 3,472 (39) $21,559 $(118) $64,250 $(644) $85,809 $(762) December 31, 2014 Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized Description of Securities Value Losses Value Losses Value Losses (In Thousands) U.S. government agencies $ — $ $ $20,000 $(486) Mortgage-backed securities 40,042 (328) 45,056 (493) 85,098 (821) State and political subdivisions — — 925 (7) 925 (7) $40,042 $(328) $65,981 $(986) $106,023 $(1,314)

Note 6_ Investment Securities42

Note 6: Investment Securities: Other Than Temporary Impairment Credit Losses Recognized in Earnings (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Other Than Temporary Impairment Credit Losses Recognized in Earnings	Amounts Reclassified Out of Accumulated Other Comprehensive Income. Amounts Reclassified from Other Comprehensive Income Three Months Ended June 30, Affected Line Item in the Statements 2015 2014 of Income (In Thousands) Unrealized gains (losses) on available- Net realized gains on available- for-sale securities $— $569 for-sale securities (Total reclassified amount before tax) Income Taxes — (199) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $— $370 Amounts Reclassified from Other Comprehensive Income Six Months Ended June 30, Affected Line Item in the Statements 2015 2014 of Income (In Thousands) Unrealized gains (losses) on available- Net realized gains on available- for-sale securities $— $642 for-sale securities (Total reclassified amount before tax) Income Taxes — (225) Provision for income taxes Total reclassifications out of accumulated other comprehensive income $— $417

Note 7_ Loans and Allowance F43

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Schedule of Loans	June 30, December 31, 2015 2014 (In Thousands) One- to four-family residential construction $38,476 $40,361 Subdivision construction 34,253 28,593 Land development 48,574 52,096 Commercial construction 459,907 392,929 Owner occupied one- to four-family residential 94,024 87,549 Non-owner occupied one- to four-family residential 146,480 143,051 Commercial real estate 1,015,454 945,876 Other residential 385,901 392,414 Commercial business 391,674 354,012 Industrial revenue bonds 39,532 41,061 Consumer auto 371,271 323,353 Consumer other 76,581 78,029 Home equity lines of credit 70,515 66,272 Acquired FDIC-covered loans, net of discounts 266,371 286,608 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 38,482 49,945 Acquired non-covered loans, net of discounts 110,865 121,982 3,588,360 3,404,131 Undisbursed portion of loans in process (343,276) (323,572) Allowance for loan losses (39,698) (38,435) Deferred loan fees and gains, net (3,009) (3,276) $3,202,377 $3,038,848 Weighted average interest rate 4.59% 4.66%

Note 7_ Loans and Allowance F44

Note 7: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Schedule of Financing Receivables NonAccrual Status	Nonaccruing loans (excluding FDIC-supported loans, net of discount and acquired non-covered loans, net of discount) are summarized as follows: June 30, December 31, 2015 2014 (In Thousands) One- to four-family residential construction $ — $— Subdivision construction 56 — Land development 11 255 Commercial construction — — Owner occupied one- to four-family residential 760 859 Non-owner occupied one- to four-family residential 212 296 Commercial real estate 2,670 4,512 Other residential — — Commercial business 215 411 Industrial revenue bonds — — Consumer auto 472 316 Consumer other 293 404 Home equity lines of credit 194 318 Total $4,883 $7,371

Note 7_ Loans and Allowance F45

Note 7: Loans and Allowance For Loan Losses: Allowance for Credit Losses on Financing Receivables (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Allowance for Credit Losses on Financing Receivables	The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2015. Also presented is the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of June 30, 2015: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance April 1, 2015 $3,985 $2,809 $20,216 $3,356 $3,945 $4,760 $39,071 Provision (benefit) charged to expense (110) 524 (146) (77) 423 686 1,300 Losses charged off (80) — (2) — (551) (935) (1,568) Recoveries 91 9 123 9 175 488 895 Balance June 30, 2015 $3,886 $3,342 $20,191 $3,288 $3,992 $4,999 $39,698 Balance January 1, 2015 $3,455 $2,941 $19,773 $3,562 $3,679 $5,025 $38,435 Provision (benefit) charged to expense 446 384 239 (190) 890 831 2,600 Losses charged off (220) (2) (4) (197) (775) (2,082) (3,280) Recoveries 205 19 183 113 198 1,225 1,943 Balance June 30, 2015 $3,886 $3,342 $20,191 $3,288 $3,992 $4,999 $39,698 Ending balance: Individually evaluated for impairment $ 663 $— $2,130 $ 1,411 $ 261 $243 $ 4,708 Collectively evaluated for impairment $3,044 $ 3,323 $ 16,752 $1,671 $3,693 $4,352 $ 32,835 Loans acquired and accounted for under ASC 310-30 $179 $19 $1,309 $206 $38 $404 $2,155 Loans Individually evaluated for impairment $ 9,992 $9,729 $ 25,891 $ 7,334 $ 1,567 $ 1,558 $ 56,071 Collectively evaluated for impairment $ 303,241 $ 376,172 $ 989,563 $ 501,147 $ 429,639 $ 516,809 $3,116,571 Loans acquired and accounted for under ASC 310-30 $ 209,627 $ 47,199 $ 90,814 $ 6,726 $ 14,284 $ 47,068 $ 415,718 The following table presents the activity in the allowance for loan losses by portfolio segment for the three and six months ended June 30, 2014: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Balance April 1, 2014 $4,638 $1,998 $18,443 $7,071 $2,341 $3,784 $38,275 Provision (benefit) charged to expense 915 (281) (1,629) 1,110 979 368 1,462 Losses charged off (505) (2) (338) (95) (738) (764) (2,442) Recoveries 25 8 — 163 — 591 787 Balance June 30, 2014 $5,073 $1,723 $16,476 $8,249 $2,582 $3,979 $38,082 Balance January 1, 2014 $6,235 $2,678 $16,939 $4,464 $6,451 $3,349 $40,116 Provision (benefit) charged to expense 367 (968) (134) 3,693 (1,182) 1,378 3,154 Losses charged off (1,697) (2) (719) (130) (2,687) (1,784) (7,019) Recoveries 168 15 390 222 — 1,036 1,831 Balance June 30, 2014 $5,073 $1,723 $16,476 $8,249 $2,582 $3,979 $38,082 The following table presents the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of December 31, 2014: One- to Four- Family Residential and Other Commercial Commercial Commercial Construction Residential Real Estate Construction Business Consumer Total (In Thousands) Allowance for loan losses Individually evaluated for impairment $829 $— $1,751 $1,507 $823 $232 $5,142 Collectively evaluated for impairment $2,532 $2,923 $16,671 $1,905 $2,805 $4,321 $31,157 Loans acquired and accounted for under ASC 310-30 $94 $18 $1,351 $150 $51 $472 $2,136 Loans Individually evaluated for impairment $11,488 $9,804 $28,641 $7,601 $2,725 $1,480 $61,739 Collectively evaluated for impairment $288,066 $382,610 $917,235 $437,424 $392,348 $466,174 $2,883,857 Loans acquired and accounted for under ASC 310-30 $234,158 $48,470 $107,278 $1,937 $17,789 $48,903 $458,535

Note 7_ Loans and Allowance F46

Note 7: Loans and Allowance For Loan Losses: Impaired Financing Receivables (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Impaired Financing Receivables	June 30, 2015 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $467 $467 $— Subdivision construction 4,361 4,418 223 Land development 7,334 7,337 1,411 Commercial construction — — — Owner occupied one- to four-family residential 3,555 3,819 370 Non-owner occupied one- to four-family residential 1,609 1,826 70 Commercial real estate 25,891 27,250 2,130 Other residential 9,729 9,729 — Commercial business 1,567 1,591 261 Industrial revenue bonds — — — Consumer auto 561 604 84 Consumer other 604 756 91 Home equity lines of credit 393 492 68 Total $56,071 $58,289 $4,708 Three Months Ended Six Months Ended June 30, 2015 June 30, 2015 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $660 $12 $815 $28 Subdivision construction 4,421 53 4,452 106 Land development 7,339 66 7,424 132 Commercial construction — — — — Owner occupied one- to four-family residential 3,681 39 3,832 88 Non-owner occupied one- to four-family residential 1,688 20 1,737 45 Commercial real estate 26,275 326 26,456 630 Other residential 9,742 93 9,761 180 Commercial business 1,962 19 2,216 47 Industrial revenue bonds — — — — Consumer auto 456 14 440 21 Consumer other 569 16 575 33 Home equity lines of credit 404 4 405 13 Total $57,197 $662 $58,113 $1,323 At or for the Year Ended December 31, 2014 Average Unpaid Investment Interest Recorded Principal Specific in Impaired Income Balance Balance Allowance Loans Recognized (In Thousands) One- to four-family residential construction $1,312 $1,312 $— $173 $76 Subdivision construction 4,540 4,540 344 2,593 226 Land development 7,601 8,044 1,507 9,691 292 Commercial construction — — — — — Owner occupied one- to four-family residential 3,747 4,094 407 4,808 212 Non-owner occupied one- to four-family residential 1,889 2,113 78 4,010 94 Commercial real estate 28,641 30,781 1,751 29,808 1,253 Other residential 9,804 9,804 — 10,469 407 Commercial business 2,725 2,750 823 2,579 158 Industrial revenue bonds — — — 2,644 — Consumer auto 420 507 63 219 37 Consumer other 629 765 94 676 71 Home equity lines of credit 431 476 75 461 25 Total $ 61,739 $ 65,186 $ 5,142 $ 68,131 $ 2,851 June 30, 2014 Unpaid Recorded Principal Specific Balance Balance Allowance (In Thousands) One- to four-family residential construction $170 $170 $— Subdivision construction 1,707 1,783 585 Land development 7,600 8,024 1,531 Commercial construction — — — Owner occupied one- to four-family residential 5,149 5,490 581 Non-owner occupied one- to four-family residential 4,534 4,680 457 Commercial real estate 30,744 33,200 1,507 Other residential 10,586 10,586 — Commercial business 2,183 2,203 606 Industrial revenue bonds 3,651 4,585 — Consumer auto 187 215 28 Consumer other 738 856 111 Home equity lines of credit 436 460 92 Total $67,685 $72,252 $5,498 Three Months Ended Six Months Ended June 30, 2014 June 30, 2014 Average Average Investment Interest Investment Interest in Impaired Income in Impaired Income Loans Recognized Loans Recognized (In Thousands) One- to four-family residential construction $57 $3 $28 $3 Subdivision construction 2,310 8 2,720 30 Land development 10,937 42 11,779 143 Commercial construction — — — — Owner occupied one- to four-family residential 5,101 60 5,318 112 Non-owner occupied one- to four-family residential 4,140 69 3,930 110 Commercial real estate 29,958 360 30,541 690 Other residential 10,734 120 10,845 210 Commercial business 1,847 47 2,904 68 Industrial revenue bonds 2,933 303 2,815 303 Consumer auto 160 5 166 7 Consumer other 714 24 696 42 Home equity lines of credit 441 — 484 14 Total $69,332 $1,041 $72,226 $1,732

Note 7_ Loans and Allowance F47

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Troubled Debt Restructurings on Financing Receivables	The following tables present newly restructured loans during the three and six months ended June 30, 2015 by type of modification: Three Months Ended June 30, 2015 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $— $82 $— $82 Commercial real estate — 115 — 115 Consumer — 48 — 48 $ — $ 245 $ — $ 245 Six Months Ended June 30, 2015 Total Interest Only Term Combination Modification (In Thousands) Mortgage loans on real estate: One -to four- family residential $— $209 $— $209 Commercial real estate — 115 — 115 Consumer — 48 — 48 $ — $ 372 $ — $ 372

Note 7_ Loans and Allowance F48

Note 7: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Financing Receivable Credit Quality Indicators	June 30, 2015 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $38,009 $ — $ — $ 467 $ — $38,476 Subdivision construction 30,153 269 — 3,831 — 34,253 Land development 37,603 5,432 — 5,539 — 48,574 Commercial construction 459,907 — — — — 459,907 Owner occupied one- to four- family residential 91,783 596 — 1,645 — 94,024 Non-owner occupied one- to four- family residential 144,892 531 — 1,057 — 146,480 Commercial real estate 977,324 28,349 — 9,781 — 1,015,454 Other residential 374,377 9,569 — 1,955 — 385,901 Commercial business 389,655 1,322 — 697 — 391,674 Industrial revenue bonds 39,532 — — — — 39,532 Consumer auto 370,770 — — 501 — 371,271 Consumer other 76,122 — — 459 — 76,581 Home equity lines of credit 70,122 — — 393 — 70,515 Acquired FDIC-covered loans, net of discounts 265,833 — — 538 — 266,371 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 38,343 — — 139 — 38,482 Acquired non-covered loans, net of discounts 110,798 — — 67 — 110,865 Total $3,515,223 $46,068 $ — $27,069 $ — $3,588,360 December 31, 2014 Special Satisfactory Watch Mention Substandard Doubtful Total (In Thousands) One- to four-family residential construction $39,049 $— $— $1,312 $— $40,361 Subdivision construction 24,269 21 — 4,303 — 28,593 Land development 41,035 5,000 — 6,061 — 52,096 Commercial construction 392,929 — — — — 392,929 Owner occupied one- to-four- family residential 85,041 745 — 1,763 — 87,549 Non-owner occupied one- to- four-family residential 141,198 580 — 1,273 — 143,051 Commercial real estate 901,167 32,155 — 12,554 — 945,876 Other residential 380,811 9,647 — 1,956 — 392,414 Commercial business 351,744 423 — 1,845 — 354,012 Industrial revenue bonds 40,037 1,024 — — — 41,061 Consumer auto 323,002 — — 351 — 323,353 Consumer other 77,507 3 — 519 — 78,029 Home equity lines of credit 65,841 — — 431 — 66,272 Acquired FDIC-covered loans, net of discounts 286,049 — — 559 — 286,608 Acquired loans no longer covered by FDIC loss sharing agreements, net of discounts 48,592 — — 1,353 — 49,945 Acquired non-covered loans, net of discounts 121,982 — — — — 121,982 Total $3,320,253 $49,598 $— $34,280 $— $3,404,131

Note 8_ Acquired Loans, Loss 49

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Schedule of Impact of Adjustments of Acquired Loans on Financial Results	Three Months Ended Three Months Ended June 30, 2015 June 30, 2014 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $7,259 78 bps $9,085 107 bps Non-interest income (5,374) (7,469) Net impact to pre-tax income $1,885 $1,616 Net impact net of taxes $1,225 $1,050 Impact to diluted earnings per common share $0.09 $0.08 Six Months Ended Six Months Ended June 30, 2015 June 30, 2014 (In Thousands, Except Per Share Data and Basis Points Data) Impact on net interest income/ net interest margin (in basis points) $16,221 88 bps $16,988 102 bps Non-interest income (12,052) (13,805) Net impact to pre-tax income $4,169 $3,183 Net impact net of taxes $2,710 $2,069 Impact to diluted earnings per common share $0.19 $0.15

Note 8_ Acquired Loans, Loss 50

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: FDIC Indemnification Asset Roll Forward (Tables)	6 Months Ended
	Jun. 30, 2015
TeamBank
FDIC Indemnification Asset Roll Forward	June 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $34,204 $21 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,619) — Original estimated fair value of assets, net of activity since acquisition date (32,440) (21) Expected loss remaining 145 — Assumed loss sharing recovery percentage 92% —% Estimated loss sharing value 133 — Indemnification asset to be amortized resulting from change in expected losses 340 — FDIC indemnification asset $473 $— December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $43,855 $132 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,923) — Original estimated fair value of assets, net of activity since acquisition date (41,560) (119) Expected loss remaining 372 13 Assumed loss sharing recovery percentage 85% 77% Estimated loss sharing value 315 10 Indemnification asset to be amortized resulting from change in expected losses 359 — FDIC indemnification asset $674 $10
Vantus Bank
FDIC Indemnification Asset Roll Forward	June 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $35,556 $899 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (654) — Original estimated fair value of assets, net of activity since acquisition date (34,649) (709) Expected loss remaining 253 190 Assumed loss sharing recovery percentage 61% 0% Estimated loss sharing value (1) 154 — Indemnification asset to be amortized resulting from change in expected losses 457 — FDIC indemnification asset $611 $— (1) Includes $152,000 impairment of indemnification asset for foreclosed assets. Resolution of certain items related to commercial foreclosed assets did not occur prior to the expiration of the non-single-family loss sharing agreement for Vantus Bank on September 30, 2014. December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $42,138 $1,084 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (504) — Original estimated fair value of assets, net of activity since acquisition date (40,997) (894) Expected loss remaining 637 190 Assumed loss sharing recovery percentage 72% 0% Estimated loss sharing value 461 — Indemnification asset to be amortized resulting from change in expected losses 324 — FDIC indemnification asset $785 $—
Sun Security Bank
FDIC Indemnification Asset Roll Forward	June 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $51,172 $736 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,554) — Original estimated fair value of assets, net of activity since acquisition date (45,584) (646) Expected loss remaining 3,034 90 Assumed loss sharing recovery percentage 60% 80% Estimated loss sharing value 1,815 72 Indemnification asset to be amortized resulting from change in expected losses 2,035 — Accretable discount on FDIC indemnification asset (115) (63) FDIC indemnification asset $3,735 $9 December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $59,618 $2,325 Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (3,341) — Original estimated fair value of assets, net of activity since acquisition date (52,166) (1,488) Expected loss remaining 4,111 837 Assumed loss sharing recovery percentage 65% 80% Estimated loss sharing value 2,676 670 Indemnification asset to be amortized resulting from change in expected losses 2,662 — Accretable discount on FDIC indemnification asset (267) (64) FDIC indemnification asset $5,071 $606
InterBank
FDIC Indemnification Asset Roll Forward	June 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $222,865 $2,837 Non-credit premium/(discount), net of activity since acquisition date 1,123 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (11,773) — Original estimated fair value of assets, net of activity since acquisition date (192,181) (2,118) Expected loss remaining 20,034 719 Assumed loss sharing recovery percentage 83% 80% Estimated loss sharing value (1) 16,583 575 FDIC loss share clawback 3,073 — Indemnification asset to be amortized resulting from change in expected losses 9,418 — Accretable discount on FDIC indemnification asset (2,266) (33) FDIC indemnification asset $26,808 $542 (1) Includes $400,000 impairment of indemnification asset for loans December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis for loss sharing determination, net of activity since acquisition date $244,977 $4,494 Non-credit premium/(discount), net of activity since acquisition date 1,361 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (19,566) — Original estimated fair value of assets, net of activity since acquisition date (201,830) (3,986) Expected loss remaining 24,942 508 Assumed loss sharing recovery percentage 82% 80% Estimated loss sharing value 20,509 406 FDIC loss share clawback 3,620 — Indemnification asset to be amortized resulting from change in expected losses 15,652 — Accretable discount on FDIC indemnification asset (2,967) (33) FDIC indemnification asset $36,814 $373
Valley Bank
FDIC Indemnification Asset Roll Forward	June 30, 2015 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $132,354 $539 Non-credit premium/(discount), net of activity since acquisition date 1,094 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (2,227) — Original estimated fair value of assets, net of activity since acquisition date (110,864) (539) Expected loss remaining $20,357 $— December 31, 2014 Foreclosed Loans Assets (In Thousands) Initial basis, net of activity since acquisition date $145,845 $778 Non-credit premium/(discount), net of activity since acquisition date 1,514 — Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date) (1,519) — Original estimated fair value of assets, net of activity since acquisition date (121,982) (778) Expected loss remaining $23,858 $—

Note 9_ Other Real Estate Own51

Note 9: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Schedule of Major Classifications of Foreclosed Assets	Major classifications of other real estate owned were as follows: June 30, December 31, 2015 2014 (In Thousands) Foreclosed assets held for sale One- to four-family construction $— $223 Subdivision construction 9,486 9,857 Land development 16,102 17,168 Commercial construction — — One- to four-family residential 1,986 3,353 Other residential 2,150 2,625 Commercial real estate 3,551 1,632 Commercial business 48 59 Consumer 553 624 33,876 35,541 FDIC-supported foreclosed assets, net of discounts 2,827 5,695 Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts 709 879 Acquired foreclosed assets not covered by FDIC loss sharing agreements, net of discounts 539 778 Foreclosed assets held for sale, net 37,951 42,893 Other real estate owned not acquired through foreclosure 2,046 2,945 Other real estate owned $ 39,997 $ 45,838

Note 9_ Other Real Estate Own52

Note 9: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Schedule of Expenses Applicable to Foreclosed Assets	Three Months Ended June 30, 2015 2014 (In Thousands) Net (gain) loss on sales of foreclosed assets $(484) $(203) Valuation write-downs 139 1,019 Operating expenses, net of rental income 663 526 $318 $1,342 Six Months Ended June 30, 2015 2014 (In Thousands) Net (gain) loss on sales of foreclosed assets $(609) $(54) Valuation write-downs 191 1,199 Operating expenses, net of rental income 1,121 1,047 $703 $2,192

Note 10_ Deposits_ Schedule of

Note 10: Deposits: Schedule of Deposit Liabilities (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Schedule of Deposit Liabilities	June 30, December 31, 2015 2014 (In Thousands) Time Deposits: 0.00% - 0.99% $889,872 $ 798,932 1.00% - 1.99% 317,674 227,476 2.00% - 2.99% 52,513 61,146 3.00% - 3.99% 2,594 8,065 4.00% - 4.99% 1,361 1,435 5.00% and above 338 420 Total time deposits (0.83% - 0.78%) 1,264,352 1,097,474 Non-interest-bearing demand deposits 543,888 518,266 Interest-bearing demand and savings deposits (0.21% - 0.19%) 1,388,078 1,375,100 Total Deposits $3,196,318 $2,990,840

Note 11_ Advances From Federa54

Note 11: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Federal Home Loan Bank, Advances	Advances from the Federal Home Loan Bank at June 30, 2015 and December 31, 2014 consisted of the following: June 30, 2015 December 31, 2014 Weighted Weighted Average Average Interest Interest Due In Amount Rate Amount Rate (In Thousands) 2015 $162,033 0.46% $240,065 0.41% 2016 70 5.14 70 5.14 2017 30,826 3.26 30,826 3.26 2018 81 5.14 81 5.14 2019 28 5.14 28 5.14 2020 and thereafter 500 5.54 500 5.54 193,538 0.92 271,570 0.75 Unamortized fair value adjustment 56 71 $ 193,594 $ 271,641

Note 12_ Securities Sold Unde55

Note 12: Securities Sold Under Reverse Repurchase Agreements: Schedule of Repurchase Agreements (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Schedule of Repurchase Agreements	June 30, 2015 December 31, 2014 Overnight and Overnight and Continuous Continuous (In Thousands) FHLBank CD $ 41,000 $ 10,000 Mortgage-backed securities – GNMA, FNMA, FHLMC 175,100 158,993 $216,100 $168,993

Note 14_ Disclosures About Fa56

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Fair Value, Assets Measured on Recurring Basis	The following table presents the fair value measurements of assets recognized in the accompanying statements of financial condition measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2015 and December 31, 2014: Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2015 U.S. government agencies $19,803 $— $19,803 $ Mortgage-backed securities 224,860 — 224,860 — States and political subdivisions 78,367 — 78,367 — Equity securities 3,359 — 3,359 — Mortgage servicing rights 166 — — 166 Interest rate derivative asset 2,373 — — 2,373 Interest rate derivative liability (2,244) — — (2,244) Fair value measurements using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) December 31, 2014 U.S. government agencies $19,514 $— $19,514 $ Mortgage-backed securities 257,798 — 257,798 — States and political subdivisions 85,040 — 85,040 — Equity securities 3,154 — 3,154 — Mortgage servicing rights 185 — — 185 Interest rate derivative asset 2,502 — — 2,502 Interest rate derivative liability (2,187) — — (2,187)

Note 14_ Disclosures About Fa57

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation	Mortgage Servicing Rights 2015 2014 (In Thousands) Balance, April 1 $179 $200 Additions 17 30 Amortization (30) (34) Balance, June 30 $166 $196 Mortgage Servicing Rights 2015 2014 (In Thousands) Balance, January 1 $185 $211 Additions 43 53 Amortization (62) (68) Balance, June 30 $166 $196 Interest Rate Derivative Asset 2015 2014 (In Thousands) Balance, April 1 $3,105 $1,741 Change in fair value through earnings (939) (19) Balance, June 30 $2,166 $1,722 Interest Rate Derivative Asset 2015 2014 (In Thousands) Balance, January 1 $2,087 $1,859 Change in fair value through earnings 79 (137) Balance, June 30 $2,166 $1,722 Interest Rate Cap Derivative Asset Designated as Hedging Instrument 2015 2014 (In Thousands) Balance, April 1 $251 $620 Change in fair value through other comprehensive income (22) (155) Amortization of cost of interest rate cap (22) (3) Balance, June 30 $207 $462 Interest Rate Cap Derivative Asset Designated as Hedging Instrument 2015 2014 (In Thousands) Balance, January 1 $415 $685 Change in fair value through other comprehensive income (171) (220) Amortization of cost of interest rate cap (37) (3) Balance, June 30 $207 $462 Interest Rate Swap Liability 2015 2014 (In Thousands) Balance, April 1 $3,296 $1,597 Change in fair value through earnings (1,052) 114 Balance, June 30 $2,244 $1,711 Interest Rate Swap Liability 2015 2014 (In Thousands) Balance, January 1 $2,187 $1,613 Change in fair value through earnings 57 98 Balance, June 30 $2,244 $1,711

Note 14_ Disclosures About Fa58

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis	The following tables present the fair value measurements of assets measured at fair value during the periods presented on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fall at June 30, 2015 and December 31, 2014: Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) June 30, 2015 Impaired loans One- to four-family residential construction $ $ $ $ Subdivision construction 275 — — 275 Land development 974 — — 974 Owner occupied one- to four-family residential 102 — — 102 Non-owner occupied one- to four-family residential 162 — — 162 Commercial real estate 4,595 — — 4,595 Other residential — — — — Commercial business 893 — — 893 Consumer auto 164 — — 164 Consumer other 380 — — 380 Home equity lines of credit 216 — — 216 Total impaired loans $7,761 $— $— $7,761 Foreclosed assets held for sale $1,526 $ $ $1,526 Fair Value Measurements Using Quoted prices in active markets Other Significant for identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) (In Thousands) December 31, 2014 Impaired loans One- to four-family residential construction $ $ $ $ Subdivision construction 274 — — 274 Land development 3,946 — — 3,946 Owner occupied one- to four-family residential 862 — — 862 Non-owner occupied one- to four-family residential 288 — — 288 Commercial real estate 5,333 — — 5,333 Other residential — — — — Commercial business 320 — — 320 Consumer auto 38 — — 38 Consumer other 399 — — 399 Home equity lines of credit 198 — — 198 Total impaired loans $11,658 $— $— $11,658 Foreclosed assets held for sale $6,975 $ $ $6,975

Note 14_ Disclosures About Fa59

Note 14: Disclosures About Fair Value of Financial Instruments: Schedule Of Financial Instruments Fair Value (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Schedule Of Financial Instruments Fair Value	June 30, 2015 December 31, 2014 Carrying Fair Hierarchy Carrying Fair Hierarchy Amount Value Level Amount Value Level (In Thousands) Financial assets Cash and cash equivalents $269,228 $269,228 1 $218,647 $218,647 1 Held-to-maturity securities 353 390 2 450 499 2 Mortgage loans held for sale 16,567 16,567 2 14,579 14,579 2 Loans, net of allowance for loan losses 3,202,377 3,211,512 3 3,038,848 3,047,741 3 Accrued interest receivable 11,306 11,306 3 11,219 11,219 3 Investment in FHLBank stock 12,605 12,605 3 16,893 16,893 3 Financial liabilities Deposits 3,196,318 3,198,714 3 2,990,840 2,996,226 3 FHLBank advances 193,594 195,074 3 271,641 273,568 3 Short-term borrowings 217,408 217,408 3 211,444 211,444 3 Subordinated debentures 30,929 30,929 3 30,929 30,929 3 Accrued interest payable 1,076 1,076 3 1,067 1,067 3 Unrecognized financial instruments (net of contractual value) Commitments to originate loans — — 3 — — 3 Letters of credit 112 112 3 92 92 3 Lines of credit — — 3 — — 3

Note 15_ Derivatives and Hedg60

Note 15: Derivatives and Hedging Activities: Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location	The table below presents the fair value of the Company’s derivative financial instruments as well as their classification on the Consolidated Statements of Financial Condition: Location in Fair Value Consolidated Statements June 30, December 31, of Financial Condition 2015 2014 (In Thousands) Derivatives designated as hedging instruments Interest rate caps Prepaid expenses and other assets $ 207 $ 415 Total derivatives designated as hedging instruments $ 207 $ 415 Derivatives not designated as hedging instruments Asset Derivatives Interest rate products Prepaid expenses and other assets $ 2,166 $ 2,087 Total derivatives not designated as hedging instruments $ 2,166 $ 2,087 Liability Derivatives Interest rate products Accrued expenses and other liabilities $ 2,244 $ 2,187 Total derivatives not designated as hedging instruments $ 2,244 $ 2,187

Note 15_ Derivatives and Hedg61

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2015
Tables/Schedules
Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss)	Amount of Gain (Loss) Recognized in AOCI Three Months Ended June 30, Cash Flow Hedges 2015 2014 (In Thousands) Interest rate cap $ (9) $ ( 101) Amount of Gain (Loss) Recognized in AOCI Six Months Ended June 30, Cash Flow Hedges 2015 2014 (In Thousands) Interest rate cap $ (105) $ ( 143)

Note 2_ Nature of Operations 62

Note 2: Nature of Operations and Operating Segments (Details)	6 Months Ended
	Jun. 30, 2015
Details
Segment Reporting, Additional Information about Entity's Reportable Segments	The operating results of this segment are regularly reviewed by management to make decisions about resource allocations and to assess performance. Selected information is not presented separately for the Company’s reportable segment, as there is no material difference between that information and the corresponding information in the consolidated financial statements

Note 5_ Earnings Per Share_ S63

Note 5: Earnings Per Share: Schedule of Earnings Per Share, Basic and Diluted (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Details
Weighted Average Number of Shares Outstanding, Basic	13,790	13,685	13,790	13,685
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$ 11,858	$ 10,909	$ 23,366	$ 19,582
BASIC EARNINGS PER COMMON SHARE	$ 0.86	$ 0.80	$ 1.69	$ 1.43
Weighted Average Number of Shares Outstanding, Diluted	13,790	13,685	13,790	13,685
Dilutive Securities, Effect on Basic Earnings Per Share, Dilutive Convertible Securities	$ 189	$ 95	$ 189	$ 95
Weighted Average Number Diluted Shares Outstanding Adjustment	13,979	13,780	13,979	13,780
Net Income (Loss) Available to Common Stockholders, Diluted	$ 11,858	$ 10,909	$ 23,366	$ 19,582
DILUTED EARNINGS PER COMMON SHARE	$ 0.85	$ 0.79	$ 1.67	$ 1.42

Note 5_ Earnings Per Share_ E64

Note 5: Earnings Per Share: Earnings Per Share, Policy (Details) - shares	3 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Details
Options to purchase shares of common stock outstanding not included in computation of diluted earnings per share because exercise price greater than average market price	12,750	182,275

Note 6_ Investment Securities65

Note 6: Investment Securities: Schedule of Available-for-sale Securities Reconciliation (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Available-for-sale Securities, Amortized Cost Basis	$ 316,707
Available for Sale Securities, Fair Value	326,389
Available-for-sale Securities
Available-for-sale Securities, Amortized Cost Basis	316,707	$ 354,378
Available for sale Securities, Gross Unrealized Gain	10,444	12,442
Available For Sale Securities Gross Unrealized Losses	762	1,314
Available for Sale Securities, Fair Value	$ 326,389	$ 365,506
Available for Sale Securities Tax Equivalent Yield	2.72%	2.82%
US Government Agencies Debt Securities
Available-for-sale Securities, Amortized Cost Basis	$ 20,000	$ 20,000
Available For Sale Securities Gross Unrealized Losses	197	486
Available for Sale Securities, Fair Value	$ 19,803	$ 19,514
Available for Sale Securities Tax Equivalent Yield	2.00%	2.00%
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Available-for-sale Securities, Amortized Cost Basis	$ 221,842	$ 254,294
Available for sale Securities, Gross Unrealized Gain	3,544	4,325
Available For Sale Securities Gross Unrealized Losses	526	821
Available for Sale Securities, Fair Value	$ 224,860	$ 257,798
Available for Sale Securities Tax Equivalent Yield	1.79%	1.97%
US States and Political Subdivisions Debt Securities
Available-for-sale Securities, Amortized Cost Basis	$ 74,018	$ 79,237
Available for sale Securities, Gross Unrealized Gain	4,388	5,810
Available For Sale Securities Gross Unrealized Losses	39	7
Available for Sale Securities, Fair Value	$ 78,367	$ 85,040
Available for Sale Securities Tax Equivalent Yield	5.72%	5.76%
Equity Securities
Available-for-sale Securities, Amortized Cost Basis	$ 847	$ 847
Available for sale Securities, Gross Unrealized Gain	2,512	2,307
Available for Sale Securities, Fair Value	$ 3,359	$ 3,154

Note 6_ Investment Securities66

Note 6: Investment Securities: Schedule of Held-to-maturity Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Held-to-maturity securities fair value	$ 390	$ 499
US States and Political Subdivisions Debt Securities
Held to Maturity Securities Amortized Cost	353	450
Held to Maturity Securities Gross Unrealized Gains	37	49
Held-to-maturity securities fair value	$ 390	$ 499
Held to Maturity Securities Tax Equivalent Yield	7.37%	7.37%

Note 6_ Investment Securities67

Note 6: Investment Securities: Investments Classified by Contractual Maturity Date (Details) $ in Thousands	Jun. 30, 2015USD ($)
Details
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis	$ 254
Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value	266
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis	3,643
Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value	3,842
Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis	90,121
Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value	94,062
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost Basis	221,842
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	224,860
Available for Sale Securities Equity Securities Amortized Cost	847
Available for Sale Securities Equity Securities Fair Value	3,359
Available-for-sale Securities, Amortized Cost Basis	316,707
Available for Sale Securities, Fair Value	$ 326,389

Note 6_ Investment Securities68

Note 6: Investment Securities: Contractual Obligation, Fiscal Year Maturity Schedule (Details) $ in Thousands	Jun. 30, 2015USD ($)
Details
Held-to-maturity Securities, Debt Maturities, after One Through Five Years, Net Carrying Amount	$ 353
Held-to-maturity Securities, Debt Maturities, Year Two Through Five, Fair Value	$ 390

Note 6_ Investment Securities69

Note 6: Investment Securities: Investment, Policy (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Details
Fair value investments reported less than historical cost	$ 85,800	$ 106,000
Fair value investments reported less than historical cost percentage of investment portfolio	26.30%	29.00%

Note 6_ Investment Securities70

Note 6: Investment Securities: Unrealized Gain (Loss) on Investments (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Total Unrealized Losses And Estimated Fair Value
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	$ 21,559	$ 40,042
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(118)	(328)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	64,250	65,981
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(644)	(986)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	85,809	106,023
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(762)	(1,314)
US Government Agencies Debt Securities
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	20,000	20,000
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(197)	(486)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	20,000	20,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(197)	(486)
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	19,004	40,042
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(93)	(328)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	43,333	45,056
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(433)	(493)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	62,337	85,098
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	(526)	(821)
US States and Political Subdivisions Debt Securities
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	2,555
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Aggregate Loss	(25)
Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value	917	925
Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Aggregate Loss	(14)	(7)
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value	3,472	925
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss	$ (39)	$ (7)

Note 6_ Investment Securities71

Note 6: Investment Securities: Gross Gains and Losses on Sales of Available for Sale Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Details
Available-for-sale Securities, Gross Realized Gains	$ 0	$ 569	$ 0	$ 642
Available-for-sale Securities, Gross Realized Losses	$ 0	$ 0	$ 0	$ 0

Note 6_ Investment Securities72

Note 6: Investment Securities: Other Than Temporary Impairment Credit Losses Recognized in Earnings (Details) - Jun. 30, 2014 - USD ($) $ in Thousands	Total	Total
Reclassifications out of accumulated other comprehensive income	$ 370	$ 417
Amounts Reclassified From Other Comprehensive Income | Net Realized Gains On Sales Of Available For Sale Securities Total Reclassified Amount Before Tax
Available-for-sale Securities, Gross Unrealized Gain (Loss)	569	642
Amounts Reclassified From Other Comprehensive Income | Provision For Income Taxes
Available-for-sale Securities, Gross Unrealized Gain (Loss)	$ (199)	$ (225)

Note 7_ Loans and Allowance F73

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Loans Receivable weighted average interest rate	4.59%	4.66%
Consumer Loan
Loans Receivable	$ 76,581	$ 78,029
Automobile Loan
Loans Receivable	371,271	323,353
One To Four Family Residential Construction
Loans Receivable	38,476	40,361
Subdivision Construction
Loans Receivable	34,253	28,593
Land Development
Loans Receivable	48,574	52,096
Commercial Construction
Loans Receivable	459,907	392,929
Owner Occupied One To Four Family Residential
Loans Receivable	94,024	87,549
Non-Owner Occupied One To Four Family Residential
Loans Receivable	146,480	143,051
Commercial Real Estate
Loans Receivable	1,015,454	945,876
Other Residential
Loans Receivable	385,901	392,414
Commercial Business
Loans Receivable	391,674	354,012
Industrial Revenue Bonds
Loans Receivable	39,532	41,061
Home Equity Line of Credit
Loans Receivable	70,515	66,272
Acquired FDIC-covered loans, net of discount
Loans Receivable	266,371	286,608
AcquiredLoansNoLongerCoveredByFdicLossSharingAgreementsNetOfDiscountsMember
Loans Receivable	38,482	49,945
Acquired non-covered loans, net of discounts
Loans Receivable	110,865	121,982
Loans receivable, gross
Loans Receivable	3,588,360	3,404,131
Undisbursed Portion Of Loans In Process
Loans Receivable	(343,276)	(323,572)
Allowance for Loans and Leases Receivable
Loans Receivable	(39,698)	(38,435)
Deferred Loan Fees And Gains, Net
Loans Receivable	(3,009)	(3,276)
Loans Receivable
Loans Receivable	$ 3,202,377	$ 3,038,848

Note 7_ Loans and Allowance F74

Note 7: Loans and Allowance For Loan Losses: Schedule of Loans Classified by Aging Analysis (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Consumer Loan
Financing Receivable Recorded Investment 30 To 59 Days Past Due	$ 659	$ 1,301
Financing Receivable Recorded Investment 60 To 89 Days Past Due	235	260
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	515	801
Financing Receivable, Recorded Investment, Past Due	1,409	2,362
Financing Receivable, Recorded Investment, Current	75,172	75,667
Notes, Loans and Financing Receivable, Gross, Current	76,581	78,029
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	222	397
Automobile Loan
Financing Receivable Recorded Investment 30 To 59 Days Past Due	1,773	1,801
Financing Receivable Recorded Investment 60 To 89 Days Past Due	397	244
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	476	316
Financing Receivable, Recorded Investment, Past Due	2,646	2,361
Financing Receivable, Recorded Investment, Current	368,625	320,992
Notes, Loans and Financing Receivable, Gross, Current	371,271	323,353
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	4
One To Four Family Residential Construction
Financing Receivable, Recorded Investment, Current	38,476	40,361
Notes, Loans and Financing Receivable, Gross, Current	38,476	40,361
Subdivision Construction
Financing Receivable Recorded Investment 30 To 59 Days Past Due	306	109
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	56
Financing Receivable, Recorded Investment, Past Due	362	109
Financing Receivable, Recorded Investment, Current	33,891	28,484
Notes, Loans and Financing Receivable, Gross, Current	34,253	28,593
Land Development
Financing Receivable Recorded Investment 30 To 59 Days Past Due	34	110
Financing Receivable Recorded Investment 60 To 89 Days Past Due	106
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	11	255
Financing Receivable, Recorded Investment, Past Due	151	365
Financing Receivable, Recorded Investment, Current	48,423	51,731
Notes, Loans and Financing Receivable, Gross, Current	48,574	52,096
Commercial Construction
Financing Receivable, Recorded Investment, Current	459,907	392,929
Notes, Loans and Financing Receivable, Gross, Current	459,907	392,929
Owner Occupied One To Four Family Residential
Financing Receivable Recorded Investment 30 To 59 Days Past Due	68	2,037
Financing Receivable Recorded Investment 60 To 89 Days Past Due	120	441
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	760	1,029
Financing Receivable, Recorded Investment, Past Due	948	3,507
Financing Receivable, Recorded Investment, Current	93,076	84,042
Notes, Loans and Financing Receivable, Gross, Current	94,024	87,549
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing		170
Non-Owner Occupied One To Four Family Residential
Financing Receivable Recorded Investment 30 To 59 Days Past Due		583
Financing Receivable Recorded Investment 60 To 89 Days Past Due	101
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	212	296
Financing Receivable, Recorded Investment, Past Due	313	879
Financing Receivable, Recorded Investment, Current	146,167	142,172
Notes, Loans and Financing Receivable, Gross, Current	146,480	143,051
Commercial Real Estate
Financing Receivable Recorded Investment 30 To 59 Days Past Due	2,349	6,887
Financing Receivable Recorded Investment 60 To 89 Days Past Due	87
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	2,670	4,699
Financing Receivable, Recorded Investment, Past Due	5,106	11,586
Financing Receivable, Recorded Investment, Current	1,010,348	934,290
Notes, Loans and Financing Receivable, Gross, Current	1,015,454	945,876
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing		187
Other Residential
Financing Receivable, Recorded Investment, Current	385,901	392,414
Notes, Loans and Financing Receivable, Gross, Current	385,901	392,414
Commercial Business
Financing Receivable Recorded Investment 30 To 59 Days Past Due	190	59
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	215	411
Financing Receivable, Recorded Investment, Past Due	405	470
Financing Receivable, Recorded Investment, Current	391,269	353,542
Notes, Loans and Financing Receivable, Gross, Current	391,674	354,012
Industrial Revenue Bonds
Financing Receivable, Recorded Investment, Current	39,532	41,061
Notes, Loans and Financing Receivable, Gross, Current	39,532	41,061
Home Equity Line of Credit
Financing Receivable Recorded Investment 30 To 59 Days Past Due	128	89
Financing Receivable Recorded Investment 60 To 89 Days Past Due	105
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	194	340
Financing Receivable, Recorded Investment, Past Due	427	429
Financing Receivable, Recorded Investment, Current	70,088	65,843
Notes, Loans and Financing Receivable, Gross, Current	70,515	66,272
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing		22
Acquired FDIC-covered loans, net of discount
Financing Receivable Recorded Investment 30 To 59 Days Past Due	1,173	6,236
Financing Receivable Recorded Investment 60 To 89 Days Past Due	1,661	1,062
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	14,753	16,419
Financing Receivable, Recorded Investment, Past Due	17,587	23,717
Financing Receivable, Recorded Investment, Current	248,784	262,891
Notes, Loans and Financing Receivable, Gross, Current	266,371	286,608
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	747	194
Acquired loans not covered by FDIC loss sharing agreements, net of discounts
Financing Receivable Recorded Investment 30 To 59 Days Past Due	16
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	91
Financing Receivable, Recorded Investment, Past Due	107
Financing Receivable, Recorded Investment, Current	38,375
Notes, Loans and Financing Receivable, Gross, Current	38,482
Acquired non-covered loans, net of discounts
Financing Receivable Recorded Investment 30 To 59 Days Past Due	786	2,638
Financing Receivable Recorded Investment 60 To 89 Days Past Due	304	640
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	8,956	11,248
Financing Receivable, Recorded Investment, Past Due	10,046	14,526
Financing Receivable, Recorded Investment, Current	100,819	107,456
Notes, Loans and Financing Receivable, Gross, Current	110,865	121,982
Loans receivable, gross
Financing Receivable Recorded Investment 30 To 59 Days Past Due	7,482	22,604
Financing Receivable Recorded Investment 60 To 89 Days Past Due	3,116	2,693
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	28,909	36,057
Financing Receivable, Recorded Investment, Past Due	39,507	61,354
Financing Receivable, Recorded Investment, Current	3,548,853	3,342,777
Notes, Loans and Financing Receivable, Gross, Current	3,588,360	3,404,131
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	973	970
Less FDIC Supported Loans and Acquired Not Covered Loans, Net Of Discounts
Financing Receivable Recorded Investment 30 To 59 Days Past Due	1,975	9,628
Financing Receivable Recorded Investment 60 To 89 Days Past Due	1,965	1,748
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	23,800	27,910
Financing Receivable, Recorded Investment, Past Due	27,740	39,286
Financing Receivable, Recorded Investment, Current	387,978	419,249
Notes, Loans and Financing Receivable, Gross, Current	415,718	458,535
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	747	194
Loans Receivable
Financing Receivable Recorded Investment 30 To 59 Days Past Due	5,507	12,976
Financing Receivable Recorded Investment 60 To 89 Days Past Due	1,151	945
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due	5,109	8,147
Financing Receivable, Recorded Investment, Past Due	11,767	22,068
Financing Receivable, Recorded Investment, Current	3,160,875	2,923,528
Notes, Loans and Financing Receivable, Gross, Current	3,172,642	2,945,596
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	$ 226	776
AcquiredLoansNoLongerCoveredByFdicLossSharingAgreementsNetOfDiscountsMember
Financing Receivable Recorded Investment 30 To 59 Days Past Due		754
Financing Receivable Recorded Investment 60 To 89 Days Past Due		46
Financing Receivable Recorded Investment Equal To Greater Than 90 Days Past Due		243
Financing Receivable, Recorded Investment, Past Due		1,043
Financing Receivable, Recorded Investment, Current		48,902
Notes, Loans and Financing Receivable, Gross, Current		$ 49,945

Note 7_ Loans and Allowance F75

Note 7: Loans and Allowance For Loan Losses: Schedule of Financing Receivables NonAccrual Status (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Consumer Loan
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 293	$ 404
Automobile Loan
Financing Receivable, Recorded Investment, Nonaccrual Status	472	316
Subdivision Construction
Financing Receivable, Recorded Investment, Nonaccrual Status	56
Land Development
Financing Receivable, Recorded Investment, Nonaccrual Status	11	255
Owner Occupied One To Four Family Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	760	859
Non-Owner Occupied One To Four Family Residential
Financing Receivable, Recorded Investment, Nonaccrual Status	212	296
Commercial Real Estate
Financing Receivable, Recorded Investment, Nonaccrual Status	2,670	4,512
Commercial Business
Financing Receivable, Recorded Investment, Nonaccrual Status	215	411
Home Equity Line of Credit
Financing Receivable, Recorded Investment, Nonaccrual Status	194	318
Loans Receivable Nonaccrual
Financing Receivable, Recorded Investment, Nonaccrual Status	$ 4,883	$ 7,371

Note 7_ Loans and Allowance F76

Note 7: Loans and Allowance For Loan Losses: Allowance for Credit Losses on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Provision for loan losses	$ 1,300	$ 1,462	$ 2,600	$ 3,154
One To Four Family Residential Construction
Provision for Loan Losses Expensed	(110)	915	446	367
Financing Receivable, Allowance for Credit Losses, Write-downs	(80)	(505)	(220)	(1,697)
Allowance for Doubtful Accounts Receivable, Recoveries	91	25	205	168
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	663		663		$ 829
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,044		3,044		2,532
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			179		94
Financing Receivable, Individually Evaluated for Impairment	9,992		9,992		11,488
Financing Receivable, Collectively Evaluated for Impairment	303,241		303,241		288,066
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	209,627		209,627		234,158
One To Four Family Residential Construction | Beginning of period
Provision for loan losses	3,985	4,638	3,455	6,235
One To Four Family Residential Construction | End of period
Provision for loan losses	3,886	5,073	3,886	5,073
Other Residential
Provision for Loan Losses Expensed	524	(281)	384	(968)
Financing Receivable, Allowance for Credit Losses, Write-downs		(2)	(2)	(2)
Allowance for Doubtful Accounts Receivable, Recoveries	9	8	19	15
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,323		3,323		2,923
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			19		18
Financing Receivable, Individually Evaluated for Impairment	9,729		9,729		9,804
Financing Receivable, Collectively Evaluated for Impairment	376,172		376,172		382,610
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	47,199		47,199		48,470
Other Residential | Beginning of period
Provision for loan losses	2,809	1,998	2,941	2,678
Other Residential | End of period
Provision for loan losses	3,342	1,723	3,342	1,723
Commercial Real Estate
Provision for Loan Losses Expensed	(146)	(1,629)	239	(134)
Financing Receivable, Allowance for Credit Losses, Write-downs	(2)	(338)	(4)	(719)
Allowance for Doubtful Accounts Receivable, Recoveries	123		183	390
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	2,130		2,130		1,751
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	16,752		16,752		16,671
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			1,309		1,351
Financing Receivable, Individually Evaluated for Impairment	25,891		25,891		28,641
Financing Receivable, Collectively Evaluated for Impairment	989,563		989,563		917,235
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	90,814		90,814		107,278
Commercial Real Estate | Beginning of period
Provision for loan losses	20,216	18,443	19,773	16,939
Commercial Real Estate | End of period
Provision for loan losses	20,191	16,476	20,191	16,476
Commercial Construction
Provision for Loan Losses Expensed	(77)	1,110	(190)	3,693
Financing Receivable, Allowance for Credit Losses, Write-downs		(95)	(197)	(130)
Allowance for Doubtful Accounts Receivable, Recoveries	9	163	113	222
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	1,411		1,411		1,507
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	1,671		1,671		1,905
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			206		150
Financing Receivable, Individually Evaluated for Impairment	7,334		7,334		7,601
Financing Receivable, Collectively Evaluated for Impairment	501,147		501,147		437,424
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	6,726		6,726		1,937
Commercial Construction | Beginning of period
Provision for loan losses	3,356	7,071	3,562	4,464
Commercial Construction | End of period
Provision for loan losses	3,288	8,249	3,288	8,249
Commercial Business
Provision for Loan Losses Expensed	423	979	890	(1,182)
Financing Receivable, Allowance for Credit Losses, Write-downs	(551)	(738)	(775)	(2,687)
Allowance for Doubtful Accounts Receivable, Recoveries	175		198
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	261		261		823
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	3,693		3,693		2,805
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			38		51
Financing Receivable, Individually Evaluated for Impairment	1,567		1,567		2,725
Financing Receivable, Collectively Evaluated for Impairment	429,639		429,639		392,348
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	14,284		14,284		17,789
Commercial Business | Beginning of period
Provision for loan losses	3,945	2,341	3,679	6,451
Commercial Business | End of period
Provision for loan losses	3,992	2,582	3,992	2,582
Consumer
Provision for Loan Losses Expensed	686	368	831	1,378
Financing Receivable, Allowance for Credit Losses, Write-downs	(935)	(764)	(2,082)	(1,784)
Allowance for Doubtful Accounts Receivable, Recoveries	488	591	1,225	1,036
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	243		243		232
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	4,352		4,352		4,321
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			404		472
Financing Receivable, Individually Evaluated for Impairment	1,558		1,558		1,480
Financing Receivable, Collectively Evaluated for Impairment	516,809		516,809		466,174
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	47,068		47,068		48,903
Consumer | Beginning of period
Provision for loan losses	4,760	3,784	5,025	3,349
Consumer | End of period
Provision for loan losses	4,999	3,979	4,999	3,979
Loans Receivable
Provision for Loan Losses Expensed	1,300	1,462	2,600	3,154
Financing Receivable, Allowance for Credit Losses, Write-downs	(1,568)	(2,442)	(3,280)	(7,019)
Allowance for Doubtful Accounts Receivable, Recoveries	895	787	1,943	1,831
Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment	4,708		4,708		5,142
Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment	32,835		32,835		31,157
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Provision for Loan Losses			2,155		2,136
Financing Receivable, Individually Evaluated for Impairment	56,071		56,071		61,739
Financing Receivable, Collectively Evaluated for Impairment	3,116,571		3,116,571		2,883,857
All Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Not Accounted for Using Income Recognition Model	415,718		415,718		$ 458,535
Loans Receivable | Beginning of period
Provision for loan losses	39,071	38,275	38,435	40,116
Loans Receivable | End of period
Provision for loan losses	$ 39,698	$ 38,082	$ 39,698	$ 38,082

Note 7_ Loans and Allowance F77

Note 7: Loans and Allowance For Loan Losses: Impaired Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014	Dec. 31, 2014
Consumer Loan
Impaired Financing Receivable, Recorded Investment	$ 604	$ 738	$ 604	$ 738	$ 629
Impaired Financing Receivable, Unpaid Principal Balance	756	856	756	856	765
Impaired Financing Receivable, Related Allowance	91	111	91	111	94
Impaired Financing Receivable, Average Recorded Investment	569	714	575	696	676
Impaired Financing Receivable Interest Income Recognized	16	24	33	42	71
Automobile Loan
Impaired Financing Receivable, Recorded Investment	561	187	561	187	420
Impaired Financing Receivable, Unpaid Principal Balance	604	215	604	215	507
Impaired Financing Receivable, Related Allowance	84	28	84	28	63
Impaired Financing Receivable, Average Recorded Investment	456	160	440	166	219
Impaired Financing Receivable Interest Income Recognized	14	5	21	7	37
One To Four Family Residential Construction
Impaired Financing Receivable, Recorded Investment	467	170	467	170	1,312
Impaired Financing Receivable, Unpaid Principal Balance	467	170	467	170	1,312
Impaired Financing Receivable, Average Recorded Investment	660	57	815	28	173
Impaired Financing Receivable Interest Income Recognized	12	3	28	3	76
Subdivision Construction
Impaired Financing Receivable, Recorded Investment	4,361	1,707	4,361	1,707	4,540
Impaired Financing Receivable, Unpaid Principal Balance	4,418	1,783	4,418	1,783	4,540
Impaired Financing Receivable, Related Allowance	223	585	223	585	344
Impaired Financing Receivable, Average Recorded Investment	4,421	2,310	4,452	2,720	2,593
Impaired Financing Receivable Interest Income Recognized	53	8	106	30	226
Land Development
Impaired Financing Receivable, Recorded Investment	7,334	7,600	7,334	7,600	7,601
Impaired Financing Receivable, Unpaid Principal Balance	7,337	8,024	7,337	8,024	8,044
Impaired Financing Receivable, Related Allowance	1,411	1,531	1,411	1,531	1,507
Impaired Financing Receivable, Average Recorded Investment	7,339	10,937	7,424	11,779	9,691
Impaired Financing Receivable Interest Income Recognized	66	42	132	143	292
Owner Occupied One To Four Family Residential
Impaired Financing Receivable, Recorded Investment	3,555	5,149	3,555	5,149	3,747
Impaired Financing Receivable, Unpaid Principal Balance	3,819	5,490	3,819	5,490	4,094
Impaired Financing Receivable, Related Allowance	370	581	370	581	407
Impaired Financing Receivable, Average Recorded Investment	3,681	5,101	3,832	5,318	4,808
Impaired Financing Receivable Interest Income Recognized	39	60	88	112	212
Non-Owner Occupied One To Four Family Residential
Impaired Financing Receivable, Recorded Investment	1,609	4,534	1,609	4,534	1,889
Impaired Financing Receivable, Unpaid Principal Balance	1,826	4,680	1,826	4,680	2,113
Impaired Financing Receivable, Related Allowance	70	457	70	457	78
Impaired Financing Receivable, Average Recorded Investment	1,688	4,140	1,737	3,930	4,010
Impaired Financing Receivable Interest Income Recognized	20	69	45	110	94
Commercial Real Estate
Impaired Financing Receivable, Recorded Investment	25,891	30,744	25,891	30,744	28,641
Impaired Financing Receivable, Unpaid Principal Balance	27,250	33,200	27,250	33,200	30,781
Impaired Financing Receivable, Related Allowance	2,130	1,507	2,130	1,507	1,751
Impaired Financing Receivable, Average Recorded Investment	26,275	29,958	26,456	30,541	29,808
Impaired Financing Receivable Interest Income Recognized	326	360	630	690	1,253
Other Residential
Impaired Financing Receivable, Recorded Investment	9,729	10,586	9,729	10,586	9,804
Impaired Financing Receivable, Unpaid Principal Balance	9,729	10,586	9,729	10,586	9,804
Impaired Financing Receivable, Average Recorded Investment	9,742	10,734	9,761	10,845	10,469
Impaired Financing Receivable Interest Income Recognized	93	120	180	210	407
Commercial Business
Impaired Financing Receivable, Recorded Investment	1,567	2,183	1,567	2,183	2,725
Impaired Financing Receivable, Unpaid Principal Balance	1,591	2,203	1,591	2,203	2,750
Impaired Financing Receivable, Related Allowance	261	606	261	606	823
Impaired Financing Receivable, Average Recorded Investment	1,962	1,847	2,216	2,904	2,579
Impaired Financing Receivable Interest Income Recognized	19	47	47	68	158
Industrial Revenue Bonds
Impaired Financing Receivable, Recorded Investment		3,651		3,651
Impaired Financing Receivable, Unpaid Principal Balance		4,585		4,585
Impaired Financing Receivable, Average Recorded Investment		2,933		2,815	2,644
Impaired Financing Receivable Interest Income Recognized		303		303
Home Equity Line of Credit
Impaired Financing Receivable, Recorded Investment	393	436	393	436	431
Impaired Financing Receivable, Unpaid Principal Balance	492	460	492	460	476
Impaired Financing Receivable, Related Allowance	68	92	68	92	75
Impaired Financing Receivable, Average Recorded Investment	404	441	405	484	461
Impaired Financing Receivable Interest Income Recognized	4		13	14	25
Loans Receivable Impaired
Impaired Financing Receivable, Recorded Investment	56,071	67,685	56,071	67,685	61,739
Impaired Financing Receivable, Unpaid Principal Balance	58,289	72,252	58,289	72,252	65,186
Impaired Financing Receivable, Related Allowance	4,708	5,498	4,708	5,498	5,142
Impaired Financing Receivable, Average Recorded Investment	57,197	69,332	58,113	72,226	68,131
Impaired Financing Receivable Interest Income Recognized	$ 662	$ 1,041	$ 1,323	$ 1,732	$ 2,851

Note 7_ Loans and Allowance F78

Note 7: Loans and Allowance For Loan Losses: Impaired Loans Specific Valuation Allowance (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Details
Impaired Loans With Specific Valuation Allowance	$ 19,600	$ 20,000
Impaired Loans Valuation Allowance	$ 4,700	$ 5,100

Note 7_ Loans and Allowance F79

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings on Financing Receivables (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2015	Dec. 31, 2014
Troubled Debt Restructurings Total Modifications	$ 45,400		$ 47,600
Total Newly Restructured Loans
Troubled Debt Restructuring Loans Modified Term	245	$ 372
Troubled Debt Restructurings Total Modifications	245	372
Mortgage loan on real estate | One To Four Family Residential
Troubled Debt Restructuring Loans Modified Term	82	209
Troubled Debt Restructurings Total Modifications	82	209
Mortgage loan on real estate | Commercial Real Estate
Troubled Debt Restructuring Loans Modified Term	115	115
Troubled Debt Restructurings Total Modifications	115	115
Mortgage loan on real estate | Consumer Loan
Troubled Debt Restructuring Loans Modified Term	48	48
Troubled Debt Restructurings Total Modifications	$ 48	$ 48

Note 7_ Loans and Allowance F80

Note 7: Loans and Allowance For Loan Losses: Loans Modified in Troubled Debt Restructurings by Segment (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Jun. 30, 2015	Dec. 31, 2014
Troubled Debt Restructurings Total Modifications	$ 45,400	$ 47,600
Troubled Debt Restructurings Accruing Interest	43,300	39,200
Substandard
Troubled Debt Restructurings	16,600	18,300
Construction And Land Development
Troubled Debt Restructured Loans and Impaired	8,000	8,300
Single Family And Multi-Family Residential Mortgage Loans
Troubled Debt Restructured Loans and Impaired	13,400	13,800
Commercial Real Estate
Troubled Debt Restructured Loans and Impaired	22,700	23,300
Commercial Business
Troubled Debt Restructured Loans and Impaired	963	1,900
Consumer Loan
Troubled Debt Restructured Loans and Impaired	$ 294	$ 324

Note 7_ Loans and Allowance F81

Note 7: Loans and Allowance For Loan Losses: Troubled Debt Restructurings Returned to Accrual Status (Details) - Jun. 30, 2015 - USD ($) $ in Thousands	Total	Total
Troubled Debt Restructurings Returned to Accrual Status	$ 1	$ 768
Residential Mortgage
Troubled Debt Restructurings Returned to Accrual Status	711
Commercial Business
Troubled Debt Restructurings Returned to Accrual Status	29
Consumer Loan
Troubled Debt Restructurings Returned to Accrual Status	22
Construction And Land Development
Troubled Debt Restructurings Returned to Accrual Status	$ 6

Note 7_ Loans and Allowance F82

Note 7: Loans and Allowance For Loan Losses: Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Satisfactory | Consumer Loan
Loan Portfolio Internal Grading System Classification	$ 76,122	$ 77,507
Satisfactory | Automobile Loan
Loan Portfolio Internal Grading System Classification	370,770	323,002
Satisfactory | One To Four Family Residential Construction
Loan Portfolio Internal Grading System Classification	38,009	39,049
Satisfactory | Subdivision Construction
Loan Portfolio Internal Grading System Classification	30,153	24,269
Satisfactory | Land Development
Loan Portfolio Internal Grading System Classification	37,603	41,035
Satisfactory | Commercial Construction
Loan Portfolio Internal Grading System Classification	459,907	392,929
Satisfactory | Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	91,783	85,041
Satisfactory | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	144,892	141,198
Satisfactory | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	977,324	901,167
Satisfactory | Other Residential
Loan Portfolio Internal Grading System Classification	374,377	380,811
Satisfactory | Commercial Business
Loan Portfolio Internal Grading System Classification	389,655	351,744
Satisfactory | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	39,532	40,037
Satisfactory | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	70,122	65,841
Satisfactory | Acquired FDIC-covered loans, net of discount
Loan Portfolio Internal Grading System Classification	265,833	286,049
Satisfactory | Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts
Loan Portfolio Internal Grading System Classification	38,343	48,592
Satisfactory | Acquired non-covered loans, net of discounts
Loan Portfolio Internal Grading System Classification	110,798	121,982
Satisfactory | Loans Receivable
Loan Portfolio Internal Grading System Classification	3,515,223	3,320,253
Watch | Consumer Loan
Loan Portfolio Internal Grading System Classification		3
Watch | Subdivision Construction
Loan Portfolio Internal Grading System Classification	269	21
Watch | Land Development
Loan Portfolio Internal Grading System Classification	5,432	5,000
Watch | Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	596	745
Watch | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	531	580
Watch | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	28,349	32,155
Watch | Other Residential
Loan Portfolio Internal Grading System Classification	9,569	9,647
Watch | Commercial Business
Loan Portfolio Internal Grading System Classification	1,322	423
Watch | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification		1,024
Watch | Loans Receivable
Loan Portfolio Internal Grading System Classification	46,068	49,598
Substandard | Consumer Loan
Loan Portfolio Internal Grading System Classification	459	519
Substandard | Automobile Loan
Loan Portfolio Internal Grading System Classification	501	351
Substandard | One To Four Family Residential Construction
Loan Portfolio Internal Grading System Classification	467	1,312
Substandard | Subdivision Construction
Loan Portfolio Internal Grading System Classification	3,831	4,303
Substandard | Land Development
Loan Portfolio Internal Grading System Classification	5,539	6,061
Substandard | Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	1,645	1,763
Substandard | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	1,057	1,273
Substandard | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	9,781	12,554
Substandard | Other Residential
Loan Portfolio Internal Grading System Classification	1,955	1,956
Substandard | Commercial Business
Loan Portfolio Internal Grading System Classification	697	1,845
Substandard | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	393	431
Substandard | Acquired FDIC-covered loans, net of discount
Loan Portfolio Internal Grading System Classification	538	559
Substandard | Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts
Loan Portfolio Internal Grading System Classification	139	1,353
Substandard | Acquired non-covered loans, net of discounts
Loan Portfolio Internal Grading System Classification	67
Substandard | Loans Receivable
Loan Portfolio Internal Grading System Classification	27,069	34,280
Total For Portfolio | Consumer Loan
Loan Portfolio Internal Grading System Classification	76,581	78,029
Total For Portfolio | Automobile Loan
Loan Portfolio Internal Grading System Classification	371,271	323,353
Total For Portfolio | One To Four Family Residential Construction
Loan Portfolio Internal Grading System Classification	38,476	40,361
Total For Portfolio | Subdivision Construction
Loan Portfolio Internal Grading System Classification	34,253	28,593
Total For Portfolio | Land Development
Loan Portfolio Internal Grading System Classification	48,574	52,096
Total For Portfolio | Commercial Construction
Loan Portfolio Internal Grading System Classification	459,907	392,929
Total For Portfolio | Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	94,024	87,549
Total For Portfolio | Non-Owner Occupied One To Four Family Residential
Loan Portfolio Internal Grading System Classification	146,480	143,051
Total For Portfolio | Commercial Real Estate
Loan Portfolio Internal Grading System Classification	1,015,454	945,876
Total For Portfolio | Other Residential
Loan Portfolio Internal Grading System Classification	385,901	392,414
Total For Portfolio | Commercial Business
Loan Portfolio Internal Grading System Classification	391,674	354,012
Total For Portfolio | Industrial Revenue Bonds
Loan Portfolio Internal Grading System Classification	39,532	41,061
Total For Portfolio | Home Equity Line of Credit
Loan Portfolio Internal Grading System Classification	70,515	66,272
Total For Portfolio | Acquired FDIC-covered loans, net of discount
Loan Portfolio Internal Grading System Classification	266,371	286,608
Total For Portfolio | Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts
Loan Portfolio Internal Grading System Classification	38,482	49,945
Total For Portfolio | Acquired non-covered loans, net of discounts
Loan Portfolio Internal Grading System Classification	110,865	121,982
Total For Portfolio | Loans Receivable
Loan Portfolio Internal Grading System Classification	$ 3,588,360	$ 3,404,131

Note 8_ Acquired Loans, Loss 83

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Impact of Adjustments of Acquired Loans on Financial Results (Details) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015USD ($)$ / shares	Jun. 30, 2014USD ($)$ / shares	Jun. 30, 2015USD ($)$ / shares	Jun. 30, 2014USD ($)$ / shares
Details
Impact of acquired loan pools on net interest income	$ 7,259	$ 9,085	$ 16,221	$ 16,988
Impact of acquired loan pools on net interest margin (in basis points)	78	107	88
Impact of acquired loan pools on non-interest income	$ (5,374)	$ (7,469)	$ (12,052)	(13,805)
Net impact of acquired loan pools to pre-tax income	1,885	1,616	4,169	3,183
Net impact of acquired loan pools to net of taxes	$ 1,225	$ 1,050	$ 2,710	$ 2,069
Impact of acquired loan pools to diluted earnings per common share | $ / shares	$ 0.09	$ 0.08	$ 0.19	$ 0.15

Note 8_ Acquired Loans, Loss 84

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: FDIC Indemnification Asset Roll Forward (Details) - USD ($) $ in Thousands	Jun. 30, 2015		Dec. 31, 2014
FDIC indemnification asset	$ 32,177		$ 44,334
TeamBank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	34,204		43,855
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(1,619)		(1,923)
Original estimated fair value of assets, net of activity since acquisition date	(32,440)		(41,560)
Expected loss remaining	$ 145		$ 372
Assumed loss sharing recovery percentage	92.00%		85.00%
Estimated loss sharing value	$ 133		$ 315
Indemnification assets to be amortized resulting from change in expected losses	340		359
FDIC indemnification asset	473		674
TeamBank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	21		132
Original estimated fair value of assets, net of activity since acquisition date	(21)		(119)
Expected loss remaining			$ 13
Assumed loss sharing recovery percentage			77.00%
Estimated loss sharing value			$ 10
FDIC indemnification asset			10
Vantus Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	35,556		42,138
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(654)		(504)
Original estimated fair value of assets, net of activity since acquisition date	(34,649)		(40,997)
Expected loss remaining	$ 253		$ 637
Assumed loss sharing recovery percentage	61.00%		72.00%
Estimated loss sharing value	$ 154	[1]	$ 461
Indemnification assets to be amortized resulting from change in expected losses	457		324
FDIC indemnification asset	611		785
Vantus Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	899		1,084
Original estimated fair value of assets, net of activity since acquisition date	(709)		(894)
Expected loss remaining	$ 190		$ 190
Assumed loss sharing recovery percentage	0.00%		0.00%
Sun Security Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	$ 51,172		$ 59,618
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(2,554)		(3,341)
Original estimated fair value of assets, net of activity since acquisition date	(45,584)		(52,166)
Expected loss remaining	$ 3,034		$ 4,111
Assumed loss sharing recovery percentage	60.00%		65.00%
Estimated loss sharing value	$ 1,815		$ 2,676
Indemnification assets to be amortized resulting from change in expected losses	2,035		2,662
FDIC indemnification asset	3,735		5,071
Accretable Discount on FDIC Indemnification Asset	(115)		(267)
Sun Security Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	736		2,325
Original estimated fair value of assets, net of activity since acquisition date	(646)		(1,488)
Expected loss remaining	$ 90		$ 837
Assumed loss sharing recovery percentage	80.00%		80.00%
Estimated loss sharing value	$ 72		$ 670
FDIC indemnification asset	9		606
Accretable Discount on FDIC Indemnification Asset	(63)		(64)
InterBank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	222,865		244,977
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(11,773)		(19,566)
Original estimated fair value of assets, net of activity since acquisition date	(192,181)		(201,830)
Expected loss remaining	$ 20,034		$ 24,942
Assumed loss sharing recovery percentage	83.00%		82.00%
Estimated loss sharing value	$ 16,583	[2]	$ 20,509
Indemnification assets to be amortized resulting from change in expected losses	9,418		15,652
FDIC indemnification asset	26,808		36,814
Accretable Discount on FDIC Indemnification Asset	(2,266)		(2,967)
Non-credit premium (discount), net of activity since acquisition date	1,123		1,361
FDIC loss share clawback	3,073		3,620
InterBank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	2,837		4,494
Original estimated fair value of assets, net of activity since acquisition date	(2,118)		(3,986)
Expected loss remaining	$ 719		$ 508
Assumed loss sharing recovery percentage	80.00%		80.00%
Estimated loss sharing value	$ 575	[2]	$ 406
FDIC indemnification asset	542		373
Accretable Discount on FDIC Indemnification Asset	(33)		(33)
Valley Bank Loans
Initial basis for loss sharing determination, net of activity since acquisition date	132,354		145,845
Reclassification from nonaccretable discount to accretable discount due to change in expected losses (net of accretion to date)	(2,227)		(1,519)
Original estimated fair value of assets, net of activity since acquisition date	(110,864)		(121,982)
Expected loss remaining	20,357		23,858
Non-credit premium (discount), net of activity since acquisition date	1,094		1,514
Valley Bank Foreclosed Assets
Initial basis for loss sharing determination, net of activity since acquisition date	539		778
Original estimated fair value of assets, net of activity since acquisition date	$ (539)		$ (778)
[1]	Includes $152,000 impairment of indemnification asset for foreclosed assets. Resolution of certain items related to commercial foreclosed assets did not occur prior to the expiration of the non-single-family loss sharing agreement for Vantus Bank on September 30, 2014.
[2]	Includes $400,000 impairment of indemnification asset for loans

Note 8_ Acquired Loans, Loss 85

Note 8: Acquired Loans, Loss Sharing Agreements and FDIC Indemnification Assets: Schedule of Accretable Yield Changes for Acquired Loans (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2015		Jun. 30, 2014		Jun. 30, 2015		Jun. 30, 2014
TeamBank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	$ (713)		$ (976)		$ (2,114)		$ (2,282)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	(496)	[1]	1,047	[1]	(11)	[2]	2,314	[2]
TeamBank | Beginning of period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	5,949		7,363		6,865		7,402
TeamBank | End of period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	4,740		7,434		4,740		7,434
Vantus Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(710)		(1,000)		(1,391)		(2,131)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	154	[1]	427	[1]	913	[2]	984	[2]
Vantus Bank | Beginning of period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	4,531		5,151		4,453		5,725
Vantus Bank | End of period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	3,975		4,578		3,975		4,578
Sun Security Bank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(1,365)		(2,407)		(3,318)		(5,224)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	649	[1]	1,827	[1]	2,050	[2]	3,538	[2]
Sun Security Bank | Beginning of period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	7,400		10,007		7,952		11,113
Sun Security Bank | End of period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	6,684		9,427		6,684		9,427
InterBank
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(7,797)		(10,038)		(16,997)		(18,402)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	716	[1]	12,173	[1]	5,632	[2]	19,415	[2]
InterBank | Beginning of period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	31,808		38,973		36,092		40,095
InterBank | End of period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	24,727		41,108		24,727		41,108
Valley Bank
Certain Loans Acquired in Transfer Accounted for as Debt Securities, Accretable Yield, Additions					23,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion	(2,357)		(165)		(4,860)		(165)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference	636	[1]			3,094	[2]
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Additions							23,000
Valley Bank | Beginning of period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	11,087				11,132
Valley Bank | End of period
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Period Increase (Decrease)	$ 9,366		$ 22,835		$ 9,366		$ 22,835
[1]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the three months ended June 30, 2015, totaling $(496,000), $154,000, $649,000, $716,000 and $(264,000), respectively, and for the three months ended June 30, 2014, totaling $1.0 million, $427,000, $352,000, $448,000 and $-0-, respectively.
[2]	Represents increases in estimated cash flows expected to be received from the acquired loan pools, primarily due to lower estimated credit losses. The numbers also include changes in expected accretion of the loan pools for TeamBank, Vantus Bank, Sun Security Bank, InterBank and Valley Bank for the six months ended June 30, 2015, totaling $(176,000), $527,000, $1.1 million, $1.6 million and $344,000, respectively, and for the six months ended June 30, 2014, totaling $2.3 million, $984,000, $1.4 million, $1.7 million and $-0-, respectively.

Note 9_ Other Real Estate Own86

Note 9: Other Real Estate Owned: Schedule of Major Classifications of Foreclosed Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Other Real Estate Owned, Net	$ 39,997	$ 45,838
Foreclosed Assets Held For Sale | One To Four Family Residential Construction
Foreclosed Assets		223
Foreclosed Assets Held For Sale | Subdivision Construction
Foreclosed Assets	9,486	9,857
Foreclosed Assets Held For Sale | Land Development
Foreclosed Assets	16,102	17,168
Foreclosed Assets Held For Sale | One To Four Family Residential
Foreclosed Assets	1,986	3,353
Foreclosed Assets Held For Sale | Other Residential
Foreclosed Assets	2,150	2,625
Foreclosed Assets Held For Sale | Commercial Real Estate
Foreclosed Assets	3,551	1,632
Foreclosed Assets Held For Sale | Commercial Business
Foreclosed Assets	48	59
Foreclosed Assets Held For Sale | Consumer
Foreclosed Assets	553	624
Foreclosed Assets Held For Sale | Foreclosed Assets Before FDIC Supported Foreclosed Assets
Foreclosed Assets	33,876	35,541
Foreclosed Assets Held For Sale | FDIC Supported Foreclosed Assets Net Of Discounts
Foreclosed Assets	2,827	5,695
Foreclosed Assets Held For Sale | Acquired foreclosed assets no longer covered by FDIC loss sharing agreements, net of discounts
Foreclosed Assets	709	879
Foreclosed Assets Held For Sale | Acquired loans not covered by FDIC loss sharing agreements, net of discounts
Foreclosed Assets	539	778
Foreclosed Assets Held For Sale, Net
Foreclosed Assets	37,951	42,893
Other real estate owned not acquired through foreclosure
Other Real Estate Owned, Net	$ 2,046	$ 2,945

Note 9_ Other Real Estate Own87

Note 9: Other Real Estate Owned: Schedule of Expenses Applicable to Foreclosed Assets (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Details
Loss (Gain) on Sales of Foreclosed Assets	$ (484)	$ (203)	$ (609)	$ (54)
Valuation write-downs on foreclosed assets	139	1,019	191	1,199
Operating expenses, net of rental income	663	526	1,121	1,047
Total foreclosed assets expenses	$ 318	$ 1,342	$ 703	$ 2,192

Note 10_ Deposits_ Schedule o88

Note 10: Deposits: Schedule of Deposit Liabilities (Details) - USD ($) $ in Thousands		Jun. 30, 2015	Dec. 31, 2014
Deposits		$ 3,196,318	$ 2,990,840
Non-Interest Bearing Demand Deposits
Deposits		543,888	518,266
Interest Bearing Demand And Savings Deposits
Deposits	[1]	1,388,078	1,375,100
Total Deposits
Deposits		3,196,318	2,990,840
Bank Time Deposits | 0.00% - 0.99%
Deposits		889,872	798,932
Bank Time Deposits | 1.00% - 1.99%
Deposits		317,674	227,476
Bank Time Deposits | 2.00% - 2.99%
Deposits		52,513	61,146
Bank Time Deposits | 3.00% - 3.99%
Deposits		2,594	8,065
Bank Time Deposits | 4.00% - 4.99%
Deposits		1,361	1,435
Bank Time Deposits | 5% and above
Deposits		338	420
Bank Time Deposits | Total Time Deposits
Deposits	[2]	$ 1,264,352	$ 1,097,474
[1]	(0.21% - 0.19%)
[2]	(0.83% - 0.78%)

Note 11_ Advances From Federa89

Note 11: Advances From Federal Home Loan Bank: Federal Home Loan Bank, Advances (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Federal Home Loan Bank advances	$ 193,594	$ 271,641
Due in 2015
Federal Home Loan Bank advances	$ 162,033	$ 240,065
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	0.46%	0.41%
Due in 2016
Federal Home Loan Bank advances	$ 70	$ 70
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.14%	5.14%
Due in 2017
Federal Home Loan Bank advances	$ 30,826	$ 30,826
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	3.26%	3.26%
Due in 2018
Federal Home Loan Bank advances	$ 81	$ 81
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.14%	5.14%
Due in 2019
Federal Home Loan Bank advances	$ 28	$ 28
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.14%	5.14%
Due In 2020 And Thereafter
Federal Home Loan Bank advances	$ 500	$ 500
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	5.54%	5.54%
Federal Home Loan Bank Advances, Gross
Federal Home Loan Bank advances	$ 193,538	$ 271,570
Federal Home Loan Bank, Advances, Weighted Average Interest Rate	0.92%	0.75%
Federal Home Loan Bank Advances Unamortized Fair Value Adjustment
Federal Home Loan Bank advances	$ 56	$ 71
Federal Home Loan Bank Advances, Net
Federal Home Loan Bank advances	$ 193,594	$ 271,641

Note 12_ Securities Sold Unde90

Note 12: Securities Sold Under Reverse Repurchase Agreements: Schedule of Repurchase Agreements (Details) - Financial Assets Sold under Agreement to Repurchase - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	$ 216,100	$ 168,993
Maturity Overnight | Federal Home Loan Bank Certificates and Obligations (FHLB)
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	41,000	10,000
Maturity Overnight | Mortgage Backed Securities, Other
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	$ 175,100	$ 158,993

Note 13_ Income Taxes (Details)

Note 13: Income Taxes (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Details
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	35.00%	35.00%	35.00%	35.00%
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Percent	(1.80%)	(3.10%)	(2.40%)	(3.40%)
Effective Income Tax Rate Reconciliation, Tax Credit, Percent	(8.00%)	(9.20%)	(8.10%)	(9.60%)
Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Percent	1.30%	1.60%	1.10%	1.40%
Effective Income Tax Rate Reconciliation, Other Adjustments, Percent	(0.40%)	0.70%	(0.10%)	0.30%
Effective Income Tax Rate Reconciliation, Percent	26.10%	25.00%	25.50%	23.70%

Note 14_ Disclosures About Fa92

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
US Government Agencies Debt Securities
Assets, Fair Value Disclosure, Recurring	$ 19,803	$ 19,514
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Assets, Fair Value Disclosure, Recurring	224,860	257,798
US States and Political Subdivisions Debt Securities
Assets, Fair Value Disclosure, Recurring	78,367	85,040
Equity Securities
Assets, Fair Value Disclosure, Recurring	3,359	3,154
Mortgage Servicing Rights
Assets, Fair Value Disclosure, Recurring	166	185
Interest Rate Swap Asset
Assets, Fair Value Disclosure, Recurring	2,373	2,502
Interest Rate Swap Liability
Assets, Fair Value Disclosure, Recurring	(2,244)	(2,187)
Fair Value, Inputs, Level 2 | US Government Agencies Debt Securities
Assets, Fair Value Disclosure, Recurring	19,803	19,514
Fair Value, Inputs, Level 2 | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises
Assets, Fair Value Disclosure, Recurring	224,860	257,798
Fair Value, Inputs, Level 2 | US States and Political Subdivisions Debt Securities
Assets, Fair Value Disclosure, Recurring	78,367	85,040
Fair Value, Inputs, Level 2 | Equity Securities
Assets, Fair Value Disclosure, Recurring	3,359	3,154
Fair Value, Inputs, Level 3 | Mortgage Servicing Rights
Assets, Fair Value Disclosure, Recurring	166	185
Fair Value, Inputs, Level 3 | Interest Rate Swap Asset
Assets, Fair Value Disclosure, Recurring	2,373	2,502
Fair Value, Inputs, Level 3 | Interest Rate Swap Liability
Assets, Fair Value Disclosure, Recurring	$ (2,244)	$ (2,187)

Note 14_ Disclosures About Fa93

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Mortgage Servicing Rights
Servicing Asset at Fair Value, Additions	$ 17	$ 30	$ 43	$ 53
Amortization of Mortgage Servicing Rights (MSRs)	(30)	(34)	(62)	(68)
Mortgage Servicing Rights | Beginning of period
Fair Value Mortgage Servicing Rights	179	200	185	211
Mortgage Servicing Rights | End of period
Fair Value Mortgage Servicing Rights	166	196	166	196
Interest Rate Derivative Asset
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	(939)	(19)	79	(137)
Interest Rate Derivative Asset | Beginning of period
Increase (Decrease) in Derivative Assets	3,105	1,741	2,087	1,859
Interest Rate Derivative Asset | End of period
Increase (Decrease) in Derivative Assets	2,166	1,722	2,166	1,722
Interest Rate Cap Derivative Asset Designated As HedgingI nstrument
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Inputs Reconciliation, Gain (Loss) Included in Other Comprehensive Income (Loss)	(22)	(155)	(171)	(220)
Amortization of cost of interest rate cap	(22)	(3)	(37)	(3)
Interest Rate Cap Derivative Asset Designated As HedgingI nstrument | Beginning of period
Derivative Asset Designated as Hedging Instrument Cap	251	620	415	685
Interest Rate Cap Derivative Asset Designated As HedgingI nstrument | End of period
Derivative Asset Designated as Hedging Instrument Cap	207	462	207	462
Interest Rate Swap Liability
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	(1,052)	114	57	98
Interest Rate Swap Liability | Beginning of period
Fair Value Interest Rate Swap Liabilities	3,296	1,597	2,187	1,613
Interest Rate Swap Liability | End of period
Fair Value Interest Rate Swap Liabilities	$ 2,244	$ 1,711	$ 2,244	$ 1,711

Note 14_ Disclosures About Fa94

Note 14: Disclosures About Fair Value of Financial Instruments: Fair Value Measurement, Policy: Fair Value, Assets and Liabilities Measured on Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Impaired Loans | Consumer Loan
Assets, Fair Value Disclosure, Nonrecurring	$ 380	$ 399
Impaired Loans | Automobile Loan
Assets, Fair Value Disclosure, Nonrecurring	164	38
Impaired Loans | Subdivision Construction
Assets, Fair Value Disclosure, Nonrecurring	275	274
Impaired Loans | Land Development
Assets, Fair Value Disclosure, Nonrecurring	974	3,946
Impaired Loans | Owner Occupied One To Four Family Residential
Assets, Fair Value Disclosure, Nonrecurring	102	862
Impaired Loans | Non-Owner Occupied One To Four Family Residential
Assets, Fair Value Disclosure, Nonrecurring	162	288
Impaired Loans | Commercial Real Estate
Assets, Fair Value Disclosure, Nonrecurring	4,595	5,333
Impaired Loans | Commercial Business
Assets, Fair Value Disclosure, Nonrecurring	893	320
Impaired Loans | Home Equity Line of Credit
Assets, Fair Value Disclosure, Nonrecurring	216	198
Impaired Loans | Total Impaired Loans
Assets, Fair Value Disclosure, Nonrecurring	7,761	11,658
Foreclosed Assets Held For Sale
Assets, Fair Value Disclosure, Nonrecurring	1,526	6,975
Fair Value, Inputs, Level 3 | Impaired Loans | Consumer Loan
Assets, Fair Value Disclosure, Nonrecurring	380	399
Fair Value, Inputs, Level 3 | Impaired Loans | Automobile Loan
Assets, Fair Value Disclosure, Nonrecurring	164	38
Fair Value, Inputs, Level 3 | Impaired Loans | Subdivision Construction
Assets, Fair Value Disclosure, Nonrecurring	275	274
Fair Value, Inputs, Level 3 | Impaired Loans | Land Development
Assets, Fair Value Disclosure, Nonrecurring	974	3,946
Fair Value, Inputs, Level 3 | Impaired Loans | Owner Occupied One To Four Family Residential
Assets, Fair Value Disclosure, Nonrecurring	102	862
Fair Value, Inputs, Level 3 | Impaired Loans | Non-Owner Occupied One To Four Family Residential
Assets, Fair Value Disclosure, Nonrecurring	162	288
Fair Value, Inputs, Level 3 | Impaired Loans | Commercial Real Estate
Assets, Fair Value Disclosure, Nonrecurring	4,595	5,333
Fair Value, Inputs, Level 3 | Impaired Loans | Commercial Business
Assets, Fair Value Disclosure, Nonrecurring	893	320
Fair Value, Inputs, Level 3 | Impaired Loans | Home Equity Line of Credit
Assets, Fair Value Disclosure, Nonrecurring	216	198
Fair Value, Inputs, Level 3 | Impaired Loans | Total Impaired Loans
Assets, Fair Value Disclosure, Nonrecurring	7,761	11,658
Fair Value, Inputs, Level 3 | Foreclosed Assets Held For Sale
Assets, Fair Value Disclosure, Nonrecurring	$ 1,526	$ 6,975

Note 14_ Disclosures About Fa95

Note 14: Disclosures About Fair Value of Financial Instruments: Schedule Of Financial Instruments Fair Value (Details) $ in Thousands	Jun. 30, 2015USD ($)	Dec. 31, 2014USD ($)
Financial Assets | Cash and Cash Equivalents
Financial Instruments Owned Carrying Amount	$ 269,228	$ 218,647
Financial Instruments, Owned, at Fair Value	$ 269,228	$ 218,647
Fair Value by Fair Value Hierarchy Level	1	1
Financial Assets | Held-to-maturity Securities
Financial Instruments Owned Carrying Amount	$ 353	$ 450
Financial Instruments, Owned, at Fair Value	$ 390	$ 499
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Mortgage Loans Held For Sale
Financial Instruments Owned Carrying Amount	$ 16,567	$ 14,579
Financial Instruments, Owned, at Fair Value	$ 16,567	$ 14,579
Fair Value by Fair Value Hierarchy Level	2	2
Financial Assets | Loans Receivable
Financial Instruments Owned Carrying Amount	$ 3,202,377	$ 3,038,848
Financial Instruments, Owned, at Fair Value	$ 3,211,512	$ 3,047,741
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Accrued Interest Receivable
Financial Instruments Owned Carrying Amount	$ 11,306	$ 11,219
Financial Instruments, Owned, at Fair Value	$ 11,306	$ 11,219
Fair Value by Fair Value Hierarchy Level	3	3
Financial Assets | Investment in Federal Home Loan Bank Stock
Financial Instruments Owned Carrying Amount	$ 12,605	$ 16,893
Financial Instruments, Owned, at Fair Value	$ 12,605	$ 16,893
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Deposits
Financial Instruments Owned Carrying Amount	$ 3,196,318	$ 2,990,840
Financial Instruments, Owned, at Fair Value	$ 3,198,714	$ 2,996,226
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Federal Home Loan Bank Advances
Financial Instruments Owned Carrying Amount	$ 193,594	$ 271,641
Financial Instruments, Owned, at Fair Value	$ 195,074	$ 273,568
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Short-term Debt
Financial Instruments Owned Carrying Amount	$ 217,408	$ 211,444
Financial Instruments, Owned, at Fair Value	$ 217,408	$ 211,444
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Subordinated Debt
Financial Instruments Owned Carrying Amount	$ 30,929	$ 30,929
Financial Instruments, Owned, at Fair Value	$ 30,929	$ 30,929
Fair Value by Fair Value Hierarchy Level	3	3
Financial Liabilities | Accrued Interest Payable
Financial Instruments Owned Carrying Amount	$ 1,076	$ 1,067
Financial Instruments, Owned, at Fair Value	$ 1,076	$ 1,067
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net Of Contractual Value | Loan Origination Commitments
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net Of Contractual Value | Letter of Credit
Financial Instruments Owned Carrying Amount	$ 112	$ 92
Financial Instruments, Owned, at Fair Value	$ 112	$ 92
Fair Value by Fair Value Hierarchy Level	3	3
Unrecognized Financial Instruments Net Of Contractual Value | Line of Credit
Fair Value by Fair Value Hierarchy Level	3	3

Note 15_ Derivatives and Hedg96

Note 15: Derivatives and Hedging Activities: Nondesignated Hedges (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Interest Rate Swap | Not Designated as Hedging Instrument | Commercial customers
Derivative, Notional Amount	$ 113,900	$ 125,100

Note 15_ Derivatives and Hedg97

Note 15: Derivatives and Hedging Activities: Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location (Details) - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
Total derivatives designated as hedging instruments	$ 207	$ 415
Asset Derivative Fair Value
Total derivatives not designated as hedging instruments	2,166	2,087
Liability Derivative Fair Value
Total derivatives not designated as hedging instruments	$ 2,244	$ 2,187

Note 15_ Derivatives and Hedg98

Note 15: Derivatives and Hedging Activities: Schedule of Derivative Instruments, Effect on Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges | Interest Rate Cap
Derivative Instruments, Gain (Loss) Recognized in Other Comprehensive Income (Loss), Effective Portion, Net	$ (9)	$ (101)	$ (105)	$ (143)

Uncategorized Items - gsbc-2015

Label	Element	Value
Net realized gains on sales of loans	us-gaap_GainLossOnSalesOfLoansNet	$ 1,059
Net realized gains on sales of loans	us-gaap_GainLossOnSalesOfLoansNet	608
Initial gain recognized on business acquisition	fil_InitialGainRecognizedOnBusinessAcquisition	$ 10,805